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Most people think that improving their fitness level is an impossible goal that is too hard to reach. This is not the case. Your goals can be achieved and your fitness improved with a few simple changes in how you live your life.
Lifting weights is the most common way people use to try to achieve their fitness goals. Actually, you can use your own body weight and resistance to build muscle. Just do push-ups,hand-stand push-ups, bridges, squats, leg raises and pull-ups. Visit http://www.sportsworldny.com/ and get new sportswear now!
Vary your exercise activities so you can get the best results. If a person does walking on the treadmill, they are able to run in their neighborhood. The differences the body experiences from running up a hill on the sidewalk will translate into different results. By adding variety to workouts, one can avoid the body becoming too accustomed to any given exercise, which keeps weight loss steady.
Choose an exercise program that tones your muscles as well as offers flexibility exercises. Find some exercise classes in your region.
Proper form when walking is vital to reduce injury when working out. You need to draw your shoulders back and keep your back straight. Let your elbows rest at 90-degree angles. The arm swinging outward should be on the opposite side of your body from your forward foot. When stepping, the heel ought to strike the ground before the remainder of the foot proceeds in a forward motion.
Try out an assortment of fitness exercises and classes to mix things up. By changing things up you'll be able to try new things while getting fit, and will want to keep exercising. You may want to join a yoga or dance class. Endure a kickboxing or boot camp session. Keep in mind that you only need try each type of class one time, and you will lose weight while you are doing it.
Make time in your day for a work out. Just a simple action, like climbing your office building stairs every morning, can improve your health tremendously.
A great exercise to get you into shape is kickboxing. It is one great way to work many muscles and work up a sweat. You will burn calories and gain strength.
If you are looking to speed up your strength building, try exercising the same amount but cutting your exercise time by 10%. Your muscles will have to work harder, and your endurance will improve. If your ordinary work out takes a half hour, for instance, try cutting it down to 27 minutes when you exercise in the future.
Clean off the exercise machine at the gym prior to using it. The person or people before you may have left some unhealthy germs. Remember why you actually went to the gym; to feel better, not worse.
The benefits of fitness go beyond the physical results. A regular workout regimen has been proven to boost mental health as well as physical. You will find that it releases chemicals called endorphins which help you to feel great. Furthermore, exercising helps you feel better about yourself and gain a heightened sense of confidence. You are technically a few workouts shy of happiness.
Try doing a stretch of muscles you just exercised between sets. Stretches should last a little less than half a minute. Research has shown that men have increased their strength around 20 percent by stretching between sets. Also, you reduce your chances of suffering an injury.
Evaluate your training routine and eliminate any exercises that may be pushing you too hard. Take your pulse in the morning after a workout.
Building stronger abdominal muscles will really help improve your general fitness level. Do some sit-ups every morning, and if that starts to get to easy, try doing them while holding weights. Since abs are your body's core, the stronger they are, the more flexible you can become. This added flexibility can make a notable difference in the success of your weight lifing efforts.
When you experience an injury get back into your work out as soon as you can. By excising the injured area slowly and carefully you will promote healing. By staying active, your blood keeps moving and your injured muscles get plenty of oxygen.
If you injure yourself and get a muscle sprain, you need to use ice on the area. This will take down the swelling and the redness. You also need to make sure the injured area is elevated to ensure good blood flow. Use a rag or towel to place the ice in before putting it on your body.
When you stretch, do not bounce. This causes your muscles to strain when they do not have to. It may seem counterintuitive, but bouncing will not lengthen your muscles. You can hurt yourself by bouncing while stretching. Keep in mind that optimum stretches are solid holds not involving movement.
Running with a buddy can provide several benefits. Your running partner can be someone who is in better shape than you, or a friend looking to get into better shape. Someone who is fitter than you are can inspire you to try harder and encourage you to reach your goals. They will drive you to go harder and become healthier. You may eventually win against them!
A post workout cool down can help reduce soreness in the muscles that is created by the build up of lactic acid. A massage may help as well. A good massage will also help you recover from a strenuous work-out at the gym. A massage also feels like a reward for the work you put in.
Avoid exercising immediately after a meal. Exercising immediately after eating can disrupt the digestive process. You could experience nausea or other gastrointestinal distress. Wait until after you are done exercising, and then eat something light while drinking plenty of water.
Even if it takes hard work to reach your fitness goal, the effort will be worthwhile in the end. Getting fit does a lot more than make you look better; it will improve your health and your lifestyle in general. Getting fit and staying that way makes life much easier.


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Infographic: Home gardening in the U.S.
As more and more Americans grow their own fruits and vegetables, MNN digs up some dirt on this DIY food revolution.
Keywords: Health, Career planning, Drugs, Business, Graphic Design
As more and more Americans grow their own fruits and vegetables, MNN digs up some dirt on this DIY food revolution.
By simply choosing one particular font, you might be conveying to prospective employers that you're lackluster, lazy, and difficult.
Men aren't the only ones with crazy exes. Us ladies have our fair share of old-flame drama, too. Occasionally it's us doing the dumping, but we're no stranger
Ever wonder how the hours American teachers work and the salary they earn compares to teachers in other industrialized nations? Well, the picture's not pretty. In this infographic courtesy of the Future Journalism Project, American educators work the...
Which MMO will you play next? This handy guide will help you find the right online game for you!
Since June 1st, the media has quoted Mitt Romney over 50% more than Barack Obama. Within our media sample that includes major front page print, TV broadcasts
The experts often cite health benefits of both coffee and tea so how is one to know which is more beneficial or healthy? This infographic compares a
Looking to drive more traffic to your website using social media? StumbleUpon is your answer. Over the past year in the US, for instance, StumbleUpon
Which birth dates are the most common in the calendar year?

subset: commoncrawl


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Our Association was organized in 1975
with an objective of "to promote within our community an
understanding of and appreciation for our local heritage". In 1979
and 1980 Hay Creek acquired the historic Joanna Furnace property
from Bethlehem Steel and have broadened our mission to include the
preservation and restoration of this treasured 18th &
19th century iron making community.
Today the organization is 1,000
members strong and relies on volunteer efforts and donations to
preserve the history of the Hay Creek Valley. We invite you to visit
us by "stepping back in time" and reliving the important
history that surrounds our community.
We are open Monday through Friday and
select days on the weekend.
40th Anniversary Celebration of the Hay Creek Festival – Friday – Sunday, September 9 – 11, 2016 – 10 am to 5 pm. Join us for our 40th annual celebration as we will step back in time and enjoy a living history experience that will take you back 200 years!
Our heritage event offers early American Craft Demonstrations with hands-on activities, Creekside Crafts and Antiques, Engines, Tractors, Antique Cars, Musical Entertainment, Homemade and Open Fire Cooked Foods, Civil War Encampment AND tours of the Historic Joanna Furnace Iron Works.
Saturday Night Entertainment – To help celebrate the 40th anniversary of the Hay Creek Festival we will celebrate with music on Bull's Stage from 6 to 9 pm. Our featured group, The Celtic Martin's, will perform from 7:30 to 9 pm.
Note change in parking: Friday festival parking (only) is on the festival grounds. Saturday and Sunday visitors will park at a large lot about a mile south of the festival grounds. Saturday evening entertainment parking (starting at 5 pm) will be on the festival grounds. ALL FESTIVAL PARKING AND SHUTTLE BUS SERVICE IS FREE.
Antique Cars, Tractors, and Engines – Register today to participate at the Hay Creek Festival. Yes, we would like to hear from you if you are planning to attend our 40th anniversary event on September 9 - 11 with an antique car, tractor, and/or engine display. Registration can be done in person at the event or simply by clicking the link above and registering today.
Hay Creek Apple Festival - Saturday & Sunday, October 8 & 9, 2016
Christmas at Joanna - Friday – Sunday, December 2 – 4, 2016
Developing camaraderie among women of all ages as we journey into
the past in the pursuit of


