text:
The versatile specialist with excellent handling and operating economy.
4×2, 6×2, 6×4, 8×2 or 8×4
D11 or D13 (330 to 480 hp)
The new Volvo FMX
Volvo FMX Classic
The new Volvo FM
Volvo FM Classic
To discover what the Volvo FM's new Work Remote is all about, we are introduced to a young component specialist by the name of Markus Olsson. "This is the perfect all-weather application for frequent loading and unloading, even here in wet and windy Gothenburg," he says enthusiastically.
"The remote control is designed to make the driver's life easier and safer," says Markus Olsson. "Not only can they switch the engine on and off and rev up with it, but the device also gives drivers full control over load distribution across the axles. They don't have to run back and forth to check the load indicator during loading. This is especially useful when they're working on their own. All they need to do is attach the unit to their belt clip, and they have a portable electronic assistant. And because we've provided an interface for a tail-lift, the driver needs just one device instead of two."
You can't go for a swim with it
Some loading bays are tricky. Inclines and irregular surfaces make it difficult to bring the truck level with them. But as Markus Olsson points out, the new remote control removes most of the stress. "The driver can use the device and the Volvo FM's air suspension to lower or raise the truck, tip it sideways and lengthwise, if necessary. This data can then be saved on the remote control's memory. So when the driver returns to the same loading bay, he or she can recall the settings immediately. Up to five different settings can be memorised."
"For different truck applications there's an auxiliary control with five digital input channels. These allow the driver to check the status of a range of indicators, including on/off, temperature, warnings, status reports to name a few," says Markus Olsson.
"With this remote control, Volvo has allowed the bodybuilders to connect the special devices each driver needs." And the driver does not even have to be inside or next to the truck to use the remote control. "With free sight, I've used the device as far as 100 metres from the vehicle. Naturally, in a busy warehouse the range will be shorter," Markus Olsson points out.
When you design equipment for truck drivers, tough is a good adjective to include in the specification. Markus explains what tough means for the new remote control. "It's tough enough to work in extreme temperatures, from -40°C to 85°C. And you can drop it onto a flat surface from two metres, and the device will still work."
But how does the new unit respond to water? "You can't go for a swim with it," Markus concludes with a smile, "but if you use it in a heavy downpour, you have nothing to worry about."
"My Truck changes the relationship between me and my truck," says transport solution expert, Jarkko Aine. He's talking about a new smartphone app that lets drivers check gauges such as fuel, AdBlue and oil levels. But what Jarkko Aine thinks will be most popular is the opportunity to set up the cab climate in advance – from wherever the driver happens to be. This way the heater and/or cooler can have the ideal temperature ready and waiting for the driver.
"You can set it up according to a weekly schedule or use it on the fly. And you can even use it to check if you've locked and alarmed the vehicle if you're prone to forgetting." Jarkko Aine points out that My Truck is currently available for iOS devices but says that Android is in the pipeline.
Learn the details about ECS4 and the Work Remote


text:
Universal was founded in 1912.
It's the oldest American movie studio in existence.
Thomas Edison presented Universal with a plaque dedicating its first electric-powered studio in 1915.
Walt Disney created the character "Oswald the Lucky Rabbit" for Universal years before Mickey Mouse was born.
Universal won its first Academy Award for Best Picture in 1930, with All Quiet on the Western Front.
Universal had to wait 43 years to win its next Best Picture, for The Sting in 1973. That's a record drought for major studios.
The studio has won 8 Best Pictures in total
It took makeup artists more than two hours to apply Lon Chaney's makeup in Universal's 1925 film "The Hunchback of Notre Dame."
In the 1930's and 1940's, Universal was best known for its monster movies, including those starring Frankenstein's monster, Dracula and The Mummy.
Bela Lugosi was so well-known for his role as Universal's Dracula, he was buried wearing a vampire cape costume.
Alfred Hitchcock made 8 movies with Universal, including "Shadow of a Doubt" and "The Birds."
Abbott & Costello made more than two dozen movies with Universal.
Universal has distributed several box office record-breakers, including "Jaws," "E.T." and "Jurassic Park."
Universal's theme park in Hollywood opened in 1964.
Each year, 30 million people visit Universal Studios theme parks across the world.
Universal Studios is in Universal City, an unincorporated city that used to have its very own mayor. Rock Hudson, Doris Day, Tony Curtis and Abbott & Costello each had turns as mayor.
Winston Churchill was made an honorary citizen of Universal City.
The Wizarding World of Harry Potter opened at the Universal Orlando Resort in 2010.
Universal was the last major studio to release movies in Blu-ray, waiting until July 2008.
2013 was Universal's best year ever at the box office -- beating the studio's old record before November was even more!
No email address was supplied by
To complete your registration on this site, please supply an address.
Please confirm or modify the email address to which you will have subscription offers sent.
For a more personalized experience, please supply the following optional information.

subset: commoncrawl


text:
Journal of Markets & Morality
Purchase a subscription to the Journal of Markets & Morality to get access to the most recent issues.
Learn more at MarketsAndMorality.com | Subscribe
Ray Nothstine is Associate Editor at the Acton Institute, and Managing Editor of Religion & Liberty. In 2005 Ray graduated with a Master of Divinity (M.Div) degree from Asbury Theological Seminary in Wilmore, Ky. He also holds a B.A. in Political Science from The University of Mississippi in Oxford. Before coming to Acton, Ray worked as a free-lance writer for several organizations, including the Institute on Religion and Democracy. He gained ministry experience in churches in Mississippi and Kentucky. After college, he also served on the staff of U.S. Congressman Gene Taylor (D-Miss) in Gulfport in 2001-02. The son of a retired Air Force pilot, Ray has also lived in Okinawa, Philadelphia, New England, Hawaii, and Egypt.
|October 19, 2016
|A 'Hillbilly Elegy' for family and civil society
|July 02, 2014
|The Rapid Politicization of Religious Liberty and Natural Rights
|December 18, 2013
|Religious Liberty versus Secular Tyranny
|October 23, 2013
|The Spending Splurge and the End of Sacrifice
|June 26, 2013
|Can America Remain the Land of Religious Liberty?
|February 20, 2013
|Is America the Federal Government?
|December 12, 2012
|Christmas and Secularism's Futility
|October 10, 2012
|Angola Prison, Moral Rehabilitation, and the Things Ahead
|August 22, 2012
|As Secularism Advances, Political Messianism Draws More Believers
|July 25, 2012
|Moral Formation and the School Choice Movement
|June 06, 2012
|Calvin Coolidge and the Foundational Truths of Government
|February 01, 2012
|Playing Politics with Unemployed Veterans
|October 26, 2011
|Government Greed Needs an 'Occupation' Too
|October 05, 2011
|Class Warriors for Big Government
|August 24, 2011
|The Folly of More Centralized Power
|May 18, 2011
|Out of the Whirlwind: God's Love and Christian Charity
|April 13, 2011
|High Gas Prices Devastating to Poor
|January 26, 2011
|Deeper Truths Magnify Reagan Centennial
|July 12, 2010
|Spiritual Labor and the Big Spill
|June 29, 2010
|America's Destiny Must Be Freedom
|May 04, 2010
|Will Tea Parties Awaken America's Moral Culture?
|February 02, 2010
|Will America Help the Persecuted Copts of Egypt?
|October 20, 2009
|America's Uncontrolled Debt and Spending is the Real 'Waterloo'
|June 23, 2009
|Veterans First on Health Care
|April 07, 2009
|The Tax Code: Business as Usual
|A Journey from Religious Radical to Nothing New
|Winter 2015
|State Religion and the American Remnant
|Spring 2014
|Editor's Notes
|Spring 2014
|Editor's Notes
|Winter 2014
|How our Permanent Political Class Resembles Organized Crime
|Fall 2013
|Editor's Note
|Fall 2013
|Editor's Note
|Summer 2013
|Editor's Note
|Spring 2013
|Editor's Note
|Winter 2013
|Editor's Note
|Fall 2012
|The Last Victory of General Grant
|Summer 2012
|Editor's Note
|Summer 2012
|Editor's Note
|Spring 2012
|A Receding Voice: A Century of Methodist Political Pronouncements
|Winter 2012
|Editor's Note
|Winter 2012
|Modern Conservative Crusader
|Fall 2011
|Claiming California for God: The Great Southern Migration
|Summer 2011
|The Church and Disaster Relief: Shelter from the Stormy Blast
|Spring 2011
|Whittaker Chambers
|Summer/Fall 2010
|Review: William F. Buckley Jr.
|Spring 2010
|Democratic Capitalism and its Discontents
|Summer 2007
|Good Capitalism Bad Capitalism, and the economics of growth and prosperity
|Fall 2007
|The Scandal of Evangelical Politics
|Winter 2008
|The Theology of John Wesley
|Spring 2008
|Taking a Stand: An Interview with Governor Mark Sanford
|Summer 2008
Purchase a subscription to the Journal of Markets & Morality to get access to the most recent issues.
Learn more at MarketsAndMorality.com | Subscribe
Phone: (616) 454-3080
Fax: (616) 454-9454


text:
Completely elegant
Utterly tasteless
Beautiful "I love You" card .
Send this lovely ecard to your beloved one & enjoy the day.
A sweet & sincere promise of love for your special someone!
Send this extremely cute romantic card to you sweetheart to express love!
Make your love fall for you all over again.
Romantic greetings for your loved one.
A beautiful love song by John Legend, enjoy! Please comment & subscribe!
Send this adorable love card to someone special!
This cute paper note will let them know how much you really love them.
A beautiful romantic expression of love for your special someone.
Romantic visual to express how special he/ she is to you.
A little bit naughty...
All my love with you...
Cutest way to say, "I love You," to your sweetheart!
I miss you badly when you are not around because I love you.
Please wait...
Please wait...
Get a weekly dose of stories on friendship, love, misadventures and special offers. It's free, read it once and you're hooked!
Read the latest newsletter or Editor Bob's Blog


