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A Holly Hill Homeowner's Insurance policy is designed to cover the structure of your home, and includes protection for various kinds of Personal Property as well as Liability coverage. Want to know more? Give us a call at 386-672-4487 to speak to a local agent.
Standard home insurance coverage policies provide the following types of coverage, up to the limits outlined in the policies:
Yes, your homeowner's insurance policy will cover damages cause by windstorms. The deductible for hurricane damage can range from 2% to 10% of the insured value of the dwelling depending on the policy.
NOTE: Hurricane damage is normally covered, but may be rejected in certain situations.
This is the amount that you, the policyholder, will have to pay out of pocket. For example, if your home is insured for $250,000
with a 2% wind deductible and has hurricane damages of $50,000.
The amount of the deductible will be 2% X $250,000 = 5,000.
The remaining amount ($45,000) would be paid by the insurance policy. What factors can affect Holly Hill Homeowner's Insurance premiums?
Home Features and Characteristics — The age of your home, type of structure, wiring, roof, garage, etc., can affect your Holly Hill Homeowner's Insurance premium. Older homes can often cost more to insure, and those costs can differ depending on whether your home is brick, frame, stone or has synthetic siding.
Location — Where your home is located can change your Holly Hill Homeowner's Insurance premium. For example, your home insurance rate can be affected if your home is in close to a fire station; is exposed to extreme weather, such as hurricanes, tornadoes or earthquakes; or is in a neighborhood more prone to theft.
Protective Devices — Burglar alarm systems, smoke detectors, fire extinguishers, sprinkler systems and deadbolt locks can lower your Holly Hill Homeowner's Insurance premium.
Personal Factors — What you do can affect your Holly Hill Homeowner's Insurance premium, too. For instance, smokers may pay more for home insurance than nonsmokers. A good credit history also can lower what you pay for home insurance.
Claims History — If you have a history of claims on a Holly Hill Homeowner's Insurance policy, you may pay a higher premium.
Home Features and Characteristics — The age of your home, type of structure, wiring, roof, garage, etc., can affect your Holly Hill Homeowner's Insurance premium. Older homes can often cost more to insure, and those costs can differ depending on whether your home is brick, frame, stone or has synthetic siding.
Location — Where your home is located can change your Holly Hill Homeowner's Insurance premium. For example, your home insurance rate can be affected if your home is in close to a fire station; is exposed to extreme weather, such as hurricanes, tornadoes or earthquakes; or is in a neighborhood more prone to theft.
Protective Devices — Burglar alarm systems, smoke detectors, fire extinguishers, sprinkler systems and deadbolt locks can lower your Holly Hill Homeowner's Insurance premium.
Personal Factors — What you do can affect your Holly Hill Homeowner's Insurance premium, too. For instance, smokers may pay more for home insurance than nonsmokers. A good credit history also can lower what you pay for home insurance.
Claims History — If you have a history of claims on a Holly Hill Homeowner's Insurance policy, you may pay a higher premium.
There are many discounts are available on Holly Hill Homeowner's Insurance policies. For example, you may qualify for a discount if your home has an updated roof, a monitored alarm system, hurricane shutters or impact windows in Holly Hill.
In many instances your Holly Hill Homeowner's Insurance policy can be escrowed in with your mortgage. However, if you need to pay separately, many carriers now offer several convenient payment options.
The fact is that Florida homeowner insurance does not cover damage caused by flood, and federal disaster assistance is only offered when the president declares a major disaster (which only happens in 50% of flooding situations).
Unfortunately, most people do not find this out until it is too late. However, flood insurance is available to protect homes and businesses and their contents in communities that participate in the National Flood Insurance Program.
Simply call 386-672-4487 or complete our online quote request form. A GreatFlorida Home Insurance Agent will help you find the best deal for you.
GreatFlorida Insurance agents can easily explain the specific needs of your home in Holly Hill, FL. Along with mortgage requirements and the difference between dwelling, personal property, liability, medical payments and loss of use coverage as well as available discounts.
Get a Free Insurance Quote from your local GreatFlorida Insurance agent. They will help you find the most affordable options.
Your home is likely your most costly asset. It contains your belongings and valuables and more importantly your family and cherished memories.
After the overwhelming task of finding a new home in Holly Hill, it can be tempting to settle by purchasing a basic homeowner's insurance policy that could leave you with inadequate coverage or paying for more coverage than you need.
GreatFlorida Insurance in Holly Hill, FL will make sure your homeowner's insurance policy will provide adequate coverage to protect your home from fires, hurricanes, break-ins and more. Compensation for your financial loss will allow you and your family to continue living comfortably.
It's fall, but you are in Florida. Despite the calendar date, when you wake up tomorrow, you will experience no change in the weather. It is difficult to get enthusiastic about the first day of autumn when it is still 90 degrees outside.
"Florida experiences a slight change of seasons," says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida's largest independent homeowners insurance agency. "Fall means we can soon go outside without getting overwhelmed by the heat."
While the season is changing, there is no need for layered clothing despite retailers' best efforts to sell puffy vests. Not to mention, pumpkin is in every other food product but you are thinking, "Do they make pumpkin flavored iced drinks?"
In spite of a slow start to cooler temperatures, rest assured they are coming. Fall in Florida is the best time to enjoy outside activities and there is no shortage of them. Listed below are some ideas to get the family out of the house and celebrating a new season.
Fall Festivals-Food, wine and beer, music and art festivals are happening every weekend throughout the state in the fall.
Fall foliage- North and central Florida boasts fall foliage around the first week in November. The colored leaves will certainly put you in the mood for fall and is worth the drive to one of these parks:
Torreya State Park
Ormond Scenic Loop and Trail
Edward Ball Walkulla Springs State Park
Boost curb appeal. Rake up a few leaves, collect pine cones from your yard and decorate your front door
Grab some local produce and other products from an area farmer's market.
Apple picking– Yes in Florida.
Go for a hay ride
Get lost at a corn maze
Visit a pumpkin patch
Football Games-There is no problem finding high school, college and pro games throughout the state.
"One of the most anticipated moments in Florida is when windows are opened in the house," reminds Buck with GreatFlorida Insurance, Florida's leading independent homeowners insurance agency. "Remember to adjust your thermostat appropriately to save on energy costs."
Ultimately, it will cool off and when winter arrives, there is no place like Florida.
GreatFlorida Insurance offers the best rates on homeowners insurance for personal property and liability coverage for your home. Give us a call today!
The post Enjoying Fall in Florida appeared first on The GreatFlorida Insurance Blog.
Florida historically experiences the most severe weather over the next eight weeks. August through October is peak hurricane season. Recent tropical activity serves as a reminder of the importance of preparing.
"Seeing the recent devastation in Louisiana, and hearing the heartbreaking stories of loss, will hopefully prompt Floridians to review their insurance policy," says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida's largest independent homeowners insurance agency. "Insurance is designed to help people rebuild their lives."
Consequently, this is an ideal time for people to contact their homeowners or renters insurance agent to review their coverage. The Insurance Information Institute, III reports that most insurers will not allow changes to be made to insurance policies once a hurricane watch or warning is issued by the National Hurricane Center.
Therefore, it is wise and will put your mind at ease knowing the following information about your renters insurance or homeowners insurance policy. Some questions to ask your agent are as follows:
What is covered?
Is coverage provided for any upgrades or new possessions?
What is the current deductible?
Do I have enough to rebuild my home or replace my belongings?
GreatFlorida Insurance can provide flood insurance to policyholders through the National Flood Insurance Program NFIP. A local GreatFlorida Insurance agent will help you find flood insurance. Protecting your most valuable asset from the most common form of destruction.
Consequently, flooding is the leading cause of disaster in the United States. Florida residents file more flood insurance claims than any other state. Mere inches can cause thousands of dollars' worth of damage to your home.
You do not have to live in a high risk flood zone to experience damage. 25 percent of flood insurance claims come from low or medium risk communities.
Unfortunately, many homeowners are under the false assumption that their homeowners insurance would cover loss due to flooding in the home. Flood insurance is not included in a homeowners policy and must be purchased separately.
Also, many homeowners assume they can collect federal disaster assistance if a flood occurs. It is only offered when the president declares a major disaster which only happens in half of all flooding situations.
The post Storm Activity Necessitates Insurance Check appeared first on The GreatFlorida Insurance Blog.
Floridians can privately possess everything from alligators to zebras as long as they have a permit. In most cases, neighbors are not legally required to disclose what kind of pets they are housing.
"Exotic animals, like most animals, are curious and unpredictable," says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida's leading independent homeowners insurance agency.
This impulsive and characteristic behavior can lead to animals escaping and exploring their area, putting neighbors on high alert. Some recent cases include the following:
Last year a woman found her neighbor's eight foot King Cobra coiled up and hissing under her clothes drier.
A Miami woman was recently attacked by a neighbor's pet Lemur. The animal caused scratches and bites requiring stitches.
A two-year-old Florida child died after she was strangled by a pet python after it escaped from an aquarium in the home.
While these cases are rare, unfortunate incidents involving exotic pets do occur. News 6 reported, "More than 260 exotic snakes, monkeys, lions, tigers, bears and other captive animals have escaped in Florida over the past decade."
Keeping an exotic animal as a pet can pose a threat to your family and neighbors. Florida requires exotic pet owners to carry liability insurance for their animal. Some rare animals can cause injury, spread disease and damage Florida's eco-system according to The Humane Society.
While dangerous behavior can be expected from a wild animal, what about the behavior of a domestic animal?
"Some communities require dog owners to purchase an umbrella insurance policy for their pet, in addition to the coverage included with their homeowners insurance if they own what is considered a dangerous breed," says Buck with GreatFlorida Insurance.
Dangerous dog breeds include but are not limited to: Rottweiler's, Pit Bulls and Chows. Unfortunately, aggressive classifications are based on the breed and not behavior history or socialization.
The Insurance Information Institute claims that dog bites account for one-third of all homeowner's insurance liability claims. The average payout for a claim in 2015 was $37,214.
It is important to talk to your homeowners insurance agent to review if your pet is covered on your renters insurance or homeowners insurance, or if additional liability insurance such as an umbrella insurance policy is required.
Contact GreatFlorida Insurance if you have questions about homeowners insurance, renters insurance or umbrella insurance. We will make sure you and your pet are covered.
The post Your Neighbor's Strange Pet appeared first on The GreatFlorida Insurance Blog.
Do you remember the last time a hurricane hit Florida? How can you take emergency managers seriously when the state has not seen a hurricane in over 10 years?
"Having experienced a hurricane drought over the past several years, it is easy to forget how destructive one hurricane can be to your property," says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida's largest independent flood insurance provider.
Hurricane season kicks off June 1 and runs through November 30. Weather forecasters believe Florida is long overdue for a storm. 10 years with no major storms has many on edge.
Hurricane Wilma made landfall October 2005 in Collier County with winds up to 120 mph. Several deaths were reported, while one-third of the state lost power. AccuWeather, reports an estimated $29.3 billion worth of damage.
There are growing concerns that Floridians are not preparing for a hurricane with the proper supplies and an evacuation plan. State officials warn of complacency and "hurricane amnesia."
At the 2016 Governors Hurricane Conference, Florida Division of Emergency Management Director, Bryan Koon reported a "lack of awareness," especially among the millions of new residents in Florida.
"It is responsible for GreatFlorida Insurance to communicate the risk to the public," says Buck. People should check their homeowners insurance to make sure policies are up to date and coverage is sufficient."
Many homeowners are under the false assumption that their homeowners insurance would cover loss caused by a flood in the home. Flood insurance is not included in your homeowners policy and must be purchased separately.
The entire state of Florida lies within FEMA's (Federal Emergency Management Agency) highest designation of storm frequency, making Florida a flood zone with varying levels of risk.
This year NOAA, National Oceanic and Atmospheric Association, predicts a "near normal," hurricane season. With a 70 percent chance of 10 to 16 named storms, of which four to eight could grow into hurricanes.
The Red Cross recommends keeping a container filled with water, one gallon of water per person, per day, a 3-day supply of non-perishable food, a battery powered or hand crank radio, flashlight and batteries, first aid kit, garbage bags for trash, hand wipes, local maps, prescription medication and a cell phone with a charger, preferably solar.
GreatFlorida Insurance can help protect your home with a Florida flood insurance policy provided by the National Flood Insurance Program. Our homeowners insurance can cover hurricane damage incurred by windstorms. Keep in mind; most homeowners insurance policies do not include flood damage. To learn more about our services, go online for a free quote at www.greatflorida.com.
The post Hurricane Amnesia appeared first on The GreatFlorida Insurance Blog.
More than 105 million people visited the sunshine state in 2015, setting a tourism record in the United States as reported by The Orlando Sentinel. Living in a hot tourist destination might have you thinking about making some extra cash by turning your home into a short-term rental.
