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Personal Injury Claim Form
- Griselda Small
- 1 years ago
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1 ACE Insurance Limited ACE Insurance Limited GPO Box claims phone ABN ABN Sydney NSW customer service The ACE Building GPO Box 4065 Claims telephone: O Connell Street Australia +61 (0) claims fax 28 O Connell Street Sydney NSW 2001 Customer Service: Sydney NSW 2000 Australia Sydney NSW 2000 Claims facsimile: (02) Australia Australia IMPORTANT INFORMATION Personal Injury Claim Form 1. Please complete the Policy Details Section and any the following sections which relate to claim. 2. Please ensure that this form is signed and that all questions are answered fully. 3. To avoid delay in processing claim, please ensure that all necessary documentation specified in the section relevant to claim is sent with this form. 4. Claims may be subject to an excess as described in Policy. 5. Please send this form and all documentation to: The Accident & Health Claims Department, ACE Insurance Limited, GPO Box 4065, Sydney, NSW A. POLICY AND CLAIMANT DETAILS COMPLETE FOR ALL CLAIMS POLICYHOLDER Claimant Other - Given Name Mr/Mrs/Miss/Ms Policy / Certificate Number Expiry Date Name Broker who provided the cover Name Surname First Names Home State Postcode Postal (if different from above) State Postcode s Private ( ) Business ( ) Mobile Employer s Name Occupation Usual Duties Date Birth What are gross weekly earnings: $ Who are you claiming for: Self Spouse/Partner Child Give Name What are you claiming for? (e.g. Temporary Total Disablement) Electronic Funds Transfer Details Following ACE approval claim, should you wish to have claim benefits transferred directly into bank account, please provide the following details: Name Financial Institution: Account Name: BSB Number: Account Number: GST Information (For Australian Claims Only) (a) Are you registered for GST Purposes? Yes No (b) What is Australian Business Number (ABN)? (c) Have you claimed or are you entitled to claim an Input Tax Credit (ITC) in respect to the GST paid on the insurance policy under which this claim is being made? Yes No (d) IF YES, what percentage the GST did you claim or are you entitled to claim? % (if the GST paid and ITC entitlement are the same amount, the answer to this question is 100%) ACE One Group the ACE Group Insurance & Reinsurance Companies ACE Insurance Limited ABN (May 2013) AFSL No:
2 B. CLAIMS FOR INJURY / ILLNESS / DEATH What is the injury or illness? If injury, how exactly did it occur? i.e. playing sport, etc. When did the injury occur, or the illness begin or first manifest itself or when was it first diagnosed? Did the injury or illness cause you to stop work? No Yes when? Have you returned to work full-time? No Yes when? OR Have you returned to work part-time? No Yes when? if Yes, what hours and duties are you working? Days Hour s Duties Is this condition due to injury or sickness arising out employment? No Yes give details If Injury, how exactly did it occur? Who is usual family doctor? Name When did you first get treatment from a medical practitioner for this condition? Doctor s Name When did you first see the medical practitioner? Have you consulted any other medical practitioner for this condition? No Yes - give details Doctor s Name Period Did you go to hospital? Hospital Name Dates Admission and Discharge Number Days in Hospital No Yes - give details Admission Discharge During the 24 hours before the injury, did you drink any alcohol or take any drugs? No Yes - give details State types & quantities
3 Have you ever had this or a similar condition in the past? No Yes give details Date(s), Treatment received Name treating Doctors/Specialists es Doctors/Specialist who treated you What other significant medical or surgical treatment have you received in the past 5 years? give details Date(s) Nature the condition(s) treated Name treating Doctors/Specialists es Doctors/Specialist who treated you Are you affected by any other long term or chronic disability No Yes give details C. CLAIMS FOR ADDITIONAL BENEFITS FOR INJURY OR ILLNESS NOT ALL POLICIES PROVIDE THESE BENEFITS. PLEASE ONLY COMPLETE IF APPLICABLE Are you claiming for:- homecare or income replacement after major surgery for cancer childminding or income replacement after a child s accident home tuition fees after a child s accident medical expenses not covered by Medicare damage to personal property Give details, specifying each item ITEM AMOUNT PLEASE ATTACH INVOICES OR OTHER EVIDENCE OF THE EXPENSES YOU HAVE INCURRED OR RECEIPTS FOR DAMAGED PROPERTY. D. OTHER INSURANCE / BENEFITS Are you claiming insurance or compensation from any other insurance company? eg. Workers Compensation, Traffic Accident Commission, sports body or any income replacement. No Yes give details below Name insured organisation/employer & telephone number Name Insurer & Telephone No. Type cover Amount claimed per week Do you have private health insurance? Do you have ambulance cover? per week No Yes give details No Yes give details
