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Quotes & Info
|THRD > SEC Filings for THRD > Form 10-Q on 14-Nov-2012
|All Recent SEC Filings
Quarterly Report
The Company may from time to time make written or oral "forward-looking statements", including statements contained in the Company's filings with the Securities and Exchange Commission (including this Quarterly Report on Form 10-Q and the exhibits hereto), in its reports to stockholders and in other communications by the Company, which are made in good faith by the Company pursuant to the "Safe Harbor" Provisions of the Private Securities Litigation Reform Act of 1995.
These forward-looking statements involve risks and uncertainties, such as statements of the Company's plans, objectives, expectations, estimates and intentions that are subject to change based on various important factors (some of which are beyond the Company's control). The following factors, among others, could cause the Company's financial performance to differ materially from the plans, objectives, expectations, estimates and intentions expressed in such forward-looking statements: the strength of the United States economy in general and the strength of the local economies in which the Company conducts operations; the effects of, and changes in, trade, monetary and fiscal policies and laws, including interest rate policies of the Board of Governors of the Federal Reserve System, inflation, interest rate, market and monetary fluctuations; the timely development of and acceptance of new products and services of the Company and the perceived overall value of these products and services by users, including the features, pricing and quality compared to competitors' products and services; the willingness of users to substitute competitors' products and services for the Company's products and services; the success of the Company in gaining regulatory approval of its products and services, when required; the impact of changes in financial services' laws and regulations (including laws concerning taxes, banking, securities and insurance); technological changes, acquisitions; changes in consumer spending and saving habits; and the success of the Company at managing the risks involved in the foregoing.
The Company cautions that the foregoing list of important factors is not exclusive. The Company does not undertake to update any forward-looking statement, whether written or oral, that may be made from time to time by or on behalf of the Company.
Financial Condition
The Company's total assets at September 30, 2012 and December 31, 2011 were $697.1 million and $681.9 million, respectively, representing an increase of $15.2 million during the nine-month period. Loans receivable, net increased by $39.9 million during the first nine months of 2012. Originations of consumer and single-family residential mortgage loans totaling $98.2 million and originations of commercial loans totaling $12.1 million were partially offset by principal repayments of $65.7 million. The Company increased the allowance for loan losses by $1.8 million and transferred $2.9 million from loans to real estate acquired through foreclosure. Loans receivable held for sale increased $400,000 primarily because originations of loans for sale in the secondary market of $39.7 million exceeded proceeds of $39.5 million from loan sales. Investment securities decreased by $8.1 million due to principal repayments and maturities totaling $26.3 million and net premium amortization of $361,000 which were offset by security purchases of $17.8 million and an increase in the fair value of available for sale securities of $870,000. Largely as a result of the increase in the loan portfolio, cash and cash equivalents decreased by $11.2 million during the first nine months of 2012. The decrease in other assets was mainly due to the sale of foreclosed real estate.
Total liabilities increased by $10.6 million during the first nine months of 2012. Advances from the FHLB increased by $28.2 million, the result of new long term fixed rate advances of $32.2 million and an increase in the outstanding balance of the line of credit of $14.3 million, offset by scheduled amortization and maturities of $18.3 million. Deposit balances decreased $18.0 million during the period with checking and savings accounts increasing by $12.7 million while money market accounts decreased $1.7 million. Retail certificates of deposit ("CDs") decreased $29.1 million during the first nine months of 2012, largely due to the maturity of CDs which had been originated during periods of higher market interest rates, and were converted into other non-CD products or were withdrawn from the Bank.
Total consolidated stockholders' equity of the Company was $82.0 million or 11.8% of total assets at September 30, 2012. At September 30, 2012, there were approximately 102,000 shares available for repurchase under the previously announced share repurchase plan.
Asset Quality Non-performing assets include real estate owned, which is carried at estimated fair value less costs to sell and non-performing loans. Non-performing loans include loan balances 90 days or more past due and impaired loans for which the accrual of interest has been discontinued. The following table sets forth information regarding the Company's non-performing assets: At September 30, September 30, Non-Performing Assets 2012 December 31, 2011 2011 (Dollars in thousands) Loans receivable, net: Residential Residential mortgages $ 2,122 $ 5,502 $ 5,144 Commercial Real estate-commercial 1,116 2,711 5,317 Real estate-residential 839 - - Construction loans 6,119 4,044 6,205 Commercial and industrial loans - 6 160 Consumer Home equity and second mortgage 204 277 277 Other consumer - 1 - Total non-performing loans 10,400 12,541 17,103 Real estate owned 7,619 11,730 8,909 Total non-performing assets $ 18,019 $ 24,271 $ 26,012 Total loans 90 days or more past due as to interest or principal and accruing interest $ - $ - $ - Ratio of non-performing loans to gross loans 1.92 % 2.49 % 3.32 % Ratio of non-performing loans to total assets 1.49 % 1.84 % 2.46 % Ratio of total non-performing assets to total assets 2.59 % 3.56 % 3.74 %
Non-performing commercial real estate loans include a loan with an unpaid principal balance of $1.5 million secured by two contiguous parcels of commercial real estate and a lien on the guarantor's personal residence. The Bank has recorded a partial charge-off of $932,000 from the allowance for loan losses, equal to the difference between the loan balance and the fair value based upon a recent appraisal. The Bank has initiated foreclosure proceedings and the borrower has filed for bankruptcy protection under Chapter 11 of the U.S. Bankruptcy Code. Additionally, $185,000 of the allowance for loan losses has been allocated to this loan for potential acquisition or selling costs related to the properties.
Non-performing construction loans include a loan with an unpaid principal balance of $1.8 million secured by five contiguous lots approved for construction of commercial and residential buildings. The Bank recorded a partial charge-off of $432,000 from the allowance for loan losses equal to the difference between the loan balance and a recent appraisal. In addition, $300,000 of the allowance for loan losses has been allocated to this loan for potential acquisition or selling costs related to the properties. The borrower is attempting to sell the properties and apply the proceeds toward the outstanding loan balance.
Non-performing construction loans also include two loans, with a combined balance of $2.0 million secured by a parcel of land. The Bank has recorded a partial charge-off of $202,000 from the allowance for loan losses equal to the difference between the recorded investment and a recent appraisal. The borrower is attempting to sell the property and intends to apply the sale proceeds to the outstanding loan balance. Additionally, $29,000 of the allowance for loan losses has been allocated to this loan for potential acquisition or selling costs related to the property.
Non-performing construction loans also include a participation in a commercial construction project with a principal balance due to the Bank of $3.1 million. The Bank has recorded a partial charge-off of $198,000 from the allowance for loan losses equal to the difference between the recorded investment and a recent appraisal.
Foreclosed property at September 30, 2012 consisted of seven parcels of real estate with a combined carrying value of $7.6 million. During the first nine months of 2012, the Bank foreclosed on six mortgages secured by a residential property valued at $2.9 million in the aggregate which resulted in a charge to the allowance of $163,000. Also, the Bank sold 43 properties acquired through foreclosure with an aggregate book value of $7.0 million. All foreclosed properties are listed or are in the process of being listed with real estate agents for sale in a timely manner. Foreclosed real estate is included in other assets in the consolidated balance sheet.
Allowance for Loan Losses
The Bank provides valuation allowances for estimated losses from uncollectible
loans. The allowance is increased by provisions charged to expense and reduced
by net charge-offs. On a quarterly basis, the Company prepares an allowance for
loan losses (ALLL) analysis. In the analysis, the loan portfolio is segmented
into groups of homogeneous loans that share similar risk characteristics:
commercial loans secured by non-residential or non-owner occupied residential real estate, construction, commercial and industrial loans, single family residential, and consumer which is predominately real estate secured junior liens and home equity lines of credit. Each segment is assigned reserve factors based on quantitative and qualitative measurements. In addition, the Bank reviews its internally classified loans, its loans classified for regulatory purposes, delinquent loans, and other relevant information in order to isolate loans for further scrutiny as potentially impaired loans.
Quantitative factors include an actual expected loss factor based on historical loss experience over a relevant look-back period. Quantitative factors also include the Bank's actual risk ratings for the commercial loan segments as determined in accordance with loan review and loan grading policies and procedures, and additional factors as determined by management to be representative of additional risk due to the loan's geographic location, type, and other attributes. These quantitative factors are adjusted if necessary, up or down, based on actual experience and an evaluation of the qualitative factors.
Qualitative factors are based upon: (1) changes in lending policies and procedures, including but not limited to changes in underwriting standards and collection, charge-off, and recovery practices not considered elsewhere in estimating credit losses; (2) changes in international, national, regional, and local economic and business conditions and developments that affect the collectability of the portfolio, including the condition of various market segments; (3) changes in the nature and volume of the portfolio and in the terms of loans; (4) changes in the experience, ability, and depth of lending management and other relevant staff; (5) changes in the volume and severity of past due loans, the volume of nonaccrual loans, and the volume and severity of adversely classified or graded loans; (6) changes in the quality of the loan review system; (7) changes in the value of underlying collateral for collateral dependent loans; (8) the existence and effect of any concentration of credit, and changes in the level of such concentrations; and (9) the effect of other external factors such as competition and legal and regulatory requirements on the level of estimated credit losses in the existing loan portfolio.
Potentially impaired loans selected for individual evaluation are reviewed in accordance with US GAAP which governs the accounting for impaired assets, as well as regulatory guidance regarding treatment of troubled, collateral-dependent loans. Each potentially impaired loan is evaluated using all available information such as recent appraisals, whether the loan is currently on accrual or non-accrual status, discounted cash flow analyses, guarantor financial strength, the value of additional collateral, and the loan's and borrower's past performance to determine whether in management's best judgment it is probable that the Bank will be unable to collect all contractual interest and principal in accordance with the loan's terms. Loans deemed not to be impaired are assigned a reserve factor based upon the segment from which they were selected.
Loans deemed impaired are evaluated to determine the estimated fair value of the collateral, and a portion of the ALLL will be allocated to the deficiency. Troubled collateral-dependent real estate secured loans are valued using the appraised value of the collateral, and a portion of the ALLL will be allocated to these loans based on the difference between the loan amount and the appraised value. If such amounts are judged by management to be permanent, they will be charged-off. In addition, if foreclosure is probable, a portion of the ALLL will be allocated to the estimated additional costs to acquire and the estimated costs to sell. Upon completion of the foreclosure process, these amounts will be charged-off.
The ALLL needed as a result of the foregoing evaluation is compared with the unadjusted amount, and an adjustment is made by means of a provision to the allowance for loan losses. Recognizing the inherently imprecise nature of the loss estimates and the large number of assumptions needed in order to perform the analysis, the required reserve may be less than the actual level of reserves at the end of any evaluation period, and thus there may be an unallocated portion of the ALLL. Management adjusts the unallocated portion to an amount which management considers reasonable under the circumstances.
Net Income. The Company recorded net income of $1.5 million, or $0.54 per diluted share, for the three months ended September 30, 2012 as compared to net income of $1.1 million, or $0.40 per diluted share, for the three months ended September 30, 2011.
Average Balance Sheet The following table sets forth information (dollars in thousands) relating to the Company's average balance sheet and reflects the average yield on assets and average cost of liabilities for the periods indicated. Yields and costs are computed by dividing income or expense by the average daily balance of interest-earning assets or interest-bearing liabilities, respectively, for the three-month periods indicated. Three Months Ended September 30, 2012 2011 Average Average Average Average balance Interest yld/cost balance Interest yld/cost ASSETS Interest-earning assets: Loans receivable(1) $ 527,195 $ 6,436 4.86 % $ 502,574 $ 6,667 5.26 % Mortgage-backed securities 55,820 453 3.23 % 66,283 702 4.20 % Investment securities(2) 64,304 699 4.32 % 67,662 705 4.13 % Other interest-earning assets(3) 393 - * - % 3,237 - * - % Total interest-earning assets 647,712 7,588 4.66 % 639,756 8,074 5.01 % Non interest-earning assets 46,168 53,907 Total assets $ 693,880 $ 693,663 LIABILITIES AND STOCKHOLDERS' EQUITY Interest-bearing liabilities: Deposits $ 538,637 $ 803 0.59 % $ 555,713 $ 1,430 1.02 % Borrowings from the FHLB 66,740 338 2.01 % 54,709 473 3.43 % Total interest-bearing liabilities 605,377 1,141 0.75 % 610,422 1,903 1.24 % Non interest-bearing liabilities 7,179 7,075 Total liabilities 612,556 617,497 Stockholders' equity 81,324 76,166 Total liabilities and stockholders' equity $ 693,880 $ 693,663 Net interest income-tax equivalent basis 6,447 6,171 Interest rate spread(4)-tax equivalent basis 3.91 % 3.77 % Net yield on interest-earning assets(5)-tax equivalent basis 3.96 % 3.83 % Ratio of average interest-earning assets to average interest-bearing liabilities 106.99 % 104.81 % Less: tax-equivalent interest adjustments (193 ) (166 ) Net interest income $ 6,254 $ 6,005 Interest rate spread(4) 3.79 % 3.67 % Net yield on interest-earning assets(5) 3.84 % 3.72 %
(1 ) Non-performing loans have been included in the appropriate average loan
balance category, but interest on non-performing loans has not been
included for purposes of determining interest income.
(2 ) Tax equivalent adjustments to interest on investment securities were $193,000 and $166,000 for the quarters ended September 30, 2012 and 2011, respectively. Tax equivalent interest income is based upon a marginal effective tax rate of 34%.
(3 ) Includes interest-bearing deposits in other banks.
Interest rate spread represents the difference between the average yield on interest-earning assets and the average cost of (4 ) interest-bearing liabilities.
Net yield on interest-earning assets represents net interest income as (5 ) a percentage of average interest-earning assets.
* Is less than $500 for period indicated.
Rate/Volume Analysis
The following table presents, for the periods indicated, the change in interest income and interest expense (dollars in thousands) attributed to (i) changes in volume (changes in the weighted average balance of the total interest earning asset and interest bearing liability portfolios multiplied by the prior year rate), and (ii) changes in rate (changes in rate multiplied by prior year volume). Changes attributable to the combined impact of volume and rate have been allocated proportionately based on the absolute value of changes due to volume and changes due to rate.
For the three months ended September 30, 2012 vs 2011 Increase (decrease) due to Volume Rate Net Interest income: Loans receivable, net $ 1,496 $ (1,727 ) $ (231 ) Mortgage-backed securities (101 ) (148 ) (249 ) Investment securities (1) (137 ) 131 (6 ) Other interest-earning assets - - - Total interest-earning assets 1,258 (1,744 ) (486 ) Interest expense: Deposits (43 ) (584 ) (627 ) Borrowings from the FHLB 491 (626 ) (135 ) Total interest-bearing liabilities 448 (1,210 ) (762 ) Net change in net interest income $ 810 $ (534 ) $ 276 (1 ) Tax equivalent adjustments to interest on investment securities were $193,000 and $166,000 for the quarters ended September 30, 2012 and 2011, respectively. Tax equivalent interest income is based upon a marginal effective tax rate of 34%.
Total Interest Income. Total interest income, on a taxable equivalent basis, decreased by $486,000, or 6.0%, to $7.6 million for the quarter ended September 30, 2012 compared with the third quarter of 2011. Interest income from loans receivable decreased by $231,000, the result of a decrease in the average yield on loans of 40 basis points netted against the effect of a $24.6 million increase in the average balance of loans outstanding. The decrease in the yield was caused by the combined effect of a large number of higher rate loans being prepaid, and new loans added to the portfolio with a lower yield than the existing portfolio loans that matured or refinanced. Interest income from mortgage-backed securities was lower in the 2012 quarter in comparison to the same period of 2011 mainly because the yield associated with principal repayments was higher than the yield on mortgage-backed securities purchased in the intervening period.
Total Interest Expense. Total interest expense decreased by $762,000 to $1.1 million during the three-month period ended September 30, 2012 as compared with the same period in 2011. The average interest rates paid on the Bank's deposits was 43 basis points lower in 2012 due to the maturity of certificates of deposit with higher interest rates than current market rates offered on the products into which the maturing CDs were renewed or reinvested, and a favorable change in the deposit mix and pricing. Interest expense associated with borrowings from the FHLB decreased $135,000 between the third quarter of 2012 and the same quarter of 2011. During the intervening period, the Bank increased its average outstanding borrowings by $12.0 million, which included increases in long-term and short-term advances with rates lower than the maturing advances, which resulted in a decrease in the cost of borrowed funds of 142 basis points.
Non-Interest Income. Total non-interest income was $914,000 for the third quarter of 2012 compared with $583,000 for the same period in 2011. Gain on the sale of loans was $257,000 higher during the third quarter of 2012 as a result of a higher level of residential loan sales activity in the quarter.
Non-Interest Expense. Total non-interest expense decreased by $200,000 to $4.5 million for the three months ended September 30, 2012 compared to the same period in 2011. Foreclosed real estate expense decreased $239,000 in the 2012 quarter as compared to the same period in 2011 mainly due to net losses totaling $254,000 in 2011 that resulted from valuation adjustments and
disposition of real estate acquired through foreclosure. Other operating expenses were $93,000 lower in the third quarter of 2012 due to a decrease of $40,000 in loan servicing expense and a $27,000 decrease in supervisory examination costs due to the Bank's conversion to a state charter during the first quarter of 2012. Compensation and benefit expense increased by $67,000, mainly due to the increased costs associated with the defined benefit plan which increased $87,000 between the two quarters. Professional fees increased $86,000 between the two periods as costs were higher during 2012 due to an increase in consulting services.
Income Tax Expense. The Company's effective tax rate was 24.5% for the quarter ended September 30, 2012 compared to 22.5% for the quarter ended September 30, 2011. These effective tax rates are lower than the Company's marginal tax rate of 34% largely due to the tax-exempt income associated with the Company's investments in tax-exempt municipal bonds and bank owned life insurance.
Net Income. The Company recorded net income of $3.9 million, or $1.42 per diluted share, for the nine months ended September 30, 2012 as compared to net income of $2.4 million, or $0.89 per diluted share, for the nine months ended September 30, 2011.
Average Balance Sheet The following table sets forth information (dollars in thousands) relating to the Company's average balance sheet and reflects the average yield on assets and average cost of liabilities for the periods indicated. Yields and costs are computed by dividing income or expense by the average daily balance of interest-earning assets or interest-bearing liabilities, respectively, for the nine-month periods indicated. Nine Months Ended September 30, 2012 2011 Average Average Average Average balance Interest yld/cost balance Interest yld/cost ASSETS Interest-earning assets: Loans receivable(1) $ 507,521 $ 18,864 4.96 % $ 501,052 $ 19,946 5.32 % Mortgage-backed securities 59,776 1,556 3.48 % 65,541 2,068 4.22 % Investment securities(2) 66,498 2,154 4.33 % 67,714 2,155 4.25 % Other interest-earning assets(3) 5,676 2 0.05 % 4,970 1 0.03 % Total interest-earning assets 639,471 22,576 4.72 % 639,277 24,170 5.05 % Non interest-earning assets 48,345 49,759 Total assets $ 687,816 $ 689,036 . . .


