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By David J. Hanrahan
Special to the Times
President Obama on Monday signed into law the new Small Business Jobs and Credit Act of 2010. The Act creates a $30 billion Small Business Lending Fund to provide capital to community banks.
No, thanks.
For Capital Bank of New Jersey, and many community banks like us, a lack of capital isn't a problem. Our bank is extremely well capitalized, with equity ratios that far exceed what our regulators require.
Liquidity isn't an issue, either. We, like most banks, are flush with cash and deposits. That's because our customers are cautiously conserving funds in our bank due to the uncertain economy and their lack of faith in the stock market or other investments.
The only "problem" we have is that we'd like to be lending more money. While I'm proud that Capital Bank's loan growth has been ahead of our budget all year long, we continue to have excess liquidity that we'd like to lend out. Making loans to small- and medium-sized companies is good, profitable business for us, and it's what we do best. We want to be lending more.
This is not only true at our institution — the same goes for my colleagues at other community banks. Two weeks ago I sat on a panel of five South Jersey bank CEOs at an event where we fielded questions from business owners. The refrain from all five of us was the same: We have money to lend, and we want to lend it.
That's why the Act signed into law Monday, for the most part, misses the mark. It promotes the fable that community banks aren't lending, and that the creation of this fund will change that. The real problem behind slow loan growth is business owners' lack of confidence and (understandable) reluctance to invest in large capital expenditures in such uncertain times. This law does nothing to address that fundamental problem, and perhaps no law can. It may only be cured with time and gradual improvement in economic outlook.
And even for those banks who may need capital, who would want the federal government for a partner? Capital Bank didn't take any TARP money, but those banks which did quickly found out all of the strings that were attached (and added, ex post facto). TARP banks have been paying that money back as fast as they can to relieve themselves of their partnership with government. Based on that experience, even capital-starved bankers will be viewing this new Fund, dubbed "son of TARP" by some, with suspicion.
I will say one favorable thing about the Act: It included provisions that enhance the Small Business Administration's loan programs by increasing the maximum loan size, temporarily increasing its guarantee percentage, and temporarily waiving certain fees. SBA loans are a tried and true way for bankers to provide credit to certain small businesses, such as those who don't have the required collateral, who can't afford a normal down-payment, or who may require a longer amortization than a bank would typically extend. The SBA 7(a) and 504 loan programs often enable banks to grant credit in those circumstances when it otherwise wouldn't. Capital Bank is an SBA Approved Lender, and we applaud the Senate, House, and President for including those SBA enhancements in the Act because they will aid our efforts to make more loans.
Overall, however, don't believe the myth that community banks aren't lending. We are. Call one of us and see for yourself.
David J. Hanrahan is president/CEO of Capital Bank of New Jersey, which has branches in Vineland and Woodbury Heights.
Capital, liquidity not an issue for community banks
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on September 28, 2010 at 8:00 AM
By David J. Hanrahan


text: On Wed, 30 Jan 2008, Paul Ferguson wrote: > -----BEGIN PGP SIGNED MESSAGE----- > Hash: SHA1 > > - -- "Dude VanWinkle" <dudevanwinkle at gmail.com> wrote: > > >I didn't think it was an attack against open source software, but > >rather a patent on "virus scanning on ftp and smtp gateways" > > Why? It's a valid patent -- it was invented & implemented by our > (now CEO) Eva Chen. > > If you don't like the patent system, rail against that. It's the choice of each company to either use the patent system for software, or not use it. The fact that an activity is legal, doesn't mean that it's a nice thing to do. Trend, apparently, have chosen to do a legal, but not-nice thing. So, some people will conclude, that Trend is a not-nice bunch of people. Even if you're offended by them thinking this.

subset: commoncrawl


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Serves 6 |
Prep Time 10 minutes |
Cook Time 10 minutes
12 ounces Eden Kamut & Quinoa Twisted Pairor any Eden Pasta
Dulse Pesto
1/4 cup Eden Extra Virgin Olive Oil
2 cups fresh basil, coarsely chopped
2 cups fresh parsley, coarsely chopped
1/2 cup pine nuts (pignolia), lightly dry pan toasted
1/4 tsp Eden Sea Saltor 2 Tablespoons Eden Shiro Miso
2 cloves garlic, minced
1/2 cup cold water
4 Tbsp Eden Whole Leaf Dulse, soaked 3 min., coarsely chopped
Cook pasta per package directions. While the pasta is cooking, prepare the pesto by placing all remaining ingredients, except the dulse, in a blender and pulse until creamy. Place the pesto in a serving bowl and gently mix in the chopped dulse. When the pasta is done, rinse, drain and place in individual serving dishes. Serve with 3 to 4 tablespoons of dulse pesto on top.
American, Condiments, Fruit, Good/High Fiber, Good/High Protein, Japanese Food, Low Sodium, Macrobiotic, Main Course, Oils, Pasta, Sea Vegetables, Snacks, Vegan, Whole Grain


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Come visit me, Finnegan - 5K...YIPPEE!! THANK YOU FRIENDS!, Daisy - R.I.P. - BOTW 9/17-9/23/07 & Miss Lucy Blue - FAREWELL TO MY BELOVED FRIENDS.
Come visit me, Indigo*Fly Free Bailey and Sunny, Corona Thinking of Hulk, Bella, Chesty**Fly Free Baileybird*, Macalune-Loves Paulie**Vote Roscoe 151531 BOTM!, Tampa *Always in our hearts***, Soldier Jerry**What a Surprise! Thank You Everyone, Holly, Captain Loves Squeaky & Cheetah **Fly Free Bailey**.
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Krispy Kreme Doughnuts (NYSE: KKD ) reported second-quarter earnings after hours on Thursday, and while the company beat revenue expectations and increased its same-store sales by 10%, it missed on earnings expectations, and the stock took a hit as a result.
However, the CEO called this an outstanding quarter, and after 19 consecutive quarters of same-store sales growth, Motley Fool analyst Charly Travers says he doesn't see the stock price backslide as justified. He suggests to investors that when a company is performing as strongly as Krispy Kreme is today, the occasional earnings miss should be nothing to be concerned about.
Host Alison Southwick then asks Charly what he thinks of the competition in this space, companies such as Dunkin' Donuts (NASDAQ: DNKN ) and Starbucks (NASDAQ: SBUX ) , places where customers may get their morning fix instead of at Krispy Kreme. Charly highlights Dunkin' as definitely the most direct comparison to Krispy Kreme, but says that Dunkin's massive size compared to relatively tiny Krispy Kreme definitely makes Krispy Kreme the one to watch here. Charly ends by highlighting Krispy Kreme's biggest challenge going forward, and tells investors whether or not he would be a buyer after today's pullback.
Like Krispy Kreme? Looking for More Powerhouse Growth Stocks?
Tired of watching your stocks creep up year after year at a glacial pace? Motley Fool co-founder David Gardner, founder of the No. 1 growth stock newsletter in the world, has developed a unique strategy for uncovering truly wealth-changing stock picks. And he wants to share it, along with a few of his favorite growth stock superstars, WITH YOU! It's a special 100% FREE report called "6 Picks for Ultimate Growth." So stop settling for index-hugging gains... and click HERE for instant access to a whole new game plan of stock picks to help power your portfolio.


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Batman in American society
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From staff reports
LEWISTOWN - Treasurer Deb Civitts reminds all Mifflin County dog owners to purchase a 2014 dog license as required by Pennsylvania law.
State law requires that all dogs three months or older be licensed each year. Failure to license a dog is a summary offense and could result in a maximum fine of $300 for each unlicensed dog.
"Licensing helps protect man's best friend," said Civitts. "If your dog gets lost, a current license is the fastest way for it to be reunited with you."
An annual license is $8.45 and a lifetime license is $51.45. If the animal is spayed or neutered, the annual fee is $6.45 and lifetime is $31.45. Older adults and people with disabilities may purchase a license for $4.45 for spayed or neutered dogs and $6.45 for others.
Licensing fees support the Pennsylvania Department of Agriculture Dog Law Enforcement Office, which ensures the welfare of breeding dogs and puppies in commercial breeding kennels, regulates dogs classified as dangerous, picks up and transports stray dogs and oversees annual licensure and rabies vaccinations for dogs.
Annual licenses may be purchased through the treasurer's office at 20 North Wayne St., Lewistown, by calling 248-8439 or visiting www.padoglicense.com, or at the following locations: Riverfront Store, Newton Hamilton; The Point Store, McClure; Fisher and Thompson, Belleville; McCoy Hardware Service and Repair, Maple Street, Milroy; and Kline's Market, McVeytown.
Dog owners who wish to purchase a lifetime license must visit the treasurer's office. For more information, visit www.licenseyourdogPA.com.


