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A collection of short Photoshop and Illustrator projects and creative effects from computer graphics guru Deke McClelland.
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Join professional illustrative designer Von Glitschka as he shares his experience on how to research, sketch, build, and present vector graphics.
Watch Von take a simple, scanned sketch and turn it into colorful, vector-based artwork with Adobe Illustrator.
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Learn how to approach the challenges presented when creating a logo for a media company.
Discover the natural media brushes and effects in Illustrator for drawing, painting, and adding expressive strokes.
Examine all the components of a magazine cover—the page that brands and sells a magazine to readers.
Create type in Illustrator that's both beautiful and communicative, whether it's destined for logos, brochures, signs, infographics, or simple documents.
How to draw vector artwork in Illustrator without having to think about technical concepts.
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Bert Monroy shows how he created the hyperrealistic portrayals of the dozens of people inhabiting his painting, many of which he drew from real-life friends and family.
Shows the steps Bert Monroy took in Photoshop and Illustrator to create the lifelike detail in his incredible portrait of Times Square.
Digital painter Bert Monroy demonstrates how he uses the brushes, filters, and textures in Photoshop to create his photorealistic portrait of Times Square.
11 simple tutorials that will get you comfortable with the interface and start you working with lines, paths, shapes, text, layers, and more.
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Make a dynamic web site in Flash Professional CS5 complete with a gallery and contact form that includes smooth transitions, audio, video and much more.
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In-Dash Navigation AV Receiver with DVD Playback, Built-In Bluetooth and 6.1" Widescreen Display
- Pioneer Music Sphere for iPod ready
- Eco Driving display
- Pandora Link compatible
Suggested Price: $1,099.00
Note: One of the benefits of registering your Pioneer product is email notification of important firmware updates, so register today.
Firmware Updates
- Notice about AVIC-X920BT Firmware Update Version 2.003
- Instructions for AVIC-X920BT Firmware Update Version 2.003
- Download AVIC-X920BT Firmware Update Version 2.003
AVIC FEEDS for Smartphones
AVIC FEEDS PC Application
|AVIC FEEDS is a freeware software that will enable you to customize your Pioneer Navigation experience. Create custom POI's, splash screens, backup settings, and much more. Software is compatible with Windows only.
NOTE: Do not use your Pioneer navigation system if doing so will divert your attention in any way from the safe operation of your vehicle. Always observe safe driving rules. In some states certain operations of devices while driving may be illegal. Where such regulations apply, they must be obeyed.
Product videos shown have been elapsed for demonstration purposes. Your experience may vary.
Availability of voice command depends on availability of data extraction for iPod and Bluetooth-enabled cellphone, functionality may vary and may be limited.
To use Voice Control to access all iPod content, first connect an iPod to the navigation system, select "iPod" as the AV source, and remain in "iPod" mode until cataloguing is completed — a message will be displayed when cataloguing is completed. Cataloguing of iPod content will not occur otherwise, which may limit use of Voice Control to access all iPod content.
Driver must not operate iPod using Passenger Control mode while driving.
Either "Made for iPod" or "Works with iPhone" means that an electronic accessory has been designed to connect specifically to iPod or iPhone and has been certified by the developer to meet Apple performance standards. Apple is not responsible for the operation of this device or its compliance with safety and regulatory standards. Operations and functions may vary depending on iPod models or headunits. iPod compatibility information is available at the following webpage: http://www.pioneerelectronics.com/iPodCompatibility. iPod and iPhone are registered trademarks of Apple Inc.
The ability of a Pioneer system to access the AVIC FEEDS application through an Apple iPhone is subject to change without notice and could be affected by any of the following (but not limited to the following): compatibility issues with future firmware versions of the iPhone and/or the AVIC FEEDS application for the iPhone; or, discontinuation of the AVIC FEEDS application for the iPhone or of the App Store for iPhones.
Bluetooth functionality requires a compatible Bluetooth-enabled mobile phone. Certain Bluetooth features may not be supported by all compatible Bluetooth-enabled devices, and/or the functionality of such features may be limited in certain devices or by certain wireless carriers. See more details about compatible Bluetooth-enabled mobile phones at the following webpage: http://www.pioneerelectronics.com/BluetoothCompatibility.
Not every USB device is compatible with a Pioneer headunit containing an USB port. See more details at the following webpage: http://www.pioneerelectronics.com/USBCompatibility. Pioneer headunits containing a USB port are compatible with USB MSC (Mass Storage Class) devices only, and are not compatible with DRM (Digital Rights Management) contents and MTP (Media Transfer Protocol) connection devices. For size and other limitations, please see Owner's Manual. Unauthorized copying of music or other files is strictly prohibited. Optional USB extension cable is available for use with front USB ports.
The MSN Direct service will be available only until January 1, 2012. More information is available at "http://www.pioneerelectronics.com/MSNDirectNotice".
MSN Direct is available for AVIC-X920BT with optional ND-MDT10 tuner. MSN Direct requires service subscription (sold separately by MSN Direct). Free 3 months trial of MSN Direct Service is included. To receive MSN Direct on an MSN Direct ready device, you must be within an MSN Direct coverage area. Coverage areas are affected by reception limitations of the FM network as well as other factors, which may affect the ability of the unit to receive FM broadcasts. Pioneer is not responsible for the accuracy of the MSN Direct content (SERVICE), and that content (SERVICE) may not be current or available at times. Ability of the Pioneer system to access the MSN Direct service is subject to change without notice and could be affected by any of the following (but not limited to the following): changes to the MSN Direct service; or, discontinuation of the MSN Direct service. Please visit http://www.msndirect.com/pioneerfor more information.
Pandora Internet radio is a music service not affiliated with Pioneer. More information is available at http://www.pandora.com. Pandora is a registered trademark of Pandora Media, Inc. Requirements to access the Pandora music service using a Pioneer system: Apple iPhone (first generation), iPhone 3G, or iPhone 3GS, with firmware version 3.0 or later; Latest version of the Pandora application for the iPhone, downloaded to your device (Search Apple iTunes App Store for "Pandora"); Current Pandora account (Free account and paid accounts available from Pandora; create a free account online at http://www.pandora.com/register or through the Pandora application for the iPhone); iPhone Data Plan (Note: if the Data Plan for your iPhone does not have unlimited data, additional charges from your carrier may apply for accessing Pandora music service via your carrier's 3G and/or EDGE networks); Connection to the Internet via WiFi, 3G or EDGE network; Optional Pioneer adapter cable connecting your iPhone to the Pioneer navigation system.
Limitations relating to the use of the Pandora service: Access to the Pandora service will depend on the availability of a cellular and/or WiFi network for purposes of allowing your iPhone to connect to the Internet; Pandora service is currently only available in the U.S.; Ability of the Pioneer navigation system to access the Pandora service is subject to change without notice and could be affected by any of the following: compatibility issues with future firmware versions of iPhones, compatibility issues with future firmware versions of the Pandora application for the iPhone, changes to the Pandora music service, or, discontinuation of the Pandora music service; Certain functionality of the Pandora service is not available when accessing the service through the Pioneer navigation system, including, but not limited to, creating new stations, deleting stations, emailing current stations, buying current playing song from iTunes, viewing additional text information, logging in to Pandora, and adjusting Cell Network Audio Quality.
Sirius XM Satellite Radio is a subscription service not affiliated with Pioneer Electronics - service is available only in certain locations within the continental U.S. More information is available at "http://www.siriusxm.com". The "XM" and "SIRIUS" and related marks are trademarks of SIRIUS XM Radio Inc. Ability of the Pioneer system to access the Sirius and/or XM satellite radio service is subject to change without notice and could be affected by any of the following (but not limited to the following): changes to the Sirius XM Radio service; or, discontinuation of the Sirius XM Radio service.
HD Radio and the HD Radio logo are proprietary trademarks of iBiquity Digital Corp.

