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Tuesday, 29 January 2013
From The Gulf News (Bahrain):
Jan. 30, 2013
Reconciliation cannot wait
The famous Egyptian analyst and writer Mohamed Hassanein Heikal recently revived an old theory in an interview on Egyptian television: Egypt can claim a right to the fertile and oil-rich lands of the eastern Libyan provinces since millions of Egyptians are descended from Libyan tribes that once lived on the Egyptian-Libyan border. Heikal also implied that reclaiming these historically Egyptian lands might help Egypt address its dire economic problems.
Following these comments Lebanese newspaper Al Diyar published a controversial article quoting Egyptian Prime Minister Hesham Qandil acknowledging the validity of Heikal's theory. The Egyptian newspaper Dostour immediately published a denial from Qandil claiming he never made such remarks. The story should have died there, but Libyan domestic politics and rivalries would not allow that to happen.
In an effort to challenge Mohamed Magariaf (head of Libya's General National Congress, or GNC) former prime minister Mahmoud Jibril gave undue credit to the Al Diyar report. Jibril's intent was to cause embarrassment to Magariaf, his top political adversary, and he even suggested that failing to respond would be tantamount to forfeiting Libyan sovereignty. Some might argue that Jibril and his allies were implying that the Libyan Muslim Brotherhood was colluding with its Egyptian counterpart on the supposed land deal, which would be a major boon to the Muslim Brotherhood government in Egypt.
However, the entire dispute is moot: the Egyptian Prime Minister never said anything to corroborate Heikal's theory. Given the current fragility of Libyan institutions and the deteriorating security situation, even minor conflicts have the potential to become explosive if not addressed, especially at a time when politicians are focused intently on positioning themselves for a future role in government. As out of touch as Heikal's claim may sound, it is likely that Jibril responded publicly because he knew that the issue of Egyptian claims to Libyan land would resonate with Libyans. Currently hundreds of thousands of Libyans many of whom sympathise with the former regime are living in Egypt, and fearing retaliation, refuse to return home without a national reconciliation process.
Many of these post-revolution political refugees have ties to the Egyptian state apparatus and could, however unlikely, utilise tribal networks in the Sahara to stake Egyptian claims over the eastern Libyan provinces. One such example is Ahmed Qaddaf Al Dam, a cousin of Gadaffi and a former adviser on Libya-Egypt relations in the decades before the fall of Gadaffi and Mubarak; he is considered one of the most influential Qaddafians, and a man who some believe could lead such a campaign.
The importance of defusing tension among exiled Libyans cannot be understated. More than one million Libyan political refugees are estimated to be living in Egypt, Tunisia, and elsewhere. This number accounts for nearly 20 per cent of the total Libyan population, a number which makes it practically impossible for the country to move forward, achieve stability, and remain united if these Libyans in exile are not brought into the fold and convinced they have a stake in the country's future.
Thus far the GNC has avoided meaningful national reconciliation and, instead, proposed a divisive political isolation law. The law's broad exclusion is reminiscent of Gadaffi's tactics of alienation and can potentially turn even the most moderate political opponent into a diehard enemy of the state; this would prove fatal for Libya's transition to a pluralistic system.
Powerful forces are at work to destabilise the Libyan transition, most notably, former members of the Gadaffi regime and sympathisers who have taken refuge across Libya's borders. What catalyses many of these forces is a sense of dispossession and the impulse for revenge. A healthy process of national reconciliation would help to weaken the consensus among these forces on the need to thwart the Libyan transition. Moreover, national reconciliation would constitute a major step forward in the realisation of a stable, open, and democratic Libyan polity.
Posted on 01/29/2013 8:47 PM by Hugh Fitzgerald
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Join leaders of the American Middle Eastern community to endorse
Donald J. Trump
for President of the United States
and spend an evening with his foreign policy advisors featuring
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Monday October 17th
Omni Shoreham Hotel
2500 Calvert Street Northwest
Washington, DC 20008
cocktails at 6pm - dinner at 7pm
Business casual attire
$150 per person / $1500 per table
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Illinois Public Media News
In-depth reporting from WILL, NPR, the Associated Press, and other sources
Contact WILL News at firstname.lastname@example.com
(J. Scott Applewhite/AP)
August 27, 2013
(Illinois House of Representatives)
August 27, 2013
Illinois House Republicans Rushing To Fill Leader Post
(Norbert von der Groeben/Reuters/Landov)
August 27, 2013
Clarence B. Jones: A Guiding Hand Behind 'I Have A Dream'
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Clinton-Trump Showdown Is Most-Watched Presidential Debate
New York Fertility Doctor Says He Created Baby With 3 Genetic Parents
Bronx Blast Kills 'Rising Star' Fire Battalion Chief
92 Percent Of The World's Population Breathes Substandard Air, WHO Says
Kevin Hart And Amy Schumer: The New King And Queen Of Comedy
U.S. Government To Pay $492 Million To 17 American Indian Tribes
Wells Fargo CEO To Forfeit Tens Of Millions In Stock Awards Amid Scandal
Elon Musk Unveils His Plan For Colonizing Mars
For First Time, Destruction Of Cultural Sites Leads To War Crime Conviction
Across The Country, Fascination And Indifference On Debate Night
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Huge sale of used vinyl records, DVDs, CDs, and other musical ephemera to benefit Illinois Radio Reader returns on Oct. 1.
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Not your typical sports podcast. Forget the "hot takes" and meet us at the intersection of sports and culture every two weeks.
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POS Fees ? An Explanation
Point of Sale, or POS, is a common term used in business. It refers to both the checkout register used for an electronic financial transaction and the store at which the transaction occurs. It can also refer to the software used in an electronic cash register. Read on to find out more about POS fees.
Any time you use an ATM or debit card, you run the risk of being charged a point of sale fee. The place where you've done business may be charged as much as $0.65 by the issuing agency each time you swipe your card. They may pass all or part of that fee onto the customer and may not tell you they've done so.
If the store doesn't tell you it's charging a fee, you may not even realize that you've been charged. Be sure to look at your cash register receipt, especially if you're visiting a new store and are unaware of their policy concerning POS fees. You may even want to ask if they charge a fee for swiping your card before you choose that payment option.
To avoid paying POS fees, swipe your card for payment as usual. However, instead of pressing the debit button, select the credit button to complete your transaction. This tip works only if you have a debit card with either a Visa or MasterCard logo. Rather than being processed as a debit card, the POS terminal will process the transaction as a credit card and thus avoid the fee. Be prepared to sign a receipt when choosing this option.
Banks really prefer users to select the credit card transaction because the issuer charges the retailer a portion of the total sale which could be considerably more than the $0.65 they may charge for a debit transaction.
It pays to be aware of the practices of industries you frequent. Hotel or automobile rental reservations paid with a debit card will normally have as much as a $500 block put on their account to ensure the money is available to cover the cost of the rental. The further out your reservation, the longer the hotel holds that money in limbo until your entire transaction is completed. Experts recommend using a credit card to make reservations and then paying with the room with a debit card to avoid this block.
You can also expect to receive a temporary block on your account at places such as gas stations. This can be dangerous because you may not be aware of this practice. If you make a $25 purchase at the pump, they may charge a blocking fee of up to $150 until the transaction clears; most often the blocking fee is $50. When you consider how often your account may have less than $200 in it, this could cause overdrafts if you go to another business afterward and try to purchase something. To avoid this blocking fee, which is charged when you swipe your card at the pump, you can take a few extra minutes to walk into the store and pay for the gas as a credit card transaction which avoids any fees, not just the blocking fee.
There's no reason you should ever have to pay POS fees, but you may not have known how to avoid them. With this information, you may be able to avoid those fees by choosing to use your debit card as a credit card. Remember to look at your receipts to see if POS fees have been charged and then make note of that business for future reference.
Filed under: Personal Finance


