text:
Microsoft tipped to announce Windows 9 on 30 September
Likely to be a show of work in progress only
MICROSOFT WILL REPORTEDLY REVEAL the successor to its Windows 8 operating system on 30 September.
Windows 9, as it might or might not be called, won't be presented in its finished form, but the event will set out Microsoft's stall for the edition that could make or break the future of Windows as the most common PC operating system. That's according to The Verge, which cites sources familiar with the company's plans.
The event is likely to be similiar in feel to the event which Google used to preview Android "L", and is therefore unlikely that we'll get confirmation of the Windows 9 name. It's unlikely also that we'll get to see Cortana baked in to any demonstrations as it is yet to be decided if she will indeed form part of Windows 9, despite successful integration announced last week.
What we will most likely see however is the long-awaited return of the Start Menu, this time replete with Metro-style live tiles alongside the traditional program list. When a preview of this feature was shown at the Microsoft BUILD conference in San Francisco earlier this year, it got a more rapturous welcome than the Windows 8.1 update that was being formally announced.
In with the Start Menu will mean out with the much disliked Charms bar as Microsoft continues to try and undo the damage caused by the extensive redesign in Windows 8, that alienated users at a time of fracturation in the market.
With over a month to go, an awful lot can change and as we get closer to the time, with rumours likely to come thicker, faster and more spurious. At this stage, we don't even have confirmation from Microsoft that the date is correct and carved in stone, nor the location of the big reveal. In that sense it's quite like a Julian Assange news conference.
Microsoft had been expected to make a second major update to Windows 8.1 this month, but instead appears to have adopted a path of incremental updates via Patch Tuesday, which itself this month suffered some serious borkage requiring the patches to be withdrawn after it produced the dreaded Blue Screen of Death for some users. µ
INQ Latest
Court hears closing arguments in Kim Dotcom's extradition appeal
Tweet by Megaupload founder suggests he thinks he has won his case
Apple to shove 1,400 UK staffers in tarted up Battersea Power Station HQ
Firm will move in when renovations are complete in 2021
Galaxy Note 7 recall, release date, price and specs: new handset explodes in China
Handset causes minor images and damages an Apple MacBook
The hateful eight: Europol warns of major cyber security threats
Somewhere a saloon door is swinging on its hinges


text:
Lake County School Board members accepted a check at this week's Board meeting that will provide food pantries for all eight Lake County high schools.
The goal of the $11,115 grant from Winn-Dixie via the United Way of Lake and Sumter Counties is every homeless child in Lake County high schools will receive sufficient food so they will have enough to eat for each weekend during the school year. Expected outcomes of the grant are homeless high school students will have a better attendance and performance record thus reducing the likelihood of them dropping out of school.
"It's a program that we hope to have up and running by Feb. 1, and it's a program that we want to emulate down into middle schools and, if it at all possible, elementary schools," said Sue Cordova, CEO of United Way of Lake & Sumter Counties.
Food purchases and deliveries will be completed by the Church at South Lake staff. Finances will be handled through United Way.

subset: commoncrawl


text:
Alice S. Coleman, 97, of Amarillo died Sunday, Oct. 20, 2002.
No memorial services are scheduled. Burial will be in Magnolia Cemetery in Magnolia, Iowa, by N.S. Griggs and Sons Funeral Directors, 2615 Paramount Blvd.
Mrs. Coleman was born and raised in Harrison County, Iowa. She received her teaching degree from Cedar Falls Teachers College and taught in several schools in Iowa, Texas and California.
She married John. A. Coleman in 1937. She moved to Amarillo in 1996 from Abilene to live with her niece, Elaine Weihe and her husband, Alven.
She was preceded in death by her husband in 1978; a brother, Clay Swan; a nephew, William H. Lee; and an aunt, Hattie Swan.
Survivors include a brother, Frederick Swan and wife, Tressie, of Abilene; two nieces, Elaine Lee Weihe and husband, Alven, of Amarillo and Jo Ann Neeley of Georgia; two nephews, Freddie Swan and Ronnie Swan, both of Arkansas; a stepson, George Coleman of California; and a stepdaughter, Betty Coleman of California.
The body will not be available for viewing.
Amarillo Globe-News, Oct. 23, 2002
© 2016. All Rights Reserved. | Contact Us


text:
IMAGINE, FOR a second that the NHL's season is a $3.3 billion pound anvil teetering on the edge of a cliff, having been pushed halfway out there by commissioner Gary Bettman.
On Thursday, NHL Players' Association executive director Donald Fehr has a magnificent chance to pull the season back from the brink, and finally begin negotiating toward a resolution of this disgusting labor dispute.
After the NHL swallowed its pride Tuesday and put on the table what looks like a last-ditch effort to play an 82-game season, Fehr was left with two choices when the two sides sit down for another bargaining session Thursday in Toronto:


text:
Advocates for Homeless Families Garden Project
Description of project
In 2013 we received a grant from the Community Foundation of Frederick for a pilot partnership program between the Advocates for Homeless Families (AfHF) and the University of Maryland Extension (UME) Frederick County Master Gardener (Master Gardeners) program to start an educational project that will provide the homeless families involved in the AfHF two-year transitional program to grow their own food and maintain a garden.
The funding enabled us to purchase soil and seedlings for containers for four of the AfHF properties, buy building materials for the raised garden beds at the West Patrick site and conduct a workshop for planting a container garden with herbs for the winter (see pictures). The beds at the West Patrick site were built by volunteers (see main picture) and now wait to be filled with soil and plants.
If awarded, the funding will enable us to involve the families in preparing the beds with soil and compost for the spring planting, and the space between the beds with garden fabric and mulch. In the spring, Master Gardeners will work with the families and plant seeds for radishes, lettuce and beans and show the families how to transplant seedlings, such as tomatoes and herbs. Master Gardeners will also work with the families on the preparation and planting of a blueberry patch. Throughout the summer Master Gardeners will visit the properties to be available for advice through to the harvest. Recipes and nutritional information will be made available throughout the project.
We look forward to a successful growing season.
About us:
KGI is a nonprofit community of over 30,000 people who are growing some of our own food and helping others to do the same.
Join our mailing list:
Connect with us:
Contact us:
Kitchen Gardeners International
3 Powderhorn Drive,
Scarborough, ME, 04074, USA
(207) 956-0606


text:
Auds flock to Winfrey's interview with Whitney Houston's daughter
Oprah Winfrey's OWN network drew its largest audience to date Sunday night, as its interview with Whitney Houston's daughter drew 3.5 million viewers.
Airing on the series "Oprah's Next Chapter," Winfrey's exclusive interview with the late singer's daughter Bobbi Kristina and her family drew more than four times what it generated in the 9-10:30 p.m. time period one Sunday earlier.
The network has struggled on the ratings front, and it's likely that many viewers sought out OWN for the first time Sunday. for the interview, which had been announced more than a week in advance.
The prior largest audience for any OWN telecast was the 1.6 million who tuned in to "Oprah's Next Chapter" on Jan. 8 for an episode featuring pastor Joel Osteen. The network averaged just 295,000 viewers in primetime for the week of Feb. 27-March 4.


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The search is on for two Port Orange teens who are believed to be runaways.
The parents of Jasmine Jarrell and Haley DeAngelo are very worried about the 16 year olds.
They filed a missing persons report Thursday evening with police.
Investigators said nothing is suspicious at this point.
School officials at Spruce Creek High School sent a recorded message to parents Thursday night making them aware of the case.
Copyright 2013 by WESH.com All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
The views expressed are not those of this site, this station or its affiliated companies. By posting your comments you agree to accept our terms of use.blog comments powered by Disqus


text:
Iowa coach Fran McCaffery was suspended one game by the Big Ten for violating the league's sportsmanship policy during the second half of Iowa's game at Wisconsin on Jan. 5. McCaffery fumed at officials, earning two technical fouls that got him ejected.
The second came as a result of physical contact with an official, something that McCaffery denies happened. The suspension means McCaffery will miss the team's game Thursday vs. Northwestern. Assistant coach Kirk Speraw will lead the team in McCaffery's absence.
It just so happened that Thursday's game was to be Fran McCaffery Bobblehead Night, but Iowa has postponed that giveaway to the Jan. 19 game vs. Minnesota as a result of McCaffery's absence.
The league also fined the school $10,000.
"I want to again apologize to the University of Iowa, my players, staff and the tremendous Hawkeye fans for my emotional reaction during Sunday's game," McCaffery said in a statement. "I regret my actions and accept the Big Ten Conference's decision. I am ready to move on."
Though McCaffery denied the physical contact, it was apparent that there was some. While one official put his hand up to block McCaffery's way, McCaffery took one step closer to the official, which is when he was whistled for the second T.
"Fran expressed his remorse and accepted responsibility from the first minute we talked on Monday morning," said Iowa athletics director Gary Barta. "We accept the ruling of the Big Ten Conference and as a result Fran will not coach his team Thursday evening. We all look forward to putting the incident behind us. Our focus now is on Thursday night against Northwestern and the remainder of the conference season. Fran continues to have my full support moving forward."


