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Lakeport, Belknap County, New Hampshire Obituaries
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Obituaries extracted from various editions of the Lake Village Times, 1928-1930.
Jan 1929
Alburtis S. Gordon
Alburtis S. Gordon was found dead in a chair at his home, 103 Court St. yesterday morning by neighbors who summoned Dr. L. R. Brown, medical referee. Dr. Brown pronounced death due to natural causes. Mr. Gordon suffered a shock some time ago, and it is believed succumbed to another attack last evening. He was fully dressed. He lived alone.
Mr. Gordon was formerly a prominent Laconia jeweler, in the firm of Gordon and Booth. He was born in Hebron, May 17, 1848. He was educated in the public schools, and then learned the tinsmith's trade when 18 years of age, working five years at this trade in Wells River and Bradford, Vt.
He came to Laconia in 1874, and was with his uncle, Mr. Gove, in the latter's store from that time until Mr. Gove's death in April 1883. He then continued in business for himself. Mr. Booth entering into partnership in the summer of 1898.
Mr. Gordon served three years as selectman in the old twon government. He also has served as director of the Laconia Building and Loan Association, a trustee of the Laconia Savings Bank, and president of the Laconia Land and Improvement Company. He was a charter member of the Knights of Pythias, and a 32nd degree Mason. He was a widower, and had lilved alone for some time.
Funeral services will be held from the Wilkinson Funeral Home Saturday afternoon at 2 o'clock.
Dec 1929
Mary Ann Whittier
Mary Ann Whittier passed away at her home Monday morning December 16 at the age of ninety one.
She was the daughter of the late Andrew and Miriam Hunt Whittier. She was born in Gilford Village and when quite young moved with her parents to the grandmothers the Abel Hunt homestead where she has resided ever since. Funeral services were held at the home Wednesday at 1:30 p.m., and were conducted by Rev. C. Howard Fisher of Cliftondale, Mass., a former pastor of Miss Whittier's. Burial was made in the family lot in McCoy cemetery by George B. Munsey, undertaker.
April 1929
Fannie Louis Young
Many friends learned with regret of the death of Mrs. Fannie Louise YOung, widow of the late Herbert S. Young, which occurred Friday, April 12, at her home in Providence, R.I. Mr. and Mrs. Young were for many years highly respected residents of Lakeport, residing on Madison street. The family removed from here some 15 years ago. Mrs. Young is survived by two sons, Ray and Harold Young; also three sisters, Mrs. Annie Morgan, Mrs. C. E. Swain, and Miss Cawley, and one brother, Frank Cawley. Her age was 62 years, 10 months, 29 days.
The body was brought to Lakeport and funeral services held Monday afternoon at the Munsey Funeral Home, conducted by Rev. Chas. J. Jones, pastor of the United Baptist Church. There was a large attendance of relatives and friends including many former meighbors of the deceased. Charles H. Perkins, Charles L. Simpson, Edwin L. Cram and Benjamin Smith, acted as bearers, and interment was made in the family lot in Bayside Cemetery by E. D. Ward Co., undertakers. The committal prayer was made by Rev. Mr. Jones. There were numberous beautiful floral tributes.
William Robie Page
Many friends of Mr. and Mrs. Edwin Page learned with regret of the death of their five months old son William Robie Page, at their home in Newton, Mass., on Monday of this week. The body was brought to Lakeport and a prayer service was held Thursday afternoon at the home of the parents of Mrs. Page, Mr. and Mrs. Frank P. Webster, of Union Avenue, conducted by Rev. E. Jerome Johanson, pastor of the Congregational church. Burial was made in the Bayside cemetery in charge of L. H. Wilkinson, undertaker.
May 1929
Mrs. Nellie E. Clow
Lakeport mourns the loss of a most highly esteemed and worthy woman, in the death of Mrs. Nellie E. Clow, early Saturday morning at her home on Washington Street, after an illness of ten days, with septic sore throat. Mrs. Clow had not been in robust health for some time but the last illness was of short duration. Mrs. Clow was born in Manchester and was the daughter of Sidney F. and Annie P. (Wentworth) Judd, and had resided in Lakeport since ten years of age, and was 51 years old at the time of her death.
Thirty one years, ago she was united in marriage with Henry B. Clow, who survives, together with four children, Mrs. Cora Millette, Mrs. Louise Hounsell, Stephen Clow, Everett Clow, and step-children Harry L. Clow, Mrs. Inez Tyler, Miss Bessie L. Clow and Mrs. Ann Plummer grandchildren, Virginia Tyler, James Tyler, Lee C. Clow, Phil H. Clow, Ellen F. Pummer, James E. Clow, Murray C. Plummer and Barbara J. Clow; two sisters, Mrs. Daisy Whitney of Lakeport; Mrs. May Heath of Franklin and one brother, Harry Judd who resides in the West.
Mrs. Clow was a most devoted wife and mother and the family have the sympathy of a wide circle of friends in their sad bereavement. She was a member of the United Baptist Church; loyal and active in all its works; a valued member of the Lakeport Woman's Club always ready to assist in its philinthropic endeavors.
The funeral services were held from the home, Monday afternood, conducted by Rev. Charles J. Jones, pastor of the United Baptist Church, and there was a large attendance of relatives, friends and neighbors, associates in the church, and the Woman's Club, all testifying to the high esteem in which the deceased was held. The bearers were Stephen Clow, Everett Clow, Harry Clow, and Aga Millette, Clarence Hounsell and Wayne Plummer. Interment was made in Bayside Cemetery, in charge of L. H. Wilkinson, undertaker. The commital prayer was read by Rev. Mr. Jones. The floral tribute were very profuse and unusually beautiful.
Aug 1928
Mrs. Hattie M. Judino
Many expressions of regret were manifested when it was learned here that Mrs. Hattie M. Judino, wife of Nelson E. Judino, died Monday morning at their summer home at Glendale, at the age of 49 years. Mrs. Judino had been in poor health for some time, but was thought to be gaining.
The deceased was born in Fitchburg, Mass., but had been a resident of Lakeport for a number of years, and was a most estimable and highly respected woman. She was a member of the United Baptist church and also a member of Hannah Frances Rebekah Lodge, and the Lakeport W. C. T. U. The survivors are the husband and one son Williard Judino; one sister, Mrs. William Young of Laconia and a brother, George Aldrich.
The funeral was held from the home 152 Mechanic Street, Wednesday afternoon, Rev. Charles J. Jones being the officiating clergyman. A large number of friends were present including delegations from the Hannah Frances Rebekah Lodge and the W. C. T. U. Members of the family acted as bearers and interment was made in the family lot in Hayside cemetery in charge of the E. D. Ward Co., undertakers. The committal services at the grave was by Rev. Mr. Jones. There was a profusion of beautiful floral tributes.
Diann and Steve Judino would love to hear from other Judino researchers
Nov 1931
Edmund Judino
Edmund Judino died Saturday morning, November 7, after a short illness at the home of his son, Nelson E. Judino at 152 Mechanic Street. His age was 78 years. He was born in Ticondaroga, N.Y., and had resided here about 15 years, and was a carpenter by trade. He leaves besides the son mentioned above a grandson, Willard Judino, and a sister who resides in Holyoke, Mass. The funeral serves were held Monday morning from the Munsey Funeral Homes, and Rev. James T. Crowley was the officiating clergyman. Friends acted as bearers and interment was made in Bayside Cemetery by George B. Munsey, funeral director. There were numerous floral tributes. A large number of friends and relatives were present at the services, including the sister from Massachusetts.
Diann and Steve Judino would love to hear from other Judino researchers
Oct 1930
Mrs. Frances H. Richardson
Mrs. Frances H. wife of Harry C. Richardson, died Monday at Saranac Lake, N.Y. Mrs. Richardson was a native of Goffstown and her age 35 years. She is survived by the widower and one son Gardner H. Richardson; also her mother, Mrs. Gardner W. Homer, and a sister, Mrs. Doris H. Richardson. For many years she resided in Somerville, Mass., but later was a resident of New York City. She was an attendant at the Unitarian church.
The body was brought to this city and funeral serices held Thursday afternoon from the Munsey Funeral Home, conducted by the Rev. W. E. Billingham, pastor of the Unitarian church at Laconia (NH). Burial was made in Bayside cemetery in charge of Geo. B. Munsey, funeral director.
June 1929
Mrs. Ella J. Richardson
Mrs. Ella J.(Clark) Richardson, wife of Fred W. Richardson of New York City, died at her summer home at Glendale, Sunday after a short illness at the age of 62 years, 1 month and 2 days.
Mrs. Richardson was born in Franklin May 14, 1867, her parents being David and Mary F. Clark who moved to Lakeport when she was a child, so the early part of her life was passed here and she was highly esteemed. Later she lived in New York and Philadelphia but returned every summer to her home in Glendale. She was an active member in the Order of Eastern Star for many years.
