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Such Good Mastery of LIfeNavigation
For some people, car insurance can prove to be a financial burden. While insurance premiums are falling, motorists still consider car insurance as an expensive investment. But this should not stop you from finding an affordable car insurance deal. According to the website of Insure on The Spot, many car insurance plans are more affordable than you might think. Let us take a look at some of the ways you can cut down on your car insurance.
Getting the best car insurance is not that hard. With a little bit of research, you may be able to find a deal that works best for your budget and need.Read More
There are some situations that we tend to fail to settle our regular financial obligations. Individuals often find themselves in trouble when they fail to settle their financial obligations. Such situation can be more difficult when car insurances were not paid on time.
Insurance agencies make it easier for people to settle insurances on time by giving them various payment options. The options were made available for vehicle owners making insurance payments or for those renewing their existing policies. Though some car insurance companies give grace periods, it often come with additional fees. People who cannot pay their insurance in person may want to use their credit cards or make payments through telephone. Some insurance companies have apps and other online modes of payment options. According to the website of Insure on the Spot, when a policyholder fails to make insurance payments, he or she is risking of having his or her insurance policy cancelled. Insurance companies automatically terminate contracts of individuals who are often delinquent. Vehicle drivers whose insurance policies are cancelled automatically are considered by insurance companies as "high-risk drivers." The state of Illinois by default requires vehicle owners to have insured and underinsured, and liability insurance coverage. It was required for vehicle owners and other people to have some coverage when involved in accidents. Car insurances were required to provide financial assistance to people who have been injured and have their properties damaged in accidents. Vehicle drivers who have their initial car insurance terminated are vulnerable to many traffic penalties when they decided to drive a vehicle.
Driving a vehicle without insurance is a serious offense in many states as it risks many people's lives. Penalties like fines, suspension of driver's license and registration, and SR-22 filing are often given to people driving uninsured. On the other hand, uninsured drivers may find themselves locked in jail when they got involved in accidents. Aside from avoiding additional fees and getting trouble with the law, paying car insurance premium on time ensure coverage for people on the road.Read More
Based on data gathered for the year 2013, the Texas Department of Transportation notes that one person becomes injured in a car accident every 2 hours. Similarly, they also found that one reportable car crash or collision happens every 71 seconds. Judging by these figures, it's easy to conclude that traffic accidents remain a serious problem in roads and highways in Texas. Fortunately, this issue can be easily curbed through the strict implementation and proper implantation of policies promoting traffic safety.
One common problem that specifically needs to be addressed is reckless driving. The Texas Transportation Code defines it as a driver's "willful or wanton disregard for the safety of persons or property." Violations that fall under this definition are varied. Instances of reckless driving include going over the speed limit, ignoring stop signs or red lights, failing to signal or give way to pedestrians, and operating vehicles with faulty breaks. It is considered a misdemeanor and could result in a number of penalties.
The penalties for reckless driving will depend on specific circumstances. However, drivers charged with such violations are typically face fines that cost up to $200, spending up to 30 days in county jail, or a combination of both. While the punishment for a reckless driving charge is considered a lot less severe compared to other traffic violations such as driving while intoxicated (DWI), it should be noted that it could still have a significant effect on a person's reputation and livelihood. As such, getting charged and convicted with reckless driving is not something that one should take lightly.
Policies and regulations for common traffic issues such as reckless driving are definitely essential to help curb the growing numbers of car accidents and injuries. However, it should be pointed out that broad definitions of the law could lead to arrests and charges that might not be completely founded and could be contested. Contact a criminal defense attorney for more information.Read More
Information on the website of Insure on the Spot services indicates that it would be naïve to discount the fact that driving and commuting isn't without certain risks. Car accidents happen all too frequently in the United States, and some usually end in catastrophic wrecks that leave people seriously injured. This is particularly true for rollover accidents, which can be the fault of another driver, or in some cases the fault of a vehicle's manufacturer.
According to data from the National Highway Traffic Safety Administration or NHTSA, these types of accidents have a fatality rate that is considerably higher compared to other kinds of vehicular crashes and collisions. The NHTSA estimates that rollover accidents cause about 10,000 deaths every year. Such a significant figure can make one wonder what makes rollover accidents especially dangerous?
Rollover accidents refer to crashes that involve a vehicle that flips to its side or turns over completely. Only certain types of vehicles are susceptible to such accidents. Driving a larger and more top-heavy vehicle such as SUVs, 4-wheel drives, and other similar models that have significant vertical clearance leaves one more vulnerable to greater risks. This is mostly due to issues with stability. These larger vehicles have a higher center of gravity compared to regular passenger car. In other words, these vehicles usually have larger tires that cause their center of gravity to be much farther from the ground than a typical car. Stability issues occur when SUVs and similar vehicles are driving down narrow roads that leave them little room to maneuver. In turn, sudden lurches caused by sharp turns and other abrupt changes in movement can cause the vehicle to become unstable and tip to the side or flip over. Other contributing factors to rollover accidents include hazardous road conditions such as driving down a slippery path in bad weather.
The risk of rollover accidents can also be doubled if the vehicle has some mechanical defect or error, like damaged tires or an integral issue with design. Rollover victims should know that manufacturers can possibly be held accountable for accidents that happen under these circumstances.Read More
The physical trauma that comes after a serious accident can leave many devastating consequences. Oftentimes, these consequences can significantly affect how a person's lifestyle. This is particularly applicable for individuals who walk away from accidents that result in disabling injuries. Injuries like brain trauma and spinal damage that typically causes disability can do more than just leave a person in pain. In some cases, these injuries can also limit income opportunities and result in financial difficulty.
Fortunately, people that have been injured in an accident and were left disabled by their condition can pursue financial assistance through different options. In particular, the federal government provides help for those suffering from disabling injuries through Social Security disability benefits. Through two distinct programs, every American can have a safety net to fall back on in case an accident leaves them vulnerable to a disability caused by a serious medical condition.
The first option for financial assistance in instances of disabling injuries is called Social Security Disability Insurance or SSDI. It is meant for individuals that are insured members of the Social Security system mandated by United States law. It is particularly meant to assist members who are not more than 65 years of age and are suffering from a disability. The people who can qualify for SSDI are those who have been employed long enough in order to meet Social Security payments and contributions.
For those who do not fall under these criteria, the Supplemental Security Income or SSI might be a better option. The SSI is provided by the U.S. Treasury for people with disabilities who are 65 years old or younger, and are falling short of the employment criteria required of the insurance benefits program. An important criterion to qualify for SSI is that a claimant's current income is within the federal benefit rate.Read More
The financial climate in the U.S. market during the last couple of years of has been quite unstable. As a result, many struggle with financial issues that prove to be harder and harder to bear. It is a well-known fact that there are millions of Americans that are currently in debt and are fighting to make sure they are able to meet their payments. One common problem faced by most people all over the nation is the looming threat that they might lose their homes because of failure to repay their mortgage. In the United States, the reality is that a growing number of people are experiencing foreclosure. Their creditors or lenders then attempt to recover their loans by forcing real property on sale.
What happens when these people's properties are wrongfully foreclosed? Based on data from the Office of the Comptroller of Currency or OCC, around 1/3 of all people that have had their homes or properties foreclosed faced such action simply because of errors made by banks and mortgage companies. In some cases, foreclosures are also pursued by creditors through fraudulent means. While these cases don't typically happen frequently, the figure from the OCC show that negligent errors and actions made in bad faith are common enough to be a cause for concern.
According to the website of Gagnon, Peacock & Vereeke, P.C. there are several specific scenarios of wrongful foreclosure. The following situations exhibit fraudulent and negligent practices that could leave homeowners vulnerable to devastating outcomes. The first scenario is when the bank or mortgage company fails to provide the borrower with appropriate notices regarding late or missed payments. Another scenario is when lenders start asking for additional fees for late payments. Instances of predatory lending and lender bad faith also render a foreclosure illegal.Read More
Construction sites are well known to be extremely dangerous, with plenty of hazards posing the risk of injury for those within the area. New York City construction accident lawyers often point out that the hazards found in these sites can leave people severely injured and struggling to deal with the consequences left by the aftermath of their accident.
According to the website of Hach Rose, construction site accidents are typically caused by a variety of factors. First is the presence of falling hazards that aren't properly secured from significant heights. Another common cause of accidents involves issues with construction vehicles and heavy machinery like forklifts, bulldozers, and excavators. Specific problems with unsecured scaffoldings and cranes can also lead to catastrophic injuries. The Occupational Safety and Health Administration also point out that accidents involving electrocutions and electric shock is another common scenario in construction sites with unsafe working conditions.
Individuals who are caught in such devastating construction site accidents are mostly left to deal with serious injuries and a host of other complications and consequences. The most common injuries that result from construction site accidents include internal damage, traumatic brain injury, and spinal cord injury. Sometimes, these injuries can lead to long-term disability and paralysis. On top of such pressing health issues, construction site accident victims will also have to deal with emotional and psychological effects triggered by the traumatic event. Most will also struggle with financial difficulties brought about by medical costs and other necessary expenses.
All in all, it's easy to see why construction sites are considered to be extremely hazardous. Those who work in such environments face plenty of risks. It's crucial that construction firms and companies remain accountable for the safety of their employees, providing them with the best and safest working conditions as possible.Read More
Life is unpredictable by nature. It's best to have certain safety nets set up and established in cast the worst should happen at any time. In the event of a parent or legal guardian's death, dependents can be left with little financial security. As a result, parents and guardians are strongly encouraged to think head and make necessary arrangements for their children or dependents. This will ensure that they will be well taken care of in case such devastation does occur while they are minors or before they are financially independent.
Parents and guardians can make essential plans through two different methods. The first is through a last will and testament. In a will, an individual—legally referred to as the testator—is able to delineate specific instructions regarding what should become of his or her properties and assets after they pass. A will can also be used as a space to make special directives regarding the care of his or her children or wards, as well as to name a specific person in charge of executing everything mandated in the document. After the death of a testator, a will is validated through a legal process called probate. This process can become lengthy, lasting from 6 months to a year. Chicago probate litigation lawyers would probably tell you that it could take longer if there are any disputes with regards to the validity of the will coming from family members and beneficiaries.
The second method is through a living trust. Drafting a trust allows a person—this time called the grantor—much of the same privileges that a will can give. In their trust, individuals can make arrangements regarding their properties and assets, as well as make detailed instructions regarding child care and other similar concerns. The difference is that a trust is already considered effective during a grantor's lifetime. A living trust allows named beneficiaries or trustees to skip the lengthy probate process. However, certain issues can still slow down and block the enactment of a trust. According to the website of Peck Ritchey, LLC, complications may arise if the trust is not written in a way that accurately depicts the intentions of the grantor.
If you are considering drafting a will or trust to ensure the security of your dependents, don't hesitate to consult with experienced legal professionals regarding this often complicated area of the law.Read More


