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He's been in banking a while. Clark had some knowledge of the business from his mother, who worked as an executive assistant at Ann Arbor Federal. He graduated from University of Michigan with a degree in business administration, worked for National Bank of Detroit, National City, and currently is at United Bank & Trust-Washtenaw's Ann Arbor office.
"I've always gravitated towards business and towards banking," he said. "With banking there is a very technical side of things, but there is also a very artful side of things - recruiting people, dealing with clients."
In 2000, Bob Chapman, president and CEO of United Bancorp, Inc. - the parent company of United Bank & Trust-Washtenaw - approached Clark to make plans for a new office. United Bank & Trust, a sister bank also under United Bancorp, had been growing and United Bancorp was looking to expand.
"United Bank & Trust, our sister bank, has existed for over 100 years and has dominated Lenawee County, where they have a large shareholder base, and are fiercely independent," Clark said. "If you want to grow revenues and profitability, it becomes more difficult when you dominate a market."
Thus the Ann Arbor office emerged, established in 2001.
"We wanted to build a community bank that would play a positive role in our community and to our shareholders," Clark said. "We've recruited and hired great people, fostered an entrepreneurial spirit, and have a fantastic local Board of Directors in the community."
Together United Bank & Trust and United Bank & Trust-Washtenaw operate 17 banking offices in Washtenaw, Lenawee, and Monroe counties. Located at 2723 S. State Street, the Ann Arbor office employs 48 and throughout the five Washtenaw offices - in Ann Arbor, Dexter, Manchester, Saline and Scio Village - there are 75 employees.
The Ann Arbor office has seen growth each year, Clark said. Since it opened in 2001, the office has grown assets to more than $300 million. Growth has been apparent this past year: from 2006 to 2007, loans grew by $44 million and deposits grew $42 million.
This has lead to an expansion of operations within the office. Last year, United Bank & Trust-Washtenaw added a new line of business, United Structure Finance, to work with loans, and there has been an increase in staff in the mortgage division. The office is hiring three new employees and planning to bring more people to the team throughout the year.
Clark himself started in the company's commercial loan department, shifted to the retail division, then president, and became CEO in January.
Clark said the state's struggling economy has not greatly affected the company or his personal work in a negative way. Clark said the company has seen steady growth each year and is "sticking with the original game plan," while seeking advantages that can come with the situation, such as additional client acquisition opportunities.
His outlook for the state's economy in 2008, he said, is that it will look similar to 2007.
Clark said he expects the company to continue its steady increase in growth in all divisions. In addition to increasing staff at the Ann Arbor office, Clark said the company is looking in Washtenaw County for other office locations to expand.
• Best way to keep competitive edge: Never become complacent.
• Personal hero: Ken and Joyce Clark (mom and dad). There are four of us (children) and they produced four exceptional leaders.
• How do you motivate people: Lead by example with humility and drive.
• How do you motivate yourself: Always strive to reach my full potential.
• Three greatest passions: My family, my friends, my co-workers and clients.
• Most unique office decor: Echo Valley Gazing Globe.
• Favorite hobby: Boating with my family on White Lake in Whitehall.
• Best business decision: Moving to the Ann Arbor office of NBD Bank in 1998.
• Worst business decision: Losing touch with a couple of mentors from early on in my career when I left NBD Bank's Bloomfield Hills office to transfer to Ann Arbor.
• Biggest management myth: Leadership can be taught.
• What advice would you give to yourself 10 years ago? Stop worrying about things you can't control.
• Hot stock in your portfolio: None.
• Word that best describes you: Genuine.
• What keeps you up at night? Nothing, but I do tend to wake up really early.
• Pet peeve: Complainers.
• Guilty pleasure: Watching up to 12 hours of college football on certain Saturdays.
• First job: Sold shoes at Designer Depot in Ann Arbor.
• First choice for a new career: Medical doctor.
• Favorite cause: Ending family homeless in Washtenaw County with SOS Community Services.
• Favorite book: "The Weight," by Melvin K. Buntwhistle (not yet published).
• Favorite movie: "Beautiful Girls."
• What's on your iPod/car radio dial? Shinedown and Van Halen.
• What do you do to recharge the batteries? Spend time in Whitehall.
• Favorite restaurant: Boone's Long Lake Inn in Traverse City.
• Wheels: 2006 Jeep Commander.
Christina Field is a freelance writer.


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Star Tracks: Monday, May 16, 2016 42 years, 2,191 covers and 55,436 stories from PEOPLE magazine's history for you to enjoy
Latest News!
- WATCH: First Lady Michelle Obama Says She's 'Straight Up Nailing' Her Job on Resume in College Humor Skit
- Read the Cover Story: Brad & Angelina Split After 12 Years: It's Over
- Refugee Killed by California Police Allegedly Drew Vape Device During 'Mental Emergency'
- Golden Girls Kim and Kourtney Kardashian Wow In Second Barely-There Balmain Outfits
- Blac Chyna Says She Posted Rob Kardashian's Phone Number on Twitter to Stop Him Texting Other Women
People Top 5
LAST UPDATE: Tuesday February 10, 2015 01:10PM EST
PEOPLE Top 5 are the most-viewed stories on the site over the past three days, updated every 60 minutes
- October 20, 1997
- Vol. 48
- No. 16
Picks and Pans Main: Bytes
People-Lycos Web Watch
When Mary Furlong started ThirdAge.com, a Web site for active older adults, her goal was less techno-wizardry than southern hospitality. "My vision initially was to create the kind of friendly gatherings my grandmother had on her front porch when I was growing up," says Furlong, 48, a University of San Francisco education professor and the founder of SeniorNet, a nonprofit schooling program that has helped senior citizens adapt to the computer age.
The three-month-old ThirdAge, a collection of services, information and bulletin boards, focuses on such topics as spirituality, travel and health and allows interested members (30,000 and counting; membership is free) to serve as forum leaders, "ThirdAgers have a lot of knowledge that they've accumulated," says Furlong. "Part of my vision is for them to become mentors."
Furlong, who lives in the Bay Area with husband Fred, a vice president of the Federal Reserve, and their two sons, has plenty of experience along those lines. In 1983 she and fellow academic Greg Kearfley bought some cheap computers and began giving word-processing lessons at senior centers. "Everyone thought we needed to get our kids up to speed in school," says Furlong. "They didn't think what it's like when you have six or seven decades behind you."
Today, SeniorNet operates 125 learning centers nationwide. Furlong stepped down as its president almost two years ago, seeing in the for-profit. ThirdAge a way to re-create that disappearing front-porch friendliness. "There's loneliness in our world," she says. On the Net, "you can create a great, safe gathering place...that allows people to share their knowledge."
Since their introduction in 1947, Legos, those little plastic building bricks from Denmark, have been a standby of childhood. Now LEGO Island, a new $40 CD-ROM from software publisher Mindscape, squarely captures the Lego charm. Aside from the fun of visiting a virtual world built entirely of Lego bricks, the game's biggest plus is adaptability. While younger players (the suggested age range is 6 to 12) can solve simple puzzles and delight in meeting the game's square-jawed villagers, older kids can race Jet Skis and work their way up to the final challenge: nabbing Brickster, the local baddie, before he destroys the island. Even grown-ups may itch for a spin.
Despite the many new fall TV shows, online surfers still seem to prefer the perennial faves. (An exception: Comedy Central's new animated series South Park.) Here are the most popular TV programs among Web watchers, judging by requests to the Lycos search site:
1 Star Trek (all the series) 2 Days of Our Lives 3 South Park 4 The X-Files 5 The Simpsons 6 Beavis & Butt-head 7 Monty Python 8 The Weather Channel 9 Beverly Hills, 90210 10 Melrose Place
- Contributors:
- Karen Brailsford,
- Samantha Miller.
More in the Archive
Today's Photos
Treat Yourself! 4 Preview Issues
The most buzzed about stars this minute!

subset: commoncrawl


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The judges will choose as the winning pitch, an idea that understands its market, provides detailed evidence of potential success, and has an experienced, motivated, and dedicated management.
- The judges will determine the winning pitch. The weights, different from what they might be in a business plan competition, include: Quality of the Idea and Overall Persuasiveness, and Quality of Speaking and Overall Conciseness. For more information, review the Idea Pitch Judging Criteria.
- In terms of Quality of the Idea: students are encouraged to compete on technology and quality, not price; they are encouraged to know the market, what types of individuals comprise it, and what can be predicted about potential changes; students are expected to show that the idea can create a sustainable competitive advantage.
- In terms of Persuasiveness of the Idea: the desired outcome is to persuaded the judges to go to the next step—to have a meeting, to help you network, to give you funding, etc.
- In terms of Quality of Speaking: students are encouraged to catch the judge's attention quickly and demonstrate superb communication ability; students are expected to follow a problem-solution format and make the presentation simple and concrete.


