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This volume is a report on the proceedings of an Institute on Mentally Impaired Aged held at the Philadelphia Geriatric Center in 1964. At this point this interviewer is a bit chagrined at the vast number of proceedings of various seminars and institutes being published for the dissemination of information and for better communication. My feeling is that we are not at the present suffering from a lack of communicated written information but rather from a deluge of it, which precludes the reading of it because of time limitation and eye strain and thus vitiates the desired effects.
However, overcoming a personal bias, I hasten to state that this is a highly readable volume consisting of four formal presentations followed by discussion by the inevitable eminent panelists and group assembled. The papers ranged from the varieties of brain syndrome in the elderly to the
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By Michael Howell
The mayor and Town Council of Stevensville held an informational meeting about the town's water system project and the new water rates and metering system on Wednesday, August 22. The public response was close to overwhelming as over 70 people packed the town hall meeting room with some overflow into the foyer and the adjoining fire hall.
People came with questions and with complaints. Most of them were unhappy customers. Many felt that their latest water bills were not accurate and they questioned the accuracy of the new meters that were installed. Many had seen their water bills go from an average of $80 a month to $120 per month and were shocked. They can't believe they use as much water as they are being billed for. Some expressed frustration that the number of watering days has been reduced with no watering allowed on Sunday. Several people presented individual bills and claimed they were in serious error.
The bottom line for many was that they simply could not afford the new rates.
Mayor Gene Mim Mack, through a continuous ply of questions, managed to present a power point program detailing the water system project, and the history of the determination of the new rate structure.
Mim Mack said that state law was driving and directing the improvements, including major changes and upgrades, in the town's water system. It was upcoming changes in state drinking water standards that led the town's engineer to recommend abandonment of the surface water system being used by the town up the Burnt Fork and a change to a system based totally on wells.
State law also requires that a municipality's water system support itself by its own fees, which are kept in a separate Enterprise Fund not to be mixed with the general fund monies. Water systems are required to have a fee structure that can support their operation and maintenance. According to the mayor, however, Stevensville's flat rate system was not meeting the system's revenue needs and was not paying for itself.
Faced with the need to upgrade to meet new standards and saddled with a flat rate billing system that wasn't meeting costs, a preliminary engineering report was issued with a five-year, four-phase implementation plan that included a revenue requirement analysis including a cost of service analysis and a rate design to meet those costs.
The entire project is estimated to cost a little over $4.2 million. But half that cost, about $2.127 million, is being met by grants from federal and state programs. The other half, about $2.173 million, was financed through a bond. The water fund pays out about $97,000 annually on debt service. It holds another $44,000 in short account funds for emergencies. Twenty-five percent of the water revenues is placed in a reserve fund to pay for future replacement costs.
The mayor also had data on cities and towns around the state that showed the town's new rate structure was not out of line.
One member of the audience called all this a bunch of "government mumbo jumbo." She said the reality was people trying to make it in a time when there are no jobs and they have no way to pay these new rates.
Another person said that people were being put in the position of having to decide if they pay their water bill or buy groceries.
"A person shouldn't have to make that kind of choice," she said.
A few misconceptions also found expression in the ensuing litany of remarks. Several people mentioned that they were under the impression that their water bill would decline since the base rate was being reduced, but that is not the case. The base rate of $29.12 also includes the first 3,000 gallons of water. But 3,000 gallons is not enough to fill the average household needs. Add lawn irrigation to the demand and you are quickly talking tens of thousands of gallons. For anything over 3,000, however, town residents pay $1.85 per gallon. The average household use, according to information provided by the mayor, is about 940 gallons per day. That comes to about 28,200 gallons per month. Those people who thought the reduction in the base rate would translate into a reduction in their overall bill were mistaken.
Another factor complicating things for at least half the water users in town is the fact that prior to the new project and the installation of new meters, half the water users did not have a meter at all and were paying a $40 flat rate for unlimited amounts of water. He said now that it is being measured and they are being charged, people simply can't believe how much water they are really using. Or, they have a leak that needs attention.
Mayor Mim Mack said that the town has a list of names of people who believe their use is not being measured accurately and/or they are being overcharged and staff is addressing them one at a time. He said a small number of meters, so far, have actually been found to be faulty. The vast majority of cases, once investigated, turn out to be either a leak, which can use up water at a fast pace, or the case of people simply not being aware of how much water they really use. He insisted that the idea that the meters were generally defective was a misconception.
Another mistaken conception was that the town was spending money on a $500,000 sidewalk improvement project, when that money could have gone into the water project and reduced the rates. But state law forbids the use of general funds to operate and maintain the water system. Not only that, but the funds used for the sidewalk improvements were obtained by a grant using transportation dollars that cannot be used for any other purpose. The matching funds to get that grant were provided by the Main Street Association which solicited the funds from private businesses and individuals.
Councilor Bill Perrin, at the end of the meeting when most of the public had left, stated that the Council needed to consider the possibility that increased staffing hours or perhaps a contract firm might be needed to process the list of complaints at a faster pace. Right now, if the historical use at the house can be determined and it matches the current use, the town is not examining the meter. If the use is grossly out of historical perspective, the functioning of the meters is being tested.
At a regular council meeting the next evening on Thursday, August 23, the mayor read two letters from distraught water users. One was a letter from a ninety-one year old resident living on $356 per month in Social Security payments now getting a monthly water bill for $103. She said that she has fallen eight months behind in paying her bills.
"I do not have a penny now till September 1st. Would you like to trade places with me? Just try it," she wrote.
The mayor noted that the town staff was in frequent communication with the woman and that the issue of people living on fixed incomes was a serious issue that the town was trying to address. It is complicated by the fact that state law requires treating all water users equally and would prohibit simply lowering the rate for certain individuals. However, the town is currently arranging the possibility of providing aid to anyone who already qualifies for the Low Income Energy Assistance Program offered by the state. Anyone who qualifies for that energy assistance would also be deemed acceptable to receive water bill assistance from the town. That assistance would come from a $5,000 fund established in the latest budget for such a use. There is an effort underway to solicit private donations to that fund as well.
The plan now is to review the many comments and suggestions received at the special meeting on water rates and fashion some plan for action to implement any acceptable remedies.

subset: commoncrawl


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What do Bank of America (NYSE: BAC ) , Wells Fargo (NYSE: WFC ) , SunTrust Banks (NYSE: STI ) , and Regions Financial (NYSE: RF ) have in common?
They're all basking in the sun down in Florida. Hit hard during the Financial Crisis, these banks have emerged as the go-to leaders in the state's recovery for businesses and individuals.
In the video below, Motley Fool contributor Jay Jenkins walks us through the state with an eye on market share.
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COLUMBUS - The state horse-racing commission is concerned that there aren't enough horse stalls being built at a new racino in the Youngstown area.
During a meeting in Columbus Thursday, commission members said that current plans for 760 stalls at the new track in Austintown are troubling, given that other tracks in the state have more than 1,000 stalls.
The panel has expressed concern that racinos might emphasize video lottery gambling more and short-change fans of live horse racing.
The owner of the track, Penn National Gaming, says that adding more stalls is problematic because of budget considerations and site-plan limitations.
The commission had signed off on Penn National's plans to relocate an existing track in suburban Columbus to Austintown. A mid-2014 opening is planned.


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Damselfly Designs, Inc has a remarkable ability to transform even the most simplistic of elements into a masterpiece. Our eloquent and elaborate designs are works of art and our passion for creativity and intricate use of various colors, textures, lighting concepts, and multidimensional features go far beyond just event décor.
We have recently expanded our business with the opening of our newest office in Lahaina, on the isle of Maui.
With the knowledge and experience to execute corporate and social events throughout the Pacific Region, we are excited to start this new chapter as Damselfly Designs Pacific.
• Corporate Events
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• Wedding Bouquet


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on February 20, 2013 - 12:11 AM
The Buffalo Bills re-signed Colin Brown, the team announced Tuesday.
Brown is a 6-foot-7, 326-pound offensive lineman who appeared in one game last season for the Bills before being placed on injured reserve Oct. 9 with a hamstring injury.
Brown has appeared in 12 games, starting two, since entering the league as a fifth-round draft pick of Kansas City in 2009.
The Bills signed him off Baltimore's practice squad Dec. 14, 2010 but he didn't appear in a game for the Bills until 2011. He played 11 games with one start that season.
Terms of his deal were not disclosed.
Jets cut five
NEW YORK – The New York Jets cut linebackers Bart Scott and Calvin Pace Tuesday in a five-player purge to move the team closer to the National Football League's salary cap.
The Jets also released offensive lineman Jason Smith, a No. 2 draft pick, and safety Eric Smith, and placed tight end Josh Baker on waivers, the team said in a release.
The moves will save the team $24.2 million under the NFL's payroll limit and leave them about $2 million above the cap, according to ESPN.
Around the league
• The Kansas City Chiefs have released wide receiver Steve Breaston and tight end Kevin Boss as part of their roster overhaul under new coach Andy Reid and general manager John Dorsey.
• New Orleans Saints general manager Mickey Loomis says the club has cut veteran tight end David Thomas and third-year cornerback Johnny Patrick.
• The Baltimore Ravens and Joe Flacco's agent plan to meet this weekend in their first attempt to reach a new contract for the Super Bowl MVP. Joe Linta will be in Indianapolis at the NFL's scouting combine for the first negotiations since August.


