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Penn State riding high after Michigan win
The 108,000 Penn State fans that stuffed Beaver Stadium left with memories that will last for years.
There was Bill Beltons 3-yard dive on fourth-and-1 that kept alive the winning drive in the fourth overtime. And his 2-yard scamper that helped the Nittany Lions upset then-No. 18 Michigan, 43-40.
Or how about Christian Hackenbergs 29-yard completion to Brandon Felder on the tying drive in regulation?
But no play stood out like Hackenbergs toss to a leaping Allen Robinson in the corner that sent the wide receiver crashing down a yard from the goal line. Hackenberg sneaked in for the first rushing TD against Michigan this season, tying the game at 34-all.
With Penn State off this Saturday before heading to Ohio State, theres even more time to relive the plays the Nittany Lions can only hope will spark them toward a winning streak.
Michigan State finds reliable
RB in Langford
EAST LANSING, Mich. Michigan State coach Mark Dantonio got exactly what he wanted from Jeremy Langford last weekend against Indiana.
Now he wants to see him do it again.
The combination of Langford and freshman Delton Williams accounted for 201 yards on 35 carries during Michigan States 42-28 victory over the Hoosiers on Saturday. A similar effort this week against visiting Purdue could put the Spartans (5-1, 2-0 Big Ten) in first in the Legends Division all by themselves.
Langfords 109 yards on 23 attempts to go along with three rushing touchdowns and a TD reception made him the Big Tens offensive player of the week. But it was the fourth touchdown, a 32-yard sweep, that excited the crowd and showed off his breakaway speed.
Jeremy Langford needs to line up every snap with the mindset that he can go the distance, Dantonio said Tuesday. He had that last week and ran extremely hard.
He had plenty of help from Williams, whose power provided an effective change of pace. He had 92 yards on 12 carries in just his second collegiate appearance after moving ahead of fellow newcomer Gerald Holmes.
So much of playing running back is about catching the ball and pass protection, Dantonio said. We felt Delton was a little ahead of Gerald in those areas. And we needed a guy to offset what we get from Langford and Nick Hill.
Hill didnt carry the ball last week despite a season average of 5.2 yards per carry. Until last week, his 35-yard run against Youngstown State was the teams only explosive running play.
That changed with Langfords TD dash and Williams 37-yard run against Indiana, plays that showed what an improving offensive line can help produce. Those gains, especially Williams sprint, looked a lot like the kinds of plays Michigan State got from LeVeon Bell, a first-team All-Big Ten pick who is starting for the Pittsburgh Steelers in his rookie season in the NFL.
We got over 200 yards on the ground, and that helped us stay balanced, Dantonio said. When the backs and the offensive line can do that, were able to take some of the pressure off the passing game.MORE IN Sports WireOXON HILL, Md. Wade Davis already had closed out a World Series. Full StoryBOSTON New Boston Red Sox pitcher Chris Sale said he isnt worried that he might not be the ace... Full StoryNORMAN, Okla. Full Story
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Cinnabon is giving out 2 free Cinnabon Bites on Tax Day at participating locations.
Participating Arby's locations are giving away free orders of curly fries.
Print this coupon and get a free small popcorn at AMC Theaters between April 12 - 15.
Panda Express is giving away free single servings of Samurai Surf and Turf. No purchase necessary. You must print the coupon or show it on your mobile device.
Sonic is offering "happy hour" all day on Tax Day. Drinks and slushes are 50% off. At participating locations only.
Schlotzsky's is giving out free original small sandwiches with the purchase of a 32oz. fountain drink and chips. (Valid only at participating locations)
Boston Market is offering a "Rib-bate" on Tax Day. Customers can purchase two rib meals for $10.40. No coupon is needed.
Great American Cookies are giving away one free birthday cake cookie on tax day (only at participating locations)
Participating Melting Pot locations are giving out free chocolate fondues per person when a four course fondue dinner is purchased per person. (Not all locations may be offering this deal)
HydroMassage is giving out free HydroMassages on April 15 - 19. Not all locations are participating. You are strongly encouraged to call ahead. Click here for more details.
Starz and Encore premium channel packages will be shown for free to households nationwide, including subscribers with AT&T U-verse® TV, Cox Communications, DIRECTV, DISH, Verizon FiOS TV, along with many other regional multichannel affiliates, from April 11 - 15. (Dates and packages may differ depending on your cable provider)
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subset: commoncrawl


