text:
Looking for full time experienced manager to run 2 surgeries in Watford
Knowledgeable in field of IT, marketing and CQC.
Professional communication skills and great patient management.
Competitive salary
40 hours a week.
3 surgeries
Use Kodak R4
Car parking off street
For more information contact Jade and quote reference DEN-33128
Call us on 01332 609318
Email us at [email protected]
View more information at http://www.medicruit.co.uk/positiondetails.aspx?id=33128
Hygienist – Hertfordshire
Posted by Medicruit on 5 August 2015
Reference: 33128Apply Back

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text:
I know this campaign is for a good cause, and I know they think they're being humanitarian or something, but really, what are Sarah Jessica Parker, Gwyneth Paltrow, and Alan Cumming doing with war paint on their faces? I think I would rather see SJP cavorting around in a Gap ad, or better yet, never again anywhere. And Alan… Well, just because it's not jizz on your face doesn't mean it's a good idea.
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Urgent help needed New life... desirable?
Discussion in 'Urgent Help Needed' started by Mrabkin, 19 May 2010.
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August 6, 1971
UNITED STATES of America
Raymond BINET, Defendant
Cooper, District Judge.
COOPER, District Judge.
Our Circuit on January 13, 1971 set aside defendant's adjudication of juvenile delinquency upon the finding that "oral admissions made to an Assistant United States Attorney after his arrest and prior to his arraignment were unconstitutionally obtained *fn1"
] and that the introduction of these admissions into evidence against him at trial, over his objection,
was reversible error." 442 F.2d at 296.
Subsequent to the Government's petition for a rehearing on the ground that the Court's disposition was bottomed upon an issue "not called to the attention of the trial court by either party," the panel remanded the matter "so as to provide the Government the opportunity it desires, the evidentiary hearing to be limited to the Government's request, that of developing facts bearing upon the issue of delay prior to arraignment." 442 F.2d at 302.
Pursuant to our Circuit's mandate, an evidentiary hearing was held before us on May 6 and 7, 1971.
In their initial opinion reversing Binet's commitment, the Court concluded that the Government had failed to meet its " heavy burden to demonstrate that a confession taken from the accused was not the product of a period of detention or custody 'for a longer period than is necessary to produce the juvenile before a committing magistrate.'" 442 F.2d at 300 (emphasis added). The Court reaffirmed its ruling, first announced in United States v. Glover, 372 F.2d 43 (2d Cir. 1967), that the stimulus for enacting § 5035 was to confer upon juveniles minimum procedural safeguards sanctioned by implementation of the protective exclusionary rule. Accordingly, in determining whether the Government has satisfied this "heavy burden," we are governed by our Circuit's expression of the broad Congressional intention underlying this statutory section, and interpretation we endorse fully. As set forth in Glover :
Section 5035 evidences a strong Congressional concern with the protection of the rights of juveniles. Unless the juvenile is taken "forthwith" before a committing magistrate, detention shall not "be for a longer period than is necessary to produce the juvenile before a committing magistrate." There is here no hint of any purpose to allow detention for any other objective than prompt arraignment, before a judicial officer, so that the magistrate may explain and protect the juvenile's rights -- among others, the right against compulsory self-incrimination and the right to the assistance of counsel. The Act makes plain the concern of the Congress that those of adolescent age be kept separate from hardened adult offenders. We may assume that it was no less concerned with the greater need of the young and inexperienced for independent, unbiased advice as to the right to counsel and the right to refrain from self-incrimination, when interrogated by the police authorities.
Miranda v. State of Arizona, 384 U.S. 436, 444, 86 S. Ct. 1602, 1612, 16 L. Ed. 2d 694 (1965), held that "the prosecution may not use statements, whether exculpatory or inculpatory, stemming from custodial interrogation of the defendant unless it demonstrates the use of procedural safeguards effective to secure the privilege against self-incrimination." In the case of a juvenile, compliance with the mandate of the Juvenile Act should be the minimum requirement of such safeguards. Treatment of an accused juvenile after arrest as a chattel in the possession of the officers, deliverable at will to the inspectors' officers for interrogation is a plain departure from the command of statute for forthwith production of the juvenile before a magistrate. Statements taken while the statute is being ignored in this fashion must be held inadmissible. (Emphasis as in opinion.) 372 F.2d at 46-47.
The unequivocal language of the statute and our Circuit's exposition of its aims lead us to conclude that where, as here, a period of seven and one-half (7 1/2) hours elapses between a juvenile's arrest on a weekday morning and his arraignment before the magistrate, such an extensive time period, in and of itself, is violative of 18 U.S.C. § 5035 unless justified by extraordinary circumstances. Cf. United States v. Beckom, 324 F. Supp. 253 (S.D.N.Y. 1971).
While we are satisfied of the honourable intentions of each governmental employee who had a hand in "processing" Binet's case during the 7 1/2 hour interval (there is not a shred of proof to the contrary), this cannot satisfy the statutory proscription which demands more than good faith and best intentions.
Although we have already succinctly stated our conclusion, the mandate prompting this report obligates us to elucidate.
Proceedings prior to attendance at the United States Courthouse
Since we rest our holding on what we consider the excessive length of the delay and therefore need not analyze in intricate detail the day's events, a general recital of what took place illustrates the non-extraordinary nature of the delay.
Binet was apprehended by postal investigative aid Hudland and taken to the General Post Office at approximately 7:00 A.M. (Tr. 4, 34). From 7:25 until 7:50, Postal Inspector Fuller informed each defendant individually of his rights. (Tr. 8, 29-30, 41-3, 45). Hudland then interviewed Binet from 7:55 until 8:10 eliciting pedigree information (Tr. 8-9); Binet declined to give a statement. (Tr. 9, 48). At 8:10 Binet was not feeling "good"; he placed his head on the table and dozed until 8:30 (Tr. 9). Upon concluding that Binet was an addict, he was given a methadone shot (Tr. 10-11, 53) and then returned to the office where he was being detained. (Tr. 33). Binet's co-conspirators were at that time being interviewed by other postal inspectors. (Tr. 43-8, 51-3). From 8:45 until 9:30 Postal Inspector Lyons, now apparently in charge of the prosecution, caused to be prepared a detailed list of the addresses of each item in the stolen mail sacks; he had the defendants photographed. (Tr. 55-6, 93-5, 99, 108-11).
Fuller at 9:15 telephoned to alert the United States Probation Office that a juvenile had been apprehended. The next half hour, 9:30-10:00, was spent making the appropriate arrangements for readying an automobile to convey all concerned to the United States Attorney's office and to provide coverage at the General Post Office for those who would be absent in connection with the case. (Tr. 60-2). Leaving their stations at 10:00, they started their 45 minute trip to the courthouse at 10:15 (Tr. 63-4) and arrived at 11:00 A.M.
At the office of the United States Attorney
Binet was placed in the public waiting room of the United States Attorney's office while two postal inspectors spoke with the secretary to the acting chief of the criminal division, Assistant United States Attorney Doyle. (Tr. 66). When Mr. Doyle returned to his office some 45 minutes later, they spoke with him and at 12:00 Noon secured authorization to prosecute. (Tr. 70-2).
Mr. Doyle's secretary spent the next hour "typing up" the necessary forms and making numerous telephone calls to contact an available Assistant United States Attorney. (Tr. 73). At 12:45 P.M., AUSA Sale was assigned the matter (Tr. 130) and the group moved to his office. From 1:05 until 1:10 the inspectors related to Mr. Sale general background information. He immediately telephoned the Probation Department requesting a probation officer be sent to his office. A heavily-burdened probation office was unable to comply promptly. (Tr. 76, 131, 144-5, 187). Not seeing the probation officer, AUSA Sale interviewed defendant Vega from 1:10 until 1:30 (Tr. 132). Still awaiting the arrival of the probation officer, he next interviewed defendant Gomez from 1:30 until 1:50 (Tr. 133). Then it was that probation officer Gannon appeared. Binet's pre-arraignment interview commenced moments thereafter. (Tr. 134-6, 187). Upon its completion at 2:10, Mr. Sale conferred with Mr. Gannon as to a proposed bail reccommendation and then proceeded to the United States Commissioner for arraignment at 2:20.
