text:
There is 1 community college in Flathead County, Montana, serving 2,216 students.
Minority enrollment is 19% of the student body (majority American and Hispanic), and the student:teacher ratio is 21:1.
Flathead County Community Colleges
- College Location Students
777 Grandview Dr
Kalispell,  MT 59901
2,216 students
Recent Articles
November 24, 2016
Learn about the variety of mentoring programs available in community colleges, and why you may want to be involved as a mentee or mentor.
November 24, 2016
Consider these five reasons, ranging from resume benefits to professional opportunities, to volunteer during your time in community college
November 24, 2016
Learn about President Obama's budget proposals, entitled "A New Era of Responsibility," and the provisions outlined that will help community college students access affordable education.


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Primary tuberculosis of the oral cavity and oropharynx is quite uncommon, and primary isolated tuberculosis of the tonsils is extremely rare. We report a case of primary tonsillar tuberculosis, in an otherwise healthy man, mimicking chronic non-specific tonsillitis.
PubMed Central Canada is a service of the Canadian Institutes of Health Research (CIHR) working in partnership with the National Research Council's national science library in cooperation with the National Center for Biotechnology Information at the U.S. National Library of Medicine(NCBI/NLM). It includes content provided to the PubMed Central International archive by participating publishers.

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20 Bracelet Patterns: Macrame Bracelets, Friendship Bracelets, Hemp Bracelets, and More
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Latest Comments
"A bright and cheerful accent to any room - and a chance to test the quilting waters. I think this would be a great project for the dark evenings in January"
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"This colouring page is not as overly complicated as most a comfortable project for those who like to colour but do not want to make a commitment to the page and do not want to feel stressed by what should be a fun and relaxing activity"
"another simple concept but so tailored looking ideal for the person who does not like the fussy, curly-cue stuff"
Pewter Tulips Pendant
By: Linda Peterson for Amaco
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Create a stylish pewter tulips pendent from AMACO, or use this technique to create your own jewelry design from clay and metal embossing sheets.
- AMACO® Art Emboss Soft Metal Sheets - Pewter
- AMACO® Pasta Machine
- AMACO® Beveled Edge cutters - large set (square)
- AMACO® PolyBlade
- AMACO® PolyRoller
- AMACO® Polymer Clay & Craft Oven (optional)
- FIMO® Soft polymer clay - White or black depending on background of drawing
- Liquid FIMO® Decorating Gel
- FIMO® Gloss Varnish
- Artwork any line drawing or photo - scanned into computer and reduced to desired size
- HP T-shirt Transfer for dark colors
- ThermOWeb - Super tape ¼" strips, flat 4 x 6 sheet
- Artistic Wire: 22 gauge non-tarnish silver wire
- Pure Allure: Toggle and charm of choice
- Beadalon: Leather cording.
- FiberMark - Whiteboard (or any heavy cardstock)
Size the photo and print onto t-shirt transfer paper. Cut out.
Mix together: ¼ package Translucent and ½ package White FIMO® Soft to get an off-white tint.
Flatten clay through the thickest setting of the pasta machine and double it's thickness. Use square beveled edge cutter to cut shape from clay. Round off corners with PolyBlade.
Peel off backing from transfer to leave a rubbery photo. Place artwork (image side up) onto square. Burnish with PolyBlade to remove any air bubbles. Gently remove air bubbles from transfer. Press edges of decal around side of tile.
Bake for one hour according to temperature located on clay package then allow to cool. Apply generous amount of Liquid FIMO® Decorating Gel over tile. Remove any air bubbles and bake for 20 minutes following manufacturer's baking temperatures. Apply thin coat of FIMO® varnish and allow to dry.
Metal backing: Measure tile and add 1/8" to each side. Cut a piece of cardstock to this measurement. Apply double stick tape to one side. Remove backing and lay onto pewter. Cut out leaving a 1/8" border around all sides. Clip corners diagonally. Fold edges to back using wooden stylus.
Cut a piece of wire 2"long. Create a loop at one end.
Apply tape to back, remove backing. Apply loop to back allowing end of wire to extend past shape. Lay onto pewter and cut out flush. Use wooden stylus to secure and flatten the pewter. Add bead of choice to wire and finish with loop.
Apply tape around edge of tile. Cut Pewter metal sheet into 3/8" a 3/8" wide strip. Remove tape from around edge of tile. Wrap pewter around, trimming excess. Using a wooden stylus, gently flatten edges towards the front and back. Ease the pewter around the corners in necessary. Lay tile onto flat tape and cut out. Remove backing, center tile onto pewter tile. Cut two strands of leather cord to desired length. Place pendant on to cording. Add toggles as desired.
If your artwork includes words, it is not necessary to reverse the words when using the dark t-shirt transfer.
- Crop out different sections of the artwork to create small additional charms. Follow the instructions above to create these tiles. You may choose to create a charm bracelet to coordinate. Add a variety of metal charms to enhance theme.
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Hi, I'm Baxter! I am a super soft handsome boy and I can't wait to meet you! I am super duper smart and I'm learning tons of stuff at my foster home. I am fully potty trained and crate trained. I would prefer to stay next to my humans, but they give me treats in my kennel so I know it's a good place. When I hear "Kennel! Treat!" I run right into my kennel and sit patiently. I am also working on learning "wait" and "leave it". I'm a pretty big fan of treats and human interaction so I'm very motivated to keep learning obedience!
I currently live with an 11-year-old little human and we have tons of fun together! I think the little humans are the most fun to be around and the best to cuddle with! I also have a feline foster brother and we get along really well. I sometimes try to play with him, but when he seems like he doesn't want to, I leave him alone. My canine foster sister is my favorite. She's a Save-a-Bull alum so she is really good at showing me the ropes. We romp and play in the yard a lot. I also like to take her toys, run around the house and then bring them back to her.
My foster parents say that I'm one of the most polite, considerate dogs they have ever met. I don't force people to pet me, but I go and sit right next to them, or right on their feet and then they usually pet me! I really like to lean on my humans too. Being close to them makes me feel all warm and fuzzy inside. I would love to have another dog to play with or some little humans to run around with at my forever home but as long as my new family is loving I will be the happiest dog in the world!


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Female Marine DESTROYS Cocky Air Force Man
October 7, 2014 3:12pm PST
Ever since the dawn of time, the marines and the air force have had a light-hearted rivalry about which one is the superior military branch.
This video shows two members of the military settling this debate once and for all!
Which military branch is your favorite? Let us know in the comments below!
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The moon's crookedness is caused by our going toward the center of the galactic plane
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Ha, yep I definitely love this guy! Thanks for sharing. I won't quibble over everything he said, but he's definitely got his camo thinking cap on, and light years ahead of most people. I personally think that we WILL get deluged again, but eventually a lot of the water will turn back into its gaseous state (not vapour) of Hydrogen and Oxygen, so that we will have again much more land mass and atmosphere of our Golden Age of long ago. And most of the land mass, unlike him, will probably reside in the Asian continent. But who knows. Still, great to see Thinkers out there, able to make connections where others can't. Bet he's not drinking tap water.
Anonymous Coward 27374412
jack, i will watch this too, thanks, hope all is well with you, brother
AC, my friend, many of us are thinking hard and connecting the dots, so to speak
from my observations of the escalating global volcanic activity, and the alarming increase of new (and/or so ancient as to be unknown to us) volcanoes that seem to be popping up all over the planet), i would have to agree with you regarding inevitable deluge(es) that we are most likely going to experience
Good point, thanks for reminding me of it. I'm actually really impressed though with our Earth's resilience with all the incredible unusual forces entering in our solar system--I mean she's taking a beating, and still she holds it together, at least somewhat. Of course (sigh) she will take a licking still, and it's so sad that it's because of the Evils in men's hearts.
Anonymous Coward 27437534
yeah. there certainly does seem to be divine intervention taking place before our very eyes
it would seem, when we listen to the many voices of the ancients, that the effects we encounter as we and our planet experience these things, can vary quite a bit in intensity, and yes, the evil in mens hearts can and does influence these transitions
i am thinking here of earth changes and the spiritual evolution of humanity that go hand in hand with various repetitive stages of our journey through space aboard our dear planet
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Baikonur, Toulouse, 30 October 2008 - The ASTRA 1M satellite, built by Airbus Defence and Space for SES ASTRA, will be launched from the Baikonur Cosmodrome in Kazakhstan during the night of 5-6 November. The satellite will be launched on a Proton Breeze M launch vehicle provided by International Launch Services (ILS).
As prime contractor for ASTRA 1M, Airbus Defence and Space is responsible for the design and build of the satellite and the supply of both the payload and the Eurostar E3000 platform. ASTRA 1M arrived at the launch site at the end of September, where its tanks were filled and the satellite was assembled in the upper stage of the launcher. Following the launch, the Airbus Defence and Space control centre in Toulouse will take control of the satellite, position it on its operational location, before handover to SES ASTRA.
ASTRA 1M will deliver direct-to-home (DTH) services, including digital and high definition (HD) television with pan-European coverage. Once positioned at 19.2°E, it will be the second Eurostar satellite in the ASTRA fleet following ASTRA 2B, which was launched in September 2000. Airbus Defence and Space is constructing two other Eurostar E3000 satellites for SES ASTRA: ASTRA 3B is currently undergoing final assembly and testing, and ASTRA 1N was ordered in July 2008.
ASTRA 1M will be the fifth Eurostar satellite launched this year and the 39th in orbit. It is the 14th Eurostar E3000 satellite. Eleven others are currently at various stages of production.
The communications payload includes 36 high-power Ku-band transponders and three deployable antennas. The spacecraft will have a launch mass of 5,300 kg, a solar array span of 35 metres once deployed in orbit, and electrical power of 10 kW.
About Airbus Defence and Space
Airbus Defence and Space, a wholly owned subsidiary of AIRBUS Group, is dedicated to providing civil and defence space systems and services. In 2007, Airbus Defence and Space had a turnover of €3.5 billion and 12,000 employees in France, Germany, the United Kingdom, Spain and the Netherlands. Its three main areas of activity are Airbus Defence and Space for launchers and orbital infrastructure, Airbus Defence and Space for spacecraft and ground segment and its wholly owned subsidiary Airbus Defence and Space for the development and delivery of satellite services.
AIRBUS Group is a global leader in aerospace, defence and related services. In 2007, AIRBUS Group generated revenues of €39.1 billion and employed a workforce of more than 116, 000.
Media contacts
Jeremy Close (Airbus Defence and Space UK) - Phone: + 44 (0) 1438 773872
Matthieu Duvelleroy (Airbus Defence and Space FR) - Phone: + 33 (0) 1 77 75 80 32
Mathias Pikelj (Airbus Defence and Space GER) - Phone: + 49 (0) 7545 89123
Francisco Lechón (Airbus Defence and Space SP) - Phone: + 34 91 586 37 41