text:
Dr. D Takkar
Brief description on infertility and its treatment
I have swelling in my vagina which is itchy and feels dryness there and while having sex it burns and feels itchy too.
Meri wife ko lagbhag 3 mahine se period nahi a raha hai sex me ham sabhi protection le rahe hai preganews test bhi normal hai plz.
Hi I recently married My problem is There is water fall (white pani girma )all the time from vagina So we have in tension. What test doing for that or checkup Or any problem in pregnancy. Pls give me a information for this.
I had unprotected sex with my bf on 28th october. After 10 days on 8th November I got periods. Now I am having blood spots from last 2 days. I am worried now as I am not having proper periods. Am I pregnant?
I am 32 years old, I am planning my baby now. I had gone through an abortion in March 2010 in the 22 week of my pregnancy. I have consulted a gynaecology doctor and got all tests and ultrasound done. All reports are normal only my thyroid (tsh) was 5.2 so doc asked to take THYRONORM 25 mcg and a folic acid tab. I am ovulating every month. I was having a 28 days cycle for years then it suddenly since last 3 -4 months it started to fluctuate sometimes 26 days sometimes 30 days last month it was 35 days. Why is this happening?
I am 26 female. I get married recently. We met on my 22nd day. It s almost 7 days missed period. Is there any chance to get pregnant.
I had normal delivery 3 weeks ago I had stitches for disolve but dukh raha hai aur kanto ki tarah chub raha hai plzz suggest anything to do.
Hello Dr. M 30 year old and I got married in Jan 16 i'm planing for baby I tried 2 months but couldn't workmy period date are below: 9th Jul'16 14th Aug'16 19th Sep'16 24th Oct'16 23rd Nov'16 im taking folic acid 5 mg per tablet daily I have 6 days period please confirm the period cycle days and ovulation time also suggest best time to intercourse and what to do to conceive fast. M getting tensed month by month please help.
Hi, I am 15 weeks pregnant and I have bacteria in urine test. Doctor prescribed niftas 100 mg tablet twice a day. Now I am using calcium, iron tablets and ecosprin also. Shall I take niftas tablet along with these tablets. Please let me know.
I have pcod for last 10 years. I have tried all types of medicines allopathy ,homeopathy but i'm not still cured. What should I do now to get totally cured? Is pcod is having side effect?
Running vs walking: which is better?
Is it better to walk or run? which burns more calories?
Running and walking are fairly similar concepts; both get you from a to b. How different are they when it comes to weight loss, then? where do the differences between the two forms of exercise lie, and which one holds the title as the better weight loss aid?
Before comparing the two activities head-to-head, it is important to note that both are beneficial. Both running and walking are proven to offer cardiovascular benefits. Both will help promote weight loss, improve your sleep, elevate your mood, boost your energy level, decrease blood pressure and cholesterol levels and decrease the risk of cancer, diabetes.
Another fun fact is that they have been shown to reduce risk of cataracts with age. They are beneficial to bone density and, therefore, bone strength.
Calories burned per 1-mile walk vs 1-mile run for a 156-lb person (around 70.7kg)
Walk calories burned per mile: 88.9
Run calories burned per mile: 112.5
Walk calories burned per minute: 4.78
Run calories burned per minute: 11.25
Walk after-burn per mile: 21.7
Run after-burn per mile: 46.1
Which burns more calories?
Does running burn more calories than walking? well, yes and no.
If you run for 20 minutes or walk for 50 minutes, you end up burning about the same amount of calories. But if you walk for 20 minutes or run for 20 minutes, running will create the biggest calorie deficit.
So if you've got more time, are more prone to injury or simply have an aversion to high-intensity activities, then go with a lower-intensity exercise, such as walking, biking or swimming.
Just remember that the lower your exercise intensity, the lower the calorie expenditure, so how long you exercise becomes more important.
Do keep in mind that everyone's body responds differently to exercise. So even though you and your spouse may both be walking for 45 minutes each day, your results will differ.
This is because the number of calories you expend during exercise depends on your body composition (lean mass vs. Fat mass). The more muscle mass you have, the more calories you will burn. In addition, the type of exercise you do and the muscles that are involved will also dictate the amount of calories used.
What's so great about walking?
Walking has a few benefits that set it apart from running:
Walking is correlated with an even lower risk of high blood pressure, heart disease or diabetes than running
Walking is ideal for joints because it is a low-impact activity
Lower intensity exercise, such as walking (as opposed to running which is high-intensity), burns energy directly from fat stores
Then why bother running?
Now, those are all great benefits, but that does not necessarily mean that they outweigh the benefits of running.
Running stacks up pretty well in comparison:
Running is correlated with a lower bmi and waist circumference than walking
Running burns more calories per hour, making it more time-efficient than walking
Runners controlled their weight better, so they were able to maintain weight loss long-term
Running suppresses the appetite and regulates hunger hormones
Running causes a more lasting metabolism increase even after exercise has ended.
How running and walking match up
So, which is the better exercise?
At the end of the day, that is really a matter of personal decision. The most important factor to consider is that intensity doesn't have a significant impact on weight loss if you are burning the same amount of calories.
Say you do a high intensity workout for a short period of time. You can likely burn the same amount of calories by doing a low intensity workout for a longer time. This means that you don't necessarily have to go for a run to burn the calories, though running will be much more time efficient.
A calorie is a calorie, and the subtle differences between running and walking are unlikely to add up much.
Am 25 years old. I have a kid of 4 yrs. Now v r planning for another kid. Shall I use any hormone tablets to conceive. I drive scoty. Shall I continue to drive or stop. Doctor gave me zincovit, Dexorange tablets for energy .shall I eat dis or hormone tablets. After 21 st of menses shall we do sex or avoid it. Can a lady could ejaculate if she is trying to conceive.
Im 19 years and suffering from pcos and im 77 kgs im taking medicines for it its name is medroxy progesterone acetate and minesse can I take patanjali medha vati for weight loss along with it or can I take patanjali herbal tea pls suggest me.
How to get normal delivery? What are the terms and conditions following in pregnancy time? How to calculate egg formation period? How to identify chromosome releasing. Guide me. I would like to plan my pregnancy.
I'm Garima a 18 years old teenage girl. My periods date was 4th December and I still did not get periods. I had unsafe sex last month after my periods were gone. I wanna know how to get periods? Or if I am pregnant What to do to avoid this unwanted pregnancy? Any home remedy for this.
Helo doctor, my concern is, last 4 month I am trying to conceive but I CNT, well main problem is my period time, my period is not regular, it's comes not monthly, mostly comes in 2 months ,so I am not able to knw my exact ovulation time period. My last period date was 23sept but still my period not come, today I check 1 or 2 drop bleeding done. please suggest me ,is there any solution.
I had unprotected sex with my boyfriend day before yesterday but he did NOT finish inside me. I took an I pill immediately after that. The day I had sex was the 17th day after my last period (fertile window). Also I suffer from PCOS. Is there anything to worry about? My next period is due on 18th but I am always irregular. Please help.
Near By Clinics
Dr Vandana Mittal ClinicHomeopathSheikh Sarai, Delhi, New Delhi
Vibhu Nursing HomePulmonologistSouth Delhi, Delhi, Delhi
Batra Hospital And Medical Research CentrePediatricianMehrauli, Delhi, New Delhi
Jeevan Anmol HospitalHomeopathPatparganj, Delhi, New Delhi
Harmony Homeo HealHomeopathUttam Nagar, Delhi, New Delhi


text:
A freak accident on Interstate 93 sent a woman from Londonderry to the hospital with serious injuries.
No email address was supplied by
To complete your registration on this site, please supply an address.
Please confirm or modify the email address to which you will have subscription offers sent.
For a more personalized experience, please supply the following optional information.


text:
Because Knetbooks knows college students. Our rental program is designed to save you time and money. Whether you need a textbook for a semester, quarter or even a summer session, we have an option for you. Simply select a rental period, enter your information and your book will be on its way!
Northstar, now in its third edition, motivates students to succeed in their academic as well as personal language goals. For each of the five levels, the two strands — Reading and Writing and Listening and Speaking — provide a fully integrated approach for students and teachers.
What is Special about the Third Edition?
NorthStar is now available with MyNorthStarLab — an easy-to-use, powerful online program for students and teachers that saves time and improves test scores.
Teacher's Manual


