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If you've recently paid off your mortgage, you're probably feeling a huge sense of relief. It can be rewarding to pull a copy of your credit report after making that final payment and see that your home loan now shows a balance of zero.
While you may be expecting a significant boost to your credit score as a result of paying down your mortgage, you'll probably find that the three-digit score, which is used by lenders to assess your risk as a borrower, experiences minimal change.
The relationship between a paid-off mortgage and your credit score
Your credit score, which is calculated based on the information in your credit report, is a moving target. It changes constantly as lenders, collection agencies, and public records report new data that is then listed in your credit report. Your credit scores are updated each time there is a request for a score, and new information received impacts the model.
Additionally, each credit reporting agency has its own model for evaluating your information and assigning you a credit score, so your credit scores will likely vary between the agencies.
As a result, it's difficult to determine exactly how one credit behavior or piece of credit activity affects your credit score. Taking out a mortgage can have a positive impact on your credit score because it builds up your mix of credit. However, paying off your mortgage won't have a strong, positive impact, mainly because an installment loan—which is repaid over a designated period of time with a set number of scheduled payments—doesn't lower your score to begin with.
This means that your credit score likely won't experience huge gains when you finish paying off your loan, but you probably won't see a noteworthy drop in points, either.
There's a chance that if your mortgage is your only installment loan, paying it off could have a slight negative impact on your credit score, but the impact would likely be minor. If you consistently make your mortgage payments on time throughout the life of your loan, that positive payment behavior, which is the largest factor used to determine your credit score, could offset any credit score drop you may experience once you've paid it in full.
(Click here to learn how long information stays on your credit report.)
If you do notice a significant change to your credit score after you've paid off your mortgage, it could be the result of other credit activity that is listed on your credit report. If you've recently missed a payment, applied for new credit, or racked up high balances on your credit cards, for example, you may notice a drop in your score.
It's important to remember that mortgages (and other installment loans) can help you improve your creditworthiness as long as you continue to make on-time payments. Making on-time payments on your credit cards, and keeping those balances low, could also help to boost your credit score over time.
Additionally, having your mortgage on your credit report, even after it's been paid off, can help both your mix of credit and the length of your credit history. The loan could stay on your credit report and continue to factor into your credit score for up to 10 years from the date of last activity.
The information contained in this blog post is designed to generally educate and inform visitors to the Equifax Finance Blog. The blog posts do not give, and should not be assumed to provide, personalized tax, investment, real estate, legal, retirement, credit, personal financial, or other professional advice. Before making any financial decision, you should always consult with the appropriate professionals who can explain your options, rights, and legal responsibilities, and advise you on any tax, legal, credit, or business implications that may result from those decisions. The views and opinions expressed by the authors of blog posts are their own views and may not be the views or opinions of Equifax, Inc. and/or its affiliates.
This shows that credit scoring agencies are nothing more than a scam to work against consumers. In order to obtain a mortgage you must go through a financial strip search and bring your credit score to a certain number level the lender approves you on. It seems as if you have a mortgage and work hard to pay it on time, then sell the property, there is no reward for your financial diligence. Does not sound fair to me because now your debt to income ratio is down. If you let the house go into foreclosure credit reporting agencies are quick to ding you one to two hundred points don't they? I sold two rental properties after twelve years of paying a mortgage on them and not one point increase happened in my credit report; why? To me it makes more sense not use credit in the future and play their game, but rather pay cash and ignore such unfair scoring system that only seems to be geared towards hyping you for obtaining more major credit cards that we all do not really need in the first place for everyday shopping.
You're right. But the system keeps going because most people 'can't pay cash'. I'm 55, have paid off my house, and always payed my bills on time. My credit score is 40 points lower than my 20year old daughter who is in college, in debt, no job, and calls me for money every month. Her credit score is higher than mine! Ridiculous or what!
You are right. It's just a financial, game and it is unfortunate how they play with people's lives. I am paying off my mortgage for my freedom. I'm going to continue to pay cash and live the life I want to live. I have 1 credit card, if I have to use it. But this is really a pathetic, game. You work so hard to keep your credit score as high as possible and there is no reward for it, except someone just always ready to get you into debt. What is the deal here?
All the on time payments stay for 10 yrs!
I do not expect my credit score to go up just because I paid off my house. The difference of 20 points makes no difference in my life after I pay off my mortgage. The only other loans I need are for cars and without my $3000 house payment I could pay off a car in one year so the rate wouldn't matter.
Lenders have the right to expect good credit when they are loaning people $10s of thousands of dollars. I sure wouldn't loan someone $200k without knowing they will pay it back. I do not particularly like banks but without them 99% of us would never be able to buy a house or other large ticket items.
You're right. It is so nice of banks to let us borrow money so unselfishly! What would anyone do without banks and credit bureaus?
You're missing the point Dale. You may not mind having your score drop 20 points until you realize you can't qualify for that 0% for 60 months rate on a new car because of it. Paying off your mortgage should not be something that causes a penalty.
I have to agree. I registered an address change with one of my credit cards because I moved. As a result of a simple address change, my score dropped 7 points with one credit reporting agency. I have a credit monitoring service and it alerted me to this. It's crazy.
Credit reports are designed to keep people in debt. Nothing more nothing less. It is a scam and nobody can tell me differen
Cash is KING!
It's totally rediculus! We had accumulated medical debt for something unforeseen and decided to pay the large amount off instead of filing bankruptcy. Thinking it was the right thing to do. We struggled for a few years just to pay it off and come to find out we would have been better off if we filed bankruptcy. A friend that ran up all kinds of credit cards and other debt that was for recreational fun filed bankruptcy less than two years and has a score in the 700's. We paid everything off and have been consistent with our mortgage and bills for close to 2 years and my score is in the 500's.
Doesn't matter if your mortgage is $10k or $500k….your on time payment or late payment is equal to a on time payment or late payment for your auto loan. Graded the same……same reason why a foreclosure on a $10k is no different than foreclosure on $500k.
A high credit score means one thing only; high debt!
Absolutely untrue. I have a credit score well over 800 and have $2000 in debt with 30 times that amount in savings.
I've been watching my credit score now for several years; desperately trying through unemployment and going back to school to keep my payments on time and increase my credit score. The highest score I've ever had in a fleeting moment was 771; less than a year later, due to the need to use credit cards more, it dipped to 719. I recently paid off my mortgage and all my credit cards and have been anticipating the rewards of all these years of fighting against the current to increase my score. So I'm waiting to see the results of reducing my debts and increasing my ratios! Hallelujah at last!! Then it hit me as I was reading all of your comments. Like a ton of bricks in the gut it hit me. The only reason anyone would work so hard for a great credit score is in the event one chooses to mortgage their future with current debt! Am I nuts? How self-deceived can I be? Maybe, just maybe I can justify a mortgage. But why do I need debt for anything else (other than God forbid unforeseen medical care). That's it. As painful as it will be initially, I'm about to reduce my standard of living to as minimal as possible to crawl from under the mental bondages of debt that I've been a slave to and most Americans have been for several generations. I'm sure everything in me will convulse against this new lifestyle but I am determined to break free. Thank you all for your comments.
30 years ago I declared bankruptcy; my credit score tumbled and the ability for me to get a simple card, literally vanished. Slowly but surely I built this up to a 815.
Life is good, I spoken with lenders and they basically tell me with an 800+ score I will not be denied much of anything (private jet perhaps 😉
Even though I use credit sparingly if at all, it feels very good to know that if I ever have the need – I'm good. Hey, its worth the work and sometimes the sacrifices to hold a high number.
This credit game does make you feel like you're on a stationary bike ride. I found this site as I am contemplating the good and bad of paying off my mortgage early with some money I saved and don't need for anything at the moment. Seems like a good idea to avoid that interest. I have credit cards that I use but do not allow to carry balances so they are helping my score and outside of a home, I don't plan to borrow for anything else the rest of my life. Life doesn't always go according to your plans though. I may work somewhere new and they will perform a credit check. The insurance companies check your credit score and a host of other entities with increasing frequency now a days do the same. I think I might just pay it down significantly to save on some of the interest.
I'm in the same situation, PAY OFF OR NOT TO PAY OFF?
It sure would just feel good to not have to deal with it and WOW I did it!
But it sure seems like the interest I pay each month is paying for my credit points.
I'm not sure if I will ever need to borrow a chunk of change again but would be real pissed off if I did and they would say my credit score is not high enough due to no dept?
Again let's reward the lazy people and punish the ones that actually pay off the loans. I think it would be a great thing for government instead to reward the people once paying off the home mtg by maybe no more taxes on there property or free home insurance or something?
Yeah I know it's a dream but…. Just needed to vent!
I paid off my mortgage 2 months ago. My credit report last week showed that my score dropped 10 points. There were no other issues of any kind that would affect my credit score negatively. I have no car loan debt, student loan debt, credit card debt, nothing. This is stupid.
I paid my mortgage off in April 2015. From April until July my credit score remained unchanged. Then in August is started to drop. By December 2015 it had dropped 50 points from the score I had just prior to paying off the mortgage. No other factors have changed (same job, same salary, same spending profile).
Paid off my mortgage expecting to see an improvement to my FICO score, a month later it went from 825 to 808.
I believe a mortgage payoff decreases score…if anything. The reason being that it's a length of credit established factor that decreases. If you had a loan for 30 years and it closes, the average length of credit decreases.
I paid off my mortgage January 15, 2016 and my FICO score went from 872 to 836 in February and down to 817 in March. A total of 55 points. Which reading other comments on different sites is common. No other changes. 1 credit card that I pay off balance each month. Since 10% of the score is made up of Credit Mix and I now only have 1 credit type – credit cards – 1 that Ive had for 30 continuous years is the one I usually use and pay off every month, I'm assuming that was the reason. That part of the score is often referred to as the part of the score that tells banks how much money you are paying to Banking Industry. Right now I'm paying NOTHING. Not a penny in interest. So in revenge they lower my credit score. To truly be FAIR. The credit mix should be over the life of the persons credit history. I can only imagine what happens in 10 years when the mortgage goes off the FICO radar completely. My credit score will probably plunge again.
There is no reward for greater than a 750. The simple reason being default rates between 750 FICO and 850 FICO do not translate into predictable human behavior. Anything past 750 has no reward.
Academics drive for perfect transcipts and brag about grades decades later. A credit score in top 20-30% is all you need. You were not down graded to a higher rate.
You can up score by applying for more preapproved cards and nopt spending but that is not smart either.
What a minefield! Let practicality rule the day. If you want to pay off your mortgage and not pay the interest, then do it. Lower credit score, so what. Chances are that you have more money in the bank and don't need the credit. Yes, like most of you, I have one credit card and pay it in full every month.
Your credit score is only important when you plan to borrow money. If you sell your house and don't buy another with borrowed money then what is the problem? Saving on the mortgage should mean you can start to buy things upfront instead of borrowing.
I just pay cash and live my life.
My husband & I busted our tails getting out of debt after our kids grew up and got out of college, married and settled into their own lives. We paid off our vehicles, credit cards and had only the house left to pay off. Then he got kidney cancer and thanks to the "Affordable Care Act" his cancer treatment wasn't covered even though his premium had increased by $300/mo. Rather than becoming homeless or remortgaging our home, we decided to use a credit card to pay the bills. I have faithfully made payments of the minimum plus the interest every month. We have also paid off our home since because I went back to work despite my disability. Now I received notice that our credit score is low and because we have carried a high balance for 3 years on this card it is being cancelled! How does this make sense?
Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.