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Image Archive
Detailed Record
Title: Pelorus
Accession Number: 1958.1278
Category: INSTRUMENTS - PELORUS
Type: pelorus
Maker: Heath & Co.
Place: England, London
Description: "The London Polaris", manufactured by Heath & Co., Cannon Street, London, E.C. Instructions in cover: To use the instrument with the sun and know the local time. To use the instrument with a star. To use the instrument ... by a distant object, the bearings of which are known. Instrument is a form of pelorus, on gimbals, mobility of which is controlled by thumb screw on upper edge of box proper. Base of instrument is a compass with arrow pointer; latitude half circle, full time circle, two sight vanes, one with wire line, one with slit, clamps on upright for setting both arrow pointer and lattitude half circle, and a shadow pin which is stored in one corner of box. Lid is secured by two hooks. Carrying strap buckles over the lid.
Mystic Seaport Image ID m156935-01 Information regarding reproductions
Mystic Seaport Image ID m156935-02 Information regarding reproductions
Mystic Seaport Image ID m156935 Information regarding reproductions


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DU Loses at Xavier, 62-45
Feb. 1, 2004
Duquesne University's women's basketball team lost at Xavier Sunday afternoon, 62-45.
Candace Futrell led the Dukes with 18 points while Aiga Bautre added 14. Nicole Sinclair and Futrell led the rebounding with seven each
Shiri Sharon tied the team lead with three assists to put her career total at 599 and posted a game-high five steals.
Tara Boothe led Xavier with 28 points and grabbed a game-high nine rebounds.
Despite taking 14 more shots than Duquesne in the first half, Xavier was tied with the Dukes at 24 at the break.
XU was plagued by poor outside shooting in the opening period. The Musketeers were 2-15 from three-point range. However, XU got second chances with nine offensive rebounds.
The Musketeers used a 9-2 run to open the second half and take a 33-26 lead with 15:43 remaining.
Duquesne pulled to within five at 41-36 with 9:55 left, but XU responded with a 6-0 spurt over the next 2:46 to put the game out of reach.
Xavier asserted itself on the inside in the second stanza shooting 12-of-24 from the field and collecting 18 points in the paint. XU also scored 16 points off Duquesne turnovers in the final 20 minutes.
Xavier held a 40-26 rebounding advantage.
Duquesne (10-9, 5-4) returns home this Friday hosting Rhode Island in a 7:05 pm Atlantic 10 tip-off.


text:
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Description & Highlights
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Ideal blend of flavors:Quality ingredients are sourced from around the world.
- Model: 4466Cru Select Italian Sangiovese
- Brand: BSGGrape skins included? No
- Wine type: RedConcentrate included? 16 L
- Oak intensity: 4Yield: 6 gallons
- Body: 5Fermentation time: 6 weeks
- Sweetness: 0


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Hastings' Caroline Rd will serve as an important connection in the iWay network but at least one resident living there is finding it difficult to embrace the new walking and cycling culture being promoted by the Hastings District Council.
The road will carry iWay traffic from the city centre, linking up with the pathway which heads out to Clive and Whakatu but Fiona Tobin said it would add up to a congestion of cyclists and pedestrians trying to occupy the footpath at the same time.
"I live in Caroline Rd and am surprised to see many pedestrian/cycle signs at both ends of my block," she said in a letter to the editor.
"I'm appalled (Hastings district) council expects pedestrians to share the footpath with cyclists. The footpath is only just wide enough for one person let alone a pedestrian and a cyclist. So when is the footpath going to be widened?"
The council's transportation manager Jag Pannu said Caroline Rd was a "shared space" residential street with a "common function". He said the road was selected for the iWay network because it was the most direct and safest route to the Hawke's Bay Showgrounds from the Hastings CBD.
"And it will help achieve our aim of making cycling and walking as safe as possible," Mr Pannu said.
"The Caroline Road footpath has always been shared by kids on bikes, mothers with push prams, pedestrians and mobility scooters. A monitoring process will be put in place once the Clive arterial is completed to ensure that this path remains safe for all users."
Mr Pannu said he would watch the results of the monitoring programme and make changes if warranted.
"We do expect that confident cyclists will use the road, rather than the footpath, where cycle traffic would generally be quite slow."
More signs had been added to Caroline Rd asking people to share the path with others. There was also a footpath on both sides of the road which would help share the foot traffic.
"All residents were made aware of the changes and we answered a small number of enquiries at that time," Mr Pannu said.


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The Northern Onondaga Public Library has scheduled its annual budget referendum and trustee election for Wednesday.
Residents of the Northern Onondaga Public Library special library district will be asked to approve a $2.13 million budget for 2009, a slight increase over this year, and also fill three trustee positions. The district includes all of the town of Cicero and the northeastern half of Clay.
Voting takes place from noon to 7 p.m. at the three NOPL libraries -- in Brewerton, 5437 Library St.; in Cicero, 8686 Knowledge Lane; and in North Syracuse, 100 Trolley Barn Lane.
Anyone who is a registered voter in the library district may vote at their specific library. Absentee ballots are available at the libraries. Maps are on display at each library to help residents determine the library where they should vote. Voters can call the Onondaga County Board of Elections at 435-8683 to determine if they are registered, or for more information on voter registration.
If the budget is approved, residents in Cicero who own a property with $100,000 would pay an estimated $63.72 library tax bill, a $4.72 increase. Clay residents owning property worth $100,000 would pay an estimated $64.80, a $4.80 increase. The library tax rate is separate from the school tax rate and appears as a separate line on town tax bills, which are sent out each January.
In addition to the budget vote, three trustee positions are up for election --one each in the Brewerton, Cicero and North Syracuse. Trustee terms are four years. Running for the position in Brewerton is Pat Madigan. Kathleen Kuryla is running in Cicero. Barbara Irwin and Randy Lacelle are on the ballot in North Syracuse.