text:
DESTIN, FLORIDA -- September 2014 went to Texas State Fair and Wyndham had a presentation for timeshare. They offered a 3 day 2 night stay at Riverwalk San Antonio for $100. We would "only" have to go to a 1 hour presentation once we arrived. It was a high pressure sale experience. We wound up buying a Discovery package. This we could use one time without commitment. Advance forward.
Now we are at their resort in Destin Beach. We went to a breakfast welcoming us here. Which of course it is nothing more than a repeat of San Antonio. They try to play this shame game, good cop bad cop deal. Horrible experience. No we didn't buy their crap! Staying in a room with no view or balcony. Tried to upgrade but we're told not available. Trust me it is empty this time of year. The sales staff said the better rooms were for members and we just didn't qualify. This company is horrible! I could go on and on. I would never ever stay at anything associated with Wyndham.
DESTIN, FLORIDA -- This notice applies to Wyndham / PayPal worldwide. Be aware that if you use PayPal to finance any purchases regarding timeshares, whether it's the timeshare itself or more points/weeks (Wyndham does this), if at some future date you rid yourself of the timeshare, you may still have to pay PayPal any monies owed from timeshare purchases. This could amount to 1000's of dollars depending on your balance. And of course, your Wyndham sales representative will never tell you this at a sales beating...sorry, I meant...meeting!! (They are very good @ lies of omission / non-disclosure. If the customer doesn't know anything about it, don't tell them!)
So, NEVER, EVER use PayPal or similar companies to finance timeshare anything purchases. One other item: according to street rumor that if you buy a timeshare and a hurricane comes through and wipes the place out, and it costs $xx million in repairs, and Wyndham insurance will only cover $x million, you as a owner for that resort is on the hook financially for sharing the remaining $x million cost of repairs! Think about it!!!
ALEXANDRIA,& SAN ANTONIO, TEXAS -- I originally purchased a timeshare at Governor's Green in Williamsburg through Wyndham Resort properties in 2008 after my husband had passed away. I was satisfied with what I had been sold because I was a VIP member with special privileges. Lie #1. I am not certain what special privileges I received but I was told when sitting through another sales pitch two years later that I would have to pay extra from then on for use of my points and I would have to make reservations well in advance or wait until the last moment to see what had become available by owners not taking their weeks.
This of course made it virtually impossible to plan adequately for a vacation with friends as I had envisioned when I signed on. I was never told this nor was I ever told that the RCI brochure full of beautify photographed resorts all over the world cost extra and were, by and large, unavailable. Also no mention was made of maintenance fees. I learned of those when I reviewed my contract much later. Of course they had taken a copy of a cancelled check and had set up an automatic monthly transfer of any amount they so determined.
At the second resort, in Alexandria, Virginia in Nov. 2010, I brought along three friends for a weekend in the city. I was told that I needed to schedule an update with one of the Wyndham Representatives-no mention of SALES REP--to review my plan and to learn of all the good things happening at Wyndham. I should have run the other way right then. I was escorted into a room at the back of the hotel and was immediately set upon by a bullying, hard hitting sales person. (I was told I would only need to be in the room about 30-45 minutes for the presentation by the person who had set up the appointment.) I had told my friends to go on and I would meet them in that time period.
Well, hours later after being bullied into signing a contract that I had stated at the beginning that I could not afford I emerged shell shocked and wondering what I had done. Over the course of the next month I learned that I had signed papers that opened a charge card for me and that Wyndham had put $5000 on it without my express permission. Not once was I ever told that I had opened a charge card or that Wyndham had put the money on it. I was not given time to review any of the documents and was told by the salesperson that it was for a RCI rewards card. I thought he meant a card with a number to used to access my RCI account.
I learned the truth when I received the first bill in the mail from Bank of America. I immediately called them to ask what was this/ I never opened an account with you. They told me the truth and said there was nothing they could do because I had signed the papers even if under duress. When I returned home after my trip I did call Wyndham and complained about the sales person and they seemed very sympathetic and said they would send my complaint to a special department and they would get back to me. They never did. I also told them that I could not afford the new program and I did not want it and they told me to send it all back.
The only response that I got from them was a form letter explaining that they had received the contract too late and I would therefore have to pay. Needless to say I was extremely unhappy. They were essentially robbing me of my meager inheritance making life for me less secure than I had hoped. Next, and I know I should have learned from that experience, I went to San Antonio, TX with a friend to her timeshare. Same deal as at Alexandria--she needed to meet briefly with the Wyndham Reps for "Updates". I was asked if I would like to come along and I related my bad experience with them and state unequivocally that I could not afford anything else.
They both commiserated with me and assured me that I should come along and I would be nothing but ecstatic about the with what they could do to fix my problems. Of course, I thought that I was going to return to the original plan--not so. We were kept in their offices for the better part of the day and were fed one lie after another. We were told that there would be no maintenance fees. They would be taken care of with points we would earn each month with the submission of six names for prospective sales talks. I discovered this lie when I returned home after visiting relatives for a month and the bill for $3000 awaited me.
We were told that we could make money by returning all unused points and they would be converted to weeks to be rented out at only their best 25 Wyndham Resorts. All we ever needed to do was call **--one of the reps and he would take care of us because he would be our personal assistant/representative. We were told always call ** first. Trouble was, I was later told that ** was not my representative and the other one, **, never was available and never returned my calls. My friend has stayed with the program and has yet to see any money from any rentals.
I asked repeatedly for things I had been assured that I could get because of my membership status and got not the first perk or rental that I wanted. We were told that there would be no more assessment fees and I just received a bill for just that thing. There are so many more falsehoods that I could list. I have read many other reviews and much of what I have read I have experienced with this company. I have been to several of their resorts, two were roach infested--the one at San Antonio and the one at Edisto Beach, SC. one charged additional fees--in spite of the fact that we pay exorbitant maintenance fees each month.
I discovered when I first tried to use points that I had banked with RCI so that I would not lose them that I had to pay even more to them and many of those beautiful resorts that are in the glossy magazine are unavailable. The one in Maine was quite small but was by far my best experience. The one in Mont Tremblant was filthy with threadbare furniture and window hangings. You dared not put your hand down into the seats because of the filth. The manager was rude and nasty. When I complained about the additional fee he had tacked onto the rentals, he told me to get out if I didn't like it. This after I had driven two days with three friend to get there.
The equipment was old, broken and unsafe. My friend was almost thrown from the bicycle that she had chosen. It was the best of them all. We almost drowned in their poorly designed boats. They don't explain in the brochure that you are along a major highway or that it's noisy. I have sent Wyndham two letters stating all my complaints and also told them that I could not afford to pay for this timeshare. I have only a small amount of money left and if forced to pay for this I shall be reduced to filing for bankruptcy. I asked them to sell the timeshare or let me out of the contract because of their deceptive, pernicious, and predatory practices.
I have no savings, no securities, no home ownership, no nothing except my personal belongings. I have heard not one word from Wyndham. All I get are bills, bills, bills, and threats. I have contacted a lawyer and have been following his advice, but I fear that while well meaning, he is of not much value. I have submitted complaints to the FTC, the AG of Arkansas, the Better Business Bureaus in San Antonio, and others. I shall continue to make my complaints heard because no person should be subjected to such practices. I do have a witness and she too is attempting to get out of her contract and is willing to testify to what happened to us in San Antonio.
We went to the Wyndham Vacation resort sales pitch in San Antonio.... WHAT A JOKE! I will start by saying that we got there and they give you a form to fill out "to save time on the sales pitch". This form asked for all your personal information, i.e. name, address and SSN... REALLY?! There was a disclaimer that you would give Wyndham permission to run your credit. I stopped right there and took that paper with me, there is no way I am going to give my SSN out, there is no reason for them to have it. Well the deception started... everyone was friendly and willing to give us the BEST VACATION DEAL EVER! Well, we went in knowing we were not going to buy anything.
We were just fulfilling our 90 minute sales pitch obligation, which they would give us a $200 gift card at the end. Luckily the sales office was 5 minutes away from the hotel where we were staying. The sales person started with six question to figure out how we like to travel. How long we travel, etc. I am a 4 day 3 night type of vacationer. I don't like to be away from home much more than that, I am ready to get home and sleep in my own bed at that point. The sales person looked at me a little funny because I said that, oh well! Then the sales person was going to "price out" my future vacations... this is so off when it comes to numbers.
A few of the destinations we could stay with friends a few night, so that in itself saves money. Well, the sales person did not want to count that so we had to give another destination....whatever. Talk, talk, talk.... then the 10 minute video was shown to us, boring and seems liked hired actors. The "families" didn't even look like they could be related. From the beginning we got a feeling that this was all a SCAM. But we listened. Then after the video, we were shown how much taking a vacation over the next 30 years would cost. Mind you, the sales person used 7 days, when I told them we go for 4 days 3 nights... let's compare apples to apples shall we? Not in their case...
The figure they came up with was 130K for the 30 year period...ha ha! I also let them know that I have a lot of connections in the travel and hospitality business so I didn't pay full price for things and if you shop around you can get better deals. Then we were taken to the property to view the rooms. They were nice, but everyone vacations differently. The rooms were over the top and just not what we needed. Well at the end the sales person was going to ask me if I wanted to sign up, to say YES or NO. Oh, I forgot to mention that I told the sales person once we got there, we were buying a house... the sales person didn't seem overly concerned.
There is no way I was going to jeopardize my home for some crazy time share. The sales person closed with well, it will be 25% down, around 16K and how would you like to pay for that? People have lost their mind... Then when we said NO, they did the obvious, T. O. (turnover) I knew that was coming. The "manager" came over and said "so how do we get you signed up?" I told him the same thing that we were buying a house and didn't want my credit run or jeopardize my future home. The sales manager did not care. He came with a cheaper option. The first option was $68,000 for 308,000 points and the second option was 64,000 the sales manager lost his mind.
When I say NO, I mean No. Then the sales manager had the gall to interrogate us about our home purchase. Who is your realtor? I said, "what? I am sorry but that is none of your business." Then went off to say that he sold homes before, so he could help. Then was asked who is your builder and not nicely, more in like you better tell me. HE offended me by the way he felt entitled to interrogate us at this point said "do you not understand that we are not going to buy anything?" As he and I both knew that this was a no obligation to buy sales pitch. That we completed our end of the deal by coming here and we said NO. He got annoyed and said "let's get you checked out."
They are nuts selling something for so much money and when we told them we go on vacations when we can and it's normally for 4 days and 3 nights. If we can drive we do. They try to pressure you to buy, their Jedi mind tricks did not work. It goes back to the old saying, "if it's too good to be true..." I am strong willed and when we got there we were not going to buy a thing. We did get our $200 AMEX gift card and enjoyed spending it a lunch.
The sales pitch was actually 2 hrs not 90 minutes. Just a warning, if the Wyndham sales team are so desperate to sell and feel they have the right to interrogate you because you chose not to buy, just imagine how they will treat you when you become a member and have an issue... no thanks!
After buying two Wyndham timeshares and listening to several other presentations, I believe I can offer useful advice on listening to a timeshare presentation. The first thing that will happen is your salesperson will ask some general questions to get you to talk about your travel and vacation habits, what are your likes and dislikes, and any personal info they can glean. They use this to tailor their presentation to amplify the things you like and answer or avoid your dislikes. You won't even notice this manipulation. This is not dishonest, it is just how selling is done.
For example, my wife mentioned that she was disappointed that the salesperson we bought our first timeshare from never followed up; our second salesman ** soon began to say how he liked to keep in touch with his "thousand owners" and keep them appraised of events; how his owners always liked to call. When he stepped away for a minute, another salesperson came over to tell us how fortunate we were to have such an attentive salesman as **, all his owners just loved his followthrough. It was all an act, of course.
After we bought, he did not follow through on anything. We called him once for an explanation of something he told us that was a flat lie; he said he was busy and would call right back. We never heard from him again. Lesson: the salesman is not your friend; before the sale you are a potential source of income; after the sale, you are an irritating waste of his time.
This is very important: the only completely truthful things you will hear are those few facts that will be in writing on the two dozen documents you will sign if you buy. Everything else will be half truths or outright lies. The timeshare product is made deliberately complicated, and is full of qualifications, rules, policies, exceptions and practices that make your benefits less than you were led to believe. The purpose is to make you want to buy more points to fill in the deficiencies. You will be continually dismayed later as nothing is how you thought.
A few examples: they said our points were good for a year. We were surprised to be told seven months later that our points were soon to expire. They never revealed the first year was only nine months, and were quite happy to let us believe the year would be 12 months. We got bonus points from the first timeshare, good for two years (but only one year nine months as it turns out), and more bonus points for our second timeshare. I added the two together, and our salesman was only too happy to show us all the places we could go with that many points.
He knew, but didn't tell us, that the second bonus points were to be delayed 10 months until the first bonus points expired, so they couldn't be added together. There will be many, many such qualifications that they know but will not reveal without a direct question.
When points are about to expire, you transfer them to RCI, which converts them into weeks that you can book at any RCI resort. Sounds great and your salesman will spend a lot of time showing you the great resorts. That much is true. What he won't tell you is that there is so much demand, that you will be calling to get on a waiting list for 18 to 24 months in advance for nice resorts in season. And you have to pay the transaction fee up front. And if you fail to get the booking, you've just lost a year or two on the life of your week. No wonder they conceal it.
