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by Anton Shilov
Sapphire Technology, the world's largest producer of ATI Radeon-based graphics cards, has unveiled the world's first graphics card with high definition multimedia interface (HDMI) connector, which will be available in retail. The device is powered by ATI Radeon X1600 Pro graphics board and is positioned for multimedia enthusiasts.
HDMI is an interface in consumer electronics that can carry both uncompressed high-definition (HD) video (up to 1920x1080 progressive scan, 24-bit) and uncompressed 8-channel audio in all HD formats. The Sapphire X1600 Pro HDMI will allow digital video enthusiasts to plug-in a modern high-definition television to a computer to watch movies or play computer games.
Theoretically, the Sapphire X1600 Pro HDMI will allow end-users to build low-profile multimedia personal computers (PCs) capable of Blu-ray and HD DVD discs playback, provided that they have an appropriate optical drive. The graphics board is fully complaint with high-bandwidth digital copyright protection (HDCP) technology, which means that it can playback protected content.
The graphics card itself is equipped with the Radeon X1600 Pro chip (12 pixel shader processors, 4 texture units, 5 vertex shader processors) clocked at 500MHz as well as 256MB of 800MHz GDDR3 memory. The device comes with D-Sub 15 and HDMI connectors and the manufacturer also bundles HDMI->DVI-D connector with the product.
Pricing of the part was not touched upon.


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Suggested Price: $500.00
Double-DIN CD/Cassette Receiver with Large LED Display, MP3/WMA/WAV Playback, Full-Logic Cassette, DSP with 13-Band Graphic EQ, MOSFET50, XM-Ready, Supertuner® IIID™, IP-Bus System Control, Card Remote, Rotary Volume Control and Auto Slide Front Panel.
The Illumination Bar in the center of the unit features variable color selection - choose from 10 preset hues, or the available "Rainbow" and "Mirage" modes with shifting colors. The 10 preset colors include White Blue, Ocean Blue, Deep Blue, Aquamarine, Leaf Green, Pure Yellow, Pale Orange, Cyber Red, Active Pink and Cool Violet.

subset: commoncrawl


text: Grant or Lee? (3) tv-pg Play video Select your TV provider to log in to have full access to videos Select your TV provider See all providers Don't see your TV provider? Learn more You can access this video on the free HISTORY® app. *You must verify your TV provider towatch this video on the App Your Parental Control settings do not allow you to view this content. Grant or Lee? (3 min) tv-pg Which of the admired Civil War generals would you want to lead your army?


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The Gaming Guide™ collects and publishes bus and transportation schedules for the leading Southern California Casinos each month. Click on the link below to view a printable version of bus schedules for all featured Southern California Casinos.
Stay informed!
- Click here to register with our website and receive our email newsletter with updated California casino bus schedules each month.
- Click here to subscribe to our Twitter feed and receive news and announcements about changes to bus schedules, special promotions and other "last minute" items.
Click here to download the most recent Southern California Casino Bus Schedules!


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4 Copas Events
At 4 Copas we strive, in the words of Chris Melendez, President and CEO of 4 Copas USA, to "Bridge the Gap Between You and the Agave". This is truly taken to heart as we want you to understand who we are, and that the fact that our tequila tastes and feels so good, is no coincidence.
The best way to understand the tequila and its background is, of course, to visit the distillery. The people that work there are a community based team, and have been working proudly and dignified for generations- you can feel their enthusiasm and sense that their work is meaningful. Failing that, the 4 Copas Ambassadors that provide tastings translate the love in each bottle magically at their tastings.


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Gym King Longline T-Shirt - Camo
Standard Delivery… 2-3 Working Days estimated
Next Day Delivery… Next Working Day
Saturday Guaranteed (UK)… Guaranteed Saturday by close of business
European Delivery… Approximately Up-to 5 Working Days
Rest Of The World… Approximately Up-to 7 Working Days.
Please note that your order may be split and sent in separate parcels as we hold some stock in a separate warehouse.
Unfortunately due to courier restrictions Saturday Guaranteed and Next Working Day delivery services are not available in some areas of Scotland and the Isles of England.
There are also restrictions on the type of goods that can be shipped via our International couriers. None of the hair products can be shipped outside of the UK.
Our office and warehouses process orders between Monday - Friday, 9am to 9pm.
Orders placed on Saturday and Sunday will not be processed until the following week.
Please contact us for Payment & Security information.


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A 70-year-old man died after a crash near the intersection of Kunia Road and Anonui Street Monday morning, according to Honolulu police.
The crash was reported at around 9:45 a.m. Police say the man's car veered into oncoming traffic. It then swerved and hit a fence causing the vehicle to overturn.
Emergency Services officials say the man was transported to the hospital in extremely critical condition where he was later pronounced dead.
Honolulu police say Kunia Road was closed from Anonui Street to Hawaii Country Club. during the investigation. It was reopened at around 11:00 a.m.
An investigation is underway to see if the man's death is a result of a medical condition.
Investigators say speed and alcohol do not appear to be factors in the crash.
This is the 23rd traffic fatality on Oahu this year.
Get breaking news alerts through email or through our KITV iPhone, Android and iPad apps.
You can also upload your breaking news photos or videos using our KITV iPhone or Android app.


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Late I am with this Sepia Saturday offering, but when I saw the photograph of this lovely grande dame, she stirred a memory within me -- of another grande dame, different place, different time, different circumstances, but a grande dame nonetheless.
When I first saw the house, she was standing as a sentinel at the edge of the meadow, ringed by juniper, fir and pine encrusted hillsides. Her eyes on the world, those large old windows that reached into her soul had been assaulted and broken by guns of errant cowboys with nothing better to do – and then on a lark by snot-nosed school boys with rocks. Even so, elegant she stood. Her paint was past peeling and there were a few sags along the roof line, but her good strong lines stood the test of the past 100 years. She wore her weathered gabled lace like an outdated, dowager crown.
Now promenade on over to see the offerings of our fellow Sepians


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Have Mike Jacobs and Carol Meekins promise to never use the word "scary" again.
Please keep Michael Fish off my tv
You have rode the Sochi story for 90 days, enough.
Many Olympic fans want to have at least some live coverage, are you offering any ?
Wexler lost his fight with Time Warner, to the radio wasteland you go Steve.
I await the suggestions of others


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Us Against Them…
"The" Rivalry continues…
When I was a kid, the Yankees chief rival seemed to fluctuate between the Boston Red Sox and the Baltimore Orioles. But for the last decade (or so it seems), the Yankees-Red Sox rivalry has been the most intense rivalry in sports. Well, at least from my perspective…
I lived in Dallas during the early 1990's so I enjoyed the passion and the fire of the rivalry between the Cowboys and the San Francisco 49ers. I hated the 49ers during those years. But in the grand scheme of things, the rivalry was short-lived since it is hard to maintain dominance in the parity-balanced NFL.
Now, residing near San Francisco, I recently attended a game between the Giants and the Los Angeles Dodgers. The Dodgers-Giants rivalry has been billed as very intense, but the game felt like a little league game compared to Yankees-Red Sox.
So, this is a great time to be a fan of the Yankees…or if you must, HER team…
Tonight, the Yankees made it 'Advantage Scott' in the latest wager between Julia and me. The Yankees emerged victorious with a 9-5 victory over the Red Sox to take the first game of a three-game set.
Paul J. Bereswill/AP
First and foremost, I want to say that I am glad Red Sox pitcher Jon Lester was not seriously hurt tonight. He took a liner off the bat of Melky Cabrera in the 3rd inning, and the ball struck near his right knee. He collapsed to the ground in pain, but X-Rays showed that he had suffered only a contusion in the quadriceps above the right knee. I may "hate" the Red Sox, but Lester has been one of my favorite players. He has been fantastic this season and he continues his progression toward elite status. Not that I want the Red Sox to do well in the play-offs , but Lester is vital to their success and I am glad that he'll be 'in the game'.
Paul J. Bereswill/AP
After starting the season 0-8 against the Red Sox, the Yankees have won 7 of 8. It has been a complete reversal of the early season results. Hopefully, the trend continues into October because these two teams are destined to meet again.
The Yankees started the scoring first with a run in the bottom of the first inning. Derek Jeter had left off the inning with a single and advanced with a stolen base, the first of 7 bags swiped on the night. With two outs, Alex Rodriguez scored Jeter with a single. It would prove to be a big night for the man who was almost a Red Sox (or is it Sock?) as he also had a two-run homer in the third and a run-scoring double in the sixth. His homer in the third set a Yankees single season record for most home runs at home with 127. Home sweet home…
Bill Kostroun/AP
After missing all of April and part of May, A-Rod has a shot for 100 RBI's. With 4 RBI's tonight against the Red Sox, he has 93 with 8 games left. Very impressive…
Paul J. Bereswill/AP
A-Rod, of all people, had three stolen bases.
It was a quality start for Joba Chamberlain, who went 6 innings. He gave up 5 hits, 3 runs, and 1 walk. He struck out 5. The performance earned Joba his 9th victory of the season (against 6 losses). He is clearly slotted for the bullpen when the play-offs begin (assuming that the Yankees win best record and their pick of the ideal play-off format), but it is good to see him regain a good form.
Paul J. Bereswill/AP
Hey Jonathan Albaladejo, I hear that the Pittsburgh Pirates are very interested in you. I'd go with them if I were you.
Outside of the performance of a future Pirates pitcher, it was a good night for the Yanks bullpen. A return to good health for David Robertson is all that this unit needs for October success. He didn't pitch tonight, but I am still amazed that I am blessed to see the Hall of Fame career of closer Mariano Rivera. He caught the opening pitch by Panamanian president Ricardo Martinelli, who wore the prestigious #42 jersey.
Bill Kostroun/AP
I felt that the only thing the Yankees needed to do to win the AL East was to win one game of this series, so that objective has been achieved. But my fear remains. If the Red Sox clinch the Wild Card slot during this series, they could become the first team to celebrate with champagne on the new Yankee Stadium grounds. The thought of that is horrific. Maybe the Sox won't celebrate the Wild Card (like the Yankees win they clinched the play-off spot). After all, the Red Sox have won 2 of the last 5 World Series so just making the play-offs is no longer an excitement in Boston. Their magic number remains 3 with the loss, and a Texas Rangers win (they beat the long-forgotten Tampa Bay Rays, 8-3). All it takes is any combination of Red Sox wins and Ranger losses to clinch the Wild Card spot, so the risk of Sox champagne on Yankees carpet is very high. Of course, a Yankees sweep would give the Bronx Bombers the AL East Championship so that would be a great defensive mechanism!
Alright, one down, two to go. Let's go Yankees! J
6 Comments
The Dodgers Jint rivalry could be better if they had a better team in JINT country. It used to be better when Barroid was with them and they in turn hated that Jeff Kent was playing for the Dodgers but it used to worst. Remember the time Juan Marichal hit Roseboro with the bat not one but THREE times? Roseboro had to have 14 stiches to close the gash. You can read about here.
Congratulations on the win.
Sorry Scott – but the Red Sox due plan on celebrating when they clinch their play off spot. It will be a great way to celebrate a Sunday afternoon – don't you think?😉 Thanks for your good wishes towards Jon Lester – that shot off his knee was scary. And no, there are few rivalries that match the Red Sox and the Yankees. Here in Boston – I can only think of the Boston Bruins and the Montreal Canadians. Yes, fine – I'm one game down to you – but I see that changing today! GO RED SOX!!
Bruney is perfect for the Pirates. He'd look great in the uniform! (Sure which he had been able to pitch better for us, but time has run out, I think.)
Congrats my friend! You and I are now tied at three wins each. Hmm…ALCS?
Oh, I don't know, the Twins and White Sox have a pretty heated rivalry. Ours has Ozzie Guillen in it, too, which makes everything about 1000000% more interesting. There's also quite a bit of hostility between the Twins and Indians, but it's hard to consider Cleveland rivals since they've pretty much fallen apart.-Erinhttp://plunking-gomez.blogspot.com
Hi Scott,
Last year, I attended a Dodgers vs Giants game and it was so intense! I'm surprised it isn't talked about more or broadcasted more. It was quite the enjoyable game. But you're definitely right–it doesn't compare to this rivalry. I admire you for your thoughts on Lester. Sometimes it's just about the love of the game itself