text:
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It was a Saturday afternoon, I was lying in bed sick with the flu, staring up at a ceiling fan blade still spinning four and a half minutes after it had been turned off, and I was considering the nature of the article you're reading now.
Western Conference Preview.
I pondered the premise and feelings rose up.
I was flipping through the mental Rolodex of conference preview articles I'd previously written, trying to find the thread that connected the ones which ended up being most relevant. I think I even wrote an article once about how much I dislike "power ranking style" previews. The thought playing on the front end of my brain that Saturday, like it is as I write this, is that while I've been called on to write a conference preview many times, and done so successfully, I don't really like the nature of them.
They always tend to be stale, inclusive to the point of being irrelevant, and trending just a tad overly optimistic. There has to be a way to make it not suck, I thought to myself before continuing to abuse my bottle of DayQuil. There has to be a way to bridge the gap between the voice inside our head that muses on reality free of pretense, and its inhibited and filtered counterpart that bends to what people thought and said yesterday.
What matters in a conference preview?
No. What matters in in a conference?
What matters? The team that ultimately wins the conference. That's not always clear, however. What could be considered clear? Well, definitely who's not winning the conference (yes, I'm looking at you Sacramento).
OK, OK, OK – I think I've got it.
Teams that matter.
Teams that might matter.
Teams that don't matter.
OK, here goes nothing:
Teams That Matter
Los Angeles Lakers
They're the best team in the world and they got better in the offseason. Matt Barnes was a huge addition: defense, perimeter shooting, and energy. They also added stability to their backcourt with the addition of Steve Blake. These two would have been a solid additions to any squad, but that they chose to bring their talents to L.A. speaks to the current state of the league, that now more than ever title defenders and contenders are monopolizing talent.
Their front court personnel (Gasol, Bynum, Artest, and Odom) are still the best in the league, and in a seven game series I don't see anyone being able to outscore/rebound this group, which will almost always score a playoff victory. As has been true of most title defenders, the regular season won't be as important for them as it was in previous seasons, and keeping the nucleus healthy for playoff time is more paramount than anything.
That being said, I think they will have a stellar regular season. I think Kobe Bryant's subtle improvements each offseason are made more apparent the better his crew gets, and I think he wins MVP this year, with L.A. finishing first in the conference.
OKC Thunder
Kevin Durant isn't just the most unappreciated basketball superstar in the league, he's like the most underrated human specimen on the planet. If you don't class him as a league impacting player who can single handedly shift the landscape of the Association, you aren't giving him enough credit. It's precisely because of his immense talents that the Thunder have the best chance of de-throning the Lakers.
Why, specifically? Because as of right now Kevin Durant is on the top three list of "people who can check Kobe Bryant" one-on-one and most of you still think he can't play D. In addition to the massive bucket of points KD hauls around with him, his length makes him a great match up on Kobe in key situations down the stretch and that could be the difference in a close playoff series.
Everything else about the Thunder is a given; they're a damn good team that will make a playoff run. The reason why they're the only other team on the "matters" list is because of how well they match up with the Lakers. They still have front court issues to overcome, but even with that hindrance they're still the best chance to take down L.A.
Team That Might Matter
(in no particular order)
Dallas Mavericks
I'm not particularly keen on the Mavs this season as a title contender, but if anyone fits the description of a "team that might matter" it's them. I'm not putting them down as a major threat to the Lakers in the west, but if they prove me wrong I don't expect my jaw to hit the ground or anything. Not a Tyson Chandler fan, personally, but he's a shot blocker and a finisher inside, and offensively at least, his production will increase playing with Kidd.
Dirk is still a superstar and Caron Butler will have his first full season with the team, so if they can get the chemistry, and offensive pecking order, and consistent defense worked out they have pieces in place to cobble together a run.
Utah Jazz
Here's my take on the Western Conference, and why the Jazz might matter: this whole dance is schemed on beating the Lakers. How do you beat the Lakers? 1) Find a way to contend with the best front court in basketball, 2) survive Kobe Bryant, and 3) don't get out coached every game.
Why the Jazz? Mehmet Okur, Al Jefferson, Andrei Kirilenko, and Paul Milsap are not a better front court than Gasol, Bynum, Artest, and Odom – but they're closer than anyone else in the conference. The addition of Raja Bell brings the clear number one defender role (the "shut down corner" to borrow a football term) to at least survive Kobe. Jerry Sloan, the sage embodiment of wisdom that he is, is maybe the only Jedi Master left (not named coach Pop) who can still cross lightsabers with the Zen Master.
I know some people have the Jazz slated for a first round exit, but they're my sleeper in the conference. They're not necessarily a contender, but another ideal example of a team that could be if they can just put their marbles together.
Portland Trailblazers
If Greg Oden could find a way to stay healthy enough to maybe gain some momentum for his career and stop being a bust, the Trailblazers could have a shot at really being the young dangerous team everyone wants them to be. The good news: even if he doesn't Brandon Roy is a star, and that front court, even minus Oden, still isn't that bad. Camby and Aldridge are an imposing front court tandem, and even Pryzbilla (if healthy) is serviceable on the defensive end.
It will require a tremendous amount of focus throughout the season to snag a higher end seed for the playoffs, but if they get on a roll at the right time, they're staffed to potentially upset someone to get into the Conference Finals and then who knows what might go down.
San Antonio Spurs
I think the identity of the team is fluctuating, and I think it has to stabilize itself considerably before the playoffs if the Spurs want to make another run. There's a lot of room for a potential talent explosion (James Anderson, Tiago Splitter, Blair, Hill), but all of that "potential" could also swing the other way under pressure. Duncan, Parker, and Ginobili can take you so far, but given the inevitable trend of their collective health, we now know that this trio is not going to haul the team to a title by themselves – significant and consistent contributions from a core group of three or four other players will have to be in the mix.
What changes the outlook is the idea of this team in the playoffs, healthy. If it happens, they're instantly a title contender in my mind. Tim Duncan, healthy and in the playoffs is still the most dominant interior presence in the conference and that means a great deal, especially considering the Lakers and their front court. If the young talent on this team can aggressively grow and push this team forward, the veteran core will have a chance to stay healthy and come through in the post season.
Team That Don't Matter
(in no particular order)
Denver Nuggets
I don't care how many points they score. Yeah, I like 'Melo, too, but they're a jump shooting team and don't play D. That makes them incapable of a title run.
Phoenix Suns
They lost Amare and when given the opportunity to shift the makeup of their squad, they added more shooters. They are not built for championship basketball in the current NBA, and management just doesn't get it. Yes they're a good team, but they don't matter because they're not built to beat the teams that do. Period.
Houston Rockets
They don't have nearly enough firepower offensively to do much of anything, and bringing in Kevin Martin to jack up thirty shots a game in a futile effort to try and drag your otherwise offensively busted ass team isn't going to accomplish much other than give K-Mart an All-Star appearance, a tired shooting shoulder, and an otherwise sour disposition as he looks around for some help.
New Orleans Hornets
Something bad happened to the Hornets, and I'm not even sure what it was. Most of their core seems more intent on jumping ship than buckling down and rekindling what they had going a couple of seasons ago. Somebody get Dr. House in here to diagnose what the hell happened to these guys.
Golden State Warriors
Lots of young talent here, lots of athleticism, lots of good shooting… too bad it's all two or three seasons away from being cohesive and developed enough to matter. I have hopes for this team down the road; keeping Curry, Ellis, Biedrins, and Lee together long enough may be a challenge, but if possible this crew could be something three years from now.
Memphis Grizzlies
I like Rudy Gay. Do I like him enough to give him $82 million? Nope. There's good young talent here, for certain, but some core additions are necessary and Lord almighty I hope the money doesn't ruin the closest thing to a go-to guy the Grizzlies have.
Los Angeles Clippers
Baron, you're my boy, and I wish you had left in you what you once did. I think the age and injuries have caught up to you, and this squad isn't ready yet anyway. Best of luck, B-Dizzle.
Sacramento Kings
Minnesota Timberwolves


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text: Daniel J. Miller, 74, Saxton, died Wednesday. He was born in Saxton, son of Ralph and Martha Miller. Surviving are his wife, Harriet L. (Haroldson); two daughters: Tara L. Miller and Dana Woomer; a granddaughter; and three sisters: Dorcus Worthing, Pheobe Imler and Elva Cottle. He was preceded in death by a son, Michael J.; and five siblings: Joe, Ned, Betty Cottle, Mary Wright and an infant sister. He was a U.S. Army veteran. Friends will be received from 6 to 8 p.m. today at Akers Funeral Chapel, 715 Church St., Saxton, and 1 until the 2 p.m. funeral service Sunday, Dec. 8, 2013, at Raven Run Church of the Brethren.


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Previous abstract Next abstract
The most luminous infrared galaxies (IRGs) found in the IRAS all sky survey have now been shown to have luminosities nearly as great as the most luminous QSOs. The most distant such system currently known, FSC10214+4724, is at a redshift of 2.29. These Hyperluminous IRGs (HIRGs) have very large amounts of hot dust emission in the 3 to 100 um range, enabling the moderate mission SIRTF to discover and study in detail large samples of these systems out to redshifts of 10, if they exist in substantial numbers at such early epochs.
Confusion limited deep imaging with SIRTF could detect systems such as 10214 at wavelengths of 60um and greater to redshifts as great as 10, while infrared spectroscopy of dust features and/or hydrogen lines could establish their distances to well beyond a redshift of 5. Less extreme examples of Infrared Luminous galaxies, such as Arp 220, could be detected to redshifts greater than 2. Coordinated deep imaging surveys and spectroscopic followup can establish the cosmic evolution of these systems to the highest redshifts where they are found.
There are a large number of infrared fine structure lines (Voit,M., Ap.J. 399, 495) that can be used to probe the ionization conditions, electron density and extinction in the highly obscured nuclear regions of High Luminosity Infrared galaxies in via moderate resolution infrared spectroscopy. Such studies with SIRTF spectrometers will distinguish between starburst and AGN ionization mechanisms. They will also diagnose the physical conditions in the emitting regions. These data are necessary for an understanding of the emission process.
Tuesday program listing


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|Meet Mariko Yamada RPs new State Assemblywoman
We're in between elections this year, so it's a good time to outline what political redistricting has done with our boundaries. This business of redistricting happens every 10 years following a national census.
Theoretically, redistricting establishes parity in each district in regards to race, gender and population. But in a two-party democracy, politics does play an unspoken role.
Basic guidelines find the parts of Sonoma County closest to Rohnert Park and Cotati are divided into three State Assembly districts, the 2nd, 4th and 10th.
On the attached map, the 2nd District occupies the upper left corner including much of Santa Rosa, Windsor and Healdsburg.
The 10th District takes up the lower portions and includes Cotati, Petaluma and the city of Sonoma. Marc Levine of San Rafael is the assemblyman here. The Community Voice had an article on this district last month.
This week's subject is the 4th District and includes Rohnert Park, Napa (both city and county), Kenwood, Glen Ellen, Boyes Hot Springs, Calistoga, St. Helena, all of Lake County and eastward to include Dixon, Winters, Davis and Woodland.
Assemblywoman Mariko Yamada of Davis represents this district.
Rohnert Park's chunk of the fourth district resembles a lump of land protruding from the western boundary like a bunion on the foot of a large, sprawling assembly district. We're not sure Yamada visited RP during her winning campaign last November.
She was born in Colorado in 1950, for her parents were interned in a Japanese relocation camp (Manzanar) until they were released.
Yamada went to local schools in Colorado and earned a BA degree in Psychology at the University of Colorado and a Master's degree in social work at the University of Southern California.
Her political experience includes terms as assemblywoman for the former 8th District, worked for the census bureau and the Civil Rights office of the Dept. of Commerce in Washington DC, and served four years on the Yolo County Board of Supervisors.
Yamada married Janlee Wong in 1983. He's the executive director of the California chapter of the National Association of Social Workers. They have two adult daughters, Meilee and Midori.