text:
New subscription
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Give a gift
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Hi! My name is Nicodemus
I am Domestic Shorthair from Waretown, NJ
Nicknames: Nico
Age: 6 years old
Gender: M
Coat: short haired
Education: He has mastered the art of invisibility. Seem to disappear and reappear at will
My favorite tricks and treats are: Does Bury The mouse count? and Love Temptations but enjoy treats of all shapes, sizes, & flavors!
Where I hang out: On top of the giant lizard, on top of the highest case, the one that almost touches the ceiling.
My favorite grubs: Ribs, Chicken
My pet peeves: The word "No"
What I love about my owners: She gives me treats and plays with me and seems to understand most conjugations of the word "meow"
My cat hobbies: pulling unsuspecting toys under the door and attacking them & catching water droplets
Pet motto: You Can Never Have Enough Cat Treats!
See all awards »
A friend came into work one day and said she rescued a mother cat that was pregnant. She already had cats at home and needed to find new homes for the five kittens. She brought in Nicodemus. He was the kitten I had been waiting for. He had a rough start because both parents were feral and he had to take several medications but now he is just fine and feeling great!
I've had 2512 friends visit me.
I'm the 45,350th member on CatChannel.com.
183 friends have voted for me since I joined Club Cat!
Come visit me, Roxy, Phantom, Sweetheart, Fortune, Future & Gypsy.
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text:
Paul Simon
If you came upon Simon, say, singing Moon River at a wedding reception in Kenosha, Wis., you would probably not immediately think you were hearing one of the world's great voices. His tastes in melody, harmony and rhythm roam all over the lot; in this case his music reflects, often incongruously, the sounds of black South Africa. His lyrics are so sharp, so full of acute observations about modern society rendered with twists and turns of impressionistic wit, however, that nobody in popular music has turned out more consistently interesting records over the past 20 years. In I Know What I Know on this album, for instance, he sings, "She said, 'Don't I know you/ From the cinematographer's party?'/ I said who am I/ To blow against the wind." In You Can Call Me Al, he sings, "Why am I soft in the middle/ The rest of my life is so hard/ I need a photo opportunity/ I want a shot at redemption." While the title track about a visit to Elvis Presley's estate in Memphis would be peculiar in any case, the South African musicians Simon uses for backup (in addition to vocal harmonies by the Everly Brothers) create an unsettling musical anarchy. On Homeless, though, the blend seems to be ideal: English and Zulu lyrics about homelessness alternate, and Simon's very American voice is complemented by Ladysmith Black Mambazo, a South African group led by Joseph Shabalala. Not all the songs are Africa-oriented. Los Lobos backs Simon on one track and a Cajun zydeco band, Good Rockin' Dopsie and the Twisters, on another. Linda Ronstadt duets with Simon on one tune too, but while it mentions her explicitly—"this child, Lord, from Tucson, Arizona"—it's called Under African Skies. Never mind. Let's not try to explain this. Let's just enjoy it. (Warner Bros.)
Picks and Pans Review: Graceland
updated 10/06/1986 AT 01:00 AM EDT
•originally published 10/06/1986 AT 01:00 AM EDT


text:
Hey Em, fantastic to hear your post op recovery is going so well and the job is treating you amazingly well. I'm thrilled that it's all fallen into place so perfectly . Finding a workplace receptive to family responsibilities is worth more than most employers seem to realize, I do think you've found the perfect place for you for right now
I've not been posting much lately outside of my own journal, but am trying to keep up with some of you regularly. I'll be watching for the next update.
"Be careful what you pretend to be because you are what you pretend to be." Kurt Vonnegut
"I love deadlines. I like the whooshing sound they make as they fly by." Douglas Adams
"Moderation sucks." Suse
"Wine is a vegetable." Meaty
"Every decision you make, from what you eat to what you do with your time tonight, turns you into who you are tomorrow and the day after that." Cmdr Chris Hadfield
Life is kinda, um, unstable right now. Work is fantastic, I'm on my own and being given more complicated lists and doing well in them. I have had some emergencies and difficult intubations and have handled them well. Getting good feedback from doctors and nurse managers and even better - I'm loving the work.
However, things aren't all rosy. My Mum has been diagnosed with Myeloma. We don't know what sort yet (still waiting on bone scan and marrow biopsy results) but we know it's some kind of myeloma.
My Mum is in a flat spin even though she feels great and has no symptoms, but as you can imagine, this sort of diagnosis is not good news and all my Mum can hear right now is "CANCER!!"
Aside from this, everything is going great. I spend most of my time feeling really happy about life and then remembering what's happening with Mum and then feeling crap with worry. I haven't been around here for obvious reasons but I appreciate you all checking in with me and I will post when I know what's going on with Mum. I hope you're all going well, I miss everyone. xxx
My Journal
Sending lots of love your way. Take care Em.
Started Feb 18 2011
Tried basic primal and almost everything else in pursuit of IBS control, mood stability, and weight loss.
Journalling here
Ugh, sometimes I think the stress of knowing is the worst part! Is your Mom eating primal(ish)? Sugar is really really bad. There's a book called "Anticancer" by David Servan-Schreiber, which is very interesting (about a doctor who had to deal with brain cancer twice), practical information combined with personal story. I got copies for a lot of people after Beloved Uncle Otter passed away. Sending lots of love and healing ~~~~~~~!
Cooking Primal with Otter - Journal
Otter's (Defunct) Primal Log
"Not baked goods, Professor, baked bads!" ~ The Tick
Her diagnosis has changed again! They are no longer sure that it's myeloma, they now are thinking it's a plasmacytosis which is far less serious and treatable. We're all a lot more hopeful now, but cautiously as we're still waiting for more tests.
She's having a bone marrow biopsy on Tuesday and then we have another week's wait and then hopefully we'll have a definitive diagnosis and can work out a treatment plan.
Overall however, we're all feeling a lot better and not so petrified!
Work is still fantastic, I'm loving it and getting to do some fairly intense stuff now. I was in an ENT list today which is interesting from an anaesthetic point of view as the surgical site is often also the airway so we're all focussed on the same area. It means we have to use some interesting methods for securing the airway - yesterday we had to remove half of a man's larynx so we started with a tube and then had to switch to a tracheotomy tube half way through, it was AWESOME! Not for the patient of course *ahem* but for me it was. We also put tubes down people's nasopharynx when the throat is being operated on.
Anyway, I like my job.
My Journal
Fingers and toes crossed for your Mom!!!!!!!!!!!!!!!!!!!!!
It's good to hear there's someone really passionate and caring in the medical field =)
Cooking Primal with Otter - Journal
Otter's (Defunct) Primal Log
"Not baked goods, Professor, baked bads!" ~ The Tick
"Be careful what you pretend to be because you are what you pretend to be." Kurt Vonnegut
"I love deadlines. I like the whooshing sound they make as they fly by." Douglas Adams
"Moderation sucks." Suse
"Wine is a vegetable." Meaty
"Every decision you make, from what you eat to what you do with your time tonight, turns you into who you are tomorrow and the day after that." Cmdr Chris Hadfield
hey em, I havent read too many pages back as just trying to catch up with everyone slowly after a hiatus. so sorry to hear things arent good with your mum so sending some positive vibes.
But dammit girl, you are awesome and just rocking it and deserve all the good things coming your way!
Hey Em!
Just popping in to say hello. Hope all is well with you and also with your Mum.
Thinking of you!!
50 yo single mom
Primal since 12/1/2010. Now Whole30ing until I feel WHOLE again, my goals are no longer scale-related.
Aila's Primal Journey
"If I cling to circumstances, I could claim to be not responsible. Only she who says she did not choose is the loser in the end." Adrienne Rich


text:
Brainerd is located in Minnesota.
Brainerd, Minnesota has a population of
Brainerd is
family-centric than the surrounding county with
27.01% of the households
containing married families with children.
The county average for households married with children is 29.16%.
The median household income in Brainerd, Minnesota is
The median household income for the surrounding county is $46,822
compared to the national median of $53,046.
The median age of people living in Brainerd is
31.5 years.
The average high temperature in July is 81
degrees, with an average low temperature in January of -5.4 degrees.
The average rainfall is approximately 27.3 inches
per year, with 46.1 inches of snow per year.
Licensed in: MN (Broker)
Edina Realty is a subsidiary of HomeServices of America, the second largest full-service independent real estate brokerage firm. Our family of companies serves home buyers and sellers throughout the U.S.
We're here to help you 7 days a week
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©2003-2016 Edina Realty, Inc. A HomeServices of America, Inc. company and Berkshire Hathaway affiliate.
All rights reserved.
Edina Realty - Real Estate, Mortgage and Title experts in Minnesota and western Wisconsin.
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text:
Parks & Athletic Complex
Hempfield Township Athletic Complex at Hempfield Park
220 Forbes Trail Road, Greensburg, PA 15601
Located at Hempfield Park, the Hempfield Township Athletic Complex (HTAC) is a top of the line indoor facility for the community. This is the perfect place to host any event big or small, such as Birthday Parties, Sporting Events, Expos, Weddings, or just schedule an indoor practice.
The Hempfield Township Athletic Center features a walking track, and three multi-purpose athletic playing fields, lobby, and concession stand. Indoor activities include basketball, soccer, cheerleading, wiffleball, tennis, conditioning programs, fitness classes, and more. The facility is even a great place for birthday parties. The facility is open daily to the public, except for private full-facility rentals, in which signs will be posted in advance.
Open Court Times
Courts are open to the public Monday through Friday from 8:00 am to 4:00 pm for $2.00 a person.
Additional night and weekend times are available and varies depending on previously scheduled events and leagues.
Please call the facility at 724-834-7232 or check out the calendar for the most up-to-date open court times.
Click the image above or the following link to visit our
Membership Cards
Anyone attending HTAC to use the walking trail or to participate Adult Pick-up Sports or Exercise Classes MUST have an HTAC Membership Card to enter.
Cards are available at the complex during business hours and are free
to residents and a one-time $10.00 fee for non-residents.
Hours of Operation
April through October
Monday through Saturday – 8:00 am to 8:00 pm, Sunday - 12:00 pm to 5:00 pm
November through March
Monday through Saturday – 8:00 am to 10:00 pm, Sunday - 12:00 pm to 8:00 pm
All times are subject to change without notice.
Hempfield Park
220 Forbes Trail Road, Greensburg, PA 15601
Park Amenities
Hempfield Park is located in northern Hempfield Township just off Route 66 about 4 miles north of downtown Greensburg.
The park features a walking trail, baseball/softball and soccer fields, pavilions, playgrounds, and more. The park is open to the public daily from dawn to dusk. Pavilion reservations are from 9:00 am to 11:00 pm. All pavilions are handicapped accessible.
Hours of Operation
April through October
Monday through Sunday – Dawn to Dusk
November through March
The flag pole entrance is closed and all patrons are directed to park in the lots by the Athletic Complex and tennis courts.
Walking track is available year round, depending on the weather.
Park restrooms open 8:00am - dusk, year round.
Swede Hill Park
311 Willow Crossing Road, Greensburg, PA 15601
The park features a baseball/softball and soccer fields, pavilion, playgrounds, activity center, and more. The park is open to the public daily from dawn to dusk. Pavilion reservations are from 9:00 am to 11:00 pm. All pavilions are handicapped accessible.
Hours of Operation
April through October
Monday through Sunday – Dawn am to Dusk
November through March
The drive and back parking areas are closed to guests. Access to the playground is available through front parking area.
Brooklane Neighborhood Playground
800 Bridge Avenue, Greensburg, PA 15601
The playground features a basketball court, slide, swings, and more. The park is open to the public daily from dawn to dusk.
Hours of Operation
Dawn to Dusk
If you are interested in renting either facility, visit our Facility Rental page for more information.
Township of Hempfield :: Greensburg-Hempfield Business Park :: 1132
Woodward Drive, Suite A :: Greensburg, PA 15601-9310


