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LOS ANGELES — Stephen King's opinion may drive a stake through the heart of "Twilight" author Stephenie Meyer.
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In an interview with USA Weekend, the bestselling author compared Meyer with J.K. Rowling, the author of the Harry Potter series.
According to Stephen, "Both Rowling and Meyer, they're speaking directly to young people… The real difference is that Jo Rowling is a terrific writer and Stephenie Meyer can't write worth a darn. She's not very good."
While Stephen may not be a fan of Stephenie's writing, he understands the appeal of the series.
"People are attracted by the stories, by the pace, and in the case of Stephenie Meyer, it's very clear that she's writing to a whole generation of girls and opening up kind of a safe joining of love and sex in those books. It's exciting and it's thrilling and it's not particularly threatening because it's not overtly sexual."
He further explains, "A lot of the physical side of it is conveyed in things like, the vampire will touch her forearm or run a hand over skin, and she just flushes all hot and cold. And for girls, that's a shorthand for all the feelings that they're not ready to deal with yet."
Copyright 2013 by NBC. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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She was born on June 20, 1945 in Goliad to Daniel and Josephine Hernandez Calderon. On January 23, 1960 she married Aquilino Salinas in Kenedy. She was a homemaker and a member of Our Lady Queen of Peace Catholic Church.
Survivors include her husband of 54 years Aquilino Salinas, Sr. of Kenedy; daughters, Kathy Salinas of Uvalde, Pat (Archie) Kotzur of Kenedy, Wanda (Richard) Canales of Uvalde, and Jennifer Fraga of Kenedy; sons, Aquilino (DeDe) Slainas, Jr. of Kenedy and Jay Salinas, Sr. of Kenedy; sisters, Adelfa Medina of Kenedy, Ida Hernandez of Kenedy and Lottie Calderon of Goliad; brothers, Jose (Sharon) Hernandez, Jr. and Juan Hernandez of Hondo; 18 grandchildren and 24 great-grandchildren.
She is preceded in death by her parents, Daniel and Josephine Calderon, and sister Maggie Hernandez.
A rosary was recited Monday, Aug. 4 at 7 p.m. in the Eckols Funeral Chapel.
Funeral Mass was celebrated Tuesday, Aug. 5 at 10 a.m. at Our Lady Queen of Peace Catholic Church with Rev. Hermann Norbert officiating.
Interment followed in the Loma Alta Cemetery. Serving as pallbearers were Hector Salazar, Jr., Anthony Salinas, Sr., Tech. Sgt. Cody Kotzur, Jakob-Dylan Castillo, Ernnie Salinas, and Jay Salinas, Jr. Honorary pallbearers were Jaylon Canales, Trey Salinas, Jesse Ozrick Fraga, Aiden Castillo, Anthony Salinas, Jr., Archie Salinas, Kaleb Hernandez, Noah Kotzur, Abram Kotzur, Kyle Hernandez, and Gael Canales.

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In less than a year—on 11/11/11—North Central College will celebrate its 150th anniversary marking the day students first attended classes on November 11, 1861, at what was then Plainfield College.
Faculty and staff gathered in Wentz Concert Hall and Fine Arts Center on 11/11/10 to learn about the goals of the Sesquicentennial celebration, the various events that will mark the historic occasion and the building displays, published books and videos that will document the College's first 150 years.
Members of the campus community received lapel pins with the College's Sesquicentennial logo and tagline. Each pin was attached to a business card that articulates the celebration's five goals, which are engagement, name recognition, resources, cardinal pride and celebration. Rick Spencer, vice president for institutional advancement, reminded the campus community that the College's great history gives us reason to believe we have a great future. "But we shouldn't be overconfident," says Spencer. "There is much work that lies ahead to make North Central an even greater institution."
Spencer referenced the quiet phase of what will be the College's Sesquicentennial Capital Campaign, which will be anchored by fundraising efforts to build a new science facility. "We are looking for a major gift in the next few months so we can enter the public phase of the campaign," says Spencer. "The ultimate goal of everything we do will be to generate the resources we need for new scholarships, endowed chairs and capital projects that will put us in position to succeed the next 150 years." n
Strengthen and build College relationships on campus and off
Boost endowment and raise funds for a new science facility
Name Recognition
Enhance North Central's profile and prestige
Cardinal Pride
Promote a spirit of unity throughout the College and the community
Acknowledge all that's great about North Central now—and all that the future holds!


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Love This? Try That!
There's no better way to stand out in a room (or in a Facebook photo) than in a major eye-catching dress! ($25, Marshalls stores)
How fun is this star-struck coin purse?! It's big enough to hold all your essentials (cash, lip gloss, gum for a midnight smooch) and glitzy enough not to go missing in a pile of plain black clutches. ($5, aeropostale.com)
17 Ways to Wear...Sequins


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Holiday shipping deadlines
Published On: Dec 13 2011 02:23:40 PM PST Updated On: Dec 15 2015 11:00:00 PM PST
How long do you have to get grandma's presents to her by Christmas?
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Warmth to keep your season going.
Lightweight windproof/breathable gloves are the foundation of cold weather hand protection. And they've been the center of Assos' cold weather hand protection for years; they offered an earlier iteration of these earlyWinterGloves as the centerpiece of a three-component system: liner, windproof/breathable glove, windproof lobster-style overglove. They've taken those classic airBlock-backed gloves, and updated them with their strataGonMedium fabric.
As part of Assos' new line of windproof/breathable fabrics, strataGonMedium is a three-layer laminated fabric, incorporating insulation, breathability, and stretch into a fabric that keeps the wind at bay. These gloves might be a bit warm at 60 F, but they can be worn alone down to about 40 F and even colder with the addition of a liner like the insulatorGloves.
As with earlier versions of these gloves, they have a long cuff that extends well past your wrist and a reinforced area that is designed so that you can yank them into place without fear of damage. The palm has thin, strategic padding laminated to gripper material. You'll get insulation from the vibrations of coarse roads, and you'll have a good grip on the handlebars, even in wet conditions.
The Assos earlyWinterGloves are part of climaRange 5, aka earlyWinter, which is 40-60 F (6-12 C) by Assos' estimation. They come in Black with White stripes and White with Black stripes. Sizes run from X-Small to X-Large.
Tech Specs
View more Men's Winter Bike Gloves
Size chart
|Hand Circumference
- How to Measure:
- Measure around the widest part of your hand, not including the thumb.
Reviews & Community
Great early winter glove
- Familiarity: I've put it through the wringer
- Fit: True to size
I've used this early last spring and this fall. The fit is great. The glove is warm but not overly thick. The glove has a long cuff which holds the glove in place. The grips on the fingers are great. The top portion of the glove is slightly thicker than the lower portion. This helps keep my hands warm while stopping the glove from feeling too thick. I have very large hands and the XL fits perfectly.
Good for 2 seasons
- Familiarity: I've used it several times
These are good for colder Utah days in the spring & fall. Sizes seemed a bit on the big or small side, but I settled for a L. Not the warmest when things get wet.
- Familiarity: I've put it through the wringer
Assos' temperature range on these gloves is spot on accurate in my riding. They are a bit stiff (took forever to break them in and I'm still not satisfied) and the workmanship around the fingertips is pretty wonky (the stitching does not line up and the fingers look like trapezoids, which is just sloppy). The biggest issue I have with them, however, is the grip is incredibly slippery. They work fine if you are on the rubberized hoods, but if you are on the bars using any kind of slick bar bar tape (like Fizik), it's very difficult to feel secure in the grip. Forget it, if you have to do anything with downtube shifters. I've had much better experience with other gloves on the market and spent far, far less.
Great gloves if it's dry
- Familiarity: I've put it through the wringer
These gloves are very good from the mid 50s down to freezing in dry climates and upper 30s/low 40s if you're in a humid cold. Extremely warm for how light they are and as windproof as they claim. With a liner they can go even colder than advertised, but as soon as it rains they stop being warm. To be fair, their description does not mention any water resistance. I've put them through snowy winter rides in the Rockies, the Appalachians and now the cold rains of the southeast. They'll hold up to a good snow for an hour or so until it starts to soak in, but again they immediately lose their insulating properties. I also wish that it had a soft fabric over the back of the thumb for wiping snot on hard, cold rides. The current material will chew up your nose a bit. Overall a great set of gloves for what they are designed to do, but if I think I might get caught in a cold rain I'm reaching for different set of gloves.


