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Headlines (Campus Updates)
Lauriers Fitness Centre celebrating grand reopening Nov. 13
Communications, Public Affairs & Marketing
Nov 12/13
Wilfrid Laurier Universitys Fitness Centre is celebrating its grand reopening Nov. 13 after undergoing a $5.3 million upgrade and expansion.
The renovation adds a new main entrance and an additional floor that doubles the size of the centre.
The Fitness Centre is now more than 20,000 square feet, houses two additional fitness studios, and contains nearly $1 million of additional equipment. Included in the equipment additions are improved cardio equipment, two full sets of circuit training machines, free weights, stretching and core training equipment, and a TRX training station.
Laurier students were major supporters of the renovation, contributing $5 million through the Student Life Levy.
This expansion has been generously funded by the Laurier students and demonstrates tremendous leadership on their part, said Director of Athletics and Recreation Peter Baxter. As the university has grown, so has the demand for providing students access to health and wellness opportunities. By providing a number of different workout options, we believe that this expansion will reduce the waiting time for equipment while also providing a welcoming atmosphere for all of our constituents.
The expanded entrance allows easier access to the facility while also providing a social space for students.
In addition, the updated facility features a divisible exercise area that allows for circuit training, personal and group training, and womens-only workout times.


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About Copyright
What is copyright?
Why do we have a copyright system?
What types of works does copyright cover?
Which copyright law applies?
Who owns copyright?
What are moral rights?
What is copyright?
Copyright is a legal right that gives copyright owners the right to control certain activities with their works. These activities include copying and, depending on the type of work, publication, performance, adaptation and communicating the work to the public (for example, by making it available online). If you are not the owner of copyright, you risk infringing copyright if you perform one of these exclusive acts without obtaining the permission of the copyright owner. Copyright must therefore be considered when you obtain or create copies of items from the Library's collection.
The duration of copyright in published materials is generally 70 years from the death of the creator, or (for sound recordings and films) from the date of publication. For unpublished materials, the duration may be even longer.
Why do we have a copyright system?
There are a number of explanations for why we have a copyright system, including that it:
- provides an important incentive for the creation and distribution of intellectual and creative works; and,
- rewards authors for the fruits of their labours.
What types of works does copyright cover?
Copyright applies to many different types of works, including:
- Architectural plans
- Art works
- Books, newspapers and periodicals
- Broadcasts (both sound and television)
- Choreographic shows
- Compilations and databases
- Computer games
- Design drawings and plans
- Diaries and letters
- Films
- Manuscripts
- Maps
- Musical scores
- Photographs
- Plays
- Published editions
- Screenplays and scripts
- Software
- Song lyrics
- Sound recordings
- Websites
In Australia, copyright applies to both published and unpublished works, and protection is automatic as long as certain basic requirements are met. That is, there is no copyright registration process and an individual does not need to claim copyright by including the copyright symbol and their name on a work (such as © Author Name 2010).
Copyright protects original expression. It does not protect ideas, concepts, styles, techniques or information.
Copyright is not dependent on aesthetic or literary merit and can protect materials that are utilitarian, short and/or mundane.
Which copyright law applies?
In Australia, copyright law, including all amendments, is set out in the Copyright Act 1968 (Commonwealth). Australian copyright law applies to any copying done in Australia, even if the owner of copyright in the work you are copying is a citizen of another country. This is because there are reciprocal arrangements between countries, which mean that copyright in foreign works is also recognised in Australia (and vice versa).
If you are not located in Australia and you are copying digitised content from the Library's web site, you must follow the copyright law of the country in which you reside.
Who owns copyright?
Copyright protects original expression, hence the default rule in the Copyright Act is that copyright of a work is owned by its creator or maker. For example, the copyright owner of a photograph will usually be the photographer, rather than the subject.
However, this basic position can be changed in various ways. Copyright owners can transfer their copyright, for example, where an author assigns copyright to a publisher. If a creator made the work as part of their job, the employer will generally own copyright. Similarly, for some commissioned items, the commissioner is deemed to be the copyright owner.
If a copyright owner dies, their copyright forms part of their estate and can therefore be bequeathed by will. The relevant government owns copyright in works made by, or under the direction or control of, an Australian federal or state government agency. The Australian Copyright Council provides more information on who can own copyright. Please see their information sheet, Who Owns Copyright. The information sheet may be downloaded from the Council's A to Z list of information sheets.
Significantly, the Library does not own copyright in most of the material in its collections. Copyright ownership is distinct from physical ownership. For example, even though the Library may own a painting or manuscript, the Library does not necessarily have the right to provide you with a copy of it. In some cases, we can provide information that may help you contact a copyright owner to arrange permissions to copy and use material.
It is possible for more than one copyright to exist in a single item. For example in a music CD, the composer may own copyright in the music, the lyricist in the words, a photographer in a photo used on the cover, and a production company in the way the music was recorded. It is also possible to have more than one owner of a single copyright, for instance when two or more individuals act as co-authors of a book.
What are moral rights?
Australian copyright law sets out a separate and additional set of rights called moral rights. Moral rights give certain creators and performers the right:
- to have their authorship or performership attributed to them;
- not to have their work falsely attributed to someone else; and
- not to have their work treated in a derogatory way.
Moral rights should always be considered if you are re-using and altering works (for example, through editing, cropping or colourising), and you should ensure that attributions are clear and reasonably prominent.
Moral rights generally last until the copyright in the work expires.
Moral rights cannot be transferred or waived, although creators can provide written consents to acts that would otherwise infringe their moral rights. Furthermore, there are defences to moral rights infringement, for instance, where the infringing act is reasonable in all the circumstances.
Page last updated: Friday 31 January 2014

subset: commoncrawl


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1104 North Street
Jim Thorpe, PA 18229
Maps & Directions
St. Luke's Care Now – Jim Thorpe Information
From Route 209 North or South – Take Route 903 North (which is North Street ) in Jim Thorpe approximately one and one-half miles. The Center is on the right side on the corner of between 11th and North Streets.
Schedule a Test
Find a Location
Healthy Living
Request Medical Record
Calendar of Events
Donate to St. Luke's
My Bill


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Global Day of Worship & President's Chapel - Dr. Carlos Campo
Wednesday, December 12, 2012
12:00 p.m. - 1:00 p.m.
University Chapel welcomes faculty, staff and students for a weekly gathering that proclaims Jesus is first on our campus. It will typically include one hour of prayer, worship music, testimony and inspirational speaking.
- Location:
- Communication Building - Main Theatre
- Cost:
- Event is Free
- Audience:
- Everyone
- RSVP not required
- Special Notes:
- University Chapel is live streamed and archived on the Campus Ministries tab on MyRegent Portal.


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Training in Nicaragua
|Training in [[{{#explode:Training in Nicaragua| |2}} {{#explode:Training in Nicaragua| |3}} {{#explode:Training in Nicaragua| |4}}]]
|Pre-service training will probably be the most intense period of your Peace Corps service, as you will need to gain the knowledge and experience necessary to successfully serve as a Volunteer in just 10 weeks. While the training period will be extremely busy, it should also be a time of excitement, discovery, and self-fulfillment. The effort and challenges of adapting to a new culture will draw on your reserves of patience and humor but will be handsomely rewarded with a sense of belonging among new friends.
|[[Image:Flag_of_{{#explode:Training in Nicaragua| |2}}.svg|50px|none]]}}
See also:
For information see Welcomebooks
Upon your arrival in Nicaragua, you will participate in a three-day orientation that will provide you with basic, pertinent information on living in Nicaragua. You will find out about Peace Corps administrative issues as they pertain to Peace Corps training. Additionally, you will learn what the Peace Corps expects from you during training and what you can expect from the Peace Corps. You will have the opportunity to speak with current Volunteers in your project and ask questions about any initial medical concerns. After this orientation, you will begin living with a host family, spending Saturday night and Sunday with them before beginning pre-service training on Monday morning.
Peace Corps/Nicaragua uses a community-based training model that was pioneered in Nicaragua in January 1995. Many Peace Corps training programs worldwide have since adopted this model, in which most training activities take place in the community where one lives during training. This type of immersion has proven more successful than other methods in preparing Volunteers for the realities of service.
Training will consist of several components, including Spanish language, technical skills, cross-cultural awareness, the role of Volunteers in development, and health and safety issues. You will attend Spanish classes and carry out technical and cross-cultural tasks in your community Monday through Friday. On Wednesday and Friday afternoons and Saturday mornings, the entire training group usually will come together for more formal training sessions. During training you will be regularly evaluated on your ability to acquire and demonstrate the language, technical, cross-cultural, and safety skills needed to be a Volunteer.
You will live with your host family for the entire 11-week training period. Two or three other trainees will live in the same community with different families, and you will study Spanish and carry out individual technical tasks together. Even though the entire training group will be spread out among five or six communities, Peace Corps staff members will be present on a daily basis. The training director and other Peace Corps staff will make frequent trips to each community to ensure that training objectives are being met.
Technical Training
Technical training is competency-based. This component of pre-service training will prepare you to work in Nicaragua by building on the skills you already have and helping you develop new skills in a manner appropriate for your project goals. Peace Corps staff, Nicaraguan experts, and current Volunteers will facilitate the training sessions. Training places great emphasis on learning how to transfer the skills you have to community members at your site.
Technical training will include sessions on the general economic and political environment in Nicaragua and strategies for working within such a framework. You will review your technical sector's goals and will meet with the Nicaraguan agencies and organizations that have invited the Peace Corps to assist them. You will be supported and evaluated by the training staff so you can build the confidence and skills you need to undertake your project activities and be a productive member of your community.
Language Training
As a Peace Corps Volunteer, you will find that language skills are essential to personal and professional satisfaction during your service. These skills are critical to your job performance, they help you integrate into your host community, and they can ease your personal adaptation to the new surroundings.
Therefore, language training is the heart of the training program, and you must successfully meet minimum language requirements to complete training and become a Volunteer. Nicaraguan language instructors teach formal language classes five days a week in small groups of three to four people.
Your language training will incorporate the community-based approach. In addition to classroom time, you will be given assignments to work on outside of the classroom and with your host family. The goal is to help you achieve a level of basic social communication proficiency so that you can continue to develop language skills once you are at your site. Prior to being sworn in as a Volunteer, you will work on strategies to continue language studies during your two years of service.
Cross-Cultural Training
As part of your pre-service training, you will live with a Nicaraguan host family. This experience is designed to ease your transition to life at your site. Families go through an orientation conducted by Peace Corps staff to explain the purpose of pre-service training and to assist them in helping you adapt to living in Nicaragua. Many Volunteers form strong and lasting friendships with their host families.
Cross-cultural and community development training will help you improve your communication skills and understand your role as a facilitator of the development process. You will be exposed to topics such as community mobilization, conflict resolution, gender and development, project sustainability, nonformal and adult education strategies, and working with youth.
Health Training
During pre-service training, you will be given basic medical training and information. You will be expected to practice preventive healthcare and to take responsibility for your own health by adhering to all medical policies. Trainees are required to attend all medical sessions, which include such topics as preventive health measures, and minor and major medical issues that you might encounter while in Nicaragua. Nutrition, mental health, safety and security, setting up a safe living situation, and how to avoid HIV/AIDS and other sexually transmitted diseases (STDs) are also covered.
Safety Training
During the safety training sessions, you will learn how to adopt a lifestyle that reduces your risks at home, at work, and during your travels. You will also learn appropriate, effective strategies for coping with unwanted attention and about your individual responsibility for promoting safety throughout your service.
Special Note on Couples
Peace Corps/Nicaragua encourages married couples to participate in our program; couples have found service in Nicaragua to be very rewarding. More specific advantages and challenges to serving as couples are mentioned later on in this document. However, if you are considering service in Nicaragua, it is important to note that you will be separated during the 11-week pre-service training period. You will each live with a different host family and will most likely also be separated by training site. This will better enable you each to develop your language and technical skills separately, and to share in the rich cross-cultural experience of spending time with your own host family and community. The success in the training program will be due in large part to a couple's willingness to put their individual learning objectives first, realizing that each person will need time and personal space to meet the challenges ahead and to fully engage in the training activities. Depending on the project, couples have varying opportunities to see one another as the training schedules permit. Please contact your placement officer or the country desk unit for more specific information.
Additional Training During Volunteer Service
In its commitment to institutionalize quality training, the Peace Corps has implemented a training system that provides Volunteers with continual opportunities to examine their commitment to Peace Corps service while increasing their technical and cross-cultural skills. During service, there are three primary training events. The titles and objectives for those trainings are as follows:
- In-service training: Provides an opportunity for Volunteers to upgrade their technical, language, and project development skills while sharing their experiences and reaffirming their commitment after having served for three to six months.
- Midterm conference (done in conjunction with technical sector in-service): Assists Volunteers in reviewing their first year, reassessing their personal and project objectives, and planning for their second year of service.
- Close of service conference: Prepares Volunteers for the future after Peace Corps service and reviews their respective projects and personal experiences.
The number, length, and design of these trainings are adapted to country-specific needs and conditions. The key to the training system is that training events are integrated and interrelated, from the pre-departure orientation through the end of your service, and are planned, implemented, and evaluated cooperatively by the training staff, Peace Corps staff, and Volunteers.


