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Editor's note: In her book, Online Investing Hacks, Bonnie Biafore presents 100 tips and hacks designed to help you reach your financial investment goals. In these two sample hacks from the book, Bonnie covers ways to manipulate stock screens to your advantage, and how to avoid manual data entry when evaluating financial ratio trends in the statements you download.
Related Reading
Online Investing Hacks
Because stock screens blindly follow the criteria tests and cut-off values you specify, they can omit companies that almost meet your criteria. By using looser screening criteria, you'll end up with more results, but you can use Excel or online features to compare financial measures and then decide for yourself which companies to keep. Downloading screen results to a spreadsheet gives you the most flexibility, because you can bring all of Excel's features into play to evaluate your contestants. However, if you use Quicken.com's stock screens, the Compare Stocks feature displays the financial measures for all the screen results in a table on the Web.
If you download results data to a spreadsheet, be sure to display all the columns of data you want to evaluate before you create the spreadsheet. Whether you use the MSN Money Deluxe Screener [Hack #5], the Reuters Investor Power Screener, or another stock screen that downloads results, add, remove, or rearrange columns in the results on the web page. For example, using the MSN Money Deluxe Screener, you choose View→Column Set Displayed→Customize Column Set on the screener's menu bar. Then, you can select columns and click Add, Remove, Move Up, or Move Down to modify the columns in your results.
With the data for the companies that pass your criteria stored in a spreadsheet, you can sort and filter based on any of the data in the spreadsheet with much more flexibility than that provided by online tools. Because you're playing directly on your computer, you don't have to worry about dropped Internet connections or slow web site response. If you use the MSN Money Deluxe Screener, choose File→Export→Results To Excel and then click OK. The spreadsheet opens in Excel with a default filename, so you'll have to choose File→Save As in Excel to save it to the folder you want on your computer.
NOTE: The exported results file opens in Excel as a comma-delimited file. Before you save the file, be sure to change the file type to an Excel workbook.
With the online screening tools, you can typically sort by only one column at a time. Although you can sort using up to three columns in Excel, it's not much help, because sorting by multiple columns implies duplicate entries in the first and second sort column. Because these spreadsheets contain financial measures to at least one significant digit, you won't see much duplication, but the capability is there if you need it. To sort the results in Excel, follow these steps:
Excel enables you to filter the rows that appear in your spreadsheet. If you run a stock screen that produces several dozen companies, you can turn Excel filters on and off quickly, or filter by more than one column at a time. For example, you can apply a filter to find the companies with great growth rates, then filter for companies with strength (low debt, good inventory turnover ratios, and more). Filtering rows is faster and more flexible than changing criteria in a stock screen, so it's a great way to see which companies keep showing up as you look for desirable characteristics.
Let's filter a results screen to see how it can help evaluate a number of potential investments. Follow these steps to define and refine filters:
Figure 1-7. Display only the rows that meet filter criteria you define in Excel.
TIP: You can define a filter based on a range of values by defining the first test in the Custom AutoFilter dialog box to look for values greater than one value and the second test to find values less than another value.
Download financial statements to study financial ratios without tedious manual data entry.
To puzzle out how a company has performed in the past and where it might be heading, financial ratios can't be beat. The problem has always been data entry. Evaluating trends in financial measures requires at least three years of values, but who wants to manually transcribe three years of income statements, balance sheets, and cash flow statements into a spreadsheet? Sure, financial data providers offer data files of financial information—with a price tag attached [Hack #20]. And, you can always use Excel web queries to grab data from web pages [Hack #7]. However, EdgarScan (http://edgarscan.pwcglobal.com) provides the key information from financial statements, extracted from the filings that the company submits to the SEC, already stored in Excel spreadsheets that you can download at no charge.
The Global Technology Centre at Price Waterhouse Coopers developed EdgarScan, and it's a mother lode of data for investors who dig deep into financial ratios. EdgarScan spreadsheet files contain up to thirteen years of financial statements (both annual and quarterly) for companies. If a company has been in business less than thirteen years, it provides the data that is available.
NOTE: Financial statements can be quite complex. EdgarScan aggregates some numbers into higher-level categories. If EdgarScan data doesn't contain the measures you need, use other sources for data [Hacks Section 3.8#19 and Section 3.9#20].
EdgarScan scans the filings in the SEC EDGAR database for financial data and stores them in standard categories, so you can locate and compare numbers. Although you can view this data on the EdgarScan web site, downloading it as an Excel spreadsheet means you can slice and dice ratios for one company, or compare values between competitors. EdgarScan spreadsheets include columns for quarterly (10-Q) and annual (10-K) filing for the last thirteen years; samples are shown in Figures Figure 3-1, Figure 3-2, and Figure 3-3.
To download an EdgarScan spreadsheet, follow these steps:
TIP: To limit the companies or filings that EdgarScan returns, click the Advanced link next to the Search button. You can search by company name, ticker symbol, industry, and SIC code, and limit the filings to a specific type of SEC filing, filings submitted during a range of dates, or filings that contain keywords or phrases.
NOTE: A company page includes three links that help you research a company. Click (business) to read the description of the business from the most recent 10-K. To jump to the company's summary page at Yahoo! Finance, click the ticker symbol link, such as
(HD). The third link takes you to a web page that lists all the companies in the same industry, as defined by the Standard Industry Classification (SIC) code.
Links to recent filings, 10-Ks, and 10-Qs display the SEC filing on the screen. Click links to jump to the sections you want to read. If you want to work offline, you can download filings as text files, HTML files, or rich text files. If you can't call to mind what an SB-2MEF filing is (or any of the other SEC form identifiers), click the glossary of form types link at the bottom of the page.
You can also download SEC filings from the EdgarScan web site into Excel using web queries [Hack #7].
EdgarScan includes a feature called the Benchmarking Assistant, which displays a graph of values for one financial measure at a time. You can choose from several categories of measures and almost 100 financial measures in all. In general, a linear graph of values isn't useful, because you want to see the growth year over year [Hack #26]. However, you can check trends in key financial ratios by displaying a graph of a measure in the Ratios category in the Benchmarking Assistant, demonstrated in Figure 3-6 below the chart.
Figure 3-6. The EdgarScan Benchmarking Assistant graphs financial ratios.
Copyright © 2009 O'Reilly Media, Inc.


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I think Smith's role is perfect for him, I want Shumpert to start because that's our future, best perimeter defender and we can't forget how he and Melo saved our season last year when Linsanity died.
Just wait for Shump and Brewer minutes will be limited or he will be out of rotation. Smith has to come from bench if you want win. Why he should be starter when even as bench player he plays more minutes than Brewer?
We have two scorers: Melo and JR Smith. Smith deserves to be a starter , but we need him from bench, Amare isn't an option now when Melo rest.
I think Smith's role is perfect for him, I want Shumpert to start because that's our future, best perimeter defender and we can't forget how he and Melo saved our season last year when Linsanity died.
Iman will change alot he is young he can shot from anywhere he is athletic and very motivated. Very soon Knicks roster will be completed
Since when could Shump shoot from anywhere?
"I'd Rather Melo shoot with 3 men on him than Jefferies shotting wide open"
-Jeff Van Gundy
Man I want them to bust the Celtics's asses for the 2010 playoffs still...
Shump is a good defender who will be a key part of the Knicks for a while. But let's not kid ourselves. He's not a great shooter yet, his shot selection definitely needs work, and he's not ever going to be a super-elite floor general type passer. But he's got potential to be a great player who just gets into the lane and makes things happen.
If he can ever develop a mid-range game...oh man.
Expect the Celtics to be very motivated for this game. They are only 1 win away from getting to .500 and in the back of their mind they believe that they're good enough to catch up with the Knicks and make a run to the finals. I expect Paul Pierce and Rajon Rondo to bring their A game.
The Knicks can't afford to have a slow start with the way that the Celtics are capable of turning up their defense throughout the game. Kidd and Prigioni need to play their best defense against Rondo and Melo needs to continue being Melo.
Humility is a virtue and pride is a vice.
Sent from my iPhone using Tapatalk
Another Jeremy Lin debate? The Knicks are 23-10 and are having one of their best seasons in more than 12 years and we are talking about a player who is no longer relevant to the NY basketball scene? I don't know why many Knicks fans act like the Knicks losing Lin was equivalent to the Cleveland Cavaliers losing Lebron James.
Humility is a virtue and pride is a vice.
I really think that caused friction between those two, and i believe that the decision to let Lin go was influenced by Melo.
Antonys comment about rediculous contract for Lin supports my suspicion.
Lin should have been kissing Melos ass, because it was Melo, who told clueless Dumbtony to give Lin a chance to play.
Back to topic. Seldicks always bring their A game against us, especially Pierce and Rondo. But this is a different Knicks they will be dealing with.
I only hope we dont start slow like we have been lately. Nothing but a doubble digit blowout will satisfy me.
In respect to the celdicks, here's a tribute of their classy greenmen
Rondo is a ****.

subset: commoncrawl


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Vaccination as "rape": Meryl Dorey and the Australian Vaccination Network
The Australian anti-Vaccination Network (AVN) in Australia has not been having a good time of late.
First, they were smacked down by the Health Care Complaints Commission. Following a 12 month investigation into the information provided on the AVN's website, the HCCC issued a public warning stating the AVN "pose(s) a risk to public health and safety".
The AVN was then investigated by the charity watchdog in New South Wales, the OLGR (yes you are not alone in thinking "why the hell are they a charity?") which found that the AVN had "…breached charitable fundraising laws and potentially misled the public". This was largely as a result of their collecting funds for one purpose and then spending the money elsewhere – something you're not allowed to do as a charity.
For example, in 2008 the AVN collected $11,810 for a "Fighting Fund", an appeal set-up to raise money to support a family allegedly on the run from a court order to immunize a child. But the OLGR reported none of the funds raised were spent on this cause.
Posted in: VaccinesLeave a Comment (34) →


