text:
December 12, 2001
Mr. Stephen M. Saxon
Groom Law Group
1701 Pennsylvania Avenue, N.W.
Washington, D.C. 20006-5893
Dear Mr. Saxon:
This is in response to your request on behalf of Charles Schwab & Co., Inc. (Schwab), regarding the annual reporting requirements of the Employee Retirement Income Security Act of 1974 (ERISA). Specifically, you asked that guidance be issued allowing plans to report investments made through participant-directed brokerage accounts as part of a single line item on the Schedule H of the Annual Return/Report Form 5500 rather than by type of asset on the appropriate line item for the asset category, e.g., common stocks, mutual funds, employer securities
According to your submission, participant-directed brokerage accounts are becoming an increasingly popular investment option offered by defined contribution pension plans. The accounts tend to be used as an investment option in 401(k) plans. The accounts, commonly referred to as "brokerage windows," allow participants the opportunity to purchase stocks, bonds, mutual funds or other investments that are not offered as part of the plan's main investment alternatives. The brokerage account provider typically performs recordkeeping for assets in the accounts. You represent that grouping individual investments in the accounts into the Form 5500 asset categories (common stocks, mutual funds, employer securities, etc.) creates a substantial administrative burden. In fact, you indicate that this categorization generally must be done manually rather than as part of an automated recordkeeping function. A similarly cumbersome manual process must be completed to report income earned on the accounts in the appropriate Form 5500 categories. You expressed concern that the administrative burdens and costs associated with the Form 5500 annual reporting requirements will deter plan sponsors from offering brokerage accounts as an option under their plans.
After a careful review of the issues raised by your request, the Department of Labor, in coordination with the Internal Revenue Service and the Pension Benefit Guaranty Corporation, has decided to modify the instructions to the 2001 Annual Return/Report Form 5500 to recognize alternative methods by which individual account plan assets invested by participants through brokerage windows may be reported. In this regard, the instructions to the Schedule H (Financial Information) will contain the following instruction relating to brokerage windows:
For the 2001 plan year, plans that provide participant-directed brokerage accounts as an investment alternative (and have entered pension feature code "2R" on line 8a of the Form 5500) may report investments in assets made through participant-directed brokerage accounts either:
The instruction will further explain that participant-directed brokerage account assets reported in the aggregate on line 1c(15) should be treated as one asset held for investment for purposes of the Schedule H, line 4i schedules, except that investments in tangible personal property must continue to be reported as separate assets on the line 4i schedules. This Schedule H reporting option generally mirrors the asset categories that smaller plans must break out for all of their investments on Schedule I, lines 3a through 3g. Large plans with participant-directed brokerage accounts thus would be subject to asset break out requirements for the accounts similar to those now applicable to small plans with such accounts.
The Department notes that the Agencies will be conducting a review of the foregoing method of reporting for plans with brokerage windows in an effort to determine whether and under what circumstances such method of reporting may need to be modified to ensure adequate information is provided to plan sponsors, participants and beneficiaries, and the Agencies in the future.
The Department further notes that, while the alternative method of reporting permits aggregate reporting of certain assets, the provided alternative in no way relieves fiduciaries of individual account plans with brokerage windows from their obligation to prudently select and monitor designated plan investment options and brokers.
John J. Canary
Chief, Division of Coverage, Reporting & Disclosure
Office of Regulations and Interpretations
DOL Homepage | PWBA Homepage | Top of Document Top of List


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|By Abracadabra (Abracadabra) on Friday, March 07, 2003 - 11:22 pm: Edit
exactly....what does it take to get into emerson college?
|By Igotpants (Igotpants) on Saturday, March 08, 2003 - 01:49 pm: Edit
i applied there RD, there acceptance rate is around 50% i think. I am an average guy so for me it would be great if i got in. Good luck if you've applied also.
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text:
Lt. Gregg Hastings, Oregon State Police spokesman, said Carter & Company, a Salem bridge-construction company reported today that a Kobelco 50 SR-3 hydraulic excavator and a Kent F5 hydraulic breaker were missing. Company officials believe the theft occurred between 4 a.m. Monday and 7 p.m. Tuesday.
Hastings said whoever stole the excavator had to haul a trailer to the site, along the highway's southbound lanes near Milepost 282, where the company is installing an overhead sign for the Oregon Department of Transportation.
The breaker, used to break concrete, is valued at $10,000.
State police distributed photos of similar equipment, hoping it would jog someone's memory.
Hastings urged anyone with information to call Trooper Will Brindza at 503-731-3020 ext. 450.


