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Memphis, TN - "personal loans" search results
About Personal Loans
Local personal loans are loans that are offered by local lending institutions or loan houses in an immediate area or neighborhood. For people with bad credit most often local personal loans are the best way to go. But how can people with bad credit be sure that their application will be accepted? There are a few things every person should know especially those with bad credit before applying for local personal loans. There are two types of local personal loans, secured local personal loans and unsecured local personal loans. For secured local personal loans, the first requirement is to ensure that the loan will be repaid. Lending institutions will secure repayment of the loan by requiring collateral. The collateral is used in the event the borrower defaults or does not repay the loan. In this event the lending institution ceases the collateral which is used in lieu of repayment of the loan. The usual items that are used for collateral are cars, personal property such as jewelry, paintings or other personal property that has an equal value or higher than the amount of the loan. Unsecured local personal loans do not require any type of collateral but come with a higher rate of interest and repayment terms are for a shorter period of time. Unsecured local personal loans are easier to get but can sometimes be a strain on the budget to repay. Secured local personal loans are still the most popular. For people with bad credit, local personal loans give them the opportunity to improve their credit rating by correcting past mistakes such as late payments or default payments affecting their credit history. Even with local personal loans bad credit has an impact on the ability to obtain loans from various lending institutions since they are not willing to take a risk on borrowers with a bad credit history. People with bad credit can still qualify for unsecured local personal loans if they make the higher monthly payments without putting a strain on their budget.
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More on Personal Loans
Local personal loans can actually improve credit scores for people with bad credit by enabling them to pay off long term debts that created the bad credit history. For those interested in these types of local personal loans it is best to shop around for the lowest rate available. Always read the terms and conditions to ensure that the local personal loan fits into your current budget. Be aware of lending institutions that attempt to use deceptive lending practices. Deceptive lending practices are used by institutions whose only motive is making a profit. These institutions will charge extremely high rates of interest and fees for people with bad credit. They will also target individuals that may be in need of loans such as families of active military personnel and families that have experienced layoffs. Always choose loans from highly recommended lending institutions. Contact your state government offices to learn more about your local lending institutions or if you suspect the lending practices of a financial institution.


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Among the big four team sports played in North America, none have an entry draft that compare in size and uncertainty to Major League Baseball.
When considering this fact I was always dumbfounded by former Blue Jays GM J.P. Ricciardi's rigid draft philosophy of ignoring high school prospects in favor of college players. Each team has 50 rounds to draft players and J.P. decides to all but eliminate half the talent pool.
Over the course of eight drafts, Ricciardi took a college player with his first pick in seven of them. Two have made significant impacts (Romero and Hill) whereas the others are either middling pros or have completely washed out altogether.
The one high school prospect, Travis Snider, has tantalized us with his sky high potential. If his recent AAA demotion fixes his approach then he may end up our best this decade, regardless of round.
As for this article, I've compiled a massive catalogue of data to determine how Toronto fared overall in each draft year since 2000. I did my best to correlate it into a succinct assessment of each class of players.
Comments are welcome.


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CakeCentral.com is the world's largest cake community for cake decorating professionals and enthusiasts.
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Is I-90 trail a park or a transportation corridor?
Former Island resident, Susan Camicia, who was paralyzed in a cycling accident on the I-90 trail in 2006 may be able to renew her effort to sue the City of Mercer Island for her injuries.
At the heart of the matter is whether or not the I-90 trail is a recreational facility or a transportation corridor.
When Camicia brought her suit, the city said that the trail was a public recreational trail and therefore was immune to responsibility regarding any injuries that might occur during its use. Cities are generally immune from damages due to injuries at parks and recreational facilities according to state law RCW 4.24.210.
Yet, in a 5 to 3 vote issued Thursday, the state Supreme Court has decided that a judge or jury must decide if the trail is a recreational facility or a lane for transportation. In short, if the trail is primarily for transportation purposes, then Camicia may have grounds to pursue the city for damages.
Camicia has been unable to walk. She fell after hitting one of the wooden bollards on the I-90 bike trail.
"I swerved to miss one of the footings on the temporary fencing and it led me right into one of the wooden bollards," Camicia said in a video.
As a result, she flipped over the handlebars and injured her spine.
Camicia later sued both the builder of the trail, Howard S. Wright Construction & Co, and the City of Mercer Island.
In its defense, the city pointed to state law that grants legal immunity to recreational land that is open to the public free of charge.
In late 2011, the attorney representing the city, Andrew Cooley told the state Supreme Court, that the trail is a recreational facility and is maintained by the parks department not the streets department.
The Washington state Department of Transportation (WSDOT) transferred ownership of a portion of the trail to the city in 2000 with the proviso that it was to be maintained for road/street purposes only. However in 1991, the city included the route in its Comprehensive Plan for Park, Recreation, Open Space, Arts and Trails where it refers to the trails as park lands.
Camicia's defense says that the trail was built and originally owned by the state as part of the I-90 project and is a transportation facility.
"WSDOT described it then as a key transportation corridor, not as a park. As such, the immunity for responsibility for injury does not apply," Camicia's lawyer, John Budlong, told the Supreme Court.
The Court majority stated "Whether the city allowed the public to use the trail for purposes of outdoor recreation is a contested factual issue. So (Mercer Island) is not entitled to summary judgment in its favor."
The court ruled that instead a judge or jury must decide whether the trail qualifies to be treated as park, which has immunity from lawsuits, or a roadway, which does not.
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Nb: infants must be under the age of 2 and
children must be under the age of 12 at the time of
Chalets Natalia I & II enjoy a superb location just 250 metres (approx.) from the Mottaret lifts or 100 metres (approx.) from a blue piste. Shops, bars and restaurants are only 400 metres (approx.) away and the free shuttle bus stops frequently directly outside the chalet. Natalia I & II share a communal staircase and can be booked either separately or as one. Both have an open-plan lounge/dining area with flat screen TV, DVD and CD player and patio doors leading to a balcony with stunning valley views. All rooms are en suite and tastefully decorated with wood-clad walls.
Note: Natalia I & II share a communal staircase. Both chalets can be taken for a group of up to 32 but each group can only dine in their individual chalets.Chalet Natalia I - ID:26036
Building entrance:• ski locker
Chalet entrance floor:Rooms 5 - 7 = 3 twins with bath, WC and balconyRoom 8 = small twin with bath and WC• lounge/dining room with balcony
Lower ground floor:Room 1 = twin with bath and WCRoom 3 = twin with bath, WC and balconyRoom 4 = small double with bath and WC
Chalet staff live in.
The price shown includes 7 nights accommodation,
with flights from Gatwick.


