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text:
Maintaining a vegetarian diet can be an effective way to lower blood pressure without using medications, according to a new study.
Vegetarianism is a dietary practice characterized by the consumption of only vegetables, fruit, nuts, grains and pulses, and excluding the consumption of all body parts of any animal and products derived from animal carcasses (such as lard, tallow, gelatin, cochineal), from one's diet. The American Dietetic Association states that a well-planned vegetarian diet can be consistent with good nutritional intake. Dietary recommendations vary with the type of vegetarian diet. For children and adolescents these diets require special planning since it may be difficult to obtain all the nutrients required for growth and development.
In a recent study, researchers conducted a comprehensive literature search for well-designed clinical trials evaluating the association between vegetarian diets and blood pressure. Two-hundred and fifty-eight studies were identified. Seven clinical trials plus 32 observational studies were ultimately included.
The researchers found that according to data in the clinical trials, maintaining a vegetarian diet was linked to both lower systolic and diastolic blood pressure. People maintaining vegetarian diets had an average systolic blood pressure that was 4.8 mm Hg lower and a diastolic blood pressure that was about 2.2 mm Hg lower than people who were not on vegetarian diets. Similarly, data from the observation studies found that people maintaining vegetarian diets had an average systolic blood pressure that was 6.9 mm Hg lower and a diastolic blood pressure that was about 4.7 mm Hg lower than people who ate meat.
The authors concluded that eating a vegetarian diet is associated with lower blood pressure. The use of this diet could be an alternative to traditional blood pressure-lowering medications. Additional research is necessary.
Published in February, 2014 issue of Natural Standard's Integrative Medicine Newsletter. Shared here with permission of Natural Standards Research Collaboration ©2014.

subset: commoncrawl


text:
Hoodie Ninja! *click*
This is the most true thing. Even if any one of you may not have liked them, AndThen?, Bliss, Brawny, Frogger, Celeste, Gikoku, and many others along with some that are still here really made the site bearable among all the more moronic members, quite frankly. That's just how it is. There just aren't enough people that I find interesting anymore. It's either jerks like navarre/heyguys arguing pointlessly with DRMARIO (most likely; sorry Jack P: ), or spam. Those are the only two categories left.
It's good to see members like Wiired, ROB64, Napalm and others still make an effort time and again, but the disparity of the forum has never been at such low depths. This time, it really is over, whether i0n comes back or not (for me, that is).
Hoodie Ninja! *click*
There is still a certain amount of "chicken/egg" syndrome going on. A lot of people are waiting to see "what everyone else does". Back when WiiChat was down, that decision was easy. Now that WiiChat is running (although in zombie/sinking-ship mode) the old habits are hard to break. But with enough momentum, people could be hanging out together on a good forum instead of bitching about the forum they're visiting sucking so much, being dead, lacking mods, and just being too lame to bother visiting.
Right, well, I've made sure that doesn't happen for a while. Be on the lookout for another dupe account, however.
Idk. I think the reason why a lot of people including myself don't wanna leave is because we like the feel of Wiichat. I've joined other forums but every other one got...tiresome and I could never like any other layout besides this one.
"We've all been down this path before
You're trapped in this town
And it wears you down
When we leave today maybe you'll understand
That this constant struggle isn't always in the palm of our hands."
I dunno but people are making too much of a big deal of this...
PS3 ID:Mario6446
MC Lopez Drawings! (Monthly)
click for more
Visit at deviantart sneaksketchartist
In memory of BirdMasterLv100
You're just used to vBulletin. A lot of forums use the exact same software, so you're just accustomed to it. Like a Windows user who sits down at a Mac for the first time.
Whether you like the layout or not, I guess I don't get the point of continuing to invest time and posts in a forum that's been abandoned by not only the mods necessary to reign in spam and chaos, but the admin himself. One of the following is going to happen:
1) The domain name will lapse at the registrar, so www.wichat.com will revert back to the generic GoDaddy screen again.
2) The webhosting will lapse, so the hosting company will shut the site down due to non-payment
3) There'll be a software/database error and no one will be around to fix it, so the site will stop working
4) i0n will come back in a blaze of glory, make a couple amazing "improvements" (aka more downgrades to reduce bandwidth so he can go even longer without paying his bills), make 1000 promises, things will be fine for a month, then he'll vanish for another year without doing 99.999% of what he promised, and everything will go to hell again.
Meanwhile, spam increases, the exodus of valuable posters continues, the "latest" news on the new page turns 1+ years old, subforums that are desperately needed to keep things organize have no one to create them, there's no one to make new mods, posts that need to be moved/deleted pile up without anyone to do so, etc.
But hey, if that's your idea of fun.
Last edited by sremick; 07-11-2009 at 09:00 AM.
Oh well, no, kinda been to too many forums. I still get to talk to people I know here, noone I know has went there I mean my friends. This was gonna be my last forum any that I would of joined anyway. Good thing this is a forum not a boat....
PS3 ID:Mario6446
MC Lopez Drawings! (Monthly)
click for more
Visit at deviantart sneaksketchartist
In memory of BirdMasterLv100
This thread has been making people depressed. The thread is called "Is WiiChat Dying" not how "How Do We Make WiiChat More Miserable". I have met cool people and brawled great players when I made an account here and I wanna keep on doing that. You guys keep on talking about the veterans but not the newbies that are enjoying themselfs. I'm having a great time talking about Brawl strategies, the songs I listen to, what am I thinking, true or false questions, discussing my beliefs of ghosts, describing myself to people, learning about other countries and states, reading what people thought brawl was gonna be like, arguing with CK about dumb stuff, watching videos that people post, asking people questions, telling people my secrets, looking at pictures of members and video games, and the stuff that I'm looking towards enjoying. So stop being all depressed and gloomy and start making threads
I ain't adding anymore Brawl Friend Codes.