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It has been a while since the last dare. Sorry about that, we had some problems on our end. That aside, I have a new dare for you! This one is influenced by Pixar this time around. As some of you may know, we are celebrating our 125 Year Anniversary here at the Cogswell. On that same note, Pixar is Celebrating their 25 Year Anniversary and with that they released a cool little poster recently that I love.
Dare of the Week: 008
Do a cool minimalistic poster for Cogswell's 125 Years Anniversary
And remember, once you are finished, post those final images here:


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Quality CareFind out why Mayo Clinic is the right place for your health care. Make an appointment.
Meet the StaffFind a directory of doctors and departments at all Mayo Clinic campuses. Visit now.
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Mayo Clinic offers appointments in Arizona, Florida and Minnesota and at Mayo Clinic Health System locations.
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Our general interest e-newsletter keeps you up to date on a wide variety of health topics.
A single-photon emission computerized tomography (SPECT) scan lets your doctor analyze the function of some of your internal organs. A SPECT scan is a type of nuclear imaging test, which means it uses a radioactive substance and a special camera to create 3-D pictures.
While imaging tests like X-rays can show what the structures inside your body look like, a SPECT scan produces images that show how your organs work. For instance, a SPECT scan can show how blood flows to your heart or what areas of your brain are more active or less active.
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We comply with the HONcode standard for trustworthy health information: verify here.


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Hi there,
I need your advice regarding my daughter. She is 13 months going on her 14th month on Dec. 3 and weighs about 18.5 lbs. She's been exclusively breastfed since day 1. She can be a picky eater sometimes. She is a very active toddler. Looking at the growth charts, she has been growing steadily. For a while, her pedia was concerned that she may not be gaining as much weight. But upon seeing my daughter last month, she surmised that maybe my daughter is really petite. At one point the pedia suggested that I should stop breastfeeding her and let her take pediasure. What should I do? Is my daughter really underweight?


