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A health Flexible Spending Account is a special savings account that helps you pay for medical expenses your health insurance doesn't pay for, as well as your health insurance deductible, copays, and coinsurance. There are tax advantages to having an FSA, so there are also lots of rules about who can have one, how it's set up, and how it can be used. Here's how it works.

Your Flexible Spending Account Is Owned by Your Employer

An FSA is an account tied to your job; it's set up by your employer. Even though the FSA account may have your name on it, technically, your employer owns the account and all of the money in it. However, your employer uses the money in your FSA to pay for your out-of-pocket medical expenses.

How Money Gets Into Your Flexible Spending Account

Even though your employer owns the account, you're usually the one putting money into it. During open enrollment each year, you tell your employer how much money you'd like to contribute to your FSA that year. IRS rules limit your contribution to no more than $2,500 per year, but you can contribute less than that if you prefer.

Your employer then deducts enough money from each of your paychecks throughout the year to result in the yearly contribution you chose. The money your employer deducts, known as a payroll deduction, goes straight into your FSA. It's deducted from your paycheck before your income taxes are figured so you don't pay income taxes it.

In addition to the money you put into your FSA through payroll deductions, your employer can put money into your FSA. However, most employers don't contribute to their employee's FSAs.

What Can Flexible Spending Account Money Be Used For?

In general, you can use your health FSA money to pay your health insurance deductible, copays, or coinsurance. You can also use it for some medical expenses your health insurance doesn't cover like first aid kits, hearing aids, hearing aid batteries, contact lenses and contact lens cleaning solutions. Kids need braces? You can use your FSA money to pay the orthodontist. Want vision correction surgery? You can use your FSA money for that, too.

As a rule of thumb, you can't use your FSA money to pay for purely cosmetic procedures like face lifts and liposuction. Additionally, you're only allowed to use your FSA to pay for over-the-counter medications (like Tylenol and aspirin) if you have a doctor's prescription for these non-prescription medications.

You can use your FSA money for anything that the IRS considers an "eligible expense." For more specifics about what qualifies as an eligible expense and what's prohibited, see IRS publication 502.

How Do You Access Your FSA Money?

There are two common ways you access the money in your FSA. First, your employer may give you a debit card to pay for FSA eligible expenses. For example, when you go to a doctor's appointment and the office staff wants to collect your copayment, you would pay the copayment using your FSA's debit card. These debit cards are generally "smart enough" not to allow you to spend the money in your FSA for things that aren't FSA eligible expenses.

Rather than providing a debit card, some employers require you to pay your medical expenses up front and then reimburse you for those expenses using the money in your FSA. In this case, when the doctor's office staff collects your copayment, you'll pay for it yourself and save the receipt. You'll then submit the receipt to your employer. Your employer will take money out of your FSA to reimburse you. Some employers send this reimbursement money to you as a check in the mail; some add the reimbursement to your next paycheck; some deposit the reimbursement money into a bank account of your choosing.

What Are the Advantages of an FSA?

 You save on taxes. Since your FSA contribution is deducted from your paycheck before your payroll taxes are calculated, your income looks smaller so you pay less in payroll taxes. Unlike an IRA or 401K, you don't even pay income taxes on that money when it comes out of the FSA. The money you put into an FSA and then use to pay for eligible medical expenses is tax free.

 It's easier to budget. An FSA makes it easier to come up with the money for big medical expenses like your health insurance deductible. Here's why. Let's say your health insurance deductible is $1,200 so you choose to contribute $1,200 to your FSA this year. In January, your employer takes $100 out of your paycheck and puts it into your FSA. Early in February, you get sick and wind up owing your entire $1,200 health insurance deductible in February. Even though you've only put $100 into your FSA so far, you're allowed to take out the entire $1,200…before you've even put it all into the account. You can pay your deductible in full even though you haven't saved enough money yet.

 Quitting? It's like a loan you don't pay back. If you quit or lose your job before the year is up, you don't have to make up the difference between what you've contributed into your FSA and what you've spent from it. Learn more about this in "What Happens to My Flexible Spending Account When I Lose My Job?"

 No tax filing hassles. Unlike other types of tax-advantaged savings accounts used to pay health care expenses (HSAs and HRAs) you generally don't have to address your FSA contributions or the money you take out of your FSA when you file your federal income tax returns.

What Are the Disadvantages of an FSA?

Even though an FSA can help you out with taxes and budgeting for health care expenses, it's not without problems. Here's what to beware of.

 Use it or lose it…kind of. If you don't spend all of the money in your FSA each year, some or all of that money is forfeited to your employer. IRS rules allow your employer to rollover up to $500 of the money remaining in your FSA at the end of the year into an FSA for the next year. However, your employer doesn't have to roll this money over. Even if your employer chooses to roll unused funds over, since the IRS limits the rollover to $500, you'll forfeit anything more than $500 remaining in the account at the end of the year. As an alternative to rolling over up to $500, your employer may allow a grace period of a several weeks for you to "use up" any unused funds left over in last year's FSA. However, once again, your employer isn't obligated to do this.

 You're locked in. Once you make your contribution election during open enrollment, you can't change your mind until next year's open enrollment. That money comes out of each paycheck all year long even if you later decide you're contributing too much or your paycheck is too small to meet your monthly obligations. The only way you're allowed to change your contribution amount before the next open enrollment period is if you have a qualifying event. These are usually things like getting married, divorced, having a baby, or having a change in your employment status.

 Lower Social Security benefits. Since your FSA contributions come out of your paycheck before your social security taxes are calculated, you pay slightly less in social security taxes each year. However, since the amount you'll eventually collect in social security benefits is based on your earnings, making your earnings appear lower could potentially result in slightly decreased social security benefits. If you're concerned about this, your financial or tax advisor can help you figure out if your decreased earnings might affect your social security benefits.

 Your money won't grow. If you were saving hundreds or thousands of dollars outside of an FSA, you'd probably invest the money in something that would allow it grow or collect interest. However, since the FSA is technically owned by your employer, you can't invest or get interest on your FSA money. By putting your money into an FSA, you're losing the opportunity to invest it elsewhere. You have to weigh whether the tax and budgeting advantages of the FSA outweigh the lost investment opportunity.

