text:
38 U.S.C. 501 and 40 U.S.C. 486(c).
Where a bid bond is required for supplies or services, the phrase "any cost of acquiring the work" in paragraph (e) of the BID GUARANTEE clause in FAR 52.228-1 may be modified to refer to the cost of "supplies," "services," etc.
(a) Certified checks or other negotiable security furnished as bid security with the three lowest acceptable bids will be retained in a safe. These will be returned by any method that will provide evidence of receipt, or in person upon presentation of proper receipt, after the contract and contract bonds have been signed and approved.
(b) Certified checks or other negotiable security furnished in support of other than the three lowest acceptable bids should be returned promptly to the respective bidders by any method that will provide evidence of receipt or in person upon presentation of proper receipt.
(c) Commercial bid bonds are not returned unless specifically requested by the bidders, and, even if requested by any of the three low bidders, are not returned until the contract and contract bonds have been executed by the successful bidder, or all bids have been rejected.
For all contracts except contracts awarded by the Office of Facilities Management, the head of the contracting activity, as defined in 802.100, shall be the Department designee referenced in FAR 28.106-6(c) to furnish copies of payment bonds to requestors. For contracts awarded by the Office of Facilities Management, the Office of Facilities Management contracting officer shall be the Department designee.
When performance and payment bonds are required, the contract will contain the clause prescribed in 852.228-70.
The Deputy Assistant Secretary for Acquisition and Materiel Management is delegated authority to make the determinations referenced in FAR 28.203-7 to exclude individuals from acting as surety on bonds and to accept bonds from individuals named on the List of Parties Excluded from Federal Procurement and Nonprocurement Programs.
(a) Term contracts, or contracts of a continuing nature, for ambulance, automobile and aircraft service, will contain the provision in 852.237-71.
(a) This subpart sets forth the policies and procedures concerning indemnification of contractors performing contracts covering medical research or development which involve risks of an unusually hazardous nature, as authorized by 38 U.S.C. 7317.
(b) The authority to indemnify the contractor under this subpart does not create any rights to third parties which would not otherwise exist by law.
(c) As used in this subpart the term "contractor" includes subcontractors of any tier under a contract containing an indemnification provision pursuant to 38 U.S.C. 7317.
(a) The approval for the indemnification of contractors will be made by the Secretary of Veterans Affairs.
(b) Contracting Officers shall submit requests for approval, together with all available information, to the Deputy Assistant Secretary for Acquisition and Materiel Management (95) for transmittal to the Secretary.
(a) Any contract for medical research or development authorized by 38 U.S.C. 7303, the performance of which involves a risk of an unusually hazardous nature, may provide that the Government will indemnify the contractor against either or both of the following, but only to the extent that they arise out of the direct performance of the contract and to the extent not covered by the financial protection required under 828.7103.
(1) Liability (including reasonable expenses of litigation or settlement) to third persons, except liability under State or Federal worker's injury compensation laws to employees of the contractor employed at the site of and in connection with the contract for which indemnification is granted, for death, bodily injury, or loss of or damage to property, from a risk that the contract defines as unusually hazardous.
(2) Loss of or damage to property of the contractor from a risk that the contract defines as unusually hazardous.
(b) A contract that provides for indemnification in accordance with this subpart must also provide for:
(1) Notice to the contracting officer of any claim or suit against the contractor for death, bodily injury, or loss of or damage to property; and
(2) Control of or assistance in the defense by the Government, at its election, of such suit or claim for which indemnification is provided in the contract.
(a) The amount of financial protection that the contractor is required to have and maintain to cover liability to third persons and loss of or damage to the contractor's property shall be the maximum amount of insurance available from private sources; however, the Secretary may establish a lesser amount after taking into consideration the cost and terms of private insurance.
(b) The financial protection may include private insurance, private contractual indemnities, self-insurance, other proof of financial responsibility, or a combination of such forms to provide the maximum amount required. When the contractor elects to utilize self insurance, proof of such financial responsibility up to the maximum amount required will be furnished the contracting officer prior to award.
38 U.S.C. 501 and 40 U.S.C. 486(c).
This part prescribes policies and procedures for exemptions from Federal excise taxes imposed on alcohol products purchased for use in the Department of Veterans Affairs medical care program.
(2) Authority is hereby delegated to the Director, Marketing Center, Hines, Illinois, and to the Chief, Acquisition and Materiel Management Service, Department of Veterans Affairs medical facilities to sign application permits on Bureau of Alcohol, Tobacco, and Firearms (ATF) prescribed forms. This authority is not to be redelegated.
(2) ATF Form 1486, Specially Denatured Spirits for Use of United States, is the application/permit required for denatured spirits, and ATF Form 1444, Tax-Free Spirits for Use of United States, is required for distilled spirits (whiskey and alcohol). These are continuing permits to procure items tax free. Copies must be made available to the supplier in support of each procurement.
(3) Purchases for excise tax-free whiskey and alcohol, not available through the depot can only be made from a distillery or a bonded premises. In accordance with 27 CFR 213.144, the vendor will also support each shipment with ATF 1473, Shipment and Receipt Specifically Denatured Tax-Free, or Recovered Spirits. The ATF 1473 will be completed by the accountable officer and the original copy will be forwarded to the Regional Regulatory Administrator whose address is shown in item
(1) Name and address of facility;
(2) Specific purpose for which beer will be used;
(3) Quantity proposed to buy each month, year, etc.;
(4) Name and address of brewery; and
(5) Copy of document authorizing contracting officer to sign request.
A new permit is needed only when beer is to be purchased from a different brewery than the one for which the original permit was requested.
38 U.S.C. 501 and 40 U.S.C. 486(c).
This subpart contains general cost principles and procedures for the determination and allowance of costs in connection with the negotiation and administration of cost reimbursement type contracts pertaining to the furnishing of vocational rehabilitation, education, and training to eligible veterans under chapter 31 of Title 38, United States Code.
(a) Except as provided in this section, when the contractor has a customary cost of tuition the charge to the Department of Veterans Affairs may not exceed that charged to similarly circumstanced nonveteran students; provided that where the contractor has more than one standard charge for the same service, the charge to the Department of Veterans Affairs will be the lowest price for the entire course, semester, quarter, or term which is offered or published.
(b) VA will not normally pay tuition or incidental fees to institutions or establishments furnishing apprentice or other training on-the-job. VA may pay:
(1) For such charges customarily made by nonprofit workshop or similar establishment for providing work adjustment training to similarly circumstanced nonveterans even though an incentive wage is paid the trainee as part of the training; or
(2) For certain training expenses incurred by an employer providing on-the-job training following rehabilitation to the point of employability when such additional training is determined to be necessary by VA.
(c) When the total cost of instruction is paid from Federal funds or a portion of the cost is covered by grants from the Federal Government, i.e., Smith-Hughes or other laws, excluding Federal Land Grant Funds, such subsidy
(d) Payments on behalf of a veteran who receives a fellowship, scholarship, grant-in-aid, assistantship, or similar award in complete or partial payment of tuition or fees or both will be made in accordance with the following:
(1) The award will reduce, to the extent of the award, the amount of tuition or fee or both that is payable by the Department of Veterans Affairs.
(2) Awards which are not paid in cash, except those which are made specifically for the purpose of defraying the cost of room and board in dormitories which will be disregarded, will reduce to the extent of the award the charges for which the Department of Veterans Affairs is responsible.
(3) Cash awards may be retained by the veterans and will not be deducted from charges ordinarily paid by the Department of Veterans Affairs.
(4) Waivers of tuition and fees provided under law by States or other Government authority will be utilized to reduce the charges payable by Department of Veterans Affairs in accordance with such waivers.
(e) Enrollment fees in an amount sufficient to cover the cost of registration may be paid, provided the institution or training establishment usually makes such a charge, and it does not exceed that charge made to other students or trainees.
Special services or courses are those services requested by the Department of Veterans Affairs which are over and above those customarily required by the institution for similarly circumstanced nonveterans and are considered by the contracting officer to be necessary for the rehabilitation of the trainee. The costs of such special services or courses will be negotiated prior to being requested by the Department of Veterans Affairs.
(a) Reimbursement for books, supplies, or equipment and referred to as supplies, will be made as provided in this section.
(1) Reimbursement will be made for those supplies customarily required to be owned personally by all students taking the same course or courses except that reimbursement may be made for items which are not specifically required by the school for pursuit of the course, but are determined to be needed by VA because of the demands of the course, general possession by other students, and the disadvantage imposed on the veterans by not having the item. In no instance will the supplies be in a greater variety, quality, or amount than required of nonveteran students. In this instance required is in contradistinction to requested or desirable to have or necessary for a future profession or job but not required by the institution of all students in the course.
(2) When supplies are available in several prices, grades, or qualities, reimbursement may be made only for such quality or grade that will meet the requirements.
(3) Partial payment agreements in which the Department of Veterans Affairs shares payment with the veterans is not allowable.
(4) The costs incurred by the institution in connection with the veteran's thesis such as typing, printing, microfilming, or otherwise reproducing the required number of copies; research expenses when certified by the veterans committee chairman, major professor, department head, or appropriate dean that such expenses are required in order to complete the course requiring the preparation of a thesis are considered as supplies and are authorized for reimbursement.
(5) When the institution operates a bookstore or supply store for all students the reimbursement for supplies issued to trainees will be no greater than charges made to nonveteran students.
(6) Where the institution, training establishment, or employer arranges for issuance of supplies to all students by stores or establishments not institutionally owned and to pay such store or establishment for supplies issued to trainees, reimbursement is allowable provided the charges are no greater than those paid by nonveterans or to the institutions whichever is the lesser.
(7) Supplies purchased by the institution specifically for trainees will be reimbursed at the net cost to the institution.
(8) Where the institution does not provide or arrange for issuance of generally required books, tools and supplies for students attending the facility, the institution, in cooperation with VA, may designate certain stores and establishments to provide generally required books, tools and supplies for veterans pursuing a vocational rehabilitation program. The vendor will be reimbursed in the same manner as for supplies provided or arranged for by the institutions.
(9) Where it is customary in a survey subject to permit each student to obtain the aggregate of books for the subject on a rental basis (commonly referred to as a rental set) and the ownership or permanent possession by the student is not required, reimbursement is authorized for the rental charge provided it does not exceed the charge made to nonveteran students.
(10) Educational and training institutions furnishing supplies to trainees which are required to be owned personally or on a rental basis by all students pursuing the same or similar course may be compensated for such services in an amount not exceeding 10 percent of the allowable charge for the supplies furnished or rented except:
(i) Where the tuition covers the charges for supplies or rentals or a stipulated fee is assessed all students, handling charges are not allowable.
(ii) The handling charge is not allowable for Government-owned books procured by the institution from the Library of Congress.
(iii) In cases where an item of equipment will exceed $50 in cost, effort will be made to secure a lower handling charge than for those costing a lesser amount. The agreed percent for such handling charges will be included in the contract or added as an addendum.
(a) VA may pay the customary student health fee when payment of the fee is required for similarly circumstanced nonveterans. If payment of the fee is not required for similarly circumstanced nonveterans payment, payment may be made if it is determined by the Veterans Health Administration that such payment is in the best interest of the veteran and the government.
(b) Where medical services or hospital care not covered by the customary students health fee are available in the school operated facilities or arrangements have been made by the institution with doctors and hospitals in the immediate area, reimbursement by the Veterans Benefits Administration for such services may be made in a contract for such services provided that the Director, VA Medical Center, determines:
(1) That such arrangements are necessary to provide timely medical care for veterans attending the facility under provisions of Chapter 31; and
(2) The general rates established for such services do not exceed the rates established by the Under Secretary for Health.
(c) VA may reimburse a rehabilitation facility for incidental medical services provided during a veteran's program at the facility.
(a) Fees and expenses authorized under Secretary's Decision No. 557 may be authorized for payment when the educational institution or training establishment makes such payments on behalf of the veteran.
(b) Payment for fees and expenses not made by the educational institution or training establishment will be made in
(a) Reimbursement for consumable instructional supplies which institutions require for the instruction of all students, veteran or nonveteran pursuing the same or comparable course or courses will be made when:
(1) The supplies are entirely consumed in the fabrication of a required project.
(2) The supplies are not consumed but are of such a nature that they cannot be salvaged from the end product for reuse for further instructions by disassembling or dismantling the end product.
(b) Reimbursement for consumable instructional supplies is not allowable when:
(1) The supplies can be salvaged for reuse.
(2) The supplies used in a project which has been elected by the student as an alternate class project in order to produce an end product of greater value than that which is normally required to learn the skills of the occupation and which will become his property upon completion.
(3) The supplies used in a project which has been selected by the institution to provide the student with a more elaborate end product than is required to provide adequate instruction as an inducement to the veteran to elect a particular course of study.
(4) The salable value of the end product is equal to or greater than the cost of the supplies used in its fabrication or assembly and a reasonable use has not been made of such supplies so that they are not readily salvaged from the end product to be reused for instructional purposes.
(5) The end product is of permanent value and retained by the institution.
(6) A third party provides the articles or equipment for repair or improvement and for which he or she would otherwise pay a commercial price.
(7) The number of projects resulting in end products in excess of the numbers normally required to teach the recognized job operations and processes of the occupation stipulated in the approved course of study.
(8) The cost of supplies are included in the charge for tuition or as a fee designated for such purpose.
Reimbursement shall be made for other services and assistance which may be authorized under provisions of applicable Chapter 31 regulations including but not limited to employment and self-employment, initial and extended evaluation, and independent living services.
38 U.S.C. 501 and 40 U.S.C. 486(c).
The determination required by FAR 32.402(c)(1)(iii) will be made by the Deputy Assistant Secretary for Acquisition and Materiel Management. Prior to award, contracting officers will submit, through channels, the information required by FAR 32.409-1 for such determinations.
(a) Under the provisions of 31 U.S.C. 3324(d)(2), as amended, advance payment is authorized for subscriptions or other charges for newspapers, magazines, periodicals and other publications for official use of any office under the Government from appropriations available therefore, notwithstanding the provisions of 31 U.S.C. 3324(a). The term "other publications" includes any publication printed, microfilmed, photocopied or magnetically or otherwise recorded for auditory or visual usage.
(b) Under the provisions of 31 U.S.C. 1535, advance payment may be made for services and supplies obtained from another Government agency. This includes items such as coupons from the Government Printing Office and Operator Permits, Civilian Defense Radio System, and from the Federal Communications Commission.
(c) Under the provisions of 5 U.S.C. 4109, advance payment may be made for all or any part of the necessary expenses for training Government employees in Government or non-Government facilities. This includes the purchase or rental of books, materials and supplies or services directly related to the training of a Government employee.
Prior approval of actions listed in FAR 32.502-2 will be obtained from the Deputy Assistant Secretary for Acquisition and Materiel Management (95). Requests for approval shall be accompanied by full justification together with the recommendations of the contracting officer.
(a) The Contracting officer will file the retained copy of the notice of assignment and the certified copy of the original instrument of assignment with the General Accounting Office copy of the contract.
(b) Contracting officers will notify field facilities of any recognized assignment of payments under contracts executed in Central Office or by the VA National Acquisition Center divisions in all cases where payment for articles and services under such contracts are certified and approved for payment in the field.
38 U.S.C. 501 and 40 U.S.C. 486(c).
Solicitations shall instruct interested parties (see FAR provision 52.233-2) to deliver a copy of any protest filed with the General Accounting Office (GAO) to the contracting officer and
(a) For contracts to be awarded by the Office of Facilities Management: Chief Facilities Management Officer, Office of Facilities Management, Department of Veterans Affairs, 810 Vermont Avenue, NW., Washington, DC 20420.
(b) For all other contracts: Deputy Assistant Secretary for Acquisition and Materiel Management, Acquisition Administration Team, Department of Veterans Affairs, 810 Vermont Avenue NW., Washington, DC 20420.
(2) Protests must be in writing and addressed as follows:
(i) Contracting officer protests—address where offer/bid is to be submitted;
(ii) Deputy Assistant Secretary for Acquisition and Materiel Management, Acquisition Administration Team, Department of Veterans Affairs, 810 Vermont Avenue, NW., Washington, DC 20420; or
(iii) Chief Facilities Management Officer, Office of Facilities Management, Department of Veterans Affairs, 810 Vermont Avenue, NW., Washington, DC 20420.
(3) Protests regarding certain issues may be dismissed by VA without consideration of the merits or forwarded to another agency for appropriate action. Among these protests are the following:
(b) Where appropriate, alternative dispute resolution (ADR) procedures may be used to resolve protests at any stage in the protest process. The Department of Veterans Affairs Board of Contract Appeals (VABCA) is an independent and neutral entity within the Department of Veterans Affairs and is available to serve as the third-party neutral (Neutral) for bid protests. If ADR is used, the Department of Veterans Affairs will not furnish any documentation in an ADR proceeding beyond what is allowed by the Federal Acquisition Regulation.
(1) If FAR 33.103(f)(3) requires suspension of contract performance, the contracting officer shall seek to obtain a mutual agreement with the contractor to suspend performance on a no-cost basis and, if successful, shall document the suspension with a supplemental agreement. If unsuccessful, the contracting officer shall issue a stop-work order in accordance with contract clause FAR 52.233-3, Protest After Award.
(2) If suspension of contract performance is not required by FAR 33.103(f)(3) and if the contracting officer determines that the award was proper, the contracting officer shall furnish the protester a written explanation of the basis for the award which is responsive to the allegations of the protest. The contracting officer shall advise the protester that the protester may appeal the determination to the Deputy Assistant Secretary for Acquisition and Materiel Management, Acquisition Administration Team, or the Chief Facilities Management Officer, Office of Facilities Management, in the case of a contract awarded by the Office of Facilities Management, or the Comptroller General, as specified in internal Department guidance.
(3) If suspension of contract performance is not required by FAR 33.103(f)(3) but the contracting officer determines that the award is questionable, the contracting officer may consult with the Office of the General Counsel (025) and shall advise the contractor of the protest and invite the contractor to
(2) Contracting officers are responsible for the notification procedures outlined in FAR 33.104(a)(2).
(a) The contracting officer shall insert the provision at 852.233-70, Protest Content, in each solicitation where the total value of all contract awards under the solicitation is expected to exceed the simplified acquisition threshold.
(b) The contracting officer shall insert the provision at 852.233-71, Alternate Protest Procedure, in each solicitation where the total value of all contract awards under the solicitation is expected to exceed the simplified acquisition threshold.
Matters relating to suspected fraudulent claims will be referred to the Assistant Inspector General, Office of Investigations (51) for investigation and referral to the Department of Justice. No collection, recovery or other settlement action will be initiated while the matter is in the hands of the Department of Justice without first obtaining the concurrence of the U.S. Attorney concerned, through the Inspector General.
(a) When a dispute cannot be settled by agreement and a final decision under the Disputes clause of the contract is necessary, the contracting officer shall furnish the contractor his/her final decision in the matter.
(b) The decision must be identified as a final decision, be in writing, and include a statement of facts in sufficient detail to enable the contractor to fully understand the decision and the basis on which it was made. It will normally be in the form of a statement of the claim or other description of the dispute with necessary references to the pertinent contract provisions. It will set forth those facts relevant to the dispute, with which the contractor and the contracting officer are in agreement, and as clearly as possible, the area of disagreement.
(c) Except as provided in paragraph (d) of this section, the decision shall, in addition to the material required by FAR 33.211(a)(4), contain the following:
The Department of Veterans Affairs Board of Contract Appeals (VABCA) is the authorized representative of the Secretary for hearing and determining such disputes. The rules of the VABCA are published in section 1.783, of Title 38, Code of Federal Regulations. The address of the Board is 810 Vermont Avenue, NW., Washington, DC 20420.
(a) When a notice of appeal in any form has been received by the contracting officer, that officer will endorse thereon the date of mailing (or date of receipt, if otherwise conveyed) and within 10 days, will forward said original notice of appeal and a copy of the contracting officer's final decision letter to the Department of Veterans Affairs Board of Contract Appeals (VABCA). Copies of the notice of appeal and the final decision letter will be transmitted concurrently to the Deputy Assistant Secretary for Acquisition and Materiel Management, Acquisition Resources Service and the Assistant General Counsel (025). (In cases of construction contracts administered by the Office of Facilities Management, copies of appeal and final decision letter need not be transmitted to the Deputy Assistant Secretary for Acquisition and Materiel Management, Acquisition Resources Service.)
(b) Within 20 days of receipt of an appeal, or advice that an appeal has been filed, the contracting officer will assemble and transmit to the VABCA, through the Office of General Counsel (025), an appeal file consisting of all documents pertinent to the appeal, including:
(1) The decision and findings of fact from which the appeal is taken;
(2) The contract, including specifications and pertinent amendments, plans and drawings;
(3) All correspondence between the parties pertinent to the appeal, including the letter or letters of claim in response to which the decision was issued;
(4) Transcripts of any testimony taken during the course of proceedings and affidavits or statements of any witnesses on the matter in dispute made prior to the filing of the notice of appeal with the VABCA; and
(5) Any additional information considered pertinent.
(a) Contracting officers and contractors are encouraged to use alternative dispute resolution (ADR) procedures to resolve contract disputes before they become appealable disputes by using the Department of Veterans Affairs' ADR Program.
(b) Under the Department's ADR Program, the Department of Veterans Affairs Board of Contract Appeals (VABCA or Board) Chair, who is the Department's Dispute Resolution Specialist, will appoint a Board member or hearing examiner (at no cost to either party) to serve as a Neutral to aid in resolving matters before they become appealable disputes. The administrative judges and hearing examiners are trained Neutrals and are available to assist in ADR proceedings.
(c) Under the ADR Program, the parties are able to select the ADR process they believe will help resolve the matter. Everything discussed during the ADR meeting is confidential. In the event a Board member serves as a Neutral in a matter that is not resolved using ADR, that Board member shall keep all discussions confidential and shall have no further input or contact with the parties or other Board members in subsequent Board activities (ref. the Administrative Dispute Resolution Act, 5 U.S.C. 571-583; and, Federal Acquisition Regulation, Subpart 33.2).
(d) The Department of Veterans Affairs and contractors are also encouraged to use ADR in disputes appealed to the VABCA.