Additional income for homeowners and renters is the appeal to vacation rental websites such as VRBO/HomeAway and Airbnb. On the flip side, business and vacation travelers get full-home amenities including more space and a full kitchen for less than the price of a hotel room, making short-term rentals an attractive deal.
Before you start listing your place on a travel platform, keep in mind, not every home in Florida is eligible for renting. "Florida has zoning laws that restrict short-term rentals to specific areas," says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida's largest independent homeowners insurance provider.
Homeowners or condo associations along with co-ops and landlords may also prohibit short-term rentals.
Whether your vacation home is your primary residence or not, you still want to protect your investment. Having the proper insurance will do just that.
"Having homeowners insurance or renters insurance is not usually adequate to cover your short- term rental," says Buck with GreatFlorida Insurance, Florida's top independent homeowners insurance agency. "Homeowners insurance and renters insurance will cover your guests but not someone you are engaged in business transaction with."
It is important to speak with your insurance agent before getting started. Short-term rentals are considered more risky to insure as opposed to someone with a year-long lease agreement. You may need a rider to your current homeowners policy or get rental property insurance.
Personal property covers your belongings. Liability protects you against legal fees and medical bills if someone is injured in your home. No matter how safe your home is, accidents are bound to happen.
Once you get your insurance in order, remember, Florida occupancy taxes are collected by 22 counties, according to FloridaPolitics.com.
If you are considering renting your home, for a short or long period of time, contact GreatFlorida Insurance. Our experienced agents will get you the proper homeowners insurance or short-term rental insurance to protect your belongings and home from potential damage or theft.
The post Short-Term Rental Insurance appeared first on The GreatFlorida Insurance Blog.
While reading through real estate listings, you often come across some descriptive language. Real estate agents utilize terms that sound appealing but should raise a red flag.
"A real estate agent wants make their home listing sound as attractive as possible in order to attract buyers," says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida's largest independent homeowner's insurance agency.
"One way to do this is by finding euphemisms to throw the most flattering light onto a home-and sometimes obscure a home's flaws," explains real estate website, Realtor.com.
The following are some common real estate listing terms and their translations to help you become a savvy shopper.
Charming or Tons of character
This is often code for "old" and it would be in your best interest to check the plumbing and appliances.
Custom, Unique or Artistic
Count on this home having a very specific style and set of features, it could also just be weird.
As is or Cash Only
These terms can often come up on foreclosed homes. It translates to the home is in bad condition and the owners cannot afford renovations. It will also remove your negotiating power.
"Keep in mind, Florida foreclosures are a judicial proceeding and could take a year or more to complete," reports Buck with GreatFlorida Insurance, Florida's leading independent homeowner's insurance agency.
Up and coming neighborhood, Trendy or Hip
You are expecting to see cool shops and cafes around the corner but you discover that is a future forecast for the area. A good idea would be to check the local crime statistics.
Great potential
Prepare for a mess, meaning renovations that could range from cosmetic to total tear down.
This term is positive and will make you feel all warm inside, but it means very small.
Natural Landscaping
Get ready to see no landscaping. It is most likely a yard jungle.
Secluded, Private, Retreat, Quiet
The house will probably have a long commute to work and the grocery store.
Convenient to Shopping
This home is located on a busy street or high traffic area.
Well-maintained sounds like a compliment but according to, Wired magazine, "It usually means the home is old but not quite falling down."
Contact GreatFlorida Insurance, if you are looking for homeowner's insurance. Get a quote as soon as your contract is signed. We can help you finalize the details well in advance of your closing date.
The post Real Estate Code Words appeared first on The GreatFlorida Insurance Blog.
Is home ownership the American Dream?
Is renting the equivalent of throwing your money away?
"Home buying versus renting is a multifaceted decision. It takes into account your financial situation as well as personal and emotional choices," says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida's largest independent homeowners insurance agency.
There are pros and cons for home buying and renting. A one-size-fits-all answer does not exist. Fortunately, there are some considerations to factor that can help you make your decision.
Financial Factors
Most experts agree that your monthly mortgage or rent should not exceed 30 percent of your annual income. This is merely a guideline and it is important to review your other expenses before making a final determination.
Buying is more expensive once you factor in the cost of the home purchase, taxes, homeowners insurance as well as maintenance and repairs. A down payment is typically between 5- 20 percent, although government programs are available to help home buyers put as little as 3 percent down. Closing costs are an additional 5 percent.
Many people rent because they lack a down payment or they have poor credit. Renting generally requires first and last month's rent as well as a security deposit up front, making for a significantly smaller payment.
Keep in mind, investment educators The Motley Fool, point out rent historically increases five percent each year but a mortgage payment is locked in and does not change. Owning allows you to build equity but equity takes time to build.
The Florida Housing Market
In some markets across the U.S. rental prices continue to rise making a mortgage payment less than a monthly rental payment. "Rents are rising faster than wages throughout most of Florida," says Buck with GreatFlorida Insurance, Florida's leading independent homeowners insurance agency.
RealtyTrac reports, "Low interest rates and reasonable housing prices make South Florida, ripe for buying."
Recent job growth and a population increase, along with affordable housing are drawing many buyers into the market.
Forbes reported that Florida is the best state to invest in home ownership due to economic recovery and the addition of nearly a quarter million jobs in the past year. They list Orlando, Tampa, Ft. Lauderdale, Sarasota, Jacksonville, Cape Coral, West Palm Beach and North Point as being the best cities to buy a home in 2016.
Renters are not always at a disadvantage. We don't always know what the future holds as seen by the 2008 housing bubble bust, and that can make a significant difference when deciding to buy or rent.
Renting is ideal for those who desire for a low maintenance lifestyle and those not settled in one area or do not plan to stay in one place long. While homeownership can benefit from tax breaks, the breaks can be oversold to those with moderate priced homes.
What's better, renting vs buying can be a difficult prediction to make and sometimes you have to go with your gut.
Whether you are looking to buy or rent a home, GreatFlorida Insurance can help you protect your valuables. We offer affordable options for homeowners insurance as well as renters insurance. Give us a call today.
The post Buy or Rent? appeared first on The GreatFlorida Insurance Blog.
Three Boca Raton firefighters were recently struck by lightning. They were injured while responding to a backyard fire caused by a previous lightning strike. All three were knocked off their feet and one began having a seizure.
"It is a critical reminder about the perils of a thunderstorm. In Florida, thunderstorms are so common, we forget about their dangers," said Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida's largest independent homeowner's insurance agency.
Florida is the lightning capital of the United States. Lightning kills and injures more people in Florida than any other state. The Red Cross reports, more people are killed every year by lightning strikes, than tornadoes and hurricanes. Thunderstorms produce lightning along with damaging winds and heavy rain that can cause flooding.
The National Oceanic and Atmospheric Administration (NOAA) estimates, 25 million cloud-to-ground lightning flashes in the U. S. every year. Lightning can strike more than 10 miles from where it is raining. If you hear thunder, lightning is close enough to pose a threat.
All thunderstorms produce lightning. Lightning strikes cause horrific injuries. Being struck can cause burns, serious lifelong pain and permanent neurological disabilities, as well as cardiac arrest and death.
Some safety tips to heed during a thunderstorm are listed below.
Lightning can enter a structure through metal water and sewage pipes so avoid bathing, washing dishes or other water required activities.
Do not talk on a landline phone. A bolt of lightning could hit a telephone pole and cause an electrical surge to shoot through the line. Cell phones are safe as long as they are not plugged in to an electrical socket.
Unplug electrical items. Lightning travels through electrical wiring, plugs and cords.
Keep your distance from windows and doors. Lightning can move through glass and unsealed cracks along floors and window panes.
"Every year homeowner insurance claims for lightning losses total in the hundreds of millions, reports Buck with GreatFlorida Insurance, Florida's top independent homeowner insurance agency. "Florida usually tops the list with thousands of claims annually."
When thunder roars, go indoors. There is no safe place outside during a thunderstorm. If you are in the water, get out immediately. Avoid open structures such as gazebos, porches and baseball dugouts.
Lightning tends to strike the tallest object in the area and you do not want that to be you. If you are caught in an open area, such as a golf course or ball field, the Centers for Disease Control and Prevention (CDC) recommends you crouch down into a ball position, with your feet and knees together with your head tucked and your hands over your ears. The idea is to get low without touching the ground. Lightning causes electric currents along the top of the ground that can be deadly from over 100 feet away.
If you are in a group spread out from one another to reduce the number of injuries if lighting strikes the ground.
Wait to go outside for 30 minutes after you hear the last thunderclap.
Someone who is struck does not carry and electrical charge and requires medical attention immediately.
Don't let a storm rob you. GreatFlorida Insurance provides top notch homeowner's insurance at a price to fit your budget. Give us a call today.
The post Caught off Guard-Lightning appeared first on The GreatFlorida Insurance Blog.
If you are looking to put your house on the market or just want to spruce it up, GreatFlorida Insurance has some tips to increase the value and make you fall in love with your home again.
"You do not have to take out a second mortgage on your home to make impactful changes. Many home renovations are budget-friendly and can be done by the homeowner," says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida's leading independent homeowner's insurance agency.
Kitchen-The kitchen is the heart of the home which is why it sells homes. A kitchen remodel can run into the thousands but it does not have to be out of reach. Some simple and cost effective changes that can change the look of this high traffic area includes: changing out hardware on the cabinets and drawers, updating light fixtures or replacing the kitchen faucet. If you really want to flex your DIY muscle, try installing a backsplash.
Bathroom-Bathrooms are another popular place in the home. In order to keep renovating costs down, try cleaning or re-grouting the tile. Apply fresh caulk around the tub and sink area. Replacing the mirror or bathroom lighting makes a strong visual impact. Changing out the toilet or even just the toilet seat can make a clean impression.
Paint-Painting is an inexpensive way to create a different environment in a room. Experts at HGTV recommend, "Soft, cool colors create a quieter feeling while strong colors add drama. Warmer, contrasting and brighter colors add to a sociable atmosphere, deeper blue-greens and neutrals will give a more formal ambiance."
Lighting-Adding dimmer switches to your current lighting can help create mood. Softer bulbs can bring warmth into a room. Check into updating a ceiling fan or just the blades with a more modern style. Replacing a nondescript light fixture with a chandelier or oversized pendant in the entryway, kitchen or bedroom can make a bold design statement.
Front Door-"Replacing your front door will not only boost your home's style, but it could also provide you with a discount on your homeowner's insurance," reports Buck with GreatFlorida Insurance, Florida's largest independent homeowner's insurance agency. Replacing your front door can provide you with an 82 to 98 percent increase on your investment, according to Remodeling Magazine's 2016 Annual Cost vs. Value Report. If you are not interested in replacing your door, painting it will also provide a wow-factor.
Curb Appeal-Overgrown landscaping can obscure your home's view and foster mold growth. Mowing your yard, pulling weeds along with pruning shrubs and bushes will increase the attractiveness of your home. Adding new, clean house numbers can also make a fresh impression.
Maintenance and Repairs-Investing in simple repairs around your home such as, plumbing leaks, drywall repairs, rusted rain gutters and replacing windows are affordable fixes that go a long way in making your home more comfortable while feasibly averting future problems.
GreatFlorida Insurance provides affordable rates on the most costly asset you own. Our homeowner's insurance provides adequate coverage for all your needs, call us today.
The post Simple and Affordable Home Renovations appeared first on The GreatFlorida Insurance Blog.
When filing your taxes, you want to take every opportunity possible to save money on expenses that can reduce your taxable income.
"Deductions are sometimes available on health programs and treatments such as smoking cessation, weight loss and alcohol and drug abuse, if it is not covered under your current health insurance policy," says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida's largest independent healthcare insurance agency."
Below is a list of some commonly missed tax deductions and credits that could be available to you.
Financial management company, Intuit suggests a tax credit is better than a tax deduction because it reduces your tax, dollar-for-dollar. As painful as filing your taxes is, take your time to think back over your finances for the year to save money on your taxes.
GreatFlorida Insurance is the leading independent insurance company in Florida, offering health insurance, homeowner's insurance, car insurance and boat insurance. Call us today for a free quote.
The post Overlooked Tax Deductions appeared first on The GreatFlorida Insurance Blog.
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Rockets' Beverley Likely For Game 2
Adrian Wojnarowski of Yahoo! Sports tweets that Houston's Patrick Beverley met with team doctor this morning and will likely play in Game 2 on Wednesday.
Beverley took a blow to the knee during Game 1 against the Blazers but after undergoing an MRI today, results show no new damage.

