text:
Becoming organic is easy
Use our ``Foodkraze`` food App
Why To Choose Us
100% Organic Foods
Everything Organic!
This is our motto and we are experts in delivering the best 100% organic foods in the market. Working with numerous vendors all over the country we are able to delivery always clean fresh products.
Our vendors are distributing a big variety of products such as Personal Care, Beverage, Snacks, Grocery, Vegan, Gluten-Free, Non-GMO and more.
Fast Free Delivery
Delivery Network
We have developed an effective and fast delivery network which ships products to your home or office same day.
Pick ups
Check back four our local pick up spots – you'll be amazed how close we are to you :)
Best Shopping Strategies
How we are different?
Our consultants will help you to choose the best plan according to your needs. Note that we can also arrange a custom plan specially for you.
All in one place
Yes, we have it all
More Than 15 Years In The Business
Almost 16!
We are working with farms and vendors of organic products. And with almost 16 years experience, and to be honest this is the best job ever – to hear or see the people smiles when they try our tasty organic food and personal care items!
100% Professionals
We have contracts with numerous vendors and organizations from in and out of the country.
Latest Recipes
Steps 2 A Longer Life
Healthy Diet
Natural and Organic Foods
Healthy Recepies
Drink Water
FoodKraze, What You Need To Know
Fun Fact
Pigs snuggle close to one another and prefer to sleep nose to nose. They dream, much as humans do. In their natural surroundings, pigs spend hours playing, sunbathing, and exploring. People who run animal sanctuaries for farmed animals often report that pigs, like humans, enjoy listening to music, playing with soccer balls, and getting massages.
Recipe Of The Day
Have a recipe and would like to showcase it here, let you know. In the meantime check out the many different recipes we showcase daily
Latest From Our Blog
Are you looking a place to buy quality Organic Food and Personal Care?
Or you are tired of searching online endlessly for a Marketplace for Natural and Organic Food and Personal Care?
Natural and Organic Food and Personal Care do indeed have a healthier nutritional benefit than their counterparts that is why you need to make purchases from a certified marketplace.
At Foodkraze, you will find everything to fulfill your daily shopping needs and an exciting choice of Organic food and Personal care products.
You will all enjoy peace of mind shopping for truly natural and organic food and personal care items
Why Us?
Foodkraze offers only unique products and Extraordinary Brands
You will also enjoy peace of mind shopping for pure natural and organic food and personal care items.
Weekly Interview: Rebecca Bullon
Joanne: Rebecca tell us about how you started RebootwithRebecca?
Rebecca: " I created Reboot with Rebecca to make an impact in the lives of people who are ready. Health is not only about what you eat, Its about who you are and what you believe in. Our wellness is physically, mentally and energetically connected. I coach people on reconnecting to their WHY, getting clear their on their VISION and what HEALth looks like for them.
Joanne: Tell us more about you about your company
Rebecca: Just like most Americans Rebecca Bullon was your average young woman. She was born in North New Jersey and was raised in Central Florida. She graduated with her AA of fine arts in Fashion Design and Merchandising at IADT of Tampa. Short after she moved to the Big Apple to obtain her Bachelors degree at Parsons The New School for Design. After her first year at The New School, Rebecca's journey to health began.
As a young girl she dealt with years of severe Candida and constant UTI's. Like most women not knowing what to do she just went to her doctor and took any medication she was given. But after trying everything and nothing worked she decided to give nutrition a chance. With the help of one of her older sisters Karla, she changed her entire diet and within just a few weeks she started noticing results. A few months later she not only noticed that her symptoms were gone but they never came back. This was life changing for Rebecca and inspired her to take it further. This is when she realized that she no longer wanted to study fashion, but wanted to learn as much as she could about health, nutrition and more.
More about Rebecca:
She flew out to Kentucky to attend a Raw Food Retreat. There she learned about the benefits of juicing and a raw vegan diet and how it had an abundance of benefits on the human body. At the same time Rebecca's other older sister Samantha had been battling Cancer for five years. After all the treatments and chemotherapy Samantha's body was too weak and she passed away at age 24. This experience became fuel for Rebecca and at this moment she knew that she wanted to help people for the rest of her life! She then attended The International School of Detoxification in Sarasota, Fl. There she earned her title as a Certified Detoxification Specialist (CDS). Afterwards she attended Wellness Simplified in Morristown, NJ where she received her certification as Certified Holistic Health Coach (CHHC).
Today she is still 100% symptom free and embracing a vegan lifestyle. She is also founder of Reboot with Rebecca and is in the process of continuing her education in Holistic Health and Nutrition to find different methods for her clients so that they may get healthy, stay healthy and feel great!
Rebecca Bullon – CEO & Founder of Rebbot With Rebecca


text:
Customer Care: (011) - 43607777
Signup (optional)
Print/SMS Ticket
Cancel Ticket
Refund Status
Travel Agent Register
Shrinath Travel Agency
Shrinath Travel Agency Bus Routes, Timing & Fare
Oneway Journey
Round Trip Journey
Shrinath Travel Agency : Bus routes and timings
Updated on 07 Dec 2016
Shrinath Travel Agency
Shrinath Travel Agency is one of the renowned travel agency providing fleet of buses to the passengers. The company was established in the year 1975. We are proud to be associated with Shrinath Travel Agency. They have a very professional and dedicated attitude towards serving people with quality oriented services.
They operate on more than 1431 routes and they have all state-of-art buses such as TATA 2X1 (36) AC - Sleeper, TATA 2X1(47) Non AC Seater, TATA 2X1(47) Non AC Sleeper, TATA 2X1(46) Non AC Seater-v, TATA 2X1(46) Non AC-Sleeper-v, TATA 2X1(43) Non AC Seater and TATA 2X1(43) Non AC Sleeper.
Basically, Shrinath Travel Agency operates between Ahmedabad and Udaipur. It also operates in Maharashtra region. Moreover, the route includes Ahmedabad to Ahmednagar, Bhim to Rajkot, Bikaner to Delhi, Ahmedabad to Jodhpur, Ahmedabad to Jalna, Bikaner to Udaipur, Jamnagar to Bhilwara and many more to facilitate people to travel safely and comfortably. All the bus staffs are trained and very professional while dealing any of the passengers who are traveling using their services.

subset: commoncrawl


text:
Feliz Navidad
Holiday season vector label with Christmas greetings in Spanish. Label decorated with bow, mistletoe, ball ornaments, Santa hat and small stars. Free vector with "Feliz Navidad" greetings for Spanish greeting cards, banners, posters, flyers and holiday party invitations. Spanish Christmas layout.
Users Who Downloaded This File Also Downloaded
Users who downloaded this file also searched for
Feliz Navidad


text:
Learn Excel Episode 456: Chart Resizing Problems
Dan from Akron notes that when he inserts new columns in Excel, Excel is automatically extending the size of any charts that happen to span the new column. With most objects, you can right-click and indicate that you don't want to move or size with cells. However, charts don't seem to have the ability to change the resizing options. Episode 456 will show you the bizarre solution.


text:
Alpine Apartments places you within a leisurely stroll of Arrow River and Church of St Peters. This 2-room, 3.5-star aparthotel has in-room conveniences like kitchens, fireplaces, and furnished balconies. It's near the airport and also a short walk from Queenstown Arts Centre and Queenstown Ice Arena.
Start your day off with continental breakfast, available for a fee.
The 2 air-conditioned apartments feature kitchens and furnished balconies or patios, and there's space to spread out with living rooms. Guests can expect 42-inch plasma TVs with satellite channels, along with free WiFi and wired Internet. Fireplaces, computers, and free local calls are other standard amenities.
Property features
At Alpine Apartments, guests have access to free WiFi in public areas and laundry facilities. There's free parking if you drive. Front-desk staff can help with tours or tickets, and provide local restaurant recommendations.
- Free WiFi in rooms and public areas
- Free parking
- Laundry facilities
Alpine Apartments
Check-in time starts at 3:30 PM
Check-in time ends at 8 PM
Check-out time is 11 AM
Room Amenities
Alpine Apartments offers 2 air-conditioned accommodations with fireplaces and computers. Rooms open to furnished balconies or patios. Accommodations offer separate living rooms. 42-inch plasma televisions come with premium satellite channels. Accommodations at this 3.5-star aparthotel have kitchens with dishwashers.
This Queenstown aparthotel provides complimentary wired and wireless high-speed Internet access. Business-friendly amenities include phones along with free local calls (restrictions may apply).
- Premium TV channels
- Fireplace
- Furnished balcony or patio
- Air conditioning
- In-room climate control (air conditioning)
- Phone
- Free local calls
- Kitchen
- Private bathroom
- Free toiletries
- Dishwasher
- Satellite TV service
- Free WiFi
- Free wired high-speed Internet
- In-room computer
- Separate living room
- Connecting/adjoining rooms available
- Plasma TV
Hotel Amenities
Alpine Apartments features tour/ticket assistance and laundry facilities. High-speed wireless Internet access is complimentary. Complimentary self parking is available on site.
- Total number of rooms - 2
- Breakfast available (surcharge)
- Front desk (limited hours)
- Tours/ticket assistance
- Free WiFi
- Laundry facilities
- Free self parking
Family Friendly Amenities
- Separate living room
- Free Wi-Fi
- Kitchen
- Laundry facilities
Available in all rooms: Free WiFi , Free wired high-speed Internet
Available in some public areas: Free WiFi
Free self parking
Where to Eat
Continental breakfasts are available for a surcharge.
If you have requests for specific accessibility needs, please note them at check-out when you book your room.
- Accessible bathroom
- In-room accessibility
Nearby Things to Do
The recreational activities listed below are available either on site or nearby; fees may apply.
- Golfing nearby
- Downhill skiing nearby
- Snowboarding nearby
- Hiking/biking trails nearby
- Mountain biking nearby
Payment types
Children and extra beds
- Children are welcome.
You need to know
Extra-person charges may apply and vary depending on property policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
No elevators
Optional extras
- Fee for continental breakfast: NZD 11 per person (approximately)
Hotel Name
- Alpine Apartments Queenstown
- Alpine Queenstown
We should mention
The property has connecting/adjoining rooms, which are subject to availability and can be requested by contacting the property using the number on the booking confirmation.


text: Learn about this topic in these articles: Related Topics yarrow dicotyledon sunflower ragweed zinnia Asterales Dahlia daisy angiosperm Asteraceae variety of yarrow in yarrow Some species are cultivated as garden ornamentals. The dried leaves of sneezewort ( A. ptarmica) are used to make a sneezing powder, and parts of yarrow or milfoil ( A. millefolium) have been used for snuff and tea. Read More


text:
Here's What to Do Now That Marijuana is Legal in California
On November 8, 2016, Proposition 64, the Adult Use of Marijuana Act, was approved by California voters. The law allows anyone 21 and over to use, possess, grow, and transport cannabis. These rights went into effect immediately on November 9th. Individuals can possess up to 28.5 grams of raw cannabis and 8 grams of concentrate, [read more…]


text:
Lucky Shamrock for Saint Patrick's Day – March 17thVector Illustration.
leaves green day march ireland saint bunch 17th patricks shamrocks orla cahill digital design
Such beautiful design work, Orla.. Love the colour use.. just fantastic as a T-SHIRT.
Thank you Nira. :)
Loading more work by Orla Cahill...
10% off
for joining the Redbubble mailing list
Receive exclusive deals and awesome artist news and content right to your inbox.
Free for your convenience.