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Joy Ride Reviews
Felix Vasquez Jr.
Cinema Crazed
Cinema Crazed
July 6, 2010
It's a dumb movie.
David Nusair
Reel Film Reviews
Reel Film Reviews
October 8, 2008
...boasts a number of genuinely exhilarating sequences and set-pieces.
Full Review | Original Score: 3/4
Harry Guerin
RT� (Ireland)
RT� (Ireland)
April 8, 2003
Will convince you that you'd be better off taking the train.
Full Review | Original Score: 4/5
Brian Mckay
March 19, 2003
America's dark and lonely back roads are the prime location for stories about relentless, psychotic stalkers preying on the youth.
Full Review | Original Score: 4/5
Jeffrey Chen
Window to the Movies
Window to the Movies
January 12, 2003
Nothing special -- it just devotedly does its job to give the audience a string of suspense scenarios.
Full Review | Original Score: 5/10
Philip Martin
Arkansas Democrat-Gazette
Arkansas Democrat-Gazette
October 30, 2002
Maybe it's a wonderful inside joke - a suspenseless suspense film.
Full Review| Original Score: C
Jon Niccum
Lawrence Journal-World
Lawrence Journal-World
August 23, 2002
The popcorn thriller manages to keep the viewer's disbelief at bay, while offering a deceptively smooth ride through some frequently bumpy territory.
Full Review | Original Score: 2.5/4
Mark Palermo
The Coast (Halifax, Nova Scotia)
The Coast (Halifax, Nova Scotia)
August 22, 2002
It's a scary film; an atmospheric, unrelenting, character-rich thriller that includes one of the most jolting shock-moments I can remember.
Full Review
Ian Waldron-Mantgani
UK Critic
UK Critic
August 18, 2002
Things are pushed over the top rather successfully, but breaking momentum is a pretty big mistake for movie that wants to wow us with ruthless efficiency.
| Original Score: 2.5/4
Urban Cinefile Critics
Urban Cinefile
Urban Cinefile
July 18, 2002
It's what we don't see that terrifies us in Roadkill, a blistering good thriller that keeps us uneasy and perched on the edge of our seats.
Paul Salfen
July 9, 2002
Well done thriller just when we need it most.
Full Review
Jeffrey Westhoff
Northwest Herald (Crystal Lake, IL)
Northwest Herald (Crystal Lake, IL)
June 18, 2002
A thriller driven by considerable suspense before taking a wrong exit somewhere near the end.
Full Review| Original Score: 2/4
James Sanford
Kalamazoo Gazette
Kalamazoo Gazette
June 9, 2002
This is a drive-in movie supreme, a suspense saga with several wicked shocks and at least as many hearty laughs.
Michael W. Phillips, Jr.
Goatdog's Movies
Goatdog's Movies
April 25, 2002
Paul Walker has all the acting ability of a length of pine board.
Full Review | Original Score: 2.5/5
John J. Puccio
Movie Metropolis
Movie Metropolis
March 12, 2002
...a galvanizing amusement-park ride that only occasionally steps over the bounds of common sense.
| Original Score: 7/10
Frank Ochieng
Movie Eye
Movie Eye
March 4, 2002
You'll feel like you're an unwilling passenger along for a bumpy trip in John Dahl's road rage thriller Joy Ride -- Dahl dresses up this fuel-injected spectacle with silly-minded edge-of-your-seat fury
Full Review | Original Score: 2.5/4
Mark Dujsik
Mark Reviews Movies
Mark Reviews Movies
February 26, 2002
One of those rare movies that I know I shouldn't like, but... I cannot help but enjoy it.
Full Review | Original Score: 3/4
Doris Toumarkine
Film Journal International
Film Journal International
December 9, 2001
Premium entertainment of the genre variety.
Top Critic
Peter Travers
Rolling Stone
Rolling Stone
October 29, 2001
If you're looking to have your nerves fried and your pulse pounded, this is your ticket to ride.
| Original Score: 4.5/5
Matt Easterbrook
Matt's Movie Reviews
Matt's Movie Reviews
October 19, 2001
98 minutes of pure, unadulterated exhilaration.
| Original Score: 4/5