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- Our Mandate
- What is Disaster Risk Reduction?
- What is the International Strategy?
- UNISDR in the UN System
- SRSG for Disaster Risk Reduction
- Work Programme & Annual Reports
- Results Based Management System
- Donor Partnerships
- History
- Vacancies
Stay up-to-date with our work and activities with
Uganda Environment Minister launches special session on DRR during 29th Greater Horn of Africa Climate Outlook ForumThe Minister of State for Environment, Hon. Flavia Munaaba, launched a special joint session on disaster risk reduction during the Twenty-Ninth Greater Horn of Africa Climate Outlook Forum (GHACOF29). The aim of the special session is to move towards a "paradigm" shift when addressing climate change and risks for sustainable development in the Region.
|2 Sep 2011
|Press release
Data-collection gap preventing governments from determining risk levels says MDG Gap Task Force ReportThe UN Secretary General, Ban Ki-moon, today drew attention to the "data-collection gap" which is preventing governments from effectively determining risk levels with his launch of the Fourth report of the MDG Gap Task Force in New York.
|16 Sep 2011
|News briefs
Earthquake prediction comes under scrutiny as scientists' trial opens in ItalySeismic risk has taken on a different meaning this week with the trial opening in Italy of six scientists charged with failing to predict the L'Aquila earthquake that killed 309 people in 2009 and left 70,000 people homeless. The scientists and one official are charged with manslaughter.
|21 Sep 2011
|News briefs
UNISDR head calls for 'quantum leap' in approach to recurring floods in PakistanThe Special Representative of the UN Secretary General for Disaster Risk Reduction, Margareta Wahlström, arrives on a three-day visit to Pakistan tomorrow (October 6) during which she will meet with President Asif Ali Zadari, Prime Minister Syed Yousuf Raza Gilani, the National Disaster Management Authority, Meteorological Department officials and aid donors, to discuss future risk reduction measures as the country tries to cope with floods which have displaced an estimated 5.4 million people.
|5 Oct 2011
|Press release
Action as Water Runs Out in TuvaluAmidst growing concerns about drought crises in some of the Small Island Developing States (SIDS) of the Pacific, the Government of Tuvalu today began a three-week nationwide needs assessment of water, agriculture and health facilities.
|10 Oct 2011
|News briefs
Current efforts to mitigate climate change fall short of reaching vital goal, UN warnsInternational efforts to mitigate climate change are insufficient to meet the goal of keeping global warming to below 2 degrees Celsius above pre-industrial levels, a United Nations report warned, just a month before a major conference on the issue is held in Durban, South Africa.
|25 Oct 2011
|News briefs
Government auditors talk risk reduction as quake hitsDisaster risk reduction was high on the agenda as government auditors met in Turkey this week to discuss accountability and good practices in the area of disaster-related aid, against the tragic backdrop of Sunday's 7.2 quake that left over 400 dead and 2,000-plus buildings destroyed.
|27 Oct 2011
|News briefs
ASEAN Prioritises Disaster Risk Financing and InsuranceThe Association of Southeast Asian Nations (ASEAN), The World Bank, the Global Facility for Disaster Reduction and Recovery (GFDRR), and the United Nations International Strategy for Disaster Reduction (UNISDR) are convening the "ASEAN Disaster Risk Financing and Insurance Forum" to help ASEAN Member States build greater financial resilience to natural disasters.
|8 Nov 2011
|Press release
Disaster resilience key to green economyA strong push from the UN Environment Programme for green investments to protect key sectors of the economy from crises and shocks has earned praise from private companies keen to reduce disaster risk.
|16 Nov 2011
|News briefs
IPCC negotiates in climate challenged UgandaSporadic light rain fell this morning on the vastness of Uganda's Lake Victoria as Alex Bakunda MP, chairman of the Ugandan Parliament's Foreign Affairs Committee, chatted with local fisherman, Babalanda Yusuf, about the difficulty of making a living from fishing in Africa's largest body of fresh water.
|17 Nov 2011
|News briefs
IPCC and UNISDR welcome new report as historic contribution to understanding disaster riskThe Special Representative of the UN Secretary-General for Disaster Risk Reduction, Margareta Wahlström, today issued the following statement welcoming the approval in Kampala, Uganda, by the IPCC member States of the Summary for Policy Makers of the Special Report on Managing the Risks of Extreme Events and Disasters to Advance Climate Change Adaptation (SREX).
|18 Nov 2011
|Press release
IPCC puts risk reduction at centre of climate debateThe Inter-Governmental Panel on Climate Change (IPCC) has put disaster risk reduction at the centre of the climate change debate with the weekend publication of its Summary for Policymakers of the Special Report on Managing the Risks of Extreme Events and Disasters to Advance Climate Change Adaptation (IPCC SREX).
|21 Nov 2011
|News briefs
IPCC SREX important for Hyogo Framework implementation says NorwayIt was over three years in the making but after one final all-night negotiation in Kampala last Friday, the IPCC Summary for Policymakers of the Special Report on Managing the Risks of Extreme Events and Disasters to Advance Climate Change Adaptation (SREX) was agreed by the member governments clearing the way for the publication of the full report early next year.
|23 Nov 2011
|News briefs
IPCC authors speak out on special reportFollowing agreement on the Summary for Policymakers, the authors of the 800-page Special Report on Managing the Risks of Extreme Events and Disasters to Advance Climate Change Adaptation (SREX) will be busy between now and the end of the year reconciling the changes agreed by IPCC member governments to the Summary with the text of the nine final chapters which will make up the SREX when it is published early next year.
|25 Nov 2011
|News briefs
OECD warns of irreversible, catastrophic climate changeDespite the goal set at the Cancun climate talks last year to stabilize the global average temperature increase at 2°C, a forthcoming report of the Organization for Economic Cooperation and Development (OECD) 'Environmental Outlook to 2050' warns that global greenhouse gas (GHG) emissions continue to increase.
|25 Nov 2011
|News briefs
UNISDR launches policy brief on building resilience in AfricaAccording to a new UNISDR policy brief launched today at the Durban COP 17, although African countries are committed to reducing flood and drought risks, current investments are found to be wanting, particularly in development sectors.
|6 Dec 2011
|News briefs
Turn the science into action on climate change says UNISDR ChiefUNISDR Chief, Margareta Wahlström, told an exclusive gathering of 35 eminent scientists and politicians from around the world at the COP 17 in Durban that "there is a huge need to translate the best science on climate change into practical action."
|7 Dec 2011
|News briefs
Local and hi-tech responses needed when disaster strikes in AfricaActing Director for UNISDR, Helena Molin Valdes, spoke to SciDevNet about the need for improving access to information in dealing with disasters, during the four-day Eye on Earth Summit in Abu Dhabi from 12-15 December.
|15 Dec 2011
|News briefs
Crisis Mapping and Disaster Risk ReductionCrisis mapping has emerged in the last five years as a dynamic and open way to visualize and report on crisis and disasters. With increasing internet connectivity, mobile phone use, and user-generated content, 'crowdsourcing' is gaining traction by taking advantage of information communication technology (ICT) that allows communities and networks to answer some of the world's most pressing issues.
|16 Dec 2011
|News briefs
Brazil to open Centre of Excellence for Disaster Risk ReductionThe Brazilian government has agreed to open a Centre of Excellence for Disaster Risk Reduction, one year after deadly landslides in the state of Rio de Janeiro prompted President Dilma Rousseff to devise plans to improve the country's disaster readiness.
|24 Jan 2012
|News briefs
Caribbean efforts to be 'a carbon neutral destination'Bequia is a delightful link in the chain of islands which make St. Vincent and the Grenadines such an attractive destination for sun worshipping tourists. With a population of 4,300 people and an area of just 18 km2, it is on the frontlines of the unfolding drama of climate change and Small Island Developing States. And, like many small tropical islands during the dry season, Bequia has problems with water supply which global warming threatens to exacerbate.
|25 Jan 2012
|News briefs
Are we capable of learning the lessons of Haiti?An insightful new report on the 2010 Haiti earthquake offers a scathing critique of an international community which "has much to learn from the response in Haiti where it has shown an ability to repeat its errors and shortcomings from past disasters."
|1 Feb 2012
|News briefs
UNISDR Chief welcomes WMO boost for early warning systemsThe UN Special Representative for Disaster Risk Reduction, Margareta Wahlström, today welcomed the announcement that the World Meteorological Organization's (WMO) new Weather and Climate Information System has become operational "as a major contribution towards life-saving efforts at community level."
|2 Feb 2012
|Press release
Fiji declares 15 day state of disasterA 15-day state of disaster is currently in effect in areas on the west coast of Fiji that have been ravaged by floods which began on 22 January. A flood watch is in place as periods of heavy rain are expected. All those living in flood-prone areas have been advised to evacuate and take with them food, water and a change of clothes. As of today, there are 21 active evacuation centres with a total of 1,333 evacuees.
|3 Feb 2012
|News briefs
Awareness of risk driving Green Economy trendAs world governments prepare for the United Nations Conference on Sustainable Development in Rio de Janeiro this June, the UN has published a practical guide "to promote a transition to an inclusive Green Economy."
|8 Feb 2012
|News briefs
IPCC report on climate change and risk coming soonA new groundbreaking report due out next month underlines how the well-being of vulnerable, impoverished populations living in parts of the world most exposed to disasters fuelled by climate change, will be severely undermined in the coming century.
|10 Feb 2012
|News briefs
Horn of Africa crisis results in effort to improve action on early warningsIn advance of critical rainfall forecasts for the Horn of Africa, the UN office for disaster risk reduction, UNISDR, today announced a partnership with the WMO-supported African Centre of Meteorological Applications for Development (ACMAD) to ensure rapid dissemination of weather updates to disaster managers.
|13 Feb 2012
|Press release
Uncertain rainy season for Horn of AfricaThe March to May rainfall season in the Greater Horn of Africa is likely to result in "near normal to below normal rainfall" over much of the region, according to a statement today from the 30th Greater Horn of Africa Climate Outlook Forum (GHACOF30).
|29 Feb 2012
|News briefs
UN kicks off discussions on new international blueprint for disaster risk reductionThe UN Special Representative for Disaster Risk Reduction, Margareta Wahlström, and HE Yoichi Otabe, the Japanese Ambassador to the International Organizations in Geneva, announced today the start of consultations on a new international blueprint for reducing disaster losses in advance of the World Conference on Disaster Reduction which the Japanese government is proposing to host in 2015.
|5 Mar 2012
|Press release
A Seismic CrimeFew people outside Italy are aware that six seismologists and a government official are on trial in the small city of L'Aquila. But the story has implications for scientists, engineers, administrators, and legal systems far beyond Italy's borders.
|6 Mar 2012
|News briefs


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October 26, 2012
What's Up Goatsucker?
Yes, the first Goatsucker has been found in our new wildlife gardens! No, I'm not talking about a weird new species of goat parasite, I'm actually talking about a type of owl-like bird. Goatsuckers, a.k.a. nightjars, are members of the family Caprimulgidae, which comes from the Latin word Caprimulgus, literally meaning goatsucker. The Latin name came about because of the mistaken belief that these birds would swoop under milking goats to steal milk from the teat!
Common Poorwill, Phalaenoptilus nuttalli,
found on North Campus
Here's what Kimball Garrett, our awesome Ornithologist, has to say about the Common Poorwill (the specific type of Goatsucker) we found:
Posted by Lila Higgins at 4:38 PM | 0 COMMENTS


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What do you guys think about the Washington Wizards right now?
Obviously they aren't going anywhere this season but they do have an incredibly talented young core with a few solid vets around them.
They have a chance of a nice draft pick this year as they currently own both of their own picks plus our 2nd round pick, and obviously they have the worst record right now.
John Wall
Bradley Beal (next Wade?)
Martell Webster (nice young swingman)
Nene (great vet big man if healthy)
Okafor (decent C)
Jordan Crawford (mini Jamal)
Kevin Seraphin (solid young big man prospect)
Ariza (useful vet)
Booker (useful player when healthy)
If they pull a stud in the draft, or better yet for this team they should trade their first rounder if possible for a solid addition at SF/C, they could be a dangerous team as soon as next year.


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For many of you, school was 12 or more years of teachers and administrators deciding what was best for you, dictating exactly how you spent every minute of every day -- the result being that you absolutely hated each and every one of those minutes. But as you reached adulthood, you probably came to the realization that it was all for the best. You were just a stupid kid, after all, and your elders did things a certain way for a reason.
That reason being that they were full of shit. Science is just now taking a closer look at these centuries-old school practices, and they're finding out that ...
5Huge Final Exams Are Bad for Learning
Jack Hollingsworth/Photodisc/Getty Images
Assuming you weren't some kind of freak prodigy, you probably looked to final exam season with a deep sense of dread. Once a semester, each teacher threw enough study guides, handouts, and notes at your class to provoke a scoliosis epidemic from the backpack weight alone. Then, after a week (or one God-awful night) of late-night cramming and stress seizures, you proceeded to brain-puke everything you'd learned that year onto one last son-of-a-bitch of a test that was worth 20 percent of your grade.
It sucked for the students, but your teachers had a valid justification for kick-starting the premature graying of your hair: Without giving you a huge cumulative test, there'd be no way to make sure any useful knowledge made it into your head alongside all those Pokemon stats and Power Rangers sexual fantasies. You only hated it because it was hard, you lazy, spoiled little bastard!
Saban Entertainment
"And then the Pink Ranger's all like, 'Hey, Green Ranger, I can play the flute a different way ...' And then-"
But You Were Right ...
Hey, you know who has done away with final exams as a concept? A little school called fucking Harvard University. They no longer require professors to issue giant year-end tests, and in fact, if a professor wants to give a final exam, he or she has to file a specific request to do so. In 2010, only 259 of the university's 1,137 undergraduate courses still issued exams, which puts Harvard students' time-honored tradition of cheating on them in dire jeopardy.
Some critics say that's just Harvard professors being lazy and/or letting their students off easy. But before you crotchety 25-year-olds start grumbling about how much wussier today's schools have gotten since your time, let's take a look at what exactly the critics are saying. The idea isn't to get rid of exams because they're too hard on our precious children's fragile widdle brains; it's that waiting until the end to assess what the students learned is a terrible way to get kids to actually retain the information. A week of "cramming" is good for passing a test and absolutely nothing else.
Digital Vision./Digital Vision/Getty Images
"Thanks for the A ... what's your name again?"
So the suggested solution isn't killing off big cumulative exams in favor of video games and ice cream, but giving a bunch of little cumulative exams throughout the year. You know, to actually make sure everyone is keeping up with the subject as a whole, rather than using the current method of giving a bunch of quizzes intended only to make sure the students read the last chapter. They tested this method a few years ago, and the kids given regular cumulative tests scored 16 percent better than their peers. Giving them a bunch of little tests, each covering everything they had learned to that point, simply worked better than building toward one do-or-die apocalypse-test at the end.
Jupiterimages, Creatas Images/Creatas/Getty Images
"All it'd take is a little more wor-"
"No thanks, I'm tenured."
But then how will our children learn the most important lesson in life, which is that projects can only be accomplished by coasting for several months and then frantically scrambling to throw it all together at the end between gulps of Red Bull?
4Kids Don't Get Enough Recess
Jupiterimages/Comstock/Getty Images
Ahh, recess. The one part of the day where you got to leave all that learning bullshit behind and pretend to murder Space Nazis with stick guns. The only sucky thing about recess was that we didn't get enough of it. Schools have been cutting back on playtime for years, and it's not hard to understand why: Imaginary Star Wars/Transformers crossovers might be a pantsload of fun, but they don't teach you how to spell "Mississippi" or where the red fern grows. The 2001 No Child Left Behind Act even urged preschools -- preschools -- to cut out some of the shenanigans in favor of more direct instruction.
Thinkstock Images/Comstock/Getty Images
"This is how your childhood ends. Not with a bang, but with mathematics."
And how can you argue against it? It's time to put that playtime bullshit behind you and get down to work, kids. There'll be plenty of time for "recess" later, during your years-long stretches of unemployment.
But You Were Right ...
First off, recess exists for a reason: It makes kids behave. Students who get just 15 minutes of playtime are rated by their teachers as being better behaved and more focused than their peers. Sixty percent of principals say that their students function better after a half-hour of recess, and 80 percent believe that playtime actually helps children learn. The old carrot of withholding recess time to coax good behavior actually makes kids more likely to misbehave.
Creatas Images/Creatas/Getty Images
"And me more likely to drink."
Recess even helps to curb the effects of ADHD. Walks outdoors, particularly in natural settings, improve attention and concentration, no amphetamines required. In fact, one study found that one solid dose of the outdoors per day can be enough to cut out one dose of medication per day. Maybe prior generations were onto something when "Go play your ass outside for a while, goddammit!" was the most-prescribed cure for a hyper kid.
The whole misconception about recess seems to come from adults who equate "playing" with "wasting time." It's not -- playing is how kids learn. It's probably the same reason animals do it: all of the running and screaming and fighting and giggling is how they learn social cues and how to interact in groups. So, yeah, it's not only OK to let them get dirty, it's kind of necessary.