text:
What are you most proud of? Being able to use those orphan blocks which really didn't seem to go with anything else. I've nearly reached the bottom of the large boxes and bags of donated materials that were given to me 10-15 years ago for use in charity quilts. Someone in a refugee center somewhere will probably appreciate them, even though the quilt top is not as orderly as I might like.
No completed Q&As yet.


text:
Our website uses cookies so that we can make your shopping experience as simple and enjoyable as possible. You can read all about how we use them in our Cookies Policy. To accept this you don't need to do anything just carry on shopping, have fun. Close
Get 10% OFF with code: SANTA10
Super payday deal - Ends Monday!
Refreshing men�s deodorants and antiperspirants from all your favorite labels! Our category of antiperspirants for men gives you a wide range to choose from. Pick and choose your favorites to keep you re-energised all day long.


text:
Europa: Life Beneath the Ice?
Air Date: 03/06/2006
Run Time: 0:28:50
Listen to the full show:
Or Download mp3
- Bob Pappalardo, Principal Scientist, Jet Propulsion Laboratory
- Torrence Johnson,
- Chris McKay, Famed planetary scientist, NASA Ames Research Center
Topics:Support Planetary Radio
Is there life in Europa's ocean? How will we find out? This special edition of our show presents highlights from the recent Europa public event at NASA's Ames Research Center. It features Europa experts Chris McKay, Robert Pappalardo, Torrence Johnson and more. Bruce Betts serves as MC, and still has time for a new What's Up segment.
No trivia contest spoilers please!
Leave a Comment:You must be logged in to submit a comment. Log in now.
Planetary Radio Search
Essential Advocacy
Our Advocacy Program provides each Society member a voice in the process.
Funding is critical. The more we have, the more effective we can be, translating into more missions, more science, and more exploration.
Space in Images
Pretty pictures and
awe-inspiring science.
Join The Planetary Society
Let's explore the cosmos together!


text:
VA brain center may get $3 millionAugust 24,2013
WHITE RIVER JUNCTION — U.S. Sen. Patrick Leahy says Vermont's Veterans Administration medical center could get $3 million to help study post-traumatic stress disorder and help rural health care providers deal with the problem.
Leahy said the National Center for Post-Traumatic Stress Disorder at the White River Junction hospital would help create the nation's first brain tissue repository dedicated to researching the physical impact of stress and trauma on the brain.
The other half of the funding would go toward initiating an outreach program for rural veterans with PTSD designed to support community health care providers with information and resources on diagnosis and treatment.
The funding is included in a military construction and veterans affairs budget bill that awaits passage by both houses of Congress.
— Staff and wire reportsMORE IN This Just InWASHINGTON The House on Thursday cleared bills to keep the government running through April and... Full StorySALISBURY, N.C. Full StoryMEUREUDU, Indonesia Humanitarian organizations descended on Indonesias Aceh province Thursday ... Full Story
- Most Popular
- Most Emailed


text:
Home /
Our Sources / About Us
/ FAQs /
Advanced Search
Not what you're
looking for? Try an advanced search.
Official citation and/or docket number and footnotes (if any) for this case available with purchase.
Learn more about what you receive with purchase of this case.
May 30, 2012
STEPHANIE CIARROCCA, PLAINTIFF-APPELLANT,v.FERRUGIA ASSOCIATES, AND EJ CARRAR & SON, DEFENDANTS. AND HIGGINS FUNERAL HOME, DEFENDANT-RESPONDENT,
On appeal from Superior Court of New Jersey, Law Division, Hunterdon County, Docket No. L-562-10.
Argued March 19, 2012 -
Before Judges Ashrafi and Fasciale.*fn1
In this personal injury lawsuit, plaintiff Stephanie Ciarrocca appeals from an order denying reconsideration of summary judgment granted to defendant Higgins Funeral Home. The issue presented is whether a business owner has a duty to provide safe passage for patrons from an off-site parking area. We reverse the trial court's orders because a factual issue is presented by the evidence as to whether the business owner in this case directed plaintiff and other guests to the off-site parking area. We conclude that the business owner had a duty to inspect for discoverable dangerous conditions of property to which it directed its patrons.
The evidence presented in defendant's summary judgment motion would support the following facts as viewed most favorably to plaintiff. See R. 4:46-2(c); Brill v. Guardian Life Ins. Co. of Am., 142 N.J. 520, 540 (1995).
On February 8, 2004, plaintiff attended a viewing at defendant's funeral home on Mountain Boulevard in Watchung. Defendant's on-site parking area accommodated approximately seventy cars. The principal of defendant funeral home testified in deposition that defendant had agreements with two adjacent business establishments on Mountain Boulevard for use of their lots if its own parking lot was filled to capacity. As it had done on previous occasions, defendant hired an off-duty police officer to direct traffic. Defendant claimed it had instructed the officer to direct cars to one of the two lots it was authorized to use. According to the off-duty officer's deposition testimony, however, defendant instructed him to direct overflow cars to two lots on Shawnee Drive, across Mountain Boulevard from the funeral home.
In her deposition, plaintiff testified that she arrived for the viewing at approximately 8:30 p.m. She was directed by the officer to the Shawnee Drive lots, and she followed other cars into a lot owned by defendant Ferrugia Associates. She used a sidewalk adjacent to the lot to walk to the funeral home about 150 feet away. After staying about one hour, she returned to her car by the same route. Before she reached her car, she slipped and fell, seriously injuring her leg. Lying on the ground, plaintiff saw ice on the sidewalk as the cause of her fall.
Defendant funeral home did not have permission from the owners to use the lots on Shawnee Drive. Defendant had not inspected the area of the Ferrugia lot and had no knowledge of ice on the sidewalk. Although defendant had a contractor to clear snow and ice from its own parking lot and walkways, defendant had no authority to clear or salt the Ferrugia lot or its adjacent sidewalk. Defendant Ferrugia Associates considered use of its lot to accommodate defendant's patrons and guests as trespassing.*fn2
In its initial written decision on defendant's motion for summary judgment, the trial court stated that plaintiff had voluntarily chosen to park off-site and defendant did not have a duty to plaintiff to ensure the safety of the off-site area. On plaintiff's motion for reconsideration, the court modified its decision with a corrected factual allegation favorable to plaintiff - that the off-duty officer, as defendant's agent, had directed plaintiff to park at the Ferrugia site. In a second written decision, the court carefully analyzed several precedents on the issue of a business owner's duty to provide for the safety of patrons from off-site hazards, and it concluded that a business owner had a duty to warn of obvious dangerous conditions but not to inspect and discover latent defects of a site it did not own or control. Therefore, the court adhered to its original decision granting summary judgment to defendant.
A common law cause of action for negligence has four elements: (1) a duty of care owed to plaintiff by defendant, (2) a breach of that duty by defendant, (3) proximate cause, and (4) actual damages. Brunson v. Affinity Fed. Credit Union, 199 N.J. 381, 400 (2009). The plaintiff bears the burden of proving each of these elements. Ibid.
In the negligence context, "a duty is an obligation imposed by law requiring one party to conform to a particular standard of conduct toward another." Acuna v. Turkish, 192 N.J. 399, 413 (2007) (internal quotation marks omitted), cert. denied, 555 U.S. 813, 129 S. Ct. 44, 172 L. Ed. 2d 22 (2008). Whether a duty of care exists with respect to a particular plaintiff "is generally a matter for a court to decide." Ibid.
In Hopkins v. Fox & Lazo Realtors, 132 N.J. 426, 433-34 (1993), the Court discussed the common law development of a landowner's duty to prevent injury from a dangerous condition or to warn those on the land of hazards. Recent development of the law has approached the question of duty flexibly and with fact-sensitive consideration of public policy and fairness. Id. at 435-41. A court must examine such factors as "the relationship of the parties, the nature of the attendant risk, the opportunity and ability to exercise care, and the public interest in the proposed solution." Id. at 439; accord Acuna, supra, 192 N.J. at 414; Carvalho v. Toll Bros. & Developers, 143 N.J. 565, 573 (1996).
In this case, defendant is a commercial business owner and plaintiff was a guest of a patron of the business. Although defendant did not expect a direct economic benefit from plaintiff, defendant was compensated by the patron who in effect invited plaintiff to the viewing. The nature of the attendant risk was a dangerous condition of the sidewalk, black ice, adjacent to an off-site parking lot.
Our analysis of the duty of a business owner with respect to hazardous conditions of access to its property begins with Stewart v. 104 Wallace St., Inc., 87 N.J. 148, 157 (1981), in which the Court held that a commercial business owner had a duty to repair an abutting sidewalk to avoid injury to patrons that used the sidewalk for access to the business. In Mirza v. Filmore Corp., 92 N.J. 390, 395 (1983), the Court held that the business owner's duty included the clearing of snow and ice from an abutting sidewalk.
In a related context, the Court held in Butler v. Acme Markets, Inc., 89 N.J. 270, 276, 284 (1982), that a business owner had a duty to provide for the safety of business invitees from criminal acts of third parties in its parking lot when the danger of the criminal activity was known. In Monaco v. Hartz Mountain Corp., 178 N.J. 401, 409-10, 419 (2004), the Court held that a business owner had a duty to warn invitees entering or leaving its premises of a discoverable hazard from a loose parking sign that was owned and maintained by the municipality, even though the business owner did not control the sign and was not authorized to repair it.
Two of our own precedents addressed the duty of a business owner to provide safe passage for patrons walking between an off-site parking area and the business premises. In both cases, the patron had parked in a lot across a busy road from the business establishment and was struck and killed by a car while crossing the road at night. In Warrington v. Bird, 204 N.J. Super. 611, 617 (App. Div. 1985), certif. denied, 103 N.J. 473 (1986), we held that the defendant restaurant had a duty to provide for safe passage from a parking lot it owned across the road. In Mulraney v. Auletto's Catering, 293 N.J. Super. 315, 317-19 (App. Div.), certif. denied, 147 N.J. 263 (1996), the defendant catering establishment did not own the property on which the plaintiff had parked, but it was aware that overflow parking would at times use that site and that access to the business required crossing a busy roadway in the dark. We held that the business owner had a duty to provide safe passage, by means of warnings to its patrons or traffic control in the area. Id. at 321-22, 324.*fn3
However, in MacGrath v. Levin Properties, 256 N.J. Super. 247, 254 (App. Div.), certif. denied, 130 N.J. 19 (1992), we held that the owner of a shopping center did not have a duty to ensure safe passage of patrons across a highway at a traffic light. Recently in Pote v. City of Atlantic City, 411 N.J. Super. 354, 359-60, 369 (App. Div.), certif. denied, 202 N.J. 43 (2010), we held that a defendant business owner had no duty to patrons to clear ice and snow from the area of the Atlantic City Boardwalk adjacent to its business but which it did not own or control. See also Puterman v. City of Long Branch, 372 N.J. Super. 567, 569 (Law Div. 2004) (business owner did not have a duty to patron to remedy or warn of icy condition of municipal parking lot although it had informed invitees that parking was available at that location).
From these precedents, the trial court concluded that defendant funeral home did not have a duty to plaintiff to ensure safe passage from the Ferrugia lot. The court explained that defendant had no authority or control over that site, and it distinguished our holdings in Warrington and Mulraney because it perceived the hazard in those cases to be obvious, crossing a busy road in the dark, while the black ice in this case was a latent dangerous condition that was unknown to defendant.
We would agree with the trial court's conclusion if plaintiff had herself selected where she parked off-site. We think a crucial fact in establishing defendant's duty in these circumstances is whether defendant directed guests to the off-site parking area. If it did, we hold it had a duty to inspect the site for hazards that could be discovered by means of a reasonable inspection. Although defendant had no authority to remedy a dangerous condition on the Ferrugia property, it had a duty either to warn guests of the dangerous condition of a parking lot it chose to use or to avoid use of the off-site parking lot if a warning was inadequate.
Our holding is consistent with the Supreme Court's analysis in Hopkins, supra, 132 N.J. at 444-46, of a duty to inspect property that the defendant did not own or control. In that case, the Court held that a realtor conducting an open house for its client home-owner had a duty to inspect the house for "discoverable physical features or conditions of the property that pose a hazard or danger to such visitors." Id. at 445. The Court acknowledged that the realtor's duty to provide for the safety of visitors is not as broad as that of the homeowner. Ibid. Nevertheless, it reasoned that a duty should be imposed to inspect for "any dangerous conditions that the broker might reasonably discover." Ibid. The realtor's duty extended only to those hazards that would be revealed by means of "a reasonable . . . inspection." Ibid.
Similarly, we think that the duty of the funeral home in this case is not limited to known or obvious hazards. Defendant could without undue burden conduct a reasonable inspection of a site to which its agent was directing overflow parking. Although it had no authority to clear ice and snow from the Ferrugia lot and sidewalk, defendant could have determined whether it was safe to park guests at that location. If the inspection determined that the site was unsafe, defendant could have provided adequate warning to its guests or avoided use of that site.
We reach no conclusion as to whether the black ice was present or could have been discovered by defendant before directing guests to the Ferrugia lot. We also do not determine whether defendant did in fact instruct the off-duty officer to direct cars to the Ferrugia lot. Those issues are factual matters regarding defendant's alleged negligence that a jury might be asked to resolve at the trial. We only hold that a business owner's use of an off-site parking site entails a corresponding duty to conduct an inspection for reasonably discoverable dangerous conditions and a further duty to warn or to avoid the danger.
Reversed and remanded for trial.
Our website includes the main text of the court's opinion but does not include the
docket number, case citation or footnotes. Upon purchase, docket numbers and/or
citations allow you to research a case further or to use a case in a legal proceeding.
Footnotes (if any) include details of the court's decision.
Official citation and/or docket number and footnotes (if any) for this case available with purchase.
Learn more about what you receive with purchase of this case.
LRC, Inc. About Us


