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Questions? Call us at (888) 784-1722
Call Center Hours: Monday - Saturday, 8:30-5:00 PST.
Questions? Call us!
(888) 784-1722
Beautiful Creeper
Brand: Strictly Medicinal Item Number: SNV7079
In Stock! Ships from Northern CA.
In Stock! Ships from Northern CA.
Self Heal (Heal All, Heart-of-the-Earth) - Prunella vulgaris
Creeping herbaceous perennial, native to Europe. In the garden or among the grasses on the lawn, a floral focal point or a surprising splash of color that gladdens the heart.
Certified Organic, 50 seeds/pkt.
|Seed Unit Sizes
|Seed Pack
|Organic Status
|Certified Organic Product
|Plant Usage
|Attracts Bees/Butterflies, Culinary Herb, Medicinal Plant
|Germination Requirements
|Cold Treatment, Light
|Organic Certifier
|Oregon Tilth
|Life Cycle
|Planting Time
|Approximate Harvest Time
|Late Spring, Early Summer, Late Summer, Early Fall
|Ideal Soil Temperature
|Days to Maturity
|40 - 50 Days
|Sun Requirements
|Full Sun/Part Sun
|Useful Plant Part
|Flower, Leaves
|Growth Habit
|Low Growing
|Starting Location
|Direct Sow, Start Indoors & Transplant
|Soil pH
|6.1 - 7.5
Soil & Water: The plant prefers full sun to shade and moist soils. If you bump them up with organic compost, they can be prolific and stunning.
Planting & Growing: Sow seed in early spring or cold-condition in moist medium in the refrigerator (not the freezer) for a week or two before sowing in warm soil. Really a very easy plant to start and to grow. Thin or transplant to 6" apart.
Harvesting & Storage: The entire plant is active, but the flowers are most useful and should be picked right before bloom opens. Pick at full flowering glory and dry in the shade.
Fiskars Ultimate Multipurpose Scissors
Shipping Weight: 0.01 lbs. Dimensions: 5"L x 2.625"W x 0.1"H


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Nicki Minaj - Hov Lane
HOV Lane - Nicki Minaj
My Covers: HOV Lane | Nicki Minaj
Ain't catching no puck, but iced out like a goalie niggahh
Fuck you said bitch?! Fuck you pornstar !
"HOV Lane" by Nicki Minaj
Nicki Minaj - HOV Lane
Hov Lane - Nicki Minaj
Album: Pink Friday:Roman Reloaded
In stores now!!
Hov Lane
Please fire me. My carpool stopped giving me rides after I suggested it was inappropriate for her to ask me for vodka every morning.
Hollywood Freeway at Alvarado 1950s on Flickr.
Hollywood Freeway at Alvarado Street, circa 1955.

subset: commoncrawl


text: Job Vacancies Here are the current job opportunities available here at Hereford College of Arts: Short Course Tutors – Hourly Paid We are in the process of reviewing the short course programme for 2016/17 and would be interested to hear from qualified practitioners who may be interested in teaching a garden design short course as part of the programme. The course is currently offered during our spring term on a Friday morning. We would ask at this point that expressions of interest, together with a CV are forwarded in the first instance to the Short Course Team. If we are able to process your application further we will contact you to arrange an interview.


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$55.98 Women's Nike Juvenate Casual Shoes +FS
FinishLine offers Women's Nike Juvenate Casual Shoes for $55.98 (reg. $84.99) with free shipping.
Product Description:
Boasting a fully collapsible upper and plenty of feminine style, the Nike Juvenate Casual Shoes are the perfect on-the-go sneakers for the season. Seamless and ultra-comfortable, Juvenate features a no-tongue design for sockless wear. Honeycomb-shaped foam pads adorn the breezy mesh upper, adding extra comfort to these warm-weather kicks. The foam midsole adds a plush feel underfoot, while the rubber sole with waffle traction pattern keeps you grounded as you stroll.
Category: Shoes
Posted on 07 July 2016, 11:38 PM


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First woman elected head of African Union Commission
July 16, 2012
Over the weekend, South African Home Affairs Minister Nkosazana Dlamini-Zuma was chosen as the new leader of the African Union (AU) Commission. Dlamini-Zuma, South African President Jacob Zuma's ex-wife, received 37 votes while her competitor, incumbent leader Jean Ping of Gabon, only got 14 votes from the group of African leaders, according to Xinhua. The victory followed a six-month voting standoff in which the two competitors were neck-and-neck in a series of voting rounds - a minimum of 34 votes were needed for Dlamini-Zuma to clinch the win.
"Now we have clarity," Jakkie Cilliers, executive director of the South Africa-based Institute of Security Studies in Pretoria, told Reuters. "It means that the other nine commissioners can be elected and the African Union, which has been under a lame duck management recently because of the lack of clarity, has a clear direction and can deal with the real issues."
The AU is currently seeking support from the United Nations Security Council to handle a crisis situation in Mali as well as other militaristic needs to stabilize Africa, Reuters reports. Once these issues are conquered, Dlamini-Zuma can begin to work toward improving the AU's economy and political standings. Those who want to find out more about the AU elections can make calls to South Africa with international phone cards.
You Might Also Like...
- Mr. Gay World held in South Africa for first time
- South African football team confident going into World Cup qualifiers
- Desmond Tutu recovers from surgery while honored at University of Cape Town graduation
- Bafana Bafana fires head coach after 1-1 draw with Ethiopia
- South African strike season is in full swing


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Doggy Day Care in Henlopen Acres, DE
Drop off your dog at your sitter's home in the morning, and pick them up in the evening.
Retired, dog lovers
Rehoboth Beach, DE, 19971
Dog Boarding, House Sitting, Doggy Day Care, Dog Walking
"Have known Ken and Joyce for 35 years and have we trusted them with our children over the years. Their caring nature is only surpassed by their dog loving sk... (more)"
Lewes, DE, 19958
Dog Boarding, House Sitting, Drop-In Visits, Doggy Day Care, Dog Walking
"Patricia is fantastic! My dog Sophie enjoyed spending the day with her and her family while we went sight seeing with our family. She has a dog friendly home... (more)"
A vacation for your pup!!!!
West Fenwick Island, DE, 19975
Dog Boarding, Drop-In Visits, Doggy Day Care, Dog Walking
"Karen is an excellent pet mom, who provides unconditional love and care for her pets, as well as other pets that are under her care. She has cared for my two... (more)"
Loving pet friendly family
Milton, DE, 19968
Dog Boarding, Drop-In Visits, Doggy Day Care
"Livi and we were very happy with her first visit to her doggie sitter. The sitter's own dog is delightful and the two dogs got along beautifully. We fully ... (more)"
Your dog will be on vacation too!!!
Laurel, DE, 19956
Dog Boarding, House Sitting, Drop-In Visits, Doggy Day Care, Dog Walking
"Monster clearly had a great time and was very tired the next day. We'll be back during beach season next year. (more)"
All you need is love...and a dog!
Ocean City, MD, 21842
Dog Boarding, House Sitting, Drop-In Visits, Doggy Day Care, Dog Walking
"Caitlin loves dogs and there is no one I'd rather leave my dog with than her. She has cared for my golden retriever on several occasions and I would not hesi... (more)"
We treat your dogs like family!
Lewes, DE, 19958
Dog Boarding, House Sitting, Drop-In Visits, Doggy Day Care, Dog Walking
"I highly recommend Bob and Susan!! They go Above and Beyond to make your fur-baby comfortable. Our puppy can't wait to go back to Bob and Susan's. They are... (more)"
Your Dog is in great hands!
Millville, DE, 19967
Dog Boarding, House Sitting, Drop-In Visits, Doggy Day Care, Dog Walking
"Marcia exceeded our expectations by both delivering professionalism and a caring heart. She treated my dogs like one of her own and went the extra mile by se... (more)"
Experience exceptional service and a personalized match
From start to finish, we'll handle all the details for you.Learn About Premier
Rover also offers doggy day care in:
|Angola Landing, DE
|Aspen Meadows, DE
|Belltown, DE
|Dewey Beach, DE
|Jimtown, DE
|Lewes, DE
|Marshtown, DE
|Rehoboth Beach, DE
|Wescoats Corner, DE
|West Rehoboth, DE
We've been there, cancelling meetings or plans with friends to make sure you can be there for your dog. Good news: You can easily find and book doggy day care in Henlopen Acres on Rover. Whether you need a one-time daytime pet sitter or someone to take care of your beloved pet every weekday, we've got you covered. Care for your dog and peace of mind for you are just a few clicks away. If you already have a favorite overnight sitter, ask them if they offer day care too. Or, if you've never used Rover, this is the perfect opportunity to find a new best friend for your dog when you're at work. We can help you find a sitter who'd love to watch your dog.