Here's a more serious example. We couldn't swing the second timeshare, as I asked if we might recoup some of the money by renting out our week in Orlando over Christmas. ** showed us Christmas room rates for resorts nearby that were astonishingly high, enough to recoup half our purchase price. Now we own and have the Christmas week booked, but we find we will be lucky to get a fifth of what we expected. I think he was showing us the posted rates for those other resorts.
You know, when you stay at a $49 Motel 6, and on the back of the door the posted rate for the room is $215. He knew we were never going to get those numbers, but was quite happy to nudge us into believing whatever would get him the sale. Unfortunately, It was this prospect of covering half our purchase price that sold me.
Think they will not tell an outright lie? Wyndham offers what they call Party Weekends, where you get two or three days at a top resort, a meal or two, and some top rated entertainment like a Knicks game or tickets to a pro golf tournament. ** said "and for VIPs, they are FREE". For the very top entertainment, "they might charge $100, but mostly they are free. But you are limited to three per year." This one thing sold my wife, but it was a deliberate lie. Party Weekends go for $700 and up, most of them over $1,000.
Before you go to your first presentation, go to eBay and search for "wyndham timeshares". You will find many for sale at one fifth or less that the price from Wyndham. Why so low? With the annual fees and taxes, the inconveniences, the hidden qualifications and conditions, it's not really that good a deal. Remember, as a Wyndham salesmen told me last week as he tried to sell me more points, "points are points, it doesn't matter what home resort they are from." If you think you might like timeshare, get one on eBay for $500 and see how you like it.
Many years ago we purchased timeshares on the secondary market on Kauai. A few years later Wyndham purchased some of the Pahio property and managed the rest. They harassed us for years to flip to Wyndham. We finally gave in. But they still will not leave us alone. Each and every year we have to attend an owner presentation. It is just another sales pitch to sell us more points. The properties in most demand are very hard to get into. There are more loopholes and rules to navigate that the most educated are overwhelmed by all the non user friendly language.
DO NOT INVEST IN EITHER WYNDHAM OR IN MARRIOTT PROPERTIES. YOU WILL NEVER GET YOUR MONEY OUT OF THEM. THEY ARE RIPOFFS. The best timeshare property we have found is on Kauai called "the Cliffs." It is extremely budget conscience with a 6 star rating. It is locally managed and awesome. It is a beautiful property for those who want Kauai every year.
On 22 August 2010, we purchased 154,000 Wyndham Points from Mr. ** at Wyndham Grand Desert. Based upon that initial meeting, we subsequently purchased another 146,000 points (for a total of 300,000 points) on 2 October 2010. Also on 22 Aug 2010, Mr. ** promised 2 "free" weekends at the Grand Desert with tickets to a "show of our choice" each stay—haven't seen them yet. Prior to our return trip to Las Vegas on 2 Oct 2010, Mr. ** and I discussed the room and the show tickets. We specifically requested Blue Man Group; Mr. ** assured me all was taken of; he said, "Don't worry; I'll take care of everything."
It wasn't until after arrival that I found out that he would not pick up the entire cost of both the room and the show tickets; we decided that we would pay for the tickets and Mr. ** would take care of the room. After that weekend I noticed that we were charged 37,100 points for our stay. I worked with Mr. ** on multiple occasions to correct the error. Finally, he stated that he was unable to return the points. He subsequently sent us a coupon for one week. However, the times and places that were available were unrealistic. So, not only did we have to pay for the BMG tickets, Wyndham charged us 37,100 points for the privilege to be lied to more.
Mr. ** also directed us to apply for an RCI Elite Rewards MasterCard issued by Bank of America, with a 6-month introductory APR of 2.9%, to make our initial Wyndham Properties ownership purchase. He further directed us at the 5-month point to apply for the Wyndham Rewards VISA issued by Barclays Bank Delaware, with a 6-month APR of 0.0%, and transfer the balance from the RCI MasterCard to the Wyndham VISA. He failed to inform us there was a transfer fee that would have negated any savings that might have been realized from the lower interest rate. But this small fact is beside the point.
The real issue is that Mr. ** described that by financing the ownership purchase at such low rates for the first 12 months, he'd assist us in renting our points (at 100% return) during this time, in effect having our ownership "pay for itself" before we had to pay the purchase loan off. Another conversation that we had with Mr. ** on 22 Aug 2010 that lead us to buy was that he told us his family rents out their points and makes money "hand over fist." And, Mr. ** stated that occasionally he comes across points being sold at significantly reduced cost: like "$7,000 for 150,000 points."
I told him I would be extremely interested in increasing my ownership point holdings if we could purchase additional points at that kind of discount. On or about 15 Sep 10, Mr. ** called and said he had more points for us—he never specified the dollar amount. Then when we came in on 3 Oct 2010, I was expecting significantly discounted points. He said he didn't have any of those at that time, but that he could offer us the same "discounted" deal that he had given us on 22 Aug 2010.
I specifically said, "I am not convinced that we got a good deal the first time." He assured us we did, stating that 150,000 points typically retail for $60,000. This does not appear to be the case according to the research I've completed. We now have cause to believe Mr. ** sold us Wyndham ownership based upon false pretense. He sold us Wyndham ownership as an investment and explained how we would make money by renting our points. During his sales presentation, Mr. ** presented a copy of a Wyndham property invoice from Travelocity showing a room that had recently rented for $10,000 per weekend.
Mr. ** provided us his business card and told us to call him any time for assistance. After a few calls with no response, I then called Wyndham and left a message. He then called me and said it would take at least 24 hours for him to respond. He never returns calls. We specifically mentioned we were not interested in vacationing with Wyndham as they do not have properties for the types of vacations we typically take.
Both PC and the Lead Sales Presenter jokingly mentioned that we had a point; that they ought to make a testimonial video of us as the "types of vacationers Wyndham represents." There was a witness; the sales lady sitting next to us was privy to our conversations. ** even asked her, "Can you believe the trips these people have taken." On 2 Oct 2010, Mr. ** promised to rent all our points for us with 100% profit coming to us. To date, this process has not worked as described by Mr.**.
We are extremely disappointed because we have followed Mr. **'s instructions, attempted to rent our points through the program offered by Wyndham, but have had completely unsatisfactory results. Subsequently, we voiced our displeasure to Mr. ** and on two occasions Mr. ** assured me that he could sell our ownership. Once on 2 Apr 11, I asked Mr. ** if he could sell our ownership. He said, "Yes, I always have people looking for more points." I told him I wasn't looking to make a profit. He said, "I will get you a profit, you always want to make a profit." He then told me call him in 3 weeks.
On 26 Apr 11, Mr. ** told me that he had a buyer and to call him on Tuesday or Wednesday next week; he told me that he was going to be in Los Angeles. I told him I would meet him for lunch to finalize the sale of the Wyndham Ownership. He told me that wasn't necessary that he would be able to handle the transaction by telephone. I have attempted to contact Mr. ** multiple times, to no avail. I also called Mr. ** and asked him to have ** call me; I also called the Wyndham Sales Department and left a message. I informed the lady that took the message that I have left multiple messages and she assured me that she would have Mr. ** call me.
As of 19 Apr 11, there has been no call from Mr. **. Mr. ** has failed to follow through with selling our points and terminating our ownership in Wyndham. Mr. **'s recent actions seem to continue a pattern of deceit. It should be noted that on our sales paperwork, Mr. ** specifically instructed us to identify "convenience, value, and property selection" and not "investment" as our reason for purchase. On 20 May 11, the Wyndham "Executive Management Team" informed us that there was no basis for our complaint, that since it wasn't in writing it wasn't valid. Does that mean Verbal Contracts are not valid in Nevada?
We bought into Mr. **'s pitch that we could make money; I no longer believe that is true. We are out $50k based on his deceitful sales practice. That money was taken from our retirement fund; with no foreseeable potential to "make" any money to supplement our retirement.
MYRTLE BEACH, SOUTH CAROLINA -- After purchasing a one week vacation rental from a gentleman on eBay, my wife and I traveled over 700 miles by SUV from New Jersey to Wyndham Seagate, Myrtle Beach, South Carolina. Once we arrived at the reservation counter, we noticed immediately that they wanted us to participate in a selling of time shares scheme. They offered "gifts" to schedule an hour or better with some staff members to conduct a "survey" of the room and properties amenities. We were polite, but was really not looking to waste time on something that was not in our plans at the time we bid on the vacation package.
After being given our room keys and left to "lug" our luggage from our SUV (which No parking spaces could barely fit), we arrived in a room that was NOT nearly as nice as was described in the eBay auction. The room was not even cleaned properly and human hair was left on bathroom fixtures and on the kitchen floor! The beds were rumpled and was missing bed spreads. The most serious of misrepresentations in the eBay listing was the floor plan of the room. It showed clearly a two room floor plan with multiple balconies that would face the ocean. Our room had one single balcony facing another building across from ours.
The "alley" that separates the two building has a "lagoon" filled with green moss and water scum. The views were terrible as was the customer service once we complained about this situation. At first, the women that signed us into the resort (5 star resort "was advertised") tried to make it look like she was concerned and gave me a room key for another suite. I looked at it to see that it was slightly better than the first unit, but directly across the same "lagoon" water feature. My wife came over to inspect the newly offered room and made the decision we would take it because it was 90% cleaner than the first one offered to us.
Going back to the women at the "customer service" counter to let her know that the room would be fine, she alerted us to the fact that she gave me the wrong room to look at. I was upset further, as was my wife, who had been in tears after seeing the first room. Taking another key now to inspect a third room, we insert the key in the door and open it to find two women already in the room!
We apologized and explained what we have been through ourselves and giving them the key that opened their door. They were very upset with their room as well as the intrusion by me, my wife, and two small children. When we returned to the women to tell her of our complete dissatisfaction and aggravation. We asked what was going to be done now? And was told that we were "back to the drawing board"!! This is now a half of a day of moving luggage from trunk to room and back to trunk of car, inspecting rooms that were NOT available to us anyway, and being told there was now NOTHING they can do or offer!
I just want to let everyone know NOT to buy "points" from Wyndham Vacation Resorts. It is the biggest joke that I have come across. The company and its sales people are all deceitful liars. We originally purchased over a year ago and I was having trouble booking a vacation to where I wanted to go, they get away with things because they tell you it is "based on availability" the problem is nothing good is ever available. When I told another salesperson the problems we were having they told us we were having trouble because we didn't have enough points and we should purchase more and we would get what we wanted.
That was not true at all and when I phoned our sales person directly to tell her I wanted to cancel within the 7 day period and needed know how it had to be done, she did not get back to me and I missed it by one day, even though I did tell her within the 7 day period Wyndham is denying my cancellation.
They said it had to be in writing to the Vegas office within that time, that is absolutely impossible. We live in Canada and it would never get there on time, so that is just a loophole they used to steal your money. I have complained to a "customer care specialist" but she doesn't care either. She said that the Vegas office denied that I phoned this sales person to tell her we wanted to cancel, even though I sent her copies of my phone bill to prove that I made the calls to this salesperson. So they obviously do not care one bit about the customer and as long as they have your money they will lie and blame you for not knowing all the fine print.
Watch out when they have your credit card number too because we have had charges on there from Wyndham that no one can even tell you what they are for and they are supposed to refund us but haven't yet to this day. Also the maintenance fees are outrageous and when you do get to go somewhere you get next to nothing for service at a hotel that you are supposed to be a "owner" of. We get better service at other hotels and we did not have to pay $60,000 for it. We also just got another bill for some kind of "user fee"??? No one ever mentioned that either. All I can see is that they rip you off over and over again!!!
I will tell everyone NOT to purchase this vacation club unless you like throwing your money away on things you cannot use. And don't expect any kind of customer service from anyone at Wyndham. I am putting this review on every single website that I can find to warn people.
We are timeshare owners since 1978 buying into Fairfield resorts in 1994. Since Wyndham took over and started the points system we gradually upgraded our membership to Presidential Reserve. We did this because of the Wyndham buy-back provision. After doing some research, we found the buy back deal is not guaranteed as promised. They would buy back at maybe their price terms. Our first big disappointment with Wyndham. During our last visit to Williamsburg, our assigned member services contact person had another great deal for us.
We had previously told him we wanted to sell our timeshare with Diamond Corporation as we didn't need the points due to our over 2 million points we had as Platinum VIP presidential reserve. He said Wyndham and this new program that would give us more value in trades than we could get on the open sales market for our Diamond points with the additional purchase of Wyndham points and Wyndham would pick up the maintenance fees. We bought into the deal. Now 6 months later and a new year, we still have our Diamond timeshare and had to pay that maintenance fee and were told there were legal issues with the plan we purchased, but it would take place soon.
We visited N. Myrtle Beach last month and were invited to a "Member Update". During that meeting we inquired about the program that we had bought into in Williamsburg, the member service guy said that Wyndham never had that program and never will. Long story short, he said that we're lied to and that the best remedy for us was to purchase a few more points so Wyndham could credit our full purchase price on the previous sale and he would double the points from the old contract and add the new points and we would be made whole.
When we looked over that contract, we found the points were not as promised and decided to cancel. After numerous phone calls to the "salesman" we decided to make another trip to the office and gave notice to cancel. We were contacted by another supervisor from N Myrtle who told us that Wyndham indeed had the old program, but his sales personnel were to say the program didn't exist. We mailed our cancellation letter first by regular mail and then certified mail. Wyndham will not honor our cancellation as they say we did not notify them in time.
We used to really enjoy going to Wyndham resorts as they were a bit more upscale than some other time shares, but being lied to are making us believe that Wyndham is becoming a valueless, dishonest company. This is certainly something I do not want to burden our children with when we pass on. That is another empty promise made by Wyndham also.