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____/ Robin T Cox on Wednesday 02 April 2008 18:25 : \____
> On Wed, 02 Apr 2008 09:15:50 -0700, Darth Chaos wrote:
>> http://www.theinquirer.net/en/inquir...09/government-
> spooks-helped-microsoft-build-vista
>> Excerpt:
>> Microsoft is not the only one to tap the spooks. Apple, with its Mac OSX
>> operating system, and Novell with its SUSE Linux also asked the NSA what
>> it thought of their products. The NSA is quite good at finding weapons
>> of mass destruction that are not there.
>> http://www.washingtonpost.com/wp-dyn...le/2007/01/08/
> AR2007010801352.html
>> Excerpt:
>> For the first time, the giant software maker is acknowledging the help
>> of the secretive agency, better known for eavesdropping on foreign
>> officials and, more recently, U.S. citizens as part of the Bush
>> administration's effort to combat terrorism. The agency said it has
>> helped in the development of the security of Microsoft's new operating
>> system -- the brains of a computer -- to protect it from worms, Trojan
>> horses and other insidious computer attackers.
> LOL that's brilliant! With friends like the NSA who needs enemies?
> Obviously the NSA are as incompetent as the rest of the Bush
> administration.
> However, it's nice to know that MS are so closely tied into them.
I think that for this reason the Chinese government wanted to build its own
Linux. It goes back to something I read about two years ago, so I can't find
the source or recall it precisely. In years to come, it will be natural for
governments to require full control of the source code they compile, not just
what they are allowed to view (they viewed Windows source code).
These things are complicated and production of software cannot be entirely
separate from politics at a higher level (that's just what they want you to
believe though). Ignorance is bliss.
~~ Best of wishes
Roy S. Schestowitz | GPL'd Othello: http://othellomaster.com
http://Schestowitz.com | Free as in Free Beer | PGP-Key: 0x74572E8E
Cpu(s): 25.5%us, 3.7%sy, 1.0%ni, 65.0%id, 4.5%wa, 0.3%hi, 0.1%si, 0.0%st
http://iuron.com - semantic engine to gather information


text:
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Lebanon Valley College Physical Therapy Department: Brain Safety Fair
April 5, 2014 @ 10:00 am - 2:00 pm
Students from the Lebanon Valley College Physical Therapy Program will be hosting the 3rd Annual Brain Safety Fair on April 5th from 10AM-2PM at Lebanon Valley College – Arnold Sports Center. This is a free community outreach event that strives to educate children and families on the importance of brain safety and informs participants on the function of the brain in everyday life. Each child in attendance receives a free helmet and raffles and educational activities are included. In addition, the Lebanon Valley Bike Coalition will be in attendance and will be sponsoring a Bike Rodeo. Children of all ages are encouraged to bring their bikes to participate in the rodeo.


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Meditation and familiarity
By: Larry Li
By: Larry Li
Someone much wiser than I once said that meditation is running into reality, implying that there is space for discovery and of course, running. This line of thought is harmonious the idea that in meditation we are discovering ourselves and the world around us. Learning to see the world everyday as new and fresh is a part of meditation as is learning to see reality without impressing our own judgments onto them. Please allow me to omit discussions of concentration, mindfulness, and insight today as we explore the idea of meditation as the act of familiarity. Be aware that this article is intended to prime your attitudes towards meditation so that you can discover your own meditative states of mind.
The Sanskrit word for meditation is sometimes translated into familiarity or the practice of becoming familiar. What do we become familiar with in meditation? It seems almost ridiculous to say that we are not familiar with ourselves but that is exactly what I am contending here. We are not so familiar with ourselves. In meditation I had to admit to myself that I did not know much about myself. I was quite familiar with my likes and dislikes and I was skilled at pursuing pleasure and avoiding pain; beyond that however I had little more to say.
In meditation we should seek to hold an intention for aspiration while allowing the mind to present itself in whatever manner in each present moment. The keyword here is allow and the skill of learning to allow is one that can be difficult to cultivate. With time and consistency however it is achievable by every single one of us. Developing our ability to "allow" can bring about profound and much unexpected positive changes to your life.
Furthermore, it is important to hold an open, neutral, and curious attitude to each mental phenomenon that arises. It is useful to maintain a sense of neutral witnessing in your meditation. Approach your own existence and consciousness with compassion. Often times we are extremely hard on ourselves in meditation and expect too much too quickly. Often there is an illusion within ourselves that we can control our minds, meditation can show you quickly that the key is learning to let go of this desire for control. Paradoxically, it is in learning to skillfully release this control that we gain a sense of control and knowing on a deeper level. This is a common theme in meditation as the inner path often presents knowledge that upon first examination seem contradictory.
With regards to the act of becoming familiar, I say that there is no bad meditation and there is no good meditation; there simply is. In meditation we practice just observing ourselves and nothing more. It is important to equip yourself with a deep sense of humility as you approach your own existence with a blank slate. By doing this we will slowly become familiar with our tendencies to judge ourselves. We will become familiar with how we instantly react to steer the mind to a "good" place. In meditation we seek to see more than just the light, we seek to learn how to illuminate the darkness. Step by step we become more familiar and step by step our awareness expands. Concentration and insight is built from within and we begin to develop the capacity to truly internalize and integrate with the truths that we recognize to be so. Meditation will change your life at the very core of your existence and there is no one but you to do it. Best wishes to you my friend and good luck.


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This month's Who We Work With blog comes from a monkey. But not just any monkey…it's our good friend Monkey from PG tips!
What is PG tips?
Since the 1930s, PG tips has been providing the nation with its favourite tea. One of the things that makes us the Nation's Favourite Cuppa is our innovative pyramid bags. Some even call them the eighth wonder of the world! They act like a mini teapot, giving the leaves more room to move, so more flavour gets in your cuppa.
When and how was PG tips started?
Brooke Bond first started selling Pre-Gest-Tee (PG Tips) in 1930, and the brand has gone on to become a leader in the UK teabag market.
In 1930 tea was often sold on its medicinal properties and as an aid to digestion. One blend was promoted through a campaign aimed at doctors and nurses, on the strength of its properties as an aid to digestion. Some early advertisements contain references to these qualities of "digestive tea" or "pre-gestive tea".
Bulk packets of Pre-Gest tea bore the letters "PG", and the blend became known in the trade as "PG Tips", as only the tips of the tea bush were plucked. This soon became commonly used as a brand name, which has survived up to the present day.
Initially, it was sold as a loose leaf tea, but the PG tips tea bag was introduced in the 1960s.
In the 1990s the makers of PG tips launched the revolutionary PG tips pyramid bags. With more room inside, it acts like a miniature teapot, giving the leaves more room to move.
How does PG tips work?
PG Tips is owned by Unilever, one of the world's leading suppliers of fast-moving consumer goods.
What does sustainability mean to PG tips?
At PG tips, sustainability is at the heart of what we do. We know how important it is to look after the people who help us make our delicious tea. That's why in 2007, we were proud to become the first tea brand to work with the Rainforest Alliance. By 2010 we achieved 100% certification across all of our tea, meaning that not only do the famers receive a fair wage for their work, but they are also provided with housing, medical care and education for their children.
This is only one aspect of our approach to sustainability. Our factory in Trafford Park has achieved its waste target of sending zero waste to landfill. This has been driven by a desire to 'reduce, reuse and recycle' material in our factory. This demonstrates our commitment to being environmentally friendly, as the result is that no waste ends up polluting the planet in landfill.
On the subject of reducing environmental impact, we are also considering ways in which we can reduce the amount of tea bags that end up in landfill, due to consumers not recycling them. Every day 165 million cups of tea are consumed, but only 55% of consumers have access to food waste recycling, meaning that a large proportion of used tea bags go into bins with other waste, and end up in landfill. In 2012 we began to work on educating consumers that if they have access to food waste recycling, they should be including used tea bags. For example, in May, we ran a campaign in Essex using the Monkey to endorse our campaign to get consumers recycling tea bags. This was the first time in the UK that a food or beverages brand had partnered with a local council, and we are now busy creating plans to follow up this successful campaign.
We have recently launched our new brand website which contains updated sustainability content, http://www.pgtips.co.uk/article. The website contains information both about what we have achieved in tackling sustainability issues, but also contains a section called 'What can you do', which provides advice to consumers about how they can do their bit to help the environment, for example composting tips, as well as links to the website of our friends at recyclenow.com.
Another area which we consider important to consider when planning for the future is helping those most in need. Over New Year, we donated 750,000 tea bags to a charity called Food For Fareshare. These were distributed to those most in need throughout the UK as we are aware of the role that tea can play in helping warm up those that may not have access to a hot meal every day, as it is the social glue to our society. We hope that we are able to continue to work with Food for Fareshare in the future.
Why the Rainforest Alliance?
PG tips was the first major tea company to work with the Rainforest Alliance, as we looked to transform the way in which tea is traded, and to improve the quality of life for over 2 million people.
As Unilever is the world's largest buyer of tea at over 12%, it is vital that we behave responsibly, and look after the people who pick the tea. We committed to the Rainforest Alliance because we believe that it is not only the right thing to do for our consumers, but also demonstrates that we are taking care of the people throughout our supply chain. It will reassure our consumers that by drinking our tea, they are helping look after the farmers, improving their crops, incomes and livelihoods.
Our ambitions to farm sustainably actually date back to 1998 when the Unilever Sustainable Agriculture programme begun, and we recognised that the opportunity to work with the Rainforest Alliance would be a valuable chance further ensure that all of our products are sustainably sourced.
Click here to see the advert that we ran when we first launched our partnership with the Rainforest Alliance.
Tell us something about PG tips that we might not know?
We have been known to be associated with Royalty. In the 1980s, Prince Edward was photographed carrying a packet of PG tips on his way to work. Three hours later, our new ad was in the papers reading; 'A prince amongst teas'.