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The rain fell, and the first half of the game was like watching grass grow, but the Phillies finally dispatched the Astros in game one of their quick two-game series, 5-1.
-Boring early, but got moving later. In the fifth inning, slap-hitting sensation Freddy Galvis knocked in a run. He brought home Placido Polanco to make it 1-0. Nice piece of hitting by the kid; he just seems to come up with timely hits. Galvis slapped another single in the sixth, this one to left field, to again knock in Polanco. The inning ended early, however, when Juan Samuel waved home John Mayberry Jr., who was thrown out at the plate by a wide margin. Bad move by Samuel, but I guess when runs are harder to come by, you take chances.
-A note on Freddy: With 25 hits on the season, he has 15 RBI. Not a bad total for hitting just .231 on the season.
-Speaking of timely hits, Carlos Ruiz has done it all year. He singled in Shane Victorino after Shane tripled to deep center field. Then in the bottom of the eighth, he smoked a single to left field and would score on a home run by Placido Polanco. #Vote4Chooch for All-Star Game.
-Speaking of Polanco, the home run was his first of the season, but more importantly, was the 2,000th of his career. Many congrats to Polly.
-Placed in the you-don't-see-that-everyday file: Placido Polanco drawing a hard-earned walk after fouling a pitch off his foot three times in the same at-bat. One of the more painful bases-on-balls you will see. Polly would remain at first base after John Mayberry Jr. struck out swinging to end the second inning. What a crazy night for Polanco.
-If you want to vote for one of the unsung heroes of this Phillies club, look no further than Joe Blanton. This might be the best he's pitched as a member of the Phillies. His line: seven-plus innings, six hits, one run (earned), one walk, seven strikeouts. Just can't get much better.
-His one mistake was to Marwin Gonzalez, who hit his first career home run to right field to put Houston on the board. For you old-heads (and not so old-heads) Marwin was born in 1990.
-To end the top-half of the seventh inning, Blanton threw perhaps his nastiest pitch of the night. A sick slider that broke 10 inches, according to pitch f/x, that locked the legs of Astros catcher Chris Snyder.
-Isn't this exactly what the Phils need? They continue to rely on the strength of the starting pitching. It's working.
-Starting pitcher Lucas Harrell didn't pitch poorly. He went 5 2/3 allowing three runs, yet his offense could do nothing for him.
-The Astros managed just seven total hits on the evening, three from Carlos Lee.
-Antonio Bastardo, Chad Qualls, and Jonathan Papelbon cleaned it up for Joe Blanton – just how they drew it up. Things got testy in the ninth as Papelbon jawed with home plate umpire Jerry Layne, who blew three strike calls in one at-bat. Papelbon cooled off and ended the game allowing just a hard-hit single that glanced off of Polanco's glove.
-Phillies look for the series sweep tomorrow afternoon at 1:05 with Cliff Lee on the mound.
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PN, just curious, why pitch Paps tonight? Besides the 'we are paying him $52 million answer.'. Does that mean we cannot use him tomorrow afternoon?
Thanks guys, love this site as much as I'm loving Chooch's play and how Galvis deserves the SS nod over JRoll when Chase returns (kidding, sort of).
Oh yeah…will the Phils ever consider putting Chase in LF? Blanton- trade bait? KK as our 5th, please NO!
He was already warmed up because if the Phils hadn't tacked on two more runs in the bottom of the eighth, it would have been a save situation. It would be stressful to have him sit down once he was warm, and it would be stressful for someone else to warm up quickly to pitch instead. I doubt if anyone expected any insurance runs from the Phils' current offense, so no one would even think about having anyone but the closer warming up.
It's funny that you mentioned Blanton as trade bait. Yet there are a few here who expressed that thought. Some wanted prospect(s) for him. One even suggested trading Halladay for a 'hot" prospect!?! I guess they want a 'firesale" NOW and give up on this season. Like a baseball fantasy game player, they are excited at the thought of rebuilding the team with youth and a downsized budget that would allow the possibility of signing of a free agent (Hamels?) for next year. Wow!
I'm not giving up on my team. Let's go Phillies!
Was it really a bad call by Samuel? Blanton is coming up next and there are 2 outs. Even if there was only a 30% chance of Mayberry making it, I would say that mathematically, it's worth taking the chance. The chances of getting a run with 2 outs and Blanton hitting are maybe 20% at best.
In that situation, with two out and the pitcher coming up, I like the call — force them to make the play.
two out- pitcher coming up… fast runner with a big lead from 2nd and the ball on the ground means it's a wet ball with a chance of slipping ……
tip your cap to Buck for a strong throw that stayed on target
In different circumstances, Im guessing Sammy would've held him ….. being a 3b coach isn't an easy gig, lots of variables
I will be voting for Chooch – probably my only Phillies vote this year.
Here's hoping they get tomorrows game in, I know the Stroh's are only in town once this year. I'll be waiting for the game to start at Fado's – as usual..
Why hasn't Manuel used Deikman, Valdes, Luna, or Fontenot? Aren't we supposed to give our guys regular rest? Can someone enlighten me?
Fontenot was used late in the game as a pinchhitter (flied out).You need patience as Manuel will use the players according to game situations and opposing pitchers in the coming days.
By the way, Congratulations to Polanco for his 2,000 hit milestone by way of a 2-run HR. Wow!
I remembered a few here who wanted Polanco benched because in their minds, he is "too old" and can't hit for average any more (chuckles). Now he is hitting .a very respectable .281 and continues to excel on the field with his golden glove. 🙂
Luna has also been used–sort of. He was going to pinch hit a couple of games ago, but when the opposition changed pitchers, Manuel changed pinch hitters, going with match-ups.
Since Diekman and Valdes arrived, the starters have gone deep into their games, so those two haven't been needed yet. They weren't called up to be the late-inning options, but just to replace middle inning flops.
Im just curious if someone hits a mile stone on a HR ball what is offered to the fan? Do they get tickets, sell the ball to the player, who buys the tickets or who pays, the player or the team?
The fan can choose whether to give the ball to the player or keep it. It pays to give the ball back. To examples from last season – Jeter and Trout:
Derek Jeter's 3,000th hit was a HR. The fan let Jeter keep the ball and in return, the fan received a new ball autographed by Jeter, postseason tickets, some apparel, etc.
An Orioles fan caught Mike Trout's first career HR and gave it back to Mike. In return, the fan got a similar package to the Yanks fan that caught it.
I wonder whether the fan gave Polly his HR back. CONGRATS, POLLY!
Thanks Jaron i was just curious i figured it would be something like that.
Ok, so the report is out there that Cole wants seven years. I say the Phillies should offer him 6 years at whatever 20+ figure you want to assume. Maybe he would be ok with that (??) , knowing he can stay with the Phillies (which he has said he wants to do) and also have a slightly richer contract than Cliff Lee, which to me is completely justified.
Can we trade Rollins and get a relief pitcher in return? Galvis now has a higher avg than J-Blow.
I believe the 7 years for Hamels implies a 6 year extension, right?
Strange but true:
The Phillies have the 2nd highest average in the NL with two outs and runners in scoring position.
How do they do with less than two outs?
6th highest with less than out, and 4th highest with RISP overall:
It seems that everyone now hates Rollins, even some of those who wanted him re-signed. He's started slow, for sure, but he's been used some in unfamiliar situations.
He still fields his position with the best, can still steal a few bases, and most likely will improve at the plate. He's never been a near-Mendoza line hitter. He's had bad stretches before, and I think people should have a little more patience. Just because Galvis is on a hot streak right now doesn't mean he'll finish the year with a higher average than Jimmy.
Rollins issues are more ego than skill. He needs to work the count and get on base, hit line drives and not try to be a home run hitter. Batting Rollins 3rd for the first month may have been one of the worst managerial decisions of the season.
He still is an excellent fielder, but sometimes needs to be reminded of his role in the team's offense.
I would also like Rollins to be more patient, but just FYI, over the past two years he has walked more than any NL team's leadoff hitters:
Rollins: 9.6%
Average NL leadoff hitter: 8.0%
Highest NL team's leadoff hitters: MIL – 9.5%
(All Phillies leadoff hitters – 8.8%)
I will NEVER understand the Rollins hate by this fan base … the most friendly, and engaging personality on the team …. as good a defensive SS as we've ever had – and the Ego/Attitude that so many seem to hate now – was a large part in us having the swagger that started us playing with confidence (Yes, I believe the "team to beat" rally cry was a huge wake-up to this team) …
Rollins and Polly play superior Defense, but because they haven't hit the cover off the ball thru 30 games – fans want them gone. . . . . to those fans I say … Worry not, Eagles mini camps are right around the bend
Just FYI, I don't hate Rollins, but I do get very frustrated when he has poor at bats. I don't need Rollins to hit the cover off the ball, but I'd like to see him stop popping up the first pitch with runners on base.
I actually remember you (Don) posting that batting Rollins 3rd was a mistake as well, and that it should be Victorino.
I believe you, and I enjoy the statistics, I'm sure you'll be able to provide more answers ….
where does he rank when it comes to # of pitches per plate appearance? and swinging at the first pitch?
I don't have these for leadoff hitters specifically, but…
Swinging at the first pitch:
career: 22%,
2010-11: 20%, 19% (so far this year 18%)
NL avg: 27%
Out of 66 NL qualifiers last year, he was 10th lowest
Pitches per PA:
career: 3.67
2010-11: 3.70, 3.77 (so far this year 3.75)
NL avg: 3.80
Out of 66 NL qualifiers last year, he was 40th
Well, Jimmy's career avg is .271 …that's right where it should be for a home run hitter.
Too bad we didn't sign him to be a home run hitter.
Not sure where to find the "average" batting average in MLB history- or the past 3, 5, 10 years, etc . . .
but RIGHT NOW .. .the League Average batting average is .251 according to Yahoo …….and i'd imagine .250 is probably the standard
so a guy that plays above average defense, and generally hits above .250 … is still an above average player
…at a premium position, at that.
The overall MLB average was .255 last year. .258 in the AL, where it doesn't get diluted by pitchers.
Don, for a link, go here:
Pick "Batting" for either National League, or all major leagues, for a list of league stats by year.
so guys that hit .260 in either league … and "SUCK" according to fans …actually hit for a higher average than the average …….
which is why when you have a player that hits .270, with 30+ HRs … he doesn't suck …….
and I think I read the difference between a .275 hitter and a .300 hitter is one hit per week (something like that, either read it in "Moneyball" or "Three Nights in August")
In a 500 AB season, each hit is equal to .002 on a batting average. The difference between .258 and .260 is only one hit. The math also works the same at 600 AB's.
With 550 ABs, an .025 difference in average is about 14 hits, or a little more than 1 every two weeks.
I know I am late to game, but did not watch the game until this morning on DVR. First on the Galvis hit I agree with the aggresive decision. It is raining, the pitcher is up next, the feilder has to pick the wet ball up and out of his glove and make a throw. Samuel decided he was going to send JMJ if any ball was hit to any outfield I do not care how much he was thrown out by or how easy the throw was. It still had to be on line and caught and apply the tag. It was the right call.
It it is nice to see that there is not trade Blanton now calls after another really good game pitched by Big Joe. JMJ has been hitting the ball hard almost everytime it is nice to see him get some continuous playing time. I still think he will end up with 15-20 HR and hit 275 if he plays almost every day. And I like him batting sixth or seventh instead of third or fifth. I would like to see Hunter moved out of the clean up spot, my problem is I do not know who should hit there, can Chooch hit there maybe. or how about Vic I know he does not have the pop of a clean up guy but he does not strike out much. I hate not having answers to my suggestions. But Hunter has to get out of the four hole.
Good game hope they get the game in today and get a short series sweep. Hope Cliff pitches well and gets some run support
I have a lot of problems with Jimmy Rollins. And I know they are not shared by all, but I do know they are shared by some, if not many. He's not a lead off hitter. He refuses to change his approach or do things necessary to help the team or make himself a better player. He doesn't run balls out to 1B (drives me insane), he doesn't show any sense of urgency or frustration. Most of the time he is seen smiling in the dugout whether they are losing or not. Now, do i need him to throw a Gatorade cooler on the field? No. But the perception is that he has his ring and he has his money. It would be nice to win another championship, but if not, it's all good. Case in point….last week when Manuel berated the team about their play or lack of it, Rollins stands up afterwards and tells everyone it's not the end of the world. If i was batting .225 on a last place team, I don't think those would be the words I would choose to utter to the team. I'm not saying that Rollins sucks or is a terrible shortstop. We all know he's an excellent fielder. But am I wrong with my assessment?
See the difference between me and you . is that I think its a good thing that Rollins stays positive and upbeat ………..instead of sulking that they are in last place or that he's hitting .225 right now
It's May 15th, with 120+ games left … no need to panic, no need to sulk …….and good for him for being a clubhouse leader – and while they understand the importance of Charlie's rant ……….Rollins (first i'm hearing this) tells his young teammates it's not the end of the World .that either A) they got yelled at by their manager .. or B) that they're a few games under .500 this early in the season
both of which are true…
and as for the fact that he's "not a leadoff hitter" ……..I've always held that more against the organization than against the player. If they wanted a more true leadoff hitter, they could've brought one in and hit Rollins 2nd, 6th, etc over the past few years ….(He would refuse to bat anywhere but leadoff… Really? Not when a GM and a Manager say this is your spot in the order- and its this or the bench)
Don answered much of this already, but since I already typed it here it is…
"He's not a lead off hitter."
— He's not the prototypical leadoff hitter, but 1) those are few and far between, and 2) the Phillies have not had players who fit better int he leadoff spot than somewhere else. And, again, over the past two years he walked more than any other NL team's leadoff hitters, he takes the first pitch more than average, and sees about the average number of pitches.
"He refuses to change his approach or do things necessary to help the team or make himself a better player."
— He's been gradually getting more patient over time, but what do you want him to do, exactly? I for one would like him to be even more patient, and in particular take more pitches when in 3-1 and 2-0 counts.
"He doesn't run balls out to 1B (drives me insane)"
— I'm not a fan of this either, but when he's had hamstring/etc. issues, the risk of injury is much, much higher than any potential reward. How often does running full speed in and of itself really lead to a baserunner?
", he doesn't show any sense of urgency or frustration. Most of the time he is seen smiling in the dugout whether they are losing or not. Now, do i need him to throw a Gatorade cooler on the field? No. But the perception is that he has his ring and he has his money."
— I have to say, I think this is all in the eye of the "beholder" so to speak. There are all kinds of personalities, and not everyone shows frustration in the same way. I can say that at shortstop I've never seen anything that looks like anything less than urgent play. And I don't think that he's satisfied with his ring and his money. I think that's a perspective of fans, who don't have all that money and assume that once you have it, you would behave differently. I think the money is important to him, but he (and almost any athlete) is also playing for pride.
"Case in point….last week when Manuel berated the team about their play or lack of it, Rollins stands up afterwards and tells everyone it's not the end of the world. If i was batting .225 on a last place team, I don't think those would be the words I would choose to utter to the team."
— I hadn't heard that, and I tried searching for it but couldn't find it in the articles about the team meeting. I know don't know if that's what he said, but if it was, I don't know what the context was. What he said to reporters later was that the meeting was needed and the message was received.