text: I have a small amount of powder, (50g-70g top) that I had to junk because I had a small amount of a different powder stuck in the hopper. Now I doubt any of the two mixed...but it's Unique and IMR-800X...not risking it. I live in an apartment, so I don't have a lawn per se, and when I have a small amount of powder (like a few flakes) I just wash it down the bathroom drain, but I have a feeling I shouldn't do that with a decent amount. So any tips? For the moment it sits in a plastic container with clear labels to not use.


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In 2002, California became the first state in the nation to enact a comprehensive Paid Family Leave (PFL) insurance program through an expansion of the State Disability Insurance (SDI) system. Implemented in 2004, PFL provides up to six weeks of partial wage replacement to workers who must take time off work to care for a seriously ill family member or bond with a new child. SB 770 extended the definition a family member under California's Paid Family Leave Law to include seriously ill siblings, grandparents, grandchildren, and parents-in-law.
What is Paid Family Leave (PFL)?
Paid Family Leave (PFL) provides up to six weeks of partial wage replacement to workers in California who take time off work to care for a seriously ill family member or bond with a new child. PFL helps ensure that workers do not have to choose between maintaining an income and caring for their loved ones.
Which Family Members are Included under PFL?
Previously, eligible workers could receive PFL benefits while caring for a seriously ill parent, child, spouse or domestic partner. This definition of family was too narrow and failed to reflect the diversity of California and large number of multi-generational families. Effective July 1, 2014, SB 770 expands the definition of family under PFL to include grandparents, grandchildren, parents-in-law and siblings. Thus, workers can access the benefit to care for more family members who are seriously ill.
Does SB 770 Change the Amount of PFL that Employees Can Receive?
No. An employee may receive up to six weeks of partial pay during any 12-month period, regardless of the reason he or she is receiving PFL. Generally, an employee will receive 55% of his or her weekly wage. The six weeks of leave need not be taken all at once.
Which Employees Can Receive PFL Benefits?
Workers that have paid into State Disability Insurance (SDI) during the relevant period may be eligible to receive PFL benefits. Nearly all private employees in California contribute a portion of each paycheck to State Disability Insurance (SDI) and a small portion of those contributions fund the PFL program. Paid Family Leave is entirely worker-funded.
How Can Employees Apply for PFL Benefits?
To apply, contact the Employment Development Department at http://www.edd.ca.gov/Disability/PFL_How_to_File_a_Claim.htm. For more information about your rights, call the Work and Family Project of the Legal Aid Society-Employment Law Center at 800-880-8047 or www.las-elc.org/work-family.
For more information, please see the Paid Family Leave factsheet.
For further information about your employment rights, contact the Work & Family Project.
This Fact Sheet is intended to provide accurate, general information regarding legal rights relating to employment in California. Yet because laws and legal procedures are subject to frequent change and differing interpretations, the Legal Aid Society–Employment Law Center cannot ensure the information in this Fact Sheet is current nor be responsible for any use to which it is put. Do not rely on this information without consulting an attorney or the appropriate agency about your rights in your particular situation.


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National Camping Week: Camping corner
Published On: Aug 11 2011 04:26:53 PM CDT Updated On: Jun 23 2014 12:00:00 AM CDT
Camping is a wonderful opportunity to get outdoors and enjoy nature. Are you going on a camping trip over the summer but are unsure where to start? Find out all that you need to know right here!
The views expressed are not those of this company or its affiliated companies. By posting your comments you agree to our Terms of Use.


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Select your preferred website
Are you planning a trip to Qatar or the UAE? You can now save time and apply for your tourist visa online.
Some nationalities are eligible for a Qatar tourist visa on arrival, click here to learn more.
Fill out and submit the form below for the latest information on visa and passport requirements for your Qatar Airways flight.
Remember that visa requirements can change with little or no notice. It is your sole responsibility to ensure you have the correct visa and meet the local medical requirements. Qatar Airways accepts no liability for your failure to do so.


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We loved this deal too, but it's no longer available. Check out our other awesome deals here.
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CHRISTMAS SPECIAL $35 for a Havit iPad Bluetooth Keyboard, Stand & Case Gift Pack
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NEW Ecosystem Architects Residency Program
This UNFORGETTABLE exhibit design program is an intensive inquiry-based program designed to teach science concepts and skills related to adaptations, needs of living things, biomes, and ecosystems in a unique way. Program includes teacher training, a pre-visit to your classroom, and three full days at the Zoo. For more information please call the Education Department at (716) 995-6138.
Grade level: 4 - 6
Program fee: $1,250/class
Program length: 4 - 6 hr. teacher professional development; 1 hr. pre-visit by Zoo staff; 3 full zoo days (approximately 9:30-1:30)
Web Site Hosting Provided by:Online Media, Inc.


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Lindsey Vonn's quest for five Alpine skiing medals may be in serious jeopardy because of a serious shin injury suffered a week ago in training, the skier revealed Tuesday.
Vonn has had fluid drained from the deep bruise, which she has been told will take "a couple of weeks" to completely heal.
"It's essentially a deep muscle bruise, so I have a contusion. So the muscle is bleeding and it's really deep inside the muscle," the World Cup champion told TODAY's Matt Lauer after arriving in Vancouver Tuesday.
'Excruciatingly painful'
"When I tried my boot on, I was just standing there in the hotel room barely flexing forward, and it was excruciatingly painful. And I've got to try to ski downhill at 75, 80 miles an hour with a lot of forces pushed up against my shin," Vonn said. "I don't know honestly if I'll be able to do it."
The injury could be a crushing blow to the 25-year-old Vonn, who was the best female skier in the world in both 2008 and 2009. Considered the best American female skier ever, she seemed a lock for multiple gold medals and a threat to win all five of her events.
Until the injury, Vonn had been in top form and was coming off a win in her final race before the Olympics.
"I won the last World Cup race. I felt perfectly healthy, I was happy, I was coming in with confidence, and now I have another injury," she told Lauer. "I fought through injuries before and I'm no stranger to that, but it's going be really hard. I just have to try to stay positive and do the best I can, because that's all I can do."
Lauer observed that Vonn comes to the Vancouver Games carrying a lot of pressure. "This has to multiply that pressure," he said.
Vonn had won her last race, a super-G at St. Moritz on Jan. 31, and had already won nine races in the season. Among them are five downhills, three super-Gs and one super combined.
Playing it by ear
The first training run at Whistler Mountain for the first women's event, the super combined, is Thursday and the race is Sunday. The women's downhill, the premier alpine skiing event, is Wednesday, Feb. 17 with the super-G on Saturday, Feb. 20. The giant slalom is Feb. 24 and the final event, the slalom, is Feb. 26.
Four years ago in Torino, Vonn's medal hopes were dashed when she suffered a horrific crash in a training run for the downhill. She was evacuated by helicopter to a hospital, where she was diagnosed with a hip injury. Despite the damage and the pain, she entered the race two days later, finishing eighth.
Slideshow: Racing hearts Vonn has a history of coming back from injuries, but she looked concerned as she talked to Lauer about this one. "I'm a lot less sure about this injury than I have been in the past," she said.
She said she feels fine until she puts a boot on and attempts to ski. Vonn said she will show up for the first training run Thursday and see how she feels. Under anti-doping rules, she can take painkillers but is not allowed to get a numbing injection into the injury.
"I feel OK now, but anytime I'm in my boot it's painful, so I don't know. I've got to wait until the first training run on Thursday. I'm going to go up there, I'm going to put my skis on and see how it feels," Vonn told Lauer.
"I have to play it by ear and see how it feels and take it day to day and just keep doing therapy and hope it gets better."
© 2013 NBCNews.com Reprints