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Peaches N' Cream Pie
Total Time
Prep 20 mins
Cook 35 mins
This is my grandmother's recipe...a very different, non-traditional peach pie that produces a creamy, almost cake-like dessert. Very easy, and best when served well-chilled.
Ingredients Nutrition
- 3⁄4 cup flour
- 1 teaspoon baking powder
- 1⁄2 teaspoon salt
- 1 (4 ounce) package instant vanilla pudding
- 1 egg, slightly beaten
- 1⁄2 cup milk
- 1 can sliced peach, drained (reserving juice)
- 1 (8 ounce) package cream cheese, softened
- 1⁄2 cup sugar
- 3 tablespoons peach juice
- 1 tablespoon sugar
- 1⁄2 teaspoon cinnamon
- Preheat oven to 350 degrees.
- Mix flour, baking powder, salt, pudding, egg, and milk.
- Pour into greased 10-inch pie plate.
- Layer drained peach slices on top of batter.
- Mix together cream cheese, sugar, and peach juice and spread over peach slices.
- Mix together the 1 Tablespoon of sugar and 1/2 teaspoon of cinnamon and sprinkle over top.
- Bake for 30-35 minutes or until browned.
Most Helpful
Excellent. Tastes as good as the name implies. I'd have liked it better without the cinnamon though.
very delicious
Manda, we LOVED it! The only change I made was to add sugar to the bottom dough (4 tbsp). It is light and probably delicious with ice cream. We ate warm and just enjoyed it. Thanks for sharing such a delicious recipe. (Since there was no mention I used a 20 oz can of peaches.)