Sources:
IRS Notice 2013-71
IRS Publication 969


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|This is a discussion on Cant beat micros - dont know how to find leaks. within the online poker forums, in the Cash Games section; Started online poker about two weeks ago and ive just been consistently losing money since. Just been playing micro stakes, and i cant really manage
Cant beat micros - dont know how to find leaks.
Started online poker about two weeks ago and ive just been consistently losing money since. Just been playing micro stakes, and i cant really manage to even beat the 2NL...
I've dabbled in various different styles, like full ring, 6 max, STT, MTT, HU etc. After looking on this site, i realise i need to stick to one mode, just haven't decided which yet, most likely 6/9 cash games due to time constraints.
I cant afford to buy hand analysis software, like PT or HEM, and i personally prefer not to use a HUD. But i cant figure out what my leaks are.
Any suggestions or helpful tips?
Not sure what all these stats mean but...
My stats are(from HEM free):
played ~4k hands
3Bet: 11.7
Postflop Agg%: 40.3
WON $ at SD: 37.6
Flop CBet%: 50.7
Turn CBet%: 69.2
River CBet%: 50.0
Fold to flop Cbet: 43.3
'' Turn '': 30.0
'' River '': 0.0
Raise Flop CBet: 13.4
'' Turn '': 30.0
'' River '': 0.0
Squeeze: 10.9
Raise Two Raisers: 0.0
Call Two Raisers: 15.2
Fold vs 3Bet: 9.8
Call vs 3Bet: 82.9
Raise vs 3Bet: 7.3
Thanks for any help or tips
|Similar Threads for: Cant beat micros - dont know how to find leaks.
|Last Post
|Thread Starter
|Bleeding Money, Can't Find Leaks
|26th December 2014 9:32 AM
|Learning Poker
Don't think it is about finding leaks from people in the micro's
First of all it is important to recognice players in the micro's. What type of player is each player at your table? A fish? A calling station? A reg? A very tight or very agro player? Once you recognice them you change your play based on your table and against each player in a hand.
You can also try and find out why you aren't beating the micro's. What is causing you not beating them? How do you bust and why? Are you playing a to wide range of hands? Are you playing to tight? Are you calling to much?
Analyse the hands which make you lose money and try to find the problem. If you find out the problem you can solve it
Hope it helps,
If you have your stats then that also means you have your old hand histories. Go back and analyse your biggest losing hands and work out what you could do differently next time. You might find a common trend in your biggest losses (e.g. most of them are playing AJ out of position, or most of them are calling too many raises with marginal hands, etc., etc.).
If you honestly can't work out anything you can change then just post your hand histories in the Hand Analysis section of the forum. Other players will respond and give you tips on things you could do differently:
The problem i have with analyzing hands is im not sure what i need to do, like how do i actually analyze a hand?
I also struggle to get a read on people when playing online, so can't always tell if someones playing loose or if theyve been dealt a monster
Thanks though
re: Poker & Cant beat micros - dont know how to find leaks.
To know whether or not you are behind, you need to analyze players. At micros, you don't need to go very deep, you just need to have a general idea. You say you have troubles with that, but it's fairly easy. See how the players in your table are acting every hand. Focus on one at a time and see how he does. When you have a clear idea of how this player plays, move on to the next one. Eventually you'll have enough experience to do this much faster. So, how do you read one player?
If he calls pre-flop a lot of times, he is loose, possibly loose-passive. He plays a lot of hands, and you can confidently put him on a range including suited connectors (ex. 78s), conectors (ex. 78o), suited medium-high cards (ex. 57s), pocket pairs and everything that has an Ace or figure. Depending on how much he folds exactly and the showdowns you see from him, you can add and cut down hands from this range. You can also say he doesn't have any amazing hands since he didn't raise.
If a player plays like this one but is raises instead of calling, then he is a Loose-Aggressive. You can possibly cut down the range on this one. For example, it's unlikely he would be raising with 57s, but still likely he raises with 89s in a good spot.
If the player calls around 1/4 of his hands, he is tight-passive, or tight-aggressive if he tends to raise. His range is strong, he probably has medium to high pocket pairs, suited connectors, KQ and AK, and suited medium aces.
You ought to be careful with loose-aggressive and tight-aggressive players. These playing styles are the strongest and people behind them tend to have some knowledge of the game. When one of these players raise from early position, you can cut down the lowest hands of they range: they most likely have TT+, AK, KQ only.
These are the general terms for players and they develop as the board comes out, and as you watch them play, you should start thinking about strategies to beat them. For example, loose-passive players will mostly call post-flop until the river (what is known as "Calling Station"). These players will call with the weakest of draws and anything below top pair, sometimes even top pair/medium kicker is a check/call for them, but so is medium pair/bad kicker, or at micros, sometimes even underpair. So as soon as you recognize someone like this, it becomes easy to play against them: you wait for good hands, and you bet them against these players. When they raise you, it means they have a monster and you should let go of anything below 2 pair. When they bet into you, you should call and re-evaluate next street, where they should most likely check. If they keep betting, you fold anything below top pair/top kicker. And against these players you shouldn't bluff, given they won't fold.
This is a crash-course on player reading. Also, try to always guess what they have, even when you're not playing.
2nd part of your question: how to analyze a hand.
You ask for your hand history and pick the hand where you are not sure about the decision you made. So you start by seeing whether you have any input on your opponent. You put him on a range of hands, and then you use a software (say, Equilab) to see whether or not you were ahead of his range on a street, and what is your chance of winning.
After this, you ask yourself "What if I had raised? What would he do? Would he fold, 3-bet, call? What would happen next?". You ask yourself about every action you could have taken and look into their consequences Also, try to remember why you made that bet/call/fold, and see if that was a valid reason.
If you still are not clear, you post your hand in an hand-review forum, like CardsChat
Online I find it easier to read people using the methods described above (mostly keeping note of how many hands they play and how they often they raise pre-flop).
Online you can also buy a HUD which gives you this information and another useful things to know (for example, how often your opponent will fold if you reraise him preflop).
i play with friends live, all amateurs like myself, but just checking, because i can occasionally be put off by body language and then kick myself because i didnt notice the betting pattern is similar etc...
Not a fan of HUDs, because i'd rather struggle now and teach myself to read people better, rather than end up reliant on knowing a players VP$IP or s/t... also, it doesnt translate to live poker.
You need to try and find out why you aren't winning the micro stakes. Why and how do you lose most of your stack? You can start posting hand here and i can take a look. I am not very good myself, still trying to become better and better, but i bet i can help you out if you post some hands. Don't be afraid to post hands you think you played wrong, and also post hands you are 100% sure you played it right. You learn from mistakes and if you make a mistake without notice you will keep making the same mistake over and over.
I'd love to help you out for like 30 minutes on skype, if you screenshare while doing a session. I don't coach or anything, and don't want to ask you some fee or what ever. But sounds fun for both and i think we both can get better from it . Someone helped me out this way a while ago and it really helped me a lot. Think it is a nice way to pass the information i got from him to a next person Let me know if you want to do this and ill let you know when i got some time
re: Poker & Cant beat micros - dont know how to find leaks.
Big leaks , Real quick:
Playing way too loosely vs 3bet - stats - fold to 3bet, call 2 raisers, raise vs 3bet, call 3bet
Playing too many hands even in 6max - stat - vpip
Going too far with marginal hands - stats - wtsd, w$ at sd
too many marginal hands
you bluff lots? dont
careful playing out of position
usually 3bets mean a good hand, watch what you call with
post some hands that cost you lots
Off hand you are calling 3bet way too much. Also you are playing too many hands; in general VP$IP is 26.2 you are playing one out of four hands. Try to play more hands in position vs. playing blinds, UTG, UTG+1. Tighten your range in EP and open it up CO-1, CO, Button. It is also game dependent so the type of play at the table should determine your style of play.
6 max chart and if you play full ring tighten up little more especially UTG range
So my main problems are:
- that I go too far with marginal hands? like top pair by the turn with a flush draw on table etc...
-I get too attached to hands when ive not had good cards in a while
-I play good, but not amazing, hands out of position, like AJ, KQ and maybe low PPs
|Similar Threads for: Cant beat micros - dont know how to find leaks. > Texas Hold'em Poker
|Last Post
|Thread Starter
|Bleeding Money, Can't Find Leaks
|26th December 2014 9:32 AM
|Learning Poker


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Why Choice is an Illusion?
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The ASA Conference: Choice is an Illusion on Top!
Vender index, ASA Conference
Thanks to the magic of alphabetical order, Choice is an Illusion came out on top at last week's American Society on Aging Conference in Washington DC. See photo.
Special thanks to the Euthanasia Prevention Coalition for its financial support to make this possible. Thanks also to our volunteers!
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Euthanasia Prevention Coalition
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Summary Cider appeals to both sexes, as it is now more acceptable for women to be seen drinking in public and has continued its steady growth in South Africa. Ciders have the same price point as imported premium beer, and have utilized the clear glass bottle to maintain its premium image. As the Rand continues to weaken there is a more bang for your buck trend.Key Findings• Cider is mostly seen in more affluent metropolitan areas , and are often confused with ales• Cider has become a fashionable drink, it's not as popular with the young as FABs and often gets confused in the mind of the consumers with this category• Cans are starting to become popular with larger can sizes starting to be introduced in different markets Synopsis South Africa Cider Market Insights 2015 Report provides a complete overview of the South Africa cider industry structure offering a comprehensive insight into historical background trends, 2014 performance and 2015 outlook. Covering total market (on and off-premise) the report details:• 2010-2014 actual detailed cider consumption volume data by segment, brand, brewer, packaging and distribution (on-/off-premise), with 2015 forecasts• Top line production, import, export and consumption volume from 2004-2014 with forecasts for 2015 • Value by distribution channel 2010-2014, with 2015 forecasts • 2013-2015 selected on- / off-premise retail prices• Details of key cider new product launches in 2014 by company• Overview of the competitive landscape in the cider market, with analysis of key company performance• Insightful and valuable analysis of the drivers behind both current and emerging trends in the cider market• Data is also available in excel formatReasons To Buy• Gain in-depth understanding of the dynamics and structure of the South Africa cider industry, from the latest competitive intelligence of both historical and forecast trends to enhance your corporate strategic planning• Evaluate the current emerging trends and future growth opportunities in the South Africa cider market to support your brand development and marketing initiatives• Compare and track the performance of brands and brewers to develop a competitive advantage• Understand volume vs value trends and identify the key growth opportunities across the super-premium, premium, mainstream and discount segments to best target profitability• Identify how brewers can capitalise on current consumer trends and increase brand volume and profit by expanding operations into new areas such as cider• Interrogate the unique granularity of our data to analyse the market on a variety of levels to make well-informed decisions on future threats and growth prospects in the marketplace for your company• Use our new powerpoint add-on to quickly absorb a succinct summary of the key trends in the South Africa cider market• View a selection of the key 2014 product launches and identify competitor activity and product innovation and differentiation prospects


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WA 92 WS 91 WE 91 Pts - According to Wine Advocate - The 2010 Syrah Nina Lee Walla Walla is a smoking Syrah that spent 21 months in 100% French oak, 50% being new. Dense, rich and fabulously concentrated, it gives up layers of black cherry, raspberry, flowers and creamy licorice to go with a full-bodied, multi-dimensional, lengthy profile on the palate. It's a beautiful wine that will drink well over the coming decade or more.
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Yes, the Popsicles are expensive. They are worth every penny. They taste incredible... They're made with real ingredients... And they aren't filled with chemicals.
No matter what you like, you will find something... They have plain flavours and fun flavours... Sweet ones and...
After learning about the organic popsicles at The Hyppo I made this stop a must. The selection was plenty and the popsicle was the best thing ever on such a hot, humid day. I had the Hibiscus Guava. It was delicious and refreshing! The employees were very knowledgable and helped make my decision easier. Go to The Hyppo!
I have to say- veggie pops? not a big hit with us but
if you are very hot, these pops are all natural and very delicious
Amazing variety of popsicle flavors!! So refreshing on a hot day in St. Augustine! We got the cantaloupe + black pepper and watermelon + cucumber flavors :)
The Hyppo has 2 locations within the downtown area of St Augustine. It's a trendy store that provides delicious ice treats made from fresh fruits and other natural ingredients. As I understand it many of the natural ingredients come from the local area. Every afternoon during our stay we'd stop in a try another one. Our favorites were the Elvis...
Wow! Their Peach Datil Pepper popscicle issooooo good. Some people were saying it's too hot, but I thought they were the best hot/cold thing I've had in a very long time. I am going to try to imitate them since we were visitors to St. Augustine.
But I have my own datil pepper plants and they do very well in...
Own or manage this property? Claim your listing for free to respond to reviews, update your profile and much more.