Besides the widower she leaves two sons Norman B. and Harry C. Clark, both of New York City and three grandchildren; one brother, B. Freeman Clark of this city, also two nieces,the Misses Hazel and Marie Clark,and a nephew Harry, all of Laconia. The funeral was held from the summer home at Glendale Monday afternoon conducted by Rev. Chas J. Jones pastor of the United Baptist church. Relatives acted as bearers and interment was made in the family lot in Bayside cemetery in charge of the E. D. Ward Co., undertakers.
Aug 1928
Mrs. Sarah Grant Bailey
In the death of Mrs. Sarah Grant Bailey, wife of Deputy Chief of Police Frank A. Bailey, which occured at the Laconia Hospital in the early hours of Wednesday morning, August 29, the city loses one of its most highly respected women.
Mrs. Bailey was born in Gilford, and was the daughter of John and Elizabeth Jane (Clough) Grant, and her age was 60 years. With the exception of 15 years during which the family were located in Concord, her entire life was passed in Lakeport. During the past two years she had been in failing health; a few days ago she was taken to the Bailey camp at Bear Island in hopes of improvement, but continued to fail and was removed to the Hospital, where death occurred.
On March 24, 1892, her birthday, she was united in marriage with Frank A. Bailey of Lakeport. She is survived by the husband and one daughter. Mrs. Eleanor Shepard, also a granddaughter, Dorothy Shepard, who mourn the loss of a devoted wife and mother.
Mrs. Bailey was an attendant at the United Baptist Church and a member of the Parish Workers, connected with the same. A charter member of of Hannah Frances Rebekah Lodge, also a member of Mt. Washington Chapter, order of Eastern Star, and the Lakeport Woman's Club. The deceased was a woman of kindly dispostion and had a wide circle of friends.
The funeral will be held from the Munsey Funeral Home Saturday afternoon at 2 o'clock and will be private.
Funeral services for Mrs. Sarah Bailey were held Saturday afternoon from the Munsey Funeral Home, conducted by Rev. Rodney W. Roundy, pastor of the Congregational church, and were private. Beside the relatives there were representatives present from Mt. Washington Capter, O. E. S., and hannah Frances Rebekah Lodge. Musical selections were rendered by Mrs. Hattie Boulia. The bears were Chief of Police Charles A. Harvel and Officers Wilfred Paquette, Walter Tate and John Lyman. Interment was made in the family lot in Bayside cemetery in charge of the E. D. Ward Co., undertakers. The committal services at the grave was by Rev. Mr. Roundy. The floral tributes were profuse and very beautiful.
Card of Thanks
The undersigned wish to express their deep appreciation in friends, neighbors and fraternal associates for expressions of sympathy in the time of sorrow and bereavement. For the beautiful floral tributes and would especially express our thanks to all those who sent beautiful flowers to our loved one during her illness the past summer.
Frank A. Bailey
Eleanor Baildey Shepard
Dorothy Shepard
Aug 1928
Mrs. Mary A. Parker
Mrs. Mary Abigal Parker, wife of George S. Parker, died Thursday at her home on Gold Street, after quite a long illness. Mrs. Parker was born in Meredith Centre, the daughter of Albert and Harriet Pitman, and her age was 50 years. She had resided in Lakeport 40 years. Besides the husband she leaves a sister, Mrs. Eugene Sawin. The funeral was held Saturday afternoon from the Munsey Funeral Home, conducted by Rev. Chas. J. Jones pastor of the United Baptist church. The following acted as bearers: C. W. Griffen, W. E. Holahan, George W. Rollins and Albert E. Dodge Burial was made in the family lot in Bayside cemetery by the E. D. Ward Co., undertakers. Committal service at grave by Rev. Mr. Jones.
June 1929
Melvin L. Lewis
Melvin L. Lewis died at his home in this city Sunday afternoon, after a short illness at the age of 76 years, 9 months and four days. The deceased was a native of Meredith but had been a resident of Lakeport for a number of years. He had no near relatives. The funeral was held Wednesday afternoon from the Munsey Funeral Home, conducted by Rev. Charles J. Jones. Friends acted as bearers and burial was made in the family lot in Bayside cemetery by the E. D. Ward Co., undertakers.
Dec 1930
Winifred M. Locke
Mrs. Winifred M. Locke, youngest daughter of Charles J. A. Wardwell died November 24 at her home at Orange, N. J. The body was brought to this city for interment. Rev. W. E. Billingham, pasor of the Unitarian church, conducted a prayer service at Hillside cemetery, Lakeport and burial was by George B. Munsey, undertaker. Mrs. Locke was a native of this city and spent the early years of her life here, residing on Union Ave. She is survived by her father and two sisters.
Mar 1932
Robert McMurphy
Robert McMurphy, 75, died at his home on Dell Avenue, Wednesday morning after an illness of several weeks. He was employed for several years at the plant of the Boulia-Gornell Lumber Company.
He was a member of the Martin A. Haynes Camp, Sons of Union Veterans. Mr. McMurphy is survived by the widow and two children.
Funeral services will be held from the Munsey Funeral Home, Saturday afternoon.
Mar 1932
George G. Rollins
George G. Rollins, a highly respected citizen died Sunday at his home, 130 Mechanic Street after quite a long illness. Mr. Rollins was born at Bristol December 11, 1854, but for the last 54 years had been a resident of Lakeport, and for more than 50 years had been in the employ of the Lake Company. The immediate survivors are three nephews, Victor G. Muzzey, of Lakeport, and George and Albert Rollins of Laconia; a grandniece, Janice Muzzey and a grand nephew Robert Muzzey and one cousin, Hazen Pillsbury of Boston. Mr. Rollins was a member of Chocorua Lodge, No. 51, I.O.O.F.
The funeral services were held Wednesday afternoon from the Munsey Funeral Home, Rev. Charles J. Jones pastor of the United Baptist Church was the officiating clergyman. Musical selections were rendered by Miss. E. Glesea Paine. There were many friends and neighbors present, including a delegation from the Chocorua Lodge. Floral tributes testified to esteem and friendship for the deceased. The body was taken to Bristol and burial made in the family lot, by Geo. B. Munsey, funeral director.
June 1933
Charles H. MacMurphy, Jr.
Funeral services for Charles H. MacMurphy, Jr., who died suddenly in Beverly, Mass., were held yesterday afternoon at the home of his brother, Luther MacMurphy, 483 Union avenue. Delegates were present from Mt. Lebanon lodge, A.F. and A.M., and the Winnipesaukee lodge of Odd Fellows. Rev. E. Jerome Johanson, pastor of the Congregational church, conducted the service. Vocal selections were sung by Ralph Amesden. The bearers were Frank Dean, James Watson and E.N. Quinby, representing the Masons and Henry Shorey, Harry H. Hawkins and Allison Perkins, representing the Odd Fellows. Burial was in Union cemetery in charge of L.H. Wilkinson.
second obit
C. H. MacMurphy Jr. Dies Suddenly
Charles H. MacMurphy, aged 47, formerly of this city was found dead in his room in Beverly, Mass., yesterday by a fellow lodger. He had died of a heart attack during the night. Dr. Ralph E. Stone, medical examiner, pronounced death due to natural causes.
Mr. MacMurphy was born in Laconia. He was employed at the F.W. Stuart Last company in Beverly. The body was brought to the city last night by L. H. Wilkinson and taken to the home of the brother Luther MacMurphy, 483 Union avenue. The funeral will be held there at 2:30 Wednesday afternoon.
The survivors are the parents, Mr. and Mrs. Charles H. MacMurphy of Boston and this city; two brothers, Luther of this city and Wilbur of Oklahoma City; three sisters, Mrs. Isadore L. Ames of Laconia, Mrs. Estelle Wright of North Adams and Mrs. Olive Dowd of Malden, Mass. He was a Mason and an Odd Fellow.
Sept 1936
Mrs. Ida M. Glines
Mrs. Ida M. Glines, widow of Benjamin Glines, passed away last night at Mrs. E. C. George's on Fair street where she had been ill for many weeks. She was born in Northfield, Vt., but had been a resident here for many years, having a home on Fairmount street. She was an active member of the United Baptist church and the Parish Workers and a valued member of Hannah Frances Rebekah lodge until the past year she was a member of the Lakeport Woman's Club. She leaves to mourn her loss a sister, Mrs. Minnie Sargent, of Lakeport and a brother, George Burroughs of Franklin, besides a host of friends. The funeral service will be held at the home on Fairmount street Sunday afternnon at two o'clock in charge of Munsey and Weeks, funeral directors.
June 1929
Mrs. Marena R. Davis
Mrs. Marena R. Davis, wife of D. L. Davis, died at her home 72 Clinton St. Thursday June 20, after a long illness. Mrs. Davis was a native of Maine and was 76 years of age, but had resided for many years in Gilford, and for the past fourteen years in Lakeport. The deceased was a most highly esteemed woman. Besides the widower, she leaves a brother who resides in Maine, and a step-son Arthur Davis of Boston. The funeral was held from the home Saturday afternoon, conducted by Rev. Charles J. Jones, pastor of the United Baptist Church, and there was a large number of neighbors and friends present. Burial was made in Bayside cemetery by the E. D. Ward Co., undertakers. The bearers were Charles H. Perkins, Clinton Durkee, Charles L. Simpson and John Chase. The committal service was by Rev. Mr. Jones.