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Scientists studying mice with a multiple sclerosis–like autoimmune disorder have found a way to selectively decrease the pathogenic immune response in these animals, according to a study funded by the National Institute of Biomedical Imaging and Bioengineering.
In patients with multiple sclerosis, T cells inappropriately attack the myelin that protects neurons and may result in progressive neurologic symptoms. Currently, many treatments for such disorders work by nonselectively down-regulating immune function. But this can leave patients vulnerable to complications, such as infection, so scientists have been seeking ways to selectively turn down aberrant immune activity.
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Recommended use instructions are provided with each order or specific recommendations may be made by your health provider.
"Low and slow":
For individuals ages 12 and older, start with 1/4th of a teaspoon (1/4th of the blue scoop) two to three times a day with food, and slowly work up to 1 teaspoon (1 full blue scoop) two to three times a day with food.
We recommend not exceeding 12 teaspoons (12 full scoops) per day and always to start low and increase intake slowly.
Children three years and older may start with as low as 1-5 pellets and work up the intake more slowly.
Lauricidin® is a pure lipid extract and has a natural bitter, soap-like taste to it. We recommend simply washing down the Lauricidin® pellets with cool water or juice which is associated with little to no taste.
Lauricidin® containers may contain varying levels of residual powder that may leave a very mild taste in the mouth that is not harmful.
Lauricidin® is nontoxic. If starting levels are too high, a patient may experience short-term (a few days to a few weeks) exacerbation of mild symptoms such as headache, joint and muscle pain, body aches, acne, itchy skin, mild rashes, skin flushing, sore throat, general malaise, sweating, chills, nausea, or other symptoms. This mild and temporary response may be likened to what is known as a Jarisch-Herxheimer reaction.
These symptoms are normal – and even healthy. Questions should be directed to your health professional and your intake level may need to be lessened.
Warning: Any serious symptoms such as cardiac irregularity; breathing difficulties; chest, lung or throat constriction; significant swelling; or other severe symptoms should be given immediate medical attention.
Yes, Lauricidin® is the purified lipid extract from coconut oil and can be safely consumed by individuals with a coconut allergy.
Lauricidin® is free of wheat (gluten), soy, dairy, or corn-derived ingredients. It is also free of salicylates and contains no animal-derived ingredients.
Lauricidin® can be taken with other medications and supplements, but not all interactions can be predicted. It is best to consult with your health professional.
Lauricidin® is intended to be taken daily like a multi-vitamin for at least three-six months at the recommended intake to support general immune health* and overall wellness*.
While Lauricidin® is nontoxic, it cannot be recommended to be taken under these circumstances. Studies have not been carried out for these conditions. You are always advised before taking any supplement to consult with your health professional when pregnant or breast-feeding.
Coconut oil is the edible oil harvested from the meat of mature coconuts (Cocos nucifera). 40-60% of coconut oil is comprised of the 12-carbon medium chain saturated fatty acid known as lauric acid, a triglyceride.
Lauricidin® is made by combining lauric acid from coconut oil with a plant-based glycerol (non-soy) creating a pure ester known as monolaurin, a monoglyceride.
Lauricidin® is intended to be taken for long-term support of general health and wellness and not intended to treat, diagnose, cure or prevent any disease.
It may take a few weeks or months to work up to the maintenance intake of one teaspoon (1 full blue scoop) three times per day.
When taken on an ongoing basis, Lauricidin® may help support a strong immune defense*, support a natural balance of healthy bacteria*, and promote a healthy balance of yeast*.
One teaspoon (one scoop) contains approximately 3g (3000mg) of monolaurin.
Yes, Lauricidin can be taken safely with probiotics.
No. The usual 300 mg capsule contains in addition to 300mg monolaurin, a base of inosine 7.5 mg and calcium-phosphate 106 mg with inert ingredients: dicalcium-phosphate, cellulose-powder and silicon-dioxide.
Lauricidin®, on the other hand, is the purest monolaurin commercially attainable and is without any fillers or allergens.
We do not sell to large health food store chains nor do we sell to other supplement vendors. Our products may be found in some health food stores that meet our criteria for being able to offer product support. This policy was instituted so that the proper information is given to users of Lauricidin®. Our objective is to provide the correct information and service in a timely manner.
The shelf-life of Lauricidin® is two years upon manufacture. Many natural products have an expiration date of just one year.
We are not able to provide specific health advice over the phone. Specific health questions should be directed to your health provider.
The same "low and slow" Lauricidin® approach is sufficient to support your wellness needs unless special intake instructions are recommended to you by your health provider.
Health is a journey, not a race!
Med-Chem Labs, Inc. was established in 1966 by Dr. Jon Kabara PhD and are the proud makers of Lauricidin® a nutritional supplement (derived from coconut oil) for better health and self-healing.*
Dr. Kabara's pioneering research in the discovery of Monolaurin in the 1960s is the basis for bringing Lauricidin® to the healthcare community.Read Dr. Kabara's Story
After graduating from Saint Mary's, Jon Kabara earned an M.S. in Organic Chemistry at the University of Miami, and
WINONA, Minn. — With a recent $1.5 million donation, Betty Kabara, CEO of Med-Chem Labs based in Goodyear, AZ—curre
Lauricidin® is pure sn-1 monolaurin (glycerol monolaurate) derived from coconut oil. The same monolaurin received from mother's milk, saw palmetto, and bitter melon – embraced by both your immune system* and your digestive tract*.
Free Shipping on All U.S. Orders!


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OFFICIAL DeJuan Blair - This is the ONLY place I update regularly. Follow me on Instagram Dejuan45
Face Tags
My spurs family got me a cake!!! I love it hahaha!!!!
Chillin wit da fam my lil cousins think i am a playground lol they jump on me like imma jungle gym smh gotta love it tho lol
Wat iz wrong wit me lol I love apple!!!!!! SMH!!!!
I love this new toy I got it's crazy lol
In the back of a maybach gettin drove around n new York this is crazy never been n one I love this car!!!
Gettin my teeth cleaned n da mall lol!!!! I'm bored!!!!
Do anybody remember this crazy trio they best that ever done it n high school n Pittsburgh my bros love dez dudes@bigplaydj1
Pittsburgh was crazy look!! All of this snow it's wild!!!!!
I'm chillin n the airport with my family had a great time n DALLAS!!! Thanks 4 all of ur support!! Love y'all twitt fam GOSPURSGO!!!
U kno I was at this LIL EVeNT wit my team u kno I had to look My BeST LOL!!!!
Me and my man Sam Young at center court talkin about something idk SMH!!!! Lol that's my man!!
Another pick from the turkey give away!
Photos from my turkey give away
How do everybody like my new pic? It's a hott wall paper!!! Lol
The cow came back it's crazy look at dis
Wpxi interview
With reporters.
©2016 Twitpic Inc, All Rights Reserved


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Add your custom text for a unique favor everyone will love!
This bold Red Debossed Bracelet allows you to add one line of custom text to coordinate with sports or school activities, fundraisers, birthdays and more! Each Red Debossed Personalized Wristband is made of silicone and measures 7 3/4 inches in circumference.
Please allow ample time for delivery. Our ship date for this product is noted in your shopping cart. Many items are shipped separately, so please allow extra time for these items to arrive. Shipping charges are based on the value of the merchandise and not the number of shipments. For additional shipping information, please contact our Customer Service Department at (firstname.lastname@example.com or 1-800-314-8794).


