text:
Surviving a Loss: Smart Steps for Coping With Widowhood
by Karen C. Altfest
Hundreds of thousands of women are widowed in the United States each year. If you have recently lost your spouse, you may be confronting many changes in your daily life and need financial support and advice.
Where can you find someone to help you, what should you look for in a relationship, what can you put off for later, and how do you make wise decisions?
Because financial planning at this stage involves both a person's emotional state and her financial state, many widows are pushed by well-meaning relatives and even advisors to make unwise decisions, or to make changes before they are ready to do so.
This article documents smart steps for widows to take when the time is right for them. Figure 1 provides an overview of the process.
Jane's Story
Jane lost her husband earlier this year. Although he had been ill for a while, Jane was not prepared for the loss, nor her reactions to it.
While her husband was in the hospital, Jane came to see me. She said she had his permission to seek financial help because for the past two years he just couldn't concentrate on his monthly statements, and did not make any decisions. In other words, things had been stagnant and her husband knew they needed help.
We began to gather information about Jane's family assets, goals and need for money, but just one month after our meeting, Jane's husband died. Jane called weeping more than once, but said now that her husband had died and he wasn't there to guide her, that she would not make any more decisions. She had never made financial decisions on her own before, and was afraid to start now.
Jane is still going through tough times. Sometimes she eats a lot to console herself; other times she skips meals, thinking: "Why bother?" She often comes to our financial and investment seminars to talk about her situation, but still won't make any decisions.
Jane's husband has now been gone for five months, certainly not a long time after their lengthy, close marriage. When Jane is ready, she can begin to consider these smart steps that help other widows.
Smart Step 1: Be Aware of the Varied Emotions You May Experience
Like Jane, you are entitled to new feelings; be prepared for them to change from time to time, sometimes suddenly and for seemingly no reason. Just when you think you have moved beyond a certain feeling, it can reappear.
Recent widows have told me that they feel some or all of the following emotions:
- Shock: A widow may be stunned by the turn of events, even after a lengthy illness.
- Confusion: Some widows may become disoriented as if they were in new surroundings.
- Denial: A widow might feel as if she has dreamed all the bad events, and a spouse may return.
- Anxiety: This may take the form of worry about the widow's future.
- Anger: A widow may be angry at the husband who left her behind, at circumstances, and at others' more "normal" lives.
- Guilt: A widow may wish she had done things differently, or been there for her spouse more frequently.
- Depression: A widow may experience lingering sadness, or a melancholy that comes and goes.
- Vulnerability: Widows may feel that others are out to get them—and that may have a measure of truth in it, so it is wise to proceed into new areas with caution.
- Loneliness: Few people who have lived with others look forward to returning to an empty house at night. This emotion may prompt some widows to latch onto others just because they are available.
- Cockiness: Some widows experience the feeling that they can do anything. This can lead to short-term risk-taking, but it may not last. If you feel over-confident after a loss, take a deep breath and think carefully before taking action.
- Acceptance: This stage comes when a widow accepts her situation and is ready to move on. It may be a long time in coming, but may signal arriving at a new place.
These feelings, and others you might have, are not sequential. They may come and go at different times, even over a period of years.
Each widow moves at her own pace, and may not even be aware of her emotional changes. For example, you may not know what is causing you to feel a particular way or why your mood changes so rapidly. Your relatives may also be bewildered by your behavior.
While it is important for you to be aware of your feelings, you may wish to postpone major decision-making until you are on a more even keel. At the very least, involve long-standing friends or trusted relatives in your decision-making until you exhibit more consistent behavior.
Smart Step 2: Deal With Certain Issues Relatively Quickly
Even though common wisdom dictates rules of no-action and no-new-decisions for a period of one year, that is not always practical. There are some things that need to be dealt with very soon after the death of a loved one.
Your goal for the first year should be to get your bearings and stabilize your situation. Think in terms of maintaining a worry-free living situation for yourself until you can truly think clearly about where you want to be in the future.
Remember that years later many widows say that although they thought they were all right, in reality their decision-making was "fuzzy."
Funeral needs
These might include arranging for a funeral, scattering ashes in a special place, or holding a memorial service. These decisions can be shared with family members, religious leaders, and funeral directors.
Cash flow needs
You will need to review your cash flow needs—that is, find out what comes in and what goes out on a regular basis. Find out if there is insurance through work or personal policies. See if you will have enough to live on, or whether you need to liquidate some assets to give you the cash to pay your bills.
These are decisions to share with your financial planner or accountant, or someone else who knows your financial circumstances well. Try comparing what you and your husband lived on as a couple to your current needs. For example, one woman I met who did not know how to drive considered learning after the death of her spouse. When she considered the cost of the car payments, insurance, parking costs and gas and thought about how little she might use her car, she decided to sell it.
Be sure that you have enough money that is easily accessible to you for your living expenses to see you through this time, perhaps enough to live on for one year. Consider keeping this money separate from your investment accounts, which may fluctuate, by putting it in a combination of CDs, Treasury bonds, and money market funds. You will know how much you need by determining how much you lived on last year, and how much comes in regularly in the form of paychecks, pension, and Social Security.
Review your financial statements and records
You will need to understand your assets and liabilities. As a first step, locate all accounts, speak to all professionals who help with your financial matters, and know where everything is. If you are not sure, watch the mail for monthly or quarterly statements from accounts, then contact those companies for more information.
Your estate needs
Find an attorney you can talk to who will help you with settling an estate, probate, and other things that can't wait, as well as an accountant who will help you file the final tax return for your spouse.
Apply for benefits
See about collecting benefits, whether from Social Security, your husband's employer, and any veteran's benefits for which you may be eligible.
For information from your husband's employer, contact their human resources department. You will probably be asked to supply a copy of your husband's death certificate to process retirement plan claims.
Applying for Social Security benefits can be confusing. You may qualify for a monthly sum whether or not your husband has been collecting Social Security. There are many rules, so the best idea is to go to SocialSecurity.gov or call 800/772-1213.
Survivors should notify Social Security as soon as possible after a death; in many cases the funeral director will do this. Survivors may qualify for a one-time payment of $255 as well as regular payments thereafter if the widow is age 60 or older (or 50 if she is disabled), or at any age if she is caring for children under 16.
Unmarried children younger than 18 (or 19 if attending elementary or high school) can qualify for payments as well.
When you apply for Social Security benefits, you will need to answer many questions, including the amount of the worker's earnings, dates of marriages, whether you qualify for a federal government pension, whether you or your spouse ever filed for Social Security benefits, and whether your spouse served in the U.S. military. There is even a question about whether you have an outstanding felony warrant for your arrest.
When you apply, you will need the following:
- Your original birth certificate,
- Any naturalization papers,
- You and your spouse's Social Security numbers, and dependent children's Social Security numbers,
- Your marriage certificate,
- Your name at birth,
- The worker's name, date of birth, date of death, place of death, and W-2 forms or federal self-employment tax return for the most recent year, and
- The name of your bank and your account number if you want your benefits directly deposited into your account.
Some documents (such as tax returns) can be copies, while others (such as birth certificates) must be originals.
While some questions won't apply to your family, if you are familiar with them you won't be surprised or offended by any. It is best to visit the Web site and be prepared with all necessary documents.
How a Husband Can help His Spouse
Each year, a few men come to my office with reluctant wives in tow.
"Tell me how to get my wife interested in our finances," they ask me.
Or, "Who will help my wife if something happens to me?"
Very often the man is retirement age or above. Sometimes he has not been well, or is distracted and feels he lacks the focus to continue making financial decisions.
I consider this an act of love. The person who in the past has made the financial decisions is preparing his spouse to take over if that need arises.
When this preparation has occurred, in cases where something does happen to the husband, the transition to the widow as the one in charge of the finances is very smooth because things are in place, the widow is prepared and accepts her new role.
How can you help your spouse?
Husbands can help in the following ways:
- See that accounts are titled properly and that your wife has knowledge of and access to account information.
- Check to make sure your estate planning is up to date and has been adjusted to meet recent changes in the law.
- Complete a list of assets, liabilities, insurance, advisors, and institutions that you do business with and update it once a year. Make sure your wife knows where you keep your lists.
- Encourage your wife to sit alongside you when you pay the bills or make investment choices. Discuss decisions with her as you do in other areas of your life together.
- Bring your wife along with you to meetings with professionals. Make sure to have her contribute her goals, concerns and questions.
- Be patient and don't expect too much progress at once. Don't be critical.
Don't say things that lead your wife to think your financial decisions are forever. Let her know how frequently you review your choices and make changes and that—in the future as the world changes and her situation evolves—she will be making changes too.
Check on your healthcare insurance
If your medical insurance came through your husband's employer, call the human resources department at his firm to see what is available to you now.
In most cases, you and dependent children will be eligible for COBRA (Consolidated Onmibus Budget Reconciliation Act of 1985), which is continued temporary coverage under the deceased's group health plan at your cost for up to an additional 36 months.
To learn more, go to frequently asked questions about COBRA at the Department of Labor Web site at www.dol.gov/ebsa.
Smart Step 3: Make All Accounts Your Own
If accounts are in your husband's name, you will need certificates of death to provide to each institution.
Typically you won't need more than a few, depending on the number of institutions you have done business with. For many families, 10 is too many.
For IRA accounts, once the brokerage firm is notified of the death of your spouse, the accounts will be frozen. You will likely convert the account to a spousal IRA. To do that, you will need a death certificate, a letter of testamentary from the courts, and perhaps an affidavit of domicile.
For joint brokerage accounts, you will have to provide the same documentation as above in order to have your late husband's name removed from the account. If you are inheriting assets from your husband, you will want to speak to your estate attorney about how best to accomplish the changeover from his assets to yours.
Documents You'll Need
To make the paperwork easier when dealing with your immediate financial concerns after the death of a spouse, it is helpful to locate certain documents and have them easily available. The following, suggested by the Securities Industry and Financial Markets Association Foundation for Investor Education, is a list of documents you will need in order to file insurance claims, change account names, apply for benefits, etc.
- Your spouse's will
- Your spouse's birth and death certificates
- Your marriage certificate
- You and your spouse's Social Security numbers
- Any dependents' Social Security numbers
- Power of attorney document
- Joint tax returns for the past five years
- Your spouse's most recent W-2 forms or federal self-employment tax return
- Records of any outstanding loans
- Records of any employee benefits, such as retirement accounts or stock option plans
- Insurance policies, including homeowners, auto, disability, life
- Real estate–related documents, such as your most recent mortgage statement, titles, deeds, leases, rental agreements
- Financial statements including checking, savings, CD, brokerage, mutual funds, retirement account and credit card statements
- Stock certificates and current statements of mutual fund holdings or other investments
- Car titles, registrations, loan and lease agreements
Source: www.unwantedchange.org, sponsored by the SIFMA Foundation for Investor Education.
Smart Step 4: Don't Be Afraid to Lean on Friends and Relatives
Most widows need outside help to deal with many financial issues—for instance, you most likely will need to seek the advice of an attorney to help deal with estate issues, and you may even need to consult with a financial advisor at some point. But determining who to trust is difficult, especially when you may be more emotionally vulnerable.
If you can, this is a good time to bring a trusted relative or friend with you to meetings when seeking outside help with your financial matters.
Don't be afraid to lean on friends and relatives for help. When a friend calls and asks if she can take you to dinner, say, "No thanks, but are you available to meet my investment advisor with me next week?"
Recently, a young widow came to my office bringing along a friend of her late husband. The friend, who works at a large financial firm, asked most of the investment questions, while the widow concentrated on her lifestyle choices. She handled things the right way: contributing her thoughts, listening and learning, and relying on a trusted friend to help with areas beyond her knowledge.
Smart Step 5: Deal With Other Issues at Your Own Pace
Understand your long-term cash flow needs
Think about your new lifestyle when you are ready: how it will differ from the past, what will change about your life, what you are adding, and what you are giving up. Will you stay in the same house? Will you live in the same city or move to be closer to friends or family members?
Work out your financial needs, either with expense and income sheets that you record monthly, or with a program such as Quicken. Mostly, become familiar with your cost of living and stay within your means.
Remember, you don't have to duplicate the way you've been living. To develop a new lifestyle, keep the parts that suit you and be creative about how you'll live.
Knowing what it will cost you to live will enable you to take the next step in determining where the money will come from. Perhaps you are still working, or are receiving a pension, or are eligible for Social Security income or you will be getting insurance money. Maybe most of your money will come from investment accounts.
Either way, you'll want to match your expenses with your income to make sure you stay in "safe" territory.
Deal with paperwork
You may need help with the paperwork coming through the door as it can pile up—old financial records can be overwhelming. One widow I worked with had an entire guest room filled floor-to-ceiling and wall-to-wall with filing cabinets and piles of papers that only her late husband could navigate. Determining where to begin and what was important was a year-long project that involved home visits from my staff.
A roadmap for going forward
This is the key to the kingdom of independence, and one your professional advisors can help with. Many widows sense that developing a roadmap based on their own goals for the future will relieve them of considerable uncertainty and anxiety.
Confirm that you will be okay financially
This is a time for reassurance and for taking it slow and easy. Consider a retirement plan that shows you will be okay into your nineties or, if not, what you have to change to make sure you can live comfortably (for example, including selling your home at a certain age, going back to work if you are able, or cutting back on certain expenses).
Smart Step 6: Revise Your Portfolio to Fit You
Although you might not like to be reminded, the portfolio that suited you and your husband may now not be suitable for you alone. If you've never been an investor, this is an important enough task for you to find a professional to help.
- First, think about your investment objectives going forward:
- Do you need to withdraw money from the account to live on?
- Is this money for you or for other generations in the future?
- Do you wish to preserve capital as your main goal, or would you like to see a combination of preserving capital while having some growth?
- Or is growth your main reason for keeping a portfolio?
Next decide how much risk you are willing to take, and what return you hope to achieve. This should enable you to develop, in conjunction with a professional, the correct asset allocation in terms of stocks, bonds, cash, real estate, and other items for your needs.
Set the correct time horizon for your portfolio. Think of when you might need certain amounts of money, and determine how much time you can leave it to grow.
If you need to take money out of the portfolio, think about the correct withdrawal rate that will not deplete your portfolio. Many investment professionals use 4% as a "safe" amount to withdraw each year, but this should be examined based on each person's total assets, income, expenses, age, and many other personal factors.
Keep only those financial items that you believe will help you achieve your investment goals. Hanging on to stocks because you remember when you got them makes no more sense than keeping an old dress you never plan to wear again because you remember the special dinner you wore it to. However, many people are reluctant to part with something that bears pleasant memories. If something is so meaningful to you, it may be all right to hang on to it, as long as it is only a small part of your portfolio.
Even for the items you plan to keep, rebalancing your portfolio annually is a good idea and an important part of "Spring Cleaning" to refresh the portfolio and keep it up to date.
Five Mistakes Widows Make
Everyone makes mistakes. Here are the most common mistakes widows tend to make—and why you should avoid them.
1) Trying to assume the role of both parents.
For widows with young children the urge to attend all school, sport, and social functions, run a home, and work can be both demanding and exhausting. The desire to compensate children for loss of a parent with more vacations than the family can afford, and other tangible gifts, can be unwise.
2) Making major changes in your job, your lifestyle, or your family make-up too quickly.
A recent widow I met told me how within her first year of widowhood she had almost sold the family business to a competitor at a great discount, and had considered marriage to a man she met on a plane. She feels that both moves would have been disastrous for her, but that she was very vulnerable and listened to all comers. Assume that an offer that is good for you will stand the test of time.
3) Treating each meeting with a professional as an isolated event.
It's best to choose advisors you can keep for the long term. Find advisors who can interact well as a team when it is necessary. Think about whether arranging a meeting with your accountant, your attorney, the attorney for your husband's estate and your financial planner can add benefit to the planning you are undertaking or your decision-making process.
4) Assuming you cannot manage or at least supervise the management of your own investments.
Over time and with education, you can grow into doing some of this management yourself. If you need to, have annual check-ups with an investment professional who can explain concepts and teach you to grow into a take-charge investor.
5) Leaving the portfolio the way your husband had it.
Even if your husband had a great record as an investor, chances are he would rebalance the portfolio annually and make new choices on what to buy, sell or hold. Keeping investments for sentimental reasons is a personal choice but likely not the best financial decision.
Five Things Wise Widows Should Seek
1) An Advisor You Can Trust
As much as everyone needs a competent advisor who puts their interests first, widows need that supportive relationship more. You have just had a shock to the system, a major blow to your lifestyle, and need to reevaluate your plans and goals for the future. Take your time finding the right professional relationship for you, ask others in your position who they are working with, and consider starting a new relationship with a small task that can help you evaluate the work of the professional and your comfort with that person.
Two organizations that can help you locate an advisor are the National Association of Personal Financial Advisors at findanadvisor.napfa.org and the Financial Planning Association at www.fpaforfinancialplanning.org.
2) Someone Who Answers Questions Well
Communication skills are very important. That means you want a professional who listens more than they talk, asks questions to bring out feelings as well as facts, and shows patience when you are not ready to make a decision. A willingness to explain things in understandable language and show patience in answering all manner of questions, and then answering them again when it turns out that you were distracted, can go far.
3) Financial Education
Finance is a huge field, and if your husband had been the caretaker of your money, you might want to learn enough to be a good consumer, to be able to work with professionals, ask the right questions, and understand what they are telling you. Education over a period of years through newsletters, personal discussions, question and answer sessions, referrals to books and articles, and more formal education seminars can be very helpful. You need to prepare for the rest of your life and to develop the skills to do so.
4) A Review of Your Goals
Your goals for life as a widow may not be the same as they had been with your spouse. Develop both short- and long-term goals through conversation and creative thinking. Over time, prioritize your goals and set some aside for your wish list.
I worked with one widow who insisted on joining a country club because that's what she and her husband had planned to do. Membership in the club cost a lot of money and since she didn't play golf, didn't enjoy the dinner dances without her husband, and didn't like driving home alone late at night, she realized it wasn't where she wanted to spend her time. I helped her examine her goals and substitute some weekends away for membership in that club.
5) An End to Uncertainty
Many widows end up second- guessing themselves on every decision for a long time. Preparing a plan, and taking one small step at a time will keep you from feeling overwhelmed. This will show you what you need to progress to financial independence at your own pace.
Gaining a secure structure will enable you to have something concrete to turn to.
On-Line Resources
Retirement Benefits
Social Security
Veterans Affairs
Health Insurance Information
Department of Labor/FAQs on COBRA
Internal Revenue Service
Locating an Advisor
National Association of Personal Financial Advisors
Financial Planning Association
Douglas from GA posted over 5 years ago:
see an attorney,bring a friend or relative to help
Nolan from OK posted over 5 years ago:
good info
John from WI posted over 3 years ago:
This is not only for the spouse. 3 years ago my father die and my mother had started the progression of Parkinson's and Alzheimer's.
For 55 years my father ran the family finances. Mom had no clue and I the only child was never included in the decisions and planning.
The article is good for anyone left with the responsibilities of those who are left.
W. E. Piland from MO posted over 3 years ago:
Most comments in this article apply to widowers as well. There is no mention in the need for pre-planning such as having trusts that are either shared or individual which allow for the survivor to have full access to all assets as needed and avoid the 'frozen' period. By keeping non-trust assets below certain levels in most states probate can be completely avoided.
Tatsuo Hirose from MA posted 8 months ago:
I and my wife are high 70s. Both are physically and mentally well.
I have a 31-year-old daughter who lives relatively close to our home.
The article provided us with very useful information.
I take care of the finance in our family now.
How can I make my wife interested in the finance?
She is an intelligent college graduate.
One can take your horse to the edge of the water but cannot make it drink. Is that it?
I plan to see an attorney for Estate plan.


