text:
Colossians 1:1-20 When my children were young, I used to pray Scripture prayers for them aloud. Most of the Scripture prayers came from the letters Paul wrote to the different churches. Today's reading in Colossians has one of the prayers I prayed regularly for my three sons. It is an excellent prayer that you can pray for anyone you love. Paul said, "I do not cease to pray for you." These were the things he prayed: "That you may be filled with the knowledge of His will in all wisdom and spiritual understanding; that you may walk worthy of the Lord, fully pleasing Him, being fruitful in every good work and increasing in the knowledge of God; strengthened with all might, according to His glorious power, for all patience and longsuffering with joy" (vv. 9-11). read more
Charisma Magazine
Page 103 of 242
Pray About Everything; Worry About Nothing
Philippians 4:1-23 Most of us are familiar with the phrase that is "batted about" so casually today: "Don't worry, be happy." There is a way you can not worry and be happy no matter what you are facing in this life—pray. The phrase should be revised to say, "Don't worry, Pray!" If we followed this admonition, our lives would be filled with joy (not just a happy "ha-ha" joy, but an inner joy that will strengthen us in all circumstances). read more
The Wicked and the Just
Proverbs 24:15-16 Yesterday's reading spoke of the ultimate destruction of the wicked. The proverb for today speaks of what will happen to the wicked and the just. The wicked man falls into mischief. The just man may fall even seven times, but he will get up each time. The just man always rises again. The wicked, however, falls forever. read more
When We Doubt God, What Happens?
Psalm 73:1-28 All of us from time to time in our lives have been besieged with doubt. In this psalm David was saying to God, "What is the use of living a righteous life? All the wicked are prospering, and here I am suffering." He felt this way until he went into the sanctuary and sought the Lord. As he quieted his spirit, he began to hear the voice of the Lord, and he understood the end of the wicked. He understood that the wicked ultimately would be judged and destroyed, but he would be accepted by God and not destroyed. Then David makes this wonderful statement: "Nevertheless, I am continually with You; You hold me by my right hand. You will guide me with Your counsel, and afterward receive me to glory" (vv. 23-24). read more
Majestic Ministry
Isaiah 60:1-62:5 So many Christians spend their lives looking forward to when their ministry will be released in power. While they are waiting, they miss so many opportunities. The great ministry they hope to have one day may never develop. Many years ago when I almost died, the Lord taught me about the ministry of the moment. As I felt my spirit leaving my body as I was hemorrhaging after a miscarriage, I realized I might not have another minute to live. At that time I learned how precious every minute is. True ministry is seeing every moment as an opportunity to minister to another person or to the Lord. read more
God's Chosen Fast
Isaiah 57:15-59:21 It has been my custom over the years to have seasons of fasting. Fasting has many benefits, but the goal of fasting is not to get God to do something for you. When we fast, it is our time to intercede for others and also to have our own hearts changed. This passage in Isaiah lists several ways we can pray for others during a season of fasting. I must add there are different ways of fasting. Perhaps because of medical reasons you are not able to do without food. Many people do a Daniel fast, which is simply eating vegetables only. Other people fast on fruit juices. Some fast from watching TV. read more
Restoration of the Rejected
Isaiah 54:1-57:14 A rejected person is always vulnerable to the enemy's weapons. This passage in Isaiah lists the ten weapons the enemy tries to use against rejected people. read more
The Life of Jesus
Isaiah 51:1-53:12 One would think it would be impossible to read all about the life of Jesus in the Old Testament. There are, however, many prophetic scriptures in the Old Testament about the life and death of Jesus. Our reading in Isaiah today has one of the most famous ones. I have a friend who is a rabbi in a Messianic congregation, and he always tells his Jewish friends who do not believe in Jesus to read Isaiah 53. This is an amazing prophetic chapter that tells all about the rejection of Jesus and how He bore our sins, griefs, transgressions, iniquities and punishments in His death. It speaks of how God made His soul the offering for sin. read more
A Great God
Isaiah 48:12-50:11 This passage in Isaiah speaks of God's greatness and His infinite interest in mankind. This very morning I enjoyed a lesson on the "Fear of the Lord" that gave documented facts about the great expanse of our universe. The teacher shared how many light-years it would take for us to travel to a far galaxy, and it was mind boggling. We are just now coming to the understanding of the vastness of our universe. Yet, God says He spans the heavens with His right hand. The span of my own hand is about five inches or less. Think of how big God is who can span the whole universe with His right hand. read more
How to Build a House
Proverbs 24:3-4 We have only built one house in our lifetime, and it was interesting to watch the structure being formed day by day. First, the foundation was laid carefully. Some of the plumbing even went into the foundation area before the cement was poured on top. Then the wood frame went up, and the rooms in the house were carefully measured and framed. Finally the roof trusses were placed, and the roof was laid. Perhaps you have never built a house to live in, but we all are building spiritual houses. This Proverbs reading talks about how we should build our spiritual house: "Through wisdom a house is built, and by understanding it is established; by knowledge the rooms are filled with all precious and pleasant riches." read more
A New Thing
Isaiah 43:14-45:10 I always looked forward to Christmas because I knew I would receive a whole new outfit that even included new underwear. As soon as the opening of presents was completed, I ran and got into a hot tub and then dressed in my new outfit. I wanted to be squeaky clean before I put on my new clothes. When I came out in my new outfit, my daddy always said, "You look beautiful." read more
Precious in His Sight
Isaiah 41:17-43:13 This passage in Isaiah is a powerful prophetic chapter about the Messiah, Jesus, the Holy One of Israel, and what He will do for Israel. It speaks about Him healing the brokenhearted, setting free those who are in prison, holding their hand, taking them through the fire and through the river to safety. Then God tells Isaiah the reason for the protection and deliverance of His people. The Holy One of Israel says, "Since you were precious in my sight, you have been honored, and I have loved you" (Isa. 43:4). read more
The One Thing We Can Count On
Isaiah 39:1-41:16 So many in this life are looking for something to hang their hats on—a solid something, an unmovable something, something that they can count on that will never change and will always be. This passage in Isaiah tells us that the Word of God shall stand forever. The Word of God spans time and eternity and gives us something that is established and unshakable to hold on to through this life. Everything we see now on this earth will one day be ashes. Isaiah tells us, "The grass withers, the flower fades, but the word of our God stands forever" (Isa. 40:8). read more
What to Do When You Feel God Has Forsaken You
Isaiah 37:1-38:22 This passage records two prayers of Hezekiah. One prayer asks God for his healing and deliverance from his enemies. The other prayer expresses a vivid word picture of how Hezekiah felt before he knew the Lord would restore him to health and deliver him from his enemies. He says, "Like a crane or a swallow, so I chattered; I mourned like a dove; my eyes fail from looking upward" (Isa. 38:14). He speaks of his age departing from him and how he believed he would not see the Lord in the land of the living. read more
Silencing the Accuser
Isaiah 33:13-36:22 Have you ever been falsely accused? I can remember several times in my life when people have accused me falsely. Nothing hurts worse. You know in your heart that you did nothing wrong. Yet if you try to justify yourself to your accuser, he usually refuses to accept what is true about the situation. Every day of our lives we deal with a false accuser. His name is Satan. He continually accuses us, and unless we are on the alert, we can easily fall into condemnation. read more
Rejoicing in Trials
Psalm 63:1-11 We talked earlier about giving thanks for trials because ultimately they work for our good; also, proven character is developed in us. This thought does not appeal to our natural mind, especially when we are in the midst of a heavy-duty trial. David sometimes buckled under his trials, but even at those times he spoke to his soul and told his soul to hope in God. Focus is the main issue in trials, and as we see in our psalm reading today, David had his focus exactly where it should be. We all can learn how to focus on the Lord in troubled times. Thank God for a psalmist like David who writes beautiful, but also very practical psalms. read more
No Schoolmaster
Galatians 3:23-4:31 Didn't you just love to have substitute teachers when you were in school? When you walked into the classroom and you saw another teacher, you breathed a sigh of relief and probably thought to yourself, Oh boy, this means no pop quiz, and we'll probably have a free study period! Often some of the rascals in my class would give the substitute teacher a hard time. Substitute teachers earn every penny of their pay. read more
Look What the Lord Has Done and Who He Is
Isaiah 25:1-28:13 I will praise Your name, for You have done wonderful things," Isaiah writes. Praise and worship always exalt the Lord. When we praise the Lord, we exalt Him as we speak of the wonderful things He has done. Such praise will naturally lead us into worship, where our focus shifts from what God has done to who God is. This reading in Isaiah is a beautiful blend of worship and praise. Listen as Isaiah declares the many wondrous works the Lord has done. Listen to a few of them: read more
Looking Forward to the Fall
Isaiah 22:1-24:23 Summer is my least favorite season, so I always search for reasons I can be thankful for this time. I hate to sweat, and Georgia in the summer is no place someone who hates to sweat. read more
The Power of Singing
One of the key ways Paul tells us to stay filled with the Spirit is to sing hymns and spiritual songs, and to make melody in our hearts. Have you tapped into the power of song? read more
- First Page
- Page Previous
- Page 98
- Page 99
- Page 100
- Page 101
- Page 102
- Page 103
- Page 104
- Page 105
- Page 106
- Page 107
- Page Continue reading
- Last Page
Page 103 of 242
2017 Prophecy: The Lord Is Releasing the Angels of Abundant Harvest
"Opportunities will come your way that you never dreamed, imagined or even thought to ask for. ...
Chuck Pierce Prophesies 'Short, 10-Year Window' in the Nations
Russia is a big part of what he sees.
The Things That Hold Us Back
The rich young ruler, like many of us today, was in a "quandary." He wanted to follow Jesus, but he loved the lifestyle his money provided for him.
3 Do's and Don'ts When Communicating With Women Other Than Your Wife
Do you and your wife have any other rules for communicating with the opposite sex?
Early Warning Signs You're About to Make a Terrible Decision
Is Holy Spirit sounding off these alarms in your life?
Are You Wishing the Holidays Would End Sooner?
Perhaps you're one of the 45 percent of adults in a recent survey who said they dread the holiday season.
Cindy Jacobs Issues Critical Post-Election Prayer Alert
Will you keep watching and praying?
Prophetic Word: 'I Saw Angels at Almost the Speed of Light'
Here is why you must pray them through for yourself and for your nation.
Revivalist: I Went to Hell in a Dream
After God took him on a prophetic journey, John Burton left with an important message for the ...
This Deadly Sin Squashes the Next Generation of World Changers
And it places a demonic lid on young leaders' gifts and potential.
Continue Your Journey with the Holy Spirit
Follow God on the most fulfilling journey of your life with Encounter the Holy Spirit! Break away from past hurts and press into the One who wants a personal encounter with you.
Dream the Unimaginable In His Presence
Reach your full potential and be led by His Spirit. In His Presence takes you to a deeper understanding of who God is and how he communicates with us.
Set Your Spirit on Fire
Receive the power and gifts that come through the Holy Spirit Baptism. Don't go empty-handed; accept all that He has for you! His power is available to those who ask.
Put on the Full Armor of God
Break every stronghold with the power of the Holy Spirit. Use the power of your tongue to declare and decree the Word of God. Witness heaven move on your behalf.
Dealing With Masturbation and Pornography as a Christian
As both a medical doctor and a doctor of ministry, Carol Peters-Tanskley offers you both truth and ...
Walking in the Full Authority of Your Mantle
Many are about to see spiritual realities for the first time, while others are about to rediscover ...
The Things That Hold Us Back
The rich young ruler, like many of us today, was in a "quandary." He wanted to follow Jesus, but he loved the lifestyle his money provided for him.
6 Principles to Keep You Off the Road to Sexual Disaster
This road has been traveled by millions of men over thousands of years in every culture.
5 Truths to Understand When Leading Leaders
If you are in leadership for any length of time, there will probably come a time where you will need to lead other leaders.
Are You Wishing the Holidays Would End Sooner?
Perhaps you're one of the 45 percent of adults in a recent survey who said they dread the holiday season.
How Holy Spirit Wants to Use Intercessors Now That Elections Are Over
Prayer warriors across the world cried out in desperation leading up to the election. Discover ...
Revive Your War Room With These 5 Practical Battle Tactics
If spiritual warfare intimidates you, this strategy is for you.
Overcoming Satan's Secret Strategy Against Your Mind
The majority of the battles you face are waged between your ears.
Breaking Free for Good From Sugar Addiction
First Corinthians 13:11 can help out with this.
A Kingdom View on How to Lose Body Fat
"To me, she was like an unwanted houseguest, one who had long overstayed her welcome."
Prophetic Worshipper Kim Clement Passes Into Glory
The prophetic worshipper has experienced health issues, including a brain bleed, for more than a ...
5 Truths About Your Most Important Human Relationship
If you don't embrace these ideals, it may never work.
God's Power at Work in the Church Today
Charisma's founder, Steve Strang writes about today's hottest topics affecting the Christian faith.
5 Things Every Christian Struggling With Same-Sex Attraction Should Know
Bob Fife used to immerse himself in the gay lifestyle, but God set him free. Find out what he wants ...
Continue Your Journey with the Holy Spirit
Follow God on the most fulfilling journey of your life with Encounter the Holy Spirit! Break away from past hurts and press into the One who wants a personal encounter with you.
Dream the Unimaginable In His Presence
Reach your full potential and be led by His Spirit. In His Presence takes you to a deeper understanding of who God is and how he communicates with us.
Set Your Spirit on Fire
Receive the power and gifts that come through the Holy Spirit Baptism. Don't go empty-handed; accept all that He has for you! His power is available to those who ask.
Put on the Full Armor of God
Break every stronghold with the power of the Holy Spirit. Use the power of your tongue to declare and decree the Word of God. Witness heaven move on your behalf.


