text:
Top 50 Fastest-Growing Women-Led Companies
Women-led companies are making hefty financial strides, new research shows.
Revenue at such concerns rose significantly in 2010, with much of the growth coming from the burgeoning business-technology field, according to an annual ranking by trade group Women Presidents' Organization.
On average, private U.S. companies on the list—all of which were either founded by women or have female CEOs—posted annual revenue of $82.7 million, up from $45 million in 2009. Despite the growth, the findings indicate that women-led business may still be having trouble accessing start-up capital. None are venture-funded and less than one-fifth used bank loans or lines of credit to finance operations.
While a number of tech companies pepper the list, this year's No. 1 is BrightStar Franchising LLC of Gurnee, Ill., which supplies home health-care staffing at more than 200 locations in 36 states and Canada. It's grown to nearly $100 million in annual revenue since its 2002 launch.
Next in line are two providers of workplace-technology systems, Sierra Nevada Corp. of Sparks, Nev., and Rose International Inc., of Chesterfield, Mo., coming in at No. 2 and No. 3, respectively. (Please see photo gallery at bottom of the Top 10, which includes the executives' best tips.)
Women Presidents' Organization, a peer-advisory group for multimillion-dollar women-owned businesses, determined the Top 50 Fastest-Growing Women-Led Companies using a formula that combines percentage revenue growth and absolute growth. To be eligible for the list, companies must be privately owned, women-owned or led, and have generated at least $500,000 in annual revenue in 2006 and $2 million by year-end 2010, among other criteria. About 375 companies applied for inclusion on the list.
This year's revenue growth is "a definite reflection of an improving economy," said WPO's founder and president Marsha Firestone, who originated the ranking four years ago to combat the notion that women-led companies are "itty-bitty" businesses in retail or services industries. The majority of firms on the list are business-to-business companies in traditionally male-dominated fields, such as information technology consulting, general contracting and transportation management.
Six companies in this year's ranking surpassed $200 million in annual revenue, four more than last year's list. No. 2 Sierra Nevada cleared $1.2 billion in yearly sales, far surpassing its nearest contender. The top 50 employ an average of 480 workers, up from about 140 a year ago.
Although women-owned firms have improved in terms of performance, they still trail male-owned firms, according to national statistics. Only 3% of all women-owned firms have revenues of $1 million or more, compared with 6% of men-owned firms, according to the Center for Women's Business Research, a McLean, Va., nonprofit.
WPO and other women's business groups say female-led companies continue to face barriers when it comes to raising money, particularly in the area of venture capital. Securing "venture capital and equity investors is a networking process, and it's harder for women to get into that network," Ms. Firestone said. Instead, women often find "alternative means" to grow their businesses, such as through bootstrapping or redirecting profits back into the business, she said.
Shelly Sun, CEO of No. 1 BrightStar, said she hasn't had trouble securing capital, but added that her situation may be unusual because she's a former certified public accountant. "I can speak 'banker' and I'm comfortable with debt," said Ms. Sun, who's taken out a number of loans, including a $1.2 million one for a large technology project, and plans to go public in 2014. "That's a type of communication that doesn't lend itself naturally to women."
Write to Colleen DeBaise at email@example.com


text:
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Summer is upon us, and for many, the season means at least one family vacation or weekend getaway. According to a 2011 Trip-Advisor survey, 90 percent of Amer-icans were planning to take two or more leisure trips within the next year and 24 percent were planning five or more trips. Of those surveyed, 79 percent said they plan to spend at least $3,000 on these vacations. As you start planning your next vacation, you can take precautions to keep yourself, your family and your finances safe when you travel.
Whow! What a difference a few days can make. It was just over a week ago that temperatures were in the low 90°'s. Now, this week, we are basking in the mid 70°'s. But, not to worry, there will still be plenty of hot, humid summer days ahead of us! We aren't the only ones that suffer from the heat of summer. Farm animals feel the heat, too.
Typically ticks begin to appear in late spring and early summer as warm weather sets in, but this year, ticks have been active much earlier than normal. I actually picked off my first tick on a walk in late March.
With a little understanding, Expected Progeny Differences, or EPD, may actually be the best tool you, as a beef producer, have to address the genetics of your herd.
While calculating EPD takes a lot of math, you don't have to do the math; you just need to understand the answers. The calculation results usually appear in the first pages of a sire summary before the actual EPD tables. They may look a little confusing, but the information is very beneficial. It comes down to the fact that you are buying the DNA of a particular animal.
Spring has sprung and before you know it, summer will be here. 4-H Camp is a great way to fill those lazy summer days. At 4-H Camp, young people learn independence, responsibility, have a lot of fun and make many friends.
Bloat: Several Extension agents around the State are reporting that some producers are continuing to lose cattle to clover bloat. I just wanted to remind you of the factsheet that covers this topic ID-186 Managing Legume Induced Bloat in Cattle.
Jeff Lehmkuhler, UK Extension Beef Specialist, cautions that feed additives, like Poloxalene, used to aid in reducing the risk to bloat must be consumed at the targeted levels every day.
New Year's resolutions to lose weight or get healthier may be long forgotten, but spring, with its beautiful flowers and warmer weather, is the perfect time to rejuvenate those resolutions by getting active outdoors.
Most of us know that regular physical activity can help prevent heart disease and type 2 diabetes, reduce the risk of some cancers, help you maintain a healthy weight; strengthen muscles and bones and improve your mental health. Regardless, most of us do not get the exercise we need.
Copyright © 2016
The Trimble Banner is your source for local news, sports, events, and information in Trimble County, KY and the surrounding area.

subset: commoncrawl


text:
on February 16, 2013 - 1:00 AM
Cartoon about pope was in poor taste
Adam Zyglis' cartoon in the Feb. 13 News was in bad taste. Pope Benedict XVI is not some second-rate politician running for office. Neither is he an appointee of some government agency with whose policies you disagree.
The pope is the leader of the Catholic Church throughout the world, having been elected by his peers after many days of thoughtful reflection.
Whether Benedict has been a great pope or is to be compared to the beloved Pope John Paul II is not for me to say. What I am free to say, and now must say, is that you should think long and hard about the appropriateness of attacking Jesus Christ's chosen representative on earth in cartoon fashion.
Gregory Stamm


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Kittitas County Community Events Calendar
CWU Winter Wedding and Event Expo Final Registration Deadline
If you haven't registered for a booth yet, today's your last chance! Hurry now and sign up to host a table at the 5th annual Winter Wedding and Event Expo Jan. 27, 2013 in the SURC Ballroom.
Today is the last day for registration. Prices are $100 for an 8x8 standard booth and $135 for a 16x8 booth. Registration fee includes a table, two chairs and parking. Arrangements can be made for vendors needing larger space, power and accommodations for food and wine services; however, these services may be subject to availability, regulations and/or additional fees.
Applications are available at www.cwu.edu/student-union or by contacting Dannica Price at 963-1322 or email@example.com.
Tuesday, 15 January, 2013Starts at 08:00 AM
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WAILUKU - The Maui County Council voted Friday to grant the administration $50,000 to hire outside legal counsel to defend the county in a lawsuit filed by MAUIWatch Facebook page founder Neldon Mamuad, who members said may have engaged in "cyberbullying" against a police officer and fellow county employee.
Mamuad, a volunteer member of the county Liquor Commission and part-time assistant to Council Member Don Guzman, filed a lawsuit against the county last month. The suit alleges that Mamuad's First Amendment rights were violated when the county pressured him to stop work on the popular MAUIWatch Facebook page.
County officials have since said that they never ordered Mamuad to stop or shut down the MAUIWatch page, though they did ask him to change the name from the original TAGUMAWatch page after Maui police officer Keith Taguma filed a harassment complaint against Mamuad last summer. The page was renamed MAUIWatch in August.
"This member considers cyberbullying to be a very serious issue," Council Member Riki Hokama said Friday. "Mental abuse is just as serious as physical violence."
Council members said that so far the discussion has centered around whether or not Mamuad's First Amendment rights have been violated, though the root of the dispute stems from Mamuad's alleged cyberbullying of a fellow county employee.
"While I can appreciate the concerns regarding First Amendment rights, there's still laws on the books regarding slander, regarding libel," said Hokama, who chairs the council committee on policy and intergovernmental affairs.
Hokama confirmed after the meeting that he was referring to the way Mamuad used TAGUMAWatch to "bully" Taguma.
Council Member Don Couch said that the "real issue" was a dispute between a volunteer officer, Mamuad, and a county employee, Taguma.
"It was portrayed in one of the newspapers circulated here that this was a First Amendment issue, and it certainly is not - especially since Mr. (Patrick) Wong said on the floor in public session that they do not want to shut down the MAUIWatch site," Couch said.
County Corporation Counsel Patrick Wong explained during a committee meeting last month that there is a need for special counsel because of potential conflicts of interest. He and Deputy Corporation Counsel Gary Murai are named in the complaint and could be named as defendants. Other attorneys in the office also may become involved as witnesses.
Council Member Mike White was the only member to vote no on hiring outside counsel, saying that this was an internal dispute that was "avoidable and unfortunate."
Other council members said that appropriating this initial $50,000 - the administration had originally requested $150,000 - would at least enable them to start the litigation process so that more information and evidence may become available.
"If this enables more information to be heard, to be gathered, vetted out and clear the air on everything, then so be it," Council Member Elle Cochran said. "At this time, I've voted in favor just to get the process going."
Council Member Stacy Crivello voted in favor of hiring outside counsel because it "is not for us to be the courts. . . . I don't believe I'm the one to put judgment on anyone."
The measure was heard during the last County Council meeting, but there were not enough members present to garner the six votes needed to pass a motion to retain special counsel. With the return of Council Chairwoman Gladys Baisa, who had been recovering from a fall that occurred March 5, the council was able to gain the six affirmative votes.
"I am sorry I was not able to be here at that first meeting, however I have been fully informed and am very comfortable in supporting this request today," said Baisa, who returned to work this week. "I think the longer and the more we leave it up to speculation . . . everybody gives their own twist to it and presents what facts they know and most of the time they're not facts, so I'm kind of like let's get on with the process here and let's get to the bottom of it."
She added that she shares the concerns about the expense, but "sometimes we have to spend money on things we don't (want)."
Council Member Michael Victorino also expressed his desire to resolve this as quickly as possible, though he saw the need to hire special counsel in order to do so.
"It's not a good thing that it's gotten like this, I'd like the opportunity to sit down with somebody and come to a collaborative conclusion instead of ending up in court, but it is what it is," Victorino said.
Guzman recused himself from voting on the matter during the last council meeting, saying that Mamuad is "a friend and also a part-time employee in my office." Council Vice Chairman Robert Carroll was excused.
* Eileen Chao can be reached at email@example.com.