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Watching and Waiting for Clarity
by USAA
By John Toohey,
Head of Equities
The first quarter of 2014 wraps up Monday, and we're still pretty much in the same position as we were back in December — looking for solid signs that the economy is on a path toward recovery and sustainable growth in the quarters ahead.
The next round of corporate earnings reports will begin in a couple of weeks, but results are already being discounted due to the severe winter weather experienced both in places that are accustomed to cold and snow and places that aren't. Weather was also frequently cited as a business factor during the fourth-quarter 2013 earnings season. Researchers at FactSet report that nearly 40% of the companies in the Standard & Poor's 500 mentioned weather woes on their earning calls. Given that most of the bad weather has come after the new year, we should not be surprised to see that percentage rise when companies explain the current quarter.
This means in effect that we may not have a clarifying picture of the economy's overall health and direction for at least another quarter. So we watch and wait.
We're also watching and waiting to see if the situation in Ukraine worsens. Crimea is securely in Russian hands, and now President Vladimir Putin is building up a large military presence on the eastern flank of the Ukrainian mainland. Is this just an attempt to intimidate the neighborhood, or is he coveting more territory? Is the West going to limit the sanctions for the Crimean takeover to diplomatic shunning, or will it try to hit Russia in the pocketbook? And if the latter, will Russia crimp energy exports to retaliate against the European Union and disrupt or even derail a European recovery that's just getting its footing?
Watching and waiting also extends to China, which is trying to gently deflate a massive and growing credit bubble. We all know that China has been the world's main economic engine since the U.S.-led financial crisis in 2007-08, but a lot of the public and private spending there has been done on credit. Estimates peg the amount owed at twice China's $8 trillion GDP, maybe even more. We saw five years ago what can happen when a credit bubble suddenly bursts; we're still trying to rebound from such an event. Key differences: China has a huge pile of foreign reserves, and it manages the value of its currency, both of which stand to be advantageous as it works to methodically let the air out of the bubble.
And of course, we're watching and waiting for the Federal Reserve to show more of its hand on interest rates. At each of its past three meetings, the Fed has reduced its stimulative bond-buying program known as "quantitative easing." Assuming this pace of unwinding continues at upcoming meetings, QE will be gone by the end of 2014. Fed Chair Janet Yellen let it slip that short-term rates could start climbing six months after the end of QE, which would be sooner than the market has been expecting.
Let's go back to first-quarter earnings season. Controlling for the weather, we'll be watching for changes in top-line revenue trends that may indicate that the economy is indeed getting stronger. The current bull market, now early in its sixth year, has been largely driven by the Fed's easy-money policies and by corporate focus on the cost side of the business. Cutting expenses, increasing productivity and refinancing debt have paid off, but the effect of those measures is nearing exhaustion. Same goes for share repurchases — with markets at near-record levels, there aren't a lot of bargains remaining for those seeking to do a buyback.
Now we're seeing an upswing in mergers and acquisitions, which essentially means a company tries to buy revenue growth when it can't grow the top line organically. M&A is also the last tool in the kit. After this, there are no more moves to be made that can substitute for increasing corporate revenue.
We expect revenue to be marginally better than what we saw in the fourth quarter of 2013. There has been a big pickup in commercial and industrial borrowing, while credit card spending is up modestly. If borrowing continues, it could be telling us that more economic strength is in the offing. We think there is some pent-up demand that may lift the economy a bit, but the activity level will still be short of what the market is hoping for.
We've been saying for three years now that we are on the verge of hitting economic "escape velocity." It has managed to stay frustratingly close for so long without being realized, and we expect the upcoming quarterly results will show that it's still just beyond our grasp.
USAA Investments Managed Portfolio Outlook
Our view of caution toward U.S. equities remains unchanged — we are underweight U.S. large caps and small caps. We are also tactically underweight fixed income. We remain slightly overweight cash in our diversified managed portfolios.
We also are overweight to assets that are positively correlated to inflation expectations. The USAA Real Return Fund also provides potential protection against the risks of long-term inflation.
Emerging markets represent another opportunity. Though they have been hit especially hard recently, we believe that emerging markets remain attractive. They offer both an interesting long-term prospect for growth and compelling valuations. The USAA Emerging Markets Fund offers exposure to stocks in less-developed countries.
As always, we encourage investors to speak with one of our financial advisors, who can help determine which investment vehicles are best suited for you based upon your individual goals, objectives, risk tolerance and time horizon.
This material is for informational purposes and is not investment advice, an indicator of future performance, a solicitation, an offer to buy or sell, or a recommendation for any security. It should not be used as a primary basis for making investment decisions. Consider your own financial circumstances and goals carefully before investing.
Consider the investment objectives, risks, charges and expenses of the USAA mutual funds carefully before investing. Contact us at 1-800-531-8910 for a prospectus containing this and other information about the funds from USAA Investment Management Company, Distributor. Read it carefully before investing.
Investing in securities products involves risk, including possible loss of principal.
Past performance is no guarantee of future results.
Foreign investing is subject to additional risks, such as currency fluctuations, market illiquidity, and political instability. Emerging market countries are most volatile. Emerging market countries are less diverse and mature than other countries and tend to be politically less stable.
The S&P 500 Index is a well-known stock market index that includes common stocks of 500 companies from several industrial sectors representing a significant portion of the market value of all stocks publicly traded in the United States. Most of these stocks are listed on the New York Stock Exchange.
Standard & Poor's 500 Index and S&P are registered trademarks. The S&P 500 Index is an unmanaged index of 500 stocks. The S&P 500 focuses on the large cap segment of the market, covering 75% of the U.S. equities market. S&P 500 is a trademark of the McGraw-Hill Companies, Inc.
The Russell 2000® Index is an unmanaged index which consists of the 2,000 smallest companies in the Russell 3,000 Index, and is a widely recognized small cap index.
USAA or its affiliates do not provide tax advice. Taxpayers should seek advice based upon their own particular circumstances from an independent tax advisor.
High double digit returns are attributable, in part, to unusually favorable market conditions and may not be repeated or consistently achieved in the future.
Financial planning services and financial advice provided by USAA Financial Planning Services Insurance Agency, Inc. (known as USAA Financial Insurance Agency in California, License #0E36312), a registered investment adviser and insurance agency and its wholly owned subsidiary, USAA Financial Advisors, Inc., a registered broker dealer.
Investments provided by USAA Investment Management Company and USAA Financial Advisors Inc., both registered broker dealers.
The Real Return Fund may be subject to stock market risk and is non-diversified which means that it may invest a greater percentage of its assets in a single issuer. Individual stocks will fluctuate in response to the activities of individual companies, general market, and economic conditions domestically and abroad. When redeemed or sold, may be worth more or less than the original cost.
Managed Accounts is a service of USAA Investment Management Company (USAA), a registered investment adviser and broker dealer.
Diversification does not guarantee a profit or prevent a loss.


text:
Brad Pitt's Chanel No. 5 Commercial (Video)
Ads with the new spokesman for Chanel No. 5, actor Brad Pitt, debuted Monday, revealing a 30 second commercial with the sexy star.
"It's not a journey, every journey ends and we go on," Pitt says in the commercial. "Wherever I go, there you are."
The ad was shot in London in May and directed by Anna Karenina filmmaker Joe Wright, who had previously worked on Chanel's 2011 spots for Coco Mademoiselle, featuring actress Keira Knightley.
Check out Brad Pitt's Chanel No. 5 commercial: +Continue Reading


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Dr. Daniel Jensen practices at 27500 Hoover Rd in Warren, Michigan.
Dr. Daniel Jensen has been compared 105 times. Details of Dr. Jensen's practice are available on your free doctor report.
Primary Practicing Location for Dr. Jensen
Dr. Daniel Jensen
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Suite 100
Warren, MI 48093
27500 Hoover Rd
Suite 100
Warren, MI 48093
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In times of crisis, you may need confidential support from trained advocates and volunteers.
Our On-Call Response Team provides 24-hour help for survivors when an assault is reported to police or medical personnel.
We may travel to a safe location to be with you, or ask you to come to LACASA Center. We will listen. We will acknowledge your experience. We will offer you support, resources and information including next steps and safety planning.
Our sole concern is your protection and well being.
FAST FACT: Last year, our On-Call Team assisted with 310 abuse cases throughout Livingston County. That is nearly 1 On-Call case per business day.
The conviction of former Penn State assistant football coach Jerry Sandusky captured the nation's attention and cast a spotlight on an endless question: Why don't victims tell? Tell a parent? Tell a teacher? Tell a friend? Tell someone? We know the question well at LACASA. It comes up repeatedly in our line of work, which […]


text:
Despite disabilities, Heath finds success
By Bonnie Edwards
Published in News on October 24, 2008 1:46 PM
News-Argus/BONNIE EDWARDS
Michael Heath of Goldsboro loves his job at Adam's Auto Wash, especially the pressure washer. It's just fun, says Heath, who is very intent when he is at work in the preparation area just before the automated part of the car wash. And that is why Heath's boss is glad he hired him, because he is motivated, focused and dependable.
Please log in to see full story.
Other Local News
- Care in the sky: Members of the aeromedical evacuation crew fight to get injured troops back to their families


text:
Fraud, overrated, pretender—those are just a few of the words that college football fans like to use to harshly describe a team that failed to live up to its offseason expectations.
Every season, there are always a few teams that don't live up to their initial hype, and the 2012 season has been no different.
So, which preseason Top 25 teams turned out to be the biggest busts?
Here's a look at the top 10 pretenders of the 2012 season.


text:
About This File
With this modification you're able to view topics that've not been replied to on your forum. This is useful for large forums where you want your members to quickly discover such topics and encourage them to be the first to discuss or help out.
Main Author: Preben at Mediehuset Tek (Modern version)
Features [*]Sidebar hook that can be configured from the ACP [*]How many items to show in sidebar [*]Define amount of minutes or hours it should take to show up in sidebar (So it's not only new topics) [*]Set a global default for forums to ignore [*]Choose member groups that are able to decide forums to ignore themselves [*]A new page styled like a forum with additional filters that are not present in the sidebar hook
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Background: This is a popular feature we've had in a less advanced form on the large IPB-forums we're technically responsible for since 2004. We hope that by sharing some of what we develop it will help us gain new ideas and more insight into developing for the Invision Power Systems. If any other developers have any hints or tips on changes that should be done to the code etc., then please let us know!
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What's New in Version 1.0.4 See changelog