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Are you ready for some football? We still have time to kill before the 2014 high school football openers, so kill it we will with a time-honored summer tradition: top 10 lists of Oregon's best high school football players. This is not meant to be scientific, but rather, one person's opinion of the top 10 players at each position. The rankings are based on various factors: all-state and all-league teams, recruiting rankings and observations from the past season. Coaches were not consulted for their opinions.
However, we want to know your opinion. Are we right? Did we shank one into the bleachers? Is there someone missing? Please, sign in and tell us your opinion below. At the end of each week, you'll also have an opportunity to vote on the top 10 list, so be sure to frequently return for updates.
Schedule: This week — top 10 offensive linemen
Monday: No. 9 Conner Crist of Tigard and No. 10 Chris Steffey of Ridgeview
Tuesday: No. 7 and 8
Wednesday: No. 5 and 6
Thursday: No. 3 and 4
Friday: 1 and 2, plus start voting for your top 10. The results will be available Wednesday mornings.
Next week: Linebackers
Last week: Defensive line
July 7-11: receivers
June 30-July 4: Defensive backs
June 23-27: Running backs
No. 7 Riley Gallant, sr., Central Catholic: The third of three Central Catholic linemen on this list, which alone probably makes the Rams the team to beat in 2014. The 6-6, 285-pound Gallant has plenty of college interest from Northwest Pac-12 schools and others FBS and FCS schools. Gallant plays guard, runs well and should be a key figure in a powerful Rams running game this season.
No. 8 Saul Urzua, sr., Sherwood: Someone from Sherwood had to crack this list, right? If you disagree, see last year's 5A all-state team, where five Bowmen offensive linemen made the first or second team. The 6-2, 315-pound Urzua was one of two junior linemen to make second-team all-state. The Bowmen have a strong track record of developing quality high school offensive linemen, and Urzua is expected to be one of their best in 2014.
Twitter: @nickdaschel

