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March 1, 2010
| Article
From colorful bottles and brushes to sophisticated gift baskets, it's hard to tell whether these grooming products are for your pet, or for you! Stock your salon with these novel items that are ideal for pet lovers.
February 1, 2010
| Article
Many women can't go a day without their lip balms. Small sizing, adorable designs, and affordable prices make these tubs and tubes of lip balm an easy retail item that's perfect for a last-minute impulse buy.
January 1, 2010
| Article
Whether worn as a salon uniform or retailed to clients, these unique shirts are modern and fun — and they can't be found in just any store. Give them as a client appreciation gift or stock them in the retail area for clients who can't get enough of all things nails.
December 1, 2009
| Article
A great retail space is designed around the senses, says salon consultant Bryan Durocher. Ramp up your holiday retailing with an appeal to clients' sense of touch, sound, smell, and sight.
One-of-a-kind Christmas ornaments may be just what your client is looking for. Offer them as a seasonal retail item.
You'd love to create an adorable retail boutique in your salon, filling it with candles, gourmet teas, and other unique gift items, but you have one major problem: Where do you find these items — and at wholesale prices you can afford? NAILS shows you how to shop a gift show and about other venues where the retail-savvy stock their stores.
November 1, 2009
| Article
Offer these sunless tanning products to your clients for a healthy, UV-free tan year round.
Because profit margins on retail goods are many times those of service dollars, retail is vital to the health of your business. Learn eight tricks for implementing a successful merchandising strategy — from product placement to lighting.
October 27, 2009
| Article
Suggestive selling is one aspect of merchandising that is often overlooked, yet it can make a tremendous difference in the total retail sales of a salon. It is a proven statistic that close to 40% of clients will say yes when asked by a staff member if they wish to upgrade in size or quantity. There is a fine line to being perceived as pushy or merely suggestive, though.
October 14, 2009
| Product
Cuccio Naturalé has developed new Body Butter Washes to retail in spas and salons.
September 23, 2009
| Product
Make your front counter pop with Cuccio Naturalé's new Counter Top Tester Displays for Cuccio Lyte Body Butters.
September 1, 2009
| Article
Clients are more likely to show off their new pedicures in comfortable heels and sandals. With cushions, inserts, and protectors available, stock up on shoe accessories to enhance your clients' footwear comfort.
October is National Breast Cancer Awareness Month, and there's no better way to show your clients you care than by retailing products that donate a portion of their proceeds to benefit breast cancer organizations.
July 1, 2009
| Article
Who says business can't be fun? With options that range from colorful, to funny, to ornate, the right business card case can liven up a dull work day, or make a lasting first impression. Stock up on business-card holders for those business-savvy clients.
June 1, 2009
| Article
NSI educator shares one of her best kept "little" money makers.
CND VIP Brand Summit16 photos
Holiday Retail Made Easy35 photos
Individual molecules of substance dispenses in air; one of the three states (solid, liquid, and gas) of matter.
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The Declaration Church Story
Lead Pastor, Blake Chilton, served on staff at The Village Church in Flower Mound, Texas for over 9 years. In 2012, he began to feel the Spirit lead him to plant a church in his hometown in Bryan-College Station, Texas. Through a lot of time in prayer and in scripture, it was confirmed to Blake that he should plant a church in Bryan-College Station when he read Luke 8. "Jesus responded to a man by saying, 'Return to your hometown and declare what God has done for you.'read more

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Spice-crusted chicken with Asian slaw
Nutrition and extra info
Nutrition: per serving
- kcal280
- fat7g
- saturates1g
- carbs22g
- sugars22g
- fibre3g
- protein33g
- salt2.3g
- 4 skinless, boneless chicken breast
- 2 tbsp sesame oil
- 1 tsp each chilli flakes, cumin seeds and Sichuan peppercorns
- 3 tbsp soft brown sugar
- 3 tbsp soy sauce
Soy saucesoy sor-s
An Asian condiment and ingredient that comes in a variety of of varieties ranging from light to…
- juice 1 lemon, plus lemon halves to serve
Oval in shape, with a pronouced bulge on one end, lemons are one of the most versatile fruits…
- ½ small white cabbage, finely shredded
- 1 red onion, sliced
- 1 red chilli, deseeded and chopped
- small handful coriander sprigs, to serve
Slice most of the way through each chicken breast lengthways, and open out like a book. Cover with cling film and gently beat with a rolling pin until flattened. Rub 2 tsp sesame oil all over the chicken.
Roughly crush the chilli flakes, cumin seeds and peppercorns using a pestle and mortar. Add some salt and sprinkle over both sides of the chicken. Chill until you are ready to cook.
In small bowl, mix the remaining sesame oil, sugar, soy sauce and lemon juice. Add the cabbage, onion and chilli to a large bowl, pour over half the dressing and mix well. Save remaining dressing to use as a dipping sauce for the chicken.
Heat grill to high. Place the chicken on a baking tray lined with foil, grill for 3-4 mins on each side until cooked through. Serve with the slaw, lemon halves, a scattering of coriander and dipping sauce.
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Comments, questions and tips
Comments (3)
I just made the Asian slaw from this recipe and I found it to be delicious! It is very fresh and zingy, although I did reduce the sugar by half but purely as a matter of taste. I served this with 'Sticky Hoisin Sausages' (also on this site) and some pitta bread, which was a fairly effortless yet incredibly rewarding midweek meal.
Now I just have to wait for the weather to warm up so that I can put this recipe to good use over BBQ season!
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Posted on 22 August 2014
- 16:30
A brace from Ryan Loft, coupled with goals from Anthony Georgiou and Kyle Walker-Peters, saw the lads claim a 4-2 victory against the Canaries at the Training Centre last week.
Ahead of their first domestic away game of the new season, Coach Kieran wants to see the players maintain some of the promise they showed in the first half against Norwich for longer periods.
"I'd like to think the performance will be even better again this weekend," said Kieran. "The players have had quite a hard week's training this week and physically they'll be better off having had the 90 minutes last week.
"We'll be looking to hit similar levels of performance to what we hit at times against Norwich, but we want to maintain it for a longer period during the game.
"It's always a good game at Southampton, we're looking forward to it and hopefully we'll put on a good show."
We'll bring you updates from the game on Twitter @SpursOfficial along with a full report here on tottenhamhotspur.com afterwards.
26 November 2016
Jack Roles rattled in a hat-trick as our Under-18s hit the goals trail to win 6-2 at Southampton on Saturday (November 26).
17 September 2016
Norwich City escaped Hotspur Way with a point as our Under-18s were made to rue a lack of killer instinct on Saturday (September 17).
17 July 2016
Kieran Trippier will follow in the footsteps of his brother when he runs out in Melbourne this month.
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© Tottenham Hotspur Ltd 2016. All rights reserved.
All photography copyright Getty Images (unless otherwise stated)