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Skip to comments.Russia's mental state (scary stuff)
Posted on 08/13/2007 3:06:55 PM PDT by propertius
One of the nastier manifestations of the culture of spin for which the Blair administration became notorious was its tendency to brief against its dissidents (informally, of course) by casting doubt on their mental health.
Clare Short and the late Mo Mowlam were both subjected to the slur, and we were even told that Gordon Brown was "psychologically flawed".
Distasteful as these slanders were, however, they could do little harm while Britain retained an accountable executive and a psychiatric profession of unimpeachable probity.
Things are different in modern Russia, where, as we report in horrifying detail today, it takes only modest influence to secure the incarceration and chemical torture of a business rival, wealthy relative or prosecution witness, and where the sectioning of citizens hostile to the Kremlin seems set to become once more a fact of political life.
That Vladimir Putin is still treated by civilised nations, especially those of the G8, as the president of a democracy is an indictment of their cowardice, for since he came to power Russia has again become a corrupt dictatorship, barely distinguishable from the Soviet Union under Khrushchev.
Germany's dependency on Russian energy, combined with the timidity of some of its neighbours, has helped smother European protests at Putin's behaviour.
So the sea-bed under the North Pole now ludicrously bears a Russian flag, and aerial sparring with Nato, abandoned after the Cold War, has been resumed.
In its firm diplomatic response to Russian arrogance over the Litvinenko murder, the British Government has hinted that it is prepared to stand up to a man whose influence will undoubtedly persist long after he formally leaves office next year.
But other countries must follow, before any more of them become enslaved to the need for Russian gas.
The alternative would indeed be madness.
Labelled mad for daring to criticise the Kremlin
By Adrian Blomfield
Last Updated: 3:23am BST 13/08/2007
Naked and with her hands and feet bound to the corners of a metal bed covered by a rubber incontinence sheet, Larisa Arap eyed with quiet defiance the doctors who wanted to declare her mad.
t was a futile gesture. The men in white coats standing over her were bitter adversaries.
Enraged by the allegations that she had levelled against them, they also knew that, as an open Kremlin critic, the state would do little to help her.
A needle sank into her arm. Over the coming weeks, as the treatment took its effect, Mrs Arap would become everything the doctors declared her to be: her head lolled to one side, her tongue hung out of her mouth and her face went slack.
"When she was brought out she was covered in bruises," said Taisia, her daughter. "She couldn't stand, could hardly speak and was drifting in and out of consciousness."
The practice of "punitive psychiatry", perfected by Nikita Khrushchev in the aftermath of Stalin's Great Terror as a more palatable way of dealing with political dissidents, was once thought to have been buried with the Soviet Union.
But Mrs Arap's ordeal has raised fears among Russia's browbeaten human rights community that the Kremlin is preparing to incarcerate a new generation of dissidents in asylums.
Mrs Arap was by no means a high-profile critic of President Vladimir Putin. But in Murmansk, a drab city inside the Arctic Circle where she was seized by police, she had begun to be noticed.
At a rally in the city in June, she delivered as a member of the United Civil Front - the opposition party of Garry Kasparov, ex-chess champion - a powerful denunciation of Mr Putin's crackdown on dissenters.
Such unorthodox views are enough to get anyone labelled an eccentric in Russia these days. But the state psychiatrists holding her insist she has a history of mental instability, pointing out that she sought counselling for stress and insomnia in 2004.
Because she is forbidden from seeing anyone apart from her immediate family - who were also threatened with enforced treatment after they demanded visiting rights - it is impossible to judge Mrs Arap's state of mind.
Under Russian law, a patient can only be sectioned if they are a danger to society or to themselves. Colleagues say Mrs Arap is neither.
However, she was angry. Earlier this summer, she wrote a newspaper article that infuriated the medical establishment in Murmansk.
Detailing a pattern of systematic abuse at the clinic where she is being held, she alleged that children were subjected to electric shocks against their will.
She also wrote of several cases of sane individuals being held against their will at the behest of powerful opponents: a businesswoman sectioned by rivals intent on seizing her financial interests, a witness to a murder and a mother whose daughter was raped at a school where the well-connected headmaster wanted to avoid scandal.
"There are two reasons for what has happened to Larisa," said Yelena Vasilieva, Mr Kasparov's party chief in Murmansk.
"The doctors are concerned with the defence of their honour. Secondly they want to discredit the United Civil Front. They are using her as a political weapon in the struggle against the opposition."
Mrs Arap's allegations come as no surprise to those who have followed psychiatry in Russia in recent years.
In 2001, the law was quietly changed to remove the rights of sectioned patients to seek an independent assessment.
The Daily Telegraph has learnt of dozens of incidents that suggest that Russia's psychiatric system is rapidly becoming as unsavoury as it was in Soviet times.
Andrei Fedorovich was held in a clinic for 43 days last autumn after his neighbours, who had powerful connections in the Moscow police force, reported him as mad in an attempt to seize his apartment.
Alexei Shuralyov tells a similar story - although this time his antagonists came from the FSB, the feared domestic spy agency that employed his wife.
Such stories are common. But increasingly the same fate is befalling those who oppose the authorities in Russia's regions.
After fighting a lone battle to expose judicial, police and local government corruption in the city of Cheboksary, Albert Imendayev was hauled into an asylum the day before he was to register as a candidate in local elections in 2005.
In the same city the previous year, Igor Molyakov was sectioned after psychiatrists ruled (and a judge agreed) that his repeated letters detailing local corruption reflected an outlook so sombre it constituted a "mental disorder".
"Once again psychiatrists see stubbornness in an individual as a sign of psychosis," said Lyubov Vinogradova, the executive director of the Independent Psychiatrists' Association. "If a person goes to court against a state institution or writes letters of complaint he is treated as a social danger and is in danger of incarceration."
In a country where anyone with a history of mental deficiency is ostracised, the victims of abusive psychiatry must live with the stigma for the rest of their lives.
But until Mrs Arap's case, it was generally believed that "punitive psychiatry" was not meted out on the orders of the Kremlin itself.
With a presidential election due next March, when Mr Putin hopes to shoehorn a handpicked successor into the Kremlin, fears are now mounting that her ordeal has been a "test case" - the first of many to come.
"Everything is ready for a wide scale political abuse of psychiatry," said Mrs Vinogradova.
Asylums used as 'tools of repression'
By Adrian Blomfield
Last Updated: 3:10am BST 13/08/2007
It was a meeting that seemed to symbolise how Russia was coming to terms with its troubled past.
Inside the fortress-like walls of the Serbsky Institute for Social and Forensic Psychiatry in central Moscow, the two people studied each other with mutual suspicion.
One was the dissident Vladimir Bukovsky, who spent much of the 1960s and 1970s in psychiatric units for criticising the authorities.
The other was Tatyana Dmitriyeva, Serbsky's director. She had little reason to like Mr Bukovsky, whose books had revealed how the institute had become a tool of official repression.
But it was now 1992, and the system had collapsed. In the spirit of a new era, she held out her hand to Mr Bukovsky and acknowledged the role the institute had played in denying him his freedom.
Fifteen years later, however, and things have changed. After President Vladimir Putin came to power in 2000, Mrs Dmitriyeva recanted.
The Serbsky Institute, she said, had done nothing wrong, while the practice of "punitive psychiatry" had been grossly exaggerated.
Since then, positions have hardened still further. "Patient" Bukovsky, according to one Serbsky official, was undoubtedly "psychopathic".
"After his arrest he wrote hundreds of letters of complaint," said the official. "Not every person would do that. It was another manifestation of his condition."
For Mr Bukovsky, who now lives in London and hopes to run for president next March, the hardening of attitudes at the institute is a sign that the era of "punitive psychiatry" is on the verge of a comeback.
"Everything is possible in Russia," he said. "We live in a twilight zone. We are hearing exactly the same lies we did in the 1960s and 1970s."
"Modern" Russia in action...
We are hearing exactly the same lies we did in the 1960s and 1970s.
Yep, same here and from the same people too.
The one thing that sticks in my mind about Putin, was that episode where he spotted a young boy, bent down and raised his shirt, then kissed his belly. I suppose that it was innocent enough (for that part of the world, perhaps), but what was that about...I mean...just damn.
That creeped me out too.
Those eyes are absolutely spooky.
There's a young sergeant in my reserve unit who says he's Chicago Polish, but I said he looks like "Hunt for Red October" with those ice-blue eyes.
Russia is going fascist, and fast. In an incredible coincidence, a reservist colleague this weekend introduced me to his new wife, who is Ukrainian. As we conversed in my very limited Russian, she made it clear that she is afraid to return to visit either Russia or Ukraine.
Ill bet Hillary is taking notes.
And Dennis Kucinich, if elected, would eliminate our nukes.
LOL! Unlike the person(s) making that statement, right?
Where is the SOUL that GWB saw?
"I question the sanity of anyone, and I mean anyone, who does not believe Global Warming is real."
Mo Mowlan IS nuts.
Good article, awesome FReeper homepage!
The Telegraph - a Rupert Murdoch thang.
The Australian Telegraph is. The UKs Telegraph, where this editorial ran, certainly isnt.
Right - my bad.
Dennis Kucinich is a fairy princess, in spite of the trophy wife he flaunts.
was nuts, shurely? She died in 2005, I believe...
Propertius has found a detailed article on Larisa Arap.
Ignore the ping, I see you are on this thread.
Ping to articles that detail the mounting evidence of Putin's return to the evil ways of the past. The second article details the character assasination and totally inhumane treatment of Larisa Arap, a victim of "punitive psychiatry" for daring to speak out against the Kremlin.
As for Putin: once KGB, always KGB. Daily there is mounting evidence against Putin's claims of Russia being a free, and democratic nation. With the propoganda, rhetoric, indoctrination of youth, intimidation by character assasination, torturing, poisoning and killing political and business rivals, it would seem that indeed Russia has returned to being the USSR of old! What a sad turn of events for Russia's people who for a short time had a chance for freedom...
Putin can say whatever he wants, but those with eyes and ears plainly see that he has brought Russia back to the days of dictatorships... I wonder if he really will step down next year, or come up with a reason to stay in power?
Thanks to NW_Arizona_Granny for the ping, and a big thank you to properitus for finding and posting these articles.
My father-in-law has the most interesting shade of blue eyes I've ever seen... Very light blue and silvery — but kind and gentle — not at all like Putin's. (And my father-in-law is 100% polish born in Wisconsin — and now lives outside Chicago.(o;)
I'm still wondering how in the world Bush could've looked in his eyes and seen warmth, honesty and goodness... He must not have looked very hard, or else Putin has hypnotic powers! LOL I don't doubt that Putin's years in the KGB helped him to develop good manipulative skills...
There are also several links to the Larisa Arap attack at this link, including a link to translations:
Thank you! This is such a sad story, and you know for every one we hear about and is reported there are undoutedly more that are being treated this way. Prayers for all in Russia and surrounding countries who stand up against the return to the oppression of Communism...
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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Expedition Planner
Kayaking Prince William Sound
Getting There: Whittier is the jumping-off point for all western Prince William Sound routes. Currently, the best way to get to the town is by the Alaska Railroad (907-265-2494). Round-trip fare is $49 per person. A controversial new road from Anchorage to Whittier is scheduled to be completed by 2000.
Permits: None are required for kayaking the Sound, but reservations, taken up to 180 days in advance, are required for Forest Service cabins in PWS and other Alaskan sea kayaking destinations. Cabins cost $25 to $45 per night and they go fast. Call toll-free (877) 444-6777, 6 a.m. to 3 p.m. Alaska time Labor Day through March 31; 4 a.m. to 8 p.m. April 1 through Labor Day. Or reserve via the Internet: http://www.reserveusa.com.
Maps: Trails Illustrated's Prince William Sound West #761 ($8.99; 800-962-1643) provides a good trip planning overview and cabin locations, but you'll need USGS 7.5-minute maps for navigating. The Anchorage A-4 and Seward D-4 and D-5 quads cover our route.
Season: You'll avoid rain as well as bugs from mid-May to early June.
Special Equipment: The Forest Service (see "Contact," below) can recommend local outfitters. We used the following: Kayak shuttle service: Gerry Sanger of Sound Eco Adventures; (888) 471-2312 or (907) 472-2312. A drop-off to Harriman Glacier cost us $441 for two double and two single kayaks and six people. Kayak rentals: Prince William Sound Kayak Center: (907) 276-7235. A double kayak rents for $275/week, a single is $190/week.
Special hazards: Carry extra food, rescue flares, and bear spray, and allow at least one extra day in case you're stranded by bad weather. Consider taking a marine radio. Camp and kayak at least a quarter mile away from any glacier, and give large floating icebergs a wide berth-they are highly unstable and can spin at any moment and capsize your boat.
Contact: Glacier Ranger District, Chugach National Forest, P.O. Box 129, Girdwood, AK 99587; (907) 783-3242.
-M. Morris


text:
[Intro: Lil Wayne]
Young Mullah Baby
Young Mullah Baby
[Verse 1: Lil Wayne]
She sayin
"Do you have the time
To listen to me whine?"
She askin
"Whos on the other line?"
You diss me everytime
I tell em, "baby im a star
Shit, I'm above a star"
And now
I done got so high
I did forgotten
Who you are (are,are)
Oh oh oeh oh oh eh eh
Ah ah
Oh oh oeh oh oh eh eh
Im in love with you
But I can't be with you
Tomorrow Ill be back up on the first flight
Right up out of town


text:
The Hairmax Laser Comb by Lexington LLC is a new device designed to treat male pattern baldness. The device is a hand-held red light laser unit that runs on household AC current. The built-in comb parts your existing hair so it can deliver a bath of low-level laser light directly to your scalp. If the device works as it's supposed to, the laser stimulates your scalp to form more hair follicles and makes the hair follicles you already have deeper and healthier. In 2007 the FDA approved the Hairmax for sale to the public. This approval made no guarantees that the device is effective. It simply cleared the device as safe for home use.
Does a laser comb actually work? The answer seems to be, "It depends." The theory that laser can stimulate hair growth isn't quackery—there are scientific studies available that show the human scalp responding to red laser light treatment by growing more hair. But those studies also indicate that large doses of laser are needed to get the result you want—more hair. The hand-held devices can't approach the stronger treatment you would get from a large stationary unit in a salon. But professional laser treatment can cost up to ten times what a home unit costs, so the appeal of the do it yourself approach at home is understandable.
If you read around online for some unbiased reviews, you'll find that they're mixed. People with darker skin don't get good results with the comb because the pigment in their skin absorbs the laser light faster and puts them at the risk for burns. And many reviewers reported that the device was working for them, at least to some extent, but they simply didn't have time for the recommended 10-15 minute treatment sessions three times per week that the manufacturer recommends. Although pharmaceutical hair loss treatments like Rogaine have to be applied every day, they typically can be done in less than two minutes. More than one reviewer has objected to the time commitment, so before you spend the money, make sure that you're ready to follow through.
Reviewers who report going from having a receding hairline to a full, lush head of hair are rare, and should probably be viewed with suspicion. But there are plenty of reviews saying that that the Hairmax stopped their baldness from progressing any further, and made their existing hair grow in thicker and healthier than before. Before you buy, keep in mind that a laser comb doesn't work for everyone, for reasons that science doesn't yet understand, and keep your fingers crossed that you turn out to be one of the lucky ones.
*Please note the link above directs to amazon as I have found they offer great deals on laser combs.