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Accessories Needed
Parts List
Easy RC: Engines
Browse O.S.
Product Feature Page
Manufacturer's Product Web Page
3-Crankshaft ball bearings
2-Camshaft ball bearings
Twin opposed cylinders
Ringed piston
Geared camshaft (geared timing)
New Two needle carb (OSMG2538)
Two-year warranty
One Assembled FT-160 Twin Engine
One Motor Mount (OSMG2804) with mounting hardware
One Instruction Manual w/Decals and Poster
One Dual Glow Plug Extension Cable
One Locking Prop Nut Assembly
Two #F Glow Plugs (installed)
One gauge tools set
One choke valve extension (rod)
Construction: Aluminum and Aluminum alloys
Displacement: 13.26cc (x2) or .809 cu in (x2)
Bore: 27.7mm (1.09")
Stroke: 22.0mm (.866")
Power Output: 2.0 BHP at 10,000 RPM
Weight: 1100g (38.8oz)
Practical RPM Range: 2,000 - 10,000 RPM
Length: 120mm (4.72") from backplate to front of the drive washer
Width: 196mm (7.72")
Height: 80mm (3.15")
Crankshaft Thread Size: 5/16-24
Suggested Props: 15x8, 16x6, 18x6, 18x7, 18x8, 20x6
Width (outer cylinder jacket to outer cylinder jacket): 120mm (4.72")
Needle Settings: High Speed: 3.5 turns out from fully closed
Mixture Control (low speed): Flush with carb body,then 2 turns
Glow fuel with at least 16% lubricant content
No longer includes needle valve extension, knob and hook,
M3x32 propeller slippage screws, motor mount template, or spare
Woodruff key.
updt lmm 4/6/09


text:
If you need immediate assistance, call 877-SSRNHelp (877 777 6435) in the United States, or +1 585 442 8170 outside of the United States, 8:30AM to 6:00PM U.S. Eastern, Monday - Friday.
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The newly engaged couple were attending an L.A. Clippers game on Saturday when they ended up on the Kiss Cam.
While Kunis, 30, put her hand over her mouth and feigned shyness, her fiancé was up for the challenge.
Quickly and deliberately turning his baseball cap around for better access, Kutcher, 36, grabbed Kunis and brought her in close for a smooch (while Barry White's "Can't Get Enough of Your Love" played) before pointing to the camera in triumph.
Kunis, who's set to guest star on Two and a Half Men with Kutcher, laughed and covered her face in embarrassment.


text:
The prosecutor tells 40/29 he is awaiting a judge's signature on arrest warrants for two Arkansas students accused of giving alcohol to an underage student.
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Samsung 55" Class 1080p 120Hz LED Smart HDTV - UN55ES6100
Samsung 55-Inch Slim LED Smart HDTV Is Smart and Slim Everything is better on a big screen, and this Samsung 55-Inch Class 1080P Slim LED Smart HDTV is here to prove it to you. This 55-inch LED HDTV promises you'll never miss a moment thanks to 1080p resolution and HD capabilities. Whether you're watching that blockbuster action flick or you're tuned into your favorite feuding housewives, you'll catch every second in crystal-clear detail. Even when the action really heats up, you won't miss a thing thanks to a Clear Motion Rate of 240, which enables you to see even fast-moving images in ultra-clarity. This Samsung 55-Inch Slim LED Smart HDTV is called a Smart TV, and for good reason. Offering Smart Content with Signature Services like Family Story, Fitness and Kids Story, this TV for the modern age comes equipped with Smart Hub capabilities, built-in WiFi, AllShare Play and so much more. It even has apps created especially for TV, so your smart phone will finally have some serious competition. All of this, and it offers the slim profile that you expect from 21st-century design.
- A new dimension in home entertainment, this Samsung 55-Inch Class 1080P 120HZ Slim LED Smart HDTV offers a more interactive TV viewing experience thanks to Smart Hub technology
- Clear Motion Rate of 240 ensures you can clearly see even fast-moving images, so you catch every second of the action
- Smart Content makes it easier to find all your favorite shows, movies, games and more
- Full Web browser, built-in WiFi and smart apps provide an interactive viewing experience
- AllShare Play lets you stream content from your other devices and enjoy it on the big screen
- Slim profile design blends seamlessly; won't dominate your decor
Samsung out-of-carton product does not come with a manufacturer's warranty. Please see associate for details on how to purchase a warranty for this product.
Specifications & Dimensions
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Owner's Manual - English (Warranty)
Product Warranty - English
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I accept Western union,Moneybookers,Wwin,Paypal.
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Yes i have. I can give you better deals if you are interested in buying minimum 2 months of my tips. Contact me for better rates!
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20:45 Macclesfield - Southport - GG @ 1,85


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After expressing an initial wish to steer clear of the subject of Heath Ledger, to whom she had been linked, Australian model Gemma Ward is now speaking out about him.
"I think he operated from the heart. He really, really knew that if he was going to make a decision to be in a film, then he needed to be really committed to it," Ward, 20, tells Australia's Sydney Morning Herald.
"He wasn't afraid to fight with people involved, he wasn't afraid to perhaps piss people off," she said of Ledger, 28.
Ledger also gave advice to Ward, who has a budding career as an actress and stars in the upcoming film The Black Balloon. "He told me to always be a punk and 'stand up for yourself'."
– Stephen M. Silverman
Gemma Ward Praises Heath Ledger
Don Arnold/WireImage; Dara Kushner/INFGoff


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Champion Deauneaumaux Mystic Mocha
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Hi! My name is Champion Deauneaumaux Mystic Mocha
I am a Persian from Stockton, CA
Nicknames: "Tweetie Pie"
Age: 6 years old
Gender: F
Coat: long haired
Education: Received 7 winner ribbons at CFA show to receiver her championship status. Currently working on Granding her.
My favorite tricks and treats are: chicken livers
Where I hang out: on top of refrigerator
My favorite grubs: Fancy Feast Turkey
My pet peeves: Cleans herself after she just did it after being stroked just a bit.
What I love about my owners: Dedicated to the well being of myself.
My cat hobbies: Jump on counter top to jump higher to on top of refrigerator
Pet motto: There's no place like home."
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bred her, then sold her, then she was transfered to three more owners in three months, and a girl rescued her and looked up my cattery on the internet and I bought her back.
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Slippery Morae eel is when a guy with a crooked dick is doing a girl doggy style in the puss and pulls out and sticks it in some vaseline and then jams it in her ass without her knowing.
-Dude, Crooked dick Rob gave Tina a Slippery Morae eel the other night!!!
-I bet she wont Bitch at him anymore.
-I bet she wont Bitch at him anymore.
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BiographyI love Basarios and Gravios in Monster Hunter series.
My position in Lacrosse is A defenseman with a 6 foot D-pole. I use a warrior revo head on my long pole. The shaft is a vanadium. My short pole has an STX face-off head on it and an NCAA shaft that is pretty crappy but I do fine with it. I have a pair of the STX shogun Gloves.
My Position in football is right offensive tackle, sometimes tight-end, and (My favorite) Noseguard. I play for the SMM Bulldogs and (Previously) The legendary Coach barnes,(Local Legend).
That is all for now.
InterestsEbay, Music, Football, Lacrosse, Airsoft wars with my friends,working out at the Gym.
Elephant man, Bounty Killa, Beanie man, Timbaland, Citizen Cope.
Signature"It's All in The Music"- The Roots
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text:
Album Type : Full Length
Date Released: 29/4/2013
Label : Relapse Records
Bloodlines, album track listing:
1) Attrition 3:15
2) Midnight Eyes 4:14
3) Demonic 3:29
4) One Last Nail 3:06
5) Down So Low 3:29
6) Your Hell Begins 4:58
7) With A Blade 5:22
8) Of War 3:00
9) The Mouth Of Madness 4:29
10) Embrace Your Nerve 4:44
Howl returns to the scene with 'Bloodlines' the follow up to their critically acclaimed debut full length 'Full Of Hell'. Several years of relentless touring with the likes of Saint Vitus, Kylesa, Pentagram and many many more has paid off in spades, as 'Bloodlines' finds Howl having grown into a fully developed metal beast. With producer Zeus (Hatebreed, Crowbar, Terror, etc) at the helm, Howl have settled into their groove as masters of the riff. This is a pummeling, aggressive, muscle-y record that will leave you humming its hooks after it kicks out your teeth.
Line up:
Vincent - Vocals, Guitar
Josh - Guitar
Jonathan - Guitar
Jesse - Bass
Timmy - Drums
Josh - Guitar
Jonathan - Guitar
Jesse - Bass
Timmy - Drums
Howl are listed on Wikipedia as doom metal, but there is much more going on here than that as first track "Attrition" indicates. It is most certainly metal, most certainly with the sense of drama and foreboding that that the best doom has, but the band play deftly and are rather more fleet of foot that you might imagine given their Wikipedia page description. There are Mastodon-like elements here too, both in the arrangements and playing. "Midnight Eyes" keeps the energy and pace quite high, while "Demonic" is closer to Testament's thrash album of the same name than it is to anything in the Sabbath canon.
There is lovely guitar work throughout as two guitars make use of harmony, solos and riff interplay. The tempos are varied and the songs well constructed with bridges, choruses, breakdowns and any other trick you can think of. The vocals, though guttural in parts, are always intelligible and this adds to the listening experience. They are also mixed up front so you can really hear what is going on- it is refreshing to hear a band with confidence in their vocals in this sub/sub-genre.
"One Last Nail" continues the high bar set early on with excellent chugging riffs and lead guitar work. "Down So Low" starts ominously and with a Type O-esque vibe. The track represents the closest to the true doom sound of the album up to this point. The pace and groove stay locked down allowing the track to breathe and take on its own life. A tempo shift comes around the half way point, but doesn't outstay its welcome and leads into a well thought out guitar solo.
The pace of "Your Hell Begins" is positively rampant and kicks off the second half of the record in keen style. Again, the harmony guitar work and subtle pace changes stop this from becoming needlessly aggressive and thus highlights the affinity the material may have with doom even when not operating in that particular genre specifically.
"With A Blade" starts with the kind of groove riff that Pantera would have been very proud of. The verse that follows an unusual riff- keeping things unpredictable and fresh. The band plays superbly here, making the track flow well even with the tempo shifts and rhythmic nuances. A very melancholic doom section hits the listener around two minutes from the end, which in turn gives us a chugging crawl that Crowbar would be happy with. Immense!
The almost Maiden vibe of the initial riff opening "Of war" gives way to straight forward metal in the verse and lead breaks in between. Further twists and turns follow- the track crams a lot into its three minutes. The penultimate track "The Mouth of Madness" builds from a down beat start into a rather despairing track- again, doom rears up here. "Embrace Your Nerve" starts slow and takes the album into melancholy territory again before a Mastodon type verse takes over with time changes taking place under the vocals (a neat trick that appears on the album).
If you are looking for ten tracks of superior metal, incorporating doom, trad, modern southern styles and more- don't hesitate to pick this one up. Good band, great album.
Words : Richard Maw
As always show your support to the band. You can buy the record here. Recommended if you like: Baroness, Crowbar, Kylesa, Mastodon, Black Tusk, Doomriders, High On Fire, Lamb Of God, The Sword.