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April 12, 2010
BENJAMIN WAYNE MERRING, PLAINTIFF,v.CORRECTIONAL CARE, INC., ET AL., DEFENDANTS.
Plaintiff Benjamin Wayne Merring, an inmate presently confined at the Lackawanna County Prison in Scranton, Pennsylvania, initiated the above pro se action by filing a Complaint under 42 U.S.C. § 1983.*fn1 (Doc. 1.) He also has filed a Motion for Leave to proceed in forma pauperis. (Doc. 5.)
Based on the request to proceed in forma pauperis, the Complaint is before the Court for screening pursuant to 28 U.S.C. § 1915. For the reasons set forth below, Plaintiff's claims will be dismissed under 28 U.S.C. § 1915(e)(2)(B)(ii) for failure to state a claim upon which relief may be granted.
In his Complaint, filed on March 15, 2010, Merring names as Defendants Correctional Care, Incorporated; Dr. Adam Zaloga; Head Nurse Barbra Fox; four (4) John Doe Defendants; and four (4) Jane Doe Defendants. He alleges that, during his prior period of incarceration at the Lackawanna County Prison from September 29, 2009 until December 1, 2009, he was instructed by the medical staff to use hot water from the coffee pot to fill his CPAP machine, which he describes as a medical device prescribed by his pulmonary doctor. (Doc. 1 at 3-4, 9.) He claims that, toward the end of his second month at that facility, his nose, throat, and mouth became irritated, and he "suspected that this irritation was being caused by the water that [he] was using in his CPAP machine." (Id. at 3-4.) He alleges that he submitted a sick call request toward the end of November, but was transferred to the State Correctional Institution at Camp Hill ("SCI Camp Hill") before he was seen. (Id. at 4.)
Merring claims that the staff at SCI Camp Hill gave him distilled water to use in his CPAP machine. (Id.) He states that he was provided with a gallon of distilled water to keep in his cell and that he was able to obtain additional distilled water from the dispensary about every ten (10) days. (Id.) Merring alleges that, during his seventy-two (72) day period of confinement at SCI Camp Hill, the intake doctor and dental department examined his gums and prescribed ibuprofen for pain from inflamed gums. (Id.)
Merring explains that he returned to the Lackawanna County Prison on February 11, 2010. (Id. at 5.) He alleges that he demanded distilled water and that "[e]very day turned into an all day ordeal just to secure the distilled water that [he] needed for that day." (Id.) Merring admits that he was provided with distilled water for nineteen (19) days and that, even after a nurse informed him on March 2, 2010 that "the company doctor" had advised her not to continue to give him distilled water, she still provided it to him. (Id.)
Merring then recounts his efforts to ensure that he continue to receive distilled water. Although he alleges that his demands for distilled water were met with resistance, and at times, hostility, he admits that he received his distilled water. (See id. at 6-8.) He alleges that, until he was confined at SCI Camp Hill, he was unaware that medical staff have a "duty" to provide him with distilled water. (See id. at 8.) Yet, he claims in the Conclusion section of his Complaint that during his previous period of incarceration at the Lackawanna County Prison, he demanded distilled water and the medical staff refused. (See id. at 9.) Merring states that he incorporates his claims regarding the failure of Lackawanna County Prison staff to provide distilled water during his prior periods of confinement into the instant Complaint, to the extent his claims are not barred by the statute of limitations. (See id. at 8.) He alleges that his unalienable rights have been violated and that he has been injured by Defendants. (See id. at 10.) As relief, he asks this Court to hold Defendants accountable, appoint counsel, and to award "actual and punitive relief as well as other just and equitable relief that the jury may award."
Title 28 U.S.C. § 1915(e)(2)(B) states that, where a plaintiff is granted permission to proceed in forma pauperis, "the court shall dismiss the case at any time if the court determines that... the action... (i) is frivolous or malicious; (ii) fails to state a claim on which relief may be granted; or (iii) seeks monetary relief against a defendant who is immune from such relief." In determining whether a complaint fails to state a claim for purposes of § 1915(e)(2)(B)(ii), a court applies the same standard as that used when considering a motion to dismiss pursuant to Fed. R. Civ. P. 12(b)(6). See Shane v. Fauver, 213 F.3d 113, 117 (3d Cir. 2000); Tourscher v. McCullough, 184 F.3d 236, 240 (3d Cir. 1999). In considering a motion to dismiss pursuant to Rule 12(b)(6), courts "accept all factual allegations as true, construe the complaint in the light most favorable to the plaintiff, and determine whether, under any reasonable reading of the complaint, the plaintiff may be entitled to relief." Phillips v. County of Allegheny, 515 F.3d 224, 231 (3d Cir. 2008) (quoting Pinker v. Roche Holdings Ltd., 292 F.3d 361, 374 n.7 (3d Cir. 2002)). "However, a court need not credit either 'bald assertions' or 'legal conclusions' in a complaint when deciding a motion to dismiss." Evancho v. Fischer, 423 F.3d 347, 351 (3d Cir. 2005) (citations omitted).
Merring seeks to hold Defendants liable for failing to provide him with distilled water during his previous periods of incarceration at the Lackawanna County Prison as well as for delaying in fulfilling his requests for distilled water during his current period of confinement. In order to state a claim of inadequate medical care that rises to the level of a violation of one's rights under the Eighth Amendment, a plaintiff must show "(i) a serious medical need, and (ii) acts or omissions... that indicate deliberate indifference to that need." Natale v. Camden County Corr. Facility, 318 F.3d 575, 582 (3d Cir. 2003). See also Rouse v. Plantier, 182 F.3d 192, 197 (3d Cir. 1999). A serious medical need is one that has been diagnosed by a physician as requiring treatment, or one that is so obvious that a layperson would recognize the need for a doctor's attention. Monmouth County Corr. Inst. Inmates v. Lanzaro, 834 F.2d 326, 347 (3d Cir. 1987). In addition, "if 'unnecessary and wanton infliction of pain' results as a consequence of denial or delay in the provision of adequate medical care, the medical need is of the serious nature contemplated by the eighth amendment." Id. (quoting Estelle v. Gamble, 429 U.S. 97, 103 (1976)).
The test for whether a prison official was deliberately indifferent is whether that defendant "acted or failed to act despite his knowledge of a substantial risk of serious harm." Farmer v. Brennan, 511 U.S. 825, 841 (1994). "The official must both be aware of facts from which the inference can be drawn that a substantial risk of serious harm exists, and he must also draw the inference." Id. at 837. "It is well-settled that claims of negligence or medical malpractice, without some more culpable state of mind, do not constitute 'deliberate indifference.'" Rouse, 182 F.3d at 197. See also White v. Napoleon, 897 F.2d 103, 108 (3d Cir.1990) (concluding that mere medical malpractice cannot give rise to a violation of the Eighth Amendment).
Merring fails to state a claim of deliberate indifference to a serious medical need with regard to the delay and/or resistance he faced when he sought distilled water from the Lackawanna County Prison staff during his current period of incarceration. He admits that the distilled water has been provided, and, while he complains about losing sleep while waiting for distilled water, he fails to identify any medical harm he suffered as a result of the delay. As a result, he fails to establish any deliberate indifference to a serious medical need.
Notwithstanding any analysis of whether his claims stemming from his previous periods of incarceration are barred by the statute of limitations, Merring also fails to articulate a claim of deliberate indifference with respect to the Lackawanna County Prison staff's failure to provide distilled water during those times. Merring states that his CPAP machine was prescribed as a "potentially life saving medical device" by his pulmonary doctor. Even if Merring has a serious medical need that requires the use of this machine, it is not clear that the use of non-distilled water in the machine would result in a substantial risk of serious harm to the user. Even if the use of distilled water is recommended for the machine's optimal performance, Merring does not identify any "unnecessary and wanton infliction of pain" that he suffered as a result of using non-distilled water in his machine. He only states that he "suspects" that the nose, throat, and mouth irritation that he suffered during his Fall 2009 stay at the Lackawanna County Prison was caused by the water that he was using in his CPAP machine. This speculation about the source of his irritation is not sufficient to establish that when the Lackawanna County Prison staff advised him to use hot water from the coffee machine in his CPAP machine, they knew that it would result in a "substantial risk of serious harm." Accordingly, he has failed to state a claim of deliberate indifference to a serious medical need by Lackawanna County Prison staff.
Because Merring fails to state a claim on which relief may be granted, his Complaint will be dismissed. Pro se pleadings are to be construed liberally, Haines v. Kerner, 404 U.S. 519, 520 (1972), and pro se litigants are to be granted leave to file a curative amended complaint "even when a plaintiff does not seek leave to amend," unless such an amendment would be inequitable or futile." Alston v. Parker, 363 F.3d 229, 235 (3d Cir. 2004). However, a complaint that sets forth facts which affirmatively demonstrate that the plaintiff has no right to recover is properly dismissed without leave to amend. Grayson v. Mayview State Hospital, 293 F.3d 103, 108 (3d Cir. 2002). In the instant case, no amendment could cure the defects in Merring's claims, and therefore, dismissal will be with prejudice. An appropriate Order will enter.
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I manage a $1B+ portfolio for a family office. Our investments include bonds, equities, hedge funds, and private investments with a wide geographical and asset class dispersion. I have a J.D. degree from Yale Law School and practiced for 30 years as a trial lawyer in commercial cases.
That fellow in my icon is, of course, Galileo Galilei. Eppur si muove.
You can email me at firstname.lastname@example.com & follow me on Twitter where I am @MontanaSkeptic1
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Kevin is the CEO and founder of Blue Water Capital Advisors. He is involved in all aspects of the business, including portfolio management, financial advisory services, team management and business development, and he is Chairman of the Investment Committee. Kevin is an experienced speaker and is available (under certain conditions) by request.
Kevin brings a unique perspective to wealth and risk management that is very intuitive and measured. Clients are confident in his abilities and trust that their assets are managed by the best in the business. Although he has been a leader within the regional wealth management industry for the majority of the last two decades, it is not his first career. He was a petroleum geologist and academic research scientist for 17 years in his first career. Kevin's keen sense of risk-reward dynamics was developed during his geological career when he served as an exploration team leader and senior manager in the oil and gas exploration business. He drilled over 100 wells on his own geological interpretations and found millions of barrels of oil. This was a very high risk kind of business, and Kevin learned a great deal about how risk really works from his experiences in exploration geology.
He was also a professor at The University of New Hampshire and Bryn Mawr College for several years and has published 11 papers in international scientific journals and books. Highlights of Kevin's geological career include surviving a violent well blowout, working as a consultant to Phillips Petroleum, Texaco, Exxon, and numerous independent firms, acting as a Principal Investigator on a dinosaur dig in Montana, diving Australia's Great Barrier Reef, teaching and advising students, receiving numerous research awards and grants, and conducting funded scientific research on sedimentology, paleoceanography, paleoclimatology, geochemistry, and global plate tectonics.
Kevin left his geology career when the global oil price collapse finally caught up to him in 1992. He went into the financial advising industry because his father had been a nationally-ranked leader in that field with a major national firm, so he felt comfortable with making the transition. Over the years he was awarded the Chartered Financial Consultant (ChFC) designation and has completed about half of the coursework for a Master's degree in Financial Services. Kevin served as a Trust Officer and Vice President for a major Midwestern regional bank for seven years, and served as a Senior Vice President at National Bank of Commerce in Duluth for four years. He was a member and board member of the Arrowhead Estate Planning Council for a number of years. He has a refined sense of the big economic picture that is grounded in his ability to differentiate meaningful information from "noise," as he once did while working in science and petroleum geology. Kevin is the principal shareholder of Blue Water Capital Advisors, LLC.
I am a long term value investor, but I am also interested in growth stocks when it is not overpriced.
I enjoy the process of finding out stocks with value, much like a gold-mining experience. Along the way, I also gained a lot of insight on various businesses.
Most of the time, I post articles and comments on Seeking Alpha to get opinions from other people, since it is important to get criticized and avoid the confirmatory bias. I also believe that small investors need to work together to share their research efforts in order to achieve an edge on information.
While I am passionate about investment, I am also passionate about many other things as well, such as Math, Machine Learning, Psychology and Philosophy. I believe life is about having fun, and a big part of that "fun" comes from constant learning and personal improvement.
Ian's Insider Corner research focuses primarily on long-term dividend-paying companies with stable and reliable growth, stocks suitable for individual retirement accounts. Ian also looks for "niche" shorter-term trading opportunities, and coverage. During the 3-years Ian worked at Kerrisdale Capital, the New York-based activist hedge fund had great success exposing fraudulent companies. Kerrisdale Capital returned almost 200% in 2011, and more than 300% in total. Ian Bezek offers in-depth coverage of all the stocks in his "IMF" portfolio.
No-nonsense, free investment newsletter that picks apart Wall Street's latest headlines to expose the truth and real profit trends, written by seasoned investment professionals.
Our mission? To challenge Wall Street's most widely accepted wisdom. http://www.wallstreetdaily.com/
Mr. Roche is the founder of Orcam Financial Group, LLC, a low fee financial services firm based in San Diego, CA as well as the founder of the popular financial website Pragmatic Capitalism (some articles from Pragmatic Capitalism get syndicated on Seeking Alpha so please see the full site if you don't want to miss articles by Mr. Roche).
Orcam Financial Group, LLC (www.orcamgroup.com) is a low fee financial services firm offering asset management, personal advisory, consulting and educational services. Pragmatic Capitalism (http://pragcap.com) was founded by Cullen Roche in the midst of the financial crisis of 2008. Mr. Roche foresaw many of the events that led up to the crisis and felt that the government was slow to react and when it did finally react, responded with the wrong medicine.
Mr. Roche's primary areas of expertise include global macro portfolio construction, quantitative risk management, monetary economics and behavioral finance. Prior to establishing his own business, Mr. Roche worked at Merrill Lynch Global Wealth Management where he worked on a team overseeing $500MM+ in assets under management. Upon leaving Merrill Lynch, Mr. Roche managed a private investment partnership for 7 years generating substantial positive alpha (high risk adjusted returns) without a single negative year of returns. He has since transitioned back to retail asset management to better serve the much needed low fee retail space with sophisticated but simple asset management and financial planning services.
Mr. Roche is also a prolific writer. In addition to the daily musings on his website, he is the author of the popular book "Pragmatic Capitalism: What Every Investor Needs to Know About Money and Finance" as well as "Understanding the Modern Monetary System", one of the top 10 all-time most downloaded research papers on the SSRN academic research network. He was named one of the "Top Wall Street Economists, Experts and Opinion Leaders" of 2011 by Wall Street Economists and was named one of the "101 Best Finance People" by Business Insider where he was described as "one of the most influential economic thinkers today." In 2015 Mr. Roche was named one of the "40 Under 40" most influential people in finance by InvestmentNews. He is regularly cited in the Wall Street Journal, on CNBC and in the Financial Times.
Mr. Roche is a Georgetown University alumnus, growing up in the DC area and now living in Southern California with his wife Erica, troublesome collie Cal and 4 irritable laying hens. In addition to being a financial dork Cullen is an avid outdoorsman, mediocre gardener, proficient complex carbohydrate consumer (i.e., loves brownies and cake) and finisher of one of the most difficult IRONMAN races at Cabo in 2015.
Philstockworld.com is the fastest growing stock and option newsletter on the Web. "High Finance for Real People - Fun and Profits" is our motto and our Basic and Premium Chat Sessions offer readers a chance to speak to Phil live during the trading day as well as authors like Optrader, Sabrient, Income Trader and Trend Trader - who send out Alerts during the market sessions and discuss trade ideas live with Members.
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Philip R. Davis is a founder of Phil's Stock World (www.philstockworld.com), a stock and options trading site that teaches the art of options trading to newcomers and devises advanced strategies for expert traders. Mr. Davis is a serial entrepreneur, having founded software company Accu-Title, a real estate title insurance software solution, and is also the President of the Delphi Consulting Corp., an M&A consulting firm that helps large and small companies obtain funding and close deals. He was also the founder of Accu-Search, a property data corporation that was sold to DataTrace in 2004 and Personality Plus, a precursor to eHarmony.com. Phil was a former editor of a UMass/Amherst humor magazine and it shows in his writing -- which is filled with colorful commentary along with very specific ideas on stock option purchases (Phil rarely holds actual stocks).
Visit: Phil's Stock World (www.philstockworld.com)
Gary A. Gordon, MS, CFP® is the president of Pacific Park Financial, Inc., a Registered Investment Adviser with the SEC. He has more than 25 years of experience as a personal coach in "money matters," including risk assessment, small business development and portfolio management.
Gary is often asked to consult as an educator. He has taught financial concepts in Mexico, Singapore, Hong Kong, Taiwan and the United States.
As a Certified Financial Planner™ (CFP®), Gary has distinguished himself as a reputable and trusted investor advocate. He writes commentary for ETF Expert, Seeking Alpha and The Street. Gary's participation on local and national radio has spanned more than a decade, and he currently hosts the ETF Expert Show.
Gary is a "good sport" when his wife, Denise, beats him at Scrabble. Most of all, Gary takes special pride in a not-so-little energizer… his 19-year old daughter, Wei Elizabeth Gordon.
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Charles (Chuck) C. Carnevale is the creator of F.A.S.T. Graphs™. Chuck is also co-founder of an investment management firm. He has been working in the securities industry since 1970: he has been a partner with a private NYSE member firm, the President of a NASD firm, Vice President and Regional Marketing Director for a major AMEX listed company, and an Associate Vice President and Investment Consulting Services Coordinator for a major NYSE member firm. Prior to forming his own investment firm, he was a partner in a 30-year-old established registered investment advisory in Tampa, Florida. Chuck holds a Bachelor of Science in Economics and Finance from the University of Tampa. Chuck is a sought-after public speaker who is very passionate about spreading the critical message of prudence in money management. Chuck is a Veteran of the Vietnam War and was awarded both the Bronze Star and the Vietnam Honor Medal.
At Valuentum, we think the best opportunities arise from a complete understanding of all investing disciplines in order to identify the most attractive stocks at any given time. Valuentum therefore analyzes each stock across a wide spectrum of philosophies, from deep value through momentum investing. We think companies that are attractive from a number of investment perspectives--whether it be growth, value, momentum, etc.--have the greatest probability of capital appreciation and relative outperformance. The more investors that are interested in the stock for reasons based on their respective investment mandates, the more likely it will move higher.
Brian Nelson is the President of Equity Research at Valuentum Securities, an investment research firm serving individual and institutional investors, as well as financial advisors. Before founding Valuentum, Mr. Nelson worked as a director at Morningstar, where he was responsible for training and methodology development within the firm's equity and credit research department. Prior to that position, he served as a senior industrials securities analyst, covering aerospace, airlines, construction and environmental services companies. Before joining Morningstar in February 2006, Mr. Nelson worked for a small capitalization fund covering a variety of sectors for an aggressive growth investment management firm in Chicago. He holds a Bachelor's degree in finance and a minor in mathematics, magna cum laude, from Benedictine University. Mr. Nelson has an MBA from the University of Chicago Booth School of Business and also holds the Chartered Financial Analyst (CFA) designation.
Get to Know Brian:
Brian led the charge in developing Morningstar's issuer credit ratings, developing and rolling-out one of the firm's proprietary credit metrics, the Cash Flow Cushion. http://select.morningstar.com/welcome/credit/pdfs/Morningstar_CashFlowCushion.pdf
Brian is frequently quoted in the media and has been a frequent guest on Nightly Business Report, Bloomberg TV, and the Money Show.
Mr. Nelson is very experienced in valuing equities, developing Morningstar's discounted cash-flow model used to derive the fair value estimates for the company's entire equity coverage universe.
Brian worked on a small cap fund and a micro cap fund that were ranked within the top 10th percentile and top 1st percentile within the Small Cap Lipper Growth Universe, respectively, in 2005.
Mr. Nelson is also a contributor to Seeking Alpha and an opinion leader in the Industrial Goods space.
You can reach Brian at firstname.lastname@example.com.
Please read our Disclaimer that applies to all articles published on Seeking Alpha: http://www.valuentum.com/categories/20110613
Follow us on Twitter: @Valuentum
Invest. Manage risk. Communicate. Educate yourself. Make profits. .
Visit http://dividendlab.com
My name is Todd Johnson. I'm a family man, sports fiend, health nut, technology buff, long-time stock investor, and a very lucky mountain climber, all of which has shaped my philosophy as a professional investor for the last 30 years. As my interests might suggest, I am always looking for the upside while striving to minimize risks.
My new passion, which I have realized through DividendLab.com project, is helping other investors learn more about investing; investing in stocks and other assets that are subject to wide price swings can actually enhance their returns when the right investment strategy is applied. To that end, I read company 10k and 10q statements so they can skip them. I compile and analyze the market research that isn't always at their fingertips. And I don't make any investment recommendation without committing my own funds first, which is the purest form of accountability.
Jeff is the President of NewArc Investments Inc., manager of both individual and institutional investments. Jeff is a registered investment advisor, and portfolio manager for NewArc's investment programs. Jeff is a former college professor with a hands-on, real world attitude. His quantitative modeling helped inform state and local officials in Wisconsin for more than a decade. A Public Policy analyst, he taught advanced research methods at the University of Wisconsin, and analyzed many issues related to state tax policy. Jeff began in the financial business as Research Director for trading firm at the Chicago Board Options Exchange. He investigated anomalies in the standard option pricing models, taught classes for beginning options traders, and developed new forecasting techniques. In 1991 he established a general research consultancy, working with professional traders at all of the Chicago financial exchanges. In 1998 he started NewArc Investments, Inc. Jeff has a commitment to the specific needs of individual investors. It is not a one-size-fits all approach, but one that emphasizes the unique circumstances of each client. Jeff also serves on the board of two small technology companies (currently Chairman at one). He is occasionally as an expert witness in legal cases involving financial markets and hedging.
Jeffrey Dow Jones is the managing editor for Alpine Advisor. He has previously worked for PaineWebber/UBS and Ford Motor Credit Company, and he spent the last decade co-managing a group of hedge funds. He holds a degree in Business Economics with a specialization in Computer Programming from The University of California - Los Angeles.
He publishes a free weekly newsletter at AlpineAdvisor.info.
I have a PhD in economics and a CFA. I'm semi-retired and mostly follow my interests which include global macro, financial markets, international development and climate change.
George is currently a Managing Director at Lion Fund. He has written for Seeking Alpha, The Motley Fool, Investing.com, Psychology Today and his works have been featured on Seeking Alpha's Wall Street Breakfast, MSN Money, Yahoo! Finance, AOL DailyFinance, CNNMoney, CNBC, MarketWatch, TheStreet, Insider Monkey, NASDAQ.com, eWallStreeter, and Finanzen100, among others. George is also a TEDx speaker and a Stanley A. Rabin Scholar at Columbia University.
In his spare time, George plays tennis, argues with baristas over the legitimacy of the Oxford comma, and reads Dan Loeb's 13Ds for fun.
The Parsimony community is made up of thousands of do-it-yourself dividend and income investors working toward one common goal...generating consistent income!
Our strategy is simple:1. Buy great dividend stocks at reasonable prices.2. Enhance income with conservative option strategies.3. Manage risk through diversification and exit strategies.
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Individual investor focused upon a limited number of diversified stocks. Seeks stocks selling below fair value; favors dividend growth. Advocates fundamental investment analysis, supplemented by the technical charts. Options strategies primarily employed to generate additional income or hedge risk.
Semi-retired investor and trader, involved with markets for decades now.
Institutional investment manager authoring on a variety of topics that pique my interest, and could further discourse in this online community. I hold an MBA from the University of Chicago, and have earned the CFA designation.
My articles may contain statements and projections that are forward-looking in nature, and therefore inherently subject to numerous risks, uncertainties and assumptions. While my articles focus on generating long-term risk-adjusted returns, investment decisions necessarily involve the risk of loss of principal. Individual investor circumstances vary significantly, and information gleaned from my articles should be applied to your own unique investment situation, objectives, risk tolerance, and investment horizon.
I am a Portuguese independent trader, analyst and algorithmic trading expert, having worked for both sell side (brokerage) and buy side (fund management) institutions.
I've been trading professionally for about 20 years and also launched www.thinkfn.com in 2004. Thinkfn (Think Finance) carries thousands of educational articles on finance and the markets.
I trade futures, stocks from the long and short side, forex and options. I trade both discretionary and fully automated systems (Metatrader, Quantshare and others).
I can be reached at paulo.santosATthinkfn.com or followed on Twitter at twitter.com/ThinkFinance999
Spencer Osborne is founder of Satellite Standard Group [SSG], and a partner of Sirius Buzz (http://siriusbuzz.com/). Sirius Buzz covers the satellite radio industry as well as companies that do business in this sector. Sirius Buzz provides information and opinion to readers with an interest in the sector from an investment, as well as consumer perspective.
Along with his work in the media sector, Spencer covers various equities that interest him and writes about these equities from a unique and "out of the box" perspective. Over the years Spencer has built a network of resources within the sectors he writes about. His opinion and insight is oft referred to and sought after by analysts.
Our small-cap hedge fund strategy beat the market by 44 percentage points since its inception 18 months ago. Visit our website to learn how you can do the same. Insider Monkey is a finance website that provides free hedge fund and insider trading data. We believe ordinary investors can beat the market by imitating insiders and best hedge fund managers. They have access to better information and experts than ordinary investors do. Take advantage of the SEC filings where hedge funds and insiders disclose their stock transactions.
Here is our team:
Meena Krishnamsetty
Ms. Krishnamsetty is the Editor of Insider Monkey. Prior to creating Insider Monkey with Dr. Dogan, Ms. Krishnamsetty was Associate Producer at Bloomberg Television. Prior to that, Ms. Krishnamsetty was on the afternoon news team at CNBC. Additionally, Ms. Krishnamsetty reported for NPR and worked as a risk management consultant at Marsh & McLennan. Ms. Krishnamsetty has a M.S. in Journalism from Columbia University's Graduate School of Journalism.
Ian Dogan
Insider Monkey's hybrid evaluation system ...More was created in 2003 by Dr. Ian Dogan. Dr. Dogan has a Ph.D. in financial economics with a specialization in insider trading. Dr. Dogan has provided consulting services to institutional investors and hedge funds, and managed a $200+ million fund using a strategy he developed utilizing insider transactions. Dr. Dogan recently authored the insider trading chapter of soon to be published "The Handbook of Investment Anomalies" by Zacks Investment Research. Insider Monkey will serve the outcome of the methodologies developed by Dr. Dogan to ordinary investors who don't have access to academic quality research and tools to shape their investments.
For your inquiries please contact us at email@example.com
Building wealth intelligently and patiently is the most logical and tested route to financial independence.
That is my plan and so far, so good!
(WARNING: Do your own due diligence and don't depend on me or anyone else on SA to offer sound investing advice. My recommendations are for educational purposes ONLY!)
Mr. Barac is the founder and Managing Member of the General Partner, Barac Capital Management, LLC. Prior to founding the General Partner, Mr. Barac held a variety of roles in institutional securities research and trading.
Mr. Barac graduated from Trinity University (San Antonio, Texas) in 1989 and received a Master's in Business Administration degree from Southern Methodist University (Dallas, Texas) in 1998. During his graduate studies, Mr. Barac's broad-based business studies included a focus on international business which included an internship with Bank Boston's media and telecommunications lending group in Buenos Aires, Argentina and an international exchange semester at the E.S.A.D.E. Business School in Barcelona, Spain.
Following his graduate studies, Mr. Barac went to work for Moody's Investors Services in New York, New York in 1998 and transferred to their London, England offices in 1999. At Moody's, Mr. Barac became a Senior Credit Officer/Vice-President and lead analyst with responsibility for the credit ratings of a multi-billion dollar portfolio of high-profile European leveraged finance companies. As an expert in leveraged finance and corporate credit risk analysis, Mr. Barac was a regular speaker for Moody's and was regularly quoted by major financial publications (e.g. the Wall Street Journal Europe, Financial Times, New York Times, Bloomberg News, and The Times of London).
From 2005 to 2007, Mr. Barac worked at Schroders Investment Management, an investment management firm with assets under management in excess of $200 billion, headquartered in London, England. At Schroder's, Mr. Barac was responsible for identifying profitable fixed-income trade ideas from within a portfolio of European high-yield and investment grade corporate bond issuers. Mr. Barac's work at Schroder's earned him selection for the company's elite merit-based Business Leadership Program.
Mr. Barac continued his work in corporate securities analysis with Barclay's Capital (also in London, England) where he worked as a Director in their Principal Strategies Group from 2007 to 2008. At Barclays, Mr. Barac was a proprietary analyst and trader responsible for investing a portion of Barclay's capital through a combination of bonds, stocks, and fixed-income derivatives (credit default swaps).
Following his return from London to Austin, Texas in 2008, Mr. Barac founded, established, and now actively manages the Barac Value Fund, L.P.
At Investment Underground, our editors are disciplined, independent journalists who dig into technology, commodities, and stock market news to break the stories that matter. Our active approach to journalism spans analysis and interviews with noteworthy leaders to uncover real news that affects business right now.
Most notably, our insights predicted the departure of Avon CEO, Andrea Jung, and Warren Buffett's purchase of his first technology stock in over forty years at Berkshire Hathaway.
Our work appears in Google News, Seeking Alpha, Motley Fool, Morningstar, Vatalyst, Value Walk, and Guru Focus, among others.
ChinaScope is the financial data and analytics platform for global financial professionals seeking critical quantitative and qualitative information on China. Our platform covers raw and processed data and information on companies, industries and the macro economy. We help our clients gather and analyze information on China so they can work better, smarter and faster.
Marc Chandler has been covering the global capital markets in one fashion or another for 25 years, working at economic consulting firms and global investment banks. A prolific writer and speaker he appears regularly on CNBC and has spoken for the Foreign Policy Association. In addition to being quoted in the financial press daily, Chandler has been published in the Financial Times, Foreign Affairs, and the Washington Post. In 2009 Chandler was named a Business Visionary by Forbes.
Marc's commentary can be found at his blog (www.marctomarket.com) and twitter www.twitter.com/marcmakingsense
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Marek Fuchs, a former Wall Streeter, is a journalist, book author and academic. Fuchs worked at Shearson Lehman Brothers before writing the "County Lines" column for The New York Times for six years. He wrote "A Cold-Blooded Business," a book called "riveting" by Kirkus Reviews. "Local Heroes," a book about firefighting, is due out in fall 2012. Fuchs is also on the non-fiction writing faculty at Sarah Lawerence College. When not writing or teaching, he serves as a volunteer firefighter.


