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- Worldwide Rank #83,904,934
- Follower/Following Ratio 0.13
- Daily New Followers 0
Rudie Twitter Stats
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Booksmart – LOST WEEKENDS AND LITERARY DREAMS
Join us for an unforgettable evening of books, film, and America's greatest literary biographer, Blake Bailey.
Saturday, April 13th
7:00pm: Talk and Q&A with author
8:00pm: Screening of "The Lost Weekend." Directed by Billy Wilder and winner of the 1946 Academy Award for Best Picture.
Aside from recently being selected as Philip Roth's official biographer, Oklahoma native Blake Bailey is the author of the stunning new biography, "Farther & Wilder: The Lost Weekends and Literary Dreams of Charles Jackson."
His other books include "A Tragic Honesty: The Life and Work of Richard Yates", finalist for the National Book Critics Circle Award, and "Cheever: A Life", winner of the National Book Critics Circle Award, the Francis Parkman Prize, and finalist for the Pulitzer Prize.

subset: commoncrawl


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Lithium Ion Rechargeable Battery ( LI-92B )
For long trips or vacations, make sure to take an extra battery along for the ride! The LI-92B is the current version of the battery and will work in all cameras that use the LI-90B battery. The LI‑92B lithium‑ion battery is the successor model to the LI‑90B with an increased capacity of approx. 5% to 1350mAh. The battery can be recharged with the optional battery charger UC‑90.For recharging inside the camera either use the super‑compact AC Adapter F‑2AC which is supplied with the camera or the optional available F‑3AC Adapter.
Compatible with all cameras that use the LI-90B like the TG-1, TG-2, TG-3, XZ-1, XZ-2 & SP-100. The Olympus UC-90 Battery Charger is the compatible model for the LI‑90B, LI‑92B battery.
DUE TO NEW FEDERAL REGULATIONS all orders containing stand-alone batteries (except if included w/camera) ship Ground only regardless of method chosen. To expedite other items, please order battery separately. Batteries cannot be shipped to VI and PR.
Item # V6200660U000
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Lithium Ion Rechargeable Battery
i bought an extra Lithium Ion Rechargeable Battery for my Olympus TG-4 and i am so glad i did! i use my TG-4 on extended bicycling tours and am often in places where i cant recharge my electronic equipment. The Lithium Ion Rechargeable Battery LI-92B takes all the worries of not having enough power to use the GPS function for extended periods of time
LI-92b li-ion battery for olympus tough TG-3
You can also use the LI-90B for the TG-3. It will fit, if you are upgrading from the TG-1 or TG-2, that battery which is the LI-90b will fit in the new Olympus Tough TG-3. The Li-ion LI 92B 3.7volt compact battery will normally last up to a 4 hour charge........


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New Jersey Gov. Chris Christie took questions Monday about the "Bridgegate" scandal following a new accusation from a Port Authority official. And nearly a month after first addressing the topic, his main point was the same.
"I had nothing to do with this," Christie said in an interview with local radio station NJ 101.5. "No knowledge, no authorization, no planning, nothing."
Christie did not specifically address the claims made by David Wildstein, a Port Authority official whose lawyer said last week that there's evidence Christie knew about lane closures on the George Washington Bridge as they happened in September.
But on Monday, Christie repeatedly said he had no part in the plot. He recounted how he learned of the scandal, saying he was told the lanes were closed for a traffic study and that he knew nothing about political revenge against Fort Lee Mayor Mark Sokolich until he read about it in The Wall Street Journal on Jan. 8.
In fact, Christie said, he still does not know if a traffic study was done.
"I still don't know whether there was a traffic study that morphed into some political shenanigans," he said. "Or did it start as some political shenanigans that turned into a traffic study?"
Christie has emphatically insisted that information about lane closures would not have made it up to his office and that his aides could have taken the action entirely without his knowledge. He immediately fired Bridget Anne Kelly, a deputy chief of staff, after news of the scheme broke.
When asked by interviewer Eric Scott about how his office could have sought retribution against a mayor without his knowledge, Christie reiterated that he delegated enough authority so that he would not have known anything about traffic issues.
"Let's face it, Eric. There's traffic every day," he said.
Christie also said the media has focused more than the public on the scandal, a point somewhat validated by the fact that no listeners called in with more questions on the lane-closings. He answered questions on a wide range of topics, including pension reform, income taxes, and landlord complaints.
Despite doubts about Christie's political future, including his chances in the 2016 presidential election, Christie said he's confident that he's still popular among New Jersey voters.
"They know the truth," Christie said. "They know me. They just reelected me resoundingly."
What We're Following See More »
Donald Trump has chosen Gen. James Kelly to be his secretary of homeland security, making Kelly the third general tapped by Trump to serve in his administration. The official announcement is likely to come in the next couple of days. Kelly, who did not endorse Trump during the campaign, "was the commander of U.S. Southern Command until earlier this year."


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The stock of Macro Enterprises Inc. (CVE:MCR) is a huge mover today! About 242,738 shares traded hands or 163.19% up from the average. Macro Enterprises Inc. (CVE:MCR) has risen 6.00% since September 19, 2016 and is uptrending. It has outperformed by 0.46% the S&P500.
The move comes after 6 months positive chart setup for the $42.80 million company. It was reported on Oct, 19 by Barchart.com. We have $3.46 PT which if reached, will make CVE:MCR worth $62.92 million more.
More notable recent Macro Enterprises Inc. (CVE:MCR) news were published by: Seekingalpha.com which released: "Macro Enterprises: A $36 Million Skeleton In The Closet?" on October 07, 2015, also Marketwired.com with their article: "Macro Enterprises Inc. Announces 2015 Third Quarter Results" published on November 13, 2015, Marketwired.com published: "Macro Enterprises Inc. Announces Date of Release of 2016 First Quarter Results …" on May 11, 2016. More interesting news about Macro Enterprises Inc. (CVE:MCR) were released by: Marketwired.com and their article: "Macro Enterprises Inc. Announces Changes to Management" published on May 09, 2014 as well as Seekingalpha.com's news article titled: "Macro Enterprises: Cheap Today, With An Imminent Catalyst For Material Upside …" with publication date: June 05, 2015.
Macro Enterprises Inc. is engaged in providing pipeline and facilities construction and pipeline repair services to companies in the gas and oil industry in western Canada. The company has a market cap of $42.80 million. The Firm performs a range of activities, including clearing and grading of the right-of-way, welding of the pipe to form a continuous pipeline, creating a ditch in which to bury the pipe and backfilling the ditch, among others. It currently has negative earnings. Pipeline repair is divided in two categories, emergency and planned work.
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Janov's Reflections on the Human Condition
Articles on Primal Therapy, psychogenesis, causes of psychological traumas, brain development, psychotherapies, neuropsychology, neuropsychotherapy. Discussions about causes of anxiety, depression, psychosis, consequences of the birth trauma and life before birth.
Friday, December 9, 2016
Precious Advice
Here is the response I sometimes get from so-called well wishers: "Hey, time has passed. Get over it and get on with your life. Blah blah blah…" This is not a well wisher; it is the ultimate denier. And the more you try to get over it the shorter your life will be. You cannot leave a trail of emotional debris scattered around while you "get over it." Biology will not permit this wait because you cannot get over what is now part of you. Now here is the problem: if you are enmeshed in mental activity and insights and explanations you are in fact stating that memories are mainly in your thinking, remembering mind. Yet our work and recent research says the opposite, that key embedded memories that contain the mountain of pain are located much deeper than that. And you cannot just get over something engraved in your neurology and biology. And get on with your life. Your life is driven by those memories, ad nauseam. It is like telling someone to cut off his hand and get on with his life. Well with imprinted Primal Pain he has cut off something far more important for survival: his feelings. They should guide and direct him but alas, they fail because they have been left in the wilderness. I was going to say, "left in the wilderness without trace," but unhappily there is always a trace. A trickle of methyl that marks the spot and tells us where the memory lies and how forceful it is.