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Screening for Tomorrow's Stock Market Winners
by Wayne A. Thorp, CFA
For most of us, stock screening is about finding stocks with strong future prospects. In other words, we are trying to find future winners.
The question is, what does it take for a stock to become a winner? The investing landscape is littered with studies that attempt to answer this question. Many of these studies try to pinpoint winning characteristics that can be used to identify future stock market winners.
One of the most well-known stock studies was undertaken by William O'Neil, who analyzed the common traits of the 500 biggest stock market winners dating back to 1953 and formed the basis of the CAN SLIM screening methodology. Due to its strong performance since AAII started testing it in 1998, the CAN SLIM approach has become a favorite among our members. However, this is not the only stock screen we track that focuses on the winning characteristics of stocks.
In the article "Investment Characteristics of Stock Market Winners," from the September 1989 issue of the AAII Journal, Marc Reinganum examined the common traits of a group of winning stocks. Based on Reinganum's research, AAII developed the Stock Market Winners screen.
Defining the "Winners"
Reinganum's research stems from a publication by William O'Neil & Co. titled "The Greatest Stock Market Winners: 1970–1983." Reinganum examined 222 stocks highlighted in the publication to establish the characteristics that were common to these stocks prior to their rise to prominence.
Based on his analysis, Reinganum came up with nine trading rules to help identify potential future winners.
These rules are:
- Price-to-book-value ratio less than 1.0;
- Accelerating quarterly earnings;
- Positive five-year growth rate in earnings;
- Positive pretax profit margins;
- Relative price strength of at least 70;
- Relative strength rank in the current quarter that is greater than the rank in the previous quarter;
- O'Neil Datagraph rating of at least 70 (this is a weighted combination of earnings, market capitalization, relative strength and other factors, where 1 is the lowest and 99 is the highest rating);
- Current stock price that is within 15% of its two-year high; and
- Fewer than 20 million shares outstanding.
AAII's Stock Market Winners screen attempts to quantify as many of these rules as possible, given the data available in AAII's fundamental stock screening and research database program Stock Investor Pro. This screen is built into the software, and its screening criteria are listed in the "What it Takes" box at the end of this article.
Figure 1 shows selected performance and risk statistics of the Stock Market Winners screen and several market indexes. Year-to-date as of August 31, 2011, the screen has bucked the trend of the broader market and generated a price gain of 21.0%. Since the beginning of 1998, the screen has had an average annual gain of 21.4%, significantly outperforming the small-, medium- and large-cap indexes over that period.
Looking at the overall risk of the screen, we see that its risk index is 1.51, making it 51% riskier than the S&P 500 since the beginning of 1998. This lowers its risk-adjusted return to 15.5% a year, which is still better than the S&P indexes, as well as the typical exchange-listed stock.
Over the last bear market, which ran from the end of October 2007 through the end of February 2009, the Stock Market Winners screen lost 51.3%, which was on par with the broader market indexes. However, over the ensuing bull market, which was still in effect as of the end of August 2011, the screen gained an impressive 233.6%, almost doubling the return of the typical exchange-listed stock over the same period.
Profile of Passing Companies
The characteristics of the six stocks passing the AAII Stock Market Winners screen as of September 9, 2011, are presented in Table 1. Historically, 12 companies, on average, have passed the screen each month since the start of 1998. Furthermore, the Stock Market Winners screen has one of the highest monthly turnover rates of any screen AAII tracks—on average, 61.9% of the portfolio is replaced each month.
|Portfolio Characteristics (Median)
|Price-earnings ratio (X)
|Price-to-book-value ratio (X)
|Price-to-sales ratio (X)
|EPS 5-yr. historical growth rate (%)
|EPS 3-5 yr. estimated growth rate (%)
|Market cap. ($ million)
|Relative strength vs. S&P 500 (%)
|Monthly Observations
|Average no. of passing stocks
|Highest no. of passing stocks
|Lowest no. of passing stocks
|Monthly turnover (%)
|Source: AAII's Stock Investor Pro/Thomson Reuters. Data as of September 9, 2011.
The passing companies are listed in Table 2, in ascending order by price-to-book-value ratio.
All but one of the passing companies are in the financial sector, the sole exception being Taylor Devices, Inc. (TAYD), which designs and manufacturers shock absorption, rate control, and energy storage devices for use in various types of machinery, equipment and structures.
|Company (Ticker)
|EPS Growth
as %
Q5 to
Q6 to
5 Yr
|First BancTrust Corp. (FIRT)
|financial holding co.
|Beacon Federal Bancorp (BFED)
|bank holding co.
|First Investors Financial (FIFS)
|consumer finance
|CCFNB Bancorp Inc. (CCFN)
|bank holding co.
|Hills Bancorporation (HBIA)
|bank holding co.
|Taylor Devices, Inc. (TAYD)
|energy storage
|Source: AAII's Stock Investor Pro/Thomson Reuters. Data as of September 9, 2011.
Unlike O'Neil's CAN SLIM approach, which focuses on earnings and price momentum, with no value elements, the cornerstone of the Stock Market Winners approach is a price-to-book-value ratio of no more than 1.5. This is slightly higher than the maximum value used in Reinganum's original study in order to allow for a larger pool of potential candidates. Financial holding company First BancTrust Corp. (FIRT) has the lowest price-to-book-value ratio among these passing companies at 0.63.
Because of the screen's strict value-oriented rule, it is not surprising that the current group of passing companies has a lower price-earnings multiple (11.6) than the typical exchange-listed stock (14.4), as well as a lower median price-to-book-value ratio (1.0 versus 1.4).
Low price-to-book-value screens typically identify neglected stocks, but many of these stocks deserve to be neglected. Therefore, secondary or conditioning screens are needed to help separate those stocks that deserve to be ignored from those that may be poised for a turnaround.
Some of these conditioning filters in the Stock Market Winners screen focus on quarterly earnings momentum. The first require that earnings from continuing operations for the two most recent fiscal quarters be above earnings for the respective quarters a year ago. Comparing one quarter to the same quarter a year prior eliminates the seasonality in earnings that many companies experience.
First Investors Financial (FIFS), a consumer finance company specializing in lending to consumers with impaired credit, saw its earnings jump 866.7% for the quarter ending April 30, 2011. (Results for the quarter ended July 31, 2011, were released after the screen was run.) When you see such a large percentage increase, it is a good idea to examine the scale of earnings. Upon further investigation, we found that earnings grew from $0.03 per share for the quarter ending April 30, 2010, to $0.29 per share for the quarter ending April 30, 2011. The company has benefited from the lagging U.S. economy and high unemployment that has damaged the credit of many consumers.
Furthermore, the Stock Market Winners screen requires that the growth in earnings between the most recent fiscal quarter and the same quarter a year ago be greater than the growth between the previous quarter and its counterpart a year ago.
This short-term growth seems to have carried over to the longer term, as the current passing companies have a median five-year average growth rate of 12.6%, compared to 1.1% for the typical exchange-listed stock. Taylor Devices has the highest average annual growth in earnings over the last five years at 22.4%, while on the other end of the spectrum First Investors Financial, despite its stellar quarterly growth, has seen earnings grow at an average rate of 5.5% over the last five years.
Another component of the Stock Market Winners screen is price momentum. To this end, the screen makes use of a weighted relative strength measure that emphasizes more recent price performance. This measure gives the most recent quarterly price change relative to the S&P 500 a weight of 40% and that of each of the previous three quarters a 20% weighting. In order to pass this Stock Market Winners screen, a stock must have a weighted relative strength value that is higher than 70% of all stocks.
The companies that passed the Stock Market Winners screen as of September 9, 2011, had outperformed the S&P 500 by 22% over the last 52 weeks, while the typical exchange-listed stock underperformed the S&P 500 by 5% over the last period. First BancTrust Corp. has had the strongest relative price performance over the last 52 weeks, ranking in the 82nd percentile among all companies in the Stock Investor Pro database. Beacon Federal Bancorp (BFED) and Hills Bancorporation (HBIA) are just above the cutoff, ranking in the 72nd percentile over the last 52 weeks.
The Stock Market Winners screen also requires that the current stock price be within 15% of its two-year high. All of the current passing companies are trading within 10% of their two-year highs. First Investors Financial is at the top, with a current stock price that is almost 99% of its two-year high.
Lastly, Reinganum's research revealed that 90% of the firms in his study had fewer than 20 million shares outstanding before their price increase. Therefore, this is the limit we institute in our Stock Market Winners screen. All of the passing companies had less than seven million shares outstanding for their latest fiscal quarters; First BancTrust Corp. had the lowest number of shares outstanding at just over two million shares.
Limiting the number of shares outstanding (and not excluding stocks trading over the counter, or OTC) leads this screen to isolate very small firms in terms of market capitalization (shares outstanding multiplied by price per share). The stocks currently passing the screen have a median market capitalization of only $56.2 million, whereas the typical exchange-listed stock has a market cap of over $400 million.
By creating a stock screen based on characteristics that have worked well in the past, we are assuming that the factors will remain relevant going forward, which is by no means guaranteed.
No matter how well a stock screen has performed historically, it is important to remember that stock screening is only the first step in the analysis process. Once you have winnowed the stock universe down to a more manageable set of companies, it is important to perform additional due diligence on the remaining companies to verify their financial strength as well as to determine how well they match your risk tolerances and investment time horizon.
What It Takes: Stock Market Winners Screen Criteria
- The price-to-book-value ratio is less than or equal to 1.5
- Earnings per share from continuing operations for each of the last two fiscal quarters (Q1 and Q2) are greater than the earnings per share from continuing operations for the same quarters one year ago (Q5 and Q6)
- Same-quarter growth in earnings per share from continuing operations from Q5 to Q1 is greater than the same-quarter growth in earnings per share from continuing operations from Q6 to Q2
- The five-year growth rate in earnings per share from continuing operations is positive (greater than zero)
- The weighted relative price strength for the last four quarters is higher than 70% of the entire stock universe
- The pretax profit margin for the last 12 months is positive
- The current stock price is within 15% of the highest price at which it has traded over the last two years
- The average number of shares outstanding for the last fiscal quarter (Q1) is less than or equal to 20 million
Henry from CA posted over 5 years ago:
Are you guys serious! You call this investing. When the passing stocks trade less than 500 shares per day and sometimes even less or nothing at all, where is the market.
James from VA posted over 5 years ago:
There is disagreement between the first trading rule, and the first sentence following the list of passing companies.
Secondly, one O'Neil's rules missing from the scan's trading rules is that one should not buy stock priced less than $20. That would eliminate four of your passing six stocks, if it were.
Wayne from IL posted over 5 years ago:
The Stock Market Winners screen looks for a P/B of no more than 1.5, which is what this sentence says: "Unlike O'Neil's CAN SLIM approach, which focuses on earnings and price momentum, with no value elements, the cornerstone of the Stock Market Winners approach is a price-to-book-value ratio of no more than 1.5." It says that value is a component of the Stock Market Winners screen, unlike the CAN SLIM screens.
Also, this is not an O'Neil screen. It is based on analyzing the characteristics of a list of stocks published by O'Neil in the 1980's. Wayne A. Thorp, CFA, AAII.
John c from IL posted over 5 years ago:
I cannot see any reference to dividends, dividend cover, or history in paying a sustainable improvement in income for shareholders. It might be old fashioned but please show me the money !!
Larry d. from CO posted over 5 years ago:
Today FIRT has had no trades, BFED has traded 1,603, FIFS no trades, CCFN 965 shares traded today, HBIA no trades and TAYD 6,981 shares traded. Come on. Lets get realistic with these screens.
Wayne from IL posted over 5 years ago:
We do not advocate the passing companies as a "buy" or "recommended" list. Reinganum did not quantify a minimum trading volume requirement for this screen. However, as you point out, it is important to perform due diligence prior to buying a stock to see if you are buying into a potentially thinly-traded issue. Wayne A. Thorp, CFA, AAII.
Donald from NY posted over 5 years ago:
My idea of a stock market winner must include a record of sustainable growing dividends.
Werner from PA posted over 5 years ago:
You cannot perform "due diligence" on this screen after eliminating thin trading, low prices, high turnover, etc. There is nothing left.
William from MD posted over 5 years ago:
FIRT doesn't even show on IBD. I remember IBD one saying that they generally don't look for stocks under $15 because the institutional investors aren't interested in those.
Also while margins have improved, sales growth has dropped 71%. This is why the stock has a low P/S and its justified. Its also an OTC stock which most folks probably don't look at and consider junk. Buying this one is like buying a lottery ticket.
I've found that IBD looks for winning stocks with strong recent sales growth and margin growth. when you use that strategy, the screens that you get will show up on IBD with high scores.
Jeffrey from NJ posted over 5 years ago:
Hey everyone,
Just letting you guys know I also belong to PeterLeeds.com and that sight is more up to date and pinpoint with Tuesday and Thursday picks but mostly all with market cap under 100M. A few of their monsters they had were USANA life sciences (USNA and RRC). I signed on here cause I like information from all angles but I'm definitely getting discouraged when I see such lightly traded picks and month old info. Ahh, $29 bucks is like the commission I used to pay on my shares of JDSU, lol.
Terry from MO posted over 4 years ago:
I like the returns of this screen. When I read the article that the screen was based on, the holding period was meant to be two years. The original strategy was designed to find turnaround companies on the verge of breaking out. To what do you attribute the high turnover of this screen? Are there companies that have stayed on the screen for long periods of time? Is this historical information available?
Tariq from NY posted over 4 years ago:
As others have commented, the low volumes on these stocks makes them unacceptable for any serious investors. "Do your own due dilligence", yes, but on these you just wasted precious time.


