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Health care and safety in Peru
|Health care and safety in [[{{#explode:Health care and safety in Peru| |5}} {{#explode:Health care and safety in Peru| |6}} {{#explode:Health care and safety in Peru| |7}}]]
|The Peace Corps' highest priority is maintaining the good health and safety of every Volunteer and trainee. Medical programs emphasize the preventive, rather than the curative approach to disease.
Serving as a Volunteer overseas entails certain safety and security risks. Living and traveling in an unfamiliar environment, a limited understanding of the local language and culture, and the perception of being a wealthy American are some of the factors that can put a Volunteer at risk.
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See also:
The Peace Corps' highest priority is maintaining the good health and safety of every Volunteer. Peace Corps' medical and safety programs emphasize preventive approaches. Peace Corps/Peru maintains a clinic in the Lima office with two full-time medical officers, both of whom are experienced physicians, who take care of Volunteers' primary healthcare needs. If you become more seriously ill, you will be referred to local American-standard medical facilities or evacuated to Panama or the United States. To assist Volunteers with safety and security issues, Peace Corps/Peru employs a full-time safety and security coordinator. In addition, the Peace Corps regional safety and security officer, who covers eight countries, is based in Lima and assists in safety and security training and response as well.
- 1 Health Issues in Peru
- 2 Helping You Stay Healthy
- 3 Maintaining Your Health
- 4 Women's Health Information
- 5 Your Peace Corps Medical Kit
- 6 Before You Leave: A Medical Checklist
- 7 Safety and Security—Our Partnership
- 8 Factors that Contribute to Volunteer Risk
- 9 Summary Strategies to Reduce Risk
- 10 Support from Staff
- 11 What if you become a victim of a violent crime?
- 12 Security Issues in Peru
- 13 Staying Safe: Do Not Be a Target for Crime
- 14 Preparing for the Unexpected: Safety Training and Volunteer Support in Peru
Health Issues in Peru
Infectious diarrhea, tuberculosis, hepatitis, dengue fever, and typhoid fever are among the illnesses that are widely found in Peru. Malaria, bartonellosis, leishmaniasis, and yellow fever are endemic in specific areas of the country. All of these diseases can be prevented through vaccinations or preventive health measures. Immunizations are required for all Volunteers in Peru and are kept current during their tour. You do not need to take any special medications or get any vaccinations before your arrival in Lima. The Peace Corps medical officer will determine your immunization and medication needs based on your medical history and site assignment. For Volunteers assigned to areas where malaria is found, taking an antimalarial medication and sleeping inside a mosquito net are mandatory.
About half of the Volunteers in Peru are assigned to high-altitude locations (above 8,000 feet). A quarter to a half of all people who travel to high altitude locations experience an unpleasant period of acclimatization that may persist for several days. Symptoms of altitude sickness may include headache, nausea, vomiting, respiratory distress, and insomnia. On rare occasions, altitude sickness may transform itself into pulmonary edema and other life-threatening illnesses. It is not possible to tell in advance who will have problems, although those who have had previous difficulties are likely to have similar problems each time they go to high altitudes. Those with respiratory infections, such as colds, bronchitis, or pneumonia, should delay travel to high altitudes until they are fully recovered. People with certain pre-existing medical conditions, such as hypertension, diabetes, angina pectoris, asthma, or emphysema, should get clearance from a physician before traveling to high altitudes. The Peace Corps medical officer is available to consult with Volunteers prior to their travel or assignment to high altitude locations. There are medicines that help prevent or relieve the symptoms of altitude sickness, which the medical officer prescribes when appropriate. Lima and the training center are located close to sea level, and there are no altitude issues.
Helping You Stay Healthy
The Peace Corps will provide you with all necessary vaccinations, medications, and information to stay healthy. Upon your arrival in Peru, you will receive training and written information on diseases and medical problems you may encounter while in-country. You will also receive a medical kit with supplies to take care of mild illnesses and first-aid needs. The contents of the kit are listed later in this chapter.
The Peace Corps medical officers are on call to address Volunteer medical problems 24-hours a day. The first consultation is typically carried out by telephone. The medical officer may instruct the Volunteer on how to handle the illness, may ask the Volunteer to come to Lima, or may refer the Volunteer to medical facilities closer to the Volunteer's site.
There are many good, American-trained medical specialists in Lima and in many departmental capitals. If you develop a serious medical problem during your service, you may be sent to one of these specialists for consultation or treatment. The medical officer will also consult with the Peace Corps Office of Medical Services in Washington, D.C., on your condition. If it is determined that your condition cannot be effectively treated in Peru, you may be sent to Panama or the United States for further evaluation and care.
You are responsible for bringing a three-month supply of any prescription drugs and any other medical supplies you regularly use. Once you swear-in as a Volunteer, the Peace Corps will order additional supplies to carry you through your service.
Volunteers have two routine physical examinations, one approximately one year after beginning service, and the other just before leaving the Peace Corps. These examinations also include dental X-rays and cleaning.
With a few exceptions (e.g., cosmetic surgery), the Peace Corps covers the cost of all medical care during a Volunteer's service.
Maintaining Your Health
As a Volunteer, you must accept a considerable amount of responsibility for your own health. Proper precautions will significantly reduce your risk of illness or injury. Preventive measures are particularly important for food-borne and waterborne intestinal disorders, respiratory illness, other infectious airborne diseases, illnesses related to substance abuse, STDs, preventable skin disorders and infections, cuts and bruises, sunburn, and heatstroke. Also, most accidents can be prevented. In addition, you should follow recommendations to avoid aggravation of any preexisting medical condition.
Proper food and water preparation prevent many of the illnesses that afflict Volunteers worldwide. The medical officer will discuss specific standards for water and food preparation in Peru during pre-service training, and will caution you on what foods and practices to avoid.
Abstinence is the only certain choice for prevention of HIV/ AIDS and other STDs. If you choose to be sexually active, it is critical to use a condom every time you have sex. Whether your partner is a host country citizen, a fellow Volunteer, or anyone else, do not assume this person is free of HIV or other STDs. Condoms are available at no charge from the medical officer or at low cost throughout Peru. You will receive more information from the medical officer about this important issue.
Volunteers are expected to adhere to an effective means of birth control to prevent unplanned pregnancies. The medical officer can help you decide on the most appropriate method to suit your individual needs. Contraceptive methods are available free of charge from the medical officer.
While Peace Corps does its part to provide excellent medical care, Volunteers need to do their part as well. It is critical that you promptly report to the medical office for scheduled examinations and immunizations, and that you let the medical officer know immediately of significant illnesses and injuries.
Women's Health Information
Pregnancy is treated in the same manner as other Volunteer health conditions that require medical attention but also have programmatic ramifications. The Peace Corps is responsible for determining the medical risk and the availability of appropriate medical care if the Volunteer remains in-country. Given the circumstances under which Volunteers live and work in Peace Corps countries, it is rare that the Peace Corps' medical and programmatic standards for continued service during pregnancy can be met.
Sanitary napkins are available and affordable in most towns. Tampons are available in larger cities, but relatively expensive. The cost of these supplies is the responsibility of each Volunteer.
Your Peace Corps Medical Kit
The Peace Corps medical officer provides Volunteers with a medical kit that contains basic items necessary to prevent and treat illnesses that may occur during service. Kit items can be periodically restocked at the medical office.
Medical Kit Contents
Ace bandage
Adhesive tape
Alarm whistle
Antacid tablets
Antibiotic ointment
Antifungal cream
Antiseptic antimicrobial skin cleaner
Aquatabs (for water purification)
Butterfly closures
Cough drops
Dental floss
Diphenhydramine HCL 25 mg (Benadryl)
Emergency First Aid Pocket Guide
Hydrocortisone cream
Insect repellent stick
Lip balm
Oral rehydration salts
Pepto-Bismol tablets
Pseudoephedrine HCL 30 mg (Sudafed)
Sterile gauze pads
Sunblock (SPF 30)
Thermometers (disposable)
Throat lozenges
Before You Leave: A Medical Checklist
If there has been any change in your health—physical, mental, or dental—since you submitted your examination reports to the Peace Corps, you must immediately notify the Office of Medical Services. Failure to disclose new illnesses, injuries, allergies, or pregnancy will endanger your health and may jeopardize your eligibility to serve.
If your dental exam was done more than a year ago, or if your physical exam is more than two years old, contact the Office of Medical Services to find out whether you need updated examinations. If your dentist or the Peace Corps dental consultant has recommended that you undergo dental treatment or repair, you must complete that work and make sure your dentist sends requested confirmation reports or X-rays to the Office of Medical Services.
If you wish to avoid having duplicate vaccinations, contact your physician's office, obtain a copy of your immunization record, and bring it to Peru. The Peace Corps will provide all the immunizations necessary for your overseas assignment shortly after you arrive in Peru. The Peace Corps does not reimburse for the cost of immunizations prior to Peace Corps service.
Bring a three-month supply of any prescription or over-thecounter medication you use on a regular basis, including birth control pills. Although the Peace Corps cannot reimburse you for this three-month supply, it will provide you with refills for the remainder of your service. While awaiting shipment— which can take several months—you will be responsible for your own supply. The Peace Corps will not pay for herbal or many nonprescribed medications, such as St. John's wort, glucosamine, selenium, or antioxidant supplements.
You are encouraged to bring copies of medical prescriptions signed by your physician. This is not a requirement, but they may come in handy if you are questioned in transit about carrying a supply of prescription drugs.
If you wear eyeglasses, bring two pair with you—the pair you regularly use and a spare. If the first pair breaks, the Peace Corps will replace it, using the information your doctor in the United States provided on the eyeglass form during your examination. We discourage you from using contact lenses during your service, to reduce your risk of infection or other eye disease. Peace Corps will not supply or replace contact lenses or associated solutions unless an ophthalmologist has recommended their use for a specific medical condition and the Peace Corps Office of Medical Services has given approval.
If you are eligible for Medicare, are over 50 years of age, or have a health condition that may restrict your future participation in healthcare plans, you may wish to consult an insurance specialist about your coverage needs before your departure. The Peace Corps will provide all necessary healthcare from the time you leave for your pre-departure orientation until you complete your service. When you finish, you will be entitled to the post-service healthcare benefits described in the Peace Corps Volunteer Handbook. You may wish to consider keeping an existing health plan in effect during your service if you think age or preexisting conditions might prevent you from reenrolling in your current plan or obtaining a new plan when you return home.
Safety and Security—Our Partnership
Serving as a Volunteer overseas entails certain safety and security risks. Living and traveling in an unfamiliar environment, a limited understanding of the local language and culture, and the perception of being a wealthy American are some of the factors that can put a Volunteer at risk. Property thefts and burglaries are not uncommon. Incidents of physical and sexual assault do occur, although almost all Volunteers complete their two years of service without serious personal safety problems. In addition, more than 84 percent of Volunteers surveyed in the 2004 Peace Corps Volunteer Survey say they would join the Peace Corps again.
The Peace Corps approaches safety and security as a partnership with you. This Welcome Book contains sections on: Living Conditions and Volunteer Lifestyle; Peace Corps Training; and Your Health Care and Safety. All of these sections include important safety and security information.
The Peace Corps makes every effort to give Volunteers the tools they need to function in the safest and most secure way possible, because working to maximize the safety and security of Volunteers is our highest priority. Not only do we provide you with training and tools to prepare for the unexpected, but we teach you to identify and manage the risks you may encounter.
Factors that Contribute to Volunteer Risk
There are several factors that can heighten a Volunteer's risk, many of which are within the Volunteer's control.
Based on information gathered from incident reports worldwide in 2004, the following factors stand out as risk characteristics for assaults. Assaults consist of personal crimes committed against Volunteers, and do not include property crimes (such as vandalism or theft).
- Location: Most crimes occurred when Volunteers were in public areas (e.g., street, park, beach, public buildings). Specifically, 43 percent of assaults took place when Volunteers were away from their sites.
- Time of day: Assaults usually took place on the weekend during the evening between 5:00 p.m. and 2:00 a.m.— with most assaults occurring around 1:00 a.m.
- Absence of others: Assaults usually occurred when the Volunteer was unaccompanied. In 82 percent of the sexual assaults the Volunteer was unaccompanied and in 55 percent of physical assaults the Volunteer was unaccompanied.
- Relationship to assailant: In most assaults, the Volunteer did not know the assailant.
- Consumption of alcohol: Forty percent of all assaults involved alcohol consumption by Volunteers and/or assailants.
Summary Strategies to Reduce Risk
Before and during service, your training will address these areas of concern so that you can reduce the risks you face.
For example, here are some strategies Volunteers employ:
Strategies to reduce the risk/impact of theft:
- Know the environment and choose safe routes/times for travel
- Avoid high-crime areas per Peace Corps guidance
- Know the vocabulary to get help in an emergency
- Carry valuables in different pockets/places
- Carry a "dummy" wallet as a decoy Strategies to reduce the risk/impact of burglary:
- Live with a local family or on a family compound
- Put strong locks on doors and keep valuables in a lock box or trunk
- Leave irreplaceable objects at home in the U.S.
- Follow Peace Corps guidelines on maintaining home security Strategies to reduce the risk/impact of assault:
- Make local friends
- Make sure your appearance is respectful of local customs; don't draw negative attention to yourself by wearing inappropriate clothing
- Get to know local officials, police, and neighbors
- Travel with someone whenever possible
- Avoid known high crime areas
- Limit alcohol consumption
Support from Staff
In March 2003, the Peace Corps created the Office of Safety and Security with its mission to "foster improved communication, coordination, oversight, and accountability of all Peace Corps' safety and security efforts." The new office is led by an Associate Director for Safety and Security who reports to the Peace Corps Director and includes the following divisions: Volunteer Safety and Overseas Security; Information and Personnel Security; Emergency Preparedness, Plans, Training and Exercise; and Crime Statistics and Analysis.
The major responsibilities of the Volunteer Safety and Overseas Security Division are to coordinate the office's overseas operations and direct the Peace Corps' safety and security officers who are located in various regions around the world that have Peace Corps programs. The safety and security officers conduct security assessments; review safety trainings; train trainers and managers; train Volunteer safety wardens, local guards, and staff; develop security incident response procedures; and provide crisis management support.
If a trainee or Volunteer is the victim of a safety incident, Peace Corps staff is prepared to provide support. All Peace Corps posts have procedures in place to respond to incidents of crime committed against Volunteers. The first priority for all posts in the aftermath of an incident is to ensure that the Volunteer is safe and receiving medical treatment as needed. After assuring the safety of the Volunteer, Peace Corps staff provides support by reassessing the Volunteer's work site and housing arrangements and making any adjustments, as needed. In some cases, the nature of the incident may necessitate a site or housing transfer. Peace Corps staff will also assist Volunteers with preserving their rights to pursue legal sanctions against the perpetrators of the crime. It is very important that Volunteers report incidents as they occur, not only to protect their peer Volunteers, but also to preserve the future right to prosecute. Should Volunteers decide later in the process that they want to proceed with the prosecution of their assailant, this option may no longer exist if the evidence of the event has not been preserved at the time of the incident.
The country-specific data chart below shows the incidence rates and the average number of incidents of the major types of safety incidents reported by Peace Corps Volunteers/trainees in Peru as compared to all other Inter-America and Pacific (IAP) region programs as a whole, from 2001–2005. It is presented to you in a somewhat technical manner for statistical accuracy.
To fully appreciate the collected data below, an explanation of the graph is provided as follows:
The incidence rate for each type of crime is the number of crime events relative to the Volunteer/trainee population. It is expressed on the chart as a ratio of crime to Volunteer and trainee years (or V/T years, which is a measure of 12 full months of V/T service) to allow for a statistically valid way to compare crime data across countries. An "incident" is a specific offense, per Peace Corps' classification of offenses, and may involve one or more Volunteer/trainee victims. For example, if two Volunteers are robbed at the same time and place, this is classified as one robbery incident.
The chart is separated into eight crime categories. These include vandalism (malicious defacement or damage of property); theft (taking without force or illegal entry); burglary (forcible entry of a residence); robbery (taking something by force); minor physical assault (attacking without a weapon with minor injuries); minor sexual assault (fondling, groping, etc.); aggravated assault (attacking with a weapon, and/or without a weapon when serious injury results); and rape (sexual intercourse without consent).
When anticipating Peace Corps Volunteer service, you should review all of the safety and security information provided to you, including the strategies to reduce risk. Throughout your training and Volunteer service, you will be expected to successfully complete all training competencies in a variety of areas including safety and security. Once in-country, use the tools and information shared with you to remain as safe and secure as possible.
What if you become a victim of a violent crime?
Few Peace Corps Volunteers are victims of violent crimes. The Peace Corps will give you information and training in how to be safe. But, just as in the U.S., crime happens, and Volunteers can become victims. When this happens, the investigative team of the Office of Inspector General (OIG) is charged with helping pursue prosecution of those who perpetrate a violent crime against a Volunteer. If you become a victim of a violent crime, the decision to prosecute or not to prosecute is entirely yours, and one of the tasks of the OIG is to make sure that you are fully informed of your options and help you through the process and procedures involved in going forward with prosecution should you wish to do so. If you decide to prosecute, we are here to assist you in every way we can.
Crimes that occur overseas, of course, are investigated and prosecuted by local authorities in local courts. Our role is to coordinate the investigation and evidence collection with the regional security officers (RSOs) at the U.S. embassy, local police, and local prosecutors and others to ensure that your rights are protected to the fullest extent possible under the laws of the country. OIG investigative staff has extensive experience in criminal investigation, in working sensitively with victims, and as advocates for victims. We also, may, in certain limited circumstances, arrange for the retention of a local lawyer to assist the local public prosecutor in making the case against the individual who perpetrated the violent crime.
If you do become a victim of a violent crime, first, make sure you are in a safe place and with people you trust and second, contact the country director or the Peace Corps medical officer. Immediate reporting is important to the preservation of evidence and the chances of apprehending the suspect. Country directors and medical officers are required to report all violent crimes to the Inspector General and the RSO. This information is protected from unauthorized further disclosure by the Privacy Act. Reporting the crime also helps prevent your further victimization and protects your fellow Volunteers.
In conjunction with the RSO, the OIG does a preliminary investigation of all violent crimes against Volunteers regardless of whether the crime has been reported to local authorities or of the decision you may ultimately make to prosecute. If you are a victim of a crime, our staff will work with you through final disposition of the case. OIG staff is available 24 hours-aday, 7 days-a-week. We may be contacted through our 24-hour violent crime hotline via telephone at 202.692.2911, or by e-mail at email@example.com.
Security Issues in Peru
When it comes to your safety and security in the Peace Corps, you must be willing to adapt your behavior and lifestyle to minimize the potential for being a target of crime. Crime exists in Peru. You can reduce your risk by taking precautions and by avoiding dangerous situations. One of the best deterrents is to make friends and be an active part of your community. Crime at the town or neighborhood level is less frequent than in the heart of large cities; people know each other and generally will not steal from their neighbors.
While most Peace Corps Volunteers in Peru complete their two years of service with no incidents, some Volunteers have been victims of crime. Most of the incidents have involved theft or burglary of property, but there have been physical assaults as well. You will receive considerable pre-service training on safety issues, and the safety and security coordinator is available 24hours a day to answer questions, address concerns, and help when incidents do occur. Although there are no guarantees of complete safety in any country, we feel that the more informed and aware you are, the greater the likelihood that you will be able to avoid risky or dangerous situations.
Peace Corps Volunteers are often the targets of crime when they are viewed as rich North Americans. Wearing expensive clothing, or carrying accessories such as expensive backpacks, cameras, or a portable music player, may make you an attractive target for petty thieves.
The Peace Corps does not cover the loss of personal property, and it recommends that you obtain insurance coverage for your valuable belongings. The Peace Corps will provide you with information on how to obtain personal property insurance at the pre-departure orientation session.
Peru is prone to earthquakes, and several major quakes have caused considerable damage over the course of its history. Peru is also affected by occasional floods, landslides, droughts, and tsunamis. During pre-service training, Volunteers are taught how to prepare for disasters, and what to do in case one does occur.
Since the early 1980s, two terrorist organizations, Shining Path (Sendero Luminoso) and the Túpac Amaru Revolutionary Movement (MRTA) have operated in Peru. Most of the leadership of these organizations have been captured and jailed, and the organizations are a small fraction of their previous size. Nonetheless, remnants remain active, particularly in areas where coca is grown, providing protection to narcotics traffickers. Peace Corps does not place Volunteers in areas where coca is produced or where the terrorist organizations are active. Peace Corps Volunteers are also not allowed to travel in or through those areas.
Peru has a high incidence of openly expressed political unrest. Demonstrations, transportation strikes, and road blockages are common. Peace Corps notifies Volunteers when it obtains information that such incidents are about to occur. Many times, however, Peace Corps does not have advance notice. Volunteers need to remain vigilant, and keep their distance if they encounter a demonstration. Peace Corps/Peru may on occasion declare certain geographic locations off limits.
Staying Safe: Do Not Be a Target for Crime
You must be prepared to take on a large degree of responsibility for your own safety. Only you can make yourself less of a target, ensure that your house is secure, and develop relationships in your community that will make you an unlikely victim of crime.
In coming to Peru, do what you would do if you moved to a new city in the United States—be observant, check things out, ask questions, learn about your neighborhood, know where the more risky locations are, use common sense, and be aware. You can reduce your vulnerability to crime by integrating into your community, acting responsibly, and abiding by Peace Corps policies and procedures. You may have to accept some changes from your current lifestyle.
Volunteers may receive negative attention, especially outside their sites. Unwanted attention can be reduced or managed if you dress conservatively, avoid eye contact, and do not respond to street comments. Keep your money out of sight by using a money pouch, the kind that hangs around your neck and stays hidden under your shirt or inside your coat. Do not keep your money in backpack pockets, coat pockets, or fanny packs. Watch your belongings on buses and other public transportation. Take only registered taxis (not unlicensed "gypsy cabs")Avoid using ATMs that are in public view. At night, always walk with a companion.
Preparing for the Unexpected: Safety Training and Volunteer Support in Peru
The Peace Corps' approach to safety is a five-pronged plan to help you stay safe during your two-year service and involves the following: information sharing, Volunteer training, site selection criteria, a detailed emergency action plan, and protocols for addressing safety and security incidents. Peace Corps/Peru's in-country safety program is outlined below.
Volunteers are kept informed of any issues that may impact their safety through information sharing. Routine updates will be provided in e-mails and newsletters. In the event of an emergency situation, you will be contacted by telephone or through another Volunteer. Peace Corps/Peru maintains a communications network, that it periodically tests, enabling every Volunteer to be quickly contacted. For their part, Volunteers need to keep Peace Corps informed when they are out of their site.
Volunteer training includes sessions to prepare you for specific safety and security issues in Peru. This training will prepare you to adopt a culturally appropriate lifestyle and exercise good judgment that promotes safety and reduces risk in your home, at work, and while traveling. Safety training is offered throughout your two-year service and is integrated into the language, cross-cultural, health, and other components of training.
Certain site selection criteria are used to determine a safe site and safe housing for Volunteers before their arrival. Peace Corps/Peru goes to great efforts to identify appropriate communities for Volunteer assignments. Peace Corps staff works closely with community leaders and counterpart agencies to help prepare them for a Volunteer's arrival and to define their roles in supporting the Volunteer. Factors such as crime statistics, access to medical and other essential services, availability of transportation and communications, and housing availability are all taken into account when deciding where to place Volunteers. Counterpart agency staff, community leaders, and Peace Corps staff typically work together to identify an appropriate family with which the Volunteer will live. Housing must fill specific safety and security criteria. For example, the Volunteer must have a private room that can be locked; and if there are windows directly facing a street, the windows must be barred. Volunteers are expected to stay with their initial host family for at least three months and preferably for the majority of their service. If a Volunteer wishes to move in with another host family, Peace Corps staff must inspect the housing and interview the new family before the move, and approve the house and family based on Peace Corps' safety and security criteria.
Peace Corps/Peru has a detailed emergency action plan, which is implemented in the event of severe civil or political unrest, or a major natural disaster. When you arrive at your site, you will complete and submit a site locator form with your address, contact information, and a map to your house. Your locator form will include both routine and backup methods of communication. If there is severe unrest or a major disaster, you will be contacted and provided with appropriate instructions. Depending on the situation, you may be asked to stay put at your site, or to move to a designated consolidation or evacuation point.
For the Peace Corps to be fully responsive to the needs of Volunteers, it is imperative that Volunteers immediately report any security incident to the appropiate Peace Corps staff person. The Peace Corps has established protocols for addressing safety and security incidents in a timely and appropriate manner, and it collects and evaluates safety and security data to track trends and develop strategies to minimize risks to future Volunteers. In addition, Volunteers are encouraged to speak with staff members about security concerns or possible threats to security at any time.