subset: commoncrawl


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First of all, thanks for the plugin. nicely made and good explanation.
We nevertheless encountered an issue when using the code given in the FAQ to get the read more link ( code copied in the functions.php file): what happens is the code is actually written in the widget, instead of being interpreted as a link ... As anybody faced this issue?
Rikke and greg


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Translation of service charge in Spanish:
- 1 (in restaurant) there is a service charge of 10%se cobra un 10% de servicioExample sentences
- Maintenance of the pool and communal grounds is included in the annual service charge of €1,320.
- Restaurants that don't add a service charge will expect a 10 per cent tip.
- The three groups said waiving the service charge would be removing an income that an employee already enjoyed and it was an unfair labour practice.
- 3 (for maintenance)(of apartment) gastos (masculine plural) comunes
gastos (masculine plural) de comunidad (Spain)(of office) gastos (masculine plural) de mantenimientoExample sentences
- I have assessed an appropriate service charge for the property as being £1 per square foot of net accommodation.
- It is regrettable the final bills were delayed but lease-holders are fully aware each year the council will bill them with a service charge to cover a number of costs, including the maintenance of communal areas around their homes.
- The two-bedroom units are subject to a £275 service charge while the three-bedroom properties have an annual charge of £350.
Definition of service charge in:
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
Grammar and usage help for Spanish:
= trending


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Lives in Toronto, Canada
Joined on Apr 21, 2013
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Date: 1965-07-04 ca.
Description: A rural valley with a stream running through the pasture. In the background, a farm is visible through the trees.
Date: 1920 ca.
Description: Former building of the Astor Company, also known as the Brisbois Fur Trading Post. At the time this photograph was taken, the structure was occupied by Ben...
Date: 1935 ca.
Description: The Highway bridge over the Mississippi River, erected in 1931-1932. View looking west toward Iowa.
Date: 1940 ca.
Description: Photograph of a painting by Cal Peters depicting the Winnebago attack on the Gagnier homestead in 1827 and the killing of Registre Gagnier. The homestead...
Date: 1918 ca.
Description: View of the Burlington Railroad tracks south of the city, near Campion College.
Date: 1873 ca.
Description: Stereoview of John Lawler's pile-pontoon railway bridge over both channels of the Mississippi River at Prairie du Chien, and McGregor, Iowa. East draw, 396...
Description: Graves of Michel Brisbois and (?) Tilmont on a bluff overlooking Prairie du Chien.
Date: 1875 ca.
Description: Stereograph view of Black Hawk Avenue.
Description: Exterior of warehouse, which was formerly a five storied grain elevator. This building stood downstream from the Diamond Jo warehouse. The Mississippi Rive...
Date: 1925 ca.
Description: Galtier tomb, burial place of Father Lucien Galtier who was chaplain of the parish from 1847 to 1866.
Date: 1925-08-04
Description: View from across street of three-story, classical revival, Bay State House. There is a side wing and a two-story porch across the front. An automobile is p...
Description: Exterior of warehouse, said to be the remains of a five story grain elevator.
Date: 1898
Description: Dousman family and house party guests playing billiards at Villa Louis. A lamp hangs over the table and prints are displayed on the walls. A display cabine...
Date: 1904 ca.
Description: Graves of Joseph Rolette and his daughter, Elizabeth. Rolette died in 1842. The cemetery itself may date as early as the middle of the 17th Century.
Date: 1910 ca.
Description: A view of the pontoon bridge construction.
Date: 1930
Description: Fort Crawford, a view of the ruins of the hospital building.
Date: 1912
Description: View from sidewalk of a street carnival with tents, circus banners and a Ferris Wheel set up in the middle of the street. Signboards advertise ice cream an...
Date: 1964-09-07 ca.
Description: View from slope of an abandoned farm with empty farmhouse and barn in a open area surround by trees and hills.
Date: 1890 ca.
Description: A view of the interior of St. Gabriel's Church.
Description: A view of the Marquette monument at St. Mary's Academy.
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So uh, yeah. I'm making my own custom post type for a website and would like the re-order option.
But this section does not use the default wordpress sidebar.
How can I link to the sortable version of my custom post type without using the dashboard menu? I assume it's just a GET parameter.


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I don't smoke. I am completely and totally againsy yje law that tells a guy that he cannot allow smoking in his restaurant or store. Since I'm a reasonbly sentient adult, i am perfectly willing to and capable of making a decision about entering an establishment that would allow smoking. I am aware of a lot very smug, self-righteous sacks who disagree with my point of view. They are wrong, but that's okay. It really doesn't affect me. By now, some of you might be wondering about the thread title here..........
How many of those sel-same anti-smoking zealots are perfectly willing to go out into their yard and ruin the day and the health of 4000 people downwind of their yard? Any nimrod with a pile of leaves and a lighter can go foul the air and make innumerable people sick. These are people who are minding their own business, working outdoors, playing outdoors, enjoying the outdoors...
It even affects people who are indoors. Doesn't seem to be a concern for anybody here in Benton.
Doing a bit of research will reveal that the smoke from burning oak leaves is seriously bad for your health. There is more data on the toxicity of the oak leaves than there is on the ill-effects of second-hand smoke, and yet, here I am watching another smudge-pot smoldering and making people sick.
It is time for our city leaders to take up the mantle and lead.
A town of 30,000 people should not allow burning of trash.
Views: 571
What's the matter, Dan? Are you tired of Big Brother making decisions for you or are you clamoring for his help?
I'm a little confused. You state that business owners should have the freedom to allow a totally legal activity within their establishments and that the government is too blame for the intrusion upon that freedom, but then you state that city leaders should lead the way in the taking of other people's freedom to burn rubbish.
I don't like it when my neighbor burns his leaves either. But the leaves are his, the property is his and we have to share the atmosphere. If we should ban leaf burning, which pollutes the air, then we should ban farting in elevators, fossil fuel powered machines, chicken houses, pigs should be genetically altered so they don't waller in their own urine, coal should never be mined again, paper mills should be banned, road kill should be removed within an hour of death, skunks should be totally exterminated, bar-b-que joints should be closed, every other fume spilling restaurant should be required to filter all the air in and around their establishments, all those with extreme body odor should have access to public bathing facilities, timber companies should be banned from burning cutovers, farmers should be banned from burning wheat and rice fields...the list can go on and on.
Hasn't the last 2 years of enacted Federal law taught you anything about the loss of freedoms? Big Brother will gladly take the freedoms you don't want anymore. Government does not grant any freedoms they only take them away, especially if you ask them to.
dan berry said something that could change my views on leaf burning:
"Doing a bit of research will reveal that the smoke from burning oak leaves is seriously bad for your health. There is more data on the toxicity of the oak leaves than there is on the ill-effects of second-hand smoke, ..."
So I did a little google search on the matter and didn't find anything on oak leaves as a serious hazard to health. I'm now asking dan to make good on his statement with links to where I can find the info he says exists.
It would be really neat if there were a way to start a local community compost pile.
Here are some references on the subject:
So, Dan, if the smell gets really bad, you might consider starting a compost pile and asking your neighbors to contribute their leaves rather than burning their leaves. Once they figure out what a good deal composting is, they might want to have their own compost pile.
Dan wrote: "No, you totally miss the point.
If the store allows smoking, I can decide to enter or patronize another business.
When you burn that pile of leaves and it permeates my yard and house, I no longer hae the choice of whether Iwant to put up with it.The Gummint is there to protect me from other people's stupidity, Not my own.
You do not have the freedom to ruin to my life, only your own.
That is the point.
A civilized town shouldn't allow this behavior. It's a health and public safety issue. The argument that 'I only have a small pile' isn't valid either. It still makes people sick. Ten little piles equals one big pile anyway.
Is that clear enough, Junior?"
I didn't miss your point. As a matter of fact, I fully understand your point.
I think maybe you have missed my point.
The government still allows humans to use fire for good purposes. If you let the government take that right away from others, you will be willing to allow the government to take more rights away in the future.
You can't legislate common sense. If you want to give up the right to use fire in a safe manner, start your own POA or move to a neighborhood that has a POA which disallows the burning of rubbish. Otherwise, you are forcing your will upon the rest of the population which may want to retain the right to use fire.
"If the store allows smoking, I can decide to enter or patronize another business."
If the government allows leaf burning, you can decide to wear a gas mask.
How do you think the folks in Pine Bluff feel about stinky air? The Federal, State, County and Local governments allow the emmision of sulferous gasses. Under your line of thinking, paper products would be non-existant. Pine Bluffians have a choice too. They can move to the South side of the paper mill or move to a different location.
I'm not trying to be rude to you, Dan. I just don't understand why the majority of a population should lose a right because a minority of a popoulation has a gripe.