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Physical Chemistry Problem Set
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40 years of experience in heat pump technology
As early as 1976 Stiebel Eltron began developing heat pump technology for energy efficient hot water. The Stiebel Eltron WWK 300A Hot Water Heat Pump is proving to be one of the most efficient water pumps on the market providing high energy cost savings and environmentally friendly hot water all year round. This hot water heat pump technology has been tried and tested in Germany for forty years to ensure consumers receive real energy, environmental and money savings.
Stiebel Eltron Australia has been providing energy-efficient, electric and solar hot water pumps for both the commercial and residential markets Australia wide since 1996. Stiebel Eltron Australia has thus rapidly been transformed into a household name synonymous with high-quality, well-engineered and energy-efficient products, including heat pumps, instantaneous water heaters, room heaters and water filters.
Stiebel Eltron's electric hot water pumps provide energy efficient hot water all year round due to its sophisticated design. Hot water energy use can be reducted by up to 70% compared to conventional hot water electric systems in Australia. Our heat pumps are extremely versatile, they can be installed indoors and outdoors and work in lower temperatures.
Harvest the energy in the air to create energy efficient hot water
Our hot water electric heat pump systems harvest natural energy to reduce your electricity consumption, lowering your hot water bills and helping to save the environment.
Did you know water heating systems are the biggest domestic consumers of electricity in Melbourne and throughout the world? Installing a heat pump can quickly and easily reduce your energy consumption while also providing consistent hot water.


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STARmeterSEE RANK
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Bob Birch (I) (1956–2012)
Bob Birch was born on July 14, 1956 in Detroit, Michigan, USA as Robert Wayne Birch. He is known for his work on Elton John: The Red Piano (2005), An Audience with Elton John (1997) and Elton John: One Night Only - Greatest Hits Live (2001). He was married to Michelle. He died on August 15, 2012 in Los Angeles, California, USA. See full bio »
Born:in Detroit, Michigan, USA
Died:(age 56) in Los Angeles, California, USA


text: Luscher Farm is located on the border of Lake Oswego and West Linn, at 125 Rosemont Rd., 10 miles from downtown Portland. The dairy farm was bought from Rudy Luscher in the late 90's by the City of Lake Oswego and converted into a park with an organic agriculture focus for area residents. It is the home to 47th Ave. Community Supported Agriculture, a 185 plot Community Garden, the Friends of Rogerson Clematis Garden, and the Children's Garden. The farm is a great example of local government's foresight into preserving agricultural land for small-scale production to feed and educate the local population. Lake Oswego Parks & Recreation offers field trips for area elementary and preschool age children. Students benefit from education in sustainable agriculture, small scale farming and gardening and general environmental education in an outdoor classroom. If you are interested in participating in this unique experience, please contact Dawn Grunwald, Luscher Farm Coordinator at email@example.com to set up your field trip.


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From San Francisco Veterans Affairs Medical Center and the University of California, San Francisco, San Francisco, CA 94121.
Grant Support: In parts by grants from the Paul Beeson Faculty Scholars Program, the Agency for Healthcare Research and Quality (K02 HS00006), and the National Institute on Aging (R01AG19827).
Potential Financial Conflicts of Interest: None disclosed.
Requests for Single Reprints: Kenneth E. Covinsky, MD, MPH, San Francisco Veterans Affairs Medical Center (181G), 4150 Clement, San Francisco, CA 94121; e-mail, email@example.com.
Current Author Addresses Dr. Covinsky: San Francisco Veterans Affairs Medical Center (181G), 4150 Clement, San Francisco, CA 94121.
Dr. Yaffe: Departments of Psychiatry, Neurology, and Epidemiology and Biostatistics, University of California, San Francisco, San Francisco, CA 94121.
Alzheimer disease and other types of dementia are common in older patients, especially those older than 85 years of age (1). While several studies suggest that life expectancy is shortened in patients with dementia, we know less about the prognosis of dementia than that of other life-threatening illnesses, such as cancer or congestive heart failure (2). Developing a better understanding of the impact of dementia on life expectancy is important because accurate prognostic estimates can inform the goals of care for older people. For example, when a physician knows her patient has a poor prognosis, she may avoid recommending care that is of little benefit in the last years of life, such as cancer screening tests, and focus on minimizing the burden of symptoms (3).
In this issue, Larson and colleagues (4) provide new information about the prognosis of Alzheimer disease. They followed 521 patients enrolled in a managed care organization after the diagnosis of Alzheimer disease. Across all age groups, patients with the disorder had considerably reduced survival times than would be expected from U.S. Census life tables. In fact, Alzheimer disease reduced life expectancy by about half. Furthermore, several clinical indicators, including worse cognition, significant functional impairment (such as gait disturbance), or major comorbid conditions (such as diabetes or heart failure), distinguished which newly diagnosed patients were likely to fare worse than average.
Clinicians should be able to apply the findings of this rigorous, carefully conducted study to their patients with newly diagnosed dementia. The authors examined patients in a "real-world" setting and collected prognostic information that would generally be available to primary care clinicians. They enrolled patients when their symptoms first came to clinical attention, and few patients were lost during the follow-up period.
In applying the study's results to patients, however, we must recognize a subtle but clinically important distinction. The study examines survival after a diagnosis of Alzheimer disease, which is not necessarily the same as survival after onset of the disease. Since cognitive decline is often insidious, identifying the precise time when a patient first meets diagnostic criteria for dementia is difficult without frequent cognitive testing. This complicates the interpretation of such risk factors as gait disturbance or the severity of cognitive impairment. It is not clear whether patients with these risk factors have worse survival because they have more aggressive forms of dementia or because these risk factors signify patients whose dementia was diagnosed at a later point in its natural history.
Yet another detail complicates the task of identifying prognostic indicators: The diagnosis of dementia is not entirely a biological event—social and other medical factors play a role in determining the point at which loss of cognition becomes obvious. The diagnosis of dementia often occurs when a family member notices that a patient's cognitive problems cause impaired functioning in day-to-day activities. The frequency of contact with other people and family members' alertness to changes in cognition and willingness to get involved will affect the time of diagnosis. In addition, the point at which someone notices cognitive impairment reflects the patient's ability to compensate. Noncognitive factors, such as worsening of other chronic diseases, declines in functional status, loss of social support, or depression, may lead to the diagnosis of dementia because they compromise the patient's ability to compensate. These factors may lead to the diagnosis of dementia at an earlier point in its natural history; however, they are prognostically important in their own right and may partially account for the poor prognosis of patients receiving a diagnosis of dementia. As cognitive screening becomes more widespread, physicians must become skilled at taking into account the interplay of social factors, comorbid conditions and their attendant effects on day-to-day functioning, and the natural history of dementia.
Patients receiving a diagnosis of dementia through cognitive screening rather than by an evaluation prompted by the concerns of the patient or caregiver are likely to have a considerably longer life expectancy than the patients in Larson and colleagues' study. This phenomenon does not mean that screening and early treatment improve prognosis. Rather, it is an example of lead-time bias, in which screening appears to increase survival time but in fact only increases the length of time a person lives with a diagnosis. In other words, screening identifies the disease at an earlier point in its natural history, without necessarily altering its course (5). Clearly, the life expectancy of a patient newly diagnosed with dementia may vary depending on the events precipitating the diagnosis. This observation notwithstanding, the finding of Larson and colleagues that patients receiving a diagnosis of dementia have substantially decreased life expectancies appears robust.
The poor prognosis of many patients with dementia has important implications for their care. From our knowledge of the prognosis and clinical course of dementia, we know that a diagnosis of dementia is a sentinel event that signifies progressive loss of independence and increasing demands on caregivers. A dementia diagnosis should prompt a clinician to define a patient's palliative care needs by carefully considering the best way to sustain the quality of life for both the patient and the caregiver.
Clinicians may be alert to the palliative care needs of patients with metastatic cancer but may not realize that a dementia diagnosis is also a sentinel event for planning end-of-life care. Patients with malignant conditions have a relatively short period of declining health before death (6–7), but in patients with dementia, health declines over a long period, and it is difficult to determine when they have entered the last months of life and become eligible for Medicare coverage of hospice care (6, 8). This observation may explain why fewer patients with dementia receive a referral to hospice than patients with cancer (9). Certainly, physicians should consider hospice referral for patients with dementia whose illness has features that suggest very limited life expectancy, such as inability to ambulate, eat, or communicate without assistance; decubitus ulcer; and recurrent pneumonia (10–11). However, patients with dementia and their caregivers often have significant needs for palliative care services long before the patient is eligible for hospice. Many patients with dementia are not able to obtain the palliative services they need, such as assistance with activities of daily living, day health services, and respite care. As a result, caregivers shoulder most of the burden of caring for a patient with dementia (12–16).
Despite limitations posed by our health system, primary care clinicians can help patients with dementia by helping them to formulate plans for palliative care. The plan should focus on the comfort and quality of life for both patients and caregivers. Physicians and caregivers should identify surrogate health care decision makers and assess the patient's preferences for care at the very end of life (17–18). In some cases, patients may express preferences that should cause clinicians to reconsider the balance of benefit and harm of life-prolonging care (11, 17). However, many patients with dementia want life-prolonging care, and palliative care planning should accommodate them. In any patient with an ultimately fatal, chronic disease, offering life-prolonging and palliative care at the same time is often appropriate.
Larson and colleagues' article can help patients, caregivers, and clinicians to establish priorities in their respective roles. Some patients with dementia and their caregivers will be distressed to learn that dementia is associated with reduced life expectancy. However, we suspect that progressive cognitive and functional decline will remain their primary concerns. Thinking of dementia as a progressive, chronic disease may help clinicians reset their priorities to focus on palliative care planning and to assess their patients' preferences for care. This type of thinking is necessary for good care of patients with dementia, but it is not enough. Unfortunately, the U.S. health care system places many barriers in the way of good palliative care (6). Our duty to our patients extends to advocating changes that will give patients and caregivers better access to the care they need.
Kenneth E. Covinsky, MD, MPH
Kristine Yaffe, MD
San Francisco Veterans Affairs Medical Center and the University of California, San Francisco San Francisco, CA 94121
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Pa. Senate re-elects Scarnati as top senator
HARRISBURG -- The Pennsylvania Legislature convened and adjourned Tuesday, as required by the state constitution.
The House and Senate are not expected to do any lawmaking until later this month.
The Senate re-elected Republican Joe Scarnati of Jefferson County to his eighth year as president pro tempore. The lieutenant governor normally serves as Senate president.
-- Associated Press