text:
You have no items in your shopping bag.
An integral part of the British social calendar the Henley Royal Regatta is a 5 day rowing event held each year on the River Thames. Having taken place for over 175 years, the Henley Royal Regatta has become a renowned racing event and welcomes over 500 rowing teams from across Britain and around the world each year. Sebago have long supported the event and are offering two lucky people the opportunity to attend this year's event and win an amazing prize package.
We have an exclusive opportunity for one lucky person to win two tickets to the Henley Regatta 2016 event, as well as some Sebago shoes. The lucky winner will be chosen at random and will receive 2 badges for the Regatta Enclosure on Saturday 2nd July 2016, including travel to and from Henley, a goody bag and one pair of Sebago shoes from our collection.
To enter this amazing competition, simply visit our Sebago Anniversary and Henley Regatta journal page to find the answer to the following question:How long have reigning monarchs been patrons of the Henley Regatta since?
The winner of this competition will receive the following; one pair of Sebago Shoes from the Country Attire range, 2 tickets/badges to the Regatta Enclosure at the Henley Regatta event on Saturday 2nd July (including travel) and a goody bag.
The footwear style and size chosen by the winner needs to be available on the Country Attire website and in stock at the time of the winner being drawn. Travel to Henley will be arranged and covered by Sebago.
All competition entries must be submitted by the closing time and date of 10am Monday 27th June 2016 GMT.
No cash alternative is available. Entrants must be 18 or over to enter, and must not be an employee of Country Attire Ltd or Sebago. Only prizes detailed above are included and prize is non-transferable.
Competition is open to UK residents only
By providing personally identifiable information when entering this free prize draw, Country Attire Ltd. may use it to provide you with on-going information about their products and services.
You will receive email newsletters from Country Attire Ltd., although you can unsubscribe at any time, if you wish to do so.
All names and email addresses will be entered into a free prize draw. The draw will be made by Country Attire Ltd. The winner will be notified by email or phone straight away.


text:
Deon Grant, a rookie vying to be the Panthers' starting free safety, was lost for the season yesterday when he fractured his left hip during practice.
Coach George Seifert said there was ''a minimal chance'' the injury could threaten Grant's career.
''It certainly doesn't sound like he'll play again this year,'' Seifert said.
Grant, a second-round pick, led the nation with nine interceptions last season for Tennessee but left after his junior year to enter the National Football League. He was injured while the Panthers were practicing with the Detroit Lions.
Grant was running downfield when he bumped a Lions player, lost his balance and stuck his left leg out to stop himself from falling. Seifert said the pressure on his leg caused the hip to pop out and fractured the socket.
''The damage was done before he hit the ground,'' Seifert said. ''His hip is now back in the socket, but the socket was fractured.''
Grant's injury was only one on what turned out to be a frustrating day for the Panthers. Right guard James Dexter partly tore his right triceps; fullback Chris Hetherington fractured his right pinkie; and defensive end Jason Peter strained his hamstring.
The rash of injuries came a day after receiver Muhsin Muhammad was lost for several weeks with a pulled hamstring.
Emmitt Smith did not practice yesterday for the Cowboys because of a strained big toe on his left foot, but Coach Dave Campo said the running back's injury was not cause for great concern.
''The X-rays were negative; it's just a tip-of-the-toe sprain,'' Campo said.
Smith, 31, stubbed his toe when he was walking out of a building Tuesday night, Campo said. Smith was on the field yesterday but did not take part in drills.
Campo listed Smith as day to day without specifically addressing the running back's possible status for Sunday's exhibition game against the Pittsburgh Steelers.
Smith, who is beginning his 11th season, is third on the N.F.L. career rushing list with 13,963 yards, a total that trails only Walter Payton (16,726) and Barry Sanders (15,269). Smith ran for 1,397 yards last season with nine 100-yard games.
The Ravens are perplexed and more than a bit angry about the holdout of Travis Taylor, a first-round pick who missed a third straight day of practice yesterday.
Taylor, a wide receiver out of the University of Florida, was the 10th pick in the N.F.L. draft.
The Ravens have offered him a deal that falls somewhere between the five-year, $7.86 million contract signed by Brian Urlacher, the No. 9 pick of the Chicago Bears, and the five-year, $7.14 million pact that Ron Dayne, the Heisman Trophy winner, received from the Giants as the 11th choice.
Taylor's agents, Steve Weinberg and David Canter, are looking for more.
''The facts seem to be so clear, and yet the resolution is not,'' the Ravens' president, David Modell, said yesterday. ''It frustrates you.''
Modell said the Ravens would not alter their offer.
Taylor was expected to contend for a starting spot with Baltimore, and his chances improved Tuesday when wide receiver Patrick Johnson broke his collarbone. One day earlier, the free-agent receiver Kendrick Nord broke a bone in his leg.
Defensive end Phillip Daniels was forced off the Bears' practice field yesterday for the second straight day because of a migraine headache.
''Your head starts thumping and it's just hard to stand up,'' said Daniels, who signed a five-year, $25 million free-agent contract after playing four seasons with Seattle. ''Your vision is blurred. I couldn't see for a while,''
Daniels said it was common for him to get headaches during the early days of practice when contact drills begin.
He has tried several pain relievers, but none seem to work and tests have not revealed the cause of the headaches.
He experienced the headaches during training camp with the Seahawks and said the pain usually lasts four days, leaves and then does not return.
Bears Coach Dick Jauron said the team was aware of Daniels's migraine problems before signing him.
''We didn't think it was a problem because he's never missed a lot of time and never missed any regular-season time,'' Jauron said. ''We were hoping it wouldn't occur, but I guess it does annually.''
Players and coaches for the Chiefs were briefly herded into dormitory basements yesterday when a tornado was spotted near their training camp in River Falls, Wis.
The all-clear was sounded about 45 minutes after the twister was spotted about four miles north of the western Wisconsin town.
A police spokeswoman said that the tornado did not touch down and that there were no injuries or damage.Continue reading the main story


