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August 28, 2013 —
HARRISBURG, PA — Barry J. Schoch, the secretary of the Pennsylvania Department of Transportation (PennDot), announced on August 23 that the department will implement or expand weight restrictions to about 1,000 structurally deficient bridges statewide to ensure bridge safety and preserve the aging bridge system.
A press release from the department said, "PennDOT must take this step because of legislative inaction this past June on transportation funding, leaving the department's future resources in question. Reducing the weight traveling on these bridges will slow down their deterioration and preserve safety while funding for their repairs remains uncertain."
There are some 4,479 "structurally deficient bridges" in Pennsylvania, making the Keystone State number one in the nation for the number of bridges needing repair.
In Wayne County there are a total of 253 bridges, and 69 are structurally deficient; in Pike, there are 160, and 44 need work. At the moment, however, there is no funding available through either the state or federal governments to pay for repairs.
Not that some politicians haven't been trying. At the state level, the Pennsylvania Senate passed a transportation bill before the general assembly departed for its summer break. Senate Bill One would have provided $2.5 billion in transportation funding.
The bill would have raised the funds by gradually doing away with the cap on the tax paid by gasoline wholesalers. Currently, they can only be taxed on a price of $1.25 per gallon. If the cap were removed, the tax would increase from about 19 cents to about 48 cents per gallon.
The PA House of Representatives, however, failed to come to an agreement about the bill. Representative Mike Hanna blamed House Republicans for failing to negotiate with their Democratic counterparts. He said, "In the end no package as important as this transportation package can be passed without both sides of the aisle, and it's something that has to be done."
Several state lawmakers of both parties have said that a transportation bill will be a priority when they return to Harrisburg on September 23. But some analysts are skeptical of a bill being passed, because it is unofficially linked to the privatization of the state liquor store system, and that is being aggressively opposed by the union that represents employees of the state store system and Democrats.
At the federal level, neither chamber of Congress voted for a transportation funding bill. For a while it looked like the Senate was going to pass the Transportation and Housing and Urban Development Appropriations bill (THUD), and Sen. Robert Casey Jr. said the bill contained "several initiatives to directly address bridge repairs and broader transportation priorities that are vital to the state."
He said the bill supported the Transportation Investment Generating Economic Recovery program (TIGER), which provides grants for significant projects in a variety of transportation modes, including highways and bridges, public transit, passenger and freight railroads and port infrastructure.
Ultimately, however, five Republican senators who had earlier backed the legislation suddenly pulled their support from it after it became clear that Republicans in the House were not going be able to gather enough Republican votes to pass their own version of THUD.
According to various accounts of the matter, the bill was pulled because of a failure to agree between a small group of Republican House members who thought the level of spending in the House version was too small, and conservative members who thought the spending level was too high. Republican leaders said they would return to the bill in the fall.
But the chair of the House Appropriations Committee, Hal Rogers, said he thinks that is unlikely. He has been quoted in numerous publications as saying, "With this action, the House has declined to proceed on the implementation of the very budget it adopted just three months ago. Thus, I believe that the House has made its choice: sequestration, and it's unrealistic and ill-conceived discretionary cuts, must be brought to an end."
Bridges that will be impacted by the PennDot move
Pike County
Rt. 390 Outlet Fairview Lake
Rt. 402 Shohola Creek
Rt. 2006 Dwarfkill Creek
Rt. 4003 Masthope Creek
Twp RT390 Mozette Creek
Wayne County
Rt. 191 Big Brook Creek
Rt. 191 Little Equinunk Creek
Rt. 296 Van Aucken Creek
Rt. 371 N. Branch Calkins Creek
Rt. 371 Beaver Dam Creek
Rt. 1002 Delaware River
Rt. 1004 Calkins Creek
Rt. 1023 S. Branch Equinunk Creek
Rt. 2007 Holbert Creek
Rt. 4014 Balls Creek
Rt. 4033 Starlight Rd. & Shehawken Creek
Davis Road Van Auken Creek
Plank Road Trib. to Delaware River
Davis Road South Branch Calkins Cr.
Boyce Road Hollister Creek
Hopkins Rd. N. Branch Calkins Creek
Hopkins Sunny Brook
River Road Hollister Creek
Twp Rte T-550 Big Brook
Hatchery Rd. W. Branch Lackawaxen River
Twp Rte T-684 Equinunk Creek
Twp Rte T-381 Cal-Shaffer Middle Creek Branch
Hemlock Rd. Middle Creek Branch
Willow Ave. Holbert Creek


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Women's struggleOctober 12,2012
The assassination attempt on 14-year-old Malala Yousafzai in Pakistan throws into sharp relief the hard nut that remains to be cracked in the confrontation between modernity and the tribal civilizations of Asia.
In his column below, Nicholas Kristof describes the issue of gender equality as the "paramount moral struggle of this century." Kristof has been a champion of women's rights — from the girls who are trafficked into the brothels of Cambodia or of Los Angeles to the girls and women throughout the world who are seeking an education.
The region of Pakistan and Afghanistan that constitutes the Pashtun homeland is a place where the United States remains militarily and strategically involved, and it remains one of the most repressive, closed and insular places in the world. That is the region where Malala had become an outspoken advocate of education for girls.
The Taliban answered her activism with bullets, and Malala was in critical condition as of Thursday. Pakistanis themselves have been outraged by the Taliban's action, recognizing it as an act of barbarism from a movement that remains rooted in a primitive, tribal world view. In urban Pakistan and Afghanistan women are educated and active in the nation's cultural and professional life. Pakistan has even had a female prime minister. But in the Pashtun heartland tribal traditions prevail.
The Pashtuns are a people with a warrior tradition. They occupy the remote mountains on the Afghan-Pakistan border and have never been conquered — not by the British, Russians or Americans. They live by their own code of conduct, characterized by concepts of honor, hospitality, loyalty and revenge. They have long made their living through smuggling and remain largely outside the law in both Afghanistan and Pakistan.
Pashtuns have ruled Afghanistan since the 18th century, and they number among the cosmopolitan elite of both Afghanistan and Pakistan. President Hamid Karzai is a Pashtun from the city of Kandahar. But in the border regions they remain a largely untouchable force, and they have constituted themselves into several groups, including the Afghan and Pakistani Taliban and the Haqqani network, which is, more or less, a borderland mafia.
Keeping women as chattel characterizes the tribal way of life in what is called Pashtunistan. According to the tribal view, women who have become rape victims have brought dishonor on their people and consequently are sometimes murdered. Male power entails absolute control over women, which means refusing to allow women to be seen or to live independent lives.
Education is the ultimate avenue toward independence, and as women in that part of the world have struggled to establish schools for girls, violence has sometimes been the response. Forty years ago mullahs were throwing acid into the faces of women who went out unveiled, and similar punishments are still enacted.
As Kristof points out, the West does not always live up to its creed that dignity and respect are the birthright of every individual, male and female. Women continue to struggle for equality in the United States, and the tides of reaction continue to threaten an erosion of women's rights.
Pakistan and Afghanistan, as much of the Muslim world does, face a starker, harsher struggle. But the world is at a historic juncture where women and girls are the standard bearers in the struggle for freedom, opportunity and openness in society. Male power based on the oppression of women cannot last if girls as brave, articulate and determined as young Malala continue to step forward.
We ought to recognize that we in the West are not so different. Until the early 20th century the predominant view held that women required protection from and guidance in the world and their dependency justified their disenfranchisement and lack of opportunity. The struggle for women's rights in this country depended on brave women willing to stand up to the scorn of those who are afraid of seeing their power seep away. Now Malala is the emblematic figure for that struggle.MORE IN EditorialsProtesters converged on a bank in Montpelier early this week to show their solidarity with the... Full StoryPhil Scott will take office next month after winning with a margin of 51.11 percent to 43. Full StoryIdeologues and partisans work from the outcome backward. Full Story
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We Have a Bat Detector, and Bats Too!
Guess what? We have bats in the Nature Gardens! And we have proof, thanks to two of our intrepid scientists, Jim Dines and Miguel Ordeñana.
Here's the proof, in sonogram format:
Keep reading to find out what bat these blue and green blobs belong to!
Here's what Jim and Miguel have to say about our bat detector:
"Colleagues: Last Friday we installed newly acquired bioacoustic monitoring equipment near the pond in the Nature Gardens in the hope of documenting nocturnal aerial visitors. Yes, we're talking about bats! Beyond expectation, our equipment has already recorded two different species of bats foraging in the Nature Gardens: the Mexican Free-tailed Bat and a Myotis species. Detectors like the one we are using are a great way to passively monitor for bat activity. The device records the ultrasonic...