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You purchased this item onView this order
Lily of the Desert, Whole Leaf Aloe Vera Gel, 128 fl oz (1 Gallon), 3.78 Liters (Discontinued Item)
- You earn loyalty credit for every order you place at iHerb!
- Loyalty credit is equal to 10% of the value of your order, excluding shipping charges.
- Your loyalty credit will be applied towards your next order as soon as your current order has shipped.
- Your loyalty credits are valid for up to 60 days from the date of your last purchase.
Shipping Weight:?10.7 lbs (4.85 kg)Shipping WeightThe Shipping Weight includes the product, protective packaging material and the actual shipping box. In addition, the Shipping Weight may be adjusted for the Dimensional Weight (e.g. length, width & height) of a package. It is important to note that certain types of products (e.g. glass containers, liquids, fragile, refrigerated or ice packed) will often require protective packaging material. As such, these products will reflect a higher Shipping Weight compared to the unprotected product.
- Product Code: LTD-20128
- UPC Code: 026395201280
- Package Quantity: 128 fl oz (1 Gallon), 3.78 Liters
- Dimensions: 5.8 x 5.8 x 12 in, 9.05 lbs (4.11 kg)
We do not ship this item to international destinations because this container has a high rate of leaking problems.
- Now Enhanced with Polysaccharide-Rich Aloesorb
- A Dietary Supplement
- Whole Leaf
- Certified
- Refrigerate after opening
- Made with Certified Organic Aloe Vera Leaves/Juice
- Contains a full range of valuables aloe polysaccharides
- Clinically proven to increase absorption of other supplements when taken with aloe vera juice
- Helps restore and promote regularity
- Helps support a healthy digestive system
- Helps maintain stomach pH balance
- Helps support normal muscle and joint function
- Certified for Purity and Content by the IASC
AloeSorb a new delivery system rich in naturally occurring aloe polysaccharides that is clinically shown to enhance the biomolecular weight aloe polysaccharides.
Lily of the Desert Aloe Vera Benefits
Suggested Use
Drink 2 ounces per serving as needed. Our organic juice is equally satisfying over ice or mixed with a favorite juice.
Refrigerate After Opening.
Other Ingredients
Carrageenan (thickening agent), Citric Acid (pH Stabalizer), Potassium Sorbate (mold inhibitor)
This product is a natural product; therefore the color may change slightly due to seasonal variations without effecting purity, efficacy or quality.
|Supplement Facts
|Serving Size: 2 fl oz (59 ml)
|Servings per Container: 64
|Amount Per Serving
|% Daily Value
|30 mg
|1 %
|Total Carbohydrates
|1 g
|< 1 %
|35 mg
|4 %
|4 mg
|1 %
|Certified Organic Whole Leaf Aloe Juice
|58 ml
|Certified Organic Polysaccharides Rich Aloesorb
|60 mg
|* Percent Daily Values are based on a 2,000 calories diet.
† Daily Value not Established.
The best yet!!! Have tried many kinds, but when I found and purchased Lily of the Desert, that was the end of my search for aloe gel. This is remarkable. Aloe gel, and only Lily of the Desert Aloe Gel, has allevaiated my Irritable Bowel, and reduced my acid reflux to a minimum. This has been a life saver. Iherb's swift actions in delivery of product and prices are equal with the product. The Best!! Peggy H., Missouri
I recommended this product to a lot of my friends and colleagues. Some of them they were laughing, but I have IBS and believe it or not it is the best "medication" I ever tried!!!
Posted by 4879307957985072883 on Aug 16, 2013
EXCELENT ALOE VERA.....(SAVILA IS SPANISH) WOULD BE GOOD IF iHERB GET THE LEAVES OF ALOE VERA.
Posted by Reviewer1224909 on Apr 02, 2013
This contains an ingredient called carrageenan, a thickening agent, derived from seaweed which can have many harmful side effects. For me I turned red with what looked like the worst sunburn ever. I also tried it for acid reflux when I read it would help, but only made it worse. Most everything has additives, but this one I could not tolerate. I found the article below and many others you may want to check before purchasing. http://blog.healthkismet.com/carrageenan-cancer-health-inflammation
Posted by Reviewer2398651 on Jan 27, 2012
Super quick shipping! Great to work with. Will order again.
Works FAST!!
Posted by Reviewer2064524 on Oct 31, 2011
My hubby has been suffering from acid reflux for eons, but after just 2 days of taking a couple of ounces of this gel, he hasn't had to use his usual meds at all. We are trying to be drug-free, and this wonderful product is replacing several drugs. Aloe Vera gel can be used for a bajillion things, both internal and external. This brand is the best I've ever purchased, and I am now the proud owner of two gallons. I will never be without it.
aloe vera!
Posted by Reviewer1793278 on Jun 30, 2011
Product consistent is questionable


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Walk in to any of City Barbecue's locations around the city and you'll be greeted by the glorious scent of a whole spectrum of tasty meats. Brisket, pulled pork, ribs — if they got 'em, they smoke 'em.
Add to that a slate of top-notch sides that would make fine meals on their own — if only you can resist that tender, smoked meat.
Best Barbeque runners-up: Ray Ray's Hog Pit, Montgomery Inn


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C-GYFB - KEEWATIN AIR LP AS REPRESENTED BY ITS G (Canada)
This aircraft (C-GYFB) is not available for public tracking per request from the owner/operator.
That's my airplane! How do I track my airplane on FlightAware?
FlightAware can provide aircraft owner/operators with secure access to their own flight data. Kontakta FlightAware för hjälp.