text:
Cloud Contact Center In The Changing World Of Communication Technology
Years ago, call center services are used to render voice support for a business, company y or organization. Well, this is already a thing of the past. Like what most of us knew, call center has already gone through leaps and bounds due to the onset of technological advancements and innovations. Today, many businesses and organizations make use of a cloud contact center, a kind of cloud-based solution that has a little similarity to call center services.
As a matter of fact, the use of cloud-based contact centers is already at its peak because they are not only used in just one place but in many other parts of the globe where businesses and organizations have been established to deal and interact with their clients and customers in a regular and constant manner. Here are some of the benefits of using a cloud-based contact center in your daily business operations:
Increased Service Offering
A cloud-based contact center offers a myriad of non-voice and voice-based services to companies that render inbound or outbound services. It also offers back-office services, sales services, support services, market research services, surveys and campaigns. In short, a cloud-based contact center has truly become a multi-faceted industry which is extremely popular among businesses and organizations these days.
Supports Multi-Communication Channels
Long before cloud-based contact centers have been introduced to the public, call centers were used to make phone calls. But with technological advancements, a cloud-based center can support multiple channels which include the following for everyone's advantage: video calls, voice calls, self-service, social media and a whole lot more. Thus, a customer can use any type of channel to communicate with a particular company.
Provides Self-Service for Simple Needs and Queries
Self-service has been incorporated in a cloud-based contact center as a form of remarkable and innovative feet. Today, many customers are not up to waiting long hours to get the answers to their queries. With a self-service technology, a customer can resolve simple queries on his own.
Virtual Contact Center
Using this cloud-based technology, data is distributed to agents or people who are working on behalf of the company. This gives them the opportunity to work in the comfort of their home. Since the information or data is stored in the cloud, this makes it clear that less space requirement and power consumption is needed, allowing the company to save more along the way.
Personalized Service and Increased Attention
The use of a cloud contact center allows you to save the likes and dislikes of customers, giving you the chance the products or services that your business offers.
For more information please click here
Traveling Anywhere In Atlanta, GA? Atlanta Bus Charter Is a Must!
The United States of America is gifted with so many things, sites, places and attractions that can be found everywhere. What is really interesting is that these places and things are up for everyone to see and experience if you take the time to visit and travel to the city of Atlanta, the capital of the state of Georgia. Aside from the fact that this city is home to thousands giant businesses and companies, it is also known as the home to numerous attractions which are known to be truly world-class.
Making Your Atlanta Travel More Exciting & Enjoyable
Traveling can be enjoyed in different ways but if you want it something that is truly exciting then you should make it a point to do it in the company of those people who are close to your heart. Definitely, your family and friends would want to come and travel along with you especially when these people have never been to this Georgian city yet. There's nothing to worry about when traveling as a group because the more members the merrier your Atlanta trip is going to be!
What Must You Hire for Your Group's Transport Service in Atlanta?
The fact is that there are many important things that you should consider to realize your city trip according to your expectations. One of these important considerations includes hiring the right kind of transport service at www.atlantacharterbuscompany.com for your group. Obviously, a larger type of vehicle such as an Atlanta Bus Charter is something that must be considered in the first place. With a charter bus service, you will have something reliable that will accommodate, transport and take you to different city destinations the most convenient way possible.
Proofs that a Charter Bus Makes an Excellent Transport Service
There are many good reasons why one must consider an Atlanta Bus Charter for his group tour. For one, a charter bus offers a reliable capacity one plenty of room to relax while traveling to a certain point of the city. It also offers modern amenities and facilities that simply make your trips even more convenient, comfortable and satisfying. It's also a way to save money due to its affordable fare rates. Not to mention that a charter bus is known to be the safest way to travel to any part of the city.
So, if you will be traveling to the city of Atlanta as a group, make sure to hire an Atlanta Bus Charter today!
How To Execute Your Same Day Delivery Sydney Business Plan?
Are you ready to execute your same day delivery Sydney business plan? Many entrepreneurs think the final execution is quite easy, but in real life scenario, it could be truly tough. If you want to head for a good start with your business plan, here are some tips.
- Stay focus with your business plan
As I've mentioned the business plan directs you to the right path and if you don't want to go to the wrong direction, stay focus. For example, if you included a set of strategies for your marketing campaign, use them as your guide and do your best to stay within these desired actions. If you can't make a decision now, go back to your business plan copy and check your list of things to do in order to succeed with your marketing target.
- Increase your competency level
Now that you are set with the final execution of your same day delivery Sydney business plan, see to it that you are fully equipped with the tools, knowledge and experience to run this business effectively. If you feel the growing need to increase your competency level to move forward with your business plan, then, do so. Keep in mind, there are many rivals trying to win your target customers' loyalty and never let them get away without giving it your best shot. Remain competitive in every aspect of your business operation.
- Motivate employees' passion at work
Your employees are among the best assets of your same day delivery Sydney business' success. If you want your workers to contribute effectively, motivate them to remain passionate with their assigned roles. For example, the delivery drivers should be committed in performing their delivery duties professionally.
- Be a good leader
You can be a good leader by showing your team that you too can perform whatever duties assigned to them. Avoid at all cost being too bossy. Give your employees the chance to work independently without spying every move they make.
- Establish closer relationship
You can only encourage your employees to work alongside your business plan goals if you made an effort to connect with them at a personal level. Whenever you have the opportunity to establish a closer relationship with your workers, do so with sincerity. Give your employees the chance to know you not as their boss but someone whom they can confide when issues arise in the business.
There are external factors that may affect you from executing your original business plan, but don't get discourage along the journey. Remain strong, use your skills and be ready to make decisions that will bring the most desirable outcome.
For more information please go to www.couriers.sherpa.net.au/same-day-delivery-sydney/
How To Verify If The Same Day Delivery Melbourne Is Covered With Insurance?
Sending important documents or expensive items via same day delivery Melbourne needs assurance that you are covered with a reliable insurance coverage. If you want to be confident that whatever happens along the delivery journey you have something to claim for damaged or lost item, here are a few things you must inquire with your same day delivery provider.
- Proof of insurance policy coverage
Most reputable same day delivery companies are mandated by local authorities to procure the right insurance plan to cover the parcels contracted to them by customers. If you don't want to put your parcel at greater risk of potential damaged or lost, ask the same day delivery Melbourne manager if they have a reliable insurance company where you file a claim in case of these unavoidable circumstances. I'm sure if the delivery company has been in the business for years, the manager can show proofs of their insurance policies.
- Additional insurance fees
There are instances where a same day delivery provider will request the paying customer to pay additional fees for special type of delivery covering pricey items like collectibles, legal documents or fragile items. These goods are usually considered of greater value, so it's a basic requirement for their owners to pay extra fees to provide extensive protection coverage.
- Other coverage of insurance policy
There are other issues that you need to verify as well when hiring the same day delivery Melbourne such as theft issues or vehicular accidents. Again, check with the manager their rules regarding these concerns and whether they also got these incidents covered by their insurer or not. If the manager can't give you a clear answer on this issue, look for another delivery provider that can be truly honest with your concerns and provide you a straightforward answer.
Additional tips and warnings:
Never entrust your parcel to any delivery company without conducting a thorough background check of their performance in the market. If you have enough time, talk to people in the community where the potential same day delivery provider operates and note their comments, both positive and negative. Don't forget also to check the insurance policy coverage as well the maturity date of their insurance policy. Be sure the certificate is renewed and bears the seal of authenticity. You can also get the name of the insurance company where they got their insurance policy, so that you can also perform survey on the performance of the insurer with regards to granting claims filed by customers.
For more information please click www.couriers.sherpa.net.au/same-day-delivery-melbourne/
Hello world!
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!


text:
Get Hours Flaggin' | DOWNLOAD MX CALENDAR HERE 11-22-16 | LATEST MIGS HERE (updated 10-06-2016)
MEMBERS: REMEMBER TO SUBMIT YOUR 2016 MEMBERSHIP FORMS TO Mike Brown! (download form below)
YEAR END HOLIDAY CELEBRATION & OMC CLUB CHAMPIONSHIP AWARDShttp://www.signupgenius.com/go/10C084DA8A822A6F58-2016
** Points for 2016 - Uploaded 11-22-16Please note that Year End Qualifiers must be OMC MIGS and have raced in atlest 6 races.Half Points taken with class skill advancements.
Winter (Indoor at Caldwell)See Short Track TabNovember 25th and 26th
United Oil Official OMC Racing Fuel Supplier


text:
(This story first ran at PressConnects.com) BALTIMORE — At 26 years old, UFC light-heavyweight champion Jon Jones admits it is difficult even for him to realize he could soon be considered the best fighter in the history of mixed martial arts. But it's a reality (…)
Episode No. 11 of "The Ultimate Fighter 24: Tournament of Champions" opens with UFC President Dana White discussing the semifinal round, which starts with a matchup between No. 1 Alexandre Pantoja of read news >>
No one will ever do more for the world of mixed martial arts than the Fertitta brothers, at least, not in the eyes of UFC president Dana White. read news >>
UFC officials are currently seeking a bantamweight fighter willing to compete on a little more than one week's notice after Alejandro Perez was forced to withdraw from next week's The Ultimate Fighte read news >>
Matt Schnell didn't win "The Ultimate Fighter 24," but he's got a spot on the undercard of the show's live finale.Filed under: News, UFC read news >>
Demetrious Johnson puts his belt on the line against the winner of Season 24 of The Ultimate Fighter live on FS1 on Saturday. read news >>
After 14 fights involving 16 of the world's best flyweight fighters, The Ultimate Fighter will determine a new title challenger at 125 pounds this week, as Tim Elliott meets Hiromasa Ogikubo in the f read news >>
Episode No. 12 of "The Ultimate Fighter 24: Tournament of Champions" finally reveals the athlete that will challenge for the UFC flyweight title. Check out a recap of the action here.Filed under: New read news >>
The Ultimate Fighter 24 gathered 16 flyweight champions from organizations around the world to fight for a UFC contract and a title shot against Demetrious Johnson. read news >>
The Ultimate Fighter victor on Wednesday was Tim Elliott, and his prize is a shot at Demetrious Johnson's flyweight title on Saturday. Johnson is the UFC's most dominant champion. He is one of the mo read news >>
The Ultimate Fighter 24 reaches its conclusion when finalist Tim Elliott takes on dominant flyweight champion Demetrious Johnson on Fox Sports 1 this Saturday. Johnson has run through the newly forme read news >>


text:
Life is busy. Routine property maintenance requires time that you just don't have, but it's necessary in order to preserve the structural integrity of your home. If you suspect the neighbors have labeled your house as an eyesore, contact AB Services Roofing and Gutters. Here are three ways you can clear your name:
You'd be surprised at what we find in gutters. From animal debris to muddy leaves, all manner of grime blocks water drainage. Gutter buildup puts unnecessary strain on your roof and can result in leaks. Call AB Services for Denver, CO gutter repair and installation. We'll bolster your roof with ease.
Maybe your property is aging more rapidly than you expected. Or maybe you've put off window replacement because it seems expensive. AB Services offers competitive pricing and free estimates. Call 303-477-5991 and discuss affordable window treatments.
As the seasons change, so does the resiliency of your roof. You may need the help of a licensed roofing contractor if you've noticed:


text:
Russ Mast Assistant Vice President of Student Engagement 107 Enrollment Services CenterMorehead, KY 40351Phone: 606-783-2071Fax: 606-783-5023E-mail: firstname.lastname@example.com
The SAIL office works to help provide educational and entertainment activities for students, as well as promoting inclusion and diversity and offering leadership opportunities for students. We can help you find ways to be much more involved!
This office includes:
© Copyright 2015 Morehead State University -
150 University Blvd. Morehead, KY 40351 • 1-800-585-6781
MSU is an affirmative action, equal opportunity, educational institution.


