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The camera phone comes of ageThursday January 03 2013 Mobile Insight
Chasseur d'Images, the first European magazine dedicated to photography, has chosen to rely on DxOMark Mobile technology for its new section devoted to smartphone image quality measurement. In its December issue, the magazine goes behind the scenes at DxO Labs to explain how DxOMark tests camera phone image quality by following a procedure as rigorous as that applied to conventional digital cameras and lenses.
The time has finally come to start testing them just like real cameras!
A telephone that shoots photos using a 41 Mpix sensor, another that produces hand-held panoramas, camera phones that film special moments in Full HD and make sharing photos and videos as easy as sending a text message... No doubt about it, the camera phone has come of age! In its labs, DxOMark tests the image quality of mobile phones according to a testing protocol as rigorous as that used for cameras and lenses, and confirms that certain mobile phones have already surpassed some of the compact cameras we were admiring only months earlier. Without denying the merits of using real cameras, the time has come to take a closer look at these devices… with a photographer's eye!
Just a few steps from the TF1 tower, in the muted atmosphere of a room painted entirely black, a technician goes about his business amidst stands, lightboxes, color charts, numerous measuring tools, and funny pictures composed of both matte and shiny colored objects. Tomorrow he will cross Paris, following a strict itinerary from Pompidou Centre to the Eiffel Tower before heading back to the lab to take a series of portraits, also very carefully controlled. We are with the publisher of DxOMark, and we have just arrived smack-dab in the middle of testing the camera of a new mobile phone that will soon appear in store windows, and whose initial assessments are already very promising.
DxOMark's decision to test camera phones is based on a simple observation: more than a billion mobile phones have been sold throughout the world, of which 640 million are smartphones. Just in France alone, 4.5 times more camera phones have sold than digital compacts and 27 times more than DSLRs! Camera phone image quality has become one of the principal choice criteria for buyers. Until now, however, it has never been rigorously evaluated. With its enormous experience of 2,500 camera-lens combinations already tested and more than 200,000 available measurements, French company DxO Labs has launched itself into this vast undertaking of objectively measuring and making comparisons of the image quality between devices that, up until now, were never expected to be players in the field of digital photography.
Testing by comparing
The challenge of testing camera phones was not easy to overcome, however, because contrary to lenses and DSLRs, whose components can be measured separately, the camera phone is an integral unit — a homogenous but closed ensemble which for the moment does not allow users to control the shooting parameters. No exposure control, no shutter control, nearly always used in autofocus mode, and all images saved as JPEGs affected by the same specific flaws (including "color shading"), camera phones deliver results that are very dependent on the conditions of use, which makes objectively comparing different models extremely difficult to achieve.
This observation forms the basis for DxOMark's design of a rigorous procedure that consists of testing these devices under perfectly-controlled conditions and of combining these laboratory measurements with a perceptual analysis of natural scenes.
Color, exposure, contrast, digital noise and detail reproduction, artifacts, autofocus, flash, and video... everything is measured, compared, and quantified for the sole purpose of reaching an assessment about image quality that can fit on a single page. Such a single-page summary is based on 30-odd pages of data obtained from shooting 400 photos and 20 videos shot under lighting conditions and reproducing scenes typical of those that the device will face once in the user's hands.
Perceptual analysis
Designed to allow for fast and easy shooting, camera phones have virtually no setting controls and adapt automatically to the subject being shot. This strategy is fine for the general public, but places the technician in a delicate situation when it comes to evaluating each model's performance, because the slightest variation in framing or lighting can lead to a different result.
|They test camera phones in the DxO lab! Shots of patterns and physical measurements of color rendering and lens performance are complemented by the perceptual analysis of typical subjects. Here, a technician shoots under controlled lighting, and the shots will be analyzed to measure the way in which a camera phone renders colors under different shooting conditions. Numerous other tests are performed that include shooting controlled pattern charts as well as real scenes in order to analyze and understand all the parameters that lead to the fact that… some photos are better than others.
• Light: quality and quantity. DxOMark's testing protocol addresses this problem by simulating normalized lighting conditions that are representative of those for which the camera was designed. During testing, the camera phone shoots under different lighting conditions (D65 daylight, tungsten A, TL84 fluorescent, and Clear White) and progressively stronger lighting intensities: 5 lux (streetlights), 20 lux (restaurant), 100 lux (well-lit room), and 700 lux (grey cloudy sky). Such use cases can say a lot about the performance of these inseparable ensembles of sensor and embedded software, and can reveal which camera phone, excellent in broad daylight, will see the quality of its images collapse in the face of low-light scenes.
For this test, in addition to the equipment used to modulate the light quality and quantity, DxOMark photographs a standardized scene composed of a multitude of objects. Analyzing these images allows for comparing the way the camera phones reproduce colors, textures, dark zones or uniformly light-colored areas. Certain points are measured, while others a visually compared. This analysis reveals the care with which the manufacturer took to optimize the image before its transformation into a JPEG file: your photo!
• In the field.... The test is then complemented by measurements of shots taken outdoors of subjects chosen, depending on the kind of photographic challenges they contain. On one such image, the engineers are looking for artifacts in bright patches or to see how the camera phone balances the delicate compromise between digital noise smoothing and preservation of fine details. For another subject, they will analyze color fringing or evaluate the dynamic range — that is, the ability of the camera to render subjects with strong differences in contrast.
• Under "normal user" conditions. To ensure the reliability of its perceptual measurements, the camera phone undergoing testing is evaluated at the same time as a reference model under the same conditions. Any variation of the procedure is noted as well.
But the "DxO techies" aren't just wedded to the laboratory, but also know how to shoot photos under "normal user" conditions, so the images are evaluated using the equipment for which the end-product is intended: HDTV, computer screen at 100 %, websites.... This is not an excess of caution, but instead a reliable way to highlight flaws or imperfections that would otherwise be invisible on the tiny screen of a mobile phone.
Physical measurements: DxO know-how applied to camera phones
For nearly 10 years, Chasseur d'Images tests have relied on the DxO Analyzer tool to measure the quality of lenses and digital cameras. These tests are based on the same set of physical measurements that also form the basis for DxO Optics Pro, DxO's software for processing RAW image files. The DxO Labs company provides these tools to manufacturers of sensors, lenses, cameras, and camera phones to allow them to measure product performance both during and at the end of the manufacturing process, and for certain models, even at the chip level; all this to say that DxO's expertise is important! So it is simply logical for DxO Labs to apply this same know-how to camera phone measurement and to complete its perceptual analyses by using the same physical measurements that it applies to lenses and digital cameras.
In the DxOMark lab, we found camera phones facing the patterns we've come to know well: colored checkerboard, dot chart for measuring sharpness, resolution, and distorsion. Same conditions, same measurements... but with certain adaptations that take into account the specificities of camera phones (i.e., AF not refocusing between two images, or noise smoothing that changes depending on the level of light level, for example).
DxOMark by DxO LabsResolutely dedicated to tests and measurements, the DxOMark website has become a favorite reference for those who want to know more about sensors, lenses, cameras... and from now on, camera phones as well! There you can find test curves and figures about a large array of equipment, all gathered together in a database that is constantly enriched as new products arrive on the market. The only obstacle for French speakers: the content is in English only. A comparator helps users see the strong and weak points of several devices all at once. More to explore at www.dxomark.com
The steps in testing a camera phone
Before delivering their full 30-odd page report of figures, curves, and graphs, the engineers must take hundreds of images under exacting conditions. The overall score for a device is based on seven test categories: color, exposure, contrast, noise, texture, lens quality, and autofocus.
