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We really love having you listen to RN but we need to let you know that we'll be closing our subject based podcasts (don't worry—we aren't cancelling any shows). To keep hearing stories and interviews from RN, search for your favourite shows in theABC Radio App or subscribe in your preferred podcasting app. If you're looking for something new to wrap your ears around, visit the RN websitewhere there's plenty for you to discover.
April 17th, 2015
Episode 688 of 3777 episodes
Suzi King is a dog portrait artist and she takes us through what's important when getting your dog on a canvas.
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Jessica Helfand and Michael Bierut explore how design works within complex organizations to shape decisions, ideas, products, and more. Guests include clients from many industries and designers in many fields. Recorded at the Yale School of Management.


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The men, from Nepal, were sentenced to 20-year prison terms,according to Vinod Kumar Dhawan, who headed the police team investigating the assault.
The incident took place in a small town in the Himalayas that is a popular destination for backpackers. Police investigators said the American woman, a Californian native, was gang-raped and robbed after accepting a truck driver's offer to drive her to the guesthouse.
According to the police complaint, three men in a truck offered her a ride to her hotel at 1 am but instead raped her and stole her phone, camera and money, the report said.
Tuesday's judgment came a day after the one-year anniversaryof the December 16 gang rape in the Capital.
Previous attacks
>> In August, six men got life imprisonment for gang-raping a Swiss tourist in Madhya Pradesh, in March.
>> In March, a British woman jumped from a hotel balcony in Agra to escape the manager, who tried to break into her room.
Spotted: Sangeeta Bijlani at store launch in Bandra
Photos: Ajay Devgn and his girl gang promote 'Shivaay'
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Category Archives: Gastroenterology Billing
Highest Paying Specialties for Physicians in US
One of the highest paying professions in the United States is that of healthcare professionals. However, for medical billing purposes, it is often important to understand the burgeoning fields/medical disciplines which are on the rise and garner the maximum … Continue reading
Gastroenterology Billing Tips For Claim Settlement Delays
A sound billing and coding process is very crucial for timely settlement of claims and ensuring steady revenue generation for your gastroenterology practice. All medical billing and coding practices must be kept in order to ensure that all claims are … Continue reading
Keeping your Gastroenterology Practice Updated with Changing Billing & Coding Practice
The importance of keeping abreast with the rapidly changing medical coding and billing practices cannot be emphasized enough as Gastroenterology is a rapidly growing area of patient care. Everyday new and detailed surgical procedures and relevant codes are added to … Continue reading
Is Your Practice Ready for Gastroenterology Coding Revision in 2014?
Gastroenterology practices must take the new coding changes into account in order to avoid leaving significant money on the table. Approximately 25% of the AMA (American Medical Association's) changes to CPT codes in 2014 will be affecting gastroenterology coding significantly. … Continue reading
Filing Electronic Claims Efficiently for Your Gastroenterology Practice
Organized healthcare for masses is based on the sturdy system of medical insurance and patient coverage. Over the past decade, healthcare reforms have resulted in efficient processes and better medical methodologies. Therefore, billing and claim filing have also become increasingly … Continue reading
Eliminating audit Risk in Your Gastroenterology Billing Practices
Medical audit is without doubt the most difficult time that any medical practice may have to survive. It involves scrutiny of medical records, critical analysis of billing and collection processes and worst of all, unearthing old claim settlements and payment … Continue reading
How to Reduce Denials and Increase Medical Billing for your Gastroenterology Practice?
Gastroenterology is a focused field of medical service that has evolved dramatically over the past few decades. This in effect is a clear symptom of the changing lifestyle of an average American. Rise in gastric disorders have forced the populace … Continue reading
Posted in Claims Denials, Gastroenterology Billing, Medical Billing Tagged gastroenterology medical billing, gastroenterology medical billing companies, gastroenterology medical billing service, medical billing coding, medical billing companies, medical billing company, medical billing services, medical coding, medical coding billing, medical coding services Leave a comment


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Wednesday, January 24, 2007 by: M.T. Whitney
Tags: ethanol, alternative fuels, renewable energy
The double-punch effect of this technology comes from the fact that it vaporizes organic material, releasing a mixture of hydrogen and carbon monoxide, which can be synthesized to create other gasses and chemicals. To be used as fuel, the synthesized gas would be converted to ethanol and methanol.
The originators of this technology are the Massachusetts Institute of Technology and Batelle Pacific Northwest National Labs of Richland, Wash. The technology is now being commercialized by a spin-off of PNNL named Integrated Environmental Technologies, also from Richland, that already works in the waste-to-energy business.
One scientist told the magazine Technology Review that if this conversion process becomes widely available, it could reduce Americas dependence on foreign oil for fuel.
Daniel Cohn, a cofounder of IET and a senior research scientist at the MIT Plasma Science and Fusion Center, told Technology Review that with the amount of municipal and industrial waste created in the United States, the new fuels could replace as much as a quarter of the gasoline used in this country, the magazine reported.
Ethanol is most commonly used today as part of a blend used in the recently-popularized E-85 gasoline formula, currently available for use in many General Motors and Ford vehicles, among other brands.
Methanol, the other fuel that this technology can produce, currently comes from methane in natural gas and is used to create biodiesel. It also, for years, has been used as a safer alternative to gas in some series of professional auto racing.
The process to create ethanol can be used not only for municipal waste, but also agricultural biomass waste. This means that it has the potential to create ethanol without relying on corn plants, which is a large part of how ethanol fuel is currently produced. By using municipal, industrial and agricultural waste instead of an agricultural crop, in theory it is a more reliable source of material.
The company is currently talking with many municipalities interested in building the conversion systems, Jeff Surma, another cofounder and the CEO and president of IET, told Technology Review. The company also is talking with a major Midwest utility company about implementing the waste-to-biofuel technology.
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Good morning all.. I am having a problem when I send large numbers of emails using the newmail object.

The problem is this. I send approx. 100 emails in a loop. The first 15 or so are sent fine, but then the script stops and eventually times out (see below for code snippet).

The hosting company (outside company) says they have spam control on the smtp server, but can not tell me how it works, or if it would be interfering with this script.

So - First off, does anyone know where I can find updated docs on the CDO object model? I can't seem to find them anywhere.

Second, does anyone have any insight to this? Am I looking in the wrong place? Is there a more elegant way to do this?

Any ideas or other resources to check would be greatly appreciated.

