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About Javid
Preparing for that next step in life isn't always easy. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you're simply looking for life, disability income or long-term care insurance protection, I promise you a new level of attention, insight and capability. Contact me to discuss your financial future.
I graduated in 2006 with an MBA from Nova Southeastern University. I received my undergraduate degree in 2002 in Business Administration from Florida International University (FIU). My passions in life include educating families and their children on financial wellness, as well as life coaching and empowering people to make great life decisions.
I help the community by volunteering my time as the Family Teams Co-Chair with March of Dimes Miami-Dade, and as a speaker on Stranger Danger/Anti-Bullying/Financial Awareness at Miami-Dade and Broward schools as a business partner. I also act as a volunteer football coach with Miami Extreme Football League.
During my spare time I am an official for sports contests for the Pop-Warner and Florida High School Athletic Association (FHSAA). I also teach as an adjunct instructor for Miami Dade College. I am a member of the FIU Alumni Association and National Society of Hispanic MBA's (NSHMBA). I am also a proud member of Fellowship of Christian Athletes (FCA) in Miami and a member of Miami Vineyard Church.
I have been married since 2007 and we are proud parents of two beautiful children.
Area(s) of Focus
- Insurance Strategies
- Investment Strategies


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How To Replace Windows In Stucco
If you want to increase energy efficiency in your old stucco home, replace the windows. Vinyl windows make good replacements, since they are inexpensive and insulate better than aluminum. It is possible for a beginning DIY person to replace them, but you must be comfortable working with power tools. Here are some tips for installing replacement windows in stucco.
Prepare to Work
For this project, you need:
- work gloves
- safety glasses
- level
- flat pry bar
- utility knife
- wood shims
- finishing nailer
- finishing nails
- exterior caulk and caulk gun
- foam insulation
- power drill and long screw bit, plus a 3/8 inch masonry drill bit
- replacement window
Measure the height of the old window from the highest point of the sill to the top in the middle, left, and right. Note the smallest measurement when you order. Measure the width at the right, left, and center from the interior of the frame …Read More
Why You Should Consider Adding Window-Film To Your Windows
Windows' greatest strength is also their biggest weakness. Windows are designed to allow natural light into a home and to provide a view of the outside world. On the other hand, the same light that eliminates the need for artificial lighting can also cause problems for a home. Window tinting can help to protect your home from several money-comsuming dangers.
UV Damage
UV rays can fade furniture, carpet, and artwork. Thus, if you have expensive furniture or art in your home, you should take steps to eliminate UV damage. One option is to keep your blinds or curtains shut to reduce the amount of light that leaks into your home. While this option can be somewhat effective, your home may be darker than you would like it to be, and you will have no view of the outside world. Some window film will filter out up to 99% of UV …Read More
3 Signs To Look For In Your Windows To Know If They Need To Be Replaced
The windows in your house play a very important role in keeping the house safe and regulating the temperature. Good windows will insulate the house while old and ineffective windows will cause air to seep through and cost you more money in utilities. This is why it is important that you know the signs that your windows need replacing so that you can take care of the problem before it becomes severe. Here are some signs to look for.
1. Your Windows Reflect The Temperature Outside and Not Inside
As a general rule, your windows should reflect the temperature that is inside the house, not the temperature that is outside. For example, if it is the summer, when you touch the window it should feel a little cool, not hot. If it feels very hot, then you know that it is not insulating properly. A double pain window should hold the temperature …Read More
Update Your New Windows To Optimize Your Home's Energy Efficiency
Installing new windows in your home is sure to improve energy efficiency overall, especially if they're Energy Star rated. They'll also improve
Install New Shades
When installed properly, shades are one of the most effective window treatment options when it comes to energy efficiency. Mount your shades as close to the glass as possible and make sure that the sides rest comfortably against the wall on either side of your windows to create an air seal. South side facing windows should be raised during winter days and closed at night, while sunlit window shades should remain open during the day. Dual shades are your best …Read More
Top Reasons To Have Your Vehicle Windows Tinted
If you have been debating on whether or not you should have your vehicle windows tinted, you will want to check out the following benefits of having it done. This way, you will be able to make the best decision for your needs.
Fabrics Are Better Protected
Whether your vehicle has leather or standard fabric seats, you will want to make sure that you are protecting them so they will last for as long as possible. Besides keeping food and drinks off of the fabric, you will want to protect it from the harsh UV rays that the sun gives off. Those harmful UV rays will damage the color of your fabric. Leather seats can become hard and brittle over time if they are exposed to an excessive amount of direct UV rays and they are not properly treated. When you have tint applied to the windows of your …Read More
Window Treatments 101: 4 Window Blind Options That Can Save You Money
Windows are useful because they allow light and fresh air to enter your home. However, this can sometimes be problematic. During chilly winters or hot summers, windows can make your home uncomfortable. Fortunately, you can combat this by investing in window blinds.
If you aren't sure what type of window blinds to purchase, don't worry. Here are four good window blinds that can help keep your home comfortable and reduce your monthly energy bill.
1. Honeycomb Blinds
Honeycomb, or cellular, blinds are a great option for those who want to reduce their energy bill. These blinds are probably as you imagine them. They are structured like a honeycomb, so that they have small openings in them. These small openings help to trap the cold or hot air inside the blind, so that the uncomfortable temperatures don't reach your home. There are various choices to choose from when it comes to …Read More