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Enjoy the colour and drama of India's festive pageantry
Ganesh Chaturthi, Maharashtra, Tamil Nadu, Andhra Pradesh, Kerala
Ganesh Chaturthi is dedicated to Lord Ganesh (son of Shiv), the elephant -headed god of all good beginnings and success. The festival celebrated as the birth day of Lord Ganesh is a 10-day event. Idols of Ganesh and installed at home and prayers offered to them for 10 days, after which they are ceremoniously carried in a procession through the streets of the town and immersed into the river, sea or well. Classical dance, music performances, poetry recitations, folk dances, theatre and film festival are a highlight of this festival.


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Results 1 to 5 of 10
July 11th, 2013 09:26 AM #1Senior Member
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Just a few weeks to go, need help on finishing touches!
I'm just over 30 weeks with our girls now, and we've finally settled on Philippa and Vivien (Pip and Vivi for short). Just needing advice on two last touches, namely the spelling of Vivien (i.e., would Vivienne or Vivian be better) and a middle name for Pippa. As far as middles go, we've got the following family/meaningful names in the running as a sister for Vivien Gray (Gray is a family name):
Philippa Winter
Philippa Eve
Philippa Eleanor
Philippa Charlotte
Philippa Whitt
Philippa Rose
Which of these do you like best? Any other suggestions?
July 11th, 2013 10:15 AM #3Esme Cordelia | Etta Rosemary | Fiona Elspeth | Matilda Hazel | Phoebe Kerensa | Rosalie Fern | Thea Marigold | Zara Madeleine
Amias Jude | Cato Benjamin | Griffin Wilder | Leo Sebastian | Lucian Mateo | Nathaniel Winter | Quentin Emrys | Thorin Jasper
July 11th, 2013 10:25 AM #5Senior Member
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July 11th, 2013 10:48 AM #7Member
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July 11th, 2013 11:17 AM #9Senior Member
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Is Whitt a family name? If so, I'd go for Vivian Gray and Philippa Whitt.
If Whitt isn't a family name, then I like that Eve is also a one-syllable middle. Philippa Eve is very classy.
I like Vivienne, but it's pronounced differently to me-- vi-vi-EN versus VIV-i-un. I personally prefer both the look and sound of Vivian, and I like that it matches the rhythm of Philippa, but Vivienne is also a good option.