It damages us and then screams its message, "I am suffering and I cannot stop. The pain originates right here." It demands that we return to the scene of the crime and address it again. You mean to "suffer all over again." We can rationalize, forget and deny but the memory does not; it stays in its pristine form, unchanging, clamoring for surcease. Yes you have to suffer again but this time there is an ending. The first time we could cry but repression rushed in to stop the overload. This time in therapy the therapist will help stop any hint of overload which can often lead to the deadly abreaction and the blockage of feeling. That is what overload means; no more feeling. It is already too much.
So what are we getting over, at last. We are not; we are forgetting, denying, changing the subject. We are changing our mind in the guise of "getting over" something. And yes, we can force the top level mind to change the direction of memory and pretend mentally that it does not exist. We can play tricks with our minds but never can we play tricks with deep-lying trauma whose memories have penetrated the deepest levels of the brain and, like the methyl trace, are part of us biologically. And those are the memories that wreak havoc with the system creating afflictions such as diabetes, high blood pressure, heart disease and numerous others. And those are the same maladies that require addressing on the level where they were imprinted: diseases that become systemic because the deep-lying pain has also become systemic.
Here lies the crossing of the road where conventional psychotherapy plays games with the brain, making it mindful, or unleashing volcanoes of pain. When taking hallucinogens, for example. But not making the slow, painful, journey into the zone of the interior to meet with the devil also known as birth with drugs, lack of touch, lack of nursing, or a nursing mother taking pain killers, and you can fill in the blanks. And it remains a "blank" until we can give it a name---pain. We use any kind of painkiller, no matter the name, because it erases for a moment the real problem, imprinted agony. Why? Because we cannot see it, and above all, we cannot feel it because the system in its wisdom has shut down the pain just so we cannot feel it. Imagine what a miracle it is that when deep pain becomes overwhelming we have a mechanism to shut it down for decades, and oft- times, for all or our lives. How about that for efficacy? We survived because we could build and create despite our pain. And we could die prematurely because of that same pain. We pay a price for repression; that is, for cutting away part of us so we can go on creating and inventing.
When we go deep in the brain we can feel it in all its agonies. And patients tell me that is a pain that does not hurt. I would say that it is a pain that has an ending, where each session is limited to what the patient can feel and integrate. That is the need for an expert therapist. To make sure that patients do not suffer too much and are not pushed to go on feeling beyond his limit. For that reason we need feeling therapists not someone who delights in watching someone writhe to prove what a good therapist he is.
Believe me, it I could have gotten over it and got on with my life I would have but memories endure; they are a life force we must deal with. No way out and no short cuts. I always knew the danger of abreaction but it was only recently that we know how to reverse it. In long-time abreactors who wanted the easy way they often become untreatable. So caution and care; do not treat your body as a toy or plaything. There are serious consequences for not doing it right. I can tell who is an abreactor, but treating it is a whole other matter.
An example: my cats were yelling for their food this morning. And I got anxious and wanted to feed them right away. It is also the reason I am known as some one who gets things done. Why? I felt about that need to feed the cats. It took me back to my asking my father for something I wanted to buy. His answer was either "Later". Or no response. He was incapable of acting spontaneously. This helped make him a loser. He could not get going on anything. Kept it all inside, and died early of a massive heart attack.
It was all of a piece; he could not say anything spontaneously, could not show love or affection, could not reach out to touch or hug. Everything was "later" for a later that never came. He just could not make a decision. He was happy to drive a truck and have no one bother him, which he did day after day, never putting his life in question or what his life was about. He never read a book, listened to music, never escaped that tight circle he called life. He had to have it that way because he wanted no surprises not even a son who asked for something. To put it off for him was never having to make a decision or do anything new or different. He was comfortable doing nothing and never changing his routine.
I became the opposite; wanting to find out more and more; reading religiously, becoming a musician, traveling to various countries; you get the idea—to become the opposite from him. That was my way to survive. I learned from him; how not to be. Money was his only interest which was something that never ever interested me. He never laughed or joked. Never saw the humor of life and above all, never saw any beauty in the world. I learned to travel to art galleries in many countries. I learned foreign languages. He dined at the 5:30 at inexpensive restaurants, not because he liked the food but because it was cheap. Money dominated everything. I never knew there was a place to buy clothes apart from the little Mexican shops on the East side. He never gave gifts because he could not give. A man with a short fuse, angry all of the time, something I never am. I heard his screams constantly and vowed not to be like that. He was my inverse role model. A man with no interests and no knowledge and no idea how to interact socially. A man without friends whose wife was mentally ill. She was also my mother….. A five year old who called my father, "daddy". "Daddy can I go to the store now?"
She was always a thing, a nonentity to me. I needed love and believed I could get it from my father until I learned better and saw a man who could not love. As Shakespeare described him: a man with no music in him. I made my own.
Sunday, December 4, 2016
If You Value Privacy?
If you truly value privacy do not ever join the Navy. I will tell you why. 3000 of us slept head to feet every night. If anyone snored then none of us slept. If you wanted to do a serious bathroom, do not go to the john. There are little tin gutters with water flowing through them to wash it out. We sat on the gutter facing guys just facing us with all the grunts and noises. For me it was humiliating. And worse, during battle and rough weather, the ship was rolling up and down and sideways and "material" was flying all over the place. Unbelievable. When we tried to zip up and walk out, the waves were so high that we had to walk up a huge hill to get out, usually we bang against the steel doors. Or as the wave was deeper we found ourselves hurtling downhill to leave. If we were eating then food fled everywhere.
During battle the 16 inch guns moved the ship 16 feet to the side and buckled decks. Their noise was deafening and many of us on the gun mount went partially deaf afterward. If a bullet stuck we dared not touch it as it was white hot. I had a machine gun mount just on the side of the 16 inters. And I never once considered that I was shooting at human beings, the mothers and children who ran into the sea to escape our shells. These were not Japanese soldiers, they were families who lived there; it was their home, until we arrived. I was never mad at anyone, I was just doing a job…..to kill. And when a submarine tried to sink us we fired on the men who run up to the top deck to escape. We blew them up to the top with our depth charges.
We had to take our guns and helmets with us during battle because we could not go back inside for days. The ship had to remain waterproof at all times. We used our helmet to do our defecation and washed it out by dipping it in the sea. But we had no food and ability for ablutions for days at a time. If you value privacy would you like to do that? I never thought it was so bad, at age 18. That is why they get us very young. We know nothing and do not have the experience to question anything. ayayay. art
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Review of "Beyond Belief"
This thought-provoking and important book shows how people are drawn toward dangerous beliefs.
"Belief can manifest itself in world-changing ways—and did, in some of history's ugliest moments, from the rise of Adolf Hitler to the Jonestown mass suicide in 1979. Arthur Janov, a renowned psychologist who penned The Primal Scream, fearlessly tackles the subject of why and how strong believers willingly embrace even the most deranged leaders.
Beyond Belief begins with a lucid explanation of belief systems that, writes Janov, "are maps, something to help us navigate through life more effectively." While belief systems are not presented as inherently bad, the author concentrates not just on why people adopt belief systems, but why "alienated individuals" in particular seek out "belief systems on the fringes." The result is a book that is both illuminating and sobering. It explores, for example, how a strongly-held belief can lead radical Islamist jihadists to murder others in suicide acts. Janov writes, "I believe if people had more love in this life, they would not be so anxious to end it in favor of some imaginary existence."
One of the most compelling aspects of Beyond Belief is the author's liberal use of case studies, most of which are related in the first person by individuals whose lives were dramatically affected by their involvement in cults. These stories offer an exceptional perspective on the manner in which belief systems can take hold and shape one's experiences. Joan's tale, for instance, both engaging and disturbing, describes what it was like to join the Hare Krishnas. Even though she left the sect, observing that participants "are stunted in spiritual awareness," Joan considers returning someday because "there's a certain protection there."
Janov's great insight into cultish leaders is particularly interesting; he believes such people have had childhoods in which they were "rejected and unloved," because "only unloved people want to become the wise man or woman (although it is usually male) imparting words of wisdom to others." This is just one reason why Beyond Belief is such a thought-provoking, important book."
Barry Silverstein, Freelance Writer
Quotes for "Life Before Birth"
"Life Before Birth is a thrilling journey of discovery, a real joy to read. Janov writes like no one else on the human mind—engaging, brilliant, passionate, and honest.