• Color. This test consists of photographing a Gretag-Macbeth chart under known lighting conditions, then comparing the images against the chart's 24 patches so as to measure the accuracy of the tone rendering. The results are reported in the form of a CIE-Lab graph on which colored points symbolize the true colors (i.e., the colors that the camera should have faithfully rendered), and arrows show the gap between as well as the direction of the drift away from the true colors.
DxO doubles up on this measurement with a perceptual test consisting of taking a photo under tungsten lighting of a person standing against a uniform background while holding a Gretag chart. This way one can see the accuracy of the color rendering and the uniformity across the field. Because of their extreme compactness, camera phones are often subject to a particular flaw that presents itself as a gradient moving from pink in the center to green at the edges — very annoying when the bride is wearing white!
• Exposure and contrast. Lacking the settings present on DSLRs and advanced compacts, the user has to rely on the camera phone's automatic exposure. Testing this consists of a shooting series of images of typical subjects that are then visually analyzed to assess the camera phone's overall exposure of the scene and its ability to restore large differences in contrast. Let's not forget that the photos for these cameras are saved as JPEGs, so the potential effectiveness of subsequent corrections is more limited than for RAW image files.
• Noise and texture: The impossible compromise. Noise to a digital photo is what grain is to a film photo: at the sensor's limits, images become "flaky," noisy, and are rendered as an amalgam of pixels. To limit this phenomenon and to stave off the appearance of noise, manufacturers employ smoothing algorithms… but too much smoothness can destroy the finer details.
DxOMark measurements aim to understand and evaluate the processing carried out before image recording, in other words, to detect any action of a detail-sharpening filter and/or denoising feature. The "judge" in this instance is a picture of an array of dead leaves — a subject composed of random textures such as one would find in real life (for example, hair, wrinkled clothing, foliage, etc.).
In practice, digital noise appears as the light decreases, and it is more noticeable in the dark zones of an image. But it can also appear in a sky or light-colored zone if, faced with a lack of sensitivity, the camera phone software boosts the sensitivity instead of extending the exposure time!
Top and far left, an image taken with an iPhone 4s under tungsten lighting at 20 lux.
Right and below, the same image taken with the same camera, but in daylight at 700 lux.
The analysis of each of these multiple reference objects in the test picture permits a first assessment of the image quality delivered by the camera phone under lighting conditions that vary both in quality and quantity.
Additional batteries of measurements of outdoor and studio shots, followed by physical measurements of shots of patterns and color charts in the lab, complete the DxOMark Mobile testing protocol.
We understand how difficult it is to quantify this kind of problem: the camera phone is a finished single piece that produces images according to the preferences of its designer, which can haphazardly change from one model to another or from one update to another! One manufacturer confronted by a less sensitive sensor can obtain a better performance by prolonging the exposure time (thus providing more photons to the sensor!),with all the resultant risks of introducing blur. Another might activate the flash or shorten the exposure. Yet another might choose compromises that depend on the lighting, sometimes by either boosting the details or smoothing the noise, and other times by a kind of combination of the two- an ideal solution that is complicated to develop and is penalized by computation time.
These choices don't escape the DxO technicians, and based on usage, they count in the final grade.
• Lens quality. Camera phone lenses are tested according to a protocol similar to that for regular camera lenses. Here, we are on familiar ground, since these are the same kinds of measurements that we have produced ever since our CI lab started using DxO tools. It all starts by photographing a dot chart, followed by using Analyzer software to analyze the images obtained.
DxOMark measures the principal lens flaws: chromatic aberrations, distortion, vignetting at different points (center, edges, and corners), just as for a DSLR lens. This is all without forgetting, of course, that the lens, sensor and the software are inseparable, and so DxO may end up analyzing images that have already been corrected to some degree prior to being saved as a JPEG, if the manufacturer has included such technology.
• When there is little light.... After a beginning of being deprived of flash, camera phones have since been equipped to produce photos in complete darkness and to recover poorly-lit subjects. While they don't provide the scope or coverage or quality of DSRL flashes, DxO faithfully tests them anyway, not only by measuring the intensity of the flash, the light distribution, the white balance, the repeatability, but also the color fidelity, gradients, and exposure of the images when shot with the flash alone or in combination with other lighting. In our opinion, the score obtained for this criterion is important when choosing a mobile phone which, as a companion to a "mobile photographer," may be called upon to operate under the the most difficult lighting conditions.
• Autofocus. This feature of camera phones varies enormously from one model to another. At first, certain audacious descriptions deliberately confused autofocus with the absence of focusing, since the lenses were set on the hyper-focal distance. The arrival of more powerful sensors brought about a more precise adjustment and made Autofocus more widespread — but with important differences. For some models, the AF does not work at all light levels; for others, the user can indicate a reference range;face detection software facilitates exposure adjustment for some others. These many variants require a detailed examination of the device so as to understand how it functions, and forces testers to be extremely vigilant.
Tests follow the norms described in ISO 12233 and are based on shots of a subject taken at progressive frequencies and different lighting situations, so as to measure the detection capacity of the autofocus, along with its accuracy and its repeatability for 30 successive shots (with defocusing between each image) in auto mode and in forced (tap-to-focus) mode (if available).
|Here, one of the most sensitive tests for camera phones: these random textures allow for analyzing the restoration of fine details, digital noise, and a number of other issues that impact sensor performance, image processing, and even the way images are compressed before being saved as the JPEG file that will become... your photo!
Installed on a computer-controlled hexapod, the camera phone is then subjected to the last battery of measurements. DxO tests the stabilization by subjecting it to cycles of vibrations that vary in intensity and duration. The measurement is automatic and is based on DxO Analyzer v5 processing algorithms. DxOMark's protocols have revealed certain hitherto unsuspected deficiencies, including some manufacturers' deliberate disabling of certain automations in low light, when the processor can no longer process all the data streams.
Color, exposure, texture, noise, autofocus, and stabilization are physical measurements; artifacts, however, are evaluated perceptually.
The camera phone challenges the compact camera
At the first presentation of DxOMark Mobile test results, DxO CEO Jérôme Ménière created a buzz when he displayed a chart comparing the overall scores obtained by three famous cameras and one camera phone: 77 for the Canon PowerShot G9, 88 for the PowerShot S100, 95 for the reflex Nikon D700... and 81 for the Nokia 808 PureView! These scores do not negate the different possibilities offered by each of these devices, but rather present a new reality: in terms of image quality, the best camera phones can now compete with conventional cameras.
The market is not mistaken: all the studies show that the quality of photos and videos has become one of the most important choice criteria for buyers of multimedia cell phones; on the flipside, sales of digital compact cameras have fallen by more than 40%. We also note that that many people are never separated from their cell phones, making it likely that they will rush to use it when the opportunity to shoot a picture or video arises. Always ready to snap and share images, the camera phone is an increasingly bigger part of the photographic landscape. For Chasseur d'Images, the time has come to consider camera phones on par with digital compacts, and to faithfully present the advantages and disadvantages of these two families of tools. — Not to proselytize either one, but to consider their respective image quality, possibilities and limits. As such, DxOMark Mobile's tests represent a significant contribution, as they allow our journalists to base their conclusions not just on reliable, comparable, and repeatable measurements, but also on an objective assessment of the quality of the results.
|This graph shows the comparison of the image quality among two digital compacts, a DSLR, and the Nokia 808 camera phone (41 Mpix in PureView mode).
For the first time we have at our disposal the data that will let us know and understand exactly how these devices function in the face of all the different kinds of subjects they will be called upon to shoot. We can therefore separate our product reviews into two important parts: on the one hand, an analysis of the product, its features and ergonomics, and what it brings to the field; on the other hand, the quantification of its image quality results.
Up until now, we have been used to the brief descriptions of camera phones that quickly highlight the number of pixels, aesthetic features, and gadgets; from now on, we will know everything that the specs don't tell us….
Guy-Michel Cogné