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#113819 - 10/16/03 04:45 PM One for Wow and Bean
Carpal Tunnel
Registered: 07/20/03
Posts: 3230
Loc: Te Ika a Maui
#113820 - 10/17/03 01:24 AM Re: One for Wow and Bean
Carpal Tunnel
Registered: 04/09/00
Posts: 3065
Loc: Jakarta
Perhaps things have changed, but I was under the impression that the trade winds blew over the Atlantic.
#113821 - 10/17/03 01:55 AM Re: One for Wow and Bean
Carpal Tunnel
Registered: 07/20/03
Posts: 3230
Loc: Te Ika a Maui
The World Book Encyclopedia says about trade winds:
Trade wind is a strong wind that blows toward the equator from the northeast or southeast. In the days of sailing ships, sailors depended greatly on trade winds. The paths of these winds were so regular, especially over the oceans, that early navigators named them trade winds, which meant course, or track, winds. The trade winds are part of a great system of winds that blow over the earth. They blow toward the equator from about the 30th parallels of north and south latitude.
Differences between the temperature in low latitudes and the temperature in the polar regions cause trade winds. The heating of the air in low latitudes makes it expand and become light. Then it rises. This creates an area of low pressure near the surface. Cooler and heavier air from higher latitudes then tends to flow in to fill the area of low pressure. These polar winds do not blow due north or due south because of the eastward whirling of the earth. Instead, these winds blow from the northeast and from the southeast.
The belt of rising air between the trade winds is a region of mild winds and calms. This region is often called the doldrums because it is so calm. Sailing ships of early days were often stranded for many weeks in the doldrums. Trade winds have a great deal to do with rainfall on land. When trade winds blow against mountain ranges, they are forced upward. As the warm air rises, it cools. Its moisture condenses and falls as rain on the mountain slopes.
No mention of the winds being specific to one ocean.
#113822 - 10/17/03 10:01 PM Re: One for Wow and Bean
Registered: 01/17/03
Posts: 171
Loc: Hawaii, USA
Status of the tradewinds is always part of the local weather reporting here in Hawaii. When the trades don't blow, the otherwise ideal climate turns a bit uncomfortable.
#113823 - 10/18/03 09:20 AM Re: One for Wow and Bean
Carpal Tunnel
Registered: 12/01/00
Posts: 13803
When the trades don't blow, the otherwise ideal climate turns a bit uncomfortable.
What, gets up to 73°F? Down to 69°F?
#113824 - 10/18/03 09:50 AM Re: One for Wow and Bean
Carpal Tunnel
Registered: 10/17/00
Posts: 5400
Loc: rego park
actually i'd expect the opposite, that the temperture rises, along with the humidity.. and it gets to be 'tropical' 90+º(35+º C) with 90% humidity.
I would think that the trade winds keep cool breezes flowing, and the moving air is lower in humidity, so you feel comfortable (90º), but cool at the same time!
just WAG, since i have never been there._________________________
my other obsession
#113825 - 10/18/03 03:02 PM Re: One for Wow and Bean
Carpal Tunnel
Registered: 07/20/03
Posts: 3230
Loc: Te Ika a Maui
>the otherwise ideal climate
Indeed. I once saw a documentary on Polynesia which taught me two interesting things: Aotearoa is as large as the rest of all Polynesian islands put together, and Hawaii had the largest population of any Polynesian group prior to the arrival of Europeans. The climate was specifically mentioned as a major reason for the large population.
#113826 - 10/18/03 07:25 PM It's the humidity
Registered: 01/17/03
Posts: 171
Loc: Hawaii, USA
"...the temperture rises, along with the humidity."
Helen is correct. When we are uncomfortable, it's almost always due to high humidity caused by the absence of the tradewinds. The TV weatherguessers then give two temperatures: actual and perceived (the latter is not disseminated outside the state for fear tourism might be affected). Our other weather-based discomfort (besides hurricanes) is the periodic appearance of "vog", which appears when winds from the direction of the Big Island of Hawaii(Kona winds) blow the volcanic gases our way and give us smog-like conditions.
#113827 - 10/18/03 07:53 PM Re: It's the humanity
Carpal Tunnel
Registered: 06/24/02
Posts: 7210
Loc: Vermont
it's ok, Fald, I got it..._________________________
formerly known as etaoin...
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"Advances in Science, Technology, and Engineering"
Book Chapter, pages 23-49
January 2011
Author: Calestous Juma, Professor of the Practice of International Development; Director, Science, Technology, and Globalization Project; Principal Investigator, Agricultural Innovation in Africa
Belfer Center Programs or Projects: Agricultural Innovation in Africa; Science, Technology, and Globalization; Science, Technology, and Public Policy
"The Green Revolution played a critical role in helping to overcome chronic food shortages in Latin America and Asia. The Green Revolution was largely a result of the creation of new institutional arrangements aimed at using existing technology to improve agricultural productivity. African countries are faced with enormous technological challenges. But they also have access to a much larger pool of scientific and technical knowledge than was available when the Green Revolution was launched in the 1950s. The aim of this chapter is to review major advances in science, technology, and engineering and identify their potential for use in African agriculture. This exploration will also include an examination of local innovations as well as indigenous knowledge. It will cover fields such as information and communications technology, genetics, ecology, and geographical sciences. It will emphasize the convergence of these and other fields and their implications for African agriculture.
Innovation and Latecomer Advantages
African countries can utilize the large aggregation of knowledge and know-how that has been amassed globally in their efforts to improve their access to and use of the most cuttingedge technology. While Africa is currently lagging in the utilization and accumulation of technology, its countries have the ability not only to catch up to industrial leaders but also to attain their own level of research growth.
Advocates of scientific and technical research in developing countries have found champions in the innovation platforms of nanotechnology, biotechnology, information and communication technology (ICT), and geographic information systems (GIS). Through these four platform technologies, Africa has the opportunity to promote its agenda concurrent with advances made in the industrialized world...."
For more information about this publication please contact the STG Coordinator.
For Academic Citation:


text:
Do you bleed blue and orange?
You know what? You can only tell if you bleed blue and orange…when you bleed.
Yesterday's win was heartening, but we've still got trouble. Bullpen. Health. Focus. Whatever it is the Mets have been lacking (all of the above?), I've been frustrated about it too.
But a recent outing with Coop to watch the game at the Blind Pig reminded me of something. Coop and I were watching the Mets game, obviously, but the Yankees game was on the big screen. An obnoxious Yankees fan (who later would try to flirt with us by offering to buy us drinks) pointed to the big screen and told us, "The game is over there."
I made a face and nodded toward our flat screen TV. "A game is over there. The game is over here."
He guffawed. "You mean that Triple A team?"
Coop yelled something lewd at him (I don't remember exactly what), and I looked him straight in the eye. "Yankees fans are fair-weather. Mets fans stick through it."
He nodded. "You got me there."
It's been a tough month, folks, no doubt about that. Sometimes harder than tough. But instead of insisting that you are so right that it's all Willie's fault. Or that the bull pen couldn't pitch its way out of a paper bag. Whatever beef you've got with the team…just remember. You can't claim to be a Mets fan unless you stick around during the stormy times.
You can't bleed blue and orange unless you bleed.
Let's continue to support this team. To defend them when prompted to. To keep the dream alive. It may not be easy, but it's not supposed to be.
Only then will we know what we're made of.
5 Comments
Amen sister! lol
I had actually sworn off the Mets after their second loss to Washington. I didn't watch or listen to 1 second of the last game vs the Nats. And they won, so I decided to keep that attitude the next night. But the people at work turned the game on in the 9th and we all know what happened then…
So I realized then that they needed me. I admit I was weak for a day and a half, but I came back. And I came back after a loss.
Anyone remember hearing that Torre should be fired back in May? Mets fans will always have more heart than Yankee fans. Maybe it's because the '69 Mets sang "You've gotta have heart" on Ed Sullivan
I guess what I'm really trying to say is Let's Go Mets!!!
Great pep talk! It is easy to blame management, write off baseball, give up, etc. But it never occurred to me not to support the team. I got scared after that horrible loss to the Marlins. I emailed my dad "Do we still believe?" and he responded 5 words: "We will win the division." His confidence after THAT game made me realize it's in my blood. I could never give up on them! And I never will…See u later…
"Yankees fans are fair-weather. Mets fans stick through it."
Amen!!!!!!!!! I've been saying that all along!!!
Let's go Mets!!!!!!!!!!!
And for the record I told that guy to go…um…"pleasure himself" to a picture of ARod and Jeter.
He then offered to buy us both a drink!!! LOL
Great comeback line! (Mets fans are smarter too!) I hope you didn't accept those drinks. Coming from a family of Yankees fans, I've often been asked why I'm not a Yankee fan. My answer? With all their success, it's too easy to be a Yankee fan. Being a Mets fan builds character. It's what helps us get through those rough seasons, or sleepless nights after a tough loss (that's been tested more than a few times this month). I wouldn't have it any other way. –Nicole


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Wanted dead or alive:
slakoth male adamant nature with moves hammer arm and body slam
dwf murkrow, close combat crunch teddiursa, dwf lickitung, dwf dratini.( please reframe from asking for legendaries cause i dont trade away legendaries).
Wanted dead or alive:
slakoth male adamant nature with moves hammer arm and body slam
dwf murkrow, close combat crunch teddiursa, dwf lickitung, dwf dratini.( please reframe from asking for legendaries cause i dont trade away legendaries).
If you believe in Jesus Christ put this in your profile and don't just ignore this, because in the Bible it says,
If you deny me, I will deny you in front of my Father at the gates of Heaven.
I am a Christian and proud of it! Copy and paste this if you are too.
I am a Christian, and not ashamed to admit it! Copy and paste this if you are too.
I believe in my Savior Jesus Christ.
for those of you who are interested here is my link to my youtube account: http://www.youtube.com/user/pokedigijedi
3DS FRIEND CODE: 4382-2152-1254 friend safari type: poison pokemon ariados, kakuna, and muk. please don't take too long too add me it drives me crazy and I will delete your friend code
Can i have a Slakoth, Vigoroth or a Slaking
I can Give you a Charmander with dragon pulse, Chikorita with Ancient power, and a chimchar with blaze kick
PM me if you are interested.
I have Vigorotgh, Slakotg and Slaking. PM me if you want one :P
My Friend Safari: Maractus, Oddish and Ivysaur
My Friend Code: Pokémon X: 1134 - 8255 - 5206
If My PM is full go to visitor message and tell me
I'm looking for a Slakoth (or anything in the family) with a -special attack nature & the move Ice Punch. I can trade pokerus, lots of different pokemon, elemental stones, king's rock, and/or a DWF Togetic.
Edit: Trade completed
Last edited by Soups; 25th June 2013 at 1:30 AM.
I'm looking for a shiny flawless slakoth. PM me, and I'll tell you what I have to offer.
1077 0201 5787 is the other one.
I want one so PMI want one so pm me
pokemon x friend code- 0344 9762 3738
FT-- Reshiram, Kyurem, Mesprit,WSHMKR Jirachi, HA Regi trio, SUM 2013 Diagla/Palkia,FEB2012 Mewtwo, XYZ Zygarde, XYZ Xerneas, XYZ Yvetal, HA Legendary Birds
Shines FT- Squirtle, Gigalith Chatot, LV 100 Shuckle
Can breed dwf bagon w/dragon dance and hydro pump (jolly nature)
Can breed all starters, phione, have multiple event Xernas
Dream World Pokemon- Bagon (jolly) Gligar (Jolly) Absol, Eevee, mankey
I am looking for any slakoth. pm me.
White FC: 3396 4570 2170
3DS Friend Code: 2320 6126 6746
Spoiler:- Looking For:
Any Shiny, Non-5th Gen Legendaries
Breeding with Roost, Brave Bird, and Whirlwind
Have UT Shiny for trade.
have slakoth pm me for offers.
White 2 Friend code : 1508-0208-9881
Pokémon X Friend Code: 0275-7830-7079
Pokémon Omega Ruby Friend Code: 0275-7830-7079
I was a fan of Litten's Final Evolution before it was cool.
I would like an UT Adamant Slakoth, Vigoroth or Slaking, and will offer any of my Pokemon for it