text:
|Movie Name
|Viewing Progress
|Run Length
|The Babymakers
|93 min
The Babymakers: Is He Faking It?
- Air Date:
- After trying everything to get his wife Audrey (Olivia Munn) pregnant, Tommy Macklin (Paul Schneider) realizes to his horror that he may be "shooting blanks." Terrified that his marriage may fall apart, Tommy recruits his friends (and an Indian ex-mobster) to rob a sperm bank where he made a deposit years ago. As with any half-baked scheme, everything can and does go wrong, testing the limits of Tommy and Audrey's relationship. THE BABYMAKERS is a hilarious twist on the heist film genre, a laugh-out loud comedy showing how far one couple will go in hopes of creating a new life.
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From Wikidweb
Description: Designers and fabricators of 3-D visual merchandising props for trade show and retail floor and window displays, themed interior and exterior signs and environments, and scale replicas of logos and products for brand-building marketing campaigns.
RetailDisplaysAndProps.com (http://www.RetailDisplaysAndProps.com) was launched by Valley Monuments, Inc. to promote its design and fabrication group's capabilities to visual merchandising and marketing professionals who are looking for an affordable and reliable manufacturing partner for innovative, affordable and bold interior and exterior 3-D props, decoratives, brand-building signage, artificial and fake prop rocks, faux tree bark and masonry panels, and themed environments which the company accomplishes using durable and lightweight fiberglass, urethane, expanded polystyrene (EPS) foams and resins, cast stone and other materials as required by the project.
RetailDisplaysAndProps.com (http://www.RetailDisplaysAndProps.com) explains how the firm's team of talented and experienced professionals specialize in creating unique and eye-catching 3-D props, scale model replicas, interior and exterior signage, theater standees for movie marketing, and other sales-enhancing visual accents for retail store window and floor displays, trade shows, permanent and temporary exhibits, church theming, restaurants, resorts and casinos, and other venues.
The manufacturing group's primary 50,000 sq. foot facility on the West Coast makes it possible for all of its essential design, fabrication and shipping departments to be located under one roof, with an equal amount of storage and staging space, resulting in a streamlined operation for a more cost-effective and timely finished product ready to be shipped anywhere in North America or internationally.
Under its "What We Can Do" section, the website features various visual merchandising categories with slide shows of photos showing just some of the many types of projects the group has completed on time and on budget.


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The courses included in PCC's Asian Studies Focus Award foster a rich understanding and appreciation of the cultures of Asia. A minimum of sixteen credits from the courses listed below entitles students to receive an Asian Studies Focus Award, which will show prospective employers and transfer colleges a foundational focus on Asia. These studies encourage broader reflections about the nature of culture and how it shapes everything from world views to daily life. Above all, the focus award enables students to develop a multidimensional perspective on Asia, its many cultures, and their own life experience as well.
In spring of 2009, PCC officially became the regional center of the East West Center.
Anyone can tell you studying Asia is an all around smart move. My Asian studies have influenced me not just on a professional level, but more profoundly on a personal level. With the program's lush blend of comparative history, philosophy, language and art, it opened my world view, expanding my realm of possibilities, making my life much richer overall.Erin, Asian Studies Focus Award recipient
Focus Award
2016 Asian Studies Focus Award Ceremony
As of May 2015, 101 students have received the Asian Studies Focus Award.
See the Catalog and the Asian Studies Classes web page for more details.
The Asian Studies Focus Award satisfies Portland State University's International Studies requirement, INT 216a, Introduction to Asian Studies, with some restrictions.
Note: This focus award is not a formal, transcript degree or certificate, but is a recognition of courses taken to supplement the skills you already have. Focus awards may be earned in combination with a certificate and/or degree.
Student Clubs
There are a number of clubs at PCC that focus on Asia. Please contact the club coordinator on your campus.
What's Next
- To learn more about the Asian Studies program, contact Jeffer Daykin.
- Start taking classes included in the Asian Studies Focus Award.
- Upon completion of the program requirements, visit the English and World Languages Division, Sylvania CT 219, to receive award.
- Log-on to MyPCC and check out the Asian Studies group.


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Beyond the Carry Trade: Optimal Currency Portfolios
Pedro Barroso
UNSW Australia Business School, School of Banking and Finance
Pedro Santa-Clara
New University of Lisbon - Nova School of Business and Economics; National Bureau of Economic Research (NBER); Centre for Economic Policy Research (CEPR)
June 24, 2012
Journal of Financial and Quantitative Analysis (JFQA), Vol. 50, No. 5, 2015
We test the relevance of technical and fundamental variables in forming currency portfolios. Carry, momentum and reversal all contribute to portfolio performance, whereas the real exchange rate and the current account do not. The resulting optimal portfolio outperforms the carry trade and other naive benchmarks in an extensive 16 year out-of-sample test. Its returns are not explained by risk and are valuable to diversified investors holding stocks and bonds. Exposure to currencies increases the Sharpe ratio of diversified portfolios by 0.5 on average, while reducing crash risk. We argue that currency returns are an anomaly which is gradually being corrected as hedge fund capital increases.
The appendix may be found here: http://ssrn.com/abstract=2771667.
Number of Pages in PDF File: 43
Keywords: forward rate premium, carry trade, currency market, optimal portfolios
JEL Classification: F31, G11, G12
Date posted: April 18, 2012 ; Last revised: May 1, 2016
Suggested Citation
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2010 Southwest/Texas Popular Culture/American Culture Association
31st Annual Conference in Albuquerque, New Mexico
February 10-13, 2010
Proposals are now being accepted for the Rhetorics of New Media Area. The term "New Media" generally refers to digital, computerized, or networked information and communication technologies in the latter part of the 20th century to the present. Listed below are some suggestions and thought questions for possible presentations, but topics not included here are also welcome.
The 2010 SW/TX PCA/ACA Conference will be held in Albuquerque, New Mexico at the Hyatt Regency, 330 Tijeras, Albuquerque, NM 87102 (505)842-1234.
Inquiries regarding this area and/or abstracts of 250 words may be sent to either of the two email addresses listed below (in the subject line of your email please type "Rhetorics of New Media Area Abstract" or "Rhetorics of New Media Inquiry.") Graduate students/future teachers are particularly welcome to participate or register to attend the conference. Please pass along this call to friends and colleagues.
Anna Gurley, Rhetoric of New Media Area Chair
Email: email@example.com or email@example.com
Conference Website: http://swtxpca.org/ (updated regularly)


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Contact Information
DoubleTree by Hilton Atlanta Downtown
Embassy Suites Atlanta at Centennial Park
Glenn Hotel - A Marriott Autograph Collection Hotel
Hampton Inn & Suites Atlanta Downtown
Hilton Garden Inn Atlanta Downtown
Holiday Inn Express & Suites Atlanta Downtown
Omni Hotel at CNN Center
Westin Peachtree Plaza
Georgia World Congress Center
285 Andrew Young International BLVD
Atlanta, GA 30303
AISTech 2012 will feature international technologies from the world over, allowing steel producers to compete in today's global market. If you are involved in the steel industry, you can't afford to miss this event. Whether you present, attend or exhibit, take advantage of this opportunity to discover ways to make your job easier and improve your productivity.
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Due to the proximity of the event dates, please contact your desired hotel directly regarding availability. Contact information, if available, is below.
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Rent Animal Poems 1st edition today, or search our site for other textbooks by Steve Jenkins. Every textbook comes with a 21-day "Any Reason" guarantee. Published by Farrar, Straus and Giroux (BYR).
Need help ASAP? We have you covered with 24/7 instant online tutoring. Connect with one of our Poetry tutors now.


