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Attorney General Cuomo Obtains Court Order Freezing Assets Of Brooklyn Ponzi And Pyramid Scheme
WATERTOWN, N.Y. (December 21, 2009) - Attorney General Andrew M. Cuomo today announced that his office has ordered an out-of-state landlord to immediately cease harassing and threatening primarily military tenants over unverified debts. His office is also coordinating an initiative with Fort Drum to protect military and civilian tenants who work at the base from unscrupulous landlords and unfair leases.
Attorney General Cuomo issued a cease-and-desist letter to Peter Hoffman, owner of YNGH, LLC, a rental property owner dealing primarily with military service members and civilians due to its proximity to Fort Drum, ordering immediate compliance with the New York State Fair Debt Collection Practices Act. The Attorney General's Office learned that Hoffman regularly contacted tenants' chain of command to tell them that the renters were in default on their agreements and owed him substantial money. Furthermore, Cuomo's Office found that even in instances where these debts were under dispute by the tenants, Hoffman went ahead and contacted their chain of command anyway.
"Our brave men and women serving in the military should not be distracted or pressured by unscrupulous landlords who don't follow the law," said Attorney General Cuomo. "Once my office became aware of a rash of abusive practices regarding leases, we worked with Fort Drum to implement protections for military tenants who find themselves the target of absentee landlords."
Attorney General Cuomo's investigation revealed several examples of abusive lease tactics, including requiring soldiers to waive available defenses and counterclaims, and adding unreasonable administrative fees into rent charges.
Attorney General Cuomo's Office is also coordinating an initiative with Fort Drum to reduce predatory leases and increase transparency in the landlord-tenant relationships. Through this joint effort, landlords catering to military tenants must file all leases with the Fort Drum Housing Office as a precondition to inclusion upon housing lists. This initiative will protect soldiers from abusive lease terms by allowing them to compare leases prior to renting. The program also screens out inequitable leases from the base's Housing Office.
Information about tenants' rights can be found online at www.ag.ny.gov/. Consumers who have unresolved complaints with YNGH, Inc. or any other business are urged to contact Attorney General Cuomo's Regional Office in Watertown at 315-785-2444.
The matter is being handled by Assistant Attorney General-In-Charge of the Watertown Regional Office, Deanna R. Nelson, with assistance by Senior Consumer Frauds Representative Carol Lively, Consumer Representative Sonya VanVechten and Investigator Chad Shelmidine.


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So you want to make some biochar? The only way to do that in countries like New Zealand at present, is to make your own "TLUD" stove. That can be very simple - and a fun project for a family or a school - once you understand the principles involved.
As it heats, wood "gasifies", i.e. it breaks down chemically into volatile gases (smoke) and solid, almost pure carbon (charcoal). If the two products can be separated at that point, it is possible to "pyrolyse" the wood, by burning the gases and retaining the carbon. In a "top-lit-up-draught" stove, or TLUD, the fuel is set alight from the top and begins to gasify as it heats up. This hot smoke rises, drawing air in through the secondary air supply above the fuel, and burns cleanly because it contains very little carbon (soot). Fresh secondary air cannot reach the fuel, and in this oxygen-starved atmosphere, the fuel pyrolyses from the top down. The primary air supply, drawn up through the bottom of the fuel chamber, is sufficient to light the stove and support pyrolysis, but not enough for full combustion of the fuel. Once all the fuel is pyrolysed and no more gas is being driven off, the stove goes out.
A used vegetable can with holes punched in appropriate places will make a small TLUD, a simple BBQ stove for your emergency preparedness kit. It will cook a small meal with a handful of sticks, small pine cones or any other dry vegetable matter. The resulting charcoal could be used for longer, slower cooking in an emergency.
With a little more effort - and more fun! - you can make your stove more efficient, with some control over its heat output.
But why wait for an emergency? Make some now; experiment with can sizes and hole placement, different fuels, pot stands etc, and be really prepared when the unexpected happens! In the meantime, you can use your TLUD at any time to make some biochar for your home garden.
Most of the tools and materials required to make a simple TLUD are commonplace around the house. The only two absolutely essential materials are:
The tools required are:
Punch a ring of holes in the base of the can, and evenly spaced holes round the side about one third of the way down from the top. The top holes should be larger than the bottom holes to admit plenty of secondary air. Experiment with hole sizes and different types of fuel - some fuels need more air to keep them burning.
Stand the stove on blocks to allow air to enter the primary air holes in the bottom of the can. Half-fill the stove with small chunky wood chips or similar fuel.
It helps in lighting the stove to have a small amount of fuel soaked in rubbing alcohol on top, to get the pyrolysis started quickly.
Tip: if using alcohol-soaked starter fuel, light the stove through the secondary air holes to avoid burnt fingers!
Never light a TLUD stove inside a confined space. The exhaust gas may contain carbon monoxide.
Once pyrolysis starts the flame will reduce to a little jet inside each air hole, and the fuel will glow red. It is now ready to cook on.
In windy conditions, stand the TLUD on blocks inside a larger can.
With sufficient air holes round the top, the large can may serve as a pot stand as well. You may need to prop the pot up a bit further to give enough space for the exhaust gases to escape - experiment!
For a more sophisticated, longer-burning stove, you will need:
...and the following tools:
This TLUD consists of two cans one inside the other, and a lid. It also needs a pot stand, which could be made from another can. We have used a 480ml can (10.5cm high, 7.5cm diameter) for the inner fuel container; a 680ml can (14.5cm high, 8.5cm diameter) for the outer container, and a shallow fish can (5cm high, 10cm diameter) for the lid. Cans B, D and I in the photo above.
1. Mark the centre of the base of the can.
2. With the can supported on a piece of wood, use the hammer and nail to punch a hole at the centre, and small holes evenly spaced all over the bottom of the can. The centre hole will be used to screw the two cans together, and the other holes will admit the primary air supply
3. Measure the circumference of the can and mark 6 or 8 points evenly spaced around the top.
4. Punch holes at the marks, using the can punch from the inside of the can, so that the lugs are pushed outwards. They will serve as spacers when the two cans are fitted together.
5. Carefully turn the lugs up far enough that you can slide this can inside the larger can.
6. Using the hammer and nail again, punch a small hole in the centre of the bottom of the outer can.
7. Punch 8 secondary air holes around the side near the bottom of the can, using the can punch on the outside, pushing the lugs into the can.
8. Screw the sheet metal screw into the hole in the centre of the base of the outer can until the tip is above the holes around the base of the can.
9. Push the smaller can inside, and screw into the centre hole in its base. The inner can must be securely fixed with its base above the holes in the outer can, so that air can enter the primary air holes in the base of the inner can.
10. Use a screwdriver to push the lugs on the inner can out until they touch the side of the outer can, keeping the two cans evenly spaced all round.
11. Find and mark the centre of the shallow lid can.
12. The hole in the lid must be half the diameter of the inner stove can.
13. Measure one quarter (half the radius) of the inner can, out from the centre of the lid can, and mark a circle at this radius.
14. Punch nail holes at the centre, and 8 evenly spaced around the circle on the lid can.
15.Use tin snips (preferably), or a can ripper, to cut from the centre out to each hole.
16. Use pliers to bend the segments inside the can, and flatten them neatly.
This stove can be filled with fuel up to the secondary air holes (the top holes) in the inner can. A little fuel soaked in rubbing alcohol will help to light it.
Start the stove without the lid. Once pyrolysis has started (flame reduced to a jet inside each secondary air hole), put the lid on to concentrate the burning gases and increase the "draw".
Fuel may be added slowly during cooking. If you put the stove out with too much new fuel, quickly drop another lighted match in to re-start it.
As with the single-can stove, wind can put the fire out, and the stove should be shielded inside a larger can or some kind of fire-proof screen, which may double as a pot rest. The fire will go out if there is an insufficient gap between the stove and the pot for exhaust gases to escape.
Try different fuels. Any dry biomass will burn, some better than others. Pyrolysis is more even if the pieces of fuel are of fairly uniform size. Rough, broken edges catch more readily than smooth, rounded shapes. On the other hand, hard, solid woods usually burn longer than light porous fuels. You could try placing round hard seed pods at the bottom of the stove, then adding progressively lighter, rougher fuels. Once the fire is burning vigorously its heat will be sufficient to start harder fuels.
When the fuel is fully pyrolysed the flames will die down for a few minutes, then go out. As long as you have provided sufficient air supply, there should be no visible smoke. However, as noted above, if the pyrolysed fuel - charcoal - is left to burn, it is likely to produce deadly carbon monoxide.
Never light a TLUD inside a room!
Quench the hot charcoal with water, and it is then ready to use in your compost -
or, Bokashi.
This Japanese composting system uses a medium (bran) inoculated with micro-organisms to start the composting process anaerobically. The organic material breaks down very quickly once it is buried in soil.
The anaerobic process produces very microbe-rich liquid which collects in the bottom bucket. Charcoal, when added to this liquid, absorbs it, complete with nutrients and microbes, i.e. it becomes biochar!

