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Loans To Grow
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A Trusted Partner
With flexible loans, fair rates, and a dedicated advisor, we're your partner in success.
A better choice for your business.
We take time to develop the right solutions to your financing needs. Have additional questions? Let's get you an answer!
Pathway Is Your Partner
Dedicated Advisor
We'll work with you to understand your needs and craft the right financing solution.
Pathway pulls from its statewide network of partners to connect your business with the right resources.
Our staff of seasoned professionals has the experience it takes to help your business thrive.
At Pathway education is core to our mission. We'll connect you with classes and events to build your entrepreneurial know-how.
Latest News
Client Success Story: YMCA of Memphis & the Mid-South
West Tennessee YMCA Furthers Its Mission with Energy Efficient Upgrades The YMCA of Memphis & the Mid-South is a long-time community leader with a truly modern point of view. With a large and diverse portfolio of buildings throughout Shelby County and surrounding communities, The Y has made infrastructure modernization, including energy efficiency, a priority. TheREAD MORE
Success Story: APS Facility Maintenance
This Memphis Small Business Is Thriving Lorenzo Myrick actually wrote the business plan for APS Facility Maintenance as a favor to a friend. After looking at the numbers Myrick quickly realized the potential opportunity in owning a staffing company. Shortly thereafter he left his long-time job leading a corporate finance department to launch APS FacilityREAD MORE
Calvert Foundation's Small Business Competition
Deadline to apply for the cash prize is Friday, December 9, voting begins December 10! Pathway Lending and Pathway Women's Business Center clients are invited to participate in a Small Business Competition for a chance to earn a cash prize up to $10,000 from the Calvert Foundation that can be used to enhance their business.READ MORE
In the News: Apto launches in Nashville
Female-Owned Startup Launches Language Service Platform The team at Pathway Lending and Pathway Women's Business Center want to extend our heartfelt congratulations to our client Traci Snowden and her team on the launch of Apto Global. This November they officially launched their online cultural and linguistic simulator right here in Nashville. Click here to readREAD MORE
A WIN-WIN: Bank/CDFI Partnerships
Community Development Financial Institutions (CDFIs), like Pathway Lending are your bank's socially conscious and financially responsible partner. We're Ethical: We provide our clients with educational services that strengthen their core business practices and responsibly priced loans that allow them to grow their bottom line – all while you maintain the depository relationship. We're Collaborative: WeREAD MORE
Shop Small to Support Small Businesses in Tennessee
On Saturday, November 26th we encourage you to #shopsmall and support Tennessee's small business community. Consider how many small businesses surround you in your everyday lives. Now think about the impressive amount of time, commitment and labor these entrepreneurs have dedicated to make their businesses a reality. This year, make Small Business Saturday part ofREAD MORE
CDFI's on the frontline of economic equality
On October 25, 2016, Federal Reserve Bank of Atlanta President and CEO Dennis Lockhart addressed attendees at the annual Opportunity Finance Network (OFN) Conference. A believer in CDFIs like Pathway Lending, Lockhart emphasized the unique position CDFIs are in to address community development and improve economic mobility for the underserved. CDFIs have firsthand experience understandingREAD MORE
EE Success Story: Wade's Food Center, Inc.
Started in 1917, Wade's Food Center, Inc. has evolved from a hardware and grocery store on the square in Decatur to more than a dozen grocery and hardware stores across East Tennessee and Georgia. Along with their stores, the Wade family has been a fixture in rural Tennessee since well before Willis Wade opened hisREAD MORE
Application Deadline for National Small Biz Acceleration Program Extended
Goldman Sachs 10,000 Small Businesses is a small business acceleration program designed for business owners who are poised for growth. The deadline to apply for the 2017 cohort is Thursday, November 3. We encourage all eligible small business owners to apply for this exciting program. The curriculum for the Spring 2017 class schedule can beREAD MORE
American Bankers Association tours Wedgewood Houston neighborhood
This October, 1,400 bankers from across the United States came together for the annual American Bankers Association conference in Nashville. While in town, they heard how community development financial institutions (CDFI's) like Pathway Lending collaborate with bank partners of all sizes to support local businesses. During the conference, bankers toured the Wedgewood Houston neighborhood toREAD MORE
Business Tip No. 7: Create, Re-Evaluate, & Stick to a Budget
No matter your path as a small business owner, it's in your best interest to save money wherever and whenever you can. This all hinges on standing up a budget that works for your business. Planning for success means you need to account for both fixed and unplanned costs, and then create — and stickREAD MORE
Success Story: New Horizon Diabetes Clinic
Colombian by birth, Dr. Luisa F. Leal came to America 22 years ago. She earned a Bachelor's in Healthcare Administration in 2007 and a Dual Master in Business Administration and Healthcare Management in 2009 from University of Phoenix before earning a Master in Nursing Practice in 2012 and a Doctorate of Nursing Practice (NP) inREAD MORE
Business Tip No. 6: Be Fearless
Being an entrepreneur takes guts. It's that fearlessness that will get you noticed. Here are a few ideas on being a fearless entrepreneur: 1. Grow Your Networks Networking with other entrepreneurs is a great way to grow your business. Just don't get comfortable always networking with the same groups of people. Look for new opportunities.READ MORE
The 2016 State of Women-Owned Businesses Report
The number and economic contributions of women-owned firms continue to rise at rates higher than the national average – with even stronger business formation rates seen since the recession. As of 2016, it is estimated that there are now 11.3 million (11,313,900) women-owned businesses in the United States, employing nearly 9 million people (8,976,100) andREAD MORE
Business Tip No. 5: Your Time Is Valuable
Time is the greatest asset a small-business owner can have. Treat is as such! But when you're working around the clock to keep your business running, you're often left with little time or energy to tend to the smaller things like administrative work. Have a good sense of the value of your time. Think ofREAD MORE
Pathway Lending wins $750,000 CDFI grant
September 28, 2016 – Pathway Lending has been awarded a $750,000 grant from the U.S. Department of the Treasury's Community Development Financial Institutions Fund (CDFI Fund). This award, made through the fiscal year (FY) 2016 rounds of the Community Development Financial Institutions Program, will allow Pathway Lending to increase its delivery of advisory services to businessesREAD MORE
Success Story: Star Bus Suites
The millions of visitors who come to Nashville hope to see a famous entertainer – Star Bus Suites is setting out to give guests the experience of traveling like one. "When we pull up in front of Tootsie's at 8 o'clock on a Saturday night, the sidewalk clears and all the phones come out. It'sREAD MORE
WE'RE HIRING: Business Advisory Services Project Coordinator
This is an externally visible and important staff position. The Coordinator will independently handle member/client projects and the delivery of education related services. This position also works closely with all Business Advisory Services work teams, consultants and other support staff from Pathway Lending.READ MORE
Pathway Lending partners with Refinery Nashville
Pathway Lending and the Pathway Women's Business Center are excited to announce our new partnership with Refinery Nashville. Starting this month, our organization will begin working from this collaborative workspace at Houston Station in the Wedgewood/Houston neighborhood.READ MORE
Business Tip No. 4: Encourage Collaboration & Creativity
Your people are your greatest assets and their creative power drives your success. But company culture can seriously affect creativity. As a small business owner, it's your responsibility to understand the best ways to encourage free-flowing ideas within the structure of your business.READ MORE
Business Tip No. 3: Make a Plan
Excited to become an entrepreneur? It's easy to rush in and just start a business without proper planning. But that's an approach that could end up wasting your valuable time and money. It's not necessarily that your ideas are bad. Instead the culprit is often a lack of proper planning. You are essentially failing before youREAD MORE
We're Hiring – Regional Director of Lending, Alabama
Birmingham, AL, US (Other AL locations may be considered). Pathway Lending is a fast growing nonprofit and a national leader in Community Development Lending. Every day, we work with entrepreneurs to understand their professional opportunities and organizational challenges. Join us and see how our flexible loans and innovative educational services can support their goals, growREAD MORE
Small Business Tip No. 2 – Get Control of Your Meetings
Meetings can, and do, spiral out of control. But if you're in charge of the gathering, you want to seem on top of things and avoid wasting everybody's time with inefficient meetings. With some smart planning and a few day-of strategies, you'll be on your way to more focused team meetings. To Establish Control, StartREAD MORE
ScaleUp Nashville Cohort 3
ScaleUp Nashville is a competitive training program exclusively for Middle Tennessee's small businesses. This four-month SBA-funded program assists growth-oriented small businesses grow revenue, build staff and expand services. WHO CAN APPLY? The best qualified candidates will: Own an established small business (or be self-employed) Have been in business at least two years Be positioned toREAD MORE
Nashville Urban Manufacturing Survey
Our friends at the Nashville Urban Manufacturing Task Force are conducting a brief survey of Nashville's manufacturing and making community to better understand the mix of our local manufacturing community and the most pressing issues they are facing. If you're a Nashville maker or manufacturer, please take this quick survey by August 12th! http://www.questionpro.com/t/AMRU3ZU9TBREAD MORE
Small Business Tip No. 1 – Never Stop Networking
Don't invest in networking only when you're seeking new employment or new business. Chances are you'll miss out on opportunities for professional growth. Worthwhile networking must be continuous, it must be expansive, and it should get you out of your current circles. In business, your worth is often tied to the value of your network.READ MORE
eva belle…simply boards & more
After suffering a heart attack & emergency open heart surgery at 40 years old, Vanee Simmons made the conscious decision to slow down, 'be still' & love life on a different level. During her long recovery, Simmons reflected on the words of hope and encouragement offered by others. These words became the inspiration behind eva belle, whose boards, wall art, and other productsREAD MORE
10,000 Small Businesses – Application Deadline Extended
STIMULATING SMALL BUSINESS GROWTH – A REPORT BY BABSON COLLEGE ON THE 10,000 SMALL BUSINESSES PROGRAM Small business owners who participate in the 10,000 Small Businesses program gain valuable skills and experiences which help them to grow their revenue and create jobs at a higher rate than the national average, even 18 months after graduating,READ MORE
15 Tips to Starting a Small Business
This Year Make Your Dreams of Starting a Business a Reality Starting a small business isn't for everyone. It's stressful and often demands your complete focus. But, it can be a fulfilling experience professionally and personally. Here are 15 tips to make your dreams of business ownership come to life.READ MORE
ScaleUp Nashville – Now Accepting Round 2 Application
THE PROGRAM ScaleUp Nashville is a competitive training program exclusively for Middle Tennessee's small businesses. This six-month SBA-funded program assists growth-oriented small businesses grow revenue, build staff, and expand services. FAQS WHO CAN APPLY? The best qualified candidates will: Own an established small business (or be self-employed) Have been in business at least two yearsREAD MORE
7 Tips to Boost Your Business This January
Well, it's January – it's cold, it's dreary, and for many businesses, especially in retail and ecommerce, it's a dead month. We bet you could use a little perking up. Here are a few suggestions to beating the January blues: Have a party. If you need to clear out leftover holiday inventory, make an eventREAD MORE
Small Business, Big Data – Get the most out of your customer relationships
Here's a fun fact: 90% of the world's data was created in the last two years, and is set to double annually. You're a small business, what does Big Data have to do with you? It's all about the customer, without whom you wouldn't be in business. Knowing who they are and what they wantREAD MORE
5 Ways to Make Every Saturday Small Business Saturday
On Small Business Saturday, consumers shop local in a big way– American Express estimates more than 73.9 million people will spend around $14 billion this year. As a small business owner, you shouldn't live and die by that one day alone. With a little leg work, you can leverage your small business status, increase yourREAD MORE
7 Tips to Manage the Stress of the Holidays at Your Business
Stress, it's a widespread problem. Nearly a quarter of Americans report "extreme stress" during the holidays, according to a poll by the American Psychological Association. Stress and anxiety of the holiday season can impact your bottom line. Consider "presenteeism" – showing up for work with hidden ills. You're present but are underperforming. The impact ofREAD MORE
Year-End Business Advice…Besides Tax Planning!