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10 unexpected things people collect
- Next1 of 21Photo by Natasha Lee
- Previous Next2 of 21Photo by Jane Dagmi
- Previous Next3 of 21Photo by Jane Dagmi
- Previous Next4 of 21Photo by Cameron Blaylock
- Previous Next5 of 21Photo by Trey Speegle
- Previous Next6 of 21Photo by Mathew Mead
- Previous Next7 of 21Photo by Mathew Mead
- Previous Next8 of 21Photo by Natasha Lee
- Previous Next9 of 21Photo by Natasha Lee
- Previous Next10 of 21Photo by Cheryl Maeder
- Previous Next11 of 21Courtesy of Cheryl Maeder
- Previous Next12 of 21Photo by Christine Hoffman
- Previous Next13 of 21Photo by Christine Hoffman
- Previous Next14 of 21Photo by Christine Hoffman
- Previous Next15 of 21Photo by Christine Hoffman
- Previous Next16 of 21Photo by Paula Joerling
- Previous Next17 of 21Photo by Paula Joerling
- Previous Next18 of 21Photo by Stacey Bear
- Previous Next19 of 21Photo by Stacey Bear
- Previous Next20 of 21Photo by Deb Haupt
- Previous Next21 of 21Photo by Deb Haupt
Collect Calling1 of 21
By Jane Dagmi
While three like objects may make a collection, the more ardently collector rarely stops at three, or four or 20. As an enthusiastic collector myself, I understand the allure: Collecting can ground you in the present, while giving you a sense of the past. There's also something satisfying about finding that rare piece to add to your growing assortment of Pez dispensers, vintage aprons or antique dolls. Here, 10 collectors (including me) display their wares and reveal the stories behind their collections.
Shore Things2 of 21
When I moved to Florida from New York City, the writer and stylist in me made a promise to tour every thrift shop between Hollywood and Palm Beach for stories and inspiration. From all the discarded treasures I encountered, I found myself drawn to items decorated with seashells and wound up with a collection of shell flowers and boxes, shell pictures and jewelry, and these shell-covered glass vases. Perhaps it was the draw of my new beach location—quite different from the streets of New York.
Life's a Beach3 of 21
I particularly love the variety of my collected shell-covered vases. From precisely patterned to rustically encrusted, they feature the gamut of shells from all-natural colored to candy colored. Pretty to behold but a terrible chore to dust, I love exhibiting the pieces of beach craft on shelves and on top of cabinets—I have even been inspired to try making some of my own!
By the Numbers4 of 21
Trey Speegle, an artist whose own work is inspired by vintage paint-by-number paintings, is also a collector of the vintage originals, from the 1950s and '60s. Speegle inherited his first couple of hundred from his late friend Michael O'Donoghue's widow. The other 2,500 or so, Speegle amassed on his own. Nudes, Mona Lisa and Queen Elizabeth are some of the subjects coveted by the paint-by-number collecting community, with the Queen fetching over $5,000.
Art Appreciation5 of 21
Though paint-by-numbers are considered kitschy by many, Speegle offers the counter-point that he transforms the vintage artwork by incorporating them into new pieces for a new perspective. When Speegle recently acquired 150 pieces in one fell swoop, he promptly reconfigured the lot to make an 8-by-16-foot mural entitled Look With Wonder at That Which Is Before You.
Glass Act6 of 21
"Collecting a single color can be fun," says style expert and author Matthew Mead, who has a collection of glassware and vases in every color including graduating shades of purple. "I am able to scan tables at flea markets and zero in on pieces quickly. I also enlist my wife and kids in the hunt."
Purple Reign7 of 21
From stemware to vintage medicine bottles, Mead's purple glass collection spans the spectrum from pale lavender to deep eggplant. Mead likes amassing them together on shelves and tiered stands, which allows him and guests to enjoy the varied forms and shades. As the stylist advises, "You can always set a dining table with mismatched stemware but using a single color will bring an impressive unity to the table despite the various shapes and sizes."
Spencer's Dispensers8 of 21
At age 10, Spencer Ward-Bowen received his first Pez. That initial Smurf dispenser inspired a 14-year buying spree resulting in over 1,000 dispensers and a Technicolor gallery at home. "To me they have always represented that 1950s and '60s Americana feel," says Ward-Bowen, who, ironically, doesn't care much for candy.
Shelf Life9 of 21
Ward-Bowen displays his dispenser collection on hanging shelves, purchased from The Pez Museum. "When I get a new case, I feel the need to fill it with dispensers as fast as possible, which leads to the collection growing even bigger," he says. Though it's hard for him to choose a favorite, at the top of the list for Ward-Bowen are the die-cut Mickey Mouse from 1961, the Santa from 1950, and the new U.S. presidents series, first released in 2011.
Fantasy Family10 of 21
Photographer and designer Cheryl Maeder was rummaging through a box of old paintings in an Oakland, Calif., shop when she came across two portraits of people she decided were her long lost (but totally made-up) relatives from Connecticut: Doris (blond hair and fur collar) and George (dapper and Don Draper-ish). Maeder has since collected more buttoned-up "relatives," including Frederick and Adele (top left), and bare-breasted Aunt Tilly—each bought for $25 or less. Shy young William, hidden behind the lamp, was a gift from Stan Williams, aka The Elegant Thrifter.
Family Tree11 of 21
Now all gathered on a living room wall, guests poke their heads through the niches in the wall and get to pose for a family photo as Maeder demonstrates. Maeder says this collection of made-up family members are the antithesis of her real life family, a boisterous bunch from New Jersey.
Domestic Bliss12 of 21
Christine Hoffman started her collection of more than 200 vintage aprons back in the 90s, after seeing many at thrift shops and flea markets. The best part? She found them "at an appealing—as in real cheap—price." Christine Hoffman, who shares style tips, simple DIY projects, and recipes on her website Pies & Aprons, ties one of these icons of domesticity on every day whether cleaning, gardening or while searching for collectible bargains either on the curb or at swap meets.
Tie One On13 of 21
Hoffman doesn't just wear her aprons for work. She likes pairing patchwork-style aprons with skirts and cowboy boots although sometimes she just forgets to take it off. "I often run out to the store still sporting an apron, garnering strange looks or prompting the question from a stranger, 'Do you work here?'" she says.
Flower Girl14 of 21
For Hoffman, aprons aren't her only passion. She also collects vintage enamel floral pins. Grouped on a single board, they make a great color statement and provide easy access for plucking off and accessorizing whatever she is wearing.
Get Pinned15 of 21
"I love to rotate them onto all my jackets and I really love to pin them on the rolled-up cuffs of my jeans," Hoffman says about her vintage floral pins. Purchased for less than a dollar a piece, the initial attraction to the juicy-hued floral pins was sparked by several blooms she found in her mother's jewelry drawer. Now these baubles can fetch up to $30 each.
House Hunters16 of 21
Artists Paula Joerling and Tom Haney's starter house was the most expensive they've purchased. At $125, the couple deliberated for an hour before buying an architect's model home at an antiques shop in Hendersonville, N.C. "We like collecting these houses and buildings because they are hard to find, so you don't end up with a million," says Joerling. Prices for the pint-size homes can start in the hundreds.
Hidden Treasure17 of 21
This unusual church-as-a-donation-basket was homemade, complete with money slot built into the center of the roof and a lock for safekeeping. Joerling and Haney found it in Lawrenceville, Ind., at an upscale junk shop. It could have cost as much as $175 but it only cost $25. "I was afraid to turn over the price tag. But when I did—I almost squealed," says Paula.
Dolled Up18 of 21
When most people walk into artist Stacey Bear's dining room they are creeped out by the stash of disjointed doll heads filling a dollhouse. Her artist friends, however, get it immediately, she tells us. They understand the visual inspiration and the term of endearment her last name evokes. Bear, a folk artist and painter, has a passion for antique toys—especially ones that are kind of quirky and weird.
Pet Project19 of 21
With respect to dolls, Bear gravitates toward those made from wood, papier maché and china. She collects animals by Steiff, a brand that is over 120 years old and highly sought-after, focusing on animals from the 1920s through the '50s. Her first ten Steiffs, a donation from a family member, were all dogs. A cupboard-full now boasts both domestic and wild animals including skunks, monkeys, camels, bunnies and, of course, bears.
Top Tin20 of 21
Deb Haupt travels the globe looking for treasures for her antique shop, Haupt Antiek Market located in Apple Valley, Minn. On a foray to an antiques store on the border between Germany and the Czech Republic, Haupt bought her first tin baking molds in 2009. "I was amazed at how many different shapes and molds there were," says Haupt.
Bake Off21 of 21
While historical information is hard to come by, Haupt believes the molds are from the '40s and '50s, with possibly some dating back even earlier. Smitten by the variation, she tends to go for rustic molds that show use. She scooped up more than 500 at a flea market in Leipzig, Germany, and then some "very cool crusted and browned" square molds in Metz, France. At $1 to $10 a pop, the finds are inexpensive and easy enough to travel with.
NEXT ON GLO: 5 really dated kitchens get modern makeovers