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WVDOT?failing to take action on Interstate 81
Three major accidents shut down Interstate 81 in Berkeley County last week, including one that claimed the life of a 29-year-old man.
Nathan Tavarus Elps III of Miami was killed early last Tuesday morning when the tractor-trailer he was driving struck a concrete barrier near the Marlowe exit of I-81.
At almost the same spot on I-81 less than 72 hours later, another accident, this one involving an overturned vehicle, brought traffic to a standstill again. Last Monday, a two-car collision near exit 16 sparked a chain-reaction pileup that closed the highway for two hours.
If this had just simply been a few unfortunate accidents in a few days, it could easily be written off as coincidence. In truth, however, I-81 through West Virginia has been a nightmare for drivers for the past year.
Elps' death last week was just another in a growing toll from the time construction started in the spring of 2012. And despite warnings of work-zone speed in a heavily trafficked area, weeks of multiple serious accidents on the interstate are far from uncommon. In fact, it's prompted administrators of the Eastern Panhandle Working Fires Facebook page to ask for 10 percent of its 16,000 followers to call the governor's office about the danger of the construction zone, particularly at the 23-mile marker.
But Gov. Tomblin's office is already monitoring the situation, according to their communications department.
"The governor is aware of the concerns related to the construction zone on I-81, and the office continues to monitor the situation," Director of Communications Amy Shuler Goodwin told The Journal.
The West Virginia Department of Transportation didn't offer much insight either.
"It doesn't go unnoticed by us," said Brent Walker, WVDOT communications director. "We take a look at all of that and we determine whether there needs to be changes to our work zones and that kind of thing."
Well, there needs to be changes.
How many more serious accidents have to take place before the WVDOT decides to do its job? And Tomblin should be doing more than just monitoring when the lives are being lost.
Yes, drivers need to slow down. But officials simply offering that advice haven't produced results. There must be more done to protect the drivers who are obeying the traffic devices, yet put in the path of other erratic drivers in a poorly planned work zone.


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Champion Football Kicking Net
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1-1 of 1


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Re: MOVIE BLOG - Favorite movies of all time
Red Dawn (1984)
Die Hard (the first one)
The Good, The Bad, And The Ugly
West Side Story
Cat Balou
Raiders of the Lost Ark
Try Harder
Whatever goes... remember, this is a family forum
awsum14 wrote:[quote="smokieonefour""It's a Wild, Wild, Wild World"
rckblykitn wrote:i forgot....
Forrest Gump....
thorman52 wrote:Too many to remember. Gotta add The Big Chill. Great soundtrack.
My favorite line in that one is "Must be the first one's up?"
smokieonefour wrote:awsum14 wrote:[quote="smokieonefour""It's a Wild, Wild, Wild World"
Are you sure you don't mean
" It's a Mad, Mad, Mad World"
with Spencer Tracy
Rochelle wrote:
OMG Smokie... I've only ever met one person who's seen The Big Bus... Love that movie! I looked forever for it on DVD and found it a couple of years ago! Hilarious movie
Users browsing this forum: HiddenHollow and 6 guests


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3 pairs 50mm Headphone Earphone Earbud Ear Pad earpad Foam Cover
50mm-55mm Headphone Earphone Earbud Ear Pad earpad Foam Cover * Brand New & high quality * Balanced density, flexibility * Elastic, comfortable and durable * enhance sound quality,Noise isolation * Fit most earbud-style earphones with 50-55 in diameter. Diameter:25mm 30mm 35mm 40mm 45mm 50mm 60mm Material: foam
Fanmusic MS-E1011
" Fanmusic is a distributor and a brand of Chinese audio-equipment which also has an eBay store. I was contacted by Tony, their manager a while ago and he informed me that they were working on an IEM (under their brand as far as I know), with a dual-dynamic setup in a metal housing with a user replaceable cable, simply named "MS-E1011". Tony offered to send me a..." --ItsMeHere