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[UPDATE: As of late yesterday afternoon, the Governor of Hawaii is saying in an interview that he's FOUND IT! Eureka! Hallelujah! We can all rest easy now, I guess, secure in the knowledge that Barack Hussein Obama is actually, legally and constitutionally, eligible to be the POTUS. ;)
The Governor is going to "do what we can..." whatever that means.
"It actually exists in the archives, written down," he said. ... ""We'll do what we can as quickly as we can to make it inevitable that only those who wish the President ill, only the ones with a political agenda, will be the ones doing this kind of thing,"
What does "this kind of thing...." mean? If he means playing hide-and-seek with the public, I would say that the blame for "this kind of thing" rests squarely on the people in charge of Vital Records in Hawaii. I, of course, can take no credit for the Governor's new-found ability to search the vital records of his own state to produce and verify the birth records of the child of a personal acquaintance/friend who is now a pretty important person.]
At the beginning of this whole question, I tried hard not to be a 'birther'. I don't know whether I am a 'birther' now, but the longer time goes on, and the weirder the prevarications become, the more questions I have about our President's long-form statement of live birth here in the United States.
The more time that passes, the stranger and more politically intrigued the question becomes. It should be a simple question that anyone could have resolved in an instant, with reference to a bonafide document, but the more time passes, the more convoluted the story becomes. And that makes think a couple of things:
1) There is a real long-form statement of Live Birth for Barack Hussein Obama somewhere in Hawaii and nobody has found it yet, despite the Governor of Hawaii's attempts to search for it.
In #1, what I would do as the President is wait as long as possible to show it, to maximize the impact on the Birther movement. Keep it building, keep denying it's a problem so that the voices grow more and more fervent and then !WHAM! hit them with the evidence, knocking all the wind out of their sails.
2) The long-form birth certificate from Hawaii doesn't exist, but eventually some fascimile of it will be trotted out before the 2012 elections to accomplish much of the same thing as in #1, but with another fraud tacked on top of it.
3) There *is no* long-form birth certificate from Hawaii and no fraudulent document can be produced that will convince anyone. In which case the President is in really big trouble, Constitutionally speaking.
I just don't know. I keep wondering about why the President and anyone else might want to play around with something so simple, so basic, and so seemingly simple to solve and/or refute, but all I see are media manipulations, and those manipulations have actually started me wondering whether there's something to this idea that Barack Hussein Obama's live birth certificate in Hawaii really just doesn't exist.
If the Governor of Hawaii was telling the truth, he could have produced it two weeks ago, but apparently he's still searching for it. Why? I can't think of any reason except that he really can't find it, or he is waiting for the moment of maximum impact to reveal it.
The thing that gets me about it is that I know there are people in this country who could very credibly validate the birth certificate in a responsible and scientific forensic fashion if one were shown to them. We have experts on every kind of printed document that has ever been produced by humankind here in this country. If a certificate was produced, and if it was real, it shouldn't be a problem to verify its authenticity through a number of forensic means. I would imagine such a task would be duck soup to a real art historian, for example, someone who works with old texts and works of art. Someone at the Smithsonian surely has the expertise to validate that document, if it exists. Lay the question to rest and let's stop the enormous waste of people time and energy on the speculation. That to me would seem to be something the President would be interested in doing here at this point in America - to positively stop people from wasting any more valuable time on absoultely frivolous things.
I can't make a poll here at Redstate, so I'll just put the options here and let people put their votes in the comments:
1) At the precise moment Barack Hussein Obama decides it will do the most damage to people asking the question, and not before.
2) Whenever anyone finds it in Hawaii.
3) Sometime after Obama is no longer the President after losing the election because of it.
4) Never, because it doesn't matter to anyone, even if the whole thing is a put-up job.


text: Marbella has long been a favourite of British tourists, with established resorts and a general sophistication that some other Spanish resorts might lack. It''s an interesting mix of Moorish, Renaissance and modern architecture and the city itself reflects this diversity with a hint of something for everyone. Golf resorts are plentiful for those who know this area as a golfing hotspot - car hire in Marbella is essential if you want to play the range of courses. Hiring a car in Marbella can be a good idea, especially if you want to travel to places like Puerto Buena - the A7 and the NP34 run right along the coast.


text:
Avatars...LJ Icons/Avatars, 100x100 (for the most part)
Please don't direct link!
» Ghost in the Shell
» Witchblade
» Random Anime
» 64 x 64
» Sets
» Other
» Lyrics
» The web-series Xombie
The following icon is sort of special to me. It's based on one of my stories, which means it probably doesn't make sense, but I don't really care. I like how it came out.


text:
THERE WILL BE NO rebound relations for Selena Gomez and Justin Bieber. Sources close to the Disney starlet say that another woman was definitely involved in the split.
To prove her point, Gomez has blocked Bieber from "her phone numbers and other communication devices," according to TMZ, although the site also notes Gomez is still following Bieber on Twitter. TMZ doesn't get it, but every girl likes to check up on her man, even if she's kicked him to the curb.


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Saturday, 31 December 2011
Part 3
by Takuan Seiyo (January 2012)
We concluded the last installment with a video of the opening of Johann Sebastian Bach's Christmas Oratorio. It was Yuletide alright but there was a broader reason. more>>>
Posted on 12/31/2011 12:27 PM by NER
14 Jan 2012
Bruce Hanify
Voluminous, yet mostly melodious, series of essays! Thank you.
I've commented on them here:
16 Jan 2012
Takuan Seiyo
Bruce, thank you for your kind comment.
I agree with some of your formulations, disagree with others, and beg for more elsewhere. First, the whole One Enemy business, as you observed, is bogus. We have the Evil Party and the Stupid Party; which is the enemy? Then, we have the One Conservatism business – but just what is the one? Theocon or Scepticon, Neocon or Palestiniancon (aka Paleocon), Libertarian or Authoritarian? As I was trying to show, some of the values and institutions conservatives are trying to "conserve" eroded inevitably because they were tainted to begin with.
An Irish-American friend of mine, a descendant of generations of Irish cops, wrote this in an email to me: "The Haley Barbour pardons are mind boggling. I thought he was a true conservative." To which, this was my response:
"As to the Republicrats, forget it. For one, a chap weighing over 250 lbs on a medium size frame cannot be a true conservative. Conservatism implies connectedness with our Greek and Roman and Celtic etc. roots, not just softy "Judeo-Christian" values. Those roots are rather tough, muscular and masculine, implying self-discipline, even some self-mortification for the sake of toughening for combat martial or civil. They imply harsh justice, love for your and your folks' friends, and wrath and vengeance visited on your and your folks' enemies, including egregious criminals whether violent or white collar. A massive lardon like Barbour, Christie or Rove [Bruce, you might want to add Limbaugh here] is a walking proof of having failed to internalize such values."
You are right about Libertarianism: again, the One Platonic Panacea, not to be found in the real world. Like with Conservatism– magnificent if you know what to conserve—Libertarianism is great if you know what unbounded liberty is for, and where it will trip you.
Contrary to your statement, I am all for white mystic dreamers meeting up with the Red Man, though not the Black one whose mystic dreaming has had and still has in countries like the Congo far more sinister overtones. I have likewise spent a major portion of my writing "career" explaining and advocating for Eastern esoteric concepts and practices, that I see as supplementary and not substitute to Christianity. It's not in vain that I put the Japanese tomoe and the Irish tiskele side by side in the last essay, for they are one and the same, on a very profound level. There'll be more about that in Part 4.
You have derailed your critique or even basic understanding when you touched upon the Great Taboo, or commented on my touching thereof. I might get on a high horse here and ask you "Who are you to lecture me about my treatment of race? It was my family, not yours, that was wiped out on account of its races: the Jews by the Germans, and the Catholic Slavs by the Soviets and the Germans too. It is me, not you, who married a woman of another race, and it's me who has lived in the poor and heavily black sections of several American cities where I could observe what I comment upon, and it's me who has worked in the homelands of other races, from Ecuador to Nigeria to China. Have you comparable experience to draw upon?"
But I won't get into that. To begin with, I don't focus on race; it's race that focuses on me, as a white male and as an American resisting the destruction of America because of race [hint: "race" is now for the commies what "class" used to be]. It focuses on you too, for the same reasons, but you are too young to have escaped the blindfold that the K-12 and college education system started fitting onto all its charges as of the mid-60s. I believe that you are a law school graduate too, and there the egregious brainwashing has known no bounds.
If you can't see that the U.S. DoJ sees you in terms of race, you haven't been paying attention to the doings and utterances of, among many others, Eric Holder and Thomas Perez. If you can't see what the term "Obama money" means in a specifically racial context, or the vastly different rates of criminality and terminal dysfunction in the black and white communities, or what you are afraid to see it.http://www.youtube.com/watch?v=yqVNL--L9sMACORN is all about you have willed yourself not to see them. If you can't see the qualitative difference between the 99.5% White–North Asian audience for Beethoven's Eroica, and the 95% Black audience for Dika Down Booboo!
I'll grant you two attenuating circumstances. First, you are right that the Irish received a treatment compared to that of Negroes. What I know from another Irish friend, whose family roots go 300 years back to the Caribbean, is that Irish laborers were worked there to death, on a par with the same evil treatment of Negro slaves. But all that has nothing to do with race-related facts now. We are dealing with 21st century problems now, and the Irish are not a problem to this society, nor is this society a problem for the Irish. On the other hand, the black and brown minorities are a growing problem, despite society's bending over backwards –actually destroying itself [more on that in Part 4] – to expiate for past injustices.
The other explanation I find for your blind spot is what social psychologists call confirmation bias. Most likely, you know some outstanding individuals who are "people of color," or feel outrage that I speak of Dika Down Booboo when there is a Thomas Sowell, or choose to dwell on racial group IQ disparities when there are black brain surgeons and astronauts. But that's the same as Dubya Bush or McCain working tirelessly for Amnesty, because the Hispanic maids and gardeners who serve their families are good people.
Statistical facts have a validity of their own, of major social importance. The statistical fact that the Chinese are shorter than Anglo-Americans is not belied by the fact that two of the three tallest men in the world are Chinese. If you are interested in gauging my views of race as related to individual merit, you will find them in href=http://www.intellectualconservative.com/2007/05/18/like-a-fox-in-equality-part-1/>Like a Fox in Equality . You will find in that essay that I am puzzled by some issues of the law too, and in that you have a vast store to call upon in order to instruct me.
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Turkey Cooking Times, Temps And Tips For A Happy Thanksgiving!
It's my biggest fear for Thanksgiving: Having people over for a dinner that I hand a hand in cooking and then getting calls later on from my guests who are now in the fetal position with food poisoning. Luckily that has never happened to me, but I make sure I'm careful with food.
From the United States Department Of Agriculture, here are some very handy tips for cooking both fresh and frozen turkeys. Have a fantastic Thanksgiving!