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relational operatorAn operator that compares two values.
For example, the expression
x < 5
means x is less than 5. This expression will have a value of TRUE if the variable x is less than 5; otherwise the value of the expression will be FALSE.
Relational operators are sometimes called comparison operators. Expressions that contain relational operators are called relational expressions.
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subset: commoncrawl


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Welcome to the
Heartland Winter Arts
HWAA 2017 Host Site Application
The 2017 HWAA Host Site Application is now available. Download it here or on our Forms page today! The application is due Friday, August 26th, 2016. Please contact HWAA if you have any questions.
2017 HWAA Season Schedule Dates Announced
HWAA has finalized the dates for the 2017 Winter Season. With the addition of the WGI Color Guard Omaha Regional, HWAA has a total of 5 regular season performance opportunities, along with the HWAA Championships contest. The dates are as follows:
January 28th - Evaluation Clinic and Show
February 11th - Regular Season Contest
February 18th - Regular Season Contest
*February 25th - WGI Color Guard Omaha Regional (HWAA Off)
March 4th - Regular Season Contest
March 18th - Regular Season Contest
April 1st - HWAA Championships
2016 HWAA Champions
Congratulations to the following groups for becoming the 2016 HWAA Champions:
Scholastic Novice Guard - Papillion-La Vista South H.S. Sterling
Scholastic Regional A Guard - Bellevue West H.S. Gold
Independent Regional A Guard - Clarity
Scholastic B Guard - Bellevue West H.S. JV
Scholastic A Guard - Bellevue West H.S. Varsity
Independent A Guard - Railmen Winter Guard
Scholastic A Winds - Papillion-La Vista South H.S.
Scholastic Novice Percussion - Bellevue West H.S. Novice
Scholastic Regional A Percussion - Creston H.S.
Scholastic A Percussion - Columbus H.S.
Independent A Percussion - Purecussion Music
Scholastic Open Percussion - Bellevue West H.S.
2016 HWAA Championships Videos
HWAA is pleased to partner with Alliance Media again this year to provide high quality DVDs for all of the performances at the 2016 HWAA Championships. All units are filmed with multiple cameras similar to WGI and DCI events.
Please visit the HWAA page on the Alliance Media website for more information:
HWAA is now on more social networks than ever!
Follow us on all our social media profiles!
Facebook: www.facebook.com/heartlandwinterarts
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Recent talks of Nnamdi Asomugha signing with the New York Jets and starting opposite Darrelle Revis got me thinking about how tough it would be for opposing quarterbacks to throw against that defense.
Then I started thinking about this potential tandem being one of the best of all time.
I put together a list of cornerback tandems that I consider the best in history. Let's get this debate started.


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Provides a thorough grounding in FrameMaker, teaching how to use the powerful page layout and text features available to generate printed documentation of a high standard. Sessions cover producing books comprised of multiple documents, using variables, generating a table of contents and index, and inserting cross-references.
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realmagick.com The shrine of knowledge.
- Baht reaches 7-month high, stays firm as market eyes Fed
- The baht rose to as high as 34.99 against the dollar, its strongest level since early August 2015. — Reuters pic.
- 200000-baht fines mulled for badly behaving cabbies
- The Department of Land Transport is proposing fining taxi drivers up to 200,000 baht for bad behaviour by merging two major laws. Director-general Sanit Phromwong said on Monday that his department planned to merge the vehicle act with the land ...
- 1 More Baht to Ride Chao Phraya Express Boats
- Riding all flavors of the Chao Phraya Express Boats cost an additional baht as of this morning, while those churning through Khlong Saen Saep increase Tuesday. Service operator Chao Phraya Express Boat Co. Ltd.
- Liagi Baht awarded Gandhian Young Technological Innovation Award
- NEW DELHI/ZIRO, Mar 15: Liagi Baht, a foreman/motor vehicle inspector by profession under Government of Arunachal Pradesh was awarded the Gandhian Young Technological Innovation Award (GYTIA) at New Delhi on March 13. Baht who is actually a ...
- UPDATE 1-Thai finance minister says not worried about baht strength
- BANGKOK, March 11 Thailand's finance minister said on Friday he was not worried about strength in the baht as it was still moving in line with regional currencies and that he expected only a limited impact from the European Central Bank's policy easing.
Baht is described in multiple online sources, as addition to our editors' articles, see section below for printable documents, Baht books and related discussion.
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Various modifications were noted when comparing concept DC Avanti and production ready version spotted. Modifications were seen in the form of foglights which have now been integrated into headlight clusters while wings have been added to bonnet resulting in improved aerodynamics of the car. Avanti weighs a total of 1580 kgs, has ground clearance of 170mm and rides on 19 inch wheels. Stopping power comes from 330 mm ventilated discs both at the front and rear.
Powering the DC Avanti is a 2.0 liter Ford EcoBoost engine capable of 250 hp power at 5500 rpm and 360 Nm torque at 3500 rpm while being mated to a 6 speed manual transmission. This engine allows the DC Avanti to accelerate from 0 to 100 kmph in 6 seconds while top speed is at 250 kmph. Avanti by DC Designs is Euro V compliant but can be upgraded to Euro VI.
DC Design will commence production of the Avanti from their new plant in Gujarat which has an annual capacity of 3500 units. Avanti is expected to be launched later this year in INR 25-30 lakh price segment. Watch more of DC Avanti, in the new official video below. Hi-res images of Avanti can be seen here.


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New observations of the spectrum of Pt ii have been made with hollow-cathode lamps. The region from 1032 to 4101 Å was observed photographically with a 10.7-m normal-incidence spectrograph. The region from 2245 to 5223 Å was observed with a Fourier-transform spectrometer. Wavelength measurements were made for 558 lines. The uncertainties vary from 0.0005 to 0.004 Å. From these measurements and three parity-forbidden transitions in the infrared, accurate values were determined for 28 even and 72 odd energy levels of Pt ii.
© 1988 Optical Society of AmericaFull Article | PDF Article