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Sunday/Holiday Schedules: Sunday schedules apply on New Year's Day, Memorial Day, July 4th, Labor Day, Thanksgiving and Christmas Day.
Service Description:
Service from North Michigan Avenue to Museum of Science & Industry via express.
Service Hours:
Michigan/Chestnut south to Museum 8:55a-3:55p* weekdays, 8:55a-3:55p Saturday, 8:55a-3:55p Sunday
Museum north to Michigan/Chicago 9:40a-6:10p* weekdays, 9:40a-6:10p* Saturday, 9:40a-6:10p* Sunday
Operates weekdays Memorial Day thru Labor Day and selected weekdays Thanksgiving Day thru New Year's Day (every 30 minutes).
Later service on weekends from Memorial Day through Labor Day weekend.
No stops between Columbus/11th (Museum Campus) and Museum of Science & Industry.
(Precise hours of service may vary depending on where along the route you are.)
RSS Feed: #10 Museum of Science & Industry Alerts


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Hi there,
I realise I can pay a coder to do what I'm about to ask but I'm just wondering if there is anything out there - plugins and otherwise that I could manage to bootleg myself. I like learning new things : ) I just need some directions and ideas.
I have a csv file with columns called "date, horse, race track, race name, distance, sire, dam, owner"
What I'm trying to achieve is when a user logs into wordpress (user = owner column in csv file) they can go to a page that shows them all the info relating to when their horse/horses are running and all the details relating to that event - which all comes from the csv file. The csv file will be uploaded periodically with new data.
I am open to any suggestions that may be different to what I have described above.
Any input would be most appreciated?


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- Report: #993970
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Complaint Review: Hobby Tron
Hobby TronInternet United States of America
Hobby Tron Paid $60.59 for rc heilicopter that i never received Internet
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Cara Delevingne Goes Bottomless to Raise Awareness for Cancer. See the Racy Snap
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Hotel address45 Egan Street
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ibis Styles Kalgoorlie - hotel description
Hotel code: 1884
A friendly Goldfields welcome awaits you at Ibis Styles Kalgoorlie.Ideally located in the centre of town and a short drive from the airport, the hotel offers comfortable non-smoking rooms.Ibis Styles Kalgoorlie features 24 hour reception,a bar, restaurant,outdoor pool,guest laundry,room service during restaurant hours and complimentary parking. Air conditioned rooms feature free in house movies, 23 channels including Foxtel Sport,tea and coffee facilities and balconies with sliding doors.
Extras of this hotel
Ibis Styles Kalgoorlie offers guests a range of in-room amenities, which include the supremely comfortable ibis SweetBed, a work desk, air-conditioning, tea and coffee making facilities, an iron, WIFI access, a minibar and a TV with in-room movies.
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Mr Artur Pachecki, the manager of the ibis Styles Kalgoorlie hotel, would like to welcome you.
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Situated just over an hour's flight from Perth, Kalgoorlie is a town that's brimming with history - and guests staying at ibis Styles Kalgoorlie are perfectly placed to discover the town's fascinating past. The Goldfields Museum, the Mining Hall of Fame and the Super Pit are all within easy reach, as are Kalgoorlie's many other attractions, such as Kalgoorlie Racing Club, Kalgoorlie Arts Centre, Hannan Street's shops and restaurants, the Western Mining Conference Centre and the Goldfields Arts Centre.
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Hotel classifications (1 to 5 stars for France) correspond to criteria laid down by local regulations.


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I use Word Press on my site: http://www.nerdball.net/
I am also a visually impaired blogger so therefore my site doesn't generally have much in the way of images, nor do I prefer to use images much for obvious reasons.
But the post at this URL: http://www.nerdball.net/2012/08/26/blind-behind-the-wheel-of-a-racecar-2/
does have some images I want shown. However, anyone sighted who views this post tells me that only half or part of the images are showing.
I've tried adjusting all the image sizes in settings, media to 3000x3000 to insure that this is not the issue (yes this includes thumbnails to large, all set to 3000x3000).
I've installed the plugin called SelectRegenerateThumbnails from Viper007Bond.
I've tried specifying the image size values in the <img src> tag.
The image sizes of the photos are 2048x1536.
I've deleted the original post and re-created it hoping that the new values previously specified and the changes I've made would solve the issue but it continues.
I don't know what else to possibly do and as I'm blind I don't want to mess with images much other than to point the browser to them and that's it. I don't want them scaled, sized, changed or anything as I can't even see how they look.
Can anyone please tell me what I might possibly be doing wrong and more importantly how I fix it?
Thanks much!


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Watch stocks you care about
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Google (NASDAQ: GOOGL ) Public Alerts is excited to announce that it is now available in Japan.
Recognizing that people turn to the Internet for information when disaster strikes, Google launched Public Alerts last year to provide accurate and relevant emergency information in the U.S. Today marks the first international expansion of the service to a country that experiences nearly 5,000 earthquakes a year.
Now, when Japanese search for relevant, emergency information on Google Search, Google Maps, and Google Now, they'll see any and all alerts on their screen. Something as simple as searching "Kanagawa Prefecture" during an emergency can prompt users with timely details.
Under the alert, a link, in Japanese, for "more info" will be displayed. Clicking it will provide more details, like arrival times, and wave heights for tsunamis, as well as a full description from the Japan Meterological Agency.
Android customers who also use Google Now will see tailored location-based information. If a customer is in Tokyo at the time of a tsunami alert, Google Now will display the relevant evacuation information.
Google created Public Alerts in Japan in conjunction with the Japan Meteorological Agency. So far, Google has partnered with 14 prefectures and cities in Japan. This includes seven regions in the Tohoku region, which was left devastated after the Tohoku Earthquake struck Japan only two years ago.
Google Public Alerts now looks to expand into more to more countries.


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10/17 Update: Krista emailed me and told me they are going to play the video at the 2 minute warning in the 1st half. I also got VIP Tailgate Party Passes as well as Field Passes for the game.
10/12/12 Update: I scored field passes for the game and they are going to hold my video till the Seattle game on Thursday Night. So it looks like I will be there to see it.
OMG I got a message from the 49ers Marketing manager and they want to use the montage clip from the video at 4:48 till the end at Candlestick Park this weekend. I can not believe this I am super stoked! If only I were there to see it :(.
Can someone please record this for me at the stick I would be greatly appreciative. It starts at 4:48.
[ Edited by NC49erfan82 on Oct 17, 2012 at 7:31 AM ]


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For history majors, it can be a valuable educational experience to live and study abroad in another country. History majors are encouraged to consider exploring both short-term and long-term opportunities to study abroad.
If you are interested in studying abroad, please discuss it with your advisor as soon as possible to determine whether or not it will fit within your course of study.
For more information about study abroad opportunities and resources, please click here for the link to Shippensburg University's International Programs Office.
There are a number of
scholarships and programs available to help students to pursue study
abroad opportunities. For an extensive list of sources available to
Shippensburg University students, click here.
Dr. Gretchen Pierce of the History/Philosophy Department has been one of the leaders of the Shippensburg University Honors Program's Reach Out Program that has traveled each year to promote literacy in the Dominican Republic. Although this program is sponsored by the Honors Program, students who are not in the Honors Program can apply. History majors are encouraged to consider this program. More information can be found at the program's website by clicking here.
On Monday, April 11, 2016, from 2-2:30 pm in the DHC Fishbowl, the History/Philosophy Department and the Shippensburg University Women in History Network will be hosting a Russian Tea with Dr. Betty Dessants, Shippensburg University Professor of History. Dr. Dessants will be discussing how she became interested in history, her challenges, observations, and career as a professional historian. Come join us for tea and great conversation with Dr. Dessants!
The History Alumni Mentoring Network & the History/Philosophy Department are proud to welcome back to campus Mr. Chris
Pavone,a recent graduate of the department who is now teaching social studies at Waynesboro Area Senior High School. He will be sharing about his experiences at Ship in the history education program, and his journey from the campus to the high school classroom. The talk will be Monday, April 11 at 7:30 pm in Dauphin Humanities Center 205.
To view the Spring Newsletter for the History Department: Click Here!
Location: Dauphin Humanities (DHC) 205
Time: 7:30pm
For more information, contact History Club President: Tyler Newcomer Email: email@example.com


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Reviews // 8 Articles
Blogs // 1 Articles
The Best Jazz of 2014
17 Dec 2014 // 9:10 PM
The skeptics who claim jazz is weaker than before simply aren't listening. As these 16 albums reveal, jazz remains on the cutting edge.
Evocation of the Ancestors: An Interview with the Bad Plus
4 May 2014 // 9:14 PM
In tackling Stravinsky, the Bad Plus tell PopMatters how they've met their most interesting challenge yet.
The Bad Plus: Inevitable Western
27 Oct 2014 // 9:02 PM
The gloriously varied piano trio returns to a program of all-original music, still mixing jazz, rock, classical, avant-garde, and you-name-it styles in a way that defies convention.
The Bad Plus: The Rite of Spring
10 Apr 2014 // 9:06 PM
The "power jazz" trio reinvents Stravinsky's avant-garde classic in a wholly new way. And darn if it doesn't sound fresh!
The Bad Plus: 7.April.2010 - New York
8 Apr 2010 // 5:25 AM
As far as this musically adventurous but honest jazz piano trio goes, the whole is easily greater than the sum of its parts.