Sincerely,
William Case

----------Code Begins-------------
Do until fp_ClientEmail.EOF
 cr = chr(13)
 Email_Body = "Testing" & cr
 Set client_mail = Server.CreateObject("CDONTS.Newmail")
 client_mail.to = fp_ClientEmail("email")
 client_mail.from = "email@example.com"
 client_mail.subject = "Test Email"
 client_mail.body = Email_Body
 client_mail.Send
 set client_mail = Nothing
 fp_ClientEmail.MoveNext
Loop
-----------Code Ends-----------------


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- NFL: Kansas City Chiefs
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- Fansided: KC Kingdom
- NFL Nation: Kansas City Chiefs
- Rant Sports
- SB Nation: Arrowhead Pride
- Sports Gab Network: Chiefs Gab
- The Kansas City Star: Red Zone
- The Kansas City Star: Gregorian Chants
- Scout: Warpaint Illustrated
Justin Houston practicing on Wednesday
by: Josh Alper — NBC Sports: Pro Football Talk 19 Oct
... eturn to practice starts the clock on a 21-day period that the Chiefs have to add Houston to their 53-man roster or else shut him down for the sea ...
Saints vs Chiefs NFL Week Seven Capsule
by: Matt Loede — Sports Gab Network: Chiefs Gab 19 Oct
... tin Houston records 3 sacks & safety. LAST GAME AT SITE 11/16/08: Saints 30, Chiefs 20. New Orleans QB Drew Brees passes for 266 yards & TD. Saints RBs Pierre T ...
Report: Jets To Name Geno Smith Starting QB, Bench Ryan Fitzpatrick
by: Dan Lyons — The Spun 19 Oct
... 1 p.m. ET. [ ESPN] Our Week 7 NFL Power Rankings Top 10 Next 10. Kansas City Chiefs (3-2, LW:18) The Chiefs came off their bye week and took down a 4-1 Raiders ...
Justin Houston returns to Chiefs practice
by: Matt Verderame — Fansided: Arrowhead Addict 19 Oct
... 4 trades Chiefs should make before NFL trade deadline by Matt Verderame ...
Jamaal Charles takes off for 17-yard gain - NFL Videos
by: N/A — NFL: Videos 19 Oct
Raiders' Khalil Mack: 'It's our job to respond'
by: Paul Gutierrez — ESPN: NFL Nation Blog 19 Oct
... yards per game (406 vs. the Chiefs compared to an average of 452.6 through five weeks) and points per game (26 ...
AFC West Review – Week 6
by: Brandon Scott — cover32 19 Oct
... ivision: SAN DIEGO CHARGERS at ATLANTA FALCONS – SUN at 4:05 EDT KANSAS CITY CHIEFS vs. NEW ORLEANS SAINTS – SUN at 1:00pm EDT OAKLAND RAIDERS at JACKSONVILLE J ...
LB Justin Houston practices for first time this season
by: Matt Derrick — Chiefs Digest 19 Oct
... Aug. 18, 2015; St. Joseph, MO; Chiefs outside linebackers Tamba Hali (91) and Justin Houston (50) during training ...
Around the AFC West: Broncos Defense Has Harsh Words for QB Osweiler
by: Pete Sweeney — NFL: Kansas City Chiefs 19 Oct
... - Sounds of the Game from Oakland's matchup against the Kansas City Chiefs. - Via the Mercury News, an opponent outlook on the Jacksonville Jaguars, wh ...
Chiefs Style Lounge & KC Fashion Week Recap
by: N/A — NFL: Kansas City Chiefs 19 Oct
... o 5 emails, separate emails with a comma Sender Email * Posted: 10 hours ago Chiefs Style Lounge & KC Fashion Week Recap The Chiefs Style Lounge and Kansas City ...
Report: Packers RB Eddie Lacy Expected To Be Out 'Several' Weeks
by: Dan Lyons — The Spun 19 Oct
... f without a role in Kansas City, with Spencer Ware receiving the bulk of the Chiefs' carries this season, and star rusher Jamaal Charles back from injury. Davis ...
Chiefs Tweets
My Unc @HasimRahmanRock is on twitter. Give the Champ a follow ??Hello, Twitter world! Thanks to @EricDickerson who suggested I try this ?? https://t.co/qBPfk7yqFQPlayer
Little Cate is @kcwolf 's newest fan! ❤ https://t.co/wsy3j32RzTMascot
And the missing key word is "after" media availability. Still need to talk with Chris about this next week.Worst part of my day was discovering Donald Glover is the Lando Calrissian media availability with @_flight17_ . I need his take on this.Beat Writer / Columnist
WowOrange County courthouse security under review after sexual-assault defendant slits throat in court… https://t.co/FAClYI2atlBlogger / Podcaster
Wooooooooooooow.Rae Carruth's son will be at prison gates when father who wanted him dead goes free https://t.co/myQu1rravzBlogger / Podcaster
Not really sure how law enforcement could confuse the two- and he should.Police mistake doughnut glaze for meth, man sues over arrest https://t.co/lrZBGGhJBr https://t.co/RBm5gUwSOkBlogger / Podcaster
At a certain point I'm not sure it's good that we're encouraging hatchet job headlines, regardless of how much we d…Roger Goodell: No, It's The Fans Who Are Idiots https://t.co/fXu1wz0XYCBlogger / Podcaster
I wish brees was out!@WD4L_SaintsVids Lucky for us Justin Houston is still out.Blogger / Podcaster
More good stuff from Geoff.I know y'all love learning about the game. Well here I teach you how the #Cowboys and #Bills have been crushing it! https://t.co/XYK5gzE0JcBeat Writer / Columnist
I'd concur that would have never happened.@HerbieTeope I don't think Pioli would of ever done this. That's awesome.Beat Writer / Columnist
Absolutely no excuses. The offense should move the ball & score.The Saints are already terrible on defense and their two CBs won't be starting on Sunday? OhBlogger / Podcaster
RB Daniel Lasco has a hamstring injury, did not practice Thursday and Friday.@HerbieTeope what's up with Lasco?Beat Writer / Columnist
Pretty cool.#FromStateToSundays | @cjonesmsu96 to be featured in five locations across Kansas City this Sunday. ?:… https://t.co/2ZsWwnOWh3TV / Radio Personality
DANGIT allJamaal Charles and Phillip Gaines are questionable for Sunday's game. Charles had some knee swelling and was limited at Friday's practice.Blogger / Podcaster
Among many other things, notes Brandin Cooks loves the double move. Interesting matchup with Marcus F. Peters.I've looked at the tape, and I've talked to the #Chiefs. Here's your ??? 3,000-word scouting report on the Saints: https://t.co/ONgx4nB6jYBeat Writer / Columnist
This is great.#Chiefs GM John Dorsey walks in media room, says, "Heard you were back, had to bring you a Happy Halloween gift." https://t.co/QDTsgVyjlVTV / Radio Personality
- More Chiefs Tweets