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INGREDIENTS:Adobo Marinade: 1 lb. roasted garlic 3.5 oz. canned chipotle chiles 3 cups oil blend 2 cups red wine vinegar 1 Tbsp. Mexican oregano 1 Tbsp. cumin ½ cup chopped cilantro 2 Tbsp. salt 1 Tbsp. sugar 1 tsp. white pepperPer Serving: 1 portabella mushroom, 4-5 inches in diameter as needed, fried polenta triangle as needed, prepared salsa fresca as needed, prepared fennel slaw DIRECTIONS:For adobo marinade, mix all ingredients in food processor or with hand-held mixer until thoroughly ...
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A photographer has captured hearts around the world with her photos of a dog's last day alive.
Jordan Roberts asked her friend, photographer Robyn Arouty, to document her three-legged dog Dukey's final day on Earth before he was put to sleep last week.
An animal lover, Arouty agreed, and her pictures of Dukey eating hamburgers, running through the water at a playground and spending time with friends and family have since gone viral and made headlines globally.
Dukey, who was around 8 years old, was suffering from a return bout of cancer. He lost his leg the first time after doctors determined the tumor was too big to remove.
"I died today," a blog post written from Dukey's perspective noted on Arouty's website, which went down for a while due to the influx of traffic "And I ate a lot of hamburgers."
The post was reprinted on Buzzfeed.
"Dukey's story has created this beautiful forum for people to share stories of their beloved pets who have passed away," Arouty told Yahoo Shine. "We read so many comments over the first 48 hours after the story was posted, but with all the sharing and feature stories, it's been beyond anything we ever could have imagined."


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Mobile Email MyUNIverse eLearning A-Z Index Calendar Directory Contact Employment Visit UNI
Spring 2014 UNI eLearning academic courses were populated with students at 11:30 AM CST on Monday, December 30, 2013. Spring 2014 student enrollment will be imported into the UNI eLearning System daily, so all enrollment changes (adds/drops) will be automatically processed. Any changes entered in the Student Information System by 5:00 PM will be processed the following day.
On Saturday, December 28, 2013, the UNI eLearning System (Blackboard Learn 9.1) was upgraded to Service Pack 14 (SP14). There are a few enhancements and new features/tools, so please select your role below to learn more about the enhancements and new features:
Instructors: New Features and Enhancements for Spring 2014Students: New Features and Enhancements for Spring 2014
On Friday, December 27, 2013 from 5:30 a.m. to 8 a.m. CST, the UNI eLearning System will be OFFLINE for the announced "ITS-NS VMware vSphere storage maintenance" and to install OS patches.
On Saturday, December 28, 2013 from 5 a.m. to 3 p.m. CST, the UNI eLearning System will be UNAVAILABLE for an extended period to perform server maintenance and to install the latest Blackboard Learn 9.1 Service Pack and Building Blocks.
UNI Faculty and Staff: Bb Learn 9 will bring us some nice new features for Spring 2014. Join us on Monday, January 6, 2014 from 10:30 a.m. to Noon in ITTC 136 for an overview of features that will be particularly useful to faculty and students. Highlights include a new date rollover tool; inline assignment grading for Blogs, Journals, Wikis, and Discussion Boards; Grade Center improvements; and more! To register, visit http://goo.gl/G5elH.
Please visit http://turnitin.com/en_us/features/whats-new for informaton about the latest features from Turnitin that include:
UNI Faculty and Staff: ITS-Educational Technology invites you to register for Faculty Focus workshops, offered January 6-10, 2014, on technology's role in teaching and learning. Workshops address various Bb Learn 9 features and numerous other instructional technologies. Seating is limited and reservations are required.
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Always on top, navy style reminds me the idyllic fashion inspired by the purest Mediterranean Sea, a tribute to good taste, sun and life. Navy stripes are the boom of this summer. The first T-shirts appeared last winter, and they arrived gently to all stores and all kind of clothes. It's a trend that is never out-of-date. For that reason, navy inspiration comes strong again, and there is always a hollow on our wardrobe.
Navy style is more than blue and white horizontal stripes. They aren't so classic now and can be mixed out with prints, shining stars or different textures. We can see them everywhere… for example, in a T-shirt, the star garment, a basic on our wardrobe. It's a very comfortable garment, easy to wear and combine, very chic and casual. Undoubtedly, navy shirt has a style for everything. We can combine it with anything: The most urgent, a jeans, from fit, wide, shorts, to skirts… But what I like the most and we see more on the street styles are cotton dresses, fresh and always comfortable, and don't have to be like beach style.
It's a style that amazes me, maybe because when I was a little girl I always had a navy shirt on my wardrobe in my summer times in Valencia and my walks through the French shore could have an influence on it. The people who know me knows that I feel a special weakness for this stripes that always cheer your face up and allow a huge range of different versions.
You will always be right with this look, and there is any doubt that is very stimulating, maybe because of the combination of colours it's based on: white, blue and red. Wear it with heels, platforms or flat shoes. And add complements: hats, XXL size handbags or chain handbags with wide bracelets.
For winter and summer, this look could be adapted on a creative way to us. Join on it and be success!