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Edwards Lifesciences (EW) Announces Strong Five-Year Data from PARTNER Trial
- Wall Street hits new high as post-election rally roars ahead
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Edwards Lifesciences Corporation (NYSE: EW) announced new 5-year hemodynamic data from the PARTNER Trial demonstrating excellent durability of the first-generation Edwards SAPIEN transcatheter heart valve. This evaluation of 2,404 patients, encompassing 10,560 echoes and 6,493 patient years of follow-up, is the largest core lab based study of transcatheter heart valves to date. Results were presented during the late-breaking clinical trials session at the 28th Transcatheter Cardiovascular Therapeutics (TCT), the annual scientific symposium of the Cardiovascular Research Foundation, in Washington, D.C.
"In the largest, most robust study of its kind, population hemodynamic trends show excellent durability of the SAPIEN transcatheter heart valve over five years, with virtually no structural valve deterioration," said Pamela Douglas, M.D., Ursula Geller professor of research in cardiovascular disease at Duke University and director of the Imaging Program at Duke Clinical Research Institute, who presented the data. "Similarly, large adverse hemodynamic echo findings in individual patients are rare in this protocol-driven database. Together, these data demonstrate excellent mid-term durability of THV, suggesting that the low 5-year survival observed in this cohort is not due to adverse hemodynamics."
Using three standard echocardiographic parameters, the study assessed hemodynamics (at 7 days, 30 days, 6 months, 1 year, 2 years, 3 years, 4 years and 5 years post-implant) and related the findings to clinical events of death and aortic valve re-intervention.
"We are very pleased with the scientifically rigorous 5-year outcomes data presented at TCT," said Larry L. Wood, Edwards' corporate vice president, transcatheter heart valves. "While this research is meaningful and important information for both clinicians and patients, we see this as the starting point for further evaluations, and our intention is to use the PARTNER and PARTNER II Trial data to generate additional longer-term evidence on durability for the SAPIEN family of heart valves."
The PARTNER Trial was the world's first prospective, randomized and controlled trial for transcatheter heart valves.
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Concern Worldwide
Charity information
Concern Worldwide
The people at the heart of our mission, the world's very poorest people, are hidden by the devastating statistics which surround poverty. Approximately one billion people go to bed hungry each night. 3 in every 10 children do not live to see their 5th birthday. 3 million people die each year from AIDS in Africa. But each of these enormous figures obscures the reality. That each is a single life, with dreams, aspirations and the hugest potential. We believe in looking behind the numbers, drawing upon the ingenuity and resourcefulness of extremely poor people and seeing their intrinsic ability to make real and dramatic changes to their own lives.
Concern Worldwide is an international humanitarian organisation founded in Ireland in 1968. Dedicated to finding lasting solutions to global poverty and hunger, our vision is a world where no one lives in poverty, fear or oppression.
Over the past 40 years Concern Worldwide has responded to the needs of the very poorest communities. In 2007 our special projects reached 30 million people in 28 countries. Whether in emergencies or working longer-term to make sustainable change possible for entire communities, Concern Worldwide focuses on helping the very poorest people to find innovative and practical ways to make a difference to their own lives.
In emergencies, such as floods, earthquakes or civil wars, we provide life-saving assistance to people affected. Listening to the needs of communities means we are able to provide help that can really make a difference. In Darfur we work with people who have been forced to flee their homes and are living in camps. Women told us of the dangers they face when leaving the camps to find firewood for cooking, so we provided them with fuel-efficient stoves – a simple but effective way of minimising some of the risks they face.
Through our long term development programmes we address the underlying causes and effects of poverty. We provide basic healthcare and education, and build the capacity of local health and education systems. We provide support to poor families to help them access food and income on a sustainable basis, and provide support to people affected by HIV and AIDS.
By 2010 Concern Worldwide plans to double the number of beneficiaries we can reach and help. We need your support to make this possible.
Concern is all about people. We see the potential in the people we work with – they are the ones who know best what their problems are, and often, how best to solve them.
We see a world of potential. With your help we can make it a world without poverty.
Founded 1968
Established: 1968
Registered Charity Number: 1092236
Phone number: 0207 801 1859View charity accounts on the Charity Commission website
'We are people too' - Supporting Pavement Dwel...Each night, around 20,000 people – both adults and children - make the streets of Dhaka ... More


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Elsbeth Schuetz of Orange, Calif., shows how to make this lace and bling design.
Elsbeth Schuetz (@elsbeth211) of Orange, Calif., shows how to make this lace and bling design, fitting for any bride.
1. Apply GelFX Coffee Break to prepped nail.
2. Use Orly Instant Artist in white to create the lace.
3. Finish with clear gel. Place pearl and rhinestones on clear gel then cure. With a fine brush, swipe clear gel around the stones to secure. (Avoid applying gel on top of rhinestones to keep the sparkle.)
InternatioNAILS: Vietnam13 photos
Nail Art for Little Princesses15 photos
Designing or creating "art" directly on the fingernail; can be created with polish, paints, colored acrylics or gels, and...
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The Merlin Tree
Welcome to the Merlin Tree, home of the HitchHiker and RoadBug ultra compact spinning wheels.
About Us
Recent News
2001-2016 The Merlin Tree Woodworks and Woolworks - "Quebec" , "Hyacinthe" , "HitchHiker", "RoadBug" , "Paradis'e" , "SpinBuddy", Kate's Lazy Foot and Merlin's Tree"
Contact Us
Links & Store
The 2016 Wheels are here!
New for Fall 2016 - Our drive wheel colors are now a "wiped" stain - green, purple, coral, blue, red and turquoise.


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Nyla and Reilly are a precious, sweet bonded pair. Nyla is a 10-year-old Chihuahua/Terrier mix who is as sweet as honey. Perhaps a bit hesitant, but it takes about two seconds to convince her that you are friend-not-foe and she is happy to be handled and cuddled. She totally loves treats! Cookies are the way to her heart. She already knows "sit" and perhaps some other basic commands.
Her best friend is Reilly. This guy has a great personality complimented by a little underbite. Isn't that cute? He is about 11-years-old and he's the more spunky, outgoing of the two dogs. Both of these dogs are inquisitive, smart and totally lovable. They are good with other dogs and have lived with a 9-year-old child in their home. Their favorite activities include "fetch, going for walks and cuddling."
Reilly and Nyla came to us from the SPCA for Monterey County, where they were surrendered when their family was moving out of the country. We would love to keep these two friends together - can you help?


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text:
Single family home has 3 beds, 1 baths, 957 sq. ft., was built in 1955 and is pet friendly. Offered as for sale by owner with a price of $833.
|Rental Fee
|Property Type
|Single-Family Home
|Not available
|957 sq. ft.
|Pets Allowed
|Please inquire
|Provided By
|Direct Link
|Last Updated
This property is For Sale by Owner or FSBO , which can offer significant advantages to home buyers. Even though a homeowner chooses FSBO to save money on real estate fees, those savings can be passed on to the buyer as a lower purchase price. Some FSBO homeowners may also offer flexible financing options, including Owner Financing (a good alternative to a bank loan) or Rent to Own. The Rent to Own option would allow you to rent this home for a period of time with an option to purchase it for a predetermined price after the rental period. This...
gives you time to build up your credit and accumulate your down payment, all while living in the home of your dreams.
Single-family home located at NW 31 Ave Fortlauderdale in Fort Lauderdale, FL 33311 has 3 beds, 1 baths, 957 square feet and available to rent for $833. NW 31 Ave Fortlauderdale was listed on RentalSource 180+ days ago by RentBeforeOwning. NW 31 Ave Fortlauderdale is in zip code 33311 which is located in Fort Lauderdale, FL. The rental price of $833 is 47% lower than the average rental price of $1,599 for homes for rent in 33311 and 68% lower than the average rental price of $2,674 for homes for rent in Fort Lauderdale, FL.Report listing | Visit website
Beware of rental scams! Situations involving wire transfers or a landlord who can't meet you in person can be red flags.
All information listed is provided by third parties and is deemed reliable, but should be independently verified. Price and specifications are subject to change without notice. RentalSource provides this service without representations or warranties of any kind either expressed or implied.