4 E. TO BE COMPLETED BY YOUR EMPLOYER If Self Employed please provide Tax Assessment advice from the ATO from the previous financial year as pro earnings. Name Employer This is to certify that has been unable to attend his/her occupation as a result Injury or Sickness from to His/Her average Gross Weekly Salary at the time this accident/sickness was A$ per week He/She has been employed since His/Her Sick Leave Entitlement at the time this accident/sickness was days Has a claim for Worker s Compensation been lodged Yes No In the case a motor vehicle accident has a claim been lodged against the Traffic Accident Commission? Yes No Signature Employer or Supervisor Name Employer or Supervisor (please print) Date
5 ACE Insurance Limited Claim Privacy Consent, Medical Authority and Declaration Claim Privacy Consent ACE Insurance Limited (ACE) collects, uses and retains personal information only in accordance with Australia s National Privacy Principles. A copy our Privacy Policy is available on our website at or by contacting our customer relations team on Your personal information will be used by ACE, or any third party that ACE provides the information to, for the purpose assessing claim or entitlement to benefits and, if the claim is accepted, for administration the claim and for planning, product development and research purposes. Your personal information may include: Any information provided in in relation to to claim; claim; Any information that that is is health information or or sensitive information, including including without without limitation limitation medical medical history, history, any treatment any treatment received received by you by you and and any any medication taken taken or or prescribed for for you you (at (at any any time) time) or or Health Health Insurance Insurance claims claims history, history, including including Medicare; Medicare; Any other personal information that that you you may may provide provide to to ACE ACE or or its its third third party party contractors; contractors; Any information relating relating to to any any insurance insurance policy policy on on life, life, including including terms terms and and conditions conditions and and claims claims history; history; Details Details employment employment including including position, position, period period employment, employment, remuneration, remuneration, hours hours worked worked and and duties duties performed performed (at any (at any time); time); and and Any information relating to income, assets, liabilities and solvency; and Any other information relating to income, assets, liabilities and solvency; and Any information from third persons who may have information relevant to eligibility to receive a benefit, or entitlement to receive an Any information from third persons who may have information relevant to eligibility to receive a benefit, or entitlement to receive an ongoing benefit. ongoing benefit. To process claim ACE may need to collect personal information from third parties such as insurance broker, claims reference services, government To process organisations claim ACE (for may example need to collect social security personal agencies information taxation from fices), third parties doctor such as or other insurance health service broker, claims provider, reference any forensic services, accountant government retained organisations by ACE, (for example employers social security (past and agencies present), or taxation accountant fices), and any doctor businesses or other which health provide service information provider, any about forensic the commercial accountant activities retained by ACE, persons or, employers if you are, (past or have and present), been, bankrupt accountant the trustee and any businesses estate (the which Parties ). provide information about the commercial activities persons or, if you are, or have been, bankrupt the trustee estate (the Parties ). ACE may disclose personal information, including health and sensitive information, to third parties, including contractors and contracted service providers engaged by us to deliver our services (such as assessors), other companies in the ACE group, other insurers, our reinsurers, and ACE may disclose personal information, including health and sensitive information, to third parties, including contractors and contracted service government agencies including the police (where we are compelled to by law). These third parties may be located outside Australia. ACE may also providers engaged by us to deliver our services (such as assessors), other companies in the ACE group, other insurers, our reinsurers, and government disclose personal information to witnesses in respect to claim. agencies including the police (where we are compelled to by law). These third parties may be located outside Australia. ACE may also disclose If personal you have information a complaint to witnesses or want more in respect information to about claim. how ACE is managing personal information, please contact the Privacy Officer, ACE Insurance Limited, GPO Box 4907, Sydney NSW 2001, Tel: or If you do not consent to the terms this Privacy Consent and Medical