He is the best writer today on what makes us human—he shows us how the mind works, how it goes wrong, and how to put it right . . . He presents a brand-new approach to dealing with depression, emotional pain, anxiety, and addiction."
Paul Thompson, PhD, Professor of Neurology, UCLA School of Medicine
Art Janov, one of the pioneers of fetal and early infant experiences and future mental health issues, offers a robust vision of how the earliest traumas of life can percolate through the brains, minds and lives of individuals. He focuses on both the shifting tides of brain emotional systems and the life-long consequences that can result, as well as the novel interventions, and clinical understanding, that need to be implemented in order to bring about the brain-mind changes that can restore affective equanimity. The transitions from feelings of persistent affective turmoil to psychological wholeness, requires both an understanding of the brain changes and a therapist that can work with the affective mind at primary-process levels. Life Before Birth, is a manifesto that provides a robust argument for increasing attention to the neuro-mental lives of fetuses and infants, and the widespread ramifications on mental health if we do not. Without an accurate developmental history of troubled minds, coordinated with a recognition of the primal emotional powers of the lowest ancestral regions of the human brain, therapists will be lost in their attempt to restore psychological balance.
Jaak Panksepp, Ph.D.
Bailey Endowed Chair of Animal Well Being Science
Washington State University
Dr. Janov's essential insight—that our earliest experiences strongly influence later well being—is no longer in doubt. Thanks to advances in neuroscience, immunology, and epigenetics, we can now see some of the mechanisms of action at the heart of these developmental processes. His long-held belief that the brain, human development, and psychological well being need to studied in the context of evolution—from the brainstem up—now lies at the heart of the integration of neuroscience and psychotherapy.
Grounded in these two principles, Dr. Janov continues to explore the lifelong impact of prenatal, birth, and early experiences on our brains and minds. Simultaneously "old school" and revolutionary, he synthesizes traditional psychodynamic theories with cutting-edge science while consistently highlighting the limitations of a strict, "top-down" talking cure. Whether or not you agree with his philosophical assumptions, therapeutic practices, or theoretical conclusions, I promise you an interesting and thought-provoking journey.
Lou Cozolino, PsyD, Professor of Psychology, Pepperdine University
In Life Before Birth Dr. Arthur Janov illuminates the sources of much that happens during life after birth. Lucidly, the pioneer of primal therapy provides the scientific rationale for treatments that take us through our original, non-verbal memories—to essential depths of experience that the superficial cognitive-behavioral modalities currently in fashion cannot possibly touch, let alone transform.
Gabor Maté MD, author of In The Realm of Hungry Ghosts: Close Encounters With Addiction
An expansive analysis! This book attempts to explain the impact of critical developmental windows in the past, implores us to improve the lives of pregnant women in the present, and has implications for understanding our children, ourselves, and our collective future. I'm not sure whether primal therapy works or not, but it certainly deserves systematic testing in well-designed, assessor-blinded, randomized controlled clinical trials.
K.J.S. Anand, MBBS, D. Phil, FAACP, FCCM, FRCPCH, Professor of Pediatrics, Anesthesiology, Anatomy & Neurobiology, Senior Scholar, Center for Excellence in Faith and Health, Methodist Le Bonheur Healthcare System
A baby's brain grows more while in the womb than at any time in a child's life. Life Before Birth: The Hidden Script That Rules Our Lives is a valuable guide to creating healthier babies and offers insight into healing our early primal wounds. Dr. Janov integrates the most recent scientific research about prenatal development with the psychobiological reality that these early experiences do cast a long shadow over our entire lifespan. With a wealth of experience and a history of successful psychotherapeutic treatment, Dr. Janov is well positioned to speak with clarity and precision on a topic that remains critically important.
Paula Thomson, PsyD, Associate Professor, California State University, Northridge & Professor Emeritus, York University
"I am enthralled.
Dr. Janov has crafted a compelling and prophetic opus that could rightly dictate
PhD thesis topics for decades to come. Devoid of any "New Age" pseudoscience,
this work never strays from scientific orthodoxy and yet is perfectly accessible and
downright fascinating to any lay person interested in the mysteries of the human psyche."
Dr. Bernard Park, MD, MPH
His new book "Life Before Birth: The Hidden Script that Rules Our Lives" shows that primal therapy, the lower-brain therapeutic method popularized in the 1970's international bestseller "Primal Scream" and his early work with John Lennon, may help alleviate depression and anxiety disorders, normalize blood pressure and serotonin levels, and improve the functioning of the immune system.
One of the book's most intriguing theories is that fetal imprinting, an evolutionary strategy to prepare children to cope with life, establishes a permanent set-point in a child's physiology. Baby's born to mothers highly anxious during pregnancy, whether from war, natural disasters, failed marriages, or other stressful life conditions, may thus be prone to mental illness and brain dysfunction later in life. Early traumatic events such as low oxygen at birth, painkillers and antidepressants administered to the mother during pregnancy, poor maternal nutrition, and a lack of parental affection in the first years of life may compound the effect.
In making the case for a brand-new, unified field theory of psychotherapy, Dr. Janov weaves together the evolutionary theories of Jean Baptiste Larmarck, the fetal development studies of Vivette Glover and K.J.S. Anand, and fascinating new research by the psychiatrist Elissa Epel suggesting that telomeres—a region of repetitive DNA critical in predicting life expectancy—may be significantly altered during pregnancy.
After explaining how hormonal and neurologic processes in the womb provide a blueprint for later mental illness and disease, Dr. Janov charts a revolutionary new course for psychotherapy. He provides a sharp critique of cognitive behavioral therapy, psychoanalysis, and other popular "talk therapy" models for treating addiction and mental illness, which he argues do not reach the limbic system and brainstem, where the effects of early trauma are registered in the nervous system.
"Life Before Birth: The Hidden Script that Rules Our Lives" is scheduled to be published by NTI Upstream in October 2011, and has tremendous implications for the future of modern psychology, pediatrics, pregnancy, and women's health.


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The clip drunk mayhew lashes out from Barton Fink (1991) with John Mahoney, John Turturro
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It's probably only a matter of time before virtual reality porn hits the mainstream and our species slowly dies off because people are to busy to remo ...
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THE BRONX - A vicious dog attack of a 4-year-old Bronx girl was caught on surveillance video.
The video shows the dog getting loose and running across Webster Avenue, near Morrisania, and mauling the young child Saturday night.
Witnesses are also seen coming to the girl's rescue and eventually pulling the dog off of her.


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Nikon D5000 (with 18-55mm VR Lens)
Excellent image quality and greater versatility than any other Nikon digital SLR Including the same excellent 12.3-megapixel sensor as the D300 and D90, the Nikon D5000 has nothing to apologize for in the image quality department, yet has even more to recommend it.
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Nikon D5000 (with 18-55mm VR Lens)
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text: Home > Experts > Question Question Posted by: Kelly | 2009-02-05 Daily Moisturiser Hi Doc.Please let me know which moituriser from Neostrata range would be good for me.I am 25yrs with normal skin,fair complexion.What would be a good daily moisturiser for me to use.Thanks Not what you were looking for? Try searching again, or ask your own question Our expert says: Anti-ageing expert Hi Kelly, thank you for the question.A good daily moisturizer regime would be to use the Day Time Smoothing SPF 15 during the day and the Bio-Hydrating Cream at night. The information provided does not constitute a diagnosis of your condition. You should consult a medical practitioner or other appropriate health care professional for a physical exmanication, diagnosis and formal advice. Health24 and the expert accept no responsibility or liability for any damage or personal harm you may suffer resulting from making use of this content. Have your say Your name (optional) Your comment Security × Thanks for commenting! Your comment will appear on the site shortly. Search health advice Find an answer × Thanks for commenting! Your comment will appear on the site shortly. Reply to Your name (optional) Your comment Security Close Submit comment Recently: Asked Questions Answered Questions Commented Questions Censorship Montego karroo vs Royal Canine / Hills Confusing Pain Nur-isterate prolonged use Whats wrong? i took time to treat my sti and now it does not want to be treated my Problem is tht I am addicted to masturbation Easy erection Irregular period I am addicted to masturbation. Unappreciated My Husband cheated what should I do. Wedding fever... Am I at fault? I am not sure what to think advertisement From our sponsors Sun protection for all children Understanding your sunscreen The science behind cosmeceuticals Do you know these 5 facts about skincare?