We note that only one postal inspector was present (at the General Post Office) capable of informing the three apprehended conspirators of their constitutional rights. (Tr. 44-5). As we regard it most proper to consult with each defendant individually, the absence of other qualified inspectors (no doubt caused by an undermanned staff) resulted in the tripling of the time within which this vital undertaking could otherwise have been completed. Likewise, the one hour delay occasioned by Mr. Sale's deferment of the pre-arraignment interview with Binet until the arrival of a probation officer, (Tr. 132-3), is understandable. By so acting, he conformed to the desirable policy of his office of only interviewing a juvenile in the presence of a probation officer who, by reason of training and experience, is usually best capable of guarding the interests of the youth and aiding the prosecutor in offering an informed bail recommendation. (Tr. 145-6).
The testimony adduced at the hearing disclosed for the first time exactly how it came to pass that Mr. Sale put the question that elicited the inculpatory statement, a factor heavily relied upon by our Circuit in reversing the conviction. It did not have the benefit of what has since been developed and accordingly reacted to what first appeared as "sophisticated questioning" by a prosecutor "until after an oral confession was secured." 442 F.2d at 299. Actually, in diligently complying with the established rules of his office, Mr. Sale followed a printed government form for pre-arraignment interrogation. This short form detailed six standard questions to be put to a defendant. The final question (the first five simply served to introduce the assistant and inform the defendant of his full rights) sought information "about [defendant's] background and [his] version of the facts." Government Exhibit 7, 8. Simple fairness makes it imperative that we state that the record does not reveal the slightest indication of an unfair prosecutor -- most certainly not one intent upon overcoming the will of a frightened youth.
Routine delays which consume huge amounts of precious time, understaffed offices with heavy responsibilities to discharge, considerable inexperience here and there -- all accompanied by good intent -- these do not satisfy a demanding statute concerned at any cost with the prompt arraignment of a juvenile. Simply put, procedures must be instituted to meet the special attention which the statute exacts. It is not uncommon for the law, as in medicine, to provide emergency procedures to rapidly respond to situations requiring immediate action.
For the reasons set forth above, Binet's detention was for a "longer period than [was] necessary to produce the juvenile before a committing magistrate."
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Kukla's Korner Hockey
Pat Quinn Turned Down Bruins
by Paul on 07/13/06 at 05:18 PM ET
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"I'm open if the right opportunity comes along to stay in the business. It's been my life," Quinn said from his Vancouver home. "One thing you miss is getting up and going out the door every day." Quinn revealed he actually turned down a chance to get back in with the Boston Bruins. "As a matter of fact, I assume they were serious, they made me an offer," Quinn said. "But it wasn't anything that at that time was acceptable. So they moved on (the Bruins hired Dave Lewis)."more
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Dry Shipping Sector Poised for Increase After Sluggish Growth.
Shipping rates represents one of the key drivers that analysts and investors look at, since they reflect supply and demand realities. When shipping rates rise, as they have recently according to the Baltic Dry Index, this signals increased economic activity from Europe and from China in 2014, signifying that shipping stocks may increase in value.
On September 6, 2013, the Baltic Dry Index for Capesize, Panamax, and Supramax vessels rose by 139, 59, and 7, respectively to 2,799 for Capesize, 1,020 for Panamax, and 959 Supramax, according to DryShips Inc. (DRYS $2.88 +$0.12)'s website, which measures these figures daily.
While charter rates and capacity for Panamax and Supramax vessels have yet to reach new highs this year, the Index for Capesize vessels, which are primarily used to haul raw materials and commodities from countries like the Americas and Australia to China have now officially reached highs for the year.
The stock in the sector that stands out for not only being undervalued but also for having key developments was the aforementioned DryShips (DRYS $3.09 ), which recently secured a $1.3 billion credit facility through its Ocean Rig (ORIG $18.65 ) subsidiary, of which DryShips owns 78 million shares. Ocean Rig also announced that Lukoil exercised its options for an additional two-well program under a previously announced Contract Award for one of Ocean Rig's semi-submersible drilling rigs. The revised contract is for a firm six-well program and the rig is now expected to be available for deployment by December 2014, at the earliest. By expanding its drill-rig support vessel portfolio and diversifying its revenue by adding drilling rig services vessels to its portfolio of dry bulk and tanker vessels, DryShips looks to be one of the standouts in the sector.
Technical Analysis by Harry Boxer (thetechtrader.com)
DRYSHIPS (NASDAQ:DRYS) DRYS has also surged along with the rest of the shippers and has broken out across its 5 year declining tops line and its most recent important resistance level near $2.75 on a price /volume thrust (its biggest volume cluster in 18 months).
We believe a possible new uptrend has begun, but would note additional overhead resistance near $3.85 then $4.35 .If those levels are taken out with strong volume then our targets are $6-$6.25 then $7.75-$8 zone.
Currently support appears to be near that $2.70-$2.75 level and a retest of that area may be used as an ideal entry point for an intermediate to longer term move.
While some companies in the sector may experience some issues regarding liquidity, few can say that they have had the year that Navios Maritime (NM $7.19 ) has been having for 2013. With over $125 million in revenue for Q2 of 2013 and boasting over $277 million in cash, the company has also buttressed itself with the acquisition of three convoys to support its burgeoning iron ore transportation line for $49 million, which also complements ten vessels that were acquired in April from HSH Nordbank and through a $100 million multi-round capital raise back in February.
Navios is important because it not only shows that a fixed charters' strategy has helped its profitability, but also more importantly that these companies are also helped by a slowdown in vessel construction, as many vessels which have been acquired recently in transactions are used vessels. These developments reveal that subsequent booking rates for vessels in the future will go up and hence, so will shipping company profitability.
Technical Analysis by Harry Boxer (thetechtrader.com)Click to enlarge
NAVIOS MARITIME (NYSE:NM) Navios has been in a picture perfect rising channel since the early part of this year when is began its ascent. Since then it has surged more than 100%, from near $3.25 to Friday's new 3 ½ year high at $7.29. The stock is currently extended in the short term and nearing resistance around 7.50 . We may soon get a pullback retest in this group as many are extended and near resistance but our view is that pullbacks will likely represent buying opportunities. Projected targets between $11-$15 . Support near $6.70 & $6.25
Extended charters have also been a catalyst in Diana Shipping (DSX $12.83 ). The company recently signed new time charters with Rio Tinto (RIO $48.11 -$0.11) and EDF Trading. With both charters expecting to generate over $11 million during the minimum duration period of their respective charters. Diana Shipping also took delivery of a Panamax dry bulk carrier, the "M/V Artemis" last month that will be used for the Rio Tinto charter. Diana's Panamax vessels have been the backbone of their Q2 revenue, especially with two large charters signed with Cargill over the summer.
Diana has been expanding and diversifying its fleet with secondhand, but relatively young vessels and through new constructions. With ship values and charter rates bumping along the bottom, Diana's strategy makes sense. Once the industry has recovered, expect Diana to benefit from having a younger, well serviced fleet.
Technical Analysis by Harry Boxer (thetechtrader.com)
DIANA SHIPPING (NYSE:DSX) DSX, has been rising in an up channel similar to NM but at a less accelerated pace. Since early January it has run from $7.44 to $12.88 about 65-70%. It too may be short term extended and nearing resistance. Any pullbacks to support near $11.75-$11.80 & $11-$11.10 may be used as possible entry points ,should the shippers back off to retest /consolidate. Targets $14-$17, $19 on the high end.
Fleet expansion and charter diversification are just as important to Genco Shipping & Trading (GNK $3.94 ). The company has benefited from announcing that although Q2 earnings were slow, there is potential on the horizon for a pickup in the dry shipping industry. It also said that although dry dockings will take place for some of their fleet in 2014 this will be offset through vessel acquisitions, increasing Genco's fleet tonnage over 5% overall and that the dry dockings will not tie up vessels significantly.
In turn these announcements led to an upgrade on Genco's shares from Global Hunter Securities, raising their outlook from "Sell" to "Neutral". In their commentary Global Hunter Securities stressed that liquidity issues that the company faced had been cleared up, which had been a major headache for the company. Global Hunter noted that "However, as a result of the company's amendment to its credit facilities, we believe liquidity issues through 2013 have been alleviated and believe it's prudent to upgrade GNK to a Neutral rating."