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If you're reading this, then the news that Koreans now spend more and save less than Americans may well come as a bombshell.
I base that on the assumption that, as an English speaker interested in Korean sociology, most of your earliest and most-deeply held views on the subject were likely gained from English books. Nothing wrong with that of course, but in a society as rapidly changing as Korea, these can get dated rather quickly.
In turn, if one's original views are not regularly updated by practical experience of the country and/or Korean-language sources, then they can easily become ossified. Alternatively, they can become hostage to those Koreans with English skills, whom — with no offense intended to the Korean journalists I very much rely on as a blogger — are generally well educated and more affluent than average Koreans, and undoubtedly have class-based agendas to the ways they present Korea to the outside world.
I realize that I'm very much projecting here. But then so fundamental has Korean's high savings rate been to its postwar economic development, that I'd wager most readers shared my image of Koreans as relatively frugal (as a whole), either by reading that explicitly for themselves or by inferring it from other aspects of Korean sociology. Indeed, this ostensibly dry economic factoid had a profoundly gendered impact in the Korean context.
With apologies for the following necessarily simplistic account, a high savings rate was the natural consequence of the fact that, until the Asian Financial Crisis of 1997-1998, Korea had the most "salarymen" in the world (despite the term being associated more with Japan). As salarymen generally worked at the same company for most of their lives, and made enough of an income and side-benefits to provide for their wives and children, then there was only a minimal welfare state to provide for them should the need arise: hence, these savings provided the safety net that the state didn't (as well as investment funds for Korean business).
Which brings us to the graph on the right, which shows that the books were not wrong. It would have been very difficult for historiography to have caught up with the massive drop in 1999 however, which the Washington Post article describes as "the steepest savings decline in the developed world." In hindsight though, somehow Korean society had to pay for its huge transition from having the most salarymen in the world in 1997 to having the most irregular, part-time workers in the OECD less than a decade later. And the money certainly wasn't obtained by women entering the workforce either, as despite having the lowest rate of women's participation in the workforce in the OECD in 1997 – so the potential certainly existed – it has resolutely stayed at the same level ever since (see here and #2 here), not unexpected given that women were explicitly targeted for lay-offs as part of the economic recovery.
But this process of "housewifization" is the natural corollary of a male breadwinner system, and has in fact occurred in every developed capitalist economy as women became more valuable as consumers than as factory workers: Korea is merely the most extreme example. Hence prominent 1960s feminist Betty Friedan's thoughts on the impact on women themselves still have a certain poignancy for Korean women even today:
Why is it never said that the really crucial function…that women serve as housewives is to buy more things for the house… somehow, somewhere, someone must have figured out that women will buy more things if they are kept in the underused, nameless-yearning, energy-to-get-rid-of state of being housewives…it would take a pretty clever economist to figure out what would keep our affluent economy going if the housewife market began to fall off (The Feminine Mystique, 1963, p. 197).
Friedan also pointed out that this consumption was a source of false autonomy, and that marketers in women's magazines:
"…manipulated housewives into becoming insecure consumers of household products, by giving the housewife a 'sense of achievement' to compensate her for a task that was 'endless' and 'time-consuming' (Oh & Frith, 2006, p. 10*)."
(See here for a discussion of the above advertisement)
In this vein, one does not have to subscribe to a belief in, say, a vast patriarchal conspiracy or historical-determinism to acknowledge that housewifization — and the accompanying cultural changes — have capitalist imperatives. What makes Korea (and other "developmental states") unique, however, was that from the outset economic growth was explicitly conflated with national-security and anti-communism by the Park Chung-hee (박정희) regime of 1961-1979. Hence upon reaching a consumer-driven stage of development, the Korean government promoted consumerism with a zeal more akin to what one would expect from a communist regime (see this series for an in-depth look at this).
Part of that was the slogan "Consumption is Virtuous" that I originally planned to use in the post title, which comes from a translation of a late-1970s Korean newspaper report I read at university, and indeed the original Korean – "소비가 미덕이다" – rings a very faint bell in my wife's mind. And given that Korea's intense economic nationalism and high tariff barriers largely remain, then this is very much a phase that Koreans haven't really left yet either, as reflected in the common theme to both of the advertisements in this post and the following commercial, which as I put here as being their:
…hyperreal associations of apartments and modern appliances with modernity and civilization, [so intense as to be] a huge qualitative and mental leap beyond any such links in the minds of Westerners. Or rather a leap backward to 1950s and 1960s, because, as with so much about Korean society, perhaps the Western concepts of consumption during and immediately after suburbanization there are a much more appropriate parallel.
And, from this related post, an apt demonstration of the fact that changing social mores are often difficult to disentangle from the capitalist imperative to create false needs for new products:
On that note, I accept (again) that the above is a very simplistic account of the history of the Korea economy, and if you're after a more detailed economic discussion of this news about the savings rate specifically, then the comments to this post are a good place to start. I also accept that Koreans by no means consume to the extent that they do simply because of government policies, and so by all means read the additional reasons and examples mentioned in the Washington Post article. To which I would add this post and the following article from an old Korea Herald I've scanned, which explain why Koreans continue to buy so many large cars despite living in one of the most mountainous, densely-populated, best-served with public transport, and smallest countries in the world:
Consider also this excerpt from p. 103 of Social Change in Korea, published in early 2008:
Back in the 1980s, owning a car – any car – was a status symbol. Now, size matters. Among the sedans sold before 2000, there were more subcompact or compact cars than mid-size or larger models. Since then, mid- and full-sized sedans have come to occupy a greater market share than smaller ones. Only 16.3% of the sedans sold in 2006 (as of July) were smaller models, as compared to Japan's 61.2%, Italy's 55.3%, Britain's 52.1% and Germany's 23.3%. The United States is the only nation among car-manufacturing countries that sells a smaller proportion of small cars than Korea (emphasis added).
Considering the surge in oil prices at the time that would have been written, and the travails of the US car industry just a little later, then this is probably no longer the case, and an apt symbol of Koreans displacing Americans as the "avatars of consumerism gone mad."
In hindsight though, this shift is less of a surprise and more the logical culmination of Korea's particular path of capitalist development. Unfortunately, like the Washington Post noted, is also part and parcel of a society currently under extraordinary stress, as is Korea's steadily deteriorating economy. But one wonders when Koreans will realize that they can no longer afford to fritter their money away on mere status symbols.
(For all posts in the "Korean Sociological Image" series, see here)
*Oh, Hyun Sook. and Frith, Katherine (2006) "International Women's Magazines and Transnational Advertising in South Korea", Paper presented at the annual meeting of the International Communication Association, Dresden International Congress Centre, Dresden, Germany, Jun 16, 2006.


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"Your online radio shows have aided me in my journey back to the Church this past year. No matter which program I listen to, I am bound to learn more concerning our beautiful teachings and traditions."
~ Jim, Chicago, IL
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~ John Southworth, Venerable, priest, English martyr; tried at the Old Bailey, his response to the accusation of being a Catholic priest, whereupon he was condemned to death and sent to the gallows at Tyburn


