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April 5-7 | Oklahoma City, Oklahoma
Bricktown 1
Bricktown 2
This is NOT the same ole Annual Meeting.
There's no shortcut to a profession you truly love; but there is a journey on a road paved with the passion of ideas that matter.
With added features such as Industry Insights, CU Talks and interactive breakout sessions this year's annual meeting will be fresh and new. We are providing group discounts at nearby hotels at various price-points and will provide lunch opportunities during the conference.
Join us for the 2016 Annual Meeting in the vibrant metropolis of Oklahoma City, where our theme is "Passion – Purpose – Profession."
You know it's true. Where passion flows, energy goes, and success can't help but follow. Passion is the inner fire that moves us beyond our shortcomings, fears, and failures; it's that passion for what we do that gives us clear purpose and guides us to greatness. So listen, learn, grow, create, mentor, lead, teach, serve, strive, and become... your profession.
Follow your passion to the 2016 Annual Meeting, and we'll help fuel the fire.
Jan. 5 - Mar 3
Individual: $345
YP Representative: $295
Group: $325
Spouse/Guest: $225
Party: $85
Guest Program: $85
Golf: $175
Mar. 4 - Apr. 7
Individual: $445
YP Representative: $395
Group: $425
Spouse/Guest: $225
Party: $125
Guest Program: $125
Golf: $200
Credit unions with assets of $10 million or less as of 12/31/2015 qualify for a free registration. Group registrants must be registered at the same time.
Registration Fee includes: all general sessions featuring sought-after speakers, more than 18 educational sessions to choose from, continental breakfast three mornings, various refreshment breaks, dedicated time in the expo hall with valuable vendors, industry insights roundtable discussions, tote bag, CU Talks on closing day with variety of prominent speakers, and a chance to win a cash prize at the end of the closing general session (you must be present to win).
Spouse/Guest Fee includes: all general sessions featuring sought-after speakers, breakfast three mornings, various refreshment breaks, tote bag, water bottle, and dedicated time in the expo hall with valuable vendors. Our reduced guest fee is limited to one guest per paid registrant and is limited to spouses, significant others, and children over 18 years of age. It is not intended for co-workers or credit union staff.
Cancellation Policy: Substitutions are always welcome. Registration fee refunds (less a $75 processing fee per person) are granted for cancellations received in writing on or before March 18, 2016. No refunds will be granted after March 18.
Grant Assistance: The Cornerstone Credit Union Foundation is accepting scholarship applications for League training events based on financial need. Applications must be received by application deadlines. Please visit the Foundation's website to view all grant applications, guidelines and deadlines. Contact Emily Moreno, Foundation Grants Manager, at 800-953-6483 for more information.
This year, we are offering several hotel options.
Need a map of the conference area?
Cornerstone has also reserved rooms with special rates for conference attendees at area hotels in Oklahoma City. Reserve your room early for the best chance at getting your first choice. Remember, the number of rooms held at each hotel is limited.
Courtyard Downtown
2 West Reno
Oklahoma City, OK 73102
Room Rate: $164 (single/double)
Sheraton Hotel
1 N. Broadway Avenue
Oklahoma City, OK 73102
Room Rate: $189 (single/double)
The Residence Inn
400 East Reno Avenue
Oklahoma City, OK 73104
Room Rate: $179 (single/double)
The Skirvin Hilton
One Park Avenue
Oklahoma City, OK 73102
Room Rate: $179 (single/double)
10 N. Broadway Avenue
Oklahoma City, OK 73102
Room Rate: $180 (single/double)
When calling to make a reservation at any of the above hotels, indicate you are with the Cornerstone League Annual Meeting & Expo to receive the special rate.
Hotel Cancellation Policy: All reservations require prepayment of the 1st night's room and tax. This is non-refundable. No credit or refund will be given if you cancel the reservation. Date changes are permitted within the conference dates without penalty. Your credit card will be charged immediately after the reservation is made.
