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More Information
Why many are changing banks, and tips on how to do it
Published: Monday, November 7, 2011 at 1:00 a.m.
Last Modified: Friday, November 4, 2011 at 11:37 a.m.
The debit-card debacle is clearly paying off for smaller financial institutions.
Changing banks can be a hassle, but a growing number of customers are willing to do it.
About 30 percent of consumers said they would leave their bank if they were charged for using their debit cards, according to a recent survey by the Research Intelligence Group.
Some banks and credit unions offer services to help new customers transfer accounts.
Here is advice from several consumer agencies:
• Open the new bank account with a small deposit, before closing the current account. Make sure the deposit will be enough to avoid any fees the new bank may charge for low balances. Funds from the older account can later be transferred electronically to the new bank.
• Make a list of all automatic payments and deposits that go in and out of the older account. This will help set up payments for the new account and ensure there is enough money in the older account to make all payments during the switch process.
• If you have direct deposit, get your employer to reroute paychecks to the new account. It may take more than one pay cycle to reroute the deposit.
• Once you know when the direct deposits will transfer, reschedule your automatic payments and debits for the new account.
• Leave a small amount of cash in the old checking account for at least one more month. This will cover any payment you may have forgotten. Try to leave enough to avoid a monthly fee.
• Once you are sure all automatic payments and direct deposits have switched to the new account, electronically transfer the remaining funds from your old account. It may take a few days to clear, but transferring money electronically is usually the fastest, cheapest and safest way to move funds between accounts.
• Once that transfer clears, follow the procedures to close your old account. The account does not automatically close just because you have withdrawn all the funds, and that bank could still charge you fees. Obtain written confirmation that the account is closed.
–John Hielscher
Fed up with big banks' now-abandoned plans to charge up to $60 a year for debit cards, longtime customers are closing their accounts and marching down to local community banks and credit unions that still offer free services.
New account openings surged a "phenomenal" 49 percent last month at Sarasota's Gateway Bank of Southwest Florida, said Shaun Merriman, Gateway's president and chief executive.
"New customers are specifically mentioning the debit-card fee issue as a driving factor in seeking a new banking relationship," Merriman said. "We modified the reader boards at all of our locations to announce we do not charge debit-card fees, and the response has been really notable."
Achieva Credit Union opened 440 new accounts at its four Sarasota County branches in October, a 311 percent increase over last year, said president and CEO Gary Regoli.
"You have to strike while the iron is hot," Regoli said.
Last week, Bank of America, SunTrust Bank, Regions Bank and other financial powers in Florida buckled to consumer pressure and dropped plans to charge customers up to $5 a month to use their once-free debit cards.
Weeks of consumer fury and backlash over the debit-card fees and new checking account charges forced the banks to retreat, showing that customers can reshape the policies at the nation's largest financial institutions.
"Consumers have the power to make the big banks back down from unfair practices if they raise their voices and vote with their feet and their dollars," said Norma Garcia, manager of the financial services program at Consumers Union.
But others warn the victory may be short lived.
"This is great news for consumers, but this is not the end of new fees," said Bill Hardekopf, CEO of watchdog LowCards.com. "Banks are still losing billions of dollars in revenue from the interchange fee regulations. They will find more subtle ways to make up for this lost revenue, increases that may fly under the radar.
"Banks may increase existing fees or raise the introductory interest rates on credit cards.
They will find some way to increase their revenue, and it's always the consumer that will end up paying for these increases," he said.
Some banks are already imposing new fees, eliminating free accounts and dumping rewards programs to offset the loss of revenue under new federal regulations.
A number of big banks have eliminated their free checking accounts, requiring either minimum balances or at least one payroll direct deposit to avoid $5 to $12 monthly maintenance fees.
The banks that tested or imposed debit-card fees contend they were reacting to the Federal Reserve decision to cap the fee they can charge retailers when customers swipe their debit cards. The fee fell from an average of 44 cents to a maximum of 21 cents.
Bank of America, Florida's largest bank and No.2 nationally, took most of the beating from consumers and politicians over the $5-per-month debit card fee it planned to impose next year.
More than 300,000 people signed an online petition started by a 22-year-old Bank of America customer who was outraged by the fee.
But SunTrust, the third-largest bank in Florida, was one of the first out of the gate. This summer it began charging the $5 monthly fee to new checking account customers who made even one purchase with their debit cards. The fee was going to hit current customers last week.
Regions began charging a $4 monthly fee for debit cards. Chase Bank tested a $3 fee in Georgia and other states. Wells Fargo tried out a $3 fee in five states.
After the consumer uproar, however, all of them dropped the fees. Most said they will issue full refunds to customers who had already paid the fees.
None of the banks apologized, but they acknowledged that angry customers drove their decision.
"We have listened to our customers very closely over the last few weeks and recognize their concern with our proposed debit usage fee," said David Darnell, co-chief operating officer at Bank of America, announcing the bank would drop the fee.
"We have heard from our customers and are responding to their feedback by eliminating the monthly fee for check cards," said John Owen, head of consumer services for Regions.
Smaller banks saw an opening in the debit-card fee controversy.
"From a business development perspective, this action was a gift to independent banks everywhere," said Frank Knautz, a bank consultant in Sarasota. "All community banks had to say was, 'We don't charge for debit cards,' and customers literally beat a path to their doors."
Lakewood Ranch-based Community Bank & Co. is paying $5 a month to new customers who open a "value checking" account with direct deposit. The bank said it will continue the monthly payment for one year.
First Federal Bank of Florida, a Lake City-based bank with four offices in Sarasota and Bradenton, is paying a $6-per-month bonus to customers who open a free checking account and use their debit card at least five times a month. That bonus will be paid for six months.
Local community banks like Gateway and Insignia, also in Sarasota, put up signs outside branches touting their free card accounts.
"New account opening activity continues to be strong," said Gateway's Merriman. "We see no signs of this slowing down."
Clearwater-based Achieva credited its surge in new accounts primarily to the debit-card issue, but Regoli said it also was due to increasing brand awareness here. Achieva absorbed the former Sarasota Coastal Credit Union in 2009.
"It's fair to point out that the banks have to do what they are doing to make up for the revenue that regulations have taken away from them," Regoli said. "They are for-profit companies with stockholders to please.
"Credit unions use a cooperative business model, and in this economy folks need to know there aren't any Wall Street analysts we have to please."
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


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Corellian Engineering Corporation products
Category page
129,793pages on
this wiki
this wiki
This category is for products from Corellian Engineering Corporation.
This category has the following 54 subcategories, out of 54 total.
Pages in category "Corellian Engineering Corporation products"
The following 118 pages are in this category, out of 118 total. Perform a category intersection.

subset: commoncrawl


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Sweet & Savory Dry Rub
This sweet and savory rub relies on ingredients you most likely have on hand already—brown sugar, dry mustard and onion powder—making it a quick recipe for a night when you're not sure what you're making for dinner.
- 2 teaspoons light brown sugar
- 2 teaspoons dry mustard
- 1 teaspoon onion powder
- 1/2 teaspoon kosher salt
- 1/4 teaspoon white pepper, or freshly ground black pepper
- Step 1
- Combine brown sugar, dry mustard, onion powder, salt and pepper in a small bowl.
© Meredith Corporation. All rights reserved. Used with permission.
For more recipes go to EatingWell.com