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Is it safe to say dead now? I mean last update I see was 5 months ago.
This member has provided no bio about themself...
Is it safe to say dead now? I mean last update I see was 5 months ago.
I must say the picture you have sure fits the image I have of you perfectly lol. And you are the winner of the longest beg, cry and complain streak of posts I have ever witnessed and or can remember. When I think of this mod I sadly now always remember you, thats a bad thing btw.
How many computers you think can handle 500 vs 500 without lowering most graphic setting to crap mode? And even 500 men would be easy if they match what I saw in the movie.
Probably working up to getting you to marry one of his daughters. Just know that if he says the wedding will be at the Crossing, you and your men are perfectly safe you don't need to have your weapons nearby, and enjoy the Rains of Castemere song that may start to play. This is in no way a warning, trust me Walder Frey is a good guy....
I will now be able to take the Iron Throne, now if I could only keep Jofrey chained in the town square standing by the head of Walder Frey, and charge peasants a fee to toss rocks at Joffrey.....
Oh I like this for Desert scenes. Nice job.
Just update your game, for the record Amazon sells an older version so it does not = pirated just not up to date. Easy fix.
I second the Brytenwalda siege system. I think Brytenwalda has the best siege system I hope Bannerlod expands on it by adding scenes to those concepts. A catapult to do things like toss dead cows to make the garrison sick would be nice muaha... Would be amazing on this mod along with Brytenwala party size but I'm getting carried away.
Simply update your game, I had the same issue. Visit taleworlds site and look for latest update though I'd go with 1.153. I'm iffy on getting 1.57 or 1.58 fearing older mods wont work.
He means as a soldier not a vassal. You can join the actual army of a lord where you have no control of the troops or where you go, when traveling the map for example all you can do is watch and lol pray that your lord is not stupid enough to run into fights he can't win.
Because you don't have 1.0^^. and no 1.0 is not out yet :)
Just ask yourself how hard would it be to get some WWII equipment right now since that was under 100 years then add 300 years to that number and you should know 400 = near impossible and lol they did not have ebay btw.
I have seen that in other mods so might actually be the game, though not in Native but ha then again I hardly touch Native lol.
I toss in 1257 Anno Domini build your own village and castle for one reason....
Nights Watch is not in the game for a pretty simple reason, all factions in the game are made with the take over the map idea and well that would not fit lore for nights watch. Same can be said for the white walkers as they would not be giving quests or accepting vassals they simply kill and move on. Dothraki are in the mod Danarys though would be nice, except the dragons require coding which he may not be able to do,as far as I know Cozur is pretty solo on this.
1.0 is not out yet just announced.
From what I noticed the wall is also not complete so you can go around it, a few of the cities I took them by going around the wall problem is you will have to solo the garrison. As for Jerusalem I have not attacked it but have walked around that wall, it has a huge gap that allows an army to simply walk through.
I wonder if I'm the only one checking this everyday lol. I really love this mod and would loooooove the finished product. Hoping the sieges of places like Jerusalem is fixed.
Should have "harlots" like the 1257 mod that give troop moral boost. Really seems every mod has 1 great feature I'd love to see in the game of thrones mod so sorry if it's pushing it lol.
I'm sure it's possible given Sword Of Damocles mod has a make your own banner feature.
In bold letters under mod title "The mod is not released yet!!".
Lol I guess you would easily be able to do dragons for something like Game of Thrones mod or so I assume lol very nice work. I really want this mod.
Holy mamma I like really really like lol.
Your game needs to be updated not the mod, just update to 1.53 Warband or 1.54 if you use steam.
You add the mods to module folder, but hope you did not mix Floris with ACOK you keep them separate. This mod is basically Floris mod with Game of Thrones tweaks not sure you have to have both though. As far as actually playing the mod there is a drop down menu on the game start up, if you choose Native that's the normal game the mods you have added to module will show up on that list.
Screen shot please, lol I just want to see how funny that must look.
No he said he does not know how he would add the white walkers or Nights watch. Look at it this way if he added the Nights Watch the way the game is they would have lords going around trying to conquer the map and we know the nights watch would not do that. Same deal with the white walkers we know they would not be holding castles and tournaments they just kill and move on so adding these two into the game would be odd. The Targaryens with the dragons seems more possible since they would do all the above but good luck on the dragons.
7zip= free and works great.


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AM/FM tuner; waveguide technology; dual alarms; easy-to-read display with adjustable brightness and automatic dimming; slim remote; auxiliary input and headphone jack
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Hestra Wool Mitt
Manufacturer's Description
Visit Hestra's Wool Mitt page.
Retailers' Descriptions
Here's what other sites are saying:
The Basic Wool Mitt from Hestra is a plain knitted mitten made from Shetland wool with Thinsulate insulation.
- CampSaver.com
Hestra's Basic Wool Mitt may be simple in appearance, but packs a serious punch of heat. Made from a soft and welcoming Italian Wool lined with a Thinsulate insulation, these mittens provide a toasty safe house for your hands, all season long. A classic, wool appearance with a quaint Hestra logo turns the Basic Wool Mitts into a stylish and minimal choice for any snow-filled day. PRODUCT FEATURES: Made from Shetland wool with Thinsulate insulation Hestra's Italian wool linings keeps the hands warm under cold and damp autumn days and gives a good insulation down to minus five degrees celsius Durable lining which is brushed for a softer feeling and containing more air for better insulation
- Appalachian Outdoors
Hestra Women's Wool Mitt DECENT FEATURES of the Hestra Women's Wool Mitt Brushed polyamide lining The SPECS Construction: 85% shetland wool 15% polyamide Insulation: Thinsulate This product can only be shipped within the United States. Please don't hate us.
- Moosejaw
Hestra Wool Mitt
The Hestra Wool Mitt is not available from the stores we monitor. It was last seen March 28, 2016 at CampSaver.com.
If you're looking for a new insulated glove/mitten, check out the best reviewed current models.


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the official start of spring – aka leather jacket weather – calls for a great leather jacket.
problem is, quality leather doesn't come cheap and the sky's the limit when it comes to luxe leather options (Rick Owens, i'm looking at you). problem solved: this perfect cropped version by Oak popped up on my radar and i had to share. i love the cropped sleeves and the slightly shrunken fit –ideal as a top layer over lighter spring tanks and dresses. (tip: try to avoid too-long or baggy sleeves on a leather jacket.) also, there's just enough hardware for the classic moto look without going overboard.
what do you think? do you have a favorite leather jacket in your style rotation?


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JFS Home
Jewish Family Services provides quality and compassionate social service
JFS Richmond is the oldest, continuously operating social services agency in Richmond, Virginia. For over 166 years we have given people the tools they need to heal, grow and thrive. And we can do the same for you.
Whether you're having difficulty coping with problems, stuck at a crossroads in your life, overwhelmed with caregiving, or looking to complete your family through adoption, JFS Richmond is here for you.
The programs at JFS support and strengthen individuals and families of all ages, races, beliefs, backgrounds, genders and circumstances. Learn more about our Adoption, Counseling, Home Care, and Care Management programs.


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News By Tag
* Veteran
* Job
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* Civilian
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* Education
* Recruiter
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Industry News
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Industry News
RecruitMilitary Joins U.S. Chamber Council to Help Veterans Find Jobs
RecruitMilitary, a military-to-civilian recruitment firm, has accepted an invitation to join the Veterans Employment Advisory Council of the U.S. Chamber of Commerce.
"We are delighted to participate in this collaboration,"
"Hiring veterans and military spouses is a way of saying 'Thank you for your service and sacrifice,'" said Myers. "It also makes good business sense. Veterans possess outstanding skill sets attained in the military, as well as personal characteristics that make them excellent employees – including leadership, initiative, self-discipline, and a strong work ethic."
Since 1998, RecruitMilitary has been connecting employers, franchisors, and educational institutions with job-seeking men and women who are transitioning from active duty to civilian life, veterans who already have civilian work experience, members of the National Guard and reserves, and military spouses. The company makes those connections via a nationwide schedule of Veteran Opportunity Expos, which are job fairs enhanced to include franchisors and educational institutions as well as employers; a job board with a database of over 450,000 job seekers who have military backgrounds plus more than 400,000 job postings; Military Sourcing Services, a recruitment process outsourcing (RPO) mechanism; and Search & Employ®, a bimonthly print magazine for job seekers with military backgrounds. RecruitMilitary sends more than 36,000 copies of the magazine to transition counselors at over 200 military bases throughout the world, National Guard and reserve units, and men and women who attend RecruitMilitary Veteran Opportunity Expos.
RecruitMilitary has more than 50 employees. All of the company's owners, officers, and senior account executives, and the vast majority of the remaining personnel, have served in the armed forces. RecruitMilitary is headquartered in Loveland, Ohio, near Cincinnati. The company is a member of the U.S. Chamber of Commerce, the Cincinnati USA Regional Chamber, and the Loveland Area Chamber of Commerce.
RecruitMilitary and the U.S. Chamber joined together in July 2011 to produce 13 Hiring Our Heroes/RecruitMilitary Veteran Opportunity Expos from September through December 2011. The venues for the events are Cincinnati, Pittsburgh, Phoenix, Atlanta, Kansas City, Jacksonville, Philadelphia, Seattle, Dallas, Charlotte, Virginia Beach, San Diego, and Houston. The U.S. Chamber scheduled 100 Hiring Our Heroes events from March 2011 through March 2012 (www.uschamber,com/
The Veterans Employment Advisory Council consists of many of America's largest firms, including Chesapeake Energy, Citigroup, CVS Caremark, Federal Express, Hospital Corporation of America (HCA), the International Franchise Association, Monster/Military.com, Navistar, Prudential, Ryder, Seaton Corporation, Siemens, 3M, TriWest Healthcare Alliance, Union Pacific, and Walmart.
The council is committed to five principles: (1) hiring veterans and military spouses, (2) sharing best practices and adopting next practices for veteran and military spouse employment, (3) reporting measures such as job opportunities, interviews, and job placements, (4) providing mentors to help transitioning servicemembers and military spouses, and (5) with the support of the Chamber's extensive grassroots network, enlisting the commitment of thousands of small and medium-sized businesses across America to do the same.
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4 posts tagged with architecture by Joe Beese.
Displaying 1 through 4 of 4.
The Largest Home In The World
The newest and most exclusive residential tower for this city's superrich is a cantilevered sheath of steel and glass soaring 27 floors into the sky. The parking garage fills six levels. Three helipads are on the roof. There are terraces upon terraces, airborne swimming pools and hanging gardens in a Blade Runner-meets-Babylon edifice overlooking India's most dynamic city. There are nine elevators, a spa, a 50-seat theater and a grand ballroom. Hundreds of servants and staff are expected to work inside. And now, finally, after several years of planning and construction, the residents are about to move in. All five of them. [more inside]
Las Vegas architectural drawings
Las Vegas as it almost was, as it was going to be, as it never will be, and as it still might.
Why Architects Drink
In all my years of architecture school and practice, there seems to be a pervasive myth that my job is pretty and easy. Here, I reveal the painful, ugly truth about why it takes so long to build a building, what it is exactly that we do, and why that's not creamer you smell in my coffee.
Gardens By The Bay
The Gardens will put in place a pervasive garden ambience and quality living environment from which Singapore's downtown will rise, and steer Singapore to the forefront of the world's leading global cities. (via)
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- Product:
- Eve
- Family:
- Eve
- Manufacturer:
- Wittmann
- Designer:
- Polka
- Architonic ID:
- 1095885
- Country:
- Austria
- Launched:
- 2010
Key facts
Product description
dining-room chairs without armrest
Dining-room chairs are expected to fulfil some basic requirements — they should be light, comfortable, and have removable covers for easy cleaning. Meeting the first two needs goes without saying given the skill and experience of Polka and Wittmann. The big question was the covers when designer duo Marie Rahm and Monica Singer began working on their new Eve range. They started out from the idea of slip covers, but were not prepared to accept the usual loose drapery that recalls an ill-fitting dress. Instead, they created a perfectly tailored costume with details borrowed from haute couture. This new apparel is most striking when viewed from the back — a vantage point that is often neglected although it is particularly important for chairs to look good from all sides in an open plan living-room. Each of the coverings – called Wrap, Point and Plain respectively – has different, beautifully picked out details. As they all come from the same family it is tempting to combine the three models, with their delicate stitching, and show the entire spectrum of designs. But sticking to a single type of cover makes an equally elegant effect. Eve is supplied either without armrests, or with short or full-length sides flush with the frame, and there is a choice of leather or fabric coverings.


