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By Roxanne McKnight
Staff Writer
Winners of bids on providing goods and services were accepted at Limestone County commissioners court's July 27 meeting.
Each year, in the months leading up to preparing the new budget for the upcoming fiscal year, the county advertises for companies to bid on items the county uses year round so a competitive price can be assured.
County Auditor Debbie Watson advertised for bids, and they were opened at the meeting. In some cases more than one bid was accepted for the same item so the purchaser may shop two or more sources to obtain the best price at the time of purchase.
The annual bids accepted were as follows:
To read more of this story, pick up a copy of Tuesday's edition of The Mexia News, or subscribe to our online edition.
A Ford pickup was driven through the front wall of Los Pepes restaurant at 924 E. Milam on Monday around 4:45 p.m., rolling over a concrete parking bumper and through a plate-glass window, ending up with the front third of the truck inside the restaurant's dining room. No one was seriously injured inside the restaurant, although some had cuts from flying glass or were knocked down by the collision. The truck's driver, 85, said his foot slipped off the brake as he was parking the pickup. Neither he nor his passenger were seriously injured.
By Brenda Sommer
Managing Editor
It's just as well grass stops growing 'round this time of year, because for the foreseeable future, it's going to be far too hot to work outside. Plus, there's now a burn ban in effect.
Limestone County Judge Daniel Burkeen issued an emergency burn ban around 1:30 p.m. yesterday. County commissioners will consider the ban at their next meeting, on Aug. 10.
The National Weather Service is calling for high temperatures between 100 and 105 degrees for Mexia through Saturday, with heat indices between 104 and 109 across all of the northern half of North Texas.
"The hot conditions will likely persist Sunday into early next week, with the heat advisory being extended in time in future forecasts," yesterday's NWS heat advisory stated.
The prospect of such blazing heat means genuine danger exists for those who become overheated.
By Roxanne McKnight
Staff Writer
The newness has faded from Limestone County's jail as county commissioners learn about problems that have surfaced with the passing of its first few years of existence. The court talked about these situations at their July 27 meeting and also approved a budget transfer of $4,000 for the jail security system and $20,000 for jailer overtime pay.
"It seems like the security system is costing us much more than we anticipated," said County Judge Daniel Burkeen.
Sheriff Dennis Wilson noted that the jail was now over four years old.
"We've got some computer issues that are going on," Wilson said. "We never did a contract for maintenance so now we're having to face those problems.
"I know you're aware, but this is about the fourth weekend in a row where we've gone all weekend with no air conditioning in our Dispatch. So it's very hot out there. They're working with shorts and T-shirts, with big fans blowing."
By Roxanne McKnight
Staff Writer
Mexia businesses, churches and other organizations are preparing to show the schoolchildren in their city how much they care about them by providing them school supplies to start off the new school year right.
Working under the umbrella name Mexia Cares, the participants are planning a large giveaway for Mexia ISD students from pre-kindergarten through sixth grade on Saturday, Aug. 15, 9-11 a.m. at the Mexia Junior High School gymnasium.
"It's about showing the kids and their families that the organizations and businesses really do care about the kids and that the community can band together and help get the kids off to a good start," said Jennifer Lynch, with Mexia Cares.
By Roxanne McKnight
Staff Writer
Parents looking for price breaks on back-to-school shopping can put Friday-Sunday, Aug. 7-9, on their calendar. Those are the dates of this year's sales tax holiday in Texas.
According to the office of Texas Comptroller Glenn Hegar, most clothing and shoes, as well as school supplies and backpacks under $100 will be exempt from sales tax that weekend, which means about $8 savings on every $100 spent. This year alone, shoppers are predicted to save $87 million during the tax holiday weekend.
"As the father of three young children, I know back-to-school expenses can really put a strain on family budgets this time of year," Hegar said in a press release. "This is an opportunity for families to save some money and prepare for the start of the school year."
Mexia stores, like those across the state, expect a noticeable increase in sales that weekend.
By Roxanne McKnight Staff Writer Limestone County commissioners agreed at their July 27 meeting to hold the first of several budget workshops on Tuesday, Aug. 4 at 2 p.m. The court also dealt with several financial and personnel decisions: continuing a road-and-bridge fee, approving two budget transfers, continuing to look for part-time housekeeping and planning to let a part-time worker become full time by filling in, in other courthouse offices. I've gone through the budget," County Judge Daniel Burkeen told the commissioners at the meeting. "I haven't gotten my preliminary budget put together, but there's going to be very few changes from last year. I'll go over the few changes I had." Sheriff Dennis Wilson made a point of requesting a time to discuss before the court the budget for the Sheriff's Office. "I would like to request openly that we be allowed to appear before the court to discuss our budget proposal if possible," Wilson said.
By Roxanne McKnight Staff Writer Children visiting Mexia's Gibbs Memorial Library got to see several animals last week and were even able to pet some. Volunteers with the Cameron Park Zoo, in Waco, brought four kinds of animals to the library Thursday, July 23, and talked to the children gathered for the event about the creatures' classification and habits. In the bird category was Cobber, a laughing kookaburra, which is native to Australia. While volunteer Jacqueline Wilson let the bird perch on her hand, she spoke of the characteristics common to all birds and also those specific to that species. Children on the front rows covered their ears as the bird made quite loud calls that Wilson said were territorial in nature. The children were able to ask questions such as, 'Will it bite?' and 'What does it use for camouflage?' Zoo volunteer Dana McMahan then brought out a ball python named Butterscotch, whose coloration was primarily golden tan and black, with a white underbelly.
By Roxanne McKnight
Staff Writer
Mexia's Gibbs Memorial Library is a beehive of activity right now with the summer reading program reaching its stride.
Two hundred eighty-eight children, ages 3-14, are enrolled in the program, which began June 30 and runs through July 31. During that time each child has a set goal depending on their age.
"Ages 3-7 have to have 100 easy books read to them," said Gibbs librarian ShienDee Pullman. "Those 8 and older, who are chapter book readers, have to read 12 hours for their goal for the summer. All that has to be done in those 30 days.
"We have many kids who surpass that," she confided.
In addition to working on their reading goals, children may attend story time on Tuesdays and Thursdays, to listen while someone reads to them in a group. Wednesdays' activity is a simple craft project, and Saturdays are movie day.
By Roxanne McKnight
Staff Writer
County commissioners approved the Road and Bridge Department's buying a new fuel truck at their July 13 meeting. The court also approved other Road and Bridge expenses, including an invoice for new wiring, two salary increases; and also agreements that would see the Department helping two local cities.
County Engineer Ted Kantor, who heads the department, told the court the current fuel truck has 510,923 miles on it and has nearly burned up several times.
"We need a new one; we've got it in the budget for this year," Kantor said. "I've got about $82,000-$83,000 in there. We talked about a cab and chassis, and then using the old bed or whatever we can use from the old one to fix it up. We need to get one bought and get it changed over … we're not going to buy one rigged out; we're going to rig it out ourselves."
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MLB Games
New York Yankees at Kansas City Royals
As of our writing, the Kansas City Royals are sitting atop the AL Central, while the Yankees continue to drop game after game after game. If the season ended today, KC would be in the playoffs and the Yankees would be out playing golf. It isn't that the Bombers don't have a chance to make the postseason, it's just that they're not playing like a team that deserves to be there. Could this be KC's year? If they keep on rolling, it just might happen. See if they beat the Yanks tonight in prime time.
Venue Information
- Kauffman Stadium
- One Royal Way
- Kansas City MO 64129
More Details
Released - Monday, August 25 , 2014 at 7:00 PM Local Time
Official Website
TV Network - ESPN
Official Website
TV Network - ESPN

subset: commoncrawl


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Cubs' Addison Russell Out For Game 4Javier Baez will start in Russell's place.
Addison Russell Leaves Game With Hamstring TightnessRussell was injured legging out a triple.
Cubs, Fans Preparing For NLDS Game 3 At Wrigley FieldThe Chicago Cubs are preparing for the most important game Wrigley Field has hosted in years, but they aren't the only ones getting ready for a big night.
Emma: Cubs Continue To Prove They Have 'Something Special'With their 6-3 win over St. Louis, the Cubs turned the NLDS in their favor as it moves to Wrigley Field.
Emma: Joe Maddon Keeps Cubs Feeling Cool"If you want to always live your life just based on the outcome, you're going to be fearful a lot," Maddon said before Saturday's Game 2.
Emma: Upbeat Cubs Can Bounce Back Against CardinalsThe Cubs fell behind 1-0 in the NLDS by losing 4-0 in St. Louis.
Cardinals Shut Out Cubs In Game 1 Of NLDSJohn Lackey was dominant, tossing 7 1/3 shutout innings.
Levine: Fan Factor Can Influence Cubs-Cards SeriesThe Cubs and Cardinals fan bases are considered two of the best in all of sports.
Watch: Madison Bumgarner Spills 6 Beers On Himself In CelebrationJust Madison Bumgarner being Madison Bumgarner.
9 Reactions To Dodgers-Cardinals Home Plate Umpire Dale ScottAside from a seemingly generous strike zone, Scott also appeared to clap when Yasiel Puig was struck out during the third inning.
Cardinals Rout Nationals 12-4, Tie NLDS 1-AllCarlos Beltran hit the last two of the Cardinals' four homers and St. Louis chased an ineffective Jordan Zimmermann early in a 12-4 rout of the Washington Nationals on Monday that tied their NL division series at one game apiece.
D-backs Beat Brewers 10-6 To Force Game 5 The Arizona Diamondbacks came home and created a new way to celebrate big hits. Now that "The Snake" has started rolling, there may be no stopping it.