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After initial resuscitation, severe respiratory insufficiency jeopardized the recovery of a youth who nearly drowned in sea water. Lung compliance decreased to between 20% and 30% of normal for three days, and there was a persistent hypoxia. Marked roentgenographic changes in the lungs resolved almost completely over a three-day period. It is concluded that the respiratory insufficiency was due to a pneumonitis resulting from the aspiration of sea water, and that neither pulmonary edema nor reflex airway closure played a significant role.
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Hi! My name is Phoebe
I am Domestic Mediumhair from Erie, PA
Nicknames: Crazy Cat
Age: 14 years old
Gender: F
Coat: long haired
Education: She placed 3rd in the Household Pet Division in a CFA cat show in Erie PA in 2005.
My favorite tricks and treats are: retrieves the play mice and cheese
Where I hang out: the top of the kitty condo.
My favorite grubs: Canned venison & green peas
My pet peeves: Ashley & Abby (2 of my other cats)
What I love about my owners: She puts up with my crazy & wild antics!
My cat hobbies: chase the laser toy
Pet motto:
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She was a kitten that came out of a barn my dog & I were passing on our walk. She followed us home. I took her back to the farm and they said it wasn't one of their kittens so I kept her.
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Ya got to shit on your girls chest, then titty fuck her with the poo as a lube, then cum on her face yelling undalay undalay mamma E.I. E.I. uhhh ohhhh! like the Nelly song.
I had to shit while fucking that trick so bad a decided to give her the St. Louis Lunatic. It was crazy!
by Big Don LuBon May 07, 2010
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If now were then, maybe Rady Sin and Saron Saom of Philadelphia wouldn't have spent the last few years as mortgage borrowers in trouble, and maybe they wouldn't have fallen prey to a scammer offering help at a high price and delivering nothing.
When the city temporarily relocated their food cart from 30th and Market Streets to Chestnut Street and business fell off dramatically, the Cambodian couple began falling behind on their mortgage payments to Bank of America.
"I talked and gave [Bank of America] everything they asked for two or three times, but nothing happened," Sin said.
When he received a letter from a mortgage-rescue outfit saying it could help save his house by letting him cut his $1,300-a-month mortgage payment to $600, Sin agreed to pay $300 to $400 at a time, a total of $3,000, "everything I had."


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Hi! My name is Clover
I am Domestic Shorthair from chicago, IL
Nicknames: Clover Kinz, Cloves, and Clover Plover
Age: 5 years old
Gender: F
Coat: short haired
Education: Play with cat toys and watch the birds outside
My favorite tricks and treats are: Nope and dry food
Where I hang out: On the bed and on the cat tree
My favorite grubs: Anything
My pet peeves: Running water and barking dogs
What I love about my owners: Everything!
My cat hobbies:
Pet motto: Got dry food?
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My owner got me when a lady gave her five kittens, Anna, Lupe, Clover, Jonathan, and Dreamer. My owner decided to keep me and Lupe.
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Legacy Home Project
To join the conversation, check out the project blog at http://www.leedforhomesillinois.org/greenbuild-homes.
Greenbuild Chicago 2010 – Legacy Home Project
Press Release: USGBC, Habitat for Humanity, and Bank of America Team Up for Greenbuild Legacy Project
Two Illinois Families to Receive LEED Platinum Habitat for Humanity Homes
Washington, DC – August 10, 2010 – The U.S. Green Building Council (USGBC), Habitat for Humanity Lake County, and Bank of America, have teamed up on this year's Greenbuild Legacy Project. Two affordable green homes will be built in Lake County, Ill. funded by a $125,000 donation from the Bank of America Charitable Foundation. The construction of which will coincide with USGBC's Greenbuild International Conference and Expo in Chicago, November 16-19, 2010. Each year, the Greenbuild Legacy Project Committee selects a project to give to its host city as a symbol of our gratitude for hosting Greenbuild and to share with that region the benefits of green building.
Habitat for Humanity has been very successful in providing affordable housing to families they determine can handle the financial and maintenance obligations of the new homes they build. The anticipated energy and maintenance costs of ownership figure prominently in qualifying potential future homeowners. This project is designed to demonstrate, through the cooperative effort of various local consultants, product manufacturers, and volunteers, the idea of green, affordable housing. A network of volunteers from USGBC, Bank of America Community Volunteers and Habitat for Humanity will work alongside the families to complete the construction of the two homes.
"Because of Bank of America's generous funding and Habitat for Humanity's volunteers who will build two LEED Platinum homes for the 2010 Greenbuild Legacy Project, two families can rest assured that their homes are not only affordable, but are built with high-performance, energy and resource efficiency and quality of health in mind, thereby ensuring they continue to save money over the life cycle of the home," said Kimberly Lewis, Vice President of Conferences and Events, USGBC. "Greenbuild attendees will have the exclusive advantage of witnessing much of the construction, providing not only a learning opportunity for building and design professionals, but also to educate on the importance of making affordable homes synonymous with green homes."
"Bank of America is proud to partner with the U.S. Green Building Council and Habitat for Humanity Lake County to build affordable green homes that will dramatically impact the lives of two families in Waukegan," said Tim Maloney, Illinois and Chicago market president, Bank of America. "The greenattributes of these homes will not only help the environment, but also benefit the families that will live in them through reduced energy and utility bills, as well as an overall improved quality of life."
Both homes will have the same floor plan and appearance but will be built using two different construction methods. The Greenbuild Legacy Home project will feature state of the art ICF and panelized construction, while the second home, targeted for 75% competition by Greenbuild, will be built using conventional stick construction as an opportunity for Greenbuild attendees to view its construction process. Currently both homes are aiming to achieve LEED for Homes Platinum certification. Construction cost data and performance will be tracked and published for both homes once both are complete. USGBC's commitment to affordable green housing extends beyond Greenbuild, as fully 40% of the homes in the LEED for Homes program are affordable.
"Both Bank of America and the U.S. Green Building Council are leaders in providing innovative solutions to affordable housing needs. Through their support we will provide additional homes for low-income families," said Julie Donovan, Executive Director, Habitat for Humanity Lake County. "In addition, we will set the stage for future energy-efficient building through the experience and knowledge we gain during this build. We appreciate the exceptional support from both Bank of America and the US Green Building Council."


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It only took a few hours on a single night to remind all of us that with pending winter comes treacherous weather.
On Saturday evening, precipitation came - both rain and snow - and temperatures dropped. The result was black ice. The kind that hides and sneaks underneath the tires of unsuspecting drivers. It can be downright scary.
Our newsroom police scanner was going off repeatedly Saturday evening with reports of accident after accident. Many were about vehicles off the road, some flipped. Many of the accidents occurred on overpasses and bridges. Some were chain accidents involving multiple drivers.
The turn in bad driving conditions likely caught most of us by surprise. Certainly included in that would be those listed in the stack of accident reports at the highway patrol and other safety service offices. Insurance agents will be busy today dealing with claims. And tow truck drivers had their best day in awhile on Saturday.
Ironically, even though 2011 is going down as the wettest calendar year on record, we haven't had much ice and snow yet. Which is very unusual considering it is mid-December but also because the past six, seven years have been the snowiest on record. You've got to figure it's coming by the shovelful. It always does.
Winter officially arrives Thursday. But many drivers literally got a crash course in winter driving this past Saturday. Many accidents can't be avoided. But highway patrol, sheriff, township and police officers will all agree that many accidents can be avoided. All of us should take a mental refresher course and remind ourselves that driving right now isn't like driving during warmer weather.
We can never over emphasize the need to slowly drive during bad weather. Maintain assured distance and then some. And for goodness sake, please don't text and use hand-held phones at all while driving. Especially during dangerous driving conditions.
We've all heard those words of advice many times. Still many seem to disregard if not ignore them. Just ask the patrol officers and tow truck drivers. Saturday was just the start of winter driving in our area. We know it's coming and we have been through it before. Just remember that you can never be too cautious driving in the bad stuff.


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Jackson police were still looking tonight for the man who fatally stabbed a 29-year-old Jackson man late Wednesday in front of 121 Mitchell St. Deputy Chief Matt Heins said police were looking for someone, but had not yet pinpointed a specific suspect. Donnell Bennett and another man were fighting in the street when the other man stabbed Bennett once in the upper chest with a knife, Heins said.
-- Staff writer Danielle Quisenberry
For more on this story, return to mlive.com/citpat or pick up a copy of Friday's Citizen Patriot.