text:
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text:
Originally Posted by Sammy Winchester
Ryun: hmph... -Starts to walk away-
Kayame :
Goes to stop him but doesn't *
Runs back into cast sand slams the music room door *
Kaname :
Sighs *
Ryun: -walks to room- calling me selfish?.....i devoted my life to protecting her......i gave it my all to protect her, i sold my soul to keep her safe.....all because i loved her. -starts to pack up his stuff- its over.......
-looks at pup- come on pup -looks at kaname- hey kaname -smiles lightly and walks down hall-
Pup: -looks at kaname and nudges his hand-
Ryun: -finishes packing and starts to leave-
-sits in room and looks at pictures on wall at kaname, kouken and kayame- heh glad ur back kayame -sees ryun leaving- hmm -disappears and reappears infront of him- ryun
Ryun:What alex? you going to tell me im wrong to?
I have never or will I ever say you were wrong ryun. -looks at him-
Ryun: then move...
no ryun -looks serious- and your not making me. Look kayame is finally back, be grateful she is back to normal and has her memories ryun -stands there-
Ryun: -pushes alex aside and continues to walk- i am being greatful
no your not ryun -stands infront of him again- ur not being grateful because if u were than you wouldnt be acting like this, you wouldnt have held a knife to kayame's throat, made her mad and be acting like your someone better -still is serious-
Sitting by piano *
Walks in*
Ryun: im being greatful by leaving
Ryun -sighs- question though I know this may set to a point -looks at him- r u mad that I was the one who killed pain and that I didnt tell you and you ended up accusing keisuke for my mistake?
Ryun: no, the past is the past...it cant be changed.....we all screw up, -looks down- some.....more than others
-sighs- ryun I think you need to see the point there. You tried to kill kayame more than once like she said and yet u say u love her. But you cant look at kayame and tell her who she can and cant love. -looks at him- u can leave or not its your choice but I just wanted to get you to think before you act. Maybe it might help you -turns and starts to walk-
-walks around an abondoned hall from what I see and pup shows up and is growling at me- huh? pup...?
Grabs Alex and the pup and goes into music room*
Don't ever do down that way again.
Ryun: -walks out of the castle
Why Ryun?
Forum Rules


text:
20 Stadiums in 20 Days – Comiskey Park
In an effort to speed up our stadium quest, in August 1997 we decided to go on an organized stadium trip for our vacation. There are several companies that run these kinds of tours – Broach Sports Tours and Sports Travel and Tours are two that come to mind.
[Unfortunately we chose one called Sport Tours – it was apparently run by someone who had split away from Sports Travel and Tours to run his own company. The webpages and brochures looked so similar, it was easy to get them mixed up. The tour itself went fine, but it seems that shortly thereafter the company went under, and some of the hotels were not paid by the tour operator, and one of them then tried to recoup the cost of the stay from the credit card I used for "incidental expenses". I won't go into all the gory details, but it was a total pain in the butt for us for about a year afterwards.]
The first stop on the tour itinerary was Comiskey Park, home of the Chicago White Sox. This of course was not "old" Comiskey Park, vacated after the 1990 season, but "new" Comiskey Park, which opened in 1991.
Cosmic coincidence: today's entry on General Musings, a new blog I just came across, takes a look back at old Comiskey.
On August 20, 1997 we arrived at Comiskey Park to see the White Sox take on the Toronto Blue Jays. Robert Person (who would later become a Phillie) was on the mound for the Jays, and James Baldwin was pitching for the Sox.
I can't say that I was impressed with this stadium. Instead of being oriented to provide a view of the downtown Chicago skyline beyond the outfield, it instead looks towards some housing projects on the South Side of Chicago:
All the white on the steel girders in the outfield contributed to an almost sterile feel to the stadium.
For a game featuring a lot of well-known names, it wasn't particularly memorable. The Blue Jays at this time had Shannon Stewart, ex-Phillie Mariano Duncan, Joe Carter, Carlos Delgado, and Shawn Green. The Sox lineup that day included Frank Thomas, Albert Belle, Robin Ventura, Mike Cameron, and some guy named Ozzie Guillen🙂 at shortstop.
Another ex-Phillie, and the hitter of the foul ball I got at my very first game, Benito Santiago was catching for the Blue Jays that night. Here he is singling to left:
This game was definitely not a pitchers' duel. Delgado and Robert Perez homered for the Jays, and Belle launched one for the Sox. When one of the White Sox players hits a home run, the pinwheels atop the scoreboard light up and spin (though you obviously can't see the spinning motion here):
The Sox had a 12-1 lead at one point in the game (actually right after Belle's homer in the above photo), and the final score ended up 12-6, White Sox.
Since our visit, there have been many changes to this stadium. For one thing, it is now called U.S. Cellular Field. The outfield fences have been moved in, making it even more homer-happy. The batters' eye has been redesigned with a plaza on top of it, and there are statues of famous White Sox on the outfield concourse. The blue seats have been changed to green, and the white steel supports have been painted a darker color. Pictures I have seen on other websites (check out baseballparks.com for an in-depth review) show a remarkable improvement over its appearance when I visited.
Next stop, Milwaukee County Stadium.
4 Comments
I've been thinking about going on a trip like this! I've heard that Comiskey Park isn't the nicest one, and that it wasn't in the best area of town either. I remember your story about Benito Santiago too!
Elizabeth – while Comiskey isn't in the best area of Chicago, it's not the worst either. From what I've read, the area has gentrified significantly since my visit. And the stadium itself looks much improved.
Comiskey has DEFINITELY improved since you were there. So has the area. You won't fear for your life anymore. 🙂 I dunno if you did when you were there, but the area has vastly improved, helping to start debunking the myth that is all Sox fans are either white trash hicks or murderous thugs. Of which I am neither haha! I never got to go to Old Comiskey or even New Comiskey. I've only been to the revamped US Cellular Field. It will always be Comiskey to me, and as long as my Sox are playing there, they can call it whatever they want!
Jen – I don't remember feeling unsafe on our visit, but then again, we were part of a group tour, so there's that whole safety in numbers thing. Some of the pictures I've seen on other stadium websites bear out the fact that the renovations to the stadium since then have made a huge difference in the look and "feel" of the stadium. Knowing that now, I wouldn't hesitate to make a return trip.


text:
Up Next: Would You Like To Play A Game?
Man games
A few games that he enjoys are certain to give the space a feel that will make him never want to leave the cave.
A pool table is sure to complete the feel, but not all men like pool or have enough space for a table, so that is when a dart board and video games, such as the Wii, Xbox and PlayStation, come into play.
Even if he isn't a true video gamer, some sort of recreation is needed when he is entertaining family and friends who may like to play.
While he may end up getting a bit of exercise simply from boasting about his skills on whatever game he chooses to play, a weight bench or a few free weights would be a great man cave addition so that he can work up a sweat if he chooses.
But after he works up a sweat, he will likely want to grab something cold to drink.
Last Up: Don't Forget The Snacks
Refrigerator and microwave
A refrigerator is another must-have in a man cave because no man will want to have to go too far from the game or his favorite movie to grab a drink.
And it doesn't have to be packed with beer. It can be packed with juice, soft drinks or water for non-alcoholic drinkers.
A microwave is also needed for the same reason. If something needs to be nuked, this will ensure a small amount of time away from the TV.
This area should include snacks and food that he likes. If he doesn't want to come out, he shouldn't have to, so have a few frozen dinners that he can pop in the microwave.
So, as you plan or look around the man cave, be sure to check for the must-have items. If any of the dads in your life are lacking any of the essentials, Father's Day is your chance to make it right.


text:
1. Personal Settings and Preferences
Working with Final Cut Pro, you soon learn how useful is to customize toolbars, layouts and preferences. All these customizations are stored in:
~/Library/Preferences/Final Cut Pro User Data/
If you want to reset Final Cut to its original settings, just delete all files contained there, except from the PLUGIN directory, which contains all the installed Final Cut plugins. If you plan to use Final Cut Pro in different machines, copy those files into a USB stick and bring them with you, copying them in the right place in the new machine before starting to work.
2. Focus on the Right Panel
To switch between the Viewer, the Canvas, the Timeline and the Browser, use the show/hide keyboard shortcuts and save yourself plenty of time:
Cmd-1 -> Focus on the Viewer
Cmd-2 -> Focus on the Canvas
Cmd-3 -> Focus on the Timeline
Cmd-4 -> Focus on the Browser
3. The three most common windows layouts
Sometimes you're working on the Viewer. Other times you mainly work just on the Canvas. Some more times you want to see all panels simultaneously. Take five minutes of your time to set the three most common windows layouts as your custom layouts and use shortcuts to switch among them.
- Enlarge the viewer and save the window layout as your custom layout 1 (from the WINDOW menu). You can recall this layout at any time with: Shift-U
- Now enlarge the canvas and save the new window layout as your custom layout 2. You can recall it by hitting: Option-U
- Go back to the default view via: Ctrl-U
4. Scrubber quickly, easily!
You can use the J-K-L keys to play a clip or a sequence backward of forward.
J -> Play backward
K -> Stop playing
L -> Play forward
J-K -> Play backward in slow motion
K-L -> Play forward in slow motion
K-tap J -> Play backward one frame at the time
K-tap L -> Play forward one frame at the time
Also, press SHIFT to use seconds instead of frames as basic measurement unit for movements.
5. Don't scrubber audio, if you don't need it
Use Shift-s to enable or disable audio-scrubbing.
6. Synchronize video tracks based on the audio
Save yourself hours in postproduction by installing the pluraleyes plugin (149$) to do this.
7. Avoid rendering during preview
Bored about the red bars on the top of the timeline which inform you that the video can't be played without rendering? You're probably working in Safe RT mode. On the top-left corner of the timeline, hit the RT button and select RT Unlimited. Also, adjust the remaining values to "Dynamic". This will tell Final Cut to preview as many effects in the sequence as it can.
8. Moving in the timeline
Did you know that , when you are in the timeline, you can just start typing a number to move the playhead at that exact position? The number represents the number of frames you want to move by. If you want to use seconds, instead, just append a DOT at the end of the number.
5 -> 5 frames
5. -> 5 seconds
9. Delete clips without leaving a gap
This operation is known as "ripple delete". Use the forward delete button (or FN + Delete if you're on a laptop) to delete a clip and ripple the rest of the sequence. Toggle the ripple markers button (on the top-right corner of the timeline) according to the desired behaviour.
10. Preview in Full Screen
In the Final Cut Pro Menu, set the following:
View -> Video Playback – >Digital
View -> External Video -> All frames
Now you can preview your piece of artwork in full screen by hitting Cmd-F12.
Stay tuned for more Final Cut tips and tricks!