text:
ERIC Number: ED156162
Record Type: RIE
Publication Date: 1978-Apr
Pages: 11
Abstractor: N/A
Reference Count: 0
Making ITV Relevant: Integrating Television into the Total Instructional System.
Welliver, Paul W.
Following the development of inquiry oriented science curriculum materials, the Science for the Seventies project of the Pennsylvania Department of Education decided to employ the statewide educational television network to support its science education program. However, since contemporary science instruction requires that children actually manipulate materials and equipment, television instruction had to be adapted to functions other than direct teaching. Examples of these functions include: (1) alerting teachers to available resources, (2) guiding teachers in science teaching techniques, (3) supporting language arts and reading instruction, (4) strengthening children's creativity, (5) assisting in inservice teacher training, and (6) assessing student progress in process science. These alternative functions of educational television are based on a model of matching educational needs to resources to develop a total instructional system. (Author/STS)
Publication Type: Speeches/Meeting Papers
Education Level: N/A
Audience: N/A
Language: N/A
Sponsor: N/A
Authoring Institution: N/A
Identifiers: Investigative Science in Elementary Education; Science for the Seventies
Note: Paper presented at the Annual Convention of the Association for Educational Communications and Technology (Kansas City, Missouri, April 1978); For related documents, see IR 006 143-146 and IR 005 143


text:
Hard Coral
Green hard coral Fiji--- These hard corals look kind of ugly during the day but at night when feeding, are quite beautiful
Soft Coral -- Photograph by Wolcott Henry, National Geographic... Like dancers in formation, this group of soft coral shines green in the western Pacific. Soft coral polyps differ from hard coral polyps in that they have eight tentacles while hard corals have multiples of six. Soft corals don't leave behind a hard skeleton when they die, as reefmaking hard corals do.
The free-living coral Fungia sp. is one of the few hard corals that do not attach themselves to the substrate.
Abstract image of hard coral detail.
A small goby sits on hard coral.
Hard coral fluorescence. Notice the crab.
Brain Coral, Hard Corals, Skeletal Structure
Uttermost Hard Coral Sculptures, S/2


text:
Framework for Human Resource Management Third Edition
Price: 4.99 USD
Additional Images
Product Details
Author Name: Gary Dessler
Binding: Soft cover
Book Condition: Good
Type Book
Publisher U.S.A. Prentice Hall 2003
ISBN Number 0131440926 / 9780131440920
Seller ID 028305
Good condition. Has minimal highlighting. Framework for Human Resource Management Third Edition By Gary Dessler Product Description This brief yet lucid ten-chapter book provides practicing managers with a review of central human resource management concepts and techniques in a highly readable and understandable format. Covering the subject of human resources today, this book includes such topics as: recruitment and selection, personnel planning, testing employees, training, performance management, compensation, managing labor relations, ethics and fair treatment, and protecting safety and health. Direct and to-the-point, this book has neither too much nor too little coverage, and is perfect for the busy HR executive, and is an excellent tool for any manager to have on their desk in the workplace. Product Details Paperback: 408 pages Publisher: Prentice Hall; 3 edition (October 30, 2003) Language: English ISBN-10: 0131440926 ISBN-13: 9780131440920 Product Dimensions: 9.3 x 7 x 0.6 inches
Product Reviews
Submit A Review
Home | Contact Us | Store Policies | Privacy Policy | Recycle Books | Login
Questions, comments, or suggestions
Please write to email@example.com
Copyright©2016. All Rights Reserved.
Powered by ChrisLands.com


text:
Heroes Charge Level 50 Tips and Strategies
- App name: Heroes Charge
- Developer: uCool
- Genre: Card
- Release: Aug 7, 2014
If you are stuck on Heroes Charge level 50 you came to the right place. Below you will find a video walkthrough and some written tips that will guide you through that level. Have fun and enjoy this great game.
Level 50 Walkthrough
This page contains Heroes Charge video walkthroughs for iOS (iPhone/iPad) called "time rift - difficulty iii" and has been uploaded on Top Smartphone Game official channel at Nov 9, 2014.
Still need help with this level? Here you can ask questions and discuss with other Heroes Charge users.
Hit like if this helped you!
Stuck on some levels in Heroes Charge? This walkthrough can help you finish the game.


text:
Every year on January 26, Australia celebrates its official national day – Australia Day. On 1788, the first fleet of British ships arrived in New South Wales and the flag of Great Britain was raised at Port Jackson. Over the past few decades interest and participation in Australia Day has been on the rise and all the states and territories now celebrate this public holiday at the same time. From fireworks to barbecues, concerts to festivals and sports matches, there are a multitude of events planned around the country to mark Australia Day 2015.
If you're going to be in the Gold Coast for Australia Day 2015, Hertz has you covered with Gold Coast airport car hire. The Gold Coast comes out to celebrate at the Evandale Parklands and Lake (behind The Arts Centre on Bundall Rd) from 10am to 4pm. Games, entertainment and activities are put on. There will be a playground, rides, and rock climbing as well as puppet shows, animal grounds and nursery, face painting and much more.
Adults can explore the Heritage Building Society to learn more about Aboriginal culture and Australian history. Listen to and watch live music and dance performances, and sample an array of cuisines – not just the Aussie pie and chips but Chinese, Indian, Mexican and more. There will also be cowboy flavour with rodeo shows featuring real bulls with both experienced and novice cowboys showing off – or hop on to test your own mettle.
There will be limited parking available or catch a free shuttle bus from the Turf Club.
And if you're around for the whole Australia Day weekend, on January 24 (the Saturday), don't miss the Summer of Sounds event at the Gold Coast Turf Club on Racecourse Drive from 10am to 5pm. This is a music festival combined with live horse racing. Dress for a day at the races – or take the fancy dress route, as long as the costume still adheres to to the general guidelines. If you'd like to enjoy the day in style, look to the restaurants and function venues. Both the Skyline Restaurant and The Gallery offer race day dining packages.


text:
3 Things To Do Today
» Gain the right amount of pregnancy weight
» Learn the differences between boys & girls
» Find the best potty seat
Follow Us On
Sign in
Log-in to What To Expect with one click!
Log-in with your What To Expect Account:
E-Mail Address:
Forgot Your Password?
That's ok, we can send you a new one.
Click Here
First Year
Baby Registry
Find a Group
Start a Group
My Preferences
Word of Mom
Local Resources
New York City
Los Angeles
Find Groups Near You
Contests & Deals
Savings Center
Group Giveaways
Word Of Mom
» Celebrity
Word Of Mom
Welcome to a place for ideas, insights, mom-to-mom (and dad-to-dad) wisdom, and most of all, unconditional support, from those who've been there, done that, lived to tell about it...and tell it like it is.
Top contending names for Kate Middleton's second baby
Olivia Wilde shares the best post-pregnancy quotes ever
Browse Word Of Mom
First Year
Sort By
Most Recent
Most Popular
Tia Mowry Writes Open Letter to Her Sister Tamera Praising Her as a Mom
Melissa Willets
Twin sisters Tamera and Tia Mowry share the same face, the same show, and now the same role as mothers. Tamera gave birth to her first son, Aden, in November and her twin was there to share her joy of welcoming an amazing new life into the world. Now, Tia has written an open letter to Tamera praising her strength and courage in the delivery room ...
Pregnant Kristin Cavallari Celebrates Birthday With a Mocktail
Melissa Willets
Oh, Kristin Cavallari, I feel your "pain." The former reality star, who is pregnant with her second child, celebrated her 27th birthday as best she could this week. But a mocktail is a poor substitute for the real thing if you ask me. "Thank u for all the birthday love. Enjoying a "mock-tail" for the big 2-7!" Cavallari wrote as a caption on ...
Kourtney Kardashian Reveals How She Lost Over 40 Pounds of Baby Weight
Melissa Willets
Kourtney Kardashian looks amazing just six months after giving birth to her second child, Penelope. The reality star shared her get-skinny secrets with Us Weekly . Now, learn how she shed over 40 pounds of baby weight! "It was harder to lose weight the second time around," Kardashian admitted, a sentiment I can relate to. It took me about seven ...
Katy Perry Helps to Deliver Baby
Melissa Willets
She delivered a baby and she liked it! Pop star Katy Perry was involved in helping a mom birth a baby this week. Say what? Yes, according to E! Online the singer was on hand when her sister delivered at home. Perry even took to Twitter to share her thoughts about the experience. "Finally you can add 'helps delivers babies in living rooms' to my ...
Jimmy Kimmel Is Going to Be a Dad Again and Shares His Baby Name Picks
Melissa Willets
The hilariously irreverent Jimmy Kimmel is set to welcome his first child with his new wife Molly McNearney, a fact he announced on The Ellen DeGeneres Show . The interview is set to air on Wednesday, February 26, but Us Weekly has a sneak peek of some of the hysterical comments the late night host shared about impending fatherhood. "I'm having a ...
Kara DioGuardi Shares First Photo of Baby Greyson
Melissa Willets
Former American Idol judge Kara DioGuardi shared the first photo of her new son, Greyson James, this past week. The new mama looks positively smitten with her little bundle of joy, who was born via gestational surrogate on January 31. In fact, seeing the picture of Greyson in the hospital brings back memories of when my two babies were born! Just ...
Michael Buble Is Going to Be a Father
Melissa Willets
Michael Buble, the singer of love songs and weep-worthy ballads, is going to be a father for the first time! The star and his wife of two years, Luisana Lopilato, announced they are expecting their first child via video message according to People magazine. In the clip, the couple shared a sonogram photo along with this message: "We're having a ...
Busy Philipps Does Maternity Fashion Right on the SAG Red Carpet
Melissa Willets
Expectant mom Busy Philipps rocked a stylish maternity look on the SAG Awards red carpet in Los Angeles. The star, who was the official social media guru for the awards show, started off the evening by revealing who she was wearing. "Fashion ID for the @SAGawards : I am wearing custom Gabriela Cadena dress, Brian Atwood shoes, Judith Leiber clutch ...
Gwen Stefani Announces Gender of Third Baby
Melissa Willets
Congratulations to Gwen Stefani and her husband, Gavin Rossdale. The star parents are getting ready to welcome their third boy! "I was ready to hand over the crown. but I guess I am still queen of the house. #itsaboy #surroundedbyboys," Stefani wrote on Instagram Friday. The soon-to-be mama of three boys shared a photo of herself wearing a ...
Drew Barrymore Says the Sweetest Thing About Motherhood
Melissa Willets
"Indescribable" is the one word new mom Drew Barrymore would use to explain how parenthood feels. On Oprah's Next Chapter, the actress gushed about her daughter, Olive , and shared intimate personal photos, including one of the adorable tot dressed in a lobster costume. According to Us Weekly , Barrymore feels that motherhood is "like having the ...
Jennie Finch Welcomes a Baby Girl and Gives Her a Unique Name
Melissa Willets
Olympic softball player Jennie Finch hit a home run over the weekend, giving birth to her third child and her first girl. The gorgeous athlete has already shared some photos of her sweet new addition, baby Paisley Faye. Check out the delivery room picture of Finch with her husband, cradling the uniquely named Paisley on People magazine's website. ...
My Baby's Got Bling Just Like Kim Kardashian's
Melissa Willets
Hey, Kim Kardashian, my baby's got bling, too! Upon seeing the Instagram photo the reality star shared New Year's Day of her daughter, North, holding her enormous engagement ring from Kanye West, I felt inspired. Mainly, I felt inspired to spoof the picture with one of my own. So, I did! This morning, I carefully placed my own five-month-old baby ...
Hilaria and Alec Baldwin to Welcome Baby Girl
Melissa Willets
Hilaria and Alec Baldwin announced they will be welcoming a baby girl at the end of the summer. The soon-to-be mom shared her news on EXTRA Thursday. "Alec and I are overjoyed that we are going to be welcoming a little girl into our lives," she said, according to People magazine. The soon-to-be parents just told the world they were expecting a ...
Kim Kardashian's Baby Bump Is Showing for Real
Melissa Willets
Kim Kardashian's baby bump made its official debut at a photo shoot for the reality star's Sears clothing line (which she shares with her sisters). The diva shared the picture of her baby belly on Instagram along with a funny caption that describes her shock over how fast that tummy can sprout. "Well hello there! #PoppedOuttaNowhere!!!" the star ...
See First Photo of Shakira's Baby Milan
Melissa Willets
Just a few weeks after welcoming her first child , a baby boy she named Milan, Shakira is sharing a photo of her pride and joy via Twitter. The new mom sweetly introduces little Milan to the world as he is cradled by her boyfriend, Gerard Pique. "Meet our baby boy Milan," the pop princess tweeted on Monday. In the adorable shot, the tiny infant ...
« First
< Previous...
...Next >
Last »


text:
Looks like you're using an older version of Internet Explorer. To use Great-West Life.com, please update your browser.
© Great-West Life 2009 - 2016
Access to your benefits information is easy with GroupNet. Once registered, you'll be able to submit claims online, sign up for direct deposit, view coverage information and visit our Health & Wellness Site. Learn more
Download our free mobile app
We can help you reach your goals—whether that's paying for post-secondary education, buying a home or retiring with confidence.
Learn more
Protect you and your family from the unexpected with our wide range of insurance products and services, offering you flexible solutions to match your needs and budget.
Not feeling confident in your finances? You can talk to one of our financial security advisors who will work with you to craft a financial plan tailored to your needs.
Great-West Life appoints three senior executives
Great-West Life celebrates 125 years
$300,000 donation in support of Museum London
London Life employee and Olympian long-listed for bank note
Great-West Life has been helping Canadians develop their financial security plans for 125 years. As one of the nation's leading insurers, we serve over 12 million Canadians and are invested in making positive contributions in communities across the country.