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New US trailer for Edgar Wright's 'World's End' goes heavy on the spoilers
Today, Focus Features released the domestic trailer for "The World's End," the latest film by Edgar Wright, and it's far more revelatory than the UK version of the trailer. My guess is that in the UK, it's enough to sell the film on the names of Wright, Simon Pegg, and Nick Frost, but here in the US, the studio feels like they've got to sell the concept and give people enough information that they know what they're getting into before the film opens.
I get that the cast is far better known in the UK. After all, you've also got Paddy Considine, Martin Freeman, and Eddie Marsan, and while all of those guys are in plenty of films that play here, including last year's "The Hobbit," of course, they are simply better known at home. I may love Shane Meadows movies, but I am able to admit that they haven't exactly set the box-office ablaze in this country. So you've got a cast that is going to be amazing to watch, but that aren't the names you use to open the film here.
Also, Focus has to be aware of "This Is The End," another star-driven end-of-the-world comedy that is coming out this summer, and the early trailers for the films certainly make them look like they cover similar ground. I saw "This Is The End" last night (my review will be up a week from Friday), and now that I've seen this trailer, I'm confident that the two films couldn't be more different.
It's not just because the things in this movie appear to be robots, either. The other film deals with the actual end of civilization on Earth, while this appears to be another Edgar Wright film about small English villages and the secrets they hide. That's my favorite thing about "Hot Fuzz," and watching the film a second or third or fourth time, what I like most is looking at the ways he seeds the film with clues that only really become clear with a re-watch.
Simon Pegg's the lynchpin here, the guy who draws all the others back together for a pub crawl in the village where they grew up. It looks like an act of desperate nostalgia on his part, and it's the seediest I've ever seen Pegg look on film. It's interesting seeing Nick Frost as the guy who doesn't drink anymore, and this film also establishes more about Rosamund Pike's role in the film.
It is the big reveal of the blue-blooded robots that makes this trailer the most spoiler-heavy sneak peek at the film so far, and it certainly looks like a crazy genre mash-up thrill, one that should round out our summer of movies in high style.
"The World's End" hits the US on August 23, 2013.


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Linux install
I tried several months ago to install Ubuntu on my HP Compaq when my Windows OS suffered a virus meltdown. I went so far as to buy a refurberished HD from a reputable dealer. I tried to install Windows XP Pro first, but the install stalled at the agreement to the licencing terms. Fed up with Windows I decided to try Linux Ubuntu. I had the same problem, it stalled. I gave up the whole affair. Today I decided to try again. The Ubuntu distribution stalls at step #5. It says it is checking the partions (there is only one) and scanning the discs. Its been hours. A 250 GB hard drive shouldn"t take that long I don"t think. This a clean install. I can"t figurre out what the problem might be. The distribution is a live CD. I bought the Linux Ubuntu Bible and it came with the CD. Any help would be appreciated
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"I just told her I was going to get some help," James tells ABC's Nightline in an interview airing Tuesday.
He says Bullock agreed, and that she was "proud" of him for seeking help.
The West Coast Choppers garage owner, 41, says the revelations of his cheating might not have come as a total surprise to his Oscar-winning wife, 45. "I think she's had her suspicions in the past, but, you know, I lied and lied my way out of it," he says. "I lied to everyone about everything, even to myself."
When the scandal broke, James says he told Bullock "basically everything" about his transgressions.
James also denies he is racist, despite the photo that emerged while he was in rehab showing him in a Nazi hat and pose. "I could tell by the look on my face [in the photo] it was a joke that was funny then, probably for a minute. But then looking at it in the context of now and in my life, it's not funny," he says. "There's not a racist bone in my body."
He adds: "Dealing with losing my marriage and my son and embarrassing everyone and decimating my life … to be called a racist on top of that is, it makes me really sad."
See what other readers have to say about this story – or leave a comment of your own


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Bar Refaeli
Bar Refaeli Wears an Itsy Bitsy Black Bikini with Wedding Veil
Originally posted 08/07/2015 07:55PM
Forget Vegas!
Bar Refaeli Is Engaged to Adi Ezra
Originally posted 03/11/2015 04:50PM
Bar Refaeli is officially off the market.
Scarlett Johansson's Pixie Finally Makes Its Red Carpet Debut
Originally posted 11/05/2014 10:55AM
See how the actress styles her short hair for her first post-baby event. Plus, more star hair news
Relive the Impossible Hotness of 17 Top Sports Illustrated Swimsuit Cover Models
Originally posted 02/03/2014 08:00AM
The Sports Illustrated Swimsuit Issue, which turns 50 this year, was a landmark development for both the magazine industry and the adolescent heterosexual male.
Leonardo DiCaprio Parties at Cannes, Gives Thumbs Up to Female Admirer
Originally posted 05/23/2013 02:00PM
Leonardo DiCaprio seems to have taken the late Roger Ebert's rating system of "Two Thumbs Up" to the next level.
While in town for the Cannes Film Festival, the actor, 38, was photographed partying at Gotha Club on Monday with his friend, fellow actor Lukas Haas – and a mystery woman.
Keeping a low profile in a newsboy hat, the Great Gatsby star, 38, was spotted giving a thumbs up to a woman in a white top. Later, she mimicked his gesture and returned it with a smile.
Style Rx: Bar Refaeli, Kiss This Bizarre Pajamas Look Goodbye!
Originally posted 02/08/2013 01:00PM
The supermodel's not used to wearing so many clothes, so she needs your help getting dressed
PEOPLE's TV Critic Reviews the Super Bowl Ads
Originally posted 02/04/2013 09:40AM
The Super Bowl adstravaganza disappointed me this year. The spots, which sold for a reported $4 million per 30 seconds of airtime, were so lavish, so tricked up by CGI, so weighed down by stars, so tightly loaded to spring into a joke, they suffered from bloat.
With many of the commercials posted online and scrutinized even before the CBS broadcast, they were events unto themselves – visually and conceptually splashy, but often guilty of overreaching at the expense of the message.
This is true even of the ads I enjoyed:
Bar Refaeli's Guide to Asking Her Out Successfully
Originally posted 08/06/2012 05:30PM
Leonardo DiCaprio must have one heck of a smile.
His ex-girlfriend Bar Refaeli says a nice grin "with beautiful teeth is the most attractive thing" in the opposite sex.
"Teeth are the first thing I look at," the Israeli supermodel – ranked at the very top of Maxim's Hot 100 – tells the magazine in its September issue. "With today's orthodontists, I don't understand why people wouldn't fix them."
With pearly whites out of the way, Refaeli, 27, who is currently linked to professional snowboarder Shaun White, also requires that men don't act "too cool for school."
Bar Refaeli Makes an Airline Pilot's Day
Originally posted 05/22/2012 12:45PM
Bar Refaeli has gotten plenty of attention from her very sexy Maxim photos – a trend that's unlikely to end any time soon.
The magazine's Hot 100 list topper Tweeted a photo on Monday of herself with one of her many fans.
"On my way to LA. Had to chat with the pilots ..." the model (and Leonardo DiCaprio's ex, 25, Tweeted with the picture, in which she sports a baggy sweatshirt, and a much more natural, little-to-no makeup look.
Bar Refaeli Tops Maxim's Hot 100 List!
Originally posted 05/21/2012 04:55PM
Bar Refaeli is hot – really hot!
The supermodel (and Leonardo DiCaprio's ex-girlfriend) tops Maxim's Hot 100 list this year – and it's not hard to see why.
Refaeli tells the magazine in its issue, on stands May 29, that she was "shocked that among all these beautiful ladies, I'm number one." Meanwhile, Maxim's editors say the Israeli beauty "puts the 'promise' in the Promised Land."
Capping off the top 10, which was voted on by readers for the first time ever: Olivia Munn; Mila Kunis; Katy Perry; Olivia Wilde; Jennifer Lawrence; Emma Stone; Megan Fox; Malin Akerman; and Adrianna Palicki.
The most buzzed about stars this minute!
Treat Yourself! 4 Preview Issues
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A mexican tool bag is when you are going anal and the girl/boy poops on your "tool" forming a bag over it.
Dud it was so fun when your mom gave me a mexican tool bag last night.
door jamaaly 16 april 2011
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Come Heller high water…
• I switched back and forth between the Tigers game and the presidential debate so often Tuesday that I'm not entirely sure if Justin Verlander whipped the Yankees or Mitt Romney. I am sure, though, that Jim Leland would make an awful president and that Barack Obama has a lousy curveball.
• Obama showed he had a pulse, so in that sense he did what he needed to do. But he's still lacking the "vision thing," which is what captivated people last time. Without that why would anyone assume things are going to change much from the last four years? People need hope. That's what a president is supposed to provide.
• Romney fell somewhere between the words "smug" and "petulant." He seemed to be following the game plan that won him debate No. 1 but it didn't work. This time it seemed calculated, and you got the sense this ain't the nicest guy in the world.
• His biggest misstep was the "binders full of women" line, which he employed while not addressing a direct question about equal pay. Not only did he avoid the question, but in boasting about his record of hiring women he came off like a guy trying to fill a quota. Women aren't going to like that. Romney and Joe Biden share a knack for saying exactly the wrong thing.
• Protests like the one Sunday in Flint by Delphi employees and retirees tend to be overlooked. Someone's always angry about some injustice, right? These folks, though, deserve to be heard. When Delphi went bankrupt, union workers retained their pensions; salaried workers did not. That's grossly unfair. Now that Delphi is solvent again, they deserve justice.
• Have you noticed this? The girl in the T-Mobile commercial chants "One, two, Kalamazoo" but they don't use footage of the city, as they do with other cities. What the heck?
• Things puzzle me. For instance, the news story said the theft of anything metal – pipes, air conditioners etc. – is rampant in the county. And yet could there be an easier problem to solve? Go after the scrap dealers who buy the stuff. Good grief, people, it isn't that hard.
• Sometimes sanity wins out, though. Last week, a judge blocked Michigan Secretary of State Ruth Johnson from requiring a citizenship check box on ballot applications that many (including me) saw as a part of a nationwide vote-blocking campaign by a certain political party. Even if the judge had allowed Johnson to move forward, it might not have mattered. County clerks across the state were protesting the box by ignoring it.
• Few things have made me smile as much as the photos readers sent me of the golden statue of his royal Don-ness that adorns the driveway entrance to Don Williamson's home. My god, it's wonderful. Thank you, Don. You are a constant source of joy and amusement.
• The kids at Whaley Children's Center need Halloween costumes. Anyone interested in donating a costume can contact DeAndra McCain, development director at Whaley, at 810-234-3603 or email@example.com. Whaley cares for abused and neglected kids from all over Michigan. Please help if you can.
• "Ah, but a man's reach should exceed his grasp, or what's a heaven for?" - Robert Browning (1812-1889) English poet.
Email Andrew Heller at email@example.com