My AllisBrawl profile


text: I just wanted to know if anyone had a GF2 card and if so, what do they have their settings at in FS2002. Do you have them maxed out? Would RAM help out in framerates? I tried maxing out the settings but I got low framerates. I'll be installing RAM to get up to 384MB very soon, but for now I'd appreciate any comments, thanks.


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text: RIM, Apple sued over 3G, 4G patents - January 8, 2013Research in Motion (RIM), Apple Inc., and 13 other phone makers and wireless service providers are being sued for patent infringement by patent holding company over 3G and 4G technologies that figure in determining when devices can switch cells in a mobile network.Other firms named in the lawsuits filed last week by Steelhead Licensing LLC were, Motorola, HTC, Kyocera, LG Electronics, Sony, ZTE, NEC Casio Mobile and wireless companies Sprint Nextel, Verizon Wireless, AT&T, MetroPCS, and T-Mobile USA.The patents in question includes a process for determining the manner in which handover is performed in a mobile radio network including plurality of cells, where each cell is associated with a base station supporting communication with a mobile device, the court document said.The patent process, according to court documents, includes steps for monitoring the quality of a signal as a function of time transmitted between candidate base stations and the mobile phone.A handover refers to the transfer of user connection from one access point to another."In mobile telephone, it is necessary to maintain established user connection even if the user is changing locations, or the radio access environment surrounding the user is changing, while the connections is still active," said Steelhead in its filing.RELATED CONTENTPatent win could be 'corrosive' to Apple futureSlideshows: Apple v Samsung: A TimelineRIM turns around patent verdictRead the whole story here Related Download Sponsor: Interactive Intelligence Real-time visibility Get real-time visibility in the contact centre. See immediate benefits. Real-time visibility in the contact centre is crucial. When you do not have the info you need to make decisions, you lose out on the single best way to create a competitive advantage. Solving this issue is simple, though. Register Now Telecommunications cellular network, wireless device


text:
Government service counter locations
Please note:
- This listing contains mostly regional and remote service counters only. It is not a complete listing of all service counters (such as police stations, licence testing counters, etc).
- opening hours and services available vary. Unexpected closures may not be immediately reflected here. You may wish to contact a service counter to confirm opening hours and services available.
If you live in a large metropolitan area (such as Brisbane, Caloundra, Cairns etc), you can:
- go to the website of the department that provides the service you're looking for
- search for a service counter if you have a transport or vehicle query.
You might also discover the service you're looking for can be done online.
View the approximately 200 services available to complete online.


text:
realmagick.com The shrine of knowledge.
Coney Island
A selection of articles related to coney island.
Original articles from our library related to the Coney Island. See Table of Contents for further available material (downloadable resources) on Coney Island.
- Norfolk Island Pine: Correspondences
- Auricaria excelsa Folk Names: Gender: Masculine Planet: Mars Element: Fire Deity: Power: Protection, Anti-Hunger...
Herbalism >> Herbs dictionary N
- The Twilight of the Celtic Gods
- The Milesians, according to myth, were the first Celts to settle in Ireland. This group was named after the eight sons of Mil (some texts say King Milesius); these Gaelic peoples, the myths report, came to Ireland from Spain. Ironically, the first phase of...
Saga of Times Past >> Legend and Prehistory
- Story of the Celts: The Celts in Britain
- The Celts in Britain [ 27 ] What is obvious when studying the Celts, as when studying anything, is that different experts say different things--there are always men of knowledge who have conflicting views about specifics. The dates of when the Celts came to...
History & Anthropology >> Celtic & Irish
- King James Bible: Acts, Chapter 28
- Chapter 28 28:1 And when they were escaped, then they knew that the island was called Melita. 28:2 And the barbarous people showed us no little kindness: for they kindled a fire, and received us every one, because of the present rain, and because of the cold....
New Testament >> The Acts
- The twins Artemis and Apollo
- The story of the twin gods Artemis and Apollo was filled with intrigue and deception. Their conception was controversial in itself
Deities & Heros >> Greek
- Story of the Celts: The Celts of Ireland
- The Celts of Ireland [ 33 ] The Celts arrived in Ireland by 350 B.C (some say earlier) and they thrive there to this day. A claim might be made that the Celtic Irish are among the world's oldest nationality groups. Despite periods when foreigners tried in...
History & Anthropology >> Celtic & Irish
Coney Island is described in multiple online sources, as addition to our editors' articles, see section below for printable documents, Coney Island books and related discussion.
Suggested News Resources
- New York Today: Quiet Coney Island
- With the warming weather, we trekked to the southern tip of Brooklyn to explore Coney Island. We were a bit early. Coney Island was as quiet as a ghost town.
- Coney Island's B&B Carousell Added to the National Register of Historic Places
- Senator Kristen Gillibrand announced B&B Carousell is being added to the National Register of Historic Places. The Carousell's history spans more than 110 years and has operated in Coney Island for more than 80.