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By Kevin Wilson: Freedom Newspapers
I'll fess up. I do a lot of stupid things as an adult, and I did a lot more as a kid.
There was the time my friends and I won water guns at an arcade and tested them while driving the streets of Helena, Mont. I got challenged to a fight by a car passenger I hit, but it never went anywhere because everybody else in his car was too busy laughing to join the cause.
Looking back, I'm glad I was too cheap to own a video camera, because I could have really been in trouble. That's what some teenagers might soon realize as the "fire in the hole" blows up in their faces.
The "fire in the hole" prank was first revealed to me on MSNBC's "Live With Dan Abrams." Abrams gave a report about kids who were going to drive-through restaurants with video cameras. After the cashier took their money and handed over drinks, the driver would yell, "fire in the hole" and throw the drink back at the cashier like it was a bomb. With the drink spilled on the employee, the "bomb" thrower speeds off.
This prank, according to the report, was big in the Pittsburgh area, but could grow as many of the "fire in the hole" videos are going on YouTube.
I think it's wrong to call it a prank. Assault seems the more proper term, especially considering some of the perpetrators are adding items like hot sauce to the drinks. One restaurant employee interviewed looked as if he'd been hit with pepper spray.
I've worked fast food before, and it's difficult enough working for the minimum wage (or less if the company finds a way around it) and no health insurance without the threat of being assaulted for serving a supposed customer.
But how do we pay the drink-throwers back? Well, it all comes down to one of my favorite television shows, "Homicide: Life on the Street." In the first episode, Detective Frank Pembleton found a murder suspect by staking out the victim's car. When asked how he knew the suspect would take such easy bait, Pembleton responded, "Crime makes you stupid."
Nearly 15 years later, those words still ring true. The only thing that could be more idiotic than committing such a crime, I've found, is to commit such a crime, videotape it and then post the video onto a very public site like YouTube where a username can be tracked down within minutes, and the evidence of your crime can be saved onto any computer for a relatively open-and-shut prosecution.
YouTube, which is owned by Google, has a policy to take down videos featuring humiliation or bodily harm. I'm hoping they go one step further, and fully cooperate with law enforcement officers in the apprehension of anybody shown on video taking part in a "fire in the hole" prank.
Furthermore, I think anybody convicted in this should be prosecuted to the fullest extent of the law, regardless of prior record. If they want to be an example of humor by posting the video online, there's no reason they can't be an example of justice.
Stupidity in young adults and stupidity in crime are not always in sync with each other. But once they are, I hope authorities are there once the stupidity does them in.


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La Crosse mayoral race info.
The two candidates that are moving forward in the La Crosse mayoral race are Tim Kabat and Doug Farmer.
Eleven candidates ran for the seat. News 8 will bring you reaction from Kabat and Farmer during News 8 at Ten.
The Spring Election is on April 2, 2013.
There are 11 candidates in the La Crosse mayoral election: Michael Brown, Doug Farmer, Bill Feehan, Tim Kabat, Randy Magno, Dae Miles, Craig Nestor, Chris Olson, Jon Olson, Rich Smith and Robbie Young.
We asked all 11 candidates the same 10 questions and provided them equal time to respond.
News 8 also gave the candidates an opportunity to appear live on News 8 at Five in separate interviews in the three weeks leading up to the Primary Election.
Here is the list of when the candidates will appear:
1/29 - Randy Magno
1/31 - Craig Nestor
2/01 - Dae Miles
2/04 - Rich Smith
2/05 - Mike Brown
2/06 - Robbie Young
2/08 - Tim Kabat
2/12 - Jon Olson
2/13 - Chris Olson
2/15 - Bill Feehan
Doug Farmer declined News 8's interview opportunity.
The Primary Election is on February 19, 2013. The Spring Election is on April 2, 2013.
Incumbent Mayor Matt Harter announced in November that he would not seek a second term.
Copyright 2013 by WKBT News8000. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Cheats and Walkthroughs(59)
Our first Feedback "field trip" went up this weekend but we're heading into the studio soon yet again. We'll be talking about the one and only Heavy Rain this week, so as with other weeks, steer your submitted questions away from Heavy Rain, as Quantic Dream's game will get plenty of discussion.
Remember: you have an increased chance at being picked with a working profile image!


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Suite 1700
New York City, New York 10019
United States
|Areas of Practice
|1) Tax
|Law School
|Columbia Law School
|Admitted Year
|Most recent firm
|Willkie Farr & Gallagher LLP
|Relevant Jobs
National Firm seeks Partners in New York City with AmLaw 200 Background (8+ yrs)
USA-NY-New York City
Culhane Meadows PLLC, one of the largest national non-traditional law firms in America, seeks experienced partner-level attorneys in the NYC area. We are actively recruiting new partners who are alig...
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Barton W.S. Bassett is the leader of Morgan Lewis's Tax Practice. Mr. Bassett's practice focuses on international tax planning for both the outbound operations of U.S. multinationals and the inbound operations of foreign multinationals.
Celia Roady is a partner in Morgan Lewis's Tax Practice.Ms. Roady has published extensively in various journals on exempt organizations.


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I myself will be presenting and demonstrating SDO for PHP, and given I have a 90 minute slot, I thought it might be an opportunity to look into some of the theory. To that end I've been doing a bit of "design pattern archaeology" - hunting for design patterns after the fact. Armed with Martin Fowler's, "Patterns of Enterprise Architecture", and with help from other SDO project members, we quickly identified the following four:
- Data Transfer Object: An object that carries data between processes in order to reduce the number of method calls
- Mapper: An object that sets up a communication between two independent objects.
- Unit of Work: Maintains a list of object affected by a business transaction and coordinates the writing out of changes and the resolution of concurrency problems.
- Optimistic Offline Lock: Prevent conflicts between concurrent business transactions by detecting a conflict and rolling back the transaction.
There are others, but there's only so far you can take this kind of activity!
The demos I have show how to use SDO to work with relational and XML data. They include a simple Contacts management application, a noddy Blog/RSS feed, and WSDL generation.
If you're not able to make it to Montreal and are interested in SDO, the docs can be found here, and I'll post the presentation on this blog after the conference.
Graham Charters
[Read More]


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Victoria James, the English teacher who recently resigned after her sexy modeling pictures surfaced, riffs on her decision to pursue modeling, her future aspirations and even her favorite novel.
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Our team is unified by a purpose and committed to evolving the science and psychology behind our programs.
We're revolutionizing how employees, athletes, military personnel, and leading companies perform.
Average corporate wellness programs help employees exercise just 1–2 times per month.
Mindset is about walking into a situation or
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Food is fuel for the body and brain. Fueling
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Meet our team and learn what drives us.Meet the team
We work with best-in-class companiesaround the world.Learn more
Follow our blog for fresh ideas and reportsfrom our team of experts.See blog


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Family Information Form for Parents
We are delighted that your son or daughter will soon be joining us as a member of the Denison community. We want to make sure you receive all parent mailings, so please fill out our Family Information Form available at the link below through online submission. Please include grandparents' names and addresses if they would like to receive campus news as well.
If you have any questions relating to submission of the Family Information Form, please contact firstname.lastname@example.com.
Welcome to Denison and the Denison family!


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"Internet Purchases Only"
"Not a Retail Store Stock Item"
This item is viewable at our retail store in LEXINGTON, KY. It may be on display and is
available for immediate purchase and pick-up.
*Please Note!! Many of our pictures are stock photos provided to us by the manufacturer and do not necessarily represent the actual item being purchased. Please verify this picture accurately reflects the product described by the title and description on this page before you place your order.
The Ruger Vaquero combines the original Old West
single-action look and feel with new features. The mid-size steel frame
and cylinder are scaled-down to the same size as the original 1955
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Scientists and clinicians from Schepens Eye Research Institute | Mass. Eye and Ear, an affiliate of Harvard Medical School, will be joined by Dr. David Snyder of Delray Eye Associates, for the 2013 Vision Research Symposium on Macular Degeneration and other blinding eye disorders at two South Florida locations.
The first symposium will be held on Thursday, February 7th at the Colony Hotel, 155 Hammon Avenue in Palm Beach
Second on Friday, February 8th at the Boca Raton Marriott, 5150 Town Center Circle
Both sessions will include a display of low-vision aids and a complimentary coffee beginning at 9 a.m., followed by the program from 10 a.m. to noon.
The events are free and open to the public as a community service.
Advance registration is required by calling 866-946-6824 or on-line at MassEyeAndEar.org/symposium.


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Mar 23, 2011 2
Fantasy Guru Daily: 3/23/11
Could it be? Actual news about what happens on the field? YES! Okay, so it is just a couple of rules changes, but if it allows us to refrain from the legalese we will take it.
Owners vote to change kickoff, replay rules … at meetings that took place in New Orleans over the last few days. The competition committee has discussed proposals for changes in kickoffs recently, mostly as a way to make the game safer. The modified proposal, which was passed by the owners on a 26-6 vote, will move kickoff back to the 35-yard line after it had been at the 30 since the 1994 season. Kickoff returners from around the league expressed their displeasure with the new rule, which will almost definitely hurt what receiving teams will be able to do in terms of improving field position. Brown KR Josh Cribbs was on a media tour talking about the changes and was in complete disagreement with the new rule because it continues to make special teams a smaller part of the game, which can hurt teams like his Cleveland Browns, who depend [...]