text:
By Thomas Garcia: Freedom New Mexico
It may be a year off, but the New Mexico Gubernatorial race already has candidates out and about.
In a swing through eastern new Mexico, Republican hopeful Doug Turner of Albuquerque met Curry County, Roosevelt County and Quay County Republican party members Wednesday to talk issues.
He is traveling across the state, meeting with party faithful and voters as part of his exploratory campaign, said Carri Phillis, his campaign director.
In Clovis, Turner met with Curry Republican Chairman Rube Render, former Lt. Gov. Walter Bradley and business leaders. He was scheduled to visit Portales later in the day and Roswell and Las Cruces today.
"I am traveling around hitting as many places as I can and speaking with the people," Turner said. "People have a deep desire for something different when it comes to politics."
Turner, 40, said many of the issues are the same across the state — corruption, health care and education.
"It is no secret there is corruption in the government," Turner said. "People are looking for someone…(who) is going to do the job right. Someone…not afraid to say 'no' when it is needed."
Turner said many residents have come to expect government corruption.
"People are annoyed by this," Turner said. "Having an honest government means you need to have honest leadership — someone with vision, and (who) does not behold to special interest groups."
Turner said he has a passion to reform the public education system.
"The state graduation rate is 54 percent," Turner said. "That is too low by any standard. … I do not think the solution is to throw more money at the problem."
Phillis said Turner's goal is to hit all 33 counties in the he state with the next two weeks. The election isn't until November 2010, but Phillis said Turner is hardly getting a jump on campaigning.
"If you look back (on past elections) this is usually about the time people start coming out," she said. "With everything going on in this state right now there's a lot of people already on the ground."
Other declared Republican candidates include former state party leader Alan Weh, 66, Dona Ana County District Attorney Susana Martinez, and and state Rep. Janice Arnold-Jones of Albuquerque.
Turner is also no stranger to politics. He was the campaign manager for former New Mexico Gov. Gary Johnson and worked as a consultant during Johnson's administrations.
Turner is founder and CEO of a public relations firm based in Albuquerque.
"He's a little young, but I'm impressed," said Bill Menges, chairman of the Quay County Republicans. "He has a good hold on how governments work and should work."


