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World Energy Scenarios
Composing energy futures to 2050
Project Partner: Paul Scherrer Institute (PSI), Switzerland
About the Scenarios Work Programme:
The WEC has initiated an open, inclusive and transparent process to derive a set of energy scenarios to 2050. Rather than telling policymakers and senior energy leaders what to do, in order to achieve a specific policy goal, the WEC's World Energy Scenarios allow them to test the key assumptions that they decide to make to shape the energy of tomorrow. Investors can use this tool to assess which are likely to be the most dynamic areas and real game-changers of tomorrow. The latest three-year study called World Energy Scenarios: Composing Energy Futures to 2050 was released in October 2013. Conducted by over 60 experts from nearly 30 countries, with modeling provided by WEC's project partner, the Paul Scherrer Institute, the study has developed two realistic scenario stories using an explorative approach rather than the more commonly used normative, methodology: the more consumer-driven Jazz scenario and the more voter-driven Symphony scenario. These scenarios allow energy decision makers to assess what is actually happening in the world now and gauge what will happen in the future including the real impact of today's choices on tomorrow's energy landscape.
About the WEC World Energy Scenario Stories
"These scenarios aim to change the way energy decision makers consider the choices they make in understanding the real impact of their actions in the long term."
As an energy scenario, Jazz has a focus on energy equity with priority given to achieving individual access and affordability of energy through economic growth.
Jazz is a style of music, characterised by a strong but flexible rhythmic structure with solo and ensemble improvisations on basic tunes and chord patterns. In Jazz, musicians have freedom to take the lead and improvise; others in the band will often follow.
As an energy scenario, Symphony has a focus on achieving environmental sustainability through internationally coordinated policies and practices.
A Symphony is a complex piece of music with a fixed structure composed to be played by a symphony orchestra. The orchestra will have a conductor and 80 or so orchestra members will each have a specific role to play and score to follow.
2014 Programme
The next phase of the WEC's Scenario Study Group entails more detailed regional scenario studies in the Latin America Caribbean and Africa regions. The energy-water-food (EWF) nexus, with special focus on bioenergy and hydro, and energy access will be explored and used as input to refine the WEC/PSI energy model. This will provide updated and more detailed quantification information of the scenarios.
To ensure consistency and increase the power of its coherent approach, the WEC links the work on its World Energy Scenarios with its World Energy Trilemma study, and by using the insights gathered for its World Energy Resources and World Energy Perspectives.
The results will be released during the WEC's annual Executive Assembly, to be held in October 2014 in Cartagena, Colombia.
The WEC's scenarios at a glance
The Stories behind Jazz and Symphony
The WEC's scenarios findings
Energy landscape in 2050
The energy landscape we expect to see in 2050 will be quite different from how it looks today. Meeting future energy demand will be a key challenge.
- The world's population will increase from approximately 7 billion in 2013 to approximately 8.7 billion in the Jazz scenario and approximately 9.4 billion in the Symphony scenario in 2050, which is equal to a 26% increase (36% respectively).
- The GDP per capita will also increase from slightly more than 9,000 US$2010 on average globally (US$2010 MER) in 2010 to approximately 23,000 US$2010 in Jazz and about 18,000 US$2010 in Symphony in 2050. This represents an increase by 153% and 100%, respectively.
- Mobility will also increase, with car ownership in terms of cars per 1000 people increasing from 124 in 2010 to 244 in 2050 in Jazz and 193 in Symphony. This equates to an increase by 98% and 57% respectively.
Gerald (Ged) Davis is the Executive Chair of the World Energy Scenarios flagship study.
Ged is also the President and CEO of Forescene S.A., and has led a large number of future-oriented projects during his career. He is experienced in global business, energy and sustainability, dealing with all regions of the world over the last 40 years, managing large teams, coordinating world-wide networks and designing and implementing large events. He is particularly knowledgeable on energy matters and has been a pioneer in applying sustainability concepts to the energy business and developing the use of global scenarios.
"The World Energy Council's forward-looking studies provide a unique opportunity to synthesise insights gained from WEC participant organisations, and the many studies undertaken by the WEC, especially the energy resources and trilemma policy reports. The strategic exploration of these scenarios by governments, business and other stakeholders provides new options for moving both local and global agendas forward."
Ged was Co-President of the Global Energy Assessment Council, which governed a network of some 300 energy researchers and 200 reviewers. He was a Managing Director of the World Economic Forum from 2003 to 2007 and conceived, developed and successfully implemented a world class Strategic Insights program to underpin the Forum's partnership activities. He was Vice President of Global Business Environment at Shell International from 1999 to 2003, and head of Shell's scenario planning team. He holds a first class degree in mining engineering from Imperial College, London, and postgraduate degrees in economics and engineering from the London School of Economics and Stanford University.
For further information, contact Christoph Menzel, Project Manager Scenarios & Resources.Email Christoph Menzel


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An interview with instructional designer Kes Schroer.
September 26, 2016
Three major experiences shape student motivation to stay in college and graduate, writes Vincent Tinto.
September 23, 2016
As we consider which aspects of racism we in higher education can most effectively address, we need to make our institutions ideal places for cultivating the sociological imagination, writes Judith Shapiro.
September 26, 2016
September 26, 2016
Thinking about our research soundscapes.
September 25, 2016
There's good reasons why C students in intro courses are less likely to graduate.
March 10, 2009
States are ultimately responsible for college quality, but 50 definitions of quality are too many. It's time to cooperate on state approval of higher education, Alan Contreras writes.
March 9, 2009
Generous financial aid packages will only go so far, writes Arlene Cash. Higher education needs to get involved in the lives of disadvantaged children well before they can apply to college, she says.
March 6, 2009
If colleges want to reach more students, and foundations and lawmakers want more graduates, they need to consider the real gender gap, writes Richard Whitmire.
March 5, 2009
After years of attacks on science, the election of a science-friendly president makes now the time to push for the politically unbiased use of science in education and policy making, write Joseph Karlesky, Richard Pepino and James Strick.
March 4, 2009
Whatever happened to cinephilia? Scott McLemee loses it at the movies....
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subset: commoncrawl


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Howard, Magic have sights set
By Clayton Coffman ,
Use your ← → (arrow) keys to browse more stories
After criticizing Dwight Howard's Game Four performance, the man-freak turned in two big-time performances helping Orlando get to the Finals. His 40 points in Game Six came against little resistance from the Cavaliers. Zydrunas Ilgauskas still looked lost and the rest of Cleveland's defense was useless against Howard. The Magic also had their way from the three-point line. Orlando hit 12 shots from beyond-the-arc headed by Mickael Pietrus. Fast forwarding to the Finals, the aforementioned Pietrus is the key. He's long, lengthy and can turn into one of the best shooters in an instant. How will the Lakers matchup with the tall, rangy shooters of the Magic? It should be an interesting chess match starting this Thursday.


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TOMS RIVER — A Brick man was arrested on weapons charges after police received a 911 tip, and officers found a loaded AK-47 inside his car, authorities said.
Mark Austin, 22, was stopped before midnight Sunday in the area of Windsor Avenue and Fischer Boulevard, said Capt. Steven Henry.
A 911 caller had alerted police that Austin was traveling in a white Ford van, could be armed, and was looking for a third party he had already threatened, police said.
Austin took off on foot when he was ordered out of the car, Henry said. Officers pursued him, and found him in a lagoon near Beachview Drive. Austin got out of the water when ordered to do so, and was arrested without further incident.
Police found a loaded AK-47 and a shotgun inside the car, authorities said.
Austin was charged with obstructing justice by fleeing a motor-vehicle stop, possession of a firearm for an unlawful purpose, unlawful possession of a weapon, and possession of a large-capacity magazine, Henry said.
Bail was set at $50,000, and he was taken to the Ocean County Jail.