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Dr. Rodger Doxsey, head of the Space Telescope Science Institute's (STScI) Hubble Mission Office, passed away on October 13 after a prolonged illness. The New York native was 62 years old.
Doxsey oversaw Hubble science operations at STScI in Baltimore, Md., for nearly three decades. Astronomers credit Doxsey for being one of the key Hubble program people who had a working knowledge of the extremely complex Hubble Space Telescope from top to bottom. Doxsey dedicated his career to making Hubble a success, working closely with the scientists and engineers at the institute that operate the telescope, the engineers at NASA's Goddard Space Flight Center in Greenbelt, Md., and the scientists from around the world who use the telescope.
He arrived at the institute in 1981, nine years before the Hubble Space Telescope's launch. Riccardo Giacconi, then the STScI director recruited him to be the institute's Mission Operations Scientist. Doxsey was part of the science operations teams for the SAS-3 and HEAO-1 X-ray space observatories. The science operations for those missions were at the Massachusetts Institute of Technology, where Doxsey earned a doctorate in physics.
"Rodger was the heart and soul of Hubble here at the institute. He innately knew everything about the space telescope, from the smallest anomaly to the breadth of the extraordinary science delivered by the telescope he had worked with for over 28 years," said STScI director Matt Mountain.
Doxsey was recognized numerous times for his career achievements. NASA awarded him the 1991 Distinguished Public Service Medal — the highest honor NASA confers to a non-government employee. Doxsey was honored for "outstanding leadership in developing the concepts of the scientific operation of the Hubble Space Telescope, as well as the subsequent implementation of systems to accomplish these ends."
The recipient of the prestigious Van Biesbroeck Prize in 2004, Doxsey was cited by the American Astronomical Society for "his outstanding, unselfish dedication to making the Hubble Space Telescope one of the most scientifically productive telescopes of all time." The prize honors an individual for long-term extraordinary or unselfish service to astronomy, often beyond the requirements of his or her paid position.
Cheryl Gundy / Ray Villard
Space Telescope Science Institute, Baltimore, Md.
410-338-4707 / 410-338-4514
email@example.com / email@example.com


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"I found Catholic Answers Live, and was engaged immediately. 'Hooked' is the right word. I was astounded at the things I had mis-learned. God bless you and I hope you never go off the air."
"Behold, for a thousand years the pictures of your forefathers holding rosaries in their hands have stood in this church."


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NIAGARA FALLS (AP) — Authorities say a police bomb unit is removing items from a car with Massachusetts plates that was pulled over in the city of Niagara Falls.
Trooper Jeffrey Bebak (BEE'-bak) says Friday that a state police bomb disposal team is using a robot to remove items from the car that was stopped earlier in the morning. Bebak says two men are being questioned by police but he has no other details.
The robot was seen removing three packages from the car and depositing them next to the vehicle. The street has been blocked off.
The Buffalo News reports that police say the car was occupied by brothers who had what appeared to be proper Massachusetts identification.
The response came amid an intense manhunt in Massachusetts one of the Boston Marathon bombers.


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When it's cold outside, all you want to do is snuggle up to your man, drink hot chocolate and veg. If you happen to have a job that doesn't allow you to do that, at least stay stylish when you hit the office in the Appalachian sweater from Rip Curl. It features a cozy knit pattern, oversized short sleeves and a tie at the waist for a darling look that will brighten up your wintery days.
- Removable belted tie at waist
- Imported
- Model is 5'5" and measures 32-25-29
- Model shown is wearing size S
- Rib-knit cuffs, trim & bottom hem
- Wide sleeves
- Metal Rip Curl applique
- Rip Curl intarsia knit sweater
- 60% Cotton/40% Acrylic
- Short sleeve
- Imported
- Brand: Rip Curl
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Mr. Villarreal was born to Ricardo S. and Maria Perales Villarreal. He was a heavy equipment operator.
Survivors include his mother, Maria Villarreal of Karnes City; daughter, Jennifer Kotara of Laredo; grandson, Jarran Kotara of Laredo; sisters, Yolanda Lopez of Karnes City and Irma (James) McClane of Karnes City; and brothers, Robert and Raul Villarreal of Karnes City.
He was preceded in death by his father.
Visitation began at 2 p.m. Thursday, July 10, at Rhodes Funeral Home in Karnes City with a prayer service at 7 o'clock that evening.
The funeral service was conducted there at 2:30 p.m. Friday, July 11, with Matthew Mendoza officiating.
Interment followed in the Helena Latin Cemetery.


