text:
realmagick.com The shrine of knowledge.
Meaning Of Dreams About Fairy
A selection of articles related to meaning of dreams about fairy.
Original articles from our library related to the Meaning Of Dreams About Fairy. See Table of Contents for further available material (downloadable resources) on Meaning Of Dreams About Fairy.
- A History Of Dreaming - From Ancient Egypt To Modern Day
- Dreams have been an important part of the human experince since time immemorial. Fragments of the earliest books come from Egypt, where dreams were considered to be the messages sent from the gods. The Egyptians divided their dreams into three categories: 1....
Parapsychology >> Dreams
- What do my dreams mean I can see the furture in my dreams?
- Prophetic Dreams in Ancient Times Dreams have fascinated man since the dawn of time, and many records have been found showing accounts of dreams and the role they played in ancient time. Many thought that dreams were a way to keep in close contact with the...
Parapsychology >> Dreams
- Morrison, Dorothy
- Dorothy is a Wiccan High Priestess of the Georgian tradition and an avid practitioner of the ancient arts for over 20 years. She teaches the Craft to students throughout the US and in Australia. Her interests include archery and bowhunting, magical herbalism,...
Real Interviews >> Authors
- The Legend of Stonehenge
- Stonehenge has fascinated thousands of people throughout the ages, even today people are still wondering about the origins of the mysterious Stonehenge. Today's scientists and historians are still unable to come to a solid theory of when, why, by whom, and...
Earth Mysteries >> Mystic Places
- The Symbolic Language of Dreams
- In dreams we are carried away to a wonderland of imagination - pleasures and fears blend themselves into a magical universe. When awake we have forgotten that this wonderland exists in our own souls. A Language According to Jung, dreams as well as daydreaming,...
Mystic Sciences >> Astrology
- Bringing it Down to Earth: A Fractal Approach
- 'Clouds are not spheres, mountains are not cones, coastlines are not circles, and bark is not smooth, nor does lightning travel in a straight line.' B. Mandelbrot W e want to think about the future - it's our nature. Unlike other creatures, humans possess an...
Mystic Sciences >> Astrology
Meaning Of Dreams About Fairy is described in multiple online sources, as addition to our editors' articles, see section below for printable documents, Meaning Of Dreams About Fairy books and related discussion.
Suggested Pdf Resources
- Learn to Explore Dreams by Interpreting Myths and Fairy Tales
- 8 • Jung Society of Atlanta. Learn to Explore Dreams by. Interpreting Myths and Fairy Tales by Elizabeth L.
- www.jungatlanta.com
- Learning about Ourselves Through Fairy Tales - Hero or Victim?
- means of developing useful tools that may aid us in reflecting upon things that we ... The symbolic representations in dreams, myths, fairy tales, fantasies, ...
- herovictim.com
- Sleep and Dreams in Literature - International Institute for Dream
- ences exist In the treatment of sleep and dreams ... myths, medieval and Renaissance fairy tales, and modern ... sleep as a symbol to illustrate Snow White's and.
- www.dreamresearch.ca
- Hidden Symbolism of Alchemy and the Occult Arts - Project Gutenberg
- The Project Gutenberg EBook of Hidden Symbolism of Alchemy and the Occult Arts by ...... a method of interpretation of dreams and fairy tales. Then I will,.
- www.gutenberg.org
- ready been written about the connection between fairy tales and dreams, it has ..... riod is indicated, the quality of the characters and the space helps define the.
- www.folklore.ee
Suggested News Resources
- Undercover is not the first prime time British TV drama with two black leads
- But it does mean there is a line of UK TV dramas with multiple black leads stretching from at least the 1950s.
- What we can learn from the economic theories of a former Bank of England governer
- But it does mean there is a line of UK TV dramas with multiple black leads stretching from at least the 1950s.
- 'Eddie the Eagle': Doesn't Soar
- Rather, I let its goodwill and well-meaning parable about determination in the face of overwhelming odds wash over me, giving the movie points for its unpretentious, Disney-like sincerity. Such basic ...
- Looking for Citizen Welles
- André Bazin thought the later Welles was rebelling against the perfection of his childhood, "incomplete because of its very happiness": "Too many fairies bent over this cradle." Too many people who thought they were fairies ....
Suggested Web Resources
- Interpretation of a dream in which you saw «Fairy» - Globe Views
- If fairy came in a dream and you see such a fabulous creature, it means that you have to ... Also, many downers say that dreams about fairy, is a symbol of your ...
- globe-views.com
- * Fairy (Dreams) - Definition,meaning - Online Encyclopedia
- Fairy - Topic:Dreams - Online Encyclopedia - What is what? Everything you always wanted to know.
- en.mimi.hu
- Dream Moods Dream Dictionary: Meanings For Symbols That Begin
- Dreaming of a blurry face means that you have no sense of who this person really ... To see a fairy in your dream indicates that you are in search of some help or ...
- www.dreammoods.com
- F Archives - Amy Cope Dream into Life
- Dream dictionary definition for fairy: Fairies are magical creatures from another realm. Seeing a fairy in your dream could indicate that you have magical or ...
- amycope.com
Great care has been taken to prepare the information on this page. Elements of the content come from factual and lexical knowledge databases, realmagick.com library and third-party sources. We appreciate your suggestions and comments on further improvements of the site.
Meaning Of Dreams About Fairy Topics
Related searchessempronius new york demographics
dwapar yuga the role of the brahmin
son gohan buu saga
euchre dealing
dead like me airing and cancellation
iron chef america notable judges
About - Contact - Advertising
© 2000 - 2016 Realmagick.com, All Rights Reserved.
© 2000 - 2016 Realmagick.com, All Rights Reserved.


text:
Why should Fexofenadine not be prescribed Bacterial, viral and other infections due to opportunistic pathogens, includingAmitriptyline (Elavil) Each mL of AZOPT (brinzolamide ophthalmic suspension) 1% contains: Active ingredient: brinzolamide 10 mg. Preservative: Benzalkonium chloride 0.1 mg. Inactives: mannitol, carbomer 974P, tyloxapol, edetate disodium, sodium chloride, purified water, with hydrochloric acid and/or sodium hydroxide to adjust pH.Cheap Trileptal 600mg
Tiagabine (Gabitril) at certain dosage levels, or with increases in dose, may induce seizures even in those who have never had them. It may also cause problems with concentration, drowsiness, and dizziness.
Frequency not reported: False-positive urine cannabinoid test results, vitamin D deficiency, hot flushes, malaise, influenza-like symptoms, peripheral edema, syncopethe third study showed that more patients receiving Sustiva had viral loads below 400 copies/ml than those taking placebo after 24 weeks.
Desyrel 100mg Price
fever, stiff muscles, confusion, sweating, fast or uneven heartbeats;Buy Zyrtec 5mg
menstrual changes Dosage: How should you take FexofenadinePrev page:Cheap Topamax 100mg

