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King James Bible: I Peter, Chapter 3
|Chapter 3
|Likewise, ye wives, be in subjection to your own husbands; that, if any obey not the word, they also may without the word be won by the conversation of the wives;
|While they behold your chaste conversation coupled with fear.
|Whose adorning let it not be that outward adorning of plaiting the hair, and of wearing of gold, or of putting on of apparel;
|But let it be the hidden man of the heart, in that which is not corruptible, even the ornament of a meek and quiet spirit, which is in the sight of God of great price.
|For after this manner in the old time the holy women also, who trusted in God, adorned themselves, being in subjection unto their own husbands:
|Even as Sara obeyed Abraham, calling him lord: whose daughters ye are, as long as ye do well, and are not afraid with any amazement.
|Likewise, ye husbands, dwell with them according to knowledge, giving honour unto the wife, as unto the weaker vessel, and as being heirs together of the grace of life; that your prayers be not hindered.
|Finally, be ye all of one mind, having compassion one of another, love as brethren, be pitiful, be courteous:
|Not rendering evil for evil, or railing for railing: but contrariwise blessing; knowing that ye are thereunto called, that ye should inherit a blessing.
|For he that will love life, and see good days, let him refrain his tongue from evil, and his lips that they speak no guile:
|Let him eschew evil, and do good; let him seek peace, and ensue it.
|For the eyes of the Lord are over the righteous, and his ears are open unto their prayers: but the face of the Lord is against them that do evil.
|And who is he that will harm you, if ye be followers of that which is good?
|But and if ye suffer for righteousness' sake, happy are ye: and be not afraid of their terror, neither be troubled;
|But sanctify the Lord God in your hearts: and be ready always to give an answer to every man that asketh you a reason of the hope that is in you with meekness and fear:
|Having a good conscience; that, whereas they speak evil of you, as of evildoers, they may be ashamed that falsely accuse your good conversation in Christ.
|For it is better, if the will of God be so, that ye suffer for well doing, than for evil doing.
|For Christ also hath once suffered for sins, the just for the unjust, that he might bring us to God, being put to death in the flesh, but quickened by the Spirit:
|By which also he went and preached unto the spirits in prison;
|Which sometime were disobedient, when once the longsuffering of God waited in the days of Noah, while the ark was a preparing, wherein few, that is, eight souls were saved by water.
|The like figure whereunto even baptism doth also now save us (not the putting away of the filth of the flesh, but the answer of a good conscience toward God,) by the resurrection of Jesus Christ:
|Who is gone into heaven, and is on the right hand of God; angels and authorities and powers being made subject unto him.
Suggested News Resources
- Franklin Graham: I Believe in God, Not Political Parties
- "It used to mean a person who believed in the Scriptures, the Bible to be the word of God. .... Sparky.
- Dialogue on Mortal & Venial Sin
- That is original sin, concerning which we have no disagreement. "The soul that sins, it shall die". Ezekiel 18:20, chapter 33.
- Weathering Financial Storms
- The year 2016 has been off to a rocky start for financial markets. Stock markets across the globe fell sharply in January as concerns about China's economy, plummeting oil prices, and the Federal Reserve raising interest rates made investors wary.
- Protestantism: Is it Logically Self-Defeating?
- This problem exists, always has, and always will, and can't be overcome by any Protestant internal principles, no matter how nuanced and sophisticated and respectable and truly in line with "Reformation heritage". The reason for that is very simple:.
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BERLIN (AP) -Germany coach Joachim Loew made two late call-ups to his squad for Wednesday's friendly against the Netherlands after four players dropped out because of injury on Sunday.
Eintracht Frankfurt and German under-21 defender Sebastian Jung received his first call-up to the senior side after Bayern Munich's Jerome Boateng and Borussia Dortmund's Marcel Schmelzer were ruled out.
Loew also called up Dortmund midfielder Sven Bender, after Bayern midfielders Bastian Schweinsteiger and Toni Kroos dropped out due to viral and gastrointestinal infections, respectively. Bender has already played twice for Germany.
The 22-year-old Jung is the second player who could make his international debut in Amsterdam, after Loew included 24-year-old Schalke midfielder Roman Neustaedter in his original selection on Friday.
Schmelzer was ruled out with a recurrence of a metatarsal injury in his right foot. The same injury forced Schmelzer out of Germany's 4-4 draw with Sweden in a World Cup qualifier last month, while Boateng is out after injuring his groin in Bayern's 2-0 win over Frankfurt on Saturday.
Bayern coach Jupp Heynckes confirmed that Boateng tore a muscle and that the 24-year-old defender "will definitely be out for two or three weeks."
But Thomas Mueller will join the rest of the squad despite having a cold, Bayern said on its website.
Schweinsteiger has 97 appearances for Germany, considerably more than Kroos (34), Boateng (28) and Schmelzer (9).

subset: commoncrawl


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Skip to comments.News Release - National Academies: Ethanol Worsens Greenhouse Gases
Posted on 10/16/2011 6:20:15 AM PDT by KeyLargo
News Release - National Academies: Ethanol Worsens Greenhouse Gases
Published October 4, 2011
Washington, D.C. -- A new report by the National Academy of Sciences has found that corn ethanol production increases greenhouse gas emissions and damages soil, air, water and wildlife habitat. As well it says advanced biofuels such as cellulosic ethanol are unlikely to prove practical substitutes for either corn ethanol or fossil fuels.
This report highlights the severe damage to the environment from corn-based ethanol, said Sheila Karpf, EWGs legislative and policy analyst. It underscores just how misguided U.S. biofuels policy has become. It catalogs the environmentally damaging aspects of corn-based ethanol and also casts serious doubt on the future viability of so-called advanced biofuels made from other sources.
During the Congressional debate over the 2007 Energy Independence and Security Act, the Environmental Working Group argued for provisions to roll back biofuels mandates of production of these renewable fuels that were found to be harmful to the environment. But the Renewable Fuel Standard finally enacted did not include such language.
The report from the National Research Council, a branch of the National Academies of Sciences, concludes that achieving the renewable fuel standard mandate is likely to increase federal spending while further damaging the economy and environment, particularly soil and water.
The report, requested by Congress, concludes that ethanol increases greenhouse gas emissions, pollutes water and uses more water in its production than gasoline. It says that cellulosic ethanol is very unlikely to meet its Renewable Fuel Standard mandates by 2022. Indirect land use changes due to biofuels production will zero out any potential benefits of lower greenhouse gas emissions from biofuels and may actually increase them in both the short- and long-term.
To date taxpayers have spent $23 billion between 2005 and 2010, or $6 billion a year, subsidizing corn-based ethanol without significantly reducing reduction in Americas use of fossil fuels. The report is yet another reminder that significant reforms to the renewable fuel standard are critical, including the addition of strict and enforceable environmental safeguards.
The Renewable Fuel Standard has always been about corn, corn and more corn, Karpf said. The fact is, it wont bring energy independence, protect our air or combat global warming. As our country faces record national debt, it is time to put American taxpayers and our soil and water ahead of entrenched special interests.
American farmers have diverted 40 percent of corn production from food and feed to fuel. Land once used for soybean production has been converted to corn to meet the demand for biofuels set out in the RFS. The new report provides more evidence that corn ethanol production continues to raise food prices around the world and harms the planet by releasing more greenhouse gases than regular gasoline.
Link to report:
http://www8.nationalacademies.org/onpinews/newsitem.aspx?RecordID=13105 [1]
**Hear more from EWGs Sheila Karpf on the biofuels mandate and the ethanol lobby's dwindling support in Congress at 11am (EST) today on The Diane Rehm Show.
Published on Environmental Working Group (http://www.ewg.org)
Ethanol is money in the bank for farmers and their Senators and Congress critters know it.
It keeps them in office, while we pay the price.
If you wish to know the reason behind anything the Congress and the President of the United States does always follow the money and the votes.
Patriotism died years ago, Money and votes runs this country.
Ethanol was used to increase thier stockpile, waterdown the gas, charge the same price, and reap the rewards. Much like solyndra and the solar scam today which is in your face and right out in front for all to see. This has nothing to do with your health or the enviroment just another "look how we are taking care of the American people" moment while thier turning your pockets inside out.
I told my neighboring farmers when this crap first started under Bush that it wouldn't do squat for fuel availability or fuel prices and would drive up the cost of chicken, pork and beef prices in addition to cereals, etc. Hay fields were also converted to corn, driving up the cost of hay as availability declined, which in turn forced me to raise my rates ad infinitum, ad nauseum.
My neighboring farmers agreed with my assessment. It ain't rocket surgery.