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On Tap Today: Summerfest rundown for July 3
Journal Sentinel music writer Piet Levy gives you the rundown of what to look forward to today at Summerfest. »Read Full Blog Post(1)
Daft Punk, Lorde, Macklemore & Ryan Lewis win big
A couple of new artists — Lorde and Macklemore & Ryan Lewis — and a couple of seasoned veterans in robot suits were the big winners at the 56th annual Grammy Awards Sunday. »Read Full Article(1)
Grammy winners in major categories 2014
Winners in major categories at the 56th annual Grammy Awards Sunday night. For a complete list, go to grammy.com. »Read Full Article
Milwaukee Art Museum's floors buckling again
This year's harsh winter has not been kind to the Milwaukee Art Museum, where floors are buckling, absorbent pads are sopping up moisture next to windows and a space heater is set up next to what used to be the museum's main entrance on the lake.
Floors were buckling on the upper level of the 1975 Kahler wing, near where similar upheavals of parquet have occurred in past years, near the Bradley Collection of modern art. »Read Full Article(17)
Wisconsin natives Butch Vig, Mike Maher win Grammys
Before the 56th Annual Grammy Awards telecast even began, Wisconsin natives Butch Vig and Mike Maher were celebrating.
Vig, the Viroqua-born producer behind Nirvana's classic "Nevermind," and a past Grammy winner for producing Foo Fighters' "Wasting Light" and Green Day's "21st Century Breakdown," picked up his third Grammy Sunday, for Best Compilation Soundtrack for Visual Media, as the compilation producer for "Sound City: Real to Reel," the soundtrack for Foo Fighter frontman Dave Grohl's documentary "Sound City," about the studio where "Nevermind," and several other landmark albums, were recorded. »Read Full Article(1)
Watch live: Grammys red carpet with MTV
It's Grammy night.
The music awards show starts at 7 p.m. Milwaukee time on CBS, and you can get a preview of who will win and should win from our critic Piet Levy. »Read Full Blog Post
'Dress' peopled with off-the-rack characters
I was having flashbacks involving high school proms — and more 1980s weddings than I care to remember — when watching the Theatre Unchained production of Alan Ball's "Five Women Wearing the Same Dress," under James Dragolovich's direction.
The program notes don't credit a costume designer, perhaps because no one wanted to own the deliberately ugly dresses worn by the play's five bridesmaids, who are cooped up in a bedroom, avoiding the reception downstairs. »Read Full Article


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Choosing a college is a huge decision, so make it a team effort. Work closely with your child from the very beginning, and all that school pride can be yours, too (just don't overdo it in front of your child's new college friends).
Do your homework.
Maybe you've been planning for college since your child was in a onesie emblazoned with your alma mater's mascot, or maybe you're just getting started. Either way, your child is doing research. Join in.
Talk. A lot.
Then talk some more. You and your child must agree on a number of different topics. Establish them early and keep an open line of communication. You'll thank yourself later.
Have the money talk.
Resist your parental instinct to protect your child from harsh realities. Have a discussion early on about what financial limitations may exist and how to accept or overcome them. But remind them that paying for college doesn't have to be scary, if they do the work to find scholarships and other sources of funding.
Go on campus visits.
Do it while school is in session, don't try to make it a vacation, and definitely talk to strangers. The more questions you ask, the more answers you'll get. You know, just like in college.
Trust your child.
Want to join a fraternity or sorority? She knows what inspires her, what engages her, and what makes her happy. Discuss it in terms of study and career prospects and realistic goals, but at the end of the day (and at graduation), it's all about your child (see #10).
Trust your gut.
Your parental instincts are there for a reason. If you feel your child's college goals are unrealistic, let him know early (and give him an honest chance to convince you otherwise).
Be flexible.
You have expectations of what college will be like, and so does your child—the real experience lies somewhere in between. Establish some give-and-take, and the process will work for everyone.
Talk logistics.
How far away is the school? How will your child get around campus and travel home for the holidays? Where will your child live, how will he eat, and who's paying for what? The time to ask (and answer) these questions is now.
Establish ground rules.
And a mechanism to enforce them. Enough said.
Remember: It's not about you.
The knowledge your child gains in college is hers. The friendships and mistakes she makes will be hers, too (though we're sure she'll share both). Keep that in mind, and college will teach you a lot.
Ready to get started?
Check out our resources for parents. Then start by requesting more information from Albion, visiting campus, or contacting our Admission Counselors for questions!


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Automate interlibrary loan staff workflows and help your users quickly get the resources they need.
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In the face of a limited budget, reach out to the largest cooperative of resource-sharing libraries in the world to supply your users with the resources they need. WorldShare Interlibrary Loan connects you to thousands of libraries whose entire collections can be viewed at a glance in WorldCat®. Together, these libraries have created a shared, global library collection for the benefit of all library users.
Manage your ILL workload more efficiently
With a manual process for ILL tasks, you spend a lot of time in one-on-one conversations with other libraries to fulfill requests. WorldShare ILL simplifies your processes by showing you other libraries' holdings, policies and fees before you make a request. When one library can't fulfill a request, it's automatically routed to the next library you identified. In addition, WorldShare ILL is simple to learn and teach to staff. You can set up your library's policies and other standard information in advance to make sure it's correctly included on every request.
Save time and money processing ILL requests
Managing invoices and payments to cover ILL fees can take time away from other, more value-added tasks. WorldShare ILL allows you to consolidate all your ILL credits and debits into your OCLC invoice so you can reconcile a month's worth of transactions all at once.
Lend documents quickly and securely
Library users expect to get the materials they request quickly. With WorldShare ILL, you can provide electronic resources shortly after receiving the request. Post these documents on a secure portal where only the user who made the request can access them.
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WorldShare ILL includes built-in statistical reports that you can use to identify trends to help further streamline your workflows and policies. These reports can also help you show your library's stakeholders how ILL contributes to the greater value of your library.
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Ernie Brandon founded a woodwind quintet called "Euterpe" Wind Quintet (Michigan) two years ago. The group is named for the Greek muse for music and lyric poetry. (He includes Michigan in the name because there is a "Euterpe" quintet based in the Netherlands.) The group's repertoire ranges from classical to ragtime, including concert music written expressly for wind quintets, transcriptions of popular classical piano and orchestra pieces, and arrangements of folk and some pop music. He taught at Eastern Michigan University for 35 years and, after retiring in 2008, is now associate professor emeritus of voice. He started his music career playing clarinet and later switched to voice during graduate school at Northwestern University. He may be reached at email@example.com.
North Central NOW Spring 2012


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Kick back in the Jesse slip-on sneaker from Tory Burch. The quilted leather adds sophistication to this casual look.
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Crystal Dunes
Destination: Destin
Area: Crystal Beach - Scenic 98
Type: Condo/Villa
Number of Floors: 7
Bedrooms: 3
Baths: 2
Looking for a place to spend a relaxing beach vacation to Northwest Florida? Come to Crystal Dunes, where the refreshing waters of the Gulf of Mexico, award-winning beaches and the attractions of Scenic 98 in Destin's Crystal Beach area will have you wishing you could stay forever.
This mid-rise property features some of the finest vacation rentals in Destin—elegant 3-bedroom, 2-bath units with all the comforts of home including fully equipped kitchen, washer/dryer and whirlpool tubs.
Plus, ample amenities such as a seasonally-heated pool, hot tub and beach boardwalk offer onsite conveniences that make staying in a worthy choice. Or, hop in the vehicle for a short drive and you'll find plentiful shopping, dining and entertainment with minutes!
|Pool/Hot Tub/Sauna
|Complex Features
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The property has the following accessibility features. For additional information regarding any other accessibility features, please call (888) 909-6807
|This property has an accessible public entrance.
|There is an accessible route to one or more swimming pools.
|This property has accessible parking spaces for cars.
|This property has an accessible swimming pool.
|Closest Airport: VPS
|Nearest City: Panama City Beach
|"Crystal Dunes" Check-In Office
|Check-In Information
|Check-In Office Name: Central Destin Office
35000 Emerald Coast Parkway
Destin, Florida
Check-In Time: 4:00 PM
Check-Out Time: 10:00 AM
Open: Sunday - Saturday 9:00AM - 5:00PM
850-650-2280 (check-in line)
850-650-2280 (office)
After Hours Check-In Procedure:
Pick up telephone next to office door. Telephone automatically rings to after hours call center. Customer service agents assist with check-in via lock box next to telephone.
GPS: Longitude -86.421413 Latitude 30.389068
877-586-1682(after hours phone)
Crystal Dunes - by Wyndham Vacation Rentals
Rosemary P. | 04/08/2011
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Bedrooms: 3
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Sleeps: 8
View: Gulf Front
Proximity: On the Beach
4 BR | 4 BA | Sleeps 16
2 - 7 BR | 2 - 7 BA | Sleeps 6 - 26