text:
Pacific Southwest, Region 9
Serving: Arizona, California, Hawaii, Nevada, Pacific Islands, Tribal Nations
Climate Change in the Pacific Southwest
Waste Management
Waste management is key to reducing carbon emissions. The decomposition of solid waste in landfills results in the release of methane, a greenhouse gas 21 times more potent than carbon dioxide. Burning wastes and the transportation of waste to disposal sites produces carbon dioxide emissions. Recycling and sustainable manufacturing reduce the use of fossil fuels to obtain raw materials and produce new items.
On this page:
- Electronics Stewardship Programs Buy environmentally friendly electronics and dispose of them properly.
- Composting Implement a composting program to create fertile soil and dispose of biodegradables.
- Anaerobic Digestion Harvest biogas from food scraps and other biodegradables and use this for energy.
- Landfill Methane Outreach Program (LMOP) Harvest biogas from existing landfills and use this for energy.
Waste Reduction and Recycling Reduces CO2 Emissions
A new EPA report suggests that way Americans procure, produce, deliver and dispose of goods and services — what the agency refers to as "materials and land management" — accounts for 42% of the nation's greenhouse gas emissions.
Opportunities to Reduce Greenhouse Gas Emissions through Materials and Land Management Practicies (PDF) (98 pp, 1.5M)
Waste Energy Recovery Registry
On July 23, 2009, EPA published a rule which proposes to establish the criteria for including sources or sites in a Registry of Recoverable Waste Energy Sources (Registry), as required by Energy Independence and Security Act of 2007. The agency is also proposing the Survey processes by which EPA will collect data and populate the Registry. The proposed rule would apply to major industrial and large commercial sources as defined by EPA in the rulemaking.
Electronics Stewardship Programs
EPA Region 9 is engaged in electronics stewardship across several federal and EPA programs. Electronics Stewardship is the responsible purchasing, use, and disposal of electronic devices over their lifecycle. Electronic devices can be a significant part of your environmental footprint.
The Electronic Product Environmental Assessment Tool (EPEAT), is a system developed through the Green Electronics Council (GEC) to help purchasers in the public and private sectors evaluate, compare and select desktop computers, notebooks and monitors based on their environmental attributes. The tiered criteria include and exceed Energy Star qualifications. Region 9 is currently working with the GEC to expand the range of products included in EPEAT. Through Executive Order 13423, all federal facilities must now lease or purchase 95% of their computer equipment listed on EPEAT.
The Federal Electronics Challenge (FEC) is a partnership program that encourages federal facilities and agencies to purchase greener electronic products, reduce impacts of electronics during use, and manage obsolete electronics in an environmentally safe way. The FEC network has developed a range of online tools to promote these goals, including checklists for selecting a responsible recycler and an Electronics Environmental Benefits Calculator to quantify the cumulative benefits of these practices. Region 9 has been an "FEC Champion" since the inception of this program and has successfully promoted these goals to over 20 federal facilities in the Region since 2002. In 2008, the cumulative greenhouse gas reduction benefit from participating federal facilities was over 2,250 metric tons of carbon dioxide-equivalent (CO2e). EPA Region 9's own electronic stewardship efforts that year reduced lifecycle emissions by over 670 metric tons of CO2e, as well as other environmental and cost benefits.
Plug-in to eCycling is EPA's outreach program to consumers, governments, manufacturers, and retailers to promote responsible reuse and recycling of electronic equipment. Through Plug-in's efforts, some computer and TV manufacturers, and electronics retailers offer product takeback programs and sponsored recycling events. Plug-in has issued a national TV Recycling Challenge to supplement and promote the converter box and recycling solutions for the Digital Television transition. In 2008, the cumulative national results through Partner collection and recycling efforts were 68 million pounds of used electronics, a 43% increase on the previous year, which prevented the equivalent average annual greenhouse gas emissions of 16,700 cars (91,500 metric tons CO2e).
Additional Resources
- EPA R9 maintains an eCycling website including Regionally-sourced FAQs and state program resources
- EPA's CRT Rule lists some of our compliance information.
- EPA created the WAste Reduction Model (WARM) to help solid waste planners and organizations track and voluntarily report greenhouse gas emissions reductions from several different waste management practices.
Region 9 and the Resource Conservation Challenge (RCC) strategically focuses on organics/food waste as it represents approximately 25% of the municipal solid waste stream sent to landfills. The aim is to encourage States, Tribes, and other partners to steer more organics to productive reuse in composting and anaerobic digestion. Eliminating organics from the landfill reduces the amount of methane, a potent greenhouse gas, created due to anaerobic decomposition.
Region 9 funds various projects to help advance the composting market by providing information on composting to consumers and local governments, researching the implementation of uniform labels for various compostable products, and building capacity for the compost market. For specific information on Region 9 projects, please visit y.
For more information on composting, visit EPA Region 9 Composting Web site.
Additional Resources
Anaerobic Digestion
East Bay Municipal Utilities District Addresses Climate Change by Recycling Food Waste
With help from a U.S. Environmental Protection Agency grant, the East Bay Municipal Utility District is pioneering a method of generating renewable energy using food scraps. Feature Story/Video/Social Media Links
Anaerobic digestion is the break-down of biosolids in an anoxic (or oxygen lacking) environment. Through this process, the organic matter is broken down and methane is emitted, allowing digestion plants to harvest this methane for renewable natural gas production.
Region 9 worked with East Bay Municipal Utilities District to determine the benefits and limitations of co-digesting food waste with biosolids at their main wastewater treatment plant. Co-digestion produces more biogas than biosolids digestion and reduces the mass of the waste by 65-75% compared to 30- 45% for biosolids.
Additional Resources
Landfill Methane Outreach Program (LMOP)
The Landfill Methane Outreach Program (LMOP) works with landfills to harvest the methane emitted for natural gas. Like anaerobic digestion, landfill waste emits methane which can be captured and used for renewable methane production. Many large landfills in the US are currently capturing this methane but flaring it to mitigate climate impact, since methane has 22 times the global warming potential of carbon dioxide. LMOP works with candidate landfills to encourage facilities to use the methane as a renewable fuel rather than flaring it off.
California, through AB32 has proposed control measures to increase capture of methane in landfills in California. California landfills emit approximately 1-2% of California's greenhouse gas emissions per year or 5.8 Million Metric Tons of CO2 Equivalents (MMTCO2E). The new requirement will mandate that all municipal solid waste landfills that received waste after Jan 1, 1977 with over 450,000 tons of Waste in Place (WIP) will have to install gas collection and control systems, unless they qualify for exemption. Municipal solid waste landfills with less than 450,000 tons of WIP must comply with reporting requirements. For more information on the California program, see CARB Landfill Methane Control Measure.
The EPA is working with landfills that are subject to this new requirement to encourage landfills to install energy generation technologies in addition to the capturing systems so that the methane can be used as natural gas rather than flared with resultant CO2 emissions.
Stimulus funding through the Clean Renewable Energy Bonds (totally $1.6 billion) may be available for these projects. More information on how to apply for this money will be posted to this web site as it becomes available.
EPA's national LMOP Web site provides more info on landfill gas energy projects, including online tools that can help assess how economically feasible it is to install this technology, given the size of the landfill, the type and rate of trash input, and its location.
Alameda and Palo Alto Team Up to Provide LMOP Energy
In 2007, EPA LMOP selected Alameda Power & Telecom and the City of Palo Alto as their Energy Partners of the Year. These two local utilities in California teamed together for this project in order to meet the cities' renewable energy goals. These projects add to Alameda's impressive portfolio that consists of 80% renewable energy, while the projects helped Palo Alto to achieve its renewable energy goals. The two cities now have a number of landfill gas-to-energy facilities in place, with Bueno Vista, Ox Mountain, and Kelly Canyon landfills producing over 18 megawatts of renewable electricity.


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My Business Background and Experience :
I am a top producing REALTOR with RE/MAX Associates and a Certified Residential Specialist. I am a graduate of the REALTOR Institute and carry the e-Pro designation. along with the CDPE, Certified Distressed Property Expert designation. The e-Pro designation indicates that I am technology proficient. This is especially meaningful for Buyers and Sellers in the promotion and marketing efforts for sellers and the technology I provide through IDX link which allows Buyers to locate any property that is available for sale in San Diego.
The CDPE designation was awarded for completing the rigorous study necessary to become proficient with the handling of Distressed properties, including Bank Foreclosures.
I have Served over 25 years in my industry in many capacities including, 2000 President of the San Diego Association of REALTORS, Director to California Association of REALTORS from 1993 through 2004. State Association CREPAC trustee from 2001 through 2004
I served as Director to the National Association of REALTORS for a number of terms.
In 2003 I was appointed Vice Chair of the National Association of REALTORS MLS Forum and served as Chair in 2004 and held the post of Federal District Coordinator ( FDC) to the Honorable Susan Davis, HR, 2005 Congress since she was first elected to office in 2000.
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Trade Sanchez for Vick? No Way
Woody Johnson is going to get a bad case of indigestion when he finds out how much of Mark Sanchez's contract he must eat if the Jets find a team that wants to trade for him. The final bill will go down easier with a glass of... more »


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World news
"We will probably suppress the threat of ISIS to a smaller level. We're not there yet"
Rob Wainwright
Director of Europol
"It almost feels too good to be true"
Ramzia Diab
Opposition coalition member
"We need a winter programme for them"
Jan Egeland
UN humanitarian adviser
"we do not seek and never look for enemies"
Vladimir Putin
Russian president
"We are not seeking and have never sought enemies"
Vladimir Putin
Russian President
"Europe shows understanding towards Turkey. That's why we have maintained and we tend to maintain this door of communication open"
Quizshow Boss (Neuroth AG)
One minute of Responsibility
Country : Switzerland
Agency : FCB Zurich
Advertiser : Neuroth AG
One minute of Responsibility


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Manager, Ceremonies & Events
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Upon graduating from Laurier with a BA in Fine Arts, Sondra joined the Academic Events department as a Coordinator. In 2010 she became Manager of Ceremonies & Events. Sondra is currently the Acting Director for University Relations and represents Laurier externally both municipally and in the broader community.


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July 4th: How many calories are in your beer?
Published On: Jun 26 2012 07:06:41 AM PDT Updated On: Jul 01 2013 11:00:35 PM PDT
This week is the 4th of July, and with that comes backyard barbecues. Beer is a common beverage at these barbecues. Do you know the different styles of beer or how many calories are in each? Or do you ever wonder how many calories you consume on a night? Find out here! Use our calories calculator and style guide to find out all that you need to know.


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2013 CIREN Presentations
Studies and findings of CIREN teams, presented in conference. Disclaimer: these files are offered for download purposes only. Files presented are PDF format unless otherwise noted.
- Does Age Modify Risk Factors for Rib Fractures in Motor Vehicle Collisions?
- University of Alabama at Birmingham CIREN Center
- Understanding Brain Injury Mechanisim: Integrating Real-World Lesions, ATD Response and Finite Element Modeling - Center for Injury Biomechanics (Wake Forest and Virginia Tech CIREN Centers) [additional notes]
- Determination of Seat Belt Use and Positioning with Three-Dimensional CT Fat Volume
Rendering in CIREN Frontal Crash Cases - University of Virginia / INOVA Fairfax CIREN Center [additional notes]
- Evaluating the Benefits of Advanced Automatic Crash Notification - University of Washington CIREN Center
- A Look Back: Effect of Changes of Vehicular Fleet on Crash, Occupant and Injury
Characteristics - University of Maryland CIREN Center
- Vehicle Seat Bottom and Crash Pulse Influence on Spine Loads in Frontal Impacts- Medical College of Wisconsin CIREN Center


text: An osprey mom, named Rachel, feeds some freshly caught fish to her just-hatched babies atop her nest at the Audubon Camp on Hog Island, Maine. Ospreys rely almost entirely on fish for food, so the nest is near the water. Ospreys mate for life, and Rachel's partner, named Steve, also appears in this video, helping mom raise the chicks.