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Yep, while spring practices begin in Pullman, they will end in Spokane on April 16, when the Cougars play their spring finale, the Crimson and Gray Game, in Joe Albi Stadium.
This will mark the Cougars' first trip to Albi since the 2001 spring game. But more important, it's another of example of how serious athletic director Bill Moos is about turning the Lilac City into a stronger bastion of crimson support.
Besides the Crimson and Gray Game, WSU will be in Spokane for two other events that week. On April 11, the
brand new football uniforms
that Nike has created for the Cougars will be unveiled, and on April 15 and 16 Paul Wulff and his staff will conduct a coaches' clinic at the Red Lion Hotel downtown.
These moves are just the latest in a series by Moos to step up WSU's presence in Spokane, which is by far the largest community in Eastern Washington but one where WSU has not maximized marketing efforts over the years. Moos has a regular Monday morning radio show in Spokane with Bud Nameck on KXLI 700. He also typically works out of Spokane a couple of days a week. In addition, he's put together some cooperative marketing deals with the Spokane Shock of the Arena League in an effort to get those spirited fans standing in the Cougars' corner as well.
START TIME FOR THE Crimson and Gray Game on April 16 has yet to be determined, but given the coaching clinic Wulff will be hosting earlier in the day it's probably a good bet that kickoff will be around 2 or 3 p.m., with a range of festivities likely surrounding the game.
Wulff is trying something new this spring with workouts. He's starting them before spring break. So the Cougs will hit the field March 7, 9 and 10, be off for spring break, and then return to action March 22 for the final 12 practices and scrimmages. The thinking is it allows the staff more time to evaluate and adjust, if needed, based on how the session unfolds.
Also for the first time since he's been at WSU, Wulff will have enough talent in the ranks to run simultaneous 11-on-11 drills, thus affording significant game-like reps to dramatically more players this spring.
Some twists on spring football at WSU
Cougfan Top Stories
PRACTICE: Falk improving one play at a timePULLMAN – As Washington State looks to carry their momentum into Corvallis this Saturday, one thing that seems to be the focus this week is extremely high energy. As Cal found out…
Cougfan7:49 PM
CFC TV: Leach, recruiting dual sport athletesPULLMAN - Washington State head coach Mike Leach talks all things recruiting after practice on Tuesday - specifically football players who run track or play other sports.
Cougfan6:43 PM
WSU win streak drawing more national interestWHEN THE WASHINGTON POST, which occupies a building in our nation's capital a mere 2,545 miles from Pullman, devotes two spots in a college football article to the Cougars ... you…
Cougfan4:29 PM
Mike Leach pick as his top WR might surpriseDURING THE WEEKLY PAC-12 COACHES CALL, Mike Leach answered just about every question posed by media, offering quite a bit of compelling stuff. For starters, he offered a…
Cougfan1:02 PM


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The Wisdom Podcast is a Buddhist podcast that features interviews with leading thinkers from the Buddhist world. Each episode takes you on a fascinating exploration of Buddhism and meditation as our guests share stories and discuss life-changing practices, timeless philosophies, and new ways to think and live. Recent episodes have featured guests like His Holiness the Karmapa, Bhikkhu Bodhi, Robert Thurman, and Jeffrey Hopkins. Please remember to give us a rating, and follow us at Twitter and Facebook. Thank you for listening!
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Copycat PF Chang's Lettuce Wraps
By: Cindy from Bacon, Butter, Cheese & Garlic
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If you are looking for a spot-on copycat recipe for PF Chang's lettuce wraps, then you must make these Copycat PF Chang's Lettuce Wraps. The chicken is marinated to give it the same heavenly flavor as the original recipe. The chicken is cooked in a mixture of common ingredients. Water chestnuts add crunch to the lettuce wrap recipe. The mixture is served in the lettuce cups. This is a great appetizer recipe for a party!
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Again, whether you fully believe Donaghy or not, he does provide a fascinating perspective into the world of refereeing that simply no one else can provide.


text: Janie 54,445articles in progress Add New Page Edit Edit source History Add New Page Talk0 Janie Species: Human Place of origin: Earth Appearance: Pencil Pusher Janie was a schoolgirl who found Graphon Narmolis in the form of an inanimate pencil and used him to help write her homework on the Solar System including details of the planet Speldron. Wanted by the Shadow Proclamation, Graphon Narmolis used his psychic influence over Janie to remain hidden until he was tracked down and neutralised by the Eleventh Doctor's mind. With his influence broken, Janie was returned to her normal self, as if she had been dreaming. (COMIC: Pencil Pusher) Retrieved from "http://tardis.wikia.com/wiki/Janie?oldid=1850383" Categories: 21st century individuals Human students + cat Cancel Save


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Hotfrog INDIA provides information regarding Vol Media in Navi Mumbai Maharashtra. Vol Media is located at Sector 4 Airoli, Navi Mumbai Maharashtra 400 708 and provides Construction Business services. Contact them on +91 22 3226 9966 or by visiting them on their website http://www.smartbuildingmaterials.in.
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Beautiful and bright, 4 bedroom, 2.5 bath home. Recently remodeled kitchen with 42" cabinet, granite countertops and stainless steel appliances. Stunning 18" tile with accents throughout. Master bedroom on lower level with huge walk-in closet. Spacious bedrooms and large game room over look the living area. Beautifully landscaped backyard with gorgeous patio with wrought iron gazebo and raised gardening beds. Enjoy the neighborhood park and playscape.
Electricity on Property, Natural Gas Available
Ceiling-High, Wired For Security, Ceiling-Vaulted, Crown Molding, Wired For Surround Sound, Wired for Stereo
Dishwasher, Disposal, Microwave Oven, Range-Free Standing
|Price Reduced
|$10,000 (2.50%)
|Price Reduced (from $409,900)
|$10,000 (2.44%)
Property Listed by: Sky Realty
The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information from the Austin Board of REALTORS® (alternatively, from ACTRIS) from October 25th, 2016 at 10:46pm CDT. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. The Austin Board of REALTORS®, ACTRIS and their affiliates provide the MLS and all content therein "AS IS" and without any warranty, express or implied. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market.
All information provided is deemed reliable but is not guaranteed and should be independently verified.


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There are millions of Internet-Servers daily hacked from the same hand full of Hackers.
Every Webmaster has the same problems with Hackers, Intruders, Attackers and Spammers, but nobody is fighting against these Terrorists.
Should that then go on forever?
No, we are fighting against Hackers, Intruders, Attackers, Spammers, Cyber Terrorists and 188.8.131.52!
Fri, 21 Oct 2016 17:46:50 GMT - Actual more as 21.000.000 Hackers in our Database. (The newest 100 are displayed on the Globe and Map)
Details for IP 18.104.22.168
WebServer Output: http://188.8.131.52
IP Geo Information: 188.8.131.52
☎ Whois 220.127.116.11
HTML Markup Validation 220.127.116.11
The Web Site Header: 184.108.40.206
Black Listed: 184.108.40.206
Ping to 126.96.36.199
Open Ports on 220.127.116.11
Geo-Location Information 126.96.36.199
Tor lookup for IP 220.127.116.11
Reputation of 126.96.36.199
Trace a Route to 126.96.36.199
DNS Records 22.214.171.124
Bad Neighbor IPs of 18.104.22.168
256 bad neighbor IPs are known!


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- Kenneth G Frey, Jesus Enrique Herrera-Galeano, Cassie L Redden, Truong V Luu, Stephanie L Servetas, Alfred J Mateczun +2 others
- BMC Genomics
- 2013
The introduction of benchtop sequencers has made adoption of whole genome sequencing possible for a broader community of researchers than ever before. Concurrently, metagenomic sequencing (MGS) is rapidly emerging as a tool for interrogating complex samples that defy conventional analyses. In addition, next-generation sequencers are increasingly being used… (More)
- Niranjan Nagarajan, Christopher Cook, MariaPia Di Bonaventura, Hong Ge, Allen Richards, Kimberly A Bishop-Lilly +3 others
- BMC genomics
- 2010
While new sequencing technologies have ushered in an era where microbial genomes can be easily sequenced, the goal of routinely producing high-quality draft and finished genomes in a cost-effective fashion has still remained elusive. Due to shorter read lengths and limitations in library construction protocols, shotgun sequencing and assembly based on these… (More)
- Kimberly A. Bishop-Lilly, Michael J. Turell, Kristin M. Willner, Amy Butani, Nichole M. E. Nolan, Shannon M. Lentz +6 others
- PLoS neglected tropical diseases
- 2010
BACKGROUND Despite the global threat caused by arthropod-borne viruses, there is not an efficient method for screening vector populations to detect novel viral sequences. Current viral detection and surveillance methods based on culture can be costly and time consuming and are predicated on prior knowledge of the etiologic agent, as they rely on specific… (More)
- Peter E. Chen, Kristin M. Willner, Amy Butani, Shakia Dorsey, Matroner George, Andrew Stewart +11 others
- PloS one
- 2010
BACKGROUND The anthrax letter attacks of 2001 highlighted the need for rapid identification of biothreat agents not only for epidemiological surveillance of the intentional outbreak but also for implementing appropriate countermeasures, such as antibiotic treatment, in a timely manner to prevent further casualties. It is clear from the 2001 cases that… (More)
- Wenling E Chang, Keri Sarver, Brandon W Higgs, Timothy D Read, Nichole ME Nolan, Carol E Chapman +2 others
- BMC Bioinformatics
- 2011
BACKGROUND OmniLog™ phenotype microarrays (PMs) have the capability to measure and compare the growth responses of biological samples upon exposure to hundreds of growth conditions such as different metabolites and antibiotics over a time course of hours to days. In order to manage the large amount of data produced from the OmniLog™ instrument, PheMaDB… (More)
- Mohammed H. Rashid, Tamara Revazishvili, Timothy Dean, Amy Butani, Kathleen Verratti, Kimberly A. Bishop-Lilly +3 others
- 2012
- Chythanya Rajanna, Tamara Revazishvili, Mohammed H. Rashid, Svetlana Chubinidze, Lela Bakanidze, Shota Tsanava +6 others
- International journal of microbiology
- 2010
Complete sequences of 9.5-kb pPCP1 plasmids in three Yersinia pestis strains from the former Soviet Union (FSU) were determined and compared with those of pPCP1 plasmids in three well-characterized, non-FSU Y. pestis strains (KIM, CO92, and 91001). Two of the FSU plasmids were from strains C2614 and C2944, isolated from plague foci in Russia, and one… (More)
- Shannon L. Johnson, Hajnalka E. Daligault, Karen W. Davenport, James Jaissle, Kenneth G. Frey, Jason T. Ladner +14 others
- Genome announcements
- 2015
In 2011, the Association of Analytical Communities (AOAC) International released a list of Bacillus strains relevant to biothreat molecular detection assays. We present the complete and annotated genome assemblies for the 15 strains listed on the inclusivity panel, as well as the 20 strains listed on the exclusivity panel.
- Henry S. Gibbons, Stacey M. Broomall, Lauren A. McNew, Hajnalka Daligault, Carol Chapman, David Bruce +23 others
- PloS one
- 2011
BACKGROUND Despite the decades-long use of Bacillus atrophaeus var. globigii (BG) as a simulant for biological warfare (BW) agents, knowledge of its genome composition is limited. Furthermore, the ability to differentiate signatures of deliberate adaptation and selection from natural variation is lacking for most bacterial agents. We characterized a lineage… (More)
- Shannon L. Johnson, Hajnalka E. Daligault, Karen W. Davenport, James Jaissle, Kenneth G. Frey, Jason T. Ladner +14 others
- Genome announcements
- 2015
The genus Yersinia includes three human pathogens, of which Yersinia pestis is responsible for >2,000 illnesses each year. To aid in the development of detection assays and aid further phylogenetic elucidation, we sequenced and assembled the complete genomes of 32 strains (across 9 Yersinia species).


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Is your home in need of refurbishment, redecoration or repair? Our experienced team of tradesmen provide a complete maintenance and repair service. We also offer a no-obligation quote for any works required. Some recent customers say: I keep realising that I haven't yet confirmed our delight in the work you and your colleagues did for our bathroom & cloakroom in the autumn. Please pass on our thanks to your staff- (February 2015): Roofer very pleasant and polite and friendly, the same with the scaffolders, roof no longer leaks when it rains - (February 2015): Had a slight problem with a small "drip". Was fixed promptly. Very friendly and explained everything to me. I am happy in the knowledge that I can always phone if I have a problem - (January 2015): Workmen were polite and friendly and worked well - (January 2015).Visit our website for our services and more customer testimonials.
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Flood and French Ltd
Steve Flood and Colin French formed their partnership in 2002 after working together for a number of years. We are experienced plumbers with experience of 30 years in the plumbing, heating, bathrooms and renewable energy industry in the Ipswich area. We are specialists in plumbing, heating, bathrooms and renewable energy with an experienced team of plumbers. All of our staff know we demand high standards from them and we are confident you will find them all helpful, polite, courteous and tidy. With over 30 years combined experience in the plumbing and heating industry, and with 6 years establishment throughout Ipswich, our reputation has increased rapidly due to the speed, reliability and cost effectiveness of our services. Our plumbers travel and work in most areas around Ipswich and the whole of the Suffolk area but we do work as far as Norwich, Yarmouth, Cambridge and London.
Bathrooms Stowmarket
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Guilder Services UK LTDCertificate of Excellence 2015
We are a family run business with plently of years of experence between ourselfs with different trade backgrounds, we survive on our loyalty to our customers and word of mouth and customer satifsction. We provide a services which is suitable to your budget.
colchester plumbing and heating services
Choice heatingCertificate of Excellence 2015
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Cleanup ServicesCertificate of Excellence 2015
Bramble Design & Build Ltd / Plumbing & heating Engineers
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The Clean Plumber Ltd
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LPG Gas and Natural gas installations of Boilers, Fires, Cookers,Stoves, Water Heaters, Gas Fridges. Plumbing, Heating, Underfloor Heating, Unvented Cylinders and Vented cylinders. Heating Control Systems.
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Design, supply and installation of bespoke kitchens and bathrooms.
Manning and Woods Ltd
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dht plumbing
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Terry Kitchen - The Post-American Century (2015)
Artist: Terry Kitchen
Title Of Album: The Post-American Century
Year Of Release: 2015
Genre: Folk/Rock
Label: Self Produced
Quality: MP3 320 kbps
Total Time: 41:19
Total Size: 101 MB
1. So Much More To Home (2:35)
2. Sequel (4:51)
3. Perelli's Barbershop (4:07)
4. Tall Against The Wave (5:11)
5. Stay Forever (3:58)
6. Rock Of Ages (3:31)
7. Eternity (4:00)
8. One By One (4:11)
9. Mommy Come Quick (3:35)
10. I'm A Believer (3:52)
11. One More Sunset (1:23)
Boston-based Terry Kitchen is an award-winning singer/songwriter who performs on the contemporary folk coffeehouse scene but whose music and recordings encompass elements of rock, jazz, Americana and reggae. Quick, name another folksinger equally influenced by the Rolling Stones and Astrud Gilberto... He was the leader and guitarist of the '80s Boston band Loose Ties, whose ska version of the Stones' "Last Time" was shown on MTV exactly once. Since then he has released nine solo CDs on the urban campfire label. Originally from Easton, PA, Terry spent his high school years in Findlay, Ohio, his college years in Los Angeles, and has been a thorn in the paw of the Boston music scene ever since.
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Monday - Saturday10:00am - 6:00pm
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At Choice Furniture Superstore we make an extra effort to provide great quality service to our valued customers.
Choice Furniture Superstore
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Open 6 days a week
Monday to Saturday : 10am to 6pm
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Landlne : 0116-296-3800
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For any price, sales or product information or any other enquiry, please use the contact details below.
We have recieved your enquiry, our represntative will get in touch with you wthin 1 working day.
Open 6 days a week Monday to Saturday : 10am to 6pm Sunday : Closed Bank Holiday : 10am to 4pm
Order your items by paying a minimum 25% deposit now and pay the balance before delivery.
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Do you need assistance on how to pack and transport heavy items? Find out everything about packing and shipping large and heavy items.
How to Pack Heavy Items
Identity theft is the fastest growing crime in the country. Learn how identity theft happens during a move and how to prevent it.
Prevent Identity Theft When Moving
If moving your residence seems like a difficult task, then moving a commercial office is something that may give you headaches. Whether it's across town or across the state line, business moves require careful planning.
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When it is a time to move, you are not stuck to one option only. There are a few options to choose from, find out which option is right for you.
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How do you know when is the best time of year or season to plan a move? People have been discussing that question for many years without any strong proof to back one theory over another.
When to Schedule a Move


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Oil Prices Retreat after Oil Reserve Report
Oil prices had climbed 43 percent from a five-year low of $33.87 a barrel on fears that the conflict between Israel and Hamas in Gaza could spread to the rest of oil-rich Middle East and affect supplies. Today, however, energy prices tumbled across the board after a government report showed U.S. oil reserves were much greater than expected.
According to the Energy Information Administration, inventories rose 6.7 million barrels, well past the 1.5 million-barrel build expected by analysts surveyed by Platts, the energy information arm of McGraw-Hill Cos. Analyst Jim Ritterbusch, president of energy consultancy Ritterbusch and Associates, said it was one of the more bearish EIA reports he's seen in a while.
Commenting on the recent rally in oil prices, Ritterbusch said, "It didn't have a lot of fundamental impetus behind it, and now we're getting evidence that there's a lot more crude and product supply out there than what we thought."


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Spectacular home for its location and size on Avenida Jacinto Benavente. 350sqm surface with luxury design and spacious rooms distributed as follows: bright living and dining room with large windows and a balcony overlooking the 'Palau de la Música'. 3 bedrooms plus another suite with impressive built-in wardrobe. Three full bathrooms and a large kitchen where quality and design stand out as one of its features. It has large sliding doors in different parts of the house providing it with a personal and stylish space at once a practical character. It has a storage room in the same building and two parking spaces in the adjacent building.
Living on Jacinto Benavente allows to enjoy the wonderful views to the old Turia riverbed. It is one of the major attractions for both, tourists and city dwellers. Tired of the noise and stress the river is the best place to surround yourself with nature and to practice outdoor sports. Overlooking the stunning 'Palau de la Música' and just 5 minutes from the City of Arts and Sciences, known for its international architect Santiago Calatrava and for its universal scientific appeal. The area has large shopping centers such as 'Aqua', 'El Saler' and 'El Corte Inglés' plus the best communications to the downtown area.
Availability to be agreed. Data shown is offered by third parties, and only informative and assumed correct. Our company does not guarantee its accuracy. The offer is subject to errors, price changes, omissions and/or withdrawal without notice.


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Property Name: Therese Malten Villa
Property Address: Wilhelm-Weitling-Str. 3 Dresden, , 01259
Property Description: Property Location
With a stay at Therese Malten Villa in Dresden, you'll be minutes from Pillnitz Castle and Park and Museum of Decorative Arts. This hotel is within close proximity of Carl Maria von Weber Museum and Dresden State Operetta.
Make yourself at home in one of the 6 guestrooms featuring minibars. Your room comes with a Select Comfort bed. Prepare your meals in the shared/communal kitchen. Complimentary wireless Internet access keeps you connected, and cable programming is available for your entertainment. Private bathrooms with bathtubs or showers feature complimentary toiletries and hair dryers.
Take in the views from a terrace and a garden and make use of amenities such as complimentary wireless Internet access. This hotel also features babysitting/childcare (surcharge), a fireplace in the lobby, and barbecue grills.
Buffet breakfasts are available daily for a fee.
Business, Other Amenities
Featured amenities include express check-in, express check-out, and dry cleaning/laundry services.
Location Description: Near Pillnitz Castle and Park
Property Facts: Total Number of Rooms: 6Total Number of Floors: 2Year of Last Renovation: N/A


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Dating in Oologah for Sugar Babies and Sugar Daddies
Are you a single Sugar Baby in Oologah, Oklahoma who wants to be pampered and treated to the life you deserve? Are you a single Sugar Daddy in Oologah who wants a beautiful young companion who will make you feel just as young? We've got both of you covered! Find your perfect, mutually beneficial match in Oologah with this Sugar Daddy dating site today!


text: The Professor Brothers: Prisoner ChristmasEric Limer12/23/12 8:00pmFiled to: SoundtrackPrisoner Christmasbrad neely23EditPromoteDismissUndismissHideShare to KinjaToggle Conversation toolsGo to permalink This is Christmas music! To be fair, this tune has to be attributed to two different parties. First you have the fictional performers "The Professor Brothers," who have also rocked such classics like this one about JFK. Second, you have Brad Neely, the real-life man behind the magic and the guy who's responsible for that George Washington rap you have to have seen at some point. All that said, Prisoner Christmas is a wonderful—if intentionally awful—Christmas song, and song in general. As (amazingly) jarring as the vocals may be, it's got a bizarrely catchy tune, a bit of relatively clever wordplay, and a floor-humping cry-solo like none the world has ever seen. Then again, I'm something of a fan of music that's not "good" in the most traditional sense, so you might disagree. But in any case, just be glad that the only place you'll be prisoner this Christmas is in a house with your family. Gear from Kinja DealsBestsellers: Brother Laser PrintersBestsellers: Anker SoundCore Bluetooth Speaker End This Garbage Year on a Positive Note With Amazon's Top-Selling Christmas Tree StandReply23 repliesLeave a reply


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This is quite polemic. Some people believe Jesus was a divine being, some believe he is a fraud, but, ime, very few people question his existence. I have been through all these phases and today I sincerely believe the Church created him. What do you think?
Source: http://www.vexen.co.uk/religion/chri...y_nojesus.htmlJesus. 1.1. No Primary Source (First-Person) Accounts of Jesus Exist
No historians of the time mention Jesus. Suetonius (65-135) does not. Pliny the Younger only mentions Christians (Paulists) with no comment of Jesus himself. Tacitus mentions a Jesus, but it is likely that after a century of Christian preaching Tacitus was just reacting to these rumours, or probably talking about one of the many other Messiah's of the time. Josephus, a methodical, accurate and dedicated historian of the time mentions John the Baptist, Herod, Pilate and many aspects of Jewish life but does not mention Jesus. (The Testimonium Flavianum has been shown to be a third century Christian fraud). He once mentions a Jesus, but gives no information other than that he is a brother of a James. Jesus was not an unusual name, either. Justus, another Jewish historian who lived in Tiberias (near Kapernaum, a place Jesus frequented) did not mention Jesus nor any of his miracles. It is only in the evidence of later writers, writing about earlier times, that we find a Jesus. What is more surprising (Jesus could simply have been unknown to local historians) is that academics note that the gospels themselves do not allude to first-hand historical sources, either!
"The four Gospels that eventually made it into the New Testament, for example, are all anonymous, written in the third person about Jesus and his companions. None of them contains a first-person narrative ("One day, when Jesus and I went into Capernaum..."), or claims to be written by an eyewitness or companion of an eyewitness. Why then do we call them Matthew, Mark, Luke and John? Because sometime in the second century, when proto-orthodox Christians recognized the need for apostolic authorities, they attributed these books to apostles (Matthew and John) and close companions of apostles (Mark, the secretary of Peter; and Luke, the travelling companion of Paul). Most scholars today have abandoned these identifications, and recognize that the books were written by otherwise unknown but relatively well-educated Greek-speaking (and writing) Christians during the second half of the first century."


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Wednesday, 19 July 2006
Pregame.com, a betting website, will have a presence at the 2006
WSOP when their own director of client relations, Johnny Detroit,
takes to the tables.
Detroit played in a satellite tournament at poker site
Pregame.com, a betting website, will have a presence at the 2006
WSOP when their own director of client relations, Johnny Detroit,
takes to the tables.
Detroit played in a satellite tournament at poker site
Bodog.net, and won a free spot in the prestigious $10,000 buy-in
Texas Hold'em Main Event of the WSOP where he'll face some of the
poker circuit's biggest names.
'I'm more excited about this than when I tied for the NFL Super
Contest at the Las Vegas Hilton and won six figures," said Detroit.
"There's nowhere on earth with more action than the World Series of
Detroit has been playing poker for the past seven years, running
games in his own house and honing his craft online. If he is
successful at this year's tournament, he could win up to $10
million dollars in prize money, along with a prestigious gold WSOP
Detroit thinks the odds could be stacked in his favour.
"[They're] as good as Moneymaker's were," he said, referring to
amateur Chris Moneymaker's surprise win in 2004's Main Event
Detroit will be updating Pregame members on his WSOP experience
via his weekly newsletter, "Johnny Detroit's Weekly Rant."
The sixth annual edition of Grosvenor Casinos' Goliath tournament series may have begun last week but players are being advised that there is still time to qualify for seats into its prestigious £120 buy-in main event.
Land-based and online gaming products innovator Scientific Games Corporation is set to run its second annual Shuffle Master Classic event next month offering one lucky poker player the chance to walk away with $100,000 in cash.
Land-based casino operator Estoril Sol has been awarded the first online gaming license for Portugal and has teamed up with platform provider Gaming1 to launch the new EstorilSolCasinos.pt domain.
With 5,000 expected entries, £250,000 guaranteed in prizes and only £120 to play, its no wonder Coventry is the place to be between July 30 and August 7.
Intertops Poker and Juicy Stakes four.
Vamshi Vandanapu wins in Coventry.
Multitude of main event qualifiers.
Top seven to share $250,000 prize pool.
Poker's unassuming killer steps back into the limelight.
Meet one of UK poker's rising stars.
We talk to WSOP bracelet winner.
By Paul Oresteen.
Just keep smiling...
By Adam Slutsky
Pushing the envelope for a new poker generation.
Jeff KImber on fish.
So says Dara O'Kearney.
Dara O'Kearney looks at game thoery.
Dara O'K on bounty tournaments.
Rob Yong calls for competition.
A critical eye on the poker world.
Nick Wealthall on unconscious decision making.
Structure changes don't suit recreationals.
Features | Strategy | Interviews | Reviews | News | Profiles | Pages | British Poker Awards
© 2015 BluffEurope.com


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Momentum BMW Body Shop
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Category: Collision
Service Date: 10/28/2015
Review Created: 11/02/2015
This review was collected via phone interview by Customer Research Inc.


text:
Heather Rutman Celebrity Watchlist
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NYPD on High Alert: Fears Iran Sanctions Raise Terror Risk
Says Growing Sanctions, Israeli Threats Put City at Risk
Speaking today at an anti-terror conference, NYPD Commissioner Ray Kelly cautioned that he believes the city of New York is under a growing risk of terror attack because of the ongoing US sanctions against Iran, as well as the constant threats of an Israeli attack against the nation.
Kelly indicated that an Israeli attack on Iran would likely put New York at risk of retaliation owing to the city's large Jewish population, but also said that the anger at the financial sanctions imposed on Iran could spill over into an attack.
"We've been concerned about Iran for awhile," Kelly added, saying the city's police are on high alert over the possibility of the tensions and worsening international relations sparking a strike.
NYPD Intelligence Division officials also spoke at the conference, saying that they believed that threats against the city have a "direct relation" with the tension over Iran's civilian nuclear program.
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Next up for the 49ers are the Packers. No opposing coach knows Smith's strengths and weaknesses as well as Packers coach Mike McCarthy, who served as the 49ers' offensive coordinator last season in Smith's rookie year. The formula to give the 49ers fits is to load up to stop Gore, who has gained 1,217 yards on 223 carries this season. Gore had rushed for 505 yards in San Francisco's three previous games - the most ever by a player over a three-game stretch in the 61-year history of the franchise - but he was limited to a season-low 40 yards on 13 carries Sunday by a New Orleans defense that aggressively geared their defensive front to stop him. "They lined up with an eight-man front and did what everyone had done so far this year," Nolan said of the Saints' defensive philosophy that contributed to New Orleans taking control in the second half on the way to a convincing 34-10 victory. "We need to do a better job when people do that, of attacking down the field." Smith has not thrown for more than 171 yards in his past six games, as the 49ers have put all of their trust in the ground game and defense. Against the Saints, Smith completed 14 of 28 passes for 171 yards with one touchdown and three interceptions. Though it was his most yards passing in a game since the middle of October, it qualified as arguably his worst game of the season. Smith is in the midst of a two-game slump in which he has completed 27 of 53 passes for 319 yards with two touchdown passes and five interceptions, producing passer ratings of 50.1 and 41.5 in the two games. What's worse is that Smith had plenty of opportunities to make plays down the field against the Saints, but he regularly missed the target when trying to find open receivers. "I'm thinking about the handful of shots I'd like to have back, balls that I'd like to have back that if we get them, this game's a lot different," Smith said. When asked to evaluate Smith's game, Nolan said tersely, "I thought we didn't take advantage of our opportunities to make some plays. We have to make those plays." The frustration began on the first play of the game, when receiver Antonio Bryant appeared to have a couple steps on a defender. But Smith did not see him in time and eventually threw a pass that was too high for tight end Delanie Walker and too low for Bryant. "The opportunity was there, we just got to connect," Bryant said. "It was early and maybe he wasn't warmed up." Smith and Bryant collaborated on a 48-yard scoring pass for San Francisco's only touchdown, a play that brought the 49ers within 14-10 early in the third quarter. But there were several other times Bryant slipped free of defenders and Smith was unable to get the ball to him. The 49ers (5-7) have relied heavily on Gore during a stretch that saw them win three in a row and get into the fringe of the NFC playoff hunt. Even in a 20-17 loss to the St. Louis Rams last week, Gore rushed for 134 yards. "Frank's done a great job of making the eighth guy miss and breaking some long runs," Smith said. "He's not always going to be able to do that for us. And some of the rest of us have to step up and make plays and help this offense out." Smith in particular. PLAYER NOTES
--- WR Antonio Bryant had his most yards receiving at New Orleans since posting back-to-back 100-yard games to open the season. Bryant had 79 yards on four receptions against the Saints.
--- T Adam Snyder is expected to miss at least one game with a high right ankle sprain. Snyder had been splitting time at RT with starter Kwame Harris and is considered the team's top backup along the offensive line.
--- TE Eric Johnson is expected to miss 2-3 weeks with a left knee sprain that occurred during practice last week. Johnson did not suit up for Sunday's game against the Saints.
--- LB Hannibal Navies - who didn't join the team until last week - made his first start for the 49ers, who employed a 3-4 defense to open the game Sunday against the Saints. The 49ers have been primarily a 4-3 defensive team this season. Navies was third on the team with six tackles, the most of any San Francisco linebacker or defensive lineman.
--- LB Derek Smith, the team's leading tackler, was listed as doubtful for next week's game against the Packers on the preliminary injury report. Smith has a left hamstring strain.
49ers replay: Slumping Smith must step it up
Niners Digest Top Stories
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Scout FantasyTuesday at 9:28 AM
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Week 2: Fantasy Football Deep SleepersFantasy Football Expert Jack Delaney reveals some under-the-radar players that could help you gain an edge in your Week 2 matchup.
Scout Fantasy09/16/2016
Real Talk, Scrimmage and More for BearsCal players and coaches talk politics during weekly Real Talk sessions, and are set to face St. Mary's in a secret scrimmage on Sunday.
BearTerritory.netYesterday at 12:20 AM


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E Iowa Ave / S Lincoln St median real estate price is $558,762, which is more expensive than 88.7% of the neighborhoods in Colorado and 91.2% of the neighborhoods in the U.S.
The average rental price in E Iowa Ave / S Lincoln St is currently $1,549, based on NeighborhoodScout's exclusive analysis. The average rental cost in this neighborhood is higher than 62.3% of the neighborhoods in Colorado.
E Iowa Ave / S Lincoln St is an urban neighborhood (based on population density) located in Denver, Colorado.
E Iowa Ave / S Lincoln St real estate is primarily made up of small (studio to two bedroom) to medium sized (three or four bedroom) single-family homes and townhomes. Most of the residential real estate is occupied by a mixture of owners and renters. Many of the residences in the E Iowa Ave / S Lincoln St neighborhood are relatively historic, built no later than 1939, and in some cases, quite a bit earlier. A number of residences were also built between 1940 and 1969.
Real estate vacancies in E Iowa Ave / S Lincoln St are 6.6%, which is lower than one will find in 65.6% of American neighborhoods. Demand for real estate in E Iowa Ave / S Lincoln St is above average for the U.S., and may signal some demand for either price increases or new construction of residential product for this neighborhood.