Business owners need to remember that growth doesn't just happen. It happens because you know your strengths and weaknesses, and you capitalize on the strengthes while tackling the weaknesses. The end of the year is a great time to reflect and plan for the year ahead. Below are 10 ways (besides tax planning) that you can useREAD MORE
3 Tips to Prepare Your Business for the Holiday Shopping Season
The 2014 holiday season generated $616.1 billion in revenue, with e-commerce accounting for $101.9 billion of that! It looks like 2015 is on track to be even bigger, with a recent eMarketer report estimating increases of 3.2% and 14.4% for overall and e-commerce purchases respectively, rounding out holiday sales at an anticipated $900 billion. A merchant'sREAD MORE
New program expands services for Middle TN small businesses
In September, the Nashville Area Chamber of Commerce was awarded a $218,000 contract through the Small Business Administration for the ScaleUp America program. One of only seven cities selected this year, the Nashville MSA has more than 37,000 small businesses. These businesses have passed the startup phase, but frequently lack access to support services andREAD MORE
Strategies for a Successful Small Business Saturday
Is your small business ready for the most important day of the year? Small Business Saturday is November 28th. Consumers love this opportunity to "shop small" and it shows – they spend money that day. A lot of it. Consider this. In 2014: 88 million consumers shopped at small businesses; that's 1 out of every 4 Americans. Consumers spentREAD MORE
Nov 2 – 6 2015 is National Veterans Small Business Week
Did you know it's National Veterans Small Business Week? If you are, or if you know a Veteran who is considering self-employment, now is the time to take advantage of some remarkable events and resources. SBA and affiliated organizations, like Pathway Lending & Pathway Women's Business Center, empower veterans, active duty service members, Guard andREAD MORE
Paying For Growth: Is Now The Right Time for a Business Loan?
With the exception of a few, many entrepreneurs rely on their business' cash flow or borrowed funds to finance new projects and grow. A word of caution to this group: Even the right loan can burden an entrepreneur and become the wrong loan if it's taken on at the wrong time. Entrepreneurs must evaluate their current situation to determineREAD MORE
SBA Empowers Small Businesses to Be Cyber Safe
Launches Online Resources to Help Entrepreneurs Identify Risk and Guard Against Cyberthreats Monday, October 5, 2015 WASHINGTON – The U.S. Small Business Administration unveiled today a new cybersecurity webpage for small businesses at www.sba.gov/cybersecurity on the 12th Anniversary of National Cybersecurity Awareness Month. The SBA launched the online tools and resources to highlight Cybersecurity atREAD MORE
About the Atlanta Fed's Gazelle Project
The Gazelle Project collected qualitative data in a series of face-to-face interviews with southeastern entrepreneurs who started their businesses within the past 13 years. This series of articles will summarize the results of the project. Articles will examine a decline in business formations to set the context; firm founders' motivations and experience; the role ofREAD MORE
Strategies for Community Banks to Develop Partnerships with Community Development Financial Institutions
The FDIC has produced a resource guide, Strategies for Community Banks to Develop Partnerships with Community Development Financial Institutions, to help FDIC-supervised institutions meet community credit and development needs and receive consideration under the Community Reinvestment Act (CRA). The purpose of the guide is to provide information that will help community banks identify and evaluateREAD MORE
October Is Cybersecurity Awareness Month
Is your business prepared in the event of a cybersecurity breach? Now is the time to take stock of your cybersecurity health, including the importance of securing information through best cybersecurity practices; identifying your risk and the types of cyberthreats; and learning best practices for guarding against cyberthreats. The U.S. Small Business Administration takes cybersecurityREAD MORE
October: Small Business Events
Mind2Marketplace: Building to Win: Tennessee's Automotive Cluster and Global Competition October 8, 2015, 2:00 PM to 4:00 PM NISSAN Battery Plant | 983 Nissan Drive | Smyrna, TN 37167 State of Tennessee: 62nd Annual Governor's Conference on Economic and Community Development October 13 – 14, 2015 Renaissance Nashville Hotel in downtown Nashville, Tennessee Frost Brown Todd:READ MORE
Pathway Lending Intro
A video introducing Pathway Lending and some of the people and businesses we have served. We can't wait to serve you! Give us a call today.READ MORE
Why Should Small Business Care About Cybersecurity?
Because small business owners have to stretch every dime to keep their companies on a path toward growth, it may be difficult for them to think about investing in cybersecurity—in strategic safeguards for technology. These safeguards are often out of sight and out of mind, and so is the return on that investment, which amountsREAD MORE
Small Business Have Big Opportunities In Exporting
The U.S. SBA has an amazing amount of resources to help your small business start exporting – from counseling, training and financing to support small business export opportunities. If your small business is looking to increase sales and profit, reduce dependence on the domestic market and stabilize seasonal fluctuations you should consider exporting. Consider these facts: Nearly 96READ MORE
Understanding & Fixing Your Credit Score
Among the five 'C's of small business lending, your Credit Score is one you can't afford to ignore Despite other contributing factors in determining your creditworthiness, every lender wants to know your credit score; it's at the top of their list. Let's take a few minutes to understand what makes up a credit score –READ MORE
Am I ready to apply for a business loan?
The better prepared you are, the greater the likelihood of being approved. Preparation includes understanding what lenders, like Pathway Lending, need to approve your request. Don't be discouraged if you're not a cookie-cutter business. Pathway Lending makes loans for a variety of purposes – starting from $5,000 – so we've seen all types of loanREAD MORE
Pathway Lending Congratulates the TBA on 125 Years of Doing Business in Tennessee
In 1890, Idaho & Wyoming were admitted as the 43rd and 44th states; the Vanderbilt Commodores football team had a winning season, going 1-0 against cross-town rivals, Peabody, and; the Tennessee Bankers Association was established to serve the needs of the state's banks, thrift institutions, and trust companies. While much has changed in 125 years,READ MORE
Appalachian Community Capital, Pathway Lending Bringing New Investments to East Tennessee
Appalachian Regional Commission Announces Successful First-Round Investment Closing of Appalachian Community Capital Over $15 million in new investment capital committed to meet the demands of 165 growing businesses, creating 800 jobs in rural Appalachia. When fully funded, ACC expects to leverage $233 million in private bank capital and help create 2,200 jobs. DENVER, Colorado, JuneREAD MORE
Community Development Financial Institutions: Providing Capital for Revitalization
By visiting scholar to the Atlanta Fed's community and economic development program Donna J. Gambrell CDFI are small in number: there are about 875 nationwide, with at least one CDFI in every state, the District of Columbia, Puerto Rico, and the Virgin Islands. The U.S. Treasury hosts a national database of CDFIs, including the type, location,READ MORE
5 Reasons Small Businesses Are Rejected For Loans
…and what you can do about it. Of small businesses that applied for financing in the first half of 2014, only half received any amount, according to a survey by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia. Here are some of the top reasons why small business owners are turned downREAD MORE
The Objective View: Why You Should Work With A CPA
Money is the most critical resource in a business, yet it is often the least attended to. Many business owners let their money "manage itself"– to focus on the customers and vendors screaming for attention while their finances sit silently by. That is, until there's an emergency. I recently sat down with Bob Lancaster, DirectorREAD MORE
Pathway names founding supporters of center – Nashville Post, 3/26/2015
Pathway Women's Business Center has announced that Regions Bank and Regions Foundation are founding supporters of the center. Regions Bank provided $50,000 in financial support and the Regions Foundation is contributing $25,000 as an educational partner for the center. "The support from Regions Banks and Regions Foundation will open so many more doors for womenREAD MORE
Back-To-School Survey – Help Us Define Our Class Schedule for 2015
At Pathway Lending, business education is a big part of what we do. But, to provide the right mix of programming we need to know your training needs and goals for the upcoming year. Please take a few minutes to complete our survey about your business training needs. Your feedback will help us improveREAD MORE
Nashville among 6 cities to get Women's Business Center – The Tennessean, 12/6/14
Jen Todd, Staff Reporter Women entrepreneurs will soon have an organization completely devoted to them. Nashville was chosen as one of six locations by the U.S. Small Business Administration to open a Women's Business Center across the country in 2015. Appealing to the needs of women entrepreneurs during all stages of opening a business, theREAD MORE
Top 10 Small Business Blogs to Follow
Finding a good source of information can be a challenge, especially with so many online sources flooding your inbox on a daily basis. In addition to our very own blog, the following are great resources for entrepreneurs and small business owners, each offering their own take on topics related to running a business. Social MediaREAD MORE
Pathway Lending Teams up with TSBDC Network – Nashville Post, 11/21/14
Geert De Lombaerde, Editor Pathway Lending is teaming up with the network of Tennessee Small Business Development Centers to provide loans to small businesses that are working with the business counseling network. Under the umbrella of Ready.Fund.Grow!, MetroCenter-based Pathway will consider loan applications of up to $100,000 from qualified TSBDC clients to fund machinery andREAD MORE
Pathway Lending Lands Federal Grant – Nashville Business Journal, 9/5/2014
Scott Harrison, Staff Reporter Pathway Lending, a not-for-profit small business lender, has received a $1.75 million grant from the U.S. Treasury. The Nashville-based lender is the only organization in the state to receive funding through the Treasury's Community Development Financial Institutions Fund, which awarded $195.4 million in grants throughout the country. Clint Gwin, president ofREAD MORE
Financing Program Addresses Dearth of Low-Income Rental Housing – Memphis Daily News, 6/27/13
By Amos Maki A new initiative to provide permanent financing to the owners or developers of multifamily properties targeting low-income residents could have a major impact on Shelby County. Nashville-based Pathway Lending is administering a program that will offer long-term, fixed-rate financing, which will be leveraged with federal Low Income Housing Tax Credits, to developREAD MORE
New regional bank aims to grow Appalachian economy – Wall Street Journal, 6/14/13
MORGANTOWN, W.Va. — Mike Hurley had a great opportunity: He could multiply sales and staff by converting his metal-stamping business from one that made brackets for the automotive industry into a top-tier supplier of satellite dishes to DirecTV. He also had a problem: Highlands Diversified Services is headquartered in small-town Appalachia, a place where bigREAD MORE
