text:
MMA Forum - UFC Forums - UFC Results - MMA Videos (http://www.mmaforum.com/forumindex.php)
- Introductions & Greets (http://www.mmaforum.com/introductions-greets/)
- - From Germany (http://www.mmaforum.com/introductions-greets/105588-germany.html)
From Germany
Hi, I am from Germany. I'm training to be a pro MMA fighter and I can't see myself doing negatively.
I'm proud of my country for obvious reasons and hope I get a chance to express myself fully on these forums. Obviously there will be certain people I won't be able to communicate with, others though will be more than welcome to debate with me about all things related to MMA
Welcome to the forum friend!
Welcome. One of our finest members is from Germany as well.
I have to thank you. Without your people I wouldn't have a forum name.
Welcome to the forum German Pride:)
|All times are GMT -4. The time now is 04:58 PM.
Powered by vBulletin Version 3.8.7 , Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2016 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging (Pro) - vBulletin Mods & Addons Copyright © 2016 DragonByte Technologies Ltd.


text:
Cabaret show takes musical look at '60s move 'up north'
A self-described "change-of-life baby," Sheri Williams Pannell was born in Milwaukee, but her parents and siblings - older by as much as 20 years - hail from Louisiana.
"Goin' Up North," a cabaret piece she conceived and will also direct, tells the story of their journey north. Except for opening night, it will be staged after each Friday and Saturday performance of Skylight Music Theatre's production of "Porgy and Bess." »Read Full Article
Venice Club in Brookfield in limbo
Note: The sheriff's sale scheduled for April 9 has been adjourned until May 14.
Brookfield's Venice Club, a 66-year-old Italian-American restaurant, remains open for business but is in limbo after the death of its owner last year: The restaurant is in foreclosure and was scheduled to go to public auction April 9, but its operator says talks with the lender are continuing. »Read Full Blog Post(1)
Elvis Costello performing solo show at Riverside
After collaborating with Jimmy Fallon's house band the Roots for last fall's "Wise Up Ghost," Elvis Costello is going solo on his next tour, which takes him to the Riverside Theater June 10, a venue spokesman has announced.
Reserved seats for the show are $44.50 to $60, and available for purchase beginning at noon Friday at the box office (116 W. Wisconsin Ave.), the Pabst Theater box office (144 E. Wells St.), by calling (414) 286-3663 and visiting pabsttheater.org. »Read Full Article
The first Star Trek beer is near
Production of the first licensed Star Trek beer is near.
Klingon Warnog -- the first officially licensed Star Trek beer -- will be available later this year. The beer is a partnership between CBS Consumer Products and the Federation of Beer, which is brewed by Tin Man Brewing Co., of Evansville, Ind. So it's also geographically near. »Read Full Article
Summerfest, Lollapalooza lineups to be announced this week
It's a big week for music fest fans, as the lineups for both Summerfest in Milwaukee and Lollapalooza in Chicago's Grant Park Aug. 1-3 will be revealed this week.
Lollapalooza's lineup is expected to be announced Tuesday morning, around the time when three-day passes go on sale at 10 a.m. »Read Full Article(1)
25 acts likely to play Summerfest 2014
Around 70 Summerfest 2014 ground stage headliners will be revealed at 6 a.m. Wednesday.
Will one of your favorites be part of the lineup? Here's our speculative list of 25 acts likely to headline a Summerfest stage this year. All of these artists are booked for shows in the Chicago or Minneapolis markets around the time of Summerfest's run, from June 25-29 and July 1-6. »Read Full Article(9)
Jason Derulo at Rave May 17
Jordin Sparks' other half Jason Derulo--the R&B-flavored pop singer behind top five hit songs "Whatcha Say," "In My Head" and 2 Chainz collaboration "Talk Dirty," on his forthcoming album of the same name (out April 15)--is coming to the Rave May 17. Pop singer Guy Sebastian, the first winner of "Australian Idol," opens.
Tickets are $30 to $37 and are available for purchase beginning at 10 a.m. Saturday at the box office (2401 W. Wisconsin Ave.), by calling (414) 342-7283 and visiting therave.com. »Read Full Article

subset: commoncrawl


text: school nutrition 2 Breakfasts May Be Better Than None For School Kids By Tracie McMillan • Mar 17, 2016 When it comes to school breakfasts, two is better than none, says a new report released Thursday in the journal Pediatric Obesity. USDA Proposes New Standards For Marketing Of Foods In Schools By Florangela Davila • Feb 25, 2014 Schools should take note of how food is marketed to children on campus, according to new guidelines for school wellness policies proposed by the Department of Agriculture and First Lady Michelle Obama. The guidelines are the latest step in a process that began four years ago under the Healthy, Hunger-Free Kids Act of 2010.


text:
Dorset hosts events today and FridayNovember 28,2013Events in Dorset
today and Friday
DORSET Some unusual ways to celebrate the Thanksgiving holiday will be seen in Dorset today.
As part of an annual tradition, the Dorset Conservation Commission is hosting a volunteer work party. Those who wish to participate are asked to gather at 9 a.m. at the Pinnacle Tower to pile and burn brush.
A notice announcing the work party said it was part of an ongoing effort to open up the views and restore this quite unique property to its former grandeur.
Participants are asked to wear work clothes and gloves, and park at the pullout on the right after driving up Pinnacle Lane.
Friday, the third annual Dorset Parade of the Glowing Tractors will start at 5:45 p.m. The parade leaves from the parking lot of the H.N. Williams store and proceeds to the Dorset Village Green and then back.
Tractors of many shapes and sizes, adorned with festive lights, will be featured. Spectators are asked to find a spot along the route or at the Village Green between 5:30 and 6 p.m.MORE IN This Just InBENNINGTON A Bondville woman is facing a felony charge after police said they learned she was... Full StoryBENNINGTON A local man is facing up to 50 years in jail after being arraigned earlier this... Full StoryVermont leaders face many policy challenges, chief among them demographics change, according to... Full Story
- Most Popular
- Most Emailed


text:
Click To View Pier
Voted #1 fishing pier in NC by "Fisherman's Post," Ocean Crest Pier, Oak Island, is the longest fishing pier on the Southern Cape Fear Coast where you'll find the best selection of prizewinning fish, competitive tournaments, and a true family atmosphere. OCP is known for prize catches of King and Spanish Mackerel, and is one of only a few privately owned and operated, family fishing piers in NC…
Read about us
Hours of operation are now 8am-2am
We look forward to sharing memories with you this year and welcome you all to join us for a wonderful 2016 season!
Steve Sanders
OCP Manager
Fishing Size and Catch Limits
Current Tide Schedules
Copyright 2013 Ocean Crest Pier
All Rights Reserved
Powered By:


text:
So, a few weeks back i finally tried Demon's Souls at a friends... It went badly and i got my rump roasted before handing the controller over and putting the game out of my head... Or so i thought, but that defeat did not sit wel with me and it has plagued me since.
I am not a hardcore gamer, i usually play games for intriguing stories and loveable characters. So a game designed to make me feel bad about my skills or lack there of should not be my cup of tea.
But here i am with my preowned copy of the game getting ready to tackle this head on and not be driven away... I am determined to conquer this game, Gods damnit i shall not bedriven back like a scared puppy!
So this is to be my journal through an unforgiving land...


text:
30 years of experience
Accepting new patients
Video profile
Arlington, TX 76012 Phone number & directions
A medical license is required for a doctor to practice medicine in a particular state. Requirements vary by state but most require, at a minimum, post-graduate training in the doctor's specific specialty. An NPI number is a national identifier unique to an individual health care provider and is managed by the Center for Medicare & Medicaid Services (CMS).
Learn more about Dr. Luis Guerra:
View the full profile to get information on:
- Qualifications
- What's important to you
View full profile
Patient Reviews
The overall average patient rating of Dr. Luis Guerra is Good.
Prepare before visiting Dr. Guerra
Read all about venous thromboembolism symptoms and treatments by reading our patient education guide.Before Visiting Dr. Guerra Learn More
Specialties & Research
Dr. Luis Guerra, FCCP, MD is board certified in Internal Medicine and Pulmonary Disease.
- He has special expertise in 1 area:
- Asthma
Education & Awards
Dr. Guerra graduated from Baylor College of Medicine, Houston.
Dr. Guerra has 15 hospital affiliations:
- Baylor All Saints Medical Centers
- Texas Health Harris Methodist Hospital Azle
- Spanish
Similar doctors nearby
Dr. Mitchell Kuppinger
Dr. Jack Gilbey
Dr. Tony Su
Dr. Joseph Austin
Dr. David Plump
Dr. Michael Makary
- Additional Information
- Dr. Luis Fernando Guerra FCCP and MD is a male Internist, has 30 years of experience and practices in Internal Medicine and Pulmonary Disease.
- Where does Dr. Luis F. Guerra practice?
- Dr. Luis Guerra has 1 office location.
Dr. Luis Guerra practices Internal Medicine and Pulmonary Disease near Arlington, TX.
See Arlington Internists and Arlington Pulmonologists.


text:
Stoney Creek Hotel & Conference Center - Des Moines
Johnston, Iowa, 5291 Stoney Creek Court, Johnston, IA 50131, United States of America
- Internet
- Breakfast
- Pool
- Parking
- Pets
- Restaurant
Room [%:roomNumber%]
In the suburbs This Des Moines property is situated in the suburbs. Living History Farms is an area attraction, as is Des Moines Arts Center. Another area point of interest is Valley West Mall. Airport shuttle Recreational amenities at Stoney Creek Inn Des Moines include an indoor pool, an outdoor pool, and a spa tub. Other amenities include complimentary breakfast, a complimentary airport shuttle, and a fitness facility. Free Wi-Fi Guestrooms have complimentary wireless Internet access, complimentary high-speed (wired) Internet access, and cable television; rooms also include coffee/tea makers and hair dryers.
Property amenitiesAir-conditioned public areasAirport transportation (complimentary)Parking (free)Self parkingArcade/game roomBusiness centerBallroom(s)Barbecue grill(s)Complimentary breakfastConference room(s)Dry cleaning/laundry serviceElevator/liftEvent cateringFitness equipmentGift shops or newsstandWireless (high-speed) Internet access - complimentaryWired (high-speed) Internet access - complimentaryLaundry facilitiesMeeting rooms (small groups)Microwave in lobbyPatioSaunaSmoke-free propertySpa tubSwimming pool - indoorSwimming pool - outdoorTelevision in lobbyWedding services
Room amenitiesPremium TV channel(s)Climate controlAir conditioningTelephoneFree local callsVoice mailDirect-dial phoneCoffee/tea makerHousekeepingPrivate bathroomComplimentary toiletriesHair dryerIron/ironing boardClock radioDeskWindow opensElectronic/magnetic keysTelevision - Cable serviceRollaway bedsCribs (infant beds) availableNon-smoking rooms onlyWireless (high-speed) Internet access - complimentaryWired (high-speed) Internet access - complimentary
Location highlightsIn suburbs
Good roomI stayed 2 nights for a business trip. The desk worked well for my laptop and the room was very quiet at night. The room was very comfortable and I appreciated my room that had a fridge and microwave. Having insulated travel cups with lids in the room for coffee was very handy to take with me.
Travelers tip for business travelersGreat access off of the interstate and plenty of nice places to eat even within walking distance.Rating:5
Great Romantic Get AwayWe got a King Room w/a whirlpool and it was great. My only request would be to upgrade to a flat panel TV.Rating:4
the whole family enjoyed staying thereThe lady who checked us in was very very nice and helpful
Travelers tip on dininggo to Texas Roadhouse early if you do not want to wait a long timeRating:5
Very SatisfiedBeautiful hotel. Would stay there again. The room was very clean, and comfortable. Great location. Staff was very friendly. We enjoyed our stay.Rating:5
SuperI loved our stay and will go back to Stoney Creek. I would recommend it highly. The pool is a must while staying there.
Cheaper hotels with higher or equal ratings in Johnston , Iowa
TownePlace Suites by Marriott - Des Moines Urbandale Des Moines self-catering property with an indoor pool8800 Northpark Dr, Johnston, IA 50131Price:$69