subset: commoncrawl


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Welcome to the Tech News Countdown, hosted by Alison Haislip. Every Friday, Alison brings you the top 5 tech stories of the week so be sure to watch the show. Otherwise, she'll be sad and you don't want that, do you?
This week Alison brings you the latest on the Department of Homeland Security's phone troubles, an update on Diebold's electronic voting issues, World of Warcraft gamers getting some exercise, a bizarre turn at an internet safety lecture, and an online beauty pageant for nuns.
Here now, is the Tech News Countdown.
Give it a watch and tell us what you think in the comments section. You can also cast your opinion in the Tech News Countdown forum.
Subscribe to G4's Tech News Countdown Podcast by clicking your preferred service:


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This is so devastating. I don't know if I could function ever again knowing how my dogs died. The belongings can be replaced but the dogs are a terrible loss. So so sad.
A home in the Ashford area was destroyed Monday in a fire that took the lives of six dogs belonging to the resident.
The fire at 55514 315th Ave. E. was reported at about 4:30 p.m. The female resident was at work, where authorities contacted her and told her home had burned down. In addition to her pets, the woman lost all of her belongings in the fire, Fire District 23 officials said.
An electrical problem is the unofficial but most likely cause of the fire, according to fire chief Garry Olson.
The chalet-style home, measuring 20 feet by 24 feet, was being rented by the resident.
This is so devastating. I don't know if I could function ever again knowing how my dogs died. The belongings can be replaced but the dogs are a terrible loss. So so sad.
I am so sorry. I have no words to console
Sending my blessings and prayers to ease your pain. No One should go through souch a loss. I pray thay people will reach out to you with help and as soon as you are safe and in a good home. get a needy dog..there are so many that need you and they will heal you………Please don't blame yourself…It happened…They are gone you are here for a reason……Keep; Strong Love
adrienne Venditti Seekonk, massachusetts……
Donations may be sent to:
First Citizens Bank, 121 Washington Ave N, Eatonville, WA 98328, Donations to Kathy Babbitt, Patty Andres, Trustee
You have my deepest sympathy, but the Lord kept you safe for a reason. Please rescue a dog that will need your love, and your heart will slowly heal. You will never forget those whom you have lost, but you must go forward, as you were saved for good reason.
I agree Sandy, reach out and save a life. We all have one life to live and if we can share our hand in helping another life live longer …. then we can always look back and look at our good deeds done and smile as we get closer to our resting bed. Hugs to all
Sandy, I am so sorry to hear of you loss. Losing your home is one thing but losing all your dogs
is beyond belief. Your home and belongings can be replaced but not your dogs.


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Web browserfor retrieving, presenting, and water travel intelligence living on the World Wide Web
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What is a Gap Plan ?
Mini-Medical plans, also known as Gap Plan , Gap Plan or Limited Medical Benefit Plans offer a viable low cost alternative to expensive, comprehensive major medical insurance. Gap Plan are scaled down versions of major medical plans. They can be offered to employers and also to individuals through trade association Gap Plan . Such Gap Plan designs may be used as either primary insurance or supplemental (gap) coverage. Unlike comprehensive major medical insurance many Gap Plan designs do not base their benefits on actual charges incurred and actually pay based on a fixed benefit indemnity amount when various health care services are utilized. There are some expense incurred "copay" plans that do pay based on actual expenses incurred and do not pay based on indemnity benefits.
Why offer a Limited Medical Plan?
Many employers offer a limited medical plan to employees because the majority of their employees will have no major claims and most employees will find that the limited medical plan takes care of their healthcare needs.
Below are some statistics that really support implementing a limited medical plan:
Benefits Offered in a Limited Medical Plan:
Different Types of Gap Plan or Limited Medical Plan?
There are many different types of Gap Plan . There are two types of Gap Plan called either an indemnity limited medical plan or a expense incurred limited medical plan (expense incurred Gap Plan are sometimes referred to as limited medical copay plans)
You can see a sample comparison at (put link here for mini-medical vs. limited medical page).
Evaluating a Gap Plan or Limited Medical Plan?
When evaluating a Gap Plan it is very important to examine the different elements of different Gap Plan . For example, an insurance agent or employer should evaluate the pre-existing condition limitations of the plan, the exclusions and limitations within the plan document or insurance contract and the limitations with deductibles, co-insurance and/or indemnity benefits. On the face of it a limited medical plan may look very attractive, but when you peel back the onion you may find many hidden exclusions and limitations. It is imperative to read the insurance contract or plan document provided by each limited medical insurance carrier.
What are the Target Market and Industries to offer a Limited Medical Plan?
Target Market is:
Target Industry:
Gap Plans are a breakthrough in the health insurance industry for the cost conscious employer. They are an innovative new concept of offering limited health benefits to blue collar, part-time and hourly employees, independent contractors and even companies canceling their major medical insurance in favor of additional savings. This is one of the fastest growing component to the insurance industry. Gap Plan can also be offered to individuals whether employed or not, depending on the limited medical insurance carrier and the Gap Plan offered. Gap Plan are a threshold, base health policy that has caps on all benefits and annual maximums on all benefits and which pays only Gap Plan. These types of plans pay for nothing or offer Gap Plan for catastrophic conditions and are not liable for catastrophic losses as a major medical plan. Gap Plan are not designed to cover such conditions as HIV, cancer, pregnancy or any major condition. Gap Plan are limited risk and liability plans. They are not major medical insurance, but are a supplemental health plan, usually filed as a hospital indemnity plan.
Why aren't Major Medical Plans an Option for people who enroll in a limited medical plan?
Major medical plans are too expensive for the targeted employee who would typically enroll in a limited medical plan. As already stated many employers are pushing the additional costs and rate increases for benefits onto their employees. Costs for the employee alone can be as high as $4,800 a year for an individual for an employer who does not contribute to coverage and over $15,000 a year for the employee for family coverage alone. These high costs are too expensive and this is why Limited Medical Benefits are extremely attractive since they can cost as little as $40.00 per employee per month.
Limited Medical Industry and Insurance Carriers?:
The limited medical plan industry is the fastest growing industry in group insurance today, with over 30 limited medical plan insurance carriers in the marketplace and thousands of insurance agents and employers offering Gap Plan . Each year new limited medical plan insurance carriers enter the marketplace.
PPO Networks and Gap Plan
It is very important to make sure you have the right PPO network implemented with your limited medical plan. Some Gap Plan have major medical PPO networks offering the most substantial discounts at doctors offices and hospitals while other Gap Plan have discount card PPO networks which have a smaller medical network and smaller discounts. Also, there are major differences between major medical PPO networks, where some offer greater discounts in certain regions and areas, while others may offer the best coverage in the form of the most providers participating in that specific network in that specific region or area. It is important to choose your limited medical plan PPO network wisely, as you may find that there is no coverage in a specific area or region or very small discounts.
A limited medical plan is also known as a mini-medical plan, limited medical plan, Gap Plan plan, Gap Plan , or limited medical benefit program, limited medical program, or a Gap Plan.
For more information, please email us at email@example.com