text:
I am confused why you would use stunnel arg '-r 5801'
when you started the server with 'vncserver :5'
So I think that stunnel arg should be '-r 5905', i.e. port
5905 is the port your VNC server is listening on.
The 5900+N port is the VNC server and the 5800+N port is
the mini http server port for delivering the applet html
and jar file. Since you serve both of those up by your
own webserver, there is no need to have stunnel redirect
to a 5800+N port.
I don't think your choice of 5835 causes, a problem but I
changed it to 5935 and it all worked fine like this:
vncserver :5
stunnel3 -f -d 5935 -r 5905 -p ~/.vnc/certs/server.pem
point firefox to http://hostname/vnc.html
where vnc.html is like your file but with the changes I
mentioned (i.e. PORT 5935)
BTW, The failure with httpd: get 'check.https.proxy.connection'
should be OK: it it just the applet doing a test connection
to look for a the presence of a webproxy.
For some people it might be easier to use SSVNC and x11vnc
in SSL mode:
where one might start x11vnc like this:
x11vnc -ssl SAVE (connect to console
display :0 )
x11vnc -ssl SAVE -create (create a virtual X session
with Xvfb)
x11vnc -ssl SAVE -redirect localhost:5 (redirect to Xvnc on
display :5 )
SSVNC can then connect to these using SSL.
If instead you want to use a web browser with Java
viewer, supply '-http' option to x11vnc and it will
serve up the SSL VncViewer.jar (or use '-httpdir dir'
to explicitly point to the classes/ssl subdir contents).
Then point your web broswer to http://hostname:5800 or
https://hostname:5900 (note the different ports).


text:
5,003 words (≈ 20 minutes)
With nations in chaos, or on the brink of war, hints an ancient evil may be loose are ignored. Left to deal with the danger are a princess determined to evade assassins and save her father; a scribe who learned something he shouldn't; maybe the last survivor of the order who bound the ancient evil; an old knight indifferent to all but his duty; and a group of mercenaries, not all of whom care.
Language: English
Written in: 2011
Published: 2011-05-22
Word count: 5,003 words (≈ 20 minutes)
Tags: heroic fantasy, adventure, action, fantasy, Magic, demons


text:
LEGO Rock Band
- Platforms: DS, PS3, Wii, X360
- Developer: Travellers Tales
- Publisher: Warner
- Genre: Music
- VN:F [1.9.22_1171]User Score: 0 votes
- Add to MyGames
LEGO Rock Band merges two of the most popular videogame franchises to deliver a unique family-friendly music experience that will take tweens, teens, families and gamers of all ages on a wild journey to rock stardom in order to "Build a Band and Rock the Universe." Combining the authentic multiplayer music experience of Rock Band with the accessibility, customization and humor of LEGO games, LEGO Rock Band allows players to create their own unique rock star style and customize their own avatars, band members, roadies, and managers. As players successfully complete songs and rock challenges, they can collect LEGO studs, unlock additional content and collect amazing vehicles, which can take their band from local gigs at rock clubs to epic stadium shows and even fantasy settings on Earth and beyond
No News has been linked to this game.
No Reviews have been linked to this game.
No Specials have been linked to this game.
No Trailers have been linked to this game.
No Screenshots have been linked to this game.


text:
At halftime, the Jaguars trail the Colts 3 to 17, and the big difference in the game hasn't been in respect to the two teams' quarterbacks.
Blaine Gabbert has played well to this point, as has Andrew Luck. Both quarterbacks have similar numbers, but Andrew Luck has been helped more by the rest of his team than Gabbert has.
It's at this point that I'd like to address the officiating so far in the game. There's been a ton of outcry on Twitter, but if you look at each close play, the refs were probably right. The fumble was a fumble, the fourth and inches touchdown did look like a touchdown, and Cecil Shorts III didn't complete the process of catching the football on third and long. In short, the refs have been pretty solid considering the number of close calls.
Worth noting: The Jaguars trailed the Colts 14 to 3 at halftime of their matchup in Indianapolis in September.


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An Orlando man accused of video voyeurism was arrested Friday, according to the Orange County Sheriff's Office.
Read previous story: Deputies searching for suspected video voyeur
Roger Strong, 60, was captured on surveillance video walking around at the Publix on South Alafaya Trail in Orlando on July 19, deputies said.
Strong followed a 17-year-old girl, who was wearing a skirt, around the store, squatted down next to her and placed an object on the ground under her skirt, according to deputies.
Top video: Caught on camera: Group of juvenile males rob cellphone stores
Investigators said the victim walked away after the incident and that the suspect kept walking around the store looking for another victim.
Strong was charged with one count of video voyeurism. His bond was set at $1,000.
Copyright 2014 by WESH.com All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


text:
A Critique of the Insider Trading Sanctions Act of 1984
Stephen M. Bainbridge
University of California, Los Angeles (UCLA) - School of Law
Virigina Law Review, Vol. 71, No. 455, 1985
Congress intended that the Insider Trading Sanctions Act of 1984 should increase the deterrent effect of the insider trading prohibition without changing the substantive common law governing insider trading cases. Towards that end, the Act created a civil penalty of up to three times the profit gained, or loss avoided, through trading while in possession of material nonpublic information. This article examines the Act and considers its probable effect on insider trading. the article begins with an historical overview of the development of the insider trading prohibition. The article then discusses the adoption of the Act and examines its provisions in the context of then-existing law. Finally, the article criticizes the Act, suggesting that it will not have the deterrent effect anticipated by its drafters, and examines the possible effects of the ITSA on the further development of the federal insider trading prohibition.
Number of Pages in PDF File: 44
JEL Classification: K22
Date posted: March 9, 2002
Suggested Citation
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© 2016 Social Science Electronic Publishing, Inc. All Rights Reserved.
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This page was processed by apollobot1 in 0.219 seconds


text:
Computer Lab Activities, Writing Activities
Goosebumps: Make Your Own Graphix
- Grades: 3–5, 6–8
Students will create their own graphic novel with haunted characters and spooky settings in this student activity.
Goosebumps: Make Your Own Graphix takes students through the design and writing processes for creating a graphic novel. Students will select a layout and choose from a variety of characters, objects, and settings to illustrate their stories. Then they can add speech and text bubbles to complete the creepy tales!
After the Graphix stories are complete, print them out for students to take home and share.
View a sample story from the activity before you get started!
- Part of Collection:
- Subjects:Ghosts, Monsters, Vampires, Witches, Creative Writing, Writing Process
- Skills:Plot, Character and Setting, Narrative Writing


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A woman's minivan struck a utility pole Wednesday afternoon in East Hempfield Township, Lancaster County.
Click here to see photos of the crash scene.
She suffered a medical condition before the vehicle hit the pole on Stony Battery Road between Nolt and Steeplechase roads.
PPL crews are replacing the pole.


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How To: Keep Up With Current Events
Page 2 of 2
Read message boardsWhile this isn't the freshest idea, you'll often find the freshest ideas on current events here. Sure, many times you have to scroll through dozens of idiotic, misspelled ramblings from insane recluses, but you'll see new ways to think about something and learn interesting talking points. Choose a few stories that you're most interested in each week and spend an hour once a week reading the message boards. There are even current-event communities on AOL and Yahoo! that you can join and get into heated nerd discussions.
Watch investigative reportsEach week, watch your favorite newsmagazine show. Whether it's 20/20 with Elizabeth Vargas, the "Rooney Rant" on 60 Minutes or Dateline on NBC, take an hour to view more in-depth coverage of stories you only read quick blurbs of earlier in the week. If it's a slow week in the news, pop in a documentary.
These are great ways to seem like you read way more than you do. Usually within two hours, you'll be able to have an intelligent discussion about Bloody Sunday or slaughterhouses or corporate corruption when you knew nothing about it before.