text:
Palm Beach Money
Tag: Blind trusts not for everyone
Governor Scott: About your blind trust….
- 1:32 pm Wednesday, June 18th, 2014 by Dian Vujovich
We should all be so financially fortunate as Governor Rick Scott—- his net worth grew by over 50 percent last year. That's remarkable given that the S&P 500 was up only 30 percent.
Earlier this week The Palm Beach Post reported that Governor Scott's net worth grew from $83.8 million to $132.7 million last year. Of that, $100 million was in a blind trust.
Before talking blind trusts, and trying to figure out how Scott's fortunes grew so impressively, here's a look back at how the markets performed last year and the kinds of returns most of the rest of [More]


text:
Was: $
Lowest Price Guarantee
- Shaft Dimensions: Rounded Corners / Straight Sidewalls
- Flex Point: Mid Kick
- Weight: 667 grams (Based on an Ovechkin 85 flex)
- Construction:
- Multi-laminate wood construction - Provides strength and consistency
- Contoured shaft geometry - A rounder corner radius for improved feel
- Smaller diameter shaft - Ideal for the youth player
- Grip:
- Long lasting glossy finish
- Blade:
- ABS Plus blade
- ABS core with wood finish thats reinforced with fiberglass
- Construction ensures wear resistance and durability!
- Flex: 75
- Length: 57"
Comments: I would like to say that I love this stick. how ever we play street hockey with a ball. it is awesome for that.
From: Kevin, VA
Comments: Well, you get what you pay for here boys. I bought this stick to see how i liked a "whippy" stick, long story short, ill stay w/ my 85/88 flex sticks. I broke this stick literally after maybe 50 slapshots, or 2 practice sessions for me, and split about a 1/3 of the way up the shaft. I'm not a big guy either, i'd say 6' at the most and about 185 at the most. I was comparing this stick to the reebok 2k wood stick w/ the 87a curve. Keep in mind fellas that while it says its the ovechkin curve it is more like the thornton curve. if youre not going to be taking slapshots its a pretty decent stick but otherwise, save your money and buy a better stick.
From: Ryan, SC
Other Items to Consider
CCM Wood Hockey Sticks Senior
- Stick Length: 59"
- Available Flexes: 85
- Blade Type: ABS
- Level of Play Guideline: Recreational
The CCM Ultimate ABS Wood Hockey Sticks are a great choice for the player looking to skate on a rough, outdoor surface such as asphalt or concrete. The multi-laminate shaft construction with the Ultimate ABS Blade Core makes for great looks and even better durability.
- Stick Length: 57.5"
- Available Flexes: 85
- Blade Type: ABS
- Level of Play Guideline: Recreational
The CCM Heat 252 ABS Wood Hockey Stick features an abrasion-resistant ABS Blade Core that is durable for rough outdoor surfaces but still maintains a good, traditional feel for the puck. The Multi-Laminated Shaft provides a consistent mid-kick flex profile from top to bottom.
- Stick Length: 55"
- Available Flexes: 85
- Blade Type: Nylon
- Level of Play Guideline: Recreational
The CCM Street Nylon and Wood Hockey Sticks are perfect for the player who's looking for a durable stick to use on a variety of surfaces; including asphalt and concrete. The Injected Nylon Blade is built to last through countless ball hockey games, while the traditional mid kick flex profile provides the shooting power.