Pathway expands partnership with TBA – Nashville Business Journal, 5/28/2013
Nashville-based Pathway Lending is expanding its product offerings by partnering with the Tennessee Bankers Association and its member banks to provide developers a financing option for new construction and the rehabilitation of affordable multi-family housing communities. As part of the program, Pathway Lending will also work with the Tennessee Housing Development Agency, which aims toREAD MORE
Interest rates drop for Tennessee Energy Efficiency Loan Program – The Tennessean, 3/13/13
Interest rates for a state loan program for companies that make investments in energy efficient technology have been reduced to 2 percent. Pathway Lending, a commercial lending company that runs the program, has reduced the interest rates on five-year loans. Ten-year loans for renewable energy projects will continue to have interest rates of five percent.READ MORE
Encouraging a greener, leaner workplace – Memphis Commercial Appeal, 12/11/2012
Recently the Memphis and Shelby County mayors brought attention to an issue that will have deep and lasting impact on our community's businesses and residents — the ways we use, and overuse, energy in the workplace. This issue affects our wallets and our health alike, yet it receives virtually no attention in our daily lives. TheREAD MORE
Program commits to energy efficiency loans – The Tennessean, 11/17/2012
State, nonprofit join to help businesses invest in money-saving projects Businesses in Nashville and Davidson County have access to $10 million in financing for new energy efficiency projects. The loan program, announced Friday afternoon, is designed to persuade more businesses to make efficiency a priority by offering them low-interest financing. A lot of people haveREAD MORE
Loans available in Memphis for energy conscious businesses, nonprofits
Memphis Commercial Appeal – November, 20 2012 Memphis and Shelby County business can now take advantage of a new program from financial nonprofit, Pathway Lending, that makes available $10 million for loans to finance energy efficiency and renewable energy projects. The Tennessee Energy Efficiency Loan Program allows businesses and nonprofits to apply for loans thatREAD MORE
City announces $10M for energy efficiency loans – Knoxville News Sentinel, 11/19/2012
Mayor Unveils $10M loan fund for businesses A new public-private initiative is offering Knoxville businesses a funding source to help finance energy efficiency improvements such as heating system upgrades and building retrofits. Low-interest loans from $25,000 to $2.5 million are available through a partnership between the city and Pathway Lending in what Knoxville Mayor MadelineREAD MORE
Energy programs good for business – Tennessean.com, 12/28/11
Federal, local incentives boost competitiveness with little upfront cost to owners In tough economic times, no business expense is above examination. Business owners throughout Davidson County are looking for ways to cut even the smallest unnecessary expense in order to stay lean, competitive and strong. Unfortunately, many long-term cost-trimming measures that are smart for businessREAD MORE
Nashville People in Business – Tennessean.com, 12/10/11
Banking The statewide not-for-profit lender Pathway Lending has added Bob Lancaster to help expand management and technical assistance programs and one-on-one strategic planning, management, finance and accounting services. And Chris Williams has been hired to manage the West Tennessee region out of Pathway's Jackson office.READ MORE
People on the Move – Memphis Business Journal Online, 12/07/11
Chris Williams Date added: December 7, 2011 Submission Type: New Hire Current employer: Pathway Lending Current title/position: Regional Program and Client Manager Industry: Banking & Financial Services Position level: Manager Duties/responsibilities: Chris will serve Nashville-based Pathway Lending as the Regional Program and Client Manager (for West Tenn.) out of the Jackson office. Company headquarters: NashvilleREAD MORE
Powering up savings – Huge energy costs weigh on manufacturers – Memphis Business Journal, 11/04/11
Americans have felt the pain of higher gas and energy prices the last few years, but those costs and the amount of energy used by large manufacturers like International Paper Co. can often come close to the amount used by entire cities. Read more…READ MORE
Pros & Cons – Memphis Business Journal, 11/04/11
…of investing in new manufacturing equipment in the current economy Amy Bunton Senior vice president Pathway Lending Investing in new equipment is a complex decision with many factors. First, it typically requires large up-front investments, including the design, engineering and installation costs. Production disruptions can occur during installation, so timing is critical. New equipment bringsREAD MORE
Nonprofit lender funds local expansion, efficiencies – Knoxville News Sentinel, 10/03/11
During its first five years in business, Physicians' Pharmaceutical Corp. funded its growth out of its owners' pockets and with small lines of credit. Aware that the banking environment and a tight credit market would make it difficult for the young, small business to obtain a conventional loan, Physicians' Pharmaceutical turned to Pathway Lending, aREAD MORE
Private investment and the future of solar – Nashville Business Journal, 08/19/11
The amount of public dollars going toward solar is a major debate. But what about private money that, in theory, should flow naturally? A look at the sort of private money going toward the solar industry shows that there are indeed people willing to invest. Investment in clean technology nationally has been increasing and totaledREAD MORE
MIG to Utilize Energy Efficient Lighting Projects – Industrial Product News Online, 08/06/11
Manufacturers Industrial Group (MIG), a manufacturer of fabricated metals for the automotive and construction industries, will be greener after receiving funding from Pathway Lending, a statewide economic development lender, to make energy efficiency improvements. The facility in Lexington, TN, has installed new lighting to save energy, improve the working environment for its employees and achieveREAD MORE
Loans ready for energy efficiency – NWTN Today, 08/03/11
Nashville – Pathway Lending announced last week it is lowering the interest rate for its Energy Efficiency Loan Program from 5 percent to 3 percent in order to help more Tennessee companies gain access to financing for energy saving projects during the hottest summer months.READ MORE
The Weigh In – Memphis Business Journal, 07/29/11
With all the talk about green jobs and the growing of the economy, how much of an impact do you think it can actually have on the region? Amy Bunton Senior vice president Pathway Lending We often see that companies choose to invest in energy efficiency and green projects because it satisfies multiple corporate objectives.READ MORE
Energy efficiency loan rates cut – Knoxville News Sentinel, 07/28/11
Pathway Lending is making it easier for Tennessee businesses to survive the summer heat wave and cut their colling bills. The Nashville-based lender announced it has chopped the interest rate to 3 percent from 5 percent for the Energy Efficiency Loan Program. The reduced rate is available through Sept. 30. EELP loans can be usedREAD MORE
Interest rate lowered for Tennessee energy-efficiency projects – Nashville Business Journal, 07/28/11
Pathway Lending is lowering the interest rate for the state's Energy Efficiency Loan Program from 5 percent to 3 percent in a move to help more Tennessee companies gain access to financing for energy-saving projects during the hottest months of the year. The reduction will be in effect until September 30. Read more…READ MORE
Eco Travel Plaza unveils new, greener technology – Crossville Chronicle, 6/24/11
June 24, 2011 By Heather Mullinix Assistant editor CROSSVILLE — Don Demko has a goal of turning the Eco Travel Plaza on Genesis Road in to an energy neutral business. That's a daunting task but recent sustainable and environmentally conscious upgrades have the travel plaza on its way to meeting that goal. Read more…READ MORE
Region slow to capitalize on innovation funding, The Knoxville News Sentinel – 6/06/11
Lenoir City native and University of Tennessee alumnus Eric Dobson returned to Knoxville four years ago to build a company from a technology-based idea to better monitor and secure shipping containers. Drawn by a local investor 'ready to back a great idea,' Dobson relocated from Charleston, S.C., where he worked in the radio frequency identificationREAD MORE
Coffee Break: Pathway tapped for loan effort, Memphis Commercial Appeal – 05/31/11
Pathway Lending has been selected by Goldman Sachs as part of its nationwide "10,000 Small Businesses Growth Collaborative." Nashville-based Pathway, which offers lending for small businesses across the state, is one of 21 organizations to be selected. The group consists of community development financial institutions that provide access to capital to small businesses in diverseREAD MORE
Pathway Lending Partners with Goldman Sachs, Nashville Business Journal – 5/20/11
Nashville-based Pathway Lending has been selected by banking giant Goldman Sachs to participate in its 10,000 Small Businesses growth initiative. Pathway will be one of 21 participating Community Development Financial Institutions that will work with Goldman to "develop both the capacity and knowledge to grow their small business lending portfolio and stimulate the growth ofREAD MORE
Signs Now among first to receive boost from Pathway Lending, Nashville Business Journal – 3/29/11
A Nashville manufacturer is among the first to tap a public-private fund that bundles money for energy-efficiency projects. Signs Now, which makes signs of various kinds, has installed solar panels from LightWave Solar after securing a loan of undisclosed size through Pathway Lending. Pathway, a U.S. Treasury-certified community development financial institution, administers a $50 millionREAD MORE
Larisa Brass: Loans aid efficiency upgrades, Knoxville News Sentinel – 2/28/11
Loans designed to make Tennessee businesses more energy-efficient are beginning to do their work even as the organization running the program steps up its applicant recruitment efforts. Pathway Lending launched the $50 million lending program last year with funding from the state, TVA, the Department of Energy, Middle Tennessee-based Pinnacle Financial Partners, the U.S. EconomicREAD MORE
Roger Harris column, Knoxville News Sentinel – 2/06/11
Feb. 6, 2011 (McClatchy-Tribune Regional News delivered by Newstex) — As president of Pathway Lending for the last eight years, Clint Gwin has seen firsthand how difficult it can be for Tennessee entrepreneurs to borrow the money they need to create new jobs and grow their businesses. In his new role as a member ofREAD MORE
Brad Fitch to oversee Knox region for Pathway Lending, Knoxville News Sentinel – 2/01/11
Pathway Lending said Tuesday that veteran banker Brad Fitch has been named regional program and client manager for the lender's Knox County region. The regional office in Knoxville provides loans through the Knox County Technology and Jobs Fund and the Tennessee Small Business Jobs Opportunity Fund.READ MORE
Pathway chief Clint Gwin will advise Fed, Nashville Business Journal – 1/12/11
The head of Pathway Lending, a nonprofit designed to help Tennessee businesses get loans, now has a seat at the table with an arm of the Federal Reserve. Clint Gwin, president of the Nashville-based group, will serve a three-year term on the Federal Reserve Board of Governors Consumer Advisory Council. Read more…READ MORE