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Too late to secure health websiteFebruary 26,2014
The recent news that the Vermont Health Connect website has suffered more privacy breaches should remind us of the admission months ago by national and state governments that computer system security was not part of the initial design of the Obamacare Healthcare.gov site. Computer professionals agree that, if security is not the first order of business when designing a system, hackers always will have innumerable ways to get into it. If you try to add security as an afterthought, as the Obamacares system designers are trying to do, experts agree: Its a hackers paradise.
Think of a secure computer system as looking like an onion. At the onions core are a few basic functions of the system, called the operating system, to handle all the memory allocation, record input/retrieval functions, user identity verification and so on. The core is surrounded by layers of user and system level procedures used to access your personal financial information.
Each core function has a gatekeeper that guards the only way into that core function and the only way out. For example, you must ask a core gatekeeper to store data for you and ask another gatekeeper to retrieve data for you. You cannot do that yourself. Everything in a secure system is in the custody of these thoroughly tested and understood core gatekeepers, which means the gatekeepers validate all the data going in and out, as well as validate the identity and access rights of every user requesting access to your data, i.e., every request for data must go through the core operating system functions. When the gatekeepers are in place at the beginning of system design, the designer is forced to comply with all security requirements to build the system.
This did not happen on the insecure Obamacare system, and government contractors are now trying to strap a security system onto the outside of the onion. Why cant this work? Think of the onion again: How many ways are there to circle around the onion to get from one point on the outside to any other point on the outside, let alone any point on any other layer inside the onion? Thats how many unauthorized access points a security-as-an-afterthought computer designer has to defend against to prevent a hackers getting into the system. Thats how many gatekeepers need to be designed and tested. On a huge system like Obamacare, the onion is extraordinarily large, the largest in the world, which makes the number of access points and corresponding gatekeepers equally large. Any official assurances that this can all be fixed at this late stage with a few gazillion gatekeepers is so unlikely as to qualify for the definition of a lie.
To make matters worse, none of these technical security problems includes the human security problem: Who is going to be authorized physical access to this computer system? Can you say, Edward Snowden? And he had a top secret security clearance.
The ramifications of this one systems lack of security are spectacular because the Healthcare.gov site is connected to the computers of at least 17 other agencies. Sneaking into those agencies via the insecure Healthcare.gov site by pretending to be someone else lets thieves potentially ask for financial and/or personal information from any agency on any American, even people not enrolled in Obamacare. Does anyone think this pot of gold hasnt already captured the imagination of the most skillful hackers in the world?
Allan Wylie is a retired Air Force officer whose career included many assignments as a computer systems analyst and manager. Bob Frenier owns a firetruck brokerage firm in Chelsea.MORE IN CommentarySure, you can buy your uncle a necktie that he wont wear, or your niece an Amazon certificate... Full StoryFor the past month, I have been watching close friends and family descending into a pit of... Full StoryAdjusting to snow, sleet and cold after spending over a month in an exponentially warmer climate ... Full Story
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December 15, 2000 (217) 782-4648 or 312-814-3490
Springfield – Governor George H. Ryan and the Illinois State Board of Education today announced that registration will open December 19th for online courses next semester at the new Illinois Virtual High School (IVHS).
IVHS is a network of online courses that will provide Illinois students and teachers increased access to a wider range of course offerings that might not be available in their own schools. When fully operational, the Virtual High School will serve thousands of students throughout the state. Initially, the virtual site will offer 16 courses with curriculum aligned to the Illinois Learning Standards, and 10 review classes for Advance Placement tests.
"The Illinois Virtual High School is an important step in our plans to create and expand educational opportunity for all high school students, regardless of whether they live in cities or rural areas," said Governor George H. Ryan. "Students in small towns will be able to take foreign languages and math classes that may not be offered in their schools; and students in Chicago will be able to study agriculture and science classes that aren't offered in their schools. This is a great use of high technology and it will help better prepare high school graduates for college and life."
The Illinois State Board of Education is conducting a satellite teleconference and streaming video cybercast on December 19 from 1:15-3 p.m. for school superintendents and high school principals to learn more about IVHS offerings and how to handle student registrations. Registration for online courses will open at that time and will run through January 19. Students must enroll through their local school district. Courses will begin in January for the spring 2001 semester.
IVHS online courses are available to Illinois public school districts, non-public high schools and home-schooled students as a way to expand local curriculum and to help ensure that all students have the opportunities they need to meet the Illinois Learning Standards. By 2002, the IVHS will begin offering teachers high-quality professional development opportunities and other support to schools as they integrate technology into classroom teaching and learning.
"The partnership that has developed the Illinois Virtual High School draws on a wealth of expertise to deliver virtual courses through high-quality technology," said State Superintendent of Education Glenn W. McGee. "IVHS will serve our state well and set us on a course to be Second to None in online learning."
The Illinois Virtual High School is made possible by broad-based partnerships that began with distance learning and online programming supported by the Illinois Board of Higher Education, The Illinois Community College Board, The Governor's Office, Lake Land College, the Illinois Mathematics and Science Academy and various state associations and local educators. This Partnership has grown to include eCollege.com of Denver, Colorado.
eCollege will serve as the portal for student registration and will provide academic services and help-desk support to access online courses it has developed. Other IVHS offerings have been developed and licensed through other partners, including Class.com, Apex Learning.com, The Learning Station.com, the Florida OnLine High School and the Kentucky Virtual High School.
For more information on exact satellite sites or to access the cybercast, go to ISBE's website at www.isbe.net.


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H'Suan Wen Hua
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Freedom New Mexico The temptation is to dwell on the politics in Denver, where Democrats are trying to heal wounds and bring Hillary Rodham Clinton supporters into warm embrace and striving to normalize Barack Obama in the public's mind. We will assess those successes or failures in the coming weeks.
Democratic vision means tax increases
August 29, 2008


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Please use this identifier to cite or link to this item: http://hdl.handle.net/1959.3/201696
|Download PDF (Published version) (Adobe Acrobat PDF, 453 KB)
- Title
- Tuning the hydrophobicity of mica surfaces by hyperthermal Ar ion irradiation
- Author(s)
- Keller, Adrian; Fritzsche, Monika; Ogaki, Ryosuke; Bald, Ilko; Facsko, Stefan; Dong, Mingdong; Kingshott, Peter; Besenbacher, Flemming
- Abstract
- The hydrophobicity of surfaces has a strong influence on their interactions with biomolecules such as proteins. Therefore, for in vitro studies of bio-surface interactions model surfaces with tailored hydrophobicity are of utmost importance. Here, we present a method for tuning the hydrophobicity of atomically flat mica surfaces by hyperthermal Ar ion irradiation. Due to the sub-100 eV energies, only negligible roughening of the surface is observed at low ion fluences and also the chemical composition of the mica crystal remains almost undisturbed. However, the ion irradiation induces the preferential removal of the outermost layer of K+ ions from the surface, leading to the exposure of the underlying aluminosilicate sheets which feature a large number of centers for C adsorption. The irradiated surface thus exhibits an enhanced chemical reactivity toward hydrocarbons, resulting in the adsorption of a thin hydrocarbon film from the environment. Aging these surfaces under ambient conditions leads to a continuous increase of their contact angle until a fully hydrophobic surface with a contact angle ›80° is obtained after a period of about 3 months. This method thus enables the fabrication of ultrasmooth biological model surfaces with precisely tailored hydrophobicity.
- Publication type
- Journal article
- Source
- Journal of Chemical Physics, Vol. 134, no. 10 (2011), article no. 104705
- Publication year
- 2011
- FOR Code(s)
- 0202 Atomic, Molecular, Nuclear, Particle and Plasma Physics; 0306 Physical Chemistry (Incl. Structural); 0904 Chemical Engineering
- Keyword(s)
- Cyclodextrin; Elemental analysis; DP-MS; RAMAN; TGA; XRD; XRS
- Publisher
- American Institute of Physics
- 0021-9606
- Publisher URL
- Copyright
- Copyright © 2011 American Institute of Physics. Published version of this paper reproduced here with the kind permission of the publisher.
- Full text
- Peer reviewed


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Marc Newson Design
Marc Newson is one of the world's most innovative and respected industrial designers. His ability to soften and balance shapes in a variety of mediums has seen him design everything from furniture to bicycles to aircraft.
Each season Marc Newson designs a new collection that G-Star brings to life. The collaboration began in 2004, and has since bridged the worlds of industrial and clothing design.
Every piece is developed from the ground up, based on Newson's industrial design principles, resulting in creative fabric combinations and unique constructions.
While the collection evolves every season, constant elements include luxurious fabrics, high-tech trims and clever prints.
Shop the collection here
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El Monterey announces associate sponsorship of Tony Stewart
Dinuba, CA – El Monterey, the #1 frozen Mexican food brand in the United States, will adorn Tony Stewart's No. 14 Chevrolet Impala as an associate sponsor on a portion of the lower-area quarterpanel for the entire 2011 Sprint Cup race series.
"With a strong national fan base that is growing once again, NASCAR is the ideal platform for our El Monterey brand to extend its reach to the consumer," said Bryce Ruiz, president and CEO of Ruiz Foods. "Our El Monterey products are perfect for every eating occasion – particularly race day gatherings. Each product in our Mexican line is easy to prepare offering today's consumer convenience, quality and value."
Ruiz Foods' popular frozen snack brand – Tornados – is the primary sponsor of Ryan Newman's No. 39 Chevrolet Impala for five Sprint Cup races in 2011. Tornados' NASCAR sponsorship began in 2010.
El Monterey offers a wide variety of frozen Mexican snacks to include: taquitos, burritos, quesadillas, mini chimis, tamales, etc. that are perfect for every eating occasion.
Beginning April 1, 2011, El Monterey and Tony Stewart will partner for a retail and foodservice on-pack promotion involving integrated media outlets to include facebook, in-store promotion and fsi's distributed nationally.