Authority or revoke consent, ACE may not be able to process or assess If claim. you do not consent to the terms this Privacy Consent and Medical Authority or revoke consent, ACE may not be able to process or assess claim. If If you you would would like like to to access access a copy copy personal personal information, information, or or to to correct correct or or update update personal personal information, information, please please contact contact our our customer customer relations relations team 1800 team 815 on or or Medical Authority and Declaration I understand that by investigating my claim or by accepting pros my claim, ACE has made no acceptance liability, nor waived any its rights in defence any claim arising under the policy. I agree to ACE using and disclosing my personal information pursuant to ACE s Privacy Policy and this document. In the event any conflict between the documents, this document will be determinative. This consent remains valid unless I alter or revoke it by giving written notice to ACE s privacy ficer. I authorise any person or entity, including but not limited to the Parties referred to above, to provide to ACE such personal information (including health information) as ACE is its absolute discretion considers relevant for its assessment my claim or my entitlement to benefits. I will use my best endeavours and render all reasonable assistance and co-operation to ACE in the assessment my claim. I confirm that any information that I supply will be true and correct and that I will not withhold any information likely to affect the acceptance or handling my claim. I understand that my claim may be denied if the information supplied is untrue, or I have not revealed all relevant facts. I appoint ACE to do everything necessary or expedient to give effect to the transactions contemplated by the consents and authorisations in this document and to execute, on my behalf, any documents or to do such acts required to give effect to this Privacy Consent and Medical Authority. Signature Claimant Date Name Claimant Signature Witness Date Name Witness
6 Medical Practitioner s Statement to Company THE POLICYHOLDER IS RESPONSIBLE FOR ANY FEE FOR THIS STATEMENT THIS FORM SHOULD BE COMPLETED AND RETURNED TO ACE PROMPTLY Patient s Full Name Date Birth Height cms Weight kgs Diagnosis (if fracture or dislocation, describe nature and location i.e.: Simple, Compound Cause:- If available please provide a copy X-ray report Is this condition an injury or an illness Does the patient have any other injury or illness that is contributing to the condition? eg: Osteoporosis No Yes give details Is condition due to injury or sickness arising out the patient s employment? No Yes give details Was the disability, sports related? No Yes give details Date onset/first symptoms? When did the patient first consult you for this condition? Has the patient ever had the same or similar condition? No Yes give details How long have you been the patient s usual doctor/medical practice? yrs Has the patient been hospitalised Date Admission Name Hospital Date Discharge Name patient s usual doctor/medical practice Has the patient had surgery or is it anticipated? No Yes give details Date performed or anticipated Give name hospital? Did you provide other medical services No Yes itemise, give details (including pathology) to the patient? Date Date
7 Was the patient referred by you or to you? No Yes give details Please provide name and address referring doctor Name Date referral Is the patient still disabled? No when did the patient return to work? Yes how long will the patient be: totally disabled (unable to perform any part their occupation) from to partially disabled (able to perform part their occupation) from to If partially disabled, what duties could the patient perform and for how many hours a week? Hours per week Has the patient requested medical evidence for the current disability to be issued to any other insurance company, accident commission, Workers Compensation insurer, Social Security, sports body or any other insurance body? No Yes give details Name Company and Claim No. Contact Name and Telephone No. Remarks Signature medical practitioner Name print Qualifications Date
8 ACE Insurance Limited ACE Insurance Limited GPO Box 4065 ABN ABN Sydney NSW 2001 The ACE Building GPO Box 4065 Claims telephone: O Connell Street Australia 28 O Connell Street Sydney NSW 2001 Customer Service: Sydney NSW 2000 Australia Sydney NSW 2000 Claims facsimile: (02) Australia Australia claims phone customer service +61 (0) claims fax To Be Completed by the Insured for all Claims on Group Personal Injury and/or Sickness Policies I, confirm that is an Employee/Member/Volunteer Worker/Other (Please Specify) (Company Name) and that he/she is eligible to claim for the Injury/Illness occurring on Signature Name Title Contact Number Claim Reference (if known) Policy Number (if known) ACE One Group the ACE Companies Group Insurance & Reinsurance Companies ACE Insurance Limited ABN AFSL No:
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- Please select a date to see the proper prices!