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another word for group sex. it differs from gangbang in that the former involves two or more men and two or more women, while the latter involves a woman and several men,
They were caught indulging in groupbang.
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Girl two: she is part of a group bang
Girl two: she is part of a group bang
додав 02123 09 Липня 2010


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You're not the type to fuss about what you're going to wear to a Ravens game. However, there's no bending when it comes to showing off your team spirit with whatever you choose to put on. When it's time for kickoff, make sure you have your choice of outfits with this T-shirt and hoodie set. Go for the layered look with the hoodie that boasts the team name in distressed print on the front with a pouch pocket and rib-knit cuffs. Or you can keep your Baltimore spirit simple and straightforward with the team-colored shirt that features the team name and logo with the establishment year. You can't go wrong with this Ravens set!
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Probably one of the greatest rappers out there. Dosent just rap about bitches and hoes like other rappers, but about his life experiences and the controversy with his music. Despite the controversy he sold millions of records around the world, and no; hes not a wigger, hes not trying to act black, he just raps. Who ever said that only black people could rap?
Guy #1: Eminem is my favourite rapper out there man!
ayon kay Xena007 ika-30 ng Agosto, 2005
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Irony at its finest, a white person ruling a predomenantly black industry.
Eminem isnt a bad musician just america is too fucking stupid to deal with any strong messages.
ayon kay FraZ ika-05 ng Oktubre, 2005
one of the worlds greatest and most respected rappers ever. founded by dr dre, this white trash from Detroit became a role model to many and is the reason for the sucess for d12, Obie Trice, 50 cent and Stat Quo. Eminem also goes by the name of slim shady and is sometimes seen as a wigger to most retards.
Eminem? yeah I listened to the slim shady lp and fought it was the shiznit
ayon kay statlanta ika-16 ng Marso, 2005
Best white rapper ever. Started in Detroit by recording Infinite in 1996 which was only sold in Detroit and given out to record labels as a demo tape. Then he recorded the Slim Shady EP in 1998, which is basically a smaller version of the Slim Shady LP, released in 1999 which featured the hit single My Name Is which was Eminem's first big debut. The Slim Shady LP was his first complete album that went out to the masses, which even today is one of the best selling albums ever made. After the success of the Slim Shady LP he went on to record the Marshall Mathers LP in 2000 and it too sold millions in the first week of it's release. He then recorded the album Devil's Night with the rap group D12 and although it did not sell as much as his solo LPs it still sold more than the average album. Eminem then went to record his 5th solo album, The Eminem Show whose first single, Without Me stayed on the charts so long that it had to be officially retired from TRL. After the success of The Eminem Show, Eminem went to make a movie, 8 Mile which also had an amazing soundtrack which featured 3 songs by Eminem. Eminem's single Lose Yourself from the 8 Mile soundtrack was #1 on the charts for a massive amount of time before it finally came off the charts. 8 Mile featured such famous celebs as Eminem, Mekhi Phifer, Brittany Murphy, and Kim Bassinger. After 8 Mile, Eminem went to record another album with D12 entitled D12 World which went multi platinum and featured hits such as My Band and How Come. After the work with D12 Eminem went to record his next solo album entitled Encore which also went multi-platinum. Many people complained about Encore saying Eminem has "Lost his violent attitude" and "Eminem releasing Encore has ruined his fame and glory" but I myself believe Encore to be one of his best albums. What does the future have in store for us...no-one knows but Eminem promises his next album to be his best.
Eminem is one of the biggest selling rappers ever, up in the lines with Tupac, Biggie and Dre.
ayon kay $tash ika-10 ng Oktubre, 2005
One of tha GreatesT Fuckin Rappers ARound
The Tupac Style WIth THe DAve CHappell sense of humor
hes a genius and fuckin brilliant
The Tupac Style WIth THe DAve CHappell sense of humor
hes a genius and fuckin brilliant
And tha mtv best music vidio award goes to Eminem
ayon kay babigirl ika-18 ng Marso, 2005
Masrshall Bruce Mathers The 3rd
a famous rapper, AKA Slim Shady, and Eminem; released 6 Cds and a 7th is rumored to come out in '05 sometime named "The Funeral"
a famous rapper, AKA Slim Shady, and Eminem; released 6 Cds and a 7th is rumored to come out in '05 sometime named "The Funeral"
Produced by Dr Dre
He Produced 50 Cent
He Produced 50 Cent
ayon kay Kinoji ika-24 ng Marso, 2005
Yeah, we need a little controversy so GO FOLLOW EMINEM! Without Mr Mathers, rap would be defined as a bunch of people talking about falling in love. Like pop.
Boy: Hey mom, have you hear the new Eminem track?
Woman: Eminem? That nasty, foul-mouthed little boy with nothing better to do than write songs about killing his wife and his mother? I'm going to confiscate that CD, young man.
Boy: Sounds like you've been listening to him too...
Woman: Eminem? That nasty, foul-mouthed little boy with nothing better to do than write songs about killing his wife and his mother? I'm going to confiscate that CD, young man.
Boy: Sounds like you've been listening to him too...
ayon kay marshall313mathers ika-31 ng Agosto, 2005


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The day after Thanksgiving when people who are dumber than shit wait in line for 3 hours at stores to save $5. These are the same fucking morons who think that all places except stores should close on this day, even though it is NOT a holiday.
It's Black Friday. Except for work, I'm not leaving the house. Can't stand idiots!
MsAgro9876 tarafından 3 Temmuz 2006, Pazartesi
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The day after Thanksgiving, when stores decide to open at the asscrack of dawn to start Christmas sales. Most people fall for this ploy and wake up at 4am to fight other mothers for cheap presents.
Guy1: Hey, are you going to do black friday?
Guy2: Fuck no, man, do I want to get trampled by a crowd of people trying to buy a cheap Xbox?
Guy2: Fuck no, man, do I want to get trampled by a crowd of people trying to buy a cheap Xbox?
fie onyou tarafından 23 Kasım 2005, Çarşamba
the day when all you fucking consumers make my life as a salesmen a living hell. middle aged mothers have been known to kill to get the last of an item
Dude, i dont wanna work black friday, last wear some bitch game me a black eye.
do$ tarafından 25 Kasım 2005, Cuma
The day after Thanksgiving in the U.S. It's traditionally the busiest shopping day of the year (and sometimes considered to be the beginning of the Christmas season). A.K.A.: Green Friday
"I'm holding out on buying my Christmas gifts this year until black friday rolls around, so I can get the best deals."
Jem Graves tarafından 22 Kasım 2005, Salı
The name for the day after Thanksgiving. It is named this way because it is supposed to be the day where companies move from deficits to profits for the year, i.e. in a checkbook, going from the red to the black.
Store Executive: We'll have a ton of Black Friday sales to help our company make up for lackluster sales these past 11 months.
Amolo tarafından 25 Kasım 2005, Cuma
should be renamed "black eye friday" due to the fact that thousands of americans forget the spirit of the holiday season by trampling ppl and giving black eyes while buyin stupid gifts that you didnt even mean to buy from stores who purposely hold sales the same day as everybody else.
yet another example of how greedy americans are.
yet another example of how greedy americans are.
a word of advice: there is this wonderous object called a "computer" and an even more wonderful thing called "the internet". you can do all of your holiday shopping online and the best thing is is that if you order over 100$, shippings free! follow these tips and you will save yourself a pint of blood on each black friday.
gunslingergirlvy_s_e tarafından 26 Kasım 2005, Cumartesi
The Friday following Thanksgiving. Stores have incredibly low prices for a few hours inciting mass hysteria, death, car crashes, and lost children so you can get 8 DVD players for the price of 3.
Joe: Wanna go check out Target tomorrow?
Zach: No way, man, it's Black Friday.
Zach: No way, man, it's Black Friday.
n0ndescript tarafından 24 Kasım 2005, Perşembe
A holy day of obligation in the Church of the Almighty Dollar.
Don't believe that BS about black friday being named after accountants' black ink. (wtf?) The love of money is the root of all evil. Black symbolizes evil, the true reason for the name.
mandingoe tarafından 28 Kasım 2005, Pazartesi


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Sources: Statesman Journal, Southern California Public Radio
quote: "Oh by the way, all that money you're saving with your new vehicle will actually still be going into our pockets."
quote: ...but I'll just point out that any true flat-tax system is terribly regressive. The less money you make, the more painful that flat tax is going to be.
quote: But regardless of how painful it is for anyone, we should all have to bear the burden of government. If it's truly benefiting all of us, it should be paid for by all of us.
quote: Why has it become acceptable that those who benefit less from the government pay more to be given to those who benefit more from the government?
quote: If you love small government so much, move to Somalia - thats about as small as a government can get.
quote: Worse, we think it's morally right to put a gun to Bill's head and force him to pay for some (or all) of Bob's portion.
quote: that any true flat-tax system is terribly regressive.