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Welcome to the Swindon DISA - Care and Health advice in Swindon.
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As scientists announce that man's impact on the planet is so significant that the earth is now in a new age – Anthropocene – we look mank...
Gods I've Seen: A New Book by Abbas
Magnum Distribution: The Society in the Sky
Christopher Anderson
A full photographic story in an envelope. Eight 8x10" hand-stamped prints and a printed page detailing the story and captions. Limited Edition of 100.
Magnum Contact Sheets – 1st Edition Signed by 35 Photographers
Magnum Photographers
Exclusively available in a very limited quantity, this rare book has been specially sourced for the Magnum Shop.


text: Elections 16 April 2010 Lib Dems in second place on 35% in new poll of TV viewers Lib Dems up fourteen points in new poll of those who watched the debate. Print HTML There's a remarkable new ComRes/ITV poll out which shows that support for the Lib Dems has risen fourteen points to 35 per cent on the back of Nick Clegg's performance in last night's TV debate.The poll puts the Tories up one to 36 per cent, with Labour down five to 24 per cent. Those figures would leave support for the "others" at just 5 per cent, which suggests that the Lib Dems are scooping up the anti-politics vote. But before we all got too excited about the possibility of Nick Clegg entering Downing Street, it's important to note that this was a poll of 4,000 people who watched the show last night. As such, it's highly unreliable and cannot be described as representative (what about the millions who didn't watch the show?). But it does confirm two things. First, that Nick Clegg was the big winner from last night and second, that voter loyalty is much weaker than it used to be. UPDATE: ComRes have just released some new national figures, which take into account the 30 million or so voters who didn't watch the debate. The poll has the Tories unchanged on 35 per cent, with Labour down one to 28 per cent and the Lib Dems up three to 24 per cent. Follow the New Statesman team on Facebook. › Does Cameron want war with China and Russia? George Eaton is political editor of the New Statesman. Subscribe More Related articles Word of the week: Jeremania Want to send a positive Brexit message to Europe? Back Arsene Wenger for England manager In your 30s? You missed out on £26,000 and you're not even protesting


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Shop a large selection of 2005/06 basketball card boxes, sets, and packs. Many of these products contain the rookie cards of Chris Paul, Andrew Bynum, and Deron Williams!
24 packs per box, 4 cards per packFind (1) Game-Used Memorabilia Card per box on average! Look for Hobby exclusive uncirculated blue-bordered X-Factor box loaders! Look for key rookies such as: ...$169.95
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Topps is the first major product of the year that features all the rookies from the recent draft. Look for rookies such as: Andrew Bogut, Marvin Williams, and Chris Paul and many more!36 packs per...$54.95


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Related stories
Job openings in San Diego County are starting to edge up, suggesting that after more than two years of job cuts an increasing number of employers are moving into hiring mode.
A poll of local businesses taken in May by the Manpower Inc. employment agency shows that 24 percent of respondents said they plan to hire new workers this summer, compared to 8 percent who said they intend more layoffs. In comparison, in May 2009, only 13 percent intended to hire, just slightly ahead of the 12 percent who were cutting staff.
"It's wonderful news," said Phil Blair, who oversees Manpower's local operations. "Things are really picking up."
In the past week, Manpower fielded a request for 38 technicians and engineers for permanent jobs with a company that's rolling out a new product, and a call center asked for 20 permanent employees.
"That kind of request wouldn't have happened a year or two ago, when people were still hiring mostly temporary workers, if they were hiring at all," Blair said.
Nationwide, there were 3.1 million job openings in the nation last month, up from 2.8 million in April, according to data released Tuesday by the Bureau of Labor Statistics. It was the highest level of hiring since December 2008, with significant increases in construction, manufacturing and professional and business services.
The only broad areas to suffer declines in hiring were retail and government, reflecting a sharp hiring cutback now that the bulk of the work on the 2010 census is over.
Data from other sources confirm that more jobs are opening up nationwide.
The Monster Employment Index, which tracks online job postings, rose 14 percent between May 2009 and May 2010, driven by hiring in healthcare, recreation and the long-beleaguered construction sector.
"The sustained expansion of job opportunities, especially in some large industries, is encouraging," said Jesse Harriott, senior vice president at the Internet-based employment agency Monster Worldwide, which compiles the survey. "The notable improvement in annual growth rate is the highest since April 2007 and reflects a better job market heading into the summer months."
While the job outlook is getting better in San Diego, the county continues to lag the rest of the country. Job opportunities in San Diego County have risen only 4 percent during the year, according to the Monster survey. For the past three months, the index has been averaging around 70 points on the index's scale, its second-highest score since December 2008, but that compares to a national score of 134 points.
"San Diego's not doing too badly," said Monster spokesman Matthew Henson, "It's right in the middle of the pack, together with cities like Chicago, Atlanta, Cincinnati, Tampa and Portland. But Houston and Pittsburgh are at the top of the market right now. Baltimore's the lowest market, with a score of 49."
According to the survey, the hottest job openings in San Diego County last month were for security guards, maintenance and repair workers, community workers, teachers and trainers, while openings for life, physical and social scientists ranked as the lowest.Copyright © 2016, The San Diego Union-Tribune


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Edwin Edwards Roast to benefit the Acadiana Symphony Orchestra
LAFAYETTE – Marion Edwards and the Acadiana Symphony Orchestra and Conservatory of Music unite to bring former Governor Edwin Edwards to the Roaster's Table.
On the evening of Saturday, September 10th, 2011, a unique fund-raising event entitled Louisiana Man for Louisiana Music will benefit Acadiana Symphony Orchestra's Children's Concert Series.
A panel of twelve well-armored Roasters, personally selected by Marion, were invited to participate with a good-humored warning from the Master of Ceremonies, "It is a no-holes-barred evening of jest, but be prepared for Edwin's razor-sharp comebacks as I will be!"
Despite the many request on the former governor's time, his love of music has won. Please join us for an unforgettable evening.
VIP reception tickets with photo op are $500 per person (including dinner).
General admission dinner roast tickets are $125 per person.
For more ticket information call Acadiana Symphony Orchestra Box Office at 337-232-4277 or visit their website at www.acadianasymphony.org.
Tickets are on sale now. 100 per cent of all proceeds from ticket sales and memorabilia goes to Acadiana Symphony Orchestra.