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- Description
DetailsIf power is what you're after and you don't have to observe any racing regulations, we recommend getting a big carb with 24mm or more – for example this 24mm Mikuni flat slide carb from Top Performances, which is quite a bit shorter than common 24mm round slide carbs. This leads to a shorter intake tract and better charge changing. The 24mm carbs can be used for 70cc sport to 70cc highend cylinders. In case of highend cylinders, we even use as much as 28mm in order to exploit the full potential of the engine.
- Additional Information
Name Carburettor Mikuni TM24 Item No. T9908730 Brand Top Performances Engine Type 2-stroke Carburator Type Mikuni TM Carburator Diameter 24mm Choke Type Manual with lever Air filter connection 44mm Intake diameter 31mm Slide type Flat Option Without oil injection, Without vacuum port
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As an expert in product building- particularly mobile apps- I've started to notice that everyone seems to think building products is "easy" and especi...
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It is information technology, above all else, that has lifted the shroud of silence that, at one time, obscured the heinous acts of a few deranged men. The world has fewer excuses for intolerance and poverty.
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If Uno Chicago is your favorite place when you're hungry, you're going to want to make sure you have one of their 14 coupons for October. More new deals are being added every day, making your savings possibilities endless.
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I wish I could write a happy post about the Christmas spirit right now, but I'm not in a generous…
Author Brendan O'Brien
This was the second year in a row that I braved the Black Friday/Midnight Madness sales at my local retailers.…
The U.S. rental vacancy rate is now the highest it has ever been, at 11.1%. This is not at all…
I was astonished to hear these words coming from a seasoned investor – somebody I respect a lot. "I need…
A couple of years ago, I was talking to a customer for my property management software who was based in Ulan Bator, Mongolia. "Mongolia!" I said. "Holy cow! Why are you investing out there?"
My customer wasn't from Mongolia, and he wasn't particularly concerned with the fascinating and exotic nature of the country, although he appreciated it. (Mongolia once controlled almost all of Asia, and was ruled by colorful figures such as Genghis Kahn.) No, he was in Mongolia to make a profit.
I thought of my Mongolia friend the other day when I saw another real estate pundit talking up the virtues of Cyprus and Spain. Does it really make sense to invest overseas? Does it make more sense now than a few years back?
Last week, I started looking into the Washington, DC Metropolitan Statistical Area (MSA), which consists of the District of Columbia, Northern Virginia and parts of Maryland. Given the growth in the federal budget over the last few years, I wasn't surprised to see that the DC MSA was "the most educated and affluent metropolitan area in the United States," according to Wikipedia.
The District of Columbia itself has made great strides in recent years, including greatly reducing the rate of violent crime. You may recall that it was known as America's murder capital during the crack-filled 1990s. However, the city's unemployment rate is actually fairly high, at 11.1%.
Maryland and Virginia, on the other hand, are very prosperous. Both are among the most economically successful states in the country.
Maryland's Doing Pretty Well…
Maryland, DC's (mostly) northeastern neighbor, has seen fairly consistent population increases and has a well-below-average unemployment rate of 7.2%. It actually has the highest median household income of any state, although this can be deceiving – the cost of living is also very high there. (The second highest median household income is in New Jersey, which is not currently an economic paradise.)
Note to readers: I've been criticized for some blunt statements about real estate markets in the past. You can disagree with me, but I ask that you not doubt my integrity. I have no real estate interests outside New Hampshire and am not representing anyone.
When I started researching the Washington, DC real estate market, I was impressed by the stability of institutional markets in general and astonished by the growing disparity between federal government and private industry employment. Put bluntly, the federal government has become the best employer in America. It is the most stable, with a headcount that grows annually and essentially guaranteed salary increases. It also offers the best benefits and salaries, except for the very top (the government's CEO, President Barack Obama, makes $400,000 per year – a nice paycheck, but lower than that for almost any CEO in the Fortune 500).
As you might imagine, having the biggest employer in the country in your back yard is a good thing. When that employer can always be counted on for a raise, that helps. Partly as a result of that, the DC real estate market is looking pretty darned good.
Researching the Washington, DC real estate market, I came upon some facts that shocked me. I started looking at federal government employment, knowing that the government is the biggest employer in the Washington Metropolitan Statistical Area (MSA).
In fact, the federal government is the biggest employer in the country, with about 1.8 million civilian employees. While times get tougher for those of us who don't work for the government, life for those in government continues to be pretty peachy. In fact, things have gotten a lot better over the last ten years.
The growing discrepancy between the government economy and the "real" economy is causing many problems, but one is a growing disconnect between the government mindset and the private industry mindset.
Many landlords are attracted to markets with a large institutional presence because they offer stability. Hospitals, universities and government agencies rarely make major cuts in employment, and they very rarely close. That means your prospective tenants are not likely to leave.
This also used to be the case for military bases. Years ago, career soldiers could build very comfortable nest eggs by buying a home in every base where they were stationed, and keeping it when they were transferred. They would always be able to find other soldiers to rent their homes. That's changed to some extent because of the number of base closings over the last couple of decades. However, the largest bases will remain active for many years.
Are these markets really stable?
Big institutions almost never make up more than half of the employment in any market, meaning those markets are still subject to other private industry employment losses and gains.
A while back, I mentioned my project installing a bathroom ceiling fan as an example of something automated systems wouldn't help with – a dirty, uncomfortable job I had to do myself.
That doesn't mean the job had to be nearly as difficult as it was. I could have saved a huge amount of time if I had taken some steps to learn the building beforehand.
A Hugely Annoying Day
Like most bathroom ceiling fans, the Broan 678 actually attaches to ceiling joists. This means that to install it, you really want to work from above. It's pretty darned difficult in a building like mine because there is no easy access to the attic. I knew of three possibilities:
- Image via Wikipedia
One of my favorite economics bloggers, Megan McArdle, wrote a post recently on the Washington, DC real estate market, extended to the state of the market overall. It appears to her that the single-family residential market has bottomed out, while multifamily still has a way to go.
Megan also posed the question of when, and if, a boom will begin again. Possibly, in her view, there won't be a boom. After all, the last nationwide (really, worldwide) boom was driven by a couple of unusual factors: historically low interest rates, and a big, competitive market for subprime loans.
Megan is one of the smartest economic bloggers, and a lot of what she wrote here makes sense. Still, the post bugged me, because it focused on macro-economics, which is not the world in which most of us live.
We know that real estate investing success comes from a million factors, only one of which is the boom-bubble-bust cycle. Outsiders don't see a lot of difference between real estate investing and stock market investing, but there is a huge difference. In stock market investing, there are really only three factors:
- You decide which stock or mutual fund to buy
- You decided when to buy it (what price)
- You decided when to sell it (what price).
All those apply, in a sense, to real estate investing. You have to decide what and where to buy, pick one or more properties at what seems to be an appropriate price, and figure out when to offer them for sale, at what price. But there are also these factors:
Price Factors Exclusive to Real Estate
- What can you do to cut ongoing costs?
- How are you going to treat the tenants?
- How can you renovate the property to make it worth more?
- What can you add to the property to increase the income it generates?
You can probably think of a few more. The point is that in between the buying and the selling, most stock market investing is essentially passive. Once you own it, you're waiting for the right time to sell it. You really have no say over how the company is run.
To start this game of let's-pretend, take all the money out of your wallet except for $25. If you have less than $25, put in the additional cash to get to $25. If you don't have the additional cash anywhere, skip to the end of this post – you don't need to play this game.
$25 is actually a pretty useful amount of money. You could fill the gas tank of a small car, buy a couple of pizzas, or take your honey to the movies, complete with popcorn. $25 feels pretty comfortable in the old wallet.
However, you can't afford to have fun with your $25. You have to live on it. It's all the money you have in the world until you can make some more. What's more, nobody's going to loan you any money. You don't have a credit card or any friends or family members you could squeeze for a few extra bucks.
Last year I had a gas bill for $1400. That was almost one-third of my entire rent for that property for the month. This year, however, I could get bills that are even higher. Meteorologists are predicting the coldest and snowiest winter for the Northeast in years.
In this property, I currently pay for heat (natural gas) and water/sewer. The water/sewer bills aren't actually that high around here, although they are the lion's share of utility costs for many property owners in Western states. Regardless of location, however, utility costs are killing landlords. They are rising much faster than inflation. Rents, on the other hand, are rising much more slowly than inflation, if at all.


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AlertPay account
Dec 29th 2010 at 12:50 PM
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Top Definition
Verb. A clever, yet racist demonstration to discriminate against those of the jewish ethnicity, religion, and/or nationality.
I hate juice so much I post anti-ojmitic hate vids on youjuice.com
by Paydolf Schmiter January 09, 2010
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I like the picture of Chococat is very pretty and cute.They spend the wholde day to design the Chococat picture and in the picture they have garden of many kind of flower are very beautiful and they have a tiny house in the picture.They use light colors to created Chococat picture.They enjoy of making different kind of cartoon and they love to design the picture.In the picture Chococat is standing up and Chococat is wearing a collar on his neck.Some of the people said this picture is so lovely and cute.And they want to design a picture just like that and this picture is so mazing to design the Chococat picture.
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