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Salon Individual Sponsor Opportunity
Dear Friends of Women Helping Women:
The agency is pleased to provide a unique opportunity for the 2016 Sunday Salon Series to friends of Women Helping Women.
The Sunday Salons have grown dramatically in popularity over the years, which means that many of the Salons sell out quickly. We have a fantastic line up of speakers, generously hosted in some of Cincinnati's most interesting homes and locations. This is your chance to beat the rush and ensure your place now by participating as an individual sponsor for the 2016 Sunday Salons.
We are making this offer to friends of the agency but please feel free to pass this along to your friends who may not be on our list.
Your benefits as an individual sponsor of the Sunday Salons include:
- Priority registration for the Sunday Salon of your choice – before the events are publicized or the invitation goes into the mail
- Acknowledgement in the Sunday Salon invitation at the Friend, Patron or Benefactor level
- Satisfaction of financially supporting an agency that provides critical services to survivors of domestic violence, sexual assault and stalking in our community
- A portion of your sponsorship may be tax-deductible
You may select from the following Individual Sponsorship Levels:
Sunday Salon Friend – $125
This level includes one (1) admission to the Sunday Salon of your choice
Sunday Salon Patron – $250
This level includes two (2) admissions to the Sunday Salon(s) of your choice
Sunday Salon Benefactor – $500
This level includes four (4) admissions to the Sunday Salon(s) of your choice
To participate as an Individual Sponsor for the 2016 Sunday Salons, all you need to do is:
- Reply by Monday December 1, 2015
- Indicate which sponsorship level you would like
- Indicate which Salon(s) you would like to attend for your sponsorship. For a calendar of Salon Dates, speakers and hosts, please see below.
There is no need to submit payment now. We will invoice you for your Sunday Salon Sponsorship in January. And remember, your next chance to register after December 1, 2015 will be December 14. Contact Melissa Heine at 513-977-5552 if you are interested.
Event Sponsors:
Charlotte A. Dougherty, CFP Dougherty & Associates
The registration line 513-977-5552 will be accepting calls on Monday, December 14, 2015.
Women Helping Women is funded in part by United Way of Greater Cincinnati, Butler County United Way and the United Way of Oxford, Ohio and Vicinity.


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We will hook your engine up to our state of the art fuel system cleaner. As it runs through your fuel system it will clean all debris & fuel deposits from all your engine components. Recommended every 30,000 miles or every 2 years for best performance.
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Replacement thermal lense for the Empire Vents Avatar mask, Empire E-Flex Mask and Empire E-Vents Mask.
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Missed the live Ask the Expert event?
Not to worry. Check out the archived thread of the Q&A with Ken Hutcheson, President of U.S. Lawns, and the LawnSite community in the Franchising forum .
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Book sales shore up Amazon losses
Amazon.com narrowed its losses for the second quarter of 2002 - thanks to strong growth in book sales - but still remained...
This Article Covers
Business applications
How businesses can win talent war with mobile apps, HR data analytics and cloud technology
Latest articles on HR best practices: mobile apps disrupting the annual staff appraisals; reasons for and against open-source software; and Rolls-Royce case study.
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"I am especially pleased with the job our US books team has been doing," said Amazon chief executive officer Jeff Bezos during a conference call yesterday, noting the book unit's 20% year-on-year growth.
The company reported a net loss of $94m (£60.16m) for the quarter ended 30 June, or 25 cents per share, compared with a net loss of $168m, or 47 cents per share for the same period last year.
Second-quarter revenue came in at $806m, compared with $668m during the same quarter last year, representing a 21% increase.
The company posted a pro forma loss of $4m, or 1 cent per share. Analysts surveyed by Thomson Financial/First Call predicted a pro forma loss of 6 cents per share.
Third-party transactions and international sales also helped boost the company's quarterly sales, Bezos said. The number of transactions completed by third-party companies and individuals on Amazon.com grew 20% in North American units and represented 35% of sales in that region.
Sales from Amazon's German, UK, French and Japanese sites grew 70% during the quarter to $218m.
The company also raised expectations for its full-year results yesterday, saying that it expects to see benefits from increased productivity and reduced costs. Amazon also said it expects net sales to grow 18%.
The Internet pioneer reported its first net profit for the fourth quarter of last year, and then slid back into the red the following quarter.
Riding high from its fourth-quarter 2001 profit, the company permanently extended a free shipping offer it began during the holiday season, but soon faced stiff competition from a handful of rivals who jumped on the free shipping bandwagon.
Buy.com began offering free shipping on certain orders and then promised to undercut Amazon's book prices by 10%. Although it is difficult to say how competitive efforts like these have affected Amazon, the company has made moves recently to broaden its business.
Amazon recently began beta-testing a feature that displays mail-order catalogues and restaurant menus on its site.
Earlier this month, the company unveiled Web services allowing Web site developers and owners to build applications and tools so that they can incorporate Amazon's offerings into their sites.
However, Amazon is staying committed to offering price reductions and free shipping offers, according to Bezos, and plans to continue slashing prices later this year.
"Price reductions are a big deal for customers but have a short-term impact on us," Bezos said. However, he added that the second-quarter results show that lower prices are working for Amazon over the long term.
Shares in Amazon dipped 6% to close at $14.57 before the second-quarter results were released yesterday.
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You have only one chance to make a first impression and for teachers, it is on the first day of the school year, so fifth-grade teacher Lisa Mims has offered seven tips to get started on the right foot. Among her suggestions in this blog post are that teachers smile, dress up if they would like to and form ideas on classroom management in case difficult situations arise. She also recommends teachers let each student start the year with a clean slate, even if they have prior knowledge about the student.
Full Story:Edutopia.org


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Egyptian Face Mask
Total Time
Prep 10 mins
Cook 0 mins
From the Weekend magazine.
Ingredients Nutrition
- 1 egg, beaten
- 1⁄2 teaspoon olive oil
- 1 tablespoon flour
- 1⁄4 teaspoon sea salt
- 1 tablespoon whole milk
- Mix everything together until creamy and well-blended.
- Spread the mixture over your face and neck.
- Leave it on for 15 minutes.
- Rinse well with cool water.
- Pat dry.
- O Baby, Enjoy!
Most Helpful
I tried this tonight and really liked how cool and refreshing it felt on my skin. I'm going to use it a few more times to see if it actually improves the quality of my skin before leaving number of stars.
Soft & smooth is how my skin feels now, 30 minutes after I did this one. I made one change, I used sour cream in place of the whole milk... since I had none. I love your recipes! I live in Orlando and I could reccommend lots of better restaurants here for a vegetarian.
This left my skin feeling nice. I wouldn't do it again, though, because I hated how it felt on my face!