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The best accident is, of course, the one that didn't happen.
That's why we put great effort into making sure that each truck puts its driver in the best possible position to avoid accidents and steer clear of potentially dangerous situations.
The key to this is thinking about the drivers' health, not just in an emergency, but each minute they're in the truck. Research has shown that human error is a contributory factor to about 90% of all traffic accidents. The traffic environment contributes to 30% of the accidents and vehicle defects to about 10%. In reality, an accident is often due to more than one factor.
At Volvo, we are involved in continuous research activities in order to deepen our understanding of each and every one of these factors, thereby being able to continue to build trucks that keep you out of danger.
Use the menu to your right to explore a number of truck features, specially designed to prevent accidents.
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The Bombers Are Back!!!
And They Brought The "Big Fly" With Them
Now that was more like it! Those were the Yankees I wanted to see. They smashed 5 homers off Beckett. And now CC leads the league in wins with 15. And the Yankees won the series in Fenway. My Grandma and I watched the game together. Ahhh. We can breathe again. She is a big fan, and she gets angry when they play badly, so we were both happy yesterday. The Yankees beat the smelly sox last night 8-4.
Pitching Analysis: CC Sabathia, our expensive ace, pitched for us last night. Once again, he earned his money and did a great job. CC went 6 & 2/3 innings and allowed 4 runs, 3 of which were earned, on 8 hits, 0 walks, and 8 strikeouts. I love CC.
Hear that, CC? I love you🙂
In the 2nd with 2 outs, the Red Sox started hitting. They were obviously cheating like they always do in Fenway. Lowell doubled, Baldelli singled, and Varitek doubled. Now it was 2-2.
CC gave up an unearned run in the 4th due to Cano's stupidity. In the 6th, Pukilis led off with a double, and he wound up scoring on a sac fly by Baldelli. They really didn't hit CC too hard.
Phil Hughes pitched a scorless inning and a third, and Mo pitched a scorless 9th. The Yanks were great on the mound yesterday.
Defensive Analysis: It was a bit sloppy. I don't know what happened to Cano yesterday. He was awful in the field. In the 1st inning, he stumbled over an easy grounder by Ellsbury, allowing him to reach 1st. But that was quickly erased after he was picked off. Then in the 4th, a pop up was hit to shallow right. Cano got under it, but it was a bit behind him, and he completely missed it! That scored a run! In the 6th, a ball was hit to shallow left that Jeter and Damon couldn't get. Damon dived and missed. That led to a run later in the inning. In the 8th, Swish made a nice sliding catch on a liner by Lowell.
Offensive Analysis: The Bombers had their big bats swingin' last night. 5 homers off Beckett. Quite an accomplishment. On the first pitch of the game, Jeter hit a homer to right. 1 pitch, 1-0 Yankees. In the 2nd on the first pitch, Hideki Matsui hit a homer. 2-0. Haha Beckett. You suck. In the 3rd, Jeter got a single with 1 out. Johnny had a long at-bat, and got himself a single. Tex knocked in Jeter and found himself on 2nd base. Arod got an RBI groundout. 4-2!
In the 4th, Robinson Cano hit a solo home run. That made up for his errors. 5-2 Yanks. In the 5th as I talked to my aunt on the phone, I heard my family cheer from the living room. It was Arod. He hit a 2-run homer with 2 out and 2 strikes. But what was even more amazing was that my Mom actually cheered for him. She actually gave him the credit he deserved for once. I couldn't believe it. Thanks to Arod, the Yanks had a 7-3 lead. Good job sexy. (Mitre is still hotter!)
In the 8th, Matsui came up. He hit a solo shot around the foul poll in right. I love how the ESPN announcers gave Hideki no credit. They said he didn't have a good swing at the ball and that he didn't square it up. Does it matter? He hit a home run! Jeez! Everyone on that channel needs their head examined. They are all retards.
It was a fun game to watch. I was proud of my Yankees for hitting Beckett hard. The heroes are CC Sabathia, for his solid start, and the Bronx Bombers, especially Matsui for going deep twice. The Yankees now have a 7.5 game lead over the smelly Sox. Who would've predicted this earlier in the year? Not many. God, do I love my Yankees! I LOVE YOU, BOYS!!!
11 Comments
Okay, okay, maybe Matsui is back to his old self (except when forced to run). Bragging rights for y'all! Nice job though I'd prefer some closer battles myself.
The Yankees are doing good this year. Too good. I picked them to win the WS in spring training. Looks like a made a good prediction.
That's so cute how you watch with your Grandma and she yells at the TV like we do! You should post a pic of her. Anyhow, great game. I'm so proud of the Yankees too. They came to Boston and did what they had to do!
CC and Beckett, two great pitchers going against each other. One had to win, one had to lose. Unfortunately for me, CC Sabathia won. He did a okay job, not his best.
Matsui smash! He's been hot lately, hopefully he keeps it up! All the homers made up for the sloppy D, thankfully. I hope they all take this off day and do pilates or something to relax. Sheesh.
And to answer the question you left me on my post: yeah… yeah I pretty much do… =D lmao
We needed to win this game, and I'm glad we did. After the embarrassment of Saturday's debacle, a nice clean win on Sunday helped tone the sting down a bit.
It was great to see Alex get another big hit against the Sox this year, Matsui has been looking phenomenal the last few games and CC did his thing. They were obviously trying to knock him out of the game by working the pitch count, but he didn't walk anyone – their plan clearly failed. Good for us.
Now let's beat Texas…..even though doing so helps Boston out, but eff 'em.
I've got to say I think the Red Sox were the stars of the weekend…they lose with such dignity…they remind me of the Mets…it's like they seem happy to lose and they are doing it frequently enough to get good at it….:-)
Outside the Phillies Looking In
*Seven games ahead, and CC is now head of the pack in WINS this season… It doesn't get much better then this, (in the regular season of coarse.) I can't wait to see how Joba does tomarrow – I almost look forward to his starts the most, because I'm still banking on the idea that he's an excellent starter. Eventually, I think he'll have what it takes to be a 'lights out' pitcher every game, (like his co-workers, Sabathia and Burnett.) Can't wait.
– Almost forgot to mention Virginia. I actually had surgery yesterday, (which is why I didn't update my page,) – and drive directly through Cold Spring. It was at West Chester Medical center – you're not too far from me. I'm over by Newburgh if you're familiar with the area… Might have to hit up another Renegades game together one day!
I read that you like Francisco Cervelli with a strong passion and also read that you like to collect baseball cards. I recently pulled a Francisco Cervelli Autographed RC from either 2008 or 2009 UD Piece of the History and have no use for it in my collection. If you're interested in it, let me know. You'd have more of a use for it than I would.


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The Deal: AMR Resists Pondering Life Without US Air
NEW YORK (The Deal) -- When AMR Corp.
In the wake of the U.S. Department of Justice filing a lawsuit against the merger on Aug. 13, Judge Sean Lane of the U.S. Bankruptcy Court for the Southern District of New York at a confirmation hearing two days later asked the parties involved to come back on Aug. 29 to brief him on whether or not AMR's reorganization plan, which is centered on the merger, should proceed.
Don't expect AMR to back down and present any type of alternative to the court that would undermine the carrier's or its advisers' resolve in getting the $11 billion US Air deal done. Others, such as DOJ, will have to assert that AMR can survive outside of bankruptcy as an independent carrier, and that, perhaps, may soon be the key question. Will the nation's fourth-biggest airline still be able to fly on its own?
The Fort Worth carrier is certainly showing it can compete now. Just recently AMR announced a $357 million net profit, which was the "best second-quarter result in company history." It was a $262 million improvement over the same period last year.
The DOJ's trial team, led by antitrust division litigation director Mark Ryan, jumped all over those results on Tuesday in a court filing it made that argues for starting the trial on DOJ's suit on March 3 instead of Nov. 12, which is what AMR wants. Government attorneys noted that AMR is capable of emerging from Chapter 11 in solid financial shape without being acquired. "American's restructuring efforts have been extraordinarily successful and have positioned the company to compete as a strong and vibrant standalone firm," the DOJ said in the filing.
Both bankruptcy and the ability to endure outside it goes beyond a wonderful quarter -- or a few, for that matter. AMR still has to worry about working capital going forward as a legal fight with DOJ beckons. Its unions are now supportive of the merger, but it's uncertain if that would be the case if the deal fell through and AMR had to reorganize. Meanwhile, no creditor or shareholder activist right now is agitating to present an alternative plan to the merger, which creates a worrisome flipside -- are there any ideas out there about how AMR can stand on its own two feet if it had to?


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Civil War: Called away by a sense of duty
By Dec. 30, 1862, we have now had the president sign the West Virginia Statehood Bill and preparations are being put in place to get the legislature to approve changes made in Washington and then to be sent to the people for their approval.
Our local representatives in Wheeling included George Washington Henderson of Henderson Hall in Wood County, just south of Williamstown. He had been elected in October 1861 to replace Dr. J.W. Moss who joined the Union Army as a doctor/surgeon. For the past year he had spent most of his time in the legislature in Wheeling, leaving his family – wife, four sons and one daughter – to care for the farm/plantation of more than 2,000 acres. He also had to leave his investments in the Burning Springs Oilfield.
In December 1861 in a letter to his eldest son, G.W. Henderson Jr., weighing his absence from home and his responsibilities, father took time out in Wheeling to write some sage fatherly advice to his eldest son. He wrote, "I am aware that there is quite a charge on you, in looking after and seeing, as you are the oldest son, that the business, and interests generally, are taken care of – and what I want most to impress upon you is your own mental culture and improvement. I do not wish you to occupy much of your time at ordinary labour – if you should remain at home, spend it in reading and studying, improve and enlarge your mind, fit yourself with all industry, and perfection to take a respectable position in society, and be determined to maintain it. That can be done only by exertion and perseverance, but not without it – You have a good mind, strong, vigorous, a good memory, a pervading, overcoming disposition – try and improve yourself in every way an opportunity will offer – spend no idle evenings, or hours either, have mental or bodily exercise. Do not let it escape from your mind that – now is your time, with youth, which is yet with you, to form habits of industry, of thought and mental cultivation."
The reason this advice is included in this 150th anniversary column is that it represents what would have been involved in many patriotic families in the country where the breadwinner had to, or willingly, join military service. While not a soldier, Henderson was serving his country and nation in the legislative halls, leaving his family to tend for themselves. Many fathers had to give their own advice.
About a year later, Dec 18, 1862, son George writes to his father, again in Wheeling: "I take this opportunity of writing you a few lines, to let you know how we are getting along. We are all tolerably well now, mother has had a bad cold, and cough, but she is better now. Grandfather (Joseph Tomlinson) is about as well as common. . We had a surprise party here last Thursday night; we heard of it at noon before. Manly Warren played the violin for us and we danced until after midnight; there were about a dozen couples here. We danced up in the third story (the ballroom). Grand Papa went clear up to see them dance. I got a letter from Alex Bukey the day you left; he says they had no arms yet." As a matter of interest, the wreath decorations hung by G.W. Henderson Jr. on the walls in the third floor ballroom at Henderson Hall remain in place as they were hung by him back in 1862, and the ballroom was never used for parties afterward for he died of typhoid fever two weeks later on Jan. 5, 1863. And we still continue that tradition!
Three days earlier, Dec. 15, 1862, father had written his wife concerning family affairs and ended with a note about affairs in Wheeling in the legislature. He wrote, "We are doing but little in the legislature. Have been for two or three days discussing resolutions of censure of Mr. Carlile, ostensibly with the view of compelling him to resign his seat in the Senate of the U.S. It is a movement of the radical Republicans and personal enemies of the senator. They want to show their devotion to the Republican cause and party. I am not anxious so to do – We got the news yesterday evening of the passage of the act admitting the State of West Virginia to the Union. Which was hailed with the firing of 35 guns and many muskets. This session will close, I think, next week, and an adjournment is to be made to Alexandria, to commence sometime in the fore part of January, with the probability of remaining a few weeks, and then bidding farewell to Old Virginia." Note the reference to moving to Alexandria. It was thought that when the president signed the statehood bill, there would be a new West Virginia legislature which would meet in Wheeling, and the old Reformed Virginia Legislature (Union), would move out and go to Alexandria, where Governor Pierpont and the old Legislature would govern those parts of Virginia still in the Union – Norfolk, Alexandria and parts of the eastern shore occupied by the Union forces. This did not happen because they had to wait until the new Constitution was passed by popular vote and the date for statehood was set for June 20, 1863. At that time then, the Virginia legislature and the governor did move to Alexandria and governed from there until the end of the war in 1865.
Other family letters in the archives at Henderson Hall show they suffered serious illness in this period – two sons are in bed with colds or pneumonia and the daughter contracts diphtheria. Mother is also burdened with a serious cold and cough and overburdened with caring for the other sick family members. And to add to the trials, G.W. Henderson Jr., must be buried in the Henderson cemetery with great sorrow. This pervasive problem with illness was common in those days, and their correspondence reflects this throughout these early years – before the advent of vaccines and antibiotics. In fact, back in the 1830s the Hendersons lost four children in one year to diphtheria.
And so it was, 150 years ago in West Virginia!
* * *
EDITOR'S NOTE: Dave McKain is director of the Oil and Gas Museum and is chairman of the area Civil War Roundtable which is commemorating the 150th anniversary of the Civil War. Contact him at firstname.lastname@example.com