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May 8, 1997
Appeal from the ORDER ENTERED June 5, 1996, in the Court of Common Pleas of CUMBERLAND County, ORPHANS, No. 21-91-836. Before SHEELY, J.
Before: Cavanaugh, Popovich, and Olszewski, JJ. Opinion BY Olszewski, J.
We are called upon to decide whether the co-executors of the estate of John W. Frey were properly removed as administrators of his estate. Although probate issues such as this are necessarily delicate due to the intricate familial relationships that they involve, we find that the record evidence amply supports the trial court's Conclusion that Michael and Darlien Frey mismanaged the estate and engaged in self-dealing. We therefore affirm the order of the trial court.
On November 25, 1991, John W. Frey died testate, naming in his will his second wife, Darlien, and his son, Michael, co-executors of his estate. The estate consisted of three residential properties, bank accounts totaling approximately $15,885.18 and two vehicles. Darlien was willed a life interest in one of the homes, the balance of a joint banking account and one-half of the residuary estate. The remainder of the estate was devised in equal shares to the six Frey children of John W. Frey and his former wife.
Prior to a final accounting of the estate, several bank account balances were transferred into Darlien's name. Additionally, Darlien's life estate interest in the residence left to her was deeded into a fee simple interest. This transfer was accomplished without court approval.
In February of 1992, Michael and his brother Richard, desirous of purchasing one of the estate homes, had one of the residences appraised by a certified Dauphin County appraiser. At the time, the property was valued at $44,500. Fourteen months later, the lending institution that was contemplating giving the brothers a mortgage on the property conducted an independent appraisal of the property, which valued the property at $75,000. The substantial difference between the two appraisals was due to repairs and improvements made by the brothers in the interim. Soon thereafter, the home was sold by Michael and Darlien, as co-executors, to Michael and Richard for $44,500. Again, the executors neither sought nor received court approval for the sale.
As a result of these questionable transfers, as well as a general speculation that their father's estate was being mismanaged, Ruth and Joseph Frey, two of the six Frey children, filed objections to the final accounting which was filed by the co-executors on November 12, 1993. Based upon the objections, the trial court appointed an independent auditor, Stephen J. Hogg, Esquire, to take testimony, make findings of fact and proposed Conclusions of law.
On April 18, 1994, the auditor's hearing, at which Ruth, Michael and Richard Frey testified, was conducted. Two months thereafter, Attorney Hogg filed his report. While some of the objections were denied, the report proposed, inter alia, that the transfer in fee simple to Darlien of her former life interest be revoked and that the transfer to Michael and Richard of one of the other estate properties be disallowed. Additionally, the auditor directed that the property sold to Michael and Richard be reappraised and ordered that the brothers pay the estate the difference between the appraised value and the sale price.
On April 5, 1995, the auditor's report was confirmed by the Honorable Harold E. Sheely of the Court of Common Pleas of Cumberland County. Three and one-half months later, after ascertaining that the co-executors had not complied with the court order confirming the report, a citation was issued directing the co-executors to show cause why such compliance had not been forthcoming.
Pursuant to the citation, a hearing was held on December 4, 1995. Testimony was taken from Michael, Darlien, Ruth and Richard Frey. Michael admitted that he had not voided the property transfers as directed in the auditor's report. Further, he testified that the property sold to him and his brother had been appraised for a third time and that the current value of the house was estimated to be $90,000. Additionally, when questioned about the particulars of his administration of his father's estate, Michael stated that (1) he did not know whether there was an estate checking account; (2) he paid estate expenses from his personal accounts, expecting to be reimbursed; (3) rental income from the third estate property was paid in cash and that receipts were not given; and, (4) he did not know how to complete the administration of the estate.
Darlien Frey, co-executor and surviving spouse, testified that she did not know whether there was an estate checking account and that she was not involved in the estate finances. For example, although she signed the deed transfers in her capacity as co-executor, she did not arrange or investigate the transfers and was unaware of the significantly higher bank appraisal conducted just prior to the sale of the home bought by Michael and Richard. Darlien also testified that she did not know the amount of the estate's rental incomes or whether the incomes were deposited or invested.
Based upon this testimony, Judge Sheely issued an order on May 2, 1996, which removed Michael and Darlien as co-executors of the estate. Additionally, calculating the difference between the first and second appraisals, the court directed that Michael and Richard pay a surcharge of $30,000 to the estate. Richard then filed a petition to open and/or strike the judgment and Darlien filed a notice of appeal to this Court.
Thereafter, on June 3, 1996, Judge Sheely issued an amended order intended to correct several errors and ambiguities present in his original order. As to the $30,000 surcharge assessed against Michael and Richard, the court amended both the amount and the payees to reflect a $30,500 surcharge against Michael and Darlien, as co-executors. The original judgment was marked satisfied. Finally, the court directed that, in the event any inconsistencies existed between the order and the auditor's report, the order was to control.
Darlien then praecipiced to discontinue the appeal of the May 21 order. Darlien and Michael presently appeal from the June 4, 1996, amended order of court.
Removal of estate executors, while within the sound discretion of the trial court, is a drastic action that should only be taken when it is evident that the estate is actually endangered and that court intervention is necessary in order to prevent further waste and/or mismanagement of the estate assets. See, e.g., In Re Francis Edward McGillick Foundation, 537 Pa. 194, , 642 A.2d 467, 470 (1994); Matter of Estate of Velott, 365 Pa. Super. 313, , 529 A.2d 525, 527 (1987). This is especially true in situations in which a testator has selected those persons he or she wishes to serve as executors. Id.
When determining whether an executor should be removed from his or her duties, a trial court must consult the Decedents, Estates and Fiduciaries Code, 20 Pa.C.S.A. § 101 et seq. Specifically, § 3182 of the Code provides five bases upon which an executor may be removed, four of which are particular in nature and the last of which is residual. In toto, the section reads:
§ 3182. Grounds for removal
The court shall have exclusive power to remove a personal representative when he:
(1) is wasting or mismanaging the estate, or is likely to become insolvent, or has failed to perform any duty imposed by law; or
(2) has been adJudged a lunatic, a habitual drunkard, or a weakminded person; or
(3) has become incompetent to discharge the duties of his office because of sickness or physical or mental incapacity and his incompetence is likely to continue to the injury of the estate; or
(4) has removed from the Commonwealth or has ceased to have a known place of residence therein, without furnishing such security or added security as the court shall direct; or
(5) when, for any other reason, the interests of the estate are likely to be jeopardized by his continuance in office.
20 Pa.C.S.A. § 3182.
Presently, the trial court concluded that Michael and Darlien had mismanaged the estate and that, due to such mismanagement and the admissions that the duo had no plans as to how to complete administration, the interests of the estate would continue to be jeopardized by their ongoing representation. Thus, the court relied upon subsections (1) and (5) as justifying removal.
With respect to the removal of Michael, we can readily state that the trial court did not abuse its discretion in determining that his stewardship of the estate was faulty. Ample evidence was produced which demonstrated that, in the over four years of his tenure, Michael did not take even the threshold steps which are necessary to ensure the effective administration of an estate.
For example, Michael was unaware that, prior to distribution, an executor must make an inventory of the estate assets and pay the estate debts from a separately maintained checking account. Not only was Michael unaware whether a separate banking account existed, but he transferred his father's personal property to Darlien before settling the estate's business and he maintained abysmal, at best, estate records.
Moreover, although Michael had the property which he later purchased with Richard appraised, this valuation was done over a year before the sale and prior to extensive renovations which added significant value to the home. Such self-dealing is violative of 20 Pa.C.S.A. § 3356 which mandates, as an express condition precedent to any purchase of estate property by a personal representative, court approval.
Michael contends that his actions do not amount to either mismanagement or self-dealing. In support of this audacious averment, Michael states that the estate bills were, in fact, paid and that he notified his siblings of his intent to purchase estate property.
Initially, we note that, in addition to merely paying estate bills, an executor must keep separate estate accounts and thorough records. Instead, Michael commingled his funds with estate funds and kept such haphazard records that it is unclear whether an exact accounting can ever be forthcoming.
As to his co-purchase of estate property, even conceding that he notified his siblings of the impending purchase, we find such notice to be legally insufficient due to the reliance upon the earlier $44,500 appraisal to establish that the property was being purchased for its fair market value. His siblings, some of whom live out of state, were unaware of the improvements made post-appraisal but pre-purchase. As stated previously, the improvements caused the estimated value of the home to increase by $30,500.
Finally, § 3356 does not provide that notice to the estate's beneficiaries may substitute for disclosure to the court. Rather, the section unequivocally states that the court must be notified and that the purchase, if any, must be made in compliance with such terms and conditions as the court deems necessary to ensure the integrity of the estate.
For these reasons, we hold that the trial court did not abuse its discretion in ordering the removal of Michael Frey as co-executor of his father's estate. Michael acted in flagrant disregard for a number of procedural mandates that are intended to ensure the effective management of an estate. Whether his actions were intentional or negligent is immaterial to this Disposition, for the fact remains that a pattern of mismanagement was evident which was not likely to be rectified absent Michael's removal.
We now consider whether the court abused its discretion in ordering the removal of Darlien Frey as co-executor of her late husband's estate. Darlien asserts that the court erred in determining that she did not actively participate in the estate's administration and that such insufficient attention resulted in waste and placed the further effective management of the estate in peril. Because the record refutes these contentions, we reject Darlien's argument and affirm the order of the trial court.
One's appointment as an estate executor confers an honor and trust and, commensurately, the duty to oversee the administration with competence so as to avoid compromising the probity of the estate. At a minimum, this requires one to investigate estate transactions to determine their soundness prior to approval. An executor's signature connotes acceptance and approval of a transaction and should not be considered an afterthought or procedural nicety.
This said, Darlien's own testimony at the court hearing established that her acts of misfeasance damaged the estate and that, given her four-year history of passive agreement, final administration of the estate would be unlikely with Darlien at the helm.
For example, Darlien admitted that she: (1) did not know the extent of the estate assets at the time of her husband's death; (2) was unaware whether the estate maintained separate banking accounts; (3) had nothing to do with the particulars of the sale of estate property to Michael and Richard, and instead merely signed the deed that the brothers prepared; and (4) had no involvement with the estate's rental incomes.
Moreover, in addition to this spattering of inattentive behavior, we are reminded of the several incidents of active participation which reflect questionable, at best, decision-making on Darlien's part. The first instance which comes to mind is the transfer of her late husband's personal property and assets into her own name before an estate inventory was made. More egregious, however, was the transfer to Darlien in fee simple of the property which her husband had expressly willed to her as a life interest only.
Certainly, had her husband wished or intended for Darlien to own the property outright, he would have made such a provision in his will. Instead, the testator chose to confer a greater benefit upon his six children from a prior marriage while at the same time providing for the life comfort of his second spouse. As an heir, Darlien should have respected this wish. As an executor Darlien was duty-bound to do so.
This evidence sufficiently supports the trial court's determination that Darlien's tenure as co-administrator was fraught with incompetence. Whether through ignorance, malfeasence or misfeasance, Darlien's actions amply demonstrated that she was not qualified to administrator her late husband's estate.
We therefore uphold the order of the trial court removing Michael and Darlien Frey as co-executors of the estate of John W. Frey. Rather than evidencing an abuse of discretion, we find that the trial court acted prudently and that the facts of the instant case warranted such intervention.
In addition to challenging their removal as estate executors, Darlien and Michael argue that the trial court erred in assessing the $30,500 surcharge against them in their capacity as co-executors. As previously stated, this surcharge reflected the price differential between the amount that a parcel of estate property was sold for and the estimated value of the property at the time of the sale.
The former executors admit that a $30,500 differential exists and that the higher estimate is more reflective of the value of the house at the time it was sold. They also admit that, although statutorily required pursuant to 20 Pa.C.S.A. § 3356, court approval was neither sought nor granted. In spite of this, the duo contends that "the co-executors have merely breached the technical requirement of seeking Court approval for the agreed-upon purchase" and that "no objections were made that this price was too low and the sale, which was approved by all interested parties, did not cause a $30,500 loss to the estate." Appellants' brief at 36.
Failing to seek court approval prior to selling estate property to an administrator does not amount to a technical violation of one's fiduciary duty. The requirement that such a sale be pre-approved is designed to avoid even the appearance of impropriety and, more importantly, to ensure that those entrusted with the estate's assets are not tempted to benefit themselves to the heirs' detriment, thus frustrating the testator's wishes.
For these reasons, § 3356 provides that, rather then merely approving or disallowing such a sale as presented by the parties, the court may condition the sale upon any terms or conditions that it deems appropriate. Instantly, although Michael and Darlien boldly assert that "undoubtedly the Court would have approved the sale of said property to Richard Frey and Michael Frey at the value of $44,500.00," the trial court explicitly stated that such approval would not have been forthcoming. Appellants' brief at 37. Rather, the court held that it would not have relied upon the fourteen-month-old $44,500 estimate and would instead have ordered an appraisal to determine the current value of the property. Slip op., 5/2/96 at 1. Indeed, such an appraisal was performed by the brothers' lending institution just prior to the sale, indicating a current value of $75,000. It is incredulous to suggest that, if presented with two such varying estimates, the court would have approved the former.
Moreover, we have already addressed appellants' argument that agreement among all interested parties mitigates their non-compliance. Such agreement is not authorized by statute and, in the instant matter, was unreliable due to the fact that the interested parties were only presented with the lower estimate and were told, incorrectly, that it represented the fair market value.
Having found appellants' arguments baseless, we affirm the order of the lower court directing the former co-executors to pay a $30,500 surcharge to the estate. The action and inaction, respectively, of Michael and Darlien Frey caused significantly undervalued estate property to be sold to Michael and Richard Frey. While appellants contend that the trial court provided the other heirs with a "windfall," it is evident that the court merely corrected a prior windfall bestowed upon Michael and Richard Frey which would not have occurred but for Michael and Darlien Frey's derelict actions.
Finally, we address appellants' contention that the trial court erred in simultaneously ordering that: (1) the sale of the home to Michael and Richard Frey be revoked; and (2) the former co-executors pay the estate the $30,500 it would have realized had court approval been sought prior to the sale. Appellants argue, in essence, that this amounts to a double penalty. While we agree that both forfeiture and a fine would result in an unwarranted benefit to the estate, we reject appellants' argument because appellants have misstated the substance of the trial court order.
The amended trial court order of June 3, 1996, from which the former co-executors presently appeal specifically provides that, should the order conflict in any respect with the auditor's report, the terms of the order are to control.
Instantly, the auditor's report proposed that the sale be disallowed and that a surcharge be assessed, while the court order only provided for a surcharge. Because the order never confirmed the auditor's suggestion that the sale be set aside, it is not clear whether an actual conflict exists.
In any event, simple application of the court's proviso leads to the Conclusion that the sale to Michael and Richard has not been set aside. Rather, the sale to Michael and Richard remains undisturbed and Michael and Darlien are required to reimburse the estate. This is in keeping with the violation of fiduciary duties found, for otherwise Richard would be penalized and Darlien's actions would go unpunished.
In sum, we hold that the trial court did not abuse its discretion in removing Michael and Darlien Frey as co-executors of the estate of John W. Frey and in assessing a $30,500 surcharge against the former co-executors. The evidence sufficiently established that the estate had been mismanaged and was in peril of further harm should one or both executor remain in office. The surcharge merely made whole an estate ravaged by the Freys mismanagement and malfeasance.
Order affirmed.
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Asia Spirit Lodge And Spa Koh Samui: Find photos, reviews, information, amenities and compare prices for 4 stars hotels in Taling Ngam, Thailand.
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This compact shoulder bag makes a big statement. Constructed of soft brushed suede leather with smooth leather trimmings and silver toned hardware. Removable yellow "V" cut out handle;ξattaches to leather strap with stud closure. Removable chain strap also attaches to leather strap. Back slit pocket. Front flap with pull-down closure. Textile lined interior features one zipper pocket. Comes with dust bag and booklets. Please note this new item comes to you directly from a high-end boutique. Retails for $2,690.ξ
Christian Dior
Christian Dior Black Mesh Rhinestone Beaded Slip On "Dior Fusion" Sneakers
Sz 37
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Topaz Hotel, St. Paul's Bay
- Free WiFi
Main amenities
- 326 smoke-free guestrooms
- 2 restaurants and 2 bars/lounges
- Indoor and outdoor pool
- Breakfast available
- Spa services
- 2 meeting rooms
- Beach shuttle
- Childcare
- Terrace
- 24-hour front desk
- Air conditioning
- Daily housekeeping
For families
- Free cribs/infant beds
- Children's pool
- Babysitting or childcare (surcharge)
- Refrigerator
- Private bathroom
- Terrace
What's around
- In Bugibba
- Salina National Park (0.6 mi / 0.9 km)
- Kennedy Grove (0.6 mi / 1 km)
- Wignacourt Tower (0.6 mi / 1 km)
- Birdpark Malta (0.9 mi / 1.4 km)
- Malta National Aquarium (1.1 mi / 1.8 km)
Just one night - now work - just relaxing in the indoor pool, and eating at the buffet.…
The room was adeqate, with the exception of the reading lamps on either side of the bed.…
Topaz Hotel, St. Paul's Bay
Hotel Info: 866-539-8117from $22
- Standard Room, 1 Single Bed
- Twin Room
- Triple Room
- Twin Room, Balcony, Pool View
- Triple Room, Balcony, Pool View
More great choices
At a glance
Key facts
Hotel size
- This hotel has 326 rooms
- This hotel is arranged over 5 floors
- Check-in time 2 PM-5:30 AM
- Check-out time is 11 AM
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
- Minimum check-in age is 18
Travelling with others
- Babysitting/childcare *
- Pets not allowed
- Free WiFi in public areas
- Free WiFi in rooms
- No parking
- Beach shuttle *
Other information
- Smoke-free property
Nearby Three Star St. Paul's Bay hotels
In the hotel
- Buffet breakfast daily (surcharge)
- 2 restaurants
- 2 bars/lounges
- Poolside bar
- Room service (during limited hours)
- Beach shuttle (surcharge)
- Indoor pool
- Outdoor pool
- Spa services on site
- Parasailing nearby
- Scuba diving nearby
- Snorkeling nearby
- Water skiing nearby
- Windsurfing nearby
- Children's pool
- Pool sun loungers
- Pool umbrellas
- Arcade/game room
- Billiards or pool table
- Number of meeting rooms - 2
- Meeting rooms 2
- 24-hour front desk
- Tours/ticket assistance
- Dry cleaning/laundry service
- Laundry facilities
- Hair salon
- Luggage storage
- Multilingual staff
- Number of buildings/towers - 3
- Year Built 1987
- Elevator/lift
- Terrace
- Library
In the room
- In-room climate control (air conditioning)
- Air conditioning
- Coffee/tea maker
- Iron/ironing board (on request)
- Blackout drapes/curtains
- Private bathroom
- Shower/tub combination
- Hair dryer
- Flat-screen TV
- Satellite TV channels
- Desk
- Free WiFi
- Phone
- Refrigerator
- Daily housekeeping
- In-room safe
Top St. Paul's Bay hotels
Recently reviewed hotels in St. Paul's Bay
- Pebbles Boutique AparthotelFrom
"Excellent location, excelente room, excellent staff (Hilaria and Sofia). Entrance is hidden and the elavator to my room was is far from reception."Dec 2, 2016
- Cornucopia HotelFrom
"Lovely old-style hotel with lots of atmosphere. Very welcoming -huge room that was very comfortable, and the evening meal in their restaurant was excellent in all courses - the…"Nov 30, 2016
- SU29 Boutique HotelFrom
"Stayed at hotel while on short trip to Malta. Easy to walk to all central city sites from hotel. Easy to get to ferry terminals to Three Cities and Sliema."Nov 28, 2016
- Le Meridien St. Julians Hotel & SpaFrom
"The hotel had great facilities and the staff were very helpful. The location is perfect to get Malta's city life experience. If at all I have any complaints it is going to be my…"Nov 28, 2016
Nearby hotels
Also popular with travelers from the USA
Special features
DiningThe Emerald Restaurant - This buffet restaurant serves breakfast, lunch, and dinner. Open daily.
La Perla Pizzeria - This restaurant specializes in Italian cuisine and serves dinner only. Reservations are required. Open daily.
Topaz Hotel, St. Paul's Bay's small print
Also known as
- Topaz Hotel St. Paul's Bay
- Topaz St. Paul's Bay
Mandatory fees
You'll be asked to pay the following charges at check in or check out:
- Destination fee: EUR 0.50 per person, per night
Optional extras
Late check-out can be arranged for an extra charge of EUR 20
Buffet breakfast is offered for an extra charge of EUR 10 for adults and EUR 5 for children (approximately)
Babysitting/childcare is available for an extra charge
Beach shuttle service is offered for an extra charge
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.
Recent reviews
Good 3.3 /5 from 112 reviews
Extremely helpful staff and management. Would certainly stay here again. Highly recommended.
The room had a constant terrible moldy smell, which was only enhanced when the AC was turned on. Due to the hot and humid nights, the lack of AC made it difficult to sleep well at night. There were stains from water damage in the ceiling, furthermore spots of mold were also seen on the walls.
It was a nice stay, the hotel is old and the rooms need some improvement, however very clean and the staff very friendly. We booked a double room and we were given a 4 beds room with only single beds, not what we expected.
For a hotel, we felt a few services missed the par. The aircon in the room was weak and didn't change intencity even though we turned it up. Sleeping was unconfortable with the heat even though the windows were open. We also booked the bus for the free transit to the beach. We rocked up on time but the bus had left without us. Worst of all, we returned to our room on the 2nd night of our stay after a full day out and the door was not closed shut. This was left open after house cleaning during the day at some point. With all our belongings in the room, we felt this to be careless. On our 3rd day, both towels were not replaced and worst of all, my used towel was left only for the two of us. The next day, my towel was still left and 1 new towel given. We also asked for a towel for the beach and got told 'coldly' that no towels were to leave the premises. No alternatives provided.
Short stay and the Hotel Topaz was superb. Staff were pleasant and very helpful.
Is the description of this hotel not correct? Tell us