text:
Hi Robin,
My daughter is 14 and she has Schuermans Kyphosis with a 90 degree curve with a slight Scoliosis to the right. She is due to have surgery in June, she suffers a lot with pain though. Like you in her kneck, shoulders and lower back, the docs have just put her on Tramadol which is really strong but it does help her, but its affecting school as its a sedative so it's not really ideal but she can't get through a school day without it.Do you take pain killers? It's great to chat to someone with Kyphosis as everyone seems to suffer with Scoliosis. Take care jo xx


text:
created Sep 09, 2013
updated Sep 06, 2016
This pie chart shows the breakdown of Medicaid electronic health record incentive payments disbursed to eligible professionals. Authorized by the American Recovery and Reinvestment Act (ARRA) of 2009, this program provides multi-year financial incentives to Eligible Professionals (EP) and Eligible Hospitals (EH) who adopt, implement, or upgrade, and subsequently demonstrate meaningful use, of certified Electronic Health Records (EHR) technology. For more information check out:
https://www.emedny.org/meipass/. The "About" tab contains additional details concerning this dataset.
- Community Rating
Current value: 0.0 out of 5
- Your Rating
- Raters
- 0
- Visits
- 49501
- Downloads
- 106
- Comments
- 0
- Contributors
- 0
- Category
- Health
- Permissions
- Public
- Tags
- quality-safety-costs, medicaid, ehr, incentive payment, meaningful use, hit
- Row Count
- Data Provided By
- New York State Department of Health
- Source Link
- https://www.emedny.org/meipass/
- Time Period
- Beginning 2/06/2012 for Eligible Professionals (EP) Beginning 12/26/2011 for Eligible Hospitals (EH)
- Posting Frequency
- Monthly
- Dataset Owner
- Division of Office of Health Insurance Program Operations
- Coverage
- Statewide, limited to Medicaid providers. Includes providers based out of state who treat NYS Medicaid patients.
- Granularity
- Provider (Professional/Hospital)
- Units
- Dollars
- Data Frequency
- Cumulative
- Organization
- Office Of Health Insurance Programs
- Notes
- Through the Medicaid EHR Incentive Program, Eligible Hospitals (EH) and Eligible Professionals (EP) who adopt, implement, or upgrade to certified EHR technology, and subsequently become meaningful users of EHR technology, can qualify for multi-year financial incentives. Participation is optional and is limited to Physicians, Dentists, Nurse Practitioners, Certified Nurse Midwives, certain Physician Assistants, Acute Care Hospitals, and Children's Hospitals.. Practitioners may not simultaneously participate in this program and the Medicare EHR Incentive Program, and other eligibility criteria apply. If a provider is not receiving incentive payment under this program, it does not imply that the provider is not meaningfully using EHR technology.
- Disclaimer
- The data does not include tax identification information protected per the NYS Personal Privacy Protection Law, payments made to New York State providers under the Medicare EHR Incentive Program or pending or rejected applications for incentive payments.
- Agency
- Health, Department of


text:
Groundbreaking for new Fallen Soldier Memorial
PARKERSBURG – Over 200 people attended a groundbreaking ceremony Saturday at City Park for a new monument which will honor local military personnel who lost their lives in Desert Storm, Iraq and Afghanistan, including Parkersburg native Nicholas H. Null who died while serving in Afghanistan in 2011.
Work on constructing the Fallen Soldier Memorial is expected to begin later this spring, with a planned completion and dedication on Aug. 3.
The primary driving force behind the project has been the Nicholas H. Null Memorial Foundation, which was started by Tracy (Null) Kendall when her son, Parkersburg South High School graduate Nick Null, was killed in Afghanistan on Aug. 6, 2011.
Kendall told those in attendance at Saturday's groundbreaking that the day was Null's 32nd birthday.
He was an elite EOD/Naval Special Warfare Development Group member whose helicopter was transporting his team on a mission when it was shot down by Taliban soldiers with a rocket-propelled grenade. Null was killed along with 38 other military personnel, including 22 SEALS from SEAL Team 6 and one service dog, reports said.
Since that time, Kendall and Null's stepfather, Alan Litman, have been working with the help of family, friends and many other supporters on the memorial project over the past 18 months.
"To me, this memorial symbolizes healing, honor and leaving a legacy of what our boys died for, long after all of us are long gone," Kendall said during Saturday's ceremony.
Other speakers included Parkersburg Mayor Bob Newell, Wood County Commissioner Wayne Dunn, state Senator David Nohe, R-Wood, and Sean Hill, representative for Gov. Earl Ray Tomblin.
Litman said the foundation has received support and assistance from area businesses, organizations, individuals and local government as it worked on the project. Grants have been received at the local and state levels in support of the project, which expected to cost about $50,000, while various groups and organizations have held fundraisers of various types to support it.
More than half of the amount has been raised, which permitted the organizers to move forward with the physical construction of the memorial, Litman said. The installation work will be done by volunteers with some in-kind labor provided, he said.
The new memorial will feature a fallen soldier statue honoring Null and the other servicemembers who died with him on the helicopter in 2011. There will also be three granite pieces honoring the fallen from Desert Storm, Iraq and Afghanistan. Litman said the foundation is working to include the names of all local servicemembers who died during those conflicts as part of the memorial.
The markers will be located at the center of a 25-foot circular plaza with a short walkway connected to the parking lot next to the City Park pond. The memorial is located adjacent to the pond and to the Veterans Memorial Plaza in that section of the park.
While the work is getting under way, Litman said the foundation's fundraising efforts will continue, with a golf tournament on May 5 at Oxbow Golf Course in Belpre and an annual 5K run and walk on Aug. 3 at City Park, which this year they hope to incorporate as part of the memorial's dedication.
During her remarks at the groundbreaking ceremony, Kendall said the foundation's efforts won't stop with the memorial. Once it is in place, she plans to continue working and raising money to support other programs and efforts on behalf of the area's fallen veterans and especially those they leave behind.
"We're not alone in this war. It has many grieving families," Kendall said.
Donations to the foundation can be mailed to: The Nick Null Foundation, 1049 Lake Washington Road, Washington, W.Va. 26181


text:
Oscar Movies Designed to Inspire at Home
- Next1 of 20Universal Pictures
- Previous Next2 of 20Dreamworks
- Previous Next3 of 20Courtesy of Pottery Barn
- Previous Next4 of 20Courtesy of Graham & Brown
- Previous Next5 of 20Courtesy of Ethan Allen
- Previous Next6 of 20Courtesy of Neiman Marcus
- Previous Next7 of 20The Weinstein Company
- Previous Next8 of 20Courtesy of Pottery Barn
- Previous Next9 of 20Courtesy of Restoration Hardware
- Previous Next10 of 20Courtesy of Neiman Marcus
- Previous Next11 of 20Courtesy of Ralph Lauren Home
- Previous Next12 of 20Glo
- Previous Next13 of 20Courtesy of Jonathan Adler
- Previous Next14 of 20Courtesy of West Elm
- Previous Next15 of 20Courtesy of Horchow
- Previous Next16 of 20Courtesy of Jayson Home
- Previous Next17 of 20Warner Bros.
- Previous Next18 of 20Courtesy of Crate & Barrel
- Previous Next19 of 20Courtesy of Design Within Reach
- Previous Next20 of 20Courtesy of Bed, Bath & Beyond
- Oscar Movies Designed to Inspire at HomeMakeover Your Home in 30 minutes or Less
- Wedding DIYs That Are Actually Worth It
- The Most Embarrassing Wedding Fails Ever
- 10 Unexpected Colors For Home Exteriors
- 8 clever DIY ideas for your kitchen
- 12 Fun Facts to Kick Off Your Summer
- The Best Anti-Aging Products For Your Home
- A+ Teacher's Gifts For Less Than $20
- 8 Ways To Make Over Your Windows
- How to Protect Your Biggest Decor Investments
- Home Decor Tricks Every Woman Should Know
- Fresh (Not Frumpy) Floral Decor
- 10 Cheap & Chic Summer Decorating Trends
- Unbelievable Bathroom Makeovers
- Outdoor Entertaining Essentials Under $75
- Instagram Feeds To Follow For Home Decor
- Design Secrets For A Stress-Free Home
- Unforgettable Front Porches
- Design Ideas For Travel Lovers
Home Movies1 of 20
By Emily Bibb for POPSUGAR
Inspired by the set design of the 2013 Oscar contenders, we rounded up furniture and accessories that represent some of the best movie nominees. See what we loved about films like Les Misérables and Lincoln and see how you can get a similar look in your own home.
Lincoln2 of 20
This gripping film—set with stately antiques and a palette of deep colors—dramatizes President Abraham Lincoln's journey to pass the Thirteenth Amendment to the Constitution, which completed abolition of slavery in the United States.
Contained Chaos3 of 20
The kitchen scenes were filled with clay and cork jugs—perfect for a country-chic kitchen.
SHOP NOW: Pottery Barn canisters, $29-$39
Artistic Walls4 of 20
Inspired by the extravagant and textured wallpaper seen throughout the film, this wallpaper will make any room dramatic.
SHOP NOW: Graham & Brown wallpaper, $85 per roll
On POPSUGAR: The 15 Best Online Sources For Affordable Art
Designed to Dine5 of 20
This table is traditional with a modern twist. It is stately and large and has a similar feel to the one Lincoln and his team discussed the nation's future across.
SHOP NOW: Ethan Allen trestle table, $1,799
On POPSUGAR: Peek Inside Last Year's Most Covetable Homes
Stay Grounded6 of 20
Antique textiles and rugs warm up grand-scale rooms.
SHOP NOW: Neiman Marcus Javed rug, $319-$2,229
Django Unchained7 of 20
In Quentin Tarentino's latest film, a slave turned bounty hunter sets out to rescue his wife from a wicked Mississippi plantation owner. The wild spirit of Django Unchained is captured with country-and-western-meets-Southern-gentleman accents.
To the Point8 of 20
Nothing says "outlaw" like a faux antler chandelier.
SHOP NOW: Pottery Barn antler chandelier, $999
Stately Seat9 of 20
Oversize and stately, this leather chair has a rustic saloon vibe.
SHOP NOW: Restoration Hardware Easton chair, $2,895-3,185
Textured Treats10 of 20
Get the colors and textures of the character's costumes with these tweed-and-burlap equestrian accent pillows.
SHOP NOW: Neiman Marcus pillows, $135-$145
Cattle Call11 of 20
Bring the barnyard into your living room with this hair calf rug.
SHOP NOW: Ralph Lauren Home Douglas Haircalf Rug, $4,350
Les Misérables12 of 20
The film Les Misérables, based on the novel by Victor Hugo and the Broadway musical , takes place in 1800s Paris and artistically develops characters and scenes that depict revolution-era France.
Dramatic Steed13 of 20
Add a knightly touch to your bookcase with this sleek and sophisticated ceramic horse head.
SHOP NOW: Jonathan Adler horse head, $295
Beacon of Light14 of 20
These rustic candleholders feel as if they had been hand-sculpted ages ago.
SHOP NOW: West Elm tapers, $29-$34
Fanciful Pillows15 of 20
These silk embroidered pillows feel similar to the styling of the dresses worn by the cast.
SHOP NOW: Horchow pillows, $345
On POPSUGAR: 105 DIY Projects That Will Make You Proud
On the Side16 of 20
This mink velvet chair is French glamour at its finest.
SHOP NOW: Jason Home velvet chair, $475
Argo17 of 20
Directed by Ben Affleck, Argo captures the 1980 joint CIA-Canadian secret operation to rescue six fugitive American diplomatic personnel from revolutionary Iran. Inspired by the film's 1980s setting, pieces like tweed pillows and a sleek desk capture the essence of this Oscar nominee.
On POPSUGAR: Sort It Out: 21 Chic Picks for Office Organization
United Colors18 of 20
Inspired by fabrics popular in the 1980s, this pastel pillow complements any interior style.
SHOP NOW: Crate & Barrel pintura pillow, $35
Homeland Office19 of 20
A stylish take on the CIA's desk, this contemporary desk is a statement piece for any home office.
SHOP NOW: Design Within Reach desk, $2,695
On POPSUGAR: Bookcase Styling Ideas We Stole From the Pros
Dramatic Entry20 of 20
Add drama to your entryway with this polished nickel chandelier.
SHOP NOW: Bed, Bath & Beyond chandelier, $498
On POPSUGAR: More Inspiration from the rest of the 2013 nominated films.