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I am a female and I am telling you that the g spot is real. Put your fingers in the vagina, with your palm up. An inch or two in, you will feel a rough spot on the wall of the vagina. More your fingers in a sort of "come hither" motion, rubbing this spot. (This doesn't work on virgins because the g spot is above the hymen)
Ooooo baby, hit my g spot now and I'll do anything you want. A beer, a blowjob, all while watching that football game....
viết bởi g spot wizard 14 Tháng hai, 2004
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Harder to find than the meaning of life.
Lorrie: Find my G-spot
Joel: Bitch please atlantis would be easier to find
Joel: Bitch please atlantis would be easier to find
viết bởi Pacodahustla 03 Tháng mười hai, 2005
female erogenous zone; some believe its a myth, but in fact it exists
There is no such thing as the g-spot. No, your shit's just too small to hit it.
viết bởi Backwards doG 11 Tháng hai, 2003
1. The Grafenberg spot is an area on the anterior or front wall of the vagina, between the opening and the cervix, which is often found to be extremely sensitive to stimulation. It is hypothesized that the G-spot is either
1) a bundle of nerves coming from the clitoris, or
2) a gland or series of glands that produces lubrication. It is thought to be perhaps analagous to the prostate gland in men.
1) a bundle of nerves coming from the clitoris, or
2) a gland or series of glands that produces lubrication. It is thought to be perhaps analagous to the prostate gland in men.
That bitch had a g-spot orgasm and sprayed her juice all over my face.
viết bởi deplemisher 24 Tháng tư, 2003
4 those of u who dont know what it is or where its at or what to do ur in luck. the g-spot is probably 1 of the most sensative sexual organs in the females whitch is located about 3-4 inches in the clit whitch is round to touch and lize is about quarter to nicle in size, going in with only 1 fingure will not work as well so use your index and middle fingure. both fingures facing up and u will probably still not find it but yes it is located on the top so get it closer to yourself. to do that use yuor index fingure to press just on top on the inside whitch will move the g-spot a little closer to you. use ur middle finger to get befind the g-spot not moving your index fingure yet, then once u got the g-spot in your grasp get ur index fingure also behind it (that is if you can reach it if u cant then use your middle fingure) then press on it as hard as you can buy now she will be screaming... no not in pain u jackass in pleasure -_-... your lucky woman will love u more and more knowing that u know how to please her. she will have about 5-30 orgasms depending on how well youve done your work. still theres a lot more to know then just that. heres the second way to do it. 1st make shure your woman is verry turned on and ready for you then (heres a neat trick to make a woman feel like youre fucking her in the ass without the pain) turn ur fingures around 180 degrees and start rubbing and pressing lightly on the skin and she will go nuts. after about 3 min of that shell want more so start moving both the fingures up and down rapidly hitting the g-spot and her other pleasure point after about 20-30 min of working her she will be soaking wet and barrely be able to move... this means its your time to do w.e. the hell you want!!!
my gf: "..."
me: "whats wrong had too much of me playing with your g-spot and now u cant even talk?"
my gf: "(with a half dead and happy voice)yeah..."
AIM - knives 0ner
me: "whats wrong had too much of me playing with your g-spot and now u cant even talk?"
my gf: "(with a half dead and happy voice)yeah..."
AIM - knives 0ner
viết bởi jack the reaper 31 Tháng tám, 2005
the most sensitive area inside a woman's vagina, prone to touch and air...
when I fingered her g spot, she moaned like a wildebeest
viết bởi Foxy 01 Tháng ba, 2005
i am a girl i am telling the g spot exists find it and ill do anything your heart and dick desires
find my g spot baby and i'll do wwhat you want all night long
viết bởi miss renata 05 Tháng mười một, 2005