subset: commoncrawl


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Written by 3rdWorld on 08.09.2013 at 10:24
Spires The Wailing City
Written by !J.O.O.E.! on 08.09.2013 at 14:30
Definitely the standout track here (apart from the black metal one, Ordeal I think).
Written by Konrad on 10.09.2013 at 16:51
Ah, well... here's my take on the damn thing:
Written by tea[m]ster on 31.10.2013 at 15:53
First time listening to this band as well. Not really my kind of thing but the music has some ingredients that appeal to me. Of course you know which ones...
Written by mz on 15.01.2014 at 18:41
Easily my most favorite TRoB album and only album of him I'd be playing regularly in future. This band got better gradually with every release since he is moving into doomier territory continuously. TRoB gets annoying for me during it's faster moments most of the time and I'm glad to see that these moments are minimal here. Not to mention that there are a lot more interesting than his earlier stuff.
Written by !J.O.O.E.! on 15.01.2014 at 18:50
Hell no Aside from the first demo this is by far his least interesting record. Sound is too clean and too empty and the album is lacking in variation compared to earlier records (which always had a great mix of black and doom, whereas this is just doom).
Written by InnerSelf on 15.01.2014 at 18:58
Have to agree with Joe here, I still listen to the first three records every once and a while, but I don;t see myself going back to listen to this that often.
Written by mz on 15.01.2014 at 19:16
NAH. I agree that this is less varied than his other albums, but that's a good thing as he dumped those elements I did not like
Moreover, the production is not bad really, it is clear but not "too clear".
One of the worst thing about albums like UtS is drumming. I've noticed that TRoB's fans consider Blood Vaults to have the weakest drumming among all of his albums but I\d go for the exact opposite on this. In addition, BV is the only album of TRoB which justifies its length for me.
I guess I'm getting too weird according to your standards
Written by !J.O.O.E.! on 15.01.2014 at 19:21
Yeah the drumming here was very simplistic, especially considering the pedigree of von Meilenwald.
And of course, you're a freak for not liking the first three albums
Written by mz on 15.01.2014 at 19:28
would it be blasphemy to say that his drumming on three first records is bad and he is not a good drummer AT ALL?
Written by !J.O.O.E.! on 15.01.2014 at 19:31
Written by mz on 15.01.2014 at 19:28
he is not a good drummer AT ALL
Written by Paz on 15.01.2014 at 19:36
Dude, you're mad.
Written by InnerSelf on 15.01.2014 at 19:39
Come on, the atmosphere of debut is near perfect and the songwriting and production are among the best of the genre. The sophomore was weird but once you get past the strange production, the song writing is as good as the debut. The third one balanced the Doom elements with the Black ones and the addition of the clean singing was marvelous.
Written by Mr. Doctor on 15.01.2014 at 22:40
I'm quite surprised Joe gave it an 8. I thought he didn't like it much either. I haven't heard much TROB tbh so I can't talk about their stuff.
Written by Troy Killjoy on 15.01.2014 at 22:34
I seem to be in the minority here, as this album was one of the worst I bothered listening to last year (couldn't bother to give it more than two chances). The extreme dislike might be related to the expectations I had going in, but I still think objectively this is monotonous and "pretentious", whatever that means to others. The material doesn't justify the length and the songs don't offer a lot in terms of variation.
Written by Boxcar Willy on 14.04.2014 at 04:36I'm with you, I won't vote because I haven't even finished the album yet. All hype, no substance.
Written by Apothecary on 07.09.2014 at 16:22
I've come back to this album on numerous occasions since first listening to it last year, and as many have pointed out, it really isn't worth the 9.5 I gave it in my review. A bit of a fanboy moment resulting from my first three spins of it that at first left me in awe. Now I'd probably score it around solid 8 material, because...
1. There aren't enough clean vocals. Sure, there's the spoken Latin, but those imposing, deep vocals from Foulest and Rain Upon The Impure just aren't there. More a preference than anything though.
2. The first four tracks really dominate the album. After that it kinda lags and becomes a bit monotonous and aside from Ordeal and Trial there isn't that much variation in the second half of it.
3. Lacks the ending power that the previous albums did. Monument is nothing compared to shit like The Mine and Arcane Pharmakon Messiah
All this considered, it's still pretty damn good and probably better than a good 80% of what other blackened doom is being put out today. May be Meilenwald's weakest album to date, but thankfully that's still not really saying much.
Written by Rsrdaman on 01.07.2015 at 12:20
You must not compare this to his other works. The best way to take in an album is in isolation.


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So what happens when you have a great idea for an Android app but are a solo enterprise? Well for starters, you do have a lot of control over the end product – but you also have to decide whether you have the necessary skills to be a jack-of-all-trades.
Making an app sounds simple, right? Here is Simon Tomlinson's story about his foray into being programmer, designer, artist, sound designer and marketer along with the lessons he learned in the process.
Read the article in Gamasutra and then tell us if this is something you would consider doing.


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Home List of Titles Differential and synergistic effects of epidermal growth factor receptor antibodies on unliganded ErbB dimers and oligomers
Please use this identifier to cite or link to this item: http://hdl.handle.net/1959.3/190737
- Title
- Differential and synergistic effects of epidermal growth factor receptor antibodies on unliganded ErbB dimers and oligomers
- Author(s)
- Kozer, Noga; Kelly, Marcus P.; Orchard, Suzanne; Burgess, Antony W.; Scott, Andrew M.; Clayton, Andrew H. A.
- Abstract
- Antibodies directed against the epidermal growth factor receptor (EGFR) offer a potentially powerful therapeutic approach against cancers driven by the EGFR pathway. EGFR antibodies are believed to halt cell surface activation by blocking ligand-induced receptor tyrosine kinase activation, i.e., ligand binding, a change in conformation, or the monomer-dimer transition. In this work, we demonstrate that wild-type EGFR and the truncated de2-7-EGFR (tumor-associated mutant) formed unliganded homo-oligomers and examined the effects of two clinically relevant antibodies on the conformation and quaternary state of these ligand-free EGFR oligomers on the surface of cells. The EGFR antibodies were mAb528, a ligand-blocking antibody that binds domain III, and mAb806, a conformationally sensitive antibody that binds near the dimer interface in domain II. We used a model cellular system, BaF/3 cells, with GFP-tagged receptors in the absence of interference from secreted ligands or other erbB receptor members. Different antibody-mediated effects (conformational transition, receptor cross-linking, or receptor dissociation) were distinguished by combining two complementary biophysical techniques: image correlation spectroscopy (submicrometer scale clustering) and homo-Forster resonance energy transfer (association and/or conformation on a 1-10 nm scale). mAb528 cross-linked EGFR into an inactive EGFR dimer of dimers but had no effect when added to de2-7-EGFR oligomers. mAb806 had a minor effect on EGFR dimers as expected from its poor binding to a conformationally shielded epitope on wtEGFR but bound de2-7-EGFR oligomers, causing a conformational change in the intracellular C-terminal GFP-tagged tail. The combination of the two antibodies had synergistic effects, increasing the level of cross-linking of de2-7-EGFR, but did not lead to enhanced cross-linking of EGFR. The results reveal new modes of receptor-antibody interactions for EGFR and de2-7-EGFR.
- Publication type
- Journal article
- Research centre
- Swinburne University of Technology. Faculty of Engineering and Industrial Sciences. Centre for Micro-Photonics
- Source
- Biochemistry, Vol. 50, no. 18 (May 2011), pp. 3581-3590
- Publication year
- 2011
- FOR Code(s)
- 0601 Biochemistry and Cell Biology; 1101 Medical Biochemistry and Metabolomics
- Keyword(s)
- Antibodies; Cancer research; Dimers; Epidermal growth factor receptor; Oligomers
- Publisher
- American Chemical Society
- 0006-2960
- Publisher URL
- Copyright
- Copyright © 2011 American Chemical Society. The publisher does not allow institutions to archive either the published version or the accepted manuscript of the paper.
- Research Projects
- Additional information
- This work was partially supported by an R. D. Wright Biomedical Career Development Award from the Australian National Health and Medical Research Council (NHMRC).
- Peer reviewed


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I keep coming back to thrush issues as well, but my pediatrician and doctor say it isn't—but their only criteria seem to be white spots inside his mouth, which he doesn't have, and nothing else. It still is fairly painful when I nurse. Latch on is often troublesome, as he bobs and weaves around so I have to really hold him back to get the nip compressed enough. Well, not the nipple but behind it, like the boob sandwich to get enough into his mouth. Occasionally the pain goes away during the feed, or subsides, but most of the time it doesn't.
And after a feed—like right now as I am typing this, I fed him maybe 45 minutes ago from both sides. I get these pinching vasospasms and it aches deep down into the ducts. That's the only way I can describe it. I have to feed him on one side per feed to give the other side time to recover.
I know that solids aren't the cure all, I guess I was just being overly optimistic / enthusiastic. I just feel guilty because a few nights I've been so sore, I've had to give him a pumped bottle which he just GUZZLES (like they do) and then sleeps for eight hours. Makes me seriously consider pumping more often, but he is so clingy I would never have time to do anything during the day if I did. *sigh*
I guess I'm just venting. Thanks for listening, mamas.


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Residential Life
The Office of Residential Education and Housing is dedicated to providing an environment for students that supports and enhances the academic mission of the university.
The goal is to offer a standard of living that is conducive to communities in which the following values are shared and celebrated: dignity, equity, integrity, communication, learning, and personal wellness. A healthy living environment where students will learn about themselves and one another is promoted.
Residential Life seeks to advance the academic mission of Denison University by providing programs and services to the campus community that encourage intellectual curiosity, challenge personal values, celebrate individual differences and promote civic responsibility.
Residential Life Values
- The inherent worth of individuals is respected; students and staff will treat each other with dignity and respect.
- Equity is a core value of the Office of Campus & Residential Life; students and staff will interact with others in a manner that is fair and just.
- Integrity is essential to establishing trust across the community; students and staff will be models of engaged citizenship which calls others to be personally accountable for their actions.
- Communication is marked by the values espoused by the institutional and divisional missions; students and staff will be clear, appropriate, and direct in their interactions with others.
- Individual growth, development, and learning are fundamental; students and staff will create a welcoming, safe environment that is conducive to the educational mission of Denison University.
- Personal wellness is an inherent right of all individuals; students and staff will respect the emotional, spiritual, mental, academic, and physical well being of self and others.
- Meaningful leisure activities are a fundamental aspect of learning; students and staff will be encouraged to seek opportunities for recreation and fun
The department of Housing adheres to Campus Compact.