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'Argo' Triumphs At The 2013 Oscars (See The Full List Of Winners)
Despite a snub for Ben Affleck in the Best Directing category, Argo landed the Oscar for Best Picture at the 85th Oscars, held at the Dolby Theater in Hollywood, California.
Jennifer Lawrence picked up the Best Actress Oscar for her performance in Silver Linings Playbook; while Daniel Day-Lewis landed Best Actor accolades for his role in Lincoln -- the only award each film received.
The night's big winner was Life of Pi, which landed four awards, including Best Cinematography and accolades for Ang Lee, who upset favorite Steven Spielberg in the Best Director category (scroll down for the full list of winners).
Seth MacFarlane got the 85th Oscars off to a quick start, achieving his goal of making Tommy Lee Jones laugh within minutes of taking the stage.
The host was poking fun at Jones's straight face during a comedy sketch from Will Ferrell and Kristen Wiig during this year's Golden Globes.
"The quest to make Tommy Lee Jones laugh begins now," MacFarlane declared, which had Jones laughing instantly.
After a few hilarious jokes that fell flat with the crowd, including a zinger about controversial music couple Chris Brown and Rihanna, comparing them to the story of Best Picture nominee Django Unchained.
"[Django Unchained] is the story of a man fighting to get back his woman, who's been subjected to unthinkable violence. Or as Chris Brown and Rihanna call it, a date movie."
MacFarlane's best joke, however, was about Best Picture Nominee "Argo," for which Ben Affleck was snubbed in the directing category.
"The story was so top secret that the film's director is unknown to the academy," MacFarlane said. "They (the Academy) know they screwed up. Ben, it's not your fault."
Some of MacFarlane's best digs came during the final hour of the show when he started preying on the length of the telecast. Before the commercial break leading into the acting categories, the host mentioned that the Best Actress award was coming up.
"Will it be Quvenzhane Wallis, who's nine? Or will it be Emmanuelle Riva, who was nine when this show started," he joked.
Halle Berry introduced the 50th Anniversary James Bond Tribute, which featured a rousing performance of "Goldfinger" from Shirley Bassey and clips from the five decades of Bond films.
And John Travolta introduced a tribute to movie Musicals, which featured Catherine Zeta-Jones singing "All That Jazz" from Chicago; Jennifer Hudson singing "I Am Telling You" from Dreamgirls; and the cast of Les Miserables singing "One Day More."
The night also saw the first tie in over 40 years*.
85th Academy Awards - Full List Of Winners (Winners in Bold)
Performance by an actor in a supporting role
Alan Arkin in "Argo"
Robert De Niro in "Silver Linings Playbook"
Philip Seymour Hoffman in "The Master"
Tommy Lee Jones in "Lincoln"
Christoph Waltz in "Django Unchained"
Best animated short film
"Adam and Dog" Minkyu Lee
"Fresh Guacamole" PES
"Head over Heels" Timothy Reckart and Fodhla Cronin O'Reilly
"Maggie Simpson in 'The Longest Daycare'" David Silverman
"Paperman" John Kahrs
Best animated feature film of the year
"Brave" Mark Andrews and Brenda Chapman
"Frankenweenie" Tim Burton
"ParaNorman" Sam Fell and Chris Butler
"The Pirates! Band of Misfits" Peter Lord
"Wreck-It Ralph" Rich Moore
Achievement in cinematography
"Anna Karenina" Seamus McGarvey
"Django Unchained" Robert Richardson
"Life of Pi" Claudio Miranda
"Lincoln" Janusz Kaminski
"Skyfall" Roger Deakins
Achievement in visual effects "The Hobbit: An Unexpected Journey" - Joe Letteri, Eric Saindon, David Clayton and R. Christopher White
"Life of Pi" - Bill Westenhofer, Guillaume Rocheron, Erik-Jan De Boer and Donald R. Elliott
"Marvel's The Avengers" - Janek Sirrs, Jeff White, Guy Williams and Dan Sudick
"Prometheus" - Richard Stammers, Trevor Wood, Charley Henley and Martin Hill
"Snow White and the Huntsman" - Cedric Nicolas-Troyan, Philip Brennan, Neil Corbould and Michael Dawson
Achievement in costume design
"Anna Karenina" Jacqueline Durran
"Les Misérables" Paco Delgado
"Lincoln" Joanna Johnston
"Mirror Mirror" Eiko Ishioka
"Snow White and the Huntsman" Colleen Atwood
Achievement in makeup and hairstyling
"Hitchcock" - Howard Berger, Peter Montagna and Martin Samuel
"The Hobbit: An Unexpected Journey" - Peter Swords King, Rick Findlater and Tami Lane
"Les Misérables" - Lisa Westcott and Julie Dartnell
Best live action short film
"Asad" Bryan Buckley and Mino Jarjoura
"Buzkashi Boys" Sam French and Ariel Nasr
"Curfew" Shawn Christensen
"Death of a Shadow (Dood van een Schaduw)" Tom Van Avermaet and Ellen De Waele
"Henry" Yan England
Best documentary short subject
"Kings Point"
"Mondays at Racine"
"Open Heart"
Best documentary feature
"5 Broken Cameras"
"The Gatekeepers"
"How to Survive a Plague"
"The Invisible War"
"Searching for Sugar Man"
Best foreign language film of the year
"Amour" (Austria)
"Kon-Tiki" (Norway)
"No" (Chile)
"A Royal Affair" (Denmark)
"War Witch" (Canada)
Achievement in sound mixing
"Argo" - John Reitz, Gregg Rudloff and Jose Antonio Garcia
"Les Misérables" - Andy Nelson, Mark Paterson and Simon Hayes
"Life of Pi" - Ron Bartlett, D.M. Hemphill and Drew Kunin
"Lincoln" - Andy Nelson, Gary Rydstrom and Ronald Judkins
"Skyfall" - Scott Millan, Greg P. Russell and Stuart Wilson
Achievement in sound editing
"Argo" Erik Aadahl and Ethan Van der Ryn
"Django Unchained" Wylie Stateman
"Life of Pi" Eugene Gearty and Philip Stockton
"Skyfall" Per Hallberg and Karen Baker Landers*
"Zero Dark Thirty" Paul N.J. Ottosson*
Performance by an actress in a supporting role
Amy Adams in "The Master"
Sally Field in "Lincoln"
Anne Hathaway in "Les Misérables"
Helen Hunt in "The Sessions"
Jacki Weaver in "Silver Linings Playbook"
Achievement in film editing
"Argo" William Goldenberg
"Life of Pi" Tim Squyres
"Lincoln" Michael Kahn
"Silver Linings Playbook" Jay Cassidy and Crispin Struthers
"Zero Dark Thirty" Dylan Tichenor and William Goldenberg
Achievement in production design
"Anna Karenina" - Production Design: Sarah Greenwood; Set Decoration: Katie Spencer
"The Hobbit: An Unexpected Journey" - Production Design: Dan Hennah; Set Decoration: Ra Vincent and Simon Bright
"Les Misérables" - Production Design: Eve Stewart; Set Decoration: Anna Lynch-Robinson
"Life of Pi" - Production Design: David Gropman; Set Decoration: Anna Pinnock
"Lincoln" - Production Design: Rick Carter; Set Decoration: Jim Erickson
Achievement in music written for motion pictures (Original score)
"Anna Karenina" Dario Marianelli
"Argo" Alexandre Desplat
"Life of Pi" Mychael Danna
"Lincoln" John Williams
"Skyfall" Thomas Newman
Achievement in music written for motion pictures (Original song)
"Before My Time" from "Chasing Ice" - Music and Lyric by J. Ralph
"Everybody Needs A Best Friend" from "Ted" - Music by Walter Murphy; Lyric by Seth MacFarlane
"Pi's Lullaby" from "Life of Pi" - Music by Mychael Danna; Lyric by Bombay Jayashri
"Skyfall" from "Skyfall" - Music and Lyric by Adele Adkins and Paul Epworth
"Suddenly" from "Les Misérables" - Music by Claude-Michel Schönberg; Lyric by Herbert Kretzmer and Alain Boublil
Adapted screenplay
"Argo" Screenplay by Chris Terrio
"Beasts of the Southern Wild" Screenplay by Lucy Alibar & Benh Zeitlin
"Life of Pi" Screenplay by David Magee
"Lincoln" Screenplay by Tony Kushner
"Silver Linings Playbook" Screenplay by David O. Russell
Original screenplay
"Amour" Written by Michael Haneke
"Django Unchained" Written by Quentin Tarantino
"Flight" Written by John Gatins
"Moonrise Kingdom" Written by Wes Anderson & Roman Coppola
"Zero Dark Thirty" Written by Mark Boal
Achievement in directing
"Amour" Michael Haneke
"Beasts of the Southern Wild" Benh Zeitlin
"Life of Pi" Ang Lee
"Lincoln" Steven Spielberg
"Silver Linings Playbook" David O. Russell
Performance by an actress in a leading role
Jessica Chastain in "Zero Dark Thirty"
Jennifer Lawrence in "Silver Linings Playbook"
Emmanuelle Riva in "Amour"
Quvenzhane Wallis in "Beasts of the Southern Wild"
Naomi Watts in "The Impossible"
Performance by an actor in a leading role
Bradley Cooper in "Silver Linings Playbook"
Daniel Day-Lewis in "Lincoln"
Hugh Jackman in "Les Miserables"
Joaquin Phoenix in "The Master"
Denzel Washington in "Flight"
Best motion picture of the year
"Amour" Nominees to be determined
"Argo" Grant Heslov, Ben Affleck and George Clooney, Producers
"Beasts of the Southern Wild" Dan Janvey, Josh Penn and Michael Gottwald, Producers
"Django Unchained" Stacey Sher, Reginald Hudlin and Pilar Savone, Producers
"Les Miserables" Tim Bevan, Eric Fellner, Debra Hayward and Cameron Mackintosh, Producers
"Life of Pi" Gil Netter, Ang Lee and David Womark, Producers
"Lincoln" Steven Spielberg and Kathleen Kennedy, Producers
"Silver Linings Playbook" Donna Gigliotti, Bruce Cohen and Jonathan Gordon, Producers
"Zero Dark Thirty" Mark Boal, Kathryn Bigelow and Megan Ellison, Producers