- Provision can be requested on the spot
Our best offer
126 € / person / night, without provision
Description of the Accommodation
Rooms, services Take a visit to Austria, either for a nice weekend or a longer holiday, and book a room at Akzent Hotel Jägerhof Zams. The hotel is offering 54 nicely furnished rooms to stay in to those seeking accommodation in Zams. In case you'd like to have a meal or a drink on the spot, you will be provided freshly prepared dishes in the restaurant every day. Should you be arriving by car, parking will be available nearby. Refreshing wellness services will be available on the spot, you may also use the steam room, hairdresser's parlour and indoor pool. If you love spending your leisure time actively it may be a good idea to check the bike rental opportunities nearby. In case you like doing exercises while you are on a trip, you should definitely try the gym as well. Airport transfer is provided upon preliminary notice. The bar is an ideal location for a personal meeting and a relaxing evening talk. You can secure your valuables in the safe. At the hotel you may go online via wireless Internet connection (WiFi). You can find the exact list of services provided by Akzent Hotel Jägerhof Zams (including those for extra fees) and the exact equipment of the rooms on the information sheet below.
Payment Depeding on the selected room, date and price, you may be asked to provide credit card guarantee or to pay by credit card in advance.
Arrival, opening hours The earliest time for arrival and check-in is 14:00, the latest time for departure and check-out is 11:00. The personnel can speak English and German languages.
Akzent Hotel Jägerhof Zams reservation, room prices Reservation, room prices
- Please select a date to see the proper prices!
Accommodation services
WiFi in shared spaces (5 €/night)
Fitness, Bike rental at the accommodation
- Indoor pool
- Steam room
- Jacuzzi
- Finnish sauna
- Hairdresser's parlour
Default services: Pet friendly (15 €/night), Garden, Bar, Elevator, Safe deposit box
Airport transfer
Own restaurant
Bathrobe, Hairdryer, Desk in the room


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Description et équipement
Attributs de base
The apartment is 2 minutes from Kreshatik, 5 minutes from Nezhalezhnosti square and 5 minutes to the Zoloti Vorota Metro. Facade, separate rooms, with a separate bathroom, a small kitchen (not a studio), gas cooker, boiler and gas column is not, without air-conditioning. Windows face the courtyard, others on the street, balcony. Two double beds, 1 sofa, 1 double sofa. TV. Clean entrance.
When booking for New Year - need a safety deposit in the amount of 2000 UAH and it is returned on departure if the apartment is in good condition.
Extra linens for the sofa - 100 UAH.
When booking for 1 day on weekends you need to pay a safety deposit of 1000 UAH.
We are pleased to welcome our guests in Kiev and would like to offer comfortable accommodation. There are some points that are very important to us. Please read about them. Almost all of our apartments have sofa beds. Underwear on the sofa we give for free, but on request.
All our apartments are only for their stay. Parties are not allowed.
Despite the fact that we love animals, pets are not allowed.
In case of early arrival and late departure, we strongly encourage you to use our transfer service, as this simplifies the process of handing over the keys and helps to save time for all participants.
Since every apartment is located in a tenement house, we have a huge request to observe an acceptable noise level, especially after the 10:00 of the evening.
We hope for your understanding. The keys you need to take in our office. Our office is located on 7 Mala Zhytomyrska street, office 2. You should go to the metallic, black gate between numbers 5 and 7 and climb the green spiral staircase. Our office works 24/7.
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Détails de la réservation
Deux chambres
2-4/7 Pushkinska Street, Centre, Kiev
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Bounce Inc CanningtonSports Trampoline Centres
1371 Albany Highway, Cannington, WA 6107
Servicing Cannington, Beckenham, East Cannington and 18 other suburb(s)
Best match results for: CATEGORY = Gymnastics Associations for Kids + LOCATION = Perth South East Corridor
Results include related kids activities and neighboring locations.
Gymnastic Activities for Kids in Perth South East Corridor
1371 Albany Highway, Cannington, WA 6107
Servicing Cannington, Beckenham, East Cannington and 18 other suburb(s)
11 Fitzroy Street, Queens Park, WA 6107
Servicing Beckenham, Cannington, Kenwick and 18 other suburb(s)
This business can travel to you.
27-33 Cleaver Tce, Rivervale, WA 6103
Melville Bowls Club, 592 Canning Highway, Alfred Cove, WA 6154
This business can travel to you.