Met a farmer last year....Said all he grows NOW is one crop....corn for the ethanol plant. At the same time, he plays the market and with the subsidies, he can retire in two years instead of 15.
Not true. American farmers and agribusinesses have increased average yields by a quarter or more in the past 15 years or so thanks to massive investment in seed and precision production technologies. Yields are expected to continue to increase and may double within the next 20 years. This investment would not have happened without the demand pull of the ethanol buildout. You cannot look at the current production base, take it as a given, and forget how and why it was built.
Also remember that, in terms of nutritional value, a third of the corn that goes to ethanol returns to the feed market as DDGS.
Everyone needs learn about this report. There have been hints of this for quite sometime.
October 16, 2011
The Department of Food Subsidies
By Victor Davis Hanson
The Department of Agriculture no longer serves as a lifeline to millions of struggling homestead farmers. Instead, it is a vast, self-perpetuating postmodern bureaucracy with an amorphous budget of some $130 billion — a sum far greater than the nation's net farm income this year. In fact, the more the Agriculture Department has pontificated about family farmers, the more they have vanished — comprising now only about 1 percent of the American population.
Net farm income is expected in 2011 to reach its highest levels in more than three decades, as a rapidly growing and food-short world increasingly looks to the United States to provide it everything from soybeans and wheat to beef and fruit. Somebody should explain that good news to the Department of Agriculture: This year it will give a record $20 billion in various crop "supports" to the nation's wealthiest farmers — with the richest 10 percent receiving over 70 percent of all the redistributive payouts. If farmers on their own are making handsome profits, why, with a $1.6 trillion annual federal deficit, is the Department of Agriculture borrowing unprecedented amounts to subsidize them? ....
The only viable green fuel source is growing rapeseed, and making bio diesel, but then you do not need a subsidy when doing that.
The EPA will ban whiskey? Maybe then the Congress will wake up!
We need a much better reference.
Scientists' Report Stresses Urgency of Limiting Greenhouse Gas Emissions
"...The report, by the National Research Council, an arm of the National Academy of Sciences..."
United States National Research Council
"...In 2001, the Committee on the Science of Climate Change of the National Research Council published Climate Change Science: An Analysis of Some Key Questions. This report explicitly endorsed the Intergovernmental Panel on Climate Change's findings as representing the view of the scientific community..."
There isn't one, it's just the same anti-carbon nonsense that the left regurgitates.
Who could have imagined this??
It's OK. What counts is the lefty nutcases' intent. They meant to do good. We have to keep doing this even if it kills everyone. We can't hurt their feeeeeeeeeeeeeeeeelings -- that would be bigotry; and now that there's a black liberal advocating for ethanol, racist.
Biodiesel is much more dependent on government subsidies than corn ethanol. Rapeseed is called 'canola' and while it's a good biodiesel feedstock, it's no closer to profitability.
Biodiesel is much more dependent on government subsidies than corn ethanol. Rapeseed is called 'canola' and while it's a good biodiesel feedstock, it's no closer to profitability.
The Left is doomed
It's the Obamacare, stupid!
One-half gallon of oil in the form of pesticides per bushel of corn would cost $2 to $3 per bushel. If this were true -- and it clearly isn't -- it should be enough to illustrate to literally anyone that the price of petroleum is quite literally the ONLY thing driving corn prices. And this idiotic piece of agitprop -- from a hydrogen "energy" advocacy site -- also shows the guy in the encounter suit spraying chemical fertilizer, a sight that I've never been privileged to see, what with me *growing up on a farm*.
- The Bum Rap on Biofuels [2008]
- Campaign to vilify ethanol revealed [2008]
- Oil Price Pressure Driving Global Switch to Biofuels [2006]
Date: Oct. 4, 2011
Certain Biofuel Mandates Unlikely to Be Met by 2022
Unless New Technologies, Policies Developed
Environmental Effects
.... However, air-quality modeling suggests that production and use of ethanol to displace gasoline is likely to increase air pollutants such as particulate matter, ozone, and sulfur oxides. In addition, published estimates of water use over the life cycle of corn-grain ethanol are higher than petroleum-based fuels."
link to report here:
Try reading the per acre yield. LOL, and all you do is press the oil out, no billions of tons of sugar and no trillions of galions of water and after the process it is still animal feed. And guess what you can do it without a government check.
Try reading the per acre yield. LOL, and all you do is press the oil out, no billions of tons of sugar and no trillions of gallons of water and after the process it is still animal feed. And guess what you can do it without a government check.
You have no idea how biodiesel is made, do you? Alcohol and a catalyst (lye is the simplest) are needed.
A typical acre of cropland will produce 5 times as much corn ethanol as rapeseed biodiesel.
We knew it would turn out this way...
LOL, you do not distill rapeseed, you press it and the little oils run out screaming that hurt. LOL, do you think everything involves a high engery distrillary. Simple process: http://www.angelfire.com/mi3/gmpr/biodiesel1.htm
You have no clue. I do biodiesel research. Do the math.
The main point is to remove tax payers money and the government out of the damn mandate market.
File Not Found
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...Greenhouse Gas Emissions
The extent to which using biofuels rather than petroleum will reduce greenhouse gas emissions is uncertain, the report says. How biofuels are produced and the changes in land use or land cover that occur in the process affect biofuels' impact on such emissions. Dedicated energy crops will have to be grown to meet the mandate, which will probably require conversion of uncultivated land or the displacement of commodity crops and pastures. If the expanded production involves removing perennial vegetation on a piece of land and replacing it with an annual commodity crop, then the land-use change would incur a one-time greenhouse gas emission from biomass and soil that could be large enough to offset benefits gained by displacing petroleum-based fuels with biofuels over subsequent years. Such land conversion may disrupt any future potential for storing carbon in biomass and soil. In addition, the renewable fuel standard can neither prevent market-mediated effects nor control land-use or land-cover changes in other countries.
Economic Effects
Only in an economic environment characterized by high oil prices, technological breakthroughs, and a high implicit or actual carbon price would biofuels be cost-competitive with petroleum-based fuels, the committee concluded. The best cost estimates of cellulosic biofuel are not economical compared with fossil fuels when crude oil's price is $111 per barrel. Furthermore, absent major increases in agricultural yields and improved efficiency in converting biomass to fuels, additional cropland will be required for growing cellulosic feedstock. This could create competition among different land uses and, in turn, raise cropland prices.
In addition, achieving the renewable fuel standard would increase the federal budget outlays, mostly as a result of increased spending on grants, loans, loan guarantees, and other payments to support the development of cellulosic biofuels and foregone revenue as a result of biofuel tax credits. Moreover, nutritional and other income assistance programs are often adjusted for changes in the general price level. If food retail prices go up, expenses could increase for the Supplemental Nutrition Assistance Program and Special Supplemental Assistance Program for Women, Infants, and Children, as well as for much larger income assistance programs, such as Social Security, military and civilian retirement programs, and Supplemental Security Income Program. Nevertheless, given that biofuels are only one of many factors affecting food retail prices, it will be hard to attribute any future increases in program costs to the standard alone.
Environmental Effects
Although biofuels hold potential for providing net environmental benefits compared with using petroleum-based fuels, specific environmental outcomes from increasing biofuels production to meet the renewable fuel consumption mandate cannot be guaranteed. The type of feedstocks produced, management practices used, land-use changes that feedstock production might incur, and such site-specific details as prior land use and regional water availability will determine the mandate's environmental effects, the report says. Biofuels production has been shown to have both positive and negative effects on water quality, soil, and biodiversity. However, air-quality modeling suggests that production and use of ethanol to displace gasoline is likely to increase air pollutants such as particulate matter, ozone, and sulfur oxides. In addition, published estimates of water use over the life cycle of corn-grain ethanol are higher than petroleum-based fuels...
See post #25
I don't think I'm imagining this.
Here's the problem ~ "The reports authoring committee used the Biofuel Breakeven Model to evaluate the costs and feasibility of a local or regional market for cellulosic biofuel made using a variety of different feedstocks. The model estimates the minimum price that biomass producers would be willing to accept for a dry ton of biomass delivered to the biorefinery, and the maximum price that biorefineries would be willing to pay to at least break even.
Just like Anthropogenic Global Warming.
This one even reads minds by imagining the minimum price biomass producers would be willing to..... blah,blah, blah.
So, let's assume a gigantic war in the Middle East with nuclear bombs being tossed around. Bet that's not even an issue in that model ~ but it should be!
Frankly, anything that starts with "estimate" followed by "would be" followed by "would be" in the same paragraph is probably not something I will necessarily believe.