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Joe Jenett has been on the web for a long time. His sites have been referred to on MeFi, but jenett webthings has never been featured. [more inside]
Today, MetaFilter is the CoolSTOP Best of Cool
Today, MetaFilter is the CoolSTOP Best of Cool award winner. Joe Jenett says "At first, the large fonts seemed awkward to me - then it dawned on me that when you have a lot to read, the big type is kinda nice!" I just wanted to add that if you register, you can change the body text font size and family, turn off link underlining, and launch hyperlinks in new windows if you want, it's all in the preferences.
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International Edition
October, 28, 2016
About Us
Contact Us
Oil falls below US$102 per barrel
April 24, 2014, 12:00 am TWN
The price of oil fell 19 cents to 101.56 in Asia on Wednesday as traders awaited weekly data expected to show rising U.S. crude stockpiles.
U.S. crude for May delivery closed at US$101.75 Tuesday in electronic trading on the New York Mercantile Exchange, down US$1.90 from its close Monday at US$103.65.
Brent crude, an international benchmark for oil, eased 7 cents to US$109.20 on the ICE Futures exchange in London after closing at US$109.27.
Despite expectations that U.S. supplies may outpace demand, investors worry that fresh sanctions against Russia may disrupt Russian oil and gas exports.
Pro-Russian insurgents in eastern Ukraine have occupied government buildings and set up checkpoints in demand of closer ties with Russia.
Just hours after U.S. Vice President Joe Biden visited the Ukrainian capital to show support, Ukraine's acting president ordered security forces to resume operations in the country's east, raising fears that last week's international agreement on easing the crisis may be unraveling.
In other energy futures trading in New York:
— Wholesale gasoline was flat at US$3.04 a gallon.
— May heating oil was almost unchanged at US$2.99 a gallon.
— Natural gas for May edged 0.1 cent lower to US$4.73 per thousand cubic feet.


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realmagick.com The shrine of knowledge.
Traditional Herbal Diagnosis
A selection of articles related to traditional herbal diagnosis.
Original articles from our library related to the Traditional Herbal Diagnosis. See Table of Contents for further available material (downloadable resources) on Traditional Herbal Diagnosis.
- Have a Cuppa? [About Herbal Teas]
- Through the ages, long before modern doctors prescribed a wonder drug to help us with almost every ailment, it was the witches, shamans and priests before them, that brewed up the various drinks, ointments and poultices that have kept the human race...
Earth Mysteries >> Herbalism
- Starting an Herbal Garden
- When planning an herbal garden it is important to decide what herbs you want to grow. Then decide where you're going to plant them. Will it be indoors or outdoors? Is there enough sunlight? Is the soil loose with good drainage or very firm and rocky? And so...
Earth Mysteries >> Herbalism
- Safety With Herbs in Healing and Magick
- I want to talk to you about Safety. There are a lot of common misconceptions out there regarding herbal healing, and I hope with this article to be able to clear some of those up. Safety with any treatment is essential for overall health and well-being,...
Earth Mysteries >> Herbalism
- "The Holly and the Ivy": a Re-Heathenized Traditional Yuletide Carol
- Note: this song, in its Christianized form, was sung at the Lexington Unitarian Universalist Church in December 1999. The following comments were printed on the songsheet: "In early times, when reference was made in song or verse to 'holly' or 'ivy,'...
Holidays >> Yule
- Can You Bhoga All Night Long? An Introduction to Tantra, East and West
- When you hear the word Tantra, what images come to mind? Turbans and Sitar music? Mind-blowing sex? Most people in the Western world have heard the word Tantra, but few know anything in detail about what it means. The situation in India isn't much different....
Body Mysteries >> Yoga
- Pagan Mythology
- Is the traditional story presented as an historical event that serves to illustrate part of the world view of a people or explain a practice, belief, or natural phenomenon. The mythological beliefs a culture shares gives shape to its actions and choices....
Paganism & Wicca >> Holidays
Traditional Herbal Diagnosis is described in multiple online sources, as addition to our editors' articles, see section below for printable documents, Traditional Herbal Diagnosis books and related discussion.
Suggested News Resources
- Prognosis may have changed but cancer heroes remain the same
- If you were diagnosed with cancer, you were goosed. ... Dr Murphy hardly knows where to start rebutting that one, although he heads for the liver, pointing out that herbal remedies get eliminated from the body in the same way as conventional medicines.
- Natural skin and hair care tips for Holi
- Then apply a mild herbal shampoo, working it into the hair with the fingers. Massage the scalp gently and rinse thoroughly with water again .... Your doctor will ask you to undergo a blood test to confirm diagnosis.
- Nigeria: Why Cervical Cancer Is On the Increase
- Most of our clients come in when the cancer is advanced and it is only palliative care you can carry out; end of life care to make life more tolerable; reduce pain, diagnosis and all that, just to help the person die with less pain. ...
- Surgery, snail venom help some, but for others, opioids are only answer
- But after a half-dozen treatment sessions, which included traditional, hands-on adjustments of her spine and pelvis as well as chiropractic acupuncture, her pain had diminished dramatically and her mobility was much improved.
- Why Cervical cancer is on the increase
- Most of our clients come in when the cancer is advanced and it is only palliative care you can carry out; end of life care to make life more tolerable; reduce pain, diagnosis and all that, just to help the person die with less pain. ...
Great care has been taken to prepare the information on this page. Elements of the content come from factual and lexical knowledge databases, realmagick.com library and third-party sources. We appreciate your suggestions and comments on further improvements of the site.
Traditional Herbal Diagnosis Topics
Related searchesjavadi hills
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© 2000 - 2016 Realmagick.com, All Rights Reserved.