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Letters to the editor: Jewelers are rescuers too
Thank you to Jan and Dan of Ralph Miller Jewelers.
On Nov. 29, I noticed my 92-year-old father's ring finger was swollen and painful. I called them to see if they could cut his wedding band off and they said "yes."
When I brought him in, they were so kind, considerate and professional, and we were put to ease right away. Their sense of humor was a relief in a somewhat stressful situation and I pray the good Lord will bless them and their business always. Thank you again.
Jackie and Jimmy DeFazio|Erie
Van Tuil gives expert help
This Christmas when camera shopping, I'm hoping Erieites realize what a great treasure we have in Van Tuil Photo on West Eighth Street. I've loved photography from a very young age, and on the way to becoming a senior I've acquired quite an arsenal of photo equipment. As my photography progresses, Van Tuil has been a crucial catalyst in that process.
Photographers know there are often more questions than answers. Van Tuil's incredible staff is always eager to help. Each of the workers has a vast knowledge of cameras and equipment, and has answered more questions for me than I can count! People stop at Van Tuil's so they can hold and compare cameras, try products, etc. I've heard customers say they'll check online before buying. Understandable. I've bought online products -- we all do. But please, don't forget to factor in the priceless service Van Tuil provides.
I'll continue to support them as long as they and I are around. I want to do my part to assure Van Tuil is there when I need them -- whether it's to run in and ask a crazy, random question, compare lenses and experience the difference, or for the professional processing of my digital negatives. I tell friends I'm not registered at a jeweler; I'm registered at Van Tuil.
Thank you to the always helpful, friendly staff at Van Tuil -- Blair, Mike, Larry, Bob and also Bruce and Rick in the lab.
I always leave there a little wiser.
Debbie Richardson|Wattsburg
Local theater scene satisfying
I was very impressed with the production of the "Sound of Music" given by the Erie Playhouse. Bravo! For only $20, I saw talented actors with incredible voices.
I feel very sorry for Erie people who complain there is nothing to do here, when we have incredible theater at low prices, free parking and it's minutes away. In addition to the playhouse, Mercyhurst is bringing us talents from across the country at half the cost it would be elsewhere. I don't feel the need to travel anywhere else.
Jennifer Ng|Fairview
Erie Insurance workers rock
I have been involved with the Times Old Newsies since 1998, and again this year I had the pleasure of collecting donations on the campus of Erie Insurance.
These dedicated and kind employees showed me why people in Erie always help those in need. Some of them even offered to buy me coffee and lunch! My fellow Newsies, Greg, Frank, Jim, Mike and Chuck, have commented over the years what a pleasure it is to work there on collection day.
We would like to thank the management and employees of Erie Insurance for going above and beyond this year with your generous donations -- from the woman who gave and shared her story of just a few short years ago having to receive a food basket and now "paying it forward," to the new employees not from Erie who were unaware of what the Newsies organization is all about and gave generously.
Thanks for your continued support of not just the Times Old Newsies, but for all you do for the well-being of the greater Erie community.
Scott Barnes|Millcreek Township
Aunt Roe treated with dignity
I wish to praise the terrific care provided by Shorehaven Personal Care Home for my aunt who recently passed away.
Special thanks to Tiffany Stora for all she did to help with some situations we had and for making Aunt Roe so happy. You were terrific! Marilyn and Candy were so good to her also. I would be happy to recommend them to anyone I can who needs care.
To John Madras, the owner, you do have a heart! You gave it to us when you took Aunt Roe in. Each and every one of you made my aunt very happy in her final years and made my heart happy too.
Patricia DeLuca|Erie
House numbers aren't so clear
I like the comics. I enjoy it when Grizzwell Bear's left eyebrow goes up every time his little pal says something completely out in left field.
My left eyebrow wrinkled up when I read Thad Kondzielski's letter to the editor in the Erie Times-News on Dec. 8, wherein he takes columnist Pat Cuneo to task for "anti-Republican vitriol" by referring at length to the Constitution in regard to the House of Representatives and ends by saying Pat and liberals cannot accept the fact that "a majority of Americans voted for and elected a Republican House of Representatives."
I wonder how this stacks up against this quote from the news magazine "The Week" on page 14 in its issue of Nov. 23: "More Americans cast votes for Democratic House candidates last week than for Republicans, yet the GOP retained a 233 to 195 majority in the House -- mostly because of favorable boundaries set by Republican-controlled state legislatures. In Pennsylvania, for example, Democrats won only five of 18 House seats despite receiving 70,000 more votes in aggregate than Republicans." The source is PhiladelphiaWeekly.com.
Hmm. ...
Jim Schmittle|Erie
Old news is good news?
Several years ago, when my husband and I first moved to Erie, I heard about the Times Old Newsies. I thought, "Great, I can give to a good cause and I'll get a copy of an old Erie newspaper." Talk about disappointed when I saw a man with papers downtown and I realized it was an ordinary newspaper.
Would it be cost-prohibitive to make copies of an old Erie newspaper from the 1920s or '30s or war years? Think of all the people who would love that. I know I would. It might just bring in more for the needy.
Joeleen Young|Erie
Merry Christmasto our military
All of us in all 50 states want to say thanks to all of the servicemen and women for protecting our country.
We all wish you and your families a very Merry Christmas.
All of us who love and cherish freedom are deeply in your debt. We call you our heroes. God be with you and protect you until you come home.
James R. Gildersleeve|Millcreek Township
Seniors need 'Inland Security'
Ours is the greatest country in the free world and our citizens are now protected by the Department of Homeland Security.
This agency was created after the 9/11 terrorist acts to pursue and prosecute terrorists and criminals who threaten our national security. That's all fine and good and I'm sure people feel semi-comfortable knowing that, but what about the terrorists who are raping Social Security and Medicare?
Why can't the government create an agency to protect our senior citizens' benefits? Let's call it "Inland Security" and have it target doctors, hospitals and insurance companies that fraudulently rip off Social Security and Medicare of billions and billions every year.
These offenders should be put out of business and prosecuted to the max and made to make full financial restitution. And those funds should be placed back in the system.
These benefits are being strained more and more because of the rampant fraud and the fact that people are living longer. There has to be an amount of stress on our senior citizens because their benefits depend on a fickle Congress. Our seniors deserve some dignity because they earned it.
William L. Galleur|Erie
McDowell protest group thrives
Shortly before the Millcreek School Board voted on the McDowell High School project, signs began popping up in neighborhoods, and a community began to say "No New McDowell."
Then, in the dark of the shadowy night, signs were stolen and others were defaced to say "Know New McDowell." Oh, yes. And, likewise, a counter move mimicking Facebook, "Know New McDowell," popped up.
It is now about six months later, and here's your sign: Has anyone noticed any "Know New McDowell" signs popping up? Nope.
Has anyone seen "No New McDowell" signs continue to sprout? Yup. And Facebook page members number more than 2,000.
There's your sign.
Diane Esser|Millcreek Township
More decorations needed at mall
I visited the Millcreek Mall on the weekend of Dec. 7 with my family and was stunned to see that (with the exception of the moneymaking Santa Claus photo area) the mall was completely devoid of holiday decorations throughout its concourse!
Where's your holiday spirit, Millcreek Mall owners?
Garrett Lindahl|Erie
Jesus story is no myth
In response to Nate Mullikin's letter titled "End-of-world satire runs deep" (Erie Times-News, Dec. 9): Mr. Mullikin implies that the second coming of Jesus is a myth. If Jesus said he is coming back, then I believe him.
But even Jesus did not know when, and therefore no man can know either. And Jesus is not a myth either. There is more documented evidence of the existence of Jesus than for Aristotle. That's more than 20,000 New Testament manuscripts compared to five from Aristotle.
Dave Heintzel|Erie


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Editor's note: Comments published in
the Open Line reflect the views of the caller, and not The Sentinel. Comments are verified when
possible, but should be taken as opinion, rather than statements of fact.
Comments should be brief and to the point. Longer comments will be shortened.
Comments in response to signed letters will not be printed. Callers do not need to identify themselves.
I am calling to congratulate Mr. Knepp for standing up for the residents of Mifflin County, because he voted no to the increase in taxes.
I would like to advise the residents of North Pine Street, Pine Park Drive, North Walnut Street and Catherine Street in Lewistown that the break-ins and attempted break-ins are continuing, so they need to take the necessary precautions.
Your closely-held corporation that supports China's forced-abortion regime won't have to provide birth control coverage. Praise the Lord.
Maybe the $2 billion Obama is asking Congress for should go toward buses and gas to take all the illegals back to where they came from.
Congratulations, the Supreme Court has just drove two more nails into the Republican coffin.
Boy that $2 billion Obama wants to pay these lawyers to defend these little kids coming into our country illegally on the southern borders will go a long way to putting up a border fence along the southern border. But no, he'd rather get illegals in here. Hence the word "illegal."
This is for the parents of the kids who are playing on the Legion team. You had a man come to your house and ask your son if he'd like to play for him ... Yet this is half of the season and your son hasn't played one inning yet. This would upset me, especially when you go to all the games, go on the travel, take other people with you, but yet your boy doesn't get to play. ... So what's the idea of this coach not playing some kids and other kids are getting played? Is it politics or what is it?


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|Info Request
|View Pictures
|Models and Sizes
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|As Seen On TV
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|Contact Us
|Energy Saver
The sunroom has exceeded our wildest expectations. Yesterday it was freezing outside and my wife and I were soaking in our hot tube with the sections open. After we were done it took about 10 seconds to close the sections. We love it.
Thanks again.
Bruce Bernstein
White Plains, NY
Sunroom in New York
The various Aqua Shield™ sunroom designs fit custom to your needs and can maximize living space to create screen rooms or extend your home into the outdoors. The custom sunroom New York customers can purchase come in various sizes, ranging from approximately 7 to 10 feet high, 10 to 22 feet wide, and 13 to 33 feet long. A sunroom solarium is a perfect and affordable solution to create enclosed pools or construct New York screening rooms. It doesn't matter where you live, whether it's a big city, the suburbs, or out in the country, the Aqua Shield™ aluminum sunroom can effectively make more use of your outdoor space. With a sunroom New York customers, and from across the United States, can enjoy their swimming pool and hot tub year round. A sunroom solarium also offers a year-round panoramic view in a NYC screening room, on a patio, or a backyard. The whole family enjoys this new space for spending time doing leisurely activities such as reading, eating, or swimming. While real estate is a major investment, affordable sunrooms made from high quality aluminum and glass cost less than an expansion. The sunroom glass is energy efficient and made from high quality durable material. These affordable sunrooms maximize living space and create enclosed pools or screen rooms that open and close in a matter of minutes while still ensuring energy efficiency. Visit our Long Island, NY showroom and see what type of sunroom New York can offer. The sunroom cost is low, especially in the long term, relative to other space expansion options. Sunroom constructions from Aqua Shield™ offer the best of both worlds for indoor and outdoor living.
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UNFCCC Releases Review of Belarus' Fifth National Communication
19 June 2012: The UNFCCC Secretariat has released the report of the in-depth review of the fifth national communication of Belarus (FCCC/IDR.5/BLR).
The expert review team (ERT) that carried out the review notes that Belarus's fifth national communication complies, in general, with the UNFCCC reporting guidelines on national communications, and contains some of the supplementary information required under Article 7, paragraph 2, of the Kyoto Protocol. The ERT commends Belarus for this improvement in the completeness of its reporting, but considers that the completeness of the Party's reporting can be improved through a series of measures outlined in the report. The ERT further acknowledges that Belarus's national communication is broadly transparent, but could be further improved by: enhancing coordination among the institutions involved in the collection and provision of data and information; by ensuring cross-linkages among the sections of the national communication and between the current and previous national communications; and providing more focused information on each section of the national communication. [Publication: Review of the Fifth National Communication of Belarus]