Case Study: Pathway doubles financial muscle with focus on demand – Nashville Business Journal, 12/03/10
The Nashville nonprofit, which bundles private and public money to help fund businesses that would otherwise struggle to qualify for a loan, expects to have $60 million in assets available for lending by the end of the year. That compares to $28 million in 2009. Despite blows to the private lending industry and public coffersREAD MORE
Businesses Get 2nd Chance at Energy Upgrade Loans – Nashville Business Journal, 11/23/10
Tennessee businesses looking to become more energy efficient will get another chance to apply for loans that are designed to pay for themselves. Tennessee, the Tennessee Valley Authority, Pinnacile Financial Partners and Pathway Lending announced the $50 million "energy efficiency loan program" in August. It is designed to help businesses pay for energy upgrades inREAD MORE
Governor, Commissioner Announce New $25 Million Tennessee Small Business Jobs Opportunity Fund, 10/27/10
Public/Private Collaboration to Maximize Statewide Impacts for Job Creation and Business Expansion NASHVILLE, Tenn. — Governor Phil Bredesen and Commissioner Matt Kisber, Tennessee Department of Economic and Community Development, announced today the launch of a new $25 million Tennessee Small Business Jobs Opportunity Fund offering loans to small businesses in all 95 Tennessee counties. TheREAD MORE
Bartlett chamber launches green network for small businesses – The Commercial Appeal, 9/24/2010
Small businesses in northeast Shelby County will have an opportunity to make energy-efficiency improvements to their facilities through a newly formed network of green solution providers and a green-oriented funding source. The Bartlett Area Chamber of Commerce kicked off its Team Green Zone initiative Thursday at a gathering of about 65 business owners at theREAD MORE
State providing $50M in energy-efficiency loans – Nashville Post, 08/25/2010
Pathway Lending to run program that could reduce a building's total stress on grid by a quarter The Tennessee Department of Economic and Community Development today announced a new $50 million energy efficiency loan program to help Tennessee businesses finance the purchase of energy-efficient technology, energy retrofits and renewable energy systems. "Our goal is toREAD MORE
Small businesses need more support – Knoxville News Sentinel, 07/04/2010
In honor of the Fourth of July holiday, let's consider what it takes for small business – the real backbone of the national economy – to be truly independent. Independence comes with access to capital. Small-business owners need capital to expand, to create jobs, to create new businesses. However, community banks – traditionally a primaryREAD MORE
Pathway Lending helping entrepreneurs across state – Kingsport Times News, 6/26/10
KINGSPORT — Lots of businesses struggled during the recession. Some scaled back their operations. Others called it quits and closed their doors. But a fortunate few in Tennessee got a little boost over the toughest days of the downturn — thanks to a 501c3 nonprofit organization called Pathway Lending. As Tennessee's only statewide Community DevelopmentREAD MORE
Tight Credit Helps Lender's Growth – Knoxville News Sentinel, 6/21/10
When All In One Automotive & Transmission needed to expand, owner Gary Chitwood went the traditional bank route to secure a loan for property and construction of a new garage. Enter Pathway Lending, which provided the small business with needed financing for the project that resulted in the addition of three employees. "The credit marketsREAD MORE
Loan fund offers help to small businesses – Knoxville News Sentinel, 6/06/10
With the ongoing credit crunch, borrowing money is hard these days, especially for startups and small businesses. But there are options for entrepreneurs with the next big idea. One is the Tennessee Rural Opportunity Fund, a $10 million revolving loan fund that provides below-market-rate loans to small, disadvantaged and startup businesses in rural areas. TheREAD MORE
Pathway Lending Receives $2M Stimulus Grant for Small Business Loans – Nashville Business Journal 7-10-09
Small businesses in rural Tennessee could get some needed cash to boost their business and save jobs from $2 million in stimulus money that's coming to Southeast Community Capital Corp. in Nashville. Southeast will be funding 30 or 40 companies in any Tennessee county outside of Davidson, Shelby or Knox counties. The group is aREAD MORE
Rural Loan Fund Takes National Award – Nashville Business Journal, 5-21-09 Award
The Tennessee Rural Opportunity Fund, which provides growth capital to businesses in rural areas, has been honored for its economic development efforts. The first of its kind, the fund is a $10 million revolving loan. It is a partnership between the state, the Tennessee Bankers Association member banks and Southeast Community Capital Corp. The statewideREAD MORE
$5 Million Raised for Rural Lending – Nashville Business Journal, 12-17-07
More than $5 million has been raised for Tennessee's Rural Opportunity Fund. The fund is a public-private partnership between the State of Tennessee, the Tennessee Bankers Association (TBA) and Southeast Community Capital that will provide loans to rural businesses that do not have access to traditional financing. Sixteen community banks have committed money to theREAD MORE
Pathway Client Mama Turney's Pies Hits 1 Million Pies – Nashville Business Journal, 12-09-07
When Michael and Barbara Turney opened their pie business in 1996 they had $76 to buy ingredients with and family recipes they considered priceless. "We made two or three pies at a time," Michaels says. In the beginning, Turney kept his day job as a meat cutter and delivered pies at night. Barbara hung ontoREAD MORE


text: I do that now. One split goes to my TiVoHD with cable cards. My channels via that path are mapped to the 800's. CBS/4 HD is 804 ABC/5 HD is 805 etc...... My split that goes directly to the TV (Vizio) receives the signals like this: CBS/4 HD is 4-1 ABC/5 HD is 5-1 Fox/25 HD is 25-1 etc...... What I am not sure of is if one were to subscribe to a digital, say starter pack, where you normally would not receive HD, I don't know what happens. It is possible that they would have to install a filter/trap to keep you from receiving things you are not supposed to get. I am receiving now exactly what I am supposed to receive. Nothing more. Nothing less.

subset: commoncrawl


text:
NAIPR Message
Request for Comment on gTLDs Pursuant to Administrative Procedure Act
- From: Jim Fleming (JimFleming at unety.net)
- Date: Thu Jul 3 17:41:24 EDT 1997
- Next message: Average utilization of Class B's 1.5% in Japan per IETF
- Previous message: v? addresses
On Thursday, July 03, 1997 4:29 PM, Stephen Sprunk[SMTP:spsprunk at paranet.com] wrote: @ At 15:42 03-07-97 -0500, you wrote: @ >@ ARPA. (like .) will continue to be maintained by the organization that the @ >@ IANA designates; presumably that will be either ARIN or NSI. @ Many organizations have to use .ARPA. ARIN is a private company being formed around some Network Solutions, Inc. people. Why would ARIN be handling the .ARPA Top Level Domain ? -- Jim Fleming Unir Corporation


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Set out early this morning and passed a bad rappid [1] where the river enters the mountain about 1 m. from our camp of last evening the Clifts high and covered with fragments of broken rocks. the current strong; we employed the toe rope principally, and also the pole as the river is not now so deep but reather wider and much more rapid our progress was therefore slow and laborious. we saw three swans this morning, which like the geese have not yet recovered the feathers of the wing and could not fly [2] we killed two of them the third escaped by diving and passed down with the current; they had no young ones with them therefore presume they do not breed in this country these are the first we have seen on the river for a great distance. we daily see great numbers of gees with their young which are perfectly feathered 〈but〉 except the wings which are deficient in both young and old. my dog caught several today, as he frequently dose. the young ones are very fine, but the old gees are poor and unfit for uce. saw several of the large brown or sandhill Crain today with their young. [3] the young Crain is as large as a turkey and cannot fly they are of a bright red bey colour or that of the common deer at this season. this bird feeds on grass prinsipally and is found in the river bottoms. the grass near the river is lofty and green that of the hill sides and high open grounds is perfectly dry and appears to be scorched by the heat of the sun. the country was rough mountainous & much as that of yesterday untill towards evening when the river entered a beautifull and extensive plain country of about 10 or 12 miles wide which extended upwards further that the eye could reach this valley is bounded by two nearly parallel ranges of high mountains which have their summits partially covered with snow. below the snowey region pine succeeds and reaches down their sides in some parts to the plain but much the greater portion of their surfaces is uncovered with timber and expose either a barren sterile soil covered with dry parched grass or black and rugged rocks. the river immediately on entering this valley assumes a different aspect and character, it spreads to a mile and upwards in width crouded with Islands, some of them large, is shallow enough for the use of the seting pole in almost every part and still more rappid than before; it's bottom is smooth stones and some large rocks as it has been since we have entered the mountains. the grass in these extensive bottoms is green and fine, about 18 inches or 2 feet high. the land is a black rich loam and appears very fertile. we encamped in this beatiful valley on the Lard. side [4] the party complain of being much fatiegued with this days travel. we killed one deer today.— This morning we passed a bold creek 28 yds. wide which falls in on Stard. side. it has a handsome and an extensive valley. this we called Pryor's Creek after Sergt. 〈John〉 Pryor one of our party. [5] I also saw two fesants today of a dark brown colour much larger than the phesant of the U' States. [6]
this morning Capt. Clark having determined to hunt and wait my arrival somewhere about his preset station was fearfull that some indians might still be on the river above him sufficiently near to hear the report of his guns and therefore proceeded up the river about three miles and [not] finding any indians nor discovering any fresh appearance of them returned about four miles below and fixed his camp near the river; [7] after refreshing themselves with a few hours rest they set out in different directions to hunt. Capt C. killed a buck and Fields a buck and doe. he caught a young curlooe which was nearly feathered. the musquetoes were equally as troublesome to them as to ourselves this evening; tho' some hours after dark the air becomes so cold that these insects disappear. the men are all fortunately supplyed with musquetoe biers [NB: made of duck of gauze, like a trunk—to get under] otherwise it would be impossible for them to exist under the fatiegues which they daily encounter without their natural rest which they could not obtain for those tormenting insects if divested of their biers. timber still extreemly scant on the river but there is more in this valley than we have seen since we entered the mountains; the creeks which fall into the river are better supplyed with this article than the river itself.—
On the Lard. side of the Missouri ½ a mile above the extremity of the 2cd course of this day observed time and distance of 's and 's nearcst limbs with Sextant East.