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Thursday, May 15, 2014
Joining NEEDTOBREATHE on the golf course this month will be musicians Drew and Ellie Holcomb, Steven Curtis Chapman and Ed Roland of Collective Soul. Professional golfers Kevin Streelman along with hometown golfer Russell Henley will take to the links to help raise money for Charleston area nonprofit Palmetto Medical Initiative.
The NEEDTOBREATHE Classic presented by Commonwealth Cares Foundation begins at 11 a.m. on Tuesday, May 20 on both the Ralston Creek and Beresford Creek courses on Daniel Island. Additional celebrity players are Matt Diaz of the Miami Marlins: Todd Ellis, voice of the Gamecocks; actor Justin Wheelon; and musicians Ben Rector and John Mark McMillan.
Last years tournament raised more than $80,000 for PMI, which is building sustainable medical clinics around the world, including Uganda and Nicaragua. PMI recently announced plans to expand its efforts into Burundi. The proceeds from the 2013 NEEDTOBREATHE Classic were used to construct a medical clinic in El Viejo, Nicaragua, which was dedicated in January 2014. This years tournament proceeds will benefit another East African clinic in Uganda, with work slated to begin in January 2015.
Cost for the NEEDTOBREATHE Classic is $300 for individual player registration and $1,200 for a team of four. A few spaces remain; register online at www.commonwealthcares.org.
NEEDTOBREATHE and other musicians will perform at an after-party concert and auction for sponsors and players (separate VIP ticket available for purchase with golf registration). The live auction includes fan experience packages from Zac Brown Band, Ben Rector and Dave Matthews Band plus items signed by Maroon 5, Green Day and Katy Perry.
© 2016 Moultrie News an Evening Post Industries company. All Rights Reserved.
Registration on or use of this site constitutes acceptance of our Terms of Service, Privacy Policy and Parental Consent Form.


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How Allianz VisionSM New York Variable Annuity works
With an Allianz Vision New York Variable Annuity, you select the contract option, optional benefits, and investment options that fit your retirement strategy.
Contract options
Base Contract Option: This option has a seven-year withdrawal charge schedule on each purchase payment, for an annual mortality and expense (M&E) risk charge of 1.40%.
Bonus Contract Option: This option offers a bonus on each purchase payment (prior to age 81) and has a nine-year withdrawal charge schedule on each purchase payment, for an annual M&E charge of 1.90%. As with all bonus variable annuities, please understand that they may carry higher fees and charges than variable annuities without the bonus option.
Each bonus is subject to a three year vesting schedule and is fully vested after 3 years.
The M&E charge for each contract option is assessed against the net asset value of each investment option.
Issue age and minimum
You must be between the ages of 0-80 in order to purchase Allianz Vision New York Variable Annuity.
The minimum initial purchase payment is $10,000 for qualified and nonqualified contracts.
Allocation options
You'll need to work with your financial professional to design an investment portfolio that aligns with your long-term retirement goals.
When the optional Income Protector or Investment Protector rider, is added to your contract, allocation of your contract value to aggressive investment options will be limited. This may limit some of the upside potential and downside risk to your contract.
See our Investment Options Guide for complete details
Income or accumulation benefits
Income Protector rider: A lifetime income benefit that guarantees income for as long as you live in the form of withdrawals, with access to your contract value for a period of time. For more details, including the current annual rider charge, please refer to the Income Protector rider brochure.
Investment Protector rider: An accumulation benefit that provides a level of protection for the principal you invest, with the potential to lock in a percentage of the highest annual contract value for a specific date 10 or more years in the future. For more details, including the current annual rider charge, please refer to the Investment Protector rider brochure.
Access your money
The Allianz Vision New York Variable Annuity Base Contract has a seven-year withdrawal charge schedule for each purchase payment (8.5%, 8.5%, 7.5%, 6.5%, 5.0%, 4.0%, 3.0%, 0%.). The Bonus Contract has a nine-year withdrawal charge schedule for each purchase payment (8.5%, 8.5%, 8.5%, 8.0%, 7.0%, 6.0%, 5.0%, 4.0%, 3.0%, 0%).
Your contract also includes:
- Fee free withdrawals of up to 12% of your purchase payments each contract year without a withdrawal charge.1 Not available on a full withdrawal. Upon a full withdrawal, any previous penalty-free withdrawals may still be subject to a withdrawal charge.
- Withdrawal charge waiver, if you need nursing home care any time after the first contract anniversary. The nursing home waiver may not be available in all states. The waiver is effective when the owner becomes confined to a nursing home for a period of at least 90 consecutive days and a physician certifies that continued confinement is necessary.
Payout options
You have several options for your annuity payout:
- life
- life with period certain
- joint and last survivor
- joint and last survivor with period certain
- refund life
Death benefit
Traditional Death Benefit: Prior to receiving your entire contract value or annuitizing your contract, your beneficiaries will receive the greater of your contract value, or purchase payments adjusted for withdrawals upon the first death of an owner named at issue. You can instead select the optional Maximum Anniversary Death Benefit for an additional M&E charge.
Maximum Anniversary Death Benefit: Upon the first death of an owner named at issue, it provides beneficiaries the greatest of the highest contract anniversary value that occurs before the older owner's 91st birthday (adjusted for withdrawals), current contract value, or purchase payments (adjusted for withdrawals). Available for an additional M&E charge of 0.30%. Please note: In order to select this benefit, the Income Protector or Investment Protector rider must also be selected at issue. If an optional rider is removed and not simultaneously replaced, the Maximum Anniversary Death Benefit no longer locks in the highest contract anniversary value and the M&E charge is no longer assessed for this benefit.
Changing ownership on the contract can reduce or eliminate these death benefits.
1Any withdrawals will reduce your optional benefits by the percentage of the contract value withdrawn. Any unused portion of the free withdrawal does not carry from one year to the next. Any gains withdrawn are considered ordinary income for tax purposes and, if taken prior to age 59½, may be subject to a 10% federal additional tax.
Next steps:
Talk to your registered representative to see if Allianz Vision New York Variable Annuity is appropriate for you. Here are some questions they can help answer:
- Are the annuity income or purchase payments protected?
- How can this product fit into my overall portfolio?
- Are there guarantees available with this product?
- What else should I consider that might impact my retirement?


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KC Chapter celebrates NPWW
The Kansas City Metropolitan Chapter celebrated National Public Works Week with an awards luncheon on Wednesday, May 24, at the Hyatt Regency/Crown Center Hotel. The 408 registrants at the luncheon very likely constituted a record attendance, according to Mike Ross, President of the Kansas City Metro Chapter. Numerous awards were handed out, including the Young Leader, Private Sector Service, Management Innovation, and Student Essay Awards. Robert Lowry, Public Works Director, City of Overland Park, Kansas, was on hand to accept his award as one of APWAs Top Ten Public Works Leaders of the Year. (The City of Overland Park also held a reception to honor Lowry the following day.)
The Keynote Address was delivered by Bill Musgrave, marketing and public relations consultant to Science City, an interactive science museum located in Union Station. The Union Station Restoration project received APWAs Public Works Project of the Year Award (for historical restoration/preservation more than $10 million), and is featured in this issue of the Reporter. Following the luncheon, many of the attendees were able to take a tour of Science City.