text:
- Online Store
- Services
- Shopping at Opus Stores
- Shopping Online & By Phone
- Save as an Opus PLUS Member
- Custom Canvas, Stretcher Frames, & Panels
- Fine Art Digital Printing & Mounting
- DIY Picture Framing
- Visiting Artist Demonstrations
- How-to Library
- Classroom Space Rental
- Community Workshops & Classes
- Opus Visual Arts Newsletter
- Business-to-Business Services
- Art Education & School Accounts
- Community Support & Donations Program
- Resources
- Art & Community News
- Locations & Ordering Info
Wood Carving Exhibition
April 1, 2010 - May 4, 2010
The Circle Craft Gallery in Vancouver presents an exhibit of Tim Motchman's wood carvings, A Sense of Place, from April 1st to May 4th at the Circle Craft Shop & Gallery at 1666 Johnston Street. There is an opening reception on March 31st from 6pm-8pm. Tim excels in the creation of works of art from local west coast cedar. To view Tim's work, visit www.timmotchman.com For further information, visit www.circlecraft.net or call 604-669-8021.
1666 Johnston StreetVancouver, BC
See map: Google Maps
What's New
- A Clear View: Present, Protect & Preserve Your Artwork with the Right Glazing
- Score, Fold, Stitch: Designing Your Own Sketchbook
- Face Painting with Snazaroo
- Asking the Big Question with Pennylane Shen
- Opus Daily Practice Challenge
- Painting with Acrylics: Liquitex Muted Colors
- Creative Process: Interview with Joanne Hastie
- Painting with Acrylics: Liquitex Intermixability
- Art in the Garden
- Poetry with Paper featuring Tara Galuska
- Opus is coming to Coquitlam Fall 2016!
- Annual Inventory Count - June 30, 2016
- Painting with Gouache en Plein Air feat. Bryan Coombes
- Urban Sketching Techniques
- Opus Special Event: Stepping Out & Up! Plein Air & Painting with Acrylics with Jan Poynter
Email Subscribe
We send out 3 to 4 emails per month about promotions, how-to's, and community arts goings on. Start an Opus online store profile today to begin receiving email from us.
Start Subscription!


text:
HYDRA Mini Tank
this wiki
Ad blocker interference detected!
Wikia is a free-to-use site that makes money from advertising. We have a modified experience for viewers using ad blockers
Wikia is not accessible if you've made further modifications. Remove the custom ad blocker rule(s) and the page will load as expected.
- "The last time I saw that thing, it had a giant flamethrower mounted on it."
- ―Howard Stark
The HYDRA Mini Tank was an armored vehicle used by HYDRA during the Spanish Civil War and World War II.
Spanish Civil War
When Adolf Hitler sent HYDRA and the Wehrmacht to assist the Nationalists in the Spanish Civil War, HYDRA Mini Tanks were among the vehicles brought to the front. In perhaps the greatest showing of the Mini Tank's power, the city of Guernica was decimated by these (among other) machines. This information, however, was unknown to the Western Powers at the time, who believed the Luftwaffe was responsible for the devastation. The record would be set straight by undercover S.O.E operative Peggy Carter, who was embedded among the Nazis. She smuggled footage of the HYDRA rampage in Guernica out of Germany, delivering it to the Strategic Scientific Reserve.
World War II
This section requires expansion
When Captain America rescued Allied POWs from a HYDRA camp in Austria, at least one HYDRA Mini Tank was captured in the escape. The prisoners used the Mini Tank's cannon to blast their way through the enemy's defenses with ease. The men then drove the tank through enemy territory, using it to defend the other liberated Prisoners of War as they marched back to base.[1]
HYDRA Mini Tanks were often ambushed by Captain America and the Howling Commandos during their operations across Europe, as part of their mission to completely dismantle HYDRA's network of roads and factories. Jacques Dernier, the group's demolitions expert, was often tasked with the destruction of these vehicles.
- The HYDRA Mini Tank is based on the Leichter Panzerspähwagen series of armored cars.


text:
Cart Cover
shopping cart cover tutorial, I'm thinking I could change the dimensions for a double cover, so we can use it at Costco?
Make Your Own Shopping Cart Cover (w/pictures) « Beaucoup Baby Blog
Protect your baby from germs on shopping carts or restaurant high chairs with the Cushy cart cover. The removable bolster/positioner adds extra support and comfort for a smaller baby while keeping your little one clean and germ-free. Product Features:
Buggy Bagg Elite, Free Shipping, Sweetbottoms Baby Boutique This shopping cart cover looks amazing!!!
A Few of My Favorite Things: Balboa Baby Shopping Cart Cover
Sewing Pattern - Shopping Cart Support Cushion and Portable High Chair for Baby
Gray Chevron Print with Med. Pink Shopping Cart Cover and Pillow. $40.00, via Etsy.
$34.99. Deluxe Baby Shopping Cart Cover/High Chair Cover By Toogli - Gray and White Chevron. Best Infant Grocery Cart Seat Cover for Boys or Girls. Cushy Comfort Padding. Lifetime Guarantee.
Brand new premium quality shopping cart cover from All Pro Baby keeps baby away from germs! Include phone pocket, toy loops, large pockets and two pillows! Also has removable cushions for even more comfort for baby. Best shopping cart cover I've ever had! http://www.amazon.com/gp/product/B013VWNHXU/ref=as_li_qf_sp_asin_il_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=B013VWNHXU&linkCode=as2&tag=rossoft01-20&linkId=F3JEMVUDKFIHERLQ
Bet I could make this out of recycled crates. Ironic don't ya think? lol!