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Words starting with keg, the most common words first
8 words found.
The most frequently occuring words starting with keg
The number indicates the approximate number of times the word occurs per million wordskeg (2)
kegs (1)
There are 6 less common words:kegeler
List all words starting with keg: sorted by length, sorted alphabetically.
Some random words: each epact abohm pew otocyst luau eel
This is not a dictionary, it's a word game wordfinder.
- Help and FAQ - Examples - Home
Privacy and Cookies Policy - Share - © Copyright 2004-2016 Morewords.com - 9.454mS


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, . 2006, 407p., profuse period images and color site and exhibit photography, heavy coated paperstock throughout, a reprint to much the same specifications; 12.5x10.5 inch boards gilt in glossy dust jacket. An entirely clean sound copy, fine and unblemished.
Cat.No: 178667
Price: $50.00
add to wishlist
Our Price: $50.00


text: What do you guys think of this? Please Register or Log in to view images This really does work. When you delete a file, you never actually 'delete' it, but the hardware considers that space overwritable, but how can it be so possible to still view deleted mails that easily and fast?


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Mazes Cheats: Tips & Tricks To Improve Your Game
Game Details
- Published by: James Grant
- Release Date:
United States: TBA 2012
Worldwide: TBA 2012
Follow Mazes on their official social networks:
Here you'll find all the Mazes cheats and tips you can handle. In Mazes, many cheats were deliberately hidden by Parachute Apps and are difficult to notice or discover; we are here to share discovered cheats and explore the game for more cheats with you and other players.
On our Youtube channel and social media networks, we have added videos of up-to-date cheats available around the world. Happy gaming experience. We're adding new cheats and secrets all the time so keep checking back.
Last updated: Oct 12, 2016
Latest Videos
- ytp uolliac scares rossy with cheats and mazes
- toontown rewritten how to cheat/skip the cog golf course mazes
Cheats Videos for iPhone/iPad
If you need any other help with the game, try our step-by-step walkthrough. See our Mazes review here.


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A choice of quality affordable self-catering apartments in Bridlington sleeping 2 to 8 guests, Farina Holiday Apartments are situated in an enviable position overlooking Bridlington's Promenade, beaches and North Bay. Each apartment is modern and appointed to a high standard with all home comforts. Accommodation is ideal for families and couples seeking a relaxing and comfortable break in Bridlington.
All apartments are self-contained and enjoy stunning views out to sea. Each property has all you'll need for an enjoyable self-catering holiday including a well equipped kitchen, lounge area, comfortable bedrooms and shower rooms. We provide bed linen, cots and highchairs. Please note electricity is metered. On street parking permits are also provided free of charge, and Wi-Fi is available.
Holiday flats include our Lower Ground Floor Flat (sleeps 8), Flats 1 ( ground floor) 5 (first floor) 7 (second floor) 9 ( third floor) and 11 ( fourth floor), Flats 2 (ground floor) 4 (first floor) 6 (second floor) 8 (third floor) and 10 (fourth floor).
Short breaks are available throughout low season from £70 two nights for 2 guests in a sea view apartment.
Short breaks are available for a 1-3 bedroom apartment with sea views - Call us direct for up-to-date availability and to book on 01262 401482.
Last minute deals available - Call direct for the best deals available. Family flats from £115 - 4 persons - 2 nights.


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Actual rating will vary with options, driving conditions, habits and vehicle condition.
We are excited to offer this 2017 Volkswagen Golf SportWagen.
This Volkswagen includes:
Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. No matter the weather conditions or terrain, this A1a1/black AWD Volkswagen Golf SportWagen handles with an elegant confidence. Fine interior appointments complement this vehicle's unprecedented performance.
Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Golf SportWagen S is sure to sell fast.
**Disclaimer - Prices are not compatible with all programs. Price does not include tax, title, license, registration, or customer/dealer add-ons. See Dealer for details.
Estimated Monthly Payment will depend on vehicle make and model and will be determined upon actual vehicle inspection. All payments are estimates. Tax, title and any other fees are extra.


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Gaming Chairs blog
DXRacer vs Clutch Chairz
This guide will list the differences between DXRacer and Clutch Chairz. Only facts are going to be described here to help you make the right decision.
It is important to understand the difference between both brands and what is the warranty you get. Here is a legend of the icons we use to make it simpler to compare the features.
= This feature is better compared to the same feature of the other brand = This feature is equal to the same feature of the other brand = This feature is not better compared to the same feature of the other brand
Main features of DXRacer gaming chairs:
- Price: $239 to $799 depending on the models
- Maximum supported weight: 450 lbs / 205 kg depending on the models
- Parts Warranty: 2 years
- Frame Warranty: Lifetime
- Suggested user height: 5'3" – 6'7" (depending on the series)
- Backseat: Adjustable up to 135 degrees
- Armrests: Fixed, 1D adjustable (height only) and 4D adjustable (Adjustable in all directions)
- Tilt-Mechanism: 12 degrees
- Base: Footrest shaped base (nylon/aluminum depending on the model)
- Included accessories: Head and lumbar cushions (matching colors)
- 150+ models available
- 13 colors available
- 12 different series
- Special editions available: Yes
Main features of Clutch Chairz:
- Price: $349 to $469 depending of the series
- Maximum supported weight: 275 lbs / 125 kg depending on the models
- Parts Warranty: 3 years
- Frame Warranty: Lifetime
- Suggested user height: 5'3" – 6'3" (depending on the series)
- Backseat: Adjustable up to 135 degrees
- Armrest: 4D Armrests (Adjustable in all directions)
- Tilt-Mechanism: 12 degrees
- Base: Footrest shaped base (aluminium)
- Included accessories : Head and lumbar cushions
- 30+ models available
- 8 colors available
- 4 different series
- Special editions available: No
General information about DXRacer as a company:
- Founded in 2003
- First company to use "Gaming Chairs" to describe their products
- Available in the North America, Europe, Asia and Australia
- Sponsoring eSport events
General information about Clutch Chairz as a company:
- Founded in 2016
- Only available in North America
Although Clutch Chairz has a 3-year warranty on parts compared to 2-year on DXRacer chairs, we feel that DXRacer is the winner between these brands. The main reason is that there models are suitable for taller and broader users while offering more models, design and colors. DXRacer is also in the market for a while now, compared to not even 1 year for Clutch Chairz. DXRacer proved that their products can last years without any issues. We may need a few years to see if a Clutch Chairz can last as long a DXRacer.
We hope this guide will help you make a decision! If you still have any questions, do not hesitate to let us know!
Looking for a gaming chair?
Read full post
Are DXRacer durable?
If you're considering a new DXRacer gaming chair as your next setup upgrade, you may asked yourself if they're durable.
Durability of a product is extremely important, especially when we're looking at furniture. It should be seen as a long time investment and you want to make sure that you do not have to pay for a new one every year.
Read full post
How long a DXRacer can last?
At Chairs4Gaming, we wanted to answer that popular question since no official answer is available at the moment. Although it's not possible for any company to predict how long a furniture can last, we did our best to answer that question based on our experiences.
Read full post
Top 10 Selling Gaming Chairs For PC (June 2016)
Last month, we had a really high number of orders including all sort of gaming series and colors. This post will simply list the Top 10 gaming chairs sold last month, to give you an idea what is currently popular.
These chairs are made for PC gamers who sit and game for 5h per day or more and can last years without any issues. If you're not sure which model is right for you, please refer to this diagram.
Read full post
New gaming chair giveaway (May 2016)It has been a long time since our last giveaway! We plan to do more of these in the next few months but for now, enter our new giveaway!
Read full post


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Bill Pollard is the very image of a mild-mannered suburbanite. He is a calm and stable husband and father, and teaches biology at Thatherton Community College.
Encyclopaedia Britannica GCSE Biology incorporates interactive laboratory sessions. Various tests containing questions chosen at random from a comprehensive database appear in the form of 'Drag & Drop' exercises, numerical calculations and multiple-choice questions. Encyclopaedia Britannica Science series is suitable for students studying GCSE Combined Science and GCSE Biology.
Encyclopaedia Britannica A-level Biology is suitable for any student who is serious about studying and who wants to achieve the best grade possible. The program's clear, patient and structured delivery will aid understanding and assist the student in developing a confident approach to answering A level questions.
Thinkwell's Biology is a two-semester college-level biology course. Taught by Emmy Award-winning biology teacher George Wolfe, it has necessary rigor for a general biology course for biology majors. In fact, because it so clearly communicates even complicated topics, it is often used in introductory college biology courses, as well.The topic coverage is very similar to high school biology, which makes this an excellent course for college prep or a great resource for biology homework help.While there is no math prerequisite, a solid foundation in algebra is helpful.