- Coney Island park prepares for opening day
- Inspectors visited the Coney Island boardwalk Thursday as preparations for opening day later this month near completion. They were at Deno's Wonder Wheel Amusement Park performing safety checks. There were also painters around the park doing ...
- Q Train Occult: Coney Island Native Carol Lipnik's Music Weaves Spells From
- Stepping out of the Stillwell Avenue subway station on Coney Island is like arriving at the end of the world, the roller coasters and the Wonder Wheel rising like leviathans over the lip of the known universe. The neighborhood's mid-twentieth-century ...
- Coney Island carousel gets spot on National Register
- Gillibrand pushed the register to consider the attraction because it is the only operating carousel in Coney Island.
Great care has been taken to prepare the information on this page. Elements of the content come from factual and lexical knowledge databases, realmagick.com library and third-party sources. We appreciate your suggestions and comments on further improvements of the site.
Coney Island Topics
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text:
Solo Sara Bareilles makes big impression in small room
The voice of Sara Bareilles could fill, and has filled, venues larger than the Humphrey Scottish Rite Masonic Center Auditorium, which sold out its 435-seat capacity when she stopped there Friday night.
Bareilles was in the midst of her first-ever solo tour and evidently wanted the intimacy of a smaller venue - combined, perhaps, with the assurance that if she failed, she would do so in front of a smaller crowd. »Read Full Article(2)
Frank Almond returns to stage with recovered Stradivarius violin
Reunited! Milwaukee Symphony Orchestra concertmaster Frank Almond gave a recital Monday evening on the 1715 Lipinski Stradivarius that was stolen from him in an armed robbery two weeks ago and recovered last week.
Almond and pianist William Wolfram played to a full, 619-seat house at the Wilson Center for the Arts, a house that had been only about a third sold before the announcement last week that the violin was back and Almond would play it on this installment of his Frankly Music concert series. »Read Full Article(17)
New WTMJ-TV VP, GM from Journal Green Bay stations
Journal Broadcast Group has promoted Joe Poss to vice president and general manager of WTMJ-TV (Channel 4).
Samuel L. Jackson rips TV reporter for confusing him with Laurence Fishburne
Samuel L. Jackson taught a Los Angeles TV reporter a valuable — and, for the rest of us, very entertaining — lesson Monday: Don't mess with Samuel L. Jackson.
Sam Rubin, a veteran L.A. TV entertainment news reporter, was doing a remote interview with Jackson Monday on KTLA-TV when he asked the actor and TV pitchman about his commercial during the Super Bowl. Looking stunned momentarily, Jackson quickly realized that Rubin was asking about a spot featuring another African-American actor. »Read Full Article
John Koethe opens Woodland Pattern's poets laureate series
Woodland Pattern Book Center begins an exciting new project, the Milwaukee Poets Laureate Reading Series, with an event featuring former Milwaukee poet laureate John Koethe on Feb. 15.
The series pairs current or former Milwaukee poets laureate with another poet whose work they admire, according to a Woodland Pattern statement. The series begin with a 7 p.m. reading Feb. 15 by Koethe and John Godfrey. »Read Full Blog Post
Queens of the Stone Age coming to Riverside
Acclaimed alternative rock act Queens of the Stone Age announced a nationwide tour Tuesday--including a Milwaukee show at the Riverside Theater May 7.
The band is touring behind last year's album "...Like Clockwork." Inspired in part by frontman Josh Homme's difficult recovery from a surgical complication that left him bedridden for four months, the at-times crushing "Clockwork" was nominated for best rock album at the Grammys and was the band's first release to debut at the top of the Billboard charts. »Read Full Article
Weekend Olympics ratings steady; Beatles fab, too
The first weekend of NBC's coverage of the Winter Olympics in Sochi, Russia, saw local viewer interest on WTMJ-TV (Channel 4) hold steady after Friday's opening ceremonies.
Prime-time viewing on Saturday averaged a 19.8 rating; on Sunday, it averaged a 20.1. WTMJ was the fifth ranked station in the nation both nights. »Read Full Blog Post(1)
Pabst Theater Group announces new shows with 'Long Island Medium,' Ira Glass, Phantogram
The Pabst Theater Group has announced a particularly diverse set of shows - even by its standards - that will appeal to fans of NPR, modern dance, synth pop and "Long Island Medium."
Theresa Caputo, the star of TLC's hit reality show "Medium," will share stories and conduct live readings with audience members at the Riverside Theater, 116 W. Wisconsin Ave., on April 15. Tickets are $39.75 to $99.75. »Read Full Article
Countdown to Spring: 39 days
Winter continues its wicked ways. You might need inspiration to go on.
Here's one way: Tonight Frank Almond plays at the Sharon Lynne Wilson Center for the Arts. »Read Full Blog Post


text:
Best Freshwater Fishing
Fishing superstar and television personality Rolan Martin can take a camera crew wherever he wants to shoot one of his segments for cable fishing shows, and when he's taping one on bass fishing, he heads to the Everglades. He knows something many savvy South Florida fisherman do, and it might not seem fair: When the South Florida Water Management District drops the water level in the Glades each winter based on predictions of rainfall for the coming year, water starts flowing out of the flats and into canals; at such intersections bass, perch, brim, and tarpon sit with their noses into the current waiting for smaller bait fish to float by. And whether you're an avid angler or a first-timer, you can take advantage of the bountiful pickings in the miles of glades accessible from Everglades Holiday Park. Just follow Griffin Road west, and you'll run into the parking lot, where you can use the boat ramp to put in your own craft or rent a boat ($52.50 plus tax for five hours). From there anyone should be able to find a happening fishing hole, thanks to the marvels of engineering. Park admission is free.