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Villa in Praia D'el Rey, Silver Coast, Portugal - Peaceful Location 10 Mins Walk To Golf Course And Beach
Our villa is situated on the exclusive Praia D'el Rey Golf and Beach resort, it's designer interior certainly has that wow factor.There are 4 bedrooms (3 en-suite) a large lounge/dining room, stunning garden with large private heated pool, lawned areas, terraces and a brick built BBQ. There is a a balcony off the master suite ideal for that private sun bathing or enjoying an evening cocktail. The tennis academy and food shop are nearby.The magnificent 18 hole championship golf course is considered one of the finest in Europe, rated No.1 in Portugal and nearby Bom Sucesso is a real challenge with its many water hazards. The resort has a child friendly club house with excellent restaurant and large terrace overlooking the ocean and 10th fairway. Within walking distance is the 5 Star Marriott hotel with its wonderful spa and there is also a kids club with activities for all ages. The villa benefits from WiFi,cable and Sky TV and there is a Nintendo Wii and XBox for the kids.
Top Traveller Review
Great Stay!
The owners could not have been more helpful from the booking process, right the way through to providing excellent directions on how to get there and also recommendations on things to do and see etc.
Many thanks Adele!!
About the Owner
Guestbook comments from the owner
Having holidayed in the Agarve for many years the Silver Coast was a real surprise. The sheer beauty of the Silver Coast and uncrowded beaches were a breath of fresh air compared to the crowds associated with the Algarve. The villa was truly stunning with every little whim being catered for. The word paradise comes to mind. Whether you want that family holiday or a golfing break you won't be disappointed ! Mr and Mrs Bradley.
An amazing holiday, a truly beautiful property and the golf was better than anywhere else i've played. This place is definitely on my agenda for a golfing break next year!
Ian Riley.
The kids had a ball, we hardly saw them. They spent several happy hours with other like minded kids at Club Aventura. Scuba diving was the highlight. Really glad we discovered the Silver Coast it really is a closely guarded secret paradise!
Sue and Rob Chalmers.
1 Reviews
5 based on 1 holidaymaker reviews
Great Stay!
Just want to make sure people do not miss the opportunity to stay at this property. It is excellent and makes a great base for exploring the Silver Coast. The property itself is immaculate with all you could need provided. Cleanliness and comfort could not be faulted and we thoroughly enjoyed our stay here.
The owners could not have been more helpful from the booking process, right the way through to providing excellent directions on how to get there and also recommendations on things to do and see etc.
Many thanks Adele!!
Activity and Interests
The beach is a 2 min drive or 10 min walk from the villa. The rugged coastline is spectacular with vast stretches of golden sand, ideal for sunbathing, walking and exploring. Details of other beaches along the coast are available at the villa. There is an amazing lagoon with safe waters for children to swim and watch the kite surfers. Para-sailing, scuba diving and wind surfing are available along the coast.
The nearest airport is Lisbon, which is a 50 minute drive from the villa. The route is easy and the roads excellent. Detailed directions to the villa will be provided on booking and car hire is also available. Tap, Monarch and BA all fly direct from London. Easyjet fly from Liverpool and Luton and BMI baby from Manchester.
Lisbon is less than an hour away-lots of sightseeing and amazing shops available.Also, the Oceanarium is located on th Expo 98 site on the banks of the Tagus. Obidos (a 15 min drive) is a medieval walled town with fascinating alleys, which have become home to high-class handicraft and gift shops, as well as bars and great restaurants.
Further Details:
There is a food shop 1 min walk from the villa, a mini supermarket about 5 mins drive and the main large supermarkets about a 20 min drive. There is also a fabulous English speaking butcher in the next village for the BBQ enthusiasts. There is a cashpoint at the Marriot hotel and also in the local village. You can eat within the resort at the 5* Marriott's a la Carte restaurant, family restaurant,pool side restaurant as well as in the numerous bars. The clubhouse also has an excellent formal restaurant as well as the more informal sports bar. Outside the resort there are numerous restaurants in nearby Obidos, Caldas da Rainha and Peniche. Fish lovers will adore Peniches abundance of fish and seafood restaurants.
Prices and Availability
Rental rates
- Booking Notes:
A 30% non-refundable deposit is required to secure the booking with the full balance due 8 weeks prior to arrival. At the time the balance is paid we require a £500 security deposit, this will be returned to you after your departure less a reasonable charge for any damage or breakages.
Changeover Day:
We prefer to have our changeover day as Saturday but will accommodate special requests depending on time of year. On changeover day you may access the villa from 3pm and must vacate by 10am on your day of departure, unless otherwise agreed.
- 12
- Available arrival
- 12
- Available
- 12
- Unavailable
- Heating
- Internet
- Iron & Board
- Living Room ...
- Tumble Dryer
- Washing Machine
- Dishwasher
- Freezer
- Kitchen ...
- Microwave
- Oven
- Refrigerator
- Hob
- Satellite / Cable
- Television
Pool / Spa
- Heated Pool
- Private Pool
Location Type
- beach
- resort
- Bathroom 1 - Toilet, Bath (no shower), Shower Enclosure, Bidet
- Bathroom 2 - Toilet, Bath (no shower), Shower Enclosure, Bidet
- Bathroom 3 - Toilet, Bath (no shower), Shower Enclosure, Bidet
- Shower room 1 - Shower Enclosure
- 3 x en-suite, with bath, shower, bidet and toilet. 1 x shower room with basin and WC.
- 4 Bedrooms, Sleeps 8
- Bedroom 1
- Bedroom 2
- Bedroom 3
- Bedroom 4
- Description of sleeping capacity: Sleeps 8 (4 Bedrooms) Notes on bedrooms: 2 x double bedrooms. 1 x twin/double bedroom. 1 x twin bedroom. Cots available for hire.
- Golf ...
- Barbecue
- Notes on accommodation: Cots and high chairs can be hired. A basic food shop can be waiting for you at the villa at additional cost. The Villa is strictly a no smoking property !! Outside: Large heated, private pool (if heating required a supplement of £100 per week will be charged), outdoor shower, sunbathing patio, grassed area surrounding the villa, beautiful palms and 300 year old Olive tree. Large 1st floor balcony, 6 sun loungers, outside table and 8 chairs, large built-in brick BBQ. Cleaning / Towels / Linen / Maid service: Linen and towels are provided. Note - beach and pool towels are not provided. Additional cleaning is available on request at extra cost. If staying for more than 7 nights bed linen and towels will be changed half way through your stay. Other: There is a Nintendo Wii in the lounge and an Xbox 360 in the twin bedroom. There are 3 plasma TVs in the villa, 1 in the lounge, master bedroom and twin bedroom. The full Sky TV package is available including Sky Sports and Sky Movies in the lounge.


