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Oct 29, 10 at 1:22am ^Down with Democracy
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There are three massive *bleep*ing problems with democracy.
1) Rational Ignorance (I know most of you don't read the links because it's so much easier and more gratifying to just post your immediate reaction to the topic but it makes me feel better)
Anyone who has spent five minutes in the company of an average voter knows what's wrong with democracy. Your average voter knows nothing about geopolitics, economics, or indeed virtually anything. Democracy is the theory that incompetent people should make extraordinarily complicated and difficult decisions that have huge consequences for everyone. People always complain about this, but they rarely seem to recognize that this is unavoidable.
So, let me stress something (read this a couple of times because I've tried emphasizing key points necessary to have a fruitful discussion before and you guys still had trouble with the whole reading comprehension thing so READ THIS PART OF THE POST A COUPLE OF DAMN TIMES): you cannot have a democracy in which the average voter is informed. It's impossible. No saying anything like "people should get informed" or "we need better education."
No! I know what you're doing. You didn't *bleep*ing understand what I just wrote, as evidenced by the fact that you will *bleep*ing ignore it. Ah! Watch it! I see you going to the next line! Up! Go up! Read that again! One more time! Good.
The reason why rational ignorance is unavoidable is because ignorance is rational regarding politics. Your vote affects nothing. Therefore, being informed about politics offers you no benefits beyond a feeling of smugness. As such, most people will choose to remained uninformed. THIS IS NOT AVOIDABLE DAMMIT NO IGNORING THIS oh who am i kidding you're already typing up a response christ
2) Rational irrationality: (gonna lift this straight from another post)
This is kind of a misnomer--it's more like it's rational to fantasize about politics. This starts with the observation that fantasies are generally more pleasant than reality--else, why fantasize in the first place?
As such, I would like to believe that all of the attractive women in the world would like to get to know me more intimately. However, were I to act on this fantasy, I would immediately face harsh consequences: slaps, kicks to the shin and groin, name-calling, violent boyfriends and family members, etc. Fantasies offer benefits, but they also carry costs. As such, I choose to engage with reality as it is rather than my illusion of it, no matter how pleasant that illusion may be (I know as a philosopher you probably just had a violent convulsion but bear with me).
This is not so in politics. Whether I vote for one politician or another has no consequences. In other words, it has no costs. As such, it becomes rational to vote irrationally, or to vote based on my fantasies of how the world works rather than how it actually does work.
So, none of you understand rational irrationality, once again as evidenced by your dumb-as-nails responses. Read it again. This is, like rational ignorance, not something you can ignore if you're interested in a real discussion (I have my doubts about most of you but whatever).
So, because voters don't know anything but vote as though the world is flat and made of cheese, democratic outcomes are likely to suck.
3) Democracy is an illegitimate decision-making system (This is the morality section. Hey, good news: morality isn't hard science, so that's the same thing as saying that you don't need to think before responding to this section! Just write whatever immediately pops into your head! If you're thinking, you're trying too hard).
I know, you're all flabbergasted, because democracy is usually promoted as the only moral political system. But democracy is gang rape. 9 out of 10 people enjoy a gang rape. That's a clear majority--no, a super-majority! Gang rape is awesome, right?
Those of you who actually read this before responding might object that gang rape is a violation of human rights, or perhaps something silly involving a constitution. That's not the point. The point is that THERE IS NOTHING LEGITIMIZING ABOUT MAJORITY RULE. 51% (or even 99%) of the population declaring something OK does not make it OK. Democracy is no more moral a system than any dictatorship.
Now, some of you might play the stupid canard that democracy is the worst system in the world except for all the other ones. This is false. Anarchism, the abolishment of all politics, is superior. This is a separate debate. I'm just preemptively cutting off the Winston Churchill quotes here. No quoting him.
It should be obvious, by the way, to all thinking individuals, that extreme immaturity in no way subtracts from the substance of an argument. Anyone truly interested in thinking and discussing will be interested in the ideas and not the name-calling (and I'll totally drop the immaturity thing if someone worthwhile comes along--just experience on this forum has taught me otherwise, so I figure I might as well get the immaturity in first since this thread is going nowhere anyway--see the stupid responses below for evidence of that). As such, anyone who focuses on my silliness is revealing themselves to be uninterested in challenging their own notions about democracy and considering new ideas. So, most of you.
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Oct 29, 10 at 1:29am ^re: Down with Democracy
I've said a million times the system is broken and the people are idiots.
It makes me wonder if the author of Daemon isn't a bit of a prophet.
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Oct 29, 10 at 1:33am ^re: Down with Democracy
Ugh, I don't care. What did you think of my argument, fuh crying out loud? You know, the one that you read?
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Oct 29, 10 at 1:57am ^re: Down with Democracy
Since when did morals EVER have anything to do with politics? First off, we do not live in a democracy. We like in a republic. A republic doesn't go by majority rule. The only say the people have is in who is elected into senate. Those who we elect act as representatives of a mass amount of people. Only they make actual decisions democratically. And HOPEFULLY, unlike the masses, these representatives know a bit about geopolitics, economics, and the like, and usually they do for the most part. Which is why the republic system is the best system we have.
Second, if 9 out of 10 people think gang rape is okay (I assume, 4 out of 10 at the very least are women), then sure. I guess this is the direction human civilization is going in. Good for it. One of the main mechanisms of why democracy works is that government law doesn't lag behind cultural changes. If the people want to have sex in the streets, then they can pressure the government into legalizing it. What is wrong with having sex in the streets? Hm? Tell me exactly what is wrong with giving your dad a rimjob?
Yes, it's disgusting now. It may not be in 200 years. It use to be that kissing a man who you weren't married to resulted in
A) Your clitorous was chopped off
B) Your head was crushed by a mob of men carrying large cement blocks
So please, explain to me why if 9 out of 10 people think something is okay that it isn't okay, unless you happen to be that 10th person...
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Oct 29, 10 at 1:59am ^re: Down with Democracy
quote Northern49You're joking, right?
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Oct 29, 10 at 2:09am ^re: Down with Democracy
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total posts: 270
since: Apr 2007
Oct 29, 10 at 2:23am ^re: Down with Democracy
I suggest monarchies. Everyone had prestigious empires until this democracy shit.
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Oct 29, 10 at 2:39am ^re: Down with Democracy
I guess you're talking about direct democracy rather than parliamentary democracy or a constitutional republic Bastiat. In which case, I agree. Direct Democracy doesn't work, it's dangerous because people are stupid and usually make rash mob decisions. Luckily we don't use it.
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Oct 29, 10 at 2:45am ^re: Down with Democracy
People should get informed. We need better education.
quote Versen
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Oct 29, 10 at 2:52am ^re: Down with Democracy
What a haphazard OP. Nice work on covering your bases so anyone who calls you a misguided trivialistic simpleton; you can just self quote and say 'oh you didn't read OP, oh your "uninterested in challenging your own notions about democracy and considering new ideas"'
Would help if you were clearer about what your conclusion is. So what are you advocating here anyways? Anarchism? Elaborate on how it is superior and how a 51% or 99% majority rule isn't good enough for you. Also don't repeat that dismissive 'ur just close minded, ur just not understanding' crap from your other trollings.
I'm with you on the illusion of information and control over modern day democracies or republics. But you can't just say "democracy is like gang rape, gang rape is bad, 9 out of 10 people like gang rape so democracy is bad", that is false logic. It's reason enough to believe that direct democracy is fallible, not reason enough to say it's flawed to such an extent that it should be removed.