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Police: Inmate hid drugs in body
ST. JOHNSBURY A Barre man is accused of swallowing packets of a regulated drug in an attempt to bring the drug into the Northeast Regional Correctional Facility in St. Johnsbury.
Vermont State Police say Shawn Braley, 30, was brought to the facility July 9 and subsequently found by Department of Corrections staff to have swallowed packets of the narcotic buprenorphine.
Braley was sent to the facility because he was being held on $1,000 bail on charges that he broke into The Quarry Grill and Tavern in Barre and stole $1,300 in cash in July. He is also facing a charge of shoplifting a box of tampons from Rite Aid.
Braley pleaded not guilty to felony burglary and retail theft in Washington County criminal court in Barre in July. He is to appear in Caledonia County criminal court on Nov. 18 to answer a charge of transportation of a controlled substance into a detention center.MORE IN This Just InBERLIN Free trade talks between the European Union and the United States have failed, Germanys... Full StoryLabor Day is around the corner. Footballs are being thrown. Full StoryEvery year thousands of school children are transported in school busses. Full Story
- Most Popular
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DENVER (AP) - A chemistry teacher has been fired after four students were burned, one seriously, when a fire erupted in a Denver high school chemistry laboratory while the teacher was conducting a demonstration with methanol, a school spokeswoman said Tuesday.
HAMMOND, Ind. (AP) - A cellphone video released Tuesday shows police in Indiana breaking a car window then using a stun gun on a man after police stopped the driver for not wearing a seat belt.
LAWRENCEVILLE, Ga. (AP) - Two men and a 15-year-old have been sentenced to life in prison for murdering a metro Atlanta teen who authorities said was targeted over his expensive shoe collection.
CHICAGO (AP) - A 19-year-old American left a letter expressing disgust with Western society before trying to board an international flight in Chicago, the first step in his plan to sneak into Syria to join the Islamic State group, according to a federal criminal complaint released Monday.
ALBUQUERQUE, N.M. (AP) - Political rivals for New Mexico governor faced off in a Spanish debate Monday, a rare event that nonetheless marked an emerging trend as Republicans and Democrats around the U.S. court Hispanic voters.
WASHINGTON (AP) - Raising fresh concern around the world, a nurse in Spain on Monday became the first person known to catch Ebola outside the outbreak zone in West Africa. In the U.S., President Barack Obama said the government was considering ordering more careful screening of airline passengers arriving from the region.
BATON ROUGE, La. (AP) - Doug Wortham used a Defense Department giveaway program for law enforcement to stock his office with an assault rifle, a handgun and a Humvee - even though the people in his custody are in no condition to put up a fight.
CHICAGO (AP) - As a teenager, holed up in his bedroom, illuminated by the glow of his laptop, Youngbin Chung became addicted to video games. Ten-hours-a-day addicted.
SEATTLE (AP) - The Seattle City Council has voted to celebrate Indigenous Peoples' Day on the same day as the federally recognized holiday, Columbus Day.
BOY LEFT IN CAR DURING CHURCH CHOIR PRACTICE DIES: PHOENIX (AP) - A 3-year-old boy has died a day after being left in a hot car for several hours while his mother and a family friend were in church for a choir practice, police said Monday.
DALLAS (AP) - Worries over Ebola kept some Dallas schoolchildren home Thursday after school officials identified five students who may have come into contact with the first person in the U.S. to be diagnosed with the virus.
HARRISBURG, Pa. (AP) - Two top state officials resigned Thursday in the growing scandal surrounding office emails containing pornography in the Pennsylvania attorney general's office.
NEWARK, N.J. (AP) - The married stars of the "Real Housewives of New Jersey" are trading the drama of reality TV for prison.
WASHINGTON (AP) - The Supreme Court said Thursday it will consider whether retailer Abercrombie & Fitch discriminated against a Muslim woman who was denied a job because her headscarf conflicted with the company's dress code, which the clothing chain has since changed.
GOLDEN, Colo. (AP) - Students and parents fighting a plan to promote patriotism and downplay civil disobedience in some suburban Denver U.S. history courses blasted the school board Thursday ahead of a possible vote on the proposal, accusing the new conservative majority of trying to indoctrinate students with their politics.
Page 228 of 676
MADRID (AP) - President Barack Obama on Sunday urged respect and restraint from Americans angered by the killing of black men by police, saying anything less ...
DALLAS (AP) - Police shootings of black men in Louisiana and Minnesota were followed by calls from black militant groups and others to seek vengeance against ...
DALLAS (AP) - The suspect in the deadly attack on Dallas police taunted authorities during two hours of negotiations, laughing at them, singing and at one ...
CHICAGO (AP) - During their working years, women tend to earn less than men, and when they retire, they're more likely to live in poverty.
KANSAS CITY, Mo. (AP) - Cathy Scoppo's heart sank the moment she noticed the U.S. flag that had draped the casket of her World ...
HARTFORD, Conn. (AP) - A Connecticut father and son are headed for a court showdown with the Federal Aviation Administration over whether the agency can force ...
ROME (AP) - The body of a teenage Wisconsin student who went missing shortly after he arrived for an exchange program was found in the Tiber ...
WASHINGTON (AP) - They've been bitter rivals, allies and colleagues.
PASADENA, Calif. (AP) - Braving intense radiation, a NASA spacecraft reached Jupiter on Monday after a five-year voyage to begin exploring the king of the planets.
SAN JOSE (AP) - Keith David spent years flying around the globe on covert missions, making life-and-death decisions and overseeing multiple units unleashing airstrikes against insurgents ...
Libertarian nominee Gary Johnson sees a path to the White House. The former Republican governor of New Mexico can boast a running mate, former Massachusetts ...
Page 11 of 11
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Celtic have conceded three goals in each of their last two SPL games, although they came from two down to beat Aberdeen 4-3 in their most recent match.
St Mirren also hit three against Celtic recently, in the Scottish Communities League Cup semi-finals, although Neil Lennon's side gained revenge with a 2-1 victory in the William Hill Scottish Cup.
The Saints boss said: "It's always a challenge against Celtic and you always have to be at your best when Celtic come.
"They are having a fantastic season, reaching the last 16 of the Champions League, 15 points clear in the league and in the Scottish Cup semi-final. So it could be a memorable season for Lenny and Celtic.
"But they are conceding goals, which statistically for us is great, and if we manage to bring our best we can possibly capitalise on that. We will show them the respect a top club like Celtic deserve but not too much respect. There are three valuable points to play for and we want them."
Celtic will form a guard of honour to welcome their opponents on to the pitch in their first game since winning the League Cup, and the Saints players who are not in the match day squad will parade the trophy at half-time, but Lennon does not want his players to get caught up in the congratulations.
Lennon added: "It's part of the journey that we're on and the progression of the football. But we can't rest on our laurels on the back of winning a national cup.
"What we have to do is make that cup success a platform and continue our journey.
"We have eight very important league games to go. We are more points better off than this time last year but we are lower in the league. They are two key things we want to improve on."
- Soccer
- Sports & Recreation
- Neil Lennon


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The Kentucky Secretary of State's office is offering its employees a four-day work week.
A spokesman says the plan is designed to give employees a relief from high gas prices.
Officials say employees who participate will still work the same number of hours, just longer on the four days.
The move is a pilot project the office will test for two weeks.


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Thu 28th Mar at 7:00pm
@ The Old Market, Hove
Featuring: Alma Haser, Natasha Carunana
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Miniclick: Alma Haser, Natasha Carunana
The Miniclick Photography Talks are pleased to announce that Alma Haser and Natasha Caruana will be coming along for the culmination of te Women in Photography events.
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Website: theoldmarket.com
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→ Brighton 15 min walk


text: I used to work in a campus managment roll for this company in Arizona, then in Georgia. I never worked for such an organization with no real care for learner outcomes. At every opportunity quality was decreased (when they were profitable)...now look at them. Students paying 50k for worthless culinary "degrees" only to end up as line cooks at Sizzler. Dump this stock if you own it.