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ETFs and ETNs: Knowing What You Own
by Neil Leeson
One of Warren Buffett's famous quotes that many investors and portfolio managers follow and recite to their followers, "never invest in a business you can't understand," can be applied to investing in exchange-traded products (ETPs).
The nomenclature ETP is rarely used in the popular press or by investors; even Ned Davis Research has an ETF Service. All ETPs are not created equal. There are exchange-traded funds (ETFs), exchange-traded notes (ETNs) and unit investment trusts (UITs). Many will add open- and closed-end mutual funds to the ETP basket as well. To confuse matters more, many of these vehicles have different structures: grantor trusts, limited partnerships and open-ended 1940 Investment Company Act funds. These are all important considerations when determining the tax implications, tracking error, asset allocation and distribution differences in owning a fund.
To delve into the differences of structures would take much more space than allotted for this article, but I will cover the three main investment companies. Nearly every ETP provider has literature on their website explaining the differences and similarities among products. In addition, there has been a plethora of books, articles and academic literature published on the subject. For the purpose of this article I want to focus on ETFs and ETNs, explaining the basic mechanics of how they trade, and why it is important to know what you own.
Mutual Funds, Closed-End Funds and Exchange-Traded Funds
The Investment Company Institute (ICI) tracks flows into and out of three investment companies: mutual funds, closed-end funds and exchange-traded funds. In total, there is over $13 trillion in the U.S. held in these vehicles.
At nearly $12 trillion in total assets, mutual funds hold the lion's share of investment company assets. Mutual funds can be either actively managed or they can track a passive index. In 1924, the Massachusetts Investors Trust was launched as the first actively managed open-end mutual fund. The first passive mutual fund was launched in 1976 by Vanguard to track the S&P 500 index. Both the passive and the active funds are considered open-end because they can buy back existing shares or issue new shares of the fund on a daily basis, typically at the fund's daily closing net asset value (NAV).
Closed-end funds (CEFs) have a relatively small piece of the investment company pie, with only $300 billion in total assets. As the name suggests, they issue a fixed number of shares during their initial offering process, which typically remains constant throughout the life of the fund. Unlike open-end mutual funds, closed-end funds trade on the exchanges during the day based on their bid and offer prices. Because of the closed structure, CEFs will often trade at a premium, or discount, to net asset value.
ETFs are one of the fastest-growing investment vehicles, with total assets reaching $1.4 trillion in 2012 (Figure 1). Like open-end mutual funds, exchange-traded funds typically hold a basket of underlying securities. The basket can consist of stocks, bonds, futures, options, forwards (a non-publicly traded contract to deliver a cash commodity at a specified date in the future), the rights to physical commodities, or any combination thereof.
ETNs are senior, unsecured, unsubordinated debt securities issued by an underwriting bank, and their assets are typically lumped together with ETF assets. Similar to other debt securities, ETNs have a maturity date and are backed only by the credit of the issuer. ETNs typically do not guarantee any return of principal at maturity and do not pay interest during their term. Instead, you receive a cash payment at maturity less fees based on the performance of the underlying index. Since both ETFs and ETNs typically track an index, the main difference is that exchange-traded funds hold some percentage (full or partial replication) of the underlying securities in the index, whereas exchange-traded notes do not; their objective is merely to meet the total return at maturity of the underlying index, less any fees or expenses.
The Important Role of the Creation and Redemption Process
The primary market for ETFs is where the new shares are created for an ETF/ETN through the in-kind redemption and creation processes. This is typically done in blocks of 50,000 shares (a "creation unit"). At the most basic level, an authorized participant will deliver the underlying stock constituents (for an equity ETF), and any needed cash (ETNs are cash transactions only), to the fund sponsor for a new creation unit. In exchange, the sponsor delivers shares of the fund. For redemption, the process is reversed: the authorized participant delivers shares of the ETF to a sponsor, and the basket of securities is removed from the ETF holdings and delivered to the authorized participant. This process occurs away from the secondary market and, for tax purposes, is not considered a taxable event. This is one of the main reasons why ETFs are more tax-efficient than many mutual funds. Each day, ETF sponsors provide both creation and redemption basket constituents to data vendors, so all parties know the size and weights of all deliverables. The baskets will trade close to intraday net asset value throughout the day.
Investors, typically larger firms, will use this process to execute their ETF trades. Because new shares of a fund can be either created or redeemed in very short order, the actual liquidity of the fund is really based on the least liquid security in the basket delivered or received by the sponsor. Many investors will see a large bid/ask spread, or light trading volume in a fund, and assume that the fund does not have any liquidity. There are several liquidity-providing firms out there that will work with the authorized participant to get better prices than individual investors see on the secondary market quote screens.
Because of this unique in-kind redemption process, it is possible to have more short interest [number of shares sold short and not yet repurchased] than shares outstanding in a fund. Just like U.S. equities, shares of an ETF/ETN can be shorted, and in some cases the number of shares short can exceed the actual number of shares outstanding in an ETF. I think the key here is that before a short position is established, an investor must post cash collateral for the trade. For example, an ETF has 1,000 shares outstanding held by Investor A. Investor B is interested in shorting 1,000 shares, so he posts cash collateral to Investor A, borrows the 1,000 shares and sells them to Investor C, who is now long 1,000 shares. Investor D also wants to short 1,000 shares and posts cash, gets Investors C's shares and sells them to Investor E, (short position for Investor D and a long position for Investor E). In this scenario, there are effectively 1,000 shares outstanding and 2,000 shares of open short interest, which equals 3,000 shares of long interest (1,000 actual shares and 2,000 in cash collateral).
Typically, ETFs with a very high ratio of short interest to shares outstanding have very liquid underlying baskets. Because of the creation/redemption process, you can't really get a short squeeze in ETFs like you can stocks; stocks don't have a continuous issuance process (shares outstanding are fixed). Instead of a short squeeze (when an ETF rises against the shorts), the borrow rates for holding a short position on an ETF basket will become more expensive and is typically an impetus for short covering.
Tracking Error and Realized Performance
One major component of knowing what you own is understanding the vehicle or index that the fund is tracking. Because ETNs are notes, the return of the note should be equal to that of the index less fees, so there should be minimal tracking error [the average amount by which the ETN return deviates from the return of its target index]. For ETFs, there can be considerable tracking error between the fund's performance and the underlying index.
There is no one standard definition or calculation for tracking error. The most-followed method is the difference in the NAV return of the fund versus the underlying index total return. Because there isn't an industry standard for this measure, estimates of tracking error for a specific fund can differ significantly, depending on the time frame and calculation. Typically, the longer the time frame, the better the tracking error looks. Fund companies will usually provide the full tracking error history.
Tracking error should really be based on the individual's holding period: Did the fund return what I expected based on the performance of the underlying index? I typically suggest that investors should be more worried about what the fund owns and how that fits into your portfolio, rather than the tracking error. Figure 2 shows tracking error over a three-month period based on the closing values of one of the most widely followed indexes in the world, the Standard and Poor's 500 index (S&P 500), and the closing prices of three funds that aim to track the index.
As shown in Figure 2, there is a 28-basis-point return difference between SPDR S&P 500 ETF (SPY), which is organized as a unit investment trust, and the index [2.08% versus 2.36%]. If you look at the NAV returns for these three funds, they are identical over this time frame. However, if you compare the total return (add distributions back in) of the three funds and the index, the returns differ.
A recent study on ETF tracking error done by Morgan Stanley Smith Barney found that the Guggenheim S&P Equal Weight Utilities ETF (RYU) had the second-largest tracking error of all funds traded in the U.S. For 2012, RYU had a tracking error, minus fees, of 449 basis points versus the index. How could this be? The fund should easily be able to track a basket of domestic utility stocks and equally weight them. The analysis done for the study exploits another issue with the standardization of ETF information. Like tracking error, there is no industry standard for style (growth or value), capitalization (small, mid, large) or sector and industry exposure. This utility fund also holds telecommunications stocks from the S&P 500. With a 13% weight in this fund, as is shown in Table 1, the action of telecommunication stocks is where the tracking error lies for RYU.
|Electric Utilities
|Integrated Telecommunication Services
|Independent Power Producers & Energy Traders
|Gas Utilities
|Wireless Telecommunication Services
|*Uses Standard and Poor's GICS Equity Classification System.
|**Based on long position creation unit weights.
Comparing funds on a standardized basis is crucial for complete evaluation of how a fund will contribute in a portfolio. If you own RYU and another telecommunications fund, you may have too high of an exposure to telecommunications that you hadn't accounted for. Investors cannot simply take the name for granted when making investable decisions. There are many cases of ETFs that call themselves growth funds, or small-cap funds that have a great deal of exposure to value or mid-cap stocks.
Additionally, many funds do not fully replicate the underlying index they are tracking. This is especially true for international funds, and this is why, on average, international equity and fixed-income funds will have some of the highest tracking errors. Many international funds will state in their prospectus that they follow a replication strategy and may only completely replicate 80% of the index's underlying holdings. The other 20% could be allocated to other highly correlated assets, or even derivatives of the underlying index. This occurs because of the illiquidity of the underlying assets in the index. It is one thing for an asset to be included in an index; it is another to actually purchase that asset in enough quantity, at good prices, so that it can be included in the ETF basket.
Many fund providers have started to remedy this issue by selecting so-called investable, capped, pure float or liquid indexes to benchmark their ETF. Historically, the index was created first and an ETF would follow. That is no longer the case in many new offerings; the ETF idea is created first, and then an index is created to match that idea. This approach will significantly reduce tracking error and any issues with full replication.
Consider Fees and Other Factors
Investors should also have an understanding of the fund's fees, distribution schedule, taxation and rebalancing periods.
Fees are often referred to as the expense ratio, which is the total annual cost of owning the fund. Expense ratios differ by fund and can be found in a fund's prospectus. Fees for ETFs may or may not include all of the following: management fee, distribution and service (12b-1) fee, acquired fund fees and expenses, and possibly a "fee waiver." The fee waiver is something investors should pay particular attention to. This figure will show up as a subtracted percent from a fund's total operating expenses and fees (expense ratio). Many fund companies will waive part of the fees for a fund for a set period following the launch of the fund to attract assets. In some cases, the waived amount can be substantial, and if you aren't aware of the increase, you could get caught in a fund that is underperforming just because of a fee increase. Per share fees are taken out of an ETF each day.
Many ETFs are very efficient and have zero capital gains or dividend distributions, and in many cases a dividend distribution from the underlying stock components is put back into the fund. How a fund handles distributions can be a contributing factor in tracking error. Some funds are structured as a unit investment trust, like the SPDR S&P 500 ETF (SPY). They accumulate dividend distributions and pay them out approximately six to eight weeks after receiving the payouts. This means that an investor, if reinvesting dividends, could have missed opportunity costs. Fund providers will often outline their distribution schedule in the fund's prospectus. Fund providers will also announce year-end distributions well in advance so investors can plan ahead.
I am not a tax professional, so please consult an appropriate professional for more information on the tax treatment of different ETF structures. In general, stock and bond ETFs and ETNs are taxed at short- and long-term capital gain rates like stocks. However, currency funds are not considered investable vehicles and are taxed as ordinary income. Many of the commodity- and futures-based funds are taxed similarly to futures, as 60% short-term gains and 40% long-term gains. The real standout on taxation for me is physical precious metal funds, like the SPDR Gold Shares ETF (GLD). These funds are taxed the same as collectibles, which is typically at a much higher rate than capital gains. Additionally, a fund like GLD will have multiple taxable events throughout the year. Some funds, like master limited partnerships, are better structured as ETNs rather than ETFs, from a tax perspective.
Rebalancing is the buying and selling of underlying securities to get in line with the ETF or index. In general, the more often a fund rebalances, the closer it will track an index. Less frequent rebalancing increases the potential for drift from the benchmark. For example, if a small-cap fund has done really well from January to November, and the scheduled rebalancing is for December, it is likely that the fund in November will be holding more mid-cap and even large-cap stocks than when it started the year. This can happen with sector and style exposure as well. A sector may start out the year as 20% of the fund, and end the year at 30% of the fund because the sector has done well. If the fund was rebalanced on a monthly basis, the sector weight would be much closer to the 20% benchmark.
Knowing what you own should be one of your top priorities when selecting an investment vehicle. Many fund companies will provide all the information you need to evaluate a fund and determine if it is right for your portfolio.
For individual investors in a taxable account, expenses and taxation may seem like the most important factors. But while they should be considered, they shouldn't be the only input. Knowing what the fund owns and how those components will meet your investment needs and affect the other holdings in a balanced portfolio is equally, if not more, important.
Arnie Zimmer from VA posted over 3 years ago:
Since I am a novice investor, I invest in index mutual funds that have a low expense ratio. ETP's appear to have the additional expense of dealing with the spread between the bid and asked prices. How much does the spread add to the expense ratio? Is there any way to get a handle on which ETP's or family of ETP's have the narrowest spreads? Do ETP's with a higher NAV have a narrower percentage spread than products with a lower NAV or is liquidity the predominant factor? Are inverse ETP's just for short-term use? I can only see bond yields going higher. I am tempted to invest in an inverse long term bond fund for an extended period of time.
Earl Lash from CO posted over 3 years ago:
WHEN ETF money inflow INCREASES in an up surge market DO THE ETF'S buy high with incoming money and sell low when ETF'S are sold on a declining market?
Earl Lash from CO posted over 3 years ago:
WHEN ETF money inflow INCREASES in an up surge market DO THE ETF'S buy high with incoming money and sell low when ETF'S are sold on a declining market?
Robert Brown from MD posted over 3 years ago:
Tom O'Brien from IL posted over 3 years ago:
Charles Rotblut from IL posted over 3 years ago:
Arnie - The bid and spread are transaction costs. You only pay them when you buy or sell a security. Management and other fees, which are measured by the expense ratio, are paid every year you own the fund. I would be far more concerned with picking the best fund for the asset class that you are trying to target than trying to seek the narrowest bid/ask spread.
As far as inverse ETPs, read the prospectus. Many only give you the opposite return for a single day. After one day, the ETF's return starts to be detached from that of the underlying security.
Earl - It depends on whether institutional investors are asking for more creation units. See Neil's discussion of creation and redemption above.
Robert - There is no fund that tracks the Model Shadow Stock Portfolio.
Warren Laird from KY posted over 3 years ago:
I agree with Tom O'Brien. Why a discussion period with no response?
Chintan Bhatt from PA posted over 3 years ago:
Just as Vanguard is probably the best place for passive index investing with low expense ratios for mutual fund, waht would be recommendation for ETF purchase, hold, and sell?
For exampple, if I am interested in purchasing XLF or XHB at current prices, can I / should I go through my current brokerage and purchase or is there an organization like Vanguard for ETPs that is ideal for an individual investor?
Thank you.
Charles Rotblut from IL posted over 3 years ago:
Hi Chintan,
The commissions you will pay for buying an ETF vary from broker to broker, but typically range in the $7 to $10 per trade range. Some brokerage firms have a specific set of ETFs that you can be commission-free (Fidelity, TD Ameritrade, etc.)
Our annual Discount Broker Survey shows which firms your fellow AAII members use and like. You can see a comparison of the most popular firms at:
Chintan Bhatt from PA posted over 3 years ago:
Thank you.
Cliff Rafter from FL posted over 3 years ago:
An excellent primer on etfs.
Charles Waldrop from TX posted over 2 years ago:
Excellent article but also some excellent questions that would really be nice if answered.
Ed Blansten from New York posted about 1 year ago:
I attended a conference on this very topic - the ETP Forum NYC - it was excellent and not your usual event - very sophisticated and great Portfolio Managers as speakers - all info was here www.expertseries.org