text:
Sounds like a good plan!
And remember, this is the age where babies tend to become more active, lean out somewhat, and slow their weight gain, while continuing to grow in height.
Anecdotally, I have a friend whose son was a very rapid gainer. (Fed EBM only from a bottle...long story) Anyway, he was HUGE by 4 months, like 25 pounds if I remember correctly. Do you know how much he weighed at a year? You got it...25 pounds! But he was much longer, and therefore leaner. He was walking by then.
So, just a little story I like to sometimes share when discussing weight gain in the second half of baby's life.
Good news about the tests!
Take care!


text:
Please use this identifier to cite or link to this item: http://hdl.handle.net/1959.3/240015
- Title
- Stable low-fouling plasma polymer coatings on polydimethylsiloxane
- Author(s)
- Forster, S.; McArthur, S. L.
- Abstract
- Polydimethylsiloxane (DMS) is a popular material for microfluidics, but it is hydrophobic and is prone to non-specific protein adsorption. In this study, we explore methods for producing stable, protein resistant, tetraglyme plasma polymer coatings on PDMS by combining extended baking processes with multiple plasma polymer coating steps. We demonstrate that by using this approach, it is possible to produce a plasma polymer coatings that resist protein adsorption (< 10 ng/cm(2)) and are stable to storage over at least 100 days. This methodology can translate to any plasma polymer system, enabling the introduction of a wide range of surface functionalities on PDMS surfaces.
- Publication type
- Journal article
- Research centre
- Swinburne University of Technology. Faculty of Engineering and Industrial Sciences. Industrial Research Institute Swinburne
- Source
- Biomicrofluidics, Vol. 6, no. 3 (Sep 2012), article no. 036504
- Publication year
- 2012
- FOR Code(s)
- 0203 Classical Physics; 0915 Interdisciplinary Engineering; 1007 Nanotechnology
- Keyword(s)
- Adsorption; Biochemistry; Biological techniques; BioMEMS; Coatings; Hydrophobicity; Microfluidics; Molecular biophysics; Plasma materials processing; Polymers; Proteins; Surface treatment
- Publisher
- American Institute of Physics
- 1932-1058
- Publisher URL
- Copyright
- Copyright © 2012.
- Peer reviewed


text:
Assassin's Creed: Revelations ReviewBy Morgan Webb - Posted Nov 14, 2011
Assassins Creed: Revelations is a unique and engaging experience that offers a lengthy and involved single player as well as creative and thoughtful multiplayer, however some new mechanics don't work as well as hoped, and I expect them to be either refined or eliminated from future versions.
The Pros
- Story leaves you feeling satisfied yet excited for the next installment
- Seemingly endless array of brutal combat animations
- Multiplayer is once again fun and refreshingly different
The Cons
- Overly complicated bomb-making mechanic
- Poor menu design wastes time
Assassin's Creed: Revelations Review
Fans of the series have been with Ezio Auditore da Firenze for a while now. We first got to know Ezio when he was a happy young man chasing tail around peaceful Italian plazas. We've seen him in the prime of his life, and now, in Assassin's Creed: Revelations, we see him arrive in Constantinople with a graying beard and a wise disposition. He's not down for the count however, and Ezio can still jump, swing, and climb with the best of them.
Nothing Is True, Everything Is Permitted
The story is one of my favorite parts of this game. It's engaging and satisfying, and, well, revelatory. A newcomer to the series will be able to follow the story without problem, but fans of the series will be excited by the answers and information we receive. This is not to say we now know everything there is to know about the Assassins Creed universe, but the writers did an artful job of both wrapping up the story and leaving the gamer curious and excited for the next game. This proves you don't need a cliffhanger ending to keep people coming back for more.
You also get to play as Ezio playing as the character in the first Assassins Creed, Altair. Well, I suppose you are actually playing as Desmond playing as Ezio playing as Altair (it's all very Inception). These Altair segments offer a nice change of pace, and they weave well into the story as a whole. You really feel the deep connection between the events of multiple time periods.
That feeling extends into the present day as well, since you get to learn more about Desmond and his own past in stripped down concrete Animus levels. You get two shapes you can create out of thin air, a wedge and a rectangle, and you solve puzzles with brains, speed, and timing. These were well thought out and executed, and the story reward (and instant load time after failures) keeps you playing until you triumph.
Nous Avons Des Ennemis De La Foi Dans Le Royaume
Assassins Creed: Revelations has added bombs to Ezio's arsenal, but they are fairly complicated to create. The first issue is that there are too many options--too many ingredients that basically accomplish the same task. For example, you can choose for your bombs to have a small, medium, or large blast radius, explode instantly or on a tripwire, include fake coins for distraction or a deadly gas for the more brutal approach, but you never know what to pick because you don't know what situation you will come across next. However, situations that specifically require the use of bombs in general never seem to occur, let alone situations that call for certain types of bombs over others. Who wants to spend a half hour obsessing about all the potential ingredients, shells, and explosive types when you could just walk though the gate with a phalanx of dancing Gypsy's distracting the guards?
You will soon realize that you can completely ignore this mechanic. You get the idea that after Ubisoft spent a lot of time weaving bomb making into every element of the game, they suddenly realized it was neither fun nor useful. They saved it by peppering the streets with black market bomb vendors, so you can buy your bombs pre-made if you want to use them, and then comfortably ignore most of the other elements.
Instead of the new-fangled explosives, I used the more traditional Assassins Creed strategies of sneaking and stabbing. You are very powerful in head to head combat, especially when it comes to counter moves. Master the simple counter system and you will be able to take on almost any foe, and the best part is that you will do it with epic style. The sheer number of combat animations combined with the sheer brutality of finishing moves will keep you surprised and interested the whole way through. Combine this fluid and brutal combat with your stealth and acrobatics, and you feel like Batman without the moral code. You drop in on the Sultan like he was Commissioner Gordon, and clean up the mean streets of Constantinople like they were the back alleys of Arkham City.
Il Va Bientot Arriver Malheur Á Ceux Qui Nous Ont Condamnés Á Mort
Constantinople is a city in desperate need of real estate investment, and thankfully you are there to provide some renovation funds. Like previous games, you can purchase and renovate shops, banks, and landmarks in order to increase the income you earn every 20 minutes. In Assassins Creed: Brotherhood you could buy as much property as you could afford, then leave Ezio standing on a street corner passively earning cash while you had lunch. When you came back you could empty the bank account, buy more property, then leave him on some bench while you went to run errands.
Apparently, they didn't like this little cheat, so they tried to put a stop to it in two ways. One is that every time you buy a property, your Templar awareness meter goes up, so if you buy a few properties, you have to run around and search for a few heralds to bribe before you can buy more. Another is that there is a Templar assassin always on your tail, and if Ezio stands around without you chaperoning, he is likely to get killed.
The tailing assassin is a fair-enough tactic that I actually enjoyed, especially since he usually carried a fair amount of cash you could loot off his body. However, the fact that buying property raised your Templar awareness meter was annoying, and it kept you from enjoying the feeling of being a real estate mogul. For every three properties you bought, you spent lots of time hunting for heralds to bribe. If they wanted to slow down the accumulation of property, they should have just made it more expensive to begin with.
Non Nobis, Non Nobis, Domine, Sed Nomini Tuo Da Gloriam
If your Templar awareness meter reaches maximum, the Templars could retaliate by launching an assault on one of your assassins dens. This assault takes the form of an odd tower defense mini-game, where you place your assassins on rooftops and build barriers on the streets below. You don't really do this often enough to understand what the best strategies are, so you just place as many assassins and barriers as you can and hope for the best. I actually made it through the game only having to play it once (apart from the training exercise), and I expect most players will do the same.
While I enjoyed installing assassins into my captured bases and doing their individual master assassin side quests, I did not particularly enjoy sending them abroad for leveling. I enjoyed this mechanic a great deal in Assassins Creed: Brotherhood, however, a large part of the reward in Revelations is access to bomb making materials; since you don't need them, the missions lose a bit of their lustre.
Something that plagues the entire game is bad menu design. Sending your assassins for leveling takes longer than it should because you are flipping back and forth between menu pages to check information only available on a different screen. The same goes for buying items. On the "buy this item?" confirmation page, they don't put the price, so you find yourself backing out to check that the item and price is correct. Menus are something cheap and easy for a developer to fix, and they can have a huge impact on the experience of the gamer.
First into battle and last out
Every game these days feels the need to add some sort of multiplayer to prevent even the strongest of single-player games from working their way into the used game store. Usually it feels tacked on and soulless, but I am very happy to report that the AC: Revelations multiplayer is something wonderfully different and entertaining. While the big online shooters get most of the attention these days, we forget that not everyone likes getting cussed out by a 14-year-old while being knifed in the back. Revelations has some fun interpretations of familiar modes, like capture the flag and king of the hill, but I had the most fun with the more basic free-for-all where you are assigned a target to assassinate, but someone else is assigned to you.
You can't just prance across the rooftops looking for your target, because that would be incredibly obvious. You need to sneak around and be subtle, but you need to be fast too, because someone is on your tail. You scan every person you pass looking for subtle clues that there is someone real there. Do they move a little differently? Did they just run for a couple steps? If you are intimidated by or uninterested in the fast paced twitchy online shooters, it doesn't mean you should write off playing online entirely; this game is definitely worth checking out.
It's An Assassin's Life For Me
Assassins Creed: Revelations has a long single-player campaign, a great story, tons of side quests, and unique and engaging multiplayer. The only thing that holds it back are some mechanics that could have either been fleshed out or eliminated. If you are a fan of Assassins Creed, this game is a must buy, and I enjoyed the game so much that I am looking forward to playing it through a second time.