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Home List of Titles Taking the brand offshore: the challenge of marketing transnational programs: a three country perspective
Please use this identifier to cite or link to this item: http://hdl.handle.net/1959.3/40662
- Title
- Taking the brand offshore: the challenge of marketing transnational programs: a three country perspective
- Author(s)
- Smart, Jeffrey; Goold, Louise; Ho, James
- Abstract
- Transnational education opportunities have transformed international education. Students can choose to study a foreign program overseas, a foreign program in their own country, or a foreign program offered in another country. Marketing a branch campus or offshore program is not the same as traditional international education marketing. Taking an institutional brand to another country presents its own marketing challenges: 'Is the overseas campus the same quality as the Australian campus?', 'If I wanted an Australian degree I'd go study in Australia'. Where the offshore and home campus are promoting themselves in the same market, the opportunities for brand and channel conflict are significant. Managing a brand offshore and onshore can present ongoing difficulties for marketing departments. Swinburne University of Technology has a branch campus in Kuching, in the state of Sarawak, Malaysia. The campus has its own marketing and communications team and resources, but collaborates very closely with Swinburne International in Melbourne to ensure that international marketing brings maximum benefit. In 2006, Swinburne University of Technology in Melbourne and Northeastern University in Boston, Massachusetts, signed a landmark agreement to offer joint degrees at Swinburne in Australia. The program is marketed internationally by Swinburne International, under both institutional brands. This paper will present some of the lessons learned by Swinburne in marketing two major transnational programs. How are issues of 'quality' resolved in a marketing context? What role do an institution's home and host nation play in marketing transnational programs? How do institutional brands work when taken out of their original setting? Do branch campuses threaten the masterbrand, or compete with it for students? Can marketing departments resolve the tensions inherent in promoting main and branch campuses? How are issues of channel management resolved? Should one brand dominate or is it possible to find a happy medium? Bridging the cultural divide – the challenges of working with 2 separate institutions, with different cultures and approaches to marketing, in 2 countries The paper will reflect on the challenges faced in promoting an Australian university in Malaysia, and a US program in Australia, and will reveal the different approaches taken in both. The paper will also consider the ways in which these transnational programs have positively impacted the reputation of Swinburne University of Technology.
- Publication type
- Conference paper
- Research centre
- Swinburne University of Technology. Swinburne International
- Research centre
- Swinburne University of Technology. Sarawak Campus
- Source
- Paper presented to Quality and Outcomes: Fulfilling the Promise: the 21st Australian International Education Conference, Melbourne, Victoria, Australia, 09-12 October 2007
- Publication year
- 2007
- Keyword(s)
- Australia; Branding; Case studies; Colleges; Higher education; International students; Malaysia; Marketing; Offshore campuses; Student recruitment; Swinburne University of Technology; United States; Universities
- Publisher
- IDP Education Australia
- 2002-0509 (series ISSN)
- Publisher URL
- Copyright
- Copyright © 2007 IDP Education Australia Limited.


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Bon Jovi Announces Stadium TourLast updated: 28th January 2013Bon Jovi has announced a series of stadium arena shows around the UK and Ireland.June 2013Manchester, Eithad Stadium, Sat 8th June 2013Birmingham, Villa Park, Sun 9th June 2013Cardiff, Cardiff City Stadium, Wed 12th June 2013Sunderland, Stadium of Light, Thu 13th June 2013Dublin, Slane Castle, Sat 15th June 2013July 2013Glasgow, Hampden Park, Wed 3 July 2013London, Hyde Park, Fri 5 July 2013Bon Jovi launched their career with their self-titled debut album in 1984 and its infectious hit single Runaway. The album 7800° Fahrenheit followed a year later and, while a hit with the band's fans, Bon Jovi have rejected playing songs off 7800° Fahrenheit. Fans with Bon Jovi tickets for The O2 London shows will be in for a treat, as the band hinted at playing songs of the album for the first time in 20 years! The 1986 and 1988 albums Slippery When Wet and New Jersey finally broke the band commercially into the mainstream. Anthems such as You Give Love A Bad Name, Livin' On A Prayer, Wanted (Dead Or Alive), Bad Medicine, Born To Be My Baby or the rock ballads Never Say Goodbye and I'' Be There For You turned global hits and defined a generation. After a brief hiatus that saw Jon Bon Jovi and Richie Samborra dabbling with solo efforts, such as Jon's Blaze of Glory for the movie Young Guns II. The band returned with the massive Keep The Faith and These Days albums and escaped the 'grunge death' fate many of their 80's contemporaries suffered. The album, tour and singles Keep The Faith, I Believe, In These Arms or Bed Of Roses became all massive global successes that earned the band many new fans and set Bon Jovi on the path through the 90's. It took the band 5 years to return with a new album and the noughties saw Bon Jovi release Crush, Bounce, Have A Nice Day and Lost Highway - a string of strong, albeit quieter albums that kept the band afloat, but with the exception of It's My Life and the almost Beatles-que Say It Isn't So singles failed to win new fans or set the charts on fire as with previous attempts. With 2009's The Circle and The Circle Tour, Bon Jovi attempt to reclaim their position as the greatest rock band. The residency at The O2 Arena in London is an unmistakable battle cry and an opportunity to see this amazing band live. The live arena is where this band really comes alive – don't miss out on Bon Jovi tickets. Get your Bon Jovi tickets now on GET ME IN!


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We have a new Zika virus image. Please click on the images listed to view further details.
• Scientific Image Library - over 5,080 light microscopy and electron microscopy images of Algae, Arachnids, Bacteria, Crystals, Fungi, Insects, Invertebrates, Medical, Miscellaneous, Plants, Protozoa, Vertebrates, and Viruses. Biological, medical and general sciences images are available for licensed, rights-managed, non-exclusive use. • Contact us if you can't find an image. Our archives contain thousands of black & white micrographs (colorizations available). • Assignment Photography - Contact us for custom scientific imaging of samples and products. Dennis Kunkel Ph.D has over 40 years of microscopy expertise in biological and medical sciences.
Below you will find 14 categories in our scientific stock photography library. Click on the category to see light microscope and electron microscopy images. Included are biomedical microscopy photos and microscopic pictures of biology.
Algae are aquatic photosynthetic organisms. Microscopic algae are a component of plankton. See - single celled (Euglena); diatom; dinoflagellate, toxic (Gambierdiscus); colonial (Volvox, Synura); and filamentous (Spirogyra, Zygnema).
Arachnids have chelicerae mouthparts. See dust mite (allergen), chigger, bird, Varroa bee, and rabbit ear mite. See a spider silk gland (spinneret), a garden and jumping spider and the brown recluse. The tick is an ectoparasite including deer, lone star, American and brown dog tick.
Archaea is a kingdom of single-celled microbes that are prokaryotes (like bacteria). Archaea prokaryotes have unique properties that separate them from bacteria. These archeon prokaryotes can be found in many environments including: human intestine, thermophilic methane producers, and aquatic halophiles.
Bacteria have rod, coccoid and spiral shapes. Bacteria are associated with food poisoning (Salmonella, Clostridium); intestinal infection; (E.coli 0157); skin infection (Staphylococcus, Streptococcus) and oral infection (Porhyromonas). We have biomedical photos of antibiotic resistant forms (MRSA and VRE).
Crystals include microscopic details of: antibiotics (streptomycin, penicillin); drugs (aspirin, methamphetamine, caffeine, nicotine); vitamins, hormones (insulin, testosterone, progesterone, adrenalin); neurotransmitters (dopamine, GABA, serotonin); insecticides and herbicides (DDT, Diazinon, Malathion).
Fungi are heterotrophic and form either a single cell, or hyphae that are multicellular and/or filamentous (yeast, mushroom, mold). Allergenic mold and toxic mold cause human disease (asthma, lung infection, skin infection, and athlete's foot).
Insects (invertebrates) exist in most environments – see microscope photos of: bee, butterfly, beetle, wasp. Some insects are destructive pests: weevil, ant, louse, termite, cockroach – or are disease vectors: mosquito (malaria) and flea (plague).
Medical includes red blood cell, white blood cell, clot, T lymphocyte, platelet, heart muscle, capillary, small intestine, microvilli, liver cell, nose, lung, stem cell, tendon, muscle cell, skeletal muscle, kidney, collagen, neuron, neurotransmitter, human sperm, human egg, bone, hair, tooth, nucleus, mitochondria and other electron microscopy biomedical images.
Misc. Invertebrates are animals without spines. See mollusc (octopus, snail), worm, flatworm (tapeworm), roundworm, fluke, jellyfish. Cestodes and trematodes are parasites that carry disease. The nematode (Caenorhabditis) is a soil organism.
Misc. Vertebrates include: tadpole, frog skin, frog breathing spiracle, frog foot, fish skin, fish neuromast, fish sensory cell, shark skin (denticle); gecko (foot hairs); cat tongue (papillae, taste bud).
Miscellaneous includes natural and manmade objects. See watch cog, needle, razor blade, carbon nanotube, asbestos, dust, fabric, kitchen sponge, feather, pet dander, lichen, salt, sugar, cat hair, and sand.
Plants include trees, grasses, ferns, mosses. Leaf surfaces often have trichomes that protect the plant (lavender, nettle). Stomata in the leaf surface facilitate gas exchange. Cellulose in plant cell walls is used to produce paper. Other images include: seeds – germination and surfaces, root hairs, petals, and pollen.
Protozoa can be heterotrophic or autotrophic, are motile and single-celled. Paramecium is a ciliated protozoan. Plasmodium is a parasite (malaria). Trypanosoma (trypanosome) causes trypanosomiasis. Leishmania causes human disease (leishmaniasis). Other parasites include: Giardia, Entamoeba and Trichomonas. Enterocytozoon bieneusi causes intestinal infections in AIDS patients.
Viruses are submicroscopic particles that must use a host cell to replicate. A virus that infects a bacterium is a bacteriophage (T4, Listeria). Viruses cause human disease such as AIDS, herpes, influenza, hepatitis, small pox and the common cold. See also – polio, rotavirus, HIV, rhinovirus, tobacco mosaic, HTLV-1 and rhabdovirus.


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Don "Duck" Edwing had his first cartoon published in Harvey Kurtzman's Help in the mid-1960s. Since then, his bulb-nosed characters have appeared regularly in Mad and in books spawned by Mad. He co-produced 'Horace and Buggy' with Paul Coker Jr. for six months in 1971. His cartoons have appeared in Playboy, Look, The Saturday Evening Post and elsewhere.
Edwing cartoons have appeared in Playboy, Look, Saturday Evening Post and elsewhere. More recently, Don Edwing characters appeared in a Swedish comic entitled 'Herman Hedning'. He unleashed the unusual comic book heroes 'The Balls of Death', 'Super Socks' and 'The Super Family'.