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If you're out there looking for the best diamond for your money, then please contact us and let us know your budget and what you're looking for. We'll sift through thousands of diamonds online and send you suggested stones to choose from that fit your needs the best.
Zales was founded in 1924 by brothers William and Morris Zales in Wichita Falls, Texas. The original store sold small appliances, cookware, cameras and, of course, jewelry.
Zales expanded into twelve separate locations in the late 1930s. In the 1950s, they began a major shift in strategy that would forever change the face of the jewelry market in the United States – they moved into indoor shopping malls.
Zales Today
Nowadays Zales Corporation owns several jewelry chain store brands. Obviously, the most well known is Zales itself which operates in almost 700 stores across the 50 United States and Puerto Rico. They also operate Zales Outlet stores at over 130 of the largest outlet malls in the USA.
Targeting the same level of the market is their Gordon's Jewelers brand store operating in over 190 locations. The Zales Corporation also has a presence in Canada operating under the names Peoples Jewellers and Mappins Jewellers.
The two store brands operate in a combined 215 locations all over Canada (as of the Zales Corporations 2010 Annual Report). Piercing Pagoda, also owned by Zales Corporation, is a lower market jewelry kiosk operated in roughly 675 locations.
The purpose of this review is to compare the offerings on Zales.com to what you might find on any of the leading fine diamond jewelry websites.
In order to accomplish this goal, however, I cannot divorce their online operation from their much more well-established bricks & mortar operation of over 1,800 physical locations.
Revenue From Online Sales
The reason is simple – the revenue their website generates amounts to little more than footnote of their total revenue (According to their annual report, in 2010, Zales.com and GordonsJewelers.com generated approximately 4% of Zales Corp's total revenue).
The company would never be so foolish as to undercut their in-store prices on the web. and risk seriously deteriorating the other 96% of their revenue.
Read About the Online Diamond Market
If you haven't yet, now would be a great time to review my article entitled "Truth about James Allen & Blue Nile" which traces a brief history of the evolution of the diamond jewelry market in the United States from the early 20th century until the online diamond boom of today.
In the article, I explain why traditional bricks and mortar jewelry businesses will never be able to fully compete with online-only stores. There are four primary reasons why this is so. I present them here once more:
1) Inventory
Online stores (like James Allen and Zoara, for example) have no need to carry any serious amount of inventory. Their inventory of loose diamonds is almost always completely virtual.
The diamonds they show listed on their site are really owned by diamond wholesalers and manufacturers all over the world (or in James Allen's case, in New York).
Only when an order is placed by a customer does the online-only store purchase the diamond from their vendor. The system works very well because all the parties benefit.
Win-Win Situations
The customer is happy, because he gets a very low price. The online-only store is happy because they don't have to finance a very expensive inventory. And finally, the wholesaler is happy because he gets to tap into the retail market without holding up his inventory anywhere.
He can still sell his diamonds whenever and to whomever he wants – the diamonds are only listed virtually on these sites. They are still physically located on his premises.
Comparing Online and Bricks & Mortar Stores' Inventory Needs
Even with the rest of their inventory, online-only stores can keep it much more streamlined. Lets take diamond earrings as an example. For each quality and size combination, Zales must keep at least one pair available at all times at each store.
Then at the main office, they need a decent number of back up pairs in the event they need to replenish stock at a store. This means close to 1,000 pairs of each quality/size combination of diamond studs.
An online-only store only has one stock that needs to stay available, so they would only need to maintain in their inventory at any given time the amount they might possibly sell within the week it might take to order more – not more than 20-40 pairs, I would imagine.
Certainly less for the smaller sites. That's an astonishing difference.
2) Interest Expense
The primary expense traditional jewelry stores incur is financing their inventory.
For a bricks and mortar jewelry store to have any kind of serious inventory of loose diamonds to offer real selection to their customers, they need to invest very large sums of money – several million dollars at least.
The vast majority of bricks and mortar store owners don't have that kind of cash, so these purchases need to be financed. Online-only stores simply don't have this problem.
3) Memo vs. Cash Prices
There does exist another alternative to this overbearing interest expense, and that's generally referred to in the diamond business as "memo" which is really just industry jargon for consignment.
In this agreement, a wholesaler/manufacturer will give inventory to a store to work with. The store will only receive an invoice for a diamond once it's sold. Diamond manufacturers are obviously very reluctant to agree to such an arrangement for several reasons.
Why Diamond Manufacturers Avoid Memo
Firstly, there's never any guarantee that the desired amount of goods will ever sell. Secondly, and perhaps more importantly, while the diamonds are on loan at this store (or chain), they can't be sold to anyone else.
Because of these two issues, memo prices are typically significantly higher than regular cash prices. So even if Zales can arrange a memo agreement with a supplier, they still haven't solved the problem of built-in higher prices.
They might have less pressure from banks in such an arrangement, but their cost basis will always be higher than the cash customer that doesn't tie-up a manufacturer's stock of goods (ie, online-only stores).
4) Overhead
Just imagine for a moment the massive amounts of overhead that are expended running an operation with over 1,800 physical store locations. Each location has utilities. Each location pays rent. Each location has a team of employees.
According to Zales' 2010 Annual Report, they generated a total of $1,616,305,000 in revenue. Fixed costs unrelated to the cost of the products sold totaled $846,205,000.
That means that they generated almost $900,000 in revenue per store while their annual overhead per store was about $470,000. Their Cost of Goods Sold, by the way, was $802,172,000 or approximately $450,000 per store.
Comparing Zales and James Allen
Doing some very simple math makes it clear that even though they average a one-hundred percent gross profit margin, they still could not manage to be profitable at the end of the year because of their astronomical overhead costs.
Online-only stores, you could imagine, suffer no such problems. Each store in the Zales Corp chain has such high expenses only to service a relatively small and local clientele.
James Allen, on the hand, services the whole world with only two offices and about 100 employees. Their overhead load per customer served is exponentially lower.
Zales's Prices Aren't the Only Issue
These points explain why Zales cannot compete with the best online-only stores in price. But the advantage of online-only stores is not limited to price alone. The quality of the products offered at Zales is, generally speaking, notably inferior to that which is offered by the online-only stores.
Before the days of buying diamonds on the Internet, a potential consumer of diamonds had very limited options when it came to educating himself before the purchase.
What would typically happen is that the customer would enter a store, and the salesperson would give the customer a quick education. But as you can imagine, a salesperson is never going to give the unbiased truth about diamonds.
He or she is invariably going to slant his lesson toward convincing the customer to buy his or her diamond and not the diamond being sold by the store across the mall pavilion.
Zales's Kind of Customers
For the major bricks and mortar jewelry store chains, this is very much still the case. The best possible customer for a retail chain like Zales is the uneducated customer.
After all, if a customer walks into a Zales store armed with the knowledge gained from reading the articles on a site like this one, he would never decide to buy there.
Unfortunately for Zales, the number of diamond consumers who enter into the buying decision without first educating themselves on the internet is dwindling rapidly.
Zales's Certifications
For example, stores that I recommend (such as James Allen, and Zoara), will only sell certificates from reputable labs such as GIA or AGS. Zales sells diamonds primarily certified by the IGI lab.
A potential customer not knowing any better might see an IGI certified diamond priced the same as a GIA certified diamond and think he's getting a bargain.
The Educated Consumer vs The Uneducated
An educated diamond consumer, on the other hand, would know that you cannot compare the results of the two labs — that in order to properly compare prices, you need to compare equivalent real diamond quality – not what's written on the paper.
An uneducated customer might be impressed by hearing how Zales' special cut "celebration diamond" has over 100 facets.
An educated customer would know that it's not how many facets a diamond has that makes it beautiful, but rather how those facets interact with each other – which is determined solely by the diamonds proportions and angles.
C) Head to Head Comparison
Lets see how much value you really get for your money shopping at Zales. I'm now going to compare three separate basic 1 carat diamond solitaire rings from Zales.com to their closest counterpart on JamesAllen.com whom I feel is currently the premier online-only jewelry store.
Each of the diamond rings I am comparing from Zales are from a different general product category. The first ring will be from Zales' "Signature Collection" which is described as including "only the finest diamonds in the finest cuts, ensuring unrivaled, dazzling brilliance."
The second will be from Zales' generic product category, but will be a stone graded as a VS1-VS2 in clarity (significantly higher than the rest of Zales' stock). And finally, the third will be from their "Celebration Diamond" category.
-Signature Collection
See the relevant Signature Collection solitaire ring from Zales here: http://www.zales.com/product/index.jsp?productId=3210532&kpc=1
This is a 1 carat diamond solitaire engagement ring set in 18K white gold from Zales' "Signature Collection."
As with Kay Jewelers, it is important to keep in mind that when Zales labels a ring as "1 Carat," it can actually be as light as 0.93 carats as per their disclaimer which reads as follows:
Diamond carat weights (CT.) represent the approximate total weight (T.W.) of all diamonds in each setting and may vary no more than .07 below the stated weight.
Avoid the Unpleasant Surprise
Just imagine your dismay should you order this ring and find out when it arrives that it only weighs 0.96cts. I can speak from experience working for a major supplier of the largest national jewelry store chains that the diamonds in the big chains' 1 carat inventory at any given time is filled mostly with stones below 1 full carat.
This is a very important distinction, because in the regular certified diamond market, the moment you drop below 1.00 carats, the price drops about 20%! For purposes of this comparison, I will attempt to find an equivalent 1.00+ carat stone and an equivalent 0.99- carat stone.
Comparison With James Allen's Inventory
So, is $4999 a good price for an IGI certified I SI2 solitaire ring? James Allen specializes in GIA and AGS certified stones, but they do carry a small inventory of IGI certified diamonds. Lucky for us, they happen to have a 1 carat stone in their IGI inventory that is also graded as an I SI2. You can see for yourself here:
If the price is no longer being displayed, the price at the time of the writing of this article was $4070.
Difference in Price and Quality
Matching this stone with a basic 4-prong 18k white gold solitaire setting like the one at Zales only adds another $360, making the total $4430. The difference between James Allen and Zales in this case is about 13%.
But keep in mind two very important things – in most cases, the Zales diamond would be below 1.00ct which would very significantly affect it's true value. For example, here's a GIA certified 0.93ct J Color SI1 Clarity stone:
At IGI, this diamond would in all likelihood receive an I color grade and probably a VS2 clarity grade. Nonetheless, the stone only costs $3070.
Zales's Sales Tax
The second important thing to keep in mind is that if you buy locally at a Zales store or from Zales.com, you will have to pay state Sales Tax since Zales has a business presence in every one of the 50 States.
If you buy online from any one of the recommended online-only stores, you'll only have to pay sales tax if you have the product shipped to the one or two States in which the company has a presence.
That's usually easy enough to avoid even if you live in the same State, since you can have the ring shipped out of state and held at a Fedex location for pickup.
See the relevant 1ct ring from Zales' generic solitaire collection here: http://www.zales.com/product/index.jsp?productId=3586741&kpc=1
This is a 1 carat diamond ring set in a basic 18K White Gold solitaire setting, much like in the "Signature Collection" ring above. The center stone is guaranteed to be graded at least H or I in color and at least VS1 or VS2 in clarity by IGI.
Yet again, we are fortunate to have a direct comparison on James Allen with an IGI certified stone of the same characteristics.
IGI Certified Comparison
Here is the link to a comparable stone:
This diamond is an IGI certified Ideal Cut I color VS2 clarity diamond that is almost certainly a higher quality cut than the majority of what you will find in a generic diamond program at Zales. As of the time of the writing of this article, this diamond was listed for $6330.
As with the Signature comparison above, adding in a basic 18K white gold setting brings an additional $360 dollars making the total for this ring $6690.
Overpriced With a Lower Value
The cost of the Zales ring is $8499, or a whopping 27% more!
And that 27% doesn't even factor in the fact that most of Zales' stock is likely to be below 1.00ct. Take a look at what a difference it makes to the value of a diamond when you drop below 1.00ct:
Almost Twice the Price
Lets leave out of the conversation for now the difference between strictness at GIA vs IGI. Assuming this stone would also receive an I VS1 at IGI (most likely, it would receive a significantly higher grade), it would fit perfectly into this program.
What's it's price on James Allen? A mere $3990! Adding the $360 for the ring brings the total to only $4350. In that case, Zales is almost twice as expensive! A hard-to-believe 95% difference in price!!
See the relevant ring from Zales Celebration Diamond collection here: http://www.zales.com/product/index.jsp?productId=3918159
Admittedly, the Celebration Diamond is going to be harder to compare something to because it's a special cut. By "special," of course, I simply mean that it is a standard round cut, just with many more additional facets added on. In my professional experience, I have always found these super-faceted round diamonds to look more gimmicky than anything else.
In my humble opinion, it takes the beautiful symmetry and pattern of a classic ideal cut round diamond and turns it into the "broken glass" look of a radiant.
True Hearts Comparison
The question arises, though, of what to actually compare it to? To be fair, and to reduce any claims of bias, I have decided that I will only use James Allen's premium cut stone, their "True Hearts" diamond as a basis of comparison.
Needless to say, I'm 100% certain that a "True Hearts" stone from James Allen will always be more brilliant and desirable than a Celebration Diamond from Zales.
But just to be fair, we'll use them as, just like Celebration Diamonds represent the top choice at Zales, True Hearts diamonds represent the top choice at James Allen.
Certification Differences
Again, though, we run into a simple technical problem that James Allen's True Hearts are certified by AGS (a premium lab just shy of being on par with GIA) while Celebration Diamonds are certified by IGI. In general, IGI is more lenient than even AGS.
But, again, lets be strict and assume for this exercise that IGI is equally as strict as AGS.
Here are two options that I have found on James Allen:
Yet Another Comparison
Both stones are Hearts & Arrows ideal cuts. Both are certified by AGS to have I color and SI2 clarity. The only difference is that the first one is 0.93cts and costs $3850, while the second one is 1.02cts and costs $5390.
For this review, lets assume there would be a 50/50 balance of under/over 1.00ct stones at any given time in Zales inventory. In all likelihood, the balance of sizes at any given moment would tilt heavily towards the under 1.00ct side. So lets take an average of these two prices: $4620.
Add on another $360 for the 18K White Gold solitaire setting, and you come to $4980 on average for the ring at James Allen. The Celebration Diamond 1ct Solitaire costs $5995 on Zales.com. That's a difference of 20%!
Remember the Facts
Now, again, remember a few important facts. One – the balance of sizes at Zales, especially with a special cut like this, is most likely to be much more heavily skewed towards the stones under 1.00cts.
The reason is simply that their supplier of the program chooses diamonds from their regular inventory to be re-cut into Celebration Diamonds. So the diamonds are already heavily weighted to 1.00-1.02 carat weights.
When you re-cut those sized stones and add all the extra facets, enough weight is lost to knock the stone down under 1.00cts.
The other important fact to remember is that, in reality, IGI is noticeably more lenient than AGS. So, in reality, we really should be comparing J color AGS certified stones to the I color IGI stones. This would have a major effect on price as well.
As I mentioned in my Kay Jewelers Review, for the online-only sites that stood a chance of being recommended by me, I decided I needed to order actual product from them to be sure that I, myself, experienced the typical customer experience.
With Zales and Kay Jewelers, however, the basic price comparisons didn't justify going through the hassle. Even if their customer support were stellar, it could never justify overpaying by so much.
If you really want to find out, though, what the customer experience is like at Zales, I invite you to poke around the internet. There are no shortage of personal reviews of Zales out there – many of them are extremely negative.
Going Back to the Pie Analogy
As I mention in the "Diamond Clarity" article, I like to think about buying diamonds with the pie analogy. What this means is that each different facet (no pun intended) of the purchase that affects the price of the stone is a slice in the pie.
There's a color slice, a clarity slice, a cut quality slice, etc. The overall size of the pie represents your budget.
The goal of buying a diamond should always be to maximize the size of the slices that actually have a noticeable effect on the visual appearance of the stone while minimizing the size of the slices that do not affect the visual appearance of the diamond.
Bricks & Mortar Stores Take a Big Slice of the Pie
One of the most overlooked "slices" of a diamond purchase is the actual amount of profit the store selling to you is taking. This slice, out of any of them, is the one with absolutely NO affect on the diamond – not visually and not financially.
Simply put, this slice (the store's profit margin) is greatest at these national chains like Kay and Zales.
The Choice Is Yours
So what would you rather do, give Zales more money, or use your hard-earned money to get yourself a larger stone, or cleaner stone, or white stone, or better cut stone, or any combination of the above?
Or perhaps you'd like to take that money you would otherwise give to Zales to help pay off their enormous overhead, and simply put it back in your pocket and save it?
The choice is obvious.
Reviewed By: Michael Fried
Before you buy a diamond, get personal buying advice from industry veterans. We'll help you get the best diamond for the money.
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For public discussion about this article, use the comment section below
My fiancé purchased my engagement ring from the Destin, FL outlet. The ring is a gorgeous 3 stone with studded contour band and I love it. However, it is nearly impossible to find a wedding band to match the shape. We went into the Mobile, AL store (closest store to me) and MULTIPLE times were told we were not in the system. I finally had to bring the receipt in as Benjamin (the ONLY helpful employee during my experience) could find it in the system in HIS computer, but it wasn't on the computer system in the Mobile store. They also couldn't find the description or serial # of the engagement ring I had, stating that when they "merged systems" a lot of stuff was lost. I spent almost 2 hours in their store on a Saturday trying to find a match, being ignored and skipped over several times. The manager is a rude blonde woman and stopped helping me so she could help some of her "higher paying" customers. One girl cleaned my ring and told me she would call me when she found the serial # I was asking for. Never called, of course, it was just a ploy to get me to leave, I guess.
I dragged my fiancé back with me the following day and we found a ring (part of another set) that actually fit against my ring, but since it was sold as a set, they had to find the price from their vender for JUST the band. We had the receipt and the girl helping us said they still couldn't find my engagement ring in the system (I mean, HOW DO YOU LOSE SERIAL #s and DESCRIPTIONS OF YOUR RINGS). She reinstated my warranty (which was the ONLY good thing she did) and actually asked to borrow my receipt for a few days to get me back in the system. We said a big "NO" to that one and thank God we did, because then I wouldn't have had any proof that it was purchased there. They probably would have lost it an acted like I never gave it to them! Anyway, this girl told me she would call me back after she talked to the vendor of the band that we were interested in purchasing, and of course, I never heard from her. Surprise!
I wrote a letter to corporate with all of my information and they finally mailed me back after over a week and told me "Sorry for your experience, but we don't have a match (to my engagement ring)" and didn't acknowledge the information for the band that we were interested in buying.
So obviously they don't care about making a sell if it involves having to call a customer back or do anything other than ring it up on a register.
Meanwhile, I went to a local jeweler, found a ring that matches in less than 5 minutes and they helped me vastly more than ANYONE at Zales ever did after multiple visits, phone calls, etc.
Ordered a ring online for Mother's Day. I received a cheap ring nothing like I ordered. I was told they would send me a return label in 7-10 days and I would have to go online and order the ring again. I would then be charged twice and not refunded for their mistake until they received the wrong ring and it was confirmed by the jewelers. They did nothing to help correct or expedite delivery for Mother's Day. BAD BUSINESS!
I cannot even begin to tell you how TERRIBLE Zales is as a company!!!!!! I have purchased 5 different pieces of jewelry from them and 2 of those items had to be totally replaced, one burned up in house fire, one was just a man's wedding band with no stones, and the other one just happens to have stones that have not fell out yet (We haven't had it long though). This company sells warranties for many pieces of jewelry that they know are un-repairable. That means if you are buying a warranty on a piece of jewelry that you really like, chances are that if a stone falls out, they will hold on to your jewelry as if they are going to fix it but then call you to let you know that the jewelry cannot be fixed but they can give you a one time replacement. This now means that if you want a warranty on the new piece of jewelry you have to buy another warranty!! Zales truly does not care about their customers. Before writing this review, I called Zales guest services 6 times after being lied to from the manager and district manager. I don't have time to write my whole experience right now, but know that I gave Zales many, many opportunities to fix the problem that I have. Please feel free to message me for the details though or wait for me to finish my review when I have more time. Bottom line is that Zales is a lying company that sells terrible warranties and junk jewelry. I will be writing to local papers, online sites, and even my local news stations with a full review of my experiences with Zales, especially the one I am currently going through. Zales fooled me once but they aren't ever going to fool me again and I am going to let as many people know as I can!
I will not be buying anything from Zales again, I purchased my fiances engagement ring from there which after a couple weeks flattened out. We sent it in to have it fixed and it came back missing a diamond. I gave them another chance and bought the wedding band from there as well. When we sent it in it came back a little off centered but again, missing a diamond. This was about 4 weeks before the wedding but they assured we would have it back. I bought a saphire ring for her something blue and to wear while hers was fixed. It took a week and one of the saphires fell out.
My fiancé bought my engagement ring at zales back in December. We have had nothing but problems with them and the credit company it goes through. I have been fighting this for 4 months now. Each month I have went in to zales to make the payment and we have been there at least 2 hours each time one time we was there for 4 hours. My ring was rung up incorrectly by one of there employees that is no longer employed there,she rung it up with an interest rate when it was suppose to be interest free for 18 months. So another employee there done like a refund on it and re rung my ring in correctly so I would get the interest free,well now my bill has went up from 60 dollars to 250 because they still have me on the interest plan because the other employee done the return incorrectly. I will never buy anything ever again from this company. This has been the worst experience we have ever had with a company. We was going to buy my fiancés wedding band from there, we had even picked one out there but definitely not happening now.
DISCLAIMER: We don't use your email for marketing. Period.