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Before we get started, let me state that this isn't meant to be a slight to the Miami Heat. I'm not "hating" on Miami, as none of the proceeding is really their fault. But this NBA Finals matchup of the Miami Heat vs the Dallas Mavericks feels like a big letdown, an anti-climax. The Heat's Big Three are doing what they planned on doing when they all joined forces last summer, and the rest of the NBA is putting up minimal resistance, which is disappointing.
Winning the NBA Championship is usually more about the journey than the destination. Players and teams become legendary due to the trials and tribulations they go through on their trip to the title. Michael Jordan and the Bulls finally slaying the Bad Boy Pistons. Hakeem Olajuwon annihilating a Hall of Fame gauntlet of NBA centers – Patrick Ewing, David Robinson, Shaquille O'Neal – to capture two titles. The Celtics-Lakers battles of the 1980s and of the past few years. But this year, Miami is cruising to a title with few speed bumps in their way. Boston was their dragon that they had to slay – we all were expecting an epic series – but instead the Celtics rolled over and played dead. It would have meant so much more if the series was a back and forth struggle and went seven games. And beating Chicago, despite the Bulls having the League's best record – isn't a real feather in the Heat's caps, either. Chicago is a young, inexperienced team that few really believed were championship-ready this season.
Miami's last test on the road to immortality was supposed to be Kobe Bryant, Phil Jackson and the legendary Lakers. Or, worse case scenario, the San Antonio Spurs. Instead they get the Dallas Mavericks, a team few pegged as title-worthy heading into this year and a team best known for their playoff failures rather than triumphs. Likely LeBron James, Dwyane Wade, Chris Bosh and company will roll over Dirk Nowitzki and the Mavs and get their coveted championship. But it will mean so much less than it would have if someone was willing and able to put up a fight and make things difficult for them. Once again, it's not the Heat's fault that they are so good, but it leaves a bit of a bad taste in my mouth that things are coming so easy to them. Similar to last summer, Miami is taking the easy road to the title (now that WAS a dig at them!).


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on October 26, 2012 - 12:01 AM
Michael Cavanaugh starred on Broadway in "Movin' Out," the musical made up of songs by Billy Joel. Several years ago he joined the Buffalo Philharmonic Orchestra in a successful tribute to Joel. Saturday, Cavanaugh returns, this time with a tribute to Elton John.
A veteran of piano bars, Cavanaugh paid his dues before he was spotted in Las Vegas by Joel, who hand-picked him for "Movin' Out." After moving to New York to work with Joel and Twyla Tharp, Cavanaugh toured with the show, perfecting the right kind of assertive, simple, pop-style piano that lends itself well not only to Joel's songs but to John's famous anthems. "Crocodile Rock," "Candle in the Wind," "Goodbye Yellow Brick Road" – Cavanaugh promises all kinds of John hits and since he has had the show on the road since 2010, he should have it down to a science.
The show takes place at 8 p.m. Saturday in Kleinhans. Admission is $32-$77. For info, call 885-5000.
– Mary Kunz Goldman


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Hints from Heloise: Check pillow label before washing
Dear Heloise: I have foam pillows and was wondering if they can be washed. -- J.T. in Kansas
Dear J.T.: Check the care labels on your pillows. Most can be washed on the gentle cycle. If possible, fill the washer with water and dissolve the detergent before putting in the pillows. Foam stuffing should be air-dried and not put in the dryer. Some feather and other pillows can be put in the dryer. Most important is checking the care labels to see what the manufacturer recommends and following those instructions. -- Heloise
Dear Heloise: When I make a sandwich, I have switched from using a knife to a spoon. When I scoop mayo or jelly with a knife, I have to keep scooping because the knife hardly gets anything out of the jar. With a spoon, I can scoop more out, and I just turn the spoon over and spread the mayo, etc., with the back of the spoon. -- Fiona in Kansas
Dear Heloise: My husband and I recently bought our first home, which is a fixer-upper. We are doing many repairs ourselves. Do you have an easy, eco-friendly way of removing old wallpaper? -- Kelly P. in New Mexico
Dear Kelly: I do, and it's probably in your kitchen right now: Vinegar. Mix equal parts vinegar and water, and put the mixture in a spray bottle. Spray the wallpaper until wet. Allow the solution to sit on the wallpaper for at least 10 minutes, then watch as you wipe away the wallpaper with the solution. Another great, eco-friendly use for vinegar, one of my favorite household products.
Remove price tags from hard surfaces like glass or china the same way, by "painting" them with vinegar until wet and then wiping away. -- Heloise
Send a great hint to: Heloise, P.O. Box 795000, San Antonio, TX 78279-5000; Fax: (210) 435-6473 or send e-mail to email@example.com.