text:
Home /
Our Sources / About Us
/ FAQs /
Advanced Search
Not what you're
looking for? Try an advanced search.
Official citation and/or docket number and footnotes (if any) for this case available with purchase.
Learn more about what you receive with purchase of this case.
decided: April 11, 1974.
Appeal from order of Court of Common Pleas, Trial Division, of Philadelphia, Jan. T., 1973, No. 746, in the matter of the Arbitration between Evans W. Webb and Elizabeth Webb, and United Services Automobile Association.
Robert C. Steiger, for appellant.
Allen Weinberg, for appellees.
Wright, P. J., Watkins, Jacobs, Hoffman, Cercone, and Spaeth, JJ. (Spaulding, J., absent). Opinion by Spaeth, J.
[ 227 Pa. Super. Page 510]
Appellees sustained personal injuries as a result of an automobile accident that they allege occurred when an unknown motorist swerved his car in front of theirs, causing them to hit a third car. The unknown motorist drove on and disappeared. The third car was insured, but appellees brought an action against appellant as their carrier under the policy's uninsured motorist clause on the theory that the unknown motorist's car was a "hit-and-run" car.*fn1 The case went to arbitration pursuant to a standard clause in the policy. The arbitration panel's decision was that appellees are bound by a provision of their insurance policy defining a "hit-and-run" car as one causing injury "arising out of physical contact;" since there was no allegation of any contact between appellees' car and the car appellees swerved to avoid, there was no coverage.
Appellees then filed a petition and rule to vacate the award of the arbitrators and return the matter to arbitration on the questions of fault and damages alone. Argument was heard on the motion,*fn2 and appellees' petition was granted.
On this appeal from that order appellant challenges both the jurisdiction of the court below and the merits of its decision. We hold that the court had jurisdiction and that its decision was correct, and therefore affirm.
The opinion of the court below makes no reference to whether it had jurisdiction, although that issue is extremely difficult. Pennsylvania courts have said repeatedly that all questions under an uninsured motorist
[ 227 Pa. Super. Page 511]
clause with an arbitration provision are within the exclusive jurisdiction of the arbitrators. Allstate Insurance Co. v. McMonagle, 449 Pa. 362, 296 A.2d 738 (1972); Nationwide Mutual Ins. Co. v. Barbera, 443 Pa. 93, 277 A.2d 821 (1971); Preferred Risk Mut. Ins. Co. v. Martin, 436 Pa. 374, 260 A.2d 804 (1970); Great American Ins. Co. v. American Arbitration Association, 436 Pa. 370, 260 A.2d 769 (1970); Pennsylvania General Ins. Co. v. Barr, 435 Pa. 456, 257 A.2d 550 (1969); Allstate Insurance Co. v. Taylor, 434 Pa. 21, 252 A.2d 618 (1969); Merchants Mut. Ins. Co. v. Am. Arb. Assoc., 433 Pa. 250, 248 A.2d 842 (1969); Harleysville Mut. Ins. Co. v. Medycki, 431 Pa. 67, 244 A.2d 655 (1968); National Grange Mut. Ins. Co. v. Kuhn, 428 Pa. 179, 236 A.2d 758 (1968); Hartford Ins. Grp. v. Kassler, 227 Pa. Superior Ct. 47, 324 A.2d 521 (1974); Allstate Ins. Co. v. Blackwell, 223 Pa. Superior Ct. 401, 301 A.2d 890 (1973).
There have been instances, however, when an appellate court has taken jurisdiction over cases dealing with such clauses. See Harleysville Mut. Cas. Co. v. Blumling, 429 Pa. 389, 241 A.2d 112 (1968); Nationwide Mut. Ins. Co. v. Ealy, 221 Pa. Superior Ct. 138, 289 A.2d 113 (1972); Bankes v. State Farm Mut. Auto. Ins. Co., 216 Pa. Superior Ct. 162, 264 A.2d 197 (1970); Ellison v. Safeguard Mut. Ins. Co., 209 Pa. Superior Ct. 492, 229 A.2d 482 (1967).
It is therefore necessary to examine the cases to sort out the seemingly contradictory statements about jurisdiction. When this is done, certain consistent general principles emerge.
There have been several cases in which the insurance company has sought an injunction against arbitration. It has been consistently held that because the parties to the policy have chosen arbitration as the forum, one party cannot seek to enjoin arbitration, and all matters arising under a standard uninsured motorist clause
[ 227 Pa. Super. Page 512]
must go to arbitration rather than to court. Allstate Ins. Co. v. McMonagle, 449 Pa. 362, 296 A.2d 738 (1972) (policy claimed to have expired six days prior to accident); Preferred Risk Mt. Ins. Co. v. Martin, 436 Pa. 374, 260 A.2d 804 (1970) (claim that foster child was not covered by policy); Pennsylvania General Ins. Co. v. Barr, 435 Pa. 456, 257 A.2d 550 (1969) (failure to put dollar limit on uninsured motorist coverage alleged to be mutual mistake); Allstate Ins. Co. v. Taylor, 434 Pa. 21, 252 A.2d 618 (1969) (claimant alleged not to be member of policyholder's household); Harleysville Mut. Ins. Co. v. Medycki, 431 Pa. 67, 244 A.2d 655 (1968) (alleged that claimant had not cooperated with company in seeking litigation); National Grange Mut. Ins. Co. v. Kuhn, 428 Pa. 179, 236 A.2d 758 (1968) (alleged that third party was not an "uninsured motorist" under the terms of the policy).
For the same reason the company will not be allowed to avoid arbitration by seeking a declaratory judgment. Allstate Ins. Co. v. Taylor, supra; Hartford Insurance Group v. Kassler, 227 Pa. Superior Ct. 47, 324 A.2d 521 (1974) (alleged that the automobile in question was not "uninsured" as defined in the policy).
It is also settled that the proper procedure to obtain review of an arbitrator's award is not by equitable action but by petition to the Court of Common Pleas to vacate the award. Nationwide Mut. Ins. Co. v. Barbera, 443 Pa. 93, 277 A.2d 821 (1971); Great American Ins. Co. v. Am. Arb. Assoc., 436 Pa. 370, 260 A.2d 769 (1970). Such a petition will not succeed, however, unless it can be shown by clear, precise, and indubitable evidence that a party was denied a hearing, or that there was fraud, misconduct, or other irregularity that has caused the rendition of an unjust, inequitable, or unconscionable award. Allstate Ins. Co. v. Fioravanti, 451 Pa. 108, 299 A.2d 585 (1973); Press v. Maryland Cas. Co., 227 Pa. Superior Ct. 537, 324 A.2d 403
[ 227 Pa. Super. Page 513]
(1974). This is a difficult burden. In Fioravanti the arbitrators decided that the carrier should be estopped to deny that the claimant was covered by the policy and refused to allow the carrier to submit a memorandum of law on the issue. This was held not to be such an irregularity as to deny the carrier a full and fair hearing, and the award was upheld. Similarly, a claimant was held not to have been denied a full and fair hearing where the arbitrators refused to hear her case because she had identified the name on the side of the truck that hit her and could presumably trace it through the fleet owner. Smith v. Employers' Liability Assurance Corp., Ltd., 217 Pa. Superior Ct. 31, 268 A.2d 200 (1970).
In the preceding cases both of the parties affirmed the language of the policy but disagreed in their interpretations of it. The principles stated apply to that situation consistently. They do not, however, necessarily apply to such a case as this one, in which the claimant alleges that one of the policy's terms offends a mandate of the state legislature.*fn3 Whether in such a case a different set of principles applies is a question yet to be squarely decided by our courts.
Despite the frequent references in the cases to the exclusive jurisdiction of the arbitrators, there are a
[ 227 Pa. Super. Page 514]
number of cases in which the Supreme Court or this court has taken jurisdiction.
In Ellison v. Safeguard Mutual Ins. Co., 209 Pa. Superior Ct. 492, 229 A.2d 482 (1967), the claimant filed for arbitration even though there was neither an uninsured motorist clause nor an arbitration clause in his policy. The arbitrators agreed with the claimant's position that the Uninsured Motorist Coverage Act, Act of August 14, 1963, P. L. 909, § 1, as amended, December 19, 1968, P. L. 1254, No. 397, § 1, 40 P.S. § 2000,*fn4 required that such a clause be on the policy and that under a regulation promulgated by the Insurance Department an arbitration clause should also be included. The panel therefore awarded claimant damages, and a judgment was entered by the court. This court decided that to hold that the arbitration provisions were part of the contract because of the regulation would be to attribute to the legislature an unlawful delegation of power.*fn5 Judge Hoffman, joined by Judge Spaulding, concurred in the result, but only because the lack of an arbitration clause created a jurisdictional defect which negated the award, adding, "Furthermore, I wish to express no view on the critical question of whether a court could read the omitted coverage into this policy. I do not believe that the insured is foreclosed by our action today from pressing his claim in a proper forum." Id. at 498, 229 A.2d at 485. Since the policy itself lacked an arbitration clause, court action was not precluded by any agreement. The power of the court to hear the issue before it (i.e., whether the arbitration panel had jurisdiction) was not a question.
[ 227 Pa. Super. Page 515]
The Supreme Court has held, in Harleysville Mutual Cas. Co. v. Blumling, 429 Pa. 389, 241 A.2d 112 (1968), that a standard "other insurance" clause was invalid because against the spirit of the Uninsured Motorist Coverage Act. The plaintiff in that case brought an action for a declaratory judgment against his carrier. Whether this was proper procedure is not discussed in the court's opinion, although by allowing the appeal and affirming a decision for the plaintiff on the merits it would seem that the court implicitly approved the procedure.*fn6
In Bankes v. State Farm Mutual Ins. Co., 216 Pa. Superior Ct. 162, 264 A.2d 197 (1970), it was held that a clause excluding motorcycle accidents from uninsured motorist coverage was unenforceable as contrary to the purpose of the Uninsured Motorist Coverage Act. Although the policy in dispute had an arbitration clause, this court accepted jurisdiction because neither party objected. However, in Allstate Ins. Co. v. Taylor, 434 Pa. 21, 252 A.2d 618 (1969), not cited in Bankes, the parties specifically stipulated that arbitration be stayed pending a declaratory judgment action on whether the party injured in the accident was a member of the insured's household. There the court said: "Despite the stipulation of the parties, the court below should not have entertained a declaratory judgment action. The dispute between the parties having arisen under the uninsured motorist provision of the
[ 227 Pa. Super. Page 516]
policy [, it] should have been settled by arbitration." Id. at 23, 252 A.2d at 619.
Finally there is Nationwide Mutual Ins. Co. v. Ealy, 221 Pa. Superior Ct. 138, 289 A.2d 113 (1972), in which the claimant succeeded in getting from the lower court a declaratory judgment that insurance companies operating in Pennsylvania may not contractually divide their uninsured motorist coverage into non-cumulative policies attaching separately to the insured's individual automobiles. This court, per Judge Jacobs, distinguished Bankes and Blumling and reversed on the merits without discussing jurisdiction.
Although not clearly apparent, there is a thread that runs through this maze. Ellison, Blumling, Bankes and Ealy may seem to be exceptions to the rule that all disputes arising under an uninsured motorist clause must go to arbitration (even if arbitration is waived), but in fact they are members of a very narrow separate class of cases that is not subject to the rule at all. What was in dispute in these four cases was the validity of some part of the uninsured motorist clause. What was in dispute in the other cases that have been cited (including Taylor) was the application of the clause and the construction of certain words and phrases in it. Thus the rule, to which all of the cases conform, is that where the application or construction of the uninsured motorist clause is at issue the dispute is within the exclusive jurisdiction of the arbitrators;*fn7 the courts will take jurisdiction only where the claimant attacks a particular provision of the clause itself as being contrary to a constitutional, legislative, or administrative mandate, or against public policy, or unconscionable.*fn8
[ 227 Pa. Super. Page 517]
In the present case appellees have attacked the "physical contact" requirement in appellant's policy as being repugnant to the Uninsured Motorist Coverage Act. The court below thus properly exercised jurisdiction.
Appellees contend that the requirement of "physical contact" in the clause defining "hit-and-run automobile" for purposes of "uninsured motorist" coverage*fn9 is more restrictive than is allowed under the Uninsured Motorist Coverage Act.*fn10 For the reasons that follow
[ 227 Pa. Super. Page 518]
we have concluded that there is merit to this contention.
Faced with an identical factual situation and statute, the Supreme Court of Alabama recently struck down this clause: "The design of the statute is to protect injured persons who can prove that the accident did in fact occur and that he [sic] was injured as a proximate result of the negligence of such other motorist who cannot respond in damages for such injuries." State Farm Fire and Casualty Co. v. Lambert, 291 Ala. 645, 647, 285 So. 2d 917, 919 (1973). Accord, Brown v. Progessive Mutual Ins. Co., 249 So. 2d 429 (Fla. 1971). This reasoning is persuasive. The Act speaks of "the protection of persons . . . who are legally entitled to recover damages from owners or operators of uninsured motor vehicles . . . ." It thus is designed to insure compensation to one who is injured through the fault of another driver from whom he cannot recover damages. "The purpose of the uninsured motorist law is to provide protection to innocent victims of irresponsible drivers." Harleysville Mut. Cas. Co. v. Blumling, 429 Pa. 389, 395, 241 A.2d 112, 115 (1968). To insist on contact is not necessary so long as the claimant can prove to the satisfaction of the arbitration panel that there was indeed another car involved. While this task is certainly easier when there was contact, it
[ 227 Pa. Super. Page 519]
should not be made impossible simply because there was not.
We are aware that most of the jurisdictions that have dealt with this issue have decided that a physical contact clause is valid. Some of these cases have been decided within easily distinguishable statutory contexts. Certain states (in contrast to Pennsylvania) explicitly require physical contact so that a claim such as presented here could not arise. These states include California,*fn11 Esparza v. State Farm Mut. Auto. Ins. Co., 257 Cal. App. 2d 496, 65 Cal. Rptr. 245 (1967), New York, Motor Vehicle Accident Indemnification Corp. v. Eisenberg, 18 N.Y. 2d 1, 218 N.E. 2d 524, 271 N.Y.S. 2d 641 (1966), and South Carolina, Coker v. Nationwide Ins. Co., 251 S.C. 175, 161 S.E. 2d 175 (1968). Other cases come down hard on the words "hit-and-run" in the statute, a provision not found in the more general Pennsylvania statute.*fn12 See Hendricks v. U.S. Fidelity & Guaranty Co., 5 N.C. App. 181, 167 S.E. 2d 876 (1969); Prosk v. Allstate Ins. Co., 82 Ill. App. 2d 457, 226 N.E. 2d 498 (1967). Still other cases have defined legislative purpose mainly in terms of the possibility of fraud, deciding that this possibility is so great that the legislature could not have intended to rule out a physical contact requirement. Phelps v. Twin City Fire Ins. Co., 476 S.W. 2d 419 (Tex. Civ. App. 1972); Ely v. State Farm Mut. Auto. Ins. Co., 148 Ind. App. 586, 268 N.E. 2d 316 (1971); Lawrence v. Beneficial Fire and Cas. Ins. Co., 8 Ariz. App. 155, 444 P. 2d 446 (1968).
[ 227 Pa. Super. Page 520]
While it would certainly eliminate the possibility of fraud to hold the physical contact clause valid, it would also eliminate any hope of recovery in cases clearly involving another negligent motorist who has avoided liability by getting away. This latter situation is surely within the contemplation of the Uninsured Motorist Coverage Act, and the possibility of fraud can be mitigated by the burden of proof placed on the claimant. Two examples of unfortunate results from other states should demonstrate this point. In Collins v. New Orleans Public Service Inc., 234 S. 2d 270 (La. App. 1970), the plaintiff was a passenger on one of the defendant's buses. She was injured when the bus suddenly stopped to avoid hitting a car that had swerved in front of it. Many passengers on the bus corroborated her story, thus eliminating the possibility of fraud; but since there was no physical contact, her complaint was dismissed. In Amidzich v. Twin City Fire Ins. Co., 44 Wis. 2d 45, 170 N.W. 2d 813 (1969), plaintiff found two disinterested witnesses to testify that an unidentified truck had run his car off the road. Even though the truck driver was clearly negligent, since he could not be found and since there had been no contact, the plaintiff was barred from recovery.
These cases demonstrate what can happen when a rule is adopted that is too broad for its purpose. The Pennsylvania statute is broad enough to allow recovery in situations such as those presented in Collins and Amidzich. To provide the maximum coverage consistent with avoidance of fraudulent claims, it is only necessary to require that the plaintiff prove his case. In deciding whether the plaintiff has proved his case, the arbitrators should take into account the possibility of fraud according to the particular facts of the case.
In the present case, for instance, the other driver involved in the collision might well have seen the unknown motorist's car and so have satisfied the arbitrators
[ 227 Pa. Super. Page 521]
that it was not a phantom -- a clear showing that would be precluded were we to reverse the order below. As the Florida Supreme Court noted when it held a physical contact clause contrary to a statute similar to ours: "The only reason for such a requirement is to prove that the accident actually did occur as a claimant may say it did. This is a question of fact to be determined by the [trier of fact].*fn13 If the injured party can sustain the burden of proof that an accident did occur, he should be entitled to recover, regardless of the actuality of physical contact. If twenty witnesses will swear they saw the accident happen, their testimony should not be deemed worthless . . . ." Brown v. Progressive Mutual Ins. Co., 249 So. 2d 429, 430 (Fla. 1971). If the legislature intended to "provide protection to innocent victims of irresponsible drivers," Harleysville Mut. Cas. Co. v. Blumling, supra, it could not also intend that the motorist faced with the decision whether to collide with another vehicle or to avoid it should choose to collide or else lose his protection.*fn14
[ 227 Pa. Super. Page 522]
We therefore hold the physical contact requirement void and unenforcible as contrary to the Uninsured Motorist Coverage Act.
The order of the court below remanding the matter to the arbitration panel on the issues of fault and damages only is affirmed.
Order affirmed.
Our website includes the main text of the court's opinion but does not include the
docket number, case citation or footnotes. Upon purchase, docket numbers and/or
citations allow you to research a case further or to use a case in a legal proceeding.
Footnotes (if any) include details of the court's decision.
Official citation and/or docket number and footnotes (if any) for this case available with purchase.
Learn more about what you receive with purchase of this case.
LRC, Inc. About Us