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Mary W Quiltz
A little blog about my quilts.
Saturday, September 10, 2016
Sunday, July 12, 2015
Youth Rally pillow cases
As many of you know, I am a clinical nurse specialist in Ostomy and Wound care in Boston, and I am a member of the New England Region WOCN. We support the Youth Rally organization that sends teens with ostomies from the New England region to a week long camp
every summer. It is a special time for them to be with their peers and build self esteem. This year the camp is in Boulder Colorado. Anne O'Connell suggested we make pillow cases for the campers. Great idea Anne! Thank you! Of course this meant a trip to Mardens in Sanford Maine for fabric. Mardens provided a generous discount for the guild purchase of about 150 yards of white and black print and green fabric (colors of the Youth Rally). Many members of the Proper Bostonians made pillow cases with me. Thanks to Susan, Jeannette, Anne, Carleen, Lorri, Patty, Barbara H, Barbara W., 150 cases were made. Two weeks ago, Mark and I spent the afternoon folding the cases and packaging them for mailing to Boulder. They arrived safely in plenty of time to distribute the cases to the campers for the start of camp tomorrow. Here is a link to the Youth Rally partners page recognizing our contribution.
Monday, March 16, 2015
March Madness!!
It's been a long time again since I've posted. I want to share a few quilts.
Here is my OPI Radiant Orchid quilt part of the PBQG summer Challenge.
Next is my Tree quilt from Modern Quilts from the Blogging Universe.
A lap quilt for my FIL, for Christmas made in a day from leftover fabric from Sean's Christmas quilt which is below it.
Scrappy Mountains free pattern on Quiltville.com that I made from a larger starting block than is on Bonnie's blog. You can Sean peaking from behind the quilt in left upper corner.
Then you see my Rosette #1 from the New Hexagon Millefiore quilt along.
Next is my Trellis Crossroads from a workshop at PBQG with Concessa Shearer. It is from the book Modern Bee, 13 Quilts to make with friends.
Then a little charity quilt from scraps,
and last is a panel I quilted to give to a friend who studies black holes in the universe! Who knew?
I think I have a few more shares for next time. Off for a walk on this sunny and cold Marchh day....
Saturday, November 1, 2014
"Hexie Dragon" One Block Wonder #2 November 1st, 2014
Here Is the fabric:
He loves the quilt. Doesn't it feel great to surprise someone with a quilt?
Monday, September 15, 2014
Pensacola Wedding
Wow! It's been awhile since I've blogged. It has been a busy summer. I visited my friend Joyce at her home in Englewood, Florida in July, went to see Justin Timberlake in Albany NY in August, my sister Marie's favorite, went to Hilton Head South Carolina for the first week in September, and today I'm sitting in the airport in Mobile Alabama waiting for my flight back to Boston. I attended my friend Joyce's daughter, Kristen's wedding in Pensacola this weekend. We had a great time! Mark loved it because he got to wear shorts and one of his Hawaiian shirts, with bare feet. The wedding was on the beach Saturday afternoon at 4:00 pm. It was perfect. There were huge clouds behind us threatening thunder and lightening and rain, but many people whispering prayers won out. No rain on Kristen's big day.
Here are the bride and groom dancing in the sand.
Friday, July 11, 2014
Blooming Four Patch
I take a class at the Button Box Quilt Shop in Wellesley called Stashbusters! Only I end up buying stuff to add to the stash to make the stash busters quilt :-(( but I enjoy it. This past year we worked from the Twist on Traditions book. I made a great uneven nine patch for my sister Michelle for Christmas....
Here's the label...
She loves it!! But it didn't bust my stash... Cause it was made from donated stash (thank you J.T.)
Next we worked on the Blooming Nine Patch. I've made this
before and had no interest in making and trimming 196 nine patches and 196 4-3/4" squares..... So I decided to make it a Blooming four patch instead. Thought it would go much quicker. Well I cut the fabric and started sewing. But I didn't like the way the fabrics worked together, so I had to break it up, cut more fabric, and ended up making two quilts.
Friday, May 23, 2014
Awesome giveaway at Lily's Quilts today from Pink Castle
Check it out here:
144 Fat Quarters by Cotton and Steel.
Good Luck!!
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Holidays & Occasions
Featured Content
Baking & Desserts
Cheese & Dairy
Coffee & Beverages
Dinners & Sides
Spreads & Condiments
Dressings & Marinades
Cooking Tips
Cooking Videos
World Cuisine
Healthy Living Articles
11 servings, 2 Tbsp. (30 mL) each
Read MoreRead Less
Tap or click steps to mark as complete
Prepare as directed, shaping cheese mixture into pear shape instead of the apple shape.
Bring cheese ball to room temperature before serving with assorted Christie Crackers, apple and pear slices and/or grape clusters.
* Nutrition information is estimated based on the ingredients and cooking instructions as described in each recipe and is intended to be used for informational purposes only. Please note that nutrition details may vary based on methods of preparation, origin and freshness of ingredients used.
I have made this recipe several times. Love it. Fast. Simple. And it gets tons of compliments- looks so good on the plate! If you are not a wine fan, I have substituted unsweetened apple juice, for those parties where alcohol was not invited and it still was a crowd pleaser!
I'd like to try this recipe but don't want to buy a whole bottle of wine to do so. Is it okay to leave the port out of the recipe or can I substitute it for something else? Has anyone else tried leaving out the wine? Thanks for your replies
I made this yesterday for a party and it was a real hit!