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Hi! My name is Maxim
I am a Bengal from Jackson, MI
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My favorite grubs: Kitten food.
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by Thomas M. Kane
photos by Thomas M. Kane
More and more, the VHF radio is fast becoming standard equipment on all boats. Still not required by law for boats under 65 feet, the VHF (very high frequency) radio can be invaluable in an emergency. For hand-held as well as fixed-mount radios, the costs range from under $100 to just over $300.
In February 1996, the Federal Communications Commission (FCC) made it easier to own a VHF radio by not requiring an operator to have a license. Boaters who violate the FCC Communications Act, however, could be subject to having their radio privileges revoked. If repeated violations occur, the punishment may include fines or imprisonment. False distress or emergency messages, as well as obscene, indecent or profane language, are strictly prohibited.
Waterways Conservation Officer Martha Mackey said, "Not only does the Commission recommend having a VHF radio, we also instruct boaters on the proper use of the radio during our safe boating courses." Boaters talking with other boaters, hailing lock tenders, speaking with commercial vessels, and monitoring the marine weather station are all valid reasons to have a VHF on board. However, knowing the proper techniques to use a VHF, and properly summoning the Coast Guard for help, may just save your life someday.
To use a VHF radio properly, first turn your radio on and slowly adjust the squelch until the static stops. Make sure the volume is set at a comfortable level to hear messages over any surrounding noise. Set the radio to the low power setting (one watt), if that option is available. Place the microphone approximately one inch from your mouth. Press the push-to-talk (PTT) button and begin your message. If after broadcasting you get no response, try the high setting (25 watts).
Depending on who you're calling or hailing, radio techniques and channels differ slightly. Speak very slowly and clearly at all times. To assist with correct usage of the VHF, consider three common communication scenarios: boat to boat, boat to lock, and emergency calls.
Boat to boat
Channel 16 is the calling and distress frequency. With microphone in hand, call the boat you are hailing three times, and then identify your boat. Once the other boater receives and acknowledges your call, instruct the operator to switch to a working channel. Channel 68 or 69 is always a good choice. When you are through talking on the working channel, acknowledge the end of the conversation with your boat's name and say "out." Get in the habit of returning to channel 16 to monitor the frequency.
"Target One, Target One, Target One, this is the Lindsay Ann, over."
"Lindsay Ann, you have Target One, over."
"Target One, switch to channel 68, over."
"10-4. Target One switching to channel 68."
End your conversation by saying your boat's name and the word "out."
Boat to lock
Channel 13 is for commercial vessels and lock tenders. It's important to note that your boat must be in position at the "arrival point" of the lock before you call the lock tender on your radio. If you are not at or near the arrival point of the lock, the lock tender will not give you the estimated time for locking through.
The lock tenders also find it helpful if you tell them what type of boat you are in. Military boats, mail boats, commercial passenger boats and commercial tows or tugs all have priority over pleasure boats.
Your VHF should be set on the low power setting. If you have never been through a lock, or if you require assistance, inform the lock tender when you call.
"Pleasure craft Lindsay Ann calling Allegheny Lock & Dam #2, over."
"Go ahead pleasure craft Lindsay Ann, this is Lock & Dam #2, over."
"This is the pleasure craft Lindsay Ann. I'm in position north of the dam and I'm trying to get an ETA (estimated time of arrival) for a southbound lockage, over."
"Lindsay Ann, it's going to be approximately 20 minutes before we can get you in, over."
"10-4, Lindsay Ann out."
At this point, you'll need to wait until you receive the appropriate signal to enter the lock.
Calling for help in an emergency
Use channel 16 when you need help. The Coast Guard monitors this channel 24 hours a day. Reserve "mayday" only if grave and imminent danger exists: Your boat is taking on water, there's a fire on board, a person is overboard, there's been a collision, or someone on board has a serious injury, for example.
"Mayday" is an international distress signal. It comes from the French verb m'aidez, which means "help me."
"Mayday, mayday, mayday, this is the vessel Lindsay Ann, Lindsay Ann, Lindsay Ann, calling the Coast Guard, over!"
"This is the United States Coast Guard. The vessel calling the Coast Guard go ahead with your mayday, all other vessels stand by, over."
"Coast Guard, this is the Lindsay Ann. Our location is ______(state your exact location). Our mayday is ______(explain the emergency), over".
"10-4 Lindsay Ann, we copy your mayday. What type of vessel are you in?"
"Coast Guard our vessel is ______________ over." (state size, color, etc).
"10-4 Lindsay Ann, we copy your vessel. Be advised help is on the way. All vessels in the vicinity of the Lindsay Ann are asked to assist if possible. This is the United States Coast Guard, out."
When you call for a mayday, not only will the Coast Guard respond, but other boaters who are monitoring the frequency may respond as well. Channel 16 was initially designed only for emergency calls. Hailing another boater on this channel is allowed, but you must switch to a working channel once the other boater is reached.
In the event that you are unable to make contact with another boater, or person you are hailing, wait at least two minutes before trying to call again. Should you need to make a radio check for a newly installed radio, it must be done on any channel other than channel 16.
The advantage of having a VHF radio on board cannot be overemphasized. No matter what size boat you're in, a VHF radio should be on your safety checklist.
VHF Radio or Cell Phone?
A cell phone lets you call other boaters who have cell phones and whose phone numbers you know. You can also call home to have dinner started, or call for help if there is a problem on board.
With 911 emergency call centers available in most cities, the cell phone can be effective if someone on board your boat becomes seriously ill or injured. You are now able to speak directly with a dispatcher and have rescue personnel or an ambulance meet you at a specified dock. However, on most waterways, you can reach the Coast Guard faster with a VHF radio. Furthermore, the range of a VHF radio is 25 miles. Cell phone range may be limited in some areas.
Although a cell phone can be a great asset to have on board, a slight advantage may still be with a VHF radio. If for no other reason, when you call for help over a VHF radio, other boaters who are monitoring channel 16 will hear the call for help, and may be able to assist you sooner than those who you call with a cell phone.
Even though arguments can be made for each form of communication, the ideal situation is having a VHF radio and a cell phone on board your boat.--TMK.
.pdf file of this article
July/August 2000 Angler & Boater
Commonwealth of Pennsylvania Web Privacy and Security Policies


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Tuesday, June 3, 2014
Hannah Jennifer Reese of North Augusta has accepted membership in the National Society of Collegiate Scholars (NSCS). NSCS is a member of the Association of College Honor Societies and is the nations only interdisciplinary honors organization for first-year and second-year college students. Membership is by invitation only, based on grade point average and class standing.
Hannah is a rising sophomore at Clemson University where she is majoring in Communication Studies and minoring in Spanish. She was on the Deans List in the fall semester and on the Presidents List in the spring after completing the semester with a 4.0 GPA. Hannah is the daughter of William and Laurie Reese.
© 2016 Aiken Standard an Evening Post Industries company. All Rights Reserved.
Registration on or use of this site constitutes acceptance of our Terms of Service, Privacy Policy and Parental Consent Form.


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Christopher Blackford, 28, of North Charleston, never returned to Money Man Pawn to retrieve the laptop computer he left there in February 2011. That lapse could cost him his freedom for decades to come.
When pawnshop employees turned on his computer to get it ready for sale, they found disturbing content — photographs of children in sexually compromising positions, according to a police report. Employees at the shop called police and Blackford was arrested on April 25, 2011.
When authorities delved deeper into his secret stash, they found Blackford also went by "biggniche090" on a clandestine, international child-pornography-sharing website, according to federal court documents.
Last week, Blackford pleaded guilty in Louisiana to participating in a child exploitation enterprise that authorities describe as one of the largest child porn cases in U.S. history, involving dozens of defendants.
Blackford faces 20 years to life in prison, according to officials with the Immigration and Customs Enforcement Agency, which investigated the case.
Investigators discovered that Blackford was among those who participated in an online bulletin site called Dreamboard, which would produce and display child pornography. So far, 47 people have pleaded guilty for their participation in the website.
Dreamboard was a members-only site that was created in January 2008 to promote pedophilia and encourage the sexual abuse of young children in an environment designed to avoid detection from police, authorities said. The site was created by an unidentified suspect in the case.
Blackford is accused of being one of the site's users. He joined on Dec. 29, 2009, according to his plea agreement.
The site had rules and regulations, which were printed in English, Russian, Japanese and Spanish, according to a federal indictment. The rules specified what kind of images were acceptable for admission to Dreamboard. One rule restricted the age of young girls that would be depicted in the pornographic photos.
"Keep the girls under 13, in fact, I really need to see 12 or younger to know your a brother," the indictment stated. Another rule called for nudity in all photos. "And don't avoid nudity in your previews. I will NOT accept you, if theres no nudity," documents stated.
The site would require its users to post a certain amount of photos on a regular basis or their membership would be canceled, according to federal documents.
It also divided its users into levels of membership, with each level providing distinct access to certain sections of the board, documents stated.
Blackford started his participation with the site as a member, but he reached VIP status as a result of his postings, according to his plea agreement documents.
He contributed 84 posts to Dreamboard, according to federal authorities. It remains unclear how Blackford obtained the images he shared.
"Most of his posts were of extremely young children posing or engaging in sexual acts with adults. Because the images included prepubescent children engaging in sexual acts with adults, the material was sadistic in nature," federal documents stated.
Blackford and another defendant, William Davis, 39, of Bristol, N.H., who pleaded guilty to conspiracy to advertise child pornography, will be sentenced on July 29 in the Western District of Louisiana, where the Dreamboard case is being prosecuted.
"The sexual abuse of innocent children is one of the most unconscionable violations of trust imaginable," said Homeland Security Investigations New Orleans Special Agent in Charge Raymond Parmer Jr. in a statement Thursday. "Investigating and prosecuting the perpetrators of these horrendous crimes is one of our highest priorities."
Reach Natalie Caula at 937-5594 or Twitter.com/ncaula.