text:
Dr. Prasad Pandkar
How I can increase my hight because I am 15 yrr old and my height is 4.10 inch only so please adviemail 3 me.
I am suffering from hair fall due to change my location. And almost every people here suffering this problem. Someone say water is not good and anything. But how I can able to stop it please suggest me.
Sir I am suffering from hair fall problem and almost every people here suffering this problem. It is my new location from 2 month. Please suggest me sir how to stop it. What is reason of hair fall. Someone say water is not good.
Knee pain is a common phenomenon that plagues most of the people irrespective of their age. It can be the outcome of a torn cartilage or a ruptured ligament. Medical complications, such as infections, gout or arthritis (painful inflammation and stiffness of the joints) can also give way to knee pain. Minor knee pain can be eased by self-care remedies such as physical therapy or by putting on knee braces. However, few complications might demand surgical repair. Pain can be managed by the pain management specialists.
Tips to manage knee pain
1. Medications such as naproxen, ibuprofen and acetaminophen can be administered to help remedy knee pain.
2. You can seek relief by massaging your knees with ointments constituting of a number of agents such as capsaicin or lidocaine.
3. Keep away from your usual chores to prevent repetitive strains on the knees, thus, allowing the injury to heal as well as to stay safe from further damage.
4. Applying an ice pack in a towel can ease the inflammation and pain. But do not extend its usage for more than 20 minutes because that might harm the skin and nerves.
5. Compression bandages can inhibit fluid accumulation in the damaged tissues aiding knee alignment stability. Ensure that it is tight enough to render support to your knees without actually obstructing blood circulation.
6. To pacify the swelling, try resting your sore leg on a pillow (the idea here is to keep the affected leg elevated to reduce further pain).
7. Shed off your extra pounds as being overweight increases chances of other disorders such as osteoarthritis.
8. Go for regular work outs to enhance and maintain the flexibility of your muscles as excessively weak or abnormally tight muscles can contribute to injuries. Be smart while choosing your method of exercise based on the condition you are suffering from.
I am 26 years old female. I have headache and backache for almost 4 5 years. I do not feel like doing anything. I have lost interest in doing anything.
I am suffered from belly fat, so I want to reduce my belly fat, I feel uncomfortable, please give suggest.
Dental implants are surgical fixtures that are inserted into the jawbone to allow fusing over a span of few months. The implant works as a root replacement for a missing tooth. Eventually, this artificially placed tooth root helps in holding the bridge (partial denture) or the replacement tooth firmly. Dental implants are even designed to match your natural teeth, rendering a strong foundation to both the removable and the fixed replacement teeth.
Are you a candidate for Dental Implants?
Dental implants are used to replace a single tooth, several teeth, or all of the teeth. The goal of teeth replacement is to restore function as well as esthetics.
When it comes to tooth replacement, dental implants is of the three options available. Deciding on which option to choose depends on many factors. Specifically for dental implants, these factors include:
location of missing tooth or teeth,
quantity and quality of the jawbone where the dental implant is to be placed,
health of the patient,
patient preference.
A dental surgeon examines the area to be considered for the dental implant and makes a clinical assessment of whether the patient is a good candidate for a dental implant.
Here are a few advantages of getting a dental implant done:
Improved Appearance: Dental implants provide an almost natural look to the teeth. Since they are designed in a way to amalgamate with your bone, they subsequently become permanent.
Enhanced Speech: Dental implants let you speak effortlessly and without the scare of your teeth slipping inside the mouth and meddling with your speech; which is otherwise a common phenomenon with ill-fitted dentures.
More Comfort: Since the implants become a part of you, they do away with the hassles accompanying removable dentures.
Easier Eating: Sliding dentures might pose difficulty while chewing. Dental implants help you with an almost painless eating experience owing to the fact that they function just the way your original teeth would.
Improved Oral Health: There is no need of reduction or alteration of the surrounding teeth in order to support the implants. Hence most of the teeth are left just as they are, improving one's oral hygiene.
Durability: Implants are tough and resistant, and can last a lifetime if taken proper care of.
Convenience: Dental implants spare one the inconvenience that is so common with removable dentures and at the time of fixing them to their place with messy adhesives.
Healthy gums and strong jaw bones are the only two requisites for a dental implant. Maintaining good oral hygiene and visiting the dentist regularly should be at the top of the priority list after getting the implants done. However, one needs to put in the same amount and quality of care (read brushing and flossing) to the dental implants as one would've had to his/her original teeth. A thorough rinse with the help of an antibacterial mouth wash is a must along with periodic dental check-ups.
Therapeutic science is once again beating on option medicine, that is medications and cures that science can't or has not approved. Be that as it may, the reality remains that numerous individuals who chew on tree bark and drink intense tasting concoctions swear that they work and enterprises that are for all intents and purposes unregulated cheerfully supply the cures and the legend and testimonials about how the most recent potions are supernatural occurrence cures for everything from tumor to skin inflammation.
Like different types of medicine, including Complementary and Alternative Medicine (CAM), homeopathy evokes expectations in patients. The doctor provides a quiet relation, personal and far reaching treatment and absence of unfavorable impacts are components in making constructive expectations. Different components might be connected with negative expectations.
Some of these medications go back hundreds of years to when shamans and healers found plants that appeared to lighten illness. For example, in old Europe, to assuage torment and lessen fever, doctors including Hippocrates gave patients an intense powder ground down from the bark of willow trees, a substance that prompted to the improvement of headache medicine.
Fake treatment controlled trials of homeopathy were recognized by a thorough writing look, which secured 19 electronic databases, reference arrangements of significant papers and contacts with specialists. Information was provided in copy and results coded so that chance of proportions beneath 1 demonstrated advantage. Trials depicted as twofold visually impaired, with sufficient randomisation, were thought to be of higher methodological quality. Predisposition impacts were analyzed in pipe plots and meta-regression models.
However lesions of patients are convinced that homeopathy and other option medicines work, driving scientists to deduce that these cures have a misleading impact.
This is the same number of drugs developed by scientists in medication organizations bomb in human trials in light of the fact that the dynamic fixing that specialists so carefully distinguished and tried ends up working no superior to a fake treatment. Drugs got from characteristic items have an especially high fake treatment effect meaning that when patients think they may get a medication got from a plant, they need it to work so severely that as a rule it does.
The sudden change in the looks, color or texture of the skin indicates the skin diseases. This can result in swelling, chapping, itching, blistering etc. that can or can't accompany with pain. The skin disorder may be localized on the specific part or may spread to the whole body; this disease is known as Atopic Dermatitis. The discomfort or pain of this disease also creates an awkward condition with looks. Many skin diseases like pimples, eczema, rashes, and fungal infections along with Atopic Dermatitis much more are commonly found in the people. Measles, rubella, roseola, chicken pox these are common skin diseases found in children. In some conditions, the blistered and inflamed skin can be very painful and the virus infection can continue to chickenpox.
Factors Affecting:
The factors causing Atopic Dermatitis are as wide ranging as the kinds of diseases it. The Atopic Dermatitis can be caused due to heat, immune system weakness, infections, medications, and allergy with chemicals like rubber, cosmetics, detergents, soaps, dyes, etc.
Even the skin type and the various alcohols based or infrequent shampooing is also responsible for the skin problems. Some uncontrolled factors like aging, fatigue, weather and fatigue can often develop skin diseases gradually.
Homeopathy Heals:
Many healthcare systems are available and assure the treatment for Atopic Dermatitis but they can only reduce the symptoms of the problem, whereas homeopathy treatment provides complete cure from the all the symptoms. Homeopathy remedies directly target the deep root cause of Atopic Dermatitis and remove them with the constant use of prescribed medicines. Homoeopathy treatment for Atopic Dermatitis is safer and successful as compared to other healthcare systems. The naturally extracted homeopathy remedies are side effect less and help people to escape from the crucial symptoms of this disease. Homoeopathy treatment and medicine for Atopic Dermatitis initiate the process from taking the case studies to know the hidden root cause of the diseases. The expert physician suggests the Best homeopathy medicine for Atopic Dermatitis to recover permanently. This is a cost effective system and assures the prevention of recurrence as well.
Oily skin can cause a number of unfavourable changes to the skin. It makes the skin look greasy and dirty. The complexion looks darker and gets tanned easily. Oily skin also suffers from bouts of acne, pimples, rashes and scars. Black patches and blotchy spots are common. This can be really upsetting and cause low self esteem. In an attempt to hide the acne marks and uneven skin tone, many resort to chemical products and make up. This further complicates the skin condition causing severe damage.
Oily skin can be genetic or a result of hormonal imbalance and other external factors, such as weather conditions, applications of certain creams or oils or an unhealthy diet. The skin turns oily when there is excessive secretion from the sebaceous glands on the skin. However, as oil attracts dirt and germs, these pores and glands get blocked which trigger blackheads, pimple and boil like rashes. Cosmetics will only aggravate the rashes, preventing its cure and leaving behind permanent scars and patches.
At such a time, homeopathic treatment is highly recommended and most preferred. It is completely safe, natural and non toxic. Homeopathic medicines do not cause any adverse side effects. Homeopathy can be used to safely treat all age groups. Teenagers who have hit puberty are more prone to oily skin and acne.
Steps to care for oily skin:
1. Clean your face thoroughly more than twice daily. Cleansing the face is extremely important specially after coming home from outside and before going to bed.
2. An astringent or toner must be applied on the skin after a thorough cleansing procedure. An antiseptic liquid can also be very helpful as it removes germs and causes of infection.
3. Reduce exposure to sun and pollution to control skin damage. It is necessary to use a natural non-greasy sunscreen every time you step out.
4. A balanced diet, rich in green vegetables, fruits and fibres is of utmost need. Junk food, aerated drinks and excessive caffeine consumption have to be stopped as soon as possible.
Homeopathic medicines that help to treat oily skin:
1. Silicea and Kali Bromatum help to control the greasiness of the skin and are most effective on skin that has pimple scars and acne.
2. Bovista helps to treat oily skin that has been damaged by excessive use of chemical cosmetics.
3. Psorinum treats oily skin that has dark patchy facial skin.
4. Sulphur helps to clear the skin and give a healthy glow.
Hangover is referred to as the unpleasant symptoms that take place after alcohol consumption in the excessive amount. It is called veisalgia in medical terms. Significant symptoms of a hangover are headache, feeling dizzy, nausea, body ache, vomiting, fatigue, abdomen pain, trouble with concentration, diarrhoea, disturbed sleep, uneasiness and anxiety. The symptoms show up when the intoxicating impact of alcohol drops down to zero. This may keep going for up to 24 hours or more.
Homeopathic medicines are extremely powerful in curing a hangover. Medicines of natural cause are utilized as a part of Homeopathy to manage hangover cases. Homeopathic medicines are hence free from any severe reaction due to excess alcohol consumption.
Here is a list of different homeopathic medicines for curing a hangover and instances when they are used:
- Nux vomica and Carbo Veg: Nux Vomica and Carbo Veg are primary homeopathic medicines for a hangover accompanied with headache. Nux Vomica is used when stretched feeling and pain in the head take place after alcohol utilization. Irritation is also experienced with pain in the abdomen, with regular stools are additionally seen alongside headache in such cases. Carbo Veg is one of the best suited homeopathic medicines for a hangover where exceptional headache occurs after alcohol consumption. The head feels overwhelming with a sensation of weight on it. These indications are joined by gastric problems and bloating of the abdomen. Carbo Veg is the best in such cases among Homeopathic medicines for hangovers.
- Arsenic album and Ipecac: Arsenic Album is helpful where vomiting shows up from taking alcohol. The vomit might be clear, bilious or green in shade. The stomach does not take any sort of nourishment or water and quickly tosses it out. Nausea and retching are likely. Ipecac is a standout among the best homeopathic medicines for a hangover where nausea prevails after taking alcohol along with constant retching. The vomit predominantly comprises of clear, watery fluids. The nausea does not die even after vomiting.
- Gelsemium: Gelsemium is brilliant among Homeopathic medicines for a hangover where it is accompanied by dizziness. Gelsemium is generally recommended when a man suffers from light headedness. He feels as though the room is revolving all around. The affected person would also have difficulty in walking steadily. Dull or double vision may, likewise, show up.
- Rhus Tox: Rhus Tox is one of the best homeopathic medicines for body aches emerging from a hangover. It can be utilized for curing body aches and muscle pain emerging from drinking alcohol. Rhus Tox also deals with soreness, wounded feeling or pains that are tearing in nature.
Homeopathic medicines are very effective for curing a hangover. Being natural, they help you revive yourself after you have had a night of heavy drinking.
I am 29 years and I have diabetics for past 5 years. My doctor prescribed me Glycomet 500 mg one in the morning and one at night before food. May I know the difference in Glycomet 500 and Glycomet 500 S.R, which is the best and effective.
Hello I have been suffering from pimples since a year and I am baffled .i have been taking homeopathy medicines since three months even though I dint get cure before that also I took lots of allopathy medicines .i approached doctor and he said me that something is wrong with your digestive system what ever food you are eating its not getting digested therefore it is forming pimples since a year. Everyday couple of pimples grow on my face. Sir I want to go through surgery and get killed the pimples glands or glands which produce pimples. please suggest me.
Hii doctor, I'm 21 years old. Mera periods 2 month se nahi aaya hai. Mujhe ovary cyst hai, to periods aise 45 to 46 days ki cycle me aate hai. Par is bar 2 months s nahi aaya hai. Usse pehle I had humping with my boyfriend but there was no intercourse he was wearing condom which slip from his penis once. Also I tested with I can pregnancy kit the result was negative. Please help me is there any chance of getting pregnant in this condition?
Want to reduce fats around stomach. It has increased in past. I am from shimla & morning walk is not possible due to cold weather.
I am losing my weight regularly and at rii have only 50 kg weight of my body. So please suggest me I want grow my weight above 55 kg.
I am gone to depression from 1 year. About think my past situations. How can I get got of it? Any solution.
I am suffering from right forearm pain as if it's a nerve pain. It's been there for 2 months and also I am suffering from throat irritation which occurs in the morning and at night. Pls advice what to do. Could this be any infection.
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text: Tuskegee Airman Luther Smith (4) tv-pg Play video Select your TV provider to log in to have full access to videos Select your TV provider See all providers Don't see your TV provider? Learn more You can access this video on the free HISTORY® app. *You must verify your TV provider towatch this video on the App Your Parental Control settings do not allow you to view this content. Tuskegee Airman Luther Smith (4 min) tv-pg WWII veteran Luther Smith flew with the all-black Tuskegee Airmen squadron.


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Researchers spend countless hours in the field documenting animal behavior in unfamiliar and even dangerous wilderness. So why not hand over animal observation to those who know the landscape best?
National Geographic explorer and lion conservationist Shivani Bhalla did just that. As the "eyes and ears of the Bush," Shivani has enlisted the help of Samburu warriors in northern Kenya to help collect data on daily lion and wildlife sightings. Since the program's start in 2010, Warrior Watch has tripled in size is expected to continue growing.
Having never been given the chance to attend school, the warriors asked for reading and writing lessons in return for their services.


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Thank you for all the kind words, flowers, cards and hugs at the loss of Brant Edens. He loved this town and the people here, and your outpouring of friendship during this time has meant so much to the family. We have enjoyed hearing your Brant stories and also hearing the stories of how you were wa...Wed, 12/11/2013 - 4:12pm
Homer News ©2016. All Rights Reserved.


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3 Things You Should Know About Small Business: April 2
NEW YORK ( TheStreet) -- What's happening in small business today?
1. Small business insurance marketplace delayed. The Obama administration is planning to delay the launch of the Small Business Health Options Program, or SHOP, the marketplace that is supposed to provide small employers with multiple plan options starting next year, according to the Wall Street Journal .
The administration is saying it needs additional time to prepare, the article says.
For at least the first year, while in transition, the Department of Health and Human Services has proposed that small employers who are using the exchanges run by the U.S. (as opposed to the ones being run by individual states) offer only one plan to workers rather than picking from a range of options. They would then be able to offer workers a full range of plans in the marketplace in 2015, the article says.
The delay is likely from the government underestimating the logistical challenges in setting up the exchanges. "The information-technology needs required to get these up and running are staggering," Bob Graboyes of the National Federation of Independent Business told the Journal. "They didn't leave enough time and they underestimated the extent of the task."
2. American Express OPEN launches initiative to foster urban high-growth entrepreneurs. American Express'
OPEN for Enterprise is piloting in Milwaukee, Wisc. There it will build a framework for an entrepreneurial ecosystem that can be applied to other U.S. cities so communities can then develop their own strategy for high-growth entrepreneurship, AmEx says.
3. Small-firm hiring inches higher, but revenue still falls. Businesses with fewer than 20 employees added 10,000 jobs in March, for an annualized growth rate of 0.7%, according to the Intuit
This employment data is based on approximately 182,000 small business customers of Intuit Online Payroll and QuickBooks Online Payroll between Feb. 24, 2013 and March 23, 2013.
"National employment is growing slowly, and small business employment is growing even more slowly," said economist Susan Woodward. "While overall employment has risen 4.5% in three years, small business employment has risen only 1.4% over the same three years -- an annual rise of half a percent per year."


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lol thank you.
lol thank you.
Dammit, knew I should have held off on the PB2 and put the money towards the DX100!
Would there be any benefit of DX100 -> PB2 -> DT880/600's? Or the DX100 is suffice?
You have a sworn duty to share all hires chinese music you got from ibasso with us, they know you were a headfier and expected you to share it with us. Sharing is caring. Type +1 if you agree.
+1 haha
Thanks for the quick response, HiFlight.
That is great news indeed. Didn't really wanna lug an external amp (nor have the additional cost) with this DAP.
Sounds great.
John (Raksy)
Waiting for the "real" battery life, because no USB charge ...
ugh. i need to stop coming on this forum. i cant afford it but usually find a way. no one really needs two kidneys.
thank you guys for all your reviews
So much more to come.
I just downloaded "Tea for the Tillerman" Cat Stevens in 24/192 1.2gb. You think you can't hear a difference, think again. Insane. It is so live and real total audio joy!
Glad to here this. By the way did you get any 24/192 classical pieces? I ask this because there is a review from erji that sad that it has gap on busy passages in classical music.
Not yet. I thought my L2 Nordic hi res was but it appears to be 24/96, very complex and no problems but I have to get some 24/192. The Cat Stevens24/192 is a joy.


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« Back
View of a Sinopec logo in Beijing, Nov. 1, 2007. China's Sinopec signed a 2 billion dollar contract with Iran to pump oil from the Yadavaran onshore field in SW Iran.
AP Photo
"China: A Short-Term Solution for Iran"
Op-Ed, Iran Review
January 20, 2010
Author: Kayhan Barzegar, Former Associate, Project on Managing the Atom/International Security Program, 20102011; Former Research Fellow, Project on Managing the Atom/international Security Program, 20072010
Belfer Center Programs or Projects: International Security; Managing the Atom; Science, Technology, and Public Policy
"China's foreign policy is an attempt to balance its short-, medium- and long-term interests and goals an example of which can be clearly seen in Beijing's position-taking vis-à-vis Iran's nuclear issue ever since the crisis started. On this basis, China has tried to satisfy both sides in one way or the other. Having voted for many anti-Iran resolutions in the past, Beijing suddenly shifts its policy in favor of Tehran at a sensitive juncture. But what should be important for Iran is that China's opposition to adoption of a new resolution against Iran could only delay the sanctions against IRI not halt them. In other words, using the China card is not a permanent solution for Iran.
China's opposition is in fact to serve its short- and medium-term interests but Beijing has also long-term interests which it would not sacrifice with the escalation of pressures. The point is that China would benefit from possible new sanctions against Iran because Tehran would turn to Beijing for its needed goods under the sanctions.
At this juncture of short-term interests, the Chinese must even be happy over slapping new sanctions against Iran but as an emerging global power, China has also some long-term interests in cooperation with the international community and is committed to principles that cannot be ignored. In this manner, China would eventually be forced to follow the wish of the international community...."
For more information about this publication please contact the Belfer Center Communications Office at 617-495-9858.
Full text of this publication is available at:
For Academic Citation:


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CBS is planning a two-hour special to mark the 50th anniversary of the Beatles' groundbreaking first appearance on The Ed Sullivan Show.
Top contemporary artists will cover songs that the Beatles performed that night on the show, which helped launch Beatlemania in the United States.
The special will air on Feb. 9, 50 years to the day that the Beatles appeared on Sullivan's show, in the same time slot and on the same network.
No participating artists have been announced.
— From wire reports


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Welcome to our weekly edition of what's hot in social media news. To help you stay up to date with social media, here are some of the news items that caught our attention.
What's New This Week?
Facebook Rolls Out Streamlined Look for Pages: The new look for pages on desktop "will make it easier for people to find the information they want and help page admins find the tools they use most."


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Money magazine's 101 Ways to Build Wealth package offers blueprints for the different stages of your life on how to achieve real financial security. In tips #28 through #52, we offer advice for 35- to 44-year-olds.
Start building your assets and income
When you're decades away from retirement, you can afford to take a few riskier bets in a small part of your portfolio. Three emerging trends worth your money:
28. Seek the financial frontier. Wish you'd invested in Chinese equities before they quadrupled in the past decade? Frontier funds, which invest in even less developed regions — think Kuwait, Nigeria, and Vietnam — "are like the emerging markets 10 or 15 years ago," says Harding Loevner analyst Babatunde Ojo.
Your best way in: a diversified fund like iShares MSCI Frontier Markets ET. ISHARES INC MSCI FRONTIER 100 ETF FM 0.12%
29. Ride the shale boom. Oil and gas production from shale deposits is "the most important energy innovation of the 21st century," says Mark Luschini at Janney Montgomery Scott.
That's no secret, so look beyond traditional energy giants. Halliburto HALLIBURTON COMPANY HAL -0.42% is the largest provider of hydraulic fracturing services; railroads such as CS CSX CORP. CSX 0.13% transport the oil after extraction. Both trade at P/Es under 11.
30. Favor new consumers. The old way to invest in the developing world: via a Western multinational active in China and India. Alas, these stocks also expose you to slow-growing Europe, plus many sport lofty P/Es.
A better way: Buy shares of smaller, local companies that cater to the rising consumer class. EGShares Emerging Markets Consumer COLUMBIA ETF TR II COLUMBIA EMERGING MKTS CONS ECON -0.09% is a one-stop shop.
Go for a smaller mortgage
31. Buy beneath your means. "Dream home" size has been rising lately, says Trulia.com. For wealth building, smaller is better. Less space, resulting in a lower mortgage, improves the odds your lender will green-light the deal, and you'll be left with more cash to invest.
Standard rule: Mortgage payments (including taxes and insurance) should be no more than 28% of your gross income. A better gauge: 22%, the average for borrowers lately, says data provider Ellie Mae.
32. Cut it shorter. Your mortgage, that is. Some 28% of new conventional mortgages last year were 15- and 20-year loans instead of the traditional 30-year fixed rate. If you're thinking about refinancing or trading up, opting for a shorter term can be a smart move.
Sure, you'll cough up a little more each month, but you'll save a bundle in interest and be house-debt-free a lot faster, freeing up cash to invest toward other goals.
Interest rate: 3.8%
Monthly payment: $1,403
Total interest paid: $205,080
Interest rate: 3.7%
Monthly payment: $1,772
Total interest paid: $125,382
Interest rate: 3.1%
Monthly payment: $2,079
Total interest paid: $74,214
Source: HSH Associates
Cut the cost of kids
33. Practice saying no to your kids. $491,000. That's the cost of raising a child from birth to age 17 for families earning $102,000 or more, according to the U.S. government.
Sure, fixed costs like housing and child-care are the big budget busters. But 30% of the cost of kids goes for fungible items such as clothing and "miscellaneous."
If your child-related bills include too many outfits from Abercrombie and the latest Xbox and iPhone, rein it in — for them, if not for you. Eileen Gallo, co-author of The Financially Intelligent Parent, says research shows kids who master the art of delayed gratification do better in school and at work. Setting expectations before heading to the mall or shopping online, says Gallo, is the key.
34. Let your boss help. Take advantage of company benefits that make the cost of raising kids less taxing. Sign up for your dependent-care and health care flex-spending accounts to pay for child-care, summer day camp, orthodontia, and more with pretax dollars. Savings: up to 40% on these bills.
Keep your career moving forward
Taking time off to care for kids can be a big blow to lifetime earnings because of lost wages and career momentum. In one Harvard study, female MBAs who took 18 months off earned 41% less over their careers than male colleagues. Three mitigating moves:
35. Make work work for you. Negotiating flextime may enable you to stay on the job. Ideally, start the process before you go on maternity leave. Says work-life consultant Pat Katepoo: "Prove you're just as productive telecommuting before the baby arrives, and you remove this as an issue for your manager."
36. Shift down, not out. Work part-time or freelance rather than quit. In addition to the paycheck, you will continue to gain experience and connections and won't have gaps on your résumé. Search for flex jobs at sites such as Elance, Guru.com, and FlexJobs.
37. Stay connected. If you quit your job, do "strategic volunteering" — something that dovetails with your career and can be added to your résumé. And keep up with co-workers.
"When you're not working is exactly when you need to keep those connections strong," says Carol Fishman Cohen, co-author of Back on the Career Track.
Pump up your paycheck
38. Dazzle a higher-up. $7,000. That's how much more people with senior-level mentors earn, says workplace researcher Catalyst. So create situations where you'll stand out: Seek assignments that allow you to interact with top brass and join industry groups favored by movers and shakers.
Watch: Warren Buffett's career advice
39. Get pumped up. People who exercise at least three times a week earn 6% to 9% more than those who do not, according to research by Cleveland State University professor Vasilios Kosteas. He cites growing evidence that fit employees are more productive and manage work-related stress better, which can lead to faster career advancement.
40. Build your brand. At Yola.com you can create a professional website free; for $10 a month you get hosting, Facebook, and mobile-publishing support. Showcase your work, posting articles, presentations, speeches, and client testimonials, and add new examples regularly.
A blog can bolster your rep too. Says CareerXRoads CEO Mark Mehler: "The blogs with the most readers are the ones with most frequent updates."