Don't you imagine the guys who wrote up the report know that.
U.S. Scientists Confirm Trend: America Cooling For Last 15 Years, Warming Non-Existent
La Nina Throws Cold Water on Global Warming.
Bad News For Gore: Arctic Ice Growth Fastest On Record
Ultraviolet light shone on cold winter conundrum
Global Warming on Free Republic
Latest from Global Warming News Site
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UWM Union Theatre film lineup offers variety
It's the time of year when movies get louder and dumber. But you don't have to hibernate: The UWM Union Theater spring schedule, which runs through May, will warm the heart of any film lover. Films are presented under the auspices of a genre category, including;
"Pariah" (Feb. 4), "Middle of Nowhere" (April 11) by Sundance Film Festival award-winning director Ava DuVernay, and a restored version of the 1964 film "Nothing but a Man" (Feb. 18) are in the African-American series; »Read Full Article
Susie Essman, Richard Lewis are a hit and a miss
In the eyes of any talent booker, Richard Lewis and Susie Essman would seem like a totally compatible pairing for a comedy bill. Both standups regularly appear on Larry David's HBO hit comedy "Curb Your Enthusiasm." They're the same generation (Lewis is 65, Essman 57), and their takes on their Jewish backgrounds, aging and sexuality aren't too dissimilar.
And so Lewis and Essman were brought in as co-headliners for the second annual Laugh It Up Milwaukee benefit Saturday, presented by the Bayshore Community Foundation and hosted at the Harry & Rose Samson Family Jewish Community Center in Whitefish Bay. »Read Full Article(6)
4 arts events this week
Moving performance
Explore Native American culture through dance Wednesday at Schlitz Audubon Nature Center, 1111 E. Brown Deer Road, Bayside. Rob Preston, a member of the San Carlos Apache tribe, will take people into his culture with music, artwork and by performing three dance styles. »Read Full Article
Truth, faith, hope collide in Milwaukee Rep's 'How the World Began'
You can take as gospel truth that when a high school biology teacher in rural Kansas tells a classroom of students that creationism is "gobbledygook," there's going to be an uproar.
That's not exactly what Susan Pierce said to her students, but it's close enough to offend 16-year-old Micah Staab, for whom every word in the Book of Genesis is true. The ensuing conflict propels Catherine Trieschmann's "How the World Began," the intermission-free play now being staged by the Milwaukee Repertory Theater under Brent Hazelton's direction. »Read Full Article


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Made this cake just for fun. I wanted to try the pleated fondant look. Took inspiration from many cakes here on CC. TFL!
Looks very elegant - good job!
That looks great! Way to go! ;-D
CakeCentral.com is the world's largest cake community for cake decorating professionals and enthusiasts.
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Butt in chair. That's how you become a professional writer. It doesn't have to do with inspiration; and it doesn't have to do with agitation, it only has to do with perspiration. William Faulkner once said, 'I write only when I'm inspired. Fortunately I'm inspired at 9:00 every morning.' BIC.
Sitting and Sweating
I'll be taking Jane Yolen's advice for a while as I revise The Secret Keeper (Random House, Spring 2009), so please sympathize with the brevity of my daily posts:
1 comment:
- HipWriterMama said...
Great quote. Thanks for sharing this one.
Hope your writing is going well!


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May 9, 2014
Various life experiences, academic...professional....social. Consider myself agnostic.... independent but open to other peoples views and understanding. Seeking similar minded group to connect with..
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(1995). CP-194,556, a selective, non-peptide antagonist of the corticotropin-releasing factor1 receptor attenuates stress-induced relapse to drug seeking in cocaine- and heroin-trained rats. 2605–2714, journal of Neuroscience 16.
Shaham, Y., Erb, S., Leung, S., Buczek, Y., and Stewart, J.
Van der Kooy, Mucha, O'Shaughnessy, & Bucenieks, viagra gatorade 1982. Or D1 receptors might be necessary but not sufficient to modulate it, d3 but not D1 receptors modulate this behavior. There is still confusion over whether these effects in the PFC are DA-dependent. White, Messier, & viagra gatorade Carr, 1986).
Interestingly, D1 receptor antagonists do not inhibit cocaine and DA self-administration, suggesting two possibilities. There is evidence that cocaine and DA, but not other drugs of abuse, are selfadministered into the PFC, and such an effect is abolished by a specific D4 antagonist. Along the same lines, rodents can learn to self-administer drugs directly into discrete brain areas, including the VTA and NAcc.
M., Wu, O., Reese, T viagra gatorade. Morphometry of in vivo human white matter association pathways with diffusion-weighted magnetic resonance imaging. Makris, N., Worth, A. Structural MR image processing using the 1 toolbox. G., et al.
Computerized Medical Imaging and Graphics, 22, 311– 344.
Gut J, Christen U, Huwyler viagra gatorade J. Assessment of cytochrome P4572E1 induction in alcoholic patients by chlorzoxazone pharmacokinetics. Br J Anaesth 1992. Halothane hepatitis. Ray DC, Drummond GB.
The physiological function of NK cells is still being debated and includes the Chapter 1 / Basic Biology of Hemopoiesis 16 removal of viagra gatorade certain tumor cells or of virally infected cells. CD6-positive lymphocytes also have suppressor functions and control the proliferation of other T-cell subsets as well as the function of B-cells. Natural Killer Cells Natural killer (NK) cells belong to the lymphoid lineage, although some have markers of the monocyte/myeloid lineage.
Morphologically, NK cells are characterized as large granular lymphocytes. NK cells are defined by their ability to kill some tumor cells by antigen-independent mechanisms (natural immunity).
High-resolution evoked potential imaging of the cortical dynamics of human viagra gatorade working memory. Electroencephalography and Clinical Neurophysiology, 78, 337–338. E., Le, J., Leong, H., Bennett, J., Martin, N., et al. Gevins, A.


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Free airport shuttle (not fast), very close to the airport. Staff were extremely helpful. On three separate occasions with different staff. I was impressed. Price can't be beat so don't expect luxuries. It's quick, clean and then we moved on.
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WELCOME TO Sunscape Cove Montego Bay
Unlimited-Fun® for the kid in everyoneAs the only all Sun Club resort, Sunscape Cove Montego Bay offers an elevated Unlimited-Fun® Caribbean escape, where all-inclusive is redefined. These charming beachfront accommodations, featuring 122 newly renovated rooms with chic décor and a Caribbean flair, are surrounded by Montego Bay Marine Park, Jamaica's fully underwater national park, on a private peninsula along a white sand beach.
As well as enjoying full access to Sunscape Splash Montego Bay next door, where you will find dining, bars, lounges, the expansive Pirate's Paradise Waterpark and more, you will also receive special check-in and checkout with concierge service, complimentary room service (7 a.m. – 11 p.m.) and an upgraded mini-bar refreshed daily. Kids will enjoy cartoons, milk, cookies and other special treats in their room. Two restaurants and two bars, as well as a Sun Club Lounge with complimentary Wi-Fi are available exclusively for Sun Club guests.
Eight dining options, seven bars and lounges, the Explorer's Club for Kids and Core Zone Teens Club, daily land and water activities, live music and local entertainment provide Unlimited-Fun® for everyone!


text:
Hyperkalemia Differential Diagnosis
A selection of articles related to hyperkalemia differential diagnosis.
Original articles from our library related to the Hyperkalemia Differential Diagnosis. See Table of Contents for further available material (downloadable resources) on Hyperkalemia Differential Diagnosis.
- Hypnosis: A Selected Bibliography
- Index of bibliography sections Selected Periodicals (14 entries) Edited Overviews of General Theories of Hypnosis (5 entries) Specific Topics Related to Research into Hypnosis. General single-author overviews, non-special-state views, social andexperimental...
Parapsychology >> Hypnosis
- Healing Routine: How to setup a Healing Ritual
- This is a suggested form for rituals for any healing spell: First of all, there some things which much be done before the ritual itself. You need to diagnose your patient so that you know exactly what kind of healing where in which person you want to...
Paganism & Wicca >> Spells
- What is the History of Reiki?
- Usui Shiki Ryoho: The Usui System of Natural Healing Ancient Origins The Development of Usui Reiki Dr. Mikao Usui Dr. Chujiro Hayashi Hawayo Takata Mrs. Takata Talks about Reiki (transcript) Usui Shiki Ryoho: The Usui System of Natural Healing Reiki In Japan...