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The Style Gallery is a great new way for you to view, love, and share outfit photos. It's meant to showcase
all the expressive, creative, and inspirational personalities of our community!
Love you too!
Your email has been sent!
Heading out of town for the weekend, you and your honey happen upon a family-run vineyard and visit. You step out of the car with this Jack by BB Dakota heathered berry jacket unbuttoned over a travel-inspired graphic tee, skinnies, and chevron flats. As you sit outside and chat with the vintner about varietals, you both praise attention to details - he is an expert on timing and tannins, while you're a connoisseur of refined style and savor such as the large collar, tying belt, and silky lining of this cool-weather cover up. Hours later, as you sup under the open skies, you fasten the tortoiseshell buttons and dip your hands into your jacket's side pockets, feeling warm, cozy, and content with your discovery!
Final Sale: This item cannot be returned or exchanged.
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Feb 14
Listen to Charles Soule talk about 'Strange Attractors' on 'JK's Happy Hour'
Strange Attractors is an upcoming sci-fi thriller graphic novel written by Charles Soule about a man who discovers his aging professor has spent decades of his life making small adjustments, a la the Butterfly Effect, to prevent New York City's collapse. Charles joins "Happy Hour" podcast hosts JK Woodward and Darrell Taylor on to discuss Strange Attractors and its origins, starting at 38:00. Check out the podcast here.
Strange Attractors is scheduled to be released in April. You can pre-order it now at your local comic book shop (Diamond Order Code: FEB130711) or wherever books are sold.


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Students from Lodi High School were moved to Lodi Middle School Wednesday over concerns of a bomb threat at the high school, according to a release.
A message was sent out to parents notifying them of the threat and the evacuation site through a student information system, officials said. Parents were allowed to pick up their child before the end of the school day by signing them out at the evacuation site.
Students were released at the end of the school day, but were not allowed back on the high school property until the building was deemed safe, according to the release.
Crews deemed the building safe and resumed normal operations at 3:30 p.m. after searching the building and parking lot, officials said. The high school will be open until 7 p.m. Wednesday night so students and staff can retrieve belongings and vehicles.
There will be school on Thursday, according to the release.
School officials said they are working with the Lodi Police Department to investigate the incident and to find the person or persons responsible.


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"Relate to your strength. Concentrate.
This practice is very sacred. Understand in your own depth is the heart of God. Develop a relationship with the Infinite.
May the consciousness be awakened; may the soul be exalted. Blessed God, give us the wisdom to be humble, patient, graceful. Grant us peace and the energy, take away from us anger and hatred. Give us the reality, the power to be in gratitude – to be thankful, to be kind. Thanks for this day, for your guidance and for the flow.
Inhale deep – hold this precious breath.
What is life? It is a part of God.
Best way to control anger –recite and remember: "I belong to God." You long to belong. A great secret of success in channeling anger is: Don't move.
When a person is not in control of his personal situation he cannot control his surroundings. This will bring despair and doubt. Refresh your mental capacity.
Who is the Guru? He is that who speaks the infinite truth.
What is our mission in life? See in your consciousness that your tomorrow is yours. Conquer your own tragedies and make your tomorrow beautiful. You must have the capacity to reach every heart. Best penetration of head is the heart. Zero the rifle – aim at 6:00 p.m. – you will get the bulls eye. Spirituality = aim at navel – you will get the heart. Let us penetrate."
~ Yogi Bhajan


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A six-month suspension of former Franklin County Environmental Court Judge Harland Hale's law
license isn't punishment enough, the Ohio Supreme Court declared today.
In an unusual move, the justices rejected the recommended punishment and sent the case back to the Board of Commissioners on Grievances and Discipline for further proceedings, "including consideration of a more severe sanction."
Hale has admitted that he committed judicial misconduct by dismissing a speeding ticket in December 2011 for a lawyer who represented him in state and federal lawsuits. The judge, who sat on the bench for a decade, announced his retirement on May 9, one week after the disciplinary counsel filed a complaint against him. He said then he wanted to continue his career as a lawyer.
Hale had reached a "discipline by consent" agreement with the high court's disciplinary counsel. The Board of Commissioners on Grievances and Discipline approved the agreement on Oct. 14 and recommended it to the Supreme Court.
Hale dismissed a speeding ticket for attorney Patrick M. Quinn, who was representing him in sexual-harassment lawsuits. The judge threw out the ticket "without any involvement from the prosecutor or Quinn" and signed a judgment that "falsely stated: Prosecutor dismisses," the agreement says.
About four months later, he engaged in improper communication about the case by contacting Quinn and Chief City Prosecutor Lara Baker-Morrish. He asked each to sign an entry indicating that the ticket was dismissed "with the consent of the Columbus city attorney's office and the defendant." Baker-Morrish refused.
Hale eventually vacated the dismissal and removed himself from the case. Quinn pleaded guilty and paid a $55 fine and $116 in court costs on the day that the judge stepped aside.
Quinn represented Hale in three lawsuits stemming from complaints of inappropriate behavior against the judge by a court employee and a defendant in a drunken-driving case. All three cases were settled out of court.
He is the first Franklin County judge to be named in a complaint by the disciplinary counsel since 2005, when then-Domestic Relations Court Judge Carole Squire was accused of abusing the rights of those who came before her and not following the law. She was defeated for re-election a year later. The Supreme Court suspended her law license for one year in October 2007.
A six-month suspension of former Franklin County Environmental Court Judge Harland Hale's law
license isn't punishment enough, the Ohio Supreme Court declared today.


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On Saturday in Eugene, Oregon a team will claim an inside track to the first ever College Football Playoff. Pac-12 powerhouse Oregon will host Big-10 co-favorite Michigan State in a battle of Top 10 programs.
Let's just call it flash versus smash.
Oregon, currently ranked third in the country according to the Associated Press, comes in fresh off a 62-13 blowout over South Dakota. Michigan State, the defending Rose Bowl champion, is ranked eighth in the country and took down Jacksonville State 45-7 this past weekend.
The Ducks come in featuring one of the best offenses in college football. The offense ranked second in the nation in total yards in 2013 and third in points per game. Meanwhile, the Spartans defense was ranked third in the country last season in points per game and second in total yards.
It's a clash of clashes and should be treated as such. ESPN's College Gameday will be broadcasting from the University of Oregon campus on Saturday morning. This will be the sixth consecutive year that the program has taken its talents to Eugene, though it will be the first featuring Oregon and a non-Pac-12 opponent.
In terms of the actual game, here's what you need to know:
Date: Saturday, Sept. 6th
Time: 3:30 p.m. PT
Place: Autzen Stadium (Eugene, OR)
Spread: Oregon -12 according to Oddsshark.com.