subset: commoncrawl


text:
The costs of fatal and non-fatal falls among older adults
- 1National Center for Injury Prevention and Control, Centers for Disease Control and Prevention, Atlanta, GA, USA
- 2RTI International, Research Triangle Park, NC, USA
- 3Pacific Institute for Research & Evaluation, Calverton, MD, USA
- Correspondence to: Dr J A Stevens National Center for Injury Prevention and Control Centers for Disease Control and Prevention 4770 Buford Highway NE, Mailstop K-63, Atlanta, GA 30341, USA; jas2{at}cdc.gov
- Accepted 15 June 2006
Objective: To estimate the incidence and direct medical costs for fatal and non-fatal fall injuries among US adults aged ⩾65 years in 2000, for three treatment settings stratified by age, sex, body region, and type of injury.
Methods: Incidence data came from the 2000 National Vital Statistics System, 2001 National Electronic Injury Surveillance System-All Injury Program, 2000 Health Care Utilization Program National Inpatient Sample, and 1999 Medical Expenditure Panel Survey. Costs for fatal falls came from Incidence and economic burden of injuries in the United States; costs for non-fatal falls were based on claims from the 1998 and 1999 Medicare fee-for-service 5% Standard Analytical Files. A case crossover approach was used to compare the monthly costs before and after the fall.
Results: In 2000, there were almost 10 300 fatal and 2.6 million medically treated non-fatal fall related injuries. Direct medical costs totaled $0.2 billion dollars for fatal and $19 billion dollars for non-fatal injuries. Of the non-fatal injury costs, 63% ($12 billion) were for hospitalizations, 21% ($4 billion) were for emergency department visits, and 16% ($3 billion) were for treatment in outpatient settings. Medical expenditures for women, who comprised 58% of the older adult population, were 2–3 times higher than for men for all medical treatment settings. Fractures accounted for just 35% of non-fatal injuries but 61% of costs.
Conclusions: Fall related injuries among older adults, especially among older women, are associated with substantial economic costs. Implementing effective intervention strategies could appreciably decrease the incidence and healthcare costs of these injuries.
- HCUP-NIS, Healthcare Cost and Utilization Project–Nationwide Inpatient Sample
- MEPS, Medical Expenditure Panel Survey
- NEISS-AIP, National Electronic Injury Surveillance System–All Injury Program
- NVSS, National Vital Statistics System
- TBI, traumatic brain injury
The findings and conclusions in this report are those of the authors and do not necessarily represent the views of the funding agency.


text:
But as the Magic left the Rose Garden on Thursday, they were a frustrated team after a 97-83 defeat to Portland that was their third loss in a row.
"I'm not happy with the way things are going on a nightly basis," Orlando coach Stan Van Gundy said.
The Magic's struggles make for an almost perfect contrast with Portland's turnaround. The win was Portland's third in a row after six straight losses.
In some ways, the Magic (15-7), one of the preseason favorites to win the Eastern Conference, have an understandable excuse for their struggles, coming off the stretch in which they played four games in five nights and were hit hard by a stomach virus that at one point left them with eight healthy bodies.
But to Van Gundy, his team's problems go beyond health and availability of players. He didn't like that his team again did not compete in key stretches, especially in the second half, when the Blazers outscored Orlando 52-37.
"We have to play the game better, and we have to play it with a lot more energy, alertness and cohesiveness," Van Gundy said. "Obviously you want to win every night, but the results will take care of themselves if you play a certain way."
Orlando got a dominant offensive performance from center Dwight Howard, who scored 39 points to go with 15 rebounds. But no other Magic player was much of a factor, with the starting backcourt of Jameer Nelson and Vince Carter shooting a combined 6 for 26.
The Magic also scored no fast break points, something Van Gundy thought has happened four or five other times this season.
"I have to push the ball harder, guys have to run harder," said Nelson, the point guard. "You can't coach that. There's nothing you can do about that other than to go do it."
Nelson struggled to guard Blazers point guard Andre Miller, who scored a season-high 22 points and left the Magic stumped on how to stop him.
"We couldn't handle him without double-teaming, and we couldn't handle him double-teaming because our double teams were poor," Van Gundy said.
Thursday's game was the first of a four-game Western Conference road trip for the Magic, who play at Utah on Friday, the Clippers on Sunday and Nuggets on Tuesday.
"My concern was that we go on this trip and get back to playing consistently with great energy and intensity," Van Gundy said. "We'll figure it out, we'll learn about ourselves and get better."