text:
Created in this Craftsy class
Hand-Stitched Collage Quilts taught by Laura Wasilowski
Step away from your sewing machine and cut straight (or wonky) to the fun of creating fused art quilts with hand-stitched embellishments. Laura Wasilowski will show you how!
Other projects made as part of this class:
QuiltingFishing in New Mexico
QuiltingVase on the Table
QuiltingThe House on the Hill
Offer some kudos...
Join the conversation...
Ask a question...
Add your comment...
Another fun design! Keep it up.
03/26/2013 Flag
Thanks a lot Laura. I really appreciate your post
03/29/2013 Flag
Fantastic I love the quirky houses
03/29/2013 Flag
Thanks again Judith. I really appreciate your comment.
03/30/2013 Flag


text:
Oz the Great and Powerful will maintain a strong lead at the North American box office this weekend, chiefly because Friday's two new releases, the Halle Berry thriller The Call and the Steve Carell / Jim Carrey comedy The Incredible Burt Wonderstone, were from the get-go bound to become modest grossers. Having said that, the Friday box office performances of both The Call and The Incredible Burt Wonderstone turned out to be quite unexpected: whereas the Halle Berry movie way overperformed, the Steve Carell / Jim Carrey flick totally bombed. (Image: Halle Berry The Call.)
Directed by Sam Raimi, and starring James Franco, Michelle Williams, Mila Kunis, and Rachel Weisz, Oz the Great and Powerful added $11.4 million on Friday, according to studio estimates found at Box Office Mojo. By Sunday evening, this critically derided prequel to the 1939 Victor Fleming / Judy Garland classic The Wizard of Oz should take in around $40 million. That'll represent approximately a 50 percent drop compared to Oz the Great and Powerful's first weekend. (See also: "James Franco Gay Sex Movie 'Replaces' Banned Gay Sex Movie at Australian Film Festival" and "James Franco Interior. Leather Bar: Recreating Cruising's 'Lost' Kinky Gay Sex Footage.")
Halle Berry The Call: $17m-$18 million weekend?
Expectations for the Halle Berry thriller The Call were quite modest. Sony Pictures announced the film's release date only a couple of months ago, and the Best Actress Academy Award winner Halle Berry's most recent non-X-Men star vehicle to open with more than $20 million at the North American box office – even adjusting for inflation – was the $100 million-budgeted (and eventual box office bomb) Catwoman, which took in $16.72 million (approx. $21.68 million today) in late July 2004, nearly nine years ago.
Once inflation is factored in, The Call won't gross as much as Catwoman. In fact, The Call should trail even the non-adjusted amount earned by Halle Berry's horror thriller Gothika ($19.28m) in Nov. 2003. Even so, the Brad Anderson-directed thriller co-starring Little Miss Sunshine's Abigail Breslin may reach a not inconsiderable $18 million by Sunday evening. A minimum of $17 million seems guaranteed after the film raked in $6.2 million at 2,507 locations on Friday. Early predictions had the $13 million-budgeted The Call scoring at most $10 million this weekend.
Halle Berry movies
Halle Berry won her Best Actress Academy Award for Marc Forster's drama Monster's Ball in early 2002. Among Berry's other film credits are Boomerang (1992), with Eddie Murphy; Losing Isaiah (1995), with Jessica Lange; Bulworth (1998), with Warren Beatty; and the Lee Tamahori-directed James Bond thriller Die Another Day (2001), with Pierce Brosnan.
Halle Berry's biggest movie at the North American box office is X-Men: The Last Stand (2006), in which Berry is part of an ensemble cast that includes Hugh Jackman, Ian McKellen, Anna Paquin, James Marsden and others. X-Men: The Last Stand took in $234.36 million. The vast majority of Berry's recent releases, however, have been domestic box office disappointments – or downright bombs – including last year's costly Cloud Atlas, co-starring Tom Hanks. Cloud Atlas raked in a disastrous $27.1 million in the US and Canada, though the offbeat drama directed by Tom Tykwer, and Andy and Lana Wachowski fared much better internationally, collecting $94.39 million.
["Box Office Surprise: Halle Berry The Call" continues on the next page. See link below.]
Halle Berry The Call photo: Sony Pictures.


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Enid Derham
A Ballade Of Home - Poem by Enid Derham
LET others prate of Greece and Rome,
And towns where they may never be,
The muse should wander nearer home.
My country is enough for me;
Her wooded hills that watch the sea,
Her inland miles of springing corn,
At Macedon or Barrakee—
I love the land where I was born.
On Juliet smile the autumn stars
And windswept plains by Winchelsea,
In summer on their sandy bars
Her rivers loiter languidly.
Where singing waters fall and flee
The gullied ranges dip to Lorne
With musk and gum and myrtle tree—
I love the land where I was born.
The wild things in her tangles move
As blithe as fauns in Sicily,
Where Melbourne rises roof by roof
The tall ships serve her at the quay,
And hers the yoke of liberty
On stalwart shoulders lightly worn,
Where thought and speech and prayer are free—
I love the land where I was born.
Princes and lords of high degree,
Smile, and we fling you scorn for scorn,
In hope and faith and memory
I love the land where I was born.
Comments about A Ballade Of Home by Enid Derham
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Read poems about / on: autumn, smile, memory, faith, summer, tree, hope, home, sea, love, river, spring, star, water, rose
Enid Derham's Other Poems
Famous Poems
Phenomenal Woman
Maya Angelou
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Caged Bird
Maya Angelou
Rudyard Kipling
Stopping By Woods On A Snowy Evening
Robert Frost
Roald Dahl


text:
how much in UK?
Check your TV to make sure it's plugged into the RGB Scart socket, it might be plugged into the SVideo Scart socket instead.
Mine makes a hell of a difference if I plug it into the wrong one.
I got it plugged into the right socket. I set the TV to RGB input mode and the Wii screen comes up. I just loaded Zelda after trying Red Steel and I belive the picture quality is actualy better. Quickly started a new game and noticed the Forests at the start look a lot greener. I guess thats a good sign.
Yeah that sounds better, but your TV should automatically switch to the right AV channel if you turn it on before turning on the Wii if it a fully wired Scart.
The only reason I mentioned it is because there are 2 types of Scart inputs on TV's , RGB and SVideo. Mine looks cool on RGB and crap on SVideo.
Well the TV has 2 scart inputs. One is a standard the other is a RGB scart. When I turn my Wii on the screen displays it as being AV-1 RGB and if i cycle through the other inputs they are displayed as AV-2, F-AV, RGB and SVHS. If I select AV-1 RGB and RGB inputs they both display the Wii menu.
i thought component calbes were the 'mackdaddy' of all wii connection types?!?
Yeah they are, but we're talking about TV's that don't have component inputs, so RGB scart is the next best thing given that SVideo doesn't carry sound data.Originally Posted by SLrocket
SKART is a european standard.
oh. ok. woohoo go component cables!


text:
Sheena murder: Peter Mukherjea's plea to defer charge-framing rejected
The trio were arrested in August 2015 after Rai told the police about the murder when he was picked up and questioned by the cops in another case.
'What if Sheena Bora's vanished, why fuss,' Peter Mukerjea told Rahul
CDs of the conversations, handed over by CBI on a plea made by Indrani ...
People are discovering India again: Peter Tichansky, president, BCIU
"As far as India is concerned the idea has been to promote inward invest...
We always wanted to be number one and have achieved that position: Peter Kerkar, Cox & Kings
"We continue to dominate the European market with over 70 per cent market share and we are the clear number one in specific areas," said Peter.
UN General Assembly President-elect Peter Thomson calls on Narendra Modi
"Advancing India's multilateral agenda. PM @narendramodi receives President Elect of the UNGA, Peter Thomson," Vikas Swarup tweeted.
Amicable separation for Peter Mukerjea and Indrani on the cards?
Peter's lawyer says the couple will separate amicably after taking in account certain legal and financial issues.
CBI seeks time to file affidavit against Peter Mukherjea's bail plea
According to the prosecution, Sheena was murdered on April 24, 2012, but the crime came to light after the arrest of Rai in another case in August 2015.
Emerging markets high beta relative to overall market: Peter Dixon, Commerzbank
"The uncertainty shock which has hit the UK is also going to be repeated, perhaps to a lesser extent to cross the rest of EU," says Peter Dixon.
Malaysia Airlines appoints Peter Bellew as new chief executive
Current CEO Chief Executive Christoph Mueller, who had said this year that he would leave in September due to "changing personal circumstances," will go on leave.
India is a bright spot, should make labour market more flexible: Nobel laureate Lars Peter Hansen
In this interview, Lars Peter Hansen talks about monetary policy, Brexit, that India is a bright spot and much more.
Peter, Indrani Mukerjea conspired to kill Sheena Bora: CBI tells Bombay High Court
The agency also said that probe in the case was still on and it is at a crucial stage, and hence releasing Peter on bail would be "prejudicial" and would hamper the case.
In Gawker fight, Hogan may have billionaire Peter Thiel in his corner
Hulk Hogan's legal battle against Gawker has been secretly backed by Silicon Valley venture capitalist Peter Thiel.
Sheena murder case: CBI court rejects Peter's bail plea
Peter was arrested on November 19, 2015. His bail plea had been rejected once earlier in February this year following which he moved another plea before the court in March.
To drive up production, Tesla Motors hires Audi veteran Peter Hochholdinger
Musk, Tesla's CEO, stunned investors last week when he announced the company aims to make 500,000 vehicles by 2018 -two years sooner than originally planned.