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Tevye in the Promised Land, Chapter Thirty-Two: A Letter From America
One late afternoon when Tevye returned to his tent after a back-breaking day in the winery, a letter was waiting from Baylke. Sure enough, she had been in touch with Golda's distant cousin in Chicago, and he had forwarded Tevye's letter to her in New York. She had been thrilled to hear from her family, and hoped that more letters were in the mail. She wrote that the news of their safe arrival in Palestine had quieted a nagging fear in her heart that perhaps, like so many others, they had been caught in the bloody persecutions in Russia. She was happy for them, but when she read about her big sister's death, she had fallen into a week-long depression. The blades of grass from the Land of Israel which her father had stuffed into the envelope had brought tears to her eyes. She reported that neighbors came by their flat throughout the day to see the holy blades and to hold them in their hands. Though the letter had taken months to arrive, Baylke said that the grass had remained a deep shade of green. "A miracle!" a friend of hers had exclaimed in the sweater factory where she worked.
Baylke wrote that they were doing wonderfully. At first, they had shared a flat with another family, but now they had their own large apartment. Her husband, Pedhotzer, had found work in a bank, and it hadn't taken long before the management had recognized his outstanding business savvy and talents. He was now a manager in the loan department, and as soon as he mastered English, Baylke was sure that he would be promoted to an even higher position. Of course, his goal was to start a business of his own, and his work at the bank was only temporary in order to learn the ins-and-outs of American enterprise.
America, she confirmed, was truly a land of gold and fortune. Though dollars didn't grow on trees, with hard work a man could become a millionaire. They had met people who had arrived in New York with nothing, and who now owned Manhattan hotels, theaters, dress factories, and jewelry stores on Fifth Avenue. It wouldn't be long, she wrote, until they had a luxurious apartment of their own, but in the meantime, they had an extra room in their Essex Street flat, and she wanted her family to come.
The city of New York, Baylke wrote, was like a dream. Its buildings reached up to heaven. Kings and queens walked the streets. Cafes, restaurants, and nightclubs never closed. Stores were filled with treasures from all over the world. Everyone could own his own automobile. And a Jew didn't have to live in a ghetto. He could be an American, like everyone else.
"That's the end of the Jews in America," Tevye said wryly.
"It sounds wonderful to me," Bat Sheva argued. "Why does a Jew always have to be different? If we were like everyone else, the gentiles would stop hating us."
"The gentiles will stop hating us when men will walk on the moon," her father responded.
"That's ridiculous," Bat Sheva answered. "Men will never walk on the moon."
"Neither will the goyim stop hating us."
"Then again," Tevye thought out loud, the very next day, as he was shlepping barrels of wine on his back like a donkey, "where is it written that Tevye has to be a poor shlemiel all of his life. If I had a million dollars like all of the Jews in New York, I could study, give charity, and do a long list of good deeds. I could become a great man like the Baron himself! After all, if the Almighty wanted a man to work like a mule all his life, He would have graced him with another two legs."
Tevye carried the barrel on his shoulder from the warehouse to a wagon outside. With a groan, he let the great weight slide off his neck and roll onto the planks of the wagon. Walking back to the warehouse, he could barely stand straight. Why bother? He would only have to stoop over again to lift another barrel onto his back. But if he were in New York, there he could be a wealthy importer of wines, or the owner of a fancy restaurant, or the manager of one of his son-in-law's hotels. True, Pedhotzer was a swine of a person, but for the sake of the family, Tevye could pretend to get along. He would move in with his daughter until he could get started on his own. With a little luck and hard work, it wouldn't be long before Tevye could afford a mansion like everyone else.
The sweet reverie was interrupted by a whack on his back as another shlepper of barrels crashed into him.
''Look where you are going!" Tevye called out.
''Who told you to fall asleep on the job?'' the other worker retorted.
That's what a man got for day-dreaming. A whack on the back. His mansion would just have to wait. Right now, there was more important work to be done in Palestine. After all, Tevye wasn't a fool. He could read between the lines of his daughter's letter. If things were so good in America, why did she have to work in a factory? And even if Padhatzur were to make himself millions and buy a palace for his wife, the last person in the world his highness would want to find on his doorstep was Tevye, with his barnyard stink and dung on his shoes. Baylke's pompous husband had humiliated Tevye enough for one lifetime, thank you very much. Tevye was staying right where he was in the Holy Land. With all of its trials, at least it was the land of the Jews. America would just have to get along with one less Yid. Tevye was needed far more in the Promised Land.
Tevye trudged on with his barrel. What had Rabbi Kook said? That every man had to do the work of one thousand? Every day, Jewish settlers were abandoning the country in despair, heading back to Russia and Europe, as if they had forgotten why they had left. Chaim Lev, who had lost two of his daughters in the plague, fled from Zichron Yaacov without being able to look Tevye in the eye. What could the goodhearted fellow do? His wife wanted to return to the old country, pogroms and all, to save her remaining children. Nothing which the repairman could say could convince her. And others, like Pincus, the storekeeper, set off for the "Promised Land" of America. If Tevye, and others like him, didn't stay to build a Jewish homeland in Palestine, where would the Jews of the world find shelter from the never-ending fury of Esau and his bloodthirsty offspring?
It wasn't long before another letter for Tevye arrived, this time from his daughter, Hodel. Before sneaking off from Zichron Yaacov, she handed the envelope to her sister, Hava, to deliver to their father. Hodel hadn't had the courage to face him. She wrote that she loved being with the family, but Perchik was still her husband, and the father of her child. If he were too stubborn to come and fetch her, then she would follow after him, just like it said in the Bible, "Thy desire shall be to thy husband, and he shall rule over you." Hodel said that she was giving Perchik one last chance. Their child was still a baby, unable to tell the difference between the Sabbath and any other day of the week, so for the while, his education in Torah could wait. The important thing for Hodel was to try and save her marriage. She asked for her father's forgiveness, and promised to write. So once again, just like she had in the past, Hodel journeyed off after her free-thinking husband.
It was Nachman who told Tevye about a place called "Olat HaShachar." On a visit to Jaffa, he had heard from a new immigrant that a group of religious Jews from Russia were starting a new yishuv along the coast, a few hours south of Zichron Yaacov. They belonged to the religious Zionist movement, "Lovers of Zion," which had been founded many years before by the famous Rabbi Shmuel Mohaliver. With the help of the Keren Keyemet organization, these "Chovevei Tzion," as they called themselves, had purchased a large tract of land for thirty-thousand francs, and they were looking for more Jews to join them. The land, Nachman reported, was an ideal stretch of rich, black soil, just waiting to he cultivated.
The news came as a ray of hope for the disgruntled Morasha settlers. After their refusal to return to the ill-fated colony, their request for a new tract of land was ignored. They were given the most menial jobs at Zichron and made to live in tents. The Company was certain that a cooling-off period would put an end to their rebellion, but the punitive treatment only further embittered the Morasha settlers against the dictatorial landlords. To their way of thinking, the Company's policies were an obstacle to settling the land, not an aid. The settlers wanted freedom from foreign rulers, but Tevye and his friends found themselves being ruled by tyrannical officials and a portrait on the wall of the Baron who gave orders to the settlers from France. Lacking their own resources and funds, the would-be farmers had no choice. They either signed an oath of allegiance to the Baron or starved. But hearing about the new, religious colony, the Morasha settlers decided that they no longer had to be slaves to the Company. To hell with "The Benefactor" they thought, not realizing that the money which the "Lovers of Zion" were using to buy and develop the new Olat HaShachar location had come in large measure from the ever-gracious donation of the very same Nediv, the Baron Edmond de Rothschild.
In Hebrew, the expression "Olat HaShachar" meant "dawn." As they set out on their new adventure, Nachman explained to his fellow pioneers that the Talmud describes the redemption of Israel using the very same term. Salvation, the Rabbis taught, comes in slow, gradual stages, like a dawning new day. After the darkness of exile, slowly, slowly, the light of salvation begins to appear on the nation. At first, small, scattered groups of Jews return to Zion. Fields are plowed. Houses are built. Fruit once again grows on the stark, barren hillsides. Little by little, more Jews arrive and more homes are built, until one day, as if miraculously, a new country is born.
"Spoken like Rabbi Kook," Tevye approvingly said.
"Yes," the young scholar admitted with blush. "I have heard Rabbi Kook describe our revival in the Land of Israel in this very light."
"Nothing good comes easy." the scribe, Shraga, said.
"Not only that," Nachman added. "Just as the darkest part of the night comes just before the dawn, so too, we can expect to see more difficult times before experiencing the fruits of our labor."
"The birthpains of Mashiach," Guttmacher noted, referring to the long-awaited messiah.
"If you ask me," Tevye said, "the bad times are over. We suffered enough labor pains in Morasha, may its memory be erased from our minds. Good times lay ahead."
"From your mouth to God's ears," Munsho replied.
"We have had enough darkness," Tevye declared. "As the Almighty Himself said, 'Let there be light.'"
Hillel popped a cork out of a bottle of wine.
"L'Chaim!" he called.
Everyone responded, "L'Chaim!"
As it turned out, Nachman's warning was right. As they reached the new settlement, a rank, musky smell of foul, stagnant water hung heavily in the air. The acres and acres of supposedly rich black soil was nothing but swamp. Sand dunes and swamp. Sand dunes and swamp, as far as the eye could see.Tzvi Fishman
About the Author: Tzvi Fishman was awarded the Israel Ministry of Education Prize for Creativity and Jewish Culture for his novel "Tevye in the Promised Land." A wide selection of his books are available at Amazon. His recent movie "Stories of Rebbe Nachman" The DVD of the movie is available online.
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Nurse Admits To Patient Neglect At Long Island Nursing Home
Attorney General Spitzer today announced that Susan Miller, a licensed practical nurse formerly employed at the Sands Point Center for Health and Rehabilitation in Port Washington, has admitted to unlawfully withholding medication from an elderly female patient at the facility.
Appearing earlier this week in Hempstead District Court before Judge George Peck, Miller pleaded guilty to Wilful Violation of Health Laws. She was immediately sentenced to a conditional discharge, the conditions being that she voluntarily surrender her nursing license, perform forty hours of community service, and agree not to seek any type of employment in the health care field for one year.
Spitzer said, "This investigation and prosecution by my Medicaid Fraud Control Unit drives home our message that we will have zero tolerance for those who mistreat our most vulnerable citizens. Based on her actions, it is obvious that the defendant should never work again with patients in a health care setting."
According to prosecutors, on February 27, 2000, Miller neglected a legally blind 69-year-old patient suffering from congestive heart failure, hypertension, Parkinson's disease, and a seizure disorder by failing to provide the patient with two prescribed blood pressure medications and one anti-seizure medication.
Spitzer thanked the State Health Department for referring the matter to his office. He also thanked the administration and staff of the nursing home for their cooperation and assistance in the investigation.
Miller, 37, lives at 111 College Point Road in Selden. She was employed at Sands Point Center for Health and Rehabilitation, located at 1440 Port Washington Boulevard in Port Washington, from January 1998 until her termination in February 2000.
Special Assistant Attorney General Lara Goroway, of the Long Island Regional Office of the Attorney General's Medicaid Fraud Control Unit, prosecuted the case. All cases are handled under the direct supervision of Deputy Attorney General Jos? Maldonado.