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I don't understand why you think your books and apps would be lost. They weren't from iTunes or another major retailer like Amazon that reloads onto your new device?
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I don't understand why you think your books and apps would be lost. They weren't from iTunes or another major retailer like Amazon that reloads onto your new device?
I don't really know how the books work. I got them from Amazon. I avoid itunes like the plague. I'm really not interested in being funneled into anybody's sales machine.
I got the ipod so I would have an iphone-like device to test web sites on. I make websites for a living. Great job for a Luddite. I have ended up using the ipod mostly as a tabata timer, a violin tuner and an alarm clock.
This is just Apple's way of doing things, and it's why I avoid buying their overpriced gimmicky products. You can replace the battery though, it's just tricky for most people to open the case. You need a soldering iron, and a small flathead and crosshead screwdriver.
[QUOTE=Derpamix;1377015]This is just Apple's way of doing things, and it's why I avoid buying their overpriced gimmicky products. You can replace the battery though, it's just tricky for most people to open the case. You need a soldering iron, and a small flathead and crosshead screwdriver.[/QUOTE]
Exactly. Apple's laptops also have their batteries and RAM soldered on so you if you want/need them replaced or upgraded, you send your product to Apple for $$$. Here's a good description of their products:
[QUOTE=sbhikes;1376963]Oh and yes, I understand planned obsolescence. Have you seen "Story of Stuff?"[/QUOTE]
Excellent book and I'm rereading it now. The way I put it to someone was that when I was growing up, my mom had an Oster blender (this was in the 60s) and I think she still has it and it still works. But what companies like Oster figured out was that if they made a blender that easily lasted 20 years, they only sold one blender to a family every 20 years. But if they made a blender that only lasted 5 years (or less), presto! instant sales increase.
The Story of Stuff does a pretty good job of explaining the different forms of obsolescence. One of the things that I have enjoyed about working overseas, often in developing countries, is that they cannot afford to buy a new phone every year or less so you have this whole industry that has developed to keep these electronics going for longer than the manufacture planned on. And the cost of their services is pretty cheap.
Services like this don't blossom in the USA because, like has been said, we have become a disposable society. Why spend money on an IPhone repair when the cell phone carriers give you an incentive to just get the latest model?
Yes, it will come crashing down on our heads at some point. It is becoming unsustainable now. A lot of African countries (and others) will barely notice a difference in their lifestyles and will do ok. Americans will be lost when they cannot get their 4000 channels on TV or lose their email.
I think George Carlin pretty well summed it up:
And it is George Carlin, he used bad words. Get over it.
Merry Christmas ho ho ho!
It just seems to me...seems to me... that only a really low I.Q. population could've taken this beautiful continent, this magnificent American landscape that we inherited.... well, actually we stole it from the Mexicans and the Indians, but... hey... it was nice when we stole it.
It looked pretty good.
It was.... pristine....
It was... Paradise...
Have you seen it lately? Have you taken a good look at it lately... It's FUCKING EMBARRASSING. Only a nation of unenlightened halfwits could've taken this beautiful place and turned it into what it is today.... A Shopping Mall. A BIG FUCKING SHOPPING MALL.
That's all we have here folks. That's all we've got left... Mile after mile of mall after mall; many, many malls. Major malls and mini-malls. They put the mini-malls in between the major malls. And in between the mini-malls they put the mini-marts. And in the between the mini-marts they put the car lots, gas stations, muffler shops, laundry mats, cheap hotels, fast-food joints, strip clubs, and dirty bookstores.
America the Beautiful. One big transcontinental commercial cesspool. And how do the people feel about all of this? How do the people feel about living in a transcontinental shopping mall? Well, they think it's JUST FUCKING DANDY!
People are gonna buy even more stupid shit. They don't have enough stupid shit at home. They just had a stupid shit sale and they gotta buy more. Then they're going to have to go out to the parking lot and stuff this stuff in their big, fat, ugly oversized SUV that's got plenty of room in it. Plenty of room in it for more stupid shit. And lots of room left over for these big, fat, ugly motherfuckers to get them home. Stopping on the way of course, for jelly rolls and fried dough.
These people are efficient professional compulsive consumers. They practice at their art. It's their civic duty, consumption. It's the new national pastime. Fuck baseball. It's consumption. The only true lasting American value that's left...buying things. Buying things, people spending money they don't have on things they don't need. Money they don't have on things they don't need. So they can max out their credit cards and spend the rest of their lives paying 18 percent interest on something that costs $12.50 that they didn't really like when they got it home anyway.[/QUOTE] ~ George Carlin
[QUOTE]They don't have enough stupid shit at home. They just had a stupid shit sale and they gotta buy more.[/QUOTE]
That pretty much sums it up.
We do live in this very disposable society, and it really bugs me !!!!!! Pregnant - hey you can get rid of it, marriage - hey you can annul it, buy shit, hey you can dispose of it..........sorry people - but it really does bug me
[QUOTE=JoanieL;1377050]That pretty much sums it up.[/QUOTE]
So does this video
[QUOTE=texas.grok;1377056]So does this video
I'm an old hippie. Trendy shit makes my ass hurt. I've owned exactly one cell phone ever and that was a prepaid one I got for a 2000 mile trip in an 18 year old car. I don't feel deprived in the least.


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Each and every year, France receives much more visitors than any other nation in the globe. This intense acceptance drives several people to find out French. There are quite a few motives to recommend this, particularly for these who intend to travel there. Even for armchair travelers, some expertise of this language can genuinely shell out off.
It was not that lengthy ago that learn french online stood at the top of the linguistic pyramid in a lot of domains. Quite a few frequent legal, literary and trend terms that we still use have French origins. Much more recently, even so, English has grow to be the generator of internationally acknowledged trend words. This does not make the citizens of France any much less proud of their heritage, which frequently rubs visitors the wrong way. But, gaining proficiency in just a number of essential phrases can help straddle this cultural divide.
For brief-phrase visitors to France, simple expressions can flip interactions with locals from sour to friendly. Visitors may possibly uncover that the French put good worth on polite greetings and interactions, even amongst strangers. When coming into a keep, a rapid hello, in French of program, can indicate that you have tried to do the minimum. If not, you could be handled coldly for the rest of your visit to the establishment. Even for these superficial interactions, "hello", "goodbye" and "thank you" can make all the distinction.
For all learners, pronunciation poses a considerable problem. French is not identified as becoming the easiest language to pronounce and for fantastic explanation. Every person, from novices to superior learners, demands to work on this continually. However, small problems in this region do not have to quit you from continuing to talk and try out new words and expressions. Keep in mind that French is spoken in several countries the planet more than. Diverse cities like Paris are teeming with non-common accents so a very little incorrect pronunciation ought to not quit you from being understood.
Of program, grammar is a turnoff to quite a few people. In French, just receiving your thoughts all around the conjugations can be hard, even just in the present straightforward. Breaking the conjugations up into related groups is one typical approach of facilitating memorization. Learners nonetheless have to memorize irregular verbs by way of established practice. On the other hand, language mastering software, CDs and books provide a range of methods to improve your results with these specially difficult verbs.
Dependent on your mom tongue, the levels of formality might show tricky to grasp. The French language expresses these ranges via unique conjugations, "vous" and "tu". Which one you focus on at the beginning depends on your aims. University college students may well locate that they do not use the "vous" type as much as a businessperson, for instance. Finally, all learners will have to master all kinds to really be proficient but it doesn't hurt to get acquainted with what you will use the most at the beginning.
Particularly sneaky words that ensnare newbies and veterans alike are the "faux amis". Any learner of French is aware of how tempting it is to consider an English word and modify it so it sounds French. The second half of this temptation is to use any French word that sounds like a word in English in the same way. This is not usually the scenario so learners must tread with caution. The Web and language books are full of lists of these normally misused words so it would be beneficial to find one.
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Lancaster County CB Radio Club Coffee Break
May 4, 2013 @ 10:00 am - 3:00 pmFree
Event Navigation
The LCCBRC Coffee Break in Smithville will have free Coffee, Tea, and Donuts on Sat. May 4th from 10AM-3PM. There will also be a food wheel, raffles, 50/50, door prizes, etc. The event is free to get in and open to the public.
For more info call Robin Taska at (717)341-0808