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As a colleague once told me, "Publicity plants the seed, promotion fertilizes the seed, advertising ripens the crop, and personal selling harvests the crop." Like most restaurant owners, you likely have developed a marketing plan involving promotion, advertising, and selling. Yet you shouldn't leave out planting the all-important seed of publicity. Publicity, or the act of capturing the interest of the public through media channels, can keep your operation on the minds of customers and ...
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The Tradition Continues…
Without much surprise, Curtis Granderson was named the latest Yankees center fielder…
Gene J. Puskar/AP
…in a long line of great center fielders.
Gene J. Puskar/AP
While I think playing catcher for the Yankees is very prestigious given the great catchers past and present, center field is clearly THE position for the Yankees. Well, Derek Jeter would tell you shortstop, but there have been few 'great' Yankees shortstops until DJ came along. Scooter held the unofficial title as franchise best until Jeter, but the rest have been good but not great. Sorry Bucky, the home run in 1978 was fantastic, but you still have to be put in the 'good, not great' category…
Jack Curry of YES Network.com has written the article that I have feared. This could very well be Andy Pettitte's final season before he heads home for good to Deer Park, Texas. I always thought that Andy would be one to retire too soon rather than too late. I didn't expect to see him pitching into his 40's like his former good friend Roger Clemens or the Phillies fifth starter Jamie Moyer. I actually thought Andy might call it a career after last year's World Championship, so I was somewhat surprised he made the decision to return so quickly this past off-season.
But the comments Andy makes in the Curry interview are the strongest yet that I've heard Andy publicly say and it does sound like someone who is starting to reconcile retirement in his own mind. I will hate to see Andy go, but I will support whatever decision he feels is best for him and his family. He will always be a part of the Yankees family. It was tough to see him pitch in Houston for three years, so hopefully, the Yankees organization will keep him in the fold with spring training coaching invitations, old-timers games, and other related functions.
Until then, I'll continue to enjoy watching Andy win for the Yankees.
Introducing the 2010 New York Yankees:
Catcher: Jorge Posada
First Base: Mark Teixeira
Shortstop: Derek Jeter
Third Base: Alex Rodriguez
Right Field: Nick Swisher
Center Field: Curtis Granderson
Left Field: Brett Gardner
DH: Nick Johnson
1st Starting Pitcher: CC Sabathia
2nd Starting Pitcher: A.J. Burnett
3rd Starting Pitcher: Andy Pettitte
4th Starting Pitcher: Javier Vazquez
5th Starting Pitcher: Phil Hughes
Closer: Mariano Rivera
Infield/Bench: Ramiro Pena
Outfield/Bench: Randy Winn
Outfield/Bench: Marcus Thames
Backup Catcher: Francisco Cervelli
Reliever: Joba Chamberlain
Reliever: Damaso Marte
Reliever: David Robertson
Reliever: Sergio Mitre
Reliever: Chan Ho Park
Reliever: Alfredo Aceves
Reliever: Boone Logan
Is this the team that will propel the Yankees to their 28th World Championship? Time will tell, but I like our chances.
I hate to date myself, but there are nine players on the Yankees 2010 roster that were born AFTER Don Mattingly had his major league debut with the Yankees in late 1982.
Hey Julia, less than 48 hours until the first great Showdown of 2010! Game on, my friend! There will be a book headed your way! J
Finally, I was saddened to hear the passing of former Baltimore Orioles pitching great Mike Cuellar. Mike was only 72, and died today from stomach cancer in Florida. He joined Jim Palmer, Dave McNally and Pat Dobson as the only foursome other than the 1920 Chicago White Sox (Red Faber, Lefty Williams, Eddie Cicotte and Dickie Kerr) to win 20 games each. Ironically, of the four, only Palmer survives, as McNally and Dobson passed away in 2002 and 2006, respectively. From 1969 through 1974, Mike won 20 games four times as the Orioles dominated the American League East. He also pitched and won the deciding fifth game of the 1970 World Series, a 9-3 victory over the Cincinnati Reds.
3 Comments
Mike Cuellar…what a foursome that Balt. team had.
Good luck this year.
Hey Scott – you better finish whatever book you're reading – there will be a new one on the way to you this week! And that Red Sox book will look so good with Wally sitting next to it – oh and Lou in his pink Red Sox hat! lol!
Nice to see that the Yankees have decided to bring a centerfield with them when they come to Boston! lol! Both our teams look different this season. But tell you this – my guys will win one more game then yours this season! Game on!
I'm sorry to hear of the passing of Mike Cueller – I hadn't heard that before. I had heard the news that this might be Pettitte's last season. I can understand you not wanting him to retire. When the time comes for Wakefield to hang up his cleats RSN will go into mourning.
Sad news about Cuellar. I remember that team and that rotation, and they were so tough. Looking forward to Sunday night and hoping for the best.


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Chris Bosh is th 2012 version of John Amaechi..
I just looked at the Miami Tampons forum and their bashing the Knicks of course- specifically Lin. The thing i hate most about the Miami fans is that they dont give a rats ass about the game of basketball. The fans in OKC are more passionate than these suckers. We will win and take over the east like a massive tsunami.
"Tough times don't last forever, tough people do"
You know it's a big game when we're on page 7 and it's still an hour until game time. Playoff buzz.
watchin th egame with a 12 pack of heineken... wheres the victory party at tonight??
I wish you could have the real Heineken.
My broke ass is watching with a 12 pack of bud light, that new stuff, so apparently the victory party won't be at my place, I think I drank better beers a few years ago than I do now, so much for making more money the older you get...
"Tough times don't last forever, tough people do"
Im about to break up some nugs so Im ready for this...WNY dont feel bad, im somewhat broke too. At least u can drink beer like a man, i dont have a very good tolerance. The most i can drink is about 8, 6 if im smoking weed too which is always the case. Time to go run out and get a pack of newports, i dont wanna be late for the start of the game.
Exactly, but for tonights game I got me some Grolsch.
Miller high life..long necks, and some beef jerky ..


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Ancient Chileans should have just said no to smoking.
A team studying naturally-preserved mummies in the Chilean town of San Pedro de Atacama discovered an ancient nicotine habit when they found traces of nicotine in the hair of mummies, according to LiveScience.
The mummies that were tested spanned from 100 BC to 1450 AD, meaning the previous theory that ancient Chileans smoked for a short period of time before giving up tobacco in favor of snuffing hallucinogens isn't correct, scientist Hermann Niemeyer told LiveScience.
"The finding of nicotine was definitely unexpected," Niemeyer told LiveScience.
Nicotine was found in the hair of 35 mummies, and the findings suggest nicotine use was widespread, not limited to a particular social class, according to LiveScience.
Nicotine found in mummies' hair
Ancient Chileans should have just said no to smoking.