Technical Analysis by Harry Boxer (thetechtrader.com)Click to enlarge
GENCO SHIPPING (NYSE:GNK) Genco has been even more explosive than the rest lately having surged sharply from near $1.75 to $4.25 on Friday, a 140% move in less than 4 weeks! It now finds itself at KEY resistance at the $4.25-$4.40 zone , so again a pullback retest would be a welcome event and also a potential buying opportunity on our opinion. Support near $3.00-$3.50 ,with projected price targets at $6-$6.15 then $8-$8.25 once the $4.40 level is taken out with strong volume.
Energy vessels in particular should do well as China and other countries in Asia increase energy imports while the U.S. looks to become a net exporter of energy.
Please note that any investment in this sector is highly speculative, not to mention subject to many random events. Please remember to perform the necessary due diligence to ensure that these stocks are proper for any given investment objectives.
THE FOCUSED STOCK TRADER (Legal Disclaimer)
The Focused Stock Trader is not registered as an investment adviser nor a broker/dealer with either the U. S. Securities & Exchange Commission or any state securities regulatory authority.
Users of this website are advised that all information presented on this website is solely for informational purposes, is not intended to be
used as a personalized investment recommendation, and is not attuned to any specific portfolio or to any user's particular investment needs or objectives.
Furthermore, such information is not to be construed as an offer to sell or the solicitation of an offer to buy, nor is it to be construed as a recommendation to buy, hold or sell (short or otherwise) any security. All users of this website must determine for themselves what specific investments to make or not make and are urged to consult with their own independent financial advisors with respect to any investment
All opinions, analyses and information included on this website are based on sources believed to be reliable and written in good faith, but should be independently verified, and no representation or warranty of any kind, express or implied, is made, including but not limited to any representation or warranty concerning accuracy, completeness, correctness, timeliness or appropriateness.
In addition, we undertake no responsibility to notify such opinions, analyses or information or to keep such opinions, analyses or information current.
Owners, employees and writers of and for The Focused Stock Trader, a division of TFST Publishing, LLC. may have long or short positions or buy and sell securities that may be discussed on this website.
For any questions or comments, please email firstname.lastname@example.com
Harris Shapiro
Editor in Chief
The Focused Stock Trader
Disclosure: I have no positions in any stocks mentioned, but may initiate a long position in DRYS, DSX, NM over the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it. I have no business relationship with any company whose stock is mentioned in this article.
Additional disclosure: I was assisted by Anthony Orbanic


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Trying to find some agents who use the psg software called jupix
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The Chronicles of Heaven's War: Sisters of the Bloodwind
by Ava D. Dohn
- #4845 in Science Fiction & Fantasy, Science Fiction, Adventure
- #12077 in Fiction & Literature, Historical
- Free eBook
Where to begin a tale filled with closely guarded secrets of demons, gods and men that has for the Ages been hidden from all searching eyes…so troubling and damning that the very faith of mortals will be shaken to its core…
Greatest of Ancients, the wisest of sages, beckons with a teasing riddle…
"To reach the beginning, you must start in the middle.
And to attain the finish, you must comprehend all things.
Time goes ever forward, but knowledge learns always from the past."
…the middle - a time when the existence of all life hinges upon one thread, one decision, one choice…as men of clay selfishly pursue wealth, glory, and pleasures while others far beyond the stars fight to return to an unending life of bliss and self-indulgence.
Here begins our Quest…a long and twisting road to Destiny drawing us into a distant and sordid past, then flinging us wildly toward an uncertain future, opening a door to a mystical world…
Dare you take this dangerous journey of discovery to uncover the truth of all matters and meet the people who have given everything for us to gain what the future holds…?
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The Chronicles of Heaven's War: Sisters of the Bloodwind
by Ava D. Dohn
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- Ava D. Dohn, November 2011
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At the start of the new school year in September, twenty-four rather different schools will be opening their doors for the first time – these are the "free" schools.
Another step in the coalition's education reform
These "free" schools have been selected from a number of applications and have received government funding to form their own curriculum. The schools are intended to provide places for pupils in areas where schools are stretched to their limits.
Some of the twenty-four schools are specialised religious schools, others choose instead to focus on particular subjects – subjects ranging from Latin to Yoga.
In all, this September will see in the first terms of two schools for children between the ages of three and eighteen, five secondary schools and seventeen primary schools. Some of which are reformed existing schools whilst others will be ringing school bells for the very first time.
The schools in question
The "free" schools include the West London Free School complete with a curriculum designed by Toby Young, an author and journalist who wishes to emphasise academia – and Latin in particular.
Meanwhile, in the North of the country – Lancashire to be exact – the Maharishi School will be imparting the knowledge and beliefs of the Maharishi to its new pupils.
Also included in the line-up of "free" schools are several specialist Jewish schools in London, a Sikh school in Birmingham and a Hindu school in Leicester.
Those against the "free" school scheme
As with any new initiative, the "free" school scheme has been met with a fair few critics.
According to members of the Labour Party and various educational professionals, the scheme jeopardises the future schools that are already up and running in areas near to the "free" schools.
Despite the fears of some, it would seem that applications are already been drawn up by more prospective "free" schools in the hopes of receiving funding to open next year.


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Note: Sample below may appear distorted but all corresponding word document files contain proper formattingExcerpt from Term Paper:
Media Violence
What impact does media violence have on society? How are children affected and how are adolescents affected by violence portrayed in movies, television, video games and in other forms? This paper reviews and critiques peer-reviewed articles that address the subject of media violence from several perspectives -- and takes positions on the arguments and research presented in those scholarly articles.
There is ample empirical research available to back up the assertion that violent video games, movies and television programs have a negative impact on young people. It is the thesis of this paper that ultimately the responsibility for guidance vis-a-vis violent media is not on schools or law enforcement but in fact is on the shoulders of parents.
The Influence of Media Violence on Youth
An article in the Psychological Science in the Public Interest (Anderson, et al., 2003) flatly asserts that there is "…unequivocal evidence that media violence increases the likelihood of aggressive and violent behavior," and that aggressive behavior will manifest itself in both "long-term" and "immediate contexts" (Anderson, 81). Whether it is violent video games, film or television violence, when youths are exposed in a short-term context there can be verbally "…aggressive thoughts, aggressive behavior, and aggressive emotions" (Anderson, 81).
The authors explain that -- based on "large-scale longitudinal studies" -- there are long-term manifestations to "frequent exposure to violent media in childhood." Those manifestations include "aggression later in life" that can consist of spousal abuse and physical assaults against others (Anderson, 81). Media violence increases "…physiological arousal," Anderson explains. The authors point out that while "…many children and youth spend an inordinate amount of time" witnessing violent media" the research they conducted reflects the fact that "… parental-mediation interventions…" can in fact result in beneficial outcomes (Anderson, 81).
Anderson points to the Bjorkqvist (1985) study that exposed five and six-year-old Finnish children to violent media (and others in the class were not subjected to the violence). Two raters who didn't know which children saw the violent video watched the group playing and those who had watched the violent media were "…hitting other children" and "wrestling" along with other kinds of aggression.
Another study referenced by Anderson involved 396 boys (7 to 9 years of age); some watched a nonviolent film, others watched a violent film. During the ensuing game of floor hockey, witnesses (who didn't know which boys saw the violent film) clearly identified those who watched violent films. They were pulling each other's hair, tripping, kneeing, elbowing, and "…other assaultive behaviors" that go well beyond legal hockey rules (Anderson, 85). In Anderson's conclusion, the "troubling truth" is that "…violent media are entering the home and inviting active participation of even young children -- often with little parental supervision"; hence the thesis of this paper calls for far more attentive and consistent parental stewardship.
Meanwhile a 2011 peer-reviewed article in the journal Aggressive Behavior measures media violence exposure (MVE) by examining MVE and aggressive and pro-social behaviors at two different points in time during the school year (Gentile, et al., 2011). The study referenced by Gentile and colleagues had 430 students (3rd, 4th, and 5th graders) from five schools in Minnesota; 51% of the children were boys. The results were produced by questionnaires completed by both the students and their teachers.
In the early part of the school year ("Time 1") children reported an average of 20.8 hours a week watching television; 9.6 hours per week playing video games; and boys watched more television and played "significantly" more video games than girls (Gentile, 198-99). In the second half of the school year ("Time 2") the students reported watching fewer hours of television and fewer hours of playing video games; Gentile suspects that "…participants were beginning to guess the intent of the study" and may have "modified" responses to the questionnaire (199).
