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The mighty Toyota Fortuner has been given a makeover and some extra features in 2012, which do make it even more desirable. It continues to be the best-seller in its price segment, and after a road test, both on and off-road of the latest Fortuner, we can clearly see why.
One of the most popular colors you will see the Fortuner in is white, and that's what we drove too – a burly white 2012 Toyota Fortuner 4×4 manual. This SUV is priced at Rs. 20.99 lakh ex-showroom Delhi, a bit on the expensive side when you compare it with other SUVs in its segment or even below it, but it does redeem itself.
Looks, fit and finish
The biggest draw about the Fortuner has been its looks. When it comes to big, mean SUVs, the Fortuner is right up there, with its ability to scare other road users into submission. The 2012 Fortuner has been given a makeover of sorts, which has marginally toned down the menacing look. The hood scoop has become larger, while the headlamps have become sleeker and incorporate projectors with HIDs. The headlamps also get power washers to clean themselves. In profile the Fortuner is identical to its previous model, with its tall stance and Lexus Harrier inspired body styling, riding on robust 17-inch alloys. At the rear, the Fortuner gets clear lens tail-lamps that look a little like aftermarket add-ons.
The all-beige interiors of the Fortuner look similar to its predecessor except for some distinct styling changes to the dashboard. The wood paneling is now of a darker color. Plastic quality is excellent and the fit and finish is good, giving the vehicle a built-to-last feel. The steering wheel design is different from the previous Fortuner and incorporates a phone answer and hang-up control in addition to the steering audio controls and multi-info display control. The center console now gets a touch-screen DVD-based music system that also incorporates a reverse camera.
The leather upholstery is comfortable and the seats are well-contoured, hugging you as you settle in. The driver's seat is power adjustable for height, tilt and length, while the steering is tilt adjustable.
Comfort and features
Toyota has added a few more features to the Fortuner. It already came with power folding mirrors and climate control, optitron meters with illumination control, and remote locking. Now it also gets power headlamp washers, powered driver's seat and most importantly, electronic traction control, which has made this burly SUV's handling a lot more surefooted. The six-speaker, touch-screen DVD music system also incorporates a reverse camera and a Bluetooth phone pairing system to make and receive calls, as well as stream music. However, the parking sensors that were present in the previous Fortuner have been removed. Safety features such as two SRS airbags and ABS are standard on the Fortuner.
There are plenty of storage spaces. Pop-out cupholders below the AC vents allow for your drinks to be kept cool. Two small spaces below the center AC vents can be used to keep knick-knacks as well. The glove box is just average in size, but there is a deep storage bin under the center armrest that's pretty useful. All the door pockets have bottle holders, and even the last-row gets three cupholders. Legroom is good in the second row, although the high-floor can be a bother for some, while the third row is strictly for short trips.
Each row has independent AC vents set into the roof, while there's a separate blower control for the rear occupants set into the roof lining.
A multi-info display (MID) above the stereo shows you functions like time, temperature, compass, average fuel consumption, instant fuel consumption and range.
Performance and handling
The Fortuner is powered by a 2,982 cc, four-cylinder diesel engine that puts out a 169 bhp of power at 3,600 rpm and 343 Nm of torque at 1,400-3,600 rpm. This is mated to a five-speed manual transmission, and drives all four wheels through a full-time four-wheel drive system. The engine is nicely refined and noise does not intrude into the cabin, except at high rpm.
On-road manners
The Fortuner's gear shift lever is rather long and the throw is fairly long, but precise. However, what was a bit unnerving was the way in which the whole transmission tends to swing when the engine is revved in each gear – possibly an issue with one of the gearbox mounts on our test vehicle. The Fortuner picks up well from low rpm with very little turbo lag. You get a nice surge in power through each of the gears making you aware of the massive torque the engine is pushing out under the hood. However, on corners, you can feel the vehicle roll a little, but it's well controlled.
The tall stance gives you a good view of the road ahead and you can easily look over other traffic. All-round visibility is good, although one needs to pay attention to the front corners as the high bonnet can hide low-height obstacles on the side of the road. Reversing is easy thanks to the large mirrors and the aid of the reverse camera.
Once you get to fifth gear the Fortuner can cruise at about 80 kmph, with the engine spinning at a lazy 1500 rpm. This is good for mileage especially on the highway, making the vehicle a great long-distance cruiser. Also read: Why the new Toyota Fortuner is a great car for its features!
Off-road manners
Fortuner owners rarely take the vehicle off-road. But when you do, it's a very capable machine. We tested the Fortuner around the sandy and rocky slopes of the Aravallis, and the vehicle performed very well, without a fuss. We had a Mahindra Thar for company during the off-road trip, and while the occupants of the Thar were covered in dust after about 4 hours of dirt-road driving, the Fortuner just wandered through the scenery with all occupants seated in a dust-free plush, climate-controlled cabin.
For normal sandy trails, one does not even need to touch the 4×4 shifter on the Fortuner, as it is anyway a full-time four-wheel drive driving all four wheels. But once we got to deeper sand, we shifted into 4HL (four-wheel drive high mode with center differential locked). This splits power 50:50 at all times to the front and rear axle equally. And then there were a couple of sandy slopes for which we used 4LL (four-wheel drive low ratio, center differential locked). When you switch out of 4H mode the traction control is automatically switched off as well, allowing for more wheel slip (this is required to avoid damaging the transmission off-road).
The 4LL mode doubles the available torque and allows the Fortuner to climb up slopes easily and crawl down inclines so slowly that even some snails could be heard protesting.
The massive 221 mm of ground clearance make it easy for the Fortuner to just clamber over small rocks without scraping its underbelly. Of course, the Fortuner is not really meant to be a hard-core off-roader, but it can do the job when required as it has all the requisite hardware.
One would expect the Fortuner's bulk to be detrimental to fuel economy. However, thanks to its tall fourth and fifth gears, and very useable torque in third gear (one can drive from as low as 25 kmph all the way to 80 kmph in third), the Fortuner does manage to churn out some respectable figures from its 3-litre engine. During our entire 140 km road test, which included about 35 kms of pure off-road use, the Fortuner gave an overall mileage of 10.5 kmpl, according to the multi-info display.
What we think
The Fortuner satisfies that primal instinct of customers where might is right. It has the sheer size and brute appeal of an SUV, yet is quite easy to drive on the highway and ideally suited for long-distance cruising. It also has enough grunt and plenty of ground clearance for use off-road. So whether you want to drive from Kashmir to Kanyakumari on well-tarred highways or venture off into the Thar desert across a few dunes to visit a remote hamlet, the Fortuner can get the job done without a fuss.
What we like
Macho looks
Excellent engine and 4×4 system
Fit and finish
What we dislike
Tall gear-lever and transmission vibrations
Feels slightly overpriced
Third-row legroom
[table id=744 /]
See our video review for more details:


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The cut of the new Reebok jerseys and the size of the winged wheel crest is why if I recall correctly. Not enough room for the C in the old spot.
Yeah they had to curl up the tip of the wing a little as well to make it fit. The only time I find the C or A on the other side looks off is when we're in the finals and they have the crest right next to it. But at that point i'll take it

subset: commoncrawl


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Siena is the other Florence. What do I mean? I mean that you'll find people generally fall into two groups: fans of Florence and fans of Siena. Both are incredibly beautiful, both are full of incredible art, both are in Tuscany, and the two cities have a long history of rivalry that goes on to this day – a least in the hearts and minds of their visitors.
Perhaps Florence is better known because of the Medici family and their patronage of some of the world's most innovative Renaissance artists, but Siena dominated in the period before, the Gothic, and the paintings you'll find adorning the walls of Siena's public buildings and galleries are magnificent.
The city's center is the Piazza del Campo and has been since the 14th century. Here you'll find the famous Fonte Gaia (the fountain of joy) and the Palazzo Pubblico (town hall), which houses the Museo Civico where you'll find many great paintings including Lorenzetti's Allegories of Good and Bad Government, innovative in its depiction of secular subject matter in an era dominated by religious painting.
Siena's cathedral (Duomo) is one of Italy's great Gothic churches and was planned to be twice the size until the plague wiped out over half the city's population. The Santa Maria della Scala opposite is also famous for its secular frescoes, and head to the Pinacoteca Nazionale for the best in Sienese paintings (known as Senese). And of course, Siena is proud to have raised Santa Caterina, Italy's patron saint, whose head, thumb and whip are now in the Chiesa di San Domenico.
I've always been a huge fan of Florence, but now that I've discovered Siena my heart is torn. Florence will always be my first love, but Siena, you're my new crush.
Planning a Trip? Browse Viator's Tuscany tours and things to do, Tuscany attractions, and Tuscany travel recommendations. Or book a private tour guide in Tuscany for a customized tour!