Also Observed Equal altitudes of with Sextant.
On the Lard. side of the river at the extremity of the fourth course of this day; observed Meridian Altitude of 's L. L. with Octant by the back observation 57° 14' "
Latitude deduced from this observation. 46° 10' 32.9"
we saw a number of trout today since the river has become more shallow; also caught a fish of a white colour on the belly and sides and of a bluish cast on the back which had been accedentally wounded by a setting pole. it had a long pointed mouth which opened somewhat like the shad. [8]
a fine morning our feet So brused and Cut that I deturmined to delay for the Canoes, & if possible kill Some meat by the time they arrived, all the Creeks which fall into the Missouri on the Std. Side Since entering the Mountains have extencive Valies of open Plain. the river bottoms Contain nothing larger than a Srub untill above the last Creek the Creeks & runs have timber on them generally, the hills or mountains are in Some places thickly covered with pine & Cedar &c. &c. I proceeded on about 3 miles this morning finding no fresh Indian Sign returned down the river four miles and Camped, turned out to hunt for Some meat, which if we are Suckessfull will be a Seasonable Supply for the partey assending. emence quantities of Sarvice buries, yellow, red, Purple & black Currents ripe and Superior to any I ever tasted particularly the yellow & purple kind. Choke Cheries are Plenty; Some Goose buries— The wild rose Continue the Willow more abundant no Cotton wood of the Common kind Small birds are plenty, Some Deer, Elk, Goats, and Ibex; no buffalow in the Mountains.
Those mountains are high and a great perportion of them rocky; Vallies fertile I observed on the highest pinicals of Some of the mountains to the West Snow lying in Spots Some Still further North are covered with Snow and cant be Seen from this point
The Winds in those mountains are not Settled generally with the river, to day the wind blow hard from the West at the Camp. The Missouri Continus its width the Current Strong and Crouded with little Islands and Cose graveley bars; but little fine Sand the Chanel generally a Corse gravel or Soft mud. Musquetors & Knats verry troublesom. I killed a Buck, and J. Fields killed a Buck and Doe this evening. Cought a young Curlough [curlew].
July 21st Sunday 1805. a clear morning. we Set out as usal and proceeded on. Saw a nomber of large Swans Some of the men killed two of them. passed a Small creek on the Lard. Side and one on the Starbord Side. [9] the grass in the valley and on the hills look dry and pearched up. passed a hill & clifts of rocks in the afternoon the River divides in many channels and full of Islands and Spreads about a mile wide. the current Swift our hunter on Shore killed a deer. we Came 15½ miles this day and Camped on a Smooth plain on the Larbord Side. the party in general are much fatigued.—
Sunday 21st. We set out at sunrise and had a pleasant morning; passed some middling high hills on the river, and rocks of a red purple colour; also two small creeks one on each side. [10] There are a few pines on the hills. At noon our course began to change more to the southwest again; the wind blew very hard and some drops of rain fell. In the afternoon we passed through a ridge, [11] where the river is very narrow; and close above a large cluster of small islands, where we had some difficulty to get along, the water being so much separated. We went 15 miles and an half and encamped on the south side, on a beautiful prairie bottom. One of our hunters killed a fine deer.
Sunday 21st July 1805. a clear morning. we Set out as usal and proceeded on. Saw a nomber of large Swans on the River. Some of the hunters killed 2 of them. considerable of pine Spruce and bollsom fer trees along the Shore. we passed a Small Creek on the S. S. and one on the N. S. the grass in the valley & on the hills look dry & pearchd. up. the wind high from the N. W. in the afternoon we passed through a hill & clifts of rocks on each Side. the River divides in different channels & Spreads about a mile wide. the Islands verry pleanty. Saw beaver Sign on them. this valley is Smoth in places. Some timber along the Shores our hunters on Shore killed a deer. we Came 15½ miles through verry rapid water. the men party much fatigued. Camped on a Smooth plain on the South Side.—
Sunday July 21st We had a clear morning, and set out early on our Voyage, and proceeded on; we saw a number of large Swans in the River, some of our hunters killed two of them, we saw pine, Spruce, and Balsam fir Trees growing along the Shores on both sides of the River, We passed two Creeks lying on each side of the river, the grass in the Valleys, and on the hills appearing to be dry & parched,— The wind was high from the Northwest.— In the afternoon we passed 〈through〉 a hill, and clifts of rocks lying on each side of the River, We found the River divided here into different channels, & spreading to the width of 〈a〉 about a Mile. We saw a number of small Islands as we passed along, & some signs of beaver on them, We passed a Valley, which was plain & Smooth, and timber growing along the Shores, on both sides of the River. One of our hunters killed a deer, which he brought to us. We came 15½ Miles this day, the stream running rapid against us, which fataigued our party much and we encamped on a smooth plain, lying on the South side of the Mesouri River—
1. Probably later Flume Ripple. Atlas map 62; MRC map 80. (Return to text.)
2. These swans and geese were familiar to Lewis and Clark and are respectively, the trumpeter swan and the Canada goose. Holmgren, 33; Burroughs, 193–95, 199. It was probably Biddle who drew a red vertical line through the passages about the swans and geese and the sandhill crane. (Return to text.)
3. The sandhill crane, Grus canadensis [AOU, 206], already known to science. Burroughts, 185–86. Holmgren considers the "brown" as an immature or smaller subspecies of the sandhill crane. Holmgren, 29. (Return to text.)
4. In Lewis and Clark County, Montana, a few miles east of Helena, about five miles above present Canyon Ferry Dam, near the Lewis and Clark–Broadwater County line. Canyon Ferry Lake probably covers the site today. Atlas map 63; MRC map 81. (Return to text.)
5. Pryor's first name was Nathaniel; to Lewis he was probably just "Sergeant Pryor," although he used Nathaniel in a deleted portion of the next day's entry. "John" was crossed out in red ink in this entry, probably by Biddle, but "Nathaniel" was not added, and it is "John" in Biddle's History. The stream is Spokane Creek, labeled "Potts Vally Creek" on Atlas map 62. See notes for July 20, 1805. MRC map 81. (Return to text.)
6. Perhaps the blue grouse, Dendragapus obscurus [AOU, 297], then unknown to science. Lewis gives more detail about what may be the same bird on August 1, 1805. Burroughs, 215–16; Holmgren, 30, 32. Biddle corrected Lewis's spelling by overwriting "fesants" to make it "Phesant." (Return to text.)
7. Apparently Clark returned to a point about a mile below his previous night's camp, in the vicinity of the mouth of later Beaver Creek, Broadwater County, incorrectly given as "Pryors Vally R or C" on Atlas map 63. MRC map 81. (Return to text.)
8. The wounded fish may be any of Salmonidae sp., whitefish or cisco. Lee et al., 76–120. It was probably Biddle who drew a red vertical line through this paragraph. (Return to text.)
9. Trout Creek (not mentioned by Lewis and Clark) and Spokane Creek, respectively, Lewis and Clark County, Montana. This is a very confused day in the captains' journals and on the maps. See their entries of this day. (Return to text.)
10. Lewis notices one of these, Spokane Creek, Lewis and Clark County, Montana, which he called Pryor's Creek, after Sergeant Nathaniel Pryor of the party. There are various creeks on the other side of the Missouri, of which the first in the day's course, and the closest to Spokane Creek, is Trout Creek. (Return to text.)
11. They passed the Spokane Hills into the valley, in Lewis and Clark and Broadwater counties, now largely covered by Canyon Ferry Reservoir. (Return to text.)
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Welcome To Production Line Equipment
We specialize in the sale of surplus food production equipment with a primary focus on wholesale bakery. We are based out of Orlando, FL and utilize warehouse space across the country. A portion of our equipment is purchased and if necessary, reconditioned, while some of our inventory is under consignment. Our vast global network of industry professionals, which continues to allow us to operate efficiently and effectively, was developed while serving the industry for over 30 years…read more
Contact us today with your used bakery equipment needs!
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- Stainless Flower Hopper
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- Incline Conveyor Cross Conveyor


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By Luisa Rino
Every city has its holy trinity of shopping, and Vancouver is no exception. For the ultimate shopping date, follow the His/Hers/Home triad of this fashion-forward city.
Right about the same time good manners hit the What's Hot lists, so did dressing like a gentleman. Take a stroll (as the gentle sirs are want to do) down Main Street, where the selection will make you wonder why you never realized the sweater vest is actually cool.
Pioneer to the Main Street scene, Eugene Choo offers a solid mix of local designers with international heavies. Of the moment are labels like American classic Pendleton (tradition-steeped navy and green tartan prints), Vancouver-based luminaries Uppercut (check out their shrunken pea coat and woolen cargo slacks) and 1950s-inspired Lifetime Collective.
Head further north on Main, and you'll meet the perfect couple: Jonathan+Olivia. A variety of Acne jeans and Cheap Mondays means you may actually don a pair of skinnies yourself. The Oliver Spence tweed field coat and accessories by Surface to Air (like brass knuckle-inspired steel rings and link chains sporting keys, swords and scissors) are just too cool to pass up.
Eugene Choo, 3683 Main St., 604-873-8874
Jonathan+Olivia, 2570 Main St., 604-637-6224
Misch and One of a Few – two separate shops, one similar mandate: to stock a truly tight run of sizes and pieces. Which means, when you're asked, "Where'd you get it?" you won't bat an eye over giving up either name.
Misch is for classic girls who still yearn for statement pieces. With neutral palettes and quality fabrics, the designer detailing hits the extra notes. Roberto Collina's soft grey sweater vest covers a gauzy layer of polka dots and puff sleeves. Or maybe New York-based Gary Graham's layers of light, multitextured shards of gauze, silk, sequin and lace fit your esthetic.