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When the University of Rhode Island's Department of Cell and Microbiology saw an opportunity to help address the needs of Rhode Island's biotech and pharmaceutical companies and satisfy student interest, it ran with it. more
By Nancy Kirsch
Mission: The mission of Brown University is to serve the community, the nation and the world by discovering, communicating and preserving knowledge and understanding in a spirit of free inquiry, and by educating and preparing students to discharge … more
The University of Rhode Island Women's Sailing Team has received $130,000 in gifts toward its $450,000 fundraising goal to replace its aging fleet. more
By PBN Staff
Jonathan Nelson, CEO of Providence Equity Partners, made Forbes' list of The World's Billionaires, ranking No. 1011. more
By Lori Stabile
Brown University, Rhode Island School of Design and Wheaton College were recognized as top-producing institutions for Fulbright scholars in an annual list from the Chronicle of Higher Education. more
By PBN Staff
Providence College, in an announcement Friday, said it will close the college-owned portion of Huxley Avenue, from Eaton to Ventura streets, to traffic sometime between May 16 and June 1, and permanently turn it into a pedestrian walkway. more
By PBN Staff
Bryant University has appointed Edward Kairiss, who directed strategic projects at Yale University's Center for Teaching and Learning, as Bryant's first director of faculty development and innovation. more
By Patricia Daddona
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By PBN Staff
The Council on Postsecondary Education set up an 11-member presidential search committee for Rhode Island College at its meeting Wednesday night. more
By Patricia Daddona
Intensifying "thought loops of anxiety" during freshman year at a Massachusetts university left Dan M. feeling paralyzed as his 2015 fall sophomore semester was about to begin. Dan, who spoke to Providence Business News on the condition his … more
By Patricia Daddona | firstname.lastname@example.com | 2/19/16