text:
The most important resources in the world today are information and knowledge. Even with technologies which have brought this wealth to many, medical information is not allocated equitably. Nurses, the frontline healthcare providers in South Africa, do not have access to the Internet or to medical reference materials. To provide all Port Elizabeth Health Complex nurses with reliable, relevant, and up-to-date information, we need to purchase 150 handheld computers and train nurses to use them.
We will deploy the 150 mobile computers with a library of medical information related to diagnosing and treating HIV/AIDS patients. Nurses will be trained to use the devices and apply the information in their work with patients at the point of care.
The project will provide 150 nurses with vital medical information needed to diagnose and treat an estimated 126,000 HIV/AIDS patients in Port Elizabeth and build the capacity of nurses and other hosptial staff to use information technology.
This project has provided additional documentation in a PDF file (projdoc.pdf).


text:
Holidays & Occasions
Featured Content
Baking & Desserts
Cheese & Dairy
Coffee & Beverages
Dinners & Sides
Spreads & Condiments
Dressings & Marinades
Cooking Tips
Cooking Videos
World Cuisine
Healthy Living Articles
6 servings, 1 cup (250 mL) each
Read MoreRead Less
Tap or click steps to mark as complete
Serve over your favourite hot cooked pasta.
Create a vegetarian version of this delicious soup by substituting canned vegetable broth for the chicken broth.
This robust soup is equally delicious whether served warm or chilled.
* Nutrition information is estimated based on the ingredients and cooking instructions as described in each recipe and is intended to be used for informational purposes only. Please note that nutrition details may vary based on methods of preparation, origin and freshness of ingredients used.
This is so good and so easy to make. I also add a couple of stalks of chopped celery, use fire roasted tomatoes instead of chili-style, and use veggie broth instead of chicken broth, and sometimes mayo or balsamic instead of Thousand Island, depending on the flavour I'm looking for that night and still excellent. We like it served with croutons and grated cheese on top.
Excellent soup; I added other veggies I had on hand. Served with a few croutons and grated parmesan.


text:
Gender: Girl
Meaning: Golden, River Kaveri
Origin: Indian, Tamil
Religion: Hindu
Ponni is a Hindu Girl name, meaning of the name is Golden, River Kaveri and origin of the name is Indian, Tamil. This name is mostly used in Hindu.
If you select the name Ponni for your baby, Congratulations! But if you don't like Ponni then please continue searching our site.
External References
Similar Names
No similar names found...


text:
Don't look now but the stink bug is back. This pest threatens to invade U.S. homes in record numbers as winter approaches, according to agriculture officials.
Earlier this year the U.S. Department of Agriculture (USDA) named the brown marmorated stink bug the agency's number one invasive pest. It's been sighted in 39 states and is wreaking havoc in homes and gardens, in addition to being a threat to orchards, vegetables and crops.
The brown marmorated stink bug, formally known as Halyomorpha halys, was likely introduced into the U.S. by accident as recently as 1998. It's widely found in China, Korea and Japan.
You can identify these creatures their distinctive "shield" shape. If you step on one you can identify it by its pungent odor. The adults are approximately two thirds of an inch long and about as wide.
They are various shades of brown on both the top and undersides, with gray, off-white, black, copper, and bluish markings. Markings unique to this species include alternating light bands on the antennae and alternating dark bands on the thin outer edge of the abdomen.
Home invaders
In addition to causing plant damage, these insects can cause discomfort when they invade your home, and as autumn turns to winter that's exactly what they try to do. They can slip into a home through window air-conditioners, small holes in the foundation and along cable television lines. You know you've got a problem if you spot one or two hanging on curtains, lampshades or clothing.
"Once inside walls, stink bugs may be difficult, if not impossible, to totally eliminate," said Stoy Hedges, senior technical professional with Terminix, a pest control company.
Stink bugs were especially problematic in 2010. Experts think they could be as bad, or worse, this year.
Keeping them outside is a homeowner's preferred strategy. Sealing cracks and holes in the home's exterior with silicone or caulk will help. Be sure to check for damaged window or door screens, torn weather-stripping and loose mortar. Equip vents with tight-fitting insect screens.
It's also important to properly ventilate basements, attics, garages and crawl spaces. Keep those areas dry and use a dehumidifier if necessary. It may also be helpful to reduce outdoor light at night.
Traditional pesticides often ineffective
While traditional pesticides can be effective against the bugs you can see, there are a number of home-made formulas and strategies you can find on the Internet. One we foundsuggests drowning the bugs in a concoction of soapy water. However, it could be tedious and time-consuming, since you have to find the bugs and knock them into the soapy soup one at a time.
You'll also find a number of commercial stink bug traps. This one can be adapted for use both inside and out.
The Agriculture Research Service (ARS) in Beltsville, Md., is actively trying to develop a potent weapon with which to wage war on this insect. There's also a multi-state effort with over 50 entomologists trying to track these bugs while looking for ways to control their spread.
While stink bugs are a relentless threat to corn, cotton and soybeans, agriculture experts concede they may be a bigger nuisance to homeowners -- at least over the winter months.


text:
Ho Yinsen
this wiki
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- "You got a family?"
"Yes, and I will see them when I leave here. And you, Stark?"
"So you're a man who has everything, and nothing."
- ―Tony Stark and Ho Yinsen
Ho Yinsen was a renowned scientist and surgeon, hailing from the village of Gulmira. Yinsen was held captive, alongside Tony Stark, by the Ten Rings in Afghanistan, where he was charged with attending to Stark's medical needs when Stark was brought in injured from an explosive. Having lost his family to local terrorist activity, Yinsen helped Stark escape the cave, but willingly sacrificed himself in the process.
Meeting Stark
- "Mr. Stark, Ho Yinsen."
"Ah, I finally met a man called 'Ho'."
- ―Ho Yinsen and Tony Stark
Yinsen was an Afghan man from the small village of Gulmira. Eventually, he became a scientist after graduating from Cambridge University and started to work in Europe.[1]
Ho Yinsen met Tony Stark on New Year's Eve in 1999 at a party in Bern, Switzerland, after Stark delivered a lecture, while very drunk, on integrated circuits. Yinsen tried to introduce Stark and Maya Hansen to Dr. Wu, but Stark drunkenly brushed him off to focus his attention of Hansen.[2] However, Stark would not even remember this encounter when he met Yinsen again years later.[1]
In Captivity
- "If you do this for them, he will let you go free."
"No he won't."
"No he won't."
- ―Ho Yinsen and Tony Stark
Ten years later, Yinsen was captured by the Ten Rings, a terrorist group in Afghanistan. When the Ten Rings brought in Tony Stark, injured from an explosive used in their ambush, they charged Yinsen with keeping Stark alive. A skilled and resourceful field surgeon, Yinsen removed much of the shrapnel from Stark's body, and helped keep him alive long enough to build an electromagnet piece in his chest to keep the remaining shrapnel from entering his heart.
Under captivity, Stark and Yinsen were ordered by the terrorists to build a Jericho Missile similar to the one Stark demonstrated to the US military, or they would be killed. However, Stark refused and was tortured. Yinsen managed to motivate him and both men acknowledged that they would be murdered either way and instead focused on an escape plan. Stark revealed to Yinsen that he would use the parts that the Ten Rings gave them and build a weaponised suit of armor which he would use to kill the terrorists and return Yinsen to his family.
Escape and Death
- "This was always the plan, Stark."
- ―Ho Yinsen
Yinsen helped Stark keep the Iron Man Mark I suit he was making a secret from their captor, Raza, and assisted in its creation. When Tony asked about Yinsen's family, Yinsen merely noted, "I will see them when I leave this place." Yinsen also pointed out the damage wreaked upon the region by the terrorists, using Stark's own weapons, and asked if this is what he wished "the legacy of the great Tony Stark" to be.
During the escape the terrorists were alerted to their plan, seeing there was not enough time to power up the suit, Yinsen took a gun and chased the terrorists away. He was shot and mortally wounded when he ran round a corner to be caught by dozens of terrorists. When Stark found Yinsen, mortally wounded, he reassured Stark, revealing that this had always been the plan as his family was dead and that he wished to be reunited with them. With his dying breath, Yinsen asked Stark not to waste his life.[1]
- "Why do you think you're still alive, huh?"
- ―Ho Yinsen to Tony Stark
- Master Engineer: Yinsen managed to help Tony Stark create the first Iron Man armor.
- Expert Physician: Yinsen is considered a renown surgeon and was able to keep Tony Stark alive when he had shrapnel digging into his heart.
- Tony Stark/Iron Man - Fellow Captive and Friend
- Maya Hansen †
- Wu - Associate
- In the comics, Ho Yinsen is a Chinese physicist and engineer greatly admired by a young Tony Stark.
- Yinsen's relationship with Stark mirrors Captain America's with Abraham Erskine, although Yinsen is more of a moral example to the then somewhat decadent Stark, whereas Erskine instead supports and affirms Rogers' pre-existing values.
External Links
- Ho Yinsen on the Marvel Wiki
- Ho Yinsen on Wikipedia