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Tuesday, June 10, 2014
Journal Scene Staff
Poll managers were still experiencing slow traffic at some polls during the final voting hours of Election Day.
At the Summerville building for Trident Technical College poll managers reported 91 voters by 5 p.m. -- 7.63 percent of the precinct population.
Poll manager Joan Brown said she and other poll managers were surprised by the low number of voters, saying now is the time for people to make a decision.
Voter DeVon Suber said she went the Democratic route, saying her vote included Joyce Dickerson and Montrio Belton. She said she has read a little bit about all the candidates.
Im just a little more drawn to them, she said.
Suber is hoping for candidates who represent the people as opposed to personal agendas.
Im looking for some positive changes, she said, adding she is hopeful more people will vote. It all depends on participation. I think every opportunity they get folks should vote.
Incumbent County Councilman David Chinniss wife Barbie was at Trident Tech, greeting people at the door and encouraging them to vote for her husband.
He has worked hard, she said. He has done a lot these last three and a half years. The county council is getting stuff done.
Barbie Chinnis also voted for incumbent Rep. Jenny Horne for Statehouse 94.
She has been doing a lot of work for children and the DSS, she said.
Barbie Chinnis said either way the election goes her family will be celebrating when the results are in.
Its been a hard race, she said. Ill be glad when its over.
Stallsville United Methodist Church got a surprising turnout according to poll managers: by 6:20 p.m. they had a total of 207 voters, a percentage of 22.22 for the precinct.
Poll manager Mike Scot said usually that precinct only sees about 20 percent of its population.
Anything over 20 percent is a good deal, he said. In the big scheme of things 20 percent isnt good. We only have about 1,200 people in this precinct.
Gale Callaway cast his vote via curbside voting. He said he was planning to vote for Horne and Chinnis because of their track records and some of their campaign promises.
Kimberly Moock voted for Franklin Smith, one of Hornes two challengers.
He believes in a lot of the things my family believes in, she said.
She also voted for Chinnis and incumbent U.S. Sen. Lindsey Graham.
I like some of their political views, she said.
Voter turnout appeared to be picking up in precincts along Dorchester Road; however, precincts in the North Charleston area of the county continued to see sporadic turnout.
Poll workers for Windsor 1 and 2 and Lincoln Precincts said turnout had been sporadic throughout the day. As of 5 p.m. 181 voters had cast ballots, representing about 5.6 percent of the voters for those three precincts.
We havent really had a busy time, Poll Manager Charmaine Jioa said . There were a couple of times during the day when all the machines were in use, but mostly its been stop and go.
She noted that primary turnouts are traditionally lower, but said she hoped more voters would come in as they got off work.
Jiao also noted that their polls had no problems.
This is a good group, she said of her fellow poll workers. Weve worked several elections together now.
Ashborough West and Ashborough West 2 precincts reported nearly 17 percent voter turnout as of about 4 p.m., with some 284 voters casting ballots, noted Poll Manager Hal Verona. While he said the days process went smoothly, he did note occasional minor misunderstanding regarding the primary process and the need for voters to declare whether they are voting on one ballot or another.
Its not about declaring affiliation with a party; its simply choosing which ballot you want to vote, he said.
Martha Mills noted that she wanted to vote for a candidate for county council on the Republican Party ballot, but because she is a registered Democrat, she felt she had to vote the Democratic Party ballot, not necessarily because of the candidates on the ballot but because of some of the issues they are raising.
There are some questions being asked gambling for example, she said. A lot of other states have it. If it helps the economy and provides tax dollars, why not have it?
A number of Republican voters said they saw their ballot as a chance to vote Graham out of office.
My main reason for voting today is to vote against Lindsey Graham, Brian Peddicord said. Mostly his national agenda is too progressive for me.
John Skerritt, who said he generally votes Republican, also said one of his main reasons for voting today was to vote against Graham.
I came out because theres a lot of people trying to get rid of Lindsey Graham, and Im in favor of that, Skerritt said. I was in favor of that fifteen years ago.
Skerritt also said he believes in the idea that one should not complain if one does not vote.
If you dont vote, you dont have an excuse, he said. You have to practice your right to vote.
Poll managers reproted slow but steady turnout at the polls earlier in the afternoon, though Summerville Church of Christ had a bit of a lunchtime rush.
Weve actually been pretty steady, said poll manager Tracey Stice.
Voter John Chavis said he voted to send Sen. Lindsey Graham back to Washington.
He does a good job, Chavis said. Hes experienced. Hes not a straight-line conservative and people have to be flexible. Hes flexible in the right areas.
Down the road at Grace Lutheran Church, 161 people had voted by 3 p.m.
Poll manager Isabelle Rooney couldnt pinpoint why it was so slow.
No interest? she said. It could be the heat. They come in spurts.
And at Beautiful Savior Lutheran, 215 people had voted by 3:30 p.m.
Mary Wood cast her ballot for incumbents County Councilman Jay Byars and Sen. Tim Scott.
She said she voted for Byars because hes going to fix the drainage system in my neighborhood.
Steven Wright, a friend of Byars opponent Lester Dempsey, was outside greeting voters.
Lester has 12 years of volunteer experience, he said. He is a citizen representative and he firmly believes in representing the people.
Although some poll workers reported lines of voters waiting for polls to open this morning, voter turnout remained stubbornly light for most of the precincts along the Dorchester Road corridor between Ashley Phosphate and Trolley Road.
Fort Dorchester Elementary School appeared to have the highest turnout in that area of the county, with some 188 of more than 400 voters registered casting ballots as of around noon today, according to Poll Clerk Tony Piscatella.
He said the precinct had not experienced any problems either in voter dissatisfaction or equipment failure. He also noted that the majority of voters tended to vote Republican ballots.
The story was a little different at Riverbluff Church, which housed Kings Grant 1 and 2 precincts. However, the issues that did crop up were quickly solved, Poll Clerk Randy Busse said.
We had one of seven machines working when the polls opened this morning, but we quickly got them up and running, he said.
Then one voter said they could not find Larry Hargett, candidate for SC House Seat 98, on the ballot; shortly after that, Hargett himself appeared to lodge a complaint, Busse said. He said he could not say how or why that might have happened, whether it was voter confusion, a mistake on the part of a pollworker, or equipment failure. Whatever the reason, he said he was able to resolve the issue satisfactorily.
I was able to show Mr. Hargett that his name was on the ballot and the individual voter voted a challenge ballot, Busse said. Everyone seemed to be satisfied with the solutions.
Dorchester County Elections and Voter Registration Director Joshua Dickard said there was some confusion at Kings Grant because the precinct is split, so voters in the same precinct are voting in different races.
Kings Grant 1 and 2 precincts were showing 7.48 percent voter turnout as of around noon, he said.
At Oakbrook Elementary School, which housed Oakbrook precincts 1 and 2, turnout was light, with about 59 people casting votes about 1.82 percent of voters registered to those precincts -- as of noon, but the process seemed to be going smoothly, with no issues reported with machines or ballots.
Johnny and Jeannette Brooks, who voted in the precinct, said they had no problems at all.
It was simple, fast moving, very convenient, Johnny Brooks said. We voted Democrat. We just hope to get the right people in there to get this economy back on track.
However, next door at Oakbrook Elementary School, where voters from Tranquil 1 and Tranquil 2 precincts voted, the turnout was light, but with three different ballot styles, there apparently was a little confusion among voters, Poll Clerk Paul Werksman said.
As of noon, between 2.5 and 3.7 percent of the voters registered in those precincts had cast ballots, he said.
At Spann Elementary, poll worker Lloyd Ivey said traffic was slow but steady.
Im surprised more people arent showing up to vote, he said. Its a cherished right that we have that you should take advantage of.
At the Coastal Center, 202 people had voted by 1:50 p.m., or just more than 6 percent of registered voters.
Dorchester County Councilman David Chinniss daughter Meagan was there doing some last-minute campaigning for her dad.
Primary Voting Under Way
Leslie Cantu
Primary voting has begun in Dorchester County.
Voting appears to have gotten off to a slow start. Poll workers at Dorchester Presbyterian Church said they expected somewhat more voters than they had gotten by about 7:30.
Poll workers at Stallsville Methodist Church said theyd gotten a slow trickle of voters.
Some polling places have been changed.
Voters in the Clemson, Clemson 2 and Clemson 3 precincts will vote at Reevesville Elementary instead of DuBose Middle. The two schools share a parking lot.
Board of Elections and Voter Registration Director Joshua Dickard said that was a last-minute change when election officials realized DuBose had ongoing construction and no available restrooms.
And voters in the Germantown, Dorchester and Dorchester 2 precincts are voting at St. John the Beloved instead of Bethany United Methodist. Continue checking journalscene.com today for updates on Primary Day.
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When a load of ejaculate is shot into only one eye of a recipient, and then dribbles down the face. The likely results of sitting up after recieving a pearl eye patch.
After I gave her the old pearl monocle she looked a little like that guy from monopoly.
viết bởi chowderlap 12 Tháng bảy, 2008
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Top Definition
A 'go to' girl; a female who will help you get things taken care of; a female you can rely on when you are in need of extra assistance; a female who acts as a 'jack of all trades' and is capable of doing almost anything; a girl you can count on when you are overwhelmed with your own chores and the duties must be done; a girl who does most of the leg work on a project, but never takes (or gets) credit.
When you need extra help....I'm your Girl Friday.
Go To Girl tarafından 28 Şubat 2007, Çarşamba
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on January 8, 2013 - 6:47 PM
The Erie County Legislature will begin its review of a proposed lease agreement with the Buffalo Bills for Ralph Wilson Stadium next week.
Legislators plan to invite representatives from the administration of County Executive Mark C. Poloncarz and Buffalo Bills executives to an Economic Development Committee meeting at noon Tuesday. to explain the proposal and answer questions from legislators about its terms.
Legislature Chairwoman Betty Jean Grant, D-Buffalo, said the proposed memorandum of understanding could come up for a vote later this month unless questions arise that stall its approval.
Poloncarz, along with Gov. Andrew M. Cuomo and Bills executives, announced Dec. 21 that they had reached a 10-year deal that would invest $130 million in stadium upgrades. The terms call for a $400 million penalty if the team leaves Buffalo before 2023, with a one-time option to leave in the seventh year by repaying only $29 million.
The Legislature's Economic Development Committee will meet at noon at Old County Hall, 92 Franklin St.