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Milwaukee Air & Water Show dates announced
The annual Milwaukee Air & Water Show will be held Aug. 3 and Aug. 4 along Milwaukee's Lakefront, organizers have announced.
The U.S. Air Force Thunderbirds, celebrating their 60th anniversary, will headline the show. »Read Full Article(2)
Next Act gives wings, radio style to 'It's a Wonderful Life'
Imagine a Milwaukee without its musicians and dancers, its singers and actors, its highly reputed symphony and its world-class theater. It would look a lot more like Pottersville, that mean-spirited burg of cheap thrills and third-class entertainment that greets George Bailey before his great awakening.
Such were my thoughts Friday night as six veteran Milwaukee-based actors tugged at my heartstrings for the second straight year, in Next Act Theatre's reprise of "It's a Wonderful Life," as transformed by Mary MacDonald Kerr into a 1957 radio play, coming straight to us from the studio of Milwaukee's very own WNAT. »Read Full Article(1)


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Faculty of Music
Join us for the launch of Glenn Buhr's new book
Mar 26/13
We are pleased to announce that Laurier professor Glenn Buhr will be releasing his new book Our Native Song on Monday April 8. Our Native Song is a compilation of analytical, anecdotal, and philosophical essays on music. Glenn uses his experiences as a composer, conductor, and performer to explore the social and organic emergence of music in society and how all music can be considered folk music.
Glenn Buhr loves music so much he questions the unquestionable and reveres the irreverent, and we and music are better for it said Tom Allen, host of CBC Radio Twos The Shift.
Join Glenn at Words Worth Books in Waterloo on Monday April 8 for a reception, author reading, and book signing starting at 7:00 p.m.


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Palm Beach Gardens Fearless Caregiver Conference To Provide Answers to Family Caregivers Concerns Fearless Caregiver Conference to train families in stress reduction, legal issues, burnout relief, & getting help from family members. A doctor's luncheon panel will answer questions. Visit FearlessCaregiver.com for complimentary lunch/event tickets.
Family and professional caregivers interested in receiving caregiving advice from aging and disability experts, physicians, insurance advisors, Social Security specialists, elder law professionals, homecare and support organizations can register for complimentary tickets to the Palm Beach Gardens Fearless Caregiver Conference on March 5th. A limited number of the complimentary family caregiver tickets are still available for full-day seminar, lunch and exhibitions. Registration available at http://www.Caregiver.com or by calling (877) 829-2734. Tickets are being sponsored by the Area Agency on Aging of Palm Beach Treasure Coast. [/b]
Today's Caregiver magazine, http://www.caregiver.com, the nation's leading magazine for family and professional caregivers since 1995, is hosting the 124th Fearless Caregiver Conference in Palm Beach Gardens at the beautiful PGA National Resort and Spa on Tuesday, March 5th. PGA National Resort and Spa is located at 400 Avenue of the Champions in Palm Beach Gardens. The event is presented by The Area Agency on Aging of Palm Beach/Treasure Coast, Humana Market Point, MyCareConnect, CaptionCall, Palm Beach Neurological Center and dozens of other exhibitors and sponsors.
"I am honored that so many leading experts will be joining us. We are always in awe of Jaime Estremera-Fitzgerald and the Palm Beach/Treasure Coast Area Agency on Aging/Your Aging Resource Center. At lunch, leading neurologist Dr. Michael Tuchman will be available to answer questions from family and professional caregivers and I am quite sure there will be plenty of questions to go around" said Gary Barg, Founder and Editor-In-Chief of Today's Caregiver magazine and FearlessCaregiver.com, as well as author of the book The Fearless Caregiver and host of the Fearless Caregiver Conferences. "I am also pleased to announce that the release party for our new book, Caregiving Ties that Bind, will be held during the event. The book is about our 17 years of interviewing celebrity caregivers and what we can all learn from one another."
Barg added, "The most recent Fearless Caregiver Conferences in Miami, Orlando and New Haven were tremendous successes with hundreds of family and professional caregivers participating in full-day events where they received answers to their caregiving questions from physicians, spiritual leaders, and healthcare experts on topics such as Alzheimer's, MS, cancer, autism, stroke, Social Security, Medicare, diabetes, incontinence and Parkinson's throughout the day."
What Support Is Available for Florida's Caregivers? The financial decisions made at the state level have enormous consequences to the caregivers living in South Florida. Join caregiving experts for the day to learn how these decisions will affect you and what support will be available as you care for your loved ones.
Gary Barg is the event host and moderator. A noted speaker, writer and publisher on caregiving issues since 1995, Gary Barg is founder and editor-in-chief of the first national magazine for caregivers, Today's Caregiver, as well the original online caregiver community, caregiver.com.
This will mark the 124th Fearless Caregiver Conference that Mr. Barg has hosted.
Gary Barg is the author of the book, The Fearless Caregiver: How to get the best care for your loved one and still have a life of your own.
Fearless Caregiver Conference participants will learn:
What support is available for South Florida's family caregivers?
• Where the money is for caregivers
• How to partner with their family members
• How to ask questions of healthcare leaders in the area
• How to get a loved one to stop driving
• How to share information with their fellow caregivers
Who Should Attend?
• Children of aging parents
• Parents caring for children
• Spousal caregivers
• Long-distance caregivers
• Grandparent caregivers
• Pastoral caregivers
• Volunteer caregivers
• Professional caregivers
• And anyone else seeking hands-on advice
Sponsorship opportunities are still available. Call (800) 829-2734 for information and to reserve your space.
Established in 1995, Caregiver Media Group has become the recognized media authority on caregiving through Today's Caregiver magazine, Caregiver.com, the Fearless Caregiver Conferences, the award winning book - The Fearless Caregiver: How to Get the Best Care for Your Loved One and Still Have a Life of Your Own, as well as Caregiver Media Group's award winning content and custom publications.
Today's Caregiver magazine contains cover interviews with celebrity caregivers, articles on caregiving issues and vital resources for all caregivers. Cover interviews have included Leeza Gibbons, Clay Walker, Kathy Greenlee, Debbie Reynolds, Dixie Carter, Debbie Reynolds, Della Reese, Linda Dano, Debbie Wasserman-Schultz, Patricia Richardson, Robert Urich and Clay Aiken. The digital version of the magazine is available free of charge at Caregiver.com.


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Time to Vent
Dear Editor,
My first vent involves the debt limit.
This is the fifth time Obama has asked to raise the debt ceiling. Why is it so critical now but when Bush wanted to raise it, then Sen. Obama voted against it, and went on to say that it was un-patriotic, that Bush was taking out a credit card in your children's name from the Bank of China and leaving your kids and grandkids with an unsustainable debt! Such hypocrisy! The only thing the Democrats have to do is agree[on paper, since they are known to lie on this matter] to future spending cuts, "maybe in a budget" that are causing the ruination of our country, real cuts not the garbage they are trying to pass of as cuts.
My next vent involves the Hurricanes Sandy relief bill. They are blaming Republicans in the House for not passing it, when in reality the blame lies with the politicians who added billions of dollars in pork to the bill that does nothing for the victims and in some cases not even the areas devastated.
They need to post the names of every politician who introduced and supported this added pork so that they can be asked why they are denying the need relief because of their stupid sausage making practices!
The last vent involves the gun control issue. Since the tragic Sandy Hook shooting, every liberal station and every liberal pundit has talked non-stop about gun control, saying it would have prevented the tragedy. But yet you never hear them talking about some of the other child deaths that occur daily. According to the CDC's latest records of 2010, 7 teens between the ages of 16 and 19 die everyday from motor vehicle accidents and injuries.
That's 2,700 teens that die every year, and 282,000 more are treated and released from Emergency rooms for their injuries, yet we still keep handing them the car keys. Those numbers don't reflect the age groups from newborn to 15. Also according to the CDC's 2010 records, 1,537 children died that year from abuse and neglect! Even so, Childrens Services and Judges keep giving these children back to their abusive parents, because it's their right. Why do these people have rights, but we the legal gun owners have ours threatened by our own government? We were granted these rights under the Second Amendment to OUR Constitution. There have only been 27 Amendments to Our Constitution and the Second saying, a well regulated militia, being necessary to the Security of a free state, the Right of The People to Keep and Bear Arms shall not be infringed. These politicians and supporters have one agenda, to disarm the American People. They have passed hundreds of laws already to no avail, because criminals do not obey laws! Just look at Chicago, New York or Washington D.C., these cities have the strictest gun laws of our country yet still have the highest crime rates! Criminals do not obey the law!
They won't let an armed guard protect our children, but it's okay for politicians movie stars and the elite to have protection for themselves and their families! It's okay to violate current laws and send arms to drug cartels and crooks in Mexico [Fast and Furious] to kill their citizens with and even cross back into the U.S. to kill Border Patrol Agent Brian Terry on our own soil, and to date no one in this administration has had to answer for his death. David Gregory violated D.C. law when he tried to intimidate the NRA's Wayne La Pierre in an interview on Meet The Press with a so-called high capacity clip, which is already prohibited in D.C. and as yet has never been prosecuted! I guess gun laws don't apply to liberals if your on the right side of the fence. New laws won't do anything to stop the violence we are seeing, just enforce the ones you have now!
As one blogger said, you can't Legislate Evil! Only an evil person could willingly take the life of another person unless your protecting family or Country, and these people with a conscious live with their decision every day, ask any cop or veteran. The evil can kill a child without a second thought, no law will ever change them. No truer words were ever spoken when Mr. La Pierre said that the only thing that can stop a bad guy with a gun, is a good guy with a gun.
Thank Goodness for the Good Guys, but we need more of them not less. Stay vigilant America and tell your representatives exactly how you feel about their useless attempts to impose gun control on Law Abiding Citizens. Thank you,
Dwain E. Knight


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I want to say three cheers for Martha Lamson concerning the state of Texas Election Code that will not allow Stanley Tuttle or Elaine Henning to be candidates for public office simply because they voted in a different primary than the party which they have represented.
I for one am going to write in their names in the General Election because I am not going to allow the state of Texas to take away my right to vote for whomever I want.
I urge all registered voters in Refugio County to do the same.
We are a free country with a constitution that gives us a right to vote.