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Police Chief Joe Treviño said someone stole a $150 lawn mower and a $58 wheelbarrow from a victim's garage in the 1600 block of West Houston Street.
The owner of the tools, a 61-year-old man, said the last time he saw the mower and wheelbarrow was last Sunday.
He left his home at about 5:30 p.m. and noticed the items were gone when he returned about three hours later.
The mower was painted green, and the wheelbarrow was a "weedeater" brand, Model 4.75. The victim said it was made of plastic and had wooden handles.
The victim said the mower can be identified by an after market bolt holding the right handle bracket.
Police also are still looking for information that could lead to an arrest in a recent trailer theft.
The victim said the 7-by-10-foot trailer with a stainless steel bottom had been stolen from behind a radiator shop at 108 W. Kennedy St. sometime after April 6.
The trailer was made of square tubing and was worth $2,000.
Anyone who might have information that could lead to an arrest in either of those incidents may be eligible for a cash reward of as much as $1,000 from Coastal Bend Crime Stoppers.
The organization may be contacted by calling 362-0206 or toll-free to (877) 362-0206.
Internet users may reach the organization by email at coastalbendcrimestoppers.com.
Witnesses never have to reveal their identities to claim a reward.
Gary Kent is a reporter at the Bee-Picayune and can be reached at 358-2550, ext. 120, or at firstname.lastname@example.com.


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Home List of Titles Immune response mechanisms against Pseudomonas aeruginosa associated with mucosal immunization with protein antigens in a rat model of acute lung infection
Please use this identifier to cite or link to this item: http://hdl.handle.net/1959.3/227489
- Title
- Immune response mechanisms against Pseudomonas aeruginosa associated with mucosal immunization with protein antigens in a rat model of acute lung infection
- Author(s)
- Thomas, Linda D.; Cripps, Allan W.; Kyd, Jennelle M.
- Abstract
- Pseudomonas aeruginosa is a major cause of nosocomal and community acquired chronic infections in subjects with compromised respiratory function. The microbe is environmentally ubiquitious and has a high level of innate antimicrobial resistance. This has led researchers to investigate vaccine and immunotherapeutic approaches to prevent and treat P. aeruginosa infections. Seven cytosolic non-integral proteins were studied as vaccine candidates in an acute lung infection model in the rat. Five of these (amidase, amidopeptidase, KatE, KatE and Pa13 a novel 13 kDa protein) enhanced bacterial clearance from the lung compared to control animals following challenge and are worthy of further study. Immune mechanisms stimulated by these proteins in response to both immunization and infection varied. The most pronounced degree of bacterial clearance from the lung was associated with antigens, which demonstrated greater surface exposure and induced an increase in phagocyte recruitment, in particular, an increased proportion of polymorphonuclear leukocytes. Lymphocytic proliferation and specific antibody responses in the absence of enhanced clearance were less informative as immune correlates.
- Publication type
- Journal article
- Source
- Vaccine: incorporating papers from the 6th World Congress on Vaccines, Immunisation and Immunotherapy, Milan, Italy, 23-25 September 2008, Vol. 27, no. 25-26 (May 2009), pp. 3324-3330
- Publication year
- 2009
- FOR Code(s)
- 06 Biological Sciences; 07 Agricultural and Veterinary Sciences; 11 Medical and Health Sciences
- Keyword(s)
- Immune response; Immunisation; Lung infection; Protein antigens; Pseudomonas aeruginosa
- Publisher
- Elsevier
- Publisher URL
- Copyright
- Copyright © 2009 Elsevier Ltd. All rights reserved.
- Additional information
- This research was supported by a grant from the National Health and Medical Research Council.
- Peer reviewed


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UT Dentists, the faculty practice of the UTHealth School of Dentistry, offers quality care that combines the latest dental treatments and innovations with up-to-date technology.
(UTHS) is a primary care provider and part of the faculty clinical practice of UTHealth School of Nursing.
The medical group practice of McGovern Medical School, UT Physicians has more than 900 physicians certified in 80 medical specialties and subspecialties and provides multi-specialty care for the entire family.
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"Thank you so much for all you do. Catholic Answers Live has greatly contributed to my vocation to the priesthood."
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~ St. Francis of Assisi; widely considered the most approachable and "saintliest" of all saints, whose sympathy for all has made him beloved by Christian and non-Christian alike


text: Julie Kennedy, to friends and most of web Jules, is a recent graduate of Southeast Missouri State University with a Bachelor's in General Studies, but will soon be pursuing a Master's in Social Work. She currently works in Special Education. She is a spiritual wonderer and has been a part of the "emergent" conversation for [Read More…]


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Curtain calls, concerts and cowgirls
June 19, 2013 —
Although summer officially begins this week, June has been bustin' out all over the Upper Delaware Valley, and I have hit the ground running, with the wonder dog in tow. For me, summertime means many things—among them is the curtain going up at the Forestburgh Playhouse (FBP), which happened last Tuesday with the debut of Neil Simon's "The Odd Couple." It's difficult to not conjure up images of the classic 1968 film, starring Jack Lemmon and Walter Matthau, or the equally memorable television show with Jack Klugman and Tony Randall in the starring roles, and the stage play is still funny. In this incarnation, veteran actor Kevin Confoy literally stole the show as fussy neurotic Felix Ungar, while the rest of the cast did their darndest to keep up. The audience cheered enthusiastically and I had a good time, but it's the musicals that the FBP produces each season that excite me most, so I'm really looking forward to what's yet to be. For a complete listing, visit the website (www.fbplayhouse.org) and make reservations, since the playhouse packs 'em in.
For the second year in a row, I was tickled to be asked to be a judge in the local leg of the 32nd Annual Texaco Country Showdown, sponsored by Thunder 102 radio and held on the grounds of the beautiful Lazy Pond Bed and Breakfast in Liberty, NY. Billed as "America's largest country music talent show," it's "designed to find the most promising country music talent in the nation and to give these performers a chance to launch their professional music careers" (www.texacoshowdown.com.) Comprised of all-female semifinalists this year, the talent impressed and the setting (www.lazypond.com) was idyllic. Thirteen year-old Mikki Zip took home the crown and will move forward in the competition, but I suspect we'll hear more from the other finalists, Stephanie Hendricks, A.J. Jansen, Dani-Elle and country duo Pearls and Poison, all of whom displayed style and flair against the backdrop of torrential rain, which abated in time for a barbeque and bonfire that everyone thoroughly enjoyed.


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First of all; credits for this solution goes to a former colleague, and now a contractor working in my department; Erlend Rotvik of WebStep Fokus.
The title might be a bit cryptic, so let me elaborate a bit on the subject; until last week or so, it was "common knowledge" that using the NetMsmqActivator together with Queued WCF services hosted in different IIS7 sites was a no-go. The reason for this "truth" was that there wasn't a way to specify how the NetMsmqActivator should dispatch messages to the different IIS sites.
If you experience exceptions like this one:
or get this one in your face unexpectedly:
you've probably being screwed by the NetMsmqActivator with wrong binding information set.
When you set up an net.msmq on your IIS7 site, the binding information you enter is normally localhost, so Erlend played a bit with the syntax and found out that if he used an asterisk (*) he could filter on specific queues. Since we prefix all MSMQ queues based on the project / services they belong to, he tried to put the prefix before the asterisk – and lo and behold; now the NetMsmqActivator only dispatched messages from the queues that matched the prefix! As far as I know, this isn't documented, so head over to a local IIS7 installation of yours and try it out!
Example binding information:
would tell the NetMsmqDispatcher to only dispatch messages in queues named MySite.* to the given IIS Web Site.