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Altova Mailing List Archives
>microsoft.public.xml Archive Home
>Recent entries
>Thread Prev - XMLDOM / Conditional Check for Object fails
>Thread Next - Re: XMLDOM / Conditional Check for Object fails
Re: XMLDOM / Conditional Check for Object fails
To: NULL
Date: 5/31/2005 12:23:00 PM
try this: If Not IsDomTextNode( oItemPrice) Then ... 'check if selectSingleNode returned a valid text node Function IsDomTextNode( ByRef objNode ) Dim strTmp On Error Resume Next strTmp = objNode.text If Err.Number = 0 Then IsDomTextNode = True Else IsDomTextNode = False End If End Function You should also be able to use the nodeType property of the node to see if it is the type you expect. I can't remember why I used to above approach. -- --Mark Schupp "joe" <nobody@n...> wrote in message news:NU1ne.9698$_r1.479079@n...... >I am having problems checking for the value of an XMLDOM object . > > Lets say my XMLDOM object was successfully created as objXMLDoc, and that > has several nodes on it. In the case of a VBScript loop like below: > > '------------------- > For x = 1 To 10 > > Set oItemPrice = objXMLDoc.selectSingleNode("//Item[x]/Price") > > '--- conditional stuff that fails here > > Next > '------------------- > > some of the Items don't have a price, therefore the object oItemPrice will > fail at some point. So I want to check for this failure, but everything I > do > gives me errors. > Examples: > > 1. If not oItemPrice Then > 2. If oItemPrice.lenght = 0 Then > 3. If oItemPrice = empty or oItemPrice = "" or isnull(oItemPrice) Then > 4. If not (oItemPrice) Then > > I really don't know what to do. Most errors are like: > " Object doesn't support this property or method" > > Any help is appreciated. > > > > > > > >
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Fixed PriceBudget: $40
Start DateMarch 25, 2013
For a potential client we need to have some traffic estimation for the GCC area (Gulf Cooperation Council). I'll give you the details when we are doing an interview.
You will get a list of English keywords (which you need to find the Arabic keywords and their estimation (traffic+cost).
This needs to be done by tomorrow morning.
Please add "PPC Expert Arabic" when you reply/bid.
About the Client
Hong Kong
Kowloon 10:48 AM
Jobs Posted
75% Hire Rate, 1 Open Job
Over $10,000
Total Spent
68 Hires, 4 Active
Avg Hourly Rate Paid
1,176 Hours


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New Cases
Valerie Lynn Medure, Leetonia, and Jeffrey Paul Medure, Lisbon, dissolution granted.
Bank of New York Mellon vs. Douglas and Brenda Pfouts et al., foreclosure sought for property on South Union Avenue, Salem.
JPMorgan Chase Bank vs. Joshua L. Roper, et al., foreclosure sought for property on Sue Drive, Lisbon.
Richard E. Phillis II, Salem, vs. Donna Kay Phillis, et al., partition sought of property on West Third Street, Salem.
Docket Entries
BAC Home Loans vs. Haskell Feltner, et al., case reactivated.
First National Community Bank vs. Miles M. Ketchum, et al., foreclosure ordered for property.
JPMorgan Chase Bank vs. Robert H. Brownlee, et al., foreclosure ordered for property on Bayard Street, Homeworth.
Freedom Mortgage Corp. vs. Howard and Bonnie Milhoan, et al., foreclosure ordered for property in Wayne Township.
Alissa H. McCartney, Lisbon, vs. Dustin A. McCartney, Lisbon, case withdrawn.
Francisco Gonzales-Lopez and Kasondra Gonzales-Lopez, dissolution granted.
Marriage Licenses
Derrick Shannon Heavener, 19, Salineville, order filler, and Katrina Marie Pelley, 19, Salineville, sales associate.
Christopher L. Howells, 19, Lisbon, mechanic, and Philadelphia D. Mowery, 25, Lisbon, personal banker.


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Transform your table with a School Bus Yellow Round Paper Table Cover!
Our School Bus Yellow 82 Inch Round Paper Tablecover is an excellent choice for your next party or special event. Each 82 inch round Bright Yellow Paper Table Cover features an absorbent tissue surface that contains a waterproof plastic back to protect your tabletops from spills and scratches. This School Bus Yellow 82 Inch Round Paper Tablecover fits tables ranging in diameter from 36 - 82 inches and will drape over the sides higher or lower depending upon the height of the table itself.
Please allow ample time for delivery. Our ship date for this product is noted in your shopping cart. Many items are shipped separately, so please allow extra time for these items to arrive. Shipping charges are based on the value of the merchandise and not the number of shipments. For additional shipping information, contact our Customer Service Department at (email@example.com or 1-800-227-2789).


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North Hampton police are searching for a hit-and-run driver.
Authorities said a pedestrian was hit while walking in the area of Lafayette Road and Juniper Road around midnight.
The victim was taken to the hospital with non-life-threatening injuries.
Anyone with information on this accident is asked to contact North Hampton police.


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Review Verdict Read Review
7Out of 10Back to game info
New stuff to check out
View all Comments
16 Comments
User Comments
Delete Post
This game is short, but with extra dlc characters, the Jedi Temple, collectable secrets and higher difficulty settings it does have some replay value. I'm a Star Wars fan and I can say its the best Star Wars game to date and a must own title for any Star Wars fan.
Delete Post
to tell the truth, this game should be released on pc, the graphics are nothing compared to games like crysis and the advanced physics bulls**t tht is supposedly too advanced for pc, is also a load of crap, cos games like far cry 2,where everything from the leaves on a tree to the grass on the floor is affected by the weather and other objects, (i.e. the flattening of grass as a car drives over it) seems to easily out do this game.
Delete Post
Sith Stalker
This game is mad. It has a better plot and an extra boss (PROXY) on Xbox360 and PS3 as well as sharper graphics and the occasional difference i.e. force powers, combos, and cinematics. In the Wii version however these extras aren't available and a few short cuts are noticeable. The Wii does provide extra unlockables (But not the black light sabre crystal) and the Wii controls are very entertaining as the Remote is your lightsaber and the nunchuk your force. The movement of these controls makes you sorta feel like a jedi knight. Wii also provides a decent 2 player option where two characters (in which you unlock during the game) battle it out at a famous destination through out the Star Wars galaxy. In conclusion, I would go for the Wii version but if you like Graphics over Gameplay then the Xbox360/PS3 is for you
Delete Post
I just got the game and played it through, its short so take your time and enjoy it. i will definitely be playing it several times thru btw. the control is very well designed to suit the game-makes using the force pretty smooth. once you get all your powers maxed, you are done fighting-now you torture. its so much fun to throw tie fighters at stormtroopers. and vice versa. heck, the plots not even half bad!
Delete Post
Dude,this game is really awesome. I suggest, if you are a Star Wars fanatic like myself buy this game soon. Very soon or you will suffer with an empty void in your soul.
Delete Post
dude nr 374492
the game looks awesome but the controls are not so good...Ive played the demo and it makes me really sad that its not coming for the pc


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This year at Opensource.com, we challenged our contributors to give us the best and most useful guides, how-tos, and tutorials they could produce from their experiences and work in various open source industries and sectors. In this Best of Opensource.com, our top guides and tutorials this year... Read more
If you shut people in a room for a week with seven other people with the same interests, they have a ball and write a book. —Adam Hyde, founder of FLOSS Manuals That's what happened at the 2013 edition of the Google Summer of Code (GSoC) Doc Camp. A group of 20 open source enthusiasts gathered... Read more
I spent the past year writing The Librarian's Guide to Academic Research in the Cloud, a book which focuses on using and thinking about cloud services in an academic research context. I'm fortunate enough to belong to a union that negotiated research leave for new faculty, and that leave made the... Read more
Astute readers will have noticed that we've begun publishing our "Open Voices" eBooks in the ePub format. Now, some of our best essays and interviews are available as lightweight and portable files, and can be read on any electronic reading device that supports this open standard. And who better to... Read more
Last month, this site featured an article about the startup I work for, Unglue.it. Briefly, we think more books should be available to the world under Creative Commons licenses, and we think authors and publishers should be paid for their work. We're doing this through a crowdfunding model: raise... Read more
In 2008, representatives of the Personal Democracy Forum sent dozens of writers, pundits, politicians, entrepreneurs, researchers, and think-tankers the following prompt:
The always-insightful Alex Reid has penned an essay "on the question of open peer review," which examines a draft white paper posted to Media Commons last week.
Think of a book you absolutely love. Now imagine being able to share a copy of that book with anyone, anywhere, as quickly and easily as you can send an email. Normally, this just wouldn't be possible. Chances are, your favorite book hasn't even been digitized. And if it has, copyright... Read more
Last week, Winston Hide committed what he called "a toxic career move." Hide, an associate professor of bioinformatics and computational biology at the Harvard School of Public Health, publicly resigned from the editorial board of Genomics, an influential journal in his field.
Several years back, I sought one rather elusive cookbook. I first spotted The Use-It-Up Cookbook (A Guide for Minimizing Food Waste) in a used bookshop during a weekend getaway in Seattle. At $8.00, the price was right, but my suitcase had a serious lack of room for additional purchases. I... Read more