text:
By Kevin Wilson: Freedom Newspapers
A few years ago, I needed to call the Department of Motor Vehicles and dialed the corresponding 800 number. Imagine my surprise when I got a phone sex line.
I redialed to make sure it was a phone book misprint (it was), hung up and visited the local DMV instead. I never thought about it then, but that was the moment I became unfit for Congress.
That's how it looks for Michael Arcuri. As district attorney for Oneida County in New York, Arcuri went to a 2004 conference in New York City.
A call was placed from his hotel room to an adult line, which shared the last seven digits of the number for the state Department of Criminal Justice Services. That number was dialed a minute later, according to hotel records.
Arcuri is now running for an open House seat in New York's 24th district. An ad features Arcuri's picture in front of a silhouetted dancer. The ad includes a woman saying, "Hi, sexy. You've reached the live, one-on-one fantasy line," and the accusation that the call was charged to taxpayers.
The state Republican party stood by the ad because it was true. Never mind that Arcuri's GOP opponent and friend Ray Meier called the ad "over the line." Or that the call amounted to $1.25, which probably pays for enough time to hear the ad, laugh at a dialing mistake and hang up. Imagine if Arcuri ordered room service.
I'm used to seeing mudslinging in politics — I remember being in elementary school when the "Willie Horton" ad derailed Michael Dukakis — and it seems my increased access to information means I see more baseless attacks.
Go to Tennessee, where Harold Ford Jr. is facing a family values attack ad where a blonde girl says, "I met Harold Ford at the Playboy party."
Apparently, we should be surprised that a single man went to the Super Bowl, then attended a party where there were attractive women.
Or just drive 200 miles east of Clovis, where Rep. Heather Wilson does only the bidding of George W. Bush and campaign donors and challenger Patricia Madrid doesn't think we should arrest terrorists. The ads don't give much context, so I won't either.
For the most part in New Mexico, candidates are running clean campaigns. Gov. Bill Richardson's spoofing old cowboy movies, not attacking John Dendahl. Sen. Jeff Bingaman's ad shows him focused on driving a truck in Silver City, not Allen McCulloch. And I haven't seen anything from Rep. Tom Udall or challenger Ron Dolin.
Those three races, however, many considered over the minute re-election plans were announced. I wish I had enough faith to say these candidates or their parties wouldn't be mudslinging if poll margins were single digits.
Maybe someday, all voters will be informed and fact-check candidates and advertisements. Or maybe this is an insulting and undemocratic plan to disgust voters so much they stay home on Election Day, ensuring important races are decided by party loyalists and a handful of people who base opinions on misleading ads.
I'll go on the record and say campaigns will get cleaner and voters will be informed. But we know my history on making the right call, don't we?

