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Online Banking
Debit Cards
Introducing Chip Cards
Enhanced Security for your Debit Cards
Effective January, 2016 First Federal began offering debit cards with chip technology. The embedded computer chip provides more security and wider international acceptance.
A microchip embedded in the card adds a new layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.
Even though chip cards have started being issued in the U.S. and some merchants have already installed chip-enabled card terminals for payment, the entire conversion process is expected to take a few years to complete. That's why chip cards will continue to have a magnetic stripe on the back. That way, if a merchant's terminal or an ATM is not yet chip-enabled, your transaction can still be processed using the magnetic stripe as it is today.
When will I get my replacement chip card?
Your card will be replaced with a new chip card as your current card expires. Once your new card arrives, be sure to activate it for use and then destroy your old card by cutting it up or shredding it. There is no need to request a new card. You'll automatically receive your new chip card in the mail before your card's expiration date. There is no extra charge for the new chip card.
Follow these steps to use your card at a chip-enabled terminal:
- Insert your card, face up and chip end into the chip-enabled terminal.
- Leave the card in the terminal during the entire transaction.
- Follow the instructions on the screen and either sign your name or enter your PIN as needed. Be sure to remove your card and take your receipt when the transaction is complete.
If a merchant isn't using a new chip-enabled terminal yet
You will 'swipe' your card to make your purchase, just as you do today. Chip cards will continue to have the magnetic stripe on the back.
Online or phone purchases
Provide your card information as you have done in the past. Chip cards will not change the way payments are made online or by telephone.
At an ATM
The process is essentially the same as at a merchant. Insert your card, leave it in the ATM, and follow the prompts on the screen. Depending on the type of ATM, you might be prompted to re-insert your card. Leave the card in the ATM until the transaction is complete and the card is released, and then remove your card. A PIN is needed for ATM transactions.
How do First Federal Debit Cards work?
With your First Federal Debit Card, you can access money from your checking account by using it to make purchases or for ATM cash withdrawals without ever having to write out a check. Your monthly statement will list all transactions made with your debit card, and since it's not a credit card, you will not pay interest charges or credit card fees.
The Debit Card gives you a faster, more economical, more convenient way to buy the products and services you need. When retailers ask you if you want to pay for your purchase with debit or credit, you have two options.
- Sign for your purchase like a credit card. Press the "Credit" button and sign for your purchases.
- Use your PIN at participating retailers. To get cash back when you make a purchase, if the retailer permits, press the "Debit" or "ATM" button on the retailer's terminal then enter your PIN.
What is the difference between chip and signature and chip and PIN?
You may be asked to provide your signature or enter your PIN to complete a transaction when you use your card. You will need to use your PIN at ATMs and it may be required at some unattended terminals such as fuel pumps and payment kiosks.
Where can I use my Debit Card?
You can use your Debit Card wherever MasterCard is accepted - at merchant locations across the U.S., including restaurants, hotels, and online retailers. If you want to use your Debit Card while traveling, or for cash withdrawals or purchases outside of the United States, please contact us so you may have use of your First Federal debit card. Purchases may be denied if fraudulent transactions are suspected. The Debit Card may also be used as an ATM card – get cash, transfer funds between accounts linked to your card and make deposits. Just access your accounts at our First Federal ATM or any Accel® Network, Maestro, or PLUS system ATM whenever it is convenient for you.
Special Note: With the new chip cards already in wide use around the world, if you are planning to travel internationally or have an immediate need for a chip card, please contact us.
Enjoy paying bills with convenience
Use your Debit Card to pay bills such as your club membership, utilities, internet, or cell phone service. You'll save valuable time spent on writing checks and mailing payments. Avoid mail delays and late fees when you use your Debit Card to pay bills. There's no service fee — just contact your service providers to set it up.
Make one-time payments – Pay your bills each month as they come in, but instead of writing checks and paying for postage, use your Debit Card.
Set up recurring payments – Contact your regular service providers just once, and tell them to use your Debit Card for future bill payments. After that, your recurring bills will be paid on the scheduled date you choose.
Enjoy Security
Chip cards add an additional layer of security to the safeguards that already protect your card. Each time you use your chip card, it generates a code that is unique to that transaction. This makes it harder to counterfeit your card or to use it fraudulently for in-store purchases.
Mastercard® SecureCode™
A personal SecureCode™ is now required when making online purchases at participating merchants. You can shop online with added protection when you sign up for the free MasterCard® SecureCode™ online service. Once enrolled, this service provides a simple and secure way for you to use a private code for your Debit Card online transactions. Only you know what your code is – merchants aren't able to see it. This additional layer of security helps protect you against unauthorized use of your MasterCard online. You will be asked to enter your SecureCode™ before your online transaction is completed. If you haven't already signed up for your SecureCode™, you can during your transaction at the online merchant and proceed with your purchase immediately, or you can enroll now for MasterCard® SecureCode™.
MasterCard Zero Liability Protection
|Whether you use your First Federal Debit Mastercard to shop online, by phone or in a store, every purchase is backed by Zero Liability Protection*. That means you won't be held responsible in the event that someone makes unauthorized purchases with your card.
*Conditions and exceptions apply. Please see your First Federal Electronic Fund Transfer Disclosure for information on liability and reporting requirements for unauthorized transactions.
Fraud Detection
To help prevent unauthorized use of your debit card, First Federal utilizes a fraud detection system. This process tracks the type of transactions that are typically made with your debit card and compares the behavior with each new transaction and characteristics of fraud. If something appears suspicious, you may be called to verify the transaction. If we are not able to leave a message, a letter will be mailed to your home and your card will be restricted until you contact us, or the toll free number in this letter.
MasterCard Identity Theft Resolution Services
Your MasterCard card has benefits which include Identity Theft Resolution Services. To learn more about this valuable benefit, please call 1-800-MC-ASSIST (1-800-622-7747). To request a printed Guide to Benefits, call 419-238-1463. You can also visit www.mastercard.com/debitstandard-gtb for a full description of the new benefits and how to use them.
How do I apply
Just stop in to our office to apply for a card (application subject to approval). All you need is a First Federal Checking account to get started. When you receive your debit card in the mail, you will need to call 866-661-8548 to activate your card and select your pin number. This Card Self Service number can also be used to change an existing pin. You can also change your existing pin at our First Federal ATM.
ATM Cards
First Federal's ATM card allows you to withdraw, deposit or transfer funds any time of the day. Our card can be used at our First Federal ATM, or at any number of machines that accept Accel® Network, Maestro, and PLUS Systems. First Federal's Debit card also acts as an ATM card by using your pin number. New ATM Cards received in the mail need activated and a pin number selected by calling 866-661-8548. This Card Self Service number can also be used to change an existing pin. You can also change your existing pin at our First Federal ATM. Our ATM is located in the first drive-up lane and is available 24/7.
Lost or Stolen ATM/Debit Card
It is important that you promptly report a lost or stolen card or any suspicious transactions. If your ATM/Debit Card has been lost or stolen and it is during normal business hours, please contact our office immediately at (419) 238-1463.
If it is after hours, please call (800) 472-3272 for lost or stolen support.


text: I tell people all the time to carry a camera with you always. You never know what you will encounter. Maybe an airplane crash, or a flying saucer, or Elvis pushing Kennedy in a wheel chair. You get a picture like that & you can sell to Weekly World News! Just as unbelievable to me was this man urinating into a cup on Salina St., downtown Syracuse. It was broad daylight, Friday, 12:30PM. I was parking my car when lo & behold, I see this man unzip & take care of business. He didn't even bother to turn his back to the world, to the cars & pedestrians all about him. I reach quickly to grab a camera & point it hastily through the dirty windshield. Snap, snap, snap... 3 quick snaps, then I finish parking. If I saw a man doing this in his backyard I would think less of it & I certainly would not photograph it. There is a degree of privacy expected in one's backyard. But, when out in public, especially on a busy thoroughfare, you give up your privacy. It's in the toilet.

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realmagick.com The shrine of knowledge.
Geo Tracker
A selection of articles related to geo tracker.
Original articles from our library related to the Geo Tracker. See Table of Contents for further available material (downloadable resources) on Geo Tracker.
- Creative Visualization and Wicca
- Imagine What You Can Do! The tools of the Craft. Chalice, athame, wand, candle, pentacle, incense, crystals, creative visualization. Wait. Creative visualization? I know what you're thinking. "That doesn't belong there!" Unfortunately, many make the same...
Paganism & Wicca >> Ritual
Geo Tracker is described in multiple online sources, as addition to our editors' articles, see section below for printable documents, Geo Tracker books and related discussion.
Suggested News Resources
- GOST Debuts GOST Tracker App
- From this screen the vessel can be polled for its current location and the geo-fence or full system can be remotely armed/disarmed, depending on which version of the system is installed.
- The Rodney Dangerfield 'Can't Get No Respect' Bull Market
- How might you use the Watch List Real Time Tracker to discover relative value between competing watch list candidates to unearth value hiding in P/E ratios when compared to each other and the peer group in general? .....
- PCB official threatens to open files of Wasim Akram's role in match-fixing
- He should think before criticizing anyone because his past is known to all and old files in the board can be opened," Sheikh, who is the head of PCB's inquiry committee told Geo Super channel on Monday night.
- For $5850, This 1991 Geo Tracker Is Your Caped Crusader
- Whether the campy '60s TV version or the brooding crime fighter from Chris Nolan's trilogy, it's safe to say everybody's batty about Batman.
Great care has been taken to prepare the information on this page. Elements of the content come from factual and lexical knowledge databases, realmagick.com library and third-party sources. We appreciate your suggestions and comments on further improvements of the site.
Geo Tracker Topics
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Sally Hansen Hard as Nails Pretty Pastels Display
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text:
For Wagoner (Okla.) senior Kerwin Thomas, yesterday was sort of a big deal. In addition to being named All-State Oklahoma as a wide receiver, the 5-foot-10, 160-pound speedster also committed to th...
Oklahoma corner commits to the Cowboys
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The seventh annual McDonald's of Camden Sporting Clays Tournament will be held on Saturday, April 6 at Hermitage Farm Shooting Sports in Camden. The event benefits the Ronald McDonald House of Columbia.
The North Central High School varsity softball team is sponsoring the inaugural "Beat Cancer With a Bat" Lady Knight Invitational beginning on Tuesday, Feb. 26.
A memorial service for Thomas Keith Simon, 57, will be held Sunday at 2:00 p.m. at Powers Funeral Home. The Rev. Homer Hinson will officiate. The family will receive friends one hour prior to the service at the funeral home. Memorials may be made to the American Cancer Society, 647 Lachicotte Road, Lugoff, S.C. 29078.
Mr. Anthony Johnson, 41, of 971 Wateree Blvd., Camden, SC, passed on Tuesday, February 19, 2013. Funeral services will be conducted on Saturday, February 23, 2013 @ 1:00 PM @ Community Baptist Church, Camden, SC, Burial will follow in the church cemetery. Haile's Funeral Home is in charge of the funeral arrangements.
A funeral service celebrating the life of Maxwell Leslie " Max" Wood, 88, of Camden, will be held at 10:00 AM, Tuesday, February 26, 2013 at Bethesda Presbyterian Church in Camden. Rev. John Hallman and Rev. Chip Summers will officiate. The family will receive friends following the service at Westminster Hall. Memorials may be made in Max's memory to the Walter M. Crowe Animal Shelter, 460 S Fair Street, Camden, SC 29020.
A graveside service celebrating the life of Mary Goff Pate, 88, of Camden, will be held at 11:00 AM, Thursday, February 21, 2013 at Hillcrest Baptist Church Cemetery in Elgin. Rev. Craig Thompson and Buster Morris will officiate. Memorials may be made in Mary's memory to Malvern Hill Baptist Church Building Fund, 1514 Malvern Hill Drive, Camden, SC 29020.
Sculptor Bob Baronowski's statue of an acolyte was recently added to the Memorial Garden of Grace Episcopal Church at 1315 Lyttleton St. in Camden. The bronze figure is 4 feet, 6 inches tall and faces the church as if leading a procession toward the building. Mr. Baronowski is a member of the National Scupture Society and the American Medallic Sculpture Association. Baronowski's works consist of portraiture, figurative and relief sculpture in terra cotta and hot and cold cast bronze. The garden is open to the community.
The Little Miss/Teen Miss Camden-Kershaw County pageant was held Feb. 9, in Camden. Twenty contestants competed for the Camden and Kershaw County titles. The winners will compete in the Little Miss South Carolina pageant in June in Hartsville.
A bill that would allow guns in restaurants and bars is making its way through the S.C. Senate, but the proposal is vague, aimless and filled with potential for trouble. As one senator remarked, "Alcohol and guns don't mix," and the same lawmaker said he hadn't talked to a single law enforcement person who was in favor of it. We doubt he'll find many.
Wednesday, the Chronicle-Independent's weekly crime report featured an armed robbery at a "West DeKalb Street" department store where the suspect got away with $1,700. Now, the Kershaw County Sheriff's Office (KCSO) and Crimestoppers are hoping to find and speak with a man who may know something about the robbery at what is now being officially identified as the Camden Kmart.
The Kershaw County Recreation Department is currently registering for the Youth Baseball Leagues. Boys and girls must be four by May 1, 2013 to play baseball.
Mr. Nelson "Pete" Brown, Jr., 63, of Rockford, Illinois, and formerly of Lucknow, died Monday, Feb. 18, 2013. Funeral arrangements are incomplete and will be announced at a later date by Brown's Funeral Home, Camden.
Every year, millions of well-intentioned American kids show up at kindergarten or first grade woefully unprepared to learn. Some can't even tell you their own complete name, let alone spell any of it.
The American National Standards Institute (ANSI) for Tree Care Operations for Pruning states "The purpose of utility pruning is to prevent the loss of service, comply with mandated clearance laws, prevent damage to equipment, avoid access impairment and uphold the intended usage of the utility space." When I worked for the S.C. Forestry Commission, I quoted this statement many times at community forums in places such as Elloree, Charleston, Walterboro and Beaufort. These events were always in response to a utility provider coming into town, unannounced, and "doing their thing." While the majority of cuts were technically correct, their ...
ELON, N.C. -- When I first heard that some Elon University students were protesting my invitation to speak on campus and saying my thoughts were ...
The Fine Arts Center of Kershaw County held its Annual Meeting earlier in the month in the Jim & Pat Watts Performing Arts Wing at the ...
Camden residents may see up to 105 cyclists with STIHL'S Tour des Trees heading towards the Colony Inn on Thursday, October 13 for Camden ...
Kershaw County Council meets today at 5:30 p.m. to discuss a proclamation designating October Alpha Delta Kappa Month, a resolution for the lease ...
LUGOFF –Thomas Eugene Peters, 63, passed away Friday, October 7, 2016. Born in Pittsburg, PA, he was a son of the late James Aliwisus and ...
LUGOFF – A graveside service for Howard McLaurin Branham Jr., 75, will be held today at 2:00 p.m. in Greenlawn Memorial Park. The Rev ...
CAMDEN -- A memorial service to celebrate the life of Maria Gabriela Chacon Blake, 91, of Camden, SC will be held at 11:00 AM, today ...
ont Scott International Colonial Cup Steeplechase Races are now on sale.
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National City Marine Terminal redevelopment action
"We really want to give it a 'wow' factor."
Marty Graham 5:30 p.m., Oct. 21
Posted June 26, 2012
A large pile of contaminated dirt was reportedly deposited on the Southwest High School campus in the spring of 2010. After 10News.com reported the story last week, the district shrouded the dirt pile in plastic ...
My daughter has been going to southwest high for the past 3 years, and ever since she'[s been in color gaurd and almost every day after school she along with other members and the band would practice out there with the dirt ,marching,before that they had to run a mile,my daughter was coming home with headaches every night and i thought it was just stress because of haveing so many classes and now i wonder.....the gaurd got together today for practice, today i'm being told something completely differant that what is being put on the enternet & on the news..........i dont know what to believe and what the **** is going on ,what i know is as far as i'm concerned,i heard it was contaminated so intill its all gone i dont feel safe to have my kid anywhere near there,,so much is being not said, no true answers( beating around the bush ) little said as possible ,so many differant stories, i think another story should done cause there is alot of lying going....things today are scary and hard anough, the one place i felt my daughter was safe at was school and its such a shame to find out ,how unsafe it really is.......someone was able to just dump contaminated dirt and leave it & no one did,or said anything about it intill 2 years later..i'd like to know for what reason was the dirt tested for in the 1st .were there complaint of people getting sick?why all of a sudden? anyways i just wanted to vent thanks


text:
Shakedown festival this year had loads of great male artists including Dizzee Rascal, Jacob Plant and Union DJs.
But Kojo Vihram from The Frontline looked fly alongside Clement Marfo, with his sleeveless leather jacket, black felt Trilby and gold Casio watch.
Then again there were other artists who just couldn't be bothered to put on a brave face and instead wore their nan's knitted jumpers *cough* Professor Green. What were you thinking? It's hideous!
Watch out ladies he could be getting so comfortable with Miss Mackintosh that he will develop a beer belly and a beard next! But then again Professor Green doesn't seem to give a damn about anything much, telling photographers to piss off during his set.
Manners wouldn't go amiss.
FULL PICTURES of Shakedown Festival 2012 (including more exclusive pictures of the flirtatious Professor Green) can be found in our special Facebook gallery. Please check it out and don't forget to like our Facebook page to get updates and new pictures from UK urban events and gossip!


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Manchester United players couldn't escape the heavy snow ahead of training on Friday morning.
With the weather causing travel chaos all across Greater Manchester the team did a very good job of getting over to Carrington as they prepare for Sunday's clash against West Brom at the Hawthorns.
But despite the tough conditions the players seemed to be pretty surprised by the the deluge that has been dumped in the area.
Ander Herrera showed some concern about whether or not training would be able to take place with the Spaniard writing on twitter: 'Good morning to everyone - I don't know if the snow will let us train...'
But it clearly wasn't just Carrington that saw the snowy conditions with Ashley Young clearly not impressed that March has brought us this weather.
And Old Trafford was also looking like the perfect Christmas card for United fans with the turf getting a solid dusting.
Here's what the players and staff made of the snow.
Ashley isn't impressed
Hmmmm Spring !!! ❄☃ pic.twitter.com/NuC4D91Ycy— Ashley Young (@youngy18) March 4, 2016
Don't slip Darmian!
#goodmorning #snow pic.twitter.com/VPtqBvw3BK— Matteo Darmian (@DarmianOfficial) March 4, 2016
Concern from Ander
Good morning to everyone , I don't know if the snow will let us train ... ❄☃ pic.twitter.com/AYQGZo7vpF— Ander Herrera (@AnderHerrera) March 4, 2016
Jesse was feeling the chill
Juanderful scene
Good morning. pic.twitter.com/LAk0iL3Nzb— Juan Mata García (@juanmata8) March 4, 2016
Frans was in early
ATC..... pic.twitter.com/CabSB8ykUi— Frans Hoek (@Frans_Hoek) March 4, 2016
Cold Trafford
ATC..... pic.twitter.com/CabSB8ykUi— Frans Hoek (@Frans_Hoek) March 4, 2016
Cold Trafford! ❄ #snow pic.twitter.com/A0orPN3mwV— Manchester United (@ManUtd) March 4, 2016


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Chapel Hill, N.C. -- Dean E. Smith Center
Saturday, 5 p.m.
ESPNU (Mike Morgan, Jay Williams)
"It's difficult for freshmen to come into a situation where they're so heavily counted upon and the opposition is so strong." – Davidson head coach Bob McKillop on his team adapting to recent injuries
Season to Date: Davidson enters Saturday's contest with a 4-7 record. The Wildcats dropped five of their first six games, including losses to No. 8 Duke (111-77), Virginia (70-57) and New Mexico (79-58). Bob McKillop's squad bounced back to win three straight, including an 87-78 overtime victory over Charlotte, before falling to Niagara and Drexel last week by double digits.
Brooks Banged Up: Senior forward De'Mon Brooks, who has missed the last six games due to a groin injury, is leading Davidson in scoring (16.8 ppg) and rebounding (6.4) this season. The Southern Conference Preseason Player of the Year is listed as a projected starter for Saturday's game by the school, although there has been no official confirmation that he will play. McKillop wouldn't speculate on his return following Sunday's loss to Drexel.
Defensive Struggles: While scoring points has been a challenge, making matters worse is a putrid defensive effort. The Wildcats rank 326th nationally in scoring defense (80.4 ppg), 338th in field goal percentage defense (50.4) and 277th in 3-point field goal percentage defense (28.6). Size has been an issue – the Wildcats' tallest starter is 6-foot-7, which helps explain their 323rd ranking in blocked shots (1.9).
Ball Protection: Despite their relative youth, the Wildcats have been effective in taking care of the ball. Davidson's 10.6 turnovers per game ranks 42nd nationally and sets the basis for its 43rd-ranked turnover margin (3.3). The Wildcats' turnover percentage is 25th nationally, according to kenpom.com.
Tough OOC Slate: The Wildcats' nonconference schedule includes games against nine teams that played in the postseason last season and five top-25 teams.
Last Meeting: North Carolina pulled away late to secure a 72-68 victory over Davidson at Bobcats Arena in Charlotte on Nov. 14, 2007. UNC needed a 16-9 run over the final 6:05 to hold off Stephen Curry (24 points) and the Wildcats. Wayne Ellington led the Tar Heels with 20 points on 8-of-13 shooting, while Tyler Hansbrough added 14 points and 14 rebounds.
Series History: UNC leads the overall series 61-11, including 34 of the last 38 meetings. The Tar Heels and Wildcats met twice almost every year from the late 1920s to the birth of the ACC in the mid-1950s.
Projected Starters:
3 Brian Sullivan (5-11, 175, So.) - 12.5 ppg, 2.0 apg
4 Tyler Kalinoski (6-4, 175, Jr.) - 10.8 ppg, 6.0 rpg
23 Tom Droney (6-6, 200, Sr.) - 13.1 ppg, 4.0 rpg
24 De'Mon Brooks (6-7, 230, Sr.) - 16.8 ppg, 6.4 rpg
35 Chris Czerapowicz (6-7, 200, Sr.) - 8.0 ppg, 4.5 rpg
Top Reserves:
12 Jack Gibbs (5-11, 195, Fr.) - 8.0 ppg, 1.9 apg
25 Jake Belford (6-9, 210, So.) - 7.3 ppg, 2.0 rpg
5 Jordan Barham (6-4, 190, So.) - 6.6 ppg, 3.0 rpg
40 Andrew McAuliffe (6-8, 235, Fr.) - 4.5 ppg, 2.5 rpg
DC Info
Roster & Bios
(Photos from USA Today Sports)


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Unionists take Amelia Island, Florida (14 words)
Historical Context Note
- Editors
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In the course of the American Civil War, Unionist forces take Amelia Island, Florida.18428 Unionists take Amelia Island, Florida 2 Historical context notes are intended to give basic and preliminary information on a topic. In some cases they will be expanded into longer entries as the Literary Encyclopedia evolves.
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Editors. "Unionists take Amelia Island, Florida". The Literary Encyclopedia. First published 30 December 2011
[http://www.litencyc.com/php/stopics.php?rec=true&UID=18428, accessed 24 October 2016.]


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Nexus 4 4.7" Android Smartphone: 16GB $259 or 8GB EXPIRED
Score +561
Deal DetailsPromoted 08-27-2013 by yuugotserved at 05:59 PM View Original Post
Prices before shipping
- Qualcomm Snapdragon S4 Pro 1.5GHz CPU
- 8GB or 16GB Internal Memory
- 4.7" 1280x768 WXGA IPS Display w/ 8MP Rear and 1.3MP Front Camera
- Dual Band WiFi N
- 2100mAh Non-Removable Battery
- Android 4.2 OS
Original Post
Google has lowered the price for the Nexus 4 smartphone by $100!
8GB is now $200 (Orig $300)
16 GB is now $250 (Orig $350)
Community Wiki
8GB Nexus 4 sells out on Google Play, and it isn't coming back
Source: http://www.theverge.co
Video Reviews of the Nexus 4
Nexus 4 In-depth review by Erica Griffin (1:11:18) [youtube.com]
Nexus 4 Hands-on review by Joshua Topolsky of TheVerge (7:41) [youtube.com]
Google Nexus 4 review by Engadget (5:15) [youtube.com]
Nexus 4 review by Marques Brownlee (9:36) [youtube.com]
Google Nexus 4 review by Lisa Gade of MobileTechReview (24:07) [youtube.com]
Nexus 4 review by Todd Haselton of TechnoBuffalo (7:08) [youtube.com]
Nexus 4 review, 4 months after the buzz by Taylor Matrin of PocketNow (6:28) [youtube.com]
iPhone 5 vs. Nexus 4 by Brad Miniman of PocketNow(16:56) [youtube.com]
If you bought one within the last 15 days you can fill out this form to get a price adjustment:
It's unlocked & works on T-Mobile (MetroPCS), AT&T, internationally, & prepaid MVNO's: Lyca, AirVoice, Ptel, GoSmartMobile, Straight Talk, Simple Mobile, H2O, and more. check out www.allprepaidplans.com [allprepaidplans.com] see the Discover by Network on the homepage.
FAQ: Does NOT work on Verizon, Sprint, Virgin Mobile
Works with AT&T & T-Mobile HSPA+ (4G) high speed data. TMobile's LTE band 4 (AWS(1700/2100 Mhz) will require unlocking the bootloader and flashing old radio. It's easiest to flash a custom recovery, and use the custom recovery to flash the radio [xda-developers.com].
Unlocking, rooting, relocking and unrooting simplified! (and much more!) - credit to mickey1987 for sharing the linkl
1. Take complete backup including System apps+Data and Shared data
2. Unlock phone (This will wipe out you phone with factory setup. Hence step 1 is recommended)
3. Root phone.
4. Take Nandroid backup (I was saved with this backup when radio flash file cause error 'unfortunately com.android.phone has stopped')
5. Take APN backup (Keep it in case if you need it for future use)
6. Restore backup you took from step 1.
7. Try your luck with radio flash (It worked but it gave me com.android.phone error after phone reboot. I restored backed-up from step 4 and 1)
8. Simple step to enable 4G on t-mobile NW. (You will need to re-do them every time you reboot phone)
a. Change APN setup to fast.t-mobile.com
Setting -> Wireless & Network -> Mobile Netweks - > Access Point Names -> T-Mobile US
b. Change preferred network type to LTE/GSM auto (PRL)
Dial *#*#INFO#*#*
Phone information
select preferred network type to LTE/GSM auto (PRL)
NOTE: uses micro-SIM cards. Cut your own micro-sim
keep the cut out if you would like to restore it back to normal sim in future.
I recommend using the case, they are available in different colours (Mylaram)
Also case available on ebay for $2.99
**Expired as of 9/1** XtremeGuard Full Body Protector $2 Shipped
Promo code: XtremeSALE
Link [xtremeguard.com](NOTE: Nexus 4 comes with 2 glass protectors in front and back)
2,195 Comments
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But pretty much everywhere else the N4 is better. My S3 got super super slow over time and it had screen burn, first phone to ever have screen burn.
But pretty much everywhere else the N4 is better. My S3 got super super slow over time and it had screen burn, first phone to ever have screen burn.
Anyone here buy this thing and use it on Straight Talk with an AT&T micro-sim card?
If so, care to share your APN settings if you are able to send and receive MMS messages?
I got mine a week or so ago. Used a Straight Talk T-Mobile sim card for first five or so days. Everything worked great and I loved it. The only issue is that T-Mobile in my area is very spotty, especially inside. Great signal outside of my house, dropping calls all the time inside. Also have a city I visit a lot. Went there and had Edge everywhere.
Decided to deal with all the throttling crap and just order an AT&T sim card. Speeds are great everywhere I go, inside and out. Can't get MMS to work for anything though. I can send them, but can't receive them. Straight Talk, after repeated calls, is no help. I've used every setting they have given me and nothing is working. I have scoured the web and used every setting I could find online--none of them work.
Does anyone have a setting they are using with an AT&T sim that is actually working for them?
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Oh, it is definitely a carrier/settings issue and not the phone itself. Wasn't trying to imply the opposite. I just can't find settings to work with the Straight Talk AT&T plan at all and am beyond frustrated with the whole thing. I figured one of the many who bought this phone in this deal must be using the same service/carrier as me and would be able to and willing to share their (working) APN settings for MMS.
Anyone here buy this thing and use it on Straight Talk with an AT&T micro-sim card?
If so, care to share your APN settings if you are able to send and receive MMS messages?
Does anyone have a setting they are using with an AT&T sim that is actually working for them?


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Mannix Marketing, Inc. - Web Design, SEO, Digital Marketing and Advertising Services
Glens Falls , NY 12801
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Choose an award-winning, full-service digital marketing company that's been providing website design, SEO, digital marketing and advertising services for companies in Albany, Saratoga, Glens Falls, NY and beyond since 1996!
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Women's rights organization endorses Washington's marijuana-legalization initiative
Legal Voice, a Seattle-based women's rights legal organization, announced Tuesday that it is endorsing Initiative 502, the ballot measure that would legalize, regulate and tax marijuana use in Washington state.
Officials with the organization said current drug laws have made women the fastest growing segment of the state's prison population.
"Passage of I‐502 will help women by addressing marijuana use as a public health matter," said Lisa M. Stone, executive director of Legal Voice.
"Our current laws harm families by putting women behind bars for using drugs, instead of providing much‐needed treatment for women with drug problems. This approach has not made our communities safer; rather, it has increased the number of women who are separated from their children and in some cases must give birth in inhumane conditions. And the impact of current drug policies falls on poor women and women of color disproportionately," Stone said.
In making its endorsement, Legal Voice pointed to research that shows the number of women in prison increased 84 percent from 1995 to 2005, largely as a result of changes to drug policy.
State and federal drug laws have led to a dramatic increase in the number of incarcerated women over the past 25 years, the organization said.
Nationwide, an estimated 85 percent of women who are incarcerated are mothers and more than half have children under 18. Legal Voice officials also said that while drug use by women actually declined from 1986‐1996, the number of women incarcerated in state facilities for drug offenses increased by 888 percent during that time, compared to a rise of 129 percent for non‐drug related offenses.
Legal Voice also notes that only one in five women with a history of substance abuse receives treatment for substance abuse while in state prison, and the percentage is even lower — one in eight — in federal prison.
I-502 will appear on the Nov. 6 General Election ballot. The initiative has also been endorsed by State Rep. Sherry Appleton of the 23rd Legislative District.
If I-502 is approved by voters, marijuana would be legal for adults 21 and over, and marijuana growers and processors would be licensed and taxed.
I-502 supporters said 80 percent of a new marijuana excise tax would be dedicated to health care, prevention, research and education. The balance of the excise tax, and all retail sales tax, would go to the state's general fund and local budgets.
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Haryana government has shifted 28 police officers with immediate effect.
An official release said that Vijay Singh, deputy superintendent of police (DSP), HQ, Sirsa, was posted as DSP, city, Fatehabad, against a vacant post. Rajbir Singh, DSP, HQ, Panipat (designate ACP, city Gurgaon) went as DSP, Assandh, in place of Sham Lal, who was posted as DSP, Saffidon, in place of Ramesh Chand, who went as DSP, CID.
Ravinder Kumar, DSP, Mewat (Punhana), was posted as DSP, GRP, Hisar, against a vacant post. Manish Sehgal, DSP, law and order, PHQ, Panchkula, was posted as DSP, Mewat (Punhana), in place of Ravinder Kumar.
Sukhbir Singh, DSP and Jaivir Singh Rathee, DSP, Palwal, would swap their place of postings.
Gurmail Singh, DSP, crime, Kaithal, was posted as DSP, Guhla; Tekan Raj, DSP, Guhla, went as DSP, HQ, Kaithal, against a vacant post. Subhash Chand, DSP, SVB was posted as ACP, City Gurgaon in place of Narender Singh Kadian (designate DSP, 2nd IRB Bhondsi), who went as DSP, Mohindergarh, in place of Sharif Singh, who was posted as DSP, Hodal, in place of Jai Parkash, who went as DSP Loharu in place of Daljeet Singh, who was posted as DSP, CID.
Satish Gautam, DSP, Kurukshetra, was posted as DSP, HQ, Kurukshetra, against a vacant post. Anil Kumar, DSP, CID, was posted as DSP, Ferozepur, in place of Bhagat Ram, who went as DSP, SVB. Shamsher Singh, DSP, Rohtak was posted as DSP, Bahadurgarh.
Vinod Kumar, DSP, HQ, Hisar, was posted as DSP, Bhiwani, in place of Amit Bhatia, who went as DSP, Barwala, against a vacant post. Rajinder Singh, DSP, Kurukshetra (designate DSP, HQ, Panipat) was posted as DSP, Samalkha, in place of Sultan Singh, who went as DSP, Panipat.
Poonam Dalal, ACP, Faridabad, was posted as DSP, SCB, Gurgaon; Purnima Singh, ACP, Kalka was posted as ACP, Panchkula, and Pankhuri Kumar, DSP, GRP Ambala Cantt, went as ACP, Kalka, in place of Purnima Singh.
Brijinder Singh, awaiting posting, was posted as DSP, HQ Sirsa, in place of Vijay Singh and Shakuntla, awaiting posting, was posted as ACP, Faridabad in place of Poonam Dalal.


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Click HERE to see the entire WPDE End Zone Schedule
Lake View Wild Gators
2012 Record: 9-4
32.38 ppg (9th in the Zone Nation)
25.46 ppg (18th)
Returning Starters
Offense: 6
Click HERE to see Lake View's 2013 Schedule
Rich's Take
The Wild Gators are sure going to miss Darius Leonard. I think that South Carolina State got an absolute steal and it wouldn't surprise me at all to see him playing on Sunday's if he stays focused and works hard and develops as a collegian. The loss of Chris Ford is equally damaging to Lake View, but the Wild Gators have a knack for reloading. I love how Lake View gives a heavy dose of run and always has a huge pass play. The Wild Gators don't throw it much, but when they do, it's usually a 40 or 50 yard play. Lake View isn't about making excuses, so they'll do what they always do - line up, play hard and I expect them to have another Lake View kind of season.
Worth Another Watch
One of my all time favorite All-Zoners is Anthony Waters. The Wild Gator went on to an outstanding career with the Clemson Tigers and an NFL career with San Diego and New Orleans that earned him a Super Bowl ring playing for the Saints. Anthony always comes back to his hometown and even though his NFL days are over, Waters still looks like he could do some damage on the gridiron. In case you missed it, Lake View fans will enjoy watching Ant-Hole. Click HERE to see Anthony Waters Lake View summer football camp feature from Mark Haggard.
2012 Highlight Reels
Christian McDaniel
Chrishan Jordan
Reco Brown
Meet the Wild Gators


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Since 2006, P2P & online lending have enjoyed explosive growth. Lending Club and Prosper, America's two largest P2P lenders have now surpassed $2B in loan origination, and P2P has captured the attention of industry legends, the financial media, the investing public and even today's technology giants.
Lending Club's board is comprised of such recognized leaders as former Visa Inc. President Hans Morris; the former U.S. Secretary of the Treasury Lawrence H. Summers; Morgan Stanley Chairman Emeritus John Mack and Kleiner Perkins Caufield & Byers general partner Mary Meeker. Prominent venture capitalist firms invested in the sector include: Draper Fisher Jurvetson, Accel Partners, Sequoia Capital, Union Square Ventures, Foundation Capital, Thomvest and Kleiner Perkins Caufield & Buyers.
But the industry reached a new pinnacle last Thursday when Google (NASDAQ:GOOG) announced it has led a $125 million deal to buy a stake in Lending Club from existing investors. This transaction values Lending Club at $1.55 billion - nearly tripling the valuation of its last fund-raising round less than a year ago.
Upon the announcement hitting the wires, @lendingclub enjoyed well over 5,000 mentions on Twitter (compared with 5-10 on a typical day), and at its peak averaged 5-7 tweets per minute.
"Google's investment into Lending Club is further evidence of the current sea change that has begun in financial services. It signals a decisive moment for the validity of P2P lending, the disruption of traditional banking as well as the convergence of finance and information technology. I look forward to hearing Lending Club's CEO, Renaud Laplanche, discuss the implications of the Google investment at next month's LendIt conference, the world's first conference dedicated exclusively to the P2P & online lending industry," stated Peter Renton, Founder of Lend Academy & author of The Lending Club Story, the definitive guide to the world's leading peer-to-peer lender.
Although momentous for the consumer credit sector, many have been wondering how P2P's triumphs relate to securities-based crowdfunding. The fact is, because P2P lending is the precursor to securities-based crowdfunding, its achievements are not only dramatically impacting the emerging crowdfunding industry, they are helping shape it. Securities-based crowdfunding or "Peer-to-Business (P2B)" is simply the next iteration of P2P. However, instead of peers providing personal loans to its peers, securities-based crowdfunding will allow peers to invest in the businesses of its fellow peers in exchange for equity or debt. By demonstrating that people are more efficient at financing each other through the use of social media than with conventional banking intermediaries, P2P has effectively validated the "crowdfinance" model for the entire industry, even compelling the financial establishment to enter the fray.
In just seven years, P2P lending has not only awakened Wall Street and secured funding from many of the same venture capitalists that had the foresight to fund some of the most disruptive industries in history, it has attracted the attention and capital from the world's most prominent Internet company. While we can all speculate on what interest a search engine would have in social finance, one cannot help but view Google's assimilation of P2P as a defining moment for the global financial markets. As the next evolution of "fintech" (the union between finance and technology) descends rapidly upon us, traditional banking methods and financing structures are about to become as obsolete as the phone booth.
Much like P2P's prominence began escalating after the SEC effected the rules for P2P lending in 2008, upon the implementation of title III of the JOBS Act, expect securities-crowdfunding to quickly garner similar enthusiasm from the Street, the venture community, and yes, even tech behemoths. As P2P continues to mark major milestones, it is paving the way for the mainstream adoption of securities-based crowdfunding. As such, P2P's achievements should be carefully observed as well as celebrated by the entire crowdfunding movement. Securities-based crowdfunding is tomorrow's P2P.
For an inside look at the incredible growth of P2P & online lending, feel free to join us for a free webinar on May 30th at 1pm EST where industry thought leader, Peter Renton, will also interpret Google's recent investments into both Lending Club as well as On Deck Capital.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it. I have no business relationship with any company whose stock is mentioned in this article.


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Menstrual Disorders News
IUDs Recommended For Teens
Dr. Lisa Perriera says IUDs are the wave of the future for birth control.
Female Soldier Ambushed by Baby At Afghan Base
A British team of pediatric specialists is being deployed to Afghanistan to attend to a female gunner who unexpectedly gave birth in an Afghan outpost that was the scene of a bitter battle just days ago. The soldier reportedly didn't realize she was pregnant until...
Grief: Normal, Not A Mental Illness
Normal grief doesn't merit antidepressants, psychiatric treatment, journal says.
Combination Oral Contraception Pills Cut Menstruation Pain
Birth control pills relieve pain associated with menstruation, a 30-year Swedish study found. The research, published Tuesday in the journal Human Reproduction, studied women over a 30-year period to confirm whether combination oral contraception pills do indeed alleviate symptoms of painful
Birth Control Pills: Some Carry Higher Risk of Blood Clots
Two new studies add to the growing evidence that birth control pills containing a newer type of progestin may put some women at higher risk for blood clots. Both studies, published today in the British Medical Journal, found that women who took pills containing drospirenone -- which includes the
IUD May Be Therapy for Endometrial Cancer
Drug-Laced Contraceptive Could Help Women at Risk of Endometrial Cancer Have Children
Female Athletes Are Too Fit To Get Pregnant
Women in Sports Who Train Too Hard Urged to Freeze Their Eggs Before It's Too Late
Menstrual Cramps Change the Brain, Study Says
Cyclic Pain May Contribute to Structural Changes in the Brain, Researchers Say
The 'Pill' Offers Benefits Beyond Birth Control
Relief of menstrual pain, migraines and acne may be other reasons to prescribe, experts say.
Battered Women's Ills Go Beyond Bruises
Victims of abuse may get headaches, chest pain, infections and other health woes, study finds.


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LaffinGas.com contains the most exciting comedy clips and pictures from across the globe.
As the name implies, LaffinGas.com is committed to relieving you of the daily stress you encounter at home, work, commute and other facets of your existence.
If you agree that laughter is the best medicine then LaffinGas is your daily tonic. You are guaranteed to Laugh Out Loud!
Copyright 2015 By Laffingas All rights reserved.


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Left Masthead
October 20, 2016
Greenwald: The NSA Can 'Watch Every Keystroke You Make'
Posted on Dec 30, 2013
In an explainer on the latest NSA revelations, Glenn Greenwald appears on "Democracy Now!" on Monday to comment on Tailored Access Operations, reported in Der Spiegel on Sunday; the agency's unintended shutdown of homeowners' garage door devices in 2010; and the "lies" of "hardened felon," former NSA and CIA director Michael Hayden.
Of Tailored Access Operations, the NSA's elite global hacking unit, Greenwald said:
—Posted by Alexander Reed Kelly.
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With a stay at Admire Thonburi in Bangkok (Hiranruchi), you'll be convenient to Sena Fest and Wat Arun. This hotel is close to Wat Pho and Grand Palace.
Make yourself at home in one of the 18 air-conditioned guestrooms. Complimentary wireless Internet access is available to keep you connected. Conveniences include phones and complimentary newspapers, and housekeeping is provided on a limited basis.
Take in the views from a terrace and make use of amenities such as complimentary wireless Internet access and tour/ticket assistance. Guests can get around on the shuttle (surcharge), which operates within 2.00 km.
Satisfy your appetite at the hotel's restaurant, which serves breakfast, lunch, and dinner, or stay in and take advantage of room service (during limited hours). Quench your thirst with your favorite drink at a bar/lounge.
Business, Other Amenities
Featured amenities include express check-in, express check-out, and complimentary newspapers in the lobby. A shuttle from the hotel to the airport is provided for a surcharge (available on request), and free self parking is available onsite.


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Same thing applies at Blacks and Trestles... But at both of those spots, you can get "over" the crowd and just paddle to middles or uppers, or hit the North Peak at Blacks. There are twice as many barrels on the South Peak, but some of the best barrels I have had at Blacks have been on the North end, just because I got a ton more waves and there are still barrels to be had....
The final thought on this, is when you get to a certain level, there is a lot to be said for surfing around A LOT, of very talented surfers. I really got a HUGE KICK out of getting great waves in front of a crowd. When you show up to a spot, and the whole Plus One teams is clogging up the spot, there are 15 team riders, cameras going... Well, sometimes its a rush to be in a situation like that, cause every time you kill a wave, people that matter and people that are important saw it. I don't care about getting it on TV or getting it on VIDEO, it's more about the other locals, the pros or whoever seeing you getting it done. Sometimes, I love being in a crowd... Cause I would rather impress the most talented guys in the water sometimes than your d-bag friend who can barely stand up and "swears" that he wasn't looking when you landed that air.....
There is something to be said for popping over the back of the wave after a sick ride and seeing everyone staring at you, and once they see you look back at them, they quickly look back out at sea, playing that "I wasn't even watching card" ... Then you chuckle with stoke on your way back out, like yeah, all you mother fu**ers saw that. Stop fronting....
I hate crowds when its small and lame, but if its a few feet overhead and there is a lot of talent out, I actually don't mind it. You spend you time in the lineup, watching guys shred as you wait your turn... Sometimes, when you are surfin a spot like trestles, you see Mick Fanning and Taj burrow paddle out.... And again, I can't think of a better feeling than having a ASP pro checking out your style on a wave. Sometimes, crowds make it fee like a real, american sport....
And dude, when it's firing in the summer, and there are 1000 tourists on the pier, chicks are hooting for you, japanese tourists are cheering.... Its not all about solitude and being alone out there... Sometimes if feels good to put on a show.... Its a whole different kind of stoke...
You have ALL had this feeling: It's winter, you are basically alone, you get a ridiculous barrel, you spit out, holding your hands on your head as you pop over, like WTF just happened, stoke out of your mind, you look around. No one out. You look to the beach, hoping that the couple on the beach at least stopped to admire your ride, but no, they are 200 yards up the beach not paying attention.... You and only you, witnessed one of the sickest rides, EVER!.,...
If a tree falls in the forest and no one is around to hear it? Does it make a sound?
Of course it does. I know my opinions will be met with... Whatever sell out. Thats not why I surf. I dont care what other people think. I don't care who sees me. I don't care about pros... Screw the pros...
I hear yall... I do... You are just full of sh**.
Results 11 to 20 of 144
Thread: There's fifty people out.......
Jun 20, 2014, 03:10 PM #11
Jun 20, 2014, 03:20 PM #12
Jun 20, 2014, 03:23 PM #13
You sound confused SJB lol, my advice is stop overthinking it, let the small logistics of everything go, and surf and catch some waves.
It's annoying sometimes when you're one of the first ones out at dawn and as time goes on more people paddle out to the peak you're at. Last summer I actually used that to my advantage in ocean city, paddled out on the bad side of the jetty and within 10-15 mins the whole crowd was out. Snuck around to the otherside and had the little 3 foot perfection all to myself for a good 10 minutes before they realized they were sitting in choppy slop and I was snagging whatever wave I wanted. The nature of the beast. As for people being douchey or agro out in the water, I just brush it off. I don't care who you are or what mood you're in, when I paddle out I'm going out there to have some fun and I'm going to be polite and say hi or hey to whomever I make eye contact with. They want to be all macho and decline the mutual respect so be it, I don't have to let their negative attitude affect my positive mindset. And if I'm picking up some bad vibes at a particular break, I'll just head to another spot and reconnect.
I try and remind myself the ocean belongs to no one and it's been around a lot longer than us and will be for time to come. I get inside my own head sometimes and give myself a false sense of entitlement because I surf all winter so I should have first dibs at a spots or I deserve to be there more than the summer shoobies. But in the end it's all bs, when you simplify (maybe oversimplifying) we're just evolved monkeys splashing around in the water and when too many monkeys come into our zones we get territorial.
And @baddy- I completely agree with you, if I'm out and there's some guy or kid out there getting every wave left and right acting like the waves are his or something cus he's sponsored or pro or whatever, there is no greater feeling than snaking them on a wave when they least expect it and they get all grumpy because that 20th wave they we're about to get just got taken by someone else and they didn't see me sneak to the inside when they had their head turned. Humbles me a little because I'll have that false sense of entitlement like I stated earlier and then encounter someone with an even higher degree of self-entitlement and swoop in. It is quite enjoyable to see their face when they're about to drop in only to look down the line and see me coming at them already
Jun 20, 2014, 03:25 PM #14
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Jun 20, 2014, 03:27 PM #15
@zach, very well said and alternative perspective! I dig it
Jun 20, 2014, 03:32 PM #16
Ah, the, "Did you see that?" affliction. I know it. I've suffered from it. Still sort of do.
But see, conversely, that's why surfing solo on a deserted beach is good because you don't have to get upset that the chick on the beach or the alpha local missed that air you just did.
It never even becomes an issue.
Hey, they let you surf Sunset Cliffs? You use a leash?
Zach, thanks for your honesty. So, me being Sigmund Freud, well, we both like coke, I'll assume that your surfing talent is a big part of your identity and self-worth. Hence, you enjoy surfing in a crowd so you can perform.
WOAAHH, don't get offended or anything. I'm just delving into your personality a bit, and I'm not being one bit Judge Ito Mental or insulting.
Oh man, I switched "judgmental" for "Judge Ito Mental." That was sick, bru. Judge Ito? OJ?
As I said, I suffer from, "Did you see that" syndrome, too. Not as bad as I used to but..........
And Zach, you can think I suck all you want, but I ripped up until the time I turned 40(two years ago). I don't know what happened. I just don't have what I used to.
I am not full of excrement when I say I could care less aboot pros. I really don't want them anywhere near me. Good lord, I don't even want to be near the Jersey pros and they're really not pros.
Zach, how many fights have you gotten into surfing in Cullyfornia?
Jun 20, 2014, 03:38 PM #17
Zombie, I'm not confused. Just something I wonder aboot, not obsess over. As I said, I rarely see people in the water, and there's a big playing field were I roam - and everyone packs in to a 30 yard area from May to October.
And per your story, I just wonder aboot the Pied Piper syndrome that plagues the surfing world. You lured a crowd into sub par surf while just over the jetty it was better. That kind of illustrates the ridiculousness I'm trying to point out. Can't these dudes judge wave quality or do they just paddle out wherever someone else is?
Jun 20, 2014, 03:46 PM #18
Never gotten in a fight in CA about surfing or in the water. Had a few skirmishes at the local watering holes etc. Mostly when I moved the Baltimore Crew out there for a few years. That was like mixing oil and water. Almost got in a fist fight with the entire Volcom surf team in OB. My friend threw me under the bus, claiming that although he sucked at surf, "that guy" as he pointed over to me, "would smoke any one of you in a heat"... That conversation was followed by... "Do you know who we are? Do you think all of our shoes, and socks, and hats and shirt and shorts, and all our smoking hot's chick's apparel are all Volcom, because we just LIKE VOLCOM? Bro, I am paid to surf. I wont 6 NSSAs in my teens. Ill see you in the water bro"... Almost ended up pounding the entire crew, but we left without incident, and the entire Volcom team became my nemesis' for years to come.
But no, never gotten in a fight in a CA lineup. If you have to resort to fighting, you probably can't surf for sh**. That is what I have learned. I have SEEN fights, but it was pretty gay. I have been the only "local" adult out and had to come to the defense of a few local little pro-am teens when they were being threatened by Brazilians and stuff. But never had to do anything about it.
One day, I was WASTED, and the Warped Tour was in SD. My friends Band was in it. I was down partying all day with my GF, now wife and the crew. Wife Drove back to OB, cause I was HAMMERED... paddled out... It was probably, knee to waist high. Super crowded. I was drunk, and paddled right up against some guy I had never seen and as I took off, on the knee high drainer, he said "What the ****". I jumped off my board in about knee deep water. Looked back and went Atom Bomb on this poor, unsuspecting guy. I was like "WTF? WHAT? GET THE FU** OUT OF THE WATER. RIGHT NOW!" At this point, I am on the beach, board in the sand, ranting and raving like a mad man, only 20 feet from the guy. I was like, yeah BI**H, Im talking to you. Dont be driving out here from Arizona talking sh**. Get out of the water BI**H. Finally, my wife came up and was like, dude, you are making a scene and you will probably get arrested if you don't shut the fu** up. It was kinda gay for me to act that way, but I WAS WASTED. **** FACE DRUNK. And once the guy backed off completely and showed his fear, I just went after it.
Im not that guy either. I blame the booze.
Last edited by zach619; Jun 20, 2014 at 03:48 PM.
Jun 20, 2014, 03:52 PM #19
And there's a lot of psychology that goes into all of it I'm sure. Don't necessarily have to understand how or why something works in order to use it. I don't understand how every circuit in my phone works but I use it on a daily basis. Same goes for the peeps in the summer, I figured if I went out to an empty spot they'd follow suit and I slipped away to get a few good waves with everyone else a few hundred yards away. Still don't understand exactly why they followed me, but I was honest surprised it worked a little bit haha. But I'm just going to assume that the summer months bring a lot of inexperienced surfers to the beach, whom lack the confidence in their ability to read the ocean and conditions but can spot someone surfing and just say ok that's where I'm supposed to surf. And the more people out at a spot, people assumed that's the designated surfing spot. I've never surfed in cali before, where I'm sure all these factors are entirely different as there are many more people who adopt surfing as a way of life, versus a summer time activity…
Jun 20, 2014, 03:55 PM #20
But yeah, every single day after that incident in the bar, I would make sure to get the edge of my fins, my spray, my bottom turns as close to each volcom team riders I would see face as humanly possible from that point on. If any one of those fu**s were out, I was trying to go big. Airs, anything. I just always felt the need to try and compete with everything they did, tha bastards.
I was actually haunted by this a few months ago, I was watching an old DV tape that my wife took while I was surfing the pier about 5 years ago, and there is a whole clip, of one of the Volcom Team rider, going left on a wave, he did a few sick snaps and then landed a perfect 360 frontside air. And then it happened, as he hopped off and gathered his board, he KNEW that someone was filming on the beach, and he STARED right into my camera for like 3 seconds after the wave, to make sure that "someone got that on film". Its like 5 years later, my wife is asleep on the couch, I shake her awake, and I go, WTF MEG? Why the fu** would you film ******* while I am surfing. We all knew each other, so she knew his name. She replied: "I thought it was you at the time". I said, DID I EVER OWN A WETSUIT, WITH A 4 FOOT HIGH VOLCOM LOGO ON THE ENTIRE BACK OF IT???? WTF MEG? I got a freaking chill down my spine when I got a cold stare, years later, on another coast from my Arch Nemesis.
That sonuvabeech


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This review is from: ZOTAC GeForce 9800 GT DirectX 10 ZT-98GEY3G-FSL 1GB 256-Bit GDDR3 PCI Express 2.0 x16 HDCP Ready SLI Support Video Card
Pros: Easy install, great performance for the price for a little bit older system.
Cons: noneREAD FULL REVIEW
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Pros: Does everything I need it to. I'm only running a 5.1 system and Blu-ray and a Dish receiver through this unit so it more than does the job! Having 3 HDMI inputs on a unit at this price is more than sufficient and fits my needs perfectly. The price was excellent and Newegg service and fast, FREE shipment are the reason I come back time and time again. Very happy with this choice of product AND with Newegg!
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This review is from: OLEVIA 37" 720p LCD HDTV 337H
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Braking Into Fantasy - ExtraBigDicks
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When the sexy Isaac suddenly starts having mechanical problems with his car he falls into a fantasy world that leads him on the path to his greatest sexual fantasy ever. He finds the help he needs from the very hot Brett. In this hot, testosterone-filled scene Brett cums to Isaac's rescue, fixing all his needs (and hunger) with a big hard tool. Watch these guys get down and greasy in this hot garage scene.


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Mud puppies biologist looks for salamander species
PIERRE, S.D. (AP) – Call it a cold case for investigators trying to track down one cold-blooded individual.
Biologists know that one of South Dakota's two known species of salamander was found here decades ago, but they're not sure it's here now. So this summer and probably next winter, University of South Dakota students will probe wetlands in northeastern South Dakota to try to sleuth out the missing amphibian.
"We have a crew right now looking for a particular salamander called the mud puppy that has been seen since the 1920s. Our last museum sample was from 1927," USD associate professor Jake Kerby told the Capital Journal. Kerby is a herpetologist, or a scientist who studies reptiles and amphibians. "We are going to survey Day, Marshall and Roberts counties."
Kerby is optimistic that the species still might be here after all, in part because in addition to those museum specimens from the 1920s and earlier, one of his USD students sorting through a collection up the road at South Dakota State University at Brookings found a mud puppy that had been collected as recently as 1981.
"I feel pretty hopeful that they're still out there, just that they're in low numbers and nobody's looking for them," Kerby said.
Kerby said the only other salamander species in South Dakota, the tiger salamander, is more common. Since South Dakota is at the western edge of the eastern tiger salamander's range and the western tiger salamander's range begins somewhere in eastern South Dakota, there may be quite a lot of diversity within that tiger salamander's population. To make matters more complicated, the tiger salamander and the mud puppy look alike in the larval stages.
The only way to tell them apart at that stage is to count the toes on the back feet. Kerby said the mud puppy has four toes on the back foot; the more common tiger salamander has five.
Kerby added that mud puppies remain aquatic, so the only salamander South Dakotans will ever see on land is the more common tiger salamander.
Kerby and his colleagues have proposed a range for the mud puppy that would include the northeastern corner of South Dakota, the eastern fringe of North Dakota, and western Minnesota. He added that colleagues in Minnesota who catch mud puppies have told him it's actually easier to find mud puppies in winter, since the cold-blooded amphibians remain active under the ice. His students will probably drill through the ice this winter and use traps to try to capture mud puppies in that same northeast part of the state; but they are already searching for mud puppies this summer.
The mystery of the vanished mud puppies also has an element of whodunit. If the salamanders have indeed vanished from the state, or simply if they're less abundant, there are plenty of potential villains.
Kerby said introduced fish species sometimes leave native species of salamander unable to adapt to an aggressive new predator. Pollutants could be a factor. So could disease – especially one called chytrid fungus that preys on amphibians in cold climates, and another called ranavirus. And then there's the biggest villain of all.
"The No. 1 factor is just habitat loss," Kerby said. "That can include drainage of wetlands or modification of lakes."
There are an estimated 15 species of amphibians in South Dakota in all, Kerby said, though the count sometimes varies depending on how scientists count certain species.


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Witten Becomes Cowboys' All-Time Receptions LeaderJason Witten surpassed Michael Irvin on Sunday night to become the Cowboys' all-time receptions leader. Witten ended the night with seven catches to push his career total to 754, surpassing Irvin's mark of 750 in the fourth quarter.
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Mountain biking World Championships cybercast from Switzerland. The French took the Downhill and Italy dominated the Cross Country. (Sept. 21)
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William H. Gass' 'Middle C' is a bumpy ride worth taking
There's an amusing and apt anecdote about William H. Gass, whose exhausting but also exhilarating new novel, "Middle C," has just been published.
During a 1978 debate, novelist John Gardner explained how he and Gass were different by stating that "my 707 will fly and his is too encrusted with gold to get off the ground." »Read Full Article
Garbage makes triumphant return at Eagles Ballroom
Saturday was an emotional and special night for Garbage, Scottish frontwoman Shirley Manson assured fans at the Rave's Eagles Ballroom.
You didn't have to take her word for it. The passion on stage spoke volumes. »Read Full Article(9)
Events this week: MAM lecture; Bay View Wine Fest; WingFest
MAM founding works
Before the Calatrava, before the Kahler, before the War Memorial Center, there was the Layton Art Gallery. And without Frederick Layton and the gallery, we wouldn't have the others. The Milwaukee Art Museum, 700 N. Art Museum Drive, which is rooted by the Layton collection, is paying tribute to the man and his gallery with a 125th anniversary exhibition. In the Gallery 10 and the Decorative Arts Gallery, MAM will display the works upon which the museum was founded. And the Baumgartner Galleria will display items that illustrate the history of MAM. Sunday at 2 p.m. in the Lubar Auditorium, guest lecturer Giles Waterfield will discuss "The Role of Private Patrons" in Layton's development of his collection. The lecture is free with general admission. »Read Full Article
Many of MSO Pops' hits from the '60s miss their mark
Classic pop/rock songs are a unique brand of magic, snapping one back to a time and place that lives only in memory.
The MSO Pops put a veritable hit parade from the '60s on stage Friday evening, in a program entitled "Oh, What a Night!" »Read Full Article(3)
Love brings hope to Next Act Theatre's 'Grace'
When the lights come up on Craig Wright's "Grace" - now at Next Act Theatre, under David Cecsarini's direction - a man is holding a gun to his head, having just murdered the woman and man sprawled nearby. We can guess what happened with this love triangle. But how? And why?
With the whodunit out of the way, "Grace" tries to answer those questions by taking us back three months and starting over. During the ensuing two hours, we'll move forward in time toward that climactic scene with which the play began. »Read Full Article