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Has Obama lost his relevance?March 21,2014The question posed: Has President Barack Obama become irrelevant?
I recently had a most interesting discussion concerning same, which so raised the ire of a man whose usually respected intelligence and rationale now succumbed to seething ideology, blurted: You just hate Obama. Not so, I said.
I, early on, being not very impressed by the Obama rhetoric, warned (2008) my friend not to be so taken in by the high-blown speech-making. Particularly, since the rhetoric was not backed by any record of meaningful legislative achievement.
But to those whose fervor belied logic, like my friend, there was not doubt, only enthrallment delusionary anticipation of apotheosis.
But now disillusioned, bereft of the happiness of fantasy, those, such as my friend, render unto others the cause of failure: that their chosen saviour has not fulfilled his rhetorical bombast, the stuff of their dreams.
Considering Mr. Obamas diminished state internationally, is anyone listening:
n Central African Republic: Warning dissident factions to behave appropriately.
n Ukraine: Issuing meaningless admonishments, while Vladimir laughs out loud.
n Syria: Fatuous threats, again, were only rhetorical; Vlad to the rescue.
n Iran, and the nonstart start re: nuclear proliferation vs. sanctions.
n Far East, Mideast: Consider well-meaning Secretary of State John Kerry, however not flightless, plightless. While flying around the world nonstop giving a Save the Planet Global Warming Warning speech in Indonesia.
n Edward Snowden: Mr. Obama issued threat of consequences if Russia gave asylum to the NSA whistle blower; Putin granted asylum.
Mostly, one could venture, President Obama is irrelevant.
RandolphMORE IN LettersInstead of accusing Iberdrola of bribing voters in Windham for the vote in favor of the wind... Full StoryI have been active on my town energy committee for about 8 years, and that experience prompts me ... Full StoryI am the home-school coordinator for the Bennington-Rutland Supervisory Union. Full Story
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Today, while my mother-in-law visited, I asked if she wouldn't mind watching my son for 10 minutes as I had run out of baby shampoo. I came back home to see she had shaved his head completely bald. That was his very first haircut. FML
by missedout / 02/05/2013 at 5:48pm / United States (Pennsylvania) / Kids
Today, I found out that I have a highly irrational fear of little people. I made this self discovery when my mother introduced the family to her new fiancé. FML
by Why Me? / 01/31/2013 at 4:07am / United States (Pennsylvania) / Miscellaneous
Today, I actually considered my boyfriend romantic and deserving of an award when he didn't fart after sex. FML
by Anonymous / 02/01/2013 at 2:01am / United States / Intimacy
Today, I went to do my laundry. Having no laundry bag, I put clothes in a suitcase and headed to the basement. When my roommate saw me, she burst into tears with happiness. FML
by BonGoWash / 02/07/2013 at 9:45am / United States (New York) / Miscellaneous
Today, I went to the grocery store with my boyfriend. I wasn't feeling well so I wasn't paying too much attention to his usual antics. Since he thought I was ignoring him, he decided to grab me roughly by the stomach to give me a hug. I ended up puking right in the middle of the aisle. FML
by oh no / 01/29/2013 at 9:51am / Canada (Quebec) / Health
Today, for the first time in weeks, my wife felt frisky, and we started fooling around. Half-way through undressing me, she bolted out, claiming she had the shits. About five minutes later, she tearfully called out from the bathroom, begging me to bring her a fresh roll of toilet paper. FML
by FUCK GOD / 02/03/2013 at 6:04pm / Argentina (Salta) / Love
Today, I almost died. How? I nearly suffocated after passing out while chewing an entire pack of gum. I should really drink less. FML
by Anonymous / 01/28/2013 at 11:23pm / United States (Pennsylvania) / Health
Today, I was rehearsing for a school play. My drama teacher keeps criticising the part where I fake-trip, saying I make it look terribly fake. During today's rehearsal, I actually tripped for real, and smashed my kneecaps against the floor with a scream. He still said my "acting" sucked. FML
by Anonymous / 02/08/2013 at 8:00pm / Netherlands (Zuid-Holland) / Miscellaneous
Today, I spun off the road and into a ditch. The insurance company told me I'd have to wait an hour, as they had other cars to tow first. I had to pee so badly that I resorted to using the only thing I had in my car: a plastic bag. That's when I got a knock on my window from the tow truck driver. FML
by merp. / 02/02/2013 at 1:57am / United States (Wisconsin) / Transportation
Today, I was washing the dishes at work. I had to pee really bad but first I wanted to finish the dishes. A coworker jumped out from behind the ice machine. I screamed like a girl and pissed my pants. FML
by klovemachine / 02/03/2013 at 10:50pm / United States / Work
Today, at my retail job, a woman came to my till with her purchases. After I scanned all her items, she handed me two small bags. One was filled with nickels and dimes. The other was filled with cents. Her total was $28.53. The coins amounted to $22.30. FML
by fuckedbyretail / 02/02/2013 at 9:53am / United States (North Carolina) / Work
Today, I found out my boyfriend sleeps on a Princess Leia pillow. He's 22. FML
by Anonymous / 02/05/2013 at 5:59pm / United States (Texas) / Love
Today, I'm getting married. A few months ago, I allowed my mother in-law to take care of catering. She begged to be a part of the wedding, so I gave her the caterer's number and order info. It appears that I will not be eating at my own wedding because she decided to order food I'm allergic to. FML
by forever1990 / 01/28/2013 at 6:52am / United States (Pennsylvania) / Love
- 1Today, my boyfriend presented me with a 30-minute montage video of him working out and flexing his… 2Today, my boyfriend finally told me that he loved me. This would've been fantastic if he didn't say… 3Today, I was eating my lunch. When I opened my mouth to eat a spoonful of rice, a bee flew right…


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Hotel Lucia
You will be spoilt for choice in terms of dining as this hotel offers 2 restaurants serving breakfast, lunch, dinner and brunch so you are sure to find something tasty to tempt your palate. Guests wishing to enjoy a drink will surely want to visit the bar/lounge.
The leisure facilities include a 24-hour fitness center. Free WiFi is available.
Hotel Lucia
Hotel Info: 1-877-214-4288from $151
- Superior Room, 1 King Bed
- Deluxe Room, 1 King Bed (Hosted Craft Beer Reception)
- Deluxe Room, 2 Double Beds (Hosted Craft Beer Reception)
- Superior Room, 1 King Bed (Hosted Craft Beer Reception)
- Premium Room, 1 Queen Bed (Hosted Craft Beer Reception)
- Deluxe Room, 1 Queen Bed (Hosted Craft Beer Reception)
- Standard Room, 1 Queen Bed
- Junior Suite (Hosted Craft Beer Reception)
- Room (Run of House)
- Premium Room, 1 King Bed (Hosted Craft Beer Reception)
Also popular with travelers from the USA
At a glance
Key facts
Hotel size
- This hotel has 127 rooms
- This hotel is arranged over 9 floors
- Check-in time starts at 4 PM
- Check-out time is noon
- Express check-in/out
Required at check in
- Credit card deposit required
- Government-issued photo ID required
- Minimum check-in age is 21
Travelling with others
- Pets allowed (dogs and cats only) *
- Free WiFi in public areas
- Free WiFi in rooms
- Valet parking *
Other information
- Smoke-free property
In the hotel
- Cooked-to-order breakfast daily (surcharge)
- 2 restaurants
- Bar/lounge
- 24-hour room service
- 24-hour fitness facilities
- Bicycle rentals nearby
- Golfing nearby
- Hiking/biking trails nearby
- 24-hour business center
- Conference space size (feet) - 2034
- Conference space size (meters) - 189
- 24-hour front desk
- Concierge services
- Dry cleaning/laundry service
- Free newspapers in lobby
- Luggage storage
- Wedding services
- Multilingual staff
- Porter/bellhop
- Number of buildings/towers - 1
- Elevator/lift
- Fireplace in lobby
- Accessible bathroom
- In-room accessibility
- Roll-in shower
In the room
- In-room climate control (air conditioning)
- Air conditioning
- Minibar
- Coffee/tea maker
- Bathrobes
- Iron/ironing board
- Hypo-allergenic bedding available
- Pillow menu
- Turndown service
- Premium bedding
- Pillowtop mattress
- Private bathroom
- Shower/tub combination
- Designer toiletries
- Hair dryer
- 40-inch flat-screen TV
- Pay movies
- Premium TV channels
- IPod docking station
- MP3 docking station
- Desk
- Free newspaper
- Free WiFi
- Phone
- Refrigerator
- Daily housekeeping
- In-room safe (laptop compatible)
Special features
DiningImperial - This restaurant specializes in American cuisine and serves breakfast, brunch, lunch, and dinner. Guests can enjoy drinks at the bar. A children's menu is available. Happy hour is offered. Open daily.
Portland Penny Diner - This diner specializes in American cuisine and serves breakfast, lunch, and light fare. Guests can enjoy drinks at the bar. Open select days.
Awards and affiliations
Green / Sustainable Property
This property participates in Green Key Eco-Rating Program, a program that measures the property's impact on one or more of the following: environment, community, cultural-heritage, the local economy.
- Hotel Lucia is listed in the 2010 Travel + Leisure 500.
Hotel Lucia's small print
Also known as
- Hotel Lucia
- Lucia Hotel Portland
- Hotel Lucia Provenance Hotel
- Hotel Lucia Provenance Hotel Portland
- Lucia Hotel
- Lucia Provenance
- Lucia Provenance Portland
- Hotel Lucia Portland
- Lucia Portland
Optional extras
Valet parking costs USD 40 per night with in/out privileges
Rollaway beds are available for USD 20.00 per night
Breakfast costs between USD $5 and USD $18 per person (approximately)
Pets are allowed for an extra charge of USD 45 per pet, per stay
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.


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CANSO - Stanfest organizers have announced that two Kings County performers made the cut for their Make the Mainstage Contest.
The two local winners of the coveted six slots were Sarah Pound of Wolfville and Kevin Davison of Canaan.
The online competition included 55 entries, 21,000 visits to view videos and 9,900 votes. The other four artists are: Drake Adams, Jesse Cox, Julia Tynes, and John Wayne Donovan.
The other competitors from the eastern Valley were Hughie McDonell of Aylesford and The Chimney Swifts from Wolfville.
Stanfest is known as Canada's songwriter festival. An annual event in Canso, Stanfest gathers 50 of the world's best artists/acts for an exciting four-day, six-stage festival at the end of June.