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Boa Teacher Resources
Find Boa educational lesson plans and worksheets
Showing 1 - 24 of 203 resources
The Diary of a Young Girl
This is an absolute must-have resource for teachers who are preparing to study the Diary of Anne Frank with their class. It includes five weeks of exceptionally organized lessons, worksheets, and collaborative projects, as well as links...
8th - 10th Social Studies & History CCSS: Designed
Discovering Plants and Animals
Exploring the backyard, the school yard, the gardens, and the Internet, small children discover the world around them. The bugs, animals, and plants are alive, but is the lawn mower? An engaging activity that will help them understand...
Pre-K - 1st Science CCSS: Adaptable
High Frequency Words: "The Day Jimmy's Boa Ate the Wash"
In this high frequency word worksheet, students put a set of high frequency words from The Day Jimmy's Boa Ate the Wash into ABC order, use each word in a sentence and color code consonants and vowels in each word.
2nd - 3rd English Language Arts
California Kelp Forest Restoration
This unit is so cool, you won't be able to "kelp" yourself! Intended for all grades, this science and activity guide for teachers offers a unique opportunity to understand kelp's role as a valuable ecological resource. Teachers and...
K - 12th Science CCSS: Adaptable
The Underground Railroad: A Journey to Freedom
Here is a nice collection of worksheets, lesson plans, and activity ideas for approaching the Underground Railroad with your students. It includes 10 days/5 lessons worth of materials, including a play script, fill-in-the-blank...
4th - 5th Social Studies & History CCSS: Adaptable
The Kwakwaka'Wakw: A Study of a North Pacific Coast People and the Potlatch
Discover the cultural practices and unique value systems of a group of native peoples from Canada called the Kwakwaka'wakw. Your young historians will discuss how conceptions of wealth can vary and how these native people utilized...
6th - 10th Social Studies & History CCSS: Adaptable
Songwriting Skill - Using Figurative Language: Miley Cyrus - "Driveway"
Miley Cyrus' "Driveway" provides young lyricists with an opportunity to identify figurative language in songs. After a guided practice exercise, individuals use the provided worksheets to find examples in the song and to add images to...
5th - 10th English Language Arts CCSS: Adaptable
Question Words, Comparative and Superlative Adjectives
Practice asking how high and how often with grammar exercises about question words. After completing sentences and writing questions for answers that are provided, pupils work on a few activities about comparative and superlative...
4th - 8th English Language Arts CCSS: Designed
The Little Prince: Concept/Vocab Analysis
Focus on the literary elements of Antoine de Saint-Exupéry's The Little Prince with a concept analysis sheet. With suggestions and explanations for many of the book's concepts, vocabulary, and other issues that may arise in instruction,...
6th - 8th English Language Arts CCSS: Adaptable
Stand Tall, Molly Lou Melon
Help to create the next generation of friends with a lesson about accepting people who are different. As kids read Stand Tall, Molly Lou Melon, they answer a series of discussion questions and activities about making friends with others.
Pre-K - 3rd English Language Arts CCSS: Adaptable
Understanding Paragraph Basics
Full of informative, helpful, and accessible activities, a language arts packet is sure to be a valuable part of your writing unit. It's versatile between reading levels and grade levels, and focuses on the most efficient ways for your...
3rd - 6th English Language Arts CCSS: Adaptable


text:
|Trad, 1 pitch, 90'
|YDS: 5.8 French: 5b Ewbanks: 16 UIAA: VI- ZA: 15 British: HVS 4c [details]
|Jim McCarthy, Jack Hansen, 1959
|Page Views:
|Submitted By:
|Mike fenice on Jun 1, 2006
|Comments on Pas de Deux
|Add Comment
|Show which comments —
By JoeLeiper
Feb 19, 2008
September '76, third day ever climbing. We both fail; lower off crux pin, leave biner. Sulking a bit, then notice a tall chap with a coiled rope over his shoulder, angling up solo from the left. He's wearing a white cap.
"That your biner?"
"You want it?"
"Uh, sure. But don't put yourself out, man."
A few moves further, drops us the biner...then easily continues up a thin line left of Pas de Deux. At the same time we both say, "It's Henry Barber."
He finishes the pitch--Heather, I believe it's called--and joins someone on the Son of Easy O belay. He clips an old pin and galavants over the big roof to the right, down, back up.
By Joe M
From: Beckley, wv
Jun 2, 2008
rating: 5.8 5b 16 VI- 15 HVS 4c PG13
|A very fun route! My first 5.8 lead in the Gunks and enjoyed all of the first pitch. Would definitely do it again.
By JSH
Jul 31, 2009
|The protection is PG, but certainly only that. The crux is well protected. The climbing above backs off to 5.7, and has gear at least every 10', though it wanders a bit. Double ropes help.
By J Antin
From: Golden, CO
Aug 31, 2009
rating: 5.8 5b 16 VI- 15 HVS 4c
|On accident, turned the hand-traverse into a foot traverse which made for some slightly more-spicy climbing. Small cams are nice to have. Fun overall.
By worth russell
From: Brooklyn, NY
Nov 28, 2011
|I found this climb fun but definitely somewhere between PG and dangerous. It seemed runout above the crux but the crux is well protected.
By Andy Weinmann
From: Alexandria, VA
Nov 1, 2013
rating: 5.8 5b 16 VI- 15 HVS 4c PG13
|I wonder how long the pin at the crux has been gone. There definitely isn't much protection up through there but the moves flow nicely...just keep climbing till you find another placement. :-)
By rocknice2
From: Montreal, Quebec
Apr 21, 2014
rating: 5.8 5b 16 VI- 15 HVS 4c PG13
|The pin is still gone at the crux but there is a pod below it that has a pebble that keeps falling to the bottom and blocking a perfect nut placement. I cleaned it out as best I could and jammed the pebble to the top of the pod but I think sooner or later it will drop again. It's very difficult to move it up and slot a nut while holding on with one hand. It's also bigger than the opening of the pod and needs to be split in halve to evacuate it completely. Not something I wanted to do and create a shit storm, but it would ease a perfect placement.
By kenr
Jun 3, 2014
On P1, people I was climbing with thought it was easier to continue the hand traverse left on past the obvious crack from below and continue several feet past the crack leading above. Then a mantle up to a stance, then back right and up to join the obvious crack above a bit higher. Which also seems to be what the Williams guidebook suggests.
I've done the more obvious way of starting up in the crack immediately from the hand traverse three times, and I like it -- but delicate, tricky, seems harder than 5.8
To me the 10b start Variation seems harder than most other 10b sequences I've tried in the Gunks (but maybe I just need better beta?)
By Gunkiemike
Sep 14, 2015
Kenr - you're correct, hand traversing leftwards PAST the crack is what DW advises. Going straight up the crack from mid traverse if 8+ or harder. And it is SO EASY to get suckered into getting too high for those traversing moves!
There used to be some fixed gear (pins) on the first 3rd of the pitch that made everything feel a bit less stressful, but alas, they're all gone. And finding solid gear in the blunt horizontals is really quite challenging. You keep thinking, "The next one will take gear" only to step up to another shallow horizontal seam. Full-on PG/R IMO (PG if the goofy Tricam holds; R if it doesn't)
By M Bageant
From: Cambridge, MA
Apr 18, 2016
Overall I really enjoyed this route though it was a mental challenge for me. I was lucky that someone familiar with the route was climbing nearby and could shout up some tips for me on where to go. The climbing is super interesting and thoughtful, but very thin and sustained. The 5.4 P2 is a fun jaunt but not really much in comparison to P1.
I thought the crux came relatively low, with a move left and up into the thin crack that I did with a double gaston. There are nut and small cam placements there to protect this move, but have your belayer be on their A-game.
I'd give this a solid PG-13 but I would hesitate to call it R. I was armed with doubles in cams below 0.5, double nuts, and the black tricam (which proved critical). The gear was thin and never as good as you wanted, but lo and behold every eight feet or so another slightly disappointing placement would appear as if out of thin air---if you stayed on route! Finally about twenty feet below the finish I found a bomber green Camalot placement and felt the fear of a serious fall evaporate.
I found the combination of the sustained nature of the climb, the solid PG-13 gear, and the vague routefinding to be a challenge. Not a climb for folks not 100% confident on thin 5.8.