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This deluxe modern 3-bedroom duplex apartment lies in a very tranquil gated community of Cape Yamu on the east coast of Phuket.
The unit features a spacious open-plan living, dining and kitchen area and the third bedroom on the lower level. A staircase leads to the upper level where both the master bedroom and second bedroom are found.
Common facilities here include a garden view gym, relaxing atmosphere restaurant and the highlight is their large and long swimming pool which is surrounded by lush garden, towering palm trees and tropical plants.
A few minutes walk will take guests to the seaside area which may not be suitable for swimming but it is good enough for relaxation and enjoying the sea breeze.
Some marinas, golf courses, convenience stores, United World College Thailand (UWCT) as well as British International School (BISP) are all within a radius of 20 minutes car journey.
6 Month Contract: THB 85,000 per month.
12 Month Contract: THB 75,000 per month.
Long-term Rental Minimum Stay: 6 months.


text: DSC01936 Posted on June 26, 2014 by Joanne Leave a comment Gracie Curran and The High Falutin Band Spread The GMG Love By Sharing With These Buttons:FacebookTwitterPinterestEmailGoogleRedditLinkedInLike this:Like Loading... Related Previous Next Return to August 9th will be here soon! Have you gotten your tickets yet? The Gloucester Blues Festival 2014


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Product Information
Quantum Redshift / Game: Quantum Redshift / Game
Quantum Redshift is a futuristic racing game in the vein of Wipeout, where players have the added ability of using weapons to knock out the competition as they approach speeds near 650 mph. Set 100 years in the future, the world of Quantum Redshift is focused on a racing tournament that takes place across 16 tracks throughout the planet. Seven pilots are initially selectable, with additional characters opening up after winning specific events.Each character also has a specific nemesis, such as a spurned lover or a rival candidate up for re-election, who will taunt and act hostile toward the player. This added drama will unfold through cinematic cut-scenes in between races. Weapons found along the courses range from plasma bolts to tidal wives, and can be either offensive or defensive in nature. Players will also be able to unlock five racing speeds and can battle against up to three friends on a split screen. ~ Scott Alan Marriott, All Game Guide
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text: In the corporate form of ownership, the shareholders are the owners of the firm. The shareholders elect the directors of the corporation, who in turn appoint the firm's management. This separation of ownership from control in the corporate form of organization is what causes agency problems to exist. Management may act in its own or someone else's best interests, rather than those of the shareholders. If such events occur, they may contradict the goal of maximizing the share price of the equity of the firm.


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Regulators censure UBS for Adoboli losses
UBS has been hit with one of the largest UK fines for a financial institution and been told that its investment bank will not be able to make acquisitions or launch new business lines without specific approval from the Swiss regulator "until further notice".
The UK's Financial Services Authority said today it has fined UBS £29.7m for systems and controls failures that allowed former trader Kweku Adoboli to cause a $2.3bn loss through unauthorised trading. The fine came at the same time as Finma, the Swiss financial regulator, revealed it has barred the Swiss bank's investment bank from making acquisitions or launching new businesses without its approval "until further notice".
The moves by the regulators conclude an investigation into the events surrounding the losses at UBS by the FSA and Finma. In a joint statement on September 16 last year, the FSA and Finma said the probe would focus on "the details of the unauthorised trading activity, the control failures which permitted the activity to remain undetected" and would include an assessment of the "overall strength of UBS' controls to prevent unauthorised or fraudulent trading activity in its investment bank".
Their sanctions, which were announced today, come one week after the conclusion of a 10-week criminal trial of Adoboli, who had worked as a trader on the exchange-traded funds desk at UBS in London until his arrest in September last year. Adoboli was last Tuesday sentenced to seven years in prison after being convicted by a jury of two counts of fraud and acquitted of four counts of false accounting.
The FSA's fine of £29.7m was the regulator's third biggest ever, behind the £59.5m penalty levied in June on Barclays for misconduct related to interbank rates, and the £33.3m fine handed out to JP Morgan Securities in June 2010 for failing to protect client money by segregating it appropriately.
The fine would have been £42.4m – equivalent to 15% of the annual revenues of UBS's global synthetic equities division of which the ETF team was a part – but UBS qualified for a 30% discount after agreeing to settle the charge early.
The regulator said in a statement today it found UBS had "failed to take reasonable care to organise and control its affairs responsibly and effectively, with adequate risk management systems and failed to conduct its business from the London Branch with due skill, care and diligence".
Finma said in its findings today that it had identified "serious deficiencies in risk management and controls" at UBS' investment bank that prevented Adoboli's fraudulent trades being detected sooner.
The Swiss regulator revealed for the first time some of the steps it implemented in the immediate aftermath of the trading scandal in September last year, which included barring UBS' investment bank from making acquisitions and forcing the Swiss group to seek its approval before embarking on any new business initiatives at its investment bank that would "likely lead to increased operational complexity".
A spokesman for Finma said this morning said the block on acquisitions was an "uncommon" step, adding that the sanctions will remain in place "until further notice".
Finma noted that UBS has been implementing several measures to strengthen its risk management and controls since the loss, and said today it will appoint an independent investigator to control the implementation and completion of the bank's corrective measures. It will also bring in an audit firm to assess whether the measures have proved effective once they have all been implemented.
UBS said in a statement this morning: "Since the outset of this matter, we have fully co-operated with the regulators' investigations and we now accept their findings and the penalties incurred. We are pleased that this chapter has been concluded and that the regulators have acknowledged the steps UBS has taken since this incident."
- write to firstname.lastname@example.com


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The School of Criminal Justice degree program in forensic science offers study abroad programs in Europe, Canada and the Caribbean.
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Chat 101
I have noticed a great deal of new user traffic to the chat site lately, so I wanted to put together a guide to help people along.
I hope that covers the basics, please feel free to chime in with comments or questions.
Links to currently available channels.
Here are some links to the more common channels/rooms for users who can use clickable irc:// links.
Just a heads up to anyone trying to find the chat through this thread.
Update thread: http://www.rcgroups.com/forums/showthread.php?t=1831021
Many of you may not even know that until recently, RCG had a chat feature. Several years ago there was a box on the main page for it, and traffic was high and regular. That box was removed (presumably to make room for more ads) and while traffic did drop a bit it was still active right up until the last day. We had a core group of about 20 regulars that stayed connected pretty much 24/7, and several daily "hit and run" users who would stop in for advice.
I held the keys for the last 8 years or so, and am truly sad to see it go. Good friendships were made, and it was a part of many of our daily lives.
Contrary to:
Or you can point any standard IRC client to:
Server: irc.ndnihil.org
Port: 6667
Channel: #rcg
Anyone and everyone is welcome to come and talk about a wide range of mostly technical topics covering, and extending beyond RC. Hope to see you there.
Joined Nov 2011
5 Posts
Although i'm not to active on the forums itself, i am active in the chat as i prefer direct real-time discussions. And i must agree with Nihil that there are still people who want to seek help in the chat as we had have regular traffic of RCG users looking for help with their models or technical advice. Some of us keep their client open 24/7, 365 days a year (if you not count the days when we have some technical problems of our own ;> :P ) so each and every person found some help among us (as long as he/she stayed few minutes before we could read it).
I hope that RCG will reconsider bringing back the chat feature. There's still lots of potential in it. You guys just don't see it.
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Bavauto Headers Group Buy
View Single Post
Parts hoarding partner...
Join Date: Nov 2007
Location: Toronto
Posts: 3,410
Car: 325IS 87-325IC 92-IC
Originally Posted by
Bullet Ride
LOL how backwards did I get that... I changed it.
I need to run a cat too, but I figured it'd be nice to have the mid-section if I ever wanted to used the headers on a track car, it's only $50 more. It's up to you though.
Yeah we can have all the Ontario stuff shipped together to save a little. We just need a few more local guys to buy some sets!
did you find out if it's ceramic coated?
I think I've had 14 bmw's in 4 years.
2 IX's -sold and parts
2 325i 4 dr - sold
4 318is all white - sold and parts
1 87 325is red - parts
1 89 325i vert grey - parts
1 90 325is white - keepin
1 87 325i vert -red - keepin
latest addition 1 88-325is red - parts
latest addition 1 89-325i vert - white -fixin/sold
latest addition 1 92-318i vert - blue - parts
latest addition 1 87 325is blk - parts.
latest addition as of 2013-Gold 87-325is auto! it's a keeper!
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The Pennsylvania Game Commission is investigating an attack on a southern Lancaster County farmer who believes the culprit was a mountain lion.
The last confirmed case of a mountain lion running wild in the state was in the 1960s, after one escaped from a circus or a menagerie, said Joe Kosack, commission spokesman.
Samuel Fisher was attacked near his home around 6 p.m. yesterday, and was taken to a hospital, Kosack said.
The commission had been getting eyewitness reports of three big cats. "A black one, a brown one and a tan one may have been roaming the area together," Kosack said.