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Shag rugs have been a popular addition to homes for several years, and are a great way to add some style and color to even the most neutrally colored spaces. There are several types of shag rugs available, including high quality wool and chenille.
Types of Shag Material
There are three main types of shag rugs: Synthetic shag rugs made from synthetic silk and rayon blends, wool shag rugs and chenille shag rugs. Depending on your personal tastes and the use you have planned for your rugs, each of these three choices has some advantages.
Synthetic shag rugs can be used in high traffic areas with little damage from constant wear and tear. Synthetic rugs are also less costly than natural fiber rugs and chenille shag rugs.
Chenille and wool shag rugs are more comfortable, however. Chenille is one of the softest materials available, and is a high quality material that will not shed as other types of shag rugs, especially synthetic rugs, are known to do. Chenille shag rugs also have a comfy one inch pile that makes it one of the softest, most comfortable rugs available.
Wool shag rugs are also an excellent choice for comfort and durability. Wool shag rugs do shed, however, and are best for low traffic areas such as bedrooms or formal living rooms. Wool shag rugs are slightly deeper than chenille rugs, making them comfortable even after a long day of work.


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The members and volunteers who serve in Corporation for National and Community Service (CNCS) programs provide vital assistance to institutions and organizations that serve the public, including national and local nonprofits, schools, disaster relief groups, public agencies, and faith-based and community organizations.
National service participants improve the lives of millions of our most vulnerable citizens by helping children learn to read, caring for seniors, rebuilding communities struck by disasters, helping veterans readjust to civilian life, and more. Tens of thousands of nonprofits and faith-based organizations have been able to increase their capacity and effectiveness thanks to trained and dedicated volunteers serving through CNCS programs.
CNCS administers the following programs and initiatives to foster solutions that help mobilize other volunteers and build the capacity of organizations and communities to solve problems:
- Senior Corps engages more than 300,000 Americans age 55 and older annually as Foster Grandparents, Senior Companions, and RSVP volunteers.
- AmeriCorps engages 80,000 men and women each year in intensive service to address education, poverty, health, disaster relief, and other critical issues, while mobilizing nearly 3 million volunteers for the organizations they serve.
- The Social Innovation Fund promotes public and private investments in effective nonprofit organizations to help them replicate and expand to serve more low-income communities.
- The Martin Luther King Day of Service supports community organizations in their efforts to engage local citizens in service on the Martin Luther King Jr. federal holiday.
- The President's Higher Education Community Service Honor Roll honors colleges and universities for the commitment of their students, faculty, and staff to community service.
- The September 11th National Day of Service and Remembrance is the culmination of an effort originally launched in 2002 by 9/11 family members and support groups, who worked to establish the charitable service day as a forward-looking way to honor 9/11 victims, survivors, and others who rose up in service in response to the attacks.
Service with a Powerful Return on the Investment
Our programs and efforts facilitate service across generations and in every part of the nation. Since CNCS's inception in 1993:
- Senior Corps volunteers have contributed more than 1.8 billion hours of volunteer service to communities nationwide.
- More than 800,000 individuals have served through AmeriCorps, providing more than 1 billion hours of service.
- Tens of millions of K-12 and college students have strengthened academic learning and gained civic skills through service-learning.
The end results of national service tell stories that reveal the benefits for the people involved with the service as well as the communities reached.
- CNCS is a critical partner to communities facing natural disasters, providing trained volunteers to assist in feeding and shelter operations, home repairs, environmental cleanup, needs assessments, client casework, and long-term recovery. Since Hurricane Katrina, CNCS participants have contributed more than 10 million hours of service, managed 650,000 volunteers, assisted 3 million people, completed 55,000 damage assessments, refurbished 10,500 homes, constructed 2,000 new homes, served 1.6 million meals, and distributed 6,000 tons of food.
- Young or low-income adults face the toughest prospects for employment, and national service offers a path forward by providing valuable work experience, career skills, and educational support. By helping at-risk youth graduate, go to college, and find productive employment, national service saves taxpayer dollars that may otherwise have to be spent on prisons, rehabilitation, and other social services.
- To be competitive in a global economy, more Americans need to complete college or post-secondary education. More than 800,000 Americans have earned Segal AmeriCorps Education Awards to help pay for college in exchange for serving their country. By taking personal responsibility, they are earning educational opportunity.
- National service is a powerful catalyst and force-multiplier for community volunteering. Last year, CNCS programs mobilized and managed more than 3 million community volunteers. For example, AmeriCorps members serving with Habitat for Humanity have engaged more than 1 million volunteers to build more than 10,000 Habitat homes throughout the United States since 1994.


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"I have been listening to you on EWTN for about a year now. I left the Catholic Church 42 years ago. After many struggles during this last year, I finally went to confession on Sunday. I cannot begin to explain how excited I am to be home. Thank you so much for helping me on my journey home."
"I have loved justice and hated iniquity, therefore I die in exile."


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A Texas woman found herself behind bars Thursday after calling Lufkin, Texas, authorities to complain about bad weed.
The Lufkin Police Department received a call for help from the 200 block of Forrest Block Boulevard around 7:00 p.m. The caller, Evelyn Louise Hamilton, 37, of Lufkin, complained to dispatchers about a bad batch of drugs her dealer would not refund.
Responding officers asked Hamilton if she had any marijuana on her. She admitted to having some pot and turned over a small baggy hidden in her bra. She was then arrested for possession of marijuana. Her bail was set at $500.


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Chart(s) of the Day: How would you invest $100m?
If you've just inherited $100m and are wondering how to invest it over the next, say, one to three years, Societe Generale analysts have just the game for you.
The four rules of the Inheritance Game were explained in a research note from the French bank this week. They are: You must invest the $100m immediately; your overall portfolio must generate at least 8% return per year; you must have a diversified portfolio across different asset classes and geographies; and you must stick to your investments.
The analysts came up with 10 possible investments, ranging from Italian 10-year government bonds to tracking the EuroStoxx 50 index to palladium.
To make things more interesting, SocGen suggested four different scenarios under which these assets could have to perform between now and 2015: The eurozone crisis flaring up again; an emerging market crisis in 2013/14; a global recovery which gains ground; and no major crisis.
To help you make up your mind, the analysts put forward their own predictions for each of the 10 investments over three years and under each scenario (see attached charts for their conclusions).
--write to email@example.com