text: Mikage Sawatari wrote: > Hello, > > I used to use an authmod returning {appmod, ?MODULE} but this > method stopped working on yaws 1.82. Prior to 1.82 the out() > function in the given module was called but now it's simply > ignored. > > Is there any way to do this on 1.82? If so, please let me know > how to do it. > >> authmod = AuthMod >> If an auth module is defined then AuthMod:auth(Arg, Auth) will >> be called for all access to the directory. The auth/2 function >> should return one of: true, false, {false, realm}, {appmod, >> Mod}. If {appmod, Mod} is returned then a call to Mod:out(Arg) >> will be used to deliver the content. >> >> This can, for example, be used to implement cookie authentica- >> tion. The auth() callback would check if a valid cookie header >> is present, if not it would return {appmod, ?MODULE} and the >> out/1 function in the same module would return {redirect_local, >> "/login.html"}. Boring - the auth code has been reworked quite a bit in 1.82 by a guy called Fabian Alenius I think it's best if Fabian replies to this. /klacke


text:
- Low-Maintenance Shower Doors in Alliance, OH
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Shower Doors in Alliance, OH
There are many different shower doors Alliance, OH has to offer, so you will need to take the time to look into some of them before deciding which one to get. Glass shower doors in Alliance, OH have lots of different benefits associated with them, including the fact that they can make any bathroom look much more elegant. If you want to improve the overall look of your bathroom, it is highly recommended that you consider getting one of these. The type of glass these doors are made with are difficult to shatter and are also low-maintenance.
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Universal III Series Simpson Rooftop Tent Annex (ARB3102A) by ARB®. The ARB annex is the perfect way to add a little additional living space to your roof top tent. This additional zip on room will fit a couple of extra cots if you'd like to have the kids sleep downstairs or it also provides a terrific dressing room or concealed location to keep your waterless toilet.
- Expertly crafted from superior materials
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The origins of ARB can be traced back to Australia's remote Top End, circa 1975. A region of vast distances and rugged terrain, it was fast becoming a Mecca for the nation's burgeoning 4WD community. However, the very environment that attracted 4 wheelers also wreaked havoc on their equipment – when driving in extreme conditions, only the best 4x4 accessories will do. Today, ARB is Australia's largest manufacturer and distributor of 4x4 accessories. They also have an international presence, with an office in the US and an export network that extends through more than 80 countries around the globe. ARB' philosophy, however, has never wavered from its original course – quality, reliability and practicality above all else.


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We present the simulation, implementation, and measurement of a polarization insensitive broadband resonant terahertz metamaterial absorber. By stacking metal-insulator layers with differing structural dimensions, three closely positioned resonant peaks are merged into one broadband absorption spectrum. Greater than 60% absorption is obtained across a frequency range of where the central resonance frequency is . The FWHM of the device is 48%, which is two and half times greater than the FWHM of a single layer structure. Such metamaterials are promising candidates as absorbing elements for bolometric terahertz imaging.
© 2011 Optical Society of AmericaFull Article | PDF Article
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Hearts are on the line in the casinos and bedrooms of Las Vegas in these four sexy stories of couples taking a gamble on a little fame, fortune, and fun. Enjoy these high-stakes payoffs at a no-risk price:
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whus76 kmtr 031103
waters from point arena to point reyes 10-60 nm-
303 am pst sat dec 3 2016
...small craft advisory now in effect until 3 am pst monday...
the small craft advisory is now in effect until 3 am pst monday.
* winds and waves: see the coastal waters forecast (cwfmtr) or
our marine page at http://weather.gov/sanfrancisco/marine.php
for more details.
precautionary/preparedness actions...
a small craft advisory means that wind speeds of 21 to 33 knots
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inexperienced mariners...especially those operating smaller
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Sample review 1
I LOVE samples; and by "love" I mean, I have a basket that is overflowing with samples that I have collected over the last few years. If a company gives it away as a sample, I probably have it or have gotten it in the past. With my overwhelming abundance of these samples, I have decided to do a review on them.
My first sample is the Nivea In-Shower Body Lotion*.
I have a bad habit of forgetting to put lotion on after getting out of the shower so I thought, "why not just put it on while in the shower!"
Pros and cons of this sample.
Pro – my skin was softer than usual after getting out of the shower.
Pro – very light scent, if any at all.
Con – I think this particular sample was made for someone who is 5'2″ and 90 pounds; I am around 5'8″ and 150, so needless to say there wasn't much to go around.
*Note: I am not paid to endorse this product, I am just giving my opinion of it.
Christmas gift boxes
I am a huge addict of Pinterest, especially when it comes to Christmas gift time; and every time I'm on there I see all of these wonderful gift box/basket ideas. This year when it came to gift giving time at work I decided to do gift boxes for the two ladies that have been my friends for the last 6-7 years, so here goes.
I started with a collapsible box from Walmart for both, I then added things that I thought each of them would like.
Box 1:
Collapsible box, blanket, box of tea, a teapot/mug combined, fuzzy socks, bubble bath, lotion, face mask, and a bar of chocolate.
Box 2:
Collapsible box, blanket, Epsom salts for aches and pains, candle, fuzzy socks, a Japanese washcloth, face mask, lotion, and a bar of chocolate.
Later on I also received a huge box of Garnier Millecular Cleansing water and Garnier Clearly brighter moisturizer, so I added one each in both boxes*.
*Note: I did not receive any endorsements for this.
Below I have added pictures of the construction of each box.
Reading list 2015
I have decided that my New Year's resolution each year will be to read more books than the previous year, my list last year included 24 books read; and this year I was only able to read 22, even though I had an original goal of 30. To track how many books I read in a year I use the Goodreads yearly reading goal. I used the "pick-and-read" system that I began using last year to determine what book to read, I revised it to include the type of book I should read instead of just picking the title of book.
2015 was the "year of the series"; meaning that I read more books that were part of a series than standalone books, not that I minded.
Here is a list of the books I read in 2015 and my thoughts on each.
I have also added the number of stars 1-5 (*-*****) on my rating of each book.
All books with a √ are my favorite books that I read.
- The Lord of the Rings: The Two Towers by J.R.R. Tolkien – I began this series in 2014, and knowing I had to finish it I decided to start my year with book two. The longer I read this series the more I appreciated the avid fans of it. *****
- The Lord of the Rings: The Return of the King by J.R.R. Tolkien – Finishing this series was heartbreaking, I really wish Tolkien had written more books in this series. I would have loved to have known if Frodo got married and started his own Hobbit family. *****
- Atonement by Ian McEwan √ – A BOOK WITH A ONE WORD TITLE – I am huge fan of this movie, and found that the book and the movie mirrored each other fairly well. I loved this book so much that I ended up reading it in two days. *****
- Persuasion by Jane Austen – I found this to be very slow all the way through; for being such a short book it took me a long time to read. **
- Naked Heat by Richard Castle – A BOOK BASED ON OR MADE INTO A TV SHOW – Having read the first novel in this series last year I knew I wanted to read more, so that is why I picked it when I drew the strip. ****
- The Gift by Danielle Steel – A BOOK THAT CAME OUT THE YEAR YOU WERE BORN (1986) – This was actually a reread for me, I didn't mind though. I have probably read this Danielle Steel book more than any others of hers. ****
- Outlander by Diana Gabaldon √ – When I drew this book I didn't realize what I was getting into. This series was INTENSE! I could not get enough. The relationship between Jaime and Claire to start their relationship was wonderful. I loved going back in time to Scotland. *****
- Dragonfly in Amber by Diana Gabaldon √ – Book 2 in the Outlander series started out slow, but once I got into it, it turned out to be a wonderful book. *****
- Voyager by Diana Gabaldon √ – Outlander book 3 was one of my favorites in the series. *****
- Bossypants by Tina Fey – A FUNNY BOOK – I ended up reading this in the middle of the Outlander series because I was having to wait on book 4 to come up on my OverDrive app. This was a lot funnier than I thought. Highly recommended. ****
- Drums of Autumn by Diana Gabaldon √ – Book 4 was worth the wait. The way it showed the relationship of Brianna and Roger was one of my favorites in the series. *****
- The Fiery Cross by Diana Gabaldon √ – Book 5 of the series took me to historical places I had only read about in history books, and I loved it! *****
- A Breath of Snow and Ashes by Diana Gabaldon √ – Book 6 took the series to a whole new level. *****
- An Echo in the Bone by Diana Gabaldon √ – Book 7 had many ups and downs, I almost couldn't keep up, not that I minded. *****
- Written in My Own Hearts Blood by Diana Gabaldon √ – I was really sad when I finished book 8. Book 9 is being written, and I wanted to read it immediately after I was done with 8. *****
- Harry Potter and the Sorcerer's Stone by JK Rowling √ – A BOOK THAT WAS MADE INTO A MOVIE – When I picked this slip, I figured why not reread the HP series. This is one of my favorite series to read, as it is one of my favorite series to watch, *****
- Harry Potter and the Chamber of Secrets by JK Rowling √ – Harry Potter, need I say more? *****
- Harry Potter and the Prisoner of Azkaban by JK Rowling √ – Sirius Black = best godfather ever; after he was found innocent of course.