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Group Booking Terms and Conditions
Because you are making a Group Booking, there are additional Terms and Conditions that apply. Please read them and click 'I Accept' below to continue with your booking
General Group Booking Terms
By making a group reservation through Hostelworld.com you agree to the following terms and conditions as set by Hostelworld.com and as set by the hostel in question.
- In order to make a group reservation on Hostelworld.com it is necessary to pay a deposit. The balance is due directly to the hostel according to their payment conditions.
- The booking deposit is non-refundable.
- Please note that any cancellations must be notified directly to the hostel at least 24 hours in advance of your scheduled arrival date, unless otherwise stated in the hostel's conditions.
- Hostelworld.com are not responsible for changes or amendments to your reservation once it has been processed. All correspondence with regard to changes to your booking need to be dealt with directly with the hostel.
- Cancellations for reservations must be made directly with the hostel and must conform with the individual hostels cancellation policy (see below)
- It is your responsibility to pay the balance of your accommodation cost to the hostel in accordance with their payment conditions (see below). Failure to do so may result in your reservation being cancelled by the hostel.
- Individual hostels may have special booking conditions relating to group stays, please read the hostel booking conditions carefully before making your reservation.
Hostel Specific Terms & Conditions
The remainder of the amount due will be charged to your credit card ???? Should numbers or room selection change, the per person deposit times the number of people who actually travelled will be deducted from the total accommodation charge levvied by the hostel.
The following group types are not accepted by this hostel: Holiday with Friends, Junior / Primary School, High / Secondary School, College / University, Business Trip, Stag/Hen/Bachelor Party, Sports Group, Cultural Group If you have misrepresented the type of group you are booking for, your booking may be cancelled by the hostel.
Any cancellations resulting from agreement to these terms and conditions under false pretences will result in loss of deposit.
Debe aceptarlos para que podamos confirmar su reserva.
Quedan pocas plazas!
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Comentario más reciente
" O Hostel, em primeiro lugar possui excelente localização próximo ao centro e a Rodov. Rio Santos. O local em si, é seguro, limpeza excelente, café da manhã bom, funcionários atenciosos e local para cozinhar. Uma característica peculiar do Aldeia Hostel, é que o ambiente é voltado para a família e quem busca tranquilidade, portanto, sem agitações se comprado com outros hosteis. Eu recomendo o local e com certeza estarei de volta em uma outra oportunidade. "- Anónimo
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Presidential Walk
Thu, 14 Mar 2013 4:30 PM - 6:30 PM
Location: JMU Quadrangle, Court Square, Downtown Harrisonburg
Time: 4:30-6:30pm
This event is open to the public.
Students, faculty, and staff will join in a walk from the Quad side of the Main Street tunnel, and walk downtown and end up at Court Square for a welcome from the City and the County. After a brief program, participants will come together inside Court Square Theater for a short film and a program from John Douglas Hall, James Madison interpreter.
Be sure to stay downtown after the program to explore various specials being offered by downtown restaurants.


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Distance Education
Course Design ChecklistThursday, October 20 2011 Cody (BS) CHAMBERSRead more...
Policy for Implementing New Blackboard Course SectionsThursday, October 20 2011 Cody (BS) CHAMBERS
Faculty Training & Skill Development Develop & Upload Blackboard Course Content Create New Course Section in BANNER Faculty Training & Skill Development Faculty should be trained in Blackboard at lea...
Online Instructor's GuideMonday, March 21 2011 Cody (BS) CHAMBERS
Distance education courses at Bluefield State are designed for traditional students and those students who are unable to attend regularly scheduled traditional classes on campus or at the other dista...
Media Planning & DevelopmentMonday, March 21 2011
ID Lab ScheduleMonday, March 21 2011
Online Learning VideosMonday, March 21 2011
Faculty TrainingMonday, March 21 2011
Working with faculty to develop quality online courses is the goal at Bluefield State. Content management services provide consultation, training and support to help faculty deliver online materials ...
Online Learning and Course Development and SupportMonday, March 21 2011
Content management services aids faculty in course design and content execution a well as how to apply technology in your instructional environment. We work with faculty as assistance in online cours...
Technology SupportMonday, March 21 2011
BS students: Order Software at JourneyEd or call 1.800.874.9001: Discounted Student/Staff/Faculty prices Microsoft Office 2007- $84.98 Microsoft Windows Vista Business Upgrade - $79.98 Adobe Acrobat ...
General-use Computer LabsMonday, March 21 2011
Building Room PCs Available Hours Dickason Hall 116, 119 40 8am - 4pm Monday through Friday Mahood Hall 308, 310, 311 60 total 8am - 4pm Monday through Friday Ned Shott P.E. Building 405 20 8am - 8pm...


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"I've been a podcast listener for over two years. It's really been a blessing and helped me grow from a cafeteria Catholic to a real one."
~ Lino, Zapopan, Mexico
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Subscribe to Catholic Answers Magazine
"I dare not longer contradict the decrees of him who keeps the doors of the Kingdom of Heaven, lest he should refuse me admission."
~ King Oswy, at the Synod of Whitby in A.D. 664, declaring himself in favor of the arguments of Bishop Wilfrid (who himself had just quoted Saint Peter) thereby aligning England with the Vatican.