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very hard to read, put some dots once in a while
Mark my words Kobe will be a knick next year. People who say we would not be able to get a sighn and trade arnt thinking, kobe wants to be in New York. he was quoted saying he will visit with The knicks in the offseason if we invite him. he can force the lakers hand into a sighn and trade that could involve Allan Houston or not. people who say no one wants Houston are out of their minds. the spurs for one are verry interested in Houston, they would have killed to have him this year. they nead outside shooting, soo do the lakers. Houston would be a good fit for the triangle offence. no one would trade kobe for Allen but if kobe forces the lakers hand they will do it. if for some reason we cant get him because he stays in LA we must sighn Jamaal Crawford, this kidd is the truth he can score 50, get 10 assist ,shoot the 3 and play d pluss hes young. people also forget after u sighn someone for the minimum after one year u can redoo their contract for as much as u want, u can always resighn players.
very hard to read, put some dots once in a while
Personally I do not want Kobe on the team because it is like buying your cahmpionship. If he comes, with his 3 (4?) rings, and we start winning it will be because Kobe did it , a proven champion and not the other looking to prove themselves as champs, i would prefer McGrady b/c he is as good a s Kobe, but he hasnt won anything yet, and so the Knicks, Marbury, and MvGrady will do it together and win their 1st championship.
I would love 2 have Mcgrady also but I think we have a better chance at getting kobe i would be extatic if we got eather as long as we dont trade Starbury
I would trade Marbury for McGrady or Kobe straight up. Marbury is a great player but he wasnt even an all star this year.
AHHH!!!!! HOW MANY TIMES MUST I POINT THIS OUT?????? KEVIN, MARBURY WAS TRADED FROM WEST TO EAST AND ONLY GOT TO PLAY A FEW GAMES BEFORE ALL STAR SELECTIONS!!Originally Posted by kevin
(If you ask me, that's not enough time to prove yourself as an All-Star.
Originally Posted by kevin
Kevin, you dont like Marbury, its how I see you always would trade him. but I dont understand you.
and theres 2 things what you just can always say: "he wasnt even all star this year & he couldnt win a championship.." blah blah blah...
but even if you think a little bit.... no you wont understand sorry...
and Stephon was an all star this year people know it who knows the game. I dont even think you know after dis. but I dont care, cant everybody like him..
but lets just build around Coney Island's Finest & dont bring Guards like Kobe or Tracy..
Crawford will be a better choice wit a dominant bigman..
& kevin.. how old are you?
I'm the greatest Starbury fan of my country & am pround of it!!!
if you trade marburys whos going to play point FW is not to good and nether is norris
Man, if it's Marbury and Kurt Thomas for Hill and McGrady we need to do it. We take Grant Hill off their hands and get the best player in the NBA!
PG Williams
SG McGrady
SF Thomas
PF Sweetney
C Dampier
I made a post in this topic, why was it deleted?
wasn't deleted, just posted in a wrong topic
this is the one, right?Originally Posted by jsm0331
that would be the one, that should teach me not to have so many windows up at the same time.
Well here was the post, I will remove it from the other topic, thanks
I am not saying this because I am a Laker fan, but because I follow the LA news probably than most here. Kobe has already said he wants to be a Laker next year, the owner has already said he is like a son and he would chose him over Phil or Shaq. Kobe isn't going anywhere. Also, this was probably a Peter Vecsey report and he is know for his B.S. rumors.
if the knicks can get kobe then get him because it ether going to be easy to get him or not
they got to get a center thats the foucs
this should be the bottom line:
The Lakers will not entertain sign-and-trade offers for Bryant, which is the Knicks' only realistic chance of acquiring the best perimeter player in the league. In other words, the next time Bryant plays at Madison Square Garden it will be as a visiting player.
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The draft re-do thread
Discussion in 'Draft Zone' started by tm1119, Apr 27, 2013.
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44 CFR Part 62, Appendix B to Part 62 - National Flood Insurance Program
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Appendix B to Part 62—National Flood Insurance Program
A Plan to Maintain Financial Control for Business Written Under the Write Your Own Program.
(a) In general. Under the Write Your Own (WYO) Program, we (the Federal Insurance Administration (FIA), Federal Emergency Management Agency (FEMA)) may enter into an arrangement with individual private sector insurance companies licensed to engage in the business of property insurance. The arrangement allows these companies—using their customary business practices—to offer flood insurance coverage to eligible property owners. To assist companies in marketing flood insurance coverage, the Federal Government will be a guarantor of flood insurance coverage for WYO policies issued under the WYO Arrangement. To account for and ensure appropriate spending of any taxpayer funds, the WYO companies and we will implement this Financial Control Plan (Plan). Only the Federal Insurance Administrator may approve any departures from the requirements of this Plan.
(b) Financial Control Plan. (1) The WYO Companies are subject to audit, examination, and regulatory controls of the various States. Additionally, the operating department of an insurance company is customarily subject to examinations and audits performed by the company's internal audit or quality control departments, or both, and independent Certified Public Accountant (CPA) firms. This Plan will use to the extent possible the findings of these examinations and audits as they pertain to business written under the WYO Program.
(2) This Plan contains several checks and balances that can, if properly implemented by the WYO Company, significantly reduce the need for extensive on-site reviews of the Company's files by us or our designee. Furthermore, we believe that this process is consistent with customary reinsurance practices and avoids duplication of examinations performed under the auspices of individual State Insurance Departments, NAIC Zone examinations, and independent CPA firms.
(c) Standards Committee established. (1) We establish in this Plan a Standards Committee for the WYO Program to oversee the performance of WYO companies under this Plan and to recommend appropriate remedial actions to the Federal Insurance Administrator. The Standards Committee will review and recommend to the Federal Insurance Administrator remedies for any adverse action arising from the implementation of the Financial Control Plan. Adverse actions include, but are not limited to, not renewing a particular company's WYO Arrangement.
(2) The Federal Insurance Administrator appoints the members of the Standards Committee, which consists of five (5) members from FIA, one (1) member from FEMA's Office of Chief Financial Officer, and one (1) member from each of the six (6) designated WYO Companies, pools, or other entities.
(3) A WYO company must—
(A) Have a biennial audit of the flood insurance financial statements conducted by a CPA firm at the Company's expense to ensure that the financial data reported to us accurately represents the flood insurance activities of the Company. The CPA firm must conduct its audits in accordance with generally accepted auditing standards (GAAS) and the Government Auditing Standards issued by the Comptroller General of the United States (commonly known as "yellow book" requirements). The Company must file with us a report of the CPA firm's detailed biennial audit, and, after our review of the audit report, we will convey our determination to the Standards Committee.
(B) Participate in a WYO Company/FIA Operation review. We will conduct a review of the WYO Company's flood insurance claims, underwriting, customer service, marketing, and litigation activities at least once every three (3) years. As part of these reviews, we will reconcile specific files with a listing of transactions submitted by the Company under the Transaction Record Reporting and Processing Plan (Part 5). We will file a report of the Operation Review with the Standards Committee (Part 7).
(C) Meet the recording and reporting requirements of the WYO Transaction Record Reporting and Processing (TRRP) Plan and the WYO Accounting Procedures Manual. The National Flood Insurance Program's (NFIP) Bureau and Statistical Agent will analyze the transactions reported under the TRRP Plan and submit a monthly report to the WYO company and to us. The analysis will cover the timeliness of the WYO submissions, the disposition of transactions that do not pass systems edits, and the reconciliation of the totals generated from transaction reports with those submitted on the WYO Company's reports. (Parts 2 and 6).
(D) Cooperate with FEMA's Office of Financial Management on Letter of Credit matters.
(E) Cooperate with us in the implementation of a claims reinspection program (Part 3).
(F) Cooperate with us in the verification of risk rating information.
(G) Cooperate with DHS's Office of Inspector General on matters pertaining to fraud.
(d) This Plan incorporates by reference a separate document, "The Write Your Own Program Financial Control Plan Requirements and Procedures," that contains the following parts, each of which is incorporated by reference into and is applicable to the Financial Control Plan:
(1) Part 1—Financial Audits, Audits for Cause, and State Insurance Department Audits;
(2) Part 2—Transaction Record Reporting and Processing Plan Reconciliation Procedures;
(3) Part 3—Claims Reinspection Program;
(4) Part 4—Report Certifications and Signature Authorization;
(5) Part 5—Transaction Record Reporting and Processing Plan;
(6) Part 6—Write Your Own (WYO) Accounting Procedures Manual; and
(7) Part 7—Operation Review Procedures.
(e) Interested members of the public may obtain a copy of "The Write Your Own Program Financial Control Plan Requirements and Procedures" by contacting the FEMA Distribution Center, P.O. Box 2012, Jessup, MD 20794."
[64 FR 56176, Oct. 18, 1999]
Title 44 published on 2015-10-01.
No entries appear in the Federal Register after this date, for 44 CFR Part 62.