- Harry Potter and the Goblet of Fire by JK Rowling √ – My favorite movie, and my favorite book. *****
- Harry Potter and the Order of the Phoenix by JK Rowling √ – I wish I were a witch so I could have a group of bodyguards like the Order. The death of Sirius hurt me just as bad as the first time I read it. *****
- Harry Potter and the Half-Blood Prince by JK Rowling √ – As this series comes to a close I always get a little sad because I begin to fall in love with all of the characters. *****
- Harry Potter and the Deathly Hallows by JK Rowling √ – When I get to the final book in the HP series, I want to relish it and read it very slowly. I wanted to do it this time, but I also wanted to finish the series before the end of the year. This is another series where I wish there were more to it, I would love to know what happens to the original characters' children while they're at Hogwarts. *****
I have included my reading resolution lists for 2016, that I can add to my "book tribute" bucket. In 2014 I found a wonderful idea of picking a book out of a hat, or in my case a Tide Pods container (see last year's book blog); I then took an old envelope and put all of the books I picked in it, I wrote on the slip when I started the book and when I finished the book. I also put each book I finished on the back of the envelope; in a separate notebook I put my list to keep better track of what I read.
I read most of my books on the Overdrive library app, it is the perfect way to read books if you have a library card.
I hope you can find a great read or two on my list.
See you in 2016!
Cheesy taco pie
My grandma used to make a similar recipe to this, except it was from one of those boxed meals from the grocery store; so when I found this recipe on The Country Cook's blog I thought I would give it a try.
This is great for when you don't have a lot of time; so here goes.
1 pound ground beef (I'm sure you could use ground turkey or chicken also)
Taco seasoning
Flour tortillas
1/2 cup salsa con queso (I eyeballed it)
Shredded cheese
Brown meat in a pan, drain grease. Sprinkle seasoning on meat. Mix in queso until combined.
Spray a round baking pan. Place tortilla on the bottom. Layer meat and cheese on tortillas in three layers.
Cook for 15-20 minutes at 350 degrees until cheese is melted and bubbly.
Here is the link to the original recipe: https://www.pinterest.com/pin/A0IJgwAQgEsDtTC4FToAAAA/
Banana Boom!
I found the perfect Fourth of July dessert. I am calling it Banana boom, because of the explosion of flavors that mingled on my tongue.
– 1 banana for each person
– Toppings, such as:
- Chocolate chips
- Marshmallows
- Nuts (I used walnuts)
- Fruits
- Coconut
Place banana so it curves upwards, slit peel open, slit banana open without going all the way through.
Stuff with toppings of choice.
After you fill your banana, wrap it in foil and place on grill (medium heat for 8-10 minutes); or in oven/toaster oven (400 degrees for 15-20 minutes). Unwrap all of the gooeyness and enjoy!
Banana will be soft and toppings melted. It is okay if the banana peel is black.
P.S. This would also be really tasty with a scoop of vanilla ice cream on the side.
Slow cooker chicken spaghetti
I love pasta, so I thought I would try something a little different for dinner this week. My granny makes a baked chicken spaghetti, but I thought I would do mine in the slow cooker. This is actually one of the easiest recipes I have done.
1-2 pounds boneless skinless chicken breasts (I like a lot of meat in my pasta)
3 cloves minced garlic, I used a pinch of minced garlic in the jar
salt & pepper, measure to taste
3 cups chicken broth added with the chicken; 1 cup with noodles and cheeses
16 oz spaghetti noodles
8 oz cream cheese
2 cups shredded cheese (I used sharp cheddar, because that is what I had on hand)
1. Add the chicken breast, salt, pepper, and broth to the slow cooker
2. Cover and cook for 4 hours on high or 8 hours on low
3. Shred chicken breast and return to cooker (I shredded mine while it was in the bowl, to me it was easier)
4. Break uncooked noodles in half and then add to cooker with both cheeses (next time I will put the cream cheese under the noodles and the shredded cheese on top of the noodles)
5. Stir and replace cover, let it cook for another 30 minutes to an hour, depending on your slow cooker. You can add more broth if you need to during this time.
6. Make sure everything is mixed together and serve.
You may want to stir it while it is cooking in the last 30-60 minutes.
Better than Chef Boyardee slow cooker ravioli
I found an easy slow cooker recipe that was as quick as it was tasty, and I was told it tasted better than Chef Boyardee.
1 25 oz bag of frozen ravioli (I used cheese)
1 jar of pasta sauce of your choice
1 cup (or amount of your choosing) mozzarella cheese
1. Place a small amount of sauce in the bottom of the slow cooker. Top with bag of ravioli, and pour the remaining sauce over the top. Stir to coat evenly.
2. Cook for around 1 1/2 hours (the original recipe said 2 1/2 hours, but my sauce began to burn after about 2 hours). After 1 1/2 hours, top with cheese and cook until cheese is melted and bubbly.
This was a big hit with in my house!
Quote of the Day 5/2/2015
It's a world of laughter, a world of tears. It's a world of hopes, and a world of fears. –It's A Small World
CrockPot chicken fajitas
At work this week I decided it was my turn to make an awesome lunch, I tried to find the easiest recipes I could think of; none of them seemed to jump out at me, so I went to my trusty website Pinterest. When I find recipes on Pinterest, I always tweak them to make them my own, just as I did with this one. This recipe called for seasonings (cumin, paprika, and coriander) that I didn't want to buy or try to locate in my spice basket, so I used what sounded good in my head (ground red pepper). I just want to say that these turned out to be such a big hit, it could have been a two outs, bottom of the 9th grand salami! So here goes!!!
2 lbs boneless skinless chicken breast halves
1 (14.5 oz) can petite diced tomatoes with green chilies
3 bell peppers julienned (I used red, because they were on sale when I was shopping)
1 yellow onion, halved and sliced
1 tsp minced garlic
2 1/2 tsp chili powder
1 tsp ground red pepper (the original recipe called for 2 tsp ground cumin, 1 tsp paprika, and 3/4 tsp ground coriander)
1 tsp salt
3/4 tsp black pepper
2 Tbsp fresh lime juice (I used the cute little lime bottle)
1 Tbsp honey
Flour tortillas, cheese, sour cream, salsa, or any other toppings you might enjoy
Pour half of the canned tomatoes into the bottom of a slow cooker and spread into an even layer. Top with half of the peppers and half of the onions. Sprinkle in garlic. Top with chicken breasts.
In a bowl whisk together chili powder, salt, black pepper, and seasonings of your choice, in my case the ground red pepper. Evenly sprinkle half of the seasoning over chicken breasts then flip chicken and sprinkle in remainder. Top with remaining half of the tomatoes, then layer in remaining peppers and onions.
Cover and cook on HIGH for 3-4 hours or LOW for 6-8 hours, until chicken has cooked and through and veggies are tender. You can either take out the chicken at the lower point of cooking and slice it, or wait until you're ready to eat and the chicken will shred, this is what I did and it was perfect.