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The History of the Televised Yule Log, Which Was Invented in New York City
Gather 'round, children, and I will tell you a holiday story, the story of the WPIX Yule Log. The yule log, the ceremonial incineration of a whole tree, has been a Christmas tradition for centuries. But television's Yule Log, a loop of blazing fireplace flickering to a soundtrack of the Boston Pops, Nat King Cole, and Percy Faith, was invented in New York City in 1966.
The yule log you'll see in YouTube clips and glowing in the background of The Colbert Report studio was the brainchild of WPIX Channel 11 president and CEO Fred Thrower, who conceived of the three-hour loop of 17 seconds of footage as a kind of Christmas card to viewers huddled in their tiny New York City apartments without a fireplace of their own.
From 1966 until 1989, WPIX would interrupt its regularly scheduled programming on Christmas Eve and Christmas Day, "to bring you the warmth, good cheer and friendliness of a yule log fire accompanied by the most beautiful and familiar christmas carols."
As Thrower told viewers in a monologue that accompanied the broadcast, the Yule Log is "our Christmas greeting to all of you, our viewers and listeners, our way of wishing you and yours a very Merry Christmas."
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The original 16mm footage was shot at Gracie Mansion in 1966, back when the mayoral home was occupied by John Lindsay (regarded by some historians as the city's worst mayor). According to Chip Arcuri, proprietor of the fan site TheYuleLog.com, "When WPIX shot the original Gracie Mansion footage, to capture the conflagration in all its flaming glory, the crew decided to remove the protective screen and a stray spark damaged a valuable antique rug."
That turned out to be a problem when the original 16mm film began to deteriorate, and the mayor's office declined to allow WPIX to re-shoot the film on location. The footage that exists today was shot on 35mm at a California home with a similar fireplace in 1970, 19 years before the log was put into retirement in 1989.
A devoted fan base materialized in the log's absence -- a tribe of people who hang around online forums to debate the authenticity of YouTube clips claiming to be the original 1966 film version ("[F]raud! What I remember most of the original 1966 'log' was that the brick behind the flame was darker than the one we're seeing now, and there was a smaller log on the bottom that was diagonal") and discuss Yule Log broadcast schedules for different television markets.
Snicker if you want, but diehard fans like those are the ones credited with convincing WPIX to rekindle the flame. The program was restored to airwaves in 2001, following an online petition to "Bring Back the Log."
These days, the log has its own Twitter handle (@PIXYULELOG) and Facebook page; fans can buy branded merchandise (boxers that say "Nice Log!" or dog shirts and trucker hats emblazoned with a stylized WPIX logo).
The "fabled fire stick" will be broadcast in HD on WPIX from 9 a.m. to 1 p.m. on Christmas morning. (It will be streamed on PIX11.com, too, from 6 to 10 p.m. on Christmas Eve, and from 9 a.m. to 1 p.m. and 7 to 10 p.m. on Christmas Day.)
Send story tips to the author, Tessa Stuart
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Promotional memo booklet packed with self-adhesive memo pads and bright color neon flags.
These promotional products from ePromos are ready to ship in 24 hours. Rush promotional items for a last minute event or if you're other supplier fell through.


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Anesthesiologist (pain control)
33 years of experience
Accepting new patients
33 years of experience
Accepting new patients
2000 E Southern Ave
Tempe, AZ 85282 Phone number & directions
2000 E Southern Ave
Tempe, AZ 85282 Phone number & directions
License & Identifications
A medical license is required for a doctor to practice medicine in a particular state. Requirements vary by state but most require, at a minimum, post-graduate training in the doctor's specific specialty. An NPI number is a national identifier unique to an individual health care provider and is managed by the Center for Medicare & Medicaid Services (CMS).
Learn more about Dr. Robin Prentice:
View the full profile to get information on:
- Qualifications
- What's important to you
View full profile
Patient Reviews
Have you visited Dr. Prentice? Share your experience.
Write a Review
Write a Review
Education & Awards
Dr. Prentice graduated from University of Arizona, Tucson.
Dr. Prentice has 3 hospital affiliations:
- Banner Desert Medical Center
- Arizona Orthopedic Surgical Hospital
- Banner Baywood Medical Center
- Spanish
Home > Find an Anesthesiologist > AZ > Tempe Anesthesiologists > Dr. Robin Prentice, MD
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- Additional Information
- Dr. Robin Louise Prentice MD is a female Anesthesiologist, has 33 years of experience and practices in Anesthesiology.
- Where does Dr. Robin L. Prentice practice?
- Dr. Robin Prentice has 1 office location.
Dr. Robin Prentice practices Anesthesiology near Tempe, AZ.
See Tempe Anesthesiologists.


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01553 660941
Computer Repair Helpline
Yes... We can come to you... Don't worry about having to disconnect your computer, finding leads and setup disks, we come to your home or business and carry out repairs onsite. Our hourly rate is £40 per hour, The Computer Wiz is not VAT registered so there's no VAT to pay! We accept cash, all major credit cards and Paypal.
We can help with Windows PC's, Apple Mac and Linux.


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M. Meuleman
Editorial Assistant, International Journal for Parasitology Department of Microbiology, Monash University, 3800, Victoria, Australia Send an email to M. Meuleman
To send an email to M. Meuleman please complete the short form below. Please note that all enquiries should relate specifically to International Journal for Parasitology. All the fields are required so please make sure you complete them all otherwise we won't be able to send your message.


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The other day, I found myself in a passionate debate regarding Digital VOD Distribution. We were talking about the importance of building your own … [Read more...]
Digital Self Distribution: How To Sell Your Movie Online
Having spent the last few years working in film distribution, I can tell you the landscape is changing. Instead of crossing fingers for an awesome distribution … [Read more...]
How To Make A Living Filmmaking
Recently a question posed by filmmaker Ben Rock over at Neptune Salad gave me a good reason to think about (and share) my filmmaking business philosophy in … [Read more...]


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The Mountain Hardwear Men's DryRunner Jacket is a wind breaker for the gray and cloudy running days. The DryRunner is wind- and water-resistant to keep you comfortable during training on the trail and road. The Apparition Wind Shell polyester fabric blocks the wind and a durable water repellent finish repels a light rain. The Wick.Q EVAP panels at the underarms and lower back wick moisture away from your skin and dries it out quickly so you stay cool and comfortable. A short collar stands up against your neck with a zipper garage so you won't catch your chin when zipping up in a hurry. The reflective bits help keep you visible in low-light situations along the road.
Products on Sale are Discontinued Styles or Colors.


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Red Heart Patterns for Baby: 12 Easy Knitting Patterns for Little Ones
Bonus: Get our newsletter & special offers for free. We will not share or sell your email address. View our Privacy Policy
Blank Canvas Baby Sweater
By: Tanis Lavalle from Tanis Fiber Arts
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This pattern has been saved to My Knitting Patterns.
Click here to view your Knitting Patterns.
This Blank Canvas Baby Sweater does just what the name suggests, it provides a knit baby sweater pattern that's ideal for customizing and adding personal touches. Made with a wide, boat neck collar, this sweater is crafted to easily fit over a newborn's head. Designed for babies ages 0-3 months old, this cozy sweater looks great in both solid and variegated sock yarns.
Knitting Needle Size: 3 or 3.25 mm, Circular Knitting Needles, Double-Pointed Knitting Needles (DPNs)
Yarn Weight: (2) Fine (23-26 stitches to 4 inches)
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Lady Gaga a '200lb Toddler,' Says Manager
Troy Carter: Gaga Hasn't 'Made It' Yet ... Talks Asia Controversy ... Says 'Born This Way Ball' to Continue Until Next Spring
In a keynote address at the recent Music Matters conference in Singapore, Lady Gaga's manager Troy Carter compared the protest of the artist's Indonesian show to crucifixion and called the icon "a 200-lb toddler" who has yet to "make it" in the traditional sense.
"It's less about Gaga than it really is what's happening in the world right now as a whole," Carter said when pushed to speak about the Jakarta protesters. "This is a microcosm. It's a generational divide. Jesus Christ got crucified. It happens."
Carter, who got his start working with urban artists like Eve, Diddy, and Will Smith, quickly insisted that Gaga would not be changing anything about herself to fit markets like Jakarta, residents of which took offense to some of the Grammy winner's provocative lyrics and music videos. When asked if Gaga would transform the "Born This Way Ball" in any way, Carter responded, "we'll skip them."
However, Carter insisted that Gaga and her team had loved every moment of their trip to Asia thus far, claiming "Asia is a very loyal audience and an audience that really, really loves music....it's not a passive audience at all...we plan on spending a lot more time here."
Though the manager wouldn't confirm details about Gaga's rumored fall LP, he spoke briefly on the singer's contract with Interscope. "We have I think three records left with Universal [Interscope]. There may be a [record label] system there by the time her deal's up that looks more attractive."
Asked by interviewer Michael Schneider whether Gaga has "made it" yet, Carter bluntly said no, comparing the star to a "200-lb toddler."
Gaga has yet to announce American dates for the "Born This Way Ball," but Carter notes that she plans to tour extensively until the end of next spring. "It's gonna be an additional year before that tour is over. It's a long album cycle but it's part of the storytelling."
"Born This Way" topped the Billboard 200 following its May 2011 release.