subset: commoncrawl


text:
Tony Bullocks: Freedom New Mexico ENMU junior pitcher Erin Roufosse brings some heat in the top of the fourth inning of the first game against University of Texas Permian Basin Wednesday at Zia's Field. Permian Basin went on to win the first game 5-4.
Freedom New Mexico
PORTALES — Senior first baseman Taylor Howard hit her eighth home run of the season Wednesday to help Eastern New Mexico University gain a split of a non-conference doiubleheader against Texas-Permian-Basin.
Howard went 2-for-3 with a three-run home run in the second inning as the Zias beat Permian Basin 9-1 in a game ended by the run-rule after five innings.
Permian Basin won the opener 5-4 after ENMU left the bases-loaded in its last at-bat in bottom of the seventh after pushing across three runs.
The teams have split four games this season.
Paige Coburn and Devin Higgins each doubled and had two hits in the nightcap for the Zias (9-21), who are one game over .500 in their last 13 games after a 2-15 start.
Higgins' two-run single to right field ended the game.
Sophomore Brittany Widner (4-4) allowed four hits to earn the win.
Tielfa Duaberry doubled for UTPB (13-20).
Permian Basin scored three times on two hits and an error in the top of the seventh inning to take a 5-1 lead in the opener.
ENMU responded with a three-spot of its own in the bottom half of the inning, with Katlyn Medrano's two-run single up the middle making it 5-4. But winning pitcher Desiree Valero (7-7) struck out Amanda Hale looking to end the game.
Melanie Alderette and Medrano had two hits each for the Zias, who left nine runners on base.
Erin Roufosse (5-15) scattered six hits and allowed two earned runs in taking the loss.
Cene Padilla had two hits and shortstop Angel Castro homered for Permian Basin.


text:
This patent, peep toe pump, finished with a feminine bow will add polish to any outfit. For retro style, pair Kate Spade's 'Reta' with a super short romper in a novelty pattern.
No results found.
We are not perfect but we try to be! If you are not satisfied, please let us know how we can improve your footnotesonline experience!
Most orders ship within 24 hours of being placed, Monday-Friday. Please refer to the Shipping map below to estimate your delivery date.
Visit US Shipping Page or the International Shipping Page
Please enter your information and we will alert you when your request becomes available!
Note: Due to their popularity, some sizes may not be available from the manufacturer. However we will do our best to accommodate you. Thanks!
Thank you for subscribing to our newsletter.


text:
The 76th Masters began in earnest on Thursday morning as legends Arnold Palmer, Jack Nicklaus and Gary Player each hit their honorary tee shots at Augusta National Golf Club.
Tiger Woods will begin his quest for his fifth green jacket at 10:35 a.m. He'll be paired with Miguel Angel Jimenez and Sang-Moon Bae.
Angel Cabrera joins Bubba Watson and Rory McIlroy in the second-to-last group of the day at 1:42 p.m.
Charl Schwartzel, who won the tournament in the 2011, will be paired with Keegan Bradley and U.S. amateur champion Kelly Kraft.


text:
A breakdown of where Giants payroll will be spent in 2012
By our count, Giants have $5 million available to spend in 2012.
That's based on the number of a $130 million budget that GM Brian Sabean said the Giants will operate at in 2012.
So we took a look a players currently under contract (source: Baseball reference), players eligible for arbitration (projected arbitration money is from mlbtraderumors.com) and non-arbitration eligible players (most of whom we just set at $500K for simplicity).
By doing that, we set the Giants' current payroll at about $124.7 million. This figure also includes the $12 million the Giants will pay Aaron Rowand NOT to be on the roster in 2012.
There is some give-and-take in these numbers. The arbitration projections could be off. The Giants could sign arbitration-eligible players to multi-year deals that are back-loaded, which would save them some money in 2012.
But here's how we broke it down:
Barry Zito $19 million
Tim Lincecum $19.2 million (projected via arbitration)
Matt Cain $15 million
Madison Bumgarner $500,000
Ryan Vogelsong $2.5 million (projected via arbitration)
Total: $56.2 million
Brian Wilson $8.5 million
Jeremy Affeldt $5 million
Javier Lopez $4.25 million
Sergio Romo $1.3 million (projected via arbitration)
Santiago Casilla $1.9 million (projected via arbitration)
Dan Runzler $500,000
Guillermo Mota $1 million (estimated)
Total: $22.7 million
1B Aubrey Huff $10 million
2B Freddy Sanchez $6 million
SS Brandon Crawford $500,000
3B Pablo Sandoval $3.2 million (projected via arbitration)
C Buster Posey $650,000
OF Melky Cabrera $4.4 million (projected via arbitration)
OF Angel Pagan $4.7 million (projected via arbitration)
OF Nate Schierholtz $1.2 million (projected via arbitration)
Total: $30.65 million
1B/OF Brandon Belt $500,000
C Chris Stewart $500,000
IF Mike Fontenot $1.3 million (projected via arbitration)
IF/OF Emmanuel Burriss $600,000 (projected via arbitration)
1B Brett Pill $500,000
Total: $3.4 million
NON-TENDERS: Jeff Keppinger, Eli Whiteside
MONEY NOT ON ROSTER: Aaron Rowand $12 million
5 Comments
buster posey
650000 only posey plays and hits he is the heart of the gmen..when will he
posey needs a raise$$$$$$$
when does posey get a raise???


text:
- Home >
- Imus In The Morning - MyPillow® is Magic!
MyPillow® In the Media
Most Recent Imus: My Pillow is a great story!New Mike Lindell gives 500 pillows to the Union Gospel to help addicts Imus reveals where the MyPillow® inspiration came from Imus in the Morning Imus: My Pillow is a great story! Imus reveals where the MyPillow® inspiration came from Imus: Mike Lindell thrilled about the National Sleep Foundation Imus: MyPillow has some great news! Imus and My Pillow Mattress TopperDon't Make a MyPillow Mistake A My Pillow Helpful Hint Remarkable Story of Mike Lindell and MyPillow® Quality Sleep for All Ages My Pillow® is a Truly Wonderful Product! Is Imus Right About MyPillow®? MyPillow® is Magic! MyPillow® is the Answer Imus Without His MyPillow® Imus Cant Keep Talking About MyPillow® MyPillow® On Imus in the Morning Imus Think MyPillow® is Unbelievable! Imus LOVES MyPillow® Don Imus is STILL loving MyPillow® WCCO/CBS Mike Lindell gives 500 pillows to the Union Gospel to help addicts AM970 RadioMike Lindell with Joe Piscopo KNDK RadioInterview with Mike Lindell Talk Radio MyPillow on Baldwin/McCullough LIVE* WGN720Mike Lindell from MyPillow on the Pillow Shortage in SochiBlogtalkRadio Michael Lindell Interview on Breakthrough Radio with Barry Farber Got Invention Radio Interview with My Pillow CEO, Michael Lindell 77WABC Living Better with Laura Smith


text:
Sherwood Shelter Hours
Tues-Fri 12 - 7 pm
Sat-Sun 12 - 6 pm
Closed Monday
Directions »
Congratulations on taking the first step towards saving more lives.
We have a rocking foster program and we want you to have one as well.
Thanks to a grant by PetSmart Charities, we were able to put all of our resources down on paper and provide them for you to download and use as you see fit.
You will notice that there are two versions of the same information (one for Maternity and one for Neo Natal). If you never send pregnant cats to foster care, you should download the Neo Natal version.
The documents are separated by categories so you can find what you are looking for easily.
Coordinator has everything the foster coordinator will need to make his/her job easier. It has a way to track your foster parents, baby bag tags, and job descriptions for staff and volunteers.
Foster Volunteer Parents has everything for anyone who is interested in fostering. It also includes documents for your active foster volunteers/families. This includes FAQ's about fostering, foster manual, agreements, etc. These are the documents or handouts that would go out to these volunteers.
Mentors has what your foster mentors need to help new foster families including a mentor manual and a FAQ sheet for mentors.
Marketing has our brochure, offsite adoption information, PetFinder writing tips, etc.
Find out how to create a foster program that saves lives by viewing this PowerPoint presentation (zip) from the 2012 No More Homeless Pets conference.
Sponsored by:
©2016 Cat Adoption Teamsite by NetRaising Volunteer Login| Privacy Policy| Site Map| Contact Us


