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PADI 5 star scuba diving shop offering scuba courses, scuba and snorkeling rentals. We are a full sales and service dive shop. Air and Nitrox fills available.
Come and enjoy individual and family oriented sea kayaking trips exclusively from Telegraph Cove, BC. Vacations of a lifetime in areas of the pristine wilderness. Trips are both nomadic and base camp oriented.
Offering both sail and power yachts 27 - 50 ft. wide range of vessels. Located at the head of the Gulf Islands cruising ground on Vancouver Island
Join us in our 19th year as we explore the waters of Vancouver Island. Paddle with orcas, enjoy gourmet cuisine and have a great time! We offer both lodge based and camping tours, certified guides and world class paddling.
British Columbia Inside Passage multi-day base camp, and lodge-based sea kayaking and wildlife viewing adventure vacations. Join us in Johnstone Strait, the best location in North America to view wild killer whales.
Sea Dragon is delighted to offer exciting snorkeling, kayaking, and scuba diving excursions, just minutes from Vancouver, BC! Adventurers will travel by boat and discover the amazing Sea to Sky region. Snorkelers can also snorkel with seals!
Every day is a journey. Find the bliss in it. Let us help you find your bliss in the Canadian wilderness on one of our tours to Canada's West Coast Premiere locations. The best known is the West Coast Trail. Book a tour with us and find your bliss.
We are a bare-boat charter company with 20+ power and sail boats in our fleet. Operating out of Granville Island in the heart of Vancouver, Blue Pacific offers a unique Yacht Lease program and customized ISPA cruise-and-learn programs.
Pacific Yellowfin Charters offers private, luxury adventures along the beautiful British Columbia coastline. Get up close with killer whales, dolphins, black bears and brown bears, all while enjoying the most comfortable accommodations available.
We are the "Adventure Experts" on the "Sunshine Coast", located in Gibsons Harbour, since 1991. We offer Kayak Rentals, Lessons & Guided Tours throughout the Howe Sound Islands of Keats, Pasley, Gambier & Bowen. Enjoy the marine life.
Nanaimo, British Columbia visitors guide to accommodations, adventure travel, unique tours and rentals. Check out top Nanaimo, British Columbia getaways & destinations. Nanaimo, British Columbia vacations, packages & travel spots. Visit Nanaimo, British Columbia !.


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Free shipping in the USA (lower 48) when your order is over $89 (excluding gift certificates and sales tax, if applicable).
This sparkling concert opener will make your band sound mature beyond their years! With the numeral three as the creative seed, teaching opportunities abound from the meter to the use of the tri-tone. Flowing melody combined with fanfare flourishes combThe Sound Foundations and Rising Band Series are carefully written to provide quality programming correlated to the first four semesters of band instruction. The Rising Band series includes publications at two grade levels identified by color. The GREEN Grade 1.5 Rising Band Series further expands the note, key and rhythmic content continuing the sequence of musical developmental. The MAROON Grade 2 Rising Band Series completes the two-year sequence with quality works for the band that's growing in musical proficiency. Here is a listing of related products.Related Audio CD(s):
� 2016 Music44. All rights reserved.

subset: commoncrawl


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Enter Patriots 'Phrase That Pays'
Enter the correct Patriots Phrase That Pays below and you'll be entered to win a $30 gift card at W.A. Bean.
Enter the correct Patriots Phrase That Pays below and you'll be entered to win a $30 gift card at W.A. Bean.
It was another interesting day at Gillette Stadium as Chandler Jones spoke for the first time about his weekend incident and the report of a new injury for Rob Gronkowski.
A salty Bill Belichick addressed the Chandler Jones off-field matter at his press conference this morning. He began with a statement on the matter but when reporters starting asking follow up questions about Jones he got a little testy...
Before the Patriots take on the Chiefs Saturday afternoon, stop by the Cross Insurance Center in Bangor and taste some of more than 100 craft brews at the 2nd Annual Bangor on Tap!
Patriots coach Bill Belichick showed up at his press conference with a swollen right eye. Reporters eventually asked if he was ok.
Coach Bill's response, " I think I'll live...
Good news from the New England Patriots first practice of the week leading up to Saturday's playoff game against Kansas City - all of the injured players on offense were there and practicing...
The bye week will certainly help the New England Patriots and their injury issues but it's tough for their fans to watch other teams play this week.
The first day of the NFL playoffs saw two drastically different games. Here's a recap of the action from Saturday.
Tom Brady held his weekly Wednesday press conference in Foxboro today. The health status of his sprained ankle is of high importance.
These guys step up big in 2016 for the playoffs with this song and video for our New England Patriots


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by JNJ. Anybody heard anything>?
you never know until it happens.long on exel
$7 is price we are hearing. Was $12 not long ago
Hearsay or statements in general circulation without confirmation or certainty as to facts. Something like, if ands and buts were candy and nuts everyday would be Christmas. It has been over a year that such a rumor surfaced. If it is postulated long enough eventually you may get it right.
link? mostly bs. $7 would not start to help the institutions make their $$ back, they would veto it unless $15 or above most likelyno rumors needed-wait until data is updated- patience and hopefully we go to 52 week highs in 2012


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Access Control
Bench Test: ISONAS IP Access Is a 'Pure' PleasureWith both hardware and software components, reviewing the ISONAS IP access control system was a complicated process.
Latest in Access Control
Camden says it is the only manufacturer to include wall switch transmitters, 1-, 2- & 4- button FOBs, touchless switches, and digital keypads in one suite offering. Steve Karantzoulidis · October 20, 2016
The rack is recognized for its innovative quick assembly design. By Bob Archer · October 20, 2016
The integration will let customers monitor and control Bosch fixed and pan-tilt-zoom IP surveillance cameras and receive video analytic events within the C•CURE 9000 software. Steve Karantzoulidis · October 17, 2016
The Brivo Mobile Pass will be interchangeable with residents' access cards. Steve Karantzoulidis · October 14, 2016
Identity-centric security is driving business growth in the app economy. Steve Karantzoulidis · October 13, 2016
Leading providers weigh in on the current climate of biometrics and opine how the technology has become more reliable and affordable. Learn of the myriad applications, unrivaled convenience and profitability opportunities. SSI Staff · October 06, 2016
With both hardware and software components, reviewing the ISONAS IP access control system was a complicated process. Bob Grossman · September 29, 2016
Increasingly, building and facility managers need usage data and dashboards — with video surveillance and access control data included — to gain insights on how a building is being used. SSI Staff · September 28, 2016
Electronic security company Kwikset reveals its keyless deadbolt lock with a modern, sleek design. By Lisa Montgomery · September 26, 2016
Latest Download!
Due to the complex nature of quoting in Excel, if you make one little formula flub, everything in your beautiful template turns into a mess of error messages, which slows down your quote delivery time.


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This 5 star, boutique hotel is being built inside of the renovated historical landmark Harlow C. Curtiss Building located at the corner of Franklin and W. Huron Streets in Downtown Buffalo, NY. The hotel is currently scheduled to open in December 2016.
Amenities will include 68 high tech rooms, a rooftop lounge, and a 120 seat fine dining restaurant featuring a revolving bar and patio seating along W. Huron Street. An area adjacent to the planned valet porte cochère and main entrance-way will feature Buffalo's first and only all-weather urban hot springs/Roman Bath experience.
The Harlow C. Curtiss Building is a historic 6 floor, Chicago Commercial / Renaissance Revival style building named for Harlow Clarke Curtiss, a prominent Buffalo attorney and real estate investor. The building bears a resemblance to the works of renowned Chicago architects such as Daniel Burnham and Louis Sullivan, both of whom designed buildings in Buffalo.
The Curtiss Building was designed by Curtiss' brother-in-law - Buffalo architect Paul F. Mann. Construction on the building was started in 1912 and completed in 1913. It is one of the largest terra cotta structures of its type and period in downtown Buffalo.
Follow us on Instagram to see more photos of our transformation of the Curtiss building into a beautiful boutique hotel.
Curtiss Hotel is currently accepting resumes for various positions.
Do you have experience in the hotel and/or hospitality industry? To apply, please click the button below and submit your resume to us.
Upscale Curtiss Hotel will spark 'excitement' downtown
First glimpses of Curtiss Hotel construction


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|Road Name:
|Battersby Street
|Road Type:
Battersby Street is a street in the settlement of Ince-in-Makerfield which is within the electoral area of Ince Ward in the administration area of Wigan District Council located in the North West Euro Region of the UK.
Battersby Street is located 175.99 miles North West from the centre of London, 15.13 miles West from the centre of Manchester, 18.85 miles North East from the centre of Liverpool and 27.49 miles North East from the centre of Chester.
Battersby Street is approximately 11.58 miles from the coastal tidal high water mark) and is 61 metres above sea level
Postcodes for Battersby Street
|The Central point of Battersby Street is approximately 61 Metres above sea level
Nearby Telephone Area Codes
|Area Code: 01942 - Wigan
|Area Code: 01257 - Coppull
|Area Code: 01695 - Skelmersdale
|Area Code: 01204 - Bolton
Hotel information updated 09/10/2016
|Coaching Inn Hotel - wigan
|Star Rating:
|1 Stars
|On the A573, a mile from Wigan\'s city centre, this family-run Victorian hotel is rich in traditional character, with free WiFi, free parking and charming en suite rooms.
|Warrington Road (A573), Ince, WN3 4NJ, Wigan
|Number of Rooms:
|Lowest Price Room:
|Highest Price Room:
|Mercure Wigan Oak Hotel - wigan
|Star Rating:
|3 Stars
|This modern hotel is in the centre of Wigan, easily accessible from the A49 and M61/M6 motorway network, just 5 minutes from Wigan North Western Station.
|River Way, WN1 3SS, Wigan
|Number of Rooms:
|Lowest Price Room:
|Highest Price Room:
|Fifteens of Swinley - wigan
|Star Rating:
|2 Stars
|With boutique-style d�cor, Fifteens of Swinley is located in Wigan. Free WiFi access is available. Each room here will provide you with a TV with satellite channels and an electric kettle.
|15 Upper Dicconson Street, WN1 2AD, Wigan
|Number of Rooms:
|Lowest Price Room:
|The Brocket Arms - wigan
|Featuring free WiFi throughout the property, The Brocket Arms offers accommodation in Wigan. Guests can enjoy the on-site bar. Free private parking is available on site. Rooms are fitted with a flat-screen TV. You will find a kettle in the room.
|38 Mesnes Road, WN1 2DD, Wigan
|Number of Rooms:
|Lowest Price Room:
|Mercure Bolton Georgian House Hotel - bolton
|Star Rating:
|3 Stars
|Just off the M61, overlooking the West Pennine Moors, and with easy access to Bolton, Wigan and Manchester, this 3-star hotel offers stylish, modern rooms and an indoor pool. Free high-speed WiFi is available in the rooms.
|Manchester Rd, BL6 5RU, Blackrod
|Number of Rooms:
|Lowest Price Room:
|Highest Price Room:
Local Council Details
|Within the area of Wigan District
|Visit the Council's Website
|Town Hall
Library Street
|Send Mail
|Telephone Number: 01942 244 991
|Within the electoral area of Ince Ward -
|Within the Westminster Parliamentary Constituency of Wigan
|The Member of Parliament is Nandy, Lisa
Water and Drainage Details
|United Utilities
|Visit United Utilities's Website
Recent House Sales in Battersby Street
|24 Battersby Street
|Sale Price: £60,000
|Sale Date: 11/11/2011
|12 Battersby Street
|Sale Price: £72,000
|Sale Date: 20/04/2006
|Source: Land Registry Price Paid Data accessed via API
Population Statistics
|ONS Area Code: E01006311
|Ons Area Name:Wigan 012E
|Average Age : 37.01
|Population: 1593.00
|Male Population: 783.00 (49.15%)
|Female Population: 810.00 (50.85%)
|Number Claiming Benefits: 44 (2.76%)
|Source: Office of National Statistics 2011 Census Data
Neighbourhood Policing
|Police Force:
|Find a Local Neighbourhood Watch Scheme
|Policing Links:
Recent Crime in the Area
|Source: data.police.uk accessed via API
Map of Crimes Committed Near Battersby Street
Random Street
Gladstone Road
Location Details
Battersby Street
|OS Reference: 360682, 405686
OS Grid Reference: SD607057
|Latitude and Longitude: 53.546093573953, -2.5934451316609
|Approximate distance to the Coast: 11.58 miles
Ordnance Survey Landranger Map Series for Battersby Street
|Map Number: 109
|Map Name: Manchester Bolton & Warrington
|Belle Green Estate
|Greater Manchester
|North West
Nearest Railway Stations
|Hindley Rail Station is 1.36 Kilometers away (0.85 miles)
|Ince (Manchester) Rail Station is 1.38 Kilometers away (0.86 miles)
|Wigan Wallgate Rail Station is 2.55 Kilometers away (1.58 miles)
|Wigan North Western Rail Station is 2.56 Kilometers away (1.59 miles)
Nearest Airports
|Liverpool John Lennon Airport is 28.94 Kilometers away
|Manchester Airport is 29.70 Kilometers away
|Blackpool International Airport is 39.20 Kilometers away
|Leeds Bradford International Airport is 71.37 Kilometers away
Nearest Ferries
|Liverpool Belfast Ferry Terminal Bootle is 29.59 Kilometers away
|Liverpool Pier Head Ferry Terminal is 30.94 Kilometers away
|Liverpool Isle of Man & Dublin Terminal is 31.02 Kilometers away
|Seacombe Ferry Terminal is 31.83 Kilometers away
Nearest Motorway or Major Trunk Road
|Battersby Street is approximately 2.81 miles from the M61
Nearest Motorway Junctions
|Junction: M61 J6/A6/A6027 - 4.52 Km Away
|Junction: M6 J25/A49 - 6.45 Km Away
|Junction: M6 J26/M58/A577 - 6.95 Km Away
Health Clinics
|Ince Surgery
|Ince Community Clinic, Manchester Road, Ince, Wigan, WN2 2DJ
|Distance: 0.69 Kilometers
|Telephone: 01942 483150
|Pennygate Medical Centre
|Pennygate Medical Centre, 109 Ladies Ln,hindley, Wigan, Lancashire, WN2 2QG
|Distance: 1.42 Kilometers
|Telephone: 0844 4771844
|Hospice Palliative Care Prescribing
|Wigan And Leigh Hospice, Kildare Street,hindley, Wigan, WN2 3HZ
|Distance: 1.66 Kilometers
|Telephone: 01942 525566
|Dr Patel, Kamath & Partners
|Longshoot Health Centre, Scholes, Wigan, WN1 3NH
|Distance: 1.70 Kilometers
|Telephone: 0844 3878500
Nearest Libraries
Ince Library
|Smithy Green, Wigan, WN22AT
|Distance: 0.50 Miles
|Visit Website
Hindley Library
|Market Street, Wigan, WN23AN
|Distance: 1.00 Miles
|Visit Website
Wigan Library
|College Avenue, Wigan, WN11NN
|Distance: 1.50 Miles
|Visit Website
Nearest Tourist Attractions
Country Park
|Attraction Name: Haigh Country Park
|Distance: 2.48 (km)
Tourist Attraction
|Attraction Name: Wigan Pier
|Distance: 3.18 (km)
|Attraction Name: The Way We Were Heritage Centre, Opie's Museum of Memories, Wigan Life
|Distance: 3.93 (km)
Motor Racing Circuit
|Attraction Name: Three Sisters Racing Circuit
|Distance: 5.09 (km)
Nearest Schools
Ince CofE Primary School
|Distance: 0.80 Kilometers
|Type: Primary
|Address: Charles Street, Ince, Wigan, Lancashire, WN2 2AL
|Telephone: (01942) 245218
St William's Catholic Primary School
|Distance: 1.07 Kilometers
|Type: Primary
|Address: Ince Green Lane, Ince-in-Makerfield, Ince, Wigan, Lancashire, WN2 2DG
|Telephone: (01942) 235782
Rose Bridge High School
|Distance: 1.07 Kilometers
|Type: Secondary
|Address: Holt Street, Ince, Wigan, Lancashire, WN1 3HD
|Telephone: (01942) 510712
St Benedict's Catholic Primary School Hindley
|Distance: 1.27 Kilometers
|Type: Primary
|Address: Abbott Street, Hindley, Wigan, Lancashire, WN2 3DG
|Telephone: (01942) 253522
Broadband Speed (megabits per second)
|Speed: Less than 2 Mbps
|Average Speed: 21.3
|Median Speed: 5.6
|Maximum Speed: >=30
|Next-generation access (NGA)?: Y
|Number of Connections: 8


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The online therapy solution for CAPD.
CAPDOTS™ (\'kap\'däts\) : audiological, evidence-based, deficit-specific, accessible, deliverable, usable, and with measurable success.
Looking for Integrated Werks? You are in the right place. IW is now CAPDOTS™-Integrated. New look, same great results.
WCA 2016 Sept 18th-21st
Join us at WCA 2016 in Vancouver
We are excited to be the host city for the 2016 World Congress of Audiology being held in Vancouver next week. Carol will be presenting a research poster on: Auditory Middle Latency Response (AMLR) Results Pre- and Post- Capdots-Integrated (CI). The AMLR test is an objective test of CAPD and our findings suggest that there is an increased auditory response and improved inter-hemispheric and inter-aural balance after CI.
CAPDOTS News
CAPDOTS™ News Headlines
World Congress of Audiology September 18-21 2016
We are excited to be the host city for the 2016 World Congress of Audiology being held in Vancouver next week on September 18th- 21st. Carol will be presenting a research poster on Auditory Middle Latency Response (AMLR) Results Pre- and Post- CAPDOTS-Integrated (CI). The AMLR test is an objective test of CAPD and our findings suggest […]
ASHA Convention Nov 17-19 2016
Once again, we will be at the ASHA Convention to present the CAPDOT system. Join us at booth #1330 from November 17-19 2016 in Philadelphia!
Study on the use of CAPDOTS-Integrated to benefit hearing-impaired adults
Carol Lau presented a poster on the use of CAPDOTS-IntegratedTM with hearing-impaired adults at the March 2015 AAA Convention in San Antonio. Read the full poster here
CAPDOTS™ Products
An Online Therapy System for CAPD
First module in a series, CAPDOTS-Integrated is a Dichotic Integration Listening Training Program used to treat CAPD, specifically binaural integration deficits (also referred to as auditory divided attention).
CAPDOTS-Integrated can be used on CAPD individuals from ages 5 years and older. It is being used successfully on those with learning disabilities, dyslexia, autism and head injuries. It is also uniquely appropriate for those with hearing impairment.
CAPDOTS™-Selected is a Dichotic Selection/Separation Listening Training program that is useful for those with binaural separation deficits and who fail or present with atypical interaural symmetries on Competing Sentences type tests.
The program presents dichotic stimuli at staggered onset times to favour the weaker (focus) ear. As training progresses, the timing differences decrease until they are presented simultaneously.
CAPDOTS™ Providers
Become a CAPDOTS™ Provider
If you are an audiologist speech-language pathologist, click the FIND OUT MORE button to learn how CAPDOTS™ can open up a whole new world of therapy, access and success for your clients.


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What Meals to Consume to construct Muscle mass
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Slide Show: Low-Emissions Hummers
We all love hummingbirds! These adroit creatures are a marvel to watch; their masterful hover and dive displays, the way they finesse the nectar from tubular flowers, and their penchant for dive-bombing people wearing red outfits is truly endearing. In our area, the two main species are the rufous hummingbird (migratory) and Anna's hummingbird (year-round resident). Observing these tiny, acrobatic creatures at a hummingbird feeder is a joy. But hummingbirds cannot live on suga...
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Press Release Distribution
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October 2016
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Healthy Eating
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Healthy Eating Press Releases
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New Book Features Healthy Dessert Recipes That Go "Beyond Gluten Free"
By M & B Global Solutions
Gail Okray Offers Up Decadent Desserts to Satisfy Every Taste
Lifestyle Changes Gave Veteran Second Lease on Life
By M & B Global Solutions
Leo Yelle Shares Simple Message in "Life After a Heart Attack – How Lifestyle Changes Helped Me Live a Full Life"
The Complete No Fad, No Diet Handbook now FREE on Amazon for 5 days: Don't miss it
By Cooking in a jiffy
If you have ever wondered how you can be healthy without dieting, following any peculiar fads, eating any esoteric foods, injecting any hormones or downing any pills, potions or supplements, you need to do nothing.
How the 'finish your plate' syndrome is killing the nation
By Health By Gina Ltd
A top nutrition and lifestyle advisor is claiming that adults are killing themselves because they can't bear to leave food on the plate. Gina Battye says, "All over the world people are eating far too much.
Simplicity = Excellent Health + Weight Stability
By Leverage, LLC
People had generally accepted the theory that strict diet and relentless workout program are the only way to stay healthy and fit and that you need to become almost obsessed with nutrition and exercise. This is so not true...
Think Pink! Fit Approach and Pink Lady® Apples Partner to Inspire Active Living and Better Eating
By Fit Approach
Healthy Community and Popular Apple Brand Team Up For #SweatPinkLady Contest that Encourages Participants to SweatPink – and Eat Healthy – During National Nutrition Month
Diet Sounds Like Death. And Not Only It Sounds Like That, It Actually Means That
By Leverage
Why diets don't work and why it is good to remove the word "diet" from your dictionary forever.
Chester Females Drop A Dress Size and Raise Money For Sport Relief!
By Michael Glover
Chester charity fundraiser to show locals easy five step formula to naturally dropping a dress size on a busy schedule.
Health Concerns, Convenience Demands Shape Breakfast Baked Goods Market
By Packaged Facts
Health concerns and a desire for convenience and portability are among the driving forces influencing new product offerings in the U.S. packaged breakfast baked goods market.
Have You Had An Idea…?!?!?!?!?
By JanaTalavaskova.com
I personally think food of the 21st century is cancer of the 21st century. I'll even go as far as saying that it's a root of (almost) all physical and emotional problems people have.
Packaged Facts Announces New Report, "Packaged Breakfast Baked Goods: U.S. Market Trends"
By Packaged Facts
"Packaged Breakfast Baked Goods: U.S. Market Trends," a new report from Packaged Facts, presents a detailed analysis of the U.S. consumer market for packaged breakfast baked goods sold in retail outlets.
What Is Never Known About Eating Disorders
By Leverage, LLC
The 21st century brings new way of eating: more extreme, more dangerous, and less beneficial for human body. We no longer consider food as a physical fuel for our bodies; we use it as a mental fuel...
Finally, A Healing Diet That Makes Sense!
By Natural Health Sciences of Arizona
An Arizona naturopath offers surprising insights for healthy eating
Packaged Facts Announces New Report, "Packaged Breads: U.S. Market Trends"
By Packaged Facts
"Packaged Breads: U.S. Market Trends," a new report from Packaged Facts, presents a detailed analysis of the U.S. consumer market for packaged breads sold in retail outlets, excluding independent and in-store bakeries.
New Book on Debt-Related Stress: Keep Calm and Pay off Your Debts by Paola Bassanese
By Energya Ltd
From healthy eating recipes to useful relaxation techniques, Keep Calm and Pay off Your Debts is unique in its focus on stress management and how emotional health is a key priority when managing your money.
Jeannie Marshall has launched a website "best personal fitness trainer & instructor in Redmond, WA"
By Marketing Success 4 U Limited
Redmond, WA, USA - Jeannie Marshall has launched a new website all about training, weight loss and healthy eating making her "best personal fitness trainer and instructor in Redmond, WA"
New Startup Takes Aim At Childhood Obesity In Singapore
By Whizmeal Pte. Ltd.
A new startup, Whizmeal, is using technology to fix a growing problem that affects 11%** of all children in Singapore: childhood obesity.
Bangalore city school students win 24-Mantra Organic essay contest on healthy food at BioFach India
By The Alternative
Month long campaign gets students to write on healthy food and the effects of GM food and engage around healthy eating.
Fresh Menu Planner Offers Healthy Meal Plans Emailed Weekly
By Fresh Menu Planner Inc.
The Fresh Menu Planner website helps users become more informed on healthy food, and what they should be eating
Get Ready For A Better Bento Box: Yumbox now available in Australia
By Boolabox LLC
Yumbox, a newly inspired bento lunch box that makes it possible for anyone to pack a nutritionally balanced meal in minutes, has partnered with Victoria based Mini Hippo Imports to take Yumbox lunchbox to the Australian market.
How to Stick to Diets While Traveling Abroad
By Nate Anglin
Keeping to a diet is tricky at the best times but even more so outside the comfort of your own kitchen. Traveling adds a particular challenge in the form of unfamiliarity and indulgent temptations.
Triunfo Y Adopts National Healthy Eating & Physical Activity Program At Afterschool Childcare Site
By Triunfo YMCA
The Triunfo YMCA, serving Westlake Village, Oak Park and Agoura Hills, has adopted Healthy Eating & Physical Activity (HEPA) standards into its afterschool childcare program. The HEPA standards were created by the National AfterSchool Association.
Chiropractor and Nutritionist Dr. Mark McCullough Publishes Article Offering Tips For Healthy Living
By CelebritySites
Dr. Mark McCullough urges readers to make health a priority as they transition into the Fall season.
Eating Healthy in Philadelphia Has Never Been Easier
By Viocare, Inc.
New mobile phone app in Philadelphia helps people to meet personal health goals while dining out at favorite restaurants.
Celebrity Chef & Diabetes Spokesperson, Chef Charles Mattocks Is Guest Of The Wealthy Speaker Show
By The Wealthy Speaker Radio Show
Bob Marley's nephew Chef Mattocks cooks up good food for less. He is going to share how healthy eating can improve your health and reverse diabetes type-2
The Food Rub Company Unveils New Website
By the food fub company
The Food Rub Company has launched a new website featuring a fresh design, easy navigation, recipe ideas and many other rich features.
Ask David Reviews Diana Artene's "5 Gears Diet" Best Selling Weight Loss Guide
By Diana Artene Author
"Ask David," the perennially popular book review site, has posted a review of the controversial best selling healthy living diet book "5 Gears Diet" by Diana Artene, a licensed physical therapist and nutrition expert.
Diana Artene Comments On Recent Science Daily Story, "The Right Snack May Aid Satiety, Weight Loss"
By 5 Gears Diet
Diana Artene, author and licensed physical therapist, advocates a healthy lifestyle without long workouts. Artene's book "5 Gears Diet" leaves no doubt about her message regarding snacks. Her crystal clear response is, "I am against all snacks!"
Become a Liberated Dieter and Escape from Diet Hell!
By Aliveness Institute
Portland, OR – Stop the "yo-yo" dieting and throw out the idea that there is one right way to eat.
FN Foods' Recipes to Encourage British Healthiness
By FN Foods
Healthy living is a priority for Swindon-based Fruit & Vegetables firm...
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Excellent beach hotel. Close to restaurants, bars and shopping areas. Warm service and cheap WiFi. Popular among business travelers.
Hotel Types
- Great shopping
- Wonderful sightseeing
- Good fitness area
- Awesome for a beach holiday
- Good for business people
- Good choice for a city trip
Guest Review Highlights
- Great location
- Great shopping
- Parking is rare
- Good accessibility by car
- Good restaurants & bars in the area
- Wonderful sightseeing
- Free internet
- Clean
- Clean rooms
- Clean hotel facilities


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Sold Per: EA
Estimated Qty on Hand: 4Series I, II and III 2+2 & Series III roadster. See 17-1020PR for Series I and II FHC and OTS.
Amco-Style Floor Mat Pair, Long Wheelbase E-Types. These rubber mats were a popular accessory when the cars were new. Applications: Series I E-Type 2+2 Series II E-Type 2+2 Series III E-Type 2+2 Series III E-Type Roadster


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- Studio: Universal Pictures
- Release Date: Jun 29, 2012
Critic Reviews
- Critic score
- Publication
- By date
MacFarlane gets an impressive amount of comic mileage from having a plush toy talk like a Boston low-life, though for gut laughs nothing compares to the brutal, frantic, and completely wordless fight scene between Wahlberg and his little buddy in a cheap hotel room.
The funniest movie character so far this year is a stuffed teddy bear. And the best comedy screenplay so far is Ted, the saga of the bear's friendship with a 35-year-old manchild.
The comic targets run the gamut - race, religion, relationships, reality, etc. While nothing is sacred, the sacrilege comes with just enough sweetness to offset the salt.
One of the tricks of Ted -- perhaps its smartest one -- is that everyone, not just John, knows the bear can talk.
Ted runs out of invention in its last act (the bear is coveted by a chillingly deadpan sociopath, played by Giovanni Ribisi, and the villain's fat son), but I can't think of a better movie to see if you're male and want to get high and relive your idiot adolescence.
Most of Ted eludes description, analysis and explanation. You just have to hold onto your own certifiable sense of humor and let Mr. MacFarlane take you where he wants to go. Then get out of the way and enjoy it.
The surprise of Ted is that it goes for honest Spielbergian wonder, too, and even earns some tears.
Ted is really a rather sweet examination of loyalty, friendship, and love. Wahlberg and Kunis are charming together (though not exactly in a Cary Grant / Audrey Hepburn kind of way), and both manage to play this thing - at least the challenges-of-a-serious-relationship part of this thing - straight.
Ted may not be profound or deft, but when it hits the sweet-sour spot, which it does regularly, it can win you over.
Ted is essentially a one-joke movie. Okay, it's a very funny joke, but it's still only one joke.
In a universe of Hollywood comedies that seem determined to insult the audience and pander to the basest form of post-adolescent fantasy, Ted feels almost sophisticated.
Ted is never stronger than when Wahlberg and MacFarlane's Ted hang out, riff, and luxuriate in an easy friendship, but as it lurches to a conclusion, Ted unwisely devotes far too much of its time to a plot it would be better off ignoring.
Not too many films serve up laughs that just keep on rolling with regularity from beginning to end, but Seth MacFarlane's directorial debut does so and without any feeling of strain.
This is no-holds-barred humor of the finest, grossest kind, centered around the theme of arrested development.
A fabulous first live-action effort, combining R-rated hilarity with skilled storytelling as it slips some real heart into the stuffing of a toy bear.
This bromance with rapid-fire quips, however, is undermined by unoriginal scenarios and a long, drawn-out chase scene.
Awards & Rankings
User Score
Generally favorable reviews- based on 733 Ratings
User score distribution:
Positive: 118 out of 213
Mixed: 64 out of 213
Negative: 31 out of 213
Jul 15, 2012This was a very disappointing movie. After seeing all of those people saying it was one of the funniest movies in a long time, I had highThis was a very disappointing movie. After seeing all of those people saying it was one of the funniest movies in a long time, I had high expectations for this movie. Being a fan of both Family Guy and American Dad, I felt very confident that this would be a good movie. Boy how wrong I was. I don't know why I didn't expect anything except a long episode of Family Guy but that's all this movie was in the end. The same jokes, the same cut-away style of jokes, the same everything. That would be fine if the movie was entertaining and it just wasn't. The story was terrible. The actor's were not very good and they were obviously mailing it in half the time. There were some decent moments here and there but this movie was very unoriginal and just boring most of the time. I'll stick with MacFarlane's T.V. shows from now on if this is going to be the quality of his movies.… Full Review »
Jul 7, 2012This movie made me ashamed to be American. Our standards for comedy have completely deteriorated. After seeing The Dictator and now TED, I'mThis movie made me ashamed to be American. Our standards for comedy have completely deteriorated. After seeing The Dictator and now TED, I'm completely convinced that Hollywood will never release another intelligent, funny comedy ever again. The sad thing is that I was both a fan of Sacha Baron Cohen and Seth MacFarlane, but I have lost respect for both of them. This was a movie made for complete morons. How many times can you say d**k and have someone take a sh*t before it's not funny any more? Has every great comedic writer completely run out of ideas? It's absolutely pathetic. I could not believe that everyone in the theater was laughing at the worst writing and acting I've ever seen. The biggest problem was that the movie was BORING. If you're gonna make a movie about a teddy bear, could you at least not bore me to tears? When that chase scene started and they started sewing up the bear enough was enough. I'm not prude or lacking in the humor department at all, but I just think it's really sad what comedy has turned into. I miss comedies that had the ability to make me laugh without saying "s**k my d**k" 800 times. There used to be real humor with real thought behind it, it wasn't so cheap and void of any class or wit. Now all you need is someone to take a dump, a famous actor to say "s**k my d**k", and a few offensive, unoriginal jokes about homosexuals/Jews/Mexicans/Asians and you've got yourself a golden ticket. People, come on!!!! We deserve more!!!! Is there anyone out there???? Please tell me I'm not the only one who felt this way!… Full Review »
Jul 3, 2012What a funny movie it is full of laughs if you enjoy humor and dont mind if the jokes are about sex,drugs and fat kids this movie is for youWhat a funny movie it is full of laughs if you enjoy humor and dont mind if the jokes are about sex,drugs and fat kids this movie is for you not for the kids though… Full Review »


text:
To lose fat, you must stick to your fat loss workouts and eat a clean diet.
The nutrition supplement market has always been a hot industry and thrives today even with the current state of the economy in the toilet.
This industry is booming because everyone wants a "magic pill" to help them lose fat and will believe almost anything these unscrupulous companies claim their product will do.
Don't get me wrong, there are some really outstanding nutrition supplement products out there. But there are others who make false fat loss claims and trick a lot of hopeful and desperate people out of a ton of money.
It is important when looking to lose fat that you are not fooled by any one product or gadget that promises you it will burn all your fat off while you just sit and watch.
The truth is, it doesn't work that way. There are no fat burning pills, no carb or fat blocker or magic ab belt, and no diet that will instantly melt fat off your body or give you a 6 pack.
What real nutrition supplements are meant to do is just that, supplement your nutrition.
Let's face it. We are all busy and most Americans succumb to settling for eating the standard american diet, consisting of processed, prepackaged, and fast foods. The more convenient the better, right?
Those people who eat like this are definitely NOT going to get all the nutrients they need to get from food, mostly because there are no great nutrients in these types of food.
In fact, even if you do eat your fruits and veggies all day long, chances are you still won't be getting everything you need.
That is why I recommend, as I do myself, supplementing your current diet, no matter how good or bad it is, with natural, whole food nutrition supplements.
Here are just a handful of all natural nutrition supplements that I recommend:
Oil of Oregano: Oregano oil is a natural immune system booster, eliminates yeast and fungal problems associated with weight gain, eczema, acne and chronic fatigue.
Theanine: A compound found in tea, theanine increases dopamine, a hormone associated with a feeling of well being. Theanine is known for stress and anxiety reduction. Also enhances concentration, normalizes blood pressure, reduces cholesterol, boosts immunity, prevents cancer, and potentially helps promote fat loss.
Spirulina: A micro algae, spirulina is the food with the highest amount of beta carotene and the only whole food source (besides breat milk) of gamma-linoleic acid, an essential fatty acid. Known as a powerful immune booster and powerful antioxident, spirulina is also rich in iron, vitamin B 12. It supports cardiovascular function, reduces LDL cholesterol and raises HDL cholesterol, and potentially helps promote fat loss. Other impressive benefits of spirulina include improved digestive health, enhances natural detoxification, and prevents cancer.
Chlorella: A green algae that contains high levels of chlorophyl, chlorella promotes powerful detoxification of heavy metals and pesticides, supports immune system and digestion, helps prevent cancer, regulates blood sugar and reduces high blood pressure.*
Krill oil: Krills are small crustaceans predominant in colder oceans. Krill oil has over 47x the antioxidant power of fish oil and is much absorbed into the body. Krill oil has been shown to protect the heart by reducing LDL cholesterol and increasing HDL cholesterol. It also controls blood sugar levels, provides relief for PMS, decreases joint pain and signs of aging, promotes brain and nervous system health and boosts immune system.
Astaxanthin: a natural, red pigment carotenoid derived from microalgae and found in most crustaceans, including shrimp, crawfish, crabs and lobster. Being touted as a super antioxidant because it eases arthritis pain, joint pain, sore muscles, and protects against heart disease. Astaxanthin also crosses the blood/brain barrier so also provides exceptional oxidative protection for the eyes, brain and nerves. That is not all! Astaxanthin also boosts immune function, protects the nervous system and lowers LDL cholesterol.
Omega 3 Fatty Acids: EPA and DHA are fish oils found in salmon, mackerel and sardines. Some of the benefits include lowering triglycerides, reducing risk of heart disease, lowers blood pressure and decreases joint pain and stiffness.
Will any of these substances melt fat off your body? No.
But they will help promote ultimate health and vitality. And they might just support your fat loss efforts by keeping your body fueled with everything it needs to run optimally.
Remember, most people only care about their health when they don't have it anymore. Care about your health now and be around longer to enjoy it.
Kekich credo #9: " A little caution avoids great regrets. Hope for the best and prepare for the worst. Keep fully insured physically and materially and keep hedged emotionally. Insurance is not for sale when you need it."


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Obama seeks military assessment before repealing ban on gays
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Reader comments
Worrying. I hope he's not trying to weasel out of his commitment to overturning the ban. His inclusion of the homophobic facist Rick Warren at his inauguration; his opposition to gay marriage and now his delay at repealing the ban should leave gay people worried about his commitment to equality. There is absolutely no reason to have a study to assess the impact of gay soldiers on the army. It would be massively offensive to do a similar study on the inclusion of women or ethnic minorities. Likewise it is offensive to do this to gay people. If Obama chickens out on this then he will lose the support of many gay people. Then again now that he's elected he probably doesn't care. He's just a politiciam after all.
Your article still call Obama president-elect; an error but its best watched and presented well.
The US military are a law upon themselves.
How many gay US service men/women fought and died during World War I, II and other wars in which the US has been involved? Countless…
When the military needs manpower, they turn a blind eye. As soon as peace is achieved, they could not care less!
For exemple, Allan Bérubé's book, "Coming Out under fire" tells that after WWII, 9,000 were "officially" declared homosexual and dishonorably discharged. Their war record was negligible.
This law, outdated & discriminatory, ought to be repealed…but as Simon Murphy askes, does Obama, now that he is President, have the bottle to do it?
many of the allies in NATO have experience of L&G soldiers, not least the UK, whose ethos is closest to the US in terms of hysteria about the gay sex.
There appear to have been NO problems in the British Armed Forces; the same should obtain in the US
Do we have to wait 100 more years until a gay president is elected so this military issue can change? Hope not. Homophobia is a hard, hard rock to grind.
Just so all of you know. The President said that he would get a comprehensive assessment before he brought this issue to Congress all along. This is not new news. He said this throughout his campaign.
I would rather that he knew what he was up against beforehand rather than have a repeat of Clinton. I am glad that my President is smart enough to get all the facts before just trying to do something and failing outright. I wish more people thought before they took action or spoke. We would get a lot more done if we thought things out and found a way to do it right, right from the start.
These comments are un-moderated and do not necessarily represent the views of PinkNews. If you believe that a comment is inappropriate or libellous, please contact us.
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I want to find real love- my heart is open for true feelings!
Muse_Anna_, 33 y/o
I am big big girl in a big big world!
Simple_Perfection, 25 y/o
Only love can make a person truly happy!
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I can be the flow of tenderness for you!
Tenderness_Flow_forU, 25 y/o
Always smiling, enjoy your life!
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Find My Soul And I'm Yours Forever
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text: MainStoriesOlimpiadas Especiales México, Guanajuato Special Olympics Mexico, Guanajuato Paola Martinelli | Jun 19, 2013 | Latin America: Mexico A workshop was conducted with the assistance of coaches and players from Nayarit, San Luis and Guanajuato. There was a party of preparation, category 16-18 COMUDE Youth. In conclusion there was a small gathering among coaches to define players that strengthen the Mexican team that will represent Mexico in the upcoming Central American and Caribbean Association Football Unified Special Olympics tournament in May. About Me:Gerente nacional de comunicaciones y mercadotecnia Read More Stories My friend Tony Alaina TorkelsonWhen I was a kid I used the r-word frequently even picking on kids that were different....that is until I met Tony.Traditional Leaders in Malawi Support Family Health ForumsRomi ReineckePablo Ulises Lázaro: Successes of a mother and her sonLeilani GonzalezHe no longer fears dentistsGenevieve JiangVisiting a dental clinic made Bhavya Jain very anxious. Special Olympics helped.From shy and isolated, to confident leaderGenevieve JiangBefore Punsara Dissanayake joined Special Olympics Serendib, she was reluctant to attend school as she feared being bullied.Medical help gave her winning edgeGenevieve JiangJohn Lucas: From Introvert to Spokesman in BrazilCaroline ChevatA Special Olympics athlete took part in the signing of an agreement between Special Olympics and the International Volleyball Federation.Special Olympics Saved my Life!Marquis Antwan GarnerJuan Atilio: Overcoming prejudiceLeilani GonzalezMaking a Difference in India and NepalDavid HircockThank You, Special Olympics LouisianaJude and Paula BernardDo You Have A Story to Share?Share Your Story More Stories


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Advisory Opinion
Philip M. Payne, Esq.
Assistant General Counsel
Division of Legal Services
Florida Department of Financial Services
200 E. Gaines Street
Tallahassee, FL 32399-0333
Dear Mr. Payne:
This letter is in response to your request for guidance on behalf of the State of Florida Department of Financial Services (DFS) regarding the applicability of Title I of the Employee Retirement Income Security Act of 1974 (ERISA) to certain health benefits programs offered by Depawix Health Resources, Inc. (Depawix) and Peck & Peck, Inc. (Peck & Peck) d/b/a Green Cross Managed Health System (Green Cross). Specifically, you ask whether certain health benefits programs offered or provided through Green Cross (collectively the "Green Cross Program" or "Program") and the Depawix Employee Welfare Benefit Plan (Depawix Plan) are "multiple employer welfare arrangements" (MEWAs) within the meaning of ERISA section 3(40). You also ask whether ERISA section 514(a) precludes the State of Florida from applying its insurance laws and regulations to these entities and programs or to any persons who sell or market them in Florida.(1) As set forth below, we conclude that the Program and the Depawix Plan are MEWAs and that ERISA does not supersede the application of Florida insurance law to them. The Department's conclusion is based on facts and information you provided, and information found on Depawix and Green Cross websites.(2)
Green Cross describes itself variously as a "managed health system" and a "health management program" that offers health benefits to individuals and group health benefits to employers for their employees. Green Cross claims that it is not an insurance program but is, rather, "an employment opportunity that also provides medical benefits." Green Cross also describes itself as a "collaborative effort" between health care providers, benefits professionals, and "dual employment service providers. In order to participate in the Green Cross Program, prospective participants, whether already employed or not, must agree to become employed with a dual employment service provider. The "employees" of "dual employment services providers" allegedly participate in a study Green Cross is conducting to test Green Cross principles of health care management. Depawix appears to be the only named dual employment service provider involved with the Program.
Green Cross offers or provides the Program to employees of dual employment service providers. Some Green Cross benefits programs are self-funded and depend upon pooled contributions and/or fees from various participating employers and/or individual participants. Other Green Cross programs offer benefits insured through Blue Cross Blue Shield of Georgia.(3) An individual must "work" fifteen hours per month to participate in a self-funded program, and at least thirty hours per week to participate in an insured program. Under some arrangements, if it appears in any given month that a participant in a self-funded program will require a higher level of coverage, he or she will be offered "full time employment retroactive to the beginning of that month" in order to participate in an insured program.
Depawix represents that it is "part of the Green Cross Managed Health study" and that one of its purposes is to "test . . . Green Cross principles." Depawix represents that it obtains its revenues "from the Green Cross study through voluntary funding from employers who sponsor their employees into the study."(4) Depawix states that it hires these sponsored employees to work as "Research Testers" of the Green Cross managed care system. A Research Tester's duties consist mainly of completing an annual Green Cross Health Risk Assessment questionnaire; working with a "Patient Advocate" to establish a "program of health management;" checking in monthly with the Patient Advocate and reporting any changes in medical status; obtaining prior approval from the Patient Advocate for all required medical services and new prescriptions; providing to the Patient Advocate copies of medical bills, explanations of benefits, and provider evaluations; and "promot[ing] the concept of the Green Cross program to the general public."(5) Depawix pays Research Testers $7.50 per hour.
When an individual becomes a Depawix Research Tester, he or she must sign an "Employee Implementation Agreement." The Implementation Agreement provides that the individual is being hired to "provide and receive health education and information to assist in developing the mechanics for the Patient Advocate and wellness management mechanisms under a . . . sponsorship arrangement." The Implementation Agreement further provides that an individual's employment with Depawix is "temporary in nature," that the sponsorship is on a month-to-month basis, and that employment is "contingent upon the continuation in full of that sponsorship."
A. The Green Cross Program and the Depawix Plan are MEWAs
ERISA section 3(40)(A) defines a MEWA, in relevant part as
an employee welfare benefit plan, or any other arrangement (other than an employee welfare benefit plan), which is established or maintained for the purpose of offering or providing any benefit described in paragraph (1) [section 3(1) of ERISA] to the employees of two or more employers (including one or more self-employed individuals), or to their beneficiaries . . . .(6)
It appears that the Green Cross Program and the Depawix Plan were established and are maintained for the purpose of offering or providing the type of benefits described in ERISA section 3(1), which include, generally, "medical, surgical, or hospital care or benefits, or benefits in the event of sickness, accident, disability..." Thus, if the Program and the Depawix Plan offer or provide such benefits to the employees of two or more employers, they constitute MEWAs within the meaning of ERISA section 3(40).(7)
Throughout the materials we reviewed, Green Cross openly represents that it markets the Program to individuals and to multiple employers for their employees. In its marketing materials, Green Cross states that it offers "group programs for small and medium businesses" and that it targets "small businesses" as a source from which to draw Research Testers. In addition, Green Cross consistently refers to its potential employer clients in the plural, and admits that more than one employer can employ testers of the Green Cross system. Specifically, Green Cross states on its website that "individuals who contribute to the testing could be employees of one of our health resource partners" and that "[b]ecause multiple mechanisms . . . need to be tested independently there would need to be multiple employers with multiple plans [emphasis added]. . . ."
Green Cross marketing materials further advise that "employers offering the more modest benefit program are permitted to self fund," whereas "employers offering comprehensive benefits must purchase . . . insured coverage [emphasis added]." In its sponsorship agreement for individuals, Green Cross represents that when an individual is sponsored as an employee into the Program, Green Cross will assign the individual to an employer for the duration of the sponsorship agreement. If a participant requires more than basic coverage in any given time period, and must begin "working" full time, the participant will be moved to another employer. Thus, as the documents make clear, the Green Cross Program is an arrangement that is established and maintained for the purpose of offering or providing health benefits to the employees of more than one employer. The Green Cross Program is therefore a MEWA within the meaning of ERISA section 3(40).
In the Department's view, the Depawix Plan is also an arrangement that offers or provides health benefits to the employees of more than one employer. The Department does not accept Depawix's representation that the Research Testers who participate in the Depawix Plan are common law employees of Depawix. Rather, it is the Department's view that at least one or more of the research testers are "self-employed individuals." As noted above, an "employer" includes self-employed individuals for purposes of ERISA section 3(40).
Whether an employer-employee relationship exists for purposes of Title I of ERISA must be determined by applying common law of agency principles.(8)Nationwide Mutual Insurance Co. v. Darden, 503 U.S. 318 (1992). In applying such common law principles, consideration must be given to, among other things, whether the person for whom services are being performed has the right to control and direct the individual who performs the services, not only as to the result to be accomplished by the work, but also as to the details and means by which the result is to be accomplished; whether the person for whom services are being performed has the right to discharge the individual performing the services; and whether the individual performing the services is as a matter of economic reality dependent upon the business to which he or she renders service. See Darden, 503 U.S. at 323-24; Advisory Opinion 95-22A. See also Yates v. Hendon, 541 U.S. 1 (2004). Further, the Department has taken the position that the payment of wages, payment of federal, state, and local employment taxes, and the provision of health or pension benefits (or both) by a hiring party do not, in and of themselves, determine whether an employer-employee relationship exists for purposes of Title I.(9)See Advisory Opinion 93-29A. Similarly, the Department has stated that the mere existence of a contract purporting to create an employer-employee relationship must be viewed in light of the facts and circumstances surrounding the contract and will not control such determination where common law factors, as applied to the existing facts and circumstances, indicate that an employer-employee relationship does not in fact exist. See Advisory Opinion 2005-12A.
Although Depawix Research Testers sign "implementation" or "sponsorship" agreements, which purport to constitute employment contracts, we note from the materials you provided that Depawix Research Testers do not have any assigned "work" location; they are not required to possess any particular work-related skills; and they are not subject to Depawix's discretion regarding when and how long to work (aside from the basic requirement that they report having "worked" a certain number of hours per week or month). In addition, Depawix does not appear to have any meaningful right or ability to control or direct Research Testers with regard to the work result to be accomplished or the means by which such result is to be accomplished. More specifically, Depawix does not control whether a Research Tester creates any "data" or reports for use in any Green Cross "study," although that is allegedly the Research Testers primary job function.
Another important factor in this analysis is whether the "work" performed by Depawix Research Testers constitutes part of Depawix's "regular business," or whether Depawix is in fact even engaged in a "regular business" separate and apart from offering and/or providing health benefits. See Advisory Opinion 95-22A, Advisory Opinion 93-29A. As previously noted, Depawix represents in various documents that it "obtains [its] revenues from the Green Cross study through voluntary funding from employers who sponsor their employees into the study." Further, a Depawix "mission statement" we reviewed states that Depawix "is a company founded and dedicated to the structuring and implementation of medically oriented studies" and that it is "constantly looking for and hiring individuals who are experiencing one of [sic] more of the medical conditions that Depawix . . . studies are focusing on." Thus, Depawix in effect obtains its revenues from fees and contributions related to providing health benefits under the Depawix Plan and/or the Program, and its "employees" sole qualification is that they want health benefits.
In addition to the foregoing, you represent, and the materials we reviewed indicate, that the individuals who purportedly "work" for Depawix are not, as a matter of economic reality, dependent on Depawix as a source of employment. In this regard we note, in particular, that you provided affidavits from Depawix Research Testers confirming that they do not consider themselves to be "employed" by Depawix. Other Research Testers represent that when they agreed to become Research Testers for Depawix/Green Cross, they were seeking health benefits, not employment. Further, many of the materials we reviewed indicate that an individual's "employment" with Depawix begins with, and is entirely dependent upon, the individual seeking health benefits and paying for health benefits coverage. Moreover, it appears that a typical paycheck for a part-time Research Tester, after deductions for contributions to the Program and some taxes, averages approximately $13.50 per paycheck.
For the foregoing reasons, and based on your representations and the materials we reviewed, it is the Department's view that the Research Testers are not employees of Depawix for purposes of ERISA.(10) Rather, the Research Testers appear to be self-employed individuals and/or employees of other employers. Accordingly, because the Depawix Plan offers or provides health benefits to the employees of two or more employers, "including one or more 'self-employed' individuals," it is the Department's view that the Depawix Plan is a MEWA within the meaning of ERISA section 3(40).(11)
B. ERISA section 514(a) does not preempt application of Florida insurance laws to the Green Cross Program or the Depawix Plan
Section 514(a) of ERISA generally preempts state laws that "relate" to ERISA-covered employee benefit plans.(12) ERISA section 514(b)(6)(A), however, provides certain exceptions to this broad preemption provision in the case of ERISA-covered employee welfare benefit plans that are also MEWAs within the meaning of ERISA section 3(40). Pursuant to ERISA section 514(b)(6)(A), if an employee welfare benefit plan MEWA is not "fully insured," state insurance laws may be applied to the MEWA to the extent that such laws are "not inconsistent" with the provisions of Title I. If such a plan MEWA is considered "fully insured" for ERISA purposes, application of state insurance laws is limited to laws pertaining to the maintenance of specified levels of contributions and reserves. See ERISA 514(b)(6)(A); Advisory Opinion 2007-06A. On the other hand, and more pertinent to your request, if a MEWA is not itself an ERISA-covered employee welfare benefit plan, nothing in Title I of ERISA would preclude a state from applying its insurance laws to regulate the MEWA.
As noted above, the Green Cross Program and the Depawix Plan are MEWAs within the meaning of ERISA section 3(40). The materials we reviewed do not suggest, however, that either the Green Cross Program or the Depawix Plan is also an employee welfare benefit plan within the meaning of ERISA section 3(1).(13) Because neither arrangement is an employee welfare benefit plan for purposes of ERISA, section 514(a) of ERISA would not limit application of state insurance laws to either arrangement. Accordingly, ERISA would not prohibit the State of Florida from applying its insurance laws directly to the Green Cross Program, the Depawix Plan, or to any persons or entities who sell or market the Program or the Depawix Plan in Florida.(14)
This letter constitutes an advisory opinion under ERISA Procedure 76-1. Accordingly, it is issued subject to the provisions of that procedure, including section 10 thereof relating to the effect of advisory opinions.
Lisa M. Alexander
Chief, Division of Coverage, Reporting and Disclosure
Office of Regulations and Interpretations
- On August 24, 2009, DFS issued an "Immediate Final Order" ordering Depawix, Peck & Peck, and Green Cross to cease and desist transacting the unauthorized business of insurance in the State of Florida, followed by a "Notice of Intent to Issue Cease and Desist Order" issued on September 11, 2009 (Administrative Proceedings). The Administrative Proceedings also name "Smart Services, Inc." as a successor to Peck & Peck. In particular, DFS alleges that Depawix, Peck & Peck, and their agents and representatives, solicit and/or enroll Florida employers and Florida employees into unauthorized health insurance plans. DFS further alleges that the health insurance plans are marketed and sold to employers and employees in Florida under the guise of offering to prospective participants an "employment opportunity" that includes health benefits.
- Those websites, depawix.com and greencrossmanagedhealth.com, were no longer accessible as of the date of this letter.
- You represent that Blue Cross Blue Shield of Georgia is not a licensed or approved health insurer in Florida.
- This may include self-employed or other individuals who "sponsor" themselves into the program.
- Green Cross describes the Patient Advocates as "specially trained registered nurses" who "provide an assessment, health information, education, and referral support to assist participants in adhering to their provider treatment plan and suggested wellness program."
- In contrast to the general rule that independent contractors are not considered "employees" for ERISA purposes, the MEWA definition in ERISA section 3(40) specifically provides that self-employed individuals can be considered employees for MEWA purposes.
- ERISA section 3(6) defines the term "employee" as "any individual employed by an employer." ERISA section 3(5) defines the term "employer" to include, in pertinent part, "any person acting directly as an employer, or indirectly in the interest of an employer, in relation to an employee benefit plan. . . ."
- While common law of agency factors typically have been applied to determine whether a person is an employee or independent contractor, those principles apply equally to determining by whom an individual is employed. See Professional & Executive Leasing, Inc. v. Commissioner, 89 T.C. 225 (1987), aff'd, 862 F.2d 751 (9th Cir. 1988).
- The materials you provided indicate that some Depawix Research Testers are provided IRS Form 1099, which reports, among other things, nonemployee compensation.
- This letter should not be read as expressing a view as to whether Depawix is an "employer" under state or federal laws other than Title I of ERISA. Indeed, Depawix may have assumed various employer responsibilities and liabilities under federal or state tax or other labor laws. See generally Information Letter to the Honorable George J. Chanos, Attorney General, Nevada Department of Justice (May 8, 2006).
- Although we conclude, based on materials we reviewed, that the Depawix Plan and the Program constitute MEWAs pursuant to section 3(40), the Depawix Plan and the Program may also be fairly characterized as integrated components of a single MEWA. Our conclusion regarding state regulation would not be affected by whether they are characterized as separate MEWAs or integrated components of a single MEWA.
- Section 514(b)(2)(A) of ERISA reserves to the states the right to regulate the business of insurance and persons engaged in that business, thereby saving those laws from preemption under section 514(a). ERISA section 514(b)(2)(B), however, makes clear that an employee benefit plan generally cannot be "deemed" to be an insurance company for the purpose of applying state insurance laws to regulate the plan as an insurer.
- We note, however, that an employer who arranges for its employees to participate in the Program or the Depawix Plan may have established its own separate employee welfare benefit plan subject to Title I of ERISA.
- You represent that Depawix, Peck & Peck, and/or Green Cross may previously have operated under other names, and/or may be in the process of changing names or creating successor entities. To the extent the renamed or successor entities operate in substantively the same way as the Depawix Plan and the Green Cross Program, we would view those entities or arrangements as MEWAs subject to state insurance regulation as well.


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Update: The Jackson-Walker Feud
Although it is far short of the tearful public apology he made before the 1984 Democratic Convention for referring to New York as "Hymietown," Jesse Jackson has humbled himself before Reverend Wyatt Tee Walker for breaking an agreement to apologize at Walker's church in the wake of the love-child scandal (see "The 'Wrongs' of 'Mr. Civil Rights,"' May 8).
Jackson appealed to Walker for spiritual guidance shortly after it was disclosed that he had fathered out of wedlock with a former staffer a daughter who is now two years old. The leader of the Rainbow/PUSH coalition said at the time he would step out of public life, but a few days later he stepped back in, resuming public appearances and criticisms of the Bush administration. Walker approved a "Service of Penance" at his Canaan Baptist Church of Christ in Harlem on condition that Jackson appear contrite, apologize for the affair, and announce that he was taking a sabbatical.
That never happened. Jackson turned the event into a fiasco, prompting a blistering February 1 letter from Walker in which he accused Jackson of "violating the format of the service" and embarrassing him before his congregation. Walker also asserted that Jackson had "damaged" his credibility "beyond repair" and told Jackson not to call him or ask for his assistance until he made a "a public or written apology" to him. The Voice was the first to publish the letter.
"I have read your letter several times over," Jackson said in his February 13 response, which was obtained by the Voice. "Let me assure you, I care deeply for you and respect what you represent to our people and to me. Because this is true, I reached out to you during this phase in my journey. I have been in constant prayer with my family, church, and to our God, both privately and publicly. I apologize for any error in judgment and communication or any offense to you or your congregation. I would never knowingly offend or disrespect you. If I have done so, I apologize."
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Jackson told Walker he was still "in the throes of a battle, spiritual within, and violent political forces without." He said it was up to God whether he pulls through.
"Through it all, my spirit is contrite, my mind is tough, and my heart is tender, yet resilient," he proclaimed. "With the assistance of co-partners in this struggle, we will not allow the rhythm of our steps for emancipation to be broken. I appeal to you for your continued forty years of friendship and prayers. At any point along the road if I can be of any service to you, I am available."
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Inefficient energy use in buildings is both increasingly expensive and unsustainable. Indeed, the reduction of the energy consumption of existing buildings is as least as important as the design of new low-energy buildings. Controlling energy use is one thing, but it is important to assess or estimate it, and to understand the range of interventions for reducing its use and the methods for assessing the cost effectiveness of these measures. This comprehensive guide clearly and concisely covers the various issues from a theoretical standpoint and provides practical, worked examples where appropriate, along with examples of how the calculations are carried out. Topics covered include: where and how energy is used in buildings energy audits measuring and monitoring energy use techniques for reducing energy use in buildings legislative issues. It provides a template for instigating the energy management process within an organization, as well as guidance on management issues such as employee motivation, and gives practical details on how to carry it through. This book should appeal to building managers and facilities managers and also to students of energy management modules in FE and HE courses.Chartered Institution of Building Services Engineers (CIBSE). Guide A: Environmental Design. 2006. CIBSE. Guide B: Heating, Ventilation, Air Conditioning and Refrigeration. 2002. CIBSE. Guide F: Energy Efficiency in Buildings. 2004. CIBSE.
|A Guide to Energy Management in Buildings
|Douglas Harris
|Routledge - 2012-06-25


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Saif Ali Khan's cigar-smoking in Go Goa Gone lands him in trouble
4 years ago
The actor has drawn the ire of an anti-tobacco group for the poster of his latest film that shows him smoking and that too, through the torso of a semi-naked woman An anti-tobacco organisation in Panaji on Thursday (March 28) demanded that Bollywood actor Saif Ali Khan should be punished for violating the country's anti-smoking […]
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Shah Rukh Khan's Raees team will be penalised if found guilty of LEAKING information to the press - read EXCLUSIVE details!
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Priyanka Chopra was approached for Hrithik Roshan's Kaabil?
Ranveer Singh and Vaani Kapoor's hot magazine photoshoot is best described as BOLD and beautiful
Yeh Hai Mohabbatein full episode, 21st October 2016,written update: Aadi and Aaliya suspiciously disappear!
Revealed! The reality show which Nitibha Kaul won before participating in Bigg Boss 10
Aamir Khan, Shah Rukh Khan, Aishwarya Rai Bachchan - when Bollywood actors played their actual age onscreen
Rs 5 crore each - That's how much Raj Thackeray wants Karan Johar, Shah Rukh to pay as penalty for casting Pakistani actors
Hrithik Roshan is all praises for Befikre actress Vaani Kapoor
Priyanka Chopra has a movie releasing this year - read details
Bigg Boss 10 latest news
Bigg Boss 10 20th October 2016 Episode 5 preview: After Rohan Mehra, Om Swami spends some time in jail
Bigg Boss 10: Gaurav Chopra proposes marriage to Akansha Sharma?
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Bigg Boss 10 22nd October 2016 Episode 6 Live update: Salman Khan compares Mona Lisa to Rimi Sen
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Naagin 22nd October 2016 full episode written update: Yamini stabs Shivanya as Avantika returns to reclaim the coveted Naagmani
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'बाहुबली 2' का पहला लुक रिलीज ! गजब लग रहे है प्रभाष
रणबीर कपूर ने कबूला कि एक लड़का उन्हें एक तरफा प्यार करता था !
बिग बॉस 10 एलिमिनेशन : सलमान खान के शो से प्रियंका जग्गा हुई एलिमिनेट
आमिर खान ने उठाया सवाल.. मामी फेस्टिवल में पाकिस्तानी फिल्म क्यों नहीं ?
शाहरुख़ खान ने कहा 'मैं किसी हीरो के साथ सोऊं या फिर हीरोइन के' मेरी बीवी को फर्क नहीं पड़ता


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P1 Weekly Update for 01/04/13
Need more training? PoliceOne Academy is the most powerful solution for law enforcement training providing more than 1,000 videos and nearly 200 online courses. With the Academy you can track roll call and offline training and create your own custom courses with an easy-to-use learning management system. To learn more, schedule your free demo
Dave Smith recounts the fallen officers of 2012, the banning of police at an Illinois Denny's, a graphic standoff that happened in Omaha, and resolutions for the New Year in this weeks PoliceOne update.
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2 Video: Suspect shoots Calif. squad car during pursuit as civilian rides along
3 Officer involved in fatal Milwaukee OIS arrested for sexual assault


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Sleuth and Youth
A screening last week of Kenneth Branagh's mechanical but sufficiently entertaining remake of "Sleuth" - with Michael Caine playing the older character played by Laurence Olivier in the 1972 film and Jude Law playing the younger character originally played by Caine - was preceded by the trailer for the new Francis Ford Coppola film, "Youth Without Youth," which is due for release in December.
It is the first film from the Oscar winning director of "The Godfather," since 1997's conventional adaptation of John Grisham's "The Rainmaker."
If the thirty second trailer, which you can watch below, is any indication "Youth Without Youth" is a bit more intriguing, if not downright Kubrick-ian.
On the film's official website it is described about a professor, played by Tim Roth, "whose life changes after a cataclysmic incident during the dark years prior to World War II." It is based on the book by Romanian author Mircea Eliade.
For more information on the film including interviews with Coppola and his wife, a response by Coppola's publicist, and a press release on his next film "Tetro," see my earlier entry. And check out a diary entry by Coppola in which he laments the curse of his early "Godfather" success.
- Forget it, Jake. It's Chinatown.
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- Counterprogramming, WTMJ win preliminary election-night TV ratings
- Milwaukee radio ratings for October
- WZTI starts to air Christmas music the day after Halloween
- Political ads, retransmission revenue drive up Journal Communications earnings
Movie Listings: What's playing where this week
Opening Friday, July 28
- "Bad Moms"
- "Cafe Society"
- "Captain Fantastic"
- "Dishoom"
- "Jason Bourne"
- "Phantom Boy"
Opening Friday, Aug. 5
- "Nine Lives"
- "Suicide Squad"


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Don Adams
Apr. 13, 1923
New York
New York County (Manhattan)
New York, USA
Sep. 25, 2005
Beverly Hills
Los Angeles County
California, USA
Actor. He is best remembered for his role of 'Agent Maxwell Smart' in the hit 1960s television comedy, "Get Smart" (1965 to 1970), for which he won three Emmy Awards. He was also the voice of television cartoon characters "Tennessee Tuxedo" and "Inspector Gadget." Born Donald James Yarmy, in New York City, of Hungarian and Irish descent, during World War II, he served in the United States Marine Corps, and was the only member of his platoon to survive the Battle for Guadalcanal. While on Guadalcanal, he contracted malaria, and nearly died of blackwater fever, being evacuated back to the United States in 1943, where he spent the remainder of the war recovering. Discharged from the military at the end of the war, he worked as a comic and mimic. He took the stage name of Adams from his first wife, singer Adelaide Adams, because he got tired of being called last during alphabetical auditions. He won an Arthur Godfrey's Talent Scouts contest in 1954, with a standup comedy routine, and began to work in television, appearing on a number of comedy, variety, and drama series. But it was his role of 'Agent 86, Maxwell Smart', in the parody of the spy films of the times that won him audience appeal. He would state that his clipped voice was based upon the speaking style of actor
William Powell
. After the series "Get Smart" was ended, he worked in less successful comedies, such as "The Partners" (1971), and in one movie that reprised the Maxwell Smart character, "The Nude Bomb" (1980), as well as guest appearances on other shows, including "The Love Boat", "Fantasy Island" and "The Sonny and Cher Comedy Hour". Two later attempts, in 1989 and 1995, to reprise his 'Maxwell Smart' role on television ended in failure, although he did find some success with his voice characterization of cartoon character, 'Inspector Gadget'. His success in directing "Get Smart" let to a career as a director of commercials, and in 1971, he won a Clio Award for outstanding commercial direction. He briefly played on the Canadian Broadcasting System, in "Check It Out" as a manager of a grocery store filled with inept employees and unusual customers. He was married three times, and had seven children. He died in Los Angeles, California, from pulmonary infection, having been ill for some time.
(bio by:
Kit and Morgan Benson)
Family links:
William Yarmy (1897 - 1983)
Sean Adams (____ - 2006)
Cecily Adams (1958 - 2004)
Don Adams (1923 - 2005)
Richard Paul Yarmy (1933 - 1992)
Calculated relationship
Cause of death: Lung infection
Hollywood Forever Cemetery
Los Angeles County
California, USA
Plot: Section 8, Lot 57, Grave 20
GPS (lat/lon):
34.08964, -118.31622
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Michael Cronin
Record added: Sep 26, 2005
Find A Grave Memorial# 11827535
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Don, thanks so much for all of the laughter you afforded me. We never missed a version "Get Smart". Your memory will always be in our heart.
Billy R. Edgar
Added: Oct. 12, 2016
I loved watching Get Smart and enjoyed your comedy. RIP and may God Bless you.
carey leroux
Added: Oct. 10, 2016
How you made us all laugh. Thank you for your talent and the ability to make people laugh. Rest in sweet peace, dear Don. You are being remembered for a life well lived and will not be forgotten.
susan emery
Added: Oct. 1, 2016
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Free shipping in the USA (lower 48) when your order is over $89 (excluding gift certificates and sales tax, if applicable).
One of James Swearingen s most vibrant pieces with themes that are highly appealing and beautifully interwoven. Full of rhythmic vitality contrasted with broad flowing melodic lines to create a veritable tapestry of colors. Exceptional choice for concer. Here is a listing of related products.Related Audio CD(s):
� 2016 Music44. All rights reserved.


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Citizen Gents Eco-Drive Watch
This Citizen Eco-Drive watch exemplifies the phrase "crisp and clean." Easy-to-read, black Arabic numerals sit on a white dial with date indicator and luminous hour and minute hands. Additional features on this stainless steel model include a 40mm screw-back case, water resistance to 100 meters, and foldover clasp with push button.
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ScottishPower Renewables and Hammerfest Win Top Environmental Award
ScottishPower Renewables' and Hammerfest have received a top environmental award for their work on developing tidal energy generation.
In a ceremony at the Scottish Parliament, The Vision in Business for the Environment Awards (VIBES) awarded both companies the International Co-operation accolade for all their efforts.
This judges felt this was a pioneering project, which with widespread adoption will have significant impact on the UK's ability to meet renewable energy targets.
Presenting the awards, Minister for Environment Roseanna Cunningham said: "Many Scottish businesses, including those recognised at the VIBES Awards, are becoming increasingly aware that tackling their environmental impact can also deliver major economic benefits – both through cutting costs and attracting new business.
"Scotland is of course very well-placed to capitalise on the greener business revolution and become a world leader when it comes to providing green technologies of the future such as wave and tidal energy and offshore wind.
Keith Anderson, Managing Director, ScottishPower Renewables, said: "We are delighted to been involved with the VIBES award process and to be recognised for our achievements.
"Tidal generation has a considerable part to play in our future energy needs and we are delighted to working with Hammerfest in developing the technology."
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