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DescriptionType - 14
Bed - 5
BUA - 4099 sq ft
Plot - 6135 sq ft
SP - 5.5 million, + 2% commission, 4% Transfer
The Meadows, a fully established residential community, is set in a verdant green landscape with tree-lined streets. The highly sought-after community, home to over 1,800 villas in 20 different architectural styles, comprises several clusters of villas set in distinct precincts, each with a dedicated entry point.
The two-story homes range from three to seven-bedrooms and have elegant finishes with ceramic tiles and marble stairs. The living areas have 9-ft high ceilings and the fitted kitchens feature designer cabinetry. The spacious bedrooms have built-in wardrobes.
Conveniently located near Dubai Marina, Dubai Internet City, Dubai Media City, and Knowledge Village, The Meadows community offers an extensive range of lifestyle amenities. These include parks and water features, swimming pools, children's play area, shopping centres, cafes, and restaurants, and 24-hour security and maintenance.
Residents can also take advantage of membership opportunities at the neighboring Montgomerie golf course.


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first edition
by Caroline Brown
NY: E.P. Dutton and Company 1905 1st ed. 200p., 1905. A decorated navy blue cloth hardcover book in good condition. Cover has spotty stains and edgewear. Former owner's stamp on endpapers which have light foxing. Front hinge cracked but otherwise clean and tight. Collection of Robin Hood stories accompanied by color illustrations. (Inventory #: 121313)


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Check in from 4:00 PM / Check out prior to 12:00 AM
Hotspring World Hotel Wulai: Find photos, reviews, information, amenities and compare prices for 3 stars hotels in New Taipei City, Taiwan.
Hotspring World Hotel Wulai offers 3-star accommodation in New Taipei City. It also provides a 24-hour reception, a concierge and wireless internet.
Hotel description
The hotel offers rooms equipped with cable/satellite channels.
On-site dining options include a restaurant, which is an ideal spot to have a meal.
Hotspring World Hotel Wulai is within a short walk of Wulai Hot Springs. Taiwan Taoyuan International Airport is a 80-minute drive away.
Hotel features
Restaurant, Cable / Satellite TV, TV
Concierge, 24 Hour Reception
Internet Connection (wireless)
Availability and Prices
Booking Site
Room Type
Per room
Per night
Per night
Users who viewed Hotspring World Hotel Wulai also viewed these 3 stars New Taipei City hotels:
The Fisher Hotel
No. 8, Lane 22, Sec. 2 Chungzeng Rd., New Taipei City
No. 8, Lane 22, Sec. 2 Chungzeng Rd., New Taipei City
Yi Su Hotel
No.67, Fuzhong Rd., Banqiao Dist., New Taipei City 220, Taiwan, New Taipei City
No.67, Fuzhong Rd., Banqiao Dist., New Taipei City 220, Taiwan, New Taipei City
Daylight Hotel New Taipei
No.381, Jingping Rd., New Taipei City
No.381, Jingping Rd., New Taipei City
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Nearest hotels
- Hot Spring World Hotel
0 miles
- Beauty Garden Hotel Wulai
0.1 miles
- Na Shan Gu Spring Resort
0.1 miles


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Beef Tortilla Skillet
Total Time
Prep 15 mins
Cook 15 mins
I got this recipe from a Campbells Soup ad years ago. Quick and Yummy!
Ingredients Nutrition
- 1 lb ground beef
- 1 (10 3/4 ounce) can Campbell's condensed tomato soup (Regular or 25% Less Sodium)
- 1⁄2 cup salsa
- 1⁄2 cup water
- 6 (6 inch) flour tortillas, cut into 1-inch pieces
- 1⁄2 cup shredded cheddar cheese
- Cook the beef in a 10-inch skillet until well browned, stirring to break up the meat. Pour off any fat.
- Stir in the soup, salsa, water, and tortillas. Heat to a boil. Reduce the heat to low and cook for 5 minutes. Stir. Top with the cheese.