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Ritz-Carlton, Cancun Opens New Culinary Center
January 25, 2007
By: Mary Winston Nicklin
Cancun's most luxurious resort, the AAA five diamond Ritz-Carlton, has unveiled a brand, spanking new Culinary Center. Overlooking the Caribbean Sea, the $500,000 recreational kitchen facility features the world's finest equipment from Viking Range Corporation. Guests explore an exciting approach to food and wine with classes, demonstrations, and tastings. Rory Dunaway, the chef de cuisine, shares professional techniques and recipes through interactive, hands-on cooking experiences. Participants learn the secrets to authentic Mexican cuisine, and-- with Wine and Tequila tastings-- learn about beverage culture and how it is linked to culinary traditions. The Center utilizes the freshest, local ingredients for its two-hour classes, which feature three to five themed recipes. Guests can select from a menu of 12 different themed sessions a week: Monday's Cooking Without Heat class focuses on light, low-fat delicacies using marinades, lime and other ingredients (think ceviche and sushi), while Wednesday's Tuscan Dinner Party introduces classic Italian recipes using fresh ingredients and authentic techniques. Ritz-Carlton's Culinary Center is open six days a week. Wine and Tequila tastings are offered at 6:30 pm in the evenings.
Hotel Plaza Athenee, New York: Pillows and Penguins Children's Package
This charming and sophisticated boutique hotel-- ranked among the Word's Best Hotels by both the Conde Nast Traveler Gold List and Travel and Leisure magazine-- is a favorite Manhattan hideaway for couples as well as families. Nestled among the residences of the fashionable East Side in an oasis of calm, the Hotel Plaza Athenee is just steps from Central Park and Madison Avenue shopping. This European-style hotel offers the ultimate in personalized service. Need restaurant reservations or tickets to a Broadway show? Simply ask the knowledgeable concierge. Decorated in elegant European furnishings, the 115 guestrooms and 35 suites (some with glass-enclosed indoor terraces and outdoor balconies) create the feeling of being a pampered guest in an upscale, private home. The hotel is home to one of the best restaurants in New York City: Arabelle.
Take your family to Manhattan and enjoy a special children's package at the Hotel Plaza Athenee. Pillows and Penguins, available for children 14 and under, features special amenities sure to delight the kids: children's gift bag including a New York taxi, New York coloring book, crayons, Yankee's baseball cap, and plush penguin, four tickets to Central Park Zoo (just one block from the hotel), VIP passes for Jekyll and Hyde themed restaurant, 10 percent off Lunch or Dinner at Mars 2112 Restaurant, and milk and cookies at turndown. The package includes accommodations for two adults and up to two children in two connecting rooms and continental breakfast daily with special children's menu for the kids. Pillows and Penguins is priced at $990, per night for two connecting King bedded rooms, from January through April 1, 2007, and July 1-September 3, 2007. (From April 2 - June 30, 2007, the package is $1,140, per night for two connecting King bedded rooms.) Subject to availability.
Winter Indulgence at Loews Ventana Canyon Resort, Tucson
Winter blues? Escape to Arizona's sunshine and wrap yourself in luxury with warm winter rates at Loews Ventana Canyon Resort. Situated on 93 acres in the ancient Catalina Mountains, the Loews Ventana Canyon Resort offers guests a sanctuary inside and out. Golf buffs, spa addicts, and sun worshippers marvel at the excellent recreational facilities and luxurious guestrooms (each with private terrace, and some feature fireplaces and Jacuzzis). Tee off at one of two Tom Fazio-designed PGA golf courses. Perfect your backhand at one of eight lighted tennis courts at the Tennis Center. Enjoy a rejuvenating body treatment at the 7,000 square foot, full-service spa. Relax by the gorgeous swimming pools. There's also hiking, bicycle rentals, croquet court, ping-pong, and basketball. And for a real splurge, book the Presidential Suite and enjoy its two-tiered patio with spectacular views (of either the 80-foot waterfall or the Canyon Golf Course) from your own private Jacuzzi. Wonderful Winter Rates for Loews Ventana Canyon Resort start at just $329, available until April 8, 2007.
Ritz-Carlton Berlin: Best Luxury Hotels in Europe
Kudos to the Ritz-Carlton Berlin, which was named the Best Luxury Hotel in Europe by TripAdvisor's 2006 Traveler's Choice Awards. What makes it so special that outspoken TripAdvisor readers felt compelled to cast their votes? Situated right in the heart of Berlin on the prestigious Potsdamer Platz, the Ritz-Carlton Berlin is pretty posh. Guest rooms feature sumptuous marble bathrooms, with signature amenities and the unique service of a Bath Butler. The exclusive gourmet restaurant, Vitrum, is decked out in finery: inlaid Italian marble floors, mirror covered columns, antique Venetian cabinets, and Murano glass chandeliers. At the Curtain Club hotel bar, guests sip aperitifs next to an open fireplace while listening to live jazz. And the La Prairie Boutique Spa is utterly swoon-worthy, a luxurious oasis with health and wellness center and swimming pool set under a ceiling which sparkles with crystals. Signature treatments include Champagne and Caviar (prepare yourself for a gala evening), The Changing Room (the ideal buildup to a night out in Europe's most exciting city), and Jet Lag Recovery (banish the effects of a long-distance flight and stale airplane air). Of course it's the little details which really distinguish luxury hotels like the Ritz-Carlton Berlin. Case in point: the hotel's Joggers Station which supplies fresh towels, mineral water, fruit, and route maps to lucky guests.
Beverly Hilton Welcomes Waldorf Astoria to Beverly Hills
The longtime Beverly Hills landmark is getting a makeover. That's right. The Beverly Hilton, proudly situated on the corner of Wilshire and Santa Monica Boulevards, has announced plans to welcome the first West Coast Waldorf-Astoria hotel as part of its nine-acre hotel property. An extension of Manhattan's legendary art deco hotel, the new hotel will be the first Waldorf-Astoria property under the new brand, and is part of a $500 million investment to revitalize the Beverly Hilton. (After all, even the most legendary and glamorous LA ladies require touch-ups as they age...) The 120 room Waldorf-Astoria will be designed by Gwathmey, Siegal and Associates with contemporary architecture celebrating the city's luxury lifestyle. Together, both hotels will offer spacious gardens, a public art collection, new luxury residences, a destination pool area, and upgraded conference center. They're promising a one-of-a-kind hotel property-- two singular and separate hotel experiences in one location-- that is "unmatched in its diverse offerings, services and amenities for guests and residents of Beverly Hills." Look out, 90210.
Related Articles:
TravelWeekly, "Beverly Hills Hilton to add Waldorf-Astoria hotel to site"
HotelChatter, "Waldorf-Astoria Wants to Live in 90210"
Reuters, "Hilton plans Waldorf-Astoria in Beverly Hills"
Devi Garh Fort Palace, Rajasthan, India: Liz Hurley's Pink Sari Wedding
Celebrated worldwide for its opulent palaces (and luxurious palace hotels), India's desert state of Rajasthan is a mythical place, rich with cultural history. Indeed, it seems Liz Hurley has been scoping the region for her upcoming wedding to businessman Arun Nayar, and has her eye on the breathtaking Devi Garh Fort Palace. And who can blame her? This palace is the real deal, a magnificently restored royal fort dating from the 18th century. Perched high on a bluff in the Aravali hills outside Udaipur, the Devi Garh Fort Palace commands an impressive position overlooking the valley. The all-suite luxury hotel (39 suites) is a masterpiece of design, embellished with marble and semi-precious stones. (There is even a black marble water maze in one of the magnificent outdoor courtyards.) The premium Devi Gardh suite boasts a swimming pool and Jacuzzi. Guests may be irked by her rigid dress code requirements (saris for all!) but they'll surely swoon at the sight of the heavenly spa.
Pick Your Passion at Mauna Lani Resort, Hawaii
This could be heaven on earth. Situated on the sun-kissed Kohala Coast of Hawaii's Big Island, the AAA five-diamond Mauna Lani Resort is surrounded by a stunning landscape of volcanoes, lush rainforests, endless beaches, and waterfalls. There's tennis, water sports, a children's camp, two championship golf courses, an epic Spa (with a naturally heated lava rock sauna and Aquatic Body Therapy facility), Sport and Fitness Club, and five exquisite dining venues. Because the choices are endless-- a round of golf on the challenging North Course (built on a lava bed older than the Kaniku flow?) or a massage at Hawaii's premier Mauna Lani Spa?-- the good folks at Mauna Lani have made the decision a bit easier for their guests with the "Pick Your Passion" Package. With a full array of exciting options, this package may be the perfect way to discover your favorite activity at the most romantic spot in Hawaii. The "Pick Your Passion" Package includes lodging and one certificate per person (per room night) valid for one of the following: breakfast, lunch or dinner, day of unlimited golf, Golf Academy Session, Spa treatment, personal fitness training, snorkel or sunset cruise, scuba dive, and a volcano helicopter tour. Starting at $595, available until December 19, 2007. So stay five days and discover five new passions.
Winterlicious at Windsor Arms Hotel, Toronto
Tis the season. The fourth annual Winterlicious culinary extravaganza will take Toronto by storm, starting January 26, 2007. For two delicious weeks, Toronto's superb restaurants dazzle diners with mouthwatering culinary events and the ever-popular prix fixe promotion at 130 top dining establishments. This incredible value is also available at Courtyard Cafe, the elegant dining room located at Toronto's most luxurious hotel, the Windsor Arms. A landmark since 1927, the fashionable boutique hotel is a favorite hideaway for celebrities visiting the city, who enjoy sophisticated service, lavish suites, luxurious spa, and fine dining. Courtyard Cafe is beautiful and romantic, and offers a brilliant dining experience with impeccable wait staff. For the 2007 Winterlicious, Windsor Arms Hotel will offer ever-popular prix fixe menus of $20 lunch and $35 dinner. (Beverages, tax, and gratuity are not included.) The lunch menu features starters like roast celeriac and leek puree (with crab claw tempura and coriander essence) and bonito crusted corn and salmon cakes (with red pepper-chile sauce and pickled mushroom fennel slaw), followed by main plates like sole "maki" roulade with prawn mousse, smoked paprika beurre blanc, fingerling confit and haricot vert. The dinner menu is equally as extravagant, with appetizer choices like roasted beets, balsamic poached strawberries, tender greens, mascarpone bavarois and cashew pumpkinseed vinaigrette, followed by braised beef short-ribs with black bean-sherry reduction, white bean ragout and maple roasted brussel sprouts. Created in house, the heavenly desserts are designed to seduce the eyes and delight the palate. Choose from chocolate terrine with pistachio creme anglaise and candied mandarin zest, chocolate walnut roulade with dolce leche mousse and late-harvest wine poached kumquat, or almond-apricot joconde cake with cassis sauce.
Valentine's Escapade at Plaza Athenee, Royal Meridien, Bangkok
Escape to the sultry city of Bangkok and celebrate the season of love at Plaza Athénée, A Royal Meridien Hotel with a special Valentine's Day package. Priced at $209 (per room, per night), the Valentine's Escapade includes complimentary daily breakfast for two, a bottle of Les Amauts red wine and chocolate delights delivered to your room, 30 percent discount on a romantic dinner for two at The Reflexions, and a complimentary $100 Spa voucher, where you can indulge in a Romantic Spa treatment for two at Spa Athénée. The offer is available from February 1-28, 2007 and a two-night minimum stay is required. A true oasis in the heart of Bangkok, the Plaza Athénée is located just minutes from all the best shopping hotspots, and only 30 minutes from the recently opened Suvarnabhumi Airport. The hotel features the super Spa Athenee, a fully equipped gym, squash courts, stately gardens, and a breathtaking outdoor pool with terrace, bar, and teak deck chairs.
Special Mid-Winter Rates at Wynn Las Vegas
Act fast on this exclusive offer from the hottest hotel in Vegas. Now through February 28, 2007, stay at Wynn Las Vegas in a stylish Resort Room and receive a complimentary upgrade (Panoramic View Room) for only $179 a night. What a steal. The first Vegas resort in history to win the coveted Mobil Five Star Award for its Tower Suites, Wynn Las Vegas is the height of luxury. The resort boasts 19 fine dining establishments with superstar chefs, amazing spa, huge casino, and its very own 18-hole championship golf course (the only place on the Strip with such bragging rights). Rooms are positively decadent, especially the Tower Suites wing which have their own VIP check-in, private concierge, spa-like bathrooms, and posh entertaining areas with gorgeous views over the city.
(Black-out dates apply for this special mid-winter rate. Offer available on the following dates only: January 21, 25 and 28 and February 5-7, 11, 19-22, 25-28.)