However, children who had viewed more violence in the early part of the school year demonstrated "…increased aggressive behaviors and decreased pro-social behaviors" later in the school year (Gentile, 205). The increased aggression shown (particularly by boys) could be "evidence of the beginning of a vicious cycle," Gentile asserts (205). This is because as children become more aggressive they then can become "…ostracized from the main group" which in turn pushes the aggressive children into cliques with others who have the same behaviors. While in that clique, they may "…reinforce each others' aggressive media habits and aggressive attitudes and behaviors," which certainly exacerbates the problem for the school as a whole (Gentile, 205). And along with the increased aggressiveness the academic performance of those in the clique tends to deteriorate (Gentile, 205).
Historical Event -- Motion Picture Production Code
It is clear that the motion picture industry attempted to set standards beginning back in the years 1929 and 1930, when the Motion Picture Production Code (MPPC) was established. Journalist Joel Timmer writes in the peer-reviewed Journal of Popular Film and Television that the Production Code Administration (PCA) was mainly concerned -- in the years between 1934 to 1968 -- about content that embraces sex and crime. The MPPC required that before a movie studio could begin filming, it was obliged to "…submit scripts to the PCA for approval" -- and once the film was complete the production company was then obligated to submit the finished movie for review and approval as well (Timmer, 2011, p. 29). If a movie company did not meet the standards set forward by the PAC, the punishment for violating the Code was $25,000.
Timmer (30) explains that the MPPC was established not so much on how the movie would be harmful to audiences (or children) in terms of content; it was based more on "…a philosophy that films should uphold the morals of society," Timmer continues. The Preamble to the MCCC offers a realistic look at how the PAC approached the issue:
There is a need to distinguish between "Entertainment which tends to improve the race, or at least, to recreate and rebuild humans exhausted with the realities of live; and Entertainment which tends to degrade human beings, or to lower their standards of life and living. Hence, the moral importance of entertainment is something which has been universally recognized. It enters intimately into the lives of men and women and affects them closely; it occupies their minds and affections during leisure hours, and ultimately touches the whole of their lives."
There was a study done by the Payne Fund (from 1928 to 1933) regarding the impact that movies had on children. The Payne Fund in fact used actual showings in front of children in an attempt to scientifically answer questions like: a) "Were children's attitudes toward violence and sex changed by the movies they saw?"; b) "What, if any, emotional impact did films have on children?"; and c) "Were children able to distinguish 'fantasy' from reality?" (Timmer, 30).
The report by the Payne Fund alleged that "…Crime movies had a greater influence on children who came from dysfunctional homes" and that "…movies were in and by themselves no more harmful than other cultural influences on children" (Timmer, 30). However, a book called Our Movie Made Children (released in 1933) claimed that movies "…were helping shape a race of criminals" (Timmer, 30).
Closely linked to that report, another book came out in 1937 called Hollywood's Movie Commandments; in that book it quotes an assertion from the Code: "Criminals should not be made heroes, even if they are historical criminals" (Timmer, 32). Moreover, the specific rule established by the Code was that "…a gangster cannot be made a hero, nor can a racketeer who is the prototype of the gangster, the kidnapper, the hardened and unregenerate type of criminal… or the type of character who…uses criminal methods and so romanticizes crime and makes it appear heroic and praiseworthy" (Timmer, 32). On page 33 Timmer paraphrases a portion of the Code about humor: If violence is depicted as "humorous, this can increase the likelihood of viewers learning aggression as well as desensitizing viewers to the seriousness of violent behaviors." The Code was abandoned in 1969 and replaced with what today is known as the Motion Picture Association of America (MPAA), an organization that rates films.
Three key historical events: a) establishment of MPPC; b) the Payne Fund; c) MPAA
Three challenges individuals and law enforcement face: a) frequent exposure to violent media in childhood can result in "aggression later in life" (including spousal abuse and physical assaults on others) (Anderson, 2003); b) "emotional and physiological desensitization to aggression" can lead to violence against others (Gentile, 2010); and c) repeated exposure to "any aggressive stimulus" can have negative impacts on teachers and teaching (Gentile, 2010).
Three agreeable authors' statements: a) "the Code did not allow violent crimes to be rewarded or even go unpunished" (Timmer, 2011); b) "Children's consumption of media violence early in the school year predicted higher verbally aggressive behavior, higher physically aggressive behavior, and less pro-social behavior later in the school year" (Gentile, 2011); and c) "A study…[continue]
"Social Psychology Analyzing A Major Issue" (2012, December 21) Retrieved December 5, 2016, from http://www.paperdue.com/essay/social-psychology-analyzing-a-major-issue-105606
"Social Psychology Analyzing A Major Issue" 21 December 2012. Web.5 December. 2016. <http://www.paperdue.com/essay/social-psychology-analyzing-a-major-issue-105606>
"Social Psychology Analyzing A Major Issue", 21 December 2012, Accessed.5 December. 2016, http://www.paperdue.com/essay/social-psychology-analyzing-a-major-issue-105606
Social psychology is a very broad field that takes in the many varieties of group dynamics, perceptions and interactions. Its origins date back to the late-19th Century, but it really became a major field during and after the Second World War, in order to explain phenomena like aggression, obedience, stereotypes, mass propaganda, conformity, and attribution of positive or negative characteristics to other groups. Among the most famous social psychological studies
While he supported me in my endeavors, he raised many questions, >Why do you want to enter social work? How do you think you are going to provide for your family and the lifestyle you are accustomed to?" Deferring to socialization pressures that still impel them to fulfill the "breadwinner" role and avoid feminine characteristics, they may segregate themselves from women in the profession, selecting specialties or positions that
Human Behavior Observation: Supermarket Context Human behavior is largely defined in the field of psychology as a result of the interaction of mental states and immediate social situations (Lewin, 1951, p.12). While the observation of human behavior has been conducted over the centuries in many different settings, the aspect of this observation that has had the tendency to alter how people interact with their surroundings and with one another in terms
Developmental Psychology If a parent approaches child rearing with the idea of Nativism in their mind, they might not bother to expose their children to many things early on. That is because Nativists believe a child is already hardwired with abilities, so, if the child ends up being good at music, it is because the child was born good at music, not because the child was exposed to music as a
Therefore, today's society in the United States is diverse, which is something a social worker needs to understand and know how to deal with each diverse group. Furthermore, through research, it has been discovered most ethnic groups that live in the United States consist of young people, which means by staying in this country, they grow accustom to their surroundings. Once they have grown accustom to living here, they
I believe I have learned many things in class that will help make me more effective and successful in my personal life. Perhaps the most evident thing I have learned is how to determine my own conscious motivators and recognize how my unconscious beliefs and morals may impact my attitudes, beliefs and behaviors. This falls more into the realm of social psychology. I have learned exactly how critical environment can
Therefore, it is necessary to account for the acquisition of habits. Due to certain limitations of the behaviorism approach, there have been revisions to the theory over the century. For example, although behaviorism helped people to forecast, alter, and change behavior over time, it did not attempt nor intend to understand how or why the theory worked. The present-day social cognitive approach asserts that behavior is results from an ongoing


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款式: 40072043 颜色:
FP Beach
I bought this is sz large in black. I'm 5'7", 40D bust and have broad shoulders. The material is soft, length is great (long enough to be a dress or wear with leggings, jeans, etc) and the simplicity gives you tons of options. With a cool belt, tall boots, great hat, layering necklaces or shoulder duster earrings. Love this dress! It also drapes beautifully and isn't tight at all in any area .


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|Cardinal Ranjith and Pope Benedict XVI
(WDTPRS) - The Archbishop of Colombo, Albert Malcolm Cardinal Ranjith Patabedinge would be ready to entrust the management and training of the seminarians of his Archdiocese to the SSPX. Such a step, according to the Cardinal would be possible if the SSPX is accepted and canonically erected. The Cardinal expects this project to improve training of future priests. The reports come from the Roman Rite website Messa in latino...THE CATHOLIC KNIGHT: Will wonders ever cease!?! Here we have an example of what many bishops in the Church feel, but now actually voiced by the good Cardinal himself. Have we found a successor to Pope Benedict XVI?