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Baby Names of the American Heartland
Our exploration of the varied and unique regions of the United States has also been an exploration in names. To follow up from previous posts about the Southwest and the Pacific Northwest, today we'll be turning to the Midwestern heartland. A region defined by diversity and community, the Midwest offers some lovely names based on geography, geology, and history that may inspire you.
As always, please comment with your own thoughts and suggestions for names sparked by the American Midwest!
Image via iStock.com/Katie_Martynova
Prairie. This rare nature name comes from the French for "grassland," but the sound of Prairie is pure Americana. It's been used for girls since 1973, but has never become popular - only six baby girls named Prairie were born last year. It evokes feelings of wide open spaces and exploration, but fits in with style sisters Maisie and Sadie. Other similar options include Meadow and Lea.
Robin. One might think that Robin isn't so much mid-western as mid-century - it peaked for boys in the 1950's and for girls in the 1960's. But this gender-neutral name has gained traction for boys again, probably due to its status as an animal name and as a style sibling for Ruben, Corbin, or Rowan. Both Michigan and Wisconsin count the robin as their state bird, and the feathered namesake has long been considered a symbol of spring.
Granger. Long defined by its agriculture, the Midwest is one of the most productive farming regions in the country. Why not consider Granger as a quirky, complementary option for boys? Granger is not only agricultural but literary, being the last name of Hermione in the Harry Potter series. It's akin to other popular occupational names, like Parker or Walker, but maintains an air of permanence, not passing fancy.
Violet. This retro name has taken the charts by storm; currently, Violet is at #50, the highest it's been since the early 1900's. But its classic sound and floral vibe make it more than just a flash in the pan. The state flower of both Illinois and Wisconsin, the violet flower can be found all over the middle of the country. The flower is also associated with faithfulness - not a bad connection for a baby Violet!
Willa. Thanks to similar-sounding William and Willow, Willa has shot up the US top 1000 to its current place at #481. It's fresh and vintage, feminine and strong, with quite a few real and fictional namesakes. Much of its usage is thanks to Midwestern author Willa Cather, whose Great Plains trilogy offered a romantic view of frontier life to American readers. Some rare names found in Cather's books include Emil, Ivar, Amedee, Signa, and Antonia.
Lawrence. An enduring masculine choice in the English-speaking world, Lawrence has its roots in ancient Rome and connections to the natural world. Cities called Lawrence exist across the Midwest, each named after a different Mr. Lawrence (first names of these men include John, James, and Amos). Lawrence has been on the decline in recent years as more and more names have entered baby books, but it hasn't lost its refinement and respectability.
Galena. The city of Galena, Kansas was named after the mineral found in the area - indeed, the Midwest region is one of the largest galena mining regions in the United States. The name also has history as a Greek moniker meaning "calm." Galena fits in with fashionable Alina, Adelina, and Selena, but with a prodigious European twist.
Hawthorn. Another botanical name with a rich history, Hawthorn is an unexpected but unparalleled choice. The hawthorn is the state flower of Missouri, designated as such by Sarah Lucille Turner, one of the first women to serve in the Missouri House of Representatives. In Celtic mythology, the hawthorn represents balance, and Hawthorn itself offers a middle ground between the agrarian world and established English surnames.
Dakota. While Dakota has only been in the US top 1000 since the mid-1980's, it has become a timeless unisex name. The name Dakota is sprinkled all across the Midwest, from states to towns to rock formations, and originally comes from a Sioux word meaning "friend." While Dakota is far from rare, it's still a pleasant name with an open, friendly feeling.
Lincoln. Beloved president Abraham Lincoln had quite the Midwestern pedigree: he was born in Kentucky, raised in Indiana, and elected in Illinois before heading to the White House. Today, Lincoln is the second most popular presidential name (surpassed only by Jackson). Lincoln is classic, accessible, and wholly American - an inspirational choice.
Cedar. Now the name of multiple towns and rivers, Cedar originally referred to the red cedar trees growing in the Midwest region. Though it's never been popular as a name, it has many positive qualities to recommend itself: it fits in with other tree names like Willow and Hazel, it sounds stylistically like contemporary favorites Connor and Sawyer, and it's often mentioned in the Bible as a desirable material and meaningful plant. Erez, the Hebrew translation, is also used as a first name in Israel.
Wright. Three of the most influential Midwest natives have been Wrights: aviators Orville and Wilbur, and architect Frank Lloyd. The surname actually ranked as a first name from the late 1880s through the early 1900s, but has fallen into uncommon use - only thirteen baby Wrights were born last year. However, the name has a positive and tenacious vibe, the kind of pluck that might spark your own little one's creativity.
Quirky Classic Names For Girls
Classic doesn't have to mean boring. In fact, a well-chosen name can make "classic" feel like the freshest style in town. Today we're on the hunt for Quirky Classics for girls, traditional names with a splash of personality that places them a step to the side of the mainstream.
The Quirky Classics are creative with a sense of fun, but not over-cutesy or ostentatious. They're free spirits, yet grounded. They feel totally individual even when -- like Eloise or Olive -- they're climbing the popularity charts.
Image via Nadezhda1906/Shutterstock
The quirkiness takes different forms. Many of the names, like Glynis and Ione, have unusual sounds, spellings or rhythms. Some, like Clementine and Hermione, have cultural associations that set them apart. Others, like Gretel and Adelaide, feel rooted to another time or place. But all strike a neat balance between creativity and tradition.
Cool and Confident Names for Boys
Names like Maverick, Cannon, and Hunter have begun dominating the top 1000, revealing a trend towards the energetic. These masculine monikers have aural similarities - hard R's, B's, K's, and G's sound more aggressive - as well as related meanings. If just hearing a word makes you think of adventurous activity, the word probably has become a given name for a couple of bouncing baby boys! Here are some names outside the popular rankings that sound positively strapping.
Image via AlohaHawaii/Shutterstock
Beck. Musician Beck Hansen helped bring this name to national attention over the past twenty years; the five-time Grammy-winning artist has a name that seems at once boyish and creative. Beck is also a rare word name that means "brook" or "stream", if you're looking for a nature connection. The name fits in with popular names like Luke, Jack, and Blake - single-syllable names that pack a lot of punch! If you're still not convinced, try the long form Beckett with Beck as a nickname. But Beck has enough personality to stand on its own, too.
Brando. With Lennon, Hendrix, and now Bowie on the rise, perhaps it's time to shift the focus from musicians to actors. Brando honors twentieth-century star Marlon Brando, famous for his manly roles in On the Waterfront, The Wild One, and The Godfather, of course. He was also an activist for various social causes, and had his share of controversial opinions. Still, if you want a name with gravitas and grit, Brando might fit the bill. The o-ending and similarities to Brandon and Brantley help it fit in on the playground, too.
Breaker. Athlete Michael Phelps is no stranger to making waves, and naming his son Boomer kept those waves rolling. Active verb names like Gunner, Tucker, and Ryder are also on the rise - why not Breaker? It's playful, peppy, and pleasant; rowdy without being unruly. This word name is associated with all sorts of scientific ideas: circuitry, radio technology, ocean waves, to begin with. It will definitely raise some eyebrows, but any little Breaker is bound to confound expectations, anyway!
Cormac. With a friendly Irish sound and uncommon usage in the United States, Cormac might be just right for your "wee lad". The name has never ranked in the top 1000, but it's fairly popular in the United Kingdom and Ireland. Cormac has a few literary connections, too: award-winning novelist Cormac McCarthy is known for writing The Road and No Country for Old Men, and even the Harry Potter books include a character called Cormac McLaggen. Cormac also works well as an alternative to Connor or Corey, and offers the adorable nickname Mac.
Keir. Short and sweet, Keir is another Irish name that can work for all backgrounds and personalities. It's pronounced "keer", and means "black" in Gaelic. Many know this name via its popular diminutives, Kieran or Keira, but the original form is strong and will age well with its wearer. Keir ranked briefly in the UK and Ireland, but it was given to only twenty-one boys in the United States in 2015. Dear little Keir could be right up your alley if you want a name that's classic, substantial, and accessible.
Ranger. Along with verb names, occupational names have been trending upwards for a while: Tyler, Mason, and Parker are absolutely iconic. Now that unusual names are also on the rise, why not combine the two? Intrepid boys' name Ranger fits the bill and then some. It's familiar and cowboyish; this name calls to mind the Lone Ranger (and admittedly Walker, Texas Ranger). It's got credibility with kids via Power Rangers and Ranger Rick; really, Ranger is just about everywhere but the top 1000. But don't let the pop culture connections deter you - your baby Ranger will have his very own kind of courage.
Rogue. Love braggadocio names like Messiah, King, or Rebel? Then Rogue is perfect for you! Known by many as a (female) X-Men superhero, the name is about to get a lot more science fiction publicity with the release of the upcoming Star Wars installment, Rogue One. Plenty of celebrities have used the name for both daughters and sons - thirty-three girls and twenty-five boys were named Rogue in 2015. This name is roguishly handsome and fun, a perfect choice for a rambunctious little one.
Roscoe. This name probably has more historical precedent than any other name on this list: Roscoe ranked on the top 1000 for about 100 years, from 1880-1978. It's highest point was at #117 in 1888. A few fictional hayseed characters with the name aided its decline in popularity, but today, Roscoe is beginning to rise again. It's got a vintage vibe combined with a certain machismo, and it's close enough to classics Oscar and Ross to feel recognizable. With all its positive traits, Roscoe's dated reputation will soon be a thing of the past.
Slade. What could be more devilish than the name of a DC comics assassin? Slade hits every action-hero name note: monosyllabic and slightly dangerous, but still somehow familiar. Indeed, it did appear in the top 1000 briefly (between 2007 and 2010), but Slade has not yet made its mark. Meaning "from the valley", the name really isn't quite so theatrical in origin. Next to names like Blade or Rage (both used last year), it isn't even that violent. But Slade shows off a level of mischief that neither Cade or Zade can muster.
Ziggy. It wouldn't be a true boys' name list without at least two David Bowie mentions! As Bowie begins to rocket up the name charts, alter-ego monikers like Ziggy are sure to follow. The name has even more musical integrity via rocker Ziggy Marley (son of Bob, and born David Nesta), whose nickname is now his stage name. Ziggy was originally a nickname for German classics like Sigmund and Siegfried, from the Old German word sigu, meaning "victory". But the nickname has become an established given name - forty-four Ziggy's were born in the United States last year.


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If you were a warrior cat, who would you choose as a mate?
I know this is kind of a funky question, but I'm bored. So I'm kind of excited to see some of the answers you guys put!
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Answers (6)
vote up or down the answers
probably, blue star( if i was a male )
on June 22
I would be WolfSun, my OC, and I would keep HawkSun as my mate
on March 14
No one
I'd be a Medicine cat
I'd be a Medicine cat
on March 03
I would want Bumblestripe as a mate since in Bramblestar's Storm him and Dovewing broke up.
on March 03
on March 03
I'd be my OC Batclaw, no1 else
Well.. it's not really YOUR O.C if you got it from a someone else's quiz...
on March 26
on March 26