text:
20. One Direction - Live While We're Young
LONDON, UNITED KINGDOM - OCTOBER 07: Liam Payne, Louis Tomlinson, Niall Horan, Zayn Malik and Harry Styles of 'One Direction' attend the BBC Radio 1 Teen Awards on October 7, 2012 in London, England. (Photo by Stuart Wilson/Getty Images)
19. Ellie Goulding - Lights
HOLLYWOOD, CA - APRIL 11: Singer Ellie Goulding performs at the Third Annual ELLE Women In Music Event at Avalon on April 11, 2012 in Hollywood, California. (Photo by Michael Buckner/Getty Images)
18. Flo Rida - Whistle
PASADENA, CA - SEPTEMBER 16: Rapper Flo Rida performs onstage at the 2012 NCLR ALMA Awards at Pasadena Civic Auditorium on September 16, 2012 in Pasadena, California. (Photo by Jesse Grant/Getty Images for NCLR)
17. Calvin Harris/ Ne-Yo - Let's Go
HOLMDEL, NJ - MAY 20: DJ Calvin Harris spins onstage at 103.5 KTU's KTUphoria at PNC Bank Arts Center on May 20, 2012 in Holmdel City, New Jersey. (Photo by Brian Ach/Getty Images)
16. Gym Class Heros/Adam Levine - Stereo Hearts
AUBURN HILLS, MI - APRIL 5: Travie McCoy and the Gym Class Heroes perform at halftime of a game between the Washington Wizards and Detroit Pistons on April 5, 2012 at The Palace of Auburn Hills in Auburn Hills, Michigan. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and/or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. Mandatory Copyright Notice: Copyright 2012 NBAE (Photo by J. Dennis/Einstein/NBAE via Getty Images)
15. Psy - Gangnam Style
LOS ANGELES, CA - SEPTEMBER 06: (L-R) Host Kevin Hart and rapper Psy speak onstage during the 2012 MTV Video Music Awards at Staples Center on September 6, 2012 in Los Angeles, California. (Photo by Kevin Winter/Getty Images)
14. Nicki Minaj - Va Va Voom
LOS ANGELES, CA - AUGUST 08: Singer Nicki Minaj performs at the Nokia Theatre L.A. Live on August 8, 2012 in Los Angeles, California. (Photo by Kevin Winter/Getty Images)
13. Kanye West - Mercy
LOS ANGELES, CA - JULY 01: Recording artist Kanye West accepts the award for Video of the Year onstage during the 2012 BET Awards at The Shrine Auditorium on July 1, 2012 in Los Angeles, California. (Photo by Michael Buckner/Getty Images For BET)
12. David Guetta/Sia - Titanium
French DJ David Guetta performs at the Arena in Treptow, Berlin, on July 8, 2012. AFP PHOTO / FREDERIC LAFARGUE (Photo credit should read FREDERIC LAFARGUE/AFP/GettyImages)
11. Enrique Iglesias/Sammy Adams - Finally Found You
LAS VEGAS, NV - SEPTEMBER 22: Recording artist Sammy Adams (L) and singer Enrique Iglesias perform onstage during the 2012 iHeartRadio Music Festival at the MGM Grand Garden Arena on September 22, 2012 in Las Vegas, Nevada. (Photo by Christopher Polk/Getty Images for Clear Channel)
10 Fun. - Some Nights
NEW YORK, NY - AUGUST 10: Lead singer Nate Ruess of the alternative rock band "fun." performs on stage during Pepsi Presents StePhest Colbchella '012: Rocktaugustfest on board the USS Intrepid Sea-Air-Space Museum on August 10, 2012 in New York City. (Photo by Neilson Barnard/Getty Images)
9. Trey Songs - 2 Reasons
ATLANTA, GA - AUGUST 26: Trey Songz attends Heineken Red Star Access Atlanta featuring Trey Songz, Kendrick Lamar and DJ MLK hosted by Affion Crockett at Opera Nightclub on August 26, 2012 in Atlanta, Georgia. (Photo by Moses Robinson/Getty Images for Heineken)
8. Rihanna - Diamonds
LOS ANGELES, CA - SEPTEMBER 06: Singer Rihanna arrives at the 2012 MTV Video Music Awards at Staples Center on September 6, 2012 in Los Angeles, California. (Photo by Frederick M. Brown/Getty Images)
7. Ke$ha - Die Young
arrives at the 2012 MTV Video Music Awards at Staples Center on September 6, 2012 in Los Angeles, California.
6. Flo Rida - I Cry
SANTA MONICA, CA - AUGUST 19: Flo Rida performs onstage during the 2012 Do Something Awards at Barker Hangar on August 19, 2012 in Santa Monica, California. (Photo by Kevin Winter/Getty Images for VH1)
5. Alex Clare - Too Close
Festival goers enjoy a set by a dubstep DJ at the "Lounge on the Farm" festival near Canterbury in Kent, on July 8, 2011. Five years ago, dubstep was just another fresh but obscure strain of dance music, limited almost exclusively to a handful of nightclubs in south London. Today it is taking over dancefloors worldwide. Born out of drum'n'bass and the 2-step UK garage movement which propelled Craig David to fame, dubstep completed its journey from quirky curiosity to commercial success story earlier this month (eds: earlier in July) when DJ Fresh's "Louder" hit the top of the UK singles chart. AFP PHOTO/Leon Neal TO GO WITH AFP STORY BY JAMES PHEBY *BRITAIN-ENT-MUSIC-DUBSTEP* (Photo credit should read LEON NEAL/AFP/Getty Images)
4. Maroon 5 - One More Night
US music group Maroon 5 members (L-R) Matt Flynn, PJ Morton, Adam Levine, Mickey Madden and James Valentine pose for a picture during a press conference in Mexico City, on August 16, 2012. Maroon 5 is in Mexico for a series of concerts. AFP PHOTO/RONALDO SCHEMIDT (Photo credit should read Ronaldo Schemidt/AFP/GettyImages)
3. Ne-Yo - Let Me Love You
Ne-Yo poses on arrival on the red carpet for the MTV Video Music Awards in Los Angeles on September 6, 2012 in California. AFP PHOTO / Frederic J. BROWN (Photo credit should read FREDERIC J. BROWN/AFP/GettyImages)
2. Justin Bieber - As Long As You Love Me
at The Staples Center on October 2, 2012 in Los Angeles, California.
1. Chris Brown - Don't Wake Me Up
LOS ANGELES, CA - SEPTEMBER 06: Singer Chris Brown accepts the award for Best Male Video onstage during the 2012 MTV Video Music Awards at Staples Center on September 6, 2012 in Los Angeles, California. (Photo by Kevin Winter/Getty Images)
Categories: Top 20 JAMZ


text:
Copyright © 2015 SQLBits. All Rights Reserved.
We have a number of opportunities for you to be part of this event and for you to be able to engage with the largest gathering of SQL Server professionals in the UK.
Please contact us with any questions or just to request a sponsor pack.


text:
Lady Spartans Hope To Repeat Successful Season
The South Jefferson girls' soccer team is ready to build off a strong 2013 season.
The Lady Spartans think they can not only re-capture the Frontier League B Division title, but take the Section 3 crown, too.
Click on the picture for our team profile.
Meanwhile, it was Lowville over General Brown 3-2 in girls' Frontier League tennis.


text:
National Child Safety Expert, Alison Rhodes, "The Safety Mom," is one
of the country's leading child safety authorities, providing tips and advice to
parents on a broad range of issues facing all children - newborns to teens.
While childhood accidents are still the leading cause of death for children, the
good news is that advancements in medicine and technology in the past few years
have allowed helped reduce this rate. Read on about these great products and services
that are helping save childrenĺs lives and protect them from dangers:
Cord Blood Registry ľ Many parents have heard about banking their childĺs
umbilical cord blood but surprisingly only 5 percent actually do. The likely reason
is the misinformation thatĺs out there ľ even from OB GYNs and pediatricians. The
reality is that your babyĺs cord blood is not just for inherited illnesses from
birth but everyday accidents even for teens such as football injuries, biking accidents
and car crashes. Brain injuries are the leading cause of death and disability for
children 1 to 14 years of age. Research is now showing that the cord blood from
a babyĺs umbilical cord can be used to help repair brain and nerve cells. For more
information visit www.cordblood.com
BabySense V Infant Movement Monitor ľ This takes baby monitors to the next
level! Unlike traditional monitors that just allow parents to see and hear their
baby, the BabySense V is a sensor pad thatĺs placed under the babyĺs crib mattress.
If the baby is completely motionless for more than 20 seconds an alarm will go off.
Find out where to purchase this monitor at www.babysafeus.com
Baby Alert Smart Pad ľ As parents we all get distracted. This is especially
true when you have more than one child in the car - itĺs easy to forget that they
are there. Weĺve heard countless stories of parents and caregivers forgetting that
the child was in the car only to come back later and find the child dead. This BabySafe
Car Seat Alarm will eliminate this issue. Just place the sensor pad under the car
seat, activate the key fob and the moment you move more than 15 feet away from the
car seat an alarm will go off. Purchase online at
Schlage Electronic Keypad ľ As weĺre getting ready to head back to school,
kids are getting more involved in afterschool activities and coming home at different
times. Also, you might be using a babysitter for the first time. According to a
new survey conducted by Mom Central Consulting and sponsored by Schlage locks, 69
percent of moms have given a key to someone not in the family. From a security standpoint
this is highly dangerous. Now you can give everyone in the family and your nanny
a four-digit code for entry into the home. And, once they no longer are employed
or you want to prevent access you can change the code at any time. Learn more at
Zoombak ľ This is great for moms with tweens and teens who are starting to
venture off on their own. The Zoombak! Is the first Universal GPS that can track
your child across state lines right from your computer. Itĺs small enough to throw
into their back pack or the back of their car. So now when they say theyĺre visiting
their friend down the street but in reality theyĺre sneaking over to their boyfriendĺs
house ľ youĺll know! This is a great idea for the new driver to keep track of them
on the road! Find a retailer near you at www.zoombak.com
Cord Blood Registry
March of Dimes
Susan G. Komen
Home .
Site Map . About Us . Disclaimer . Privacy
All information on BabyWeekly is for educational purposes only. The place to get
medical advice, diagnoses, and treatment is your health care provider. If you have
any concerns about your health or the health of your baby, consult with your health
care provider at once. Use of this site is subject to the Disclaimer and Privacy
Copyright © 2000 -
CBR Systems, Inc. All rights reserved.