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In a Nutshell
We really love a good ceilidh and we think they should be great fun.
To this end we have a big selection of dances, a lively sound, great cover songs, and a caller who really knows his stuff. He's great at teaching the dances to even the biggest groups of beginners, and will even shout out reminders along the way.
Our pricing is very competitive and also includes excellent deal rates for charities and student society events. Please drop us a message for a quick quote and more information. We are based in Dundee but will happily travel out to Aberdeen, Edinburgh, Glasgow and beyond!
We do covers of popular songs in our own unique style, with a repertoire of covers ranging from Avicii to the Lumineers, and from the Beatles to the Franz Ferdinand. We will gladly learn a new song for your special event if given enough notice, we think this can add a personal touch to the evening.
Music and Dances
We will gladly learn a new song for your special event, we think this can add a personal touch to the evening.
Cover Songs
We enjoy putting our own Scottish take on songs from all kinds of genres and styles. We look forward to requests as they pose an interesting challenge, the results are a happily surprised audience.
With or without you - U2
Wake Me Up ~ Avicii
Can't Buy Me Love ~ The Beatles
I Saw Her Standing There ~ The Beatles
Hownlin' For You ~ The Black Keys
Stir it Up ~ Bob Marley
Fix You - Coldplay
Dreaming of You ~ The Coral
From a Window Seat ~ Dawes
Hold On To Your Hat ~ Derek Ryan
Gracefully Facedown ~ Devil Makes Three
Caledonia ~ Dougie MacLean
Galway Girl ~ Steve Earle
Hey Julie ~ Fountains of Wayne
Take Me Out ~ Franz Ferdinand
Ho Hey ~ Lumineers
Rude ~ Magic!
99 Red Balloons ~ Nena
Wagon Wheel ~ Old Crow Medicine Show
Gold ~ Once
Made It Right ~ Ozark Mountain Daredevils
Let Her Go ~ Passenger
Lakes of Ponchatrain ~ Paul Brady
500 Miles ~ The Proclaimers
Lets Get Married ~ The Proclaimers
I'll be there for you - The Rembrandts (Friends theme)
Come Up And See Me ~ Steve Harley & Cockney Rebel
Mean ~ Taylor Swift
Stay Stay Stay ~ Taylor Swift
My Girl ~ The Temptations
And a Bang On the Ear ~ The Waterboys
While She's Walking Away ~ Zack Brown Band
Our dedicated caller Chris has a passion for fun and unusual dances, his interactive and attentive calling style means even inexperienced dancers can easily learn even the most challenging dances.
Borrowdale Exchange
Britannia Two-Step
Circassian Circle
Circle Waltz
Cumberland Square Eight
Dashing White Sergeant
Eightsome Reel
Flying Scotsman
Gay Gordons
Hamilton House
Hooligan's Jig
Military Two-Step
Patacake Polka
Reel of the 51st
Sausage Machine
Strip The Willow {Traditional and Orcadian}
Witches Reel
For a taster of our music, click on the link below to go to our youtube channel.
Mike Paxton
Instruments ~ Fiddle, Mandolin and Vocals
Playing Style ~ Scottish, Country and Bluegrass
Influences ~ John McCusker, Stuart Duncan
Musical Background ~ Michael began playing the fiddle at a young age. He has played in a mixture of orchestral and Scottish groups throughout his school life and is now a member of the Scottish Fiddle Orchestra. It was when he went to Abertay University that he really got into playing ceilidh music.
He has had a passion for Country and Bluegrass music for much of his life, which has had a great influence on his own playing style. He also loves to experiment with different instruments, which is what inspired him to take up the mandolin and guitar.
Aidan Ferguson
Instruments ~ Rhythm guitar, Fiddle, Banjo and Vocals
Playing Style ~ Trad, Contemporary, Jazz
Influences ~ Gerry O'Connor, Chris Thile, Eric Clapton
Musical Background ~ Aidan started playing guitar about 12 years ago. Since then he's been interested in a lot of different styles and genres. In school he started out playing for rock and blues songs, before touching on a little jazz and finally discovering Scottish music at university. Here, he and Michael still play in the Abertay University Ceilidh Band.
In the ceilidh band he tends to flirt a little with jazz and blues influences while still respecting the music's Scottish roots. He also plays fiddle, mandolin, banjo, and sings in the band.
Elle McKelvie
Instruments ~ Drumkit
Playing Style ~ Trad, Indie
Influences ~ Description to come
Musical Background ~ Description to come
Christopher Sulat
Role ~ Dance caller
Favourite Dances ~ The Witches Reel, Riverside
Background ~ Chris, an Orcadian himself, has been dancing his whole life, and has danced at ceilidhs in Japan, Scotland and Portugal. As our caller, Chris is fantastic at getting everyone up having a great time whether they come along knowing the dances or whether they haven't a clue! His infectious enthusiasm never fails to translate into a people having a great time.
Fionnlagh Ballantine
Instruments ~ Fiddle
Playing Style ~ Irish, Cape Breton, Scottish, Folk
Influences ~ Box Club, Blazing Fiddles, Crooked Still
Musical Background ~ Taught violin from the age of 6 and trad from 14 by Ruth Morris, Fionnlagh began playing in sessions in the South-West of Scotland briefly playing in a folk band The Scruffy Buzzards. He Moved to Dundee, where he studied Graphic Design, and began playing in the Speedwell Tavern. He joined a folk band Delilah and the Samsons and played with the band until 2014. The band does not regularly gig anymore but occasionally plays at festivals in the Summer.
Fionnlagh moved to Glasgow in 2015 and has begun frequenting sessions there.
Kevin Hart
Instruments ~ Drumkit
Influences ~ Iain Robertson, Matt Tong, Metal
Musical Background ~ Kevin was our full time drummer until 2016 when he moved to Glasgow and unfortunately night shifts and long hours as a doctor has meant he can no longer perform for Staffin full time, although he does come over for the occasional gig.
Kevin has been drumming for over 10 years in orchestras and shows (e.g. Jekyll and Hyde), and has been playing in ceilidh bands for over 9 years. From a steel band, to brass orchestras, to musicals Kevin has experience in drumming all genres of music and brings this experience into ceilidh music, adding his own flare along the way.
Clare Murphie
Instruments ~ Fiddle, Keyboard, Vocals
Playing Style ~ Irish, Scottish, Classical
Influences ~ John McCusker, Natalie MacMaster, Alison Krauss
Musical Background ~ Clare has been singing for as long as she can remember, and playing the violin and piano from a very young age. Although taught mostly in the classical style, traditional music and songs were played most often at home with her musical family. She has played violin in orchestras in Dundee, and piano for a number of choirs in and around Dundee. She has also directed a number of choir performances and was Musical Director of Dundee University Operatic Society in 2013.
She played in her family's ceilidh band as a teenager, and now also plays with the Abertay Uni Ceilidh Band on occasion. She enjoys the challenge of bringing lots of the techniques learned through her various musical endeavours together into a ceilidh band!
Adam Sampson
Instruments ~ Bass Guitar, Vocals, Octave Mandola
Playing Style ~ Prog Trad
Influences ~ Roger Waters, NHØP, Lemmy
Musical Background ~ Adam started playing violin as a small child, graduating to progressively larger instruments as he grew up. He now plays instruments ranging in size from harmonica to grand piano. Born in Kent, he moved to Scotland in 2010 and fell in with Dundee's traditional music scene, where he's often to be found in the local pub sessions playing octave mandola and/or singing.
A fan of prog rock, blues and jazz, Adam likes experimenting with novel arrangements and backings for traditional tunes and songs. In the Staffin Island Ceilidh Band, he's usually found playing fretless or five-string electric bass.
Contact Us
Book us Today
Please use the form, or if you prefer you can email us at email@example.com or message us on Facebook!
Please tell us when your event is, what it is for and we will reply within 24 hours. Let us know by filling out the form.
Thankyou for your time, we hope you choose us for your ceilidh!