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USA Leads The Way In World Recovery – Here's Why ! 0 commentsOct 20, 2012 11:05 PM
News Media have to Fill Space & Get Attention - Gloom & Doom Gets Attention
In the midst of an overload of information, it is important to step back, silence the rhetoric and gain a wider perspective of the economy. CymorFund has frequently discussed how the economy has cycles of activity. Each cycle starts anew at the lowest point of the previous cycle, slowly asserts itself, gains momentum and then peaks, with those that jumped on the bandwagon late in the day, being left in the dust as the cycle collapses. What causes the new cycle to quickly gain momentum:
- a great event
- a new technology
- an unforeseen matter
- a new crop of Wall Street genius' who are newly graduated MBAs. These people have not experienced the end of the last cycle with all of its grief and pain. They are bright and fresh and new, with great new ideas and beliefs
The Last Cycle is Ending as the New Cycle is Beginning
We have now passed the low point of the cycle created by MBS's (mortgage backed securities) and the new cycle is clearly starting. It seems to have started with many new creations for use on the World Wide Web and on mobile devices. Each day there is a new darling created by young and thoughtful geniuses. Consider that most new initially successful IPO's are of this type including Facebook, MakeMyTrip, LinkedIn, Groupon, Twitter and so many others.
A new cycle does not rescue all those hurt by the previous collapse. Some will never recover. But the new generation that is participating in this new cycle will experience riches, and wealth until this cycle reaches its zenith and collapses, as every cycle collapses. For investors, and for those that have not been permanently crushed by the last cycle, it is time to avoid your mistakes of the past and conquer your fear. The best time to invest is at the beginning of the cycle, not at the end when the cycle reaches its dizzying height just prior to collapse.
Signs of Recovery
Oct 4, 2012 The U.S. unemployment rate dropped to a near four-year low of 7.8 percent in September, a potential boon to President Barack Obama's re-election bid. In Canada, the economy added 52,100 jobs in September, more than five times the consensus figure analysts had expected.
Oct 12, 2012 Reuters - Euro zone's strong factory output surprises in August. Eurozone manufacturing unexpectedly grows. Eurozone industrial production rose 0.6% on month in August vs. consensus of -0.4%, boosted by demand for food and French car manufacturing. Output of durable consumer goods increased 4% and non-durable goods 1.3%. However, overall output fell 2.9% on year. August industrial production figures are volatile due to the summer holidays, so analysts will be looking to the September data and onwards for a better idea of the economy.
Oct 12, 2012 Doug Short, Advisor Perspectives ECRI's Leading Index Just Made A Big Anti-Recession Move.
Oct 13, 2012 The Weekly Leading Index (WLI) of the Economic Cycle Research Institute (ECRI) made a strong advance in the numbers released today. It is now at 127.7, up from last week's 126.2 (revised from 126.3). The WLI growth indicator (WLIg) now marks its eighth week in expansion territory at 5.7, up from last week's 4.6. WLIg has now posted fifteenth consecutive weeks of improvement and is at its highest level since May 27, 2011. The indicators ECRI shares with the public simply aren't supporting the company's repeated recession forecasts, which have, since mid-summer, escalated into assertions that we are already in a recession.
Oct 12, 2012 Daily Markets By NYFP : Euro Jumps As Equities Rise, Spanish Bond Yields Fall
Oct 12, 2012 RJ : Treasury has reported that the FY12 budget deficit was $1.089 trillion (about 7.0% of GDP), down from $1.297 trillion (8.7% of GDP) in FY11. Tax receipts rose 6.4% in FY12, reflecting increased economic activity (not higher tax rates). Spending fell 1.7%, reflecting lower defense spending (the end of the war in Iraq), lower Medicare spending, and lower interest payments.
Oct 12, 2012 A combination of factors - better U.S. economic reports, slowing growth in China, new concern over a Spanish bailout, and a stronger U.S. dollar - drove precious metals prices sharply lower for the second Friday in a row as gold and silver have now seen their most substantive retracement since concluding an impressive late-summer run last month. When precious metals jump in value, it reflects investors fears of coming inflation and economic stagnation. But look carefully at the price of precious metals - they are staying put below previous highs. The economy is recovering.
The Bottom Line & How to Interpret This
Being fearful that the world is sinking into a new depression, is a gross misreading of the economy. The world does not end a tough period by all economic indicators shooting upwards. Reality is not like a simplistic line on a graph or chart. Some indicators show badly, some show better. As matters progress and time passes, the good indicators gradually outweigh the bad indicators, and then all of a sudden, a tipping point is reached and the media realizes that things are better.
The views expressed in this blog are opinions only and are not investment advice. Persons investing should seek the advice of a licensed professional to guide them and should not rely on the opinions expressed herein. This blog is not a solicitation for investment and we do not accept unsolicited investment funds.Back To Larry Cyna's Instablog HomePage »
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Soprano Ukuleles
Soprano is the classic ukulele size. It is also the smallest. If you see a listing for a ukulele and it doesn't state the size, it's a fair bet it's a soprano.
Most people tend to start on the soprano ukulele. It has the sound most associated with the ukulele and is most suited to strumming and chording type playing.
- Classic ukulele sound.
- Easy to hold.
- Greater selection of budget ukuleles.
- Easier fretting of big stretches.
- Perfect size for children.
- Easy to carry and store.


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This star rating is the opinion of the property owner only. A Self-Rated hotel has not been assessed by the AA or Visit Britain, whose official star ratings we use across LateRooms.com.
Elysso Hotel2 Self rated
28C Demosthenous, Larnaca, 6058
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"Elysso hotel provided me with everything I need for a quick stop over in Cyprus and would have been equally suitable for a longer stay. Staf..."
About the hotel
Elysso Hotel is officially classified as a 2 star hotel offering the highest quality of comfort and relaxation. Elysso Hotel is located 2. 5 km away from the city center of Larnaca and the sandy (seafront) – beach along the phinikoudes promenade – a fifteen minutes drive from Larnaca International Airport at the same time within walking distance to the tourist attractions, such as St Lazarus Church, the Pierides Museum, Larnaca Castle, the Ancient Kition.
The hotel was built in 1985 and renovated all the rooms in 2008. The Elysso Hotel consists of 37 rooms. All units at Elysso Hotel have electronic Key – card locks, direct dial phone,WiFi is available in the hotel rooms and costs EUR 1 per hour, TV, heating / air conditioning, refrigerator, room service, private bathroom. Elysso features a roof with a swimming pool and cocktail bar where you can enjoy the panoramic view of the city of Larnaca. Our 24-hour reception desk along with our well-trained staff offers – currency exchange, car rental, luggage storage, safe deposit box, WiFi is available in public areas and costs EUR 1 per hour, laundry service, post and medical assistance. Other facilities include open plan lounge where enriched continental breakfast is served and which also serves as a bar.
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50% would recommend it to a friend
Customer service
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did not like !!
did not like !!
Reasonably priced quality acommodation
Elysso hotel provided me with everything I need for a quick stop over in Cyprus and would have been equally suitable for a longer stay.
Staff were friendly and helpful, and provided me with everything I needed. Thank you Elysso hotel, I will certainly stay again if I happen to be in Larnaca.
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60,057 words (≈ about 4 hours)
Cowering in the stale darkness of an unfinished maintenance closet, he struggled to stifle the wheezing of his own ragged breath. Sounds of pursuit and the smell of fear blotted out his plans for relaxation on the banks of a well stocked trout stream.
Max's thoughts flashed back to the morgue. Less than a week earlier, he and Manny were gazing into a small glass vial by the light of an X-ray viewer. The vial was so cold that his breath instantly frosted and crystallized… (more)
From one chapter to the next there is no way to tell what will happen next. The predictable predictability of most novels today is completely absent in this tale. The writing style wastes no words and wastes no time in rustling up a laugh in response to what really could be reality. The humor of Maxwell's Demon is an excellent seasoning for a stew with a generous helping of gristle - it'll keep you chewing.
Language: English
Written in: 1994
Published: 2012-03-31
Word count: 60,057 words (≈ about 4 hours)
Tags: crime, drugs, Humor, detective, morgue, laboratory, dentist, saloon, doberman, poker


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In Cinema Muto, Jesse Lee Kercheval examines the enduring themes of time, mortality, and love as revealed through the power of silent film. Following the ten days of the annual Le Giornate del Cinema Muto in Italy, this collection of ekphrastic poems are love letters to the evocative power of silent cinema. Kercheval's poems elegantly capture the allure of these rare films, which compel hundreds of pilgrims from around the world—from scholars and archivists, to artists and connoisseurs—to flock to Italy each autumn. Cinema Muto celebrates the flickering tales of madness and adventure, drama and love, which are all too often left to decay within forgotten vaults. As reels of Mosjoukine and D. W. Griffith float throughout the collection, a portrait also emerges of the simple beauty of Italy in October and of two lovers who are drawn together by their mutual passion for an extinct art. Together they revel in recapturing "the black and white gestures of a lost world."
Cinema Muto is a tender tribute to the brief yet unforgettable reign of silent film. Brimming with stirring images of dreams, desire, and the ghosts of cinema legends gone by, Kercheval's verse is a testament to the mute beauty and timeless lessons that may still be discovered in a fragile roll of celluloid.
"Cinema Muto, Jesse Lee Kercheval's astonishingly moving and personal paean to silent film succeeds in "saving silence," as her first poem announces, while also, paradoxically, giving it a contemporary voice. This book is a fascinating look at silent film that is also, as in all good poetry, a journey of self-discovery."—Sharon Dolin, author of Burn and Dodge
"This miraculous work—each poem a transformation of script into story, silent film into loud life—is the one book you MUST read this year."— Hilda Raz, author of All Odd and Splendid
"Jesse Lee Kercheval's Cinema Muto is a richly complex and marvelously inventive sequence—proudly sui generis in its ability to combine a quirky and individual lyric voice with a novelistic narrative. We can't help but delight in the book's surprises and genre-hopping, but Kercheval's ultimate intent is elegiac: the book is not merely a lament for a lost art form, but a bittersweet reckoning with all things transient, including ourselves. If justice were poetic, a movie adaptation of Cinema Muto would be soon to follow."— David Wojahn, author of Interrogation Palace: New and Selected Poems 1982–2004


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— TrevorGet a Park Passport. It's an inexpensive souvenir, and a good reminder of your visit. Our family loves to collect them.
Established in 1936, the 15,000 acre Prince William Forest Park is the largest protected natural area in the Washington, D.C. metropolitan region. The park is the largest example of Piedmont forest in the National Park System. The park also protects the Quantico Creek watershed and is a sanctuary for numerous native plant and animal species.
Cultural resources located in the park are also varied. They include the remnants of Joplin and Hickory Ridge, two small communities existing prior to the parks establishment and the works of the Civilian Conservation Corps (CCC), who built facilities, roads and lakes through the park during the 1930s. The Office of Strategic Services (OSS), America's first intelligence agency, used the park for training spies and radio operators between 1942 and 1945.