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Te Puke's Logan Blackburn is on the comeback and the way up at the same time.
The 20-year-old Yamaha rider has been injured for five months but is now ready to go again. The 125cc ace is moving up from the small bike class to the MX2 (250cc) class and is sure to pose a threat at the national championships in February.
"I had my first comeback ride last Friday, just to get the feel of things after having been off a bike for so long," he said. "I felt fine for about two laps. My fitness is way down but that's to be expected after five months out," said the BikesportNZ.com-supported rider.
Blackburn broke his collarbone at the second corner of the second of three races at the final round of the 2014 nationals in Taupo in March. He had already been suffering a handicap because he had been hindered by an old ankle injury from 2010.
The two non-finish results at Taupo, coupled with the DNF when he crashed while leading his 125cc class race at round two of the series in Tokoroa in February, meant Blackburn completed only nine of the competition's 12 races. So it was remarkable that he was still able to end the season on the podium, the No3 plate reward for his tenacity in adversity. But surgery had since put him right.
"I had long been due for ankle reconstruction surgery anyway because my 2010 injury hadn't healed right. But now I've had both my ankle and shoulder repaired and I feel great again.
"I'm riding a Yamaha YZ250 at the moment, just to get some time on the track, but I hope to be on a Yamaha YZ250F four-stroke to race in the MX2 class later this year," he said.
"My first big comeback race will be at Taupo over Labour Weekend [October 25-26].
"I think I'm ready to step up to the MX2 class. I've just got to work between now and then on getting my fitness back to 100 per cent.
"It was hard watching the racing from the sideline these past few months and I'm really looking forward to getting out there again."


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ClubXxxGirls.com Screenshot History
Screenshot Details
The most recent screenshot for this website was taken on Dec 14th, 2014.
We check this website for updates periodically. When we checked 157 days ago, we did not see any significant changes.
We have 3 historic screenshots of ClubXxxGirls.com dating back to Jul 1st, 2004.
Our earliest WHOIS history record for the ClubXxxGirls.com domain was first recorded in the year 2008.
View the complete WHOIS record for ClubXxxGirls.com.


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I see the wife's magazine and there is this recipe in there, for some type of pocket thing filled with spinach and potato, sausage, mushrooms and cheese and I am thinking "make this vegetarian, and you have a totally cool calzone filling!". You will recall that last week I was making calzones for the first time in awhile...good golly, why don't people make them EVERYDAY? The beauty of this filling is you remember when you were a kid and your plate had a little dollop of all the food groups placed around: the spinach scoop here, the meat there, potato here, etc. THIS CALZONE HAS THEM ALL inside a tasty crispy crust!
Also, look at this fine vase. You need things like this, or your relatives do! less than 2 months till CHRISTMAS! For sale now at my etsy shoppe....
Friday, October 26, 2012
the whole dang thing...put together!
Posted by Gary's third pottery blog at 7:05 AM
4 comments:
- Lori Buff said...
Penny is looking at that calzone like she's planing her dinner.
- October 26, 2012 at 10:09 AM
- cookingwithgas said...
she was giving that the "dog" eye that is for sure.
- October 26, 2012 at 12:43 PM
- Claudia from Idiot's Kitchen said...
perhaps calzones for dinner this weekend!
- October 26, 2012 at 4:26 PM
- Karen (formerly kcinnova) said...
Thanks to Jim Gaffigan, I think HOT POCKET! whenever I see a calzone... and there is a place with awesome calzones just a half mile from my house!
I have a sh-ton of ideas for things to make for Christmas/birthdays and your reminding me that it is less than 2 months away is stressing me out! (heading off quilting next weekend)
- October 26, 2012 at 7:39 PM
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- if your dog ATE A BAR OF SOAP what might happen?
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Hey, You!
Peninsula: from the Latin paene (almost) and insula (island). My island. You and your buddies busted a window on Newport Boulevard and scampered off giggling. But you weren't counting on Balboa's drunken degenerate Batman. For five or six blocks, I trailed you from a distance, tried to look nonchalant, puffed on a cigarette, and sat in an empty carport while you morons took a break to incriminate yourselves by shouting about how you "fucking broke that fucking window." I thought I'd lost you at one point, but when I asked some barflies on the corner if they'd seen two guys run by, one guy replied without prompting, "Yeah, what'd they do?" Suspicious-actin' bastards.
Then came a parking lot with plenty of folk milling, but only two had baseball caps; only two weren't smiling, swaying, relaxed and drunk; only two stood there whispering to each other and twitching. After you ran to your truck, it took me two tries, but I got a cop to check you out. After they carted you off, I told the cop I hadn't actually seen you bust the window, how I kinda lost you for a bit; basically, I might have fingered the wrong perps. But you had already confessed to the cop—right after he asked why your fist was covered in blood.
To sum up today's lesson: don't run from the scene, don't talk loudly about your crimes, don't forget to wash up, and don't ever come down and fuck with my peninsula again. Soy Batman, bitches.
Send anonymous thanks, confessions or accusations—changing or deleting the names of the guilty and innocent—to "Hey, You!" c/o OC Weekly, 1666 N. Main St., Ste. 500, Santa Ana, CA 92701-7417, or e-mail us at email@example.com.
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Rolling across 400 lush acres between the majestic Jamaican Mountains and stunning Caribbean Sea, Cinnamon Hill Golf Club is one of the Caribbean's most unique golf settings. Highly ranked by Golf Digest and Golfweek Magazine, the course combination of beachfront holes, towering stone aqueducts, ancient gravesites, cascading waterfalls, exotic flora and centuries-old Great Houses is unmatched. The open, windswept front nine features holes just steps from the azure Caribbean Sea, while the tighter back nine gently climbs over 300 feet into the Jamaican hillsides, affording panaramic views of the tropical countryside and Sea. The 18 hole, 6,828 yard (from the tips), par-72 Cinnamon Hill Course Signature Hole is the 453-yard, Par-4, fifth. A solid drive to avoid bunkers left and one right will be rewarded with a mid-iron approach to the peninsula-shaped green mostly surrounded by the Sea. The Sea still beckons at the par-3, 160-yard sixth known as "Witches Reef". Enjoy spectacular views from the tee box (Jamaica's most northern point), but avoid the right side where a sliced shot will most likely find the lapping waves of the Caribbean. As the course ascends into the Jamaican hills on the back nine, the site's vibrant history is revealed. Various landmarks will get your attention, as well as the golf course - a centuries-old stone aqueduct and gravesites abutting the par-5, 17th green, and waterfall behind the long, par-3 15th green where a famous scene from the James Bond thriller "Live and Let Die" was filmed!
Half Moon Golf Club Golf Packages
Great undulating greens, demanding holes and challenging drives and breathtaking vistas, they are all part of the award-winning, par 72 championship course designed by renowned course architect Robert Trent Jones, Sr. Named the Best Caribbean Golf Resort 2012-2013 by Caribbean World Magazine and Home to The Jamaica Open, the Half Moon Golf Course boasts over 7,000 yards and has multiple tee complexes for players of all skill levels. Strategically placed fairway and greenside bunkers are always in play as warm tropical breezes off the Caribbean Sea blow across Jamaican mountain foothills requiring carefully thought-out shots for best scoring. Often described as "Jamaica's Augusta", Half Moon's course has been welcoming golfers of all skill levels for over 40 years. *Course will be closed 5/1/17-10/31/17 for course renovation.
White Witch Golf Course Golf Packages
Winding through the mountains of Jamaica's historic 5,000-acre Rose Hall Plantation, The White Witch Golf Course is carved out of 600 acres of lush greenery and rolling countryside that features panoramic views of the Caribbean Sea from 16 of its 18 holes. Considered one of the finest golf courses in the Caribbean, White Witch was built on land once part of Rose Hall Sugar Plantation. The course was named by its creators - golf course architects Robert von Hagge and Rick Baril, after Annee Palmer - the "White Witch", who was mistress of Rose Hall in the early 1800's. She was purported to be beautiful and beguiling - having done away with several unsuspecting husbands. The par-71, 6,859-yard golf course winds its way across mountainous terrain with naturally lush landscape, colorful foliage and is recognized for near perfect conditioning. As Caribbean golf courses go, White Witch is truly one of the most scenic with panoramic sea vistas and island views adding to guest golfing enjoyment. The Men's USGA course rating and slope is 74.0/139, Women's USGA course rating and slope is 73.2/126.