So anyway. Elaborate on the superiority of anarchism and how democracy is flawed to the extent that it should be found distasteful and should be removed. Because your, ignorance and irrationality points of how the public control over democracy is an illusion of sorts along with your false absurd analogy conclusion don't quite cut it.
quote Praetorian_Lord
quote Winston Churchill
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|Naked Snak3
Oct 29, 10 at 3:13am ^re: Down with Democracy
LOL. I'm not sure what you want more, attention or "serious responses".
"We live only a few conscious decades, and we fret ourselves enough for several lifetimes."
-C. Hitchens-
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Oct 29, 10 at 3:18am ^re: Down with Democracy
Democracy is 2 wolves and a sheep voting on what's for dinner.
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Oct 29, 10 at 3:28am ^re: Down with Democracy
quote Naked Snak3Oh, attention. That's why I'm posting a thread about politics on an ostensibly intellectual forum.
quote ArcturusAll political voting sucks. Same logic.
quote Praetorian_LordYou're so sharp you'll cut yourself.
In my defense, someone would have made that point and indeed probably will if someone actually decides to address my argument (which was the goal--this is my argument. You're all supposed to read it and respond to it and discuss it. You know, like thinkers would at a lounge. Or something).
quote BakkaNyet, I said what I said because you guys have a terrible track record of straw men. I'm more than confident enough in my arguments that I don't feel any need to use cheap tricks.
I'm not arguing about anarchism here. I'm pointing out how utterly terrible democracy is. First I need to establish that before a discussion about alternatives can be had. As for why 99% isn't enough, 99 out of 100 people enjoy a massive gang rape. Therefore, gang rape is legitimate?
It is not false logic. Democracy is the theory that majority rule morally validates action. That is, if 51% says something is OK, it is OK. If 51% says something is not OK, then it is not OK. The gang rape example refutes that.
So...anyone want to address my argument? Reponse? Discussion? Ring a bell? Do you all agree? Do you just not care? tl;dr?
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Oct 29, 10 at 3:36am ^re: Down with Democracy
The first two points I definitely agree with. However, your third point:
quote BastiatIf there exists an absolute moral code, then yes, majority rule means nothing, because wrong is wrong and right it right, no matter what anybody says, even if everybody agrees. But there is no absolute moral code, because humans control morals, and we all obviously have different moral beliefs. Therefore, to decide on a set of morals to follow as a society, we choose the set of morals that everyone wants to have. Why would we choose morals that nobody wants? Exactly, we wouldn't. So majority rule actually does decide whether things are OK or not.
quote BastiatIt doesn't refute that. If most people think gang rape is fine, then it actually will be fine. Humans make morals. Unless you believe in God or something, in which case, we're stuck and nobody can win.
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Oct 29, 10 at 3:54am ^re: Down with Democracy
quote BastiatWell, people should get informed, and we do need better education. I appreciate that that in itself doesn't have any bearing on the argument, though. In fact, I agree with almost everything you said - except for the conclusion (which is a rather pressing concern). Despite democracy's obvious flaws, it works a hell of a lot better than those flaws would actually imply. Maybe not in every respect, but generally speaking, democracy has a better track record, does it not? Would America be the 'greatest' country in the world if it were actually an anarchy? Would your - or the average - quality of life actually be better? And isn't that what government's there to preserve?
Democracy's one of those weird things where in theory, it's crap, but it works in practice. Quite probably because in 'sharing' the power among all constituents, you're not having decisions which affect everyone being decided by one, or a few, people. Dictatorship - at least in my opinion - is both the best and wost form of government, depending on how good your dictator is. Yet invariably for every decent dictator you get, you get 9 inept and greedy bastards who should have been drowned at birth, let alone running a country.
So it comes back to Bakka's point - your criticisms are all well and fine, but in order to be taken seriously a better alternative must be prostrated. It isn't a separate debate. To criticise democracy objectively, you must have something better in mind. Democracy's (or at least capitalism's) advocates are everything that you see around you, your very way of life. What government form is going to give you more than you've already got?
quote Versen
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by Joseph Sexton
Mauricio Pochettino's remarkable work with the Espanyol youth academy helped win him a dream job with Saints – and the backing of ex-Barcelona boss Pep Guardiola!
The 40-year-old Argentinian was sacked by the La Liga club towards the end of last November with Espanyol bottom of the table.
In his last 20 league games with the club, stretching back to the end of last season, the new Saints boss won just three and lost 13.
During his 145 games in the Spanish top flight with Barcelona-based Espanyol, Pochettino's win ratio was 34 per cent with 44 per cent of games lost.
But it was his work with Espanyol's academy that mainly attracted him to Saints chairman Nicola Cortese.
Pochettino is held in high regard in Spain, and Bayern Munich boss in waiting Guardiola has said: "I admire him for his ideals, his character. The foundations of his principles are always the same."
Saints' academy has produced gems in recent years such as Theo Walcott, Gareth Bale, Alex Chamberlain, Adam Lallana and now Luke Shaw.
But Espanyol's record is even more impressive, and Pochettino takes a lot of credit for that.
They have produced a remarkable 15 Spanish internationals across all age levels since the turn of the Millennium.
Around forty players currently appearing in Spain's top two divisions have come from Espanyol.
Cortese has said he wants to build a Barcelona-type model at Saints. Seven of the Barca side that started the 2009 Champions League final were home-grown, and Cortese believes he can oversee such a system at St Mary's.
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Three Discount Methods for Valuing Projects and the Required Return on Equity
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In this paper we discuss the required return on equity for a simple project with a finite life. To determine a project's cost of equity, it is quite common to use Modigliani and Miller's 'Proposition II' (1963). However, if the assumptions of MM do not hold, 'Proposition II' will lead to wrong required returns and project values. This paper gives an example of how the cost of equity should be determined in order to obtain correct valuations. The methods we apply are the 'Adjusted Present Value' method, the 'Cash Flow to Equity' method and the 'WACC' method.
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Dream Dictionary CheetahCheetahs are known for two things mainly, their incredible speed, and their incredibly deadly pounce. They will come out of the woodwork to prey on all of the animals around them, jarring them and scaring them into submission. When an animal does not act the way that they like they will follow it for as long as it can hold out until it finally dies and then they will rip it apart for challenging them in the first place. They are also known for being some of the deadliest cats in the world next to female lions. Now we will tell you what all of this has to do with your dream and dream interpretation.
To dream of a cheetah could be a remark upon your strength, specifically if you dream that you are a cheetah. That means that this is a dream which is trying to recall your level of strength and how strong you are to other people. You put up a front like you are pretty scary and you are a pretty scary individual yourself without needing to put up a front probably.
The thing that goes along with that though is that it could be just as easily about weakness of you know this about a cheetah. As stated earlier in the introduction paragraph, as it turns out, because of adaptation, cheetahs have been losing a lot of body mass. They have been growing leaner and they have been losing bone density as well in order to make them faster. Unfortunately, how small they are means that they will be hungrier. And the fact that they are hungrier than usual will mean that they need to go out and eat more often. But because they lost so much bone density, every time they go out to catch some prey, they run the risk of breaking a leg and putting them out of commission forever, with nobody to treat them. Therefore you are putting up a strong front to cover up a crippling weakness.
The easiest way on interpreting a dream in which you are a cheetah though is speed. Cheetahs are known for their speed and it is what makes them so famous. If you have a dream in which you are a cheetah it means you are a fast person. You probably get bored with things fast, you make your decisions fast, to live life in the fast lane and it is just what you do. This is what life is all about for you. Unfortunately youre going to need to make sure that you dont make your decisions too fast or you will end up digging yourself a hole that you cant get out of. Dont do this to yourself. Make more responsible decisions and end up not choosing things so fast or you will get yourself into trouble.