You can be sure that what Cardinal Ranjith has just voiced, other bishops will follow through should the much anticipated reconciliation happen between Rome and the SSPX. Can you imagine? Can you comprehend it? The wager has just been increased. We not only have the hope of a Personal Prelature for the SSPX, free of interference from local diocesan bishops, but NOW we have the prospect of various bishops throughout the world (following Cardinal Ranjith's lead) actually letting SSPX clergy control regular diocesan seminaries!
Rather than wait for the Church's reform, the SSPX is practically being given the chance to get out front and lead it!!! I would like to point out, these are not the Church's institutions making these offers. These offers are being made by individual men who are currently in power (for now) by the grace of God. Refusing these offers at this time would be a foolish choice indeed. It doesn't get any better than this. My advice is to seize hold of the opportunity now before it slips away. A moment like this does not come often in history.


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Does this restaurant offer highchairs for toddlers?
Does this restaurant have private dining rooms?
Is this restaurant wheelchair accessible?
Is this restaurant good for lunch?
Is this restaurant good for dinner?
Is this restaurant good for dining on a budget?
Is this restaurant good for brunch?
Is this restaurant good for breakfast?
Does this restaurant offer takeout or food to go?
Does this restaurant offer valet parking?
Thanks for helping!
A family dinner was offered by the Custom Tahiti and it was very well arranged and planned. The food was exquisite so was the ambience.
We were booked for dinner through our travel agent, so we had no idea what to expect. We were able to get a "free" ride there through a shuttle that was sent for us. They called 2 hours in advance to confirm our reservations. They were about 20 minutes late, but this has typically been our experience in Bora Bora...
Although it was pouring rain when my husband and I were there last week, the ambiance was great, service was excellent, and the food was delicious. My only complaint was it was a bit salty (we had steak, potatoes, and veggies). I would definitely recommend this place if you are in Bora Bora.
We moored our catamaran at Mai Kai's moorings and stayed the night. The service was great and relaxed as it should be on a holiday. The food was excellent with both fish and beef on the menu. We had live music all night and it couldn't be better watching the sunset in Bora Bora.
Moored at the Mai Kai for a night and had our best dinner whilst in Bora Bora. Sitting on the deck having a beer watching the sunset, it does not get any better than the Mai Kai!
On a recommendation from someone on our cruise ship, we had lunch here. We had a tour in the morning and walked here from the tender station. Was a hike but well worth it. We arrived late and they were just about to close up from their lunch service. They were kind enough to take us and it was well...
Warm welcome.
Nice view from the swiming pool, giving the feeling to dive in the lagoon.
Excellent cooking with local products.
A place to be !
Highly recommended- great service, excellent food with good presentation, expensive but no more than similar quality restaurants in bora bora. Had the beef carpaccio for starter- excellent and a beef stew for main which was very tender and rich with generous portions. A must visit for all visiting bora bora.
The only think letting the restaurant down was the toilets-no...
Mauruuru Teiva & Jessica for another fantastic stay at Mai Kai. We loved seeing Vehia play guitar again and showing our family your beautiful restaurant. Our daughter Allegra was in awe of your gourmet burger! Jess your angel will have pride of place on top of our Christmas tree - thank you so much!
For travellers the Mai Kai Yacht...
I'm going to give the restaurant the benefit of the doubt and say that we were there on an 'off' night but right from the beginning, our experience was strange...to say the least.
We arrived to the restaurant and it was pitch black. The hostess informed us that they had turned off the lights to 'get ride of the termites'...
Own or manage this property? Claim your listing for free to respond to reviews, update your profile and much more.
Wil be travelling here in a few weeks. Whats the average price of meals? Drinks ?
Do we need a reservation to come for lunch?, since we are in a cruise ship we do not have but good four hours to be there!
Hello, Do you offer complementary shuttle service to and from the Pearl Resort?
Wil be travelling here in a few weeks. Whats the average price of meals? Drinks ? At most of the restaurants. .. & also how much of francs should we be expecting to spend if all our accom/bfasts & dinners are included? Will be staying for 6 nights .. any info.would be greatly appreciated.
the phone number
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Partly cloudy
La Bodeguita del Medio
Miss K celebrates her fiancé's birthday with a meal at the Old Town Cuban favorite
It was Mr. K's birthday last week, so, rather than manipulating/bullying/otherwise cajoling him into my next blog spot of choice, as I usually do, I for once left the choice of restaurant venue up to him alone.
Luckily, in this case he plumped for La Bodeguita del Medio at Staroměstská, one of our favourite restaurants in Prague for cocktails, steak and general party atmosphere.
Back in my early Prague months, I used to spend about half my salary on mojitos here each week with the now-legendary Bad Influence Dutch Girl. Ah, happy days...
A few years on, however, and my life is much more sedate, with visits to La Bodeguita now focusing more on the cooking rather than the copious amounts of cocktails consumed in years gone by. Luckily for me, La Bodeguita is one of the few places in Prague equally suited to dining as it is drinking...
Unfortunately on this occasion, however, our visit got off to a somewhat wobbly start, as the restaurant had failed to keep the reservation Mr. K had popped in to make in person the previous day. It being 8:30pm on a Friday night with all tables in the place by now utterly packed out, Mr. K was not very happy here to say the least... I have to say that the hostess in question (not the one who'd taken the original reservation) fell over herself to be helpful here, seeking out a spare spot at the bar and providing a round of drinks on the house until the next table in the dining area was free, which was much appreciated. (At least by me -- Mr. K was still in the throes of a rather embarrassing paddy.)
Free wine and cosmopolitans did much to soothe Mr. K's frayed nerves here, however, and before long we were happily seated in the main dining area at the back -- my preferred spot to enjoy the ongoing Latino live music without being drowned out by it.
On previous visits to La Bodeguita, service has always been polite but erratic, with wait staff often overloaded with too many tables at once. On this occasion, however, it seemed that service was a lot more attentive -- perhaps our waitress had been forewarned that Mr. K was liable to blow a gasket if provoked twice in one evening...
Anyway, for starters Mr. K went for the smoked salmon with pea purée, herb oil and toast (168 CZK), while I unsurprisingly went for my usual of baked goat's cheese in filo pastry served on a warm spinach salad with bacon, pine nuts and balsamic vinegar (180 CZK).
Both of these went down extremely well, with Mr. K's salmon starter being simple yet generously proportioned, and my goat's cheese salad (a traditional favorite here) more than living up to previous visits. On a slightly negative note, I've never understood why La Bodeguita continually lets itself down on the bread front, always using the flimsy packet bread pictured as opposed to a few fresh slices of nice French loaf or something.
Still, overall we were more than happy with round one, which, needless to say, was washed down accordingly with glasses of house Argentinean Chardonnay (me) and Malbec (Mr. K) at 99 CZK each.
For the mains, I again stuck to my traditional La Bodeguita favorites here, in the beef steak tenderloin with pepper sauce and potato gratin (440 CZK), as I recall, requested medium rare.
I am generally not all that carnivorous in my tastes, but I have to say I do make an exception at La Bodeguita -- I've never yet been disappointed with the cut or quality of the steak, while the stodgy side of potato gratin likewise always goes down well here too.
Mr. K, however, decided to go for something new in the lamb calf with a warm salad of spinach, bacon with marjoram glaze and crème fraîche and potato purée (420 CZK).
This was deemed by both of us to be the absolute winner of the night, with an enormous quantity of melt-in-your-mouth lamb atop a mound of tasty mashed potato and flavorsome spinach salad. Next time I am definitely going for this one myself!
By this point, we were both pretty well stuffed, but considering it was Mr. K's birthday we thought we should at least mark the occasion with a shared slice of cake -- in this case opting for the chocolate with mascarpone and strawberries (160 CZK).
Thoroughly thick, dense and deeply chocolaty, this was a deliciously decadent end to what had overall been an extremely enjoyable meal.
Overall, the bill came to about 1,800 CZK, which certainly wasn't the cheapest meal we've ever shared, but for a special occasion we both felt that the quality of the food here was definitely more than worth the relative financial splurge. Either way -- despite the somewhat shaky start -- we'd both had a really great evening at any rate.
And so to keep it short but sweet, whether it's drinks/dinner/dancing you're after, overall La Bodeguita is one destination I'd definitely recommend!