text:
Slow-Cooked Ranch Potatoes RecipeRead Reviews Be the first to add a review
- 6 bacon strips, chopped
- 2-1/2 pounds small red potatoes, cubed
- 1 package (8 ounces) cream cheese, softened
- 1 can (10-3/4 ounces) condensed cream of potato soup, undiluted
- 1/4 cup 2% milk
- 1 envelope buttermilk ranch salad dressing mix
- 3 tablespoons thinly sliced green onions
- In a large skillet, cook bacon over medium heat until crisp, stirring occasionally. Remove with a slotted spoon; drain on paper towels. Drain drippings, reserving 1 tablespoon.
- Place potatoes in a 3-qt. slow cooker. In a bowl, beat cream cheese, soup, milk, dressing mix and reserved drippings until blended; stir into potatoes. Sprinkle with bacon.
- Cook, covered, on low 7-8 hours or until potatoes are tender. Top with green onions. Yield: 10 servings.
Reviews for Slow-Cooked Ranch Potatoes
"Instead of cream of potato soup, I made a white sauce; left out the bacon. It was very creamy and delicious. Thanks, Lynn, for sharing this recipe."
"Good but a little to salty for me."
"Made as directed with additional milk. To me these were just OK. The sauce is thick and heavy. It is very salty with the ranch mix and bacon and I love salt. The flavor is just ranch. I could hardly taste the bacon. I don't think I would ever make them again."
"After reading other reviews about this turning out a bit dry I cut the potatoes and bacon in half but used the full amount of the remaining ingredients. (Also used Cream of Mushroom soup because that is what I had.) They came out wonderfully "saucy" with the extra sauce good on a plain saut?ed chicken breast. I did add a bit of garlic powder and some salt and pepper. Next time I think I'll just brown a couple of chicken breasts and lay them on top of the potatoes in the slow-cooker with a sprinkle of paprika... easy-peasy one pot dinner! Oh, and 5 hours was plenty of time."
"Made this yesterday. Didn't have cream of potato soup so used cream of onion and added garlic. Also used Yukon Gold potatoes instead of red. Excellent recipe! Was done in under 5 hours. Will definitely make again!"
"Cooked these in the slow cooker, then I just baked some chicken breast to go with them. Was a great easy dinner."
"Great recipe!! I didn't add the bacon; i'm not much of a bacon person. I think fried onions would also be good mixed in. I had it in the slow cooker for 5 hours and they turned out tender as can be! I will be making this for a side at Thanksgiving!"
"Fixed this yesterday and it was great. I mixed more milk in before cooking, since other reviewers stated that they got a little dry. Also only cooked for 5 hours and they were done. Will be having these again."
"Good option for a side. I made this in one slow cooker and the marinated chicken wings in another and we had a great dinner. Next time I will beat the cream cheese longer, it came out a little weird because I simply mixed it by hand."


text:
Dallas Opera takes gamble and scores with 'Show Boat,' the 1st musical in its history
You can go for the exquisite voices, the sumptuous staging or the enveloping warmth of a rich musical tapestry woven by a masterful 51-piece orchestra conducted by Emmanuel Villaume, but the big reason to see Show Boat is the compassion that suffuses The Dallas Opera production at Winspear Opera House.
There aren't any heroes in the 1927 Jerome Kern and Oscar Hammerstein II adaptation of the Edna Ferber novel about river boat gamblers, performers and laborers struggling to get by in a segregated world of 1887-1927 where blacks had few rights and love between races was a crime.
Yet there's a humanity that rises to the level of majesty in imperfect characters doing their best in imperfect times. As the long-suffering dock worker Joe, Morris Robinson's passionate bass summons the anger, resignation and hard-earned wisdom of a man shaking his fist against the forces of nature in "Ol' Man River."
As Julie, the show boat singer, Alyson Cambridge's evocative soprano quivers with heartbreak in "Bill," a song about a man she's lost and still loves, even though he's "an ordinary guy" and "doesn't have a thing that you can brag about."


text:
Are you kidding me?
Warren Sapp now wants to fight Michael Strahan.
On Tuesday Sapp said he doesn't believe Strahan is good enough to be inducted into the Pro Football Hall of Fame.
Strahan then came back and said he believes Sapp is essentially a coward. Now Sapp is ready for a fight. Grow up.
Warren Sapp told me his reaction to Strahan calling him a coward "Pick the spot, and I'll come see you and you can have a dose of it."
— Jim Rome (@jimrome) January 29, 2014


text:
Forgot Password? | Not a User? Sign up
Your browser does not support iframes.
Residents throughout the county will open their doors to boys and ghouls for trick or treat this weekend.
Official trick-or-treat in all Henry County cities will take place from 6 to 8 p.m., Saturday, Oct. 30.
At the same time, Pleasureville Baptist Church will host its annual Trunk-or-Treat event in the church parking lot from 6:30 to 8:30 p.m. Besides treats, there will be hot dogs and drinks and entertainment for the little ones.
October is National Breast Awareness Month. Now is the time for flu immunizations. Has there been anything published to educate the community regarding both events? Seems our tax dollars should be utilized by the local health departments for just this purpose.
Alright, Henry County, it's time. Tuesday morning at 6 a.m., the doors open for you to exercise your right to vote.
It's a right we have that many in this world do not. Too few of us exercise it. Residents in some countries risk life and limb to cast their first votes.
It's right we are so often told, albeit via political rhetoric, that men and women in uniform died to protect. A right they've died to give to others.
Staff writer/photographer
The scent of the fire carried all the way to the north side of Eminence, even after the flames had been dampened.
At 6:41 a.m., Wednesday Oct. 27, Eminence Fire Department responded to a fire at Eminence Tire on South Main Street.
Eminence Fire Chief Gary Lucas said the first fire truck rolled up to the scene within two or three minutes and the entire back end of the building was engulfed.
At this busy time of year with elections, the holidays, etc. there is something I want to talk about. Child abuse — harsh words, ugly words. Words I don't want to think about.
Thursday, November 11
Free adult scrapbooking offered at the Eminence Community Life Center from 10 a.m. until noon on Thursdays.
The County Kickers Line Dancing group meets on Thursday nights at the Henry County Fairgrounds 4H Building in New Castle. Lessons are held for beginners from 6 to 7 p.m. and advanced lessons follow from 7 to 8 p.m. There is a fee of $20 per year. For more information contact Darlene Tipton at (502) 750-0954 or (502) 947-5160.
It was not a disappointing season for Henry County's volleyball team, but it was a disappointing end.
The Ladycats hosted Shelby County on Monday night in the first round of the 30th District tournament, and lost 2-0. Shelby ended the best-of-three series with 25-8 and 25-22 wins to advance to Wednesday night's finals against either Martha Layne Collins or Anderson County, and secure a spot into the 8th region tournament.
I find it amusing that someone who should promote healthy living, does not see the benefit of the new Henry County Recreational and Service Park to our community!
General Manager
A group of Boy Scouts found something quite unexpected while picking up trash this weekend.
Members of Troop 421 were cleaning up trash along Jackson Road, part of the county-wide roadside garbage pick-up, when they found the remnants of a mobile meth lab.
I am requesting your vote for my son-in-law, Ronnie Stephens for jailer. He has given many hours helping with youth sports activities in the county.
Copyright © 2016
The Henry County Local is your source for local news, sports, events, and information in Eminence, KY and the surrounding area.


text:
Toshiba recommends Windows.
Technical Support (Computers)
Technical Support (Televisions)
Business, Education, Government,
Enterprise and Reseller Sales
800-705-2397 email@example.com
I have a Satellite P105-S6114 purchased from Costco 10/2006. It has a 17" monitor. Recently a vertical line has appeared on the screen when the computer is on. The line is just left of center and runs from top to bottom. It is about 1/32" wide and seems to remain a light purple color. An ideas? I'd like to think my monitor is not going out or that the line is not going to get any larger. Thanks for any input! JIm
Jim, I have the same laptop and just two days ago the same vertical line appeared on my screen. I logged onto this site and found your message. I don't have any answers, just the same questions you have. Can anyone out there help us?
Vertical lines on the display usually mean the LCD panel is defective and will need to be replaced. The cost of a replacement panel could cost almost as much as you paid for the laptop
I appreciate the response though not good news! Any ideas whether the line will enlarge over time, remain the same or whether the entire screen will just go blank at some point. I can live with the line when I think about replacing the computer. Thanks again!
11-08-2009 08:24 AM - edited 11-08-2009 08:26 AM
sorry for the bad news guys, but it will only get worse. About one fifth of my screen has now gone completely light yellow, and several vertical lines of different colours runs through the rest of the screen. The lines stay the same size, but more and more will keep appearing. Of what I have seen on the the net about this, most people say to replace the LCD, although having experienced how useless toshiba's repairs service is (I had to used the one here in Japan and my computer is still furiously over-heating after "repairs") I would recommend buying a separate LCD rather than replacing the one from your laptop. It's not practical because this is a laptop, but unless you want to pay a fortune for an LCD replacement on the laptop itself, it seems to be the only way.
I believe "Toshiba" manufactured a bad series cause mine did the same but half the screen. The tech support said she can only help if I was willing to pay $75 for each technical question. BAD PRODUCT = BAD BUSINESS!
If you have a vertical line on the screen it's the LCD screen failure. It cannot be fixed and the screen has to be replaced. Most likely you'll get more lines in the future.
LCD screens used to be expensive but not anymore. For example, a brand new LCD for P105-S6114 laptop can be purchased for about $120 on eBay. I think that's a good price for the LCD.
If you have some technical skills you can replace the failed LCD screen yourself and save bunch of money.
This is a very common problem with Toshiba laptops. The sad thing is that typically the number of lines will increase over time just past the expiration of the warranty. The problem is the LCD display that will need to be replaced. I contacted one of the Toshiba service centers and they wanted over $500 to do the repair, which is almost as much as getting a new laptop. I found that on Ebay they have these LCD displays for about $113 with free shipping and decided to just risk that amount replacing the display. Luckily, the replacement arrived in just a couple of days, was an easy job and now the computer is back to like new performance. It was a shame that the Toshiba service center wanted to scam me with their price. On Iris you will also find simple instructions on how to do it. Good luck.
You mentioned that you can replace the screen by buying a 17" lcd screen on ebay and you mentioned finding instructions on "how to" on "Iris". Pleas tell me the link to find the instructions on "How To"
Many models are there.
Disassemble, repair and upgrade Toshiba laptop yourself.
Copyright © Toshiba America Information Systems, Inc. All rights reserved.