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Dimon testimony says not enough risk limits on trades
JP Morgan Chase chief executive James Dimon will testify before Congress today that the bank's multi-billion dollar trading loss emerged from traders who didn't understand the risks, from risk limits that weren't appropriate for the portfolio and from managers who were "generally ineffective" in challenging the judgment of the traders.
Dimon will testify that rather than reducing risk weighted assets and associated risk in the portfolio, traders in the bank's Chief Investment Office embarked on a complex trading strategy to offset existing positions. However, the trades only made the portfolio larger, more complex and harder to manage, according to prepared testimony.
"The portfolio morphed into something that, rather than protect the firm, created new and potentially larger risks," the testimony says. "As a result, we have let a lot of people down, and we are sorry for it."
According to an advance copy of the testimony released yesterday, Dimon will testify that the bank has made "real progress" in reducing risk. "While this does not reduce the losses already incurred and does not preclude future losses, it does reduce the probability and magnitude of future losses," the prepared testimony says.
Traders "did not have the requisite understanding of the risks they took," according to the testimony, and when the trades began to turn against the bank in March and early April, the traders believed the market movements were temporary and likely to reverse themselves.
Meanwhile, personnel in key oversight roles were in transition and risk controls "were not as formal or robust as they should have been." The trades should have been subject to more oversight from senior management and firmwide risk managers, according to the testimony.
Dimon says in the testimony that the trades came from a company wide effort to reduce risk and comply with new bank capital rules. Yet in what Dimon described as a "complex strategy," traders added new positions to offset bets, rather than cutting back its existing positions.
- Write to Christian Berthelsen at email@example.com and Alan Zibel at email@example.com
Read more at The Wall Street Journal : http://goo.gl/HKSws
A copy of the testimony is available at : http://goo.gl/9TCCe