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Complex Securities and Underwriter Reputation: Do Reputable Underwriters Produce Better Securities?
John M. Griffin
University of Texas at Austin - Department of Finance
Richard Lowery
University of Texas-Austin
Alessio Saretto
University of Texas at Dallas - School of Management - Department of Finance & Managerial Economics
February 28, 2014
Conventional wisdom suggests that high-reputation banks will generally produce good securities to maintain their long-run reputation. We show with a simple model that when securities are complex a high-reputation bank may produce assets that underperform during market downturns. We examine this possibility using a unique sample of 10.1 trillion dollars of CLO, MBS, ABS, and CDOs. Contrary to the conventional view, securities issued by more reputable banks did not outperform but, rather, had higher proportions of capital in default.
Number of Pages in PDF File: 111
Keywords: complex securities, reputation, CDO, ABS, MBS, CLO
Date posted: July 1, 2012 ; Last revised: March 1, 2014
Suggested Citation
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Hi Expert,
Need some clarification on the above subject. What's its use? Does this affect during creation(data entry) of PO or PR? Or this only applies during MRP run where autocreation of PO or PR is done?
As during my initial test first data entry via ME21n on PO QTY automatically it is rounded upon pressing the enter button. But when I tried to edit the same, it does not round the value anymore.
Rounded value is 5
First try ---> I enter 3 - automatically it is rounded to 5
but when I edit the same and put 4 it no longers convert it to 5.
Appreciate your clarification. Thank you.
It depends on the numerical value being maintained in the MRP view of material master. When you enter that particular material in any purchasing documents, then it will by default round off to the numeric being maintained in material master, for eg. 5 in your case.
But later you can change that number in the purchasing document. It will allow you to do so. Hope this clarifies your query
Hi Mahesh,
Thanks for replying.
I am actually referring to the same tcode ME21N when put in a value on the qty field (i.e.m 3), it is converted to 5. However, when I tried to re-edit the same field (from 5 to 4) and press enter, it is no longer converted to 5 which is the expected value since my rounding value in Material is 5.
Are both rounding value / rounding profile used as reference when manually creating the PO? or qty value is converted automatically during auto-creation of PO via MRP run? Thanks.
Hi ,
this is the standard behaviour of the system .It allows you to change the value manually even after it is rounded .
If no rounding profile has been entered, the system uses the rounding value entered in the material master record . So the rounding profile has priority over rounding value .
Only static rounding profiles are taken into account in requirements planning. Neither dynamic rounding profiles not quantity addition/subtraction are taken into account.
Correct me if my understanding is not correct. Rounding profile / Rounding value only affects during planning run, is this correct? That in ME21N when entering a value in QTY field this is not applicable? Thanks.
Hi ,
I have alreday mentioned that only static rounding profile is considered during planning run . But if you create the PO manually then dynamic and Qty t/b added/subtracted ronding profile is used .
Hi Anupam,
Thank you very much. Appreciate ifyou can show me how to configure the rounding profile (dynamic or Qty added/subtracted) that would allow me to automatically round the QTY value in QTY field during manual PO creation.
For example: increaments of 5
If I enter 4 --- qty should automatically round to 5
if I enter 6 --- qty should automatically round to 10
Appreciate your help. Thanks.
Hi ,
"If I enter 4 --- qty should automatically round to 5
if I enter 6 --- qty should automatically round to 10 "
If your requirement is like that , then you have to Alternate unit of measure ( for example 5 ea - 1 CS , and 10 ea - 1 box ).
Then you can use dynamic rounding profile .
For quantity addition/subtraction --Percentage additions and subtractions without adjustment of unit of measure
is done . So in your case you need to use Dynamic rounding profile .
for more details refer
for configuration you need the following IMG path
Rounding rule -
>Materials Management>Purchasing >Order Optimizing>Quantity Optimizing and Allowed Logistics Units of Measure-->Unit of Measure Rounding Rules
Rounding profile -- IMG
>Materials Management>Purchasing >Order Optimizing>Quantity Optimizing and Allowed Logistics Units of Measure-->Maintain Rounding Profile.


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Winner Update 12/15/11: This giveaway is now closed. We know that all of you would have loved to win a $250 shopping spree to Lux Archive but we had to randomly pick just one winner. Can I get a drum roll please?!…. and the winner is… Melissa, who said, "I liked them!! And I love Frozen Life!!" Congratulations Melissa! We know you will enjoy new printed art work!
We have a fun & different kind of SURPRISE GIVEAWAY for our fine art and photography-loving readers today! Lux Archive is a really cool company founded by Brooklyn-based artist/entrepreneur – and award winning photographer – Zack Seckler. They curate limited edition contemporary photography, hand-selected from artists all around the world, with the goal being "to bring museum quality artwork to anyone from the seasoned collector to the emerging art lover".
Each print from Lux Archive comes with a certificate of authenticity individually signed by the artist…and even though the prints are limited edition to ensure that the collector owns a unique piece of art, they are also affordable – with most images starting around $100. New images are introduced often, and each one is available in multiple sizes. Once a print sells out, it will never be printed again.
One of my favorite aspects of this company is how supportive they are of the talent – the majority of the proceeds actually go to the artists that create the works! And that makes sense since the founder is an established artist himself. You can learn more about Lux Archive and the reasons Zack founded this company right here.
AND NOW FOR THE GIVEAWAY… we have a $250 GIFT CERTIFICATE to Lux Archive up for grabs today! If you'd like to own a piece of limited edition fine art photography – or gift one to a loved one for the holidays – now's your chance! Scroll down for details on how to enter at the bottom of the post.
• To enter the giveaway, "Like" Lux Archive on Facebook AND post a comment here either mentioning one of your favorite images from their current collection – or just letting us know that you've "liked" them!
• Giveaway ends Monday, December 5 at midnight PST. The winner will be chosen randomly and announced here after they've been notified via email and accepted the prize. Good luck!
P.S. Lux Archive is also offering FREE shipping to all HWTM readers in the USA (or $5 off international shipping) now through December 7th. The coupon code for both promos is: HWTM11
Note: Giveaways are sponsored posts.
Comments 72
- posted in:
- In the Spotlight
41Liz farrar SAYS:
the eiffel tower is amazing. Very modern. very cool… everything on the site! Great giveaway!
42Thaddeus SAYS:
I like the photos you have posted here. Modern with a taste of quirk.
43Thaddeus SAYS:
Your blog really is a lot of fun to visit.
44alyssa SAYS:
Love them all! And liked them on FB, too!
45Danielle SAYS:
This is the first time I have seen their work but it is amazing. I definitely LIKE
46Madeline SAYS:
Love the Breath print.
47Saleena Sinner SAYS:
Etretat is gorgeous!
48Allan Sanchez SAYS:
I had to 'Like" because my son's name is Lux (meaning light in Latin) and he's about the same age as the boy in Visitors. Very cool pics!
49Julie SAYS:
I love the Frozen Life XIV. It is beautiful and breath taking.
50Corinna M SAYS:
I love the winter trees!
51jeremiah SAYS:
Liked! I also am a fan of the visitors print.
53Jamie SAYS:
I "like" them! I would love these for my photo wall in my living room!
54Ally Jones SAYS:
I liked them and I LOVE the frozen life! So cool!
55sarah SAYS:
I liked them on Facebook!
56jennifer b SAYS:
I've liked Lux Archive on Facebook and SOOO love the horse pics! Way too cute!!!
58Amber E SAYS:
I just liked them, and I LOVE the Island!
59denise nering SAYS:
I LIKE Lux Archive on FB and also my faveorite one would be FROZEN LIFE XIV
60Abbey SAYS:
I LOVE these fresh photography ideas! "Misty" is so modern, but still beautiful! I DEFINITELY "liked" Lux on Facebook… who wouldn't? :)