subset: commoncrawl


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Much has been made of Miguel Cotto's home court advantage over Austin Trout at Madison Square Garden. Cotto is 8-0 at the Garden and has said he sees the crowd, most of whom will be there to see him do his thing, as almost a second trainer and ace motivational coach.
Trout, though, takes issue with the "the Garden is Cotto's home" meme.
"I'm more New York than Cotto!" Trout told me. I asked him to explain. He told me his mom was born in Sheepshead Bay, Brooklyn. His grandmother lives in Brooklyn still, and her dad lives in Harlem. "I also have mad cousins and aunts in New York," he said.
The WBA junior middleweight champ Trout also played another card, informing me that he is part Panamanian. "I'm (MLB Hall of Famer) Rod Carew's third cousin," he informed me. I joked that Cotto might not like it if some Roberto Duran-style Panamanian comes out in the ring at MSG.
The crowd, of course, would not mind at all. I expect Trout to box smartly using his reach and his southpaw stance to full affect. I don't expect to see much of that Trout-as-Duran sort of style.
See for yourself at MSG tomorrow -- first fight starts at 5:15 p.m. or so -- or on Showtime. The Main Event is scheduled for an 11 p.m. start. Follow NYFightBlog all night long, as well, that goes without saying.
Follow me on Twitter here https://twitter.com/#!/Woodsy1069.