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This area provides information and tools to assist individuals and their collective(s) working to end sexual violence through public policy and systems change. Public policy includes federal, state, and local laws that impact victims and survivors of sexual violence and address prevention strategies, the configuration and operation of agencies and systems that respond to and prevent sexual violence, policies and protocols, and funding for the provision of services to victims and survivors. Systems advocacy is the tool that advocates and other professionals use to ensure the rights and needs of victims of sexual violence as they negotiate systems on their journey toward healing and also to ensure that systems are working to address the prevention of sexual violence.
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The Community Choir of Geneseo will mark its fifth anniversary this summer.
The theme for the 2013 season is "Kids!" The children's choir will sing with the community choir, as well as by themselves.
The Community Choir will rehearse on Wednesday evenings from 6:30 p.m. to 8 p.m. Rehearsals will start June 5 in the Geneseo High School band room. The choir will rehearse every Wednesday through June 26.
A dress rehearsal for the annual concert will be July 2. The choir will perform at 7 p.m. July 10 in the high school gym.
The Community Choir is open to those high-school age and older. The 2013 repertoire will include: "Kids," "The Circle of Life," "Bandstand Boogie" and a sing-a-long of children's songs.
Area residents interested in singing with the Community Choir are asked to contact director Pam Edwards by May 22. She can be reached at 944-6641 or firstname.lastname@example.com.
Location, ST | website.com


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Our car listings are updated daily, so you are sure to find the best selection in Smyrna, Georgia. Browse through our most recent inventory of certified pre-owned used cars, select a dealer in Smyrna, or check out what cars are for sale in your neighboring cities.
The following are just a few of our listings in Smyrna, Georgia to help you with your search for that next used car. Not sure these cars are right for you? No problem, use our search widget and narrow down your specification by make, model, and price and enter the zip code in Smyrna for a more detailed search.
At UsedCars.com we know how difficult it can be to find that perfect used car, so we've made it easy to search or browse through dealers or certified pre-owned used cars, or to see what cities surrounding Smyrna have for listings and dealers. Whether you're just seeing what's available, or are ready to make a purchase, we have everything you're looking for.


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Order as many items as you like with our $4.99 flat rate shipping.
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Stay warm on the coldest of game days while showing off your love for the Giants and Victor Cruz by sporting this Nike Player hoodie. It features the #80 printed on both sides with a team name on the front and Cruz's name on the back. It also features Nike's Therma-FIT technology to keep you warm while you cheer on Cruz!
- Material: 100% Polyester
- Therma-FIT ® technology provides warmth with lightweight, breathable material
- Soft fleece lining
- Midweight hoodie suitable for moderate temperatures
- Front pouch pocket
- Hood with drawstring
- Long sleeve
- Screen print graphics
- Pullover
- Officially licensed
- Imported
- Brand: Nike
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Spending a lazy Sunday with the family is just what your kiddo needs! She can relax in Indianapolis style as she watches her Colts take the field in these fleece pants. These comfy bottoms feature the team logo with the name and fun stripes printed down the left leg, all with a pink touch! Just because she's hanging at home doesn't mean she won't look her cutest – especially when the Colts are involved!
- Officially licensed NFL product
- 55% Cotton/45% Polyester
- Size XL has 28.5" inseam
- Elastic waistband with drawstring
- Screen print graphics
- Two front pockets
- Elastic cuffs
- Soft fleece lining
- Imported
- Imported
- Brand: Outerstuff
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Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


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Apply the new and exciting possibilities of the PS Vita system in Ninja Gaiden Sigma Plus. Carry on playing the ever porular Ninja Gaiden series and see them from another perspective when transferred to this latest gaming platform.
- Start of as a new player in the Hero Mode. Or for the gamer already familiar with the series, use the auto-guard defense or automated reverse wind evade moves.
- Aim and launch projectiles using the combination of rear and front screen capabilities.
- Unlock higher, more challenging battles and missions as your skill levels progress ever upwards.
Super Gamer Dude
PS Vita
The Ninja Gaiden Series has been running for a very, VERY long time. Since 1988, the series has been on arcade machines, Nintendo's NES, S-NES, and the more current portable DS, Sega's Master System and Game Gear, as well as XBOX, PS2 and PS3, and PC's. There had even been an Anime OVA (Original Video Animation) released in Japan in 1991. Originally known as Ninja Ryukenden in Japan, Ninja Gaiden can be placed alongside Mario and Sonic as a game that has stood the test of time.
Originally created by the game company, Tecmo, Ninja Gaiden is a video game the follows the story of Ryu Hayabusa, a cutthroat stealth assassin. What was once a side-scrolling beat-em-up adventure, the series has taken a turn to the three dimensional world of today's action adventure genre of video games. Fast forward to today, the series is now also developed by Team Ninja, under Tecmo, which has created Ninja Gaiden Sigma Plus, one of the latest installments of this video game franchise for the PS Vita. This video game follows the story of the Xbox version of Ninja Gaiden, which is the precedent to all the 3D versions of the game that we see in store shelves today.
The version now still sets the main Player's character as Ryu, however, Ninja Gaiden Sigma Plus has a segment where players play as a demon hunter named Rachel. The premise is simple, follow the story line, beat up all the bad guys, get as many points as possible, and exact revenge for the characters being played.
The game mechanics are a lot more fluid than the Side-scrolling counterparts of yesteryear. The ninjas are able to scale walls, find power ups to upgrade abilities, and have many different weapons from which to choose from and unlock. The controls are fluid and very responsive. Which is great because enemies will stop at nothing to defeat the player, regardless of the difficulty level chosen. And in order to counter the onslaught of enemies (on average, the battles, except for boss fights, are always multiple versus one), it would sometimes be necessary to use Ninpo techniques. These are special techniques that make use of the Vitas touch screen, located in the back of the portable console. Some Ninpo techniques utilize the elements such as water or fire. This gives it a very unique taste, allowing gamers to feel the true strength of a ninja during gameplay.
Ninja Gaiden Sigma Plus is a beautifully made game for the PS Vita, and makes great use of the console's graphics card and system. Although the environment may be considered slightly bland by some of today's standards, the character design and integration within the environment is fairly superb.
While there is quite the learning curve for some people, once mastered, the game will be able to take up hours of a gamer's time, because of the extensive plot and sequence of events. Anyone who picks up the game is sure to experience greatness.
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Top Definition
trashcan with wheels
I want to tread on you and put you in the wheeliebin
מאת none12345678910jorge 11 במאי, 2009
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Rolling trash cart with a flip-open lid, often designed to be picked up and dumped by a robotic arm on a garbage truck.
Originally Australian, the term is spreading to the rest of the English-speaking world with adoption of the technology.
Originally Australian, the term is spreading to the rest of the English-speaking world with adoption of the technology.
We had so much snow I couldn't roll my wheelie bin out to the curb.
מאת voxbongo 5 באפריל, 2005
sporting term most commonly used in cricket to describe a player that is the last resort when all other alternatives have been exhausted
well skipper we could always bring on the wheelie bin
מאת gbloco 16 בנובמבר, 2005
Wheelie bins are bins used in Australia. they are upright, bigger at the top with small wheels on the bottom of the back, and handles at the top so they can be wheeled around.
Everyone threw their rubbish into the wheelie bin.
"shit! Cops are coming! Hide in the wheelie bin!"
"shit! Cops are coming! Hide in the wheelie bin!"
מאת Anna 28 באוקטובר, 2004
A large black bin which sits outside pretty much every house in Australia. It's sole purpose is for rubbish which is collected every week by the rubbish colection, but the wheelie bin is used for many other things. Probably the most fun is the practice of getting so unimaginably drunk that you can't stand and have to be wheeled home in one of these bins.
"Oh shit man - He's maggot! Time for the wheelie bin!"
מאת Ezzadawg 4 בנובמבר, 2007


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Q4 2006 Earnings Call - 'Earnings Transcript'
Wednesday, February 14, 2007 02:30
Corrected Transcripts are verbatim transcripts that have been reviewed and corrected by industry-focused financial professionals. Our editors re-listen to the entire call audio and confirm and research all the terms and numbers in the call to eliminate "inaudible," "indiscernible," or "phonetic" entries. The result is the most accurate Corrected Transcript available in the marketplace.
Coverage of a variety of event types:
- Analyst/Shareholder Meetings
- Conferences and Presentations
- Earnings
- Guidance/Update Meetings
- Sales Results
- Special Events and M&A
Q4 2006 Earnings Call - Questar Corp. - Earnings Transcript
- February 2007
- FactSet
Q4 2006 Earnings Call - 'Earnings Transcript'


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Posted September 28, 2013 10:14 pm - Updated January 22, 2016 03:00 pm