text:
USA: Guess? Unveils Senior Leadership Appointments
Lifestyle goods company Guess? Inc has announced senior leadership appointments aimed at supporting strategic growth initiatives and worldwide business expansion.
Get full access to all content, just $1 for 30 days
A Message From The Editor
just-style gives you the widest apparel and textile market coverage.
Paid just-style members have unlimited access to all our exclusive content - including 16 years of archives.
I am so confident you will love complete access to our content that today I can offer you 30 days access for $1.
It's our best ever membership offer – just for you.
Leonie Barrie, editor of just-style
Leonie's offer to you
Risk-free, money-back guarantee
Most Popular
- Trump blows the case for Brexit out of the water
- How to ensure sustainability is more than a slogan
- Steps to piloting living wage in garment factories
- Duty-free trade key to build Africa supply chains
- Bangladesh slips as US imports decline in October
- Taiwan textile maker investing in first US plant
- Outdoor apparel sector set for double-digit growth
- World cotton price prospects lifted again
- US Q3 in brief – Destination Maternity, Cherokee
- Adidas NYC flagship raises the bar on sport stores
Market research


text:
For Bowyer, he was just glad to have a shot at the win after being involved in a multicar accident on lap 180. "She (the car) was just tore up too bad," Bowyer said. "We were lucky to get back up where we had a shot at it."
Patrick was all smiles after the race even with losing the last-lap battle that cost her a spot.
"It was just nice to have a good weekend after having so many that weren't good since Daytona," said Patrick, who began the year with an eighth-place finish in the Daytona 500.
"Today was one of those days I had a good car. I think the team has a lot to be proud of. The stops were good. We just had a good car, and we kept improving. I really had a lot of fun today."


text:
CC leads Yanks to Victory over A's
CC Has Great Outing, Nice Way To Help Team Bounce Back
Well, they lost 2 in a row, which probably means they are going to go on another 8 game winning streak. Haha. CC pitched great yesterday, and after awhile, the offense picked itself up again. The Yankees beat the Athletics last night 7-2.
Pitching Analysis: CC Sabathia pitched a wonderful game last night. He went 8 innings and gave up 2 runs on 5 hits, and he struck out 7 along the way. He went deep into the game again. Anybody who still thinks the Yankees were stupid to pay him so much is an idiot. CC is worth his weight in gold, and that is saying something!
CC is such a work horse.
The only runs CC gave up were solo homers. In the first, after Arod was plunked, CC threw behind Kurt Suzuki. On the next pitch, he homered. That's not the way it was supposed to happen! Anyway, it was great to see CC protect Arod like that. In the 2nd, the rookie Everidge hit a solo homer. But other than that, CC's performance was flawless.
David Robertson pitched the 9th. The pitching was fabluous last night. I love CC.
Defensive Analysis: The Yankee defense was solid as usual, but the A's defense was atrocious. In the words of my younger brother Tommy as he watched the game, "All they do is dive and miss!" That really was true last night! They made 4 errors, and were just sloppy all around.
Offensive Analysis: The Yankees had many chances to score, and they didn't. But then they found their hitting shoes and began scoring. They got a run in the 2nd, thanks to a Melky double and Jeter knocking him in on an error. 1-1 game now. They got another run in the 3rd. Arod singled and scored on a Posada double later on. 2-2 game.
The Yankees blew the game wide open in the 6th. With 1 out, Nick Swisher doubled. Then Melky came up, and again he had a typical Melky moment. He was hit by a pitch in his cute little butt, which had me screaming for him. But after he got hit, he kind of fell on Kurt Suzuki, and he was in an awkward position on him, kind of like he was trying to mount Suzuki or something. It was hysterical. I was laughing, and they got a shot of the whole Yankee dugout. Joba, Mitre, (sexy!) Jorge, Cano, Tony Pena, everyone was laughing and making fun of Melky. When Melky was finally on his feet, he started to chuckle. And wouldn't you know, this little Melky moment may have sparked the team.
Oh, Melky.
Following Melky's at-bat, Jeter singled to give the Yanks a 3-2 lead! Then Johnny doubled to score Melky. Tex and Arod walked, Matsui singled, and Jorge got a sac fly. By the end of the inning, it was 7-2 Yanks. That's the way it wound up.
Jeter had 3 hits last night…AGAIN!
It was a fun game last night. Great pitching, a big offensive inning, and Melky having a Melky moment. The heroes for the win are CC, for having another great start, Jeter, for having 3 hits for the 3rd game in a row, and Melky, for sparking the team by just being himself. I love him🙂 The Red Sox (smelly Sox) won, so the Yankees' lead remains at 7 games. Tonight Chad Gaudin makes his first start as a Yankee, and we wish him luck. GOOD LUCK! AND GO YANKEES!!!
Johnny and Swish. Which is the bigger idiot? I love these guys.
17 Comments
Good thing CC saved his face he almost got killed! Well the Indians lost but I had a great time. Thanks for stopping by the blog. I will make sure to put you as my fave blog. Come on over any time you want.
CC Sabathia was great. Sometimes a batter who has been thrown behind at, gets revenge with a home run, and Kurt Suzuki smacked one out. The Yankees had enough offense to overcome that though, so I'm glad this win came by. I hope the Yanks can take another game from the A's
Matthew Tan
Jeez, CC is getting better every game. Looks like trouble for us.
Also love that pic of Damon and Swisher.
Virginia, I think you will like my post today!
I love CC, too. He seems like such a good guy (not to mention a fantastic pitcher). I couldn't believe when he almost got smacked in the face by that line drive, but he took care of it like it was a measly little fly! Great win and now it's up to Chad Gaudin (gulp) to hold the A's down. Please let him do a good job.
Great stuff. Too funny. I was rolling when they cut to Tony Pena and everyone in the dugout laughing hysterically. And I liked the little A-Rod giggle after CC threw behind Suzuki. The next pitch, not so much. But we got the win, and I'm happy! Derek was amazing. Jorge came through for once. All was well in Oakland for us Yankee fans!
Btw, J-Dames & Swish may be idiots, but Swish is MY idiot
That was funny how CC through at Suzuki. He tried to hit him, but not hurt him so that is respectable. You know he did, because a batter's first reflex when a ball is coming is away from the plate, so if a pitcher throws one behind them, they will back into it. IT is just physics.🙂
CC is a horse. Both he and AJ go so deep into games, it spares our pen in a way we haven't had in a long time. The more starts we get from him like this the better. A couple points:
— I like the retaliation for Alex getting hit. He did it the right away; a nice message pitch right behind the back.
— The Melky rodeo moment was hilarious and watching the dugout crack up was great. Even Kenny and Flash thought it was funny, but no one thought it was funnier than Harold Reynolds and Mitch Williams.
— It was great seeing the offense open up there in the 6th, hopefully we can expand on that.
Kurt Suzuki looks like he's taking it from behind. I can't tell whether that's hilarious or slightly disturbing.
Anyway, nice win, but we gotta worry about the Rangers, they're in a tie for the Wild Card again.
-EJ the Kid From New York
Wow, sounds like a great game!! So cool that the Yankees won. Huh, yeah, Gaudin needs all the luck you can give him. Man, I hope he doesn't totally blow it like he used to do with the Padres. I guess we'll just have to see…but don't expect too much🙂
C.C. gets hitters out 'cuz they're afraid he will eat them if they reach base. Grrrrrr.
Virgina, the Yankees won in the West Coast again after losing two straight to the A's and M's. Let's hope the Yankees can make it two straight again before heading to Fenway Park. It should be a good one.
Matthew Tan
Swisher is the bigger idiot. Looks like the West Coast isn't so bad for you guys.
Virginia, of course I must think like that. I am a pre teen boy. We think like that. Melky's alright.
Let's go Rangers, my second favorite team.
Tomorrow I'm going to debunk myths on the Yankees. Thoughts?
-Dwight Howard
*The Melky straddle was hilarious, and the win made the day even sweeter. Thanks for getting my back – us Yankee fans have to stick together. We have an entire league of teams that will point to anything the Yankees do differently, to downplay our success. You're absolutely right – a lot of our talent is homegrown, and just because we cough up the money to keep those players around doesn't make us the enemy…
You Yankees are just so good. The A's got you though, last night. You will probably bounce back and dominate tonight though….🙂


text:
Minnie Schafer Guggenheimer appears in the following:
Marian Anderson and Mischa Elman
Tuesday, June 24, 1952
This episode is from the WNYC archives. It may contain language which is no longer politically or socially appropriate.
Opening concert of the season of stadium concerts at Lewisohn Stadium, Dimitri Mitropoulos conducting the Stadium Symphony Orchestra. Mischa Elman guest violinist. Marian Anderson, soloist.
Throughout the program ...