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NEW YORK -- For two years, Robert Butts virtually held the hand of Alessandro Scarlatti, following its mystifying smudges and strokes of genius. Finally, it was time to let go.
Butts had labored over a 315-year-old score by the Baroque composer, editing a manuscript held, through an odd historical turn, in the archive of Morristown National Historical Park. The New Jersey conductor was finally able to realize the sound of the score in a performance Monday at the intimate Advent Lutheran Church on the Upper West Side.
It was the first airing in three centuries of Scarlatti's initial version of his chamber oratorio "La Giuditta" (after the Biblical tale of Judith, the wily Israeli widow who saves her town from the Assyrians). The performance was also the New York debut of Butts' Baroque Orchestra of New Jersey, as well as a preview of Sunday's "La Giuditta" at the College of St. Elizabeth in Morris Township.
Since the invention of the radio, the idea that music lovers would engage with a piece by actually performing it has become an increasingly quaint notion. But that tradition retains some vitality in the Northeast. The Baroque Orchestra of New Jersey is a semi-pro ensemble, in which amateurs, students and professionals rub shoulders.
For Monday's "La Giuditta," that labor-of-love spirit was willing, even if the flesh was sometimes weak. Scarlatti's 1693 manuscript comes with a letter in which the composer implores the recipient to "make them fully rehearse." Butts and his crew only had the wherewithal for two orchestral and two vocal rehearsals. The score's newness and jittery nerves led to missed entries and some tentative playing vis-à-vis the pipe organ, although the ensemble was more rhythmically stylish than a semi-pro band might have been in this music decades ago.
The Neapolitan Alessandro Scarlatti isn't to be confused with his son, Domenico, he of the popular keyboard sonatas. An influence on Handel and Mozart, the elder Scarlatti specialized in mellifluous vocal music. Like most Baroque composers, Scarlatti wrote to order, leading to multiple versions of "La Giuditta." The 1693 score is, at 100 minutes or so, the longest.
The music's length and the church's steamy air weighed on the singers, undercutting the drama despite their dedication. Playing Assyrian general Holofernes, Mark Hewitt tended to plod, as if wading through knee-deep water. Marjorie Berg, voicing Judith (who seduces Holofernes just to lop off his head), was the most prepared, singing without a score; although trills gave her trouble, Berg had the right communicative energy.
The most alluring voice was the clear, pealing soprano of Teresa Giardina, as the stressed Israeli Prince Uzziah. She tired, garbling some phrases in the long runs of recitative, but her voice's natural spring enabled her to bounce back, leading the way into the final chorus. Throughout, concertmaster Michael Avagliano had been a singer himself, his violin filigree buoying Scarlatti's lyricism.
Sweat dripping from his brow, Butts seemed both proud and relieved at the end, having heard in the air what was for so long bound on paper.
Bradley Bambarger may be reached at email@example.com.


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Ruger LCR
Tools and Technologies
Handguns: Revolvers
> Ruger LCR
April 17, 2009, 11:40 PM
What price are these going for?Are they easily found or difficult as was the LCP? Overall opinions? Thanks
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April 18, 2009, 12:02 AM
Price? Hard to say.
Very hard to find, that's why it's hard to say what people are really paying for them.
It's also hard to have an educated opinion.
Some people are paying too much, to be the first guy on the block with one.
I'd wait until they're readily available and prices reach some rational equilibrium.
If you want/need a CCW revolver soon, get a 442 or 642. Great little guns, and well-proven.
April 18, 2009, 12:04 AM
Fired 3 shots with one. Insanely light. Trigger is long but straight back. Not too heavy. I imagine it'll smooth out a little with use, too. It was a brand new gun Ruger had on display at their table at an expo here in Arizona. Recoil is pleasant. Not bad at all. They also had S&W and Glock tables there, but I was only interested in the Rugers.
April 18, 2009, 12:07 AM
It was a brand new gun Ruger had on display at their table at an expo here in Arizona.
Yeah, I've shot a Gold Label, too, at a Ruger demo a few years ago.
Haven't seen one since.
If I had an immediate need for something like the LCR, I wouldn't hold my breath until I found one.:)
That said, I'm certainly interested, at the right price and if I don't have to jump through hoops to get one.
A 642 has become my frequent companion lately, and it's great. The Ruger is a very similar piece, with different engineering. Should be good, when it truly becomes available.
April 18, 2009, 12:13 AM
dont know how it shoots yet because i cant find one here on the east cost but im very interested
going price is supposed to be around 5-600 for hogue model
and 7-800 for the laser grip
easily found i dont think yet unless you mean the rape your pocket people on gunbroker that have asked as much as 1500 for them
April 18, 2009, 01:16 AM
The list price for the LCR (http://www.ruger-firearms.com/Firearms/FAProdResults?function=famid&famid=65&variation=LCR%E2%84%A2&bct=Yes&type=Revolver) on the Ruger site is $525, $729 with Crimson Trace Lasergrips. I'm told by a few dealers they will be available for the street price of $400-$425 when they become available. (dealer prices are already posted)
April 18, 2009, 01:43 AM
I believe I'll be able to get one for around $350 or so once Davidson's gets them available for direct sale.
April 18, 2009, 06:39 AM
$429 at the big shiny place on the Berlin Turnpike in Newington,CT.
April 18, 2009, 08:06 AM
I handled a "display only" LCR at my LGS. The trigger is VERY good. I think the LCR will sell. Now I'm waiting to see if Ruger comes out with a pocket 9mm.
April 18, 2009, 08:25 AM
Auctionarms has one for just a shade over $400.
April 20, 2009, 03:15 AM
One was over $500 at The Outpost in middle TN a couple weeks ago. I think they said it went in under a week.
April 20, 2009, 08:17 AM
Gunbroker is swamped with them but still in the Honeymoon phase where people are paying way over MSRP....it should calm down soon.
April 20, 2009, 09:47 AM
I saw 2 at a show in S Fl Sat. $699.00.:eek: They were still on the tables Sun. afternoon I had my 442 with me and the LCR looked a little larger. I couldnt really feel any weight difference.
April 21, 2009, 11:25 AM
I saw a laser grip model for $669 over the weekend. I would like to fire it before dropping that much on one.
April 24, 2009, 07:43 PM
I think it is a gun that is answering a question that nobody asked......
harmon rabb
April 24, 2009, 10:40 PM
I think it is a gun that is answering a question that nobody asked......
I'm interested in one. My CWP should be arriving shortly, and I'm pretty sure I want to carry a revolver...
April 24, 2009, 10:51 PM
I think it is a gun that is answering a question that nobody asked......
I kinda feel the same way. Especially because they have neutered a perfectly good pocket revolver with such huge grips.
That being said the plasti.....uhhh high tech, carbon, techno polymer, area should soak up more recoil then aluminum or unobtanium and be cheaper to boot once prices settle down. That and the fact the trigger seems to be spectacular from all accounts seem like if it can undercut J-Frame prices when all is said and done and folks start making decent aftermarket grips might make for a damn good defensive revolver.....even if it is almost as sacrilegious as a Porsche SUV.......ALMOST. :scrutiny:
April 25, 2009, 01:05 AM
I bought one for $399 the other day. I have shot the heck out of it (about 200rds) and I LOVE it. I have big hands so I like the grips. Its light weight so it rides nice in a front pocket. Best of all it has a seriously light and smooth trigger pull. All together a very nice pocket pistol. I have lots of high end carry guns but this one may start getting some serious carry time. I think Ruger hit a home run with this one!
April 25, 2009, 11:35 AM
I picked one up and it was insainely
light to me. I wonder how accurate
I would be with recoil and flow-up shots.
After all of Rugers recalls the past yeafr I would wait a year or so before I forked over 450+ bucks for one.
April 25, 2009, 11:58 AM
My LCR has quickly become my everyday carry, replacing the venerable S&W 642. The trigger is clean and smooth without an expensive trigger job or aftermarket springs. It's lightweight, has never yet failed to function for me, fires the respectable .38 Special +P cartridge, and shooting the two side by side with various loads my groups with the LCR are half the size of my groups with the 642.
A lot of posters bring up recent Ruger recalls as a reason for caution but I'm not convinced that there is a reason for worry. Not all by any means, but certainly most recent recalls by various manufacturers (including S&W for their copy of the PPK) have been for small frame semi-autos. Rarely do you see a recall for any revolvers. Semi-autos just seem to be a lot more difficult to get right--one reason I carry a revolver as my everyday carry gun.
April 25, 2009, 12:12 PM
Now I'm waiting to see if Ruger comes out with a pocket 9mm.
A Kahr 9 Clone....that would be nice
I think it is a gun that is answering a question that nobody asked......
I agree.
April 25, 2009, 11:21 PM
I shot 50=60 rounds today. Though carry up was a bit tight on a couple of chambers, this quickly regulated itself(as is the expectation with out of the box da revolvers) and it arrived at a very smooth, unstaged pull. Having shot a variety of 2" snub revolvers, I found this one instinctive with no "retraining" needed. The sights are visible and well regulated on this example and the revolver easy to shoot effectively. These were fired about 1 second apart:
The recoil is a bit stiff but not enough to shift the grip in my hand. I think it might distract or fatigue a new shooter. I had partially regulated the laser sight before leaving home and refined the adjustment at the range. Before I did any regulation, I fired five shots on the head of this target at a slow pace.(my first shots from the gun) The head of the target was in partial shade and it was barely possible to find the laser dot at 50 feet. The part of the target in bright sunlight obscured the laser entirely as did the black target board.
Indoors, and in the dusk, the dot is instantly visible and usable from some pretty odd shooting positions-however useless it is in bright sunlight or open shade..
These arrived locally a few days ago and are selling slower than the LCPs. They are also selling at the prices mentioned by other posters with mine retailed in the $660s and coming out about $735 with tax. The may well sell for less after the current prevailing disorder but right now, its a seller's market. I don't begrudge seven bills for a perfectly functioning concealment arm with many practical advantages. - particularly when the businesses will see the bulk of their sales gurgling down the porcelin vortex when the current buying frenzy dries up.
Currently there are very few 38 special rounds available. Our local stores have almost enough to allow purchasers a single box and do not sell them otherwise. There are no premium loads including the +P 135 grain speer goldot snub load which really does expand at 960 odd fps from a 2" gun. The bullets themselves are unavailable even if you stocked up on primers a few monts ago. I used a bulk machine cast 158 swc over 3.5 grains of bullseye and a hornady 158 grain swchp over 3.7 bullseye. The first load gets 743 fps from a 2" smith j frame which is right there with the standard 158 RNL for velocity.The lead hollow point will expand at 950 fps but I expected nothing of the kind from this standard velocity loading. I was not dissappointed. Even though I bored out the hollow cavity to one eighth inch ,beveled the cavity and stressed the inside with a sharp knife, the bullets, fired through one foot of water and into dry telephone books, didn't expand a whit. I did find the penetration to be quite comforting though.
The first look at these by long term gun people produces disgust at the overall appearance and the notion of plastic for major structural parts. I believe that new shooters- a great many of whom are not gun enthusiasts at all, might not be put off by the appearance at all. Although I developed an early prejudice in favor of classic Smith Hand Ejectors, I do not find the LCR at all hard to look at. The early reports I've seen on these -some even from credible sources- are not turning up functional problems with them. Prior to purchase, I fed lead bullets into the chambers and otherwise established that there were no gross diameter differences as have shown up on another recent Ruger innovaton and some long standing production revolvers from the company. There is no uneven case swelling nor any tendency for fired rounds to stick in any of the chambers. The indwelling key-lock is out of sight, unapproachable short of removing the grips and not so far, prone to self-engagement and spontaneious de-wat of the weapon. This is a Martha Steward Good Thing.
April 26, 2009, 01:29 AM
I think it is a gun that is answering a question that nobody asked......
I disagree.
I think it is answering a very common question that is getting asked more and more often. The old "what are my options for a light weight carry revolver" question. This is the same question that was also answered by the airweight S&W. Now, people asking the question have more choices in their possible answers.
April 26, 2009, 06:23 AM
Personally, if the price settles down to a reasonable level it has it's place. Priced at or above a x42 would leave it collecting dust at the dealer. It's great to have another option for wheel gun fans and I love Rugers but I don't see how it can compete with the J's unless there's a considerable savings. Then again, any that surface seem to move fast.
Lucky Strike
April 26, 2009, 02:48 PM
I'm really excited by this revolver. Haven't seen one at a gunshop so I've yet to handle one and try out the trigger but from what i've read I can easily see myself trading in the 642 i bought last year (from that special run without the lock) to get an LCR. My other two revolvers (single six, gp100) are Rugers so i feel comfortable with their products
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The Accidentby Ismail Kadare David Bellos
The new book from the winner of the inaugural International Man Booker Prize is a modern-day love story of powerful obsession set against the background of dark political intrigue.On the autobahn in Vienna a taxi leaves the carriageway and strikes the crash barrier, flinging its male and female passengers out of its back doors as it spins through the air. The driver cannot explain why he lost control; he only says that the mysterious couple in the back seat seemed to be about to kiss . . .Set against the tumultuous backdrop of war and its aftermath in the Balkans, The Accident intimately documents an affair between two people caught in each other's webs. The investigation into their deaths uncovers a mutually destructive obsession that mirrors the conflicts of the region. A destabilizing mixture of vivid hallucination and cold reality, Ismail Kadare's new novel is a bold and fascinating departure.From the Hardcover edition.
The Accidentby Ismail Kadare John Hodgson
From Man Booker International Prize winner Ismail Kadare comes a dizzying psychological thriller of twisted passions, dual identities, and political subterfuge. Set against the tumultuous backdrop of the war in the Balkans, The Accident closely documents an affair between two young lovers.On a rainy morning in Vienna, a taxi pulls onto the autobahn only to crash into the median barrier moments later, hurling its two passengers-a man and a woman-from the backseat as it spins through the air. The driver cannot explain why he lost control; he only says that the mysterious couple seemed to be about to kiss.As the investigation into their deaths deepens, a lonely researcher will uncover a mutually destructive relationship that blurs the line between fact and fiction, fear and desire, and love and fixation over the course of twelve years. An alluring mixture of vivid hallucination and cold reality, The Accident is a fever dream of a novel that marks a bold and fascinating departure from Kadare's previous work.
Agamemnon's Daughterby Ismail Kadare David Bellos
Psychologically incisive and impeccably crafted, Agamemnon's Daughter tells the crushing story of passion shattered by a heartless regime. Once again, Kadare denounces with rare force the machinery of oppression, drawing us back to the ancient roots of Western civilization and tyranny.This collection also showcases two masterful stories: "The Blinding Order," a parable about the uses of terror in the Ottoman Empire, and "The Great Wall," a chilling duet between a Chinese official and a soldier in the invading army of the great conqueror, Tamerlane.
Broken Aprilby Ismail Kadare
Gjorg is a young mountaineer who (much against his will) has just killed a man in order to avenge the death of his older brother, and who expects to be killed himself in accordance with the Code that regulates life in the Albanian highlands. A young couple on their honeymoon has come to this place to study its age-old customs-including the blood feud. In Broken April, Ismail Kadare intersects the fates of both Gjorg and the young couple with visions of an unending cycle of obligatory murder and the horrifying effects it has on their respective lives.
Chronicle in Stoneby Ismail Kadare David Bellos Arshi Pipa
"Chronicle in Stone is epic in its simplicity; the history of a young Albanian and a primitive Albania awakening into the modern world." --Michael Dregni, Minneapolis Star Tribune.
Chronicle in Stoneby Ismail Kadare David Bellos Arshi Pipa
Masterful in its simplicity, Chronicle in Stone is a touching coming-of-age story and a testament to the perseverance of the human spirit. Surrounded by the magic of beautiful women and literature, a boy must endure the deprivations of war as he suffers the hardships of growing up. His sleepy country has just thrown off centuries of tyranny, but new waves of domination inundate his city. Through the boy's eyes, we see the terrors of World War II as he witnesses fascist invasions, allied bombings, partisan infighting, and the many faces of human cruelty-as well as the simple pleasures of life. Evacuating to the countryside, he expects to find an ideal world full of extraordinary things, but discovers instead an archaic backwater where a severed arm becomes a talisman and deflowered girls mysteriously vanish. Woven between the chapters of the boy's story are tantalizing fragments of the city's history. As the devastation mounts, the fragments lose coherence, and we perceive firsthand how the violence of war destroys more than just buildings and bridges.
Doruntineby Ismail Kadare Jon Rothschild
An old woman is awoken in the dead of night by knocks at her front door. She opens it to find her daughter, Doruntine, standing there alone in the darkness. She has been brought home from a distant land by a mysterious rider she claims is her brother Konstandin. But unbeknownst to her, Konstandin has been dead for years. What follows is chain of events which plunges an Albanian village into fear and mistrust. Who is the ghost rider?
Elegy for Kosovoby Ismail Kadare
June 28, 1389: Six hundred years before Serbian leader Slobodan Milosevic called for the repression of the Albanian majority in Kosovo, there took place, on the Field of the Blackbirds, a battle shrouded in legend. A coalition of Serbs, Albanian Catholics, Bosnians, and Romanians confronted and were defeated by the invading Ottoman army of the Sultan Murad. This battle established the Muslim foothold in Europe and became the centerpiece of Serbian nationalist ideology, justifying the campaign of ethnic cleansing of Albanian Kosovars that the world witnessed with horror at the end of the past century. In this eloquent and timely reflection on war, memory, and the destiny of two peoples, Ismail Kadare explores in fiction the legend and the consequences of that defeat. Elegy for Kosovo is a heartfelt yet clear-eyed lament for a land riven by hatreds as old as the Homeric epics and as young as the latest news broadcast.
Elegy for Kosovo: Storiesby Peter Constantine Ismail Kadare
June 28, 1389: Six hundred years before Serbian leader Slobodan Milosevic called for the repression of the Albanian majority in Kosovo, there took place, on the Field of the Blackbirds, a battle shrouded in legend. A coalition of Serbs, Albanian Catholics, Bosnians, and Rumanians confronted and fell to the invading Ottoman army of Sultan Murad. The battle established the Muslim foothold in Europe and became a centerpiece of Serbian nationalist ideology, justifying the campaign of ethnic cleansing of Albanian Kosovars that the world witnessed with horror at the end of the last century. In this eloquent and timely reflection on war, memory, and the destiny of two peoples, Ismail Kadare explores in fiction the legend and the consequences of that defeat. Elegy for Kosovo is a heartfelt yet clear-eyed lament for a land riven by hatreds as old as the Homeric epics and as young as the latest news broadcast.
The Fall of the Stone Cityby Ismail Kadare
It is 1943, and the Second World War is ravaging Europe. Mussolini decides to pull out of his alliance with the Nazis, and withdraws the Italian troops occupying Albania. Soon after, Nazi forces invade Albania from occupied Greece. The first settlement in their path is the ancient stone city of Gjirokastër, an Albanian stronghold since the fourteenth century. The townsfolk have no choice but to surrender to the Nazis, but are confused when they see that one of the town's residents, a certain Dr. Gurameto, seems to be showing the invading Nazi Colonel great hospitality. That evening, strains of Schubert from the doctor's gramophone waft out into the cobbled streets of the city, and the sounds of a dinner party are heard. The sudden disappearance of the Nazis the next morning leaves the town wondering if they might have dreamt the events of the previous night. But as Albania moves into a period of occupation by the Nazis, and then is taken over by the communists, Dr. Gurameto is forced to answer for what happened on the evening of the Nazi's invasion, and finally explain the events of that long, strange night.Dealing with themes of resistance in a dictatorship, and steeped in Albanian folklore and legend, The Fall of the Stone City shows Kadare at the height of his powers.
General of the Dead Armyby Derek Coltman Ismail Kadare
The story is about an Italian and a German general, both of whom have been sent to Albania twenty years after the war to dig up the remains of their dead soldiers and return them for burial in their native land. This is a most unlikely happening, for the Communist government is deeply suspicious of all foreigners, potentially spies, let alone two generals. The book, however, alternates between fiction and authenticity.
The Ghost Riderby Ismail Kadare David Bellos
"Ismail Kadare is one of Europe's most consistently interesting and powerful contemporary novelists, a writer whose stark, memorable prose imprints itself on the reader's consciousness. " --Los Angeles Times An old woman is awoken in the dead of night by knocks at her front door. The woman opens it to find her daughter, Doruntine, standing there alone in the darkness. She has been brought home from a distant land by a mysterious rider she claims is her brother Konstandin. But unbeknownst to her, Konstandin has been dead for years. What follows is chain of events which plunges a medieval village into fear and mistrust. Who is the ghost rider?
The Palace of Dreamsby Barbara Bray Ismail Kadare Jusuf Vrioni
Ismail Kadare once called The Palace of Dreams "the most courageous book I have written; in literary terms, it is perhaps the best". When it was first published in the author's native country, it was immediately banned, and for good reason: the novel revolves around a secret ministry whose task is not just to spy on its citizens, but to collect and interpret their dreams. An entire nation's unconscious is thus tapped and meticulously laid bare in the form of images and symbols of the dreaming mind. The Concert is Kadare's most complete and devastating portrayal of totalitarian rule and mentality. Set in the period when the alliance between Mao's China and Hoxha's Albania was going sour, this brilliant novel depicts a world so sheltered and monotonous that political ruptures and diplomatic crises are what make life exciting.
The Pyramidby Ismail Kadare David Bellos Jusuf Vrioni
From the Albanian writer who has been short-listed for the Nobel Prize comes a hypnotic narrative of ancient Egypt, a work that is at once a historical novel and an exploration of the horror of untrammeled state power. It is 2600 BC. The Pharaoh Cheops is inclined to forgo the construction of a pyramid in his honor, but his court sages hasten to persuade him otherwise. The pyramid, they tell him, is not a tomb but a paradox: it keeps the Egyptian people content by oppressing them utterly. The pyramid is the pillar that holds power aloft. If it wavers, everything collapses. And so the greatest pyramid ever begins to rise. It is a monument that crushes dozens of men with the placing of each of its tens of thousands of stones. It is the subject of real and imaginary conspiracies that necessitate ruthless purges and fantastic tortures. It is a monster that will consume all Egypt before it swallows the body of Cheops himself. As told by Ismail Kadare, The Pyramid is a tour de force of Kafkaesque paranoia and Orwellian political prophecy. "A haunting meditation on the matter-of-fact brutality of political despotism." -The New York Times Book Review. "Kadare's prose glimmers with the magic realism of Gabriel Garcia Marquez." -Los Angeles Times Book Review. "One of the most compelling novelists now writing in any language." -Wall Street Journal.
The Siegeby Ismail Kadare David Bellos
Ismail Kadare's The Siege dramatizes a relentless fictional assault on a Christian fortress in the Albanian mountains by the Ottoman Army in the fifteenth century. As the bloody and psychologically crushing struggle for control over the citadel unfolds, Kadare's newest work opens a window onto the eternal clash between religions and empires as well as the exhilaration, despair, and immediacy of the battlefield.Kadare is a hugely respected novelist and a hero to his people, as well as an outspoken critic of all forms of totalitarianism. The Siege is a "powerfully atmospheric . . . and vividly rendered" (The Telegraph) novel of considerable cumulative power and resonance for our own times.
The Siegeby Ismail Kadare David Bellos Jusuf Vrioni
In the early 15th century, as winter falls away, the people of Albania know that their fate is sealed. Brilliantly vivid, as insightful as it is compelling, "The Siege" is an unforgettable account of the clash of two great civilizations, and a portrait of war that resonates across the centuries.
Spring Flowers, Spring Frostby Ismail Kadare David Bellos
In a small town at the foot of the northern highlands in Albania, a decade after the fall of the Communist regime, the harsh blood-for-blood law of the fearsome Kanun mountain folk is emerging from hibernation, like everything else that was forbidden under the fifty years of Communist rule. Mysterious happenings that are two thousand years old, two centuries old, or even just two years old reemerge in daily life. The marriage of a girl and a snake is not just a legend but a news item-a cyclical event that is as much part of the modern world as of the ancient one. Set against this Kafkaesque backdrop, a simple and sensual love story between a painter and a young woman stands out as light against dark. With its rich and somber story of local traditions and universal themes, Spring Flowers, Spring Frost is a masterpiece belonging to Kadare's purest classical vein.
Spring Flowers, Spring Frostby Ismail Kadare David Bellos Jusuf Vrioni
In a town at the foot of the northern Highlands, life goes on as always, but people are in a state of shock: a bank has been robbed, a sure sign of Westernization in this backward Balkan land. Meanwhile, other strange events--such as the marriage of a girl and a snake--confirm that ancient legends still prevail. People are flocking from far and wide to search for a tunnel to the Secret State Archives, said to house records of crimes they may have committed. Some even claim the ghosts of former dictators Hoxha, Brezhnev, and Ulbricht--not to mention Oedipus--have been seen there. Against this backdrop, a simple and sensual love story between a painter and a girl stands out as light against dark. - Increasingly, Kadare's extraordinary body of work marks him as one of the most important novelists of our time. - Kadare is published in 26 countries around the world, and his reputation continues to grow with very new work. - This work bears comparison with his very best fiction, and has received extraordinary and widespread review attention.
The Succesorby Ismail Kadare David Bellos
A powerful political novel based on the sudden, mysterious death of the man who had been handpicked to succeed the hated Albanian dictator Enver Hoxha. Did he commit suicide or was he murdered? That is the burning question. The man who died by his own hand, or another's, was Mehmet Shehu, the presumed heir to the ailing dictator. So sure was the world that he was next in line, he was known as The Successor.And then, shortly before Shehu was to assume power, he was found dead. The Successor is simultaneously a mystery novel, a historical novel-based on actual events and buttressed by the author's private conversations with the son of the real-life Mehmet Shehu, and a psychological novel. How do you live when nothing is sure?
The Successorby Ismail Kadare David Bellos Tedi Papavrami
A new novel from the acclaimed winner of the inaugural Man Booker International Prize for achievement in fiction. The Successor is a powerful political novel based on the sudden, mysterious death of the man who had been handpicked to succeed the hated Albanian dictator Enver Hoxha. The man who died was Mehmet Shehu, the presumed heir to the ailing dictator. The world was so certain that he was next in line that he was known as The Successor. And then, shortly before he was to assume power, he was found dead. Did he commit suicide or was he murdered? The Successor is simultaneously a page-turning mystery, a historical novel - based on actual events and buttressed by the author's private conversations with the son of the real-life Mehmet Shehu - and a psychological challenge to the reader to decide, How does one live when nothing is sure? The Successor seamlessly blends dream and reality, legendary past, and contemporary history, and proves again that Kadare stands alongside Marquez, Canetti, and Auster.
Twilight of the Eastern Godsby Ismail Kadare David Bellos
In 1958, Kadare was selected to pursue his writing and literary studies as a graduate student in Moscow at the prestigious Gorky Institute for World Literature. Twilight of the Eastern Gods is Kadare's fictionalized recreation of his time spent at this "factory of the intellect," a place created to produce a new generation of poets, novelists, and playwrights, all adhering to the state-sanctioned "socialist realist" aesthetic.During his time at the Gorky Institute, a kind of miniature Soviet Union where writers from deepest Siberia, Kazakhstan, and the Caucasus all came to study, Kadare was caught up in the furore over Boris Pasternak's Nobel Prize win, when the Soviet Union demanded that Pasternak refuse the foreign, bourgeois award, or be sentenced to exile. Kadare's time at the Institute, the drunken nights, corrupt professors, and enforced aesthetics are fictionalized in a novel that entwines Russian and Albanian myth with history. Twilight of the Eastern Gods is a portrait of a city and a story of youth, disenchantment, and the incredible importance of the written word.
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post #319
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True Grappler
Join Date: May 2006
Location: New York City, New York
Posts: 6,222
I'm ramping up my training to 5 days a week, plus conditioning, to get ready to do some competitive grappling and competitive Sambo focussing on a big tournament at the Arnold Classic. I've been pretty negligent in managing this training log, and I'm not sure that will get any better in the near future. We'll see, though, as I have a few things going on in the training (new diet, new approach to calisthenics, and revamped Sambo training) that might provide some material.
Some notes from the last week:
I've long been of the view that attending to what you eat is a big part of maintaining a healthy diet. Cooking for myself has always been one of the best ways to lose weight, since I control portions, focus on vegetables, and eliminate red meat almost altogether. When I put on weight, one of the big parts of that was not having access to a kitchen; I'm in a new apartment now where I'm preparing most of my own food. That goes a long way on the diet front, and I'm already starting to notice a number of differences in performance.
Kneebars scare people, both in training and in grappling competitions. I've been working on them a lot lately, but one of the things that I've found is that there are situations where an opponent might be able to escape, but they feel like they're trapped or that the knee is in serious danger, so they tap anyway. (This happens even more than with things like heel hooks, which are far more likely to accidentally cause a serious injury.) Still, a good kneebar is a serious threat off of the back, because of the transitional angles that you get when an opponent is trying to escape the straight ankle lock, and because of the position that a good kneebar puts your hips in to facilitate future leglocks.
In sambo, the guard is seriously underrated. While the closed guard is a sort of non-factor for reasons that have to do with stalling penalties (very much the same as judo) both the half guard and the butterfly go a long way in allowing for the threat of sweeps and of good transitions into leglocks. Because of the added threat of attacking the legs, some of the extreme approaches to avoiding getting swept (like posturing up or stacking with the legs back) are very easy to attack.
Fighting over leglocks in training is both important and dangerous. It puts a lot of pressure on the ankles and feet, but it's important to develop leglock defense. There's a balance between fighting over the leglock too much (and risking an injury) and just giving up. That balance is not immediately obvious but, like most of grappling, it is important to consider with regard to your training, recovery time, and focus on the defenses.
I'm going to attend some amateur MMA events, including one where I'll be rejoining the press it's been well over a year since I've done any serious writing on the sport, and so it'll be interesting to get back in and see a couple of amateur shows.
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on May 18, 2013 - 12:01 AM
Part-time town justice doesn't merit health care
In the May 14 News, there was an article stating that Aurora Town Justice Jeffrey Markello and Town Supervisor Jolene Jeffe would not have their health benefits extended after this year. The article stated that Markello is paid about $30,000 as town justice, which is a part-time position. He is also self-employed with his own private law practice. Markello cited a list of reasons why elected part-time officials like himself deserve health benefits that are not extended to other part-time workers. He also stated that elected staff members do not have union protection, and that he also works extra hours and has to deal with frustrated residents.
There are so many things wrong with those statements, I don't know where to begin. First, according to the Social Security tax records for 2011, more than 50 percent of U.S. wage earners made less than $27,000 – and that is for full-time employment. Secondly, as an elected official, I believe that he should have known what the responsibilities of the position were before seeking election. Thirdly, if union protection and health benefits are really what he wants, then perhaps he should give up his part-time job and take civil service exams so he could perhaps get hired and become a union member. By doing so, he would get compensated for his extra hours and negotiate his health care with the rest of the union members. One word sums up Markello and his whole attitude: elitist.
Kenneth C. Pitman


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Teaching a new ball game at AFL Cape York
Aussie Rules and Indigenous education will take a 'new and innovative' direction in far north Queensland next year under the eye of an experienced educator.
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Former school principal, Richard Stewart will manage AFL Cape York House, a $5 million Cairns-based residential facility for young men from remote Indigenous communities.
More than 40 students from Cape York, the Torres Strait and Gulf of Carpentaria will live at the Buchan Street residence and attend public secondary schools.
Mr Stewart, a former CEO of the Milingimbi community in north-east Arnhem Land, says his key aim is to improve retention rates of Indigenous students living away from home.
"I'm aware of the fact that there's an unacceptable level of churn of kids from communities through to schools and back to community." he says.
"For many of them the second chance to go back to school never comes and they end up bruised and broken by the process and back in the community."
"We're of the view that we can offer support, a range of sporting, cultural activities and work experience ... keep the young men active, engaged and give them a real chance of success."
AFL Cape York program manager, Rick Hanlon says the wet season shouldn't slow construction of the house down which started two months ago.
"We're up to schedule in terms of the building, the rain hasn't helped us with putting the roof on one of the residential sections but we're hoping to be operational by January 20 [2013]," he said.
The facility's first intake of students will start soon and Mr Stewart says his only hope is that the inaugral group challenge themselves and each other.
"We would want young people who are prepared to have a go and who are unafraid of failure," he said. "We want to give our kids here a chance to try things that they wouldn't have done otherwise on community."
"The end-game for us is a successful school experience and the ability to translate that into work, further study or training."
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This weekend, I had the privilege of going on an all-expenses paid trip to Savannah, Georgia for the Southern Regional Honors Council's Annual Conference. With the financial and moral support of the Honors College, two of my coworkers (Shayna and Lea) and … Continue reading


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Home » Companies » Mortgage Companies
Freedom Mortgage
About Freedom Mortgage
Irwin Mortgage is now Freedom Mortgage
From their website:
"For more than 20 years, Freedom Mortgage Corporation has been earning a name for itself as a full-service lender with strong customer service and a unique streamlined process. In 2006, we deepened our industry roots by acquiring Irwin Mortgage, which dates back to 1944. Today we're licensed as a mortgage banker in all 50 states and have more than 100 offices nationwide. Month after month, we originate, process, fund and service thousands of loans, providing competitive rates and a full range of popular programs."
Checked Better Business Bureau: Yes
Better Business Bureau Issues
There are multiple branch locations shown in the BBB but we have not loacted a report for the entire company.
Freedom Mortgage's Contact Information
|Web Site:
|Alternate Phone:
|10500 Kincaid Dr
Fishers IN 46038
Freedom Mortgage Success Stories from our clients:
We would like to demonstrate to you what we call success. When we save someone's home they are approved for a "Workout" with their Mortgage Company. The Mortgage Company will forward a contract for the client to sign going over the terms of the workout. This workout has many different options and terms. This is a small sample of some of the workouts we have negotiated for our clients and should give you an idea of what we can do for you. Please call us if you have any questions.
Files & Photos
|File Name
|Size (KB)
|Repayment Plan
Reader Comments & Ratings
Average Rating: (2.1/5)
by Anthony Evans From Norwood, PA on October 31, 2014
From the moment my mother died this company has refused any negotiating to help me keep the house I have lived in since I was 2 years old.
by Jack From Sewell, NJ on May 15, 2014
Freedom Mortgage is an amazingly successful company built on the backs of its employees and customers alike.
by Frank Mitchell From Sacramento, CA on March 22, 2014
Orinigal mortgage company mortgage Investors misrepresented themselves with my mortgage rate and want they said they were doing for me. Such as my current mortgage rate which was not fixed but a ARM mortgage rate it's a VA Loan. Whicn freedom mortgage bought it and finally told me that my mortgage was not fixed but a ARM. Now I am worried about keeping up with my mortgage payments,
by Seth Jackson From Haines City, FL on December 31, 2013
by Morey From Mount Laurel, NJ on September 05, 2013
Awful company to work for. Terminations happen instantly without prior notice, then they treat you like a criminal by escorting you out. Unbelieveable.
by Dawn Connolly From Towson, MD on July 24, 2013
They gave me very little information. On May 20 we received a foreclosure notice and said if we paid 9838.00 we would be up to date. So within a week and half we got them the entire sum. Then we paid June's mortgage. In July they said we owed another 5000 dollars because the $9848 amount was only good for May 17, even tough we did not get the letter until May 20.SO they gave us 2 weeks to get them 5000 dollars or they threatened to take our house even though we have paid January-June.
by sandra miller From Indianapolis, IN on April 27, 2013
by Ed From Medford, NJ on February 20, 2013
Great company. Been working here ten years now. Have been in the industry nearly 30 years and have not been treated better or seen a business run any better
by Anonymous From Indianapolis, IN on October 08, 2012
Great company to work for!!!
by Anonymous From Marlton, NJ on September 25, 2012
scum bag company!! stan is scum, surprised they are still in business , they are a fraud
by John Sherwood From Milwaukee, WI on November 30, 2011
by Antonio Vadillo From Philadelphia, PA on October 07, 2011
This has to be the worst company to work for. stan, the owner only cares about his money. arrogant and cocky, thinks he owns the world, and his law is the supremacy around him. do not ever accept a position with him. you will risk getting fired after only 1 week. karma will return to this satan someday.
by Anonymous From Lihue, HI on August 14, 2011
Got behind 2 months.. Already threatening Foreclosure.. Trying to work with them and no response except for threatening letters so far.. Hoping someone will have a heart
by not saying From Levittown, PA on June 08, 2011
A horrid company to work for, do not interview or apply. treat employees bad,....should be reported to labor board
by NotShocked From Sicklerville, NJ on February 12, 2011
Wow- it's been over 15 years. and not surprised that "Stan, Stan- the big fraud man" hasn't changed. My 1st job was with Freedom- everything about the horrible conditions are true. ANYONE stupid enough to defend the owner is obviously sleeping with him (PUKE) BUT- that was how one got to be a VP in 1992.... Hopefully- Karma will prevail and his palatial abodes will be replaced with iron bars...
by NotShocked From Sicklerville, NJ on February 12, 2011
by Anonymous From Mount Laurel, NJ on February 02, 2011
save yourself the trouble and do not interview or accept a position with this company...very negative workplace with extremely high turnover, no advancement and certainly no job security. I have seen people let go after having been there for only weeks or a couple of months and not because of performance.
by Anonymous From Cherry Hill, NJ on January 31, 2011
STAN MIDDLEMAN, is a cockroach who only cares about himself & his money. As an employee, I was treated like crap. After 3 years, I was laid off and then he tried to hire me back for half the salary. They rip off all their customers. He did not pay over time and was sued. The plaintiffs won. He is in major debt with Fannie Mae. I hope he serves jail time soon. Him and all the old bigoted he sleeps with. Scum bag.
by Fran Holder From Ashby, MA on January 03, 2011
I have been trying to get a customer service issue resolved for (2) weeks now. They are the worst I've ever dealt with. Something happened recently because it wasn't always bad.
by Anonymous From Gainesville, FL on January 03, 2011
by Rebecca From Mchenry, IL on November 09, 2010
Their customer service and loss mitigation departments are horrible. I work for a real estate attorney in IL and this has to be one of the WORST companies for our clients to deal with.
by Carla Heren From Auburn, IL on October 20, 2010
They have not been horrible to us but the past 2 years has been very rough for us started last year with my mom being diagnosed with cancer to me having degenerate Arthritis and this year my husband had to start taking 2 furlough day a month. I finally received a 50.00 raise for the month but that is the first in 3 years everything is going up but our wages we also have 2 young boys at home 12 and 8. It is just hard
by terminator x From Lake Worth, FL on October 13, 2010
i have to say that they keep asking for more paper work? tomorrow will determine what kind of review I will give this company!!
by Roberta Cavin From Deland, FL on October 06, 2010
When the payments are able to be made no problems. since my divorce and my income is now 1/2 of what it use to be not working well to keep the home occupied so it will not deteriorate.
by Anonymous From Garner, NC on August 10, 2010
by alex From Mount Laurel, NJ on July 11, 2010
excellent company.. i refinanced and am saving 300 dollars per month and got to skip 2 months of payments which put 1500 in my pocket! very friendly HIGHLY RECOMMENDED!
by Kevin Wolf From Berrien Springs, MI on June 21, 2010
Requested to pay principle and interest only - and we would have no problems; But with the addition of property taxes - it is killing the budget. Freedom is not good to work with.
by Anonymous From Highland, IL on April 06, 2010
Beware, they will get you if you are desperate
by Luis From Boca Raton, FL on March 11, 2010
Freedom Mortgage closed my loan when no one else could. Thanks to Freedom Mortgage, my wife and I have a home to raise our daughter.
by vic luebker From Helotes, TX on February 02, 2010
by Stephen Gillentine From Rio Rancho, NM on December 13, 2009
Does not wish to consider working with us. Demands full payments and refuses to accept anything less.
by Anonymous From Ferriday, LA on December 12, 2009
Call mortgage company tried to see what can be done. Said we were behind 31 months, needed to pay $21,000 to keep home. cannot afford that.
by christy peters From Olive Branch, MS on November 03, 2009
by Anonymous From Mount Laurel, NJ on August 14, 2009
I was recently laid off from this company who promised soooo many things! Nothing but lies. They hired over 20 underwriters only to lay them off 1-2 months later. Terrible benefits, terrible communication and EXTREMELY unfriendly. NEVER interview or accept a position with this company!
by Anonymous From Marlton, NJ on July 27, 2009
I have a comment for Laura Julian. "he's just a complete jew turd" These comments are completly insulting and prejudicial. Maybe instead of acting like you did at Freedom Mortgage maybe you would not be fired and maybe you don't blame jews for your problems. Take responsibility for own actions.
by Anonymous From Birmingham, AL on July 22, 2009
by Anonymous From Pennsauken, NJ on April 23, 2009
by SVAZ From Piscataway, NJ on April 06, 2009
Stay away from Freedom Mortgage. They do not work with you. Their Customer Service hangs up on you. The Loan mitigation Dept no one picks up and if they do they hang up on you. They will NEVER help you in hard times. I beg everyone to stay away from them.
by Anonymous From Huntingdon, PA on March 19, 2009
Our "underwriter" (Satan) continues to lie and say our loan is clear and then ask for more paperwork. This Company is a JOKE.
by Randy From Fort Lauderdale, FL on January 31, 2009
They are the absolute worst mortgage company i've ever associated with. As an employee i was treated like crap. Stan Middleman owns the company and he's just a complete jew turd.
by Laura Julian From Elizabethton, TN on December 10, 2008
by Cathy Ray From Germantown, MD on November 18, 2008
by Gary and Christina Jay From Conyers, GA on October 01, 2008
We have been behind on our mortgage for a while. When we needed help, they didn't offer too many solutions to get us back on track that would be beneficial to us.
by fred fox From Cleveland, OH on August 20, 2008
they failed to cash my payments and are unwilling to work with me
by Lamont Mosley From Fairburn, GA on August 15, 2008
Been trying to workout an agreement since May no one will call me back...
by Mark & Anne Klinebriel From Circleville, OH on July 25, 2008
by Anonymous From Monroe, TN on July 08, 2008
i had called my loss mitigation dept w/ my loan company a month before i knew my mortgage note would be late..i have been working with them since feb. they said i was okay that they were gonna work out my problem..the loss mitigation is a joke at there firm..spend the money for someone who can actually assist you..no one ever respondes to any calls..
by todd goheen From Jonesville, MI on February 07, 2008
by Anonymous From Fowlerville, MI on November 06, 2007
by Anonymous From Bensalem, PA on September 23, 2007
by Tammy Kimmons From Pierz, MN on April 13, 2007
I highly recommend them when we were down and had no hopes of getting a mortgage they gave us one and they are fair and i havn't had any problems with them
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IMPORANT NOTICE – PLEASE READ There is no guarantee you will receive a loan modification. Even if you accept this offer and use our service, your lender may not agree to change your loan. Loan Modification approval is dependent on criteria including but not limited to hardship, income, debt ratios. American Foreclosure Specialists is not a Bank, nor a government agency or government affiliate. Our services are not approved by the government or your lender. American Foreclosure Specialists assists in the document preparation, working with and communication with your Mortgage Bank in the attempt to acquire an approved Loan Modification. If you stop paying your mortgage, you could lose your home and damage your credit rating. Loan Modification Plans are dependent upon mortgage company criteria and financial information gathered as part of the efforts of AFS. The information and notices contained on this website are intended as informational and should not be regarded, as financial or legal advice. AFS attempts to ensure that the material contained on the website is accurate and complete at the date first published, however you should recognize that information contained on this website may become out of date over time. Readers who have particular questions regarding real estate law, finance, or who believe they require legal counsel, should seek the advice of a financial advisor or an attorney. Submitting a contact request, gives AFS consent to contact you by telephone and/or email, even if you have previously listed yourself on any state or federal Do-Not-Call List.


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Hi, we're looking at building out a rich mobile survey for a client. Prior to presenting our POV, we'd like to bolster our case by referencing past mobile surveys.
If anyone can point me in the right direction, when it comes to other Case Studies or successful, we would greatly appreciated.


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No competition with sister Karthika: Thulasi
Thulasi will soon be seen in her forth coming movie 'Kadal'. She plays the female lead in the romantic thriller.
Chennai: Tamil actress Thulasi Nair, who will be seen in forthcoming romantic drama 'Kadal', says her love for her elder sister, actress Karthika, won't be replaced by any competition.
A well known Tamil actress Karthika is known for her films like 'Ko' and 'Dammu'.
"We may be rubbing shoulders in the same industry but our love for each other will never be taken over by any competition. We love each other so much and I always look up to my sister and even take inputs from her whenever needed," Thulasi told IANS.
The 16-year-old is making her debut opposite Gautham Karthik in Mani Ratnam's Tamil film, which is about young love in a fishing hamlet in Tamil Nadu.
The film, which releases worldwide on February 1, also features Arvind Swamy, Arjun, Lakshmi Manchu and Thambi Ramaiah in prominent roles.
It is titled 'Kadali' in Telugu and releases on the same day.
Oscar-winner A.R. Rahman has composed music for the film, which has cinematography by Rajiv Menon and editing by Sreekar Prasad.


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Efforts to Prevent Improper Tax Benefits Resulting From Multiple Uses of Taxpayer Identification Numbers Can Be Improved
November 2005
Reference Number: 2006-40-007
The Treasury Inspector General for Tax Administration (TIGTA) has designated this audit report as Limited Official Use (LOU) pursuant to Chapter III, Section 2 of the Treasury Security Manual (TD P 71-10) entitled, "Limited Official Use Information and Other Legends." Because this document has been designated LOU, it may only be made available to those officials that have a need to know the information contained within this report in the performance of their official duties. This report must be safeguarded and protected from unauthorized disclosure; therefore, all requests for disclosure of this report must be referred to the Disclosure Section within the TIGTA's Office of Chief Counsel.
Phone Number | 202-927-7037
Email Address | firstname.lastname@example.com
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Appendix II
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Michael R. Phillips, Assistant Inspector General for Audit (Wage and Investment Income Programs)
Scott A. Macfarlane, Acting Assistant Inspector General for Audit (Wage and Investment Income Programs)
Kyle R. Andersen, Acting Director
Deann L. Baiza, Audit Manager
Karen C. Fulte, Lead Auditor
Linda L. Bryant, Senior Auditor
John Kirschner, Senior Auditor
Sharla J. Robinson, Senior Auditor
Sandra L. Hinton, Auditor
Arlene Feskanich, Information Technology Specialist
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Dr. Hartshorn previously served on the ARVC Council of Delegates for two years prior to his first election to the ARVC Board of Directors.
ARVC, headquartered in Centennial, Colorado, is a national association representing the interests of commercial RV Parks and Campgrounds in the United States. Membership includes RV parks and campgrounds, cabin and lodge resorts, membership campgrounds and resorts, industry suppliers and park developers.
Dr. Hartshorn's campground is a member of ARVC, as well as Campground Owners of New York (CONY), Madison County Tourism, Inc., and the Chittenango Landing Canal Museum. Mr. Hartshorn is also active on the Cabinet of Freedom of the National Abolition Hall of Fame Museum in Peterboro, New York. Since 2007, he has served on the CONY board of directors, representing Region 5 (encompassing campgrounds from Madison, Broome, Otsego and Chenango Counties). In February 2012, he completed the Graduate Program of the RV Park and Campground Management School at Oglebay in Wheeling, West Virginia.
As a member of ARVC's board of directors, Mr. Hartshorn takes part in overseeing administrative and business affairs of the association, including national conferences and expos.
Lebanon Reservoir Campground was founded in 1963 by Gailan and Carolyn Hartshorn, Dr. Hartshorn's parents. The elder Hartshorns were charter members of Campground Owners of New York, also founded in 1963, as well as the National Campground Owners Association, a predecessor to ARVC.
While assisting in developing and operating the campground, Dr. Hartshorn earned a bachelor's degree at Binghamton University and later a doctorate at the University of Iowa. After starting a teaching and research career as a Geography Professor at Western Illinois University, and a short stint at the University of South Florida, Dr. Hartshorn settled in to a long term commitment at Georgia State University in Atlanta. Over the years he spent as much time as possible at the campground during the summers and became the campground manager in 1980. He retired from academic life in 2006 and has devoted full time to the campground since that time.
Dr. Hartshorn has had a distinguished academic career, authoring three books and numerous chapters and articles. He served as editor of two international geography journals and continues service on editorial boards. He generated over $1 million in grant money from the National Geographic Society during his career to support teacher education. As Chairperson of the Department of Geography at Georgia State University for eleven years, he developed a leadership role in the University. His specialties in economic development, transportation planning, and retail location, led to many opportunities for public speaking and real world planning applications. International travel became an important part of Dr. Hartshorn's professional development, taking him to over 20 countries in Asia, Europe and Africa as well as extensive travel in the United States, Canada, and the Caribbean. He maintains professional memberships with The Urban Land Institute and the Association of American Geographers.
At Lebanon Reservoir Campground, Dr. Hartshorn has overseen the recent completion of a ten-year facilities and infrastructure upgrade program that involved all facets of the operation including new office and bathroom facilities, new wastewater system, electrical upgrades, Wi-Fi installation, a new water well and distribution system, machinery replacement, security gates, rebuilt pavilion, and landscaping improvements. In the past two years kayak rentals and mini-golf have been added.
To celebrate its 50th anniversary in 2013, Lebanon Reservoir Campground will unveil new recreation amenities including a mining sluice where guests can pan for fossils and gemstones, a bounce house, and dunk tank. An open house will be held in early June to welcome the new camping season.
Lebanon Reservoir Campground offers 135 campsites. The business is a family-oriented destination campground, with a large seasonal camper clientele and draws visitors from throughout Central New York for weekend and vacation outings. Online reservations can be made from the website: www.lebanoncampground.com.
Find more campgrounds and RV parks at CONY's website, www.nycampgrounds.com, or download a FREE mobile app for iOS and Android devices, keyword "NY camping."


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When Lionel Mills and Chandler Alo grew up playing club soccer for the Maui Strikers, pre- and post-practice conversations would sometimes drift to the future.
Perhaps the most intriguing question the pair of friends pondered was: What would they be doing when high school soccer arrived?
Dominating, we now know, is the answer.
Article Photos
King Kekaulike's Lionel Mills (left) and Kamehameha Maui's Chandler Alo were voted Maui Interscholastic League co-Players of the Year by the league's coaches. They played on the same club soccer team as youths.
The Maui News / ROBERT COLLIAS photo
Mills, a sophomore sweeper for King Kekaulike High School, and Alo, a junior forward for Kamehameha Maui, are co-Maui Interscholastic League Players of the Year after balloting by the league's coaches.
"That's great," Mills said. "I have trained with him for a while. We both came from the same organization, the Maui Strikers, and had great coaching. Timmy Akina was my coach and (Alo's) as well since he picked me up at under-10s.
"We used to talk a lot, we used to go watch the high school games and be, like, 'Wow, big players, we want to be there.' "
Article PDFs
Alo, who now plays club soccer for Maui United, said sharing the award with his childhood friend is special.
"It's something I wanted for a while and worked towards it," the 5-foot-7, 140-pound Alo said. "It feels really great to share it with Lionel because I know how good he is and it means a lot.
"When we were little we always wanted to see what it was like to play with the older guys in high school, so it's fun to be there now. That's a big one. It's weird because we grew up together and now we are both back to where we started with each other."
The coaches designated Mills as the league's best defender.
"We just tried to shut everything down that we could," Mills said. "I think our defense was the strongest part of our team."
Alo was clearly a focus for Na Alii when they faced the Warriors.
"Definitely, we had to mark him up at all times," the 5-foot-11, 165-pound Mills said. "Him and Brennan Joaquin."
Other Kamehameha Maui players on the first unit include Joaquin, a freshman forward, Daniel Quenga and Kainalu Kealoha.
Mills is accompanied on the first team by Na Alii teammates Kolomona Salomon, Jake Jacobs, Cameron Baker and Micah Tateishi.
The MIL All-Star first team is rounded out by Lahainaluna's Rhys Lendio and Baldwin's Nick Lawrence.
Na Alii's defense was tough to crack, said Alo, designated by the MIL coaches as the league's top offensive player after scoring 12 goals in 14 league games for the championship team.
"He communicates well, they work well together with each other and they know how each other plays," Alo said.
The battles between Kamehameha Maui (11-2-1) and King Kekaulike (10-1-3) went a long way toward deciding the MIL chase that the Warriors won by a point.
"It was good because we have a very strong offense on Kamehameha and they have a very strong defense," Alo said. "It was just whoever came out to play that day. It pushes you to do better."
Recalling their one-on-one battles brought a smile to Alo's face.
"He usually tells me if I have a nice shot and I tell him that he got me every time he takes the ball from me," Alo said.
Na Alii lost just two seniors and the Warriors had three.
"We had not too many seniors and everyone is young, so for the next four years it is going to be a good battle," Alo said.
Kimo Correa, in his first season, was named MIL Coach of the Year after leading the Warriors to the MIL crown for the first time since 2009.
"He really brought us all together and helped us to realize what our potential was," Alo said. "He helped us through it."
* Robert Collias is at email@example.com


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text: This time last year we featured a couple of wacky clocks - a timepiece of unfurling paper that creates ever-changing shapes, and a belt-driven clock for an architect. We also revealed the news that Norman Foster was working on proposals for a new California campus for computer giant Apple, which we published in the summer. More »


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Command & Conquer: Red Alert 3 Ultimate Edition Screenshots for PS3On: PS3, Xbox 360, PC
In Red Alert 3, the desperate leadership of a doomed Soviet Union travels back in time to change history and restore the glory of Mother Russia. The time travel mission goes awry, creating an alternate timeline.
Review Verdict Read Review
7Out of 10Back to game info
Latest Articles for Command & Conquer: Red Alert 3 Ultimate Edition
Command & Conquer Tiberium Alliances now live
EA has officially launched Command & Conquer Tiberium Alliances, a free-to-play MMO spin-off of the long-running (and now rather troubled) RTS series.
Command & Conquer given a new digital model
Plans in place to 're-ignite the fan base' for the franchise.


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Capital Markets
Company Overview of Bloomberg L.P.
Executive Profile
Michael R. Bloomberg
Co-Founder, Chief Executive Officer and President, Bloomberg L.P.
|Total Calculated Compensation
|This person is connected to 4 Board Members in 4 different organizations across 8 different industries.
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Hon. Michael R. Bloomberg, also known as Mike, is the Co-founded of Bloomberg L.P. in 1981 and has been its Chief Executive Officer and President since December 31, 2014. Hon. Bloomberg was the Founder of Bloomberg Inc. and served as its President. Hon. Bloomberg was re-elected to a 3rd term and had been re-elected to a second term as the Mayor of New York City on November 8, 2005. Hon. Bloomberg was elected for the first term as Mayor of New York City on November 6, ...
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You know those uplifting songs that just immediately put a smile on your face? New York City's HAERTS has perfected one for you, and has appropriately called it "Wings". It's their first single, and it's quite heavenly.
After first hearing HAERTS, I assumed it was some 80's alternative rock band that was somehow left off my radar. And then I found out that they've received production support from St. Lucia…thus, I am intrigued and I can't wait to hear more of what they've got.
Singer Nina Fabi's voice is redolent of legend Stevie Nicks' style, yet also reminds me of the current star Zola Jesus. The combination of the passionate vocals, plus catchy bass and drum at 2:45 will literally make you imagine yourself wings and float away into the afterglow…
So listen to the tune, allow all your feelings towards the looming winter to dissipate, and enjoy.
HAERTS, we hope to hear more soon.


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Single Article Purchase:
Admission Serum Albumin and Prognosis in Acquired Immunodeficiency Syndrome
Boone MC, Sue DY.
Arch Intern Med. 1993;153(3):400-400.
Published online February 8, 1993
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Defying all odds, two women are among the candidates running for president in Afghanistan's election, to be held next month.
Running for office as a woman in one of the most conservative countries in the world is not easy.
Her name is Shahla Ata -- and what she attempting to do is nothing short of dangerous.
"As a woman candidate, I'm challenging 40 men," Ata said.
Ata is one of two women running for Afghanistan's highest office next month. Throughout, 328 female candidates are also vying for seats in the country's 34 provincial councils.
But Ata admits it won't be easy running against the men in this contest.
"They have money, I don't have money," she said.
Yet, while on a campaign stop in the Afghan capital of Kabul, Ata exudes a kind of confidence that is rarely on display in this very conservative Islamic nation.
"I am running because all people are behind me," Ata said. "The women, the children, young generation, everybody, they are all supporting me."
Women in Afghanistan still wear the burqa and rarely speak to men outside their immediate family. Women who defy these traditional gender roles are routinely threatened or killed.
Afghanistan's constitution gives equal rights to men and women. But despite an increase in the number of girls in school, most Afghan women, especially in rural areas, still lack full rights to work and education.
Hundreds of schools and students have been attacked this year by Islamic militants who oppose advancements for women's rights.
Still, human rights groups are calling on women in Afghanistan to take stand.
"Women should participate in the election process, they have rights according to the constitution," Hafifa Azim, director of Afghan Women's Network, said. "They should use these rights and not avoid them."
Incumbent president Hamid Karzai is still front-runner. But getting people to vote might be a challenge.
The Taliban is warning Afghans not to participate in next month's election. The group released a statement Thursday calling the vote an "American process."
Meanwhile, thousands of U.S., British, and Afghan forces are trying to ensure stability ahead of the presidential election.
*Originally aired July 31, 2009
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About FNI
News & events
Polhøgda was the home of the famous Norwegian polar explorer, scientist, diplomat, humanist and Nobel Peace Prize laureate
Fridtjof Nansen
(18611930), and is located at Lysaker just outside Oslo. Nansen lived at Polhøgda from its completion in 1901 until his death. His grave is located in the garden in front of the manor.
> Take a virtual tour of Polhøgda
Nansen's heirs did not want to keep Polhøgda themselves, but wished to see it maintained and in use. Their will was transmitted through a gift deed that was presented to the University of Oslo in 1930:
"It is our condition that this property shall be maintained as a lasting memorial to Fridtjof Nansen, and that it shall serve as a framework for those of his belongings that have public interest. It is, however, not to be used a museum, but utilized in the best way possible for today, as lodgings or place of work, preferably in connection with interests that are close to Fridtjof Nansens life and work."
Since 1958, Polhøgda has been home to the independent, non-profit
Fridtjof Nansen Institute
, which focuses its research on a topic that dominated Nansen's later life: How to solve global and regional problems through international cooperation?
The house, being a place of work, is not open to the general public, but the large garden, including the grave of Fridtjof Nansen, is always accessible.
> Photographs of sights and objects at Polhøgda.
Further information:
Ivar M. Liseter has written a history of Polhøgda (in both English and Norwegian) covering the years from 1897, when Fridjof Nansen bought the land, up until the present:
Polhøgda: From the Home of Fridtjof Nansen to the Fridtjof Nansen Institute / Polhøgda: Fra Fridtjof Nansens bolig til Fridtjof Nansens Institutt
Many historic photographs of Polhøgda can be found in the National Library of Norway's
online database of Nansen-related photographs
(Please note: The Norwegian language database contains more photographs than the English version.)
Visiting address
Fridtjof Nansens vei 17
Lysaker, Norway
Map is
Publications in other languages
Ivar Liseter,
Polhøgda i forskningens tegn. Fridtjof Nansens Institutt 1958-2008 ('Polhøgda: A Place of Research. Fridtjof Nansen Institute 1958-2008')
. Lysaker, FNI, 2008, 24 p. In Norwegian.
Michal Luszczuk,
'Polhøgda - Instityt Fridtjofa Nansena' ('Polhøgda - Fridtjof Nansen Institute')
Forum Akademickie
, No 11, 2009, pp. 43-45. In Polish.
Recent relevant FNI News
FNI 50 år dag men feiringen kommer senere ('FNI 50 Years Today But Celebrations Are for Later')
. In Norwegian. (12.05.08)
Polhøgda in the media
'«Begrav meg under godbjørka mi»' ('Fridtjof Nansen: «Bury me under my favourite birch tree»')
, 26.03.2016. In Norwegian.
'Polfarerens borg' ('The Polar Explorer's Castle')
, 12.02.2011. In Norwegian.
'Hyller Eva Nansen' ('Homage to Eva Nansen')
, 7 Mai 2009. In Norwegian.
'Werenskiold på veggen' ('Werenskiold on the Wall')
, 21 June 2006. In Norwegian.
'Minnet statsmannen Nansen' ('The Crown Prince Comemorated Nansen the Statesman')
Stavanger Aftenblad
, 13 May 2005. In Norwegian.
Fridtjof Nansen Institute
P.O. Box 326, 1326 Lysaker, Norway. Tel: (+47) 67111900 / E-mail: post (+@fni.no)


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Back To The Farm (3/24/13)
- Emotional Rollercoaster (3/18/14)
- Fight (3/14/14)
- On The Road And Healthy! (1/23/14)
- Steppin' Up To The Plate (12/18/13)
- Fully Exposed (11/26/13)
- Concussion And Courage (11/11/13)
- #RiseUp And #Inspire (10/7/13)
- This Is My Comeback (9/18/13)
- Gone Fishing (9/5/13)
- Thank You, Charlie (8/18/13)
- Bigger Picture: Double Trouble (7/26/13)
- Turning The Big 2-9 (7/17/13)
- Famous Olympic Rings Tattoo (7/12/13)
- Father's Day (6/15/13)
- Famous For A Day (5/15/13)
- Back To The Farm (3/24/13)
- My Christmas 2012 In Europe (12/31/12)
- Perseverance (12/3/12)
- "It's Simple – Hit The Ball" (11/19/12)
- Pushing The Limits (10/30/12)
- Fifteen-Hour Day On The Ranch (10/6/12)
|My family's house and barn
|Me saving a freezing calf... he was trying to find milk!
The end of a competitive season is always hard. I've literally been living out of a suitcase since October, and I haven't been home in more weeks than I can remember. Spending mid-November to Feb. 19 in Europe is crazy when you think about it. I could not be happier to be back on American soil. I wanted to yell "MERICA!" as I walked into the Chicago airport; it didn't matter that I still had another connection and a three hour drive back to my family's farm.
The crazy thing is, there is no real down time. I get home and we are in the middle of calving season! This means the next morning I'm up at 7 a.m., and working by 8:30 a.m. This usually entails working a minimum of 10-hour days from dawn to dusk, and the only reason we stop is due to the fact it gets dark. It seemed as soon as I showed up, so did all the calves. We were having 20-30 calves a day when I first got home! Things usually go pretty smooth, but there is always something that can go wrong, especially in a snowstorm. In snowy conditions, we drive through the fields taking extra care to make sure the calves are not wet and freezing (usually twice a day 9 a.m. – 12 p.m. and 4 p.m. – 7 p.m.). I mean, come on, being born on snow, soaking wet would not be fun! So, we have two trucks going through the fields checking 700 head of cattle while the scout, or "ambulance" as we call it, would pick up any baby calves needing help. The calves picked up by the ambulance would go back to the farm and into the shop (a round top with tools and such) to be dried off, bottle fed, and then brought back out to their mom once they were dry. This required everyone to help. The neighbor I work with has six kids, and they were pumped to get a snow day from school until they found out they had calf duty. Eddie, the oldest, would drive the ambulance, Josie and Jessie, the 12-year-old twins would dry the calves off, Tommy would feed them, and Allie assisted. Did I say six? That's because they basically adopted me ;) So, I guess that makes me the oldest.
I'm usually in a truck checking and tagging the calves, however I have been left in the shop to dry them off and feed them if need be. It seems the work out here is never-ending, and every day is completely different from the day before; which is why I love it. The people out in the boondocks are some of my favorite people. They truly enjoy the simple pleasures in life, and after being on the road for so many months of the year, I have as well. I never knew farm life was for me. This was my father's dream, and he passed away before he could show me how amazing it is. It seems I've fallen in love with it too.