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New SUV - 2016 Honda HR-V LX in Bradenton, Fl
FUEL EFFICIENT 34 MPG Hwy/25 MPG City! Crystal Black Pearl exterior and Black interior, LX trim. Aluminum Wheels, Back-Up Camera, iPod/MP3 Input, CD Player, Bluetooth, Brand New Vehicle. CLICK NOW!KEY FEATURES INCLUDEBack-Up Camera, iPod/MP3 Input, Bluetooth, CD Player, Aluminum Wheels Rear Spoiler, MP3 Player, Keyless Entry, Child Safety Locks, Steering Wheel Controls. Honda LX with Crystal Black Pearl exterior and Black interior features a 4 Cylinder Engine with 141 HP at 6500 RPM*. Brand New Vehicle.VEHICLE REVIEWSEdmunds.com explains ""Roomy interior and seating; versatile cargo loading thanks to unique rear seat; high fuel economy; excellent outward visibility."". Great Gas Mileage: 34 MPG Hwy.OUR OFFERINGSHendrick Honda Bradenton has been serving the Sarasota/Bradenton area for 25 years. We are #1 in Certified Honda sales in the Tampa Bay area; and have received Honda's Presidents Award for 7 Years. We have a unique approach to pricing our vehicles. We fairly price our vehicles by using a Market Based Pricing strategy on all of our Pre-Owned vehicles to provide the best value for our customers. We do not inflate our pre-owned prices in hopes of giving the biggest discount to our customers!Fuel economy calculations based on original manufacturer data for trim engine configuration. Please confirm the accuracy of the included equipment by calling us prior to purchase. Dealer Installed Equipment may be additional on New Hondas. Print this ad a
- Front Wheel Drive
- Power Steering
- Abs
- 4-wheel Disc Brakes
- Brake Assist
- Aluminum Wheels
- Tires - Front Performance
- Tires - Rear Performance
- Temporary Spare Tire
- Power Mirror(s)
- Rear Defrost
- Intermittent Wipers
- Rear Spoiler
- Power Door Locks
- Daytime Running Lights
- Automatic Headlights
- Am/fm Stereo
- Cd Player
- Mp3 Player
- Bluetooth Connection
- Auxiliary Audio Input
- Steering Wheel Audio Controls
- Pass-through Rear Seat
- Bucket Seats
- Rear Bench Seat
- Adjustable Steering Wheel
- Trip Computer
- Power Windows
- Keyless Entry
- Cruise Control
- A/c
- Cloth Seats
- Driver Vanity Mirror
- Passenger Vanity Mirror
- Floor Mats
- Smart Device Integration
- Security System
- Engine Immobilizer
- Traction Control
- Stability Control
- Front Side Air Bag
- Tire Pressure Monitor
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Passenger Air Bag Sensor
- Child Safety Locks
- Back-up Camera
Major Accidents, Lemon History and Odometer Problems
» Get A Free CARFAX Record Check
Call Hendrick Honda of Bradenton today at 866-606-3865 for more financing information.
• Financing Available
5515 14th Street West
Bradenton, Fl. 34207
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Mileage: 20,579
Price: $40,991
2016 Honda Accord Sedan LX
Price: $23,725