Mrs. Ella M. Sargent
Mrs. Ella Marcia (Bridge) Sargent, died at her home on Valley Street, Tuesday February 19, 1929. She was born in West Winsor, Vt., July 6, 1849, and has been a resident of Lakeport for 45 years. In 1870 she married J. Hoyt Sargent, who died in 1901. The serviving relatives are two daughters, Miss Harriet and Miss Elizabeth Sargent, one son, Luther, eight grandchildren, and a sister, Mrs. Ada Bowers. Funeral services were held February 22 at the Munsey Funeral Home, Rev. Otto Duerr officiating. Mrs. Sargent was a charter member of Hannah Frances Rebekah Lodge, and a delegation from that body attended the funeral. The bearers were Bridge Rowell, Beverly Chamberlain, Edward M. Sanders and Charles Reever. Burial will be made in the family lot at Bayside Cemetery by the E. D. Ward Co., undertakers.
Frank C. Danforth
Frank C. Danforth, died at the Laconia Hospital Friday morning, Feb. 22, at the age of 62 years, 2 months and 16 days. He was a native of Hopkinton but had resided here for several years, and for 30 years was an engineer in the employ of the Boston and Maine Railroad. He belonged to the Locomotive Brotherhood and was a member of Olive Branch Lodge of Masons at Plymouth and a 32nd degree Mason. The funeral was held Sunday afternoon from the Munsey Funeral Home conducted by Reb. Charles J. Jones, pastor of the United Baptist Church. There were representatives present from the railroad and masons. The members of Mt. Lebanon Lodge of Laconia performing their impressive burial service. The bearers were railroad associates and Masons. The body was placed in the tomb at Bayside cemetery, in charge of George B. Munsey, funeral director. The floral tributes included beautiful pieces from the Railroad Brotherhood, also from his neighbors. A cousin who resides in Manchester is a surviving relative and was present at the funeral.
July 1928
Clara Ethel Ayer
Mrs. Clara Ethel Ayer (nee Small) aged 45, of 85 Josephine ave, wife of Leon G. Ayer, civil engineer employed in the City Engineering Department, who died Saturday at her husband's country home at Candia, N.H., was buried Tuesday afternoon in Sleepy Hollow Cemetery, Concord, Mass, where services were held in the cemetary chapel. Mrs. Ayer leaves her mother, Mrs. Small. Her father died last Fall. She is also survived by a son, Roy Bird, a dentist in Medford; two sisters and a brother. Mr. and Mrs. Ayer were married in 1912.
Jan 1929
Mary Osgood Patch
Mrs. Mary Osgood Patch, died Monday morning at the home of her daughter, Mrs. W. G. Cram of Elm Street, after a long illness, at the age of 88 years, 6 months, and 23 days. For the past three years Mrs. Patch has been confined to the bed. The deceased was born in Manchester but came to Lakeport soon after with her parents, the late Samuel and Prosenda (Follett) Osgood, and was the widow of the late Franklin I. Patch. Mrs Patch was a most estimable and highly respected woman possessing many sterling qualities: she was a resident here nearly all her life. She is survived by the daughter, Mrs. Cram with whom she made her home and by whom she was tenderly cared for; one granddaughter, Mrs. Milton Walker of Contoocook, and an aged sister, Mrs. Ellen Brown of Concord, also several nieces.
The funeral was held from the home Wednesday afternoon, conducted by Rev. Charles J. Jones, pastor of the United Baptist Church, of which Mrs. Patch was an attendant. Many friends and neighbors were present. The floral tributes were numerous and choice. The bearers were W. G. Cram, E. L. Cram, Elbridge Copp and Claude C. Dame. The body was placed in the tomb at Union Cemetery in charge of C. F. Wood, undertaker.
There were present from out of town Mrs. Milton Walker, Contoocook, Mrs. Mortimer Chandler and George Wilder of Concord.
April 1930
John Mooney Sanborn
J. Mooney Sanborn, the well known Civil War Veteran, died Wednesday afternoon at 5:30 at his home on School Street, after an illness of three weeks.
John Mooney Sanborn was born in Meredith, Sept. 6, 1844, the son of Theopholus and Margaret A. Sanborn, and was 85 years old his last birthday. He came to Lakeport with his parents when seven years of age and had resided here ever since.
He was always deeply interested in Grand Army affairs. He enlisted in the Eighth New Hampshire Regiment, Co. F, and served three years and three months. He was commander of the camp at the N. H. Veterans Association at The Weirs, and Commander of Darius A. Drake Post, No. 36 G. A. R. of which he was the last surviving charter member and last member. He was also a member of Lakeside Council, Sons and Daughters of Liberty. He was a representative in the New Hampshire Legislature in 1905-6. He was affillated with the Republican party and served many years as ballot inspector in Ward six.
Mr. Sanborn was able to be about until his last illness and was upon the street daily. He was well known and highly respected. He is survived by one son, J. Bert Sanborn, with whom he resided, also several nephews and nieces.
Funeral services will be held Saturday afternoon at two o'clock at Grand Army hall conducted by Rev. John C. Lawrence, pastor of the Advint Christian Church, and will be a Grand Army service.
June 1930
Ethan Allen Chase
The body of Ethan Allen Chase, a former well known business man of this city, who died at his home in Somerville, Mass., was brought to this city Monday for burial in Union cemetery.
Mr. Chase is survived by a widow, who resides with Mr. and Mrs. Walter H. Turner, of Meredith.


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Created in this Craftsy class
Thread Art taught by Lola Jenkins
Color and texture dominate this art quilting class. Learn stitches and shading to make colors and patterns pop in your collage or portrait quilts.
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text: Oregon Department of Forestry Weather Helps Crews Get Upper Hand On Fire Near Junction City By Rachael McDonald • Aug 29, 2016 Oregon Department of Forestry Cooler weather helped crews get a handle on a fire burning west of Junction City. Timber Companies Closing Lands Due To Fire Risks By Associated Press • Aug 23, 2016 ROSEBURG, Ore. (AP) — Timber companies in Oregon are closing access to their lands due to fire risks. The News-Review reports that Roseburg Forest Products, D.R. Johnson in Riddle and Lonerock Timber in Camas Valley have either closed or reduced access to their lands until the hot and potentially combustible weather subsides. Roseburg Forest Products released a statement Monday saying its closure will remain in effect indefinitely. Fire Protection Committee Prepares for 2016 Wildfire Season By Anni Katz • Feb 5, 2016 Central Oregon Fire Info It's been a wet winter, but fire season is just around the corner. The Oregon Department of Forestry is already planning for summer 2016. Officials Urge Fire Caution During Heat Wave By Rachael McDonald • Aug 18, 2015 inciweb With resources stretched thin across the northwest, fire officials are asking the public to help prevent new fires. Triple-digit temperatures and tinder dry conditions mean just a spark could lead to a major wildfire. Large Crew Battles Chambers Mill Fire Near Lorane By Karen Richards • Aug 13, 2015 kval.com Firefighters continue to battle a wildfire sparked Wednesday afternoon near Eugene. The Chambers Mill fire, about three miles south of Lorane, has worsened local air quality. Firefighters worked through the night, bulldozing a line around most of the perimeter. Cynthia Orlando is with the Oregon Department of Forestry, which is fighting the fire: State Firefighters Take Over Cable Crossing Fire By Karen Richards • Jul 30, 2015 https://www.facebook.com/DouglasForestProtectiveAssociation A fire burning west of Roseburg jumped its lines last (Wednesday) night, and has expanded to an estimated 600 acres. Here is an update on the Cable Crossing Fire. The fire off highway 138 near Glide started Tuesday afternoon. Kyle Reed, with the Douglas Forest Protection Association, says it's grown beyond their capacity: Reed: "Our district covers 1.6 million acres. So with this fire growing in complexity and size we went ahead and brought in a team from the Oregon Department of Forestry. And basically they're coming in to relieve our guys working on that fire." Forestry Officials Pleased With Limited Firework Use, Worried About Lightning By Desmond O'Boyle • Jul 6, 2015 oregonlive.com Wildfires burning in Oregon started early this year, and could be active late into the fire season. Most blazes in 2015 have been lightning-caused so far. The biggest is the Corner Creek Fire burning near the South Fork John Day River in the Ochoco National Forest. It's about 15 percent contained and has burned more than 26 thousand acres. Oregon Department of Forestry Spokesman Rod Nichols is very pleased with the lack of fireworks-related fires on forest lands this year during the 4th of July Holiday. When It Comes To Salmon Streams, How Warm Is Too Warm? By Liam Moriarty • May 21, 2015 John R. McMillan / NOAA Fisheries Salmon and other threatened fish need cold water to thrive. Research shows current logging rules in Oregon can result in streams warming up more than is allowed under standards meant to protect the fish. That could force the state Board of Forestry to require more trees be left standing alongside fish-bearing streams. And that would be an economic hit to private forest landowners. Perspectives On Alternate Approaches To Forest Management By Desmond O'Boyle • Mar 30, 2015 Recorded on: March 27th, 2015 Air Date: March 30th, 2015 Many Oregon forest managers seek to balance long-term economic value with a conservation ethic. With the ecology in mind, speakers from two consulting companies based in Oregon will focus on timber harvesting and management of forestlands as small as 10 acres and as large as 10,000 acres. The speakers will also discuss Siuslaw National Forest projects that conduct logging within a framework of ecosystem restoration. Yellow Point Fire Crews Brace For Red Flag Weather Warning By Jes Burns • Sep 11, 2014 Oregon Department of Forestry The Yellow Point Fire, burning about 25 miles west of Cottage Grove is now 45% contained. The Oregon Department of Forestry says crews have run more than 25 miles of hose. Water is being distributed to the line. Spokeswoman Shirl Fredenburg says crews are working hard to wet the area around the fire ahead of a forecast red flag weather warning. "Low humidity and dry, hot weather… that could be a factor. But they have high expectations that they'll keep it under control." Pages1 2 next › last »