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CHANNELVIEW, TEXAS (KPRC) - A family is in mourning after a 6-year-old boy was killed in a car crash.
Harris County deputies say the crash happened around 7:50 Sunday morning on De Zavalla Road near Hoover in Channelview.
Investigators said the driver, Zulma Sevilla, was headed westbound when she crossed the center line and drove into a ditch.
Deputies said the car hit a concrete retention structure and then flipped on its side.
Investigators said Sevilla's 9-year-old daughter and 6-year-old son were in the car at the time.
Emergency crews flew Sevilla's son to Memorial Hermann Hospital while she and her daughter were transported by ambulance.
Deputies said Sevilla's son did not survive the crash. Investigators have not said what caused Sevilla to cross the center line, nor if they expect any charges to be filed.
The crash is under investigation. No other information was provided.


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I have been having this issue for a while and have done some odd workarounds but I am wondering if anyone has any insight? So I have a custom post type. Call it Movies. So the URL to the archive page for all Movies would be site.com/movies
I would like to make this a menu item using the menu interface. The only current way I can do this is to make custom link. This works ok, however I would really like the menu item class to be set as an ancestor or parent when you are within one of the custom post type single pages or taxonomy pages.
It is possible to make a page with the slug that matches the custom post type but the class doesn't register and also it does not recognize custom post type single items and taxonomies as children.
Anybody have any ideas on this?


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Was the Holocaust Punishment for Sin?
Latest update: May 22nd, 2013
For so many people religion is practiced out of a sense superstition. Like a furry rabbit's foot, it wards off evil spirits. Fulfilling the word of God keeps you from experiencing bad things. So what happens when you're religious and those bad things happen anyway? It must be because you sinned.
I continue to be amazed at how many people see God as "the great blackmailer in the sky," a term I first heard from the atheist Oxford philosopher Jonathan Glover in a debate I moderated between him and my friend Dennis Prager. God threatens us with death and suffering unless we follow His will. Insofar as I have recently published a full length book refuting this idea, both Biblically and logically, I will not here address it, other than to focus on the most insidious permutation thereof. And that is the belief that the Holocaust was punishment for Jewish sin.
No doubt you've heard this argument before. It's straightforward and it goes like this. The Jews of Germany didn't want to be Jewish any more. They wanted to be more German than the Germans. They changed their names. They assimilated. They married out. The reform movement, which started in Germany in about 1820, expunged all mention of Zion and Jerusalem from its prayer book. Germany and Berlin were the new promised land. In short, the Jews of Germany abandoned God. Worse, they thought they could get away with it. So God decided to teach them a lesson. Just try and forget Me. Here, have a few gas chambers. Let's see how independent you feel when you're incarcerated behind barbed wire? Let's see how much you love Germany when they collectively slaughter your children.
I've heard many variations on this theme. One is that it wasn't assimilation and attachment to Germany that brought the Holocaust, but the exact opposite. The Jews were punished for secular Zionism and an attempt to return to the ancient homeland without divine assistance. Another variation, which I heard just recently and supposedly exists on a tape from one of the great Jewish scholars of the 20th century, was that the only way the Jews would ever give up their deep, emotional attachment to the great Torah centers of Europe, like Lithuania, was to see their neighbors shoot their own parents.
Whatever the variation on this theme of the Holocaust as punishment, let's be clear. These theories are ignorant, repulsive, and wrong. Ignorant because no human being knows the mind of God. Repulsive because they take six million innocent martyrs – including 1.5 million children – and turn them into culprits responsible for their own deaths. Wrong because they ignore the most basic fact of all, which is this: the majority of German Jews survived Hitler, even though, of course, huge numbers perished.
In 1933 there were 522,000 Jews living in the Reich. By 1939 and the start of the Second World War, 304,000 had emigrated. Beginning in January 1933, when Hitler came to office in a torch lit parade down Unter den Linden, the Jews of Germany knew that they were in the hands of a monster. Almost immediately Jews were beaten in the streets, their businesses boycotted, their Synagogues attacked. By September, 1935 the Nuremberg race laws were enacted. By November 1938 the horrors of Kristallnacht defined the growing Nazi tyranny. And throughout, the Jews of Germany tried to get out. They knew they were otherwise doomed. And while the nations of the world closed so many doors to them, the majority managed to escape.
The people who did not escape were, among so many other millions, the Hassidim and ultra-religious Jews of Poland who had no idea that Hitler had signed a secret pact with Stalin to partition Poland. They had no inkling of Hitler's plan to invade via blitzkrieg on 1 September, 1939 and that they would be caught in his web.
Are we to believe that these Jews who were devout and pious, with deeply sounding Jewish names, who observed the minutiae of Jewish law pertaining to kosher and the Sabbath and prayed thrice daily for the Jewish return to Zion were punished with extinction while the "sinful" culprits of German Jewry mostly survived? And what of the more than one million children who were gassed and cremated who were utterly innocent of every sin?
The theory of the holocaust-as-punishment is not just abhorrent. It is factually absurd.
But there is more.
Do those who argue that European Jewry were nearly wiped out by God as a consequence of sin really believe they are doing God a favor with this heresy? Do they believe they are defending His reputation? Let's say for a moment that they're right. God bears no responsibility for the gas chambers at Auschwitz because the Jews of Europe had it coming. They earned death by virtue of their iniquity. They deserved to be turned into ash because they had abrogated God's covenant.
Now, how many of you feel like praying to a God who could do that? How many of you feel like loving a God who enacts the death penalty for eating a cheese burger? How many people would want to worship a God who cremates children when their parents drive on the Sabbath?
No, this stomach-turning theory paints God, and the Jewish people, in the worst possible light, when, in reality, it's the Nazis that deserve that opprobrium.
As to God and the question of where He was as the Jews of Europe were slowly exterminated, I will forever believe that we have the right, nay, the responsibility, to challenge and question God on that issue.
I don't know why God allowed the holocaust. Nor do I care. Any explanation would not minimize the horror of it. Nor would it bring back my six millions murdered Jewish brothers and sisters. Indeed, asking for an answer is itself immoral insofar as it is an attempt to reconcile ourselves with the irreconcilable. What we want is for God to fulfill his promises to the Jewish people, that they might live a blessed and peaceful existence, like so man other nations that are not perennial targets for genocide.
True, God has sustained us, for the most part, and we alone have survived from antiquity. We are grateful to God for our longevity. But it should not take the deaths of innocent Israeli soldiers to guarantee our survival.
It is high time that God show Himself in history and bless a people who have been, for the past three thousand years, the most devoted and religious of nations, deeply faithful to God, practicing charity, promoting scholarship, fostering hospitality, and spreading light and blessing to all nations of the earth.Rabbi Shmuley Boteach
About the Author: Shmuley Boteach, whom the Washington Post calls "the most famous rabbi in America," is the founder of The World Values Network and the international bestselling author of 30 books, including "The Fed-up Man of Faith: Challenging God in the Face of Tragedy and Suffering." Follow him on Twitter @RabbiShmuley.
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11 Responses to "Was the Holocaust Punishment for Sin?"
Thank you, Rabbi Boteach, but irrespective of your arguments, there will always be those who seek to slander and smear with whatever arguments they can muster, however outrageous.
I asked my father why we din't defend our self, we were more and less much people, we could make high damages to the germans, it was better to fight and not to get murdered, my father told me thanks to the Holocaust we Eretz Israel!,
Also my father has commented that we survived the Persians, Egiptsians, Gregs, Romans, Spaniards, Progromm, Nazis, etc:, and we will stand allways.
The recurring questions which haunts survivors and their children echo through the halls of time. "Why didn't they fight back? Why did they enter the chambers of death like sheep to the slaughter?" By our standards, such actions as placidly lining up against a wall to be shot or walking silently into the gas chambers or standing nude and obedient at the edge of a ravine filled with blood-covered bodies awaiting one's own turn to die, defy all understanding. Indeed, anti-Semites would suggest that Jews were different, somehow not quite as brave, not quite as courageous as the average person. Our enemies will even conclude that the Jews were guilty of the crimes they were accused of, and hence with heavy conscience and accepting the punishment for their "crimes," the Jews quietly submitted to their deserved punishment.
Nothing could be a greater falsification of the truth. The hopelessness seen in their faces was not a reflection of guilt; rather it was a realization that they had been completely deserted and betrayed by humanity. The light of morality, conscience and brotherhood had been completely extinguished and for them life became a terror-filled abyss. Responsibility for their death clearly lies with the Nazis and their collaborators.
Warsaw Ghetto uprising lasted as long as France's resistance against Germany…Until a Jew is convinced that he or she is going to die anyway, armed resistance is suicide and suicide is not a goal. That applies to all Jews, regardless of religious leanings…dying with a weapon in your hand had meaning…The overwhelming majority of the resisting Jews were not trained soldiers, with almost no weapons and very little information, and had no idea what they were doing, yet, what they accomplished is incredible, if you think of the sabotage they carried out and other things, in all respects, not just in military terms.
מרד גטו ורשה נמשך כמו ההתנגדות של צרפת לגרמניה.. עד שיהודי היה משוכנע שהוא או היא הולכים למוות בכל מקרה, התנגדות המזוינת היא התאבדות וההתאבדות היא לא המטרה. זה חל על כל היהודי, ללא קשר לנטיותיו הדתיות… למות עם נשק בידך יש משמעות… הרוב המכריע של היהודים שהתנגדו לא היו חיילים מאומנים, כמעט בלי נשק ומידע מועט מאוד, ולא היה להם מושג מה שהם עושים, ובכל זאת, מה שהם הישיגו היה מדהים, אם אתה חושב על החבלה שבצעו ועל דברים אחרים, מכל הבחינות, ולא רק במונחים צבאיים.
Not all Jews went "as sheep to slaughter," as they engaged in uprisings and breakouts at camps, death pits and mass murder sites, as well as attacks on the German military. Rabbi dr. Bernhard Rosenberg
No on knows the Unknowable. That alone should end the discussion. But Reformed movement is as (if not more) repulsive then the argument decried in the article.
The holocaust was the act of humans residing on this planet as to god I'll ask him once he agrees to see me….
The holocaust was the act of humans residing on this planet as to god I'll ask him once he agrees to see me….
This is the answer: '' http://geulamessages.blogspot.co.il/2013/05/message-for-week-of-parshat-behar.html '', x-tians and others, please do not respond to my message, this is a Jewish press.
Anybody looking for a more cogent, less demagogic approach to.
the subject is invited to hear Rabbi Dr. David Gottleib's take at the.
following link:
Rabbi Gottleib took his PhD. at Brandeis University and was.
Professor of Philosophy and Logic at Johns Hopkins University.
Since 1982 he has been Senior Lecturer at Ohr Sameach Yeshiva.
in Jerusalem.
it is such sadness that you have such difficulty reading the Torah. HaShem promised that if we follow His ways there would be blessings and if we didn't there would be chastisement. all we need to read is Lev 26 & Deut. 28. How hard is that to do. If we believe that TORAH is true then we see that it was He that allowed hell to happen because we did not follow. One need only to read the account of Avraham speaking with HaShem about Sodom and its destruction. Avraham asked if there were ten in the city and HaShem said no He would not destroy it. Only 6 were found to be righteous. Now we look at the judgment of the Hebrews in Germany. Is not HaShem in charge of all things. the answer is yes. He is in charge of all the blessings He gives to us and the punishment like walking in the desert 40 years. so was the Holocaust a judgment YES. Now turn back to Torah and follow His ways so it does nt have to happen again. and yes both sides of my family were in 3 of the camps.
Anybody looking for a more cogent approach to the subject is invited to hear Rabbi Dr. David Gottleib's take at the following link: http://www.simpletoremember.com/media/a/explainingtheholocaust/.
Rabbi Gottleib took his PhD. at Brandeis University and was Professor of Philosophy and Logic at Johns Hopkins University. Since 1982 he has been Senior Lecturer at Ohr Sameach Yeshiva in Jerusalem.