If you would like, you can ladle out 1 cup of the broth and discard, the juice was amazing, this could almost be a soup. Gently toss. Serve warm, along with the tortillas, and all of the toppings.
I hope you enjoy this. I have posted pictures of the process and ingredients.
In a small bowl whisk together lime juice and honey and add to slow cooker.


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This is a great place for a business meeting or conference. I particularly like the food and the rooms were super clean. Hit the buffet at least once during your stay. The only downside was the construction. Just ask for a room away from the construction in the next few months and you should be okay.
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Cozy Cape in a conveniently located, sought after area. This home has a fully fenced yard, hardwood floors, 2 year old roof, a great Florida room that leads to a brick patio, as well as a 1 year home warranty. A must see!
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Karabas (for Poser)
Posted by βogus January 25, 2014
Posted in DAZ | Poser | Carrara, Figures, Toons
A pirate character to pillage the seven seas!
.: Product Features :.
Stand-alone Poser figure (obj, cr2/ png), at 61,928 polygons
Mouth & face morphs:
-Brow Up
-Eyes Close
-Mouth Open
-Beard Up
-Mustache Up
-Close Eye Right
Figure will accept poses designed for M3, V3, M4, and V4.
Textures for the body, cap, head, hair, and teeth.
Bonus feature:


text:
Square Tubeformer Automatic Production Line 3 - Chinaprice: contact company for price
roller, hydraulic notch and punch square machine, hydraulic shearer and
folder.The electrical control system uses a computer with a closed-loop
servo-system to increase the precision and reliability of the line.
Type: SBAL-3-1250, SBAL-3-1550
Thickness: 0.5-1.2mm
Max-width: 1250mm, 1550mm
Max-working speed: 18m/min
Coiler Max-weight: 8000kg
Power: 11kw
Weight: 3250kg, 4000kg
Dimension: 2300*2800*1400, 2300*2100*1400mm
Competitive Advantages
Well and High Quality Control ,
Prompt Delivery ,
Competitive Prices ,
OEM Accepted
Company Contact:
- Posted By: ZHANGJIAGANG SANBEN TECHNOLOGY CO., LTD
- Phone: 86051258991700/8618068391357
- Address: No.1 WestxinjingRoad,YangsheTown, Zhangjiagang, China
- Email:
- Website: http://www.sbkj.com
Published date: December 10, 2013 -
- Business Description: SBKJ is a professional spiral tubeformer manufacturer.It is a member
of the China Cold Curved Steel Section Association. We have gotten
certification for iso and ce.Our company nearby the regional trade
center of Shanghai.
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Learn more about what you receive with purchase of this case.
April 25, 1932
THE M. P. HOWLETT; THE CITY OF PHILADELPHIA; M. P. HOWLETT, INC.,v.CHARLES WARNER CO. ET AL.
Appeal from the District Court of the United States for the Eastern District of Pennsylvania.
Before BUFFINGTON, WOOLLEY, and THOMPSON, Circuit Judges.
THOMPSON, Circuit Judge.
This is an appeal by M. P. Howlett, Inc., from a final decree of the District Court in a cause of collision. Under the terms of the decree, the appellant, as owner and claimant of the steam tug M. P. Howlett, and the Wilmington Steamboat Company, as owner and claimant of the steamboat City of Philadelphia, or their respective sureties, were each directed to pay one-half of the damages and costs therein awarded to the libelant, the Charles Warner Company, charterer and bailee of the barge No. 28, and owner of its cargo. We have carefully examined the testimony and the opinion of the court below, set out in full in the margin.*fn1 We discover no error either in its findings of fact, which are fully sustained by the evidence, or in its conclusions of law, and would be content to adopt the findings and opinion of the court below, if it were not that the appellant has raised a question upon appeal which was not passed upon by the learned judge of the District Court.
The contention of the appellant is that the fault charged to the Howlett was in extremis, and therefore it should not be held liable for half damages. In rule 8 of article 18 of the Inland Rules (33 USCA § 203, rule 8), set out in full in the opinion of the District Court, it is directed that, "if the vessel ahead does not think it safe for the vessel astern to attempt to pass at that point, she shall immediately signify the same by giving several short and rapid blasts of the steam whistle, not less than four." The contention that the navigator was placed on the horns of a dilemma, and was thereby excused, under the in extremis rule, from warning the Philadelphia by the danger signal not to attempt to pass, is contrary to the testimony of Captain McMonagle, the master of the Howlett, who was sitting on the forward deck while Capt. Long, a licensed pilot employed on the tug, was at the wheel. Capt. McMonagle, who was close enough to the man at the wheel to talk to him, testified as follows:
"Q. What was the next signal blown by any of these vessels? A. One whistle from the Wilson Line.
Q. The 'Arctic' blew two, and the next -- A. Was our answer, two.
Q. At that time, had you seen the 'City of Philadelphia' coming up? A. Not until I heard the whistle.
Q. When you heard it, what did you say to Captain Long? A. 'Look out, Joe. He blowed one.'
Q. Is that all you said? A. Yes." * * *
"Q. In any event, you said to him, 'Look out, Joe, he blowed one'? A. 'Look out, Joe, he blowed one'.
Q. What was the 'Look out' for? A. To prepare himself for this boat to pass him in such a tight cramp.
Q. Did Captain Long blow anything to the 'City of Philadelphia' in response to that signal? A. No.
Q. Of course, there is no doubt that that one whistle meant that she was going to pass you from the starboard? A. Yes.
Q. Did you think, from what you could observe, that it would have been safe for the 'Philadelphia' to pass you? A.I didn't think. I knew it wouldn't.
Q. If you had been in the pilot house, and knew that it would not have been safe for the 'Philadelphia' to pass you, what would you have done? A. Blown the danger signal."
The testimony of Capt. Long clearly indicates that he was ignorant of the obligation which the rule imposed upon him. He testified as follows:
"Q.Why didn't you answer the 'Philadelphia' signal? A. Why did I not?
Q. Yes. A. Well, I was approaching a draw, and all I had to do was to look out for my tow.
Q. Why? A. Because I didn't answer his whistle. If that man's intentions was to come by me and I didn't answer his whistles, he should have blowed again, and then if I shouldn't answer that whistle, he should give me the danger signals -- give me attention signals, not danger signals, but attention signals.
Q. Did you think it was dangerous for the 'Philadelphia' to pass you? A. No, because the 'Philadelphia' had a right to go on the starboard draw."
It had already been settled through signals exchanged between the Howlett and the Arctic that they would pass starboard to starboard. Capt. Long, therefore, knew that the Arctic would pass through the starboard draw. If he had paid attention to Capt. McMonagle's warning: "Look out, Joe, he blowed one," and had known and obeyed the pilot rules, he would have done what it was his duty to do under the circumstances; that is, have blown the danger signal. His failure to do so was a positive breach of the statutory navigation rule, and a presumption is therefore established that the fault was a contributing cause of the disaster. The Pennsylvania, 19 Wall. 125, 22 L. Ed. 148; Belden v. Chase, 150 U.S. 674, 14 S. Ct. 264, 37 L. Ed. 1218; The Martello, 153 U.S. 64, 14 S. Ct. 723, 38 L. Ed. 637.
The decree is affirmed.
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August 24, 2011
TAMMY JO LONG, ET AL., PLAINTIFFS,v.ONE WEST BANK, FSB, ET AL., DEFENDANTS.
SAMUEL DER-YEGHIAYAN, District Judge
This matter is before the court on Defendants OneWest Bank, FSB, Mortgage Electronic Registration Systems, Inc. (MERS), and Deutsche Bank National Trust's (Deutsche)(collectively referred to as "Servicing Defendants") motion to dismiss and on Defendants Albertelli Law Firm, P.C. and John Lippincott's (collectively referred to as "Albertelli Defendants") motion to dismiss. For the reasons stated below, Servicing Defendants' motion to dismiss is denied in part as moot and granted in part and Albertelli Defendants' motion to dismiss is denied as moot.