text:
Will doesn't control everything owned
Generally, a person's will does not control everything that individual owns. Many do not understand that.
Knowing what a person's will does and does not cover is important in completing an estate plan. Other legal documents or forms control certain property and assets, which are called non-probate assets.
Life insurance, retirement account funds, annuity policies, financial accounts with "payable on death" designations, U. S. savings bonds, and other assets that have a named beneficiary are examples of non-probate assets. The beneficiary form for each of these assets determines the recipient. However, when a person's estate is listed as the beneficiary, then their will does control in that situation.
Other non-probate assets include jointly owned property, such as real estate or stock accounts. They will be transferred to the co-owners "outside" the will. The exception is ownership by tenants in common. Each owns a proportional share of the property, and his or her will controls that person's share. But when property is owned jointly with rights of survivorship, then the deed or account title controls, not the deceased person's will.
Make sure to include the value of these assets in the overall determination of what you want your estate plan to accomplish.
While your estate can be the named beneficiary of life insurance, retirement accounts, etc., doing that is not always wise. When you decide upon a recipient, using the beneficiary form to name that person or non-profit organization will allow the asset to be transferred more quickly and can save estate and income taxes in certain situations.
The beneficiary for non-probate assets can be changed without altering the contents of your will. That can give you some flexibility in your overall estate plan, but it's also important to check the terms of your will when making any major beneficiary changes.
Keeping a list of the assets that will not be controlled by your will and the beneficiaries' names can be helpful when settling your estate. Storing the list with your will allows more efficient efforts by your executor.
* * *
Deborah Miller, JD is the director of planned giving for the West Virginia University Foundation Inc.


text: We all know there are different types of foundations, each offering a different finish and coverage. Cream and powder foundation are typically the heaviest and cover the most while tinted moisturizers and BB creams offer the lightest coverage and feel. Liquid foundation falls in the middle of the spectrum. Until now! There is a new breed of liquid foundations that are so thin (you will literally die when you feel how thin they are… Ok not literally but you know what I mean!) yet they are formulated to give medium to full coverage. They feel so amazing, as if you're not wearing anything, and there's a different technique to apply them. Here's all you need to know about fluid foundation: (more…)


text:
They're great. Sturdy, clean up easily (when i don't let the paint or gesso dry on them). Great for mixed media projects, cards, scrapbooking. Especially perfect for me since I don't have much ability to draw. I own a box full of them and have not been disappointed.
This is a fun template to use for many scrapbooking layouts. It can be used for a cool background, or use to crop photos for an interesting display.
It's exactly as I envisioned. Can hardly wait to try with fabric and dye paste.
Excellent as usual.


text:
How the Truth in Lending Act Helps You Shop for a Credit Card
Comparison shopping for credit cards is made easier because of the Truth in Lending Act. The Truth in Lending Act, first passed in 1968, requires credit card issuers to disclose important terms and conditions of credit card offers in all credit and charge card applications and solicitations. Solicitations are offers of credit that do not […] Read More
How the Equal Credit Opportunity Act Protects Credit Applications
Giving everyone in America a fair lending opportunity is the aim of the Equal Credit Opportunity Act. This law, which applies to all creditors, prohibits credit discrimination based on Race Color Religion National Origin Sex Marital Status Age Use of Public Assistance Creditors may not use any of the above information when deciding whether or […] Read More
Resolving Billing Errors With the Fair Credit Billing Act
Is there an inaccurate or unauthorized charge on your credit card? You've got plenty of rights, thanks to the Fair Credit Billing Act of 1974. With the help of the Fair Credit Billing Act you can file a dispute and free your credit card account of billing errors including: Unauthorized charges Charges for goods and […] Read More
Use Your Credit Clout: Credit Laws That are on Your Side
With all the talk in Congress over possible new credit card rules and regulations, you may not be aware that some credit laws have been around since the 1970's and give you some serious credit clout — if you know how to use them. Here are the top ways you can exercise your credit rights. Read More
What is a Schumer Box?
A Schumer Box is an easy-to-read table or "box" that discloses the rates, fees, terms and conditions of a credit card agreement as required under the Federal Truth in Lending Act (TILA). It requires that all credit card companies use the same standardized format so that consumers can easily understand and compare rates and fees […] Read More
The Fair Credit Reporting Act
As a public service, the staff of Credit.com provides this version of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. prepared by the Federal Trade Commission. This version uses FCRA section numbers (§§ 601-625) in the headings. (The relevant U.S. Code citation is included with each section heading and each reference to the FCRA in the text.) This document is intended only as a convenience for you and not a substitute for the actual text in the U. S. Code. The Commission's website posted this document on October 20, 2006. Read More
The Fair Debt Collection Practices Act
It is the purpose of this title [15 USCS § § 1692 et seq.] to eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses. Read More
How the Credit CARD Act of 2009 Affects You
On May 22, 2009, the Credit CARD Act of 2009 was signed into law by President Barack Obama. The full title of the law — Public Law 111-24 — is the Credit Card Accountability Responsibility and Disclosure Act of 2009. It amends the Truth In Lending Act, the Federal Trade Commission Act and the Electronic Funds Transfer Act. Read More


text:
Technical Program
The abstracts deadline (9 April) has now passed. Thank you for your submissions!
View the Technical Program Schedule (includes sessions and abstracts).
The morning oral sessions for the conference will be held in the Digital Theatre. Calit2's Digital Theatre is a large auditorium with stadium seating. It is fully equipped with digital video projection equipment and full surround sound to provide an excellent multimedia experience (http://atkinsonhall.calit2.net/facilities/1stfloor/theatre/).
The afternoon poster and demo sessions will be held at the reconfigurable Synthesis Center. Atkinson Halls Synthesis Center allows groups of researchers and scientists to meet together in a resource-rich environment where they can address cutting-edge science questions that can be solved only by interdisciplinary science teams through face-to-face discussions and what if computations (http://syncenter.org/about/index.php).
Poster size: 48" × 69"
|Technical Review Committee:
|Sally Brady, USGS, Co-chair,
|Krishna Sinha, Virginia Tech, Co-chair,
|Linda Gundersen,
|Bruce Johnson, USGS,
|Rob Raskin, JPL,
|Ilkay Altintas, SDSC,
|Rahul Ramachandran, University of Alabama in Huntsville,
|Peter Cornillon (URI), for oceanography (and CI),
|Hassan Babaie, Georgia State,


text:
There are many opportunities for employment with the Boy Scouts of America, from seasonal jobs at summer camps to a lifelong career.
Entry-Level Vacancies
View a list of locations in which the BSA has current openings for entry-level career professionals.
National Council Job Opportunities
Job opportunities that are available through the National Council of the Boy Scouts of America.
Staff Needed for High-Adventure Bases
The Florida National High Adventure Sea Base, Northern Tier National High Adventure Program, and Philmont Scout Ranch annually seek applications from qualified men and women.
Acquire Life Skills at Scout Camp
Explore the opportunities for a variety of summer camp staff jobs at 420 Scout camps, 60 council high-adventure programs, and three national high-adventure bases.
Who Are We?
Profiles of professional Scouters, including first-hand accounts of how they came to choose a career in Scouting.
Local Council Locator
After learning about opportunities for employment in the Scouting movement, contact the local council service center in your area to find out how to get started.


text:
Log In
Sign Up
The ingredients you'll need: shallot, kale, rosemary, white wine, walnuts, garlic, red pepper flakes, cream, fleur de sel and pancetta.
First, you to make the toasted rosemary walnuts.
Ready for toasting!
Apartmentcooker calls for 4 whole shallots -- which we love!
Pancetta crisping in the pan.
The shallots and garlic soften in the rendered pancetta fat.
We had beautiful kale -- the color of emeralds!
A splash of white wine really fills out the flavor.
And then just a little bit of cream...
You want to cook the kale until it's just tender.
Folding in the pancetta at the last minute, so it stays crisp.
And don't forget those delicious nuts!
What you'll need: kale, quinoa, sharp cheddar, onion, cream cheese, garlic and eggs.
The quinoa gets a bath before cooking.
Time to sauté a whole mess of onions.
20 minutes later -- sweet and sultry.
The quinoa is ready at about the same time, which is convenient!
Shreds of cheddar -- they almost look like golden strands of hair.
As you can see, our kale was crisp and bright green.
It started as a mountain in the pot.
Very quickly, it softened into this beautiful emerald mass.
Adding the quinoa, cream cheese, cheddar and onions.
Time to stir!
Who stole that piece of quiche?
1 error
prevented successful signup:
We'll never post anything without your permission.
1 error
prevented successful login:
Please enter a valid email address.
Thanks for signing up!
Connect with us to get more Food52!
Sign up for our useful, inspired emails and we'll
give you everything you need to eat and live better—including
recipes, how-tos, and exclusives and great gift ideas from our
kitchen and home shop.


text:
Washington lawmakers seeking to expand background checks for gun sales have scaled back their proposal in order to ease the concerns of weapon owners.
Under a revised bill considered on Wednesday, lawmakers say agencies that would conduct background checks would have to destroy records of the search once it's complete. Opponents of the bill had expressed concern that the transaction records would essentially provide a foundation for a registry of gun owners.
The new bill also allows private parties to bypass the background check if the buyer already has a concealed pistol license. They can also skip the background check if a request for such information goes unanswered for three days.
An NRA lobbyist still had concerns about the bill, arguing that both law enforcement and dealers may not do the background checks and essentially freeze private sales.