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RHD is a diversified human services nonprofit serving people of all abilities with more than 160 programs in 15 states.
Find a Program to fit your needs:
Resources for Human Development's long history of innovative and individualized care, backed by the expertise of elite people in their fields, has always made us a preferred partner of state and local governments. RHD's decentralization philosophy encourages individual decision-making and allows directors and staff members to creatively and effectively identify solutions for those in need.
At RHD, we're committed to the fundamental value of dignity and respect for all, to the empowerment of those we serve and our employees, and to the flexibility to meet the changing needs of those we serve and our government and community partners. RHD believes that where there's a gap in services, there's an opportunity for a forward-thinking solution.
For more information on how to bring RHD to your community, please contact us at:
During Tennessee's historic 2010 flood, RHD caregivers stayed with their clients and kept them safe, even as their own homes were washed away. Read about the extraordinary dedication RHD employees showed for those they care for.
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At Resources for Human Development, caring for people isn't just a 9-to-5 job. When an emergency arises unexpectedly, RHD finds a way to help. Read about how RHD Connecticut rose to the occasion to care for Rick, a developmentally disabled man in need with nowhere to turn.
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JERUSALEM, Israel - At the weekly cabinet meeting on Sunday, ministers backed legislation that would raise the legal drinking age to 21.
If passed, the bill will ban the sale of alcoholic beverages from convenience stores between 11:00 p.m. and 7:00 a.m.
It also establishes new guidelines for advertisements and bans consumption of alcohol in public places. It would raise the price of alcoholic beverages in supermarkets and convenience stores.
"According to the WHO [World Health Organization], Israel is second in the world in the consumption of alcohol by eleven year olds and the rate of consumption among 15 to 17 year olds is over 50 percent," Prime Minister Binyamin Netanyahu told ministers at Sunday's meeting. "We are at the onset of an epidemic," he said.
Netanyahu said the draft legislation "forbids the consumption of alcohol in public places [and] increases the punishment for anyone selling or providing alcohol to minors."
The prime minister said he expects the Knesset to pass the legislation the Cabinet "will approve."
"We are in need of this legislation promptly. Israel awaits it," he said.
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Call The 700 Club Prayer Center at 1 (800) 823-6053, 24 hours a day.
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The Terrorists Funded by the WestBassam Tawil
The New Israel Fund and those who support it are helping terroristsRonn Torossian
Column one: Fighting fire with fireCaroline B. Glick
Op-Ed: There is no 'radical Islam' and there is no 'moderate Islam'Dr. Mordechai Kedar
'Narrow' escapesRuthie Blum
Why Palestinians Do Not Want Cameras on the Temple MountKhaled Abu Toameh
Social Media Killed My FatherYoni Kempinski and Ari Soffer
Iran's New Palestinian Terror Group: Al SabireenKhaled Abu Toameh