text:
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Submitted by KFTBR on April 26, 2013 at 2:41 PM.
Hello Chess.com! This is my first ever blog post so it might not be as good as other blog posts. In this blog post I will talk about my peferomance in World Maths Day 2013. This may not have anything to do with Chess but in the next half of the blog ...Read more »
posted in KFR's Blog
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I am the Europe Champion on Mathletics and 6th in the world. My high score is 121. YouTube account is Filip Szary. Like and subscribe. I might be doing a Minecraft series if I get enough views on my current videos. I aim to get at least 50,000 views before I will start the series.
I play Chess nearly every day because I really enjoy the experience. When I was 8 my father taught me the basic moves and strategy. From there on it was entirely through dedication that I reached the level that I'm at now. My rating may not be that high but please bear in mind that I'm only 14 years old.
Like most players I did not start out as a Grandmaster (I still have a LONG way to go before I reach that sort of standard) but by the time I was 11 I was one of the best Chess players in my school. The only people who could beat me were teachers, no pupils. I don't mean to show off here or anything but I think to be one of the best out of 1000 or so people really isn't a bad acheivement.
I am also very patriotic. There are very few things that are more annoying than trying to tell the truth to someone who doesn't want to listen and wants to stick with the lies they already know. Chess.com doesn't allow political discussion so I can't explain everything but that's who I am and no one is perfect. Everyone has some things that others may find odd.
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CHAPEL HILL– The UNC football team's 39-17 win against Cincinnati in the Belk Bowl Saturday was one to savor. But it was especially sweet for the senior class.
***Listen to the story***
Belk Bowl MVP Ryan Switzer says he gives the credit to the resilient seniors for Carolina's ability to turn its season around after the 1-5 start.
"We had to have the heart to do it. I've never played on a team that's done this before. I've never played on a team that didn't let guys quit and tank it. I think that's a credit to our seniors, and that's why they're going out with a win today," Switzer says.
The UNC seniors have been through a lot. They've waded through the entire lifespan of the NCAA investigation, suffered the consequences of reduced scholarships and loss of postseason eligibility, and played under three separate head coaches during their tenures at Carolina.
And through it all and with little fanfare, the seniors have held their heads high and managed to overcome the distractions by doing what they know how to do best: winning football games.
Head Coach Larry Fedora says he's proud of his team's latest win. He says it wasn't perfect, but the Tar Heels found a way to get it done.
"I'm really proud of the way these guys played. We didn't play perfect. We didn't play our best game. But we played well enough to win a football game. It was a great week, a lot of fun, and a great way to end it," Coach Fedora says.
Senior safety Tre Boston persevered through one more challenge before hanging up his Carolina jersey for the last time. He was asked to play the linebacker position in the bowl game by Coach Fedora. And Boston says he was happy to fill the role for the team.
"Coach asked me. He really needed me. I was more than happy to do it for him and help show my versatility," Boston says.
Fittingly, Boston snagged an interception in the waning minutes of the game. He says he felt God might have had a hand in the play.
"It's a blessing. That was [Dominique] Green's ball literally. Foe it to be tipped to me, I was telling Green that was God paying me off for four years of hard work. It's crazy the four years I've had here. I think that was a blessing to end my career like that," Boston says.
Boston says the officials asked for the intercepted ball back, but there was no way he was giving up the memento.
Senior defensive end Kareem Martin finished in a flurry on Saturday. He wreaked havoc in the Bearcats backfield and earned Carolina's first safety since 2009.
Martin says this turnaround season will likely go down as his personal favorite from his years at UNC.
"I've had better seasons here, record-wise. What we went through as a team starting off. Everybody wrote us off. […] Just to be where we are right now is the greatest feeling, and it's the reason why this is probably my favorite season since I've been here," Martin says.
The future looks bright for Carolina football, but a lot of that rosy outlook has to be credited to the fighting spirit and determination of the seniors.http://chapelboro.com/sports/unc-sports/persevering-tar-heel-seniors-go-top
CHARLOTTE– The 6-6 North Carolina Tar Heels dispatched the 9-3 Cincinnati Bearcats 39-17 Saturday at Bank of America Stadium to earn UNC's first bowl win in its Charlotte bowl game history.
With the win, UNC finished the year with a 7-6 record while Cincinnati fell to 9-4 on the season.
Carolina wasted no time jumping out to a quick 16-0 lead with the help of a ferocious safety by Kareem Martin and a kick return by T.J. Logan. The Tar Heels controlled both sides of the ball with inspired play.
Freshman Ryan Switzer carried over his electric play from the regular season into the postseason. He set a UNC career record for punt returns for touchdowns with his fifth return on the year in the third quarter.
And as for Eric Ebron, he finished with 78 yards on seven receptions in his final game in Carolina uniform while sophomore quarterback Marquise Williams delivered a steady performance as a game manager.
Running back Ralph David Abernathy dashed to the end zone for Cincinnati midway through the second half, but the gap was too wide for the Bearcats to overcome as the Tar Heel defense stiffened to come up with crucial stops when it mattered most.
Logan received the opening kickoff for the Tar Heels. Quarterback Marquise Williams opened proceedings for Carolina, but it was a three and out for the offense.
On the opening punt, a Cincinnati player ran into the ball and it was recovered by Carolina's Jabari Price.
***Listen to the play***
Ryan Switzer carried the ball around the end on the next play for a gain of eight yards. But on a fourth and one, the Tar Heels chose to kick a field goal.
UNC's failed to capitalize on the good field position when Thomas Moore's field goal missed the mark. Cincinnati took over and soon confronted a third down and six scenario. Brendon Kay picked up the first down with a keeper up the gut.
The UNC defense delivered on the next play when Nathan Staub sacked Kay deep in the backfield. A Bearcat punt soon followed with 9:19 left on the first quarter clock.
Junior tight end Eric Ebron hurdled a defender as he dashed down the field, moving the chains. A Williams pass sailed just too long to a wide open Switzer for a touchdown. Logan smashed ahead for solid yardage to set up a third down and one from the Cincinnati 48 yard line.
The Tar Heels kept moving the chains with a varied offense replete with crisp passes to TJ Thorpe and spirited runs by Logan. The drive was capped off by a two-yard touchdown run by Romar Morris to give Carolina the 7-0 lead with 5:40 left in the first quarter.
***Listen to the play***
UNC cornerback Tim Scott sacked Kay on the next Cincinnati offensive series and forced another Bearcat punt. Spark plug Switzer broke free for a bit on the return, but an illegal block in the back brought the play back.
Carolina offensive tackle James Hurst was helped off the field in an apparent ankle injury on the next series. And a beautiful Tommy Hibbard 59-yard punt pinned Cincinnati back inside their own 10-yard line.
With 2:25 on the first quarter clock, Kareem Martin broke through the line and ferociously wrapped up Kay in the end zone to record a safety for Carolina and notch the score up to 9-0 in favor of the Tar Heels.
And the free kick was returned for a touchdown by TJ Logan to propel the Tar Heels to a 16-0 lead with 2:12 remaining in the first quarter. Carolina had quickly seized all the momentum.
***Listen to the play***
Cincinnati crossed the 50-yard line for the first time in the game on the next possession, and as the first quarter expired the Bearcats had the ball second down and 10 from the UNC 21-yard line.
The Bearcats settled for a 34-yard field goal to get on the scoreboard with 14:17 left in the half.
A nice pass from Williams to Ebron moved the chains. Thorpe added a nice gainer out to the sideline after that. Head Coach Larry Fedora's offense was firing on all cylinders.
And a fourth down conversion to Ebron kept the drive alive for UNC. On the doorstep of the end zone, the Tar Heels handed it off to Logan, but he came up just short of the score.
Jack Tabb caught Williams' pass on third down for a touchdown that extended Carolina's lead out to 23-3 with 10:16 on the first half clock. Carolina was having its way with the Bearcat defense.
Cincinnati needed to answer with a scoring drive of their own, but a Norkeithus Otis sack stalled their drive and forced a 46-yard field goal attempt. Tony Miliano missed the three-point try.
The Tar Heels were unable to get anything going on the ensuing possession. Thorpe dropped a pass that would have given UNC a first down.
The punters were getting plenty of exercise in this first half. UNC held Cincinnati to another three and out.
A vicious hit on Williams resulted in an automatic first down to keep the Tar Heel offense on the field. The diversity of the Carolina warp-speed attack was proving difficult for the Bearcats to defend. A first down catch by Sean Tapley was soon coupled by a pair of incompletions from Williams. The third down play saw a Bearcat sack that forced a UNC punt.
The first half winded to a close as the Cincinnati elected to run out the clock. The Tar Heels held an impressive 23-3 lead as both teams ran into the locker rooms at Bank of America Stadium.
The halftime stats sheet disparity wasn't as wide as one may think. Carolina only outgained Cincinnati 189 yards to 134 yards and had 11 first downs to Cincy's 9.
Logan led Carolina running backs with 66 yards and RD Abernathy lead Cincinnati rushers with 37 yards. Quarterback Marquise Williams went 11-22 for 105 yards and a touchdown.
Cincinnati got the ball first the open up the second half. And the Bearcats had a much higher sense of urgency on their side, slashing through the Tar Heel defense with a heavy dose of Abernathy on the ground.
But a massive sack by Brandon Ellerbe on third down forced a Bearcat punt once again. An electric Ryan Switzer punt return ignited the crowd. It was Switzer's fifth return on the year, a career record for any Tar Heel, and Switzer shattered it in his freshman year and UNC's overall seventh on the season, a national leading number.
***Listen to the call***
The Tar Heels led the Bearcats 29-3 with 9:38 left in the third quarter. But Cincinnati answered right back with a scoring drive capped off by an Abernathy touchdown run to close the Bearcats to within 29-10 with 8:08 left in the third quarter.
Ebron recorded his 60th reception of the year on the following drive, good enough for second-most by a tight end in ACC history behind UVA's Heath Miller. And a gutsy grab by Switzer on fourth down kept the Tar Heel drive going.
The touchdown was cashed in by Morris from one yard out. The backs were running hard, and Carolina earned a 36-10 advantage with 3:32 remaining in third quarter.
Cincinnati broke loose and earned a first and goal scenario to start the fourth quarter. Shaq Washington polished off the drive with a touchdown to narrow the gap down to 36-17 with 14:26 remaining in the game.
A potential game-changing play followed when Thorpe fumbled the kickoff return and Cincinnati recovered inside the UNC 10-yard line. But the Tar Heel defense held strong, forcing a fourth down. Head Coach Tommy Tuberville elected to go for the touchdown, but the pass was dropped, killing all possible momentum for the Bearcats.
And UNC made sure of that. The Tar Heels promptly put together a back-crushing nine-minute drive that ate up the clock and resulted in a field goal and a 39-17 lead for Carolina. And senior safety Tre Boston's interception on the next series sealed the 39-17 win for UNC.
Click here for box score.http://chapelboro.com/sports/unc-sports/tar-heels-2
CHARLOTTE– The 6-6 North Carolina Tar Heels out of the Atlantic Coast Conference will take on the 9-3 Cincinnati Bearcats out of the American Athletic Conference Saturday at the Belk Bowl in Charlotte.
Both UNC and Cincinnati lost close games in their regular-season finales to rivals Duke and Louisville respectively. Both squads will be hungry to cap off the year with a bowl championship and some momentum heading into 2014.
Cincinnati will be in a familiar environment in Bank of America Stadium as the Bearcats beat Duke 48-34 a year ago. The Cincinnati offense averages 33.3 points a game with quarterback Brendon Kay filling the starting role midway through the season and adding reliable throwing to the Bearcat stable of offensive weaponry.
As for the Tar Heels, sophomore signal caller Marquise Williams will look to progress in his development under center. Williams threw 14 touchdown passes while also leading the team in rushing yards. His dual threat will keep the Bearcat defense on its toes.
Junior tight end Eric Ebron will start his final game in Carolina uniform before he enters the NFL Draft in 2014. Ebron is the team leader in receptions, with 55, and yards, with 895, this season.
The game is scheduled for a 3:20 p.m. kickoff and will be broadcast on WCHL, 97.9 FM starting with pregame coverage at 12 p.m. The contest will also be televised nationwide on ESPN.http://chapelboro.com/sports/unc-sports/tar-heels-seek-belk-bowl-victory-bearcats
CHARLOTTE– It may be Christmas Eve, but the 6-6 Tar Heel football team is busy preparing for its Belk Bowl match-up with 9-3 Cincinnati on Saturday in Charlotte.
And undoubtedly, one of the keys to the game will be whether Carolina's improving defense can slow down a versatile Bearcat offensive attack replete with the play-action and screen plays.
Cincinnati ranks 15th in the nation in passing offense, averaging 313.8 yards per contest, and is 12th in third-down conversions, picking up first downs on half of the opportunities on the "money down".
The first order of business for the Tar Heels, according to Defensive Coordinator Vic Koenning, will be stopping the run.
"They throw the ball around a lot, and they're good enough at running the ball. We're going to have to stop the run. Their run game is somewhat similar to East Carolina's and some of their pass game is. We got some bad memories of that," Coach Koenning says.
Despite all the perceived troubles of the UNC defense, the unit has only given up more than 30 points on one occasion this season in that 55 point debacle against ECU back in September.
Coach Koenning says he hopes his defense has learned a lot from the season and comes out fired up and ready to roll from the outset in the bowl game.
"We're going to have to play with a lot of energy and passion and be physical. Hopefully, we've grown from the mistakes we made during the season and improve," Coach Koenning says.
Head Coach Larry Fedora says Cincinnati is a well rounded team under Coach Tommy Tuberville, a man who has a proven track record of success wherever he's been through the years.
"They are a very good defensive team. Nobody's run the ball on them very well. They're sound in everything they do. Their guys are making plays for them. They're playing hard. Offensively, they're spreading it around really good, throwing the ball around, and doing some really nice things," Coach Fedora says.
Kickoff is set for 3:20 p.m. Saturday. WCHL's live on-site pregame coverage begins at 12pm, and the game will be televised nationwide on ESPN.http://chapelboro.com/sports/unc-sports/tar-heels-celebrate-christmas-charlotte-belk-bowl-preparations
CHAPEL HILL– The Tar Heel football team has put in a full week of practice this week in preparation for their departure for Charlotte to play in the Belk Bowl against the Cincinnati Bearcats Dec. 28.
***Listen to the story***
Sophomore quarterback Marquise Williams says the Tar Heels will need stick to their motto, "Smart. Fast. Physical," in order to claim the bowl victory.
"I've been watching film. Those guys are some good ball players. We just got to play our style of football: Smart. Fast. Physical. We just got to go execute and do what we need to do to win the football game," Williams says.
The Tar Heels won five of their final six games just to qualify for the postseason. Williams says this team understands how to overcome adversity.
"Everything happens for a reason. Adversity is always coming. That's the biggest thing. We just hit adversity, and now we're back again," Williams says.
Junior tight end Eric Ebron will play in his final game in Carolina uniform against Cincinnati before departing for the NFL, and Ebron says he thinks Head Coach Larry Fedora is bound to have a few trick plays up his sleeve for the bowl game.
"I expect us to go out there and have fun. And there is nothing more fun than us going out there and doing trick plays and doing what we have been doing all season. I definitely expect Coach Fedora to think of some master plan and let us go out there and execute," Ebron says.
Ebron says he knows the clock is ticking on his days as a UNC student. He says that's why he is trying to spend as much time as he can with his friends and teammates.
"We're either at my house or another player's house. We're all just together. Whatever we're doing we're doing it together. We know time's really short and limited between us. We just try to do everything we can as a group," Ebron says.
Coach Fedora says Cincinnati developed as a team over the course of the regular season, and he expects a tough test from the 9-3 Bearcats.
"They are a very good defensive team. Nobody's run the ball on them very well. They're sound in everything they do. Their guys are making plays for them. They're playing hard. Offensively, they're spreading it around really well. They're a good, solid football team. They're 9-3. There's a reason they're 9-3," Coach Fedora says.http://chapelboro.com/sports/unc-sports/carolina-football-fired-shot-belk-bowl-championship
CHAPEL HILL– The 6-6 UNC football team was back to the grind on Monday at Navy practice fields. With exams over, the Tar Heels have shifted their focus to preparing for a tough 9-3 Cincinnati team in the Belk Bowl Dec. 28.
***Listen to the story***
Head Coach Larry Fedora says his team was eager to get back to business following the brief hiatus.
"We had a good workout Saturday morning, Sunday and another one today [Monday]. We've had three really good workouts this week. We had one last week. I think they were ready to get back out here and get going again," Coach Fedora says.
Senior offensive lineman James Hurst says Cincinnati is a formidable opponent that features a defense that makes you earn every inch of yardage.
"They're a great team defense. Early on, looking at it, it's hard to find any holes or anything like that. You know you're going to have a challenge, and they're going to make you earn every yard that you get. We're going to have to be consistent and put some drives together in order to put points on the board," Hurst says.
Charlotte provides a friendly locale for the Tar Heels in the Belk Bowl. Hurst says he's relishing the opportunity to play his final game in Carolina uniform inside the state of North Carolina.
"It's great to have the opportunity to get such a big fan base at the game and finish at some sort of a home game a little bit. We're excited about it. I'm sure our fan base is excited about it. It's a great way to go out for us not being able to play at home for your last game, but being able to play in the state of North Carolina," Hurst says.
Sophomore quarterback Marquise Williams went to high school in Charlotte. He says he's looking forward to returning home to play in front of family and friends.
"It's a big home game. It's especially a home game for me. That's where I played high school at down in Charlotte. It's going to be unbelievable. A lot of alumni is in Charlotte and can't wait to watch us play Dec. 28. We're excited to come down there, have some fun, and just enjoy the time," Williams says.
Coach Fedora says he wants his team to enjoy the bowl game atmosphere, a reward for a successful season. But of course, he says that doesn't stop the desire to go win a bowl championship trophy.
"We're going down there for our guys to have fun, but we're planning on winning the football game. I'm sure Cincinnati is doing the same thing. We want to win the football game. We're going to prepare that way, but we also want to enjoy it," Coach Fedora says.http://chapelboro.com/sports/unc-sports/tar-heel-football-preparing-win-bowl-fun
CHAPEL HILL– The Tar Heel football team will be bowling in Charlotte on Dec. 28. 6-6 Carolina accepted a bid to compete in the Belk Bowl against 9-3 Cincinnati.
Head Coach Larry Fedora says he's proud of his team for digging out of the early 1-5 hole and is looking forward to getting to Charlotte, a friendly locale for Tar Heels.
"I'm proud of our team. They fought back from a 1-5 record earlier in the year. We're also extremely excited about being in the Belk Bowl in Charlotte, where we have quite a few Tar Heel fans in that area. We're looking forward to playing Cincinnati, a very well-coached team that finished the season 9-3," Coach Fedora says.
Coach Fedora says his players were all excited when they found out the news of their bowl destination.
"They're all really excited. They knew we would be going somewhere, but they didn't know where. To be in Charlotte and in our home state, they were really excited and looking forward to it," Coach Fedora says.
For the senior class, this bowl trip is even more meaningful. Coach Fedora had a chance to reflect on how much those Tar Heels have been through including three different head coaches and the full lifespan of the NCAA investigation. He says all of these factors add to their appreciation of this opportunity.
"These guys have overcome a lot. They came in at the beginning of a NCAA investigation and saw it through to the end and had to accept the sanctions against them. […] Some of these guys had five or six position coaches, a pretty unique group," Coach Fedora says.
One of the added benefits with a bowl game is the extra practice time that comes with it. Coach Fedora expects his team will squeeze in 10-12 practices before the game.
But he says you have to be wary of burnout with so much more time to prepare. That's why Coach Fedora says the team won't be focusing on the Cincinnati game plan until later on.
"You have to be careful. That's why we won't start really preparing for Cincinnati until the latter half of those practices. I've been on staffs where you started very, very early in preparation and really the guys get bored with the reps. That didn't work out too well. As we get into the latter half of our practices, then we will start implementing the game plan for Cincinnati," Coach Fedora says.http://chapelboro.com/sports/unc-sports/bowl-game-carries-special-meaning-tar-heel-seniors
CHAPEL HILL– The Tar Heels will be bowling in Charlotte. UNC accepted an invitation to represent the Atlantic Coast Conference in the 2013 Belk Bowl on Saturday, Dec. 28, in Bank of America Stadium.
6-6 Carolina will face 9-3 Cincinnati of the American Athletic Conference at 3:20 p.m. The game will be nationally televised on ESPN.
"I'm excited for our team, especially our seniors, who fought through some early season adversity and won five of the last six games to become bowl eligible," Head Coach Larry Fedora says.
The Tar Heels will be hoping to improve upon their rather sour history in Charlotte postseason play. Carolina will be making its fourth appearance in the bowl hosted in Charlotte, but will be seeking a first win. UNC lost to Boston College in 2004, West Virginia in 2008 and Pittsburgh in 2009.
"This is a resilient bunch of guys that kept believing in one another throughout the year and I'm glad they were rewarded with a bowl game. We're looking forward to facing a very good Cincinnati team led by an outstanding coach in Tommy Tuberville," Coach Fedora says.
The Tar Heels made history just to get to the bowl season. They are only the sixth team since the regular season expanded to 12 games in 2006 to start the season 1-5 and make a bowl game. And only Rutgers in 2008 came from a BCS conference.
The Bearcats will be making their second appearance in the Belk Bowl after downing Duke 48-34 last year in Bank of America Stadium.http://chapelboro.com/sports/unc-sports/staying-local-tar-heels-head-charlotte-belk-bowl


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How To Save Like A Boss And A Jewelry Discount For You
{Missoni jumper, Jimmy Choo platforms, Hunting Season python clutch, N&K Designs gold belt available here, Lola James Jewelry necklaces available here}
Contrary to popular belief, I'm a discount shopper. And damn proud of it. When I spot a must-have designer item, I'll longingly wait and wait and wait (And pray. And build a sparkly shrine for the Discount Deities) until said obsession goes on sale. Other tips? I'll scour eBay and the outnet.com. I'll ask my go-to sales peeps when the product will go on sale. When online shopping, I'll Google discount codes and wait for special promos like a complete mental case. I'll follow retail giants on Twitter and keep abreast with their sales news. I'll even make the pilgrimage to Sawgrass Mills Mall for seriously discounted Frette linens and designer shoes from Off Fifth and Last Call Neiman Marcus. There's a certain thrill in knowing I saved some bucks. I'm sure it's the same sentiment those coupon queens (armed with three-ring binders) at the supermarket feel when they score leafy kale for $3 less. BINGO BITCHES. Can I get a "hallelujah?"
Of course, many items like classic handbags, jewelry and furniture never go on sale, which inevitably leaves me no recourse but to pay full price like a sucker. This is as painful as swallowing large shards of glass.
So in keeping with the gist of this saving-is-boss post, I'd like to offer you, my loyal readers, a discount code for the fun Lola James Jewelry necklaces I'm wearing in this exact post. Yep, enter WORDYGIRL50 online at lolajamesjewelry.com and score 50% off the locally loved label's Moon Over Miami, Eye Love You or Sparkler necklaces in wood, bone and neon. You can also enter LOVE50 for 50% off these select styles: Guilty Pleasure, Made with Love, Pebbles (pink only), Love Necklace, What's Not To Love (rose gold only), Loved, First Love, Love Bracelet, Status Symbol, Chain Reaction (rose gold only), Heart Throb, Over the Edge (rose gold only).
Happy savings!
Photos by Emma del Rey
Great pictures 😀 you hair is amazing as always!
I just started checking up more on theoutnet they have some good discounts sadly not my size sometimes.
Que linda!
That kitchen is a dream.
[…] The Wordy Girl | By Miami Fashion Blogger Maria Tettamanti […]
THOSE legs! Sooooo I thought I was the only one that googled coupon codes. #guilty
Look at you looking all babely and OG up on that counter. Love it. "Help me, I'm poor" is my life so you know I love a good deal. I'm extremely pressed about bargain shopping and I don't think many people realize designer stuff gets marked down as much as it does. MORE FOR MEEEE! lol.
Ria — I'm 36. What the fack does "OG" mean. HELP?!
[…] The Wordy Girl | By Miami Fashion Blogger Maria Tettamanti […]
You look simply hypnotic. I love your gold belt.
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Charleroi Street Map
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Despites some branch closures, most were still able to serve members.
Four state leagues–California, Texas, Georgia and Ohio–have organized a new Dallas firm, CU Partner Link, to develop new state-of-the-art products and services for member CUs concerned over lost income.
California, Texas, Georgia, Ohio leagues getting together in Dallas-based operation to find new sources of income.
For the past four years San Francisco Fire Credit Union's approach to deepening member relationships has been to listen and make changes.


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Most of our customers choose faux wood beams because they perfectly capture the rustic look of traditional timber. Available in several wood-colored shades – from walnut to cedar – you can also order them unfinished and stain them yourself to match the rest of the wood in your home.
But one of the ceiling ideas that's catching on is painting over our faux wood beams; creating a bold new look that adds a new dimension of versatility to our products.
To most people, the idea of painting over traditional wooden ceiling beams might sound strange. After all, recreating the look of wood or timber is the top reason why people install our faux wood beams in the first place.
But there are a number of reasons why painted ceiling beams could be just the look you're going for. If you want to know why, look no further than the real timber beams used in historic houses across the East Coast and back in Europe.
For over a century, it was actually common for homeowners to paint their wooden ceiling beams a lighter color; rather than keep them bare. This was often to make a room appear lighter and more open during an era in which electric lights hadn't been invented yet.
In fact, the 'traditional' look of naked wooden beams is actually a fairly recent interior design concept; attempting to recreate an "old world" look that might have never really existed in the first place.
So looking beyond the ordinary, today's homeowners might want to consider painting their faux wood beams to match their walls or ceiling, rather than their hard wood flooring. There are a number of reasons why:
- It makes the room lighter. Dark wood or faux wood absorbs light, and makes the ceiling appear lower. Painting beams the same color as the ceiling, or a complementary shade, will help make rooms appear lighter and more open.
- It's perfect for functional beams. Two popular uses for our faux wood beams are to cover seams in the ceiling, or to cover wiring and allow the seamless installation of recessed lighting. Painting these beams is a great way to match them to existing ceiling and wall colors.
- It's more sophisticated. Beautiful interior designs modeled after the French renaissance, or New England coastal chic, often incorporate painted beams that contrast subtly with ceilings or walls. It's a great way to add structure and depth to a room without making it appear boxy or closed in.
Painting and staining our faux wood beams is a simple process. Almost all of our beams can be ordered unfinished or pre-primed, and then painted with high quality water based paint in the desired shade.
For only a couple of our products, like our timber or sandblasted beams, will you'll need to use an acrylic all-purpose primer first. The rest can be painted straight out of the box.
For a good look at how one of our customers used regular paint to finish our beams, check out Frank's story. And if you decide to use painted beams on your own home design project, make sure you send pictures to us at [email protected] – we'd love to showcase your hard work here!