Body Mysteries >> Reiki
- History of Egyptian Medicine and Philosophy
- When medical knowledge past is considered, lack of aseptic technique, pain-killing drugs and antibiotics are an accepted part of our modern legend of these ancient healing practices. You will find that none of this is true when it comes to Ancient Egypt....
Religions >> Egyptian
- Ever Seen an Aura?
- Of course you have, or at least a picture of one! Although aura reading has become stock in trade for some psychics, everyone has seen pictures of what aura readers visualize with their "third" eye. Consider the paintings of the birth of Christ that...
Body Mysteries >> Auras
Hyperkalemia Differential Diagnosis is described in multiple online sources, as addition to our editors' articles, see section below for printable documents, Hyperkalemia Differential Diagnosis books and related discussion.
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- According to results published in the Journal of Clinical Oncology, 6 biomarkers showed significant differential expression in black men: ERG, AMACR, SPINK1, NKX3-1, GOLM1, and androgen receptor. Risk of stage 3 PCa in African American patients was ...
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- A cardiac arrest patient who presents with PEA as their initial rhythm is a challenge to the resuscitation team; the differential diagnosis is wide, and the ACLS algorithm for PEA and asystole doesn't offer much in the way of guidance.
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Russell Westbrook made his 2013-14 season debut Sunday as the Oklahoma City Thunder won their home opener against the Phoenix Suns 103-96 in an ugly affair.
Oklahoma City couldn't get into a groove coming off a 100-81 loss to the Minnesota Timberwolves (its worst loss since Feburary 2011 against the Orlando Magic). The Thunder didn't take their first lead of the game until the second quarter and trailed throughout, including at halftime 45-44.
OKC shot just 42.7 percent from the field and couldn't throw the ball into the ocean from beyond the arc. The Thunder finished 2-of-18 from downtown (11.1 percent). Both threes were canned by Kevin Durant.
Despite the poor shooting performance, OKC came up with enough offense late to pull out a much-needed win.
The Thunder were the beneficiaries of some shoddy officiating and the Suns' own miscues. Phoenix committed 23 turnovers, many of which were unforced errors, to utilize a tennis term.
Goran Dragic left the game in the third quarter after spraining his left ankle on a fast-break drive to the basket. Phoenix simply didn't have enough depth to maintain the lead after that.
Westbrook looked like his usual explosive self in his return, but there was clearly a rust factor working against him. He attacked the basket with fervor but committed three turnovers in the first half.
The star point guard did have a solid debut, however, finishing with 21 points (on 5-of-16 shooting), seven assists and four rebounds.
Kevin Durant, as only he can, finished with 33 points and 10 rebounds after a quiet start.
The following game grades will be determined based on offensive and defensive performance against the Suns.


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realmagick.com The shrine of knowledge.
Engagement Betrothal
A selection of articles related to engagement betrothal.
Original articles from our library related to the Engagement Betrothal. See Table of Contents for further available material (downloadable resources) on Engagement Betrothal.
- Basil - The Herb of Kings
- Basil, from soil to seed To strong stems and beautiful leaves. I ask for blessings to have bestowed As I nurture and watch you grow. From mornings dew and sun of afternoon To rays of the stars and midnights moon Mother Earth watch over thee As I my will, So...
Herbalism >> Herbs dictionary B
- A Cup of Hemlock: Dealing with Conflict in Coven and Congregation
- There have always been those folks who point out our foibles, and make us take an uncomfortable look at our world, as well as those who simply had the misfortune to point out the obvious when it was unwelcome. Then there are troublemakers, folks who go out of...
Paganism & Wicca >> Daily Life
- What is Hypnosis?
- Hypnosis refers to just about any situation where we respond to verbal suggestions in a particular special way. This involves a mentally very flexible condition where our imagination and fantasy are more free and more vivid. A series of instructions, called...
Parapsychology >> Hypnosis
- Manifesting World Enlightenment: Part 2
- When thoughts are replaced by silence in the mind, perception arises. It is a part of the modern condition wherein the mind of humanity is constantly overwhelmed, by a million considerations and thoughts. In acquiring silence, the mind is enabled to get out...
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- Argentum nitricum (Silver Nitrate)
- This is silver nitrate, a very 'warm' remedy, meaning that it fits warm-blooded people. There is also Argentum metallicum, the homoeopatic metal silver, and that one fits very chilly persons. Argentum nitricum and Argentum metallicum are quite alike, although...
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- A Quick Guide to Reading Ordinary Playing Cards
- Divining from regular playing cards is an old practice and I am sure many of us know at least one fortune-telling game done with this tool. Reading regular cards is called cartomancy or metasymbology. Playing cards have been called "The Devil's Picture...
Divination >> Tarot Cards
Engagement Betrothal is described in multiple online sources, as addition to our editors' articles, see section below for printable documents, Engagement Betrothal books and related discussion.
Suggested News Resources
- Artistically arranged clusters
- "Apparently, the engagement has been so lavish because the wedding has been planned as an intimate destination one," said a grande dame before knocking back a couple of Alka Seltzers washed down with coconut water.
- This Man Is Fighting Back Against A Catholic Church That Fired Him For Being
- A gay music director fired by a Catholic parish for announcing his engagement to another man is now suing his former employer, filing a federal discrimination suit on Monday against his onetime church and the Archdiocese of Chicago.
- Jeremy Kyle guest pops the question to his girlfriend after she accuses him of
- It's not the first time a couple have become engaged on The Jeremy Kyle Show but viewers have hailed the latest betrothal as the 'most awkward ever'. The audience cringed as guest Jordan got down on one knee and popped the question to girlfriend Aimee ...
- Dianna Agron Wears a Beautiful Diamond on Her Engagement Ring Finger
- On Monday, after weeks of engagement speculation, Dianna Agron stepped out wearing a not-so-subtle rock on her left ring finger at Erdem's London Fashion Week show. From her front-row seat between pals Alexa Chung and Daisy Lowe, Agron's new ...
- Expert Explains
- 3 My son's betrothal was arranged at Bangalore and the wedding was fixed for April 2016. But the bride ran away with her lover and the girl's family was aware of her affairs. I have lost `1.
Great care has been taken to prepare the information on this page. Elements of the content come from factual and lexical knowledge databases, realmagick.com library and third-party sources. We appreciate your suggestions and comments on further improvements of the site.
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The hotel was very nice and food was good value for money. very contemporary and new!.
The only refreshments that were provided in the room were the ones they were selling and very expensive too!
Available late check-out
The hotel staff were incredible--they could not have been nicer, or more hospitable. The room was very spacious and clean. All of the facilities are always available and the breakfast buffet was excellent.
The hotel's design is very interesting, but its usability suffers for the sake of its aesthetics. The keys to the rooms are attached to rather large acrylic blocks, so many guests left their keys with the reception. I saw a guest walk into a glass wall that separates the elevators from the door. Also, the doors to the rooms have door knobs that do not turn, and we had difficulty getting into our room. Of course, our time spent at the hotel bar may have contributed to our difficulty. All in all, a small price to pay I suppose.
Spacious room, excellent breakfast (freshly cut fruit every morning), the hotel is light / modern, easy access parking garage, good room facilities / accessories
The area wasn't the most appealing - a ten minute walk to the city centre.
very friendly and helpful. rooms a bit tired but good dining room. well-located.
Clean, Staff very good, excellent location, rooms are very nice
the SPA isn't so good, small piscine, sauna is available few hours a day
2 single beds instead of 1 queen or king.
It's central location, helpful staff, clean comfortable rooms
Did not have facilities for lunch and dinner
Everything was ok...
...only in the room on the 2nd floor were bathroom cosmetics missing (compared to the room on the 3rd floor).
Convenient access when arriving by car. Underground parking garage on site. Nice breakfast. Walking distance to old town.
Uncomfortable beds with cheap bedding. (some kind of polyester?) Our room was facing the Lendplatz, and it was very disturbing during the night.
Very clean room and good value for mone.
Street noise from Guiness pub every night in room 108.Dining room too hot..
Nicely located hotel with a helpful staff. The architecture of the hotel is in tone with the wonderful city of Graz.
The breakfast buffet was disappointing.
Everything! My next trip to Europe will be based around coming back to this hotel for as long as possible! You won't find better value for money. The staff are amazing and the hotel beyond compare!
I appreciated the most the appropriate attitude of the personnel in the front desk ! Very helpfull, good communication skills, great english !
I stayed in a room at the first floor who's windows were facing the main street. Apart from the thick, opaque curtains they did'nt had translucent ones as well, therefore during the day you could not have natural light into the room . If you were to open the curtains the people from the street would have seen everything in the room, consequently you were forced to keep them closed.
quite, easy access to train
Transients from the train station.
