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Financial Update (October-December 2000)
Financial Services Strategic Plan
Did You Know?
The Fed Processes and Distributes Cash to Meet the Public's Needs
f, as the song says, "Money makes the world go around," then the Federal Reserve System is helping to keep the planet spinning. The U.S. payment system is the largest in the world, and the Fed plays several key roles in this system. In distributing U.S. currency and coin and removing unfit notes from circulation, the Fed ensures that enough cash is in circulation to meet the public's demand.
The public usually gets its cash from banks, and banks get their cash, either directly or indirectly, from Federal Reserve Banks. Most medium-sized and large banks maintain reserve or clearing accounts at one of the nation's 12 Federal Reserve Banks. These banks pay for the cash they order from the Fed by having their accounts debited. Smaller banks may have accounts at larger, correspondent banks, and these correspondent banks charge the smaller banks a fee for providing currency.
The amount of cash that the public and banks need tends to correspond with the level of economic activity and with the time of the year. For instance, consumers typically need more cash during holiday seasons. As this additional currency circulates, it eventually makes its way back to depository institutions via merchants and other businesses. Banks return any excess cash to their regional Reserve Bank, where it is credited to their accounts.
The money place
Nearly all U.S. currency now in circulation is in the form of Federal Reserve notes. These notes are designed and printed by the U.S. Treasury Department's Bureau of Engraving and Printing (BEP) and delivered to Reserve Banks for circulation. Reserve Banks pay the BEP only for the cost of printing the notes — about 4 cents for each note.
Each of the 12 Federal Reserve Banks issues currency under the authority of the Federal Reserve Act. The act requires that all currency be secured by legally authorized collateral, mostly in the form of U.S. Treasury and federal agency securities held by the Reserve Banks. The notes are a first lien on the assets of the issuing Reserve Bank and are obligations of the U.S. government.
Reserve Banks order coins from the Treasury's Bureau of the Mint, which produces coins in Philadelphia and Denver. Unlike currency, coins are a direct obligation of the Treasury, so Reserve Banks pay the Treasury the face value of the coins and count the coins in their inventories as an asset on their balance sheets. In some Federal Reserve Districts, coins may also be distributed through large commercial banks or other outlets like armored carrier companies, which receive coins directly from the Mint through the Direct Mint Shipment Program.
Each Reserve Bank keeps enough currency and coin on hand to meet the needs of the depository institutions in its district. Some of this inventory is new notes and coins from the BEP and the Mint. The largest part of the inventory, though, consists of deposits from banks, which return any cash in excess of what their customers need.
Cash it in
Banks return their excess cash to Reserve Banks via armored carriers. Once cash arrives at a Reserve Bank, the handling and processing of that cash is carried out under strict control procedures. Each Federal Reserve employee undergoes a thorough background check before being hired. The number of staff members with simultaneous access to cash is limited. Employees must work in teams, and when cash is being counted they are under constant video monitoring.
Cash shipments are first deposited in a room under bank staff and video surveillance. Once the armored carrier personnel have left the room, cash processing staff verify the contents of the delivery and issue a receipt to the carriers. Fed staff first check the shipment to make sure no containers have been tampered with and then scan barcoded identification information about each container into a computer tracking system. This system ensures that each container is associated with the correct depository institution since armored deliveries often include deposits from several institutions.
Once the initial container inspection and check-in procedure are complete, cash shipments from depositing banks or the Treasury are stored in a vault. Cash containers are retrieved from the vault on a first-in, first-out basis. At some Reserve Bank processing centers, this storage and retrieval system uses robotic equipment.
Before being redistributed, currency deposited by banks is sorted on high-speed currency processing machines. These machines count notes at an average rate of 70,000 notes per hour, confirm the notes' denomination, fitness and authenticity, and bundle fit notes into straps. Fit currency eventually makes it way back into circulation when banks order currency.
The high-speed currency processing machines also reject incorrect denominations, notes that can't be read by the machine, and suspected counterfeits. The currency processors at some Reserve Banks automatically direct unfit currency to a shredder at one end of the machine. Destroyed notes are replaced by new ones.
The various Reserve Banks use different methods to dispose of the approximately 15 million pounds of unfit currency removed from circulation each year. Some Reserve Banks compress their shredded notes into briquettes, which are then deposited in landfills, some sell shredded currency, and some send the shreds to the private stationery company that makes the cotton paper on which currency is printed to be recycled into stationery products.
Currency processing staff inspect suspected counterfeit notes by hand, stamp suspect notes as counterfeit, and send them to the U.S. Secret Service, the Treasury agency responsible for maintaining the integrity of U.S. currency.
Pocket change
The Fed's role in coin operations is more limited than its role in currency processing and distribution. The Mint determines annual coin production and monitors Fed coin inventories to help anticipate demand for coins. To help the Mint plan, Reserve Banks also give the Mint projections about coin orders up to three years in advance.
Since coins don't require sorting for fitness, the Fed's coin operations consist mainly of storage and distribution. Coin shipments, unlike currency, are generally not piece-verified but are weighed by the bag to determine the value.
The Fed uses more than 100 sites, called coin terminals, in addition to the Federal Reserve offices, to handle about 80 percent of the Fed's coin volume. These coin terminals, usually operated by armored carrier companies, reduce the amount of transportation required for coin distribution. The companies also wrap the coins, a service that many retailers and depository institutions need.
Money makes the world go around
As a proportion of all monetary transactions, cash accounts for only a small portion of the total dollar value. Even so, the value of U.S. cash in circulation has risen dramatically over the last several decades (see the table). An estimated two-thirds of U.S. currency circulates abroad. This high international demand for U.S. currency stems mainly from the confidence the citizens of other countries have in the U.S. dollar.


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Shakey's USA Inc. has enlisted a new ally in its revitalization efforts. Arby's veteran Bert Hunter, owner-operator of the recently unveiled Shakey's in Auburn, Ala., the chain's first store to open east of California in four decades, has passed a crash course in operating the legendary 54-year-old pizza concept while making his own contribution—a fast-food operator's practiced eye for saving time and motion and tweaking equipment and systems. Cutting a step or saving a moment is key ...
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House needs to act on Sandy relief
U.S. Rep. Paul Tonko, D-Amsterdam, is urging his Republican colleagues to address a $60 billion Hurricane Sandy relief bill that recently passed the Senate.
Passed with 63 votes in the Senate, the relief package includes about $47 billion for immediate relief, including money to rebuild public infrastructure and help people displaced from their homes. The remaining portion of the package includes money to invest in preventative measures, including fortifying the mass transit system in the Northeast.
Republicans have been critical of the funding to limit future damage, but House Republican leaders have not specifically said how they'll act.
"It is long past overdue for the House to pass a Sandy relief bill," said Tonko, whose district was spared any serious damage from the storm. Parts of his current and former district are still rebuilding from the damage of last year's Hurricane Irene and Tropical Storm Lee.
"When other areas of the country experienced disasters and needed help recovering, New York was there." he said. "Now we need a hand. I hope the House will take up this bill immediately and without delay upon returning to Washington. We cannot afford to play political games and wait any longer."
Sen. Charles Schumer, D-N.Y., has urged House leaders to put a bill forward.
The House was expected to return to session today to potentially pass measures to avert the "fiscal cliff," but only if the Senate took action.
Material from the Associated Press was used for this post.


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- Game Details
- News (1)
- Review
- Previews
- Videos (3)
- Images
- Cheats & Walkthroughs
Super Castlevania IV [Virtual Console] Videos
Displaying 1–3 of 3 videos
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Things We'd Love To Kill
Sometimes, things have to die, and X-Play is aware of that, so here is a list of 13 of them, including Wii Shovelware, Tony Hawk games, and our old friend Sonic the Hedgehog.
Gamertag: Castlevania for the Wii
Gamertag discovers that he can play 'Castlevania III: Dracula's Curse' on his Nintendo Wii and wonders why you would build a castle with no stairs or ramps in it. Jeez.
Castlevania: Portrait of Ruin Review
Vampires rule the day once again! It's Castlevania: Portrait of Ruin.
Videos 1–3 of 3


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Your marketing dollars work harder when you take the brand message from your advertising and drive it home at the point of purchase. Your in-store communications should reinforce your brand position and strengthen your brand promise. Scotchprint® Graphics help you create emotional connections that build your brand and establish trusting customer relationships. They provide visual cues that help drive buying decisions.
Scotchprint® Graphics Management Services make visual merchandising easy to execute and control. We can help you create visual merchandising programs that maintain your corporate identity requirements while allowing customization by individual dealers according to their geographic and demographic needs.
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Mikkel Kessler (45-2, 34 KOs) will challenge Brian Magee (36-4-1, 25 KOs) for the WBA Super-Middleweight World Championship at Jyske Bank BOXEN in Herning, Denmark on December 8. Tickets will go on sale at BILLETnet/Ticketmaster on Monday, October 1, at 10 am. "I look forward to fighting in Herning again," the Viking Warrior said. "The atmosphere was fantastic last time when I fought Carl Froch. The fans made the difference that night, their support really lifted me to one of my greatest victories. With their help, I will become world champion again on December 8."
Boxing News -- 24 hours/day - Reload often! | UPDATED TODAY
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Kessler-Magee on December 8
September 23rd, 2012
For all the latest boxing news, click here.