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text:
USC WR Woods should be good to go for spring
The USC football team began its voluntary winter workouts Tuesday without a healthy Robert Woods, who's on the mend from mid-December ankle surgery.
But Woods, a finalist for the 2011 Biletnikoff Award as the nation's top wide receiver, said he should be cleared by early February. He expects to be available for spring practice, which is tentatively scheduled to begin March 6.
"No doubt," Woods said. "I don't see why not."
Woods had arthroscopic surgery on his right ankle Dec. 19. He played the entire 2011 season with the ankle at less than 100 percent after originally injuring it playing pickup basketball on the eve of USC's April 23 spring game.
The projected recovery time from the surgery is six weeks, Woods said. He hasn't run since having the surgery, even though he believes he could.
"I'm just trying to play it safe," he said. "It's a long season."
Woods did not give himself enough recovery time after hurting the ankle, and that had long-term ramifications. He often sat out Thursday practices and was barely a factor in the Nov. 12 game against Washington, catching only two passes for 5 yards.
"I didn't think it was that serious," Woods said. "You roll your ankle every now and then. This was weird. It never went away."
Woods still broke the USC single-season record with 111 receptions, good for 1,292 yards and 15 touchdowns.
More from the USC blog:
[rssfeedme cat="usc" feedpath="category/football/feed/" max="10"]
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- NIHR Journals Library»
- Volume 1 »
- Issue 12
A meta-ethnography of patients' experience of chronic non-malignant musculoskeletal pain
Authors: Toye F, Seers K, Allcock N, Briggs M, Carr E, Andrews J, Barker K.
Journal: Health Services and Delivery Research Volume: 1 Issue: 12
Publication date: November 2013
DOI: http://dx.doi.org/10.3310/hsdr01120
A meta-ethnography of patients' experience of chronic non-malignant musculoskeletal pain. Health Serv Deliv Res 2013;1(12)
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'Goanae No Dae That!'
The best of the best of those cricking Scottish sayings!
Allan Morrison£7.99'Goanae No Dae That!' The best of the best of those cracking Scottish sayings! by Allan Morrison
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Broomie Law
Cinders McLeod£4.00
Out of stockA collection of cartoons which take a dry look at life in today's Britain through the eyes of the five-year-old street prophet Broomie Law.
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Dae Ye Ken?
Vicki Gausden£5.99Including subjects from clothes (claes) to socialising (gang oot on the toon) and the weather, this is an illustrated mini Scots/English thesaurus. Fully approved by the Scots Language Resource Centre.
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Dave Does the Right Thing
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Introduced by Owen Dudley Edwards£6.99Dave Does the Right Thing. I'm David Cameron. I'm Prime Minister. I will do the right thing. I must do the right thing. We all must do the right thing.
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From #Indyref to Eternity
The battle for a nation, and how proud Scotia came within a whisker of breaking free
Douglas Lindsay£7.99From #Indyref to Eternity: The battle for a nation, and how proud Scotia came within a whisker of breaking free.
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Haud Ma Chips, Ah've Drapped the Wean!
Glesca Grannies' Sayings, Patter and Advice
Allan Morrison£7.99A collection of the hilarious sayings and expresions favoured by the grannies of Glasgow, along with their English translations.
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How David Cameron Saved Scotland
and may yet save us all
Owen Dudley Edwards£9.99Owen Dudley Edwards
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If History was Scottish
Norman Ferguson£7.99If History Was Scottish takes an alternative look at notable figures and events as seen through a unique Caledonian perspective.
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Last Tram tae Auchenshuggle!
Allan Morrison£7.99The Last Tram tae Auchenshuggle is the hilarious patter and build up to the end of the Glasgow trams, featuring Glasgow's famous clippie, Big Aggie MacDonald.
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Naw First Minister
Irascible Big Nellie Nellis Becomes Scotland's First Minister... Pity Help Scotland!
Allan Morrison£7.99Years have passed since the Scottish Independence Referendum was held and the political landscape has changed. Big Nellie Nellis has been voted First Minister, and things are about to get interesting as all the political parties are given the benefit of her very unparliamentary sound bites!
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Vintage DrumBox includes early preset accompaniment and organ-top boxes like the Hammond AutoVari and Watford Rhythm Generator, percussion tone generators by Amdek and Electro Harmonix and rare drum machines such as the Vermona DRM-1. Analogue BBD delay, tape echo and spring reverb is judiciously used for further textures and flavours.
Vintage DrumBox features loops, kits and presets for FXpansion's Geist software. Samples are supplied in 24-bit 44.1kHz WAV and RX2 formats and can be loaded into any software or hardware that supports them.


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realmagick.com The shrine of knowledge.
- Paterson man facing murder trial abruptly pleads guilty
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- Can Cannabinoid Chewing Gum Treat Multiple Sclerosis Pain and Spasticity?
- MedChew Rx, by AXIM Biotechnology, Inc., the world's first patented cannabinoid release chewing gum for pain and spasticity in multiple sclerosis (MS), is moving into clinical testing. If all goes well, the company plans for a global release date of 2017.
- 1500 priests, 150 cooks for Telangana CM K Chandrasekhar Rao's mega yagam
- Hyderabad: It is being touted as one of the biggest yagnas ever performed in the country.