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Two South Whidbey boys golfers finish in top five at district
The greens were fast. Too fast.
Still, somehow, someway, South Whidbey had two golfers qualify for the state 2A boys golf tournament. Senior Harrison Price finished second overall at the District 1 boys golf tournament at the Skagit Golf and Country Club and senior Jesse Portillo finished fifth overall to punch their tickets to compete at the Classic Golf Club in Spanaway next week. Several warm, dry days in a row had compacted the greens, making putts roll farther and faster than Western Washington golfers are accustomed, and that led to the highest first round stroke qualifier Falcon head coach Steve Jones' memory.
"The conditions were treacherous. The golf course resembled an ice skating rink more than a golf course. The greens were hard and fast and slippery," Jones said.
"Any miscue on the green, the ball would roll well past the hole."
After the front nine holes of the first day, Portillo had doubts about his chances to make the second round of the district tournament, let alone the state 2A tournament. He wracked up 47 strokes, marked by 10 on the first hole, one of his worst openings. Ever.
"After the front nine, I thought I was done," Portillo said. "Jones reassured me that I should never give up."
The coach's pep talk worked, and Portillo recovered on the back nine. He finished with a stroke total of 83.
"I was just keeping the ball on the fairway," he said. "I was more relaxed on the back nine."
The front half of the course proved a challenge to Price as well. South Whidbey's top golfer shot a 42 through the front nine.
"From a swing standpoint, I didn't feel right," Price said.
Even so, the other golfers struggled just as much. Price was able to salvage his round on the back nine for a 79.
On the second day, Price kept his score close and Portillo dropped his tally, both to 80 strokes.
"It's kind of discouraging because I know I could've played better."
The course was familiar to Portillo and Price, who both competed in the Egbers Invitational on May 7. Pins were changed, however, and, instead of a downpour, the golfers played in sunshine.
"They were tucking pins," Price said. "You have to hit a perfect shot. You had to really focus on every shot, which is exhausting."
South Whidbey had a third golfer, junior Derrick Riley, reach the second round. Riley shot a 92, the qualifying mark after the first day, and finished with a 99 in the second round. The other Falcons who competed at the district tournament were senior Quintin Viers (97), senior Jerimiah Robey (103) and junior Evan Merculief (107).
On Friday, the final two Falcon golfers practiced lightly, driving at the Useless Bay Golf & Country Club range before walking the course with Jones and assistant coach Jim Thompson.
"We've worked hard all season," Price said. "I'm not going to go out today and change something that's been working all season."
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To process a student's request for financial aid, we must consider/review the following applications:
1. SUNY Application for Admissions- To qualify for financial aid, a student must be matriculated. This means the student has applied for admission to SUNY Adirondack, been accepted and is enrolled in classes required for a SUNY Adirondack degree or certificate program. Please review Admissions for additional information regarding this process.
2. Free Application for Federal Student Aid (FAFSA)- Students interested in federal grants, loans or work-study opportunities need to complete the FAFSA annually. Also, New York State requires completion of a valid FAFSA prior to students' application for state grants and scholarships. The vast majority of students complete the FAFSA online at (www.fafsa.gov). Worksheets are available in the Financial Aid Office if you opt to complete prior to entry online.
3. Express TAP Application (ETA)- The ETA is used to determine eligibility for the Tuition Assistance Program (TAP). For the most part, TAP is limited to full-time (12 or more credits required for a SUNY Adirondack degree or certificate program) students, however part-time students registered with the College's Accessibility Services Office are encouraged to inquire about their individual eligibility under ADA guidelines.


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We at Spryliving.com and our partners, Sharecare.com, want to know: What�s on your bucket list? When did you make it? Who�if anyone�are you working through your list with? Please take a little time out from planning your next adventure to click here and take our bucket list survey.
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Energy Drink Maker Needs a New Buzzphrase
A new law that allows convenience stores and supermarkets to sell a limited range of over-the-counter drugs such as digestive drinks, antiseptic ointments and menthol pads would seem to be good news for makers of those products.
But for Dong-A Pharmaceutical Co., the maker of Bacchus, South Korea's oldest and best-selling energy drink, it presents a headache without a simple cure.
That's because Dong-A's marketing slogan for the drink is, "The real invigorator is in the pharmacy." And since the tonic should now be available at other retail outlets, the government has told it to come up with a different catchphrase.
The company's most recent commercial shows an exhausted father, snoring hard in bed. In a role reversal, his baby lying next to him repeatedly gets woken by the snoring. At the end of the ad, a voice says, "the real invigorator is in pharmacy." The message is that poor old dad needs to drop by a pharmacy to pick up a bottle of Bacchus.
The series, started in February last year, has aired eight episodes so far, featuring ordinary South Koreans who are utterly worn-out after a long day of work.
"The Korea Food & Drug Administration told us yesterday to change the ad due to the new law so we will stop it this month," said Roh Kyung-seok, a spokesperson for the company. "It took a lot of effort to create this commercial series. But now we have to come up with new ideas," he said.
He said the company has already spent 450 million won ($430,000) for three more ad series that have yet to be aired, and Dong-A can't count on increased sales at convenience stores and other retail outlets to soften the blow.
"We can't say if the change would help us our sales since production right now is only enough to supply to pharmacies around the country," he said.
Since the drink was first introduced in 1963, more than 17 billion bottles have been sold.


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We commend Fernandez and colleagues1 on their study of house member awareness of older inpatients' risks of hazards of hospitalization. This study clearly highlights the need for rigorous educational interventions for internal medicine residents that aim to improve core geriatric inpatient skills. We agree that attending physicians should serve as teachers of teamwork and role models of communication. However, we also believe that teaching attending physicians have a responsibility to educate residents regarding geriatric principles of hospital care. This is especially important given the increasing use of academic hospitalists and a nationwide shortage of geriatricians to meet the needs of an aging population.2,3 Ensuring that teaching hospitalists receive the necessary training and tools to care for hospitalized older medical patients is especially critical.
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Daft Punk and Pharrell Williams' funky dance hit "Get Lucky" was one of the biggest hits of the summer.
Now Halestorm, natives of Red Lion in York County, Pa., have put their own twist on the song.
The group has recorded and released a heavy-metal version of the Daft Punk tune; adding lots of guitar muscle as singer Lzzy Hale belts out the song's chorus.
The quartet also beefs up the song with a sizzling guitar solo.
What do you think of Halestorm's cover of Daft Punk's "Get Lucky?" Click on the arrow below to listen to the song and then leave a comment.


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During its planning, the Charleston County Library building on Marion Square educated the public about modern architecture. The public didn't all like what it learned.
During its life as a library, from 1960 until 1998, the building educated people about literature, history, science and current events.
And its recent demolition has some instructive messages about preservation.
The pink marble, steel and glass building has been generally criticized as boxy and inconsistent with its environment, though occasionally praised as a refreshing addition to what was a blighted area.
But those who have lamented its demise have done so mostly because of nostalgia or principles of preservation. Few have stepped up to say they liked the way it looked.
Robert Behre wrote in The Post and Courier's Friday story on the demolition that many consider it "the end of an era — or the end of an error."
Hence the astute question being raised by some preservationists:
Before demolition, should buildings in the city be judged purely on aesthetics, or also on their social and cultural significance?
For example, the King Street library building was the first public building designed to serve an integrated populace.
The decision to tear down the library building was hard-fought, not because there was an overwhelming movement to save the building but because people feared what was being proposed to replace it: a large hotel.
But just across Marion Square, the 1965 Rivers federal office building — one considered unattractive by many and architecturally important by others — has been preserved and is being transformed into a hotel.
The Preservation Society of Charleston considers buildings from the mid-20th century worthy of saving. There aren't many, and they represent a part of the area's architectural history.
But it's a bit like Charleston's relationship with modern architecture today. Some openly reject it, wanting only traditional buildings that fit in. Others say mimicking the past cheapens historic buildings and leaves the city less interesting.
But even those who advocate for diversity in architecture can be conflicted when an actual modern design is proposed — like the one being planned for the corner of George and Meeting streets.
Evan Thompson, director of the Preservation Society, suggests the city's demolition review needs more objective standards that take into account aesthetics, social and cultural history and how a site should be used.
That is a good suggestion worthy of investigation.
And if architects and developers sense an appreciation for non-traditional design, perhaps they will bring to the table more new design for consideration.
When the library was being built, one local advocate said, "Fixed ideas and tastes indicate a dead city, a city unfit in which to raise children."
The News and Courier warned, "Drab, box-like buildings, whether private or public, dehumanize the occupants."
In other words, design decisions are never going to be completely objective.
But some well-considered guidelines for demolition could make the process clearer.