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BILOXI — The Biloxi Planning Commission has voted to allow city arborist Eric Nolan to decide the fate of several trees that may be too close to the proposed parking garage for the new baseball stadium. Plans by Dale Partners architects call for the removal of 19 protected trees on the stadium site off U.S. Highway 90. But a few ...Read More »
Tag Archives: Baseball
Proposed Coast baseball stadium plans on fast track
BILOXI — Plans for the new minor league baseball stadium presented to the Biloxi Development Review Committee haven't changed much from the original renderings. Leigh Jaunsen, an architect with Dale Partners Architects, says the plan shows "a solid, urban, historic-looking ballpark." The Sun Herald reports the DRC meeting yesterday was just a week after the Biloxi council approved the stadium. ...Read More »
Biloxi stadium next step: Acquiring loan, league approval
David Nichols, Biloxi's chief administrative officer, and city financial advisers were scheduled to be in Jackson today, following through on the city's vote Tuesday to borrow $21 million to construct a downtown baseball stadium on U.S. 90 that will host minor league baseball games and other events, according to a news release from the City of Bilxoi. The move comes ...Read More »
Close vote expected on proposed baseball stadium
BILOXI, Miss. (AP) — The vote to finance construction of a minor league baseball stadium in downtown Biloxi is expected Tuesday after a public hearing and it's expected to be close. The state contributed a $15 million grant from BP to build the stadium. The council now must decide if the city should back a $21 million bond, which will ...Read More »
Baseball team owner wants quick vote on stadium
BILOXI — Ken Young is ready to bring a minor league baseball team to Biloxi. He said yesterday he's hoping for a vote by the end of the month so the stadium can be built in time for the start of the 2015 season. The Sun Herald reports the vote isn't on the agenda for the city council's Tuesday meeting, ...Read More »
Commission gives nod to Coast baseball stadium
BILOXI — Plans for a minor league baseball stadium and neighboring commercial development in downtown Biloxi are consistent with the city's 2009 Comprehensive Plan, according to a vote last night by the city's Planning Commission. The Sun Herald reports the city council hasn't yet voted on whether to borrow $21 million in general obligation bonds to help finance construction of ...Read More »
Consultant on baseball stadium: 'Existing businesses to benefit first'
BILOXI — A consultant hired by Biloxi to determine the economic impact of a minor league baseball stadium says the proposed site on U.S. 90 north of Beau Ravage Resort & Casino is a winner. Charles Johnson IV of Johnson Consulting in Chicago said during yesterday's report to the City Council he also can't think of a place that needs ...Read More »
Consultant calls Biloxi stadium site a "9 or 10"
How much will a minor league baseball stadium mean to the Biloxi economy? According to consultant Charles Johnson IV of Johnson Consulting in Chicago, Biloxi's downtown stadium site rates a "9 or 10" on a 10-point scale. Comparing it other Southern League stadiums, he said the potential attendance is "far and away the leader from a tourism perspective," according to ...Read More »
City council to get impact study of baseball stadium
BILOXI — An economic analysis of the potential impact of a downtown minor league baseball stadium is expected to be presented at Tuesday's Biloxi City Council meeting. The Sun Herald reports Ron Peresich, an attorney representing Biloxi, has notified council members Johnson Consulting should have the study ready by Monday and will make a presentation at the meeting, which will ...Read More »
Biloxi City Council wants economic study on planned stadium
By Frank Brown Mississippi Business Journal BILOXI, Mississippi — The Biloxi City Council wants to know what it's paying for before it OKs a $21 million investment to build a minor league downtown baseball stadium. The Council on Tuesday voted unanimously to commission an economic analysis on the impact of the $36 million stadium that is planned for what is ...Read More »


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IGMM's external Scientific Advisory Board (SAB) comprises a number of eminent scientists. The role of the SAB is to advise the Director on matters of science and strategy.
Chair: Professor Dame Kay Davies, CBE FRS FMedSci
Dr Lee's Professor of Anatomy and Associate Head, Development, Impact and Equality, Medical Sciences Division, University of Oxford, and Honorary Director of the MRC Functional Genomics Unit
Professor Margaret Buckingham
Emeritus Professor at the Pasteur Institute in Paris & Emeritus Research Director at the Centre National de la Recherche Scientifique. Member of the European Molecular Biology Organization, the Academia Europaea, the French Academy of Sciences, Associate member of the National Academy of Sciences (USA) and Foreign member of the Royal Society
Professor Nic Jones
Chief Scientist, Cancer Research-UK & Director of the Manchester Cancer Research Centre
Professor Carl Heldin
Director, Ludwig Institute for Cancer Research, Uppsala University
Professor Matt Hurles
Senior Group Leader, Genome Mutation and Genetic Disease Group, The Wellcome Trust Sanger Institute
The IGMM governance structure has been set-up to:
Support the Director to govern the Institute effectively and with reference to the requirements of key stakeholders such as the University and major funders, together with the wider public
Ensure transparent and accountable governance by incorporating the participation of colleagues in the School of Molecular, Genetic and Population Health Sciences and the College of Medicine and Veterinary Medicine (CMVM) at The University of Edinburgh (UoE).
IGMM Governance Structure Chart
Science strategy development and research programme management is undertaken in partnership with the Centre for Population Health Sciences.
The IGMM Executive Group is responsible for determining the overall strategic direction of the Institute and its delivery through the research performance of each research centre within the Institute. It is also responsible for fostering an environment of research excellence, collaboration, openness, honesty and respect for each other.
Professor Nick Hastie
Professor David Porteous
Professor Margaret Frame
Professor Wendy Bickmore FRSE, FMedSci
Professor Tim Aitman, MB ChB, FRCP, DPhil, FMedSci
Angela Ingram
Stephen Lissaman


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Film Reviews
Popular Reviews
A Ugandan Grandmaster Emerges in Mira Nair's Disney Charmer Queen of KatweSeptember 21 at 10 p.m. by Bilge Ebiri
The Low-Key Pete's Dragon Dares to Mostly Let Its Beast ChillSeptember 20 at 1 a.m. by Bilge Ebiri
Deepwater Horizon Makes Rousing Adventure From a Real-Life TragedySeptember 26 at 8 p.m. by Bilge Ebiri
Bridget Jones Presses on Into Adulthood – and Her Best Film YetSeptember 19 at 7 p.m. by Serena Donadoni
Don't Breathe Showcases Everything That Horror Films Have Learned From Video…August 24 at 9 p.m. by Alan Scherstuhl
Kate Winslet Saves the Poor With Couture in the Insulting The DressmakerSeptember 26 at 7 p.m. by Abbey Bender
Latest Reviews
Deepwater Horizon is the most entertaining Hollywood disaster movie in years. I'm sorry — is that a terrible thing to say? Peter Berg's film is based on the true story of the BP-leased, Transocean-owned deepwater drilling rig that in 2010...
A woman wears sunglasses, a tight red dress, matching long gloves and red lipstick. She stands and smokes a cigarette, ostensibly watching a rugby game, but really the players are watching her, fumbling their footwork, and it's exactly the effect...
Korean spy thriller The Age of Shadows may have the same basic plot as a "Zapata Western," the kind of Spaghetti Western that follows an amoral mercenary who gets transformed into a committed revolutionary by a tightly knit group of...
The road to equal treatment has been a long and difficult one for the disabled community, and littered with setbacks and defeats. Occasionally lost in that quest for accessibility legislation and insurance mandates has been the subordinate...
Jesus Christ, this fucking movie. A Good Day to Die Hard and Max Payne director John Moore has updated the notorious 2006 flop Firewall for the smartphone era with I.T., and it's every bit as unpleasant as A Good Day to...
Mira Nair's Queen of Katwe is a true-life tale transformed into an inspirational fable. That's not novel for the movies, but in this director's hands, the results are mostly enchanting. The film follows Phiona Mutesi (Madina Nalwanga), an...
Set aside all human decency and imagine, for a moment, that you're Kim Jong-il. Imagine it's 1978, and you're pushing 40, still Great Leader's son rather than the future Dear Leader. You have yearned for years to create a truly great North Korean...
"I don't have any answers," Krzysztof Kieslowski once said, "but [I] do know how to pose questions." Not an uncommon stance for an artist, certainly, but perhaps surprising for one who made a massive, 10-part miniseries based on the Ten...
Look, if you're not stirred by the sight of Denzel Washington, clad in head-to-toe black, riding a black stallion over dunes and bluffs and right up to the saloon of some two-bit frontier town — well, then maybe the movies just aren't for you....