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false pdp {"scheme":"product1_cr"}
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Rated 5 out of 5 by 2 reviewers.
Rated 5 out of 5 by caddylady Great for sensitive travelers If crowds of people coughing,sneezing,overloaded with perfume and aftershave make you uncomfortable, or if you have asthma-then this what you need. I have asthma and I even ran this by my pulmonary doctor and she said "many people with allergies and asthma"feel that this is helpful.I do ,this is my second purchase of this type.My last one was 15 + years ago. This was is much lighter to wear around your neck and keeps me from coughing when I am around an irritant. November 27, 2013
Rated 5 out of 5 by Doggie Air Tamer Like the small size and adjustability of this air filter. I wore it on the plane and didn't even feel like I had anything around my neck. It is very lightweight and easy to adjust. January 28, 2015
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Choose the period
Today, I introduced my boyfriend to my overprotective father. My boyfriend started out with, "Sir, it is an honor to be your daughter's sexual partner." FML
by mydadsgonnakillme / 02/08/2013 at 2:13am / United States (California) / Intimacy
Today, I watched The Passion of the Christ with my girlfriend. She kept scoffing at what she called the "historical inaccuracies", and actually tried to convince me that Hitler killed Jesus. When I corrected her, she looked at me, mouth agape, as if I was insane. FML
by and she doesn't even give bjs / 02/08/2013 at 7:44pm / Argentina (Distrito Federal) / Love
Today, I was taking a stroll in our yard, when my mother decided it would be hilarious to run me down with her Segway. FML
by Anonymous / 02/08/2013 at 4:20pm / United States (Connecticut) / Miscellaneous
Today, I found a cup full of urine in the bathtub. No one in my family knows where it came from. This is the second time it's happened. FML
by Anonymous / 02/08/2013 at 10:36am / United States / Miscellaneous
Today, I was playing Slender, when I caught a glimpse of the Slenderman. I jumped in my chair, letting rip a huge fart in the process. Nobody heard it, but only because my shrieks of terror drowned out the sound. FML
by theydidsmellitthough / 02/08/2013 at 4:59pm / Israel (HaMerkaz) / Miscellaneous
Today, I pointed out to my boyfriend how Valentine's day, my birthday, and our one-year anniversary were all coming up in the next few weeks. He then promptly broke up with me. FML
by katelynm / 02/08/2013 at 1:24am / United States / Love
Today, I told my parents that I was going to hang out with some friends. My dad guffawed and said, "Ooh, look at Mary, pretending she has a social life." Thanks, Dad. FML
by Anonymous / 02/08/2013 at 5:38pm / United Kingdom (Havering) / Miscellaneous
Today, I was rehearsing for a school play. My drama teacher keeps criticising the part where I fake-trip, saying I make it look terribly fake. During today's rehearsal, I actually tripped for real, and smashed my kneecaps against the floor with a scream. He still said my "acting" sucked. FML
by Anonymous / 02/08/2013 at 8:00pm / Netherlands (Zuid-Holland) / Miscellaneous
Today, at a mixed-family game of rugby, my dad resorted to calling me a "goddamned accident" and eventually body-slamming me, just so I'd stop playing long enough for his team to score. FML
by Anonymous / 02/08/2013 at 8:53pm / Australia (Victoria) / Health
Today, I had my gallbladder removed. I have a very painful incision in my belly that makes any kind of movement excruciating. I've had the hiccups 5 times so far. FML
by IHeartBlueJay / 02/08/2013 at 12:31am / United States / Health
Today, I had a ride along in an ambulance. Being observant, I thought it was funny that a patient had to vomit. That was until I realized they couldn't control where they had to vomit. I spent the rest of the ambulance ride holding a vomit bag in front of the woman's face. Not so funny anymore. FML
by Kybo5 / 02/08/2013 at 12:45am / United States (California) / Transportation
Today, after three and a half years of working dead-end jobs with a bachelor's degree, I got a call from a potential employer in my degree field, who wanted to set up an interview. The problem: the interview is across the country, and I'm too broke to pay the travel expenses. FML
by goingnowherefast / 02/08/2013 at 7:19pm / United States (Pennsylvania) / Work
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The Certificate of Proficiency in Word/Information Processing is offered to certify a job skill and upgrade and enhance any business career. Lorain County Community College has articulation agreements with colleges and universities including programs offered by Lorain County Community College's University Partnership.
For more information about this certificate, please contact Kelly Zelesnik at 440-366-7028 or email@example.com.
Career information for this program
Career information for this program
1. > Indicates that this course has a prerequisite.2. OR Indicates that a student may select either course, which may have an effect on the total credit hours.3. ^ A student must register for the orientation course when enrolling for more than six credit hours per semester or any course that would result in an accumulation of 13 or more credit hours.
Established July 1988Revised Jan 2009Effective Aug 2009
Click here to view Gainful Employment data for this program.
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A-to-Z Vegetable Guide:
How to Grow Vegetables»
Pisum sativum
There are two basic kinds of peas: garden peas, which require shelling, and snow or sugar peas, which have edible pods.
Spring peas (snow, snap or sugar, and garden) don't do well in the summer; the plants wither when temperatures rise.
No matter which kind you prefer, eat 'em with gusto, as these frost-hardy gems are an excellent source of iron, protein, vitamin C and soluble fiber. And, legend has it that planting peas on St. Patrick's Day will bring good luck!
Hardiness: Grown as an annual.
Planting advice: Peas thrive in cooler weather, so plant them earlier than other veggies. Sow seeds 1 to 2 inches deep and 4 inches apart, allowing 18 inches between rows.
Harvest tips: Peas mature in 54 to 72 days, depending on the variety. Harvest garden peas when the seeds are visible, but before they get too big. Harvest edible podded peas before the seeds fully develop. Pick regularly to encourage continued production.
To freeze, blanch shelled peas or pods 1 pound at a time (two minutes for shelled and five minutes for pods), then soak in icy water for five minutes. Drain and freeze for up to a year in airtight, quart-size freezer bags.
Recommendations: Daybreak (early), Wando (summer), Dwarf Gray Sugar, Snowflake (high-yield sugar).
Top 10 Seed-Starting Veggies»
Source: Birds & Blooms "Grow Veggies for Less"


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Man facing sexting chargeMay 09,2013
The Associated Press
ST. JOHNSBURY — Police say an 18-year-old Swiss boarding student at Vermont's St. Johnsbury academy is facing a child pornography charge after investigators found nude images of a 14-year-old girl on his cellphone that she had sent to him.
Eytan Baer pleaded not guilty on Monday to a misdemeanor charge of possession of child pornography.
The Caledonian-Record reported police began their investigation after the female student's mother became suspicious of her daughter's Internet activities. The mother told police and school officials that she was concerned her daughter had been sending nude pictures to other students.
Both Baer and the girl are still students at the academy, but they have been ordered not to have any "purposeful" contact at school or any contact outside school.MORE IN This Just InWASHINGTON The House on Thursday cleared bills to keep the government running through April and... Full StorySALISBURY, N.C. Full StoryMEUREUDU, Indonesia Humanitarian organizations descended on Indonesias Aceh province Thursday ... Full Story
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Take a look within the two rings on the face of this slim Japanese watch design and you'll realize that the time is in Orbit.
The inner ring shows the hour, the white marker moves in a clockwise direction and lines up with a number to indicate the current hour. Minutes are shown in a similar manner in the outer ring. It couldn't be simpler!
Designed with a stainless steel case, mineral crystal lens and comfortable, genuine leather band, EleeNo Orbit is available in very limited quantities so shop soon if you don't want to miss out.
Beautiful, minimal Japanese watch design. Add a simple but eye catching limited edition watch to your collection.
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Cardiac ablation is a procedure that can correct heart rhythm problems (arrhythmias). Ablation usually uses long, flexible tubes (catheters) inserted through a vein in your groin and threaded to your heart to correct structural problems in your heart that cause an arrhythmia.
Cardiac ablation works by scarring or destroying tissue in your heart that triggers an abnormal heart rhythm. In some cases, ablation prevents abnormal electrical signals from traveling through your heart and, thus, stops the arrhythmia.
Cardiac ablation is sometimes done through open-heart surgery, but it's often done using catheters, making the procedure less invasive and shortening recovery times.
When your heart beats, the electrical impulses that cause it to contract must follow a precise pathway through your heart. Any interruption in these impulses can cause an abnormal heartbeat (arrhythmia), which can sometimes be treated with cardiac ablation.
Ablation isn't usually your first treatment option. Ablation is a treatment option for people who:
Cardiac ablation does carry risks, which include:
Your risk of having these complications may increase if you have diabetes or kidney disease.
Your doctor will evaluate you and may order several tests to evaluate your heart condition. Your doctor will discuss with you the risks and benefits of cardiac ablation.
You'll need to stop eating and drinking about six to eight hours before your procedure. If you take any medications, ask your doctor if you should continue taking them before your procedure.
Your doctor will let you know if you need to follow any other special instructions before or after your procedure. In some cases, you'll be instructed to stop taking medications to treat a heart arrhythmia several days before your procedure.
If you have an implanted heart device, such as a pacemaker or implantable cardioverter-defibrillator, talk to your doctor to see if you need to take any special precautions.
Catheter ablation is performed in the hospital. Before your procedure begins, a specialist will insert an intravenous line into your forearm or hand, and you'll be given a sedative to help you relax.
After your sedative takes effect, your doctor or another specialist will numb a small area near a vein on your groin, neck or forearm. Your doctor will insert a needle into the vein and place a tube (sheath) through the needle.
Your doctor will thread catheters through the sheath and guide them to several places within your heart. Your doctor may inject dye into the catheter, which helps your doctor to see your blood vessels and heart using X-ray imaging.
The catheters have electrodes at the tips that will be used during the procedure. Once in place, the electrodes will send electrical impulses to your heart and record your heart's electrical activity. This will help your doctor to find the abnormal heart tissue that is causing the arrhythmia in your heart.
Once the abnormal heart tissue that's causing the arrhythmia is identified, your doctor will aim the catheter tips at the area of abnormal heart tissue. Energy will travel through the catheter tips to create a scar or destroy the tissue that triggers your arrhythmia.
In some cases, ablation blocks the electrical signals traveling through your heart to stop the abnormal rhythm and allow signals to travel over a normal pathway instead.
The energy used in your procedure can come from:
Cardiac ablation usually takes two to four hours to complete, but complicated procedures may take longer. During the procedure, it's possible you'll feel some minor discomfort when the dye is injected in your catheter or when energy is run through the catheter tips. If you experience any type of severe pain or shortness of breath, you should alert the cardiologist performing the procedure.
Following your procedure, you'll be moved to a recovery area where you'll need to lie still for four to six hours to prevent bleeding at your catheter site. Your heartbeat and blood pressure will be monitored continuously to check for complications of the procedure.
Depending on your condition, you may be able to go home the same day as your procedure, or you may need to stay in the hospital for one day. If you go home the same day, plan to have someone else drive you home after your procedure.
You may feel a little sore after your procedure, but the soreness shouldn't last more than a week. You'll usually be able to return to your normal activities within a few days after having cardiac ablation.
Although cardiac ablation can be successful, some people need repeat procedures. You may also need to take medications, even after you've had ablation.
To keep your heart healthy, you may need to make lifestyle changes that improve the overall health of your heart, especially to prevent or treat conditions that can cause or worsen arrhythmias, such as high blood pressure. Your doctor may suggest that you:
Mayo Clinic in Rochester, Minn., is ranked among the Best Hospitals for heart and heart surgery by U.S. News & World Report.
Mayo Clinic works with hundreds of insurance companies and is an in-network provider for millions of people. In most cases, Mayo Clinic doesn't require a physician referral. Some insurers require referrals or may have additional requirements for certain medical care. All appointments are prioritized on the basis of medical need.
Doctors trained in cardiovascular diseases treat people who have heart rhythm disorders at Mayo Clinic in Arizona. Staff in the Arrhythmia Clinic and electrophysiology laboratory evaluates and treats people who may need cardiac ablation.
For appointments or more information, call the Central Appointment Office at 800-446-2279 (toll-free) 8 a.m. to 5 p.m. Mountain Standard Time, Monday through Friday or complete an online appointment request form.
Doctors trained in cardiovascular diseases treat people with heart rhythm disorders at Mayo Clinic in Florida. Staff in the Cardiac Electrophysiology and Pacemaker/Defibrillator Services performs electrophysiology tests, cardiac ablation and other procedures to evaluate and treat people with heart rhythm disorders.
For appointments or more information, call the Central Appointment Office at 904-953-0853 8 a.m. to 5 p.m. Eastern time, Monday through Friday or complete an online appointment request form.
Doctors trained in cardiovascular diseases treat people with heart rhythm disorders at Mayo Clinic in Minnesota. Staff in the Heart Rhythm Clinic evaluates and treats adults and children with all types of heart rhythm disorders. Staff in the Electrophysiology and Arrhythmia Ablation Laboratory conducts electrophysiology tests, cardiac ablation and other procedures to treat people with heart rhythm disorders.
Doctors trained in pediatric cardiology and cardiovascular surgery treat children with heart rhythm disorders at Mayo Clinic in Minnesota. Staff in the Electrophysiology and Arrhythmia Ablation Laboratory conducts electrophysiology tests, cardiac ablation and other procedures to diagnose and treat children with heart rhythm disorders.
See information on patient services at the three Mayo Clinic locations, including transportation options and lodging.
Doctors and surgeons trained in heart rhythm disorders study genetics, causes, diagnosis and treatment options for heart rhythm disorders and new and improved techniques for cardiac ablation. Read more about heart rhythm disease research and cardiovascular research.
See a list of publications by Mayo authors on cardiac ablation on PubMed, a service of the National Library of Medicine.
Original article: http://www.mayoclinic.org/tests-procedures/cardiac-ablation/care-at-mayo-clinic/why-choose-mayo-clinic/PRC-20022642
Any use of this site constitutes your agreement to the Terms and Conditions and Privacy Policy linked below.
Mayo Clinic is a not-for-profit organization and proceeds from Web advertising help support our mission. Mayo Clinic does not endorse any of the third party products and services advertised.
A single copy of these materials may be reprinted for noncommercial personal use only. "Mayo," "Mayo Clinic," "MayoClinic.org," "Mayo Clinic Healthy Living," and the triple-shield Mayo Clinic logo are trademarks of Mayo Foundation for Medical Education and Research.