- My solution to the obesity crisis: competitive games every morning
- The City Hall health team bounded into my office the other day – eyes bright, teeth gleaming, not an inch of surplus fat anywhere – and they said, hey, we've got some good news and we've got some bad news. They told me the good news first.
Excersice is described in multiple online sources, as addition to our editors' articles, see section below for printable documents, Excersice books and related discussion.
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Topic: Watches
Buy a Watch From Us Before You Shrivel Up and Die, Says Diesel
'Days to Live' calculates how long you've got
By David Gianatasio on Jan. 17, 2013 - 8:30 AM EST
"Hey, potential customer, you're gonna DIE! Wanna buy a wristwatch?" That's basically the message of this "Days to Live" campaign from Crispin Porter + Bogusky promoting Diesel's Timeframes line. Answering…
Marlon Brando's Grandson: Not Your Typical Ad Model
By David Griner on Apr. 22, 2011 - 8:37 AM EDT
Celebrity descendants are standard fare in the fashion world, with the assumption being that they're spoiled brats coasting on the family name. Not so with Marlon Brando's grandson, Tuki Brando,…
Man mugged for watch stars in ad for watch
By Tim Nudd on Dec. 8, 2010 - 11:49 AM EST
This is pretty badass. Formula One racing boss Bernie Ecclestone was recently attacked by four muggers who stole his pricey Hublot watch, among other things. Ecclestone, 80, who was badly…


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Located in all major US markets, PwC's Private Company Services (PCS) is a national practice comprised of more than 170 partners who provide customized tax, audit and advisory services to private companies, their owners and high net worth individuals. The majority of America's largest private companies are PCS clients1. They span a broad scope of sectors and industries ranging from manufacturing to retail to industrial to professional services. A hallmark of PCS is a robust thought leadership program that provides clients with timely, thought-provoking information to help manage and grow their businesses and wealth.
1 Forbes America's Largest Private Companies 2015
PCS professionals are regularly sought out for their insight and opinion on issues of national and local interest affecting their audience. A number of recent articles featuring people from our Private Company Services practice - including Personal Financial Services (PFS) - are included below, as well as an archive of coverage over the past months.
New York Times: Slower Growth in Jobs Report May Give Fed Pause on Interest Rates
September 2, 2016
Ken Esch, PCS partner and Trendsetter Leader and the Q2 '16 Trendsetter Barometer were included in the September 2 New York Times article on the US Labor Departments' August Jobs Report. The piece discussed the economy, interest rates, employment, wages and responses from the presidential candidates.
The number of prime-age workers still out of the labor market was also discussed. "A lot of people are still on the bench that could come into the labor market," said Ken Esch, a partner at PricewaterhouseCoopers or PwC, an accounting and consulting network. "Until more people are participating, I don't see the inflationary pressures, and our data says we don't expect to see much over the next 12 months.
Atlanta Business Chronicle: People on the Move - Randy Butler
September 19, 2016
An announcement of Randy Butler's new role as the Greater Atlanta Private Company Services Market Leader was featured in the People on the Move section of the September 19 edition of the Atlanta Business Chronicle.
WHYY - Public Radio (Philadelphia): Millennials & Credit Cards/Financial Literacy
September 14, 2016
Kent Allison, PwC partner overseeing the firm's Financial Wellness program, participated in the WHYY Radio Times program with Marty Moss-Coane. Helaine Olen, columnist for Slate and host of the Slate Academy podcast The United States of Debt and Sean McQuay, credit card expert at Nerd/Wallet joined him in the discussion on the live call-in show.
11th Annual STEP Private Client Awards
September 9, 2016
Clare Stirzaker and Sian Steele from PwC along with Penny Lovell from Close Brothers Asset Management were awarded the Family Business Advisory Team of the Year at the 11th Annual STEP Private Client Awards in London.
Atlanta Business Chronicle: People on the Move - Randy Butler
September 19, 2016
An announcement of Randy Butler's new role as the Greater Atlanta Private Company Services Market Leader was featured in the People on the Move section of the September 19 edition of the Atlanta Business Chronicle.
WHYY - Public Radio (Philadelphia): Millennials & Credit Cards/Financial Literacy
September 14, 2016
Kent Allison, PwC partner overseeing the firm's Financial Wellness program, participated in the WHYY Radio Times program with Marty Moss-Coane. Helaine Olen, columnist for Slate and host of the Slate Academy podcast The United States of Debt and Sean McQuay, credit card expert at Nerd/Wallet joined him in the discussion on the live call-in show.
11th Annual STEP Private Client Awards
September 9, 2016
Clare Stirzaker and Sian Steele from PwC along with Penny Lovell from Close Brothers Asset Management were awarded the Family Business Advisory Team of the Year at the 11th Annual STEP Private Client Awards in London.
New York Times: Slower Growth in Jobs Report May Give Fed Pause on Interest Rates
September 2, 2016
Ken Esch, PCS partner and Trendsetter Leader and the Q2 '16 Trendsetter Barometer were included in the September 2 New York Times article on the US Labor Departments' August Jobs Report. The piece discussed the economy, interest rates, employment, wages and responses from the presidential candidates.
The number of prime-age workers still out of the labor market was also discussed. "A lot of people are still on the bench that could come into the labor market," said Ken Esch, a partner at PricewaterhouseCoopers or PwC, an accounting and consulting network. "Until more people are participating, I don't see the inflationary pressures, and our data says we don't expect to see much over the next 12 months.