It was very comfortable, and we were happy with the large room. The bathroom was excellent. The transport links to the centro were wonderfull. Hotel is directly accross from the main train station, and the trams leave from there.
The hotel doesnt have a lot of atmosphere, but we would return there in spite of it.
Nice hotel, polite staff, good location, well furnished rooms; it was a good choice, to visit this hotel
The location was good, just a few minutes from the Altstadt. Breakfast was ok, although a bit overcrowded (including the staff)! We had a double room and a single one. The double was quite large and confortable.
The main building has no wireless connection to the internet, although they say that the wi-fi is everywhere in the hotel. The single rooms are a bit old and they look like they really need some much welcomed refurbishment. The biggest issue i had with this hotel was the noise made by the cleaning crew!! At 7 in the morning they started to do the cleaning! It was unbareble!
Excellent location! close to train station and at the same time to the city Center. Good for those who are interested in shopping and sight-seeing at the same time. Very hospitable staff. Good Breakfast. Small but very cosy and comfortable room.
It was very comfortable, great location and the staff were friendly and helpful.
We stayed at the hotel for the second time and still think it is excellent for a night's stay on a long trip. Interesting concept!
The windows should be of better quality (draft and sound).
Check-in is possible even in night. Parking and WIFI was OK.
The location of the hotel and the general environment
Very friendly and accommodating staff, always helpful and smiling. Room requests (extra hangers, extra pillow) are immediately attended to.
not really
Comfortable rooms, friendliness of staff and management, amenities and facilities to relax, parking.
Noisy, young Italian tourist group...
Warm room
No indication about which food was glutenfri! In practice no glutenfri at all at the lunch! I got bad stomach pains! No bide shower in the room! Probably Austrians do not need to maintain intimate hygiene? The surface of matres was too hard for me.
Kind and courteous staff! Very impressive! I will look for their locations where ever I am traveling. I liked their location, the spacious grounds, the restaurant, the cafe....
Only that the doors don't lock without the key.... when they shut, they are always unlocked.... not common for hotels... but this was no real problem either.
Very bad conditions and extremly high price. Probably it suits for extreme tourism fans with their own sleeping bags, their own camping mugs with used packets of tea, but not for family travellers.
Rooms and shower and towels are so used, and, probably not clean also, so you need to stay at boots in the room and use our own towels.
Nice and clean room, comfortable and quiet hotel, polite staff, free parking, reasonable wi-fi internet
It's unusual recepion staff to be unavailable from 10 p.m. in such hotel category. TV channels in German only
Modern rooms, good breakfast, free cable internet connection in room.
No reception 24h/day, no wi-fi in room, no easy to find out
No ironing board and quoted €8 to iron a shirt
The location as well as the comfort of the hotel must claim the throne.
Nothing in particular save a breakfast price (€15 per person), which one may justifially consider to be a day-light robbery.
No air-condition or heating in the whole building.
I loved being right by the station as we were using trains a fair bit during our stay. Liked the outside lift. Thought the staff were really friendly.
There was nothing that I didn't like.
Simply a good hotel, perfectly close to Graz Airport. Ideal if you have an early flight.
Breakfast doesn't start before 06:30h, I would have expected that they would anticipate on the fact that their location is perfect for early flight passengers...
Room equipment, breakfast was very good, position near the highway is ideal.
Payment for Wifi and TV is really not a standard and it's reason why I'll not use this hotel next time. Personal also need from me some voucher for free parking.
The hotel is set in a beautiful and very peaceful part of the country and has superb views. All members of staff were very friendly and helpful. The rooms were large, very comfortable, very stylishly designed and very clean.
Interesting, modern hotel a few steps from the main train station and street cars to everywhere in town.
Nothing bad
We were very satisfied, everything was excellent, great location, varied breakfast, clean room. I can only recommend the hotel.
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Get out your laundry baskets and let the folding begin... This week I have not one, but TWO fun podcasts to share with you! Listen to me gab about blogging The first is on a topic I don't usually get... Read More
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Several internationals and scores of Under 21s free to Blues this summer.
Championship rivals beginning to announce release/retained lists.
Bjorn Sigurdarson and Adam Le Fondre will not be at Molineux next season as Kenny Jackett looks to revamp his shot-shy squad.
Honours even in tight Black Country derby as Albion fail to make man advantage count after Wolves keeper dismissed
A five-goal thriller ended with a Villa win tonight at the New Bucks Head
Batth is set for a runout with the U21 side against Swansea City as he continues his recovery from a stress fracture of his left foot
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Bill Howell's full-time verdict from Molineux as Wolves fall at the first hurdle in the League Cup against Northampton Town
On-the-whistle report as Wolves beat Oxford in pre-season friendly action at the Kassam Stadium
Bill Howell's on-the-whistle report from Ireland as Wolves begin their pre-season tour of Ireland with victory over Shamrock Rovers
Boss pleased with quality of Ireland training facilities and believes friendly opponents will provide a good test for his Wolves side
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Woman faces trespassing chargesJuly 31,2013Woman facing
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School of Education
Dr Ruth Swanwick
Associate Professor in Deaf Education
I am an Associate Professor at Leeds University in the School of Education where I direct all the deaf education research and teaching activities. As a member of the Childhood and Youth Academic Group (CAYAG) my research and teaching activities centre on inclusive education. My particular area of specialism is deaf children's language and learning and the development of pedagogies and practitioner understanding in deaf education.
Research Interests
I am interested in deaf children's bimodal and bilingual language experience and the use and the role of sign language in education and deaf children's lives. I have published on deafness and bimodal bilingualism from a teaching and learning perspective and guest edited three Journals 'special issues' on this topic. My funded research includes a collaborative ESRC funded project looking at deaf children's early literacy experiences in the home. I led a Nuffield funded project on the role of sign language for deaf children with cochlear implants and a British Academy project on approaches to critical thinking and reflective practice across the national training provision for teachers of the deaf.
My most recent work centres on deaf children's diverse and plural use of sign and spoken languages: The role of multimodal (trans) languaging in deaf children's lives and how this facilitates learning. In 2015 I was awarded British Academy Fellowship to take this work forwards. This has opened up a new area of research, opportunities for international collaborations, publications and impact activities.
I am a member of the Centre for Language Education Research.
I am programme leader for the MA in Deaf Education in the School of Education. This on-line blended distance education programme has recently been re- approved by the DFE to offer the mandatory Teacher of the Deaf (ToD) award. The programme recruits nationally and prepares suitably qualified deaf and hearing practitioners to work with deaf students across a range of educational settings. I lead the teaching, assessment and evaluation of all aspects of this programme and work with stakeholders and regional tutors to train and support the professional development of teachers of the deaf across the national context.
PhD Supervision
I wish to encourage research students (EdD or PhD) to work with me on topics related to inclusive education, deafness, language and learning, bilingual language development and pedagogies and multimodal communication.
Key Publications
Journal articles
'Investigating deaf children's plural and diverse use of sign and spoken languages in a super diverse context', Applied Linguistics Review, 7.2 (2016), 117-147,
DOI: 10.1515/applirev-2016-0009, Repository URL: http://eprints.whiterose.ac.uk/96882/
'Deaf children's bimodal bilingualism and education', Language Teaching, 49.1 (2016), 1-34,
DOI: 10.1017/S0261444815000348, Repository URL: http://eprints.whiterose.ac.uk/96878/
'A design-based approach for research into deaf children's reading comprehension', Hillary Place Papers, 1.1 (2014),
'Following Alice: theories of critical thinking and reflective practice in action at postgraduate level', Teaching in Higher Education, 19.2 (2014), 156-169,
DOI: 10.1080/13562517.2013.836099, Repository URL: http://eprints.whiterose.ac.uk/96879/
'Practitioner Talk on Deaf Children's Reading comprehension: Analysing Multiple Voices', Deafness and Education International, 14.2 (2012), 100-120,
'Enhancing Education for Deaf Children: Research into Practice and Back Again', Deafness & Education International,, Vol. 12.No. 4 (2010), 217-235,
'Policy and practice in sign bilingual education: development, challenges and directions', International Journal of Bilingual Education and Bilingualism, 13.2 (2010), 147-158,
'Parents' and teachers' views on deaf children's literacy at home: do they agree?', Deafness & Education International, 10.1 (2008), 22-39,
DOI: 10.1002/dei.235
'Parents sharing books with young deaf children in spoken English and in BSL: The common and diverse features of different language settings', Journal of Deaf Studies and Deaf Education, 12.3 (2007), 385-405,
DOI: 10.1093/deafed/enm004
'Scaffolding learning through classroom talk: The role of translanguaging', in The Oxford handbook of deaf studies in language, ed. by Marschark M and Spencer PE, Oxford Library of Psychology (Oxford, UK: Oxford University Press, 2016),
Repository URL: http://eprints.whiterose.ac.uk/96884/
'Re-Envisioning Learning and Teaching in Deaf Education Toward New Transactions Between Research and Practice', in Educating Deaf Students: Creating a Global Evidence Base, ed. by Marschark M and Knoors H (Oxford/New York: Oxford University Press, 2015), 595-613,
'Shifting Contexts and Practices in Sign Bilingual Education in Northern Europe: Implications for Professional Development and Training', in Bilingualism and Bilingual Deaf Education, ed. by Marschark M, Tang G and Knoors H, Perspectives on Deafness (Oxford, UK: Oxford University Press, 2014), 292-310,
DOI: 10.1093/acprof:oso/9780199371815.003.0012, Repository URL: http://eprints.whiterose.ac.uk/98750/
Internet publications
Language Planning in Deaf Education: Guidance for Practitioners by Practitioners, (The National Sensory Impairment Partnership, 2015),
A design-based approach for research into deaf children's reading comprehension, (Hillary Place Papers: University of Leeds, 2014),


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To keep up with the local prospects, Warchant.com will take a look at several of top programs in the Tallahassee area over the next few weeks. The second stop on our tour is Lincoln High School.