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I love Sophie Howard's breasts in just about any representation. They're so big and full and firm, just about as close to perfect as big boobs can be! The photo at right is from this week's Nuts – a UK "lad mag" that often features the busty fantasy girl.
But how awesome is the photo? Is it not a terrific breast expansion tableau? The blouse pulled open, the look of surprise on her face and those big, firm marvelous G-cup tits! It's wonderful! I just want to reach through the photo and grab 'em!
So if you have any ideas for a good breast expansion caption for the photo, speech or thought balloons also, let me know and I'll do up the one I like best!


text: Peter Thompson and Rob Stone, who manage the invaluable viperlib.com website of images, will be at vss. If you have material that you would be prepared to be put on the site please bring it with you. There is a brand new T-shirt for those who make particularly generous donations. We shall expect to receive back last year's T-shirts from anyone who has failed to keep their promise of material. viperlib will again be a sponsor of the Demo Night on Monday evening. Peter Thompson Dr Peter Thompson, Executive Editor, Perception Department of Psychology, University of York, YO10 5DD, UK P.Thompson at psych.york.ac.uk tel: +44 1904 433150 fax +44 1904 433181 Try www.viperlib.com your one-stop visual perception image site Creator of the solar system: www.solar.york.ac.uk


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Two-thirds of Michigan's conventional public school districts now contract out for at least one of the three main noninstructional support services—custodial, food or transportation—according to the Mackinac Center for Public Policy's 2013 School Privatization Survey. That is up from 60 percent in 2012 and more than double from 2001, when the Center's first survey found that 31 percent of districts privatized one or more of those services. "In just a ...
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1) Have you recently studied the Law of Signs and Law of Cosines? These could be very useful, here.
2) Diameter = 2*pi*r
8.4 cm / Diameter = How many degrees of the circle?
You should have a theorem about the measure of inscribed angles. Something about "half" comes to mind.
Let's see what you get.
*EDIT: Are you sure that said "central" angle the first time? Sleep reading again, I guess.


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The Style Gallery is a great new way for you to view, love, and share outfit photos. It's meant to showcase
all the expressive, creative, and inspirational personalities of our community!
Love you too!
Your email has been sent!
As you awaken to a distant chime that sings from across town, you tiptoe into this comfy cotton dress, step into your cleanest pair of cowgirl boots, sling your denim jacket over a shoulder, and hit the trail to meet the ladies! As the sun beats warmly on one shoulder of this strapless, petal bust frock, you lean down to pick a few periwinkle blossoms that match the hue you inhabit between cloud colored pinstripes, eyelet embroidery, and a crocheted trim. Your commute is comfortable, as this frock's padded bust, soft lining, and snugly tied back bow bring you ease in wearing your ensemble. When you're reunited with your beautiful friends, the flood of compliments begins - and who doesn't like a bit of encouragement first thing in the morning?
Final Sale: This item cannot be returned or exchanged.
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Workers on Monday continued clearing out and cleaning up the Amarillo Civic Center Complex after a broken water main flooded the facility twice last week.
Through the weekend, about 80 city personnel and contractors worked shifts around the clock pumping water, mopping, shoveling mud and removing items from the soaked basement level of the facility, Civic Center General Manager Sherman Bass said. He said the long hours will continue into the week.
The first incident occurred last Wednesday night when a seal between two pipe joints failed and triggered a release of water that filled about 75,000 square feet of the Civic Center's basement with about 18 inches of water. After a day of frantic activity, city of Amarillo Water Department workers
affixed a repair clamp to the pipe, but the line failed again over Thursday night and even more water flooded the basement.
The facility is now closed to all unauthorized personnel and administrative offices have been moved off location.
The arena turf used by the Amarillo Venom football team has been ruined. Carpeting and turf have been removed from the building. Bass said the materials were "totaled."
Tickets for Civic Center events are temporarily available through the Globe-News Center's box office, located at the Globe-News Center's south entrance, 12 p.m. to 6 p.m.
Monday through Saturday. Blackmon Mooring, the lead contractor on the project, has brought in water pumps and two industrial dehumidifiers, Bass said.
In a news release issued Monday, city officials said the bulk of water had been pumped out of the facility, and Bass said workers were still inside with squeegees and mops removing the remaining water and mud. Technical crews are still assessing the condition of mechanical and electrical systems inside the building, said the release. Crews will work toward restoring electricity and water service, but Bass said time estimates were unavailable Monday.
Several large roll-off receptacles have been brought in and loaded with debris and bags of ruined merchandise.
A parking lot east of the Civic Center across South Johnson Street has been transformed into a laydown yard for items removed from the facility. Hockey sticks, chairs, and soda machines are among the items that have been relocated. Bass said that Civic Center personnel and insurance workers would inspect the items later in the week to see if any of it can be salvaged.
Damage and repairs could be costly. The original incident Wednesday could have topped $50,000 alone, Bass was unable to speculate on how much more the second flood could add to the bill.
Although no additional events have been cancelled, Bass said that more information would be needed before authorities would be able to make a definitive statement about when the Civic Center will be usable again.


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Best way to cash out rebate visa cards: What works, what does not...
Here's what I know and tried:
1) Square. "Pay yourself" and transfer the money to your linked bank account. Square takes 2.75% fees, so this is not optimal. If I do $1k of FARebates, I lose $30 in fees. Also, it needs to be done in moderation, as I've read that Square clamps down if you do too many transactions.
2) Cash Advance at Banks. A lot of posts from the 2010 to 2011 period says that you can take the rebate visa cards and cash them out at banks. This does not seem to work anymore. I've tried it at Chase and another local bank, the banks get some authorization error.
3) Amazon Payments. This is the fee-free way to go. However, I am worried that Amazon may flag your account if you add 20ish cards in a month. I've done it only 3-4 times so far, and I am worried about continuing. Does anyone cash out their rebate cards by AP? Did you get flagged?
Does anyone else have any other suggestions to chip in?
And please can we avoid the conversation of "just spend it at XYZ"
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Extended Perks members now have exclusive access to one-click booking! Save time by just clicking the Just Book It! link under your desired room rate to instantly reserve your room!
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Kotaku posted a story this morning about the EVO Championship Series, an annual tournament of the best fighting games, played by the best fighting-gamers. The tournament can be traced back to a 1995 New York meet-up of top arcade players, determined to find a champion, and is now the longest-running fighting game tournament in the world.
The blood of the Old Ones (arcade gamers) courses through the veins of these ubergamers, and the fans that have gathered. Simply put, their passion is epic. Watch them go absolutely nuts in the video below, and click through the read link for a legendary Street Fighter III performance from the 2004 tournament.
Here's the video from EVO 2004. Amazing stuff.


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Hotel La Sapiniere: Find photos, reviews, information, amenities and compare prices for 3 stars hotels in Vresse sur Semois, Belgium.
Hotel La Sapiniere is ideally positioned in peaceful surrounds in Vresse sur Semois, just a short drive from Gedinne and Bievre. A short stroll from Laforet, it offers comfortable rooms equipped with heating and a telephone.
Hotel description
This 3-star hotel provides a playground, bicycle rental and room service. In addition, the multilingual staff are available to offer assistance.
Hostellerie la Sapiniere provides 60 rooms, all of which are equipped with a hair dryer. There are also multiple rooms designed for families.
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All Inclusive
Release Date: August 18th, 2008
Not Yet Rated|1 hr. 35 min.
Plot Summary
A vacationing businessman (Jesús Ochoa) and his family air their dirty laundry as a hurricane bears down on their lavish resort.
Cast: Jesús Ochoa, Martha Higareda, Ana Serradilla, Valentina Vargas, Jaime Camil, Mónica Cruz, Fernando Arroyo, Eduardo Cuervo
Director: Rodrigo Ortuzar
Genres: Comedy drama