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The Wisconsin State Patrol is reminding drivers to move over or slow down when encountering law enforcement and other emergency vehicles on the side of roadways.
Wisconsin's Move Over Law requires drivers to shift lanes if possible or slow down at least 10 miles under the speed limit in order to create a safety zone for a law enforcement vehicle, ambulance, fire truck, tow truck or highway maintenance vehicle that is stopped on the side of a road with its warning lights flashing.
To help get the message across to drivers, the Wisconsin Department of Transportation released a video of a trooper who was nearly hit by a passing semitrailer during a recent traffic stop on Interstate 94.
State Patrol Trooper Charles Hotvedt narrowly escaped being hit by a passing semitrailer during a routine traffic stop on I-94 eastbound in Eau Claire County on Oct. 15. The close call was captured on the video camera in Hotvedt's cruiser. People can watch the video here: www.dot.state.wi.us/news/images/moveover.wmv.
The failure of motorists to create a safety zone by moving over or slowing down is one of the major reasons that motor vehicle crashes kill more law enforcement officers on duty than any other cause, officials said.
WISC-TV went out on patrol with Bret Manke, a State Patrol trooper out of DeForest who said that those close calls don't have to happen.
"It is frustrating. I mean, it's a simple thing. All you have to do is be paying attention to not just what's in front of you but all in front of you, like you're required to do, Manke said.
Just as Manke was finishing one stop, a driver that could've changed lanes didn't. When Manke caught up with the driver, she said she didn't know she had to change lanes. Manke gave her a warning because he had slowed down.
Last year, 10 State Patrol vehicles were hit while stopped on the side of roadways. These crashes injured eight officers and caused nearly $50,000 in damages to the State Patrol vehicles.
So far in 2012, six vehicles have been hit. There have been no injuries so far in 2012 but damages have totaled nearly $22,000, according to the DOT. Officials said that many officers have experienced near misses.


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"Catholic Answers have given me more than what money can repay. Truth is very powerful stuff and I have found you unique in presenting it with love. You're a model to be followed. Great job, all of you."
~ -Steve, Detroit, Michigan
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"We rightly praise the Slavonic letters invented by Cyril, in which praises to God are set forth."
~ Pope John VIII, an excerpt from his sanction of the use of the Slavonic language in the Mass and other church offices, noting the invention by St. Cyril of a special alphabet which now bears his name (Cyrillic); part of the church's civilizing work among the pagan Slavs


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Mrs. Makovy was born Oct. 26, 1927, in San Antonio to Nash and Emma (Gallant) Miller. She graduated high school and was a secretary for Lloyd & Lloyd Attorney. She was a member of First Baptist Church of George West and Immanuel Lutheran Church of Alice and was also a member of First Baptist Church choir, TLC Lunch Club for the Youth and the nursing home ministry.
She was preceded in death by her parents, Nash and Emma Miller; and a brother, Hilton Miller.
Survivors include a daughter, Rebecca Fox; a grandson, William Fox; sisters, Betty Rhodes and Mary Brockman; and a brother, Nash Miller Jr.
A memorial service was held Thursday, Jan. 24, at 10 a.m. at First Baptist Church in George West with Rev. Bruce Irving officiating.
Galloway & Sons Funeral Home, George West


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Welcome to the CRG Discussion Forum!Forum registration problems: Make sure you enter your email correctly and you check your spam box first. *Then* email KurtS2@gmail for help.
Holy grail! He got a gorgeous shot of the Gray Ghost, and the shot of the Javelin looks like it was taken YESTERDAY!:


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ANNAPOLIS, Md. (AP) -- Maryland Gov. Martin O'Malley is headed for Wisconsin to rally support for Milwaukee Mayor Tom Barrett in an effort to defeat Gov. Scott Walker in a recall election.
O'Malley, who is chairman of the Democratic Governors Association, told The Associated Press on Thursday as he left the Maryland State House that turnout will be the key to Democratic hopes in the rematch.
O'Malley says the DGA has invested about $3.2 million so far in the race. He says that's more than the DGA invested in 2006 in former Wisconsin Gov. Jim Doyle's re-election and more than in 2010, when Barrett lost to Walker by about 125,000 votes.
The recall election is set for June 5.
O'Malley will follow up the Wisconsin trip with a three-state swing through New England.


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Veterinary Division
Animal Welfare Section
If you offer boarding of dogs and/or cats out of your home for a fee you must obtain a boarding kennel license from the Animal Welfare Section. This includes providing boarding services advertised through online pet-service companies and other online lists. Operating a boarding facility without a license could result in up to a $5,000 civil penalty for each violation.
Quick Links
The 1977 North Carolina General Assembly enacted an "Animal Welfare Act" to ensure that animals, as items of commerce, are provided humane care and treatment by regulating the transportation, sale, purchase, housing, care, handling and treatment of animals by persons or organizations engaged in transporting, buying or selling them. This Act is intended to protect animals confined in pet shops, kennels, public and private animal shelters, and auction markets. For the purposes of this Act, "animal," as defined by General Statute 19A-23, includes only domestic dogs and cats. This should not be confused with county-operated animal shelters that are regulated by county governments and their officials. State issued certificates or licenses are required for animal shelters, pet shops, boarding kennels and dealers. Criminal penalties are provided for the operation of a pet shop, kennel, animal shelter, etc., without a license.
Pet Shops who sell "pocket pets" (hedgehogs, degus, spiny mice, prairie dogs, flying squirrels, jerboas, or short-tailed oppossums) need to be licensed with the USDA, APHIS. Not included on the list of "pocket pets" are rabbits, guinea pigs, hamsters, gerbils, rats, mice, gophers, chinchilla, domestic ferrets. Click here for USDA, APHIS contact information.
Call the local sheriff's offices or local animal control for cases of animal cruelty, stolen animals, animals running at large, in-home pet sitting services, private breeding kennels, dead animals found off a farm not buried, or humane care of animals other than dogs and cats being sold commercially. Animal cruelty cases are handled at the local level. The first source of contact should be your county sheriff's office and/or your county animal cruelty investigator. However, any person who has first-hand knowledge of animal cruelty may appear before a magistrate in that county and request the issuance of a criminal summons or warrent for arrest.


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Welcome to the City of Columbia's web site! We encourage you to browse at your convenience.
Columbia, county seat of Adair County was founded in 1802. Located just off Louie B. Nunn Parkway (Cumberland Parkway), it is nestled in South-Central Kentucky within a short driving distance of some of our states most desirable major cities.
Columbia boasts some of the finest local organizations such as Chamber of Commerce, Rotary, Jaycees, Columbia Choral Society, Genealogical Society, Sportsman's Club, Columbia Woman's Club, D.A.R.E., Democratic and Republican Women's Clubs and Columbia Renaissance just to list a few.
Columbia considers itself a family oriented community. We have much family involvement such as Renaissance Columbia "Downtown Days", Mark Twain Marching Band Festival, 4th of July Celebration and the Adair County Fair.
Columbia offers the whole list of amenities associated with a small community; family values, friendly people, low crime rate, strong work ethic and involved leadership.
City of Columbia, Kentucky
Office Hours: Monday thru Friday 8:00 a.m. to 4:00 p.m.
116 Campbellsville Street, Columbia, Ky 42728
(270) 384-2501


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WorldCom Whistleblower Cynthia Cooper at JMU's Grafton Stovall
Wed, 13 Nov 2013 3:30 PM - 5:30 PM
Cynthia Cooper headed Internal Audit at WorldCom and courageously led a
small team that covertly investigated and then exposed the multi-billion dollar
fraud that occurred, ultimately resulting in the largest fraud and bankruptcy in
U.S. history at that point. An accountant, Cynthia was named (along with two
other whistleblower's) a Time Magazine Person of the Year in 2002.
She later wrote the book, Extraordinary Circumstances, documenting her
experience. Cynthia is a popular speaker in corporate settings and in
Read more about her and her book at http://www.coopergroupllc.com/index.php.