Tallahassee recruiting tour: Lincoln
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The party is far from over. The early-year rally that on Friday took the Dow Jones Industrial Average to within 1% of its record high, set in 2007, could have a lot further to run. For starters, stocks aren't expensive. The Standard & Poor's 500 index is valued at about 14 times estimated 2013 profits and the Dow fetches less than 13 times projected 2013 earnings. At the market peak in 2007, the Dow traded for 16 times forward earnings. Given ultralow interest rates, the market multiple has room to expand even if earnings growth remains modest.
There's a huge amount of money that could shift into stocks because individuals until recently have favored bonds over equities, based on mutual-fund flow data. "If there is a great rotation going on from bonds to stocks, we may be only in the top of the first inning," says Jason Trennert, chief investment strategist at Strategas Research Partners in New York. Trennert cites the TINA -- or "there is no alternative" -- factor, as yield-starved investors move into stocks.
Further impetus to stocks could come from endowments and pension funds that for the past decade have been shifting assets away from stocks and into alternatives, including hedge funds, private equity, real estate, and commodity-oriented investments.
That trend could reverse, because it will be tough for hedge funds and other alternatives to keep pace with a steadily rising stock market. Last year, the S&P 500 returned more than 16%, 10 percentage points better than the average hedge fund tracked by Hedge Fund Research. If big endowments and pension funds see relative returns suffer, there will be pressure for them to boost their allocation to stocks.
"Assuming we breach the old high on the S&P 500, the national conversation and media coverage could shift from a constant discussion of a 'lost decade' for stocks, to 'Are you being too conservative and missing out on the new bull market?' " says Jim Paulsen, chief investment strategist at Wells Capital Management in Minneapolis. A new record for the S&P, he adds, "could start to challenge the portfolio-allocation decisions" among institutional investors.
BARRON'S HAS BEEN BULLISH ON STOCKS, including a cover story a year ago ("Enter the Bull," Feb. 13, 2012) in which we wrote that the Dow could hit 15,000 by the end of this year -- a target that looks increasingly achievable. Barron's was similarly upbeat in a cover story in the fall ("Almost There," Oct. 15, 2012).
The Dow industrials finished the week at 14,009, up 6.9% so far this year. The index is 156 points away from its high of 14,165, set in October 2007. The S&P 500 index has risen 6.1% this year, to 1513, and stands 3% from its 2007 peak of 1565.
Smaller-stock indexes moved deeper into record territory last week, hitting new highs, having already bested their 2007 peaks back in 2011. The S&P MidCap 400 index is up 8% this year, while the Russell 2000 Index has gained 7.3% so far in 2013. As the table shows, mid- and small-cap stocks have outperformed their larger brethren by a wide margin during the past decade.
Federated Investors Chief Investment Officer Stephen Auth had the most bullish 2013 prediction among the 10 strategists in our outlook article for this year, with an S&P 500 target of 1660 ("An Optimistic Outlook for 2013," Dec. 17, 2012). His target -- 10% above current levels -- doesn't look so outlandish now. "You don't need a lot of earnings growth to get there, just a willingness of investors to put a multiple on equities that's remotely reasonable," he says.
Auth argues that as the risk of another financial crisis recedes, investors will put a higher price/earnings ratio on stocks. He recently cited 10 bullish factors, including easy monetary policy around the world, a housing recovery, a U.S. manufacturing revival, a domestic energy boom, and a stronger growth outlook in Brazil and China.
BEARS CITE A HOST OF FACTORS, including minimal progress in addressing structural problems in the federal budget, economic drag from tax increases at the start of 2013, near recessionary conditions in Europe, and a weakening earnings outlook.
Current-year profit estimates for the S&P 500 have been coming down, and profit growth last year in the index probably was only 5%. This year, S&P earnings are expected to rise about 6%, to $108, based on strategist estimates. The profit expectation based on "bottom-up" analyst estimates for individual companies is a more robust $112.
Paulsen argues that the stocks and profits often don't move together, noting that earnings have doubled since 2000 but the S&P 500 is unchanged. During some periods, stocks outpace profit growth, and this could be one of those periods.
Trennert, too, cites a host of market-valuation measures that support higher multiples for the S&P 500, including a proprietary model based on interest rates and inflation, the so-called Rule of 20, and the Fed Model. The Rule of 20 suggests a market P/E of 18, based on 20 less the current inflation rate, while the Fed Model, popular in the 1990s, points toward a very high P/E of 50, based on the idea that the market-earnings yield (the inverse of the P/E) should be in line with the 10-year Treasury yield, now 2%.
As the nearby table shows, the current bull market, dating back to March 2009, is one of the strongest in the past 50 years. The S&P is up 124% from its low of 676. The bull run is well shy of the extended upturn in the 1990s, which resulted in a quadrupling of the S&P 500.
IT HAS BEEN DURING THE PAST "lost decade" for stocks that the best-performing institutional investors have focused on alternative investments like hedge funds, private equity, real estate, and commodities.
Influential big investors are light on stocks, notably the Harvard, Yale, and Princeton endowments and the Ford and General Motors pension funds. Yale represents an extreme example, with just 6% of its portfolio in U.S. stocks and a 14% equity exposure over all, including foreign shares. Following Yale and Harvard, big university endowments with $1 billion or more of assets had just 27% of their assets in stocks last year, down from 45% a decade ago, while holding 61% in alternatives, according to the National Association of College and University Business Officers. That's a far cry from the old 60/40 mix of stocks and bonds favored by big institutional holders.
Yale endowment director David Swensen is one of the most successful and influential institutional investors in the country -- thanks to alternatives, which now account for more than 70% of the $19 billion endowment.
However, the alternatives-heavy investment mix of the past 10 years may not be such a great idea in the current decade if stocks continue to do well. The alternatives space is crowded, as private-equity firms sit on hundreds of billions of dollars of "dry powder," or client investment commitments, while the ultracompetitive hedge-fund industry is having a harder time generating excess returns, or "alpha," as thousands of funds scour the stock market. The high fees on both private equity and hedge funds act as another drag.
A hedge fund charging a 1.5% base fee while taking 20% of investment profits might have a net exposure to stocks of just 50%, reflecting a mixture of long and short positions. Only the best managers can overcome that impediment to beat stocks in a rising market. Warren Buffett made a bet with a fund manager a few years ago that the S&P 500 would beat a group of hedge funds, and so far he's proving correct.