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About neonvortex : been here since 2011. just your average FML addict (with the exception of commenting :p)
neonvortex's FML badges
Editing your comments can help you avoid embarrassment, and it might make you seem smarter.
I like your style
You've liked someone. How cute!
Supersize Menu
You wanted you know what the top of the flops of all time was, and now you know.
neonvortex's favorite FMLs
Today, my step-brother went grocery shopping alone for the first time. He came home with Ramen and 14 bottles of chocolate milk, which will expire by the 20th. My step-dad is insisting we eat it so it doesn't go to waste. FML
by noodlesandmilk / 12/13/2015 at 9:10am / Australia (Australian Capital Territory) / Miscellaneous
Today, I found out my girlfriend is a full-on, wants-to-be-banged-by-a-horse furry. FML
by Anonymous / 12/13/2015 at 6:47am / Australia (Victoria) / Intimacy
Today, I was waiting at a traffic light. I saw my neighbour and her new boyfriend crossing the road, then noticed as he started grabbing his crotch, but thought nothing of it. They both then pulled down their pants and urinated in the middle of the busy intersection. FML
by tabbycacti / 11/30/2015 at 8:06am / Australia / Miscellaneous
Today, I put one of those checkout dividers in front of my groceries on the conveyor belt in the supermarket. The guy standing in front of me turned around, looked me straight in the eye and said "I don't trust you." as he put a second divider between our groceries. FML
by Quendolin / 11/09/2015 at 9:07am / Germany / Miscellaneous
Today, my girlfriend is as punctual as a German train; I woke up to see her taking a dump into a plastic bag in our bedroom, all because my roommate was using the bathroom and she had to leave for work on time. FML
by WakeUpToADream / 09/25/2015 at 4:43pm / United States (California) / Miscellaneous
Today, during a work meeting, my boss leaned over to me and whispered, "I suggest we fuck". FML
by M / 09/20/2015 at 7:59pm / United Kingdom (North Somerset) / Intimacy
Today, my roommate remembered that we have an essay due Monday, so he wrote the full essay, while stoned, in less than an hour, without using his textbook. It was better than the one I spent all week writing. He is now upstairs having sex, and I've lost all motivation. FML
by anonymous / 09/13/2015 at 11:34am / Luxembourg / Work
Today, my "friends" pulled an elaborate prank on me. First, they changed my ringtone to a recording of someone saying "Allahu Akbar" on repeat. Then, they called me as we had a moment of silence in honor of the 9/11 victims. FML
by EverettA / 09/11/2015 at 9:50am / United States (Ohio) / Miscellaneous
Today, in the early hours of the morning, I woke up in sleep paralysis, hallucinating the sight of children hanging from the ceiling. Now I'm scared to sleep. FML
by bwoolf96 / 09/10/2015 at 8:32am / Health
Today, after coming home from a long day at work, I found out that in a house full of 5 adults, some rules still need to be set. The newest addition to the rules: No watching porn and jerking off in the living room. FML
by smh / 09/10/2015 at 2:09am / Canada / Intimacy
Today, I was walking down the street when someone started yelling at me, saying I was dead. I bolted, ran into a pole and when they caught up to me, said "Oh, wrong person." and walked off, leaving me bruised on the ground. FML
by supersplatoon / 09/08/2015 at 7:03pm / United States (California) / Miscellaneous
Today, I let my 9-year-old daughter use my tablet while I made her dinner. A few minutes later, she let out a blood-curdling scream. Turned out she'd searched for My Little Pony pictures and stumbled upon a drawing of Rainbow Dash giving another pony a blowjob. FML
by Anonymous / 09/02/2015 at 11:26am / Canada (Manitoba) / Kids
Today, my brother said he was cleaning his room. When I walked in, he was giving my cousin a blowjob. FML
by Anonymous / 08/29/2015 at 7:01pm / United States (West Virginia) / Intimacy
Today, the professor I've had a crush on informed me that there's only one way left I could still pass his course. Thinking this was an attempt to flirt with me, I told him I'd do anything he could imagine. He then looked confused when he asked me to write an essay. FML
by notwhatithought / 08/21/2015 at 3:43pm / Germany (Bayern) / Miscellaneous
Today, my boyfriend asked me if I had any kinks, so I told him all about them. He was actually mad because I didn't have the same 'sexy kinks' the girls in porn have. FML
by maybe if i was paid like them i would / 08/14/2015 at 6:42pm / United States (Texas) / Intimacy