Retail Leader: Controlling Your Destiny
August 22, 2016
PCS partner Tom Sullivan was interviewed for this in depth article about the benefits and challenges for privately-held companies in the retail sector. The article touched on a broad range of challenges for private companies including capital constraints, succession planning, and the decision to take on a private equity partner. Discussing the considerations when deciding to return to a private capital structure, or restructure an ESOP, Sullivan said: "It's incumbent on the owners of a private retailer to understand the cost of private equity investors, in board seats and covenants they might require."
SHRM: Financial Wellness Success Requires Proactive HR
August 30, 2016
This issue of the Society for Human Resource Management (SHRM)'s online publication included key findings from PwC's 2016 Employee Financial Wellness Survey in the lead article that discussed how the changing workforce demographics are impacting how employers need to be approaching employee benefits. According to the piece, with the workforce becoming younger, employers are seeing the need to help the many employees who face short-term money issues. These money issues are confirmed by PwC's survey. In the piece, Kent Allison, PCS partner and leader of PwC's Financial Wellness group discussed the type of financial education that should be offered stating that education should be delivered in the context of employees' needs at the moment.
Accounting Today: Private Companies Feeling Less Optimistic
August 9, 2016
Ken Esch and the Q2 2016 Trendsetter Barometer Report were included in this August 9, 2016 article in Accounting Today. The piece reported that optimism levels and plans to increase head count were both down from the first quarter of the year. Esch explained why: "our recent [survey] history shows that the results on optimism levels and growth expectations tend to trend downward leading into an election." He also said that low growth expectations are seen to be aligned with the low growth in the gross domestic product. There is good news, however. The private companies reporting in this quarter's Trendsetter Barometer are showing a stable reading on capital investments - an indicator that private companies' owners and leaders are taking a long-view of the economy. Further to that point: 91% of private company leaders say that they expect their own businesses to grow up from 86% in the first quarter of the year.
Employee Benefit Adviser: Views: 4 ways advisers can match benefits with client
July 26, 2016
PwC's Financial Wellness Survey was referred to in this article about how Millennials and Gen X want a different employee benefit mix than their parents. Work/life balance is more important to this generation than to baby boomers as overwhelmingly demonstrated by this year's survey findings. Respondents also said that they see their work and personal life integrated and they want the ability to get the job done as they see fit. Other key take-aways for advisers who want to match benefits to the needs of the workforce: 1) financial wellness transcends generations, (2) business owners should consider a broader approach to time off, (3) voluntary benefits can help control costs.
New Jersey Business Journal: Triple Play: Shawn Panson
July 17, 2016
Private Company Services leader, Shawn Panson, was interviewed for Triple Play, a weekly NJBIZ feature that asks top executives in New Jersey to talk about their industry. In the piece, Shawn talked about the role private companies play in the U.S. 1) They are the economic growth engine for the country, (2) they drive innovation, (3) Their optimism and pessimism levels are predictive of the GDP and provide valuable insight into the economy's future trajectory.
New York Times: Lifting the Second-Generation Curse
July 13, 2016
Private Company Services' (PCS) Family Business Survey and Family Business Leader, Jon Flack, were included in this piece on the low percentage of family businesses that make it to the second generation. PwC's Family Business Survey found that almost three-quarters of family businesses don't have a succession plan for senior roles and half of the founders stay involved too long. According to Jon, "with a founder generation struggling to let go, we often see them hand over the title, but they don't really give over the control or the leadership."
Huffington Post: Financial Wellness and Millennials: Hard Times Yield Important Lessons
June 13, 2016
Bylined by Kent Allison, Financial Wellness & Employee Education leader for PwC, this piece discusses how the millennials are approaching saving. According to the article, having watched their parents' homes and portfolio values take a large hit in the economic downturn in 2008, millennials are controlling their spending, worrying about retirement and stressing about everyday financial expenses. The result is that millennials are taking approaches at a young age that should serve them well over the course of their lifetime.
Wealthmanagement.com/Trusts & Estates: Next-Gen Family Business Leaders Raise the Bar
May 24, 2016
Jon Flack, Private Company Services partner and co-leader of the US Family Business group, was interviewed for this piece that discussed the results of PwC's survey of Next-Gen family business leaders around the globe. According to the report, next-gen leaders are more prepared, confident and ambitious than their predecessors. Yet despite this, many respondents acknowledge that they are still struggling with convincing the current generation (their parents) of the important role digital technology plays in their businesses. According to Flack, "Most next-gens have been saturated in new technology all their lives, so it's no surprise they expect it to play a significant role in shaping their family business."
Fortune: Student Debt Is Derailing Boomers' Retirement
May 6, 2016
The U.S. students' $1.3 trillion debt is not only creating significant issues for the Millennials, but also for their parents, says the Fortune article. According to PwC's Financial Wellness survey, employees in all age groups are impacted by student loans. More than one in three employees indicated that they are currently putting nothing aside for retirement at all but rather ear marking retirement money for student loans.
Accounting Today: Employers Added 160,000 Jobs in April, Including 900 in Accounting
May 6, 2016
In the May 6 Accounting Today article, which discussed the April jobs report issued by the US Bureau of Labor Statistics, Ken Esch, Private Company Services (PCS) partner and leader of the Trendsetter Quarterly Report, talked about private companies' cautious hiring that was reported in PCS' Q 1 2016 Trendsetter Report. "Though the majority of private companies are planning to increase headcount, fewer plan to hire in the next 12 months. Given this context, we should expect companies to hire very cautiously over the next year."