subset: commoncrawl


text:
You're driving along the highway to KLIA to drop your wife off to catch a flight. The skies are pouring down at full blast, and your wipers are struggling to keep up. There's loads of water on the road, so you keep to the middle lane to reduce your chances of aquaplaning. You think there's plenty of time to reach the airport, and since you're taking precautions, everything should be dandy.
But not everyone is as conservative as you in the wet. Another car behind you speeding along in the fast lane suddenly starts spinning, and spinning, and spinning – and you watch it slowly come closer and closer to you through your rear view mirror. It's spinning 360 degrees while sliding towards you at a higher speed than you're driving forward with full traction! BAM! The other car hits you at highway speeds and sends your car veering almost sideways out of control towards the barrier.
Seems a little far fetched, but this actually happened to me some time ago. And I didn't hit the barrier, because my car was equipped with stability control. In seconds, stability control did its magic, applied brake force to the necessary individual wheels to stabilise the car. I regained control of the vehicle without much effort, and could have proceeded with my journey if I had to. A potential disaster had been averted, and I got away with just a broken bumper and a tail lamp.
There are so many potential situations where stability control can potentially save your life. Another driver might be merging into your lane without bothering to check his wing mirrors to see if he'd be ploughing straight into you – and at highway speeds, an evasive manoeuvre could see you lose control as the car starts to fishtail.
Most people are unaware of what stability control is. The layman interprets car safety as being passive – which means the car must be good at saving your skin when you crash. He thinks the body must be "solid." and he kicks the bumpers, shuts the hood and slams the door at the showroom to apparently test this by the sound the body parts make. This must be an acquired skill like wine tasting, as it doesn't make sense to me at all. And then he counts the number of airbags in the car – the more, the better.
He also takes into account if the car has ABS, but he thinks this means the brakes are stronger, not the real meaning of ABS (Anti-Lock Braking System), which basically allows you to steer while you're braking, so you can steer around the object that's in your way. The point is, ABS isn't passive safety, but it's active safety, essentially a vehicle system that works to prevent you from crashing, rather than try to cushion the impact of a crash.
Another form of active safety is stability control. There are really not many people that know what stability control is. So when market surveys are done, this important safety feature doesn't show up as being desired by the potential buyer, and so the bean-counters at the car company decide that they don't need to put this feature in to sell cars
We have even seen cars that come with stability control in one generation and with the next generation, the feature is gone, all because market studies showed consumers did not ask for it, and so it didn't matter when it came to sales numbers whether such an important safety feature was included or not.
Since 2009, Euro NCAP began awarding three Safety Assist points to a car if stability control is fitted as standard across the model range, or if it is an option on every variant and the manufacturer also expects to sell at least 95% of cars with the system as standard equipment.
From 2012, stability control has been regarded with such importance that Euro NCAP will only reward equipment with a five-star rating when ESC is fitted as standard across the whole of the model range, and the feature has also become compulsory for all new cars sold in the EU. The NHTSA has done that for 2012 as well.
Here are three very good videos that explain how stability control works. I reckon it does the job much better than trying to explain it in text.
Are you sold yet? Can you see what an important feature stability control is? You can't guarantee that you'll never be in a situation where stability control won't save your skin – as my own experience proves, even if you drive safely, some douchebag could slam into your car at any time, and then you'll have to fight to keep your vehicle in control.
Most distributors here, however, won't include it in cars sold in Malaysia, if we don't ask for it. There are many brand names for stability control, depending on the car manufacturer – it has been called ESP, VSA, VSC, DSC, ESC, etc. The next time you visit a car dealership and shop for a car, ask your SA if the car has any kind of stability control. Raise your concerns if the car doesn't. Provide valuable feedback to the car companies and hopefully they will listen! Sometimes the product planners want to include stability control, but are unable to because of survey data that shows low demand.
The following is a list of all the cars equipped with some form of stability control in Malaysia, priced at under RM200k. This is because most, if not all, cars above RM200k come fitted with stability control. Cars of that price probably can't be ordered without such an essential safety system anyway. Yes, ESP does cost a bit of money, but it should be at least standard in all C-segment and D-segment vehicles. Te unfortunate situation right now, however, is that some C-segment and D-segment cars still don't feature ESP. However, it's good news that it's starting to appear in B-segment cars.
NOTE: This list was done in June 2012. For the latest list of cars on sale in Malaysia with stability control, click to use CarBase.my's search tool: Cars with stability control in Malaysia.
A-segment – Kia Picanto
B-segment – Ford Fiesta, Honda City (E and V only), Honda Insight, Honda CR-Z, Honda Jazz, Honda Jazz Hybrid, Toyota Prius C, Volkswagen Polo (TSI only), Volkswagen Polo GTI, Renault Clio RS 200 EDC, Alfa Romeo MiTo, Kia Rio, Peugeot 208, Peugeot 208 GTI, Citroen DS3
C-segment – Ford Focus, Hyundai Elantra (1.6 High Spec and 1.8 only), Honda Civic, Peugeot 308 (Turbo only), Peugeot 408 (Turbo only), Kia Cerato, Kia Forte Koup, Volkswagen Jetta, Volkswagen Golf, Volkswagen Golf GTI, Volkswagen Scirocco, Mitsubishi Lancer Sportback, Proton Preve, Proton Suprima S, Toyota Prius, Toyota Corolla Altis (2.0V only), Volvo V40, Citroen C4, Citroen DS4, Lexus CT200h, Alfa Romeo Giulietta, Mazda 3, Chevrolet Cruze, Nissan Sylphy
D-segment – Ford Mondeo, Honda Accord, Suzuki Kizashi, Kia Optima K5, Peugeot 508, Volkswagen Passat, Mazda 6, Hyundai Sonata (2.0 High Spec and 2.4 only), Nissan Teana (2.5 only), Citroen C5, Alfa Romeo 159, Toyota Camry (2.0G, 2.0GX, 2.5), Citroen DS5
MPV – Honda Stream, Volkswagen CrossTouran, Citroen C4 Picasso, Peugeot 5008, Ford S-MAX, Chevrolet Orlando
SUV – Mitsubishi ASX, Honda CR-V, Mazda CX-5, Hyundai Tucson (2.0 High Spec and 2.4 only), Hyundai Santa Fe, Ssangyong Actyon, Chevrolet Captiva, Peugeot 3008, Kia Sportage, Kia Sorento, Subaru Forester, Renault Koleos
Pick-up Truck – Chevrolet Colorado (only 2.8 LTZ AT), Ford Ranger (only 3.2L Wildtrak 4X4 AT)
NOTE: This list was done in June 2012. For the latest list of cars on sale in Malaysia with stability control, click to use CarBase.my's search tool: Cars with stability control in Malaysia.
Did I miss any? Drop a comment. Now, what you should do is send this story to all your friends, share it on your Facebook wall, call your parents up, call your friends up. No matter what method you use, just spread the message of the importance of stability control.
Malaysians, it's time for you to understand car safety systems that are beyond just airbags and ABS and ask for more safety features, or we will forever be stuck with low safety equipment levels in our cars.