text:
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Mercer Island School District faces budget deficit of $500,000
Now that the Washington state Legislature has adjourned and finalized the state budget, the Mercer Island School District, along with districts around the state, can begin answering questions it has held since last fall.
The biggest was just how much money the district would lose in state funding for the upcoming year. The answer for Mercer Island this year: $500,000. The district, which was preparing for cuts ranging anywhere from $750,000 to $1.5 million, was relieved to see a smaller than expected number.
"This much more favorable number can be attributed to both the final legislative budget and the February 2010 levies approved by our community," said the district on its Web site.
During tonight's School Board meeting, the board (beginning at 7 p.m.) will hear the expenditure reduction plan, provided by the district's administration, on where cuts will be made. Currently, the district expects to cut six full-time equivalent positions (FTE), which the district has said costs approximately $85,000 per teacher, including benefits and payroll taxes. The district's breakdown would remove 2.5 FTE positions from the elementary schools, 1.5 FTE from the middle school and 2 FTE from the high school to make up the $500,000.
However, with the Mercer Island School Foundation breakfast on April 27 and the PTA Council's Bridge the Gap campaign recently getting underway, the district hopes to fill in the deficit.
"Additional funds in excess of the $500,000 would be used to add more teachers and help begin to restore class-size averages to 2006-07, pre-recession levels," said the district's press release.
More information on the district's budget plan will be available in next week's Reporter.
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text:
Watch stocks you care about
The single, easiest way to keep track of all the stocks that matter...
Your own personalized stock watchlist!
It's a 100% FREE Motley Fool service...
The bond market has done just about everything it could to make investors not want to buy them. Yet despite all the storms that have pummeled bonds lately, investors keep on lining up at the trough to buy more. The obvious question is why -- and whether we're continuing on a course to become like debt-laden Japan, whose populace has long embraced Japanese government bonds despite their earning nearly nothing in interest for years.
Why bonds look terrible
On one hand, you'd expect that bonds would be more unpopular than ever right now. Between Standard & Poor's decision to put a negative outlook on U.S. Treasury debt, the ongoing standoff between Congress and the Treasury regarding the debt ceiling and the government's power to borrow, and the coming end of the Federal Reserve's quantitative easing program, bond prices are under plenty of pressure.
But rather than giving in to that pressure, bond prices have actually risen, pushing down interest rates. The yield on the benchmark 10-year Treasury is down to just above 3%. Short-term inflation-adjusted TIPS bonds still have negative yields. And mortgage rates have hit their 2011 lows recently.
All this evidence to the contrary, two factors may explain investors' love of bonds. Let's take them one at a time.
1. Performance chasing, revisited
On a forward-looking basis, current interest rates on bonds may look low. But most people own bonds through funds, and when you look at past returns on bond funds, they've fared pretty well.
For instance, the iShares Barclays 20+ Year Treasury Bond ETF (NYSE: TLT ) , which caters to those seeking long-dated exposure to bonds, tumbled late last year as some believed that rates would imminently rise. But since the beginning of the year, the ETF is up more than 4%. That doesn't match the S&P 500's year-to-date return of about 6%, but for five months, 4% is a respectable return.
Other bond funds have done even better. iShares S&P National Muni Bond (NYSE: MUB ) is up 6% so far in 2011 as past fears of municipal problems have subsided, at least for the moment. Junk bonds are also up, with SPDR Barclays High Yield Bond (NYSE: JNK ) up more than 5%. And with inflation having heated up recently, iShares Barclays TIPS Bond (NYSE: TIP ) is up 4.6%.
In the longer term, the returns are even more striking. Five-year returns on the iShares TIPS ETF weigh in at almost 6% annually, doubling the S&P 500's 2.8%. The long-term Treasury ETF has done even better, rising 6.7% per year. Meanwhile, those betting against bonds using inverse ETFs like ProShares UltraShort Treasury (NYSE: TBT ) have lost their shirts in recent years.
2. No good alternatives
Bonds aren't sexy. But it's been long enough since they've posted big losses that many investors have forgotten that they can in fact lose money with bonds.
That certainly isn't true with popular alternatives to bonds. Dividend stocks may be appealing, but investors haven't forgotten how high-yielding financials such as Citigroup (NYSE: C ) and US Bancorp (NYSE: USB ) slashed their payouts in 2008 and 2009 to conserve cash and meet the requirements of government assistance programs like the Troubled Asset Relief Program. REITs have posted strong returns in the past, but many misunderstand their relationship to the real estate market and don't properly assess their exposure to weak home prices. Even gold and silver have proven recently that they're subject to huge price swings that destroy their value as secure hedges for conservative investors who don't want high portfolio volatility.
As a result, for many, bonds are the only game in town. No matter what the price, bond investors have demonstrated their unwavering dedication to buying bonds.
What's coming
Meanwhile, the foreign entities that have helped finance the government's debt are poised to reduce their holdings. That may leave U.S. investors to fill the gap. And if that happens, then we could easily end up looking like Japan, where 94% of the public debt is held domestically. With so much money locked up in public debt financing, the private economy could find itself unable to get the capital it needs to grow, creating a vicious cycle of deteriorating financial strength.
Bonds continue to lure investors with their past success and apparent safety. Unfortunately, future investors may well discover that they'll get neither from their current bond investments.
Learn the basics of financial planning in our 13 Steps to Investing Foolishly. It'll get you on track to a great financial plan in no time.
Tune in every Monday and Wednesday for Dan's columns on retirement, investing, and personal finance.


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Foxconn, the China-based manufacturing partner of Apple, is in the "trial production stage" of producing the long-awaited Apple TV set, according to China Business News. No further details were released.
# Comment Id: 59994
Hello Mohammad Zahidul Hasan.
This same question asked by you has been baffling many minds around the world. Apple TV is most obviously likely to install the features of its connectivity features to its other iOS devices and might have an effect in its popularity level if it includes its popular app features such as the Siri, iCloud, etc.
It is likely that the price may be too costly for a lot of people, but there will be a huge population of tech lovers and rich people who love the idea of getting something uniquely different and many people from the high class and celebrities who are highly likely to be willing to purchase these.
But keep in mind that popularity is not only measured by the purchase as the idea of "money" exists in this economic world- the Apple TV is likely to include a very effective performance which will leave many thousands of people dreaming about owning one some day when they will get the capability to buy these. So let us wait and watch what surprise Apple TV is bringing for us.
# Comment Id: 65586
Well Apple is the best and the number one company due to many reasons and the innovative products it offer is one of them. So its just not a correct question as to whether Apple TV will be a success, because no matter how much it sells, it will still be as per the estimates by their experts. People buy apple products and will continue to buy and thus Apple TV will no doubt be sold quite healthily all across the globe.


text:
Comix and Stories
I always forget to mention my "appearances" here! I am going to be at Comix and Stories tomorrow. I will even have a new issue of my minicomic Vinegar, a collection of short stories, including two never seen anywhere before! I will have them available for purchase online too at some point soon.


text:
Charles Shute
SHUTE, Charles Lesley "Chuck" Jr., 78, Colliers, WV, passed away on Friday, March 1, 2013, at Weirton Medical Center, Weirton, WV, with his family at his side.
A complete obituary with family information will appear in the Saturday edition of the local paper.
Family and friends will be received on Saturday, March 2, 2013 from 2-4 and 6-9 p.m. and again on Sunday, March 3, 2013 from 2-4 and 6p.m. until time of Funeral Service at 8 p.m. at the James Funeral Home, 1245 Main Street, Follansbee, WV (304) 527- 1717.
Please add or view condolences at www.chambersandjames.com


text:
Why paint the bottom of your boat? It's a good question, but there are plenty of good reasons. A fouled bottom on your boat causes you to lose speed, burn more fuel and affects handling.
If your old paint is in good shape (not thick or all chipped), you will probably only have to sand it lightly with 80-100 grit sandpaper. You can use a power sander lightly or sand by hand. The better job you do sanding, the better the bottom paint will adhere.
Make sure you put a tarp on the floor to catch the residue because it is toxic. You should wear eye-shields, a nose and mouth mask and gloves while performing this task.
The entire residue should be disposed of properly so it will not reach the water. Check with your marina on how to dispose of the residue. Make sure you rinse the hull thoroughly to remove all sanding residue before painting.
You will need a small and large roller, extension pole and a brush to paint the bottom properly. Make sure you are using the same type of paint each year as the anti-fouling chemicals used need to be the same.
Stir the paint very well and frequently to make sure the copper, biocides and pigments are evenly distributed as you paint. The higher the copper content the more effective the paint is. An anti-slime ingredient is also good in your paint. Use a good quality blue masking tape, 1-inch thick, to mask out the waterline. It is easier to remove and leaves no residue.
Check the instructions on the can to see how long a time is necessary to wait before putting a second thin coat at the waterline and bow. Make sure you wear a face mask, eye shields, hat and gloves while painting.
Check with the manufacturer on how long a time is necessary before launching your boat. Some paints have to be launched in 48 hours while others allow up to 60 days to launch. Do not paint the shafts, rudders, outdrives or propellers with this paint. These items require sanding and a specialty paint. Be careful not to paint the zincs as this will defeat their purpose.
If the bottom is in all chips and thick flakes you may have to strip it. You can accomplish this with a chemical stripper or heavy, careful sanding and scrapping. You then follow the painting instructions and put on a two thin coats on the hull. Make sure you dispose of all materials (scrapings, paint, rollers and brushes) properly.
For the safe boating class presented by the USCGAUX this Sunday we inadvertently forgot to list the phone number – 917-719-6557 or E-Mail at email@example.com for registration and information.


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AUBURN HILLS -- The Detroit Pistons are on track to be flush with cash heading into the much-heralded 2010 free-agency class that will include LeBron James, Dwyane Wade and Chris Bosh.
However, Detroit might look to upgrade its roster sooner than that by pursuing Utah forward Carlos Boozer, who this week announced he would opt out of his contract and become a free agent this summer.
With the contracts of Rasheed Wallace ($13.8 million) and Allen Iverson ($21 million) coming off the Pistons' payroll this summer, Detroit will be among the teams in position to offer the 6-foot-9 all-star a long-term deal and a bump in salary over the $12.7 million he would earn next season if he were not a free agent.
"I don't see why I wouldn't (become a free agent this summer)," Boozer told ESPN.com on Wednesday. "I think it's a very good business decision for me and my family, but I'd also like to see what happens with the Jazz and stay here."
The Jazz are in town tonight, but Boozer, a two-time All-Star, will not play due to a strained left quadriceps tendon injury.
"Without Boozer, they're still a really good team," Pistons coach Michael Curry said. "With Boozer, that takes them to the elite level."
Boozer, a second-round pick of the Cleveland Cavaliers in 2002, has emerged as one of the league's top power forwards. He is averaging 20.5 points and 11.7 rebounds this season, and has career averages of 17 points and 10 rebounds.
The Pistons had some interest in Boozer coming out of Duke, but they only had one draft pick that year and used it to select Tayshaun Prince in the first round with the No. 23 overall pick.
Utah might be willing to let Boozer go and instead re-sign Paul Millsap, who will be a restricted free agent this summer.
Millsap is Boozer's backup but has filled in quite nicely for the Jazz since Boozer got hurt.
The 6-foot-8 power forward has tallied a double-double in each of Utah's past 13 games, all starts.
"Any time you have Millsap coming off your bench, you're an elite team in this league," Curry said.
Stuckey vs. Williams
Rodney Stuckey has played well as a starter in Detroit's past four games, but tonight's matchup will be his first against one of the NBA's elite point guards, Utah's Deron Williams.
"Deron is tough," Curry said. "He's had a great career thus far, and he's emerging as one of the elite point guards in this league. It's a good matchup for Stuckey, someone of similar size and plays with strength and knows when to use finesse. He's a guy that he (Stuckey) can pick up some things from, as well as being a good challenge. Knowing Stuckey the way we do, he loves to meet those challenges."
Two decades and counting
Jerry Sloan is in his 20th season coaching the Utah Jazz -- a feat made all the more remarkable when you look at how many coaches this season -- six and counting -- who have been fired before Christmas.
"He's always been in line with the ownership and management as far as how he's going to do things," Curry said. "Their stability is one of the reasons why year in and year out you know what to expect from that team."


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By John Vrancic
Daily Press
HANNAHVILLE - More than 80 minutes was required Thursday to decide the outcome of a soccer match between two area rivals.
When all was said and done it was Big Bay de Noc which prevailed, earning a 2-1 shootout triumph over the Hannahville Soaring Eagles.
Alex Ranguette, Holly Severin and John Green hit goals in the shootout, enabling the Black Bears to improve to 3-9-1 with their third straight victory.
The Soaring Eagles (4-2) failed to score in their three attempts in the overtime.
Stingy defense helped both teams stay afloat in the second half as neither could score after the intermission.
"This is a smaller field and it favors the defense," said Big Bay coach Gary Sporer. "We did everything we wanted to achieve. They attacked the ball fearlessly and that's how they kept us from scoring anymore (in regulation). Although, we spent a lot of time working on penalty kicks and tonight it paid off."
Green appeared to have the best scoring chance in the second half, but was denied on a breakway by Hannahville goalkeeper J.J. Larson.
Tallen Boda's left-angle shot on a pass from Cody Meshigaud gave Hannahville the early lead.
Sam Furman then tied the score from in front of the net a few minutes later.
Hannahville played without senior goaltender Seth Williams, who's nursing a foot injury.
"It was a good match," said Hannahville coach Dan Kleikamp. "Not having Seth out there changed the dynamics, but we're proud of the way the kids responded. J.J. had been little hesitant about playing in goal against certain teams, but tonight he kept us in the match. Hopefully, this is a confidence boost for him."
Sporer was also impressed with Larson's performance.
"There were a couple shots we had that came so close to going in," he said. "We tried to chip them in, but their goaltender did a great job."
Boda, however, took over in goal for the Soaring Eagles in the shootout.
"We decided to put Tallen in there because he's the more experienced goaltender," said Kleikamp. "Now, we know we need to improve in shootouts.
"Both teams did a great job on defense. I think they focused a lot on Tallen. We had some opportunities (in regulation). Only, we couldn't connect on them."
The Soaring Eagles host Paradise today and Saturday. Big Bay travels to Sault Ste. Marie Saturday.


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Are you worried about a rise in whooping cough cases?
By Lily Kuo
NEW YORK — New York health officials on Wednesday reported a sharp spike in cases of whooping cough, a potentially fatal illness that has been on the rise around the country this year, and urged people to get vaccinated.
New York is seeing its latest peak after earlier outbreaks in 2004, and to a lesser degree in 2008, health department spokesman Peter Constantakes said. In 2004, the state reported over 2,000 cases and in 2008, over 550. In 2009, a trough in the cycle, the state reported just over 350, he said.
Preliminary figures reported by New York's Health Department found 970 cases so far in 2012 of the highly contagious disease pertussis, or whooping cough, an infection that produces an intense cough that lasts weeks and can lead to pneumonia, an inability to breathe or death.
In all of 2011, there were 931 cases reported in New York.
By June the number of reported cases in the United States in 2012 was nearly 44 percent higher than the same period last year, according to the U.S. Centers for Disease Control and Prevention (CDC).
"Here in New York, we are seeing an increased number of reported cases this year, as is the case across the United States," state Health Commissioner Nirav Shah said in a statement.
New York is one of more than a dozen U.S. states reporting a greater than three-fold increase in reported cases of the whooping cough since 2011, according to the CDC.
Health officials attributed the rise in whooping cough to the cyclical nature of the disease where the number of reported cases hits a peak every three to five years.
"The cyclical nature of the disease is really something we don't completely understand, but it seems to happen in all states across the nation," Constantakes said.
Other factors include families who choose not to vaccinate their children and the fact that many teens and adults who have not been immunized catch the cough but ignore it and pass it on.
About nine out of every 100,000 Americans get pertussis each year, according to the CDC. While that number is considerably smaller than before the pertussis vaccine was introduced, it has been rising for the past two decades.
Most cases don't result in death but in 2011 three infants died from the illness in New York.
The infection is especially dangerous for children younger than a year old who have yet to complete the full cycle of vaccinations against the ailment.
The whooping cough often begins with cold-like symptoms like sneezing, a runny nose, or a fever and is accompanied by a mild cough that becomes more severe in the first or second week. Coughing fits are often followed by a high-pitched whoop, giving the illness its name.
The pertussis vaccine, a five-shot series referred to as DTaP, is recommended for children at ages 2, 4, 6 and 18-months, and at 4 to 6 years old.
The CDC recommends that at age 11 or 12 kids get the booster shot called Tdap.
Teens and adults, especially those in contact with infants, should also get the Tdap shot, the state health department said.
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2 moms liked this
I'm not really worried about it. There isn't anything I can do about it. Why add more stress to my life?
My kids are a little older and vaccinated but if we have another baby then yes it would definatly worry me.
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I have a couple of clients who are non-vaccing who's kiddos have been hospitalized with pertussis. They weren't babies - they were school aged. Definitely seeing a rise of it on our area. We did selective/delay some vacs, but pertussis was one we did on schedule and hubs and I got the booster for.
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No, I'm really not. DS got the first 3 shots in the series. Oddly enough that was one that the ped tried to talk me out of when I told him were were only doing a couple. I was conerned that as a new mom I wouldnt recognize it before it was serious. He seemed pretty sure that I would and wanted me to consider Prevnar in place of the DTaP.......
here's my thing. If Whooping cough is so serious for young kids (and I'm not saying that it's not) and the CDC and Big Pharma are soooo concerned with our kids health why can you ONLY get the vax in a 3-in-1? Why cant I just vax my newborn against Pertussis, without includint Tetnus and Diptheria, which he has very little risk of contracting?
I need to get the booster. I have no insurance though so been dragging my feet. I worry for all the babies who dont have protection. I am glad to see many people though who may be sick wearing masks in public.
Yes, I am. I have a three week old baby girl and the outbreak is really bad here in Washington state.
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It's not matter of lack of concern on the part of CDC and "Big Pharma." The pertussis component needs a "binder" in order to be absorbed by the body, so it is bound with the other two toxoid vaccines (diphtheria and tetanus).
Quoting new_mom808:
here's my thing. If Whooping cough is so serious for young kids (and I'm not saying that it's not) and the CDC and Big Pharma are soooo concerned with our kids health why can you ONLY get the vax in a 3-in-1? Why cant I just vax my newborn against Pertussis, without includint Tetnus and Diptheria, which he has very little risk of contracting?
Am I concerned about the increased outbreaks? I'm not so much worried about my own family, as we are all up-to-date on our pertussis vaccines. I am concerned about those who are most vulnerable and/or cannot be vaccinated.
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A Chief Strategist earns an average salary of $114,155 per year. Most people in this job have more than five years' experience in related jobs.
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Chief strategists are responsible for overseeing large-scale business strategies for their companies. Generally, they are C-level executives tasked with making investment decisions and acquisitions, and they may also address growing companies and quickly-evolving organizational structures. In an era of global business and large multi-national organizations, their role is increasingly important.Read More...
Chief strategists also work to bring new ideas and innovation to companies; this may involve internal restructuring or forging bonds with outside parties to help evolve the brand. There may also be new regulations a company is facing, but does not know how to address, so chief strategists are appointed to navigate these murky waters.
Those in this position are expected to make quick but effective decisions and serve as fierce critics of existing organizational issues. To keep an eye on an entire organization rather than individual parts is often too overwhelming for a CEO, so chief strategists are employed to alleviate some of this burden and keep a watchful eye on the company as a whole, ensuring that all parts and employees are working and moving efficiently.
Candidates for this position often come from varied, diverse backgrounds in business which may include prior management consulting experience. Regardless, aspiring chief strategists must be true leaders and innovators with a myriad of skills, as well as flexibility and adaptability as their companies' needs evolve.
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Car: Chrysler 300L Two-door Hardtop
Year: 1965
What makes it special: The 1965 Chrysler 300L was the final year of the traditional letter series. The 300 "letter series" cars were among the vehicles that focused on performance built by Chrysler after World War II, and are considered one of the muscle car's ancestors, though much more expensive and exclusive.
What made it famous: It featured the famed 413 cu in V8 engine, although unfortunately, the dual cross-ram manifold was no longer available. A regular carburetor and inlet manifold was the only one supplied for 1965, but it still gave the car ample "kick."
Why I would want one: I've always loved its crisp lines and slab sides. These are obscure muscle cars from back in the day. Very cool, and different...looks great with Magnum 500 rims mounted on Redline tires. Classy.
Fun fact: The Chrysler 300 letter series were built in very limited numbers. Each year's model used a new letter of the alphabet as a suffix ( with the exception of "I"), reaching 300L by 1965, after which the model was dropped. As an odd coincidence, I guess you could say the letter "L" stood for "Last."
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The team name was chosen by more than 800 students and incoming students through an online poll.
The students favored Mighty Oaks over ESF Rangers, Lumberjacks, Coyotes, Black Bears and Night Owls.
The acorn mascot was created by the ESF student association. ESF has soccer, golf and cross-country teams that have been competing on a club level, but in the fall they will become official teams in the National Association for Intercollegiate Athletics. Another ESF team, the Woodsmen, will now compete as the Mighty Oaks when it faces other colleges in timber sports.
Mighty Oaks is a nod to a landmark on the college: the Robin Hood Oak. The tree, between Bray and Walters Hall at the east end of the campus, was the first tree to be listed on the National Register of Historic Trees in the United States.
The tree grew from an acorn, obtained by then-ESF professor Nelson C. Brown, who got the acorn from the famous Major Oak in England's Sherwood Forest around 1926.