La Bodeguita del Medio
Kaprova 5
Prague 1
Phone: (+420) 224 813 922
La Bodeguita del Medio (Brewsta, 2008)
La Bodeguita del Medio (Dan Levine, 2003)
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Discover a selection of top forums knight fighter on the internet. Come to share your passion on forums knight fighter and meet other fans of knight fighter. Then, why don't you create your own forum of knight fighter ?
)SoL(~ is a Star Wars Jedi Knight II: Jedi Outcast clan committed to fair play evolved from ]=ATS=[
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Faith, Hope, and Love – in difficult times
The backdrop After the death of Solomon, largely due to the tyranny of his reign, David's united Kingdom of Israel split into its northern and southern constituencies. The name Israel continued to designate the northern kingdom with its capital at Samaria. The southern kingdom took the name of the predominant tribe in the south – … More Faith, Hope, and Love – in difficult times


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This Week's Specials - Devotionals
The Book of MysteriesJonathan CahnFront Line / 2016 / Hardcover$12.99 Retail:5 Stars Out Of 5 17 Reviews Video
$21.99Save 41% ($9.00)
A teacher, journals mysteries for each day of a one year long adventure. He is joined on his journey by a traveler who is you the reader. Together they find the keys to spiritual truth, end times mysteries and other secrets to life.
This book is also a unique daily devotional. Each mystery contains a special mission for each day of the year, a mission that takes the revelation and applies it to reality for a life-changing journey.
Features deckled page edges
Jesus Always: Embracing Joy in His PresenceSarah YoungThomas Nelson / 2016 / Hardcover$9.49 Retail:4.5 Stars Out Of 5 17 Reviews
$15.99Save 41% ($6.50)Availability: In StockCBD Stock No: WW039509Video
Slow down for a moment and hear the call to joy. Jesus longs for you to rest in His presence.
The difficulties of life can often sap the joy out of our hearts, but Jesus longs for us to know His contentment regardless of our circumstances. Jesus Always, a new 365 day devotional by Sarah Young, focuses on joy, a sometimes overlooked fruit of the Spirit, to give readers hope and assurance in the familiar voice they've come to love. Each day's reading offers Scripture references for further reading and encouragement. Features a padded hardcover binding, a presentation page, and a ribbon bookmark, perfect for gift-giving.
You're God's Girl!: A Devotional for TweensWynter PittsHarvest House Publishers / 2016 / Trade Paperback$7.99 Retail:5 Stars Out Of 5 2 Reviews
$10.99Save 27% ($3.00)Availability: In StockCBD Stock No: WW967365
Encourage your tween girl to be an original in a world full of followers! Teaching her how to model kindness, obedience, and faithfulness, these daily devotions will help her start her day with God's power-packed promises and discover who he made her to be---and how special she is.
Because of Bethlehem Tabletop Advent DevotionalMax LucadoDayspring / 2016 / Gift$7.89 Retail:
$14.99Save 47% ($7.10)
Tabletop devotional Advent calender with spiral top binding; includes 25 devotions for the Advent season; coordinates with Max Lucado's bestseller Because of Bethlehem Flip the page each day and be reminded of God's love.
- 25 Day Advent Devotional
- Inspirational words from Because of Bethlehem
- Daily Scripture quotation
- Conversation starter questions
- Spiral binding
- Easel stand
- High quality paper
- Scripture from NIV, NCV, NLT, NKJV, and The Message
- Measures: 7 13/16" x 10" x 5 7/8"
Your Daily Journey with God: 365 Daily DevotionsDavid JeremiahTyndale House / 2016 / Imitation Leather$10.99 Retail:
$14.99Save 27% ($4.00)
No matter how much time you spend in Scripture, there's always something new to learn! In these 365 daily devotions, Jeremiah distills that limitless wisdom into readings that will help ground and guide you every day of the year. Includes quotations from C.S. Lewis, Charles Spurgeon, A.W. Tozer, J.I. Packer, and others. Features an attractive, debossed tan imitation leather cover and a ribbon bookmark.
Devotions for Christmas: A Celebration to Bring You Joy and PeaceZondervanZondervan / 2017 / Hardcover$6.99 Retail:5 Stars Out Of 5 2 Reviews
$9.99Save 30% ($3.00)
Want to avoid holiday burnout? Unplug from the craziness...and center your heart on the true meaning of Christmas! Filled with photography and featuring a Scripture-based devotion and journaling prompt for each day in December, this lovely volume will help you cultivate joy and peace in the midst of the flurry. 144 pages, hardcover from Zondervan.
Experiencing God Day by Day, LeatherTouch EditionHenry Blackaby, Richard BlackabyB&H Books / 2016 / Imitation Leather$11.99 Retail:5 Stars Out Of 5 21 Reviews
$16.99Save 29% ($5.00)Availability: In StockCBD Stock No: WW645723
This Gold Medallion Award winner is based on Henry Blackaby's multimillion-selling Experiencing God. The 365 meditations deal with how to develop an intimate, life-changing relationship with the Lord and how to apply God's will to all of life's circumstances. Now available in a deluxe edition. 400 pages, imitation leather with a ribbon bookmark.
5 Minutes with Jesus: A Fresh Infusion of JoySheila WalshThomas Nelson / 2016 / Hardcover$6.49 Retail:5 Stars Out Of 5 3 Reviews
$9.99Save 35% ($3.50)Availability: In StockCBD Stock No: WW032579
Does your heart thirst for gladness and delight? Feel joy engulf your soul as you read Walsh's short, engaging devotions! You'll discover that spending even five minutes in the presence of Jesus can make a world of difference in your life. Each entry includes Scripture verses, a thoughtful meditation, and a memorable takeaway. 192 pages, hardcover from Nelson.
The Advent Jesse Tree: Devotions for Children and Adults to Prepare for the Coming of the Christ Child asDean Lambert SmithAbingdon Press / Trade Paperback$5.99 Retail:5 Stars Out Of 5 7 Reviews
$11.99Save 50% ($6.00)Availability: In StockCBD Stock No: WW832628
Ideal for sharing the true meaning of the Christmas story with your children---at home, church, or homeschool! Each of the 25 devotions comes in an adult and kid-friendly version tracing Jesus' lineage through Old Testament stories; and is complemented with representative symbols (lamb, dove, heart, star); prayers; songs; memory verses; and questions. 96 pages, softcover from Abingdon.
A Spectacle of Glory: God's Light Shining Through Me Every DayJoni Eareckson Tada, Larry LibbyZondervan / 2016 / Hardcover$10.99 Retail:4 Stars Out Of 5 1 Reviews
$16.99Save 35% ($6.00)
Do you ever wonder why God created you? The Bible spells it out plainly. He made you for a purpose---to showcase, enjoy, and display his glory! Offering encouraging daily devotions and prayers, Joni will help you say "no" to complaining and "yes" to following God down difficult paths---comforted by Christ's love and grace. Hardcover.


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I'm not a fan of water but i do enjoy the taste of this water taste almost like juice but sparkling and heathier.
Canada Pure sparkling fruit flavored water comes in six different flavor. I tried all six they are all great tasting and not too sweet. The price is not bad
These reviews are the subjective opinions of ChickAdvisor members and not of ChickAdvisor Inc.


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NationWideKings/Sweden. The members origins from Zaint Rock. One of Swedens most legendary bands in the early eightees.The band partied and jammed with Phil Lynott. The people that were around theese days gets some nostalgic look in their eyes when they speak about the bands cool attitude and concerts.
Other people claims that it was Zaint Rock that made them form bands of their own. Zaint Rock did never release a record but played in front
of thousands of people during a chaotic period.
- We were about to have a month off for vacation. We split in different directions like Spain,Morocco, Denmark and the north of Sweden.Unfortunately we lost the track of tim. Through the years we all played in differentbands and constellations. It took about three decades before we met up again in this years spring. When we did it felt like yesterday, tells Forsman.
- We play the music we like and that we thinks sounds great.


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United States District Court, D. New Jersey
November 26, 2014
LOGAN LOREAUX, et al, Plaintiffs,v.ACB RECEIVABLES MANAGEMENT, Defendant.
JOEL A. PISANO, District Judge.