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U.S. Rep. Steve Womack has raised $123,426 over the past three months as he prepares to seek re-election next year.
The Republican lawmaker from Arkansas reported over the weekend that he has $578,970 in the bank for his re-election bid. Womack represents the 3rd Congressional District in northwest Arkansas and is seeking a third term next year.
No Democrat has announced a bid to challenge Womack, who was first elected in 2010.
Monday is the deadline for federal candidates to file their quarterly fundraising reports.
Womack reported spending $23,443 during the quarter.


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Accurate, rapid diagnosis of myocardial infarction is an important goal from a therapeutic as well as cost-effective point of view. The more rapidly the clinician can diagnose acute myocardial infarction, the sooner appropriate therapy can be initiated. However, daily charges for hospitalization in a coronary care unit in the United States frequently exceed $500. Thus, admission to the hospital for suspected myocardial infarction is often expensive, particularly if the patient remains in intensive care for two to three days while infarction is "ruled out." What laboratory test should be obtained to confirm the clinical diagnosis of myocardial infarction in these cost-conscious times? In this issue of the Archives (p 1541), Fisher et al offer one rational answer to the question aimed at decreasing the cost of hospitalization for patients with suspected myocardial infarction. Their observations support earlier recommendations for serial sampling of only the enzymes creatine kinase (CK)/CK-MB in this
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Baseball pic opens well, but can't top Disney pic
While "Moneyball" begins Sony's fall charge of adult-skewing pics, a pair of family pics, Disney's "The Lion King" and WB's "Dolphin Tale," proved to be heavy hitters as well.
The Brad Pitt starrer debuted Stateside over the Sept. 23-25 weekend with $19.5 million, just enough to beat Warner Bros.' modestly budgeted "Dolphin Tale" (costing in the mid-$30 million range), which landed in third place with $19.2 million.
Neither new entry earned enough to top Disney's steady 3D reissue "The Lion King," which grossed $21.9 million, for a minimal soph-sesh drop of 27%.
For "Moneyball," Sony used the same plan that it had for "The Social Network" last fall, when that film opened to $22 million and went on to cume $97 million domestically. The studio says "Moneyball" could also gross around four times its opening; the pic's biggest problem will arise with international auds, most of whom (except in Japan and South Korea) aren't baseball fans.
In an attempt to lower the pic's overseas hurdle, Sony used a global marketing strategy that focused on Pitt, and less on baseball. The pic's early one-sheet, for instance, depicted a nearly unrecognizable Pitt standing on a baseball field, which was later changed to feature a close-up of the actor.
"Moneyball" will face tough competish on the adult front, which includes Sony's own George Clooney-helmed "The Ides of March" bowing Oct. 7.


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Vandals hopped a fence and dumped at least 4 gallons of paint into a North Valencia HOA pool and more into the hot tub late Wednesday or early Thursday, causing $300,000 to $400,000 in damage.
"This damage is so major we have to rip out our entire pool system," said Wolfgang Costello, president of the Northbridge Homeowners Association.
Because the paint was pumped through the pool system, it coated and clogged the pipes and damaged two recently purchased, $25,000 boilers, Costello said during a tour of the damage Thursday.
To repair the damage, workers will have to replace all the pipes, replace the new boilers, re-line the pool and rip up concrete 4 feet deep from the pool to the pumps and to the hot tub.
A reward not to exceed $5,000 has been posted by the company managing the pool for Northbridge residents for information leading to the arrest and conviction of any of the culprits.
The vandalism occurred some time between Wednesday night and 6 a.m. Thursday. Blotches of spilled paint near the fence indicated the vandals climbed over it to get to the pools at Fairview Lane and Grandview Drive.
They then dumped at least four 1-gallon cans of blue, red, green and yellow house paint into the pool and a significant amount of green paint into the hot tub.
They also tossed deck chairs into the pool.
The Northbridge complex, which was frequented by 1,200 people, offers residents two satellite pools, but that's little compensation for the more than 100 young members of the Northbridge Bluefins swim team. The vandalized pool where they train is the only one with racing lanes.
Castillo commiserated with Northbridge youth, nodding in the direction of his own son and daughter.
"They come here every day to swim. They were here yesterday," he said. "Now their summer is over, and it's middle of July."
Because of the high loss value, a detective was assigned to the case, said Costello, a spokeswoman for the homeowners association management company, Ross Morgan & Company, which is offering the $5,000 reward.
If arrests are made and people are convicted, restitution is one of the options available to courts on sentencing.
The damage is "hopefully" covered financially by the company's insurance policy, said Reina Zuckerman, spokeswoman for Ross Morgan.
"This is huge. In my 20 years doing this, I've never had an insurance claim this large," she said.
"I feel like crying. It's like they did it to my bedroom."
If the reward leads to convictions and those convicted are minors, restitution could fall on the backs of their parents, who would be expected to pay for some or all of the damage.
Ross Morgan, which also manages pools for the community of North Park near Northbridge, sent a newsletter to association members advising them: "The community has been experiencing some problems with graffiti throughout the neighborhood and surrounding areas."
The company advised members in the August 2012 newsletter that the city of Santa Clarita offers reward money of $500 for anyone who provides tips that lead to the "arrest and/or conviction" of graffiti vandals.


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The NYCOSMOS are a DJ team from the UK. Lovers of funky music, parties and DJing. Eclectic tastes colide in an NYCOSMOS mix - from party funk to raw hip-hop to house and drum and bass it's all in an NYCOSMOS mix. Great music is great music!!
Press play to try again.
You can get it here.