Head Office, 12/275 Belmont Ave, Cloverdale, WA 6105
Cnr Lakes Way & Berrigan Drv, Jandakot, WA 6164
24 Gympie Way, Willetton, WA 6155
30 Hines Rd, Unit 6, O'Connor, WA 6163
South Lake Leisure Centre, South Lake Drive, South Lake, WA 6164
2 Lakes Way, Jandakot, WA 6164
11 Pitt Way, Booragoon, WA 6154
Gymnastic Activities for Kids around Perth South East Corridor
3 Price St, Lords Court 9, Hay St, Subiaco, WA 6008
Unit 1/ 5 Whipple St, Balcatta, WA 6021
450 Rokeby Rd, Subiaco, WA 6008
Poincare street, Balcatta, WA 6021
34 Paget Street, Hilton, WA 6163
Ngaire and Sean from Rainbow Gym have helped me no end! My 4 year old daughter has mild/moderate cerebral palsy. Ngaire helps with alternative activities on all of the equipment, she helps me when I need two sets of hands to help my daughter to complete a task and her classes are varied, musical and downright fun. Highly recommended!
Unit 1 / 10 Elcar Lane, Joondalup, WA 6027
Wembley Downs Primary School, Bussell Road, Wembley Downs, WA 6019
Clarkson C High School, Walyunga Boulevard, Perth CBD, WA 6000
Stephenson Ave, Mount Claremont, WA 6010
22 Emmerson St, North Perth, WA 6006
48 Edward St, Osborne Park, WA 6017
State Gymnastics Centre Loftus Recreational Centre, 99 Loftus Street, Leederville, WA 6007
Mercedes College Victoria Square, Perth CBD, WA 6000
Annie St, Beaconsfield, WA 6162
Kent Street Shs, 89 Kent Street, East Victoria Park, WA 6101
Belvedere Rd, Hamersley Recreation Centre, Hamersley, WA 6022
Unit 3 & 4 149 Beechboro Rd, Bayswater, WA 6053
1/69 Truganina Drive, Malaga, WA 6090
1/69 Truganina Rd, Malaga, WA 6090


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Trophy wife Darcy McDaniel has just discovered that, thanks to her embezzling husband, her posh, upper-class life is gone for good. Now she's trading her suburban palace for a trailer park and her weekly salon appointments for a job. Darcy needs a new man--fast--one who'll keep her in the manner she darn well deserves. Problem is, the hottest prospect around is the my-way-or-the-highway hunk who's making off with her beloved Mercedes! Ex-cop turned repo man John Stark is sure that hiring the furious blonde in his headlights is a colossal mistake. He knows Darcy's high-maintenance, designer-labels-only type--after all, he's used to taking their cars. But he never expected this hellion to have the smarts and the spunk to go from receptionist to repo agent in record time...or to drive him insane with desire. She's the last thing this tall, dark, and dangerous loner needs...and everything he never knew he wanted.aSomeof the dealers keep keys on hand. Others give us the key code, and we have to getthe go to a locksmith to keyscut. But for ... Turning around, she saw Tony coming throughthe gate with a latemodel Lexus on the back of the tow truck.
|Hot Wheels and High Heels
|Jane Graves
|Hachette UK - 2007-07-01


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Girl, 14, Dies In Crash
A teenage girl's been killed in a crash in Moray and three others have been seriously hurt.
The smoking ban which came into force ten years ago today has saved Scots from breathing in more than half a tonne of toxic material, according to new research.
Health campaigners joined researchers to look at what a decade of smoke-free pubs and restaurants, and other public places, has meant for the adult population.
Action on Smoking and Health (ASH) Scotland worked with academics at the University of Aberdeen on the calculations.
They said second-hand smoke contains more than 4,000 chemical compounds, at least 250 of which are known to be toxic or to cause cancer.
Of particular concern are the smallest particles, called PM2.5, which are invisible to the human eye but can linger in the air for hours and travel deep into the lungs.
Detailed measurements before and after the smoke-free legislation showed these levels inside pubs decreased by 86% when smoking was moved outside.
The team said that using existing knowledge of how much air adults breathe and how much time they spend in a pub, this means the change in the amount of PM2.5 breathed in can be totalled over the ten years.
The researchers said that taken as a whole, the adult Scottish population has inhaled at least 600kg less of these tiny toxic particles because of smoke-free pubs.
Dr Sean Semple, of the Scottish Centre for Indoor Air at the University of Aberdeen, said: ''Scotland's introduction of smoke-free public spaces was one of the most closely-studied pieces of public-health legislation ever, allowing us to look very carefully at the impact it had.
''We have known for many years that second-hand smoke is harmful, but I don't think anyone predicted just how much benefit smoke-free places would deliver.