text:
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This profile is of my Friend who is simple and good looking. Our mother tounge is hindi and caste is brahmin kanyakubja.She is currently residing in germany.
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text: This is probably one of the best restaurants that I've ever been. The place itself is oozing with elegance and the food is marvelous with a modest price to match. I was craving for some pasta after a week or so of staying in Tirgu Mures and was brought here by a friend. The carbonara and the pizza we ordered... More


text:
No other book covers as extensively the pathology of the bone marrow in children. It provides a wide background for the understanding of bone marrow disease in children and its difference from that of the adult population. It illustrates the morphology of the peripheral blood, bone marrow aspirate and bone marrow biopsy. It is useful for the diagnostic of pediatric disorders in the bone marrow as a guide for pediatric pathologists, hematologists, oncologists and medical technologists or any physician involved in the diagnosis of pediatric bone marrow disorders.
DETTAGLI PRODOTTO torna su
Titolo: Pediatric Bone Marrow - A Practical Approach to the Diagnosis of Pediatric Bone Marrow Disorders
Autori: Penchansky
Editore: Springer Verlag
Volume: Unico
Edizione: 2004
Lingua: Inglese
Finitura: Copertina rigida
Misure: 20x27,5 cm
Pagine: 296


text:
Ranch Chicken
Total Time
Prep 10 mins
Cook 20 mins
I have never tried coating chicken in Ranch dressing and found this to be surprisingly tasty.
Ingredients Nutrition
- 4 boneless skinless chicken breasts
- 1⁄4 cup ranch salad dressing
- 3⁄4 cup breadcrumbs
- 1⁄2 teaspoon dried basil
- 1⁄2 teaspoon dried oregano
- 1⁄2 teaspoon dried parsley
- oil
- Mix bread crumbs and spices.
- Dip chicken pieces in salad dressing, then in bread crumbs.
- Cook chicken in a little oil over medium-high heat until outside is a golden brown and no longer pink, turning only once.
- Can also be done in oven.
Most Helpful
This was wonderful !!! We used Garlic Ranch Dressing(by wishbone) and doctored up packaged breadcrumbs--I baked it in the oven at 425 for about 20 minutes (the chicken was pretty thick)-didn't loose any crumbs and Chris told me " Don't forget how you did this!" which translates to five star ratings for this great recipe--definitely a keeper!! Thank you!!~~TERESA
This was a hit with everyone who tried it. The flavor is great. I will try it in the oven next time in the hopes of holding on to more of the breading. I'm going to assume that it should be cooked at 350.
quick and easy! tnx


text:
This question is about a 2000 Mercedes-Benz 230 SLK, automatic transmission.
I had a vibration around the shifter
area. It would make noise & go away
at different speeds & in different
gears. Very annoying. I was told to
replace the flex disc, which I did.
Evidently I wasted my money, time,
effort. The old flex disc looked ok to
me. But it still vibrates. Anybody have
any other ideas I could try?
Also my drivers side mirror has
yellowed. I've heard this happens
because of the auto - dimming feature
giving up. I've seen how to remove the
mirror to replace it. But that looks to
involved for me. Does anybody know
of a regularly sized mirror that could
be double-faced taped to the old
Thanks in advance.
2 Answers
The vibration around your shifter is a very easy fix + a $5 part from MB. All you need to do is replace the shifter bushing (green) which is placed between the shifter and the lever.
Your replacement mirror can be found here: http://www.partsgeek.com/catalog/2000/mercedes/slk230/body_mechanical_-ar-_trim/mirror_glass.html
Your Answer
Search Mercedes-Benz SLK-Class Questions
Mercedes-Benz SLK-Class Experts
Richard Keeler
Reputation 310
Reputation 230
Michael Kane
Reputation 210


text:
How to Create Graphic Art
A graphic element can enhance the message of written copy in an advertisement, newsletter, flyer, web page, or most any media. You don't need to be Rembrandt or Norman Rockwell to create eye-pleasing graphics that get the job done. Graphic art is a visual message that's easy to recognize.Historically, graphic art meant printmaking, or the tactile art of drawing and painting using traditional tools applied by hand on paper or canvas. But today, modern graphics for commercial use is done on the computer.
Things You'll Need
- Sketch pad or plain white paper and a pencilPC or Macintosh computerSelection of fontsGraphic softwareScanner (optional)
Creating the Graphic
Step 1
Define the graphic's objective. Will it be used to sell something, as in an advertisement? Or will it help convey the message in a newsletter or magazine article? The answer will guide how the graphic needs to look when it's finished.
Step 2
Loosely sketch the idea on paper. Seeing the graphic two-dimensionally not only gives the artist a cursory glance at what he or she envisioned, it also speeds up the creation process when putting it together on the computer.
Step 3
If type will be incorporated into the graphic, select a font that complements the image and style of what it's going with.
Step 4
Recreate the sketched idea using computer graphic software. Scan the drawn image if needed, or simply refer to it while using the paint or draw tools.
Step 5
Save the graphic as a file that can be imported into another software program like Microsoft Word, Publisher, or Powerpoint. Formats like .tiff, .jpeg, .gif, and .eps are compatible with most software.
Step 6
Print the graphic to check colors, size, and to proof spelling if type was used.
Tips & Warnings
- If the graphic is for Internet use, the resolution should be no less than 72 dpi (dots per inch). Sometimes royalty-free clip art or photographs added to a graphic can enhance the visual message.
- Graphics for the web must be RGB (red, blue and green), and graphics for print must be CMYK (cyan, magenta, yellow and black).Graphics to be reproduced on a commercial offset printer should be high-resolution, preferably no less than 300 dpi (dots per inch).


text:
Music Gear News
The Twilight Sad and Django Django shortlisted for Scottish Album of the Year Award
They have been named in the top ten and will battle it out for the prestigious accolade going up against the likes of Karine Polwart, Lau, Paul Buchanan, Human Don't Be Angry, Stanley Odd, RM Hubbert and Lau.
Django Django's self-titled debut album has been a roaring success for the group gaining rave reviews from music publications. NME scored the album an eight out of ten while it was listed at number 26 on Rolling Stone's top 50 albums of 2012.
The Twilight Sad's No Can Ever Know is the band's fourth studio album and also was met with a host of positive reviews with Pitchfork, Drowned in Sound and the BBC all praising it.
Big names such as Calvin Harris and Emelie Sande both missed out on the shortlist despite having a successful past year.
John Williamson, chair of the independent panel of judges at the Glasgow Academic, said: "Although there was a strong longlist including some hugely commercially successful albums, the ten chosen for the short list are those that best reflect the range of music made by Scottish artists in 2012. It includes debut albums and ones by people who have been making music for 30 years."
The winner will be announced at Barrowland Ballroom in Glasgow on June 20th.
Posted by SR.Posted on 3 Jun 2013 13:04 to category : Band / Celebrity News
Related Music News
Laying the foundations for generations of artists to follow, the legendary musician Leonard Cohen has passed away from unspecified causes.
Stating it as more of a necessity for the band, M. Shadows highlights the importance of not stagnating and keeping things exciting
Cancelling his remaining shows in December due to ill health, fears arise over the guitar legends health
Verified by the guitarist himself, Slash's B.C Rich played a pivotal role in Guns N' Roses rise to fame
Featuring a number of tracks by their favourite artists, the Stone's latest effort is set for release December 2nd
Speaking to friend and radio host Eddie Trunk Frehley stated that he would rejoin the band if the offer came his way
Recent Music News
For those who want to emulate the massive tone of one of the contemporary music scene's biggest percussive heroes, the 'Spooky' signature drum is this winters must have addition to your kit
Some formats of compressed MP3 have been linked with negatively effecting individuals emotional state due to their inherent tonal characteristics
Once again Cubase continue to pave the path of innovation with Cubase Pro 9
Changing colour from its previous grey to a sleek black, the Launch Control XL's appearance has been re imagined to keep it inline with its Launch key and Launchpad counterparts.
Designed to simulate various classic amp tones, Supro's Tremolo Pedal introduces the new school to the old school
A premium belt-drive turntable that features wireless streaming, the BT-500 has been designed to extract every musical detail of your record collection