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Not sure of your location, Conrad. But, I really like National Balsa. They have a bargain contest grade. Just a little dis-coloring ocassionally. http://www.nationalbalsa.com/Aero_Li...Grade_s/21.htm
Hi Conrad.
A word about your next build, consider the weight of every part as you build.
How can I lighten this part without weakening it too much?
Remember, most of the Guillows models were designed to withstand the compression and torque loads of a fully wound rubber motor. This makes the the fuselage aft of the CG way too heavy.
As you found out at the end of your PBY build the weight sneaks up on you and adds up fast.
Your model will fly fine. Set your CG at 20-25% MAC. My suggestion would be try to take off from wet grass. Let it gain enough speed to lift off on its own, resist the urge to yank it off the ground with the elevator.
Good luck!
I ordered from Specialized Balsa http://www.specializedbalsa.com/index.php. It was a small order to see how the service is and how the wood looks. I saved your link Fuzz, I will send my next order thru them and check out their service. Since I live in Alaska, I always pay out the nose for shipping, but I am accustomed to that.
Glenn, I actually remade many parts out of contest grade sheet, like fuselage formers, and all my wing ribs, as well as the leading edge for the wing. I kept crushing fuselage formers! I'm too clumsy to use it for fuselage formers I decided! As you say though, each part must be made as lite as possible, I am fully onboard with that idea now. The Cessna I just started has typical heavy Guillows wood. I just built the tail feathers, lightened them as much as I though prudent, but now I am considering rebuilding them out of lite balsa when my order arrives. They still seem heavier than they need to be.
I do have a question on servos. I used a 6 gram servo on each aileron, it seemed adequate in my mind for such a small control surface. But I also used the same servos for the rudder, and the elevator. Since these are also attached to about 9-10 inches of Sullivan cable, I am wondering if the proper servo should be like a 9 gram unit with a bit more beef to it. I have some 9 gram servos I bought with metal gears, I got to looking at them and thought maybe these would have been a better choice. Is there a simple rule of thumb to avoid trouble on servo selection?
You're in Alaska? Guess taking off from snow would be more appropriate then!
You might consider laminating the tail surface outlines. This saves a lot of weight.
About the servos, I think the 6 gram ones will be fine for the ailerons.
Since the other servos are driving through Sullivan cables (I hate those things) you might want to consider larger ones. I say this because if the smaller servos are stalled or close to it, they will draw a lot of current causing your BEC to shut down.
We all know what happens when we lose power to the receiver, it ain't pretty...
Yeah, I have about 6 months of snow here each year, so I figured it would be a good time to attempt the PBY maiden. As for my other planes, I will just build ski's for them as I build them for winter use.
I think I will upgrade those tail feather servos before I attempt a flight. I would rather change a few grams for the piece of mind.
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Villa Park audio video equipment, projector screens and lighting are easy to find with our Villa Park, IL audio video rentals directory. We feature microphones, megaphones and mc equipment all from the Villa Park area. Find discount audio recording, dj's and sound system rentals. Check out our cabling vendors and quality a/v, projector rentals and deals on cabling. Recreate your Villa Park Illinois wedding with sound system gear, loudspeakers and jukeboxes.
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Baby Name Poll Results
Aubrey Noelle vs. Alaina Rose/Nicole vs. Mila Elizabeth
OR Leah Riley/Catherine, Brooklyn Marie, Anna Elizabeth, Brianna Paige, Lilah Marie/Paige/Rose. Help!!
The Top Baby Name is...
|Aubrey Noelle
|0% (0 votes)
|Alaina Rose/nicole
|38% (3 votes)
|Mila Elizabeth
|63% (5 votes)
Tough poll because I love all! I voted for Alaina Rose because it's a name I don't hear often & it's stunning. GL
posted by guest: Jenn :: 2014-03-23 19:26:26 | report
Leah Riley! It's sweet and classy yet spunky!
posted by guest :: 2014-03-23 19:36:26 | report
Leah Riley
posted by BabyNameExpert :: 2014-03-23 19:56:19 | report
Love Mila is my daughter's name!!!! Second choice is Leah- good picks
posted by guest: Guest :: 2014-03-23 21:09:32 | report
I voted for Mila Elizabeth which is very pretty but I also love Anna Elizabeth.
posted by guest :: 2014-03-24 06:16:48 | report
Post a Comment:Please keep your comments positive and helpful.
Even if you don't like the names. Thanks!
For all baby name poll questions, complaints, or improvements
contact email@example.com.


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Truthdig Editor-in-Chief Robert Scheer and the other "Left, Right & Center" panelists discuss House Speaker John Boehner's decision to allow a vote on a debt ceiling increase despite resistance from fellow Republicans, The New York Times' call for an end of the debt limit and the Comcast-Time Warner Cable merger.
Scheer is joined by Rich Lowry of the National Review, Amy Walter of the Cook Political Report and host Matt Miller.
—Adapted from KCRW by Alexander Reed Kelly.


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Feel lousy?
Expect a sympathetic ear from Sally Haynie, coordinator for community classes at BSA Outpatient Therapy Services in Amarillo. She's got a soft spot for people in pain. She understands it, and she knows how to master it.
Diagnosed with chronic fatigue syndrome in 1994, she also has degenerative disc disease. In May 1994, a doctor informed her by phone that she likely had lupus and would be in a wheelchair within a year.
After drying her tears, she was more determined than ever to be the exception. So she turned to fitness and exercise, educating herself in ways to overcome her pain.
Soon she found herself teaching Tai Chi and exercise both on land and in water for people who have back problems, chronic disease and arthritis and for people fighting other disabilities.
"I did all of this to help myself, and I found out what diet and exercise can do for you," Haynie said. "And basically, I'm still walking."
That's an understatement.
She received an award from the National Arthritis Foundation for her arthritis program and now trains other instructors who teach arthritic patients.
Her Tai Chi classes teach people to become aware of how their body feels, to improve balance and to release pain through deep breathing and meditation.
She's received numerous certifications from several universities to teach classes to help people with chronic disease and with arthritis.
Now 65, she teaches exercise classes of various kinds at the Lady's Spa, at BSA Outpatient, at Amarillo Senior Citizens Association and elsewhere. Age is not a criterion for most of her classes, but many attendees are seniors.
"I envision my life ministry as helping seniors to obtain a better quality of life," Haynie said. "As baby boomers age, the concept of geriatrics will completely change, and we need to be on top of this."
She will join the Silver Haired Legislature next year, and she's working on certification to help people with Medicare and Medicaid at BSA Outpatient Therapy.
Haynie has been married 20 years and has five children and several grandchildren. The Boulder, Colo., native moved to the area in May 1987 to fulfill her dream of owning a bed and breakfast. She and her husband, David, opened a remodeled Hudspeth House Bed and Breakfast in Canyon.
"It was wonderful," Haynie said. "We had so many neat receptions - senators and congressmen, weddings."
Her health problems forced the couple to sell the inn. She suffered from body aches and numbness. Her disc problem remained undiagnosed for six years. She had surgeries for disc fusions and slipped discs, and a plate inserted into her neck "holds me together," she said.
Today, she's not pain-free. Occasionally, she has a "feel sorry for Sally day," but she only affords herself one day at a time. Exercise, diet and meditation help her to keep a smile on her face. Prayer and a desire to help others fuel her day-to-day routine, she said.
At BSA Outpatient Therapy, she also works with people receiving therapy because they were injured in car accidents, hit by lightning or suffered strokes or heart attacks.
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Immigration reform has been a quagmire, largely because of demands by Democrats for all or nothing. They would not agree to increase the numbers of visas for skilled workers unless the Republicans agreed to legalize the more than 10 million immigrants who are in the country without documentation — and did it on their terms. Democrats also allowed special-interest groups such as Big Labor to craft a complex immigration bill that is riddled with imperfections.
Last week President Barack Obama made a startling concession: He would accept a piecemeal approach to overhauling America's immigration system. "If they want to chop that thing up into five pieces, as long as all five pieces get done, I don't care what it looks like," Obama said in a Wall Street Journal interview.
I have long argued that comprehensive immigration reform — as it has been proposed — is not politically palatable. Both parties generally agree on the need for high-skilled immigrants. Both parties realize that the country cannot possibly deport millions. But the path to citizenship that the Democrats have insisted on is a deal breaker. Given that adding millions of voters to the electoral rolls could permanently alter the electoral balance of the country, Republicans have dug in their heels.
The president seems ready to play a better game. So let's take him up on this. Here are my suggestions:
1) Enact the DREAM Act, to provide basic human rights — and citizenship — to the 1.8 million children whose undocumented parents brought them to this country to give them a better future. These children grew up as Americans, believing they were entitled to the same rights and freedoms as their friends. But because they don't have proper paperwork, they are forced to live in the shadows with limits on where they can work and study and on what they can do.
2) A start-up visa would allow foreign entrepreneurs to set up shop in the U.S., boost innovation and create jobs. The Kauffman Foundation estimates that this visa could add 1.6 million jobs and boost the nation's gross domestic product by as much as 1.6 percent within 10 years.
3) Increase the number of permanent-resident visas for foreign doctors, scientists and engineers. More than 500,000 skilled workers — with 555,000 family members — are legally in the U.S. , waiting for visas that give them the freedom to change jobs and enjoy the same rights as other Americans. Waiting times for these visas often stretch into the decades. So these highly skilled immigrants are getting frustrated and returning home. We are bleeding competitiveness.
4) Provide temporary work visas for unskilled workers in non-farm jobs, such as in hospitality, food processing, construction, cleaning and maintenance. According to ImmigrationWorks USA's president, Tamar Jacoby, every year from 2003 to 2009, more than 350,000 low-skilled foreigners came to the U.S. illegally to do this work. She says that the only way to prevent future illegal immigration is to create a legal way to meet the continuing demand. Employers should have to try to hire Americans first, but, if they don't succeed, then could hire foreign workers quickly, easily and legally. And she says that the new program should grow in good economic times and shrink in bad times, when more U.S. citizens are out of work.
5) Expand the numbers of H-1B visas according to market demand; relax the conditions on those that tether the worker to the employer; and allow spouses of H-1B workers to work. Silicon Valley is starved for talent. It can't hire graduates of the nation's top engineering programs because they happen to be born abroad. Yes, there are, as critics of the H-1B program claim, abuses of these visas by unscrupulous employers. But this is largely because the employee can't easily change jobs while waiting for a permanent-resident visa. Relaxing the visa regulations will free up the market by allowing immigrants to work for employers who pay the best wages. And it is unconscionable that wives of H-1B workers — who tend to be as qualified as their husbands — are forced to stay home, in servitude.
In a perfect world, we would surely provide a path to citizenship for the undocumented. We don't want to create a subclass of immigrants who have lesser rights than others.
The vast majority of undocumented immigrants want basic human rights more than the right to vote. They want the freedom to work, pay taxes and go home to visit their relatives and friends. Note that from the last immigration-reform measure, in 1986 — which provided amnesty to the undocumented — only 40 percent who qualified became U.S citizens. In other words, the majority chose not to take the path to citizenship that the Democrats are obsessing over.
Let's provide permanent-resident visas to the undocumented and leave the issue of citizenship aside. One or two presidents from now, the country will have evolved further. I have little doubt that, by then, Americans will support providing equality — and citizenship — for all.
"We have kicked this particular can down the road long enough — everybody knows it," Obama said Monday in San Francisco. It's time for us to act.
Vivek Wadhwa is vice president of Innovation and Research at Singularity University and the Arthur & Toni Rembe Rock Center for Corporate Governance at Stanford University.