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Latest Downloads
Product Info
- Camera Type Compact
- Image Sensor Type 1/2.33″ (Approx 7.76mm) CCD
- Type 25mm Samsung
- Optical Zoom 5x
- Main LCD Screen 2.7" TFT QVGA LCD Screen
Full Specifications
Color ?
Color of the casing of the camera.Camera Type CompactImage sensor
Effective Pixel ?
Amount of pixels in a camera's chip that detect light and contribute to the final image.Image Sensor Type 1/2.33″ (Approx 7.76mm) CCDLens
Type 25mm SamsungOptical Zoom 5xDigital Zoom ?
Range of magnification a camera can generate, as measured in degrees exponential to the original.
Play mode : 1.0X ~ 14.4X (depends on image size)Focal Length ?
Distance from a lens to it's focal point. In digital cameras, focal length can change when zooming.F No. ?
Range of settings that control aperture (amount of light allowed to reach a camera's image sensor).Shutter Speed
Range Smart Auto : 1/8~1/2000 sec.
Program : 1 ~ 1/2,000 sec.Exposure
Compensation ?
Automatically adjusts exposure values (EV) to make the most of ambient lighting conditions.Control ?
Method in which exposure settings can be adjusted. Program AE is an easy-to use mode menu.ISO Equivalent ?
Dictates how sensitive a camera's digital sensor is to light. Use higher ISO in darker conditions.Metering System ?
Set of modes that represent which aspect of the image will determine the exposure for a given shot.Focusing
Modes TTL auto focus
(Multi AF, Center AF, Face Detection AF, Object
Tracking AF, Smart Face Recognition AF)Range Normal : 80cm ~ infinity(Wide), 150cm ~ infinity (Tele)
Macro : 5cm~80cm (Wide), 100cm ~ 150cm (Tele)
Auto Macro : 5cm~Infinity (Wide), 100cm~ Infinity (Tele)Display
Main LCD Screen 2.7" TFT QVGA LCD ScreenResolution ?
Number of pixels across and down that are used to capture an image. More pixels, the sharper the photo.Video
Recording ?
The capture of moving images. A variety of modes and settings can be applied to optimize each clip.
Movie Size:1280x720HQ (30fps, 15fps) - Per one file : Max. 4GB
640x480(30fps, 15fps)
320x240 (30fpss 15fps)
* Due to the noise while optical zooming, user can select to record sound or not. (Voice recording selectable : Sound Alive On/ Sound Alive Off/ Mute)Movie Clip Max Recording time : 20minFlash
Modes Auto, Auto & Red-eye reduction, Fill-in flash, Slow sync, Flash off, Red-eye fixRecharging Time 4 secsRange Wide : 0.2m ~ 3.5m
Tele : 1.0m ~ 2.0m (ISO AUTO)Image Stabilization
DIS (Digital Image Stabilization) ?
Technology that minimizes or prevents blurred images due to unwanted camera shake.Smart Settings
Smart Auto 2.0Smart Filter 2.0Smart Filter (Movie) Palette Effect 1, Palette Effect 2, Palette Effect 3, Palette Effect 4, Miniature, Vignetting, Fish Eye, Defog, Classic, Retro, NegativeSmart Filter (Still Image) Miniature, Vignetting, Half Tone Dot, Sketch, Fish Eye, Defog, Classic, Retro, Negative, Custom RGBSmart Movie Landscape, Blue Sky, Natural Green, SunsetPicture Effects
Photo Style Selector YesPerfect Portrait System Face Detection, Blink Detection, Smile Shot, Beauty Shot, Self Portrait, Red-eye FixWhite Balance
Modes Auto, Daylight, Cloudy, Fluorescent H, Fluorescent L, Tungsten, CustAuto, DaylighAuto, Daylight, Cloudy, Fluorescent_H, Fluorescent_L, Tungsten, CustomSharpness
Sharpness Soft+, Soft, Normal, Vivid, Vivid+Storage
File Format ?
How images and data are stored when uploaded to a computer or printed directly from camera.
Still Image : JPEG
Movie Clip : AVI (MJPEG)
Audio file : WAVImage Size 16M : 4608 × 3456, 14M P : 4608 × 3072,12M W : 4608 × 2592, 10M : 3648 × 2736, 5M : 2592 × 1944, 3M :1984 X1488,2M W : 1920 ×1080, 1M : 1024 × 768Still Image
Edit ?
High-feature mode that enables videos to be edited directly on the camera, without a computer.Picture Effects ?
Mode that allows creative array of preset or custom effects to be applied to a video.Shooting ?
The recording of images. A variety of modes and settings can be applied to optimize each photograph.
* Smart Auto : Portrait, Night Portrait, Backlight Portrait, Night, Backlight, Landscape, White, NaturalGreen, BlueSky, Sunset, Macro, Macro Text, Macro Color, Tripod, Action, Fireworks
* Scene : Funny Face, Intelligent Portrait, Magic Frame, Beauty-Shot, Night, Landscape, Text, Sunset, Dawn, Backlight, Beach&Snow
Drive : Single, Continuous, AEB, Motion Capture
Self-timer : Off, 2 sec., 10 sec., DoubleAudio
Microphone MonoSpeaker MonoInputs & Outputs
USB 2.0 YesVideo Out AV : NTSC, PAL (user selectable)Dimensions
Product Size (WxHxD) 3.57" x 2.11" x 0 .67" (0.77")Power
DC power input 5.0VPower Source Micro USBBattery "BP70A (740mAh, Min.700mAh)System Requirements
Windows PC with processor better than PentiumⅣ 3.2 GHz / AMD Athlon FX 2.6 GHz or higher Minimum 512MB RAM (Over 1GB recommended) Windows XP SP2/ Vista/ 7 250MB of available hard-disk space (Over 1GB recommend), USB Port, CD-ROM drive,nVIDIA Geforce 7600GT or later / Ati X1600 series or later, 1024×768 pixels, 16-bit color display compatible monitor ,(1280x1024, 32-bit color display recommended)Macintosh Power Mac G3 or later
Mac OS 10.4 or higher
Minimum 256MB RAM
110MB of available hard-disk space, USB Port,CD-ROM DriveOperating Conditions
Humidity ?See More +
Minimum and maximum air moisture in which a camera will operate, as measured in percentage.Temperature ?
Climate range in which a camera can operate, as measured in Celsius degrees. 0-40 C = 32-104 F.
This SAMSUNG brand product, as supplied and distributed by SAMSUNG and delivered new, in the original carton to the original consumer purchaser, is warranted by SAMSUNG against manufacturing defects in materials and workmanship for a limited warranty period of: All Warranty Info
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Manuals & Downloads
User Manual ver. 1.3 (ENGLISH,5.51 MB)Mar 22, 2012
User Manual ver. 1.4 (KOREAN,6.37 MB)Mar 22, 2012
User Manual ver. 1.3 (SPANISH,6.76 MB)Mar 22, 2012
Upgrade File (Firmware) ver. 1202061 - All OS (MULTI LANGUAGE,28.59 MB) ?Feb 27, 2012
- Title [ST77/ST76] The latest F/W (ver.1202061)
- Applicable Model ST77, ST76
- Carrier or Corporate Customer Open Market
- Description
- This is the latest F/W for ST77, ST76 camera.
- AE, AF, Dispaly performance has been improved.
- You should use intelli-studio for upgrading firmware.
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Compare great Jaguar Tyre Fitting prices in London with Who Can Fix My Car.
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The passing Tuesday of the Rev. Jerry Falwell, founder of the Moral Majority and Liberty University in Lynchburg, Va., at age 73 coincides with what just might be the passing of the influence of the political movement that he helped launch.
While the Rev. Falwell struck us as a genuine and decent person, his movement left a lot to be desired. In particular, the Christian right had trouble separating its religious and political elements. He and other such leaders often viewed the government as the means to achieve their social aims.
Before the emergence of the "religious right," Christian fundamentalists tended to steer clear of politics. But Falwell saw the need for conservative Christians to engage the culture and become active in the political realm – and his organizing skills helped bring new conservative activists into the GOP. He tapped into deeply held concerns over the legalizing of abortion, the emergence of a vocal gay rights movement, what he saw as the erosion of the traditional family and the perception that the United States was getting soft on defense.
For good or evil, the modern conservative movement was to some degree due to the success of the Rev. Falwell and his rival televangelist Pat Robertson.
But in recent years, some Republicans have begun to resent such influence. The top Republican contenders for 2008, in fact, come from the more liberal wing of the party. Rudy Giuliani is not only pro-choice, but has publicly favored taxpayer-funded abortions. Sen. John McCain has often fought with the religious right. Potential candidate Newt Gingrich's scheduled commencement speech at Liberty University this weekend speaks to the lingering sway of Christian conservatives, but such appearances no longer are required of candidates.
For many people, the Rev. Falwell may be most remembered for his tendency frequently to express publicly his perhaps honest but nonetheless extreme and sometimes foolish beliefs. Following 9/11, for example, he said on a Christian TV program: "I really believe that the pagans, and the abortionists, and the feminists, and the gays and the lesbians who are actively trying to make that an alternative lifestyle, the ACLU, People for the American Way, all of them who have tried to secularize America. I point the finger in their face and say 'you helped this happen.'" To his credit, he quickly apologized for those remarks.
Columnist Cal Thomas, who in the early 1980s worked for Falwell in the Moral Majority, came to oppose the Christian right movement. In an interview in 2002, he argued: "(In the New Testament) there is no expectation and no commission for believers to change the hearts or minds of unbelievers through the power of a fallen state in a fallen world made up of fallen people. There is, however, a commission to go out and make disciples – disciples of Jesus Christ, not the Republican Party. But this is not to be done as part of a conservative movement and not as an agenda and certainly not as part of a fund-raising scheme."
Thomas came to understand something the Rev. Falwell never appeared to grasp: Morality cannot be improved through the intervention of the state.
The passing of Rev. Jerry Falwell might coincide with the waning of the religious right movement.