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When I went off to college six years ago, the most expensive item on my shopping list by far was my new laptop, which cost about $600. Considering how much I've relied on my trusty notebook over the years, I can't exactly complain about its price. But these days, students heading to college can find laptops that boast all sorts of impressive features for as low as $300.
Here are a few tips that will help you find a budget-friendly laptop that suits all your collegiate needs.
Before you begin shopping, it's important to understand what you'll be using your laptop to do. If it's primarily to take notes, write papers and do research, you won't need the more expensive models with features.
Go for memory
Instead, aim for decent memory space to ensure that your laptop won't slow down or freeze when you're multitasking. Computers operate from two points of memory space: random access memory (RAM), and hard drive memory.
Four gigabytes of RAM and 500 gigabytes of hard drive are the standard for most laptops in the $300-$400 range on the market right now.
Read reviews
This may seem like no-brainer, but it's important to read up on a laptop before you make a purchase. CNET.com is my favorite online technology publication because it's aimed at tech users, not experts. You'll find all sorts of reviews and buying guides to help make the most educated choice.
Expert advice is a great place to start, especially if technology jargon looks like alphabet soup to you. However, the best technology reviews often come from the people who have actually bought the gadget. Read customer complaints and forums on the manufacturer's website.
Buy used
RCW Systems in North Charleston is a repair shop and resale store for used laptops. Shawn Gibeaut, manager of RCW, said used laptops often come from businesses, which means many are of higher quality than some new models.
"The benefit to this is the computers, even if they're older, are more reliable than retail grade computers," Gibeaut said. "The simple fact is that businesses tend to get the better end of the stick when it comes to the hardware of these computers."
Of RCW's selection, Gibeaut recommends the HP Pro Book, which he said readily meets any student's needs. Priced at $195, the laptop offers 4 gigabytes of RAM and 500 gigabytes of hard drive memory. If you'd like to add memory, he said the Pro Book can be easily upgraded.
Reach Abigail Darlington at charlestonsavvyshopper@postand courier.com.


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Theodoros Zagorakis
Born Oct 27, 1971
Theodoros Zagorakis (Greek: Θεόδωρος Ζαγοράκης, born 27 October 1971, is a retired Greek footballer. He was the captain of the Greece national football team that won the 2004 UEFA European Football Championship, and is the current president of PAOK F.C..… Read More
View newly released photos of Theodoros Zagorakis.
Jun 13, 2004
News + Updates
Browse recent news and stories about Theodoros Zagorakis.
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Learn about the memorable moments in the evolution of Theodoros Zagorakis.
1971 Birth Born on October 27, 1971.
1992 20 Years Old In the 1992–93 season, Zagorakis left Kavala as a winter transfer to join PAOK, part of a string of star-transfers made that season.
1997 25 Years Old He played for PAOK until December 1997, and also captained the squad in his last two seasons. … Read More
1999 27 Years Old Zagorakis left in another winter transfer window to Leicester City. While in England, he took part in two consecutive League Cup finals at Wembley Stadium, losing the first against Tottenham Hotspur in 1999 and defeating Tranmere Rovers in the second. … Read More
2002 30 Years Old He moved to Athens based football club of AEK Athens, and played alongside fellow countrymen such as Michalis Kapsis, Vassilis Lakis, Demis Nikolaidis and Vassilios Tsiartas. With AEK, Zagorakis won the Greek Cup in 2002 against rivals Olympiacos.
2004 32 Years Old 4 More Events
… He was the captain of the Greece national football team that won the 2004 UEFA European Football Championship, and is former president of PAOK F.C. … Read More
2006 34 Years Old After fourteen full playing years as the captain for Greece, Zagorakis announced his retirement from international football on 5 October 2006.
2007 35 Years Old 1 More Event
On 28 May 2007, after the fifth Greek Superleague All-Star Game, Zagorakis announced his retirement from professional football. … Read More
2008 36 Years Old On 15 December 2008, Zagorakis announced a major issue of new stock by the club, valued at 22.3 million euros. … Read More
2009 37 Years Old On 8 October 2009 Zagorakis surprised fans and press alike by announcing his decision to quit the presidency. … Read More
Original Authors of this text are noted on http://en.wikipedia.org/wiki/Theodoros_Zagorakis.
Text is made available under the Creative Commons Attribution-ShareAlike License.
Text is made available under the Creative Commons Attribution-ShareAlike License.


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Adventures in a Wild West
A journey round the wild north and west edges of Iceland inspires a sense of wonder
IT IS A LATE summer morning in north Iceland, around 50 kilometers south of the Arctic Circle, and I am teetering beside a long crack in the coastal rock, battered by a bitter wind and lashed by tiny arrows of rain. As I haul on my cold-water scuba gear, I feel like a medieval knight preparing for battle.
At a time like this, shortly before a first attempt at dry-suit diving, it is good to have a reassuring presence on hand: mine comes in the Viking-like form of Erlendur Bogason, from the Strytan dive center, near Akureyri, Iceland's second-biggest city.
In 2009, Erlendur discovered the 3-meter-deep Nesgja fissure, created by a recent earthquake, when a farmer helped him pull his vehicle out of the snow-filled chasm. While Iceland's more famous water-filled inland canyon, Silfra, close to the capital, Reykjavik, attracts 12,500 divers annually, only about 80 a year opt to explore Nesgja. Since the crack marks the division between the American and European tectonic plates, where the continents are being pushed apart at a rate of two centimeters a year, and since it's blessed with exceptional water clarity, it's a dive you're unlikely to forget.
Finally ensconced in my voluminous dry suit, I watch as Erlendur splashes into the narrow chasm. I pull my rubber balaclava over my head and maneuver my mask into place, leaving only a sliver of cheek and lips exposed. Then, trudging forward, I step off the rocky precipice.
Plunging into the frigid water I am surprised not to feel a rush of cold and, with air inside both my double-layered suit and my outer buoyancy-control vest, I bob immediately to the surface. Voiding the air, I push my face back into the water and try to fin down headfirst, as I would when diving in warmer climes in a wetsuit. Unfortunately, I've left some air inside my suit and as I try to descend it rushes to my feet, suspending me upside down. After a minute of useless straining, Erlendur arrives to drain the remaining air by pressing a valve on my sleeve.
The struggle over, I drift down into the fissure. It's a relief to be out of the dreadful weather. The first things I notice are the slooshing sound of my own air bubbles in the water and how far I can see ahead. It's like looking down a corridor of mirrors. Although inrushing seawater is churning up the sandy bed, above it is 2 meters of crystalline blue.
Settling into a rhythm, I swim through a landscape of splintered volcanic rock. The further I go, the more dreamlike the dive becomes, drapes of yellow-green algae on the rock walls wafting in the current. It's the most unusual, mesmeric experience I've had in 20 years of diving.
Later that morning, we climb back into our dry suits to go snorkeling in Lon, a nearby coastal lake. Here, in water that's only a meter deep, we glide over a lagoon bed convulsed by hot springs and submerged mud pots. Strewn with animal bones (a legacy of the region's bitter winters), it is in part a watery graveyard, and so ferociously active that it feels likely to suck us into its midst. Yet the lagoon is sublimely gentle, too, platelets of thermal water spinning upward and breaking into smaller globules as I try to catch them.
My discovery that Iceland is as arresting underwater as it is above ground comes near the end of a 10-day road trip around its western and northern regions. Beginning in Reykjavik on a drizzly August day, and heeding advice not to hare around the whole deceptively large country, a friend and I set off in a rented four-wheel drive, intent on as much adventure as this eruptive island can deliver.
On our first day, on the Snaefellsnes Peninsula in west Iceland, near the setting of Jules Verne's "Journey to the Center of the Earth," we hike into a lava tube formed by volcanic eruptions 8,000 years ago. Then, after a three-hour ferry crossing to the remote Westfjords, we make our first stab at "free" camping in the wild, which is allowed throughout Iceland.
Setting up the tent behind one of the country's finest sandy beaches, Melanes, with a backdrop of not one but three waterfalls tumbling down a hillside, we sit beside our fire until the soft, gray light finally darkens, near midnight.
The next morning, walking along the 300-meter cliffs at Latrabjarg, Iceland's most westerly point, we get to within an outsized-orange-beak's-length of nesting puffins, the droll little creatures defying gravity high above the snarling North Atlantic.
Once in the little-visited Westfjords, a region so sparsely populated that each of its 7,400 inhabitants has over a square kilometer of personal space, the driving itself becomes the thrill. We follow well-maintained highways beside emerald fjords and take dirt roads that coil up snowy mountain passes into the clouds. Then, as we near Isafjordur, we enter a precipitous 5-kilometer tunnel that burrows down toward the town. Set on a spit protruding into a fjord and overlooked by glowering mountains, Isafjordur is our base for two days of trekking and kayaking.
"We're closer to Greenland now, about 300 kilometers away, than we are to Reykjavik," our guide, Vesteinn Runarsson, tells us during our 14-kilometer hike on Hornstrandir Nature Reserve, a 50-minute boat ride from Isafjordur. The peninsula was first settled by Vikings in A.D. 900 but has been uninhabited since the 1950s, allowing Iceland's only indigenous land mammal, the Arctic fox, to thrive. We join a group of eight Icelanders and a couple from Philadelphia, to trek up Hornstrandir to the snowline and then descend a valley splashed with bright wildflowers to a beach. Finally, we scramble around a headland and ford an icy river to meet our ferry.
The next morning, kayaking on the still waters of nearby Skutulsfjordur, surrounded by snow-dusted hills, we paddle among a herd of seals, one inquisitive individual popping its head up just a meter from my boat. We see many more seals, lolling like lazy adolescents on the rocky coast, on the circuitous 550-kilometer drive from Isafjordur to Akureyri in north Iceland.
For the next few days we take up residence in a cottage with geothermal heating and outdoor hot tub at Ytri-vik, on the shores of Eyjafjord, 30 kilometers from Akureryri. From here we venture to Lake Myvatn and its volcanic surrounds with local guide Marino Svensson.
From the Godafoss waterfall, which thunders over the fringes of the Baroardalur lava field, to the pseudo-volcanoes, created by massive explosions, rearing up around the lake, to the geysers, billowing vents and broiling mud-pots at Hverir, the entire landscape is imbued with ferocious power. One of the planet's youngest landmasses, emerging less than 20 million years ago from submarine eruptions in the Mid-Atlantic ridge, Iceland is still a country in the making.
It is the following day that I do my first dry-suit dives with Erlendur Bogason. Emboldened, I join him again the next afternoon to dive on a cluster of underwater volcanic cones in Eyjafjord, close to where we are staying. Located at a depth of little more than 20 meters, the formations are small versions of smectite structures normally found at least 1,800 meters down, which spout hot, fresh water from deep within the earth.
After journeying to the site in an inflatable boat, I follow Elendur down to a sand patch. As I settle on my knees, a dozen cod swarm around my torch beam. When the flurry clears, I see a large eel-like shape weaving toward me. Within seconds we are eye to bulging eye, its ghastly array of irregular fangs protruding from a gargoyle-like face. The wolf-fish, getting on for 2 meters long, is both monstrously and endearingly compelling.
Like the land itself, the waters of Iceland reveal a different otherworldly scene around nearly every corner: Only a couple of meters from us are the conical outcrops that divers travel thousands of miles to see. I approach the formations, which have been nicknamed the French Gardens, carefully, fearful I might damage them. Then, as Elendur illuminates a vent with his torch, I anchor myself beside it and pass my hand through a stream of hot, saltless water that scientists estimate is 11,000 years old, belching from the hole.