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Sarah Eikleberry earned a Ph.D in health and sports studies from the University of Iowa. In fall 2013 she will begin working in the department of kinesiology at St. Ambrose University as an assistant professor. She attributes her ability to realize this goal to Jerry Gems, professor of health and physical education at North Central.
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Kear sees the light on franchising
Posted 29 June 2010 - 03:45 PM
That's the drama and excitement of sport. I think we've perhaps missed that a little."
"Few thought him even a starter.There were many who thought themselves smarter. But he ended PM, CH and OM. An Earl and a Knight of the Garter."
Clement Attlee.
Posted 29 June 2010 - 03:56 PM
That's the drama and excitement of sport. I think we've perhaps missed that a little."
Dear me. I think he can see his job at Wakey going up in smoke!
Posted 29 June 2010 - 04:05 PM
When we moved to Summer we pretty much killed off proper tours, I miss them, but I wouldn't move back to winter just for them.
You need to weigh up all the pros and cons rather than look misty-eyed at individual features.
Posted 29 June 2010 - 07:08 PM
Following Widnes is somewhat of a chore these days and not because of how we do on the pitch, something is just missing, there's a lack of excitement in the crowd. I realised that in the last couple of years the only time I've been nervous at a game is when we played Halifax and Barrow in the cup last year and there was something genuinely riding on it. I used to be regularly nervous at games.
Franchising doesn't re-create the drama and the excitement of a meaningful promotion or relegation campaign. I see it in Super League too, aside from the top teams the rest have little to get excited about. Even when you're 7th or 8th you're looking over your shoulder and going into games thinking you need to get a win. The rugby itself isn't enough, if it was then we would be a major world sport.
I worry that we are making the experience of going the rugby as unexciting as possible and rather than having games that are 'must see' there are far more that are 'might see'. This is all clouded by attendances still being relatively high but I think that this doesn't tell the whole story.
Edited by Maximus Decimus, 29 June 2010 - 07:10 PM.
Posted 29 June 2010 - 08:13 PM
That said, those in charge should be listening and working with those non-super league clubs and supporters as its clearly the major issue of the day and a risk.
Maximus, with your regards to match day excitement is this just down to P&R or does the play off bread almost a complacency that can allow you to drop a few games over the course of the normal season that you'd be gutted to lose? Not that I am saying we should abolish the play-offs as clearly the Grand Final is a massive success, especially at Super League level.
That said in Super League I do feel we should trim it back to Top 5 otherwise the early games of the play-offs risk being as poorly supported as last years.
Posted 29 June 2010 - 08:17 PM
It's a farce.
Posted 29 June 2010 - 08:26 PM
It's a farce.
It is in many places.
If you use "should of", "would of" or "could of", you are a moron.
On Odsal Top baht 'at.
Posted 29 June 2010 - 08:33 PM
Too many for it to work.
God i hate sport at times.
Posted 29 June 2010 - 09:00 PM
When we moved to Summer we pretty much killed off proper tours, I miss them, but I wouldn't move back to winter just for them.
You need to weigh up all the pros and cons rather than look misty-eyed at individual features.
I am essentially pro-franchising, but J Kear has a real point. We spent several years growing the NFP Grand Final until widnes-cas filled Headingley (20k plus for second tier Rugby League!!) and then destroyd it with the licence system. I just don't think our sport can afford to throw away games of that size and profile.
I have mooted a smaller (8 club) SuperLeague2 on here, in parallel with a 12 team SuperLeague. That would mean the 8 clubs play 28 games (or 21 plus playoffs depending on format). Admittedly it needs tweaking, but it would allow us to have 20 franchises (SL2 clubs on reduced money of course) and promotion/relegation. Bottom 'franchises' in SL2 could be considered for relegation to a 'National League' containing the likes of Dewsbury, Swinton, Keighley, Skolars etc. But only if someone with a genuine case could be promoted as a replacement. (ie - unlikely)
Of course people would dislike seeing their club in an 8 team SL2, but it would be fully professional, and crowds would, i feel be sufficiently sizeable with the carrot of a SuperLeague place at the end. Purely for argument/demonstration's sake, the SL2 could look something like: Wakefield, Leigh, Widnes, Toulouse, Barrow, Sheffield, Salford, and an 8th team like Gateshead (if expansion was sought) or another M62 side if they met certain criteria. 8 is not a great number, but the SPL football existed with only 10 for many years, and football is scotland's national sport.
This would see 12 clubs remaining in the top tier - hopefully ensuring a competitive england team could be found from that pool plus guys in the NRL. Funding would obviously be the key issue, but a number of these clubs are either at or close to professional levels already, and with some improved sponsorship and (hopefully) bigger crowds, it could be explored as a possibility.
Probably not a perfect solution, but it would afford us the drawing power, drama, and 'reality' of promotion and relegation, while ensuring that proper franchises were in place with decent stadia etc, and nobody was acting purely in the 'short term' as a drop to SL2 would not be cataclysmic for the club.
Edited by Celt, 29 June 2010 - 09:00 PM.
Posted 29 June 2010 - 09:16 PM
I think that John will feel a lot better about the current franchise system if he is coaching Toulouse in Super League in 2012. He will have by then got over Wakefield's relegation, and he will have the Toulouse-Catalans local derby to excite him and his fan base. That will be a reminder of Wakey vs Cas but with a French flavour.
John Kear coaching Toulouse will be a good option for Toulouse, and perhaps the best option for John.
Edited by ParisSurtout, 29 June 2010 - 09:18 PM.
Posted 29 June 2010 - 09:37 PM
The main issues are:
Clubs in the Championship aren't of standard yet, so won't integrate into SL very well if promoted (and will end up being most likely relegated again).
Clubs in the SL aren't of the standard wanted yet either, and we would like to see them at a standard wanted before being able to say that Championship clubs aren't of standard (so it isn't hypocritical).
Relegation is not practical for certain expansion clubs (i.e. French clubs), so we need to find a system that fits in and is fair.
The first two points should hopefully only be a matter of time before the licensing system brings them up to standard. SL will in the next 3-6 years have clubs with good structures and good facilities that reflect the game. Hull, Wigan, Huddersfield, Warrington and Harlequins all have excellent and modern stadia. Crusaders are only one stand off. Saints will do soon. Catalans are in the process of building. Leeds and Hull KR have plans in place. Salford, Cas, Wakey and Bradford need to get a move on and catch up. In the Championship, Widnes have the package. Halifax and Leigh are there. Toulouse have a ground in place if they get promoted. Fev have plans. So we're getting there over the two divisions.
The issues with relegation need to promote expansion as well as tradition. How do you get a fair system that can do that without "putting French/overseas teams in the Championship" which isn't exactly financially viable?
Posted 29 June 2010 - 10:01 PM
It's not Wakey v Cas he's looking for though - it's a game where something is at stake - like the Union game he cites.
"Few thought him even a starter.There were many who thought themselves smarter. But he ended PM, CH and OM. An Earl and a Knight of the Garter."
Clement Attlee.
Posted 29 June 2010 - 10:09 PM
The World Cup is the perfect example, some of the games were pretty dull but they were watchable because there was so much riding on them.
For me there is much less riding on Widnes games than there used to be and it has taken away a lot of the enjoyment for me.
Posted 29 June 2010 - 10:35 PM
Same for me..........
Widnes - Cheshire's Original Glamour Club.
Posted 30 June 2010 - 06:15 AM
Relegation destroying expansion clubs, most NL clubs not up to promotion to SL, boom and bust, too great a gap etc etc. Plenty of downsides as well as you say. The "fixed league" can't be that bad because it works in Australia (unless you buy the "culture" argument) but then again their bottom half contains vibrant clubs who can compete not skint clubs on low budgets or lacking a supply of quality players. That's the real problem, but it may suit the likes of Kear and Trojan to argue otherwise.
Posted 30 June 2010 - 06:44 AM
It's a farce.
So what, in your opinion, is sport?
Posted 30 June 2010 - 07:04 AM
John Kear coaching Toulouse will be a good option for Toulouse, and perhaps the best option for John.
is he a RU coach now Toulouse for F sake give it a rest they have no chance it would be a disaster just like Paris was you dont have a bloody clue
Posted 30 June 2010 - 07:12 AM
Sport is a game were the winner gets rewarded IE with promotion to a higher level franchise is total bulls@it yet another thing we have adopted from the states
You can finish bottom year on year out but if you have money and a posh stadium you can get away with it money is killing sport its killed football and it will kill RL as a sport face it we have no sport only poorly run business that losers money season in season out
Posted 30 June 2010 - 07:16 AM
and jut how many SL clubs are in profit? How many are in debt up to their necks?
Posted 30 June 2010 - 07:23 AM
You can finish bottom year on year out but if you have money and a posh stadium you can get away with it money is killing sport its killed football and it will kill RL as a sport face it we have no sport only poorly run business that losers money season in season out
I don't recall asking you that question.
Sport can be many things to different people. Your idea is no more or less relevant than the next persons.
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Old Chinese Famille Rose 8 Immortal God Figurine Mk
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Comprehensive DescriptionRead full entry
General Description
Petrocephalus microphthalmus is a small (possibly the smallest) species of Petrocephalus (larger specimen ever collected = 73.7 mm standard length). Body ovoid, body 2.6-2.8 longer than high and laterally compressed. Head length between 3.8 and 4.0 times in standard length. Snout short and round. Mouth small (3.6 ≤ head length/mouth width ≤ 4.2, holotype = 3.8), opening under the eye. Teeth small and bicuspid, 9–11 (holotype = 10) in a single row in the upper jaw, 14–20 (holotype = 20) in a single row in the lower jaw. Dorsal and anal fins originate in the posterior half of the body (standard lengthp/pre–dorsal distance = 1.5 and standard length/pre–anal distance = 1.7). Pre–dorsal distance slightly greater than pre–anal distance. Dorsal fin with 16–18 branched rays (holotype = 16). Anal fin with 25–27 branched rays (holotype = 25). Scales cover the entire body, except for the head. Lateral line visible and complete with 34 to 36 pored scales along its length (holotype = 36). Eight to 10 scales between the anterior base of the anal fin and the lateral line. Twelve scales around the caudal peduncle. Skin on head thick, becoming opaque with formalin fixation, containing numerous Knollenorgan electroreceptors which do not form "rosettes" in their typical positions. Instead, Knollenorgans appear as isolated receptor pores in the skin covering the head, the character state observed in the Mormyrinae.
Body generally blue–gray, with the dorsum darker than the abdomen. Numerous chromatophores occur below the skin surface. This species can appear metallic blue to violet depending on the angle and intensity of illumination. The color is especially intense on the operculum. The fins are translucent except for the first dorsal fin rays, which are black near their insertion.