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1. What is Renderworks?
Renderworks is an add-on available to any Vectorworks product, allowing you to create high-quality photorealistic and stylized non-photorealistic rendered models for stunning images and animations, directly in Vectorworks software. It is suitable for all design industries, no matter what kinds of projects you handle.
2. What is the advantage of adding Renderworks to a Vectorworks product?
With Renderworks, rendering your model is easy since you won't waste time exporting and importing between Vectorworks and separate visualization programs. This is because the Renderworks functionality is completely integrated into Vectorworks software. It works seamlessly to allow you to visualize your work throughout the design process, producing clear, accurate renderings, and stunning presentations. Renderworks uses the same technology as CINEMA 4D by MAXON Computer, and the results are breathtaking and easy to achieve.
Renderworks is known for helping professionals create beautiful designs with the look of hand drawings. Instead of a photorealistic representation of the model, you can choose from a number of artistic options to develop a multitude of manual effects.
Renderworks offers great flexibility for creating both hard- and soft-edged shadows, depending on your needs. Your rendering time is proportional to the quality level desired, as well as the quantity of light sources, level of model detail, and complexity of geometry, which require more rendering time.
Any Vectorworks product with Renderworks provides the ability to create videos of orbital, path, and solar animations. If needed, Renderworks also provides a high-fidelity integration with CINEMA 4D to create more complex visualizations and more sophisticated multi-object animations.
3. What is the difference between OpenGL and Renderworks rendering?
OpenGL is mostly used for fast, interactive rendering and medium-quality previews while you work. OpenGL is a faster rendering option than Renderworks and is processed directly from your video card. Renderworks produces higher-quality renderings by performing intensive lighting calculations to represent reflections and transparencies, as well as the interplay between light and materials. Using Renderworks is the best way to produce photorealistic images.
4. Should I buy Vectorworks with Renderworks or CINEMA 4D?
When installed, Renderworks is fully integrated into the interface and workflows of Vectorworks and enables high-quality results, both photorealistic and artistic. If you need to take your representations to another level, our shared render engine allows you to smoothly export your Vectorworks model directly to any CINEMA 4D product, giving you access to the same features used to create many of Hollywood's blockbuster movies. The CINEMA 4D software's vast array of material settings, light types, and tools allows you to create dynamic images that can also be fully animated.
Please speak to your local Vectorworks distributor about available discounts and programs for purchasing both software packages.
5. How do I purchase Renderworks?
Renderworks is available to design professionals all over the world as an add-on for Vectorworks products. It is available in more than 85 countries and has been localized into nine different languages, including German, Norwegian, Dutch, French, Italian, Spanish, Portuguese, Polish, Chinese, and Japanese. The English version is available worldwide, alongside localized versions, through our international distributors.
In the United States, you can purchase through our online store, or for more personal attention and help with any questions prior to your purchase, contact our U.S. Sales team at 1-888-646-4223 or via email at firstname.lastname@example.com. Outside the United States, you can find a distributor in your country, or region, by visiting Vectorworks Worldwide or by sending an email to email@example.com with your inquiry.
6. What's included in my purchase of Renderworks?
Your purchase entitles you to free service pack updates for the current version, Getting Started Guides, and technical support. All users also have access to the Vectorworks KnowledgeBase for more technical information about their products, as well as the Vectorworks Community Board for 24-hour peer-to-peer support on a wide range of topics.s
At no extra charge, we've included with your license libraries with thousands of textures representing such materials as wood, masonry, stone, metals, and plastics, to name just a few.
While you are not obligated to upgrade with each new version of the software, you may do so for only a fraction of the original cost of a new license. We encourage our customers to consider purchasing a Vectorworks Service Select membership to further enhance the value of their purchase.
7. What is Vectorworks Service Select?
Vectorworks Service Select is an annual subscription service that provides guaranteed best pricing for upgrades and added access to priority technical support and additional online learning resources, including an extensive, on-demand learning video library with tips, tricks, and tutorials. You'll also receive discounts for one-on-one and group training to boost your productivity and expertise. In addition, you'll have access to download even more high-quality, generic and manufacturer-specific product libraries, and high-quality textures, image fills, and shaders including Arroway Textures and landscape tile fills, to name a few. Last, but not least, you'll get exclusive access to Vectorworks Cloud Services.
8. What is Vectorworks Cloud Services?
Vectorworks Cloud Services provides users with the ability to publish in multiple formats, as well as store and synchronize project files to a cloud account, allowing multi-point access and sharing. Vectorworks files with sheet layers will have PDFs automatically created when uploaded. With Nomad for iOS, Android, and Kindle Fire, you can access the resulting PDFs and mark them up with notes and basic drawing elements, sharing the results with external partners.
9. What can Renderworks offer to students and schools?
Students have free access to Vectorworks Designer with Renderworks software, which combines all the functionality of Vectorworks Landmark, Architect, Spotlight, and Renderworks into a single application. Many educational institutions throughout the world rely on Vectorworks software in their labs and classrooms as a powerful, flexible, and complete design tool. For more information about student and academic programs, please visit our Education webpage. Students may also visit our Student Portal to download the software and incorporate Vectorworks products into their design education journey.
10. What are the system recommendations for Vectorworks with Renderworks?
Windows: 64-bit version of Windows 7 SP1, Windows 8, Windows 8.1 or Windows 10; 4 GB minimum, 8 GB or greater recommended, 8 to 16 GB RAM for larger models and complex renderings; 64-bit Intel Core i5 (or AMD equivalent) or better processor; 1440x900 minimum, 1920x1080 or higher recommended monitor resolution; 1 GB minimum, 2 to 4 GB VRAM or greater recommended for best performance on high-resolution monitors; OpenGL v2.1 compatible; a dedicated graphics card is highly recommended.
Mac: Mac OS X 10.9 or later operating system; 4 GB minimum, 8 GB or greater recommended, 8 to 16 GB RAM for larger models and complex renderings; 64-bit Intel Core i5 (or AMD equivalent) or better processor; 1440x900 minimum, 1920x1080 or higher recommended monitor resolution; 1 GB minimum, 2 to 4 GB VRAM or greater recommended for best performance on high-resolution monitors; OpenGL v2.1 compatible; a dedicated graphics card is highly recommended.
For the most current technical information, please visit our Knowledgebase.