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This print started out as a baseball card more than twenty years ago. Every aspect of it is designed to preserve the original look and feel of the card, from the printing pattern to the slightly worn edges. In fact, this print started by finding the actual card in our vault and then painstakingly re-mastering it with a team of designers. The authenticity extends to manufacturing; each print is made on high-quality, cotton fine art paper that measures 1/64 inches in thickness. Framed prints feature 2-inch flat wood or metallic frames with high-end, glare-resistant glass. And all prints are officially licensed by MLB and the National Baseball Hall of Fame.
STORYAny fan of Orioles outfielder Gary Roenicke must own this print as it is from 1982, the best season of his 12-year career. Thus he had reason to smile. That season, Roenicke hit .270 with 74 RBIs, both career-bests, while knocking out 21 homers. He and John Lowenstein platooned in left and combined for 45 homers and 140 RBIs.
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With these blue woven wedges by Miss L Fire on your feet, you keep the beachy beat as the band plays behind you! Inspired by Hollywood's golden era of glamour, this London brand blends classic silhouettes with contemporary details to create fresh and timelessly flattering footwear. You tap the platform peep toes of this pair while shaking the hips of your red dress as you sing. Boasting embroidered flowers that are touched with gems on their toe straps, these buckled shoes add style to the catchy music you make!
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'Hating Breitbart' director to debate ACORN founder
Milwaukee native Andrew Marcus, whose documentary "Hating Breitbart" played in theaters last year, will debate the founding organizer of ACORN, the group Andrew Breitbart famously took on.
The debate with Wade Rathke - scheduled to air and stream online on Rathke's radio show on KABF-FM in Little Rock, Ark., where ACORN was founded - is scheduled for 10 a.m. May 17, according to a release from the movie's publicist. That same day, "Hating Breitbart" is scheduled to get a return trip to theaters (although as of Tuesday, none of those theaters is in Wisconsin) before coming out on DVD May 21. »Read Full Article
Mom turns explorations of Milwaukee parks into accessible guide
If you've sauntered through a Milwaukee County park in the last year or so, you might have seen them: an active mom and her energetic, friendly young son, often with a big camera, hiking or climbing or taking pictures.
Barbara Ali estimates that she's visited 65% to 70% of the public green spaces in Milwaukee County, adventures that she's chronicled on her blog, Milwaukee Area Parks. She's often accompanied by her son Omar, 8, who shares her love of adventure and is learning how to handle her camera. »Read Full Article
Rep's 'Whipping Man' asks what it means to be free
Milwaukee audiences are experiencing a rare, remarkable convergence of productions that examine slavery and its legacy.
The Skylight Music Theatre's"El Cimarrón" explored what freedom meant to an escaped slave in Cuba. First Stage's revival of James DeVita's "Midnight Cry," which continues through Feb. 9, dramatizes a young slave's perilous journey to freedom via the Underground Railroad. On the big screen, the film "12 Years a Slave," adapted by Mequon screenwriter John Ridley from an 1853 memoir, probes the double jeopardy of a free black man captured and sold into slavery. »Read Full Article
WITI news wins first night of February sweeps; WISN wins January
Pumped-up local newscasts and original network programming can mean only one thing: The February ratings sweeps have begun.
The first night of the sweeps was Thursday, and WITI-TV (Channel 6) won the 10 p.m. newscast race in direct head-to-head, pre-Olympics and pre-Super Bowl competition with the three other local network affiliates. »Read Full Blog Post(2)
Listening to Lou Reed: 'Growing Up in Public'
On Fridays I'm posting my thoughts on Lou Reed's solo albums, one album at a time in chronological order of release.
Released in 1980, "Growing Up in Public" marks several endings for Lou Reed. It was his last studio album for Arista; he had already begun bashing Clive Davis before departing the label, voluntarily or otherwise. It's also his last album with his late '70s touring band. Saxophonist Marty Fogel was already gone after "The Bells." Keyboardist Michael Fonfara, drummer Michael Suchorsky and other regulars were out after this one. »Read Full Blog Post
Moving day for Purple Door Ice Cream
Today is the day Purple Door Ice Cream packs up and moves to its own place four blocks away, from Clock Shadow Creamery at 138 W. Bruce St. to 205 S. 2nd St. in Walker's Point.
It will be able to double its production at the new space, but customers will have to wait until the retail part of the business opens sometime in March to buy ice cream by the scoop again. »Read Full Blog Post
Joey Gerard's in Mequon ends Sunday brunch
Joey Gerard's, the Bartolotta Group's supper club, has ended Sunday brunch at its Mequon location and ended Saturday breakfast at the Greendale restaurant.
The Greendale Joey Gerard's still serves breakfast and lunch from 8 a.m. to 2 p.m. Sundays. It's at 5601 Broad St. »Read Full Blog Post
Milwaukee Public Market offers dishes from salads to sushi
At the Milwaukee Public Market, 400 N. Water St., customers certainly can find purchases to take home, such as spices and kitchen gadgets at the Spice House, olive oils from Oro di Oliva, flowers from Lockers, even a T-shirt from Brew City Brand.
Many of the other vendors sells items to take home, too, but also food to eat on the spot. Have a look at these market vendors aside from Nehring's Family Market that sell prepared foods. »Read Full Article
Nehring's Family Market offers wood-fired source for pizzas
At the back of Nehring's Family Market in the Third Ward's Milwaukee Public Market is a 7,000-pound Renato oven. Every so often, the pizza-maker feeds it with chunks of wood, building the flames that fire the pizzas.
At 1,000 degrees in its dome, around 700 degrees on its floor, the oven produces Neapolitan-style pizzas in about 31/2 minutes, for carryout or carry-up (the market has seating for about 200 at tables on its second floor). But I think they're best enjoyed, hot and still crisp, at the counter of the Cutting Room, the bar at Nehring's. »Read Full Article
On Tap Today: Celebrate Chinese New Year, a theater opening and a beautiful Oscar-nominated movie
It's the favorite day of the week.
That calls for so many things. A movie. A stage performance. There's more. »Read Full Blog Post