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The Style Gallery is a great new way for you to view, love, and share outfit photos. It's meant to showcase
all the expressive, creative, and inspirational personalities of our community!
Love you too!
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Plant your feet in these forest-green mid heels to take your next client on a fashion consulting adventure. Unique features like the wooly finish, waving edges, and garden of embroidered flowers upon this Bait Footwear pair prove that style is all about allowing your personality to blossom!
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|Half Baths
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HURRY THE UTAH SNOW IS HERE WHY GO TO COLORADO OR EUROPE AND PAY OUTRAGEOUS PRICES WHEN YOU CAN SKI BEAUTIFUL DEER VALLEY AND enjoy Deer Valley amenities! Located in the beautiful Arrowleaf Lodge at Empire Pass in Magical Upper Deer Valley. Developed by East West Partners who have built luxurious ski condos in Vail, Colorado, this condo is truly ski-in/ski-out. It has the look and feels like home. Furnished with top heirloom quality hand knotted Persian carpets, luxury linens and mattresses. Walk out the back door of the condo to Silver Buck ski run; put on your skis and ski down to the Silver Strike Ski Lift. It is a quad high speed chair lift, which will bring you up to the top of Flagstaff mountain, with direct access to all Deer Valley trails. Snowboarding is not available in Deer Valley, but is available in nearby Park City Ski Resort.
Summers are wonderful in Deer Valley, with hiking and biking trails throughout the mountain, swimming, water skiing, tennis, golf, and many other activities within easy walking or driving distance.
In the evenings, relive your past by dancing to a nostalgic Seeburg Bubbler CD Jukebox playing Billboard Top Hits from the fifties through the nineties!
This first floor unit looks out over the ski run. The unit is light, airy, with views of the mountains, Arrowleaf Lodge A, and of course, the Silver Buck ski run. There is a back patio with your own private stairs down to the ski run.
The condo has a spectacular open great room. The kitchen has granite counter tops with 4 bar stools. The kitchen is fully equipped and offers top of the line appliances including a Wolf range, Sub Zero refrigerator/freezer, and Viking wine cooler.
The wood dining table can comfortably seat 8. The living room has a comfortable leather couch, two French arm chairs, and fully stocked 60 CD Bubbler Jukebox.
The living room has a 42 inch LCD HD Flat screen TV with DVD player with full Cable TV and HBO included. There are two more TVs in the bedrooms. There is wireless internet access. The living room is stocked with books and games. The powder room is off the front hall. One closet holds the stacked Maytag washer/dryer. All three bedrooms are carpeted, and have their own full adjoining bath.
The adjoining master bath has granite counter tops, two sinks, a jetted tub, a large glass enclosed shower and separate toilet room. The floor in the master bathroom has radiant heat to keep your feet warm!
The master bedroom has a king bed, dresser, night stands and a large comfy French wing chair. The second and third bedrooms have queen beds, dressers and night stands. Tasteful art work and decor adorn the entire condominium.
There are two portable humidifiers available for your comfort. All rooms have 2-inch wood blinds which can be adjusted to your taste.
The building has underground heated parking. The ski locker room is on the ground floor which includes your own ski locker with boot warmers. On this same floor in adjoining Arrowleaf Lodge A is Arrowleaf Lodges Hearth Room. It includes a comfortable lobby with 2 computers, a professional grade coffee/espresso/hot cocoa machine and library seating area. There is also a 50 year old antique slate pool table, darts, and large stone fireplace with lots of comfy seating.
There are two outdoor Jacuzzis for your enjoyment. Our condo is across the ski run from the world renowned Talisker Club. Unfortunately, there are no guest memberships available at the Club at the moment. Take advantage of the convenient free Dial-A-Ride chauffeur service for access to Park City Main Street. They will pick you up at the front door and drop you off in town and return you home when you are ready!
Keywords: Condominium
I live in California and for the past 20 years have owned my own business specializing in off balance sheet finance of major studio films and television. Among the films I have arranged finance are the 'Lord of the Rings' trilogy and 'The Matrix'.
Richard Reiner purchased this condo in 2007
I chose to buy this unit because I intend to retire there. The location is perfect; the views are unbelievable and I love to ski.
I love the community in which I live when I am here; I am across from the beautiful Talisker Club which I use daily for fitness, apres ski, and community with fellow owners. If I am up in Deer Valley, I am happy to take my guests to the Club. The ambience, the feel of Deer Valley, the sunrises and sunsets are unique to anything I have ever experienced.
Park City restaurants are a must do, when you are not enjoying the luxury of the kitchen!
rent due in advance; no cancellations


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Adult Paysite Must have experience with adult sites.
This project received 28 bids from talented freelancers with an average bid price of $1199 USD.Get free quotes for a project like this
Skills Required
Project Budget$750 - $1500 USD
Total Bids28
Project Description
I am looking for someone to design a adult site from scratch. I need ccbill integrated with members area and full CMS setup, also login page should be a form captcha type login. The header and footer can stay the same on most pages, just the content layout should be different and all setup, so i am able to quickly add new videos and pictures.
warning page
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- members home
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- ccbill integration to join page
Affiliate Program
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Flash player
I need it finished within 15-25 days and start working immediately. Please only serious bids with adult site experience.
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The Osprey Kode 22 Pack is a snowboard and ski pack for carrying your equipment on your back while trekking up the mountain. The Kode is small in size but ready for heavy-duty work with the ability to strap a snowboard vertically or horizontally and skis diagonally or in an A-frame. See, skiers and snowboarders can get along, they can find a love for the same backpack! The pack is hydration compatible to keep your mouth from drying out and the top goggle pocket protects your eye protection when not in use. The panel-load access makes getting tools in and out easy and fast. The EVA foam torso, backpanel and hipbelt are stable and adjustable on-the-go for a comfy carry all day long. Throw a snack in the zippered hipbelt pocket and enjoy a treat on the chair lift before tearing up the mountain on the ride down.
Products on Sale are Discontinued Styles or Colors.


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The fourth fight between Manny Pacquiao and Juan Manuel Marquez may seem repetitive, but it is really another chapter in a ferocious series between two warriors.
Pacquiao is undefeated with a 2-0-1 record against his rival, but all three fights have been close.
Is another close decision at hand or will either fighter shock the other with a barrage of punches that leads to a knockout?
Fight fans have been waiting for this bout since their third fight last year. It's not only just the fight itself that fans are waiting for. There are several storylines that fans are expecting to unfold as Pacquiao and Marquez battle.


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Los Angeles' homeless residents often struggle with chronic physical and mental illnesses — health crises made worse by life on the streets. Hari Sreenivasan explores why L.A.'s health officials are pushing to provide thousands of the county's sickest residents with permanent supportive housing through the federal Medicaid program. Continue reading
Most Medicaid funds for long-term care go to nursing homes, but waiver programs give low-income seniors and younger adults with disabilities alternative options to get care in more home-like settings. The NewsHour's Cat Wise reports on a program in Michigan called MI Choice, which aims to empower participants and their families to make decisions about the services they want. Continue reading
Millions of Americans are now eligible for health insurance under the Affordable Care Act, including 1.2 million people with mental illnesses. But this particularly vulnerable group may not actually be getting the heath care they need. NewsHour Weekend's Stephen Fee reports. Continue reading
A Chicago nonprofit aims to set the standard for providing adequate health care coverage to the millions of Americans with mental illnesses. To learn more about the program, NewsHour Weekend spoke with one participant, Ruthie Anderson, who spent three decades living on the street, struggling with drug addiction and mental illness. Continue reading
A new study finds that many people newly covered by Medicaid under the federal health law are seeking treatment in hospital emergency rooms. That's one of the most expensive settings for health care. Continue reading
The nation's respite from troublesome health care inflation is ending, the government said Wednesday in a report that renews a crucial budget challenge for lawmakers, taxpayers, businesses and patients. Economic recovery, an aging society and more people insured under the new health care law are driving the long-term trend. Continue reading
While a few free health clinics have shut their doors in Arkansas and Washington, most expansion-state non-profit free clinics are reassessing their business strategies. Medicaid offers the potential to give their patients better access to specialists, diagnostic testing and hospital care, and that's created a sense of unease for operators of the clinics that for decades have played a key role in the nation's health-care safety net. Continue reading
Providing long term care at a reasonable cost — especially for low-income Americans who are elderly or have disabilities — has long been a challenge in the U.S. In California, long term care providers are coordinating in order to tackle the special challenges faced by those who qualify for both Medicare and Medicaid. Special correspondent Kathleen McCleery reports. Continue reading
While an unprecedented 6 million people have gained Medicaid coverage since September, mostly as a result of the Affordable Care Act, more than 1.7 million more are still waiting for their applications to be processed—with some stuck in limbo for as long as eight months, according to officials in 15 large states. Continue reading
When American inmates are released from jail or prison, most leave without health insurance and little access to medical care. But under the federal health care law's expansion of Medicaid, that's beginning to change. Sarah Varney of Kaiser Health News explores how ex-offenders will have the opportunity to get care in some states. Continue reading


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A guest post by Monica Shaw One of my big "achievements" of 2014 was #monthofbirthday. Most of us, including myself until last year, very humbly choose to celebrate our birthdays on one particular day, and if we're feeling extravagant, maybe for a weekend. But I decided that I would make July all about doing as much as […]
Tag Archives | paris markets
Paris, differently
By Mardi Michels on March 7, 2015 in france, paris, travel
A tour of the Marché d'Aligre (Paris) with Context Paris
By Mardi Michels on August 19, 2014 in france, paris, travel
Longtime readers won't be surprised to see another Paris food tour here on the blog – many of you know food tours are something I actively seek out wherever I go. I'm a huge fan of Context tours because they offer something a little different – claiming to be "committed to the character of the city", […]
Wordless Wednesday: la rue des Martyrs, Paris
By Mardi Michels on July 20, 2011 in france, markets, paris, travel
View Larger Map Keep up with me this summer through my Summer 2011 Flickr set. I will be updating this with day to day pictures (read: not all food photos!) fairly regularly so head on over there if you are interested. You never know what or who you might see there…