text:
Check in from 13h / Check out prior to 12h
Kiree Thara Boutique Resort: Find photos, reviews, information, amenities and compare prices for 4 stars hotels in Chiang Mai, Thailand.
Kiree Thara Boutique Resort is situated in Chiang Mai and features a rooftop terrace and free Wi-Fi. The numerous facilities this luxury resort offers include a lake, valet parking and free bicycle rental.
Hotel description
This 4-star resort provides a coffee bar, a playground and a kids pool. There is an on-site day spa and a golf course.
All the luxury rooms at Kiree Thara Boutique Resort Chiang Mai provide a private bathroom, a refrigerator and a mini bar. They feature a flat-screen TV, bottled water and tea and coffee making facilities.
A satisfying breakfast is served each morning at Kireethara, and there are numerous restaurants and eateries nearby. For those with day trips planned, the resort provides packed lunches if needed.
Chiang Mai International Airport is just a 25-minute drive from Kireethara Boutique Resort, and a shuttle service is provided for ease of travel. The staff at the tour desk are available to book and organise activities in Chiang Mai.
Hotel features
Room Service, Restaurant, Air Conditioned, Mini Bar, Refrigerator, Cable / Satellite TV, Coffee / Tea Maker, Hair Dryer, TV, DVD Player, Shower, En suite, Private Bathroom
Elevator / Lift, 24 Hour Reception, Dry Cleaning, Safe-Deposit Box, Meeting Rooms, Laundry service, Bicycle Rental, Photocopier, Ticket Service, Luggage Storage, Designated Smoking Area, Self Laundry
Fitness Room/Gym, Swimming pool, Tour Desk, Massage / Beauty Centre, Golf Course, Bath / Hot Tub, Garden, Playground, Massage, Spa & Wellness Centre
High-speed Internet, Internet Connection (wireless)
Airport shuttle, Valet Parking
Lake, Private Toilet, Child Pool, Packed Lunches, Shoe Shine
Availability and Prices
Booking Site
Room Type
Per room
Per night
Per night
Users who viewed Kiree Thara Boutique Resort also viewed these 4 stars Chiang Mai hotels:
Singha Montra Lanna Boutique Style Hotel
9/1-2 Sripingmuang Rd, Chiang Klan District , Muang, Chiang Mai
9/1-2 Sripingmuang Rd, Chiang Klan District , Muang, Chiang Mai
U Chiang Mai
70 Ratchadamnoen Road Sri-Poom Muang District, Chiang Mai
70 Ratchadamnoen Road Sri-Poom Muang District, Chiang Mai
Amity Green Hills Hotel
24 Super Highway Chiangmai-Lampnag Road, Chang Puek,, Chiang Mai
24 Super Highway Chiangmai-Lampnag Road, Chang Puek,, Chiang Mai
Search hotels
based on
98 reviews
Nearest hotels
- Sang Serene House
666 m
- Apartment Chiang Mai
783 m
- Baan Kiri
924 m