text:
PRAGUE (AFP) - Czech defensive midfielder Jan Rajnoch is moving from FK Mlada Boleslav to Turkey's Ankaragucu, the Czech top-flight club announced on their website on Monday.
The 28-year-old Rajnoch, capped four times, has signed a three-and-a-half-year deal. The price was not disclosed.
This is Rajnoch's second contract abroad after he spent last spring on loan at German Bundesliga side Energie Cottbus.
English Championship side Newcastle revealed on Monday that Ankaragucu have also signed their Cameroon international midfielder Geremi on an 18-month deal.
|Pogba hits out at ´distorted´ holiday claim
|Nice 3 Toulouse 0: Plea strikes again as hosts go top
|In-demand Belotti extends Torino stay
|Mourinho defends decision to bring on Fellaini
|Man Utd performances much better under me, says Mourinho
|Draw the least Everton deserved against Manchester United, says Koeman
|Mourinho fumes at media double standards
|Mourinho has ´no thoughts´ on Fellaini penalty incident
|Neville unimpressed by ´idiotic´ Fellaini
|Manchester United are the Premier League´s worst team for dropping points with late goals
|´We have to put it right´ - Jones frustrated as United lose another late lead
|Manchester United mocked after Fellaini congratulations
|Lulic sparks racism storm with Rudiger insult
|Everton 1 Manchester United 1: Late Baines penalty denies Mourinho
|Eto´o prefers Iniesta to Ronaldo and Messi: He deserves four Ballons d´Or
|Liverpool join unfortunate group after Bournemouth collapse
|Strootman praises Roma´s mental strength after derby win
|Comeback win over Liverpool a special day for Bournemouth - Howe
|Liverpool stopped playing football in Bournemouth collapse - Klopp
|Lazio 0 Roma 2: Strootman and Nainggolan continue Giallorossi dominance
|Bournemouth hero Ake hails incredible comeback win over Liverpool
|Montella hails Lapadula´s ´fairytale´ rise to AC Milan stardom
|Beautiful football is Guardiola´s Bayern legacy - Rummenigge
|Bournemouth 4 Liverpool 3: Stunning comeback leaves Klopp´s men reeling
|Lopes set for several weeks of treatment on ´sound trauma´
|Lapadula: This is just the start of my Milan journey
|AC Milan 2 Crotone 1: Lapadula winner spares Niang´s blushes
|Torres fit for Bayern Munich clash
|Dortmund´s Sahin fears eased
|Eto´o: Guardiola still the best coach in the world
|Carvajal apologises for swearing at Barcelona fans
|MP calls for examination of Mourinho tax avoidance allegations
|A-League Review: Sydney go six points clear at top as Adelaide clinch first win
|Referee sorry amid fall-out from Werner dive controversy
|Pique taking inspiration from 2014-15 turnaround
|Aulas: Lyon should be awarded win after Metz clash is abandoned
|Emery: PSG must learn from defeat
|Marotta: Best to laugh at Pogba comments
|Mourinho: I´m bringing back Manchester United DNA
|De Boer: Nobody in charge at Inter
|Chapecoense to be named Copa Sudamericana champions - Tozzo
|Bilic: We are in a relegation fight
|Aubameyang: I don´t know if I´ll be at Dortmund next season
|Goals will return for Higuain, says Allegri
|Southgate hopes to convince Zaha to play for England
|Simeone will go to Inter, says son Giovanni
|Watford fan dies after falling ill during West Brom clash
|Simeone marvels at ´almost perfect´ Espanyol defence
|Gestifute publishes ´Ronaldo tax compliance´
|Marquinhos urges PSG to forget defeat
|Tributes paid at Arena Conda memorial after Chapecoense tragedy
|Juventus 3 Atalanta 1: Alex Sandro stunner helps Allegri´s side return to winning ways
|Atletico Madrid 0 Espanyol 0: Simeone´s men fail to capitalise on rivals´ slip-ups
|Metz-Lyon abandoned after Lopes hurt by firecracker
|Wenger hails ´classy´ Sanchez after 14-minute hat-trick
|´A big humiliation´ - Bilic slams West Ham´s lack of dedication
|´Can always count on Serge´ - Bale reacts to El Clasico
|Modric: Clasico draw feels like a win
|Record-breaking Leipzig back on top thanks to Kolasinac own goal
|West Ham 1 Arsenal 5: Sanchez hat-trick sends Gunners second
|Fellaini: Mourinho more fun than Van Gaal
|Hughes delighted with Muniesa and Walters impact
|Goal-shy Messi failing to fire in Clasico clashes
|Late Clasico draw has little bearing on title race - Zidane
|Iniesta defends Arda after clumsy foul costs Barca Clasico win
|Pardew wants Palace to build on Southampton win
|Mazzarri slams referee Scott after Watford loss
|´Barca very far off looking like champions´ - Luis Enrique frustrated by Clasico collapse
|Conte: Chelsea players did well to remain calm
|Forget Ronaldo - Ramos proves he is Madrid´s ultimate big-game player with Clasico heroics
|Barcelona were the better team in El Clasico - Suarez
|Ranieri accepts Leicester face relegation battle
|Abuse in British football: Chelsea´s statement of apology in full
|Conte admits Chelsea got lucky
|Chelsea issue ´profuse apology´ to Johnson following sex abuse claims
|Reus and Dembele catch Tuchel´s eye in ´complete´ Dortmund performance
|Montpellier 3 Paris Saint-Germain 0: Visitors miss chance to go top
|Tottenham needed a big victory - Pochettino
|´I don´t know if it´s a fair result´ - Ramos accepts Real Madrid rode their luck
|Barcelona 1 Real Madrid 1: Ramos snatches Clasico point to keep Zidane´s side in control of title ra
|West Brom 3 Watford 1: Pulis´ men climb into top six
|Sunderland 2 Leicester City 1: Moyes´ men make it three wins in four
|Tottenham 5 Swansea City 0: Kane celebrates new deal with brace
|Crystal Palace 3 Southampton 0: Benteke double and Saints gifts boost Pardew
|Stoke City 2 Burnley 0: Hughes´ men continue strong run with straightforward win
|Setback puts Butland injury return on hold
|Borussia Dortmund 4 Borussia Monchengladbach 1: Aubameyang at the double as Tuchel´s men run riot
|We had enough chances to win - Guardiola
|Costa breathes sigh of relief as De Bruyne and Man City misfire
|Manchester City 1 Chelsea 3: Blues complete brilliant turnaround in Etihad thriller
|Sevilla miss chance to pile pressure on Clasico rivals with shock loss
|´It´s not like we´re playing Real Madrid´ - Spalletti confident Roma can beat Lazio
|Spanish authorities to take ´appropriate´ steps after Ronaldo tax evasion allegations
|Inter´s Ranocchia sees room for improvement
|A League Review: City play out feisty Roar draw after FFA Cup exploits
|Nainggolan has no regrets over failed Chelsea move
|Arsenal to make decision on Cazorla future in January
|Bacca has no case to answer for Sevilla trip - Montella
|Fabregas returns to Chelsea´s XI
|Ronaldo is no genius like Messi - Capello
|Everything is wonderful with Boateng - Rummenigge
|Wenger to drop Jenkinson to protect him from social media taunts
|Sakho not part of Liverpool´s first-team plans
|Hughes offers Hitzfeld Stoke invite after Shaqiri comments
|Roberto Carlos: Ronaldo is the best in the world, still!
|Robben hopeful of finalising Bayern future
|Sarri talks up Balotelli to Napoli
|Everton need time and changes, says Koeman
|Ancelotti lauds Muller after Bayern win
|Sterling: I have more freedom under Guardiola
|Mourinho: Maybe no Premier League title for United this season
|Bayern laid down a marker - Rummenigge
|Conte ´maybe the best in the world´ - Guardiola
|Pioli laments Inter´s ´step backwards´
|Ronaldo and Mourinho ´fully compliant´ with tax obligations, insists Gestifute
|Napoli 3 Inter 0: Pioli dealt emphatic first Serie A defeat
|Mainz 1 Bayern Munich 3: Lewandowski double inspires champions
|´I have found my luck at Leipzig´ - Hasenhuttl dismisses Arsenal talk
|Messi better to watch than Ronaldo, says Saviola
|´I don´t care about age´ - Klopp committed to promoting youngsters
|Koeman: Ibrahimovic was fantastic at 19
|Pulis not letting court decision tarnish Palace memories
|Carroll to make West Ham return against Arsenal
|Real Madrid must win LaLiga and end Barca dominance - Roberto Carlos
|Barcelona v Real Madrid: Zidane´s men eye LaLiga supremacy
|Costa discipline issues in the past - Conte
|A-League review: Melbourne Victory held by Perth Glory
|I deserve criticism if Dortmund´s players do - Tuchel
|Emery wants Cavani to dethrone Ibrahimovic
|Martial is happy again, says Mourinho
|Guardiola wary of Costa and Pedro
|Messi, Ronaldo and Griezmann to battle it out for FIFA award
|Conte reveals admiration for Guardiola philosophy
|Mourinho: Schweinsteiger can stay at Man Utd
|Conte: It is a pity Chelsea sold De Bruyne
|Carrasco now competing with Griezmann and Gameiro - Simeone
|Luis Enrique: Clasico not decisive in title race
|Barcelona have no weaknesses - Zidane
|Zidane: Ronaldo´s hunger for success key for Real Madrid
|Barcelona midfielder Iniesta back for Clasico
|Higuain does not need Dybala to score - Allegri
|Summerbee: Chelsea blew it with De Bruyne
|Ranieri, Zidane and Santos up for FIFA coach award
|Chelsea paid me £50,000 to prevent child abuse revelations - Johnson
|Vertonghen signs new Tottenham deal
|Klopp hopeful on Lallana and Firmino
|Ozil: Arsenal can win Champions League with a bit of luck
|Sturridge exit a non-story, says Klopp
|Debuchy out for up to six weeks
|Pardew ready to turn around slumping Palace
|Arsenal will not sign Cazorla replacement - Wenger
|Courtois not getting carried away over Chelsea form
|CAS to rule on Blatter case on Monday
|Ozil refuses to rule out Real Madrid return
|Sterling: I am keeping away from certain stuff I was doing last year
|Leverkusen´s Volland out until 2017
|Aloisi rules out Roar swoop for Keane
|Pele reflects on ´sad moment´ of Chapecoense tragedy
|Southgate urges downtime responsibility from England
|Ranieri: Leicester signings not to blame for poor form
|Sky is the limit for ´special´ Donnarumma, says Hart


text:
Hi everyone! My name is Jamie and I'm about to become a mommy for the 3rd time. My little bundle is scheduled to arrive one week from today via c-section. I didn't BF my other 2 children but would really like to give it a try this time. I'm a bit nervous about it though. I really know very little about BF'ing but I'm going to contact someone locally w/La Leche this week.
Anyway, this might sound silly but could some of you think back to the early days when you first started BF'ing and offer any words of wisdom, advice, comfort, etc. for me? Again, I really don't know anything about what to do.


text:
Click a swatch below to change colors.
A newer version of the Flash Player is required to enable the zoom feature.
Click here to get the current version.
Red Kap®- Industrial Work Short. PT26
All the IL50 strength of our work pant made for on-the-job wear and warmer weather. Tested through 50 industrial launderer washes.
Waist Sizes: 28-37Even Waist Sizes: 38-48
1-23: $18.98
24-35: $17.48
36+: $11.99


text:
INGREDIENTS:6 cups Idaho potato flakes 4 cups water 1-½ cups half and half, heated ½ cup Pammesan cheese, grated 2 cups low fat yogurt, plain ¼ cup fresh parsley, minced 1/8 tsp. hot pepper sauce 1 clove garlic, large, minced salt to taste 6 eggs, separatedDIRECTIONS:1. Combine water, half and half, hot pepper sauce, garlic and salt. Bring to a boil. 2. Mix in Idaho potato flakes. Add egg yolks, yogurt, Parmesan cheese and parsley. 3. Beat egg whites to stiff peaks and fold into potato ...
Register to view this Article
WhyRegisterfor FREE?
Registering for Premium Content on Food Management will give youINSTANTaccess to invaluable articles and media content that industry professionals rely on. You will have access to our special reports, feature articles, and industry analysis. It'sFREE, easy and quick.