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Summary | Excerpt | Reading Guide | Reviews | Readalikes | Genres & Themes | Author Bio
If you liked The Whole World Over, try these:
The bestselling author of Labor Day returns with a spellbinding novel about friendship, family secrets, and the strange twists of fate that shape our lives.
Margot Livesey skillfully reveals how luckgood and badplays a vital role in our lives, and how the search for truth can prove a dangerous undertaking.
Read-Alikes are one of the many benefits of membership. To see the complete list of this book's Read-Alikes, you need to be a member.
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Our wisdom comes from our experience, and our experience comes from our foolishness
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BookBrowse seeks out and recommends books that we believe to be best in class. Books that will whisk you to faraway places and times, that will expand your mind and challenge you -- the kinds of books you just can't wait to tell your friends about.


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Yesterday, the CBR published its preliminary BoP estimate for 3Q14.
Despite the unfavourable seasonality, this time the third quarter was strong in terms of the current account surplus, running at USD 11.4bn vs. a deficit of USD 0.7bn last year. This was chiefly by virtue of:
the gain in the trade balance remaining in the
Net private sector capital outflows moderated to USD 5.7bn, from USD 61.7bn in 1Q14 and USD 10.2bn in 2Q14, as well as USD 12.2bn in 3Q13.
Net demand for cash FX from households decreased further from the USD 10.3bn spike in 1Q14 to just USD 1.5bn last quarter.
The BoP statistics for 3Q14 reveal further evidence of a strengthening internal adjustment in light of the sanctions which have been enacted and the weaker currency. The reshuffle in underlying capital flight goes on, with 'grey' flight stabilising at lower levels and net FDI outflows intensifying.
RUB/rates commentary. Let's analyse the ongoing pressure and outlook for the local currency and monetary policy from BoP perspective. The terms of trade shock (drop in oil prices) as well as the
We wait to see what the CBR has to say. There is no consensus on the market as to whether the recent dive in oil prices is temporary or of more a fundamental nature. This is important, however, from the CBR's standpoint as, for example, if it is a new


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If you're laughing, its because there's some truth to it. I was there. I know how they function and how chicken sh!t they are. They take the path of least resistance. They're as typical knuckle dragging bureaucrats as you are a propagandist with no teeth.<quoted text>
Does that include the ones that they turn back at the border?
Ariz. Sheriff:
Feds Order Release of Illegals to Phony Up Numbers
Monday, 09 May 2011 02:59 PM
By Jim Meyers and Ashley Martella
The U.S. Border Patrol has told its agents to stop arresting illegal aliens crossing the border from Mexico to keep the illegal immigration numbers down, Arizona Sheriff Larry Dever tells Newsmax.
He also charges that Attorney General Eric Holder is holding hands with the ACLU to protect illegal aliens from prosecution, says illegals are committing heinous crimes across America every day, and calls claims that the federal government should be solely responsible for controlling illegal immigration balderdash.
Dever is sheriff of Cochise County, which shares an 83-mile border with Mexico, and he says his Border Patrol sector is responsible for half of all illegal aliens caught trying to enter the country and halt the narcotics entering the United States.
Story continues below video.
Read Latest Breaking News from Newsmax.com http://www.newsmax.com/InsideCover/LarryDever...
Important: Do You Still Support Obamacare? Vote Here Now!
You're a joke, grasping for straws, while nothing gets done.


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kitchen designs
11 Pins153 Followers
This kitchen is timeless, elegant and easy-on-the-eye. Create a feature near the sink with a plate rack painted in a pretty shade such as duck egg blue. Choose practical wooden work surfaces for an archetypal country look. Bring in accent shades and add a nostalgic twist with colourful cookware and pastel enamel pans. Read more at http://www.housetohome.co.uk/house-tour/picture/step-inside-this-modern-country-house-in-cornwall#C6aG16PfJ6l1rbx3.99


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'70s Rockers Lead 2016 Rock And Roll Hall Of Fame Induction Class
The 2016 Rock Hall induction class includes artists with 40 years of performance experience, some '70s rock bands and the OGs of gangsta rap.By Christian Bryant | December 17, 2015
The Rock and Roll Hall of Fame inductee announcements are always mired in controversy. They made it? My favorite band got snubbed — again! The voting committee is too rigid. Computer bots!
Each year, it's always something. So while many music fans gripe over who didn't make it and launch social media campaigns for their favorite bands, we'll introduce you to the 2016 inductees, who were all previously eligible. (Video via Rock and Roll Hall of Fame)
First-time nominees Cheap Trick, Steve Miller and Chicago will be a part of the induction ceremony, along with Deep Purple and N.W.A. (Video via Mercury Records / Deep Purple, EMI Records / N.W.A.)


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Canaccord Genuity Raises Price Target on Cirrus Logic, Inc. (CRUS) After Traveling with Management
- Record-setting rally pushes on as S&P ends week up 3 percent
- Trump's Cohn Pick Most Bullish Sign Yet for Banks - Cowen
- Unusual 11 Mid-Day Movers: (IDXG) (INVN) (EBS) Higher; (SCON) (DTEA) (DLTH) Lower (more...)
- 21st Century Fox (FOXA) offers to acquire Sky for GBP10.75/share
- Coca Cola (KO) Announces James Quincey to Succeed Muhtar Kent as CEO; Kent to Continue as Chairman
Get Alerts CRUS Hot Sheet
Rating Summary:
11 Buy, 5 Hold, 0 Sell
Rating Trend: Down
Today's Overall Ratings:
Up: 21 | Down: 36 | New: 11
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Canaccord Genuity reiterated a Buy rating on Cirrus Logic, Inc. (NASDAQ: CRUS), and raised the price target to $65.00 (from $56.00), after spending time with management. Some investors are concerned that the increased content in the recently-launched iPhone 7 could mark peak earnings growth for CRUS. However, Canaccord believes that its positive thesis is very much intact.
Analyst Matthew Ramsay commented, "We spent a very productive few days on the road in London and Edinburgh last week with Cirrus Logic CEO Jason Rhode, CFO Thurman Case, and VP of Cirrus' international businesses Allan Hughes. Interest from investors was strong considering the increased content in the recently-launched iPhone 7 that we believe increased by 70% versus the iPhone 6S, from ~$3.50 to ~$6.00 per phone - including headset and adapter content. While some investors have voiced concerns this significant content increase at Cirrus' largest customer could mark peak earnings growth for the company, we disagree and believe our positive thesis is very much intact given we believe Cirrus' leading portfolio of audio codec, amplifier and MEMS microphone products -- the complete audio value chain -- is well positioned to yield strong sales and earnings growth for the company for the next several years, even despite the well documented slowing of global smartphone and iPhone unit growth expectations. Key growth drivers include 1) further content gains with Cirrus' top customer, 2) high- and mid-tier Android share expansion, 3) digital/ANC headset leadership, 4) an emerging MEMS microphone franchise, and 5) long-term growth of audio sales into emerging IoT markets. We reiterate our BUY rating and raise our price target from $56 to $65 with materially increased F'17 and F'18 estimates."
For an analyst ratings summary and ratings history on Cirrus Logic click here. For more ratings news on Cirrus Logic click here.
Shares of Cirrus Logic closed at $55.32 yesterday.
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Create E-mail Alert Related CategoriesAnalyst Comments, Analyst EPS Change, Analyst PT Change
Related EntitiesEarnings, Canaccord Genuity
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