The text The cheetah is believed to be one of the fastest animals in the world if not the fastest of all time in proportion to body type and weight. is a property of Goto horoscope Com. And belong to category Dream Dictionary
anonymous 2016-02-11 08:27:06
today, i dreamt i was in a party. and it was in a garden...grass everywhere... annd a man comes dressed as cheetah....am talking with him and he falls on knees laughing..den i bent down nd kiss d corner of his lips..nd jst whn i pull bck he is smiling nd i hear a roar behind me nd screams everywhere around.... people yelling dat some cheetah has arrived.
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Varshit 2016-01-15 04:52:29
A cheetah came into a parking lot and i escaped from it later i trued to take a picyure of it but failed
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Melissa 2015-11-01 23:51:29
I had a dream the cheetah came to my house and my brothers and my self were outside. I was the first one to get inside the house because I was fast. I was Ganna call them to get inside but the cheetah was too strong. I didn't know what to do to. They were all calling me for help and well I didn't want to just leave them there. By the time I was opening the door I seen all them hurt suprisly I didn't found them yk being eaten but they were also trying to beat the cheetah. I opened the door so my sister can come the cheetah came by me and I tried hitting it hard as I can in front of me as I can but then I woke up. I got scared even if I woke up lol.
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Thor 2015-09-03 22:47:04
I had a dream I was in a jungle sitting on a vine with somebody when I saw the shadow of a king cobra in a small body of water. The Cobra was hiding and I could only see its shadow, then the shadow became a Cheeta's tail. The cheetah quickly came over to the vine I was sitting on with the person and looked at us both then spoke "you get out of here" to the person I was with, who then ran off, and then "you come with me", to me. Then I woke up.
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Mine the cheetah was chasing a chicken and catch it then,i took the cheetah picture????
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jason 2015-08-05 21:40:43
I dreamt that two light-green snakes devoured a cheetah in front of me. ..what does it mean?
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lizzy 2015-08-04 07:43:26
for the past few years i have had the same dream about turning into a cheetah and saving people, but its different situations every dream.
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Amor 2015-04-08 03:03:43
I dreamed that I was in a forest, a calm and peaceful green place when I was walking I saw a baby cheetah then I cared for it love it then when it became big on that scene when I called it he jumps at me and smooch me like a bestfriend. What was the reason all about it? Answer please.
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billy 2015-01-08 15:32:42
this morning I had a dream about a cheetah I was in somebody's house I don't know how I got there and the owner of the house was trying to get the cheetah to eat me but all the cheetah did was lay on top of me and then I will somehow get to cheat off of me and go back in the basement and the person who owned the house will open the door and try to get the cheetah in the basement
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Matilda 2014-12-26 17:13:52
Today, I dreamed that there was a Cheetah chasing after me and my siblings I got away. But when I entered the house, the Cheetah found a way inside also, so my siblings and I had to go downstairs to the basement and call for 911. I told my mom my dream and she said stuff that was way different than what this website said.
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Holly 2014-11-28 12:32:07
I had a dream that a cheetah was running out of the brush to hunt me. When it came out I stood up real tall and growled at it. I dominated it and it laid down for me and I petted it.
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Margaret wright 2014-10-18 10:55:33
I dreamt of having a cheetahs in my home that was pregnant and I made up a baby cot for it to have its babies. I wad rubbing its tummy.
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Charlie 2014-08-22 13:09:41
I dreamt about encountering a family of cheetahs, they were friendly towards me and I petted them. Interesting explanation as these traits are certainly a big part of me.
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I saw a dream that a cheetah came in my house sat later we woe in the morning , it was about 4 A.M.
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maroun 2014-01-20 21:24:01
i dreamt that a cheetah fell in love with me
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text:
Best route map between Albany, NY and Morrisville, VT. This route take about 192 Miles.
The distance and estimated time is placed on the right depending on the status of the road.
, 04:38
* You can see Albany, NY and Morrisville, VT photos above. We provide this photos from Google Panoramio service.
* Albany, NY weather as celsius: °C
* Morrisville, VT weather as celsius: °C
* Weather information on route, provide by Open Weather Map.
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You limited your search to:
Partner: UNT Libraries Government Documents Department
Country: Belgium
Collection: Technical Report Archive and Image Library
Symposium on the Reprocessing of Irradiated Fuels, Held at Brussels, Belgium, May 20-25, 1957: Book 1, Sessions 1, 2, and 3
Date: 1957?
Creator: unknown
Description: Background: The series of papers in this session will treat an area of separations development capable of immediate application to the design and operation of facilities for reprocessing irradiated reactor fuels.
Contributing Partner: UNT Libraries Government Documents Department
Notes on the Use of Low-Grade Fuel in Europe
Date: August 1915
Creator: Fernald, R. H.
Description: Technical paper issued by the Bureau of Mines over studies of low-grade fuel use in Europe. The results of the studies are presented and discussed. This paper includes tables, and illustrations.
Contributing Partner: UNT Libraries Government Documents Department


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CHICAGO -- The number of personal computers with CD-ROM drives will exceed the number of either Sega or Nintendo 16-bit video game units by the end of 1995. So said Glen Ochsenreiter, managing director at the Multimedia PC Marketing Council of the Software Publishers Association, Washington, during a special "InfoHighway '94 Conference" held a day prior to the Summer Consumer Electronics Show here in June. "As a gaming platform, the personal computer platform is coming on very, very ...
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Keep would-be liquor thieves at bay with the Liquor Lock, a combination lock system you attach to the neck of your bottles. If you don't have a liquor cabinet, it can be tough to make sure no one's mooching your hooch, and marking the level on the bottle gets old really fast. Keep the kids (or your roommates) out of your liquor bottles easily...just enter a three-pin combination, then turn the top clockwise until the lock expands and is tight. Re-enter the combination and turn counter-clockwise to release.
You can get the Liquor Lock at Sportys.com for about $15, but if it keeps people from stealing your booze it should pay for itself pretty quickly. We also saw a similar bottle lock featured by the good folks over at ProductDose.
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Chef's Table event space and restaurant coming to Walker's Point
David Magnasco, the executive chef at the Milwaukee Club, is planning an event space at 500 S. 3rd St. called the Chef's Table that also will be open to the public once a month for multicourse dinners.
The 100-year-old brick building will house the restaurant on the first floor, and the second floor will be home to Magnasco and his wife, Julia, executive director of First Stage children's theater, and their 3-year-old daughter, Maddalena. »Read Full Blog Post(2)
Diva Ross packs a lot into 84 minutes
There was no opener for Diana Ross' near-capacity concert at the Riverside Theater Tuesday. Her set — not even an hour and a half — was out before 9 p.m. Anyone who opted for the premium seats was essentially burning a buck a minute.
But judging by the audience's reaction, the vast majority thought it was worth every penny. »Read Full Article(5)
Day 34: Time Warner letter offering free movie during Ch. 4 blackout
This free Movie on Demand coupon good showed up in a reader's inbox.
Nothing we didn't already know - I wrote about it earlier - but this is the official notice. »Read Full Blog Post(7)
River Rhythms hosts special Friday night show
Things to be happy about: A raise; a winning lottery ticket; and an extra concert from Westown River Rhythms.
Good luck with the first two. We can help you with the third. River Rhythms presents Leroy Airmaster with Junior Brantley in a special Friday show at Pere Marquette Park on Old World Third St. »Read Full Article
Stories flow with the miles on Harley-Davidson ride
The leather-clad men head west on State St., Lynyrd Skynyrd blasting above the rumble of their Harleys.
