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I own 45,000 shares of CYS, and I am long the $12 dec puts for 0.40. (450 contracts)
My reasoning: AGNC will cut their dividend below $1 per quarter, I believe. This is based on net interest margins. I think the damage from AGNC and nly will extend beyond and hit my CYS. I do not think CYS will cut its dividend though because it already has reduced its dividend as the spread narrowed. This sector is full of surprises and with the recent craziness, you'd be crazy not have your downside protected. Last week was turkey day week, most people left on that Wednesday and they will come back NEXT Wednesday. So that is why we have low volume moves to the upside. AGNC's treasury hedges are failing. MBS is selling off while treasury prices are doing well. Because of this, I see the NAV seriously damaged, perhaps as low as $27. Its a function of market level. MBS prices are much much lower. SEE symbol "MBB" to get an idea of where we are today. That market level + the failed hedges... that is where the damage is going to come from. So maybe you want to buy both call and a put. Dividend run up OR sell off.. we will see but i think one of them is due.
instantwinbutton, it's possible NAV will be lower. Your right, MBS is coming off it's peak at the end of September.
But not that much where you would see NAV at $27.
30YR FNMA 3.5 is currently at 106-09.
I think that is down about a point from the end of last Q.
A year ago 30YR FNMA 3.5 was at 101-31.
We are still way way over normal.
You are correct that the market is pricing MREITs according to core income. The risk is calculating the probability of what will happen this quarter. A cut in dividend is guaranteed in the future, core income cannot support the dividend and comp income cannot be used all at once. It is against the interest of management to reduce the size of their portfolio.
The risk is figuring out what management will do. Will they decide to maintain the dividend for one more quarter as a Christmas bonus? Will they cut this quarter and how much will they cut?
Div maintained. Price 35
Div cut to 1.10 Price 33
Div cut to .90. Price 30
Div cut to .70. Price 28
Good luck with your AGNC puts. I'll take the other side of the trade.
I like CYS and AGNC here. CYS is cheaper, but AGNC has better BV protection in an environment where CPR speeds may be somewhat elevated near term on generic collateral. CYS does have a lot of newly originated product that is likely to have more moderate CPRs than most generic pools, so I think investors have oversold that one in grouping it with the NLYs of the world. AGNC stands in a class by itself in navigating through this environment in great shape (highly predictable cash flows plus excellent BV protection).
I disagree with your assertion that AGNC's hedges aren't working. Your BV estimate of $27 is seriously detached from reality. I think BV is around $32 at the moment. MBS collateral (MBB is not a good proxy for what AGNC holds) has cheapened a bit vs. Treasuries in 4Q but only by a moderate degree (and with the aggressive Fed bid that may reverse somewhat into 2013), and pay-ups on prepayment protected MBS pools (70% of AGNC's portfolio) have risen to largely offset this divergence. AGNC is underearning its dividend at the moment but part of this is due to much higher assumed lifetime CPR than the current speeds suggest, temporarily elevated funding costs due to repo rates being 10-15 bps above normal (which should reverse in early 2013), as well as relatively low leverage (7.0X). If AGNC decided to take advantage of wider spreads so far in 4Q and added 1X turn of leverage it would be earning well north of $1 in EPS. Also, AGNC can book gains on its significantly appreciated MBS portfolio to keep taxable earnings up, and it has $1.50ish in UTI to supplement the higher dividend. I agree that the quarterly dividend is probably headed toward $1.00-1.10, but that may be a 2013 event, and still equates to a 13+% dividend yield with decent BV protection.
Sentiment: Strong Buy
Well said! The competition from the Fed should drive the MBS prices up reducing yield( and therefore the spread) but increasing the value of the portfolio thereby increasing BV. With the UTI you mentioned there should be plenty of extra moolah to cover the 1.25 for Dec.
Management is well hedged for this scenario and will most likely feed the Fed with the right members of their portfolio. Shed high, scoop low...;-)
Sunny days ahead. Buy on any down days!!


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Heads up: In light of recent clarifications by the SEC's Division of Corporation Finance staff on Rule 10b5-1 and heightened scrutiny by the Enforcement Division, experts say careful consideration should be given to the timing of the creation, alteration, or suspension of any Rule 10b5-1 stock sale plans.
The Division of Corporation Finance recently updated its Exchange Act Rules Compliance and Disclosure Interpretations to provide additional guidance on Rule 10b5-1. While some of the new C&DIs incorporate Rule 10b5-1 interpretations previously addressed by the SEC staff in its Fourth Supplement to the Manual of Publicly Available Interpretations in May 2001, the C&DIs also include some important new guidance, DLA Piper attorneys Sanjay Shirodkar and Nicolas Morgan note in an April 17 Corporate Governance Alert.
Shirodkar and Morgan say that the clarification by the SEC staff "comes at a time of heightened and well-publicized scrutiny by the Enforcement Division of the SEC regarding trading activity in and around Rule 10b5-1 plans."
As an example, the authors note a settled case filed March 4, 2009, against the former CEO, COO, and CFO of a public company in which the officers were alleged to have created 10b5-1 plans "within days" of participating in what the SEC called "misleading" conference calls with analysts about earnings information. The SEC complaint alleged that the officers created the 10b5-1 plans while in possession of material non-public information about the company's earnings, and the newly created plans essentially guaranteed the immediate sale of company stock. As a result of settling the action with the SEC, each of the former officers disgorged all gains, paid civil penalties, and agreed to be subject to a federal court injunction.
Among the new guidance included in the C&DIs:
The cancellation of one or more plan transaction affects the availability of the Rule 10b5-1(c) defense. C&DI 120.19 explains that the cancellation of one or more plan transactions is considered an "alteration or deviation" from the plan which automatically terminates the plan. The C&DI also notes that in establishing a new contract after terminating a prior plan, "all surrounding facts and circumstances, including the period of time between the cancellation of the old plan and the creation of the new plan" are relevant in determining the person's "good faith" intent.
New C&DI 120.20 indicates that the Rule 10b5-1(c) affirmative defense isn't available in instances where a person establishes a Rule 10b5-1 written trading plan while aware of material non-public information, even if the plan is structured so that the plan transactions won't begin until after the material non-public information is made public.
New C&DI 220.01 provides timely guidance on what happens when a person enters into a written trading plan with a broker, when the broker subsequently goes out of business. The interpretation indicates that the initial trading plan isn't considered cancelled if the plan is transferred to a new broker, so long as the timing of such transfer doesn't cancel any transaction scheduled under the initial plan and the new broker effects the sales in accordance with the terms of the initial plan. Interestingly, the interpretation doesn't require that the person not be aware of material non-public information at the time he or she transfers the initial plan to the new broker.
New C&DI 220.02 provides additional guidance on the manner in which a company can effect a stock repurchase plan in accordance with Rule 10b5-1(c) and 10b-18.

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Travel Photos
Breeze through Miami's street art on a Vespa tour
Photo: Wilfredo Lee/AP
A tour group walks through the Wynwood Walls gallery as they make their way through Miami's Design District in search of the city's best graffiti art, all while on a Vespa.
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John E. Wymore
John E. Wymore, 63, Iola, died Monday, May 12, 2014, at his home. Cremation has taken place and private family inurnment will be in Highland Cemetery in Iola, at a later date. Waugh-Yokum & Friskel Memorial Chapel of Iola, assisted the family. To sign the guestbook online or leave a condolence, go to www.iolafuneral.com.
Donald Franklin
Donald L. Franklin, 85, Frontenac, died at 4:30 a.m. Thursday, Sept. 22, 2016, at his residence in Frontenac. Donald was born Jan. 29, 1931, in Walnut, a son of Lloyd and Elvina (Goff) Franklin. Donald worked in the chicken plant in Iola in 1961, and met and married Lois Marlene... [More]
Don Murray
Donald Edward "Don" Murray, 83, Iola, passed away Tuesday, Sept. 20, 2016, at Allen County Regional Hospital.Don was born Nov. 10, 1932, in Piqua, the son of Alvin L. and Elizabeth Theresa (Bux) Murray. He attended St. Martin's Grade School in Piqua and graduated... [More]
Homer Payne
Homer D. Payne, 81, of Iola, passed away Tuesday, Sept. 20, 2016, at Heritage Health Care in Chanute.Homer was born April 29, 1935, in rural LaHarpe, the son of George Albert and Hazel (Colgin) Payne. The family moved from LaHarpe to a farm southwest of Colony where he grew up.... [More]
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SAFE BASE scores a $360,000 grant
SAFE BASE has received a five-year, $360,000 grant that will continue the after-school program for first- and second-graders at Jefferson Elementary.Angela Henry, executive director of the district's program, spoke at Monday's Iola City Council about SAFE BASE's... [More]
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A motorist remains at large following a chase that originated in Iola early Saturday and went through Allen, Neosho and Wilson counties before the driver fled on foot.Iola police officers received a call at about 5 a.m. about a motorist pointing a firearm at the driver of another... [More]
Biblesta fun returns Saturday
HUMBOLDT — Humboldt's 59th Annual Biblesta parade begins at 1:30 p.m. Saturday.The one-of-a-kind parade features floats portraying events from Scripture. The floats are presented as how they occur in chronological order from Genesis to Revelations. Church groups,... [More]
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HUMBOLDT — It would be difficult to draw up a more exciting start to a football game than Monday's contest in Humboldt featuring the Cubs and the Caney Valley Bullpups. Facing a fourth-and-three from their own 46-yard line, the Caney Valley coaching staff decided... [More]
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CARBONDALE — The Iola Ponies seventh-grade A-Team was able to earn a 3-1 victory over Santa Fe Trail on Monday. The Ponies won the first two sets, 25-17 and 25-19, over the Chargers to take a commanding lead in the match. Santa Fe Trail was able to respond with a 25-22... [More]
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7th Grade quiz questions for the genetics unit
Who was Gregor Mendel? What did he study?
A priest at a Central Monastery who studied pea plants. He is considered the father of genetics.
What are the differences between purebred and a hybrid?
A purebred has the same alleles dominant and recessive/ traits (RR or rr), whilst the hybrid has different alleles/traits (Rr).
What is a Punnett Square?
A chart that shows all the possible combinations of alleles that can result from a genetic cross.
What is the difference between genotype and phenotype?
The phenotype is an organism's physical appearance, and the genotype is the genetic makeup.
What is the result of meiosis?
The result is the resulting sex cells only have half as many chromosomes. This is how a unique being is created.
How can two organisms have the same phenotype but different genotypes?
You can have a situation where you have dominant alleles. You can look alike like twins, but not be the same. A person can be tall (dominant) and have the genotypes TT or Tt.
What is the difference between haploid and diploid cells?
2 Haploids make diploids; A haploid has one set of chromosomes and a diploid has two complete sets of chromosomes.
What does a mutation cause a cell to do?
It causes the cell to produce an incorrect protein which can change the organisms phenotype.
What is codominance?
When the alleles are neither dominant or recessive. As a result, both alleles are expressed in the offspring.
How is codominance related to blood type?
Blood type AB is codominant. A black chicken with white wings is codominant.
An example of when mutations are good and bad
Mutations can be harmful if it reduces the organisms chances for survival. Antibiotics and bacteria are examples of good mutations.
Why are only females carriers for colorblindness
Females have 2 X chromosomes. Males either have it or they don't
Does the environment affect a person's characteristics?
Yes, things such as diet and weather can affect a person.