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March 28, 2011
IN RE: ROGER C. SCHAEFER AND EVA K. SCHAEFER, DEBTORS. FIRST STATE BANK OF RED BUD, APPELLANT,v.OFFICIAL COMMITTEE OF UNSECURED CREDITORS, APPELLEE.
This bankruptcy appeal came before the Court for oral argument on August 9, 2010. Having fully considered all the papers on file and the arguments presented, the Court rules as follows.
On February 15, 2008, Roger C. Schaefer and Eva K. Schaefer (the Debtors) filed a petition for relief under Chapter 11 of Title 11 of the United States Code. The Debtors were in the farming and pork production business and conducted business under the names "Roger and Eva Schaefer" and "Schaefer Stock Farm." The Debtors also were shareholders in a pork production corporation named "Premium Pork, Inc." First State Bank of Red Bud (the Bank) made loans to the Debtors and to Premium Pork, Inc., which the Debtors personally guaranteed.
The Debtors owned certain real property and improvements commonly known as 9442 Taake Road, Columbia, Illinois, 62236-3926 (the Property). On August 27, 2007, the Debtors executed and delivered to the Bank a real estate mortgage (the Mortgage) against the Property to secure a principal amount of indebtedness not to exceed $4 million. The Mortgage defines "Borrower" as Premium Pork, Inc., including all co-signers and co-makers of the Note and all their successors and assigns; "Grantor" as Roger C. Schaefer and Eva K. Schaefer; and "Lender" as First State Bank of Red Bud, its successors and assigns. By its terms, the Mortgage provides for cross-collateralization and future advances.
CROSS-COLLATERALIZATION. In addition to the Note, this Mortgage secures all obligations, debts and liabilities, plus interest thereon, of either Grantor or Borrower to Lender, or any one or more of them, as well as all claims by Lender against Borrower and Grantor or any one or more of them, whether now existing or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated, whether Borrower or Grantor may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether recovery upon such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay such amounts may be or hereafter may become otherwise unenforceable.
Grantor presently assigns to Lender all of Grantor's right, title, and interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Grantor grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
FUTURE ADVANCES. In addition to the Note, this Mortgage secures all future advances made by Lender to Grantor whether or not the advances are made pursuant to a commitment. Specifically, without limitation, this Mortgage secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion may loan to Borrower, together with all interest thereon; however, in no event shall such future advances (excluding interest) exceed in the aggregate $4,000,000.00. THIS MORTGAGE, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS MORTGAGE. THIS MORTGAGE IS INTENDED TO AND SHALL BE VALID AND HAVE PRIORITY OVER ALL SUBSEQUENT LIENS AND ENCUMBRANCES, INCLUDING STATUTORY LIENS, EXCEPTING SOLELY TAXES AND ASSESSMENTS LEVIED ON THE REAL PROPERTY, TO THE EXTENT OF THE MAXIMUM AMOUNT SECURED HEREBY. ..
The Mortgage further provides that if "Borrower or Grantor fails to comply with or to perform any other term, obligation, covenant or condition contained in this Mortgage or in any of the Related Documents or to comply with or to perform any term, obligation, covenant or condition contained in any other agreement between Lender and Borrower or Grantor," then such may constitute, at Lender's option, an Event of Default under the Mortgage. Upon the occurrence of an Event of Default and at any time thereafter, Lender, at its option, may, among other things, declare the entire indebtedness immediately due and payable. The word "Indebtedness" is defined as: all principal, interest, and other amounts, costs and expenses payable under the Note or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by the Lender to discharge Grantor's obligations or expenses incurred by Lender to enforce Grantor's obligations under this Mortgage, together with interest on such amounts as provided in this Mortgage. Specifically, without limitation, Indebtedness includes the future advances set forth in the Future Advances provision, together with all interest thereon and all amounts that may be indirectly secured by the Cross-Collateralization provision of this Mortgage.
The word "Note" means, in pertinent part: the promissory note dated August 27, 2007, in the original principal amount of $4,000,000.00 from Borrower to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and substitutions for the promissory note or agreement. The interest rate on the Note is a variable interest rate based upon an index. The index currently is 8.250% per annum. Payments on the Note are to be made in accordance with the following payment schedule: in one payment of all outstanding principal plus all accrued unpaid interest on September 27, 2007. ..
It is clear from the terms of the Mortgage that the Bank intended for Premium Pork, Inc., to execute a promissory note in the principal amount of $4 million on August 27, 2007. There is no Note dated August 27, 2007. Rather, three promissory notes were executed on September 21, 2007:
(1) the Debtors executed a promissory note in favor of the Bank in the principal amount of $753,824.30; (2) Premium Pork, Inc., executed a promissory note in favor of the Bank in the principal amount of $3,563,080.09; and (3) Premium Pork, Inc., executed another promissory note in favor of the Bank in the principal amount of $315,673.93. Only the Debtors' note is included in the record; there is no dispute regarding Premium Pork, Inc.'s, notes. The Debtors' note provides payment on demand or, alternatively, on September 21, 2008. It seems clear that the Debtors were obligated to the Bank before they executed the Mortgage, but the amount of the debt is unclear. Debtor Roger Schaefer testified during his debtor examination that the Debtors had smaller notes that were consolidated under one, but these exhibits were not filed in the Bankruptcy Court nor in this Court.
In the Bankruptcy Court, the Debtors filed an adversary proceeding against their creditors to determine the validity and priority of liens against and security interest in the Property. There is no dispute among the parties that First National Bank of Waterloo holds the first and second priority mortgage liens against the Property. The Debtors and the Bank contend that the Mortgage creates a third priority lien for the remaining amounts due on the principal sum of $4 million. The Office of the United States Trustee created and appointed members to the Official Committee of Unsecured Creditors (the Committee), and the Bankruptcy Court granted the Committee's motion for derivative standing to pursue certain claims. Thereafter, the Committee filed a cross claim against the Bank, seeking to avoid the Mortgage as a fraudulent transfer pursuant to 11 U.S.C. § 548; specifically, the Committee claimed that the Bank did not provide the Debtors with reasonably equivalent value in exchange for the Mortgage. The cross claim states: "Upon information and belief, the [Mortgage to the Bank] was done in connection with an out of court work out or forbearance, where the [Bank] agreed not to foreclose on its various security interests in exchange for certain promises by the Debtors and the [Mortgage]" (Cross-Claim at ¶ 9). The Bank admitted this allegation in its original answer to the cross claim and seemingly attempted to clear up some of the uncertainties regarding the Debtors' obligations described above by stating: "The [Bank] also extended the terms of the Debtor's notes and lowered the Debtor's interest charges as further consideration for the granting of the third mortgage to secure prior Debtor debts of $5,074,906.09" (Answer at ¶ 9). The Bank later filed an amended answer, stating: "Bank admits that the [Mortgage] was in connection with the collateralization of antecedent obligations of the Debtors to Bank, and Bank further admits that as part of the consideration for the [Mortgage] it forbore from enforcing the Debtors' obligations to Bank. Bank further admits that it made other concessions to the Debtors in connection with the [Mortgage]. Bank denies each and every allegation in paragraph 9 of the Cross-Claim not specifically admitted." (Amended Answer at ¶ 9). While the amount of the Debtors' antecedent debt is uncertain, it is clear to this Court -- and not seriously disputed by the parties -- that Debtors had antecedent debt obligations at the time they executed the Mortgage.
The Bankruptcy Court, relying on the case of In re Solomon, 299 B.R. 626 (BAP 10th Cir. 2003), found that there was no reasonably equivalent value given for the Mortgage. Consequently, the Bankruptcy Court found that the Mortgage was constructively fraudulent pursuant to § 548(a)(1)(B) and that the lien created by the Mortgage should be avoided. The Bank appeals these findings and argues, primarily, that the Bankruptcy Court erred as a matter of law by engrafting a "new value" requirement into the determination of reasonably equivalent value. Alternatively, the Bank argues that the Bankruptcy Court failed to consider the Debtors' direct obligations to the Bank and that, by failing to consider and find such obligations to be reasonably equivalent value, the Bankruptcy Court's decision was clearly erroneous.*fn1
The legal standard used by the Bankruptcy Court to define and interpret "reasonably equivalent value" is a question of law subject to de novo review. See generally In re Image Worldwide, Ltd., 139 F.3d 574, 576 (7th Cir. 1998); see also In re Excalibur Automobile Corp., 859 F.2d 454, 457 (7th Cir. 1988) (conclusions of law are reviewed de novo). Where the correct legal standard is identified and applied, the determination whether reasonably equivalent value was given is a question of fact subject to clear error review. See In re Image Worldwide, 139 F.3d at 576.
Under 11 U.S.C. § 548(a)(1)(B), a trustee "may avoid any transfer . of an interest of the debtor in property, or any obligation . incurred by the debtor, that was made or incurred on or within 2 years before the date of the filing of the petition, if the debtor voluntarily or involuntarily . received less than a reasonably equivalent value in exchange for such transfer or obligation," and the debtor "was insolvent on the date that such transfer was made or such obligation was incurred, or became insolvent as a result of such transfer or obligation." Under this section, "value" means "property, or satisfaction or securing of a present or antecedent debt of the debtor." 11 U.S.C. § 548(d)(2)(A). There is no dispute in this case regarding the insolvency provision, and there is no question that antecedent debt is value; the parties' sole dispute is whether the Debtors received reasonably equivalent value in exchange for the Mortgage.
There is no fixed mathematical formula for determining reasonably equivalent value; rather, the determination depends on all the facts of each case. Barber v. Golden Seed Co., 129 F.3d 382, 387 (7th Cir. 1997). In this case, the Committee bears the burden of proving by a preponderance of the evidence that reasonably equivalent value was lacking. Id.; In re Image Worldwide, 139 F.3d at 580.
The Bankruptcy Court applied an incorrect standard in determining whether the Committee proved that the Debtors did not receive reasonably equivalent value in exchange for the Mortgage. The Bankruptcy Court focused on the facts "that no money changed hands and that no additional funds were loaned to the Debtors/Plaintiffs personally" and erroneously concluded that the "Debtors' personal liability to the [Bank] did not change as a result of the August 27, 2007, mortgage." The Bankruptcy Court then relied upon an overly broad reading of In re Solomon, 299 B.R. 626; found that the Debtors did not personally receive any proceeds from the loans made to Premium Pork, Inc., on September 21, 2007; and improperly shifted the burden of proof to conclude that "there has been nothing shown that any other quantifiable benefit was received by the Debtors/Plaintiffs as a result of the August 27, 2007, mortgage transfer."
It is undisputed that the Debtors were obligated to the Bank at the time they executed the Mortgage and that such antecedent debt is value. The question becomes what is reasonably equivalent value for the Mortgage. The Committee failed to show the value of the Property, so the Court is unable to compare the value of property to the amount of the debt that was secured, either directly or indirectly as a guarantor. See, e.g., In re Limonciello, Adversary No. 07 A 909, 2009 WL 1408077 (Bkrtcy. N.D. Ill. May 19, 2009) (the parties enlisted real estate appraisers to assist the court in determining reasonably equivalent value). The Mortgage clearly secured the Debtors' direct debt evidenced by the September 21, 2007, promissory note in the amount of $753,824.30 under the Mortgage's Future Advances provision, which states: "In addition to the Note, this Mortgage secures all future advances made by [the Bank] to [the Debtors] whether or not the advances are made pursuant to a commitment." Before this note was executed, the Mortgage collateralized the Debtors' antecedent debt under the Mortgage's Cross-Collateralization provision, which covers all obligations, debts, and liabilities of the Debtors to the Bank, whether "now existing or hereafter arising," whether direct or indirect, and whether obligated as a guarantor. The court's holding in In re Solomon does not require the result reached by the Bankruptcy Court. The Solomon court specifically distinguished its facts, where the debtor's obligations arose solely as a guarantor, from cases in which there is a direct debt obligation.
Based upon our reading of [In re Wes Dor, Inc., 996 F.2d 237 (10th Cir. 1993),] we conclude that if faced with a § 548(a)(1)(B) antecedent debt case like the present case, the Tenth Circuit would examine what the debtor received in exchange for the securing of an antecedent debt to determine [reasonably equivalent value] and would not follow the Anand I per se rule. We further note that, in one significant respect, the facts of this case are distinguishable from Anand. The debtor in Anand received the loan proceeds from the original antecedent debt. The Anand II court noted that the debtor receives the loan proceeds in the typical antecedent debt case:
The debtor receives value simply by securing a debt. The collateral makes the loan possible; the value received by the debtor is access to the loan proceeds; . This value conferred on the debtor is no less significant when the debtor provides security for an antecedent debt, rather than doing so at the time of the original loan transaction. When one focuses on the fact that the value the debtor receives is the proceeds of the loan itself -- even where the debtor collateralizes an antecedent debt -- then [the bankruptcy judge's approach in Anand I] is eminently sensible .. In circumstances such as these the court usually looks to the other value, beyond the loan, that the debtor received in conjunction with the transfer.
In re Solomon, 299 B.R. at 636-37; quoting In re Anand (Anand II), 239 B.R. 511, 517-18 (N.D. Ill. 1999) (emphasis included in Solomon). Reading Solomon and Anand II together, the Court finds that they are not inconsistent. Rather, they provide that there is no per se rule to be applied in this case and this Court must consider any other value that the Debtors received in exchange for the Mortgage.
The Debtors received value in the collateralization of their antecedent debt, which avoided any acceleration; value for securing their direct debt in the amount of $753,824.30; value in the form of the Bank's forbearance of repayment of the debt; and value in the form of the Bank's forbearance of the Debtors' guarantor obligations. While the value of the guarantor obligations alone may not be quantified as reasonably equivalent value, taken with all of the circumstances of this case, the forbearance of those obligations does have value. The Committee has failed to establish, by a preponderance of the evidence, that the transaction lacked reasonably equivalent value.
For the foregoing reasons, the judgment of the Bankruptcy Court is REVERSED. This case is REMANDED to the Bankruptcy Court with instructions to vacate its Order avoiding the lien created by the Mortgage consistent with this Memorandum and Order. The Clerk of Court is DIRECTED to enter judgment accordingly.
G. PATRICK MURPHY United States District Judge
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These two songs, off Jurassic 5's stellar debut full-length from 2000, perfectly showcase the disciplined hip-hop fun that this six-man group is known for around the world. Featuring two DJs and producers (Cut Chemist and DJ Nu-Mark) and four MCs (Chali 2na, Zaakir/Soup, Akil and Marc 7), these disparate minds combined powerfully as one, rocking unison lyrical lines and tag-team verses over deftly funky music.
Originally heard as a hugely popular radio promo for California's famed Wake Up Show in the mid-1990s, the song "Quality Control" was expertly expanded for the group's Interscope debut, with a pimp-strut beat and a relaxed, live feel. Alternating tag-team lines and an extended four-man unison chorus combine to flaunt an indie ethos that also gained them mainstream appeal. "We got the kind of rhymes / To get you ready for the weekend," they exclaim, and no one would dare deny it.
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ALAMEDA POINT: Accusations fly as SunCal exits
Editor's note: This story was originally published by The Bay Citizen and ran in The New York Times. Zusha Elinson can be reached at email@example.com; Michele Ellson is at firstname.lastname@example.com. Additional stories detailing the implosion of the Point plan and what readers think should happen next will run on The Island on Tuesday and Wednesday.
By Zusha Elinson and Michele Ellson
Alameda, which has been long resistant to growth, threw a warm embrace around an unlikely suitor last year. The Southern California developer SunCal Companies proposed to build thousands of homes, sports fields, offices and a ferry terminal on 770 acres of its decommissioned naval base.
The project promised to transform the Island, and its leaders lined up in support.
Mayor Beverly Johnson recorded a robo-call that went out to every resident on March 25, 2009: "A plan has been created that deserves our support."
One week after that call, the council promoted Ann Marie Gallant, its exacting interim finance director, to interim city manager. Within months, SunCal was no longer welcome in Alameda, and last week, the City Council officially voted the company off the Island by a 4-0 vote.
How the widespread support for SunCal transformed into bitter opposition — and Gallant's role in that — is at the heart of the surprising implosion of one of the most ambitious development projects ever in the East Bay.
To her supporters, Gallant, a 60-year-old former teacher and itinerant public servant, engaged in a courageous act of public service that prevented Alameda from getting stuck with a bad deal. After the project was rejected, some residents thanked her with cards and flowers.
SunCal, however, claims that Gallant led a deceptive campaign to kill the development, and it is threatening litigation against her and the city. It also said that a leaks investigation begun by Gallant into SunCal's biggest supporter on the City Council was politically motivated.
Gallant said she was just doing her job.
"It isn't personal, it's business," she said in an interview, employing a favorite quotation from "The Godfather." "It is what is objectively best for the community, and I think they've made it personal."
Gallant's background as a teacher is apparent in her manner. She is known for offering easy-to-understand breakdowns of city finances on a giant whiteboard at City Hall.
After leaving the Los Angeles redevelopment agency in 2000, Gallant bounced around small Southern California towns, always making an impression with her rapid-fire style of speaking, her sharp intelligence and quick exits.
In 2005, when she was city manager of King City, Councilwoman Susan Kleber said Gallant cleaned up the finances, and intimidated the men who did not like being told what to do. "You see women like that in the Bay Area — she's very competent and hard-driven — but you don't see them down here," Kleber said.
In Desert Hot Springs, where Gallant was city manager from 2006 to 2007, she was known to scatter the police from their coffee breaks as she came or left work in the wee hours of the morning. "She was always looking for the devil in the woodpile," said Councilman Karl Baker.
Baker led a group that sought to reinstate Gallant after the city refused to renew her contract in 2007 following clashes with Mayor Yvonne Parks.
The messiest stop for Gallant was in Carson from 2000 to 2003, where the City Council was entangled in a bid-rigging scandal. Gallant was fired from her job as general manager of development services for what was described in court documents as "back-stabbing behavior." She alleged in a wrongful-termination suit that she was singled out for being a whistle-blower, and she won a $215,000 settlement.
"The lady is brilliant, but manipulative," said Jerome Groomes, the Carson city manager who fired her.
Gallant became the interim city manager in Alameda just as SunCal's $1.6-billion-dollar plan for the former Alameda Naval Air Station was reaching a critical juncture. The project, dubbed Alameda Point, would bring some 12,000 new residents to the Island, and the developer was readying Measure B, a ballot initiative seeking an exemption to the long-standing growth restrictions that give Alameda its 1950s feel.
SunCal had gotten off to a bad start. It hired aggressive, out-of-town signature gatherers who angered voters; one of them shoved a local editor's camera into his face.
Even so, the project, designed by Peter Calthorpe, a noted urban planner based in Berkeley, had garnered some support, and negotiations with the city were progressing.
Gallant and her staff homed in on the fine print of the ballot initiative. Their report raised concerns about an annual $4.8 million hit to the city's general fund for city services; breaks on more than $82 million in impact fees; and a $200 million cap on the amount the developer would have to spend on public infrastructure.
The last provision raised fears that residents could be liable for tens of millions of dollars in road and park work.
"We were cautioning everyone to read this, and doing our due diligence with the Council in closed session," Gallant said. "I just wanted to make it clear that it posed serious risks."
Mayor Johnson — who lauds Gallant's strong management and financial expertise — said it was the staff reports that made her recant her support in October, ahead of the February vote on Measure B.
"Once there was a real analysis of the deal that was proposed," Johnson said, "that's when things really started to turn."
Councilman Frank Matarrese also changed his mind and withdrew his backing for SunCal, frustrating company officials.
Gallant had ordered SunCal and city staff members to meet every Thursday to work out their differences. Nick Kosla, SunCal's forward planner, said he thought they had been making progress in the eight-hour-long sessions — but the reports to the City Council, in his view, never reflected that.
"It's almost like these meetings where we were fixing or addressing all the issues the city had, that never got communicated to anyone," Kosla said. "People thought of those meetings as the abyss."
SunCal also accused Gallant and city officials of discussing their own alternate plans that could involve a city-led, nonprofit development initiative for the site, even as they negotiated with SunCal.
Gallant denied the accusations, saying that alternate ideas had been tossed around in the community and by city leaders but that no serious discussions took place.
Measure B failed spectacularly in February, getting an 85 percent 'no' vote. Residents felt that the SunCal deal was unfair, and they had concerns over the size of the development and increased traffic.
Some who opposed the deal said Gallant's actions were critical.
"In the absence of the city manager, it would have been very difficult to change the city's steps," said Dave Needle of Protect the Point, which fought Measure B. "She had access; we didn't."
Although the defeat at the polls all but sealed the project's fate, SunCal and the city continued to negotiate on a scaled-back plan.
In the weeks leading up to last week's final City Council vote, Gallant started an investigation that singled out Lena Tam, SunCal's remaining supporter on the Council. Tam was accused of leaking e-mails to SunCal, and the matter was referred to the district attorney.
Tam denied the accusation and called the investigation "politically motivated actions by a power-hungry interim city manager." She abstained from the July 20 vote.
Some fear that SunCal, which said it spent more than $17 million on the project, will make good on threats to sue. They worry that SunCal's departure could leave the former naval base barren for another decade.
"When you get rid of Plan A, you hope to have a Plan B," said David Brandt, a former assistant city manager in Alameda who is now city manager of Redmond, Ore. "And I don't see that there's really a Plan B."
But Gallant said that the SunCal plan would have been a bad deal for Alameda, and that she was not willing to roll over.
"The city manager should push the envelope when you're negotiating — if you don't ask and push, they're going to walk all over you," she said. "I'm not someone who's gun-shy; I'm not afraid of a fight."