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A Research Paper by
Eli Balkin, Michael Domek, Michael Durisen, Alejandra Miller, Shirley Wang
Miami University, Oxford, OH
Natural Systems Fall 2002
As the first documented life to appear on earth, bacteria play a key role in the process of evolution. They are the oldest, the simplest, and contain numerous forms of life. A vast number of bacteria live in our bodies, performing a number of different functions. Some of these bacteria help us with digestion and the production of vitamins, others can harm us by causing illnesses. While we have immune systems that help us combat diseases, humans have also created artificial anti-bacterial agents to help us kill bacteria in their external environment.
When purchasing anti-bacterial agents there is the choice between a name brand and a generic brand. In the vast array of anti-bacterial agents, there are those that are offered and advertised from big companies, or name brands. There are also those anti-bacterial agents that claim to perform the same job, except they lack the fancy labels and marketing techniques, better known as generic brands. It was our desire to find out if the more expensive name brand is more effective in killing bacteria. Ultimately, this experiment is based on the question, which type of anti-bacterial agent kills bacteria better, the name brand or the generic brand.
Upon conducting our research, we have hypothesized that the name brands will kill the bacteria faster and more effectively than the generic brands. According to how thorough and how fast the anti-bacterial agents work, we believe that there will be a noticeable advantage to the use of name brand products. The experiment hopes to show a significant difference between the killing effects of each brand of anti-bacterial solutions. By the end of our experiment and research, we hope to have developed a better understanding of bacteria and the way anti-bacterial agents work.
Bacteria are an important aspect in the existence of life on Earth. In fact, it was bacteria that first appeared here on Earth around 3.5 billion years ago (Campbell et al., 2002). Since then, bacteria have been essential to the survival of all other living creatures.
Bacteria are classified as prokaryotes, which are single cells that do not contain a nucleus. The three most common prokaryotic shapes are spherical (cocci), rod-shaped (bacilli), and helical forms. A bacterium's structure is quite simple; it consists of a cell wall, a cell membrane, and a cytoplasm. The cell wall protects and shapes the cell and prevents osmotic bursting. The cytoplasm holds the hereditary material and at times the endospore. End membranes do not compartmentalize prokaryotic cells. However, invaginations of the plasma membrane may provide internal membrane surface for specialized functions. The prokaryotic genome consists of a single circular DNA molecule in a nucleoid region unbounded by a membrane. Many species also possess smaller separate rings of DNA called plasmids, which code for special metabolic pathways and resistance to antibiotics. Bacteria reproduce asexually by binary fission. Due to this mode of reproduction, genetic variation only occurs through mutation and gene transfer by transformation, conjugation, or viral transduction. Transformation occurs when genes are taken up from the surrounding environment. Conjugation occurs when genes are transferred directly from one prokaryote to another. Viral transduction occurs when genes are transferred between prokaryotes by viruses (Campbell et al.).
There is another diverse group of bacteria called archaeabacteria, which are prokaryotes that do not have a nucleus. They are considered a major group unto themselves. All other bacteria that do not fall into the category of archaeabacteria are called eubacteria. Archaeabacteria are more similar to eukaryotes than to bacteria in that their cell walls do not contain peptidoglycan, which is a component of each bacteria cell, but they do not have a nucleus, which eukaryotes have (Campbell et al.). There are three major groups within the archaeabacteria, methanogens, halophiles, and thermopiles (Wassenaar, 2002). Methanogens are anaerobic bacteria that produce methane. Methanogens are commonly found in sewage treatment plants, bogs, and the intestinal tracts of ruminants. Ancient methanogens are the source of natural gas. Halophiles are bacteria that depend on high salt concentrations and thus are commonly found in salt lakes or pools of seawater. The last group, thermophiles, is found in extreme temperatures such as hydrothermal vents and hot springs (Hampil, 1932).
There are about two thousand species of bacteria identified (Campbell et al.). A major reason for such a great number is that prokaryotes can live in a number of environments. They can be found from the upper atmosphere to the ocean floor, from the human gut to rocks a mile deep. According to William Whitman, a microbiologist at The University of Georgia, approximately 5x1030 prokaryotes share the planet with us. Of those, 3.9x1023 of them live in the human gut of all six billion of us. The vast majority of bacteria, however, live under land or under the sea floor. Ninety-two to ninety-four percent of all prokaryotes live hidden in the cracks and pores of rock and sediment, lacking sunlight and fresh air (Tenenbaum, 1998).
To deduce how many bacteria there are, Whitman opted for a sampling technique. He divided the world into representative habitats, such as forests, deserts, freshwaters, and shallow and deep ocean waters. Then he looked into literature for studies on the density of bacteria in each habitat. From there he multiplied the size of the habitat in milliliters, by the number of prokaryotes per milliliter to estimate the total number of bacteria in that habitat. The data also helped explain the astonishing level of the diversity of prokaryotes. Their diversity is what allows them to prosper and survive in practically any environment from ice to boiling water. Their diversity occurs from many successful mutations, and changes in their genetic structure. Whitman calculated that prokaryotes produce 17.4x1029 cells every year, which leaves them with a number of chances to develop helpful mutations. They decided that four changes in a single gene were an indication that a prokaryote might have changed enough to form a new enzyme and thus begin differentiating itself from its ancestors. These mutations are said to take place on Earth every 20 minutes (Eberhard, 1990).
Bacteria perform a number of jobs because of their diversity. Decomposing, sometimes called mineralization, is one of the most important jobs that bacteria do (Campbell et al.). Bacteria decompose dead organisms and release essential nutrients into the air and soil. Another important job of bacteria is nitrogen fixation, or nitrogen cycling. Several groups of bacteria metabolize nitrogen compounds unavailable to other organisms. Certain kinds of bacteria called rhizobium live in nodules on the roots of these plants by symbiosis. Rhizobium conduct the nitrogen cycling. What happens is that green plants can not use the nitrogen in the air, so nitrogen-fixing bacteria change the atmospheric nitrogen into simpler substances called nitrites (Wassneaar). By doing so, these prokaryotes play critical roles in the cycling of nitrogen in the environment. The ability or inability to survive in the presence of oxygen also reflects variation metabolism.
Bacteria are also important in medicine. When dead or weakened bacteria are used to prevent other bacteria diseases, it is called vaccination. Bacteria can also be used to help make drugs, hormones, or antibodies. Lately, scientists have found bacteria helpful in the break down of oil and to assist in oil spill clean ups.
Finally, bacteria are used extensively in the commercial industry. Dr. T. M. Wassenaar tells us that they help in "tanning, making linen, curing tea and tobacco leaves, extracting precious metals from rock, coloring foods, coloring cosmetics, tenderizing meat, removing stains, processing paper, processing cloth, changing one chemical into another, and much more."
As there are positive aspects to bacteria, there are also negative aspects that can be harmful. Bacteria have devised a number of strategies to cause illnesses. These strategies are called bacterial pathogenicity. Bacteria need to be able to stay in close contact to our body and to multiply there before they can cause us any harm. The only exception to this rule is in the case of food poisoning. Pathogenic bacteria have certain characteristics that they need in order to cause disease. These are called virulence factors and have specific functions in the steps that ultimately result in an infection. David Tenenbaum describes an infection as "a miniature battle between bacteria and host, the first trying to remain present, and to feed and multiply, while the host is trying to prevent this." In the end there are three possible outcomes, the host wins and the bacteria are removed (possibly with the help of medicine), the bacteria win and kill their host, or an equilibrium is reached where the host and bacteria live involuntarily together and damage is minimized. Some examples of virulence factors produced by bacteria are fimbria, or pili. These are hair-like structures on the surface of the bacterial body. These hairs attach to certain sites of our body and so the bacteria can not be washed away. E. Coli is one example that produces fimbria to attach to the epithelium lining of the urogenital tract.
Another factor is with flagella. Flagella are long tails that help the bacteria swim. The motion helps the bacteria reach the site where they can survive. Some bacteria produce toxic compounds to cause harm to their host. These factors are called toxins. Toxins can induce vomiting, diarrhea, can paralyze nerve cells, cause muscular cramps, severe pain, and fever. In some cases bacteria produce toxins wherever they grow, and if we happen to eat those bacterial products we get sick, even without being infected by any living bacteria. That is what happens in many cases with food poisoning. The last factor is called invasion. Some bacteria have learned to invade our cells. Some bacteria will destroy the cells of our intestine to feed and the result is severe diarrhea. One type of bacteria, Mycobacterium tuberculosis, enters our bodies through the lungs and will remain there feeding off the nutrients in the cells because our immune systems are not capable of destroying these hidden cells (Campbell et al.).
Bacteria can harm humans by causing a number of diseases that can ultimately end in death. There are different types of bacteria and each one affects humans differently, some are worse than others. The bacteria streptococcus is divided in two groups, Group A and Group B. Group A streptococcus is not as bad as Group B. In Group A streptococcus there are approximately 3.2 cases per 100,000; estimated 9,000 cases. Of those, 1,000 result in deaths annually in the United States. Group B on the other hand results in 6.9 cases per 100,000; estimated 18,900 cases and has approximately 1,900 deaths annually. Another bacteria, Haemophilus influenzae, affects humans every year. This bacteria results in 1.3 cases per 100,000; estimated 3,400 cases and 625 deaths annually. The bacteria Neisseria Meningitidis has .8 cases per 100,000; estimated at 2,200 cases and 275 deaths annually in the United States. The bacteria streptococcus pneumoniae has 21.9 cases per 100,000; estimated at 60,000 cases and 6,700 deaths annually. This bacteria affects humans much more than any of the other bacteria previously mentioned. Another very popular bacteria that results in 79,420 cases each year in the United States is Enterotoxigenic E. Coli. This is the most common cause of travelers' diarrhea and has caused several food-borne outbreaks in the United States. There is a bacterium that affects even more people than Enterotoxigenic E. Coli does. That bacterium is Enterobacteriaceae of the genus Salmonella. There is an estimated 1.4 million cases annually in the United States (Centers for Disease Control and Prevention, 2002).
Disinfectants and biocides are a chemically diverse group of agents which are generally considered to exhibit poor selective toxicity. All anti-bacterial agents operate using one of three types of action: physical, chemical, or ionic. Regardless of the type of action used the objective is the same: the destruction of bacteria. Disinfectants go about this in several ways. One type is through disruption of the transmembrane motive force by preventing the accumulation of transmembrane force. This type of biocide prevents the cell from carrying any material in to or out of the cell (Birch, 1997).
Another method is inhibition of respiration or anabolic rations. This method prevents the cell from carrying out chemical processes necessary for bringing oxygen into the cell and carbon dioxide out, or vice versa. This method also prevents the cell from bringing in food and energy products. Disruption of replication is another type of method that is often used in conjunction with other methods. However, it can be quite effective on its own. By preventing the cell from dividing or replicating, you can assure that the generation being exposed to the agent will be the last generation of that organism in a given sample. In the method of loss of membrane integrity/cellular leakage, the membrane is decomposed. Chemical agents can effectively destroy a cell. Breaching the cellular membrane allows the intracellular constituents to leak out, and it allows foreign materials to enter the cell. This is one of the most common methods of bacterial destruction, however, because of the membrane that occurs; bacterial DNA is often left behind. This can pose a serious threat and lead to bacterial resistance to antibiotics.
The process of lysis is one of the most effective in the disinfectant arsenal; however it is also one of the slowest acting. Lysis causes a dis-coagulation of the material inside the cell without breaching the cell membrane. This kills the organism and prevents the DNA from becoming exposed. Coagulation of intracellular material is the opposite process of lysis. Just as lysis causes a thinning of intracellular fluids and structures, coagulation results in the opposite effect. The fluids within the cell become semi-solid in nature and prevent any of the natural processes from occurring and thus destroy the cell. In the most extreme cases of coagulation, the cell hardens to such a point that it solidifies in a state of seeming biostasis with all of the structures imprisoned within the cell. Although we have ways and methods to kill bacteria, they can multiply in 30 minutes or less. So even if you would wipe out 95% of all bacteria in your kitchen, it would take less than three hours to get them back, provided that they had enough to feed on.
The strain of bacteria we believe to be working with is Staphylococcus epidermidis. The genus staphylococcus was discovered and named by Ogston in 1881 when he observed grape-like clusters in human abscesses. Staphylococci are perfectly spherical, and are about one micrometer in diameter. Because this bacterium divides in two planes, they grow in clusters, which helps define them from a similar type of bacteria, Streptococcus (Jones, 2001).
Staphylococcus is mainly feared in post-operative infections. It is the most common bacteria associated with human infection these days. This type of Staphylococcus is generally found on human skin. This is why it is a good bacterium to perform this experiment on. Our hands touch thousands of objects each day all over our house, workplace, and other public places, giving bacteria thousands of opportunities to infect us. Using disinfectants regularly will help reduce this risk of becoming ill (Todar, 2001).
Relevance of Research
Other researchers and researching organizations, such as the Consumer Reports have performed similar experiments. The conclusion that they arrived at was that it was not worth paying the extra money to purchase a potentially more powerful disinfectant because it is impossible to sterilize every surface in your home, and sterilize the air. Bacteria are still present in the house, and will only come back after careful sterilization. They suggest that consumers purchase the cheaper all-purpose cleaners instead of the more expensive name brand cleaners that specifically attack certain areas of the house or the bathroom (Consumer Reports, 1991).
This project will contribute to the broader base of human knowledge by making the consumer more aware. By completing and analyzing our experiment and results, we will better educate the public on which brands are effective and which ones are not. It will also help consumers make more educated decisions on selecting anti-bacterial brands.
Along with our experiment, we conducted a survey about how the four different brands of disinfectant are perceived by college students (Attachment 1). In the survey we asked them to rate each brand on a scale from 1-6 on how effective they thought it would be in killing bacteria. We then asked them which brand they felt was the most effective, and which one was the least effective based only on their perceptions of the product from any media that they have seen about the product or the store that produced it. This survey is relevant to our research because of our concern about the consumer. We want to look at how the image of each product actually portrays itself in the eyes of the public. It will also be interesting to see which brand the public chooses as the best, and compare that with which brand actually kills the most bacteria.
Materials and Methods
The materials for culturing bacteria were obtained from the Microbiology department at Miami University, and the anti-bacterial agents were purchased at local convenience stores. To begin with, the bacteria needed a medium in which to grow. We used 10 Petri dishes that contained a medium of Agar, which served as food for the bacteria to grow on. In order to obtain the bacteria from the environment for culturing, we used sterilized swabs to collect bacteria samples. To grow the bacteria once it is collected, we acquired an incubator to keep the bacteria in a controlled environment to ensure optimal growth. To apply the antibacterial agents to the bacterial contaminated Petri dishes, we used filter papers. The filter papers were soaked with antibacterial solutions and then applied to the Petri dishes. In order to test the effectiveness of the anti-bacterial agents, the bacteria first needed to be collected and cultured. We collected the bacteria using the sterile swabs to swab the inside door handles of the front door of Peabody Hall, a Miami University dormitory. The contaminated swabs then were smeared onto a Petri dish containing Agar. The contaminated Petri dish then was set in the incubator for approximately 24 hours. Since there are countless bacteria in the environment, the sample was no doubt a lawn of many different types of bacterium. We randomly swabbed a colony of bacteria from the original Petri dish, and smeared it onto 16 new Petri dishes.
Onto the second set of Petri dishes, which were cultured from one bacteria colony of the original Petri dish, we added the antibacterial agents. We soaked the filter papers in each anti-bacterial agent. Three soaked filter papers were placed onto each of the dishes from the second set. Each dish contained six filter papers of an anti-bacterial agent, and a control un-soaked filter paper, a total of seven filter papers (Figure 1). This second set of dishes was incubated for a period of 24 hours. After this time, the dishes were observed, and the diameters of the areas where no bacteria grew were measured, and the areas of these auras were calculated. Four complete trials were done, and four sets of data were collected in order to compare the different anti-bacterial agents.
Figure 1. Petri dishes from the second set with filter papers
visible auras.
To try and discern which agent is the more affective anti-bacterial agent, we compared the surface areas of the auras around the filter papers. This told us which brand is more effective in hindering the growth of bacteria. These results were then compared in StatView and SuperANOVA, statistic analysis computer programs, in order to more accurately determine if there were significant differences in the effectiveness of the agents.
In an attempt to measure public understanding of the relative effectiveness of anti-bacterial agents, one hundred surveys were distributed (Attachment 1). The completed surveys were collected and analyzed.
10.17 Obtain materials
10.22 Collect bacteria samples
10.22~10.24 Culture bacteria (original)
Week 1
10.24 Swab one bacteria colony (primary colony) of the original culture onto a plate, and apply anti-bacterial agents
10.24~10.29 Observation and data collection
Week 2
10.31 Swab the primary bacteria colony from the original culture onto a plate, and apply anti-bacterial agents
10.31~11.05 Observation and data collection
Week 3~5 (Repeat Week 2 procedures)
11.24 Statistical Analysis
The data sets of aural size were collected by measuring four different diameters of the auras at different angles, 0° (D1), 45°(D2), 90°(D3) and 135°(D4) (Data Sheet 1-4). The average diameter of the four diameters was then determined in the calculation of the aura area. Applying the area formula for circles, the aura areas, including the inner dots were calculated. This whole area was then subtracted by the area of the dot to find the true area of the auras, which are shown in the Data Sheets.
(all data sheets are posted as excel files)
Average diameters of the auras –
daverage = (d1 + d2 + d3 + d4) / 4
Examples –
Wal-Mart Set 1/ Dot 1/ First Time
dD1average -= (1.35cm + 1.40cm + 1.35cm + 1.35cm) / 4
= 1.3625cm
Lysol Set 2/ Dot 2/ First Time
dD2average = (1.95cm + 1.95cm + 1.95cm + 1.97cm) / 4
= 1.955cm
Clorox Set 3/ Dot 3/ First Time
dD3average = (2.50cm + 2.50cm + 2.50cm + 2.51cm) / 4
= 2.5025cm
Kroger Set 4/ Dot 4/ First Time
dD4average = (1.70cm + 1.71cm + 1.72cm + 1.71cm) / 4
= 1.71cm
Surface areas of the whole auras (with dot) –
A = πr2
Examples –
Wal-Mart Set 1/ Dot 1/ First Time
AD1 = π(1.3625cm/2)2
= 1.4580cm2
Lysol Set 2/ Dot 2/ First Time
AD2 = π(1.955cm/2)2
= 3.0018cm2
Clorox Set 3/ Dot 3/ First Time
AD3 = π(2.5025cm/2)2
= 4.9186cm2
Kroger Set 4/ Dot 4/ First Time
AD4 = π(1.71cm/2)2
= 2.2966cm2
Area of Dot –
AD = πr2
AD = π(1/2)2
= 0.7854cm2
Area of Auras (without dot) –
Afinal = A – AD
Examples –
Wal-Mart Set 1/ Dot 1/ First Time
Af = 1.4580cm2 – 0.7854cm2
= 0.6726cm2
Lysol Set 2/ Dot 2/ First Time
Af = 3.0018cm2 – 0.7854cm2
= 2.2164cm2
Clorox Set 3/ Dot 3/ First Time
Af = 4.9186cm2 – 0.7854cm2
= 4.1332cm2
Kroger Set 4/ Dot 4/ First Time
Af = 2.2966cm2 – 0.7854cm2
= 1.5112cm2
To compare the effects of the four different types of disinfectants, standard deviations were calculated from the means and the distribution of the data sets. In Figure 1, this standard deviation is graphed, where we can see a clear distinction of the Clorox disinfectant from the rest. Statistical analysis was also performed, where the P-value was found (Table 1).
Table 1. The effects of disinfectants on aural area
Further analysis was done with the Scheffe's significance test (Table 2). In this test, the four different disinfectants were broken down and compared. P-values were found to determine if there was a statistically significant difference between the results yielded by the disinfectants being compared
Table 2. Scheffe's: The differences between disinfectants
Statistical analysis was also done to determine the effect of time on the aura area. The data sets from the first day and the third day were compared and the P-value was calculated to be 0.5554 (Table 3).
Table 3. The effects of time on aura area.
With the effects of disinfectants and time investigated separately, we combined the two variables and also calculated a P-value to determine the effects of both on the aura area (Table 4). The difference can be clearly seen in Figure 2 between Clorox disinfectants and other brands, however, there are no clear distinctions between the two days when the data were collected.
Table 4. The effects of disinfectant and time on aura area.
Table 5. The effects of time on aural diameter.
At the beginning of the experiment, we surveyed 100 Miami University students about the their perceptions and experiences with the four different brands of anti-bacterial agents. After we collected the surveys, we tallied the responses and performed basic statistical analysis on them. Figure 5 shows the population's perception on which of the four brands is the most effective anti-bacterial agent, and figure 6 shows the population's perception on which is the least effective brand.
Figure 5. Which brand is the most effective anti-bacterial agent?
Figure 6. Which brand is the least effective anti-bacterial agent.
Figure 7. Comparison of aura size of different brands of anti-bacterial agents. (Clockwise from top left: Clorox, Kroger, Lysol, Wal-Mart.)
When we began this experiment, we expected to find that the name brands would be significantly more effective against the bacterium than the generic brands. Our results showed that the Lysol, Wal-mart, and Kroger brands were all comparable in their effectiveness, while Clorox was much more effective than any of the other brands (Figure 2). These findings contradicted what we had originally thought, and led us to believe that there was something more than brand names that make the difference. So in regards to our hypothesis, the results of the experiment showed that of the brands that were tested, it was not the brand name that made a difference in the effectiveness of the antibacterial agent. These differences could be attributed to a number of factors that will be emphasized in the following discussion.
The Kroger store brand antibacterial was shown to have a level of effectiveness similar to Lysol and Wal-Mart brands. All three share a common active ingredient, ammonium chloride. The Kroger brand was able to hold back the bacteria at an average aural diameter of 1.841cm (Data Sheet). There was no notable decline in the strength of the agent during the three-day observation period. When compared to the more expensive name brand Lysol product, no difference in performance could be observed, as the P-value of .8145 suggested (Table 2).
The Wal-mart brand disinfectant that we used in the experiment showed similar results to that of the Lysol and the Kroger brands. When the diameter of the Wal-mart brand was compared with those of the other generic brand, Kroger brand, the comparisons showed that there was no significant difference in the diameters that were measured from our trials (Figure 7). This showed that the generic brands had similar effectiveness in killing bacteria. Similarly, when the diameter values were converted to surface areas in order to see how much area the antibacterial were affective in killing the bacteria, and ran through statistical analysis, the results also turned out with a P-value of greater than .05, which shows no significant difference in the effectiveness of the two brands (Table 2). When the diameter and the surface area values produced by the Wal-mart brand was compared to that of Lysol also yielded a P-value of grater than .05, which shows no significant differences between the two (Table 2). Since the active ingredients of these two antibacterial agents are the same, it is possible that the only difference truly lies with the label. When compared to the name brand Clorox, however, our predictions did hold true. When the diameters of the auras of the Wal-mart brand was compared to that of Clorox, the P-value showed a significant difference between the results (Table 2).
Some startling results were found when the four Wal-mart trials were compared to each other. The first plate showed significant differences as compared to the rest of the trials (Figure 4). This could have been due to the amount of antibacterial that was sprayed on the filter paper. It is possible that the filter paper was more saturated with the antibacterial for the later trials than in the first. The amount of bacteria smeared on the plate could have also played a role. If there was a more concentrated culture of bacteria on the first plate as compared to the later ones, the results yielded could have been affected. Either one of these explanations could account for the first plate of the Wal-mart brand showing a significantly lower effectiveness than the rest of the plates.
The name brand antibacterial, Lysol, that we used in this experiment, was shown have comparable effectiveness to that of the generic brands. When comparing the average diameters of the auras of Lysol to the generic Wal-mart and Kroger brands, the P-values were all much greater than .05, showing that there is no significant difference in the performance of these products (Table 2). Likewise, when the results were converted to the area of effectiveness of the antibacterial agents, the results showed no significant difference. This can be attributed to the ingredients of all three of these brands. The active ingredient of these brands is all the same, and the only differences were in the price of Lysol, which was close to double the price of the generic brands. When Lysol was compared to Clorox, however, the results were much more dramatic. The measures of the auras of Lysol, when compared to Clorox, had a P-value of .0001, which shows a significant difference in the data collected (Table 2). This result was contrary to our original hypothesis. The reasons for this could be due to the active ingredients of Clorox, which is the only agent to have octyl decyl dimethyl ammonium chloride as the leading active ingredient.
The most effective anti-bacterial agent tested in our experiment was the Clorox based chemical. With an average aural diameter of 2.539cm (Data Sheet), Clorox had an aural diameter of 0.698cm larger than Lysol, the next best performer. Clorox was the only anti-bacterial tested to use octyl decyl dimethyl ammonium chloride, as its active ingredient. When compared to the other agents tested, the difference between Clorox and any other is both significant and notable. When Clorox was statistically compared to the Wal-Mart brand, the P-value was less than .0001 (Table 2). Similarly, when Clorox was compared to Kroger brand the P-value was less than .0001 (Table 2). Finally, when Clorox and Lysol are compared, the P-value was also less than .0001 (Table 2), all showed that there was a significant difference in the effectiveness of Clorox from the other three brands tested. With the help of this data, we concluded that Clorox is the most effective anti-bacterial tested having an average aural radius that is 73% larger than the closes competitor.
With regards to the bacterial resistance, we decided to take one of our plates to the Microbiology department for an analysis of the bacteria to try and find out what kind of bacteria we were dealing with. Microbiologists at the department informed us that it was impossible to obtain an exact bacterium without extensive testing, but they were able to narrow it down to Staphylococcus, which is a Gram-positive bacterium responsible for many common illnesses (Todar, 2001). K. Todar also mentioned that this particular bacterium can only take up to 15% NaCl in its environment. When looking at the ingredients of the antibacterial agents, Clorox has a different active ingredient that includes a chloride. For this reason, it is possible that the Clorox solution is found to be more potent against this particular bacterium because of its active ingredient, but may be less affective against another kind of bacteria that the Lysol, Kroger, and Wal-mart brands might be more affective. It is also a possibility that the cleaners use Lysol to clean the banister that we swabbed for our bacteria, and that the bacteria had gained a resistance to that antibacterial agent, altering the precision of our experiment.
As with all biological processes, time plays an important role.
Our experiment called for two sets of measurements to be taken. The first sets
of data were taken 24 hours after each plate was activated, and then again 72
hours after activation. In this short duration, there was no significant decline
in the effectiveness of any of the anti-bacterial agents (Figure 3).
As is often the case, the understanding of the general pubic is at odds with the results of scientific analysis. In a survey of 100 Miami University Students (Attachment 1), 68% believed that Lysol would be the most effective in combating bacteria (Figure 5). Our study proved otherwise. Only 12% of students hold that the Clorox based disinfect will be the most effective and 11% thought the Wal-Mart brand would be the most effective, while only 9% chose Kroger (Figure 5). The Kroger, Wal-Mart and Lysol products were approximately equal in their effectiveness at combating bacteria with an average aural radius of 1.798 cm between them. However their retail prices do not coincide with performance. Both Wal- Mart and Kroger sell for approximately $2.15 per bottle, while the equally effective Lysol holds a price tag of $3.25, and increase of 66% in price for a negligible difference in effectiveness. Clorox priced at $3.95 per bottle did show an improvement in effectiveness. The aural radius observed on the Clorox treated plates was 60% larger that those observed on any of the other plates. It is the opinion of this research team that poor marketing and advertising is to blame for the lack of consistency between actual product effusiveness and the product's effectiveness as perceived by the customer.
Future research projects can attempt to further this research. For example, an experiment conducted over many weeks could explore the role of time in the effectiveness of anti-bacterial agents. The role of viscosity can also be explored. Thicker chemicals may produce initially smaller aural rings, but they may be effective for longer periods of time. Finally, future experiments can also involve the use of dilutions. The comparative effectiveness of some agents at a non-full strength could prove both interesting and productive.
Birch, C.P.D., and M.W. Shaw. 1997. When can Reduced Doses and
Pesticide Mixtures Delay the Build-up of Pesticide Resistance? A Mathematical
Model. Journal of Applied Ecology. 34(4):1032-1042.
Campbell, N.A., and J.B. Reece. Biology. 2002. San Francisco:
Benjamin Cummings.
Condit, Richard, and Bruce R. Levin. 1990. The Evolution of Plasmids Carrying Multiple Resistance Genes: The Role of Segregation, Transposition, and Homologous Recombination. American Naturalist. 135(4):573-596.
Eberhard, William G. 1990. Evolution in Bacterial Plasmids and Levels of Selection. Quarterly Review of Biology. 65(1):3-22.
Gause, G.F. 1942. The Relation of Adaptability to Adaptation. Quarterly Review of Biology. 17(2):99-114.
Hampil, Bettylee. 1932. The Influence of Temperature on the Life Processes and Death of Bacteria. Quarterly Review of Biology. 7(2):172-196.
Klein, Richard M., and Arthur Cronquist. 1967. A Consideration of the Evolutionary and Taxonomic Significance of Some Biochemical, Micromorphological,and Physiological Characters in the Thallophytes. Quarterly Review of Biology. 42(2):108-296.
Riley, Margaret A and Michael Felgarden. 1998. High Levels of Colicin Resistance in Escherichia coli. Evolution. 52 (5): 1270-1276.
Tenenbaum, David. 1998. Microbial Population Explosion. University of Wisconsin Board of Regents.
Wassenaar, Dr. T.M.. 2002. The Museum of Bacteria.