subset: commoncrawl


text:
Home /
Our Sources / About Us
/ FAQs /
Advanced Search
Not what you're
looking for? Try an advanced search.
Official citation and/or docket number and footnotes (if any) for this case available with purchase.
Learn more about what you receive with purchase of this case.
August 2, 2010
NEW JERSEY LAWYERS' FUND FOR CLIENT PROTECTION, PLAINTIFF-RESPONDENT,v.STEWART TITLE GUARANTY CO., DEFENDANT-APPELLANT, AND ATLANTIC TITLE AGENCY, INC., AND RICHARD PIZZI, DEFENDANTS.
On certification to the Superior Court, Appellate Division, whose opinion is reported at 409 N.J. Super. 28 (2009).
(This syllabus is not part of the opinion of the Court. It has been prepared by the Office of the Clerk for the convenience of the reader. It has been neither reviewed nor approved by the Supreme Court. Please note that, in the interests of brevity, portions of any opinion may not have been summarized).
This appeal presents the question of whether the title insurance company in a real estate transaction is responsible for an attorney's theft of his clients' funds from his attorney trust account. In this case, the attorney misappropriated the funds before the title company became involved in the transaction.
In January 2004, Stuart and Susan Goodman (the Goodmans) sold their home in Bedminster and received approximately $325,000 in net proceeds. Richard Pizzi, a local lawyer who had represented the Goodmans in other transactions, represented them in that closing. The Goodmans, who were going to close soon on a new residence in Somerset and apply the proceeds of the sale to the Somerset purchase, instructed Pizzi to disburse $50,000 of the proceeds to them and to hold the balance in his trust account pending the closing on the Somerset property.
Pizzi ordered title insurance for the Somerset property on May 19, 2004, using the services of Atlantic Title Agency (Atlantic Title), agent for Stewart Title Guaranty Company (Stewart Title). Atlantic Title mailed Pizzi a Commitment for Title Insurance on May 25, 2004. The Commitment contained among its terms a notice and disclosure to the purchasers that stated that the attorney closing title on the property was not the agent of the title company and that the title company assumed no liability for any loss caused by the attorney's mistake or misapplication of funds. The Commitment was sent only to Pizzi as attorney for the Goodmans; Atlantic Title assumed Pizzi would share its terms with his clients. Atlantic Title never dealt directly with the Goodmans through the date of closing, June 1, 2004. No representative of Atlantic Title or Stewart Title attended the closing.
As closing attorney, Pizzi was responsible for making all required distributions and payments from the closing funds. He issued a number of checks from his trust account for this purpose, but some were dishonored and soon the Goodmans learned that the check that had been issued to pay off the seller's mortgage was returned for insufficient funds. Pizzi had misappropriated all or most of the money he had been holding for the Goodmans, which was in excess of $300,000, and he had done so prior to the date on which he ordered title insurance.
The Goodmans filed an unsuccessful claim with Stewart Title to cover their loss and thereafter filed a claim with the New Jersey Lawyers' Fund for Client Protection (Fund), which was established by the Supreme Court to reimburse clients for losses caused by the dishonesty of attorneys. The Fund awarded the Goodmans a total of $307,456, and after receiving an assignment of the Goodmans' rights, attempted to obtain reimbursement from others, including Stewart Title. Stewart paid the Fund $20,000 without conceding liability. The Fund sued Pizzi, Stewart Title and Atlantic Title (together, Title Company) in Superior Court. The court granted summary judgment in favor of the Title Company, finding that the agency relationship between Pizzi and the Title Company was created after Pizzi had taken the money, and that it would be unfair to hold the Title Company responsible for Pizzi's dishonest conduct because it had no control over him at the time he took the money.
The Lawyers' Fund appealed, and in a published opinion, the Appellate Division reversed. The court relied on Sears Mortgage Corp. v. Rose, 134 N.J. 326 (1993) and held that because the Title Company's notice and disclaimer form was not sent directly to the Goodmans, the agency relationship between the Title Company and Pizzi continued and the Title Company was liable to the Goodmans. The Supreme Court granted Stewart Title's petition for certification.
HELD: No agency relationship existed between the title company and the attorney who misappropriated the clients' funds at the time the misappropriation occurred; the title company is not liable for the misappropriation.
1. In Sears, the Court considered the relationships among a client, the closing attorney, and the title insurance company to determine which party should bear the loss caused by the closing attorney's theft of funds designated to satisfy existing obligations on the property. The attorney had misappropriated the purchaser's funds after the closing. The Court held in Sears that a closing attorney designated as the "approved attorney" by the title insurer served in a dual capacity as an agent for both the purchaser and the title insurance company, so responsibility for the attorney's theft of funds at closing should be borne by the insurer, which exercised greater control over the attorney and was in a better position to avoid the loss. ( pp. 11-14 ).
2. A court must examine the totality of the circumstances to determine whether an agency relationship existed in a situation in which the principal did not have direct control over the agent. Here, the Goodmans gave their money to Pizzi in January 2004 and by the time Pizzi ordered the title insurance for the Goodmans in May, he already had misappropriated their funds. Prior to Pizzi's contact with the Title Company, there was no agency relationship between them. It cannot be said that the Goodmans relied on Pizzi as a representative of the Title Company and the Title Company never represented to the Goodmans that Pizzi had actual or apparent authority to act on its behalf. (pp.14-16).
3. When Pizzi applied for title insurance and the Title Company mailed its standard notice and disclaimer to Pizzi, the Title Company was not in a position to prevent the Goodmans' loss for the theft already had occurred. Because the theft occurred before the agency relationship between Pizzi and the Title Company was formed, the Title Company is not liable for Pizzi's misappropriation. ( p.16 ).
The judgment of the Appellate Division is REVERSED and the matter is REMANDED to the trial court to reinstate the judgment in favor of the Title Company.
CHIEF JUSTICE RABNER and JUSTICES LONG, LaVECCHIA, ALBIN, RIVERA-SOTO, and HOENS join in JUSTICE WALLACE's opinion.
The opinion of the court was delivered by: Justice Wallace, Jr.
Argued March 8, 2010
In this case, we must determine whether the title insurance company in a real estate transaction is responsible for an attorney's theft of his clients' funds from the attorney's trust account. After the unauthorized removal of the clients' funds, the attorney ordered title insurance and the real estate closing took place. The checks written from the attorney's trust account to cover the costs related to the closing were dishonored. The title company refused to honor the clients' claim, and the clients were forced to pay the deficiency. Subsequently, the Lawyers' Fund for Client Protection (Lawyers' Fund) reimbursed the clients and received an assignment of the clients' claim. The Lawyers' Fund filed suit against several defendants, including the title insurance company.
The trial court granted the title company's motion for summary judgment, concluding that the undisputed facts demonstrated that the attorney had misappropriated the money before the title company became involved in the transaction. On appeal, the Appellate Division, relying on this Court's opinion in Sears Mortgage Corp. v. Rose, 134 N.J. 326 (1993), reversed. We granted Stewart Title Guaranty Company's petition for certification. We now reverse and reinstate the trial court's judgment.
In January 2004, Stuart and Susan Goodman (the Goodmans) sold their Bedminster, New Jersey residence and received approximately $325,000 in net proceeds. Richard Pizzi, a local attorney, who had previously represented the Goodmans in other real estate transactions, represented them at the real estate closing. The Goodmans intended to use the proceeds generated from the closing to purchase another home on Bayard Road in Somerset, New Jersey. Rather than receive all the proceeds from the sale of their Bedminster residence, the Goodmans instructed Pizzi to disburse $50,000 to them and to retain the balance in his attorney trust account until the closing took place on the Somerset residence. Unknown to the Goodmans, and without their authorization to act on their behalf in such a manner, Pizzi permanently removed almost all, if not all of the Goodmans' money for his personal use.
On May 19, 2004, Pizzi contacted Atlantic Title Agency, Inc., agent for Stewart Title Guaranty Company, and ordered title insurance for the Somerset property. Pizzi instructed Atlantic Title that it was a cash deal, and his clients wanted to close on Monday, May 24, 2004. On the same date, the Goodmans wired Pizzi an additional sum of $20,000 because they believed it was necessary to satisfy their obligations at closing.
On May 25, 2004, Atlantic Title mailed to Pizzi a Commitment for Title Insurance for the Goodmans' new home. The cover letter instructed Pizzi that after the closing occurred, he must provide Atlantic Title with an Affidavit of Title, a check in the amount of Atlantic Title's Final Invoice, the Completed Attorney Closing Report Form, and any other documents required by the Commitment.
The terms of the Commitment provided that the policy was subject to various conditions and included a notice and disclosure that was partially in bold letters. The relevant section was addressed to the purchasers as follows:
2. THE ATTORNEY RETAINED BY YOU, OR BY YOUR LENDER, CLOSING OR SETTLING THIS TITLE IS NOT AN AGENT FOR AND DOES NOT ACT ON BEHALF OF FIRST AMERICAN TITLE INSURANCE COMPANY. THE COMPANY ASSUMES NO LIABILITY FOR ANY LOSS, COST OR EXPENSE INCURRED BY YOU BECAUSE YOUR ATTORNEY OR YOUR LENDER'S ATTORNEY HAS MADE A MISTAKE OR MISAPPLIED YOUR FUNDS. Because the attorney is not our agent, we assume no responsibility for any information, advi[c]e, or title insurance promise the attorney may give or make. Our only liability to you is under the terms of the Commitment, Policy and Closing Service Letter if you choose to obtain one. [Emphasis in original.]
It was the practice of Atlantic Title to send the notice and disclosure to the buyer's attorney in anticipation that the attorney would share the information with the client. At all times through the date of closing on June 1, 2004, Atlantic Title dealt directly with Pizzi and had no contact with the Goodmans.
On June 1, 2004, the Goodmans attended the closing for the Somerset property. Pizzi, the closing attorney, issued a number of checks from his trust account to complete the transaction. No representative from either Atlantic or Stewart Title attended the closing. Soon thereafter, the Seller's attorney called the Goodmans to inform them that the check Pizzi sent from their closing funds to pay off the Seller's mortgage was returned for insufficient funds. Eventually, the Goodmans learned that Pizzi had embezzled their money.*fn1 As a result, they arranged a new loan to replace the funds previously given to Pizzi for the closing.
After the Goodmans' claim for coverage was denied by Stewart Title, they sought recovery from the Lawyers' Fund.*fn2 In the fall of 2004, the Lawyers' Fund initially awarded the Goodmans $277,717, and then supplemented it with an additional $29,739, for a total award of $307,456. As part of the reimbursement process, the Goodmans assigned to the Lawyers' Fund their "rights, claims and interests against Richard A. Pizzi, or any other party involved in the transaction giving rise to this claim up to the amount actually paid hereunder."
The Lawyers' Fund then sought payment from Stewart Title, but was not successful. Stewart Title did agree, however, to pay $20,000 to the Lawyers' Fund without prejudice or admission of liability.
Thereafter, the Lawyers' Fund filed a complaint against Atlantic Title, Stewart Title,*fn3 and Richard Pizzi demanding $277,177 plus interest.*fn4 The Title Company filed its answer and following discovery, the Lawyers' Fund moved for summary judgment, while the Title Company cross-moved for summary judgment. The trial court granted judgment in favor of the Title Company, finding that it was not disputed that the agency relationship between Pizzi and the Title Company was created after Pizzi took the Goodmans' money. Consequently, the trial court concluded that it would be unfair to hold the Title Company responsible for Pizzi's misconduct because it had no control over Pizzi's actions at the time he misappropriated the money.
The Lawyers' Fund appealed. In a published opinion, the Appellate Division reversed. N.J. Lawyers' Fund for Client Prot. v. Stewart Title Guar. Co., 409 N.J. Super. 28, 30 (2009). The panel reviewed this Court's opinion in Sears and held that because the Title Company's notice of disclaimer form was not sent directly to the Goodmans, the agency relationship between the Title Company and attorney continued. Id. at 33-37. The panel declared that a Title Company "is in the best position to prevent the harm of defalcation, not just at the moment when the theft occurred, but at any time during the various key procedural events leading to the closing of title and beyond." Id. at 38. The panel concluded that, although Pizzi's defalcation began prior to the creation of an agency relationship between him and the title insurers, it "continued, unabated, after the agency relationship was clearly established[,]" making the Title Company responsible. Id. at 39.
We granted Stewart Title's petition for certification. 200 N.J. 502 (2009). We also granted amicus curiae status to National Association of Consumer Advocates (Consumer Advocates), New Jersey State Bar Association (Bar Association), New Jersey Land Title Association, and the American Land Title Association (together, Title Association).
Defendant Title Company argues that the Appellate Division's decision below contradicts doctrines of both agency and vicarious liability and fails to recognize that Pizzi was the agent of the Goodmans at the time of the theft. It believes that the forms, which were approved by the Department of Banking and Insurance, superseded this Court's decision in Sears, and that Pizzi's knowledge of the disclaimer forms is imputed to the Goodmans. The Title Company further contends that no insurance policy was ever issued to the Goodmans, but if the Commitment is deemed a contract, then the contract also includes the disclaimer for theft by the attorney.
Plaintiff Lawyers' Fund counters that the decision in Sears is controlling and that the Title Company failed to provide direct notice to the Goodmans of its disclaimer. As a result, the Lawyers' Fund contends that the Title Company did not fulfill its implied duty of good faith, fair dealing, and full disclosure.
Amicus Consumer Advocates urges this Court to affirm for the reasons expressed by the Appellate Division. Consumer Advocates argues that the Title Company is liable for an attorney's theft after the creation of an agency relationship based on the insurer's grant of "approved attorney" status. Further, it asserts that the Department of Banking and Insurance lacks the authority to override the law recognized in Sears.
Amicus Title Association argues that the Appellate Division decision is inconsistent with Sears and principles of agency law. The Title Association notes that Pizzi was not the agent of the Title Company at the time of the theft, and therefore the Title Company was not in a position to prevent the theft. It adds that after Sears, the Commissioner of Banking and Insurance modified the law to negate the "agency" status under Sears and to provide a type of optional coverage for attorney misapplication of funds at closings. The Title Association points to N.J.S.A. 17:46B-9, which authorizes title insurers to mail notices or forms to the proposed insured's attorney, and contends that even if the failure to give actual notice to the insured is relevant, such notice does not change the fact that no theft occurred within the scope of the agency relationship discussed in Sears.
Amicus Bar Association contends that the Appellate Division's decision extends Sears beyond its holding and is detrimental to the attorney-client relationship. The Bar Association argues that this Court should reconsider the principles of Sears because of its harmful impact on practicing attorneys in real estate transactions.
The Title Insurance Act of 1974, N.J.S.A. 17:46B-1 to -62, provides a comprehensive scheme regulating the business of title insurance. L. 1975, c. 106, § 1. The Act authorizes title insurance companies to insure title to real estate, N.J.S.A. 17:46B-10, and requires that "all forms of title policies and other contracts of title insurance" be filed with the Commissioner of Insurance before a policy may be issued.
N.J.S.A. 17:46B-54. The Commissioner is charged with the responsibility of enforcement of the Act and has authority to examine the affairs of title insurance companies. N.J.S.A. 17:46B-40, -51, -58. In fact, the Act directs the Commissioner to "make an examination into the affairs of every authorized domestic title insurance company at least once in every [three] years[.]" N.J.S.A. 17:46B-58(b).
"A title insurance policy is a contract that protects a landowner against loss caused by defective title to the land."
Shotmeyer v. N.J. Realty Title Ins. Co., 195 N.J. 72, 82 (2008) (internal citation omitted). Similar to other forms of insurance, a title insurance policy should be "liberally construed in favor of the insured and strictly construed against the insurer." Ibid. (citation and internal quotation marks omitted). If the policy is clear, it should be enforced as written. Ibid. If the policy is ambiguous, courts generally "interpret the contract in accordance with the 'reasonable expectations' of the insured." Ibid. (citations omitted). In any event, a court must not rewrite the policy in favor of the insured, "under the guise of interpreting a contract's reasonable terms." Id. at 82-83.
The parties in this appeal, as well as the Appellate Division in its opinion, relied upon our decision in Sears. The Title Company, the Title Association, and the Bar Association all argue that Sears does not control the disposition of this appeal, while the Lawyers' Fund and Consumer Advocates urge that the Appellate Division appropriately applied Sears in reaching its decision in favor of the Lawyers' Fund.
We turn now to examine Sears, supra, in which, in the background of a real estate closing, this Court reviewed the relationships among a client, the closing attorney, and the title insurance company to determine which party should ultimately bear the loss caused by the closing attorney's theft of monies designated to satisfy existing obligations on the property. 134 N.J. at 332. The facts reveal that the purchaser of a condominium retained an attorney to represent him at a closing. Id. at 333. The attorney contacted a title insurance company that he had previously utilized and procured a commitment for his client, the purchaser. Ibid. At closing, the purchaser paid the necessary funds, but instead of satisfying the mortgage on the premises, the attorney misappropriated the purchaser's funds. Id. at 334-35. The title insurance company refused to issue a title policy that was free of the mortgage and the purchaser unsuccessfully sought reimbursement from the Lawyers' Fund. Id. at 335. The lien holder eventually filed a mortgage foreclosure action, and the purchaser filed a third-party complaint against the title insurance company. Id. at 336. The trial court found that the title insurance company was liable to pay off the mortgage, but the Appellate Division reversed. Id. at 336-37.
Our Court began its analysis by iterating principles of agency, id. at 337-38, explaining that "[c]ritical to the question of agency in this case are the specific role and functions undertaken by the closing attorney and the extent to which those activities were authorized and directed by the title-insurance company and served its specific purposes in the title closing[,]" id. at 338.
We also recognized the distinction between south Jersey and north Jersey closings. Id. at 339-41. It observed that in south Jersey closings, a representative from the title company attends and presides over the closing and disburses all funds to complete the closing, but that in north Jersey closings, the attorney for the buyer performs the functions of the title representative. Ibid. We ultimately concluded that the purchaser "is required by the insurance company to rely on the attorney to perform the functions that serve the insurer[,]" id. at 344, and that this forced reliance supported the finding of an agency relationship, id. at 343-44.
We specifically rejected the title company's argument that it was permitted by N.J.S.A. 17:46B-9 to communicate directly with the purchaser's attorney. Id. at 344. We found that despite the statutory authorization, the statute "does not alter the status of the attorney as the agent of the title insurer with respect to the functions performed by the attorney for the insurer;" and in addition, does not "alter the fact that the [buyer] is compelled to rely on the attorney as the representative of the carrier." Ibid. Moreover, because the title company had exercised sufficient "control over the attorney to support an agency relationship[,]" ibid., we reasoned that the title company "was in the best position to prevent the loss created by [the attorney]'s theft[,]" id. at 345. We explained that "[b]y dealing solely with attorneys rather than with their clients, [the title insurance company] enabled the attorney to mislead or harm the [buyer]." Id. at 346. We ultimately determined that a closing attorney designated as the "approved attorney" by the title insurer served in a dual capacity as an agent for both the purchaser and the title insurance company, and therefore the responsibility for the attorney's theft of the money deposited at closing should be placed on the insurer, which exercised greater control over the attorney and was in a better position to avoid the loss. Id. at 344-46.
The outcome of this case turns on the relationships among several parties at the time Pizzi misappropriated his clients' funds. Obviously, those relationships implicate principles of agency. As noted, the trial court found that the attorney was not the agent of the Title Company at the time of the theft because the agency relationship was created long after the funds were misappropriated. The Appellate Division disagreed.
An agency relationship is created "when one person (a principal) manifests assent to another person (an agent) that the agent shall act on the principal's behalf and subject to the principal's control, and the agent manifests assent or otherwise consents so to act." Restatement (Third) of Agency § 1.01 (2006) (internal quotation marks omitted). Generally, an agent may only bind his principal for such acts that "are within his actual or apparent authority." Carlson v. Hannah, 6 N.J. 202, 212 (1951) (citation omitted). Actual authority occurs "when, at the time of taking action that has legal consequences for the principal, the agent reasonably believes, in accordance with the principal's manifestations to the agent, that the principal wishes the agent so to act." Restatement (Third) of Agency, supra, § 2.01. Apparent authority arises "when a third party reasonably believes the actor has authority to act on behalf of the principal and that belief is traceable to the principal's manifestations." Id. § 2.03. The doctrine of apparent authority "focuses on the reasonable expectations of third parties with whom an agent deals." Id. § 7.08 comment b. Therefore "a court must examine the totality of the circumstances to determine whether an agency relationship existed even though the principal did not have direct control over the agent." Sears, supra, 134 N.J. at 338.
We turn now to apply those principles to this case. Here, the Goodmans gave their money to Pizzi in January 2004, and Pizzi misappropriated those funds prior to the time he sought title insurance for the Goodmans. It is not disputed that just prior to the time Pizzi contacted the Title Company no agency relationship existed between Pizzi and the Title Company, nor was there evidence that Pizzi had previously interacted with the Title Company. Thus, it cannot be argued that the Goodmans relied on Pizzi as a representative of the Title Company.
We agree with the Title Company's position that the circumstances that gave rise to an agency relationship in Sears --- the authorization to the attorney to perform functions on behalf of the Title Company, the ability of the Title Company to control the attorney, the attorney's manifestation of consent to the agency, and the third-party's reliance on the agent's apparent authority to act for the principal --- are not present here.*fn5 Supra, 134 N.J. at 344-46. When Pizzi applied for title insurance and the Title Company mailed its standard notice and disclaimer to Pizzi, the Title Company was not in a position to prevent the theft because the theft had already occurred. Further, the Title Company never represented to the Goodmans that Pizzi had actual or apparent authority to act on its behalf. Plainly stated, no agency relationship existed between Pizzi and the Title Company at the time the funds were misappropriated. Consequently, the Title Company is not liable for the misappropriation by Pizzi.
The judgment of the Appellate Division is reversed. The matter is remanded to the trial court to reinstate the original judgment in favor of the Title Company.
CHIEF JUSTICE RABNER and JUSTICES LONG, LaVECCHIA, ALBIN, RIVERA-SOTO, and HOENS join in JUSTICE WALLACE's opinion.
Chief Justice Rabner PRESIDING
Our website includes the main text of the court's opinion but does not include the
docket number, case citation or footnotes. Upon purchase, docket numbers and/or
citations allow you to research a case further or to use a case in a legal proceeding.
Footnotes (if any) include details of the court's decision.
Official citation and/or docket number and footnotes (if any) for this case available with purchase.
Learn more about what you receive with purchase of this case.
LRC, Inc. About Us