text:
Your shopping cart is empty!
Newcastle United 2002-03 away shirt in opal/dark marine.Features embroidered team crest and logo.Climalite fabric with mesh throughout for breathability.100% polyester.EU Product.
Soccerplus first opened in 1994. We were one of the first soccer websites to hit the webView more
Address: 1640 E. Washington Blvd.
Pasadena, Ca 91104, USA
Phone: 1-800-945-7291
Get Direct


text:
Thursday, October 24th, 2013Grow Your Business Online: Build a Website Using WordPressMill Valley Public LibraryCreekside Room7 PM (doors open at 6:45)
Grow Your Business Online: Building a Website Using WordPressThursday, October 24th, 7:00pmThis talk will focus on the history of WordPress, usable plugins for the site, content management, the blog itself, blogging themes and methods, and installation and web hosting. The overall goal of the talk is to present strategies and tools for creating or enhancing a WordPress website for your business. Instructor: Kumar DesaiExperience required: Basic computer skills, knowledge of Mac OS, using a keyboard and mouse
Click here to sign up for the series (you will have an option to opt-out of some of the classes).
Other Classes in the Series:
Introduction to Growing Your Business OnlineWednesday, October 16th, 7:00pmIn this class we will cover an overview of ways to grow your business online and drive traffic to your website. We will discuss your website as the hub of your business, and important elements to have on your site including a blog and an opt-in form, to help grow your list of interested customers. We will go over Wordpress and why it is a great platform for you site. We will discuss Search Engine Optimization, and why it is so important. From there we will look at other ways to drive traffic to your site, and create a vibrant community of fans. We will look at Facebook for your business, including the effectiveness of running Facebook Ads. How Pinterest, YouTube and Twitter can drive traffic to your site. We will discuss the overall strategy and mindset of using Social Media to help you grow your business.
Although it is not a hands-on class, we will be looking at the websites and social media platforms to give a good idea of how effectively these sites can be used to grow your business.Instructor: Hilary Andersen
Grow Your Business Online: Blogging, Search Engine Optimization, and List BuildingWednesday, October 23rd, 7:00pmIn this class we will cover the importance of blogging to grow your business – how often and what to blog about. We will review the Google Keyword Tool, and discuss how that can help you rank on Google. We will review different platforms for creating a list of your interested customers, i.e. Constant Contact, Mail Chimp and A Weber. We will go over ways to keep your customers engaged through blogging and running email campaigns.Instructor: Hilary AndersenExperience required: Basic computer skills, knowledge of Mac OS, using a keyboard and mouse
Grow Your Business Online: Using Facebook & Other Social Media PlatformsThursday, November 21st, 7:00pmIn this class we will look in detail at Facebook and other social media platforms, and how they are powerful tools to grow your business online, through customer engagement and networking. Students are encouraged to follow along during class. You should come to class with a personal Facebook page set up – from there we will walk through setting up a business page. We will discuss Facebook posts, when to post, and how to generate engagement. We will go over running Facebook ads, and their effectiveness at targeting your ideal audience. Instructor: Hilary AndersenExperience required: Basic computer skills, knowledge of Mac OS, using a keyboard and mouse
Instructor: Hilary Andersen Hilary Andersen has been in business for over 20 years, running her own design and marketing business. Hilary has a BFA in Graphic Design, and specializes in print, web design and social media strategy and implementation. Her experience includes web design, branding and a large social media campaign for a PBS series from Ultimate Restorations, a large social media campaign for the UC Berkeley School of Information, and web design and social media for a leading Bay Area dermatologist. Hilary brings her design and branding skills in play with all of the work she does, to maintain a consistent and cohesive message throughout all mediums. Hilary loves working with her clients on the overall strategy and implementation of growing their business online, helping them with search engine optimization, blogging, list building, and growing a strong following on social media, all helping them to drive traffic to their websites.
Instructor: Kumar DesaiKumar Desai's well-rounded technical background includes many years in computer networking with a particular focus on internet technologies. Kumar has been a web programmer for 16 years and is proficient in many technical areas. Born and raised in London, Kumar came to the United States 18 years ago to continue his studies. He graduated from UC Berkeley with a degree in Interdisciplinary Studies, the focus of study being computer and cognitive sciences. Although his career has been chiefly within technology he has also worked in publishing, television, financial investment, and marketing.
Thank you to the Mill Valley Library Foundation and the Friends for their generous support of Library programs and services. Click here to support Library events.
© 2016 Mill Valley Public Library | 375 Throckmorton Ave | Mill Valley, CA 94941 | (415) 389-4292
Contact the Library | Privacy Policy & Disclaimer | Website developed by Vision Internet


text:
My DD is a week shy of 4 months old, almost 17 weeks old. She's always been a very vigorous nurser, never have had any problems whatsoever since the moment she was born. Last doc visit, she was in the 95th percentile for both weight and height. She nurses every 2-3 hours, sometimes a little longer if it's during the night. She's a nursing champ, as my LLL leaders call her!
Anyway, I switched to using cloth diapers about a month ago. Have had no problems. However, I decided to take a count today of how many diapers she went through during a 24 hour period (not the old-fashioned prefolds with a cover but the newer "pocket" style with inserts for absorption). I put the first one on this morning around 9-ish, when she woke up. I just put the last one on her before bedtime, and I don't change her during the night - never had to! I counted only 5 diapers she went through. I'm told that cloth diapers need to be changed more frequently than disposables. I've never really counted before, because I always knew she was eating enough by her weight gain, and ped said not to worry about counting, as she was such a healthy baby. When I change her, the diapers never feel soaked or anything, just "normal" wet, in my opinion. She has never had a rash ever, and she doesn't usually cry at all when she's wet. I just always change her when I think the time is right.
I'm worried now because I've been reading where other mamas are changing their LOs more frequently. If I changed my LO as often as I've read other mamas change their LOs, I'd have a few diapers that are either barely wet when thrown in the wash, or not wet at all.


text:
Learning Center Search Results
Showing 1-3 of 3 results
Avoid Traps in African American Genealogy
Tony Burroughs tells us how to avoid the "traps" in doing African American research.
This course will help you understand some basic research strategies to find your family who lived before the Civil War.
Freedom Fighters: Sources for Black Loyalists at The National Archives
Abi Husainy reveals the African American contribution to the American revolution, using documents and concrete examples found in The National Archives' holdings to bring to life the struggles and hardships endured by black loyalists in the pursuit of freedom and the promise of democracy.


text:
By Danny Caro, September 19, 2012
Strikes from Daniel Amram and Marc Hecht saw SPEC FC claim what many regard as their best performance since the the team was established last season as they overcame fellow Division Two new boys Brady at Rowley Lane. Here are some of the key moments. Photos: Marc Morris
Last updated: 10:58am, September 19 2012


text:
The links here lead to the online version of each of the Vanderbilt Catalogs, printed documents of record issued in the fall of each year. The online version mirrors the actual printed book and is not updated until the new edition is printed each year. For ongoing updates to departmental information go to the website of the individual department.
ABOUT THE PDFs
Each pdf has bookmarks that will easily navigate you to specific sections. Select the bookmark icon in the left panel of the pdf. Note that some of the pages contain photographs. Before printing photo pages, consider the extra time and printer ink required.
Colleges & Schools • Vanderbilt University • Vanderbilt Medical Center
"Vanderbilt" and the Vanderbilt logo are registered trademarks and service marks of Vanderbilt University.
Copyright © 2016, Vanderbilt University.
Last Modified: August 19, 2016. For more information, please contact Design & Publishing.


text:
Gabrielle Giffords: Then and now
Published On: Jun 12 2011 10:31:13 AM PDT Updated On: Jan 18 2014 11:22:45 AM PST
Jan. 8 marks the third anniversary of a mass shooting that left former Arizona Rep. Gabrielle Giffords critically wounded. Today, Giffords continues to call for persistence in the fight for gun control and has revealed for the first time that she now has movement in her right arm. Look back at her miraculous recovery.


text:
Friday, October 19, 2012
The District of Columbia Retirement Board (DCRB) held an Open Board of Trustees Meeting on September 20, 2012. View the minutes from that meeting in the PDF attached below.
If you have any questions regarding the minutes, please contact DCRB at (202) 343-3200.
[PDF] This document is presented in Portable Document Format (PDF). A PDF reader is required for viewing. Download a PDF Reader or learn more about PDFs.


text:
"Listening to your programs, I have learned a lot about apologetics and have enjoyed playing broadcasts for my youth group, friends, and family who are looking for answers. Your ministry is invaluable. I hope to continue as a Radio Club member forever."
"The Church has always taken great care that no one should be compelled against his will to embrace the Catholic Faith, because, as Augustine wisely declares: 'except he be willing, man cannot believe'."