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Western Digital My Cloud Mirror
Hard drive manufacturers are no longer content to simply throw a spinning disk in a box with a USB port—they continue to add features and functionality, making external hard drives more than just simple storage devices. Take My Cloud Mirror ($350-$550), the newest drive from Western Digital. Like some other competitors, it incorporates network functionality, and can make its data accessible anywhere at any time. That's why it's billed as "a cloud of your own."
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Kelly Fegley, PGA
Main Address:
Golf Galaxy -Tri County
11825 Commons Dr
Springdale, OH 45246-2553
(513) 671-7111
11825 Commons Dr
Springdale, OH 45246-2553
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Kelly Fegley is a PGA Professional in Springdale, OH. The PGA of America comprises 27,000 men and women professionals with one singular goal in mind - to make the game of golf more enjoyable for you.
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Home » Golf Courses » Indiana » Batesville » Kelly Fegley, PGA
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College-Town Promotions connects Colleges, Universities, Schools, and Sports Teams to their communities with promotional products and logo apparel. With thousands of promotional products to choose from, College-Town Promotions has the right product for any department or group on campus. Successful campus or sports promotion campaigns don't happen by chance. To realize goals, promotional products programs must Read more..
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Doctor insights on:
Sleep Deprivation In Teens Late Night Homework
Why am I so sensitive to sleep deprivation when other people can pull an all-nighter?
Human?: Humans werent meant to not sleep. You can train yourself to function when tired, though it is not fun to do, and its still miserable. At 43, I'd say get your rest. ...Read more
Sleep Deprivation (Definition)
Sleep deprivation is when either consciously or unconsciously you are not allowing your body enough time for sleep. Typically in adult normal time is 6-8 hours. There are some people that require more (> 10 hours). Sleep deprivation can take another form in the type of selective deprivation such as rem sleep deprivation. Typically this may be med induced or ...Read more
Will i be okay from a few weeks of moderate/severe sleep deprivation? Over summer i wasn't sleeping much and pulling all nighters. Sleep normally now.
Recovery: Yes your young body has remarkable recovery ability. Don' t abuse it. ...Read more
What is a common remedy for chronic sleep deprivation due to waking in the middle of the night...Typically 3am?
Melatonin: Try taking melatonin before bedtime.Get a more detailed answer ›
What are the long-term effects of prolonged sleep deprivation? I sleep 3-4 hours a night and am constantly tired, but am i actually harming myself?
Not good: Sleep deprivation decreases daytime alertness, increasing risks of accidents at work and driving, etc. Memory and cognitive function will decrease, making it harder to focus, concentrate, and make decisions. Irritability, anxiety, stress, and chronic pain may result. Medical issues like heart disease, obesity, hypertension, stroke, diabetes, depression, and other mood disorders are more likely. ...Read more
I was roofied last friday night and looking for advice on whether to see a doctor. Still not feeling completely normal. Maybe sleep deprivation?
Play it safe(r)!: If you'd feel more confident about your health after seeing a doctor, certainly do it. Also, think about ways you might improve your overall recreational choices to increase the pleasure and decrease the risks. It is possible to find just the right spot on the graph for smart fun. You can be cool w/o being deprived of healthy things like sleep and safe sex is really sexier than dumb sex. Good luck ...Read more
I had to pull an all nighter last night & got zero sleep. Will the sleep deprivation cause abnormalities on my MRI I had today?White matter lesion?
One night is prob OK: While long-term sleep deprivation can be associated with structural brain changes (C. Liu et al., NeuroReport 2014 25(5):320-3), a single night is unlikely to alter the findings of a structural MRI study. … but it IS likely to alter measures of brain function. ...Read more
19, sleep deprivation for many years. Could this give me heart disease or dementia in the future? 5-6hrs wake up in night 4hrs 2 gt bk 2 sleep smtimes
Maybe: Studies have suggested that chronic insomnia can lead to a various health issues including obesity, depression, heart disease, neurodegnererative disorders, and others. Please see your primary care physician for evaluation of your insomnia. There are effective treatments available. ...Read more
Old back injury causing sleep deprivation, cannot to relax to fall asleep due to back pain, about 4hrs a night, what is the best med to take at night?
Neurontin: Treating chronic back pain i recommend Neurontin the nerve pain pill. It is not addictive and will help one get to sleep at night. ...Read more
Best medication(s) for anxiety and panic attacks mainly in sleep, suffering from night terrors and sleep paralysis causing hours of lost sleep and sleep deprivation and added increased anxiety etc ?
Psychotherapy?: Have you yet tried any form of psychotherapy? Typically, the optimal combination of things to treat emotional issues such as anxietyor depression is medication (which, on your best day, is supposed to take the edge off symptoms) but the real gruntwork takes place in psychotherapist's consulting room. ...Read moreSee 2 more doctor answers
Best medication(s) for anxiety and panic attacks mainly in sleep, suffering from night terrors and sleep paralysis causing hours of lost sleep and sleep deprivation and added increased anxiety etc
Night terrors: From experience teaching Planned Dream Intervention to over 35,000 people world-wide, I most strongly recommend learning this skill over any medication. When you have disturbing experiences you are going to have unusual or frightening content in your dreams but there is no validity to dream interpretation. My No More Nightmares class teaches clients how to sleep through their dreams-without drugs! ...Read moreSee 1 more doctor answer
Sleep (Definition)
Sleep is a topic that involves concepts such as how long it takes to fall asleep, how many times one wakes up at night, how many hours one sleeps at night, sleep stages, ...Read more
- Talk to a doctor live online for free
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- Ask a doctor a question free online
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- Sleep deprivation night vision
- Can baby sleep in swing all night?
- Exteme itching in toes while sleeping at night no sign of fungai or eczyma
- Talk to a pediatrician online