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"Game on!" were the words of greeting from Rick Santorum to his supporters in Iowa as the final vote counts were still coming in.
Rick Santorum has gained significant momentum against Mitt Romney within a very short period of time. The narrow finish between Santorum and Romney now makes them the two viable candidates in the race for the Republican Presidential nomination.
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Qualified 24th...... WTF??
"GOD BLESS OUR TROOPS,ESPECIALLY THE SNIPERS"[/[color=#FF4000]color]
All things Tony
midwesternsmoke wrote:Sure hope he qualified in race trim.....Anyone know???
bolt9 wrote:They have a happy hour practice at 1:45 est. Speed channel will broadcast it tonight at 11:00 est.Good for Tony,work on some adjustments and get his car ready for tomorrow.
Annalee wrote:Well, HH I stayed up. What a waste!! He wasn't any better. Bring on the coffee... I just thought I had to find out how bad he was and he was terrible, but according to the dynamic duo announcing in the booth he was EXCELLENT ON OLD TIRES........what is up with his car? How about SPEED?? After all this is a race car not a turnip truck!!
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By Gianna Banner 4:43pm, April 20, 2013
Video: Highlights of TH vs St. Mark's boys lacrosse and reactionTower Hill knew going into Saturday's match up against an undefeated St. Mark's boys lacrosse team would be a challenge, but Andrew Pettit's seven goals helped the Hillers (7-1) knock down the Spartans 16-11 in a non conference battle.
The Hillers' offense attacked first with two goals from sophomore Pettit and Samuel Murphy to gain an early 2-0 lead.
Although the Spartans tied the game at two closing the first quarter, Tower Hill answered in the second after winning three straight face-offs and scoring on the possessions to jump ahead 5-2.
St. Mark's Michael Walsh and James Magnani kept the Spartans within reach, but Hillers' James Togo scored with 53 seconds left in the half to keep Tower Hill ahead 7-5.
Magnani, who tallied 6 goals in the game, scored four times in the third, and St. Mark's trailed 11-9 going into the final period.
The Hillers controlled the last quarter and secured the win with goals from William Mette, Murphy, Benjamin Manning and two by Pettit.
The Hillers only loss this season comes from New Jersey's Hun School, and they will face St. Andrew's on Thursday. St. Mark's (7-1) will try and bounce back on Monday when they travel to Sussex Tech.
This material may not be published, broadcast, rewritten, or redistributed.


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Ben & Jerry's back GMO billJanuary 28,2013Ben & Jerry's
back GMO bill
MONTPELIER — Vermont-based ice cream maker Ben & Jerry's has come out in support of state legislation requiring labeling of products containing genetically modified organisms, and says it will stop using such products by the end of this year.
The company, a subsidiary of international food conglomerate Unilever, said 26 of its ice cream flavors — ranging from Cherry Garcia to Mint Chocolate Cookie — already come without GMOs.
The company's stance is winning praise from groups supporting GMO labeling, including Rural Vermont and the Vermont Public Interest Research Group.
Legislation to require labeling of products with GMOs failed to win passage last year, but backers are trying again this year.
McKibben to speak
at Statehouse
MONTPELIER — Environmental activist Bill McKibben will speak to the Vermont Legislature about climate change and how it relates to the state.
House Speaker Shap Smith said Friday he's invited McKibben to speak Wednesday afternoon.
Vermont Public Radio said McKibben's been supporting a campaign to get resolutions on town meeting day ballots that oppose the shipment of tar-sands oil across northeastern sections of the state.
Smith's office said it prioritizes climate change as one of the most important challenges facing the state.
Hearing set on death with dignity
MONTPELIER — A big crowd is expected at a public hearing this week at the Vermont Statehouse on legislation that would allow physicians to prescribe a lethal dose of medications to terminally ill patients who wish to take their own lives.
It's an issue that has come up repeatedly in recent years. Backers say the current makeup of the Legislature and support from Gov. Peter Shumlin give what's variously called death with dignity and physician-assisted suicide the best chance it's had yet of passing this year.
Four legislative committees will be on hand in the main House chamber to take testimony from the public from 5 to 7 p.m. Tuesday.
— The Associated PressMORE IN This Just InBARRE TOWN Firefighters faced a collection of adverse conditions as a house on Granitville Road... Full StoryWILLISTON Police are asking for help identifying the man who tried to steal roughly $800 worth ... Full StoryNEWBURY Police said somebody stole booze and change from a Welch Road residence. Full Story
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New York Times: No Morsel Too Minuscule for All-Consuming N.S.A.
"From thousands of classified documents, the National Security Agency emerges as an electronic omnivore of staggering capabilities, eavesdropping and hacking its way around the world to strip governments and other targets of their secrets, all the while enforcing the utmost secrecy about its own operations."
See more in United States; Information Warfare