''This calculation shows that over half a tonne of toxic material would have been inhaled by the population over the past 10 years if Scotland had not taken this bold step.
''This is a cautious estimate that takes account of the slow improvement in air quality that may have occurred if the law had not been introduced. And of course the benefits will have been substantially greater for bar workers or waiting staff, who may spend 40 hours a week in such environments.''
Sheila Duffy, chief executive of ASH Scotland, said: ''The cultural impact of smoke-free public places has been profound, with a new generation growing up with smoke-free environments as their right and their expectation.
''On top of that the intended health benefits have been surpassed, with today's new figure helping to explain why asthma and heart attacks have decreased so much.''
A teenage girl's been killed in a crash in Moray and three others have been seriously hurt.
Rising costs, staffing problems and savings targets are piling pressure on services.
We're being encouraged to share a cup of tea with a refugee.
A man has been charged with the murder of a man in Ayrshire.
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My name is Isabelle and I'm a dedicated yogi, I practice everyday since 2004 and I'm a photographer, graphic designer and vet nurse. I'm vegan, I love simplicity, travelling, nature, drinking tea and walking around to take pictures. I love the ocean, SUP and surfing. I practice ashtanga yoga, mysore style, and I love to meet yogis from everywhere :)
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Conlon & Sons Refrigeration
Phone: (508) 824-0647 397 Tremont St, Taunton, MA 02780
BBB Business Reviews may not be reproduced for sales or promotional purposes.
Conlon & Sons Refrigeration, also does business as Cold Storage Enterprises, is engaged in the sale, rental, installation and repair of walk-in coolers and freezers for commercial and household clients. The company was established in Massachusetts in 1974 and incorporated in 1979. They employ 4 people. Mr. Joseph Conlon is the President. Any questions or problems should be directed to his attention.
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Manufacturer names and logos in the RockAuto catalog are trademarks of their respective companies and are used only to identify their products. ??Like many artists, I love kids drawings and wish I could make art as freely and confidently as they do. We pride ourselves on recruiting the very best personal trainers who can deliver the best results to their clients.
The velocities are lower though, around 450 fps but could still do some serious damage at close range. ll be satisfied with your fitness equipment purchases but if not, you are welcome to return your items to us. My body of work is in two parts: Firstly, a family album, created for my daughter and her partner after the stillbirth of their daughter, Rosie Mikala.
??I like changing from one medium to another, for variety and interest, but oil is my recent favourite, using painting knife. Thanks to getting an agreement with the Department for Transport, Northern is keeping all the old stock cascaded because of electrification: 'We considered where to put all these trains and decided that it was in the North West where there was the greatest need and they will nearly all go there'. ??4 53111 Bonn, Germany, who are EEA Authorised and registered in the UK with the FCA, their registration number is 473510.


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Video MPs: Police Must Re Open Case After LBC Podcast Two leading MPs have called for the police investigation into an 8 year old boy's death to be re opened after an LBC investigation. Even though nobody is out to mislead you, it would be a pity to be caught out by unreliable information. ??The post holder must have experience of working in journalism or media relations, including regular contact with the media, and be sympathetic to Theos&rsquo.
BTO Items that are bought by us when a purchase is made, this generally is for highly expensive items, items with a very slow run rate or speciality items In stock The item is in stock. Long Service Life Unique design Optimum volume reduction Items 1 to 9 of 56 total Show Articles par page 9 18 45 90 1 2 3 4 5 6 7 Type: folding box Reference number: 04430220E External dimensions (approx. Repeat Offenders This Website terminates the account(s) of any repeat copyright infringer, when appropriate and maintains a Repeat Infringer Policy pursuant to 17 U.