text:
We found 133 'appaloosa' adverts for you in the UK and Ireland
This advert is located in and around
Horndean, Hampshire
Behalf of friend this beautiful appaloosa partbred stallion is for sale and more by white lighting who is afon mr crispy and afon tarks sire. Over 14hh to 15.2hh from £1000 upwards. good homes Please...
This advert is located in and around
Selston, Nottingham
Gelding, 13.2 hh,
8 years old.
Loves to jump, been hunting, local shows.
Not strong or silly, will go first or last.
Good in heaviest of traffic,
Good to catch,clip,shoe,box,clip etc.
Loves attention.
This advert is located in and around
Bacup, Lancashire
15h1/2 Appaloosa x maxi cob mare. Born May 2013 and backed lightly about 12 weeks ago. She is mature for her age mentally and took to work happily. Schooled in walk, trot and canter and is starting...
This advert is located in and around
Marsden, West Yorkshire
Fantastic Opportunity to purchase an Appaloosa Gelding with lots of scope.
"Freckles" has an absolutely adorable temperament, is very forward going and trusting and has stable manners to die for.
This advert is located in and around
Sevenoaks, Kent
Trinity is a lovely 5yo, 16.2hh, buckskin, Andalusian X Appaloosa gelding.
I'm not going to write much of a description of Trinity on here,...
This advert is located in and around
North Wales
Appaloosa colt foal to make 15h. Just starting to colour up. Both parents can be seen. Will make a great allrounder.
This advert is located in and around
Burnley, Lancashire
Project 7yrs steel grey mare. She was broken 18months ago then turned away due to lack of time so will need starting again. Has recently been long reined and lunged with tack and a dumy on just needs...
This advert is located in and around
Leamington Spa, Warwickshire
Spotty is 14h and 20yrs young. Spotty is looking for a new long term / permanent loan home as her current loan will shortly be coming to an end due to a change in current loaners...
This advert is located in and around
Derby, Derbyshire
Compact, attractive 6 year old blanket spot gelding by Rollestone Kharma (Knabstrupper) and out of a warmbloood mare. Standing at full up 15.3hh this gelding has a fantastic willing attitude to work....
Ocknell marble is a 14.1hh 6 year old mare. She has been a brood mare. She would make a great kids pony as she is quiet and sensible. Halter broken and not in foal for next year. We have owned marble...
Registered part bred appaloosa colt foal. Very striking lad. Lovely straight movents. Born in may. To make a minium of 16.1h. Both parents can be seen and also a full sister from last year. Will make...
This advert is located in and around
Stafford, Staffordshire
Fantastic opportunity to ride my 13.1hh rising 4 year old gelding, all i ask is that you help with yard duties (This will just be poo picking). Yard is in Salt near Stafford.
Hes a very gentle lad,has...
This advert is located in and around
Stanton Hill, Sutton In Ashfield
Stunning Appaloosa farabella stallion. Looking forever new home. For sale through no fault of his own due to down sizing. Easy to catch good with farrier good on lead rope. Loves attention and being...
This advert is located in and around
Baschurch, Shropshire
Baked Bean
fabulous temperament
profesionally backed
hacks out,
ridden alone and in company
very willing to learn,trotting poles and now ready to pop a small fence
Moves beautifully, ready now...
This advert is located in and around
Folkestone, Kent
Brody is an Appaloosa cross cob colt. 6 months. He is well handled and halter broken easy to catch. He is microchipped and passported. To make 13.2hh
This advert is located in and around
Lincoln, Lincs
**Fire is for sale to a 5* home.
Fire was sold as a 6 month old but unfortunately was not treated correctly. He therefore needs a very special home.
He is currently still entire but can be gelded.
This advert is located in and around
Basingstoke, Hants
Tosca is sadly for sale through no fault of her own, she was brought for my 10yro daughter as a confidence first pony, but sadly she's not..
She is more a 2nd pony for a confident rider as she can...
**Leti is for sale. This filly has it all: looks, refinement, movement, conformation and temperament. Would compliment any appaloosa breeding programme or would be a wonderful ridden/showing horse....
This advert is located in and around
Dunhill, Waterford, IRELAND
33" Refined AMHA registered Falabella Mare, Bred by LADY FISHER, this beautiful mare is 100% American and 100% Falabella...
This advert is located in and around
Clacton-on-sea, Essex
For loan.
Here is my beautiful Spanish Appaloosa, he is 16.1hh, 6years old.
He is anyones ride, you can flap around on him and he won't care. he tries his best with everything. he schools nicely,...
You are currently on search results page 1 of 7


text:
You are here
Payroll Clerk
£12 - £15 per hour (£24,958 - £31,198)
Bullet points
- Immediate start in a global company
- Fixed term 6 month contract
About Our Client
A leading Building and Construction company.
Job Description
As the Payroll Clerk, you will be:
- Process the weekly and monthly payroll for staff
- Working closely within the Payroll Operations Team
- Assist with balancing and reconciliation processes
- Producing and distributing payroll reports and payslips
- Collating & reconciling third party deductions
The Successful Applicant
The successful Payroll Clerk:
- At least 3 years in a payroll administrator role
- Experience with complex T&Cs
- Working knowledge of Payroll systems (i.e. SAGE, iTrent) and reporting systems
- Advanced Excel user
- Building and construction experience (desirable)
What's on Offer
- £12-15/hour
- On site parking
- 6 month contract
- Immediate start