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Bella Tunno 'Happy Knees' Protective Knee Pads (Baby)
Men's Stance 'Star Wars™ - Bb-8' Combed Cotton
There has been an awakening. Have you felt it? The stretchy combed-cotton fabrication of these mid-calf socks rejuvenates tired feet while fun graphics add fan-boy appeal thanks to the skittish but loyal astromech droid, BB-8. Color(s): beige. Brand: Stance. Style Name:Stance 'star Wars - Bb-8' Combed Cotton Blend Socks. Style ... Learn More
Men's John W. Nordstrom Pin Dot Socks
Knit from a soft Egyptian cotton blend, these handsome socks feature a delicate dot pattern and hand-linked toes for added comfort. Color(s): black/ brown, light grey marle/ dark grey. Brand: JOHN W. NORDSTROM. Style Name:John W. Nordstrom Pin Dot Socks (3 For $40). Style Number: 5103920_1. Available in stores. Learn More
Boy's Nike Crew Socks, Size Small - Red
Stretchy, crew-cut socks made from a moisture-wicking blend of fabrics keep your little one's feet dry and comfortable while providing cool style. Color(s): blue, blue multi, green, grey, red, white/ cyan/ obsidian, white/ solar orange/ purple. Brand: NIKE. Style Name:Nike Crew Socks (3-Pack) (Kids). Style Number: 5117159. Available in stores. ... Learn More
Men's Pantherella 'Lambeth' Windowpane Socks, Size One Size
Clean windowpane plaid marks English-made socks crafted from luxury cotton-blend yarns with a fine linked toe seam. Color(s): dark grey, navy blue, sky blue. Brand: PANTHERELLA. Style Name:Pantherella 'Lambeth' Windowpane Socks. Style Number: 5103410. Available in stores. Learn More
Boy's Nike 'Elite Basketball' Crew Socks, Size Medium
Sporty, cushioned socks are made with signature Dri-FIT technology that wicks away moisture and keeps feet cool and comfortable even when they're working up a sweat on the court. Color(s): black, black/ rio teal/ volt, charcoal, dark red, grey, natural, navy, open blue, open green, open white, red, white/ dark ... Learn More
Men's Big & Tall Nordstrom Men's Shop Crew
A soft combed-cotton blend composes crew cut socks with a reinforced heel and toe, arch support and breathable mesh for ventilation. Color(s): black, blue, grey, white. Brand: NORDSTROM MENS SHOP. Style Name:Nordstrom Men's Shop Crew Cut Athletic Socks (King) (3-Pack) (3 For $30). Style Number: 5081705. Available in stores. Learn More
Boy's Nike Cushioned Crew Socks, Size Medium -
Cool crew socks in an array of striking patterns feature multidensity cushioning and stretch-cotton-blend construction for a comfortable fit, on and off the court. Color(s): black/ dark grey/ orange, cyan/ grey heather/ obsidian, green, grey, orange, red. Brand: NIKE. Style Name:Nike Cushioned Crew Socks (3-Pack) (Kids). Style Number: 5116319. Available ... Learn More
Boy's Nike Low Cut Socks
Fun patterns stand out on a collection of comfy socks featuring ribbed cuffs for stay-put comfort, eve on the squirmiest and most active feet. Color(s): black, green, hasta/ grey heather/ obsidian, multi-color. Brand: NIKE. Style Name:Nike Low Cut Socks (3-Pack) (Kids). Style Number: 5116185. Available in stores. Learn More


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Think you understand the rules governing how you pay overtime to your employees? Think again. There are two key elements of the wage and hour regulations that many tire store owners unknowingly violate every day.
One area involves bonus pay, the other is salary status says Pat Brown, vice president of marketing for Dealer Strategic Planning Inc. (DSP) and Modern Tire Dealer contributor.
She says dealers cannot wait another day to act: "We are being told that the U.S. Department of Labor, Wage & Hour Division has more than doubled its staff this year and has targeted the tire retailing industry."
Brown outlines scenarios, penalties and next steps for dealers in "Are you breaking the law? Pay your people correctly or pay the price" online, or on page 32 of the February digital or print edition of MTD.
Related Topics: Pat Brown, wage and hour regulations
Over time may be a problem, yes. The bigger problem is shops not paying taxes, or not charging tax to the customers. If your going to clean up, lets clean house.
Get the latest news and most popular articles from MTD delivered straight to your inbox. Stay on top of the tire industry and don't miss a thing!


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tejivdo Photographer
SinfulModel Female Orange, California, US My MM URL: http://www.modelmayhem.com/ocbeaches
Mayhem # 716192
About Me
My name is Christina Fuentes aka X-tina. I'm 26yrs old and Orange County is my hometown. I'm the most fun riot girl you will ever know. Modeling & Dancing are my passions...I love to have fun but I know when to take things serious when they need to be. I love all my friends and I get along with everyone. I don't judge anyone and I give everyone a chance to meet me. Im friendly, caring, outgoing, crazy, and brilliant. I am a Free Spirit.... Unordinary, I love to walk outside the road's lines just to feel alive. I live for the excitement in life. One thing is for certain, I NEVER, EVER, will let you forget my name again.
I lust for those that put a smile on my face and I love to make others laugh or smile. I give my whole heart and soul into everything I do. I love to be around people. I'm the girl who is there no matter what. I love those who encourage me, trust me, love me, appreciate me, forgive me, and be there to lift me up when I fall. It's ok to be different, we all are. I'm not perfect. Everyone has an inner model inside. Be someone. Be you. Let me be me.♥
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Credit Notes
Giovanni Jeans ad and Fashion Show 2009
Twisted Elegance Clothing by Forbidden aka Christine Dolce Fall/Winter 2009
Jenn Hoffman
Michael Vincent
Tuesday's Girls
Film For Amsterdam Film Festival
Linda Vanoff
Car Parts
Commercial for Little Caesers
extra in NBC Providence show
The News Fundraising Money for kids with cancer
Tuner Girl for Tuner Magazine for the Long Beach Sports Bike International Show 2009
Skinnie Magazine Centerfold Search March 23, 2010
June 19 2010 Photoshoot for Summer Pool Party 2010
June 20 2010 Modeling for Havaianas Sandals & In Music Video for Crash Kings @ David Arquette's House
July 24th 2010 modeled for Havainas Sandals Again
July 30th Ozzy Osbourne Music Video by Jack Osbourne Productions
Modeled for Havainas Sandals 3rd time and was the model coordinator also August 21st
Shameless Ink Clothing Model 2010
Featured in Nifty Magazine p.18 Volume III Issue#2 Winter/Fall 0ct.2010
944 Magazine October 2010
944 Magazine 2011
GOGO DANCER FOR Perish's Studio 69 Warriors & Goddesses at the Vangard March 2011
GOGO DANCER FOR FRESH ANNIVERSARY APRIL 2nd 2011
Music Video April 7th 2011 for UK band The Saturdays
Music Video April 28-29 2011 for Middle Class Rut
Music Video Ozzy Osbourne 2011
Shot in An Action Sports Video Game April 29 2011
GOGO DANCER for Spin City Lounge in Chula Vista April 30th 2011
GOGO DANCER at the Vangard in Hollywood May 14, 2011
May 20-22, 2011 Shoot in Vegas for The Royal House Hotel
GOGO Dancer for Vanish Club in San Diego May 28, 2011
June 2, 2011 Promo Modeled for Franchise Clothing at Woody's Warf Newport Beach
June 3, 2011 Modeled for Fashion Show at SUTRA Lounge Costa Mesa
-Giovanni Jeans, Hart & Huntington
GOGO Dancer for a Private Party this Saturday in Newport Beach
July 15, 2011 Modeled for Fashion Show at Sutra
Worked the US OPEN SURF Aug 3rd-7th 2011
GOGO Dancer for Casa Mexicana Bar Aug 14th,2011
Promoing for Hunington Beach Local Tuesdays Aug 23rd, 2011
GOGO Dancer at The LA EXCHANGE Aug 26th, 2011
Working with the Lifeline Party Bus in Hunington Beach Sept 3rd, 2011
Working with Slightly Stupid and Revolution Party Bus Sept 17th, 2011
GOGO Heat Lounge 2011
MODEL & GOGO Dancer for HOT IMPORT NIGHTS at the LA Convention Center Dec. 4 2011
Dance Performer for the Heineken 2012 Countdown Party in Vietnam Nha Trang Dec.27-Jan.2 of 2012
Gogo/Promo model dancer for FoxCola in Jaco Costa Rica for Jungle Jam 2015
Gogo dancer Sharkeez Newport Beach CA 2015
Gogo dancer Dirty Disco 2015
GOGO Dancer at Dirty Disco 2 Perish's Studio 69 Jan. 21, 2012
Poi Fire Dancing at the Burn Club in LA March 2012
The Girl in the Red Dress Photoshoot March 2012
Coachella Brand Ambassador H&M 2012
Modeled for Elunete Clothing 2012
Video Shoot For Mustangs Car Club In Orange County 2012 video to come out in August
Kandy Mansion June 2012
HOT Import Nights July 7th 2012
Extra in Film 2013 Boiling Pot
GOGO Dancer The LA Exchange Awakening 2013
Photoshoot/Filming at same time for Syc Fuck Clothing & MTV True Life
Photoshoot in LA
Photoshoot for Solspot.com
Played a GOGO Dancer in Danny Trejo's movie coming out in Dec. 2013 ''BULLET
Body Painted Model for C3Vapors Ecig shop in Costa Mesa CA 2015
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Working for Vans Warped Tour Camera Host Girl 2016 Excited
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Ryan Hintze Model
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Dollskin Designs Latex Clothing Designer
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Builder in youth jail scandal gets year in prison
SCRANTON -- A builder of for-profit youth detention centers was sentenced Friday to a year in prison for his role in a notorious juvenile justice scandal in which thousands of young offenders were sent to his facilities by a judge who took money from him.