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Simplest Versus Right
An experience I had as a participant in
led me to a surprising understanding of how radical
really is. At first I had trouble accepting the extremeness I discovered, but I think I've come to terms with it. In any case I think the story is worth telling and discussing as part of an exploration of DTSTTCPW.
In one pair-programming session my partner and I set out to add "track year-to-date savings plan contributions" to a payroll system our group of six was developing. Several of us had a quick design discussion in which we decided for various reasons that this value did not belong being stored in instances of Employee, a decision I would have argued strongly for in other contexts and was happy to accept here. Instead, we decided that the responsibility belonged to Payroll. My partner and I set off to implement a hash table that stored the YTD value for each employee. For a variety of reasons (all of which could be explained away, but which in an XP context count just as much as "real" difficulties) we got bogged down and ended up working for an hour before getting a green bar and going way over our task estimate. (In the context of the exercise, an hour was about 5-10 times too long to go without a green bar.) OK, well, stuff happens.
The next day, I coincidentally ended up with a different "add year to date total" story to implement. This time, with the pace of development having picked up and a deadline looming, it seemed obvious to just stick an instance variable in Employee. I even asked my team "tell me again why we decided not to put yesterday's YTD number in Employee?". It was a strange experience to find the arguments -- which I normally would have agreed with strongly -- very unconvincing. We put the new YTD number in Employee and had our story done in less than 10 minutes. Wham. Made the previous day's fiasco look ridiculous.
Later I posed the question to several of the course's coaches "how do you resolve the conflict between DTSTTCPW and what you know to be good design?" (In this case the tension I was experiencing was between the simplest thing being just sticking extra instance variables in Employee and the design experience warning me of the trouble that approach will eventually cause.) After much discussion and reflection, and realizing how closely this interacts with
, I came to a new, deeper understanding of DTSTTCPW and XP in general: OK, fine, I expect this simple approach to lead to trouble, so when difficulties show up I won't be surprised, I won't be confused, and I won't be upset. I will have anticipated those difficulties and I'll be prepared to deal with them when they actually arise, but don't need to do anything yet. Moreover, although in principle the difficulties are waiting for me, I may never actually encounter them on this particular project. Meanwhile, I give my user new functionality very quickly. And how big a deal is it to rip out an instance variable and move a responsibility to a different class?
I've been doing incremental programming for over 25 years. Most of my development work is prototyping and tools. I thrive on chaos. I hate Methodology. (Actually, I have never even seen anyone follow a methodology or a process in the places I've worked and consulted.) I abhor up-front Design. I am naturally so undisciplined that my main fear about XP is the rigid disciplines it imposes. (You're supposed to laugh there.) Yet, in this experience I encountered a way in which XP is so extreme it even makes
nervous. DTSTTCPW really is telling me not to automatically follow even the smallest bit of experience-based design wisdom about responsibility separation, but instead to just blast ahead with the simplest possible thing. That is truly extreme! But I think I believe it will work in the context of the other XP practices.
[reflecting further, I add:]
What I learned here is that there is an important difference between knowing the dangers of a particular design
and avoiding them at a particular
. I suppose that with all the things that traditionally make changing software difficult -- inadequate tools, inability to change other people's code, concern over breaking other things, insufficient encapsulation of responsibilities, etc. -- one learns from the pain of experiences that it's better to do it "right" the first time than have to redo it later.
With appropriate tools, policies, and practices, the economics of this rule change, and in fact it may
be better to do it right the first time when right is more complex. (In my experience people hearing about XP at first don't hear and then don't take seriously the crucial, but subtle, statistical argument that whatever you are doing now may well turn out to be irrelevant, so spend as little time as possible on it -- you may have misunderstood a customer need, the customer may change their mind, the project may get cancelled (for lack of early results, perhaps!), the external environment may change the relevance of the feature, something else might get bought or built that fills the need, etc.)
There are two parts to the "do it right the first time" rule. One is the implicit extolling of understanding what the right way to do it is; the other is simply a scheduling claim. What I learned, in the end, is that these are separable. I can do it simply
, while noting (or trusting myself to later recognize) the disadvantages to the design choice and switching to the more complicated design
when it becomes necessary
The economics of XP make this feasible.
You abhor up-front design. But wouldn't you agree that your decision to put the responsibility in Payroll (as a result of your design experience) is an example of up-front design? If not, how do you define up-front design? Excellent piece, BTW. --
Well, even the decision to add it to Employee is up-front design. I
what was meant is Big up-front design. --Robert
By up-front design I meant design meetings, design documents, days of design discussions, etc. For me design has always gone along with coding: design a (very) little, code a little, think about design a little, change the code a little, etc. I can't stand anything that is
design. And I'm not saying that it isn't right, good, or effective to do up-front design (outside of XP), just that I don't find it useful and my personality doesn't tolerate it. --
I'm in the same boat. The only time I ever produce design documentation anymore is after-the-fact, on demand, if someone wants to know how the system works at a high level because they might be maintaining it or something. And the essence of what's needed is typically some deployment diagrams, interaction diagrams, and component and package diagrams. When it comes to up-front stuff, here's an anecdote from one of my recent projects.
and I pair-designed a
while carpooling to a team meeting. We used an
to draw a CartoonDiagram
of the metaphor, and to draw a class diagram of the
. The next day, we fired up our editors... Several months later, after we had delivered the system, I was asked to document the design, and I reverse-engineered a nice 50-page document with all the right UML diagrams and component descriptions. I don't think it's possible to get the same results by forward-engineering. But I wonder if people sometimes mistake requirements development as
. Because the
depends on estimation, and estimation on a pile of stories, some amount of a-priori story identification and elaboration, i.e., requirements development, is necessary (similar theme on
). --
If it is too extreme, it could not be right! You will always have to decide if and how many design the problem at hand needs. This will be affected by your knowledge ((possible) future requirements, implications of a design decision, what is 'good' design). Prominent forces in this decision are
. I'm not convinced that design is a four letter word. It's just that simplicity is more important than we've believed. --
Try reading the story again. Look more for the transformation of a person than the transformation of a design.
The simplest isn't always right. Please read
as a proof of this.
Just by the way, the article got one of the tests wrong.
Test 1
is misstated in the print. Oh, well.
Proof might be an overstatement. I learned from the article that humans favor the simplest logic and may not enumerate all cases when evaluating interacting clauses with negation. We would be wise to avoid such logic in our programs even if it takes a little extra effort to find the necessary simplification.
This is an excellent point. If anything, the article proves that moving
beyond simple
statements may introduce recondite errors in logic evaluation. So, maybe simple is better than
. --
Of course. And XP is not appropriate for all software efforts. What I discovered was that "right" is largely an
decision, and that the XP practices change the economic context of software development in some surprising ways -- enough to challenge,
for the purposes of doing XP
, some decisions I've made over the years about doing things right the first time. --
I arrange my code to get the potential problems out of the way first. If arguments need to be checked or some other method, thread, process, or what-have-you needs to take place before my method can continue I do that early in the stream. I even set up my C/C++ evaluation statements to take advantage of logical short-circuiting -- any false condition causes the evaluation to exit false. The reason for all of this is that I check to make sure that the results of my efforts are going to be valid before going through the effort itself.
My designs are the same way. I like to design in error detection and correction early on. This kind of thinking makes the operational part of the design easier to deal with; the problems have all been eliminated before the stream got to this point, so I can forget about checking and just deal with the actual job. This may not be the simplest thing, but it certainly feels to me like the right thing.
I refactored the code of another team member on a fairly substantial project and made a lot of these kinds of changes to his stuff. The results were shorter and made more sense to me because all of the methods checked for all possible errors way up front in the procedure. Does this not make the rest of the code simpler? --
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November 11, 2009
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Certified Check or Cashier's Check -- Which Is Better for You?
A frequently asked question in the credit world is: "What is the difference between a certified and a cashier's check?" The differences are subtle. The major differences relate to who signs the check and who is obligated to pay.
Certified Checks
A certified check is the written acceptance for a specific check (essentially an acknowledgment), by the Bank, that the Bank's Customer's signature on that check (1) is genuine and (2) there are sufficient funds in the Customer's account to honor the check when it is properly presented for payment. The check is signed by both the Customer and the Bank.
Under the UCC, both the Bank and its Customer may be liable for the payment. (UCC Sec. 3409 (d)). You would probably be required to seek remedies in a lawsuit against both the Bank and the Customer if there is a problem with the certified check.
A Bank may impose conditions upon its certification (e.g., "Void after 60 days"). If the check has been certified by mistake or obtained by fraud, the Bank may correct its error by canceling the certification and notifying you (the "payee"), if you have not already acted "in reliance" on the certified check.
Such reliance, for example, would arise if you had shipped goods because you relied on the check. One problem with a "certified" check is potential forgery. The Bank is not obligated to pay on a forged certification.
Cashier's Checks
A cashier's check is a draft drawn by a Bank on itself, which the Bank agrees to honor when properly presented for payment. The Bank, not its customer, signs the check. (UCC Sec. 3104(3) (g)). This means that the Bank is liable to pay the check. Theoretically, the Bank has set aside funds from the Customer's account to reimburse itself when the check is presented for payment by the payee. In contrast to the certified check, you could seek remedies immediately and directly against the Bank if there is a problem with the payment of the cashier's check.
If either type of check is lost, destroyed or stolen, the Bank may require a bond or another security before reissuing the check. The Bank also may refuse to honor either type of check if there are material alterations (raising or lowering the amount, changing names or dates). Otherwise the Bank must pay the check when it is presented for payment in its unaltered original form. (UCC Sec. 3412)
Under certain circumstances, for example, the lack of a proper endorsement by the payee, the Bank may refuse to honor either type of check. Although it is not obligated to do so, the Bank may decide to honor a Customer's request for a stop payment on either type of check. However, the Bank does so at its own risk and, particularly for a cashiers check, it may be liable for damages for wrongful dishonor. (UCC Sec. 3411 (b)).
Most Secure: Cashier's Check
The normal follow-up to the frequently asked question about the difference is, "Which is better?" Cashier's checks are replacing certified checks as a favored payment method.
As a practical matter, there are fewer opportunities for forgery and disputes using a cashier's check. Since there may be problems with either kind of check, if you have any misgivings at all about accepting payment via either, you should call the Bank which issued the check to ensure there are no problems or questions that stop the bank from honoring the check.
Alternatively, if your customer has the funds for a cashier's check, the funds should be equally available for a wire transfer. Rather than waiting for either type of check (for which the customer probably will be required to pay a bank fee), you may want to remove the uncertainly by asking for a wire transfer. If the cost of the wire is an issue with your customer, you can always offer to pay, or give credit against future invoices, for the relatively small fee charged for a bank wire transfer.
Richard Macias and Jane Fennelly are with the Los Angeles creditors' rights law firm of Creim, Macias & Koenig LLP. They may be reached by telephone at 213-614-1944 and by email at email@example.com or jfennelly@cmkllp. com.