text:
c. 2013 Religion News Service
(RNS) The Baby Veronica case, named for the girl at the center of a contentious child custody dispute, has stirred powerful emotional responses from many groups, including some Christian evangelicals.
c. 2012 Religion News Service LOS ANGELES (RNS) Mention the word "exorcism" to most people, and you get descriptions of levitating bodies, spinning heads, oozing green bile and hissing serpentine tongues. But don't expect to see these eye-popping visual effects in this summer's stage version of "The Exorcist" at the Geffen Playhouse in Los Angeles.


text:
Internet Explorer
by Tzu Sun
|October 22, 2015
In stock online
Available in stores
This book has been produced using traditional Chinese bookbinding techniques, using a method that was developed during the Ming Dynasty (1368-1644) and remained in use until the adoption of Western binding techniques in the early 1900s. In traditional Chinese…
by Na
|September 1, 2014
$3.00 online
Out of stock online
The documents in this book were written soon after Christ's Crucifixion, during the early spread of Christianity. But when the Bible was compiled in the end of the fourth century, these texts were not among those chosen. They were suppressed by the Church, and…
by Michael A Harbin
|September 9, 2014
$2.00 online
The Bible is a collection of writings that together tell a unified story. But exactly how do all the pieces fit together? In a single volume, The Promise and the Blessing connects the dots of the Old and New Testament books to reveal the big picture of salvation…
by Neil Scott
|July 15, 2009
Not available in stores
by Stephen Law
|October 1, 2007
$10.00 online
Spanning over 2500 years of humanity's quest for understanding, "The Great Philosophers" explores the fundamental ideas that have changed our view of the world. Interesting biographical portraits, intellectual breakthroughs and a focused…
by Philip Pullman
|July 19, 2012
$5.00 online
This is a story. In this ingenious and spellbinding retelling of the life of Jesus, Philip Pullman revisits the most influential story ever told. Charged with mystery, compassion and enormous power, The Good Man Jesus and the Scoundrel Christ throws fresh light…
by Mark Vernon
|May 15, 2012
The Big Questions series is designed to let renowned experts address fundamental problems that have perplexed enquiring minds throughout history. In The Big Questions: God, Mark Vernon tackles some of the thorniest challenges of religion, including the problem of…
by James Garvey, Jeremy Stangroom
|March 15, 2012
$15.00 online
Philosophy can't be pinned down. There are histories that attempt to stitch the whole convoluted thing up into a single long, coherent sequence of events. Other books are organized thematically. Here we have metaphysics. This is ethics. Here's what we know about…
by Hilary Barrett
|January 1, 2012
I-Ching has been in continuous use for around 3,000 years. The Chinese Zhou people developed this Book of Changes. The I-Ching is an ancient Chinese oracle, a proven tool of divination that can help readers foresee the future. It is a complete guide to change:…
by Arcturus Publishing
|April 1, 2012
The Ultimate Bible Fact and Quiz Book is an exciting compendium of facts and questions ranging from the astonishing to the inspirational. This book is packed full with more than 4,500 facts and questions to test everyone's knowledge. Do you know: - How many wings…
by Ben Dupre
|January 20, 2012
In a series of 50 accessible and lucidly written essays, Ben Dupre introduces and explains the problems of knowledge, consciousness, identity, ethics, beliefs, justice, language, meaning and aesthetics that have engaged the attention of thinkers from the era of…
Gift List
Wish List
Sign In
Find This Item in Store
Searching current location


text:
Top Definition
A sexual move wherein a man has anal sex with a woman and he simultaneously shoves his balls into her snatch. Thus, she has his club and balls in her like a golf bag.
She was so tight that when he tried to do the golf bag she almost squeezed his nuts off.
Doctor Shakalu tərəfindən 10 İyul 2008
Trending Now
Can you define these popular missing words?
A woman who has a different club pulled out of her at least 18 times a day (no sexual reference here)
Paris Hilton
Pamela Anderson
Heidi Fleiss and
Tara Reid
are all golfbags.
Pamela Anderson
Heidi Fleiss and
Tara Reid
are all golfbags.
pbrgirl tərəfindən 23 Sentyabr 2005
A woman who is very slutty, and probably has enough room to entertain a couple of balls and 14 shafts at once.
"Mona is a real golf bag."
A Vettel tərəfindən 14 Fevral 2008


text:
Newegg.com - A great place to buy computers, computer parts, electronics, software, accessories, and DVDs online. With great prices, fast shipping, and top-rated customer service - once you know, you Newegg.
If you are reading this message, Please click this link to reload this page.(Do not use your browser's "Refresh" button). Please email us if you're running the latest version of your browser and you still see this message.
Newegg.com - Computer Parts, Laptops, Electronics, HDTVs, Digital Cameras and More!
Showing Results: Most Recent
This review is from: Corsair Vengeance K70 Mechanical Gaming Keyboard Gunmetal - Cherry MX Blue (CH-9000045-NA)
Pros: It dont feel like cheap plastic like razer products... very glad i picked this up no led problems yet But i dont care about leds thats just for show all keys work and the mx blues are just what i wanted
Cons: none
Other Thoughts: gunmetal finish is really nice lifted keys and most of it is made out of metal really niceREAD FULL REVIEW
This review is from: XFX Double D Radeon HD 7870 GHz Edition DirectX 11 FX-787A-CDFC 2GB 256-Bit GDDR5 PCI Express 3.0 x16 HDCP Ready CrossFireX Support Video Card
Pros: ran bf4 beta on ultra high max settings 38-50 fps
if that counts for anything lol
anyway happy with the card no problems runs anything i enjoy playing so it was well worth it
Cons: wasn't free haha
Other Thoughts: hope amd gets into the game and makes nvida sweat a bitREAD FULL REVIEW
This review is from: Corsair Carbide Series 500R Black Steel structure with molded ABS plastic accent pieces ATX Mid Tower Computer Case Compatible with ATX (not included) Power Supply
Pros: For 70 bucks was well worth it.. Cable management was great.. Removable harddrive bay is a plus for more air flow if you don't need tons of HDD
Cons: none other then rebate waiting other then that no cons on the case lol
Other Thoughts: if it becomes on sale again i recommend it it held everything i ordered with ease 7870 tx 650 psu and so onREAD FULL REVIEW


text:
Community & Content Manager
- Employer
- Mullen
- Location
- Boston
- Posted
- Dec 28, 2013
- Closes
- Jan 27, 2014
- Contact
- Caitlin Annunziata
- Category
- Advertising, Other
- Duration
- Full Time
We are seeking a Community & Content Manager to join our Boston Social Influence team.So, you're looking to build a career in digital marketing? You have a passion for social media, editorial and content marketing? You're the one your friends come to with all their questions on "how do I [insert any online or social media-related question here]", and you've shared at least three BuzzFeed articles in the past week because you just can't help it? Yup, us too :). We're looking for a hungry, passionate Content & Community Manager to join our growing team in Boston. You'll be at the core of our expansive social offering, representing leading national and international brands, developing content and engaging with consumers to further brand strategy and communication goals. This isn't your typical entry-level job; you need to be someone who's looking to step in, take on a lot of responsibility, and make a difference quickly. We want you to push the boundaries and do highly visible, progressive work. Social content for us, and for you, is an opportunity to explore the marketing frontier and plant new flags on the map. Are you coming with us?Key Qualifications:
Active user and participant on multiple social media platforms. And not just Twitter and Facebook -- you're way out there on the new and fringe ones too. Understanding and passion for the social web, emerging technology, and digital communication. You're constantly downloading new apps, checking out new websites. KILLER written communication chops and an obsessive pursuit of grammatical perfection. Like, you've always thought maybe you could be a writer (maybe still?) Badass photoshop skills. You could touch up 30 images in 30 minutes and ask why nobody's making you break a sweat. A good eye for visuals and creative quality. You know a good photo when you see one, and respect/admire the art of high quality brand content Love for storytelling through words, pictures, numbers, powerpoint, photoshop props, puppets... The tools matter less to you; you just love constructing and telling a real story. Strong experience with content creation and management online; e.g. Content calendars, communication strategies, blog posting, community engagement, .com. Strategic, critical thinker with great ideas for how brands can further marketing objectives through social media. Enjoy getting your hands dirty with writing, research, monitoring & assessment, brainstorming. Did we mention photoshop? Heavily opinionated and relentlessly critical of brands' social media presences. We like people with (constructive) opinions :)Responsibilities: Represent one or more of our portfolio logos in the social space — develop their content calendars and manage their communities on any/all platforms we (together) decide they should be on. Plan and develop high volumes of amazing, organic copy and content to post on social platforms to drive reach and engagement. Engage and conversate in an authentic, genuine way with your brand's community and the wider consumer audience. Lead creation, conception, and presentation of social media content for daily presence and integrated marketing campaigns. Provide a constant pulse of insight and ideas around new opportunities in social and emerging technology. Lead in-depth consumer, brand, and competitive research projects and reports to identify new strategies, campaigns, and opportunities. Four-year degree and 1-3 years of experience - preferably in marketing, business, or communication. Prior workplace experience in digital agency, online publishing, or marketing-related industry Please provide a link to your personal social media presence. Or even send us a tweet @mullenunbound and show us your chops :)You must be eligible to work in the United States to be considered for this position.Mullen is an eoe encouraging diversity in the workplace.


text:
- / Home
- / Tote Bags
- / Disco Breakfast
Tote Bag
Disco Breakfastby Zumzzet
Our quality crafted Tote Bags are hand sewn in America using durable, yet lightweight, poly poplin fabric. All seams and stress points are double stitched for durability. Available in 13" x 13", 16" x 16" and 18" x 18" variations, the tote bags are washable, feature original artwork on both sides and a sturdy 1" wide cotton webbing strap for comfortably carrying over your shoulder.