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Swedish firms Johan Sundberg Arkitektur and Blasberg Andréasson Arkitekter used sheets of perforated metal to create a faceted facade for this office extension on a Lund industrial estate, helping to "break up the area's mediocrity" (+ slideshow). More »
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Colourful stairwells zigzag up to meet
Metro Arkitekter's Skyttlebron railway bridge
Stairs glazed in warm shades of red, orange and yellow lead up from the platforms of a train station in Lund, Sweden, to a new pedestrian bridge by Metro Arkitekter (+ slideshow). More »
Lilla Råby by Anahita Nahoomi, Lina Davidsson,
Miranda Westfelt and Robert Janson
A spiky kindergarten and a bulbous sports centre with rooftop funnels are included in this conceptual community by architecture students at Lund University, Sweden. More »
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*Java Developer with Metadata expereince needed in DC! Inperson required.*
EAD, GC or USC *Kindly reply to **sara.wil...@itbtalent.com* *Candidates MUST HAVE experience with Metadata and it should appear on their resume*.phone interview AND an in-person interview. *LOCATION: (Washington DC)* *JOB DESCRIPTION* *Skills:* - BS in Computer Science, Computer Engineering or related technical field. - 4+ years of relevant work experience, including extensive programming experience and strong object-oriented skills including Java server-side development - Experience as part of a team doing state-of-the art, object-oriented software development including continuous integration, test-driven-development, automated unit and integration testing, and automated deployment. - Experience with versioning tools. GIT a plus. - Experience with automated build tools. Jenkins a plus. - Must demonstrate an understanding of software design patterns and the practical application of those patterns. - Experience with high-scale, distributed web service development including hands-on experience with RESTful web services. - Experience with MySQL and distributed databases. Cassandra a plus. - Knowledge of major open source frameworks including Spring, Docker, and Zookeeper. Consul a plus. - Experience with Agile development methodologies and practices. - UNIX/Linux background: facility with command-line utilities, scripting, automation and Ansible; familiarity with system administration tools and concepts. - Familiarity with cluster management (Kubernetes, Mesos) a plus. - Familiarity with distributed systems and micro-services. Job frameworks such as Nomad a plus. - Experience with various data interchange and representation formats such as JSON. FlatBuffers a plus. - Some client side development skill (JS, GWT, Angular, etc) a plus. - Strong initiative: must be able to take high-level requirements, ask questions and get clarifications, decompose into deliverable software components, design and implement solution to meet functional, performance, and quality acceptance criteria. - Experience with high-scale, distributed web service development including hands-on experience with RESTful web services. - Experience with MySQL and distributed databases. Cassandra a plus. - Knowledge of major open source frameworks including Spring, Docker, and Zookeeper. Consul a plus Regards, Sara Wilson - Staffing Manager Direct : 646-340-0603 sara.wil...@itbtalent.com -- You received this message because you are subscribed to the Google Groups "SAP or Oracle Financials" group. To unsubscribe from this group and stop receiving emails from it, send an email to sap-or-oracle-financials+unsubscr...@googlegroups.com. To post to this group, send email to firstname.lastname@example.com. Visit this group at https://groups.google.com/group/sap-or-oracle-financials. For more options, visit https://groups.google.com/d/optout.


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The last time Chase Utley had been seen in public, at the end of the championship parade, he thrilled some in the packed crowd at Citizens Bank Park - and scandalized others - by referring to the Phillies as "world bleepin' champions."
So it didn't take long yesterday when the All-Star second baseman showed up to discuss the hip surgery he underwent 3 weeks ago for him to be asked about his use of clubhouse language in public.
"That was definitely an emotional day we all had," he said, smirking slightly. "That drive down Broad Street to the park was one of the best days of my life. And I imagine for a lot of Phillies fans, it was the same.


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Home > Sunglasses > Rodenstock > R3280 (A)
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R3280/A Ophthalmic Glasses
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Budget plan reflects the President's vision for an economy
that promotes opportunity, growth and security for all Americans
WASHINGTON – U.S. Housing and Urban Development (HUD) Secretary Shaun Donovan today unveiled HUD's fiscal year 2015 budget proposal. This year The President's Budget provides a roadmap for accelerating economic growth, expanding opportunity for all Americans, and ensuring fiscal responsibility. The Budget adheres to the 2015 spending levels agreed to in the Bipartisan Budget Act and shows the choices the President would make at those levels. But it also shows how to build on this progress to realize the nation's full potential with a fully paid for $56 billion Opportunity, Growth, and Security Initiative, split evenly between defense and non-defense priorities. Read HUD's proposed FY 2015 budget.
"This year's budget presents a unique opportunity for HUD to work within the frame of the Bipartisan Budget agreement while continuing to build ladders of opportunity for all Americans" said Donovan. "This funding will continue to help strengthen and stabilize our nation's housing market while putting our economy back on the right track and helping those in most need."
HUD's budget is an essential component of the President's vision of investing in the things we need to grow our economy, create jobs, increase skills training and improve education – while continuing long term deficit reduction.
The budget focuses on four key principals:
While the President's request makes critical investments to speed economic growth — growing neighborhoods of opportunity through Choice Neighborhoods and providing access to credit through FHA—it also includes new savings proposals and some very difficult choices we would not have made in a better fiscal environment.
Despite these tough choices, the FY2015 budget:
HUD's FY2015 Budget Request increases the gross Budget Authority by 2.6% over FY2014 levels, and by 10.1% over FY2013 sequestration levels, to $46.66 billion
Drives Economic Growth by Increasing Access to Credit and Strengthening the FHA
Provides Opportunity by Restoring and Increasing Assistance to Needy Families:
Creates Growth and Opportunity through Key Initiatives:
Ensures Fiscal Responsibility and Increases Efficiency– HUD's budget continues efforts to transform the way HUD does business and builds on the success of Transformation Initiative (TI) with an up to $80 million TI Fund transfer for:
Opportunity, Growth, and Security Initiative
The Opportunity, Growth, and Security Initiativewill include concrete, specific proposals to grow our economy and help the middle class and will be fully paid for with a balanced package of spending and tax reforms
It will demonstrate how, by simply closing a few unfair tax loopholes and reforming spending programs, Congress could achieve significant economic goals in research, education, manufacturing and skills training. It will be evenly split between defense and non-defense ($28 billion for each). This is consistent with the model established in the Bipartisan Budget agreement, providing equal dollar-for-dollar increases above the current law discretionary spending caps for both defense and non-defense. (This level would fully eliminate the remaining non-defense discretionary sequestration cuts in FY2015.)
To list just a couple of HUD-specific examples, the Opportunity, Growth and Security Initiative will include:
Read HUD's proposed FY 2015 budget.
HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes
for all.
HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the
need for quality affordable rental homes: utilize housing as a platform for improving quality of life; build
inclusive and sustainable communities free from discrimination; and transform the way HUD does business.
More information about HUD and its programs is available on the Internet at www.hud.gov
http://espanol.hud.gov. You can also follow HUD on twitter @HUDGov, on facebook at www.facebook.com/HUD, or sign up for news alerts on HUD's Email List.