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It was shaping up to be a busy weekend for Birmingham area retailers Friday afternoon as shoppers got an early start on the state's sixth annual sales tax holiday.
At the Alabaster Target, several mothers pushed shopping carts through aisles lined with back-to-school supplies, but some said it wasn't the lack of sales tax that brought them there.
"I try to stay far away from the stores and the crowds on the holiday," said Alabaster resident Wendy Festavan. "I'm only here because I had to get a birthday present."
However, Shannon Carden, also of Alabaster, said with her 2-year-old and 4-year-old sons going into a "Mom's Day Out" program and pre-school, she hoped to save money by taking advantage of the holiday.
"It helps, especially with all the sales they have this weekend. I figured I'd be able to get more bang for my buck," Carden said.
The tax-free holiday sales started at 12:01 a.m. Friday and end at midnight Sunday. Alabama's 4 percent sales tax will be exempted on certain back-to-school items, along with the sales taxes in a record 272 participating cities and counties statewide.
Items exempt from taxation include clothing $100 or less, school supplies at $50 or less, books $30 or less and computers or computer equipment $750 or less.
More than two dozen communities in the Birmingham area are participating; financially-strapped Jefferson County is not waiving its 2 percent tax.
That didn't stop shoppers from flocking to Jefferson County shopping centers.
The Riverchase Galleria, Alabama's busiest shopping mall, was even busier Friday as thousands of people poured into the indoor mall.
Pam Colvin traveled two hours from Ethelsville, Miss., near Columbus, to buy back-to-school clothes for her daughter, Jayden, 10, at Justice, a clothing store that features the latest fashions for preteen and tween girls. Colvin was joined by her two cousins, Elizabeth Todd, and Felicia Sullivan. Shopping is limited in their hometown, where the main business is a carwash.
"You have to travel to Columbus or Tuscaloosa," she said. "But there is just a bigger variety here."
The cousins said they appreciate the tax-free holiday.
"It helps, especially if you have more than one child," Todd said.
Added Colvin: "It can be hard even if you have one child."
Colvin said she was thankful for the bargains she found at Justice for her growing daughter, who was trying to determine which pair of blue jeans she wanted to buy after trying on several.
Small girls stood in line with their parents at the clothing store, holding backpacks and matching outfits, ready for checkout. The dressing rooms were full.
Busy from start
"It's been busy from the start," said Whitney Drake, a Justice assistant manager. "I think people wanted to beat the rush."
Drake said the store expects to do double or maybe three times more business this weekend than what is normal.
She said the store hired five to seven more young women to help out. In addition to not paying Hoover and Alabama sales tax, shoppers could get discounts of up to 40 percent off everything in the store. Clearance items carried an extra 40 percent.
At Western Hills Mall in Fairfield, Linda Miller of Ensley said she estimated saving at least $40 while shopping for her three school age children. The family said they found several deals on shoes and clothing, but still had some shopping to do.
"We're coming back tomorrow," she said.
In Birmingham, parents flocked to The Pants Store at 626 Third Ave. West to buy school uniforms.
"We're very busy," said John Gee, president of The Pants Store, which has four locations in the metro area. "We had to bring in extra help to this location."
Gee said customers tend to wait until the tax free holiday to do their shopping. Gee said the store would have more than double the normal sales this weekend.
"It's hard for us retailers to gauge how much inventory you will need because you sell it all in 2½ days," he said.
Because shoppers often also purchase items that aren't sales tax exempt during the holiday weekend, the annual event has helped the state increase its sales tax collections for the month of August four out of the last five years, said Nancy Dennis of the Alabama Retail Association.
The ARA projects a 2 to 3 percent growth in Alabama's August retail sales this year as a result of the holiday. Dennis said she hopes August will continue a 17 month long streak of growing state tax collections.
"Sales growth so far this year has averaged about 2.5 percent monthly," association president Rick Brown said in a news release. "The August sales tax holiday should provide the momentum for Alabama's retail sales growth to continue at that rate or slightly higher."
Val Walton co-wrote this story. News staff writer Toraine Norris contributed to this report.
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Combining the beauty of modern acrylic design with the excellence in performance that is expected from a Blüthner instrument. Let yourself be inspired by the possiblities of the Crystal Edition by Blüthner. Our transparent case keeps the clean lines of the traditional grand piano form while opening up a world of creative possibilites inside. Combine the crystal-clear paneling with solid colors, custom artwork, LED illumination or simply marvel at the heart of the instrument.
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Events in Milan and surroundings: detail
From February 24 2014
Church of San Maurizio al Monastero Maggiore Milan
San Maurizio al Monastero Maggiore is a church in Milan, once the seat of the most important women of the Benedictine monastery in the town, located on the corner of Via Luini and Corso Magenta. It is decorated inside with frescoes belonging to the Lombard school and is referred to as the "Sistine Chapel" of Milan or Lombardy.
Indirizzo: Corso Magenta 15
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A magnificent, educational and uplifting event was held recently to celebrate the return to school for our children of the Hoboken Housing Authority. I wanted to take a moment to recognize these incredible volunteers who helped make this vision a reality and a successful program.
First and foremost, a special thank you to Luis Acevedo, director of Save the Youth Academy, for leading this project. Secondly, to the terrific members of the Hoboken quality of life coalition, whose mission it is to educate our community on how to become greener and more environmentally conscious.
When Luis and I first met with this organization to discuss opportunities on how it could help us educate, empower and inspire our families to go green, its members' commitment was genuine. We spoke about our Recreation, Recycling and Energy Conservation concept, known as Project REC. Through recreation programs, we can teach our young people all about the need to conserve and recycle materials that are wasteful and can harm our planet. The people in the room were excited to assist in this plan, especially Helen Manogue, J.D. Capuano, Pat, Dee, Francis, Ines, Rita and Commissioners Eduardo Gonzalez and Jake Stuvier. They believed in the idea and started working diligently on developing the "Back to School, Green is Cool" block party with Luis.
We established another precedent for the HHA community: we started our green journey. We had entertainment for the children, but they had to earn their fun by learning the importance of a greener Hoboken. They were given refresher tips and had to pass a quiz before entering the ozone party. Wow, was it inspiring to see all of our children participating in the save the Earth activities. They were excited to receive school supplies such as crayons made out of soy beans, pencils made out of old jeans, cool T-shirts to commemorate the day, our fire dance squad performance, dictionaries and healthy food.
I must recognize County Executive Tom DeGise, Freeholder Anthony Romano and the Hudson County Improvement Authority, as well as North Hudson Sewerage Authority Commissioners Frank Raia, David Lopez and Tony Soares for their wonderful contributions. To all of our sponsors, such as the Rotary Club, Big Banners, Circulo Deportivo Martin Peralta, we appreciate all of your support. We are forever grateful to project manager Luis Acevedo, the Hoboken Quality of Life Coalition, my HHA staff, Lisa Dortch, residents and the families who came out to make this a success.
Thank you all for making this amazing day happen.