Plaintiff Tammy Jo Long (Long) allegedly entered into a residential mortgage loan agreement in 2005 with Taylor, Bean, & Whitaker (TBW) relating to a loan (Loan) for property located in Savannah, Georgia (Property). The Loan allegedly included a promissory note in the amount of $999,900.00 (Note) and Long allegedly pledged the Property as security for the Loan in a security deed (Security Deed). Plaintiff Castle Home Builder's, Inc. allegedly has invested in improving the Property and has a claim against the Property. Plaintiffs acknowledge that they have not paid the amounts owed on the Loan. Plaintiffs claim that despite requests from them, Defendants have failed to identify the current lawful owner and holder of the Note and Security Deed. Plaintiffs contend that Long intends to pay the amounts owed in full, but has only failed to do so because of a lack of clarity as to the proper owner of the Note and Security Deed.
Deutsche allegedly represented that it is the owner of the Note in non-judicial foreclosure proceedings on the Property in Georgia. Plaintiffs contend that TBW declared bankruptcy and was incapable of transferring any interests in the Note to Deutsche. Plaintiffs also contend that Deutsche used a fabricated copy of the Note and a fabricated Assignment of Security Deed (Assignment of Deed) to support a foreclosure action on the Property. Plaintiffs also allege that the assignment violated the Pooling and Servicing Agreement (PSA), which is the trust agreement that allegedly governs the actions of Deutsche as trustee and all parties that participate in the assignment of mortgage loans into the trust for which Deutsche is a trustee. Plaintiffs also contend that Defendants have engaged in unlawful collection activities and have submitted unsubstantiated negative information about Plaintiffs relating to the disputed debt.
Plaintiffs include in the amended complaint claims alleging violations of the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692 et seq. (Count I), claims alleging unfair and deceptive acts and practices in violation of the Illinois Uniform Deceptive Trade Practices Act, 815 ILCS 510/1 et seq. (Count II), claims alleging unfair or deceptive acts or practices in the conduct of trade or commerce in violation of the Illinois Consumer Fraud and Deceptive Business Practices Act (Fraud Act), 815 ILCS 505/1 et seq. (Count III), claims alleging false and misleading communications to credit reporting agencies in violation of the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. (Count IV), and a wrongful foreclosure claim (Count V), and a quiet title claim (Count VI). The Servicing Defendants and Albertelli Defendants have filed motions to dismiss.
In ruling on a motion to dismiss brought pursuant to Federal Rule of Civil Procedure 12(b)(6) (Rule 12(b)(6)), a court must "accept as true all of the allegations contained in a complaint" and make reasonable inferences in favor of the plaintiff. Ashcroft v. Iqbal, 129 S.Ct. 1937, 1949 (2009)(stating that the tenet is "inapplicable to legal conclusions"); Thompson v. Ill. Dep't of Prof'l Regulation, 300 F.3d 750, 753 (7th Cir. 2002). To defeat a Rule 12(b)(6) motion to dismiss, "a complaint must contain sufficient factual matter, accepted as true, to state a claim to relief that is plausible on its face." Iqbal, 129 S.Ct. at 1949 (internal quotations omitted)(quoting in part Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 570 (2007)). A complaint that contains factual allegations that are "merely consistent with a defendant's liability . . . stops short of the line between possibility and plausibility of entitlement to relief." Iqbal, 129 S.Ct. at 1949 (internal quotations omitted).
I. Voluntary Dismissal of Claims
On August 5, 2011, Plaintiffs filed a stipulation to voluntarily dismiss all claims brought against Albertelli Defendants. Therefore, the court dismisses all claims against Albertelli Defendants and the motion to dismiss is stricken as moot.
Plaintiffs also indicate in response to Servicing Defendants' motion to dismiss that they agree to dismiss certain claims. Plaintiffs, in responding to the summary of the arguments presented by Servicing Defendants, seek the voluntary dismissal of claims in Counts II, IV, and VI without prejudice. (Ans. Dis. 8-9). Such claims are dismissed without prejudice. Thus, Servicing Defendants' motion to dismiss counts II, IV and VI are stricken as moot.
II. Remaining Claims
Servicing Defendants argue that Plaintiffs lack standing to pursue the remaining claims in this case. Servicing Defendants also argue that even if Plaintiffs have standing, Plaintiffs have failed to state a valid claim for relief.
A. Standing
Servicing Defendants argue that since both Plaintiffs have declared bankruptcy, they lack standing to pursue the claims in the instant action. Among the prudential limitations on standing "is the principle that the named plaintiff cannot sue in federal court to assert the rights of a third party." RK Co. v. See, 622 F.3d 846, 851 (7th Cir. 2010). Servicing Defendants argue that the real parties in interest in this case would be the debtors in possession or the Chapter 11 Trustee, who are representatives of Plaintiffs' bankruptcy estates. Plaintiffs contend that they are acting as debtors in possession in bringing the instant action and acting under their authority under 11 U.S.C. § 1107. See 11 U.S.C. § 1104(a)(providing for appointment of a trustee to handle bankruptcy estate if there are special circumstances that warrant appointment); In re Eurospark Industries, Inc., 424 B.R. 621, 627 (Bankr. E.D.N.Y. 2010)(stating that "[t]he Bankruptcy Code generally permits chapter 11 debtors to remain in control of their assets and business operations" but that "[a] debtor-in-possession owes fiduciary duties to the bankruptcy estate"). Servicing Defendants in their reply brief do not continue to contest Plaintiffs' standing in this action. Servicing Defendants have not shown that a trustee has been appointed in Plaintiffs' bankruptcy proceedings and Plaintiffs have shown that they have standing to bring the claims in the instant action as a debtor in possession.
B. Proper Exercise of Power of Sale
Servicing Defendants contend that Plaintiffs' claims are premised on the flawed contention that Deutsche failed to properly exercise the power of sale at the foreclosure sale on the Property. Servicing Defendants contend that MERS was the original grantee under the Security Deed and had the power to assign the power of sale to anyone. Servicing Defendants argue that MERS properly assigned the power of sale to Deutsche. Servicing Defendants argue that Deutsche then properly executed its power of sale when foreclosing on the Property. The parties do not dispute that Georgia law applies to disputes arising out of the Security Deed and the instrument specifies that federal and state law of the location of the Property is applicable. (SD Ex. B 9). In accordance with Ga. Code 23-2-114 (Section 23-3-114), a grantee of a deed of trust, can assign the power to sell to another party and that assignee may exercise the power to sell. Plaintiffs contend that it was "legally impossible" for MERS to validly assign the power of sale to Deutsche. (Ans. Dis. 12).
1. Bankruptcy of TBW
Plaintiffs argue that MERS could not execute a valid assignment of the power of sale in the Security Deed to Deutsche because TBW, the lender, had declared bankruptcy prior to the attempted assignment. However, the plain language of the Security Deed shows that TBW was not the grantee on the Security Deed. The Security Deed specifically states the following: "MERS is the grantee under this Security Instrument." (SD Ex. B 1); see also Federal Rule of Civil Procedure 10(c)(stating that exhibits attached to pleadings are deemed to be part of the pleadings); Duferco Steel Inc. v. M/V Kalisti, 121 F.3d 321, 324 n.3 (7th Cir. 1997)(stating that "[d]ocuments referred to in, but not attached to, a plaintiff's complaint that are central to its claim may be considered in ruling on a Rule 12(b)(6) motion if they are attached to the defendant's motion to dismiss").
The Security Deed provided that Long "understands and agrees that MERS holds only legal title to the interests granted by" Long, but that MERS has the right to exercise certain interests, such as "the right to foreclose and sell the Property. . . ." (SD Ex. B 3). The Security Deed also specifically anticipated a potential assignment of rights by MERS to another party. The Security Deed provided that Long agreed "TO HAVE AND TO HOLD" the Property "unto MERS (solely as nominee for Lender and Lender's successors and assigns) and to the successors and assigns of MERS. . . ." (SD B Ex. 3)(emphasis added). Thus, whether TBW was in bankruptcy prior to the assignment by MERS to Deutsche is irrelevant and does not show that the assignment was invalid.