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Name: Martha J. Ager Age: 87 Address: Blairsville, PA Died: Wednesday, January 16, 2013 at Indiana Regional MedicalCenter, Indiana, PABorn: December 10, 1925 Nicktown, PAFather: John NealenMother: Margaret (Bender) NealenChurch: Work, Clubs & Organizations: She was a retired Psychiatric Aide after 181/2 years of service at Torrance State Hospital. She was a member of the SSSimon & Jude Church, Blairsville, PA where she was a member of the Angelsof Compassion. She was also a member of the CDA Court of St. Theresa.Martha was a member of the Red Hat Ladies.SurvivorsDaughter - Diane Canale, Indiana, PASon - Gerald Ager, Blairsville, PADaughter - Margaret Jacobs & husband John, Indiana, PASon - Thomas Ager & wife Heather, San Anselmo, CASon - Charles Ager, Blairsville, PADaughter - Joanne Ager, Hollywood, FLGrand Child - Courtney CanaleGrand Child - Nick Ager & wife MichelleGrand Child - Summer VonLackumGrand Child - Ben Ager & CrystalGrand Child - Abby Karzenowski & husband FredGrand Child - Jansen BurkleyGrand Child - Stan VonLackumGrand Child - Chris Ager4 Great GrandchildrenShe is also survived by Joseph Canale & Kathleen Sanders & husband DerekPreceded in death byFather - John NealenMother - Margaret (Bender) NealenHusband - Stanton Ager died in 1992Son - Robert AgerBrothers - William, John & Fr. Giles NealenSister - Ruth NealenSister - Mary SuttonSister - Clare NollSister - Gertrude AugustineGrand Child - Anthony CanaleVisitation:James F. Ferguson Funeral Home, Inc., Blairsville, PA on Friday, January 18,2013 from 2:00 PM to 4:00 PM and 7:00 PM to 9:00 PM. The CDA willrecite the rosary at 3:00 PM on Friday in the Funeral Home. A wake servicewill be held on Friday evening at 8:30 PM in the Funeral Home.Funeral Mass:SS Simon & Jude Church on Saturday, January 19, 2013 at 10:00 AM. Fr.Chester J. Raimer will officiate.If so desired, memorial donations may be made to a charity of your ownchoice.Interment: SS Simon & Jude Cemetery Blairsville, Pennsylvaniawww.jamesfergusonfuneralhome.com
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- Transaction costs,
- Management fees, and
- Taxes.
Measured Reality: What It Takes to Reach a Net Return Goal
Many an investment strategy has failed because promised returns or performance dreams fail to materialize.
A common theme is that the promised performance is simply unrealistic. Proponents of particular stock strategies will often make statements like this: "The [name your strategy] method of selecting stocks should be able to beat the market by 4% without any increase in risk."
Whenever you see a statement like this, you should ask this question: Is this a reasonable expectation of what the strategy's actual—net—return will be?
From Gross to Net
Beyond the talents required to pick the right investments and to time their purchases and sales, there are three elements that reduce return:
How much you pay in taxes depends on your tax status and the cost basis of your investments and will vary with the investor.
Transaction costs and management fees, however, are more consistent among investors and can be generalized for individual investors.
The two variables of transaction costs are: how often you transact, and how much each transaction costs.
While there are differences in transaction costs for common stocks based on the number of shares traded or the share price, on average the choice of a full-service broker or a discounter is likely to make the most significant difference.
Spreads can also add significantly to transaction costs per trade. The spread is the difference between the bid price (the highest price prospective buyers are willing to pay) and the asked price (the lowest price prospective sellers are willing to accept) for the same security at a particular time. The spread on a liquid large-cap stock may be as low as 0.1%, but for less liquid securities it may be 0.3% or higher.
Trading your own portfolio of stocks rather than investing in a mutual fund can make a difference in transaction costs per trade, since institutional brokerage rates tend to be below even the best discount brokerage rates available to most individual investors.
On the other hand, this advantage may be offset by other factors. For instance, the institutional manager of a mutual fund may trade the portfolio more often than you would managing your own stock portfolio, so that the higher portfolio turnover rate might offset the lower transaction cost per trade. In addition, large block trading can drive up the price of the shares.
Portfolio turnover is measured by the percentage of your total portfolio value that is traded over a particular period. For example, an annual portfolio turnover of 25% means that a quarter of the value of your portfolio was traded over the year. A high turnover rate, of 200% for example, indicates that you have turned over twice the value of your portfolio.
Low portfolio turnover combined with high brokerage costs can be just as big a drag on your portfolio's net return as a high portfolio turnover matched with low transaction costs.
If you manage your own portfolio, the turnover is controllable, but if it is invested in a mutual fund, portfolio turnover is at the discretion of the mutual fund manager.
Evaluating Return Expectations
How can you evaluate a reasonable "net" return expectation?
One way is to gauge the return you would expect to receive on your stock holdings if you were simply to buy and hold, and then adjust that return for transaction costs, management fees and portfolio turnover.
Table 1 illustrates the effects of various round-trip transaction costs, management fees and portfolio turnover rates, and indicates the required gross performances for given net performances.
The first section in Table 1 presents the case of an individual investor using a discount broker, where round-trip transaction costs (including spreads) would typically total about 1.5% of the value of the transaction, although in individual cases they may vary. Since professional portfolio managers are not employed in this situation, management fees are zero.
The second section presents the case of an individual investor using a typical mutual fund and illustrates how portfolio turnover, transaction costs and management fees affect performance. The first assumption for the mutual fund is that management fees plus expenses total 1% of assets. The transaction cost assumption, including the spread and other institutional trading costs, is 1% for a round-trip transaction. If a fund is investing in smaller stocks where spreads and other trading costs are typically high, this may be a low assumption, while for funds that invest in large stocks traded in liquid markets and in large blocks, this cost is probably high. But the 1% charge is not unreasonable in many cases.
The Performance/Cost Trade-Off
The two sections of the table illustrate the performance/cost trade-off for an individual investor using these various approaches to investing.
For example, with a 0% turnover in the discount brokerage case, an investor who wishes to receive an 8% return net of all costs would have to receive a gross return of 8%, since without portfolio turnover, there are no brokerage costs and there are no management fees. However, the same situation in the case of the mutual fund requires a 9.0% gross return to equal an 8% net return due to the management fees and other costs of managing a fund.
In order to achieve an 8% net return in a mutual fund, the table indicates that if the fund has a 100% turnover—far from unusual in the mutual fund industry—a gross return of 10% is necessary. On the other hand, if you were to do it yourself through a discount broker and you turn over your portfolio at the same 100% rate, a gross return of 9.5% would be required to produce a net return of 8%.
The table illustrates how difficult it is to beat the market using a trading strategy, particularly in these times of much lower stock returns.
For example, assume you feel that the market will return 3% this year, but you want to earn a higher return of 5%. If you feel you can accomplish this through a combination of better stock picks and timing that would result in a portfolio turnover rate of 50%, you would have to earn a gross return of 5.8%—almost double the market return—to achieve your net return goal using a discount broker.
Similarly, if you expected a mutual fund to outperform the market and earn a 5% return when the market is expected to earn only 3%, and the fund typically experienced a portfolio turnover rate of 150%, it would actually have to earn 7.5% gross—a high hurdle given the market's low expected return.
And one final point: These numbers do not include the impact of taxes, which would push the gross required return even higher.
A Measured Dose of Reality
The next time you are thinking about your portfolio management techniques, costs and your return expectations, punch the numbers into the formula to test their realism.
It is worthwhile to test your portfolio numbers as you build your financial plan—and before you pursue a strategy that will rev up your portfolio turnover.
From Gross to Net: How to Calculate the Required Gross Return
Table 1 is only meant to provide illustrations—the combination of brokerage costs, management fees and portfolio turnover rates are infinite.
A calculation that might be helpful for planning and setting realistic investment goals allows you to substitute any of these variables for values appropriate for your situation. The equation below does just that.
Formula for Calculating the Required Gross Return:
Gross Return = (Turnover × Round-Trip Transaction Costs) + Management Fees + Desired Net Return
As an example, if the turnover of your portfolio is 40% a year and you use a full-service broker with a round-trip brokerage cost of 4.0% and your goal is to achieve a net return of 7%, your required gross investment return would be 8.6%:
(0.40 × 0.04) + 0 + 0.07 = 0.086 = 8.6%
If your actual gross return is less than 8.6% before brokerage costs, you will not meet your net realized return of 7%.
In the case of an aggressive growth mutual fund that had a portfolio turnover of 200%, assumed round-trip transaction costs of 1% and an expense ratio (management fees and other fund expenses) of 1.86%, just keeping pace with a 7% return net to investors would require a gross return of 10.86%:
(2.00 × 0.01) + 0.0186 + 0.07 = 0.1086 = 10.86%
Note: Figures should be in decimal form—for example, a portfolio turnover ratio of 25% is 0.25; management fees of 1.2% would be 0.012.


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The Cisco IP Transfer Point (ITP) is a product for transporting Signaling System 7 (SS7) traffic over IP (SS7oIP) networks. The Cisco ITP product allows Mobile Operators to efficiently transport increasing volumes of SS7 traffic by offloading the traffic from the legacy STP network to an SS7oIP network. Cisco ITP also positions the Mobile Operator for enhanced ROI and profits by providing the infrastructure for IP-enabled Service Control Points (SCP) and revenue-generating IP services.
Key features and benefits of Cisco ITP include:
- Infrastructure Cost Reduction
- Improved Scalability
- SCP ROI Efficiency Improvement
- Enable Revenue Generating IP-based Applications
- Integrated leading IP Routing, IP WAN media support, and QoS
- All-IP Investment Protection
Additional Resources
Data Sheets and Literature


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A Japanese family's first night in the United States ended with a high-speed police chase in Utah.
The pursuit began at 1 a.m. Saturday on Interstate 15 near the Utah-Arizona border, The Associated Press reported.
A trooper spotted the family's rental car going just 37 mph and swerving between lanes, so he flipped on his lights and attempted to pull them over.
But instead of pulling over, the driver sped up to 75 mph and began driving erratically.
Troopers were able to stop the car with tire spikes 7 miles later. They pulled the parents out of the car at gunpoint as their confused son huddled in the backseat, the St. George News reported.
Through a translator, the woman told troopers she had no idea what to do when she saw the flashing lights and was trying to get out of the way.
Authorities do not plan to pursue charges.
Patrolmen took the family to a motel and wished them safe travels.


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ECS | CeRTS | IWAS | Teachers
| Students | Administrators
| Student Assessment
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| Glossary Skip
over navigation
The new state Financial Profile for Illinois school
districts, released today by the State Board of Education,
shows that about one-third are facing significant financial
The Financial Watch List – those school districts
facing the most severe financial problems – includes
100 of the state's 893 school districts; another
183 districts are in the next most severe category, the
Financial Early Warning List. The 2001 Financial Watch
List contained only 11 school districts, and the greatly
increased numbers for 2002 are in part the result of the
State Board's new methodology for identifying districts
in difficulty. The 2001 and previous years' lists
were generated using a single financial indicator –
fund balance to revenue ratio. The 2002 list provides
a more accurate snapshot of the financial status of school
districts by using five indicators of financial performance.
If the 2002 indicators had been used in 2001, 79 districts
would have been on the Watch List and 134 on the Early
Warning List.
In addition to the Fund Balance to Revenue Ratio (FBRR)
that was used previously, the new Financial Profile uses
the Expenditures to Revenues Ratio (EXRV), Days Cash on
Hand (DCOH), Percent of Short-term Borrowing Available
(STB) and Percent of Long-term Debt Remaining (LTD). Each
of the five indicators earns a numerical score based on
where the district fits in that category. The first two
indicators are weighted at 35% of the overall score and
the remaining three indicators account for 10% of the
overall score. Added together the five weighted scores
yield a Total Financial Profile Score on a four-point
scale that places districts in one of four categories:
Financial Recognition, Financial Review, Financial Early
Warning and Financial Watch.
"The 2002 analysis shows that almost 74% of our
school districts were operating with deficits last year,
and we expect that to be over 80% by the end of this school
year," Board Chairman Ronald J. Gidwitz said. "Students
are being shortchanged by the inadequacies of our funding
system for schools."
"It is widely understood that many school districts
are facing severe financial problems, with costs rising
much faster than local or state revenues," said
State Superintendent of Education Robert E. Schiller.
"This new profile system gives a more accurate picture
of school district finances throughout the state, and
it clearly shows that financial problems are increasing
rapidly. This profile is based on June 30, 2002 data.
Current year financial difficulties should also be considered,"
he said.
The Financial Profile is based on the State Board's
analysis of school districts' June 30, 2002 Annual
Financial Reports. In addition to the 100 school districts
on the Financial Watch List, 183 districts are on the
Financial Early Warning List, 276 on the Financial Review
List and 334 on the Financial Recognition List.
School districts on the Financial Recognition list will
get a commendatory certificate from the State Board. The
State Board recommends that districts on the Financial
Review list develop a 3-year projection of operating costs,
establish a Finance Committee of the school board, develop
a staffing plan and personnel inventory, and develop a
3-year Equalized Assessed Valuation projection and tax
levy analysis. In addition to those recommendations, districts
on Financial Early Warning will be requested to provide
the State Board with a cash-flow analysis of the current
fiscal year, a balanced budget for the next fiscal year
on an ISBE template, enrollment projections for the next
three years, detailed analysis of short- and long-term
debt, and, if appropriate, a school district reorganization
and incentive study.
School Districts on the Financial Watch List would be
required to do all the things itemized above that are
recommended for or requested from those on the Review
or Warning lists. The financial records of districts on
the Financial Watch and Financial Early Warning Lists
would also re reviewed by State Board staff to determine
if the districts are eligible for Certification as "In
Financial Difficulty" or if eligible for Emergency
Grant Funds with a Financial Oversight Panel.
The State Board has created Financial Oversight Panels
for two financially strapped school districts since December:
Livingston in Madison County and Cairo in Alexander County.
In addition, the legislature authorized a School Finance
Authority for Hazel Crest school district in December
to enable the district to continue to operate for the
remainder of the school year. Hazel Crest was insolvent
in December but under the previous criterion was not eligible
for placement on the previous Financial Watch List based
on the June 30, 2001 Annual Financial Report.
The 2002 Financial Watch and Financial Early Warning
Lists—Please NOTE comments of district superintendents
regarding the district's status—are accessible
at the following web site: http://www.isbe.net/pdf/FY02Score320.pdf
Illinois State Board of Education
100 North First Street
Springfield, IL 62777