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There's no question about it. Tonight's game against Texas A&M is huge for SMU. It's the school that wants in the Big 12 versus the school that wants out.
Coach June Jones knows it's huge. He acknowledged that he likes the fact that his bosses, university president R. Gerald Turner and athletic director Steve Orsini, have made it known that SMU wants to be in not just an automatic qualifying conference, but in the Big 12. But he's also put it in perspective for his players.
"Everybody knows how big this game is," Jones said. "We have a lot to overcome down there. But it's one game, and obviously it's a great opportunity, different than some of the others.
"But at the same time, you've got to keep it in perspective that you got 12 or 13 more after this one."
SMU may return 18 starters, including a completely senior offensive line and a veteran quarterback in Kyle Padron who's led the Mustangs to back-to-back bowls, but playing at Kyle Field is a different kind of animal.
"It's one of the loudest stadiums in the nation," boomed the jumbotron at Ford Stadium last Thursday morning as the team practiced to a video of Kyle Field highlights.
The players say they understand how loud it's going to be and that they welcome the environment.
But do they really?
SMU has lost 13 straight to Big 12 teams. And they haven't won a nonconference game on the road since 2001 at San Jose State. Communication will be crucial in this game and when there are 80,000 or so maroon-clad Aggies, who are excited about probably heading to the SEC swaying back and forth, it will be easy for the Mustangs to lose their focus.
Left tackle Kelvin Beachum said offensive line coach Adrian Klemm has been practicing silent hand signals with his group since early spring.
"Communicating? We do that all the time," Beachum said. "I personally enjoy not being able to hear anything. It gives it a more intimate feel. You're just blocking the guy in front of you."
As far as other positions, they're all just hyped up and ready for the noise.
"I'm really excited for me and my teammates to compete in that hostile environment," safety Chris Banjo said. "Once we get on the field, we're locked in."
SMU's defense will be the key. A&M running back Cyrus Gray, who averaged 87.15 yards rushing last season (seventh-best in the Big 12), and wide receiver Jeff Fuller, who averaged 82 yards receiving (third-best in the Big 12), are probable Top 10 picks in next year's NFL Draft.
"I told my guys, 'Those guys are great football players and they're going to go up and get some, but you can't panic. They get one on us, we gotta just play one snap at a time,'" said defensive coordinator Tom Mason.
Then there's quarterback Ryan Tannehill, who jumped in as the Aggies' starting quarterback in the final six games of 2010 and completed 65 percent of his passes, throwing for 1,638 yards and 13 touchdowns.
"[Tannehill] is an athletic quarterback, a very capable passer," Mason said. "He's a threat to beat you with his feet, so you gotta keep him in the pocket. We can't let him create things by getting loose. We gotta pick and choose when we go after him."
Mason doesn't expect Tannehill to run very much because there's no viable quarterback behind him except a true freshman. Last season the Aggies had former starter Jerrod Johnson as a backup, but with him graduated, Tannehill likely won't run many quarterback reads.
Mason knows A&M defensive coordinator Tim DeRuyter since they both spent time coaching at Nevada. He said the two have many of the same principles and share similar schemes, so the offenses should see some things they saw from their own scout teams in practice this past week.
Despite the odds against them, SMU is pumped up for this game. As practice winded down Friday morning, the team got a visit from President George W. Bush, who has a library being built on campus. He predicted a narrow win for the Mustangs, which would give him some bragging rights over his father, whose presidential library is at A&M.
There will be chaos, there will be yell leaders and there will be much at stake on both sides. But SMU says it's ready.
"We definitely are. Definitely," Banjo said without any hesitation. "I mean we're going in there expecting to win. We want to get our season off to a great start. We really believe we can go in there and beat them."
Saturday during College Game Day, SMU fans made their presence known on national TV with "Pony Up" and "BCS" signs. Tonight at Kyle Field, the Mustangs will show whether or not they're ready to play with the big boys.
For more SMU coverage, follow Laken Litman on Twitter!


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Today in Photos (July 22)
The pack passes under a tunnel during the sixteenth stage of the Tour de France cycling race over 237.5 kilometers (147.6 miles) with start in Carcassonne and finish in Bagneres-de-Luchon, France, Tuesday, July 22, 2014.
A worker sprays water on a deck of the luxury cruise ship Costa Concordia as the vessel is refloated and almost ready to be towed away from the tiny Tuscan island of Isola del Giglio, Italy, early Tuesday, July 22, 2014. The wreck of the Costa Concordia is expected to be towed to the Italian port of Genoa on Wednesday, where it will be scrapped. 32 people died when it slammed into the reef and started capsizing. The body of one victim is still missing.
Smoke and fire from the explosion of an Israeli strike rise over Gaza City, Tuesday, July 22, 2014, as Israeli airstrikes pummeled a wide range of locations along the coastal area and diplomatic efforts intensified to end the two-week war.
A girl struggles with winds from approaching Typhoon Matmo along the eastern coast of Keelung, northeastern Taiwan, Tuesday, July 22, 2014. The eye of Typhoon Matmo is expected to make landfall in eastern Taiwan early Wednesday bringing heavy rain and winds with gusts over 130 kilometers (85 miles) per hour.
Police officers secure a refrigerated train loaded with bodies of the passengers of Malaysian Airlines flight MH17 as it arrives in a Kharkiv factory for a stop on Tuesday, July 22, 2014. The train carrying the remains of people killed in the Malaysia Airlines crash arrived in the eastern Ukrainian city of Kharkiv on Tuesday on their way to the Netherlands, a journey which has been agonizingly slow for relatives of the victims.
Israeli soldiers of the Golani Brigade stand next to the grave Staff Sgt. Shachar Tase, one of 13 Israeli soldiers killed in several separate incidents in Shijaiyah, Gaza on Sunday, during his funeral at the military section of the cemetery in the village of Pardesiya, central Israel, Tuesday, July 22, 2014. The U.S. and Egypt sought Tuesday to find an end to two weeks of bloodshed in the Gaza Strip, and officials raised the possibility of restarting stalled peace talks between Israel and Palestinian authorities as a necessary step to avoid sustained violence.


text: ...up 12% for the day.$1.74 gap up on open , I think the good E. caught most off gaurd including me, they kept a tight lid on it. We made the NYSE top gainer list on CNBC, and no new posters on this bd., that tells me funds and institutions are doing all the buying. ANY THOUGHTS!!!!


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SriLankan Airlines Ground Handling is one of the major Ground and Cargo handlers in the region. Currently, it serves 24 regular customer airlines and ADHOC carriers at Bandaranaike International Airport (BIA), Colombo, Sri Lanka. With average revenue of approx .USD 46 million per year SriLankan is the sole Ground Handler at BIA. We employ approx 1600 employees who are well trained and experienced in ground handling.
Business policy
SriLankan Ground Handling as the Ground Handling wing of SriLankan Airlines Ltd, which is (100%) owned by the Government of Sri Lanka, caters to ground handling requirements of a large number of Airlines that operate out of Colombo's Bandaranaike International Airport, including SriLankan Airlines.
Employing approx 1600 staff, SriLankan Ground Handling is well known for its customer dedication, flexible management and value for money. The company has established a reputation for being a valued business partner, not only because of its modern ground support equipment, but also due to its intangible assets, particularly management expertise. This is further supported by it flexible policies and the relevant authorities flexibility.


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February 26, 2015, 01:30 pm
The one copyright issue everyone should agree on
By Sandra Aistars
Step one in any review of the Act needs to focus on modernizing the Copyright Office itself.
February 26, 2015, 01:30 pm
By Sandra Aistars
Step one in any review of the Act needs to focus on modernizing the Copyright Office itself.
February 26, 2015, 11:30 am
By Peter C. Pappas
There is growing concern that the Copyright Office has fallen behind technologically and is failing to meet basic user needs.
February 26, 2015, 07:30 am
By Larry Irving
The FCC's vote will usher in a new era of government involvement in the evolution of the Internet.
February 25, 2015, 03:00 pm
By Jason Llorenz
Silicon Valley's giants don't need our help to maintain their position. And neither do the ISPs.
February 25, 2015, 02:30 pm
By Johnathan Burns
Decisions by entities like the FCC reverberate far beyond the Beltway in DC.
February 25, 2015, 02:00 pm
By Bartlett D. Cleland
Besides FTC meddling, other dangers lurk.
February 25, 2015, 12:00 pm
By Daniel Lyons
Legally, nothing will change on February 26, and probably not for at least several months afterward.
February 25, 2015, 06:00 am
By Shane Tews
There's been a struggle to conjure up a legitimate authority that would stand behind the technical decisions that guide the Internet.
February 24, 2015, 11:00 am
By Erik Stallman
Millions of Americans told the FCC that they consider an open Internet an essential service in their daily lives.
February 24, 2015, 09:00 am
By Robert C. Kenny
Imagine a world where your primary news source is dominated by national pay-TV networks.
The Hill 1625 K Street, NW Suite 900 Washington DC 20006 | 202-628-8500 tel | 202-628-8503 fax
The contents of this site are ©2016 Capitol Hill Publishing Corp., a subsidiary of News Communications, Inc.