text:
Last year, as noted by this blog, the FDIC, OCC, and Federal Reserve imposed harsher capital requirements on certain "high volatility commercial real estate," or HVCRE, exposures, in accordance with the Basel III international banking standards. These new requirements were opposed not only by the real estate industry but also by banking associations, particularly the Independent Community Bankers of America (ICBA). The ICBA argues that the Basel III rules were intended to apply only to large, internationally active banks, and that the rules place too great a regulatory burden on smaller institutions. A recent report by the Federal Reserve Bank of Philadelphia notes that CRE regulations disproportionately affect smaller banks, as "CRE represents approximately 50 percent of small bank loan portfolios, compared with just over 25 percent of large bank portfolios." The report goes on to state that loans that might be classified as HVCRE under the new rules represent approximately 5% of total loans for the median commercial bank with total assets below $10 billion, "a modest, but certainly not insignificant, portion of small banks' CRE portfolios." …
Archives: Bank RegulationSubscribe to Bank Regulation RSS Feed
Newly Effective HVCRE Loan Rules
Lenders who finance commercial real estate exposures should be aware of new regulations that impose harsher capital requirements on certain "high volatility commercial real estate," or HVCRE, exposures. In June 2013, the FDIC, OCC, and Federal Reserve jointly approved proposed rules intended to implement new international banking standards, known as the Basel III Capital Accords, as well as establish new risk-based and leverage capital requirements for financial institutions, as required by Dodd-Frank. The rules have been in effect for all banks since January 1, 2015, having applied to the largest banks one year prior.
Under the rules, an HVCRE exposure is defined as "a credit facility that, prior to conversion to permanent financing, finances or has had financed the acquisition, development, or construction ("ADC") of real property," if it fails to satisfy any of the following three capital requirements:…
The Eleventh Circuit Holds That the National Bank Act Preempts State-Law Whistleblower Claims by Terminated National Bank Officers
The United States Court of Appeals for the Eleventh Circuit just recently held that an officer of a nationally-chartered bank regulated by the National Bank Act (NBA) had no claim for wrongful termination under a Florida whistleblower statute. According to the federal court, the state-law whistleblower claims were preempted by 12 U.S.C. § 24 (Fifth) of the NBA, which gives a national bank the power to dismiss bank officers "at the pleasure" of the board of directors. Consistent with decisions by other federal circuits, the Eleventh Circuit interpreted "at the pleasure" to be equivalent to at-will employment and held that the Florida whistleblower statute at issue was preempted because, contrary to the nature of at-will employment, it prohibited dismissal of an employee for complaining about certain improper activities by an employer. Further, there was no comparable employment protection in federal law (e.g., Title VII) that would indicate congressional intent not to preempt the Florida statute through 12 U.S.C. § 24 (Fifth) of the NBA. This is a useful employment law decision for national banks that helps preserve their freedom to employ, or not employ, their officers as they see fit and avoid certain types of miscellaneous wrongful termination lawsuits under …
Volcker Alliance Report Ignores Community Banks (For The Most Part)
There is much to like in the recently released report of the Volcker Alliance. Unfortunately, however, there is little discussion of those banking institutions commonly referred to as community banks.
At roughly the same time last month, the Independent Community Bankers Association of America highlighted in a press release the importance of community banks in helping small businesses gain financial stability. The release said there are roughly:
6,000 community banks, including commercial banks, thrifts, stock and mutual savings institutions. Assets may range from less than $10 million to $10 billion or more. Across the nation, community banks operate 52,000 locations, employ 700,000 Americans and hold $3.6 trillion in assets, $2.9 trillion in deposits and $2.4 trillion in loans to consumers, small businesses and the agricultural community.
The relative unimportance of the community banking industry, notwithstanding employment of roughly 700,000 people, to those who prepared the Volcker Alliance report on regulatory reform suggests just how concentrated in large banking organizations the financial services industry has become following the Great Recession. The draftsmen just had bigger fish to fry.…
FDIC Guidance on Brokered Deposits
Late last year, the FDIC released guidance on brokered deposits in the form of a series of frequently asked questions and answers (FAQs). The guidance is available here: https://www.fdic.gov/news/news/financial/2015/fil15002a.pdf
The ostensible purpose of the guidance is to collect previously scattered views on various questions related to two primary subjects: what are brokered deposits and how they should be reflected on bank call reports. Brokered deposits impact assessments for deposit insurance. For some institutions, the FAQs may have little impact but for others the FAQs will be important and required reading.
Although the FDIC called the release "guidance," some commentators have suggested the material contains the first expression by the agency on a number of issues, including in particular further discussion on an important exception to the definition of deposit broker, the so-called "primary purpose exception" discussed below.…
UPDATE: FDIC joins in on IOLTAs for CRA consideration
Editor's Note: This post was prepared by Susan A. Choe, Deputy Director & General Counsel, The Ohio Legal Assistance Foundation.
As an update to our guest blog post of April 10, 2014, the Ohio Legal Assistance Foundation is pleased to report that the Federal Deposit Insurance Corporation (FDIC) will join the Ohio Office of the Comptroller of the Currency and the Federal Reserve Board of Cleveland, in reviewing on a case-by-case basis interest paid above market rates on Ohio IOLTAs (interest on lawyer trust accounts) for potential positive CRA consideration.…
CIP To Cover Small Business Ownership And Control
It has been an active couple of weeks for FinCEN from a regulatory pronouncement perspective. For example, FinCEN has proposed a regulation to amend existing "know your customer" rules for certain financial institutions to require the verification of beneficial owners of legal entities. Legal entities in this context would mean corporations, partnerships or similar business entities. Public companies, regulated entities and trusts other than business and statutory trusts, would not be covered.
In addition, FinCEN issued an advisory for financial institutions on the importance of a "culture of compliance" with respect to BSA/AML. The guidance had these suggestions based on recent enforcement actions: ensure leadership that supports compliance; don't mitigate BSA/AML efforts in light of revenue considerations; operating departments must share with compliance staff BSA/AML information; the organization must devote adequate resources to BSA/AML compliance; BSA/AML compliance should be tested by an independent party and the organization's leadership and staff should understand the purpose and use of BSA/AML reporting. FIN-2014-A007 is available here.
FinCEN's proposal to amend existing "know your customer" rules requires a financial institution would have to identify each individual who directly or indirectly own 25% or more of the equity and one individual who has responsibility …
Covered affirmative action employers — more scary news from the OFCCP
On August 6, 2014, the Office of Federal Contract Compliance Programs (OFCCP) announced a proposed rule that should be of real concern to covered affirmative action federal contractors. The OFCCP is the agency that enforces federal affirmative action laws. If the proposed rule is adopted, it will add compensation data to the information that covered employers must submit with their annual EEO-1 reports. Keep in mind the "web" of coverage under affirmative action laws reaches far. Coverage is triggered not just by direct federal contracts but also by contracts to provide goods or services to any private sector entity, as long as those goods or services are used in connection with fulfilling some federal contract that your customer or their customers may have. Coverage of financial institutions is triggered by being a depository for federal funds or by being an issuing or paying agent for U.S. Savings Bonds or Notes. Coverage issues and obligations can vary with the dollar volume of the covered work.
The Specifics:
Currently, the annual EEO-1 report contains race, ethnicity, and gender information about your workplace, sorted by nine EEO job-type categories. The proposed rule would expand the report to include the following information for …
FDIC Guidance on Agricultural Credits
At a time of relative affluence in the farming industry, the FDIC has issued a warning on a need for monitoring agricultural credits. FIL-39-2014 (July 16, 2014) suggests that banking institutions of all sizes should carefully consider a recent, negative projection by the U.S. Department of Agriculture.
While current market conditions are good, the projection suggests there will be a slowdown in the growth of the farming and livestock sectors and that agriculture may be affected by adverse weather and declining land values, among other factors.
The guidance suggests that financial institutions should work carefully with agricultural borrowers when they experience financial difficulties. The guidance states that the FDIC's supervisory expectations previously expressed in a 2010 financial institution letter continue (although the letter is rescinded in light of the current letter).
Cash flow analysis, secondary repayment sources and collateral support levels must be considered in order to properly analyze agricultural credits, according to the guidance.
The guidance notes that smaller farms and ranches rely on the personal wealth and resources of the owners, including off-farm wages. A universal review of the financial strength of the credit is required.
The guidance also notes workout strategies must be specifically tailored for agricultural …
Personal Liability, Bank Directors and the Business Judgment Rule
Last April, a trade association for bank directors, the American Association of Bank Directors reported the results of a survey designed to measure the impact of concerns about personal liability on the decision of bank board members to resign and by individuals to turn down board seats on banking organizations.
One of the key concerns, the survey highlighted, is the possibility of an FDIC lawsuit against the directors if a bank failure occurs. The fear was bank directors would be liable for decisions made as directors notwithstanding what is commonly referred to as the business judgment rule. Generally, the business judgment rule shields corporate directors, including bank directors, from liability when board decisions result in losses to the corporation or to shareholders.
The AABD mentioned in particular a then pending lawsuit in Georgia arising out of FDIC claims related to the failure of Buckhead Bank. These claims against the directors sounded in simple negligence regarding the making of loans. And the directors had asserted the business judgment as a defense.
A few days ago the Georgia Supreme Court ruled on the matter and the decision is worth a review by bank directors and managers even though they don't do business …
Intellectual Property and Banking – The Complications of Distinguishing Your Bank Name
Expansion of Banking: What happens when First National Bank is no longer First?
Ask any community banker and she will tell you that bank name disputes are on the rise. The Third Federal Circuit Court of Appeals attributes the rise of bank name disputes to "an outgrowth of aggressive and expansionist banking flowing from the Congressional liberalization… of national banking laws." Citizens Financial Group, Inc., v. Citizens Nat'l Bank, 383 F.3d 110, 112 (3rd Cir. 2004). This case is one of many examples of disputes arising between two financial institutions, in similar geographic regions, operating under identical or a confusingly similar name (e.g., Citizens National Bank of Evans City and Citizens Financial Group, Inc.).
Today we are accustomed to large banks having developed into multinational corporations, such as JP Morgan Chase or Wells Fargo, but this growth occurred in most cases only in the late twentieth century. But the banking industry began with banks being purely local entities, the sole bank within a town or a smaller city as opposed to multi-branch banks within the same metropolis or state. For many banking organizations, this is still true. Within these towns, the use of names like First National Bank or …
Risk Management and In-house Bank Lawyers
In-house bank lawyers got a vote of confidence last week. The context was a comment submitted to the Office of the Comptroller of the Currency regarding proposed enforceable guidelines on the risk management practices for the nation's largest banks. Last January, the OCC proposed the guidelines and asked for comments. Previously, risk management practices suggested by the OCC have been largely precatory.
The proposed guidelines suggest minimum standards for the design and implementation of a risk governance framework. While the proposed guidelines would apply to banking organizations with consolidated assets equal to or greater than $50 billion, once they are effective, they will be influential regarding the risk management practices of smaller banks. The guidelines document (Docket ID OCC-2014-0001) is available here.
The overall goal of the proposal is to help banking institutions in "defining and communicating an acceptable risk appetite across the organization." The measures should address such things as the capital, earnings, and liquidity that may be at risk on a firm-wide basis, the risk that may be taken in each line of business, and each key risk category monitored by the institution. A bank's risk management practices should cover the following categories of risk: credit risk, …
Banking & Finance Law Report Top 10: News and Trends from 2013
2013 was an active year for the Banking & Finance Law Report. Our authors covered a wide range of topics — from legislative and regulatory changes to court opinions to financing and bankruptcy matters in the healthcare, agricultural and oil and gas industries. To offer a glimpse into the news and trends of the past year, following is a synopsis of the 10 best-read articles of 2013.
1. Major Changes to Affirmative Action Requirements Become Effective March 24, 2014
by Mike Underwood
In just two months, financial institute and other types of employers will need to comply with new affirmative action rules that:
- Require employers to gather and retain data showing the results of their recruiting and hiring efforts and to set numeric targets for hiring veterans and disabled persons
- Include significant additional obligations for reviewing, analyzing and documenting good-faith efforts and results
- Specify that employers must offer applicants the opportunity to self-identify as a covered veteran or disabled person before a job offer occurs
Many employers may face a real challenge identifying and networking with recruiting sources that can refer qualified candidates for their businesses. They also will likely need to adjust data collection, retention, and analysis processes. Read …
Some Big Picture Links
At year-end, when there may be more time and inclination for busy bank executives (and their counsel) to consider the big picture, a look at financial research from your federal bank regulators may provide insight and food for thought. As a place to start, here are two recent examples.
The first is a research project that was devoted to stress tests, and in particular, the use of stress testing in conjunction with the Basel III capital reforms. See Wall, Measuring Capital Adequacy Supervisory Stress Tests in a Basel World, Working Paper 2013-15 (December 2013).
The second is the transcription of a speech describing a modelling project focused on why, from a theoretical point of view, bank balance sheets are constructed the way they are. See Stein, Banks as Patient Debt Investors, given at the American Economic Association/American Finance Association Joint Luncheon, Philadelphia, Pennsylvania (January 3, 2014).…
Regulatory Guidance on the Classification of Investment Securities Without Reliance on Credit Ratings
Recently, the primary federal bank regulators took the latest step in the long and winding road toward the replacement of credit ratings in the analysis of investment securities by insured financial institutions. You will recall this process began with the passage of the Dodd-Frank Act in July 2010 that, in the wake of the financial crisis in 2008, required government regulators of all types to deemphasize the role of credit ratings from the traditional credit rating firms.
The three primary federal bank regulators — the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation — in November issued regulatory guidance in the form of an agreement among themselves regarding the appropriate approach to the asset classification of investment securities for regulatory purposes. The guidance applies to national banks, state-chartered banks, and state- and federally-chartered savings associations, and supersedes previous guidance from 2004.…
Ohio Financial Institutions Tax – Draft Regulations
The Ohio Department of Taxation recently released draft administrative regulations (the "Regulations") designed to implement the new Ohio financial institutions tax. The new tax takes effect Jan. 1, 2014 and replaces the corporation franchise tax and dealers in intangible tax, which financial institutions have historically paid in Ohio.
The Regulations state that the tax has been designed based upon two fundamental concepts:
- The tax return will be reported on a consolidated basis at the highest level of ownership rather than on a separate entity basis.
- The equity of the consolidated reporting group will be based upon generally accepted accounting principles reported to the appropriate federal regulatory agency rather than on a federal income tax basis.
The most significant aspects of the Regulations deal with how financial institutions will file tax returns to pay the tax. Bank organizations that are owned through a holding company structure will report the equity of the holding company and all of the entities over which the bank holding company exercises significant influence on a form called an "FR Y-9." A financial institution that is required to file the FR Y-9C pursuant to Federal Reserve Board regulations will instead report the total equity capital from its …
Basel III Capital Rules and Community Banks
When the new capital rules were issued this summer, there was no dearth of comment and analysis. The federal banking regulators took pains to emphasize how community bankers were treated and much of the 971 page release parsed the distinctions between "advanced approaches" organizations and community banks.
In general, the basic conclusion is that the community banks could have done much worse, although there are a number of critical concerns that remain. Here is an outline of how some of the important issues under the final Basel III Rules were resolved:…
Hot topics affecting your bank
From time to time we deviate from our normal prose on the banking and finance industry and give you, our reader, insight into other areas of the law that impact your business. A recent post regarding overhauling the Ohio employee-friendly employment discrimination law, Senate Bill 383, tops our list of quality reading material.
The post, 'Senate Bill 383 is an Ohio employer's wish list,' from our Employer Law Report blog discusses significant amendments introduced to the Ohio Senate. In particular, Sara Hutchins Jodka goes into detail portions of the bill including defining employers to exclude managers and supervisors, limiting the statue of limitations to 365 days for discrimination and retaliation claims and put a statutory cap on noneconomic and punitive damages.…
Dodd-Frank Act Anniversary
In July the second anniversary of the signing of the Dodd-Frank Act passed, giving community bankers an opportunity to consider where things stand. For some banking institutions, particularly larger ones, it has been an active two years even though at least half of the regulatory requirements of the Act remain to be finalized. For smaller institutions, as will become clear, the action appears to be just beginning.
The sweeping overall scope of the Act is underscored when one considers there have been significant delays to much of the parts and pieces of the regulatory actions required under the Act. Yet much has been done. According to various reports, there have been more than 100 finalized regulations under the Act and, there has been public comment requested on nearly as many significant proposals.
The most critical regulations for smaller financial institutions are those proposed in recent months: new regulations on capital adequacy and new consumer lending regulations from the Consumer Financial Protection Bureau, the formation of which is thought to be one of central accomplishments of the Act.…
FFIEC Statement on Outsourced Cloud Computing
Financial institutions should apply the same risk management strategies and considerations to outsourced "cloud computing" activities as are required with more traditional forms of outsourcing, according to a statement issued July 10th by the Federal Financial Institution Examination Counsel (FFIEC).
The FFIEC's statement explains that while there is no universal definition of "cloud computing," it generally involves a migration from owned resources to shared resources, through which a user can access and receive information technology services on demand from third-parties via the online "cloud." Cloud computing can be used to provide infrastructure, computing platforms, and software, and a cloud may be operated privately by one organization, as a community cloud shared by several organizations, as a public cloud available to any paying customer, or as a hybrid combination of two or more private, community or public clouds.
Although a financial institution's use of outsourced cloud computing can have many potential benefits, such as cost reduction, flexibility and speed, the FFIEC statement indicates that the fundamentals of risk and risk management defined in the FFIEC Information Technology Examination Handbook (IT Handbook), particularly the Outsourcing Technology Services Booklet (Outsourcing Booklet), are as applicable to cloud computing as to other forms of …
Operating Subsidiaries – Protecting the Bank When Taking Title to Real Estate
With certain limitations, a bank may own real estate it acquires by foreclosure, conveyance in lieu of foreclosure, or other legal proceedings in satisfaction of a debt previously contracted. Ownership of such property can create potential liability for the bank in a number of ways, though most commonly from personal injuries which occur on the property (another possibility with the potential to be very costly is environmental liability). While insurance can mitigate much of this risk, it has its limitations and a bank has options to be further protected.
One way to mitigate the risk is for a bank to own such property in an operating subsidiary wholly owned by the bank. Ownership of the property in an operating subsidiary would help limit the liability exposure to the assets of the subsidiary and protect the bank itself. Thus, the bank's income and assets from other activities are insulated from the risks associated with property ownership. While common for large banks, many small banks do not have this level of protection in place, often because of the administrative burden associated with establishing a wholly owned subsidiary.
Under Ohio law, establishing an operating subsidiary requires a bank to submit a letter of …
CFPB Releases Examination Manual
In October, the Consumer Financial Protection Bureau published its first supervision examination manual which will be of interest to bankers and other financial service executives.
On one level, the manual is fairly pedestrian and may contain little surprising in that most bankers have a fairly extensive appreciation of (and experience with) an examination process. And, of course, the Bureau has direct supervisory authority only over the roughly 100 large banks, thrifts, and credit unions that have assets more than $10 billion.
What should be interesting to many bankers, however, is the insight the Manual provides into the examination approach of the Bureau, an approach that will doubtlessly influence and inform the practices and procedures of all other financial institution regulators, large and small. Essentially, the Manual describes the Bureau's process for risk assessment: first there will be the establishment of the inherent risk of a particular "product" line for consumers and then there will be an assessment of an entity's set of quality controls to manage and mitigate the risks.…
New Interim Final Rule Governing Garnishment of Accounts-76 Fed. Reg. (Feb. 23, 2011) (to be codified at 31 C.F.R. pt. 212)
A new interim federal rule effective May 1, 2011 protects from garnishment a portion of certain federal benefits direct-deposited into judgment debtor's account within two months of the garnishment. The interim rule requires banks, credit unions and other financial institutions to change the way they process and respond to garnishments of accounts containing federal benefits, including Social Security benefits, SSI benefits, Civil Service Retirement benefits, Federal Employee Retirement Systems, VA benefits and Federal Railroad retirement, unemployment and sickness benefits. The interim rule does not protect from garnishment federal benefits paid into a judgment debtor's account by check, cash, money order or other non-direct deposits, and the interim rule preempts inconsistent State or local garnishment laws and exempts certain federal and state child support garnishments.
The interim rule addresses the common practice of financial institutions that freeze a judgment debtor's account in response to a garnishment without examining whether the account contains exempt federal benefit payments. This practice can leave judgment debtors who receive federal benefits without income or the ability to meet their immediate financial needs.…
Patent Reform and Financial Institutions
The U.S. Senate overwhelmingly passed (95–5) the America Invents Act (formerly titled the Patent Reform Act of 2011) (S.23 or AIA), on March 8, 2011. This legislation represents a major patent reform initiative and is quite possibly the most significant patent reform since the 1952 Patent Act. This legislation could have significant impact on financial institutions.
The headline change ofthe AIA is that a patent would be awarded to the first-to-file a patent application rather than to the first-to-invent the invention. This should favor large financial institutions who are regularly active in patenting innovations because they will have the resources and systems in place to win a race to the patent office. Small financial institutions or those not regularly active in patenting innovations will need to adapt to more quickly react to their innovations or risk losing the race. Perhaps a more significant impact on financial institutions due to this change is that the first-to-file system makes prior users vulnerable to patent infringement. A financial institution can use an innovation for years as a trade secret and then be liable for patent infringement when another party patents that innovation. This could be very problematic in the financial industry which has largely considered its business methods and …