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Donna Jucius Hartl
Class Year:1980
Alumni Recognition Award Winner 1992
Donna Hartl received a J.D. degree from Loyola University in 1983 and is currently a member of the American Bar, Illinois State Bar, Chicago Bar, Bohemian Lawyers Association and the Illinois CPA Society. Hartl is also a member of the board of education of South Berwyn School District 100, legislative chairperson for the LaGrange Chapter of the Business and Professional Women's Society, co-founder of the local democratic organization We Do, Inc., and has served on the advisory committee to the Berwyn Youth Commission. Hartl also serves as a member of the executive committee of the Federal Tax Council of the Illinois State Bar Association.


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Industry Experts Rank EVA Among World's 10 Safest Airlines
TAIPEI, TAIWAN (14 Jan., 2014) –Taiwan-based EVA Air has been ranked as one of world's 10 safest airlines by website AirlineRatings.com. Others among the top 10, in alphabetical order, are: Air New Zealand, All Nippon Airways, Cathay Pacific Airways, Emirates, Etihad Airways, Royal Jordanian, Singapore Airlines, Qantas and Virgin Atlantic. EVA has consistently been recognized by organizations worldwide for its spotless safety record. Information about the website's recently released 2013 ratings and criteria are available at www.AirlineRatings.com and travelers can learn more about EVA's quality services and commitment to safety at www.evaair.com.
Though AirlineRatings.com is a comparatively new website, its high-level editors and content curators are recognized around the globe for their expertise and deep knowledge of the industry. The website evaluated 448 airlines and rated them based on analyses of information from aviation governing bodies, governments, leading industry associations and crash data. To be considered among the top 10, each airline was required to have the maximum seven-star safety rating and meet seven strict criteria.* Then, AirlineRatings subjected its shortlist to closer scrutiny.
"Our editors look more closely at the airline's systems, management oversight and leadership in safety in the cockpit and maintenance," said AirlineRatings.com Editor-in-Chief Geoffrey Thomas. "Our editors were very impressed by EVA Air's attention to fine detail and its impeccable safety record. And, typically, the best safety-oriented airlines are also the best in product."
EVA has also earned seven stars from AirlineRatings for its product. Though that assessment was not factored into these rankings, the attention to detail that produces quality service demonstrates that EVA is likely to go the extra mile for safety as well. For more than two decades, EVA has never compromised maintenance, repair or upkeep. It takes precautions to ensure that every single flight is safe from gate to gate. Achievements such as this top-10 ranking are a credit to both EVA and Taiwan's aviation industry.
"It is a great honor to stand out in a crowd of more than 400 carriers worldwide and to be ranked as one of the top-10 safest airlines," said EVA Chairman K. W. Chang. "We are particularly proud of this recognition because it is the result of a thorough analysis by respected industry experts. Flight safety is our most valuable asset. Without it, we could not give our passengers the service quality they have come to expect. We are encouraged in our efforts to be a world-class airline."
EVA has been recognized among the world's 10 safest airlines by Aero International Magazine's for the past 10 years, including 2013. And with performance, it has demonstrated zero-defects in IATA's Operational Safety Audits (IOSA), performed every two years since 2005.
EVA has also steadily renewed and upgraded its fleet, replacing older aircraft and introducing new, advanced models, including Boeing 777-300ERs and Airbus A321-200s. By equipping its new planes with the latest technologies, it is further enhancing service quality and ensuring flight safety.
*SafetyRatings used seven criteria to assess airlines. Each of the top-10 airlines has:
- Completed an IATA (International Air Transport Association) Operational Safety Audit, ie, earned IOSA Certification.
- Met the European Union's high standards of aircraft maintenance and regulatory oversight and are not on the EU Blacklist.
- Maintained a fatality-free record for the past 10 years.
- Flown to the United States from a country that upholds the Federal Aviation Authority's (FAA's) aircraft operations and maintenance requirements.
- Originated in a country that fulfills all eight International Civil Aviation Organization (ICAO) safety parameters.
- Never been grounded by any governing aviation safety authority.
- Built a fleet using Boeing, Airbus and McDonnell Douglas aircraft and does not operate Russian-built aircraft.


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Fulbright Occasional Lecturer Program at BSC
CreatedWednesday, February 03 2010
Created byJim Nelson/Media Relations - (304) 327-4103 email@example.com
Dr. Oluwafemi Faseun of Nigeria, Fulbright Scholar in Residence at North Carolina Central University in Durham, North Carolina, will address students of literature, history, and sociology at Bluefield State College and students of music and other disciplines at Bluefield College on February 11 and 12, 2010, respectively.
On Thursday, February 11 at 9:30 a.m. at Bluefield State College's Hardway Library, Dr. Faseun will discuss Nigerian culture and traditions in Dr. Sudhakar R. Jamkhandi's English class. At 2:00 p.m. in BSC's Basic Sciences Building, Room 304, Dr. Faseun will discuss major political events of Nigeria in Dr. David Haus's American History; and at 4:00 p.m. in Room 109 in the same building, Dr. Faeun will discuss Nigerian culture and its effects on her musical practices in Dr. Anthony Woat's sociology class.
On Friday, February 12, Dr. Faseun will participate in Craig Hammond's community events talk show at 8:00 a.m. on 1440AM Radio. At 9:00 a.m. in Bluefield College's Harman Chapel, Dr. Faseun will discuss the historical development of music practices in the Nigerian Church and at 10:00 a.m. at the same venue, he will do a lecture-demonstration for Bluefield College's students, faculty, and administration about the use of musical instruments in Nigerian music making and communication (Dundun Drums).
Area musicians and interested community residents are invited to these free presentations. Dr. Oluwafemi Faseun earned his doctoral degree in ethnomusicology at Nigeria's Obafemi Awolowo University and has published his scholarship in numerous Nigerian and international scholarly journals as well as shared his research at numerous international venues.
George Bowling of Bluefield will host Dr. Faseun in his home, for which BSC's Office of International Initiatives is extremely grateful. Short home stays for visiting scholars allow them learn more about our community and culture.
Dr. Faseun's visit to Bluefield State College and Bluefield College, is part of the Fulbright Occasional Lecturer Program which relies on the willingness of host institutions of Fulbright Scholars in Residence to share their scholars with other US institutions of higher education. The Fulbright Scholars in Residence Program is funded by the US Department of State and managed by the Council of International Exchange of Scholars, a subsidiary of the New York-based Institute for International Education.
This project is additionally being presented by Bluefield State College's Office of International Initiatives, with financial assistance from the West Virginia Humanities Council, a state affiliate of the National Endowment for the Humanities. Any views, findings, conclusions or recommendations expressed in this news release do not necessarily represent those of the National Endowment for the Humanities.
Working in collaboration with the BSC's Office of Multicultural Affairs and Bluefield College's Music Departments, BSC's Office of International Initiatives is coordinating this activity that helps to infuse the international dimension into area college's offerings. For further information about this and similar activities in the future, please contact Dr. Sudhakar R. Jamkhandi, Office of International Initiatives at firstname.lastname@example.com or call (304) 327-4036.
Submitted by Office of International Initiatives