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We hereby thank the 223 peer reviewers who completed JCG manuscript reviews in 2000 and whose names appear on the following list. We are extremely grateful for their volunteer efforts, which make this a scientifically acknowledged peer review journal. The Journal staff and the publishers are deeply appreciative of their work in keeping our specialty scientifically contemporary.
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Leading Judicial Openness
In a speech on the significance of judicial openness, ZHOU Qiang, President of the Supreme People's Court, mentioned our work:
"Stanford University ['s China Guiding Cases Project] has translated into English all the Guiding Cases released by the Supreme People's Court in recent years and made them available on [their] website for judges, lawyers, and scholars around the globe to analyze and review."
Read the full article 《筑牢司法公开的基石 以公开促公正 以公开树公信》 ("Build Strong Foundations for Judicial Openness to Promote Fairness and Establish Public Trust").
"Already as a newly joined member I am impressed by the top-level scholarship, professionalism, and excellent teamwork of CGCP team. Working under the careful guidance of Professor Gechlik and the other brilliant CGCP team leaders, every member receives an incredible opportunity to gain experience dealing with issues involving GCs and the Chinese legal system, all while learning from the highly organized elite of Chinese law scholars from Stanford." — Yanzhou Chen, LL.M. International Legal Studies, NYU School of LawMore
"I find the SLS CGCP to provide excellent resources for and further stimulate my research interest in Chinese law and its fast-paced development. The CGCP is uniquely designed and provides excellent opportunities to engage with many top fellows around the globe in intellectually challenging discussion. I very much enjoy the work, not only in terms of building my knowledge, but also my skillset, and I look forward to working on more interesting initiatives and maximizing my growth and exposure." — Sharon Heshan Cui, J.D. University of Hong Kong, LL.B. Tsinghua UniversityMore
"It is very impressive that Stanford is home to such a meaningful program that follows the judicial progress of China. I feel honored to be a member and to make a contribution, however small in comparison to Dr. Mei Gechlik and other core team members. It is such a great opportunity to work with talented people around the world. The Guiding Case and subsequent cases I have focused on in my experience with the CGCP can help me to better solve my client's real problems. I hope this meaningful program will benefit more people!" — Jingan Yan, Counsel, Broad & BrightMore
"The CGCP provides a unique opportunity to both observe and analyze the ongoing development of another legal system's expanding jurisprudence. Being a member of the CGCP team has been one of the most interesting and rewarding experiences of my time at Stanford Law School." — Ken Daines, J.D. candidate, Stanford Law SchoolMore


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Calvin and Hobbes by Bill Watterson
- February 22, 2011
- From Beginning
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Such excitment!
We all have days like that Calvin. Welcome to the real world.
The kid's got a future in show biz.
So he had a good day. That is nice to hear :-)
I had such a day yesterday, nothing worked as it should. And when I saw my son in the evening he said his day was the same like mine!
Sounds like a good good day.
Ah yes. After a day spent contemplating the intractable problem of evil and the diabolical atrocities of war, it's time for another discussion on snowpants. I guess Calvin and Hobbes has a little something for everyone.
I have to admit, I was very relieved to see that today's strip wasn't on the topic of nuclear annihilation.
Yes Hobbs, a little lightheartedness is in order. Yesterday was much more a super serious ethics discussion than a happy romp with a sassy scamp and his faithful Hobbs. Um, I mean the tiger Hobbs, not the commenter.
Yeah, Calvin and I have never been able to figure out who that "Hobbes" commenter is…
Thank god today we have something to do with snow, after such a serious discussion on serious topics.. :D
What a 'Show and Tell' !!
Well instead Calvin's mom should be more concerned about how was the day for people around Calvin…lol..
If I didn't know any better, I'd say you enjoyed it, Calvin.
Good Morning, Marg, Mike & ♠Lonewolf♠!
Well, there Calvin and I would've parted ways. I never enjoyed getting into hopeless messes for the sake of getting into hopeless messes.
His backup temperament is certainly different from mine, even though our core temperaments are the same. At the core, we want to be imaginative. As a backup, he wants to have fun, I want to be competent.
Calv is a sport!!! Atta boi!!!
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Skip to comments.Jobless claims unexpectedly rise last week (up to 380,000)
Posted on 04/12/2012 5:51:00 AM PDT by sunmars
WASHINGTON (Reuters) - New claims for unemployment benefits rose last week to their highest level since January, a development that could raise fears the labor market recovery was stalling after job creation slowed in March.
Initial claims for state unemployment benefits increased 13,000 to a seasonally adjusted 380,000, the Labor Department said on Thursday. The prior week's figure was revised up to 367,000 from the previously reported 357,000.
Economists polled by Reuters had forecast claims falling to 355,000 last week.
The four-week moving average for new claims, considered a better measure of labor market trends, rose 4,250 to 368,500.
The claims data comes in the wake of Friday's disappointing employment report for March, which showed the economy created 120,000 new jobs, the smallest amount since October.
(Excerpt) Read more at baltimoresun.com ...
unexpectedly...everyone drink.
Looks like it's an Irish Coffee kind of morning now...
Easter bunny.
Simple analysis of the jobs situation. A lot of companies cleared the books for three years of as much labor as they could to survive. 2012 budgets included a couple new hires, and did not account for new layoffs. Now, 2012 is settling in, and the economy is still on life support. Hiring is slowing and some companies are now letting people go again as the numbers look worse than expected.
yup, sony announce 10,000 lay offs, Yahoo cutting 15% of staff, banks slashing to hell, if the big companies are slashing to ribbons then you can be guaranteed, the small companies cannot afford the staff either and its only going to get worse.
——the labor market recovery was stalling after...——
Recovery? RECOVERY? Are you bleepin' kidding me!
I never saw that coming.
It was unexpected.
unexpectedly - drink
let me be clear - drink
um, ah - drink
anything regarding the Chevy Volt - drink
anything regarding Israel - drink
anything regarding border security - drink
anything regarding unions - drink (maybe a double)
anything regarding his alleged successes - drink (down the remainder)
anytime you see one of those idiotic anti-oil campaign ads of his - drink
You get the idea. I'm sure in no time we can stimulate the alcohol industry, and by extension the makers of asprin and/or ibuprofin. ;-)
I guess that's why the picture of Obama and the Easter Bunny looked funny...Obama was scowling at him....he musta knowd the Bunny was up to no good....hahahahahahaha
Naw, hussein was scowling at him 'cause he just realized the Easter Bunny was going to be unemployed for another year after just one day of work, and thus back on the rolls, hurting the percentages. ;-)
Their revisions are fairly large every week now it seems. Their lies are catching up with them.
Four dollar gas is about to cut you off at the knees, Barry.
Whether you care to admit that or not.
Be sure to thank the Sierra Club on your way out of the White House in January.
You reap what you sow, and the more Obama threatens the top 1%, the more chips they take off the table. Unemployment will continue to spiral out of control until the Moron-in Chief is removed from office.
It's now 57 of 58...I'd call that a "trend".
that was a cracker bunny - white, with blue eyes and blonde hair, no less
And he dint give a fair share of his eggs to everyone after everyone knows that oppressed peoples gathered those eggs
You're right. Americans love to drive, period. All the GOP candidate has to do is remind people what the price of a gallon of gas was when hussein took office. Then remind them of drilling moratoriums, EPA regs, Keystone pipeline, green energy scandals... So long hussein.
Naw....silverleaf is right...it was a cracker-Bunny....white with blue eyes....Holder's Panthers hate white blue-eyed bunnies....
Now, 2012 is settling in, and the economy is still on life support. Hiring is slowing and some companies are now letting people go again as the numbers look worse than expected.
I expect that the big multinationals are moving more jobs and positions out of the country for many reasons I imagine, the biggest is to shield the companies assets away from confiscatory taxation they see coming down the pike at them.
On the other hand the Book "The Hunger Games" is beginning to look more and more prophetic as the days go by under this Regime.
But ZERO will crow about the next Unememployment rate release which will show another drop to 8.1% and the media will hail the great turnaround continues
And the revision is always up.
I like the idea, but we wouldn't survive a week.
Last weeks got revised up 10,000. So how much will this weeks 380,000 be revised up next week?
You get the idea. I'm sure in no time we can stimulate the alcohol industry, and by extension the makers of asprin and/or ibuprofin. ;-)
Arn't the "alcohol industry" and the "cosmetic or perfume industry" that have increased business in recession times? IIRC
Not to mention our entire summer economy is based on hitting the road for the family vacation. Very little of that happening this summer, hence no seasonal hiring.
These numbers will start looking really bad in June and July.
My sense is that buying had died for a bit, that consumers had paid down credit cards and loans, and that they had had a period of purchasing before and after Christmas that led to a demand that required some extra workers.
They have now done their spending so it's slowing down and retailers and manufacturers are sensing that.
Additionally, higher gas prices have again siphoned off discretionary cash, so that has also softened any demand for other items. The oil sheiks get rich again in another of the installments of price hikes promised by the bowing to mecca obama. (These opec manipulators of prices will again ratchet up supply prior to election day to make him look good.)
The next recession will be intentional, and it will be programmed to hit end of the year is my sense.
They actually tried that excuse on CNBC market report this morning.
Bush's fault.
Anyone have a chart of the number of people dropping out of the labor force because they can't find work?
Hey, I was in a McDonald's (sorry, wife had to use their facilities) and they have a sign up....hiring...so the economy is on the way up....yeah, that's it, more McDonald's jobs....that'll do the trick..."unexpectedly" my rear..
Hey, I was in a McDonald's (sorry, wife had to use their facilities) and they have a sign up....hiring...so the economy is on the way up....yeah, that's it, more McDonald's jobs....that'll do the trick..."unexpectedly" my rear..
anything blaming Bush - drink
anything blaming Republicans - drink
anything blaming whites - drink
upward revisions now 53 of 54 last weeks?
Yeah, but I'm not sure Hubby is gonna like me being passed out drunk every single day by the time he gets home for lunch. :-/
And the state-run media!
"The next recession will be intentional, and it will be programmed to hit end of the year is my sense."
TAXNEGEDDON is coming in January 2013.
The Obamacare taxes kick in in full force, and the Bush tax cuts expire.
Business knows what is coming, but the non-Fox media refuses to even mention it, for fear of being branded racist.
Does anyone have a chart showing the announced no's vs the revised (up/down) no's?
Yep! Watch the next "blame the lousy economy on..." poll to show 60% blame Bush.
No they won't. The msm will just make up their own numbers.
Wow, imagine that.
I've been keeping track of these releases for some time on a spreadsheet. As of the moment, the statistical probability of 57 of 58 jobless claim releases being revised upward (assuming an equal chance for an upward or downward revision each time) is ...wait for it... 0.0000000000000201228%. Coincidence, I'm sure.
Then you blame the stove, the oven, the oven manufacturer, etc.
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Servings per Container: 90
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With Micro-Rx and Extend-Rx Technology: Acacia Rigidula Extract (as Thermo-Rx) (leaves) [Yielding 75mg Phenylethylamine Alkaloids including: B-Phenylethylamine, N-Methyl-B-phenylethylamine, and R-beta-methylphenylethylamine], Phenylethylamine HCL, Theobromine, Synephrine HCL, Hoodia Gordonii Extract (cactus), Naringen 9fruit), 6, 7 Dihydroxybergamottin (fruit), 5-Methoxytryptamine HCL, L-5-Hydroxytryptophen, Yohimbine HCL.
Caffeine (anydrous) - 100mg
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Sodium starch glycolate, Starch, Magnesium stearate, Stearaic acid, Povidone, Silica
For best results take two tablets in the morning and an additional tablet after lunch. You should not take more than six tablets in one day.