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by Rob on February 11, 2015
in Boiling Springs Realtor
The Boiling Springs SC Real Estate Blog
Search the MLS for Boiling Springs Real Estate – Updated every 15 minutes, with the company that won the JD Power & Associates Award for "Highest Buyer Satisfaction" 3 years running!
Visit Our Main Sites at: Search Homes For Sale, Spartanburg Owner Financing , Foreclosures and Short Sales, Spartanburg Land For Sale
FREE DOWNLOAD – Spartanburg County Home Buyer Search APP uses your current location to Identify homes near you then Maps them with Driving Directions!
Turchetta Team Featured in May 2015 Issue of Top Agent Magazine
by Rob on March 13, 2015
in Boiling Springs Realtor, First Time Home Buyer, Owner Finance Homes, Search Boiling Springs Homes For Sale, Spartanburg Real Estate Market Conditions, Uncategorized
The Turchetta Team Real Estate Team are being featured in Top Agent Magazine's May 2015 issue! To learn how we sell so many homes read below. Thinking about selling your property? We would be grateful for your consideration.
End of Owner Finance Homes?
by Rob on February 12, 2015
in Owner Finance Homes
The Bankers Look to Secure a Monopoly on Home Lending in the United States
Federal Reserve seeks comments regarding proposed rule
From THE PAPER SOURCE JOURNAL, July, 2011:
The Federal Reserve, which received sweeping new authority under the Obama regulatory reauthorization, wants to effectively eliminate seller-held (a.k.a. purchase money) mortgages. It will do this by enacting a rule for the Dodd-Frank Act prohibiting property sellers from taking back a mortgage unless the buyer essentially can qualify for conventional financing! What's more, Ma and Pa Homeowner, who create 95% of seller-held mortgages, won't be able to qualify buyers under the same underwriting standards that banks are required to perform, and therefore the cash flow notes won't be created.
If this is enacted it also will remove access to housing for millions of Americans, because seller "financing" is the only way people who can't qualify for conventional loans can buy a house. Moreover, it would allow a buyer a three year right of rescission (they can cancel the sale) if the seller did not properly qualify them. The right of rescission also applies to anyone who buys the note. We have precious little time to try to stop this. Read more..
Zillow Names Spartanburg SC #5 Best City for New Home Buyers
by Rob on February 12, 2015
in Boiling Springs Market Conditions, Spartanburg Real Estate Market Conditions, Uncategorized
Real Estate values across the United States are down, down, down. However, just like any market segment, some areas are performing better then others. While everyone knows this is true for stocks it is every bit much better for real estate.
Focusing just on First Time Home buyers, a Zillow study ranked the top cities for new home buyers with Spartanburg SC ranking the #5 Best City for New Home Buyers!
Here are the criteria used and the data for Spartanburg, South Carolina. Read more..
How Many Homes For Sale are in Spartanburg County?
by Rob on February 11, 2015
in Boiling Springs Market Conditions, Spartanburg Real Estate Market Conditions
- Number of Homes for Sale in Spartanburg County
The amount of Spartanburg County homes for sale is at an all time high. from June 2008 to June 2009 the amount of homes for sale in Spartanburg county increased 97%!!! from 1,877 to 3,590. That increase was driven by a poor economy and easy credit standards allowing virtually anyone to buy a home. Read more..
Neighborhood Speeding? – Drive Like Your Kids Lived Here!
Boiling Springs Speeding Problems?
While driving we all want to get where we are going as quickly as we can. Busy schedules, commitments made, ideas to follow through on, late for work, it's something we can all identify with from time to time. When driving in a Boiling Springs neighborhood we need to take extra precaution because children live there and routinely wander into the streets for innocent reasons. Chasing a ball, a squirrel, a cat, wandering onto the road with a big wheel, all of these things happen to conscientious good parents.
Even in my own neighborhood where we have speed humps some drivers speed from hump to hump. In the part where I live there are no speed humps and some drivers fly down the street like their house is on fire.
One possible solution is to have your Boiling Springs Home Owner Association start a SIGN campaign with "Drive Like YOUR Kids Lived Here" signs. Most HOAs are open to suggestions. If yours is not consider putting them up on your own property. Either way, it's great to see some caring parents taking action and doing the RIGHT thing!!!
To search for a Boiling Springs Home
Boiling Springs Lease Option Homes