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Beagles best friend and most favorite chew toy!!!!
Ugliest Couch Contest Oct 2013
By: monte76Subscribe Channel: Events Location: Richville,N.Y.13681
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May 25, 2012 —
Developer Butch Resnick said that if things go as planned, the Apollo Plaza will stick with the name it already has once he has rehabilitated the forlorn-looking mall.
Resnick and his attorney Steven Vegliante appeared at the government center on May 15, to once again go over their plan to resurrect the abandoned shopping mall.
Resnick first pitched his idea to lawmakers some 18 months ago, but in a five to four vote at the time, the previous legislature decided to go with Chancellor Livingston, and their vision to tear down the existing buildings and lure a national big box store to the location.
Chancellor Livingston withdrew from the project in March, and Resnick was invited back. Resnick said his plan has not changed much.
The two anchor stores at the mall would likely be rehabbed first, and one would be a 30,000 square foot Food Town supermarket. The other anchor store would be used to attempt to attract a department store. Once the shops in the rest of the mall were rehabilitated, national chains would be sought to fill them.
Lawmaker Kathy LaBuda noted that engineers for Chancellor Livingston had indicated that the buildings could not be rehabilitated. Vegliante said, "My experience with engineers is that the ask you what you want to do, and go from there." He said they had two engineers go through the building again, as they had 18 months ago.
Resnick said he has two through structural reports, and "the structure of the building is fine." He said, "It's steel girders and corrugated steel, the building is not brain surgery, it can be rehabbed."
Resnick said the biggest part of the project would likely be correcting the drainage problem in the parking lots. He said, "We're going to have to work very closely with the village, the town, the county to get the drainage done properly so we can stop the water from going into the building."
Speaking to the feasibility of the project, Resnick said, "I live in Sullivan County, I believe Sullivan County can be turned around, but somebody actually has to do it."
In a reference to ongoing renovation work he is doing at Bernie's Holiday Restaurant and the Lodge at Rock Hill, he said, "We showed in Rock Hill that we're about bricks and mortar, we're about doing work. We hire everybody locally, we buy everything locally, so we're putting money back into the community."
Resnick said depending on how much time it takes to go through the permitting process with the Village of Monticello Planning Department, the Food Town store could open in a year or two.
The reactions from the lawmakers indicated that most of them favor going ahead with the project. After the meeting, they went into executive session to discuss the financial details of the deal, such as whether the county would lease the property to Resnick or it would be an outright sale.


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I'm sorry, I'm sure this has been posted/asked before, but I'm new to the forum.
I have a 5 month old daughter who I've been EBFing. She has had nothing else. Ever. Our ped recommended iron and vitamin D supplements as I don't plan to introduce solids until 6 months (after he pushed us to start at the last visit - just under 5 months).
I will not be supplementing with iron since breastmilk provides the most absorbable form. I have recently read that supplementing actually hinders absorption of the breastmilk iron, etc. Regardless I do not feel this is necesary.
With the vitamin D, I do see a potential need as we live in Northern Michigan and she does not get enough sunlight, nor do I. I ran to Wal-mart to buy some poly-vi-sol as recommended. Ended up buying D-vi-sol. Got it home and looked at all of the additives, etc and returned it. Went to our whole foods store and bought a more natural type of vitamin D drops.
Then after buying them I started thinking more about wanting to supplement myself. I REALLY don't want to give her supplements. I just don't feel right about it. I know that she or I need extra vitamin D, but I don't want her having anything but breastmilk yet.
I should state that I do have a nutrition background, but somehow I've just never come upon this issue specifically, so I'm looking for help. Do any of you supplement yourselves instead of giving your little one D drops? How much do you take? From what I've found thus far, 1000IU is too low to provide baby with enough. I think 2000IU is what I've found the most often and a few studies said 4000IU. I KNOW that vitamin D is a relatively save "vitamin," but I don't know if I feel comfortable taking mega-doses as one lady suggested to me (10,000IU daily!!).
Sorry this got so long, but what do you all think/do??


text: Three-phase block diagram of pedimentation of an upland in a desert. The process of scarp retreat and planation is accomplished by sheet wash on non-vegetated surfaces, but it cannot begin until a local base level of erosion-deposition is established. Streams dissecting the upland cannot cut below the level created where deposition of alluvium begins as runoff dissipates. The long-term locus of that deposition established the datum for lateral stream-bank and valley-wall recession at higher elevations.