One is definitely not the loneliest number when it comes to fashion. A trip to the aptly named One of a Few proves it; you'll walk out with a trend piece that's all your own. House line Nine (among others), co-designed by owner Michelle Rizzardo and Dace Moore (of her own sweetie pie line Dace), limits its run to three or four new pieces a month.
Misch, 2960 Granville St., 604-731-1017
One of a Few, 354 Water St., 604-605-0685
Whether you are design literate or not, shopping where the designers and decorators shop can only lead to good things. These two spots will suit your fancy for furniture, lighting and accessories.
Living Space resides just off Main, in all its 10,000-square-foot glory. With the focus on Italian, French, Spanish and German design, you'll pick up treats like the latest multicoloured paniers from Kartell. Look over to your left, and you'll spot the Log side chair by Artelano.
The vintage/modern collection of furniture and home accessories at The Cross is ideal for anyone with Provencal to eclectic tastes. The bold print wallpapers, the New Canadiana carved or cast antlers and deer heads and the clean lines of glass tabletops are only the beginning of where your fancy can take flight.
Living Space, 188 Kingsway, 604-683-1116
The Cross, 1198 Homer St., 604-689-2900
(Luisa Rino is a Vancouver-based fashion stylist who shops till she drops almost every other day.)
Getting There
Air Canada and Air Canada Jazz offer more flights between Canadian cities and Vancouver than any other carrier. Book now. And don't miss out on our great deals on car rentals and hotels.
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Centered on Community
Albion College offers four-year tuition, room and board to as many as 10 first-year students who are Albion residents and attended Albion Public Schools in grades 6-8. Learn about the Build Albion Fellows Program
President Ditzler talks about the initiative on WBCK-FM
Reopening the Bohm: Read about a landmark internship for Andrea Walles, '15
Albion College's Sister City efforts earn a national award
Watch an expert panel discuss "Albion Tomorrow"
Listen to the Town & Gown podcast series
Announcement: Thanksgiving Break 2009
Thanksgiving Break
- Residential Halls Close: Wednesday 11/25/2009, 10:00 am
- Residential Halls Reopen: Sunday 11/29/2009, 12:00 noon
All door access associated with students' Albion1 card will be suspended for this break period. This includes Res Halls, classrooms, labs, or other doors to which you may have been granted access. If you require such access over the break, please contact the Faculty or Staff member who authorized your access.
Upon your return to Campus, you must visit the Kellogg Center card Kiosk to have your card re-authorized. This process will restore all access for the balance of the fall semester.
The Kellogg Center Kiosks will be manned to assist you in this process on Sunday 11/29/2009 from 12:00 noon until 10:00 pm. If you arrive on campus after 10:00 pm you will need to go to Campus Safety.


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now that is VERY interesting...lol marketing geniuses... put out TP watch product get bought... deny payment
hopefully it was not that and just an idiot mistake
"You cannot believe all the quotes you read on the internet, due to the sources often being hard to verify" - Abraham Lincoln
found [google.com] my $.02 coupon,
so I can give my opinion without any oop
Get a black ink pen and write your state in and then tell them "oh look, it is valid in my state, I even found it here" lol
Family of Four
Found these coupons at Walgreen's:
Systane $3 any, x 10-5-14
Mitchum--2 coupons together (folded blinkie), x 9-10-14
$1/1 ETS, multipacks & Clinical
$3/1 Clinical with Oxygen Odor Control Technology
Mucinex Allergy $2/1, x 9-17-14
Found laying on a shelf by product at Smith's Marketplace:
Dove men care coupon booklet titled: Game Day Lineup for Your Team Captain--delightful discoveries explore what's in store. It's a folder, double sided. Man & child on cover
3 $1 coupons, each expire on 9-19-14; limit 2 identical in same shopping trip
deodorant/anti-perspirant 2.73-3 oz
face care
hair care
Found these coupons at Smith's a Kroger affiliate:
Revlon foundation, powder, concealer, primer, blush, BB or CC cream $2, x 9-22-14 on a small display
Everyday Celebrations Booklet with $6 coupon savings, tips & recipes--in a freestanding magazine display
Pepsi 8 pack 7.5oz cans $1/1, x 9-1-14
People Magazine $1, x 9-2-14
All You Mag $1, x 9-2-14
Real Simple or Southern Living mag $1, x 9-2-14
Southern Living Canning & Preserving mag $2, x 9-2-14
$1 off schar gluten free products exp 1/31/15
$1 of 20ct or larger bayer product exp 6/30/15
found at jewel osco
interested in disney trading pins for DS, would love to trade for them if you are planning on getting rid of any
Want: Disney DMR codes
Ultraviolet/Digital movie codes
Fandango GC
Found this TP at WF
$.50/1 Luna, Luna protein, Luna fiber bar exp 12/31/14, DND5 and 1 per customer
Lead tainted products still sold at Forever21, Wet Seal, and Charlotte Russe!!!
thanks to IP, here is the list:
$1 off cheese wyb Keebler Club Mini Crackers 11 oz+
$1 off fruit wyb two Kellogg's Cereals 8.7 oz+
$1 off water wyb two Kellogg's Fruit Flavored Snacks 10 ct+
$1 off milk wyb three Kellogg's Pop-Tarts Toaster Pastries and/or Pop-Tarts Mini Crisps
$1/2 Arnold, Brownberry or Oroweat Bread Varieties
$1 off sandwich bags wyb three Sunshine Cheez-Its Baked Snack Crackers 9 oz+
$1 off Oscar Mayer Lunch Meat wyb two Pringles Full Size Cans (excludes Fat Free, Reduced Fat and 100 Calorie)
$0.75 off fruit wyb three Kellogg's Nutri-Grain Bars 5 ct+
$1 off milk wyb three Keebler Cookies 6.5 oz+
$1 off Capri Sun wyb Keebler or Sunshine multi-pack 11.52 oz+
$1 off school supplies wyb two Kellogg's Rice Krispies Treats 8 ct+
these qs kindah suck
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Team Am Samoa sprinter fails to advance past prelims
In the latest news with Team American Samoa in the 2012 Olympic Games in London, England, Men's 100 meter sprinter Elama Fa'atonu failed to get past the preliminary round yesterday as his time of 11.72 was not good enough for him to advance to round one of the 100 meters. He came in 8th in his heat and finished 30th in the field of 33. No other athletes on Team American Samoa competed yesterday. Next up for Team American Samoa in Nathaniel Tuamoheloa, who will be competing in the Men's 96kg Freestyle Wrestling on August 12.
Team Samoa's Athletics/Track and Field Men's shot put thrower Emanuele Fuamatu had a throw 17.78 meters, which was not far enough for advancement as he was out of the competition yesterday. Next up for Samoa is their medal hopeful Ele Opeloge who will be competing in the Women's Weightlifting 75kg class this coming Sunday.
The United States and china continue to rack up the medals, while Russia and Great Britain have passed Japan to take the 3rd and 4th spot with the medals, forcing Japan in the 5th position with the most medals. The only two Oceania countries with medals are Australia and New Zealand.
Here are the top ten countries with most medals:
Nation Gold Silver Bronze Total
United States 21 10 12 43
China 20 13 9 42
Russia 3 12 8 23
Great Britain 8 6 8 22
Japan 2 8 11 21
Germany 5 9 6 20
France 8 5 6 19
South Korea 9 2 5 16
Australia 1 9 4 14
Italy 4 5 3 12


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Green discharge coming from my VAGINA?
i used a lufa in the shower, and i rubbed my anal and "female parts" region and i noticed a very odd discharge. It was the shade of cucumbers. what is wrong?
Here is the selected answer for your question:
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you may have an infection! i would see a doctor asap!
you've given yourself bacterial vaginitis, you need to see a doctor, or it can render you sterile.
Are you Irish by any chance?
Im not sure but I know that is not normal at all. You need to go see a doctor. It is probably an infection but I would go see a doctor.
Hope this helps
that's not normal,you have to see a doctor
what is a lufa…regardless thats very sketchy. See a doctor asap
please see a doctor =(
You need an STD test. If you leave it, many STDs can cause infertility.
yea that sounds like an infection. I would definately go chekc that out with your doctor. you probably got feces(filled with bacteria) spread into the vagina.
Its probably an infection. I'd go to the gynecologist to get them to test it and do a papp smear cause it could be something else than an infection. The discharge should be either whitish or clear not any other color.
Ohjeez. Please, don't use your lufa down there, use your hands. Do not get any stuff from your anal region anywhere where it can get into your vagina. You have a serious infection now and need to see your doctor.
Remember: front to back, and don't use something you used on your bum to clean your vagina. I always use my hands and no loofah. Make sure you rinse very cleanly down there and never get fecal matter anywhere near your vagina or vulva! ><
it's gonorrhea go to the doctor
i get that too….doesn't everyone? That's what pads are for…am i abnormal?
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text:
|Lisabett Erikkson
Lisabett looks ahead of her at her three companions and the one goblin that she can see, then behind her, and when she sees that Raziel is absent.
Free Action to speak to the group ahead of her. "Be safe!"
Move Action Lisabett steps back to position F10
Standard Action Lisabett attacks the goblin threatening Raziel using the reach of her spear 1d20 + 1 ⇒ (10) + 1 = 11 if it hits, it deals 1d8 + 2 ⇒ (4) + 2 = 6 damage.
|DM Hamied
The goblin avoids the point of Lisabett's spear.
Goblin 1 is dead.
Goblin 2 is dead.
Goblin 3 has fled.
Goblin 4 is dead.
Goblin 5 lights a torch and moves to E19, holding the flame to the back of the red cylinder. Sparks begin to shoot out the back of it. The rocket will not go off until Goblin 5's next turn, even though Goblin 11 is aiming it.
Goblin 6 is unconscious but stable.
Alazandaru is up next.
|Alazandaru Viorec
Back me up Sorin... Alazandaru says quickly as he rounds the corner and moves to F18, hoping to disrupt the strange weaponry the goblin's plan to use. Eyeing the cylinder warily, he stabs at its holder, ramming his as yet unused third dagger into the goblin's chest.