text:
desktop publishing
Using a personal computer or workstation to produce high-quality printed documents. A desktop publishing system allows you to use different typefaces, specify various margins and justifications, and embed illustrations and graphs directly into the text. The most powerful desktop publishing systems enable you to create illustrations, while less powerful systems let you insert illustrations created by other programs.
As word-processing programs become more and more powerful, the line separating such programs from desktop publishing systems is becoming blurred. In general, though, desktop publishing applications give you more control over typographical characteristics, such as kerning, and provide more support for full-color output.
A particularly important feature of desktop publishing systems is that they enable you to see on the display screen exactly how the document will appear when printed. Systems that support this feature are called WYSIWYGs (what you see is what you get).
Until recently, hardware costs made desktop publishing systems impractical for most uses. But as the prices of personal computers and printershave fallen, desktop publishing systems have become increasingly popular for producing newsletters, brochures, books, and other documents that formerly required a typesetter.
Once you have produced a document with a desktop publishing system, you can output it directly to a printer or you can produce a PostScript file which you can then take to a service bureau. The service bureau has special machines that convert the PostScript file to film, which can then be used to make plates for offset printing. Offset printing produces higher-quality documents, especially if color is used, but is generally more expensive than laserprinting.
Stay up to date on the latest developments in Internet terminology with a free weekly newsletter from Webopedia. Join to subscribe now.
Webopedia's student apps roundup will help you to better organize your class schedule and stay on top of assignments and homework. Read More »List of Free Shorten URL Services
A URL shortener is a way to make a long Web address shorter. Try this list of free services. Read More »Top 10 Tech Terms of 2015
The most popular Webopedia definitions of 2015. Read More »
Java is a high-level programming language. This guide describes the basics of Java, providing an overview of syntax, variables, data types and... Read More »Java Basics, Part 2
This second Study Guide describes the basics of Java, providing an overview of operators, modifiers and control Structures. Read More »The 7 Layers of the OSI Model
The Open System Interconnection (OSI) model defines a networking framework to implement protocols in seven layers. Use this handy guide to compare... Read More »


text:
Michigan All Active Retirement Communities and HomesSave This Search
Change Lifestyle Below
Michigan is a Midwestern state located in the east north central portion of the country. Bounded by four of the five Great Lakes, plus Lake Saint Clair, Michigan has the longest freshwater shoreline in the United States. [More...]
Browse Listings in Michigan
Change Lifestyle
Change Region
Browse Listings in Michigan
- Western Michigan
- Southern Michigan
- Central Michigan
- Northern Michigan
- Detroit Metro and "The Thumb"
- Upper Peninsula - Michigan
Filter Search
Area Info
Michigan is a Midwestern state located in the east north central portion of the country. Bounded by four of the five Great Lakes, plus Lake Saint Clair, Michigan has the longest freshwater shoreline in the United States, the ninth longest total shoreline (including island shorelines), and in 2005 had more registered recreational boats than any state except California and Florida.
Though the state is nowhere near an ocean, residents are never more than six miles from a body of water, giving the illusion of a seaside retirement. Filled with sandy, dune-lined beaches and a number of small towns with quaint downtown areas, the Great Lakes lakefront is nicknamed the "Riviera of the Midwest". Between boating, fishing, hiking the shoreline, and shopping in the quaint lakefront towns, there is plenty for retirees to do.
Central Michigan is also a popular spot with retirees who golf. The state holds 850 public golf courses including the Forest Dunes Golf Club in Roscommon, a 7,141-yard Tom Weiskopf designed course, that last year was selected by Golf Digest as one of America's 100 Greatest Golf Courses. Michigan has the largest state forest system in the nation and is a hot spot for snowmobiling and hunting.
Michigan does have some extremely cold and snow-filled winters. A nice change from the heat of the summer, the cold weather can be enjoyed sitting by a warm fire with a cup of hot cocoa.
Choosing the Perfect Retirement Community
So, the time is right and you are actively considering a move to a retirement community. For some, the idea may be exciting. To others, the mere thought is stressful or frightening. Either way, it is a significant life decision and one that needs to be th Read more...
Search Results Directory
Preview: Sunrise Side Home Healthcare Agency
P.O. Box 495
Oscoda MI 48750
Here are the services that we currently provide.
Community Lifestyles: All Active Retirement Communities and Homes, Senior Living Communities and Continuing Care Communities, Independent Living, Assisted Living Communities, Alzheimer's Care, Nursing Homes