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Heating district: City plans trip; state starts boiler room
MONTPELIER With the Act 250 permit secured, the $20 million construction project is under way. The state started moving forward on construction of the new boiler room this week. Now, city and state officials are looking down the road once again.
Joe Aja, project manager for the states side of the project, said Thursday that the contractor is preparing the site for demolition that will take place in the interior of the old boiler plant in the city next week.
In the meantime, the state is working hard to make sure that there is available parking for people coming to do business at the nearby Department of Motor Vehicles.
We are doing alternative parking at the DMV so there will always be some spaces there, he said, adding that the state is leasing the Carr Lot for additional parking to make up for the 40-plus parking spaces temporarily lost during the boiler plant construction.
Because of the parking issues, Aja suggested that people needing to do business at the DMW might want to take advantage of the services that are offered online rather than deal with construction in the downtown.
There is a lot that people can do online and they dont realize it, he said, adding that there is going to be some parking available at the building for people needing to do business inside and that testing and vehicle identification will be ongoing at the DMV during the construction project.
Now that the state has received its Act 250 permit, it has given the two partners the opportunity to firm up a schedule for the plant. According to current estimates, the room that will supply heat through the new piping system currently being installed will be up and running sometime in November.
But converting to biomass heat wont likely take place until February, the city said this week.
The project is designed to provide the city and state with stable prices and sustainable, wood biomass heat well into the future.
Nobody is going to be without heat, said Assistant City Manager Jessie Baker, adding that customers of the system just wont be getting biomass heating right away. Were currently talking with the state about the delay on the state side and what that will mean for us. Were in a good place in the conversation but we need to figure out what the delay means to the city and school buildings and our customers. The state is being a great partner in helping us figure that out.
The city has 16 customers in 18 buildings whove signed on for the project, and is in negotiations with two other potential clients. At issue is how much customers will be charged for their heat in the interim before the biomass heating goes online.
Were meeting with every customer so that we can talk to them about their individual situations, said Baker.
Baker along with City Manager Bill Fraser, City Finance Director Sandra Gallup, and Todd Law the head of the citys department of public works, will be traveling to St. Paul, Minn., in mid-July for an intensive immersion into the ins and outs of district heat at a site of one of the countrys biggest and best-known biomass projects.
St. Paul has the largest wood-fired combined power plant in the country, said Baker. Theyve been doing this for 30 years and have a longstanding proven success with this utility.
The St. Paul connection was forged during the planning stages of the Montpelier project when local design engineers Hallam ICS brought in St. Paul-based Evergreen Consulting to give them advice.
We have seen this as a huge benefit to the project from the beginning, said Baker. They were here when we were designing the system and they helped to train some of the contractors.
Evergreen Consulting is a for-profit spinoff of the St. Paul district heat utility.
The finance director is going to learn how to set up these kind of funds and create billing, she said. Todd (Law) is going to have a chance to see day to day operations one year, five and 10 years down the line. And Bill (Fraser) and I are going to work out how to fit the pieces together.
The team will fly out on Wednesday, July 17, and return on Saturday, July 20.
The trip is expected to cost between $5,000 and $6,000, which will come from the district heat fund.
It has always been part of the plan to do this kind of reconnaissance, Baker said. We arent paying anything other than basic travel expenses.
Another topic up for discussion during the visit is whether or not the city should find a third party to manage the system. Baker said that the size of the Montpelier system might not be large enough to warrant having outside management, but that the city is looking at what that would look like if it did occur.
We are definitely looking for the best deal for the taxpayers, said Baker.
For up-to-date progress on the project residents now have two sources for information. Information about the States construction of the boiler plant, including drawings, and current parking info can be found at www.montpelierdistrictheatplant.weebly.com. For city information regarding the pipe installation and construction schedule visit: http://www.montpelier-vt.org
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Josh Wolf
Sunday, June 29, 2014 7:00 PM
Fort Lauderdale Improv, Fort Lauderdale, FL
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Josh Wolf
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Jeff Wild is a Los Angeles based writer, actor, stand-up, and host. He is currently a writer and performer on E! Network's #1 show, Chelsea Lately. His stand-up blends off-beat one liners with short stories about marriage and fatherhood. Jeff is rising quickly as a top new face in comedy, currently touring nationally with Chelsea Handler on her "Uganda be kidding me" tour. Jeff is also a member of the comedic musical duo "The Wild Wolf Band" with comedian Josh Wolf (E! Discovery). Together they tour the country performing song parodies and original tunes. Jeff has also starred in three seasons of E!'s critically acclaimed scripted comedy, After Lately.
Comedian, actor, and writer Josh Wolf has become one of the most sought after personalities in comedy today. From adding his quick witted commentary on comedy round tables, to becoming a New York Times Bestselling Author, writing on hit television shows, and headlining stand-up comedy tours across the nation, Wolf has proved time and time again he is one of the most dynamic and multi-faceted comedians in the entertainment business. Wolf was a regular round table guest and writer on the hit E! series "Chelsea Lately," and recently appeared as a performer on the new E! series "After Lately." In March 2013, Wolf debuted his latest book, "It Takes Balls: Dating Single Moms and Other Confessions from an Unprepared Single Dad." Funny and brutally honest, the book details Wolf's adventures as a struggling stand-up comedian, while juggling being a single parent in Los Angeles.
Born in Boston, Massachusetts and raised in Amherst- Wolf had a love for comedy and making people laugh from an early age. As a teenager, he took to the stage in the Boston area, performing his first stand up show when he was 15 years old. By the time he was in his mid-twenties, he was ready for a fresh start, and moved to Seattle, Washington in hopes of expanding his comedy career. He was able to get more stage time and practice in the comedy world, as indie musicians were dominating Seattle's live entertainment scene. When he was 28, Wolf decided to make the move to Los Angeles. After several years in Seattle he had made his mark in the local comedy circuit, and wanted to play with the big boys of comedy. He quickly discovered it wasn't any easier being a small fish in a saturated comedy pond, than a big fish in the entertainment pond of a port city.
In 1999, Wolf got his first big break, performing a one man show at the HBO Workspace- which landed him a talent deal at 20th Century Fox, and a deal for his own television series with ABC. A deal with NBC soon followed. While testing the waters on the television front, Wolf began writing for TV, and quickly found it was another aspect of the entertainment business that he loved. He wrote on numerous sitcoms including "Yes, Dear," Will Smith's "All of Us," and "Cuts," starring Shannon Elizabeth. He soon decided he wanted to dedicate all his time to writing, and stepped down from stand up, and appearing on camera.
In 2006 Wolf returned to television, appearing on the fourth season of NBC's "Last Comic Standing." This also marked his return to sitcoms, recurring on the hit series "My Name Is Earl" from 2006-09, and recurring and writing for "Raising Hope" in 2010-11. 2009 was also a banner year for Wolf, as he started making regular appearances on Chelsea Handler's hit E! television series "Chelsea Lately," and he toured nationwide with stand-up comedy sensation Larry the Cable Guy. Wolf also found a way to tap into his passion for sports, and hosted two seasons of "The College Experiment," a comedic weekly online college sports show for Fox Sports. In 2011 Wolf ended his touring with Larry the Cable Guy, and committed to appearing on "Chelsea Lately" once a week, while in conjunction writing for the show. He also became a New York Times Bestselling Author, for his contributions to Chelsea Handler's book Lies that Chelsea Hander Told Me." In 2012, Wolf landed a book deal with Grand Central Publishing to pen his first book written solo, "It Takes Balls: Dating Single Moms and Other Confessions from an Underprepared Single Dad." He also recently wrote a screenplay feature for Adam Sandler's production company, Happy Madison.
Wolf currently lives in the Los Angeles area with his wife Beth. In his down time, he loves to hang out with his wife and kids, Trevor, Kaitlynn, and Jacob. On the charity front, Wolf has a passion for supporting the troops & actively participates with various organizations.
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Darren Daulton
Career w/Phillies: .244 AVG / 134 HR / 567 RBI / 48 SB
During that treasured 1980 season, the Phillies drafted some kid in the 25th round by the name of Darren Daulton. Slowly but steadily, Daulton made the big club, appearing first during the 1983 season. The catcher came back in 1985, got a little more playing time in 1986, a little more playing time in 1987, a little more playing time in 1988, then finally, the starting job in 1989. He would become a big hitter in the Phillies lineup, hitting 27 home runs in 1992 and 24 homers in 1993, his two most complete seasons. Despite missing a lot of time to injuries, "Dutch" always displayed huge power and had the ability to hit .300, reaching that mark in the strike-shortened 1994 season, which was shaping up to be his best year. He had a good but injury-plagued season in '95, then missed almost all of 1996. He came back as an outfielder in 1997, but was traded to the Marlins so he could try to win his first world championship. He did. Then he retired. Then became utterly weird.
Comment: If only he was a healthier player. Or, if only he got more time when younger. Whatever the case, Daulton had the look, potential and talent of one of the greatest catchers ever. Instead, he remains an integral part of the 1993 NL Championship team and a wonderful source of what-if queries. For the time he played, Daulton was a very big-hitting player with fine pitch-handling and defensive skills. A leader to boot.
35 Comments
Darren Daulton is a strange dude – but definitely one of my favorite players growing up.
Great pick, Tim.
Agreed, great pick.
Heres some food for though though, in 1992 he led the league in RBI's with an impressive but not daunting 109 rbis. I find it interesting that he lead the league with such a low amount. This was during the dead ball era or anything, this was 90's baseball, albiet before the steroid era took full swing but still well within the era which guys were putting 130+ atleast across the plate for a good season.
Can we start taking over / unders on who will be #1? ; )
Over unders? i think you mean odds. Over unders would guessing on which spot a player will be. for example I have the over under on curt schilling at #9.
Dutch is clutch!
The true "lizard king." I got an iguana a few years back and named him Dutch. In Dutch's tank, I put a starting line up figure of Daulton. Still have everyone of his Topps Baseball Cards. A true Philadelphia hero.
A complete nut; and one of at least two Phillies who were married, at least for some time, to a woman who posed in Playboy.
Of course, at least two Philadelphia Eagles fit into (or will soon fit into) that category too.
To buy Dutch's book on his views of the metaphysical, click here http://www.darrendaulton.com/If_They_Only_Knew.html
When ranking Lieby/Daulton, I think that you could go either way… Numbers were very similar. Daulton was part of a WS team and he won a silver slugger in '92. Lieby played for worse teams but his average was about 25 points higher and he won a gold glove. Daulton drew more walks… it goes back and forth but in the end, I think that the WS appearance carries some value and I'm ok with ranking Dutch ahead of Lieby.
How about an asterisk next to this for possible steroid user?
wow he only batted .244 for his career. that surprising.
Dutch Clutch! All Day Long!
I agree with Chuck P, you could go either way with Dutch and Lieby. I'll take Dutch for sentimental reasons though. Bob Boone was the best catcher of all time for the Phils.
Top 3,not necessarilly in this order……..Richie Ashburn,Mike Schmidt,Steve Carlton.
Grover Cleveland Alexander will be in the top 3 or 4.
I met Dutch in Clearwater last year. Can't doubt his talent and he was an incredibly nice guy.
I'd put Schmidt at #1 personally
Daulton was a favorite of mine during my youth. Its a shame he became such a nut since he retired.
Good place for Dutch.
Michael Jack is the clear number 1, Carlton 2.
I idolized Dutch as a pre-teen. What a stud!
Haha. I'm one of the few who owns Dutch's book and it's basically the ramblings of a very sick man. I never got far in it. Daulton is one of my all time favorites, nevertheless.
I remember being at a double header and my brother, our friend, and I became friendly with a guy and his wife sitting next to us and she loved Daulton (this was early in his career). We torn him up and told her he was never going to last in the majors as a starting catcher…boy were we all wrong!
He still doens't deserve to be ranked ahead of Pete Rose!
Did you drop Daulton a few places for accepting a ride from Dykstra? That probably cost him a few years of playing time.
Daulton went from allegedly shooting roids, to talking to lizards.
Steve that's a good poit. I think he broke his jaw and his knee in that accident. Hard to hurt your knee and play a long career behind the plate. I remember him as a outfielder and remembering what that was like made me appreciate Pat Burrell a little more.
dutch is one of my all-time favorites. mainly because he's bat shit insane and it's so funny to me. i hope i run into him in clearwater so i can ask him how his time traveling adventures have been lately
i forgot to mention, and so did tim, that daulton was one of the best leaders the game has ever seen. forget Jim fregosi, Darren Daulton was basically the real manager of the macho row 93 team. he ran the show. and everybody respected the hell outta him
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Ryan, lets remember that is wasn't actually Dutch leading the team… he was having out of body expiriences and it was actually an alien from planet lexicon who was leading Macho row.
That being said, Dutch is one of my all time favorites.
Has anyone worn the #10 since he left the Phils? I think maybe Bowa did when he managed (as he wore it first) but I don't think any other player has worn the #10 since Dutch and Eisnerich were traded to the Fish.
dutch was the best phillies catcher in my lifetime, (56yrs) he may have also been the toughest. without a doubt the leader of one of the best if not the best phillies team ever 93. i always thought he had a perfect swing. i was really amazed how easy he made it look catching mitch williams. the ball coming in the mid to high 90s with the game on the line and i dont ever remember one getting by, closest thing to a man crush i ever had.
When I was a little kid and just starting to get into baseball Darren Daulton was hugely popular in Philadelphia. There was a reason he was popular. He was a talented ballplayer and a natural born leader. He was my favorite player back then in the mid 90s and is still my favorite player today. I think I have every baseball card of him ever made. To answer Matt Kwasiborski: Geoff Jenkins currently wears #10 for the Phils. It's a real shame. Daulton should be on the Phillies Wall of Fame and that number should be retired. I have the same feelings about Eric Bruntlett who wears #4 (Dykstra's old number). Dutch Daulton is the freakin' man.
Dutch Clutch……All day long!
Hour Back, get it.
my brother and i were just hanging out at the andalusia bar and grill on saturday and dutch came in with his buddies for some drinks. i bought him a beer and we did some shots, he is a super nice guy and a lot of fun. hung out for an hour or so than they left for some gambling at the philadelphia race track.
Hour Back, Get it?