1d20 + 4 ⇒ (19) + 4 = 23 Crit threat
1d4 + 3 ⇒ (4) + 3 = 7 Damage (whetstone)
1d20 + 4 ⇒ (3) + 4 = 7 Crit unconfirmed
1d4 + 2 ⇒ (4) + 2 = 6
|Raziel Holhiem
|DM Hamied
Alazandaru's dagger punches through the goblin's ribcage and into the heart. The red cylinder falls, pointing...
1d8 ⇒ 2
Raziel's stroke slices open the goblin's belly, but the creature does not fall. He made his Reflex Save against Lisabett's spell last round.
The right door of the southwestern hut is already open (several goblins poured through it moments ago). Almar moves inside it to C18, right next to the other door, which is closed. Just looking for a clear shot!
This ends Round 6.
Round 7:
Goblins (7-12)
Goblins (1-6)
Almar - 1d20 + 6 ⇒ (17) + 6 = 23
Alazandaru - 1d20 + 5 ⇒ (17) + 5 = 22
Lisabett - 1d20 + 0 ⇒ (19) + 0 = 19
Raziel - 1d20 + 7 ⇒ (8) + 7 = 15
Sorin - 1d20 + 0 ⇒ (18) + 0 = 18
Chief Gutwad - 1d20 + 11 ⇒ (9) + 11 = 20
Chief Gutwad attempts to move stealthily (taking the -5 penalty for moving over half speed). He ends his double move in B12.
The only people that heard/saw him are:
Sorin is up next.
|Sorin Nicusor
Sorin quickly looks around. He knows there are more goblins but can only see the one by Alazandaru. Slipping by Alazandaru he swings his warhammer at the goblin.
Move to F19 and attack.
Attack 1d20 + 4 ⇒ (20) + 4 = 24
Damage 1d8 + 3 ⇒ (7) + 3 = 10
Crit Confirm 1d20 + 4 ⇒ (8) + 4 = 12
Crit Damage 2d8 + 6 ⇒ (3, 8) + 6 = 17
|DM Hamied
You hear the crunch of bone as the goblin falls to Sorin's blow.
Goblin 7 is dead.
Goblin 8 is dead.
Goblin 9 is dead.
Goblin 10 is dead.
Goblin 11 is dead.
Goblin 12 slides his shield off of his arm, then uses that hand to hold his entrails in place. His eyes glow with demonic fervor. Unlike many of his fellows, this one knows no fear. Letting out a furious howl, he attacks Raziel again. 1d20 + 2 ⇒ (10) + 2 = 12
If it hits, it deals 1d4 ⇒ 1 points of damage.
Lisabett is up next.
|Lisabett Erikkson
Lisabett meets the goblin's fury with a song of her own. Lisabett Untrained Perform (Sing) 1d20 + 3 ⇒ (14) + 3 = 17 and then lays into it with her spear once again, but it dodges her attack.
Lisabett Longspear Attack vs. Goblin 1d20 + 1 ⇒ (10) + 1 = 11 if it hits, she will deal 1d8 + 2 ⇒ (3) + 2 = 5
*sigh* I should not have gone for the Ulfen battle hymn, I suppose. The dice gods have punished me for hubris.
|DM Hamied
Haha! I like the battle hymn. Goblins have pretty good AC for CR 1/2 foes. The dice gods could leave you alone and you'd still have a tough time.
Goblin 1 is dead.
Goblin 2 is dead.
Goblin 3 has fled.
Goblin 4 is dead.
Goblin 5 is dead.
Goblin 6 is unconscious but stable.
This turn still matters, because the rocket goes off. Fortunately for Alazandaru and Sorin, it is aimed NE of it's current position in F19, so it does not get stuck and blow up where it is. The rocket shoots off with a high-pitched scream, slamming into the central, eastern hut. As you look at the singed mark the explosive has left, you notice that smoke has begun to rise from the inside. A firework did go off in there moments ago...
Alazandaru is up next.
|Alazandaru Viorec
Alazandaru advances round the corner warily, hustling carefully, quietly and poised for trouble.
[ooc]Combining total defence (AC21) with stealth and a single move to C15. Can I see the Chief from there now? Regardless, my turns over.
1d20 + 2 ⇒ (16) + 2 = 18 (Stealth at -5 for full speed)
|Raziel Holhiem
Round 7
Raziel swings again at the goblin, hoping that no one else is injured while he is occupied here.
Attack: 1d20 + 2 ⇒ (16) + 2 = 18
Damage: 1d6 + 2 ⇒ (6) + 2 = 8
"Lisabett, where are the others?" he asks. "We should not get seperated too far, or I might not be able to reach them if they need me."
|DM Hamied
Chief Gutwad - 1d20 + 7 ⇒ (1) + 7 = 8
Lisabett - 1d20 + 0 ⇒ (16) + 0 = 16
Raziel - 1d20 + 7 ⇒ (19) + 7 = 26
Chief Gutwad - 1d20 + 7 ⇒ (8) + 7 = 15
The focused hatred in the eyes of the howling goblin is evident even as Raziel gracefully separates head from shoulders with a flash of his scimitar.
Alazandaru pads along the walkway, quickly but quietly, to a position of cover. He peers around the corner and sees Chief Gutwad, nocking an arrow to his bowstring. But looking to the left, Alazandaru notices a door swing open.
Almar: Stealth check - 1d20 + 3 ⇒ (5) + 3 = 8
A crack of thunder sounds as Almar fires his pistol. Though there has been some talk of the device, you don't think you've ever seen one fired. The sound rings throughout walls of the tiny village.
I'm sad that Almar doesn't get to be the first to fire his pistol, but the wide open shot is too good of an opportunity to pass up. I will actually have him spend a point of grit to ensure that he is attacking touch AC.
Attack - 1d20 + 3 ⇒ (17) + 3 = 20
If it hits, it deals 1d8 ⇒ 2 points of damage.
The bullet catches Chief Gutwad in the leg. He shrieks in pain and surprise, revealing his position to Lisabett and Raziel. He was just behind a nearby hut, taking aim...
That will conclude Round 7! Thank you for your patience with the marathon combat. Now it's down to the big guy (relatively speaking).
Round 8:
Gutwad maintains concentration long enough to loose an arrow at Lisabett. 1d20 + 11 ⇒ (2) + 11 = 13
If it hits, it deals 1d6 + 4 ⇒ (3) + 4 = 7 points of damage.
He then moves through the door that Alazandaru left open moments ago, hopping gingerly over the goblin lying bandaged on the walkway. He ends his movement in C9.
Sorin is up next.
|Sorin Nicusor
Sorin starts at the sound of the pistol being fired but realizes quickly what it must be and dashes off in that direction. Rounding the corner he doesn't any goblins but does see the open door at the end of the walkway.
Double move. First to B19 then to B15.
|DM Hamied
The bottom and right doors of that hut (B,C,9,10) are both open. Sorin can probably guess his location even though he did not have line of sight at the time that Chief Gutwad moved. The rest of you beat Gutwad's Stealth roll and saw him go in there.
Lisabett is up next.
|Lisabett Erikkson
Lisabett looks down the length of the walkway, and just catches Sorin moving away and hisses. "I can see no one, Brother," she answers in heavily accented Common, as though her voice is suspended in her song. "I will watch for you while you find them."
Move action Lisabett will take a 5-foot step and end her movement in E10 freeing Brother Holheim to walk down the walkway on his turn, if he chooses.
Standard Action Lisabett turns and returns fire in the direction that the arrow came at her from, casting Flare Burst centered on A9. It is a Fortitude Saving Throw to resist being dazzled, DC 15.
|DM Hamied
A9 is a wall. I assume you want it in the hut?
Gutwad's Fortitude Save - 1d20 + 4 ⇒ (18) + 4 = 22
The chief cries out in surprise, but does not succumb to the spell's effect.
Alazandaru is up next.
|Lisabett Erikkson
|Raziel Holhiem
|Alazandaru Viorec
Low level casters tend to suck a little, I never like starting with one at 1st level as it usually feels like quite a slog to get to 4th where you start to come into your own.
Alazandaru races impetuously into the hut, a little overconfident at his many victories against the Goblins thus far. Stepping over the female Goblin he subdued, he slashes at the Goblin with his dagger, adopting a position in B10 where the Chief will struggle to fire his bow. He stumbles over the arm of the female as he attacks, his dagger meeting nothing but air.
1d20 + 4 ⇒ (3) + 4 = 7
1d4 + 2 ⇒ (3) + 2 = 5
I'm probably going to be taken out this round, get in here people :).
|Raziel Holhiem
Hold on, I'm coming.
Raziel turns to see Lisabett fire into the hut behind them, and then Alazandaru run in and attack someone.
Guessing that is where the fighting is now, Raziel runs into the hut also.
Spotting the goblin Chief in the corner, he slashes with his scimitar.
Move to C10.
Attack: 1d20 + 2 ⇒ (18) + 2 = 20
Confirm Crit: 1d20 + 2 ⇒ (7) + 2 = 9
Nope, just a hit (I hope).
Damage: 1d6 + 2 ⇒ (5) + 2 = 7
|Almar Ashfield
|DM Hamied
No worries, Almar. Crazy happens. I hope you had a great time in London.
Chief Gutwad does not expect Raziel's entrance, and but he takes notice of the scimitar that bites into his arm.
"Gergh! Humans dead soon!"
Almar rushes out of the southwestern hut and up the walkway, leaping down into the mud and continuing underneath. He ends his movement in D8.
This concludes Round 8.
Round 9:
Gutwad secures his bow on his shoulder and pulls out his spear, taking a 5-Foot Step (to B9) in the process.
Sorin is up next.
|Sorin Nicusor
|Lisabett Erikkson
Recognizing that she is particularly ineffective in combat, Lisabett will spend the three squares to climb down the ladder adjacent to her, and end her movement in C8. She will ready an action to attack Chief Gutwad if he tries to escape from the hut.
I hope this is okay, since technically the walkway is 5 feet off the ground, Lisabett will have to reach with her longspear, correct?
|DM Hamied
Correct, though he will have cover from you, even outside the doorway.
Alazandaru is up next.
|Alazandaru Viorec
The young rake eyes the spear warily and attempts to dive past the Chief (moving to C9 then B8), making a risky leap in return for a possible flank...
1d20 + 7 ⇒ (13) + 7 = 20 Acrobatics VS Chief's CMD
If this goes badly, I should still have a move or standard left so i'll wait for feedback on it from DM.
|DM Hamied
|Alazandaru Viorec
|Raziel Holhiem
|DM Hamied
|1 person marked this as a favorite.