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When Mariah Jimenez, 17, and other seniors at Palo Duro High School sat down to create a public service announcement to discourage students from dropping out of school, they chose to play on the emotions of graduation day.
"It's going to be sad because you grew up with them and have been going to school with them since pre-K, and your senior year you're not going to be able to walk the stage with them," Jimenez said.
The group's video will show a graduation scene with one empty seat, and then show a person sitting at home crying because he or she dropped out before making it to graduation day.
The video project is part of a contest for Texas Panhandle students funded with a $20,000 American Graduate Community Engagement Project grant KACV-TV received from the Corporation for Public Broadcasting. Classes, a group of students or individual students can create a video message to encourage classmates to stay in school. Videos will be accepted until Dec. 2.
Winners will receive prizes including an iPad, iPod Touch or cash, Lutz said. The winning videos will also be edited to air on television and radio, she said.
It is important for youth to be involved in the project because the goal is to reach students to address the dropout rate problem, said Cullen Lutz, community engagement specialist for KACV-TV.
"It's an issue that affects all of us in the Texas Panhandle, both students in their future and the adult community," Lutz said.
The dropout rate for 2009-10 school year at Palo Duro was 3.8 percent, while the dropout rate for Amarillo ISD was 2.5 percent, according to the most recent data from the Texas Education Agency.
Jensen Porter, a journalism teacher at Palo Duro, said students might pay more attention to student-produced messages.
"When they see positive behaviors from their peers instead of negative behaviors, that can really provide a good example to them," Porter said.
Porter said Palo Duro has a lot of programs to help students at risk of dropping out, but some students are going to drop out regardless.
Hector Mata, 17, a senior at Palo Duro, said he hopes his video shows other students that dropping out is a decision that will negatively affect them for the rest of their lives.
Kendy Nguyen, 17, is working with Mata to produce the video. Nguyen said he wants to show his fellow students how staying in school can lead them to successful lives, but the chances diminish greatly if they drop out.
"We want them to know they can have a bright future if they graduate and go to college, and the chances of doing that if they drop out aren't too high, unfortunately," Nguyen said.
People can go to www.kacv.org
/graduate to vote for their favorite video from Dec. 2 to Dec. 30.


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For any queries for the Musée d'Orsay, follow this link.
The visitors' book is for your comments on the Museum and its website. It is moderated and cannot be used to get any personal anwer to your messages.
|Bugaeva Valeriya from Moscowв
|Friday, 22-08-14 21:13
В каком зале музея можно увидеть картину Курбе " Происхождение мира"?
|Brenda Kuo from Taiwan
|Friday, 04-07-14 18:37
I saw a massage from your homepage note:The Musée d'Orsay will be closed on Monday 14 July, open on Friday 15 August.
Does It means the museum also close on 15 July?
|Linda Ellentuck from Paris
|Sunday, 01-06-14 18:23
I will be visiting the museum the beginning of July 2014. My husband is unemployed, does he need a ticket for entry? If not, what does he need, if anything.
|David Mangual from New York
|Tuesday, 27-05-14 14:53
Dear sirs
Pertaining to the claude monet painting, woman with an umbrella facing right (his step daughter,Suzanne Horsche). Did he ever paint more than one copy? Please reply.
Thank you
|Ronald McDonald
|Friday, 23-05-14 21:40
I'm Loving It!


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Lachelle Bumgarner is a brand new mom.
Her baby Kyree is perfectly healthy.
And Bumgarder wants to make sure to keep it that way.
"You know I feel kind of crazy. I'm always worried about her... I want to keep her away from the bad things," says Lachelle Bumgarner.
Those "bad things" are ads, and they're absolutely everywhere.
And it's right at home on you TV where they hit the hardest.
With cartoon characters, bright colors, and fun music, constantly in front of them, it doesn't take long to make an impact on young minds.
Some studies say kids can even start memorizing brands before they can read.
"Children form positive attitudes towards food that are high in calories and low in nutrients and they develop habits," says Manisha Sawhnei, Professor of Psychology.
There are many campaigns that say big business targeting kids is a direct contributor to the childhood obesity epidemic. They claim it takes advantage of young and developing minds to make what they call "cradle-to-grave" customers.
"There are no ads for fresh vegetables and how they're exposed is that they have a fun appeal to them and happiness to bad foods," says Sawhnei.
Luckily for Bumgarder, little Kyree can't even keep her eyes open long enough to see an ad.
"You really have to start young...Once they see that they're just going to keep doing it as they get older," says Bumgarner.
And for now the only thing on the menu for her is milk.
Out of all popular fast food restaurants, kids will see over 250 McDonalds ads every year.
The next was Subway at 81 ads a year.
Copyright 2016 Nexstar Broadcasting, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.


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Hotel ibis Styles Swan Hill
405-415 Campbell Street
405-415 Campbell Street
Ibis Styles Swan Hill (previosly all seasons) is located on the Murray Valley Highway, just 2 minutes from Swan Hill City Centre and 4.5 hours from Melbourne. This hotel has 62 rooms with wireless boardband, LCD TV & Austar channels. Guest can choose to relax in the indoor and outdoor pools, chidren can also enjoy in the games room, mini golf and half tennis court. A great location to plan family BBQ outing in the garden, stage successful corporate events or functions
This hotel participates to Planet 21 and is acting in favour of Positive Hospitality.
405-415 Campbell Street
Tel: (+61)3/50322726
Fax: (+61)3/50329109
Warm, welcoming and modern, with a comfortable bed and a practical bathroom, our rooms offer everything you need for an enjoyable stay.
Indulge yourself in the Superior Spa bedroom. Surrounding the courtyard, this room features 1 Queen Bed, an ensuite SPA bath, Wifi access, minibar, 32"LCD TV,and Austar & Movielink channels.
Peaceful and Serene. The Deluxe room features 1 Queen Bed, Wifi access, minibar, ensuite bathrooms, 32" LCD TV and Austar & Movielink channels.
Peaceful and Serene. The Deluxe room features 1 Queen & 2 Single Beds, Wifi access, minibar, ensuite bathrooms, 32" LCD TV and Austar & Movielink channels.
Convenient and Spacious. The Deluxe room features 1 Queen & 1 Single Beds, Wifi access, minibar, ensuite bathrooms, 32" LCD TV and Austar & Movielink channels.
Reviews collected from customers who booked on AccorHotels.com
As an Accor Advantage member this was a very disappointing stay. Our room was okay apart from the fridge cupboard as mentioned in all reviews. No complimentary drink was offered despite the fact that the room had wine in the mini bar and there is a bar in the hotel, not open to guests unless a member of a bus tour . Restaurant not open to guests either for dinner but catered for bus tours. Minimal buffet breakfast included and no Accor member discount on a pricey cooked breakfast. The excuse for that was that it was a resort. Which brings me to the point that the pool was empty and the whole area was neglected and run down. If management of this hotel want to give priority to bus groups in preference to loyal Accor members then the hotel should not be a member of the Accor group. We won't return while these conditions remain.
Hello Virginia, Thank you for taking the time to leave us feedback. I do apologise about the complimentary welcome drinks, when I ran back to your room to tell you and you said you remembered from last time, I thought that it was resolved. We do offer our water bottles as our "Welcome Drink" as a socially responsible decision. We do not currently have our bar or restaurant available to the public or inhouse guests, and only open for functions. This was not always the case. The restaurant and bar used to be open and produce lovely meals with friendly service, unfortunately, there was not enough support to keep it open. We would have some nights where our team would serve 5 patrons. We do not currently have any advertising of us having a restaurant online, to avoid disappointing our guests. Our pool was empty, we are currently refurbishing it ready for summer. We do have signs around our property explaining this. I did choose this as the perfect time as the outdoor pool is not heated and is far far too cold. I am truly sorry that you were overall disapointed with your stay. While talking with you, if I had of known I would have been able to discuss this and rectify it for you.
Ibis was great, clean rooms, awesome facilities for the kids and adults alike. Walking distance to shops and attractions. Would definitely stay here again. Only minor downside was the shower, it wouldn't stay the same temperature so you constantly got burnt then froze and the shower head kept falling out on the last day. But other then that this place was tops!
When making a booking at this hotel:


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Luis Suarez has scored 59 goals in his 103-game Liverpool career, with the Uruguayan's double strike in the win over Fulham this weekend the latest goals that Reds supporters have been able to celebrate.
In his time at Anfield, Suarez has shown himself to be one of the top forwards in world football today, with his quality in front of goal equal to any of the great scorers that the club have had in the past.
But what have been Suarez's best strikes in his career as a Red?
Here we count down the top 20 Liverpool goals by a player who has the stunning ability to leave opposition defenders embarrassed and his fans enthused, often at the same time.