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Taking Banks to India's Poor
Image: Manoj Patil for Forbes India
Award: Start Up of the Year
Name: Manish Khera, CEO, FINO
Age: 41
Why He Won: For setting up the largest banking correspondence network in India and bringing financial inclusion to millions of people across 26 states, and using mobile tech in a smart way. It is poised to become the country's largest banking correspondent.
Like any bank, FINO Paytech wants people to save, borrow and use financial services. Just that FINO is not a bank, and its clientele is not the kind of people you run into at teller machine kiosks. The company's clients are rickshaw pullers, maids, paanwallahs, chauffeurs, casual labourers and other odd-jobbers who barely manage to eke out a living. Saving for the future does not really cross their minds. Or so it would seem. "Don't assume for a moment that poor people can't save," says Rajeev Arora, director, Financial Inclusion Networking and Operations (FINO) Paytech.
Arora recounts meeting a paani puri vendor in Satara, Maharashtra. He tried persuading him to put Rs 100 in a recurring deposit account with FINO every month. The vendor refused saying he did not have any money left to save. "I randomly asked him, 'Chit fund karte ho? [Do you invest in chit funds?]' Pat came the reply, 'Haan saab. Mahine ke Rs 1,500 [Yes sir, Rs 1,500 a month]'. I was blown away. Here I am begging him to give us Rs 100 and he goes and puts Rs 1,500 into a chit fund company; and we know how they shape up."
FINO wants people like the paani puri seller to start saving in bank accounts, transfer money electronically, take loans and buy insurance. There are already a set of companies that are focussed on this segment: Muthoot Finance, Manappuram Gold, Western Union, chit funds, and pathpedi outlets. FINO wants to offer all that under its umbrella; a financial superstore at the bottom of the pyramid.
"There's no doubt that there's need for a gamut of services which would fulfil the needs of this sector," says Samit Ghosh, founder of Ujjivan, a financial services firm for the urban poor. "You can't just open a bank account for the poor and say they are financially included. You have to offer them loans, insurance, etc. I always draw a parallel with the Indian middle class. Until 1985, the middle class had only savings. It was later that banks reached out to them and gave them loans etc. FINO is using technology to do it and that is the right way. However, the hard work is only just beginning for them," he says.
The challenge is to wean people away from their familiar and largely informal ways of saving and bring them to a proper, well-regulated banking channel. These are people who earn between Rs 90,000 and Rs 200,000 a year and float a little above the government's poverty line. "They are too far down the value chain [for banks]," says Manish Khera, the CEO of FINO. Where banks don't see a viable business case, Khera sees a catchment of 90 million potential customers for selling loans, insurance, mutual funds and other financial services.
FINO, incubated by ICICI Bank in 2006 to act as a technology provider to microfinance companies and banks, has now evolved and describes itself as a business and banking technology platform with an extensive services delivery channel. In plain English, it operates as an agent of banks in areas where they don't have branches.
At the time, the Reserve Bank of India and the government were trying to expand the formal financial sector, beginning with a bank account for every Indian. But banks were reluctant to open branches in remote areas. That's where FINO stepped in as a banking correspondent (BC), an agent which takes over banks' front end for a fee, and did the due diligence for banks in lending money and opening accounts for customers. Between 2007 and March 2009, it signed up five million customers for banks. However, over 80 percent of these accounts were inactive and banks took just cursory measures to ensure that they were in line with the RBI. Then the Central bank cracked the whip. In 2009, then RBI deputy governor Usha Thorat decreed that banks would have to reach 70 percent of India's villages by 2013. Banks had no choice but look for agents who would act as their extensions.
FINO had the pedigree, all that was left was getting business, for which it needed money. "Working capital kept me awake through most of the early years," says Rishi Gupta, the chief financial officer. The nature of the business means that payments, the commission that banks give FINO, are often delayed, sometimes up to six months after money has been disbursed. It was a huge problem in the early years.
FINO raised capital several times. ICICI Bank had given it Rs 10 crore in September 2006 and ICICI Lombard contributed another Rs 5 crore six months later. IFC, Legatum and Intel Capital came in with $15 million in June 2007. HSBC Private Equity bought out Legatum's share for $15 million two years later. "We had an off-site in Goa in 2009. I said, 'I hope this is the last year we are coming here on borrowed money'," says Gupta. It was not to be.
In March 2011, FINO went back to the markets and after three months of intense negotiations, Blackstone India bought an undisclosed amount of equity for $30 million. It helped that FINO had posted its first profits in FY11 and hasn't looked back since.
It had invested in technology, had the sales force on the ground, and was flush with money. FINO's custom-built devices went a long way in ensuring that its customers stayed connected to the grid. Their 'pod machines', hand-held biometric devices that recorded customer fingerprints, reduced the risk of fraud to a great extent. Its machines function both online and offline, so money still got transferred in areas without any network. By January 2010, it had 10 million customers (across 15 banks). It added another 15 million in the next year and doubled the base to 50 million by August 2012, two-thirds of the clientele base in the sector. It's eyeing 100 million by 2015.
Soon after Thorat's decision, the Central government decided to distribute funds under its various social service schemes through electronic transfers. This brought in much-needed revenue for FINO. It gets a 1.75 percent transaction fee every time it makes a payout called electronic benefit transfer (EBT). In FY12, it disbursed Rs 2,300 crore in EBTs and clocked a revenue of $55 million, 34 percent of its total revenue kitty. For every account it opens, the bank pays FINO a commission, contributing to 40 percent of its revenues. The company also works with the government's RSBY insurance scheme and earns a share of the Rs 30 fee paid by each customer.
Khera believes that the BPL (below poverty line) segment business will continue to grow steadily. He is eyeing the next level of growth with insurance, loans, remittances, and savings. He believes he can sell the bouquet to the APL (above poverty line) segment as well. "There is not much difference between the two segments. The characteristics are the same and in the 50 million customers that we have covered, there is quite a bit of overlap," he says. To do all of this, the company will have to take on chit funds, local saving schemes, moneylenders, the post office, hawala operators, and local businesses. He believes it is a matter of approach and points out how banking changed with new private sector banks hiring direct sales agents who sought out customers instead of them lining up at branches. "We don't want to reinvent banking. We will just reinvent the approach," Khera says.
Mathew Cyriac, managing director, Blackstone India, says FINO's got tremendous potential. "This is the only BC that has worked. It's because they have established scale. Now they are engaging more with banks. It's the right time to take this call and expand," he says. Cyriac believes FINO will have a market cap of close to Rs 3,000 crore in five years. For that, FINO will have to crack the APL market. In some ways that means creating another company, one that services customers the way FINO wants to. A FINO 2.0 if you will.
Unnikrishnan Nair, business head, consumer services, believes remittances and lending will deliver the thrust. FINO is working with Union Bank of India (UBI) and ICICI Bank for domestic remittances. There are more than 100 million migrants in the country, most of whom use informal channels like hawala, cash couriers or post office money orders to remit money back home. These channels charge 3-6 percent depending on the amount remitted. FINO charges 1.5-2 percent, closer to what banks levy. Rolled out over the past two years, FINO's remittances business averages 5,000 transactions a day. Each of its two million customers sends home an average of Rs 16,000 to Rs 20,000 every year. Nair believes the potential market is around Rs 50,000 crore annually.
FINO is similarly bullish on the lending business. The company believes there is huge potential in the microfinance sector in the aftermath of the SKS meltdown in 2010. The Andhra Pradesh government has all but stopped microfinance institutions (MFIs) from operating. Most MFIs across the country are struggling with their business models. And most borrowers have gone back to their old sources of funds, the moneylenders and the loan sharks, paying 8-10 percent interest a month.
FINO is avoiding hotspots like Andhra Pradesh and focusing on lending to groups to reduce risk of default. Social pressure means that every individual in the group is forced to make good his loan payments. FINO works with UBI for this vertical. The average ticket size of a loan is Rs 10,000 to Rs 14,000 at an interest rate of 24-26 percent. FINO has also tied up with microfinance credit bureau High Mark to check out the credit history of the borrowers.
A big differentiator for FINO is that it has acquired Intrepid Finance Services, a non-banking financial company (NBFC), that gives it a small equity base. This means FINO is not dependent on banks to lend money. It has defined geographies with UBI and doesn't intrude into the areas where it sells the bank's loans.
Unlike MFIs, FINO is able to take deposits from customers. It is encouraging people to open micro-recurring deposit accounts of as low as Rs 100 a month. The company is also piloting Hospicash, its version of Mediclaim in a tie-up with HDFC ERGO, to offer Rs 750 a day for 10 days. For accident policies, ICICI Lombard and HDFC ERGO are on board. For these to succeed, FINO is looking to triple its agent force from 31,200 to 100,000 by 2015. "You will see us increasingly engaging directly with the customer: More control and ownership of execution," says Khera.
A tool for that change is Alpha Payments, previously Nokia Money, Nokia's prepaid mobile payment business for India, which FINO bought out this June. Shweta Apremeya, who runs the business now, says digital money will be another banking channel. FINO will use Alpha to let customers pay for services like DTH, electricity and telephone. "Do we expect a paanwala in a village to make DTH payments? Yes. Do we expect someone to send money across mobiles? No," says Apremeya.
In the urban market, FINO expects college kids to be early adopters. Then there are the taxi, autorickshaw and bus drivers. "These people work through the day. They don't have time to stop and refill. They can do it on the move with Alpha," says Apremeya. "Sourcing is not the business case in this game. The business case is when you connect sourcing with servicing of the customer. And servicing will happen only if you offer the product. We focussed on sourcing in the hope that after you acquired the customer, you could service him and get the tail income," she says. Seems the tail has begun to wag now.


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Wednesday, Aug. 29,
ESL Graduation
(10 to11 a.m., 418 Palmer St., Elizabeth) – Mayor Bollwage will attend the ESL Spanish Graduation at the Peterstown Community Center. For more information, please call Denise Lowe at 908-820-4044.
Citywide Back to School Book Bag Giveaway
(4-6 p.m.), Several Locations Around Elizabeth) – Mayor Bollwage will host a Citywide Back to School Book Bag Giveaway. It will take place at seven centers around Elizabeth, including: The Mickey Walker Recreation Center, Oakwood Plaza, The Miller Evans-Logan Recreation Center, The Fred Erxleben Recreation Center, The Peterstown Community Center, The O'Donnell Dempsey Senior Center and The Elmora Racquet Ball Club.
The event will feature book bag and school supplies giveaways to school-age children, raffles, information tables and more. For more information, please call Grace Pereira at 908-820-4130.
Thursday, Aug. 30
2nd annual Rainbow of Seniors
(10 a.m. to 11 p.m., 800 Anna St., Elizabeth) Mayor Bollwage will attend the 2nd Annual Rainbow of Seniors event presented by the Office on Aging. It will feature dancing, music, giveaways and free food. It will take place at the Veterans Waterfront Memorial Park and in case of rain it will be held at the Stephen Sampson Center located at 800 Anna St. For more information call 908-820-4045.
Grand Opening of Shear Ambition
(6-6:30 p.m., 154 Jefferson Ave., Elizabeth) – Mayor Bollwage will attend the grand opening and Ribbon Cutting of Sheer Ambition, located at 154 Jefferson Ave.
Sunday, Sept. 2 - Monday, Sept. 3
Latin Carnival of Elizabeth
(noon–8 p.m., Elizabeth Avenue, Elizabeth) – Mayor Bollwage will attend the Latin Carnival of Elizabeth. The street festival event will take place between Elizabeth Avenue from Fourth Street to High Street, on both Sunday and Monday, Sept. 3 from noon to 8 p.m. For information please call 908-527-1110.


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Alec Baldwin broke into tears on the stand when he described how his alleged stalker Genevieve Sabourin ruined the day he proposed to his current wife Hilaria when Sabourin showed up at his East Hamptons home, the New York Daily News reports.
Sabourin, who is on trial for 23 counts of harassment and one count of stalking the "30 Rock" actor, had to be hustled out of the courtroom by her lawyer when she continued to yell at Baldwin and his wife while they testified about the emails and phone calls they were subjected to.
Sabourin claims she is Baldwin's ex-lover, and her lawyer says she is "simply trying to get 'closure in a romantic relationship.'" Baldwin, however, says he simply shared two meals with Sabourin because she was girlfriend of a producer friend.


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Creators of handcrafted leather bags, purses, wallets, belt pouches, sporrans, wristbands and journal covers.
Our workshop is a small narrowboat on which we live and work. This means we do not have space to keep items in stock, so everything is handmade to order.
Working with leather is a craft involving several processes and it takes time. Each separate stage from the cutting out of the pattern pieces, to carving, dyeing, colouring and finally stitching together is carried out using simple hand tools.
Each design is unique and created by us - we do not use premade stamps.
Our designs are inspired by the natural world that surrounds us and by the mythology and folklore of Britain.


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West Texas A&M women's basketball coach Bob Schneider's first opportunity to tutor Robena Johnson came in 1972-73.
She was a gangly ninth-grader at Canyon High School, where Schneider coached for 13 seasons beginning in 1965-66 and poured the foundation for the Lady Eagles' dynasty.
"She was one of the taller girls, but she hadn't been schooled a great deal," Schneider recalled Saturday, three days after Robena Johnson Davis, 46, died in Amarillo. "She really worked hard and kept improving."
Her sophomore season began with the junior varsity, but an injury to a varsity player opened the door.
"We needed a post, so we moved her up," Schneider said. "And lo and behold, she just kept getting better."
A 5-foot-11 forward known for her guardlike quickness, she averaged 30-plus points per game during her three seasons at Canyon and earned first-team all-state recognition each year.
Canyon's record during her career was 101-4, including the 1974 state championship and appearances in the state final in 1975 and '76.
The 1976 team also included her younger sister Merry, who like Robena became a three-time first-team all-state selection. Together they led Canyon to the 1976 state track championship, the first of three in a row for the Lady Eagles. Both girls were three-time all-staters in track, too.
Robena, who played basketball at Tyler Junior College and Frank Phillips College, was a beautician in Amarillo for several years.
Merry Johnson Byers resides in Birmingham, Ala.
"Not only were they great athletes, they are part of a great family," Schneider said. "They made a big impact at Canyon, and brought us a lot of success and recognition."
Many consider the Johnson sisters ahead of their time. Schneider thinks if they had played basketball a decade or so later, when a greater number of college programs were available for women, they would have been major-college recruits.
Area Suffers Loss of Two Former Coaches: The Golden Spread also has lost two of its ex-coaches - both lived 90 years - during the past two weeks.
E.B. "Tex" Hanna coached the Borger boys' basketball team for 19 seasons, compiling a 413-111 record that included six district titles and three state tournament appearances.
Among his players was Texas Tech athletic director and former Red Raider head basketball coach Gerald Myers.
Hanna gave up coaching in 1966, but his commitment to education didn't end. He became an assistant principal, a position he held until his retirement in 1984.
His love for his students wouldn't let him stay away, though. He immediately returned to school and counseled students as a part-time attendance officer until 1998.
Aldene "Jiggs" Hudson, who died Saturday in Sherman, coached football at several Texas schools, including Hereford. He is credited with introducing Alaskans to high school football.
Davy Arnaud Update: Former West Texas A&M soccer player Davy Arnaud continues to excel at the professional level.
He led the Kansas City Wizards with 26 points on nine goals and eight assists, including a team-high five game-winning assists, entering Saturday's game.
The Wizards, who lead Major League Soccer's Western Division, resumed their league season Saturday by defeating second-place Colorado 1-0 after winning the Lamar Hunt U.S. Open Cup, an in-season tournament, Wednesday at Kansas City.
Arnaud became WT's first men's soccer All-American in 2001, when he led the Buffs to the NCAA Division II quarterfinals. He was twice honored as the Lone Star Conference offensive player of the year.
Each week a member of the Globe-News sports department provides notes, quotes and anecdotes on the local, regional and national sports scene.
© 2016. All Rights Reserved. | Contact Us


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Top Definition
An ass attack is when you are feeling completely normal without the feeling of having to take a shit. Then all of a sudden out of nowhere you have to shit and shit BAD!! You pretty much have less than one minute to find a toilet. It can happen anytime or anywhere.
I was standing in my kitchen feeling completely normal making dinner then all of a sudden I had an Ass Attack, so I ran to the bathroom and pulled my pants down just in time to make it in the toilet.
автор: Tim_M_G 18 февраля 2009
Trending Now
Can you define these popular missing words?
after eating that enchilada I had an ass attack
автор: moi 8 декабря 2003
the sudden attack of the anus
joey planned a stealthy ass attack
автор: KiNkyKelLy 30 июля 2006
Giving it hard, deep and fast in your anal orfice
my girlfriend loves an ass attack...she loves it
автор: Anonymous 25 августа 2003
When a man unexpectdly gives another man anal.
Mike gave Tim an ass attack.
автор: xlmafia 10 марта 2003
Being REALLY REALLY stoned, resulting in your ass falling asleep. See stoned
Dude, after smoking that blunt, I felt an ass attack coming on.
автор: Navras 27 июля 2005
to become sudddenly very emotional - surprised, angry etc.
автор: Bob Jr. 24 октября 2003


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HUNTSVILLE, Alabama -- A man suffered minor injuries after he was pistol-whipped during a robbery in the 4100 block of Broyles Avenue Thursday evening, Huntsville police report.
A man told police the offender struck him in the face with a gun and took his property.
No arrest has been made in this case.


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Now Playing
'Bless Me, Ultima' Role A 'Gift From Heaven'
The new film adaptation, Bless Me, Ultima, tells a story of witchcraft and religion during 1940s New Mexico. The film is based on a popular, but controversial novel that was a staple of Chicano lit. Puerto Rican actress Miriam Colon talks with host Michel Martin about playing the role of Ultima.


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27 Dresses stars the creamy Katherine Heigl as Jane, bridal hopeful, and the dreamy James Marsden as Kevin, wedding cynic. Here are actors radiating more star power than legally should be allowable in a movie so predictable that the audience knows what the characters will say before they do. Didn't see the "Benny and the Jets" karaoke coming, though.
Heigl is Jane, a Manhattan executive assistant whose biggest fear is that the saying "always the bridesmaid, never the bride" will prove prophetic.


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Count the carbs you consume
Susquehanna Health will hold a carbohydrate counting class at 5 p.m. Thursday at The Diabetes and Nutrition Care Center, third floor, Divine Providence Hospital.
Learn the basics of carbohydrate counting, what foods have carbs, good carbs vs. bad carbs and how to plan meals and snacks that promote weight loss and blood sugar control.
A referral from your physician is required prior to taking the class and the fee is determined by insurance co-pay amount. For more information, call 326-8410.
Extension offers 'Strong Women' classes
The Penn State Cooperative Extension Office in Montoursville will hold "Strong Women" classes from noon to 1 p.m. Tuesdays and Thursdays, beginning Feb. 7 through May 9. A fee applies.
Women who are motivated to increase their physical activity, reduce their risk of osteoporosis, increase muscle tone and flexibility, improve balance and do something special for themselves are encouraged to sign up. The program is appropriate for both sedentary and very active women. Men also may register.
The benefits of strength training for women include increased muscle mass and strength; improved bone density and reduced risk for osteoporosis and related fractures; reduced risk for diabetes, heart disease, arthritis, depression and obesity; improved self-confidence, sleep and vitality.
Attendees should bring at least one adjustable ankle weight of 5 or 10 pounds; at least one set of dumbbells of 1, 3 or 5 pounds; a regular-size bath towel; and water to drink. Bottles of water may be used in place of hand weights. Adjustable ankle weights may also be worn on the wrists. Those who are not active may start without weights.
For more information, or to register, contact Ceri Watkins, Strong Women site leader, at email@example.com or 433-3040.
Electronics bingo planned
The Bulldog Cancer Chompers Relay for Life Team will hold an electronics bingo on Feb. 10 at the Antes Fort Fire Hall. Doors open at noon and play begins at 1 p.m.
Advance tickets are $20 and tickets at the door are $25. All proceeds benefit the American Cancer Society's Relay for Life.
Prizes include iPad, iPad mini, 32-inch TV, Wii and many others.
Tickets may be purchased in advance by calling 220-7770.
Enjoy a night of intrigue at masquerade ball
WELLSBORO - Feb. 11 is the last day to purchase tickets for Soldiers and Sailors Memorial Hospital Auxiliary's masquerade ball, which will be held Feb. 16 at the Penn Wells Hotel.
Ticket holders take advantage of a fun-filled social hour, themed games, dancing, fine dining and entertainment. The evening begins with an hors d'oeuvres social hour at 6, followed by fine dining at 7.
Dinner guests will be treated to a crisp Asian vinaigrette salad, then choose between beef bourguignon, chicken in phyllo or eggplant stuffed with Portobello mushrooms, all served with sauteed green bean-and-carrot bundles wrapped in bacon. Finishing off on a sweet note, they will enjoy a chocolate cup piped with white chocolate mousse and strawberry sauce.
From 9 to midnight, attendees will dance the night away courtesy of "Epic Party" DJ Entertainment.
Seating is limited and the suggested dress is semi-formal. The cost is $60 per person, and all proceeds raised benefit the hospital's new Same Day Surgery unit.
For more information, or to confirm a seating, call Faith Preston, SSMH auxiliary and volunteer coordinator, at 723-0191.
Take a power walking class
PENNSDALE - "Walkin' & Rockin' with Dani," a power walking and strength building program for individuals at any fitness level will be led by fitness instructor Dani Sayah on Mondays in February, from 11 to 11:45 a.m. at The LifeCenter in the Lycoming Mall.
Sayah is from Step by Step Walk Fitness, a fitness company specializing in indoor power walks. Walkers move at their own pace during a two-mile indoor walking program.
Participants should bring a small towel and water bottle and wear comfortable clothing and sneakers. A fee applies per class or per month.
Space is limited, so call 877-883-4791 to register in advance.
Talk centers on heart health
LEWISBURG - Dr. Petra Lynch, a Geisinger interventional cardiologist and a member of the on-site Evangelical Community Hospital's cardiovascular care team, will discuss heart health awareness, heart disease prevention, intervention and treatment at a "Talk with the Doc" session on Feb. 12 at the hospital.
A complimentary meal will be provided at 5:30 p.m., and the talk begins at 6:30.
February is American Heart Month. Cardiovascular disease is the No. 1 killer in the U.S., causing 2,200 deaths each day.
Registration is required by calling 768-3200. For more information on this and other heart healthy events, visit www.evanhospital.com/rock-red.
Susquehanna Health announces events
Susquehanna Health will hold the following events:
Glycemic index class, 3 p.m. Feb. 12 at the Diabetes and Nutrition Care Center, 3rd Floor, Divine Providence Hospital - The glycemic index is scientifically researched to help curb appetite and improve blood glucose levels while promoting weight loss. Participants will identify more than 15 low glycemic foods to use in personal meal planning. A referral from a physician is required prior to taking the class. The fee is determined by insurance co-pay amount. For more information, call 326-8410.
Low-cost blood screenings, 6:30 a.m. to noon Feb. 13 at the Medical Plaza in Montoursville, 900 Plaza Drive - Participants must consult with their physicians about which test(s) may be most beneficial for them. Cash, check or credit card payment is required at the time of service. Advance registration is required by calling 321-3210 or visiting SusquehannaHealth.org/Events.
Osteoporosis screening, 11 a.m. to 5 p.m Feb. 13 at The LifeCenter in the Lycoming Mall, Pennsdale - A quick and painless ultrasound heel screening to measure bone density level will be offered for a fee. Call 877-883-4791 to schedule an appointment.
Nutrition facts label reading class, 5 p.m. Feb. 13 at Diabetes and Nutrition Center in Divine Providence Hospital - Learn simple guidelines to use when reading nutrition labels and conduct label comparisons. Guidelines will be provided for total fat, cholesterol, sodium, total carbohydrates, dietary fiber and protein. A referral from a physician is required prior to taking the class. The fee is determined by insurance co-pay amount. For more information, call 326-8410.
Blood pressure, heart rate and oxygen checks, 10 a.m. to 5 p.m. Monday through Friday at The LifeCenter at Lycoming Mall. No appointment necessary.
Customized nutrition plans for healthy weight, 10 a.m. to 5 p.m. Monday through Friday - Meet with a health educator at The LifeCenter in the Lycoming Mall and receive an individualized report of the calories your body uses each day, your percent body fat and a sample daily menu of an eating plan that promotes healthy eating and a healthy weight. The plan is not appropriate for individuals with diabetes or other special dietary needs. Participants may have water, but no food or exercise is permitted for four hours prior to testing. A fee applies. To schedule an appointment, call 877-883-4791.
Managing cholesterol, 10 a.m. to 5 p.m. Monday through Friday at The LifeCenter - Learn about cholesterol, recommended levels, factors that cause high cholesterol and ways to manage it with lifestyle changes by scheduling a consult with a health educator. A fee applies. Call 877-883-4791 to schedule an appointment.
Percent body fat assessment, 10 a.m. to 5 p.m. Monday through Friday - Consult a health educator at The LifeCenter at the Lycoming Mall and have your body fat measured by bioelectric impedance. Electrodes are placed on your feet and hands to measure the resistance to the electrical signal as it travels through body fat and muscle. The signal cannot be felt. Participants may have water, but no food or exercise is permitted for four hours prior to testing. A fee applies. Call 877-883-4791 to schedule an appointment.
Nursing exam scheduled
The practical nursing program at the Northern Tier Career Center will administer a pre-entrance exam at 8:15 a.m. Feb. 13.
For more information, or to register, call Tina at 265-8113 or email firstname.lastname@example.com.
Evangelical holds free screenings
LEWISBURG - Community Health Education at Evangelical Community Hospital will hold the following screenings. For more information, call 768-3200
Heart screen - 7-10 a.m. Feb. 14 at the Community Health Education Center. Appointment required. Screenings include: lipid panel (good, bad, and total cholesterol levels, triglycerides), blood pressure, body composition, cardiac risk assessment, blood oxygen saturation, and stroke assessments. Results will be reviewed by a physician and mailed to you. A 12-hour fast is required prior to the appointment.
Free heel scan clinic - 1-3 p.m. Feb. 15 at the Community Health Education Center. You qualify if you have not had a DXA scan in the past two years, have not had a heel bone density test in the past year and meet one of the following criteria: over the age of 65, post menopausal or pre-menopausal with high risk factors. Appointments required.
Blood pressure screenings - Mondays, 9 a.m.-noon; Wednesdays, noon-4 p.m.; and Fridays, 9 a.m.-1 p.m., Community Health Education Center.
For more information, call 768-3200 or visit www.evanhospital.com.