It's a sunny Saturday, and for brothers Kenn and Charlie Hartmann of Illinois, it's the best kind of day. They've brought four Harley-riding friends with them to Wisconsin, but the thing about riding, the brothers say, is that you always pick up more along the way. »Read Full Article(20)
Big Sean; Alabama; the Rides; Over the Rhine; Black Joe Lewis; the Dodos; Disappears; Robbie Fulks
Big Sean »Read Full Article
BMO Harris bank plans big holiday reveal
There's a present at Red Arrow Park, 920 N. Water St., and it's not close to Christmas.
All will be revealed at noon Wednesday at the park. »Read Full Article
On Tap Today: Diana Ross is Coming Out
Diana Ross will definitely NOT be playing at the Harley-Davidson 110th Anniversary Celebration this week. Fans can see her instead at the Riverside Theater tonight, while outlaw Harley riders are cautioned to steer clear. Associated Press photo by Heiko Junge. »Read Full Blog Post(5)


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There doesn't seem to be support at ANY level for this stock. The pain is now reaching critical levels...
Strength of jobs growth is based on statistical projections, not real jobs. Rate increases are premature. It is all about politics.
2004/05/11 07:16:02 - Investors should not get too excited about the recnt labor report given last Friday - NY Post : The New York Post discusses Friday's labor report and suggests that investors should not get too excited about all those new jobs that were supposed to have been created in April. According to the article, the bottom line is that most of the 288K jobs that the Labor Department says were created last month may not really exist and they could be figments of statisticians' optimism. Back in the March employment report, the government added 153K positions to its revised total of 337K new jobs because it thought (but couldn't prove) loads of new co's were being created in this economy. That estimate comes from the Labor Department's "birth/death model." As staggering as the assumption about new co's was in March, the Labor Department got even more brazen in April as it was disclosed that these imaginary jobs had been increased by 117K to 270K for the latest month. Without those extra 117K make-believe jobs, the total growth for April would have been just 171K, which is sub-par for an economy that's supposed to be growing at more than 4% a year.
good luck in the future.seems like there are some good buys after this sell off.
Out this am. I'll be watching though, good luck longs.
I'm not convinced the divi is safe, and am grateful to get out at these levels. Could be wrong but the risk/reward is not in my favor, IMO. Like all things, time will tell.
good post.David is also correct.
TODD'S TAKE: An ugly day on Wall Street was especially nasty for the Mortgage REITs in our Income Portfolio. As noted above, the selloff in the market is unbelievable, but the moves in Mortgage REITs show that for this sector the market has lost its marbles. The proof is in the table below:
Company Current Book PB
Name Price Value Ratio Yield
Annaly Mortgage Management $16.34 $13.45 1.2 12%
Anworth Mortgage Asset $10.61 $11.55 0.9 14%
Friedman, Billings, Ramsey $16.70 $10.18 1.6 8%
MFA Mortgage Investments $8.36 $8.64 1.0 12%
In the case of Anworth and MFA Mortgage, the stocks are now trading BELOW their book values. This means that they're trading below their net worth! Look at the price-to-book ratios, and you see that they're unbelievably low, in some cases below 1.0. Historically, financial stocks have traded at 1.6 or higher.
Now look at the yields. At a time when companies around the U.S. have been boosting dividends, and shareholders are responding positively, Mortgage REITs still stand out from the pack with awesome yields.
What investors have lost sight of is that in a changed interest rate environment, Mortgage REITs are going to do better than almost all other Financial Services firms. While profits could decline, these companies are not going to lose money. They will be profitable in good times and bad, whether short rates are higher or lower. There's no shortage of mortgage-backed securities, the assets that the company's buy. And even as rates are changing, the spread between the rates at which they borrow and the yield on their assets means they'll continue to bring in huge profits.
In light of the exodus from these stocks, there are a couple things to keep in mind. Even in the toughest business climate, these companies are equipped to bounce back from tough times much faster and much more powerfully than just about any other kinds of company. We saw this last year, when high prepayment rates hurt profits. It took them one or two quarters to get over that. Compare that to the slump in Telecom or Technology, where the fallout has been massive and drawn out for years.
Next, if the selling pressure persists, and they continue to trade below book value, watch for these companies to sell some assets and buy back stock. Why? Because stock buybacks are accretive to book value. Period.
THE BOTTOM LINE: The Mortgage REITs in our Income Portfolio are below their Alerts. But we have yet to see a compelling argument that justifies the selling we've seen in the sector. No matter how you run the math -- by earnings, yields, book value, and so on -- Mortgage REITs are tremendously undervalued. This is especially important because their profit-making capabilities are generally unchanged, despite what the market says to the contrary. The profit upside remains strong, and room for profit-and yield-driven appreciation is only getting bigger.
Check out the details of these companies on our site, and we're confident you'll realize two things: First, that you should own more of these stocks. And second, that the most important thing a REIT investor needs to generate big gains over the long term is patience.
Y'all might be interested in this quote from the latest issue of BullMarket Reports REIT newsletter:
"Whether homes are bought and sold, or whether new mortgages are created is irrelevant. Mortgage REITs buy existing mortgages neatly packaged by Fannie Mae and Freddie Mac, and there are billions of dollars of them out there to buy. So this whole argument from "Wall Street" HAS NO BEARING on Mortgage REIT income, or their ability to execute their business plans"
As long as rates go up in an orderly fashion the spread between what they borrow money at and what they loan it out at will remain stable. Just like oil companies make more money when oil prices go so to can REITs make money when rates go up. The housing market will not crash if people have to pay $50 more per month.
At this point, I don't see there being any significant bounce until ANH states their next dividend and gives some guidance. I believe that the thing that hurts ANH the most is a flattening of the yield curve (reduction of spread). Since they are mostly in ARMs, the long end of the equation will adapt eventually to the current long term rates. The danger is if short term rates come up too fast. They have protected themselves as best they can by locking in some of their financing in anticipation of higher rates (they stated this in the CC). I think they are in better shape than this selloff would indicate. The only other thing that I can think of that would help ANH in the short term is any event (say, a terrorist attack) or report (inflation in check) that decreases the likelihood of short term rates going up quickly. I think there is a reasonable chance that those things could happen in the next 6 months.
ANH will bounce back at dividend announcement.The divi will be the same as last qtr.when you can get .38$ divi on an $11 stock,it will rise.you can sell then.but you will have to sell before the ex-date.the don't build more land.there was so much talk about a real estate bubble.the reits got sold off.the bubble is still yet to burst.that was a year ago.rates will go up,ANH will still make money,still pay a higher than average divi.population growth keeps upward pressure on real estate.short term you may want to sell.
relax,larry.the sell-off is over done.If traders think a .50% rise in interest rates will kill the housing market.bull.more people working means less defaults.ANH will be back investors will be looking for dividends as the market trades side ways.whereh are you going to get 14% yeild on your money.they'll be back.
That's my concern. If they have to cut the dive, ANH is cooked.


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SALE Regular price of $12.95 on sale for $10.00 while supplies last.
Whether thumpin' small game or birds of feather, the NEW Twister Flu-Flu arrows provide the consistency and strength to deliver shot after shot, thanks to Gold Tips Smart Carbon technology. With its specially twisted feather fletching coupled with its small diameter, the Twister is the new standard in high performance Flu-Flu arrow, now available in 3 sizes to meet the needs of a full range of hunters. Whether shooting aerial targets, hunting birds or small game, the Twister Flu-Flu will help "put" em down and still be found." Available in spines of: 400 (9.5 gpi.) and 300 (10.4 gpi.) Comes with insert installed at 31½" BOP. Nock and fletch colors may vary. Sold per each. 400 & 500 SPINE ARE DISCONTINUED


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Posted by Kidbrarian on 03/27/13
Kids World is happy to announce a new program for both kids and the adults in their lives. Desserts, Books and More is an intergenerational book discussion club designed for book lovers of all ages. Our first selection is Because of Winn-Dixie by Kate DiCamillo. Don't miss the fun and of course the yummy treats.