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De Waart to fill in for ailing Chicago Symphony conductor
Milwaukee Symphony Orchestra music director Edo de Waart will fill in for ailing Chicago Symphony Orchestra music director Riccardo Muti at five subscription concerts this week and next week, the CSO has announced.
Muti has the flu, according to the CSO. »Read Full Article
Milwaukee Opera Theatre, Genghis Barbie rock the art song
Audiences at opera singers' recitals do not, customarily, pump their arms and cheer. Of course, singers at said recitals don't usually perform tunes by Queen and Guns N' Roses flanked by a quartet of female horn players, either.
Saturday evening's Milwaukee Opera Theatre presentation of Andrew Wilkowske in "Guns N' Rosenkavalier," directed by John Glover at the Wisconsin Conservatory of Music, was a riot of rule-breaking, genre-bending tunes from the worlds of art song and rock. »Read Full Article


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Brother OEM TX4311 Black on Red Tape (1/2")
The OEM Brother TX4311 1/2"" black on red tape cartridge is professionally designed to produce the highest quality printouts for your P-Touch printer. The brand new TX4311 is an ideal choice tape cartridge for your P-Touch printer. Brother TX4311 tape cartridges deliver excellent, dependable results, page after page. You can depend on the 0.47 in x 50 ft (12mm x 15m) Brother TX4311 printer tape cartridges.
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|24 Months


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Slick Chick Easter Egg
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White Ready-To-Use Rolled Fondant ((2 1/4 oz. makes 1 egg))
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FoodWriter? Fine Tip Primary Colors Edible Color Markers ((black used))
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Hard Cooked Eggs
Yellow Gel Food Color (or)
Lemon Yellow Icing Color
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white vegetable shortening
White Candy Melts® Candy ((1 oz. makes 6-8 eggs))
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Spring is definitely in the air with these cute bees embellished with rolled fondant details. Use Oval Cut-Outs Fondant Cutters and eyeball icing decorations to make this character almost come to life.
We?ve gone to the greatest depths to create this fun, aquatic creature. Flowing fondant fins make this hard-cooked egg seem to just glide.
Who can resist this smiling little feline? Kids will just love making this kitty with Wilton White Ready-To-Use Rolled Fondant and our Fine Tip Primary Colors FoodWriter® Edible Color Markers to make facial features.