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Californian metallers LIZZY BORDEN will celebrate their 30th anniversary by embarking on the "30 Years Of American Metal" tour in 2013. The trek will include "a brand new show, created from the ground up just for this monumental [occasion]," according to a posting on the group's official web site. "The new show will encompass songs from each and every LIZZY BORDEN record to date, including classic songs like 'Me Against The World', 'American Metal', 'Master Of Disguise', plus songs the band has never performed live."
LIZZY BORDEN has spent the past couple of years working on material for the follow-up to 2007's "Appointment With Death", tentatively due in 2013. The band's frontman and namesake stated in a June 2011 interview with RockEyez, "I'm not that anxious to run out and do another record. The record I have in mind is so unique it's even hard to picture. The way I look at 'Appointment With Death' is we came full circle we all had the same influences on all the records. Now it's time to create something new so that's where my head is at right now. The album I want to do is ten amazing songs. I don't know exactly where it's going to go; it could be the heaviest record we've ever done. You know, you write ten songs and end up loving one
I'm still looking for that ultimate producer that I can work with so I can create something so unique that is sounds like we're breaking ground a little bit."
LIZZY BORDEN is:
Lizzy Borden: Vocals
Joey Scott: Drums
Marten Andersson: Bass
Dario Lorina: Guitar
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Telefund is currently seeking a National Call Center Director ("Director") to help bring the organization to the next level of impact. Since its inception in 1988, Telefund has been focused solely on raising funds for organizations and candidates working in the public interest and as such, plays an enormous role in driving the progressive movement forward in the United States. We are proud to serve clients such as the Democratic National Committee, Planned Parenthood, PBS, Sierra Club, Obama for America and the American Civil Liberties Union, among others. The Director position is a senior leadership position that will be primarily focused on the performance and growth of Telefund's call center operations nationally. Increasing efficiencies, motivating teams and driving results are all critical functions of the role. The Director will be responsible for overseeing the management team that oversees five existing call centers in Austin, Boston, Denver, Los Angeles and Santa Barbara as well as planning and executing on plans to open additional call centers throughout the country.
Maximize Performance of Call Centers
- Cultivate and motivate a top-notch staff by establishing strong working relationships with the Call Center Directors and Assistant Directors
- Ensure fundraising goals are met for client organizations, as well as Telefund
- Work with client services team to deliver strong results for clients with ambitious and varied goals
- Frequently visit Call Centers with the goal of gaining first-hand knowledge of challenges and successes in the field
Organizational and Business Development
- Help build the overall team through interdivisional meetings and planning.
- Assist in long-term strategic planning. The Director will monitor and evaluate new trends, competitor call centers, and unmet client needs that will provide opportunities for improvement.
- Develop new areas of expertise for call centers, including improving automatic dialer platforms, pursuing innovative ways to integrate online fundraising, non-fundraising calling including voter contact and persuasion, GOTV, volunteer mobilization, polling and member services
Growth of Call Center Function
- Take lead in driving the creation of additional call centers throughout the country including recruiting and hiring candidates for Director and Assistant Director roles.
- Support office Directors to grow size and capacity in existing offices through oversight, training and leadership development
- Recruit, hire and train new call center directors to open up call centers in new localities
- Work with the IT team to open up new offices as staffing and client needs support
- Oversee all centers to ensure they are operating within budget.
- Train and oversee directors in day-to-day office management, including payroll, administration and registration requirements.
- Work with in-house council to insure all offices meet all legal requirements for fundraising, calling and employment.
- 5+ years of professional experience in a management role
- Strong management skills with demonstrated experience leading teams to excellent results
- Demonstrated passion for and commitment to the mission of Telefund, the causes it supports and the clients it serves
- Highly strategic mindset, including the demonstrated ability to develop and execute plans for growth and scale and reach those goals
- Highly developed analytical skills with the ability to quickly analyze results for different campaigns and adjust operations accordingly to improve performance
- Highly developed written and oral communication skills and ability to quickly establish strong working relationships with remote teams
- Humility and a willingness to let his/her team's performance take center stage
- Strong work ethic with an excitement about the chance to regularly work alongside staff in the field
- Bachelor's degree required
About Telefund:
Telefund was founded in 1988 with a clear mission to raise funds and build support for progressive causes and candidates. Founded and led by individuals with decades of experience with some of the nation's top progressive causes, they have remained loyal to their mission and distinguished in the field as public interest organizations and candidates are the only clients they have ever chosen to serve. Utilizing large telephone operations throughout the country, they have gained a reputation of maximizing net income and impact for their clients. Last year they talked to 2.5 million Americans and raised millions of dollars to further the progressive agenda. Telefund's past and current clients include American Civil Liberties Union, Amnesty International, ASPCA, the Democratic National Committee, Human Rights Campaign, League of Conservation Voters, and many others. For more information, visit http:www.telefund.com.
Telefund is an equal opportunity employer and strongly encourages applications from people of color, persons with disabilities, women, and LGBT applicants.
How to apply
Email your resume and cover letter to email@example.com. Please include "NCD" and "Idealist" in the subject line.
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The Under Armour 3rd Rail Jam is a national ski and snowboard jam that mixes an exciting blend of urban hip hop culture that includes music, fashion and slope side graffiti art contests with winter sports touching down in several resorts through out the country. The event will be coming to Mountain Creek in Vernon on January 8, 2011. This year for the after party event the Under Armour 3rd Rail Jam will be having world recognized Wu-Tang Clan artist Raekwon performing.
As usual, Mountain Creek PR & Multimedia Manager Halley O'Brien came up with a priceless video to promoter the event. Make sure to stick around for the outtakes and the end.
Here are a couple of press releases:
The UnderArmour 3rd Rail Jam, a grassroots snow competition, is making a stop at Mountain Creek, New Jersey, January 8. The 3rd Rail Jam is a winner-take-all rail jam event where up to 150 amateur riders compete for cash prizes and limited edition prizes in four divisions: 15 and under, all girls, best of breed, and skiers.
Kids from the non-profit, Hoods to Woods, will also be making a special appearance at the Mountain Creek venue.
The Hoods to Woods Foundation is a non-profit organization that promotes awareness of the outdoors to inner city children ages 13 - 19 through year-round activities such as snowboarding, indoor rock climbing, camping, hiking and more! Using environmental awareness, writing and the use of new media tools that allow youth to document their outdoor experience, the program is designed to build confidence and facilitate individual discovery. For more information, visit http://www.hoodstowoods.com/index.htm.
The Under Armour 3rd Rail Jam Adds Three New Stops To Its Snow Meets Hip-Hop Nationwide Tour
Hip-hop, urban edge and art hit the slopes
Mashup the nation's best amateur skiers and riders with an unleashed hip-hop influence and you've got the renowned Under Armour 3rd Rail Jam. Making the rounds again for 2011, the Under Armour 3rd Rail Jam will offer three additional resort stops for a total of eight across the nation. This tour will showcase some of the best in snowsports with a series of winner-takes-all rail jams, slopeside graffiti art, MC battles, hip-hop music and off-the-hook after-parties.
The grassroots snow competition series is as follows:
• January 1, Killington, Vt.*
• January 8, Mountain Creek, N.J.
• January 22, Raging Buffalo, Ill.
• January 29, Echo Mountain, Colo.*
• February 5, Arizona Snowbowl, Ariz.*
• February 12, Bogus Basin, Idaho*
• February 19, Mountain High, Calif.
• February 26, Beech Mountain, N.C.
*New venues to the tour this year. Last year there were five stops (including Brighton, Utah) now there are three additional stops, for a total of eight stops, which include four new venues.
The Under Armour 3rd Rail Jam draws aspiring amateur riders to resorts nationwide. Up to 150 riders per stop will compete in a winner takes all competition conducted in true jam format. Judges are present at all features to provide the best scoring coverage possible. Each division will be competing for cold, hard cash and additional prizes.
Hip-hop culture reigns supreme at the Under Armour 3rd Rail Jam where notorious graffiti crews offer up live painting demos and a freestyle MC competition pits eight local MCs against one another in "The Battle Below Zero."
The event's energy continues as each rail jam is followed by pulsating after-parties that feature the hottest DJs, break dance crews and live hip-hop performances. Events sponsors include some of the biggest names in fashion, action sports and technology such as Under Armour, Kangol, Bern, Beats by Dr. Dre, 33Third, Grenade and Launch Snowboards, Ninthward Skis; additionally, the United States Marine Corp has recently signed-on as a full tour sponsor.
At each stop of the tour, sponsors will have a presence to showcase their latest product lines and conduct giveaways for attendees.
3rd Rail has partnered again with Slacker to create a customized online radio station for the tour. The 3rd Rail Jam station is filled with original hip-hop, rock, funk, and soul taken completely from DJ Image's impressive 20,000-plus record collection. Listen at www.Slacker.com/3rdrailjams.
The competition is open to four divisions: 15 and under, all girls, best of breed and skiers. For more information, or to register for the 3rd Rail events, go to www.3rdrailjam.com.


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Minnesota Vikings wide receiver Percy Harvin is aiming to play this week against the Detroit Lions, but the NFL's leading receiver admits it doesn't look promising after suffering a severely sprained ankle against the Seattle Seahawks on Sunday.
Harvin classified the odds of playing as a "long shot," telling reporters his ankle was sprained in three places. An MRI on Monday confirmed the sprain, but showed no fracture.
Harvin was already limited in practice all last week with a hamstring issue before injuring the ankle in the third quarter. Showing toughness, he reentered the game in the fourth quarter with the ankle heavily taped.
"His pain tolerance is off the charts," coach Leslie Frazier said on Monday. "Early on, he had a hamstring that was bothering him. Then to go out there and have that ankle, we're thinking he was done for the day. He said, 'Coach, I'm ready. I can go.' I said, 'Are you sure about it?' He said, 'I can go. I can go.' And he went out and did a good job."
The injuries played a role in limiting Harvin to a season-low two receptions for 10 yards. He also added 24 yards rushing on four carries, but lost a fumble.
Harvin leads the NFL with 62 receptions and is one of the league's most dangerous players after the catch, averaging 8.7 yards after hauling in a pass. He also leads the league in kickoff returns, averaging 35.9 yards per attempt. He has brought back at least one kick for a touchdown each of his four professional seasons.
In the Vikings' Week 4 win over the Lions, Harvin tallied just 34 total yards of offense on three receptions and three rushing attempts, but he returned the game's opening kickoff 105 yards for a touchdown.