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A cute teddy ecard hug for your love!
Romantic greetings for your loved one.
A beautiful romantic expression of love for your special someone.
My Endless Love... Song by: Diana Ross and Lionel Richie - My Endless Love
Beautiful "I love You" card .
A beautiful romantic card to express love emotions.
This cute paper note will let them know how much you really love them.
I wonder if you know how lucky I'm to have you in my life.
Let your sweetheart know that 'You are Special' with this romantic ecard.
Beautiful visuals and love dipped words.
Send this ecard to that special person in your life!
A romantic ecard to share endless love for your loved one.
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Index of content:
Volume 53, Issue 8, August 1985
- Letters To The Editor
SI units and mass and weight53(1985); http://dx.doi.org/10.1119/1.14295View Description Hide Description
Generalization of Stirling's approximation53(1985); http://dx.doi.org/10.1119/1.14296View Description Hide Description
Knowing the speed of light53(1985); http://dx.doi.org/10.1119/1.14297View Description Hide Description
- Top
- Editorial
Editorial: August, 1945; August, 1955; August, 198553(1985); http://dx.doi.org/10.1119/1.14298View Description Hide Description
- Top
- Papers
Science as a human endeavor: A freshman seminar53(1985); http://dx.doi.org/10.1119/1.14299View Description Hide Description
A selection of readings and topics of discussion is described which served as the basis of a seminar to help first‐term freshmen, particularly those with little prior exposure to science, develop a more accurate and sympathetic perspective of the nature of science. Emphasis is placed on science as a human activity rather than as a methodological abstraction. Reading material is drawn largely from the personal experiences and expository writings of contemporary scientists who are also gifted interpreters of science.
Active interpretation of the Lorentz ''boosts'' as a physical explanation of different time rates53(1985); http://dx.doi.org/10.1119/1.14300View Description Hide Description
The purely passive interpretation of the Lorentz transformation does not explain why an accelerated system actually has a changed time rate (e.g., as in the case of the twins' paradox). This has made the theory in some ways rather difficult to understand. In this paper, we propose an a c t i v e interpretation of the Lorentz transformation or ''boost,'' and show that it leads to a simple and clear explanation of how and why time rates change. Thus the meaning of the theory is clarified and made more evident.
Forced harmonic oscillator: A path integral approach53(1985); http://dx.doi.org/10.1119/1.14301View Description Hide Description
The problem of the harmonic oscillator driven by an external force is explored using path integral techniques. The qualitative features of the solution are demonstrated.
Effect of wind and altitude on record performance in foot races, pole vault, and long jump53(1985); http://dx.doi.org/10.1119/1.14302View Description Hide Description
Using only elementary physics, one can estimate the effect of wind and altitude on performance in several track and field events. Experiments have shown that the power lost to aerodynamicdrag forces is about a tenth of the total power expended in running at sprint speeds. From this observation one can calculate the effect of wind or of air density changes on sprinting speed. In pole vaulting, the sprinter converts his kinetic energy into potential energy to clear the bar. In long jumping, he is a projectile, but he is prevented from reaching his optimum distance expected for his initial velocity by the height which he can attain during his jump. For each of these events, performance in moderate winds of 2.0 m/s or at altitudes comparable to Mexico City differ by several percent from performances at sea level or in still air. In longer running races and in bicycle races, aerodynamic forces play an important role in racing strategy. However, since the athletes perform in groups it is difficult to calculate the effect on individual performances.
Study of the eigenvalues of a nonuniform string53(1985); http://dx.doi.org/10.1119/1.14303View Description Hide Description
Eigenvalues and eigenfunctions of a string whose ends are fixed and whose density is a linear function of position are presented. Some of the results are obtained using analytic expressions for Airy functions, but most are obtained with a Runge–Kutta numerical scheme. A simple formula for the eigenvalues is derived in the limit of a large nonuniformity parameter.
Demonstration of angular momentum coupling between rotating systems53(1985); http://dx.doi.org/10.1119/1.14304View Description Hide Description
A simple arrangement is discussed which demonstrates ''spin–spin'' and ''spin–orbit'' coupling between rotating systems both with and without dissipation.
Pictet's experiment: The apparent radiation and reflection of cold53(1985); http://dx.doi.org/10.1119/1.14305View Description Hide Description
Towards the end of the eighteenth century it was discovered by Marc‐Auguste Pictet of Geneva that cold emanations from a flask of snow could be reflected and focused by mirrors in the same way as the emanations from a heated object. Pictet's discovery had an invigorating effect on research on radiant heat. We sketch the scientific milieu in which Pictet worked, describe the line of investigation that led him to his discovery, and summarize the theoretical explanations offered by Pictet and his contemporaries for this and related experiments. A simple qualitative explanation in modern terms is offered for the apparent radiation and reflection of cold. Finally, detailed directions are provided for replicating the experiment as a demonstration for the lecture hall.
The hydrogen atom as a Morse oscillator53(1985); http://dx.doi.org/10.1119/1.14306View Description Hide Description
In its radial motion, the electron in the hydrogen atom can be pictured as oscillating about the Bohr orbits under Morse potentials. For each principal quantum number n, there corresponds a Morse oscillator with n bound states—one for each allowed value of the angular momentum quantum number l. The equilibrium positions of the Morse oscillators are exactly the Bohr orbits.
Stark effect in a one‐dimensional model atom53(1985); http://dx.doi.org/10.1119/1.14307View Description Hide Description
A very simple one‐dimensional, quantum‐mechanical analog of the second‐order Stark effect in hydrogen is proposed. Its only resonance is found to be a complex root of an algebraic relation among the Airy functions and their derivatives. The Rayleigh–Schrödinger perturbation series is shown to arise from the real part of the resonance. The nonperturbative nature of the resonance width is stressed.
Quantum persistence and classical probability53(1985); http://dx.doi.org/10.1119/1.14308View Description Hide Description
A quantum system may be contained when classically one expects it to disperse. Simple examples are given to illustrate that classical probabilistic considerations may be still valid if reflections are taken into account. The possible relevance of this phenomenon to the decay of a ''false vacuum'' is briefly commented on.
Converging beam optical Fourier transforms53(1985); http://dx.doi.org/10.1119/1.14309View Description Hide Description
The classical, most often used, system for performing the optical Fourier transform is by using parallel coherent beam illumination.Lenses used in this method can become quite costly. In this paper we present results obtained using converging beam illumination which is suitable for many applications and is less expensive than the parallel beam method. The input objects for which the Fourier transforms were made are transparencies of snowflakes.
Sphere rolling down a grooved track53(1985); http://dx.doi.org/10.1119/1.14412View Description Hide Description
The motion of a uniform sphere rolling without slipping down a grooved track is discussed in detail. Using elementary mechanics, a formula is derived for the final speed as a function of groove width, sphere radius, and track height. The physical mechanism causing this functional dependence is explained. It is shown that a minimum coefficient of static friction must be available to maintain the motion. An experimental procedure is described for measuring the sphere's speed using projectile physics. Results are in good agreement with theoretical predictions, clearly showing that the presence of the groove can significantly reduce the translational motion of the sphere.
Negative energy states of an ''inverted'' delta potential: Influence of boundary conditions53(1985); http://dx.doi.org/10.1119/1.14310View Description Hide Description
Negative energy solutions are obtained for the one‐dimensional Schrödinger equation with an inverted delta potential. Several boundary conditions are treated and the eigenvalues and eigenfunctions calculated. It is shown that there are either a single or at most two eigenvalues for each boundary condition. Consequently this example can be used as a device to compare different physical models.
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- Notes and Discussions
Note on ''Magnetic field due to a solenoid''53(1985); http://dx.doi.org/10.1119/1.14397View Description Hide Description
Simple derivation of the roots of a cubic equation53(1985); http://dx.doi.org/10.1119/1.14311View Description Hide Description