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Nevada County sheriff's deputies are investigating a homicide after a man was found dead in the driveway of his home in a reported fight Monday night.
The victim was identified as 41-year-old Brian Spalding of Nevada City. He had suffered numerous injuries consistent with gunshot wounds, deputies said.
Deputies received a 911 call at 11:13 p.m. reporting a fight in progress in the 11000 block of Forest View Drive.
Deputies said Spalding died at the scene.
Investigators continued to interview witnesses and gather evidence Tuesday morning.


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Click the link for daily surf reports presented by Nichols Surf Shop, 411 Flagler Ave., New Smyrna Beach
NEW SMYRNA BEACH – The jet stream from Canada has dipped so low they'll be ice skating on Flagler Avenue. Ok, maybe not the actual frozen stuff, but there will be artificial ice for everyone to glide around on.
Photos and story submitted by contributing writer Dale Smith / Dr. Arlen Stauffer was chosen Tuesday night as New Smyrna Beach's nominee for countywide citizen of the year award. City Commissioner Jim Hathaway, shown in the smaller photo, ran the meeting in place of the mayor who was at a conference.
NEW SMYRNA BEACH - Dr. Arlen Stauffer, a physician and chairman of the NSB Balloon Fest, was chosen at tonight's City Commission meeting as New Smyrna Beach's nominee the Volusia Leaque of Cities' citizen of the year award.
Please click attachment to read NSB police patrols report:
March 27, 1918 - June 3, 2010
Funeral service for Leon Leroy Reed, age 92, of New Smyrna Beach, who passed away peacefully at Hospice Care Center, Edgewater, on June 3, will be 7:00 p.m. Friday(today) June 4, at Settle-Wilder Funeral Home, New Smyrna Beach. The Reverend Laura Walters Baskett will officiate the service. Friends may call from 6:00 p.m. until service time at the funeral home.


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WASHINGTON TWP. — A 42-year-old man suspected of stabbing and killing his girlfriend at her Birches apartment Thursday night has been arrested by police, according to the Gloucester County Prosecutor's Office.
Mark Holloway, with no known address, was in an abandoned trailer in the Colonial Estates mobile home park in Monroe Township when he was taken into custody at 10 a.m. Friday by the Gloucester County Prosecutor's fugitive unit, local police, and K-9 teams.
Investigators believe Holloway fled from his mother's car last night after she drove him from the victim, 43-year-old Kim Barnum's, apartment on Fries Mill Road -- enroute to deliver him to police.
Along with police from multiple surrounding districts and a K-9 unit on the ground, the search in a wooded area of Monroe Township last night included a police helicopter with thermal imaging equipment. This morning, members of the GCPO fugitive unit focused on places where Holloway frequented, including Colonial Estates.
Holloway is being transported to the Gloucester County Justice Complex for booking and possible questioning. He and Barnum, who lived alone in her apartment unit, had a history of domestic violence, police said.
The Gloucester County Medical Examiner conducted an autopsy on Barnum this morning, which determined there were multiple stab wounds consistent with a long, thin knife blade. The two most significant wounds were to a lung and the aorta, police said.
"This offense underscores the importance for all victims of domestic violence to seek assistance," Prosecutor Sean F. Dalton said of Gloucester County's first murder of 2011. "We are pleased at the quick apprehension as a result of the work of our fugitive unit, working with the New Jersey State Police, the US Marshal's Fugitive Task Force in Camden as well as local police departments."
The GCPO crime scene and major crimes units also responded to the murder scene.


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Unless we uncover the truth we risk repeating mistakes
If we don't foster study of history, we are doomed to remain prisoners of our own ignorance, writes Carol Hunt
Published 08/06/2014 | 02:30
When Minister Ruairi Quinn announced his plan to make English, Irish and Maths the only mandatory subjects for the Junior Cert, he laid down a challenge to those who believe that the study of history is vital to civilised living. "Historians," he said, "owe a duty to the country to show why their domain of knowledge matters (and it does) and why 12-year-olds and their parents should take heed."
If the revelations of the past few weeks have shown us anything, it is that we ignore history at our peril. As Professor of Modern History at Trinity College Dublin, Ciaran Brady, wrote, in answer to Mr Quinn: "What other subject insists that we put things in sequence, judge their importance, think about the consequences and hold people responsible for their actions?"
Many questions have been asked, since the revelations emerged, about what happened at the Tuam Mother and Baby home – and many other such institutions all over the country. Why did it happen? How did we allow it? Who knew? And who is ultimately to blame?
The extraordinarily tardy response of media and Government to engage with these questions suggests that some would rather not enter the quagmire that a forensic historical investigation would entail. But we must. If we don't, we are doomed to remain prisoners of our own ignorance.
If one does not know the reasons why atrocities were committed against children by what were, ostensibly, ordinary decent human beings, then we are at risk of repeating them within a generation.
In many countries, study of the Holocaust is mandatory, and for good reason. Similarly, in the US, many states have made slave history compulsory and some have also added the study of the Irish Famine. In his introduction to The Irish Famine: A Documentary, written with Diarmaid Ferriter, Colm Toibin quotes the then New York Governor George Pataki, who said: "History teaches us that the Great Hunger was not the result of a massive Irish crop failure, but rather a deliberate campaign by the British to deny the Irish people the food they needed to survive." One can assume that such polemical rhetoric has done much to help fill the coffers of Republican organisations in the US, but the problem is that "history teaches us" no such thing.
During recent days "The Famine" has been trotted out as an excuse for why Irish people could behave with such brutality to the most weak and vulnerable in society. We were treated horrifically by the British, goes the reasoning, and therefore we treated others with brutality in return.
This is far too simplistic an excuse.
Certainly, the Great Famine was a game-changer in Irish history. But many people of my generation – for whom its study was mandatory – know little more about it beyond the fact that this catastrophe was without doubt the fault of the British, who insisted that all food from Ireland be exported to Britain. (This is despite the fact that the British government – particularly under Robert Peel – made many right-minded attempts to deal with the crisis, albeit most of them unsuccessfully.)
This has been the emotional line sold to us down the years by nationalist politicians and Catholic bishops who had their own reasons for denying the truth of what really occurred during those years.
Facts show that what actually happened was not so much a colonial walkover but rather a class war in which an entire layer of people – the cottier class – was wiped out in order to make way for the new orders: the Catholic bourgeoisie. The newly rising Catholic middle-classes saw their chance when the potato blight struck, and they took it.
An entire generation of upwardly mobile Irish not only survived the horror and poverty of those years, but many actually prospered.
Those survivors are our ancestors. And when the dust had settled and the rate of dying had eased, what was left behind was relief and guilt – a need for penitence – combined with a fear and loathing of the weak, the vulnerable, the different. (Ireland would later achieve notoriety for incarcerating a larger portion of our population than any other country in the world – the Soviet Union coming a distant second.)
To prevent such horrors from happening again, population growth had to be strictly controlled. And that, coupled with Victorian attitudes to sexuality, the Catholic Church's virgin complex and fear of sexual women, created a sad little country of aged bachelors and spinsters supposedly proud of their chastity.
If you weren't the eldest son, the only chance you had of an education was if you emigrated – or joined the church. Within two decades – and with the help of the authoritarian Cardinal Cullen – we had become the "Jewel in the Vatican Crown". Mothers pushed unwilling pre-pubescent sons and daughters into the arms of the church, where they became embittered, angry and frustrated priests and nuns. Sex – outside marriage – became the greatest sin of all. Of course it didn't go away, human nature being what it is; instead Ireland became a "society of guilt, secrecy, darkness and oppression". And the outward evidence of this sin was the so-called "illegitimate child". This is why these children were deemed to be less than human. This is why they were treated so mercilessly. They carried the guilt of a generation in their little bodies.
The claim that the Catholic Church filled a need in society not provided for by the State is true, up to a point. The post-Famine Irish church was hungry for status, power and possessions. The British had gladly given it charge of education and health. Our new, impoverished State was not in a position to challenge that power, even if it had wanted to – which it didn't. It still doesn't.
The church guarded its power over "social issues" jealously and opposed every attempt to introduce State provision for women and children – which would have freed many from the church's power – citing them as "socialistic".
"History is," again to quote Ciaran Brady, "a kind of cultural alphabet that equips us to understand and discuss the present. Without that alphabet it is impossible to be the sort of critical citizen that society needs." If ever a country so desperately needed to make the study of history mandatory for all its citizens, it is ours.
Sunday Independent