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Sasha Sims scored 16 points and Jama Sharp added 10, but the Stetson women's basketball team (3-3) fell 79-49 to host Florida State Friday night at the Donald L. Tucker Center.
The loss snapped Stetson's two-game win streak.
An early 14-0 run by Florida State (5-1) put the Hatters down early, but Stetson climbed back to within nine at halftime and to within six early in the second half.
"In the first half I thought we played as tough as anyone could against them," Stetson head coach Lynn Bria said. "I thought for the first six minutes we just weren't used to their size. We couldn't see and we turned the ball over, and that hurt us."
After Sharp's three-pointer 30 seconds into the second half cut the Seminoles' lead to just 39-33, Stetson would connect on just six field goals the rest of the way.
"In the second half we scored early, but they went on a run and we just couldn't score," Bria said. "They wore us down a little bit inside."
Florida State, which entered the game just outside the Top 25, shot 47 percent from the floor and outrebounded the Hatters 47-25. Senior forward Natasha Howard scored 26 points on 11-of-14 shooting.
Hatter freshman Amber Porter contributed defensively with a season-high four blocks.
"I thought Amber Porter played big-time basketball," Bria said. "She blocked shots, she altered their shots, and she scored for us. I thought Sasha Sims had a great game. Jama Sharp also played well. However, when you play a team like this you need everyone to show up, and we had people not show up today."
Stetson will stay in Tallahassee over the weekend and play Florida A&M on Monday at 6 p.m.
Notes: Stetson went a perfect 8-for-8 from the free throw line ... Sasha Sims scored 13+ points for the 13th straight game ... DeAsia Beal collected season-highs of five points and five rebounds and hit her first career three-pointer.


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Donald Steinbrugge This article was authored by Donald A. Steinbrugge, Managing Member of Agecroft Partners LLC, a third-party marketer based in Richmond, VA, U.S.
It has been recently covered in the media that Mary Jo White, who became SEC chairman on April 10, is pushing to adopt the JOBS ACT without major changes and potentially adding additional investor protections at a later date. While this new legislation would for the first time allow general solicitations and advertising to the US general public by hedge funds, hedge funds will still only be able to accept investments from accredited investors.
This legislation has been strongly contested by consumer advocates that remain concerned that hedge funds are risky and that unsophisticated investors might be taken advantage. However, a quick review of the ordinary investment vehicles available to the general public and their respective risks of capital loss compared to the same risk for hedge funds would quickly reveal that hedge funds do not present the amount of risk as perceived by the general public. To the contrary, many sophisticated investors are now actually allocated to hedge funds to reduce the overall risk in their portfolio.
Instead of focusing on hedge funds, these consumer advocates groups should be concerned that many individuals are buying: 1. 30 year treasury bonds that could sustain significant market value losses if interest rates begi......................
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Bailey McCann, Opalesque New York: BlackRock will be working with New York-based Artivest to provide a platform for broader distribution of BlackRock alternatives funds. Artivest is a technology-driven alternative investment platform that also offers brokerage services. BlackRock has approximatel
Bailey McCann, Opalesque New York for New Managers: New York-based Ayin Capital Management, a new hedge fund firm founded by Simon Berring, who was previously portfolio manager at the IMC Credit Fund, has launched a
Komfie Manalo, Opalesque Asia: European specialist Lyxor Asset Management launched its first alternative multi-manager fixed income fund with daily liquidity in a UCITS format, called the Evolution Fixed Income fund.
Lyxor commented , "In t
Komfie Manalo, Opalesque Asia: Hedge fund investors are looking at private placement life insurance (PPLI) as concerns about tax lingers across the industry, said Aaron Hodari, managing director at US-based wealth advisory firm Schechter Weal
Bailey McCann, Opalesque New York: Harvard Management Company, the professionally managed $36 billion university endowment, has hired N. P. Narvekar, 54, to the roles of president and CEO. He succeeds Stephen Blyth, who resigned in July. Blyth cited health reasons for his departure after 18 month
Bailey McCann, Opalesque New York: Hedge funds are pulling some of their business from Deutsche Bank, according to a Bloomberg report. People familiar with th
From law firm Sadis&Goldberg LLP: The insider trading case against Leon Cooperman is eerily similar to the SEC's loss to Mark Cuban, by relying on a "he-said, she-said" claim of an oral promise not to trade - but is bolstered by Cooperman as
Bailey McCann, Opalesque New York: Maitland, the Luxembourg based fund administration firm, has opened its second US office in New York. The move follows the opening of their Miami office earlier this year. The $280 billion fund services firm says its on an expansion trend and wants to become a d
In the week ending 23 September, 2016, on the legal scene; the SEC has charged Leon Cooperman of insider trading in connection with Atlas Pipeline; Co
Komfie Manalo, Opalesque Asia: South African equity-centric hedge funds reported strong gains in August and surged ahead with a solid set of returns, ahead of market indices following a moderately weak July, South African prime broker Peregrine
Bailey McCann, Opalesque New York: For all of the money going toward blockchain experiments at big financial firms, Overstock.com may be the closest to beating them to market. The company has steadily been building a blockchain based fintech business alongside its online retail arm. The subsidia
Benedicte Gravrand, Opalesque Geneva: A new series on technology providers that assist asset allocators.
There is disruption in the investor part of the world of hedge funds, coming from platforms that can replace traditionally-run search and analysis. Here is one of them.
Komfie Manalo, Opalesque Asia: Financial management company ML Capital said that because of the unstable economic environment, more fund managers have pooled funds into a lot of the same positions in an attempt to hedge against this volatility.
Bailey McCann, Opalesque New York: Even though many European countries are dealing with slow growing economies, investors are still piling money into European private funds. Late last week, French private equity firm Ardian closed its sixth fund on 4 billion. The fund hit its hard-cap and was ov
In the week ending 16 September, 2016, HFR said that hedge fund launches and liquidations fell in the second quarter of this year from the first quarter; Rory
Benedicte Gravrand, Opalesque Geneva: Activist investing is in vogue in North America, and well publicised by the brash actions of managers such as Carl Icahn of Icahn Enterprises, Bill Ackman of Pershing Square and Paul Singer of Elliott Management. It is slowly gaining ground in Europe, with a
Benedicte Gravrand, Opalesque Geneva for New Managers: The beauty of small-cap stocks, according to hedge fund manager Indraneel Das, is in their standard deviation: "They encompass a very rich universe with a wide
Bailey McCann, Opalesque New York: Some of the biggest names in asset management weighed on the state of world affairs and world markets, at the Delivering Alpha Conference held yesterday in New York. Panelists were generally gloomy, but tucked in among the worry were a few of their best ideas.
In the week ending 09 September, 2016, stocks where hedge funds own a large percentage of the outstanding shares tend to outperform the S&P 500 by about 3.6% a year, research firm
Komfie Manalo, Opalesque Asia: Singapore-based hedge fund manager Pangolin Investment Management has expressed frustration over ASEAN politicians who have let down their respective countries. Pangolin Director James Hay said that the potentia
Benedicte Gravrand, Opalesque Geneva for New Managers: Consultant Lisa Snyderman shares her experience as an outsourced chief compliance officer (CCO), and a few tips for small and new fund managers.
Lisa S
By Mark Coriaty, Chief Strategy Officer, Eze Castle Integration
As financial firms become increasingly interconnected and globalized, their dependence on cyberspace has skyrocketed. While this amplified reliance on the infobahn has accelerated productivity and growth, it has also exposed firms
By: Donald A. Steinbrugge, CFA Founder and CEO, Agecroft Partners
Major corrections of the capital markets are a risk that investors always need to consider. The question is not if, but when will it happen. Investors need to consider: What is the probability of it happening in the near future?
By: Chris Tucek, a Partner with Aon Hewitt Investment Consulting in Chicago
Our outlook calls for low returns by historical standards for traditional asset classes over the medium term. Looking backward, we have experienced higher levels of equity market volatility in the past year with notable
The loss of AIFMD passporting rights that enable UK-based alternative fund managers to market products across the EU has been one of the industrys main concerns since the Brexit vote. Tim Thornton, COO, Fund Services, MUFG Investor Services, explores potential implications.
"Whether t
By Michael S. Young, Chief Operating Officer and Co-Founder Mediatrix Capital
Sophisticated artificial intelligence (AI) is enhancing the Forex investment approach with next generation algorithmic systems that are able to perform human tasks such as visual perception and multi-input decision-mak
This article was authored by Logica Capital Advisers, Los Angeles.
Investors use hedge funds (HFs) for a variety of reasons, including diversification and improved risk adjusted returns. However, our observation has shown that HFs carry some misconceptions about their benefits. We hav
By: Michael G. Tannenbaum
Undertakings for Collective Investments in Transferable Securities (UCITS) have become increasingly popular as an attractive cross-border investment fund product. UCITS funds are readily sold in the European Union under its harmonized regulatory regime, allowing member n
Authored by partners at global law firm Dechert LLP.
The voters have spoken. Britain will (absent any new deals) leave the EU.
Under the EU Treaty, the exit process should take at least two years. During this two-year period, UK-base
Hedge funds study reveals vast disparity in types of investors securing side letter arrangements
A new study of the hedge fund space by industry law firm Seward & Kissel LLP reveals a wealth of information regarding established hedge fund managers use of side lettersspecial agreements
From Reuters.com: Caesars Entertainment Corp said on Monday it remains "optimistic" of reaching a $5 billion deal with the bulk of its creditors to push its main operating unit out of bankruptcy, but one hedge fund bondholder said it will pursue litigation. Caesars offered a sweetened $5 billion set
Komfie Manalo, Opalesque Asia: The Lyxor Hedge Fund index was up 0.4% from the week ending September 20 (-2.4% YTD), supported by the willingness of central banks to remain accommodative, Lyxor Asset Management said in its weekly briefing.
It ad
From Blooomberg.com: Richard Perry, one of the biggest names in hedge funds, is calling it quits after 28 years. Perry, 61, is winding down his New York-based flagship fund as the industry confronts one of the most tumultuous periods in its history. In a letter to investors Monday, he said his style
Matthias Knab, Opalesque: Eden Rock Group announced the purchase of Gottexs stake in ERG Asset Management and so the firm is now wholly owned by Eden Rock. The two firms established the joint venture in 2011 to focus on providing cost effective solutions to funds holding illiquid investments, as
Featuring : KeyQuant: The benefits of an all-weather, fully systematic trading model.Based in Paris, KeyQuant started 2010 with $6 million and was able to attract a large institutional investor base and grow quickly. The two co-founders, trained in finance, aeronautics and statistics, graduated from top French en...» Watch the video
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Near Term Trend: Neutral to NegativeFridays Close: 3019 (- 17)UPDATE: For months we have stated, Overall key resistance at our line (3115) should cap any further advances.Three weeks ago, the Index approached that region, directly under our resistance line, and then proceeded to sell off 165 points (see chart).Last weeks price action was constructive, but still a long way to go to trade above key resistance.Note: Near term support stands at 2875.
Near Term Trend: Neutral to Negative
Fridays Close: 3019 (- 17)
UPDATE: For months we have stated, Overall key resistance at our line (3115) should cap any further advances.
Three weeks ago, the Index approached that region, directly under our resistance line, and then proceeded to sell off 165 points (see chart).
Last weeks price action was constructive, but still a long way to go to trade above key resistance.Note: Near term support stands at 2875.