2. Validity of Copy of Note
Plaintiffs also argue that MERS did not transfer the power of sale relating to the Note to Deutsche, contending that the copy of the Note relied upon by Deutsche was fabricated. Plaintiffs allege in the amended complaint that the purported copy of the Note was "obviously fabricated" because the endorsement on the purported copy of the Note was blank, the purported copy of the Note was undated, the purported copy of the Note lacked a corporate seal and is executed by stamp, rather than by the signature of the endorser for TBW, and the purported copy of the Note lacked intervening endorsers. (A. Compl. Par. 35-36). Plaintiffs have failed to cite to any precedent that shows that such conditions are required in order to render the purported copy of the Note valid. In addition, regardless of the validity of the purported copy of the Note relied upon by Deutsche, MERS was not even required under Georgia law to produce the Note in order to execute a valid assignment. See Watkins v. Beneficial, HSBC Mortg., 2010 WL 4318898, at *4 (N.D. Ga. 2010)(stating Georgia law did not require production of original note and that "other federal courts faced with allegations from plaintiffs challenging the validity of a party's ability to foreclose have also found that possession of the promissory note is not required to conduct a non-judicial foreclosure sale of a security deed"). There is no requirement in Section 23-3-114, that an original promissory note be produced in order to execute a valid assignment, and Plaintiffs have failed to point to any law providing such a requirement. Thus, based on the above, Plaintiffs have not alleged facts to plausibly suggest that the purported copy of the Note relied upon by Deutsche was fabricated or invalid or that, even if it were fabricated or invalid, that it would have impaired the ability of MERS to assign the power of sale to Deutsche.
3. Validity of Assignment of Deed
Plaintiffs also argue that the assignment of the power of sale from MERS to Deutsche was not valid because the Assignment of Deed was invalid. Plaintiffs argue that the Assignment of Deed was not valid because it did not comply with the PSA and because it was executed after the trust that Deutsche represents was closed. Initially, the court notes that, to the extent that Plaintiffs seek to base claims on violations of the PSA, Plaintiffs were not parties to the PSA and lack any standing to assert such claims. See, e.g., Anderson v. Countrywide Home Loans, 2011 WL 1627945, at *4 (D. Minn. 2011)(stating that the plaintiffs did "not have standing to challenge the validity of the assignment to the Trust because they [were] not parties to the PSA"). In addition, Plaintiffs have also not cited any precedent holding that an assignment is invalid simply because it conflicts with a PSA and it is irrelevant to the validity of the assignment whether or not it complied with the PSA.
Even if compliance with the PSA were considered, while the PSA provides that a transfer of a loan must have been performed before the trust closed, all that was required under the PSA was a physical delivery of the Note. (PSA Section 2.01(c)(I)). Plaintiffs have not alleged any facts that plausibly suggest that MERS failed to physically deliver the Note to Deutsche. Nor have Plaintiffs cited controlling precedent that holds that assignments from a trust are invalid if made after the trust is closed. Thus, based on the above, although Plaintiffs allege in the amended complaint in a conclusory fashion that the assignment of the power of sale was invalid and based on a "fabricated" copy of the Note, Plaintiffs have not alleged facts to plausibly suggest that MERS failed to properly assign the power of sale to Deutsche.
C. Wrongful Foreclosure Claim (Count V)
Servicing Defendants argue that Plaintiffs have failed to state a valid wrongful foreclosure claim. Plaintiffs acknowledge in their amended complaint that Long has defaulted on the Loan. Also, although Plaintiff claim that Long desires to pay in full the amounts owed and has been unable to do so because of confusion as to the true owner of the Note, Plaintiffs have failed to plausibility suggest that there was anything other than a valid assignment of the power of sale from MERS to Deutsche. Plaintiffs have not alleged any facts that would plausibility suggest that Defendants engaged in a wrongful foreclosure action or that Plaintiffs were damaged by any unlawful conduct by Defendants relating to the foreclosure. Therefore, Servicing Defendants' motion to dismiss the wrongful foreclosure claims (Count V) is granted.
D. FDCPA Claims (Count I)
Defendants argue that Plaintiffs have failed to state a valid FDCPA claim. The FDCPA offers protections relating to consumer debt, and to qualify as such debt, a court should consider whether "the money [is] owed 'primarily for personal, family, or household purposes . . . .'" Walton v. Hyatt & Rosenbaum, P.A., 2009 WL 3004539, at *2 (S.D. Ind. 2009)(quoting in part Berman v. GC Services Ltd. Partnership, 146 F.3d 482, 484 (7th Cir. 1998)); see also Miller v. McCalla, Raymer, Padrick, Cobb, Nichols, and Clark, L.L.C., 214 F.3d 872, 875 (7th Cir. 2000)(explaining that the FDCPA "regulates the debt collection tactics employed against personal borrowers on the theory that they are likely to be unsophisticated about debt collection and thus prey to unscrupulous collection methods" and that "[b]usinessmen don't need the warnings")(emphasis in original).
Defendants contend that Long operates a luxury commercial hotel on the Property. Plaintiffs allege that the Property is located in Georgia, that Long lives in Illinois, and that Castle has "invested approximately $175,000.00 in the renovation and maintenance of the" Property. (A. Compl. Par. 6-7, 16, 19). Plaintiffs do not plausibly suggest that the debt at issue was personal debt. The court also notes that Plaintiffs have not contested the assertion by Servicing Defendants that the debt that is the subject of the Loan is commercial debt rather than consumer debt. Thus, the FDCPA is not applicable in this case. In addition, although Plaintiffs make conclusory references to communications from Servicing Defendants that allegedly violated the FDCPA, Plaintiffs fail to provide any facts concerning such communications to plausibly suggest a violation of the FDCPA. Although Plaintiffs argue in response to the motion that they have provided specific facts concerning communications, the communications pointed to are communications made by Plaintiffs to Servicing Defendants, which are not a valid basis for a FDCPA claim. (Ans. Dis. 23). Finally, Plaintiffs have failed to point to precedent indicating that a non-judicial foreclosure is considered debt collection activity protected by the FDCPA. See, e.g., Trent v. Mortgage Electronic Registration Systems, Inc., 618 F.Supp.2d 1356, 1360 (M.D. Fla. 2007)(stating that "[t]he FDCPA is intended to curtail objectionable acts occurring in the process of collecting funds from a debtor" and "that foreclosing . . . is an entirely different path" because "[p]ayment of funds is not the object of the foreclosure action," and that "the lender is foreclosing its interest in the property"). Therefore, Servicing Defendants' motion to dismiss the FDCPA claims (Count I) is granted.
E. Fraud Act Claims (Count III)
Servicing Defendants contend that Plaintiffs have failed to plead sufficient facts to support a Fraud Act claim. Plaintiffs allege that Defendants engaged in deception in the conduct of trade or commerce. (A. Compl. Par. 88-92). Pursuant to Federal Rule of Civil Procedure 9(b), a party must plead allegations of fraud with particularity. Fed. R. Civ. P. 9(b). Any claim that "'sounds in fraud'-in other words, one that is premised upon a course of fraudulent conduct-can implicate Rule 9(b)'s heightened pleading requirements." Borsellino v. Goldman Sachs Group, Inc., 477 F.3d 502, 507 (7th Cir. 2007)(quoting in part Rombach v. Chang, 355 F.3d 164, 170-71 (2d Cir. 2004)). To plead fraud with particularity, a plaintiff must allege "the who, what, when, where, and how" relating to the fraud. Id. (internal quotations omitted)(quoting DiLeo v. Ernst & Young, 901 F.2d 624, 627 (7th Cir. 1990)).
In the instant action, Plaintiffs contend that Defendants somehow committed fraud by proceeding to the foreclosure sale. However, as explained above, the record indicates that Deutsche was assigned the power of sale and there are no allegations that plausibly suggest that the foreclosure sale was unlawful. Plaintiffs fail to provide specific facts concerning any other alleged communications or other misconduct by Defendants that would satisfy the Rule 9(b) requirements. Therefore, Servicing Defendants' motion to dismiss the Fraud Act claims (Count III) is granted.
Based on the foregoing Albertelli Defendants' motion to dismiss is stricken as moot and Servicing Defendants' motion to dismiss the claims brought against Servicing Defendants in Counts II, IV, and VI is stricken as moot. Servicing Defendants' motion to dismiss the remaining claims in this action in Counts I, III, and V is granted.
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