Note: Federally chartered credit unions need to provide their own tax exemption forms and must use a company credit card when checking out to be tax exempt. Please confirm with hotel their acceptance of such form at time of booking.
Monday, April 4
10:30 a.m.
Putting fore a Purpose Golf Tournament
Sponsored By:
11:00 a.m.
Golfers Lunch
12:30 p.m.
Shotgun Start
3:00 p.m. - 6:30 p.m.
Attendee & Exhibitor Registration
Tuesday, April 5
7:30 a.m. - 5:30 p.m.
Annual Meeting & Expo Registration
8:00 a.m. - 9:00 a.m.
CEO Breakfast (RSVP requested please) Sponsored By:
9:00 a.m. - 9:30 a.m.
Continental Breakfast Sponsored by:
9:30 a.m. - 11:30 a.m.
Welcome & Opening General Session
Thrive Among Thorns: Untapped Growth Opportunities for Financial Services
Featured Speaker: Ken Schmidt
11:30 a.m. - 12:45 p.m.
Lunch (pre-purchased ticket required)
1:00 p.m. - 2:15 p.m.
Concurrent Sessions I
1. Cybersecurity Assessment Tool
Tim Segerson, NCUA
2. ACH Origination: Benefits, Risks and Board Support
Rayleen Pernie, RP Payments Risk Consulting Services, LLC
3. Giving and Getting the Bad News You Need to Lead
Ryan Bisel, University of Oklahoma
4. Amplifying Your Efforts: Tools for Driving a Developmental Culture in Your Credit Union
Jackson Hataway, Extreme Arts & Sciences
5. Credit Union Data Analytics: Advice from the Experts
Facilitated by: Dean Borland, Creditl./ Union Resources, Inc.
6. E-Lending: Admissibility and Credibility of Electronic Documents
Frank Drake, Smith Debnam Narron Drake Saintsing & Myers, LLP
7. The Rise of Online Lending: New Challenges and Opportunities for Credit Unions
Andrea Janek, Senior Sales and Client Executive at LendKey
Sponsored by:
2:15 p.m. - 2:30 p.m.
Networking Refreshment Break
Sponsored By:
2:30 p.m. - 3:30 p.m.
Annual Business Meeting
3:45 p.m. - 5:00 p.m.
Concurrent Sessions II
8. What's Next for Mobile?
Sponsored by:
Dave DeFazio, StrategyCorps
9. What a Board Needs to Understand About Cybercrimes and Their Responsibilities
Rayleen Pernie, RP Payments Risk Consulting Services, LLC
10. Full-throttle Goodness: Fueling a "Passion-Power-Purpose" Ride to Give Back and Change the World
Steven Foster, Foster+Fathom, LLC
11. Breaking the Rules: Training for Success by Coaching Yourself Out of a Job
Jackson Hataway, Extreme Arts & Sciences
12. Effectively Managing Your Vendor Management Program
Carol Rolke, Rolke Law
13. Collections Considerations in Member Business Lending
Frank Drake, Smith Debnam Narron Drake Saintsing & Myers, LLP
14. A Time for Change
Sponsored By:
Dennis Adams, President of American Share Insurance
Wednesday, April 6
7:30 a.m. - 3:30 p.m.
Annual Meeting Registration
8:00 a.m. - 8:30 a.m.
Continental Breakfast
8:30 a.m. - 4:30 p.m.
8:30 a.m. - 10:00 a.m.
Credit Unions Care featuring: Karen Hart
How Community Involvement Can Impact Credit Union Growth
Sponsored By:
10:00 a.m.
11:45 a.m. - 1:45 p.m.
Lunch in Expo Hall (pre-purchased ticket required)
12:30 p.m. - 2:00 p.m.
NEW: Industry Insights (Peer to Peer discussion of Hot Topics)
2:30 p.m. - 3:45 p.m.