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Home and Gardening
A Mediterranean stunner in Bluffview, with lush landscaping and a $5.8 million price tag
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Arcadia Nursing & Rehabilitation Center - Nursing Center - Coolville, OH - Phone: (740) 667-3156
Operating clinics in Coolville strive to share a common mission of supporting and expanding access to quality, comprehensive health care for every individual. Their vision is to advance the health and human services of communities, comprehensive health care through the promotion of health and disease prevention, education and coordination of services, creating a comprehensive health care system for underserved populations to help reduce health disparities in Coolville. They serve their patients in an efficient and cost-effective manner while they provide quality care. Some of the services provided are pharmacy services, clinical workforce development, and quality improvement to cater best to all health needs and emergencies.
Governor Cuomo Announces First Solar Schools Project At The New York Institute For Special Education In The Bronx
Governor Cuomo's K-Solar Program Increases Use of Renewable Energy in Schools (New York, NY) Governor Andrew M. Cuomo today announced the New York Institute for Special Education in the Bronx will be the site of the state's first solar schools project and will have solar panel arrays installed thanks to a power purchase agreement with SolarCity. This public-private partnership..


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2009 title special one for Cook's Pios
By Chris Quebedeaux
CROWLEY – Notre Dame's 14-7 victory over Parkview Baptist in the New Orleans Superdome Friday produced the school's fourth ever state championship and conjured up some old memories for head coach Lewis Cook.
The championship was his second title at the helm of the Pios' and third overall.
Cook guided the Pioneers to the 2000 state championship with a 14-6 victory over Redemptorist. His first state title was in 1989 when his Crowley Gents upended Wossman, 17-15, in the Class 4A championship game.
"It was nice to have that memory of '89 and '09 together," Cook said Monday.
Like in '89, the feeling for Cook after winning was much the same.
"You know, it's kind of hard to top that very first one," said Cook. "I think '89 and this one, we had very similar type teams. In '89, it was a team that had great chemistry and won it because of that - and a sprinkling of some pretty dang good players. This year, it was the same way. The chemistry of the team was the number one thing that got us over the hump.
"They were so unselfish, such a good feeling for one another and they did it all together. No one ever tried to stand out or complain about not getting their fair share.
"It was truly a team effort all year long and it reminded me of that bunch in '89."
What also made this year's title so special was the fact that the Pios had lost in four straight championship games this decade after winning it all in 2000.
"The fact that we had such a hard time winning the second one here at Notre Dame in Class AAA...you know, you take that deep sigh like 'we finally got another one'," he said.
"With four tries and not having any success, I think that makes it (winning) a little more special since we had such a hard time. It was such a long time in coming. Had we not been there, had we won in 2000 and not gone back until this year it probably would have been different.
"But we had four tries and weren't successful. Getting this one, after the unsuccessful tries makes it a little sweeter."
Cook said he took a little time to enjoy some of Saturday's state title games before returning home on Sunday.
But Sunday wasn't really a day of relaxation.
Having to pick up his car at Notre Dame before returning home to Rayne, Cook found himself back in his office, at least for a while.
"I had a few loose ends to tie up before our kids returned to school Monday," he said. " But I couldn't help myself. I pulled up the depth chart for next year to just kind of take a look.
"I pulled up this year's chart to see who we're missing and who possibly we'll fill in with. I didn't spend a lot of time on it, but I just wanted to take a quick look.
"It doesn't ever end over here. Your mind goes right back to 'now what do we have to do'. But we're going to enjoy this for a little while."


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DUMAS — Shirley Barnett Barker, 63, of Dumas died Jan. 1, 2012.
Services will be at 2 p.m. Wednesday in Carmichael-Whatley Colonial Chapel in Pampa with the Rev. Danny Logan, pastor of Bell Avenue Baptist Church of Amarillo, officiating. Burial will be in Fairview Cemetery in Pampa. Arrangements are by Carmichael-Whatley Funeral Directors of Pampa.
Ms. Barker was born Feb. 9, 1948, in Pampa. She had been a resident of Dumas most of her life.
Survivors include a daughter, Alicia Barker Venzor of Dumas; two sisters, Regina Linder of Richardson and Lana Vencill of Amarillo; and two grandchildren.
The family requests memorials be made to a charity of choice.
Amarillo Globe-News, Jan. 3, 2012


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~Teaser prizes begin today, so be sure to leave comments at each stop! Just by commenting, you could win one of two $10 gift vouchers! (Two prizes will be awarded every day of previews.) You can check back with Kim each day for winners.
~The December Guest Designer Contest has already started and ends on Tuesday, November 30nd at 10 PM EST. The winner will be announced at the release party. Be sure to play along for your chance to win a Guest Designer Spot!
~Release party is from 8-10pm on December 1st, at the Member Company Forum on SCS.


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University Calendar
What Really Happened on Leah's Wedding Night?
Thursday, September 29, 2016 - 12:30pm to 1:45pm
Jerry Rabow, author of The Lost Matriarch: Finding Leah in the Bible and Midrash, will draw on the techniques and disputes of 2,000 years of rabbinic commentary to describe the imaginative interpretations of the biblical story of Leah. His talk promises to be a provocative and entertaining experience in learning how to read Torah as literature. Read more


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What is the source of the fortune that Judge Thatcher is keeping in trust for Huck?
A robber's stash that Huck and Tom found in a cave
What is the name of the wrecked steamboat on which Huck and Jim encounter the robbers?
The Walter Scott
What event sets off the final gunfight between the Shepherdsons and the Grangerfords?
Sophia Grangerford's elopement with a Shepherdson
How do the duke and the dauphin dress Jim so that he can stay on the raft without being tied up?
As a sick Arab
Why does Jim run away from Miss Watson's?
She is planning to sell him, which would separate him from his family.
Huck Finn and Tom Sawyer each received ________ dollars when they found money that the robbers had hidden in the cave:
6,000 dollars
Jim runs away from Miss Watson because:
she is planning to sell him to a slave trader who will take him to New Orleans
Mark Twain's approach to the issue of racism in Huckleberry Finn is that:
he sarcastically denounces it
When is greed present in the novel?
Pa's return, Jim's financial investments, The selling of Jim back into slavery
The central conflict of the novel is:
Huck Finn's internal struggle to come to terms with himself and society
Which paradox is inherent in Huck Finn's character?
he has a realistic approach to life but is superstitious