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Thread: The Verified by Visa Catch?
01-02-2007, 09:17 PM #1Web Hosting Master
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The Verified by Visa Catch?
I have been reading online and i have come accross something interesting.
I read that if the card issuer is unable to chargeback a fraud transaction because it is blocked by verified by visa, they will just reclassify the chargeback as "item not received" because obviously the cardholder never got the item.
This has put a scare into me, since i recently signed up for VbyV and disabled all fraud scanning for orders that return "chargeback protected" status. And have since accepted some large orders that i would have otherwise not accepted.
Is this just a scare tactic or are they actually doing this?
I could not find any information from anyone who has actually had experience with this, just rumours.
Its too soon to know about my verified transactions, but i have never got an "item not received" chargeback.
The only ones i ever get are fraud codes "not recognised" and "fraud MO/TO" which are both covered by verified by visa.
Does anyone know?
Thanks.High Quality Web Hosting from Host Ultra
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01-02-2007, 11:12 PM #2Temporarily Suspended
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- Jan 2005
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Wow that is scary!
01-03-2007, 04:51 AM #3Junior Guru
- Join Date
- Jun 2005
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If you are shipping physical goods and have receipt of delivery then the card holder cannot claim to not have received the goods. But do make sure that AVS matches and you deliver to the billing address only.
01-03-2007, 09:31 AM #4Texan at Heart
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- Castle Pines, CO
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Well I would hope the issuing bank would look at this iv the consumer called once. VBV will protect whether or not the merchant is enrolled in Visa. But MSC will only protect US merchants on US transactions if and only if the consumer is registered with MSC.
I put an email in to a friend of mine over at one company that does VBV / MSC transactions who (the last time I spoke with her) she re-wrote things like this for people in terms that could be understandable. Since I was curious about a few of these as well.
Leksus on here might know since he has been working with one of the other agencies that handles VBV / MSC
01-03-2007, 11:34 PM #5Web Hosting Guru
- Join Date
- May 2003
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Sure, here is the update.
Unfortunately issuing banks indeed can change chargeback reason code from fraudulent (that are protected under VbV/MCSC) to non-fraudulent (that are not protected) and submit it again. Although card associations are very well against and prohibit it, it is a sad truth. I know for sure since we had exact the same case.
Good thing happened that cardholder first filled "I did not do it" chargeback and then decided to call us saying this charge is fraudulent. Although we had no obligations to issue refund since transaction was perfectly authenticated with VbV, we still refunded it. And guess what... in about a month we are getting nice chargeback for this same transaction with reason code "services not rendered"! Oh, boy, you should have seen the letter I wrote to the issuing bank explaining that I have a proof that customer called himself, and he was alive, and in good health and memory, and clearly stated that this charge was fraudulent. I just mentioned that unless we receive a credit for full amount of this chargeback their action will be reported to Visa. The credit was posted in about 4 days without any comments
However, the number of such cases can not be so big to impose a serious problem. Nevertheless, you should be collecting all other information regarding each and every order so you can use such details to defend yourself during representation process.
First of all I think you made a mistake by eliminating other fraud detection tools than VbV/MCSC. Not only you will loose legitimate sales for cards not enrolled in those programs, but you also put yourself at risk since, as you mentioned correctly, fraud is far not only a reason for chargebacks. Since you sell hosting services as I understand, I would still collect some IP addresses and do GeoIP verification, along with AVS match (also latter has not been proved much reliable). Phone call verification sometimes can also be in good help.
And here is the last important thing. Only fraudulent chargebacks issued for US VISA cards are automatically blocked on higher level and never seen by both merchant and processor. All other chagrebacks, even authenticated with VbV/MCSC, will be conveniently deducted from your bank account and you will have to represent it. Regardless of the outcome from representation process you are out of chargeback fee (usually $25). Therefore merchants should protect themselves by all possible protection tools, although no doubt, VbV/MCSC are the best so far.Amirocms.com
01-04-2007, 12:09 AM #6Web Hosting Master
Originally Posted by Leksus
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I did not stop using other fraud tools completely, i simply made an exception if the transaction is protected it would be processed without any further checks, all other orders go through the normal checks.
Just in the last 2 weeks we started getting fraud orders, they passed all geoip checks and in some cases even got fully authenticated by VbV (ECI 05 and Y signature) suggesting they know the passwords for the cards.
These were all high value orders on further checks the IPs were all from datacenters or servers of web hosts and not regular ISPs (like EV1servers, theplanet.com etc...) browsing to the IPs would show the cpanel default page.
Suggesting someone had compromised or otherwised used these machines as proxy servers for the fraud orders.
Im just dissapointed, i thought verified by visa was supposed to put and end to this sort of thing.
About the international, isnt the international fraud codes included in the ones that are blocked?High Quality Web Hosting from Host Ultra
Visit us online at www.hostultra.com
01-04-2007, 12:23 AM #7Web Hosting Guru
Originally Posted by Host Ultra
- Join Date
- May 2003
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From my experience if you have ECI05 for Visa and ECI02 for MC, 99% it is a real cardholder since it is impossible to steal PIN from the bank database. The only way to get VBV/MCSC PIN is to enroll the card. I would accept such order.
In case you get a chargeback for reason like "services not rendered" , it is quite easy to fight, since you can call cardholder and see what actual kind of chargebacks he filled. Caredholder will never say "service not received" if he actually never authorized the purchase. It is strictly bank's initiative to change chargeback reason code and they do it without cardholder's knowledge. Once you locate the cardholder and press him to the wall, you win the case.
Do not worry and get those orders accepted.
Last edited by AmiroPay; 01-04-2007 at 12:28 AM.Amirocms.com
01-04-2007, 12:26 AM #8Web Hosting Guru
- Join Date
- May 2003
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Oh, forgot to mention.
chargebacks for all international cards are not automatically blocked. It is processed like a regular chargeback and it is a burden for merchant to further represent it using all available tools, including VbV/MCSC authentication recordsAmirocms.com


