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Nylon Fibers
Updated: April, 2004 - Raghavendra R. Hegde, Atul Dahiya, M. G. Kamath
(Monika Kannadaguli and Ramaiah Kotra)
Nylon was the first truly synthetic fiber to be commercialized (1939). Nylon was developed in the 1930s by scientists at Du Pont, headed by an American chemist Wallace Hume Caruthers (1896-1937). It is a polyamide fiber, derived from a diamine and a dicarboxylic acid, because a variety of diamines and dicarboxylic acids can be produced, there are a very large number of polyamide materials available to produce nylon fibers. The two most common versions are nylon 66 (polyhexamethylene adiamide) and nylon 6 (Polycaprolactam, a cyclic nylon intermediate). Raw materials for these are variable and sources used commercially are benzene (from coke production or oil refining), furfural (from oat hulls or corn cobs) or 1,4-butadiene (from oil refining). The chemical reactions are as follows [1].
2. Fiber TYPES
types are produced commercially in various parts of the world. Nylon 66 has
been preferred in North American markets, whereas nylon 6 is much more popular
Nylon's outstanding characteristic in the textile industry is its versatility. It can be made strong enough to stand up under the punishment tire cords must endure, fine enough for sheer, high fashion hosiery, and light enough for parachute cloth and backpacker's tents. Nylon is used both alone and in blends with other fibers, where its chief contributions are strength and abrasion resistance. Nylon washes easily, dries quickly, needs little pressing, and holds its shape well since it neither shrinks nor stretches.
3. Fiber Formation
One of the most important factors in polymer processing is viscosity, which is a function of molecular weight. The number-average molecular weight of polymer suitable for textile fiber production ranges from 14,000 to 20,000. Since Polycaprolactam can be regarded at equilibrium as a polycondensation polymer, the number-average molecular weight alone is sufficient for its characterization. Two-step melt spinning, comprised of spinning and drawing, is considered to be the conventional method to manufacture nylon filaments. After melting, filtering, and deaerating, the molten polymer is extruded through a spinneret into a chamber where the melt solidifies into a filament form. At this stage, the filaments have little molecular orientation, and their slight birefringence is due to shear forces set up during extrusion. In order to achieve desirable properties through molecular orientation and crystallinity, the newly formed filaments must be drawn. Since the Tg of nylon is below room temperature, nylon can be cold drawn.Hot drawing is also frequently used. Nylon filaments are drawn approximately four times their initial length. The effect of drawing on birefringence, a measure of molecular anisotropy, can be seen in Table I. Also, the elastic modulus increases significantly with increasing orientation as shown in Table I. Other physical properties, such as density equilibrium, moisture sorption, tenacity and elongation-at-break, are also affected by drawing.
Draw Ratio
Elastic Modulus (GPa)
Rather than two-step spinning (extrusion) and drawing, a one-step, high-speed spinning process is being used increasingly. In high-speed spinning, filament windup speed relative to the extrusion speed is very high and orientation and crystallization occur in elongation flow along the spin line. When drawing as-spun fibers, the molecules are arranged randomly in amorphous regions and as folded chains in crystalline region as shown in Figure 1.
In essence, cold drawing stretches chains in amorphous regions, but molecular folds are restricted and the molecules orient themselves along the fiber axis direction, resulting in enhanced orientation and high crystallinity. In the case of nylons, which have sheet-like crystal structures, drawing may enable the hydrogen-bonded polyamide sheets to slip past each other and form more oriented structure [4]. Hot drawing is a procedure using high temperature during drawing and annealing under restraint after drawing. Exposure to high temperature helps to increase the draw ratio, and higher moduli and tenacity can be achieved.. Ultra drawing of solidified crystalline material induces a high degree of chain extension (Figure 2), which leads to very high tensile strength and modulus. This results in a so-called high-performance fiber.
A skin-core structure, mostly depending on spinning speed, is generally formed within melt-spun fibers. At a constant feeding rate, higher spinning speeds will produce more extended chains in the melt and form a finer filament. Therefore, the finer fiber usually has higher modulus and tenacity. Fine filament cannot be drawn as much as a coarse filament, because partial orientation on the outer parts of the filaments is formed when the molten fluid is drawn over the sides of the orifice. As a result, finer filaments have a greater proportion of 'skin' to bulk, i.e., better orientation has already been formed. Naturally, there is not much space for an improvement by cold drawing within fine filaments. The filaments become lustrous and strong.
4. Rheological Behavior
The melt viscosity of the polymer can be represented as a function of molecular weight by the relationship [5, 6]:
η=K (Mw) a
Where is the zero shear viscosity, Mw it the weight average molecular weight, K and an are constants dependent upon the polymer and temperature. In the case of nylons, the value of exponent a normally is in the range of 3.4-3.8.
It has long been known that moisture has a strong effect on the rheological behavior of nylons. Generally, high moisture levels cause degradation and foaming, and relatively low levels of moisture act as plasticizer in nylon 6 during melt processing. All nylons absorb moisture. The extent of moisture absorption depends on temperature, crystallinity, and humidity. Therefore, before processing of nylon resins, the polymer pellets must be dried to moisture levels below 0.2 wt%, in order to avoid bubble formation and significant polymer degradation during processing. A recent study [7] found that the drying temperatures used affect zero shear melt viscosity. The result is shown in
Table 2. Effect of Resin Drying Temperature on Zero Melt Viscosity
Drying Temperature (°C)*
Molecular Weight Exponent
5. Non-conventional Spinning Techniques
Alternative to conventional melt spinning, various solution-spinning techniques have been introduced [8,9]. Solution spinning techniques (gel, wet, dry) enable the spinning of high molecular weight polyamides, leading to high tenacity filaments (tenacity 100cN/tex)[8]. As an innovation on fiber formation, new technologies producing micro fibers have been developed and reported [10]. Primarily direct spinning and mechanical and solvent splitting produce micro fibers. Electro spinning [11] represents another approach to fiber spinning, when electrical forces on polymer melt or solution surface overcome the surface tension and cause an ejection from an electrically charged jet. The diameter of the fibers produced by this technique is of the order of nanometers. Frequently, there are produced fibers that are electrically charged.
6. Crystalline structure
Both nylon 6 and nylon 66 are semi-crystalline polymers. These linear aliphatic polyamides are able to crystallize mostly because of strong intermolecular hydrogen bonds through the amide groups (Figure. 3)[3], and because of Vander walls forces between the methylene chains. Since these unique structural and thermo-mechanical properties of nylons are dominated by the hydrogen bonds in these polyamides, quantum chemistry can be used to determine the hydrogen bond potential [3]. The left side of the figure shows hydrogen-bonding planes, and the right side shows the view down the chain axis. For the -form of nylon 6, adjacent chains are ant parallel and the hydrogen bonding is between adjacent chains within the same sheet (bisecting the CH2 angles). For the -form of nylon 6, the chains are parallel and the hydrogen bonding is between chains in adjacent sheets. . In nylon 66, the chains have no directionality. Research results have shown that the stable crystalline structure is the -form comprised of stacks of planar sheets of hydrogen-bonded extended chains. It also appears that Young's modulus of the -form is higher than the γ-form.
Mechanical, thermal and optical properties of fibers are strongly affected by orientation and crystallinity. Basically, higher fiber orientation and crystallinity will produce better properties. Crystallinity of nylons can be controlled by nucleation, i.e., seeding the molten polymer to produce uniform sized smaller spherulites. This results in increased tensile yield strength, flexural modulus, creep resistance, and hardness, but some loss in elongation and impact resistance. Another important benefit obtained from nucleation is decrease of setup time during processing [1].
7. Dyeability
The dyeing efficiency of nylon fibers is enhanced due to the end groups -COOH and -NH2, which exhibit polar and hydrophilic characteristics. Dye diffusion into fibers is closely related to the rate of dyeing, level of dyeing through dye migration, wet fastness properties of dyes, etc. It is generally believed that dye diffusivity is independent on dye concentration, with some exception. T. Shibusawa [12] studied the diffusion of most disperse dyes on nylon 6 and found that the actual diffusivity on nylon 6 fibers is not always independent on dye concentration. Kim et al. [13] have reported that both dyeing rate and dye saturation of 1,4 -diaminoanthraquinone (1,4-DAA) were improved considerably in the presence of didodecyldimethlammonium bromide (DDDMAB). The amount of DDDMAB adsorbed on nylon 6 fiber is roughly 20 times higher than that a conventional dispersing agent. This suggests that there might be fairly strong interaction between DDDMAB and the fiber by virtue of electrostatic and hydrophobic interactions. There have been many attempts to improve nylon's dyeability or at least to point out the factors and mechanisms acting in nylon dyeing. It has been shown that acrylonitrile and styrene radiation grafting on the polymer could improve the dyeability of nylon [15]. Another approach to higher dyeability of nylon 6 is by copolymerization [16]. In this case, the dyeability can be improved at the expense of a decrease of specific viscosity and of heat and hydrolysis resistance. Other treatments, such as plasma etching [17] and superheated steaming [18] have proved to decrease nylon dyeability. In the former treatment, outer structures, not normally susceptible to dyes, are etched away whereas the crystalline phases inside the fiber are not as much affected. Superheated steaming of the fibers leads to higher shrinkage and to higher crystallinity and crystal size, which contribute to decrease dyeability.
8. Degradation
The -COOH and -NH2 end-groups in nylons are sensitive to light, heat, oxygen, acids and alkali. When exposed to elevated temperatures, unmodified nylons undergo molecular weigh degradation, which results in loss of mechanical properties. The degradation is highly time/temperature dependent. By adding heat stabilizer, nylon can be used at elevated temperature for long-term performance. Exposure to UV light results in degradation nylon over an extended period of time, it appears that adding carbon black can reduce the radiation degradation. Nylons are chemical resistance to hydrocarbons, aromatic and strong acids, bases, and phenols attack aliphatic solvents, but them. They also are gradually attacked hydrolytically by hot water. Newly developed sulfonation of nylon 6 fiber [19] by 2,5 dichlorobenzene sulfonyl chloride (DSBC) has a great effect on the heat and chemical stability of the fibers. It reported that the modified fiber is non-melting up to 1000oC, and does not burn when put it in direct flame (but chars without losing fiber form). It does not dissolve in formic acid and concentrated mineral acid. Its glass transition temperature is about 500oC.
9. Properties of Nylon 66
-Tenacity-elongation at break ranges from 8.8g/d-18% to 4.3 g/d-45%. Its tensile strength is higher than that of wool, silk, rayon, or cotton.
- 100% elastic under 8% of extension
-Specific gravity of 1.14
-Melting point of 263oC
-Extremely chemically stable
-No mildew or bacterial effects
-4 - 4.5% of moisture regain
-Degraded by light as natural fibers
-Permanent set by heat and steam
-Abrasion resistant
-Lustrous- Nylon fibers have the luster of silk
-Easy to wash
-Can be pre colored or dyed in wide range of colors; dyes are applied to the molten mass of nylon or to the yarn or finished fabric.
-Filament yarn provides smooth, soft, long lasting fabrics
-Spun yarn lend fabrics light weight and warmth
10. Properties of Nylon 6
The main difference between nylon 6 and nylon 6,6 is nylon 6 has a much lower melting point than nylon 66. This is a serious disadvantage, as garments made from it must be ironed with considerable care.
11. Nonwovens Usage
The fiber has outstanding durability and excellent physical properties. Like PET fiber, it has a high melting point, which conveys good high- temperature performance. The fiber is more water sensitive than PET; despite this fact, nylon is not considered a comfortable fiber in contact with the skin. Its toughness makes it a major fiber of choice in carpets, including needle punched floor-covering products. Because of its relatively high cost, nylon has somewhat limited use in nonwoven products. It is used as a blending fiber in some cases, because it conveys excellent tear strength. The resiliency and wrinkle recovery performance of a nonwoven produced from nylon is not as excellent as that from PET fiber.
12. World Consumption of Nylon Fiber in Nonwovens 1998- 2007
It is forecasted that global consumption of nonwoven may reach 3.7 million tons by 2005 and 4 million tones by 2007.Consumption of manmade fiber was about 8.1% of all Textile fibers in 1998.In 2005 it is expected to reach 10% and 10.4 % by 2007. Table 3 shows the forecasted consumption of nylon fiber in nonwoven Industry till 2007. [14]
Table 3
Consumption in thousand tons
Fig. 4
In certain applications, the performance of nylon fiber is hard to beat. However, because of its higher cost, it is used in specialized applications where its performance can justify the increased cost. It is used as a blending fiber in some cases, because it conveys excellent tear strength. The resiliency and wrinkle recovery performance of a nonwoven produced from nylon is not as excellent as that from PET fiber. This polymer is used in moderate quantities, because it is more expensive than polyester, polypropylene, or rayon. Some particular applications are as follows:
· It can be mostly found in garment interlinings and wipes where it supplies strength and resilience.
· In Ni/H and Ni/Cd batteries, nylon fibers are used as Nonwovens separators.
· Nylon fibers are used for the manufacture of split table-pie fibers. These fibers find application in high performance wipes, synthetic suede, heat insulators, battery separators and specialty papers.
· Nonwovens developed from nylon are found in automotive products, athletic wear and conveyor belts.
[1]. P. G. Galanty, and G. A. Bujtas, "Modern Plastics Encyclopedia" '92, pp 23-30 McGraw Hill 1992
[2]. P. Meplestor, "Modern Plastics", 74, Jan., 66 (1997)
[3]. S. Dasgupta, W.B.hammond, and W.A. Goddard III, J. Am. Chem. Soc. 118,12291-12301, (1996)
[4] A. B. Thompson Fiber structure Edited by J. W. Hearle and R. H. Peters, Butterworth & Co. Ltd. and the Textile Institute pp 499 (1963)
[5]. E.Mukouyama and A. Takegawa, Kobunshi Kagaku, 13,323 (1956)
[6]. G. Pezzin and G. B. Gechele, J. Appl. Polym. Sci., 8, 2159 (1964)
Y. P. Khanna, P. K. Han, and E. D. Day, Polym.
[8]. J. Smook, G. J. H. Vos, and H. L. Doppert, J. Appl. Polym. Sci., 41,105-116 1990)
[9]. J. W. Cho, G. W. Lee, and B. C. Chun, J. Appl, Polym. Sci., 62(5),771-8 (1996)
[10]. D. Gintis, "Chemical Engineering World", 32(3),43-50 (1997)
D H. Reneker, and
[12]. T. Shibusawa Textile Research Journal, 66,421-428 (1996)
[14] www.ifj.com
[15]. K. El Salmawi, M. B. El Hosamy, A. M. El Naggar, and A. M. El Gendy, American Dyestrff Reporter, 82 (5),47-59 (1993)
[16]. M. Nagata and T. Kiyotsukuri, European Polymer Journal, 28 (9),1069-72 (1992)
[17]. T. Okuno, T. Yasuda, and H. Yasuda, Textile Research Journal, 62(8),474-80 (1992)
[18]. L. Han, T. Wakida, and T. Takagishi, Textile Research Journal, 57(9),519-12 (1987)
[19]. S. A. El Garf and S. M. El kemry, Textile Research Journal, 67, 13-17 (1997)