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|83 Reviews
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|2 - 7 nights
When you book through the HomeAway checkout, your booking is backed by our Book with Confidence Guarantee™ offering comprehensive payment protection.Learn more
TA and GE Tax Id Number W53228502-01. Photographs are of my actual villas. We have nine 3-bedroom villas with options of the beach level, 2nd floor or top floor (3rd floor). I also have one 4-bedroom villa and five studio 1-bedroom villas. Three of the studio villas and three of the 3-bedroom villas have an adjoining door that can be locked off or opened up to make additional four-bedroom villas. Only some of our 3-bedroom villas can be booked through this VRBO ad. In order to see all of our 3-bedroom villa prices and to book a specific one, please email or call us.
- Newest Development at the Turtle Bay Resort on the beach!
- Outstanding Direct Ocean Views from the Living Room, Dining Room, Kitchen, Master Bedroom, the Lanai (balcony), and Entry!
- 1,700 Square Feet of Living Space!
- Large Lanai (Balcony) with Teak Furniture.
- Beach Front and Ocean Front Location with Ocean Views.
- Bose Entertainment System with a 42" up to 60" HD TV depending on villa, with Smart TVs in Select Villas.
- Premium TV with 70 Channels.
- TVs and DVD Players in Every Bedroom.
- Complimentary High Speed Internet and Wireless.
- Printer/Fax Machine.
- Washer and Dryer Inside the Villa.
- Pack-N-Play Bassinet Crib/Playpen for Babies up to 36in.
- Central Air Conditioning with a De-Humidifier.
- Ceiling Fans in the Living Room of All Villas and in the Bedrooms of Select Villas.
- Board Games in Some of Our Villas.
- King Size Bed in Master, Queen Sized Beds in the two Secondary Rooms, and a Pull-Out Sofa Bed in Living Room.
- Gel Memory Foam Sofa Bed Mattress in Most of Our Villas.
- Gourmet Kitchen with Granite Countertops, a Sub Zero Refrigerator, Wolf Stove Cook Top and Oven, Microwave, Fisher Paykel Dishwasher, Cookware, Appliances, Silverware, Dinnerware, Glassware, Stemware, Spice Rack, and More!
My Villas are Located on the Turtle Bay Resort! You can use the following Resort Amenities:
o Restaurants and Bars on the Turtle Bay Resort,
o Oceanfront Pool and Jacuzzi at Ocean Villas (Free),
o Day Spa at the hotel on the Turtle Bay Resort,
o 10 Tennis Courts on the Turtle Bay Resort,
o Two PGA/LPGA Golf Courses on the Turtle Bay Resort,
o Surfing Lessons at the Turtle Bay Resort,
o Helicopter Tours at the Turtle Bay Resort,
o Horseback Riding on the Turtle Bay Resort,
o Enterprise Rental Car Desk & Services in the
hotel at the Turtle Bay Resort,
o Luau Shows at the Turtle Bay Resort,
o Twelve Miles of Hiking Trails (Free) on the Turtle
Bay Resort,
o Biking Trails (Free) on the Turtle Bay Resort,
o Five Miles of Beaches (Free)on the Turtle Bay
o Volleyball Sand Court at the Turtle Bay Resort,
o Bike Rentals at the Turtle Bay Resort,
o Segway Rentals at the Turtle Bay Resort,
o Surf Board and Stand Up Paddle Board Rentals at
the Turtle Bay Resort,
o Kayak Tours and Rentals
(Amenities subject to change without notice per Turtle Bay Resort; you do not have access to the Turtle Bay Resort Hotel's pool or fitness center)
I also Include with my Villa a Beach Locker with:
* Four Boogie Boards,
* Nine Sets of Different Sized Snorkel Gear (Including 2 Kid's Sizes and 7 Adult Sizes),
* Kid's Sand and Pool Toys,
* Six Beach Chairs,
* Beach Umbrella,
* Volleyball (there is a Net on the Beach),
* Football,
* Two Frisbees,
* and a Wheeled Ice Chest for Beach Picnics.
I also have a 4-bedroom villa and two studio villas.
Please No Smoking or Pets!
Keywords: Villa, condominium, condo, ocean front, ocean view, beach front, beach view
I manage these properties jointly with my father Vince Liotta. I grew up about 45 minutes from San Francisco, CA. I graduated from UC Santa Barbara with a major in Business Economics. I now live in Southern California and I have a wonderful six year old boy, Tyler, who loves Hawaii as much as I do! We travel out there every couple of months to keep up the vacation rentals that I own and those that I manage for other owners as well. My father, Vince Liotta lives about 45 minutes away from San Francisco with his wife and my mom and is a loan officer and avid golfer when he is not managing vacation rentals. They enjoy going to thier favorite Hawaii spot...Turtle Bay whenever they can!
Vince Liotta and Gina Liotta purchased this villa in 2005
We fell in love with the Ocean Villas because of thier great location just a couple hundred yards from the Turtle Bay Resort Hotel on the sandy beach cove. The area feels very private since the hotel owns 5 miles of beach and because it is the only hotel on that side of the island, so you can walk just to the left or right of the villas or hotel and have your own private sandy beach, but you have all the amenities of the resort! The heated villa pool is SO nice to swim around in and the beach is great for swimming and snorkeling because it is so flat and lake like, but you can still see the waves breaking on the reef about 150 yards out. It is perfect for very little kids up to teenagers and adults! When the teens and adults get tired of swimming and snorkeling and relaxing in the heated pool, the other side of the hotel has a great surfing and boogie board spot! I've seen a sea turtle somewhere around the resort almost every trip out there! It's really nice having the restaurants, day spa, golf courses, tennis courts, horse stables and helicopter pad all within a short walk and there is a restaurant next to the villas where you can get a table in the sand - great because the little ones can build sandcastles while you enjoy your meal or if you don't have little ones it is just relaxing to sink your toes in the sand and watch the ocean while you eat! In the winter you can drive down the coast just a couple of miles and be at all the famous surfing beaches with 10 to 40 foot waves in the wintertime and in the summer they are great swimming and snorkeling beaches almost as flat as a lake! There is a harbor with boating tours, jetskiing and ATV rides and shopping all close by too! We visit the villas to check up on things and to vacation every couple of months and we are never ready to leave!
Aloha Kimberly, Vince and Gina,
Your unit, F203, is absolutely fabulous!! When we arrived, we all stood at the door, pressed the code and held our breaths. When we opened the door, we gasped. . .Oh my god!! How glorious!!
We were so impressed by the top of the line furnishings in the living areas and the bedrooms. We were particularly amazed when we opened the cupboard door in the kitchen and found the best wine glasses ever. The kitchen was extremely well furnished. And the bathrooms were very nice especially the master bathroom. We thought we had died and gone to heaven.
We spent Sunday evening and all day Monday enjoying being there. We saw a monk seal sunning on the rocks and, from the lanai, humpback whales spouting and jumping in the ocean. Tuesday we explored the North Shore beaches, Haleiwa and Waialua. On Wednesday we participated in the Dolphin Excursions from Waianae Boat Harbor where we saw spinner dolphins at rest, sea turtles, hundreds of spotted dolphins feeding and a beaked whale, an unusual siting. One of the highlights of every day was returning to our beautiful villa.
We spent our last day hanging out at the beach in front of our villa. We had dinner at Lei Lei which we highly recommend. We also highly recommend Ola's.
Thank you for maintaining the unit in such tip-top shape for us. We may make this Birthday Girl event an biennial event!! Three of us are from the San Francisco Bay Area and two of us live here on Oahu. One of us from Oahu might just sneak out there every once and awhile for a rest in one of the smaller units. Can't wait!!
The Birthday Girls
Take care. . .
We stayed at the second floor villa and appreciated the quiet, the convenience, the amenities and the ease of renting. The view was spectacular, the appliances easy to use, the furnishings comfortable and familiar-feeling. Having Roy's right on the beach nearby was a great addition to that beautiful bay. Thanks to Vince and Kim for hosting us.
We stayed at the 3 BR unit on the third floor and with our children and grandkids (total of 8) and were delighted with the quality and location of the condominium. All high grade appliances, kitchen supplies and linens. The cooler/toys/and chairs in the closet were so nice to have when playing on the beach. We would go back here anytime!!
we rented two of the villas at Turtle bay from Vince for a family reunion bring my 3 sons and family and 4 grandchildren together. The grounds were gorgeous, the beach just steps away. the pool was even closer and a nice way to relax later in the day. The miles of trails offered great exercise to balance out the eating we did. The grandchildren were so happy, no one fussed or whined the entire time. The villas have absolutely everything in them that you could possibly need ( except a rice pot- my husband is Hawaiian and I haven't made rice in years without a rice pot) The shed had more snorkles, buggie boards, chairs, sand toys etc than you could possibly use. Had one small problem with dryer and the repairman was there hours after I contacted Vince. I would return in a hearbeat.
This unit was absolutely amazing! I'm glad Vince recommend the ground floor. It was the perfect location! The view with the palm trees and water were even more beautiful than the pictures, if that's even possible. I've rented properties before but nothing compares to this. They take care of everything for you even down to the laundry detergent and dish washing detergent. I've been to Hawaii before and never loved it until this past trip. I have found my favorite vacation spot. Perfect for families with small children or families with teens. Perfect if you want a quiet relaxing vacation and want to escape everything but also in the perfect location for those who like to explore, hike or cliff jump! We did it all and really should have rented it for the full 2 weeks we were in Hawaii. If I knew it was this perfect, I would have stayed there and not bothered with another Island. My next trip will only be to this unit! If you want the perfect vacation, look no further. It's right here!!
We couldn't have asked for a nicer, more beautiful villa to spend our Fourth of July! The furnishings and Turtle Bay amenities are top notch. We also took advantage of all the tours available through Turtle Bay when we weren't relaxing by the pool or the beach. A truly memorable vacation that I would recommend to anyone. The owners are so nice and easy to deal with; we would definitely stay here again!
Fabulous. Beautiful resort & condo in great shape.
Resort Amenities within Walking Distance: Resort Restaurants and Bars, Day Spa, Ocean Villas pool and Jacuzzi, 10-Tennis Courts, Tennis Instruction, Kids Club, Two Golf Courses – The Arnold Palmer Course & the George Fazio Course, Golf Instruction, Surfing Lessons, Surfing, Stand- Up Paddle Boarding, Helicopter Tours, Kayak Tours, Segway Tours, Horseback Riding and Stables, 12-Miles of Hiking and Biking Trails, Luau Shows, the Enterprise Rent-A-Car Desk and Services, 5-Miles of Beaches, Volleyball Sand Court, Sunbathing, Boogie Boarding, Snorkeling, Fitness Classes, Shopping, Whale and Turtle Watching. Close by you have Kayaking, Jet Skiing, ATV Rides, The Polynesian Cultural Center, Waimea Falls Park, The Dole Plantation, Scuba Diving, Snorkel Cruises, Whale and Turtle Watching Cruises, Sailing, Fishing and Fishing Tours, Windsurfing, More Restaurants and Shopping, Kualoa Ranch Tours, and more!
|Rate Period
|Weekend Night
Last Minute Discounted
Oct 19 2016 - Dec 17 2016
2 night minimum stay
Christmas 2016
Dec 18 2016 - Dec 25 2016
7 night minimum stay
New Years
Dec 26 2016 - Jan 4 2017
7 night minimum stay
Jan 5 2017 - Feb 16 2017
4 night minimum stay
President's Week
Feb 17 2017 - Feb 26 2017
7 night minimum stay
Winter Continued
Feb 27 2017 - Mar 5 2017
4 night minimum stay
Spring Break
Mar 6 2017 - Apr 22 2017
4 night minimum stay
Apr 23 2017 - May 25 2017
4 night minimum stay
May 26 2017 - Aug 20 2017
4 night minimum stay
My Standard Rate
4 night minimum stay
|Departure Cleaning
|Refundable damage deposit
|Tax Rate
We accept VISA, MasterCard, American Express, Discover, US Checks, Money Orders, and Paypal deposits.
No Pets!
No Smoking!
We have eight 3-bedroom villas. You can choose between the beach level, second floor and third floor. We also have three studio villas and a 4-bedroom villa. Two of the studios can adjoin to two of the 3-bedroom villas to make a second and third 4-bedroom villa.