text: Hello! My name is Rita and I work in real estate in Toronto. I think it's a pretty crazy real estate world out there and I hate being overwhelmed. This is why I created Toronto Real Estate Group - I host real estate seminars, that's my way of helping future and current homeowners get a better understanding of what is really going on out there in the world of Toronto real estate. When I'm not real estateing I love to eat out in Toronto, ride my bike, and continue unpacking my house (moving is hard...) Hope to meet you at one of my seminars!


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Kimchi Price Plunge Adding to Record Linker Loss: Korea MarketsYewon Kang and Eunkyung Seo
Plunging costs for staples from kimchi to gasoline in South Korea are adding to record losses on inflation-protected notes and the country's biggest bond fund manager is still cautious.
So-called linkers have lost 5.3 percent in the nation this year, the worst annual performance in Bank of America Merrill Lynch indexes going back to 2011. That exceeds the 4.5 percent loss on similar debt globally. Expectations for inflation to remain near a 14-year low will continue threatening returns, according to Samsung Asset Management Co., which oversees 89 trillion won ($84.7 billion).
"There's not enough interest in inflation-linked bonds," said Lee Do Yoon, Seoul-based head of the fixed-income division at Samsung Asset. "There's low liquidity, they're poorly valued and they offer low returns. Plus investors expect inflation to remain subdued for some time."
While the won's 8 percent gain against the dollar since June 30 has cut import costs, it has also lowered the competitiveness of exports and threatens to drag on economic growth. The breakeven rate, which measures the price increases traders expect over the life of linkers, dropped 46 basis points this half to 1.76 percent, near a four-year low, according to data compiled by Bloomberg. That's less than the central bank's targeted inflation range of 2.5 percent to 3.5 percent through 2015.
BOK Decision
The Bank of Korea kept its benchmark interest rate unchanged at a policy meeting yesterday, with low inflation giving it room to support a rebound in Asia's fourth-biggest economy.
Consumer prices climbed 0.9 percent in November from a year earlier after a 0.7 percent increase in October that was the smallest gain since July 1999. Inflation has stayed below the central bank's target range since May 2012.
The cost of kimchi, a pungent cabbage dish served with many meals in Korea, has dropped to the lowest since 2009, according to an index tracking the prices of its ingredients from the Ministry of Agriculture, Food and Rural Affairs.
"Due largely to the stability of international agricultural prices, inflation will remain low for the time being," the Bank of Korea said in a statement yesterday after keeping the seven-day repurchase rate at 2.5 percent, where it has been held since a cut in May.
Big Risk
The yield on South Korea's 3 percent sovereign bonds due December 2016 climbed one basis point yesterday to 3.01 percent, Korea Exchange Inc. prices show.
The won, which was at about 1,053 per dollar as of 9:24 a.m. in Seoul, is the best-performing Asian currency this half. It will likely end 2014 near that level at 1,055 and strengthen to 1,025 the following year, according to the median estimate in a survey by Bloomberg.
"We don't recommend buying linkers as investors are wary of the Bank of Korea's inflation forecast," said Lhee Jung Bum, a Seoul-based fixed-income strategist at Korea Investment & Securities Co., the country's third-biggest brokerage. "The risk from buying the inflation-tied bonds is big amid expectations for the won to strengthen."
South Korea first introduced inflation-linked bonds in March 2007, with securities that pay interest twice yearly and link the coupon and final principal redemption to the headline inflation rate.
Fed Factor
In an effort to revive the market, the government plans to propose incentives for inflation bonds in its sovereign note issuance plan for 2014 to be released in January, Kim Jin Myung, director of the Finance Ministry's treasury bureau, said in a phone interview on Nov. 27.
The linkers may get some help from the Federal Reserve, according to Heo Eun Han, a fixed-income strategist at Woori Investment & Securities Co. in Seoul. The U.S. central bank will likely start paring stimulus in the first quarter next year, according to the majority of economists surveyed by Bloomberg on Dec. 6. Woori Investment recommends buying the inflation-linked bonds following any Fed tapering, Heo said.
While any pick-up in inflation along with economic growth next year could leave linkers looking attractively priced, they aren't at that point yet, Rohit Arora, Singapore-based emerging-market rates strategist at Barclays Plc, wrote in e-mailed responses to questions.
"We do not expect an imminent pick up in demand for the Korean inflation-linked bonds," Arora said.