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Star Tracks: Monday, May 16, 2016 42 years, 2,191 covers and 55,436 stories from PEOPLE magazine's history for you to enjoy
Latest News!
- Britney Spears on Embracing Life in Her 30s: 'My 20s Were Horrible!'
- Read the Cover Story: Brad & Angelina Split After 12 Years: It's Over
- Bryan Cranston, Susan Lucci and More React to All My Children Creator Agnes Nixon's Death
- Donald Trump on Alicia Machado's Miss Universe Reign: 'I Saved Her Job'
- José Fernández's Pregnant Girlfriend Maria Arias Makes First Public Appearance Since His Death at Memorial Service
People Top 5
LAST UPDATE: Tuesday February 10, 2015 01:10PM EST
PEOPLE Top 5 are the most-viewed stories on the site over the past three days, updated every 60 minutes
- August 31, 1992
- Vol. 38
- No. 9
The Buddy System
His Back to the Wall, George Bush Calls for the Cavalry—in the Person of Old Texas Pal Jim Baker
"Anything he does, he does well," says Love. Adds Preston Moore, 60, Baker's cousin and sometime golf partner: "He doesn't like to lose in anything and, interestingly, he doesn't lose a lot." Which is probably why his best friend and tennis buddy, George Bush, has asked him to fill the job of White House Chief of Staff and to guide the President's floundering reelection campaign. The Baker family's patrician standards, says Moore, make it impossible for Baker not to do his darnedest. "Once you've grown up all your life with high expectations," he explains, "you don't let the people down, and you don't choke when the going gets tough." He recalls a crucial moment when Baker was a high school sophomore in Houston, also the site of the Baker family's law firm. "The first-string quarterback got knocked out. Well, Jimmy'd never played in a game situation before, but he went in and was quarterback and played real well under a lot of pressure, and we won that game." That doggedness carried him through Princeton, the Marines and a lucrative corporate law career.
Yet Baker's accomplishments mask a long list of family traumas. His younger sister Bonner suffered an emotional collapse in college and spent years in treatment for schizophrenia. In 1968 his wife, Mary, whom he had met on a spring-break rugby trip to Bermuda during his sophomore year at Princeton and had wed in 1953, was found to have breast cancer. As her condition deteriorated, Baker turned inward, taking long introspective drives around Houston. Mary died in February 1970, leaving Jim in charge of four sons, aged 5 to 8: James IV, Mike, John and Douglas. "It hurt him a great deal," says John, now 32. "I know from old letters I've seen that they were very much in love." A second tragedy rocked the family in 1977, when Mary's parents were killed in a car accident on their way to visit the grandchildren.
On Aug. 6, 1973, Baker remarried. His bride was one of Mary's best friends, Susan Winston, the divorced daughter of a Texas rancher, who had three children of her own. Uniting the two families meant trouble. "It was bumpy," says John. "There was someone else coming in to take the place of my mother." Baker once said, "Susan and her children moved over to the house [Mary] had built and never lived to move into. There were some natural feelings of resentment." Susan and Jim, who had a daughter together, Mary Bonner, now 4, both say God has helped them through difficult times. Baker, who attends an informal prayer group in Washington, says that he has learned the value of humility: "Susan helped me see that I needed to stop playing God and turn the matter over to Him."
Apart from occasional football games and hunting trips, Baker spent little time with his sons—except when they got into trouble. John was arrested on marijuana-selling charges in 1982. "I expected to be really punished," says John, now a manager for a Houston marine firm. "But he just sat me down and tried to explain himself as to why he thought it was so wrong for me to do what I was doing. And he said that no matter what, I was still his son and that he still loved me. Considering that I tried to cause him and my stepmother so much pain that's a pretty special deal."
Baker's second son, Mike, now 35, had his share of problems as well. An alcoholic, he has been in treatment programs since 1985. "My father's been there for me through thick and thin," he says, "backing me up and saying I'm still a good kid." The sons have since reconciled with their stepmother. Says John: "My stepmother and I are extremely close now. She was more helpful during my drug rehabilitation only because my Dad was busy, so she was there more than he."
Baker was always there for his friend Bush, from the time they came together as a doubles team at the Houston Country Club 35 years ago. After Mary's death, Bush helped Baker through his grief by preoccupying him with Bush's bid for the Senate. Bush lost the race but instilled in Baker a new passion for their political partnership. Baker looked out for his friend with regard to Jennifer Fitzgerald, Bush's influential but abrasive personal assistant. Baker saw to it that Fitzgerald was taken down a peg or two during the 1980 campaign. Fitzgerald allegedly was romantically involved with Bush, a charge he has holly denied.
With a position so close to the presidency, is Baker pining for the office himself? He is often mentioned as a possible candidate, though he is not publicly one of the mentioners. Perhaps he is just biding his time. Says son Mike: "He's got the patience, and that's what hunting is all about. He is able to sit there for hours and wait for the turkey to come to the blind."
LINDA KRAMER in Washington, D.C.
- Contributors:
- Linda Kramer.
More in the Archive
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Treat Yourself! 4 Preview Issues
The most buzzed about stars this minute!


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Wordpress Expert Require
This project was successfully completed by GroovySols for $30 USD in 2 days.Get free quotes for a project like this
Project Budget$30 - $250 USD
Completed In2 days
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We are looking for experience WP coder for various work such as touch up, edit, convert, modifying existing and new website.
Need to add some fields in Admin panel and some PSD to wordpress work.
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Artist Sandusky State Mural – Part of a large painted mural containing assistant football coach Jerry Sandusky was painted over Wednesday by State College artist Michael Pilato following an investigation into the assistant coach's alleged child sex abuse.Someone had already painted a child's hand print on the mural, which covers a wall in downtown State College. Pilato said the child's hand print was put on the knee of Sandusky by a child from the Sandusky's Second Mile Foundation, the organization where the coach alleged found most of his victims. Pilato then painted over a portion of the mural featuring Sandusky, who was charged with 40 counts of child sex abuse on November 5.
The case of Jerry Sandusky, a 67-year-old former defensive coordinator accused of years of abuse of boys that allegedly was covered up by school officials, has shaken the university and its football program.
"I am absolutely devastated by the developments in this case. I grieve for the children and their families, and I pray for their comfort and relief," legendary head coach Joe Paterno said.
Paterno, in his 46th year as head coach of the Nittany Lions and winner of two national championships, has been criticized for not doing more to intervene when incidents of Sandusky's abuse came to light in 2002. Paterno announced Wednesday that he will be retiring at the end of the season.
"With the benefit of hindsight, I wish I had done more," said Paterno.
Two former university officials — athletic director Tim Curley and finance official Gary Schultz — were charged on Monday with failing to alert police after they were told that Sandusky had been seen sodomizing a young boy in the football locker room shower in 2002.
They have also been charged with perjury in their statements to a grand jury.


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- Oct 15th - 16th, 201610/15/2016 9:00 AM10/16/2016 4:00 PMElk City Gun Show Hours: Saturday 9:00am – 5:00pm, Sunday 9:00am – 4:00pm. Admission: General $7.00, G&S Promotions Coupon. More Information: https://gunshowtrader.com/gun-shows/elk-city-gun-show/Elk City Civic Center, 1016 Airport Industrial, Elk City, Oklahoma, 73644G&S PromotionsMM/DD/YYYY
- Saturday 9:00am – 5:00pm
- Sunday 9:00am – 4:00pm
- General: $7.00
- G&S Promotions Coupon
The Elk City Gun Show will be held on Oct 15th - 16th, 2016 in Elk City, Oklahoma. This Elk City gun show is held at Elk City Civic Center and hosted by G&S Promotions. All federal, state and local firearm ordinances and laws must be obeyed.
There will be both new guns and used guns at the Elk City Gun Show in Elk City, Oklahoma. Buy, Sell and Trade Guns!
150 Tables
$40.00 - 1-4 Tables
$35.00 - 5+ Tables
$30.00 - 10+ Tables


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Best route map between Columbia, SC and Elgin, SC. This route take about 25 Miles.
The distance and estimated time is placed on the right depending on the status of the road.
, 09:33
* You can see Columbia, SC and Elgin, SC photos above. We provide this photos from Google Panoramio service.
* Columbia, SC weather as celsius: °C
* Elgin, SC weather as celsius: °C
* Weather information on route, provide by Open Weather Map.
All Rights Reserved. © 2010 - 2016 About Feedback


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Employment in large counties, March 2010–March 2011
November 02, 2011
From March 2010 to March 2011, employment increased in 256 of the 322 largest U.S. counties. Elkhart, Indiana, posted the largest percentage increase, with a gain of 6.2 percent over the year, compared with national job growth of 1.3 percent. Within Elkhart, the largest employment increase occurred in manufacturing, which gained 5,125 jobs over the year (12.4 percent).
Sacramento, California, experienced the largest over-the-year percentage decrease in employment among the largest counties in the U.S., with a loss of 1.6 percent.
The U.S. average weekly wage increased over the year by 5.2 percent to $935 in the first quarter of 2011. Among the largest counties in the U.S., Peoria, Illinois, had the largest over-the-year increase in average weekly wages, with a gain of 18.9 percent. Within Peoria, professional and business services had the largest impact on the county's over-the-year increase in average weekly wages.
Williamson, Texas, experienced the largest decline in average weekly wages, with a loss of 3.8 percent over the year.
County employment and wage data are compiled under the Quarterly Census of Employment and Wages program. The data are preliminary and subject to revision. Large counties are defined as having employment levels of 75,000 or greater. To learn more, see "County Employment and Wages: First Quarter 2011" (HTML) (PDF), news release USDL-11-1397.
Bureau of Labor Statistics, U.S. Department of Labor, The Economics Daily, Employment in large counties, March 2010–March 2011 on the Internet at http://www.bls.gov/opub/ted/2011/ted_20111102.htm (visited September 30, 2016).
Recent editions of Spotlight on Statistics
A look at healthcare spending, employment, pay, benefits, and prices
As one of the largest U.S. industries, healthcare is steadily growing to meet the needs of an increasing population with an increasing life expectancy. This Spotlight looks at how much people spend on healthcare, current and projected employment in the industry, employer-provided healthcare benefits, healthcare prices, and pay for workers in healthcare occupations.
Employment and Wages in Healthcare Occupations
Healthcare occupations are a significant percentage of U.S. employment. Some of the largest and highest paying occupations are in healthcare. This Spotlight examines employment and wages for healthcare occupations.
Fifty years of looking at changes in peoples lives
Longitudinal surveys help us understand long-term changes, such as how events that happened when a person was in high school affect labor market success as an adult.