text:
Basically, do exactly as the title states. We all have some little guilty pleasure, something we like or enjoy but don't let others know about. I'll begin...
I like somewhat chubby girls. Yes. It's true. More cushion for the pushin', for rubbin for the dubbin', and more squeezin' for the pleasin'. That's just how I roll.
Last edited by KRKanon; 07-18-2014 at 02:02 AM.
Older Stuff:
Spoiler Alert!
^^ Still valid, not used much though ^^
By Wuwi
terribly mashed up by 2010 me
My guilty pleasure is the kind that "if I tell u, I have 2 kill u"
So, I'm not gonna post it
Y r others afraid of posting theirs? Not like we know (most of) them on a personal level
Chances r, we don't know each other period (except for Kanny, the guy above me, I c him everyday basically)
Hey Kanny, can I just buy u some meat buns for ur Xmas present? Lawl
Spoiler Alert!Originally Posted by Adal3110 from N-A/JCLinkin Park - Hit the Floor (Hybrid Theory)Originally Posted by KRKanon (Kanon/Kanny)
"I Know I'll Never Trust Another Thing You Say
You Knew Your Lies Would Divide Us
But You Lied Anyway
And All The Lies Has Got You Floating Up Above Us All
But What Goes Up Has Got To Fall."
WHY are we afraid hmm? we dont know most people on this site in real life. . .
mine is playing the Sims 2. . .
I will snipe you later...
(formally Metroidman)
Little debbie cakes.. mmmmm
And my sisters friend...
Food. I can eat three times as most as the average person atleast, and fried/sauced foods are my favorite. Wings, fried chicken, fried dough, ribs, hot dogs (the kind that has everything; bacon wrapped, chilli, cheese stuffed, all in one), all of it. I'm not the kind of person to soothes their pain by eating, really (even though I don't generally do that, I do it for the pleasure). The only issue is my family's history of slow metabolism and overweight tendencies... Whenever I eat "bad", extra exercise ensues. Hence, it's a guilty pleasure.
And as 90% of everyone is going to deny, sex (the very "dirty" kind) and porn.
My guilty pleasure is beating up homeless people I see on the street.
No, seriously, it's probably drinking really expensive beers.
Wii Friend Code: 0591-2370-5786-3392
well I got one but it's illegal so I don't want any probs with the mods or anyone else in here lecturing me, if someone can confirm that I won't be warned or anything I'll tell you guys
Wii Code: 8964-0259-8859-0547
The Conduit Code: 5242-3451-8840
Modern Warfare Reflex Code: 0669-2310-1741
Killing the survivors in Dead Rising. THERE I SAID IT! HAPPY?!?


text:
Probably Augustus Welby Northmore Pugin (1812-52)
The Dürer Cup 1826-27
Silver gilt, amethyst, emerald, ruby, sapphire, yellow diamond | RCIN 50553
Lantern Lobby, Windsor Castle
Probably Augustus Welby Northmore Pugin (1812-52)
The Durer Cup 1826-27
Royal Collection Trust/© Her Majesty Queen Elizabeth II 2016
A silver gilt standing cup, the lobed bowl embossed with panels of flowers on a matt ground, inset with gemstones; supported on a stem cast as a gnarled tree. The roots of the tree merge into the domed foot cast with oak leaves and applied with a lizard and two frogs. The rim of the foot is also mounted with jewels. The design of the cup is thought to be the work of the fifteen year-old A.W.N. Pugin, who was encountered by John Gawler Bridge, of Rundell, Bridge & Rundell, sketching in the British Museum. Pugin was studying prints of the works of Dürer. Bridge was so impressed with his skill that he commissioned several silver designs from the young Pugin - the design for this cup may have been among them. The form of the cup is based on a drawing by Dürer, of c.1500 (now in the British Museum, Sloane 5218-78). The cup was delivered to George IV in 1827, at a cost of £150 2s 6d.
ProvenancePurchased by George IV in 1827
People involved
Creator(s)Search the collection
Probably Augustus Welby Northmore Pugin (1812-52) (designer)Search the collection
John Bridge (1755-1834) (goldsmith)Search the collection View person page
Rundell Bridge & Rundell (retailer)Search the collection
After Albrecht Dürer (1471-1528) (artist)
Acquirer(s)Search the collection View person page
Physical properties
Medium & Techniques
Silver gilt, amethyst, emerald, ruby, sapphire, yellow diamond
silver, gilt, amethyst, emerald, ruby, sapphire, yellow diamond
embossed, chased, metal decoration
24.3 x 14.4 x 13.3 cm (whole object)
Object categorie(s)
Object type(s)
Alternative titles
Standing cup


text:
On March 7, 2011, the Big Ten conference announced that Nebraska and Iowa would meet on the day after Thanksgiving for the first two seasons of the Cornhuskers' conference play.
There was much rejoicing and thanks to the guiding hand of Jim Delany, "Farmageddon" will officially be born on November 25.
For years, Nebraska had enjoyed November battles with rival Oklahoma, many of which played a vital role in the national championship race.
While national significance between the annual meeting between the Cornhuskers and Hawkeyes may be rare, this Black Friday experiment will likely be a future fixture in Big Ten lore.
Big Ten Football: Why a Black Friday Nebraska-Iowa Meeting Is Good for the Game
By Brandon Cavanaugh ,
On March 7, 2011, the Big Ten conference announced that Nebraska and Iowa would meet on the day after Thanksgiving for the first two seasons of the Cornhuskers' conference play.
Only one game went head-to-head on television with Colorado-Nebraska in 2010.
Unfortunately, it was the Iron Bowl.
Delany has already proven a shrewd businessman, and the likelihood of the Big Ten allowing this game to go up against an SEC staple is slim to none.
In fact, the conference could move Iowa-Nebraska to a time slot either before or directly following the Iron Bowl.
While early kickoff games aren't a home crowd's favorite, a Big Ten appetizer to start the day is hard to say no to.
If Delany can finagle a way to follow one of the SEC's most prominent rivalries, so much the better.
Let's take the idea of no competition with a key SEC rivalry a step further.
Regardless of kickoff time (perhaps a night-time ABC/ESPN treat?), it will get massive media coverage.
An automatic-qualifying conference's first year of expansion tends to bring that as an added perk.
If nothing else, the curiosity factor plays a large role, and should the Nebraska-Iowa 2011 tilt be a slugfest, you can bet 2012 will likely match the interest of those not darting out early on Black Friday.
As stated before, Nebraska faced the Oklahoma Sooners as a November staple long before Colorado.
While the Buffs have passionate fans, the puzzle pieces of a supposed rivalry just didn't quite fit.
College football has carved a niche for post-Thanksgiving play in many a fond fan's hearts for years now.
The addition of Nebraska-Iowa isn't a band-aid for the wound that the former Big 12 North division divot leaves; it's a transplant.
The idea of a border war between blue-collar Big Ten teams is the kind of showdown that's worth saddling up to the dinner table with some leftover turkey and stuffing over.
The contest has spawned many nicknames already such as "The Corn-Hawk Rivalry," "The Missouri River Rivalry," and of course, "Farmageddon."
It's quite clear which one seems to be sticking.
However, the game is known or marketed, Nebraska-Iowa could very well be what the Big 12 hoped that the Cornhuskers and Buffaloes' annual matchup would be.
The two will be facing each other yearly as they're in the same division. They both can play spoiler to each others season if nothing else, and fans are already engaging in plenty of (mostly) friendly smack-talk.
When one game separates a team from a trip to the Big Ten Conference Championship and a BCS bowl invitation, the stakes are high enough.
To watch an opponent walk off of the field with the inevitable trophy that will be created and relegate your team to the Outback Bowl at best, well, that's insult to injury.
No worries Buckeyes and Wolverines, your classic match will always be of importance.
With Nebraska legitimately eyeballing a spot in Indianapolis every year, the Hawkeyes aren't going to just stand idly by and let them stamp their tickets well before the two teams meet
A solidified rivalry following Thanksgiving is just the thing to lure some of those who would brave the early morning chills for five dollar DVDs back inside for a new Big Ten football staple.
Join the Anti-Offseason Crew!
Football news, reviews and much more awaits!
Follow Brandon on Twitter (@eightlaces) for the all the latest and other general football goodness.


text:
Bret Jensen was chief investment strategist from 2008-2011 for Simplified Asset Management (S.A.M.), a small long/short hedge fund based in Miami. The fund was in top 5% of long/short hedge funds for total return in its first full year (2009) as ranked by Hedgeco fund database (more than 450 funds in category). Jensen has nearly 20 years of experience in the financial services industry, including more than a decade of managerial experience at American Express. He holds a Bachelor of Science degree in finance from Arizona State University. His personal blog is at http://www.bretjenseninvests.com. Jensen acts as corporate secretary for Florida Alternative Investment Association, which encompasses more than 100 managers managing more than $30 billion in assets under management. Follow Bret on Twitter: @Bret_Jensen.
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This sector is one of the few areas of the market where you'll find myriad compelling values.
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Celgene's days of stellar growth will continue to stretch far into the future.


text:
EVERGREEN COMMUNITIES INC., New Homes in Area | News
Project Begins February 21 with the Support of Mayor Joshua Mitchell from the City of Sanger
Fresno, Calif. (February 23, 2012) – Evergreen Communities Inc. has teamed up with G.J. Gardner Homes, one of the country's most respected residential home builders, on an exciting new project that will result in 187 new homes in Fresno County. The "Royal Woods" subdivision is located at the corner of Reagan Ave. and Church Ave. in Sanger, California, just east of Fresno. The subdivision is located directly across the street from Regan Elementary School, which is part of the Sanger Unified School District. Construction for the first phase of the project, which will include 28 new homes, begins on February 29st, 2012.
"Most importantly," says Jeff Kreiter of G.J. Gardner Homes, "the city of Sanger has eliminated all impact fees in order to help stimulate their economy. That's why we are extremely excited to be working with Mayor Mitchell and the Sanger community to provide 187 new custom homes for the area."
The mayor of Sanger, Joshua Mitchell, supports the new construction and says, "During the prolonged economic recession more families continued to buy homes in Sanger than in any other comparable city in Fresno County. But today we welcome renowned builder, G.J. Gardner Homes, and the return of new home construction in the city."
"This is a win-win opportunity for everyone," says Mike Stettner, President of Evergreen Communities. "We are improving the community, creating jobs and providing quality homes at an affordable price point. The community of Sanger really understands that working together to solve problems is the key to making good things happen." Evergreen has decided to move forward on the Royal Woods Project in Sanger, ahead of others in Northern and Central California, because of the municipal attitudes towards development and stimulating the economy."We will be hiring local businesses and subcontractors because we recognize the importance of boosting the local Sanger economy," says Stettner.
The new homes in Royal Woods subdivision offer 4 family friendly floor plans which will range in size from 1548 square feet to 1950 square feet, with three elevation styles to choose from including Spanish, Early Californian and Craftsman. Evergreen has aggressively set prices to start in the mid $100's and will offer several down payment assistance programs to potential home buyers.
The Evergreen and G.J. Gardner team will have a sales office located within the subdivision which will be open to the public beginning February 29th.
About Evergreen Communities
Evergreen Communities Inc., (ECI) and their affiliated family of companies, Designs, Develops and Builds residential communities throughout California. Evergreen provides superior quality new homes that are functional, innovative and affordable. Each community is thoughtfully designed to incorporate energy efficient architecture, superior craftsmanship and outstanding value to its customers. Evergreen is committed to utilizing the latest technologies and environmentally friendly features to create communities that Californians will be proud to call home.
About G.J. Gardner Homes
G.J. Gardner Homes has been operating worldwide for over twenty-five years. Each G.J. Gardner Homes office is owned and operated by local licensed custom homebuilders who take pride in their workmanship and outstanding customer service. G.J. Gardner Homes is committed to building its business through excellent customer service. The company's unique 5 Star Performance Guarantee maintains the highest standard of workmanship throughout the building of each new home. G.J. Gardner has hand selected its subcontractors for their standards of expertise and their commitment to excellence.
In California, G.J. Gardner has offices and showrooms to serve the community located in Auburn, Clovis, Fresno, Hanford, Madera County, Riverside County, San Diego County, Elk Grove, Merced, Santa Barbara County and Visalia. G.J. Gardner Homes operates and maintains a design center at each franchise where customers can meet the full team who will be involved in the organization and building of their new home. For more information, please visit www.gjgardner.com.


text:
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Export Controls and Sanctions Compliance. A Look at China and Latin America.
What You Need to Know
Disruption in the Insurance Industry. UK Regulators Rise to the Challenge.
Hogan Lovells Publications
Hogan Lovells Files Brief for Major Tech Companies in Microsoft Gag Order Case
What You Need to Know
The Internet of Things. Planning for the Next Wave of Patent Litigation.
What's Ahead
France Close to Implementing Class Actions in Health-related Matters
Your Roadmap for Financial Investigations
Practical Tips, Including Our Dos and Don'ts and Strategic Considerations When Dealing With an Investigation


text:
It's summer which means there's no better time to prepare the body for the strong sun and intense heat to come. This is especially true in the Las Vegas desert. Experts from the city's top spas are sharing tips from their arsenal of beauty secrets on how to attain the best summer skin and hair, whether guests prefer to splurge at the spa or try a DIY remedy at home:
Reinvigorate Dull Skin
Expert: Jane Cox, Director at BATHHOUSE Spa at Delano Las Vegas


text:
About Baconman345 : I'm a pretty random guy sometimes...I love hockey. Going to Boston College. Enough said
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Today, my husband was in our newborn's room, holding and talking to him. I guess he forgot the baby monitor, because I overheard him say, "Wanna know a secret? Daddy kills people." I really hope he was just quoting Dexter. FML
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Today, I walked into the living room, only to find my brother wanking off to an episode of My Little Pony. FML
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Today, my boyfriend of six days proposed to me. FML
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Today, my 6-year-old son was so angry at me for not buying him overpriced candy at the airport, that he told a security guard I had a machine gun in my suitcase. The interrogation was not pleasant. FML
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Today, while doing a fun genetics game in Biology, I found out that I was adopted. Turns out the game wasn't so fun. FML
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Today, my crazy neighbor came up to me in the street and slapped me across the face, accusing me of leering through her restroom window while she showered. I'm gay. FML
by inyobeddd / 05/02/2013 at 4:27am / United States (California) / Miscellaneous
Today, I had to explain to a friend that the show writers for Glee did not write "Bohemian Rhapsody" and that Freddie Mercury did not steal the song from them. We're both 17 years old, and she reacted by kicking a chair at me. FML
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Today, I met my new girlfriend at her house for the very first time. And her 17 cats, whose names all begin with the letter "K", because they're all "kewl kats." FML
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Today, my boyfriend of 2 weeks said that he was going to cook me dinner. After waiting for the frozen pizza that he decided to make for me to be completely cooked, he said, "Oh I hate this part", reached into the oven with his bare hands and took out the pizza, all while screaming. He is 24. FML
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Today, while at a hospital, a prayer group circled me and started praying that God and the good doctors and nurses would heal me from the disease that disfigured my face. I was there to visit my sick grandmother. FML
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