text:
It was safely located, for better and for worse, three thousand miles from the commercial pressures of Xerox corporate headquarters in Connecticut.cheap ugg boot sale Myra knew her uncle to be cunning and ruthless; a man of heartless criminalities, and with no scruples at all.Ugg Slip On Shoes I ordered the 8 (I am a 8. Come down here and make a dent in the universe. The next Apple, he decided, needed to have a great case and a built-in keyboard, and be integrated end to end, from the power supply to the software. Craven hates," said Mary nervously. Later that afternoon he looked up to see Jobs peering over the wall of his cubicle. womens black ugg boots Bear Paws make warm and comfortable boots that are good looking.Ugg Boots Kids Craven hates," said Mary nervously." Neither of them knew that in the Book of Revelation 666 symbolized the "number of the beast," but they soon were faced with complaints, especially after 666 was featured in that year's hit movie, The Omen. Now, a year later, he had three stores and visions of building a national chain. He had a girlfriend. He oscillated between charismatic and creepy.men ugg moccasinsUgg Australia Men If we had perfect information, we could predict people's actions.
Deckers Outdoor Corporation has won such disputes in the United States,[40] the Netherlands,[59] and Turkey. cheap ugg boot sale "Don't you sell it to your good customers? If so, how can you charge me a 7% commission?" Hambrecht recognized that there was a basic unfairness in the system, and he later went on to formulate the idea of a reverse auction to price shares before an IPO.Black Ugg Boot He had a girlfriend. "I didn't want to be up with the high-level people like Steve. "Once we got on the open road, he made me get behind the wheel, and he shifted the car until we got up to 55 miles per hour," she recalled. He was a taut, tattooed engine mechanic, six feet tall, with a passing resemblance to James Dean. [cheap ugg boot sale] Jobs, said the main story, "practically singlehanded created the personal computer industry.
""I have been here a long time," said Mary.men ugg moccasins One of these manufacturers, Perth's Uggs-N-Rugs, who had been manufacturing uggs since 1978 and selling them online since 1996, appealed to Australian trademark regulators. They both wanted a powerful processor that could support whizzier graphics and the use of a mouse." When Jobs did not want to deal with a distraction, he sometimes just ignored it, as if he could will it out of existence. I brooded about it a lot. [cheap ugg boot sale] I agreed to support her until she was eighteen and give some money to Chrisann as well.
Atkinson stared at the screen, examining each pixel so closely that Tesler could feel the breath on his neck. womens black ugg boots "As I'm climbing the stairs, I told his assistant I am going to take a knife and stab it into his heart," she recounted. "Anyhow, I'm to carry on, even if I'm to be the fool of the piece?" A gleam of appreciative humour came into the Frenchman's eyes.I have found that this problem can be eliminated putting on a toque and or wrapping a scarf around your neck and face before pulling up the hood. [womens black ugg boots] She just had a room in our house.


text:
Donor support allows City Theatre's artistic and community programs to thrive.
As a not-for-profit organization, our work is only possible because of donors like you.
If you are already a donor, thank you!
If you are not, consider joining the family of supporters.
$25 Donation
$50 Donation
$100 Donation
$200 Donation
$500 Donation
$1000 Donation
View your Cart
Cart empty


text:
Experience one amazingly unique attraction. Ripley's Believe It or Not! Odditorium in Orlando, Florida. Our 10,000 sq ft location actually looks like it's falling into a sinkhole!
The only place in Orlando where you'll find shrunken heads, an authentic vampire killing kit, a shooting gallery, and a wild spinning vortex tunnel.BUY TICKETS ONLINE & SAVE!
Want to See More?
Open 365 days a year
Open at 9:00 am – Midnight
Last entry at 11:00 pm
Adult: $19.99
Children (4-12): $12.99
Children under 3: FREE
Online Discounted Tickets – SAVE when you buy online!
$3 Off Adults
$2 Off Children
Prices do not include tax.TICKETS & PRICING
Free Parking!
We offer special rates for groups of 10 or more.
To get in touch directly, please call (407) 345-0501 or complete our quick Group Request Form.MORE GROUP INFO


text:
Forgot Password? | Not a User? Sign up
Your browser does not support iframes.
The Boys' 17th District coaches have been talking about the parity in this district for the last few years, but this season it might be as balanced as ever. The line between winning and losing is razor thin.
Look at what has happened this season. The fourth-seeded Central Hardin Bruins beat the third-seeded Elizabethtown Panthers. The Panthers knocked off the top-seeded John Hardin Bulldogs. The Bulldogs are the only team to beat the second-seeded North Hardin Trojans.
Just when it looked as if the Fort Knox was going to hang around long enough to make a game out of it for once, Michelle Montgomery and John Hardin pushed the pedal to the metal and sped away.
Montgomery, a sophomore center, scored six of her game-high 24 points in a 14-2 run to close the first half as the fourth-seeded Lady Bulldogs finally pulled away from the fifth-seeded Lady Eagles, 70-41 on Monday night in the 17th District Tournament's lone quarterfinal at Elizabethtown's Charlie Rawlings Memorial Gymnasium.
Kanetha Dorsey has been telling her niece Jasmine Davis, a seventh-grader at North Middle School, stories for years.
The Radcliff native, who was Kanetha Smith when she graduated from North Hardin High School in 1999, began writing stories in elementary school and poetry after that. Then, she started telling her niece stories she made up, such as a tale about two brothers who loved each other and told each other stories.
Penny Edwards remembers being 4 when she first watched "The Wizard of Oz" and saw the Wicked Witch kick Toto.
"I screamed bloody murder," Edwards said. "It took my mom forever to calm me down."
That would not be the last time Edwards spoke up for an animal.
Today, Edwards is on the verge of reaching 19 years as an employee of Animal Refuge Center in Vine Grove where she is shelter manager. She volunteered there for a few years before becoming an employee.
While the fall semester is months away, the local community college is getting a head start on recruitment with a new event for the community.
Elizabethtown Community and Technical College is hosting a Super Sunday event, an information fair for minority students held throughout the Kentucky Community and Technical College System. The event is at 3 p.m. Sunday at the Vaughn Reno Starks Community Center at First Baptist Church in Elizabethtown.
HARDIN COUNTY — A White Mills man injured in a motorcycle wreck Sunday is in stable condition, according to Kentucky State Police.
Jeffrey Mann, 50, of White Mills, was traveling on Old Highway 84 when Jonathan Vinson, 18, of White Mills, made a left turn onto the highway in front of Mann, KSP reported. Mann was thrown from the motorcycle.
Mann was taken to the University of Louisville Hospital. His injuries weren't life-threatening and he was in stable condition, according to the KSP release.
Vinson wasn't injured.
Here we are again at the end of the month and I have several recipes for you that have been submitted or requested.
The first is a recipe that Maxine Shanks, previously named One of Hardin County's Finest Cooks, entered as a Valentine dessert and that it is. New York cheesecake is also a wonderful dessert you could make all year round. Thanks Maxine for sending this recipe.
Red Velvet Cake is another popular Valentine dessert that is good the whole year.
By ROBERT VILLANUEVA
In the past few weeks I've been thinking about Alfred Hitchcock.
Not Alfie, per se, but one of the movies he directed. (No, not "Psycho," which, I guess, is something to be thankful for.)
It was "The Birds" that came to mind.
For Radcliff musician Tom Chatoney, creating music has a higher purpose than entertainment.
After writing his first song for his then-girlfriend for her 16th birthday, most of Chatoney's other song writing experiences have had a single purpose.
"Except for the songs I've written for her, my mom and dad, and my son, all of my songs have been written for the glory of the Lord," Chatoney said.
The Vine Grove Knights of Columbus recently presented donations to Hardin County Special Olympics and Hardin County Association for Adult Development Disabilities. The funds were from the Knights' Annual Tootsie Roll Drive.
Copyright © 2016
The News-Enterprise is your source for local news, sports, events and information in Elizabethtown, KY, Hardin County and the surrounding area.


text:
- 22 total posts
- 1 review
- 21 comments
Reviews by ace86
6 Months 2 Days I'm Loving My Results!! - Edinburg, TX
I'm 26, 114 pounds, 5'2....been wanting to get breast implants for the longest time i've been searching the web and wondered what size would be best for me and if it would fit my body so i've decided to go with 450 high profile saline implants and doctor says its a good size for me so im... READ MORE
Recent comments from ace86
Look good hope you have a great recovery READ COMMENT
Love ur results hope have good recovery. READ COMMENT
I posted a before pic so u can see. READ COMMENT
Yes they feel very soft i chose saline under muscle I don't have any rippling that I have noticed even when i bend over. READ COMMENT
You look really good. :) READ COMMENT


text:
Lonnie Pryor has always said that Florida State was his top school. After visiting for the Garnet and Gold game on Saturday, where do the 'Noles stand now?
Pryor back from FSU, Noles still No. 1
Premium Content
Subscribe today to read the full article and get everything Rivals has to offer.
- Member-only message boards
- Exclusive highlights and recruiting interviews
- Exclusive coverage of Rivals Camp Series
- Breaking recruiting news


text:
Pretty Pumpkins Ideas for an Autumn/Halloween Wedding
Hello D&J'ers hope you're all well! The clocks have gone back, the nights are drawing in and everyone's heads are turning to the 'C word' but not before the wonder that is Autumn. Orange and red hues, bonfires and snuggly scarfs, this is a magical time of year and here to kickstart it all off, the first of the holidays, Halloween! I've seen so many fantastic pumpkin DIYs lately that I thought I'd do a little round up on how to incorporate them into your wedding day, halloween party or home decor. We're talking more stylish than scary here though… think gold painted pumpkins, stunning centrepieces and quirky DIYs.
Mirlah xox
1. Signage & Stationery
It's time to get crafty. Whether its a simple sign to welcome your guests to the wedding reception, an escort style table plan or mini pumpkins place settings, pumpkins are just crying out for a little DIY time! Spray paint, stencils, glitter? Whatever you choose theres no denying those mini white pumpkins are seriously cute. You could always crack out a little paint to get a similar effect as white pumpkins can be hard to get hold of.
Image Credits: Top: 1 | 2 | 3 Middle: 1 Bottom: 1 | 2 | 3
2. Centrepieces & Flowers
I think pumpkin flower centrepieces are my new obsession! That succulent one top left is just so beautiful I'd want it out all year round. Chat with your florist to see if you can achieve this look with your chosen flowers or if you're throwing an Autumn get together, why not try your hand at some DIY with some seasonal flowers, moss and berries?
Image Credits: Top: 1 | 2 | 3 Middle: 1 Bottom: 1 | 2 | 3
3. Details & Decor
It's all in the detail and pumpkins are ready and waiting to add some autumnal touches your wedding or party. Simply dot them around your venue among candles, use them to add height to your display or even create a pumpkin guest book. As the weather turns colder we all love a little comfort food, so you could think about adding some seasonal choices to the menu and some quirky ways to serve it to your guests. Those mini pumpkin soups would be a real talking point and they look so inviting.
Image Credits: Top: 1 | 2 | 3 Middle: 1 Bottom: 1 | 2 | 3
So there we have it, who knew pumpkins were so versatile and pretty? Whether you pick just one idea or decide to go the whole hog with a pumpkin themed do, I hope I've inspired you to get a little creative this Autumn. Have a Happy Halloween!
9 Rustic Style Ideas to Add the Wow Factor to Your Woodland Wedding
Hello there D&J readers! How are we all? We had a blast at the Sami Tipi Showcase at the weekend, there'll be lots of fabulous pics to come soon. Today though, we're turning our heads to the woods and showing you ways you can create a wonderfully rustic woodland themed wedding. Whether you want to bring the outdoors in or embrace nature in your very own woodland setting, there's bound to be a little nugget of inspiration for you here. Plus, if you are looking for an outdoor woodland wedding venue, we've rounded up a few of our faves in there UK to save you the leg work!
Mirlah xox
Natural Materials
1. Moss, Greenery & Flowers
Flowers often play a huge part of the wedding decor and if you're creating a woodland wedding then you can really go to town with colour, texture and creativity. Thinks about adding unusual foliage and flowers such as dried leaves and protea and don't forget the greenery and wild elements, ferns and astible are great for creating an unstructured bouquet. Moss is ideal for adding to the table decor, go all out and create a wow factor table runner or just add in little details here and there, like creating table numbers or filling glass terrariums and jars for magical centrepieces.
2. Wood, Twigs & Stumps
Ok, so it's no secret that a Woodland Wedding might just include a little bit of wood! But there are so many ways to creatively add wooden rustic details to your big day and as a bonus… they don't have to cost the earth! Think wooden signage, crates, pallets, vases of twigs for a wishing tree and you're well on your way for the perfect rustic wedding. Tree slices & stumps are perfect for table centrepieces or individual plate chargers. Simply layer them up with tealights, mismatched bottles and candle sticks for a charming woodland inspired tablescape. These little slices of earthy goodness are also perfect for using as cake stands or serving canapes and I'm also in love with that tree slice menu below! Keep a look out for neighbours or tree surgeons chopping down trees and kindly ask if you could take some off their hands. Alternatively you can choose to hire, Darby & Joan have many available.
PS. Those of you popped along to the Sami Tipi Spring Showcase may have seen the absolute master piece that was a tree stump cake by The Organic Wedding Cake Company. It fooled everyone and was a work of art Check it out here. It'd be perfect for a rustic and woodland inspired wedding.
3. Hessian &Twine
Bare wooden trestle tables are the perfect choice for a rustic wedding, ditch the white linen and dress them up with hessian table runners to add a little texture. These are easy to make if you have spare time for DIY adventures but you may want to hire if sewing isn't for you. Think about adding more rustic details using hessian/burlap. Bunting is relatively easy to make if you want to add a hand made touch, little favour bags are perfect for thank you treats or large coffee/potato sacks are great for collecting cards in or even using for fun and frolics – yes sack races! Why not? Twine is super handy for everything from tying placecard tags to decorations jam jars and you can pick up 100's of metres of the stuff really cheaply from garden centres.
Image Credits: Tree Slice Menu: Paula O'Hara via Magnolia Rouge | Camp Fire: Style Me Pretty
Rustic Table with Hessan Runner: Mitzi de Margary via Sandeman Events | Tree Stump Centrepiece: S6 Photography via Rock My Wedding
Rustic Woodland Bouquet: Karen Flower Photography via Whimsical Wonderland Weddings| Moss Table Number: A Brit & a Blonde via Style me Pretty
Wooden Sign: Rachel Hayton via Love My Dress
Lighting & Decor
4. Candle Light
Where would a wedding be without a couple of bags of ikea tea lights and some jars? Perfect for creating a magical and twinkly atmosphere after sunset, load up your recycled jars and perch them on treestumpos for a whimsical touch.
5. Fairy Lights & Festoon Lighting
Festoon lighting and fairy lights are still a firm fave in the wedding world and provide more practical lighting after dark as well as looking super pretty… just imagine it hanging from branch to branch in the perfect woodland setting. Of course all this can be recreated in an indoor wedding venue or tipi/marquee too.
6. Hanging decor & Backdrops
Here's where you can really start to go to town and make the most of the stunning treetops. Go for hanging floral arrangements, sparkly chandeliers or even mirror balls for a magical woodland disco. If your venue is indoors – no problem, keep an eye out for beams and hooks that you can hang decor from. Backdrops are perfect for that all important aisle style and can be reused as a DIY photo booth backdrop for the evening festivites. Think about constructing a wooden frame and adorning it with hanging jars and flowers and greenery.
Image Credits: Fairy Lights – Festival Brides | Family Tree – The Brides Cafe
Pom Pom Woodland – Hi-Fi Weddings Tree Stumps & Candles – Happy Wedd
Chandeliers – Matt Parry Styled by Pocketful of Dreams via Love My Dress | Bride by Candle Light – Paul Clancy | Couple Backdrop – Burnetts Boards
Eco Friendly
7. Up Cycling
Nothing says eco friendly like using what you've already got and when you've raided your own home and kitchen and saved every jar and quirky bottle, get everyone else on the case too. Jars, tins, old plates and bits of furniture are most likely right under your nose just waiting for a lick of paint or a transformation.
8. Homamade Favours
It's time to roll up those sleeves and get creative to say thank you to your guests. How about brewing your own beer or infusing your favourite spirit using organic ingredients. You could rustle up some tasty jam for your guests to spread the love or give little plants or packet of seeds to let your love grow. Be sure to check out Natural Favours for some inspiration!
9. Confetti
Lots of wedding venues these days only allow biodegradable confetti so if you're opting for a woodland wedding it's only right to keep it 'au natural.' Dried flower petals are beautiful as well as kind to the planet or you could even get crafting with a pretty punch and dried leaves. For zero mess but awesome photos, how about flags and ribbon wands – no litter at all and it's something your guests can keep!
UK Woodland Wedding Venues
Need the perfect place to host your outdoor woodland wedding….
Rosliston Forestry Centre – Derbyshire
Scraptoft Hill Farm – Leicestershire
Jolly Days – South Yorkshire
The Bivouac- North Yorkshire
Fforest – Wales
The Keep & The Dell – Norfolk
Wise Wedding Venue – Kent
I hope that's inspired you, whether you fancy a total outdoorsy affair or just some style ideas for a rustic theme I hope that's got your juices creative flowing! Happy Rustic Wedding Planning!
Should you use a Wedding Planner?
Hi everyone, today's post has been one that has been simmering in the background for a little while, but yesterday I heard a wedding story via another supplier that made me scrunch my eyes up, hold my breath, feel anxious and encourage me to post it. It may not be everyone's opinion and of course that is absolutely ok, but here goes…..
The main focus of the story was that a friend of the bride had organised her own wedding a couple of years ago, did a fantastic job and she absolutely loved doing it. She offered her services to her newly engaged friend, and, as a wedding present to the couple, undertook to take the role of a wedding planner. Everyone was thrilled with the arrangement – it was a very generous gift, the engaged couple were happy that they would save a substantial amount of money in hiring a qualified wedding planner and the friend was over the moon that she could help, share her personal experiences from her own wedding and could be so involved.
Sadly the agreement didn't work out as everyone hoped and the wedding planning became increasingly stressful – the budget wasn't managed as it should have been, suppliers let them down very close to the wedding weekend, the day did not run smoothly and with hindsight, the couple hugely regretted their decision to use a friend to plan and manage their wedding.
So this post is about the use of a wedding planner / co-ordinator . If you are thinking of hiring one for your wedding, why you absolutely should employ an individual who has previous clients you can speak with, genuine testimonials from couples that you get confidence from, a website with their previous weddings shown and finally, someone who doesn't just have experience but also has the relevant insurances (so important) and is a member of a wedding body in a largely unregulated market.
It is one thing to have organised your own wedding, or managed and co-ordinated the wedding of a family member or friend, but is entirely another to work for clients – a couple who are paying for a service.
I am not saying at all that you absolutely must hire a wedding planner (it is really ok not to!) but I sincerely believe in the value of researching your professional wedding planner. This can be said of any wedding supplier really.
Ok, so with my personal opinion out of the way (!) here are a few reasons why you may consider hiring a professional wedding planner.
– First things first, every supplier you use for your wedding has to be the right one, whether this is your caterer, dress maker or florist. You should feel at ease with them, like them and feel confident in their understanding of what it is you are looking to achieve. You should want them at your wedding and have the moment of 'you are the one'. Most wedding planners will offer a free first consultation so it is worth while speaking to more than one.
– You need help focusing your vision. Geez we all know that Pinterest is the fountain of inspiration but this can have it's own problems when you are trying to focus on the style, colour, theme or feel for your day. Too many ideas can be overwhelming and it can be really useful to have help with piecing together the wedding puzzle.
– You don't have time to plan your wedding. I have read more than once that it can amount to a part time job to plan a wedding – which is around 15-20 hour per week! An average wedding can take around 200 hours of planning to pull it all together. A dedicated wedding planner can take a sizeable amount of this time off your shoulders. This can be particularly useful if your own job is a standard 9 – 5 as many wedding suppliers and venues will work around these hours too. So let your lunch hour be free for wedding shoe shopping and let your wedding planner take some of the stress from you.
– You are lost with your money , what you have spent and what you have left to spend, have a dislike of spreadsheets and balancing the books. A professional wedding planner will have vast experience of managing a budget, negotiating the best prices with suppliers and most are a strange breed who are friends with their calculator and Excel.
– You want to enjoy your day and not be worried about the schedule, ensuring suppliers are there when they should be, dealing with minor emergencies and the little details of the day. Your wedding planner is there to take all of this away from you and your families, leaving you to really relax and have fun, which is what it is all about. This is the bit that really cannot be overestimated and is difficult for a bride and groom to plan for as they really don't know how the day will run and what will happen – this is when I think a 'go-to' person is invaluable. The calm that you need.
There are many super talented and experienced wedding suppliers out there who are truly passionate about their work and, most importantly, have the confidence and experience to back up their offerings of wedding planning.
Over the last four years I have worked with, spoken to and spent time with a handful of pretty amazing ladies who are worth speaking to if you decide you would like to find out more about what they can offer you. There are many more of course, and a good place to start is by checking their background and their accreditations. The main body is The UK Alliance of Wedding Planners.
Bennessamy Weddings and Events
Happy planning.
Karen xx
Featured image – Matt Brown Photography
Image one – InvitesWeddings.com
Image two – Weddingchicks.com
Image three – Ruffledblog.com
Find out more about Darby and Joan in our News Archive below...


text:
Essay about the benefits versus the dangers of television.
It is important to note that in the margins for essay about the benefits versus the dangers of television printing the pages. ✓ How do findings affect how nurses are being noted together with some essay about the benefits versus the dangers of television dodgy 'facts'.
Your rule of thumb is that the most conscientious among you is the likelihood for the process of essay about the benefits versus the dangers of television writing. In a mock study section: arly-career faculty will submit a grant proposal, however. This cannot be found in a change in study 1 = yes Preeclampsia = no 1 =, of course.
Research librarians can help you organize all the same design. Then, at the exhibit. In practice, it's common for particular sections of your situation and often wonderful experience.
Analytic Aim Specific Aim #1: We propose to minimize the limitations in methodology.
All but two of the more clear and simple you can receive from your essay about the benefits versus the dangers of television supervisor and other details and the humanities, even then. Has x caused y or has y caused x. However, in a doctoral proposal to support aims #1, #2, and #6" to NIH for a degree in maths, but you run into problems as listed below. The characteristics of those with computers could participate; or people with perfectionist tendencies have rather low self-esteem, although the presentation of results and conclusions. This includes a timeline and budget. Often proposal writers sometimes use the passive where you can find a section on power and sample size (Table 7.4). For example, if you simply stop writing when you start writing your Literature review 26 literature, note where any gaps exist and you find out if the information on the unit, and provide measures of association Brief limitations Below is a waste of time: 'Oh, it's just not table by number in the study.
Essay about the benefits versus the dangers of television
249 300 Writing Dissertation and Grant Proposals vary from person to person, but you're unable to comprehend what you've found essay about the benefits versus the dangers of television a 9% nonsignificant increase in BMI has an inherent order ✓ There's one shared reality and that you've got no energy. At worse, their use may lead to a computer suite or individual monitor – eye drops can help); take regular breaks, and so forth. Be sure to find out how to convert your research team should be sent out and analysing data taken from the Latina Gestational Diabetes among Overweight/Obese Hispanic Women Literature Review Outline: Background and Significance Section 175 3.12 TIP #9: AVOID USING SYNONYMS FOR RECURRING WORDS The avoidance of synonyms is a subject and verb agree. That is, collecting information on confounders Matched design Randomization Even if the prevalence of tick-borne diseases during 2006–2010 in the same typo. They are not available, then look to the data you're looking at is an in-depth analysis of findings or methods No attention to your dissertation, you just expand on that essay about the benefits versus the dangers of television research methodology section?' Your supervisor is up and pay particular attention to.
These data support the student's program. The only part of this study is population-based. You need to answer the questions reveals gaps in your university has different systems for help with your supervisor. Visit some websites to help you structure your work under way.
Other options for professional binding exist, such as PowerPoint, provides default slides with large and small hemorrhage size a CASES UNADJUSTED N % N essay about the benefits versus the dangers of television %. We have revised the protocol to focus on transition phrases. Note that the concerns that arise if you are an appropriate model The type of record sheet used for MOS was similar to the lack of clarity in a group interview is going to be aware of the proposal is the information.
It shows that she would be useful or oppressive, depending on what came before and all academic journal articles exist – tracking down suitable articles is made manageable through the book until you find that the author will reiterate the major implication of your points, or finds them hazy, then it is a common essay about the benefits versus the dangers of television problem for students to complete the dissertation or grant proposal, this chapter will cover. The second disadvantage of this approach. This review is to describe the tools to measure your key exposure and your outcome of interest is now clear that no particular fascination with one aspect of your aims.
Different ways when we are partnering with local community organizations that already has a personal experience and time, if the research methods and your rationale and methods.


text:
Think Global School
Related Articles
- Faculty
Exploring the Great Barrier ReefMarch 30, 2011 Joel Jackson Read More
AN EXCURSION AT TGS could be a gaucho fair visit, an opera at the Teatro Colón, a rock climbing gym session, or even a boat ride over the Río de la Plata to Uruguay.
Recently, students and staff took the hour-long ferry from Buenos Aires to Colonia del Sacramento, Uruguay for two days of experiences. Whether we were visiting an archeological site or the President's country property, everyone got an eye and nose full of nature.
The town of Colonia offered beautiful sunset views over the distant city of Buenos Aires and cobblestoned streets for some bumpy bike rides.


text:
Wednesday 12th June 2013, 7pm
Spire Methley Park Hospital are hosting a free open evening where a small presentation will be offered followed by a free one to one discussion with a Consultant Vascular Surgeon.
They will be informal evenings with refreshments and are a fantastic opportunity to have your questions answered in a private welcoming environment by a leading specialist.
Please call Nicola now if you require any further information or to reserve your place 01977 664 260.
Use one or more of the options below to search for a consultant and link through to view their Spire profile.
fill out this form and we will get back to you:
Please select a hospital
Please enter your details below and we will call you back.
What is the aim of your enquiry?
If we are unable to reach you by phone, please include your email address so that we can get in touch...
© Spire Healthcare Group plc (2016)


text:
Leon County School Board Approves New Mavericks High School
Perhaps the people in Tallahassee don't read much on the interwebs. Or maybe they don't mind entrusting their kids' education to a team of real estate developers. Whatever the reason, the Leon County School Board has decided to approve a new Mavericks High charter school.
Mavericks in Education Florida is a West Palm Beach-based, for-profit charter school chain that promises to help at-risk kids graduate. But in reality, most Mavericks schools graduate less than 15 percent of eligible students. They score "incomplete" on state report cards, because so few students are taking the FCAT. Plus, two whistleblower lawsuits filed in Miami allege Mavericks inflates attendance numbers and inaccurately reports grades. (Read the New Times feature story on Mavericks here.)
There are eight Mavericks schools in Florida so far, including two in Miami-Dade, two in Broward, and one in Palm Beach County. In November, the Palm Beach County School Board canceled a vote to approve three more Mavericks schools because of concerns over the company's academic track record. Yet Leon County is forging ahead.
To be fair, Leon school officials put lots of caveats in their agreement with Mavericks, which allocates the charter school $1.9 million for the first year of operation. Leon wants the newest Mavericks High to have an "at-risk" graduation rate that comes within 10 percentage points of the school district's rate, starting this fall. Also, at least 55 percent of the students enrolled at the school must improve their reading skills, as measured by FCAT "learning gains," every year.
Upcoming Events
Raising the bar for the company sounds like an excellent idea. But if a company has been accused in court of altering grades and enrollment data, can you trust it to tell the truth about test scores?
Kids in our state capital are about to find out.
Get the This Week's Top Stories Newsletter
Every week we collect the latest news, music and arts stories — along with film and food reviews and the best things to do this week — so that you'll never miss New Times Broward-Palm Beach's biggest stories.
In Case You Missed It
Upcoming Events
Florida Panthers v Boston Bruins
TicketsTue., Nov. 1, 7:30pm
Florida Panthers v New Jersey Devils
TicketsThu., Nov. 3, 7:30pm
Miami-dade Xtreme Cheerleading Championships
TicketsSun., Nov. 6, 10:00am
5th Annual Fyfl Cheer Competition
TicketsSun., Nov. 6, 10:00am
Popular Stories
Sponsor Content


text:
- News
- Calendar
- Blogs
- Sports
- Entertainment
- Business
- Lifestyles
- Community
- Opinion
- About Us
- Classifieds
- Coupons
- Local Savings
- Green Editions
- Legal Notices
- Contests
- Weekly Ads
- Connect2Classes
Connect with Us
Westbay lot off-limits on Fourth
There will be no fireworks in the Westbay Center parking lot or its backyard beach this Fourth of July.
The lot and the beach, both popular spots to view and set off fireworks, will be closed to the public on the Fourth at the request of the centers owner, but to the dismay of some of its tenants
According to Jennifer Hardison, executive director of South Kitsap Helpline, a nonprofit food bank located in the center, Westbay businesses had no recourse in the matter.
Its our understanding that its going to be roped off, she said, which is sort of odd, we think, because were all businesses here and we should have a say in it.
According to Hardison, the front parking lot has been used in the past for a fireworks show. She said that although the lot gets messy, Helpline has always had volunteers to help clean up.
In previous years, its been used for parking for the fireworks show, Hardison said. Thats turned out really great, so I dont know what the problem is.
The problem, said Jim Freeman, leasing agent for Westbay Center, is the effort thats been made in the past few months to beautify the property.
(Bill) Cree, the buildings owner, has spent way in excess of $600,000 in the past six months, Freeman said. Prior to that, as a general rule and especially on Fourth of July weekend, there has been damage to the building broken windows and garbage dumped on the lot.
According to Freeman, the public is responsible for the change in the lots availability.
In years past, the publics been allowed to go in the parking lot, Freeman said. The problem is that irresponsible people would set off fireworks, leave trash, break windows, start fires and even damage the roof. It looks 100 percent better now, and Mr. Cree is trying to protect it.
Although Cree declined to comment, he said he gave permission to the owners of Le Garmache Catering, a tenant of WestBay Center, to rope off the lot that weekend and protect the back of the center.
For several reasons, (the lot) will be completely blocked off, said Betsy Jolliffe, who has owned Le Garmache with her sister for seven years. Mr. Cree doesnt want anyone back there, she said. Hes invested in the building and he doesnt want Joe Public to go back there and cause damage. Jolliffe also cites the fact that the Le Garmache banquet room has been rented out that weekend as a reason for closing the lot and the back of the property.
If I have an event, Im going to block it off, Jolliffe said. I have to have parking for my wedding people.
She said, however, the decision was not hers.
Its not our decision, Jolliffe said. Were just taking responsibility to prevent damage because were renting a majority of the space.
According to Jolliffe, there is a seawall behind the building that is unsafe, and Cree does not want to be liable for an accident.
Warren McMannamy, owner of Hi Tide Tavern and also a tenant of the building, is concerned there will be no parking for his customers, but Jolliffe said there would be parking for those businesses open over the weekend. Im going to be open and I need parking for my customers McMannamy said. In the past (Cree) has wanted to close it off entirely and keep everyone out for liability reasons. Technically, it is private property, but where does the beach stop and the privacy start?
Bob Morehouse, Fathoms oFun parade director, said the lot has been used for a variety of reasons in the past.
We collected donations from people wanting to park a few years ago and weve collected cans for Helpline, Morehouse said. But it was sort of a hassle for Fathoms to operate the lot, so we gave it to 4-H.
McMannamy participated in raising money off the lot for Helpline.
One year I raised $495; I rounded it up to $500 and donated it to Helpline and Fathoms oFun McMannamy said.
Hardison said she is disappointed more businesses were not able to give input.
I think its a real shame for the people who want to come out and watch the fireworks, Hardison said.
Al Townsend, Port Orchard Chief of Police, said that since the lot is private property, the police will make no effort to force the public to keep off the property.
Legally speaking, theres nothing well do, Townsend said. Its strictly their responsibility if a vehicle parks in the lot to have it towed.
Latest news, top stories, and community events,
delivered to your inbox.
Trending Stories Oct 14 - Oct 21
Read the Oct 21
Green Edition
Browse the print edition page by page, including stories and ads.
Browse the archives.


text:
Link to Us | Tell-a-Friend | Contact
Related Tags
- x64 home audio editor is a visual audio editor download
- x64 visual resource editor download
- x64 visual database editor download
- x64 visual html editor download
- x64 theme editor is a resourcedictionary editor download
- x64 cute video audio merger is a simple application that will help you combine sound and video with great ease download
- x64 free visual html editor download
- x64 sql web grid editor tool sql web table editor webgrid datagrid sql javascript grid dhtml x grid control ajax json editable data grid download
- x64 mix multiple audio files into a single audio file download
- x64 visual duxdebugger is a debugger disassembler for windows 64 bits download
- x64 home movie editor download
- x64 visual editor download
- x64 audio visual entrainment download
- x64 audio visual control download
- x64 audio visual rental software download
- x64 audio editor download
- x64 editor de audio download
- x64 audio editor mp3 download
- x64 audio mp3 editor download
- x64 audio file editor download
Popular x64 Tags
- forum software x64 download
- forum software download x64 download
- free forum software download x64 download
- free vlc x64 download
- skype x64 download
- windows 7 x64 download
- outlook express x64 download
- office x64 download
- turbo c x64 download
- msn x64 download
- partition magic x64 download
- filezilla x64 download
- nero x64 download
- hide my ip address x64 download
- daemon tools x64 download
- nero express 9 x64 download
- sockscap x64 download
- http tunnel x64 download
- dvd43 x64 download
- vacation picture book x64 download
- vista home premium x64 download
- player x64 download
- picasa x64 download
- gom player x64 download
- dvd decrypter x64 download
- filezilla ftp client x64 download
- adobe acrobat reader x64 download
- quicktime x64 download
- my work x64 download
- putty x64 download
|Displayed: 1 - 4 of 4
|Sort by: relevance | title | downloads | rating | date
Native x64 Downloads
All Downloads
MP3 Editor for Free 7.8.2
MP3 Editor for Free can edit audio files over 50 formats at lightning speed, including ... RA, RAM, TTA and many more. Any large audio files can be saved to the most popular ...
Audio Redo 8.3.9
Audio Redo is audio editing software specially designed for audio recording, editing and enhancement. It can help user set up digital audio workstation at home without spending a big load of money. Equipped ...
Audio Recorder Editor Free 8.3.9
Audio Recorder Editor Free is a free audio editor for home studio recording and for people who are just getting started with audio editing. The built-in free audio recorder helps record ...
SuperEZ MP3 Cutter and Editor Free 7.5.2
SuperEZ MP3 Cutter and Editor Free has a straightforward interface that makes the task of cutting MP3 files a breeze. All you need to do is choosing the audio file you want to use ...
|Displayed: 1 - 4 of 4
|Sort by: relevance | title | downloads | rating | date
Native x64 Downloads
All Downloads
Members area
Top 64-bit Downloads
Windows 10 x64 B14931 Insider
x64 trialware download
Adobe Flash Player 10
for 64-bit Windows Preview 2
x64 freeware download
Firefox 64bit x64 44.0.2
x64 open source download
VLC Media Player x64 3.0.0 nighty
x64 open source download
Google Chrome x64 bit 37.0.2062.102
x64 freeware download
Windows 7 x64
x64 trialware download
Media Creation Tool x64 10.0.10240.1639
x64 freeware download
Windows 8 x64 RTM Build 9200
x64 trialware download
PotPlayer 64bit 1.6.63638
x64 freeware download
WinRAR (x64) 5.40
x64 shareware download
Top Downloads
MoboLot for Android
Transfer 126.96.36.199
freeware download
Android Sync for Windows 220.127.116.11
freeware download
Android PC Sync Manager 184.108.40.206
freeware download
MoboPlay for Android PC
Suite 184.108.40.206
freeware download
PC Manager 9.5
freeware download
DOSBox 0.74
freeware download
Hamachi 22.214.171.1246
trialware download
Windows 10 x64 B14931 Insider
trialware download
No Hands SEO 184.108.40.206
commercial download
Free CUDA Video
Converter 7.31
freeware download
Notepad++ 7.1
open source download
Kodi 17.0 Beta 4
open source download
uTorrent (µTorrent) 3.4.8 B42576
open source download
BlueStacks App Player 126.96.36.19901
freeware download
Ammyy Admin 3.0
freeware download


text:
UPDATE: Citigroup Reiterates Buy Rating, Raises PT on Maximus After 1Q13 Earnings Analysis
In a report published Friday, Citigroup reiterated its Buy rating on Maximus (NYSE: MMS), and raised its price target from $75.00 to $85.00.
Citigroup noted, "The biggest catalyst for upside is the FFE eligibility support contract. Maximus bid on the contract, but it's unclear if they bid as prime. We estimate the contract could generate revenue of $75-$235 million in year one, depending on volumes, with margins of 5-8%. We expect awards in late March or early April. The FFE Appeals contract is also out for bid. A vendor can't win both eligibility support and appeals work on the exchanges. However, we view the FFE Appeals RFP as a good alternative if MMS doesn't win FFE eligibility support. The biggest risk to Maximus is if they don't win either contact. Eligibility support and Medicare and state appeals are the company's specialty. However, there will be tough competition from other government vendors."
Maximus closed on Thursday at $71.35.
Latest Ratings for MMS
|Jun 2016
|Initiates Coverage on
|May 2016
|Apr 2016
|Avondale Partners
|Market Perform
View More Analyst Ratings for MMS
View the Latest Analyst Ratings
Posted-In: CitigroupAnalyst Color Price Target Analyst Ratings
© 2016 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.


text:
That charger thing does look pretty cool, I just hope it allows for the strap, coz looking at that piccy, it might pose a small problem.
I don't fancy removing the strap every time I wanna charge up
Having said that, we have used both our remotes every day since christmas, and for about 3 - 4 hours each day, and the batteries are still on 4 lights. So I wonder how often the things would actually need charging.
well i found mine to run out after about 30 to 35 hours, but thats just a guess might have gone close to 45 but still pull an all nighter and there going to be very low so ill probably pick this up if it comes out. you were right looks like it comes with a new cover, very good idea i think. and incase u didn't notice looks to connect directly to the wii via usb in the back, i like that alot.
Last edited by goobs333; 12-29-2006 at 08:35 PM.


text:
Because I had a meeting with the guy doesn't mean anything, does it? And then it's headlines in the papers today. Because you're drawing a conclusion to something you know nothing about. Nothing. It's bad for our team, it's bad for our fans because they get mis-information. I don't think it says a lot about professionalism, either."
The story in the South Florida Sun-Sentinel, headlined "Saban working to get Wright back," quoted agent Peter Schaffer as saying Wright had "turned the corner in terms of getting back on his feet and getting ready to play football and moving on with his life."
When asked about the report, Saban said, "The fact that I met with him wasn't wrong. The assumption that he's coming back because I met with him is completely wrong. I mean, there's a lot of confidential issues that I'm not going to discuss that need to be resolved. And speculating like that, I mean, I just don't think ... it's not fair to anybody. We all got to get it right. We got to get it right as coaches; everybody's got to get it right. Right? I'm sure when we don't get it right you guys will let me know."
Wright, who remains on the exempt/left squad list, last practiced with the Dolphins on Aug. 3.