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1759: An Interdisciplinary Conference
15-17 April 2009, Queen's University Belfast, UK
2009 sees the 250th anniversary of the events and publications of 1759, a crucial moment in British and global history, culture and ideas. To mark the occasion, the Centre for Eighteenth-Century Studies at Queen's University Belfast will be hosting an interdisciplinary conference on all aspects of '1759' – from the battles at Minden, Quebec and Quiberon Bay to new ideas about 'sympathy', 'originality' and 'taste'; the opening of the British Museum to the publication of 'Candide', 'Rasselas' and 'Tristram Shandy'. The conference will thus provide a timely opportunity for discussion and critical assessment of a year that, according to Frank McLynn, should be 'as well known in British history as 1066'. Keynote papers will be delivered by Professor Thomas Keymer (University of Toronto) and Professor Nicholas Rogers (York University, Toronto).
300-word proposals are invited, for 20-minute papers. The deadline for submission is 31 July 2008. Proposals should be emailed to the conference organiser: Dr Shaun Regan, School of English, QUB (firstname.lastname@example.com). For further information and a conference flyer, please see the Centre's website:


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And so ... when it came time for Tygrrr to cross The Rainbow Bridge,
he approached it in TracyÆs arms.
"I love you," he purred, "and I understand and accept what is happening now."
Through the pain of failing organs, the grand old fellow made one last roll onto his back, turning his tummy up as an offering of farewell...
"You have never hurt me," his purr continued. "You have loved me wholly and purely, and have given me a life of great joy. I want to take with me the memory of one, perfect tummy scratch, if you donÆt mind."
Tracy complied, through her tears and shattered heart, and TygrrrÆs purr grew louder.
"I do not want to leave you, my beloved Tracy. But there are things which even cats (who understand so much) canÆt comprehend ... and the timing of these things is one of them. I will wait for you, by The
Bridge ... and I will stay with you, in your heart.
"Remember my magnificent orangeness, and my spectacular stripes ... remember how I lay next to you, through thick and thin ... remember me whenever you eat turkey ... remember my great courage, and how we celebrated my triumph over illness for six extra, wonderful years they said we could not have....
"But most of all, remember my love. For I loved you as wholly and as purely as you loved me ... and forever, we will be joined to each other in infinite, everlasting spirit, and we will soar together as only true and perfect love
creates the means, through all eternity."
His rumbling purr grew softer, and then stopped. Tracy sat with his lifeless form cradled gently in her arms ... numb with grief, but focused on a bright, pinpoint of light newly formed on the horizon. A new star. A new angel, with orange striped fur and a magnificent tail. A new understanding that love never dies ... never disappears ... but exists forever, in complete and sacred intactness...


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on September 20, 2012 - 6:19 AM
1. The recent Buffalo Public Schools 2011 Youth Risk Behaviors Survey revealed that Buffalo students have sex at a rate 20 percent higher than the state average and that 16 percent of middle school students have had sex, half of them with three or more partners. The implications for community health, academic performance and graduation rates will be the topic of four Community Forums on Youth Sex in Buffalo. The first one, with a panel that includes Erie County's health commissioner, Dr. Gale Burstein, and Buffalo Board of Education member Barbara Seals Nevergold, takes place at 6:30 p.m. in South Park High School auditorium.
2. Readers of the New York Times op-ed pages know David Brooks as the house conservative commentator. He fills a similar role on National Public Radio's "All Things Considered," providing counterpoint to liberal columnist E.J. Dionne. Tonight at 8, he comes to the University at Buffalo's Center for the Arts on the North Campus in Amherst to kick off the 26th annual Distinguished Speakers Series. Tickets are $28 to $42.
3. The Buffalo Zoo holds a groundbreaking ceremony at 10 a.m. for its new $3 million entry plaza near the former children's zoo. The zoo plans to move its main access point from its current location on Parkside Avenue to a 75-year-old building adjacent to the parking lot. After it opens next spring, the area around the current entrance will become part of the new Arctic Edge exhibit, which will help the zoo keep its polar bears.
4. The award season is upon us. The Buffalo & Erie County Historical Society bestows its Red Jacket Award on philanthropists Clement and Karen Arrison and Thomas R. Beecher at a dinner at 6:30 p.m. in the museum at 25 Nottingham Court. Earlier, Business First honors 25 Women of Influence at a luncheon at 11:30 a.m. in Salvatore's Italian Gardens, 6461 Transit Road, Lancaster. Honorees range from D'Youville College President Sister Denise A. Roche (lifetime achievement) to Mary Jean Jakubowski, director of the Buffalo & Erie County Public Library (nonprofit leadership) and Darleen Pickering Hummert, artistic director of Theatre for Change (creativity).
5. Buffalo Sabres play-by-play announcer Rick Jeanneret leads the list of half a dozen notables to be honored in the 16th annual Buffalo Broadcasters Association Hall of Fame induction ceremony at 5:30 p.m. in the WNED-TV studios, 140 Lower Terrace. Others in the class of 2012 include Lee Coppola, former Buffalo News and TV news investigative reporter and dean of St. Bonaventure University's journalism program; VH1 network president Tom Calderone, a Buffalo State College graduate; CNN's Southeast Region bureau chief Mary Lynn Ryan, a South Buffalo native; former TV photographer Bill Cantwell and traffic reporter Mike Roszman, who died in a helicopter crash in 1993.
6. Newly installed Bishop Richard J. Malone will be principal celebrant and homilist at the annual Red Mass at 12:05 p.m. in St. Joseph's Cathedral, 50 Franklin St. Sponsored by the St. Thomas More Guild, an organization for Catholic lawyers in the Diocese of Buffalo, it's a special Mass for those involved in the legal and judicial systems. State Supreme Court Justice John M. Curran will deliver closing remarks. The Red Mass dates back to the 13th century, when it officially opened the session of the court for most European countries. Judges and justices are invited to wear their judicial robes and take part in the opening procession with the bishop. All are welcome.
7. First Niagara Center will fill with fire-breathing monsters at 7 tonight as the "How to Train Your Dragon Live Spectacular" arrives for a four-night run. Based on the hit 2010 film from DreamWorks Animation, it features 23 animatronic dragons from 12 species, but it's more than just a creature show. It's the tale of a boy and his pet and their adventures, with a cast of 25 actors, and it's designed to fill the arena, from the stage to the topmost seats. Tickets are $19.50 to $69.50.


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What does NFBSK mean in Unclassified?
This page is about the meanings of the acronym/abbreviation/shorthand NFBSK in the Miscellaneous field in general and in the Unclassified terminology in particular.
Not For British School Kids
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