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Built upon the foundation of the legendary Autococker design, Empire Paintball has created the Sniper, a new tournament level pump marker with a classic name. Bud Orr created the original Sniper in 1986, listening to Rock me Amadeus on the radio and creating the legacy that became WGP. This new Sniper incorporates the same DNA while adding the touches you expect from Empire. Cool styling, rugged reliability, and optimal performance. With the Sniper, stay true to the past, but perform like the present.
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text:
A bestseller internationally, Haruki Murakami is frequently mentioned as a contender for the Nobel Prize for Literature on the basis of several spectacular novels, including Kafka on the Shore, A Wild Sheep Chase, and my personal favorite The Wind-Up Bird Chronicle. As has been widely noted, Murakami's fiction often has a luminous and somewhat surreal or fantastical quality as a natural part of the novelist's worldview. His fiction also almost always features cats, sometimes in mysterious roles.
At 925 pages, Murakami's latest novel 1Q84 features all of these trademarks, including the cats, but on a much more massive scale. There has been some resistance to that scale from some reviewers, perhaps because the length tends to further emphasize and highlight the open-ended nature of Murakami's approach to fiction. However, careful and immersive readers will love this mind-bending story. What is 1Q84 "about"? I'm afraid it's one of those novels where any pat description fails to convey the true essence and its capacity for brilliant digressions feeding back into the main story. But perhaps the publisher's description—which calls it a love story, a fantasy, a dystopia, and a novel of self-discovery—is as good a starting point as any:
The year is 1984 and the city is Tokyo. A young woman named Aomame follows a taxi driver's enigmatic suggestion and begins to notice puzzling discrepancies in the world around her. She has entered, she realizes, a parallel existence, which she calls 1Q84 —"Q is for 'question mark.' A world that bears a question." Meanwhile, an aspiring writer named Tengo takes on a suspect ghostwriting project. He becomes so wrapped up with the work and its unusual author that, soon, his previously placid life begins to come unraveled.
Comments (6)
It feels amazing to live with such a person on the same planet and at the same time; it is amazing to be his friend on Facebook and to be able to "like" his books. It is real and surreal at the same time. Reading "1Q84" overwhelmed me with its "impossible to outline in advance" grandeur. Finishing the novel, I was left with a question – what do I read next?
Posted by: marina | Wednesday December 14, 2011 at 8:49 PM
Great interview. I'm an avid fan and I got particular pleasure from reading that Murakami writes without an outline. Whenever I read a Murakami book I get exactly this feeling; that I'm there with the narrator, and neither of us knows what's going to happen next.
Posted by: Stephen Martin | Wednesday December 14, 2011 at 3:57 PM
I really enjoyed this interview; the idea that Murakami writes without planning too much ahead, that he is just as excited to found out what happens next, is a lovely thing. And, though it probably shouldn't continue to surprise me when it happens, it always seems to surprise me when I read that an immensely talented (and successful) writer (and translator!) such as Murakami still feels a bit awkward when he introduces himself as a "novelist" even though he is one of the very, very highest order. It's a fairly common story, I think, and I wonder why that is. Anyway. Thanks for this interview, Omni (and Jeff)!
Posted by: Sam M-B | Wednesday December 14, 2011 at 8:40 AM
A wonderful holiday present for me today, finding this interview with our world's greatest living novelist. Thank you, Jeff VanderMeer, Amazon and most of all, Senor Murakami, for this insightful and luminous interview. I loved reading every word. You've given us so much for the holdiays, 1Q84, and now this, insights into your world and yourself and the generosity and joy that motivates you to give so much to your readers. Senor Murakami, you are so young and vital, surely there will be time for you to win that Nobel Prize yet. We who love you and your literary gifts to us, we cheer for you year after year and, I believe it won't be long before you do win it. The whole round world knows you deserve the Nobel Prizw. I ask myself, if this is what he has given us now, what will we get five or ten or fifteen years from now? I am astonished and I know, even writers like Gabriel Garcia Marquez, he must surely be astonished by you too. Thank you for this and happy, wonderful holidays to you all! I loved reading this interview more than I can possibly say.
Posted by: Joyce Dade | Wednesday December 14, 2011 at 8:35 AM
I think life once lived sounds uninteresting, but when written down, can make wonderful even unrealistic stories. That's what I love about Haruki Murakami's books: there's a hidden sense and wonderful story in everything, we just have to notice it.
I'm waiting for more, even more compelling novels.
Posted by: Smoke | Wednesday December 14, 2011 at 7:43 AM
I have been a Murakami fanatical fan since reading his first novel translated into English, A Wild Sheep Chase. I just finished 1Q84 and found myself underlining many parts. His use of metaphor and simile is like no other.
Posted by: Leslie Roper | Wednesday December 14, 2011 at 7:37 AM


text:
HEDGESVILLE - As an organic chemist working with long-chain molecules, Paul McCoy was steeped in minutiae. Manufacturing new plastics for Cities Service Corp. (the precursor to Citgo), McCoy developed polymers with multisyllabic names and complicated structures. The compounds that he helped invent could become anything from football helmets to ethanol additives. But when his company, based in New Jersey, decided to move operations to Tulsa, McCoy opted out.
"I did my graduate work at Oklahoma State University and I didn't want any more of Oklahoma and tornadoes," McCoy said.
But he didn't stop thinking. McCoy turned his analytical skills toward antiquities to develop a book from a series of classes he had taught on Biblical architecture. A glass armoire in McCoy's mountaintop home near Hedgesville displays pottery shards and handles and a couple of ancient oil lamps, unearthed during digs in the Holy Land.
For McCoy, the Old Testament supports what's in the ground, and the artifacts, in turn, illuminate what's in the Bible. McCoy can become exhaustive in explaining the exact, unearthed locations of ancient cities, based on Biblical descriptions and real-world sleuthing.
His first archaeological experience in Israel was in 1979. McCoy nearly had to dare himself to go find evidence of what he had been studying. Most archeological digs, McCoy explained, require a month or more onsite. As a working chemist, "I didn't have that much accrued time that I could use," he said.
And then he learned of a two-week trip, and took down the phone number to book it.
"I left it on my desk for six months," he said.
Finally, with the embarkation date approaching, McCoy picked up the phone.
McCoy has visited Israel seven times, at one point putting together a travel guide for those aiming to see more than just the typical tourist spots. But the real consequence of McCoy's travel and research is the book, "Scripture Insights from Science and Archaeology," which he published last November. McCoy has done some speaking about the book to local congregations and said that once clergy learn of his work, they want to buy copies.
The 488-page tome pulls data from science, history and archaeology, as well as Semitic language studies and other disciplines. The Bible, McCoy said, is not fiction or mythology. But misinterpretations could lead readers to think so.
For example, the common understanding of the story of Exodus is that Moses led the Israelites across the Red Sea, which parted miraculously for their passage. But a correct reading of the ancient Hebrew shows "it's reed sea," McCoy said.
Which means, the Israelites' route was entirely different. "There are no reeds that can grow in sea water," McCoy said. "That changes the picture."
The Sea of Reeds likely refers to a marshy, brackish area which supported vegetation.
"Papyrus, that's what they're talking about," McCoy said.
The first mistakes snuck into the text when it was translated from ancient Hebrew to Greek, at about 250 B.C., McCoy said. After that, storytellers, missionaries, historians and even scientists have used the language to support their own points of view.
McCoy offers particular disdain for a noted international archaeologist, now deceased, whose anti-Semitism was reflected in her interpretation of ancient sites. She "never really believed much of the Bible, anyway," he said.
But careful examination indicates that both David and Solomon lived, that warriors attacked ancient cities and and the evidence of Joshua's conquest of Jericho. McCoy said he reads his Bible every day.
The book retails for $20 and is available through such megasites as Barnes and Noble and Amazon, as well as myriad online Christian vendors. It took four years for McCoy to expand his original material into book form. But he said the hardest thing about writing the book was finding a publisher for it.
At first, he almost gave up on the project.
"I did some praying about it," he said, and he persisted.
A publisher in Nashville led McCoy to one in Seattle, who accepted the manuscript. But McCoy has paid for editing, formatting and many other services traditionally offered in a publishing agreement.
"I paid my publisher $500 to put me in his catalogue," McCoy said.
So far, McCoy has put more than $7,000 into the book, and thinks he'd need to sell about 10,000 copies to break even.
But he didn't write the book to make money.
"I had something I wanted to share and tell with churches and pastors," he said.