text:
Bang & Olufsen BeoPlay H3
"These headphones have a nice open soundstage for an earbud headphone and are relatively comfortable to wear. The sound does seem to "settle" and refine somewhat after some time of burning in. They sound quite natural and relaxed especially at lower volumes but turn up the volume and these bad boys come alive. I find the slightly flat sound at lower volume levels does pay off at higher listening..." --pete4sound
"To all interested in ClarityOne Audio earbuds I say beware. I bought these headphones from airmiles (a licensed seller at the time) last summer. I loved the headphones and I commend the company for the quality of the audio that they produce. In my opinion they were pretty amazing. But then winter struck. I live in Canada, and incidentally the same city that the "Head Office" for Clarity One..." --bruddah


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Milwaukee isn't that far from where we live so we ride up there from time to time. Whenever we're in Milwaukee we always go to the Harley-Davidson Museum.
The HD museum has so much I don't where to begin. It's more than just antique motorcycles although they have plenty of those. They have collections of helmets, gas tanks, and art. They have displays showing how different aspects of a Harley are engineered including how they get the distinctive Harley Davidson sound. One of my favorite displays was toward the end where they have different types of Harley's that you can sit on. I especially like sitting on some of the racing bikes fantasizing about what it would be like to run full out around a dirt track. They also have a couple of pretty good restaurants on site for relaxing after taking the tour.
Basically the museum is a place that celebrates not just the Harley Davidson heritage but motorcycle culture in general. If you love motorcycles it's a place you'll want to check out.


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Clemson College was already engaged in extension work prior to the passing of the Smith-Lever Act of 1914, which formalized the Cooperative Extension Service. By 1905, the college sent out nearly 300,000 brochures annually. Topics covered a wide variety of information including crop and livestock production, fertilizer recommendations, drainage and sanitation, the placement of water sources, and the placement of feedlots.
In addition to bulletins and publications, Clemson used the railroads to directly reach South Carolinians. 12 to 15 faculty members traveled throughout the state, making presentations at preannounced, scheduled stops. The tours were offered three times a year and ran between academic sessions. The 1905 winter tour stopped in 39 sites. The winter 1906 tour had 37 stops and reached 6,300 people. The 1907 winter tour was a huge success and attracted nearly 15,000 visitors.
Today, Clemson Extension agents continue to provide a wide variety of research-based information to the people of South Carolina. Agents are located in all 46 counties and at the University's five Research and Education Centers.


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oscarthe2+ weeks old
Trash pick up for Eastchester Residents. Just rented a place in Eastchester. Is trash pickup the same for the entire community? I suppose I could wait until I see my neighborhood put out their trash, but would rather have it ready to go, tons of trash from my move.
Link to this answerThurman Gurgin2+ weeks old
Good thinking, and good question. No, pickup is not the same time for everyone. Check out the link I attached below. Eastchester is split into four sections. To see which section you belong in, look at the link. Then, there is a schedule for each section. These are also on the same page. I hope this helps, good luck getting rid of that trash.
Trash pick up for Eastchester Residents


text: For details about how any multifamily housing programs you work with are being handled by HUD during the government shutdown, visit the Government Affairs Community, where you can find a quick bulleted list of the "need to know" details, and a longer document outlining HUD's contingency plan. Have questions? Join the conversation and NAA staff will reply.


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Two people were accused of making methamphetamine in a village home after a Wednesday afternoon raid. Cobleskill police and state troopers executed a search warrant at the home of Laura K. Kieru, 28, of 104 Bridge St., as part of an ongoing investigation into drug sales in the area. Police said they seized components of a portable methamphetamine production system and ingredients for the drug, which were subsequently turned over to a hazardous waste hauler ...
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I would never pick this book up in a secondhand bookstore because the title is strange and the cover is weirder. No wonder Harlequin puts the money and effort into consumer research. It's all about pretty covers and catchy titles!
The romance takes place in Brazil with references to England and Portugal. Goldenhawk is the name of the hero's best estate.
The heroine is a very plain girl. Her name is Jaine, appropriate for the phrase plain Jane. Quite often in the novel she is mistaken as a boy. I wanted to jump into the novel and tell her to grow her hair longer and wear less concealing clothes because it's obvious she's plain only so much as her aunt and cousin made her so.
Jaine is basically an indentured servant to her cousin and aunt. She's an orphan and poor relation. Jaine is sent off to take the wrath of the hero as her cousin and aunt depart days before the cousin's wedding to Pedro de Ros Zanto, a very wealthy landowner and a Duque.
Pedro is amused and determined to hire Jaine out from under her aunt. He promises a life outside of the colorless drab world she's in and enough money to make it lucrative. Jaine accepts and becomes his son's companion and caretaker. The son, quite frankly, reads as an excuse for her presence because even with his disability the boy never really makes a big splash or seems to have purpose.
The story is very chaste. We never see anything beyond some passionate kisses. It ends in a bittersweet way similar to Sound of Music. They're together, but they're leaving a lot behind in their effort to make it to safety.
[phpbay]Violet Winspear, 5, "", ""[/phpbay]