text:
Share < br />this article:
Keanu Reeves Chased by Cowboys
| October 7, 2010 - 10:39 am
Share < br />this article:
View Full Size
Return to Story
Keanu Reeves
Recommended for you
WATCH: Evan Rachel Wood Is in a Band Now (And Their First Single Is a Synthy Dream)
Out This Weekend: 'Keanu'
Celebuzz'd Episode 007: Nothing Is Real, and Everything Is a Lie
The 20 Funniest Celebrity Paparazzi Pics of the Week That Will Make You LOL! 12.5.15
The 20 Funniest Celebrity Paparazzi Pics of the Week That Will Make You LOL! 11.28.15
Keanu Reeves Preparing to Kick Some Ass Leads Today's Star Sightings
Around The Web
Madonna Strips Down to Vote Naked with Katy Perry in Support of Hillary…
Robert Pattinson and Fiancée FKA Twigs Spotted at The Nice Guy
Kate Hudson Wants to Date a Man Like Brad Pitt
Rob Kardashian's Family Panics Over 50 Pound Weight Gain as His Future…
Gigi Hadid's Attacker Tried to Kiss Kim Kardashian's Butt in Paris
Sign Up For The Latest Celebuzz News
Thank you for signing up for our newsletter. You will receive a confirmation shortly.
Sign Up
Top Photos
All »
This Week In Kardashian Fashion: Kim and Kourtney Slay in Balmain
Kim and Kourtney Kardashian in Matching Black Lead Today's Star Sightings
Robert Pattinson and Fiancée FKA Twigs Spotted at The Nice Guy
Here Are All the Lies Khloé Kardashian Is Willing to Tell Her Boyfriend
Carlos PenaVega Cradles Alexa PenaVega's Growing Baby Bump on the Red Carpet
LISTEN: DNCE's First Single from Their Debut Album Is Also About Sex
You'll Love
Kendall Jenner Gets a Mouth Tattoo
Kaley Cuoco, Karl Cook Look So in Love
Listen to Solange's New Album