text:
Richard B. Gilbert wrote:[color=blue]
> David Woolley wrote:[color=green]
>> Richard B. Gilbert wrote:
>>> To turn your equipment on after months of downtime and expect it to
>>> lock on to the correct time with millisecond accuracy within seconds
>>> is asking for a hell of a lot.[/color]
>> Not really. He's starting a GPS receiver at the same time and that
>> has to lock to 50ns.
>> Doing it on a general purpose computer is more difficult, but not
>> particularly impossible.[/color]
> Even with GPS and a full four satellite fix, ten seconds to synchronize
> is extremely ambitious!! You can set the time to within whatever[/color]
As I noted elsewhere, 10 seconds isn't possible for a GPS cold start,
but most of the excess time is spent in obtaining the ephemeris. He's
probably counting GPS startup from initial power up, but NTP start up
from when it first gets run.
> precision the hardware and software support but that is only half the
> problem. You also need to set the correct clock frequency. On a cold
> start, the clock frequency is a moving target as the hardware warms up.[/color]
By polling sufficiently fast you can get good time accuracy, even if
frequency takes a bit longer.
> I would expect to wait at least thirty minutes for the system to
> stabilize with both the correct phase (time) and frequency.[/color]


text:
The 2015 Train the Champion class at the November 17 graduation ceremony. Also in the photo, front row, far right is Janetta M. Hammock, Office for Inclusion, Diversity and Equal Opportunity Program Manager and program coordinator and guest speaker for the graduation ceremony Randell McShepard, president of The Union Club and Vice President of Public Affairs, RPM International Inc. Far right, second row is Marilyn S. Mobley, PhD, Vice President for Inclusion, Diversity and Equal Opportunity.
Diversity encompasses a variety of areas, from race and ethnicity to gender and age. The Office for Inclusion, Diversity and Equal Opportunity, through its Train the Champion program, is working to spread knowledge across campus about the various dimensions of diversity. The Train the Champion program:
fosters an environment which is inclusive of various dimensions of diversity;
assists with retention and recruitment of faculty and staff;
encourages overall workplace satisfaction; and
promotes dialogue on campus about diversity issues.
For questions, please contact:
Donna Davis Reddix
Faculty Diversity Officer


text:
Northwest NEWS
ecember 3, 2001
December Computer Classes at Woodinville Library
Introduction to the World Wide Web
This is a hands-on class for people who are beginners on the World Wide Web. Learn about a browser, Web addresses, Web pages. Learn to click links and navigate pages and sites. Sign up for one of the classes below, and learn how to use the Web.
Thursday, December 13, noon to 1:30 p.m.; Tuesday, Dec 18., 6:30 to 8 p.m.
Introduction to Microsoft Excel
This class starts with an Excel lecture in the meeting room and finishes with hands-on experience using Excel on the library's computers.
This is an introduction to Excel and is intended for people with no spreadsheet experience.
Saturday, Dec. 15, 10 a.m. to 1 p.m.
Please register in advance for these classes by phoning the Woodinville Library at (425) 788-0733.
Class sizes are very small, with waiting lists, so please call to cancel a registration if necessary.
Reasonable accommodation for individuals with disabilities is available; please contact the library prior to the event if you require accommodation.
Woodinville Library, 17105 Avondale Road NE, Woodinville, WA 98072 (425) 788-0733


text:
People remembered Sen. Jeremiah Denton on social media Friday as the news of his death at the age of 89 was announced.
Denton, who spent 7½ years as a prisoner of war in Vietnam and later won election to the U.S. Senate from Alabama, died Friday in Virginia Beach, Va.
People on Twitter spoke of Denton's courage as a prisoner and his commitment to his country.
Here are a few of the tweets:
@aldotcom Jeremiah Denton was a true hero!! There aren't many like him around today— Pamela (@maggiethecat27) March 28, 2014
Another reminder of how good we have it. Jeremiah Denton Jr., Vietnam POW and U.S. senator, dies http://t.co/tgIB7MZ5gw via @washingtonpost— Matthew Truax (@mattytru) March 28, 2014
RIP Sen. Jeremiah Denton, the first POW elected to Congress. I had the pleasure of covering him during his 1986 campaign.— Ray Locker (@rlocker12) March 28, 2014
#Honorable leader & fellow Vietnam #POW Jeremiah Denton passed away today--may his sacrifice never be forgotten. http://t.co/QghguIAUlD— Leon (Lee) Ellis (@LeonLeeEllis) March 28, 2014
Reading this book and knowing the man US Senator Jeremiah Denton was had a profound affect on me. RIP, Admiral! http://t.co/LpNJdPnoo1— Jack Williams (@repjack) March 28, 2014
- July 15, 1924 — Denton is born in Mobile.
- 1942 — He receives his diploma from McGill Institute.
- June 6, 1946 — He graduates from the U.S. Naval Academy and marries Kathryn Jane Maury on that same day.
- 1963 -- He attends the Naval War College in Newport Rhode Island.
- 1964 -- He earns a master's degree in international relations from George Washington University in Washington, D.C.
- June 1965 -- He is assigned to the USS Independence (CVA-62), which was deployed off the coast of North Vietnam.
- July 18, 1965 — The Navy pilot is shot down and captured on a bombing mission over North Vietnam. He will remain a prisoner of war for 7½ years.
- May 17, 1966 — A film clip showing Denton blinking his eyes in Morse code while being interviewed in Hanoi by a Japanese newsman, spelling out the covert message "T-O-R-T-U-R-E," is broadcast on American television.
- Feb. 12, 1973 — Denton leaves Hanoi with other American POWs, and serves as their spokesman. His mother, Irene Denton, is quoted in the Mobile Press Register as saying upon hearing the news of his release, "I just keep saying 'thank God,' over and over again."
- April 26, 1973 – Now a rear admiral, he returns to Mobile to a hero's welcome.
- 1975 — Denton co-authors a book about his POW experiences titled "When Hell was in Session," which will be made into a television movie starring Hal Holbrook.
- 1980 — Elected to the U.S. Senate as a Republican, defeating Democrat Jim Folsom Jr. who had defeated the incumbent in the primary. Denton served in the post for six years, establishing a conservative voting record.
- 1985 — As senator, he establishes an international aid initiative known as The Denton Program, which allows donors to use space available on military cargo planes to transport humanitarian goods and agricultural equipment to countries in need.
- 1986 —Denton is narrowly defeated in his bid for re-election by Democrat Richard Shelby, who switches to the Republican Party in 1994.
- 1998 — Established a new international aid effort known as TRANSFORM, which collaborates with private and nonprofit sources to ship humanitarian aid free or at cost through the commercial sector.
- Nov. 22, 2007 — His wife of 61 years, Kathryn Jane Maury Denton, dies at the age of 81.
- Nov. 15, 2008 — Denton is honored at Battleship Memorial Park in Mobile during the unveiling of a new exhibit: an A-6 Intruder fighter-bomber, like the one that he was flying when he was shot down. "The quintessential American is not John Wayne — it's Jeremiah Denton," says Gov. Bob Riley.
- March 28, 2014 -- Denton dies in a hospice in Virginia Beach Virginia at the age of 89.
What he said:
- On how his men should conduct themselves in the Vietnamese prisoner of war camp: "I put out the policy that they were not to succumb to threats, but must stand up and say no. We forced them to be brutal to us."
- As he returned to the Philippines following 7½ years in captivity: "We are honored to have had the opportunity to serve our country under difficult circumstances. We are profoundly grateful to our commander-in-chief and to our nation for this day. God bless America."
- Reflecting as a Senator on a changing America: "No nation can survive long unless it can encourage its young to withhold indulgence in their sexual appetites until marriage."
- Reflecting on how he survived his years as a POW: "If I had known when I was shot down that I would be there more than seven years, I would have died of despondency, of despair. But I didn't. It was one minute at a time, one hour, one week, one year and so on. If you look at it like that, anybody can do anything."
- What he told his interviewer as he was being used in a propaganda film that later aired on U.S. television: "Well, I don't know what is happening. But, whatever the position of my government is, I support it fully. And whatever the position of my government is, I believe in it - yes, sir. I'm a member of that government and it is my job to support it. And I will as long as I live."
What he blinked:
Here are the dots and dashes Denton blinked in what was supposed to be a propaganda interview for the Vietnamese. He blinked in Morse code the word "T-O-R-T-U-R-E" to let his Navy superiors he was not cooperating with the Vietnamese willingly, but was being tortured.


text:
The number of incarcerated males in the United States has seen a dramatic increase in recent years. With this dramatic increase there has been an increase in the number of incarcerated individuals possessing mental illness. Depression affects many individuals within the prison system and it is vital that an efficacious way of treating these individuals be developed and supported. Furthermore the use of effective instrumentation be utilized when available. A question as to the utility of group therapy and Rational Emotive Behavioral Therapy was posed.
Neil, Duchac.
Dr. Duchac is currently a counselor educator residing in Perrysburg, Ohio with is wife Nicole and two children. He enjoys traveling, writing, and working with those with mental illness. His Faith is very important to him.