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Rid Ohio of Puppy Mills in Amish Country: Sign Ohio Petition to Establish Legislation
Ban Puppy Mills in Ohio
Sign Petition to Ban Puppy Mills in Ohio FOR GOOD
Now is really time for me to launch my Be The Change Campaign, thank you very much Caroline, Tom and Yvonne at BlogPaws (and Romeo). Not only am I raising a ton of money for IAMS, but I'm launching a personal crusade to ban dog auctions and Amish puppy mills in Ohio.
Then I'll be petitioning for felony punishments for animal abusers as it's pretty sick that last week a guy killed a kitten by beating it with a bat to show off to his 13-yr-old girlfriend — HE GOT GROUNDED and Anger Mgmt.
It's time Bad Breeders and Amish Country Millers STOPPED Abusing Animals, Selling and Buying at Dog Auctions, and Profiting Off Severe Animal Abuse and Neglect. PETLAND Needs to GET with the Times Too.
This should be illegal; and Ohio is so archaic in animal treatment, we are one of only FOUR STATES WHERE ANIMAL ABUSE IS STILL A LOW MISDEMEANOR.
Petition Author, Creator: Jaime Lynn Smith
Petition Author, Creator: Jaime Lynn Smith
There are over 100,000 dogs, stud males, puppies and continually pregnant female dogs living in cramped metal cages right now in central and parts of southern and western Ohio. These dogs do not know what the inside of a house feels like. They've never been out of their cages.
In the Happy Tails Books publication of "Dog Blessed; Puppy Mill Survivor Stories" you can read true stories of puppy mill owners' disdain, hatred, annoyance, lack of compassion and piss poor attitudes towards dogs (they're no better than dog fighters or rapists), and see how the rescued dogs healed. You also hear sad stories of millers drowning or starving dogs so they don't waste a bullet. Then there's the story of the puppy mill dog Ruby my sister and I tried to save three years ago.
My sister Ash never got over it and awhile back she started working with Ohio Basset Rescue. We saved a Basset Hound former puppy mill stud (he was used for breeding for days on end). He was terrified of everything and took over 6 months to rehabilitate.
- He wouldn't walk on a leash
- let us put a collar on
- didn't know what a bone or biscuit or toy or stuck was
- always had his tail between his legs
- whined and cowered like he'd be beat at loud noises
- he wouldn't walk up the stairs
- didn't know what dinnertime was
- he had no clue how to eat out of a dog dish.
- He followed us everywhere and was timid and terrified
- He liked to be alone and hidden behind the shed in the backyard
IT WAS HEART BREAKING. Don't let this happen to another dog.
Puppy mill dogs are often sold at dog auctions, which IS on the November ballot this year for eradication. These dog auctions severly perpetuate the puppy mill problem by putting loads of money intothe hands of the cruel Amish people whostatistically raise OVER 80 percent of the puppy mill farms in Ohio.
This must be stopped. Please sign the petition so we can get an issue on the ballot in November of 2012.
Yes, we have lots of time, but we're going to need at least 750,000 signatures.
A "puppy mill" is a facility that continuously breeds female dogs and then houses the females and their puppies in deplorable conditions. Inadequate food, water, sanitation, year-round exposure to the elements and dilapidated housing are commonplace.
As everyone re-convenes for a new session of legislation, I want to talk with you about an issue that is very important to me as a tax-payer and citizen of Ohio.
I don't know how familiar you are with Puppy Mills, but our state has become fertile ground for the "commercial pet breeding industry" because we do not have any laws or regulations to govern these facilities.
We have one USDA rep for every, like, 55 mills and "hobby breeders" and they are so lax on rules that they get paid for letting fines rest and be forgotten if they get paid in alcohol and gas money et al I'd believe.
Furthermore, we do not have enough manpower at the USDA to actually enforce the laws that are broken every day by these heartless criminals who neglect and often abuse the animals. An internal audit by the USDA's Inspector General's office found serious problems with the USDA department responsible for keeping breeders in compliance with the Animal Welfare Act.
Tell Petland to Stop Selling Live Animals and Start Supporting Rescue
Puppy mills are the epitome of cruelty to animals. Do we want Ohio to be associated with that? Between our fantastic colleges and universities, our top-of-the-line healthcare systems, and our gorgeous seasons and miles upon miles of national parks, I think not.
Milllers, particularly in Amish Country where it has been (undercover) reported that a whopping 80 percent of mills exist there, keep helpless, sick, dying, idle dogs in tiny chicken wire cages with barely any food or water, no veterinary care, and no human contact – except when they are yelled at to be quiet. Millers OVER-breed these animals until they cannot produce anymore, then they simply throw them away, let them loose to run and die in the frigid winter air, or suffer an even worse fate.
In a state founded on high morals and values, this is a absolute atrocity. Animals, at the very least, should be respected and cared for in a compassionate way. And of course they are not equal to humans, but they have no voice and furthermore, no choice.
While other states like Pennsylvania and Virginia are passing laws and increasing regulations to reform this dreadful puppy mill industry and to advocate animal welfare, Ohio's SEVERELY outdated and inadequate statutes have not changed, so we have become an even bigger magnet for this cruelty. We have stores like Petland making a mockery out of 9 week old puppies when an employee thought it was funny to drown them.
Ohio needs laws NOW to stop this cruel, horrifying treatment.
Make Your Voice Heard!
Currently, Illinois is proposing legislation to help deter the puppy mill industry. It is called Chloe's Bill, and, among other things, seeks to limit the number of unaltered dogs a breeder can own. According to Petside.com, the bill will:
Missouri is also looking to pass Prop B this November. Missouri has more puppy mills than any other state—and it's very likely that a puppy from a Missouri mill is lying in a cage at a pet store near you, at this very moment. Proposition B will help these dogs by reforming Missouri's puppy mills, but the measure won't pass without your help.
A Veterinarian's Prognosis For Stopping Puppy Mill Cruelty: Just last week the YesonPropB website posted an interview from A Humane Nation, Wayne Pacelle's blog: Veterinarian Deanna Tolliver DVM, talks about why she thinks it's such a good idea for voters in Missouri to support Prop B.
"There are 3,000 dog breeding facilities in Missouri that churn out hundreds of thousands of puppies a year as a cash crop for the pet trade. Too often, the dogs are kept in cruel and inhumane conditions, denied inadequate shelter, veterinary care, or any human kindness."
From Deanna Tolliver, DVM:
"As a veterinarian, I took an oath to protect animal health and relieve animal suffering. Unfortunately, as a veterinarian in Missouri, I have witnessed the worst kind of suffering in dogs from puppy mills—rotten and infected teeth, mammary gland tumors, ear and skin diseases, overgrown toenails that curl into foot pads, and coats matted so heavily that the animals could barely walk. Most of these conditions result from years of neglect and could have been prevented or treated with proper veterinary care."
"Prop B would require large, commercial breeding facilities to provide dogs with sufficient food and clean water; necessary veterinary care; adequate living space, shelter and exercise; and essential rest between breeding cycles. It would also prohibit the use of wire kennel flooring and stacked cages.
The measure would also limit the number of adult breeding dogs that facilities can keep to 50 (it does not apply to breeders with 10 or fewer intact female dogs). Since each female dog is capable of producing up to five or more puppies per litter, a breeder could still sell roughly 200 to 400 puppies a year, with a potential income exceeding $100,000—much greater than that of most families in Missouri.
The recent rescue of more than 100 dogs from two operations in Camden and Greene counties undoubtedly confirms that Missouri has an ongoing problem with many of its 3,000 mass puppy-production facilities. The Better Business Bureau, the USDA Office of the Inspector General and the Missouri state auditor all released recent reports detailing insufficient oversight of our puppy mill industry and the grave suffering it causes—both for the dogs and for their future families."
Dozens of veterinarians from all parts of the state have endorsed the ballot measure.
At mills, dogs are crammed into small and filthy cages, denied veterinary care, exposed to extremes of heat and cold, and given no exercise or human affection. These puppy mills are cruel and the way these dogs are treated is wrong.I surely hope that since we voted lawmakers into office that they take heed this winter, and at least discuss legislation to be introduced to stop the suffering of these innocent dogs.
And THANK GOD AND THE FATHER OF ALL ANIMALS for Mary O'Connor Shaver and all she's personally doing to get Dog Auctions Banned on the November Ballot, all while running Columbus Top Dogs & BanOhioDogAuctions.com.
Please support any legislation of its kind, and please know you have my support if you'd like to help, more information, to volunteer or to lobby or help at petition events.
Let's not allow Ohio to be the kind of state that follows — let us be the kind of state who LEADS! Let's make changes to how we treat our animals TODAY.
Sign the Stop Puppy Mills Pledge (courtesy HSUS)
Thank you for your time.
Jaime L Smith, Administrator/Author/Owner/Advocate
Cleveland Pet Rescue Examiner
Board of Directors: Up For Pups
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Cheese and sausage is how we snack around here…so we've gathered a collection of our best for you. Dig into all-time favorites:
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Lakewood's Sustainable Neighborhoods Program gives residents the opportunity to become active partners in making Lakewood a vibrant and sustainable community. Neighborhoods participating in this unique certification program use guidance from City staff to organize workshops, projects and events that enhance the livability of their neighborhood and reduce residents' ecological footprint. Participating neighborhoods earn program credits for their efforts and, depending on the number of credits earned in a given year, they may receive City designation as a "Participating Sustainable Neighborhood" or an "Outstanding Sustainable Neighborhood" from the City.
Program participation can enhance the environmental and social strength of a neighborhood while demonstrating commitment to sustainability in Lakewood. In addition, the participation benefits may include recognition from City Council, neighborhood signage, education and an increased sense of community.
To learn more about the program, check out this
and then visit the
Sustainable Neighborhood Network


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38 U.S. Code § 8168 - Annual reports
§ 8168.
Annual reports
(a)Report on Administration of Leases.—
Not later than 120 days after the date of the enactment of the Honoring America's Veterans and Caring for Camp Lejeune Families Act of 2012 and not less frequently than once each year thereafter, the Secretary shall submit to Congress a report identifying the actions taken by the Secretary to implement and administer enhanced-use leases.
(b)Report on Lease Consideration.—
Each year, as part of the annual budget submission of the President to Congress under section 1105(a) of title 31, the Secretary shall submit to Congress a detailed report of the consideration received by the Secretary for each enhanced-use lease under this subchapter, along with an overview of how the Secretary is utilizing such consideration to support veterans.
(Added Pub. L. 112—154, title II, § 211(i)(1), Aug. 6, 2012, 126 Stat. 1181.)
References in Text
The date of the enactment of the Honoring America's Veterans and Caring for Camp Lejeune Families Act of 2012, referred to in subsec. (a), is the date of enactment of Pub. L. 112–154, which was approved Aug. 6, 2012.
Prior Provisions
A prior section 8168, added Pub. L. 102–86, title IV, § 401(a), Aug. 14, 1991, 105 Stat. 421, limited number of enhanced-use leases that could be entered into under this subchapter, prior to repeal by Pub. L. 105–114, title II, § 205(b)(1), Nov. 21, 1997, 111 Stat. 2288.
Elements of Initial Report
Pub. L. 112—154, title II, § 211(i)(2), Aug. 6, 2012, 126 Stat. 1182, provided that:
"The first report submitted by the Secretary under section 8168(a) of title 38, United States Code, as added by paragraph (1), shall include a summary of those measures the Secretary is taking to address the following recommendations from the February 9, 2012, audit report of the Department of Veterans Affairs Office of Inspector General on enhanced-use leases under subchapter V of chapter 81 of title 38, United States Code:
Improve standards to ensure complete lease agreements are negotiated in line with strategic goals of the Department of Veterans Affairs.
Institute improved policies and procedures to govern activities such as monitoring enhanced-use lease projects and calculating, classifying, and reporting on enhanced-use lease benefits and expenses.
Recalculate and update enhanced-use lease expenses and benefits reported in the most recent Enhanced-Use Lease Consideration Report of the Department.
Establish improved oversight mechanisms to ensure major enhanced-use lease project decisions are documented and maintained in accordance with policy.
Establish improved criteria to measure timeliness and performance in enhanced-use lease project development and execution.
Establish improved criteria and guidelines for assessing projects to determine whether they are or remain viable candidates for enhanced-use leases."
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


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Dear Santa,
I have been a very good girl this year (perhaps, the old gentleman is a bit forgetful, and won't remember that it has been many decades since I wrote my last letter to him), I only have one wish. It is a very special wish. I really, really, really want a copy of old James Peter McPherson's diary. You know the one, that goes back to 1842; the one where he list how much the fare for "canue boats" on the Erie canal cost. O, please, you've got to remember the diary, its the one where James Peter was Justice of the Peace for Dane county and listed all the marriages he performed. I know that you might not think that I would be interested in how many hours Uncle worked, or Jim dragging the grain, or how many loads of sand and water went to building the school house, but I really am. O, please, that is all I really want for Christmas -- a copy of JP's diary. I will even be a very good girl next year, if I can just get a copy of that diary.
By the way, milk and cookies will be laid out for you -- just like decades ago -- and I am a much better cook nowadays.
Yours truly,
Saturday, December 5, 2009
Advent Calendar December 6 COG: Letter to Santa
Labels: Advent Calendar, McPherson
3 comments:
Best wishes on receiving your request, oh how fun that would be!ReplyDelete
I love your Santa post! (Let me know if creative begging and bargaining works for you and I'll try it next year!)ReplyDelete
I see a kindred spirit in your writing as well and your writing touches me as well, and I so appreciate your comments. Unless you are younger than I by far, I'm guessing we're closer in age than you think! Besides, I kind of think that after 30 and up till about 90, age doesn't matter as much!
And McPherson for a surname! Do ye suppose they lived anywhere near the McGinnis' family?
Best Christmas wishes on receiving the diary! Wouldn't that be a wonderful find?ReplyDelete
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text: Ask HISTORY: Did the Maya Predict 2012? (3) tv-pg Play video Select your TV provider to log in to have full access to videos Select your TV provider See all providers Don't see your TV provider? Learn more You can access this video on the free HISTORY® app. *You must verify your TV provider towatch this video on the App Your Parental Control settings do not allow you to view this content. Ask HISTORY: Did the Maya Predict 2012? (3 min) tv-pg Did the Maya really predict the end of the world in 2012? Ask HISTORY looks for answers.