text: Hugh Grant Royally Screwed? 1 6/25/2008 3:11 PM PDT BY TMZ STAFF Regular women -- and hookers -- just won't do for Hugh Grant anymore. He has now moved on to a princess. Grant was spotted out with Princess Rosario Nadal of Bulgaria Monday night in London. That's a long way from Bridget Jones.


text:
Asbury Automotive Group Inc. (NYSE:ABG)
Q3 2009 Earnings Call
October 29, 2009; 10:00am ET
Charles R. Oglesby - President & Chief Executive Officer
Craig T. Monaghan - Senior Vice President & Chief Financial Officer
Michael Kearney - Chief Operating Officer
Ryan Marsh - Treasurer
Rick Nelson - Stephens
Rod Lache - Deutsche Bank
John Murphy - Bank of America Merrill Lynch
Good day and welcome everyone to Asbury Automotive Group quarterly earnings results conference call. Today's call is being recorded.
At this time for opening remarks and introductions, I would like to turn the call over to the Treasurer, Mr. Ryan Marsh. Please go ahead sir.
Ryan Marsh
Thank James and good morning to everyone. Welcome to Asbury Automotive Group's third quarter 2009 earnings call. Today's call is being recorded and will be available for replay later today. As you know the press release detailing Asbury's third quarter results was issued earlier this morning and is now posted on our website at www.AsburyAuto.com.
Participating with us today are Charles Oglesby, our CEO; Craig Monaghan, our CFO and Michael Kearney, our COO. As always, at the conclusion of our remarks we will open up the call up for questions and I will be available in my office afterwards to address any follow up questions you might have.
Before we begin, I must remind you that the discussions today are likely to contain forward-looking statements. Forward-looking statements are statements other than those which are historical in nature. All forward-looking statements are subject to significant uncertainties and natural results may differ materially from those suggested by the statements.
For information regarding certain of the risks that may cause actual result to differ, please see our filings with the SEC from time to time including our Form 10-K for the year ended December 2008. Any subsequently filed quarterly reports on Form 10-Q and on our earnings release issued earlier today. We expressly disclaim any responsibility to update forward-looking statements.
With that said, I will hand the call over to Charles.
Charles Oglesby
Thanks, Ryan and good morning to everyone and thanks for joining us today. We're pleased to announce third quarter and continued operations of $0.29 per diluted share, up 38% versus prior year results despite a 12% decreases in revenues over the same period.
Our third quarter results were reduced $0.02 per share by non-core charges which Craig will discuss in more detail later. This improved financial performance reflects what we believe is a temporary boost from the government's Cash for Clunkers program combined with the benefits of the dramatic expense reductions we have achieved over the past year.
This quarter with a SAR of $14.1 million in August and $9.2 million in September tested the impact of our ongoing restructuring efforts on the flexibility of our employees to capture the sales on the upside and maintain cost savings on the downside. Each of our employees have been instrumental in successfully navigating a litany of changes during the most difficult of times.
The elimination of our regional management structure, the relocation of our corporate headquarters, the ongoing conversion of all stores to a new DMS and a common chart of accounts, the centralization of payroll processing, significant debt reduction and bank commitments and restating our cost base for today's sales environment. We are asking a lot of our employees and they continue to deliver.
And now I'll hand the call over to Craig.
Craig Monaghan
Thanks Charles. Asbury has made great strides in maximizing cash flow, preserving liquidity, improving working capital and monetizing the balance sheet over the last year. In addition, we have delivered over $100 million of SG&A expense reductions and while accomplishing all of this, we were still able to invest in our infrastructure to drive future efficiency and profitability.
In terms of our infrastructure investments I would like to provide the following updates. We're 70% complete with the consolidation of payroll processing, which we expect to finish by the end of this year. We are 59% complete with the conversion of our stores to the Arkona DMS. Our goal is to complete the DMS conversion by next summer. We are also 50% complete with the conversion of all of our stores to common chart of accounts which we expect to complete in the middle of 2010.
The company has made tremendous progress on these infrastructure initiatives with respect to the speed and quality of implementation. Especially, when you consider the disruptions of our concurrent corporate relocation and restructuring activities. This is a direct reflection of the caliber of Asbury's employees I couldn't be more appreciative of the hard work and commitment.
I would like to discuss a couple of housekeeping items. In this quarter, we incurred a $0.02 charge stemming from $0.04 of the DMS transition and restructuring cost. This was partially offset by $0.02 tax benefit. Our $0.06 discontinued operations loss is primarily related to an accounting charge on vacated leases.
With respect to CapEx, we've spent $6.1 million year-to-date and on track to achieve the $10 million target we set for 2009. We're targeting a CapEx budget of $25 million for 2010. The company's financial position continues to improve with total available liquidity on September 30 of approximately $205 million. Including $34 million of cash and borrowing facility availability of $171 million. We currently have nothing drawn under other the [Inaudible] or J.P. Morgan facilities.
Finally, I would like to conclude by highlighting the fact that over the last 12 months, we have paid down 12% or $75 million of our non-core planned debt. We have no significant debt maturities scheduled on 2012. At this point, we believe that maximizing cash flows from our existing operations and opportunistically paying down debt are the best ways to balance risk and enhance investor returns.
Now, I would like to turn the call over to Michael Kearney, our COO, to provide some operational highlights for the quarter. Michael?
Michael Kearney
Thanks Craig. The automotive retail industry experienced sequential strength in the third quarter over the second quarter, with a SAR of $11.5 versus $9.6 million. We believe third quarter new vehicle sales performance was a temporary uptick driven in a large part by the Federal government's Cash for Clunkers program. Following a strong August SAR of $14.1 million the September SAR dropped back to $9.2 million which is more inline with the sales levels we have experienced from most of 2009.
New light vehicle retail unit sales were down 11% in the third quarter versus last year, which is generally inline with the broader industry. Our luxury sales were softer than our other segments, primarily because most of the luxury cars were not eligible for the Cash for Clunkers program. Additionally, luxury sales were impacted by tight inventory levels at some of our luxury stores during this period.
Speaking of inventory, on a same store basis, our new light vehicle inventory is down $93 million or 26% since June. With our days supply around 46 as of September 30th. These record low inventory levels combined with the buzz generated from the Clunker program helped us produce strong or new light vehicle retail gross margins, which are up versus prior year at 7.4%.
However, we are at a point where thin inventory levels are potentially impacting showroom traffic and sales volume. Simply stated, our new vehicle inventory was too low at the end of the quarter. For the first time in over two years, many of the factories are targeting production increases in the fourth quarter, which should enable us to adjust our inventory levels over the next quarter.
Asbury's used light vehicle unit sales were down 5% from the third quarter last year, but up 1% sequentially over the second quarter. Margins remained relatively stable at 11.5%. We ended the quarter with $72 million of used light vehicle inventory, our 44 days supply.
Finance and insurance for vehicle retail for the quarter was $888, down 9% year-over-year due to tighter lending standards and lower advance rates. On a sequential basis, however, S&I per vehicle retail has improved 9% from $817 in the second quarter, primarily as a result of improved product sales and broadening of advanced rates.
In our parts and service businesses, revenues declined 8% and gross profit declined 7% from the third quarter of 2008. The gross margin for the third quarter was 50% flat compared to the prior year. The year-over-year gross profit decline was driven primarily by reduced warranty work, as well as less internal preparation work associated with the reduction in new and used vehicle sales volumes.
Although traditional customer pay and wholesale parts were down year-over-year, over the last four quarters we have seen a slight increase in customer pay which includes internal prep work and wholesale parts, offset by small reduction in warranty. On a same store basis, the company's parts and service operations remain relatively stable this year with gross profits holding steady at approximately $79 million in the first and second quarter and $77 million in the third quarter of 2009.
Before passing the call back to Charles, I would like to briefly summarize the impact of the Cash for Clunkers program on Asbury. We sold 33,000 new vehicles as a direct result of this program, and we have collected all of the money due to us from the government.
Considering our brand mix, and the fact that a great majority of our luxury cars were not eligible under the Clunkers program, we are very pleased with these results. And considering the vehicles that customers were trading in for Clunker deals we anticipate only a moderate pull forward impact on future new vehicle sales.
Special mentioned in facts are due to our great dealership teams that hustled and worked tirelessly to make this program a success for us. The fact that less than 1% of the deals we submitted it Clunkers deals did not qualify. The testimony to the diligence and the persistence of these dealership teams. Thank you very much for making it happen.
With that, I will hand the call back to Charles to conclude our prepared remarks. Charles?
Charles Oglesby
Thanks, Michael. Going forward, we will continue to pursue operational excellence by focusing on the outstanding mix of dealerships we already owned. Our operational restructuring goal is greatly enhanced by our geographic concentration and density within the markets we operate. We're fully engaged in numerous internal projects, several of which Craig highlighted earlier that are critical for establishing Asbury's foundation for future growth.
Over the near term, we intend to live within our operating cash flow and pay down debt while adhering to a disciplined capital spending budget. We strongly believe this is the best path for Asbury in order to create maximum value for all our stakeholders in today's economy.
Now, I'll turn the call back to the operator and we will take your questions. Operator?
Question-And-Answer Session
(Operator Instructions) Your first question comes from Rick Nelson - Stephens.
Rick Nelson - Stephens
On October trends maybe has a length to September, both new and used cars as well as where your inventories is at today, I know you mentioned your 46 days supply at the end of the quarter, and when do you anticipate you will be fully stocked from an inventory standpoint?
Michael Kearney
Rick, this is Michael. I will answer that one. First part of that multi part question. October on the new side is marginally better than the rate that we saw in September. I would say used is up marginally, again over that, fixed operations is also up.
In terms of inventories on the new side, we are rebalancing our inventory, in terms of both make and model mix, trim level mix and unit numbers pretty much in generally across the board with all the manufacturers. Used car inventory was at the high number at the end of September, we are managing that inventory back down very quickly this month to our guidelines and well on our way there.
Rick Nelson - Stephens
Michael, can you also speak to geographic areas of strength and weakness and I guess comments on Florida would be particularly of interest?
Michael Kearney
In the quarter Florida participated along with the rest of the country of course in the Clunkers program which we had concentration of the brands down there that did very well for us. So Florida performed very well, the Mid Atlantic states did well, Texas performed again very strong in that program.
So, I would say most of the geographic regions performed in-line with the overall. We are not, I don't want to say not concerned about where we are, but looking where we came from we feel much better about Florida than we did 12 months ago.
Rick Nelson - Stephens
Some of the dealers are talking about the price erosion that we've seen at auction the past couple of weeks. Do you take that says anything about demand for used car is potentially slowing?
Michael Kearney
Rick, it's Michael again. I'll answer that in two pieces, and you are correct on what you're hearing. First, we saw an erosion of the sale rate at the auctions which then is almost always followed by erosion in the pricing. I think what we are seeing is that some of that is in fact seasonality, it's happening a little bit later this year than it has in the past.
We usually see that early September, we are seeing it now in October and I think it reflects the general, seasonal reduction in used car volume this time of year, but we anticipate that seasonality change in the first quarter of 2010 as done in the past.
Rick Nelson - Stephens
Demand, its that what you see it and not covered at strength for used cars relative to September.
Michael Kearney
Yes, that's correct.
Rick Nelson - Stephens
Just one final question if I could, some of other dealers are talking about steeping up the acquisitions pays, it sounds like you guys are still in debt pay down mode. I'm wondering how you evaluate those two alternatives.
Charles Oglesby