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Equinox Pond in Manchester offers serene spot, scenic trailsBy Erica Houskeeper
Correspondent | August 13,2014Photos by Erica Housekeeper
After a hike around Equinox Pond, Dave Barron, fly fishes.People have asked me where I've been on vacation this summer. Cape Cod? The coast of Maine? Martha's Vineyard? It turns out that I've stayed put in Vermont with my family. The Green Mountains are just too beautiful to leave this time of year.
Recently, my husband Dave and I traveled to Manchester with our 3-year-old daughter, Phoebe, for a relaxing summer getaway. One of the highlights of our trip was hiking around Equinox Pond, one of my favorite places in Vermont.
I grew up in Manchester, so I have a particular soft spot for Equinox Pond. I introduced Dave to the pond when we started dating more than a decade ago. Shortly after we became parents in 2011, we returned to Equinox Pond with Phoebe when she was a newborn. Now we make a point to visit as much as we can, which still isn't often enough.
During our most recent trip, we walked up to Equinox Pond on a warm and breezy afternoon. Phoebe ran around the grassy edge of the pond in her bare feet, and for a moment I thought she might jump in the water and splash around in her clothes. How could I blame her? She was in her glory and seemed to love Equinox Pond as much as I do.
Equinox Pond and the trails beyond
Located near the base of Mount Equinox in Manchester, Equinox Pond and the surrounding land are part of the Equinox Preservation Trust, which was established in 1996 and includes more than 914 acres of protected land.
The pond offers a magnificent view of Mount Equinox to the west. The property also includes a waterfront historic pavilion — formerly an ice house — that is owned by the Equinox Resort & Spa and used for wedding receptions and special events.
Beyond the pond, 11 miles of trails that mostly follow old logging roads are open for hiking, snowshoeing, cross-country skiing and mountain biking.
Suggested hikes
Pond Loop is an easy, three-quarter mile walk through the woods around the pond's perimeter. Along the trail hikers will find red and sugar maples, paper birch, striped maples, hornbeams and hop-hornbeams.
For something a little more challenging, try Robin's Lookout. The half-mile hike leads to an overlook with views to the east of Equinox Pond, Hildene, the Battenkill Valley and the Green Mountains. While Robin's Lookout is steep in places, it's suitable for kids ages 8 and up.
The trail to Robin's Lookout features sugar maples, hornbeams, striped maples, beech, ash and red oaks. Like much of the property, the Robin's Lookout trail passes through habitat that attracts ovenbirds, scarlet tanagers, wood thrushes and a variety of warblers and woodpeckers.
Visitors can also stay right at the pond to see wildlife. Equinox Pond attracts great blue herons, kingfishers, snapping turtles and the occasional osprey or bald eagle.
The best part about Equinox Pond? For me, it's soaking up the view of Mount Equinox with the people who matter most, knowing there's no place in the world I would rather be on a glorious summer day.
For more information, visit equinoxpreservationtrust.org.
Erica Houskeeper is a freelance writer and PR/communications consultant living in Burlington. She publishes a blog about Vermont, www.happyvermont.com.
If you go:
Swimming, kayaking, camping, campfires and boating are not permitted at the pond, and catch-and-release fishing is reserved upon request for Equinox Resort & Spa guests. Parking for Equinox Pond is available in a designated lot off West Union Street in Manchester Village, just south of Burr and Burton Academy.MORE IN This Just InMONTPELIER A new report from a commission that studied the cost, availability and quality of... Full StoryVermont fish hatchery changes focus, looks inland
BETHEL, Vt. Full StoryHONOLULU (AP) A group of Hawaii musicians and a Hawaiian Airlines flight attendant provided... Full Story
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The U.N. climate negotiations often have the feel of a multi-ring circus – several negotiating bodies, each including virtually all the same parties, wrangle over different issues in different rooms. You have the COP [2], the CMP [3], the SBI [4], the SBSTA [5], the AWG-KP [6], the AWG-LCA [7], not to mention the various contact groups, informals, and informal informals.
So when the talks resume next week in Bonn, Germany, it will be a rare moment. For the first time since the 1997 conference that produced the Kyoto Protocol, parties will be devoting their entire time to a single negotiating body. Its aim: a comprehensive new agreement in 2015 to start in 2020.
One might hope this singular focus will allow something of a fresh start. And judging from their written submissions [8] going into the Bonn talks, some parties are indeed bringing new perspectives. Others, meantime, are recycling old ideas. And some seem to envision a new agreement strikingly similar to what we've already got.
Parties will be meeting as the Ad Hoc Working Group on the Durban Platform on Enhanced Action [9], so named because it was launched at COP 17 [10] in Durban, South Africa, in 2011. The ADP, as it's been dubbed, has so far moved very slowly. Parties first had to wrap up business under the AWG-LCA and AWG-KP, including a second round of Kyoto targets, which they managed at COP 18 [11] in Doha, Qatar, late last year.
The ADP's purpose is to "develop a protocol, another legal instrument or a legal outcome under the Convention applicable to all Parties." This brief but ambiguous mandate implies a host of issues and options [12]. As they head into Bonn, parties are starting to offer up more concrete ideas on just what kind of agreement they foresee.
Some are remarkably familiar – because either we've heard them before or they already exist.
China's view falls into the latter category. The United States and others interpreted "applicable to all" as dissolving the historic dichotomy under the climate Convention between developed and developing countries. However, China [13] (like India [14]) explicitly rejects revising the Annex I list, negotiated in 1992, that defines which countries are which.
For developed countries, China sees legally-binding economy-wide emission reduction targets, as in Kyoto. Developing countries would take "diversified enhanced mitigation actions…supported and enabled by adequate finance, technology and capacity building support from developed countries."
The United States [15] proposes a radically different approach: It's OK leaving Annex I as is, but the United States doesn't see applying it to the new agreement.
In fact, departing from the model it advocated ahead of the 2009 Copenhagen conference (quantified reductions for developed countries, and quantified "actions" for developing countries with "greater responsibility or capability"), the United States now envisions an agreement with no categories at all.
In the new U.S. view, parties "define their own mitigation contributions, taking into account national circumstances, capacity, and other factors that they consider relevant." Rather than the old binary division, there would be a natural spectrum – "self-identification of measures would result in self-differentiation."
Most ideas from other parties lie somewhere along a rough spectrum between the United States' bottom-up "self-identification" model and China's Kyoto-redux.
Showing that some developing countries are not as wed to past practice, an alliance [16] of Latin American and Caribbean states notes that while the Convention's principles "are enduring, they are also dynamic." Australia [17] and the European Union [18] propose as the United State once did that all major economies have economy-wide emission targets. India suggests that a new agreement's "legal force" could derive from domestic, not international, law. Ethiopia [19] proposes keeping the Annex I/non-Annex I distinction but revising the lists every five years based on per capita emissions. Singapore [20] rejects formulaic approaches as unworkable.
Some common themes emerge. One is that an agreement must be flexible to accommodate very different national circumstances (though not all want it as flexible as the U.S.). Another is that an agreement must be dynamic, able to evolve as countries' circumstances change.
In a sign that parties' expectations have tempered since the blowup in Copenhagen, some openly argue that the agreement must be dynamic in part because the initial round of commitments won't be strong enough. We'll need a "robust mechanism," says South Korea [21], to raise ambition over time.
[1] http://www.c2es.org/blog/diringere
[2] http://unfccc.int/bodies/body/6383.php
[3] http://unfccc.int/bodies/body/6397.php
[4] http://unfccc.int/bodies/body/6406.php
[5] http://unfccc.int/bodies/body/6399.php
[6] http://unfccc.int/bodies/body/6409.php
[7] http://unfccc.int/bodies/body/6431.php
[8] http://unfccc.int/bodies/awg/items/7398.php
[9] http://unfccc.int/bodies/body/6645.php
[10] http://www.c2es.org/international/negotiations/cop-17
[11] http://www.c2es.org/international/negotiations/cop-18
[12] http://www.c2es.org/publications/durban-platform-issues-options-2015-agreement
[13] http://unfccc.int/files/documentation/submissions_from_parties/adp/application/pdf/adp_china_workstream_1_20130305.pdf
[14] http://unfccc.int/files/documentation/submissions_from_parties/adp/application/pdf/adp_india_workstream_2_20130309.pdf
[15] http://unfccc.int/files/documentation/submissions_from_parties/adp/application/pdf/adp_usa_workstream_1_20130312.pdf
[16] http://unfccc.int/files/documentation/submissions_from_parties/adp/application/pdf/adp_ailac_workstream1_20130301.pdf
[17] http://unfccc.int/files/documentation/submissions_from_parties/adp/application/pdf/adp_australia_workstream_1_20130326.pdf
[18] http://unfccc.int/files/documentation/submissions_from_parties/adp/application/pdf/adp_eu_workstream_1_20130301.pdf
[19] http://unfccc.int/files/documentation/submissions_from_parties/adp/application/pdf/adp_ethiopia_workstream1_18022013.pdf
[20] http://unfccc.int/files/documentation/submissions_from_parties/adp/application/pdf/adp_singapore_workstream1_20130226.pdf
[21] http://unfccc.int/files/documentation/submissions_from_parties/adp/application/pdf/adp_republic_of_korea_workstream_1_20130319.pdf


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BSC Jazz Ensemble Winter Concert Set for December 13
CreatedFriday, November 05 2010
Created byJim Nelson/Media Relations - (304) 327-4103 firstname.lastname@example.com
(Bluefield)--The Bluefield State College Jazz Ensemble will present its annual Winter Concert on Monday, December 13, at 7 p.m., in the Basic Science Auditorium on the BSC campus. The event is open to the public, free of charge.
The 20-piece ensemble, organized in 1970, is a combination of area musicians dedicated to the performance of the finest jazz arrangements and the traditional "big band" sound. Some of the ensemble's musicians have been members of the band for most of its 40 years.
The BSC Jazz Ensemble has performed throughout the Virginias and North Carolina, including a performance at the inaugural ball of former Virginia Governor Gerald Baliles.


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Ways to Give
Thank you for your support of Regent University. You can make a gift using one of the following options:
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Game one down no reason to frown
I'd love to tell you how great it was to watch the first Rockies game of the year but I had to listen to it on MLB Gameday Audio.
We dropped the cable package we had because we're moving soon and now I can't watch the game at home anymore.
Let's just say the game that I heard was a great game. Props to the D-Backs for taking this one. I was proud of the way the Rockies played today and I can't wait to "see" more.
Brandon Webb was off of his game and Aaron Cook seem to follow suit. Wiith that being the case it was an all out slugfest that didn't take long to get rolling.
Cook gave up the first home run to Lopez in the first inning. Cook went 2 1/3 innings and gave up seven hits and six runs, four of those runs in the third inning,…ouch. On a bright not Cook right now is batting 1000.
Stud of the Rockies for the first game was Brad Hawpe, 3 for 4 with 3 RBI's. Right now Hawpe is batting .750.
Troy Tulowitzki and Chris Iannetta both homered in the 4th inning, Seth Smith homered in the 7th. Big Todd went 1 for 4 today.
Not being able to see this game on TV today is my punishment for not being in Phoenix to support my team and see this game live. I try not to question it, I know it's just some sort F'ked up charmic balance that keeps me grounded…usually. It sucks because sometimes I just wanna fly.
Congrats to my friend Rick and his wife on the birth of their daughter.
My deepest sympathies got out to my friend Willa on the very recent loss of her husband who had been battling a long illness. She's a sweet lady and very kind.
The Nuggets/Thunder game with Hunter is on Wednesday and Hunter has come up with a few good questions to ask Carmelo Anthony.
1. What other sports do you like to play?
2. Do you have any pets? (We have two pugs, a puggle and two frogs).
Hunter and I are huge Nuggets fans (if you couldn't tell from a lot of my previous blog entries), and we're really looking forward to the entire evening. Hunter is playing basketball in grade 4 this year so he'll be diggin on all of this.
The Rockpile Rant was eliminated today in the "Max Madness" brackets. Eat, Sleep, Baseball layed the smack down hard.
I'm not sure what the ending totals were, but the last I looked it was like 70/30…Congrats.
Possible rain on the home opener for the Rockies. Who the F'ck knows here.
The weather report changes daily/hourly so I'm just going to hope for no rain and no snow and be ready for anything.
Anybody that's going to Rockies opening day wanna give a shout out? I'll take your picture, you know cause that's what I do.
Tomorrow I'll post the questions for the Rockies Fan Profile. Anyone want to offer up some last minute good questions? As always I'd love to hear your suggestions.
5 Comments
D – we had our home opener/season opener rained out. Take 2 today! Enjoy the b-ball game! Both my boys play and they love it! I hope Hunter is enjoying it also.
JULIA-I saw that, I'm hoping we don't get rained out here. Hunter loves team sports…D
I know I am facing Eat,Drink, Baseball next. We just have to put the smackdown on him. lol
Seriously, that was a great offensive power display in that first game. I truly hope you guys do not have to score 7 plus a night to stay into games.
But it was also the first game and usually the hitters are in front of the pitchers in regards to control and command early in the year.
Still, hope Jason Hammel gets you guys some quality innings. you will like the tall and lanky guy. He is a great fan guy who loves to sign and is just one of those good old boys.
Rays Renegade
RAYSREN-You got my vote brotha. Thanks for the scoop on Hammel, we could use the help in that dept…D
"Possible rain on the home opener for the Rockies"
Kathy Sabine says it's "supposed" to be mild & 52 degrees (fairenhieght) for the home opener & a chance of light snow on Sat & light rain sun, but then again it's Colorado! the weather's unpredictable here.
I'll bring my rain poncho with me just incase.Missyhttp://rocktober-2007.mlblogs.com