Plaintiffs Logan Loreaux and Katelyn Jones (together referred to herein as "Plaintiff") bring this action alleging violation of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq. ("FDCPA") Defendant ACB Receivables Management Inc. ("Defendant") has moved to dismiss the action pursuant to Federal Rule of Procedure 12(b)(6). The Court decides the matter without oral argument pursuant to Federal Rule of Civil Procedure 78 and Local Civil Rule 78.1. For the reasons below, Defendant's motion is denied.
The following facts are taken from the complaint (and the documents attached to the complaint) and presumed to be true for the purposes of this motion. Logan Loreaux, an infant, received medical care at the Soch Medical Group on July 7, 2013. Amended Complaint at D.I. 4 (hereinafter "Complaint" or "Compl.") at ¶ 15, Ex. C (Health Insurance Claim Form). An amount of $130 was charged to this patient's account for the medical services that were rendered. Id. This obligation was not paid and ultimately became past due. Compl. ¶ 17. The account was subsequently turned over to Defendant for collection. Compl. ¶ 18. On December 13, 2013, Defendant sent correspondence, flagged "Important Collections Notice", to the "Parents of Logan Loreaux" seeking payment on the account. Compl. Ex. A.
The top portion of this correspondence is a payment coupon to be detached and submitted with the requested payment. In addition to the relevant addresses, this payment coupon contains three boxes. The first box contains an account number. The second box contains highlighted bold text that states, "Amount Due: 191.57." The third box contains the following in bold text, "Amount Enclosed:___________".
Below this payment coupon is the body of the correspondence. It explains that the account "has been referred to [Defendant] for collections procedures." Id. It further provides as follows:
Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice, this office will: obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor.
This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication is from a debt collector.
Contact MISS SKY at 112 to resolve this account.
Compl. Ex. A. This text is followed by an account number, a PIN number and, appearing for the second time in the correspondence, in bold uppercase letters, "AMOUNT DUE 191.57."
Finally, below all of this is a short table containing 4 columns, and two rows. The first column in the table identifies the "Creditor" as "Soch Medical Group PC". The next identifies the relevant "Account Number." The heading for the third column is "Regarding, " and below that states "Logan Loreaux." Finally, the last column in the table is headed "Amt Owed", under which it states, "130.00".
In February 2014 Plaintiff filed her complaint in this matter that Defendant has violated multiple provisions of the FDCPA. D.I. 1. In March, Plaintiff filed an amended complaint. D.I. 4.
A. Legal Standard
Federal Rule of Civil Procedure 12(b)(6) provides for the dismissal of a complaint if the plaintiff fails to state a claim upon which relief can be granted. Fed.R. Civ. P. 12(b)(6). Under Federal Rule of Civil Procedure 8(a)(2), a pleading must contain "a short and plain statement of the claim showing that the pleader is entitled to relief." This pleading standard does not require "detailed factual allegations, " but it does require "more than labels and conclusions"; a "formulaic recitation of the elements of a cause of action" will not suffice. Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 555, 127 S.Ct. 1955, 167 L.Ed.2d 929 (2007). Therefore, in order to withstand a motion to dismiss pursuant to 12(b)(6), "a complaint must contain sufficient factual matter, accepted as true, to state a claim to relief that is plausible on its face.'" Ashcroft v. Iqbal, 556 U.S. 662, 678, 129 S.Ct. 1937, 173 L.Ed.2d 868 (2009).
The plausibility standard is satisfied "when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged." Id. The plausibility standard is not a "probability requirement, " but "it asks for more than a sheer possibility that a defendant has acted unlawfully." Id.
In deciding motions to dismiss pursuant to Rule 12(b)(6), courts generally consider only the allegations in the complaint, exhibits attached to the complaint, matters of public record, and documents that form the basis of a claim. See In re Burlington Coat Factory Sec. Litig., 114 F.3d 1410, 1426 (3d Cir. 1997); Pension Benefit Guar. Corp. v. White Consol. Indus., Inc., 998 F.2d 1192, 1196 (3d Cir. 1993).
B. Fair Debt Collections Practices Act
The FDCPA 15 U.S.C. § 1692, et seq., regulates debt collection practices.[1] As stated by the Third Circuit, "[b]ecause the FDCPA is a remedial statute, ... we construe its language broadly, so as to effect its purpose.... In doing so, we evaluate communications between lenders and debtors from "the perspective of the least sophisticated debtor', " so as to protect "the gullible as well as the shrewd." Brown v. Card Serv. Ctr., 464 F.3d 450, 453-54 (3d Cir. 2006) (citations omitted). As such, "[t]he FDCPA requires that collection letters must present certain information in a non-confusing manner." Morse v. Kaplan, 468 F.App'x 171, 172 (3d Cir. 2012). A communication from a debt collector is considered deceptive under the FDCPA if "it can be reasonably read to have two or more different meanings, one of which is inaccurate." Rosenau v. Unifund Corp., 539 F.3d 218, 222 (3d Cir. 2008). Notably, even though the "least sophisticated debtor" standard is a low one, it still should serve to "prevent [] liability for bizarre or idiosyncratic interpretations of collection notices by preserving a quotient of reasonableness and presuming a basic level of understanding and willingness to read with care." Dibattista v. Buckalew, Frizell & Crevina, LLP, 574 Fed.Appx. 107 (3d Cir. 2014) (quoting Wilson v. Quadramed Corp., 225 F.3d 350, 354-55 (3d Cir. 2000)).
Plaintiff alleges in this action that the communication she received from Defendant violated the FDCPA. First, Plaintiff alleges that under the "least sophisticated debtor" standard, Defendant's correspondence violates 15 U.S.C. § 1692e(10), which prohibits "[t]he use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer." Plaintiff alleges that the correspondence violates this section because, according to Plaintiff, the "least sophisticated consumer" is forced to guess how much they are required to pay to settle the debt, pointing to the fact that the correspondence refers both to an amount "due" ($191.57) and an amount "owed" ($130.00). Second, for this same reason, Plaintiff alleges that Defendant violated § 1692e(2)(A), which prohibits debt collectors from making a "false representation of... the character, amount, or legal status of any debt[.]" Finally, again for the same reasons, Plaintiff claims Defendant violated § 1692(g) because its correspondence failed to state "the amount of the debt" as required by the statute.
At their core, all of Plaintiff's arguments boil down to essentially one thing: an allegation that the "least sophisticated consumer", upon receipt of the correspondence at issue, "cannot even decipher" how much she is being requested to pay (or how much in total she owes) because the correspondence references two amounts - $191.57 at the amount "due" and $130.00 as the amount "owed." In response to Plaintiff's allegations and in support of its motion, Defendant asserts, among other things, that the two amounts shown in the correspondence are not necessarily conflicting and could represent two amounts from two different dates on which Plaintiff received medical treatment from Soch Medical Group. In fact, despite expressly noting that matters outside the pleadings are generally inappropriate on a Rule 12(b)(6) motion, Defendant's brief states that the reason for two different amounts appearing on the correspondence is "that there are two outstanding amounts due to SOCH that ACB is collecting." Pl. Opening Br. at 1 n.1. According to Defendant, there is nothing false or misleading about the correspondence because, contrary to assertions by Plaintiff that the correspondence failed to accurately state the amount of the debt, the figures in the letter are an accurate reflection of the two outstanding amounts owed by Plaintiff.
These contentions regarding the different amounts on the correspondence, while ostensibly provided to the Court as an "FYI, " underlie Defendant's arguments on this motion. To the extent Defendant argues for dismissal based upon facts, such as these, that can only be established by turning to materials outside the pleadings, such arguments are not appropriate on a motion under Rule 12(b)(6). Such matters are more appropriately addressed on a motion for summary judgment. Consequently, the Court shall deny Defendant's motion to dismiss.
For the reasons above, Plaintiff's motion is denied. An appropriate Order accompanies this Opinion.
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Police Shoot Firefighter In Parking Lot After Mistaking Wallet For GunChris | InformationLiberation
Jul. 12, 2013
Canadian State TV Hails 'Beige Horizon' With No White People
'It's A Hate Crime': Black Teens Hospitalize White 'Trump Voter'
OSU Diversity Officer Urges Sympathy For Somali Refugee Terrorist
Italy's Minister Of Interior: Surrender Your Homes To Migrants Or Face Jail
Anderson Cooper Shuts Down Warren's Claim Bannon is a 'White Supremacist'
Cops gunned down an unarmed firefighter after they mistook his wallet for a gun. The police claim he exited his car and was holding what turned out to be his wallet in a "combat position."