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Best Scones
Total Time
Prep 15 mins
Cook 12 mins
The lightest scones I ever had, but be careful it requires a light hand. Don't overmix and knead the dough too much or they will turn out very tough. Undermix in better.Use only a small amount of flour on the kneding board and knead lightly until very smooth.Add a little sugar to take away any floury taste. Before baking, brush top with milk for golden shiny tops.
Ingredients Nutrition
- 2 cups self-raising flour
- 1 pinch salt
- 30 g butter, cut into small pieces
- 1⁄2 cup milk
- 1⁄2 cup water
- Preheat oven to 220°C Sift flour and salt . Add butter and rub using your fingertips.
- Combine milk and water. Make a well in the center of the flour. Pour liquid all at once. Mix quickly to a soft dough.
- Knead lightly. Press or roll out to form a round about 2 cm thick.
- Cut using a round cutter and place on a greased oven tray and glaze with milk.
- Bake for 10-12 min or until scones sound hollow when tapped.
Most Helpful
These really are wonderful scones. I added a couple teaspoons of Splenda because I like a little sweetness in scones that I'll be using for brekkie. I also found the dough to wet to knead at first so I waited for about a min and rechecked. It was much better after allowing that little time for the flour to absorb the liquid, however, I still needed a little more flour on the board that the recipe describes. All in all they turned out beautifully (even though I forgot to make the cuts) with the same great crisp thin exterior and a moist incredibly tender and delicious interior. They made a marvelous breakfast with tea and Recipe #315981. Thanks Little for a real keeper.
Mmmm, I had these for breakkie today and they were fabulous! What a great start into the day! They are flaky yet very soft and moist on the inside and have a great crunchy crust. I added in 20 g of sugar for a slight sweetness, which was very nice. Due to diners review I was careful when adding the water/milk, so that my dough wouldnt be too wet. I only needed 3/4 cup in total. THANKS SO MUCH for sharing this real treat with us! Ill surely make it again! :) Made and reviewed for Everyday Is A Holiday Tag Game January 2010.
Made these scones for breakfast this morning and served it with fresh fruit and they are wonderful. I had to add some more flour to the batter as it was still too gooey to knead, but with more flour was able to get a nice soft dough. Baked up nice and fluffy on the inside and a good crisp crust. Thanks for sharing the recipe. Made for Newest Tag.


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INGREDIENTS:2 medium Idaho Potatoes (5.5 oz. each), washed and diced as needed, cooking spray 1 pound frozen white bread dough, thawed to room temperature 1 small onion, thinly sliced and separated into rings 2 cloves garlic, minced 2 Tbsp. minced fresh herbs (chives, parsley, oregano, rosemary) 1 tsp. Cajun seasoning DIRECTIONS:Spray a large baking sheet with cooking spray. Pat thawed bread dough into pan, forming a 9-inch round. Spray the dough with cooking spray and allow to rise in a ...
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Karan Bajaj, ET Bureau iBerry's Nuclea N1 generated a lot of hype thanks to the specifications and features it offers. For starters, it has a 5-inch, full HD display (1920 x 1080 pixels) with Gorilla Glass 3 that makes it scratch resistant and sturdy. Image: http://iberry.asia
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After a number of well-received predecessors, the first installment of UFC Primetime: UFC 145 will air this Friday night on FX beginning at 11:00 p.m. EST. The series, which will take an in-depth look at the training and day-to-day lives of main event fighters Jon Jones and Rashad Evans, will be televised in a three-part series. The second and third episodes will air April 13 and April 20 with FUEL TV broadcasting replays several times later.
Jones and Evans will meet for the light heavyweight title on April 21 in Atlanta, Georgia. The two have been on a mission to face off since early last year when "Bones" replaced "Suga" and won the title from Mauricio "Shogun" Rua.
With so much animosity between the two fighters having already been put on public display, you can expect to hear a lot of trash-talking and jaw-jacking in this series between both Jones and Evans who have already made numerous inflammatory comments towards each other through various forms of media.


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CLOVIS, N.M. - Allie "Lou" Thompson, 90, died Monday, Oct. 9, 2000.
Graveside services will be at 1 p.m. today in Lawn Haven Memorial Gardens with the Rev. Dean Turvaville officiating. Arrangements are by Muffley Funeral Home.
Mrs. Thompson was born in Tulia, Texas, and moved to Clovis in 1937. She was a retired licensed professional nurse and a member of Prince Street Baptist Church and the Order of the Eastern Star.
She married Charles "Shorty" Thompson in 1955 at Clovis. She was preceded in death by her husband and by a daughter, Donnie L. Long.
Survivors include a son, Bob Burton of Corona; two daughters, Laura L. Dunmar and Norma M. Powers, both of Santa Fe; 11 grandchildren; 22 great-grandchildren and three great-great-grandchildren.
Amarillo Daily News, Oct. 11, 2000
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Ideal for outside lighting, spike lights are very versatile that transforms the general look of a garden or outside property. They can be used to light pathways, illuminate gardens and trees as well as water features such as the swimming pool, bringing out an ambience feeling. The incandescent emitted by spike lights on boundaries makes some property owners feel more secure at night. Spike lights come in a variety of colors, finishes, heights and also watts. To reduce the direct glare light, many spike lights do come with glare shield attachment therefore producing penumbrial light. The finishes can either be made of copper, brass, colored power coated finishes or stainless steel therefore when placed in the environment, they blend well. These materials are waterproof and non corrosive hence withstand change in weather conditions such as high summer heat to low winter temperatures.
LED spike lights last longer and uses less energy making them cost efficient. Ideally, they give out less heat compared to halogen making the maintenance cost less expensive. Halogen spike lights are luminous and are used for spotlight lighting. They emit warm and white light and also produce heat. Low voltage spike lights are inexpensive, easiest to install as well as they are the safest lighting system available for the garden since they emit only 12 voltages. Main spike lights have a voltage that range between 220 volts to 240 volts and produce gleaming light.In today's society technology had led to the development of colored spike lights which radiates light ranging from different colors. This type of lighting can be make the environment more sophisticated and eye catching. Some of the colored light are automatic, changing colors at certain intervals without the need of a remote.
With different designs, these lights can either be mounted on the walls, hung on trees or fixed directly into the ground. They come with different heights. Low heights can be mounted or fixed near pathways while those whose heights are higher can be placed on borders. However it is important to note that in order to reduce the risk of water ingress, consumers are advised to keep all lighting above ground. Some of the lighting heads are adjustable although there are those which are fixed.
Depending on a client's preference, the main factors to consider when choosing spike lights are first, the type. As seen above they can either be halogen, LED, 240 mains, low voltage as well as solar powered light since they all produce different level of brightness and also use different energy levels or source. The area that needs illumination should also be considered such as trees,pathways and garden beds or shrubs will require short spike lights whereas if its a large area that has to be lit or its at the property border, lights with high heights should be installed. Another important factor is the type of material used to make the spike light since the material has a direct effect on pricing.
In conclusion, spike lights radiate the environment at night either by mirror lighting trees, shadow lighting sculptures or highlighting your favorite garden feature hence are suitable for outdoor gardening.


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Over 20,000 EDM, Electro, Techno, Trance and Progressive Bass Music fans descended on the Ile de Impressionists, Chatou near Paris on Saturday, September 5th 2015, for the sixth edition of Inox Park
Vela Ground Stack
For over 40 years, Ohm has produced loudspeakers that have received industry acclaim as well as the appreciation of their discerning owners. We haven't shouted about it, going quietly about our business, letting our quality products speak for us. You see, Ohm people are craftspeople, building amazing products by hand in the UK.
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Lecture on contemporary art
June 30, 2013
Tom Bosket presents "100 Years of Innovation in Contemporary Art" at the Zane Grey Museum, 2-4pm. This hour long lecture will take you on a roller coaster ride through the driving forces behind the iconographic images of today's contemporary art world. The discussion that follows will address: how we can relate those choices to ourselves and our making.


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Senior Vice President
Born 1959. Master of Business Administration. Senior Vice President of AB Volvo responsible for business units, human resources and coordination of the Group's soft products business. Senior Vice President of AB Volvo and CFO of the Volvo Group 1998–2005. President of Volvo Group Finance Sweden 1994–1998. Member of the Group Executive Committee since 1998. With Volvo since 1987. Board member: The Association of Swedish Engineering Industries, The Chalmers University of Technology Foundation and GU School of Executive Education AB. Holdings in Volvo, own and related parties: 149,198 shares, including 148,667 Series B shares.


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So much for Real Madrid being in Copa del Rey trouble. Jose Mourinho, however, might still be feeling the heat.
Real Madrid crushed Celta Vigo Wednesday, 4-0, at the Estadio Bernabeu behind a hat-trick and assist from superstar Cristiano Ronaldo. Mourinho's men overcame Sergio Ramos' second-half red card (for a second bookable offense) and advanced to the quarterfinals of the Spanish Cup.
All in all, it seemed like a pretty good night for Real.
Ronaldo opened the scoring in just the third minute, doubled Real Madrid's advantage midway through the half and completed his hat-trick in the 87th minute. Sami Khedira added the fourth goal—assisted by Ronaldo—one minute from time. Iker Casillas even started in goal, and everything seemed fine for a night in the Spanish capital.
It wasn't all good news for Los Blancos, though. Ramos could receive a suspension for allegedly talking back to the referee after being sent off (via ESPN FC). Now, Real return their attention to La Liga, where rivals Barcelona are a massive 16 points ahead.
Perhaps the latter—along with constant pressure from Real Madrid's fans—was the reason for Mourinho's actions along the touchline at one point in the match Wednesday night.
After seeing Ronaldo fail to win a free kick near the box, Mourinho erupted momentarily. The Portuguese manager ran along the touchline, grabbed a ball and punted it straight at one of his staffers. Yikes.
The whole incident—which, in all honesty, amounted to not too much—can be viewed in the clip above. It's our Set Piece Video of the Day for this Thursday. Enjoy.
After the match, Real Madrid assistant coach Aitor Karanka spoke to the media. On Mourinho, he said (via RealMadrid.com):
The manager said it, the fans do what they believe. He is in charge of working and getting the best for Real Madrid. Being with him you are aware of what he does. And if the fans whistle it's because they are not happy. We are here to work and that's the way we've done it for the last two and a half years.
So, what do you think, readers? Is Mourinho cracking under pressure? Or was this just an entertaining bit of histrionics along the touchline?
(h/t Who Ate All The Pies?)