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This open air market specialized in items prior to 1980 including: antique, vintage, and refurbished items. Hundreds of vendors flood the streets of Downtown Litchfield every second Sunday of the month from April to October from 9 AM to 3 PM, beginning on the corner of Union Avenue (Route 16) and State Street. Food is available and live entertainment happens all day in Library Park.
This event will take you back in time with a historic re-enactment of military life from 1750-1820. Military and camping demonstrations will be provided daily. Both campers and public are welcome.
Try your hand at the Litchfield TriathLou at Lake Lou Yaeger. Swimming in Lake Lou Yaeger is the best open water swim you will have in the Midwest. There really is no comparison to this large beach with pristine flat racing water. The bike course is flat and fast with some great curves to keep you entertained the whole ride. Both the 5k and 10k runs see very honest mile paces with plenty of flats, and a couple hills throughout. Sprint and Olympic distances are available.
This remote control jet rally gathers some of the best scale model jets in the country. Live stunts and performances will be available to the public.
Route 66 Half Marathon, 5K, Mile Dash
Run down Historic Route 66 in this race down memory lane. On this flat course, you will have the opportunity to set a personal best. Plus, its filled with some of the oldest landmarks on Historic Route 66.
Join the Coal Country Chamber of Commerce on its eleventh annual Tour de Coal bicycle ride on Saturday, Sept. 24, 2016, at the Benld City Hall-Civic Center, 201 E. Central Ave. in downtown Benld. Saturday, September 24, will mark the 11th Anniversary of the Tour de Coal. This family oriented bicycle ride is for cyclists of all levels of expertise and is held in conjunction with this year's 17th Annual Coal Country Chamber of Commerce's Fall Festival held at the Benld City Park.
Jersey County Historic Society's Annual Apple Fest
Enjoy this year's Jersey County Historic Society's Annual Apple Fest. Throughout the day, visitors can browse craft booths, demonstrations, quilt raffle, kettle corn and children's games. Pioneer stew, ham & beans with cornbread, and sweet treats will be sold throughout the day. Historic tours of the Cheney Mansion, Log House and Lone Star School are $5 for adults; free for children 6 and under. Bring your lawn chairs and enjoy the day. All other events are free. For more information, call (618) 498-2811.
The 18th Annual Coal Country Fall Festival
The Coal Country Fall Festival is a family oriented event which has features that appeal to all ages. Many parts of the festival are free and entertaining and educational. This year's outstanding display is a free display of dinosaurs including a life-size dinosaur. Free and live are exotic animals in a petting zoo, including Alaskan reindeer, pygmy goats, two-hump camels, and buffalo. A live reptile display is also a part of the day. There are free rides of the CCCC Choo Choo Train around and in the park. Over 8 hours of free, live entertainment! Over 80 vendors, including local businesses from the Coal Country area which encompasses 8 communities, sell 100's of products in their booths.
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Josh Harris Rumors
The source expects associate head coach Mike D'Antoni, who was hired by ex-Sixers chairman of basketball operations Jerry Colangelo in December, to succeed Brown. Another NBA source said, "I think the chances are good (Brown is the coach to start next season)," though "if things go really bad, maybe (Bryan Colangelo would) make a change in the middle of the year." The first source said Jerry Colangelo, who stepped down as chairman the day Bryan was hired and is now a special adviser to managing owner Josh Harris, didn't like it when he found out Brown's two-year extension was a done deal upon joining the franchise Dec. 7. The extension was announced at a new conference with former GM Sam Hinkie and Brown four days later.
The following is a statement on behalf of the Philadelphia 76ers and New Jersey Devils from Managing General Partner Josh Harris: "It is with a great deal of sadness that we mourn the loss of one of Philadelphia's greatest ambassadors and humanitarians, Ed Snider. "Ed continually poured his heart into making a difference in the lives of those around him and he stopped at nothing to make the city of Philadelphia a better place for everyone. He leaves behind a legacy of civic pride, charitable acts and philanthropy that is truly unmatched.
Appearing on the Hot Takedown podcast Monday, NBA commissioner Adam Silver denied reports that he intervened with the scuffling Sixers and suggested managing owner Josh Harris hire Jerry Colangelo (which Harris did on Dec. 7), and that other owners weren't lobbying for Harris to make the move. "Those reports are not correct," Silver said. "Josh Harris decided on his own that he needed to change course. He and I had many conversations along the way about the utility of the strategy that he was following. And he came to the conclusion once this season began — and he saw how his team was performing on the floor — that he needed to change his strategy."


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A.J. Reed hit his NCAA-leading 16th homer of the year but Texas A&M plated five runs on five consecutive two-out hits in the first inning to post a 14-2 win over No. 19 Kentucky to salvage the series and keep UK from its sixth all-time league sweep on the road, on a perfect Sunday afternoon at Blue Bell Park.
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- Report: #53655
Report - Rebuttal - Arbitrate
Complaint Review: Arcadia Financial
Arcadia Financial2000 S. Finely, Ste 120 Lombard, Illinois U.S.A.
Arcadia Financial - TranSouth - Ford Motor Co. Misapplied payments consumer fraud ripoff victimized many consumers Lombard Illinois
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I have tracked all the payments since 1998 until recently, have the back-up to each and found that I am acutally 5 payments ahead, they are threatening to repo my car.
They gave me an extension on 2 separate occasions, and then, a year later, gave me a payment "reversal", deleting 2 of my payments from their system and calling it "we decided not to give you the extension". I have a printout of my payments and there is very little of my payments going to the principal.
The loan term is up in a year, but I still owe over $4500 on the vehicle, the loan amount was for $8904 in 1998.
After 60 payments I should be almost paid off. I am wanting to sue them for theft and fraud to end their lucrative career in creative bookkeeping. I am not going to take a Chapter 7 bankruptcy, I'm going to sue them for all that I can.
I would like it very much if anyone who is doing this now, or wanting to do it please contact me. A good class action would do them good. One of their affiliate companies got sued for doing something similiar to home mortgages, the bigger they are, the harder they fall.
North Kansas City, Missouri
This report was posted on Ripoff Report on 04/19/2003 11:57 PM and is a permanent record located here: http://www.ripoffreport.com/r/Arcadia-Financial/Lombard-Illinois-60148/Arcadia-Financial-TranSouth-Ford-Motor-Co-Misapplied-payments-consumer-fraud-ripoff-v-53655. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Mesa County Land Development Code sees an update
Updated: 12/09/2015 - Mesa County Commissioners met Tuesday morning to approve changes to the Mesa County Land Development Code.
Updated: 12/09/2015 - Mesa County Commissioners met Tuesday morning to approve changes to the Mesa County Land Development Code.
Updated: 12/08/2015 - The Colorado Supreme Court hears Pitton eligibility case in Denver Tuesday. No decision was made at the hearing.
Updated: 12/09/2015 - In November, the county was predicting an almost three-million dollar deficit, but now they are anticipating a number far lower.
Updated: 12/09/2015 - A Denver Police officer is recovering from surgery after he was shot multiple times during what he thought was a routine traffic stop.
Updated: 12/30/2015 - Why is it warmer at higher elevations this morning? The answer is an inversion.
Posted: 12/08/2015 - Boston College said the number of students reporting gastrointestinal symptoms after eating at a Chipotle has climbed to 80.
Updated: 12/08/2015 - Train collides into stuck car in Orlando, Florida; no injuries reported.
Updated: 12/08/2015 - (KUSA)- A Colorado school bus driver has been arrested for suspicion of driving under the influence of drugs after the bus she was driving rolled over Monday.
Updated: 12/18/2015 - Their main goal is improving quality of life by promoting the arts. They do that with a series of exhibits, classes, lectures and workshops for folks of all ages.
Updated: 12/08/2015 - Donald Trump is rejecting criticism that his proposal to ban Muslims from entering the U.S. is un-American and has critics comparing him to Adolf Hitler.
Updated: 12/08/2015 - A trial has been set for a man charged with killing a Mesa County mother more than eight years ago.
Updated: 12/08/2015 - Chief Warrant Officer 3 Brandon Smith was a son, a brother, an uncle and a fallen hero taken far too soon.
Updated: 12/08/2015 - The State Supreme Court will hear oral arguments Tuesday in the legitimacy of Paul Pitton's being able to serve on the District 51 school board in District B.
Updated: 12/07/2015 - Authorities said no one was injured Monday morning after a semi flipped on a ramp from Highway 6 and 50 to eastbound I-70.
Updated: 12/30/2015 - Michael Cavallari's Honda Civic was discovered on Nov. 27 about 100 feet from Interstate 70 in Grand County according to a statement from the sheriff's office.
Updated: 12/07/2015 - The Justice Department will investigate the patterns and practices of the Chicago Police Department, U.S. Attorney General Loretta Lynch announced Monday, a move that comes nearly two weeks after the release of a video showing a white Chicago police officer shooting a black teenager 16 times and ahead of the expected release of similar footage in another death at the hands of an officer.
Updated: 12/07/2015 - It's that time of year again, the Wreaths Across America caravan headed down to Virginia to place wreaths on each grave in Arlington National Cemetery.
Posted: 12/07/2015 - A recent MRI showing no cancer on Jimmy Carter's brain is "very positive" news for the former president but will not end his medical treatment, doctors said.
Posted: 12/07/2015 - The Colorado Department of Transportation, the Colorado State Patrol and 80 local law enforcement agencies worked together to resume a statewide DUI enforcement campaign during the holiday season.
Updated: 12/07/2015 - About 23 million Americans have had their packages stolen before they could open them, a number expected to rise this Christmas.
Posted: 12/07/2015 - On the day the nation pays tribute to those who perished in the December 7, 1941 Japanese attack on Pearl Harbor, the USS Arizona memorial will honor the man who was the ship's oldest surviving officer.
Updated: 12/09/2015 - Firefighters were investigating after a fire destroyed a motor home on C 3/4 Road Sunday night. No one was injured.
Updated: 12/07/2015 - The Grand Junction Boy Scouts of America troop once again opened its tree lot for anyone in the market for a Christmas tree.
Posted: 12/06/2015 - A plane carrying actor Morgan Freeman and his pilot blew a tire on takeoff from a Mississippi airport and made an emergency landing in which its landing gear collapsed and the plane ran off the side of a runway, authorities said.
Updated: 12/05/2015 - Palisade took a step back in time Saturday for the holidays to host an Olde Fashioned Christmas. The celebration began Friday night with carolers marching down main street, and the lighting of the plaza tree.


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A sleek new startup may have all the merits of style, but is it a good fit for your investment portfolio?
Nurture your financials and Mother Earth at the same time with five eco-friendly investments that do well for you and the planet.
Getting a startup to profitability is cause for celebration. But it's no time to lose focus on the bottom line.
How do you teach an old dog a new trick? Bring home a puppy.
When you need money to start a business, where should you look? Venture capital, private investors, or a bank? Maybe none of the above. Here's why.
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Tax & Finance
December 14, 2012
17 Days to "Fiscal Cliff"
President Obama and House Speaker Boehner (R-OH) met for almost an hour yesterday at the White House to discuss issues related to the fiscal cliff, but there were no obvious signs of progress. Instead, both sides appear to be holding fast to their partisan views on taxes and spending. This is the second face-to-face meeting…
December 6, 2012
Fiscal Cliff Countdown: 26 Days
Negotiations continue between the Obama administration and congressional leaders on deficit reduction legislation that would need to be approved by Congress before the end of the year to avoid the sequester and tax increases. Last week the President released his proposal, which took a hard line on both taxes and entitlement spending, with increased tax…
October 29, 2012
CR and Sequester Update
Members of Congress are discussing the possibility of approving a continuing resolution (CR) for the entire fiscal year to avoid partisan political battles and a possible government shutdown. Appropriators continue to press for completing this year's spending bills in a lame-duck omnibus, but it's more likely that they will be left for the next Congress….
August 29, 2012
Economic Outlook for 2013
The Congressional Budget Office (CBO) yesterday released its updated "Budget and Economic Outlook: Fiscal Years 2012 to 2022." According to CBO: "For fiscal year 2012 (which ends on September 30), the federal budget deficit will total $1.1 trillion, CBO estimates, marking the fourth year in a row with a deficit of more than $1 trillion….
July 17, 2012
Sequester "Line in the Sand" Bills
Senate Democrats are warning that they will not agree to a deal to stop across-the-board spending cuts early next year (sequester) without new revenue gained by ending tax breaks on the wealthiest Americans. To that end, they circulated a draft bill yesterday that would spare most Americans from higher tax rates that are due to…
June 22, 2012
Odds and Ends for the Week
Student Loan Interest Rates: Majority Leader Harry Reid and Minority Leader Mitch McConnell are getting close to a deal to prevent student loan rates from doubling on July 1st, from 3.4 percent up to 6.8 percent. A deal could be announced as soon as today, although early next week seems more likely. The talks have…
April 16, 2012
This Week in Congress
Congress is back in session today after a two-week break for the Easter holiday. Appropriators in both chambers will begin moving FY 2013 annual appropriations bills this week. The House Appropriations Committee on Wednesday will start marking up its spending bills for FY 2013 with a goal of cutting federal spending by a little more…
February 17, 2012
FY13 Budget Supports Research, Student Aid
The Obama Administration's FY13 budget, released on February 13, reflects a continuing commitment to increased federal investments in research and education. The budget would increase funding for the National Science Foundation (NSF); the Department of Energy's (DOE) Office of Science and ARPA-E; and the Agriculture and Food Research Initiative (AFRI) in the Department of Agriculture,…
Today in Congress
The House and the Senate are expected to vote on legislation that would extend a payroll tax cut through the end of the year. The legislation also would extend federal unemployment insurance benefits and prevent a cut in Medicare payments to physicians. The Senate holds a test vote on an amendment offered by Majority Leader…
February 15, 2012
Deal on Payroll Tax, Doc Fix, Unemployment
Congressional leaders have reached a tentative deal on a payroll tax cut, extend unemployment benefits, and delay rate cuts to doctors who treat Medicare patients. Under the proposed plan, a 2-percentage point payroll tax cut would be extended until the end of this calendar year. The cost of this tax cut would be added to…
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DEFINITION of 'Rate-Improvement Mortgage'
A type of fixed-rate mortgage, which contains a clause that entitles the borrower to reduce the fixed-interest-rate charge on the mortgage once, and early in the mortgage. The option will be exercised when interest rates fall lower then the borrowers initial mortgage rate.
There is typically a fee associated with exercising this option, and the initial mortgage might have a higher-than market-interest rate and/or high costs. However, the rate reduction option could save the borrower the costs of refinancing which might be more then the cost of using their rate improvement option.
BREAKING DOWN 'Rate-Improvement Mortgage'
There is no "free lunch" in the world of finance. A borrower who is told that they are being "given" the option to reduce their interest rate for a minimal fee should be aware that the lender has the true cost of that option priced in the transaction somewhere.
That's not to say the option is not fairly priced and could be valuable to the borrower should interest rates fall. The borrower should simply have a good understanding of the costs, risks and benefits of paying for the option in the initial transaction.
MortgageA debt instrument, secured by the collateral of specified real ...
No-Cost MortgageA mortgage refinancing situation in which the lender pays the ...
Mortgage RateThe rate of interest charged on a mortgage. Mortgage rates are ...
Reverse MortgageA type of mortgage in which a homeowner can borrow money against ...
Fixed-Rate MortgageA mortgage that has a fixed interest rate for the entire term ...
Alternative Mortgage InstrumentA broad category of mortgages that vary from fixed-rate, fully ...
Personal Finance
Shopping for a mortgage in 2016? Use this tool first.As home-buying technology has progressed, the process of finding the best mortgages rates for 2016 can all be done online.
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Shopping for a mortgage in 2016? Use this tool first.As home-buying technology has progressed, the process of finding the best mortgages rates for 2016 can all be done online.
Additional Streams of Income for SeniorsFind out how a reverse mortgage can work in your favor during retirement.
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Reverse Mortgages: Right for Clients? Not OftenReverse mortgages are a legitimate vehicle for folks age 62 and up to tap into the equity in their homes for other uses. Here's what to consider with them.
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Top 6 Mortgage MistakesThese common errors could end in foreclosure.
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Score a Cheap MortgageHidden costs can create what looks like a good deal. Find out how to find the best mortgage possible.
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Now's a Terrific Time to Buy (or Refinance) a HomeIf you are looking to make a purchase or do a refi, you will benefit from continuing low interest rates – that could dip even lower.
How Interest Rates Affect the Housing MarketUnderstand how rate changes can affect home prices and learn how you can keep up.
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Don't Get Overcharged for Your MortgageDon't pay more for a mortgage than necessary. Here's a quick look at the different categories and how to be sure you're getting the best deal.
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5 Risky Mortgage Types To AvoidThere are plenty of ways to end up with a bad mortgage. The risks of these five should make every homebuyer think twice before signing.
What are the different types of subprime mortgages?Clarify your understanding of subprime mortgages. Learn about the different types, how they work and when they might be beneficial. Read Answer >>
What are the pros and cons of a simple-interest mortgage?Learn the difference between a simple interest mortgage and a standard mortgage, along with their relative advantages and ... Read Answer >>
What is the 1003 mortgage application form?Learn about the 1003 mortgage application form, what information it requires and why this form is the industry standard for ... Read Answer >>
What are the requirements to apply for a reverse mortgage loan?For homeowners of a certain age who wish to stay in their homes but are finding it costly, a reverse mortgage could be the ... Read Answer >>
What is an assumable mortgage?The purchase of a home is a very expensive undertaking and usually requires some form of financing to make the purchase possible. ... Read Answer >>


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I'm so so late on multisite and want to start using it. At the moment I create a fresh WP install on a sub-directory of a subdomain for each client so for example:
and want to keep mydomain.com for my own stuff of course.
Is it possible to work in this way? if so, how? if not, how would you do it?
many thanks


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BRYN MAWR NATIVE Carl Mazzocone is a producer of "Texas Chainsaw 3D," the highest-grossing film at the box office over the weekend.
Mazzocone was the producer involved in securing rights to the name of the film, an update on the 1974 horror classic "The Texas Chainsaw Massacre."
Mazzocone was also the producer of "Boxing Helena" who sued Kim Basinger for breach of contract after she decided against starring in the picture.


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Teresa Palmer (born 26 February 1986) is an Australian actress. Making her film debut on ''2:37'', Teresa has moved on to the American film industry with movies such as ''Film/BedtimeStories'', ''Film/TheSorcerersApprentice'', and ''Film/IAmNumberFour''. She gained prominence playing Julie in 2013's ''Film/WarmBodies'', and acted alongside fellow Australian Liam Hemsworth in ''Love and Honor''. She stars in 2016's ''Film/LightsOut2016''.
!! Teresa exhibits these tropes:
* FakeAmerican: In some of her roles.
* HeterosexualLifePartners: With [[Series/H2OJustAddWater Phoebe Tonkin]].
* MsFanservice


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How Much Water Do You Drink in a Week?
By Stephanie Ciccarelli
September 27, 2010
How much water do you drink in an average week while working as a professional voice actor?
At the Voices.com offices, we have a really neat water cooler that dispenses cold and hot water. Every couple of weeks, a water service comes to our office and removes the empty bottles, replacing them with more aqua... just how much more, I'll let you discover!
I'm really curious to hear about your water consumption habits too. Be sure to comment and let us know!
Water is very important. Being hydrated is not only a healthy thing but it also keeps you going strong when using your voice, whether you're on the phone talking to a customer, are auditioning or recording a gig.
At Voices.com, we consume approximately 10 gallons of water as a team over the course of a week.
Each bottle that we receive contains 5 gallons of water. Between the 12 of us here, we go through 2 of these bottles each week, effectively consuming 10 gallons of water over the course of 5 business days.
Some of this water is consumed as is while many also use it for tea thanks to the handy water heating option.
What About You?
Now that I've shared what our water consumption is like, how much water, whether it be straight from the tap, boiled for tea or otherwise do you consume in your studio on a given day or week?
Spritzer bottles count too! Don't forget those when tabulating your consumption.
Looking forward to hearing from you!
Best wishes,
©iStockphoto.com/Олег РешетнÑкRelated Topics: aqua, drinking, H2O, hydration, refreshing, talent, voice, voice overs, Water
- Larry O'Brien Robertson
- September 27, 2010 2:16 PM
- Sharon Young
- September 27, 2010 2:16 PM
- Robert Ready
- September 27, 2010 2:17 PM
- Erica Risberg
- September 27, 2010 2:18 PM
- Carol Ann Nicholls
- September 27, 2010 2:18 PM
- Mark Gizel
- September 27, 2010 2:19 PM
- Shyla Nelson
- September 27, 2010 2:20 PM
- The Voice of Brian
- September 27, 2010 7:07 PM
- Howard Ellison
- September 28, 2010 10:12 AM
- Bobbin Beam
- September 28, 2010 11:42 AM
- Paula Burke
- September 28, 2010 1:00 PM
- Sean Sullivan
- September 28, 2010 2:09 PM
- J. Michael Collins
- September 28, 2010 2:10 PM
- Larry Long
- September 28, 2010 2:10 PM
- Brett Cammack
- September 28, 2010 2:11 PM
- John McLain
- September 28, 2010 2:11 PM
- Mike Hanson
- September 28, 2010 5:39 PM
- Sue Menon
- September 29, 2010 12:16 AM
- Tony Banks
- October 12, 2010 6:53 AM
Water? Um, none. Diet Coke for me, please.Posted by:
5 gallons?Posted by:
Have to keep hydrated--for general health and to control mouth sounds! Nothing carbonated, dairy-based or too hot/cold. I'd guess about four gallons of water a week, Stephanie.Posted by:
7 to 8 gallons a week. Maybe more. I get dehydrated easily...Posted by:
It's about 2 litres a day, about 14 litres a week although sometimes I am little short, no alcohol, only juice with water added, coffee only sometimes once or twice a week.Posted by:
When I did my voice-over demo, I drank a six-pack of Hamm's. Oh yeah, is it voiceover, voice-over or voice over?Posted by:
Great question. As a voice coach and performer, I have researched this question extensively and have the following recommendations which I share with all of my clients. Enjoy:
http://www.facebook.com/notes.php?id=361584762169¬es_tab=app_2347471856Posted by:
Interesting question. I have a 52 oz. container in the booth at all times (room temp.) and I refill once, drinking a large portion of that, if not all. Thus I am at about 80 oz. a day.Posted by:
One litre a day. Should be two. Home carbonated to enjoy it, but flat if I am not to fizz and bubble a narration. Green tea, no milk, is a handy wakeup for those 2 am jobs (never coffee), but all tea dehydrates, canceling out the water! Good to know you have such a healthy team.
Howard Ellison.
Our bodies are 93% water. I have water at my side almost always. I personally drink at least a gallon per day. I get antsy if I don't have water! Water is not only needed for voiceover work, but it's critical to overall health and skin to hydrate from the inside out.
All The Best,
Bobbin Beam
Hello Stephanie ...
I drink at least 60 ounces of water a day! It's GREAT not only for the clarity and stamina of my voice but my skin feels so much softer and skin care products are more effective when I'm hydrated. And the health benefits of drinking a lot of water daily are tremendous. It's something I started noticing when I decided to really push to drink that 60+ ounces of water a day. The only problem? ... I can't stand or sit for loooooong periods at a time, needing to take those much-needed breaks. Why? You figure it out!!!!!!!!!!!
Paula Burke
Mountain Dew BabyPosted by:
My voice is lubricated by the good people at Diet Coke, about ten liters per week. Of course, for that great movie trailer sound, a good gin and tonic never hurt! :)Posted by:
I'll be the first to admit I don't drink enough water despite being barraged with advice to do so. I do love Diet Coke and Mountain Dew as well. Mainly though I keep the Folgers company in business. Coffee is my beverage but I've heard countless times about the dangers of caffeine to the voice. I do slug a good bottle of water before recording though and that helps.Posted by:
I tend to wander through the house with an insulated tumbler full of ice-water at all times. I cannot quantify it beyond, "quite a bit," though.Posted by:
I have one of those 1-quart Rubbermaid water bottles...I drink a minimum of 2 throughout the day, sometimes start on a third.Posted by:
I like water. Some times by itself, but mostly with Scotch.
I tend to drink 1 part Scotch to 4 parts water.
To ensure I drink at least 8 ounces of water a day---as recommended by Health Canada, Particpaction and my mom, I have my two Scotch & Waters as described above. I get hydrated plus a little buzz on at the same time. And you thought men weren't good at multi-tasking.
Mike Hanson
Its hot here in sunny & tropical Singapore. I drink a minimum 2 litres of water everyday and that goes up to 2.5 litres or more on work-out days. Room temperature most of the time, no coffee or tea cos I dislike the taste.Posted by:
LOTS of water. I start with a fresh bottle each morning and continually refill it from the larger bottles. I go through 4 to 5 each day while working to stay hydrated. For mouth noise I gargle with Alkolol.Posted by:


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One of Dragonair's A330s is now flying with a special livery to mark the Hong Kong carrier's 25th anniversary celebrations. It features a golden dragon together with distinctive Chinese characters highlighting the anniversary theme: "Serving you for 25 years." Since 1985, Dragonair has become one of Asia's leading regional carriers. A part of the Cathay Pacific Group, the airline today operates an all-Airbus passenger jetliner fleet comprising 13 A330-300s, nine A320s and six A321s, and serves a network of 29 destinations in Mainland China and Asia.
News in brief
A Dragonair A330 is painted with special 25th anniversary livery
First A350 XWB air inlet is provided for engine test campaign
Airbus has delivered the initial jet engine air inlet for its next-generation A350 XWB, which is to be utilised by Rolls-Royce for cross-wind testing and certification of the Trent XWB engine. This highly-advanced component feeds engines with air, keeps the fan stable and performs a de-icing role – while also reducing overall engine noise. Two additional air inlets will be supplied in 2010 for blade-out rig testing and aerodynamic and noise tests.
The A380 makes its 100th airport visit
Another A380 milestone was achieved on 31 May when Airbus' 21st century flagship jetliner was welcomed to its 100th airport. This occurred with the stopover of Lufthansa's no. 1 A380 at Karlsruhe/Baden Baden Airport, Germany, in the framework of the carrier's line-training activities. The 100 airports visited to date by the A380 include such large international hubs as London Heathrow, Beijing and New York; medium-sized passenger airports like Milwaukee in the United States and Karlsruhe/Baden Baden; and smaller airfields such as Canada's Iqaluit and Oshkosh in the U.S.
Chinese A320 final assembly line delivers its 10th aircraft in 2010
Production of A320 Family jetliners on the new Tianjin final assembly line in China is on track at the rate of two aircraft per month, and will continue to ramp up to the planned four monthly pace by 2012. Since the start of this year, 10 A320 Family aircraft have been provided to customers from the Tianjin facility, bringing the total number to 21 since the Chinese final assembly line delivered it first aircraft in June 2009.
"See the bigger picture" photo exhibit raises biodiversity awareness in Germany
Continuing its world tour as part of the International Year of Biodiversity, the "See the bigger picture" photo exhibition is now appearing in Berlin, Germany for Reisepavillon 2010 – the International Conference on Sustainable Tourism. The display – which features winning images from Airbus' youth photo competition highlighting biodiversity – is part of the company's support for the United Nations' Green Wave initiative.
A320 gets state-of-the-art in-flight entertainment system
The best keeps getting better at Airbus, which continues to develop new innovations for its benchmark A320 single-aisle aircraft family. Saudi Arabian Airlines' initial A320 is the first to be equipped with a high bandwidth in-flight entertainment system, which allows passengers to access high-speed interactive services such as full audio and video on demand. This option is now available on all Airbus aircraft.
Chinese A320 production facility delivers seventh aircraft this year
Airbus' new Chinese final assembly line recently delivered its 18th aircraft to date - an A320 to China Southern Airlines, which operates the largest Airbus fleet in the country. Output at this modern Tianjin-based facility will be ramped up to four aircraft monthly by the end of 2011 to meet China's growing demand for highly efficient single-aisle aircraft.
Airbus reinforces its management team in Japan
Stephane Ginoux has been named Chief Executive Officer of Airbus Japan, succeeding Glen S. Fukushima, who becomes Chairman of the organisation. In his new role, Ginoux will assume responsibility for all Airbus activities in Japan - including marketing, commercial strategy and customer relations - and strive to further strengthen business ties with the country's aviation industry. Ginoux is a 14-year veteran of Eurocopter Japan, which he will continue to lead as CEO.
A second aircraft joins the A400M flight test campaign
The second Airbus Military A400M - designated MSN2 - has entered the flight test programme. MSN2 - one of five aircraft that will conduct the 3,700-hour campaign - joins the no. 1 A400M, which already has completed more than 66 flight hours in 15 flights. The third aircraft is expected to fly by the beginning of summer, and the fourth A400M near the end of 2010.
16th Chinese-assembled aircraft delivered to Spring Airlines
China's first private low-cost carrier Spring Airlines has received its initial A320 produced at Airbus' Chinese final assembly line, joining the growing list of operators to receive aircraft from this facility. The A320 - configured in an efficient 180-economy seat layout - will be deployed on routes between Shanghai and other Chinese cities. It is the 16th aircraft built at the Tianjin assembly line, as well as the 16th A320 to join Spring Airlines' all-Airbus fleet.


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MOJO - Breathe theme version 2.0.1
WordPress - 3.4.1
Grunion Contact Form - 2.3
When using the shortcodes within the theme, the form nor the fields render at all. However when I run my dev version on my local machine, it does work.
Could there be a permissions issue with my hosting provider? I have not had any issues with any of the other plugins so wondered if there was something that I could check, a log or something so I can diagnose what could be wrong?


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Firefighters say an East Lansing fire was started when someone accidently left a bag of fireplace embers against the deck.
It started around 6:45 this morning at 869 Beechlawn Court.
The fire spread from the deck into the basement, where parts of the floorboards for the main level were burned.
Damage is estimated at $100,000.
2 adults and one child lived in the unit, they were not hurt.


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Category Archives: Motivation
Ditch the New Year's Resolution and Do This One Thing Instead
Admit it, you're in trouble with your New Year's resolution, aren't you? That's okay, you're not alone. Surveys show that just a few days into the new year, 22% of people have already broken their resolution, 11% have abandoned it altogether, … Continue reading
Posted in Motivation, Parenting, Purpose, Relationships, Resolutions, Success Tagged Motivation, New Year's Resolutions, One Word, Relationships 17 Comments
3 Warning Signs You're Leading on Autopilot
I often find myself driving my car on auto-pilot. No, my car doesn't actually have autopilot (although Tesla is testing one that does!), but I'll find myself mentally on autopilot. Since the vast majority of time when I drive I'm … Continue reading
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Leaders Must Identify the Place, Clear the Path, and Set the Pace
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Catch People Doing Something Right – 4 Ways to Build Workplace Morale
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Welcome to pt, Gandalf85. :D I don't know if this is what you're looking for, but I'll have a go. This is about all I know on the matter:
There will be a final battle, in which, being the Children of Illuvatar, Elves and Men are destined to fight. Dwarves really have to as well, come to think of it. The Valar will intervene as well; they must if Illuvatars eventual perfect vision of Arda is to be fulfilled. After the battle, Aulë, Yavanna and the Dwarves (probably Elves and Men too) will restore the world to its former glory. After that will come the Second Music, elevating Arda to an unparallelled level of bliss, in which Men will participate, but Elves might not, as they will all have left Middle Earth fo Aman by that time (Aman no longer being on Arda). The role of the dwarves, not being of Illuvatar, is also uncertain.
I hope that's all correct, and that it all makes sense. Anyone want to add to it?


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Skip to comments.Envelope tests positive for ricin at Washington mail facility
Posted on 04/16/2013 3:25:05 PM PDT by gore_sux
Washington (CNN) -- An envelope that tested positive for the deadly poison ricin was intercepted Tuesday afternoon at the U.S. Capitol's off-site mail facility in Washington, congressional and law enforcement sources tell CNN.
(Excerpt) Read more at cnn.com ...
Any bets on North Korean agents within the US?
Exactly. Like the anthrax, this had to be mailed before the bombing. Yet they will find some scientist minding his own business somewhere and he will go down for this.
Agents yes, taking aggressive action no.
Lil Kim doesn't want a war that would end him. He wants attention that will fund him.
"Any bets on North Korean agents within the US?"
No, but I'd bet on Al Qaeda terrorists that came across the Mexican border.
Seriously, ricin attacks are nothing new.
"Lil Kim doesnt want a war that would end him. He wants attention that will fund him."
If the pudgy little freak didn't have anything to do with yesterday's events, someone stole his spot light.
I thought everything was gonna be better after he bowed to the Saudis and bad mouthed America all over the world.
Someone didn't get the memo, or else they still don't like us.
Smells like a someone wants to be a copycat.
Polutico says the letter was sent to Senator Wicker.
Per Mark Levin reading the CNN report: The package was addressed to an unnamed Senator.
[That narrows it down to only about a hundred people.]
left wing haters
Ricin detected on mail sent to Sen. Roger Wicker
An envelope sent to a senator has tested positive for ricin, an extremely toxic poison, according to various news outlets. Mail sent to members of Congress is routinely tested before it's allowed into the Capitol, and has been routinely tested since anthrax was sent to a members of the media and lawmakers in 2001. Politico is reporting that it was sent to Republican Sen. Roger Wicker of Mississippi.Envelope tests positive for deadly poison #ricin at the U.S. Capitol's off-site mail ...http://www.denverpost.com/digitalfirstmedia/ci_23036840/ricin-sent-members-congress-roger-wicker
A Republican, presumably conservative.
So much for TEA Party.
Starting again! Lock and load folks. This is going to be a real bumpy ride!
Ricin is useless as an WMD, it's easy to make from castor beans, but useless unless you can inject it into someone or get them to ingest it somehow.
It is a powerful poison, but a far cry from weaponized anthrax.
Wicker - MS
Strong bets.
You would just about have to use a crop duster over a populated area to use ricin as a mass terror weapon.
So now the MSM - especially CNN and MSNBC who have until now been blaming the recent terror attacks on right wingers, should now start blaming it on left wingers since there was a simultaneous attack on a Republican Senator.
Wicker? Hell, I don't even know her.
How will Chris Mathews try to spin this one?
"...Sen. Roger Wicker (R-Miss.)..."
Why him?
When it rains it pours
ahhhhhhhhhh liberals..they are so damn predicable..but since it was sent to a Republican, nothing to see here media, moving on..wait..waiting for Hoyer to blame this on the sequester, after all everything that happens is Republicans fault right Steny
Someone shot a PG&E substation in San Jose today. Interesting timing.
Mississippi ping
I support the Second Amendment right of people to keep and bear arms. Since being elected to Congress, I have been a strong and consistent defender of the Second Amendment. I have opposed efforts to impose gun restrictions on law-abiding citizens, and I do not feel more gun control laws are the answer to the problems confronting our nation. I believe tougher enforcement of existing laws is a more effective means of addressing crime.
The right to bear arms is an individual right guaranteed by our Constitution and affirmed by the U.S. Supreme Court in the decision to overturn Washington D.C.s gun ban. One of my first acts as your Senator was to join 55 other Senators and 250 Members of the House of Representatives in sending an amicus curiae brief to the Court supporting an individuals right to bear arms. I also am working in my position on the Senate Veterans Affairs Committee to ensure that recent attacks on veteran gun owners are curbed and their rights are not infringed.
Wicker is a "him."
Disgrunted right wingerer. Wicker was political counsel to Trent Lott. I don't give anybody in that position the benefit of the doubt, when it comes to being a constitutionalist.
Might want to give a heads up to Sheriff Joe. After failure of bomb attempt, who ever is doing this may try something else.
Perhaps a member of the Brady Gun Grabbers ...?
Jason Chaffetz was political councel to Mike Leavitt (gak), but Jason turned out just fine.
Whoa hoss, Al-Qaeda doesn't need to infiltrate the US through the Mexican border.
AQ arrives in the US flying First Class, carrying admittance documents to an American university.
Sheesh, you're so romantic.
LOL ... America's sheriff is one man who is in total heads-up mode, Lord bless him.
Never forget - this is on 0bama's watch.
In his final year as Representative, Wicker topped the list in earmarks.
From wikipedia, and there is a link to a deeper source.
I don't know much about Wicker. The superficial review I've done so far strikes me as an opportunist, would likely run under whichever party he thought would bring him the most power and money. Probably has all sorts of enemies.
Prior to September 11th I was working as a structural engineer in the New York City Metro area. I had occasion to visit the Morgan facility (huge!) in Manhattan many times (small jobs) and I had occasion to be throughout the building in the coarse on this work. Anyway, I mention this as this is why i will never forget the goings on back then.
If you remember, virtually simultaneously, anthrax was discovered in both the Morgan facility and the Congressional office buildings mentioned above. The difference...??? Following the news reports... They removed and replaced the entire heating and ventilation duct system in the Congressional office, which took many-many months, they chased every speck of dust. Conversely, they closed a portion of the Morgan facility, washed down and it was back up running in 14 days -back to work slabs!
Just on radio news, it was sent to Sen. Roger Wicker (R)Miss.
here in Florida you can kind them everywhere. The leaves are wide and deep green, and the beans are beautiful. I had a next door neighbor who had them in his backyard..... Until he found out that was the plants that was killing his dogs.
Wicker is a far-right Republican according to GovTrack's own analysis of bill sponsorship.
He seems to speak out on 2nd amendment, was involved in a move to defund Obamacare. So, not as milquetoast as Lott.
If so..there will be more letters to come. Any news on where the letter was postmarked yet?
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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Explore Nature
Cincinnati Parks' Explore Nature! has a mission to educate people of all ages about our relationship with nature, and instill enthusiasm about the natural and historical resources in the Cincinnati Parks system. Then, it will only feel natural to assist in its protection and management!
Have you ever made maple syrup right from the maple tree? Did you know Cincinnati Parks has a planetarium? Or that the simple stone shelters scattered through our parks actually exemplify a variety of architectural influences?
We have so many programs and facilities designed to get you and your friends or family interacting with the abundant nature thriving right in our city. Teachers are encouraged to contact us or view our brochures below, regarding school programs, to enhance lesson plans. Exploring nature is as close as the nearest Cincinnati Park.
Program Listings
School Programming:
– Caldwell Nature Center School Programming
– California Woods School Programming
– LaBoiteaux Nature Center School Programming
– Trailside Nature Center School Programming
For more information please call (513) 321-6070 or view the full School Programs brochure.
10 Top Reasons to attend a Cincinnati Parks' Summer Day Camp!
10. Spend their day being physically active – As children spend so much time these days inside and mostly sitting down, camp provides a wonderful opportunity to move. Running, swimming, jumping, hiking, climbing! Camp Is Action!
9. Experience success and become more confident – Camp helps children build self-confidence and self-esteem by removing the kind of academic, athletic and social competition that shapes their lives at school. With its non-competitive activities and diverse opportunities to succeed, camp life is a real boost for young people. There's accomplishment every day. Camp teaches children they can!
8. Gain resiliency – The kind of encouragement and nurture kids receive at camp makes it a great environment to endure setbacks, try new (and thereby maybe a little frightening) things, and see that improvement comes when you give something another try. Camp conquers fears!
7. Develop life-long skills – Camps provide the right instruction, equipment and facilities for kids to enhance their sports abilities, their artistic talents, and their adventure skills. The sheer variety of activities offered at camp, makes it easy for kids to discover and develop what they like to do. Camp expands every child 's abilities!
6. Unplug from technology – When kids take a break from TV, cell phones, and the Internet, they rediscover their creative powers and engage the real world— real people, real activities, and real emotions. They realize there's always plenty to do. Camp is real!
5. Grow more independent – Camp is the perfect place for kids to practice making decisions for themselves without parents and teachers guiding every move. Managing their daily choices in the safe, caring environment of camp, children welcome this as a freedom to blossom in new directions. Camp help children develop who they are!
4. Have free time for unstructured play – Free from the overly-structured, overly-scheduled routines of home and school, life at camp gives children much needed free time to just play. Campis a slice of carefree living where kids can relax, laugh, and be silly all day long. At camp we play!
3. Learn social skills – Coming to camp means joining a close-knit community where everyone must agree to cooperate and respect each other. When they live in a cabin with others, kids share chores, resolve disagreements, and see firsthand the importance of sincere communication. Camp builds team work!
2. Reconnect with nature – Camp is a wonderful antidote to "nature deficit disorder," to the narrow experience of modern indoor life. Outdoor experience enriches kid's perception of the world and supports healthy child development. Camp gets children back outside.
1. Make true friends – Camp is the place where kids make their very best friends. Free from the social expectations pressuring them at school, camp encourages kids to relax and make friends easily. All the fun at camp draws everyone together— singing, laughing, talking, playing, doing almost everything together. Everyday, camp makes new friends.
Nature Centers & Preserves
See What Our Nature Centers Have to Offer
Cincinnati Parks offers programming and education for all ages at its five nature centers located around the city. Krohn Conservatory, our beautiful showcase of a greenhouse in Eden Park, also features special programs for the general public and for schools. Our archives and library are located at the Bettman Natural Resource Center. Reserve a Nature Center! See below for more information regarding special features and programming at all of these unique facilities:
Avon Woods Nature Center 4235 Paddock Road
Ph: (513) 861-3435
The Avon Woods Natural Area/Preserve is located only four miles from downtown Cincinnati. It features rolling hills, hiking trails, a stream-cut valley and community gardens. The trails are easy to locate and rated as moderate hiking. Avon Woods' programs serve participants citywide and are designed for preschool age through senior citizens.
Bettman Natural Resource Center 4 Beech Lane
Ph: (513) 321-6070
This is where Cincinnati Parks houses its rich collection of books and other materials regarding its history as well as nature education. Bettman also has a small nature preserve that is wheelchair accessible. The library and archives are open to the public by appointment; our volunteer staff is available on Tuesdays from Noon to 2pm. Please call 513.321.6070 for an appointment.
Caldwell Nature Center 430 W. North Bend Road
Ph: (513) 761-4313
These parklands have a long history, going back to Cincinnati's earliest days. Today Caldwell has approximately 3.5 miles of nature trails and a variety of wildlife (including a flying squirrel population that can be spotted gliding among the treetops in the evenings) and wildflowers. Near the Nature Center is an amphitheater and an Access Trail so that even wheelchair users can venture into the woods. A deck along the Access Trail overlooks the ravine and creek, providing a lovely view in all seasons.
California Woods Nature Center 5400 Kellogg Ave.
Ph: (513) 231-8678
This park is set on 113 acres of pristine forest that includes 53 tree species, as well as, dozens of plant and flower species; Lick Run Creek runs through this nature preserve, and is home to wildlife that is a treat to see, such as kingfishers or snapping turtles. On one of California's hiking trails, look for pileated woodpeckers and even great horned owls at home among the tall sycamores. There's also a butterfly and hummingbird garden located directly in front of the nature center.
LaBoiteaux Woods Nature Center 5400 Lanius Ln.
Ph: (513) 542-2909
LaBoiteaux offers busy city-dwellers a true retreat into nature and local history. The hundreds of acres that make up LaBoiteaux Woods are home to deer, red and gray fox, mink, hawks, owls and turtles, and those woods are accessible via four miles of hiking trails. A rustic nature center houses nature displays, animal mounts, live animals, and a small nature library.
Trailside Nature Center Burnet Woods
Ph: (513) 751-3679
The Trailside Nature Center is located in Burnet Woods Park, adjoining the University of Cincinnati and one of Cincinnati's oldest parks. It includes a children's museum, a handicap-access meeting room for nature education programs, and a fishing lake created in 1875. While you're at Burnet Woods, check out the schedule for the newly reopened Wolff Planetarium
Birthday Parties
For Ages 5 – 12
*Most weekends are available August 15 – April 15 but call 321-6070 to check on availability during unlisted dates.
For a two hour party at a Nature Center, the Naturalist provides 90 minutes of fun-filled nature activities such as a short hike, hands-on activities, and a simple craft to keep as a memento. Please schedule at least 3 weeks in advance of your proposed dates.
Fee: $150 for up to 10 children; $15 for each additional child.
If more time is needed for the food and gift portion of the party, the cost is $25 for each additional 30 minutes.
*Creepy Crawly (Insects, Spiders, Reptiles and Amphibians)
*This theme is more appropriate during the Spring and Fall months.
Outside: Bingo hike; Insect Hunt with nets and games such as Creepy Crawly Crunch, Eeek! Spider! or Lemonade will be played.
Inside: "What is an Insect vs Spider" presentation; Live animal presentation and a choice of craft, such as the Turtle Shell Hide or Climbing Spider.
Activities for older participants may include: Quick Frozen Critters game; frog catch craft (an adaptation of the ball in the cup craft); and a deeper investigation on common insects and how to identify them on the hike.
Forest Friends
Outside: Camouflage Hike which will include an activity where two teams take turns hiding and finding different color cut-out rabbits and Forest Friends Bingo. Games include Fox and Rabbit, Camouflage and Animal Catchers.
Inside: Taxidermy and live animal presentation; mammal puppet craft.
Activities for older participants may include: How Many Squirrels Can Live in This Forest and Bat and Moth games outside. Craft for this age group may include the Bat Catch (an adaptation of the ball and cup craft).
Winged Wonders (Birds, Butterflies and Bats)
Outside: Bingo hike; Games such as Birds-n-Worms and Build a Bird relay race.
Inside: Depending on the topic chosen, "How do birds and others fly" presentation, Feather Fun and Build a Bird activity. Craft choices are Butterfly Clothes Pin Craft; Tic-Tac-Toe Birds or Butterfly Suncatchers
Activities for older participants may include: Scavenger Hunt; Migration Headache game; Paper Animal flying contest.
Fantastic Fossils
*not available at Trailside in Burnet Woods or Avon Woods (no creek for fossil hunting).
Outside: Fossil Hike in creek. Game: Fossil puzzle relay race and Trilobite Tag.
Inside: "How did fossils form" presentation; Fossil Bingo and Fossil Wheel Craft.
Activities for older participants may include: Fossil card slap game; Fossil Cootie Craft.
Scout Programs
If you would like additional information on Cincinnati Parks' various types of scout programs and opportunities, please click on the appropriate link below:
2016 Summer (June – August)
2016 Fall (September – November)
Fabulous Fall in the Woods!
Unleash your preschooler's natural curiosity during this four week series. We find out what the outdoors has to offer this wonderful autumn season. Play fun games from Growing Up Wild, create nature-based crafts, enjoy story time, hike and meet local live animals up close. These engaging activities keep it FUN!
Appropriate for ages 3 1/2 – 5 (Pre-K). Children must have turned 3 by March 1 and potty trained.
Registration is limited to 30 campers with a Naturalist to child ration of 1:10.
Register Here
ATTENTION FAMILIES….Get your competitive energy flowing! It's our 7th Annual Amazing Family Race and will return to the Smale Riverfront Park. Everyone's favorite new park along the Ohio River, Smale, features a variety of engaging playgrounds, Cincinnati themed structures, beautiful gardens, water features and the renowned Carol Ann's Carousel! Navigate around these features all while competing in our challenges made specially for the whole family. You'll have a blast solving riddles and puzzles together to find your way to the next destination! It will be…..AMAZING!
Teams can consist of up to 5 members and must include a combination of adults and children ages 5 through 17. The race starts and ends in Smale Riverfront Park.
Gather you team members, create team shirts and prepare for an AMAZING day! Teams must return to the starting point by 1:00 pm to be eligible for prizes. For more information, call 751-3679.
ONLINE REGISTRATION ENDS AT MIDNIGHT ON TUESDAY, SEPTEMBER 20 unless it fills before this time.


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Working at MSU Federal Credit Union
At MSU Federal Credit Union, we strive to provide a superior level of service to our members and coworkers with every interaction. We look to continually improve, relying on each other to build a better organization together. Our positive environment stems from our desire to have fun and enjoy what we do every single day.
Employees have the opportunity to participate in a variety of events or programs focused on building a positive workplace, including:
- An award-winning wellness program
- Annual dinner to celebrate the achievements of fellow coworkers
- Summer picnic for employees and their families
- Halloween costume contests
- Hula hoop contests
- All employee meetings to learn about new products, services, or events
- Volunteer opportunities with local organizations
- Spirit days and March Madness basketball celebrations
- Training and professional development opportunities
- Opportunities to meet with our executive team
MSUFCU is an equal opportunity employer.
Employee Benefits
Along with a competitive salary, MSU Federal Credit Union also offers great benefits to its employees. Depending on employment status, employees are eligible to receive the following:
- Health, dental, and vision insurance
- Life insurance
- Flexible spending accounts (medical and dependent care)
- Long-term disability insurance
- Paid time off
- 401(k) retirement plan
- Employee assistance program
- Educational assistance
MSUFCU is an equal opportunity employer.
MSUFCU Headquarters Building
Our headquarters building, located in East Lansing, is a state-of-the-art LEED® Gold-certified building which features the following amenities:
- Onsite café featuring lunch specials, coffee drinks, and snacks for employees
- Fitness facility
- Wellness rooms
In late 2014, MSUFCU announced the expansion of the Headquarters. This expansion comes as part of the Credit Union's long-term growth strategy to meet the demands of its growing membership base. MSUFCU membership has increased significantly over the years, with an average of 5% growth each year. Increasing membership has led to increases in employees, adding many jobs to the local economy.
Construction is anticipated to begin in June 2015 and is expected to be complete in March 2017. The building is slated to be 186,350 square feet, including a basement and three floors, and will accommodate 564 employees. Read more about our HQ expansion project.


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Free to All
Some have detected a revolutionary message behind the choice of today as the date to launch the Digital Public Library of America—a project to make the holdings of libraries, archives, and museums freely available in digital form to all Americans. They're right.
Robert Darnton
Notes that the founding fathers knew the value of free education for the masses in the United States. The initial launch was from the Boston Public Library, with "Free to All" chiseled above its front door, being the first great public library in the U.S.
The Boston Marathon bombings were directly across from the library, and the launching of the DPLA comemorates the courage and the tragedy. The launch is a true revolution, technological, but more importantly, knowledge and information.
As opposed to the ancient technologies that Revere had on his ride, we have data today that can move at the speed of light, distributing information faster than one stride of Revere's horse.
Above all, the DPLA is a physical demonstration of our longstanding belief that all have the right to research, discover, and learn from the information collected in the nation's libraries, archives, and museums. This information is free.
The founding fathers put faith in the power of language: spoken and written. We, however, have the Internet and have been faced with capitalist forces that would erect pay fences around the information if they could. The nation has resisted that push and maintained unlimited free access to all: "democratization rather than commercialization."
Interested? Click the title or image to read on.
Source is Chronical.com (Chronical of Higher Education)
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Before you go, what are your thoughts on this amazing accomplishment? What does it mean for the world?