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|Select the desired Level or Schedule Type to find available classes for the course.
|ENG 3159A - Literary Criticism
A study of the principles and practice of literary
criticism. Early critics are surveyed with major attention
to contemporary critics. The student is expected to
develop an understanding of major schools of criticism and
to formulate his or her own approaches to the interpretation
explication, and evaluation of literature.
Prerequisite: ENG 1001A.
3.000 Credit hours
3.000 Lecture hours
Levels: Undergraduate
Schedule Types: Lecture
Division of Arts & Humanities Division
English/Humanities Department
Course Attributes:
Liberal Arts
Undergraduate level ENG 1001A Minimum Grade of D- or Undergraduate level ENG 001A Minimum Grade of D-
|Return to Previous
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Charles Manor, Jr, 14 is the son of an elected official, an entrepreneur and a recent graduate headed to St. Peter's Prep High School. He lives by a powerful six word oath that anchors all of his success in school and business.
"I have an oath that I say every day. I can. I will. I must. I have been saying the oath with my father since I could talk. It definitely motivates me. It deletes the word "try" because I know I can do it, I will do it and I must do it," he said.
St. Peter's Prep, was the only high school Charles wanted to attend. He didn't "try" to get it. He committed to it and he scored well and successfully passed all entry requirements. "I did very good this school year and getting in to St. Peter's made my dad proud," he said.
"The oath puts him in the right mindset," said his father, Charles Mainor, Sr. "I was very proud of my son graduating from 8th grade and getting accepted into St. Peter's Prep." Charles said his father helps him to "avoid drama with peers who like smoking, fighting and drinking. I get a lot of that sense of right and wrong from my dad. The conversations we have are very deep."
For the past 5 years, Charles has participated in a Father-Son Bonding event, organized by his dad called "The Ties That Bond." Charles really enjoys attending this event. He said, "A lot of kids who get in trouble they don't have a male role model so the conference makes me grateful that I do have a dad and a good role model. If I have a friend who doesn't have a dad then I can bring that friend to the conference and then one of my dad's friends who might not have a child can be a role model to my friend."
Charles inherited his mom's love of reading and is already putting the acquired business acumen of his parents to work. "I like business. When I grow up I see myself being a business man. Right now, I buy sneakers and then sell them for a profit. My best subject is math. When I was little my dad had lots of businesses and I liked how he made his money and I just liked that," he said enthusiastically.
He also plays sports, especially football and track. "A lot of my friends are kinda like me who are good at sports and they get really good grades, like all A's. My friends make me stronger and make me want to get all A's too," he said.
Charles says to kids who struggle, "whenever you are challenged by something just remember that I can, I will, I must." The oath works for him and I suspect it can work for others too.
For More Information on the 5th Annual TheTies That Bond Conference to be held on Thursday July 24 6-9 pm at the Mary McLeod Bethune Center in Jersey City, call 201-536-7891.


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Blue tooth 2.0, Short Cut Keys, and More
Dedicated short-cut keys provide time-saving instant access to Message Box and other online communication applications on the PlayStation Network. This device charges by connecting it directly to the PlayStation 3 system using a standard USB cable. It is important to note that this device features Blue tooth 2.0, with an operating range of up to 33 feet, and it comes equipped with a rechargeable Lithium-ion polymer battery (Capacity: 610mAh).
By integrating all these features into a sleek and elegant design you can further enhance your online interactivity on the PlayStation 3 system.
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"iZombie will be the last time I'll ever write for DC... I decided quite some time ago, but waited until after the cancellation of my book was announced to discuss it. The short version is, I don't agree with the way they treat other creators and their general business practices." writer Chris Roberson ends his relationship with DC Comics, pointing at a post by David Brothers as a summation of his ethical concerns. Roberson's work at DC has included turning around Superman after J. Michael Straczynski left mid-story, iZombie and a spin-offs from Vertigo's Fables featuring Cinderella as a super spy. He is currently working on the creator owned Memorial, published by IDW.
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Thanks again to Suz and Laura for hosting such a fun series! Happy holidays everyone!
Twelve drummers drumming,
Eleven pipers piping,
Ten lords a leaping,
Nine ladies dancing,
Thank you so much to our amazing guest bloggers...please come back on Monday to see a round up of all the lovely posts in this series.
PS. If you are interested in seeing how I made my origami collar on Isabella's Christmas dress, I have my tutorial scheduled and ready to go for tomorrow - so please pop back to say hi!


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It's Only Money plans to remind folks this weekend about the Credit CARD Act of 2009, which takes effect Feb. 22. Do you have any questions about what it will do or how it will affect you? Send them this way.
In the meantime, some related Money Reads:
More Consumers Just Say No to Credit Cards (USA Today)
Paying Your Credit Card Bill Before Your Mortgage (The Washington Post)
What to do with those unwanted Gift Cards (Ka-Blog!) Hint: Try Plastic Jungle.
Five Myths About America's Credit Card Debt (The Washington Post). Including the following from Robert D. Manning, author of "Credit Card Nation:"
Today, only nonprofit credit unions, as mandated by Congress, must abide by an interest rate ceiling of 15 percent. As more and more people were preapproved for credit cards in the '80s and '90s, the "free" credit used by the most affluent households was subsidized by the high interest rates and penalty fees paid by the most financially distressed. A carefully guarded secret of the industry is that about a quarter of cardholders have accounted for almost two-thirds of interest and penalty-fee revenues
California Attorney General Jerry Brown warns consumers about RALs (The Los Angeles Times)


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SARASOTA, Fla. — Joe Girardi keeps a dry-erase calendar tacked to the wall of his Tampa office.
He squeaks markers across it each day, updating the Yankees' extended schedule of Grapefruit League games, counting down toward April 1.
With Curtis Granderson out until May with a broken forearm, the board now serves as a daily reminder about the biggest issue in camp: Who will be the team's third outfielder on Opening Day?
"We've got five weeks," Girardi said a few hours before his team's 5-1 loss to Baltimore on Monday. "We've got to make a decision on who's the best guy to fill that role."
The competition opened Monday afternoon at Ed Smith Stadium. Girardi loaded his lineup with three candidates: The two veteran non-roster invitees, Matt Diaz and Juan Rivera, plus intriguing minor leaguer Melky Mesa. The trio combined to go 0-for-8.
Mesa, a 26-year-old tabbed by Girardi as the best defender among the available candidates, took a walk in his second at-bat.
It is worthwhile to remember how early it is. March hasn't even arrived.
In this vein, the calendar becomes Girardi's friend. He preached caution. The lengthy slate of spring training games aids the Yankees. They can ease their surgically repaired stars (Derek Jeter, Mariano Rivera and CC Sabathia) into the season. They also have five weeks for Granderson to heal, and for his replacement to shake free.
Girardi has yet to specify the prototype he seeks for this role. In the catching competition, he seeks a talented defender.
This outfield race is more free-form.
"I want someone that can do everything," Girardi said. "Is that too much to ask? I don't know. You want someone who's going to be productive for you and play some good defense."
As general manager Brian Cashman explained on Sunday, the team intends to search for answers from within. Girardi ruled out the candidacies of prospects Tyler Austin and Slade Heathcott. But a pair of older minor-leaguers, Adonis Garcia and Ronnier Mustelier, will get their chances.
On Monday, the stage belonged to Diaz, Juan Rivera and Mesa. Rivera, a 34-year-old former Yankees prospect, returned this offseason after a productive career, mostly with the Angels. But his numbers have faded in recent years. As a Dodger in 2012, Rivera slumped along with a .661 on-base plus slugging percentage.
"I'm just trying to do my job, and make the team," Rivera said.
Diaz, also 34, carved out a niche as a platoon player in Atlanta. He punished left-handed pitchers. His numbers dipped after he left for Pittsburgh in 2011. Back in Atlanta for 2012, Diaz missed 71 games due to an infection in his right thumb, and finished with a pedestrian .740 OPS against lefties.
Diaz traced the injury back to 2006, when a palm frond at his home in Lakeland, Fla. splintered into his hand while he was doing yard work. The centimeter-long foreign body caused an infection that first merited treatment in 2009, and arose once more in 2010. He needed a third operation to clear out remaining fragments that jabbed into his nerves last August.
"I'm glad they cleaned it all the way out," Diaz said. "I have to be confident that they got it all. They opened it all the way up, and took a look around."
Mesa, 26, intends to play for the Dominican Republic's World Baseball Classic team and depart camp at the end of the week. Girardi indicated he would not encourage Mesa to skip the competition, despite the opportunity here. It helps that bench coach Tony Pena will manage the Dominican team.
The five weeks ahead help, too. The Yankees may need all the time available before they make a decision.
"It could very well take to the end of camp," Girardi said.


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Prayer List Template
by T.Robbert on Jan.14, 2011, under Event Templates
Prayer lists are used personally on different religious occasions like Easter, Christmas and others. In prayer lists, wishes are combined and recalled while offering religious activities in churches. Here we design best pattern of prayer list template that you will find on our website of list templates. We designed this prayer list template in the best way and this will surely accomplish your needs for attractive and well designed prayer list.
You can not only download this pre designed prayer list template but can also make your necessary changes in the design and pattern of this template. We tried our best to make prayer list template user friendly from all aspects of user's concern.
If you want to download this prayer list template, click on the download button given with this template.