text:
Solid State Relays with exchangeable power cartridge
Optimum design of the heat sink has contributed to the downsizing of this product. The power element cartridges of G3PA are easily replaceable for easy maintenance. G3PA can be mounted on a DIN-rail or using screws.
- 10-60A output current
- 24-480VAC output voltages
- Applicable with 3-phase loads
- Replaceable power element cartridges
- All features can be delivered with or without heat sink
CatalogsShow all catalogs
Technical Support
Get answers and support that you require to keep your business moving forward1.800.556.6766
Distributor Lookup
Our distributors are positioned to give you outstanding technical support and serviceFind a distributor
Maximize Value
Our training programs range from course offerings at our facilities, to on-site trainingLearn more
Resource Center
Access datasheets, manuals, brochures, CAD Library, software tools and trialsLearn more


text:
Bruins Showing Guts In One-Goal Games, Helping To Change Team's DNAIt's early. But the Bruins have made it clear that they're a different team this year.
WATCH: Tuukka Rask Saves Bruins With Clutch Stop On Penalty ShotIf not for Rask's big save on a penalty shot, the officiating would be all anyone's talking about today.
Tuukka Rask Wins NHL's First Star Of The WeekTuukka Rask dominated in all four of his starts last week, earning himself the NHL's First Star of the Week honors.
Kalman: Red-Hot Rask Ready For Canadiens If Bruins Give Him The StartMatt Kalman on the Bruins' red-hot goaltender Tuukka Rask and why he should get the start in a tough matchup against the Montreal Canadiens.
Rask, Bruins Shut Out Sabres 4-0Tuukka Rask pitched his 32nd career shutout and the power play woke up to help the Boston Bruins to a 4-0 victory over the Buffalo Sabres on Monday night.
Tuukka Rask Stays Hot, Steals Win For Bruins In Florida [VIDEOS]The Bruins will live and die by their goaltending this season, and Tuukka Rask's play has breathed life into the team.
Rask Gets 31st Career Shutout, Bruins Beat Red Wings 1-0Tuukka Rask made 23 saves for his 31st career shutout Saturday.
Kalman: Bruins Have To Think Of Future, Remain Cautious About Rask's ReturnThe Bruins would be better off taking a cautious approach with Tuukka Rask rather than rushing the netminder back from his injury.
Tuukka Rask Returns To Practice For BruinsClaude Julien said Rask "could be a possibility" to play on Saturday after missing the last two games with an undisclosed injury.
Rask Out With 'General Soreness,' Bruins Recall Goalie Zane McIntyreThe Bruins are making contingency plans as goalie Tuukka Rask battles what the team called "general soreness."
Tuukka Rask Misses Bruins Practice For 'Maintenance Day,' Dealing With 'General Soreness'Rask sat out practice but is only dealing with "general soreness" and not a specific injury.
Tuukka Rask Kept The Bruins Alive With Two Huge Saves In The First Period [VIDEO]Rask kept the Bruins alive against Winnipeg with many key saves. Here are two of the biggest ones in the first period.


text:
Into the Heart of Borneo
O'Hanlon, Redmond
Fine in jacket. First UK edition, first printing. This is O'Hanlon's first book, and a travel classic. It is inscribed and dated by Redmond O'Hanlon. N° de réf. du libraire 1217
Détails bibliographiques
Titre : Into the Heart of Borneo
Éditeur : The Salamander Press, Edinburgh, Scotland
Date d'édition : 1984
Reliure : Hardcover
Etat du livre : Fine
Etat de la jaquette : Fine
Signé : Signed by Author(s)
Edition : 1st Edition
Modes de paiement
Modes de paiement acceptés par le vendeur
Book Collectors Books
Adresse :
Victoria, BC, Canada
Vendeur AbeBooks depuis 27 janvier 2014
Evaluation du vendeur
We guarantee the condition of every book as it's described on the Abebooks web sites. If you're dissatisfied with your purchase (Incorrect Book/Not as Described/Damaged) or if the order hasn't arrived, you're eligible for a refund within 30 days of the estimated delivery date. If you've changed your mind about a book that you've ordered, please use the Ask bookseller a question link to contact us and we'll respond within 2 business days. Book Collectors Books is a sole proprietorship situate in ...[Pour plus d'information]
Conditions de livraison :
Shipping costs are based on books weighing 2.2 LB, or 1 KG. If your book order is heavy or oversized, we may contact you to let you know extra shipping is required.
Description de la librairie : Book Collectors Books is an online book store that stocks primarily modern first editions. Many of the books that we handle are signed by the authors.


text:
Jobs in Dunscar
Email me jobs like this
Maths Graduate - Teaching Assistant
Learning Support Assistant - Bolton
Graduate Trainee Physics Teacher PGCE - Bolton
Psychology Graduate Wanted - SEN Learning Support Assistant
English Intervention Teaching Assistant - Bolton
Posted 4 days ago by Edustaff Featured
French Speaking Business Analyst
Posted 22 November by Simpson Judge Ltd
General Manager - Turtle Bay - Blackburn - NEW OPENING
Posted Yesterday by Turtle Bay Restaurants Ltd New
Accounts Senior - Accountancy Firm
Posted 5 days ago by Pure 4 Recruitment Limited
Purchase Ledger Clerk
Posted 22 November by Howarth Morris Ltd
Assistant Accountant
Posted 22 November by Howarth Morris Ltd
Graphic Designer
Senior Sales Executive
Posted 5 days ago by Michael Page Sales
Marketing Executive
Email me jobs like this
Customer Service Advisor
Posted 5 days ago by Randstad Employment Bureau
Part time Accounts Clerk
Posted 22 November by Hays Specialist Recruitment Limited
Senior Sales Executive - Advertising
Posted 5 days ago by Genesis Associates (UK) Limited Featured
PHP Web Developer - Chorley
Posted 5 days ago by Circle Recruitment
Full Stack Developer - C# / . NET / AngularJS
Posted 22 November by Stafford Sharp Associates
Customer Service Adviser
Posted 5 days ago by Laura Hartley Recruitment Ltd
Customer Service Administrator
Payroll Manager
Posted 22 November by Clayton Recruitment
Liability Claims - Employers & Public Liability
Posted 5 days ago by Operations Resources
Resourcing and Talent Analyst
Posted 22 November by My Dentist
Inbound Customer Service
Posted 5 days ago by Randstad Employment Bureau
Senior Project Manager
Posted Yesterday by Crosby & Perrin Recruitment Solutions Ltd New
Sign in to create your email job alert.
Replace a saved search
Replace a saved search
Shortlisted job limit
You have reached your limit of 100 shortlisted jobs. To save more, please delete some of your existing shortlisted jobs. View shortlisted jobs


text:
Featured property
Featured property
Featured property
2 Bedrooms End Of Terrace House for sale
This well presented end terrace house is situated in a convenient residential location on westbank avenue which is off southbank avenue being conveniently placed for local shops, supermarkets,…
Thinking of selling or renting your property?
Get a instant valuation today!
Share with your friends
Marketed by:
Tower Sales & Lettings
43A Whitegate Drive
Tel: See phone number 01253 365910
Website: Go to Agent Website


text:
It is wonderful that hope is being brought back to life in the political realm. But hope was not enough then. And it is not enough now.
To move forward as a country and as a people, we need our hearts, our souls, our hopes. But also our brains. I heard a young brother on the radio recently saying he didn't need to know too much about the details of the policy issues, because hope had been generated in him and his young compatriots. It is our duty, to encourage the hope, but to also remind folks that we need to look behind the curtain. The devil is in the details.
Michael C. Dawson is the John D. MacArthur Professor of Political Science at the University of Chicago.