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Brah Lynch Eat Them All- The opposite of the shitty crew of grade 8's that call themselves "The Family", and worship O.F.W.G.K.T.A, and think there tuff.
Some grade 8- Odd future Wolf Gang!!
Chill kid- Fuck that, BLETA you shitnuckle
Chill kid- Fuck that, BLETA you shitnuckle
ayon kay the joker12996 ika-10 ng Hunyo, 2011
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Canucks? Higgins, Tanev Out ?Indefinitely? With Lower-Body Injuries
The day after getting one key contributor back from injury, Vancouver lost two more.
That was the word out of Canucks practice on Tuesday as head coach Alain Vigneault told reporters winger Chris Higgins and defenseman Chris Tanev would be out of the lineup for an indefinite length of time.
Vigneault wasn?t divulging much about the severity of either injury but went on to add he hopes to have both back for the playoffs.
Higgins has been one of the club?s most consistent performers this season, tied for third in goals (10). He also recently inked a four-year, $10 million extension. Tanev has shown steady improvement and turned into one of the team?s most responsible defensemen, averaging over 17 minutes per night.
In addition to keeping mum about severity, Vancouver wasn?t offering much as to how either player got hurt. It?s possible Tanev was injured on a Tim Jackman hit during Saturday?s 5-2 win over Calgary (he returned to finish the game, but didn?t play on Monday).
For more on this story visit: Mike Halford, NBC Sports Pro Hockey Talk


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HUNTSVILLE, ALABAMA - This year's 18th Big Spring Jam got some real good news and real bad news.
The good?Organizers once again picked a bizarre time to make an announcement - this one at midnight Sunday following on the heels of the last one at 4 a.m. - that Incubus would be performing at the Jam Sept. 23-24.
The bad? The Old Crow Medicine Show, a popular band many college-aged Jam-goers were excited about, announced on its website Friday: "Old Crow Medicine Show is on hiatus as we seek health and wellness over the coming months. Thank you for your continued love and support."
In light of the cancellation, Jam organizers have added Drive-By Truckers to the schedule.
The news about Incubus couldn't come at a better time for the Jam or Incubus. Many fans have been disappointed in the initial lineup announced, including Alan Jackson, Josh Turner, Earth, Wind & Fire, Hinder, Saving Abel and others. This year, the country stage is inside the Von Braun Center Arena and tickets are $75, which also include the three stages outside.
As for Incubus, the alternative rock band that was popular in the early 2000s is touring after releasing its first album in five years, "If Not Now, When?", on July 12. Incubus is led by lead singer Brandon Boyd and has produced hits like "Drive," "Wish You Were Here," "Megalomanic," "Anna Molly" and "Love Hurts."The new album's first single, "Adolescents," was released on April 4 of this year and the video premiered on April 28.
Incubus is from Calabasas, Calif., and was formed in 1991 by Boyd, lead guitarist Mike Einziger and drummer Jose Pasillas. The group's 1999 debut was "Make Yourself" and became popular with the followup "Morning View." The 2006 "Light Grenades" debuted at No. 1 and Incubus followed that up with its first greatest hits collection, "Monuments and Melodies" in 2009.
The $75 tickets for the country stage (and other three stages) went on sale Saturday. The two-day passes on the other three outside stages are $45 and $30 per day and go on sale sale Friday at 10 a.m. at the VBC box office, all Ticketmaster outlets, online at ticketmaster.com and by phone at 800-745-3000.
Children under 10 may attend the outdoor performances of the Big Spring Jam for free when accompanied by a paying adult. However, if a child has reached his or her second birthday, he or she must present an InSideOut ticket to attend country performances inside the VBC Arena.Big Spring Jam gates will open at 5:30 p.m. on Sept. 23 and 4 p.m. on Sept. 24. Visit bigspringjam.org for more information.


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Popular Diets
Jump Sport Fitness Trampoline
2011 Gym Rat Gift Guide
Every time we see this thing we can't help but start singing House of Pain's "Jump Around!" The JumpSport Fitness Trampoline is a party before you even step on it.
We demoed these at a fitness conference earlier this year and knew then they had to go in the gift guide. This is not the trampoline your mom used when you were a kid. Completely re-engineering the idea of using a trampoline for fun and effective at-home fitness, the JumpSport Fitness Trampoline has multiple settings to adjust the firmness, bungees that won't wear out for 6 million bounces, and is a lightweight 18 pounds that moves easily. The best part is it won't tip! It has six legs that offer the best in stability.
With the JumpSport Fitness Trampoline you'll get a fun workout that offers calorie-burning cardio and strengthening core work. Turn on your favorite tunes, or even dance DVD, and start jumping around!
Prices range from $249 to $479.Next Prev Slide 3 / 8
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n. An incarcerated prisoner who performs sexual favors for free and/ or for pleasure
от Andy Roblee 15 октомври 2003
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Can you define these popular missing words?
When a girl/women decides not to wear panties under her clothes
Girl: I couldn't find any clean panties so I am going to have to free hole it tonight.
от Emotionality13 18 август 2012
a loose, or easy, sexual partner. a slut, scag, or man whore
are you really going home with that free hole?
от chucksheencokehabit 03 декември 2010


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I've bought 12m live prepaid code and activated via web explorer. when I try to download my profile on my console I am receiving error messages below; (I am not sure about the order of messages just writing in random order)
" Your profile was not completely downloaded, please download it again from xbox live"
"Sorry profiles can't be downloaded right now, try later 80004005"
"some live content is temporarily unavaible.... 807b0194"
Please help me
why no answer? :(
when i looked up the first error code that you gave this is that i found
Some connection types and Internet service providers (ISPs) cannot access Xbox LIVE Marketplace from the Xbox 360 console. We are aware of this problem and we are working with ISPs to resolve the problem.
Solution 1: Use the Xbox LIVE Marketplace on Xbox.com
You can purchase items from Xbox.com and add them to your console's download queue. Here's how:
The next time you turn on your console, the content will start downloading on your console.
Solution 2: Use a different Internet connection
Connect your Xbox 360 console to the Internet at another location using a different ISP. For example, take the console to a friend's house and connect to the Internet there.
when i looked up the second error code that you gave this is what i found which seams to be unrelated to profiles
If you see error code 69-807B0194 when you try to play a video, it may be because the format of the video isn't supported by Xbox 360.
Read this page to learn about error code 69-807B0194 and what you can do about it.
If you get error code 69-807B0194, it means that the format of the video you're trying to play isn't supported by the Xbox 360 console.
To see what video formats are supported by Xbox 360, see the "Supported regions, formats, and discs" section of Play DVDs on your Xbox 360 console.
Hey buyukk sef! It sounds like you might need to re-download your profile! You can do so by following the steps in our "Download, move, or delete your Xbox LIVE profile" support doc. :)
How to use the forums
the deal is I am unable to re-download my profile and having error messages above in my first message. But I can download another profile other than my gold profile....
Do you happen to be in the beta or on a console that has the beta dash installed on it?
hi sk8rnick
How can I learn if my dashboard is beta?
I have not made anything special to go with beta. Just applied the standart updates.
You would have had to apply back in late August and early September to be in it so if you didnt then your not
Hey there Sef! Can you look up your profile on your console to see if it shows a "!" icon next to it? If so, this may indicate the profile is corrupt on your console. Please delete it (profile only, not items!), clear your console cache, restart it, and then download it again. Also, do you have any issues downloading your profile on other consoles, or do other profiles have issues being downloaded on your console? Let us know, thanks!
Xbox Community Ambassadors TeamJoin the community!
I have the same problem.
MrEnigmaQuality, support via forum works best if you post a new thread with your problem, as you might have a very different solution. Please make a new post, instead, in this forum.
Support: tinyurl.com/XBLnumbers or Request A Call support.xbox.com How to get FreeLIVE j.mp/XVriY7
Hi Gwyhter
Profile is corrupted, I know that because during downloading profile, my friends see me online but after very short time I am seen offline. On my side, at the same time, my profile starts downloading then pause dl and receive error message.
I have tried all suggestions, deleted cache and profiles even formatted but none works.
I can download my old profiles which are silver accounts but can not download this new my gold account.
go to xbox.com/servicealerts
This is so annoying I Tried everything
dude my xbox live profile would not sign in so I went to download a profie went back to my sign in and my profile was deleted and it wont download back on completely without a error popping up
I have same problem sandman, cleared the Xbox profiles off both Xboxes so that u had to redownload profiles due to the fact one of my Xboxes got stolen and I get error message 807b0194


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CBNNews.com -- Even with a bipartisan agreement from lawmakers of the $700 billion bailout, Republican presidential candidate John McCain may not be convinced it's enough action on the country's economic problems to attend Friday's scheduled presidential debate in Mississippi.
For more insight, click play to hear more from CBN News Political Reporter David Brody and Culture and Media Institute's Robert Knight.
President Bush, Democratic presidential candidate Barack Obama, and McCain were scheduled to meet Thursday afternoon to discuss the crisis.
A spokesman for the McCain campaign said the afternoon developments had not changed his plans.
"There's no deal until there's a deal. We're optimistic but we want to get this thing done," McCain spokesman Brian Rogers said.
Meanwhile, his rival Obama still wants the debate to go as planned. He is scheduled to travel to the site of the debate in Mississippi.
Debating over the debate has become the latest political show as McCain and Obama try to show leadership at a time of national crisis.
"With so much on the line, for America and the world, the debate that matters most right now is taking place in the United States Capitol - and I intend to join it," McCain told reporters after addressing former President Clinton's Global Initiative in New York on Thursday before heading to Washington.
Obama said the debate should proceed because a president needs to be able to handle more than one issue at a time.
"Our election is in 40 days. Our economy is in crisis, and our nation is fighting two wars abroad. The American people deserve to hear directly from myself and Sen. McCain about how we intend to lead our country. The times are too serious to put our campaign on hold, or to ignore the full range of issues that the next president will face."
In Oxford, Miss., organizers continued to prepare for Friday's showdown between the two opponents.
At a news conference, Mississippi Gov. Haley Barbour, a Republican, said he expected the presidential debate to go ahead, though he said he had no inside information.
"This is going to be a great debate tomorrow night. We're excited about it," Barbour said.
Television networks, too, were moving forward. "We're proceeding as if it's on and will until someone tells us that it's not," ABC spokeswoman Cathie Levine said.
Source: The Associated Press
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The Czervik Principle: Why cash beats miles, points or other credit card rewards in 2014
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Sorry to be a buzz kill on New Year's, but 2014 is shaping up to be a bad year for frequent flier mile fanatics and other collectors of "points" doled out by credit card companies, airlines and others. There's a massive devaluation of points and miles going on, requiring consumers to spend more to get rewards like plane tickets and hotel stays. And that's just one example of why the world needs the Czervik Principle.
There's a scene in "Caddyshack" where uptight '80s authority figure archetype Judge Smails demands "satisfaction" from Al Czervik (Rodney Dangerfield) for a long list of indignities that include hitting him in the groin with a golf ball, sinking his tiny sailboat and threatening to turn his beloved golf club into condominiums.
Czervik's reply: "You demand satisfaction? Well I'll tell you what's satisfying: cash."
Hence the Czervik Principle: when it comes to credit card rewards and other rewards programs, consumers should prefer cash over "points," "miles," "Schrutebucks" or whatever a business decides to call its noncash rewards.
The Czervik Principle comes into play when you're signing up for a rewards credit card, where you typically have two choices: One is a card that gives you a cash rebate of a certain percentage (usually around 1 percent, with higher percentages for some types of purchases) of the dollars you spend. The other is a card that gives you miles or points that can be redeemed with an affiliated vendor, or can be spent on some kind of online marketplace provided by the bank that's issuing the card. For every $1 you spend you usually get 1 to 1.25 points or miles, with some cards carrying annual fees giving you much more.
The problem with points
There are a couple of big fundamental problems with points/miles/Schrutebucks. First, they're worth basically whatever the company who's going to be redeeming them says they're worth. Companies are free to change the value of users' points at any time by raising the number needed to get rewards, and often do.
Delta Air Lines, Southwest and United Airlines have both announced changes going into effect this year that will substantially increase the number of frequent flyer miles needed to snag business-class international tickets, effectively devaluing the miles held by many travelers.
In fact, the cost of business class travel to Europe in most programs has increased from 90,000-100,000 frequent flier miles per ticket to 125,000-200,000 miles per ticket over the last two years, says Brian Kelly, of ThePointsGuy.com.
"There is a huge devaluation going on and you need to be earning a lot more miles in order to keep up with it and still get great value from these programs," says Kelly.
And that's not even taking into account corporate bankruptcies, which can quickly wipe out the value of "points." Sure, it's unlikely that a Delta or United will go belly up anytime soon, but if they do, there's no guarantee backing up your points or miles the same way the FDIC backs up the dollars in your bank account.
The second reason I hold to the Czervik Principle is more subjective: Keeping track of your miles and changing around your travel plans to either earn more miles or make sure you don't have to redeem too many miles to get a ticket can be time-consuming and tedious.
Sure, there are plenty of people who enjoy the process of maximizing their rewards and reveling in all the first-class upgrades they get, and live the high life for a low price while doing so. But cash offers you the ultimate flexibility to spend your rewards how you want. You can use it to book travel whenever the hell you want, or invest it, or spend it on a Ferrari-red golf bag that plays Journey songs at top volume (aka The Full Czervik). And that flexibility is worth something, too.
Spend points like there's no tomorrow (there may not be)
Admittedly, the Czervik Principle isn't perfect. There are lots of cases where it's possible to get more value from points or miles than you would hard cash. According to a 2013 study by IdeaWorks, a loyalty program consulting firm, frequent fliers generally get about 1.4 cents' worth of airfare for every mile they redeem on economy-class United Airways flights, more than the 1 cent to 1 cent ratio you're going to get with cash. High-mileage clients can get up to 5 cents' worth of value per mile when trading them in for business class upgrades.
For situations like that, there's one important corollary to the Czervik Principle: like cash, actual real products and services in your hand now are more valuable than a big horde of miles or points.
As we've seen, points are probably only going to get less valuable. So if you get an opportunity to trade miles for an upgrade to first class, do it! And if you've already saved up points or miles for a big vacation, there's no time like the present to go ahead and book it.
What do you think? Are you a believer in The Czervik Principle or do you prefer to keep earning those points or miles?
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