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Love Your Neighbor. Get Your Vaccines.
A few days ago, my 4-year-old got three injections in his suntanned, still baby-dimpled arms. I read over the warnings, signed my approval, and held him as he set his little face, determined to be brave, then cried when he felt the pinch. Yesterday, my husband and I bared our own arms to get tetanus boosters and the first in a series of three hepatitis A/B vaccines.
I'm one of the moms you might expect to oppose vaccines. We try to eat local and organic, don't watch television, homeschool our kids, and wear natural fibers. My son was born into a birthing tub with a midwife present. But in November we're also moving to Malawi, where diseases like polio, typhoid, tetanus, and cholera are not theoretical. We need those vaccines.
When I type "vaccines" into Google's search engine, it auto-completes with "vaccines and autism," thus summing up what more than a fifth of Americans believe, despite the fact that study after study shows no link between vaccines and autism. More and more educated, middle-class parents are choosing not to vaccinate. As the New York Times Motherlode blog recently noted:
"in one Washington State county, 72 percent of kindergartners and 89 percent of sixth graders are either not compliant with or exempt from vaccination requirements for school entry, and at a Bay Area Waldorf school … only 23 percent of the incoming kindergarten class had been fully vaccinated."
An acquaintance once confided to me that she had chosen not to allow her daughter (who was then in first grade) to be vaccinated. "Since everyone else is vaccinated," she said, "my daughter doesn't really need to be."
And actually, that's kind of true. Vaccinations work on the theory of "herd immunity": As long as most people in a given population are immune, the risk of susceptible people getting sick is very small. So people who can't be immunized because they are too young (newborn babies), too old, too sick (people with immune system problems), and people for whom immunizations simply didn't "take," are protected by the immunity of the "herd," namely, those of us who got our shots.
As with any medical treatment, vaccination carries a level of risk that is, for most people, justified by the benefit that such vaccines provide (my great-grandmother spent more than a year recovering from influenza in 1918). One NPR reporter suggested that vaccine suspicion is a function of their success: If the threat of death or permanent damage from polio, influenza, diphtheria, mumps, or whooping cough seems more remote than the possibility of an adverse reaction from a vaccine, that's proof positive that vaccines have done their job. Those old enough to remember getting a drop of polio vaccine on a sugar cube also remember that polio was (and is) not merely theoretical.
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UMM to Hold 98th Commencement Ceremony on May 16
MACHIAS, ME – The University of Maine at Machias will hold its 98th commencement ceremony on Saturday, May 16.
Delivering the keynote address at commencement will be Mary Cathcart, senior policy associate at the Margaret Chase Smith Policy Center, who will also receive the university's Distinguished Achievement Award.
Cathcart served in the Maine House of Representatives from 1988 until 1994, and in the Maine Senate from 1996 to 2004. She also chaired the U.S. Commission on Child & Family Welfare, at the appointment of former U.S. Senator George Mitchell. She is the 2006 recipient of the Maryann Hartman Award from the University of Maine, in recognition for her volunteer and political work on behalf of women and children.
Cathcart currently serves as a delegate to the New England Board of Higher Education, as a member of the Maine Compact for Higher Education and as a Trustee of Eastern Maine Medical Center.
Two alumni will also receive distinguished awards as part of the ceremony.
Susan Palmer, a 1972 alumnus of the University of Maine at Machias, will receive the Distinguished Alumni Award. Palmer's career spanned 32 years at her alma mater serving as Assistant to the President and in public relations, art galleries and development. She currently serves as Development Officer at the University of Southern Maine.
Howard McFadden will receive the Distinguished Service Award. A resident of Dennysville, McFadden is a 1967 alumnus of the University of Maine at Machias. He is a retired educational administrator and is serving in his third term in the Maine State Legislature representing District 30.
Prior to the commencement ceremony, UMM will unveil a new paperback history, The University of Maine at Machias, A History: 1909—2009, written by Associate Professor of History Randall Kindleberger. At 10:00 a.m. Kindleberger will read from her work and be available for book signings in the Portside room of Kimball Hall. Copies of the book will be available for purchase.
UMM's commencement ceremony will begin at 2:00 p.m. in the Frederic A. Reynolds Center. For more information about commencement activities, please contact Penny Foss at (207) 255-1210 or click here.