Top stock pickers should find ways to beat the market. Just look at the huge disparity in returns of the 30 stocks in the Dow industrials since 2007. Home Depot hd -0.36671827886887787% Home Depot Inc. U.S.: NYSE USD122.26 -0.45 -0.36671827886887787% /Date(1477602041519-0500)/ Volume (Delayed 15m) : 4237942 AFTER HOURS USD122 -0.260000000000005 -0.21266154097824308% Volume (Delayed 15m) : 23660 P/E Ratio 21.486818980667838 Market Cap 151617281293.115 Dividend Yield 2.2574840503844267% Rev. per Employee 239047 More quote details and news » (ticker: HD) is up 98%, while Alcoa aa 1.547319179560993% Alcoa Inc. U.S.: NYSE USD28.22 0.43 1.547319179560993% /Date(1477602014813-0500)/ Volume (Delayed 15m) : 9005978 AFTER HOURS USD28.14 -0.0799999999999983 -0.28348688873139616% Volume (Delayed 15m) : 265436 P/E Ratio N/A Market Cap 12184803563.9587 Dividend Yield 1.2756909992912828% Rev. per Employee 345083 More quote details and news » (AA) and Bank of America bac 0.23710729104919975% Bank of America Corp. U.S.: NYSE USD16.91 0.04 0.23710729104919975% /Date(1477602019412-0500)/ Volume (Delayed 15m) : 95532404 AFTER HOURS USD16.93 0.0199999999999996 0.11827321111768184% Volume (Delayed 15m) : 2404849 P/E Ratio 14.09754064193414 Market Cap 170789351406.429 Dividend Yield 1.7740981667652276% Rev. per Employee 433380 More quote details and news » (BAC) are down more than 75%.
It's telling that in recent years there have been few start-ups of traditional long-only equity-investment managers and not many new mutual funds outside of the biggest shops. Why start a traditional fund when operating a hedge fund can be so much more lucrative?
BONDS, WHICH HAVE OFFERED a good alternative to stocks in recent years, aren't keeping pace in 2013, as investors fear stronger economic growth, potentially higher inflation, and a curtailment of the Federal Reserve's massive bond-buying program. If weak bond returns continue, it may spur individual investors to shift more money to stocks.
The problem with bonds is that it's mathematically tough for them to produce good returns starting at current rates. And the setback in the Treasury market this year shows the impact of a relatively small rate increase. Long-term Treasuries are down 2% to 3% so far this year, erasing a year's worth of income, while broader bond indexes that include high-grade corporates are about flat.
Even famed managers are finding it difficult to maneuver now. The giant Pimco Total Return fund (PTTAX), headed by Barron's Roundtable member Bill Gross, managed to generate a 10% return last year despite super-low rates, but it's finding fewer ways to score this year and was down slightly in January.
Junk bonds, which kept pace with the S&P 500's 16% gain last year, are up just 1% this year, and sizable returns are unlikely, with the average junk issue yielding only 5.8%. The earnings yield on the S&P 500 is above the junk yield, marking a rare such occurrence. That suggests that stocks look appealing relative to junk.
Within the stock market, large-cap stocks may offer the best value. As the table shows, the P/E ratios on the S&P 400 MidCap and Russell 2000 indexes exceed those of the Dow industrials, with the MidCap index trading for 16 times projected 2013 earnings and the Russell 2000 carrying a 2013 P/E of 18.
The offset is that mid- and small-cap companies are expected to show stronger profit growth than larger ones. And betting against the MidCap index in particular has been a losing strategy, because it has consistently beaten the S&P 500, and it's now 20% above its 2007 peak. The MidCap index seems to catch companies when they are on fast-growth trajectories -- before they graduate to the S&P 500. The S&P MidCap index has no dominant member; its largest company is the little-known Regeneron Pharmaceuticals regn 0.6252065660460504% Regeneron Pharmaceuticals Inc. U.S.: Nasdaq USD365.35 2.27 0.6252065660460504% /Date(1477602000252-0500)/ Volume (Delayed 15m) : 487397 AFTER HOURS USD365.35 % Volume (Delayed 15m) : 16497 P/E Ratio 57.992063492063494 Market Cap 38230310845.1281 Dividend Yield N/A Rev. per Employee 1081160 More quote details and news » (REGN), at only a 1.1% weighting. ExxonMobil xom -0.19520036743598576% Exxon Mobil Corp. U.S.: NYSE USD86.92 -0.17 -0.19520036743598576% /Date(1477602051535-0500)/ Volume (Delayed 15m) : 8933980 AFTER HOURS USD86.99 0.0699999999999932 0.08053382420616659% Volume (Delayed 15m) : 137119 P/E Ratio 34.492063492063494 Market Cap 361131724809.632 Dividend Yield 3.451449608835711% Rev. per Employee 2716960 More quote details and news » (XOM) and Apple aapl -0.9602906825849987% Apple Inc. U.S.: Nasdaq USD114.48 -1.11 -0.9602906825849987% /Date(1477602000353-0500)/ Volume (Delayed 15m) : 28134154 AFTER HOURS USD114.22 -0.260000000000005 -0.22711390635918938% Volume (Delayed 15m) : 6427891 P/E Ratio 13.842805320435309 Market Cap 622850091736.659 Dividend Yield 1.9916142557651992% Rev. per Employee 1960350 More quote details and news » (AAPL), the two leading stocks in the S&P 500, each weigh in at about 3% of the index. Other big stocks in the MidCap index are Equinix eqix -4.444021635726129% Equinix Inc. U.S.: Nasdaq USD351.56 -16.35 -4.444021635726129% /Date(1477602000345-0500)/ Volume (Delayed 15m) : 937949 AFTER HOURS USD351.56 % Volume (Delayed 15m) : 57349 P/E Ratio 328.5607476635514 Market Cap 26149202387.5122 Dividend Yield 1.9911252702241438% Rev. per Employee 627088 More quote details and news » (EQIX), HollyFrontier hfc -3.850734418420008% HollyFrontier Corp. U.S.: NYSE USD24.22 -0.97 -3.850734418420008% /Date(1477602142776-0500)/ Volume (Delayed 15m) : 3402979 AFTER HOURS USD24.5 0.280000000000001 1.1560693641618498% Volume (Delayed 15m) : 80452 P/E Ratio N/A Market Cap 4446539001.89514 Dividend Yield 5.450041288191577% Rev. per Employee 4151580 More quote details and news » (HFC), and Kansas City Southern ksu 0.4617637121297443% Kansas City Southern U.S.: NYSE USD89.2 0.41 0.4617637121297443% /Date(1477602121419-0500)/ Volume (Delayed 15m) : 903098 AFTER HOURS USD89.2 % Volume (Delayed 15m) : 2425 P/E Ratio 19.822222222222223 Market Cap 9551939719.84467 Dividend Yield 1.4798206278026906% Rev. per Employee 352219 More quote details and news » (KSU).
WHAT LOOKS BEST among big-cap stocks? During 2012, energy was a big industry laggard in the S&P 500. The two Super-Majors, ExxonMobil and Chevron cvx -1.255064729716375% Chevron Corp. U.S.: NYSE USD99.92 -1.27 -1.255064729716375% /Date(1477602103157-0500)/ Volume (Delayed 15m) : 9822577 AFTER HOURS USD100.5 0.579999999999998 0.5804643714971978% Volume (Delayed 15m) : 75250 P/E Ratio N/A Market Cap 190896965382.129 Dividend Yield 4.323458767013611% Rev. per Employee 1815530 More quote details and news » (CVX), offer exposure to higher oil and gas prices plus secure dividend yields, with Exxon yielding 2.5% and Chevron, 3%. Exxon trades at about $90, or 11 times projected 2013 profits, while Chevron, at $116, fetches 10 times estimated 2013 net.
Activist investor Paul Singer's move to shake up Hess hes 0.31834460803820136% Hess Corp. U.S.: NYSE USD50.42 0.16 0.31834460803820136% /Date(1477602056651-0500)/ Volume (Delayed 15m) : 4749113 AFTER HOURS USD50.45 0.0300000000000011 0.05950019833399445% Volume (Delayed 15m) : 63608 P/E Ratio N/A Market Cap 15916035272.9165 Dividend Yield 1.9833399444664817% Rev. per Employee 1750900 More quote details and news » (HES) is a sign of investor frustration with exploration-and-production companies, whose stocks have badly trailed the market in recent years. There's frustration with high exploration spending and little-or-no cash returns to shareholders. Other depressed E&P companies include Apache apa 0.0324254215304799% Apache Corp. U.S.: NYSE USD61.7 0.02 0.0324254215304799% /Date(1477602089222-0500)/ Volume (Delayed 15m) : 2393109 AFTER HOURS USD61.7 % Volume (Delayed 15m) : 12134 P/E Ratio N/A Market Cap 23402811011.7868 Dividend Yield 1.6207455429497568% Rev. per Employee 1357250 More quote details and news » (APA) and Devon Energy dvn 0.6467661691542289% Devon Energy Corp. U.S.: NYSE USD40.46 0.26 0.6467661691542289% /Date(1477602065096-0500)/ Volume (Delayed 15m) : 4178522 AFTER HOURS USD40.46 % Volume (Delayed 15m) : 125421 P/E Ratio N/A Market Cap 21048719418.0298 Dividend Yield 0.5931784478497282% Rev. per Employee 1623940 More quote details and news » (DVN).