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The following table will allow access to federal FY 2013 approved VR state plans, state plan approval letters signed by the RSA commissioner (in PDF format), and state plan letters in accessible MS Word format. The federal FY 2013 approved VR state plans also are posted on the RSA Web site at https://rsa.ed.gov/view.cfm?rsaform=VR-State-Plan&fy=2013.
For people with a slower internet connection, be advised that all of the the MS Word letters and Adobe PDFs are 102KB or less.
Last Modified: 01/16/2014


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>I'm so frustrated. My laptop stopped recognizing anything plugged into the USB thingies a month or 2 ago. But the computer upstairs hates me and doesn't like to cooperate. I have a ton of photos and I can't even upload them from the cameras, and I'm not able to post them here, because I can't do the uploads. I researched and totally thought I ordered a thing that would allow me to use USB's but it came today and it is not- its the wrong thing. The website description confused me. I'm so sad. Now I have to return this and pay a 15% restock fee and go back on a search yet again for this elusive part that makes my laptop read USB things again, so I can share photos.
I guess there isn't a huge point to this except I wanted you to know I have all these great photos to go along with some of my posts and some are just great and I'm excited to see them myself and I can't and I am FRUSTRATED.
The end.


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When you're a kid, you don't know your ass from flapjacks. The world is a wondrous place of confusion, video games, and shit you made sticky because hygiene is someone else's problem. And nestled in among all the Boglins, kickass bicycles, and food that comes in stick form are an array of issues you find hopelessly, terribly embarrassing. And the worst thing about a precious handful of these embarrassments is that you think they won't be a problem when you're older, when in fact it gets exponentially worse and you were living in the halcyon days of embarrassment back when you were 12. As an adult, this shit is just out of hand.
4 Dong Spying
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In my younger years, I would have prefaced this by assuring you that I'm straight, but eh, would it even matter? If anything, I assume this would be less embarrassing if I was gay. Anyway, it's looking at dicks. From the first time you're forced to bathe communally with other men at a gym of some kind as a child, being surrounded by dong is a weird and terrifying experience.
We're taught from a pretty young age that your doodle is a private thing, and yet when you hit a swimming pool or work up a sweat, it's time to have a naked party with a room full of other dudes who are all flopping out like their clothes have evaporated. And while the sense of unease is awkward, it's the moment you get caught staring at a dong that the real embarrassment sets in.
Why would a kid stare at wang? Why do kids eat paint chips? You can't account for why a kid does anything. I once watched a kid on a bus eat his mother's lipstick. So, being surrounded by old man dink at the Y, it's no wonder that a kid might stare for a minute -- maybe one is all wonky and malformed, maybe his pube fro is more majestic than anything the kid has seen before, who's to say? But man, as an adult, it's a whole new ballgame, so to speak.
Wavebreakmedia Ltd/Wavebreak Media/Getty
This isn't innuendo for anything.
I have a really bad habit of staring off into space. Do this in a room full of naked guys and it seems like your glassy-eyed, slack-jawed expression has been brought on by an overwhelming sense of wiener admiration, and not every man is comfortable with that. Now you're forced to try to explain that you weren't staring at his junk, it's just that his junk ended up in your frame of view, and you were absently staring at a wall, thinking about blueberry cheesecake lube or whatever. There's no subtle way out of it, and it's so much worse than when you were a kid and could blame it on being sugar-addled or just stupid. Plus it means you need to go to a new gym now, and one day you'll run out of new ones.
The real issue here is the way our culture reacts to staring. How many times have you heard "Don't stare!" when you were growing up, or been made uncomfortable by someone else staring at you? Ever wonder why? Looking at people is not wrong, but it can be creepy to us. A woman wears a super low-cut top, you stare at her boobs, you're being a creep. I say fuck that. If I can see a thing when I'm out and about shopping for bagels and spray cheese, it's not my fault if I look at it. Don't tell me what to do with my eyes. And likewise, if you're insisting that I have to wash my dick in a room full of other dicks because somehow that is culturally normal, don't tell me it's not normal to see another dick. I'm going to look at every dick and tit that crosses my field of vision from now on, no matter how awkward it makes the dinner party.
3 Clothes From Relatives
Jupiterimages/Stockbyte/Getty Images
When I was 11 years old, my unmarried and completely out of touch with reality aunt purchased me, for my birthday, a one-piece bathing suit that was yellow with red leaves patterned across it. I want you to imagine this for a moment -- imagine a child's one-piece bathing suit, in bright yellow, with realistic blood-red leaves all over it. Imagine those thin shoulder straps and the dip in the fabric across the back. Imagine the reinforced cotton gusset that I guess was meant to cradle my balls, since I was a boy (still am) and this was a bathing suit meant for a little girl. What the fuck?
My aunt assured my parents and me that this was not a girl's bathing suit, that men in Europe wore this style of suit all the time and it was meant to cover more skin so as to prevent sun damage and skin cancer. This may have been the first time my child's mind formed the thought "bullshit" with such fierce and precise sarcasm that, had I unleashed it verbally, it may have drawn blood. It was bad enough that I had a habit of staring at dicks in the shower at the pool, I didn't need to be wearing a girl's bathing suit while I did so.
Medioimages/Photodisc/Photodisc/Getty Images
And now for eveningwear!
The fact is, clothing purchased by relatives is a terrible speed bump in your road to independence. It's like being a dog that gets dressed by a rich celebutante who doesn't understand what animal abuse actually is. You know you look stupid, but what's to be done about it?
Once adulthood comes around, you feel like you may have escaped this trap of dressing like an idiot. Instead, it becomes a more finely honed experience of embarrassment wherein your relatives, now totally out of touch with you and your style, buy you things like sweatpants that you and a friend could fit in, because probably you're fatter than they remember, and hoodies featuring wolves. Do you have any idea how many sweaters I own that feature wolves, elk, and cougars? I'm like Walker, Texas Ranger's fashion fucktarded cousin. They hang in my closet for years on end until I have enough to bag up for the Goodwill, and even then I know they look at me with judgment in their eyes for presuming to give such ugly-ass sweaters to the poor and thrifty as though they had no taste whatsoever.


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ASCENT submits two permits
CHARLESTON – The company working on plans to possibly build an ethane cracker facility in Wood County is applying to the state for environmental permits to move forward in the planning process.
The Appalachian Shale Cracker Enterprise LLC (ASCENT), a subsidiary of Odebrecht, has submitted two environmental permitting documents to the West Virginia Department of Environmental Protection, said Denise Cruz, company spokeswoman.
These are an air quality permit and an application to evaluate the 363-acre property in Wood County under the state's Voluntary Remediation Program.
"Permitting is just another administrative step in the continuing feasibility study considering the construction of a petrochemical manufacturing facility in Wood County, W.Va.," Cruz said. "It is one step in a long process. We are continuing to move forward."
Last fall, the Brazilian-based Odebrecht announced plans for the development in Wood County of an ethane cracker, three polyethylene plants and associated infrastructure for water treatment and energy co-generation.
A cracker plant converts ethane, a byproduct from Marcellus Shale and Utica Shale natural gas, into the widely used ethylene, a key component for the plastics industry.
If the plant is built, it would be operated by Braskem America.
Appalachian Shale Cracker Enterprise LLC purchased the SABIC Innovative Plastics plant property at 9226 DuPont Road, Washington, W.Va., for $10,910,890. SABIC is expected to close in 2015.
The state's evaluation of the air quality permit will include a determination for ASCENT's use of "Best Available Control Technology" to achieve the greatest reduction in air emissions from all sources, Cruz said.
"Emissions from this facility, if constructed, will not impact the attainment status for the Parkersburg area for these monitored constituents, as determined by EPA," she said. "It is important to note that thousands of sources contribute to West Virginia's air emissions. Emissions from cars, trucks and other 'mobile' sources, for example, account for more than half of the carbon monoxide, sulfur dioxide and nitrogen oxide levels measured both in West Virginia and around the country.
"Fires and dust, meanwhile, are large contributors to particulate matter, which are microscopic particles carried in the air," Cruz said.
West Virginia's Voluntary Remediation Program involves a review of pre-existing conditions on the property ASCENT recently acquired to confirm it meets state cleanup standards for industrial use. It has already met federal standards.
"Odebrecht is committed to reducing carbon emissions from all of its operations to the greatest extent possible," Cruz said. "The company achieved a 12.5 percent reduction globally in the five years since establishing a baseline year of 2008, and efforts are continuing to improve upon that trend."