text:
Good work getting the GT up early. That's how it should be done!
I agree entirely with tiger0330
You factor in that..and now you have the scrub Brandon Jennings going HAM every time he plays us because he's butthurt NYK didn't draft him.
They play like world beaters every time they play the Knicks, and Bucks games are also boring as sin to watch.
Just not a good vibe when the Knicks play the Bucks.
Damn! no Tyson Chandler and no Jefferies defensive-leadership for this Bucks game....
I was suprise to find out 95% of our wins this season came from Jefferies 4th qtr. defensive-hustle....
our last 3 games vs Celtics, Mavs, Spurs, Jefferies didnt receive any playingtime during
the 4th qtr....which resulted in Knicks losses.
The few games when we had the trio of "Tyson, Jefferies, and Shump" in a lineup....
I knew we were going to WIN, especially when the trio-lineup played in the 4th qtr.
Great, no Chandler and Jefferies again?! Man!
So Jared is good now to you guys lmao. I can pull up threads where you guys are trying to kill him and his family. Nothing make me more sick than fickle fans and bandwagon ****. This forum is media / hype 80% of the time. Use your own minds and opinions to make an assessment and stop feeding into Hahn/ Isola / Bleacher Reports.
Always have been down with what JJ brings to the table prove me wrong.
I fear this could be another; Lin getting blocked off, Jennings drives down the lane and Stat & Melo just stand and watch, feet never leaving the ground.
A loss here and then have to face the Sixers and Bulls.
We need our 2 best defenders back or its another loss...Never would had thought with our teams killer roster that losing JJ and TC means an automatic loss
Jared has really stepped up his offensive game this year. Last year If he made a layup it was like a god send.
its so pathetic the level of defense that melo and amare play. its like since they've had chandler, they feel they can become even worse defenders cuz chandler is gonna clean up their mess. if they dont box out and keep jennings out the paint to some degree, i see another tony parker performance coming on.
there was a play 4th quarter in the loss to dallas. dirk is on the elbow and amare guarding him. dirk is about to go into his one leg fadeaways and now i agree that thats not blockable shot and pretty much unguardable especially if the defender is amare. but what i hate is this: as soon as dirk drops back goes into the shooting motion, amare turns around to try to get a rebound. doesnt try to contest the shot, or put up his arm, nothing! doesnt even wait for the ball to leave dirk's hand, he just turns around for the rebound and that only gives dirk even more time to set that shot up and of course he nails it!
i mean fine, you cant block his shot but play the defense to the full extent of the play, this is trivial bull**** we ask of him and he just doesnt get it. he just doesnt get how to play even remedial defense! SMMFH
Melo and Stat wont play defense, you cant teach an old dog new tricks sorry. both of them would rather spend time complaining about a no-call than getting back on defense to help their team and coach is perfectly ok with that, lets give them more minutes and bench jeffries who plays his heart out on both ends and never makes a single complaint excuse or remark. the day D'antoni gets fired is the day i can rest easy.
Can't wait for this game Knicks by 15.... Return to LINSANITYYYYY
I can't wait to see another showing of the once again lean and mean Amare Stoudemire. If those 10 to 15 pounds he's shed in the last couple weeks really were all that were holding him back, then that will be huge for us now.
Nice game thread, I like that stress machine
I would be a little bit surprised if we win tonight, hopefully the Knicks prove me wrong


text:
Most overlooked tax deductions
Published On: Jan 17 2012 03:02:21 PM CST Updated On: Mar 23 2016 10:38:02 AM CDT
Cut your tax bill to the bone by claiming all the breaks you deserve -- including some you may not know about.
The views expressed are not those of this company or its affiliated companies. By posting your comments you agree to our Terms of Use.


text:
Parents, have questions about Girl Scouts of Central Maryland summer camp? Join us for a camp preview, where we will discuss camp and provide helpful hints to make campers' experiences enjoyable. This is the time for you to ask questions and get special sneak peeks. Attend an open house event and you could win a drawing for one discounted week of camp. Staff will be on hand to answer your questions and help you pick the perfect camp session.
Can't make this session? Don't worry!
Other Info Session Dates are:
- March 9 at Camp Woodlands in Annapolis, 1 -2 pm
- March 23 at Slavie Bank in Bel Air, 1 -2 pm
To register for an info session, e-mail firstname.lastname@example.com


text:
Back again with another round of records.
Like always they start at $2.99 and there is no reserve. All records I sell are original pressings.
Highlights include
DJ Shadow-Entropy 12" (The 1st Solesides release!)
Blackalicious-Melodica LP(Mo Wax press)
DJ Shadow-Blood on the Motorway (alt version) 12" (Only available at live shows)
Various Pharcyde 12s & LPs
Various Souls of Mischief related 12s & LPs
Jimi Entley Sound-Apache 45
Plus a lot more.
DJ Shadow, Blackalicious, Pharcyde + more
Started by Mr. Delmont's rapist , Mar 04 2007 05:02 PM
No replies to this topic
0 user(s) are reading this topic
0 members, 0 guests, 0 anonymous users


text:
Colleges That Change Lives
40 Schools That Will Change the Way You Think About Colleges
The Evergreen State College in Olympia, Washington is one of those colleges
In 1996, acclaimed education writer and former New York Times education editor Loren Pope released the first edition of his book Colleges That Change Lives to share his insights and observations with students, families and college counselors. The book was revised and updated for its second edition in 2006. The Evergreen State College was featured in both editions.
In the book, Pope notes that for students beginning their college search, it is significantly more valuable to consider a college's core characteristics, rather than to rely on rankings in the popular press. These characteristics are at the heart of a college's ability to enrich and empower students, year after year, generation after generation. He wanted to select colleges that stand up to such criteria.
He ultimately selected colleges where:
- learning is collaborative, not competitive
- there is a discussion of values in the classrooms and elsewhere on campus
- there is a sense of community and connection that goes well beyond four years of attendance
- students are there to learn, not to just get a degree
- students want to tell the story about how the college has changed them
- admission is holistic and the focus campus-wide is on the transformation between orientation and graduation.
In the original book, The Evergreen State College was the only public institution included. In the 2006 edition, Evergreen was one of only two public institutions and one of only three West Coast institutions included.
According to Pope, 80 years of official records testify that these colleges consistently outperform their very selective peers in producing the nation's scientists, scholars, and achievers. He asserts that they have long been proving that they are unparalleled in changing lives.
Pope notes that these schools share two essential elements: "a familial sense of communal enterprise that gets students heavily involved in cooperative rather than competitive learning, and a faculty of scholars devoted to helping young people develop their powers, mentors who often become their valued friends."


text:
Chapman University Use of Personal Information
Chapman University recognizes the importance of protecting the integrity, confidentiality, and availability of personal information. Consequently, we have instituted the set of information practices and rights described below. Please note that this page offers some links to external sites, to which these privacy practices and rights do not apply.
What Personal Information Does Chapman University Hold? How Is It Obtained?
We collect basic personal information (such as Name, Organization name, Organization state, Contact information, Job title, Postal address, E-mail address, Phone, Personal URL, Academic major/minor) ONLY if you provide it to us voluntarily through e-mail, electronic forms, surveys, inquiries, or otherwise.
Other information that may be held includes but is not limited to:
- Emergency Contact Information
- Special Needs Information; as in a speaker or faculty member at a Chapman University event or that of one of its affiliates (we maintain biographical information used in the event)
- Online programs as well as evaluation results submitted by attendees after your session(s). If you participate in a secured SharePoint Team Web site, we collect site access and contribution information.
This website uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses persistent cookies to analyze how users use this site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators, and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser; however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above. Learn more about Google's Privacy Policy and the Google Analytics Terms of Service.
We use cookies to help manage secure web site sessions such as online forms or surveys. A cookie is a piece of data that is either maintained only for the duration of a particular session visit or is stored on the user's computer to support future visits. We use both types of cookie.
Session cookie – This type of cookie is used to enhance and make more efficient the user's experience during a site visit. Once the user closes the browser, the cookie terminates.
Persistent cookie – This type of cookie stores a small text file on the user's hard drive for an extended period of time to remember visit activity that will help make subsequent visits more efficient. Persistent cookies can be removed by following the user's Internet browser help directions.
How Does Chapman University Secure Your Personal Information?
The personal information we collect is stored in databases and files that are protected by passwords and firewalls. In addition, online forms used for financial transactions are secured with SSL encryption technology to ensure the safety of sensitive information transmitted through them.
How Does Chapman University Use Your Personal Information?
We use anonymous, aggregated data about Web site visitors' site usage and technical capabilities as well as about HTML message opening and click-through rates to improve online services and communications.
How Does Chapman University Handle Legally Issued Subpoenas and Law Enforcement Agency Requests?
Chapman University may disclose personal information if we are required to do so to comply with the law or with legal process.
Is credit card / transaction information secure on this Web site?
We care about the safety and security of your transaction. We use SSL (Secure Sockets Layer) to communicate with your browser software when you register with us online. SSL is the industry standard security protocol, which makes it extremely difficult for anyone else to intercept your credit card or other information that you send us.
We have partnered with the commercial Internet financial service, TouchNet to handle credit card transactions, and we do not store credit card information after the transaction is processed. See TouchNet's privacy policy.
What Other Exceptions Are There?
Chapman University reserves the right to use personal information in its database to identify the source of any inappropriate use of information resources managed by the association, including but not limited to: offensive or illegal postings to online discussion lists, collaboration sites, and other communication vehicles; denial of service actions; unauthorized use of online services and network infrastructure; misuse or unauthorized use of the Chapman University name, logo, or other representations of the association; and to protect the personal safety and privacy of our members, online users, and the public under the policies and practices described above.
This is the privacy policy for the Common App which we use for undergraduate students to apply to Chapman:
This is the privacy policy on PCTAS which we use for students to apply to Chapman's Physical Therapy doctorate program:
This is the legal notice LSAC which we use for students applying to Chapman's Law School:
This is the privacy policy for Star Rez which we use for Residence Life's Housing Request system:
This is the privacy policy for OrgSync which we use for Student & Campus Life's clubs and organizations:
This is the privacy policy for Hobson's which we use for new student inquiries, campus visits and VIP pages for prospective students:
Is my Student Google Mail account secure and private?
This service is being provided by the University as the primary email/collaboration system for eligible students.
Google Apps for Education accounts have been customized for optimal educational collaboration. Chapman University has taken steps to ensure that your student data is protected above and beyond a publicly available account. As an organization, Google is currently SAS 70 Type I compliant.
Google has promised to uphold a strict privacy policy and to always treat your personal information with the utmost care and security. Read more about
Google Privacy at: https://www.google.com/a/help/intl/en/admins/privacy.html
Or Google Security at: https://www.google.com/a/help/intl/en/admins/security.html
Google has agreed that Chapman University student data is subject to the Family Educational Rights and Privacy Act (FERPA) when in Google's possession.
What should I do if I have questions?
If you have questions about our privacy policy, please contact email@example.com.
By using this site, you signify your consent to Chapman University's on-line privacy policy. If you do not agree to this policy, please do not use this site. We reserve the right, at our discretion, to update, change, modify, add, or remove portions of this policy from time to time.
This Privacy Policy has been developed with the recognition that Internet technologies are rapidly evolving and that underlying standard business models are still not well established. Accordingly, this Privacy & Security Statement is subject to change. Any such changes will be posted on this page.
Reporting Copyright Infringements
In accordance with Title II of the Digital Millennium Copyright Act (DMCA), Chapman University has designated an agent email@example.com to receive notification of a claim of copyright infringement for the Chapman University network domain. To report a claim of possible copyright infringement, please refer to our DMCA Notification Agent page.