text:
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Official citation and/or docket number and footnotes (if any) for this case available with purchase.
Learn more about what you receive with purchase of this case.
Superior Court of New Jersey, Appellate Division
October 18, 2013
SMILE ALVAREZ, Petitioner-Appellant,v.CONTINENTAL AIRLINES, Respondent-Respondent.
Argued October 7, 2013
On appeal from the New Jersey Department of Labor and Workforce Development, Division of Workers' Compensation, Claim Petition No. 2002-22421.
D. Gayle Loftis argued the cause for appellant.
Joseph V. Biancamano argued the cause for respondent (Biancamano & DiStefano, attorneys; Mr. Biancamano, of counsel and on the brief).
Before Judges Harris and Guadagno.
Plaintiff Smile Alvarez appeals from the January 25, 2013 order of the Division of Workers' Compensation dismissing his petition to receive compensation for injuries allegedly sustained while performing his duties as an employee of defendant Continental Airlines.[1] The compensation court found that Alvarez did not give timely notice of the incident to his employer as required by N.J.S.A. 34:15-17. We agree and affirm.
I. The incident from which Alvarez seeks compensation occurred on October 21, 2001, while he was employed as an international service manager. According to Alvarez, after arriving in Quito, Ecuador as part of a routine flight, he "went to check [his], double check [his] door to make sure it was in the disarm position so it wouldn't accidentally be a deploy . . . ." Upon entering the airplane's galley, he reached "the vinyl flooring [and] both [his] feet went right up from underneath [him] and [he] flipped over on his back and shoulders." Alvarez was launched "high enough that [his] feet went over [his] shoulders and backwards and hit the floor." Ultimately, Alvarez's head, shoulders, and neck struck the airplane's floor. Alvarez refused to seek professional medical treatment in Ecuador. Instead, he self-medicated by soaking in his hotel's hot tub. Alvarez described himself as being "pretty sore. I was banged up."
After returning to the United States, Alvarez eschewed treatment at Continental's Whole Health Clinic in Newark.[2]Instead, he directly embarked upon a pre-planned (and authorized) extended leave of absence to care for his terminally ill mother. While on leave, Alvarez did not engage in any physical activity, but noticed a deterioration in his health. Alvarez testified that within a month, he "would get a sharp pain radiate down my left arm to the point where it would bring me down to my knees. It would hurt really bad. Also my hand was going numb."
During April 2002, Alvarez returned to duty in Houston, Texas. When he attempted to check in for a series of day flights, he stated, "you know what I can't go. I can't do this. The pain in my arm was hurting too bad." Alvarez consulted a doctor at Continental's Whole Health Clinic who prescribed Ibuprofen and sent him home. Alvarez immediately went on sick leave, and did not return to work for almost one year.
On April 12, 2002, Alvarez consulted Dr. Diaz, a neurologist.[3] Dr. Diaz prescribed a painkiller, and ordered a Magnetic Resonance Imaging (MRI) test. The MRI revealed a herniated disc.[4]
On April 19, 2002, Alvarez filed a workers' compensation claim with the Texas Department of Workers' Compensation.
On June 6, 2002, Continental's insurance carrier informed Alvarez that it was denying his compensation claim on the ground that he did not timely report the injury to Continental.
On July 6, 2002, Alvarez underwent cervical fusion surgery.
On July 15, 2002, Alvarez filed a petition for workers' compensation benefits with the New Jersey Department of Labor – Division of Workers' Compensation stating that he had incurred a workplace injury on October 21, 2001.
On July 15, 2010 and March 24, 2011, Alvarez testified before a judge of compensation. During the 2010 hearing, Continental unsuccessfully moved to dismiss the case on the ground that Alvarez failed to comply with N.J.S.A. 34:15-17. On June 8, 2012, Dr. Arthur Tiger, Alvarez's orthopedic expert, testified, but his testimony was never completed.
On December 14, 2012, Alvarez testified again at the request of a second judge of compensation who received the case following the first judge's retirement.[5]
On January 25, 2013, the judge dismissed Alvarez's claim. The rationale supporting this decision was the following:
[Alvarez] knew or should have known under the circumstances he testified to, that he had a work-related injury . . . on the date of the accident and that is the date the time limit runs from. The case is dismissed for failure to notify the employer pursuant to [N.J.S.A. 34:15-17] within [ninety] days of the occurrence of an injury.
This appeal followed.
On appeal, Alvarez argues that the court of compensation erred by failing to consider that his delay in notifying Continental of the injury was due to his unawareness of a causal link between the accident and the injuries he sustained. Under these circumstances, Alvarez contends that the court of compensation should have construed N.J.S.A. 34:15-17 liberally in his favor and tolled the running of the statute until at least April 2002, when Continental grounded him, and he first met with Dr. Diaz.
The judge of compensation disagreed with this analysis, finding that Alvarez knew, or should have known, of the direct link between the traumatic event of his somersault aboard the Continental airplane on October 21, 2001, and the emerging pain and related symptomatology in the succeeding month and thereafter. By waiting until at least April 2002 to lodge the claim, Alvarez failed to comply with N.J.S.A. 34:15-17's ninety-day reporting period.
As a general proposition, we are required to give "'substantial deference' to administrative determinations." Earl v. Johnson & Johnson, 158 N.J. 155, 161 (1999) (citing R & R Marketing, L.L.C. v. Brown-Forman Corp., 158 N.J. 170, 175 (1999)). When reviewing decisions of compensation courts, our appellate review is limited to the following:
'Whether the findings made could have reasonably have been reached on sufficient credible evidence present in the record, ' considering the "proofs as a whole, " with due regard to the opportunity of the one who heard the witnesses to judge of their credibility, and in the case of agency review, with due regard also to the agency's expertise where such expertise is a pertinent factor.
[Close v. Kordulak Bros., 44 N.J. 589, 599 (1965)(quoting State v. Johnson, 42 N.J. 146, 162 (1964)).]
Therefore, "deference must be accorded the factual findings and legal determinations made by the Judge of Compensation unless they are 'manifestly unsupported by or inconsistent with competent relevant and reasonably credible evidence as to offend the interests of justice.'" Lindquist v. City of Jersey City Fire Dep't, 175 N.J. 244, 262 (2003) (quoting Perez v. Monmouth Cable Vision, 278 N.J.Super. 275, 282 (App. Div. 1994), certif. denied, 140 N.J. 277 (1995)).
In Brunell v. Wildwood Crest Police Dep't, 176 N.J. 225, 229 (2003), the Court addressed "the issue of whether Post Traumatic Stress Disorder (PTSD) is an 'accidental injury' or an 'occupational disease' under the workers' compensation statute." In dealing with this thorny question, the Court reaffirmed the need to adhere to certain readily ascertainable statutory standards in the area of claims for compensation based on a work-related accident. Id. at 236-39. With respect to injuries caused by accidents in the work place, Brunell counsels that the employee's reporting requirement is triggered at "the point at which a reasonable person would know he had sustained a compensable injury." Id. at 262.
N.J.S.A. 34:15-17 "serves to insulate employers from having to investigate an onslaught of passing accidents that do not result in injury and therefore do not constitute accidents under the statute." Id. at 237 (citing Panchak v. Simmons Co., 15 N.J. 13, 22-23 (1954)). Regarding accidental injuries, the Court observed the following:
There is usually very little problem in calculating the notice and claim limitations periods for accidental injury because in classic industrial accident cases, the injury and the unexpected traumatic event are simultaneous. For example, a construction worker who is struck by a boom or a crane and suffers disabling head injuries must notify the employer and file a claim based on the date of the striking because that is the date of the unexpected event that caused injury – in other words – the accident.
[Id. at 250.]
The relative ease in calculating the notice and claim limitations led the Court to hold that "[such] limitations in classic industrial accidents involving simultaneous traumatic event and injury will continue to be calculated from the date of the traumatic event." Id. at 261.
While the symptomatology emanating from Alvarez's fall may have worsened over time, Alvarez was aware of the injury he incurred from the moment he struck his head, shoulders, and neck in the airplane galley. Such injuries are wholly distinct from their latent and insidiously progressive counterparts that prey upon their victims without any prior indication that they were even exposed to injury. Alvarez's harm does not fall within these categories of injury. To hold so would unnecessarily expand this narrow class of cases established by Brunell.
Here, the record supports the findings of the judge of compensation that a reasonable person facing Alvarez's circumstances would have been aware that he sustained a work-related compensable injury on October 21, 2001. His failure to give timely notice to his employer under these circumstances is legally untenable. Alvarez's remaining arguments lack sufficient merit to warrant discussion. R. 2:11-3(e)(1)(E).
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text:
Building services engineering technology apprenticeships
- From:
- Skills Funding Agency
- Part of:
- Engineering and manufacturing technologies apprenticeships and Further education and training
- First published:
- 12 April 2012
- Applies to:
- England
Types of apprenticeships that you can apply for in the building services engineering technology sector.
This advanced level apprenticeship covers the installation and maintenance of a range of systems and services in new and established buildings.
Training opportunities
Building service engineers must balance the need for a comfortable indoor environment with other issues like safety and energy efficiency when working with:
- heating
- lighting
- air conditioning and ventilation
- refrigeration
- water supply and plumbing
- lifts and escalators
- electrical power systems
As an apprentice you'll work towards engineering technician status and aid engineers in their work. Your duties may include:
- discussions with clients and architects
- preparing designs on computers
- estimating costs
- supervising installation
- maintenance and repair
Building services engineers often specialise in one function, so the nature of your work will depend on your employer, but you'll develop and enhance the technical and management skills in a variety of applications and job roles, from design to installation and servicing to project management.
Successful apprentices will have qualifications that can contribute to professional recognition as an engineering technician with the Chartered Institution of Building Services Engineers and the Institution of Engineering and Technology.
Types of apprenticeships
This is an advanced level apprenticeship. You could train in roles like:
- building services engineering technician
Apply for a building services engineering technology apprenticeship
You can become an apprentice in England if you're:
- 16 or over
- eligible to work in England
- not in full-time education
Document information
Published: 12 April 2012


text:
KBF Youth Division Tournament
Free Entry | 6 – 16 Year of Age
Kentucky Lake | Sat, April 1, 2017
Henry Co. Fairgrounds | Paris, Tennessee
KBF Rendezvous
Wednesday March 29-Sunday April 2, 2017
Seminars | Exhibits | Food | Free Admission
Henry County Fairgrounds | Paris, Tennessee
Kayak Bass Fishing Magazine delivers in-depth articles, interesting updates, timely and useful tips, and new product reviews for the kayak bass anglers.
Join Chad Hoover and guests paddling, fishing, demonstrating tricks, tackle and tactics, and spinning yarns on Kayak Bassin TV.
KBF Members get 20% off on all KBF and kayak fishing gear in the KBF Online Store, and 10% off with KBF Sponsors like HOOK 1. KBF stickers and apparel help others understand why you're that way.
Register at TourneyX for events, upload digital photos, and have them scored and your rank updated in real time. KBF tournaments are CPR (Catch, Photo, Release), and we use TourneyX to conduct tournaments fairly, efficiently, and accurately.
Kayak Bass Fishing supports HOW's mission to help warriors relax, rehabilitate and reintegrate through kayak fishing and the outdoors.
Become a Kayak Bass Fishing Member. Enjoy privileges reserved for KBF Members, including 20% savings in the KBF Store, Members' Money participation, Members-only events, and special offers and discounts from sponsors and retailers.


text:
The Algonquin Thunder of Ottawa downed Mohawk 96-80 in game one of the St. Lawrence Vikings Invitational Men's Basketball Tournament in Kingston Friday (Oct. 22). The Thunder built up a 26-14 lead midway through the first half. The Mountaineers rallied to trail by four points, but Algonquin then hit three straight three-pointers and led 48-41 at the half.
Mohawk came out strong to start the second half and pulled to within three points, but with about 15 minutes left, play was halted by a fire alarm and didn't resume for almost a half hour including a brief warm-up. Algonquin then took control and went on to win.
Aminu Bello had 26 points to lead the Mountaineers. Jermaine De Costa scored 21 and Alex Reis added 15. Algonquin shot 44.9 percent from the floor while the Mountaineers shot 37.2 percent.
Mohawk's next game will be Saturday at 1:00 pm versus Niagara. The Knights were defeated 71-65 by host St. Lawrence.


text:
One Direction's 'This Is Us' Captures 'The Ups, The Downs' Of 1D
Producer Ben Winston opens up to MTV News about how 1D's reality beats out any movie script for the August 30 doc.
In the years since One Direction [article id="1711138"]met three years ago[/article] on the "X Factor" in the U.K., they have become world-famous pop superstars, leaving girls swooning all around the world. And that's why "This Is Us" producer, Ben Winston, notes that their real story plays out better than any fictional movie ever could.
"I think that if you were to go into a Hollywood office and say 'I got this idea for a film. Five unknown guys coming from absolutely nowhere and within two or three years there going to be some of the most famous artists on the planet, winning MTV Awards, be hugely successful, having world tours... I think you'd go 'I don't believe that script. That can't be true. It could never happen,' " Winston explained to MTV News about the 3-D movie.
"Therefore the doc of what's happened to them over the last few years is more exciting than any script writer could ever write or come up with," Winston said.
Winston's been along for the ride, having worked with the guys on their 2011 small-screen doc, "One Direction: A Year in the Making," directed their new [article id="1711114"]video for "Best Song Ever"[/article] and is now producing the [article id="1697993"]Morgan Spurlock-directed doc/concert film[/article], out August 30. Shooting has completed on the movie and it's currently being edited.
"So, therefore, you've already got a wonderful story that you're able to tell. And Morgan and myself and all of the team have done a job of portraying that really and showing who the boys are, what they've gone through, both the ups and the downs, within that," he said.
"And it shows them off as performers," Winston continued. "We show them in all their glory [onstage], so if you haven't managed to get a ticket for some of their concerts you've got better than a front-row seat in the movie."
Winston notes that the film will also set the record straight about the fivesome, showing that they are still the same five young lads from across the U.K. they were before fame and fortune came calling. "So I think it's a really exciting film," he said. "I hope that people really love it and I hope people really love them off the back of it. They'll always surprise people. I think people must think they must have changed; they really can't be as nice as they are. I can promise you they really are and I think that will come through in 'This Is Us.' "