text:
WACO - An all-star girls' softball team from Pampa will compete in the Little League Softball state tournament for 13-14 year olds, set to begin Saturday in Waco.
The tournament is divided into two pools, an East and West pool. Pampa will play three games in the West pool. The two pool teams with the best records will advance to the regional tournament Aug. 3-9 in Albuquerque.
Pampa's pool games are 4 p.m. Saturday, 1 p.m. Sunday and 4 p.m. Monday.
Players on the team include Jackie Gerber, Amy Youree, Callie Cobb, Stephanie McVea, Logan Winkleman, Cassy Tice, Nicole Clark, Whitney Wichert, Kinzee Nichol, Meredith Couts, Maggie Hopkins, and Autumn Darden.
© 2016. All Rights Reserved. | Contact Us


text:
Compilation error
Cananyone help me. I wrote a c code and this code supposed to classify network traffic into two classes but I used a bayesian classifier implementation but it is generating errors like
network_traffic2.c:11: error: `main' must return `int'
This is the code below:
Re: Compilation error
Your code tags are incomplete. I will fix them for you, this time.
Your problem is that main is defined, by the standard, to return an int. Some less-than-compliant compilers will accept other forms. It seems that yours does not. Therefore, change your definition.
Re: Compilation error
Thanks alot. I have checked the code, I appreciate it. But it does not complain of any error from the main ().
Thanks alot. I appreciate it. So, how can I put the code into the Can you explain it to me.
Re: Compilation error
The only error you mentioned was from main. That has been explained. You have not asked any other complete question, nor given any information, nor stated your expectations and how they are not being met. Please read the entire "Before you make a query" thread.
Re: Compilation error
DaWei just corrected the code tags and not the code and if your compiler is not complaining now it should not have complained before as well.
Re: Compilation error
Thanks, I have corrected the code by changing void main () to Int main (), but it is now generating Linker error..I mean it cannot link to the libaries...
I have compiled the code but there is a problem with the LINK...Is there any other way to create a link or use other libraries. I am using smile: smile.lib and this is usually used for Bayesian classifier...Is there any other libaries that I can use?
The Link error are:
smile.lib(errorstrings.obj) : warning LNK4078: multiple ".CRT" sections found with different attributes (40300040)
libcpd.lib(locale0.obj) : error LNK2005: "public: static unsigned int const std::ctype<char>::table_size" (?table_size@?$ctype@D@std@@2IB) already defined in smile.lib(network.obj)
LINK : warning LNK4098: defaultlib "LIBCMT" conflicts with use of other libs; use /NODEFAULTLIB:library
smile.lib(expressiontree.obj) : error LNK2001: unresolved external symbol "public: __thiscall std::exception::exception(char const * const &)" (??0exception@std@@QAE@ABQBD@Z)
smile.lib(helementarray.obj) : error LNK2001: unresolved external symbol "public: __thiscall std::exception::exception(char const * const &)" (??0exception@std@@QAE@ABQBD@Z)
There are more but this is just some of them....
Can anyone help...
Re: Compilation error
How can I compile c ++ code with the library on Linux?
This does not work:
c++ -L network.cpp - lsmile
|All times are GMT +5.5. The time now is 09:11.


text:
In the following video, Motley Fool Pro advisor Jeff Fischer takes a question from a Fool reader, who asks: "Is it possible for a group of amateur investors to cause a short squeeze? How possible would it be for a large group to come together and force short sellers to cover their positions?"
The best investing approach is to choose great companies and stick with them for the long term. The Motley Fool's free report "3 Stocks That Will Help You Retire Rich" names stocks that could help you build long-term wealth and retire well, along with some winning wealth-building strategies that every investor should be aware of. Click here now to keep reading.


text:
A couple of memorable Hokie games took place on this date (and maybe a third if we can win in Chapel Hill today?).
- 2008 – @VT 72, uva 65 (OT): Exactly five years ago today the Hokies completed a season sweep of the hoos (both in overtime). Tech had to overcome a 12-point deficit in the final 9 minutes to force the extra frame. Five Hokies hit double-digits, including 10 by Lewis Witcher. In OT, the Hokies pulled away behind a 13-3 run (in case you didn't know, the Hokies OWN overtime in ACC play). RECAP | HIGHLIGHTS
- 1983 – @wvu 90, VT 86 (3 OTs): The Hokies lost a heartbreaker in Morganhole in the co-longest game in Hokie hoops history (VT has played one other 3 overtime game). This was Dell Curry's freshman year. Tech would lose another close one, 68-67, in the 'Burg the next year but got revenge the following season with a 65-63 win at wvu.


text:
1PW wrote:
> On 08/29/2008 10:40 PM, Artificer sent:
>> If I need to install RHEL desktop on 100 users PCs do I need to buy
>> support for each one of them? Or can buy support for one PC and
>> install the software on the others even if I dont get support for the
>> others?
> The later is what my last employer did. Think about going to CentOS for
> the majority, using Yum for all your updates. Then perhaps you could
> afford the most expensive support that Red Hat offers for one lone PC.
> This would certainly work if all hardware configurations are identical.
I am not a lawyer, just an ethical sys-admin who hates to steal. The places
I've worked would fire you in a heartbeat for that. It's software piracy.
Don't do it: it's a very bad example to teach the 100 users, whether they're
business users or students. And it's the same stunt cheap middle managers pull
with MicroSoft Office or MSDN licenses.
If you need to support 100 PC's, consider hiring a reasonable competent
engineer and using CentOS, or go with RedHat licenses which are not too
expensive if you will actually need their help with software updates and
software integration issues, with which they can provide commercial help. It's
a choice you cna make. And use their commercial support *instead* of hiring an
other engineer.


text: No, there is nothing wrong with my eyes (Viewpoint, Sept. 28). I see the homeless population growing and pretty much agree with Rich Zubaty's first three paragraphs describing the homeless population. I agree that we need more public housing and more new ideas that match up needs with resources. My agreement ends there.


text:
Contact NLM
> Health Services Research & Public Health
Glossary of Terms Bibliography Quizzes/Review Site Map
Introduction to Health Services Research : A Self-Study Course
Case Description | Case Background | Case Objectives | Case Exercise
Case Exercise
Q1. What are the problems or issues inherent in this research case and what are the quality of health care issues?
Q1a. Determine the problems or issues inherent in this research case and and begin to define the questions you need to ask.
Since the person who is sick is assumed to be close to you (your Dad), you might be particularly interested in quality of care issues given that patients are released from the hospital earlier and possibly sicker. You might want to find if early release is indeed a problem.
You might also have concerns about your Dad's quality of life when he arrives home. You might also affected by having to stay home from work to be a caregiver. You might think of a number of questions that you would need to find information on the effects on caregivers.
If, in your role as a professional librarian, you were asked these and related questions by a researcher you will likely find that you will have to answer many other questions as the researcher plans her research project.
How do you plan to get ready to attack this case? What kinds of issues might you think about as you begin thinking about this case?
Your first task will most certainly be to think about the case and read over the background information.
Suggested solution...
Q1b. What are the effects of the Medicare prospective payment reimbursement system on the quality of health care for the elderly? In other words, what are the quality issues in this scenario?
Health services researchers have conducted many investigations about cost savings and the quality of health care for hospitalized Medicare patients under the DRG system. They argue whether prospective payment saved the government money by reducing length of stay and forcing clinicians and hospitals to become more efficient.
On the other hand, many contend that reduced LOS and lower reimbursement rates have produced sicker patients who require readmissions and more nursing home or home health care services.


text:
The next sustainable revolution in solid waste management: bioreactor landfills
Ram N. Tewari
Director, Solid Waste Operations Division
Broward County, Florida
Member, APWA Solid Waste Management Committee
Solid waste management is a critical indicator of the society's overall quality of life. A recent study by the American Society of Civil Engineers (ASCE)—"2003 Progress Report for America's Infrastructure"—painted a bleak picture of the nation's twelve infrastructure categories. However, the solid waste category fared relatively well in this study. It earned the top grade of "C+" repeating its ASCE's 2001 grade. Although this is encouraging news, there are a lot more reasons for solid waste professionals to try harder to improve their performance.
In the United States, we generated about 232 million tons (or 4.5 pounds per person per day) of municipal solid waste (MSW) in 2000, as compared to 195 million tons in 1990. Though our population in the United States represents only six percent of the world's population, we are currently producing 50 percent of the world's MSW. It is forecasted that these numbers will continue to increase. In 2006, the population of the United States is expected to be about 288 million; by 2020, about 323 million; and by 2050, the estimated U.S. population will be 394 million. This significant increase in population will result in a lot of solid waste being generated in the future. How do we face this challenge and manage the increasing cost of solid wastes effectively (e.g., providing a higher level of service at a lower cost)? We can do this by being creative, exploring innovative technologies, regional cooperation, and establishing public/private partnerships.
The United States Environmental Protection Agency (USEPA) has the following integrated hierarchy of MSW management: recycling (reuse, including source reduction and composting); waste-to-energy (and other recovery systems); and disposal (landfilling). Though landfilling is the last resort, it remains one of the primary methods of disposing of MSW and continues to be the disposal method of choice. Almost two-thirds of the U.S. MSW is currently being sent to the landfills. Currently, these landfills must meet the requirements of the Resource Conservation and Recovery Act (RCRA), Subtitle D, the Clean Water Act, the Clean Air Act, and numerous other federal, state, and local regulations.
Sanitary landfilling in the United States has made monumental strides in the last 25 years, moving from open dumps with little or no control to state-of-the-art facilities. Still, it is hard to be a good guy in the landfill business because the public often does not appreciate the intricacies of the landfill operations. We have to operate the landfills efficiently because they are going to be with us forever. Landfills will remain in demand because of lower unit cost, stalled growth in the waste-to-energy area, and limited potential growth in recycling. Social factors such as continued population growth, rising per capita MSW generation due to higher standards of living, low probability of zero waste, and the difficulty of siting new landfills due to the Not-In-My-Back-Yard (NIMBY) mindset will also create an inescapable need for landfills. It is incumbent upon us, the public works professionals, to operate landfills more efficiently and to explore innovative technologies and concepts that are sustainable, economically feasible, and environmentally sound. These objectives can be met by one very promising approach: the bioreactor landfill processing of MSW.
A bioreactor landfill is defined by the USEPA as a MSW landfill, or a portion thereof, where any liquid other than leachate is added in a controlled fashion to the waste mass. Rapid waste stabilization is the principal goal of the bioreactor landfill. Under this model, landfills become facilities where the waste is contained and actively digested by adding liquids to reach a moisture content of at least 40 percent by weight to accelerate biodegradation of the waste.
Also, the Solid Waste Association of North America (SWANA) has defined a bioreactor landfill as "any permitted Subtitle D landfill or landfill cell where liquid or air is injected in a controlled fashion into the waste mass in order to accelerate or enhance biostabilization of the waste."
This process is in contrast to a traditional landfill (dry tomb) that simply preserves layers of compacted garbage in as dry a condition as possible, to minimize the leachate which then biodegrades within its limits and timeframes. The bioreactor landfill uses liquid (either leachate or from an external source) as an additional component to the waste mix. This liquid intensifies the natural process of microbial waste decomposition. There are various strategies for addition of moisture (e.g., leachate recirculation, spray application and percolation ponds) to create a favorable environment for decomposition.
There are three types of bioreactor operational processes which can be used: aerobic, anaerobic, and hybrid or facultative. In an aerobic bioreactor, air (oxygen) is added to promote aerobic activity and accelerate waste stabilization of the landfill. This is the same process that decomposes organic matter in a compost system. In an anaerobic bioreactor landfill, moisture is added in the form of recirculated leachate and other liquids to obtain optimum moisture levels. Biodegradation occurs in the absence of oxygen (anaerobically) and produces gas. A hybrid or facultative landfill accelerates waste degradation by employing a sequential aerobic-anaerobic treatment to rapidly decompose organics in the upper sections and collect gas from lower sections. The rate of stabilization progressively decreases from aerobic to anaerobic operations (aerobic>hybrid>anaerobic).
The following are substantial potential benefits to operating a bioreactor landfill:
Another plus to the bioreactor technology is the fact that it can reduce long-term care requirements for monitoring gas migration and cover maintenance while minimizing the time required for profitable energy production through gas recovery. And bioreactor landfills can lower the cost of operations. Several potential cost and operational benefits of bioreactor technology support the case to explore this technology more fully.
There are about 20 full-scale demonstration projects under construction, in startup, or in early stages of operation. USEPA is continuing its State-of-the-Practice Bioreactor Landfill Study. Hopefully, these projects will provide an understanding of regulatory, environmental, technical and operational issues. The bioreactor landfill has the potential to be one of the environmentally and economically sound and responsible solutions to our increasing MSW disposal needs. Be a visionary by embracing this cutting-edge technology.
Ram Tewari can be reached at (954) 577-2394 or at firstname.lastname@example.com.


text:
Interest Level
Grade PreK
Reading Level
Grade level Equivalent: 1.3
Lexile® Measure: AD320L
Guided Reading: I
- Animal Stories
- Character and Values
- Culture and Diversity
- Friends and Friendship
About This BookThe buzz of a tiny fly at Bertha the Bear's birthday party starts her off on a wild and hilarious chase. She ruffles some feathers on the way, but never gets the fly!
Items Added to Cart:
1 Paperback
2 Hardcover
1 Teacher's Edition
$48.99 Subtotal


text:
Not long ago, my grocery store of choice stopped carrying my favorite gluten-free breakfast bars. I liked to take these fruit-flavored bars to work to have for a late-morning snack. So when it came time for me to do another Tribune Cooks column, my first thought was to find something to replace those breakfast bars.
Initially, I was going to make some kind of gluten-free granola bar or some other kind of snack bar that's somewhere between a cookie and health food.
I ended up abandoning the idea of healthy food all together when I remembered my mom's go-to muffin recipe.
Article Photos
Tribune Chronicle / Mary Beth Wyko
These assorted sweet muffins, shown above and below, were made with honey instead of sugar and were customized to take advantage of honey's flavor.
Sunday mornings meant a big family breakfast before church when I was growing up. During the rest of the week, we had cereal, toaster pastries or frozen waffles for breakfast, but on Sundays, Mom and Dad put a full, hot breakfast on the table. Eggs, bacon, pancakes, muffins - on Sundays, we had the works. Though my parents, Al and Liz Sweet, didn't hesitate to use convenience foods liked boxed blueberry muffin mix or those tubes of cinnamon rolls when necessary - they did have four kids to get ready for church, after all - on occasion, Mom would take out her Betty Crocker's Cookbook and make sweet muffins from scratch.
It's a recipe she's used enough that the cookbook falls open to that page, and there are tell-tale stains in the book that are the mark of something good. I remember making these muffins myself as I learned to cook, and they probably made an appearance on some Mother's Day past when we kids would take over the kitchen (with Dad's help) to make breakfast for Mom.
Since the Tribune Cooks are focusing on cooking with honey over the next few weeks, I studied the recipe a bit to see how I could take advantage of our common ingredient. I decided to replace the sugar in the recipe with honey and to come up with add-ins to compliment the flavor of the honey.
Fact Box
Sweet Muffins
1 egg
1/2 cup milk
1/4 cup salad oil
1 1/2 cups all-purpose flour
1/2 cup sugar
2 teaspoons baking powder
1/2 teaspoon salt
Heat oven to 300 degrees F. Grease the bottoms of 12 medium muffin cups or use paper wrappers. Beat egg; stir in milk and oil. Mix in remaining ingredients just until flour is moistened. Batter should be lumpy.
Fill muffin cups 2/3 full. Bake 20 to 25 minutes or until golen brown. Immediately remove from pan.
SOURCE: Betty Crocker's Cookbook
Mary Beth's variations
Substitute 1/2 cup honey for sugar. Hint: Swirl a bit of oil in the measuring cup before putting the honey in, and it will slide right out of the cup and make for easy washing.
Substitute all-purpose gluten-free flour plus 1/2 teaspoon xanthan gum.
Divide muffin mix into four separate mixing bowls.
For lemon muffins, add 1/4 teaspoon lemon extract or lemon juice and approximately 1/2 teaspoon lemon zest.
For orange muffins, add 1/4 teaspoon orange extract or orange juice and approximately 1/2 teaspoon orange zest.
For pecan muffins, stir in a handful of pecans, chopped.
Serve warm with butter and a drizzle of honey.
I ended up making four different kinds of muffins - regular sweet muffins, lemon muffins, orange muffins and pecan muffins - by dividing the batter into separate mixing bowls. An ice cream scoop works well for measuring batter into muffin tins, so to make my flavored muffins, I put three scoops of batter into each bowl.
For the pecan muffins, I took a handful of pecans, chopped them up and stirred them into the batter. For the lemon muffins, I used 1/4 teaspoon lemon extract and about 1/2 teaspoon lemon zest. The orange muffins were the same with 1/4 teaspoon orange extract and 1/2 teaspoon orange zest. Keep in mind, these were for three muffins apiece. If you want to make a dozen lemon or orange muffins, multiply my measurements by four. You could also use lemon or orange juice instead of flavored extract. I just happened to have extract on hand.
Though I'm not usually a huge citrus fan, I was pleased with how the lemon and orange muffins turned out. The flavor was the perfect mix of citrus tang and sweetness, especially when I slathered the warm muffins in butter and a drizzle of more honey. The plain and pecan muffins were good as well, but they didn't have that extra zing of the citrus muffins.
This is a recipe that's made to be customized. Mom's cookbook offers seven different variations, and for this article, I just made up my own. Throw in some chocolate chips if you've got a sweet tooth, or add fruit if you're looking for something a little more healthy. The possibilities are limited only by your imagination.
And with Mother's Day just a few short days away, maybe you can surprise Mom with a basket of muffins in her favorite flavor for Sunday's breakfast.


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[Previous] | [Session 69] | [Next]
S.G. Djorgovski, A. Mahabal, M. Bogosavljevic, M. Graham, R. Williams, C. Baltay, D. Rabinowitz, A. Bauer, P. Andrews, N. Morgan, J. Snyder, N. Ellman, R. Brunner, A. W. Rengstorf, J. Musser, M. Gebhard, S. Mufson (CalTech), Palomar-Quest Collaboration
We have initiated a search for quasars in the redshift interval z ~4 - 6.5 using the drift scans obtained as a part of the Palomar-Quest sky survey. The scans are obtained in Cousins UBRI and SDSS r'i'z'z' bands, with two passes with each filter set over declination strips 4.6 deg wide. Coadded data reach the depth of the SDSS. The anticipated sky coverage by the time of the meeting is ~ 4,000 - 5,000 deg2. QSO candidates are selected using standard color techniques. For redshifts z > 5.5, we also use coadded 2MASS data, supplemented by new IR imaging to discern high-z QSOs from brown dwarfs. Spectroscopy is done at the Palomar 200-inch telescope, with follow-up high-S/N, high-resolution spectra of the objects at z > 5 obtained at the Keck telescope.
The scientific goals of this survey include: discovery of more lines of sight to z > 6, in order to probe the end of the Reionization Era; use of QSOs as probes of primordial (possibly bias-driven) large-scale structure; improved estimates of the evolution of the QSO comoving density and luminosity function at z > 4; etc.
[Previous] | [Session 69] | [Next]
Bulletin of the American Astronomical Society, 35#5
© 2003. The American Astronomical Soceity.