Posted by Mrs T on 03/21/13
To encourage reading with your kids, we're hosting book discussions for children and their parents. Grandparents and others are invited too. Come join us for Desserts, Books and More on March 28 when we'll be discussing Because of Winn-Dixie, a well-loved book by Kate DiCamillo. The next discussion will be held on April 18 when The London Eye Mystery by Siobhan Dowd will be discussed. Snacks and activities will be planned to go with the theme. You can pick up a copy of the book at the Kids' World Desk. Call to register or register online. Hope to see you there!
Tags: Book discussions
Posted by Ms. L.. on 03/13/13
If you like reading historical fiction, pick up Titanic: Voices from the Disaster for your next read. This book was voted one of the best nonfiction (informational) books of the year, but it reads like a story. You'll get to know the passengers and workers like you would characters in a chapter book. Authentic photographs included in the book help the story come alive. This is a page turner you won't be able to put down, even knowing the story's tragic end.
Posted by Ms. L.. on 03/13/13
Join us for Stranger Danger Awareness Training on Saturday March 30 from 1:30-2:15 (ages 4 and up).
Visit Tammy Town Safety, where kids will practice scenarios to learn how to stay safe in the community, at home, and going to and from school.
Posted by Mrs T on 02/21/13
You may have heard that the Arlington Heights Memorial Library has an attractive new section called The Marketplace. Interesting subjects from Travel to Politics are arranged in a convenient, engaging way - face out. You don't need to look for the Dewey number to find your way. One day when you are dropping by Kids' World turn left by the new cafe. Walk towards the back and you'll see the Parenting section. Everything is there for every stage - newborn to the teen years. Here's a brief sampling. Come and visit. Let us know what you think!
Tags: Child Development, Parenting
Posted by Ms. L.. on 02/12/13
Getting ready to read involves many skills. One of the skills is naming letters. There are lots of fun ways to help children learn letter names and their shapes. Many of these activities can be done throughout your day;
Point out shapes of toys and other objects and talk about how they are alike and different. Comparing and contrasting shapes helps children notice the differences between letter shapes.
Help your child notice environmental print such as names on food cartons, or words on road signs.
Talk about letters that are most interesting to your child, like the beginning letter of his or her first name. Help your child find that letter throughout the day.
Use alphabet books. Point to pictures and talk about letter names with your child.
Write letters in shaving cream on the shower wall, or help your child point to letters on a keyboard.
Most importantly, learning about letters should be fun! Children learn best through play.
Posted by Ms. L.. on 02/12/13
Valentine's Day can be filled with both love and laughter! Here are a few jokes to share with your friends and loved ones.
What do you call a very small valentine?
A valentiny!
What kind of flowers do you never give on Valentine's Day?
What did one squirrel say to the other squirrel on Valentine's Day?
"I'm nuts about you!"
What did the syrup say to the ice cream?
"I'm sweet on you!"
Posted by Mrs T on 01/28/13
Today was a big day in libraries. The prestigious Youth Media Award Winners were announced this morning. The Newbery winner is The One and Only Ivan by Katherine Applegate.and This Is Not My Hat by Jon Klassen won the Randolph Caldecott Medal. Earlier in the month Kids' World staff held our own Mock Newbery/Caldecott contest. The 2 books we chose as winners were Wonder by R.J. Palacio for the Newbery and Oh No! by Candace Fleming for the Randolph Caldecott Medal. Both of the actual winners came in second for our mock vote. The important thing is not the ranking - it's that we all care about quality literature for our kids - you as parents and teachers and we as librarians. Here's a list of the other medals and winners presented today. We'd love to hear what you think!
Posted by Mrs T on 01/28/13
Some award winning books are great and some are not but I think you'll like this one - The One and Only Ivan by Katherine Applegate. It just won the Newbery Award! It's about a gorilla who lives in a shopping mall. A picture book for older kids won The Randolph Caldecott Medal. It's title is This Is not My Hat by J. Klassen. It's sly and funny. For more award winners go to the Kids' World website.
Posted by Ms. L.. on 01/18/13
Amelia Bedelia is 50 years old! Can you believe these books have been around for half a century? The books were first published in 1963. Look at the first cover shown here! It might look dated, but we know Amelia Bedelia will never grow old. She is as young at heart and funny as ever. Read about author Peggy Parish here.


text: hobo has made collaborations an important facet of the accessories brand. Sourcing the finest for footwear, accessories and general design, Tricote is the latest to get involved with this Knit Border Stole. The lightweight scarf comes in three colors with a silk-infused material for comfort and feel. Available through select hobo retailers.


text:
Bats @ Yankees
Maloney pitching a gem so far:
Stubbs just homered for a 1-0 lead.
According to the Gameday picture, it travelled about 550 feet.
Bats @ Yankees
Maloney pitching a gem so far:
Stubbs just homered for a 1-0 lead.
According to the Gameday picture, it travelled about 550 feet.
Carolina - 7:15 - RHP Zach Stewart
Sarasota - 7:05 - LHP Jeremy Horst
Dayton is off today.
The DSL Reds played at 10:30.
When does the GCL start?
Maloney: 4 IP, 2 H, 0 R, 0 BB, 7 K
I really believe Drew will make it into the majors as a Gold Glove, high OBP, hight strikeout doubles hitter. Then, after establishing himself as this teams CFer of the future, one year the power will just come out of nowhere and he'll be Mike Cameron
Domo Arigato, Here Comes Joey Votto
"I do what I want to do and say what I want to say."
--Bronson Arroyo
Maloney: 5 IP, 2 H, 0 R, 0 BB, 7 K
Maloney: 6 IP, 2 H, 0 R, 0 BB, 9 K
10 pitch 7th inning for Maloney.
7 IP, 2 H, 0 R, 0 BB, 9 K, 92 pitches.
2 hits
0 ER's
9 K's
0 Walks
2.07 e.r.a.
Bats up 3-0
Eight pitch inning for Maloney.
8 IP, 3 H, 0 R, 0 BB, 9 K, 100 pitches
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text:
The longer it takes for new water-storage projects to get off the ground, the higher the risk of more irrigation supplies being taken away from agriculture, a group of water experts stressed during the first "UNC Community Conversation" meeting.
Harold Evans, chairman for the city of Greeley Water and Sewer Board, Brian Werner, spokesman for the Northern Colorado Water Conservation District, and local farmers and others made those remarks Wednesday night in reference to the slow-moving, federal-approval process that goes along with constructing new reservoirs and other water-storage projects.
The Northern Irrigated Supply Project — spearheaded by Northern Water, and more commonly referred to as NISP — has been in the federal permitting stages for nearly 12 years, and there's still no guarantee the proposed project's two reservoirs will ever be built.
While the permitting process for that project and others remain under way, the cities and water districts that are waiting for the reservoirs to come to fruition will be forced to continue going after the cheaper alternative: buying water rights from farmers and ranchers.
As the Front Range population continues to grow rapidly, cities in the region will have to go after agricultural supplies more aggressively if those new water-supply projects take too much time to be built, or aren't built at all.
The panel of 20-plus experts — moderated by UNC economics professor Mark E. Eiswerth — agreed that having less water to grow food in the future and the economic impacts that would come as a result must be avoided.