Concurrent Sessions III
15. Loyal Lending: Find, Win and Keep More Loans and Members
Sponsored by:
Curtis Garrity , CUNA Mutual Group
16. Small Credit Union Regulatory Compliance Update
Suzanne Yashewski, Cornerstone Credit Union League
17. The HERO Effect - Bring Your Best When It Matters the Most
Kevin Brown, SERVPRO
18. The Seven Women Project: Redefining Leadership and Success for Women
Karen McCullough, Karen McCullough & Co.
19. The Question is Not "If" but "When": A Look into the Importance of Cyber Resilience and Incident Response for Financial Institutions
Darrell Switzer, BAE Systems Applied Intelligence
20. How Millennials are Changing the Face of Credit Unions
Holly Arter, Third Degree Advertising
21. Branch Transformation: Old-School Branches May Be Out On a Limb
Sponsored by:
Facilitated by: Dean Borland, Credit Union Resources, Inc.
3:45 p.m. - 5:00 p.m.
NEW: Industry Insights (Peer to Peer discussion of Hot Topics)
3:45 p.m. - 5:00 p.m.
Expo Hall Reception & Prize Drawings
Sponsored By:
6:30 p.m. - 10:00 p.m.
Recognition Dinner, Foundation Auction & Partyfeaturing Michael Hix and The Holla
Sponsored By:
Thursday, April 7
8:30 a.m. - 9:00 a.m.
Full Hot Breakfast
Sponsored by:
9:00 a.m. - 11:30 a.m.
Closing General Session
CU Talks (Thought provoking speakers offering quick insights)
The HERO Effect: Creating a Culture of Heroes at Every Level
Featured Speaker: Kevin Brown
Change is Good... You Go First - Embracing a Change Mindset
Featured Speaker: Karen McCullough
Being Remarkable
Featured Speaker: Fleetwood Hicks
Trending: Credit Unions in 2025
Featured Speaker: Mark Meyer
Sessions and Prize Drawing Sponsored by
We will begin the day with a moving account by a credit union employee and survivor of the 1995 Oklahoma City bombing as she shares her story with the audience. You will have the opportunity to visit the Oklahoma City National Memorial followed by lunch and an opportunity to create an inspiring piece of your own at Wine & Palette.
Amy Downs began working for Federal Employees Credit Union (now called Allegiance Credit Union) in 1988. She was working for the credit union on April 19, 1995 when a bomb blast destroyed not only the Credit Union, but the entire Alfred P. Murrah Federal Building. Eighteen of her co-workers and many of the Credit Union's members were killed, while many others were injured. After literally being buried under the rubble for 6 and a half hours, Amy was forced to re-think her life goals and priorities.
Embracing her second chance at life Amy has accomplished many personal goals including losing 200 lbs. She is now a runner, cyclist and an advocate for personal fitness. Amy's testimony of strength and survival has been an inspiration to the many with whom she has shared her story.
Next, attendees will be shuttled to the actual site of the bombing, now a National Memorial and Museum.
The Oklahoma City National Memorial is a memorial that honors the victims, survivors, rescuers, and all who were affected by the Oklahoma City bombing on April 19, 1995. The memorial is located in downtown Oklahoma City on the former site of the Alfred P. Murrah Federal Building, which was destroyed in the 1995 bombing. The Memorial Museum will take you on a chronological, self-guided interactive tour through the story of April 19, 1995, and the days, weeks, months and years that followed the bombing of Oklahoma City's Alfred P. Murrah Federal Building. Touring the Memorial Museum is essential to understanding the story of April 19, 1995, and its impact.
Then, relax as we head to the "Wine and Palette" for a delicious lunch (included in fee) and spend an unforgettable afternoon of fun, wine and fine art with one of the local artists from "Wine and Palette" who will guide you step-by-step through the featured painting and at the end of the afternoon... leave with your own masterpiece!
The guest program is Wednesday, April 6, 2016, 9:00 a.m. – 4:00 p.m. The fee for this program is only $85 per person, which includes transportation, museum fees, lunch and painting instruction/supplies and fees.