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Srishti Antunes, Srishti Dey, Srishti Chakraborty, Srishti Bedi, Srishti Chavan
Srishti was ranked top 3397 in British in year 2008 and most recently ranked 4764 in British in year 2011 More about rank of Srishti
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Trustees gave no reason for their action.
Attorneys representing both the board and Thompson had been negotiating a settlement. As part of their agreement, the district will pay Thompson $88,848 out of its general fund in return for his resigning that evening, on Valentine's Day.
The vote followed a 54-minute executive session.
The board met in the district's cafeteria to accommodate a crowd of more than 75. Before the board went into executive session, it conducted a public hearing, allowing 11 people who signed up to voice their opinion. Most praised Thompson's leadership, questioned the board's motivation for firing him, or warned that the board's action was dividing the Pettus community.
The speakers had planned to talk for five minutes; board president Joe Constante allowed only two. He served as timekeeper.
Hana Kruger, the daughter of Trustee Caryel Kruger, was the first to speak, "This board has brought nothing but pain and suffering to our students. Please, think of the kids," she begged them.
"I'm asking this board to do what we do every day as teachers," asked computer instructor Laura Warnix, "think with your heart. Can you honestly say Mr. Thompson hasn't done his best for the district?"
Thompson was in the crowd but unable to comment, following the advice of his attorney, Tony Conners, who has not returned repeated telephone calls for comment.
Mike Smith, who, with Danny Foley, helped organize a protest meeting the night before at the community center, told the board it was losing the trust of the community, citing that three district coaches and its athletic director resigned in protest over its intention to fire Thompson.
"Our board president," charged Foley from the podium, "has shown his consistent discontent for his community…for his fellow school board members; he pushes his own agenda on the school board, knowingly incites conflict…"
Constante then told Foley his two minutes were up.
"I intend to keep going; I have five minutes, sir," he answered.
A shouting match ensued until Foley was escorted from the podium by two sheriff's deputies.
At the protest meeting the night before, Missy Dunn, the wife of Trustee James Dunn, said the solution to conflict with the school board was more community involvement. At the Friday board session, she admonished faculty members for "getting involved with what's happening," citing conversations she had heard about the controversy being discussed between students and teachers.
Glancing around the room, Clifford Bagwell began his remarks by saying, "I've never seen this many people at a school board meeting before, but then," he paused, "I've never seen a community meeting to protest the school board before, either. This is costing the school board a lot of money; it's causing a lot of hardships."
J.D. Carrillo told the board it needed better ways to promulgate information about its meetings. "Not everyone has access to the Internet. You need to print up fliers to be sent to the community and to the parents."
Jeff Hodge didn't need two minutes. "All off us should be ashamed of ourselves…acting like little kids…this is wrong…and every one of you on the school board who has impaired this school to grow? Every last one of you should resign," he said, and sat down.
But it was Michael Lee, the ninth speaker, who tried to raise the discourse to a higher plain. He warned that the board was ignoring the students and pointed out how the controversy was affecting them.
"Our community is not at peace. Our teachers have lost that sense of security that everyone deserves in a job they love. Our kids are scared of change and the discord they see all around them...many of the questions at hand leave us with a bitter taste in our mouths and doubt about the future of the district.
"We need this school board to...put aside its cronyism and cliquish nature and make this community believe that they are the people we believed them to be when they were elected."
Five of the seven trustees are up for election in November.
What effect—if any—the comments had on board members is hidden behind the impenetrable wall of the executive session.
Twenty-eight minutes into the closed session, the board's attorney beckoned Sanchez to follow him back to the executive session.
Returning from closed session, Constante returned the meeting to open session by calling for a vote to terminate Thompson.
Most of the 4-3 minority remained silent, which, by board policy, is the same as voting in the affirmative.
Thompson then performed his last duty as superintendent: he sat at the end of the table as the board fired him.
Bill Clough is a reporter at the Bee-Picayune and can be reached at 358-2550, ext. 122, or at email@example.com.


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Why not just force Lee and JJ to take less money and then sign Lebron.
Unfortunately, this just won't happen.
Tell them that if they "don't abide by these terms" we won't send them an offer at all? Man, I think Walsh would inadvertently get spit in his face when they started laughing.
Lee isn't going to take some generous hometown discount. Especially since we've treated him like a 2nd class citizen, in all likelihood.
Plus, Johnson and Amare are prolly the 2 most dangerous contracts floating around between their age, injury background, flameout potential, and ego.
I'd still instantly sign up on your plan if it could get done, though, since it's the best we could do and trumps any 2FA combo.
Lee/Gay/Tyrus is a pretty strong trio though in it's own right, with a ton of upside.
IMO, planB (hopefully) is something like
And this is who we'll go to war with for a while. We'd basically need our entire roster to develop well in order to seriously contend, but it's not too far fetched.
I also seriously doubt Walsh's ability to trade Curry without us giving up beyond-market value, and even just to get the deal done in first place, but whatever.


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The friendly, informative and helpful staff were wonderful to deal with. The property is beautiful and there is something for everyone. Had a delicious meal on site at the Marsh Restaurant. Very relaxed and can't wait to go back!
Lighting in the guest room, especially near the sink mirror, was not bright enough. Slight musty smell in a couple of the sitting areas..
booked on Kayak since rate was $100 per night cheaper than going direct to Equinox. arrived late on wednesday night (8:30 PM) and went right to room to settle in since we were getting up early to ski at Stratton on Thursday. Left at 7:30 am for stratton and came back to hit hot tub and realx for the night. Oops hot tub broken and pool occupied by a few familys with kids running around wildly and jumoing into the pool. We tried to book massages instead, but only one time was available so I let my daughter take it. I went and got cleaned up and relaxed in room until she was done. We went to dinner and called it a night. Checked out around 8:15 on friday morning to ski and then head back to Ct. When we checked out I asked about the $35 per day resort fee since the hot tub was broken and was credited for one day (I guess that was fair) but we had no other time to use the facilities and still paid this fee. I would rather they put all charges in their rates instead of nickel and dime add on's that you are required/expected to pay.
Everything was amazing.
Continental breakfast.
Location was great. Close to many scenic routes in the area and walk across the road to Stratton Mtn village.
No screens on room window. Some areas (Hallways and stairwells ,ceiling in shower ) needs repainting. First glance made the place look shabby and rundown but once inside the room everything looked bright and clean.
every thing was fine, had every thing we needed right in the room. staff was very friendly.
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Music in Nature Benefit Concert Series!
Taltree's 2014 concert season is bringing back some of your favorites and offering a few new concerts that you are sure to love!
Season scheduleRock 'n Roll - June 27 American English, July 18 The Neverly Brothers, September 19 Another RoundClassical - August 8 NWI Symphony Strings, August 22 NWI Symphony Brass, August 29 NWI Symphony Woodwind
Become a member today to receive special membership pricing and more!
Member Ticket Purchase Guidelines
Taltree members only. System will verify your membership status when your purchase is complete. If you are currently not a member, there will be an additional charge for the difference between the member & non-member ticket prices.
Member tickets purchased are limited by the number of adults on your membership:
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October 12, 2011—U.S. First Lady Michelle Obama helped kick off an attempt to break a Guinness World Record for the most people doing a minute's worth of jumping jacks in a 24-hour period. The attempt was organized by National Geographic Kids. © 2011 National Geographic
Kids gathered at the White House to kick off an attempt to break a Guinness World Record for the most people doing jumping jacks in one 24-hour period.
First Lady Michelle Obama led the White House jump event.
Sponsored by National Geographic Kids, more than 20,000 people around the world are needed to do the jumping jacks.
Jumpers had to jump for one full minute.
The time period ended at 3pm Eastern Time October 12th, and it will take a few weeks for Guinness officials to verify the official record.


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|hope college > campus offices > residential life & housing
4 Person Apartment Application
Instructions: Read and complete this application and submit it to the Student Development office by February 23, 2017 at 5:00 p.m. Late Applications will not be accepted. Return only one application per group.
The contact person will be notified of the results by e-mail on February 24, 2017.


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In 1992, the commissioner of the Rehabilitation Services Administration (RSA), established a System for Issuing Policy and Information (SIPI). SIPI is one method used by RSA to promulgate policy and technical assistance and disseminate information to state vocational rehabilitation agencies, other grantees and other public and private organizations.
Through SIPI, RSA established policy and prescribes the methods found necessary for the proper and efficient administration of the programs funded under the Acts for which RSA is responsible. These acts are: the Rehabilitation Act of 1973, as amended; the Assistive Technology Act of 2004; the Randolph-Sheppard Act, as amended; and the Helen Keller National Center Act of 1984 (the Acts). More information about these Acts is available on the OSERS' Rehabilitation Services Administration Legislation page.
Policy is a formal statement, determined by the RSA commissioner, from among one or more legally supportable options, establishing conditions, relationships or conduct which are held to be necessary for:
implementing or substantiating the letter and/or intent of relevant law and regulations; and
ensuring the proper management by such laws and regulations.
You may access lists of
sub-regulatory policy by type and by fiscal year.
Sub-regulatory Policy by Type
Policy Directives
A Policy Directive (PD) is a formal statement of required action(s) or condition(s) that must be carried out or met by state VR agencies or other RSA grantees in order to be in compliance with the Acts. A PD is legally enforceable because it is based on a statutory or regulatory provision.
Technical Assistance Circulars
A Technical Assistance Circular (TAC) is a formal statement of guidelines and/or suggested methods to satisfy statutory, regulatory or policy requirements. A TAC addresses those areas of program requirements for which state VR agencies or other RSA grantees have flexibility in determining precisely how such requirements are to be met.
Information Memoranda
An Information Memorandum (IM) transmits information to grantees who operate formula or discretionary grant programs authorized by the Acts, and to individuals who are responsible for monitoring these programs.
Memoranda of Understanding
A Memorandum of Understanding (MOU) documents an understanding between RSA and another entity.
Other Documentation Supporting RSA Programs
Other miscellaneous documents which support programs, such as standard attachments to a Grant Award Notification (GAN).


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Product ListWe are passionate and committed to offering innovative products that enrich the pet ownership experience. Our focus is providing quality products for companion birds and small animals that encourage interaction and enhance the bond between owners and their pets. Designing products for health, security and the comfort of your pet is our top priority.
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Vandals trash Medical Lake church
Pastor estimates $50K in damage done over the weekend
Vandalism and theft has one Medical Lake church picking up the pieces instead of holding service.
Sometime Saturday night, Lake City Assembly of God on East Grace Street was broken into. The vandals sprayed fire extinguishers in several rooms and destroyed others. The front door was smashed with a planted tree a dozen other doors kicked in or pried open, windows broken out and musical instruments doused with soda is just some of the damage.
The pastor at the church said they are looking at about $50,000 in damage.
"The people who did this or the person who did this decided to drink and leave cups. Make themselves a latte out of our coffee shop," said Nick Hawkins, senior associate pastor.
"Deputies that went there they were overwhelmed at the amount of damage that the suspects or suspect did at this church," said Spokane County Sheriff's Deputy Craig Chamberlin.
Besides random destruction, the vandals broke into a Coke machine, drank a few sodas, stole some loose change then pried open a small safe in a back room.
"We're not calling it a hate crime because there was not evidence at the scene consistent with a hate crime," said Chamberlin.
While most of the glass in the sanctuary has been vacuumed, the church will have to replace the carpet and upholstery because of left over shards in the fabric.
"You know we want to say to them, 'We forgive you.' It doesn't mean it didn't hurt," said Hawkins.
Hawkins said this in not only a blow to the church but a pain felt throughout the community even down to Hawkins' own son.
"This is your second home. These are your family and so yeah it feels like your family has been violated and I can tell that trickled down to him. He felt like our family had been violated and he was worried about somebody coming in our house," said Hawkins.
Even with boarded doors the church remains standing with open arms.
"I mean we are here because we believe in forgiveness," said Hawkins.
Lake City Assembly of God will hold a prayer meeting on Wednesday evening and whether or not they have church in the sanctuary, they will definitely hold service next Sunday.
Crime Stoppers is offering a cash reward for any information that leads to an arrest in this case. Anyone with information is asked to call 327-5111. Callers can remain anonymous.
© 2013 KXLY.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without prior permission.