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text: Home > Lifestyle > EnviroHealth > News 16 May 2011 Climate change brings infection, hunger, illness Climate change threatens more than the environment - it will lead to the spread of infectious diseases and respiratory ailments and kill many with heat waves and other disasters. 0 Start A Health24 blog » Follow Health24 on Facebook » Test Are you envirohealth savvy? » Ask EnviroHealth Expert » Blood Lions: Bred for the Bullet movie trailer The amazing mountains on Pluto Climate change threatens far more than our environment. It has already led to the spread of infectious diseases and respiratory ailments across the globe and contributed to thousands of deaths through heat waves and other extreme weather events. It even fuelled recent revolts in the Middle East and North Africa. That's according to Dan Ferber and Dr Paul Epstein, authors of a new book, Changing Planet, Changing Health: How the Climate Crisis Threatens Our Health and What We Can Do about It (University of California Press, April 2011). The health of all humans is directly tied to how we, as communities, nations, and a global population, respond to the growing climate threat, says Ferber, a science journalist and Epstein, Associate Director of the Center for Health and the Global Environment at Harvard Medical School. Ferber and Epstein spoke with Reuters Health about how malaria, Lyme disease, and cholera, as well as food shortages and malnutrition, are all becoming increased risks with steadily rising temperatures. (See the live blog from the discussion here: http://bit.ly/lJnshE) While getting out of the corner humanity has backed itself into will take a worldwide effort and they say that the effort may be led by a surprising player: industry. "Changing finance is a critical part of ... rewriting the rules" on climate management, Epstein said. For the financial industry, there's a lot at stake, Epstein continued. "With the uptake in extreme events -- particularly as it's affecting global food security and food prices -- we're going to see a renewed interest on the part of the investors and insurers in the stability of society," he said. Already "the financial industry has at times in the last several decades been acutely aware of the dangers and risks of climate change". Many threats, one cause Climate change is hitting human health - and political and social stability - from all sides, Epstein and Ferber said. On a daily basis many of those impacts are hidden from view - until you take a step back. Even slight increases in temperature - a couple of degrees - can broaden the habitat of pests that cause infectious diseases, from malaria in Kenya to Lyme disease in Maine, they said. And the claim that regions saturated with infectious disease will just shift, rather than expand, isn't helpful because it misses other key points, Epstein said. For example, in parts of Honduras it's gotten too hot for malaria-carrying mosquitoes to thrive. "But it's been so dry and hot that the people have moved as well, and they've moved into the northern area, into the forest, where there's plenty of malaria," he explained. Pests also target wildlife, wiping out forests and increasing the risk of fires, such as in the Rockies and Cascades, where it used to be too cool for those pests to venture to high altitudes. Another result of a changing climate: heat and carbon dioxide magnify the effects of asthma and allergies, particularly in cities where more and more children are developing respiratory problems. And a combination of heat waves -- such as the one that killed thousands of Russians last summer -- and droughts not only causes immediate local health crises, but also threatens global public health by destroying crops and driving up food prices, the authors said. Food availability may be the most pressing issue of all. "Our food, our air, our water, these are the issues that really underlie our public health," Epstein said. "These are the life support systems. These are the ones that ultimately are most critical and most sensitive to climate instability." An unstable climate, Epstein explained, is directly linked to social and political unrest. "I think we're looking at increasing damage and social disruption from the climate instability and extremes," he said. "The earth itself can move to a new equilibrium, but we need to back off. We're pushing it hard." A chance for industry But it's not all bad news, and Ferber pointed out there is reason to be hopeful that we might be at a turning point in terms of accepting and addressing climate change -- a shift that could be driven by economics. Some companies, he explained, have already figured out ways to profit and grow by switching to climate-friendly policies. For example, Ferber said, the re-insurance company Swiss Re realised that it could insure wind farms at a lower premium than oil rigs, because entire wind farms aren't likely to be felled in a disaster. "That benefited the company, and it also benefited the wind farm developers," Ferber said. "This kind of creative thinking in the financial world can lead to win-win solutions." He gave Stonyfield Farm as an example of another company that has figured out how to turn environmental protection into a business strategy, such as by using microbes to ferment some of its dairy waste -- erasing the costs of shipping it away to be treated elsewhere. Stonyfield's yoghurt revenue now tops Kraft's, the authors said. A new direction As industry players start to realise that coal-fired power plants, for example, might not be a good investment, Ferber said, communities can also take steps to make their streets, businesses, and homes more climate-healthy. Planting trees, installing bike lanes and green roofs, and funding projects to help residents green their homes are all feasible steps that together could make a concrete difference, he suggested. And the evidence