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Destination search
Buy tickets online on the following routes:
BusExpress has the simple mission to provide you with a quick and convenient way to find and buy bus tickets for routes across the country or abroad, finding for you the best offers and prices.
Our partners offer connections between Sofia and Plovdiv, Burgas, Varna, Blagoevgrad, Ruse and many more.
We work tirelessly so we are able to provide you with a maximum number of destinations abroad.
For now, we offer online tickets for trips to Tirana, Istanbul, Skopie, Ohrid, Nis, Prague, Vienna, Munich, Berlin, Dortmund, Paris, London, Madrid, Lisbon and many others.
Soon we will offer trips to Greece, Germany and Romania.
We know that every journey has a start and we hope that yours starts here, because we believe that with our help, your journey will be more comfortable!
We always remain open for your opinions and recommendations, because for us there is nothing more important that you - our customer.
We are eagerly waiting for you aboard BusExpress!
From whole team
Just choose a route and date and leave all the rest to BusExpress!
You no longer have to browse the Internet, to make phone calls or go on site. Here you will always find the most current information for every travel, including feedback from other customers.
BusExpress puts an end to the hurry and …. to the waiting!
Just select a ticket and pay directly online – via debit/credit card or via ePay system. Your data protection is absolutely guaranteed, the ticket is issued immediately on site and your seat is guaranteed.
Make your plans with BusExpress!
No matter where you go or from where you come, we shall take care about everything connected to your travel. You need only to go to the bus station in time and have your ticket with you – printed or online.


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RainWater Solutions
Conserve water and protect water quality by collecting and reusing rainwater.
SCMU- Ivy
2016 Rain Barrel Sale
The City of Santa Cruz Water Conservation Office is offering water customers the 50 gallon Ivy Rain Barrel at a special low price.
**$50.00 each**
Limit of 2 rain barrels per household and based on availability. If you live at a multi-family residence, please provide your physical address when ordering or reply back to your receipt with the address.
All sales final.
You will need to supply your SCMU account number at check out. If you do not know your account number, PLEASE call the Water Conservation Office at (831) 420-5230.
Deadline to order online is February 29, 2016 - 11:00 pm PST
Ivy in Classic Black - See specifications below
- Made in the USA!
- 100% recycled plastic
- Dimensions 42.5"H x 22" W x 18" L
- Child proof, bug proof lid
- Best-in-class overflow set up
- 3/4" ball valve easily connects to garden hose
- Three rain barrels easily fit in the backseat of a mid sized sedan
- All parts included and ready to set up
- Gravity fed. No pumps required
- Link two or more Ivys together using your existing overflow hose
**If you placed an order before February 1, 2016 you will pickup Saturday, February 20th.**
Pick up:
NEW - Place an order today and pickup
Saturday, March 19, 2016
9:00 am and 11:00 am
City of Santa Cruz Corporation Yard
1125 River St.
Santa Cruz, CA 95060
Please be sure to print off your confirmation email receipt with order number and your SCMU utility account number and bring it to the location listed below to pick up your rain barrel(s).
You will be notified by email prior to the event as a reminder to pick up your Ivy(s) between the given dates and times listed.
Questions about picking up your rain barrel(s):
Will my rain barrel be sent to me? No, you will pick up your rain barrel(s) at the location and times listed above.
Will the rain barrel fit in my car? Yes, your barrel(s) will easily fit in the back seat of a 4 door sedan or hatch back. They do nest and 3 to 4 will fit in the back seat!
You must include your Santa Cruz Municipal Utilities account number on the check out page as well as the service address, you can put that in the "Ship to" address.
When placing your order you need to fill in the Billing Address that matches your credit card statement. Rain barrels will not be shipped to you.
You must bring the print - out of the order confirmation in order to pick up your barrel(s).
Please call 919.835.1699 EST if you have any problems placing your order - we are happy to help.
This product is currently unavailable. Please contact us for more information.


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Atletico Madrid maintained their two-point lead, Barcelona and Real Madrid win their contests in convincing fashions.
Zinedine Zidane has given little indication of the way he plans to breathe new life into Real Madrid.
Barcelona were held to a goalless draw by Espanyol while Atletico Madrid won 1-0 to provisionally go top of the table.
Jose Mourinho's time at Real was generally considered a disappointment, with only one La Liga title and one King's Cup to his name.
Real Madrid had won five consecutive games since being thrashed 4-0 at home by Barcelona last month.
A Lionel Messi free kick and a bullet strike from Ivan Rakitic put Barca in control but they eased up to let slip 2-goal cushion.
Karim Benzema tweeted that he respects the decision of the France Football Federation.
Real Madrid president and the club officials have repeatedly said that they were not notified that Denis Cheryshev was banned.
Barca have 34 points from 14 matches, two ahead of second-placed Atletico Madrid, who won 2-0 at Granada.
While Barcelona played out a stalemate, rivals Real Madrid registered a 2-0 win.
Barcelona were irked with the way the former players tried to justify Isco's heated confrontation with Neymar in El Clasico.
The strikers' trio at Barcelona made sure that they consolidate their top position in the Spanish La Liga.
Raphael Varane joins the list of injured defenders, including Sergio Ramos and Marcelo Vieira.
Tensions are running high for El Clasico with Europe on high alert following last week's deadly attacks in Paris.
Europe is on high alert following the deadly bombings and shootings in the French capital last Friday.
Lionel Messi is in a fitness battle having returned to training on Monday following a knee injury he picked up at the end of September.
Miguel Cardenal said officials would meet on Wednesday to discuss security at the match at Real's Bernabeu stadium.
David Moyes took over at Sociedad almost exactly a year ago after a disappointing spell in charge of Manchester United,
Barcelona lead the table with 27 points from 11 games, three more than Real Madrid while Atletico Madrid are on 23 points.
Valencia have not lived up to expectations so far this season following heavy investment in players.
David Moyes, former Manchester United manager, was considered a risky appointment due to his inability to speak Spanish.
Portugal's star winger Cristiano Ronaldo added that he and Messi are two different persons and have different personalities.
Barcelona continue to pick up wins despite Lionel Messi's injury-enforced absence, losing just once since September.
Despite the absence of Lionel Messi, Neymar and Luis Suarez led Barcelona to 2-0 win.
Jose Maria Gimenez howler gifts Deportivo La Coruna late goal to draw 1-1 with Atletico Madrid; latter remain third in table.
Real Madrid are joint top on 21 points with Barcelona after nine matches, with the champions playing at Getafe on Saturday.
This victory takes Barcelona level with Real Madrid on 21 points in the Spanish La Liga table.
Real Madrid beat second-placed Celta Vigo 3-1 to go three points clear of the Galicians at the top of the table.
Cristiano Ronaldo scored his 324th goal with Real Madrid, to surpass Raul Gonzalez's mark as the club's all-time leading scorer.
Luis Suarez, who had a sore hamstring muscle, was finally back in the field.
Barceona face transfer ban until January for violation of guidelines and therefore Arda Turan's transfer stands invalid.
Real Madrid are joint second in the table with Celta Vigo and Barcelona on 15 points and a win would have seen them leapfrog Villarreal
Luciano Vietto slotted the ball home with seven minutes to go after Karim Benzema had given visitors Real the lead early on.
With the goal flow slowed, Barcelona's defending has come under the spotlight.
Barcelona remained with 15 points from seven rounds, dropping from second to third place in the standings.
The ex-England defender noted Cristiano Ronaldo's growth since arriving at Manchester United as a teenager.


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Communications workers get the most paid leave
October 06, 1999
Workers in the communications industry received the most paid leave compared to their hours paid of any industry in 1997.
[Chart data—TXT]
Nonsupervisory employees in communications worked 88.2 percent of their paid hours, well below the average of 93.4 percent for all nonfarm workplaces. In one other industry—electric, gas, and sanitary services—employees also worked less than 90 percent of their paid hours.
For most major industries, the percentage of hours at work relative to hours paid was above 90.0 percent and at least slightly below the average of 93.4 percent. This group includes 6 of the 10 industries shown in the chart.
Construction workers received the least amount of paid leave: 2.9 percent of their paid hours were in the form of leave, for an hours-worked-to-hours-paid ratio of 97.1 percent. Retail trade workers also received less paid leave than average in comparison to their hours paid.
The data used in this article were produced by the BLS Hours at Work Survey. Information on this survey is available from the BLS Multifactor Productivity program. Find out more in chapter 3 of Report on the American Work Force 1999 (PDF 1,037K). These data are for production workers and nonsupervisory employees.
Bureau of Labor Statistics, U.S. Department of Labor, The Economics Daily, Communications workers get the most paid leave on the Internet at http://www.bls.gov/opub/ted/1999/oct/wk1/art03.htm (visited September 30, 2016).
Recent editions of Spotlight on Statistics
A look at healthcare spending, employment, pay, benefits, and prices
As one of the largest U.S. industries, healthcare is steadily growing to meet the needs of an increasing population with an increasing life expectancy. This Spotlight looks at how much people spend on healthcare, current and projected employment in the industry, employer-provided healthcare benefits, healthcare prices, and pay for workers in healthcare occupations.
Employment and Wages in Healthcare Occupations
Healthcare occupations are a significant percentage of U.S. employment. Some of the largest and highest paying occupations are in healthcare. This Spotlight examines employment and wages for healthcare occupations.
Fifty years of looking at changes in peoples lives
Longitudinal surveys help us understand long-term changes, such as how events that happened when a person was in high school affect labor market success as an adult.


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Mauritius Sights
- Mauritius
- Mauritius Hotels
All beaches in Mauritius are achingly beautiful with splendid white sand and crystal-clear water in a stunning array of blue tones.
The Triolet Shivala
The longest village on the island, this gives you the chance to visit the biggest Hindu temple, the Maheswarnath.
The Labourdonnais Orchards
Here you'll discover a wide variety of tropical fruit trees as well as colourful and perfumed exotic flowers.
Ile aux Aigrettes
On this island you can see some of the world's rarest species of bird and wildlife, such as the pink pigeon, green gecko phelsuma and the Aldabra giant tortoise.
A winding road leads from Case Noyale village to the spectacular coloured earths of Chamerel. The different shades of blue, green, red and yellow result from the erosion of volcanic ash.
L'Aventure du Sucre
This ultra-modern exhibition, situated at the heart of an ancient sugarmill, allows you to discover the fascinating history of the country's sugarcane industry. You'll have the chance to sample unrefined sugars as well as the local rum.
Ganga Talao - Grand Bassin
This natural lake rests within the crater of an extinct volcano, and is an important pilgrimage site.
Black River Gorges
This national park was created in 1994 to protect Mauritius' remaining native forests. Enjoy magnificent landscapes featuring rare plants and bird species.
Mauritius holiday resorts
|Balaclava Holidays
|1 Hotels, Villas + Apartments


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- Details
DetailsTease your senses with the Round Brain Teaser - 12 Pack. Stimulate your mind and impress your co-workers with one of the different Round Brain Teasers. It is harder than it looks so challenge a colleague. Navigate the tiny balls through each puzzle to win. Have more fun at work with the Round Brain Teaser - 12 Pack.
Additional Information
- Dimensions: Approximately 2" tall x 9" long x 8" wide
- Material: Plastic
- Color/Style: Assorted
- WARNING: CHOKING HAZARD - Small parts. Not for children under 3 yrs.
- Reviews
- Customer Service
Frequently Asked Questions
How much is shipping?
Shipping is based on your total order weight, your shipping method, and your shipping destination. Standard shipping to the United States starts at only $4.99! Visit your shopping cart and use 'estimate shipping and tax' to see available shipping rates.
When will I receive my order?
Delivery time depends on the shipping method you select and your distance from our distribution center in Northern California. Typical transit time to the western United States using Standard Shipping is 2-4 business days. Typical transit time to the eastern United States using Standard Shipping is 5-7 business days. International shipments typically take 6-12 business days. Expedited shipping methods are also available for faster arrival.
Can I get a discount?
Members of our email newsletter are the first to hear about our coupons and specials. You can subscribe to our email list here.
Can I choose my color?
For randomly assorted color products, you can request a specific color at checkout. Please enter your request in the "Product Color Preferences & Special Instructions" text box, after selecting your shipping method during the checkout process. If we are unable to fulfill your color/style request, we will contact you before shipping to revise your order if necessary.
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Created in this Craftsy class
Re-Piecing the Past: Civil War Blocks Then & Now taught by Kaye England
Learn Kaye England's precise piecing methods and make 12 traditional blocks, inspired by the stories of strong women of the Civil War era.
Other projects made as part of this class:
QuiltingUnion Pride block
QuiltingJWH Block
Offer some kudos...
Join the conversation...
Ask a question...
Add your comment...
|Here are some details about my project:
|Retro / Vintage, Traditional
What materials did you use? Civil War "Tribute Collection" by Judie Rothermel, 100% Cotton Fabric, Gutterman 50 wt 100% Cotton Thread


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Author and blogger Ilana Wiles is launching her new book, The Mommy Shorts Guide to Remarkably Average Parenting, in which she... [more]
Missed seeing the remake of "The Jungle Book" film in the theaters this year? Bring your family and friends to... [more]
Join the Mulberry Street Library to choose books and themes for this year's Book Avengers book club, while brainstorming and... [more]
The world famous Cirque Du Soleil comes to New York City with their newest show, "Kurios: Cabinet of Curiosities." Delve... [more]
Created by Anne Nguyen, "Autarcie(...)" is an energetic dance performance featuring four warriors using their talents to the fullest, in... [more]
Do your kids color on the walls of your house? Bring them to Columbus Library this Thursday for Sharpie Art!... [more]
The New Victory Theater will kick off its 2016-2017 season with this timeless adventure story performed by Kidoons/WYRD Productions of... [more]
Ages 5 and up can head to the Children's Museum of the Arts this Friday for an arts and crafts... [more]
Whether your little one is still learning their ABCs or they're already a wordsmith extraordinaire, they will love this fun... [more]
At the 7th annual World Maker Faire makers will be sharing everything from robotics to food-making to DIY crafting in... [more]
Spice up your Saturday with the 24th annual Chile Pepper Festival at the Brooklyn Botanic Garden! Enjoy a fiery day... [more]
Bring your family and dog(s) to Central Park this Saturday for the My Dog Loves Central Park Fair! Spend a... [more]
This annual festival at the Irish Arts Center celebrates Irish children's literature and is a wonderful opportunity for children to discover... [more]
Buzz over to Wave Hill for a weekend of fun and educational activities related to bees and honey. There will... [more]
Children will love going on an adventure with Pete, a blue, rock and roll-loving cat, and his friend Jimmy as... [more]
Starting this Friday, visitors to the American Museum of Natural History can see a cast of one of the largest... [more]
Madame Tussauds New York is inviting their younger fans to visit the wax museum in celebration of the new school... [more]
Kids can get behind the wheel starting this Monday at MoMath! Your young ones can experience a "driver's eye view"... [more]
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On the road with the #OpportunityTour Bus Mural
On the road with the #OpportunityTour Bus Mural
Length: 1:33
During the Opportunity Across America 2016 Back-to-School Bus Tour, we created a traveling art project that brought together artists, students and educators from around the country.
Each person answered one simple question: What does opportunity mean to you?
Share your story at http://www.ed.gov/opportunity
Opportunity Across America: Fulfilling the Promise of Higher Education for All
Opportunity Across America: Fulfilling the Promise of Higher Education for All
Length: 57:51
Secretary John B. King, Jr. delivers a speech at LSU's Digital Media Center on the importance of college access, affordability, and completion.
8 Ways Education Has Improved Under the Obama Administration
8 Ways Education Has Improved Under the Obama Administration
Length: 0:59
Educators, families and students have helped lead our education progress in America. Here are just 8 of the many ways education has improved in the U.S. under the Obama Administration.
High Quality Early Learning is Essential
High Quality Early Learning is Essential
Length: 2:28
Expanding access to high quality early childhood education is among the most important things we can do for our children. Leif and Eric are 4-year-old twins in #PreK. Follow them during their day and hear from their parents about the importance of early learning.
The Importance of Second Chance Pell
The Importance of Second Chance Pell
Length: 2:37
We spoke with some of the recipients of our Second Chance Pell grants and Limestone Correctional Facility … and they say the education they've gotten has truly changed their lives. Just one of the many reasons why we believe in #SecondChances.
Easier College Choices with the College Scorecard
Easier College Choices with the College Scorecard
Length: 0:59
Check out the College Scorecard → https://collegescorecard.ed.gov/
Have a question about college? Scorecard it. Use the College Scorecard to discover schools based on the things that matter to you. Our school profiles contain tons of information about thousands of schools, including their costs, how much their students earn, and more. Start your next great adventure with a map!
College Can Be Expensive
College Can Be Expensive
Length: 0:32
But President Obama wants to make two years of community free for hard working Americans through America's College Promise.
#OpportunityTour Kick Off
#OpportunityTour Kick Off
Length: 27:08
Secretary John B. King, Jr. kicks off the 2016 #OpportunityTour with a speech about the progress that's been made in education over the last eight years.
Opportunity Across America 2016 Bus Tour
Opportunity Across America 2016 Bus Tour
Length: 1:49
Join us as we hit the road the week of September 12th for our annual bus tour. This year's event kicks off in Washington DC and continues across six states to celebrate the local successes and the progress of impactful education programs, policies, and the people supporting them. From rural towns to big cities, educators, schools, families, and communities share a belief that a quality education can expand opportunity and ensure our nation's fundamental promise: that with dreams and determination, each of us can fulfill our great potential.
Working together, all of us can ensure students encounter school as a safe, nurturing, joyful place to learn and grow. We can support and lift up the vital work teachers do each day. We can give every child the opportunity to succeed. That's what the Opportunity Across America Tour will highlight. That's the journey we hope you're here to follow, and help make possible.
The A-B-C's of Student Directory Information
The A-B-C's of Student Directory Information
Length: 3:26
FERPA allows schools and districts to designate certain basic student information as directory information, and share that information without consent if certain additional requirements are met. This video describes why a school would want to use student directory information and the types of information that fall into this category. It also explains the process that schools and districts must adhere to when designating directory information.
What Parents Need to Know about Their Student's Data
How to Use Your District's Website To Communicate with Parents About Data Use and Security
How to Use Your District's Website To Communicate with Parents About Data Use and Security
Length: 2:16
Parents need to feel confident that the education information collected and stored by your district is securely maintained and only used for educational purposes. This video highlights common parent questions, and provides best practices that districts can implement to communicate with parents about data privacy.
Developing a Privacy Program for your District
Developing a Privacy Program for your District
Length: 2:33
A Conversation About the Power of Early Learning
A Conversation About the Power of Early Learning
Length: 20:47
Secretary John B. King sat down earlier today (8/2) to chat with Pre-K teacher Raquel Lima about the power of early learning, what a day in the life of a Pre-K teach looks like and how we can all help support our youngest citizens.
U.S. Department of Education Green Ribbon Schools Awards Ceremony
U.S. Department of Education Green Ribbon Schools Awards Ceremony
Length: 2:00:19
U.S. Secretary of Education John B. King Jr.; Deputy Secretary of the U.S. Department of Commerce Bruce Andrews; Federal Chief Sustainability Officer Christine Harada; and Deputy Director of the Center for Green Schools at the U.S. Green Building Council Anisa Baldwin-Metzger honor the U.S. Department of Education Green Ribbon Schools, District Sustainability Awardees, and Postsecondary Sustainability Awardees
Last Modified: 09/23/2016