The builder, Robert Mericle, was also fined $250,000 and ordered to serve 100 hours of community service by a federal judge who increased the sentence recommended by prosecutors, citing the severity of the crime and Mericle's lies to investigators about what he knew of the judges' scheme.
Mericle, the last major figure in the so-called "kids for cash" scandal to be sentenced, apologized to the court.
"I'm ashamed to be here. But I put myself here," he said.
Prosecutors said two judges in northeastern Pennsylvania accepted $2.1 million in illegal payments from Mericle. Former Luzerne County Judges Michael Conahan and Mark Ciavarella Jr. plotted to close the dilapidated county-run juvenile detention center in 2002 and arrange for construction of the PA Child Care facility outside Wilkes-Barre and a second lockup in western Pennsylvania.
Ciavarella, who presided over juvenile court, sent young people to the for-profit detention centers -- often for minor offenses -- while he was taking payments from Mericle, a prominent builder and close friend of Ciavarella, and from the facilities' co-owner, Robert Powell.
Both judges are serving lengthy prison sentences, and the Pennsylvania Supreme Court threw out about 4,000 juvenile convictions after the scheme was uncovered.
Mericle had pleaded guilty to failing to report a felony. Prosecutors had recommended six months, lower than the guideline range of eight to 14 months.


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Losing the plot: Israel's premier to face new Gaza reality
Netanyahu's war-turned-genocide in Gaza has backfired badly - his strategy has helped resurrect Hamas, the very movement he tried desperately to crush.
U.K.: 150,000 rally for solidarity with the people of Gaza
Ms. Mahmood, the party's shadow exchequer secretary to the Treasury, made the plea at a 150,000-strong rally for solidarity with the people of Gaza on Saturday.
Celebs, Nobel winners show support for Palestinians in new video
GazaNames Project features prominent artists and activists holding signs with the names and ages of Palestinian civilians killed in the recent Israeli military attacks on Gaza.
Thousands of Israelis protest Gaza war in Tel-Aviv
Some 7,000 Israelis protested the war in Gaza under the banner: "No more deaths - Israeli-Palestinian peace, now," the largest protest against the Israeli military operation in Gaza thus far.
Butcher or hero? Ariel Sharon leaves harsh legacy
Former Israeli Prime Minister Ariel Sharon, a polarizing figure, died Saturday at age 85 after eight years in a coma.
Sewage overruns Gaza
For over a month the streets of the largest Palestinian city, Gaza, have been overrun with sewage and now are being covered with icy flood waters.
Israel assassinates Hamas military commander
Ahmed al-Jabari and another top Hamas official Mohammed al-Hams were killed during a wave of raids in retaliation for rockets fired into southern Israel.
Germany, Afghanistan, Gaza
On the first such occasion in German history, President Horst Koehler, only a year into his second term, told a sudden press conference Monday that he was immediately resigning.
World Notes: Austria, Bolivia, Cuba, Eritrea, Gaza, South Korea
In this World Notes, the Austrian Parliament last month authorized civil unions between same-sex couples; Bolivia on climate change, Cuba on nutrition, sanctions on Eritrea, PFLP marks 42nd anniversary, South Korean autoworkers opt for bonuses.


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• From 1950 through 1975, 27 patients at the Mayo Clinic, Rochester, Minn, had coexistent psoriasis and lupus erythematosus (LE). Of the 27 patients, ten had systemic LE (SLE), 13 had discoid LE, and four had drug-induced LE or an SLE-like syndrome. The onset of psoriasis preceded LE in ten patients and was concomitant with it in six. Photosensitivity was noted in 23 patients. In 20 patients, the lesions of psoriasis and LE remained clinically distinct. Morphologic overlap and clinical interaction occurred in seven patients in whom the disorders were severe and complicated by a third disease. Generally, this latter group had extensive psoriasis, prominent photosensitivity, and a poor response to therapy.
(Arch Dermatol 116:658-663, 1980)
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Most Cited Journal of International Money and Finance Articles
The most cited articles published since 2011, extracted from Scopus.
Self-fulfilling crises in the Eurozone: An empirical testPaul De Grauwe | Yuemei Ji
Volume 34, Issue , April 2013, Pages 15-36
We test the hypothesis that the government bond markets in the Eurozone are more fragile and more susceptible to self-fulfilling liquidity crises than in stand-alone countries. We find evidence that a significant part of the surge in the spreads of the peripheral Eurozone countries during 2010-11 was disconnected from underlying increases in the debt to GDP ratios and fiscal space variables, and was associated with negative self-fulfilling market sentiments that became very strong since the end of 2010. We argue that this can drive member countries of the Eurozone into bad equilibria. We also find evidence that after years of neglecting high government debt, investors became increasingly worried about this in the Eurozone, and reacted by raising the spreads. No such worries developed in stand-alone countries despite the fact that debt to GDP ratios and fiscal space variables were equally high and increasing in these countries. © 2012 Elsevier Ltd.
The pricing of sovereign risk and contagion during the European sovereign debt crisisJohn Beirne | Marcel Fratzscher
Volume 34, Issue , April 2013, Pages 60-82
The paper analyses the drivers of sovereign risk for 31 advanced and emerging economies during the European sovereign debt crisis. It shows that a deterioration in countries' fundamentals and fundamentals contagion - a sharp rise in the sensitivity of financial markets to fundamentals - are the main explanations for the rise in sovereign yield spreads and CDS spreads during the crisis, not only for euro area countries but globally. By contrast, regional spillovers and contagion have been less important, including for euro area countries. The paper also finds evidence for herding contagion - sharp, simultaneous increases in sovereign yields across countries - but this contagion has been concentrated in time and among a few markets. Finally, empirical models with economic fundamentals generally do a poor job in explaining sovereign risk in the pre-crisis period for European economies, suggesting that the market pricing of sovereign risk may not have been fully reflecting fundamentals prior to the crisis. © 2012 Elsevier Ltd.
Volatility spillovers between oil prices and stock sector returns: Implications for portfolio managementMohamed El Hedi Arouri | Jamel Jouini | Duc Khuong Nguyen
Volume 30, Issue 7, November 2011, Pages 1387-1405
In this article we take a recent generalized VAR-GARCH approach to examine the extent of volatility transmission between oil and stock markets in Europe and the United States at the sector-level. The empirical model is advantageous in that it typically allows simultaneous shock transmission in the conditional returns and volatilities. Insofar as volatility transmission across oil and stock sector markets is a crucial element for portfolio designs and risk management, we also analyze the optimal weights and hedge ratios for oil-stock portfolio holdings with respect to the results. Our findings point to the existence of significant volatility spillover between oil and sector stock returns. However, the spillover is usually unidirectional from oil markets to stock markets in Europe, but bidirectional in the United States. Our back-testing procedures, finally, suggest that taking the cross-market volatility spillovers estimated from the VAR-GARCH models often leads to diversification benefits and hedging effectiveness better than those of commonly used multivariate volatility models such as the CCC-GARCH of Bollerslev (1990), the diagonal BEKK-GARCH of Engle and Kroner (1995) and the DCC-GARCH of Engle (2002). © 2011 Elsevier Ltd.