All agreed that water projects in the region "need a voice" at the federal level to help speed up the permitting process.
There were also pushes for further water conservation and smart growth for Front Range cities during the meeting.
None of northern Colorado's water problems were solved during Wednesday's meeting, the experts agreed, but conversations such as that one will be needed to get there down the road.
The "productive" talks were exactly what organizers were going for, they said following the meeting.
The UNC Alumni Association used the water talks as a test run for its new program, and based on the positive feedback it received from those attending, they plan to host more in 2013, said Matthew Manfra, assistant vice president for UNC Alumni Relations.
Manfra said future meetings could focus on environmental and local business issues, and be held as often as once a month.


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SCAG and the Southern California Leadership Council hosted the Fifth Annual Southern California Economic Recovery & Job Creation Summit on Thursday, December 4, 2014 at the Westin Bonaventure Hotel in Downtown Los Angeles. Building upon the discussions at SCAG's 50 Years into the War on Poverty event held this past August, the Economic Summit will highlight opportunity areas for collaboration and pinpoint key economic strategies that will provide good-paying jobs and revitalize the economy.
The event highlighted reports from the region's top economists, which noted a that there was a seismic shift that has taken place as lowpaying jobs with minimal education requirements have replaced higher-paying positions that once sustained Southern California's middle class. To combat this downward trend, significant efforts must be made to overcome challenges to providing quality training and education for the region's workforce now, as well as in the future.
Program Booklet
SCAG Facts Placemat
PRESENTATION: Regional Economic Update
Press Release: Transportation Investment & Education Key to Economic Recovery
Press Release: Poverty Rate Grows Despite Recovery
Imperial County
Los Angeles County
Orange County
Riverside/San Bernardino Counties
Ventura County
Hasan Ikhrata on Talk Radio 790 KABCMcIntyre In The Morning, December 6, 2013
Greg Pettis on KNX Business Hourwith Frank Mottek, December 5, 2013
Univision 34Se incrementó el nivel de pobreza en CaliforniaDecember 5, 2013
Summit Media Coverage Summary
The inaugural Economic Summit was held on December 2, 2010 at the Wilshire Grand Hotel in Downtown Los Angeles. In partnership with the Southern California Leadership Council and other business leaders, SCAG conducted a successful economic summit attended by over 300 business and community leaders to review the information prepared by the late Jack Kyser, SCAG Chief Economic Advisor and his team of experts.
Economists were asked to compare the pre-recession to post-recession unemployment numbers in the region, State of California, and the United States. The purpose was to determine the number of jobs that would need to be created to return to peak level employment in each county.
The SCAG region was battered by the recession, with over 980,000 jobs lost from the pre-recession peak in 2007 to the trough in 2009.
The goal of the Summit was to identify and discuss next steps for immediate state partnership opportunities that will have the greatest impact on expediting job growth in Southern California.
PRESENTATION: Southern California's Road to Economic Recovery


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Aneurin Bevan University Health Board (ABUHB) has commended leading software provider, Advanced Health & Care (Advanced) following the quick turnaround and successful launch of an emergency helpline, for patients who have potentially been exposed to the Hepatitis C virus. Advanced completed the project in just five days.
ABUHB contacted Advanced after being advised that a retired healthcare worker, who had worked at various hospitals in the area, had been diagnosed with the Hepatitis C virus. Advanced quickly established configurations to Adastra to enable ABUHB staff to manage calls from former patients, who had been advised of the urgent need to book precautionary screening appointments.
The helpline has received more than 4,497 calls to date of which 3,571 have been logged on the Adastra system. Helpline staff have so far offered 3,295 clinic appointments to callers.
ABUHB's GP Out-of-Hours service has used Adastra, Advanced's patient management system for more than twelve years, so the infrastructure was already in place and staff were already familiar with the system. Advanced also developed a bespoke decision support template for the new helpline, which allowed customisation of call flow and questions.
Paul Mason, Performance & ICT Manager, ABUHB comments: "As a long standing customer of Advanced and an advocate of their Adastra system, turning to them for support with this project was the natural next step. Ensuring the proper call flows were in place before the launch of the helpline was absolutely essential and fundamental to the quality of advice we would be able to provide.
"We were impressed with how quickly Advanced reacted to our needs and completed the project. We were also reminded of the flexibility of the Adastra system. We have always used the decision support template to its full potential and are now confident in using it for future algorithms."
Jim Chase, Managing Director, Advanced Health & Care, comments: "Adastra is a robust and flexible system, which is used by most Urgent & Unscheduled Care providers throughout Britain and Ireland. We have considerable experience in supporting provider needs and we are seeing a rapid growth in demand for our systems and expertise in a wide variety of urgent and unscheduled care models and care settings."
Adastra is the leading patient management system for urgent and unscheduled care across the United Kingdom and the Republic of Ireland. Advanced has previously helped providers deploy Adastra in similar emergency circumstances, including the 2009 flu pandemic.
Notes to Editor
About Advanced Health & Care www.advancedcomputersoftware.com/ahc
Advanced Health & Care (Advanced) is a leading provider of IT management systems for adult and children's community, mental health, hospice, home and residential care services, as well as urgent and unscheduled care and clinical call centres.
Advanced focuses on providing innovative mobile IT applications for community based care, supporting tens of thousands of care workers and clinicians with integrated phone, software and airtime solutions.
Working with partners in the NHS, local government and the private sector, Advanced offers IT solutions in support of safe, efficient care delivery with integrated management information. Advanced's unique proposition is its range of integrated care solutions offering visibility of information for both the commissioner and care provider.
About Adastra
Adastra is a leading clinical patient management system designed specifically to manage episodes of care quickly and safely in demanding unscheduled telephone advice and face-to-face care settings, such as urgent care centres and walk-in centres.
The entire patient journey can be measured and analysed from initial telephone call, through to arrival, consultation, prescribing, internal and external referral to another department or service and closure. Adastra also maintains clinical continuity by automatically sending full consultation details to the patient's GP allowing patients to have a seamless experience.
Contact us
Unit 4
Eurogate Business Park
t: +44 (0)1233 722 700
f: +44 (0)1233 722 701
e: firstname.lastname@example.com www.advancedcomputersoftware.com/ahc
Press Contacts:
Angela Mycock and Nick Hardy
Advanced Computer Software Group
+44(0)1625 856513


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12" Counter Top 2 Burner Gas Commercial Hotplate 64,000 btu
Radiance | Model: TAHP-12-2
Radiance TAHP-12-2 Specifications
This item is brand new and ships directly from the manufacturer.
This item weighs 101 lbs. but we have added 50 lbs. to the weight for packing and shipping.
Manufacturer Information
Gas Information
Yes (Nat)
101 lbs.
12 in.
30 in.
10 in.
Shipping Information
Your order will be shipped from
Customer Pick Up
(Not Available for pickup)
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text: You are here: Home > Course > Desserts > Ice-creams > Apple Ice Cream Apple Ice Creamby chitvish 23 May 2005 Tweet Added to 8 cookbooks This recipe has been viewed 2498 times Add a delectable fresh and ripe apple taste to the favorite vanilla ice cream recipe and enjoy this Apple ice cream as dessert after meals. A creamy ice cream recipe with fruit flavours. Add your private note Apple Ice Cream recipe - How to make Apple Ice Cream Tags Ice-creamsFreezer Preparation Time: 10 mtes Cooking Time: Nil   Total Time: 0 mins     Show me for servings Ingredients 1 cup milk1 cup fresh cream4 tbsp skimmed milk powder6 tbsp sugar2 large sized apples, cored, grated with the skin Method Mix all the ingredients in a shallow container.Whisk thoroughly & keep covered in the freezer compartment for 2-3 hrs.Remove & whisk once more thoroughly.Return covered to freezer compartment.Leave till set. Other Related Recipes This recipe was contributed by chitvish on 23 May 2005Know more about this member, Click Here


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11 Beauty Secrets from Your Grandmother
Growing up, I remember watching in awe and admiration as my grandmother went through her daily beauty regiment. She never left the house without "putting her face on," as she liked to call it. I learned many tips and tricks from watching her well-oiled routine that had been perfected over the years.