text:
Category:Choisy, Laure
Free public domain sheet music from IMSLP / Petrucci Music Library
We need more information on Laure Choisy
You can help by adding biography links, dates of birth and death, nationality
You can help by adding biography links, dates of birth and death, nationality
|Works by this person are most likely not public domain within the EU and in those countries where the copyright term is life+70 years. They may also be protected by copyright in the USA, unless published before 1923, in which case they are PD there as well. However, this person's works are public domain in Canada (where IMSLP is hosted), and in other countries where the copyright term is life+50 years.
Laure Choisy(1880 — 1960)
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Compositions (1)
Compositions by: Choisy, Laure
This category contains only the following page.


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By Mike Strasser, U.S. Military Academy Public AffairsAugust 29, 2012
WEST POINT, N.Y. (Aug. 29, 2012) -- Class of 2013 Cadets Francine Vasquez and Ariana Mankus barely had the class rings on before they had to remove them for competition.
Wedged in between two matches Aug. 24, the two senior co-captains on the Army Women's Volleyball Team were able to join their classmates at Trophy Point and receive their class rings.
They even had time to celebrate the milestone afterward for a short spell with family and friends before dashing off to the barracks to change uniforms for the evening's contest against Indiana University.
"We were really worried about not having that moment with our class so we were happy to share that," Vasquez said. "The ring means so much to all of us. It's a big accomplishment, so we were grateful to share it with our classmates."
The ring itself signifies both the accomplishments and challenges over the past three years and even the ones still to come, Vasquez said.
"The ring is also a great symbol of the unity within the Long Gray Line and that connection we have with those who have gone before me," she said.
Mankus said in years past the team had this weekend off, but being able to participate in the ring ceremony while hosting and competing in a pre-season tournament was special.
"Not only did my family get to see me get my ring, but they get to see me play also," Mankus said.
While the ring only weighs a couple ounces, it is said the weight of responsibility that comes with it is much greater.
"It's a huge milestone in our cadet careers because it means that as seniors we are now leading the Corps of Cadets," Mankus said. "A lot of people might not know how significant a role this is, but as seniors, you are essentially leading the U.S. Military Academy at West Point. You are in charge and the ring kind of puts that in perspective for us."
Vasquez received some leadership training this summer when she shadowed a second lieutenant in the 212th Fires Brigade at Fort Bliss, Texas, during a Cadet Troop Leader Training program.
"I was with an ordnance company and learned a lot about Soldiers and the responsibilities of making sure their well-being is cared for; it was a great learning experience," Vasquez said.
Vasquez now serves as the activities officer for Company B-3 and will plan and coordinate spirit activities and company events throughout the academic year. Mankus served as Cadet Basic Training regiment command sergeant major during the first detail, and is now on the brigade staff in charge of the student-athlete advisory committee.
"The summer leadership experience was phenomenal and I worked with a lot of great people," Mankus said. "I couldn't have asked for better people to work with; it's something I'm glad I did and would do it again. This semester I knew my focus was on volleyball because it was really important for me to be a leader on this team. Also, I love working with athletes and sports in general. So, my dream job since plebe year was actually the brigade SAAC position. I get to work with all the team captains and all the different corps squad teams. I'm already enjoying it and it barely has gotten started."
The seniors competed again Aug. 25, but were able to enjoy the banquet with their families. Vasquez was joined by her parents and a former high school teacher, and Mankus celebrated with her parents, three older sisters and an aunt and uncle.
"It's a more formal event but I'll have fun with my family there," Mankus said. "After that, I'll just relax, and honestly, I'm looking forward to that."
Anthony Vasquez travels frequently from southern California to West Point to see his daughter compete and attend special functions. He got to do both last weekend.
"It's an honor just to see her here at West Point with so many great people and for her to have this opportunity," he said. The Ring Ceremony, just like R-Day and A-Day, are all pretty emotional to me; I don't know how I'm going to handle graduation."
As a parent, he said the time has past quickly since they brought her to the academy on Reception Day in 2009. He'll miss the visits to West Point and the people he's met here.
"We love seeing her compete and play on this team," he said. "We are so thankful that the seniors got to compete today and attend the ceremony; it was so awesome that the coach made this happen and gave them the opportunity to be with their class."
He said there's a lot of sacrifice involved for the cadet-athletes--especially when the team is on the road frequently--but the institutional support is phenomenal.
"The cadets are supported in every way--academically, leadership, the training and conditioning; if there's any issue they need help with someone outstanding is always there to help," he said.


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Does anyone know if there's an updated version of the batch categories plugin around (or something similar to it). I've been scouring the web and coming up blank. The latest patch seems to be for Wp 1.5.2, but it doesn't work on WP 2.0
What I'm talking about is this plugin.


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August 30, 2016
1 1/2 cups flaked coconut 1 tsp. salt1 1/2 cups all-purpose flour 1/2 tsp. pepper1 tsp. paprika 1 tsp. garlic powder2 1/2 pounds boneless, 2 eggs slightly beatenSkinless chicken breast 3/4 stick butter, meltedApricot Sauce2 cups apricot preserves4 Tbsp. Dijon mustard
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


text: Posted June 25, 2014 Shoutout to Chiellini for calling out FIFA "Suarez is a sneak and he gets away with it because FIFA wants their stars to play in the World Cup" Chiellini told Sky Sport Italia, reported ESPN. "I'd love to see if they have the courage to use video evidence against him. The referee saw the bite mark too, but he did nothing about it." What is he talking about? Suarez is going to be banned. He's been banned before. He'll probably be banned again. What exactly has he gotten away with? Share this post Link to post Share on other sites


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Manchester United Message Board
A Yahoo! User Jan 2, 2010 07:21 Flag
According to press reports he`s likely to be out for another 2 months. Thankfully others are on their way back - Neville could start against leeds whilst both Ferdinand and Evans are close to a return. Still no word on Hargreaves not any idea how long Nani and Macheda will be out of action.Sort: Newest | Oldest | Most Replied Expand all replies
Hopefully Our best defenders will be back before the Champions league starts again, before the end of January would be ideal, with Arsenal on the 31st, then Villa on the 10th of Feb and Milan on the 16th.
i though o shea's injury was just minor.
hope ferdinand gets back soon as i want him around for england in the summer.
at least they are giving him a good long rest to sort out his probs.


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District 2 supervisors Wayman Newell was elected to the position of board president Monday. He served as vice-president in 2009.
Supervisors Ray Boswell and outgoing president Hank Florey voted in favor of the appointment. District 4 supervisor Joe Norwood abstained.
After being appointed to the post, Newell announced that he would delay the vote on a new vice-president.
"We've got a board member off today and I wanted it to be a full board when we elect a vice president," said Newell.
District 3 supervisors Craig Hitt was not at Monday's meeting. He's expected to be present at the next meeting Jan.19.
At that time, Newell said he board will likely vote for a new vice-president.