Sovereign bond yield spreads: A time-varying coefficient approachKerstin Bernoth | Burcu Erdogan
Volume 31, Issue 3, April 2012, Pages 639-656
We study the determinants of sovereign bond yield spreads across 10 EMU countries between Q1/1999 and Q1/2010. We apply a semiparametric time-varying coefficient model to identify, to what extent an observed change in the yield spread is due to a shift in macroeconomic fundamentals or due to altering risk pricing. We find that at the beginning of EMU, the government debt level and the general investors' risk aversion had a significant impact on interest differentials. In the subsequent years, however, financial markets paid less attention to the fiscal position of a country and the safe haven status of Germany diminished in importance. By the end of 2006, two years before the fall of Lehman Brothers, financial markets began to grant Germany safe haven status again. One year later, when financial turmoil began, the market reaction to fiscal loosening increased considerably. The altering in risk pricing over time period confirms the need of time-varying coefficient models in this context. © 2011 Elsevier Ltd.
How the Subprime Crisis went global: Evidence from bank credit default swap spreadsBarry Eichengreen | Ashoka Mody | Milan Nedeljkovic | Lucio Sarno
Volume 31, Issue 5, September 2012, Pages 1299-1318
How did the Subprime Crisis, a problem in a small corner of U.S. financial markets, affect the entire global banking system? To shed light on this question we use principal components analysis to identify common factors in the movement of banks' credit default swap spreads. We find that fortunes of international banks rise and fall together even in normal times along with short-term global economic prospects. But the importance of common factors rose steadily to exceptional levels from the outbreak of the Subprime Crisis to past the rescue of Bear Stearns, reflecting a diffuse sense that funding and credit risk was increasing. Following the failure of Lehman Brothers, the interdependencies briefly increased to a new high, before they fell back to the pre-Lehman elevated levels - but now they more clearly reflected heightened funding and counterparty risk. After Lehman's failure, the prospect of global recession became imminent, auguring the further deterioration of banks' loan portfolios. At this point the entire global financial system had become infected. © 2012 Elsevier Ltd.
Sovereign risk premiums in the European government bond marketKerstin Bernoth | Jürgen Von Hagen | Ludger Schuknecht
Volume 31, Issue 5, September 2012, Pages 975-995
This paper provides a study of bond yield differentials among EU government bonds on the basis of a unique data set of issue spreads in the US and DM (Euro) bond market between 1993 and 2009. Interest differentials between bonds issued by EU countries and Germany or the USA contain risk premiums which increase with fiscal imbalances and depend negatively on the issuer's relative bond market size. The start of the European Monetary Union has shifted market attention to deficit and debt service payments as key measures of fiscal soundness and eliminated liquidity premiums in the euro area. With the financial crisis, the cost of loose fiscal policy has increased considerably. © 2012 Elsevier Ltd.
Sovereign credit ratings and financial markets linkages: Application to European dataAntónio Afonso | Davide Furceri | Pedro Gomes
Volume 31, Issue 3, April 2012, Pages 606-638
We use EU sovereign bond yield and CDS spreads daily data to carry out an event study analysis on the reaction of government yield spreads before and after announcements from rating agencies (Standard & Poor's, Moody's, Fitch). Our results show significant responses of government bond yield spreads to changes in rating notations and outlook, particularly in the case of negative announcements. Announcements are not anticipated at 1-2 months horizon but there is bi-directional causality between ratings and spreads within 1-2 weeks; spillover effects especially among EMU countries and from lower rated countries to higher rated countries; and persistence effects for recently downgraded countries. © 2012.
Conditional dependence structure between oil prices and exchange rates: A copula-GARCH approachRiadh Aloui | Mohamed Safouane Ben Aïssa | Duc Khuong Nguyen
Volume 32, Issue 1, January 2013, Pages 719-738
We study the conditional dependence structure between crude oil prices and U.S. dollar exchange rates using a copula-GARCH approach. Various copula functions of the elliptical, Archimedean and quadratic families are used to model the underlying dependence structure in both bearish and bullish market phases. Over the 2000-2011 period, we find evidence of significant and symmetric dependence for almost all the oil-exchange rate pairs considered. The rise in the price of oil is found to be associated with the depreciation of the dollar. Moreover, we show that Student-t copulas best capture the extreme dependence, and that taking the extreme comovement into account leads to improve the accuracy of VaR forecasts. Our main results remain unchanged when considering alternative GARCH-type specifications and the crisis period, but are sensitive to the use of raw returns. © 2012 Elsevier Ltd.
Thresholds in the process of international financial integrationM. Ayhan Kose | Eswar S. Prasad | Ashley D. Taylor
Volume 30, Issue 1, February 2011, Pages 147-179
The financial crisis has re-ignited the fierce debate about the merits of financial globalization and its implications for growth, especially for developing countries. The empirical literature has not been able to conclusively establish the presumed growth benefits of financial integration. Indeed, a new literature proposes that the indirect benefits of financial integration may be more important than the traditional financing channel emphasized in previous analyses. A major complication, however, is that there seem to be certain " threshold" levels of financial and institutional development that an economy needs to attain before it can derive the indirect benefits and reduce the risks of financial openness. In this paper, we develop a unified empirical framework for characterizing such threshold conditions. We find that there are clearly identifiable thresholds in variables such as financial depth and institutional quality-the cost-benefit trade-off from financial openness improves significantly once these threshold conditions are satisfied. We also find that the thresholds are lower for foreign direct investment and portfolio equity liabilities compared to those for debt liabilities. © 2010 Elsevier Ltd.
Contagion during the Greek sovereign debt crisisMark Mink | Jakob de Haan
Volume 34, Issue , April 2013, Pages 102-113
We examine the impact of news about Greece and news about a Greek bailout on bank stock prices in 2010 using data for 48 European banks. We identify the twenty days with extreme returns on Greek sovereign bonds and categorise the news events during those days into news about Greece and news about the prospects of a Greek bailout. We find that, except for Greek banks, news about Greece does not lead to abnormal returns while news about a bailout does, even for banks without any exposure to Greece or other highly indebted euro countries. This finding suggests that markets consider news about the bailout to be a signal of European governments' willingness in general to use public funds to combat the financial crisis. Sovereign bond prices of Portugal, Ireland, and Spain respond to both news about Greece and news about a Greek bailout. © 2012 Elsevier Ltd.
Speculators, commodities and cross-market linkagesBahattin Büyükşahin | Michel A. Robe
Volume 42, Issue , April 2014, Pages 38-70
We use a unique, non-public dataset of trader positions in 17 U.S. commodity futures markets to provide novel evidence on those markets' financialization in the past decade. We then show that the correlation between the rates of return on investible commodity and equity indices rises amid greater participation by speculators generally, hedge funds especially, and hedge funds that hold positions in both equity and commodity futures markets in particular. We find no such relationship for commodity swap dealers, including index traders (CITs). The predictive power of hedge fund positions is weaker in periods of generalized financial market stress. Our results support the notion that who trades helps predict the joint distribution of commodity and equity returns. We find qualitatively similar but statistically weaker results using a proxy for hedge fund activity based on publicly available data. © 2013.
What is the risk of European sovereign debt defaults? Fiscal space, CDS spreads and market pricing of riskJoshua Aizenman | Michael Hutchison | Yothin Jinjarak
Volume 34, Issue , April 2013, Pages 37-59
We estimate the pricing of sovereign risk for fifty countries based on fiscal space (debt/tax; deficits/tax) and other economic fundamentals over 2005-10. We focus in particular on five countries in the South-West Eurozone Periphery, Greece, Ireland, Italy, Portugal and Spain. Dynamic panel estimates show that fiscal space and other macroeconomic factors are statistically and economically important determinants of sovereign risk. However, risk-pricing of the Eurozone Periphery countries is not predicted accurately either in-sample or out-of-sample: unpredicted high spreads are evident during global crisis period, especially in 2010 when the sovereign debt crisis swept over the periphery area. We match the periphery group with five middle income countries outside Europe that were closest in terms of fiscal space during the European fiscal crisis. Eurozone Periphery default risk is priced much higher than the matched countries in 2010, even allowing for differences in fundamentals. One interpretation is that these economies switched to a " pessimistic" self-fulfilling expectational equilibrium. An alternative interpretation is that the market prices not on current but future fundamentals, expecting adjustment challenges in the Eurozone periphery to be more difficult for than the matched group of middle-income countries because of exchange rate and monetary constraints. © 2012 Elsevier Ltd.