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Sidney Lumet, a director who preferred the streets of New York to the back lots of Hollywood and whose stories of conscience -- "12 Angry Men," "Serpico," "Dog Day Afternoon,"
"The Verdict," "Network" -- became modern American film classics, died Saturday morning at his home in Manhattan. He was 86.
His stepdaughter, Leslie Gimbel, said the cause was lymphoma.
"While the goal of all movies is to entertain," Mr. Lumet once wrote, "the kind of film in which I believe goes one step further. It compels the spectator to examine one facet or another of his own conscience. It stimulates thought and sets the mental juices flowing."
Social issues set his own mental juices flowing, and his best films not only probed the consequences of prejudice, corruption and betrayal but also celebrated individual acts of courage according to a report in the New York Times.


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Education Center
Your questions answered: Critical power: hospital electrical systems
The Sept. 15, 2016, "Critical Power: Backup power systems" webcast presenters addressed questions... » more
Critical power webcast: Hospital electrical systems
Register for this webcast on Thursday, Sept. 15, to learn more about specifying electrical...
Online Education: Electrical design for motors
Learn all of the skills necessary to design branch circuits for motors. The online course starts... » more
Webcast: Understand the Benefits of a Fixed Vacuum Circuit Breaker Versus a Withdrawable Breaker
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Critical power webcast: Electrical systems and data center efficiency
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Consulting engineers share information about compensation, job satisfaction, and business... » more
Your questions answered: Circuit protection in health care facilities
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Webcast: Improving the design process for selective coordination applications
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Critical power webcast: Circuit protection in health care facilities
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Critical power webcast: Selective coordination in health care buildings
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How to thrive in the 'nontraditional' engineering work world
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Selling in or selling out: deciding which ownership transition path to take
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Building skills with social media, webinars, and blogs
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Webcast: HVAC for Data Centers
When developing data center energy-use estimations, engineers must account for all sources of...
Webcast: Using Pre-Construction Services to Maximize the Advantages of a Collaborative Design Process
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Use these five tips to proactively manage your professional transition to management. » more
Empathy engineering
The best way to be practical and usable is to completely understand your customer. » more
Electrical, power study released
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Succession planning is key to ensuring your firm's future success. » more
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Special report: The IT business
Rob McKernan, senior vice president IT Business with Schneider Electric, discusses trends in the... » more
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An update on the power industry with Allen Breeze from Schneider Electric. » more
Special report: The electrical infrastructure business
Schneider Electric's Don Rickey discusses trends and issues in the firm's infrastructure business. » more


text:
...Where did you get that!?
This skin (except for Wii, obviously)!
Finally my guitar will be pretty.
I'd covered it in kawaii stickers, but this is heaps better.
...Where did you get that!?
I love you, Adam.
Here, there are SO MANY =)Originally Posted by Frogger
on a universal remote control
PSN ID: zapasant93
and then a drink after school
~if i owned a death note.you would be first!
Spoiler Alert!Wii:1-09-07!!! 2nd Person In Town To Get Diamond!
Spoiler Alert!Originally Posted by KiwiOriginally Posted by Iranian WiiOriginally Posted by Ssbb LoverOriginally Posted by 24tolifeOriginally Posted by SovietoOriginally Posted by Half EmptyOriginally Posted by Frogger
$721.66 on a truckload of Korean street fashion.
Deliciously girly, adorable, classy stuff. I could've easily spent like $4500 or something. I wish I was rich.
Among the incredible things I bought:
I just pulled out my Harmony 880 and set it back up! New firmware so it's a little quicker, and it's all config'ed for the gear up in here in the office.Originally Posted by zapasant93
"I want to be more like the ocean, no talking, all action"
- Jane's Addiction
- Liliane Eva
"The grammar corrections around here are officially old and tired."
- Celeste
- Spoons!!!!
- And me bus ticket home =]
- mars bar
-lays bbq chips
PSN ID: zapasant93
I never noticed how thick the neck is on that controller til now...those pickups look teeny.Originally Posted by Celeste
Why couldn't your uniform look like THAT?


text:
At first blush, raising the speed limit on the Pennsylvania Turnpike to 70 miles per hour seems unnecessary, because plenty of drivers go that fast if not faster anyway.
But the Legislature is considering a bill that would allow the turnpike commission to boost the top speed on the toll road from 65 mph to 70. Rep. Joseph Preston, D-Allegheny County, believes drivers should get the legal OK to drive that fast. His bill cleared the House Transportation Committee this month.
Lawmakers need to put the brakes on this bill before it gets farther down the road.
The evidence as to why is clear by looking at other states that have done it. Studies clearly show that higher speed limits lead to more crashes, more injuries and more fatalities.
Last year, the Ohio Turnpike raised its top speed from 65 to 70. The number of accidents rose 5.6 percent in the first year of the higher speed limit. The number of people injured rose even more — by 17 percent.
Those statistics are not new. Highway fatalities have spiked in states that have raised speed limits since the federal repeal of the 55 mph limit in 1995.
In the 10-year period following the federal repeal, more than 12,000 highway deaths nationwide were attributed to a higher speed limit, according to a large study published in the American Journal of Public Health.
The study found a 3 percent increase in road deaths because of higher speed limits. Rural interstates saw a 9 percent increase.
The Insurance Institute for Highway Safety and the Governors Highway Safety Association consistently drive home the same point: Higher speed limits lead to more fatalities.
Raising the speed limit on the turnpike is an especially bad idea because highway deaths in Pennsylvania have dropped to near record lows in recent years. Credit safer cars and smarter drivers.
Most drivers know they can't be pulled over unless they are driving at least 6 mph above the legal limit, it's likely that more motorists would be going 75 mph or faster with a 70 mph limit.
This theory isn't just conjecture.
A year after Texas raised its speed limit on three freeways to 70 mph, the percentage of motorists exceeding 75 mph rose from 4 percent to 17 percent.
The turnpike doesn't need more drivers doing their best impersonation of Dale Earnhardt Jr. or Ed Rendell, whose state trooper-driven car famously hit high speeds on the turnpike while he was governor.
Rather than raising the speed limit on the turnpike, lawmakers should crack down on speeding.
Pennsylvania remains the lone state not allowing local police to use radar to enforce speed limits. Only state police have access to it, but some local cops have clamored for the same tool to make their communities safer but legislation allowing local law enforcement to use radar has stalled.
Giving local police radar guns is an idea worthy of being put on the fast track.
Raising the speed limit on the turnpike, however, should be a nonstarter.


text: I have one on Order at Cabela's. Does anyone have any Experience with this gun? I have seen and held one several times at the Scheel's Sporting goods Store here. It feels Great, Points well, has True Novak Sights. The reviews I have read over the last few Months could not be better. They all refer to the PT845 as a Well Built, Very Accurate, and Reliable. If anyone owns one please let me know how your experience has been so far. The Best to All Frank


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Thats a lot of maps
Too bad my 360 isnt working
Just when you thought the game couldn't get any better....they still seem to be expanding...
If you haven't heard Gears Of War will be releasing 12 new maps...
Read more about it here...
Credit goes to Darkstar, user from a different forum which wont be mentioned..
Thats a lot of maps
Too bad my 360 isnt working
damnnn my friend has been telling me about this but i didnt believe him lol
Everything in this signature except for this text was made by Wiired, he is my creator and almighty.
I'm suprised that their offering all of these maps for free..
I also wonder if we will see any new weapons.
they wont be free ='[Originally Posted by Syntax
epic said it's m$s store and they can make it cost money
its a big weird messy mess
Everything in this signature except for this text was made by Wiired, he is my creator and almighty.
I heard from others that its going to be free...if they do decide to sell these maps I hope they wont cost a lot.
Edit: After viewing various forum and checking out posts it seems that its fake and they wont be releasing 12 new maps...
Last edited by Syntax; 04-22-2007 at 09:32 PM.
Would of that only been for live tho?
I would loved to see gears of war bigger.
12 new maps that would be ridiculous just thought I'd put this out there 360 no longer allows to charge for advantages online don't know what qualifies though
Spoiler Alert!Metric: Tiger, you're posts always make me laugh. Then they make me feel a bit sorry for you. =\
The_Next_Tiger: Thanks man I love to make people laughSpoiler Alert!SAVE A COW EAT A VEGETARIANSpoiler Alert!Blackjack: video games come out on tuesdays, Though they do make exceptions.
Spoiler Alert!Sarai_132: who fuking cares! calm downSpoiler Alert!Chicagoan: I have Pokemon Rangers game, and I beated it.Spoiler Alert!JoonKimDDS: Sometimes wiimote requires too much muscle work to perform a move.Spoiler Alert!Mushroomedmario: the moral is only trust wikipedia...for everything
I know this might be off topic, but is gears of war good single player or mostly multiplayer?
you could stand there doing nothing and it would be awsome!


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Senior center manager happy with no down time
By PAT JENKINS
After 30 years in the Army and a career as a Port of Seattle security manager, Harry Schreiber knew he wouldnt be happy glued to the living room couch after retiring in 1993.
Not long after that, he agreed to become the unpaid manager of the Federal Way Senior Center for six months ÐÐ a hitch that stretched to six years and counting.
I couldnt sit around all day. I like to stay busy, said Schreiber, 72, who oversees the centers programs, balances its shoestring budget and is a confidant for center regulars who come to him for advice on personal matters. And he does it without a salary. His job is totally voluntary.
The dedication earned him an Everyday Hero Award from the Greater Federal Way Kiwanis Club. Among his admirers at the Sept. 17 meeting at Cocos restaurant where he received the honor was Lloyd Gardner, a member of a different club but in agreement with his fellow Kiwanians that Schreibers contributions are invaluable.
Its amazing, everything that goes on at the senior center, Gardner said.
The centers programs include exercise routines, computer classes, a daycare for people showing early signs of Alzheimers disease, a food bank and myriad social occasions. An Oktoberfest celebration is planned for Oct. 5, and Ill be the cook, said Schreiber.
The food will be authenic, since Schreiber is a Berlin native. He speaks with a German accent, but he thinks in red, white and blue.
America has been good to me. Im trying to repay it, he said.
The senior centers budget (Ive got to watch every penny) depends on an annual $25,000 infusion from King County and donations from community organizations such as Kiwanis and the Muckleshoot Indian Tribe. The latter is installing a new floor for the center, Schreiber said.
Located at 4016 S. 352nd St., just outside Federal Ways city limits, the center (838-3604) is a mecca for widows whose tiny monthly incomes are supplemented by the free lunches, pinochle players and morning kibitzers.
There are different groups that come and go the whole day, said Schreiber, who enjoys them all.
I like what Im doing, and Ill do it a little longer, he said.
Editor Pat Jenkins can be reached at 925-5565 and email@example.com
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text:
A Virginia man was killed and three other people were injured when a car crashed into a tractor-trailer on the shoulder of a northern New Jersey highway.
The crash on Interstate 78 eastbound in Hunterdon County occurred around 3:20 a.m. Saturday.
State police say the tractor-trailer's driver had stopped to assist another trucker whose rig crashed on the highway in Bethlehem Township. The car then collided with the second truck.
A 32-year-old Virginia Beach man riding in the car was killed. The car's driver, a 28-year New York City resident, and two passengers -- a 19-year-old woman from the Bronx, N.Y. and an unidentified man -- were all hospitalized in critical condition with head and internal injuries.
The drivers of the trucks were not injured.


text:
Chronicle sometimes succeeds and sometimes fails in answering all of the above, which is what makes it such a mess, albeit a sporadically enjoyable, sometimes close-to-astonishing mess. The first problem with the handheld aesthetic is that it must be narratively warranted. Why, after all, are characters walking around with their cameras turned on all the time? In this case, the initial justification is the need for Andrew (Dane DeHaan), a shy outsider, to record the violent abuses of his alcoholic father, who takes out his frustration with both his disability and his sick wife on Andrew. Andrew starts carrying the camera with him everywhere, including in the car with his cousin Matt (Alex Russell), a smart, popular kid, and in the bleachers during lunch, where he draws the ire of the cheerleaders for being "creepy" in recording them. At a party (to which Andrew naturally brings his camera), Andrew, Matt, and Steve (Michael B. Jordan), the school's handsome jock-president king, stumble into a hole in the ground that contains some kind of glowing object, after which they develop the ability to control objects with their minds. The camera therefore becomes the recording witness of their supernatural development, putting down for historical posterity their experiments with moving baseballs, Legos, and eventually themselves.
As the story progresses, Trank must enlarge the film's perspective, so he and screenwriter Max Landis (son of director John Landis) draw in another camera-happy character, a pretty blogger named Casey (Ashley Hinshaw) on whom Matt has had a long-time crush, as well as various security and surveillance cameras around Seattle. Sometimes this works wonderfully, such as a botched robbery at a convenience store that is captured in eerily silent, grainy black-and-white by the outside security camera, while at other times it is just plain awkward, such as when Matt knocks on Ashley's door and she opens with her camera already set up on a tripod to capture the encounter in its entirety. We are also invited to forgive such unlikely occurrences as characters being able to hold onto the camera when flying through the air and tumbling thousands of feet after nearly being hit by a jet airliner.
Aesthetics aside, Chronicle is most interesting in the way it uses the tropes of the high school melodrama to deepen what is essentially a comic book origin story gone bad. Each of the three main characters is decidedly different in both temperament and experience, which affects how they respond to and ultimately use their newfound powers. Steve, who has always been good-looking, athletic, and popular, takes to his abilities with a kind of glee that suggests that, in his mind, they are entirely deserved, another wildly beneficial addition to his repertoire. Matt, being the most intellectually minded of the trio (he is constantly citing philosophy, asking at one of the film's most crucial moments if Andrew has ever read Plato's allegory of the cave), is more aware of the ramifications and tries to institute a set of rules to govern the use of their new powers. Andrew, however, resists such constraints, not so much out of willful impertinence, but rather because, having been pushed around and ignored all of his life, he is a storehouse of pent-up rage. DeHaan, who looks a bit like Leonardo DiCaprio, has a boyish face that scrunches up when he's angry and makes him look like an apoplectic child.
Because Andrew is the one with the camera most of the time and the only one whose home life we witness, he is the most sympathetic of the three main characters even though he is also the most dangerous. His unthinking use of his telekinesis to punish a jerk for tail-gaiting them is the first clue that his inability to control his anger may be their downfall, which is staged in spectacular fashion in and around downtown Seattle as he and Matt battle it out under the hot lights of news and police helicopters. Andrew becomes convinced that he is an invincible apex predator, and the scenes work only because we recognize his violence as fundamentally masochistic, rather than sadistic. After being temporarily inducted into the popular crowd after using his abilities to wow the school at a talent show, Andrew's subsequent sexual humiliation at a party is the last straw; he breaks psychologically and spiritually, thus his powers become the only means he has to lash out at both others and himself. The imagery of him hanging in the air over Seattle, bloody and bandaged like an escaped mental patient, gives the film's climactic battle (which is willfully reminiscent of the aerial super-powered smackdown in Superman II) an edge of sadness that goes a long way toward redeeming some of the film's sillier conceits. Yet, even when the film is working in this manner, it's hard not to wonder how the in-story videorecording adds to the effect in any appreciable way outside of either following a trend or covering over its influences.
Overall Rating: (2.5)
Thoughts? E-mail James Kendrick
All images copyright © 20th Century Fox


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by March 6, 2012
As a market research professional and long-time survey guy, I have come across many clients who could be classified as unwieldy. Although I have nothing against them personally, their thoughts about survey development and the kind of information needed are enough to make one flinch. A few...read more
by April 12, 2011
What's that squiggly square you see on real estate signs, billboards, magazine ads and even business cards these days? And what are you supposed to do with it? Two questions that the majority of consumers have when they spot one. They're called "QR codes" and they're the latest trend to help...read more
by April 7, 2010
We have all seen them; the shiny, silver boxes at large hotels, hospitals and really any sizable establishment. They come to life with a touch on the screen and have any and all information you could ever need. Their central location and ease of use make them an invaluable distribution method for...read more
by March 28, 2010
From public opinion polls to customer satisfaction surveys, many organizations still rely on telephone interviews to collect consumer data. While collecting feedback from constituents is essential for continued success, allocating funds for telephone research may not be the best use of that market...read more
by January 29, 2010
In response to client feedback and suggestions, and as part of our ongoing commitment to be the most comprehensive event management, marketing and web survey solution, we have exciting new features coming tonight. In order to update the application, Cvent will be unavailable starting at 9:00 PM US...read more
by January 12, 2010
How many questions should I ask? What should I be asking? What format should I use? These are all important questions to consider when developing a survey, however, there is no definitive answer. Bottom line, what matters is your objective. What data are you looking for, and what are you looking...read more
by November 13, 2009
I realized it only after the emails had been sent. It was a test survey that wasn't intended for entry level employees and senior management. It was an employee evaluation that had initially been slated to go out only to our newest batch of hires. Only last minute did we discover we could use...read more


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Flash mob forms to groove at North Bend Block Party
Women in Business members offered a preview of the 'flash mob' dance planned for the North Bend Block Party, at the June Women in Business meeting. The event is coordinated by Katie Black of Ignite Dance and Yoga.
Katie Black of IGNITE Dance & Yoga in North Bend is planning a first "Flash Mob" dance for the North Bend Block Party, Saturday, July 23.
"I really want this to be about bringing the community together," Black said.
Children and adults are welcome to learn the steps and dance to the song, "Shake a Tailfeather," as featured in the movie "Blues Brothers."
To view the choreography, visit www.ignitedanceandyoga.com. Rehearsals are planned for 11:30 a.m. Saturday, July 16; 8 p.m. Monday, July 18; 6:30 p.m. Friday, July 22, at the studio, 472 E. North Bend Way next to QFC. To learn more, call (425) 292-9880.
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Previous | Session 154 | Next
M. White (UC, Berkeley)
Planck will provide the first ultra-precise measurement of the higher peaks in the CMB power spectra and the damping tail. In this talk I will review the basic physics contained in the higher peaks and the damping tail, describe what we learn from a detailed picture of these features and how that teaches us about the matter density, the power spectrum of the high redshift universe, inflation, and dark energy.
Previous | Session 154 | Next
Bulletin of the American Astronomical Society, 36 5
© 2004. The American Astronomical Society.