The truth is that I'm not the only one to claim that grandmothers have the best beauty advice. Many women say that their mothers and grandmothers have better skin than they do. Modern methods and products aren't necessarily better than the old-fashioned creations our grandmothers whipped up.
Women used to have simple and effective ways to achieve beauty using mostly natural ingredients.
Here are some classic examples of the beauty secrets of generations past:
Continue reading "11 Beauty Secrets from Your Grandmother" »
The Grandma Hypothesis: Couldn't have done it without her!
In honor of Grandparents' Day, that we celebrated this past Sunday, September 13, here are some fond memories.
Those of us fortunate enough to grow up with grandparents understand how important they were (and are) in our lives. I grew up knowing my mother's parents and maternal great-grandmother; my paternal grandparents had died when I was quite young, although I do remember some holiday celebrations
My great-grandmother took care of my mother when she was little, so her parents (my grandparents) could work without worry. Today, this model is still common in many cultures around the world. Both parents are often working and grandmothers (and grandfathers) are helping to raise their grandchildren.
I remember my grandmother's visits very well, and saw my great-grandmother, quite elderly by that time, during the summer vacations. Grandma would arrive for visits laden with boxes and jars of wonderful delicacies that our mother didn't have time to prepare. When we were little, she kept us busy and happy with painting, making pasta necklaces and pasta artwork, trying to teach us how to sew dresses for our dolls. Her legendary attempts to teach me to crochet, unfortunately, fell on hands that just didn't catch on. Continue reading "The Grandma Hypothesis: Couldn't have done it without her!" »
Nostalgia: Old family photographs
A few years ago, my grandmother gave me a shoebox filled with some of her mother's heirlooms and photos. I looked through it briefly, but had then forgotten about it until last month.
My grandmother had told me stories about her childhood, but these photo discoveries really brought my family history to life. I finally got to put faces to those stories I had heard over the past few years, and to see my family heritage displayed in front of me.
I moved last month. Although moving can be stressful, I was in for a surprise when I discovered a box filled with family treasures at the back of a closet.
Last week I sat with my grandmother and together we looked through these family memories. As we viewed each photo and heirloom, she began to tell stories she hadn't mentioned before about the people and events in each picture. Continue reading "Nostalgia: Old family photographs" »


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Sutter County deputies sift through record bust of stolen itemsUPDATED 10:34 PM PDT Jul 16, 2013
A lieutenant with the Sutter County Sheriff's Department said Tuesday this could be the largest bust of stolen property the office has ever handled.
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CommentsThe views expressed are not those of this site, this station or its affiliated companies. By posting your comments you agree to accept our terms of use.blog comments powered by Disqus


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Return to Call for Submissions Information
Eligibility period: January 1, 2014 – December 31, 2014
Call for Submissions: Entries are accepted at any time during the calendar year, before the submission deadline.
Submission deadline: Materials must be received in the Los Angeles GLAAD office by Thursday, November 13, 2014, 6:00 p.m. PT.
Why is the submission deadline before the end of the eligibility period?: GLAAD will consider media images which appear between November 13 and December 31, 2014. However, we require that all media projects which appeared before November 13 be submitted by the November 13 deadline.
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Mainstream Media – GLAAD monitors mainstream media on a year-round basis as part of our work to fight defamation and promote fair, accurate, and inclusive LGBT images in the media. This monitoring provides a pool of potential nominees for GLAAD to review. GLAAD may choose to nominate LGBT images from these media outlets – even if the image is not submitted.
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|21 Reviews
|Property type
|Minimum Stay
|7 - 180 nights
When you book through the HomeAway checkout, your booking is backed by our Book with Confidence Guarantee™ offering comprehensive payment protection.Learn more
One reason guests like to come back to our home is the neighborhood, and the neighbors. Need a break from noise and commotion? Our Snow Street Cottage is one long block away from Main Street and about five blocks from the heart of Bar Harbor. You wouldn't know it, though. The neighbors are local doctors, realtors, restaurant owners who are very friendly. The street is quiet and filled with nicely kept homes.
When we stay in Bar Harbor we enjoy waking up early and walking from our home to the shore path, around the corner, which winds around the perimeter of Bar Harbor, past the mansions and the fragrant primrose, to the wharf. The views of the Porcupine Islands are calming and peaceful. On the way back home a number of shops offer fresh pastries and a morning cup of coffee or juice to start our day.
Being so close to town, Acadia, the shore path means that you are in the heart of what makes Bar Harbor so much fun. We used to rent homes ourselves so we've taken care to make sure the beds are very comfortable, the kitchen and bath are modern, and the warm, soft glow of the original wood molding and fixtures are preserved to give you the feel of a comfortable home.
Outside, the grounds are green and colorful with summer flowers and lilies, iris and a different planting in our bathtub planter each season. We're only two blocks from the hospital and the local doctors so care is never far away if you need it. Dogs are welcome too, upon approval. Hope you'll be our guest this year!
Toni and I and the kids enjoy hiking, kayaking, Family Fun Day at Seur Des Monts in Acadia (in July). We've been vacationing in Bar Harbor every summer since about 1998. We all enjoy the friendships we have formed here, which have lead to visits back to the Island every Thanksgiving as well. When we're not here we enjoy gardening, rollerskating and rollerblading, the beach, and hangin' with the kids.
Herb Hess purchased this house in 2003
Toni and I had been vacationing in Bar Harbor for about 7 years before we decided to be part of this wonderful community. Every few years we would extend our own vacation from one week to two to ... You get the idea.
Now that we have the opportunity to share Bar Harbor with our parents and kids for a good part of the summer, we reluctantly depart but are very happy in knowing that we can share the beauty of this town, island, and National treasure with many others.
Our neighbors are also the proprietors of two local restaurants - Poor Boys and McKays.
Poor Boys has the freshest lobster and stone crab claws you'll find (other than cooking them at home). I also enjoy their blueberry Daquiris (virgin, so my kids can try it too). Be sure to tell Kathleen that Herb and Toni sent you and look for the $1 off coupons in our kitchen drawer.
McKays menu continually changes and is perfect for an American or European taste in a beautifully restored home setting, often with live entertainment and outdoor seating available, too. Say Hi to Brian when you get there.
Life would not be complete without the Farmers Market on Sunday at the YMCA parking lot from 9 to noon. We're particularly taken with the Camembert cheese rounds that we pair up with baguette bread from Hannaford's and Palacio chorizo we bring from our winter home.
We'll take these treats to Compass Harbor (see our map on this listing) for a secluded picnic, dog walk, and restful afternoon.
We had a very pleasant stay on Snow Street. The home is located just outside the village in a quiet residential neighborhood. The village and shore path are easily walkable from the residence. Everything that you need for a comfortable stay are provided by Herb, i.e., sheets, towels, fully equipped kitchen, etc. The cottage is very charming, which I would describe as a 1940-1950's style home that has retained a lot of its old charm. Going to take our last stroll on the shore path before we leave.