The financial sector has rallied in recent months, but valuations aren't excessive, with many major companies trading for 10 times projected 2011 earnings or less, including JPMorgan Chase jpm 0.14465499783017502% JPMorgan Chase & Co. U.S.: NYSE USD69.23 0.1 0.14465499783017502% /Date(1477602026067-0500)/ Volume (Delayed 15m) : 13687147 AFTER HOURS USD69.28 0.0499999999999972 0.07222302470027445% Volume (Delayed 15m) : 523552 P/E Ratio 11.936206896551724 Market Cap 249696301148.731 Dividend Yield 2.773364148490539% Rev. per Employee 425715 More quote details and news » (JPM), Citigroup c -0.15996800639872025% Citigroup Inc. U.S.: NYSE USD49.93 -0.08 -0.15996800639872025% /Date(1477602010141-0500)/ Volume (Delayed 15m) : 18718842 AFTER HOURS USD49.93 % Volume (Delayed 15m) : 462607 P/E Ratio 10.84421084638273 Market Cap 142528495216.37 Dividend Yield 1.281794512317244% Rev. per Employee 367519 More quote details and news » (C), MetLife met 1.6844349680170576% MetLife Inc. U.S.: NYSE USD47.69 0.79 1.6844349680170576% /Date(1477602031601-0500)/ Volume (Delayed 15m) : 8312643 AFTER HOURS USD47.69 % Volume (Delayed 15m) : 197071 P/E Ratio 12.55 Market Cap 51537096049.3041 Dividend Yield 3.3550010484378276% Rev. per Employee 965000 More quote details and news » (MET), and Wells Fargo wfc 0.5633802816901409% Wells Fargo & Co. U.S.: NYSE USD46.41 0.26 0.5633802816901409% /Date(1477602017485-0500)/ Volume (Delayed 15m) : 24858993 AFTER HOURS USD46.46 0.0500000000000043 0.10773540185304892% Volume (Delayed 15m) : 802027 P/E Ratio 11.431034482758621 Market Cap 231857607666.016 Dividend Yield 3.275156216332687% Rev. per Employee 359358 More quote details and news » (WFC). Dividends typically aren't generous at about 2%, but they probably will rise as the Federal Reserve loosens restrictions on capital returns to holders.
Smaller Is Beautiful
The S&P MidCap 400 index and Russell 2000 Index have bested the Dow industrials and S&P 500 index by a wide margin in the past decade. Larger stocks look appealing now, given lower price/earnings ratios.
| Friday
|52-Wk Change
|10-Yr Change
|Div Yld
|Dow Jones Industrials
|S&P MidCap 400
|Russell 2000
|E=Estimate. Sources: Thomson Reuters; Bloomberg
The technology sector trades at a market multiple based on 2013 profits, and the industry has a better-than-average earnings outlook. Some of the cheapest tech issues are some of the biggest, including Microsoft msft -0.8741547088899885% Microsoft Corp. U.S.: Nasdaq USD60.1 -0.53 -0.8741547088899885% /Date(1477602000226-0500)/ Volume (Delayed 15m) : 27358513 AFTER HOURS USD60.19 0.0899999999999963 0.1497504159733777% Volume (Delayed 15m) : 1121343 P/E Ratio 28.89423076923077 Market Cap 471419543934.854 Dividend Yield 2.59567387687188% Rev. per Employee 745325 More quote details and news » (MSFT), Cisco Systems csco -0.5564648117839607% Cisco Systems Inc. U.S.: Nasdaq USD30.38 -0.17 -0.5564648117839607% /Date(1477602000413-0500)/ Volume (Delayed 15m) : 15676801 AFTER HOURS USD30.4 0.0199999999999996 0.06583278472679395% Volume (Delayed 15m) : 1249391 P/E Ratio 14.330188679245284 Market Cap 153552948020.719 Dividend Yield 3.423304805793285% Rev. per Employee 668209 More quote details and news » (CSCO), Intel intc -0.3150057273768614% Intel Corp. U.S.: Nasdaq USD34.81 -0.11 -0.3150057273768614% /Date(1477602000358-0500)/ Volume (Delayed 15m) : 14368584 AFTER HOURS USD34.81 % Volume (Delayed 15m) : 266101 P/E Ratio 16.419811320754718 Market Cap 165206511337.28 Dividend Yield 2.987647227808101% Rev. per Employee 539860 More quote details and news » (INTC), and Apple. All four trade for about 10 times projected current-year profits, yield 2% or more, and have strong balance sheets. Their effective P/Es are lower after stripping away cash. Apple's cash and marketable securities of $145 a share are equal to almost a third of its share price of $455. Microsoft has $6 a share in net cash, or 23% of its $27 stock price, and Cisco has about $5 in net cash, or almost 25% of its share price at $20. Pressure is likely to build on these companies to return more cash to holders through dividends.
Even after the long run-up in stocks since the 2009 low, the S&P 500 is still below its 2000 high. With both individual and institutional investors light in stocks, there's plenty of money to fuel further gains at a time when P/E multiples look appealing. Alternative investments starred in this century's first decade. The current decade may belong to stocks.
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Support Migdal Ohr by purchasing letters in the Torah Scroll that will be written in honor of Rabbi Grossman's 70th Birthday.
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Posted on: April 1st, 2015InDepth → Front Page
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There is something quite distinctive about the biblical approach to time.
Posted on: March 18th, 2015InDepth → Front Page
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Posted on: February 19th, 2015InDepth → Front Page
I happen to believe that for a couple to spend a few years in kollel is a wonderful way to start a marriage.
Posted on: February 11th, 2015InDepth → Front Page
We had heard bits and pieces of stories about the war years, but they were vague recollections of a young girl and other family members and we weren't sure if they were real or imagined.
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Posted on: January 29th, 2015InDepth → Front Page
Great leaders like Miriam and like Sarah Schenirer possess the capacity to challenge the status quo that confronts them.
Posted on: January 21st, 2015InDepth → Front Page
"These are good matzah balls," my aunt Robertine would say, but her sister Irma would counter "No, not compared to Mama's. They were always so light yet they never fell apart."
Posted on: January 14th, 2015InDepth → Front Page
King was particularly concerned about the growing defamatory characterization of Zionism as racism, and he opposed the anti-Zionism in the "Black Power" movement.
Posted on: January 7th, 2015InDepth → Front Page
We shed many tears and had endless discussions as to what had gone wrong. What did we do or fail to do that caused our son to distance himself from what we viewed as so beautiful and meaningful?
Posted on: December 31st, 2014InDepth → Front Page
For nearly sixty-five years national self-definition has been the skeleton in the closet of Israeli politics and culture.
Posted on: December 24th, 2014InDepth → Front Page
He ruthlessly crushed the revolt, and, despite lacking official Roman sanction, ordered the rebel leaders put to death without trial.
Posted on: December 17th, 2014InDepth → Front Page
For Am Yisrael, the sun's movements are subservient to the purpose of our existence.
Posted on: December 10th, 2014InDepth → Front Page
What's important is to make the case for Israel more forcefully and to give it the articulation that the next presidential candidates ought to have.
Posted on: December 3rd, 2014InDepth → Front Page
The brilliance of Yaakov's approach – and by extension, any type of individual or group effort – is that it appealed to three different modes of salvation.
Posted on: November 26th, 2014InDepth → Front Page
Golden presents a compelling saga of poor but determined immigrants who fled pogroms and harsh conditions in their homelands for a better life in a land of opportunity.
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text:
Mike Ketner
- Total Points:
- 9,706
- Rank:
- Grandmas Boy
- Last Visit:
- 11/12/2007
- Currently:
- Offline
- Sex:
- Location:
- Fayetville, NC
My Favorites
Favorite Music:
Heavy metal,
some rap
Favorite TV Shows:
Family Guy,
Colbert Report,
X play,
Daily show
Favorite Movies:
Saw II,
All the final Destinations
Favorite Movies:
Saw II,
All the final Destinations
My Interests
Interests:Gaming on anything, the 360, the psp, or the pc, Skateboarding
Where I work:Many different jobs
What I like to do:Video games are my life
My Clubs
4326 members
Every month 1UP.com gives away fabulous prizes like games,...
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1300+ members and still kicking! Welcome to 1up's babe club! You...
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Oblivion > you
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The ultimate hangout for peeps looking to connect to fellow Xbox...
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Welcome to Final Fantasy Land! This place is about the king of...
NOrth Cacka
NOrth Cacka
Mar 20, 2006 11:24AM PST
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