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Come visit me, jerome.
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|Boxing Champions | Boxing Schedule | Boxing Video | Boxing History | Pound For Pound | Lounge | The Wire | Arcade
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I have never seen a fight like Toney-McCallum 1. The combination of output level and the skill level is unmatched IMO, not on good quality video at least. I enjoyed McGirt vs Pea I, but the pace was slower (and it shoul be faster if anything since we are talking small welters vs middleweights) and Pea was clowning too much. That applies to most of the fights mentioned, which are all great fights.
I like goblin's list, I have never seen watch saldivar-shibata.
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It's official – the Scion 10 Series line is now available at Scion dealerships nationwide! A total of 10,000 Scion 10 Series models have been built to celebrate the 10th anniversary of the Scion brand, and each of them come with exclusive new features to help us mark the occasion.
All Scion 10 Series models include unique Silver Ignition exterior color, illuminating exterior Scion Badge*, Pioneer® Touch Screen Audio System, solar-charged illuminating shift knob*, and individually numbered interior badge.
We've also made a few individual changes to the cars to appropriately capture each of their distinct personalities. Check out the list below to see all of the model-specific modifications we've made to the cars in the Scion 10 Series range, along with more info about each.
Scion 10 Series xB
Graphite finish 16" alloy wheels
Jack knife key
Individually numbered 1 of 2100
Scion 10 Series tC
Body colored side skirts
Color matched seat & steering wheel stitching
Dark finish 18" alloy wheels
Jack knife key
Individually numbered 1 of 3500
Scion 10 Series iQ
Graphite finish 16" alloy wheels
Jack knife key
Individually numbered 1 of 900
Scion 10 Series xD
Graphite finish 16" alloy wheels
Color matched seat stitching
Jack knife key
Individually numbered 1 of 1000
Scion 10 Series FR-S
HID headlights with LED Daytime Running Lights
Dual-zone automatic climate control
Smart key and push start button
Frameless rear view mirror
Individually numbered 1 of 2500
Interested in seeing a Scion 10 Series model in your garage? Contact your local Scion dealership for more information, and head over to the Scion 10 Series page on Scion.com.
* xD features illuminated exterior Scion badge on rear only.
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Prototype vehicles shown with optional equipment. Actual vehicles may vary. Pioneer® is a registered trademark of Pioneer Corporation.


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DALLAS - Before dawn on October 9, North Texas Walmart workers had already picketed a store in Ennis, Texas. Those who joined the strike that began in California a few days earlier then met their brothers and sisters in solidarity at the Hampton Inn in DeSoto, just south of Dallas. They were joining nationwide strikes and participating in solidarity activities against the world's largest and, many say, worst, employer.
At the motel, Walmart strikers from all over North Texas joined with supporters. Organizer Kevin Blair explained to them the day's itinerary. They would picket two more stores in the southern sector of Dallas, then their bus would head for Bentonville, Arkansas, to confront corporate investors at Walmart's national headquarters.
The pickets were peaceful, orderly, loud, and very enthusiastic. The group shouted, "Stand Up, Live Better!" - a slight variant of Walmart's TV ad campaign. They shouted, "Hey Hey Ho Ho, Walmart's Greed Has Got to Go!" The signs and chants reflected the central demand for dignity in the workplace. Signs and statements indicated that employees were on an "Unfair Labor Practices" strike as opposed to an economic action. Signs said, "Stop Walmart's Retaliation Against Workers."
Among the picketers were local people who had taken part in organizing activities and then been fired by Walmart. Supporters from at least two other unions came. Police came every time the bus stopped. Television, in English and Spanish, kept pulling people out of the picket lines for interviews.
Everybody sang. Everybody yelled. Everybody marched. The fight is on. It is a nationwide fight, and everybody has a stake in it.
Photo: Jim Lane/PW


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Women's S&D Defeat Illinois State 173-127
MUNCIE, Ind. – The Ball State women's swimming and diving team defeated Illinois State 173-127 Monday afternoon at the Lewellen Aquatics Center. The Cardinals registered eight individual and two relays wins on the day.
The meet started off with the Cardinals earning a win in the 400 medley relay. Katelyn Pratt, Bridgette Ruehl, Haley Richter and Carlena Magley combined efforts for a season-best time of 3:52.28.
Emily Wisolek earned a win in the 200 free, her third win in that event this season, with a time of 1:54.76. Cheyanne Jackson finished third with a time of 1:58.75, while Elaine Pitsas clocked a 2:00.99.
In the 100 back, Pratt secured a win with a time of 58.80. Larah Beaver came in at 1:00.78 for second place, while Jackie Iglesias finished fifth with a clocking of 1:02.64. Wisolek earned the win in the 200 back with a season-best time of 2:05.70. Mallory Miles finished second (2:10.08) and Kayla Hussey earned fifth (2:16.36).
Sumaiyah Ahmad earned her first 100 breast win of the season with a time of 1:07.59. Cori Vormohr was not too far behind and finished second with a time of 1:08.47. Dana Graunke earned fifth with a season-best time of 1:09.87. Ruehl won the 200 breast with a time of 2:22.28, while Ahmad finished second at 2:27.78. Cori Vormohr earned fifth with a clocking of 2:30.47.
Magley registered her fifth individual win of the season by clocking a 24.28 in the 50 free. Jillian Bischoff came in second (24.95), while Mallory Przybylinski finished sixth (25.47). Magley would also come up victorious in the 100 free with a time of 53.24. Iglesias finished third and Larah Beaver came in fourth with times of 54.83 and 55.08, respectively.
Richter earned another win in the 200 IM with a time of 2:09.32. Stacey Wierman came in third with a time of 2:11.42, while Ruehl earned fifth with a time of 2:14.89.
The 200 free relay of Wisolek, Bischoff, Vormohr and Magley came in first place with a time of 1:38.08.
In the diving competitions, Madie Zirzow earned second place in the 3-meter with a score of 282.82and finished fourth in the 1-meter with a mark of 234.97. Natalie Grissom captured second in the 1-meter with a score of 240.90 and finished third in the 3-meter with a mark of 231.60.
Richter and Miles finished second and third in the 200 fly with times of 2:07.91 and 2:12.25, respectively. In the 1000 free, Hussey finished third touching at 11:00.21 while Leighann Mattson earned fifth with a time of 11:06.27. In the 500 free, Pratt finished second with a time of 5:14.18. Jackson and Mattson rounded out the event with times of 5:19.04 and 5:22.48, respectively. Miles came in second in the 100 fly (58.40), Mackenzie Imbro earned fourth (1:00.50) and Elaine Pitsas swam a season-best 1:01.66 for fifth.
The Cardinals are back in action on Jan. 25 when it hosts Evansville at Lewellen Aquatics Center at 4 p.m. You can follow the women's swimming and diving team on Twitter by following @BSUswimdive and as always, ballstatesports.com is the official website for Ball State Athletics.