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What does it mean to Be Boundless? It means anything is possible. And who wouldn't want Seattle as their backyard?
What will you discover at the UW?
To be a Husky is to believe in possibility. We believe that you can create a better tomorrow and that we can help you get there.
Now is your moment to Be Boundless.


text:
Send 1 Million USA Emails
This project received 6 bids from talented freelancers with an average bid price of $81 USD.Get free quotes for a project like this
Skills Required
Project Budget$10 - $30 USD
Total Bids6
Project Description
Budget is $20 for sending out 1 Million USA emails. The Freelancer must have a good verifiable list and send from their account to notify users about a new Iphone and Google play Game App. so if anyone has a GAMERS EMAILS list that would be even better. Bonus will be paid for Large amount of Itunes Downloads. The Game App Links will be provided to the winner. need send in one day.
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- Forbes
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ecb.co.uk News
4th January 2015
It is not just the England men's team that has a busy 2015 ahead of them. Charlotte Edwards' side also have plenty to look forward to over the next 12 months. Inside ecb.co.uk looks at what is on the agenda for the women.
ecb.co.uk News
3rd January 2015
2015 promises to be another action-packed year for England. Inside ecb.co.uk looks at what the next 12 months, which include a World Cup and Ashes series, has in store for Peter Moores' side.


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Originally Posted by AndThen?
That's the boomerang controller... it was going to be released with the PS3 but it was ditched during production, Sony instead choosing to use a safer design.
Lol like the way you've chosen "Safer Design"
Nice wording.
Wii Code: 1239-8220-4889-4526
Guitar Hero 3 Name: Marti
Guitar Hero 3 Code: 0559-6317-7092
PM if you add me
Forum Rules


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A Manteca District Ambulance crew partnered with firefighters Friday morning in responding to a blazing structure and saving two family dogs from inside a duplex ...
David Cushman is the technology candidate.
The wind-blown sandy loam plains of South San Joaquin County weren't exactly hospitable to farming back in 1908.
Page 107 of 107
It's an event that brings residents, police, and civic officials together to celebrate the spirit of community.
CLEVELAND (AP) - All it took was one bad play and one bad inning to derail the Oakland Athletics.
NAPA (AP) - Coach Jack Del Rio walked off the field after the first training camp practice and was quickly asked about the "buzz" surrounding his Oakland Raiders team that might finally have the ingredients to end a 13-year playoff drought.
CHICAGO (AP) - Kyrie Irving scored 13 points, DeMarcus Cousins powered a dominant performance in the paint, and the United States pulled away from Venezuela for an ugly 80-45 exhibition victory Friday night.
SANTA CLARA (AP) - The San Francisco 49ers signed defensive lineman B.J. McBryde to a two-year deal Friday.
SPRINGFIELD, N.J. (AP) - Phil Mickelson walked off the first green with a disgusted look on his face, as if he'd thrown away any shot at making the cut in the PGA Championship.
SPRINGFIELD, N.J. (AP) - In a major championship season of endless theater, the PGA Championship lived up to its end of the bargain Friday.
MIAMI (AP) - Buyers at the trade deadline for a change, the Miami Marlins believe they now have enough starting pitching to make a playoff push.
RIO DE JANEIRO (AP) - Less than a week before the opening of the Olympics, IOC leaders will meet in Rio de Janeiro this weekend to review the final preparations for the games and deal with the fallout from the doping scandal that has led to the exclusion of more than 100 Russian athletes.
BRIDGEPORT, Conn. (AP) - Just after the United States routed Canada by 40 points, Geno Auriemma and his UConn greats posed for a group photo on the court.
WOBURN, England (AP) - Mirim Lee followed her opening 10-under 62 with a 71 on Friday in the Women's British Open, leaving her a stroke ahead entering the weekend at tree-lined Woburn Golf Club.
LONG POND, Pa. (AP) - Jeff Gordon weaved his way through a mob of fans outside the media center, all screaming for an autograph from a driver they thought would never again wear a firesuit.
HAYWARD (AP) - Stephan Jaeger backed up his record 12-under 58 with a 65 on Friday, giving him a five-stroke lead halfway through the Web.com Tour's Ellie Mae Classic.
John Emrick, a Ventura social science teacher for 35 years and a 55-year Ventura resident, passed away on July 26 at age 90, in Ripon, California. Born on a farm near Somerton, Arizona on February 10, 1926, to Harrison and Pearl (Hansbrough) Emrick, attended Somerton Grammar School and graduated from Yuma High School in 1943. He joined the Navy and served as a medical and dental corpsman. In March, 1944, he married his high school sweetheart, Cora Alice Hanna. They had two children, Pearl and Steven.
Norma Jean Schmidt, 84, entered into rest July 25, 2016 in Manteca. She was born on January 23, 1932 in Kirwin, Kansas to the late Carl Gustin and Grace (Gustin) Braghetta.
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Willard Saperston, Appellant v. Heather Holdaway, Respondent
- New York State Court of Appeals
- No. 85 SSM 49
- Feb 19 2013 (Date Decided)
- Chief Judge Lippman and Judges Graffeo, Read, Smith and Pigott concur. Judge Rivera took no part Submitted by Michael B. Powers, for appellant Submitted by Peter C. Lomtevas, for respondent Submitted by Emilio L. Colaiacovo, for the child


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Elections take place at the end of each spring semester. If you are a Psi Chi member and are interested in applying for an officer position, please email Michael Moore, Ph.D. indicating your interest and include a brief bio by May 1.
Psi Chi – Department of Psychology
Blodgett Hall, Room 212
1 South Avenue
P.O. Box 701
Garden City, NY 11530
Charter Number: 83
Date Chartered: November 17, 1950
Chapter Phone: 516.877.4809
Michael Moore, Ph.D.
Assistant Professor
Felicia Azeez
Taylor Groth
Nathalia Aguilera
Bonnie Ippolito
Maggie Byrnes
Additional Executive Board member
Like Adelphi Psi Chi on Facebook for the latest updates and visit psichi.org to learn more.


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Russell Crowe and his wife, Danielle Spencer, have welcomed a baby boy, the actor's rep, Grant Vandenberg, confirms to PEOPLE.
Tennyson Spencer Crowe was born at 7:27 a.m. on Friday in Australia at Sydney's Royal North Shore hospital, and weighed in at 8 lbs.
"Mother, father and baby are doing extremely well," Vandenberg tells PEOPLE.
Crowe, 42, and Spencer, 35, are also parents to son Charles Spencer Crowe, born Dec. 21, 2003, in Sydney, Australia.
Crowe and Spencer married in April 2003 at the Gladiator Oscar winner's Australian ranch.
At January's Golden Globes, Crowe broke the news that they were expecting their second child, declaring on the red carpet, "Dani is pregnant again. … She's due in July."
In March, he revealed that the baby was a boy, telling Jay Leno on The Tonight Show, "Just for you, Charlie is going to have a brother."
Crowe said Charles was aware that a sibling was on the way. "He knows where the baby is in Mommy's tummy and knows that he was a baby once and there's another baby coming along," Crowe said. "And we said, 'Bubba, what do you want to call your brother?' and his first option was Pumpkinhead. But then the next day, he revised it and he changed it to Stinky."
Crowe added that he would be in the delivery room with a video camera during the delivery of the baby.
Perhaps no one has enjoyed Spencer's pregnancies as much as Crowe. When she was carrying Charles, he said on Australian TV, "Dani is 14 weeks and three days. So it is a lot of fun, and she is feeling all the effects of it."
Spencer appreciated Crowe's comments, according to rep Wendy Day. "She gets his sense of humor," Day said at the time. "He actually is very attentive and sympathetic and sensitive to Danielle as she goes through her morning sickness."
Russell Crowe, Wife Have a Boy


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$1,161 1 bed 100 Eighty Oak Ave, Mount Pleasant SC, 29464
$1,161 1 bed
100 Eighty Oak Ave, Mount Pleasant, 29464
Commute to Downtown Mount Pleasant
This apartment is in Mount Pleasant.
Edgewater Plantation has a Walk Score of 5 out of 100. This location is a Car-Dependent neighborhood so almost all errands require a car.
Edgewater Plantation, nestled along the banks of the Wando River, is Mt. Pleasant's finest apartment community. Each luxurious apartment home is designed with the convenience you need and luxurious you 4GA97Y never expected. Edgewater Plantation is a haven for those of you who have earned the right to have the very best. More than 180 apartment homes have water views.. Price: $1,161-$1,266
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Mount Pleasant, South Carolina, 29464
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Popular apartment searches include pool, single family and fireplace.
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Edgewater Plantation is in the city of Mount Pleasant, SC. Mount Pleasant has an average Walk Score of 19 and has 67,843 residents.