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Measure A should sunset in January as specified by voters.
On April 3, the City Council voted to place a redirection of sales tax dollars on the ballot in November.
In 2004, 72 percent of voters approved Measure P to increase our sales tax. Those additional funds were designated to augment the general fund, to provide salaries for our Police Department, funds for new police facilities and a training tower for the Fire Department.
In 2009, with the approval of Measure A, sales tax funds were redirected to pay some salaries of the Los Banos Police Department. Those funds in accordance with Measure P were intended to build a new police facility and a training tower for the fire department, for police salaries.
Ironically, the purpose of both Measures P and A was to provide sufficient police officers to protect the citizens of Los Banos. Unfortunately, the Los Banos Police Department failed in that mission.
Despite the collection of additional sales tax for the past 10 years, and the redirection of additional funds during the past four years, the citizens of Los Banos have experienced an increase, in crime rate, gangs and gang violence, shootings that resulted in the killing or wounding of innocent bystanders, shootings at cars and homes, increase in drug activities, brawls, deterioration of our neighborhoods, minimal to delayed or no police response, minimal police presence or visibility.
There are currently 38 police officers, some of whom were partially financed by Measure A and P to specifically curb crime. Patrol cars were upgraded with high-tech equipment to assist officers in identifying suspects. We were promised more public safety with the passage of Measures P and A; instead we are facing higher crime rates, increased gang violence and higher drug traffic in our city.
Citizens of Los Banos should be reminded that 60 percent of the Los Banos general fund 2012 budget was spent on our Police Department alone.
Setting the higher crime rate aside, let's not overlook the economic conditions in Los Banos. Thirty-five percent of homes in this city were in foreclosure; unemployment rate in Los Banos is 19.3 percent. These high numbers also result in more citizens being homeless, hungry and in need of so many more social services.
Instead of redirecting more funds to the Police Department for seven more years, the City Council should direct its attention to sustain public services, i.e., water, sewer, waste management, the animal control department and city parks. With the above statistics, our citizens should not be burdened with any further increase of fees.
To redirect or maintain the proposed increase of sales tax for an additional seven years to benefit the Police Department that receives 60 percent of the city budget borders on mismanagement of public funds. Perhaps with the new city manager, we can look forward to some changes and hopefully more accountability of our Police Department.
Incidentally, I am not swayed by the recent sweep of criminals that violated their probation or parole. These sweeps are too few, and seem to be more of a timed political tactic to sway public opinion. It's been consistently three to four years of increased crime rates. Where is the accountability?
The measure on the November 2013 ballot to redirect our sales taxes for an additional seven years, hopefully, will be defeated. We need to send a strong message to our local government officials. There should be no more taxes, no more redirection of our sales taxes to pay for police salaries. Instead, we need more accountability, effectiveness and more coordination with our citizens. Anything less and perhaps the citizens of Los Banos should consider the repeal of Measure P, and eradicate the initial increase of our sales taxes.
Baldo Salcido is a 13-year resident of Los Banos.
Baldo Salcido is a 13-year resident of Los Banos.


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Shop for wall mounted shelves and add on shelves from Win-Holt®. Find wall shelves, tubular shelves, cantilever shelves and more Win-Holt® shelves.
Order your Win-Holt® shelving today, and have your Win-Holt® shelving arrive right to your door. Ordering online is easy and fast, with more items shipped out in one to two business days. If you have any questions about Winholt shelving, or would prefer to place your restaurant supplies order by phone, please contact Customer Service.
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The Industry's Lowest Power, Highest Performance CO Chipset
The Ikanos Velocity family of low-power, full-featured broadband A/VDSL access chipsets provide up to 100 Mbps symmetric bandwidth and operate at an unprecedented sub 1 Watt (W) per port power consumption. Both chipsets support 8a/b/c/d, 12a/b, 17a and 30a VDSL2 profiles as well as ADSL2+, ADSL2 and ADSL standards.
Compliant with European Code of Conduct (CoC) power consumption standards, the Velocity chipsets utilize up to 30 MHz of spectrum. In addition, Velocity chipsets include Ikanos Quality Video (iQV) technology which enables exceptional delivery of data-intensive triple play applications, including multi-channel high-definition IPTV, high-speed data transmission, video on demand (VoD) and voice over Internet (VoIP).
Download the Ikanos Velocity product brief (PDF).
Key Features
- Industry leading power profile that exceeds European Code of Conduct requirements
- Symmetrical performance up to 100/100 Mbps
- Assymetrical performance up to 100/50 Mbps
- Ikanos IQV™ technology for increased stability and performance supports 8, 12, 17 and 30 MHz Profiles
- Supports VDSL/ADSL2+/ADSL2/ADSL standards
- Integrated QoS capabilities
- Firmware and OS-Independent APIs
Development Tools
- Evaluation Systems
- Reference Designs
- Applications Notes
- Complete Software Suite
- Bill of Materials
To find out more about the development tools, please fill out the sales inquiry form.


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With sincere gratitude, I welcome you to the website of the Iota Alpha Omega chapter of Alpha Kappa Alpha Sorority, Incorporated® located in Poughkeepsie, New York. Our chapter has served the Mid-Hudson Valley over 45 years and we look forward to continuing this legacy. Please feel free to learn about our organization, what we are doing in the community and meet our members.
Vanessa Rice, President
Iota Alpha Omega Chapter
Alpha Kappa Alpha Sorority, Incorporated®


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Grundy County Historical SocietyCategories:ARTS & CULTUREHISTORY
Museum hours of operation are Thursday, Friday & Saturday 10 AM to 3 PM. Call in advance for guided tours (48 hour notice). The museum has extensive Mazon Fossils, a replica of an early 1890 store, a replica of a 1900 living room as well as a 'tool shed' showing many of the early tools used by pioneers and early farmers. There are many other exhibits as well.
Location & Nearby Attractions
What's Nearby


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Sydney Shark
Published on October 10, 2010. Played 1,759 times. Editors' rating 2.4
Sydney Shark is the sequel of Miami Shark, the great shark action game. Mission of this addictive shark game is to eat or destroy anything that moves on the beach of Sydney.
Control the shark with arrow keys and bite with CTRL. To make a superjump dive deep and then come up fast.