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A Community of Exceptional Nurses
For over 100 years Graphic Controls has been manufacturing products for recording instruments that service 50,000 customers in over 80 countries. Headquartered in the U.S., we offer patient monitoring supplies such as ECG electrodes, recording chart paper, and ECG cables and lead wires. We also offer imaging media and emergency medicine supplies.
Learn more about what we have to offer based on your role in the industry.
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Too much time in office can age you faster
By IANS - LOS ANGELES
Published: 14th September 2013 01:37 PM
Last Updated: 14th September 2013 01:37 PM
If you are sitting all day in office and giving extra hours, you might get a good pay check but chances are that you will also get old sooner than you can imagine.
According to Jill Zander, founder of the Jill Zander Skin Rejuvenation Clinic, sitting and working on a desk is directly connected to ageing.
Sitting with your head bent slightly forward staring at a keyboard, laptop or iPad screen, may shorten the neck muscles and increase the gravitational pull on the jawline eventually leading to the formation of jowls, reports femalefirst.co.uk.
To avoid this, it is important to keep the position of computer screens positioned in the right manner. This helps prevent a drooping jawline which can be caused by looking down too much.
If you constantly lean your face on your hands in certain positions at your desk day after day, it can enhance the sleep lines that are formed if you sleep in a particular position.
To avoid this you can adjust your chair height so that your forearms rest on the desk. This will make you less likely to lean on your hand and make you more aware of your sitting position.
Office stress can lead to skin stress.
According to a study, the stress can have damaging effect on critical DNA in the cells in the body. Because of stress the sebaceous glands also produce more oil and this can result in adult acne.
A walk for five minutes outside office can help you de-stress and it can also boost Vitamin D levels, which stimulates the production of elastin and collagen.
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Two years ago just 23% thought he would be the best qualified. Now it's risen to a mighty 24%
Tone matters, and yesterday, on Radio 4's World at One, Ed Miliband got his tone all wrong. One radio interview two years away from a general election will not shift the arc of history, but more performances like this will make it harder for Labour's leader to persuade people that he is fit to be Prime Minister.
He knows as well as anyone that he is far from sealing the deal with the electorate. Even though Labour is sustaining a steady lead over the Conservatives, David Cameron remains ahead when people are asked who would make the best Prime Minister.


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Hotels in Brentwood Bay, British Columbia
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- Most bookedBrentwood Bay Resort & Spa
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"We only stayed for our wedding night, I would love to go back again. Beautiful rooms, gorgeous tub/ shower, toilet in a separate room which I love, however it was so tiny I had to straddle the toilet to close the door. Oddest thing in a luxury hotel. My only real complaint is that there is very l..."
O, Sep 2016, CA
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"The owners provided excellent rooms and breakfasts plus recommendations on what to do and where to eat."
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Hotels within 5 miles of Brentwood Bay
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"Felt immediately welcome at this "Olde English" Inn. Wonderful atmosphere and super-friendly staff."
A Traveller, Sep 2016, CA
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"Older building that needs some work. Morning receptionist was the best. Great help with directions to the ferry to the US which is not the same place for the BC ferry."
A Traveller, Sep 2016, US
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"We only stayed 1 night and had a late flight the night we arrived. Our hostess was very friendly and accommodating, our room was perfect, breakfast was tasty and done with flair in the ornate dining room. We would return."
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"The property is very nice and the location is very convenient to the ferry, airport, Butchart Gardens and an easy drive to down town. The rooms are spacious and have a private entrance."
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If you are looking for Brentwood Bay hotels in a particular area, you can use the search feature at the top of the page to search by neighborhood, landmark, address or zip code, or you can search by using the built-in map feature. You can also browse hotels in Brentwood Bay by type, amenities, and star-rating so that you can find the best hotel. Currently, top rated hotels in Brentwood Bay are:
- Brentwood Bay Resort & Spa
- Brentwood Lighthouse Bed and Breakfast
- By the Sea BnB Sidney BC
- Quality Inn Waddling Dog
- Amity Guest Retreat Bed and Breakfast
The location of your Brentwood Bay hotel is important. If you are traveling to Brentwood Bay, &StateorCountry for business, you may want to consider getting a hotel close to the airport or near your meeting venue. By doing so, you can really cut down on transportation costs and time. You may also want to book a hotel that offers free wifi just in case you need to get some work done.
If you are traveling for vacation, figure out which attractions or landmarks you want to see and book a hotel that is within close proximity. Although hotels near attractions might cost a little more, you may find that spending those extra few dollars is worth the convenience. You can even find hotels that align with your interests. For example, if you are looking for a relaxing vacation, a spa hotel may be the perfect choice for you.
You'll also want to determine which type of accommodations will suit your needs before booking a hotel in Brentwood Bay. If you're traveling with the kiddos, a family friendly hotel will offer larger rooms and more sleeping arrangements. For those traveling for an extended period of time, booking a hotel suite with a kitchenette is a smart move and will feel a little more like home. If you are budget conscience and just need a place to rest your head, a hostel or motel may be all you need.
If you are looking to score the best discounts and deals, use the filter to sort by price from low to high. You can book a hotel in Brentwood Bay for as low as $128 per night. If you are looking to cut down on expenses, look for hotels that include free breakfast and parking. Some hotels even offer free shuttle service to and from nearby places. You can also sort by star rating, proximity, and guest rating.
Before you book, check out user reviews. Hotels.com has 239 reviews in Brentwood Bay. We show reviews from Expedia and TripAdvisor so you know that you are reading genuine, reliable reviews. Be sure to download the Hotels.com app so you can book your reservations on the go, view amenities, and save the hotels you want to view and compare later.


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Search Results: 'Custom Framing'
As the Frame Hangs
Paperback: $7.47
Prints in 3-5 business days
It was just another ordinary Tuesday... Until it wasn't. Xavier Smith has had a lot of bad days. If you work in a frame shop, that's unavoidable. But on this particular day things are... More > different. His boss is babbling about punctuality, the dreaded Unframers are intent on ruining his lunch and then there's the Craft Store Carnivore, but the less said about him, the better. Join Xavier as he learns a little about phone etiquette, customer service and the usefulness of purple and black polka-dotted sheets. Oh, and he might do a little framing, too. But don't count on it. 4 X 7, B&W 100 pages< Less
2009 PMA U.S. Custom Framing Report
eBook (PDF): $99.00
The 2009 PMA U.S. Portrait Report provides businesses with an overview of the custom framing market. The report is designed to aid firms in business planning. The report measures the spending of U.S... More > families and consumers on custom framing services. Locations where custom frames were made, uses for custom frames and previous purchasing patterns were also discussed in the report.< Less
Frame-able Florals - Edition 1- Color Triptytics
Paperback: $40.97
Prints in 3-5 business days
This portfolio contains 36 separate images. Each image is printed in two sizes, 8x10 and 5x7 inches.Each 8x10 print has a 5x7 copy printed on the reverse side. This allows you to use either size... More > but not both of any image.Larger sizes and custom sizes of each image are available via the internet at www.BotanicalEditions.com.< Less
Embroidery: Secrets of Embroidery for Stitching and Applique to Custom Embroidery Designs, & Starting an Embroidery Business
eBook (ePub): $9.99
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The son of a solicitor from a very well respected Yorkshire family, William Stubbs was born in Knaresborough in 1829. After an excellent undergraduate career at Christ Church, he was immediately ordained upon graduation in 1848. In order to keep himself, he took up private teaching; his students included Henry Liddon and Charles Swinburne. He kept up his studies however, and in 1863 became editor of the Rolls Series of medieval documents, eventually completing nineteen volumes of the series himself. In 1866 he became Regius Professor of Modern History at Oxford, where his impact was felt the most. As well as reinvigorating historical studies there, he influenced an entire generation of historians, such as T. F. Tout, R. L. Poole, J. H. R…
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Nixon, Mark. "William Stubbs". The Literary Encyclopedia. First published 21 March 2002
[http://www.litencyc.com/php/speople.php?rec=true&UID=4271, accessed 24 September 2016.]