We had a great week in Bar Harbor and Acadia. We could walk or take the bus everywhere we wanted to go. Very comfortable beds!
My 2 little Yorkshire terriers and I stayed here for a week....we just got home yesterday. I have no complaints. The house was built in the 40's and has retained a lot of the charm of a cottage from that era. It is clean and comfortable and is walking distance to town by only a few blocks. Several great restaurants are within that walk to town too. Acadia National Park is less than a 10 minute drive. The free shuttles weren't running yet for the most part during my stay....they start on the 23rd of June. But once they are there's no need to even take your car out of the drive-way. My week's vacation consisted of hiking the many trails and summiting a few of the mountains of Acadia and biking the Carriage Roads. I will be making this an annual visit and will look forward to booking this house again next year.....if not sooner.
We LOVED this cottage! The location was perfect. The cottage exceeded our expectations. Very charming. Very functional. Our ONLY complaint is that there was major long-term construction happening next door (next door = 10 feet away) of which we were not made aware prior to the rental. Received a text message one hour prior to arriving at cottage informing us that we wouldn't be able to park in the driveway of the cottage and would have to park on the street due to construction next door. This was major construction. An old cottage had been torn down (thank goodness we weren't renting when THAT took place), a basement had been dug, and the week we were there the basement was poured and walls began going up (rumbling cement truck, hammers pounding, construction workers yelling). Work began every morning at 7:45 a.m. Good thing we weren't planning on sleeping in. We are certain the owners had to know this was going to be happening while we were there, and we would have appreciated knowing ahead of time that this was going to be something we would have to deal with. We probably would have elected to look for another rental. The whole construction dilemma was very unfortunate, because other than that, it was ideal.
This cottage was clean and comfortable. This is a must for me since I am a nurse and nurses can be clean freaks. It is not that far of a walk to Main Street in Bar Harbor. It saved us parking in Bar Harbor and we were able to take free buses from the Village Green to Acadia. The buses allow you to take well behaved dogs on the bus. The owners were fair with us about a discount when unscheduled work on the next cottage occurred. We appreciated their honesty. If you are a good pet owner that cares about the welfare of someone else's property and you clean up after your dogs and you have well a well behaved dog, this property owner may allow you to bring your dog. I would stay here again.
We had a fabulous trip to Bar Harbor, Maine. The cottage had the best location for us. We liked being able to walk into town after a long day of hiking. The restaurants that Toni and Herb recommended were great. They answered all of my questions via phone or email. We walked the beautiful shore path every morning. Also, we enjoyed the great bikes that were provided with the cottage. We pack light, so we appreciated the washer and dryer in the basement. It was nice to be staying in a local neighborhood away from the crowds, but an easy walk to the Bar Harbor Shops.
Whale watching is virtually guaranteed by the local tour companies, Bar Harbor is home to both modern architecture as well as shops and homes from the late 1800's and early 1900's. We're about 2 blocks from the YMCA (swimming, basketball) and fenced kid's playground. Across from the Y is the ballfield.
Here's a word picture of what you will find on your visit.
From our home walk a block to Main Street and over to Main Street Market to pick up the local Mount Desert Islander or the weekly National Park Guide for a list of daily and local events, many of them free and fun for all ages. On Sundays you are a block away from the local Farmer's Market in the YMCA parking lot. The Y offers kids camp, basketball, swimming. For the under 8 year old set, the public playground behind the Y is a gem. Two blocks beyond that is Glen Mary Pool open to all throughout the summer - at no charge.
Walking into town you will quickly pass fine restaurants, ice cream parlors, wine, clothes, and specialty stores, and outdoor hiking, rockclimbing, and water activity outfitters all within a few blocks.
By now you are in the heart of town and about 3 blocks from the Harbor. The Village Green is as enjoyable as you can imagine, surrounded by Reel Pizza (dine on gourmet pizza and local beer while watching first run films), the firehouse, the National Park Visitor's Center, the Library, Churches, museums, and of course, a collection of local shops featuring Maine art, gems, clothing, and local dining from Lobster Fra Diavlo to Lobster Ice Cream.
Before you get to the Harbor, be sure to find Rodick Street, right behind the Village Green to the right of Reel Pizza. Two favorites here are Side Street Cafe (owned by big sister Jenn - always a party and often live music) and Little Sister's Creative Studio (owned by lil' sister Emily). The kids will enjoy crafts and artwork for a few hours while you enjoy some time together in the village, taking in a movie, or enjoying a local dish at the many great restaurants. There is even a 'date night' package on Friday nights where kids enjoy the Studio and a meal from the Cafe next door.
Rodick Street is also home to Morning Glory Bakery, by far the best bakery/coffee shop to get your morning started. Even Diver Ed goes there (more on him later).
On the way to the Harbor walking down Main Street, the big red wooden carved lobster lets you know you are at Ben and Bills. Try to resist the homemade fudge, confections, and ice cream if you can. (If you are successful, CJ's or MDI Ice Cream off of the Village Green will ensnare you with their own unique flavors). The aroma of pizza and the lure of boutique shopping on Cottage Street may divert you momentarily from your goal of reaching the Harbor.
Once at the Harbor enjoy spectacular views of Frenchman's Bay from Agamont Park, luxury yachts and lobster boats side by side, the Porcupine Islands, and the Little Egg Lighthouse. At low tide you will walk the 'bar' over to Bar Island. You can even drive there, but don't dally. The phrase 'tide and time wait for no man' are born out by the rapid rise in tides in the Bay of Fundy, and cars are occasionally stranded or stuck on Bar Island when their owners wait too long to drive off. You will find sea life and sea glass on the bar including crabs, snails, and sea stars (starfish).
The Harbor is also home to the Margaret Todd, a recreated 4-masted schooner with voyages daily. I like the sunset cruise myself, enjoying some soft guitar tunes and helping to hoist the sails with a half-dozen other crewmate (passengers). The serenity of the voyage and the view from the water reminds me of what Champlain saw when he discovered the island in the 1600's.
If you enjoy fishing, take a fishing rod from our home and catch a few mackerel or pollock for dinner from the pier. For an unforgettably fun, funny, and zany encounter with sea life - be sure to take the Diver Ed excursion from College of the Atlantic just up the road (under a mile). Ed and his wife have turned a vessel into an ocean-going theater. Ed dives down with a high-def camera and Mini-Ed. Together they do battle with crabs, lobsters, and sea cucumbers. Later Ed bags the critters and brings them on board for a real show. You'll see seals, porpoises, and sea lions as well.
The Harbor will also offer you opportunities to whale-watch, ride on a lobster boat, and take an ocean tour of the island to see seals, puffins, porpoises, and the spectacular beauty of Mount Desert Island.
Finally, you can leave the Harbor and walk home on the Shore Path. Remind yourself of the majesty of the Island when it was the summer retreat of the Rockefellers, Astors, and the wealthy. The view from the Shore Path is one of estates with spreading lawns on one side and Frenchman's Bay to the other. At the end of the Shore Path, walk one block and you are back home.
I know I've left out just as much as I've written about here. So much to discover!
|Rate Period
|Weekend Night
|Monthly *
Fall 2016
Sep 3 2016 - Oct 21 2016
7 night minimum stay
Winter 2016
Oct 22 2016 - Jun 2 2017
Changeover Day: Saturday
180 night minimum stay
My Standard Rate
7 night minimum stay
|Pet Fee
|Refundable damage deposit
|Tax Rate
This home is strictly a non-smoking property. No pets allowed without prior signed permission. Only dogs are allowed as pets with prior approval.
* Approximate monthly rate. Actual rate will depend on the days of the month you stay.