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Paper Vs. Physical Assets In Futures, Options, And ETFs 2 comments
A few years ago First Solar (FSLR) was Wall Street darling selling for as high as $320 a share, I predicted that FSLR is limited by supply of tellurium, a metal 15 times rarer than gold but once sold for only $7 a kilogram, and called form FSLR to drop to $20 within three years. It did fall to within 2 pennies of $20 and within my three year time frame, but due to different reason: the glut in silicon solar panels. Should I take credit for the $20 call? If a doctor says a patient will die from cancer in three years, but the patient was hit by a truck 2.5 years later, did the doctor diagnosed the cancer patient wrong? You be the judge.
I mention this story because it reminds me some very popular but very wrong attitudes on how to invest. 99% of investors held such popular positions but they are wrong. I will explain.
If you don't hold it, you don't have it
One of my most popular SA articles, The Problem With Almost Every ETF Investment and the more popular Grave Warnings to Precious Metal Investors helped many investors escape huge loss in United Stated Natural Gas (UNG), United States Oil (USO), Direxion Russell 1000 Financials Bearish 3X ETF (FAZ), Direxion Russell 1000 Financials Bullish 3X ETF (FAS), ProShares Ultra S&P500 (SSO), ProShares UltraShort S&P500 (SDS), ProShares Ultra Silver (AGQ), ProShares UltraShort Silver (ZSL), ProShares UltraShort 20+ Year Treasury (TBT), ProShares Ultra 20+ Year Treasury (UBT), and possibly helped some investors to avoid future catastrophes in SPDR Gold Shares (GLD) and iShares Silver Trust (SLV).
Have you ever wondered why ETFs are suddenly sprouting like bamboo shots? Do Santa Clauses exist to help you profit? Or are they trying to fleece you of your money?
I am expanding those two pieces and hope this article helps more investors to understand the difference between paper and physical assets. In the gold investment community they say: If you don't hold it, you don't have it. I learned that long ago.
When I first discussed FSLR and tellurium, a well-respected analyst called me on the phone and when I told him I bought a few buckets of physical tellurium he laughed for a minute. A pundit, who went against my advice and bought TBT at $57, posted a funny video on YouTube. Other analysts called me and asked me where to buy tellurium future contracts. They walked away disappointed that there was no futures contracts in tellurium, and did not want to hear I told them that Asarco has physical tellurium for sale.
When it comes to investment, people love playing options rather than buying the actual stocks, when it comes to commodity they love flipping future contracts rather than hoarding rice, corn and tellurium at home. When it comes to gold and silver they will rather let the foxes watch the hens, than holding the heavy and cold metals in their palms.
That's a huge problem. That mentality is what causes catastrophe, both to individual investors, and to the general market, and to the state of the global economy as well.
Let me say it again: If you don't hold it you don't have it. Let me explain it very clearly what it means. This is an investment 101 lesson that benefits your investment for your lifetime.
What are physical assets and what are paper assets
But what are the things you hold and what are the things you don't? Things you actually own with recognized ownership are the physical assets, like stocks, precious metals held at home, and deed of a real estate property. You might have only a piece of paper, like a stock certificate or a paper document called grant of deed, or it might only be just a computer registry, but these are not paper. You legally own a slice of the company, the physical precious metal, and the property. So let me clarify this point: stocks and equities are not paper assets.
Paper assets are the things you do not hold, but held by some one else and you merely have a claim to a promise some one else made. Debt coupons are paper: You don't own the money; some one took the money and made the promise to pay you back. The commodity future contracts are not physical assets but merely paper: some one took your money and promised to deliver certain goods to you in future. Stock options are paper: some one took your money and promised that you can buy such and such stock at fixed price in the future. A receipt of a precious metal pool account is a paper asset: you were promised that you could get the metal in your hand if you want to, in the future. Any time you think you hold something, but it counts on some one else doing something as promised, then you are holding a paper asset.
What is wrong with holding future contract based ETFs, stock options and commodity future contracts? They are all just paper assets! Paper assets are wrong because physical assets are limited and provide real investment return, but papers count on promises. Promises have no limits and can be made at any time and can be broken easily. The legal system may make sure promises are honored, but it does not trump over the reality of the physical world, which has limits.
Most ETFs are Paper Assets That Do Not Work
After I discovered why an ETF like UNG can not work, dumped it and wrote The Problem With Almost Every ETF Investment on Sep. 15, 2010, UNG dropped from $54 to $14.40, losing 73.3%, USO did not do much better. In an oil bull market USO went from $33.00 to $39.39, a mere 19.36% gain. That seems to be typical of commodity ETFs: On the up side their gains are diminished, on the down side the losses are accelerated. In the long term the values keep decaying towards zero.
The reason such ETFs have decaying values is because they hold future contracts written by counter-parties. Thus they are just papers and they are zero sum gambles. It is not just because of contango as people talked about. Please refer to my old article for the explanation. The chart below shows some of the examples:
ETFs that do not hold paper, but claimed to hold non-paper assets, like GLD and SLV, are in a different category. Asset valuation is not the issue for these ETFs. But how do you know these ETFs actually hold what they claim they hold? Would you let a fox watch your hen house? Would you let your friend watch your gold for you? I do not know the folks who manages SLV fund. Therefore I do not have confidence letting them watch my gold, silver and palladium.
If you don't hold it, you don't have it.
What is Investment and what is Gamble?
A SA reader who agreed with my bullish stand on US coal proposed such: Sell some ACI shares at $9.40 and purchase some Jan., 2014 calls of $10 which now costs $5.00. The problem with this trade is this is precisely what his enemy, the shorts, will be doing: short sell shares and then buy calls for protection. The only difference is he starts with some shares and the shorts start with no share. Why would you do precisely what your enemy does, but some how you expect you to win but your enemy to lose?
Options are zero sum gambles with one side winning and another side losing. A bullish sector does not necessarily mean the call side wins and the put side loses, vise versa.
Investment is buying at current price and expecting to sell at a higher future price to reap profits. When you buy call options you are paying a future price with a down payment today. How can you expect to make money? In the above example, the investor is willing to buy ACI at $15 per share and he made a $5 down payment, and pay the remainder of $10 in January 2014 to get the shares. But he is selling what he already holds at hand today for only $9.40. I find that logic mind-boggling.
If you believe a coal stock is bullish, do NOT sell it to buy options. Instead sell some call option to raise money and use the money to buy more shares today. Whoever sold you the shares cheap today happily agreed to pay a much higher price buying back those shares, exercising the calls you wrote. He probably thought he made a great deal selling low and buying high.
When people learn that I buy stocks, their immediate response is: Oh you are gambling in the stock market. There is a big difference between investment and gamble. The difference is TIME.
When you gamble, you put your money in, but not your time: you will instantly know if you lose or win. But when you invest, you have to put your TIME in. It's not just time spent in doing due diligence study, although that is important. More importantly you have to sit patiently and let your investment grow its fruit over time. This is the part that most investors tend to forget. This is the important part that separates a gambler from a real investor.
If you are thinking about clever option strategies that look like can lock you instant profit, you should be alerted immediately. You are not patient enough to allow time to work for you. You want to get rich quick. When you fall into that mentality you turn yourself into a gambler, not an investor. You might win a lottery, but probably no.
The Problem with Derivatives and Paper Assets
Likewise, commodity future contracts are also zero sum gambles. Not only it destroys personal wealth, it destroys the global economy as well. Let me give one example in corn in the following fictitious conversation between a US farmer and a Hedge Fund Manager:
- Banker: Hey Joe, you know you should plant some corn this year. They are selling at $600 per bushel now. But due to China demand they may go up to $1200 by the fall. You can make tons of money planting corn this year.
- Farmer: Oh yeah. Maybe. But all my neighbors are planting corns, how do I know I will make a profit by the fall? What if corn price falls? I have a family to feed.
- Banker: Listen Joe. There is this wonderful financial invention called hedging. You can write a future contract to me, promise to sell me some corn in the fall for $1200. I pay the money up front now. You just go ahead plant the corn with no risk.
- Farmer: (Took the $1200 per bushel money. Went home, check the price of fertilizer etc and decided NOT to plant the corn. Instead he simply purchased the corn from spot market for $600 per bushel)
- Banker: Hey Joe, my bet on corn has been great. The corn is now $700. It will go up a lot more. How is your corn growing?
- Farmer: I have not planted any corn at all. Why should I?
- Banker: Then how will you be able to make good delivery?
- Farmer: I bought corn and can make the delivery. How are you going to take the delivery then?
- Banker: I don't take delivery. I have no place to store the corn. I will just sell the future contracts before expiration.
- Farmer: Then who will buy your expiring contract then?
- Banker: I don't know, all of my fellow bankers bought future contracts and all need to sell. They cannot take delivery. I wonder who will buy the useless paper if every one sells.
- Farmer: Whoever needs corn will buy the contracts and ask for delivery of corn. Why is that a problem?
- Banker: But all your neighbors planted corn and locked in profit already. There is now an over-supply of corn in the market.
- Farmer: Sell them back to me, for $300 before you lose it all.
In this example, the farmer hoards corn and locked in profit. He did not need to labor and plant corn. The banker who plays paper future contracts end up losing money because he was not willing to hoard.
In a normal market, all market participants: farmers and corn buyers need to take their own risks. This forces them to evaluate their risks and gauge how much corn needs to be planted. If they bet wrong they suffer a loss, the market improves because non-competitive losers are eliminated. Things are thus kept in checks and balances.
Widespread usage of derivatives and financial hedging instruments does not eliminate risks, but simply shifts them from one party to another, resulting in concentration of risks and what Warren Buffet called Financial Weapon of Mass Destruction.
In the worst case, such FWMD can destroy a whole industry!
Paper Games Destroy an Industry
The sophisticated paper games destroy a whole industry known as the shale gas industry, believed to be America's energy future.
There was a North American natural gas crisis looming some years ago. But almost over night, things changed due to a rosy picture of the shale gas revolution. A technology that was used since 1947, called hydraulic fracturing, found its new use of cracking rigid rocks deep underground to release the shale gas. Suddenly America has a new abundant and cheap energy source that seems to last us 100 years and bring us energy independence.
Is it really so? Normally when exploring a new field of technology or mining, people should move with caution before things can be solidly proven. But caution is thrown away by the gas industry as they jump both feet in into the shale gas fiasco, signing complicated hedge contracts with banks and getting big money loaned to them. The industry loves to pitch the rosy shale gas prospective to get the loans they need. Banks love to hear the rosy predictions, as they look good on the loan books. Who cares about risks? Every one is hedged. Everyone makes tons of risk-free money. Some companies acquired so much land lease and flip them for profit that they begin to look more like a real estate development company than a gas and oil exploration and production company.
But the risks have not gone away. The risks stay in the system. The whole episode is a giant Ponzi scheme. The last bag holders are the victims. The reckless shale gas boom has destroyed the natural gas price, pushing it to a decade low of $2.00 per mmBtu, a deeply non-profitable price for both shale gas and conventional producers.
The Shale Gas Revolution is a Boom and a Burst
The risk does not stop at price. If what Dr. Arthur Berman and many shale gas critics say is true, shale gas is non-economical even when natural gas prices recover. Many natural gas producers will go belly up, as they cannot pay back the loans they took in the shale plays.
Investors are frustrated that so far there is no sign of natural gas production slowing, amid record low prices, although the rig count seems to drop drastically. Do the CEOs of these companies care? Why any one cares if the risks are already "hedged" away and the loss will not be theirs? Maybe they just want to illusion of abundant shale gas last a little bit longer so they can flip things and pass the craps to the last foolish bag holders.
Is shale gas really abundant? Is it really produced at low cost? The 100 years of natural gas supply is more likely only six years left, according to Chris Nelder. That's the gas reserve that is proven and economically producible. The rest are speculative and hypothetical gas reserves that we don't even know if they exist or not.
Is shale gas production cost low? The per mmBtu cost shale gas depends on two things:
- The cost of exploration, well drilling and maintenance cost once production is ongoing and other cost.
- The amount of shale gas that will be produced, called Ultimate Economical Recovery (UER).
The cost is relatively certain. I would put a total cost of a well some where between $15M to $20M, from start to the end of life cycle.
The UER is less certain, as there is no well that has gone through a whole life cycle yet. We only have models and the first few years' production data. Shale gas wells have remarkable initial production rate but very step decline rate. Within the first year they can lose 80% or more of daily production rate. The industry insists that decline rate will follow a hyperbolic curve, stabilizing in the next few years and flat out at roughly 6% decline rate. They further assume a well can continue to produce up to 40 years. Thus they predict a well's UER to be 3 BCF to 5 BCF, or even more rosy numbers. One BCF is one billion cubic feet. One thousand feet of gas is roughly one mmBtu. So if a well yields 5 BCF and natural gas is $4 per mmBtu, it can bring in $20M, which is a comfortable profit.
Using existing production data, Arthur Berman showed that shale gas production decline followed a much step curve than hyperbolic so the UER is more likely less than 1 BCF, and wells can not produce for 40 years. When the daily gas output drops to below the worth of maintenance, then there is no point keep producing from the well. There are 12000 Barnett shale wells and the cumulative production by the end of 2010 was 5.64 TCF, which is 0.47 BCF per well.
The Shale Gas Hydraulic Fracking Explained
I don't want to get too technical but I just want to explain hydraulic fracturing using a layman's English, from basic physics an average person can understand. The idea is to inject some high-pressured water mixed with some corrosive chemicals deep underground to create cracks in the hard rocks, allowing trapped gas to escape.
At first the idea makes sense, but it cannot stand scrutiny. The liquid water does not have a mind like a soldier has. A soldier with a determined mind would find where the enemy strong hold is. Attack the enemy to eliminate the strong hold, and move on to next target. You would wish your liquid soldier to attack where your underground enemy is: the hardest rocks; crack it open to create a pass; and move on to as far as possible to liberate the shale gas.
But water does not want to attack the strong hold. It just wants to find a spot where it can sit and hide and that is only because you are pushing it. It only attacks the weakest point. The water finds a shallow pocket, gets into the chamber, and stays there, and refuses to move forward as far as you want it to go. You end up with a few huge chambers of underground water that liberates some shale gas, but it does not go very far. More over rocks crack only when pressure is applied unevenly. When rocks are surrounded by seeping water from all directions, they do not crack as the pressure cancels.
Thus the water injection can only achieve limited effect of cracking some rocks and exposing some shale gas. This is why the initial daily production may be high, but it quickly peters out. Some one in the industry claims you frack it once and the well will keep producing for 40 years! That's a fairy tale! Frack it a second time will not make much difference, because the water will just occupy the old water chamber created by the first fracking, instead of going further out.
Keep in mind that under the huge crust pressure underground, the shale gas exists as solid matter mixed with rocks and sand, not gas. Only when it is exposed to reduced pressure, will it evaporate into gas and flow out through cracks. This fact also limits the amount of producible shale gas per well.
The Coal Industry is the Right Play, Not the Gas Industry
Shale gas was a beautiful dream. Now we are waking up to the cruel reality of the limit of current human technology. There is no doubt that natural gas price will recover soon. But if shale gas does not turn out to be economical, how can many of the shale gas players survive the inevitable burst after the boom, especially those who took heavy loans in the shale plays?
Therefore I caution people on oil and gas stocks like Chesapeake Energy Corp. (CHK), Constellation Energy (CEP), Cabot Oil & Gas Corp. (COG), ConocoPhillips (COP), Anadarko Petroleum Corp. (APC), EOG Resources Inc (EOG), Devon Energy Corp. (DVN), Baker Hughes Inc. (BHI), Southwestern Energy Co. (SWN), Pioneer Natural Resources (PXD), Magnum Hunter Resources (MHR), Kinder Morgan Energy Partners (KMP), Enerplus Resource Fund (ERF), Carrizo Oil & Gas (CRZO), Callon Petroleum (CPE), Enterprise Products Partners LP (EPD), Goodrich Petroleum (GDP), GMX Resources (GMXR), IDT Corp (IDT), Lucas Energy (LEI), Rex Energy (REXX), Approach Resources (AREX), Natural Gas Services Grp. (NGS), Breitburn Energy Partners (BBEP), National Fuel Gas (NFG), Range Energy Resources (RRC), Petroquest Energy (PQ), Unit Corp. (UNT), Transocean Ltd. (RIG), BP plc. (BP) and Exxon Mobil Corp. (XOM). Did I miss any one? Sorry for the laundry list, it shows how many folks rushed into the unproven shale play and how daunting a future they face now. The grave reality has not been reflected in the share prices yet. Don't buy them!
The coal mining sector is the right play. I already wrote a few articles on why US coal is super bullish, see here, here, here and here. There is no need to repeat my bullish thesis here. The bullish thesis includes that real EIA data does not support the overly too pessimistic view, that the US coal and natural gas industry has the capability to quickly adjust to market condition, and incredible growth of international demand on coal, among other things.
Many coal stocks are deeply discounted, selling at a fraction of the price 12 months ago, when coal prices are still at profitable margin for some of the coal mining companies like Peabody Energy Corp. (BTU). Why deep discount? Because people read news headlines for 5 seconds and jump on them without a second thought, and never bother to check the real data and facts. I grew up in the communist China and spend my adult life in capitalist USA. I know how to be skeptical to main stream media propaganda and think critically.
I hold long positions in coal stocks James River Coal Co. (JRCC), Patriot Coal Corp. (PCX), Arch Coal Inc. (ACI), Alpha Natural Resources Inc. (ANR) and Peabody Energy Corp. (BTU). The main reason I liked JRCC and PCX is that they demonstrated incredible gains in percentage, during the 2007/2008 coal rally. I will not dwell into individual stocks but will recommend the whole US coal sector and refer to these names as well: Alliance Resource Partners LP (ARLP), Cloud Peak Energy Inc. (CLD), Cliffs Natural Resources Inc. (CLF), Consol Energy Corp. (CNX), Natural Resource Partners (NRP), Penn Virginia Resource Partners LP (PVR) and last but not least, Walter Energy Inc. (WLT).
For more discussions on shale gas or whether natural gas displaces coal demand, read my instablog post where I will keep it updated.
Disclosure: I am long JRCC, PCX, ACI, ANR, BTU.Back To Mark Anthony's Instablog HomePage »
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Author Affiliations: Divisions of General Internal Medicine (Drs Stickrath and Richlie) and Cardiology (Dr Maddox), Department of Medicine, Department of Emergency Medicine (Dr Druck), and Department of Radiology (Dr Hensley), University of Colorado Denver School of Medicine, Denver; and Denver VA Medical Center, Denver (Drs Stickrath, Hensley, Maddox, and Richlie).
Data about the risks of ionizing radiation and the risks from incidental radiological findings leading to additional workup continue to emerge.1- 4 This has led commentators to propose methods to best communicate benefits and risks of medical imaging procedures to patients.5,6 We conducted a survey of ordering health care providers (hereinafter, providers) to assess their current practices and attitudes toward these discussions.
We sent an e-mail questionnaire to providers associated with a large, public medical school. Providers included fourth-year medical students, attending physicians, and house staff from internal medicine, emergency medicine (EM), radiology, cardiology, and pulmonary services. The electronic questionnaire (eAppendix) included items about demographics, the amount of previous formal training in radiation safety, attitudes toward discussing the risks of medical imaging with patients, the frequency of these discussions with patients, and the potential barriers to discussion. The institutional review board approved the study.
Groups were compared using χ2 tests for categorical data and t tests or Wilcoxon rank sum tests for continuous data as appropriate. P < .05 was considered statistically significant.
Of 849 providers invited to participate, 348 completed at least part of the survey for a 41% response rate. Of 301 respondents, 63 (21%) reported receiving no formal instruction about radiation exposure risks, while 168 (56%) reported receiving between 0.5 to 2 hours, and 53 (18%), greater than 3 hours.
Providers infrequently educated patients about radiation risks when ordering tests. Of 300 respondents, 212 (71%) reported educating patients 25% of the time or less about radiation risks when ordering computed tomographic (CT) tests. Of all provider types, medical students and EM residents were the only groups to have 50% or more of respondents (medical students, 20 of 40 [50%]; and EM residents, 18 of 33 [55%]) who reported discussing radiation risks with patients more than half of the time when ordering CT scans. Having greater than 3 hours of formal instruction in radiation safety did not correlate with a higher likelihood of discussing radiation risks with patients when ordering CT scans (P = .27). In addition, 167 of 299 providers (56%) never mentioned to patients the possibility of incidental findings and the risks of subsequent workup when ordering a CT scan (Figure).
Figure. The percentage of time that health care providers discuss risks with patients when ordering computed tomographic scans. Percentages of health care providers are given above bars.
Of 300 respondents, 81 (27%) agreed that they felt comfortable educating patients about the risks of ionizing radiation from medical imaging, while 158 (53%) disagreed. Among provider types, only radiology attending physicians and EM attending physicians had a higher proportion of providers agree (10 radiologists and 17 EM physicians) than disagree (2 radiologists and 13 physicians) that they felt comfortable educating patients about the risks. Only providers who reported receiving greater than or equal to 3 hours of formal radiation safety training had a higher proportion of providers agree (30 providers) than disagree (14 providers) that they felt comfortable educating patients about the risks (P = .001). Finally, 125 of 298 providers (42%) believed that time limitations frequently prevented them from adequately educating patients about radiation risks from medical tests, and only 84 of 299 (28%) agreed that informed consent should be obtained when ordering CT scans.
As the use of imaging tests has increased, discussion about how to communicate the potential risks of medical testing with patients has intensified.5,6 Providers may be in the best position to have a balanced benefit-risk discussion with their patients when they are ordering a medical diagnostic study.2,5,6 However, our study suggests that these providers are not regularly having these discussions.
Factors that may influence the likelihood that a provider will have this discussion include their understanding of the risks of medical imaging, the amount of time that is available with the patient prior to ordering a test, concerns related to prior false-negative imaging examination findings, and unfavorable outcomes related to a past approach to an incidentaloma. We found that most frontline providers in our study had very little training in the potential radiation risks from medical imaging and that these providers felt uncomfortable discussing the risks with patients. Alternatively, providers who feel comfortable may choose not to discuss the risks with patients for other reasons, such as relatively small perceived risk compared with the perceived benefits or time limitations. As further dialogue ensues about how to communicate with patients about the risks of medical testing, consideration should be given to the infrequency of these discussions in current practice. Future studies should investigate other potential reasons that providers are not engaging in these discussions and evaluate interventions to increase the frequency and efficacy of these discussions.
Correspondence: Dr Stickrath, Denver VA Medical Center, 1055 Clermont St (111), Denver, CO 80220 (firstname.lastname@example.com).
Published Online: June 4, 2012. doi:10.1001/archinternmed.2012.1791
Author Contributions: Drs Stickrath and Richlie had full access to all of the data in the study and take responsibility for the integrity of the data and the accuracy of the data analysis. Study concept and design: Stickrath, Druck, and Richlie. Acquisition of data: Stickrath, Druck, and Hensley. Analysis and interpretation of data: Stickrath, Maddox, and Richlie. Drafting of the manuscript: Stickrath, Druck, and Hensley. Critical revision of the manuscript for important intellectual content: Stickrath, Druck, Hensley, Maddox, and Richlie. Statistical analysis: Druck. Administrative, technical, and material support: Stickrath, Druck, and Richlie. Study supervision: Stickrath, Hensley, Maddox, and Richlie.
Financial Disclosure: None reported.
Additional Contributions: Allan Prochazka, MD, contributed to the design of the study and assisted with the statistical analysis; Howard Li, MD, contributed to the recruitment of participants and assisted with interpretation of the results; and Tanner Caverly, MD, contributed to the interpretation of the results and assisted with editing and preparing the manuscript.
Thank you for submitting a comment on this article. It will be reviewed by JAMA Internal Medicine editors. You will be notified when your comment has been published. Comments should not exceed 500 words of text and 10 references.
Do not submit personal medical questions or information that could identify a specific patient, questions about a particular case, or general inquiries to an author. Only content that has not been published, posted, or submitted elsewhere should be submitted. By submitting this Comment, you and any coauthors transfer copyright to the journal if your Comment is posted.
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Disclosure of Any Conflicts of Interest*
Indicate all relevant conflicts of interest of each author below, including all relevant financial interests, activities, and relationships within the past 3 years including, but not limited to, employment, affiliation, grants or funding, consultancies, honoraria or payment, speakers' bureaus, stock ownership or options, expert testimony, royalties, donation of medical equipment, or patents planned, pending, or issued. If all authors have none, check "No potential conflicts or relevant financial interests" in the box below. Please also indicate any funding received in support of this work. The information will be posted with your response.
Stickrath C, Druck J, Hensley N, Maddox TM, Richlie D. Patient and health care provider discussions about the risks of medical imaging: not ready for prime time. Arch Intern Med. Published online June 4, 2012. doi:10.1001/archinternmed.2012.1791
eAppendix. Provider Understanding of the Risks of Ionizing Radiation
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In this video, Fool analyst Joel South highlights some potential problems facing Kodiak Oil and Gas.
First, the balance sheet. Kodiak has a debt-to-equity ratio of over 80%, which Joel feels is a bit high for an energy growth company. If drilling and production don't go as well as planned, this could cause problems.
Second, depletion rates. Other companies have reported significant depletion rates in Bakken shale. If Kodiak experiences similar depletion rates, it will have to drill deeper to extract oil, adding to its expenses.
Third, takeaway capacity. Pipelines cannot handle all the oil coming out of North Dakota, forcing producers to use rail. This can force producers to sell oil for $20-$25/bbl less than competitors who use pipelines. The future of pipelines is also a question. Can pipelines with an east-west orientation be built to take oil to refineries located outside of the Gulf Coast?
Kodiak Oil & Gas is a dynamic growth story, but with great opportunities come great risks. Before you hitch your horse to this carriage, let us help you with your due diligence. To see if Kodiak is currently a buy or sell, check out our new premium report, which comes with a year of timely updates and analysis.


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An attitude of skepticism can have a strong impact on the manner in which you relate to others today. You may have trouble accepting what people around you say at face value because you fear there may be information they are holding back. If you sense that this is interfering with your ability to establish a rapport with others, consider that your suspicions may be justified. The manner in which others explain the world around you may not be sufficient to meet your needs. As you pour over the information you receive on your own today, you will likely discover that there are facts you understand best when scrutinized from your unique vantage point.
When we make a conscious effort to look beyond the surface-level attributes of the information we are given, we gain a more thorough and mature understanding of the topic at hand. First impressions can be deceiving because the connections that help us understand the significance of data are not always immediately apparent. Questioning what we hear and see allows us first to discover how the information before us will impact our experience and then to come to an knowledgeable conclusion. Our faith in our peers is not shaken by our incredulity—our goal is not to prove others wrong but to ensure that we have not misunderstood the facts they are attempting to convey. The moderate skepticism with which you absorb information today will help you separate vital data from what will likely prove less important.
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The Sacramento Bike Kitchen, together with the Friends of Fremont Park will be holding their Spring Bicycle Swap Meet in Midtown Sacramento.
Last years event was a big success. So if you missed it, or were waiting for next year, this is it.
Here's your chance to get a great deal on used bikes, parts, and clothing from other bike riders and enthusiasts. If you've got some things in your closet that you've been waiting to sell -- old, new, vintage, or perhaps wrong size, this might be a great opportunity to finally get it done. If you're looking for stuff, this will be a place to find it. Proceeds will go to benefit the non-profit organizations Sac Bike Kitchen and the Friends of Fremont Park.
There are only so many spots available and are reserved on a first-come, first serve basis.
WHEN: Sunday, May 22nd, 9-1 PM (rain date Sunday, June 5th)
WHERE: Fremont Park in Midtown Sacramento, 1 square block, between P & Q and 15th & 16th Streets. It's the green space located in front of the the restaurant Hot Italian. Check out our location here.
RESERVE A SPACE: Form to sign up to come. For now, just save the date.
• 10' x 10' space – $10.00
• Each additional space 10' x 10' is $10.00
Check-in starts at 8 AM. All reserved spots must be claimed and paid for by 8:30 or will be forfeited.
Pre-registration is closed for this event.
No cars are allowed in the park. Items must be carried or rolled in.
Because it is a Sunday, most parking around the area is free for the day.
Set up can start as early as 8:00 AM
If you'd like to see a Fall Swap Meet please let us know!


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Cat, C32 1100hrs,warranty, Factory hard top, Cherry interior like new condition loaded w/equip. Bargain opportunity. Try $2.2m contact Clifford AllenbyMore info Email a friend
Fantastic opportunity to own a Donzi Z65 Enclosed Bridge Convertible at an unbelievable price. Built by Roscioli International in 1988 "Loco Bueno" has been drastically reduced due to owner's inability to use the yacht because of out-of-state business ...More info Email a friend
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A car erupted in flames along Cabrillo Blvd in Santa Barbara. It's believed an electrical malfunction caused the fire.
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"She's a little upset right now," her attorney Shawn Chapman Holley said after visiting the actress Tuesday. "She'd like to spend some time with her family, and there's at least some question as to whether or not she'll have to go directly to rehab."
Prosecutors confirmed Tuesday that Lohan must report to an L.A.-based residential rehab facility 24 hours after her release from jail, which likely will be Sunday or Monday, but her attorney is concerned "there's a push now for her to go directly to rehab from jail."
"I think it would only be fair for her to spend some time with her family and that's what she'd like for me to emphasize to judge," says Holley.
Lohan, 24, has been jailed at the women's facility in Lynwood, Calif., since July 20 for a 90-day sentence for violating probation in a DUI case. Her term is being reduced due to overcrowding.
See what other readers have to say about this story – or leave a comment of your own


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For instructions in text, refer to the related articles.
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- Customer Reviews
- Ingredients
Feb 21, 2012 | By Jami
"Lovera's Pickled Okra is the best I've ever had. I am originally from the area where Lovera's Grocery is located and since I've moved to Tulsa two years ago, it's one of the place I miss most. Best Pickled Okra you can ever find anywhere!!"
Fresh Okra, Water, Vinegar, Salt, natural Spices and Flavors, Calcium Chloride, FD&C Yellow #5.


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FLINT, Michigan — The Genesee County Board of Commissioners unanimously approved a two-year lease this morning for Flint District Court to move back in with the county.
The lease is effective July 1 and will cost the city about $819,000, city leaders said Tuesday. (See more on the Flint District Court lease).
The city courts had been temporarily located at Flint City Hall and the Great Lakes Technology Centre.
"It's done," county board Chairman Jamie Curtis said today. "It's official. They're moving back."


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Former SNL star Chris Kattan arrested for DUI
Saturday Night Live alum Chris Kattan is in a bit of trouble. Don't worry: he didn't say anything offensive on stage or on TV. The Corky Roman star was arrested on suspicion of DUI early Monday, Feb. 10, in California. He was arrested after allegedly crashing into a Department of Transportation truck around 2am on the 101 Freeway in Encino. His 2011 Mercedes seemingly ignored the orange cones and flashing arrows alerting drivers of the parked truck. Upon arrest, Kattan allegedly confessed to being on prescription medication. A woman had earlier called 911 to report a car similar to Kattan's "weaving all over the roadway at slow speeds."
Kattan explained, "I just got back from a 15 hour flight after touring out of the country. I was exhausted." No injuries were reported.
Be sure to subscribe to the weekly Laughspin Podcast on iTunes or on SoundCloud for all the latest comedy news, audio clips and more! Listen to the most recent episode below!


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From Portland State:
Sacramento -- Portland State came agonizingly close, but came up short once again on the road. The Vikings lost, 77-71, to Sacramento State at The Hornets Nest in a Big Sky Conference game.
PSU battled back from a double-digit first-half deficit to lead on several occasions in the second half. Up by a point with 2:49 to play, the Vikings committed two crucial turnovers and were outscored 13-6 down the stretch.
Mikh McKinney scored 30 points in leading Sacramento State (12-10, 7-7) to the win. He hit 13-18 from the field, 2-3 from distance and 2-2 at the line.
Portland State (5-16, 3-11) lost its eighth straight game and remains winless on the road this season at 0-12.
Sacramento State hit 14 of its first 20 shots, building a 30-19 lead in the first half. The Hornets went 17 minutes without a turnover and had just two in the half.
Trailing the Hornets led 36-24 late lat in the half, Gary Winston and Lateef McMullan answered for the Vikings, hitting consecutive three-pointers and Portland State was down just 38-32 at intermission.
McKinney was deadly for the Hornets, making his first seven shots and scoring 16 points by halftime. Aaron Moore had nine points, and Winston scored eight for the Vikings.
McMullan tied the game with a three-pointer at the 14:28 mark of the second half, 44-44. Moore's lay-in with 12:58 to go finally put PSU on top, 46-44. That completed a 22-8 run by the Vikings wrapped around halftime.
It was neck-and-neck the rest of the way as the teams traded the lead six times. PSU's largest advantage was five at 51-46. The last PSU lead came on a McMullan three with 2:49 left giving the Vikings a 65-64 edge.
Then two Viking turnovers led to a pair of three-point plays for the Hornets.
A steal and breakaway three-point play by John Dickson made it 69-65 Hornets with 2:18 left. After another bad pass by the Vikings, Joe Eberhard hit a three-pointer, making it 72-65 with 1:30 left in the game. Eberhard tacked on two more free throws making it 74-65 inside of a minute to play and PSU was out of luck.
Portland State had a strong offensive performance, hitting 30-55 from the field for a .545 mark - its best percentage on the road all year. The Vikings also made 8-17 from three-point range, but were only 3-9 at the line.
The Hornets were as efficient as they could be, making 30-58 from the field (.517), 12-15 at the line (.800) and turning the ball over only four times for five Viking points. PSU's 10 turnovers resulted in 16 Hornet points.
McMullan led the Vikings, scoring 17 points and handing off five assists. Moore scored 15 points with 10 rebounds. He made 7-9 shots from the field. Gary Winston (13) and Renado Parker (12) were also in double figures.


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Back from the walk! Sunrise was beautiful this morning. My knees hurt but my glutes are feeling great. NYC is beautiful. I'm new to the area so this was my first time seeing a lot of the districts. While walking I kept thinking how compressed the neighborhoods were — every 5 blocks is a new world. I felt hungry about 4 hours into the walk, and at one point had this odd flushing of saliva in my mouth, but now at the 12 hour mark of the fast the hunger's gone. I'm tired but don't feel like sleeping. I'm 5 lbs lighter which I suspect is mostly water. Time for a cold shower.
[QUOTE=Huntress;1024313]I just had a fleeting thought wondering how you were going to use this strategy for step 3 of your plan (find a nice chick).[/QUOTE]
[QUOTE=Forgotmylastusername;1024317]So what's the strategy for meeting a woman? I'm sure you'll have an interesting plan of attack considering how you dealt with your other goals.[/QUOTE]
Umm binge then cold turkey?


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The Kenner Police Department is asking for help in identifying a suspect in a burglary at Lamarque Ford on Sunday. The burglar got inside the gated lot at the vehicle dealership at 3101 Williams Blvd., and stole tires and rims from two vehicles.
The burglar arrived at the lot around 12:18 a.m. in what police said appeared to be a GM model pickup. Video surveillance showed the suspect walks with a slight limp and was seen smoking a cigarette, police said.
Anyone with information on the incident is asked to contact Detective Jesse Johnson of the Kenner Police Department at (504) 712-2238 or call Crimestoppers at (504) 822-1111.


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Ramada College Station places you within 2 miles (3 km) of Benjamin Knox Gallery and Post Oak Mall. This 61-room hotel welcomes guests with free breakfast and conveniences like an outdoor pool and a 24-hour fitness center. Near the airport, it's also near Texas A&M University - College Station and Kyle Field.
Free continental breakfast is included with your stay and awaits you each morning from 6:30 AM to 10 AM.
All 61 air-conditioned rooms provide microwaves, refrigerators, and coffee makers. Guests can expect 37-inch flat-screen TVs with cable channels, along with free WiFi and wired Internet. Pillowtop beds grant a restful night's sleep, and bathrooms offer hydromassage showers, hair dryers, and designer toiletries. Free newspapers, free local calls, and ironing boards are other standard amenities. Limited housekeeping is available.
Property features
Guests staying at Ramada College Station enjoy an outdoor pool, a 24-hour fitness center, and free WiFi in public areas. Free parking is available if you drive. The front desk is staffed 24/7 to help with dry cleaning/laundry, luggage storage, and securing valuables. Additional amenities include a meeting room, a business center, and a seasonal outdoor pool.
- Free continental breakfast
- Free WiFi and wired Internet in rooms and public areas
- Free parking
- Outdoor pool
Ramada College Station506 Earl Rudder Fwy S College Station TX 77840
Hotel Amenities
Hotel Amenities
Ramada College Station features an outdoor pool and a 24-hour fitness center. Public areas are equipped with complimentary high-speed wired and wireless Internet access. Business-related amenities consist of a business center and a meeting room. A complimentary breakfast is offered each morning. Event facilities measure 800 square feet (74 square meters). This College Station hotel also offers gift shops/newsstands, coffee/tea in a common area, and complimentary newspapers in the lobby. Complimentary self parking is available on site.
Ramada College Station is a smoke-free property.
- Number of buildings/towers - 1
- 24-hour front desk
- Total number of rooms - 61
- Number of floors - 3
- Business center
- Coffee/tea in common areas
- Free newspapers in lobby
- Free breakfast
- Dry cleaning/laundry service
- Elevator/lift
- Express check-out
- 24-hour fitness facilities
- Fitness facilities
- Gift shops or newsstand
- Free WiFi
- Free wired high-speed Internet
- Laundry facilities
- One meeting room
- RV, bus, truck parking
- Luggage storage
- Safe-deposit box at front desk
- Pool sun loungers
- Free self parking
- Year Built 2010
- Conference space size (feet) - 800
- Conference space size (meters) - 74
- Smoke-free property
- Outdoor pool
- Outdoor seasonal pool
- Television in common areas
Family Friendly Amenities
- Family Hotel
- Outdoor pool
- Free Wi-Fi
- Laundry facilities
- Refrigerator
- Microwave
- Cribs/infant beds (complimentary)
Available in all rooms: Free WiFi , Free wired high-speed Internet
Available in some public areas: Free WiFi , Free wired high-speed Internet
Free self parking, RV, bus, truck parking
Room Amenities
- Desk
- Free cribs/infant beds
- Flat-panel TV
- Hair dryer
- Refrigerator
- Microwave
- Premium TV channels
- Air conditioning
- In-room climate control (air conditioning)
- Free newspaper
- Phone
- Free local calls
- Coffee/tea maker
- Limited housekeeping
- Designer toiletries
- Private bathroom
- Free toiletries
- Shower/tub combination
- Iron/ironing board
- Television
- Cable TV service
- Free WiFi
- Free wired high-speed Internet
- Free dial-up Internet access
- Blackout drapes/curtains
- Pillowtop mattress
- Hydromassage showerhead
- Rollaway/extra beds (surcharge)
Where to Eat
Complimentary continental and hot/cold buffet breakfasts are available each morning between 6:30 AM and 10 AM.
Start your day with a free continental or hot/cold buffet breakfast. They're served from 6:30 AM to 10 AM every morning.
Nearby Things to Do
Recreational amenities at the hotel include an outdoor pool and a 24-hour fitness center.
To make special requests for accessibility needs, please note them at check-out when you book your room.
- Accessible bathroom
- In-room accessibility
Hotel Policies
Minimum check-in age is 18
Check-in time starts at 3 PM
Check-out time is noon
Payment types
- Pets not allowed (service dogs only)
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
Only service animals are allowed
Optional extras
- Rollaway bed fee: USD 40.00 per day
Hotel Name
- Ramada College Station
- Ramada Hotel College Station
- Ramada College Station Texas a And m Hotel College Station


text: Angelina Jolie's wedding gown unveiled! AAP Images Tue-02-Sep-14 12:23 Share this Tell Us What You Think WTF 0 LOL 0 FAIL 0 OMG 0 HOT 0 CUTE 0 ] Wow Angelina Jolie looks A-mazing on her Wedding Day! The first pics of her wedding to Brad Pitt are coming out and it looks like it was a beautiful day! One of the most beautiful things about her dress is that designs from images drawn by the couple's children were sewn into her stunning Atelier Versace gown! Awwww! FIRST LOOK: Angelina Jolie's wedding gown! What do you think? http://t.co/rsYlswj5TZ pic.twitter.com/1pNsFhgYeZ — bridalguidemag (@bridalguidemag) September 1, 2014 Check out more pretty pics here. You May Also Like Angelina & Brad open up about their marriage for the FIRST time Angelina and Jen almost had to spend 12 hours together Angelina Jolie meets Croatian president over land mine crisis Angelina Jolie slept at the zoo Become a fan of The Edge on Facebook and on Twitter .


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Cynthia Rowley Designs Pamperssandymaple
Denim diapers are nice, but no self-respecting baby is going to crawl around in fake jeans every single day. The well-dressed infant likes to mix things up a bit and play with color and pattern, right?
Maybe not. But if you've got a baby fashionista in your house, you'll be excited to know that designer Cynthia Rowley has teamed up with Pampers to create a line of stylish diapers for boys and girls.
Rowley, a mom herself, says that since diapers are the first piece of clothing a baby will wear, they should be special. And special they are. Featuring madras, stripes and printed ruffles, these designer diapers are nothing short of adorable.
I know a lot of people scoff at the idea that a baby's butt needs to be covered in style, but I am not one of those people. I like those denim diapers and I like these as well. What about you? The Cynthia Rowley Pampers collection will be available mid-July at Target. Will you buy?
Image: Pampers
More from this author:
Fruit Roll Ups Dangerous and Unhealthy?
School's Massage Program Rubs Parents the Wrong Way
Teen Girls Use Alcohol and Drugs to Cope
Child Deaths in Hot Cars on the Rise
Teens, Alcohol and Parenting Style
Nintendo Game Saves Boy's Eyesight
Mothers of Autistic Children Suffer in the Workplace
The Secret Life of Teens on the Internet
Should Peanuts be Banned on Airplanes?
Fertility Service for Beautiful People
Business Trips Harder on Women
Should Kids Have Best Friends?


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Pitt, 45, was spotted Saturday at the Hotel du Cap, having lunch on a balcony after flying in from the U.S. It is said he is staying in a chalet on the grounds of the highly exclusive hotel, just along the coast in Antibes, on the Riviera.
The star is in the South of France for his fourth Cannes Film Festival in five years. And, if Angelina Jolie, 33, joins him in the next few days as is expected, this will mark the third time they have strolled the palm-lined Croisette waterfront together in as many years.
On this visit Pitt is showcasing his movie from director Quentin Tarantino, Inglourious Basterds, which premieres at the festival Wednesday. The filmmaker has described Pitt's character in the WWII drama as "a hillbilly straight from the mountains of Tennessee."
Pattinson PendingAlso expected at the festival this week are Oscar winner Penélope Cruz, for Spanish director Pedro Almodovar's Broken Embraces, and Twilight heartthrob Robert Pattinson, who's due to appear on Tuesday.
Among the highlights of this year's 12-day, 62nd fest – said to be less crowded than in previous years, owing to the global economic situation – has been the world premiere of Disney-Pixar's well-received Up. Two days later, Mariah Carey lit up the Croisette with her new movie Precious, in which she undergoes a startling transformation into a dowdy social worker.
Also causing talk is the screening of Heath Ledger's final film, director Terry Gilliam's The Imaginarium of Dr. Parnassus – which was completed with Johnny Depp, Jude Law and Colin Farrell playing Ledger's character in its dream sequences.


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12 search results for Miami Connection
Miami Connection - Trailer
Type: Video | Date: Thursday, Sep 20, 2012Martial arts rock bands Dragon Sound have had enough of crime, drug dealing, and violence in a 1987 Florida under the thumb of motorcycle ninjas who own Miami in this trailer for Drafthouse Films recovery of Miami Connection
Fantastic Fest photos: 'Miami Connection's Dragon Sound reunion, karaoke, costumes
Type: Post | Date: Monday, Sep 24, 2012The sound of a band with only two songs
Exclusive - Drafthouse Films begins their Oscar hunt for 'Miami Connection'
Type: Post | Date: Friday, Oct 26, 2012We have a peek at the ad they're using to help chase down a Best Original Song award
Review: Is the Drafthouse release of 'Miami Connection' a case of 'so bad it's good'?
Type: Post | Date: Thursday, Nov 8, 2012We look at their theatrical run of a long-lost martial arts oddity
Fantastic Fest photos from Monsters' Ball, 'Miami Connection' and karaoke chaos
Type: Gallery | Date: Monday, Sep 24, 2012Festival founder Tim League helps Y.K. Kim of "Miami Connection" on...
Exclusive: 2012 Fantastic Fest debates to feature blogger, twins and a 'Miami Connection'
Type: Post | Date: Thursday, Sep 20, 2012Joe Swanberg puts his game face on
Fantastic Fest Debates: Behind the scenes of film fest blood sport
Type: Post | Date: Tuesday, Sep 25, 2012Watch a fight: Are Tim League's Drafthouse bouts courting personal beefs?
Move over, Tommy Wiseau... Drafthouse Films is bringing John Rad to theaters
Type: Post | Date: Tuesday, Sep 29, 2015This 2005 curio may be one of the strangest things the company has ever bought
Review: 'Cheap Thrills' is a black-comedy masterpiece about the way we live today
Type: Post | Date: Thursday, Mar 14, 2013A pitch-perfect cast makes this one hurt
When 'The Avengers,' Ben Affleck, and 'Damsels' are all runners-up, it's been a good year
Type: Post | Date: Wednesday, Jan 2, 2013Our comprehensive look back at 2012 continues


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Blue light–blocking intraocular lenses (IOLs) trade off rod-mediated visual function for limited protection against acute retinal phototoxicity.1 Twenty-five years ago, I cautioned ophthalmologists and manufacturers that clear IOLs transmitted potentially harmful 330- to 400-nm UV radiation (UVR) to the retina.2,3 Within a few years, most manufacturers incorporated UVR-blocking chromophores into IOLs.4 Eighteen years ago, I suggested blocking violet light in addition to UVR.4 Violet light has substantial potential retinal phototoxicity but little effect on scotopic (nighttime) or photopic (daytime) vision.5- 7 Nonetheless, visible light–blocking IOLs have been introduced only recently in the United States.
The solid line and dashed lines are the transmittance spectrum of a 20-diopter (D) AcrySof UV only–blocking intraocular lens (IOL) (Alcon Inc, Dallas, Tex) and a 20-D AcrySof Natural IOL (Alcon Inc).11 The area between the curves is amount of violet, blue, and green light transmitted to the retina by an AcrySof UV only–blocking IOL but blocked by an AcrySof Natural IOL. Blocked light theoretically decreases rod-mediated visual function and the risk of acute UV-blue retinal phototoxicity.1
The Purkinje shift is the change in peak spectral sensitivity from longer to shorter wavelengths as illumination decreases.7 Thus, rod-mediated scotopic sensitivity (nighttime vision) is much more dependent on violet and blue light than cone-mediated photopic sensitivity (daytime vision).
Thank you for submitting a comment on this article. It will be reviewed by JAMA Ophthalmology editors. You will be notified when your comment has been published. Comments should not exceed 500 words of text and 10 references.
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Norma M Lang, PhD, FAAN, FRCN, RN
Professor and Dean Emerita of Nursing
Contact Information
University of Pennsylvania School of Nursing
Room 438A Fagin Hall
418 Curie Blvd.
Philadelphia, Pennsylvania 19104-4217
tel: (215) 573-2184
email: firstname.lastname@example.com
One of the world's leading authorities on nursing standards and outcomes measures, Dr. Lang is internationally recognized for her advocacy of the role of nursing in health policy. She has pioneered the
development of an international classification for nursing practice, the Nursing Minimum Data Set, which is used to evaluate the quality of nursing care. Her seminal model for nursing quality assurance, which bears her name, was first developed in the 1970s, and has since been adopted in the United States, Canada, Australia, and the United Kingdom.
Upon becoming Dean of Nursing at Penn in 1992, Dr. Lang supported more than the standard nurse-run model of teaching, research, and practice. She recognized the importance of both nurserun centers and collaborative physician-nurse practices in schools and communities and used strategic planning to move the School's agenda toward premiere standing in academically run practice care models. This produced in Penn Nursing an extraordinary growth in the practice mission which continues to flourish. The network of innovative practices established under her leadership has provided faculty and students with clinical sites to demonstrate best practices, translate research into practice, and to initiate research programs. Her vision for the role of schools of nursing in developing and managing innovative interdisciplinary nurse-managed clinical practice models is a lasting contribution to schools of nursing nationally and internationally.
Dr. Lang is a member of the Institute of Medicine, a Fellow of the American Academy of Nursing, a Fellow of the College of Physicians of Philadelphia, and an Honorary Fellow of the United Kingdom's
Royal College of Nursing. She is the recipient of the American Nurses Association Distinguished Membership Award, the North American Nursing Diagnosis Association's Outstanding Leadership Award, and the Jessie S. Scott Award from the American Nurses Association. In addition, Dr. Lang is the 2001 recipient of the Joint Commission on Accreditation of Healthcare Organizations' Ernest A. Codman Award – the first woman and the first nurse to receive this prestigious honor.
Currently Funded Grants
Honors/Awards Details »
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The Buddha
Tuesday, July 23 at 8:00 p.m.
Explore the life of the Buddha, an Indian sage who gained enlightenment. Richard Gere narrates.
Two-and-a-half millennia ago, a new religion was born in northern India, generated from the ideas of a single man, the Buddha, a mysterious Indian sage who famously gained enlightenment while he sat under a large, shapely fig tree.
The Buddha never claimed to be God or his emissary on earth. He said only that he was a human being who, in a world of unavoidable pain and suffering, had found a kind of serenity that others could find, too. This documentary by award-winning filmmaker David Grubin tells the story of his life, a journey especially relevant in our own bewildering times of violent change and spiritual confusion.
Pictured above: Illustration of the Buddha gaining enlightenment while sitting under a fig tree.
Pictured, top right: Head of the Buddha, Thailand.
Pictured, bottom right: Reclining Buddha at Wat Boworn, Thailand


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I you liked the demo,you will like the game. Go for it!
Should I get this game?
Played the demo and it seems fun, but is it as complex and lasting as it seems or is it a shallow purchase?
I you liked the demo,you will like the game. Go for it!
I have this! And i LOVED it, i mean, Seriosuly, couldnt get off it! Buttt, after a week or two..well, lets just say i havnt been on it in months. Gets extremely tedious after a while. Maybe you should rent it?
Enoch was right.
Try renting it first, if you like it enough just go out and buy it. I bought it myself and I don't regret it.
I'm willing to break them into pieces, crush them at my feet. - Hironobu Sakaguchi


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With all the excitment and stress of working the convention, the delegates from Western Mass have been busy, but after waiting outside their section for a half hour I was able to track one down for a quick interview.
Benjamin I. Schwartz, a delegate from Wendell, was kind enough to stand with me in the chaos that filled the entire first floor of the Pepsi Center. He has attended three conventions, the first when he was nine years old. He said his mother was a very political women who introduced him to the political arena early and is here today watching history in the making.
Of course everyone wants to know what it is about Obama that has so many people going crazy for him, and for Schwartz it is the basic fact that he is a decent guy. Schwartz described Obama as "very intelligent," "caring," and someone who shows a great deal of "integrity."
It has come up time and time again from people all over the news including CSPAN that Obama's speech at INVESCO is a bad idea because it feeds into the celebrity persona that the Republicans have tagged him with. However, Schwartz did somewhat disagree with this. He described Obama's speech abilities as a "rare comodity," and that he is someone who moves people to take action and inspires them to do something with their emotions.
Schartz went on to discuss the upcoming republican convention and said that McCain can hardly fill a room. If Obama can fill INVESCO with 76,000 people then that has to mean something about him and how people feel about him. Obama is simply making an acceptance speech, and people will be waiting at the door to listen.
All in all, Benjamin Schwartz thinks that Obama is doing great and will do great.


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Fragments of Darkness, Shards of Light. I shall use them to create something powerful.
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Lighters and sparklers found near bale fire
City of Red Deer firefighters Scott Hollman and Billy Kamp work to extinguish a hay bale fire Thursday afternoon.
Lighters and sparklers were found at the scene said Red Deer Emergency Services captain Steve Spiegelmann who responded with his crew to the scene just south of the Oxbow off-leash dog park on the south end of the city.
Only one bale was destroyed.


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My name is Martin Williams, I'm a conversion copywriter and business writing trainer.
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I get the numbers for digital agencies, marketing/PR companies, SMEs and corporates. Recent clients include Sigma, The Vegetarian Society, Deutsche Telekom, Lloyds/TSB and Waitrose.
- NOMEX was seeking funding from The Nordic Council. I wrote a report. They were awarded £250k.
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What's your story? What do you want? More sales, visitors, subscribers, members, leads, calls?
I'll write you the words to get you there.
Talk to me about your project. Mail me here or call 07806 064015


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Again, you wouldn't give up Tatar but you would be completely okay with giving up Jurco in a trade such as this?...
Neither would be going the other way in this trade anyway... I would expect a mid level roster player or mid level prospect and a draft pick.
nah, i think you're going to have to give up one good cheap young player to get this deal done
something like tatar, andersson, and 2nd
holland might have some leverage here with the capitals close to the cap limit and green having only 1 year left on his deal. green has a modified no trade clause as well
Edited by chances14, 08 July 2014 - 02:25 PM.


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Harris County, TX official reports show that a suspect of 33 years age, James Freifeld, was busted.
Harris County, TX officials are reporting that Freifeld was charged Monday on unclassified charges.
Every effort has been made to ensure the integrity of these data, however, Local Blotter makes no claims of guarantee surrounding the accuracy of such alleged facts, as all suspects are to be considered innocent until proven guilty in a court of law.
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Comments Thread For: Tyson Fury: I'll Do Whatever it Takes To Beat Johnson
London - HEAVYWEIGHT sensation Tyson Fury says Christmas will come early for his fans on December 1 when he clashes with American Kevin Johnson at the Odyssey Arena in Belfast.
Unbeaten Fury plans to give the performance of his career so far against former World heavyweight title challenger Johnson in their 12-rounder on the Hennessy Sports show which is live on Channel 5 next Saturday night.
With the Festive period fast approaching WBO inter-continental champion Fury is in the mood to give his supporters the perfect Christmas party in Belfast and believes Johnson will bring out the best in him.
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A pregnant woman lost the brakes on her car and barreled into a building at the Morgantown interchange of the Pennsylvania Turnpike, state police said.
The accident happened around 8:20 a.m. Wednesday as the woman approached the turnpike toll plaza from Interstate 176 South in Caernarvon Twp., Berks Co.
The brakes on the 2000 Mercury Sable failed, prompting the woman, identified by police as Shanequa Core, to drive across the employee parking lot and hit the storage building, police said.
A turnpike official who was inside the building at the time of the crash told 69 News that the impact sounded like an "explosion."
No one was injured in the accident, but Core, 21 of Collingdale, Delaware Co., was taken to Reading Hospital for evaluation because of her pregnancy, police said. She was treated and released a short time later, a hospital spokeswoman said.
The car's state inspection sticker expired in January, police said.


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Capitello Winery
Kiwi Makes Memorable Pinots
by Alison Ruch
Winemaker Ray Walsh was recruited from New Zealand to work for King Estate - one of Oregon's largest wineries - in 1993. His talent swept him higher and higher until, before he had a chance to look back, he'd progressed beyond the realm of winemaker to executive status - ten years of upward momentum. When Walsh finally had a chance to reflect on his journey, he realized he longed to return to what he loved best - the hands-on stuff. "All of a sudden," Walsh said, "I realized, 'I'm not making wine anymore.' I really wanted to get back to winemaking because that's where I'm happy."
Thus we have Walsh's very own Capitello Wines. Starting with the name, Walsh created a winemaking operation that embraced everything he likes most about the profession and rejects everything he doesn't like. "Capitello," he explained, "is what you find in Italy - little houses where [you'd] post a statue of Mother Mary - a little house that would bless the vineyard or farmland. I didn't want to use my name because I feel there's a little too much ego wrapped up in this industry, and I didn't want to fall into that trap.
"I want to make honest wine, fun wine, wine that can be enjoyed with food," Walsh said, "so I decided to be more whimsical with my label."
Walsh's Introduction to the Wine Industry
Walsh grew up in a wine region in Auckland, New Zealand, and, he laughed and said, "had nothing to do with it." His father, a building contractor, had a side business restoring antique firearms. Young Walsh's only contact with surrounding vineyards was when he visited to pick up ammunition for his father's guns, which the vineyards were equipped with because they used gunshots to scare away nibbling birds. Occasionally, Walsh would help the vineyard hands do the scaring.
At twenty, Walsh traveled to Europe and worked a vineyard harvest in the Moselle River Valley, in a setting he called, "...so picturesque - sheer cliffs from the river up. I loved it. That's when I knew." When Walsh returned to New Zealand he set to work on an enology degree.
Walsh's first winemaking jobs were for Villa Maria and then for Cooper's Creek Wineries in New Zealand. Just as Walsh was considering a move to the U.S., a friend of his took a trip to Oregon and caught wind of plans for King Estate, a truly modern wine facility, with "all new equipment," Walsh said, " - all the things we sometimes struggled to get in New Zealand."
Before long, Walsh was making the move and working for King Estate as Cellar Master. From there, he took on more and more responsibility, taking the title of Winemaker in '99. Walsh liked the work he did, start to finish, at King Estate, but, he said, "My job was getting too hip and too crazy, and I wanted to focus on my family. I went back to New Zealand on vacationÐtried to refocus what I wanted to do." On this trip, he acknowledged that, in addition to time with his son, it was winemaking he missed.
The Innovative, New World Capitello Style
Walsh started small with Capitello. He said, "It was a horrible financial burden to go back to winemaking." He picked up consulting jobs for other area wineries - which he still does - and made it happen. He'd intended to keep Capitello small, but, he said, "My son is embracing it now." Walsh's nine-year-old son has taken a great interest in winemaking and spends lots of time with his dad, learning the craft. "That's why," Walsh said, "I've grown the program more than I thought I would have."
Walsh said his winemaking objective is to feature the nuances of the land and fruit his wines are made from. "I do want to express the vineyard. That is true," he said. "I do pride myself as a New World winemaker. I'm very interested in new techniques. I want to play. I fiddle to the nth degree."
Some say this "play" - really, the use of available technology - tampers with the natural flavors coming off the vineyards. Walsh disagrees. "I try to express a full degree of the varietal, and maybe not all of that comes from the vineyard," Walsh said. "I do filter. I think the old days of we make wine and we sell it amongst our village are over, and now we ship it all over the country. I need to make something I can stand behind."
Walsh described his fining technique, a technique designed to remove the matter that makes wine appear cloudy - some believe, leaving it (over)stripped. "I fine with things that actually add," Walsh said. "I use Biolees - because they add to the quality rather than fine out." This natural product eliminates cloudiness while enhancing the wine's natural flavors and overall balance.
Perhaps the most innovative of New World techniques that Walsh has tried is "de-alc-ing," or - what it sounds like - removing alcohol. He does this via a gentle reverse osmosis system. "I de-alc-ed the Pinot gris from 14.3 to 13.4," Walsh said. "I was the first in Oregon to do that. Since then, a whole host of wineries have followed suit."
"I was uneasy with it until I saw the results," Walsh said. "Just amazing!"
Walsh doesn't grow his own fruit but buys from growers he knows and trusts. When it comes to winemaking, Walsh is confident. "In a sense, I'm an artist in that area," he said. "Good viticulturists are artists in their area, and I'm not. I want to leave it up to them. . . . It's a lot of work. [As a vineyard manager], your summertime is gone, and my summertime is really important to me and my son."
The Capitello fruit comes from Hauer of the Dauen Vineyard, run by Carl Dennard, and from three vineyards managed by Matt Compton - of Spindrift Wines - Deer Haven, Rainbow's End and Mary's Peak. "I worked with Carl for many years with King Estate," Walsh said. "He's a wonderful man - all our dealings are on a handshake. It's wonderful to work with a grower who appreciates old school relationships. Compton, too - Everything he works on I totally trust. He's an artist."
Walsh rents out winery space in the Territorial Vineyards & Wine Company winery in Eugene. He started there on a one-year term, but the relationship has been so rewarding for both parties that Territorial has decided to lease to Walsh indefinitely. "I think they're the cleanest facility in Lane County," Walsh said.
The Capitello Wines
Under the Capitello name, Walsh produces Pinot gris, Pinot noir and a dessert wine called Dolcino.
Of his Capitello Pinot gris 2006, Walsh said, he is trying "to express the best intensity of the varietal characteristics that I can. I do a long, cold fermentation and use Biolees to soften the wine and bring out the fruit." It's a bright, expressive wine with distinct floral notes and hints of pear and apricot. With a bit of acidity, this gris is a great summer wine.
Like his Pinot gris, Walsh wants his Capitello Pinot noir 2005 to be a full expression of the varietal. He works to maximize the intensity of his Pinot noir but never does anything that might overpower the natural fruit flavors. He's not interested in making a "flashy wine," but in something that's, he said, "just big and drippy and tannic. I want a lovely, delicate food wine." Integral to Walsh's Pinot noir making are his barrels, which add a hint of elegant spice. "I've worked with so many different cooperages; I've found best marriage," Walsh said.
The dessert wine, Capitello Dolcino 05, is made from Gewurztraminer grapes and is a carefully balanced dessert wine. Rather than make a late harvest wine, in which, Walsh noted, "the acids are gone," Walsh takes the fruit, directly after picking, and freezes it. He obtains the fruit at its most "vibrant, aromatic and fresh," but still gets the same concentration and coolness of a fruit that is harvested late in the season.
Because Walsh makes sparkling wines for Domaine Meriwether, he is able to use their facility's Champagne press equipment for his Dolcino. "The Gewurztraminer sits at around Ð30 degrees Celsius and is then moved to a champagne press," Walsh said. "I process it in a champagne press as opposed to bladder or bag press - a New World press." He explained that using a bag press causes a similar effect as that of "putting an ice cube on your tongue - the fruit can stick and tear off." Bag presses, he said, work best if you defrost the fruit first, but then you lose some of the juice concentration.
With the Champagne press, Walsh is able to put fruit in completely frozen and start pressing. He likened the pressing to sucking the fruit from a popsicle. "You're pressing and squeezing out all the flavors, and all that's left is just the ice," Walsh said. "You'll find grapes completely unbroken - just like a block of ice." Into the wine goes, he said, "One hundred percent flavor and sugars. Intense concentration."
The Latest from Capitello
Recently, Walsh has procured an importer's license. This is very exciting news, as Walsh has been working with a vineyard in New Zealand to produce Sauvignon Blanc. The vineyard manager's son has visited the U.S. twice to work with Walsh, and, Walsh said, "I've got him on task making wine for me. He bottled 840 cases of 2006 Capitello New Zealand Marlborough Sauvignon Blanc." Watch for it in mid-June, 2007.


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After laying low for a few months the team gets a call from Tori. He has a Johnson that wants to meet at Cuppa Joe's bakery and beanery in Tacoma to discuss a smple B & E with some data retrieval. The key phrase is a tall Regular Joe w/ a cheese danish.
Upon arriving the team is shown to a table and the propiater sets down a coffee pot and an extra napkin holder (privacy shield). After a minute (and a darn good cup of coffee) a guy that practically screamed new Mr. Johnson walked in and conferred with the dwarf behind the counter and then made his way over to us.
The team practically had to walk him through how an initial meet want, and then after he was settled down we got to business.
It seems that the DA David Beatty has some case files at his house on a secure data system and that some very important people would like the evidence to go away within the next 34 hrs. Since this is the DA's residence the team negotiates the rate up to 14k. And the Johnson supplies a gate code for the community.
The team finishes their coffee and danish's they get to work doing leg work on the gated community, David Beatty, his wife, and what their schedules are like.


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FORT WORTH — It takes at least three things to independently establish a brewery: money, willpower, and, above all, passion.
While Cody Martin, one of the founders of Fort Worth-based Martin House Brewing Co., has all those things, he has another edge on the competition. As a former environmental engineer, Martin designed, maintained, and operated large remediation tanks — a monotonous job that paved a new career path for this University of Texas at Arlington alum.
"I was going to breweries and looking at their systems and control panels, and it was the same equipment I was working on at my day job," Martin said over a beer at The Old Monk on a recent sunny day. "I thought, 'I can build this. I can maintain this … I am capable of doing this.'"
Any day now, Martin will crack open his brewery's first beers.
Martin's love for brewing sparked seven years ago when he received his first homebrew kit. His first batch was a clone of Oskar Blues' G' Knight red ale, a recipe that has since been tweaked into Martin House's signature Imperial Texan red ale/IPA.
After his brew house epiphany, Martin quit his full-time job (with the permission of his wife) and moved to Dallas from Florida in November 2011 to get the wheels turning. The Martins moved in with Cody's college bud David Wedemeier, rounding out the household at six adults, two dogs, a one-legged parrot, and a massive homebrewing kit.
As Martin's idea manifested, Wedemeier (with the permission of his wife) jumped on board full-time as the sales and marketing arm of the business. Another college friend, Adam Myers, caught wind of the operation and joined the crew on the technical side (again, with the permission of his future wife).
"I wanted to do this in a hands-on manner," Myers said. "And I'm an engineer, too, so I hoped to make things run more smoothly and cheaply."
Several hundred thousand dollars in investor money later, the men landed a 9,000-square-foot warehouse on the eastern outskirts of downtown Fort Worth, which they built out themselves. The space houses 30 barrels for brewing as well as four 30-barrel fermenters. Three bay doors line the western wall of the building, opening the Martin House brewery to a picturesque view of the city skyline against the sunset.
The brewery is located on Trinity River where bikers and horseback riders jaunt along the surrounding trails. Wedemeier rides his bike to work.
Perhaps the most intriguing aspect of the Martin House model is the decision to distribute craft beer in cans. The Imperial Texan (a 9% ABV red ale/IPA hybrid), River House Saison (4.9% ABV beer with a peppery aroma), Day Break (4.9% ABV blonde ale), and There Will Be Stout (6.5% ABV pretzel stout) will eventually be sold in four-packs of 16 oz. cans suitable for "going to the beach, river, anything like that," said Wedemeier.
"[Cans] are better for the beer because of complete light blockage and it's sealed completely," he added. "It costs less because they are lighter to ship, and they are easy to transport."
Martin, Wedemeier, and Myers are jumping in head first to the craft beer scene with the official Martin House launch followed quickly by appearances at Big Texas Beer Fest on April 6 and Untapped Festival on April 20. Until then, however, they plan to take a moment and drink up.
"It's great to finally have a minute to step back and say, 'Holy [expletive], we did it!'" Martin said.


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Thanks Griff! And Jacsuza, no biggie, I did the same this morning and lunch. I felt so miserable. For dinner I made Grok meatloaf tho. It is AMAZING!
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Thanks Griff! And Jacsuza, no biggie, I did the same this morning and lunch. I felt so miserable. For dinner I made Grok meatloaf tho. It is AMAZING!
Don't sleep it off too much either, go for a long casual walk. Choose a market an hour away and walk over there to but a stick of jerky or the like. Make your body need to find energy, then it will have to start using fat sooner. If you go and hibernate then it can just put it off until tomorrow.
doing any better? hanging in there?
low carb flu can last a while... up to 3-6 weeks for some people. I didn't get it at all but I was lucky.
Definitely up the fat (and protein) if you feel like you're not taking in enough calories for the kind of work you do each day!
Hope it's going well for you!
sounds like lack of sleep to me. if i dont get my 8-9hrs i get headaches, i feel physically sick. its terrible. speaking of which, its almost my bedtime!!
I am wondering if I had a 24 hour version of the low carb flu. It started yesterday afternoon with a light headache. It progressively got worse and I also noticed my muscles (mostly my back) were so sore and achy, like you would feel with the flu.
My skin felt sensitive and I was soo tired. By the time 5-6 rolled around, I just wanted to lay down, I felt awful. My head was killing me. I felt little chills too. I felt like crap up until 10. My temp was elevated to 99.1 degrees. It never went much higher than that. I feel fine today. It was very strange to feel that. I didn't hydrate as much as I should have. I had coffee and unsweetened ice tea mostly.. then about 25 oz of water. Think this was a 24h bug or the 'low-carb flu"?
@Underwaterer, sounds like you had a mild infection. Likely your awesome primal immune system kicked in and kicked its ass. :)
haha! Yeah, I was thinking that. I felt horrible!! But it was funny how fast it was over! :)
this is my 2nd day and im going through it also....got my blood work back a few days ago and tested positive for celiac so instead of just eliminating gluten i decided to get rid of all the grains and give this a shot. I really dont need to be dropping many pounds but could use some body fat to go away
anyway have a pretty good headache and am pretty foggy today....hopefully doesnt last to many days or i might start adding in a serving of wild rice or something
It's funny because now if I have a big cheat meal, i get flu like symptoms...


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Skip to comments.THE PASSION OF THE CHRIST.. (It's here!!).. Live thread!
Posted on 02/23/2004 4:56:38 PM PST by carlo3b
THE PASSION OF THE CHRIST.. (A HIT OR A MISS?).. Live thread!
Contrary to popular media pronouncements, the first of the commercial showing of this long awaited, landmark, and controversial film has already debuted and the misconceptions that the fate of this endeavor hangs in the balance.. That is HOGWASH.. The Passion of the Christ is on the brink of a record breaking opening, in spite of the limited available screens, and the all out, and outragous efforts on the part of the National Media's near unanimous rejection, and the Hollywood establishment roadblocks to stymie this motion picture and it's brilliant and courageous director/producer..
I just receive a call from friends that attended a church sponsored midday showing of the movie with more than 850 of their fellow flock. The collective response was "it was sobering and breathtaking, and they existed with a profound feeling of moral inadequacy".
I toyed with the idea of accepting an invitation to book a private showing at a local theater for this weekend, however after calling a few local churches to help fill the seats I discovered that all (I call 12) of the parishes and neighborhood churches had already secured their own private dates with sellout crowds.. Every one of them had sold the seats within a day of their announcements... I just may book a threater in three weeks for all of my friends and family, that wish to watch it again, and again..
Your comments...
Is that good?
Here is my response to Jews over who crucified Jesus:
Feeling of moral inadequacy? Yes, I think that's the only way we can feel in light of the standard God has set - perfection. Since none can attain that, we are left to put on the robe of righteousness that Jesus takes off his back to place on us....if we will just accept that free offer.
Truth. Good any time of the day.
Something tells me this is not a popcorn movie. Too bad--I love movie popcorn.
BLUSH.. yes I did . . :)
BTW, hope you have your aesbestos long-johns on.
Welcomed into the Roman Catholic Church Easter Vigil, 2002.
I bought two advance tickets for this Thursday. I NEVER go to the movies....I can't remember the last movie I saw in a theatre. Can't stand the talking, loud chewing of popcorn, etc.
I'm happy to say that although I have to travel 90 minutes to see it (that was the only one available when I bought my tickets), the movie is now playing at theatres all around me!
One thing that has bugged me is how some people are distorting what Mel said about the Holy Spirit working thru him. I think people that understand what that means KNOW that it does NOT mean that you are deserving, or special, or that you have some special communication with God. It means that God can choose to work thru the most undeserving person, a fallible, fallen person, using what talents you might have to create something transcendent. In other words, to write straight with crooked lines (a portuguese proverb).
I hope you have a nice day too.
Now I'm going to say a Hail Mary for you.;)
P.S. Can the PASSION threads stop being hijacked by anti-Catholic bigots? If Protestants believe they can do a better job in making a film about Christ, then please go and make one. And I guarantee you that if it's good, I'd be first in line to buy a ticket.
I'm in.. I'll bring my mom.
Gunnermom is wanting to see the movie.
I hope so, or I'm doomed.
BTW, carlo3b, on second thought the word, "existed" may be a better description.
I didn't read about trolls in the bible and yet I still have to deal with them.
Tell us all..... since the Carlo's thread has now been hijacked by the mystery post at 12.
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