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- The Russell 1000 Value index earned 2.4% more than the Russell 1000 Growth index, and
- The Russell 2000 Value index earned 5.1% more than the Russell 2000 Growth index. Figure 1 illustrates the advantage value stocks had over growth stocks in the Russell 1000 index for five-year holding periods ending 1983 through 2006.
- The efficient markets school, and
- The irrational markets school.
- Its risk, and
- Its long-run growth prospects.
- Stocks are fairly valued at all times, and
- Value stocks are riskier than growth stocks.
- A Treasury bond yielding 5%,
- A AAA-rated Exxon-Mobil bond yielding 6%, or
- A B-rated General Motors bond yielding 12%.
- Individual stocks are sometimes mispriced, and
- Overvalued stocks usually fall in the growth half and undervalued stocks in the value half of a stock index.
- Standard deviation: the volatility of actual returns around the average return, with higher volatility indicating higher risk;
- Beta: the sensitivity of returns to the stock market, with beta greater than 1.0 indicating above-average risk; and
- Average loss in down years: the lower the average loss, the lower the risk. What does the record show?
- You could select a portfolio of individual stocks that is tilted toward stocks that meet one or more value criteria;
- You could invest most of your portfolio in a traditional cap-weighted index fund and the remaining in a value index fund. If this strategy is chosen then the value index funds will likely be the less tax-efficient funds, so they should be the first funds to be held in retirement accounts.
- You could invest in fundamental-based stock indexes. By their nature, these index funds will trade securities more frequently than traditional index funds. This trading may add value, but it will also result in higher transaction costs, higher expense ratios than traditional indexes, and it will be less tax efficient.
Explaining the Value Tilt and Its Implications for Investors
by William Reichenstein
Over the long run, returns on value stocks have exceeded returns on growth stocks. A question debated in academic and professional circles is: Why?
This article will address this question and discuss some of its investment implications.
Defining Value and Growth
First of all, some definitions are in orderspecifically, what is a growth stock and what is a value stock?
Prior to about 1990, the financial profession did not use the terms value stocks and growth stocks. However, about that time, several academic studies concluded that the cross section of stock returns varied across two dimensions: size and what we now call style.
In 1992, shortly after this literature appeared, Morningstar introduced its equity style box that separates mutual funds by sizelarge-cap, mid-cap, and small-capand by stylevalue, blend, and growth. Today, virtually everybody uses a similar 3x3 style classification.
There has been little variation in the way the profession has measured a firms size through the yearsa firms size is measured by its market capitalization, that is, stock price times number of shares of common stock outstanding.
Until mid-2002, the profession usually classified a stock by style based on its price-to-book-value ratio, its price-earnings ratio, or both. Today, the profession usually measures a stocks style by a combination of one or more valuation factors (e.g., price-to-book-value ratio, price-earnings ratio) and one or more growth factors (e.g., projected growth rate in earnings).
Long-Term Historical Returns
What does the historical record show about the relative performance of growth stocks and value stocks? One good illustration is indicated by the performance of the Russell indexes. The Russell 1000 index is an index of large- and mid-cap stocks, while the Russell 2000 is a small-cap index. These indexes can be split into value and growth halves.
Over the period 1979 through 2006:
What Causes the Value Premium?
That leads to the major question addressed by this article. Why have value stocks produced higher long-run returns?
The answer to this question may help us determine whether we can expect this pattern to repeat itself in the future.
There are two major schools of thought that try to explain why value stocks have produced higher long-run returns:
The Efficient Markets School
The efficient markets school starts with stock price theory, and runs with it.
Why does a growth stock sell at 25 times earnings while a value stock sells more on the order of 10 times earnings?
In theory, a stocks price relative to its earnings should depend upon several factors, including:
Everything else equal, a stock selling at a low price relative to its earnings (in other words, a value stock) should have a higher risk and/or lower earnings growth prospects than a stock selling at a high price relative to its earnings (in other words, a growth stock).
The efficient markets school says that that theory holds true in the real worldin other words:
According to this school, the value premiumthat is, the additional long-term return on value stocksis the natural reward for bearing this additional risk.
To use an analogy, consider that, over the long run, stocks have earned higher returns than Treasury bonds. This is natural because rational investors should not invest in stocks unless they expect to earn a higher return. Investors understand that stocks may produce lower returns over short horizons and short horizons may be a decade or longer; that is why we call stocks riskier than Treasuries. But over the long run, stocks should produce higher returns that Treasury bonds.
Table 1 presents an example from the bond markets that explains why riskier securities should trade at lower valuation multiples.
|Table 1. Risk, Expected Returns, and Valuation Records
Exxon Mobil
|Promised Yield
|Expected Loss
Due to Default
|Expected Return
|Valuation Multiple:
Price-Interest Ratio
Suppose an investor wants to invest for four years and is considering investing in one of three four-year bonds:
Which bond should the investor prefer?
The answer is: It depends upon the investors risk tolerance.
Table 1 presents the expected returns for these three bonds, assuming the expected losses due to default risk are 0.2% for the Exxon-Mobil bond and 4% for the GM bond.
Rational investors demand a higher expected return for investing in riskier assets. Therefore, the expected return increases as we go from Treasury to AAA to B-rated bonds. Theprice/interest row indicates the number of dollars investors will pay for each dollar of promised annual interest. This is similar to a price-earnings ratio in that it shows the price multiple relative to the amount in the denominator that an investor must pay for the security.
For the Treasury bond, the investor pays 20 times annual interest payments, or $1,000/$50, for a $1,000 face value bond.
For the Exxon-Mobil bond, the investor pays 16.7 times annual interest payments, or $1,000/$60. For the GM bond, he pays 8.3 times annual interest payments.
This example demonstrates that the natural outcome of a market that is dominated by risk-averse investors is that higher-risk securities should trade at lower valuation multiples and offer higher expected returns than lower risk securities.
The efficient markets school concludes that value stocks are riskier than growth stocks, and the value premium is the natural reward for bearing higher risk.
Irrational Markets School
The irrational markets school says that theory does not always carry over into the real world, and specifically that:
According to this school, at best, only part of the additional long-run return on value stocks is attributable to their higher risk. Instead, the value premium is primarily attributable to the tendency of investors to overestimate the growth prospects of growth stocks and, therefore, to overvalue these stocks. To a lesser degree, it may be attributable to the tendency of investors to underestimate the growth prospects of value stocks and, therefore, to undervalue these stocks.
According to the irrational markets school, financial analysts and individual investors tend to look at recent history (e.g., last five years) and project a continuation of that trend for many years to come. In general, stocks that have been growing fast are projected to continue to grow fast and, therefore, they have high price-earnings ratios today.
In contrast, stocks that have experienced tough times in recent years are projected to experience relatively slow growth and, therefore, they have low price-earnings ratios today.
Empirical studies suggest that individual stocks earnings growth rates usually revert to the mean; firms that have experienced fast earnings growth in recent years are likely to experience reduced earnings growth rates, while firms that have experienced slow earnings growth are likely to experience improving earnings growth rates.
These studies suggest that, as a group, firms with historically fast earnings growth will likely experience a relatively small growth advantage compared to firms with historically slow earnings growth, but this advantage will likely only last for about two years.
The irrational markets schools story is supported by stock returns around the turn of the century. In the last half of the 1990s, growth stocks experienced fast growth. Investors, especially momentum investors, jumped on their bandwagons and drove their prices excessively high. Growth stocks high price-earnings ratios implied expectations of continued fast earnings growth for long horizons.
The accompanying box below provides two good examples of what happened when great expectations collided with hard reality. Of course, two examples from one period cannot prove or disprove either school of thought. But these stocks help illustrate the irrational markets story during a period in which, with the advantage of hindsight, most of us would agree that investors collectively overvalued many growth stocks, especially Internet stocks. [I am not trying to say that it was obviousto me or anyone elseat that time that these growth stocks were substantially overvalued. The fact that these growth stocks were selling at those prices clearly indicates that, at that time, the average investor felt they were fairly valued.]
Great Expectations: Cisco and Sun Microsystems
On March 31, 2000, Cisco closed at $77.31 per share. Its 1999 earnings were $0.38 per share, so its trailing price-earnings ratio was over 200.
Cisco stock had experienced earnings per share growth rates of about 50% per year for the prior seven years. Based on Value Line forecasts at that time, its earnings were expected to continue to grow fast. Earnings were projected to average $1.45 for the 20032005 period, which (interpreted at the 2004 midpoint) represented a projected 31% annual growth rate for the next five years. In reality, Ciscos earnings per share grew at 18% per year between 1999 and 2004. Although earnings growth was strong, it was below investors expectations. Therefore, the stock produced disappointing returns for this period.
Another example comes from Sun Microsystems, which on March 31, 2000, closed at a split-adjusted price of $46.85 per share. Its 1999 earnings were a split-adjusted $0.355 per share, so its trailing price-earnings ratiodefined as price divided by trailing earningswas over 130. Sun Microsystems stock had experienced earnings per share growth rates of almost 40% per year for the prior six years. Based on Value Line forecasts at that time, its earnings were expected to continue to grow at an average rate of 24% for the next five years.
In reality, its earnings not only failed to grow, but they were negative five years later. Investors overestimated this growth stocks growth prospects and it produced disappointing returns through 2004.
If investors collectively overvalue some stocks then these stocks will tend to show up in the growth half of stock indexes. From simple math, stocks with prices that are too high usually have high price-earnings ratios and stocks with prices that are too low usually have low price-earnings ratios. Thus, overvalued stocks tend to land in the growth half of a stock index.
According to the irrational markets school, the additional long-run return on value stocks is primarily attributable to the tendency for Cisco, Sun Microsystems, and other overvalued stocks to land in the growth half of a stock index and, to a lesser degree, for undervalued stocks to land in value indexes. The value premium has little to do with risk.
|Table 2. Value vs. Growth Stocks: Which Is Riskier?
|The efficient markets school argues that the value tilt is due to greater risk; the irrational markets school argues that value stocks are less risky than growth stocks and that the value tilt is due to mispricings.
|AMR (Value Stock)
|Yahoo (Growth Stock)
|Earnings per Share
|Losses (20012005)
|28% avg annual (19982006)
|Revenues per Share
|$129.57 (2000) to $104.95 (2006)
|35% avg annual (19992006)
|Projected Revenue Growth
|3.8% (next five years)
|14.5% (20072011)
|Projected EPS Growth
|9.8% (20072012)
|27% (20072011)
|Price-to-Cash-Flow Ratio
(based on 2006 cash flows)
|Price-Earnings Ratio
(based on 2007 proj earnings)
|Value Line Risk Ratings:
|Financial Strength
|Price Stability
|Beta Risk
The Risk Record
Traditional risk measures support the irrational markets school because they suggest that value stocks are less risky than growth stocks. Three common measures of risk are:
For 19792006, compared to the Russell 1000 Growth index, the Russell 1000 Value index had lower standard deviation (13.5% versus 19.6%), lower beta risk (0.79 versus 1.21), and lower average loss in down years (4.2% versus 16.5%).
However, there are questions as to whether these traditional risk measures adequately reflect the risks of firms in financial distress. Nevertheless, these risk measures suggest that the value premium is primarily attributable to the tendency of investors to misprice stocks in the short run.
Gleaning Today's "Record"
The end of last century represents a period where most observers agree after the fact that growth stocks were overvalued. But it is never easy to tell whether a group of stocks are mispriced before the fact.
For example, lets look at two stocks today: AMR, the parent company for American Airlines, is a value stock, while Yahoo is a growth stock (summarized in Table 2).
AMR has experienced a rough go since 9/11. It experienced substantial losses each year from 2001 through 2005. Revenues per share fell from $129.57 per share in 2000 to $104.95 in 2006. Revenues are projected to grow at 3.8% for the next five years.
This stock has low valuation multiples. Based on 2006 cash flows, its price-to-cash-flow ratio is 5.0 and based on 2007 projected earnings its price-earnings ratio is 7.5. Its projected earnings per share growth from 2007 to 20102012 (interpreted at 2011) is 9.8%.
This is a risky firm that is in financial distress. As indicators of the stocks high risk, Value Line rates the companys financial strength as C+, safety as 5 (lowest), price stability at 5 (lowest on a scale of 5 to 100), and beta risk at 2.65, which is more than twice as high as the market portfolios beta risk.
Yahoo has been a tremendous success story in recent years. Its earnings per share increased from $0.07 in 1998 to $0.52 in 2006, or at 28% average annual growth rate. Revenues per share grew at over 35% per year since 1999. Expectations are for continued good times. Earnings and revenues per share are expected to grow at 27% and 14.5% per year through 20092011 (interpreted at 2010). The stock is selling at almost 30 times 2006 cash flows and at 50 times projected 2007 earnings. Value Line gives this stock lower risk ratings than AMR for the companys financial strength (B+), safety (3, average), price stability (20), and beta risk (1.45).
I do not want to suggest that AMR will beat Yahoo in the next few years; the value-versus-growth literature only makes predictions for portfolios and over long horizons.
However, these examples bring home some of the debating points. Most investors would feel uneasy about investing in an airline stock, especially after their recent problems. AMR is under financial distress, and financial distress may not be reflected in the traditional measures of risk. It is easy to understand why the average investor would demand a higher expected rate of return before he or she would be willing to invest in AMR.
Thus the efficient markets argument that the value stock premium is a reward for bearing risk is not without merit.
The irrational markets school would counter that portfolios of stocks like Yahoo tend to be overvalued. Investors tend to project continued good times for such glamorous stocks; proponents of the irrational markets school often refer to growth stocks as glamour stocks. This school suggests that portfolios of glamour stocks will generally produce relatively low returns because, as a group, they will not be able to match the expectations for continued strong growth rates in earnings, cash flows, and revenues that are embedded into todays lofty price-earnings ratios, price-to-cash-flow ratios, and price-to-revenue ratios. In short, this school believes glamour stocks, as a group, have been bid up too high relative to their true prospects, and their future underperformance relative to value stocks will be due to their inability to match their rosy projections.
Investment Implications
There are several investment implications from this research.
Should you tilt your portfolio toward value stocks?
If the efficient markets school is correct, then you should not tilt your portfolio toward value stocks.
The long-run value premium is a risk premium, and not a free lunch.
Over long investment horizons, stocks have beaten bonds, and it is fair to say that stocks have higher expected returns today. But that does not mean that you should invest all your assets in stocks. Most investors combine bonds and stocks in their portfolios to reduce the portfolios risk.
Similarly, most investors combine growth stocks and value stocks so all their stocks are not held in the value basket.
If the irrational markets school is correct, then you should tilt your portfolio toward value stocks. Most of the long-run value premium is due to the tendency for overvalued stocks to fall in the growth half of a stock index and for undervalued stocks to fall in the value half.
Note that the irrational markets school advocates a value tilt to the portfolio, but not a complete neglect of growth stocks.
Do scholars recommend a value tilt?
The merits of a persistent value tilt remain an area of professional disagreement. In an article titled Choosing the Right Mix: Lessons From Life Cycle Funds in the January 2007 issue of the AAII Journal, William Jennings and I examined the recommended portfolios by age at life cycle funds offered by AllianceBernstein, Fidelity, T. Rowe Price and Vanguard. None of these families of mutual funds recommended a persistent value tilt in their life cycle funds. Rather, they recommended style-neutral portfolios with roughly equal allocations to value and growth stocks for investors of all ages. Similarly, John Bogle recommends investing in low-cost, style-neutral, cap-weighted index funds (Enhanced Index Funds: Can They Beat the Market?, May 2007 AAII Journal).
In Recommended Readings: Four Books That Cover It All, (July 2006 AAII Journal), I recommend three general investment books. The books by William Bernstein, Burton Malkiel, and Larry Swedroe each recommend a persistent value tilt. [Past Journal articles can be accessed at www.aaii.com in the AAII Journal area.]
Obviously, there remains professional disagreement on this important issue.
Would it have been easy for most investors to follow a value tilt?
The following story illustrates why many investors would have found it hard to follow a value tilt in practice.
The irrational markets school was especially popular in the early- to mid-1990s after publication of academic articles and a reader-friendly book by Robert Haugen (The New Finance: Overreaction, Complexity, and Uniqueness, Pearson Prentice Hall 1992). I know one finance professor who switched his entire stock allocation to value stocks about that time. The evidence looking backwardby necessity, all empirical studies are backward-looking since they must rely on historical returnswas especially strong about that time.
However, in what is an all-too-familiar occurrence, the successful strategy looking backward, stopped working looking forward.
From 1994 through 1999, value stocks substantially underperformed growth stocks, with most of that underperformance due to 1998 and 1999 when the Russell 1000 Growth index beat the Russell 1000 Value index by, respectively, 20% and 24%.
Although value stocks have beaten growth stock for the entire post-1993 period, it is not clear that a typical investor would have stuck with the value strategy, especially after growth stocks clobbered value stocks in 1998 and 1999.
I have never askedand dare not askthe finance professor if he stuck with his convictions through the rough years or bailed out of his extreme value strategy at precisely the wrong time. But I suspect most investors would have bailed out of the value strategy at the wrong time.
Attaining a Value Tilt
Not everyone will want to tilt their stock portfolio toward value stocks. But for those who do want such a tilt, you can attain a value-tilted portfolio in at least three ways.
First, you can fill your portfolio primarily with value stocks.
Second, you can invest, say 80% to 90% of the U.S. stock portion of the portfolio in a traditional index fund and the other 10% to 20% in one or more traditional value funds. If this approach is taken, the value funds should be the first stock funds to hold in retirement accounts, since they would likely be less tax efficient than the traditional stock index fund.
Third, you can invest in fundamental-based index funds. [For more on traditional index funds versus fundamental index funds, see the accompanying sidebar starting on page 12.] Or, in a slightly different twist, you might invest the stock portion of your portfolio held in retirement accounts in fundamental-based index funds, where the tax-inefficiency of these index funds should not be a concern.
Table 3 provides information on two major providers of fundamental index funds.
|Table 3. Two Providers of Fundamental Stock Indexes
Wisdom Tree offers two sets of fundamental exchange-traded funds (ETFs): one based on firms dividends and the other based on earnings.
|Research Affiliates
Research Affiliates offers fundamental ETFs based on a combination of four fundamental-value metrics: book value of equity, cash flows, sales, and gross dividends. The RAFI U.S. 1000 index (ETF ticker: PRF) may be the best-known fundamental index.
In my opinion, the evidence suggesting that the value premium is primarily attributable to the tendency for investors to overvalue some growth stocks (and to a lesser extent to undervalue some value stocks) may be the strongest evidence against the efficient markets hypothesis.
If the value premium is largely attributable to such mispricing and such mispricing continues in the future, then it would pay to tilt the stock portfolio toward value stocks. Based on this evidence, I usually tilt my portfolio toward value stocks, and I have never tilted my portfolio toward growth stocks. Value stocks tend to have low valuation multiplesthat is, either they trade at low multiples of earnings, book value, cash flows, and sales per share, or they are high dividend yield stocks. An individual investor could attain a value-tilted portfolio in at least three ways:
|Index Funds: Traditional vs. Fundamental-Based Indexes
One of the big arguments that arose after the last bear market debacle is whether index fund holdings should be based on market capitalizations or whether some other weighting method should be used. How does the value premium research affect this question?
Almost all stock indexes traditionally have been market-capitalization weighted, which means that they invest in each stock based on its market capitalizationthat is, price times number of shares of common stock outstanding.
After the 20002002 market plunge, however, a number of professionals argued that this traditional method of weighting stocks in an index resulted in too much emphasis on stocks whose prices were rising rapidly, which in a bull market tend to be growth stocks.
The Traditional Index Argument
The major argument for investing in a broad-based market-capitalization-weighted stock index is that it allows an investor to attain a well-diversified portfolio at minimal cost.
The argument follows the efficient markets school. If markets are perfectly efficient, then cap-weighted indexing is the ultimate investment strategy. In other words, instead of trying to find undervalued securitieswhich would not exist in perfectly efficient marketsan individual should invest the U.S. stock portion of his portfolio in a low-cost broad-based traditional stock index fund with weightings based on firm size as measured by a stocks market capitalization.
The Fundamental-Weighted Index Argument
What if markets are not particularly efficient? Suppose markets tend to get things right in the long run, but individual stock prices are heavily influenced by investor sentiment in the short run? If stocks are mispriced in the short run, then a traditional index fund may not be optimal because the changes in a stocks price affect its market capitalization and distort this measure of firm size. Instead, a more optimal index would be one in which the firm size is defined by a more stable measure that is not tied to stock prices, such as total sales, cash flows or book values.
Table 4 illustrates the issues. It assumes stocks are fairly valued at Time 1, but Stock A becomes overvalued at Time 2 before returning to fair valuation at Time 3. By design, the table assumes that nothing fundamentally changes within either firm except share price.
First, consider what would happen in a traditional stock index fund. The traditional index fund is a buy-and-hold strategy.
At Time 1, this fund is invested 60% in Stock A and 40% in Stock B, which reflects the $6 billion market cap of Stock A and $4 billion market cap of Stock B. When Stock As price rises from $12 to $15, the portfolios value rises to $11.5 billion with 65.2% (or $7.5 billion/$11.5 billion) invested in Stock A. When Stock As price falls back to $12, the value of the portfolio returns to $10 billion with 60% again invested in Stock A.
Because the traditional index fund holdings are based on market capitalizations, no trades need to be made even though the prices changethe index automatically rebalances itself. The traditional index fund is tax efficient because the index manager did not buy or sell shares and, therefore, did not realize capital gains or losses that must be passed through to investors. However, a stock with an increasing stock price will become a larger percentage of the total holdings, as with Stock A when its price rose in Time 2.
Next, consider a fundamental-based index fund that bases the stock weights on sales.
In this example, assume Stock A has 60% of the combined sales of Stocks A and B, and the sales at the two firms do not change. At Time 1, it has the same initial portfolio as the traditional index fund. At Time 2, when Stock As price rises from $12 to $15, the value of the portfolio rises to $11.5 billion. Since sales at the two firms have not changed, this manager would have to rebalance the portfolio back to 60%Stock A and 40% Stock B by selling 40 million shares of Stock A and investing the proceeds into 60 million shares of Stock B. After rebalancing, this index has 460 million shares each in Stocks A and B and a combined market value of $11.5 billion.
At Time 3, when Stock As price falls back to $12, the value of the portfolio would be $10.12 billion,[460m × ($12) + 460m × ($10)], as shown in the Table (before this portfolio has been rebalanced). At this time, however, the manager would have to rebalance again by selling shares of Stock B and buying shares of Stock A.
The net result is that the fundamental-based index fund ends up with 1.2% more in portfolio value ($10.12 billion compared to $10 billion for the traditional index fund). However, this result is before considering higher transaction costs and tax implications.
The Bottom Line: Returns After Taxes and Expenses
An unfortunate feature of a traditional index fund is that the stocks weights change whenever stock prices changeeven if the stock price changes do not reflect any fundamental changes within the firm. In this example, the traditional index funds weight in Stock A increased from 60% to 65.2% and then fell to 60%.
The fundamental index ended with 1.2% more wealth, and this additional 1.2% was due to rebalancing when only the stock prices change.
However, the fundamental index fund is less tax efficient, since the rebalancing results in realized capital gains that have to be distributed to the underlying investors. It also incurs more transaction costs and expenses.
In backdating tests, fundamental index funds that base stocks weights on book values, cash flows, sales or dividends produced higher long-run average returns, often on the order of 2% per year. In practice, when compared to traditional index funds, fundamental-based index funds are essentially value-tilted portfolios. So, you should not be surprised to see higher gross returns on fundamental indexes. However, these higher gross returns do not take into consideration higher mutual fund expense ratios, higher transaction costs, or higher tax bills associated with these more active indexing strategies.
Some individuals may wish to tilt their stock portfolios toward value stocks. If that is your objective, buying a fundamental index is one way to accomplish this tilt.
"Fundamental Indexation," by Robert D. Arnott, Jason Hsu, and Philip Moore, Financial Analysts Journal, March/April 2005, pgs. 83-99.
"Four Pillars of Investing: Lessons for Building a Winning Portfolio," by William J. Bernstein, McGraw-Hill, 2002.
"'Enhanced' Index Funds: Can They Beat the Market?," by John C. Bogle, AAII Journal, May 2007.
"The New Finance: Overreaction, Complexity, and Uniqueness," Robert A. Haugen,. Pearson Prentice Hall, 1992.
"A Random Walk Down Wall Street," 8th Edition, by Burton G. Malkiel, W.W. Norton & Company, 2004.
"The Only Guide to a Winning Investment Strategy You'll Ever Need," by Larry E. Swedroe, St. Martin Press, 2005.
"The Successful Investor Today," Larry E. Swedroe, St. Martin's Press, 2003.
"Contrarian Investment, Extrapolation, and Risk," Josef Lakonishok, Andrei Shleifer, and Robert W. Vishny, Journal of Finance, December 1994, pgs. 1541-1578.


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Tag: bushfires
Australia has worst rate of species extinction in the world!
Australia's rate of species extinction has people concerned about animals native to the country. Peter Garrett, the Environment Minister, has announced they will be assessing the conservation status of about twenty animals with particular interest to both the Tasmanian Devil and the national icon, the Koala. Although, at its last assessment the Koala did not [...]
Posted: August 30th, 2008 under Interesting Fact, News, pictures.
Tags: bushfires, cars, disease, dogs, endangerment, Environment Minister, extinction, government, housing development, koala, Peter Garrett, Tasmanian Devil
Comments: 1


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Coastal Enterprises Co.
Manufacturer of Precision Board polyurethane tooling board: PBHT 300°F; PBLT 200°F. No outgassing. Large sheets (to 5 ft by 10 ft, 24-inches thick, 15 densities (4 to 75 pcf). Custom bonded to any size/shape. Noncarcinogenic/nonhazardous, FAR 25.853. Manufactured in USA.
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Kellie Miller, (800) 845-0745, email@example.com
Please visit: Coastal Enterprises Co.
Mailing Address
1925 W. Collins Ave.
Orange, CA 92867 US
Precision Board Plus Products and Services
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Precision Board Plus High Density Urethane Tooling Boards
Coastal Enterprises manufactures Precision Board Plus High Density Urethane (HDU)Tooling Boards right here in the USA. We produce and stock the widest range of sheet and block sizes in the widest density range of any urethane manufacturer. Because our cast blocks measure up to 5' x10' and 24" thick, we can offer sheet thicknesses ranging from ¼" to 24" and everything in between. Precision Board Plus HDU comes in 12 standard densities ranging from 4lb to 60lb. Our wide selection and large inventory means that you buy only the material you need.
Precision Board Plus HDU Tooling Board is a "closed cell" rigid urethane product that produces more chips and less dust during machining and is unaffected by commonly used solvents. PBHT (Precision Board Plus High Temperature) is made to withstand autoclave curing cycles of up to 300o and will not out-gas or affect prepreg cure. PBHT and PBLT possess excellent dimensional stability and machining characteristics, are non-abrasive and easily machined with standard HSS cutting tools.
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Click here for more information.


text:
The first successful manned Apollo mission launches, John Lennon releases the song "Imagine," George Washington gets a posthumous promotion, and Anita Hill accuses Clarence Thomas of sexual harassment, all on this day.
1961: Comedian and actor Chico Marx dies from arteriosclerosis at the age of 74 in Hollywood, California. Marx, whose real name was Leonard Marx and who was the oldest of the Marx Brothers comedy team, was known for his adopted persona of a dim-witted albeit crafty con artist, seemingly of rural Italian origin, who sported a curly-haired wig and Tyrolean hat.


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Loosely put, a "contact manager" is a piece of software that helps you keep track of information about people you may need to contact in the future. In the past, people often called the physical version of these things a "rolodex," which incidentally was a brand name for the Cadillac of such contact managers, the circular Rolodex file that sat atop the desk of every successful 20th century businessman. I hear that many people use devices like this even today; in this week's column, I'd like to show how it can be done on Linux systems with faster search times and much less desk space.
This is the simplest way to keep names and addresses in Linux.
You can keep names and addresses in a text file as a free-form
address list; to find an entry, use the search capabilities of tools
grep, text editors, and text pagers such as
What's nice about such lists is that you don't have to keep the same information or format for each entry -- one might contain just a name and phone number, another a complete mailing address, another a name and e-mail address. With a free-form address list, each entry contains whatever information you want in the format you want. Separate the entries with a delimiter line of your preference, like "###" on a line by itself.
For example, suppose you have such a text file, rolo, containing three entries:
John Dos Passos 1919 America Ave. New York City ### Scott F. - 602 555 1803 (don't call after 12) ### T. Wolfe's new email has changed. The new one is: email@example.com
Notice that each entry contains varied information, and in no particular format. That's the benefit of a free-form list -- you don't have to type the entries in any particular order, and you're not bound by a given set of "fields"; you can even cut and paste text into it from e-mail, the Web, or other windows.
There are several ways to find text in such a file. Suppose, for example, you want to contact your friend Scott, and you need his telephone number.
To output the line in the file containing the text "Scott", regardless of case, type:
$ grep -i scott rolo
The program will return
Scott F. - 602 555 1803 $
This works nicely when the information you need is on the same line as the information you search for -- here, the name Scott is on the same line as his telephone number; however, the output didn't show the warning that appears on the next line in the file. And what about when the term you search for and the information you need are on adjacent lines?
Use the
-C option with
grep to output two lines of
context before and after matched lines.
To output all lines matching the text "olfe" with two lines of context before and after the matched line, type:
$ grep -C olfe rolo
T. Wolfe's new email has changed. The new one is: email@example.com $
Another way to search such a file is to open it as a buffer in Emacs and use any of the Emacs search
commands on it. The Emacs "incremental-search" function,
C-s ("control-s"), is very useful for such files. If you
type the characters to search for in all lower-case, Emacs matches
those characters regardless of case.
For example, to search through the current buffer in Emacs for the first entry containing the text "new york," regardless of case, type:
C-s new york
If you do such a search on a large file and the first result is not
the record you're looking for, just keep typing
C-s until
the right one is matched.
So to search for the next entry containing the text "new york," regardless of case, type:
You can repeat this operation as many times as you wish to cycle through all places in the entire buffer where the text "new york" appears.
The Insidious Big Brother Database is a contact manager tool for use with Emacs, and it's compatible with all of the Emacs email and news readers. It stores contact information in "records" and allows you to search for records that match a regular expression as well as records whose particular fields match a regular expression.
There are several ways to add a record to the database. Use the
"bbdb-create" function to manually add a record (when you run this
bbdb prompts you to enter the relevant
information for each field). When in a mail reader inside Emacs, type
: to display the record for the author of the current
message; if there is none,
bbdb asks whether or not one
should be created.
To manually create a new
bbdb record, type:
M-x bbdb-create
To make a new
bbdb record for the author of the
current email message, type:
Use the "bbdb" function to search for records -- it takes as an option the pattern or regular expression to search for.
To output records containing the text "scott" anywhere in the record, type:
M-x bbdb
There are additional functions that let you narrow your search to a particular field: "bbdb-name", "bbdb-company", "bbdb-net" and "bbdb-notes", which respectively search the name, company, e-mail address, and notes fields.
To output records matching the regular expression "*\.edu" in the e-mail address, type:
M-x bbdb-net
Next week: using Linux for reminders.
Michael Stutz was one of the first reporters to cover Linux and the free software movement in the mainstream press.
Read more Living Linux columns.
Copyright © 2009 O'Reilly Media, Inc.


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I have a 6 1/2 month old little girl who has been on formula for about 2 months. I started having issues with low supply at 4 months and my doctor kinda talked me out of trying to keep bf. I really want to get her back on mamas milk though so I started relactating about a week ago. My supply is going up nicely (I got a whole oz in one sitting this morning ) and DD has never stopped comfort nursing at night so she still latches well.
However, now she latches and falls asleep right away. She'll do a few "butterfly sucks", maybe a few weak little ones while she sleeps but that is it. I know I have enough milk to at least get her mostly full (she takes 3oz a bottle now) if she would just work a bit harder to get to the milk.
Any ideas on how to get her to suck rather than just fall asleep?? I never thought I would wish she would stay awake, but here we are. lol.