text:
Platos Closet vs Skechers
Start a new comparison
Platos ClosetFootwear and Clothing
Customers like
- Nothing at all 4
- Products 2
- Shoes 2
- Diversity 1
Customers don't like
- Offer7
- Customer service6
- Service5
- Rude management4
- Smell3
Products by Platos Closet
No items
SkechersFootwear and Clothing
Customers like
- Comfort 7
- How they fit 6
- Colors and presentation 3
- Great customer service 3
- Selection for foot ware 2
Customers don't like
- Poor quality9
- Customer service7
- Fell apart5
- Horrible quality4
- Quality of this purchase4
Products by Skechers
No items
A company's rating is calculated using a mathematical algorithm that evaluates the information in its profile. The algorithm parameters are: users' rating, number of resolved issues, number of company's responses etc. The algorithm is subject to change in future.
Be first to start a discussion.
See also:
Companies are selected automatically by the algorithm.


text:
Nail biting not only looks ugly, but can injure the nail matrix and lead to infection. Shape magazine tells readers how to break the biting habit.
The magazine suggests getting a weekly manicure for a month to clean up torn edges and hangnails, and well-groomed nails might prevent further biting. Apply a hardening topcoat daily, such as Butter London Horse Power Nail Fertilizer, to keep nails strong.
Also try painting on bitter liquid such as the I Quit nail biting-prevention pen or using tea tree oil.
InternatioNAILS: Vietnam13 photos
Nail Art for Little Princesses15 photos
Learn More
What are reasonable terms for a non-compete contract?
How do I announce to my clients that I will be moving to a new salon?
The new products I'm using are adding time to each appointment. How do I adjust my schedule?
Why isn't my Gelish application curing properly?
What's the cause of the pinkish-red oval area on the pad of my client's toes?
Get a free preview issue and a Free Gift
Subscribe Today!