The Greek financial crisis: Growing imbalances and sovereign spreadsHeather D. Gibson | Stephen G. Hall | George S. Tavlas
Volume 31, Issue 3, April 2012, Pages 498-516
We discuss the origins of the Greek financial crisis as manifested in the growing fiscal and current-account deficits since euro-area entry in 2001. We then extend a model typically used to explain risk premia to assess the extent to which credit ratings captured these premia. Next, we estimate a cointegrating relationship between spreads and their long-term fundamental determinants and compare the spreads predicted by this estimated relationship with actual spreads. We find that spreads were significantly below what would be predicted by fundamentals from end-2004 up to the middle of 2005; by contrast, since May 2010, actual spreads have exceeded predicted spreads by some 400 basis points. © 2011 Elsevier Ltd.
The global financial crisis: Explaining cross-country differences in the output impactS. Pelin Berkmen | Gaston Gelos | Robert Rennhack | James P. Walsh
Volume 31, Issue 1, February 2012, Pages 42-59
What explains differences in the crisis impact across developing countries and emerging markets? Using cross-country regressions to assess the factors driving the growth performance in 2009 (compared to pre-crisis forecasts for that year), we find that a small set of variables explain a large share of the variation in the growth impact. Countries with more leveraged domestic financial systems, stronger credit growth, and more short-term debt tended to suffer a larger effect on economic activity, although the relative importance of these factors differs across country groups. For emerging markets, this financial channel trumps the trade channel. For a broader set of developing countries, however, the trade channel seems to have mattered, with more open countries affected more strongly and those exporting food commodities being less hard hit. Exchange-rate flexibility helped in buffering the impact of the shock, particularly for emerging markets. There is also some evidence that countries with a stronger fiscal position prior to the crisis were impacted less severely. We find little evidence for the importance of other policy variables. © 2011 International Monetary Fund (IMF).
Debt and growth: New evidence for the euro areaAnja Baum | Cristina Checherita-Westphal | Philipp Rother
Volume 32, Issue 1, January 2013, Pages 809-821
Against the background of the euro area sovereign debt crisis, our paper investigates the relationship between public debt and economic growth and adds to the existing literature in the following ways. First, we use a dynamic threshold panel methodology in order to analyse the non-linear impact of public debt on GDP growth. Second, we focus on 12 euro area countries for the period 1990-2010, therefore adding to the current discussion on debt sustainability in the euro area. Our empirical results suggest that the short-run impact of debt on GDP growth is positive and highly statistically significant, but decreases to around zero and loses significance beyond public debt-to-GDP ratios of around 67%. This result is robust throughout most of our specifications, in the dynamic and non-dynamic threshold models alike. For high debt-to-GDP ratios (above 95%), additional debt has a negative impact on economic activity. Furthermore, we can show that the long-term interest rate is subject to increased pressure when the public debt-to-GDP ratio is above 70%, broadly supporting the above findings. © 2012 Elsevier Ltd.
Global asset prices and FOMC announcementsJoshua Hausman | Jon Wongswan
Volume 30, Issue 3, April 2011, Pages 547-571
This paper analyzes the impact of U.S. monetary policy announcement surprises on foreign equity indexes, short- and long-term interest rates, and exchange rates in 49 countries. We use two proxies for monetary policy surprises: the surprise change to the current target federal funds rate (target surprise) and the revision to the expected path of future monetary policy (path surprise). We find that different asset classes respond to different components of the monetary policy surprises. Global equity indexes respond mainly to the target surprise; exchange rates and long-term interest rates respond mainly to the path surprise; and short-term interest rates respond to both surprises. On average, a hypothetical surprise 25-basis-point cut in the federal funds target rate is associated with about a 1 percent increase in foreign equity indexes and a 5 basis point decline in foreign short-term interest rates. A surprise 25-basis-point downward revision in the expected path of future policy is associated with about a 1/2 percent decline in the exchange value of the dollar against foreign currencies and 5 and 8 basis point declines in short- and long-term interest rates, respectively. We also find that asset prices' responses to FOMC announcements vary greatly across countries, and that these cross-country variations in the response are related to a country's exchange rate regime. Equity indexes and interest rates in countries with a less flexible exchange rate regime respond more to U.S. monetary policy surprises. In addition, the cross-country variation in the equity market response is strongly related to the percentage of each country's equity market capitalization owned by U.S. investors. This result suggests that investors' asset holdings may play a role in transmitting monetary policy surprises across countries. © 2011 Elsevier Ltd.
Transmission of the financial and sovereign debt crises to the EMU: Stock prices, CDS spreads and exchange ratesTheoharry Grammatikos | Robert Vermeulen
Volume 31, Issue 3, April 2012, Pages 517-533
This paper tests for the transmission of the 2007-2010 financial and sovereign debt crises to fifteen EMU countries. We use daily data from 2003 to 2010 on country financial and non-financial stock market indexes to analyze the stock market returns for three country groups within EMU: North, South and Small. The following results hold for both the North and South European countries, while the smallest countries seem to be relatively isolated from international events. First, we find strong evidence of crisis transmission to European non-financials from US non-financials, but not for financials. Second, in order to test how the sovereign debt crisis affects stock market developments we split the crisis in pre- and post-Lehman sub periods. Results show that financials become significantly more dependent on changes in the difference between the Greek and German CDS spreads after Lehman's collapse, compared to the pre-Lehman sub period. However, this increase is much smaller for non-financials. Third, before the crisis euro appreciations coincide with European stock market decreases, whereas this relationship reverses during the crisis. Finally, this reversal seems to be triggered by Lehman's collapse. © 2011 Elsevier Ltd.
Does the worldwide shift of FDI from manufacturing to services accelerate economic growth? A GMM estimation studyNadia Doytch | Merih Uctum
Volume 30, Issue 3, April 2011, Pages 410-427
We examine the effect of manufacturing and service FDI (foreign direct investment) on their own sector growth, the spillover to the other sectors and the overall economy in host countries. We identify significant sectoral and inter-industry spillover effects with various data classifications and types of FDI flows. Evidence reveals that growth effect of manufacturing FDI operates by stimulating activity in its own (manufacturing) sector and is prevalent in Latin America-Caribbean, in Europe-Central Asia, middle to low-income countries and economies with large industry share. A surge of service FDI is likely to spur growth in service industries but hurt activity in manufacturing industries. Financial service FDI enhances growth in South-East Asia and the Pacific, high income countries and service-based economies by stimulating activity in both manufacturing and service sectors. However, nonfinancial service FDI drains resources and hurts manufacturing industry in the same group of countries. We conclude that a shift from manufacturing to service FDI is likely to lead to deindustrialization in certain regions and types of economies if this shift is spearheaded by nonfinancial FDI. © 2011 Elsevier Ltd.
Risk contagion among international stock marketsHossein Asgharian | Marcus Nossman
Volume 30, Issue 1, February 2011, Pages 22-38
We develop a stochastic volatility model with jumps in returns and volatility to analyze the risk spillover from the U.S. market and the regional market to a number of European countries' equity markets. The key advantage of this approach compared to the earlier approaches is that it enables us to identify jumps and investigate spillover of extreme events across borders. We find that a large part of the jumps in the local markets are due to the U.S. market and the regional market. The U.S. contribution to the variances is in general below the contribution from the regional market. In general, we observe an increasing integration during the last two decades, which, to some extent, can be related to the advancement of the European Union. Furthermore, we show that the identification of the jumps can be used as a useful signal for portfolio reallocation. © 2010 Elsevier Ltd.
Spread the news: The impact of news on the European sovereign bond markets during the crisisRoel Beetsma | Massimo Giuliodori | Frank de Jong | Daniel Widijanto
Volume 34, Issue , April 2013, Pages 83-101
We investigate how " news" affected domestic interest spreads vis-à-vis Germany and how it propagated to other countries during the recent crisis period, thereby distinguishing between the so-called GIIPS countries and other European countries. We make original use of the Eurointelligence newsflash to construct news variables based on the amount of news that is released on a country on a given date. We find that more news on average raises the domestic interest spread of GIIPS countries since September 2009. In addition, we find that it leads to an increase in the interest spreads of other GIIPS countries. The magnitude of this effect is related to cross-border bank holdings. A split of news into bad and good news shows that the upward pressure on domestic and foreign interest spreads is driven by bad news. We also find spill-overs of bad news from GIIPS countries onto non-GIIPS countries. However, the magnitude of these spill-overs is substantially smaller than that to other GIIPS countries. © 2012 Elsevier Ltd.
Determinants of sovereign yield spreads in the Eurozone: A Bayesian approachDominik Maltritz
Volume 31, Issue 3, April 2012, Pages 657-672
We analyze the determinants of sovereign yields spreads of EMU member states applying Bayesian Model Averaging (BMA) to annual panel data from 1999 to 2009. BMA is well-suited in cases of small samples and high model uncertainty. This seems to be the case in modeling sovereign yield spreads in the Eurozone since the literature reports heterogeneous results with respect to significant explanatory variables. We are testing a number of variables reported to be significant in the literature and find that the most likely country specific drivers of yield spreads are fiscal variables such as budget balance and government debt, as well as external sector variables, such as terms of trade, trade balance and openness. Global financing conditions, indicated by the US interest rate, and market sentiments, indicated by corporate bond spreads, are likely to influence sovereign yield spreads. © 2011 Elsevier Ltd.