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Brinley Cherry Storage Bedroom Set (Choose your Size)
by Society Den | Item #: 590323 | Model #: CN350Q4PC |
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- 4 pc set includes: bed (queen or king), dresser, mirror, and nightstand
- 5 pc set includes: bed (queen or king), dresser, mirror, chest, and nightstand
- 6 pc set includes: bed (queen or king), dresser, mirror, chest, and 2 nightstands
- Free White Glove Delivery
Additional Brinley Nightstand available separately
An expression of your modern flare, the Brinley Cherry collection features smooth curves and sleek lines. Its rich Cherry finish and bright drawer pulls are the envy of other bedroom collections. The storage bed maximizes storage opportunities by adding two drawers at the foot of the bed.
Simple decorative moldings and insert panels on the headboard and footboard make this bed stand out! The turned-out feet of the entire collection give the Brinley collection a wide and ample stance. The dresser and mirror feature thick moldings for a sound look and feel. The five-drawer chest and three drawer nightstand offer ample drawer space with dust proof bottoms to ensure snag free storage.
- Deep Cherry Finish
- Pine solids with Cherry veneers
- Butt joints with corner blocked reinforcements
General Information
- Headboard features two inset panels with decorative molding
- Storage drawers at the foot of the bed measure 33.75"" W x 15.5"" D x 7"" H each
- Full extension metal side glides with built in stops.
- Platform bed includes mattress supports (no box spring required)
- Requires mattress only – sold separately
- Beautiful Cherry finish
- Dresser features seven drawers for ample storage space
- 4mm thick beveled mirror
- Nightstand has three drawers
- Tall five drawer chest extends the storage space
- Drawers feature full extension metal side glides with built in stops.
- Dust proofing on bottom drawers for added protection
- Top drawers are felt lined
- Antique pewter look pulls and knobs
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Defrag Hard Disk
- etujm
- Most efficient tool for hard disk defragmentation
- Best utility to defrag disk on Windows 7, Vista and Win XP
- Facilitates to increase performance of hard drive up to 100%
- 14 days free trail version available for software evaluation
If you are a computer savvy and have a habit of downloading lot of files and storing or deleting them on your hard disk frequently, you may encounter a performance breakout of your system. This is because the files you try to store on the disk get fragmented due to lack of continuous memory space on the disk. Fragmentation can also occur over the drive where the operating system of your computer is residing which results in the slow booting of the system. If this happens to a user he normally changes the operating system which is not the only solution for the problem that he is facing. Then what could be the ultimate solution for boosting the performance of a system, the solution is disk defrag tool which help you to defrag all the files and its loading time.
The reason why fragmentation would occur
When the hard disk is formatted to any of the file system like FAT or NTFS, in the beginning the files are stored in sequential format, as we continue deleting and inserting new files because of lack of sequential memory, files start fragmentation and get stored in separate chunks of memory. When we try to access these files OS has to collect all the chunks of memory which is time consuming reducing the overall performance of the system.
How this software will help you in defragging hard drive partitions
Defrag hard drive or defrag external hard drive gives you a complete analysis report before and after the defrag process. It analyses your hard drive prior to running the defrag process to check the fragmentation level. After the defrag process is completed an entire analysis report is created which provide the complete information on decreased level of fragmentation by the disk defrag tool. In case if you need detailed idea about how to defrag external hard drive, then simply click on this url: http://www.defragharddisk.com/external-drive.html
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The efficient and powerful hard disk defrag tool that increases the overall performance of the system rapidly by decreasing the work load on the hard drive for the fetching process and thus increasing the life of the hard drive that is the read/write head. The most happening part of the software is that we can use the trail version of it for 14 days which will boost the performance of the computer up to 100%. With this tool, you can defrag SATA, SCSI and IDE hard drive and it even helps to defrag SSD disk on Windows. Booting speed of the computer is also increased including the loading time of the web browser and other applications on the system. Since the files are defragmented the probability of recovering the lost document is also increased. To know specifically how it functions on Windows 7 computer or laptop click on this url: http://www.defragharddisk.com/windows-7.html
Defrag your hard disk in just few simple steps
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Fig 1: Home Screen
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Fig 2: Analysis
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Fig 3: Options
4. Click "Finish" to complete the process.
Fig 4: Finish


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Crew rakes in medals at Regionals, heads to Nationals
Vashon Island Junior Crew (VIJC) garnered 15 medals and qualified four boats for Nationals at the Northwest Regional Regatta at Vancouver Lake in Vancouver, Wash., last weekend. The crew also qualified four boats for Nationals last year, a record for the team at the time.
With 23 teams and thousands of athletes from across the region, the small club's success stands out among the field of competitors. Of the 16 preliminary races the club entered, 14 boats qualified for the finals, so many that VIJC needed to borrow a boat from another club in order to compete in all events.
Four boats triumphed, winning gold medals and US Rowing trophies.
The JV women's quad had their work cut out for them when the competing crew gained on them in the last 500 meters. The rowers, Hannah Russell, Kelsey Abella, Anna Ripley, Shannon Lipe and coxswain Kai Li Scheer, poured on the power and crossed the finish 1.5 seconds ahead.
In an even closer race, the JV men's quad, with Liam McConnell, Alexander Wright, Jack Mask, Julian Baca and coxswain Rayna Shinn, led the field and took first by .94 seconds. Novice girls Scheer, Bryn Gilbert, Kirsten Girard, Kalie Heffernan and coxswain Ally Clevenger showed their strength and placed first in the quad race, finishing two boat lengths of open water ahead of the field.
For the first time ever, VIJC brought home the trophy for the girls' high school eight, a serious but fun race where the crews dress to represent their schools. Sporting green and yellow attire, complete with pirate tattoos, were rowers Ella McConnell, Katelyn Carter, TerraJane Ripley, Halimah Griffin, Charlotte Kehoe, Avalon Koenig, Maya Krah, Taegan Lynch and coxswain Shinn.
Eight silver medals were won, three of them by boats that also qualified to compete at Nationals. The boy's varsity quad, with Baxter Call, Tate Gill, Gus Magnuson, Ryan Bingham and coxswain Sarah Warner; the girls' varsity double with Avalon Keonig and Emmie Kehoe, and the boys' varsity double with Magnuson and Bingham. The other silver medalists were Scheer and Anna Ripley in the JV women's double, Girard and Heffernan in the novice women's double, Ben Zaglin and Ethan Rumberg in novice men's double, McConnell and Baca in the JV double and the novice women's four with Gilbert, Girard, Krah, Lynch and coxswain Clevenger.
The crew also brought home three bronze medals. One of them went to a boat which also qualified for Nationals, the girls' single rowed by Emmie Kehoe. Kehoe, however, has chosen not to race this event at Nationals and will instead concentrate on her double race with Koenig.
The boys' JV double with Wright and Mask, and the boys' novice quad, coxed by Clevenger with Charles Elliott, Rumberg, Patrick Hanson and Ben Zaglin — who substituted for Nathaniel Petram who ended up with a broken nose after being hit by a Frisbee — were happy with the bronze.
The USRowing Youth National Championships will be held June 8 to 10 in Oakridge, Tenn.
— Marianne Metz Lipe is on Vashon Rowing Club's publicity committee.
A car wash to offset the costs of sending junior crew members to Nationals will be held Saturday from 10 a.m. to 3 p.m. at Vashon Plaza. Tax-deductible gifts can be sent to VIRC, P.O. Box 79, Vashon, 98070.
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This deal has ended.
Today only Dell drops the price of this Vizio 42" LCD HDTV from $629.99 to $519.99 with free shipping. This is the best price we could find by $63 and beats last week's deal by $10. This flat screen TV features full HD resolution and a 120Hz refresh rate for a crisp picture. The embedded speakers feature TruSurround HD audio for enhanced virtual surround sound. Sales tax is charged in most states.No longer available


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By The Collar: Top Cardinal Imposes Strict Dress Code For Vatican Priests
VATICAN CITY- The habit makes the monk, at least in the Vatican. Last month, Cardinal Tarcisio Bertone, the Vatican's Secretary of State, sent a circular to all the offices of the Roman Curia, reminding priests that they should report to work in proper attire. That means in a collar and clergyman's suit or a black cassock on a daily basis, and for formal occasions, especially in the presence of the Pope, the monsignors should don their vestments with red or purple buttons and sashes.
This reference to the canonical norms represents a clear signal for Vatican priests. In effect, the priests who do not wear their collar are quite rare inside the corridors of the Holy See. It's probable that the request to abide by the guidelines, to be impeccable, is meant to stand as an example to those on the outside; that is to the bishops and priests who constantly visit Rome.
The Code of Canonic Rights states that "the clerics should wear a decorated ecclesiastic habit" according the norms emanating from the various Episcopal conferences. The Italian Episcopal Conference established that "the clergy in public should wear cassock robes or a clergyman's suit", that is a grey or black suit with the white collar. The English name ('clergyman') comes from the Anglosaxon Protestants; however, the Catholic clergy who were travelling first wore it, as a break from the cassock.
The Vatican Congregation of the Clergy, in 1994, explained the reasoning, partly sociological, behind the priest's attire. "In a secularized society with materialistic tendencies" and "particularly feeling the necessity that the priest, a man of God, dispenser of his mysteries, should be recognizable by the eyes of the community."
Picture: Albrecht via Wikipedia
Bertone's note asks the monsignors to "dress up," that is to wear the suit with colored buttons and sash, in the "proceedings in which they present themselves to the Holy Father," like those at official occasions. The bishops who are received in audiences by the Pope will now have to be much more attentive to their wardrobe.
The wearing of civilian clothes for clergy is permissible, for particular situations, like in the case of Turkey in the 1940s or in Mexico in more recent times, with the bishops able to go out of the house dressed smartly. The tradition has taken foot in Europe: we shouldn't forget the images of the young German theologian Joseph Ratzinger (who would go on to become Pope Benedict XVI) in a dark jacket and tie during his years as a theological advisor to the Second Vatican Council in the late 1960s. And in the years just after the Council, the cassock wound up stowed away somewhere in the attic, as priests tried to distinguish themselves less and less.
But in more recent years, especially among young priests, there is a notable return to traditional priestly garments. And now the Secretary of the State has put it in black and white what is very much a "clerical" trend in the lives of the clergy.