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Sound as a bitcoin? That doesn't sound as if it will enter the lexicon, at least not anytime soon, after the so-called virtual currency soared and crashed last week, not long after bursting into the consciousness of the financial world.
The Bitcoin was supposed to be a 21st-century monetary unit, an alternative not controlled by any government and therefore immune to its manipulation. While Bitcoins have been around for a few years as an intellectual exercise among libertarian-inclined computer geeks, they only took off in recent weeks as actions of various governments to manipulate—or in the case of Cyprus, confiscate—money balances went to unprecedented extremes.
In May 2010, U.S. computer programmers supposedly paid 10,000 Bitcoins—then worth less than a cent apiece—for a couple of pizzas. That was long before the currency's bubble and bust last week. At its momentary peak, a Bitcoin fetched $266, which would have valued those pizzas at over $2.6 million (I don't know if toppings would be extra). But by week's end, the price of a Bitcoin had crashed to $54.25. While it was beginning to be used as a medium of exchange, the Bitcoin clearly wasn't fulfilling money's other function, to be a stable store of value.
Ben Levisohn, Barron's emerging-markets blogger and columnist, who has been covering the Bitcoin before it emerged into the mainstream, pointed out in a post Friday the similarity to another burst bubble of a generation ago—the Hunt Brothers' attempted corner of the silver market in late 1979 and early 1980.
You'll recall those days of yesteryear, when the dragon of inflation had yet to be slain by Paul Volcker, then head of the Federal Reserve, and paper currencies were held in suspicion, if not outright contempt. Gold also was in the process of hitting its then-peak of $850 an ounce. In any case, Ben notes, silver spiked nearly 600%, to more than $40 an ounce, but by May 1980, the metal had collapsed by 70%, to a tad over $12. "The lesson for investors: When you see something quintuple its price in a matter of months, take some profits," he counsels. (The post can be viewed here, with some illuminating charts of the two bubbles and busts.)
Skepticism about government fiat currencies now, if anything, is even greater, than it was three decades ago. The Bank of Japan has embarked on a massive money-printing scheme that has lifted Japanese stock prices nearly 50% but effectively devalued the yen 20% since late last year when it became apparent that Abenomics—named for the new prime minister, Shinzo Abe—would be adopted. (The outcome may be rather less salubrious than new Japan bulls expect, see Does Japan Face a Debt Apocalypse?.) Meanwhile, the Fed continues on its trillion-dollar-a-year bond-buying program, joined by virtually every other central bank around the globe in expanding its balance sheet. (The European Central Bank is a notable exception, letting its balance sheet shrink lately. The next crisis, when—not if—it comes will assuredly spur the ECB back into action.)
So, it is incongruous that gold—money that can't be printed, just minted—would enter a bear market Friday. To be sure, a number of big Wall Street banks had declared the end of the bull market in bullion in recent weeks. Yet, if the Street were a redoubtable forecasting indicator, analysts wouldn't have been falling over themselves to boost price targets on Apple AAPL 0.7604562737642585% Apple Inc. U.S.: Nasdaq USD113.95 0.86 0.7604562737642585% /Date(1475096400458-0500)/ Volume (Delayed 15m) : 29095315 AFTER HOURS USD113.85 -0.100000000000009 -0.0877577885037297% Volume (Delayed 15m) : 545770 P/E Ratio 13.311915887850468 Market Cap 609378984558.925 Dividend Yield 2.000877577885037% Rev. per Employee 1990500 More quote details and news » (ticker: AAPL) to infinity and beyond last year when the stock crested at $705—before its long slide to $429.80 by Friday's close.
Gold entered so-called official bear market territory by dropping 20% from its peak of $1,900 an ounce, hit in the speculative frenzy of September 2011. On Friday, gold fell through the $1,500 mark, with the active nearby Comex futures shedding 5.7%, or $88.80, to $1,476. The real story was told by the action in the SPDR Gold Shares GLD -0.31590586005370397% SPDR Gold Trust U.S.: NYSE Arca 126.22 -0.4 -0.31590586005370397% /Date(1475110800006-0500)/ Volume (Delayed 15m) : 6562386 AFTER HOURS 126.26 0.0400000000000062 0.0316906987799081% Volume (Delayed 15m) : 195266 P/E Ratio N/A Market Cap N/A Dividend Yield N/A Rev. per Employee N/A More quote details and news » exchange-traded fund (GLD), which slid 4.7% Friday as 55 million shares traded, five times the average daily volume of the past three months. Barrons.com's technical guru, Michael Kahn, relates that the bottom fell out when GLD (it's better known by its ticker rather than its proper name) broke below last May's lows.
Beyond price, the assets of GLD tell the story of the end of the gold frenzy. Barron's ETF expert, Brendan Conway, notes that GLD briefly was the world's biggest ETF, with assets north of $77 billion in August 2011, topping the SPDR S&P 500 spy 0.4963584914412952% SPDR S&P 500 ETF Trust U.S.: NYSE Arca 216.64 1.07 0.4963584914412952% /Date(1475110800006-0500)/ Volume (Delayed 15m) : 80148060 AFTER HOURS 216.63 -0.0099999999999909 -0.004615952732644018% Volume (Delayed 15m) : 7262955 P/E Ratio N/A Market Cap N/A Dividend Yield 1.9979098966026587% Rev. per Employee N/A More quote details and news » ETF (SPY) for a time. By the end of 2012, GLD still had $72.2 billion. But by last Thursday, its assets had shrunk by 18%, to $59.4 billion. No doubt Friday's collapse brought a further exodus, which certainly added to the selling pressure.
The carnage wasn't confined to the yellow metal. Silver also fell 5%, with its ETF, the iShares Silver Trust SLV 0.2201430930104568% iShares Silver Trust U.S.: NYSE Arca 18.21 0.04 0.2201430930104568% /Date(1475110800001-0500)/ Volume (Delayed 15m) : 6940643 AFTER HOURS 18.27 0.0599999999999987 0.32948929159802304% Volume (Delayed 15m) : 52805 P/E Ratio N/A Market Cap N/A Dividend Yield N/A Rev. per Employee N/A More quote details and news » (SLV) plunging that percentage on 3.5 times recent average volume. And gold-mining stocks, which already had substantially unperformed the metal, took a similar hit, with the Market Vectors Gold Miners GDX 2.3972602739726026% VanEck Vectors Gold Miners ETF U.S.: NYSE Arca 26.91 0.63 2.3972602739726026% /Date(1475110800004-0500)/ Volume (Delayed 15m) : 66331926 AFTER HOURS 26.94 0.0300000000000011 0.11148272017837235% Volume (Delayed 15m) : 10366238 P/E Ratio N/A Market Cap N/A Dividend Yield N/A Rev. per Employee N/A More quote details and news » ETF (GDX) losing 5.7% on 2½ times recent average volume.
In a piece published in Barrons.com's Wall Street's Best Minds feature, Tocqueville Funds' John Hathaway contends that the selloff in gold was "a contrarian's dream scenario." Writing before Friday's 5% plunge, he noted the contrast between the widespread disaffection with the metal, encapsulated in a New York Times Thursday article, with the positive fundamentals for it: negative real interest rates, worldwide quantitative easing, and governments' new confiscatory inclinations, as demonstrated in Cyprus.
Meanwhile, the global debasement race to the bottom has produced some absurdities. Late Friday, the U.S. Treasury said that it is monitoring Japan's monetary expansion and would press Abe to refrain from competitive devaluation. With the Fed's printing press operating in overdrive, it's truly a case of the pot calling the kettle black.
The rush to the Bitcoin may have been a speculative bubble, but it may also represent an inchoate search for an alternative to government-controlled paper currencies.
Gold would fit that bill, but it appears caught up in a liquidation of commodities, such as base metals and petroleum products, and as a component in commodity indexes. Commodities are produced to be consumed. Gold isn't consumed; virtually all the gold ever extracted still exists as a store of value or a thing of beauty. That makes it fundamentally different from commodities.
Some day, an alternative to gold that doesn't require the tedious and expensive mining, storage, and transfer of the metal may be conjured. Those difficulties gave rise to paper money, which is being abused. For now, gold no longer is loved, which, to an independent-minded contrarian investor, only adds to its allure.
IN CONTRAST, THE QUEST for stability is evident in the equity market, where the most ardently desired stocks are those that act the most like bonds—paying a decent yield while exhibiting a lack of volatility.
Those attractive attributes have been encapsulated in an ETF, the PowerShares S&P Low Volatility SPLV -0.023894862604540025% PowerShares S&P 500 Low Volatility Portfolio U.S.: NYSE Arca 41.84 -0.01 -0.023894862604540025% /Date(1475110800002-0500)/ Volume (Delayed 15m) : 2237120 AFTER HOURS 41.76 -0.0800000000000054 -0.19120458891013384% Volume (Delayed 15m) : 20500 P/E Ratio N/A Market Cap N/A Dividend Yield 1.864244741873805% Rev. per Employee N/A More quote details and news » Fund (SPLV), which has not only levitated in a virtual straight line since the turn of the year, but also has seen its assets burgeon. Through Thursday, the low-volatility ETF was up 15.6% in 2013, some 26% better than the 12.4% gain for SPY, according to Morningstar. And the exchange-traded fund has attracted $1 billion this year, bringing its assets to more than $4 billion, not an inconsiderable increase.
The PowerShares ETF features stocks that not only are remarkable for their lack of stomach-churning swings, but also that they trade at or near all-time highs: Johnson & Johnson JNJ 0.14259352457641336% Johnson & Johnson U.S.: NYSE USD119.39 0.17 0.14259352457641336% /Date(1475096420734-0500)/ Volume (Delayed 15m) : 4958265 AFTER HOURS USD119.39 % Volume (Delayed 15m) : 117826 P/E Ratio 22.44172932330827 Market Cap 326171253691.256 Dividend Yield 2.6802914816986347% Rev. per Employee 558002 More quote details and news » (JNJ); H.J. Heinz (HNZ), whose attributes have attracted Warren Buffett's Berkshire Hathaway BRKA -0.041282509976606575% Berkshire Hathaway Inc. Cl B U.S.: NYSE USD145.28 -0.06 -0.041282509976606575% /Date(1475096445563-0500)/ Volume (Delayed 15m) : 3072863 AFTER HOURS USD145.23 -0.0500000000000114 -0.03441629955947136% Volume (Delayed 15m) : 173616 P/E Ratio 14.047573003287566 Market Cap 358360694421.653 Dividend Yield N/A Rev. per Employee 660789 More quote details and news » (BRKA, BRKB); PepsiCo PEP -0.1023351009396223% PepsiCo Inc. U.S.: NYSE USD107.38 -0.11 -0.1023351009396223% /Date(1475096452626-0500)/ Volume (Delayed 15m) : 4888041 AFTER HOURS USD107.99 0.61 0.5680759918048054% Volume (Delayed 15m) : 142451 P/E Ratio 30.24788732394366 Market Cap 154695085936.857 Dividend Yield 2.803129074315515% Rev. per Employee 236399 More quote details and news » (PEP); General Mills GIS 0.2503128911138924% General Mills Inc. U.S.: NYSE USD64.08 0.16 0.2503128911138924% /Date(1475096621210-0500)/ Volume (Delayed 15m) : 2444020 AFTER HOURS USD64.08 % Volume (Delayed 15m) : 30898 P/E Ratio 23.30181818181818 Market Cap 37801199996.247 Dividend Yield 2.9962546816479403% Rev. per Employee 417003 More quote details and news » (GIS); Consolidated Edison ED -0.8734746307000643% Consolidated Edison Inc. U.S.: NYSE USD77.17 -0.68 -0.8734746307000643% /Date(1475096475366-0500)/ Volume (Delayed 15m) : 1705172 AFTER HOURS USD77.17 % Volume (Delayed 15m) : 14152 P/E Ratio 19.940568475452196 Market Cap 23698707950.7217 Dividend Yield 3.4728521446157834% Rev. per Employee 815953 More quote details and news » (ED), and SCANA SCG -0.5401026194977046% Scana Corp. U.S.: NYSE USD73.66 -0.4 -0.5401026194977046% /Date(1475096523499-0500)/ Volume (Delayed 15m) : 665196 AFTER HOURS USD73.66 % Volume (Delayed 15m) : 12615 P/E Ratio 19.936126447980946 Market Cap 10584433222.5537 Dividend Yield 3.1224545207711105% Rev. per Employee 703551 More quote details and news » (SCG).
And while they're not among the top 10 holdings of the ETF, Colgate-Palmolive CL 0.19057990743261638% Colgate-Palmolive Co. U.S.: NYSE USD73.6 0.14 0.19057990743261638% /Date(1475096435367-0500)/ Volume (Delayed 15m) : 2642325 AFTER HOURS USD73.6 % Volume (Delayed 15m) : 42665 P/E Ratio 47.483870967741936 Market Cap 65489073564.9173 Dividend Yield 2.119565217391304% Rev. per Employee 409103 More quote details and news » (CL), Clorox CLX 0.14303877940241577% Clorox Co. U.S.: NYSE USD126.02 0.18 0.14303877940241577% /Date(1475096425418-0500)/ Volume (Delayed 15m) : 449891 AFTER HOURS USD126.02 % Volume (Delayed 15m) : 8903 P/E Ratio 25.589895626040693 Market Cap 16305843872.4023 Dividend Yield 2.539279479447707% Rev. per Employee 720125 More quote details and news » (CLX), and Kimberly-Clark KMB 0.6285305115761% Kimberly-Clark Corp. U.S.: NYSE USD126.48 0.79 0.6285305115761% /Date(1475096465898-0500)/ Volume (Delayed 15m) : 1339907 AFTER HOURS USD126.48 % Volume (Delayed 15m) : 82527 P/E Ratio 23.509293680297397 Market Cap 45202647999.5996 Dividend Yield 2.90955091714105% Rev. per Employee 426070 More quote details and news » (KMB) all are at or near historic peaks.
Meanwhile, Fastenal FAST 1.1884129735082942% Fastenal Co. U.S.: Nasdaq USD40.87 0.48 1.1884129735082942% /Date(1475096400338-0500)/ Volume (Delayed 15m) : 1327332 AFTER HOURS USD40.87 % Volume (Delayed 15m) : 32574 P/E Ratio 23.354285714285716 Market Cap 11671336701.6809 Dividend Yield 2.936138977244923% Rev. per Employee 188904 More quote details and news » (FAST), another homely company, which distributes industrial, instead of consumer, goods, has been rolling over. It has slipped 7% from its recent high, reached in February. That is consistent with the slide in industrial commodity prices, notably Dr. Copper, or iron-ore prices, which have kept the pressure on Cliffs Natural Resources CLF 3.9603960396039604% Cliffs Natural Resources Inc. U.S.: NYSE USD6.3 0.24 3.9603960396039604% /Date(1475096481721-0500)/ Volume (Delayed 15m) : 8581679 AFTER HOURS USD6.34 0.04 0.6349206349206349% Volume (Delayed 15m) : 242568 P/E Ratio 30.27390677558866 Market Cap 1383588901.73063 Dividend Yield N/A Rev. per Employee 696929 More quote details and news » (CLF), which ticked higher on some buying a couple of weeks ago by bottom-fishers, but since has slid back.
In an economy of slow growth and low interest rates, assured cash flows attract high valuations. So it's no wonder that an ETF that is composed of companies peddling pedestrian products would be a lure to investors seeking bond-like attributes.
Technology companies, which also may boast free cash flow and triple-A balance sheets, don't enjoy the same sort of investor ardor.
Witness the pummeling of Microsoft MSFT 0.13805004314063848% Microsoft Corp. U.S.: Nasdaq USD58.03 0.08 0.13805004314063848% /Date(1475096400209-0500)/ Volume (Delayed 15m) : 19589111 AFTER HOURS USD58.04 0.00999999999999801 0.01723246596587972% Volume (Delayed 15m) : 947289 P/E Ratio 28.307317073170733 Market Cap 451576314709.866 Dividend Yield 2.688264690677236% Rev. per Employee 742939 More quote details and news » (MSFT) on last week's news of a plunge in personal-computer shipments in the first quarter. Or the valuation of Intel INTC 0.6993006993006993% Intel Corp. U.S.: Nasdaq USD37.44 0.26 0.6993006993006993% /Date(1475096400174-0500)/ Volume (Delayed 15m) : 16633090 AFTER HOURS USD37.44 % Volume (Delayed 15m) : 2387709 P/E Ratio 18.08695652173913 Market Cap 175898581443.787 Dividend Yield 2.7777777777777777% Rev. per Employee 527624 More quote details and news » (INTC), trading at just about 11 times forecast earnings, little more than half the price-earnings multiple of toilet-paper and soap peddlers.
Low interest rates and low growth induce investors to bid up investments that produce stability and cash flows. As earnings season ramps up this week, investors' demand for certainty and stability may be tested.
Alan Abelson is out this week.
E-mail: email@example.com