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Sign in
Register new account
SkyrimForge.com Wiki
How to use TortoiseSVN over SSH in 3½ easy steps
==Install PuTTY== Link to PuTTY site: [http://www.chiark.greenend.org.uk/~sgtatham/putty/] (There's an installer, and a zip package with everything you need [http://www.chiark.greenend.org.uk/~sgtatham/putty/download.html here.]) You can also download the individual components if you want. Installs like any other program. Nothing special. ==Run PuTTYgen== Click "Generate" to generate a key. Type in a passphrase. You can leave it empty if you want but it's not recommended. Note that you will need to remember the passphrase, so don't just mash some buttons. Copy the contents of the grey box and paste it in the box on this page: [http://www.curseforge.com/home/repository-authorization/edit/] Click "Save private key". This file will be like your password, so place it somewhere safe (not in a p2p shared folder for example). You can also save your public key somewhere if you want it for future reference. Close PuTTYgen. ==Run Pageant== Rightclick the little computer with the hat in the lower right corner of the screen. Click "Add key". Browse to your saved private key file (the .ppk). Enter your passphrase when prompted. If you forgot your passphrase you'll have to go back to step 2 and generate a new key. Now try to checkout with TortoiseSVN using the development url from your project page. If it isn't working make sure you did every step right. If it still isn't working, take a note of the error message you're getting and comment here or ask in the CurseForge IRC channel on freenode.org. ==A better way to start Pageant== Pageant will not remember your key the next time you run it so you will have to add your key every time you start it. You can do this by making a shortcut with target like this: C:\path\to\pageant.exe "C:\path\to\private_key.ppk" It will still ask you for the passphrase but at least you don't have to browse for the key file. You can put the shortcut in the autostart folder if you want and it will automaticly run when you startup.
Markup Type:
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Oregon on Friday became the first state to cancel its online health exchange and use the federal marketplace instead.
According to The Associated Press, fixing the state's online exchange would cost an estimated $78 million. Switching to the federal system would cost $4 million to $6 million.
The state's site still isn't fully functional. Reuters reports that technical glitches have prevented any subscribers from enrolling online. Tens of thousands of applicants have had to use paper forms since the site launched on October 1.
An advisory committee suggested Oregon move the Medicaid portion of health care coverage to the Oregon Health Plan. For Medicaid consumers, the transition should appear seamless, officials told Reuters.
Oregon's exchange is seen as the worst of more than a dozen states that developed their own online health insurance marketplaces. Officials in Maryland and Massachusetts also considered shifting their state-run exchanges to the federal network after experiencing technical problems. Maryland recently decided to spend $40 million to $50 million to adopt the technology used on Connecticut's successful exchange.
Oregon received a total of $305 million in federal funding. As of March, the state has spent nearly $248 million of that money, Cover Oregon officials told The Associated Press. Most of that money went toward the botched portal: $134 million in federal funding was paid to Oracle Corp. for building the exchange, and an additional $7 million was spent on paper processing efforts. Currently, Oregonians must use a hybrid paper-online process to sign up for insurance.
The Government Accountability Office is investigating whether the federal government can reclaim grant money given to Cover Oregon. Separately, former Health and Human Services Secretary Kathleen Sebelius asked for an inspector general's probe into problems with the site's rollout. An independent investigation ordered by Oregon Gov. John Kitzhaber found state managers repeatedly failed to heed reports about technical problems that prevented the exchange from launching. It also found Oracle did a shoddy job in building the exchange. Five Oregon officials connected to the development of the Cover Oregon portal have resigned.
Oregon drops health care site
Fixes would cost more than $78M
Oregon on Friday became the first state to cancel its online health exchange and use the federal marketplace instead.
Distributed by Internet Broadcasting. This material may not be published, broadcast, rewritten or redistributed.


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GV Now
Laker Marching Band in step
Posted on August 21, 2013
The sound of music is permeating campus as the Laker Marching Band with assistant professor John Martin, director of Athletic Bands, gears up for a new season during Band Camp through August 26. A performance practice area, outside the Performing Arts Center, was improved this summer, including a new drainage system and a stationary director's tower.
The band, now with more than 200 members, will perform at home football games, many campus events and during the kickoff to ArtPrize on September 18, at Rosa Parks Circle in Grand Rapids. Each home game performance brings a new show, with music ranging from the songs of Elton John, Pink and Toby Keith, to Herbie Hancock, an Armed Forces medley and a Disney Circle Drill show.
Band members are also excited to show off their new uniforms, with a modern design which they chose. The white front piece has the clean blue "GV" logo outlined in black, while the back has "Grand Valley" in white block lettering. "They are more athletic without a sash, and will be easier to perform in," said Martin. "The students gave up their performance stipend and contributed the funds toward the cost of new uniforms, so they are very excited and proud."
For a complete schedule of marching band performances visit www.gvsu.edu/marchingband.


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A kids room needs plenty of space to store toys, art supplies, and other prized items. At Rooms To Go, we provide an extensive selection of children's storage options that will add style to a kids bedroom. Our vast storage selection includes storage cubes, rolling storage bins, toy boxes, and trunks. Aside from typical kids storage options, we also offer unique storage solutions, such as table sets with storage bins, multi-bin storage racks, storage book sets, toy toolboxes, and seats and ottomans that double as storage bins.
Catering to both boys and girls, we provide storage options that match any room decor. Our storage bins come in every color of the rainbow as well as vibrant finishes, like chocolate, honey, khaki, natural, cherry, sapphire, strawberry, and turquoise. Many of our storage bins feature graphics of animated Disney characters.
Finding the right furniture for kids room storage can be tough, but we make it easy. Whether you seek a classic wooden toy box, a heavy duty trunk, an upholstered kids storage bench, or stackable storage cubes, we have the kids storage solutions for you. Browse through our storage selection to find a storage option that your child will love.


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Two BSC Financial Aid Personnel Attend National Student Direct Loan Conference
Bluefield State College's Director of Financial Aid and a counselor from that office attended the recent William D. Ford Federal Direct Loan Program in Atlanta, GA. The training series, coordinated by the U.S. Department of Education, included three different training opportunities. Thomas Ilse, BSC Financial Aid Director, and Terry Fox, financial aid counselor, participated in three workshops, including "Getting Started with Electronic Data Exchange Training," "Training for New Direct Loan Schools," and "Direct Loan Update Training for Current Direct Loan Schools." BSC has already implemented the student direct loan program, as well as electronic data exchange. In fact, more than 1,000 BSC students currently receive student direct loans. "The program gets money to the students much faster than previous methods," Ilse noted, "because the Department of Education becomes the lender." Fox observed that, with the direct loan program, students receive many repayment options. "There's really no reason for a student to default on a loan now," he said. "The William D. Ford Federal Direct Loan Program has had the effect of opening a window of opportunity for high school graduates to continue their education at the college level," Ilse commented. In addition to their workshop experiences, Ilse and Fox met several regional Department of Education representatives and received updates from those officials on the most recent developments pertaining to student financial aid.


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UI hospitals toss food in the landfill
About 12 percent of meals prepared by University of Iowa Hospitals and Clinics is left uneaten and rotting in the local landfill despite the university's goal to divert 60 percent of waste by 2020.
The Cedar-Rapids Gazette reports that the hospitals threw away more than $181,600 worth of food between Dec. 1, 2011, and Nov. 30, 2012.
That's about 12 percent of the 3 million servings made in its kitchens for employees and visitors.
A hospital food service administrator says the hospitals use daily sales data to plan ahead for the next two weeks but do not review long-term data to determine waste trends.
The hospitals could donate their leftovers, but officials fear liability if beneficiaries took ill.
Copyright 2013 by The Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.


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Obesity continues to be one of the major concerns in the U.S.
About two-thirds of people in La Crosse County are considered overweight or obese. That's actually slightly under the state average, but health officials say it's still a problem.
While it can be costly and lead to some serious health issues like heart disease, diabetes and early death, the extra weight could also create problems in the afterlife.
As the American waistline gets bigger, so do caskets.
Before someone makes it to their final resting place, the process for loved ones to say good bye is hugely important.
"As a funeral director, we believe strongly in that viewing process and that closure for families," said Andrew Dickinson, co-owner of Dickinson Funeral Homes in La Crosse.
Dickinson co-owns the business with his twin brother.
Together, they are the ones to meet with grieving families and work to cater to their needs no matter how small or big the request.
"At times it can be uncomfortable," said Dickinson. "Some families just aren't familiar with this room, and when they come in, they don't know the dimensions and just they think everyone can fit in a traditional sized casket, which just isn't the case."
Back when the brothers started working in the family business in 2002, they said the need for oversized caskets was pretty much unheard of.
Dickinson said that's not so much how it works today.
"We do approximately six or seven oversized casket sales a year and the need is increasing," said Dickinson.
So how are the casket sizes different?
"Now, this is a standard width casket and you're right at the 23 (inch mark)," said Dickinson.
Then it grows five inches.
"This one's 28," said Dickinson.
And another five or so.
"Between a 32 and a half to 33, so 33," Dickinson said as he measured the largest casket in stock.
But Dickinson said the sizes don't stop there.
"They go up to 35 or 42," said Dickinson. "I'm sure this casket can hold up to 800 to 1000 pounds."
"It's very scary," said Linda Lee, La Crosse County Nutrition Manager.
Lee said about 21.5 percent of people in the county are considered overweight or obese.
That number has stayed pretty steady for the past few years.
Lee said that's both a good and a bad thing.