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Events Diary
Monday, January 22, HK: International Metallic Auto Parts Technology Conference (until Wednesday). HKPC Building.
Tuesday, January 23, HK: American Chamber of Commerce 'Women of influence' luncheon. Ritz-Carlton.
French Chamber of Commerce and Industry joint luncheon: 'China after Hu Jintao'. Club Lusitano.
Wednesday, January 24, HK: American Chamber of Commerce luncheon: 'Hong Kong 10 years after: Asia's 'world city' matures'. Ritz-Carlton.
Thursday, January 25, HK: Hong Kong General Chamber of Commerce breakfast: 'The latest transfer pricing (TP) documentation requirements and TP audits in China' (in Cantonese).
Hong Kong Productivity Council seminar: 'Logistics technologies and management'. HKPC Building.
Friday, January 26, HK: Hong Kong General Chamber of Commerce seminar: 'Mainland processing trade policy seminar and consulting session - Taxation and financial planning' (in Cantonese).
Most Popular
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The Tudors
Watch Joss Stone as The Tudors's New Queen
Originally posted 05/16/2009 08:40AM
Joss Stone is trading in her soulful singing voice for a German accent.
Starting Sunday, the British musician plays Anne of Cleves – the fourth wife of England's King Henry VIII – in the season's last two episodes of The Tudors.
"I enjoyed wearing the dresses," Stone tells PEOPLE of her 16th-century wardrobe. "But the thing about Anne of Cleves is, she was not supposed to be attractive. Anne, let's be honest, was described as quite frumpy and ugly. But hey, I did it! I did my best! They had no problem making me ugly. Lots of makeup!"
Jonathan Rhys Meyers Explains Mystery Ring
Originally posted 03/20/2008 11:15AM
Henry VIII may have married six times, but Jonathan Rhys Meyers – who plays the infamous king on The Tudors – isn't playing catch-up just yet.
Although he's been wearing a mysterious band on his left ring finder, the Showtime star said he's not married.
"It's from my girlfriend [Reena Hammer]," he told PEOPLE at the Sheraton New York Wednesday for the premiere of the show's second season. "It's an eternity ring. It's got a little message to me, a secret message."
Jonathan Rhys Meyers Sports Ring on His Left Hand
Originally posted 11/12/2007 06:05PM
Jonathan Rhys Meyers hit the New York premiere of his new film August Rush wearing a ring on his left ring finger – but don't jump to conclusions.
"It's a ring from my girlfriend," he confirmed to PEOPLE. (He's back on with longtime love Reena Hammer, who was by his side for the event.) But are they engaged? "No, in love!" he exclaimed.
"I think it's nice to go out with someone who is smarter than you," Meyers has said of Hammer. "It's very sexy. I believe the greatest erogenous zone in the body sits on your shoulders."
The film – which co-stars Keri Russell, Terrence Howard and Robin Williams – is the most recent big-screen project for the star of Showtime's The Tudors.
–Paul Chi and Kate Stroup
The most buzzed about stars this minute!
Treat Yourself! 4 Preview Issues
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Rare "Black Moon" at End of Month
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His grandparents could barely h...
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340B Notice Regarding Limited Distribution Plan for Imbruvica (ibrutinib) (PDF - 87 KB)
Notice to 340B Covered Entities Regarding 340B Ceiling Prices for Ascend Products (PDF - 114 KB)
Notice to 340B Covered Entities regarding an overcharge that may have occurred for 3 new Valeant NDCs introduced and the issuance of credit (PDF - 75 KB)
Notice Regarding Recalculated 340B Ceiling Prices for Certain Genentech Products impacted for the time period 3Q 2012 through 2Q 2013 (PDF - 125KB)
Notice to 340B Covered Entities Regarding Recalculated 340B Ceiling Price for Amgen Products and Issuance of Credits (PDF - 48 KB)
Notice Regarding Recalculated 340B Ceiling Prices for Zydus Pharmaceuticals, Inc. - Products Impacted for the Time Period 1Q 2012 through 4Q 2014 (PDF - 247 KB)
Notice Regarding 340B Pricing for Heritage Products (PDF - 77 KB)
Notice Regarding Limited Distribution Network for Reylimid, Pomalyst and Thalomid (PDF - 95 KB)
Notice to 340B Covered Entities Regarding Recalculated 340B Ceiling Prices for Galderma Products, and issuance of credits for a refund on overcharges (PDF - 403 KB)
Bayer Limited Distribution System for Betaseron (PDF - 66 KB)
Merck Pharmaceutical notice of 340B ceiling price recalculation for Organon products (PDF - 170 KB)
GSK Notice to 340B Covered Entities (PDF - 345 KB) 9/17/2013
Onyx Pharmaceutical Notice of Refund (PDF - 189 KB) 9/05/2013
Notice Regarding Recalculated 340B Ceiling Prices for Genentech Products (PDF - 207 KB) 08/26/2013
Notice of Price Adjustment to PHS Covered Entities (PDF - 459 KB)
Bayer Skyla Letter (PDF - 117 KB) 05/31/2013
IPSEN Important Supply Interruption Information (PDF - 46 KB) 05/21/2013
Mylan Speciality's Adjustment of Prices to 340B Entities (PDF - 29 KB) 10/29/2012
Purchasing Limitations for Toprol XL (PDF - 36 KB) 09/17/2012
Zyprexa® Limited Distribution System (PDF - 38 KB) 07/28/2012
GlaxoSmithKline to Plead Guilty and Pay $3 Billion to Resolve Fraud Allegations and Failure to Report Safety Data 07/02/2012
Purchasing Limitations for Nexium® IV (PDF- 35 KB) 06/14/2012
Discontinuation of Refludan® (PDF - 115 KB ) 05/31/2012
Purchasing Limitations for Toprol XL (PDF - 52 KB ) 05/15/2012
Dava Pharmaceuticals to Pay U.S. $11 Million to Settle False Claims Act Allegations (02/08/2012)
Astra USA, Inc. v. Santa Clara County Supreme Court Opinion (PDF - 137 KB) 04/01/2011
Yaz® Limited Distribution System (PDF - 21 KB) 03/30/2011
Adjustment of 340B Ceiling Prices for Santarus, Inc. (PDF - 14 KB) 03/10/2011)
Pulmicort Respules® Allocation Management Program (PDF - 11 KB) 02/11/2011
Re-Calculation of 340B Ceiling Prices for Biogen Idec (PDF - 19 KB) 02/04/2011
Notice Regarding Refunds of 340B Overchargers for Products Manufactured by Impax (PDF - 9 KB) 11/23/2010
Notice Regarding Adjustment of 340B Prices for Products Of Upsher-Smith (PDF - 14 KB) 05/24/2010
Payments for 340B Participants that Purchased Certain Bristol-Myers Squibb Products (PDF - 112 KB) 04/04/2010
Limitations on Sales of Venofer® (PDF - 18 KB) 10/29/2009
Refunds to Section 340B Program Participants for Gris-PEG® (PDF - 20 KB) 08/28/2009
PHS Pricing Adjustments for three Vectibix® NDC Products (PDF - 34 KB) 08/03/2009
Settlement with Eli Lilly regarding the off-label marketing of Zyprexa® (PDF - 1.2 MB) 01/15/2009
Settlement with Cephalon for Off-Label Marketing of Drugs (PDF - 1.6 MB) 09/29/2008
Yasmin® Limited Distribution System (PDF - 21 KB) 09/30/2008
Warner-Chilcott 340B Pricing Errors (PDF - 45 KB) 09/05/2008
Persons using assistive technology may not be able to fully access information in these files. For assistance, please contact HRSA at email@example.com.
340B Drug Pricing Program covered entities must ensure program integrity and maintain accurate records documenting compliance with all 340B Program requirements.
Covered entities are subject to audit by manufacturers or the federal government. Failure to comply may make the 340B covered entity liable to manufacturers for refunds of discounts obtained.
Learn more: Program Integrity
340B Prime Vendor Program website
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DescriptionThe largest Laurentomantis, M 26-28 mm, F 34 mm. Dorsum very granular, brown with black markings. Ventrally brown with grey marbling. Males with tibial gland.
Similar species: G. ventrimaculatus differs by its larger tympanum (1/2 of eye diameter). Gephyromantis malagasius is smaller and has longer hindlimbs.
Distribution and Habitat
Country distribution from AmphibiaWeb's database: Madagascar
Observed at elevations between 300-1400 m (Andreone and Glaw 2008).
Life History, Abundance, Activity, and Special BehaviorsHabits: Males call at night in rainforest from the vegetation 50-150 cm above the ground.
Calls: Unharmonious notes, each consisting of 16-33 very widely spaced pulses. Males call at night in rainforest from the vegetation 50-150 cm above the ground.
Trends and ThreatsThis species is listed as endangered because its Extent of Occurrence is less than 5,000 km2, its distribution is severely fragmented, and there is continuing decline in the extent and quality of its habitat in northern Madagascar. It has been found in at least two protected areas in Madagascar: the Réserve Naturelle Intégrale du Tsaratanana and Parc National de Montagne d'Ambre (Andreone and Glaw 2008).
Possible reasons for amphibian decline
General habitat alteration and lossHabitat modification from deforestation, or logging related activitiesIntensified agriculture or grazing
Taken with permission from Glaw and Vences (2007).
Andreone, F. and Glaw, F. (2008). Gephyromantis horridus. In: IUCN 2008. 2008 IUCN Red List of Threatened Species. www.iucnredlist.org. Downloaded on 18 March 2009.
Glaw, F., and Vences, M. (2007). Field Guide to the Amphibians and Reptiles of Madagascar. Third Edition. Vences and Glaw Verlag, Köln.
Citation: AmphibiaWeb: Information on
amphibian biology and conservation. [web application]. 2016. Berkeley, California:
Available: http://amphibiaweb.org/.
(Accessed: Sep 30, 2016).
AmphibiaWeb's policy on data use.