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Originally Posted by Akihiko
Yes, I'll explain to you about an opponent's field of vision.
Knowing where your opponent is looking at all times is extremely important. If they're focused upon something due to a distraction that you purposely created (say, by tossing a kunai into the air), then you can then pull off another trick on them.
This is especially important when facing Doujutsu users like the Byakugan, because it only has one blind spot, and it's important to be able to strike them from a vulnerable position.
Running away is a very nice way to do that. xD Haha, I want to do in a fight next time.
Also, you must remember to state that whatever you do is really quiet as when your eyesight is obscured, the other way to get information is through the ear. Be quiet in what you do in this mist.
Do you understand?
Kefa: yes sensei I do understand, the mist is to conceal the user, confuse/diver the attention of the opponent, even when the mist is released all isn't safe, the user still has 2 be quiet as the opponent could use an impulse attack reaction when he hears a sound!
Good luck with your running away silently
Very good. ^_^ Just wanted to make sure.
(Kirigakure No Jutsu) - Hidding in Mist Jutsu
Rank: D
Type: Supplementary
Range: Short/Mid
Chakra Cost: 10
Damage Points: N/A
Description: This displacement technique creates a thick mist to spring forth by lifting up some water from either a pre-existing source or expelled from their mouth, then goes in and out of sight at will from within the pearly-white realm. The mist's thickness is controlled by the amount of chakra kneaded into it. It can't fool the Byakugan, but, due to the mist being created with the user's chakra, any Sharingan and Rinnegan-user will see the mist coloured by their opponent's chakra, which will effectively hide the user from the dōjutsu.
Note: Can be created through releasing from mouth or manipulating a nearby water source.
Okay, I now want you to focus your Water chakra in front of you to try and create a sword. Think of it like molding clay and make sure the sword is durable enough to do damage.
Please try and be detailed. ^_^
Kefa: okay sensei,
*kefa ponders on how to make a durable sword with water, kefa takes a stance then builds up his water chakra around his right hand palm to create water, like the water he did before, as the water is being formed on kefa's palm, kefa uses shape manipulation and pressure to shape the water into a sword and the pressure to keep it strong enough, having the water sword not disperse when it strikes an obstacle*
Very good.
Now try to strike with that sword onto the trunk of a tree.
Tell me what happens.
Kefa: Okay sensei
*kefa holding the water sword in his right hand runs towards a tree, kefar raises the sword as he gets closer to the tree, kefa swings the sword at the tree, slashing the tree into 2. The upper part of the tree falls over and lays on the ground while the lower part stays intact with the trees roots*
kefa: good enough sensei
Very well done. You can learn about how to use swords when you receive training in Kenjutsu.
(Suiton: Mizu Kuri No Yaiba) - Water Style: Sword of Draining
Rank: D
Range: Short
Chakra cost: 10
Damage Points: 20
Description: A technique that utilizes water to create a sword. The sword can be wielded in the normal fashion, allowing the ninja to cut and stab like with a normal blade.
Note: Doesn't require a water source.
Okay, proceed to step over to this lake.
Place your hand upon the water and send your chakra into it, forming a shark.
Have that very shark jump into the air towards my clone, attacking him.
Kefa: okay sensei
*kefa walks towards the lake, focusing his water chakra on his right palm he places the hand on the water surface, releasing the chakra into the water and using shape manipulation on the water chakra it forms into a big shark, kefa then applies pressure making the shark to leap out of the water heading towards Akihiko's sensei clone with its mouth wide open, the shark clenches on the clone*
So what happens to my clone? o_o What do you make the hungry shark do?
*the water made shark atacks your clone with its mouth wide, taking a huge bite out of you on impact, making your clone go poof and the shark disperse into water*
sorry i was in a hurry 2 do something outside the nb walls
All good. xD
(Suiton: Suikōtoppa) – Water Release: Water Shark Breakthrough
Rank: C
Type: Attack
Range: short
Chakra cost 15
Damage points: 30
Description: The user will create a water shark to jump into the air and bolt towards the opponent, striking them.
Note: Requires a water source.
Now, for this next jutsu, form three handseals (Rat -> Dog -> Ox), then focus your water chakra into your hands to create a long whip made of water.
Proceed to attack my clone with that very whip, but be creative with what you do with it.
Kefa: okay sensei!
*kefa focuses his water chakra on his hand using shape manipulation he makes the water extend forming like a stick as it become long, thinking of making the water like a whip, kefa uses more of the shape manipulation on the long water to make it bend freely, kefa agrees to havnow made water whip, raising his hand making the whip to go up now aiming at the clone of Akihiko he then brings his hand down with force makes the whip's tip strike/flog Akihiko's clone, making the clone screefore it goes poof, kefa still hhold the water whip as he looks at Akihiko sensei with a perverted look*
Kefa: you interested?
Okay, let's be a bit more specific.
How exactly do you make my clone poof? What can do you do with a whip in general?
Where do you strike him?
I striked your clone witht the whip, striking him on his chest this attack makes it go poof. A whip can be used as a can, you know to flog! It can be used as a strangler being so long and flexible its can wrap around ones neck more than once and hence making its grip tighter. Used to pull thing or pull oneself towards things.
And sensei you didn't answer my questiong!
Um, no, I'm not interested...I think... >.>
You can also use a whip, thrown at a high speed, in order to wrap your opponent and immobilize them.
(Suiton: Suiben) - Water Release: Water whip
Rank: C
Type: Offensive, supplementary
Range: Short - Mid
Chakra cost: 15
Damage points: 30
Description: After the user performs a series of 3 hand seals Rat → Dog → Ox, the user creates a whip of water that can be used to strike the opponent with a lashing action or wrap around the target to bind them. This technique can also have lightning techniques channeled through when they have bound their victim with the water whip.
Okay, for this next jutsu...
I would like you to focus your chakra internally. This is rather rare for the Suiton element, so grasp the concept first. Then when you push your Suiton chakra into your mouth, add to it another wave of Chakra to make it sticky. Once you build up enough pressure in your mouth, release upon the ground before us to create a sticky lake.
Kefa: Okay sensei lets give it a go
*kefa starts by building his water chakra from his gut to his mouth making, now in his mouth and in water form, kefa mixes his chakra with the water in his mouth, as the water and kefa's chakra mix kefa uses nature manipulation on the mixture of the water and his raw chakra, thinking about making the liquid water into a sticky liquid like liquid gum, kefa breathes in making his chest swell, releasing all the air trapped in his chest at once through his mouth adds pressure, kefa opens his mouth vomitting out a sticky liquid on the ground which spreads as more comes out from his mouth, covering a large area kefa stop vomitting the liquid and after some time the liquid hardens*
kefa: lemme guess this jutsu can be used to immobilize an opponent, due to it being sticky one can move on on it once on the sticky liquid.
Yes, and you must remember this.
It is long range, thus, you are able to cover the entire battlefield with this jutsu. What does this prevent the enemy from doing?
Also, how would you prevent yourself from being caught up in your own technique?
Like I said, it prevents the opponent from moving hence limiting their view of the battle field.
How do I prevent myself? I don't know :o
You would charge chakra into your own feet beforehand. Make sure you state this whenever using this jutsu so that it doesn't affect you.
And yes, it slows down their techniques, but also prevents them from using Earth jutsu that requires slamming the ground.
(Suiton: Mizuame Nababara) - Water Style: Starch Syrup Capture Field
Rank: C
Range: Short/Long
Chakra Cost: 15
Damage Points: N/A
Description: The user After performing the required hand seals Ram → Tiger spits out high-viscosity, chakra infused water, aimed at a surface of wide scope. This is a stream of sticky liquid which can be used to form an adhesive trap that can inhibit a person's mobility. One can effectively reduce their enemy's area of activity with this technique, and has the effect of being able to take complete control over the battlefield. The normal scope of this technique is normally just a few metres, but if prepared, it is also possible to make an entire pond of starch syrup. Being caught in the technique can be avoided by channelling chakra to one's feet allowing one to walk upon it uninhibited, beforehand.
Do you know Shadow Clone jutsu yet?
Kefa: yes sensei your right. The user cant use earth jutsu cause they'll only stick 2 it.
Shadow clones? Yes as an e-rank ninjutsu the clones cant use any of my technique.
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Nutrition and Wellness Programs
Monitoring Requirements
Coordinated Review Effort (CRE)
The Illinois State Board of Education must conduct administrative reviews as prescribed by the USDA. The administrative review is a comprehensive on-site evaluation of all local education agencies participating in the National School Lunch Program. Administrative reviews of all local education agencies are conducted, at a minimum, once every five years.
The review process will include the evaluation of the critical areas with two performance standards which serve as a measure of compliance with program regulations and the general areas of the review. During the review process, if there are problems in the critical areas, an over-claim may be assessed dependent on the severity of the problem.
The critical areas include:
Performance Standard 1
All free, reduced-price and paid lunches claimed for reimbursement are served only to children eligible for free, reduced-price, and paid lunches, respectively; and counted, recorded, consolidated, and reported through a system which consistently yields correct claims.
The state agency must determine that the free and reduced-price eligibility determinations are correct. In addition, the state agency must determine that for each day of operation for the review period, the number of free, reduced-price, and paid lunches served to children eligible for free, reduced-price and paid lunches respectively, in those schools for the review period. The state agency must determine that the lunch counting system accurately counts, records, consolidates, and reports the reimbursable meals by type.
Performance Standard 2
Lunches claimed for reimbursement within the local education agency contain food items/components as required by the performance standard.
General Areas
In addition to critical areas, there are general areas of program compliance that will be reviewed. There is no financial assessment for a problem in a general area. The general areas include:
- Verification
- Daily Meal Edit Checks
- Onsite Review Process
- Overt Identification of Free and Reduced-Price Meal Recipients
- Offer versus Serve
- Civil Rights
- Food Quantities and Serving Sizes
- Procurement
- Sanitation
Follow-up reviews may be conducted if there is a critical area violation in excess of the review threshold.
A written report will be mailed to the local education agency detailing the review findings, corrective actions needed, and deadlines for the corrective actions, and any financial assessment. The local education agency must then respond to the review findings with how and when the corrective actions were implemented. Corrective actions must be applied to all schools in the local education agency.


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Rashard Lewis' horse wins at GulfstreamBy TIM REYNOLDS , Associated Press
Mar. 8, 2013 8:40 PM ET
MIAMI (AP) — Rashard Lewis got a win on Friday, six hours before the Miami Heat even started playing.
And it came on grass, not hardwood.
White Rose, a 3-year-old filly owned by Lewis and his longtime friend Jake Ballis, won a maiden race on the turf at Gulfstream Park in Hallandale Beach, Fla., on Friday afternoon.
Sent off as a heavy favorite, White Rose returned $3.40 for the win, and Lewis — who has dabbled in horse ownership for about five years — got to be in the winners' circle for the post-race celebration.
"Especially during the year, it's very tough to attend races," Lewis said before the Heat played host to the Philadelphia 76ers on Friday night.
"It was a great day. It's very tough to win in horse racing. White Rose being in first place, me being able to attend and me being able to be in the winner's circle, it's a very good day."
The Heat forward said he was approached by Ballis several years ago about owning a small percentage of some horses, and before long, Lewis was hooked on the sport. He said on one trip to historic Saratoga Race Course in upstate New York, he did a double-take when seeing another man of basketball pedigree at the track — that being Louisville coach Rick Pitino, a longtime racing enthusiast.
Ballis' father, John, owned Groovy, who was voted Eclipse Award sprint champion in 1987.
"I'm a lot more high-strung and nervous than Rashard watching the races," Ballis said. "Our friendship is very close. I gave a speech at his wedding. I've grown up around racing and Angel Cordero is our main adviser. We have a great team around us."
With the Heat, Lewis is around some of basketball's biggest names: Pat Riley, LeBron James and Dwyane Wade, for example.
The same applies in racing, where some Hall of Famers from that sport — such as trainer Bill Mott, jockey John Velazquez and an adviser such as Cordero, one of the best jockeys ever — are the ones Lewis relies upon.
"We've got a good team around us," said Lewis, who made the half-hour drive south to the arena where the Heat play after the race. "We're not doing it blind. We've got a lot of help from a lot of people who have been in the game for a long time."
White Rose's win could be the start of a big month for Lewis when it comes to racing. Another of his horses, Cigar Street, is expected to be in the Grade 3, $100,000 Skip Away Stakes at Gulfstream on March 30 — also Florida Derby day.
"It's a lot of work," Lewis said. "And a lot of fun."
© The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. Learn more about our Privacy Policy and Terms of Use.


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Our alumni are busy as designers, publishers, printers, teachers, and studio artists.
You can also combine art with other majors. A background in art and psychology could lead to a career in art therapy, art and journalism could lead to art advocacy, and art and business or communication could lead to marketing or art director positions.
Whatever your focus, our program will train you for life-long service in graphic design or fine art. You will learn the technical skills you need to be a competent participant in the art world, and through your general education courses and interaction with professors, you will be prepared to live richly in all of life.


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President Obama Quiz
Published On: Oct 21 2011 10:03:53 AM CDT Updated On: Nov 02 2012 11:00:56 AM CDT
You see him on television and you read about him in newspapers and on the Web, but how much do you really know about President Barack Obama? Put your knowledge to the test here.
The views expressed are not those of this company or its affiliated companies. Please note by clicking on "Post" you acknowledge that you have read the Terms Of Service and the comment you are posting is in compliance with such terms.


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Junior Plus Party Dresses
Wanna make a breakthrough of your outfit? Access to Cocomelody.com and you are surrounded by an array of glorious junior plus party dresses. We hold a selection of the newest junior plus party dresses this year, so that customers can find their dream dress easily. High quality is guaranteed and we promise you an affordable price. Cocomelody offers tailor made service which can satisfy even our pickiest customers. Choose your favorite one immediately.
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