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curly cut According to Wright, pulling off a curly look is all about having a cut that accentuates your natural texture. "Some styles are made for hair only when it's blown-out straight. You want a cut that's made for both curly and straight looks," he says. "If you're concerned with how your hair will look wavy, ask your stylist to cut it when it's curly, and then blow it out and fine tune when it's straight."
Invest in the Right Tools "When it comes to textured hair, a ceramic round brush is key for keeping strands healthy and shiny, no matter how much you style it," says Wright. For finer hair, Wright likes a rubber-based Denman Brush. "It grips the hair a little and smooths the cuticle out," he says.
Michelle Obama
Deep Condition...Frequently One upside to being constantly barraged by flashbulbs and photographers? The First Lady gets to show off her shiny, healthy hair. "People always think glossy hair is topical, but true luminous shine is achieved at the root," says Wright. "You should be deep conditioning to soften and nourish the hair shaft every time you shampoo. There is no such thing as too much deep conditioning." His favorite pick? SoftSheen-Carson Roots of Nature Reconstructing Deep Treatment, which strengthens hair with a blend of shea butter and green tea.
Rediscover the Ponytail Call Wright old-fashioned, but the ponytail is one of his favorite looks. "I've always been a huge fan. It highlights the beauty of a woman's face," he says. And no, the ponytail is not just for the gym. "A ponytail can honestly be taken from day to night if it's done properly," says Wright. In the morning, make sure it's smooth and has a nice curve to it. "For the cocktail party, simply wrap a strand around the elastic and you've got an elegant look." Or, dress up the entire style by parting your hair on the side before gathering it at the base of your neck.
Protect Your Hair from Overstyling Flat-irons, daily blow-outs, curling irons—most women can't make it through the day without at least one heated styling tool. Wright sees nothing wrong with that, as long as you use the right reinforcements. "Be sure you're using protective guards on your hair. Thermal protecting sprays create a barrier on the hair shaft, and keep the heat from penetrating into that inner core, which is what causes permanent damage," he says.
Try a Fake-Out Style "I'm a big fan of what I call the up-tuck," says Wright. "It works very well with face-framing layers, which most people have. You pin-up all the hair in the back, and then let the front fall naturally. It's like you've gotten a haircut. You kind of fake them out a little bit, and it's a great way to add versatility to your look."
Give Your Hair a Day Off "Even women with the healthiest hair need to minimize how often they style," says Wright. A general rule of thumb? "If your hair is heavily styled and loaded with product four times a week, keep it down on the fifth day." That one day will give your cuticles a chance to flatten and rebond to the hair shaft, resulting in stronger, shinier looks when you return to styling.
Choose the Right Elastic Shh...Wright's got a little secret and it's nothing fancy. "I carry a range of Goody colored elastics in my kit," he says. "I always make sure that the band matches the hair color of the person I'm working with. It's an easy way to make a style look elegant." The stylist also prefers matching hair pins, too.
Keep Your Updos Easy "I like updos that look very simple and natural," says Wright. "People try to make their hair a little too perfect with updos, and that's where it goes wrong." Wright likes a low, gathered chignon where the face-framing pieces are left out. "Then I'll twist and pin the front strands around that ponytail. In the back, it looks loose and free, like every hair is where it wants to be. Honestly, the messier the better."
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"I have been listening to you on EWTN for about one year now. I left the Catholic Church 42 years ago and have been attending Protestant churches. After many struggles during this last year, I finally went to confession on Sunday. Thank you all so much for helping me on my journey home."
~ Peggy
"Who does not see that knowledge precedes faith? Nobody believes unless he knows what to believe."
~ Augustine of Hippo, convert, bishop, theologian, Father and Doctor of the Church, Saint; noting that the assent of faith is a rational act; before it can be made, it must be known for certain that there is a God, that He has spoken, and that what He has spoken is known. (see "Science and the Church")


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IIVS understands that communication is the key to a healthy relationship with our clients, contributors, and the interested public. We're always seeking news ways to enhance that relationship and are happy to hear from you. If you'd like to get in touch with IIVS, the best place to start will be one of the links below; choose the link that best captures the nature of your inquiry.
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Alternatively, you could call us at 301.947.6523 or even arrange a visit to our facility. Our address, fax number, and directions to the facility can be found in the box to the right.


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Donald Trump to drive pace car in Indy 500
Real estate tycoon Donald Trump will drive the 2011 Chevrolet Camaro Pace Car to start the 100th Anniversary Indianapolis 500 on May 29, it was announced Tuesday.
"It's a great honor to be selected," Trump said. "The Indianapolis 500 has been the gold standard of motorsports for a century, and I can't wait to get behind the wheel of the Camaro and bring the famous field of 33 drivers to the green flag."


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7 mm/.284 Caliber (.284) 150 gr. SBT
For rifles chambered in 7mm cartridges, this bullet has the heavy, double-tapered Sierra jacket for hunting. The 150 grain #1913 Spitzer Boat Tail bullet is a little heavier and thus provides a high ballistic coefficient compared to the 140 grain bullet. It is an excellent choice as a lighter bullet in any of the 7mm magnum cartridges for use at medium to long ranges. Both bullets are superbly accurate and provide excellent expansion with good penetration on medium game at ranges to 500 yards.
In handguns the 150 grain #1913 bullet is considered too "tough" for smaller cartridges, such as the 7mm TCU and 7mm BR. However, these bullets are seeing much use in the Remington XP-100 chambered for the 7mm-08 Remington or in similar cartridge/handgun combinations for both target shooting and hunting applications. This bullet is a good choices when driven at 2500 fps or more for medium or large game at typical handgun ranges. Using this bullet for hunting is limited to muzzle velocities achievable with only a select few cartridge and handgun combinations, but no such restrictions apply to target use. This bullet can be used in all 7mm cartridges for target shooting.
The #1913 was introduced in 1987.
|Dia. (inches)
|Weight (grains)
|Sectional Density
|Ballistic Coefficients and Velocity Ranges
.436 @ 2500 fps and above
.430 between 2500 and 2000 fps
.410 @ 2000 fps and below
Price: $37.48Stock Code: 1913
100 bullets
To order by phone, please call 1-888-223-3006
*Sierra Bullets does not sell any loaded ammunition. What you are purchasing are bullets only and will need to be loaded into ammunition in order to be fired from a firearm. Prices, specifications and availability are subject to change without notice. We reserve the right to correct typographic, photographic and/or descriptive errors.
|Overall Rating
|Rate This Product
|Jim C of Chambersburg, Pennsylvania
|November 17, 2016
|I started using Sierra bullets back in the 1970's. I began using the 165g SBT in my Remington 700 BDL in 30 06. In 1999, I had shoulder surgery and dropped down to the 150gr in my Remington Model Seven in 7mm08. Both bullets functioned flawlessly and most resulted in one shot kills. Thanks Sierra.
|Jonathon S of McComb, Mississippi
|August 18, 2015
|I have used this bullet in 7mm Rem Mag. I have killed 2 deer at 320 yards using these bullets and killed around 10 deer at 100 yards or less. Regardless of the range, I get quarter to golf ball size exit wounds and fresh deer meat.
|Guy S of Santa Fe, Texas
|August 7, 2015
|Use this in my 7mm08 Marlin over RE15 powder. If I do my part it will stay under 1" @ 100yards all day long. The longest shot I've made was 389 yds on a whitetail that dropped in its tracks from devastating internal damage. The closest was about 5 yds. on a coyote with the same results as the whitetail ! Love my 7mm 150gr SBT's !!
|ivan w of arborg, manitoba
|December 28, 2014
|love this bullet. I use it in my 7mm-08 for deer, bear, moose. I get consistent 3/4 MOA with my Savage 16! great job Sierra!!!
|Steve S of Ladera Ranch, California
|July 22, 2014
|My favorite medium game load for 7mm Rem. Mag. uses this bullet at about 3000 fps using IMR-4831. Accuracy is superb and I've taken 3 Pronghorn at 150 yards on the short end and 250 on the long end. All were immediate one shot kills with complete penetration on broadside shots, but I could tell the bullet was coming apart and I would probably switch to a 160 for anything larger than medium deer. For medium game though, this bullet is top notch.
|Eric F of Jetmore, Kansas
|December 11, 2013
|The 150gn Game King with Superformance powder from my 280 Rem has outstanding long-rang accuracy. The ability to mushroom and penetrate the full width of the deer without falling to pieces makes for bang-flop hunting.
|larry w of Craig, Missouri
|August 16, 2013
|very accurate out of my rem 700 7-mag with 62.grs of imr-4350,fedor win mag primers;rem case. shot a doe last rifle season at 300yds she dropped n tracks lights out no movement dead immediately!!first time using this bullet will continue to do so..