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There are now 4 different Little Wood Pots in this selection. Choose either our Wood Pot with Pointy Lid (on the far left), our Wood Bean Pot (in the back center), the Small Secret Pot (in front with lid off), or the Large Secrets Pot (on the far right)! Each has a lid and is a fun place to keep wee items. The Wood Bean Pot is 2 5/8" in diameter and 2 1/8" tall. The Mini Wood Pot with Pointy Lid is 2" in diameter and 1 1/2" tall. The Small Secret Pot is 1 1/2" in diameter and 1" tall. The Large Secrets Pot is 2 1/8" in diameter and 1 3/4" tall. They are just wood, no finish! These little pots are great for holding treasures safely while a child is sleeping or for using in a play kitchen for holding play food. They are also fun for art projects - children will have fun decorating their wood pot.
Please Note: The Mini Wood Pot has a small handle on it which has the potential to break off and, thus, is a choke hazard.
"I also wanted to thank you for carrying the little pot with cover (the tiny one). It has been my young son's favorite since he was about 6 months old. He is now 16 months, and he plays with it EVERY day. With new things around, he still ALWAYS migrates back to the little pot. P. Roland, Baraboo, WI. 12/27/06"


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Best states for retirement
POSTED: 07:50 AM PDT May 06, 2013 UPDATED: 11:00 PM PDT May 05, 2014
Think you know which states are best for retirees? Think again.
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Wednesday, August 14, 2013
We're born to die, according to my late Baptist deacon father. That's a true, if bleak, statement. I'd add this: If we're very lucky, we grow old before we die. That goes for dogs as well as humans.
Miss Nicky, aka She Who Rules, is happily waddling into the autumn of her life. We adore this little dog, who was born to love and shed.
You can't put a price on love, but our love for Nic isn't cheap. There's her annual physical, parasite and blood tests, to make sure her liver is lively. Add flea medicine, heartworm medicine, anti-seizure medicine, arthritis medicine, gallbladder medicine and Cushing's disease medicine. Plus occasional antihistamines and antibiotics, when she gnaws her tail bald. (She does this about twice a year; I tell Widdle she's molting. He is not amused.)
That doesn't include nail trims, special dog food, organic treats and boarding fees when we can bear to tear ourselves away from her for a few days.
Yes, our world revolves around Nicky. Recently a telemarketer called and asked to speak to "the head of the household."
"She's eating kibble at the moment," Widdle said, politely and truthfully.
Most pet owners will do anything to keep Fido healthy and happy. As humans, we must. They're helpless. And they trust us.
Seven years ago, we adopted Nicky from a rescue in Florence, S.C. after I saw her photo online at petfinders.com, a nationwide database of shelters and rescues. You enter your preferred breed, gender, size and location, and get photos and bios of dozens of homeless pets.
We were willing to drive up to 100 miles; Widdle didn't want a male; and I wanted a dog that was under 20 pounds and housebroken. I selected three dogs at one rescue and emailed to set up a visit.
The rescue director responded: "Complete the attached questionnaire. Submit vet references and neighbor references, plus photos of your fenced-in yard. Also send photos of where the dog will sleep. We do not place dogs that can't sleep inside."
I don't test well, and this felt like a terrifying test. But photos of one little dog kept me going: She was small, bowlegged and a little plump, with huge worried eyes.
We provided the required info, were approved and showed up at the appointed hour. The rescue was in a rambling suburban bungalow. The rescue lady had long gray hair and was just as gruff in person as she was in emails.
We stayed on the porch and a volunteer carried out the first dog. When she was placed in my lap, she squinted shyly up at me and then looked away. I could feel her heart beating.
I looked at Widdle and croaked, "This one."
"There are two others," he said gently.
"This one," I repeated. I knew it like I knew my eyes were blue.
I handed over a check for $150 and still consider it the best money I've ever spent. The rescue lady shocked me by giving me a heartfelt hug. "You saved two lives," she said. "Her, and the dog that will take her place here."
Heading home, she fell asleep in my arms. Widdle named her Nicky before she woke up. Today we seldom call her that. She's Babygirl or Sneezy or Sweetness, as in: "Whooz Mommy's babygirl?! I kiss your sneezy nose! Oooohhh, I kiss your tummy! Your sweet fat li'l tummy!"
Nicky—a little stiffer and a lot grayer now—yawns at my nonsense. Just another day in the life of She Who Rules.
Julie R. Smith, who passionately promotes pet rescue when not tickling Nicky, can be reached at firstname.lastname@example.com.
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