text:
|Download Annual Report PDF Format 2015 | 2014 | 2013 | 2012 | 2011 | 2010
Dear Members, The Directors have pleasure in presenting the Ninety First Annual Report together with the Audited Statement of Accounts for the year ended 31st March 2015 and the Auditors'' Report. PERFORMANCE HIGHLIGHTS Your Directors are pleased to inform that during the year under report, your Bank has been able to achieve satisfactory growth in all the areas of operation. Performance highlights for the financial year in the key financial areas are as under: - (Rs. in crore) Particulars As on / for the As on / for the year ended year ended 31.03.2015 31.03.2014 Deposits 46008.61 40582.83 Advances 31679.99 28345.49 Investments 15988.06 15226.78 Gross Income 5205.41 4694.41 Operating Profit 773.38 687.05 Net Profit 451.45 311.03 The total business turnover of the Bank was Rs. 77688.60 crore as on 31st March 2015, an increase of 12.71 per cent over the preceding year. The total assets of the Bank increased from Rs. 47028.80 crore to Rs. 51836.60 crore recording a growth of 10.22 per cent for the year 2014-15. The total deposits of the Bank grew from ''40582.83 crore as on 31st March 2014 to Rs. 46008.61 crore as on 31st March 2015, registering a growth of 13.37 per cent. During the year, low cost deposits of the Bank, viz. Savings and Current Account Deposits have shown growth of 11.31 per cent and constitute 24.94 per cent of the total deposits of the Bank. The market share of the Bank in deposits was 0.524 per cent. The total advances grew from Rs. 28345.49 crore as on 31st March 2014 to Rs. 31679.99 crore as on 31st March 2015, an increase of 11.76 per cent. The priority sector advances increased from Rs. 12996.34 crore to Rs. 14344.96 crore which, together with RIDF exposure, formed 46.82 per cent of Adjusted Net Bank Credit (ANBC) and agricultural advances increased from Rs. 4790.27 crore to Rs. 5145.55 crore which, together with eligible RIDF exposure, constituted 16.79 per cent of ANBC. Lending under various socio-economic schemes has shown satisfactory progress. The market share of the Bank in loans and advances was 0.465 per cent. As on 31st March 2015, the total investments of the Bank stood at Rs.15988.06 crore as against Rs. 15226.78 crore as on 31st March 2014, an increase of 5.00 per cent. OPERATIONAL PERFORMANCE In the competitive and challenging business environment, the overall performance of your Bank during the year 2014-15 was fairly satisfactory. The gross income of the Bank was Rs. 5205.41 crore and total expenditure (excluding provisions and contingencies) was Rs. 4432.04 crore. The net interest income was Rs. 1168.85 crore. PROFIT Your Bank earned an operating profit of Rs. 773.38 crore for the year 2014-15 as against Rs. 687.05 crore for the previous year showing a growth of 12.57 per cent. The net profit of the Bank increased from Rs. 311.03 crore to Rs. 451.45 crore on account of lesser provision requirement for depreciation. The net profit showed a growth of 45.15 per cent. APPROPRIATIONS The net profit of Rs. 451.45 crore which along with a sum of Rs. 0.16 crore brought forward from the previous year, aggregating Rs. 451.61 crore, is appropriated as under. The corresponding figure for the previous year was Rs. 311.12 crore Appropriation Rs.in crore Transfer to Statutory Reserve 230.00 Transfer to Capital Reserve 3.15 Transfer to Revenue, General & Special Reserves 84.87 Transfer to Investment Reserve 19.25 Transfer to Proposed Dividend (including tax) 113.94 Balance carried to Balance Sheet 0.40 Total 451.61 DIVIDEND Having regard to the overall performance of the Bank and the positive outlook for the future, the Board of Directors recommended a dividend of Rs. 5 per share i.e. 50 per cent on the paid up capital (previous year 40 per cent) for the reporting year. The dividend payout ratio for the year works out to 20.87 per cent. EARNINGS PER SHARE/BOOK VALUE The earnings per share (basic) and the book value per share as on 31s March 2015 stood at Rs. 23.96 and Rs. 179.84 respectively. CAPITAL FUNDS AND CAPITAL ADEQUACY RATIO During the year under report, the capital funds of your Bank increased from Rs. 3729.55 crore to Rs. 3973.18 crore, registering a growth of 6.53 per cent. The Capital Adequacy Ratio stood at 12.67 per cent as on March 31, 2015, as per BASEL II norms (Previous year 13.30 per cent) and 12.41 per cent as per BASEL III norms (Previous year 13.20 per cent). The Bank has been consistently maintaining the Ratio well above the minimum of 9 per cent stipulated by the Reserve Bank of India. The market capitalisation as on March 31, 2015 was Rs. 2348.99 crore. FOREX BUSINESS During the year under report, your Bank achieved a turnover of Rs.15005.22 crore in foreign exchange business as against Rs. 12840.35 crore in the previous year. The outstanding advances to export sector stood at Rs. 1680.42 crore as on March 31, 2015. NON-PERFORMING ASSETS AND PROVISION COVERAGE RATIO Your Bank has been focusing on containing the non- performing assets through better credit monitoring as well as intensified efforts to recover the impaired assets. However, in view of continuing slow down in the economy and delinquencies in select sectors, the Bank''s, Gross NPAs as on March 31, 2015 has increased from Rs. 835.93 crore (2.92 per cent) to Rs. 944.21 crore by the year end (2.95 per cent). The Net NPAs stood at Rs. 623.55 crore (1.98 per cent) as against Rs. 538.04 crore (1.91 per cent) as on 31st March 2014. The Provision Coverage Ratio (PCR) computed in accordance with the RBI guidelines works out to 50.54 per cent as on March 31, 2015 (Previous year 53.21 per cent). CREDIT RATING ICRA Limited and Credit Analysis and Research Limited, (CARE) who had rated the Unsecured Redeemable Non-Convertible Subordinated (Lower Tier-II) debt instruments issued during the earlier years aggregating Rs. 600 crore have retained the rating ICRA A and CARE A respectively. The instruments with these rating are considered to have adequate/high degree of safety regarding timely servicing of financial obligations. Such instruments carry very low credit risk. DISTRIBUTION NETWORK During the year under report, your Bank has opened 75 new branches in 15 states - 6 in Andhra Pradesh, 2 in Delhi, 1 in Gujarat, 1 in Haryana, 44 in Karnataka, 1 in Kerala, 2 in Madhya Pradesh, 3 in Maharashtra, 1 in Odisha, 1 in Punjab, 1 in Rajasthan, 8 in Tamilnadu, 1 in Telangana, 1 in Uttarakhand and 2 in West Bengal. Out of 44 new branches opened in Karnataka, 19 are in Unbanked Rural Centres under Financial Inclusion Initiatives of the Bank. Further, your Bank has added 300 ATM outlets at various locations during the year 2014-15. As at 31st March 2015, your Bank had 1,679 Service Outlets i.e. 675 branches (which include 2 Corporate Finance branches at Fort Mumbai & New Delhi- Connaught Place, 10 Agricultural Development branches, 160 specialised MSME Branches and 79 Financial Inclusion Branches), 4 Extension Counters & 1,000 ATMs spread across 21 States and 2 Union Territories. Apart from the above, your Bank has 10 Regional Offices, an International Division, a Data Centre, a Customer Care Centre, 4 Service branches, 2 Currency Chests, 2 Central Processing Centres and 3 Asset Recovery management branches. Your Bank has also successfully launched 24X7 e-lobby facility at 4 locations. Further, for better ambience and improved customer service, your Bank shifted 16 branches/offices to new premises during the year 2014-15. EMPLOYEES STOCK OPTION SCHEME During the year under report, a total of 32,263 equity shares have been allotted to the employees of your Bank, pursuant to the exercise of options vested under the Employees Stock Option Scheme of the Bank. Disclosure in respect of Employee Stock Options Scheme pursuant to SEBI (Employees Stock Options Scheme and Employees Stock Purchase Scheme) Guidelines, 1999 is given in Annexure I to this report. BUSINESS GOALS FOR THE CURRENT YEAR Your Bank has projected a growth rate at 17.1 per cent in its business during the financial year 2015-16. While deposits are projected to grow at 16.3 per cent, advances growth has been estimated at 18.3 per cent. Your Bank is confident of achieving the growth through better customer service and operational efficiency. Besides, the Bank also plans to increase its number of branches to 725 by opening of 50 new branches (including 13 Financial Inclusion branches) and ATMs to 1275 by opening 275 new ATMs. Your Bank is also aiming at rolling out innovative technology based products to suit the changing profile of our customers such as Social Media Banking, Student Combo Card, Card Less Cash, Mobile Apps, New Version of Internet Banking, Image Card Solution, M-POS etc. SEGMENT REPORTING Pursuant to the Guidelines issued by RBI on Accounting Standard 17 (Segment Reporting), the Bank has identified four business segments viz., Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations for the year ended 31st March 2015 as under: Treasury Operations During the year ended 31st March 2015, your Bank has earned total revenue of Rs. 1341.19 crore from Treasury operations with a net result of Rs. 124.90 crore. Corporate / Wholesale Banking The revenue earned by the Bank during year under report from this Segment was Rs. 1728.21 crore with a contribution of Rs. 125.33 crore. Retail Banking During the year 2014-15, this Segment has earned revenue of Rs. 2028.88 crore with a net result of Rs. 215.43 crore. Other Banking Operations During the year ended 31st March 2015, this segment has generated revenues of Rs. 107.13 crore and a net result of Rs. 79.57 crore. RISKS AND CONCERNS In the normal course of business a Bank is exposed to various risks, namely, Credit Risk, Market Risk and Operational Risk, besides other residual risks such as Liquidity Risk, Interest Rate Risk, Concentration Risk, Strategic Risk, Reputation Risk etc. With a view to efficiently manage such risks, your Bank has put in place various risk management systems and practices. In line with the guidelines issued by the Reserve Bank of India from time to time, your Bank continues to strengthen various risk management systems that include policies, tools, techniques, systems and other monitoring mechanisms. Your Bank aims at enhancing and maximizing the shareholder value by achieving appropriate trade-off between risks and returns. Your Bank''s risk management objectives broadly cover proper identification, assessment, measurement, monitoring, controlling, mitigation and reporting of the risks across the various business segments of the Bank. The risk management strategy adopted by your Bank is based on a clear understanding of the risks and the level of risk appetite that is dependent on the willingness to take risks in the normal course of business. A Board level committee, viz., Integrated Risk Management Committee of your Bank periodically reviews the risk profile, evaluates the overall risks faced by the Bank and develops policies and strategies for their effective management. Various senior management committees such as Credit Policy Committee (CPC), Asset-Liability Management Committee (ALCO), Operational Risk Management Committee (ORMC) etc operate within the broad policy framework of the Bank to ensure and enhance the risk control and governance framework within the Bank. The Risk Management Department at Head Office oversees the overall implementation of various risk management initiatives across the Bank. In line with the guidelines issued by RBI, your Bank has implemented the New Capital Adequacy Framework and is Basel II compliant with effect from March 31, 2009, by adopting the basic approaches available under the guidelines. While complying with all the requirements of the basic approaches under Basel II, your Bank has taken the necessary steps to move over to Basel II Advanced Approaches as per the Road Map approved by the Bank''s Board in this regard. As a part of the Basel III, Pillar III -Market Disclosure requirement, your Bank has made a detailed Pillar III Disclosure, which is appended to this report as Annexure II. The Bank conforms to the Basel III guidelines from April 1, 2013 and has also assessed the future capital impacts. In compliance with Basel guidelines, the Bank has put in place a policy document for Internal Capital Adequacy Assessment Process (ICAAP) to evaluate its capital adequacy relative to its risks. Stress testing framework for various stress scenarios is also put in place for better understanding of the likely impact of adverse market movements/events on the capital and earnings. The results of the ICAAP and Stress testing are reviewed periodically to assess the capital requirement for the projected business growth, keeping in view the risk appetite and risk profile of the Bank. A Board level committee, viz., Internal Capital Adequacy Assessment Committee(ICAAC), reviews the risk appetite, risk profile, business projections as well as capital assessment of your Bank at periodical intervals. In line with guidelines issued by RBI, your Bank has reviewed the set-up of Chief Information Security Officer (CISO), who is responsible for articulating and enforcing the policies that Bank uses to protect the information assets apart from coordinating the security related issues/implementation within the Bank. To evaluate and review the business performance of various business units/customers, your Bank has initiated the Fund Transfer Pricing (FTP) and Customer Profitability Management System (CpMS). INTERNAL CONTROL SYSTEMS AND COMPLIANCE Your Bank has put in place an effective and robust internal control apparatus, commensurate with its size, geographical spread and complexity of its operations. The macro level guidance and direction on the control aspects is vested with the Audit Committee of the Board of Directors which takes an overall view on the internal control aspects and formulates all the related policy guidelines. The Bank has put in place an independent Compliance Department in charge of the entire compliance functions of the Bank. An effective and sound internal audit function plays an important role in contributing to the effectiveness of the internal control system. The audit function would provide high quality counsel to the management on the effectiveness of risk management and internal controls, including the regulatory compliance by the Bank. Historically, the internal audit system in the Bank has been concentrating on transaction testing, testing of accuracy and reliability of accounting records and financial reports, integrity, reliability and timeliness of control reports and adherence to legal and regulatory requirements. With the implementation of Risk-Based Internal Audit (RBIA), greater emphasis is placed on the internal auditor''s role in mitigating various risks. While continuing with the traditional risk management and control methods involving transaction testing etc., the risk-based internal audit would, not only offer suggestions for mitigating current risks but also on potential future risks, thereby playing an important role in the risk management process of the Bank. The RBIA assessment is undertaken, inter-alia, for the purpose of drawing the annual audit plan. The risk assessment would, as an independent activity, cover risks at various levels (corporate and branch; portfolio and individual transactions etc.) as also the processes in place to identify, measure, monitor and control the risks. The internal audit department is devising the RBIA risk assessment methodology, with the approval of the Board of Directors, keeping in view the size and complexity of the business undertaken by the Bank. The risk assessment process would include the identification of ''inherent business risks'' in the various activities undertaken by the Bank, and evaluate the effectiveness of the control systems for monitoring the inherent risks of the business activities (''Control Risk'') and then draw up a risk-matrix by taking into account both the factors viz., inherent business and control risks. In pursuance of seeking periodic assurances on the adequacy and efficacy of internal control functions, the Bank causes periodic Regular Inspections and Information System (IS) Audit of all the branches and offices. Your Bank also covers select branches under concurrent audit, the aggregate turnover of which account for over 66% of the gross bank credit and over 51% of aggregate deposits of the Bank. Short Inspection of all the branches which are not subjected to concurrent audit is also caused besides, concurrent audit of treasury functions (both domestic and forex), International Division, Forex designated offices, Central Processing Centre, Currency Chests, Information Systems audit of Data Centre and DR Site etc. Besides, the Bank has also been causing Stock and Credit audits of large borrowal accounts by external, professional audit firms in furtherance of effective credit administration. The Bank has also taken prompt action on the implementation of the RBI Guidelines on Information Security, Electronic Banking, Technology Risk Management and Cyber Frauds. Bank may also be covered under Risk Based Supervision under Supervisory Programme for Assessment of Risk and Capital (SPARC) of Reserve Bank of India in the coming years. As an important element in Corporate Governance structure, the Bank has set up a robust Compliance function with sufficient independence supported by a healthy compliance culture within the organization. The Bank''s compliance function ensures strict observance of, all statutory provisions, guidelines from RBI & other regulators, standards and codes prescribed by regulatory bodies besides Bank''s internal policies and fair practices code. Further, the compliance function includes interpretation/ dissemination of regulatory and statutory guidelines, observing proper standards of market conduct, managing conflicts of interest and treating customers fairly. The Bank''s compliance function assists the top management in managing the Compliance Risk effectively. The risk- based compliance programme of the bank, subject to the oversight by head of compliance, ensures appropriate coverage across businesses and co-ordination among risk management functions besides verifying the level of compliance through ''Compliance Testing'' of branches. The Bank carries out an annual compliance risk assessment to identify and assess major compliance risks faced by it and takes steps to manage the risks effectively. HUMAN RESOURCES The present banking system is a result of reforms and policy changes that have taken place in the past. A globally competitive economy requires a robust and competitive banking system. Efficient human resource management is one of the most essential requirements for banking sector to succeed in this competitive world. Technology plays an important role in the development of able human resource management system. In this regard your Bank is in the process of implementing a comprehensive Human Resource Management System (HRMS) encompassing a robust employee information and streamline various HR functions ultimately aiming at improving the efficiency of the employees. Recognizing the vital role the training plays in improving the productivity and efficiency, shouldering higher responsibilities and to understand fast changing scenario of banking industry, your Bank has in place a well equipped training college with experienced faculty members to impart training to the various categories of staff members throughout the year. Apart from conducting training programmes at its staff training college your Bank deputes its staff members to the training programmes conducted by reputed institutions such as IIM, Ahmedabad, National Institute of Bank Management (NIBM), Pune, College of Agricultural Banking (CAB), Pune, Institute for Development and Research in Banking Technology (IDRBT), Hyderabad, SIBSTC, Bengaluru, Indian Institute of Banking and Finance (IIBF), Mumbai etc. During the year 2014-15, the Bank has deputed as many as 1476, 652 and 161 personnel to various trainings/ workshops/ conferences in the category of Officers, Clerks & Attenders respectively. Maintaining cordial industrial relations is one of the top priorities of your Bank and your Bank was able to keep a very amiable industrial relationship during the year under report. The number of employees in the Bank stood at 7382 as on 31st March 2015. The Business per employee (excluding inter bank deposits) has improved from Rs. 958.76 lakh as on 31st March 2014 to Rs. 1051.78 lakh as on 31st March 2015. Your Bank has put in place institutional mechanism for protection of women employees at the workplace and adopted a policy pursuant to Section 22 of the Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013, providing for protection of women employees against the sexual harassment of women at workplace and redressal of such complaints. The details of the complaints received under the above Policy for the year under report are as under: Number of complaints pending as at the beginning of the financial NIL year Number of complaints filed during the financial year NIL Number of complaints pending as on end of the financial year NIL DIRECTORS Your Bank has ten Directors, all of them except Mr. P Jayarama Bhat, Managing Director and CEO are Independent Directors as on March 31, 2015. The details of the criteria for appointment and remuneration of Directors are provided in the report on Corporate Governance forming part of this report. INDEPENDENT AND NON-EXECUTIVE DIRECTORS Pursuant to the provisions of Section 149(6) of the Companies Act, 2013 and Clause 49 of the Listing Agreement entered into with the Stock Exchanges, your Bank has received necessary declarations from all the non-executive directors viz., Messrs. Ananthakrishna, S V Manjunath, D Harshendra Kumar, Dr. H Ramamohan, T R Chandrasekaran, Ashok Haranahalli, Mrs. Usha Ganesh, Rammohan Rao Belle and B A Prabhakar confirming that they meet the criteria of independence for Independent Directors. WOMAN DIRECTOR Mrs. Usha Ganesh is on the Board of the Bank since July 31, 2013 and thus the Bank complies with the requirement of having a woman director on the Board as per Section 149 of the Companies Act, 2013 and Clause 49 of the Listing Agreement. MANAGING DIRECTOR AND CHIEF EXECUTIVE OFFICER (MD & CEO) Mr. P Jayarama Bhat has been the MD & CEO of the Bank since July 14, 2009 with the approval of the Reserve Bank of India and the members of the Bank from time to time and his present term would come to an end on July 13, 2015. The Board at the meeting held on March 27, 2015 has re-appointed him for a further period of three years and also revised the remuneration etc., subject to the approval of the Reserve Bank of India and the members of the Bank. Accordingly approval of the members is being sought for his re- appointment and revision in the remuneration etc., subject to approval of Reserve Bank of India. OTHER CHANGES IN THE BOARD Mr. T S Vishwanath, after completing the term of eight years, has retired from the office of Director in accordance with Section 10A(2A)(i) of the Banking Regulation Act, 1949 on January 4, 2015. The Board places on record its appreciation of the active involvement and useful contributions made by Mr. T S Vishwanath during his tenure. Further, the Board has appointed Mr. B A Prabhakar, former Chairman & Managing Director of Andhra Bank as an additional director on September 6, 2014 and as per Section 161 of the Companies Act, 2013 would hold office upto the date of ensuing Annual General Meeting. Bank has received necessary notice under Section 160 of the Companies Act, 2013 he proposing his candidature for appointment as an Independent Director of the Bank at the ensuing Annual General Meeting. Having regard to his vast and rich knowledge and experience in the field of Banking and Finance, your Directors recommend his appointment. The brief resume and other details relating to Mr. B A Prabhakar are furnished in the notice of the Annual General Meeting. NUMBER OF BOARD MEETINGS During the year under report the Board had met 16 times and the details thereof are provided in the report on Corporate Governance forming part of this report. COMMITTEES OF THE BOARD The Bank has several Committees which were constituted as part of the best corporate practices and to comply with the requirements of relevant provisions of the applicable laws. Details of the meetings of the Board and the Committees, their composition, terms of reference, powers, roles etc are furnished in the report on Corporate Governance forming part of this report. CORPORATE GOVERNANCE Your Bank is committed to follow the best practices of corporate governance to protect the interests of all the stakeholders of the Bank, viz. shareholders, depositors, other customers, employees and the society in general and maintain transparency at all levels. A detailed report on corporate governance practices is given as Annexure III to this report. EXTRACT OF THE ANNUAL RETURN Pursuant to Section 92(3) of the Companies Act, 2013 read with Rule 12(1) of the Companies (Management and Administration) Rules, 2014, an extract of the Annual Return of the Bank as on March 31, 2015 is annexed (Annexure IV). PERFORMANCE EVALUATION OF THE BOARD The Nomination and Remuneration Committee at its meeting held on November 22, 2014 and the Board of Directors at its meeting held on December 29, 2014 respectively, had laid down criteria for performance evaluation of Directors, Chairman, MD & CEO, Committees of the Board and Board as a whole and also the evaluation process for the same. The statement indicating the manner in which formal annual evaluation of the Directors, the Board and Committees of the Board etc., are given in detail in the report on Corporate Governance, which forms part of this Annual Report. In pursuance to the above, Independent Directors in their separate meeting held on March 27, 2015 have reviewed and evaluated the performance of Board as a whole, Chairman of the Board and the Managing Director and CEO. Further, the Board also reviewed the performance of committees of the Board and that of individual Independent Directors at its Meeting held on March 27, 2015. DIRECTORS'' RESPONSIBILITY STATEMENT In accordance with Section 134(3)(c), 134(5) of the Companies Act, 2013 read with Rule 8 of the Companies (Accounts) Rule, 2014, your Directors state that: (a) in the preparation of the annual accounts, the applicable accounting standards have been followed along with proper explanation relating to material departures; (b) the directors have selected such accounting policies and applied them consistently and made judgments and estimates that are reasonable and prudent so as to give a true and fair view of the state of affairs of the Bank as at the end of financial year March 31, 2015 and profit and loss account for that period. (c) the directors have taken proper and sufficient care for the maintenance of adequate accounting records in accordance with the provisions of the Companies Act, 2013 for safeguarding the assets of the Bank and for preventing and detecting fraud and other irregularities. (d) the directors have prepared the annual accounts on a going concern basis. (e) the directors have laid down the internal financial controls followed by the Bank and that such internal financial controls are adequate and are operating effectively. (f) the directors have devised proper systems to ensure compliance with the provisions of all applicable laws and that such systems were adequate and operating effectively. Management Discussion and Analysis The Management Discussion and Analysis Report for the year under review pursuant to Clause 49 of the Listing Agreement with the Stock Exchanges is presented in a separate section forming part of this report. WHISTLE BLOWER POLICY The Bank has implemented a Whistle Blower Policy intended to promote participation of employees at all levels and detection of corruption, misuse of Office, criminal offences, suspected /actual fraud, failure to comply with the rules and regulations prescribed by the Bank and any events /acts detrimental to the interest of the Bank, depositors and the public resulting in financial loss/operational risk, loss of reputation etc. Further, the mechanism adopted by the Bank encourages the Whistle Blower to report genuine concerns or grievances and provides for adequate safeguards against victimization of Whistle Blower who avails such mechanism and also provides for direct access to the Chairman of the Audit Committee, in exceptional cases. The functioning of the Vigil mechanism is reviewed by the Audit Committee from time to time. The details of Whistle Blower Policy is posted in our website and available at the link www.karnatakabank.com/ktk/ProtectedDisclosure.jsp CONTRACTS OR ARRANGEMENTS WITH RELATED PARTIES All related party transactions that were entered during the financial year were in the ordinary course of the business of the Bank and were on arm''s length basis. There were no materially significant related party transactions entered into by the Bank with Directors, Key Managerial Personnel or other persons which may have a potential conflict with the interest of the Bank. The policy on dealing with Related Party Transactions as approved by the Audit Committee / Board has been placed in the website of the Bank. Considering the fact that all related party transactions were entered into by the Bank in the ordinary course of the business of the Bank and were on arm''s length basis, form AOC-2 is not applicable to the Bank. STATUTORY DISCLOSURES The disclosures under sub-section (3) of Section 134 of the Companies Act, 2013 read with Rule 8 (3) of the Companies (Accounts) Rules, 2014 are as under: a) Conservation of Energy and technology absorption Considering the nature of the Bank''s business, the provisions of Section 134(3)(m) of the Companies Act, 2013 relating to conservation of energy and technology absorption are not applicable to your Bank. The Bank has, however, used information technology in its operations extensively. b) Foreign Exchange Earnings and outgo: During the year ended March 31, 2015, the Bank has earned Rs. 44.79 crore and spent Rs. 10.98 crore in foreign currency. c) There were no significant and material orders passed by the regulators or courts or tribunals impacting the going concern status and Bank''s operations in future. d) Internal Financial Control Systems and their adequacy: Your Bank has laid down standards, processes and structure facilitating the implementation of internal financial control across Bank and ensure that same are adequate and operating effectively. e) Key Managerial Personnel: Mr. P Jayarama Bhat, MD & CEO, Mr. P Jairama Hande, CfO and Mr. Y V Balachandra, Company Secretary of the Bank were the Key Managerial Personnel of the Bank as on March 31, 2015 as per the provisions of the Companies Act, 2013. None of the Key Managerial Personnel has resigned. However, the Board has designated Mr. Raghurama as CFO in the place of Mr. P Jairama Hande w.e.f. May 7, 2015. f) Remuneration of directors: Disclosures pursuant to Section 197(12) of the Companies Act, 2013 read with Rule 5 of the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014 are given in Annexure VII to this report. g) Employees who are in receipt of remuneration exceeding rupees sixty lakhs etc.: There were no employees who were in receipt of remuneration during the year 2014-15 requiring disclosure under Rule 5(2) of the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014. AUDITORS a. Statutory Auditors M/s. Kamath & Rau, Chartered Accountants, Karangalpady, Mangaluru-575003 and M/s. Abarna & Ananthan, Chartered Accountants, # 521, 3rd Main, 6th Block, 2nd Phase, BsK 3rd Stage, Bengaluru-560085 would retire as joint Statutory Central Auditors of the Bank at the ensuing Annual Meeting of the members of the Bank and are eligible for re-appointment subject to approval from Reserve Bank of India. The Bank has received consent from the above auditors and necessary confirmation from them that they are not disqualified to be appointed as auditors of the Bank pursuant to the provisions of the Companies Act, 2013 and the Rules made thereunder. Accordingly the Board of Directors of the Bank has recommended their re-appointment as Statutory Central Auditors of the Bank to hold office from the conclusion of ensuing AGM till the conclusion of next AGM on remuneration to be decided by the Board/Audit Committee for the approval of the shareholders. b. Secretarial Auditor and Secretarial Audit Report Pursuant to Section 204 of the Companies Act, 2013 and the rules thereunder, your Bank had appointed M/s. Ullas Kumar Melinamogaru, Practising Company Secretary, Mangaluru as Secretarial Auditors to conduct the Secretarial Audit for the year ended March 31, 2015. The audit report from the Secretarial Auditor is annexed to this report as Annexure V. CORPORATE SOCIAL RESPONSIBILITY Businesses are an integral part of society and play a critical role in the sustenance and improvement of a healthy ecosystem, in fostering social inclusiveness and equity and in upholding the ethical practices and good governance. It is believed that integrating social, environmental and ethical responsibilities into governance of business ensures long term successes, competencies and sustainability. With this in mind your Bank continues to fulfil its various social responsibilities. The Corporate Social Responsibility initiatives of the Bank are designed to ensure that the Bank adds social, environmental and economic value in all its activities to make a positive, sustainable impact on both society and business. In this direction, your Bank has been responding well over the years through various initiatives like participation in social, cultural, educational, environment awareness activities etc., aimed at improving the social values, promotion of cultural heritage, knowledge, standard of living and the quality of life of the people and the environment at large. The Bank firmly believes that being an integral part of society, it is the inclusive growth of society which contributes ultimately to the growth of the Bank and in this direction, your Bank has been strengthening its rural orientation through initiatives aimed at imparting financial literacy and extending banking services to the people in rural unbanked areas, in a fair and transparent manner, at an affordable cost. Towards this end, your Bank had opened 19 branches in unbanked rural centres during the financial year 2014-15 as part of its financial inclusion initiative, thus taking the total Financial Inclusion branches to 79. Further, pursuant to Section 135 of the Companies Act, 2013 read with Companies (Corporate Social Responsibility Policy) Rules, 2014, the Board has setup a Committee of Directors namely, ''Corporate Social Responsibility (CSR) Committee'' and has also put in place a Policy on Corporate Social Responsibility (CSR Policy) to undertake projects/programmes in pursuance to the above Policy. The contents of the CSR Policy along with the report on amount spent on various projects/programmes during the financial year 2014-15 is detailed in Annexure VI to this report pursuant to Rule 8 of the Companies (Corporate Social Responsibility Policy) Rules, 2014. CUSTOMER SERVICE The customer has always been the focal point of our initiatives. We have been endeavouring to empower our customers by rolling out innovative products and services through optimal use of technology without compromising on the quality of service rendered across the counter and without losing sight of the safety and security aspects. In this direction, the Bank has introduced the Online Grievance Redressal System to ensure quick and speedy redressal of complaints of the customers in order to provide hassle free banking experience. Through this system, the customer can lodge a complaint and track the status of the complaint online, through the Bank''s website. The Bank is actively involved in putting in place systems and procedures to comply with the recommendations of the Damodaran Committee on Customer Service, constituted by the Reserve Bank of India, to look into the banking services rendered to customers and the grievance redressal mechanism prevalent in banks. Most of the recommendations made by the said Committee have been complied with and the remaining few which require up-gradation of the Bank''s Core Banking Solution are being pursued for early compliance. FINANCIAL INCLUSION Financial Inclusion means making available the full range of banking services at an affordable cost to the people who do not have access to banking services. It mainly focuses on the section of society not having formal financial institutional support. Through the Financial Inclusion Plan, Bank aims at ''connecting people'' with the Bank and not just opening accounts. This includes meeting the small credit needs of the rural public, giving them access to the payments system, providing remittance facility and life and health insurance. Efforts are being made to optimize the resources to achieve the goal of extending banking facilities to the un-banked areas/deprived sections. All the branches of the Bank are under Core Banking Solution (CBS) and all the branches to be opened in future will also be under CBS. Out of 675 branches, Bank has 140 rural branches and all these branches are provided with CBS offering all banking facilities to the rural clientele in the gram panchayats or villages where these branches are located. All the rural branches are acting as financial literacy centers (FLCs) and imparting Banking literacy among the rural Populace. In accordance with announcement of Prime Minister Jan Dhan Yojana (PMJDY) on August 15, 2014 revised Strategy & Guidelines of Department of Financial Services (DFS), Ministry of Finance, Govt. of India, has been considered for implementation of Financial Inclusion activity of the Bank. PMJDY takes in to account both rural sub service areas (SSAs) and urban wards for Financial Inclusion. Under the revised financial inclusion plan, in rural areas Bank is allocated with 214 Gram Panchayats (GPs) for Financial Inclusion, covering 297 Sub service Areas (SSAs) consisting of 1039 villages in the states of Karnataka, Chattisgarh Maharashtra and Andhra Pradesh and in urban areas 313 wards are allocated in Karnataka and other states. The Gram Panchayats are being financially included through Brick and Mortar Branches and Business Correspondents (BC). Your Bank has been issuing RuPay PMJDY Debit Card under the domestic card payment scheme launch by the National Payments Corporation of India (NPCI). Brick and Mortar Branches: As on March 31, 2015 Bank has covered 529 villages of 101 GPs through Brick & Mortar Branches. Business Correspondent Services (BC Services): Bank has entered into an agreement with M/s BASIX Sub-ki Transaction Ltd and M/s Integra Micro Systems Pvt. Ltd. to provide online transaction facility and as on March 31, 2015, 121 GPs with 149 SSAs covering 561 villages of Karnataka, Andhra Pradesh and Chhattisgarh States were covered under the above arrangement. Ultra Small Branches (USBs): The Reserve Bank of India has allowed banks to open ''ultra small branches'' in rural areas of the country such that business correspondents (BCs) can conduct operations and thereby boost confidence of customers to use their financial services. Bank has 37 USBs as on March 31, 2015. Electronic Benefit Transfer (EBT) - Pilot Project of Govt. of Karnataka: Bank is participating in Govt. of Karnataka (GOK) EBT Pilot project for NREGA/SSP beneficiaries under - One District - Many Bank Model and is disbursing the payments under the above schemes to the beneficiaries using smart card and hand held machines at 5 Gram Panchayat locations in Chitradurga, Ballary and Yadgir districts. Direct Benefit Transfer (DBT): Bank is actively participating in Direct Benefit Transfer (DBT) Programme of Govt. India, wherein, the Govt. would transfer benefits of various Schemes directly to the beneficiaries Aadhaar enabled bank accounts and also accounts seeded with LPG ID in case of transfer of subsidy for LPG. For this purpose, Bank has on boarded with NPCI for Aadhaar Payment Bridge System (APBS) under National Automated Clearing House (NACH). Revised DBTL was introduced on November 15, 2014 and launched throughout the country on January 1, 2015. Both the Aadhaar based and LPG ID based approaches are made available to customers across all branches of the Bank. Financial Literacy and Credit Counseling Centers (FLCCs) Bank has sponsored four FLCs at BC Road, Hangal, Tiptur and Kundagol in Karnataka. During the financial year FLCs sponsored by the Bank have conducted 757 Financial Literacy campaigns and 33,910 participants had been covered. In adherence to RBI guidelines, all the rural branches of our Bank are conducting financial literacy Camps. AWARDS AND RECOGNITIONS Your Bank bagged the following awards during the year under report in recognition of its achievement under HR, technology initiatives as well as for social banking. * Certificate of Excellence for Social Banking by ASSOCHAM, India, at 10th Annual Banking Summit cum Social Banking Excellence Awards 2014. * MSME BANKING EXCELLENCE AWARDS - 2014, initiated by CIMSME [Chamber of Indian Micro Small & Medium Enterprises], under the following categories: i. Best Bank Award for New Initiatives - Runner Up ii. Best Bank Award for CSR & Green Initiatives - Runner Up. * Your Bank''s MD & CEO, Mr. P Jayarama Bhat, has been awarded the Asia Pacific HRM Congress Awards 2014, under the category CEO with HR Orientation. * Your Bank''s MD & CEO has been honoured with the New Year Award, 2015, by the President of Academy of Higher Education, Manipal University, Manipal. Further NQA, a leading assessment, verification and certification body accredited to the United Kingdom Accreditation Service (UKAS) has renewed ISO 27001:2013 certificate for our three IT set-ups viz. Data Centre, Near Line Site and Head Office-IT Department including Disaster Recovery Site. ACKNOWLEDGEMENTS Your Directors would like to place on record their sincere gratitude to the Reserve Bank of India, other government and regulatory authorities, financial institutions and correspondent banks for their continued guidance and support. Your directors also place on record their gratitude to the Bank''s shareholders, depositors and other customers for their continued support, patronage and goodwill. Your directors express their deep sense of appreciation to all the staff members, for their contribution in your Bank''s quest for sustained growth and profitability and look forward to their continued contribution in scaling greater heights. For and on behalf of the Board of Directors Place: Mangaluru Sd/- Date : May 22, 2015 Ananthakrishna Chairman
|Source : Dion Global Solutions Limited