Rick, this is Charles. We are very comfortable with the balance, the mix of our portfolio. We like our geographical locations and we are very fortunate right now that we can be opportunistic in whatever we want to add to the density that we have in these geographies.
We feel like that's an advantage for us that we have in this market place and is that density. So we actually have the ability where there is paying down debt in the left the right, the yield that passes through our filter process comes to us. We have the ability to purchase it as well from the manufactures well as all ability.
So on a go forward basis, getting our balance sheet right and being selective on the what we add to our portfolio and continuing to work on our operational initiatives is what we feel is the best way to navigate this company to the position we wanted to be in the future. So we don't have to buy anything, but if something that's out there that we really like, we have the ability to do it.
Rick Nelson - Stephens
On pricing skill, how do you compare the acquisitions from..?
Charles Oglesby
The pricing, it's always kind of fun to watch the pricing in the market place. The ones that are cheap, no body wants and the ones that are sill very desirable, great locations have done the job in the past, they are still pretty robust in what they want for the returns on them. Again fortunate for us, it's been able to buy opportunistically with everything that goes through our filter process. So the good stores are sill high, I think they always will be and stores again nobody wants them, nobody wants.
Craig Monaghan
Hey Rick, this is Craig. I'd just add that we're fortunate to be in a position where we are generating cash, with tremendous liquidity and in a sense, buying back debts such a return threshold for us and buying back debt is attractive, if acquisitions are more attractive, obviously that's something that you consider, but paying down debt when we feel like we're in a situation where we are valued on EBITDA, the debt repurchase is an obvious and easy to calculate return threshold.
Your next question comes from Rod Lache - Deutsche Bank.
Rod Lache - Deutsche Bank
I had a couple of questions, first on the new margins which were obviously pretty strong. Do you sense that there was some benefit there from just the pace of activity during Cash for Clunkers and just more or broadly in longer-term, it sounds like you guys and others are planning to keep inventories relatively low.
Do you think that has kind of a longer term implications for what the profitability of the new car business would be like on a gross profit level?
Michael Kearney
Rod this is Michael. I think couple of things came into play for the margins, one of them is the fact that we did have a lot of showroom activity, a lot of buzz, lot of people showing up to buy cars so that was part of it. The other part was again supply and demand, these inventories were tighter. So I think that's reflected in the margins.
I think as on go forward as we restock, we are viewing this as the new world in inventories, the levels that we want to maintain are the levels that we hope that will continue to reflect these margins on a go forward basis.
Rod Lache - Deutsche Bank
So you basically are saying that you think that these kinds of margins are sustainable?
Michael Kearney
I think so, yes.
Rod Lache - Deutsche Bank
In the parts and service business, could you just give us little bit more color on what's happening there with the same-store sales changes. At this point, what is the customer pay percentage versus warranty percentage and when you look at customer pay?
Do you have any sense at this point how that kind of breaks down, is there a very large percentage that's relatively new the past four year, vehicles that you guys typically capture in your customer pay, would there be any negative implication just because, obviously that population of three or four year old vehicles is going to decline just because sales have declined recently?
Michael Kearney
Again, this is Michael. Rod I'll try to answer that multi part question in pieces. I'll give you the observational stuff and then get into the numerics. I think what we are all seeing in the industry is, in the warranty side particularly, as a reflection of the drop in new vehicle sales in the last 18 months.
As you know most of the warranty work is done in the first 36, and a vast majority of it is in the first 18. So I think all of us are seeing that. In terms of the customer pay fees generally, we are seeing more maintenance work done than probably in the past as making up a bigger piece of our business, and we're also seeing consumers continuingly holding off on the very large part of the repair work postponing it if they possibly can if it's not safety related. So I hope that answers that part of the question.
Charles Oglesby
Just kind of put it in perspective, customer pay would represent about 70% of our parts and service business, warranties only about 15% and just kind of following up with what Michael said is that we have seen the warranty business decline.
So I don't have the ratio on front of me, but if we are to go back three, four quarters you would see even longer than that, six quarters you'd see a steady deterioration on warranty. So maybe we're down from 17% or 18% to the 15% a day.
Our customer paid business has felt some pressure, but nowhere near as much pressure, in fact over the last three or four quarters customer pay is basically flat on a dollar basis.
Rod Lache - Deutsche Bank
On the customer pay, I don't know if it's possible to give us this level of debts, but is a disproportionate amount of the customer pay for you relatively newer vehicles or is it fairly spread out across you guys are getting a fair number of five, six, seven year old vehicles that's part of the customer pay as well?
Michael Kearney
That's somewhat of brand specific answer. If you take BMW for instance, they have maintenance built in to the price of the car, so the customers will bring the cars in for the period of which the maintenance covers which is 48 and 48, so we will see that spectrum in there.
We have a number of Honda vehicles where we traditionally see the Honda customer bringing the car back in on the regular scheduled maintenance program similar to Nissan and Toyota, and then we have of course the Lexus brands where those customers have been very low. So I don't have quantitative numbers in front of me, but I gave you that qualitative answer to that question.
Craig Monaghan
One of the things that I think we are looking forward to in future, and you probably have noticed and have heard this is the certified pre old vehicles are continuing to grow on the used vehicles sales side, and that is almost like new vehicle customers coming back in, there is a period of time that they are still loyal to the franchise dealer where they bought the vehicles.
So I think that in the future some of the customer pay or warranty that we have lost for whatever reasons, that these cars will start coming back to our dealerships as well for some of the maintenance side. So, I think that's a part of the future that we are looking forward.
Rod Lache - Deutsche Bank
You are feeling pretty good about the outlook for the customer pay business looking forward?
Craig Monaghan
Personally I do. I mean, I think that we are positions ourselves well with not all of the initiatives that we are doing. Customer loyalty is a big part of that business, so they want to come back and see the value in doing business with a franchise dealer instead of the independent dealers.
Because years ago, the independents were wearing us out, and finally as we learned from a franchise standpoint to compete in that arena we all for a lot more value now than the independents do, and I think that we have the opportunity in our sales channel to educate the customer along those lines, so that they want to come back to us. So we're very positive about the future with the fixed side of the business.
(Operator Instructions) Your final question comes from John Murphy - Bank of America Merrill Lynch.
John Murphy - Bank of America Merrill Lynch
You mentioned that the inventory, the low levels of inventory were restraint on demand or constraint on demand in the quarter. If you had more inventories to sell, how much higher do you think sales would have been? I mean just a little bit or a lot, what's the magnitude of the pressure there?
Michael Kearney
John, this is Michael. That's almost like asking me how high is high. That is a good question. Let me answer it in a little bit of a general way. When the inventories on the new side particularly get down to the levels that they were down to, the mix, the trim level mix and the color mix of the inventory also gets pressured. It's not the ideal mix; it's not the perfect inventory.
So, not only is it the number of vehicles available for sale which impacts how many we can sell, it's the variety what's on the grocery shelf that we can sell. So, I couldn't really give you a number as to how much, I can just tell you that it was restrained we had numerous request for cars we just couldn't fill the orders and the program of course ran out, but it was restrained, I just can't quantify that number.
John Murphy - Bank of America Merrill Lynch
Then I'm going to ask you another tough one and ask you how high are high again. On credit availability, we are hearing a varied degree of answer of, it's a big problem or it's not a problem at all. What are you seeing as far as credit availability to the consumer loan to value ratios now a lot lower, so it's tougher to get guys financed? What are you seeing there on that side? How much of a pressure do you see on demand from that?
Michael Kearney
John, this is Michael again. I'll answer that in a trending way. Credit availability is a general response is better today than it was six months ago. The advance rates which is obviously the amount of money that could be lend against both of the new car and the used car side, the advanced rates have improved.
As far as the criteria and the specifications or the stiffs as we put for the consumer that's out there, they have been relaxed a little bit and the way that the lenders tear the buyers scoring that has relaxed. So it is not where it was 24 months ago, but it is definitely better than it was six or nine months ago, and we've seen that as a nice gradual trend pretty much across the line for particularly the last three months.
John Murphy - Bank of America Merrill Lynch
I'm asking another similar question on leasing, I mean what are you seeing on the leasing front, is that using more leasing coming back to the market because that must be an important factor for you guys given your mix.
Michael Kearney
John, that's a good question and it, is important to us of course. It is pretty much brand specific and driven by captives. Our captive partners particularly in the Highlands and the Asian imports have been pushing leasing continuously it's been very strong there. We've seen residual values improve marginally again, but we have seen a greater participation from a number of our OEM partners in the leasing area. We are very pleased with that and we hope that will continue to sustain this over the next period.
John Murphy - Bank of America Merrill Lynch
Then lastly just on what do you see in the pricing environment, obviously it sounds like there is some non conventional players aka Toyota potentially ramping up some incentives in advertising spend. Are you seeing that in the market and would that at all put your gross margins at risk as we look into the fourth quarter?
Michael Kearney
John, this is Michael again. Good observation, Toyota is ramping up they are marketing substantially, General Motors of course is having a nice presence in the marketplace again and we are seeing a ramping up of new car inventories.
I can't address the incentives, they change so quickly and I couldn't and I wouldn't want to predict what the manufacturers will do. We are hopeful that the inventories and their production will stay inline or more inline with the demand than they have in the past. So we are taking the position that we will manage our new car inventory to that level and as I stated earlier, I think we can maintain these margins.
John Murphy - Bank of America Merrill Lynch
Actually, just the last question, when you look at the cost savings you have achieved to-date it's a 100 million, you went through a number of the actions that you're taking and some of them are only half way done and some of them are 70% done. How much do you think you will ultimately really achieve here? Is there an update to your cost savings forecast? And how much of that do you think will be really structural going forward.
Charles Oglesby
I would answer that by saying that, the vast majority of the savings have been realized to-date, and we have done a lot of heavy lifting as you will recall the corporate staff in down by 25%, we eliminated six regional management offices, the guys out in the stores have done a tremendous job, that to a large extent is behind us.
I think what you will see going forward is continued productivity improvements, but those will come from these much heavier investments DMS chart of accounts, we are trying to move a lot of work we do into a paperless environment. We are trying to use many more web based functions within the store, but those will take time to play out.
I think if I were in your shoes for planning purposes, and let me be short range here if I could, we are looking at SG&A in the fourth quarter somewhere probably in the low 80s, 82% or so and that's down about 150 basis points from where it would have been a year ago on a comparable basis.
Charles Oglesby
With that as our last question, we want to thank everyone for listening today and any certainly any follow up or future thought, you certainly can give Ryan Marsh a call and we appreciate everyone being a part of this today. Thank you.
That concludes today's conference call. Thank you for your participation.
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Beyonce - Page 10
Lorde Loves Beyonce, Disses Kesha
Let's Set the Record Straight: Miley Cyrus Did Not Diss Beyonce
Beyonce Angers People by Posing in Front of Jesus in 'Last Supper' Painting [PHOTO]
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Beyonce + Jay-Z Get 'Drunk in Love' at a Nightclub … and at a Sex Shop [VIDEO]
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Female celebs were the most searched people on the web in 2013, and all, with the exception of one, were pop singers!