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With Instructables you can share what you make with the world, and tap into an ever-growing community of creative experts.
To check what firmware you have go to : Settings > General > About *This is for iOS 5 devices, check out my iOS 6 tutorial *If anything ...
You will need the following: iPod Touch Windows or Mac Computer Absinthe (http://absinthedownload.com/) USB cable
Plug your device into the computer 1. Once device is recognized, open up absinthe. 2. If it says your iPod is connected, click jailbreak. 3. Once Cydia is ...
Tethered - when device is rebooted, jailbreak is idle. Untethered - when device is rebooted, jailbreak is still active A4 device - single core processor (Applies to ipod 2g, ...
How to change your apple watch bandby rudydew
Caramel Applesby craftknowitall
How to cut an apple into quarters #1by JM1999
How to Cancel Subscription to Apple Music After Free Trialby BrianJay0420
Apple 1988 Mouse USBby fredlb
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text:
JFK Website (0)
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Sortable Start Date: 19691023
Oral history(2)
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Robert F. Kennedy Oral History Collection(2)
Frank Mankiewicz Personal Papers(1)
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Balaguer, Joaquin, 1906-2002(1)
Landis, James M. (James McCauley), 1899-1964(1)
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Feldman discusses his role in JFK's presidential campaign in New York state, the organization of the campaign in New York, contact with RFK after he became attorney general, and discussing a run for the Senate in New York, among other issues.
Search powered by Oracle Endeca ®.
JOHN F. KENNEDY PRESIDENTIAL LIBRARY AND MUSEUMColumbia Point, Boston MA 02125 (617) 514-1600


text: We're sorry, 25 Deco Wedding Invitations is no longer available Why not try one of these instead? Printable Theatrical Wedding Invitation Di... by Julia Eastwood £35$60.60€41.29$46.39 free UK delivery Opulence Wedding Invitation Pack Of 10 by Made With Love Designs Ltd £49.95$86.49€58.93$66.21 Personalised Otter Wedding Invitation by The Little Matters £35$60.60€41.29$46.39 free UK delivery Personalised 'Nouveau' Wedding Stamp by Bloomfield & Rolfe £42.50$73.59€50.14$56.34 free UK delivery 25 Deco Wedding Invitations by the green gables £44.95$77.83€53.03$59.59 This item is no longer available This item is not available for delivery to %{country}. International delivery available Favourite Favourite View your favourites colourcolour (required)Black print on brown cardCaramel print on white cardcolour (required)Black print on brown cardCaramel print on white cardcolour (required)Black print on brown cardCaramel print on white cardcolour (required)Black print on brown cardCaramel print on white card number of invitationsnumber of invitations (required)2550 (+ £30)number of invitations (required)2550 (+ $51.95)number of invitations (required)2550 (+ €35.39)number of invitations (required)2550 (+ $39.77) we're sorry we're sorry, This item is no longer available buy a gift voucher related categories cards & wrap > cards & invitations > engagement & wedding invitations weddings > styling your day > art deco wedding style by the green gables Location: Powys, GB read seller's profile see seller's complete range more items from this seller 35 Personalised Stickers by the green gables £9.95$17.23€11.74$13.19 Bride Or Bridesmaid Notebook by the green gables £5.45$9.43€6.43$7.22 Will You Be My Bridesmaid? Card by the green gables £3.45$5.97€4.07$4.57 2016/17 Academic Wall Planner Botanical by the green gables £13$22.51€15.33$17.23 A5 Weekly Planner Note Pad by the green gables £6.50$11.25€7.66$8.61 To Do List Note Pads by the green gables £4.45$7.70€5.25$5.89 view all you may also like PRODUCT DETAILS DELIVERY RETURNS Made in Britain eco-friendly ask seller a question save for later Give your wedding a taste of the Great Gatsby with this set of ready to write and send wedding invitations. The uber-stylish 1920s is a fabulous period in time to take inspiration for your wedding from. These Deco invitations, with the bold, typographical design, make a wonderful style statement and sets the tone for your celebration. These invitations are available in a choice of two colours printed on two different cards, and are ready for you to fill in wth your wedding details. If you're on a tight budget or deadline these ready to write, postcard-style invitations are ideal for you and are suitable for use as day or evening invitations. Choose from the design printed in a caramel colour on 320gsm textured, white card or black printed on 350gsm smooth, brown card. The texture of the white card means the colour has a textured, rather than solid, appearance. These invitations are available in sets of 25 postcards (price per invite is £1.80) or 50 postcards (price per invite is £1.50) with recycled brown kraft envelopes included. made from: The invitations are printed on a choice of two recycled cards – 320gsm textured, white card or 350gsm smooth, brown card. dimensions: Each invitation is flat A6 postcard, measuring 10.5 x 14.8cm. product code: 286176 This product is dispatched to you by the green gables. MAINLAND UK order now and receive this item by price Free Delivery Wednesday 14 September FREEFREEFREEFREE NON-MAINLAND UK estimated delivery price Highlands & Islands of Scotland 2-5 working daysfrom dispatch FREEFREEFREEFREE Northern Ireland 2-5 working daysfrom dispatch FREEFREEFREEFREE Other UK Islands 2-5 working daysfrom dispatch FREEFREEFREEFREE INTERNATIONAL DELIVERY estimated delivery price Western Europe 2-5 working daysfrom dispatch £11.50$19.91€13.56$15.24 Rest of Europe 5-10 working daysfrom dispatch £11.50$19.91€13.56$15.24 You have 28 days, from receipt of cancellable goods, to notify the seller if you wish to cancel your order or exchange an item. Please note: goods that are personalised, bespoke or made-to-order to your specific requirements, perishable products and personal items sold with a hygiene seal (cosmetics, underwear) in instances where the seal is broken are non-refundable, unless faulty. Read more about our returns policy.Should you choose to return or exchange your order you will need to deliver the item(s) to the UK, where this seller is based. the green gables's return policy Please see notonthehighstreet.com's returns policy.


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Not a fan of hats? No problem! Our friends at Aardman Animations have created an exclusive Shaun the Sheep woolly hat day sketch. So get bidding!
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text:
AP: Gingrich, Cain election bids are top Ga. stories
Updated: 12/27/2011 - Herman Cain's longshot bid for the White House hardly earned any national attention when he announced his candidacy in May.
Updated: 12/27/2011 - Herman Cain's longshot bid for the White House hardly earned any national attention when he announced his candidacy in May.
Updated: 12/22/2011 - Several people left tips for Mr. Wilson after he sang and played the saxophone in Graniteville on Thursday. He plans to donate the money to local charities.
Updated: 12/22/2011 - Santa's helpers are struggling this year to come up with enough donations to spread more Christmas cheer.
Updated: 12/21/2011 - It's a small act of kindness that means a lot to many families. News 12 caught one Secret Santa in action.
Updated: 12/21/2011 - The Salvation Army of Augusta will be providing a free dinner for those in the community in need.
Posted: 12/20/2011 - The largest bird sanctuary in the U.S., located in Harlem, is rescuing more birds because owners can't afford to take care of them anymore.
Updated: 12/20/2011 - Stores are full with people checking off their lists. Among the crowds of shoppers is one family checking theirs twice -- a wish list from soldiers at Fort Gordon.
Updated: 12/19/2011 - Approximately 600 children registered for the giveaway. The Brown family also set up games and invited Santa to the event.
Updated: 12/19/2011 - The 21st James Brown Toy Giveaway kicked off Monday at 9 a.m. The event continues to grow and serve families in the community that are in need.
Updated: 12/19/2011 - The RiverHawks won their sixth game in a row tonight, overtaking the Mississippi Riverkings on a night dedicated in honor of fallen Richmond County Deputy JD Paugh.
Updated: 12/16/2011 - Her fingers tell a story in a language they speak fluently, and 90-year-old Helga Hulse feels every word she coaxes out of every note.
Updated: 12/16/2011 - Thanks to donations and the Lydia Project, a nonprofit group who helps women deal with cancer, we'll soon welcome the Daksha Chudgar Lydia House to Augusta.
Posted: 12/15/2011 - Whether it's a console with a set of controllers or a game on a cellphone, children are plugged in from the minute they wake up and pediatricians say it can lead to fatigue and blisters on their hands.
Updated: 12/14/2011 - The Augusta Canal Authority voted on the officers during their meeting Dec. 8.
Updated: 12/14/2011 - Delta Air Lines Inc. says it expects an $800 million profit this year, and it will be solidly profitable in 2012.
Updated: 12/14/2011 - For one family, it's personal. They are here all the way from Texas to share their story of how their daughter lost her life because of her phone.
Updated: 12/13/2011 - The men and women of the 877th Engineering Company are back on American soil and in the arms of their loved ones.
Posted: 12/12/2011 - The growing obesity epidemic in children only gets harder to rein in as children get their hands on more sugary treats and baked goods during the holidays.
Updated: 12/11/2011 - One group is trying to help make sure needy kids have something to look forward to Christmas morning.
Updated: 12/11/2011 - After trailing 14-0 and barely touching the ball most of the first half, the Bears turned the tables on Peach County, winning the school's first state championship, 28-14
Posted: 12/09/2011 - The Burke County Bears (13-1) head to the Georgia Dome Saturday to try and win their first state title. One player says the game means much more than just a championship.
Updated: 12/08/2011 - Old Fella Burke County Animal Rescue has been selected as one of Pepsi's $50,000 refresh ideas.
Updated: 12/07/2011 - On Wednesday we remembered the 70th anniversary of Pearl Harbor through two men. One Augusta native tells us all about it. The other man's words we read.
Updated: 12/07/2011 - A sampling of the water was analyzed and the results say the system is now safe to use for drinking and cooking purposes.
Posted: 12/07/2011 - This week you have the chance to make miracles happen. The Cares for Kids Radiothon kicks off Thursday. Last year, the radiothon raised $216,000 and this year they're hoping for more.