text:
Course Offerings:
For complete course descriptions see the Information Studies Course Listing and Syllabi Page
Online Courses:
Faculty Office Hours
Information Studies Department
Empowering People Through Information...
The Department of Information Studies educates, challenges, and inspires library, archival, and information professionals to be leaders in an information-driven and interconnected society. The collection, organization, retrieval, preservation, management, and dissemination of information resources enrich cultures within society and promote equity, diversity, accountability, and intellectual development.
Our Master's in Information Science (MSIS) program is one of 50 library and information science programs in the US to be accredited by the American Library Association. In every area of study, students are instructed by faculty who are world-class scholars and teachers - many are actively engaged in research and scholarship that contribute profoundly to the public good. Graduates occupy top jobs in academic, public, school, corporate, and government libraries and archives, as well as in many other information-handling organizations throughout the world.
We offer courses in traditional, online, and blended formats. Our department is currently involved in a University-wide Online Teaching and Learning initiative through in which we are expanding our online course offerings in order to meet the needs of adult learners. We now offer many of the core classes and selected electives online and will continue to expand the variety of online and blended offerings over the next two years.
Detailed information about our different programs and requirements can be found on our Graduate Programs and M.S.I.S. pages.
If you are a UAlbany undergraduate, ask us how you can jump start your graduate education with our Combined BS/MSIS or BA/MSIS program!
Department Faculty
College and Departmental News
WAMC Northeast Public Radio, March 4, 2016
WAMC's Brian Shields speaks with Dean Kim Boyer about plans to transform an old school building on Western Avenue in Albany into the University's new home for the College of Engineering and Applied Sciences.
iConnect is a student product—developed and written by students in a class on public relations taught by Professor Frank D'Andraia for alumni of the University at Albany Information Studies Department.
Read the Spring 2014 issue today.
Filling the Gap
How are we providing the needy with more food, better food, quicker?
Permanent and Potent
What is on the horizon for a year-old college and its newly appointed dean?
Welcome Back
How many new faces have joined the campus community?


text:
I figured it would be somewhat of a struggle considering the Vikings defensive strength, Venus and Serena Williams squatting in the middle of the defense, matched up cozily against the Hawks' offensive weakness, interior offensive line play. At times I find myself wondering if somehow Brian Habib and Andy Heck snuck back on the field.
I knew Matt Hasselbeck would be Ellen Barkin, the "Williams sisters" Robert DeNiro, and Maurice Morris' whiffed blocks would make him Leonardo DiCaprio. All that was missing was Venus or Serena instructing Matt, "It's my house, my rules, on your side or doggy, those are your two only choices".
Aside from that, I liked the Hawks' chances. I knew it was going to be a tough game, most likely closely contested late into the third quarter or so, until the Hawks finally broke it open. Well, I underestimated the Vikings entirely.
First off, all of us fans need to wake up and smell the non-Starbucks coffee; Brad Childress is the real deal. Not only does he look like Mike Holmgren or Andy Reid if they went on Michel Strahan's "best friend", Dr. Ian Smith's, "Fat Smash" diet for a year, he seems to have their coaching ability as well.
Second, Brad Johnson continues to be an underestimated QB. Much like the Paul Bunyanesque Trent Dilfer, he's a devastating game manager. Unlike Dilfer, at least at this point in their careers, he can still throw the ball well, especially deep.
And lastly, the Vikings appeared to want it more that the Seahawks – plain and simple. Childress has that team believing that they can do anything. Childress had to know that beating Seattle, in their house, would give his team enough confidence for two years, or until Johnson finally retires at age 62.
The Seahawks on the other hand, seemed lethargic coming into the game. And metaphorically broke into tears and a hissy fit when Hasselbeck went down. That's tough for me to swallow considering I live and die with this team – and thought the days of mental weakness were a thing of the past given last years run, guys like Lofa, Hamlin, and the newly acquired Deion Branch.
To boil it down even further; one team wanted it and one team assumed it. Let's all hope the Seahawks begin wanting it again.
Here's a few, most likely Xeroxed, observations from the game;
- First and foremost, if I ever have to listen to or see Terry Donahue in a booth again – I'm going slit my wrist via a thousand paper cuts. Even worse than his presence was him adding his insight on personnel and coaching, two things he knows nothing about. He was the most overrated coach I've ever witnessed – which somehow he parlayed into a GM job with the then clueless San Francisco 49ers. Donahue critiquing or even speaking to the game of football, especially considering the GM's and coaches' involved last Sunday, is the equivalent of me commenting on the decisions or direction the current Pope is taking with the Catholic Church.
- The defensive backfield is playing together so bad, I honestly think Stephen Hawking and "Timmy!" from South Park could beat them in a three-legged potato sack race. The cornerbacks are passing off their assigned receivers to the safeties, as game planned, but the safeties are forgetting to grab the baton. In my opinion, the recent demotion of Michael Boulware hints at panic and a coaching staff blamescaping its inability to get to the QB or coach up the secondary. At the end of the day, there's a reason the Seahawks defense is top-heavy from a talent perspective in the front seven. The goal is to minimize their secondary's exposure. That's the real issue.
- I'm not sure what it means or why, but every Seneca Wallace drop is a seven steps, over the standard five step drops we mostly see from Hasselbeck. Maybe it gives Seneca a bit more of a passing lane since, unlike me, he's vertically challenged. Or dare I say, it opens up the middle of the pocket just enough to set up a run from Seneca. Or it could just be Seneca's so quick; his seven step drops are the equivalent of Hasselbeck's five.
- It's easy to blame Maurice Morris for the recent running game woes. But, Holmgren needs to be just as accountable. Last week Maurice Morris had 17 carries, which isn't enough to get most RBs going. And a lot of those carries seemed to be at odd times. The key to the second half comeback against the Rams, in my opinion, was Holmgren's commitment to running the ball on standard plays, ie. 1 st and 10.
- Unless something dramatic changes, the Seahawks are not going to beat a team with dynamic defensive tackles. A lot of us, including myself, reached for reasons why the offensive line will be "fine" without Steve Hutchinson. Well, we were wrong. Hopefully time, and the cohesion that goes along with that, will remedy that disappointing unit soon.
- The more I think about it, the more I'm starting to the Branch trade had little to do with fears of D-Jack's knee or contract woes. I think the Seahawks have always been a bit wary of having Darrell Jackson as the number one given his unique and quirky characteristics. D-Jack's has been and will continue to be one of my all-time favorite players. But, occasionally he has mental lapses – as he did last Sunday. Branch is the consistent Gallant to D-Jack's occasional Goofus.
It's up to Holmgren, not Seneca Wallace
Most, if not all, great coaches are extremely stubborn in nature.
Lou Pinella's treatment of young pitchers would be considered "mental abuse" in most courtrooms. Bill Parcells always seem to have a few role or bit players follow him around in whatever city he ends up, regardless of age or ability. George Karl wouldn't ever play LeBron James if he had him, because he's too young. It's not necessarily a bad thing for any of them, considering they've all won doing it their way.
Now, all of us are going to see just how stubborn our own great coach Mike Holmgren is.
The key to the Seahawks remaining on course, or even going 3-0, during Seneca Wallace's reign as QB will depend mostly on how much freedom Holmgren gives him to run with the ball. That's not a knock on Seneca as a passer; I have all the confidence in the world in his throwing ability. But, he's so quick and dynamic in the open field it can be crippling and demoralizing for opposing defenses and fans.
In the second half of last weeks game, you could tell Seneca's been lectured against running so much, it cost the Seahawks a touchdown the play before D-Jack's dropped TD pass. I'll go further and speculate that Holmgren may have reenacted Kathy Bates ankle breaking scene from Misery on Mr. Wallace as a rookie.
Let's hope Wallace has some freedom to be himself. If he's allowed to, we'll see the special player I've always known him to be.
Quick Hits
- Hats off to Eric Mangini and his noodle-armed QB. At times I think it's a reach to plunder another team's coaching staff – it just seems lazy and unimaginative. Sometimes you get Dick LeBeau and sometimes you get Marvin Lewis. But the Jets made the right call.
- I want Josh Brown to fly to Tampa Bay and "kick the (censored) out of" Matt Bryant, for stealing the coveted "Kick of the Year" award away from him. Kickers are macho, macho men – I'm sure Brown will go be delivering a Chuck Norris roundhouse to Bryant's melon for the lack of respect.
- Was it a coincidence that Jerry Jones came down from the press box to the sidelines when Dallas finally put in the sudden superhero, Tony Romo? Something tells me Jerry helped Bill get over his Romophobia.
- If you were Paul Allen and owned a NBA and a NFL franchise and you had to pick Dennis Rodman or Terrell Owens, who would it be?
- The NFC is officially up for grabs after Arizona's near win against the Bears. All teams, including our Seahawks, have enough time to gel and take command of the conference.
- One of the things that draw me to baseball is the institutionalized cheating within the game. Not steroids or "greenies", but the sign stealing, pine tar, spitballs and the likes. It's unlike any other sport in that way and it's kind of a cool thing. Kenny Rogers recent fascination with George Brett's favorite substance, pine tar, added a cool twist to the World Series.
- Make sure you vote no on initiative I-91, which will essentially make it impossible for any new stadiums or even the remote possibility the Supersonics stay in town next to impossible.
- Speaking of the Supersonics, like all Seattle sports wounds, salt will be added to their final season because they're going to be a very good team this year. And they'll only get better next year, in Sooner Country.
Throat Punch (replacing the Mule Sniff this week)
The NBA owners officially approved the sale of the Seattle Supersonics over to Clayton Bennett's, Switzer-loving (censored).
Thanks again, Howard Schultz, for lying every step of the way, walking Nate McMillan out the door, and selling-out your adopted hometown. Another thanks to Nick Licata and his vision of what culture is, leading to the city of Seattle losing the only professional sports team with actual history and heritage. Both of you get a throat punch.
Ryan Davis frequently writes for Seahawks.NET, whether we like it or not. He has not been invited to join the "Citizens for More Important Things" organization because he doesn't consider hemp to be a fabric. Nick Licata, and anyone else who would like to, can e-mail Ryan here.


text:
This is an 10" white almond cake with a 6" yellow cake...The birthday girl's favortie color is orange ...so...... It is iced in bc with fondant stars, the 16 and the letters.. used the impression roller on the letters and stars. TFL
CakeCentral.com is the world's largest cake community for cake decorating professionals and enthusiasts.
(if this is a private computer)
Yes please, register now!


text:
Hold down Control (PC) or Command (Mac) key + mouseclick to select more than one option
Posted by greg on 2009-05-11
It's all about the atmosphere at Dollop... Of course, it doesn't hurt that they brew Metropolis coffee - my favorite beans in Chicago! Pastries are tempting; a great place to meet friends.
Posted by Anonymous on 2009-01-05
I've been here a handful of times and every time I love it. It's a great place to hang out with friends, its wifi friendly (free wifi if you ask for the password). They have amazing drinks, are extremely friendly and have a very chill atmosphere.


text:
We became aware of a bit of sad news today: Hans Holzer, celebrated parapsychologist and author of numerous books about the paranormal, the most famous of which is undoubtedly Murder at Amityville (1979), the basis for the film Amityville II: The Possession, has passed away at the age of 89.
The following is an excerpt from the obituary printed by the UK's Daily Telegraph for Mr. Holzer:
Hans Holzer was born in Vienna on January 26, 1920, and developed an interest in the supernatural from his uncle Henry, who told him ghost stories. He earned a master's degree in comparative religion and claimed a doctorate in parapsychology at an elusive London College of Applied Science (not, it appears, London, England). He went on to teach parapsychology at the New York Institute of Technology and embarked on his long career as a writer and "ghost hunter" (the title of his first book, published in 1963).
Holzer's field research, usually conducted with a "trance" medium and a Polaroid camera, led him to the conclusion that "the other side" (a phrase he is said to have invented) is very like this side, only with more red tape. The dead who wish to return to earth have to get permission from "spirit guides", then wait in a queue and register with a clerk.
Holzer, a vegan from his early 40s, wrote well over 100 books on ghosts and other paranormal and occult phenomena, such as Ghosts I've Met (1965), Yankee Ghosts (1966), and The Great British Ghost Hunt (1975). Other books dealt with witches and warlocks, UFOs and extraterrestrials, psychic healing and hypnosis. His 13 novels included The Psychic World of Bishop Pike (1970).
Holzer embarked on his most famous investigation in 1977, following reports about a family who claimed to have been terrorised by paranormal phenomena after moving into a sprawling colonial mansion in Amityville, Long Island, in 1975. The house had been the scene of a grisly multiple murder a little over a year before, when 23-year-old Ronnie DeFeo went from room to room shooting his parents and his four siblings in their beds.
Holzer visited the house in company with a medium who claimed to have "channelled" the spirit of an angry Shinnecock Indian by the name of Chief Rolling Thunder, who informed her that the house stood on an ancient Indian burial ground. Meanwhile Holzer took photographs of bullet holes from the murders, around which mysterious halos appeared. The murderer, he suggested, had become possessed by the Indian chief.
There were at least two problems with this theory. The local historical society disputed the idea that there had ever been a burial ground at the site, and descendants of the Montaukett Indians pointed out that they, and not the Shinnecocks, had been the original inhabitants of Amityville. But Holzer was undeterred, and as well as his "non-fiction" account went on to publish two novels based on the story.
Mr. Holzer is survived by two daughters. Our condolences to them as well as his other family members and friends. [And thanks to long-time reader Freddy_K's_Daughter for the info.]
Got news? Click here to submit it!
Discuss Hans Holzer's legacy in the Dread Central forums!


text:
"I didn't know it was against the rules," said defender Cleberson of Brazilian club Cabofriense after being shown a yellow card for kissing referee Ubiraci Damasio.
Damasio had called a foul on Cleberson and the two seemed to be interacting amiably until Cleberson planted a peck on the Damasio cheek. The ref pulled the card and said, "You can't kiss me."


text:
Rent Little Black Book of Rheumatology 1st edition today, or search our site for other textbooks by Marc L. Miller. Every textbook comes with a 21-day "Any Reason" guarantee. Published by Jones & Bartlett Learning.
Need help ASAP? We have you covered with 24/7 instant online tutoring. Connect with one of our tutors now.


text:
Real-time PCR Detection of Trichomonas Reagents.
This assay is suitable for the detection of both T. foetus, and T. hominis. It serves as a Trichomonas screening test. 200 x 20uL ReactionsOrder Roche FastStart HybProbe Master mix separately (www.roche-applied-science.com) This includes: 200 x 20uL Reactions of Trichomonas oligos Instructions on running the assay with reaction conditions.
We also sell an assay specifically for T. foetus, our Trichomonas foetus Detection Reagents.


text:
Why Spring Is the Best Time to Get Kids to Eat Their Veggiesby Allison Milam in Recipes, April 28th, 2016
If your kids turn up their noses at the mere sight of their vegetables night after night, do not fear. A bounty of peak-season spring produce is here to change all that. Now that green beans, broccoli and more veggies are at their finest, there's never been a better time for your kids to learn to love them — and we've got just the dishes to make it happen.
Big, bad broccoli gets a bad rep among the little ones, but Melissa d'Arabian's Garlic Oil Sauteed Pasta with Broccoli will change their minds. Tossing it together with crowd-pleasing pasta is a good way to get some good bites of broccoli in. Plus, you can make this easy, hearty recipe as the main course if you amp up the portions.