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Breton Blogs
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Events Edit
- Richard Daystrom invents the duotronic computer and is subsequently awarded the Nobel and Zee-Magnees Prizes for his achievements. (TOS: "The Ultimate Computer")
- Arlene Galway is born. (TOS: "The Deadly Years")
|23rd century


text: I'm seeing a LOT of bad/weird/annoying/offensive threads/pots all over the OT made by a lot of new members who think that they're humorous. I propose a 50 or 100 post limit to be able to post on the OT. I haven't seen a single infracted post OUTSIDE of the OT at all. At the least, the limit should apply to posting THREADS.


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Restaurant Review
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Stew on this
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There's one reason to go to El Alex, on Fourth Street just south of I-40. It's a bowl of soup. And it's good enough to merit the trip on its own.
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[edit] Background
ISS2 features state-of-the-art graphics and sound that allow you to get closer to the action than ever before, and with refined computer AI you'll also feel as if you're playing as part of a real team. For extra realism the game also features commentary from John Champion and Mark Lawrenson. Experience five modes of play including cups, leagues and friendlies. 58 teams to choose from. Improved ball physics and player AI, realistic animations, and secrets to unlock.


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"Akaka Falls State Park Big Island, HI" Waterfalls Tip by syrin
Waterfalls, Hawaii (Big Island): 28 reviews and 70 photos
This was another one of our last minute of the day trips when we were on the Hilo side. We ended up getting there just as the sunset so it was a little dark. We got lost on our way and missed the exit. One thing should bring is a portable navigation seriousley. You wasted so much time getting lost, then the other people in the car start griping when you lost like I did to my husband lol.
So anyways that park was really nice, the waterfall was one of the best I saw in Hawaii and goes down 420 feet. It had a nice breeze to it from the water. There were many mosquitos here though so I would bring repellent. Three was also a smaller waterfall for viewing. There are quite a few steps so you may huff and puff a little bit so beware but it is fairly easy.
If you are going to go do it when the sun is still out and do not wait till the end of the day like we did.
Cost is free. The park has restrooms & picnic areas.
Directions: This park is located north of Hilo about 11 miles on Highway 19 to Highway 220, then 5 miles on 220 to park.
Website: http://www.hawaiiweb.com/hawaii/html/sites/akaka_falls_state_park.html
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Hayfever and Incontinence
Controlling Leaks Associated with Coughing and Sneezing
With spring come allergies and coughing or sneezing. Those suffering from incontinence know sneezing can lead to bladder leaks or gushes, and along with a cough, a laugh, or exercise, this can prove worrisome to those with incontinence. In the last 25 years, allergic conditions - including hay fever, asthma and eczema - have doubled, making spring a difficult time for some.
Leakage associated with hay fever is called stress urinary incontinence, a term that also describes the urine leakage that happens in those who can lose control of their bladder when sudden pressure is exerted on your pelvic floor, like a sneeze! The (Pelvic Floor Muscles) PFMs are an internal muscular hammock or trampoline of muscles stretching between each hip bone and from the pubic bone at the front to the coccyx (tailbone) at the back. These muscles are important for good bladder and bowel control.
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The Stomach Vacuum exercise is designed to help people strengthen their core. Achieving pelvic stability is key in strengthening the pelvic floor. And as a bonus, working this muscle enhances muscular definition in your abs. So, not only are you experiencing functional benefits, you're also reaping aesthetic advantages. Learn more about Stomach Vacuum exercises here.
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