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Posted by Pesca75
I would like your honest opinions of libra men when it comes to sex. I don't know if it's just me, or do libra men have a low sexual libido? They definitely don't seem to chase after tail like men of other signs do and they seem more the relationship type of guy, so they don't seem to be into sex just for the sake of having sex.
I wanted to point out that not pursuing "sex for the sake of sex" does NOT mean a low libido.
Posted by Pesca75
Other libra men I know can go for long periods of time without sex and the ones I know are mostly too shy to approach women unless they've been around them a lot.
Just because they may go long periods of time without sex doesn't mean they don't want to. Being shy can make it harder but that's not the real problem.
I don't wanna say to much cause I'll start rambling... and well, not on this topic...
I have what I'd consider a normal to high sex drive; however, I have zero interest in casual or "empty" sex.


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I'm wondering if there's a plugin out there that not only searches the main text of your pages for a particular search string, but also searches the text in the widget fields? This seems to be something that Google Search can't even do.
For example, on my site, http://www.nationalanthems.info/wordpress , a search for a word like "mango" comes up empty, even though it appears on http://www.nationalanthems.info/wordpress/bd.htm (under "English translation"). I would like to have those texts searchable with a search plugin at well.
You can imagine, however, that looking for a plugin that does this while using the search field "search widget text" to find it doesn't come in very handy, as it basically brings up every search widget out there, and I have no idea whether they all can search widget text or not without trying them all.


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Tower of Play
- Color:
- multi
- 1
- 2
Description: The Tower of Play features six sides of action-packed fun, topped with our highly-popular classic Rollercoaster Bead Mazes! It provides the ultimate value and features more games than any other Anatex activity center! Don't worry about tons of space being lost, this activity center is designed to be compact and make maximum use of space, ensuring your play area will not feel overcrowded. It encourages interactivity and group play and promotes an array of skills such as eye-hand coordination, visual tracking and sensory-motor skills. It features: gears, mirrors, alphabet & abacus, ziggidy zag games, pathfinder, matching fruit puzzle, and a caterpillar pathfinder game. This activity center is great for waiting rooms, schools, day cares, and play centers.
- Six sides of play!
- Made of high-quality plywood
- Measures: 23" x 23" x 35"
- Weighs: 77 lbs.
- Ages 2 and up
Material: Wood
Brand: Anatex
Origin: United States


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The Rockland Education Foundation is a non-profit volunteer organization which was founded in 1996 by Richard Phelps, Ralph "Gus" Lordi, and Scott MacKinlay with the support of individuals, organizations, and businesses who each donated $1,000 to get the Foundation up and running. These Charter Members shared a common vision, dedicated to improving the quality of education in the Rockland Public Schools. They were confident that the students' educational experiences would be enriched if their teachers were given the funds to help bring innovative, creative, and exciting projects into the classrooms.
Every September staff members are encouraged to submit grant proposals which outline the projects that they would like to share with their students. These are reviewed by members of the Foundation and funding is awarded in November. More than $500,000 has been given to the elementary, middle, and high schools in Rockland for innovative learning programs, books, computers, theatre productions, and new technology.
Since its inception, the Foundation's goal has been to raise money and establish an endowment fund to ensure funding for future grant awards. The primary fundraiser is the Ralph 'Gus' Lordi Memorial Golf Tournament that is held annually. In addition, many individuals have pledged $100 annually to be members of the Century Club; Memorial donations are often made to honor friends and loved ones who have passed away; and individuals donate throughout the year to support the extraordinary educational activities that are being funded.
We are committed to making a difference in the lives of students in the Rockland Public Schools.
REF Committee Members
Scott MacKinlay, President
Regina Lewis Quirk, Vice President
Jim Bailey, Treasurer
Kimberly Phelps Nelson, Secretary
Janet Cann, Committee Member
Robert George, Committee Member
Janet LaCombe, Committee Member
Carol McGrath, Committee Member
Jack McGrath, Committee Member
Richard Phelps, Committee Member
Mike Ross, Committee Member
Peter Woodward, Committee Member


text:
Retail Hours: Open Tuesday through Saturday 10am-6pm
Looking for pure joy in a small meaty package? Call now 707.521.0121
Make it.
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Our retail shop is open Tuesday - Saturday 10am - 6pm
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Find SCMC Beef Jerky at Third Rail in San Francisco, and at Route 128 Winery in Geyserville, where you can also enjoy a excellent glass of wine, and go home with a pack of our custom sausages!
Find SCMC at the West End Farmers' Market March - Dec every Sunday 9:30am - 2pm in Santa Rosa, & and the Healdsburg Farmers' Market May - Nov every Saturday 9am - 12pm.


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Rios vs Gamboa, Alvarado vs Herrera Ticket Information
LAS VEGAS, NEV. -- Boxing fans can expect many happy returns this tax season. Former world lightweight champion BRANDON "Bam Bam" RIOS and former featherweight champion YURIORKIS GAMBOA will collide in a battle of the undefeated for the vacant World Boxing Association (WBA) lightweight championship, Saturday, April 14, at Mandalay Bay in Las Vegas. The fight will be televised live on HBO as the main event of World Championship Boxing, beginning at 10:15 p.m. ET. The telecast will open with 10-round junior welterweight collision between top-10 contenders "Mile High" MIKE ALVARADO and MAURICIO HERRERA.
These four warriors boast a combined record of 100-1-1 (68 KOs) – a winning percentage of 98%.
Promoted by Top Rank, in association with Arena Box U.S. and AT&T, tickets priced at $250, $150, $100, $50 and $25, not including applicable service charges, go on sale This Friday! March 2 at 1 p.m. ET / 10 a.m. PT and will be available at all Ticketmaster locations (select Smith's Food and Drug Centers and Ritmo Latino). Ticket sales are limited to eight (8) per person. To charge by phone with a major credit card, call Mandalay Bay at (877) 632-7400 or Ticketmaster at (800) 745-3000. Tickets also will be available for purchase at www.mandalaybay.com or www.ticketmaster.com .
Rios (29-0-1, 22 KOs), the former WBA lightweight champion, from Oxnard, Calif., enters this fight having won 10 of his previous 11 fights by knockout. Gamboa (21-0, 16 KOs), the former world featherweight champion who won Olympic gold in 2004 for his native Cuba and now resides in Miami, Fla., will return to the ring having won eight of his previous 11 by stoppage. In short, these warriors have never met a chin they didn't want to smash.
Alvarado (32-0, 23 KOs) of Denver, has won 10 of his last 12 bouts by stoppage en route to a career-high No. 3 world rating, in the World Boxing Organization (WBO). Notable knockout victims include Breidis Prescott, Ray Narh, Emmanuel Clottey and Cesar Bazan. Herrera (18-1, 7 KOs), from Lake Elsinore, Calif., enters this fight riding a two-year, five-bout winning streak, highlighted by victories over Ruslan Provodnikov (17-0) and Mike Dallas, Jr. (17-1-1). Herrera is currently world-rated No. 7 by the International Boxing Federation (IBF).
"Rios and Gamboa are two young and hungry fighters in their prime looking to make a leap to stardom," said Todd duBoef, president of Top Rank.
"Gamboa has been constantly referred to as a 'rising Cuban star' throughout his career. But on April 14, the word 'rising' will finally be eliminated. Gamboa will be a superstar," said Ahmet Öner, president of Arena Box US. "Gamboa is so special and though he has been fighting at 126 pounds, 135 pounds is where he belongs. He will be so much stronger fighting at lightweight."
"Brandon Rios versus Yuriorkis Gamboa is a spectacular fight and we're excited to present this showdown live on HBO World Championship Boxing," said Kery Davis, Senior Vice President, Programming, HBO Sports. "Both fighters deserve recognition for stepping up and saying 'let's do it.' "
[QUOTE=richardt;11835884]I can see both guys getting dropped in a war. Gamboa early or Rios late if a KO. If a decision, it means either Gamboa boxed a perfect fight and stayed out of exchanges and used footwork. The other possibility…Comment by S H A R K B O Y on 03-01-2012
Going to this one. First official Boxing Scene BBM Group summit as well :boxing:Comment by dawge on 03-01-2012
can't wait for this fight! ima buy my tickets this weekend:boxing:Comment by TR vs. GB on 02-29-2012
amazing fuking card. Il be watching on HBO though unfortunately would love to be there though.Comment by halo16 on 02-29-2012
Ticket Prices are reasonable for this fight , really want to head to Vegas to see this live. Been debating this or Amir Khan / Lamont Peterson, probably come down to ticket prices, waiting to see how much. :boxing:Post a Comment - View More User Comments (19)


text:
- Report: #256248
Report - Rebuttal - Arbitrate
Complaint Review: Asset Acceptance
Asset Acceptance28405 Van Dyke Ave. Warren, Michigan United States of America
Asset Acceptance ripoff attempt to collect debt way outside sol. then tried to "sell" it to me for less less & less etc disgusting illiterate foul mouthed woman on the other end of line insulted degraded Warren Michigan
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In a disgusting street urchin slang that I could not understand anyway,so then it tried to ,and I will use it's words,quote "j** me down some" and offered me the debt for less money! as if that would be acceptable to me at this point. Also the whole reason for getting this taken care of is so I can move on w/my life and get a house. At first she was more than happy to type me a letter stating we had made arrangements for a payoff, and then when I told her why I needed that she quickly changed her stance and said we dont do dat up in here! yooze gotz to be payin' this total er um all of the thing i mean. Just because she knows I want to purchase something that requires these nasty people off my back, I just cant deal with dishonest, Illiterate, theives like this, they are the most putrid foul mouthed scum i have ever had the displeasure of encoutering.
Michael Madison, Wisconsin
This report was posted on Ripoff Report on 06/22/2007 02:49 PM and is a permanent record located here: http://www.ripoffreport.com/r/Asset-Acceptance/Warren-Michigan-48090/Asset-Acceptance-ripoff-attempt-to-collect-debt-way-outside-sol-then-tried-to-sell-it-t-256248. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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