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Saving Money v. Convenience – Being a One-Car Familycaitlinhtp
In most areas of the country, a car is a necessary expense. But two cars? Perhaps not.
When my husband and I were preparing to expand our family, we looked over our finances to determine whether we should become a one-car family. The question became: is the money saved worth the convenience lost? Let's face it especially when you have children, having a car for each adult is way, way more convenient
Read on to discover why we became a one-car family and how I feel about it now that we have children.
However, we decided that for our family, the money saved by selling a car was well worth it.
Did you know that the average family in the United States owns 2.28 cars? And owning that extra 1.28 car is pricier than you think. According to Edmunds.com, a Honda Civic costs an additional $31,000 over five years when you include depreciation, interest on your loan, taxes and fees, insurance premiums, fuel costs, maintenance, and repairs.
There were several financial realities that motivated us to sell a car. We owned one car outright and had a loan on the other. Our car payment was about $200 a month. Additionally, we paid insurance on two vehicles of about $175 a month. By selling the car we owned outright, we had enough cash to pay off the loan on our other car (which we opted to keep because it was bigger and newer). The sale of our second car eliminated a car payment and reduced our car insurance by $50 a month (until I got into another car accident, but that's a story for another post).
Whether owning one car will work for your family depends largely on what you and your spouse do for a living. Although it can be difficult to have one car if both adults work full-time jobs, it is possible. One person can drop off the other, or you can take turns taking public transportation or riding a bike to work. I work from home; my husband works about ten miles from our house. Being a one-car family means that I am stranded at home unless I drive my husband to work. In a pinch, I use a taxi cab to get around (a $20 fare is still way cheaper than a $200 car payment!). Our one-car status is a bit more annoying now that I'm a mom, as I have to plan my trips to the grocery store around my husband's work schedule, but I still believe it's worth it.
An unexpected bonus to being a one-car family is that my husband and I spent a lot more time together in the car. Whether I am driving him to work or we are running errands together, our one-car status means we get extra time to talk to each other!
Would you become a one-car family? Why or why not?
A big thanks to Citi for sponsoring this campaign. Click here to see more of the discussion.


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Next Slideshow:
New Mexico's Most Wanted
However, green cars were found to suffer the least of being bombed by birds with 1 percent.
Did you just clean your car and have to wash it again because a bird left you a fowl present on your newly washed hood? Take a look at some cars that are higher targets for our feathered friends than others. Information courtesy: Daily Mail


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A Perk of Unemployment: Spontaneous Football
January 21, 2009
Unemployment has its perks. We now have more time to fool around together. Of course, we have to think of ways to fool around without spending money, but that's okay. Part of the fun is thinking up cheap-but-fun things to do. We've kayaked, walked 8 miles (ouch, was that ever a one-timer!) , and gone to the beach. One day in December, we played football at the local bayfront park. I took some photos to frame up for my man for Christmas....
Finding free fun things to do definitely works for me!
Do you have some ideas to share?
Subscribe to Just Pure Lovely here
Send me a tweet! @JustPureLovely


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Residents near Abita Springs clean up damage after Saturday storm 06
Sunday, February 19, 2012 4:45 PM
SCOTT THRELKELD / THE TIMES-PICAYUNE Cindy Stansbury, right, and neighbor Norma Jones clean up at Stansbury's home Sunday, February 19, 2012, in the Hillcrest subdivision near Abita Springs. High winds ripped through the subdivision during a thunderstorm Saturday, snapping dozens of trees, knocking down power lines, and damaging at least three homes.
Related articles
- Saturday's storms take toll on Abita Springs-area subdivision February 19, 2012, 5:17 PM


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You seem to have it pretty much together. Maybe ditch the protein supplementation with more dead animals, eggs and leafy greens and see how it goes?
This is very simple:I am a big guy weighing about 320, (lost about 25 lbs right away and then stopped losing.
You are eating too much ! Cut the calories you are eating and increase your cardio exercises ASAP ! For you, this is a life or death situation.
As I said, lose the 100 lbs and your blood work will take care of itself. Start by eliminating the shakes, & cream, and anything else loaded with calories.
Your fullfat cottage cheese & yogurt are loaded with calories. You are going to have to slash your calorie intake to lose that 100 lbs. Make your goal 2 lbs a week so that you are slimmed down in 1 year.
You seem to have it pretty much together. Maybe ditch the protein supplementation with more dead animals, eggs and leafy greens and see how it goes?
Lower carbs, exercise and losing weight will go a long way to correct matters here. You do need to get that weight down. Keeping carbohydrate levels low is a good idea because your numbers are indicative of insulin resistance (high fasting blood glucose, low HDLs, high triglycerides.) Statins are dangerous and only shown to have benefits (marginal, at that) in men under 65 who have already had a cardiac event. A good diet and exercise lifestyle can make a big difference. For example, my triglycerides were over 200 when I started. They are now down to 94 by eating low carb Primal.
Do you have pre-Primal number for comparison? Perhaps you've had some improvement in the numbers and don't know it. For some people who are quite insulin resistant, these changes can take a while. Getting your weight down is imperative, though. I also agree that you need to dump the various bars and such and stick with real food.
Last edited by Labhraín; 09-05-2011 at 10:28 AM.


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Gray is a kid who always gets singled out by the bullies. When he moves because of an incident at his old school he tries to tell himself that things are going to get better but they don't, so finally he gets so fed up with being second to his brother and being bullied he decides to bring his fathers semi-automatic to school... but his plan goes wrong.
Annie on my Mind, Molly's Family, My sister the Vampire,The year they burned the Books are all books also written by Nancy Garden
yes, it is a very suspenseful novel


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By Jonathan Hoffman
February 3, 2010
Benny Morris has made some robust remarks about Palestinians, because he was worried by the Intifada, as most Israelis were. But the idea that he is "Islamophobic" is absurd. He has taught Jewish and Muslim students alike. He is concerned about terrorism but he is not, repeat not, "Islamophobic".
And I have sat through countless anti-Israel meetings at British Universities, many of which have crossed the boundary into antisemitism.
To revoke Morris' invitation was a terrible decision.
Cambridge University Israel Society invited him in the full knowledge of who he is, what he stands for and what he has said. I understand pressure was brought to bear on them by the Student Union. That was also wrong.
I have some knowledge of what has been happening at Cambridge as I spoke there last year, to a meeting organised by Cambridge Gaza Solidarity. It was well chaired, I was able to say what I wanted and was received politiely. In my book these things made it a success: