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Recent Event Highlights: Rush in 52-49 win at Cleveland - Chicago Daily Herald, WWE Friday Night SmackDown May 28, 2010 Detailed Results - Wrestling 101, LeBron James: How many titles must his teams win to assure his standing among ... - Plain Dealer (blog), King James Was Meant to Rule Cleveland - The Epoch Times, WWE SD! & NXT Tapings Tonight: Confirmed Matches & More - Wrestlezone, Mortgage Rates: Best 30 Year Mortgage Rates and 15 Year Mortgage Rates - MonitorBankRates.com, and 86 more...
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Rush in 52-49 win at ClevelandChicago Daily Herald... kickoff return with 14 seconds left to help the Chicago Rush to a 52-49 win over the Cleveland Gladiators at the Quicken Loans Arena Saturday night. ...Late field goal wide left as Gladiators loseOurSports Central (press release)An early must win for GladiatorsThe Morning Journalall 8 news articles »
WWE Friday Night SmackDown May 28, 2010 Detailed ResultsWrestling 101The 562nd edition of WWE Friday Night SmackDown came to you from the Quicken Loans Arena in Cleveland, OH. ...and more »
ESPNLeBron James: How many titles must his teams win to assure his standing among ...Plain Dealer (blog)By Starting Blocks Joshua Gunter, The Plain Dealer LeBron James holds his second MVP trophy before a Quicken Loans Arena crowd on May 3. Already, at age 25, ...Lebron James Free Agency: What It Will Take the Key Suitors to Sign HimBleacher ReportLeBron Watch, Day 7: Barack Obama Wants To Destroy Basketball In ClevelandDeadspin (blog)all 434 news articles »
King James Was Meant to Rule ClevelandThe Epoch TimesThere is a 10-story LeBron James billboard mounted across the street from the Quicken Loans Arena that is 110 feet high and 212 feet wide. ...and more »
Breaking Entertainment NewsWWE SD! & NXT Tapings Tonight: Confirmed Matches & MoreWrestlezoneWWE is taping this week's editions of NXT and Smackdown tonight at the Quicken Loans Arena in Cleveland, OH. There have been no announced ...WWE News: Smackdown & NXT TV taping notes for tonight; Report WantedPro Wrestling TorchWWE NXT May 25, 2010 Detailed ResultsWrestling 101Tonight's SmackDown/NXT Tapings, Title for Orton's DVD, Jim Ross NoteLordsofPain.netWrestling-Radio.comall 69 news articles »
MonitorBankRates.comMortgage Rates: Best 30 Year Mortgage Rates and 15 Year Mortgage RatesMonitorBankRates.comOther lenders offering 30 year mortgage rates on our rate tables include Quicken Loans. Their current 30 year mortgage rate is offered at 4.75 percent with ...Mortgage Rates: Today's Mortgage Rates Hit Low: 30 Year Mortgage Rates – 4.81%MonitorBankRates.comMortgage Rates Continue to Decline: 30 Year Mortgage Rates at 4.81%, 15 year ...MonitorBankRates.comall 724 news articles »
CBC.caVizquel in White Sox's lineup, LeBron out?Chicago Breaking Sports - Tribune (blog)While LeBron James' fate remains unknown, Cleveland is promoting Lady Gaga at Quicken Loans Arena. (Mark Gonzales/Tribune) By Mark Gonzales CLEVELAND ...Cleveland Needs To Show LeBron Some Love NowBleacher ReportThe Cleveland Cavaliers Fire Mike Brown - They Plan To Hire Lebron James ...The Spoof (satire)Inability to push Cavs to title costs BrownInside Hoops (blog)Akron Beacon Journal -WBZ -13WHAM-TVall 1,613 news articles »
Quicken Loans to Provide Origination Outsourcing for Smaller BanksHousing WireQuicken Loans, an online lender, launched a new division to provide mortgage services, such as consulting and underwriting, to community banks ...Quicken Loans Extends Reach to Community Banks and Credit Unions through New ...PR Newswire (press release)all 11 news articles »
...created a new mortgage services division that aims to serve community banks and credit unions nationwide. The division, Quicken Loans Mortgage Services, will manage the work necessary to complete a mortgage loan while the bank and credit union remains the...
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New York Times (blog)Sixth sense about tonightBoston GlobeDoc Rivers gives a thumbs-up leaving Quicken Loans Arena Tuesday, and he hopes it was goodbye to Cleveland, too. (Jim Davis/Globe Staff) By Gary Washburn ...Emotionless LeBron James packed up, ready to goBoston HeraldTodd Porter: Moment of truth now for LeBron, CavsCanton RepositoryThe Final Score: And the clock ticks on LeBron's title hopes, Cavs stintGMA news.tvFOXNews -News-Herald.com -National Postall 3,668 news articles »
Telegraph.co.ukWith a convincing victory, the Boston Celtics come full circle in Cleveland.ESPNCLEVELAND -- The Boston Celtics began the 2009-10 season here at Quicken Loans Arena 197 days ago with championship aspirations that only escalated after ...Shaq: Cavs' plan is 'simple'News-Herald.comThe Three-Pointer: Witnessing the rebirth of the CelticsWEEI.comCeltics Live Blog: C's, Cavs Head to Cleveland Tied Two Games ApieceNESN.com (blog)Sportinglife.com -JustBet Insider -Bleacher Reportall 2,125 news articles »
Cleveland Leader asked what fans thought after watching Pearl Jam rock the Quicken Loans Arena.
Quicken Loans client, Louis from California discusses in this video testimonial how Quicken Loans helped him purchase his new home and refinance another. Louis has used Quicken Loans multiple times for refinancing and purchase. He was able to use the money he saved from refinance, with the help of his mortgage banker Joe Kustra, to not only purchase his new home but to update the windows and garage as well. Louis looks forward to working with Quicken Loans and Joe in the future for any refinance and purchase needs.
Quicken Loans client Jen from Maine, discusses in this video testimonial how Quicken Loans helped her to refinance her home multiple times. Merribeth, her mortgage banker, was there for Jen every step of the way. She made sure that each and every Quicken Loans refinance Jen went through was...
Quicken Loans client Leah from South Carolina, discusses in this video testimonial how Quicken Loans helped her refinance her home. Leah was interested in getting a refinance to lower her interest rate and help pay off some debt. Client Care Specialists Edwin Goodwin and Jason Graff, helped Leah work through the entire refinance process. Quicken Loans used a local appraiser and even held the closing right in Leahs house, so that she didnt have to worry about driving anywhere. Leah recommends Quicken Loans and Edwin Goodwin to anyone looking to receive a mortgage or refinance.
Pearl Jam returns to Quicken Loans Arena in Cleveland, OH on May 9, 2010.
Insider Perks presents an exclusive look inside Quicken Loans Arena home of the Cleveland Cavaliers. Located in downtown Cleveland, OH it is the area's premier sports and entertainment venue. View our complete collection of Cleveland travel & tourism videos as well as hundreds of free resources for planning your next vacation at www.insiderperks.com
Quicken Loans clients Kyle from Virginia, discusses in this video testimonial how Quicken Loans helped him with his relocation. With the help of Dana Staniec his mortgage banker as well as Rose Qaza his Client Care Specialist, Kyle was able to easily go through his loan process. Kyle was able to lock in a great rate at a good time on his mortgage. Kyle loves his new home and recommends Quicken Loans to anyone looking to receive a mortgage or refinance.
Quicken Loans is that nation's largest online lender for a good reason. We love being America's Home Loan Experts. We've helped nearly 900000 clients finance a mortgage since 1985 and we can help you too. Learn more at www.quickenloans.com
Quicken Loans client Tracey from North Carolina, discusses in this video testimonial how Quicken Loans helped her refinance her mortgage. Tracey and her husband originally bought their home several years ago with the intention of reselling it, however when housing market dropped their plans changed. Their house payment actually ended up being higher then they wanted. Quicken Loans Mortgage Banker, Chris Behrns, introduced the idea of refinancing to Tracey and her husband. Chris was able change Traceys loan from an interest only to a principle and interest while still saving them about $300 a month on their payments. Tracey was so happy with her refinance she even found us on Twitter - twitter.com
Quicken Loans client Patrick from Georgia, discusses in this video testimonial how Quicken Loans helped him Relocate. Patrick was recently relocated by his corporation from the Midwest to the Southeast. Quicken Loans was able to make his first time home buying experience and relocation easy. With help from Dana Staniec, his mortgage banker, who kept in constant contact with him as well as the use of Quicken Loans easy online technology, Patrick was able to fly through his loan process. Patrick recommends Quicken Loans to anyone looking to get a mortgage or refinance and would use Quicken Loans again in the future.
Quicken Loans clients Amy and Anthony from New Jersey, discuss in this video testimonial how Quicken Loans helped them refinance their home. Amy and Anthony decided to refinance their loan because they wanted to take advantage of the reduced mortgage rates. Not only was their loan process quick and easy, but the documentation process was simple. Amy and Anthony were even able to use some of their loan money to remodel their house, improving their fireplace, replacing old furniture, buy new appliances, among other remodeling aspects. Amy and Anthony recommend Quicken Loans full heartedly for anyone looking for a mortgage or refinance stating Dont hesitate, give them a call!
Quicken Loans is that nation's largest online lender for a good reason. We love being America's Home Loan Experts. We've helped nearly 900000 clients finance a mortgage since 1985 and we can help you too. Learn more at www.quickenloans.com
Quicken Loans client Terry from California, discusses in this video testimonial how Quicken Loans helped him refinance his home. Terry saved almost $1000 a month by refinancing from 6.5% to 4.625%. The whole process, from start to finish took only 3 weeks.
More than 1500 Quicken Loans team members and their loved ones took to the streets of Detroit on Sunday, December 13, to participate in the companys annual Frosty Fest celebration. The event, which was previously hosted at Quicken Loans' Livonia headquarters, was moved to our future corporate headquarters in Detroit. The event featured complimentary ice skating and skate rental at the Campus Martius rink, live reindeer, a dog sled team, photos with Santa Claus, a craft tent where kids created holiday gifts for their parents and a warming center inside the Compuware building that had snacks, crafts and a Nintendo Wii for families to enjoy. The event was intended to help our team members spend a fun-filled memorable day in our new home city, while also familiarizing themselves with the area and visiting local businesses.
I was onsite this week at Quicken Loans. So team members could see the options being explored for the new office, they setup a sample cube space on our floor.
Learn how to take advantage of the $8000 first-time home buyer tax credit at www.quickenloans.com . First-time home buyers must apply on their new home by April 30, 2010 and close on their new home by June 30, 2009 to qualify. Don't wait or you'll miss out on this opportunity. This is the perfect time to buy a home. Its the best buyers market in decades and home prices are near historic lows. Mortgage rates are near historic lows. And with the $8000 first time home buyer tax credit, you couldn't ask for more reasons to stop renting and buyer your first home. First time home buyers are anyone who hasn't owned a home (permanent residence) for the past three years. So even if you owned a home in the past, you may still qualify. Plus, with the extention, home buyers who already own a home may qualify for a tax credit of up to $6500. Ask us about this! Call Quicken Loans 800-251-9080 or 734-805-5000 to find out more about the First-Time Home Buyer Tax Credit.
Quicken Loans Team Members, through the Quicken Loans Community DIFF program and in conjunction with Lighthouse of Southeast Michigan, handed out 1200 Thanksgiving dinners at All Saints Church in Pontiac Michigan. Over a hundred Quicken Loans team members volunteered as part of the effort to make sure less fortunate families would have all the food and fixings for a proper Thanksgiving dinner. It was wonderful experience helping others and we all enjoyed ourselves. You can read more about Quicken Loans community service efforts at the Quicken Loans Community DIFF blog www.quickenloans-difference.com
Quicken Loans clients David and Sarah, discuss in this video testimonial how Quicken Loans helped them refinance their mortgage. Matt LaVaute, their mortgage banker, helped guide them throughout the entire process. Closing was incredibly easy, taking place at their house at a time that worked best for them. David and Sarah recommend Quicken Loans and Matt LaVaute to anyone looking to get a mortgage or refinance.
Ok, so Quicken Loans really doesnt have a career for building an egg drop machine, but we did have an egg drop contest. Quicken Loans team members were given a task. Build a device that could keep an egg whole from a 5-story drop. The video says it all. The surprise winning device? A Dell computer that kept the egg unbroken. Other great gadgets included parachutes, balloons and even a pumpkin. Please enjoy and learn more about Quicken Loans team members at www.whatsthediff.com
Cleveland's own award-winning chef and Food Network star Michael Symon is taking his culinary talent to a whole new arena. Positively Cleveland stopped by the "Q" for the unveiling of The B Spot and Bar Symon, the Iron Chef's brand new restaurants that will be open for every Cavs game and most other events at Quicken Loans Arena.
Live at cleveland Quicken loans. Death Magnetic
The company uses social media to connect with clients
(Vocus/PRWEB ) October 14, 2009 -- Quicken Loans, America's #1 online retail mortgage lender, has continued its dedication to discovering better ways to serve clients by incorporating social media
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Video clip of Rock and Roll All Nite...September 28, 2009 at Quicken Loans Arena, in Cleveland, Ohio
KISS ALIVE 35 at Quicken Loans Arena in Cleveland (Ohio) on 28 Sep 2009. Second city 2009/2010 World Tour and I was there !!!!!
It seems like everyone is talking about appraisals today and a lot of people have questions about the whole process. So what's an appraisal anyway? An appraisal is what determines the fair market value of your property. The appraisal is performed by a licensed appraiser who provides a professional opinion of the value of your property based on a variety of factors. Its an important part of the mortgage process that needs to happen before the transaction can be finalized. It's easier to understand the whole appraisal process by breaking it down into three main parts. There's the Real Estate Inspection. The Comparables. And The Final Report of Value. The real estate inspection will take anywhere from 10 to 30 minutes based on the size of your home. The appraiser will record things like square footage, the dimensions of your property and the number of rooms in your home. He'll verify his findings with information provided by third parties such as the real estate multiple listing service and county records. The next step is for the appraiser to evaluate Comparables. Comparables are recent home sales in and around your neighborhood. Analyzing these recent past sales helps an appraiser determine the current market value of your home. And when I say recent, I'm talking 3 to 6 months. This is important because comparable sales from many years back may not reflect true home values today. When selecting comparable properties, the appraiser is looking for some very specific things ...
The McDonald family from Texas recently relocated with Quicken Loans Relocation program. They had a smooth move and transition, thanks to Quicken Loans and Dana Staniec, their mortgage banker. They closed in much less time than they thought it would take and they had all questions answered and everything with their mortgage worked out. They were very impressed with Quicken Loans customer service and recommend Quicken Loans to everyone they know. Read more reviews of real Quicken Loans clients at www.quickenloansreviews.com and learn more about Quicken Loans Relocation http
Learn how to take advantage of the $8000 first-time home buyer tax credit at www.quickenloans.com . Time is running out to qualify for the 2009 $8000 first-time home buyer tax credit. First-time home buyers must close on their new home by November 30, 2009 to qualify. Dont wait or youll miss out on this opportunity. This is the perfect time to buy a home. Its the best buyers market in decades and home prices are near historic lows. Mortgage rates are near historic lows. And with the $8000 ...
Quicken Loans client Joe from Kentucky was satisfied with his service and mortgage refinance. Joe talks about lowering his mortgage payment by $800/month, getting an interest rate that is 2% lower than his original rate, and the extra money has really benefited the family. Joe highly recommends Quicken Loans, and was absolutely thrilled with the service he received from Quicken Loans mortgage banker Doug Schoenherr. Read more reviews of Quicken Loans clients at www.quickenloansreviews.com....
www.realcase.com Lenders assign you a credit score any time you apply for credit. This is there way of them determining whether you are a likely candidate to give credit to, or not. The credit score is a 3 digit number, typically in the range of 300 to 850. At the low end 300 means you have very bad credit and would be unlikely to receive a loan, and on the other end of the scale a credit score of 850 would have the lender salivating at the opportunity to loan you a heap of money.
Mary Rettig, www.maryrettig.com a Realtor in the Detroit Michigan area, recently had a client work with Quicken Loans and was very impressed with the ease of using Quicken Loans to get a mortgage. The mortgage banker answered all of her questions and kept her and her client up to date. Everything went smoothly in the mortgage process and was on time. She recommends Quicken Loans to anyone buying a home. You can contact Mary Rettig at www.maryrettig.com
Quicken Loans team members toured the Compuware World Headquarters in downtown Detroit last week as a preview of the office they'll be moving to early next year. The Compuware building is a beautiful office space in a great location in Detroit's central business district. 1700 Quicken Loans team members will be moving to the new office space early 2010, with more to follow in the future. It's an exciting time for Detroit, which is rebuilding and moving toward a better future. As the nation's ...
Quicken Loans, the Livonia-based mortgage company soon moving its headquarters to downtown Detroit, must be having a terrible time in today's economic slump, right?
The housing market is still sputtering. Home prices are still falling.
So Quicken, a
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Detroit Free Press
Quicken Loans Web Marketing Director Matt Cardwell gave a 30 minute presentation on social media and online reputation at the Quicken Loans backstage meeting (a very large meeting of Quicken Loans team members that aren't mortgage bankers). This is a very short snippet of the presentation. Quicken Loans takes social media and reputation management very seriously and actively participates in several social media communities. Cardwell talked about how fast social media can affect a company's ...
Dwight Howard leaves his mark on Quicken Loans Arena.
Quicken Loans employees had a contest - build a functioning rocket with nothing but bottles, tubes a hand pump and water. It was a test of creativity, physics and science. Did it work? Yes! See for yourself a succesful launch of the first ever Quicken Loans water rocket. Just another day in the life for Quicken Loans employees. This type of creativity and sharing of ideas is why Quicken Loans has been a top 100 FORBES "Best Places to Work in America" company for the last five years. Learn ...
For more information on FHA Streamline visit www.quickenloans.com Quicken Loans now offers FHA Streamline, the easiest way to refinance your FHA loan. With FHA Streamline, you could refinance an FHA loan with no appraisal and no income/assets verification. Refinancing an FHA Loan with...
The Quicken Loans Web Marketing Team walks back to the Quicken Loans headquarters in Livonia, Michigan after an outdoor meeting on a beautiful day in April. This was the first nice day of the year in Southeast Michigan and the Quicken Loans Web Marketing Team took full advantage of the lovely weather by having an outdoor meeting and walking through the woods near the headquarters. It's very nice to do something different, even a little thing like a walk in the woods during a work day. It's ...
www.LoanMonth.com The Rodriguez family from New Mexico, discuss in this video testimonial about how Quicken Loans helped them refinance their mortgage, allowing them to invest in beautiful New Mexico property, update their kitchen and home, and pay off high-interest debt. They were amazed at the ease of getting their mortgage online and the outstanding customer service and advice they received from their Quicken Loans banker. They recommend Quicken Loans to anyone who wants to get a mortgage ...
...coming this spring. Q. I use Quicken 2007 and am pretty much a beginner. My question is how do I categorize equity line of credit loans (transferred to accounts to cover bills, etc.)? They show up as income on my reports. So, my reports show my income almost...
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Thursday, April 4, 2013
Alas, this question is much too often asked of me. And unfortunately quite a bit this year. For instance, the other day Jim bent down to kiss me goodbye and stopped in mid-buss.
"What happened to your lip?"
"I dropped the roasting pan on my face."
"You did what!"
That query again! I explained that being vertically challenged I used a long handled "reacher" to tease said pan down from a high cupboard. I forgot it was full of cake tins and it got away from me and gave me a good conk. Not too long ago I visited one of our most welcoming buildings and after a meeting stopped by the ladies' room. There was a lovely drop-leaf table in there with a vase of flowers and other decorative baubles. I passed an admiring hand over the top and to my horror the table began to tilt. Dropping my handbag on the floor, I attempted to stop the downward slide but couldn't. The table banged to the floor, shattering glass shards and water all over the floor. Now there aren't many bathrooms with back doors so I couldn't escape. Besides it made a god-awful noise and a flood of people rushed in. Aside from a broken table leg and and the collection from the tabletop, the worst damage was to my pride. The leg has since been glued and I have since opted to use an alternate powder room.
I seem to be the physical version of the verbal Mrs. Malaprop, who habitually misused her words. In my case it seems the klutz gene is overused. I well remember my first mishap. As a fourth grader I co-starred as the letter "A" in an alphabet play. The letter "Z" and I were to come through the doorway, stand on either side and greet the 24 other players as they passed through. I was the first to appear and was apparently a little shy delivering my lines. "Put some enthusiasm into your entrance, advised the director. I, of course, inserted too much verve and as I swing out my arms in salutation I knocked the door way down. My dad and another father, both unsuccessfully trying to hide their hilarity stage, picked up the door and held it to the end of the production. You may not be surprised to learn that put an early end to my dramatic career.
And just the other day – Easter Sunday in fact – I struck again, as Jim would say. At a delightful four-generation family gathering, I came into the living room to sit down next to the only other guest who was older than I am – she clocked in at a youthful 93 – and tried to pull up a chair to sit closer to her.
You guessed it. The wooden arm came off the chair. The hosts assured me that often happened and slipped it back into place.
I knew exactly what Jim was thinking: Dear Lord, it's only April!
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Donburi Kitchen misses the concept
Heart set on donburi. Is there something besides ramen or sushi?
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How to quench a posse's thirst.
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Medium-sized school placed in the middle of the woods in the hellhole of Citrus County, Florida. As you know, it's about 30 minutes away civilization. Or what civilization Citrus has to offer. Everybody knows everybody. Good basketball team, not-so-wonderful football team. The other schools in Citrus are Citrus High and Crystal River, both of which suck terribly.
You go to lecanto High School too?!
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The Stetson Hatters knew going into Friday night's series opener against ETSU that they would have to score against Bucs ace Kerry Doane if they hoped to win.
Doane gave Stetson scoring chances, but the Hatters were unable to take advantage, leaving nine runners on base in a 3-2 loss. Doane improved to 8-1 on the year with his eighth complete game performance. Stetson sophomore Josh Powers (1-5) was a hard-luck loser again despite a complete game performance of his own.
With the victory, the Buccaneers (22-13, 11-5) moved into no worse than a tie for first place in the Atlantic Sun Conference race. Stetson fell to 17-22 overall and 6-7 in league play.
"It was the same stuff, different day for Powers," Stetson head coach Pete Dunn said. "He goes out there and pitches as good as he can pitch, and we just don't do enough to win a ball game, for him or for us.
"You have to tip your hat to Doane because he went out there and pitched a good game as well, but it all goes back to our worst at bats in the game came with runners in scoring position."
Stetson had chances to score against Doane in the first, third, fourth, fifth and eighth innings, but only dented the plate in a two-run fourth on an RBI triple by Mitchel Brennan and a sacrifice fly by Carlos Garmendia.
Those two runs answered the two ETSU scored off Powers in the top of the inning. Dylan Tritsch led off with a single, stole second and then scored on a double by Clinton Freeman. Andrew Lasure plated Freeman with a bloop single to left.
That was where the game stayed until the seventh inning when Powers hit Alex Reynolds with a 2-2 pitch to open the inning. A hit-and-run single to right by Derek Niesman moved Reynolds to third, allowing him to score on a double-play grounder.
Freshman Konner Lutz, who had two hits in the game, left five runners on base early when he grounded out to end the first inning with two on, and again in the third inning with the bases loaded.
In the fifth, it was Patrick Mazeika and Lutz who delivered hits, only to be stranded when seniors James Rasmussen and Brennan were unable to deliver.
The Hatters had a great chance to tie the game in the eighth inning when Lutz opened the frame with a double. Rasmussen delivered a perfect sacrifice bunt to move pinch runner Mike Fernland to third, but, with just one out, Brennan was unable to get the ball past the drawn in infield and Fernland was cut down at the plate.
"There at the end of the game when we had a runner at third and less than two outs, it is so frustrating because we preach and preach that you don't have to get into a hurry to hit and that you are going to get a good pitch," Dunn said. "These guys get up there and it all just seems to go out the window."
Six of Stetson's eight hits in the game came from freshman, with Kevin Fagan, Mazeika and Lutz delivering two each. Niesman was the only ETSU hitter with two hits for the Bucs.
Like they have done the last two weekend, the Hatters will try to battle back after dropping the opening game of an A-Sun series. Junior left-hander Austin Perez, who has won three straight league starts, will go to the mound for Stetson on Saturday.
"I have every confidence in the world that AP is going to go out there and do what he does," Dunn said. "We are going to have to do what we have done and go out there and score him some runs."


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Deadly school shootings in U.S. history
POSTED: 02:44 PM PDT Apr 02, 2012 UPDATED: 09:21 AM PST Nov 27, 2014
Friday's shooting at an Oregon high school injured at least three students. Look back at major school shootings in U.S. history.
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A longterm historical synopsis of the major and minor events that contributed to the unprecedented economic crisis facing the world today.
Created by pyeguy on Oct 1, 2008
Last updated: 03/12/10 at 02:12 AM
Tags: Recession deflation stagflation hyperinflation dollar crisis fiat currency Federal Reserve Bailout Monetary Union Credit Derivatives Leverage
European leaders agree to commit government funds in massive bailout packages -- only a week after announcing that there'd be no US-style massive bail-out package.
The German government unveiled a €500 billion ($679 billion) rescue plan to shore up the banking system after an emergency summit of euro zones nations on Sunday, October 12, 2008, at which leaders agreed to guarantee new bank debt and inject capital to unfreeze money markets and restore confidence in the financial system.
The Bush administration will invest about $125 billion in nine of the biggest U.S. banks, including Citigroup Inc. and Goldman Sachs Group Inc., in the government's latest attempt to shore up confidence in the financial system.
The proposed cash injections in exchange for preferred shares are part of a $700 billion rescue approved by Congress and follow similar moves by European leaders to unfreeze global credit markets by helping beleaguered banks. The other companies are Wells Fargo & Co., JPMorgan Chase & Co., Bank of America Corp., Merrill Lynch & Co., Morgan Stanley, State Street Corp. and Bank of New York Mellon Corp., said people briefed on the plan.
Overall effects of said short term ban in favor of investors and financial firms are rendered as questionable...
"An IMF intervention in Iceland, which would necessarily involve accepting a series of harsh measures to restore fiscal and monetary stability, would underline the extraordinary reversal in the country's fortunes after a decade-long, debt-fueled binge by the country's banks, businesses and some private citizens. The banks, while avoiding the toxic mortgage securities that have humbled Wall Street, expanded aggressively at home and abroad. When credit tightened and the krona fell this year, they were unable to finance their debts."
Iceland is forced to go to Russia and ask for a $5.5B loan. Answer pending...
The Treasury named Assistant Secretary for International Economics and Development, Neel Kashkari, as head of the $850+ billion government program that will buy soured investments to help restore the financial markets to health.
Kashkari was named as the interim Assistant Secretary of the Treasury for Financial Stability - a role envisioned in the rescue plan that was signed into law by President George W. Bush last week.
Kashkari is a veteran banker from Goldman Sachs and joined the Treasury in July 2006 as a senior advisor to Treasury Secretary Henry Paulson.
Reversal of the decision from earlier in the week, along with an added $150 billion tacked onto the initial $700 billion figure for bailing out institutions in order to cease the loss of confidence in the markets.
The Emergency Economic Stabilization Act of 2008 (Pub.L. 110-343, Div. A, enacted October 3, 2008), commonly referred to as a bailout of the U.S. financial system, is a law authorizing the United States Secretary of the Treasury to spend up to US$700 billion to purchase distressed assets, especially mortgage-backed securities, from the nation's banks. The Act was proposed by U.S. President George W. Bush and Treasury Secretary Henry Paulson during the liquidity crisis of September 2008.
The original proposal was three pages, as submitted to the United States House of Representatives. The purpose of the plan was to purchase bad assets, reduce uncertainty regarding the worth of the remaining assets, and restore confidence in the credit markets. The text of the proposed law was expanded to 110 pages and was put forward as an amendment to H.R. 3997. The amendment was rejected via a vote of the United States House of Representatives on 29 September 2008, by a margin of 228-205.
On October 1, 2008, the Senate debated and voted on an amendment to H.R. 1424, which substituted a newly revised version of the Emergency Economic Stabilization Act of 2008 for the language of H.R. 1424. The Senate accepted the amendment and passed the entire amended bill by a vote of 74-25. Additional unrelated provisions added an estimated $150 billion to the cost of the package and increased the size of the bill to 451 pages. See H.R. 1424 for details on the added provisions. The amended version of H.R. 1424 was sent to the House for consideration, and on October 3, the House voted 263-171 to enact the bill into law. President Bush signed the bill into law within hours of its enactment, creating a $700 billion Troubled Assets Relief Program to purchase failing bank assets.
Proponents of the bailout plan argued that the unprecedented market intervention called for by the plan was vital to prevent further erosion of confidence in the U.S. credit markets and that failure to act could lead to an economic depression. Opponents objected to the massive cost of the sudden plan, pointing to polls that showed little support among the public for bailing out Wall Street investment banks, and claimed that better alternatives were not considered and that the Senate only tried to force the passage of the unpopular but sweetened version of the bailout through the opposing House and was successful in this attempt.
***European Commission*** gives the green light to the British government to rescue Britain's Bradford & Bingley. This is the 2nd UK bank after Northern Rock to be rescued in a year. 41 billion pounds sterling is the taxpayer burden as a result of this bail-out.
The equities market drops prompt Congress' reversal by the end of the week, which in turn will not mitigate the hemorraging in the markets.
Belgium, The Netherlands and Luxembourg invested 11.2 billion euros ($16.3 billion) in Fortis, Belgium's biggest financial-services firm, to restore confidence in the bank after shares fell 35 percent last week.
"FDIC says Wachovia didn't fail..." Wachovia's banking operations were bought by an already debt-burdened and derivative-laden Citigroup on 9/29/08, with the FDIC brokering, using some of its own cash.
But hold on! Wells Fargo comes in with a much higher bid and eventually beats out Citigroup for Wachovia.
The largest bank failure in US history, WaMu's replete failure would have wiped out the FDIC's remaining insurance purse after IndyMac's failure took $8B of it. Instead, JPM took control of the banking operations. JPM was already digesting the Bear Stearns assumption from earlier in the year...
Fabled investor Warren Buffett took advantage of the turmoil in the markets last week to make a shrewd $5 billion investment in the beleaguered but best-run major Wall Street securities firm, Goldman Sachs.
Mr. Buffett's Berkshire Hathaway, which owns companies in a variety of industries from insurance to candy making, is purchasing $5 billion of preferred stock with a juicy 10% dividend yield. Berkshire also is getting warrants to buy $5 billion of Goldman common stock at $115 a share, $10 below Goldman's share price when the deal was announced last Tuesday.
First naked short selling, then general short selling, is banned 'temporarily' in order to prop up equities in at-risk sectors.
Venerable 89 year old insurance firm's stock falls from a 52 week high of $70.13 to just $1.25, and it reports losses of $13.2 billion in just the first six months of 2008 due in large part to the hits it took from its diversified investments into Alt-A and subprime mortgages. Federal Reserve, after failing to arrange a merger, sets up an $85 billion credit facility for AIG.
The venerable 158 year old brokerage was not saved by the Feds. Core question to ponder is: Why save Bear, Merrill and the others, but not Lehman?
Venerable 94 year old brokerage - the largest of its - with a $26 billion market cap and 60,000 employees worldwide, succumbed to the credit crisis and was absorbed by Bank of America, which already assumed Countrywide Home Loans before it.
The government sponsored enterprises Fannie Mae and Freddie Mac, founded in 1938 and 1970, respectively, are taken over by the government. They collectively retain $1.6 trillion of debt. Were they to fail, they'd have unwound a $62 trillion credit derivatives tsunami *immediately*. The fact that they were rescued by the government means that said unwinding will take place a bit more gradually, but not by much, considering the rest of the month of September, 2008.
The head of Korea Development Bank said Tuesday that the state-owned lender is in discussions about potentially acquiring troubled U.S. investment bank Lehman Brothers as part of a larger investment group, the Associated Press reported. The statement came a little more than a week after reports that the Korean bank was interested in buying Lehman; at the time, a spokesman for the bank told The New York Times such reports were "erroneous."
Office of Thrift Supervision in Washington seizes this sprawling Pasadena, California-based savings and loan, which carried massive toxic mortgage exposure on its books. $32 billion in assets listed as of 03/08. $10 billion tab for the FDIC exhausts upwards of a fifth of its insolvency reserves. Third largest bank failure in US history up to that point.
$147 a barrel, to be exact. Oil's rise again serves to deflect the forces of price deflation resulting from bursting asset bubbles - in this case the housing and mortgage bubbles - just as it did for the burst tech. and equity bubbles a few years earlier by breaking $50 a barrel.
Venerable 85 year old investment bank is the first major Wall Street casualty of the evolving mortgage/credit/solvency crisis. Failure comes less than a year after its two hedge funds collapsed under the weight of traded CDOs worth less than their mark-to-market values. Some observers claim that the bank was made a sacrificial lamb to prevent a wider, more disastrous systemic credit derivatives collapse that would've affected all of Wall Street overnight.
Breaking the $1,000/troy ounce barrier held both fiscal as well as psychological significance.
The subsequent drop in the price of gold since that upper limit, due in large part to central bank interventions to pull back on its price and 'manage' the dollar as well as the commodities markets, does not preclude future natural adjustments of the gold price to viable, organic supply and demand, thus again broaching $1,000 and beyond.
In 2008 the Northern Rock bank was nationalised by the British Government, due to financial problems caused by the subprime mortgage crisis in the US.
On September 14th, 2007, the Bank sought and received a liquidity support facility from the Bank of England, following problems in the credit markets, during the financial crisis of 2007–2008.
At 00:01 on February 22nd, 2008 the bank was taken into state ownership. The nationalisation was a result of two unsuccessful bids to take over the bank, neither being able to fully commit to repayment of taxpayers' money. The government-appointed Chairman is Ron Sandler, who assumed the position on Monday 18 February. There are no plans to change the name of the bank.
Partly due to US sanctions and partly due to returned animosities towards the US, Iran, being the world's fourth largest petroleum and second largest natural gas producer, formally moves away from utilizing the dollar for either energy trading or general currency usage.
The informal kick-off event that commenced the liquidity and credit crunches on Wall Street into 2008.
On June 22, 2007, Bear Stearns pledged a collateralized loan of up to $3.2 billion to "bail out" one of its funds, the Bear Stearns High-Grade Structured Credit Fund, while negotiating with other banks to loan money against collateral to another fund, the Bear Stearns High-Grade Structured Credit Enhanced Leveraged Fund. The funds were invested in thinly traded collateralized debt obligations (CDOs) found to be worth less than their mark-to-market value. Merrill Lynch seized $850 million worth of the underlying collateral but only was able to auction $100 million of them. The incident sparked concern of contagion as Bear Stearns might be forced to liquidate its CDOs, prompting a mark-down of similar assets in other portfolios.
Richard A. Marin, a senior executive at Bear Stearns Asset Management responsible for the two hedge funds, was replaced on June 29 by Jeffrey B. Lane, a former Vice Chairman of rival investment bank, Lehman Brothers.
During the week of July 16, 2007, Bear Stearns disclosed that the two subprime hedge funds had lost nearly all of their value amid a rapid decline in the market for subprime mortgages.
Co-President Warren Spector was forced to resign on August 5, 2007, as a result of errant trades that led to the collapse of these two hedge funds backed primarily by subprime loans. A September 21 report in the New York Times noted that Bear Stearns posted a 61 percent drop in net profits due to their hedge fund losses.
Russia is third behind China and Japan in overall dollar reserves.
In two short years, China's ownership of US Treasury-issued debt rises from $224.9 billion to $416.2 billion - an 85% hike.
As the dollar continues to drop in value against other global currencies under the weight of US deficits, low personal and corporate savings rates, high federal debts and dissipating manufacturing base, nations such as Sweden, Russia, Kuwait and the UAE begin tactically diversifying away from majority-USD holdings in their state reserves.
Amaranth Advisors LLC was an American multistrategy hedge fund managing US$9 billion in assets. In September 2006, it collapsed after losing roughly US$6 billion in a single week on natural gas futures. The failure was the largest hedge fund collapse in history.
By 2004-2005, the firm had shifted much of its capital to energy trading. Amaranth's energy desk was run by a Canadian trader named Brian Hunter who placed "spread trades" in the natural gas market. Hunter had made enormous profits for the company by placing bullish bets on natural gas prices in 2005, the year Hurricane Katrina had severely impacted natural gas and oil production and refining capacity. Hoping for a repeat performance, Amaranth wagered with 8:1 leverage that the price of the March '07 and March '08 futures contracts would increase relative to the price of the April '07 and April '08 contracts (i.e., they were "long" the March contracts and "short" the April contracts).
Unfortunately for Amaranth, they did not. The spread between the March and April 2007 contracts, for example, went from US$2.49 at the end of August 2006 to US$0.58 by the end of September 2006. The price decline was catastrophic for Amaranth, resulting in a loss of US$6.5 billion. Historically, the spread in future prices for the March and April contracts have not been easily predictable. The spread is dependent on meteorological and sociopolitical events whose uncertainty makes the placing of such large bets a precarious matter.
The fund had over US$9 billion under management and reports indicate "losses may exceed 65 percent." On September 20, 2006, Reuters reported that Amaranth would transfer its energy portfolio to a third party, eventually revealed to be Citadel Investment Group and JPMorgan Chase. The losses were not as threatening to the financial system as were the losses of Long-Term Capital Management, but it led to increased pressure on the SEC to regulate hedge funds. On September 29, 2006 the founder of Amaranth sent a letter to fund investors notifying them of the fund's suspension, and on October 1, 2006, Amaranth hired the Fortress Investment Group to help liquidate its assets.
Subsequent analysis in the press claimed that the fund was "devoured" by its banker, JPMorganChase (see attached).
Japan's ownership of US Treasury debt rises from $293 billion in September, 2001.
Attending the annual meetings of the World Bank and International Monetary Fund, Kudrin caused his American hosts discomfort by openly questioning the dollar's pre-eminence as the world's "absolute" reserve currency.
The greenback's recent volatility and the yawning US trade deficit, "are definitely causing concern with regard to its reserve currency status," he said. "The international community can hardly be satisfied with this instability."
A rising trend of exiting from the dollar globally would threaten the petrodollar standard for energy trading and pricing that ultimately allows the US Fed to print money without limits, let alone threatens the dollar's global fiat currency standard of record.
The US dollar fell against the euro in European morning trade on Friday as Sweden's central bank said it had slashed its dollar holdings almost in half.
The Riksbank revealed that it had cut the proportion of dollars in its reserves from 37 to 20 per cent, as well as selling off all its holdings of yen, which previously amounted to 8 per cent of its reserves.
The central bank balanced these disposals by increasing its holdings of euros from 37 to 50 per cent, as well as building a new Norwegian krone position of 10 per cent...
"Today's announcement will merely add to market fears that the end to the Federal Reserve tightening cycle will encourage more diversification away from the dollar, and into the most liquid alternative of the euro," said Chris Turner, head of FX strategy research at ING Financial Markets, who reiterated its view that the euro will return to $1.35 by the end of the year.
- Source - Macroblog.typepad.com and FT.com
M3: M2 + large time deposits, institutional money-market funds, short-term repurchase agreements, along with other larger liquid assets. This is the broadest measure of money commonly used and is used by economists to estimate the entire supply of money within an economy. although the Bernanke Fed continues to privately monitor M3, many observers argue that the Fed has purposefully hidden M3 from the public in order to obfuscate upcoming uses of the "printing press" (hyper printing of excess liquidity to fight off deflation) Bernanke referenced in his 2002 speech.
$40 billion in December, 2002 rises to $164.4 billion by early 2006.
Viewing rising deficits in the US and a declining dollar, China worries over large future losses on its foreign exchange reserves. Although China cannot make a drastic switch out of the dollar, it is nonetheless sending concerns to the issuer of its largest currency reserves and largest trading partner.
The consequences of a large move out of the USD by China would be catastrophic for the US and global economies.
The rise of oil is not due to supply and demand.
"The Fed would already be faced with its worst nightmare, deflation in the Unites States, had the price of oil not risen above US$50 a barrel following the U.S. invasion of Iraq. Globalization is exerting tremendous downward pressure on the U.S. cost structure that can only intensify in the years ahead as service sector jobs follow manufacturing jobs offshore."
- from THE DOLLAR CRISIS: Causes, Consequences, Cures by Richard Duncan, revised 2005 edition, p. 310.
Saddam Hussein falls from power after four decades of dictatorship. US and UK remove Saddam, capture Iraqi oil fields, restore Iraq's energy monetary reserves and trading platform from euros back to the US $.
The Sarbanes-Oxley Act of 2002 (Pub.L. 107-204, 116 Stat. 745, enacted July 30, 2002), also known as the Public Company Accounting Reform and Investor Protection Act of 2002 and commonly called SOX or Sarbox; is a United States federal law enacted on July 30, 2002 in response to a number of major corporate and accounting scandals including those affecting Enron, Tyco International, Adelphia, Peregrine Systems and WorldCom. These scandals, which cost investors billions of dollars when the share prices of the affected companies collapsed, shook public confidence in the nation's securities markets. Named after sponsors Senator Paul Sarbanes (D-MD) and Representative Michael G. Oxley (R-OH), the Act was approved by the House by a vote of 334-90 and by the Senate 99-0. President George W. Bush signed it into law, stating it included "the most far-reaching reforms of American business practices since the time of Franklin D. Roosevelt."
The legislation establishes new or enhanced standards for all U.S. public company boards, management, and public accounting firms. It does not apply to privately held companies. The Act contains 11 titles, or sections, ranging from additional Corporate Board responsibilities to criminal penalties, and requires the Securities and Exchange Commission (SEC) to implement rulings on requirements to comply with the new law. Debate continues over the perceived benefits and costs of SOX. Supporters contend that the legislation was necessary and has played a useful role in restoring public confidence in the nation's capital markets by, among other things, strengthening corporate accounting controls. Opponents of the bill claim that it has reduced America's international competitive edge against foreign financial service providers, claiming that SOX has introduced an overly complex and regulatory environment into U.S. financial markets.
The Act establishes a new quasi-public agency, the Public Company Accounting Oversight Board, or PCAOB, which is charged with overseeing, regulating, inspecting, and disciplining accounting firms in their roles as auditors of public companies. The Act also covers issues such as auditor independence, corporate governance, internal control assessment, and enhanced financial disclosure.
Worldcom, Inc. filed the largest U.S. bankruptcy in history after the long-distance telephone and data services company became incapacitated by a $4 billion accounting scandal and $40 billion of junk-rated debt.
WorldCom's collapse, coupled with that of Enron, triggered the accounting and financial oversight regulations of the early 2000s which led to Sarbanes-Oxley and other measures for preventing profligacies that primarily grew during a period of credit expansion in the prior decade.
Fearing deflationary forces arising from the bursting of the tech. and equity bubbles of the late 1990s, Greenspan cuts rates in unprecedented fashion, thus triggering the mortgage and real estate bubbles of the new decade (i.e. transferring one bubble to another).
The Fed did cut the federal funds rate, the interest that banks charge on overnight loans, by a half-point at the November 2002 meeting, moving it from 1.75 percent down to 1.25 percent, the lowest level in 41 years. That was the only rate cut the Fed made that year.
The Fed would cut the funds rate one more time the next year, pushing it to a 45-year low of 1 percent on June 25, 2003. The central bank left the funds rate at that level for an entire year until it began a gradual move to raise rates in June 2004. The US mortgage sector, meanwhile, exploded with new activity as property prices rose irrationally.
Argentina quickly lost the confidence of investors and the flight of money away from the country increased. In 2001, people fearing the worst began withdrawing large sums of money from their bank accounts, turning pesos into dollars and sending them abroad, causing a run on the banks. The government then enacted a set of measures (informally known as the corralito) that effectively froze all bank accounts for twelve months, allowing for only minor sums of cash to be withdrawn.
Because of this allowance limit and the serious problems it caused in certain cases, many Argentines became enraged and took to the streets of important cities, especially Buenos Aires. They engaged in a form of popular protest that became known as cacerolazo (banging pots and pans). These protests occurred especially during the period of 2001 to 2002. At first the cacerolazos were simply noisy demonstrations, but soon they included property destruction, often directed at banks, foreign privatized companies, and especially big American and European companies. Many businesses installed metal barriers because windows and glass facades were being broken, and even fires being ignited at their doors. Billboards of such companies as Coca Cola and others were brought down by the masses of demonstrators.
Confrontations between the police and citizens became a common sight, and fires were also set on Buenos Aires avenues. Fernando de la Rúa declared a state of emergency (illegally since it needed confirmation by the Congress) but this only worsened the situation, precipitating the violent protests of 20 and 21 December 2001 in Plaza de Mayo, where demonstrators clashed with the police, ended with several dead, and precipitated the fall of the government. De la Rúa eventually fled the Casa Rosada in a helicopter on 21 December.
Amid rioting, President Fernando de la Rua resigns, December 21, 2001.Since De la Rúa's vice president, Carlos Álvarez, had resigned in October 2000, a political crisis ensued. Following presidential succession procedures established in the Constitution, the president of the Senate Ramón Puerta took office but quickly resigned, followed by the president of the Chamber of Deputies, Eduardo Camaño. The Legislative Assembly (a body formed by merging both chambers of the Congress) convened with the goal of creating a more legitimate interim government. By law, the candidates were its own members plus the Governors of the Provinces -they finally appointed Adolfo Rodríguez Saá, then governor of San Luis. During the last week of 2001, the interim government led by Rodríguez Saá, facing the impossibility of meeting debt payments, defaulted on the larger part of the public debt, totalling no less than 93 billion.
Politically, the most heated debate involved the time for the following elections -the spectrum ranged from March 2002 to October 2003 (the original date for the ending of De la Rúa's office).
Rodríguez Saá's economy team came up with a project designed to preserve the convertibility regime, dubbed the "Third Currency" Plan. It consisted of creating a new, non-convertible currency called Argentino coexisting with convertible pesos and U.S. dollars. It would only circulate as cash (checks, promisory notes or other instruments could be nominated in pesos or dollars but not in Argentinos) and would be partially guaranteed with federally-managed land -such features were expected to counterbalance inflationary tendencies.
Argentinos having legal currency status would be used to redeem all complementary currency already in circulation -the acceptance of which as a means of payment was quite uneven. It was hoped that preservation of convertibility would restore public confidence, while the non-convertible nature of this currency would allow for a measure of fiscal flexibility (unthinkable with pesos) that could ameliorate the crippling recession of economy. Critics called this plan merely a "controlled devaluation"; its advocates countered that since controlling a devaluation is perhaps its thorniest issue, this criticism was a praise in disguise. The "Third Currency" plan had enthusiastic supporters among mainstream economists (the most notorious being perhaps Martín Redrado, current president of the central bank) citing sound technical arguments. However, it could never be implemented because the Rodríguez Saá government lacked the political support required.
Rodríguez Saá, utterly incapable to deal with the crisis and unsupported by his own party, resigned before the end of the year. The Legislative Assembly convened again, appointing Peronist Eduardo Duhalde-then a Senator for the Buenos Aires province-to take his place.
The end of convertibility
Monthly inflation in Argentina, 2002 (the peak is 10.4%, in April).After much deliberation, Duhalde abandoned in January 2002 the fixed 1-to-1 peso-dollar parity that had been in place for ten years. In a matter of days, the peso lost a large part of its value in the unregulated market. A provisional "official" exchange rate was set at 1.4 pesos per dollar.
In addition to the corralito, the Ministry of Economy dictated the pesificación ("peso-ification"), by which all bank accounts denominated in dollars would be converted to pesos at official rate. This measure angered most savings holders and appeals were made by many citizens to declare it unconstitutional.
After a few months, the exchange rate was left to float more or less freely. The peso suffered a huge depreciation, which in turn prompted inflation (since Argentina depended heavily on imports, and had no means to replace them locally at the time).
The economic situation became steadily worse with regards to inflation and unemployment during 2002. By that time the original 1-to-1 rate had skyrocketed to nearly 4 pesos per dollar, while the accumulated inflation since the devaluation was about 80%. (It should be noted that these figures were considerably lower than those foretold by most orthodox economists at the time.) The quality of life of the average Argentinian was lowered proportionally; many businesses closed or went bankrupt, many imported products became virtually inaccessible, and salaries were left as they were before the crisis.
Since the volume of pesos didn't fit the demand for cash (not even after the devaluation) huge quantities of a wide spectrum of complementary currency kept circulating alongside them. Fears of hyperinflation as a consequence of devaluation quickly eroded the attractiveness of their associated revenue, originally stated in convertible pesos. Their acceptability now ultimately depended on the State's willingness to take them as payment of taxes and other charges, consequently becoming very irregular. Very often they were taken at less than their nominal value -while the Patacón was frequently accepted at the same value as peso, Entre Ríos's Federal was among the worst-faring, at an average 30% as the provincial government that had issued them was reluctant to take them back. There were also frequent rumors that the Government would simply banish complementary currency overnight (instead of redeeming them, even at disadvantageous rates), leaving their holders with useless printed paper.
Immediate effects
Many private companies were affected by the crisis: Aerolíneas Argentinas, for example, was one of the most affected Argentine companies, having to stop all international flights for various days in 2002. The airline came close to bankruptcy, but survived.
Depositors protest the freezing of their accounts. Their mostly dollar-denominated accounts were converted to Pesos at less than half their new value.Most barter networks, viable as devices to ameliorate the shortage of cash during the recession, collapsed as large numbers of people turned to them, desperate to save as many pesos as they could for exchange for hard currency as a palliative for uncertainty.
Several thousand newly homeless and jobless Argentines found work as cartoneros, or cardboard collectors. The 2003 estimation of 30,000 to 40,000 people scavenged the streets for cardboard to eke out a living by selling it to recycling plants. This method accounts for only one of many ways of coping in a country that at the time suffered from an unemployment rate soaring at nearly 25%.
Agriculture was also affected: Argentine products were rejected in some international markets, in fear that they might come damaged because of the poor conditions in which they grew, and the USDA put restrictions on Argentine food and drugs arriving at the United States.
Producers of television channels were forced to produce more reality shows than any other type of shows, because these were generally cheap to produce as compared to other programmes. Virtually all education-related TV programmes were canceled.
Tourism balance with Chile inverted due to the lowered prices in Argentina.
The attacks closed the stock market from 9/11/01 to 9/16/01. When the stock markets reopened, the Dow Jones Industrial Average ("DJIA") stock market index fell 684 points, or 7.1%, to 8921, its biggest-ever one-day point decline. By the end of the week, the DJIA had fallen 1,369.7 points (14.3%), its largest one-week point drop in history. U.S. stocks lost $1.4 trillion in value for the week. This is equivalent to $1.7 trillion in present day terms. In New York City, there were approximately 430,000 lost job months and $2.8 billion in lost wages, which occurred in the three months following the 9/11 attacks.
The GDP for New York City was estimated to have declined by $27.3 billion for the last three months of 2001 and all of 2002.
The attacks deepened significantly a recession that was already in progression from the bursting of the tech. and equity bubbles of the late 1990s.
On November 2000, Saddam made a fateful decision to convert 10 billion U.S. dollars to euros. This was a radical move for an OPEC country. This single decision may have sealed his fate. That single transaction must have sent shock waves through London and New York. The reason for alarm is cast in a story about oil, greed and geopolitics.
"Irrational Exuberance", as Alan Greenspan put it so cavalierly in 1996.


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Jeron, Thanks for the prompt response to my questions. I put the identifier in my posts as the instructions say that anonymous posts will [...]
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Yes Ted (we know you're a member), I restored one of the downstairs ceiling light fixtures over the summer. I will write a blog post as time [...]
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There has not been any reports about the Silver Pony dome car in quite a while. Is any work being done there? Ted Miles, IRM Member
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That's because IRM doesn't have one.
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After riding at the showcase weekend and speaking to Warren I am looking forward to coming out and helping with making the X500 like new again!
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The Stetson men's tennis team (8-0) swept Cleveland State to earn its eighth straight victory to start the 2013 campaign on Tuesday at the Mandy Stoll Tennis Center.
For the third straight time out, the Hatters began things by winning the doubles point. Sophomores Chester Espie and Nathan Debut made quick work of their Cleveland State opponents, winning 8-1 at number three doubles. Senior Didrik Berg and freshman Simon Julin then won 8-5 at number two doubles to earn Stetson the first point of the match.
Freshman Cahit Kapukiran got the ball rolling in singles play, winning 6-3, 6-1 at the number four position. Julin also made quick work of his Viking opponent, defeating Ali Shabib at number three singles, 6-2, 6-2.
With a 3-0 lead, and just having lost his second set 1-6, Berg set out to clinch the match for the Hatters at number one singles. The senior fought back with a 6-2 win in set three to finish 6-2, 1-6, 6-2 and secure the victory for Stetson.
Debut, Espie, and freshman Laurynas Antropikas also went on to win at number six, number five, and number two, respectively. Debut earned a 6-4, 6-4 in his first competition of the spring, Espie came back from falling in set two to win 6-7 (1), 6-4, 6-1, and Antropikas captured a 7-6 (7), 6-4 to complete the sweep for the Hatters.
Espie's victory marked the 20th straight singles win for the sophomore, tying the all-time record at Stetson. His next win would give him the program record.
"The team showed much improvement from yesterday's match against a very good team in Cleveland State," Director of Tennis Pierre Pilote said. "It's great to see our young team improve with every match, and we are right where we aimed to be before starting conference play."
Stetson will now set out to begin conference action on Thursday, March 14. The Hatters host Atlantic Sun Conference newcomer Northern Kentucky at 4:00 p.m. at the Mandy Stoll Tennis Center.


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Sporty looks, tons of storage, a smooth ride and an attractive price put the 180 in a class of its own. Savor long days on the water thanks to the fuel-efficient standard 90-hp Mercury OptiMax. Exceptional cockpit space, a helm seat with flip-up bolster and an optional watersports pylon keep the crew comfy, energized and eager for more.
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This R & R Imports NASCAR collectible is the perfect item to add racing flair to your sports den. It features an 8" x 10" photo of your favorite driver with his car, number, facsimile signature, and team name. It's printed on professional luster paper and displayed in an 11''x 14'' black mat.
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Dear Green Day Family,
Recently my wife Brittney was diagnosed with breast cancer.
We have started our battle and she is enduring treatment as we speak! We want you to know that
Brittney (Batmansmom) is strong and with the help of Amazing doctors, support from family, and positive thoughts/prayers from our Green Day family, SHE WILL BEAT THIS!
This is going to be a challenging year, but we are determined to get though this as quickly and
openly as possible.
We love you all, and we will be checking in as best as we can, via Instagram: @batmansmom @mike_dossxx and www.GreenDay.com.
Rage and Love
Mike and Britt


text:
Sunday, February 17, 2013
Status report: why there have been no posts for a while, and won't be for another while
What changed, and why am I telling you all this?
One of my kids studies Latin at University. In the ordinary course of things, I've been exposed. A certain Latin tag really struck me: Ars longa, vita brevis. In English, "life so short, the craft so long to learn." And, yeah, I'm not getting any younger.
So--in yet another victory of optimism over experience--I'm taking another run at it. Instead of writing the "giant book o' knitting" I've aimed for in the past, I've decided to narrow it down for this try--maybe it will only be a booklet--and the subject has been narrowed, too: color knitting.
The plan is to start from the simplest--stripes--then run right through some wonderful new tricks for dealing with long floats. These new tricks finally make possible giant picture knitting. These are tricks which free stranded knitting completely from the "5 stitches before touchdown" rule, and let you go wild with super-long floats in intarsia, too, with no show-through whatsoever on the outside, no, not even when the fabric is stretched. (Yes, these tricks exist, have been knitted up and really work. I just need to write them up.) Other tricks I need to write up include a new trick for knitting and dyeing combined which I call "shadow dyeing," new tricks for keeping track of color patterns, new tricks with weaving, oh, so many new tricks, all fighting to get out.
I didn't want you all to think I had fallen off a cliff, or lost interest--nothing could be further from the truth. I'm trying hard get all these ideas down in one place, not to mention the relief it would bring: these ideas have been racing around my head trying to get out and are just starting to pile up in the.most.annoying.way.
Will a book(let) actually happen? If past experience is anything to go by, then no.
So, don't be disappointed, OK? Probably, I will have to come crawling back to you in a few months, book-less.
Nevertheless, I hope that coming right out in public and saying what I'm working on might hold my feet to the fire. And, you know, reassure you all that TECHknitting is only taking a work-break. New ideas are continuing to be generated, tried out, knitted up, illustrated and described.
(Not to mention that I have many new ideas--OH so many new ideas--about cables, too. Also a whole new afterthought buttonhole--a button-though one right in the middle of the buttonband that is completely and utterly afterthought. Oh dear...more distractions.)
Well, hopefully I will see you all soon-ish, with an announcement of success, and an e-book(let) for sale. At the worst, I will at least return with a bunch of new posts on color knitting.
Until then, good knitting, from your (lazy-and-disorganized-but-trying-to-get-over-it) TK
85 comments:
- AnonymousFebruary 17, 2013 at 10:24 AM
Good luck!,ReplyDelete
Oh how exciting!! If you do a pre-order I'll be the first to sign up. But no pressure of course. I love your blog and I'm definitely a better knitter because of your expertise!!ReplyDelete
Wishing you the best with the booklet! Your work is such an important contribution to the craft of knitting. I am a better knitter for having read your posts. Go, TECHknitter, go!!ReplyDelete
We love your writing, and your confessions too. We'll follow, no matter.ReplyDelete
- AnonymousFebruary 17, 2013 at 10:50 AM
Well, my dear, I don't know who does your posts if not you, but basically you already HAVE a book. Or books, even!ReplyDelete
I've scarpered away with many of your hints and tricks and techniques and now I have my own combined "book", almost all your stuff.
Pretend you are "just" doing posts for your new techniques and then combine them into a book. Voila!!!!!!
And hurry up, willya?
Brilliant! Worst-case you have pre-written several blog posts.ReplyDelete
Word verification: What's a 'gnudest'?
- AnonymousFebruary 17, 2013 at 11:09 AM
Wonderful!!! Love reading your blog and will certainly love reading your booklet as you have so many good ideas! Good luck!ReplyDelete
Good luck with the project - it sounds great!ReplyDelete
Good luck! I'll be in line to buy it…and to read the blog when you get back to it!ReplyDelete
Good luck! You have the collective good wishes of many, many knitters to fall back on when you need a little extra encouragement :)ReplyDelete
I'm not going to say "good luck" because luck has very little to do with writing a book. So I'll stick with Good Work! :)ReplyDelete
If you haven't discovered it already, Scrivener is a wonderful tool for writing and organizing a book, the latter which is a struggle for me. I've written two books with it, countless book proposals, and most recently used it to compile a back-edition so my co-author and I can sell it on the Kindle, Nook, etc. Can't recommend the software highly enough ... and no, I don't get kickbacks; just a happy customer.
Anyhoo, I think I'm going to cross-stitch that Latin phrase on a pillow.
OK, I won't say "good luck," either, I'll just say, "go, Go, GOOOO!" =) I haven't ventured into color knitting yet, because I am very technical and I have been waiting for the right explanations. I'll be awaiting this book(let)! No pressure. ;) And if it doesn't happen, I'll be here awaiting lots of lovely posts, in any case.ReplyDelete
I'm pleased you having a crack at this because I think it will be a brilliant book. I love the way you look at knitting and explain things. Your blog is one of my favourite go-to places to look up how to do something. Your new posts are missed but your blog is still a place I visit regularly because it is an incredible resource, which I'm sure a book/let would be!ReplyDelete
If anyone can do it you can! Thanks for all your previous hints.ReplyDelete
Enjoy the effort and it will be completed.
WAY TO GO !!!! Sign me up for a pre-order, you are an awesome author with so much knowledge...which you so willingly share.ReplyDelete
We will follow and wait...not patiently, but we will wait and anticipate the joys upon receipt.
I would buy a book of the tips on this site, just for the handiness of having them.ReplyDelete
Sounds amazing!ReplyDelete
I would buy whatever you were selling. This site has been invaluable to me.ReplyDelete
Your site has always been an inspiration to me, and I wish you every success with your book!ReplyDelete
Good for you for following your dreams! Best of luck with the writing process!ReplyDelete
Good luck with the book(let). If you get it done, I will buy it! But generally I'm just grateful that you blog as much as you do, I can't tell you how useful your methods are. It's the kind of stuff that will probably never make it into a 'big book o' knitting' - not standard enough - but that's part of what I like about knitting: improved methods, tricksy techniques, personal solutions that may or may not translate to another knitter. All the stuff that keeps it fresh for me!ReplyDelete
- AnonymousFebruary 17, 2013 at 2:07 PM
Best of luck. Don't be defeatist. Set a schedule and try to work every day.ReplyDelete
Carpe diem!! I will be eagerly waiting for thus booklet, or whatever it will turn out to be.ReplyDelete
- AnonymousFebruary 17, 2013 at 4:49 PM
All the best. Know that there is a ton of support for your work. I am so grateful for you blog and appreciative of the enormous amount of knowledge you've freely shared with the knitting community.ReplyDelete
There's a saying in the horse world, "Throw your heart over the fence, and your horse will follow." Follow your heart.
Linda in Eugene
How thrilling! I can hardly wait, so get a wiggle on. (~_~)ReplyDelete
Bravo! I've been waiting years to hear you say that. I'll second another commenter who said she compiles your blog posts for her own reference. I've done that, too. If it's any help, I also cut out about half the words. It's just the old adage - if I'd had more time, I would have written you a shorter letter. But you have to let all the words out first, if only to stop them from running around in your head. So, if you ever need a heartless red pen, I'm here for you.ReplyDelete
I hope you do complete it! I would definitely buy it. That is a great topic for a book/booklet. Best of luck to you.ReplyDelete
- AnonymousFebruary 17, 2013 at 6:08 PM
Good luck. If it does become a book many of us will want it. If it doesn't, at least it will be out of your head.ReplyDelete
That's terrific. Looking forward and wishing you the best!!ReplyDelete
- jenniferFebruary 17, 2013 at 6:37 PM
Sending encouraging vibes. When it is published, I will definitely buy it. As another commenter, said, I am a much better knitter thanks to you!ReplyDelete
Have someone organize your blog entries AND your new thoughts into a book. You could then concentrate on just the unwritten bits leaving the organizing to an editor. Many knitters would buy that book at any price. Thank you so much for all you've already given us.ReplyDelete
A booklet on a narrow topic sounds like a wonderful way to start. I agree with everyone who suggests putting your new ideas into post-like form, and combining them with whatever colorwork posts you've already included in this blog. Many would buy this, regardless of the "repeat" of already-published posts, for the significant usefulness of having all those posts in one place and in hard-copy form. Perhaps then you'll be able to move on to similar booklet(s) on other topics...! Brava, and I hope the process goes smoothly for you!ReplyDelete
- AnonymousFebruary 17, 2013 at 9:52 PM
Love your blog and will totally buy the book.ReplyDelete
another Wisconsin knitter!
Best wishes on your venture!ReplyDelete
- AnonymousFebruary 17, 2013 at 11:33 PM
It would be amazing to be inside your head. I imagine it would be like a pinball machine, except the pins would all be made of swatches, and your readers (the pinballs) would be whappity-thunking against them, getting crazy and dizzy with excitement.ReplyDelete
Wishing you all the luck I can think of for this wonderful venue - may you work go as smoothly as possible, may you not lose patience during impossible days, and may you rest assured that your many, many readers will support you with their positive thoughts! Am already thrilled to see such great ideas in THAT BOOK!ReplyDelete
- AnonymousFebruary 18, 2013 at 5:18 AM
Go! Let all these running ideas out of your head and fix them on a page. And follow the motto ofReplyDelete
one of my fav authors who once said: "a bad page can be fixed, a blank one can't."
Just keep them coming, and there are lots of knitters out there who will receive them with cheers.
I will miss your posts, but I wish you all the best in writing your book. I hope you find that you have a good portion of it written on your blog. :-)ReplyDelete
Good luck! Check in occasionally and let us know how it's going...ReplyDelete
- AnonymousFebruary 18, 2013 at 9:23 AM
Enjoy doing what you do, above all. Just because you can do a thing doesn't mean that you must do it.ReplyDelete
Take care of yourself,
I am very excited to read about a possible book. I want to learn all of the color knitting techniques you mentioned! I would pre-order in a New York Minute. You can do it!ReplyDelete
Sorry to join the crowd and put more pressure on you: I would buy your book too. And if a book never works out, no problem for me when you just keep writing your interesting posts once in a while. Good luck wishes from Marie-Therese in GermanyReplyDelete
I must admit I don't get ebooks because my love of the printed page in my hand is too great. Might this be a real print booklet as well? But I really want your book(let)!!!ReplyDelete
Book, ebook, booklet, ebooklet, or pamphlet... I'll get it! I just discovered knitting, I just discovered your blog and I LOVE that you are dedicating the book to color knitting. I'm taking up knitting (started last week actually) so that I could knit fair isle hats and sweaters for my kidlets and me. I have no idea yet what a float even is, but I can't wait to learn.ReplyDelete
This comment has been removed by the author.ReplyDelete
You write and I will come to buy it!ReplyDelete
- CaitlinFebruary 19, 2013 at 8:30 AM
I will buy any book you write in less than a heartbeat! Best of luck!ReplyDelete
- AnonymousFebruary 19, 2013 at 12:04 PM
Good luck! I look forward to seeing the booklet happen.ReplyDelete
Best, Jolanda V
- AnonymousFebruary 19, 2013 at 1:52 PM
Best of luck to you! What a boon for us! I am just getting into colorwork and I think I will read your ebook before I get into bad habits! Long floats that don't show when stretched? You tease you! This time you WILL finish. :)ReplyDelete
I would definitely buy such a book. I love colour knitting, and I love your explanations and inventions.ReplyDelete
Hope everything goes well!ReplyDelete
Where can I sign up? I long to be free of the 5 stitch touchdown rule. Love your blog. You have been a great help to me in my knitting.ReplyDelete
nice post, follow it :)ReplyDelete
An afterthought buttonhole ist just what I need right now. I should imagine publisher knock at your door already considering you are a real "celebrity" in knit-blogging circles, but then again, publishers have often been known to make the wrong decisions (which they regretted forever after. serves them right).ReplyDelete
Good luck to you, in this case, is a totally selfish wish!
Go, you! I'll buy that book in a heartbeat.ReplyDelete
What humility to put it all out there with honesty. Maybe use the blog for accountability to have your readers help support and propel you forward.ReplyDelete
Your topic hit list sounds absolutely genius.
- kittenknitFebruary 21, 2013 at 5:26 PM
I came looking for some top-down slanted pocket advice, but best luck!ReplyDelete
Good for you! I'm looking forward to it. Sounds like some interesting topics. I've been thinking about delving into a colorwork project, I might be better off waiting!ReplyDelete
You can do it! Pretend that it's just a blog post. Stitch by stitch, page by page, section by section it will be done! I've learned so much from your wisdom :-)ReplyDelete
Oh my dear TECHknitter, I will miss your tips very much. I was looking forward to the segment on picking up stitches but will wait patiently and hope you come back to blogging! You have been such a help to me and many of my friends. Good luck with the book(let)!ReplyDelete
Good luck to you!ReplyDelete
From what you've said,you've hit on exactly the right idea by (1) focusing on a single topic that you have passion for; and (2) by using the e-book format.ReplyDelete
Remember that you can approach it in an ongoing format the way Cat Bordhi did with her sock e-book, by providing updates over a pre-arranged period of time.
That way, you can cover the basics of what you've already got on color knitting techniques, then add both new information and also enhancements to what you've presented as you develop it and receive feedback. All of use who buy/subscribe will be happy as clams and feel we've gotten so much more than we ever expected.
A win-win for you, who can continue to develop your ideas and hone the presentation and still have closure at the end, and for the subscribers for the reasons above. And at the end of the period, you can close that one and start another on cabling and intarsia. And you can bet everyone will be happy to buy the new one.
I'm excited for you!
Thank you for the Latin phrase; I think I'm going to knit it into the brim of the hat I'm working on!
- AnonymousFebruary 24, 2013 at 12:07 PM
I almost hyperventilated when I read this, but then realized there woul dbe a book!!! Woo hoo!ReplyDelete
So exciting!!! Good luck with the project. I agree that organizing your blog would be a great book.ReplyDelete
- =TamarMarch 1, 2013 at 2:39 PM
I am eagerly awaiting a way to deal with long floats, as I always hated them as a kid. I just hope there will be a way to buy your book without using online methods; I'd much rather send a postal money order or even a certified check.ReplyDelete
Sounds awesome! I'm a professional writer, a very good editor/proofreader, and would be glad to lend a hand to your project at no charge what-so-ever. I owe you so much for all the help over the years, it would be the least I could do!ReplyDelete
Hi Judi P--wow and thanks! This is a fabulous offer! I'd like to talk more to you about it, but can't seem to find a contact. Can you e-mail me?ReplyDelete
TECHknitting (at) hotmail (dot) com.
wow again. TK
How exciting! Best of luck in your endevours! If there is a product we will be here to purchase it, if no product we will be here to cherish you and your wisdom nonetheless. Happy knitting and writing!ReplyDelete
- AnonymousApril 19, 2013 at 2:27 PM
That is wonderful to hear. You can count me in for a copy when you see it through! :) I've learned so much from you it's ridiculous. May the Force be with you!ReplyDelete
Dear TECHknitter, I wish you the best! I'm missing you, but l'm also looking forward to buying your book. A peruvian fan, ArmidaReplyDelete
Just reading this now and I think a book of your tips & tricks would be fabulous! Please don't give up :)ReplyDelete
- AnonymousJune 27, 2013 at 4:00 PM
I just dropped by to check on the status of your intriguing book project. I wanted to let you know that if getting samples knitted up is hanging you up this time around, I'd be happy to help out. (I'm sure lots of your other readers would, too). My Ravelry ID is Mollpeartree if you'd like to get in touch.ReplyDelete
Hi MPT--Thank you SOOOO much for your offer. The problem is not knitting the samples--the actual problem is trying to describe the techniques. Stuff I could show in a minute takes WEEKS to write and illustrate. Ah well. I am plugging along, but verrrrry slowly. If I find that sample knitting is the limiting factor, I will certainly take advantage of your kind offer. Best regards, and thanks again, TKReplyDelete
- AnonymousJuly 11, 2013 at 2:46 AM
Good luck with the book! I have been using your blog for all sorts of tips and tricks. However because you haven't yet written up your afterthought buttonhole, as far as I can tell, I had to invent (or more likely unvent) my own afterthought, Tamsin's Emergency Ladder Buttonhole, when I recently changed my mind about how many buttonholes a baby cardigan should have. SeeReplyDelete
I would love to know how your afterthought buttonhole works, the world needs more of these!
Tamsin in NZ
- AnonymousJuly 12, 2013 at 6:30 AM
We love your writing, and your confessions too. We'll follow, no matter. thanks.ReplyDelete
I, for one, will be the first in line to buy the book. Wishing you tons of inspiration and motivation. Your blog has been priceless, especially when it comes to short rows, tiny tubes, and yes, eliminating the jog in color knitting. Thank you for posting and sharing.ReplyDelete
- Sophie at Bluebird YarnAugust 2, 2013 at 12:22 PM
I am going to send a bunch of creative energy your way towards your goal of writing your book. As a LYS owner, I think your instructions are some of the best I've ever seen. Make it happen! I'd love to see my customers all have copies!ReplyDelete
- AnonymousAugust 16, 2013 at 9:36 AM
Aloha TECHknitter! Your works have made me a fearless knitter. I have been trying to figure out the best way to translate my brother's artwork into a knitted hat so I am extremely excited to learn your tricks and techniques for color knitting. Since you mentioned it would take a minute to show us, then please do! I would definitely pay for a Craftsy video course of you! Hope you don't mind that I will put that in the Craftsy suggestion box too. ;)). Thanks so much for everything you have shared. Should you need a test knitter, I volunteer to help. My Ravelry id is drAYAgonfly. Mahalo nui loa!ReplyDelete
Your mention of "filii Latinis studebat" sparked this story.ReplyDelete
My daughter, in a fit of adult behavior, called to tell me, "Dad, when you made me take Latin in high school, I wanted to push you off the side of building!
But I'm glad you did.
I graduated from college in three years with a BA and a BS, History and Biology...because I knew the vocabulary, cold, and I could write better than anyone else,
Thanks, Dad."
I paused for a second, and rejoined, "Who is this, and what have you done with my daughter?"
Hope the book is going well.
New York Built
- AnonymousSeptember 15, 2013 at 9:52 AM
I just discovered your blog today. It's FABULOUS!! Thank you for sharing so much - everything!ReplyDelete
Failed attempts at books? When you could just compile everything here into one mega-book of knitting wisdom, know-how, techniques, and humour? Or perhaps the problem is getting it all down to book size? Yes, that must be it.
I hope it's going well, all the best from your newest fan!
Maureen in Moncton
Hi Maureen, thanks for your kind words and welcome to TeCHknitting blog. Best, TKReplyDelete
Dear TK , I have had you on my safari bar ,you and your blogs are a welcome uplift to me every time I open this, your fantastic words and incredible help are there to greet me! Try as I may, I am a very slow knitter, at other places , even my lys I feel down when I see everyone's knitting so fast, they whiz by. I am very ill a lot of neuro issues. I love knitting, though I am slow and awkward. I haved gained so much peace, help, gentle teaching words that with your site, it gave me courage to start a knit/spin/fiber/crochet group. I bring anyone with a problem here! It is like you are our fairy godmother , and thank you TK for your unwavering hope in all your posts.! You birthed this wealth of information, and my group named Ewe-Knit-Tea has gained so much support from you! Thank you over and over again! though our group be small in number, we are rich in caring. I hope, dear TK you will hear from all the creative people you have helped! I would love a book of all your teachings, in case electricy or the web were to ever fail, LOL! I hope your heart will be warmed knowing you helped a group of aged baby boomers to continue to learn. Words are so inadequate , but Bless you for this life work, I cherish you and your brilliant brain,,! Stay happy,, from, Grace, founder of the now five yr old EweKnitTea group, all of us appreciate you!ReplyDelete
Dear Grace--Thank you for your very kind words. Knitting is both soothing and creative--you get out of it what you bring to it. Being a process knitter myself (I have astonishingly few finished objects, considering how much knitting I do) I completely understand the joy of the knitting process itself. I find that the joy of drawing one loop through another doesn't derive from the speed at which it is done. Best regards to you and the other members of your group, TKReplyDelete
You've already written a book. Just print out your blog!ReplyDelete
No matter what the result, good on you.
As of this time, comments left via mobile site only come through sometimes. If you're not having any luck, please consider using a lap- or desk-top computer. Google has been notified, but for now...
Thanks, TK


text:
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Most international shipments arrive within 10 to 14 business days. Some exclusions apply. All orders are shipping from our facility in the USA.
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text:
Top Definition
Poor Life Choice. When you do something that does not reflect well on yourself, or could end up hurting your life goals at a later date.
Hooking up with that skeeze at the bar what a major PLC.
Drinking before your big business exam is a huge PLC.
Drinking before your big business exam is a huge PLC.
автор: Posterchild 6 августа 2006
Trending Now
Can you define these popular missing words?
PLC is the most awesome gang ever. Standing for "Parking Lot Crew," it consists of about 20 homies that enjoy doing the following: bitch about other people outside their friend group, bitch about people inside their friend group, flash awesome gang signs across school, and throw up from having too many energy drinks. They are the coolest kids you will ever meet in your life.
Hey, you wish you were a member of PLC
автор: seant926 16 мая 2011
An all girls school in Peppermint Grove in Perth. They undoubtedly have the best uniform out of all the girls schools (except for the horrible beret which is supposed to be worn during winter) and are the best at everything.
Girl 1: Did you hear that Maddy goes to PLC now?
Girl 2: I know - I'm so jealous!
Girl 2: I know - I'm so jealous!
автор: youwishyouwereprivatelyeducate 1 июня 2011
Picate la cola
Samuel told Robert to PLC.
автор: PLCAnonymous 2 сентября 2010
programmable logic controller, purpose-built embedded computer systems used to monitor and control industrial equipment. The bulk of them today are about as powerful as a 286 PC or even less and they cost as much as or more than a high-end PC. Despite that, the hardware and firmware/software in a PLC is designed from the ground up for deterministic, hard-real-time operation and I/O intensive applications. They also do not have processor fans, hard drives and other unreliable mechanical parts.
i got linux on a a plc that fits in a rj45 jack
автор: benso 28 марта 2005
A school in Sydney:
Presbyterian Ladies College
but also
Prostitutes Large/Last Chance
Presbyterian Ladies College
but also
Prostitutes Large/Last Chance
look at that PLC skank
автор: PLC slagger 14 июня 2004
"Pa la casa" (to go home)
I'm gonna go PLC
автор: gh71 25 августа 2010