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If there's one thing we love about runway beauty it's that it doesn't always have to work. Just look at the brows at Alexander Wang. With that in mind, it's time to bring back the comb-over and we've got Opening Ceremony leading the way. Forget the wispy comb-overs of creepy men past, this look is all about the deep side part. Designers have been flirting with the side part for a few seasons but this is one step further. Stylist Anthony Turner applied a Thickening Spray by Bumble and bumble ($28) and then used a blowdryer to set the hair forward and over. In order to get this look to stay put you'll need a bit of product and a heap load of patience. The key to getting this look is the front sweep. Instead of brushing the hair sideways, which could result in your forehead being unfortunately highlighted, get this look by brushing the hair forwards and then over.
Take Your Part Even Deeper this Fall with Opening Ceremony's Windswept Look
Backstage Beauty Report: A Surprisingly Charming Black Eye at Derek Lam Fall 2014Pastel Pretty: Your Winter-to-Spring Nail Polish Shade
Sarah Joynt
Read more about Sarah Joynt articles...
Corporate communications girl by day, beauty writer by night, London-based Sarah Joynt spends her days managing strategic partnerships and her evenings testing cosmetics, skincare, and haircare galore.


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The remedial industry is a broad church of opinions on how to address timer and damp problems, there are some who do not believe in the need for chemical treatments, there are others at the opposite end of the spectrum, who believe in carrying out extensive chemical treatments combined with extensive amputation of timber, which maybe driven by chemical supplier's specifications and the limitation of the preservative used, therefore there solution may be more damaging than the original problem.
ADPC walk a path between these opposing opinions and try to achieve a balanced and sustainable solution to these issues. We have therefore put careful though and research into the active ingredient, carrier formulation and repair methods in our targeted work.