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Today, I felt inspired to create a photo album of myself through the years. As I was organizing the photos of my childhood, I noticed how many my mom was holding me and hugging me in. When she came home from work I jokingly asked, "When did you start hating me?" She replied, "When you were 4". FML
by anonymous / 08/11/2009 at 9:43pm / United States (Virginia) / Miscellaneous
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Attorney Fees in Common-Law Indemnity Claims
December, 2002
Typically, when your insured general contractor builds a
home, the contract with the homeowner provides for an
award of attorney fees to the winner in any dispute
related to the construction. When the general contractor
is later sued for alleged construction defects, the
subcontractors are brought in by defense counsel as
third-party defendants, under theories of indemnity and
contribution. Many times, there is no written contract
between the general and the various subcontractors, let
alone any attorney fee provision. Since attorney fees can
be substantial in these cases, your insured or, more to
the point, your employer, is often placed in the
unenviable position of alternately defending the
homeowner's claims and prosecuting third-party claims, all
the while incurring not only defense attorney fees but
also the homeowners' attorney fees. Can your insured
general pass on the homeowner's attorney fees to the
Somewhat surprisingly, there are no Oregon cases
directly addressing this issue. In general, however, a
party making a common law indemnity claim must prove that
it "reasonably incurred costs in defending or satisfying"
a claim made by another and that, as between it and the
party against whom indemnity is sought, "the costs
incurred ought to be borne by the latter." Martin v.
Cahill, 90 Or App 332, 336 (1988).
Although recoverable costs include attorney fees
incurred by the one seeking indemnity in defending the
claim by the plaintiff (See e.g. U.S. Fire Ins. Co. v.
Chrysler Motors Corp., 264 Or 362 (1973); Smith
Radio v. Challenger Equipment, 270 Or 322 (1974))
there is no Oregon case deciding whether the underlying
plaintiff's attorney fees are included in such costs. An
argument against recovery of such attorney fees could be
made based upon the fact that the attorney fee provision
appears in the agreement between the homeowners and the
general contractor, not involving the subcontractors. A
worker's compensation case, Flying Scotsman, Inc. v.
Leach, 53 Or App 14 (1981), seems to lend support to
that argument. The issue in that case was whether an
employer whose employee was injured and recovered benefits
was entitled to indemnity from the negligent third party
for its increased insurance premiums. The court rejected
the claim, noting that, "For a party to have a right to
indemnity from another, they must have 'a common duty …
mutually owed to a third party.' Because the defendants
are not liable to plaintiff's insurer for the increased
premium, plaintiff is not entitled to indemnification from
defendants." Id., 53 Or App at 16.
This opinion seems to indicate that the party from whom
indemnity is sought must also be liable to the plaintiff
for the specific type of damages for which indemnity is
sought, in this case, attorney fees. On the other hand,
the purpose of indemnity is to shift the burden of paying
damages to the culpable party. Indemnification, by
definition, means holding the indemnitee (the person
seeking indemnity) harmless. An indemnitee cannot be held
harmless if it has to pay an award of attorney fees
incurred as a result of the indemnitor's actions.
This is the approach taken in at least two
jurisdictions addressing this issue. In a case directly on
point, Kenney v. Oak Builders, Inc., 235 So2d 386
(La 1970), the general contractor built a residence for
the plaintiffs pursuant to a contract containing an
attorney fee clause. The plaintiffs recovered damages and
attorney fees and the general sued the subcontractors for
indemnity. The contracts with the subcontractors did not
contain any provision for attorney fees. The court
concluded, nonetheless, that the subcontractors' breach of
their agreements with the general was the true cause of
the general's liability to the plaintiffs. Because the
general had a right to rely on proper performance by the
subcontractors, the court awarded full indemnity,
including the attorney fees awarded to plaintiffs.
Similar reasoning was employed by the Oklahoma Supreme
Court in United General Ins. Co. v. Crane Carrier Co.,
695 P2d 1334 (Ok 1984). The plaintiffs had sued Crane for
alleged negligent workmanship. Crane brought a third-party
claim for indemnity against Newport seeking indemnity for
damages and attorney fees awarded to the plaintiffs. The
Court held these fees recoverable "under the general rules
of indemnity that where a person who, without fault on his
own part, has been compelled to pay damages occasioned by
the primary negligence of another is entitled to indemnity
from the latter, whether an express indemnity contract
between the parties is in existence or not." Id.,
695 P2d at 1339.
In the absence of direct Oregon authority, it seems the
better reasoning that a party entitled to indemnity should
be entitled to full indemnity, including attorney fees
recovered by plaintiffs. Keep in mind, however, that any
entitlement to such fees may be limited to fees incurred
after the subcontractor or subcontractors are put on
notice of the claims. Since these cases rarely go to
trial, this may be of primary significance in mediation
and settlement negotiations.
Civil Trials in Oregon: An Endangered Species?
Speaking of rarely going to
trial, Oregon Supreme Court Chief Justice Wallace Carson,
faced with a significant ($8 million) funding reduction
for Oregon court operations, recently announced that court
services will likely be significantly curtailed in the
near future. Among the cost saving measures: closing
courts on Fridays; reducing staff pay by 10%; and
"delayed" and "no action" processing of certain case
types. Cases will be prioritized, with violent felonies
and juvenile permanency matters (such as termination of
parental rights) at the top of the priority list and small
claims and nonviolent misdemeanors at the bottom. Civil
litigation is 11th on the 18 category list. Processing of
non-priority cases will be pared back and taken in order
of priority as funds are available. These changes are to
be effective March 1, 2003, with implementation being
delayed in case a January 28, 2003 vote on a tax measure
replaces some of the funding.
As a practical matter, the cases that you deal with
will likely not be going to trial within the year from
filing that has been the goal in the past. In fact, there
may be very few civil cases tried at all during the first
few months of 2003. The state's 2003-2004 revenue forecast
is also gloomy, so the future may not be much brighter.
This should not dramatically affect cases that are subject
to court-annexed arbitration, except to the extent that
the losing side may not be able to get a jury trial if it
appeals. Also, these cut-backs may encourage litigants to
participate in more alternative dispute resolution, such
as mediation, private arbitrations and even privately
hired judges.
If you have any questions, please feel free to contact the
author, Tim Heinson, by phone at (503) 768-9600, or by email
at firstname.lastname@example.com.
© 1999 - 2016 Lachenmeier Enloe Rall & Ortiz


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Reaching 330,000 People Targeting NEPA's largest Population: Baby Boomers
Playing the Greatest Hits of the 60's, 70's and 80's:
The Beatles, The Eagles, CCR, Bee Gees, Doobie Brothers, John Mellencamp, Jim Croce, James Taylor, The Turtles, Eddie Money, Marvin Gaye, The Supremes, The Righteous Brothers, Gladys Knight and the Pips, Tommy James and the Shondells, Journey, REO Speedwagon, Donna Summer, Frankie Valley, Rick Springfield, Huey Lewis and the News, The Monkees, The Rolling Stones, Hall & Oats.
Gem 104 covers a large area in Northeastern Pennsylvania. The following are available Gem 104 frequencies. If you have any questions, please contact us.
99.9 FM - in the Back Mountain Area
101.7 FM - in the Abingtons
104.3 FM - Factoryville, Tunkhannock and Scranton to Pittston
104.5 FM - Pittston to Wright Township and the Wilkes Barre area


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Madison police are setting up special traffic enforcement areas in the city over the next three days.
Officers will be looking for speeding and other traffic violations in the following areas:
- 200 S. Whitney Way on Tuesday
- 1400 E. Johnson St. on Wednesday
- 900 Packers Ave. on Thursday
Madison police said they rely on the public's cooperation to be aware of and to follow traffic laws.
A similar enforcement effort on East Washington Avenue last week resulted in 60 speeders being pulled over.


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The XC1 is a rigid, lightweight fender, ideal for long travel forks. Includes a flexible perimeter for maximum durability. Two piece QR attachment makes for easy fitting.
Injected high impact resistant plastic
XC1 fits ø36 - ø45mm fork legs
Fits 26"/27.5"/29" wheels
XC11's rigid, lightweight frame is a visually modern rear fender. Multiple pivots ensure perfect fit & coverage. High impact plastic is co-moulded to a softer trailing edge for greater durability.
Rear fender fits all diameter posts
UK Deliveries
FREE when you spend over £50.00 in a single order
Otherwise it's typically £3.99 per order
Delivery should be expected between 2-3 working days unless stated on product page.
Worldwide Deliveries*
Approximately 4-10 working days depending on country
via Parcelforce Signed Delivery (fully traceable service). Please add items to the basket to calculate delivery for desired country.
If your country isn't listed for delivery at checkout please contact us.
Delivery of Bikes
We ship all our bikes free of charge within the United Kingdom (excl. Jersey and the Channel Islands at this time) and all our bikes come pre-assembled with just a few tweaks required (Please see our Bike Build Instruction page for details of assembly required).
All our bikes undergo a safety check before being re-boxed for shipping which can during busy periods take a little longer to complete so whilst we aim to ship all our bikes within two working days of the order please allow for additional time for this process.
Signature Required
All our consignments irrespective of the carrier require a signature upon delivery, deliveries are typically made between 08:00 and 18:00 so please bare this in mind when choosing a delivery address.
Package Recycling
We do try when possible to reuse packaging from our own suppliers in order to send purchased items to our customers, we ask if the packaging is still in good condition after you've received your goods then please try to use it again or recycle if not possible.
V12 Retail Finance is owned by Secure Trust Bank PLC. Registered in England and Wales 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority
How to apply
Applying for finance is as easy as making a normal purchase.
Fill your basket with everything you want from our site and go to the checkout.
During checkout, select the finance option you want as your method of payment.
You will be sent to our finance provider's secure server to complete your application.
Finance provider V12 will use the information provided to make a decision and complete checkout if you are approved.
To apply for finance you must be:
At least 18 years old.
A permanent UK resident.
In regular employment (minimum of 16 hours per week) including self-employed, or living with your spouse/partner who is in regular employment.
In receipt of a pension if you are retired.
Able to confirm sufficient income if you are registered disabled.
Who provides the finance?
Our finance is supplied by V12 Retail Finance. It is the UK's only specialist retail finance provider. Its secure and friendly online system can provide you with a decision in seconds.
Can my order be sent to a different address?
Finance orders can only be shipped to the address given in your finance application.