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South Dakota State Library: Digital Collections
South Dakota Legislative Research Council
Volume 40 Monday, 8:00 a.m., June 9, 2014
NOTICE OF PROPOSED RULES: (None)
The 2014 Sessions Laws are available on the LRC website at http://legis.sd.gov/Statutes/Session_Laws/menu.aspx?Session=2014.
The Department of Social Services, in conjunction with the Department of Human Services, intends to make changes to the CHOICES 1915 (c) HCBS Waiver concerning earned income cost sharing effective July 1, 2014. The CHOICES Waiver is operated by the Division of Developmental Disabilities in the South Dakota Department of Human Services. The proposed waiver amendment removes the payment reduction requirements for earned income from the post-eligibility treatment of income formula. This amendment is a result of public input received during a series of public forums during the waiver renewal process. Additionally, the amendment is a recommendation of the Governor's Employment Works Task Force. This amendment modifies Appendix B, subsection B-5 b. i. and B-5 d. i. of the CHOICES Waiver. The Department estimates there will be a federal fiscal impact of $58,476 in Federal Fiscal Year 2014 and $233,902 in Federal Fiscal Year 2015. Written requests for a copy of these changes, and corresponding comments, may be sent to Kirby Stone, State Medicaid Director, Division of Medical Services, Department of Social Services, 700 Governors Drive, Pierre, South Dakota 57501-2291.
SOUTH DAKOTA INVESTMENT COUNCIL: 6:01:02:01, 6:01:02:02, 6:01:02:04; 6:01:03:01 to 6:01:03:03, inclusive; and 6:01:07:01 to 6:01:07:03, inclusive.
History-Notice: 40 SDR 165, March 17, 2014
Hearing: April 9, 2014
Filed: June 2, 2014
Effective: June 23, 2014
History-Notice: 40 SDR 165, March 17, 2014
Hearing: April 9, 2014
Filed: June 2, 2014
Effective: June 23, 2014
DEPARTMENT OF GAME, FISH AND PARKS: 41:06:01:09 and 41:06:01:16.
History-Notice: 40 SDR 182, April 14, 2014
Hearing: May 1, 2014
Filed: June 3, 2014
Effective: June 23, 2014
Frances R. Becker, Rapid City, was reappointed on May 30, 2014, to the Governor's Task Force on Trust Administration Review and Reform, effective June 1, 2014, and shall continue until May 31, 2017.
Todd Bernhard, Pierre, was reappointed on May 30, 2014, to the Governor's Task Force


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Local man faces felony charge in stabbing
BARRE A Montpelier man is facing a felony assault charge after police say he stabbed another man in the stomach at Charlie Os bar in Montpelier early Saturday morning.
Andrew R. Gombar, 30, pleaded not guilty in Washington County criminal court Barre Monday to one count of aggravated assault with a weapon. If convicted, he faces a maximum sentence of 15 years in prison and a $10,000 fine.
According to the police affidavit, police received a call around 1 a.m. about a possible stabbing at the bar. Upon arrival, police say they located Jared Mullin, 34, intoxicated and doubled over the steps of the bar saying he had been punched in the stomach really hard. Police say Mullin was not being cooperative, but did say he got into an argument with someone over the ownership of a jacket. Mullin told police that he may have misplaced his jacket in the bar and accidentally picked up Gombars by mistake, initiating the argument.
Mullin was asked by police if he had been stabbed and he told them no. Since Mullin was complaining of stomach pain, police then asked Mullin if he wanted to be seen by emergency medical technicians. He declined and said he just wanted to go home.
Police then spoke with Gombar who confirmed he had gotten into an argument with Mullin and had a shoving match over a jacket, but claimed that no assault had taken place.
Police subsequently also spoke with a witness at the scene, who said the two men had gotten into shoving match over a jacket, but did not see any assault take place or hear anything about a knife being used.
Based on the information police had gathered, they determined no assault had taken place and let Gombar go free, handing back to him a knife that was found on him when he was patted down by police before questioning. Before handing it back, police say, they inspected the knife in a dim light, but did not see any blood on the blade.
During the course of the investigation, police also learned that Mullin had court conditions that barred him from drinking alcohol. Mullin was taken into custody and taken to the police department in Montpelier for processing.
Upon arrival at the station, police say Mullin was taken to a holding cell where he again complained of stomach pain. Police say Mullin was wearing a thick winter coat and two layers of dark clothing. They say they then noticed a small slit in the middle of his long sleeve outer shirt with some type of dark stain around it. Police helped Mullin lift his shirt and saw part of his intestines hanging out of his stomach.
Police immediately contacted Montpelier Rescue who transported Mullin to Central Vermont Medical Center for treatment. The medical center did not release Mullins condition when requested Monday.
In the affidavit, police say Mullins medical status was unknown, except that he would have to undergo emergency surgery for his wound.
Police then canvassed the area looking for Gombar, searching his residence and the downtown, but were unsuccessful in locating him. A short time later, police say Gombar arrived at the front counter of the police station. Gombar told police he had come to the station because when he went home, he took his knife out and noticed it was wet.
Police took possession of the knife and saw that the blade was covered in what appeared to be fresh blood.
In court Monday, Gombar was released on conditions.
@timesargus.comMORE IN This Just InWASHINGTON The House on Thursday cleared bills to keep the government running through April and... Full StorySALISBURY, N.C. Full StoryMEUREUDU, Indonesia Humanitarian organizations descended on Indonesias Aceh province Thursday ... Full Story
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Comments: This is by far the best track spike I've ever worn (tried at least 5 different pairs from Brooks, Puma, and Asics over the years but never tried Nike's since didn't have good experience with them in the past until a friend highly recommended these). The fit is snug without being too tight or having uncomfortable pressure points. There is a lot of arch support. The spike is also super light. I've used them from 800m to 5000m without issue except for the very first time, left pinky toe did get "cut" by chaffing but went away after that race. They let you run fast without getting in the way. Now waiting for the Matumbo 2's to come out (same lower design but supposedly an even better upper fit with true "fly wire" wires instead of just wires glued to plastic).
From: Mike, NY, USA


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Ventria looks for breakthrough plant-based drugs
- published_in
- News Stories
There are, of course, a few hurdles first.
Ventria has developed a method to make proteins and store them in self-pollinating plants such as rice and barley. The company plans to use those proteins, developed affordably and on a large scale, in drugs for worldwide distribution.
"Many of the biotech medicines are not available on a global basis," said Deeter, who was recently named a board member of the Colorado BioScience Association. "It's really our vision to make biotech medicine more available on a global basis because of this technology."
Established in 2001, the privately held drug company's laboratories are located in the Rocky Mountain Innosphere in Fort Collins. Ventria maintains exclusive rights to more than 25 issued patents and is in the process of securing another 21 patents.
"They're special because the material they use is plant-based, which is different from other companies that provide proteins for commercialization," said Holli Riebel, president and CEO of the bioscience association.
Ventria is one of many in Colorado's growing plant bioscience industry, which also makes fuel and agricultural products, she said.
Employing 28 people, Ventria also operates a division, InVitria, which creates cell culture products and is backed by venture capitalist Dave Dwyer of Boulder-based Vista Ventures.
Ventria recently completed a study of its flagship VEN100, a drug that consists of a protein found in breast milk that fights diarrhea caused by antibiotics in hospital patients, Deeter said. The study's results were published in the Journal of Health, Population and Nutrition.
Antibiotic-associated diarrhea affects as many as 25 percent of patients and costs the U.S. health care industry $7.5 billion annually, he said. Antibiotics can treat the ailment, but no other drugs can prevent it.
The condition poses serious health risks, said Dr. William B. Greenough III, professor in the Division of Geriatric Medicine at Johns Hopkins University and the study's lead author. Ventria and Johns Hopkins scientists, including Greenough, developed the drug using technology the company licensed from the University of California, Berkeley.
The condition especially affects elderly people and those with poor immune systems.
"(Antibiotic-associated diarrhea) is a significant cause of morbidity and death in this population, and we are currently without preventive options," Greenough said. VEN100 "could have an important, positive impact on patient care."
Ventria announced earlier this month that it successfully completed its phase two clinical trial of the medicine. During the trial, a team of investigators from Johns Hopkins found that VEN100 reduced the incidence of the infection by about 50 percent, according to the company.
The next step for the drug is a phase three clinical trial, which will test it in a larger population.
"It's a multibillion-dollar revenue product that would be substantially larger than anything else we're working on right now," Deeter said.
Ventria scientists also are in the early stages of developing vaccinations for animals to prevent rabies and Lyme disease from spreading to humans. The company is working with the Centers for Disease Control and Prevention's Division of Vector Borne Diseases in Fort Collins on the vaccines, using funding from the National Institutes of Health.
To prevent Lyme disease, scientists aim to vaccinate mice fed on by ticks.
The challenge will be to get mice to eat bait containing the vaccination.
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Biofuels DealFlow reports that billions were invested in new biofuels capacity or in early-stage biofuels companies this year. The new report lists 51 significant transactions that took place in 2011.
The private sector invested $3.8 billion in new biofuels capacity or in early-stage companies in 2011, according to Biofuels DealFlow, a new report produced by Biofuels Digest. The biofuels industry also saw nearly $7 billion in mergers and acquisitions.
The year's biggest transaction was the $6.3-billion acquisition of Danisco by DuPont. But there were 51 other significant transactions in 2011. You can view a list of these transactions at www.biofuelsdigest.com.


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Even though Kanye West walked off with the most Grammy nominations Wednesday night, the chatter backstage was all about Adele.
West's seven nominations was one more than that of the 23-year-old British songstress. And she was the clear favorite among many of the artists to take home the most trophies at next February's awards show.
"I feel sorry for anybody whose got to go up against Adele this year," said country artist Jason Aldean, who said he was thankful Adele was not competing in the three categories he is nominated for.
Bruno Mars's "Doo Wops & Holligans" is pitted against Adele's "21" for album of the year and record of the year.
Mars gathered six nominations Wednesday, adding to the seven he got last year.
"Adele's awesome, but I heard she beats up little puppies," Mars joked backstage after the live Grammys nominations telecast Wednesday night.
Kimberly Perry, lead vocalist for best new artist nominee The Band Perry, said Adele's "21" album is the most-often played music on the group's tour bus.
It's uncertain if Adele will have recovered enough from this month's throat surgery to sing at the February 12 show, Recording Academy President Neil Portnow said. The procedure to repair a "recurrent vocal cord hemorrhage" forced cancellation of the remainder of her 2011 shows.
Wednesday night's one-hour Grammy nominations telecast began and ended with Lady Gaga performances, including a finale with country duo Sugarland.
Gaga, nominated in three categories, is up against Adele for the highest honor -- album of the year -- with "Born This Way."
In addition to Adele, Mars and Gaga, the album of the year nominees include Foo Fighters' "Wasting Light" and Rihanna's "Loud."
Other artists with impressive collections of nominations include Lil Wayne and Skrillex with five each.
Indie favorites Bon Iver is up for four Grammys, including best new artist, best song and best record.
Album Of The Year:
21--- Adele
Wasting Light--- Foo Fighters
Born This Way--- Lady Gaga
Doo-Wops & Hooligans --- Bruno Mars
Loud --- Rihanna
Record Of The Year:
"Rolling In The Deep" --- Adele
"Holocene" --- Bon Iver
"Grenade" --- Bruno Mars
"The Cave" --- Mumford & Sons
"Firework" --- Katy Perry
Best New Artist:
The Band Perry
Bon Iver
J. Cole
Nicki Minaj
Song Of The Year:
"All Of The Lights" --- Jeff Bhasker, Malik Jones, Warren Trotter & Kanye West, songwriters (Kanye West, Rihanna, Kid Cudi & Fergie)
"The Cave" --- Ted Dwane, Ben Lovett, Marcus Mumford & Country Winston, songwriters (Mumford & Sons)
"Grenade" --- Brody Brown, Claude Kelly, Philip Lawrence, Ari Levine, Bruno Mars & Andrew Wyatt, songwriters (Bruno Mars)
"Holocene" --- Justin Vernon, songwriter (Bon Iver)
"Rolling In The Deep" --- Adele Adkins & Paul Epworth, songwriters (Adele)
Best Pop Solo Performance
"Someone Like You" --- Adele
"Yoü And I" --- Lady Gaga
"Grenade" --- Bruno Mars
"Firework" --- Katy Perry
"F***in' Perfect" --- Pink
Best Pop Duo/Group Performance:
"Body And Soul" --- Tony Bennett & Amy Winehouse
"Dearest" --- The Black Keys
"Paradise" --- Coldplay
"Pumped Up Kicks" --- Foster The People
"Moves Like Jagger" --- Maroon 5 & Christina Aguilera
Best Dance Recording:
"Raise Your Weapon" --- Deadmau5 & Greta Svabo Bech
"Barbra Streisand" --- Duck Sauce
"Sunshine" --- David Guetta & Avicii
"Call Your Girlfriend" --- Robyn
"Scary Monsters And Nice Sprites" --- Skrillex
"Save The World" --- Swedish House Mafia
Best Rock Performance:
"Every Teardrop Is A Waterfall" --- Coldplay
"Down By The Water" --- The Decemberists
"Walk" --- Foo Fighters
"The Cave" --- Mumford & Sons
"Lotus Flower" --- Radiohead
Best Hard Rock/Metal Performance
"On The Backs Of Angels" --- Dream Theater
"White Limo" --- Foo Fighters
"Curl Of The Burl"--- Mastodon
"Public Enemy No. 1" --- Megadeth
"Blood In My Eyes"--- Sum 41:
Best Rock Album:
Rock 'N' Roll Party Honoring Les Paul--- Jeff Beck
Wasting Light--- Foo Fighters
Come Around Sundown--- Kings Of Leon
I'm With You--- Red Hot Chili Peppers
The Whole Love--- Wilco
Best Alternative Music Album
Bon Iver--- Bon Iver
Codes And Keys--- Death Cab For Cutie
Torches--- Foster The People
Circuital --- My Morning Jacket
The King Of Limbs--- Radiohead
Best Traditional R&B Performance:
"Sometimes I Cry" --- Eric Benét
"Fool For You" --- Cee Lo Green & Melanie Fiona
"Radio Message" --- R. Kelly
"Good Man" --- Raphael Saadiq
"Surrender" --- Betty Wright & The Roots


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Skip to Content
Registration is closed.
Please call 425-688-5259 for class information. For surgery or insurance questions please call 425-688-5214.
Has the time come to get the facts about weight loss surgery? If so, here is your opportunity.
Overlake invites you to attend a free information session to find out if weight loss surgery is right for you.
Thien Nguyen, MD will present specifics on:
Print this page for classroom maps and directions for seminars being held at Overlake Medical Pavilion Suite 505.
Print this page for classroom Map & Directions to the Issaquah Highmark Specialty Clinic Classroom Ste. 201
Family & Community Education at 425-688-5259 or send an email
At this location Overlake Medical Clinics Outpatient Rehabilitation Services Beginning on April 30, 2013
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Soft Pleated Skirt
Style: 570103565
Out of Stock
Flowy swing skirt of light-weight chiffon is perfect for those spring days. Pleated all along the wide waistband for movement.
- Sits below natural waist.
- Invisible side zipper with hook-and-eye closure.
- Fully lined.
- 100% polyester. Machine wash. May be dry cleaned. Imported.
- Hits 2-3" below the knee cap. Length: 27"
Read more… Read less…


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Show your team pride with the limited edition San Diego Chargers bracelet.
The San Diego Chargers Bracelet includes 3 bracelets that are fastened together by two steel clamps. It includes a lobster claw clasp and back chain, making it fully adjustable to fit any wrist size.
This accessory is packaged in our signature black box with a certificate of authenticity.
Measurements: This bracelet uses a lengthening chain to make it fully adjustable to fit any wrist size.
San Diego Chargers Bracelet Includes:
NFL Collection
This is a fully licensed Little Earth Productions product.
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Transport yourself to an alternate reality with this beautiful DMT Bracelet. DMT also known as the "Spirit Molecule" gets you in touch with your soul and has you feeling ecstatic!... View full product details
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Dopamine is the molecule of love. Wear this love on your wrist with our Dopamine bracelet expression love in a different way! SIZING: Total bracelet length is 8.5". The bracelet is fully... View full product details


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Footloose: Spring Shoes Under $250
- Next1 of 14Glo
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INTRO_Footloose_vo21 of 14
Dip Dye2 of 14
A Japanese-inspired bootie-sandal hybrid is a great way to segue into the new season.
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Whether seaside or in the city, decked out boat-shoes are great for off-duty style.
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Lighten Up4 of 14
Freshen up a tired work outfit with a bright white linen pump whose cord-wrapped heel adds some nautical flair.
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Get Pumped5 of 14
Try a demure pump in a bold print for a ladylike silhouette—and a conversation starter.
SHOP NOW: J. Crew Persimmon Pumps, $248
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A near-reflective metallic wedge is the perfect partner for all your spring neons.
SHOP NOW: MICHAEL Michael Kors Espadrille, $120
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This brilliant floral wedge adds a touch of the '40s retro vibe to any outfit.
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Make an all-black ensemble avant garde by finishing the look with this sculptural heel.
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Think outside of the box and go for a classic sling-back in an unlikely color.
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Add a pair of jade lace-up suede booties to keep your navy and khaki look from getting too formal.
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Flame Studded Stretch Belt
Style: 570079734
Out of Stock
A pop of brilliant red defines the waist. Wide stretch belt has snake-embossed texture trimmed with glossy shine and silver studs. A match to the Flame Studded Exotic Low Heel. Imported.
- Sized to wear at the waist.
- 1.5" wide.
- Elastic back with double snap closure.
- Genuine and man-made leather.
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David P. Rall
Class Year:1946
Outstanding Alumni Award Winner 1974
David Rall was a cancer researcher who simultaneously headed both the Federal National Institute of Environmental Health Sciences and the National Toxicology Program. For 19 years, Dr. Rall headed the National Institute of Environmental Health Sciences and held the rank of Assistant Surgeon General in the U.S. Public Health Service. He chaired the World Health Organization's Program on Chemical Safety. During a scientific career spanning half a century, Dr. Rall was a principal or sole author of some 180 scientific papers and the recipient of many national and international honors.


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Release #07-015
August 21, 2007
HURLBURT FIELD, Fla. — Air Force Special Operations Command got a green light to press forward with its plans to stand up a special operations wing at Cannon Air Force Base, N.M.
Mr. William C. Anderson, assistant secretary for the Air Force Directorate of Installations, Environment and Logistics, signed the record of decision, finalizing the National Environmental Policy Act process that started in August 2006. His signature marks the approval of AFSOC's environmental impact statement.
Col. Tim Leahy, former vice commander of the 1st Special Operations Wing at Hurlburt Field, will be the first commander of the New Mexico special operations wing when it stands up at Cannon Oct. 1.
The first AFSOC aircraft to move to Cannon will be the 73rd Special Operations Squadron's MC-130W Combat Spear currently located at Hurlburt Field. The MC-130W conducts infiltration, exfiltration and resupply of special operations forces and also provides refueling capability for special operations vertical-lift assets like the CV-22 Osprey.
The total number of aircraft, manned and unmanned, to be stationed at Cannon is expected to be around 100. The final active-duty population at Cannon is expected to be between 4,400 to 5,600 people. It will take approximately three years to complete the build-up of the new special operations wing at Cannon.
For further information, contact the AFSOC Public Affairs at (850) 884-5515.
Cannon Special Ops approved
Release #07-015