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Access the Chronic Lymphocytic Leukaemia Knowledge Centre
The Chronic Lymphocytic Leukaemia (CLL) Knowledge Centre is a new resource for healthcare professionals involved in the treatment and management of patients with CLL.
Users will discover informative sections on pathophysiology, signs and symptoms, diagnosis, prognosis, treatment and management options, newer therapies, upcoming events and an external links listing.
The CME activity 'Treatment Optimisation in Chronic Lymphocytic Leukaemia' has been EACCME-accredited and awarded 1 CME credit. Test your knowledge by answering quiz questions based on patient case study scenarios.
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This information is intended for healthcare professionals only. If you are not a healthcare professional please visit our patient website.


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AUSTIN, Texas — At the 2013 SXSW Interactive Festival here, Catalina, St. Petersburg, Fla., unveiled a mobile ad system for CPG brands — called BuyerVision Mobile — with the ability to deliver personalized offers based on a shopper's in-store purchase history, and then measure the impact on store sales. Campbell Soup is participating in a pilot of BuyerVision Mobile, said John Caron, vice president of marketing for Catalina. BuyerVision Mobile, ...
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Novelty Hill Cabernet Sauvignon 2013
The Columbia Valley is a diverse growing region that provides a wide range of fruit expression by variety allowing the winemaker to craft rich, multi-layered wines by blending grapes from unique vineyards throughout the region. Vineyard sources that give this wine its richness and complexity include our estate vineyard, Stillwater Creek,...
Hints of plum and spice are softened by a charming French vanilla component suggested by the oak. The mouthfeel is rich and ripe, a direct reflection of the warm vintage. Mouth coating and lush, the wine finishes with mature, silky tannins.
Four Graces Pinot Noir Reserve 2013
Four Graces' Reserve Pinot Noir is a classic Oregon Pinot Noir with characteristics of black current and berry flavors with a good whack of Dundee Hills earthiness laced with smoky chocolate, vanilla and floral tones.
Spring Valley Vineyards Nina Lee Syrah
The names given to Spring Valley Vineyard wines are a tribute to the family members who have succeeded in farming the same land where the vineyard and winery now flourish. This 100% Syrah is named for the wife of Frederick Corkrum. After meeting following her vaudeville performance at a local theater,...


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No arguing with WAM-BC's numbers: Businesses who work with the center continue to find success
WILLMAR — Using solid business practices, one-on-one relationships and cultural understanding has translated into growing success for the Willmar Area Multicultural Business Center in downtown Willmar.
When it comes to small business survival, the center has flipped national statistics on their head.
Over the past four years, three-quarters of the businesses which consulted with the business center have survived. Nationally, about 80 percent of new businesses fail in their first year.
In 2013, five of the businesses working with the business center had gross revenue of more than $2 million.
"That's a big one," said WAM-BC Director Roberto Valdez Jr., because it shows a level of success that many people in the community wouldn't expect.
The business center grew out of Vision 2020 discussions 15 years ago. It began with a vision for a multicultural marketplace in downtown Willmar. Over time, that vision grew into the business center, which has worked with a number of businesses now located in downtown Willmar. Using funding from grants, it provides free services to low-income individuals and low-cost services to others.
The business center is open to anyone seeking help in navigating a business startup, and the staff works with all kinds of people — Latino, Anglo and Somali. The thing they all have in common is their dreams of owning their own businesses.
A majority of the clients are ethnic minorities, and they have contributed to a list of more than 75 minority-owned businesses in the Willmar/Kandiyohi County area. It's the largest concentration of minority businesses in rural Minnesota.
Valdez said he hopes that the successful small businesses can help destroy the unfavorable perception some people have of the area's minority communities.
A sign of the community's faith in the Willmar Area Multicultural Business Center is the city funding it received for the first time this year, Valdez said. The $10,000 from the city was not as much as the business center had sought, but Valdez said they were pleased to have received it.
"It still speaks volumes that the city is willing to support it," he said. One member of the City Council told him later that it was hard to argue with the center's numbers.
And the numbers are impressive.
In the last two years, businesses that have worked with WAM-BC have created 114 full-time jobs, and three-quarters of the jobs have gone to low-income people. More than 30 of the jobs exceed the federal minimum wage by 44 percent. Not all of the businesses offer benefits, but some do, including paid time off and profit-sharing.
Diamond Builders, a construction company based in downtown Willmar, added 10 new full-time jobs in the last quarter.
Financial manager Leslie Kelly said the center was just granted a second grant from Catholic Charities Human Development, and it increased from $25,000 in the first year to $60,000 in the second year, based on job creation.
Seventeen new businesses have started in the past two years after consulting with the business center. They have been in many different sectors of the local economy, including construction, restaurants, interpreting, trucking and retail. Some are one-person shops; one has more than 40 employees.
Valdez said the services provided by the business center are not common in the community. Valdez; Jeff Madsen, the staff business consultant; and Kelly build relationships with clients and shepherd them through the technicalities of incorporating a business. Once a business is up and running, they continue the relationship in case the owners have questions.
Kelly joked last week that the three fill distinct roles. Valdez is the realist, more likely to point out problems or roadblocks a person might encounter, she said. Madsen is the "dream builder" who helps people navigate tax laws and find ways around obstacles; and she is the stickler, making sure all the necessary paperwork is in line.
Valdez agreed with her assessment. He said he's always happy to be proven wrong after he points out potential pitfalls.
If a person is determined to start the business, "nobody can stop you," he said. "Entrepreneurs are risk-takers, but you become successful by limiting your risks."
All three of them have owned their own businesses, and they can draw on their own experience while working with business owners. They also have the college degrees and training to back up what they say.
Valdez was born and raised in south Texas before moving to Willmar as a teen. He said he feels he can understand things about struggles faced by people from Mexico or Central America. That understanding informs how he approaches clients.
More traditional business approaches don't always work well with immigrant or minority communities, he said. "I think that's been our success," he said.
The Willmar Area Multicultural Business Center also underwrites microloans for small business. One of the first was a $1,500 loan for a tailor whose sewing machine was out of commission. He was able to buy a professional sewing machine and supplies, and he makes his payments each month. One of the conditions of his loan was to fix his credit, and he's doing that, too.
The microloan for someone who would otherwise have had to find a new way to make a living was a good way to keep a family off public assistance and keep their house, Valdez said.


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Global technology company operating in Europe, the U.S. and Asia-Pacific.
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