Gutwad is a ferocious blur, and Alazandaru's blade scrapes chain links rather than flesh. Raziel's scimitar has different luck. It is as if the Dawnflower herself guides its strokes, for it cuts deeply into the goblin once again.
With a practiced hand, Almar places a pinch of black powder into his pistol, along with a bullet. He snaps the device shut, and hustles to the nearby ladder, pulling himself up onto the walkway. He ends his movement in B7.
That concludes Round 9.
Round 10:
Chief Gutwad takes a careful step to C9. He pulls a potion from his bag, and drinks it. This provokes an AoO from Raziel, but not from Alazandaru, as Gutwad has cover from him.
Raziel has an AoO (w/o flanking) due him, but Sorin is up next. I'm going to rule that because Sorin specifically said he stuck his glaive in the ground in E9 (as opposed to dropping it), it is retrievable from the walkway in E10. It is a long reach weapon, and thus, the haft sticks up 10 feet.
|Sorin Nicusor
|Lisabett Erikkson
|Raziel Holhiem
|DM Hamied
Sorin's hammer crashes solidly into Chief Gutwad. He lets out a muffled grunt as he spits out a stream of blood, but he does not fall.
The hut in K,L,13,14,15 is the one on fire, though it is slower burning due to the damp of the swamp.
Alazandaru is up next.
|Alazandaru Viorec
|Raziel Holhiem
|DM Hamied
Okay, I've spent some time reviewing the rules on cover, but I'm still a little murky on what Almar is about to try. I'd like for him to take a 5-Foot Step to B8, open the door with a move action, and fire his pistol, selecting the bottom right corner of his square (B8) as the point from which he fires. Because Almar has cover from Chief Gutwad's melee attacks, making a ranged attack in an adjacent square won't provoke an Attack of Opportunity. But would Gutwad have cover from Almar's pistol? Based on the rules as written, it would seem like not; Almar can pick a corner that can reach all corners of the goblin's square without impediment. It seems strange to me, though, that something could provide cover against melee attacks but not against ranged ones. I plan to proceed with the RAW, but am I missing something?
In any case, Almar still takes a penalty to his roll for firing into melee. The good news is that he targets touch AC. The bad news is, the pistol is really damn loud in an enclosed space...
Almar steps forward (to B8) and opens the door, jamming his pistol around the corner and firing at the chief. 1d20 + 1 ⇒ (2) + 1 = 3
If it hits (Touch AC), it deals 1d8 ⇒ 7 points of damage.
Moot point, I guess.
The thunderous crack of gunpowder seems to stop reality for a moment, so jarring is the noise. The bullet misses its mark, but leaves a gaping hole in the wall of the hut. Chief Gutwad screams.
That concludes Round 10. Please don't hate Almar for what his character did on my watch (you can still roleplay about it, of course)! No actual damage was done (except to the wall).
Round 11:
Gutwad eyes take on a desperate look. He clearly fears Almar's strange weapon. He turns his attention to the nearby door, and Sorin, who stands in his path. He attacks with his spear. 1d20 + 6 ⇒ (4) + 6 = 10
If it hits, it deals 1d6 + 3 ⇒ (1) + 3 = 4 points of damage.
Sorin is up next.
|Sorin Nicusor
Fearing that the cornered goblin may become even more dangerous Sorin, as a Move action Readies his shield AC: 17, and takes another swing.
Attack 1d20 + 4 ⇒ (13) + 4 = 17
Damage 1d8 + 3 ⇒ (6) + 3 = 9
"Surrender!" Sorin shouts as he swings, "and you may be shown mercy!"
|DM Hamied
|Lisabett Erikkson
Assuming Lisabett hears Gutwad's surrender...
Lisabett looks to her companions, and swings her spear back onto her back. "If any of you are of the same concern as I, we should work together to extinguish the fire," she states, and moves towards the burning hut.
If needed
Lisabett Perception 1d20 + 2 ⇒ (4) + 2 = 6
Lisabett Survival 1d20 + 6 ⇒ (11) + 6 = 17
How widespread are the flames? Is it something that can be choked with blanket or a bedroll, or are we going to have to run with buckets to the "pool" to put out these flames?
|DM Hamied
|Lisabett Erikkson
Lisabett will organize an effort to staunch the flames. She will look through adjacent huts for any manner of container to fill with water to collect from the pool to splash on the fire, and will welcome any assistance in her endeavor. On the grounds, she ask direct whomever assists her not to step through the greatest concentration of tracks, so that she might follow them later, when their task has been completed.
For the record, I am aware that this takes her out of negotiation with Chief Gutwad.
|DM Hamied
|Lisabett Erikkson
Lisabett grabs as many pots as are available and fills them with water from the pond. If there are handles on them (as you said they were used for cooking on a pyre I will assume so) she will run her spear through the handles, and then kneel and lift her simple apparatus up behind her neck, balancing the weight of the pots on her broad shoulders as she approaches the walkway. Lisabett sets then kit down on the walkway, then climb up using the ladder, and invites any who wish to assist her to take a bucket, or even two to staunch the flames. When moving, she will avoid the heaviest concentration of tracks, as mentioned above, and she will continue this method of bringing water from the swamp, even if it is time consuming, unless someone else comes up with a viable alternative. *cough* Cleric with Create Water spell prepared? *cough*
Let me know if I should roll any checks for this.
|Alazandaru Viorec
Alazandaru acts as guard for the Chief, keeping his daggers close at hand and warning the Goblin if he moves, he dies.
He also makes Raziel aware of the stabilised Goblin he took down in the north-west hut.
|DM Hamied
Lisabett and anybody aiding with the dousing of the fire should roll a Constitution check (to represent trips made back and forth heaving water as well as standing in the heat of the flame).
While Lisabett makes some progress against the growing fire, it becomes clear that she will not be able to stop the fire alone.
Chief Gutwad sits down in the corner, watching Almar fearfully.
|Lisabett Erikkson
Lisabett Constitution Check 1d20 + 2 ⇒ (17) + 2 = 19 Awh yeah! Now the dice roll well for me...
Lisabett barely seems to break a sweat as she struggles to douse the flames. She pauses for a moment at the ladder before making a subsequent climb to address the group.
"I do not intend to rush you, but if there are any additional foes in this swamp, I should not like to meet them in a breached compound, in unfamiliar territory, in the dark after these fireworks and this fire's smoke have lent themselves to such a fine signal of our position."
|Sorin Nicusor
|DM Hamied
|Raziel Holhiem
Sorry, no Create Water spell today.
Raziel looks at his wounded companions, and again releases the healing powewr of Sarenrae.
He then checks on the downed goblin that Alazandaru had mentioned.
Healing Channel, excluding the Chief and the downed goblin.
Healing: 1d6 ⇒ 4
Check on the downed Goblin, stabilized at negative HP, correct?
If so, Raziel will cover her with his scimitar, and use his other hand to deliver his Rebuke Death touch, and then attempt to herd the goblin over to where Alazandaru is.
Rebuke Death: 1d4 ⇒ 3


text: This hotel in Guaruja, São Paulo, offers an outdoor swimming pool, barbecue facilities and free private parking. It is near Enseada Beach as well as restaurants, bars and shops. The air-conditioned rooms at the Hotel Canto da Enseada are simply furnished with a TV and a private bathroom. Some rooms include a private balcony with tables and chairs. In the mornings, the Enseada serves a large buffet breakfast consisting of hot and cold dishes. During the rest of the day, guests can use the barbecue facilities available in the hotel's lush garden. The Enseada also offers an outdoor swimming pool, where guests can enjoy drinks and refreshments.


text:
PREVIEW: Lena Dunham to host SNL this weekend!
Lena Dunham is hosting Saturday Night Live this weekend, with musical guest "The Nationals."
In the promo for her upcoming stint as host, Lena goes back and forth with cast member Kate McKinnon.
"Saturday Night Live" airs Saturday at 11:30 p.m. EST/ 10:30 p.m. CST on NBC.
Filed under Lena Dunham, SNL | No Comments


text:
The gorgeous coastline of Antalya is a uniformed collection of small holiday resorts and the main city centre that altogether make up Turkey's second most visited holiday destination after Istanbul. Originally founded by the king of Pergamum in 159 BC and famously called Pamphylia in ancient history, Antalya is a favourite of many nationalities of holidaymakers. Also, expats who take advantage of … [Read more...]
Antalya Region of Turkey
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12 Things to do in Antalya
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The Flawless Ruins of Ancient Myra
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Kalkan : Solo Holidays in Turkey
At first glance, Kalkan on the Mediterranean coast of Turkey resembles a carbon copy of its neighbouring town called Kas. Both are seaside holiday resorts that are visited by thousands of holiday makers every year. Both towns have white washed houses covered with bougainvillea flowers that spill down the steep hillside to reach the traditional fishing boats that crowd the coastline. The history of … [Read more...]
Mount Tahtali – To the Sky in a Cable Car
Mount Tahtali was the first thing that I wanted to do while in Kemer. Reviews from the internet promised "amazing landscape views from this tall mountain of Turkey that stands 2365 meters above sea level" During the months of Jan to April, it is said that you can go skiing on Mount Tahtali in the morning, descend to the resort of Kemer and swim in the Mediterranean Sea in the afternoon. I was … [Read more...]
Welcome to Cirali
My next destination on my South Western tour of Turkey was the small coastal resort of Cirali and I had high expectations after the disappointment I had felt with Kemer. However after one day of exploring Cirali and the surrounding areas, I decided I was hopelessly in love with this small, unspoilt destination. About Cirali Cirali has one main street in the village, no ATM machine, no local … [Read more...]
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Every year around Christmas time, millions of parents across the world take part in the biggest deception concerning Santa Claus. It starts in the early years of a child's life when the parents promise an abundance of presents from Santa for good behavior. They tell stories of the North Pole, the fat man who lives there and the elves who make presents of all shapes and sizes. Some parents even … [Read more...]
The Burning Flames of Chimaera
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Kemer : Area Info on this Small Resort in Antalya
Kemer is typical of most of the coastal resorts in Turkey. It pampers to the needs of tourists with crowded beaches, masses of five star luxury hotels and enough shops to empty your purse in the flash of an eye. However, I was not looking for the typical tourist experience. I wanted to find the face of Kemer that was not hungry for money and made it obvious at every opportunity. It was easy to … [Read more...]