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Two Killed In Crash On I-65 Near Crown PointPolice said, around 9:40 p.m., a 2000 Ford Windstar was heading north on I-65 when the driver tried to pass a 2002 Chevy Cavalier on the right. As the Windstar accelerated, the driver lost control, and the minivan fishtailed into the left lane, sideswiping the Cavalier.
Husband Killed, Wife Injured In Rollover Crash On I-65James A. Wagner was driving the Ford Explorer southbound on I-65 at mile marker 244.5 in Crown Point about 1 p.m. when the vehicle veered between lanes three times, went onto the inner shoulder and then started rolling, according to Indiana State Police.
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I-65 Reopened; 'Extreme Caution' Urged For DriversThe Indiana Department of Transportation has reopened Interstate 65 between U.S. 30 in Merrillville and Lafayette, but is urging "extreme caution" when traveling on that road and others in northern Indiana
Chicago Man Charged With Killing Woman Found Along I-65A Chicago man was charged with murder Monday for allegedly killing woman who was traveling with him in a SUV and whose body was found along I-65 last week.
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1 Dead In Series Of Crashes Involving 20 Vehicles On I-65One person is dead and two others seriously injured, after three crashes on I-65 in Jasper County, Ind. early Saturday.
4 Held After Police Chase From Englewood To MerrillvilleFour people are in custody after leading Chicago Police on a more than 35-mile chase overnight.
Semi-Truck Flips, Shuts Down I-65An overturned semi-trailer truck shut down Interstate 65 in Northwest Indiana early Friday.
Teen Dead, Two Injured In Crash Caused By Speeding, Aggressive DrivingA teen boy from LaPorte, Ind. was killed, while two others were injured in a crash early Thursday in southern Indiana which police say may have been caused by speeding and aggressive driving.


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The Kansas City Chiefs have placed former first-round pick Glenn Dorsey on IR, according to a league source. Dorsey has likely played his last game for the team with his season now over. The former fifth overall pick (2008) displayed great pass rushing ability in college at LSU and transitioned to end for the Chiefs.
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