text:
If you so much as tweet about things that look like dildos in the background of video games, you'll receive mass-mailed public relations bullshit about some new X-Treme gamer fuel and anal lubricant. But those will be two separate products. Because one combined liquid would mean a PR company had actually targeted the right people with a relevant product, instead of mass-mailing thousands of strangers. Understand: Mountain-Dew-flavored sex juice would be a better idea than most modern PR.
They've turned the entire planet of Mars into an exercise in imaginary bullshit. But what if online public relations were honest? Brace yourself for the secrets of the seven worst advertising emails already in your spam folder. For each, I've carefully inserted a real mailing from my own inbox, before revealing the true message.
7The Ridiculously Overexcited
We've got some amazing news, which will blow you out of the water then suck you dry again! Our new product -- the Selfie-Stick-in-a-Sock -- will revolutionize the tech sector footwear market. How else will you keep your feet dry when you accidentally wade into the pool of Narcissus? If Jesus had these, he'd be able to prove he walked on water -- all without moistening His toes!
riskms/iStock/Getty Images
The personalized podiatry synergy you didn't even know you didn't need!
But that's not all! No one likes the hassle and clutter of actually owning tubes of stinking cloth, so our Selfie-Stick-in-a-Sock is sold as Socks-as-a-Service. Our SSiaSSaaS sounds like a snake hissing as it gazes upon your exposed ankles, every warning sign nature or horror can conceive of. You better do what it says! OBEY!
AlexandraDaermon/iStock/Getty Images
"Yellow and black stripes, 'AMAZING NEW' in the subject line, same diff."
Even better, we think you're an idiot! We write the words AMAZING and GAME-CHANGING in emails as if they'll shoot straight into your frontal lobes to change your opinion of our product, instead of giving you any reason to actually think those things. That's why we scatter thousands of these emails a minute. We really think you're that dumb! Pickup artists have more respect for women than we do for our targets. Bees have more respect for flowers, and more discriminating work habits. If we were bees, we'd be rubbing our genitals over everything we met, and our current work practices are only slightly less unpleasant!
We're a proactive, synergistic, go-getting, self-starting publicity company. We use adjectives instead of filtering our mailing list. We don't even filter our clients! If we were paid two dollars to mass-mail a sale on Ku Klux Klan baby smocks, we'd do it, because capitalism is the prevailing operating culture! YES, we have learned all these Terran things, like the bee creatures and finance dialect! You like adjectives! Adjectives make you exchange wealth for goods and services!
Does your minor consumer product SUCK? Yeah. Is it your fault? NOT AT ALL. Would you be backing away from anyone who talked like this? YOU'RE DAMNED RIGHT YOU WOULD.
George Doyle/Stockbyte/Getty Images
We've developed a cunning strategy to reduce our audience to the single perfect customer, DUDE! First, we repel most people by, well, being us -- IT WORKS! Then we launch into an aggressive, insulting spiel to drive away some more. Then we just keep going TO THE EX-TREME. Our every interaction with humanity is an exponential decay curve! ALL WILL TOTALLY BE ZERO!
So, BRAH, we punch in and max-i-douche our syn-OH-GEEs by being as tough as possible right out of the gate. EYE OF THE TIGER! It's been so long since we talked to anyone that we've forgotten how! And it's been so long since anyone responded that we have NO positive or negative feedback. So we're trying different tactics at random!
Nomadsoul1/iStock/Getty Images
YA SWAG! Hell, we're not even going to promote a product, because this mail got deleted the INSTANT someone saw an alleged media professional try to use a slang word in all-caps, like a nervous laboratory technician carrying a dangerous sample they've just extracted from a teenagers skull. Of course we wouldn't do that, DAWG ... we mean, HU-MAN.


text:
Chicken Tetrazzini
Total Time
Prep 15 mins
Cook 30 mins
This recipe is from Rachel, my MIL. When my older son was a toddler, he called this "chicken spaghetti." Time to prepare doens not include cooking time for spaghetti and chicken. Rachel credits this recipe to a friend of hers in 1974.
Ingredients Nutrition
- 1⁄4 cup butter
- 5 tablespoons flour
- 2 cups milk
- 1 green pepper, chopped
- 1 1⁄4 cups cheddar cheese, grated and divided
- 1 (10 ounce) can cream of mushroom soup
- 1 (4 ounce) can pimientos (optional)
- 1⁄2 teaspoon garlic powder
- 1 teaspoon salt
- 1 teaspoon Worcestershire sauce
- 3 cups cooked chicken, diced
- 2 -3 ounces spaghetti, cooked according to package directions
- In a medium saucepan, melt butter and blend in flour until smooth. Add milk and cook until thickened, stirring constantly.
- Add green pepper and cook for 5 minutes.
- Add 3/4 cup grated cheese and soup. Blend well.
- Add pimientos, garlic, Worcestershire sauce, chicken, and cooked spaghetti. Mix well.
- Put mixture into 9 X 13 baking dish. Sprinkle remaining grated cheese on top.
- Bake at 350* for 30 minutes or until cheese is browned.
Most Helpful
YUMMY. Easy to make. I used canned chicken, skim milk and fat free soup and it turned out very good. I do think the ammount of spaghetti could be almost doubled, there is a lot of sauce. Chopped onion would also be a good addition. I plan to freeze a pan of this and see how well it turns out.


text:
The LRP Committee plays a central role in the long range planning of SETAC Europe. The main task of the committee is to revise on an annual basis the mid-term and long-term goals and objectives of SETAC Europe and make proposals to the SETAC Europe Council for adaptation. The long range plan has a profound and long-lasting impact on SETAC Europe governance, initiatives and activities.
Committee members:
Remember Me
Forgot your password?
Haven't joined yet?
12/6/2016Help Advance Research at the SETAC North America Annual Meeting
12/5/2016SETAC Orlando Session Recordings Now Available
11/28/2016Late-breaking Science Abstract Submission for SETAC Brussels Opens in February
5/7/2017 » 5/11/2017SETAC Europe 27th Annual Meeting
9/7/2017 » 9/10/2017SETAC Latin America 12th Biennial Meeting
10/17/2017 » 10/19/2017SETAC Africa 8th Biennial Conference
© 2016 Society of Environmental Toxicology and Chemistry


text:
This is the full research report for 126.96.36.199, which is an IP address.
OpenTLD Web Network Freenom
Joost Zuurbier
Verotel International
Keizersgracht 213, NL-1016 DT Amsterdam
Telephone: 31 20 5315757
Fax: 31 20 5315721
Joost Zuurbier
Verotel International
Keizersgracht 213, NL-1016 DT Amsterdam
Telephone: 31 20 5315757
Fax: 31 20 5315721
18.104.22.168 is the IP address you have a ran a report for on December, 08, 2016.
If you meant to use another IP other than 184.108.40.206, then enter above and try again.
It is 7:19 AM CET when you ran this report for 126.96.36.199 here on our website, IP-Adress.com. When it comes to 126.96.36.199, you can trust that if we have IP Whois information available for it, we will display it further below to assist in your research of this IP address. Feel free to run another search for 184.108.40.206 or a different search.
Timestamp Confirmation:
The IP Whois report for 188.8.131.52 was ran at 7:19 AM CET on December 8, 2016 and the information is provided below if available.
View comments on this 18.104.22.168 Whois IP address report below or add your own comment about 220.127.116.11.
Now you can review additional IP Whois data for 184.108.40.206 below. Things like the status of 220.127.116.11 and the server of 18.104.22.168.
Don't forget that the server that hosts 220.127.116.11 could also host other IP addresses, so research accordingly.
|Hello guest sign up now!
Remaining lookups today: 0 (Get more)
My IP is: 188.8.131.52


text:
create a new account
Coming Up!, San Francisco. 1983, April Fool's Day supplement to the newspaper "Coming Up!", with Sister Boom Boom's "Di, Di my Darling" (mocking mayor Dianne Feinstein), comedian (and now Orange is the New Black actress) Lea Delaria and Jeanine Strobel's advice column, "Ask Fuckin' Dyke," a leatherman's guide to fashion, and fake ads for upcoming events. Originally laid into the newspaper, with pages 13 and 14 of "Coming Up!" on the second half of the sheet that has been folded to make four pages.
Cat.No: 201817
Price: $15.00
add to wishlist
Nocturna palabra
Our Price: $125.00


text:
your bag
Your bag is empty.
Sorry, this product has sold out!
If you would like ARCHFASHION to try to and find it for you complete the form below.
Simply stunning, is this elegant sequinned and beaded bodiced dress in beautiful soft ice blue colourway.Material: 100% silkstyle: 3740lcare - dry clean


text:
5326 163rd Street,Urbandale IA, 50323
4 beds , 2 Full/1 Half baths
1,889 sq. ft
Status: Active
Berkshire Hathaway HomeServices First Realty
(515) 453-7200
Last Updated: 12/5/2016 8:53 PM
Description for 5326 163rd Street Urbandale, IA 50323
$5,000 in Hubbell Bucks available on this home, contact community director for more details. Hubbell Homes expanded Wistrom plan featuring over 1800 sq. ft. of living space! Come check out the great features being featured in this home: white maple cabinets, granite countertops, and stainless steel GE appliances. The main level of this Wistrom plan features front entry with coat closet, living room with fireplace, eat-in kitchen and half bathroom. Laundry/Mudroom combination right off the garage. Retreat to the upper level master bedroom that features tray ceiling, walk-in closet and master bathroom with double vanity and granite countertops. Get EVEN MORE with Hubbell Homes when you use their preferred lender! For more details on stage of construction, please contact community specialist.
Listing Information
City Sewer
School Information
Room Information
Interior Features
Dishwasher, Microwave, Stove
Hardwood, Tile, Carpet
Central Air
Gas Heat, Forced Air
Unfinished Basement
Alarm -Smoke/Fire
Exterior / Lot Features
Asphalt Shingle
Concrete Road
Financial Considerations
Inside AccessTM
Current market conditions for 5326 163rd Street
Active Market Trends
Source:MLS DATA
Median list price$383,660
Days on market88
Properties for sale230
Sold Market Trends
Source:MLS DATA
Median sold price$220,000
Sales to list price9,839.0%
Properties sold193
Median sq ft price$137
Arrows indicate 90 day trend
Listing Price History for 5326 163rd Street
Urbandale Real Estate
Urbandale is located in Iowa. Urbandale, Iowa 50323 has a population of 39,426.
The median household income in Urbandale, Iowa 50323 is $83,134. The median household income for the surrounding county is $58,096 compared to the national median of $53,046. The median age of people living in Urbandale 50323 is 38.3 years.
Loading nearby sales and history ...
Ask a Question?
Berkshire Hathaway HomeServices First Realty
(515) 453-7200
Start a no spam email conversation
My Drive Time
Enter your work address to view actual drive times with traffic for this property
Here is the weekday INRIX Drive Time from this property to .
When you register, you will receive ...
Weekday drive times
Plus all these great features
Register or login today to take advantage of Drive Time
Nearby homes for sale
Inside AccessTM
Recent sales nearby
Urbandale Real Estate
Nearby Communities


text:
Designers & Developers gathering to refresh and create a community in Denver
Holiday Meetup Mashup
It's that time of year for a Christmas Party! Refresh Denver is joining forces with the best meetups in town: Denver Founders, Women Who Startup, Energy Tech, and Clean... Learn more
- The Commons
- 1245 Champa St, Denver, Colorado 80204, Denver, CO (map)
Hosted by: Michael L. (Organizer), Andrew C. (Co-Organizer), Christopher M. (Co-Organizer), Gustavo E. (Co-Organizer), and John W.
This Meetup repeats on the 2nd Wednesday of every month
Speaker: TBD; Networking and Drinks Definitely 7 going Wed Jan 11 2017, 6:30 PM Speaker: TBD; Networking and Drinks Definitely 5 going Wed Feb 8 2017, 6:30 PM Speaker: TBD; Networking and Drinks Definitely 5 going Wed Mar 8 2017, 6:30 PM
Recent Meetups
November 9 · 6:30 PMTaylor Dollarhide, Acumen Digital
Design Thinking, Influencing Culture & leading without the Title Ideas harness a seductive power over so many today. With the power of design thinking, diffusion of... Learn more
October 12 · 6:30 PMJustin Sinichko, Viget: Bringing Things to Life
Bringing Things to Life: How We Approach Connected Devices at Viget A tap that magically starts pouring free beer. A brooch with its own hashtag and enough style to keep... Learn more
September 14 · 6:30 PMNick Casares of PivotDesk: UX to PM - Lessons Learned From Crossing Over
User Experience to Product Management: Lessons Learned From Crossing Over From user interviews to feature testing, there is plenty of overlap between user experience... Learn more
August 10 · 6:30 PMKatrina Engelsted
Katrina Engelsted focuses on helping clients improve their workflows and integrate web-map products. She has built a career that merges her two interests: geography (GIS... Learn more
July 13 · 6:30 PMRefresh Field Trip: Visiting Spruce To See IoT In Action In Consumer Retail
Taylor Romero, CEO of Spruce, will be hosting our group at their brick and mortar location in the Berkeley neighborhood. Taylor is a software engineer who joined forces... Learn more
- See all past Meetups


text:
Knotties Chimp Toy
New Tuffut Knotties are made of a tough new super-soft and super-durable nylon microfiber combined with Tuffut Technology for a great new option in soft, durable dog toys. Each toy features the nylon microfiber - faux lambswool and polar fleece add more texture and appeal.
Available in two sizes:
- Small 9"
- Large 16"


text: On display Auckland Museum has extensive collections, many of which aren't always on show. This page highlights temporary or new displays at the Museum - objects, stories, and installations from our collection and beyond. Wartime weddingsON Display from Wed 20 AprWWII Hall of MemoriesMarriage in wartime was far from conventional. This display celebrates two memorable weddings from the First and Second World Wars. Read more Pimp my keteOn display from 2 JulBetween Māori Court and Pacific Masterpieces GROUND FLOOR, FREE WITH MUSEUM ENTRYThese designer shopping totes by Gina Matchitt (Whakatōhea and Te Arawa) are on display from the beginning of Māori language week. Read more Tangata Whenua - The power of portraitureON DISPLAYMĀORI COURTThe Museum's collection of paintings by Gottfried Lindauer and Charles Frederick Goldie return to the public eye. Enjoy some of the artists' Māori portraits from the late 19th and early 20th centuries.Read more Treaty of Waitangi exhibitOn display from THU 10 MarMāori Court, free with Museum entryKa toro haere tēnei whakaaturanga i ētahi o ngā tātai kōrero mō Te Tiriti o Waitangi me nga āhuatanga o ngā whakataunga Tiriti ki Tāmaki Makaurau nei. This display explores some of the history surrounding the Treaty of Waitangi and Treaty settlement process here in Auckland. Read more


text:
1426 Canal Rd,
Dilden Bros. Well Drilling is licensed, certified, bonded and insured and serves Residential, Commercial, Industrial and Farm clients in a 60 mile radius of Lafayette, Indiana. Whether you are a homeowner needing a repair, a home builder needing a quality well system, or a business with a well need, Dilden Bros. Well Drilling will meet your expectations and provide continuous service, long after the job is complete.Customers ServedResidential, Commercial, Industrial.
If you've been to or used
Dilden Bros Well Drilling, leave a review.
It's easy, only takes a couple of minutes and you'll help thousands make an informed decision.


text:
306 Cattlemans Cir,McDonough GA, 30252
3 beds , 2 Full baths
1,654 sq. ft
Status: Active
Berkshire Hathaway HomeServices Georgia Properties
(770) 355-5995
Last Updated: 12/2/2016 4:05 PM
Description for 306 Cattlemans Cir McDonough, GA 30252
Step less Ranch with split bedrooms. Family room with laminate flooring, stacked stone fireplace. Kitchen with lots of counter space, breakfast bar, breakfast area, tiled floors. Large master bedroom with trey ceiling. Master bath with walk in closet, garden tub and separate shower. Covered front porch with a level lot. APPROVED!! NEED A QUICK CLOSING
Listing Information
Holding Tank
School Information
Room Information
Family Room
Master Bedroom on Main
Breakfast Bar
Interior Features
Dishwasher, Microwave Built-In, Range-Oven
Tile, Carpet
Central Air, Electric, Ceiling Fan(s)
Gas Heat, Central
1, Great Room, Factory Built
Tray, Walk-in Closets
Exterior / Lot Features
Attached Garage, 2 Car Garage
Financial Considerations
Inside AccessTM
Current market conditions for 306 Cattlemans Cir
Active Market Trends
Source:MLS DATA
Median list price$231,840
Days on market110
Properties for sale802
Sold Market Trends
Source:MLS DATA
Median sold price$188,000
Sales to list price9,775.0%
Properties sold990
Median sq ft price$77
Arrows indicate 90 day trend
Listing Price History for 306 Cattlemans Cir
McDonough Real Estate
McDonough is located in Georgia. McDonough, Georgia 30252 has a population of 21,839.
The median household income in McDonough, Georgia 30252 is $48,303. The median household income for the surrounding county is $62,377 compared to the national median of $53,046. The median age of people living in McDonough 30252 is 31.8 years.
Loading nearby sales and history ...
Ask a Question?
Berkshire Hathaway HomeServices Georgia Properties
(770) 355-5995
Start a no spam email conversation
My Drive Time
Enter your work address to view actual drive times with traffic for this property
Here is the weekday INRIX Drive Time from this property to .
When you register, you will receive ...
Weekday drive times
Plus all these great features
Register or login today to take advantage of Drive Time
Nearby homes for sale
Inside AccessTM
McDonough Real Estate
Nearby Communities


text:
Property brokered by
Get more listing details on brokerage site
Presented By:
Mary Stocks
(902) 553-0113
Email Agent
Mary Stocks
(902) 553-0113
Email Agent
Property DetailsThe wonderful 11 acre property of pristine wilderness includes a "meadow" and a point with the cottage placed between two private coves. There is +/- 750 feet of direct waterfront on sought after Ponhook Lake. This is the ideal of a comfortable community at "the lake". The 3 bedroom cottage has a full bath, kitchen, large common room and a large deck. You can sit and supervise the children. Later enjoy the silence or the calling of loon. Greenfield, with its Community Centre, school, playground and courts and gas pump-grocery-NSLC store and private airport is a short bike ride away. There is ample room on this naturally level property to build an additional cottage or two. Sub-division is another option. The swimming, canoeing, kayaking and even fishing are just some of the summer activities to be enjoyed here. In winter there is always skating on the lake and cross country skiing on the trails. The present cottage can be used well into the fall as the wood stove provides warmth and coziness.
Area Detailed Information
Area Weather
Area Cost Index
Area Property Prices
Additional Property InformationThis single family listing located at 300 Scout Camp Road, Greenfield, NS offers one bathroom. The property is currently selling at $199,000.
This property is listed by Mary Stocks of Tradewinds Realty based in Nova Scotia.


text:
A Masters degree gives you the opportunity to either further your understanding of a particular question or take off in a completely different way using skills you have gained from your previous undergraduate degree.
An education in finance and banking can lead to a variety of careers in the financing industry. Programs may focus on advertising and marketing, accounting principles, lending standards, credit reporting, business communications and retirement investing.
Earning an online degree from a school can likely lead to a promotion and/or salary raise, or prepare you for a new career. Even if classroom training may be considered more traditional, online education is advantageous in its own right. There is a mixture of degree programs, and individual classes offered through online learning organizations. It is not unheard of for tuition costs for online courses to be lower than that of a conventional school, although this is certainly not reliable of all online programs.
An African educational adventure can be exciting since the continent's rich traditional heritage is so vital to the culture. Africans legendary hospitality is welcoming to strangers and its multiethnic cities so exciting with its African music, dance and arts, both traditional and modern, constitute whole other worlds of application and delight; and there is a couple of esthetic experiences wherever you go to compare and contrast with the color, swirl, smell, and sounds of an African market.
Start Today Best Online Masters Degrees in Finance and Banking in Africa 2017
Comprendre les modèles européens et leurs particularités dans le business, Maîtriser les bases de l'analyse économique et de la gouvernance stratégique... [+]


text:
Asian mommy gets vaginally roughed up
Duration: 17min 28sec Views: 899 Submitted: 10 months ago Submitted by:
Description: All chicks dream about really hard sex! That moaning asian mommy gets vaginally roughed up very hard, that's why she is so extremely emotional! She is about to get mad having her vulva grinded with a huge volcanic shaft, which moves back and forth in her depths with a fantastic frequency. The guy finishes the deed with nice fingering looking how she squirts in a strong orgasm!
Tags: Pacopacomama


text:
Jan 31, 2012
I love my jewelry minimalist, small, and beautiful. These are some of my favorite necklaces from Etsy that I hope to add to my personal collection.
Beautifully dainty!! Thanks so much for including my dainty pearl necklace!
I'm always looking for something beautiful and small! Thanks for making such a necklace! :)


text:
Pre-order now. Dispatches in 15-20 days*. Conditions Apply*
This product dispatches in 8-10 business days*. Conditions Apply*
Order today with Bajaao Express , and your product will dispatch in 24 hours
Special Import. Usually dispatches in 12-15 Days. Conditions Apply*
Special import. Dispatches in 5-8 days from International Warehouse. Conditions Apply*
This item is out of stock
BAJAAO India introduces the Schecter Devil Custom, which sports wicked horns on its string-thru body that befit its namesake extremely well. We've all been warned about the beauty that evil is capable of, and the Devil Custom Electric Guitar makes good on that as well: a sculptured mahogany body with a solid burl maple top, plus an ebony fingerboard sporting a single Gothic eye inlay at the 12th fret are enough to make a devoted guitar player consider selling his or her soul.
Thankfully, you'll have to sacrifice little for this indulgence. It's amazing when you consider the guitar's comfortable 3-piece set-in mahogany neck and EMG Active 81/85 pickups, famed for their tone and impressive power. Grover tuners and a TonePros bridge combine with the string thru construction to provide wickedly good sustain.
Schecter Devil Custom Electric Guitar Specifications:
Collections: Amazing New Deals | Save Upto 50%, Electric Guitars, Guitars, Mega Discount, Musical Instruments, Over ₹50,000, Rakshabandhan Sale - GIFTS FROM BROTHER TO SISTER, Schecter, Womens Day
Sign up for access to exclusive deals, special offers and more …
© 2016 BAJAAO.COM. BAJAO | BAJAAO Music Private Limited


text: Overcast Adds New Voice Boost Settings, Redesigned Visualizer, and Special Patron FeaturesThorin Klosowski3/15/16 1:00pmFiled to: downloadsiphone downloadspodcast managerspodcastsiosupdates8EditPromoteShare to KinjaToggle Conversation toolsGo to permalink iPhone: Overcast, our favorite podcast manager on iOS, has a handful of new features today, including some that are locked behind a voluntarily donation paywall. In this update, everyone gets a new, smaller visualizer that doesn't kill the battery alongside a new voice boost setting that's custom tuned for when you're using the iPhone built-in speaker. This new voice boost significantly improves the volume and quality when you're playing podcasts over the junkie little speaker. There's also a new batch add/delete for all episodes in a podcast. While Overcast is now free, there's a patron service where you can optionally donate a little cash. If you do so, you'll get access to a new dark theme alongside the ability to upload audio files to the Overcast site for streaming. Advertisement Advertisement Overcast (Free) | iTunes App StoreThorin email@example.com@kingthorWriter, LifehackerGear from Kinja DealsThe Philips Bodygroom Is The Best Tool For Getting Rid Of The Rest Of Your HairOf Course OXO Makes A Better Can OpenerYou Need This 128gB Micro SD Card for $16 Even If You Don't Need The SpaceReply8 repliesLeave a reply


text:
Move through the world in a whole new way.
Are you ready to create a rich tapestry of sustainable, meaningful work and a beautiful, fulfilling life? I'm Nona Jordan: master coach and guide to natural-born leaders and meaning-makers: creative, intuitive and spiritual women in business who want to create vibrant whole-life success.
I believe you can create the wealth of success that is unique to your desires with clarity and ease. To create this vision, to know what is your work to do, you need space to listen closely to the pulse of your own wisdom to move into aligned, inspired action. Now is your time.


text:
Benefits of a vegetarian diet
most obvious reason why vegetarian food is linked to weight loss is due
to the fact that vegetarian meals have less calories and fat when
compared to the non-vegetarian meals or meals that include meat. When
your diet in general has fewer calories and less fat, you are bound to
experience some fat loss.
This fat loss will also largely depend
upon your past diet plan. If you were eating a lot of meats and then
switch to a vegetarian food plan, there is a good chance you will
experience good fat loss as the number of calories that you eat will get
scaled down drastically. This is a particularly good plan for people
who were consuming a lot of red meat such as beef that is very high in
both calories and saturated fat.
Things you should know about a vegetarian diet program
because something is vegetarian does not mean that it is automatically
good for you. A vegetarian food item can be just as bad as red meat
depending on the choice of food. Fatty cheese or sour cream with a lot
of fat is the equivalent of junk foods on the vegetarian side.
must also be careful about the nutritional value provided by vegetarian
meals. Vegetarian meals in general will have a lower amount of protein
as it does not include meat. Fruits and vegetables are a great source of
vitamins, fiber and carbohydrates but they are definitely lacking when
it comes to proteins. Thus, one would have to take a good combination of
vegetarian meals and include foods such as soya beans, cheese and other
dairy products to get the required amount of protein intake. Eggs and
fish are also a good source of protein although some vegetarians will
not consume eggs or fish.
Other benefits of a vegetarian diet
are other benefits to a vegetarian program in addition to weight loss. A
vegetarian meal program is also considered a detox or detoxifying diet
which will cleanse the body of toxins and unwanted chemicals. If one was
consuming large quantities of meat or junk food, there is a good chance
that there is a lot of toxin build up in the body that will lead to
various problems such as dull skin, indigestion, fatigue and so on. A
vegetarian meal program will cleanse the body of toxins in just a matter
of days which will result in glowing skin, increased energy levels and
better digestion.
In conclusion, a vegetarian diet can offer a lot
of benefits especially if you were a heavy meat eater before. That
being said, one has to exercise good diligence and common sense when
following a vegetarian diet as it has its own perils and downfalls just
like any other diet plan.


text:
Roast Chicken Stuffed with Herbed Potatoes
Total Time
Prep 25 mins
Cook 1 hr
The herbed potatoes keep the chicken very moist and lend it their flavor. Nice recipe
Ingredients Nutrition
- 12 sprigs parsley, large stems removed
- 4 cloves garlic, peeled
- 1 teaspoon dried rosemary
- 1 teaspoon dried thyme
- 1⁄2 teaspoon dried sage
- 1 1⁄2 cups unsalted chicken stock
- 1 1⁄2 lbs potatoes, pared & diced
- 3 1⁄2 lbs roasting chickens, skin on but as much fat as possible removed
- Process the parsley, garlic, rosemary,thyme and sage until minced.
- Reserve 2 tbsp.
- Put 1 cup of chicken stock in a sauce pan add the herb mixture (reserve the 2 tbsp) and bring to a simmer.
- Stir in the potatoes, heat to boil,covered, cook until they are tender but still firm about 15 min.
- let them rest to cool, drain if there is any stock left, and reserve it.
- Spoon half the potatoes into the chicken sew the cavity shut.
- Rub the reserved herb mixture all over the chicken.
- Arrange remaining potatoes around the chicken in the baking dish.
- Spoon some of the remaining broth over the chicken.
- Roast in a 375F oven for 1 hour or until the juices run clear-internal temp 180f degrees.
- Baste the chicken every 15 minutes with the stock.
Most Helpful
Wow, this was just great! The whole family loved it and that almost never happens! The herbs gave the potatoes, chicken and the gravy I made from the drippings an incredible flavor. The only thing I wasn't overly thrilled about was the look of the potatoes that were stuffed in the chicken. They tasted great, but they didn't look as good as the ones roasted around. I may make all of them outside next time, but other than that, I am so glad I tried this recipe. A little extra effort makes a plain old chicken into an elegant meal! I tried to get a picture but all they left was a lonely old leg :) Thanks!
Not too complicated and too too delicious. And great to make ahead! Thanks! (I didn't bother basting, and mine came out just fine)
Pretty tasty! Loved the potatoes. I stuffed the chicken with onions instead of the potatoes, for more flavor and just put the potatoes around the chicken. I'll make it again. I think there are a lot of different options that can be done with this recipe. It's very versatile.


text:
Tough plastic comb from clipper experts Wahl that makes it simple to create flat-top hair styles.
The tough plastic won't disintegrate at the first touch of your clipper blades and it features a unique pull-through design in the handle that allows you to use the whole length of the comb to create the perfect flat top.
The Wahl Flat Top Comb comes in 4 colours: Black, Green, White or Yellow. Black is available in 2 sizes: Large (205 mm) or Small (190 mm).
Hint: Save yourself time by picking how many of each item you need, then scrolling to the bottom to add all your choices to your basket at once.
Handy tool for removing debris, fluff and residual hair from your comb's teeth.
Luxury shaving cream designed to combat tough stubble and made with Decelerine™ that actually reduces hair growth.
Comes in a 100-ml pot that makes a great retail product for any barber's shop.
Standard black combs to fit most Wahl Hair Clippers.
Sizes 1–8 and 12, as well as Left and Right Ear Taper combs.
Handy brush for keeping the blades and combs of your hair clippers or trimmer free from hair and skin debris.
Supplied with small bottle of oil.
Funky coloured combs for your Wahl clippers.
10 sizes available from ½–8 (1.5 mm–25 mm).
Specially formulated for Wahl clippers and trimmers. Regular use will prolong the life of your blades.
113 ml bottle
Innovative barber comb (195 mm) featuring an integrated ledge that provides a guide for your scissors or clippers for incredibly precise cutting.
Comes in Black, White or Pink.
Revitalise your tools with our professional services
Copyright © 2005-2016 CoolBlades.


text: Early Journal Content on JSTOR, Free to Anyone in the World This article is one of nearly 500,000 scholarly works digitized and made freely available to everyone in the world by JSTOR. Known as the Early Journal Content, this set of works include research articles, news, letters, and other writings published in more than 200 of the oldest leading academic journals. The works date from the mid-seventeenth to the early twentieth centuries. We encourage people to read and share the Early Journal Content openly and to tell others that this resource exists. People may post this content online or redistribute in any way for non-commercial purposes. Read more about Early Journal Content at http://about.jstor.org/participate-jstor/individuals/early- journal-content . JSTOR is a digital library of academic journals, books, and primary source objects. JSTOR helps people discover, use, and build upon a wide range of content through a powerful research and teaching platform, and preserves this content for future generations. JSTOR is part of ITHAKA, a not-for-profit organization that also includes Ithaka S+R and Portico. For more information about JSTOR, please contact firstname.lastname@example.com. ART AND PROGRESS VOLUME VI MAY 1915 NUMBER 7 ■ -=* A RELIEF FRANCES GRIMES THE WASHINGTON IRVING HIGH SCHOOL A RELIEF BY FRANCES GRIMES BY ADELINE ADAMS THE Washington Irving High School, noted for its progressive ways of meeting the complex, changing, crying needs of secondary education for girls, has had at its head a man in whom imagina- tion and common sense are united with a large ideal of citizenship. The great corridor at that High School's brim was something more than a corridor to him. He saw it and made others see it in the added r6le of a Municipal Gallery, where works of art or of craftsmanship could be freely shown for the use and behoof of citizens, present and future. There was a reasonable hope that the battalions of young girls daily passing through this gallery might enter their classrooms or return to their homes, attended by visions of beauty bearing directly upon their lives. That hope is now being fulfilled, or to speak more cautiously, the exhibi- tions are being held. Not less important than the exhibitions are the permanent and structural adorn- ments of such a gallery. Exhibitions wax and wane, and their effects counter- balance and supplement each other; but the school gallery itself remains a constant influence. Artists and other citizens have noted this truth, and now, through the generosity of private donors, acting in cooperation with the Board of Education and the Municipal Art Society, an interest- ing scheme of decoration is being executed for the Washington Irving School. Mr. Barry Faulkner's mural paintings for this purpose are at present well advanced, and will later speak for themselves in their treatment of scenes from New Neth- erlands history. The sole sculptural feature of the decoration is an overmantel in toned plaster. This was entrusted to Miss Frances Grimes, a sculptor well fitted by genius and training to solve the COPYRIGHT 1015 BY THE AMERICAN FEDERATION OF ARTS. ALL RIGHTS RESERVED 215 MUNICIPAL ART GALLERY. WASHINGTON IRVING HIGH SCHOOL COURTESY OF THE EDISON MONTHLY l any-sided problem presented to her in her theme of the Sleepy Hollow legend, to be told in sculpture, as a vital, har- monious part of the ornamentation of a hall which is at once the foyer of a Girls' High School and a Municipal Art Gallery, a fireside clime and a forum. Miss Grimes has the inborn aptitude for the sculptor's way of recording the strength and sweetness and mystery of life, visible or invisible. Her gift, early noted and en- couraged by Herbert Adams, was later de- veloped during shining years of hard work in the studio of Augustus Saint-Gaudens, a master both sympathetic and severely critical. That studio was a workshop where all sorts of sculpture-problems were constantly being carried to solution before the eyes of the students, and with the help of their hands. Parts and wholes, figures and friezes, medals and monuments were touched and treated with impartial love. It would have been a dull disciple who would not soon have learned in this place that a chosen moderation in scale does not necessarily spell mediocrity in result, and that a little medal the size of a child's hand 216 may diffuse more art over the earth than a whole army of monuments of great tonnage. Naturally the vexed question of sculpture in its relation to architecture was one that here received its various answers. Miss Grimes earnestly gave her mind and hands to all such matters, little and large. In accordance with the desire of Saint-Gaudens she was selected after his death to complete the important Albright caryatids, which were among the latest designs that en- grossed him. A firm foundation of work in our own country gave peculiar value and significance to periods of independent study and travel later enjoyed by Miss Grimes in France, Italy and Greece. In fact, one of the final stages in the progress of the relief here con- sidered was marked by an interesting so- journ at Athens. Though the sculptor returned to her clay with that priceless acquisition, "a fresh eye," it is to be noted that she did not make her Sleepy Hollow maidens more Greek than the Greeks them- selves by loading them with tokens of Early Minoan civilization, Periods I, II or III, now much in evidence in our sculpture A RELIEF BY FRANCES GRIMES 217 exhibitions and further popularized by Mr. Granville Barker's Midsummer Night fairies. Not that I am insensible to the charm of that civilization, or of any other. We still have much to learn and enjoy from both Cretans and Chinese; and for that very reason it would be a pity if our young artists should let zeal outrun discretion, and should weave and wave Cretan and Chinese patterns into unearned discredit before our wearied eyes. The fireplace panel assigned to Miss Grimes is just opposite the main entrance, and in its scale suggests the use of life-size figures. The shape is not the easiest in the world to fill; it is hardly wide enough from side to side for a processional treatment, as in a frieze, and by the same token it is too wide to be the Golden Oblong which poets feign is the very happiest frame for an ad- venture in art. No matter! Miss Grimes has regarded such difficulties as partly imaginary and wholly surmountable, and has disposed her trio of young figures in a group which sufficiently considers the rigors of the game, and at the same time diffuses that "air of enchantment" the legend bespeaks. For me, this relief remains a most satisfying example of modern Amer- ican sculpture. It delights because of the fitness of theme and treatment to the pur- pose specified, the architectural strength of the design, the dignity, delicacy and sure- ness of the modeling, the harmonious rhythms of the figures and draperies; in short, because of its general state of grace as a modern classic. By classic, no one necessarily means something old, dug-up, resuscitated, distinctly Early Ming or Middle Minoan; people knew, long before Sainte-Beuve and Pater laid down the law for them, that the works of antiquity are classic, not because they are old, but be- cause they are energetic, fresh, "dispos." This work of Miss Grimes is fragrant with unobtruded knowledge, and is beautiful through what it hides as through what it tells. On its monumental side (for even a modest relief must in certain circumstances have such a side), it is linked with large designs previously executed by her, while in its more intimate aspect it recalls her many successful relief-portraits of dis- tinguished personalities. New York is a village with a strong pace of its own, and in its secondary schools, the classroom studies in art must of necessity be brief and to the point. Teachers are well aware that such studies should be something more than a series of short, sharp shocks or a sheaf of dissolving views, and now, more than ever before, they are trying to bring the fugitive, close-stripped art lesson of the classroom into friendly rela- tions with the abiding, unlimited art lesson of the world. The Metropolitan Museum offers invaluable help here; in its halls school children are invited to be at home among masterpieces, to feel at happy ease where beauty is. And for the nation's sake, it is well that girls in the "largest high school in the world," future home-makers or wage- earners, can gather around their school hearthfire in the good company of serenity and beauty such as Miss Grimes has achieved in this decoration. A NEW KIND OF ART SCHOOL BY IRENE WEIR I IKE the fabled God Janus, a modern _J Art School should face in two direc- tions. It must look backward over the vista of years gathering up in its glance the finest achievements of the artist down through the ages — (we use the word advised- ly, for art is as old as man). At the same time it must look forward, considering both the present and the future, if the student is to achieve a place of honor in the world of affairs. The prevailing idea that art is a luxury for the few, is false. That it is a necessity for every one is an easily proved fact. The artist must be alive — alive to his fingertips — and with those fingertips he must shape the imaginings of his brain, the ideals of his age into concrete form.


text:
In Stock
This bumpy ball is made from soft foam and PU coated for extra durability. The unpredictable bounce will create much amusement as well as improving children's reactions. Approximately 20 cm in diameter. Colour may vary. ( use on playground surfaces will degrade the material like anyother foam product)


text:
- Product Details
Cool and colourful, this Personalised Penguin Pencil Block comes complete with a range of six multi coloured pencils to provide the perfect gift for any lucky little boy or girl.
Available in pink, blue or green, this 3mm quality MDF personalised pencil block features the cutest penguin in the world.
Waving merrily, the penguin is sporting a multi coloured scarf.
Below him, we'll print the child's name, along with the word "pencils" in black, white or multi coloured lettering.
Our penguin pencil block is ideal for all children and will sit beautifully on their desk, helping them with their school work.
- Includes 6 coloured pencils
- Made from 3mm quality MDF wood
- Measures approximately 14cm x 14cm
- Delivery & Returns
We are aware of how important it is for you to receive your gifts in time. Therefore, once you place your order we will process straight away and dispatch as soon as they are ready to go. We usually dispatch all items within 1-3 days however, this may be a little longer during special occasions such as Christmas. If multiple items ordered, we may dispatch items separately or all together, depending on the process.
Hassle Free Returns Policy:
We're sure that you will be satisfied with your purchase and we also understand that sometimes you may want to return. We keep this process simple! Just contact us if you wish to return goods. Please note: personalised, made-to-order and perishable items are non-refundable.
- Ask a Question
Ask a Question
Question about: Personalised Wooden Penguin Pencil BlockPlease do not include or disclose any sensitive personal information, password or credit card information in your message. Your personal security is extremely important to us.No questions yet. Be the first to ask the question!


text:
Dubai Sky Clinic – Dental Center
0 reviews
- Listed in Hospitals & Clinics
- Office 3102, 31 Floor, Jumeirah Bay X1, Cluster X, Jumeirah Lakes Towers, Dubai
- +971 55 759 9163
- www.dentalclinicdubai.net/
- email@example.com
Dubai Sky Clinic – Dental Center is the one of the pioneer Dental Clinic in Dubai. We are providing Dental implants, Teeth whitening, Root canal treatment, Dental braces, Dental check-ups, Dental Emergency treatments, Veneers, Hollywood Smile, Wisdom teeth treatments, Dental Spa. Our highly skilled Doctors are well trained, so for free consultation contact us now or you can visit our website for further information.


text:
Property Location With a stay at OREA Hotel Spicak in Zelezna Ruda (Sumava), you'll be within the region of Joska Crystal World and Arrach Moors Reserve.Rooms Make yourself at home in one of the 73 guestrooms. Satellite television is provided for your entertainment. Private bathrooms with showers feature complimentary toiletries and hair dryers. Conveniences include phones and blackout drapes/curtains, and housekeeping is provided daily.Rec, Spa, Premium Amenities Spend the day on the slopes, or enjoy recreational amenities including a sauna and bicycles to rent. Additional features include complimentary wireless Internet access, ski storage, and gift shops/newsstands.Dining Enjoy a meal at a restaurant, or stay in and take advantage of the hotel's room service (during limited hours). Quench your thirst with your favorite drink at a bar/lounge. A complimentary breakfast is included.Business, Other Amenities Featured amenities include a 24-hour front desk, multilingual staff, and luggage storage.
- 24 hours Front Desk Service
- Restaurant/cafe
- Bar
- Business centre
- Spa
- Pets allowed
- Concierge service
- Shower
- Daily Housekeeping
Orea Hotel Spicak reviews
Show Orea Hotel Spicak on the map
We suggest that you read Foursquare reviews about Orea Hotel Spicak hotel. Usually, they can include useful information, such as: Wi-Fi prices, staff service quality, room facilities and cuisine quality.
ZDARMA týden v kterémkoliv OREA hotelu! Soutěžte na FB stránce OREA HOTELS Week4FREE in any OREA hotel! Join our contest on FB page OREA HOTELS
- 2011-10-07
- 0 likes
WiFi at this hotel is supposed to be pretty fast. The estimated speed is 7.5 Mbps as of March 26, 2015
- Hotel WiFi Test
- 2015-04-15
- 0 likes


text:
- Home
- Radius Totz Toothbrush
Radius Totz Toothbrush
We apologize for the inconvenience, but we are currently Sold out.
Type: Kids Dental Care
Vendor: Radius
For ages 18 months and up - the natural choice for a natural smile!
- Signature Radius bristles - 6,800 premium extra soft bristles
- FDA approved and Bisphenol-A Free - safe for Totz surfacing teeth and sensitive gums
- Handle tapered for parents and Totz - provides maximum control and guidance
- Radius oval head - designed without corners for Totz delicate gums and teeth
- Pressure-less Brushing - cushioned bristle layout spreads force evenly


text:
Fortunately, as an owner of a hottub, you can be able to control such costs. In fact, here are several suggestions on how you can be able to such unwanted costs:
Odd sounds
If you hear strange sounds or noises from your or hot tubs which you haven't heard of before, then it most likely indicate that there's a problem. This isn't an error that will go away by itself if you don't give it any attention. But this is the opposite, since most notice problems are an initial warning from the hottub, indicating that something worse is about to happen. For instance, if ever you hear some grinding noises from your hottub, it may indicate that the pump or motor have problems. And if you take action and hire a hot tub service expert inspect and repair that little problem will help you save from purchasing a fresh new pump. This will also let you save $500 or more by finding this out early on.
Leaks in your hot tubs always means problem. New hot tubs normally don't leak, but soon enough these problems may occur. Discovering leaks is just one of the most inexpensive repair tips that you may do for your hottub. Such leaks can be pretty difficult to find most of the time, but if you don't keep your eye open for these, you'll wind up having to ask over a repair technician to do it for you and prevent the problem from worsening.
Heaters Electricity and water can be a fatal combination. The heating system in a hottub is immersed in water, and if it malfunctions and electricity makes contact with the water, electrocution could ensue. Therefore, the law requires that all new hot tubs are equipped with GFCI breakers, which is responsible for preventing the electricity from going to the hottub by shutting it off in a matter of milliseconds once the fail-safe system detects the risk of electricity-water contact.
Filter Cleaning and Replacement
Rinsing the filters is usually done once per 2 weeks. In case you use the tub frequently, you might want to use such filter-cleaning method more frequently. This task can be very simple and may be done using your garden hose. Get rid of the specks of dirt by spraying it with water but in case its filter is are dirty and you want to make cleaning easier, you may use the recommended cleansing agents in combination with this technique.
In spite of how clean your filters are, it is critical that you replace it every year. Worn out filters will be detrimental to the pump's performance because it will put an overwhelming strain on the hot tubs pumps. Aside from this, the used up filters won't be able to trap contaminants properly, which can make the water in the hot tubs unsafe to use, so make sure to check on it regularly!