shows that we're running out of time to start taking these steps. Epstein said that humans need to dramatically decrease fossil fuel and wood burning "in order to give the climate a chance to re-stabilise at a level that would be viable" for environmental and human health. "People across this country are realising that we have a real problem on our hands," Ferber said. "I am actually optimistic that more and more people are starting to deal with that reality and say, 'what solutions can we come up with to deal with this problem?'" - (Genevra Pittman/Reuters Health, May 2011) Read more: How climate change will kill More in Lifestyle Qwaqwa residents battling severe water shortages More: EnviroHealthNews advertisement Read Health24's Comments Policy Comment on this story 0 comments Comments have been closed for this article. Logout Comment 0 characters remaining Share on Facebook Loading comments... Other news Medical Bacteria may slow the spread of Zika Medical British babies tested for cholesterol Fitness 9 ways yoga can improve your sex life Medical Natural disasters linked to dementia Medical When your bowel movements go wrong . . . News Nerve stimulation restores sense of touch to arm amputees From our sponsors Keep an eye on your vision Which skin products are better, 'medical grade' or 'over-the-counter'? Win 1 of 6 R5000 cash prizes Win a R2 000 Skin Renewal voucher Live healthier Exercise benefits for seniors » Working out in the concrete jungle Even a little exercise may help prevent dementia Here's an unexpected way to boost your memory: running Seniors who exercise recover more quickly from injury or illness When sedentary older adults got into an exercise routine, it curbed their risk of suffering a disabling injury or illness and helped them recover if anything did happen to them. No relief for MS » Drug shows promise against MS in mouse study Vitamin D may slow multiple sclerosis Obesity in girls tied to higher MS risk Exercise may not lower women's risk of MS A Harvard study showed no evidence to support the idea that exercise lowers the risk of multiple sclerosis.


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text: Secondary School Math 13 points Previous question Next question The length breadth and height of a hall are 5m , 6m , 7m, respectively . the hall has one door of area 1m * 0.5m . find the cost of painting the halls (only the walls ) at the rate of Rs. 90 sq. meter 2 Ask for details Follow Report by dassy8pinkyJOC 22.01.2016 Log in to add a comment


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Given the same power output (say 11.5 ft/lbs) does anyone know if there is any significant difference in the amount of wind deviation for .177, .20, .22 and .25 pellets. Is there a "magic formula" to do a calculation?
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I think you have to look up the ballistic coefficient of each pellet (might be in chairgun already!)
Indeed Chairgun has WSP (wind susceptibility factor) data in in the pellet database, the lower the number the less drift in the wind
Feinwerkbau 800 X (Jon Harris) - MTC Viper Connect SL 3-12x24
Experience is the teacher of all things - Julius Caesar
From experience i have learnt that there are basically no rules here, there are some but usually there are also exceptions, A light pellet usually takes more wind than a heavier one, a fast pellet usually takes less wind than a slower one, but those 2 rules contradict each other, throw in different rifling designs and twist rates of barrels and you have another set of variables. It basically comes down to each individual pellet and barrel combination will behave differently to another so get testing!
I reached a conclusion that twist rate needs to be matched to a pellets ability to maintain spin (gyroscopic stability) to find the best resistance to being moved by the wind. But you can spin a pellet too fast, in a slower twist barrel the 10.3gn jsb heavy does a very good job of staying on target in the wind, fire this pellet out of a faster twist barrel and it retains too much rotational speed down range resulting in the Magnus effect in winds above about 10mph, this causes the pellet to rise when the wind comes form the left and fall when it comes from the right giving a diagonal shift in the wind rather than an horizontal one. The diagonal shift down is greater than up due to being assisted by gravity too. This pellet is unusual in its design, it has a wiide waist so a lot of its mass is away from the rotational centre giving it more "flywheel" effect than a conventional diablo helping maintaining its rotation. It is listed in the CG data base as having the lowest wind factor of all the ones listed regardless of calibre but spin it too fast and weird stuff happens.
2 barrels of the same twist rate but different manufacurer can also behave differently due to the imprint of the rifling on the pellet having an effect on the BC and the rate of degradation of the spin.
I also believe barrel length has an influence here, a shorter barrel allows a higher reg pressure resulting in a more severe air blast which can give an higher BC, maybe due to inflating the skirt of the pellet more? Higher pressure behind the pellet may also be why some springers appear to take less wind than pcp's.
So as you can see, i have done a lot of testing with many barrels, had allsorts of results and come to the conclusion that there are no hard and fast rules that can be applied across the board.
If we could fire all of the different pellets at the same velodity we may find some basic rules but as we get varying velocity with different pellet weights due to using energy as the constant it becomes very difficult or impossible to do so.
HFT, for people with only 2 buttucks!
VooDoo TwoTwo The next chapter.
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LG-GOLDSTAR CS788C Service Manual
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