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Product Details
Item# : FC8196 No Longer Available
Shipping Info
Bring cuteness and excitement to your event with these Jungle Critters place card holder favors! These wonderful favors will bring a smile to the faces of all your guests as you celebrate this special day! They will be an ideal reminder of such an important occasion because guests can place their favorite photo inside. The absolute perfect favors for baby showers!
Facts and Features:
- Size: 3 ¾" tall x 1" wide
- Features a colorful hand painted poly resin figurine in three assorted young jungle animal shapes including a smiling lion, a waving elephant and a proud zebra, each standing or sitting in the jungle grass below a palm tree that is attached to the coiled silver metal place card holder
Non Personalized orders leave our location within 2 Business days and arrive 2 -5 Business days later. Personalized/engraved items please add another 3 -5 days.
Shipping Charges
will be provided during checkout after entering your shipping address and before entering your credit card info. A summary of the total order will be displayed before it is processed


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Recent County Dublin Reviews
We were nervous to book this location because it had no reviews and seemed too good to be true... but it was PERFECT and amazing and huge and clean and wonderful! Seriously a top notch stay with sooooo much space and lots of neat features. We had a large family staying and since there were so many different little 'half-levels' with beds in different spots it offered a lot of space to spread out. There's a nice washer/dryer, very comfy couches, decent mattresses, TONS of bathrooms. We will return here next time we are in Dublin since we can't believe what a secret gem this place is. SERIOUSLY TOP NOTCH! (Only thing to warn users of it that there's lots of steps, so if you had a cane or wheelchair that might be difficult... but our group ranged from ages 20-65 and none of us had any probs with the steps.) I am a hotel snob and was really worried about whether or not this would be up to my standards. It totally was. What a gem!


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Product Features
The Arc'teryx Cierzo 25 Backpack is pared down to the essentials, this go-anywhere alpine pack is perfect for light and fast blitzes from alpine base camp, as the entire pack stows into its lid pocket. The Cierzo 25 Backpack's exterior elasticized shock cord lashing system also works to compress the pack's volume, ensuring a trim and tidy profile. The top-loading lid snaps securely in place with a single-point buckle. The Cierzo is ideal as a secondary pack on alpine expeditions, backcountry treks, or kayaking adventures.
- Lightweight and so highly compressible it stows inside it's own top lid!
- Removable dual-density framesheet
- Tradition top loading pack configuration with drawcord closure and 'brain' top pocket
- Main compartment pocket includes an internal security pocket for organizing small items
- Top storage lid features a key clip
- WaterTight™ external zippers
- Corded zipper-pulls reduce noise and are easy to grab
- Ultra-light shoulder straps and 0.8 in (2 cm) webbing hipbelt
- Removable sternum strap
- Static compression cord system
- Front and back attachment loops
- Two ice axe loops
- Velcro® axe keepers
- Micro daisy chains
Product Specs
|Loading Style
|N210r-HT nylon 9.9 ripstop, N100mr-HT nylon 6.6 mini ripstop, LD 60, EV® 50, Spacermesh
|14.6 oz (415 g)
|1,648 in³ (27 liters) : 1,953 in³ (32 liters) - Extended
|Sleeping bag compartment


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|Home > Artists > Michael Bozzo >
Michael Bozzo (Dramatic Tracks)
Home: USA
New Yorker Michael Bozzo is a multi-talented musician and composer whose music has been licensed by NBC, MTV, Oxygen Network, and Outdoor Channel, and included in various media, web, film, commercial, and animation projects. His original dynamic score was featured in the independent film "I'll Drink to That," and the short film "The Lifters," set in the 1950's. Michael has diverse tastes and composes in multiple genres, including Dramatic, Rock, Hip Hop, Holiday, and New Age. His dynamic tracks will give you a glimpse as to why we consider him a valuable resource.
Michael Bozzo's music has been featured on MTV's "Catfish," "Teen Cribs," and "Pimp My Ride," Oxygen Network's "Bad Girls Club," Outdoor Channel's "Trophy Hunters TV," and a Bulletproof Makeup web spot.
|Instrumental Tracks (63 Tracks) | Beats/Loops
Music Genres For Michael Bozzo
Blues | Christmas | Dangerous | Dramatic | Drums | Electronic | Folk | Hip Hop | Horror | Indie Rock | Middle East | New Age | Pop | RnB | Rock | Soundalikes |
Instruments & Loops Genres For Michael Bozzo
Guitar | Multi-Sample |
|Tracks for This Artist
DIRECT URL: http://www.audiosparx.com/michaelbozzo
|ARTIST KEYWORDS: Michael Bozzo, rock hip hop pop new age electronic blues experimental psychedelic flaming lips sound effects zeppelin ambient energetic high low diverse positive uplifting soaring lanois guitar sad major dynamic u2 coldplay radiohead white stripes eric clapton professional love commercial, royalty free music download, loop packs, cheap royalty free music, music drum loop, stock music tracks, sounds of instruments, royalty free mp3, samples and loops, company music, beat loops, royalty free music library, royalty free loops, royalty free mp3, drum machine loops, websites music, loop loop, cheap production music, music loops


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- Worldwide Rank #65,243,882
- Follower/Following Ratio 0.74
- Daily New Followers 0
悠斗 Twitter Stats
@0112_m12 - Tracking 悠斗 Twitter profile since May 24, 2014
悠斗 Tweets
@0112_m12 has posted 726 tweets in the last 7 days, which translates to an average of 103.7 tweets per day.
悠斗 Twitter Followers
@0112_m12 has 66 followers on Twitter.
This account is #65,243,882 in the worldwide rank of the most popular Twitter users.
悠斗 Following on Twitter
@0112_m12 is following 89 Twitter accounts.
Last month this account followed 40 users.
悠斗 Predictions & Milestones
@0112_m12 will hit 37 followers in the next 3 months, and -51 in one year.
You are on 悠斗's Twitter stats page
We track these Twitter stats since May 24, 2014 . You can see how many followers 悠斗 lost or gained and what the prediction is for tomorrow or the next 15 days, together with all kinds of other stats like rank compared to all Twitter users, tweets etc.
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