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Port Authority® 1/2-Zip Wind Jacket. J703
Wind and rain won't keep you out of the game in our 1/2-Zip Wind Jacket. Lightweight and soft, this comfortable jacket resists the elements and won't hinder your swing thanks to its full cut and articulated elbows.
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The world's lightest notebook is here and it's packed with an 8" screen, 2 GB of RAM, 128 GB of solid state memory, GPS and Wi-Fi, but will the presence of Vista and a $900 price tag pull down what could be a positive rating?
Look below the cut for the written review from Attack of the Show.
What You Need To Know
- Only 0.8 inches thick
- 9 and a half by 4 and a half and weighs 1.4 pounds
- Might even fit in a pants or jacket pocket
- Comes in green, white, red and black shimmer
- The keyboard is widely spaced and big enough to type on. The rectangular shape of the notebook was an excellent choice by Sony
- The pointing stick (nubbin) is similar to the old IBM's and actually isn't that bad for mousing. It's tough to move around accurately, though
- The mouse clicks are thin and at the very bottom of the device, and surprisingly not hard to use
- The 8 inch display also looks great because of the l-e-d backlight
- Overall, we weren't too bothered by how small it was
- It's got 2 gigs of ram, but the Intel Atom processor is a little less powerful than most at 1.33 GigaHertz
- Booting up takes too long
- Browsing the web is too slow
- Batching videos is too choppy
- Overall, this thing is painfully slow. It needs Windows XP
- If you need style and have lots of extra cash, this is the perfect choice
- Everyone else should hold off
- $900
Overall Rating
- 3 Seals of Approval out of 5 (how do we rate gadgets?)
- Design: 4.5
- Quality: 4
- Features: 1.5
- Price: 2


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Silicon Valley's First "Bike to Shop Day" Set for May 17
Planning to build on the wave of enthusiasm for bike commuting generated each May by Bike to Work Day, transportation and health advocates in Silicon Valley are promoting a spin-off called Bike to Shop Day on Saturday, May 17, to encourage people to shop by bike at local businesses.
Retail businesses offering discounts to bicycling customers are shown on a smartphone-friendly map on the event's website. organizers expect many more to sign up in the three weeks remaining before the event. Any retail business located in San Mateo County or Santa Clara County that can offer some type of discount to customers who arrive by bicycle is eligible to participate. Shoppers are encouraged to upload photos of their bikes in action — carrying groceries or other items — to win gift certificates and other prizes.
"For the past 20 years, Bike to Work Day has achieved huge success motivating people to hop on bikes for their work commutes, including me," said bicycle lifestyle blogger Janet Lafleur, who created Bike to Shop Day in collaboration with the Silicon Valley Bicycle Coalition (SVBC). "Now it's time to do the same for their shopping and errand trips that are shorter and easier for most people than commuting to work."
Lafleur, a marketing professional who writes two urban cycling blogs, Bike Fun and One Woman, Many Bicycles, called for a National Bike to Shop Day last month to promote shopping by bicycle. She came up with the idea after it became clear that Mountain View was simply disregarding the need to improve access and parking for bicycles as part of expansion plans for the San Antonio Shopping Center.
"I can't see people biking to shop here," said a planning commissioner at a city meeting on the project. "Shopping is all about driving your SUV to the store and filling it up."


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Supporting Documents
We already know that Intel mainboards never come with a printed manual, but there are two electronic versions available on their official web-site. One of them is called "Intel Desktop Board DP55KG Product Guide" and another one – "Intel Desktop Board DP55KG Technical Product Specification". The difference between them is pretty obvious. The first one is targeted for end-users. It will explain how to install a CPU or replace the battery. The second one is intended for technical specialists. But the problem is that a lot of information is duplicated in both manuals, which I personally do not like, because I have to check out both of them to make sure that I don't miss anything important.
Unfortunately, this time I noticed the whole bunch of errors and inconsistencies. For example, the manual for DP55SB mentions some non-existent blue SATA ports. There is a photo of this mainboard in the previous chapter of our today's review, so you can try to find at least one port like that. Speaking of the today's main hero, Intel DP55KG, the manual mentions HDD activity indicator and even points out its location. However, we already know that the skull's eyes perform this function. In reality there is no LED where the manual points to.
However, Intel mainboard manuals do not contain only errors and inconsistencies, some things are explained way better than by other mainboard makers. I doubt that anyone will ever have problems installing two memory modules, even less so with four. But how do you install three memory modules, especially if they are of different capacity? Mainboard manuals would usually offer you complicated tables with different module combinations, which are pretty hard to figure out. Intel uses a much more illustrative approach: just look at the pictures and you will understand it right away.
So, each mainboard comes with two versions of the user manual. But the BIOS terms glossary is even harder to work with than these manuals. There are also two of those. The first one has all terms listed in alphabetical order, while the second – in order of appearance in the BIOS. Both glossaries refer to a few dozens of Intel mainboards that is why you have to look for the terms you need among a bunch of others that are not even relevant to your mainboard. Of course, it is way less convenient than a BIOS screenshot with immediate explanation of all parameters, which we see from other mainboard makers. However, this time the company has prepared a special document where all the info is presented in a more illustrative and traditional form. The document is called "Intel Desktop Board DP55KG and Intel Desktop Board DP55SB Extreme Series Performance Tuning Guide". They use specific examples to explain how to set up your system for maximum performance, which parameters need to be adjusted, where they are located, what they are used for and how you could afterwards check the system stability. Very useful guide and I think you could read it even if you don't own an Intel mainboard. All basic principles are the same, so they will be true for other mainboards as well.


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YAC Meeting
October 5, 2010
Present: Nicola, Mary, Sami, April, Vermul, David, Panhia
We had an awesome YAC meeting on October 5th! First we reviewed our yearly goals for YAC – here they are:
Then, we did reminders about a few things. We still have a job opening at SPNN Youth for a Peer Mentor to help with our Youth In Government program. YIG takes place four weekends in November and December. Email Nicola if you are interested at email@example.com. We also reminded YAC members about the SPNN 25th Anniversary Gala happening on October 14th. April, David, and Niambi are volunteering at the event, and Vermul is speaking and showing her media!
Next, we talked about Set It Up! We encouraged all YAC members to apply to SIU, and to help us with outreach. A number of YAC members took flyers and promised to post them at their schools.
Our last agenda item was the Mural. Shelly Rohlff, an artist who has agreed to paint our mural, came to the YAC meeting to show a sample drawing. We all loved it and were super excited about the concepts she came up with – inspired by our brainstorming session. We spent a long time talking about colors for the mural, the signing wall, and ended up inspired by Vermul's shoes (shown here). The mural will include the light blue color of Vermul's laces.
Our next meeting will be on Tuesday October 19th from 5-7PM. We will be finalizing the mural drawing and colors, and begin prepping for the painting process, which will occur on Wednesday and Thursday. We hope you all can join us! If you can't make it to the meeting on the 19th, let us know if you'd like to help with painting on Wednesday or Thursday during the day.


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Unpublished CSRs Provide More Complete Information, Says Study
News: New analysis has found that unpublished clinical study reports (CSRs) provide more complete information on patient-relevant outcomes than publicly available sources in Germany. The study will add momentum to the ongoing drive by campaigners, including AllTrials, for more transparency in the dissemination of clinical trial data. The study was conducted by Beate Wieseler and colleagues from Germany's health technology assessment agency, the Institute for Quality and Efficiency in Health Care.


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Shares of Vera Bradley (NASDAQ:VRA) took a beating in after-hours trading on Wednesday. Just like many of its competing retailers the company saw and foresees difficult market circumstances for the remainder of the year.
As the long-term growth story appears to remain intact, and there are no reasons for immediate stress given the healthy balance sheet and current profitability, the current valuation might provide an interesting long-term entry point.
Second-Quarter Results
Vera Bradley generated second-quarter revenue for its fiscal 2014 of $125.4 million, up 1.9% on the year before. Revenues came in ahead of consensus estimates of $124.7 million.
The company reported diluted earnings per share of $0.37, up 11.6% on the year before. Earnings comfortably beat consensus estimates at $0.32 per share was well.
CEO Michael Ray commented on the performance over the past quarter, "We managed through considerable headwinds in the second quarter, yet delivered results in line with our expectations."
Looking Into The Results..
There was quite a mixed picture in terms of revenue growth. Direct revenue rose by 14.2% to $75.0 million on the back of store openings. At the same time, comparable-store sales fell by 3.7% due to lower traffic and poor product offerings.
E-commerce revenue growth of merely 1.4% was poor as well as traffic growth was offset by a lower conversion rate. Indirect sales fell 12.2% to $50.4 million as specialty retailers were cautious with their orders given the difficult external environment.
Despite cautious sales results, Vera Bradley managed to boost gross margins by 140 basis points to 57.2% of total revenues. Margin expansion was driven by fewer incentives offered to retailers
Selling, general and administrative expenses fell by 30 basis points to 38.6% of total revenue driven by cost containment efforts and lower incentive-based payments.
All in all, operating income rose by 150 basis points to 19.2% of total revenue.
..And Looking Ahead
Third-quarter revenue is seen between $128 and $130 million. This implies that third-quarter revenue is seen up 2.9% on the second quarter. However, revenue is seen down 6.7% on the year before implying further weakness in comparable sales.
Gross margins are seen down 280 to 300 basis points for the quarter as the company has to increase promotional activity to drive traffic and sales. Consequently, diluted earnings per share are seen between $0.33 and $0.35 per share.
Full-year revenue is seen between $535 and $540 million, while gross margins are expected to fall by 100 to 125 basis points. Diluted earnings per share are seen between $1.47 and $1.52 per share.
The full-year guidance falls way short of the company's own guidance of revenue of $570 to $575 million, issued as recently as June. At the time, Vera Bradley saw annual earnings per share of $1.74 to $1.78.
Vera Bradley ended its second quarter with $9.3 million in cash and equivalents. The company operates without the assumption of debt, for a modest net cash position.
Revenues for the first six months of the year came in at $248.4 million, up 3.4% on the year before. Net earnings fell to $24.1 million in the meantime.
Factoring in losses of up to 10% in after-hours trading, with shares exchanging hands at $17.50, the market values Vera Bradley at some $710 million, or operating assets at $700 million. This values the company at 1.3 times annual revenue and around 12 times annual earnings.
Some Historical Perspective
Vera Bradley went public in October of 2010 when shares were sold to the general public at $16 per share. Shares swiftly rose to highs of $50 in May of 2011, before things turned South.
Shares have fallen to lows of $20 in 2012 and have continued to trade in a $20-$30 trading range ever since. In after hours trading, shares are now trading around $17.50. At these levels shares are trading just 10% above the offer price almost three years ago.
Between the fiscal year of 2010 and 2013, Vera Bradley has nearly doubled its annual revenue, expected to fall slightly towards $540 million in 2014. Diluted earnings per share rose by 20% in the meantime to an expected $1.50 for this year.
Investment Thesis
Vera Bradley managed to still do okay, at a time when other retailers including Aeropostale (NYSE:ARO) and Abercrombie & Fitch (NYSE:ANF) were already struggling, beaten down by lower traffic trends.
Yet it is the outlook for the third quarter and remainder of the year that is spooking investors, as Vera Bradley also sees poor traffic and spending trends, in a competitive environment.
Add to this a 21% increasing in inventory levels, ballooning to $143 million, and red flags are going off with investors. A 21% build up in inventories is a severe mismatch with 2% revenue growth.
As such, not only sales but gross margins will come under pressure as the company desperately needs to sell some inventory. On the positive side, while Vera Bradley acknowledges it has too much inventory, it thinks the quality is still healthy.
As a result the company will cut its stock keeping units by 20%. While the disappointing sales results are understandable, sales results fall way short of high-end competition from Coach (NYSE:COH) and Michael Kors (NYSE:KORS), which are still doing fine.
The company acknowledges that its product offering underperformed in a weak external environment. While the company remains cautious for the remainder of the year, it continues to see long-term appeal.
Back in March of this year, I last took a look at the company's prospects when shares where exchanging hands at $23 per share. I concluded that although the pace of growth has come down, the company continues to remain on a growth path, reaming a long-term growth play.
At $23 per share I concluded that shares offered long-term appeal. In the meantime shares have lost another quarter of their value. While the environment has become tougher, the valuation remains appealing to me. The company remains solidly profitable and has a healthy balance sheet. The current worries about slower sales, increasing inventories and cautious earnings provide an interesting opportunity at this point.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.