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UPPER ALLEN TOWNSHIP, Pa. -- A 2-year-old boy has passed away after he was hit by a vehicle in his Cumberland County driveway on Thursday.
Photos: Police respond to scene
The accident happened around 4 p.m. at a home along the 1000 block of South Market Street in Upper Allen Township.
"The accident occurred in the private driveway area of a residence and the vehicle involved was operated by the homeowner," a police news release stated.
The child was airlifted to Hershey Medical Center, where he was later pronounced dead.
Police said they are continuing to investigate the incident, but do not believe it to be criminal in nature.


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By PTI
First Post
Washington: Ahead of the 27th anniversary of Tiananmen crackdown, a bipartisan group of US lawmakers has asked Chinese President Xi Jinping to lift restrictions on public discussion of the protests and release individuals detained for commemorating the event.
"In addition to allowing uncensored, public discussion…
By MARK REITER
Toledo Blade
The revitalization of a downtown Toledo icon got a big boost from the federal government on Thursday.
U.S. Rep. Marcy Kaptur (D., Toledo) announced that funding for the $104 million upgrade and expansion of the historic James M. Ashley and Thomas W.L. Ashley Courthouse…
By JONNELLE MARTE
The Washington Post
One of the nation's largest multi-employer pension funds said that it is out of ideas for ways to save itself from an impending failure.
After the Treasury Department rejected its Hail Mary proposal, which would have substantially cut benefits for some retirees, the…
By JOHN FUNK
CLEVELAND, Ohio -- The U.S. Department of Energy is awarding $40 million to the Lake Erie Energy Development Corp. to build a six-turbine pilot wind farm in Lake Erie by the end of 2018.
The award caps a 10-year struggle that began as an idea…


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Anthem (Central Az) Archives
Anthem property sells for $3.09M
January 27, 2016 by in AZRE Magazine | Brokerage
An Anthem property, that Valley Child Care leases, sold to Ira Stegner for $3,090,000 by Anthem Heritage, LLC. The building is located near Daisy Mountain Drive and Anthem Way, and is a 10,014 square-foot freestanding building. Valley Child Care & Learning Center is the sole-tenant of the property, and is in an absolute lease until… Read More →
A Weekend In Cave Creek
Halfway through the college semester, we found ourselves bombarded with the burdens of homework, part-time jobs, and clubs. Needless to say, when my friend Leslie called to invite Ashleigh and me on an impromptu trip to Cave Creek to check on the empty house her parents just purchased, we accepted without a moment's hesitation. We… Read More →


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Biosphere Expeditions Volunteer Diving Research Shows Remarkable Coral Reef Recovery
Biosphere Expeditions has sent scientists from the Marine Conservation Society (MCS) and the Maldives Marine Research Centre to the islands to examine previously bleached coral and have returned with interesting findings
CONTACT: Stephanie Parnell
E-MAIL: email@example.com (mailto:Stephanie@
WEB: www.biosphere-
Click Here (http://www.adventuremedianews.com/
Longwood, FL--Scientists who have been surveying reefs around the Maldives in the Indian Ocean say the level of recovery in recent years has left some reefs with more live coral cover than before a catastrophic bleaching event in 1998.
Biosphere Expeditions (http://www.biosphere-
Coral bleaching – where corals lose their color and are left white or 'bleached'
Biosphere Expeditions has set up a research project on the islands enlisting the expertise of Dr Jean-Luc Solandt, MCS Biodiversity Officer, as the project's lead scientist. This year the focus has been to undertake repeat Reef Check surveys – an internationally accredited method of surveying reefs - at areas first surveyed before and during the bleaching in 1998 that killed most shallow water corals completely.
The project found that contrary to the results recently published from The Great Barrier Reef - which found that coral cover had been reduced by over 50% in the last 27 years - the more isolated, offshore and clean waters of the Maldives appears to offer better conditions for coral recovery.
The Great Barrier Reef report highlighted three main causes of coral death - outbreaks of coral-eating starfish, mass bleaching of corals and major storms. However, the Maldives has been different in terms of the number and severity of impacts.
The Reef Check surveys this September, carried out by volunteers from all over the world, showed that many reefs had recovered to have populations in excess of 60% live coral, and that at one site the coral cover was greater now than the coverage in 1997.
Dr Jean-Luc Solandt said: "Although our surveys aren't as comprehensive in scale and number as those from the Great Barrier Reef, we have witnessed a promising recovery in the reefs we've visited. The number of chronic impacts to the reefs of the Maldives are fewer than those of the Great Barrier Reef and that has probably resulted in this more positive response to the initial bleaching event die-off in the sites we visited in Ari Atoll."
However, Dr Solandt warns conservationists and local managers in the Maldives that they cannot be complacent.
"There is overfishing of large predatory fish and further ocean warming events on the horizon, and some of the reefs nearer to Male' appear not to have recovered as extensively as those further afield."
Dr Matthias Hammer, Founder and Executive Director of Biosphere Expeditions, says that whatever the state of the Maldives reefs now, it's the outlook that's important: "Even though the Maldives reefs are generally in waters of excellent purity from man-made pollutants and are seldom hit by coral-damaging storms or attacks by coral eating starfish, the consistently high sea temperatures (averaging 29 degrees Celsius) around the Maldives could lead to bleaching once again if temperatures reach over 30 degrees for any length of time. Without wanting to spread doom and gloom, the prospects of sea-level rise and ocean acidification have the power to remove the Maldives from the map."
Further surveys will be carried out in 2013 and volunteer divers, who do not need any special skills to help with the research, can find out more via www.biosphere-
About Biosphere Expeditions
Biosphere Expeditions is a not-for-profit conservation organization offering hands-on wildlife volunteer expeditions as an adventure with a purpose for everyone. Biosphere Expeditions is for people from all walks of life who want to help support and conserve the biosphere that we all live in. It gives people a way to harness their enthusiasm and put it to good effect by coming to work on voluntourism projects simply using the money and time that they would have spent going on an ordinary holiday.
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ColorBox pigment inks are waterbased and formulated to stamp on absorbent papers, but their slow-drying formula also makes them ideal for embossing and blending on coated or non-absorbent paper.
Acid-free, pH-balanced and archival, the rich, thick inks in ColorBox Stamp Pads won't bleed or fade. The large, raised pads accommodate almost any size stamp.
Conforms to ASTM D4236.
Petal Point Pinwheel Ink Pad
Blooming color at your fingertips! Eight pigment pads come together to create an appealing palette. These petal-shaped ink pads are perfect for getting into hard-to-reach areas, and the individual petals slide out for stamping, cleaning, and re-inking. Colors include Orange, Canary, Lime, Green, Cyan, Royal Blue, Violet, and Scarlet.
An inexpensive way to extend the life of your inkpads, ColorBox Re-inkers contain the same acid-free, archival, fade-resistant ink as ColorBox Pigment Ink Stamp Pads. For best results, shake well, and then squeeze a few drops of ink onto the surface of the stamp pad and work it evenly into the pad using the nozzle of the bottle. Re-inkers are available in 0.5 oz (14 ml) bottles. Conforms to ASTM D 4236.
Color Chart Note — Use this color chart as an approximation of the real color. If exact color matching is necessary, use actual samples of the materials.
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® ColorBox is a registered trademark.
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(based on 4 reviews)
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Great Product for Crafting
By LBP
from Boston, MA
Comments about ColorBox Pigment Ink Stamp Pads:
I use this ink with embossing powder and it works like a dream. The pad is super saturated and the color payoff is great.
Bottom Line Yes, I would recommend this to a friend
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beautiful colors
By donnadean
from whitefish, mt
stamps well- I got the violet and it is a nice vibrant color
(2 of 3 customers found this review helpful)
Yes I would buy this product again
By DJ
from Independence, MO
I ordered color box because they had the color scarlet and that is what I needed. The pad is raised and is easy to use. The ink sticks to the rubber pad very well, because it is thick enough to print well.
(3 of 3 customers found this review helpful)
By Scatter
from Summerfield, Fl
I got the white, happy that it's opaque!
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