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Feel like a 'Luckiee' woman in the hottest bootie for this fall! Kate Spade has designed a mix of supple leather and smooth suede to create a refreshing appearence. A casual ankle-boot that will look chic paired with jeans and a tee or your favorite transitional dress.
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Charles Darwin returns home, Gandhi is born, "Peanuts" is published for the first time, Thurgood Marshall becomes the first black justice on the Supreme Court, and the Beltway sniper attacks begin, all on this day.
1998: Gene Autry, who gained fame as a singing cowboy on the radio, in movies and on television for more than three decades beginning in the early 1930s, dies at the age of 91 in Studio City, California. From 1934 to 1953, Autry appeared in 93 films and 91 episodes of "The Gene Autry Show" television series. Autry, shown here in 1980, was also owner of a television station, several radio stations in Southern California, and the Los Angeles/California Angels Major League Baseball team from 1961 to 1997.


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April 5, 2012 —
LIVINGSTON MANOR, NY — Sullivan County BOCES, in partnership with the Catskill Art Society (CAS), will present the CAS Sullivan County High School Art Show from April 14 to May 6. There will be an opening reception on Saturday, April 14 at CAS, located at 48 Main St., from 2 to 4 p.m.
This exhibition will present the work of high school students from all of Sullivan County's districts plus student work from Sullivan BOCES. Gallery hours are Thursday through Saturday from 11 a.m. to 6 p.m. and Sunday 11 a.m. to 3 p.m., or by appointment. The CAS Arts Center is wheel chair accessible. Call 845/436-4227.


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"I've been a podcast listener for over two years. It's really been a blessing and helped me grow from a cafeteria Catholic to a real one."
~ Lino, Zapopan, Mexico
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"Do as you wish; for we are Christians, and we do not sacrifice to idols."
~ Six companions of Justin Martyr, martyrs all; speaking to the Prefect Rusticus after he threatened them with "torture without mercy" unless they sacrificed to the Roman "gods;" from the trial transcript by Tatian (A.D. 165).


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Advanced Search or
Home > Blogs
By Matt RiesJuly 11, 2013
Excerpts from Ries' welcoming remarks at the WEF Activated Sludge Forum at Stonehill College in Easton, Mass., last month
Just over a year ago WEF released its new strategic plan, the result of a yearlong process with input from thousands of members and nonmembers alike. And coming out of that process was WEF's first strategic objective—to drive innovation in the water sector. With global megatrends such as population growth, urbanization, climate change and an economic downturn creating strains on our infrastructure, it is imperative that we be more innovative to achieve our mission and build the Utility of the Future to address those trends.
We now know we work in a world of limited resources, both natural and financial. In this country the days of federal grants for water infrastructure are gone. And our dwindling natural resources are being now being quantified:
Nutrients, energy, and water all have their limitations, and all are resources we work with every day. We can no longer think about our wastewater as a waste, but rather we must think of it as a resource. Many of you are aware that as of January of this year WEF no longer uses the term "Wastewater Treatment Plants" in our publications, but rather we now use the term "Water Resource Recovery Facilities."
We are increasingly talking about integrated solutions, incorporating stormwater management using green infrastructure and rainwater harvesting; conserving potable water, reusing water, source separation, energy generation, nutrient recovery. Terms like Integrated Sustainable Urban Water Management, Total Water Management, decentralized infrastructure, water machines – they're no longer just concepts, they're being implemented. Sometimes here, but often in Europe or in the growing urban areas of Southeast Asia, in Australia, even in Sub-Saharan Africa.
On a personal note, my decision to enroll as part-time Ph.D. student in civil engineering at the University of South Florida, working with the Patel College of Global Sustainability to personally contribute to a more sustainable water infrastructure, was motivated by working with you. My discussions with amazing WEF volunteers doing exciting, cutting-edge, inspirational work have led me down the road to study enabling factors that drive innovation in the US urban water sector.
So, in my closing plea to you, I ask you to keep up your good work because you need to be inspiring others too. Keep researching, keep teaching, keep publishing, keep constructing, and keep mentoring.
I truly believe we'll get to the Utility of the Future – eventually - out of necessity. In part, generational change will drive this movement as the next generation with a new mindset and educational background with exposure to sustainability elements moves into leadership positions. However, we can't wait for generational change. Our job is to drive innovation and identify and exploit those leverage points that will accelerate change because we can't wait for change to occur--and you are the ones leading that charge. Thank you for your good work!
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Posted by Jonathan Byus at 07/11/2013 10:43:38 AM |


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Smithsonian Migratory Bird Center
Friends of the National Zoo (FONZ) members have the exclusive opportunity to join the Smithsonian Migratory Bird Club at the National Zoo.
Migratory Bird Club members help the Smithsonian Migratory Bird Center support bird conservation around the world.
Plus, Migratory Bird Club members get exclusive benefits, including:
- local and regional bird walks and field trips with Smithsonian scientists
- invitations to bird-themed lectures
- information-packed newsletter
- migratory bird computer wallpaper
- "Bird Friendly" coffee baseball cap
Sign up today!


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Fixed income downswing is structural
The decline in banks' fixed income, currencies and commodities revenues continues to sound alarm bells. Some firms may be reporting better-than-expected second-quarter results but it is hard to classify this as good news, particularly as the bar had been set deliberately low following a very bad first quarter. Revenues are still down, just not by as much.
Many hope this poor performance is purely cyclical. But there is plenty of evidence to suggest the trend is more permanent. A perfect storm of regulation, technology, and increased competition from alternative intermediaries is affecting the ability of banks to increase profits. FICC is critical because when FICC suffers, neither equity trading nor investment banking (origination and M&A) are likely to pick up the slack. FICC represented roughly 70% of after-tax industry operating profit in 2012 and over 50% in 2013.
It is true that a cyclical downturn in volatility caused by quantitative easing and other macroeconomic factors can hit trade volumes, and in turn hurt FICC revenues. Lower volatility often translates into fewer trading opportunities, as is occurring in the commodities market, where hedgers have less reason to lock in prices and traders less incentive to speculate.
But is the same true across the entire FICC product spectrum?
Spot foreign exchange and forward revenues have been choppy but not necessarily deteriorating in the low volatility environment. In the credit markets, low interest rates have actually helped revenues, as corporates have taken the opportunity to issue bonds. In rates, there appears to be a pattern linking declines in volatility and falling bank revenues, but on closer inspection we can see that the two are not connected. Analysis by Tricumen shows that bank revenues in rates fell in the second half of 2013, even as interest rate swap volumes increased. Conversely, although interest rate swap volumes started to decline this year, bank revenues in these products have shown a recovery.
In short, it is too early, and the products in FICC are probably too diverse, to come to any solid conclusions on the connection between low volatility and poor performance.
That said, macroeconomic factors are forcing banks to reconsider their approach to the FICC business. New York Fed data shows that banks have cut their holdings of corporate bonds by 81% from a peak of $235 billion in 2007 to $45 billion by mid-June 2014. Given the poor risk/return profile of churning illiquid assets in the repo market, it makes less sense for banks to warehouse large inventories in the current interest rate environment.
Meanwhile, in the face of new risk-weighted asset penalties under Basel III, banks are reducing their holdings, particularly ultra-long assets.
New regulations limiting proprietary trading, such as the Volcker Rule in the US and the Liikanen report in the EU, will severely undermine bank marketmaking operations. Given the illiquidity of many FICC assets (particularly off-the-run corporate bonds) the line between a proprietary trade and marketmaking trade has been hard to distinguish. Indeed, banks have tended to run the two businesses in tandem. Spotting risk management opportunities arising from central banks' rate announcements is an integral part of any trading operation, and banks have adjusted their own proprietary positions (by virtue of their net inventory holdings) accordingly.
It is difficult to know how much revenues will be affected by these new rules, but they will make it harder for banks to compete. Many banks provide clients with discounted prices in FICC products so that they might win market share. This is important if they are to achieve economies of scale for their internalisation business as well as gain access to valuable market and trade information. But if they are successfully to measure their marketmaking operations on a return on equity basis, as opposed to cruder market share measures, banks will have to introduce efficiencies.
Banks will now want to better understand why a trade was priced (either by a human or an auto-quoter), why it was booked through a particular channel (of which there may be many hundreds), and how much it cost to process. Banks will also want to leverage the trade information to better service their clients and to manage their own risk book.
At the same time, the regulatory push to drive volumes towards exchange trading and clearing in derivatives, such as with the introduction of the Dodd-Frank Act in the US, does appear to be hurting the banks.
There may also be reasons that the electronic market structure for FICC has been slow to evolve compared to equities, which represents a very different value proposition compared to the OTC marketplace. Electronic trading not only compresses margins and reduces trade profitability, it also increases transparency and potentially pushes pricing towards firm quotes in a live order book model. This will take away the ability of banks both to make discretionary prices and to benefit from last look, which allows them to back away from a quote should their risk appetite change. The net result will be a widening of their spreads, which will further undermine their ability to compete.
And there will be other knock-on effects. As witnessed in the equities market, buyside institutions tend to take more control of the execution process in an electronic execution environment, using algorithms to help slice and dice their orders and disguise their trading intentions. Given the new capital requirements associated with derivatives, they may now look to do the same in FICC, and seek to become less dependent on banks to help them execute trades. They may also change product, replacing swaps with less expensive swap futures, or move away from the secondary corporate bond market in favour of fixed income exchange-traded funds. Product migration will make the process of managing innovation across product lines, a traditional challenge for many banks, even more imperative.
It is still early days and it may be hard to tease out economic influence from the effect of more permanent trends – there has never been such a massive change on both fronts at the same time, but banks should nevertheless consider their strategic approach.
Options available to them include offering low-touch agency execution – although without a change in payment mechanism from spread-based to commission-based FICC execution services, the agency business model may be challenging.
Other possibilities could be to focus on developing tools that can deliver rich insights in trading trends, as well as predictive analytics designed to anticipate client behaviour. As markets become more electronic and data-dependent, and as banks have less balance sheet available to direct in clients' favour, such client-centric tools may prove critical.
There is also the option of unusual alliances. Do not be surprised to see banks strike up partnerships with alternative intermediaries in their quest to repatriate the revenue streams that have started to flow elsewhere.
Will Rhode is global head of capital markets research at the Boston Consulting Group. Philippe Morel is a senior partner and global leader of BCG's capital markets practice
This article was first published in the print edition of Financial News dated July 28, 2014