Huffington Post: Financial Stress Surging Among Millennials
April 27, 2016
According to the Huffington Post article written by Kent Allison, partner and leader of PwC's Employee Financial Education and Wellness practice, Millennials are suffering from the weight of financial fears - an issue that is affecting their job performance and personal well-being. In PwC's 2016 Employee Financial Survey, this age group - those born between 1982 and 2000 - were more burdened by financial stress than any other age group. The reasons are many including student loan debt and salaries that are not keeping pace with the cost of living. Further evidence of the growing issue, a full 50 percent of millennials think they'll likely need to use the money in their retirement plans for expenses other than retirement. The good news? More employers are taking notice and looking for ways to assist these employees.
CNBC: Your new office workout - Financial fitness
April 23, 2016
According to the article, 55 percent of employers offer help to employees for a myriad of financial issues including budgeting and debt management to investing, and saving to buy a house. By year end that number is expected to rise to 77 percent of large- and mid-sized companies that will provide at least one such financial wellness program and 52 percent will offer programs around three or more categories. Why?
This interest comes as a result of reports of the growingly gloomy picture of employees' financial health. Over half of workers say they are stressed about their finances and 45 percent saying that their worries have worsened over the past 12 months. "Companies recognize that there's an issue," said Kent Allison, partner and national leader of PwC's Employee Financial Wellness practice. Yet with the high number of companies offering help, participation rate is low - a frustration to employers.
Accounting Today: Financial Stress Climbing among U.S. Workers
April 19, 2016
Fifty-two percent of respondents to PwC US's 2016 Employee Financial Wellness Survey said they are feeling stressed about finances, while 45 percent said their stress has climbed over the past 12 months. According to Kent Allison, partner and PwC's leader of the Employee Financial Education and Wellness practice, "When we looked at some of the underpinnings of what was causing concern, they centered around not having enough cash flow to deal with any type of emergency. We've been having some instability in the marketplace, and we're still dealing with challenges around stagnant wages. Being an election year, there's uncertainty around who is going to driving us going forward."
Washington Business Journal: The Donohoe dynasty
March 18, 2016
The Washington Business Journal recently ran a story and accompanying video on The Donohoe Cos, a fifth-generation family business in the Washington, D.C.-area. Leadership challenges were discussed, particularly transitions from one generation to the next. The article highlighted PwC's 2014-2015 Family Business Survey's statistic that 73 percent of family businesses lack a formal succession plan. The current CEO and Chairman of Donohoe then discussed how his family approached the issue. "The key? he said. "Having 'somebody defined in the next generation that wants to lead'."
PwC rated as a Vanguard Leader in Financial Wellness by ALM Intelligence
March, 2016
In March 2016 PwC's Financial Wellness practice was rated as an advancing Vanguard Leader in financial wellness. This rating is awarded to those firms that demonstrate either market-leading depth in a specific area or meaningful depth across a range of areas. PwC is "particularly strong in its financial wellbeing capabilities..."PwC's Employee Financial Education and Wellness practice has a well-developed financial wellbeing advisory offering that is ahead of the curve, as companies begin to embrace wellness beyond the physical, drawing upon the firm's significant financial advisory capabilities and tailoring them to the individual to make smart decisions.
PwC Honored at the Family Wealth Awards
March 11, 2016
The Family Wealth Report announced the winners of the third annual Family Wealth Awards held in New York, NY on March 10, 2016. More than 400 were in attendance at this gala event which annually recognizes high quality service and achievement at both the individual and institutional level.
Brittney Saks, PCS partner and Personal Financial Services leader, accepted the award PwC received for Tax Advise under the Private Client Category.
SHRM: U.S. Job Growth Remains Positive, Wages Still Down
March 4, 2016
The March issue of the Society for Human Resource Management's online publication discussed that although the latest labor market report showed higher than expected job growth, wages are troubling according to economists at the online job sites Indeed and Glassdoor. In the article, Ken Esch, PCS partner and leader of the Trendsetter report added to the discussion. "Finding qualified workers continues to be a challenge for many companies. Highly targeted hiring is a common tactic we're seeing among many of our private company clients. It points to demographic shifts in the workforce and to core changes in U.S. manufacturing, where employees with specialized skills are increasingly replacing workers who typically manned pre-recession factory floors. This dynamic could eventually lead to an uptick in wage growth."
Accounting Today: IRS Experienced Identify Theft of IP PINs
March 2, 2016
In the March 2 edition of Accounting Today, Personal Financial Services managing director, Bill Fleming was interviewed for a piece about theft of IP pin numbers. According to Fleming, his clients are experiencing other problems with the IP PINs as well. He said the problem with the IP PIN notices has turned out to be a big mess for the IRS. "We should be sympathetic to them because I think they're getting a lot of electronic stuff that been filed incorrectly so they've got to work to clean all that up, and that's a major job," said Fleming. "I have a lot of sympathy for them, but we're just waiting to see what's going to happen and wondering how much of it is going to be OK and how much of it is not going to be OK."
Virtual-Strategy Magazine: AFS 401(k) Announces Launch of Personal Finance Tool, MoneyNav™
February 24, 2016
In the piece which announced a new online financial wellness platform launched by a retirement consulting firm, PwC's 2015 Financial Wellness Survey result that "45% of employees find dealing with their current financial situation stressful and distracting" was stated as a primary reason for the new venture.