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Headlines (Campus Updates)
Laurier students recognized for excellence at Presidents Awards ceremony
Communications, Public Affairs & Marketing
Nov 28/12
More than 180 students were honoured Nov. 27 at the Laurier Presidents Awards ceremony, which recognizes recipients of the Presidents Gold Scholarship.
This is wonderful. Im going to be poor, but I love it, said Laurier President and Vice-Chancellor Max Blouw. When I do the arithmetic, I get up into the seven, eight-hundred-thousand dollar range of awards that are being recognized today. I just want to reflect for a moment on what that means.
It means that we have wonderful donors; people who think academic accomplishment is important and recruiting talent is important, he said. The young people we are recognizing today are the leaders of tomorrow. They are certainly the people who will make a huge difference in leading not only our society, but also our corporations, our country.
The President's Gold Scholarship is an endowed scholarship for students entering Laurier with a minimum overall average of 95 per cent in their last year of high school. The scholarship is renewable for up to three years for students who maintain a minimum GPA of 10.50 during the fall and winter terms at Laurier, for a total potential value of $18,000 over four years.
The students being honoured today managed to combine high academic achievement with a real commitment to making a difference, whether thats through volunteer work, sports or clubs, said Jennifer Casey, director of University Relations, who introduced the students. Each has developed finely tuned time management and prioritization skills which enable them to achieve all that they do. Youll be more than impressed and inspired by these people.
This year, 78 first-year students, 51 second-year students, 28 third-year students, 24 fourth-year students and three fifth-year students received the scholarship. Visit the website for the full list of names.


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Danger Ahead?
Originally published: 03.01.11 by Tony Petrucciani
How to use KPIs as a warning system instead of just a reporting system.
The pace of modern business calls for new ways to use key-performance indicators (KPIs) beyond traditional spreadsheet reports issued on a regular schedule. In fact, such end-of-month or end-of-quarter reporting is becoming an increasingly ineffective way to spot red flags that can precede a problem.
Protecting profits and market share requires an immediate response to problems as they arise or — better yet — predictive insight into a potential problem and an action plan to prevent it. Fortunately, new strategies and reporting tools can enable contractors to use KPIs to quickly identify the underlying issues of problems and find solutions faster.
These new capabilities are enabled by technology — specifically, business-information software solutions designed for service businesses that provide ad hoc reporting tools, real-time data tracking, continuous updating of critical metrics and numbers, a way to see the interaction of performance drivers, the ability to "drill-down" through multiple layers of data, and ways to visually display data such as in-platform pivot tables.
Is Now the Time to Change?
At what stage in a company's growth should it develop and implement a predictive KPI program? Is a family-owned business with one service truck too small to take advantage of available technology? Of course not! Productivity and accuracy are essential to profitability — no matter the size of the company. Here are three ways to tell when it's time
- Once the level of business (or number of transactions) becomes too time-consuming and cumbersome to manage with spreadsheets, it's time to automate (invest in businessinformation management technology).
- Errors are occurring, and customer satisfaction is slipping because service is not responsive enough. This indicate's it is time to implement a system based on real-time data.
- If high-value technicians are spending more time on tedious manual paperwork rather than billable activities, the Return on Investment in automating with software will be relatively quick.
Even if a business is small, it will benefit from initiating a KPI program early so that a sound infrastructure is in place and ready to help manage the growth process. Using KPIs early gives a young company a baseline for its maturity and allows it to measure and document success over time.
Using KPIs effectively for ongoing problem solving also requires a new way of thinking for management teams. Here is some key information on how to address each of these:
New Thinking for Management
A management team using KPIs for effective problem identification and problem solving will:
Ask strategic questions. Making strategically aligned inquiries is essential to problem solving but is often overlooked. Meaningful KPIs answer questions — most importantly, questions that lead directly to revenue streams. "Why is revenue down?" is the obvious question contractors ask when there is an unexpected dip in the bottom line.
But this question is too general and is likely to lead to a costly and ineffective response instead of leading to the most simple, appropriate answer. "Why is parts revenue down 2% from the previous month and down 4% from the same month in the previous year, although the number of service calls over the past 12 months is up 1%?" is a multipart question that more accurately reflects the complexity and intertwined cause-effect of the many drivers of profitability.
Oversimplification is dangerous. But asking performance-oriented questions with specific details can help to pinpoint what KPIs the team should be watching.
Focus on what is driving performance. How does KPI analysis become preemptive, rather than reactive? The answer lies in finding the drivers and trigger points of performance.
Tracking and monitoring one KPI is far from sufficient, and adding a few more KPIs to the process is only a moderate improvement. Maximum effectiveness comes from ongoing review and study of existing KPIs and what's driving them. This review and study will reveal new KPIs and even which KPIs are no longer important or not a truly effective measure of performance.
The results of one analysis should lead to another, leading to another critical number to track, leading to another ad hoc report, leading to another KPI to monitor, etc. Stop thinking about KPIs as something to be identified once every couple of years.
An example: Let's say your company wants to reduce parts inventory to improve your daily cash flow. Several factors influence on-hand inventory levels, as well as a potential cash-flow shortage. But, which factors are measurable, predictable, and able to be influenced?
One driver might be purchasing. Perhaps parts and equipment are being purchased in quantities too large for your demand, and a new purchasing KPI needs to be created. Identifying the appropriate drivers may involve a degree of trial and error. The further removed the driver is from the result, the harder it may be to find or control. Ad hoc reporting may uncover a chain of drivers.
Intervene as early as possible. Correcting the non-compliance early has the most benefits. Like a toppling line of dominoes, one issue leads to another, escalating damage.
The disastrous chain reaction can be prevented if the first wobbling domino is spotted and steadied. So, too, if the first KPI alert is established early enough in the operational process, there is time to analyze options, make a careful correction, and minimize risk.
Evaluate risks associated with early intervention. Although early intervention is good, any actions taken need to be evaluated for both immediate and longterm ramification. Yes, all purchasing could be curtailed for a period in order to bring inventory levels down, but is the marketing team wrapping up a directmail campaign to increase service calls? If so, make sure the company is prepared for a potential upswing in appointments from the campaign.
Using The Right Technology
Use (or invest in) flexible reporting tools. In using KPIs for problem solving, detailed, multi-dimensional questions can be answered only with a flexible — yet detailed — ad hoc reporting software tool. Flexibility solves the inherent customization challenges that arise from each company's unique perspectives, terminology, and applications of data.
How do you know if your company has flexible reporting capabilities? When you, as a leader, can prepare a KPI report without help from your IT team or without special training, this is maximum flexibility.
Make predictive analysis your ultimate goal. "If our inventory continues to remain at this over-stock level, we will reach a cash-flow roadblock by the end of next quarter." This is a much more meaningful statement than, "We have to reduce inventory or we'll run out of cash!" There is a key word that changes the entire perspective: "If." Yes, opportunity exists! And, timing! Predictive analysis allows changes to be made while there is still time to affect the outcome, or at least, prepare for it. Preemptive actions are certainly more cost effective. Besides the financial savings, customer satisfaction may also be preserved, something that is far harder to recover than lost revenue. Obtaining a new customer costs up to seven times as much as retaining one, some analysts estimate.
Use real-time data. Unlike snapshot- captured data, which becomes obsolete the moment it hits a spreadsheet, real-time data is dynamic, living and — typically — still retains the ability to be influenced. Easy-to-use, flexible ad hoc reporting, therefore, becomes the primary tool that allows managers to delve into the depths of research and analysis. Advanced software can provide pivottables, filters, and sort capabilities for KPI data. Paper spreadsheets should be reserved for historical data rather than problem solving.
It's a lot like spilled milk. "We lost revenue last month" is a statement that comes too late, is unactionable, and breeds energy-wasting grief.
Conclusion: Keep KPIs on Track With Growth
A company's KPIs strategy must evolve if it is to match the changing needs of a growing company. What worked in the company's early growth stage is far from sufficient for a multi-branch organization. The modern service marketplace requires a new generation of KPI reporting and tracking tools.
Tony Petrucciani is CEO of Single Source Systems, Inc., a software developer located in Indianapolis that specializes in software solutions for service-intensive companies such as HVAC contractors.
Articles by Tony Petrucciani
Danger Ahead?
A company's KPIs strategy must evolve if it is to match the changing needs of a growing company. What worked in the company's early growth stage is far from sufficient for a multi-branch organization. The modern service marketplace requires a new generation of KPI reporting and tracking tools.
View article.


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