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The Anatex Tic Tac Toe Wall Panel Toy features this timeless classis game. It's an educational and fun addition to any waiting area. Designed to be mounted on the wall so it won't take up a lot of floor space. Children will have tons of fun playing tic tac toe with new friends.
Size: 20" x 20"
In addition, the Tic Tac Toe Wall Panel does not have any loose pieces to get lost and is built for durability. The panel will help develop visual tracking, logical thinking, fine and gross motor dexterity, sensory-motor skills and hand-eye coordination.
Ages: 3+
Made by Anatex Toys
Item BZC1051
Weight: 10 lbs
SensoryEdge specializes in waiting room toys, classroom rugs, children's furniture, and sensory based products. In addition to a great selection, we have many great reasons to buy from us. We have been the leader in this industry for more than a decade. A customer-centered shopping experience has always been our goal and we pride ourselves in giving you a great experience from start to finish. Shop with us today and see the SensoryEdge difference.
Here are just a few of the reason why you should buy from us:
The bottom line at SensoryEdge is we love our customers, and our customers love us!


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#115 - anon
Reply 0(03/04/2012) [-]
**anonymous rolled a random image posted in comment #2793995 at FJ Pony Thread ** JUMANJIIIII
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**fartextractor rolled a random image posted in comment #2769815 at FJ Pony Thread ** so wait ponies having sex and one says JUMANJIIIII before cumming................I wanna join


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Occupations with the largest growth, 1998-2008
December 29, 1999
According to BLS projections, systems analysts will be the occupation recording the largest job growth between 1998 and 2008, with 577,000 additional positions.
[Chart data—TXT]
In addition to systems analysts, three other occupations are projected to add over half a million jobs—the number of retail salespersons is projected to expand by 563,000, cashiers by 556,000, and general managers and top executives by 551,000.
Rounding out the top ten occupations with the largest growth are truck drivers, general office clerks, registered nurses, computer support specialists, personal care and home health aides, and teacher assistants. Note that the majority of these ten occupations are concentrated in the service sector.
These data are a product of the Employment Projections program. Find out more in "Occupational employment projections to 2008," by Douglas Braddock, Monthly Labor Review, November 1999.
Bureau of Labor Statistics, U.S. Department of Labor, The Economics Daily, Occupations with the largest growth, 1998-2008 on the Internet at http://www.bls.gov/opub/ted/1999/dec/wk4/art03.htm (visited September 30, 2016).
Recent editions of Spotlight on Statistics
A look at healthcare spending, employment, pay, benefits, and prices
As one of the largest U.S. industries, healthcare is steadily growing to meet the needs of an increasing population with an increasing life expectancy. This Spotlight looks at how much people spend on healthcare, current and projected employment in the industry, employer-provided healthcare benefits, healthcare prices, and pay for workers in healthcare occupations.
Employment and Wages in Healthcare Occupations
Healthcare occupations are a significant percentage of U.S. employment. Some of the largest and highest paying occupations are in healthcare. This Spotlight examines employment and wages for healthcare occupations.
Fifty years of looking at changes in peoples lives
Longitudinal surveys help us understand long-term changes, such as how events that happened when a person was in high school affect labor market success as an adult.


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Avana Midwest is the perfect intersection of location and luxury. Ideally situated in Midwest City, the community is positioned near Tinker Air Force Base, Will Rogers World Airport, the OU Health Sciences Center and Rose State College. Make your home here and enjoy spectacular shopping, renowned dining, excellent golfing and the finest educational opportunities all within easy reach. Its easy to enjoy every day, because everything comes together at Avana Midwest. Welcome home to Avana Midwest!
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Vasilevski, Andrei
KHL Game Day: 9-10-13Submitted by pete on September 10, 2013 - 21:46
Khanty-Mansiysk 1 vs. St. Petersburg 5
Nikita Gusev, Khanty-Mansiysk, 0-0-0, -1, 0 PIM, 0 SOG
Season totals: 1 GP, 0-0-0, -1, 0 PIM, 0 SOG
If you said "Yugra" was going to be the final destination in the "Where In the World is Nikita Gusev?" game, you win the prize. The talented winger played 11:00 in Yugra's 5-1 loss to St. Petersburg in his debut. It's Gusev's third KHL organization in two seasons. Ex-Coyotes first rounder Viktor Tikhonov had a goal in the victory for SKA.
Novgorod 5 vs. Magnitogork 0
Vasily Koshechkin, Magnitogorsk, Loss, 22/27, 5.01 GAA, .815 sv%
Season totals: 3 GP, 0-2-0, 0 SO, 5.04 GAA, .836 sv%
Vasily Koshechkin and Magnitogorsk continue to stumble out of the gates. They were collectively waffled 5-0 today by Novgorod. Ex-NHLer Wojtek Wolski had a pair of helpers for Novgorod in their victory.
Dynamo Moscow 4 vs. Ufa 1
Andrey Vasilevskiy, Ufa, DNP
Season totals: 1 GP, 0-0-1, 0 SO, 2.77 GAA, .893 sv%
Ex-Lightning prospect Marek Kvapil had a pair of helpers to lead Dynamo Moscow to a 4-1 win over Ufa. Andrey Vasilevskiy sat backup in the match.
Dynamo Minsk 2 vs. Bratislava 0
Jaroslav Janus, Bratislava, DNP
Season totals: 2 GP, 0-2-0, 0 SO, 4.03 GAA, .852 sv%
Former Canes farmhand and Springfield Falcon ATO Jacob Macflikier had a goal in Minsk's 2-0 shutout win over Bratislava. Jaroslav Janus sat backup for the match.
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KHL Game Day: 9-8-13Submitted by pete on September 8, 2013 - 18:49
Kazan 4 vs. Ufa 3 (SO)
Andrey Vasilevskiy, Ufa, SOL, 25/28, 2.77 GAA, .893 sv%
Season totals: 1 GP, 0-0-1, 0 SO, 2.77 GAA, .893 sv%
Andrey Vasilevskiy allowed 1 goal, by ex-Jets first rounder Alex Burmistrov, on 3 shooters in Ufa's 4-3 shootout loss to Ak Bars Kazan to drop his first start of the season. Burmistrov also had a pair of helpers in the match.
Podolsk 4 vs. Magnitogorsk 5
Vasily Koshechkin, Magnitogorsk, ND, 8/11, 14.73 GAA, .727 sv%
Season totals: 2 GP, 0-1-0, 0 SO, 5.06 GAA, .850 sv%
Vasily Koshechkin got the hook after just 12:13 in Magnitogorsk's 5-4 come from behind victory over Podolsk. Ex-NHLer Alexander Korolyuk had a pair of goals in defeat for Podolsk.
Spartak Moscow 5 vs. Bratislava 0
Jaroslav Janus, Bratislava, Loss, 15/20, 5.02 GAA, .750 sv%
Season totals: 2 GP, 0-2-0, 0 SO, 4.03 GAA, .852 sv%
Ex-NHLer Deron Quint had 1 goal and 1 assist as Spartak Moscow thumped Slovan Bratislava 5-0. Ex-Lightning prospects Michal Sersen and Vladimir Mihalik were each -1 in the loss.
Dynamo Minsk 1 vs. CSKA 2 (OT)
Nikita Gusev, CSKA, DNP
Season totals: 0 GP, 0-0-0, E, 0 PIM
Alexander Radulov had the primary assist on CSKA's game winning overtime goal in their 2-1 win over Minsk. Nikita Gusev is no longer listed on CSKA's KHL roster and it remains to be seen if he will re-emerge with their VHL side, TCA Tver.
Elsewhere, ex-Lightning draft pick Denis Kazionov had his second helper in as many games in Omsk's 5-2 win over Yaroslavl.
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- 604 reads
KHL Game Day: 9-6-13Submitted by pete on September 6, 2013 - 15:09
Prospect season returns...
Novgorod 2 vs. Ufa 3 (SO)
Andrey Vasilevskiy, Ufa, DNP
Season totals: 0 GP, 0-0-0, 0 SO, 0.00 GAA, 1.000 sv%
Ex-Flyer Stefan Ruczika had 1 goal and 1 assist for Ufa in their 3-2 shootout win over Novgorod.
Dynamo Moscow 3 vs. Magnitogorsk 1
Vasily Koshechkin, Magnitogorsk, Loss, 26/29, 3.06 GAA, .897 sv%
Season totals: 1 GP, 0-1-0, 0 SO, 3.06 GAA, .897 sv%
Vasily Koshechkin dropped the season-opening loss of his second stint with perennial Russian power Magnitogorsk. Ex-Lightning draft pick Marek Kvapil had a helper on Dynamo's 3rd goal. Ex-Lightning draft pick Dmitri Kazionov had 4 penalty minutes in the loss for Magnitogorsk. This season will mark the second straight Koshechkin will play with a Kazionov brother. The younger, Denis, played with Koshechkin for Cherepovets last year.
Donetsk 4 vs. Bratislava 2
Jaroslav Janus, Bratislava, Loss, 31/34, 3.02 GAA, .912 sv%
Season totals: 1 GP, 0-1-0, 0 SO, 3.02 GAA, .912 sv%
Ex-Lightning prospect Michal Sersen was -2 in Bratislava's 4-2 loss to Donetsk. Bratislava's blueline also continues to feature former Lightning first rounder Vladimir Mihalik, who was even in the match.
Zagreb 7 vs. CSKA 1
Nikita Gusev, CSKA, DNP
Season totals: 0 GP, 0-0-0, E, 0 PIM
Somehow, Nikita Gusev has found his way back into the CSKA organization where the forward did not play in their 7-1 loss to Zagreb. The forward had been traded from CSKA to Khabarovsk last season for a 1st round draft pick. Zagreb got 2 goals from ex-NHLer Jonathan Cheechoo and 2 goals and 2 assists from ex-Springfield Falcon Ryan Vesce in their KHL premier.
Elsewhere, Denis Kazionov had a helper for Omsk as they were flattened 5-1 by SKA St. Petersburg.
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- 772 reads
2013 Development Camp: Days 2, 3 and 5Submitted by mike on July 17, 2013 - 23:39
Apologies for the delayed observations but personal circumstances have necessitated a combined summary of impressions from several days I attended.
The bulk of the following observations stem from last Wednesday's 3-on-3 tournament action (I was unable to make it Tuesday) although some does come from the on-ice sessions last Sunday and Monday. Here are some thoughts on a limited number of camp participants, from those I went out of my way to watch and those my eyes kept being drawn to:
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2013 Development Camp: Day 1Submitted by mike on July 7, 2013 - 04:34
On the heels of a national holiday, 32 prospects--most drafted by the Tampa Bay Lightning, others signed as free agents and a handful of invitees--gathered on the ice Saturday at the Ice Sports Forum in Brandon to begin several days of on-ice and off-ice conditioning as well as instruction in organizational values and the culture of professional hockey for both returning and first-time participants.
"Let's call this what it is: summer hockey," Lightning head coach Jon Cooper told assembled media. "Part of what [the players] get out of this camp is the chance to get to know myself, Rob Zettler, the staff. Getting to know expectations and being a pro."
"A lot of these kids are coming from juniors programs, college, all these different walks of life, but here at the Tampa Bay Lightning we've got a certain code of conduct," Cooper noted. "This is where it starts."
Having concluded fitness testing and physicals, players hit the ice and rounded out their day with an hour-long practice spent completing basic drills as well as a forty-five minute power skating session.
"The first day is always kind of a feel out day," Cooper said. "Some of these guys, I'm sure, have been skating and some haven't been."
Keeping in mind that the 3-on-3 tournament scheduled to begin Tuesday and wrap-up on Wednesday, the final day of camp, will provide better opportunities to gauge player abilities and hockey sense, here are some brief and selected observations:
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MHL Playoff UpdateSubmitted by pete on March 29, 2013 - 18:44
Following Ufa's elimination from the KHL playoffs, goaltender Andrey Vasilevskiy was returned to Ufa Jr. to appear for the team's junior club in their Eastern Conference Semifinals series against Omsk Jr.
The series began on Monday, 3-25-13, with Ufa Jr. dropping a 2-1 decision in a shootout. Vasilevskiy stopped 32 of 33 shots he faced in regulation and overtime but was beaten by both shooters he faced in the penalty shot session for the shootout loss.
Game Two was Tuesday, 3-26-13, and saw Omsk Jr. smoke Ufa Jr. 5-2. Vasilevskiy stopped just 22 of 27 shots in the loss.
Game Three was today, 3-29-13, and unfortunately saw Ufa Jr. eliminated by virtue of a 3-1 Omsk Jr. victory. Vasilevskiy stopped 24 of 27 in the series clinching loss.
Vasilevskiy finished the MHL playoffs with a 0-2-1 mark, 0 shutouts, a 2.85 GAA, and a .897 save percentage. All speculation now turns to the possibility of the talented first rounder signing a contract with the Lightning and possibly beginning his North American pro career next season with the Syracuse Crunch of the AHL.
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KHL Playoff Game Day: 3-20-13Submitted by pete on March 20, 2013 - 17:59
KHL Playoffs (Russia):
Eastern Conference
(1)Kazan 4 vs. (5)Ufa 3
Kazan Wins the Series 4-3
Andrey Vasilevskiy, Ufa, DNP
Playoff totals: 0 GP, 0-0-0, 0 SO, 0.00 GAA, 1.000 sv%
Regular season totals (KHL): 8 GP, 4-1-0, 1 SO, 2.22 GAA, .924 sv%
Regular season totals (MHL): 27 GP, 20-6-1, 3 SO, 1.93 GAA, .930 sv%
Ex-NHLer Nikolai Zherdev had a goal as Kazan squeaked by Ufa in a 4-3 Game Seven triumph to advance to the KHL Eastern Conference Finals. Ex-NHLer Brent Sopel had a goal in defeat for Ufa. Lightning prospect netminder Andrey Vasilevskiy did not play in the playoffs, and speculation will now turn toward his potential signing with the club. His junior club remains alive in the MHL playoffs, so it is possible he re-joins his former team.
Kazan advances to play Chelyabinsk and the last Lightning prospect survivor in the KHL playoffs, Nikita Nesterov. Game One is slated for Saturday. SKA St. Petersburg and Dynamo Moscow are facing off in the Western Finals.
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KHL Playoff Game Day: 3-18-13Submitted by pete on March 18, 2013 - 20:59
KHL Playoffs (Russia):
Eastern Conference
(5)Ufa 4 vs. (1)Kazan 3 (OT)
Series Tied 3-3
Andrey Vasilevskiy, Ufa, DNP
Playoff totals: 0 GP, 0-0-0, 0 SO, 0.00 GAA, 1.000 sv%
Regular season totals (KHL): 8 GP, 4-1-0, 1 SO, 2.22 GAA, .924 sv%
Regular season totals (MHL): 27 GP, 20-6-1, 3 SO, 1.93 GAA, .930 sv%
Ex-NHLer Brent Sopel scored 15:50 into the Second Overtime to deliver Ufa a 4-3 Game Six victory over top seeded Kazan. There will be a Game Seven. Ex-Lightning first rounder Alex Svitov contributed 1 goal and 1 assist in the winning effort for Ufa. Game Seven is Wednesday.
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- 612 reads
KHL Playoff Game Day: 3-16-13Submitted by pete on March 16, 2013 - 20:49
KHL Playoffs (Russia):
Eastern Conference
(1)Kazan 4 vs. (5)Ufa 3 (OT)
Kazan Leads the Series 3-2
Andrey Vasilevskiy, Ufa, DNP
Playoff totals: 0 GP, 0-0-0, 0 SO, 0.00 GAA, 1.000 sv%
Regular season totals (KHL): 8 GP, 4-1-0, 1 SO, 2.22 GAA, .924 sv%
Regular season totals (MHL): 27 GP, 20-6-1, 3 SO, 1.93 GAA, .930 sv%
Ex-Penguin Alexei Morozov scored 9:45 into overtime to deliver Kazan a key 4-3 Game Five win over Ufa. The Kazan captain also had a helper in the match. Ex-Thrashers pick Ilya Nikulin also had a pair of goals in the win for Ak Bars. Former Lightning first rounder Alex Svitov had a goal in defeat for Ufa. Game Six is Monday.
(2)Omsk 0 vs. (3)Chelyabinsk 4
Chelyabinsk Wins the Series 4-1
Nikita Nesterov, Chelyabinsk, DNP
Playoff totals: 8 GP, 0-2-2, E, 6 PIM
Regular season totals (KHL): 35 GP, 0-1-1, +6, 14 PIM
Regular season totals (MHL): 2 GP, 0-0-0, E, 0 PIM
Ex-Thrashers pick Michael Garnett stopped all 33 shots he faced in Chelyabinsk's clinching Game Five win over Omsk. Ex-NHLer Stan Chistov had 2 assists in the win and Washington first rounder Evgeni Kuznetsov added a goal. Former Lightning goaltender Karri Ramo stopped 22 for the loss for Omsk.
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- 650 reads
KHL Playoff Game Day: 3-13-13Submitted by pete on March 13, 2013 - 22:10
KHL Playoffs (Russia):
Eastern Conference
(5)Ufa 3 vs. (1)Kazan 5
Series Tied 2-2
Andrey Vasilevskiy, Ufa, DNP
Playoff totals: 0 GP, 0-0-0, 0 SO, 0.00 GAA, 1.000 sv%
Regular season totals (KHL): 8 GP, 4-1-0, 1 SO, 2.22 GAA, .924 sv%
Regular season totals (MHL): 27 GP, 20-6-1, 3 SO, 1.93 GAA, .930 sv%
Ex-NHLer Niko Kapanen had a hat trick in Kazan's 5-3 Game Four win over Ufa to tie the series at 2-2. Ex-Penguin Alexei Morozov chipped in a pair of assists in the victory. Game Five is Saturday.
(3)Chelyabinsk 1 vs. (2)Omsk 3
Chelyabinsk Leads the Series 3-1
Nikita Nesterov, Chelyabinsk, DNP
Playoff totals: 8 GP, 0-2-2, E, 6 PIM
Regular season totals (KHL): 35 GP, 0-1-1, +6, 14 PIM
Regular season totals (MHL): 2 GP, 0-0-0, E, 0 PIM
Ex-Lightning netminder Karri Ramo stopped 14 of 15 shots against to help Omsk stave off elimination in their 3-1 Game Four win over Traktor Chelyabinsk. Ex-NHLer Stan Chistov had Traktor's only goal. Game Five is on Saturday.
Elsewhere, Amur Khabarovsk are competing with the other KHL sides that missed the Gagarin Cup playoffs in the Nadezhda Cup. In 8 games so far, Lightning prospect Nikita Gusev has 1 goal, 3 assist, and 4 points with an even rating and 4 penalty minutes.
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Car Loan & Lease Solutions at Twin City Subaru near Montpelier, Vermont
Welcome to Twin City Subaru's Finance Department, your car loan and car lease resource.
Obtaining a customized car loan or lease in the Montpelier, Barre, Burlington and St. Johnsbury areas has never been easier. The Twin City Subaru Finance Team will help you to understand the advantages of buying vs leasing, work to get you the lowest rates possible, and a pay-off period that works comfortably with your individual budget.
To learn more about our financing options for new and used Subaru models, including the Forester, Impreza, Legacy, Outback and XV Crosstrek, contact Twin City Subaru today. Or, visit us in person at 142 Berlin Mall Rd Berlin, Vermont.


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Billy Merrell is a children's book author living in Brooklyn, New York.
Teens are more aware of sexuality and identity than ever, and they're looking for answers and insights, as well as a community of others. In order to help create that community, YA authors David Levithan and Billy Merrell have collected original poems, essays, and stories by young adults in their teens... Read more
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As the parent of a junior astronomer it is your job to nurture their interests and help them with the right tools. There is really only one major tool for any astronomer and that is a telescope. While there are a number of different beginner telescopes on the market, you will find that Firstscope Celestron telescopes are one of the best choices for beginners as they are one of the more affordable models on the market.
More importantly, these Celestron telescopes have been designed specifically to be very easy for the beginner to use. While these are beginner telescopes, don't think that they are not capable of giving you a clear image of the night sky. As with all telescopes from Celestron available at Telescopes.net, the Firstscopes provide you with exceptional optical clarity that will put a smile on your child's face and keep them interested in the hobby for many years to come.
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Big Plates
Add a cup of Soup of the day or a Garden Side Salad to your House Specials entree for only 1.99. Or try a cup of our famous Jalapeno Beer Cheese soup for 3.59 extra
Fish & Chips
Beer battered cod served with fries & coleslaw – 15
Shepherds Pie
Beef, peas & carrots topped with mashed potatoes. Served with Irish soda bread – 13.5
Corned Beef
Corned beef, cabbage, potatoes & carrots. Served with Irish soda bread – 15
Baby Back Ribs
Served with coleslaw & fries
Full rack – 21
Half rack – 15
Irish Stew
Lamb, potatoes, carrots & herbs with Irish soda bread – 14.5
Salmon Fillet
Served with brown rice & broccoli – 14.5
New York Strip
Served with brown rice, broccoli & garlic cheese bread – 17
Cajun Chicken Pasta
Spicy chicken, alfredo sauce, diced tomatoes & parmesan cheese. Served with garlic cheese bread – 14
Sunday Breakfast
(Served from 9 am to Noon on Sundays Only)
Carnitas Scramble
Scrambled eggs mixed with shredded carnitas, green onions and topped with green sauce. Served with potatoes and your choice of toast. 10.00
Granola, Yogurt with Fresh Fruit
Bowl of granola with side of mixed berry yogurt and fresh fruit. 8.00
Breakfast Burrito
A flour tortilla stuffed with scrambled eggs, spicy sausage and cheddar cheese. Served with potatoes, salsa and guacamole. 10.00
Spanish Frittata
Bacon, potatoes, mushrooms, onion, tomatoes and cheddar cheese go into this open faced omelet topped with sour cream. Served with toast. 11.00
Country Fried Steak
Cubed sirloin beef, battered and fried golden brown, served with biscuits and gravy and two scrambled eggs. 11.00
Corned Beef Hash
Corned beef, potatoes and onions topped with two eggs and toast. 11.00
Steak and Eggs
New York steak served with two eggs, potatoes and your choice of toast. 15.00
Brewer's Breakfast Buddy
Egg, cheddar cheese and sausage or bacon served in an English muffin with potatoes and fruit. 9.00
Corn tortilla chips sautéed in a zesty tomatillo sauce topped with melted cheese, guacamole and sour cream. Served with two eggs scrambled and fresh fruit. 10.00
Build Your Own
Pick any FOUR items 10.00
Eggs (2)
Bacon (2)
Sausage (2)
Hamburger Patty
Biscuit & Gravy
Toast (2)
English Muffin
Crunchy French Toast
Thick sliced brioche dipped in egg batter and coated with Cap'n Crunch Cereal. Served with fresh fruit, bacon or sausage. 10.00
Bisquits and Gravy
Two fluffy biscuits smothered in country style gravy, Served with two scrambled eggs and sausage. 9.00
Egg (1) 2.00
Bacon Strips (4) 4.00
Sausage (2) 4.00
Hamburger Patty 4.00
Potatoes 2.00
Toast (2) 2.00
Biscuits & Gravy (2) 4.00
Fruit 2.00
Yogurt 3.00
Mud Pie
A huge piece of mocha almond ice cream in a cookie crust covered with fudge topped with chocolate sauce and whipped cream 6.59
Giant Brownie
A really large chocolate fudge brownie. Topped with vanilla ice cream and chocolate syrup 6.99
Grasshopper Pie
Crumbled cookie crust with mint chocolate chip ice cream topped with fudge, chocolate sauce and whipped cream 6.59
Root Beer Float
Draft root beer combined with rich vanilla ice cream and topped with whipped cream 4.99
Guinness Stout Float
Draught Guinness (does contain alcohol, must be 21 to order and try) combined with French vanilla ice cream 5.99
Add 1.99 for a drizzle of Bailey's and whipped cream!
Iced Tea
Hot Tea
Hot Herb Tea
Diet Coke
Coke Zero
Dr. Pepper
Root Beer
Raspberry Ice Tea
Free refill except on Root Beer, Bottled Water and Milk.
California House Wines
Chardonnay, Cabernet Sauvignon, Merlot, White Zinfandel
Kenwood Yulupa Chardonnay, Fetzer Sundial Chardonnay, Kenwood Yulupa Merlot, Fetzer Eagle Peak Cabernet, Kenwood Yulupa Shiraz
Champagne Glass


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Lion Brand® Yarn Company
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Lebanese singer and former supermodel, Dominique Hourani [1] has caused a stir by stripping on air. The 27-year-old Miss Intercontinental 2003 was asked to remove one piece of clothing on TV show Hadeeth al Balad (Talk of the Town) [2] but it turned out she was wearing a three-piece dress!
The costume meant she could unwrap in the studio but only show her belly. After the on-air striptease, Dominique turned to the audience to ask: "Are you happy?"
Presenter Mona Abou Hamza [3] insisted the singer had to remove one item of clothing while on the show to talk about her new video clip "Shiltako".
Dominique has been taking the Arab music world by storm since her controversial music video Farfoura came out in August 2005.
Since then she has released two albums, headlined at the Arab American Festival concert in Arizona and dueted with Ali El Dik on the chart topping song Natoor.
Should Domnique have taken off all her clothes? Tell us what you think below.
[1] http://www.dominiquehouranionline.com/
[2] http://mtv.com.lb/Talk_Of_The_Town/06_03_2010?filter=0&type=1
[3] http://en.wikipedia.org/wiki/Mona_Abou_Hamza
[4] http://www.youtube.com/watch?v=8o5HNCrJiGo
[5] http://www.albawaba.com


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Welcome to Women's Care Florida
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Using your secure portal you will be able to:
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Viskovic, Klaudija MD, PhD*; Puljiz, Ivan MD, PhD†; Dakovic Rode, Oktavija MD, MSc‡; Klasnic, Ksenija BSc§; Kujundzic Tiljak, Mirjana MD, PhD∥; Kuzman, Ilija MD, PhD¶
Legionella pneumophila is a well-recognized etiologic factor in community-acquired pneumonia (CAP). We analyzed the course of radiographic findings of 49 patients with Legionnaires disease, correlated them with clinical and laboratory parameters, and compared them with CAP caused by Mycoplasma pneumoniae, Chlamydophila pneumoniae, and Coxiella burnetii. The most common radiographic finding at admission was unilobar, patchy infiltrate localized in the lower lobes. At follow-up radiography 4 to 12 days after admission, 42.9% of patients developed progression of infiltrates. Mean complete clearing of the infiltrates in most patients (83.7%) was noted on the 21st day of the onset of symptoms. Most patients with Legionnaires disease presented with a clinically mild-to-moderate form, and radiographic findings differed from those seen in other atypical CAPs.
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By Jeremy Herb - 08/13/12 04:58 PM EDT
If the rebels did shoot down the fighter, it would deal a blow to Assad's forces who have used airpower to bombard the opposition in Aleppo with attack helicopters and fighter jets.
The Obama administration last week said it would not rule out establishing a no-fly zone in Syria as the air assault intensified, while reports surfaced that rebels had obtained anti-aircraft weapons.
Pentagon spokesman George Little told reporters Monday that Assad's use of airpower "needs to stop," though he declined to comment specifically on a no-fly zone.
"There has been a very troubling and despicable uptick" in Syrian forces using airpower against rebels, Little said.
Little could not confirm the whether the Syrian fighter had been shot down.