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Arizona has been handling the road pretty well so far this season, and it's not just because the Wildcats now fly charter almost all of the time. Thanks in large part to veterans who are playing as well or better away from McKale Center, UA won road games at Texas Tech and Clemson even before it won the Diamond Head Classic in the preconference season. Now, it is holding Pac-12 opponents to four fewer points per game away from home.
Wildcats Basketball Confident on the Road
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Refurbished Shipping Containers
With the growing inventory of available used shipping containers, the rising price of steel, and challenging economy, more and more people are starting to refurbish shipping containers for other purposes. It's called many things, refurbishing, recycling, up-cycling, even repurposing… the end result is the same thing, a used shipping container being cleaned up and used for a new purpose.
What's a Refurbished Container?
A refurbished container is any used shipping container that's been repaired to a better condition and given a new lease on life. The repairs usually include paint, installing a new floor, adding shipping container vents, man doors, or similar modifications. The end result is a shipping container that's equipped to be used for portable storage unit, an oil field office, a construction site office, or even a shipping container shopping mall.
Eco-Friendly Shipping Containers?
The idea of an environmentally friendly shipping container can be looked at in different ways. Taking a big steel box that was otherwise destined for the scrap heap and cleaning it up to be used for a portable storage unit or office is a great idea that saves on consuming new building materials (see: trees), reduces the CO2 output that would have been used in a lengthy construction process, and gives you a structure that will last a long time without much/any maintenance. However, if the container is modified beyond recognition, then the carbon output and energy consumed to change it could negate any real value.
Where to Buy Refurbished Shipping Containers?
Depending on where you live there are probably options to either buy a refurbished shipping container, or buy a used container and to the refurbishment yourself. If you need a shipping container in Colorado, you can check out ColoradoShippingContainers.com, if you need a shipping container in Ohio or Pennsylvania check out PurchaseContainers.com. If you're just your looking anywhere else or just sniffing around for pricing one of the best places to buy a shipping container is ContainerAuction.com.


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Raystede sees influx in stray dogs
Monday 3 October
Tomorrow (October 4th) is World Animal Day and Raystede Centre for Animal Welfare in Ringmer, East Sussex is using the event to encourage dog owners to take steps to prevent their pet from going missing.
Recently, five dogs arrived at Raystede via the dog wardens in just one week, after they were seen roaming the streets, supposedly as strays. Unfortunately, none of these animals had been microchipped and no one has come forward to claim them. Raystede is now working to find these dogs new and loving homes. Amongst them is Bernard, a 9-year-old Labrador, Cyril, an 18-month old Rottweiler and Yo-yo, an 8-month-old Staffie Cross.
Raystede is encouraging all dog owners to get their animal microchipped and to use a visible tagging system such as Pet24, which offers a round the clock service to reunite dogs with their owners. Taking simple steps like these allows pets and their owners to be reunited quickly and help to relieve some of the stress that naturally occurs when an animal goes missing.
Chief Executive, Nigel Mason said, "Unfortunately, we have seen a large number of stray dogs brought to Raystede this year. We would hope that this isn't through conscious acts of abandonment, as this would be both cruel to the dog and illegal! There is also an unfair impact on those patiently waiting to get their pet into rescue centres such as Raystede in a considerate and responsible way. We would encourage
anyone who needs help in rehoming their animal to contact Raystede as a matter of urgency and we can advise you as to your next steps."
Anyone interested in rehoming an animal or in making a donation should call 01825 840252.


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Practicing and Promoting Trap-Neuter-Return (TNR)in DuPage County, Illinois
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Connect with James Madison University and learn more about how our people and programs are making positive change in the world
Subscribe to Madison; share your thoughts about the future on the Be the Change blog; or perhaps you'd like to nominate a world changer to be featured on this site.
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Be the Change.
100 percent of Madison Connection employees make donations to Madison Forever
By Gabrielle Piccininni ('11)
Madison Connection
Embedded in the purple pride that resounds in every Duke is an avid sense of service to those in need as well as to our growing campus. Annual gifts from thousands of donors keep JMU running. They facilitate the immediate financial needs of the university as well as program enhancements, faculty research and student scholarships. Such donations are made through Madison Connection a calling center comprised of trained student leaders who contact alumni, parents and friends of JMU. This year 100 percent of the student callers led by example and made a gift to the university, specifically to Madison Forever.
Whether cheering the fight-song from the bleachers, applauding a performance from the audience or holding the door open for the person behind, the JMU community is knit together with an ever-present enthusiasm for the institution and the students, alumni, faculty and staff that give it life. It's an enthusiasm Taylor Lepine ('12) experiences everyday as the acting public relations manager of Madison Connection.
A communication studies major, Lepine joined Madison Connection as a newly transferred student in 2009. "I wanted to get involved and share that passion with other people who had also fallen in love with JMU," she said.
With 40 trained student callers, Madison Connection reaches out to alumni, parents and university friends on weekday evenings. Calling time is dedicated to raising funds as well as connecting and building relationships with the wider Madison family. "We take the time to inform the people we call of university news and projects," said Lepine.
The Dukes of Madison Connection talk to the people who made JMU what it is today and extend the opportunity for alumni, parents and friends to be part of JMU's future. With every conversation student callers strive to spread the Madison Experience and rekindle connections to JMU that may have faded over the years. "It is our goal to bring people back to JMU," said Lepine. "We want to let them know that JMU is still that down-to-earth place where everyone is willing to hold the door open for you."
As a manager, Lepine mentors the callers and evaluates their weekly progress to help each student improve. She leads her team of callers with a talk at the beginning of every shift, going over who the students will be calling and what projects they are to ask prospects to support. Although Lepine admits this is not an easy job, it is definitely an inspiring one. "I have learned more about the university by being on the phone and speaking with alumni than I ever could've hoped for," she said.
"The energy and passion that the callers bring to Madison Connection every night is truly amazing," says staff director of Madison Connection, Matt Salvatore. "This fall alone, the money that they have raised for Madison Forever will enable students to stay at JMU who otherwise might not be able to continue their education due to unexpected financial difficulties. Furthermore, the fact that every single student caller personally donated to Madison Forever demonstrates a level of commitment that is both remarkable and inspiring. It is important that these extraordinary students are recognized for their efforts and the incredible work that they do."
After talking with many parents, friends and alumni from all graduating classes (some going back to the 40s!) Lepine and the students of Madison Connection can tell you that while campus has changed throughout the years, the Madison spirit has not the spirit of lending a helping hand and a warm welcome that will remain as integral to the makeup of JMU as purple and gold.


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1) great morning of worship
2) Aaron being so goofy, I think he gets a lot of cookies in nursery! lol He was so hyper after morning and evening church yesterday!
3) a new red coat!!
4) a yummy dinner, fried ravioli (thanks Kristin for the recipe)
5) playing ball with Aaron


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Today, a week after my dad discovered Family Guy and started mindlessly repeating catchphrases from it 24/7, I finally lost my temper and told him how incredibly annoying it is. He just paused, turned to look me in the eyes, and said, "Shut up, Meg." FML
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Today, I was texting my boyfriend when he said, "Hold up." Thinking it'd be funny, I ran and grabbed my copy of the movie Up, and took a picture of me holding it and sent it to him. He replied, "Getting real tired of your shit." Then dumped me for my "dumb taste in humor." FML
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Marijana Ababovic, Microenterprise Specialist
Ms. Ababovic has a wealth of experience in the Microenterprise and Individual Development Account (IDA) fields where she has worked as a trainer and business advisor for the past ten years. At ISED, she provides microenterprise technical assistance to our ORR funded microenterprise grantees. She also assists with data collection and the revision of ISED's self-assessment tool. Previously, Ms. Ababovic has served as the Director of the Women's Opportunities Resource Center (WORC) microenterprise development program in Rochester and Utica, NY. At WORC she developed multilingual business curricula, worked on ORR funded IDA projects, developed additional local match for IDAs, and presented at numerous national and international conferences. She has also worked with an Urban Garden program providing training to youth to bring their garden products to the local market. Ms. Ababovic is currently finishing her MBA at the Simon School in Rochester, NY, concentrating in Strategy, Market Research, and Finance.