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17 years of experience
Accepting new patients
Video profile
28078 Baxter Rd
Murrieta, CA 92563 Phone number & directions
Patient Reviews
Patient Reviews ? Write a Review
Overall Rating:
Total Ratings
Total Reviews
I had Dr Dinh repair a ventral hernia which was causing pain and increasing in size. He did an outstanding job and i most appreciate his skill level and down-to-earth way of talking with me through the entire process. I would recommend him to family and friends
Dr Dihn is a GREAT surgeon. Practically painless gallbladder surgery. Practically invisible scar. I can not express my level of satisfaction and pleasure w Dr Dihn. One of the best hands.
Dr. Dinh was the only doctor over a four month period that believed me. He was the only one able to diagnose my very rare disease. Other doctors treated me like I was crazy or someone looking for pain meds. He was able to diagnose my disease and fix it. For the first time in six months, I am pain free
I highly recommend Dr. Tommy Dinh, MD. I had a large hernia and he was able to take care of it with me as an outpatient. I am 4 weeks from surgery now and doing very well. He knows what he's doing and does it very well. He is a very nice and compassionate person.
There aren't enough words to thank this wonderful caring doctor. I had a breast lump that was questionable and was scheduled for surgery. The day of surgery, I see Dr. Dinh standing at the foot of my bed reading his notes and then came to my side to further check my breast. It was determined by checking prior to surgery that a radical was not needed. His new diagnosis after treatment with antibiotic resulted in reduction of mass. It turned out to be an abscess which he just drained and packed. I didn't have to loose breast tissue. He is so compassionate and caring. You will be blessed with the care he gives. He could have made more money if he did the radical, but his patient was more important. THANK YOU FOR CARING DR. T. DINH
Had surgery with Dr. Dinh and he did an amazing job. Started with a less invasive surgery that didn't work which led to a more invasive surgery and he did great. Though I wouldn't want anyone to have a hemorrhoidectomy if you had to I fully recommend him.
Dr. Dinh treats each patient with quiet confidence, compassion, empathy, and the best bedside manner I've ever encountered. If surgery is in my future, he's my guy!He and I have been in surgery 6 times, and I'm a 9 Yr. Breast Cancer Survivor thanks to Dr. Dinh, he is not only my doctor, he is my friend!
Explains things well, good surgeon


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Coastal cormorants make their nest on rocky ledges or islands out of seaweeds; inland tree-nesting birds construct their nest from twigs. The faeces are so acidic that nest-trees usually die within about three years (3). Either 3 or 4 pale blue, chalky eggs are laid, these are incubated for 28-31 days during which time they are placed on the adult's feet and warmed by the body (3). In the first few days of life the chicks feed on liquid regurgitated by the parents, they then take solid food from the parent's throats (3). After 50 days of life the young fledge, and return to the colony to breed at 2-3 years of age (3). During the winter, they roost together each evening, sometimes in their hundreds (9). Cormorants feed exclusively on fish (6), which are caught by means of dives from the surface of the water (6). A wide range of fish is taken, and this bird's efficiency as a predator has brought it into conflict with anglers (3). The cormorant has special feathers, which allow the water to penetrate, enabling the bird to swim well under water. After fishing, cormorants stand in a characteristic pose, with wings out and neck extended (3). This was thought to be to dry their wings, but is now considered to help digestion (9).
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Top Definition
(v) The act of being naked/nude
Come quick! this chick is naking
от Lux1700 29 октомври 2010
Trending Now
Can you define these popular missing words?
Baking without clothes on is naked baking = naking
ohh hey roger fancy some naking today??..
oh ok barbara.. as long as you take off your socks tho!
oh ok barbara.. as long as you take off your socks tho!
от chikin101 30 декември 2011
A term used to describe baking cookies while being naked
i walked into the house to find my made/cleaning lady naking cookies with my husband
от Nikki K and Justin M 22 декември 2010
A creative endeavor undertaken while not wearing clothing.
I've been naking videos for YouTube for five years now.
от Ginzaki 03 декември 2015


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Associate Professor of History Jason Freitag will present a pre-show talk on Partition immediately prior to the 2pm performance of Dagh Dagh Ujala (This Stained Dawn) on Saturday, October 31. The talk will take place in the lobby of Dillingham Center and will begin at 1 pm.
Matthew Klemm, Associate Professor of History, presented a paper entitled "The Healing Power of Words, Thoughts, and Intentions According to Peter of Abano (d. 1316)."
Michael Smith (Associate Professor, History/ENVS) publishes article in The Christian Science Monitor.
On Friday, April 3, graduating senior history major Eric Trautman-Mosher successfully defended his honors thesis.
Trautman-Mosher's thesis, "Various and Sundrys for the Indians: The Creation of an Anglo-Abenaki Middle Ground at Fort Richmond, Maine, 1720-1755," built upon archaeological work (sponsored primarily by the Maine Historic Preservation Commission), he has done for the past several summers. His defense took place in front of thesis adviser Vivian Bruce Conger and committee members Michael Trotti and Jonathan Ablard.
Conger's Out of Bounds interview with Tish Pearlman was recorded Wednesday, April 29 at her downtown studio.


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Breast SPOREs
Breast cancer is one of the most common forms of cancer diagnosed in women in the United States and is second only to lung cancer in cancer deaths. As estimated by the American Cancer Society, approximately 232,340 new invasive breast cancer cases will be identified in women in 2013 and about 39,620 deaths will be attributed to this disease. During the course of her lifetime, a woman has a one in eight chance of developing breast cancer. Much progress has been made over the past decade in identifying hereditary factors, as well as novel therapeutic and preventative agents for breast cancer. The Breast Cancer SPORE program has evolved significantly from 1992, when four sites were funded. Current grants support development of novel agents (small molecule inhibitors, anti-estrogens, vaccines and antibodies), technologies (microarrays, genomic sequencing, quantitative proteomics, mass spectrometry), and markers (i.e. cancer-related genes/proteins) for better diagnosis, prognosis, screening, prevention, and treatment of breast cancer.
C. Kent Osborne, MD [Click Here]
Baylor College of Medicine
One Baylor Plaza, BCM 600
Houston, TX 77030
Tel: (713) 798-1600
Fax: (713) 798-1642
Email: email@example.com
For more information on this specific SPORE's institution, please visit:
Eric Winer, MD [Click Here]
Dana-Farber Cancer Institute
Department of Medical Oncology
Division of Women's Cancers
450 Brookline Avenue, Boston, MA 02215
Tel: (617) 632-2261
Fax: (617) 632-1930
Email: email@example.com
For more information on this specific SPORE?s institution, please visit:
Peggy Porter, MD [Click Here]
Fred Hutchinson Cancer Research Center
1100 Fairview Avenue North
PO Box 19024, C1-015
Seattle, WA 98109-1024
Tel: (206) 667-3751
Fax: (206) 667-7264
Email: email@example.com
For more information on this specific SPORE's institution, please visit:
Matthew P. Goetz, M.D. [Click Here]
Professor of Oncology
Associate Professor of Pharmacology
Chair, Mayo Breast Cancer Research Disease Orientated Group
Co-Leader, Women's Cancer Program
Consultant, Medical Oncology
Mayo Clinic College of Medicine
200 First St. S.W.
Rochester, MN 55905
Tel: 507-284-4857
Fax: 507-284-1803
Email: firstname.lastname@example.com
James N. Ingle, M.D.
Co-Director, Women's Cancer Program
Mayo Clinic and Foundation
Department of Oncology
Mayo Clinic College of Medicine
200 First Street Southwest
Rochester, MN 55905
Tel: (507) 284-8432
Fax: (507) 538-0823
Email: firstname.lastname@example.com
For more information on this specific SPORE's institution, please visit:
H. Shelton Earp, III, MD [Click Here]
University of North Carolina at Chapel Hill
Department of Medicine
Campus Box 7295, Rm. 10-012
Lineberger Comprehensive Cancer Center
Chapel Hill, North Carolina 27599
Tel: (919) 966-2335
Fax: (919) 966-3015
Email: email@example.com
For more information on this specific SPORE's institution, please visit:
Carlos Arteaga, MD [Click Here]
Vanderbilt University Medical Center
Vanderbilt-Ingram University Cancer Center
Department of Medicine
2200 Pierce Avenue
777 Preston Research Building
Nashville, TN 37232
Tel: (615) 936-3524
Fax: (615) 936-1790
Email: email@example.com
For more information on this specific SPORE's institution, please visit:


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Does the Bible condone slavery? A quick read of Paul's first letter to Timothy may appear that way. But on Truth For Life, Alistair Begg explains how the repeated reference to "servants" applies to anyone who has a job! More
Household of Faith, Volume 1For many, the Church is merely a gathering of people participating in religious activities. But the Bible makes clear that what God desires is a relationship with His children. When individuals grasp the immensity of God's grace and respond in faith, they are born again by His Spirit and are incorporated into the Household of Faith. In this series, Alistair Begg explores the first five chapters of 1Timothy, noting how keen Paul was to ensure that Timothy fulfilled his duties with moral integrity and Biblical authority. Recognizing that godly leadership was vital for the progress of the Church, Paul warned Timothy of false teachers and provided instructions for the proper conduct of God's people in God's household. When Christians have a proper sense of God and refuse to compromise, our lives will reflect Him, our service will glorify Him, our worship will please Him, and generations to come will be grounded in His Truth.
Household of Faith, Volume 2Since the early days of Christianity, false teachers have sought to water down the Gospel and use it for their own glory and financial gain. While money and wealth are not necessarily evil, they can become idols, distracting our focus from God, granting a false sense of security, and inclining us to the appeal of false teaching. In Volume 2 of the Household of Faith series, Alistair Begg completes the study of 1 Timothy, addressing the various responsibilities and risks of church leadership. He notes that great care and wisdom must be exercised in the choosing of leaders because they can either establish a pattern of spiritual maturity in the congregation or contribute to the downfall of the church. Central to the preservation of the Church is the necessity to maintain the purity of the Gospel and pass it on to future generations. Christian maturity and contentment come as we trust God's providence and provision, understanding that it is by God's grace and enabling that we enter into the Household of Faith.
Recent Broadcasts
Debates and Divisions (Part 2 of 2)
In the book of Titus, Paul warns believers to be on guard against false teachers who distort the Gospel. On Truth For Life, Alistair Begg teaches us how to live out this command in a message called Debates and Division. More
Debates and Divisions (Part 1 of 2)
The Gospel isn't something we leave behind at the moment of salvation. It's the centerpiece of the entire Christian life. On Truth For Life with Alistair Begg, hear how the apostle Paul urged Titus to keep the Gospel at the forefront of every teaching. More
He Saved Us (Part 2 of 2)
We often see the Gospel as our entry point to salvation but don't realize that it's just as essential for seasoned believers. On Truth For Life, Alistair Begg shows us how the Gospel is critically important at every stage in the Christian life. More
He Saved Us (Part 1 of 2)
How do we avoid becoming proud of our salvation? In the book of Titus, Paul suggests that memory is the best remedy for pride. When we remember all that Christ saved us from, it's impossible to have contempt for the unsaved. Hear this convicting yet important teaching on Truth For Life with Alistair Begg. More


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Next Slideshow:
New Mexico's Most Wanted
Actress Jane Seymour became a mom of twins in 1995. She, her husband James Keach and their sons, Johnny and Kris, are seen here in March 2006. The twins were named after family friends Johnny Cash and Christopher Reeve.
Celebrity ranks are filled with mothers of twins. Check out some of them here.