New York Times: Wages Rise as U.S. Unemployment Rate Falls Below 5%
February 5, 2016
PCS's fourth-quarter 2015 Trendsetter Report findings were included in the research discussed this New York Times article about the increase in wages that has been recently seen. According to the article, companies were budgeting salary raises of nearly 3 percent in 2016 - the biggest annual increase since the recovery began. More than a third of the executives interviewed for this Trendsetter Report expressed concern about labor costs eating into profits. "No doubt about it, I'm hearing that executives are seeing wage pressures and not just in a few pockets of the country," said Ken Esch, a partner at PwC. "It's pretty broad-based."
Inc.com: Businesses Plan to Keep Hiring, But Not Paying More
February 3, 2016
PCS's fourth-quarter 2015 Trendsetter Report's finding that U.S. companies are planning to add workers in the coming year but do not plan to increase wages was the focus of a story in Inc. Growth prospects and wage pressures are two concerns that were revealed in the quarterly report. According to PCS partner Margaret Young, "Many employers would hire more people if they could find applicants with the right skills but many of them simply can't."
Human Resource Executive Online: Healthy, Wealthy and Wise
January 27, 2016
This story discusses how a new retirement and financial well-being report revealed a desire among employers at large companies to provide financial well-being tools and resources to help their employees with their savings goals. PwC's 2015 Employee Financial Wellness Survey was cited in the article as follows," insufficient saving and planning for long-term goals is a result of "shifting greater responsibility for retirement funding to employees in the face of stagnant wages, disappearing defined-benefit pensions, changing Social Security and Medicare benefits, longer life spans and rising healthcare costs."
Crain's New York Business: Executive Moves
January 27, 2016
The Executive Moves section in Professional Services News section of Crain's New York Business included the appointment of Shawn Panson to U.S. Private Company Services Leader.
Wine & Vines: Bonus Depreciation on Vines Extended
Growing Grapes Under the PATH ACT
January 6, 2016
PCS tax partner David Pardes was interviewed for a story that ran in this wine industry trade publication about the new PACT legislation signed into law in December. The legislation included new provisions that could benefit vineyard owners who are planting new vines. According to Pardes, the bonus depreciation of vines will be phases out in five years. This should encourage those vineyard owners who plan to plant new vines to do it while this benefit is still in effect.
Bankrate: Why real estate investing in a selff-directed IRS makes no sense
December, 2015
The article discussed using real estate in IRAs. In the piece, Bill Fleming, Personal Financial Services managing director, explained that if you are going to invest directly in real estate, you will lose substantial tax benefits by doing it through an IRA. These include the ability to deduct mortgage interest payments from your taxes and the ability to write off the value of a residential property over 27 years.
Forbes: Five Ways To Keep A Family-Owned Business 'In The Family' For Generations
December 12, 2015
This story by Brian Luster and Steven Abernathy discusses the unique challenges facing business owners who wish to preserve multi-generational control within their family. In the piece, they drew from PwC's 2015 Family Business Survey to discuss how shareholder agreements are the most widely used mechanism to address conflicts within the family.
Wall Street Journal: Financial Gifts for kids these holidays...or a present for the IRS
December 11, 2015
Leading up to the year-end, reporter Laura Saunders wrote about the "the kiddie tax," the IRS's extra levy on investment income earned by young people up to 24 years of age. In the piece, Mark Nash discussed how these rules present challenges as well as planning opportunities.
Barron's: How to Lower Your Audit Risk
November 28, 2015
This story, which ran in Penta, a news site within Barron's that provides advice for wealthy individuals, discussed the IRS' emphasis on auditing those with more than $5 million in taxable income. In the piece, Mark Nash, Personal Financial Services tax partner, discussed how a client of his was involved in a protracted audit that involved six+ specialists, lasted over a year, and required the taxpayer to come up with more than 1,000 pages of data. The investigation resulted in no back taxes being owed.
Reuters: PwC appoints Shawn Panson as U.S. private company services leader
November 17, 2015
In the Move section of the US edition of Reuters a piece was included on Shawn Panson's appointment as Private Company Services leader. The site features live updates on top economic, business and political news.
Bloomberg Business: Economy 2016: Here's What You Need to Know by Peter Coy
November 5, 2015
Bloomberg Businessweek's Economics Editor used Trendsetter's Q3 2015 report for his discussion about wages in this economic update. In the story, he stated, "Wages are expected to grow a bit faster in 2016: Private companies surveyed by PricewaterhouseCoopers in the third quarter predicted they'd raise wages next year by 3.1 percent, the first time since 2008 the number hasn't been below 3 percent."
SME Insider: The importance of having an exit strategy as a mature entrepreneur
October 30, 2015
This piece discussed the lack of preparation more than 60 percent of business owners undergo when passing on their businesses to the next generation and the steps they should take before retiring to ensure their companies stay on track. PwC's 2014-2015 Family Business survey finding that only 12 per cent of family businesses survive into a third generation of ownership and the recommendation to beginning the succession process several years before the planned departure were included in the story.
Forbes: How to Take Advantage Of Your Company's New Obsession With Your Financial Wellbeing
October 28, 2015
PwC's Financial Wellness study was mentioned in this article about the expanding financial wellness benefits that companies are offering.