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Pop quiz: Any idea how much you spend a month on housing, food and entertainment?
22% of adults don't know how much they're spending on the big three: housing, food and entertainment, and the surest way to waste money is be unaware of what you're spending.
So that's around one in five people who don't know.
And what I want to talk about today are some common money leaks that are draining people's finances. First on the list is failing to track what you spend. If you don't know where the holes are, you can't plug the leaks! Once you understand your budget and figure out ways to save, that extra cash could be the money you need to break the cycle of living paycheck to paycheck, save more and invest for your future.
So what are we wasting our money on?
First, your smart phone. A lot of us are paying far more than we have to. The fix is to look at your usage and be sure you're not paying for minutes and data you're not using. When adjusting your plan, give yourself a little wiggle room to avoid expensive overage charges, and track your usage the first month or two as you adjust to the change. There's a free app called Onavo Extend that not only tracks your usage but also compresses your data, which can help you get up to five times more out of your plan.
Here's another common money leak: All the stuff you have collecting dust in storage. The Self Storage Association says there's about 7 square feet of self storage for every person in the nation and that "it is physically possible that every American could stand—all at the same time—under the total canopy of self storage roofing." That's an awful lot of cookie jars collecting dust.
Storage companies are clever too. They frequently offer the first month of storage for free, playing on your good intentions to sell or donate your extra stuff within the first thirty days. But then one month becomes three and then six and before you know it, it's been a decade and you've paid $15,000 to "save" money by keeping the $700 dining set you put in storage. This "first month free" approach is the same tactic drug dealers use to lure customers.
It's a loser's game. Don't get hooked on storage! Get rid of that stuff! Have a yard sale, sell it on Ebay or consign it at a local shop.
Also, remember that you can donate furniture and gently used clothing to charity for a tax write-off. You're frequently better off renting a dumpster for a one-time $300 fee than paying through the nose for years on end to hold onto stuff that you really don't need.
Speaking of things you don't need, put this in your pipe and smoke it: A pack of cigarettes costs up to $14.50 in Manhattan. Not only that, but smoking can significantly increase the cost of life and health insurance. And you'll pay more for homeowners and auto insurance. In his book, a Duke University doctor estimates the true cost of smoking at $183,000 for a 24-year-old man over a lifetime. That's not chump change. Ditch the bad habits and put that money toward your nest egg.
And I know I've said this a thousand times, but I can't mention retirement and not say it again: If your employer matches your 401(k) contributions, do your very best to make the most of that match. It's free money and it adds up to big money over time.
Any other tips?
This last one: Energy savings. Everyone knows to turn the T.V. off when you're not watching it and to hit the lights when you leave a room. But what about all those gadgets and gizmos that consume standby power when they're not in use? They're called "vampire electronics" because they're constantly sucking up energy and draining your wallet in the process. Electronics with a clock or that operate by remote are typical culprits. Of the total energy used to run home electronics, 75% is consumed when they are actually turned off, according to the EPA. That adds up to an extra $10 billion in energy costs. Claim your piece of that $10 billion. The obvious defense is to pull the plug. You could also buy a device to do it for you, such as a Smart Power Strip—it's $26 to $54 at smarthomeusa.com—and given the savings you'll see, it will pay for itself within a few months.
Mellody is President of Ariel Investments, a Chicago-based money management firm that serves individual investors and retirement plans through its no-load mutual funds and separate accounts. Additionally, she is a regular financial contributor and analyst for CBS News.
This Week's Celebrity Instagrams (11/26-12/2)
This Week's Celebrity Instagrams (11/26-12/2)
1. Little Legend and Puddy 😍😍😍😍Source:Instagram 1 of 30
2. "You on point Phife?" "all the time,Tip". 💥 #bannedfromnormalSource:Instagram 2 of 30
3. Vegan! The Impossible burger at CrossroadsSource:Instagram 3 of 30
4. Lawrence #BeforeandAfterEpisodes 1-4: 184lbs 13% body fatEpisode 8: 196lbs 8% body fat S/O @coachdaveboxing with the works outs and @kildareriordan with the nutritionSource:Instagram 4 of 30
5. Jus haaaanngin outSource:Instagram 5 of 30
6. Meanwhile back at home in Atlanta GA someone mad they not on the 🛳. 😳Source:Instagram 6 of 30
7. No limits... Photo cred: Chris Bridges @ludacrisSource:Instagram 7 of 30
8. new newSource:Instagram 8 of 30
9. Apparently my 260lbs is too much for the actual vines in the Hawaiian jungles to hold me without breaking and me falling hundreds of feet. So for safety purposes, I'm forced to swing thru #Jumanjj on wires strong enough to hold 12 adult buffaloes and 1 adult Rock. #OnSet #Jumanji #IronicallyIEatBuffaloDailyForLunch #MoreManThanNatureKnowsWhatToDoWithSource:Instagram 9 of 30
10. hey ma! 🎎#wcw 💙Source:Instagram 10 of 30
11. Surprise visit to our factories!!! #GoodAmerican #USASource:Instagram 11 of 30
12. 😍❤Source:Instagram 12 of 30
13. Peachy Keen 🔥✨⚡Source:Instagram 13 of 30
14. If this don't look thankful I don't know what does. Happy Thanksgiving to you and yours. #UltraBlessed #24kMagic #SweetPotatoFlySource:Instagram 14 of 30
15. Late nights @nbcmarlon with the writers... we in here!!!Source:Instagram 15 of 30
16. There goes my baaaaaaaaabbbbyyyyy #QueenKingMagic!!! We're up to something! Ira BIG!!! Stay out our buisness -Source:Instagram 16 of 30
17. You want to win every game you play but when you come home to these faces... who cares. #ILoveYouGirls best part of my day, everyday!Source:Instagram 17 of 30
18. Steady,steady..... full size jenga.. "I got this one "???? Or do I ?Source:Instagram 18 of 30
19. Cornrows kind of day 😉@dontaysavoy2 you convinced me and I love. ❤Source:Instagram 19 of 30
20. #BrotherlyLove #tbtSource:Instagram 20 of 30
21. MoreSource:Instagram 21 of 30
22. #basel #TeamLOVE @kingcombsSource:Instagram 22 of 30
23. Just introduced a special screening of @directher 's groundbreaking (must see) documentary @13thfilm with my brother @themichaelealy | @unitedblackout #blackoutblackfridaySource:Instagram 23 of 30
24. Me & Vanessa Williams giving #DuckLips #Pose on the set of #DaytimeDivas @vh1 - Coming Soon to a tv near you. Lol. - My make up done by @makeupsurgeonSource:Instagram 24 of 30
25. This picture just makes me wanna praise the Lord, you hear me!!!!!! Yes Lord brotha #TEDDYCAMPBELL What a #man !!! You are everything right on this picture husband ......... #gorgeous #stylish #classy #strong #masculine #king #sexy #debonair #gentlemenstyle And that #bible in your hand just seals the deal for me (probably cause i know that, that is what helped you become just as amazing as you look😘). While my heart and mind experiences the goodness of God at #church on Sundays, my eyes experiences the goodness of Teddy😍. Amen somebody🙌🏽. "Bless the Lord oh my soul and all that is within me bless his holy name" #myman #myhusband #goodman #blackman #dapperman #godlyman #goodfather #mybestfriendSource:Instagram 25 of 30
26. Yesterday was my mama's 53rd birthday!!!!! Got to celebrate with her all day. If this is what I have to look forward to I can't wait. Looking like a soft bucket a cocoa butter. Yaaaaaaaaaas! 😍😍😍 love you mommy!Source:Instagram 26 of 30
27. "Shout out to @PureAtlanta for getting the family right"....I'm loving this jogger. 😍😍Source:Instagram 27 of 30
28. This pic warms my heart ❤ #myLogiebeans and aunt aunt umba @itowandabraxton 😘Source:Instagram 28 of 30
29. You will always be my baby😜. #HappyBirthdayReginae #mybaby18Source:Instagram 29 of 30
30. GC "Gods Child" Red on Red SweatSuit available now at www.MonicaApparel.com ... Take Your Crown wherever you go!! I'm pictured in a Medium... Go to the site now for other options ... cc: @trukernellSource:Instagram 30 of 30
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