Loan supply shocks during the financial crisis: Evidence for the Euro areaNikolay Hristov | Oliver Hülsewig | Timo Wollmershäuser
Volume 31, Issue 3, April 2012, Pages 569-592
This paper employs a panel vector autoregressive model for the member countries of the Euro Area to explore the role of banks during the slump of the real economy that followed the financial crisis. In particular, we seek to quantify the macroeconomic effects of adverse loan supply shocks, which are identified using sign restrictions. We find that loan supply shocks significantly contributed to the evolution of the loan volume and real GDP growth in all member countries during the financial crisis. However, concerning both, the timing and the magnitude of the shocks our results also indicate that the Euro Area was characterized by a considerable degree of cross-country heterogeneity. © 2011 Elsevier Ltd.
Stock market synchronization and monetary integrationSébastien Wälti
Volume 30, Issue 1, February 2011, Pages 96-110
This paper focuses on the relationship between stock market comovements and monetary integration. A panel specification is used to explain bilateral stock market return correlations between fifteen developed economies over the period 1975-2006. Time fixed effects are included to capture global shocks and we also examine the role of bilateral trade linkages and international financial integration. Monetary integration leads to stronger stock market synchronization, both through the elimination of exchange rate volatility and through the common monetary policy and the convergence of inflation expectations. Trade and financial integration also contribute to higher stock market return comovements. © 2010 Elsevier Ltd.
Financial flows, financial crises, and global imbalancesMaurice Obstfeld
Volume 31, Issue 3, April 2012, Pages 469-480
In this lecture I document the proliferation of gross international asset and liability positions and discuss some consequences for individual countries' external adjustment processes and for global financial stability. In light of the rapid growth of gross global financial flows and the serious risks associated with them, one might wonder about the continuing relevance of the net financial flow measured by the current account balance. I argue that global current account imbalances remain an essential target for policy scrutiny, for financial as well as macroeconomic reasons. Nonetheless, it is critically important for policymakers to monitor as well the rapidly evolving structure of global gross assets and liabilities. © 2011 Elsevier Ltd.
Current account imbalances and financial integration in the euro areaBirgit Schmitz | Jürgen von Hagen
Volume 30, Issue 8, December 2011, Pages 1676-1695
While the current account of the euro area as a whole has remained almost balanced in the past two decades, several member countries have sizeable deficits or surpluses. In this paper, we interpret these imbalances as indicators of net capital flows among the euro-area countries. We distinguish between balances against the euro zone and the rest of the world and examine these for the EU-15 countries. We find that for euro members the net flows follow differences in per-capita incomes, even before the introduction of the euro. Our results show further that with the introduction of the common currency the elasticity with respect to per-capita incomes of net capital flows within the euro area has increased for the members of the euro zone. This increase can neither be observed for the flows between the euro members and the rest of the world nor for the flows between the countries that stayed outside the monetary union and the euro zone. We interpret this as evidence for increasing financial integration in the euro area. There is also some evidence suggesting that the introduction of the euro has led to some financial diversion. © 2011 Elsevier Ltd.


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Stretching Your Tech Dollar: Part 3- Finding the Best Price from a Source You Can Trust
This is the third of a four part series on how to get the best tech for your needs at the best price. If you haven't already, you might want to read Part 1- Figure Out What You Need or Part 2 -Find the Best Items for Your Needs .
Part 3 – Find the Best Price from a Source You Can Trust
Once you've decided what you need, the next step is to figure out where to buy it. But how do you find the best price? And how do you find a vendor you can trust? This post will give you some ideas on how to do both and some resources to get you started.
Finding the Best Price
There are many price comparison sites available, and you can now even search directly for products from most major search engines. Check our resources page for links. Here are some suggestions to make sure you get the best price:
- Use more than one search tool: Different methods will search a different set of vendors. This is especially important if you're searching for older or more obscure products.
- Sort by lowest total price for new items: Often the results aren't sorted by price. Sometimes used items are included in the results. Be careful of prices that seem too good to be true, though. They usually are! See below for more hints.
- Don't forget shipping and tax: Many sites offer free shipping (often with a minimum purchase) and taxes, of course, will vary based on where you purchase.
- Search for specific models, not for product names: There are often many slightly different models of the same product, especially for things like laptops. You want to compare prices for exactly the same model.
- Make sure that the product is the same one you searched for: Often when you go from your search results to the vendor's product page you will find it's for a different product. Verify before purchasing!
- Be sure that everything included: To undercut prices, some disreputable vendors will remove accessories that are supposed to come with an item and try to sell them to you at additional cost. Do you really want to buy a digital camera without a battery?
- Make sure that the item has a full warranty: Sometimes the cheapest prices are for "gray market" or imported items that don't come with the full manufacturer's warranty, but are warrantied only directly through the vendor. Look for terms like "Authorized Dealer", "US Warranty" or "Full Manufacturer's Warranty" to make sure you're covered.
Finding a Vendor You Can Trust
If you are searching for a popular product, your search will probably return a large number of potential suppliers, often with widely varying prices. How do you choose the one with the lowest price that will send you what's advertised without a lot of hassles? Here are some tips (again, see the resources page for links):
- Ask folks who buy a lot of tech stuff: Any one who has been purchasing a lot has definite go-to sources. Most of them do a search and go with whichever of their regular suppliers has the lowest price.
- Look for vendors with large numbers of positive reviews: Most price comparison sites have a snapshot of user reviews posted along with the results. Look for established vendors that have a lot (at least thousands) of reviews that are rated 4 star or above. It's no guarantee, but it's one of the best tools you have to determine if a dealer is legit.
- Check out unfamiliar vendors with ratings agencies: You can also check with agencies like the Better Business Bureau and Reseller Ratings (see our resources page for links) if you are ordering from someone for the first time.
- Consider "Virtual Malls": Online sites like Amazon and Buy.com offer ways for smaller vendors to provide their products to a larger market. Consumers benefit as well, since these vendors agree to abide by the terms of the hosting site. You often can resolve disputes through the hosting site. Since the affiliates don't want to jeopardize their position with their host, they are usually more accommodating.
Making Your Purchase
Once you've found the product you want from a trustworthy source, there are still a few things you can do to make sure your purchase goes smoothly:
- Whenever possible, use a credit card: This is the best protection against fraud and makes returns much simpler.
- Ship to the billing address of the card or add it as an approved address: Online tech companies are often sticklers when it comes to verifying addresses, so save yourself some hassles.
- Make sure that you are ordering from a secure encrypted site: Look for https in the URL or the lock icon in your browser.
- Get a tracking number:If a merchant can't give you a tracking number, chances are it really hasn't shipped. Make sure you know when things are set to arrive.
- Make sure you know the return policy: The return windows for many tech items are notoriously short; many returns are hit with restocking fees, and some items like software can't be returned at all once opened.
- Open it like you're going to return it: Returns are MUCH easier if the merchant can resell any non-defective item without having to repackage it. Save everything in the original box and don't cut out any UPC codes for rebates until you know you're going to keep it.
- Keep track of all the details including who you talked to and when: You'll need this info to resolve any issues that arise or if you need to file a complaint.
Other Ways to Find Great Deals
There are several other ways to get the best deals, but some of them require a little more work or that you subscribe or provide some personal information in return for access to special deals. Here are some things you may want to take advantage of (see the resources page for links):
- Subscribe to email lists: Most vendors will send you special offers that can sometimes include some very good deals. The volume of these messages can quickly get overwhelming, so you might want to limit it to a few trusted vendors or use an alternative email address.
- Price Alerts: Some sites or services will notify you when the price on an item you're watching drops.
- Sites that post discounts or special coupon or promo codes: In theory this sounds great, but the search results often promise much more that they deliver so you'll visit their site. Sometimes worth a quick search, but not a lot of time or effort. You'll quickly get a sense if your regular vendors participate.
- Daily deal sites: Once the province of restaurants and entertainment, these social buying sites are moving into retail products, including tech items.
- Smartphone shopping apps: Allow you to check prices in the store to see if you're getting a good deal, often by scanning the bar code before you buy.
- Rebates: These can be quite rewarding for tech purchases, but you need to proceed with caution. Make sure that both the product and the vendor are eligible and be sure that your both you purchase and rebate submission are within the allowed time period. Follow all instructions to the letter, make copies of everything you submit, and make sure to redeem any checks, gift cards, or credits before they expire.
What About Academic, Institutional, and Volume Pricing?
This process will usually get you the best prices with the fewest hassles on the best tech items for your needs. For some items like software and hardware that's usually bought directly from the manufacturer, however. you might want to take a different tact.
Available Now:Part 4- Academic, Institutional, and Volume Pricing
Don't forget to visit our Resources: Finding the Best Price from a Vendor You Can Trust page for links and more information about many of the sites discussed above.


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