text:
On the Rocks at The Atrium is a relaxed place with not much buzz around. The lounge bar concocts a mix of cocktails like the Margarita, flavoured martinis, but sticking to the straight drinks is a bet Show Full Review
At the outskirt of the capital city, On The Rocks is a nice lounge bar with many variety of liquors and drinks. I have come to this place a couple times and the ambience is soothing and quite likable. The cocktails are standard Martinis and Margeritas but I like indulging in Beer. Also in mocktails Twister is quite a good option. With the drinks Chilli Paneer or Chicken Tikkas tastes nice as they are tender and melts on the mouth. On The Rocks is nice, classy place in this locality one has to drive a bit to reach here..
On The Rocks Menu, On The Rocks Location Map, On The Rocks in Suraj Kund, On The Rocks Deals and Discounts, On The Rocks Reviews
Air Conditioned, Wifi, Valet Available, Home Delivery, Serves Alcohol, Screening, Live Music


text:
The top men's volleyball players in the Ontario Colleges Athletic Association were honoured Thursday (Feb. 25) in Markham, Ont., in advance of the 2011 men's volleyball championship hosted by Seneca College.
Andrew Henry (Brampton) of the Sheridan Bruins is the OCAA player of the year. Henry led Sheridan to a 15-3 regular season record in 2010-11 averaging 3.69 offensive points, 2.72 kills and 0.87 blocks per game. The fifth-year middle is also a Canadian Colleges Athletic Association (CCAA) all-Canadian, as well as an OCAA West Division first-team all-star.
Henry's head coach, Dave McAllister, is a nominee for CCAA coach of the year. The OCAA West Division coach of the year led Sheridan to its first playoff appearance since 1994. The Bruins won 13 straight games to end the regular season, clinching a bye into the OCAA championship in the process.
Justin Scapinello (London) of the Mohawk Mountaineers is the OCAA rookie of the year. The OCAA West scoring champion led all active players in the region averaging 4.02 points and 3.35 kills per game. The right side player is also the OCAA West rookie of the year as well as a West first-team all-star.
OCAA East scoring champion P.J. Cornelius (London) of the Durham Lords is a CCAA all-Canadian and an East first-team all-star. Cornelius led all active OCAA players averaging 4.77 points per game.
Josh Lappala (Kingston) of the Loyalist Lancers is the OCAA East rookie of the year. The left side player averaged 2.37 points per game, was second on Loyalist with 130 kills while contributing 21 service aces.
Andrew Hinchey of the Durham Lords is the OCAA East coach of the year. The East Division champion Lords earned a record of 16-2 this past season and flirted with a perfect record, beginning the season with 13 straight victories.
Joining Henry and Scapinello as OCAA West first-team all-stars are Fanshawe's trio of Jordan Westman (London), Andrew Thorpe (Ingersoll) and Jordan McTavish (Chatham); Nipissing's Scott Coulthard (Wingham); and Matthew Isaacs (Pickering) of the OCAA West champion Humber Hawks.
OCAA West second-team all-stars include Paul Kemboi (Brampton), Derek Quinn (Mississauga) and Steven Cheung (Toronto) of Humber; Cody Williams (Milton) of Sheridan; Hogan Smith (North Bay) of Canadore; Frankie Edgecombe (Elmvale) of Nipissing; and Christian Vandergeest (Kitchener) of Redeemer.
Joining Cornelius as OCAA East first-team all-stars are Durham teammates Dave McMann (Elmvale) and Jeff Silver (Whitby); Kyle Donnan (Pickering, Ont.) and Greg Gillespie (Elmvale) of Loyalist; and Jason Hernandez (Harron) and Kyle McCann (Scarborough, Ont.) of Seneca.
The OCAA East second-team all-stars are made up of Boreal trio Alexandre Piquette (Sturgeon Falls), Eric Robert (Sudbury.) and Robert Gignac (Penetang.); Algonquin duo Alexandre Corsi Caya (Ottawa) and Josh Harris (Kitchener); Peter Christian (Chatham) of Seneca; and Loyalist's Matt Woods (Pickering).


text:
2836 Kenwood Isles Drive, Minneapolis MN, 55408
Sold Price:
3 beds , 1 Full/1 Three-Qtr baths
1,918 sqft
Status: Sold
Listing Provided Courtesy Of: RE/MAX Results
Real Living 1st MSP Realty
Last Updated: 12/7/2016 8:38 AM
Description for 2836 Kenwood Isles Drive Minneapolis, MN 55408
Demand Uptown location. Rarely available 3 bedroom end unit. Vaulted spaces, wood floors, lots of storage, deck & more. Private master bath. 2nd bath w/spa tub & steam shower. Steps to Midtown Greenway, 2 blocks to Uptown & Lakes. Quick close possible
Sold Price:
Sold Date:12/15/2015
Kenwood Isles Citihomes
1 Full/1 Three-Qtr
1,918 (approx)
Demand Uptown location. Rarely available 3 bedroom end unit. Vaulted spaces, wood floors, lots of storage, deck & more. Private master bath. 2nd bath w/spa tub & steam shower. Steps to Midtown Greenway, 2 blocks to Uptown & Lakes. Quick close possible
Listing Information
Kenwood Isles Citihomes
1,918 Sq. Ft. (approx)
City Water - Connected
City Sewer - Connected
Pets - Cats Allowed, Pets - Dogs Allowed, Pets - Number Limit, Pets - Breed Restriction
School Information
Room Information
Main Floor Full Bath, Private Master, 3/4 Master, Separate Tub & Shower, Whirlpool
Interior Features
1,918 Sq. Ft. Above Ground
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Hardwood, Tile
Central Air
Gas Heat, Radiant In-Floor, Forced Air
1, Master Bedroom, Wood Burning
Kitchen Window, Vaulted Ceiling(s), Ceiling Fan(s)
Exterior / Lot Features
2 Garage Spaces, Attached Garage, Tuckunder, Secured, Garage Door Opener
Wood, Brick, Stone
Road Frontage- City, Paved Streets, Curbs, Sidewalks. Tree Coverage - Light, Zero Lot Line, City Bus (w/in 6 blks)
Community Features
Bus Line
Lawn Sprinkler, Common Garden
Driving Directions
28th Street to Humboldt, south to Kenwood Isles Drive. Unit faces Humboldt. Park on Humboldt.
Financial Considerations
Conventional, Cash
Sanitation, Snow/Lawn Care, Outside Maintenance, Hazard Insurance, Cable TV, Water/Sewer, Building Exterior, Professional Management
Minneapolis Real Estate
Minneapolis is located in Minnesota. Minneapolis, Minnesota 55408 has a population of 385,023.
The median household income in Minneapolis, Minnesota 55408 is $48,881. The median household income for the surrounding county is $63,559 compared to the national median of $53,046. The median age of people living in Minneapolis 55408 is 31.7 years.
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text:
Intec Capital Walkin Drive For Freshers On 6th To 8th October 2016
Intec Capital Walkin Drive For FreshersDesignation : Business Development Manager
No Of Positions : Multiple
Qualification : Any Graduates
Also Read :
* More Graduates Jobs
Experience : 0 - 3 Years
Location : Delhi
Also Read :
* Upcoming Delhi Walkin Drive
Salary : Rs. 1,50,000 - 2,50,000 P.A
Job Description :
- Coordination with other department for smooth movement of business.
- Follow - up with various sales teams and branches for business tracking.
- Facilitating credit approval and disbursement for PAN India.
- Preparing daily monthly MIS.
- Keeping track of business sourced.
- Good Communication Skills.
* Interview
Also Read :
Company Profile :
Intec Capital Limited, one of the leading Non Banking Financial Institutions in India commenced its operations in 1994. In the business of financing small and medium enterprises spread all across the country, success is derived from an ability to reach the SMEs or be accessible to them just when they require funds to take their businesses to the next level. Intec Capital Limited works on a sound business model that focuses on building and nurturing long-term relationships with their stakeholders i.e. machinery manufacturers, customers that in turn, promotes sustainable growth.
Today, Intec has an unparalleled expertise in providing loans for acquisition of machinery with a focus on growing sectors of the economy. Over a period of almost two decades, Intec has been recognized for offering innovative and customer-friendly financial solutions across the SME sector. We have expanded our unique business model to meet almost all the financial requirements of SMEs to grow their businesses.
Apply Mode : Walk in
Also Read : This Week Walk in Drives
Walk In Date : 6th October to 8th October 2016
Walk In Time : 11 AM
Interview Venue Details :
Divya Shukla ,
Intec Capital Ltd ,
701, Manjusha Building,
Nehru Place ,
NEW DELHI,Delhi,India 110019.
Also Read : Intec Capital Upcoming Walk in Drives
Online Test Practice Exams Papers
Intec Capital Walkin Drive For Freshers On 6th To 8th October 2016 Reviewed by hanimi on 02:04:00 Rating:


text:
Polar Bear "What Do You Hear" this printable was very large so I had to break it down into 3 parts.
Each part has different exercises. I marked each part $1.30 so it would
not be to expensive.
Polar Bear Sticks for the book.
"Polar Bear, Polar Bear, What Do You Hear?"
Bill Martin Jr./ Eric Carle


text:
Free personalized radio that
plays the music you love
Let's Start All Over Again
Features of This Trackrock & roll roots
r & b influences
repetitive melodic phrasing
interweaving vocal harmony
acoustic rhythm piano
mixed acoustic and electric instrumentation
major key tonality
a vocal-centric aesthetic
an emotional male lead vocal performance
heartbreaking lyrics
vocal harmonies
These are just a few of the hundreds of attributes cataloged for this track by the Music Genome Project.show more
Similar Tracks
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text:
Does this restaurant offer free wifi?
Is this restaurant good for large groups?
Does this restaurant offer validated parking?
Is this restaurant appropriate for Kids?
Is this restaurant good for business meetings?
Is this restaurant good for lunch?
Is this restaurant good for dinner?
Does this restaurant have a full bar?
Are the prices at this restaurant high or expensive?
Is this restaurant wheelchair accessible?
Thanks for helping!
Sunday Lunch, very nice starters but my main course not the best, Very Pricey for what we had.Staff friendly.
Brought my parents to St Kyran's a few weeks ago for their anniversary. Food was excellent. Had fresh mussels for starter and pork dish for mains which were both top class. The dessert was a chocolate brownie but it was far better than just a brownie, it was melt in the mouth. Wine was excellent. Staff are very good and...
Very good food with excellent pint of Guinness. Very good views of the lake.
Very friendly chatty staff. We go every year for our Christmas office dinner.
The food here was absolutely terrible. It was overpriced and served cold. The selection is extremely poor and if you want potatoes you have to pay an extra €3.50. We came here for my sisters graduation meal but left feeling hungry and bitterly disappointed. Such a waste of money. Would not go back.
What is so astonishing about this restaurant is that there are so many good reviews about it. I have never had a more awful dining experience. Firstly - and this is by no means the worst part - the feel of the dining area is that you are in the dining room of a rather nice old people's home. There...
The last time I ventured to Virginia was probably 20 years ago, whilst playing rugby for Donaghadee. On that occasion our culinary delight was to sample pickled eggs on the return journey on the bus. It wasn't for the faint hearted. But back to business.
Following an exciting Northern Irish heat of Great British Menu, which saw Eddie Attwell seemingly...
If you are after burger and chips you will be disappointed however if you are seeking homemade quality food with a few quirks and strange combinations you will be amazed the portion sizes are perfect and the 4 courses are all home made cooked and prepared in house which is a rarity in modern Irish restaurants .The views of the...
The food here was beautiful, we really enjoyed it. Service was great, staff were lovely, looking forward to go back. Amazing views of the surrounding scenery (get a window seat). A little pricey but worth it.
I came with a very old friend she now lives locally.... the whole ambience of the place is just first class , attentive without being over the top, a nice pace to the meal - we had a nice pre dinner drink in the lounge prior to seating ..... ive given it the full 5 star review....
and then theres...
Afternoon Tea is not high on my list when it comes to meals, coming as it does at that strange time of the day when you should be otherwise occupied than eating a whole meal in itself in between lunch and dinner. However I was determined to try it for once in my life and St Kyran's was going to...
Own or manage this property? Claim your listing for free to respond to reviews, update your profile and much more.
Do you serve lunches. thanks
See all questions


text:
Thread: Need some help.
09-12-2002, 12:11 AM #1Junior Guru Wannabe
- Join Date
- Jan 2002
- Posts
- 60
Need some help.
ok, this may be a little off topic for this forum but here goes.
Someone has been sending....and sending a lot of goldfish virus emails to a site that is hosted on my raq3i. Now they are using random pop accounts from legit websites. I have notified the site owners of this activity.
So here goes the big question. How do I trace where the email is realy comming from other that what is says in outlook???
09-12-2002, 03:43 AM #2Web Hosting Evangelist
- Join Date
- Jan 2001
- Location
- the Netherlands
- Posts
- 542
I guess his IP will be in the logfiles of the server that was used sending the mail..
Just a guess..
09-12-2002, 04:37 AM #3Web Hosting Guru
- Join Date
- Feb 2002
- Location
- The Netherlands
- Posts
- 308
Check the full headers of the email. That should shet some light on it. Or you spamcop.net to analyze the email.
PM me if you need more help.
Reliable hosting and Colocation
09-12-2002, 12:12 PM #4Junior Guru Wannabe
- Join Date
- Jan 2002
- Posts
- 60
Doh...in a panic I forgot all about the maillog. anyways it's comming from a AOL relay server...figures.


text:
Damion Hänkejh
Smithsonian Laureate CTO CEO / investor / founder -- InstantService (now Oracle), ingk.com/d
Smithsonian Laureate CTO CEO / investor / founder -- InstantService (now Oracle), ingk.com/d
Vouches Received
Vouches Given
We worked together CEO and co-founder, Majestyk Apps and Company Level Intelligence and Squad Leader, United States Marine Corps.
I have know Damion for a number of years and he has always been the "go-to guy" for anything tech. Damion has an amazing wealth of experienc ...
We worked together CEO, Simplexo Ltd / SearchYourCloud inc.. Previously EMEA Technical Manager, SoftQuad.
Pega LSA, Deutsche Bank. Previously Pega LSA, Galaxy Systems : Catamaran.
Sean O'Shea
We worked together Co-Founder & Chief Development Officer, Majestyk Apps. Previously iOS Developer, Ruder Finn/RFI Studios.
Sean is an excellent, driven engineer. Majestyk Apps relies on his ability to wear many hats across myriad projects -- from software through ...


text:
Discover Your Dream Home
Traci Miller
- 214-876-6777
Mission Statement
I am your advocate, trusted adviser and skilled negotiator during
the most stressful, exciting and vulnerable times of your life.
I will make commitments to you that I intend to exceed!
You have a lot of agents to choose from,
so why hire me as Your Agent?
I am a highly organized, detail oriented and motivated problem solver.
Real Estate gives me the opportunity to bring together years of experience in various disciplines for the purpose of supporting my clients while navigating through the real estate process.
Anticipating my client's needs and working hard to gain the best result is job #1!
Any Realtor has the capacity to show you homes in your area of interest and within your price point. So why choose me to be your real estate agent?
Real estate, for me, is a passion!
It is the satisfaction of helping you and your family realize your absolute must haves in one of the single largest purchases you will make.
I will:
- Actively Listen to your needs
- Research the marketplace, with an eye for creative alternatives
- Establish trust – day 1.
- Put your interest, first and foremost.
- The goal is "ahhhh, this is the perfect home for us!"
- Provide you with reputable lenders and title companies
- Provide for a good buying experience, and
- Hopefully be invited to visit after you and your family settle in
Texas Real Estate Commission Information About Brokerage Services
Texas Real Estate Commission Consumer Protection Notice
Frequently Asked Questions for Buyers
(Responses are general in nature and do not address all possible options available. The buyer is urged to discuss all concerns with their agent or an attorney prior to making a decision)
How do I make sure that I get all the features I want?
-The simplest answer is to list your "must haves", "wants" and "nice but not a deal breaker"
-Review your list and isolate those items that are not negotiable
- Take notes on each property separately. Positive and negative
- Also take pictures as a reminder of that property and tie them to your notes
- There is never a perfect fit. You may also change your priorities during the process
Be flexible
-Choose that home that gives you the "aaaahhhh" factor
How do I know that my property is worth what I paid for it?
-Prior to listing a home, the listing agent will prepare a comparative market analysis. This provides an estimate of what the seller may be willing to accept and what a buyer would be willing to pay. The market value is also reinforced by responses in the marketplace.
-Prior to extending a mortgage, the lender will also review the appraiser's estimate of market value. The lender does this to insure that the loan does not exceed the value of your home.
Notably, the estimated taxable value (assessed taxable value) is seldom reflective of market value. They should be utilized only for the purpose of estimating tax liability.
What happens if an inspection of the home uncovers issues that did not appear on the Seller's Disclosure?
-There are several options that you and your agent can discuss. This should not preclude the purchase of the home you love. You also have the option of withdrawing your offer within a specified amount of time. It is important that you review the inspections and discuss any issues with your agent immediately,
Why should I have to prequalify for a loan if I haven't even looked at any properties yet?
-Loan pre qualification gives you and your agent important information. It helps your agent focus their search. Often, people are surprised by the size of their prequalifying mortgage amount). It allows them (for example: buy "more house". The size of down payment will also effect these calculations) to realistically view homes that are within their price point.
I heard that a lender can withdraw from the loan anytime even after I prequalify. Is that true?
-Yes, the lender can decline to fund the mortgage during the underwriting process up to the point of time that they fund the transaction. For example, buyers should avoid making large purchases.
Please feel free to contact me should you have specific questions or concerns! To find out more about buying your next home, click here
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Any home sales data appearing on this page is obtained from public record sources (or estimates, for non-disclosure states) as provided by OnBoard, LLC and does not comprise an appraisal or a Comparative Market Analysis (CMA). This information should not be used to replace a professional appraisal nor to determine the price of a particular property.