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Custom Stained Glass by Jill Engels
Here at sirius sunlight we get to play with art glass, stained glass, marbles, glass icicles, Christmas ornaments and much more. Please have a look around our website and maybe drop by our online store and purchase some of our art glass for yourself or for a gift.
If contemporary marbles are your thing, please take a look at siriusmarbles.com and sign up for the sirius marbles mail list to be informed about Chuck Pound's upcoming marble sales and auctions. Check the Sirius Marble Gallery for examples of Chuck's work.
You can find our shop in Mineral Point, Wisconsin. We are open most days but you might want to give us a call if you are traveling far, just to be sure! Take a look at the MineralPoint.com website for more information about what Mineral Point has to offer. Small town living at it's finest!
Thank you for visiting our website!
A limerick to enjoy, if you like math you should see this one.
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From staff reports
HUNTINGDON - Non-conference play was unkind to the Trojans Monday, as a 57-46 loss to Huntingdon handed Mount Union its second loss in boys basketball action.
The Trojans trailed 25-22 at the half, but an 18-6 run by the Bearcats in the third put the game out of Mount Union's reach.
"They made a nice run on us in the third," said Mount Union coach Joe Komir, who said that missed shots by his team and some strong rebounding by Huntingdon resulted in the lopsided quarter.
Mount Union's Trevon Walker had a game-high 16 points.
In JV action, Huntingdon picked up an offensive rebound and to score just before the final buzzer for a 34-33 victory.
Mount Union (5-2) travels to Northern Bedford Dec. 30.


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Tips for Skin Care after 30
Everyone wants to look young and vibrant but beauty conscious people always want to look their best because according to them more vibrant and healthy looking skin makes them feel more confident. After 30, your skin may begin to show the signs of aging. So, if you want to look younger after 30 then you should make a good skin care routine in order to help keep your skin glowing, youthful and flawless which you had in your 20s. Here are some tips for skin care after 30.
Tips for Skin Care after 30
Avoid sunburn and premature aging due to the harmful rays of the sun. Use a good quality sunscreen with minimum SPF of 15. Also, do not forget to wear protective clothing before heading out in the sun. Sun exposure is responsible for various skin related problems including premature aging. So, use it regularly your keep your skin younger looking after 30.
Dry, dehydrated skin is more prone to fine lines, wrinkles and other skin conditions. Therefore, you need to moisturize your skin on a regular basis to keep your skin well moisturized. Try to choose a good quality vitamin C and vitamin E based daily moisturizer.
Use anti aging properties of green tea to keep your skin younger looking and flawless. Antioxidants present in this tea can help reverse skin damage. Try to avoid normal tea, coffee and other dehydration causing products.
Skin cleaning is one of the moist important steps of any good skin care routine. So, do not forget to cleanse your skin on a daily basis to keep many skin related condition at bay. Also, do not forget to use a toner after your cleansing step. Toning is essential to keep your skin free from dirt, impurities, clogged pores etc.
Lastly, exfoliate your skin to make your skin fresh, clean and flawless. Exfoliation is a process of removing dead skin cells from the upper layer of then skin. Exfoliate your skin once of twice every week.
These were some tips for skin care after 30. Lastly, make a good diet menu, exercise regularly and drink plenty of fluid to keep your skin healthy forever.
Read more on how to get Glowing skin


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China's Ying-Ying Duan has taken out her first singles title at US$25,000 Challenger level as she emphatically won the final of the Configure Express Pro Women's tournament at Wellington's Renouf Tennis Centre.
Duan, seeded eighth and ranked at 353, defeated fifth-seeded Polish player Sandra Zaniewska of Poland, who is ranked at 294, 6-1 6-4 in just over an hour today (Sunday). The match was moved indoors due to the weather conditions.
"I was very relaxed today and not nervous at all. I had a good tournament," Duan, 22, said. "It's a good boost for my confidence and ranking."


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About FCNL's Sustainer Program
Former FCNL Program Assistant (intern) Caroline Anderson became an FCNL Sustainer in 2010, and thinks it is a great way to support the organization's mission on Capitol Hill. "I work at a non-profit," she told us, "and by donating a small amount each month I can easily work the gift into my budget—without even thinking about it. As a monthly donor, I help sustain work on issues I care about, like Peaceful Prevention of Deadly Conflict."
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Expiring credits, deductions extended by Congress
Taxpayers preparing to file their 2012 returns can breathe a collective sigh of relief.
The alternative minimum tax or AMT has been patched -- permanently -- and several tax credits and deductions that technically expired at the end of 2011 were extended as part of the fiscal cliff legislation that Congress passed and President Barack Obama signed into law in January.
"It certainly puts back into place many of the tax benefits that had expired for many people," said Mark Steber, chief tax officer with Jackson Hewitt Tax Services. "The extenders will be back on people's tax returns, making their 2012 refunds larger than they would have been."
But the delay in congressional action could mean confusion for some taxpayers over what credits and deductions still exist.
That could make going it alone on tax day costly.
More than 90 percent of taxpayers go to a tax preparer or use tax software to file their returns, estimated Jim Buttonow, a 20-year IRS veteran who is now vice president of products for New River Innovation, a tax technology company.
The Internal Revenue Service will begin accepting returns Jan. 30, an eight-day delay necessitated by the late congressional action. "We have worked hard to open tax season as soon as possible," IRS Acting Commissioner Steven T. Miller said in a statement. The agency said most taxpayers -- more than 120 million households -- would be able to begin filing Jan. 30. But filing for those claiming energy credits, depreciation of property or general business credits will be delayed indefinitely.
As people sit down to do their taxes this year, they'll find that the standard deduction has been adjusted higher for inflation, to $11,900 for married couples filing jointly, $8,700 for heads of households and $5,950 for single taxpayers.
About two-thirds of taxpayers claim the standard deduction, according to Barbara Weltman, an author of J.K. Lasser's Tax Guide 2013.
Each personal exemption is worth $3,800 this year, up from $3,700 in 2011.
Dozens of credits and deductions that affect 2012 taxes had been due to expire at the end of 2011 but were extended as part of the legislation that restored the Bush-era tax cuts for most taxpayers.
The measure breathed new life into deductions for state and local sales taxes and an array of education-related credits and deductions. Not to mention the lack of an AMT patch.
GET HELP ONLINE: Internal Revenue Service: www.irs.gov


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ECLAC and IDB to Study Economics of Climate Change in Latin America
20 January 2010: The UN Economic Comission for Latin America and the Caribbean (ECLAC) and the Inter-American Development Bank (IDB) have signed an agreement to produce a series of studies on the economics of climate change in eight South American countries.
At the same time, ECLAC is also performing similar studies on Central America and the Caribbean. The studies will look at the impact of climate change in South America and its implications for the environment, economy and society in the region, with examples and results reported per country. It will also assess the range and value of national mitigation and adaptation activities, independent of international agreements, and will identify opportunities for regional participation in international policy instruments in support of mitigation and adaptation. [ECLAC Press Release]


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LVADs are mechanical devices that are surgically implanted in the
patient's abdomen or chest to help a weakened heart function. They can
serve as either a "bridge-to-transplant" for patients who are waiting
for a donor heart or a long-term solution for patients who aren't
eligible or healthy enough to undergo transplant surgery.
Well Ahead Newsletter
Main Line Health
Copyright 2016 Main Line Health
Printed from:
The information provided in this Web site is for informational purposes only. It is not a substitute for medical advice. All medical information presented should be discussed with your healthcare professional. See additional Terms of Use at www.mainlinehealth.org/terms.
For more information, call 1.866.CALL.MLH.


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The most common bear case to make about Warren Buffett's Berkshire Hathaway (NYSE: BRK-B ) is that the darn thing is just too big to grow -- at least at rates like it did in the past.
Buffett talks about it himself.
"The giant disadvantage we face is size: In the early years, we needed only good ideas, but now we need good big ideas," Buffett lamented in 1995. "We need 'elephants' to make significant gains now -- and they are hard to find," he said in 2001.
But there are two sides to that story.
In this video, Fool analyst Matt Koppenheffer and I share our thoughts on Berkshire's size dilemma.
Thanks to the savvy of investing legend Warren Buffett, Berkshire Hathaway's book value per share has grown a mind-blowing 586,817% over the past 48 years. But with Buffett aging and Berkshire rapidly evolving, is this insurance conglomerate still a buy today? In The Motley Fool's premium report on the company, Berkshire expert Joe Magyer provides investors with key reasons to buy as well as important risks to watch out for. Click here now for instant access to Joe's take on Berkshire!


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Some U.S. troops in Iraq are preparing to spend their second Christmas in a row away from home. But one North Carolina church is making sure some soldiers don't feel forgotten.
The crinkle of candy canes hitting the bottom of boxes is the sound of Christmas coming for a group of soldiers in Iraq.
"They sent a wish list and hard candy must be in short supply over there, because that was a big request," said one volunteer.
Calvary Chapel of Triad in Kernersville, North Carolina have adopted the men of HH Troop. It will be their second consecutive Christmas in Iraq.
Pastor David McGee's church is saying thank you.
"I think sometimes the folks that are overseas serving our country feel like they're forgotten," McGee said. "We wanted to encourage them, let them know somebody's praying for them.:
The apple cider, hot cocoa, and candy will give the men a taste of home.
Battalion Chaplain Ben Ellington says the gifts open doors for ministry.
"When churches send these gifts and these items it really allows me to reach into their lives in a personal way," he explained.
Even practical items, like a bottle of shampoo, can make a difference.
"So they come in for shampoo and they wind up taking a bit of the scripture and they wind up end up taking a message or something with them and then they come back and ask questions about what they've read," Ellington said. "So you'd be surprised, but Head and Shoulders has probably done a lot for the cause of Christ over here in Iraq.
Pastor McGee says the church is planting seeds that will bear fruit in the future.
"It could be years to come, but these guys will remember, not this random act of kindness, but this Godly act of generosity by demonstrating the love of the father for his children," he said.
"God is a generous God and if we're following God then we need to be a generous people," McGee continued. "The Christmas season is all about what God gave as found in John 3:16. God so loved the world that he gave."
*Originally Published December 18, 2008
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Transporter 2
While the average viewer with a modicum of intelligence will find "Transporter 2" to be the kind of movie that inspires daydreaming about the possibility of chimps one day directing feature films, I must admit a certain fondness for the picture. Now, this isn't a fondness for the movie in any way that implies enjoyment, but an appreciation for the fact that the movie makes writing a review as simple as listing the litany of implausible things that happen in it. What could make a film critic happier? Okay, maybe Joe Eszterhas on a spit, but who's counting?
So, let's not expend any extra effort here:
1. Driver-for-hire and bad ass Frank Martin (Jason Statham) actually dodges bullets. Lola (Katie Nauta) fires her machine guns. Frank sees bullets coming. Frank moves out of the way. Bullets miss. Filmmakers 1, Physics 0.
2. Frank drives his Audi through a concrete barrier and jumps across a street into another building where he not only lands safely, but drives off in his car without a scratch. Now, I can't believe I'm explaining this, but a car would need to be traveling at a very high rate of speed to jump from one building to the next. Usually when cars hit concrete barriers, these sorts of things become problematic. Filmmakers 2, Physics 0.
3. In order to remove a bomb from the bottom of his car, Frank jumps the car off a tow truck bed, spins the car around in mid-air, and manages to clip the bomb off with the end of a crane hook. A stunt of equivalent difficulty might be something like trying to remove a wart on your back by slicing it off with a scalpel you've thrown up in the air. Filmmakers 3, Physics 0.
4. Frank and bad guy Gianni (Alessandro Gassman) have a fight in a plane that's flying out of control. If this weren't stupid enough, the plane crashes into the ocean going full speed and Frank manages to swim out the back of the plane as the water comes rushing in the front of the plane. This is so inconceivably stupid that I don't think I'm doing it justice. Apparently, the filmmakers don't understand that a plane hitting the water going 200 miles an hour is about the same as a human being hitting the ground at 200 miles an hour. It's like that joke about the last thing that goes through a fly's mind when it hits your windshield. Filmmakers 4, Physics 0.
Final score: Filmmakers 37. Physics 0. If offered transport to this movie, donate your brain to science while it's still of use to somebody.
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No worries. I'm here to discuss, and don't take anything personally.
Hey AP,
Don't mean to make you feel like I'm dogging ya' around, being hyper-critical of your posts. I agree with a lot of what you say but have as of late become suspicious that my own CW is based on anecdotes rather than science. That's not to say that the same goes for you or other people who may be more informed than myself. Personally, I'd love to have my beliefs validated by some data.
Ⓒ2016 Mark's Daily Apple


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Stack wins Democratic nomination for Pennsylvania lieutenant governor
State Sen. Mike Stack of Philadelphia is the Democratic nominee for Pennsylvania lieutenant governor.
Stack's victory in Tuesday's primary means he will be the running mate of millionaire businessman Tom Wolf, who has been chosen by Democratic voters to challenge Republican Gov. Tom Corbett in the fall.
Stack defeated former U.S. Rep. Mark Critz of Johnstown, Harrisburg City Councilman Brad Koplinski, state Rep. Brandon Neuman of Washington County and Bradford County Commissioner Mark Smith.
No clear front-runner emerged during the campaign. But Stack raised the most money -- more than $1 million.
The lieutenant governor's duties include presiding over the state Senate. Benefits include a three-story house with a swimming pool, a state vehicle and a salary of $157,765.
Wolf and Stack will run against the GOP ticket of Gov. Tom Corbett and Lt. Gov. Jim Cawley, both of whom ran unopposed Tuesday.
Statewide, with 81 percent of precincts reporting, Stack led with 278,816 votes, or 47 percent. He was followed by Critz, 95,783 votes, or 16 percent; Smith, 85,697 votes, or 15 percent; Neuman, 67,790 votes, or 11 percent; and Koplinski, 61,740 votes, or 10 percent.
Stack won the state but didn't do as well in Erie and Crawford counties.
In Erie County, the unofficial results with all 154 precincts reporting were: Smith, 6,285 votes; Neuman, 4,193 votes; Stack, 2,575 votes; Koplinski, 2,191 votes, and Critz, 1,864 votes.
In Crawford County, the unofficial results with all 68 precincts reporting were: Smith, 1,763 votes; Stack, 714 votes; Neuman, 665 votes; Critz, 435 votes; and Koplinski, 324 votes.
Cawley had 7,867 votes in Erie County and 4,941 votes in Crawford County.
The Democratic candidates have raised more than $100,000 each, according to campaign finance reports covering contributions and expenditures through May 5.
Stack, 50, elected to the Senate in 2000, had considered running for governor.
The lieutenant governor also is first in line to succeed the governor in the event that the state's top executive dies, resigns or leaves office. The lieutenant governor also is chairman of the Board of Pardons, serves on the Pennsylvania Emergency Management Council, and serves as chairman of the Marcellus Shale Advisory Commission and the Local Government Advisory Committee.
The Associated Press contributed to this report.


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Peter Fillat Architects has begun work on the Queenstown Harbor Resort, in Queenstown, Maryland. This will be a 4-star eco boutique style resort nestled within the 36-hole champion golf course known as Queenstown Golf Resort. The property will have approximately 120 hotel rooms with 80 rooms in the main building and the additional 40 rooms divided between five two storey Golf Villas.
Queenstown Harbor Resort will offer a 7,000 sq ft full-service spa, exercise and yoga rooms, a full service restaurant and lounge, 6,400 sq ft of meeting space including a 4,200 sq ft ballroom, an outdoor pool and lounge, outdoor dining areas as well as outdoor gathering spaces and amenities. The facilities will incorporate solar hot water systems, geothermal heating, green roofs, indigenous materials, and rainwater collection and reuse. This project will embrace sustainable design practices and seek LEED Gold certification.
The existing property and golf course present a unique environment for guests to experience. Situated on the Chester River and surrounded by the beauty of the Mid-Atlantic this resort will offer luxurious accommodations amidst the escapism provided by the property's wildlife preserve, nature trails, and waterfront activities. Queenstown Harbor Resort will seek to embody the uniqueness of the place it inhabits in order to create an intimate and memorable guest experience.
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Sri Lanka
|Showing 1-20
Caribbean Premier League 2016
Jamaica Tallawahs pick Dale Steyn for CPL
Apr 29, 2016: Dale Steyn is set for his first Caribbean Premier League stint, having been picked by Jamaica Tallawahs to replace Lasith Malinga, who is recovering from a knee injury
IPL 2016 news
Knee injury rules Malinga out of IPL
Apr 17, 2016: Lasith Malinga has been ruled out of the IPL, after Mumbai Indians' medical team deemed him unfit for at least another four months.
Malinga arrives for Mumbai Indians but unlikely to play
Apr 16, 2016: Mumbai Indians' premier fast bowler Lasith Malinga joined the squad on Friday evening, but he is unlikely to be available for selection immediately
IPL 2016 news
Malinga a doubtful starter, says Ponting
Apr 7, 2016: Defending champions Mumbai Indians are likely to miss out on the services of their strike bowler Lasith Malinga in IPL 2016 due to a knee injury
World T20 2016 news
Knee injury forces Lasith Malinga to return home
Mar 18, 2016: Lasith Malinga's knee injury has forced his return home from the World T20, a release from Sri Lanka Cricket said
World T20 2016
Malinga flies to India; still recovering from 'bone bruise'
Mar 14, 2016: Lasith Malinga has flown to India for the World T20; his team-mates are already in the country, but Malinga had to stay behind to undergo treatment on his knee
Bangladesh v Oman, World T20 qualifier, Group A, Dharamsala
Mar 12, 2016: He was briefly on India's radar a decade ago, but it took a move to Oman to earn a living for Munis Ansari to rise to the world stage
World T20 2016
Mathews hopes to rise to unexpected challenge
Mar 9, 2016: Angelo Mathews has admitted he was not mentally prepared to take over as Twenty20 captain after Lasith Malinga resigned because of fitness problems
World T20 2016
Malinga steps down as captain, Mathews to lead in World T20
Mar 8, 2016: Lasith Malinga has stepped down as Sri Lanka's T20 captain ahead of the World T20 in India.
Sri Lanka news
Injury casts cloud over Malinga captaincy at World T20
Mar 7, 2016: Concerns over the slow recovery of Lasith Malinga's knee injury have grown stronger ahead of the World T20 - the paceman now in doubt for Sri Lanka's first match on March 17
World T20 Top Five
Feb 29, 2016: In high-pressure World T20 matches, these bowlers used their cunning to get the better of batsmen
Sri Lanka v UAE, Asia Cup 2016, Mirpur
Malinga hints at retirement after World T20
Feb 25, 2016: Despite producing a four-wicket haul to beat UAE, Sri Lanka captain Lasith Malinga said that he might consider announcing his retirement from T20 international cricket
Sri Lanka v UAE, Asia Cup 2016, Mirpur
Malinga marks return with match-winning spell against UAE
Feb 25, 2016: UAE's hopes of a fourth successive win in the Asia Cup were snuffed out by Lasith Malinga, who struck twice in the first over and took 4 for 26 in the match to lead his side to a 14-run win
World T20 Top Five
Master blasters and rocket scientists
Feb 23, 2016: Big hitters and yorker specialists lead the pack in our look at high-impact players over the history of the World T20
World T20 2016
Malinga, Mathews back for World T20
Feb 18, 2016: Twenty20 captain Lasith Malinga and vice-captain Angelo Mathews are back from injury for Sri Lanka, for the Asia Cup and the World T20 that follows
Why unorthodox actions are successful
Feb 11, 2016: The novelty ensures that batsmen do not react as quickly as they do against bowlers with conventional actions
Sri Lanka in New Zealand 2015-16
Chandimal to stand in for injured Malinga in NZ T20s
Dec 29, 2015: Dinesh Chandimal will stand-in as captain for the injured Lasith Malinga for the two T20s in New Zealand in January
SL in NZ 2015-16
Malinga likely to miss NZ ODIs
Dec 24, 2015: Lasith Malinga may miss the entire ODI series against New Zealand after failing to recover from a knee injury he sustained during West Indies' tour of Sri Lanka in October and November
Planes, trains, tuk-tuks, and a meeting with the Malingas
Aug 19, 2015: From Colombo to Galle and back: a tale of wedding processions, rather large fish, and rickshaw roulette
Sri Lanka v Pakistan, 1st T20I, Colombo
Malinga delivers harsh self-assessment
Jul 30, 2015: Lasith Malinga has blamed himself for an indifferent bowling performance in a frank assessment of his form following a 29-run loss against Pakistan in the first T20I in Colombo.
|Showing 1-20
India's unbeaten streak and Santner's double
Stats highlights from the first Test between India and New Zealand in Kanpur
Ravindra Jadeja, maker of differences
A 41-run stand for the last wicket, and three tail-end wickets in one over. That is the very definition of "crucial" in a low-scoring contest
The debate about Pujara's strike-rate
Cheteshwar Pujara's strike rate has been a worry over the last 30 months, but much of it is to do with his inability to score against pace when playing overseas
New DRS rule for lbws is great news for bowlers
The new DRS protocol for reviewing not-out lbw decisions came into effect on September 22. Life is going to get harder for batsmen, and here's why
An all-time India Test XI chosen by our readers
A modern look to India's all-time XI selected on the occasion of the country's 500th Test
Vote for your all-time India Test XI (199)
In September 2010, as part of ESPNcricinfo's All-time XI series, a jury had selected an All-time India Test XI. Six years later, would you make some changes?
The debate about Pujara's strike-rate (81)
Cheteshwar Pujara's strike rate has been a worry over the last 30 months, but much of it is to do with his inability to score against pace when playing overseas
An all-time India Test XI chosen by our readers (55)
A modern look to India's all-time XI selected on the occasion of the country's 500th Test
Ravindra Jadeja, maker of differences (48)
A 41-run stand for the last wicket, and three tail-end wickets in one over. That is the very definition of "crucial" in a low-scoring contest
How do New Zealand play the straighter one? (37)
New Zealand have done many things right while facing R Ashwin and Ravindra Jadeja, but they are yet to find an answer to the two spinners' biggest weapon: the one that looks like it will turn, but does not turn


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Even as
Samsung Electronics Comp., Ltd.'s (SEO 005930) legal woes [1][2][3][4][5] regarding Apple, Inc.'s (AAPL) campaign of
lawsuits and trade court complaints continue, it faces a perhaps more serious
crisis in the form of an eroding supply relationship with its legal rival. Samsung
currently "has its cake and eats it too", enjoying a position in that
it's the world's second largest phone manufacturer, and at the same
time drawing a great deal of revenue from the world's largest phone
manufacturer, Apple, whom it supplies NAND flash memory. But that
comfortable situation for Samsung could be coming to an end.
I. Apple Expected to Dump
Nho Geun-chang, an analyst at HMC Investment Securities tells Reuters in an interview, "Samsung's tablet business will be
most affected and its chip business will also take a hit as Apple moves to
diversify away from Samsung to the likes of Toshiba. For Samsung, (the) biggest
concern is reduced order from Apple. Without Apple's big backing, it would be
difficult for Samsung to boost its chip market share sharply."
Mr. Geun-chang suggests that while the chips from rival suppliers will
likely be slightly inferior in reliability, power performance, and other
metrics, and may increase device costs, Apple's unquestioningly loyal customer
will hardly notice the difference. He comments, "Apple is leveraging
the fact that it's got alternative suppliers. They may offer inferior or more
expensive components but it's something consumers barely notice and something
Apple can successfully use to pressure Samsung."
II. Device Business is More
Lucrative for Samsung
The battle against Apple may prove painful, given the slow death of its
lucrative supply contract, but it's one that Samsung must commit to, according
to Mr. Geun-Chang.
Samsung's supplier contracts to Apple in calendar Q1 2011 constituted 5.8
percent of its revenue, up from 4 percent ($5.7B USD) a year prior. But
its devices business is too valuable to sacrifice even for the lucrative supply
contract -- device sales will soon constitute over half of the company's
revenue, according to analysts. States Mr. Geun-chang, "[T]aking
passive steps for fear of losing its biggest customer will slow down strong
growth momentum at its telecoms business, which Samsung doesn't want to see as
the business is set to become the biggest earnings generator this year and make
up for weakening chip profits. It'll be a costly battle for Samsung."
Some say the lawsuit campaign could hurt Apple more than Samsung.
Aside from possible quality and price issues with a supplier switch,
Apple may be creating the perception that Samsung is the best of the
competition. States Choi Do-youn, an analyst at LIG Investment &
Securities, "These legal battles are raising perception among consumers
that Samsung is the only one capable of competing against Apple."
There's some truth in that belief. Samsung is by far the top
Android phone manufacturer and holds a huge lead in tablet sales over other
Android manufacturers. In the tablet sector it's the only company to be
currently giving serious chase to Apple, selling 7.5 million tablets in H1
2011, compared with Apple's 14 million.
On the smart phone side Samsung's diversified approach is paying even
greater dividends. The company's broad lineup, which includes the best-selling Galaxy family of smart phones, posted 500 percent
growth in Q2 2011, compared to an impressive, but lesser 142 percent growth by
Apple. Some expect Samsung to dethrone Apple's brief reign atop global
smart phone sales (by manufacturer) when the Q3 2011 numbers come out next month.
Samsung and Apple are now suing each other in at least 23 lawsuits or
trade complaints in 10 different countries. One key trade complaint will
be Apple's request to ban sales of Samsung's tablets and smart phones, via an
import ban, which the U.S.
International Trade Commission will consider [docket record] next month. In anticipation of that hearing,
Verizon Communications, Inc. (VZ) has filed a friend of the court brief on behalf of Samsung, saying an import ban would create economic
harm to U.S. customers and lead to job loss.
Some are holding out hope that the pair will settle their dispute outside
court, similar to Apple and Finland's Nokia Oyj. (HEL:NOK1V).
Comments HSBC analyst Daniel Kim, "The most likely scenario is
an out-of-court settlement, after a long-drawn IP battle... As in the case of
the Nokia-Apple dispute, this issue too is likely to be settled out of the
court, after a long drawn legal dispute."
quote: How do you know this? If you make a statement, you've got to back it up with proof. If you're right, it'd be nice to see this verified.
quote: 7 June 2010A report by AMR Research has named Apple as the company with best supply chain practices in the world for the third year running.AMR praised Apple's "embedded innovation, networked supply and demand shaping". It also highlighted the company's effective use of vertical integration as a strategy, in particular the purchase of chipmaker Intrinsity "acquired by Apple to 'steal a march' on competitors looking to enhance the performance of mobile devices".In a feature exploring the secret behind Apple's success, SM found the company's ability to bring together two sides of the supply chain (digital and physical) efficiently and at increasingly low cost is a central plank to its rise to global dominance.Kevin O'Marah and Debra Hofman, the authors of the AMR report, noted that responsibility for the supply chain is moving to board level. "Twenty years ago, a typical product company had the supply chain reporting to manufacturing, with responsibility mainly for inbound materials management and outbound shipping."New data shows that supply chain reports to manufacturing in only 6 per cent of companies surveyed, while 61 per cent have the head of supply chain reporting directly to the CEO, general manager or president of the business. It seems clear that supply chain has grown up and the business has taken notice."The report also noted that there is growing evidence of a link between effective supply chain activities and good financial results.http://www.amr-research.com/
quote: 3 June 2011 | Adam LeachApple's supply chain has been rated the best in the world for the fourth consecutive year.According to the annual supply chain ranking compiled by research company Gartner (following their acquisition of previous ranking publisher AMR Research), the California-based technology firm scored consistently strongly in each category, but particularly highly in the 'peer opinion' category – which fellow supply chain professionals are asked for their views – and 'Gartner opinion' category – which takes into account the view of Gartner researchers. The rank is based on a range of factors, including financial performance, inventory and revenue growth, in addition to opinions.
quote: "demand shaping"
quote: Why do you think the people who are not experts in computers are necessarily idiots?Maybe they are great English literature or automotive engine experts for instance, and they too think that whoever is not an English literature or an automotive engine expert must be an idiot :)So, have you ever thought that those people may also consider YOU an idiot, huh?
quote: Thinking like that, dismissing millions of people as idiots, is a defence mechanism.
quote: Millions of people get fat and die.
quote: Millions of people listen to country music. Millions of people don't bathe every day. Millions of people thought Rebecca Black's "Friday" was a good song. Millions of people get fat and die. Millions of people will buy something just because it's shiny and new.We could go on and on, you see my point. It's not a defense mechanism, it's a value judgment. In this case, a valid one.


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Get ready, folks. This weekend, the great Sherlock Holmes takes on one of his greatest challenges ever: three tiny chipmunks. Both 'Sherlock Holmes: A Game of Shadows' and 'Alvin and the Chipmunks: Chipwrecked' open nationwide on Friday, though if intellectual Englishmen or small squirrels aren't up your alley, there's always 'New Year's Eve' (joking -- kind of) and a bevy of limited releases. To help you swift through this week's newest films, check out Moviefone's Weekend Movie Preview ahead.
'Sherlock Holmes: A Game of Shadows'
What's the story: The sequel to the 2009 blockbuster sees Robert Downey Jr. return as the always-brilliant-yet-slightly-neurotic Sherlock Holmes. This time around, he and his trusty sidekick, Watson (Jude Law), will face off against Holmes' greatest nemesis -- the evil Professor Moriarty (Jared Harris) -- who is behind a spate of mysterious bombings.
Box office projection: The first movie made big bucks its opening weekend, grossing more than $60 million (on its way to over a half-billion ticket sales worldwide). Under normal circumstances, the sequel to a box office hit would be an even bigger success -- especially since its opening against the family friendly 'Chipmunks' -- but since movie groses last week were shockingly low, who knows how audiences will respond to 'Sherlock.' $56 million
[Showtimes & Tickets]
'Alvin and the Chipmunks: Chipwrecked'
What's the story: Another sequel! Don't worry, this isn't called 'Squeakuel' like the last 'Chipmunks' movie, but that doesn't mean you're going to escape the animal puns. In 'Chipwrecked' (groan), David (Jason Lee) and the crew (the Chipmunks and the Chippettes) go on a holiday cruise that gets your favorite furry animated critters stranded on a desert island. Singing lots of pop songs in extremely high registers will occur.
Box off prediction: Just like 'Game of Shadows,' 'Chipwrecked' is the sequel to another box office smash: the last two 'Chipmunk' flicks each grossed around $45 million opening weekend. Does that mean the third film in the franchise will be a hit? Considering the lack of family competition it faces this weekend, it's likely: $30 million
[Showtimes & Tickets]
Two buzzed-about films get limited engagements this week. First up is Roman Polanski's 'Carnage,' based on the play 'God of Carnage.' The movie follows two pairs of parents whose sons have gotten into a fight. Attempting to settle their differences the "adult way," the couples end up bickering and fighting (performances from stars Jodie Foster and Kate Winslet have already been nominated for Golden Globes). Also out is 'Corman's World: Exploits of a Hollywood Rebel,' a documentary on the filmmaker Roger Corman, who's credited with mentoring esteemed filmmakers such as Martin Scorsese and Francis Ford Coppola. Expanding to more theaters is 'Young Adult,' the Diablo Cody-written caustic comedy featuring Charlize Theron.
[Photo: Warner Bros.]
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Alvin and the Chipmunks: Chipwrecked
Alvin and company, along with the Chipettes, become marooned on a not-so-deserted island. Read More
Sherlock Holmes: A Game of Shadows
The famous detective and his astute associate face their archenemy, evil genius Moriarty. Read More
categories Movies, New Releases


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probe system and a probe for measuring functionality of an orifice in the human pelvic region
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|Print Version
|Genesee & Wyoming Agrees to Sell Western Australia Operations and Certain Other Assets of the Australian Railroad Group for A$1.3 Billion (US$956 million)
Also Agrees to Acquire Remaining 50 percent of South Australia Operations from Wesfarmers Limited for A$20 million (US$15 million)
GREENWICH, Conn., Feb. 13 /PRNewswire-FirstCall/ -- Genesee & Wyoming Inc. (GWI or the Company) (NYSE: GWR) announced today that the Company and its joint venture partner, Wesfarmers Limited (Wesfarmers), have entered into a definitive agreement to sell their Western Australia operations and certain other assets of the Australian Railroad Group (ARG) to Queensland Rail (QR) and Babcock & Brown Limited (B&B) for A$1.3 billion (US$956 million at current exchange rates), plus certain completion adjustments estimated to be A$25 million (US$18 million). ARG is 50 percent-owned by GWI and 50 percent-owned by Wesfarmers.
The buyers will divide the ownership of the assets between the above-rail train operations, which will be owned by QR, and the below-rail track operations, which will be owned by B&B. The sale is subject to customary closing conditions, including certain government approvals, and is expected to close in the second quarter of 2006. The buyers have made a deposit of A$90 million (US$66 million), which will be credited towards the purchase price.
GWI has simultaneously entered into an agreement to purchase Wesfarmers' 50 percent-ownership of certain South Australian operations of ARG for A$20 million (US$15 million). The Adelaide-based South Australian business will be renamed Genesee & Wyoming Australia Pty Ltd and will be a 100 percent-owned subsidiary that is reported on a consolidated basis in GWI's financial statements.
Financial Impact
For book accounting purposes, GWI expects to record an after-tax gain of approximately US$107 million, excluding the impact of certain other transaction fees and expenses that GWI expects to incur prior to the closing. GWI expects to receive approximately US$205 million, after making provisions for U.S. and Australian taxes. In addition, GWI will be able to use certain U.S. tax credits sooner than expected, increasing cash receipts from the transaction by an additional US$14 million to $219 million.
GWI plans to use the US$219 million of cash proceeds from the sale to: (i) purchase Wesfarmers' 50 percent interest in the South Australian operations for US$15 million; (ii) repay approximately US$88 million of debt outstanding under GWI's US$225 million senior revolving credit facility; and (iii) hold the remaining US$116 million in cash.
Following the transactions, GWI expects to have approximately US$341 million (US$225 million of revolver capacity plus the $116 million cash remaining from the sale) available for general corporate purposes. GWI intends to use this capacity for the continued execution of its acquisition strategy, although the Company may consider other uses of cash such as a share repurchase or cash dividend at a later time.
GWI Comments
Mortimer B. Fuller III, Chairman and CEO of GWI, commented, "We are proud of the business that we have built in Australia. Our investment in South Australia in 1997 was the first rail privatization in Australia's history. Our investment in Western Australia in 2000 along with our joint venture partner, Wesfarmers, further strengthened our position in the Australian rail market. We have had a strong, positive relationship with Wesfarmers and appreciate the resources and talent they have committed to the success of ARG. Together, we believe that we have transformed two former government-owned enterprises into safe and efficient private-sector businesses. ARG is the safest railroad in Australia, having won the Australasian Railway Association Safety Award in 2004. ARG has grown to handle nearly one million carloads per year and its employees are among the most dedicated and capable people in the Australian railroad industry."
Mr. Fuller continued, "However, it is also clear that the sale of the Western Australian operations and related assets is in the best interests of GWI's shareholders. The value of the business to others in the Australian infrastructure and transportation sectors, such as QR with an already strong position in Australia's east coast rail markets, is greater today than the value that we could create for our shareholders over the long term. Meanwhile, the cash proceeds will enhance GWI's financial capacity to execute our acquisition strategy. We are committed to maximizing shareholder value and will deploy the sale proceeds according to the same disciplined strategy that has created such tremendous value to our shareholders over the past decade."
John C. Hellmann, President of GWI, commented, "We are pleased to have structured a transaction that simultaneously unlocks tremendous cash value for our shareholders and enables us to increase our investment in a solid regional railroad based in South Australia. Our local customer base is strong and we see good opportunities to increase our business in the South Australian market, particularly in the natural resources sector. We believe that the transaction is especially beneficial for the State of South Australia, which will be gaining a committed local rail operator in Genesee & Wyoming, as well as a strong national competitor in Queensland Rail which is seeking to expand its transcontinental service coverage through its new facilities in Adelaide."
Description of GWI
GWI is a leading operator of short line and regional freight railroads in the United States, Canada, Mexico, Australia and Bolivia. The Company operates over 9,300 miles of owned and leased track and more than 3,000 additional miles under track access arrangements.
Forward-Looking Statements
This press release contains forward-looking statements regarding future events and the future performance of GWI that involve risks and uncertainties that could cause actual results to differ materially from its current expectations including, but not limited to, economic conditions, customer demand, increased competition in relevant markets, and others. GWI refers you to the documents that it files from time to time with the Securities and Exchange Commission, such as GWI's Forms 10-Q and 10-K which contain additional important factors that could cause its actual results to differ from its current expectations and from the forward-looking statements contained in this press release. GWI disclaims any intention to update the current expectations or forward-looking statements contained in this press release.
INVESTOR CONTACT: T. J. Gallagher, CFO, Genesee & Wyoming Inc.,
MEDIA CONTACT: Christopher Capot, Director - Corporate Communications, Genesee & Wyoming Inc., +1-203-629-3722
SOURCE Genesee & Wyoming Inc.
|"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding Genesee & Wyoming's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.


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assert(0 <= index && index < length);As long as the index is within the range specified, this statement is a no-op. If the index is out of range, however, the assertion will terminate the application and (ideally) display the failed boolean expression "0 <= index && index < length" as well as the filename and line number of the assertion in the source code. The diagnostic information printed by a failed assertion (not to mention the potentially dramatic act of terminating the offending program) is obviously not very end-user friendly. This goes to an important point: assertions are not an error-handling mechanism. The purpose of an assertion is not to handle an error, it is to (ultimately) notify a programmer of an error so that he can fix it. Since assertions that don't fail are no-ops, once a program has been thoroughly tested and bug-fixed, it is possible to recompile the source code without the assertions to produce a program that is both smaller and faster; for programs that make heavy use of assertions, this can result in an appreciable difference in performance. In C, this can be accomplished simply by making sure the NDEBUG macro is defined before all inclusions of the <assert.h> header file. Handling Failed Assertions When an assertion fails, the first order of business is to communicate that failure to the user. This can be accomplished by printing an error message to the console or to a log file, displaying a message in a dialog box, or any combination of these. Once the diagnostic message has been displayed, there are a number of alternatives:
void Sort(int a[], int numItems) { /* sort algorithm here */ for (int i = 1; i < numItems; i++) { assert(a[i - 1] <= a[i]); } }Now consider the following case:
Sort(a, 6);where a = {2, 0, 9, 4, 2, 1} before the call and {0, 0, 0, 0, 0, 0} after the call. The assertion will detect many possible errors, but it won't detect detect errors like this one. We can detect this error and many (but not all) similar ones if we are willing to do a little more bookkeeping:
void Sort(int a[], int numItems) { int beforeChecksum = 0; for (int i = 0; i < numItems; i++) { beforeChecksum += a[i]; } /* sort algorithm here */ for (int i = 1; i < numItems; i++) { assert(a[i - 1] <= a[i]); } int afterChecksum = 0; for (int i = 0; i < numItems; i++) { afterChecksum += a[i]; } assert(afterChecksum == beforeChecksum); }This is a simple example of how assertions can be made stronger with the addition of some enabling code. Of course the code becomes more cluttered, especially if you add the conditional compilation comments usually used for this kind of debugging infrastructure. Also note that if we were determined, we could enhance the final check to the point that it would detect all possible errors in the output of the sort routine. This may well be more trouble than it's worth. Normal assertion usage is to find relatively cheap checks that would identify most, but not necessarily all bugs. Other problems with assertions: Sometimes people use assertions as a lazy form of exception handling. As a result, if the release build removes assertions, important error checking is also removed. However, if assertions are only used to detect programming errors, they can be safely removed from a thoroughly UnitTested production build. If assertions are only active for DEBUG builds that contain debugging code and disable optimizations, they may not detect programming errors that only show up in fully optimized builds. Therefore, use three builds:
assert(foo!=bar && "some reason why I think foo can't equal bar");It documents the intent of the insertion and provides more info if it is triggered. It is then easier to decide if the assertion should be removed or if you have a real problem. -- JamesKeogh
assert (boolean_expression); assert (boolean_expression) : error_string;... so how do I enable assertions in the EclipseIde? Or is it better to use the idiom
static final boolean assertionsEnabled = <true | false>; ... if( assertionsEnabled && (boolean_expression) ){ System.out.println(Assert failed: error_string); };? A quick google found http://www.javaworld.com/javaworld/jw-11-2001/jw-1109-assert.html http://www.ensta.fr/~diam/java/online/notes-java/20language/30statements/40assertions/20assert-usage.html http://www-106.ibm.com/developerworks/java/library/j-diag0723.html Is this something completely different: http://mozart-dev.sourceforge.net/pi-assert.html ? -- DavidCary


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JERUSALEM, Israel -- Israeli Prime Minister Benjamin Netanyahu says a strong Israeli economy benefits both Israelis and Palestinians -- and the peace process itself.
Netanyahu made his remarks at the World Economic Forum in Davos, Switzerland, Thursday, not long after responding to Iranian President Hassan Rouhani's earlier speech. He made no mention of Rouhani.
Instead he focused on Israeli ingenuity, innovation, research and development, and the nation's vibrant high-tech sector. Israel's small size and the Jewish propensity to question everything factored into its successes.
"Israel is often called the 'start-up nation,' but I call it the 'innovation nation," he said.
"The questioning mind is something in our culture and it adds very much to our capacities. We're very small, everything is close by, and everyone competes and collaborates with each other," he explained.
"Israel isn't what's wrong in the Middle East," he continued. "It's what's right in the Middle East." Israel, with its high level of entrepreneurship and well-managed economy, is simply a good place to do business, Netanyahu said.
The Israel Defense Forces also produces an ongoing stream of highly trained, motivated and adept young men and women to enter the workforce.
Netanyahu issued an open invitation: "This is an invitation to innovation nation. It's open for business. It's open for your business. Please, come join us."
On the peace process, Netanyahu said he's ready for a "genuine" peace.
"I'm ready for peace. I'm ready for a real, secure, genuine peace, and I hope President Abbas is ready too," he said.
Netanyahu also said middle Gulf Arab countries don't want to see a nuclear-armed Iran nor the spread of Islamist extremism.
Iran Official: Dismantling Nukes Not Part of Deal
Netanyahu: Iran Deceiving the World with Smiles
Netanyahu: Nuke Deal Won't Stop Iran Bomb
Jerusalem Dateline Show: The Iran Question
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CBN News Internet Producer - Jerusalem
From her perch high atop the mountains surrounding Jerusalem, Tzippe Barrow helps provide a bird's eye view of events unfolding in her country.
She and her husband made aliyah (immigrated to Israel) several years ago. Barrow hopes that providing a biblical perspective of today's events in Israel will help people in the nations to better understand the centrality of this state and the Jewish people to God's unfolding plan of redemption for all mankind.
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The Terrorists Funded by the WestBassam Tawil
The New Israel Fund and those who support it are helping terroristsRonn Torossian
Column one: Fighting fire with fireCaroline B. Glick
Op-Ed: There is no 'radical Islam' and there is no 'moderate Islam'Dr. Mordechai Kedar
'Narrow' escapesRuthie Blum
Why Palestinians Do Not Want Cameras on the Temple MountKhaled Abu Toameh
Social Media Killed My FatherYoni Kempinski and Ari Soffer
Iran's New Palestinian Terror Group: Al SabireenKhaled Abu Toameh


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This year's public key note address will be given on Thursday, 3 May by Dr. Marc Milner and is titled "In Search of the Lost Battalion: The North Shore Regiment from D-Day to Carpiquet." The conference includes a banquet held at the Canadian War Plane Heritage Museum in Hamilton and a keynote address by Dr. Lee Windsor titled "Attack on the Gothic Line: The Long Right Flank of the Normandy Breakout." The banquet will be preceded by a book launch hosted by UBC Press and a tour of the museum
Registration is $85.00 ($50.00 for students) if registered by 20 April. Thereafter Registration is $115.00 ($85.00 for students). This fee includes the banquet dinner, transportation to the event, admission to the museum and conference access.
Please visit www.canadianmilitaryhistory.com for more information and to register online today.


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The city Planning Commission is scheduled to review a request Monday by Family Promise to have a day center for homeless families with children move into the rectory next to Mater Dolorosa Church at 635 Hepburn St.
City Zoning Officer Gary Knarr said he has received a letter of intent from Melissa Magargle, executive director of Family Promise, requesting the meeting with the planners, which is scheduled to begin at noon.
"We're wanting people to hear the plea that this area has its considerable homeless populations that's not recognized because they are hidden," Magargle said.
"They don't want somebody to take their children because they don't have a home," she said. "In order for us to help the families our day center is imperative. We're working out of another location now, so it's disruptive to an already disruptive situation the families are facing in life."
During the day, the families - while at the day center - can complete normal functions such as showering and doing laundry, Magargle said.
According to Magargle, the Mater Dolorosa rectory will be a good fit for Family Promise's mission.
"This (also) will help give us a central location for our outreach and mission," she said.
Each night, the program's guests are transported to one of 14 area churches, where families eat dinner and get a room in which to sleep, she said.
The family members return to the center at 7 a.m. so that school districts can transport their children to school. Guests can stay in the program for up to four months, Magargle said.
"Nobody served has active in-court cases of domestic violence, or drug or alcohol," Magargle said.
The families staying at the shelter receive parenting, nutrition, resume building and financial management training; and referrals to other agencies are given whenever a mental health or drug or alcohol counseling is needed, she said.
The non-profit organization will lease the facility from St. Joseph the Worker Parish, Knarr said.
Knarr said the non-profit also would need to get a variance granted by the city Zoning Hearing Board. A meeting for that purpose is scheduled for 10:30 a.m. March 20.


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It's Not What You Know, It's Who Knows What You Know: An Econometric Analysis of the Effectiveness of Microfinance in the Presence of Endogenous Peer Effects
Lisa Sundeen
Colorado College
Daniel K. N. Johnson
Colorado College - Department of Economics and Business
December 18, 2012
Colorado College Working Paper No. 2012-17
This study shows how social capital affects the outreach and operational self-sufficiency of microfinance institutions (MFIs) around the world. Defining social capital as social networks, social norms, and trustworthiness, this research merges quantitative data from the Microfinance Information Exchange and World Values Survey to empirically test a which aspects of social capital have the greatest influence on MFI performance in the presence of an endogenous peer effect between MFIs. Regression results show that aspects of social capital have a direct influence on MFI performance, suggesting a tradeoff between outreach and sustainability, and display a strong endogenous peer effect.
Number of Pages in PDF File: 18
Keywords: Social Capital, Microfinance, Social Networks, Endogenous Peer Effect
JEL Classification: G21, F65
Date posted: December 25, 2012
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Single Article Purchase:
Possible Postinfectious Immune Arthritis: Haemophilus influenzae Type b
Am J Dis Child. 1979;133(3):332-333.
Published online March 1, 1979
Choose criteria for pricing info
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Obtain AMA PRA Category 1 Credit™ by reading an article and completing an online quiz. Quizzes are available to AMA Members, subscribers, and those who have purchased tokens.


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You Are Here: Home » Research Funding » Funding Opportunities »
National Institute of Neurological Disorders and Stroke (NINDS) supported fellowships under this FOA are expected to have high relevance to the mission of the Institute, particularly as it relates to disorders in the nervous system that have high global health impact. Specific disease areas of interest include, but are not limited to, stroke and other cerebrovascular diseases, epilepsy, migraine, brain trauma and spinal cord injury, Parkinson's disease and other neurodegenerative disorders, neural developmental disorders, and neurological consequences of HIV/AIDS. The NINDS encourages training on basic, translational and clinical research skills, which include, but are not limited to, genetic, molecular, cellular and systems level approaches, computational, informatics and neuroimaging, therapeutics development, clinical trial design, bioethics and neuroethics, population-based natural history and epidemiological studies.


text: I have been using the Erin Condren Life Planners since 2010. I love how you can personalize the cover with your name and/or photos. They have so many designs to choose from! The Life Planner has helped me manage mine and my family's time in a more stylish way! I always get compliments on it from others when they see me using it!


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Mimosa 7 Inch Square Paper Plates will add color to your event tables.
These Mimosa 7 inch Square Paper Plates are colorful addition to any event. The mimosa square paper dessert plates come in packages of 20 and are perfect for appetizers and desserts.
Please allow ample time for delivery. Our ship date for this product is noted in your shopping cart. Many items are shipped separately, so please allow extra time for these items to arrive. Shipping charges are based on the value of the merchandise and not the number of shipments. For additional shipping information, contact our Customer Service Department at (email@example.com or 1-800-227-2789).
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MONTGOMERY, Alabama --- Sen. Dick Durbin's press office responded to the claim of the Alabama Policy Institute and Attorney General Luther Strange that Durbin infringed on the institute's rights by asking about its connections to another group and its position on stand your ground laws.
Durbin's press office responded by forwarding an op-ed piece published in the Chicago Tribune on Aug. 14.
Durbin, D-Illinois, wrote that he is concerned about what he said is a lack of transparency involving the American Legislative Exchange Council and its supporters and passage of stand your ground legislation.
" 'Stand your ground' laws based on the ALEC model have had harmful consequences and need to be reconsidered," Durbin wrote. Durbin is planning to hold hearings on stand your ground laws.The Tribune had published an editorial critical of Durbin's letters, which went to 300 organizations believed to be supporters or members of ALEC, including the Alabama Policy Institute. The Tribune said the letters suggested that the senator planned to expose organizations to public outrage over the killing of Trayvon Martin."
The Tribune editorial page and others attacked me for trying to hinder free speech and use my position to intimidate those with political views I disagree with. The Tribune and others are wrong," Durbin wrote.
Durbin sent letters to these groups and companies.pdf


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Shawnee leaders OK Google Fiber
Some KCK neighborhoods connected to Google's network
Officials in Shawnee have unanimously approved an agreement to allow Google Fiber to bring its high-speed Internet to the city.
Shawnee will be the fifth Johnson County municipality to strike a deal bringing in the high-speed service to compete with cable and telephone companies for TV and Internet access subscriptions.
Google Fiber offers a network that strings fiber optic lines to homes and supplies commercial-strength Internet hookups at home consumer rates.
So far, only a few neighborhoods in Kansas City, Kan., have been connected to the network. A few more homes in Kansas City, Mo., are scheduled to get the service this month.
Learn more about Shawnee and Google Fiber
Copyright 2013 by KMBC.com and The Associated Press contributed to this report. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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They don't decide on who the speaker of the Texas House of Representatives should be but today more than 40 influential conservative activists from across the state signed a letter urging the chamber's members to elect "a more conservative speaker."
Without mentioning Speaker Joe Straus by name the signers of the letter tell the House members that Texas voters have made it clear that they want a conservative government. Some of the signers, like Michael Quinn Sullivan, president of Empower Texans, have made no secret of their unhappiness with Straus, whom they do not consider a conservative or conservative enough.
Cyndi Ortiz, who signed the letter and then e-mailed it to reporters, said that for now the group is not backing anyone. So far, only Rep. Warren Chisum, R-Pampa, is challenging Straus.
We just contacted Straus' office but haven't received a reply. However, in a press conference yesterday he said he has more than enough pledges to win a second term as speaker.


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Rabinowitz Presents at International Conference
Contact Nancy Sorkin Rabinowitz 315-859-4149
Posted April 8, 2012
Tags Comparative Literature Faculty Nancy Sorkin Rabinowitz
Margaret Bundy Scott Professor of Comparative Literature Nancy Sorkin Rabinowitz presented a paper titled "Ancient Myth and Feminism: Prison Activism and the Medea Project" at an international conference on "Classical Greek and Roman Literature: Gendered Perspectives in Reading and Reception" at the University of Maryland, College Park.
Rabinowitz's work is part of an ongoing project on the use of ancient tragedy for progressive political purposes in the late 20th and early 21st centuries. In her essay, she examined the work of Rhodessa Jones' Medea Project: Theater for Incarcerated Women/HIV Circle which uses the myths of Demeter (Food Taboos) and Pandora (Slouching toward Armageddon). Rabinowitz's paper grew out of her recent residency with the Medea Project, made possible by the Christian A. Johnson fund.


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Trophée Andros Electrique, an electric one make series that hold events in the snow during the winter, made its second appearance on the streets of Pau this month. Drivers Adrien Tambay and Mike Parisy shared victories in two races during Grand Prix de Pau.
FIA Formula E Championship
Latest news
Teams & drivers
Spotter Guide
Car specifications
Rules & regulations
2015 / 2016 Calendar


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Project #292: Ice Cream Birthday Scrapbook & Patterned Pages
Brilliantly colored designs will coordinate perfectly with your favorite ice cream flavors! What could be better than scrapbook pages designed to complement everyone�s favorite birthday party food? Perfect for spring and summer parties, the delicious designs and mouth-watering colors of our patterned pages and scrapbook spread simply need you to add your favorite photos and embellishments to create a lasting memory of all the fun. Download pages, templates and complete PDF instructions FREE here at EpsonCreativeZone.com. Check out Project #293 for unique party invitations and envelopes and Project #294 for party banners you can personalize. Project #295 features party favors and games.
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Skip Navigation.
The Civil Rights Act of 1964 was signed into law by President Lyndon B. Johnson just a few hours after House approval on July 2. The act outlawed segregation in businesses such as theaters, restaurants, and hotels. It banned discriminatory practices in employment. Title VII of the act created the Equal Employment Opportunity Commission (EEOC) to implement the law.
Enrolled Acts and Resolutions of Congress; General Records of the U.S. Government, Record Group 11; National Archives Identifier 299891.
Return to Civil Rights Documents
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if statement or switch case
I am working on a tax calculation program. i want to use multi if statement in the manner below:-
if sex=Male
and income>110000 and income<=150000
then tax=(income-110000) *10
elseif if sex=male
and income>150000 and income<=250000
then tax=(income-150000)*20+4000
elseif sex = male
and income>250000
then tax(income-250000)*30+24000
Please tell what will be the proper syntax for this problem in access and where to write this code.
Thanks in advance.
Re: if statement or switch case
You would have to create a module by clicking on module on the left of the window. This allows you to write vba (Visual Basic for Applications) code. Create a function called TaxCalc or anything else you want to name it and make it public. That way it can be reached by queries, etc.
Public Function TaxCalc(Income as single) as single
your code here
end function
This accepts the income as a parameter and calculates a result. If you name the result TaxValue, your last statement in the function would be
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Description & Highlights
Eccotemp 3" x 1.5' Straight Venting Pipe - Stainless Steel
This Straight Venting Pipe (2SVEPWCF031-5) is a replacement part for Eccotemp indoor venting kits. Made of stainless steel and measuring 3 inches by 1.5 feet, this pipe is equivalent to the standard pipe included in the Eccotemp horizontal vent kit (2ZVWP03-ET).
- Model: 2SVEPWCF031-5Eccotemp Straight Venting Pipe
- Brand: EccotempReplacement piece for horizontal venting kit
- Stainless steel pipeDimensions: 3" W x 1.5' L
- Width: 3"
- Length: 1.5'