text:
By Tim Hipps (IMCOM)July 25, 2011
RIO DE JANEIRO, Brazil - Members of Team USA's women's soccer squad experienced one of the most bittersweet victories of their lifetime at the base of Sugarloaf Mountain during the 5th CISM Military World Games.
Needing to win by at least two goals to advance into the medal round, Team USA scored in the second minute and struggled for 88 more before settling with a 1-0 victory over the Netherlands on one of the most picturesque pitches in the world.
"Bittersweet," said Team USA goalkeeper Navy Ensign Elizabeth Reed, who played brilliantly on July 20. "I don't think I've ever felt like this after a win.
"It is good to get a win here, but we were hoping for 2-0, not 1-0. We literally walked out of the locker room right after we talked about how we had to get a jump on them and we got a goal within the first two or three minutes. It was exactly what we needed, and it was on a set piece, too."
Air Force Capt. Amy Zwiers delivered a corner kick and Air Force Capt. Wendy Emminger of Joint Base McGuire/Dix/Lakehurst, N.J., headed the ball into the Netherlands' net for the only goal of the physical match.
Army Capt. Randee Farrell, marketing director for admissions at the United States Military Academy in West Point, N.Y., seconded Reed's sentiment.
"We just were saying that we've never had a victory that felt like a loss," said Farrell, a six-time CISM performer who served as captain of the 2011 U.S. military women's soccer team. "They took us lightly and we were ready. We were ready for a 2-0 victory. We couldn't pull out that second goal, but everyone left everything on the field.
"You can't be happy when you can't go through. We think we can take any one of the teams in this tournament, and we didn't get the chance. You can't do anything about it now. You can just look forward to the next time."
Farrell was encouraged by the way her team meshed in training camp and impressed with their great start against the Netherlands, who were riding a four-match winning streak against Team USA.
"Wendy had a great goal in the beginning," Farrell said. "We just couldn't put that second goal away, but a win is a win. It's a tie-breaker that we didn't go through, but at least everyone left everything they had on the field. We played 18 people and not one person let us down. We played as a team. We were passionate throughout. We just couldn't put that second goal in."
Team USA coach Augustine Mendez, who has experienced a few of these heartbreaking setbacks, said he could not ask any more of his players.
"One thing I have to say is the girls played awesome," Mendez said. "They helped each other. They played as a team. We scored early. We thought we would score another one, but sometimes soccer is that way. The Netherlands went back and they defended well.
"They pulled us and shoved us and everything, but that's soccer. The kids say it's a bittersweet win, but I call it a win but we lose " we're not going anywhere."
Katia Silva, who scored a tournament-high nine goals in three matches, and Daniele Dos Santos scored two goals apiece to lead Brazil to a 5-0 victory over Germany for the gold medal on July 24. Jessica Torny scored two goals to lead the Netherlands to a 2-0 victory over France for the bronze.
Farrell was confident that her teammates would bounce back after Conny Pohlers scored three goals to lead Germany to a 4-2 victory over Team USA in the first round of Group B play on July 18. Pohlers took nine shots for Germany, one more than the Americans managed.
Nina Mittrop opened the scoring for Germany in the 25th minute. Four minutes later, Navy Lt. jg Cianna Weilke of Naval Air Station Whidbey Island, Wash., tallied for a 1-1 tie, but Pohlers scored goals in the 40th, 45th and 53rd minutes to secure the victory for Germany.
Air Force Capt. Brittney Perkowski closed the scoring with a goal in the 67th minute for Team USA.
In a consolation match, Kristen Wolverton, Rachael Emory, Emminger and Zwiers each scored a goal to lead Team USA to a 4-1 victory over Canada for fifth place on July 23. Andrea Perry scored for the Canadians.
Team USA, however, will not forget their impressive victory over the Netherlands that stung like a loss.
"It's building for next year, as cliché as that sounds," Farrell reiterated. "We have nothing to regret. We were ready to go. We'll be ready for next year."
Team USA left Brazil with a 2-1 record and resolve for the 6th CISM Military World Games, scheduled for 2015 in South Korea.
"This trip was just awesome," said Reed, a 2010 graduate of the U.S. Naval Academy in Annapolis, Md. "This was my first time to a CISM event and it was so much fun at night in the village with all the other countries. We actually had some pretty good friendships between the teams that we played. It was a great experience."


text:
NEW YORK - Jameis Winston will have plenty of company at the Heisman Trophy ceremony - though he's not expected to have much competition.
The Florida State quarterback was among a record-tying six Heisman finalists revealed Monday, along with Northern Illinois' Jordan Lynch, Texas A&M's Johnny Manziel, Alabama's AJ McCarron, Auburn's Tre Mason and Boston College's Andre Williams.
Six finalists invited to New York for the presentation are the most since 1994. The winner will be announced Saturday.
Article Photos
Jameis Winston of Florida State is the heavy favorite to win the Heisman Trophy, which will be awarded Saturday.
AP photo
Winston is the overwhelming favorite to win the award now that a sexual assault complaint against him in Tallahassee, Fla., has been closed without charges being filed.
Winston is on pace to break the NCAA record for passer efficiency rating (190.1) and has already set records for yards passing (3,820) and touchdown passes (38) by a freshman.
He could also become the second freshman to win the award. Manziel was the first just last year. Famous Jameis, like Johnny Football last season, is a redshirt freshman.
Manziel will try to join another exclusive Heisman club by becoming the second player to win the award twice. Ohio State's Archie Griffin won the award in 1974 and '75. The Aggies' quarterback is third in the nation in total offense with 368 yards per game.
Lynch led No. 24 Northern Illinois to within a victory of a Bowl Championship Series bid and has set the major college record for yards rushing for a quarterback this season with 1,815.
"NYC here I come!! Thanks to the coaches teammates and media relation couldn't of did it wt out them!" Lynch tweeted.
McCarron completed 67 percent of his passes for 2,676 yards and 26 touchdowns for the fourth-ranked Crimson Tide.
Mason helped No. 2 Auburn reach the BCS title game, running for 304 yards and four touchdowns in the Southeastern Conference title game. He is ninth in the country in rushing at 124 yards per game.
"When I heard the news, I was in disbelief," Mason said in a statement.
Williams of the Eagles is the nation's leading rusher at 175 yards per game and the 16th player in Bowl Subdivision history to run for 2,000 yards in a season.
Oregon's Marcus Mariota, a Saint Louis School alumnus, was among the early favorites for the award. He didn't make the cut after completing 63 percent of his passes for 3,412 yards and 30 touchdowns for the No. 10 Ducks.


text:
Anything that is worn by an african american in the hood these days.
Shit man! Look at all these retros! They might as well call this store retrolocker. Word.
Por bzak 28 de octubre de 2003
(a)like oldschool-but gay
(b)what scooby doo says
(b)what scooby doo says
(a)Retro fashions suck because fashions suck.
(b)shaggy,"look a scary monster!"
scooby, "!Retro!"
(b)shaggy,"look a scary monster!"
scooby, "!Retro!"
Por Death_Comes _Ripping 16 de febrero de 2005
Old-fashioned typa style. Not just how you look but who you are and how you carry yourself.
They all gone retro
Por Klvssic 13 de agosto de 2016


text:
Hong Kong exchange chief receives 55% pay rise
The compensation package of Hong Kong Exchanges and Clearing chief executive Charles Li rose just over 55% to HK$38.3 million ($4.9 million) last year, according to the company's annual remuneration report published yesterday.
Li's total compensation included HK$8.7 million in base salary, a HK$9.4 million cash bonus, HK$18.9 million in share awards, and HK$1.3 million in retirement and other benefits, according to the report. His total compensation in 2012 was HK$24.6 million.
The overall rise in Li's compensation is attributable to an increase in his performance-related share awards, the value of which jumped more than 100% from HK$9.2 million in 2012. Li was awarded HK$8.65 million for the purchase of shares "as a long-term incentive" in December. Li's cash bonus also rose 42% from HK$6.6 million in 2012.
The HKEx declined to comment.
The remuneration report was published in the wake of the group's annual results for financial year 2013, which showed an 11% rise in profits to HK$4.55 billion ($586 million), buoyed in part by a flurry of new listings during the fourth quarter.
Li, who has been chief executive of the HKEx since January 2010, oversaw the HKEx's acquisition of the London Metal Exchange in 2012, a landmark deal that was positively reflected in the group's full-year results yesterday.
Despite his large pay increase, Li — who runs the third-largest exchange in the world measured by capitalisation of its own shares — trails his US peers in the remuneration stakes.
According to analysis published by Financial News in April last year, Nasdaq OMX chief Bob Greifeld received $8.9 million in total compensation in 2012, while NYSE Euronext chief executive Duncan Niederauer received total compensation of $8.85 million. Jeff Sprecher, chief executive of IntercontinentalExchange, which acquired NYSE Euronext last year, took home $7.4 million in 2012.
Xavier Rolet, chief executive of the London Stock Exchange Group, was handed £2.4 million in salary, bonus and other benefits, in addition to performance-related shares valued at £1.35 million for the year ending March 2012.
-- write to email@example.com and follow on twitter.com/michelleprice36


text: I noticed this pretty doll every day walking in my yard long time ago and I always wanted to have her slim body for my raunchy movies. So that day I was staying with my camera and shooting the birds when I suddenly noticed her going home! "Now or never", I thought and approached her asking for something stupid and trivial! It was my first success when she smiled and answered me instead of turning over and walking away! I threw off reserves and talked her into spending some time with me! Perhaps she was charmed by my humor and gumption but very soon at first inaccessible babe was staying and laughing at my blue jokes and answering my intimate questions about sex and her first experience! Guess I was lucky to meet a doll looking for some fun and I was gladly surprised when she agreed to show me her bare tits. I got harder and wanted for more, as well as she did, so we found a quiet nook and I crazily fucked her tight cunt after a splendid blowjob!