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Greg Jennings is a Minnesota Viking. That seems pretty weird to say, and is probably even weirder for him to live. But it's the truth. He went form being a receiver BAWS with the hated Green Bay Packers for seven years to becoming a Viking this offseason, and even if he never scores a touchdown with us, it was totally worth it because it made Packer fans angry.
Well, this is probably also going to make Packer fans angry … Greg Jennings apparently thinks the Packers suck so bad that he was willing to sign it on a helmet.
The image above is an alleged picture of a helmet that Greg Jennings signed for a Vikings fan per request. That certainly looks like Greg Jennings John Handcocknballz on the right, complete with his new number "15" next to the signature, and the same pen used to write out "Packers Suck" right next to it.
This is of course awesome and hilarious, especially concerning Jennings' antics this entire offseason in throwing the Packers under the bus for no apparent reason. Talking about Aaron Rodgers being overrated, saying the Packers franchise brainwashed him … My God, he sounds like a jilted lover who misses the anal beads. Of course now, with recording only eight receptions and 117 yards through the season, I'd probably be retracting from those statements a little bit.
The big question is, is this a real signature? I'm inclined to believe it is, because I like stirring up bullshit. But others have reached out to Twitter friend @kaykay0715, who shared the original photo, and she seems to think it was real as well. Another news source at 620 AM, Wisconsin's Radio Station, did a compare and contrast of a Packers' signature with this signature, and yeah, they're probably the same thing.
So there we go. Now EVERYONE knows that the Packers suck.


text:
I'm using an adaptor (x2vga 2) to output my xbox to my monitor. For some reason, the only image I can get is a 480i one (which is distorted and blurry and not really playable).
I'm not sure if this is an EvoX issue, an x2vga2 issue, a game issue, or a monitor issue.
If someone could help me narrow down the culprit and/or give me a few ideas, I will be grateful!
EDIT: I just qwixed Dark Alliance II to my Xbox, and it exhibits exactly the same problem. If anyone can help me, please do! Even if it's just to tell me that my problem isn't with EvoX, and that I should repost this in a different forum.
Edited by gibbousmoon, 27 November 2011 - 03:31 PM.


text:
Top Definition
Used by guys referring to his penis being buried in a womans vagina to the hilt or up in them guts.
I was buried so deep in her I was up in them guts.
dodane przez Kevin luty 22, 2005
Trending Now
Can you define these popular missing words?
To insert a penis in a woman's vagina or turd-cutter.
Man, let me tell you! I was all up in them guts last night!
dodane przez Mike Tom wrzesień 26, 2007


text:
GRAND RAPIDS, MI – A former Byron Center High School standout athlete will spend between nearly two and 10 years in prison after he was charged with safe-breaking and breaking and entering.
Zachary Scott Gnass pleaded guilty last month to two counts of breaking and entering at the Byron Center Market, 2592 84th St. SW. The crime occurred on Feb. 23, 2013.
Gnass along with co-defendant Jacob Curtis Awrey broke into the market when it was closed and made off with the cash box and liquor. Police said video recording equipment captured the event and helped lead to the arrests.
Awrey, 19, told investigators that Gnass broke open the cash box to get at the money. This act led to the original charge of "safebreaking."
Under Michigan's statute, made law in 1931, safe-breaking is an offense on the same level as armed robbery and also has a potential maximum punishment of life in prison.
"Any person…who shall attempt to break, burn, blow up or otherwise injure or destroy any safe, vault or other depository of money, bonds or other valuables in any building or place, shall, whether he succeeds or fails in the perpetration of such larceny or felony, be guilty of a felony, punishable by imprisonment in the state prison for life or any term of years" the Michigan statute reads.
However, Gnass has no prior felony record and he was able to negotiate with the Kent County Prosecutor's Office to have the most serious charge dropped if he pleaded guilty to breaking and entering and accepted a higher-than-normal penalty for those charges.
Gnass, 18, was a tackle for the Byron Center Bulldogs football team and also wrestled at the school.
Standing before Kent County Circuit Court Judge James Robert Redford on Monday, June 24, Gnass apologized to the court and the store owners and vowed to pay restitution to the market owners and the insurance company that covered the damages.
Gnass faces sentencing Tuesday, June 25, in Muskegon County Circuit Court on four breaking and entering charges for a series of break-ins at three smoke shops and an hydroponics store there.
Related: Grand Rapids-area man charged in Norton Shores pharmacy burglary, smoke shop break-ins
Kent County co-defendant Awrey cooperated with police and worked out an agreement with the prosecution where he pleaded guilty to one count of attempted larceny in a building along with a recommendation that he falls into the Youthful Offender status, meaning he will not have a felony record as long as he commits no further crimes.
Related: Sept 3, 2010: Byron Center 34, Forest Hills Northern 12
E-mail Barton Deiters: email@example.com and follow him on Twitter at twitter.com/GRPBarton


text:
Skip to comments.How do I (we) counteract the success of this birth control wedge issue? (vanity)
Posted on 02/18/2012 8:42:00 AM PST by occam's chainsaw
Now that the left is successfully employing this wedge argument over insurance birth control mandates, what can we do on an individual basis to counteract it? I am suddenly seeing local boards and even my face book page being flooded with emotional posts by hysterical women who claim their uteruses (uteri?) are being attacked. They are being successfully distracted from the real issues and seem quite anxious to throw their vote away for red herrings. They have been tricked and I am trying to figure out the best way to dodge their emotional arguments and enlighten them. Some (most) of my are much better at political debate than I am. Any helpful advice?
Tell them:
"Birth control is not a right. Anyone choosing to use birth control should spend their own money on it."
"I should not be taxed to pay for someone else's birth control."
Keep it simple. This should not be on your dime. It is wrong to force you to pay for it.
I always squelch such arguments by saying "I don't see why women get the right to commit murder out of convenience and men don't."
Dude - the women you describe were NEVER going to be pulling the Republican lever anyway.
we should be asking..."why not just throw in a requirement to pay for abortions too?". By the left's logic, a woman has a right to an abortion, therefore, why shouldn't a religious organization be forced to pay for that too? ...please explain the difference!
That's where I'd like to take the discussion...it'd separate those with no problem on the "paying for contraception" but oppose abortion and those that have no problem with either.
I don't think American women are as foolish as you're implying...
I just agree with liberals and tell them I am pro-choice...... Then I say, and I choose life, which means you obviously choose death.
Their little, pointed heads go poof!
The thing you DON'T do is conflate abortion and birth control.
Dude - the women under discussion were NEVER going to vote at all this time around until Obama got them riled up with this red herring. They're disgusted with the pretender in chief. His strategy is to get them so angry with our side that they will still vote.
I got a chuckle from a liberal after I posted on my Facebook page that I wanted to vote for a candidate who would force PETA to pay for my pastrami.
Analogy works well.
"Now that the left is successfully employing this wedge argument "
What are you talking about ?????????????
Disastrously wrong answer. Tell them there is no argument about contraception out there, only about the government attacking religious freedom. Explain that they have trusted sources of information who are lying to them, that no one has proposed restricting their right to buy and use birth control and no one ever will.
Tell them they should direct their anger at those who are lying to them and needlessly alarming them for political gain.
Pass along the article by Democrat Dick Morris calling out this strategy to try to blur the lines between birth control and abortion. It is pretty damning they are trying to manipulate people. People on all sides should be insulted by this.
Considering this was one of Clinton's advisers, you can use the issue to actually turn off Clinton Democrats to Obama.
Analogy does work well.
I told a friend that if taxpayers can be forced to financially support the "rights" of other citizens, then taxpayers need to pony-up and pay for millions of rifles, tactical shotguns and handguns for citizens unable to afford such. And, in order to remain well-regulated, each citizen needs to have access to "free" ammo, likely 200-300 rounds each week.
"we should be asking...'why not just throw in a requirement to pay for abortions too?'."
Actually, that is what the "morning after" pill does...and it is included in this mandate.
I would ask questions on the comments and get them to state whatever false claim they are making, then knock it out of the park. There is no issue at hand to 'take away contraception'. It is purely manufactured. This is low hanging fruit for our side to return the discussion to Obamacare. Whatever BS they state, bring it back to the fed govt control issues. Don't make it about social issues or personal beliefs. That is what the left is banking on.
Facebook friends are going CRAZY over this isssue. One comforting another saying this will be good for O as the "enlightened" women will be supporting him in droves.
They are up in arms about the women being refused to speak (when the hearing was about Presidential overreach) not women's rights.
They don't want to hear anything but what fits with their agenda.
So I continue to ruffle their feathers with my conservative perspective. Enlightened Californians VS. hick town gal...
The answer is simple. We tell the truth. We expose the lies. We stand up for strong principles and we don't let this distract us from the important issues.
There are good arguments to advance, but there has to be someone at home inside the brain in order to benefit.
Sounds like the comments you read were mostly from women who choose not to think or can't, even if they meant to.
I would go after Obama and the Dems, straightway, and don't bother to pass "go".
What gives the Federal Government the power that they are claiming under Obamacare, to force others...whether religious organizations or insurance companies or whatever, to ORDER someone to pay for another's birth control???
I would tell them the power to do so is being usurped...the Constitution does not empower this and it's against everything America stands for and its military has fought and died for.
That a government powerful enough to force someone else to pay for your birth control, whether the someone else is a private insurance business or a religious institution who opposes it on religious grounds, is powerful enough to inspect your child's sack lunch at school and tell them their mommy didn't pack a good enough lunch, eat the government's lunch instead.
I would tell them Obama and the Dems believe they are stupid, or else they wouldn't try to get their votes by bribing them with a government guarantee of "free" birth control.
I would tell them to vote on the basis of the economy and the debt and that we are becoming Greece, and that Obama knows it and is fine with our system collapsing...in fact, that's what he plans to feed off of to gain even more power.
But if I have to explain any of that to them, is there anyone at home in their brains?
***I support Newt Gingich, btw, since I believe he is so much better positioned to handle this hogwash and whatever else they throw at us.***
There are a couple issues here. If someone is trying to tell you that Santorum is against birth control, tell them that this is a media gotcha concoction. Santorum does not support any banning of birth control. And if he lives a personal lifestyle that is without birth control, well, every president we've ever had comes with a lifestyle, and we are under no obligation to follow them, no matter how kinky...
And if they are talking about the catholic church and birth control on their health insurance palette, remind the person that birth control is easily available and isn't expensive. We don't need to pay through our premiums for other people's sex lives. Just as we don't need government or insurance companies to cover our tooth or hair products, we don't need them to cover our sex products.
The religious issue is that it is anti-Christian in particular and anti- Constitutional overall. Asking Catholic institutions to cover birth control is like forcing mosques and synagogues to offer bacon. Obama would NEVER force a mosque to serve pork.
I think you simply need to plant the idea of "free" and ask if there is anything in existence that is actually free. The kids happy meal toy at McDonalds....has the cost of the item figured into the happy meal. Free drink with a Meal? That always has the drink cost figured into the meal as well. Free software with the new laptop? The hardware company is already paying via the overall cost of the hardware. The truth is that the President is lost on this notion that he'll order them to provide something 'free'. Everything he uses on Air Force One....comes with a cost, and is paid out of some budget....from the bottled water, to the fancy toilet paper. Nothing ever comes out free, if you really think about it.
I support Newt Ging(r)ich...
With the help of the media the administration has switched the argument from health care to birth control. Birth control pills are not a prescriptive health remedy. They are a lifestyle choice. If it is right to make health insurers pay for birth control pills, why not mandate that auto insurers pay for tires?
I got a chuckle from a liberal after I posted on my Facebook page that I wanted to vote for a candidate who would force PETA to pay for my pastrami.
Genius response! Stealing it! Relate it to their own "religions"!
It also works on obama's new mandate that they just have to offer it. Make PETA just have to offer pastrami in their cafeteria.
I don't know that it's successful. Are you thinking it's successful because the MSM is talking about it? If so, why bother? That will never change.
The "right" to free birth control is predicated on the notion that sex is an entitlement in this country.
Think about it.
It therefore follows that sex should be (must be) without consequences and birth control must be free to all. After all, how else are you going to make abortion "rare"?
Since these women believe that sex is a right, I think the arguement is lost, unless we can convince them that if free birth control for necessary sex is a right, then free food is also a right.
I was talking with a friend, Al, an active Roman Catholic BTW, who was vigorously defending Obama's birth control order. I was vigorously attacking it. In the course of the discussion I mentioned the word "free" in conjunction with the order.
He said what are you talking about, it's not free.
A neutral third friend confirmed that the Obama ordered free birth control.
Al looked abashed and said, well yea, that's different. It shouldn't be free.
I don't think its successful at all. It gets the lefties panties in a wad but that's a comfortable and familiar feeling to them.
In fact I'm looking forward to the big atheist march in DC next month just because America needs to take another good look at the left.
Simply point out the idiocy of this logic.
People with two brain cells in a row will recognize the idiocy.
The others are incapable of rational thought, so there is no point in bothering with them further.
LOL. So then what did he think the whole order, which he was vigorously defending, was all about?
The contraception issue has become the buzzword of the real issue...the loss of our liberties.
Just tell them to walk into any pharmacy; they already have access to very inexpensive BC. But *you* shouldn't have to pay for theirs. IOW, tell them to keep their ovaries off your rosaries!
Then we argue that what President Obama has done is no different than a King ladening a "Royal Mandate" upon his subjects. In light of the constitution and bill of rights, we must repulse this notion of free citizens becoming subject King Obama or any president and his proclamation... and voice our repulsion, LOUDLY! Both as regards the mandate to purchase healthcare insurance and the demand that contraception be provided free of charge.
Lastly, we go back to the beginning of this thing, Obama Care. It was ramrodded through congress with not a republican voting for it... We must argue this or any other piece of legislation that gets through congress by single party vote should be rated as invalid. It goes without saying that any law passed along party lines only, without at least modest consent from the opposition party, that law is lopsided and cannot "fairly" applied across the land.
Oh, that's good! I'll try that as well.
Universal firearm insurance LOL
Shut up about it. Especially if your initials are R.S.
You couldn't be more wrong.
Free female contraception = the right to fornicate.
Americans are in love with fornication (and pornography). They can't get enough of either one.
A candidate having questions about birth control means a candidate who disapproves of fornication. And the American electorate, drowning in their sins and hypnotized by the flickering images on their monitors, won't have any of it.
Attack the Democrats for spreading STDs.
The right to bear arms is an actual right that is actually written in the constitution. But although the federal government has protected that right for over 200 years, it has never forced every man woman and child to own a gun, nor has it ever forced any gun distributor or manufacturer to distribite guns to every person for free.
Don't get out much, huh?
Obama has added +18 to his already overwhelming lead among single women since this started. Obama was leading this demographic 54-37 in November. He is now leading 65-30.
In 2008, there were 30.5 million single female voters. In 2012, this number may well be larger.
This issue, essentially invented by Obama and Axelrod, is a gigantic winner for their side, and they will ride it as long as they can.
It was planned this way by the people who wrote the health care bill. The whole idea is to add up enough mandates that it busts the insurance companies and makes everybody dependent upon government for their care.
As things stand now, am I the only one in this group that is wondering wether to drop my insurance and just pay cash?
You wanna try reasoning with simpletons?
Santorum had been in Congress for 16 years. Find a SINGLE time where Santorum, in public life, called for banning or otherwise regulating contraceptives (except maybe to kids without parents knowing about it).
The bloom is off the rose.
Fornication may be your highest personal value, but it is not and never has been a conservative position.
Ignore it. They blew their wad too soon, by the time real votes are being cast in October this "issue" will be played out. They really screwed up driving this thing so hard in February, the life span of a wedge issue is 1 month, 2 if it's really juicy, then the public gets bored, then they feel badgered.
Ask "Where's my free gun? It's clear the second amendment gives me the right to have one, so someone needs to pay for one for me. "
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


text:
Top Definition
A woman's lips.
por Fo Shizzle My Nizzle 10 de Junho de 2004
Trending Now
Can you define these popular missing words?
The pillow that is placed over one's genetailia whilst they sit.
Can you pass me a dick pillow? This morning wood isn't going away any time soon.
por Fear of Fleas 03 de Dezembro de 2011
Bulging fleshy area on a males inner thighs, near the genitals. They give the apperance of large, tumorus, testicles.
Dude, put on your pants, we can see your dick pillows.
por B-Town FFL 28 de Outubro de 2007
A big beautiful set of women's lips.
Angelina Jolie has a big beautiful set of dick pillows
por Darth Loring 03 de Julho de 2009


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Acuity Market Intelligence cuts through the clutter of information overload to provide targeted industry insight and analysis for emerging technology markets. The company's current focus is on identification solutions including biometrics and associated identity management and authentication markets. Acuity's services include industry sector tracking, opportunity sizing, strategic planning, due diligence, executive briefings, customized consulting and on-demand market research and analysis.Website: www.acuity-mi.com
Air Transport News is a new, but increasingly popular online source of air transport industry information. It includes air transport industry news, expert analysis, interviews with industry professionals, event announcements and book presentations. ATN makes the air transport industry news more accessible and provides a forum where industry experts, professionals and academics exchange views and engage in constructive discussions. Established in 2006, the ATN has over 6,000 subscribers, including airlines, airports, and industry suppliers. Its web site is a popular web address, which airline professionals turn to in a search for the latest airline news.
AVISIAN produces a suite of nine publications focused on the identity and security markets. Online titles including SecureIDNews, ContactlessNews, ThirdFactor and IDNoticias cover distinct technology and application verticals. The company's print magazine, Regarding ID (re:ID), is a global leader in this rapidly growing technology sector. Collectively, more than 30,000 subscribers and one million annual web visitors get their ID technology news from AVISIAN magazines and sites. Learn more about the publications and the company at www.AVISIAN.com.AV!S¡AN Publishing315 E. Georgia StreetTallahassee, Florida 32301Tel: +1 850-391-2273Fax: +1 850-222-4477E-mail: firstname.lastname@example.com: www.AVISIAN.com
Biometric Technology Today is the most established source of authoritative news, analysis, features and surveys on the international biometrics market. Published ten times a year, it is committed to providing unbiased, intelligent comment as well as extensive and fully researched worldwide news coverage on all aspects of the biometrics market.
Biometrie-Online.Net is a French portal designed to encourage and support the exchange of information on biometric technologies. The aim of Biometrie-Online is to act as a platform for the promotion and understanding of biometric technologies. Biometrie-Online provide free information on biometric solutions, vendor list, news, useful links, events list and a discussion group.Website: www.biometrie-online.net
The Biometric Digest newsletter reports on emerging identification technology covering fingerprint, voice, hand geometry, facial recognition, iris scan and other methods.Tel: +1 314 428 5005Fax: +1 314 487 5198E-mail: email@example.com Website: www.biodigest.com
The Biometrics Market Intelligence eUpdate is the pre-eminent source of targeted research and analysis for the rapidly emerging biometrics market. The eUpdate provides clear and concise commentary on the impact of developments in the world of biometrics and identification solutions. The eUpdate delivers Acuity Market Intelligence's trademark brand of provocative, candid insight that cuts through the hype to expose the bottom line issues that drive and shape this emerging marketplace.
findBIOMETRICS is the leading Biometrics Industry Resource providing free information on all biometric identification and identity verification systems and solutions. findBIOMETRICS has the latest daily news from the global biometric business community, as well as comprehensive vendor lists, informative articles, interviews with Industry Leaders, useful links to Biometric associations and a current list of related industry events and conferences.
Just4airlines.com is a growing online media company established in Malaysia with offices in both Malaysia and the UK. It provides web-based news and travel information and event management services to the world airline industry. The company draws on its founders' expertise acquired with industry leaders such as BOAC, British Airways, IATA, and Canadian Pacific. J4A popular newsletter reaches over 100,000 aviation professionals every week and has a comprehensive aviation industry event calendar.Tel: +60 (0)3 5510 7063Fax: + 60 (0) 3 5510 4249Email: email@example.com
Keesing Journal of Documents & Identity – Keesing Journal of Documents & Identity offers a clear and concise overview of the latest developments in the world of security documents and identity.Alongside the Journal, Keesing has recently published their Special Edition: Overview of Travel Documents 2003-2008. This Special Edition consists of an overview of travel documents issued from 2003 to 2008. The overview includes details of nearly 500 new document models issued by more than 100 countries.
Planet Biometrics. This free-to-access portal is designed to shine a light on the biometric industry, promote the industry's expertise, give critical analysis, uncover breaking news, and, most importantly, provide educational information and advice for end users.
Security Document World.com is a web-based portal dedicated to providing timely, well-researched and free-to-access information for all those involved in purchasing, manufacturing and integrating security-document centred solutions. The site provides a strong focus on machine readable travel documents, such as passports and visas, and on other government issued security documents, such as national ID cards and drivers licenses.Tel: +60 (0)3 5510 7063Fax: + 60 (0) 3 5510 4249Website: www.securitydocumentworld.com
Watermark Magazine Watermark magazine is the only Russian magazine about security products which provides exclusive information on security printing industry in Russia and the CIS countries.Every issue contains the latest information on production of banknotes, ID-documents, holograms and other security products, articles on document checking devices, and reviews of the market of security products worldwide, in Russia and CIS countries.The editorial board includes the Bank of Russian, national banks of Belarus, Kazakhstan, Armenia, Kirghizia, Ukraine and leading companies in the industry. The Watermark is a bi-monthly magazine in Russian with a bi-annual supplement in English.Watermark Magazine43–45, Staro-Petergofsky pr., liter B, office 4H, St.Petersburg, 190020, Russia Tel.: + 7 (812) 346-50-15Fax + 7 (812) 325-20-99 Email: email@example.com: www.vodyanoyznak.ru
Airports Council International (ACI) is the only global trade representative of the world's airports, some 573 members operating over 1,643 airports in 178 countries and territories. Established in 1991, ACI represents airports interests with Governments and international organisations such as ICAO, develops standards, policies and recommended practices for airports and provides information and training opportunities to raise standards around the world.ACI World PO Box 302 800 Rue du Square Victoria Montreal, Quebec H4Z 1G8 CanadaTel: +1 514 373 1200Fax: +1 514 373 1201E-mail: firstname.lastname@example.com: www.aci.aero
The Biometrics Institute is an independent not-for-profit membership organisation, founded in October 2001 in Australia with funding from the Australian government.Website: www.biometricsinstitute.org
The International Air Transport Association (IATA) is its global trade organisation.Over 60 years, IATA has developed the commercial standards that built a global industry. Today, IATA's mission is to represent, lead and serve the airline industry. Its members comprise some 230 airlines – the world's leading passenger and cargo airlines among them – representing 93 percent of scheduled international air traffic.IATA HQMontreal, CanadaTel: +1 514 874 0202Fax: +1 514 874 9632Website: www.iata.org
International Biometric Group (IBG) is a leading research, consulting and systems integration company addressing the identity management and security needs of both government and commercial clients. IBG designs, engineers and supports solutions across multiple platforms in complex, mission-critical environments. IBG is headquartered in New York City, with offices in Washington, D.C., San Francisco, Toronto and London. International Biometric Group, LLCOne Battery Park PlazaNew York, NY 10004, USATel: +1 212-809-9491Fax: +1 212-809-6197
International Biometric Identification Association. Founded in 1998 as a non-profit trade association in Washington, DC, the International Biometric Identification Association (IBIA) represents the manufacturers, developers, and solution providers of biometric technologies used in electronic human identity authentication - face, fingerprint, hand, iris, vascular, speech, as well as skin/dermis. IBIA impartially represents all biometric technologies in all applications. The industry's leading voice on key policy issues in North America affecting biometrics, IBIA fulfills its mission through education and advocacy.1666 K Street, NWWashington, D.C. 20006, USATelephone: +1 202-587-4855Fax: +1 202-587-4888E-mail: firstname.lastname@example.com: www.ibia.org
For more information please contact:Mihail PeytchevPhone: +1 514 954 8219 x.7763Fax: +1 514 954 6408Email: firstname.lastname@example.com


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What is Microcredit?Microcredit refers to small size loans that are collateral free and are lent to low income households to meet their working capital needs. Typically, the loan size varies from Rs. 5000 to Rs. 15000. These loans are usually utilised for income generation activities. The borrower then repays the loans according to a preset repayment plan. For more details, you can read our About Microcredit page.
How can Microcredit make a difference?Microcredit provides the much needed financial stability that is needed in many low income households in Indian villages, semi urban and urban areas. It gives them the opportunity to access finance at reasonable rates of interest and provides a healthy and sustainable alternative to the local money lender.
How does traditional microfinance work?Traditionally microfinance institutions borrow capital from the banks at a fixed rate of interest of 5.5% to 8.3% (or 10% - 12% diminishing rate of interest) and the MFI (microfinance institution) then adds the cost of servicing the loan before disbursing the loan to the borrower. Thus the interest paid by the borrower of microcredit ranges from 13.5% - 20% fixed rate of interest (or 24% - 36% diminishing rate of interest) depending on the cost incurred by the MFI for servicing the loan.
What is an MFI?An MFI is a Microfinance Institution. Most MFIs are non governmental organisations registered as trusts or societies. Microfinance is the provision of financial services to low-income clients or solidarity lending groups including consumers and the self-employed, who traditionally lack access to banking and related services. More broadly, it is a movement whose object is "a world in which as many poor and near-poor households as possible have permanent access to an appropriate range of high quality financial services, including not just credit but also savings, insurance, and fund transfers." Those who promote microfinance generally believe that such access will help poor people out of poverty.
I'm confused, Whats this initiative about?Rang De is a web based social initiative that supports rural entrepreneurs from low income households by providing access to low cost microcredit. We aim to address credit needs for business and education of the low income households we reach out to. Rang De microcredit for business and education is funded by individuals and corporate social investors.
What's the difference between the Rang De model and traditional micro-finance?Rang De is an innovative attempt to bring down the cost of microcredit by enabling individuals to lend small sums of money via our online portal (www.rangde.org). The main difference between Rang De and traditional microfinance is Rang De's focus on its mission to lower the interest rate and its fund raising model. By raising social investments from individuals, Rang De is able to bring down the cost of microcredit and offer loans to people at rates that were once unthinkable.
Is Rang De a non-profit organisation?Yes, we are and we will always be. Read more about our organisation structure.
How is Rang De different from other peer-to-peer lending models?Rang De leverages the internet and the peer to peer model to lower the cost of microcredit. We ensure that we make good use of getting low cost capital from social investors and transfer the benefit to the end user. Our interest rates to the end user ranges from 6%flat p.a. to 10% flat p.a.
What is the interest rate breakup on the loan products that Rang De offers?The interest rate breakup of borrower repayments (in flat rates) for each of our loan products is shown below.
|Loan Product
|Field Partner
|Rang De
|Social Investor
|Total (Flat)
|Total (APR)*
|Higher Education
|Primary Education
|Special Loans
|*APR interest rates are calculated on a monthly repayment schedule.
|Loan Product
|Field Partner
|Rang De
|Social Investor
|Total (APY)*
|Higher Education
|Primary Education
|Special Loans
|*APY interest rates are calculated on a monthly repayment schedule.
What is the minimum and maximum investment?The minimum investment amount is INR 100 and the maximum investment amount can be anything the investor is willing to invest. A social investor can invest to fulfil the loan amount for a borrower or split their investments amongst multiple borrowers.
Where can I track progress on my investment?As a social investor, you can login to your account using your email address registered on RangDe.Org. Once you login, you can access the repayment progress made by all your borrowers. You will also receive a statement of social investments on a monthly basis from our team.
How do I make a social investment?You can make a social investment in borrowers of your choice by following the steps below :
What is Quick Invest?The quick invest option allows you to make a social investment without choosing individual borrowers. You will be prompted to set your preferences based on which the system will allocate your funds to borrowers. In case, there are no borrowers meeting your preference, the system will allocate it when there are borrowers of your preference.
Are social investments on Rang De exempt from Tax?No. Only donations made to Rang De for its operations are exempt from tax
Are social investments on Rang De treated as donations?Social Investments on Rang De are different from donations as the investors get back the principal invested along with a nominal financial return when the borrowers pay back their loan. Even though the financial return is nominal, the social return is phenomenal.
What is my return on social investment?You will earn an interest of 2.0% flat p.a. (3.5% APY) on your investment to borrowers of business loans. Your interest is calculated from the day the loan is disbursed to the borrower. This typically will be around a month's time from the date of investment.
Will a social investor get a receipt for payment on making a social investment?When you make a social investment on Rang De, you will receive an email notification confirming all the details of the social investment. You will receive email notifications for all online transactions that you make on the website. Please get in touch with us if you do not receive these updates.
How will I know that my investment has reached the concerned borrower?On the day the loan is disbursed, you will receive an e-mail with the details of the disbursement. This typically happens within 5 days after the Invest by Date (the date by which we will raise investments for borrowers).
Is my investment and return assured?Any social investment made via Rang De is for an unsecured loan for a low income household. Your investment and return are not assured. We recommend that you invest smaller sums of money across borrowers in different geographies to de-risk your self.
What will be the mode of repayment to the social investors?When the loan matures (the loan is completely repaid by the borrower) you will receive an e-mail informing that the loan has been fully repaid. You will have two options: either to reinvest the money or opt to withdraw it to your bank account. In case of the latter the you will have to provide the details of your bank account and Rang De will make an online transfer. Withdrawals can only be made to a bank account in India.
In what time will I get my social investment repaid?You will get back your entire social investment at the end of the loan tenure (typically 1 year or 2 years) with a return of 2.0% flat p.a. (3.5% APY) provided there is no default. However your principal plus interest is repaid as equated monthly installments. So, you do not really have to wait until the end of the loan tenure.
What are the payment options I can use to complete my social investment?
If you are an Indian National Living In India, you can use the following payment options to complete your social investment
If you are an Indian National Living abroad, you can use the following payment options to complete your social investment
"Please note that Rang De has a special arrangement with its Payment gateway provider, under which you will NOT be charged any foreign transaction fee."
What is the invest by date?For every loan borrower who applies for a loan, there is a waiting period of 30 days during which the loan amount needs to be raised. The invest by date indicates the cut off date by which social investors need to make investments to the borrower.
Why does the borrower pay 10.0% flat p.a.(17.97% APR) when the social investor only gets a return of 2% flat p.a. (3.5% APY)?As a social investor, Rang De gives you the same return that you would earn on your savings bank account. The 10.0% flat p.a. which is paid by the borrower is split among the field partners, social investors, Rang De and fund for contingencies. The social investments that you make are received by Rang De's field partners who are responsible for identifying borrowers, disbursing loans and collecting repayments. The Field partner incurs expenses and the 5.5% is just enough to manage these costs. Rang De gets 2% flat on every loan for its operational costs and 0.5% is kept aside for contingencies.
What happens to the borrower if the loan is not completely raised in the time it was supposed to be raised?In situations where the loan is not completely raised within the speculated amount of time, Rang De uses its Corporate CSR funds to fulfill the balance amount left to be raised.
What is auto invest?Auto invest is a feature that allows you to automatically invest your Rang De Credit. You can turn it on in your settings page.
How often will my Rang De Credit automatically get reinvested?If you have selected the auto invest option, your Rang De credit will be reinvested as and when there is outstanding loan demand that has not been met within the stipulated time. The reinvestment will be subject to the availability of borrowers that fit your preferences.
Will I get notified once an investment is made?Yes.
How can I redeem a Rang De gift card?
Note: If you are not logged in or if you don't have a Rang De account, you will be asked to create a new account. Please register or log in and then click Redeem.
What are the terms and conditions for withdrawal?
How do I withdraw my Rang De Credit?
What is the process once I have placed a request for withdrawal?We will process your request and transfer the funds to your bank account or send your cheque within 7 working days.
How will I get the withdrawal amount?You can choose to get your withdrawal amount through a NEFT transfer or we can send you a cheque.
Are there any charges for withdrawals?Yes, the charges are displayed in the withdrawal page under the correspoding options.
Can I withdraw my Rang De Credit to a bank account abroad?No, we will only entertain withdrawal requests to bank accounts in India.
I have less than Rs. 100 of credit and I will not be getting any repayments. Will I be able to withdraw my remaining credit?Yes you will. However, if your Rang De credit is less than the withdrawal charges, then you will not be able to withdraw it.
How does the entire model work?The model works as follows :
Are the details on the borrower profile and the application details exactly the same?We receive application forms that are KYC(Know Your Customer) compliant. The data on the application form is used to create profiles for the borrowers and uploaded on to the website. The profiles represent the data on the application form.
How long does Rang De take to do the screening?We aim to process the application forms on a priority. They are screened and uploaded on RangDe.Org within 48 hours of receiving them from the field partners.
Where are Rang De's borrowers located?Rang De's borrowers are from underserved communities across India. Our focus is on states where a large section of the population is not included financially and need access to microcredit.
Can I submit a borrower application for myself?Currently, the first level of application screening is done by our field partners. We do not accept loan applications from individuals.
Why are most of the listed borrowers women?We do not have any preference for gender. It is prerogative of field partners to identify and to work with communities of their choice. We are open to facilitating funds to men for their business needs.
Why are so many borrowers in the same occupation?Some of the borrowers having the same occupation are members of a group of borrowers belong to same communities and at times are involved in similar activities. This is also an indicator of group homogenity. Having said that, we have facilitated funding for more than 500 types of activities.
Why are the surnames of some borrowers the same? Are they part of the same family?At times the borrowers belonging to a particular community can have similar surnames and at times are also involved in similar businesses.
Who are the borrowers?Borrowers of microcredit are typically people of very low income households who require working capital and credit. The investment you make as a social investor is usually towards the working capital of an individual whose occupation is farming, livestock rearing, tailoring or other micro and cottage industries, mostly run by women. You can find borrowers whom you wish to help based on specific search criteria (state and category). Alternatively you can make a quick investment (where Rang De will select the borrowers).
How are the borrowers selected?Borrowers are selected by field partners based on their family income, their access to finance from traditional sources and other socio-economic factors. Our aim is to reach out to underserved communities, mostly first time borrowers who have never had access to microfinance before.
What are Rang De Evaluations?Evaluations are post disbursal interactions with borrowers to understand how the loan has been utilised and the impact it has had for the borrower. These evaluations are done by Rang De Team members.
What happens after the Evaluations?Evaluations are very important to everyone in the Rang De eco-system. Feedback from the evaluations is shared with the field partner as well as social investors. The field partners are expected to work on the feedback within a given time frame and communicate this to Rang De. Stories from the evaluations are shared with social investors on email.
What do we do with stories of not-so successful stories?Evaluations are meant to report the reality as it is from the community. We share stories of hope and despair with social investors and work with our field partners to address areas of concerns. Evaluations also help the Rang De team in deciding on future course of action and intervention.
What are the different types of evaluation that are done?We currently perform audio evaluations as well as field evaluations. Audio evaluations are done via phone conversations with the borrowers. Field evaluations are on the ground assessments done by Rang De team members by visiting and interacting with the borrowers.
What do the evaluations include?Rang De evaluations aim to capture information beyond the loan and its impact. It covers the following areas: Loan & loan utilisation, Impact of the loan, Financial Literacy of the Borrower, Loan Process & Compliance, Degree of Indebtedness, Feedback on the Loan Representative and Feedback on the field partner. Evaluation reports are shared with Rang De field partners for them to take appropriate action and a summarised report is shared with the social investors by email.
What is a field partner?Field partners are registered non-profit organisations or a non-profit microfinance institutions that work with underserved communities. With their partnership with Rang De, they are able to help reduce poverty and improve the quality of life of the communities.
Why do we need field partners?We work through a network of field partners identified after a thorough due diligence process. We do not lend to individuals or groups directly. Our field partners identify borrowers from communities they work with. The field partners are credible grass root level organisations and are responsible for identification of borrowers, disbursement of loans, collection of repayments. The field partners also help us during the impact assessment visits by Rang De team members, volunteers or social investors like yourself.
Why do field partners get a big portion of the interest?Our Field Partners are responsible for identification of borrowers, disbursement of loans and the collection of repayments. The field partners also help us during the impact assessment visits by Rang De team members, volunteers or social investors like yourself.
What is APR?APR (Annual Percentage Rate) refers to the interest rate on a loan that is calculated on an annual basis. A borrower will effectively pay interest on a loan that is equivalent to the APR i.e for a loan of Rs. 1000 taken over a year the interest to be paid is Rs. 100 in the case of flat interest. However as the borrower makes each repayment, the loan amount is reducing, which means that the interest amount should reduce too. This reduction is not included in a flat interest rate. Hence the flat rate is recalculated to give an APR. Rang De's borrowers pay an interest of 17.97% APR (10.0% flat p.a.(17.97% APR) ) which is 10% less than the APRs of other MFIs world-over.
What is a flat interest rate?A flat interest rate refers to the interest rate a borrower has to pay on a loan if they pay it at the end of the repayment period. Rang De charges its borrowers a flat interest rate of 10.0% flat p.a.(17.97% APR) i.e. for a loan of Rs. 1000 taken over a year, the amount the borrower has to pay is Rs. 1100 (Rs. 1000 for the loan and Rs. 100 as interest) divided equally over each repayment period (monthly, weekly, quarterly).
What are Rang De Field Partner Staff Loans?Rang De Field Partner Staff Loans have been set up with the objective to help the staff of Rang De's Field Partner organizations to access low cost loans through Rang De. The loans can be taken to attend important needs like business, education, asset creation for self-use.
Why have Rang De Field Partner Staff Loans been set up?During the Field Partner Conclave held in March 2013, a need for low cost financial support to the staff of Rang De's Field Partners was felt. During the course of discussions, it was observed that often people working for the financial support of the communities find it difficult to access credit. It was with this background that idea of community loans was envisaged
What is the interest rate breakup of Rang De Field Partner Staff Loans?
|Loan Product
|Field Partner
|Rang De
|Social Investor
|Total (APR)*
|Rang De Field Partner Staff Loans
|Loan Product
|Field Partner
|Rang De
|Social Investor
|Total (APY)*
|Rang De Field Partner Staff Loans
When is an organisation eligible for Rang De Field Partner Staff Loans?In order to access the loans for its employees the Field Partner should meet the following criteria
When is an applicant eligible for Rang De Field Partner Staff Loans?The eligibility criteria for availing the Rang De Field Partner Staff Loans is as follows:
What are the terms of Rang De Field Partner Staff Loans?
What are the Field Partner's responsibilities?


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Thanks to WESH 2 News viewers, more than 100 more deserving families will have Thanksgiving dinner Thursday.
Corey Warner's been working to feed the families of children who have been abused since he was 11 years old.
On Tuesday, the 17-year-old told WESH that despite his best efforts he had meals for only 50 families, even though he had targeted 200 in need.
Viewers responded and Warner delivered 200 complete meals Wednesday morning.


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4 backgrounds with 4 colors and variation styles. Good use for background, wallpaper, or any design you want. Silhouette objects not included. You can use Silhouette Symbol in my portfolio gallery to combine object and background.
My silhouettes portfolio link : http://graphicriver.net/collections/2990155-silhouettes
ZIP included : AI, EPS (vector files = can use any size you want without loss resolution. Use Adobe Illustrator or any support vector program to edit), JPEG high resolution, PNG transparent, and PSD photoshop file.


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Come and appreciate the cultural and human wealth the Jura region has to offer in modern fully-equipped facilities. Surchauffant is determined to make your stay the most relaxing and enjoyable possible, whether you are sleeping under a tent or renting a mobile home. Surchauffant is so much more than a camping site! Bungalows tents, mobile homes and chalets are at your disposal in a preserved natural setting. Swimming pool, paddling pool, shops, monitored beach (direct access 200m), cruises on the Lac de Vouglans, sailing, water-skiing, fishing, trekking, mountain biking...
Activities where you stay
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Nearest station : LONS LE SAUNIER
Open all year round : No
|Pitch per night
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|246.00 €
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Methods of payment : Bank card / Cheques / Travellers cheques / Cash / Travellers cheque
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to book with the Franche Comté Regional Tourism Council
See who is talking about Franche-Comté online!Learn
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Man shot in head at West Allis shooting range dies
UPDATED 5:45 PM CDT Apr 08, 2013
A man who was shot in the head Wednesday afternoon at the Shooters Shop in West Allis has died.
West Allis police said they were called to the shooting range and found a 21-year-old man wounded.
He was taken to Froedtert Hospital, where he died Monday.
Police said the preliminary investigation does not indicate any foul play. They are awaiting the final cause and manner of death from the Milwaukee County Medical Examiner's Office.
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