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Subscribe To our E-Newsletter
Newsmakers the Week of January 16, 2014
Major contemporary art collectors Keith L. and Katherine Sachs have gifted the Philadelphia Museum of Art with nearly 100 works, highlighted by the works of Jasper Johns and Ellsworth Kelly. The Sachs have longstanding ties to the Philadelphia museum; Keith Sachs has served as a trustee for the past 25 years. They also have been prominent supporters of the Hebrew University in Jerusalem and, locally, the University of Pennsylvania. The space for the donated art will be named the Keith L. and Katherine Sachs Galleries, with official ceremonies scheduled for March.
Joshua Runyan, former news editor of the Jewish Exponent, has been named editor-in-chief of the Baltimore Jewish Times. The native Philadelphian is also a former news editor of Chabad.org.
Warren Hoffman, director of arts and cultural programming the past five years for the Gershman Y, is leaving to become associate director of the Center for Jewish Life and Learning at the Jewish Federation of Greater Philadelphia, effective Jan. 27.
Self-avowed one-time jewelry-making hobbyist Jane Makransky has landed the Oscars as an account. The local lawyer, whose jewelry is available regionally and has been displayed in Bead Trends Magazine and Jewelry Making Daily, will have her leather cuffs included in gift baskets handed out at the Academy Awards ceremony in March. This past summer, Backstage Bag included her pieces as part of their gift baskets given to such new celebity parents as Hilaria and Alec Baldwin and Penelope Cruz and Javier Bardem.
Philadelphia native Jonathan Sarna, chief historian for the National Museum of American Jewish History in Philadelphia as well as the Joseph H. & Belle R. Braun Professor of American Jewish History at Brandeis University, is the new president of the Association for Jewish Studies. One of his predecessors in the role was his father, Nahum.
Jeffrey Dashevsky of the law firm of Dashevsky, Horwitz, Kuhn & Novello, P.C, has been named to the board of governors of the Philadelphia Bar Association.
Dr. Eric Faerber, professor of radiology and pediatrics at Drexel University College of Medicine as well as head of radiology at St. Christopher's Hospital for Children, has been honored by the Philadelphia Roentgen Ray Society with its Mary Stuart Fisher Outstanding Educator Award for 2013.

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Instant Expert!: How to Caramelize Onions
Learn how to caramelize onions in a snap with our simple recipe for sweet sautéed onions.
You've all heard about caramelizing onions. What does that really mean? Well, just think about caramel. It's brown and sweet, you're gonna cook those onions until they're silky, smooth and soft. The only thing you need to remember is this does take time. The first step is to chop up about three to four onions. Thin half rings are most versatile but you can go full rings, chunks, chopped. Then pour two tablespoons EVOO into a skillet. Throw in three tablespoons butter and cook over medium high heat until it's melted and rippling hot. Now, get those onions cooking. Throw them in and season with salt and pepper. Cook the onions for about five minutes without stirring until they start to brown on the bottom. Now, lower the heat to medium, stir the onions until they're coated with oil and beginning to soften. That's about five minutes. Now, the onions are starting to brown or caramelized as their natural sugars cook down and intensify. Scrape the browned onions and any bits of the bottom of the pan. Lower the heat to medium low, now be patient because you're gonna need to cook these babies for another 15 minutes. The whole process should take about 20 to 30 minutes. Yes, that long. You'll be tempted to call it a day or should go in for the gold here like this. Golden brown and beautiful. For more recipes, tips and tricks, go to rachaelraymag.com.


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The Phillies celebrated science, and in particular the science of baseball, with the sixth annual Philadelphia Science Festival Night, held on April 16, 2016.
Held during the Saturday, April 16 7:05 p.m. game against the Washington Nationals, children of all ages explored and took part in fun science activities throughout the concourse.
Children received a map of exhibits and were encouraged to visit as many exhibits as they could to earn a stamp on their map.
Those completing at least five exhibits were able to redeem their map for a Philadelphia Science Festival Night at the Ballpark prize.


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Finally the application the iPhone was built for … iBeer. While not the most involving application on the iPhone, it is definitely one of the most fun – at least for the first few times you try it. There is something to be said for the fact that, no matter where you are or what time it is, you can pour yourself a frosty brew and drink it down to the last drop.
Just push the red button and it fills up your mug, which just happens to be shaped like a phone. Your drink comes complete with realistic bubbling sounds and a delicious head of foam. Tilt your phone to chug it down. Make sure you empty out the glass by making your phone completely horizontal. Do this and you will be rewarded with a satisfying belch. Then the red button reappears. Time to pour yourself another glass of the amber.
Without a doubt, this app is hilarious to use, and unlike real beer, there is no drinking age. The problem is, once you've shown it to all your friends there is not much else you can do with it. Also, I found the huge round button a little unrelated to the program, along with the "ding" sound when you push it. It's not a sound you normally hear when popping open a beer bottle.
This is a good program to surprise and entertain your friends and is a great conversation piece for bartenders, but the price seems a little high for just a quick diversion.
Overall I would highly recommend this Entertainment iPhone App for adults 18 years and older.


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Lucy Lawless and Greenpeace activists Vivienne Hadlow and Shai Nades leave New Plymouth's central police station, after their release on bail on charges relating to their 77-hour occupation of the Noble Discoverer.
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Product Description
- One of Germany's premier DJs Talla 2XLC offers up this second volume of bass thumping club tracks for the techno loving masses!
- This epic collection contains over 2 hours of unreleased versions and rare mixes!
- Special collaborations with a host of top shelf producers including American DJ & host of Tytanium Sessions Sean Tyas. Beatport chart topper Martin Roth, #24 on DJ Magazine's Top 100 DJs John O'Callaghan, Swedish superstar Carl B and so many more!


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|August 01, 2012
|August 01, 2012
Have you seen the VersaEmerge Grab Bags available this week only in The Fueled By Ramen Webstore? Click HERE to order now!
Plus! Enter to win the giveaway of the day by ordering any item in the webstore or answering the trivia question! At 6pm EST today we'll be giving away a twenty | one | pilots autographed bundle including a journal from Tyler and a drumhead from Josh.
Enter now HERE!
|July 31, 2012
Vote for Fun.'s single 'Some Nights' on MTV News' Summer Jam Games. Just click HERE and then go to the Rock section to cast your vote.
|July 31, 2012
VersaEmerge Another Atmosphere Preview
Another Atmosphere Preview from VersaEmerge is available now on iTunes. Click HERE to download the three-song preview of the upcoming album now!
- No Consequences
- Bones
- Domesticated
Check out this new remix of Gym Class Heroes' latest single 'The Fighter' featuring Ryan Tedder done by the Rock-It! Scientists. The original version of the song is all over NBC's coverage of the Olympics and now there's an awesome second version of it.
Click HERE to download it now on iTunes along with GCH's latest album, The Papercut Chronicles II!
|July 31, 2012
Today during The Fueled By Ramen Summer Games Sale we are giving away a very unique prize. Three yellow jerseys were made for Fun. for the Some Nights preorder. However when we received them the printer had misspelled Antonoff. Enter to win this misspelled jersey and be the only person aside from Jack, Andrew and Nate with the yellow jerseys that were later worn during their photo shoot for Rolling Stone!
Click HERE to enter the giveaway now.
Every entry qualifies you for the next 12 giveaways during the Summer Games Sale.
|July 30, 2012
The Panic! At The Disco Facebook has some great photos like this one from their recent shows in Russia. Click HERE to see more.
photo by Zack Hall
|July 30, 2012
Click HERE to read a piece on Fun. in Paper Magazine. The band recounts the story of when they were first told that their song 'We Are Young' had gone number one at radio.
"It's like someone gave us a big tool and now we have to use it. We have to bring everything to the next level." - Jack Antonoff
|July 30, 2012
The Fueled By Ramen Summer Games Sale has begun! July 30th - August 12th get amazing deals in The Fueled By Ramen Webstore, click HERE to shop the sale now!
Featured Deals:
- Grab Bags available through August 5th.
- Free Fueled By Ramen bracelet with orders of $25 or more!
- Daily Giveaways LIVE at 6pm EST on The Fueled By Ramen UStream.
Click HERE for details on all the ways you can enter to win todays prize, a phone call from Blake & Sierra of VersaEmerge.
Shop the sale now HERE!
|July 30, 2012
Here's the second in our series of videos from Gym Class Heroes highlighting some of the songs from The Papercut Chonicles II that you may have not yet heard. This one stars the band's drummer, Matt McGinley. Look for another video starring Eric next week!
Click HERE to listen to The Papercut Chronicles II on Spotify.


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Your Right Job, Right Now: Unconventional Wisdom, Unbelievable Results from My Boss June
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Amie Streater$14.99Add Your ReviewReaders discover the seven "counterfeit convictions" that keep them broke and encounter proven plans and for getting out of debt, building wealth, and finding financial peace. Money habits. Where do they come from? Can you pinpoint when you started shopping to feel better, w... Learn More
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Ralph Moore, Ralph Moore, Alan Tang$10.99Add Your ReviewEveryone struggles with money at some point in their lives. The problem can run so deep that people turn to the common misconception that money is the root of all evil-but nothing could be further from the truth. It is the love of money that keeps us from attaining our fin... Learn More


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San Francisco 49ers (1-0)
#1 If you thought Colin Kaepernick had to run to win big games, you were wrong. Don't worry. So was I. (Photo by Jeff Gross/Getty Images)
Denver Broncos (1-0)
#2 Wow. What else do you say? This is the team to beat in the AFC. (Photo by Dustin Bradford/Getty Images)
Seattle Seahawks (1-0)
#3 The running game was surprisingly atrocious (26 carries for 70 yards), but Russell Wilson was efficient through the air, and the defense made plays when it had to. (Photo by Grant Halverson/Getty Images)
Green Bay Packers (0-1)
#4 Yes, they lost, and no, I'm not dropping them in my rankings. (Photo by Thearon W. Henderson/Getty Images)
Houston Texans (1-0)
#5 The deficit was disconcerting. The comeback was encouraging. (Photo by Donald Miralle/Getty Images)
Chicago Bears
#6 No Urlacher? No Smith? No problem. A solid start for Jay Cutler and Marc Trestman. (Photo by Jonathan Daniel/Getty Images)
New England Patriots (1-0)
#7 The optimist says a win is a win, the pessimist says the Patriots won't make the playoffs and the realist says this is not a legitimate AFC contender – not right now, anyway. (Photo by Tom Szczerbowski/Getty Images)
Indianapolis Colts (1-0)
#8 His stats weren't gaudy, but Andrew Luck was in complete control. (Photo by Andy Lyons/Getty Images)
New Orleans Saints (1-0)
#9 Sean Payton is back. (Photo by Chris Graythen/Getty Images)
Atlanta Falcons (0-1)
#10 The Falcons blew a first-half, double-digit lead. Hmm, where have we seen this before? (Photo by Stacy Revere/Getty Images)
Cincinnati Bengals (0-1)
#11 You can't turn the ball over three times and realistically hope to win – especially on the road. (Photo by Jonathan Daniel/Getty Images)
Baltimore Ravens (0-1)
#12 That was arguably the worst season-opener for a defending Super Bowl champion in NFL history. Anquan Boldin probably looks awfully good right about now. (Photo by Dustin Bradford/Getty Images)
Dallas Cowboys (1-0)
#13 It got a little dicey at the end, but Dallas will take it. (Photo by Wesley Hitt/Getty Images)
Detroit Lions (1-0)
#14 This might be the perfect offense for Reggie Bush. (Photo by Leon Halip/Getty Images)
St. Louis Rams (1-0)
#15 Great win for the Rams. Sam Bradford's two new weapons – Jared Cook and Tavon Austin – combined for 13 catches, 182 yards and two touchdowns. (Photo by Michael Thomas/Getty Images)
Kansas City Chiefs (1-0)
#16 The offense was efficient, and the defense didn't allow a point, sacking Blaine Gabbert six times. Yes, Jacksonville is awful, but it was still a good start for the Andy Reid era. (Photo by Mike Ehrmann/Getty Images)
Philadelphia Eagles (1-0)
#17 Durability will almost certainly be an issue, but this offense looks dangerous. (Photo by Rob Carr/Getty Images)
Washington Redskins (0-1)
#18 The Redskins need to respond to adversity better – and sooner. (Photo by Patrick Smith/Getty Images)
New York Giants (0-1)
#19 Somehow, the Giants actually had a chance to win, five turnovers in. Six turnovers in, not so much. (Photo by Wesley Hitt/Getty Images)
Miami Dolphins (1-0)
#20 The Dolphins rushed 23 times for just 20 yards, but the defense was superb. So were Brian Hartline and Caleb Sturgis. As for Mike Wallace? Get over it. (Photo by Matt Sullivan/Getty Images)
Tennessee Titans (1-0)
#21 No Titan stood out, but a road win is a road win. Tennessee had just two of those all of last season. (Photo by Vincent Pugliese/Getty Images)
Minnesota Vikings (0-1)
#22 Three touchdowns by Adrian Peterson, three interceptions by Christian Ponder. We'll probably see more of this in the future. (Photo by Gregory Shamus/Getty Images)
Pittsburgh Steelers (0-1)
#23 Five sacks allowed and less than 200 yards of total offense. If not for a touchdown with 1:23 to go, the Steelers' only points would have come an opening-kickoff safety that was handed to them. Translation? They looked even worse than Baltimore. (Photo by Justin K. Aller/Getty Images)
Carolina Panthers (0-1)
#24 Carolina didn't score in the second half, which usually makes winning difficult. (Photo by Streeter Lecka/Getty Images)
New York Jets (1-0)
#25 The defense and special teams outscored the offense. This might not be the only time that happens this season. (Photo by Rich Schultz /Getty Images)
Tampa Bay Buccaneers (0-1)
#26 There's no way around it. This team simply finds ways to lose. (Photo by Jeff Zelevansky/Getty Images)
Arizona Cardinals (0-1)
#27 Carson Palmer and Larry Fitzgerald will be a force this year, but that's a game – up two scores in the fourth quarter – the Cardinals need to win. (Photo by Michael Thomas/Getty Images)
Cleveland Browns (0-1)
#28 Technically, Cleveland is in first place in the AFC North. Enjoy it while it lasts, Browns fans. (Photo by Jason Miller/Getty Images)
San Diego Chargers (0-1)
#29 When you're up three touchdowns in the second half at home, you have to win. Period. (Photo by Jeff Gross/Getty Images)
Buffalo Bills (0-1)
(Photo by Rick Stewart/Getty Images)Doug Whaley draftee E.J. Manuel
Oakland Raiders (0-1)
#31 His mistakes were costly, but Terrelle Pryor, with 112 rushing yards, should be the starter in Oakland. (Photo by Andy Lyons/Getty Images)
Jacksonville Jaguars (0-1)
#32 With 178 yards of total offense, Jacksonville is officially painful to watch. (Photo by Sam Greenwood/Getty Images)


text:
Kourtney Kardashian complained that some people on her recent flight from Mexico wanted her kids to be quiet and told her kids to be quiet
. Is it right to tell other people's children to be quiet on a plane or do you go through the parent?
You tell the flight sttendent to tell the mom to do something aboot the kids(s)ReplyCancel
Definitely not to the kids. I would say something to the flight attendant if it was that bad. I would never confront a parent or kid like that on a plane.ReplyCancel
First attempt is through the parents. If the parent sits there and does nothing to control the kids, then it's OK to address the kids directly. I disagree that you pull a flight attendant into it unless you absolutely have no choice. They have enough to deal with.ReplyCancel
I always think you should go through the parent, but many parents nowadays let their kids do whatever they want without regard to anyone else. Seen parents in restaurants let their kids run around, be loud or crying and make a mess, They don't say a thing to them about it. They are too busy talking to other adults in their party. I can see how other would get frustrated and say something to the kid.
Parents should teach their children how to behave in public. Then again, some parents don't know how to behave in public either.
I could go on and on…..ReplyCancel
thats the reason headphones were inventedReplyCancel
As a parent, you should be aware that your children are being annoying to other people. Kids can be kids, but in a plane or common area where people are trying to enjoy silence, you as the parent should monitor and supervise your kids. Kourtney's just pissed because by scolding the child directly, was an insult to her parenting skills. If the parent is TRYING to keep their kids occupied but can't, or the child is uncontrollably crying is one thing. To be completely oblivious to your child is another.ReplyCancel
Depends on the age of the kids. Small children you speak with the parent.
If the child is old enough to know/do better, I see no harm in directly asking the child to "please stop kicking my seat, thank you" or "please, lower your voice, thank you".ReplyCancel
Here we go again with someone "exposing the site". Please by all means post on every story because we're obviously all gullible idiots.
Parents first then the kids if they are over a certain age. Scolding a 3 year old can make them cry more if they don't know you.ReplyCancel
Of course you tell the shit-asses to shut up! How else do they learn?!
🙂 I kid.ReplyCancel
I will wait and see what the parent does. Usually it's obvious if the parent is ignoring the behavior or trying to stop it. If nothing is being done, I will gently let the child know they are bothering others. If that doesn't work, I'll talk to the parent. I wouldn't ask the flight attendant to handle it unless it was dangerous behavior. If the parent doesn't care I would ask to change seats if possible.ReplyCancel
Like any parent WANTS their kids to scream bloody murder, much less on a plane. Depending on how old the kids are, there is no reasoning with them, no matter how many attendants you send over or how many dirty looks we get. Really, sometimes you have to suck it up.
Playing Harry the Bunny singing Twinkle Twinkle Little Star works for my son, by after the 27th replay the ppl may prefer his screams.ReplyCancel
I depends. If kids are running around, causing a great disturbance, yes. If they are making normal kid noise, then fuck off.ReplyCancel
SHUT THE FRONT DOOR!ReplyCancel
Lol @RayReplyCancel
Wow. I'm….crushed. None of this is real? :/ReplyCancel
I heard something on the radio this morning about a teacher who was suspended for throwing her shoe at a kid who wouldn't shut up.
Seems he was in the back of the class and just kept talking and talking, so she nailed the wall right beside his head. Didn't hit him but scared the sh*t out of him (and shut him up). So now some parents are team teacher and others want her fired.
Agree with talking to the flight attendants.
Or bring an extra shoe.ReplyCancel
I don't think it's ever ok to reprimand other people's children. Besides, kids will be kids and that's why I bring earplugs with me.ReplyCancel
Theres a glitch in the Matrix.ReplyCancel
Do you even read this site? If you did, then you'd already know what a lot of us think.
Thanks for the warning, though! Toodle-oo!ReplyCancel
Why didn't she call Kanye? He would've taken care of that situation in a red hot minute!ReplyCancel
Sugar you have to be realz becuz I think I saw a real picture of you being attacked by spear chucking guys in masks!ReplyCancel
If you're a parent, there's bound to be an instance when your kid has misbehaved. I need to know more specifics of the case to weigh in.
Parents are so "not my innocent child" in this day and age, whereas, I was raised with the expectation of, "if you are out in public on a plane, in a restaurant, at the mall, this is a privilege and you are not to whine, cry or act a fool or shit will get real when we get home." And, I parent in the same way.ReplyCancel
I get the earplug thing but how about on a plane when the little kid behind you kicks the back of your seat over and over. You ask the mom to have him stop and the kid does it anyway. That's just a case of parent who finds it too much trouble to keep their kid in check.ReplyCancel
I do my level best to keep the kiddos quiet on planes, but there they are, trapped in a small space with pressure differences and grouchy people that forgot they were once kids, sometimes it's hot and miss. My kids are so young that I would always expect you to talk to me first, unless you want to discuss quiet time with an almost-two-year-old. It's a lot of fun! I recommend flash cards!
That being said, I have no problem telling preteens to hush. It between kids, really, if the kids are being obnoxious, odds are their parents aren't going to care anyway.ReplyCancel
OTOH Sugar I may be fake taint no pictures of me to be foundReplyCancel
Ooooh, someone said t'aint! And it wasn't even me this time! Oh. Except there where I did.ReplyCancel
It's the parents job to try. If my kids won't shut up I expect people to be mad, but it's kids on a motherfucking plane, with no escape hatch. Kids have as much right to travel as adults. and trust me, it's much harder on the parents of the misbehaving kid (if they're trying to stop the behavior) than the annoyed adult who can watch a movie & tune it out.ReplyCancel
Yeah you are a bad girl and need a spanking TTMReplyCancel
What's this with the what now?? You started it! Going back to my gin closet with the ladiesReplyCancel
I exist therefore I yam! Thx Sugar!
Save some fo' me TTM (although I'm not much for tonic water)
All we need now is for someone to walk ia d through Amber Tamblyn and the radio show and we'll all be up to date!ReplyCancel
I would say, in a loud obnoxious voice, to no one in particular, "If I couldn't control my kids, I wouldn't take them out in public."
If I was traveling with someone who would get pissed/embarrassed by me doing that, I would call the flight attendant and tell her to do something about it. They get paid to do that shit.
It is all moot for me though, because if I am getting on an airplane, I'm smoking a bunch of pot on the drive to the airport. If the fucking thing goes down, I wanna die in my sleep.ReplyCancel
Christ on a bike, that moron can't even tell the difference between the New York Post and the New York Daily News – he quotes the news, and then links to an article in the Post. Now THAT'S credibility.ReplyCancel
And that's why I can't quit you, count. You went and used "moot" in a sentenceReplyCancel
If the parents are good parents, you won't need to say anything to the kids. The parents will already be automatically respectful to the people around them by telling their kids to shut the F up. If the parents don't say anything to their own children, the people have every right to tell the parents, control your little beasts.ReplyCancel
I kid you not, we took a flight from Dublin to Chicago and this one year old child was SCREAMING the whole 8 hours. I thought we were gonna die, but I had to sympathize a bit, because the kid was probably sick, or in pain from the cabin pressure. I have a child, and luckily he never had an issue. However, the Parents kept apologizing. You could tell they wanted to die. Now, if the kid is being an asshole…
I have a successful passive/aggressive method of dealing with crap Parents on airplanes…its called "crop-dusting". (Pack this emergergency kit before boarding)
Eat cruciferous vegetables in largesse, add some hummus for good measure, and stand up near the offender(s) (whilst stretching)and let it rip. Then walk away. They get the blame for any collateral damage. Lather, rinse, repeat.
Actually, once I was on a plane sitting next to a 5- or 6-year-old boy who was flying by himself. I had the window seat and the flight attendant asked if I would switch with him because he wanted to look out the window. Of course I swapped. For the next three hours, I had the best time chatting with this boy and hearing about his dog and friends, and looking at the books he'd brought with him. When we landed, he politely said goodbye, grabbed the wings the pilot had given him, and was escorted to the door by the flight attendant to meet whoever it was that was meeting him.
That is called AWESOME PARENTING! (Obviously, he wasn't a Kardashian.)ReplyCancel
Wanting kids to be "quiet" is a huge gray area. Some people want kids to be "silent", which is just unreasonable. Some people just want kids to "not be loud". That one, I can understand.
That said, "some people" implies more than one person thought her kids were too loud. I'm inclined to think that if this wasn't just one grump, then maybe she should spend less time taking offense and more time demonstrating to her children how to behave on a flight.
If the kids were crying from air pressure, though, they get a pass from me. You cannot hate on a little kid for that. It sucks but c'mon, have some empathy. On a recent flight I was on, there was a baby crying b/c her ears hurt for the first hour or so. I wanted to go hug her parents. No one wants to hear their baby wailing in pain and unable to do a damn thing about it. I think she either finally nursed or fell asleep. Thank God. Poor kid.ReplyCancel
I'm so glad to learn I'm not real. Someone please alert the bill collectors.ReplyCancel
That story about the parents who let their kid climb onto a statue in the Tate? Yeah, those parents needed a talking to. That kid just looked tired.
Otherwise, it would totally depend on the situation whether I spoke with parents, kids, or none of the above.ReplyCancel
@TTM: My words are like crack for betches. Much as they may hate em, once they get the taste, they can't help but want more.
That's why god invented noise canceling headphones and Xanax!! And gin!!!!ReplyCancel
Everyones tolerance level is different. I would address the issue with a flight attendant. Even if its an older child/teen, and their parent(s) aren't aware of there behavior I would still let the attendants address it. Unfortunately, its always a crap shoot when you fly commercially.ReplyCancel
I agree, this is subjective. Kids being kids is fine. If they crying from pain what can you do besides feel sorry for them? If kids wild and doing something dangerous, then i would speak up, as parents in same area as me and dont mind kids flirting with death. Two stories: at yankee stadium, kid kicking the back of my husbands seat ad nauseum. He finally said please stop kicking the back of my seat. Thats all. Did the father say yeah, cmon knock it off. He did not. He said in loud sarcastic voice," oh yes, dont kick the sensitive man's seat." And he kept bringing it up- " remember, dont kick sensitive mans seat." He's lucky we didnt kick his sensitive seat out of the stadium. Now what is he teaching his kid? Complete disregard for anyone around him, thats what. Second story-I was in ymca locker room, and two little kids -like 3 and 4-were playing by closing doors on each other while in the lockers. Mother was away aways, so I said, " thats not the best idea in the workd. You may get locked in ." And the idiot mother, instead of saying, thats true, says," are you having fun playing in the lockers?" Ignoring me completely. Yes, its all fun and games until one gets locked in, has no air and dies. Anyway, just 2 examples of what you may think of as common sense, while parents dont think you shld mar their kids little world with manners or safety.ReplyCancel
Kids being kids is no excuse. Control your offspring or don't subject them to other people in a closed environment. Take a road trip.ReplyCancel
Sure kids have a right to fly. They have no right to disturb anyone. This isn't a $2 bus ticket. If they can't be quiet they should be on a bus. If they're in pain their parents should be arrested for abuse. Breeding does not entitle anyone to inconvenience others. I tell the brats to calm TF down since their idiot parents are incapable. They always calm down. Always.ReplyCancel
@equation…What?!?! What the what?!?! Have you priced bus tickets? Do.ReplyCancel
Kind of curious about enty reviewing comments. Yesterday they did and removed and item about a deathpool but if they do why not delete this comment?ReplyCancel
Let's keep in mind the kids are four and a year and a half, so it's not exactly a cake walk keeping then entertained and quiet at ant time, let alone on an airplane. Some adults don't even shut the Fuck upand behave, so why do we expect an infant or a toddler to do any better?
If some stranger tries to parent my young child they better watch out because that is not okay. Young kids ate still learning, still figuring out right and wrong and still developing a semblance of morality. Older kids are just being assholes, so yeah you can tell my eleven year to stop being a Dick.
As for alternative means of transportation, if my kid gets restless on a flight there is no fucking way in this world that I will decide to take a bus instead. Are you kidding me? That is one of the dumbest ideas I have ever heard.
Just don't be an asshole. If you are on a flight and see an infant or toddler don't get pissy because they can't sit perfectly still and silent for a prolonged period of time. That's unrealistic and just plain impossible unless you drug your kids.ReplyCancel
Love the lazy, huffy puffy parent who wouldn't stand for anyone telling her kids to be quiet. If you're going to have kids …then be a parent.Period. Nobody expects a child to be a little adult… But when you allow them to disturb everyone else while you have a little "me time" you're being lazy and negligent … And… I won't stand for lazy-ass parents not doing the job they signed up for.ReplyCancel
There's a HUGE difference between expecting silence and perfect behavior from a child and expecting decently socialized, well brought up behavior from a child and active, constant supervision from parents.
If a child is a brat and a parent is oblivious, I recommend the Paul Lynde method.ReplyCancel
I've got no problem telling other people's kids how to behave, and equally I have no problem with other people telling mine how to behave (like they should ever need reminding!) We're all in this together. If you don't want ME dictating policy to your kids, then YOU had better get to them before I do!ReplyCancel
They had to be pretty bad for a long time for more than one person to say something directly to the kids. Once you're deemed an incompetent parent people don't bother going through you anymore.ReplyCancel
I tell the little shites to shut up – the last thing you want when you're travelling business class is to have it ruined by noisy little buggers who should fly in economy with the nanny (I'm – sort of – joking with that last comment but it makes sense, non?).
Problem is, sometimes if you go to the parents they're real asses about it and turn it around to make it seem like you are the problem.
I told a kid off at the supermarket this morning for fingering the lolly mix – she looked like she was going to burst into tears but that's not my problem. Where was this kid's mother? And who wants to buy lollies that some snotty little kid has touched?
I don't have kids but I do have dogs, cats and horses. I would not take too kindly to someone telling my hounds off at the dog park (not that they ever need telling off because their manners are impeccable).ReplyCancel
As a parent that travels a lot with kids (it January and we've flown 7 times this year already) sometime you can't make them happy. My kids are 6 and 2. They fly all the time like champs, but every now and then there is an off day.
I have never said anything to another child nor has anyone ever said anything to my kids.
I do want to punch the haters who make snide comments under their breath about "oh great sitting next to kids." Listen up hater, those kids have gold status and have for several years, that means they fly a lot, most likely more than you. You are more likely to cause a scene than them.ReplyCancel
Hey ninotchka 😀 I worked as a waitress, so many times I saw the power plays small children play with their parent(s). Locked in their own reality, the kid(s) are all about asserting their autonomy, I would break it up.
Hey kid, cut it out ( or words to that effect) and distract them.
I had ONE complaint in 15 years. ONE.
If your kids aren't well behaved leave them at home, most people don't want to deal with other bad parents rotten kids. If something was said to the kids they were being ignored or neglected, and Kourtney likes to play the good mother but I have a feeling she's one of those mom's who is emailing or texting the entire time she's with her kids, and they get bored and act out. They are at that age, she got mad because she was embarrassed, getting caught being a inbred idiot not paying attention to her own kids. She probably beat the nanny down in the parking structure after the poor woman carried all the luggage to to the car for not keeping the kids entertained on the flight.ReplyCancel


text:
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fax view fax(215) 988-2757 Address One Logan Square
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I like the part when he said they Are not married to anybody. Meaning a lot of the underperformed overpriced players are trade bait.
I like the part when he said they Are not married to anybody. Meaning a lot of the underperformed overpriced players are trade bait.
How much more complicated will this become if Omar Khan (sp?) gets the GM job with the Jets?
In regards to the RB position, I would love to have Steven Jackson.
He's a bull and has the heart of a lion from whats been said and he wants to win.
Also, would anyone be willing to take a shot with Shonn Greene?
Could we strike gold twice with either of these players like we did with Farrior and Bettis?
Steelers 2015 Draft???....Go Freak! As in....
1-Bernardrick McKinney MLB Mississippi State 6 ft 5 250 4.5 40 yard dash
how dare colbert criticize this team. he must not be a 'real' fan.
1.25) Artie Burns - CB, Miami (Mackensie Aleander)
2.58 ) Sean Davis - S/CB, Maryland (Deion Jones)
3.89) Javon Hargrave - DT, S. Carolina St. (Nick Vannett)
4.123) Jerald Hawkins - OT, LSU (Deandre Houston-Carson)
6.220) Travis Feeny - OLB, Wash (Darius Jackson)
7.227) Demarcus Ayers - WR, Hou (Graham Glasgow)
7.246) Tyler Matakevich - OLB, Temple (Travis Feeney)
The referee said that you hit Brian Sipe too hard. Did you hit him too hard?
I hit him as hard as I could - Jack Lambert
Probably one semi-surprise cut and hopefully one surprise FA signing in the works this spring, before the draft.


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Liking the new popeMarch 16,2013
Liking the new pope
I was delighted to learn that the newly elected pope chose for himselfthe name of St. Francis of Assisi, generally known as patron saint ofthe animals. Indeed, Catholic and Anglican churches hold ceremoniesblessing animals on his feast day of Oct. 4.
On one of his nature walks, Francis reportedly preached to the birds andis often portrayed with a bird in his hand. On another occasion, Francisconcluded a pact with a ferocious wolf that was terrorizing localtownsfolk, whereby the wolf would quit preying on the towns sheep inexchange for being fed regularly. He even persuaded local dogs to stopharassing the wolf. He freed a rabbit from a trap, returned caught fishto their stream, and fed half-frozen bees in winter-time.
I hope that Pope Francis will inspire Catholics and all persons ofgoodwill to show non-human animals the respect and compassion they sorichly deserve, particularly when it comes to subsidizing their abuseand slaughter for food at the checkout counter. Joining the MeatlessMondays trend may be a good start.
Billy Templeton
BarreMORE IN LettersA sixth-offense DUI gets plead down to a misdemeanor. A breathalyzer is refused. Full StoryBurr Morses recollection (Whats good for the goose, Nov. Full StoryMSNBC news analyst Rachel Maddows report on the election of Republican Rutherford B. Full Story
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by Anton Shilov
Smaller manufacturers of cell phones have to compete for two diametrically different market segments: ultra low cost mobile phones for emerging markets as well as rather expensive smartphones used by experienced users. However, such strategies are possibly not the finest, according to ABI Research.
Second tier mobile handset vendors shipped 80.5 million units last year, a small fraction of the global total. But they face significant challenges when seeking greater market share. They are competing against the first tier giants, such as Nokia, Motorola and Samsung, which together control about 70% of the global market. They are also trying to differentiate themselves and create recognizable brands. According to a new study from ABI Research, the most obvious strategies open to them may not be the best.
"Most Tier 2 handset vendors are Chinese, Korean, and Japanese. Many have tried to expand beyond their home regions through international partnerships (often leveraging existing infrastructure deals), but with mixed results. Some have succeeded, but often a variety of factors, intensified by global recession, is forcing vendors to retreat to their home bases," said Michael Morgan, an industry analyst with ABI.
Such refocusing is necessary for them at this time, but in the next few years they will have to start another offensive onto other regions.
"They're in the bunker now, but within the next two years they'll have to come out, because in every region except Japan, the big players – the Nokias, Motorolas, and Samsungs – will be coming in with a vengeance," explained Mr. Morgan.
To achieve the volumes they need, the second tier vendors will have to get out and into emerging markets suited to the kinds of phones they make. Those making low-cost phones might consider Latin America. For high-tech, there may be space in the Japanese market – Pantech has had some success there, claims ABI.
The good news is that in the high-margin smartphone segment, the arrival of the open source Android OS has lowered the entry threshold, and technically proficient vendors may be able to put their own stamp on the smartphone concept.
The ultra-low-cost handset (ULCH) market may not be as logical an opportunity for these smaller players as one might think. With their huge volumes, the Tier 1s are able to sell ULCHs on paper-thin margins and still profit. Unfortunately, most second tier cell phone makers cannot do that.


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Some Insurance for Your Stock Portfolio
All insurance companies are not created equal and their exposure to the devastation of Sandy isn't equal either. That's why the analyst at Morgan Stanley who covers insurance companies recently predicted many companies will take an earnings hit in the fourth quarter to cover the losses they'll be paying.
Earnings estimates for insurers like Dow 30 member Travelers Insurance (TRV) and "good hands" insurance star Allstate (ALL) have been cut by as much as 50% due to the Sandy-related payout costs.
Yet, according to an editorial in the Wall Street Journal by Brett Arends, "...
As we all know, no matter what industry we're focused on, a price war can often make all the players suffer. That's why, according to Meyer Shields, an insurance analyst at financial services firm Stifel, Nicolaus, "
The result, according to industry analysts, is that insurers now pay out more in claims and expenses than they collect in premiums. They try to make up for the shortfall by investing those premiums, but that hasn't worked too well. Their average return on capital has been a paltry 3% to 5%.
The Journal article claimed the major publicly traded insurance companies have averaged share price gains of around 16% so far this year. Finding that hard to believe, I looked for an ETF that trades mainly insurance-related companies. Much to my surprise I found one.
The SPDR S&P Insurance ETF (KIE) attempts to correspond to the total return performance of an index that tracks the performance of publicly traded companies in the insurance industry.
Its year-to-date performance is up 15% and shares of KIE were trading at around $43.20 as of Monday. That's down a little from the 52-week high of $45.20. It yields around 1.7% and has a three-year average return of a little more than 7%.Here's a five-year chart that compares it with the S&P 500 SPDR ETF (SPY) . KIE data by YCharts
KIE sports an average PE of around 9, which also happens to be the forward (one-year) PE for ALL. TRV's forward PE is around 10. According to Arends' article, "Allstate shares...trades at roughly the net per-share value of the company's assets, and for about 63% of annual per-share revenue. The median for the past 15 years...


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Vt. awards grants for watershed improvementThe Associated Press | March 24,2014MONTPELIER — Vermont will be supporting 15 watershed improvement projects across the state with grants ranging from $2,500 to $15,000.
The projects were chosen out of 58 applications received, according to the Vermont Fish and Wildlife Department.
"Although these grants are relatively small, much is accomplished and the increased public awareness should pay benefits into the future," said Rod Wentworth of the Vermont Fish and Wildlife Department.
"We're glad to provide a funding option for what I like to think of as little grants with big results."
Projects that will receive 2014 Watershed Grant Program funding include restoration and clean-up in the White River drainage basin; Water Street river park planning for Northfield; a river access project in Rochester and Pittsfield and a milfoil prevention project in Charleston.
Other projects awarded funds are a dam removal on upper Wells River, expanded effectiveness of lake protection strategies for the Federation of Vermont Lakes and Ponds, a project about river dynamics for the Ottauquechee Natural Resources Conservation District and floodplain and habitat restoration at Pinney Hollow Brook.
The watershed grants are funded by some of the proceeds from the Vermont conservation license plate sales. The state says almost $1.4 million has funded 336 projects.
Organizations or towns who think they might have an eligible project can contact Wentworth or Rick Hopkins of the Vermont Department of Environmental Conservation.
Grant applications for next year are accepted annually from October to late November or early December.MORE IN This Just InBARRE TOWN Firefighters faced a collection of adverse conditions as a house on Granitville Road... Full StoryWILLISTON Police are asking for help identifying the man who tried to steal roughly $800 worth ... Full StoryNEWBURY Police said somebody stole booze and change from a Welch Road residence. Full Story
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Ending the straight-ticket vote
Old habits die hard, especially among politicians. So don't look for Delegate Ryan Ferns' thoughtful bill to sail through the West Virginia Legislature without quite a bit of debate – most of it, probably, after hours as Democrat lawmakers discuss the personal pros and cons of the measure.
Ferns, D-Ohio County, has introduced a bill to eliminate straight-ticket voting in Mountain State elections. He insists it has wide support among House leaders.
For decades, straight-ticket voting has been among the best friends Democrat office seekers have in our state. It allows voters to simply mark at the tops of their ballots that they want to elect all candidates of one party. Most of the time, that means Republicans need not apply, especially when the Democrat Party has enjoyed popular leaders such as the late Sen. Robert C. Byrd.
But times have changed. According to some counts, the number of straight-ticket ballots cast by Democrats last fall was nearly equaled by those posted by Republicans. It's interesting what the name "Barack Obama" at the top of a list of candidates will do.
Voters ought to make decisions based on individual candidates, not party affiliation. But because many, both Republicans and Democrats, are too lazy and/or too brainwashed to do that, the practice tends to benefit candidates from the most popular party with the most charismatic candidates at the top of the ticket.
As we've reported, however, Democrats no longer are unchallenged in West Virginia politics. At one time they held a two-to-one edge in voter registrations. That has narrowed substantially, with the GOP gaining – and about one-sixth of voters declaring themselves independent.
Ferns thinks last fall's near-equal numbers of Democrat and Republican straight-ticket voters will make leaders in his party less hardheaded about eliminating what they have viewed for many years as an advantage – not just for their party but also for them personally. Many of them don't mind it a bit if they get elected on someone else's coattails instead of on their own merits.
The number of co-sponsors Ferns attracted for his bill may indicate such a shift in thinking. The measure has 10 co-sponsors, including seven Democrats. Of that number, Judiciary Committee Chairman Tim Miley, D-Harrison, and Finance Committee Chairman Harry Keith White, D-Mingo, are particularly impressive.
But the House is one place and the state Senate can be a very different one.
Delegates have seen the growing power of Republicans up close and personally. After decades in which the GOP was no more than an irritant for Democrat leaders in the House, it now has real power. The election last fall sent 46 Republicans to the House to counter 54 Democrats.
Senate President Jeff Kessler, D-Marshall, presides over a totally different situation, with 25 Democrats comfortably in the driver's seat over their nine Republican colleagues.
One indication of whether a bill has a chance of passing is whether similar versions of it are introduced in both houses of the Legislature. To my knowledge, Ferns' proposal has no counterpart in the state Senate.
Straight-ticket voting is a very old, cherished practice among many Democrat politicians who have benefitted from it. Many of them will consider the near-equal number of straight-ticket ballots from their party and the GOP last fall to have been merely a fluke, not worth abandoning the process that has been so good to them.
They're probably right. It is impossible to over-estimate the effect Barack Obama had on last fall's election in West Virginia. Next time around, with a Democrat less objectionable to so many Mountain State voters, the straight-ticket pattern favoring Democrats could be resumed.
So it may be too early for the old politicos to give up what many of them consider to be an ace in the hole at election time.
Straight-ticket voting should be eliminated, of course. Within the next week or so – when we see whether a Senate bill to that effect has been introduced – we'll probably know whether it's going to happen this year.
EDITOR'S NOTE: Mike Myer is executive editor of The Intelligencer and the Wheeling News-Register. He can be reached via e-mail at firstname.lastname@example.com


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The process of establishing a new city administration has begun for Mayor-elect Kirk Caldwell.
Caldwell issued an email blast Friday announcing his Transition Committee had begun accepting applications for the positions of director and deputy director at 21 city departments. A Dec. 7 deadline has been set for those who are interested to turn in their applications.
According to former Mayor Mufi Hannemann, public perception that political pay back plays a major role in forming a cabinet is overblown.
"I think it doesn't matter whether somebody really contributed to you (or) if they know you," Hannemann told KITV4. "You're considerate, but make no promises. I mean, that's the worst thing that you can do — make a promise that you can't keep."
Caldwell was Hannemann's managing director from 2009 to 2010, when the former mayor left office to run for governor. Hannemann says selecting the correct managing director is the most critical decision his protégé will make in the coming weeks.
"That is your alter ego; that's your number two," said Hannemann, "and you also have to look for a good deputy managing director."
When Mayor Peter Carlisle assumed office in October 2010, he kept roughly three-fourths of Hannemann's cabinet members. Hannemann believes it's important for Caldwell to determine how much institutional knowledge may be lost if he replaces long-serving directors with a person of his choosing.
"It shouldn't matter who a person is aligned with; it shouldn't matter whether they're a holdover from the previous administration (and) whether they belong to your party," said Hannemann. "If they want to serve, if they want to contribute, you should consider them."
When Hannemann took over from former Mayor Jeremy Harris, he made it a point to seek out those cabinet members who he believed would continue to contribute to his new administration.
"You have the political appointees that have to foster a very positive relationship with the civil servants," Hannemann explained. "So, you need someone coming in that will tap into that institutional knowledge."
Caldwell will take the oath of office Jan. 2. The mayor-elect beat former two-term Democratic Gov. Ben Cayetano in the Nov. 6 general election, 52.9 percent to 45.2 percent.
Anyone interested in serving in the Caldwell administration is asked to submit an application to his Transition Committee at: Caldwell Headquarters, 1130 N. Nimitz Hwy., #A151, Honolulu, HI 96817.
For more information visit: http://www.kirkcaldwell.com/city-team/
Caldwell accepting applications for city cabinet
The process of establishing a new city administration has begun for Mayor-elect Kirk Caldwell.
Copyright 2012 by KITV All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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"Your threats do not terrify us, for Christ is our life, and death is our gain."
~ Saints Crispin and Crispinian, to Emperor Maximianus after he had attempted to bribe them into renouncing Christ; they were martyred for their faith


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24 hours: A quickest guide to Milwaukee's weekend
9 p.m. Friday
Celebrate the music, humor and legacy of one of rock's most inscrutable icons at Zappa Fest, a tribute to Frank Zappa at Linneman's in Riverwest. Acts on the bill include Dr. Chow's Love Medicine, Freddy Lee Band and Gozor Tenplat. »Read Full Article(1)
'50 Shades of Grey' gets a 'Spank!' spoof at Turner Hall
50 shades of 'Spank!'
It's sultry. It's steamy. And it's not what you think. »Read Full Article
Imagine Dragons delivers powerful show at sold-out Eagles Ballroom
With a short but memorable set at Rock the Green in Veterans Park last September, Las Vegas-based alternative-rock act Imagine Dragons declared itself to anyone watching as an exciting live band on the rise.
Saturday night at the Rave, the band more than delivered on its promise. »Read Full Article
MSO's stunning, wide-ranging look at Rachmaninoff
If the name Rachmaninoff is synonymous with piano concertos for you, you're not alone. You're also missing a big part of the picture.
Friday evening's Milwaukee Symphony Orchestra concert gave a multidimensional look at the pianist/ composer/conductor through his first piano concert, one of his choral/orchestral masterpieces and an orchestral fantasy. »Read Full Article
In Tandem's 'Beast on the Moon' capture's young couple's struggles to move on from painful past
In the first scene of Richard Kalinoski's "Beast on the Moon" - now on stage in a beautiful and nuanced production at In Tandem's Tenth Street Theatre - 19-year-old Aram Tomasian learns that his newly arrived child bride is not the girl he'd been promised.
"I ordered the girl in this picture and they sent me someone else," Aram pouts. Yes, 15-year-old Seta replies, but "I am the same girl who wrote you." Eager to please but also slightly impish, Seta can't resist adding that she is also prettier than the pictured girl. »Read Full Article


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CNJ staff
Angelo State (11-8, 3-2 Lone Star Conference South) at ENMU (7-11, 2-2), 8 p.m. today at Greyhound Arena.
Radio: KSEL-FM 105.9.
Last outing: ENMU has been off since last Saturday when it lost at home to 11th-ranked Midwestern State 66-59. The Rams, meantime, are coming off an 84-78 victory over West Texas A&M on Wednesday night at San Angelo, Texas.
Notes: The Rams have played well at home (7-1), but have struggled a bit on the road (2-6). Their road wins were over East Central (128-104) and Southeastern Oklahoma (71-70). … ASU has the LSC's top scorer in 6-3 junior G LaMarshall Corbett (24.1 ppg). He also leads the league in 3-point percentage (50 percent on 59-of-118) and FT percentage (92 percent, 143-of-156). Corbett, who shoots 48 percent overall from the floor, leads the team in assists with 55. … Corbett scored 33 points in Wednesday's win over WT. … Others in double figures for the Rams are 6-4 senior G Stavon Williams (13.6 ppg) and 6-6 senior F Johnny Barnes (10.9). Barnes leads the team in rebounding (8.5, ranking him third in the LSC). … Angelo won last year's matchups over the Greyhounds, 73-63 at Portales and 75-66 at San Angelo.
Angelo State (9-10, 2-3 Lone Star Conference South) at ENMU (6-13, 1-3), 6 p.m. today at Greyhound Arena.
Radio: KSEL-FM 105.9.
Last outing: The Zias broke a 15-game South losing streak last Saturday, beating Midwestern State 70-56 at Greyhound Arena. The Rambelles lost at home on Wednesday to No. 9 West Texas A&M 63-55.
Notes: The Rambelles have been up-and-down much of the season. They had a four-game losing streak followed by a three-game winning streak early, but other than that haven't won or lost more than two in a row. … Scoring leaders are 5-7 senior G Camille Perkins (14.5 ppg) and 6-1 sophomore C Paige Weishuhn (13.0). While she may be listed as a center, Weishuhn is shooting 50 percent from the floor (the Rambelles are just under 38 percent as a team) and 51 percent (26-of-51) from 3-point range (the team is at 29 percent overall). … Perkins leads the team in assists with 48. … Last year, ASU beat the Zias 58-51 at Portales and 51-47 at San Angelo.
— Compiled by Dave Wagner


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From: Chef Michael Symon, Lolita, Cleveland, OH. Yield: 4-6 pierogis. DOUGH: 1 lb. all-purpose flour 2 whole eggs 1/4 cup sour cream 1/4 cup softened butter FILLING: 1 Idaho Potato, peeled 1/4 lb. Dolce Gorgonzola (or another type of blue cheese) to taste, salt and pepper SAUCE: 1 lb. wild mushrooms 1 Tbsp. butter 1 Tbsp. red verjus (or substitute 1/2 Tbsp. red wine and 1/2 Tbsp. red wine vinegar) 1 Tbsp. veal demi glace 1 Tbsp. fine herbs chopped (can use tarragon, parsley, chervil or ...
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Bullying—a major concern for schools; Wayne Highlands confronts bullying by encouraging good behavior
July 3, 2012 —
Whenever the subject of schools comes up today, bullying is apt to be of intense concern, especially for parents of young children who are the targets of some mean kids.
Public interest is so intense that a full-length feature film called "Bully" is in theaters around the country. (Locally, the film is showing only in New York City.)
Originally, the rating on the film was "R," which means that children could not view it without being accompanied by a parent. But due to the intense interest, the producers of the film edited much of the footage so that it could receive a rating of "PG-13."
Recently, The River Reporter interviewed the district superintendent of the Wayne Highlands School District, Greg Frigoletto, along with three of his staff: middle school principal Maralyn Nalesnik, middle school assistant principal Gerard Burns Jr. and high school assistant principal Diane Scarfalloto.
The four educators began by clarifying exactly what bullying is. "Bullying is a pattern of antisocial behaviors shown to other students over time," Frigoletto said. "We have to be clear that it is not a single act of aggression toward another student. There must be a series of unacceptable behaviors. It's then that we can do something about it."
Many of the public today think that every act by one student against the other is bullying. Education has to be the first step in the process of correcting these behaviors. "There has to be a persistent, repetitive response by school officials, from the classroom teacher on up to the top administration," Burns said.
"Our school system has a school-wide policy on bullying from the elementary schools, to the middle school and the high school," Frigoletto said. "Consistency of response and immediacy are extremely important."
Students need to appreciate how destructive bulling can be and not be hesitant to report such behavior to the school authorities. If the atmosphere in the school is right, students will feel right about reporting serious bullying, they said.
While most instances of bullying are adequately handled by the schools, there can be instances where extreme examples of this behavior can be handed over to the police and the district attorney. "We've had to do this in the past and will be ready to do it again if it warrants it," Frigoletto said.


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Even if it's a 5 spot margin, all Melo has to do is stay focused throughout all aspects of the game, and then a number 12 rank before next season will look like a snub.
He should aim for MVP. What makes him incapable of that? Himself alone.
Gimme 25, 8 and 6 with some D, Melo. You'll get the respect you're capable of in turn with the numbers you're capable of, but have not yet necessarily earned throughout your tenure as a Knick.
Melo's the better distributor of the ball, and in adding to his game as a P&D player, Durant will have some catching up to do.
※There's not a player in this league as of right now that can claim a bid to being on par with Lebron James.
If he made more of a commitment to playing D and became more efficient offensively Melo'd be in the top 10. Not surprised by ESPN's take.
More than just scoring are used to rank players in the league ....
Serge Ibaka being a RFA this offseason were a good case between NBA-ranking, and team-ranking for salary .. Ibaka receive 6 yrs at $12.2M per.
Did Ibaka deserve more or less?
The Knicks roster will have 10 players under-contract that NBA ranking is above 125 to start the 2012-13 season. And this NBA ranking will not stop these Knicks players from winning the Atlantic Division Title .. So F ESPN ranking
#471 James White
#437 Pablo Prigioni
#325 Kurt Thomas
#176 Steve Novak
#173 Raymond Felton
#167 Ronnie Brewer
#157 Jason Kidd
#138 Iman Shumpert
#132 JR Smith
#127 Marcus Camby
#43 Stat
#23 Tyson Chandler
We need to stop forgetting the CHAOS a franchise-player cause in the league between hungry NBA teams when this player demands to be traded, especially in a final contract season.
Is there a difference between a high-scorer-player and a offensive-player?
We all know Melo & Stat are high-scorer players.
We should all know that Jason Kidd, CP3, Joe Johnson, Pierce, Ginobli, Terry, Ruben, Odom, Rondo, Marion, Harden, Granger, Wade, and Lebron are all offensive-players that screens for teammates plus accumulate a high amount of dimes within a season.
Big Difference...
If Melo doesn't lead the Knicks pass the first round this season do you still have him at top 5-10?
I think if Shump gives us a good strong 2nd half, that would basically make this a 55 win team.
Kidd, Brewer, Chandler, Camby, Thomas all have A level defense.
Prigioni was basically an A level defender in Europe and FIBA, may become a B level defender.
JR Smith can play defense when focused, makes steals and stops.
The defense is very strong within this team. Offense will come if we can take smart shots (Feed Chandler, hit Novak when he's open, get Amare and Melo involved in the pick and roll and on easy fast break scores)
Hopefully Melo-ball dies and we incorporate a Dallas like offense to win games, not get into neck and neck games and win or lose(most of the time) in close games...I'm tired of that so tired of that...
T-Mac had 7 straight seasons of being a top-3 high-scorer.
Dolan offered Melo the torch to lead this Knicks team.
What pissed me off .. was Melo took it .. we went 8-15 with ISO-Melo.
CA7....u shock me .. i thought KO would be getting some great input from u this season, but how? when your comments show u are clueless of why management added so many playoff experience veterans to the roster.
What do u expect Kiyaman, basketballs a business now. And what team wouldnt wanna load up with playoff experienced veterans? Maybe some of the old guys were better then some of the young guys, and maybe like Clyde said we only have a 2 year window between all these old guys and Amarknee's knees
I seen ISO-Melo consistently score in an uptempo system in Denver for years. And when the playoffs came almost every year his team dealt with injuries even in New York. He played like **** some of the times but thats what happen when you dont have a legit #2 option.
And what do you mean I'm clueless to why management added so many playoff experienced veterans. I cant judge how our team looks until I see them play, did that last year and was completely wrong.
What I do know is Carmelo was used properly under Woodson and we seen the player he can be. He score efficiently, rebounded, got teammates involved, defended and was a leader on the court. If we get that Carmelo all year in my eyes he's a top 5 player why? because thats more than Durant or Dirk do, guys who only score yet are top 2 and top 10 players but Carmelo isn't. Its bull**** the way the media spins this ****. Blake Griffin top 10, Deron Williams shot 41% and was on a lottery team and is top 10, come on Kiya you know the media and some fan bases are highly under rating him. Was his a bum most of last year yes, was he hurt most of last year, STAT was hurt, Chandler got sick in the playoffs, Novak couldn't get open, Baron and Shump went down but EVERYTHING BAD THAT HAPPEN WAS CARMELO'S FAULT.
I'm sick of hearing that bull**** from people and I know he will prove to be a team player, consistent scorer, rebounder and defender. And our team will step up but I wont make assumptions about team success because we still dont know how we're going to look on the court.


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NCAA tournament: A to Z
Published On: Mar 26 2014 12:00:00 AM CDT
Here are 26 facts about the NCAA Men's Basketball tournament.
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As an adult, do you know your liability if you provide alcohol to underage persons on your property? Social hosting is providing or serving alcohol to someone under the age of 21. This subject often comes up this time of year with prom and graduation just around the corner.
If your child asks you to host an underage drinking party or to supply their friends with alcohol, you could say, "I'd love to. I'm not doing anything for the next few months, so I'm free to go to jail"! Or you can just say, "No."
Many parents think it is safer to have their teens and their friends drink alcoholic beverages in the home where they can be supervised. Parents need to be aware of the consequences of such actions. The Texas Alcoholic Beverage Code states that it is against the law to provide alcohol to any person under 21, even in your own residence, even with their parent's permission.
There are legal consequences for providing alcohol to minors, including facing up to a year in jail and/or a $4000 fine. Your driver's license could also be suspended for six months upon conviction.
If you find that your child's underage friends bring alcohol into your home and start drinking, call the parents of the underage friend(s), and call the police. If your child asks you to provide a hotel room for an after-prom or after-graduation get together and the room is registered in your name, you could be held civilly responsible if there is an underage drinking party in the room.
Texas is a Zero Tolerance state, meaning it is illegal for anyone under 21 to operate a vehicle with any amount of alcohol in their system. Parents should make sure their teens know the laws regarding underage drinking in Texas.
Social hosting is a bad idea and has a high cost if you are convicted: jail time, a stiff fine, and the loss of your driver's license. Most importantly, it could cost young lives.
For more information on social hosting, contact the Watch UR BAC program at the Texas AgriLife Extension Service in College Station at 979-862-1911.


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