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For more than 50 years, I have paid for automobile insurance, driver's licenses and automobile license plates and stickers. I took this privilege seriously.
I recently received a notice from the Bureau of Motor Vehicles that said I had been randomly selected for verification of automobile insurance. In the past, when it was time to renew my license or to purchase automobile tags, I would pull out my insurance card to show that I indeed had coverage.
The usual response from the clerk at the BMV was, "That's not necessary. Just sign here to the fact."
I resent a statement in the letter from the bureau that, to avoid any possible suspension, I must reply within 21 days. If this is not possible, after 30 days, one will receive a "Notice of Suspension" before a hearing is requested (more wasted money).
How much of Ohio taxpayers' money is wasted in the mailing of this request to provide proof of insurance and then a "thank you" for complying?
Here's a very simple solution: No insurance, no driver's license or car tags, and no excuses.
In addition, I resent that my insurance company uses part of my premium to compensate for uninsured drivers. That practice should be eliminated.


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ATLANTA Sales at Chick-fil-A will surpass the $3 billion mark in 2009, the company said Thursday, aided by 80 new locations opened during the year and a focus on customer-driving marketing efforts. The milestone comes nine years after the 1,485-unit chain recorded its first $1 billion in sales and three years after hitting the $2 billion mark. Chick-fil-A officials added that the chain is about to post its 42nd consecutive year of annual sales growth, a distinction it has ...
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The Cameron Park Farmers' Market opens on Friday, May 3 and runs through the end of October.
La Crosse's only vendor-run market runs from 4-8 p.m. at the Hanifl Marketplace on King Street between 4th and 5th Streets.
Upcoming Events and Entertainment:
May 3rd - Opening Market Day, Music by Adam Palm, DMI's Downtown Walk Around Kick-off Event
May 10th – Music by Cheech
May 17th - Music by Grand Picnic, and Bike To Work Week Celebration
May 24th - Music by Tom Miron, and Baby Farm Animal Day hosted by Rainbow Ridge Bed & Breakfast
May 31st - Music by Coulee Celtic
June 7th - Music by Grand Picnic, the Downtown Walk Around Finale Event, Free Yoga from 4:30–5:15


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State holds annual moose hunting permit lotteryAugust 01,2013The Associated Pres
MONTPELIER — Gov. Peter Shumlin and the Vermont Fish and Wildlife Department are making 405 hunters happy as they conduct the state's annual lottery drawing for moose hunting permits.
The drawing happens Thursday at the Statehouse. Officials will pick 355 people to win regular season permits and 50 permits for archery season. Participants paid $10 or $25 for a chance to win, depending on residency, and winners must purchase permits for either $100 or $350.
Those who don't win Thursday have another chance to snag a permit. The state also will auction off five additional permits by Aug. 21. The minimum bid is $1,500, and winners usually pay at least $4,000.MORE IN This Just InWASHINGTON Long-term U.S. Full StoryMONTPELIER The Vermont attorney generals office says drug companies have complied with a state... Full StoryMOUNT HOLLY At its meeting next week, the Mount Holly Select Board will consider an ordinance... Full Story
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With all of the sweet and spicy complexity of Chinese food, it's hard to know what wine is best for pairing. The expert weighs in for these 4 common dishes.
Szechuan Chicken
Off-dry rieslings are perfect matches for Szechuan peppercorns, which combine aromatic spice and earthy undertones. The wines' fruity sweetness is balanced with acidity.
Pacific Rim Sweet Riesling 2008 (Washington, $10) Lingering, sweet apricot meets crisp acidity (pictured)
Dr. Frank Riesling Semi-dry 2008 (New York, $15) Honeysuckle aromas with apple and tropical fruit
SPLURGE: Gunderloch Riesling Spätlese Diva 2007 (Germany, $25) Peach nectar flavors are bright and fresh


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For fifteen years, Royalty Personal Assistance Service in Texas City has been providing quality, affordable care for children under the age of 21, elderly and all ages with functional disabilities.
It all began with Julia Tottenham, a registered nurse who was working in the home health care industry. When she noted complaints from clients about unreliable health care providers, Julia decided to start her own service so that she could ensure clients' needs were always met.
In August 1998, Julia and her husband opened Royalty Personal Assistance Service and have been fulfilling that goal ever since.
Services offered
Royalty Personal Assistance Service offers assistance with the daily activities of life, including:
• Light cleaning
• Meal preparation
• Personal care
• Exercise
• Laundry
• Shopping
Their professional staff is always dependable, with the No. 1 priority of making sure the client is living a life that is healthy and receiving the best health care.
Safety and comfort
Royalty Personal Assistance Service employs about 27 staff members who travel to the homes of their clients. All staff members have at least six months experience in the health care industry.
Client safety is a high priority, and every potential employee undergoes a thorough criminal background check before being sent to a client's home. Clients are also matched with the most compatible attendant to ensure maximum comfort.
Royalty Personal Assistance Service accepts Molina, TMHP, Medicaid and United Health Care insurances, and also private pay.
Find out more by calling Royalty Personal Assistance Service at 409-935-5962, or stopping by their office, 4030 FM 1765 in Texas City. Business hours are Monday through Friday from 9 a.m. to 5 p.m.
Royalty PAS would also like to take a minute to thank everyone for their support and business through the years, and is looking forward to serving more of Galveston and Fort Bend county in the future.


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Wolters Kluwer Health may email you for journal alerts and information, but is committed
to maintaining your privacy and will not share your personal information without
your express consent. For more information, please refer to our Privacy Policy.
Criteria for failed labor induction have not been standardized. The increasing prevalence of labor induction and the lack of a definition for failed induction contribute to unnecessary abdominal deliveries. Labor duration, cervical dilation, and uterine activity necessary to attain the active phase are reviewed. A practical definition of failed induction of labor is suggested.
© 2006 Lippincott Williams & Wilkins, Inc.
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Virginia Tech…..Scary….terrible…April 16th, 2007 by Celeste Fremon
It's very difficult to post about anything else today with the story of the shooting on Virginia Tech's campus still unfolding. We fear for the wounded students, grieve for the
22 31 32….33 dead. I can think of nothing on earth more terrible than losing a child. Nothing.
As the news unspools itself in the days and weeks to come, I hope that kind and cool heads will prevail. When something awful like this occurs, the feelings of helplessness and grief we all feel for the individuals and families affected often turns to rage, and then to a desire to DO SOMETHING.
When that something is done, may it be wise, not reactive, practical, not a result of politicians' posturing.
Here's the link to CNN's developing coverage.
A link to the written statement by Virgin Tech President.
This NPR story is reassuringly calm in tone, and has an informative interview with a student.
Posted in campus violence | 10 Comments »


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"I wanted to learn how to fly," Rooke said.
Well into his pilot training at Williams Field near Mesa, Ariz., the war took a pivotal turn. The Allied forces invaded Normandy and the countdown to victory began. The rush to train student pilots was over.
"I've never been up in a plane, courtesy of Uncle Sam," he said.
Before he earned his wings, Germany fell and Japan surrendered. At the end of October 1945, he was released from the Army Air Corps.
"I continued with private lessons and learned to fly in Lubbock," Rooke said.
He purchased a small plane and his affection for aviation continued. As a descendant of the pioneer Driscoll family, Rooke is a lifelong supporter of the local airport on property owned by his family and aviation in general.
Yet, a deeper yearning, born as a teen in the service, lay unfulfilled. Rooke wanted to fly what the Senate War Investigating Committee set up by Harry Truman called "the most aerodynamically perfect pursuit plane in existence" – the P51 Mustang.
Last Monday, the rancher and business owner got his wish. After reading in the newspaper that a Mustang would be on tour in Rockport, he jumped at the opportunity.
"There was not a cloud in the sky and I couldn't have picked a better day to fly," he said.
The pilot turned the controls over to Rooke and a hankering that took root 66 years ago was fulfilled.
But the lifelong resident is not alone in his respect for the WWII war plane. Aviation experts around the globe continue to revere the success of the North American Rockwell plane that played a large role in bringing Germany to its knees and the end of the war. An estimated 140 planes of the 280 in existence are still airworthy.
Few people could have dreamed back in 1944 that the P51 Mustang would still be flying in 2010. Designed more for high performance than for longevity, warbird enthusiasts around the globe continue to boast the P-51's astounding success rate. More than any other Allied fighter plane, its pilots tallied 19 kills for every one Mustang lost and are credited with the destruction of 4,950 German planes.
Last Monday, the pilot made a few roll-overs with Rooke in the co-pilot's seat. They looked out over the runway at the local airport.
Rooke took the controls of the P-51 Mustang and circled the skies over Refugio County with the exuberance of an 18-year-old who wanted to learn to fly 66 years ago and serve his country.