If you could define the word ENTERTAINER, Michael Hix's picture would be right underneath the description! Michael Hix & The Holla provide an exciting, high-energy variety show, that makes audiences of all ages want to come back for more. During the show, you'll see and hear your favorite hits performed like never before. An entertainer like no other, Michael combines comedy, dance, and strong vocals to create an original and unforgettable experience. The Holla Band is made up of professional musicians and singers who have played with the likes of Jennifer Lopez, Marc Anthony, and Cher just to name a few. From Pop and Rock music, to the sounds of Motown, Soul, and Country…they do it all. This is the show you don't want to miss!
While the band is playing the spirits flowing, take part in the live and silent auction benefiting the Cornerstone Credit Union Foundation.
A startling presentation designed specifically for banks, investment firms, credit unions, and insurance companies that is now Schmidt's second-most requested topic. With little differentiation among competitors and media-fueled erosion of trust in financial services providers, it's no wonder potential clients opt to work with "whoever's closest to my house," instead of "whoever can best serve my needs." Or stay away altogether. Where others see futility, Schmidt sees unprecedented opportunities for growth. He'll show you how to change the culture of your financial services business to stand out, create demand in your local markets, fuel client referrals and take advantage of the look-alike/act-alike competitive environment.
One of the most in-demand speakers and communications consultants in America, Ken Schmidt has lived a life that most can only dream about. He has toured the world on two wheels, met with presidents and royalty, partied with movie and music legends, and appeared numerous times on network news. As the former director of communications for Harley-Davidson Motor Company, he played an active role in one of the most celebrated turnarounds in corporate history – and got paid to ride motorcycles. He is widely known as one of the business world's most outspoken and provocative thought leaders and has partnered with many of the world's most successful brands. Exclusively represented by Leading Authorities speakers bureau, he shares stories and insights on the road to building a fanatically vocal customer base, creating a passionately loyal corporate culture, and developing leaders who inspire and motivate.
Harley-Davidson. The longtime motorcycle enthusiast's formal association with Harley-Davidson began in 1985. As a specialist in corporate positioning and media relations, Schmidt was asked to work with the then-struggling Harley-Davidson to help restore the company's image and create demand for its motorcycles. Within a few short years, Harley-Davidson became one of the most visible and frequently reported-on companies in the world, while sales of its motorcycles rocketed upward. Schmidt became director of Harley-Davidson's corporate and financial communications and served as its primary spokesperson to the media and the financial communities. He appeared numerous times on network news programs and was frequently called upon by business media to share his insights on non-traditional communications, customer attraction, and brand-building.
Life After Harley. Now, Schmidt is a frequent speaker to business groups and academic communities throughout the world. Few speakers generate more positive word-of-mouth and referrals. "I love to startle people by exposing them to proven ideas and concepts they've never imagined," he said. Whether he's talking about how to leverage basic needs to improve competitiveness, build an entirely new corporate culture, or reach out to new customers in completely untraditional ways, Schmidt never follows a predictable course. "Whether I'm talking about how perfectly average people can do extraordinary things or how to build an entirely new corporate culture, rekindle relationships with customers, or reach out to new ones in completely untraditional ways, I'm teaching people to throw conventional approaches out the window. I see opening hearts and minds as my life's work."
Today, Schmidt shares his expertise with many of America's leading brands but happily states that he is "semi-retired," which allows him to pursue his other passions. He calls working with the grandson of one of Harley-Davidson's founders to create 100 Years of Harley-Davidson, the best-selling motor sports book of all time, one of the greatest highs in his life. After all he has accomplished his philosophy of life and business hasn't changed: "Never do what's expected, make yourself as noticeably different as possible, and have a lot more fun than you're supposed to."
Kevin focuses The HERO Effect principles on leadership. Kevin has a simple philosophy when it comes to leadership; you are "a leader of one or a leader of none." He believes that leadership begins with mastering self along with the daily habits required to become world class leaders, mentors and coaches to the teams we live and do business with. The foundation of this program can be summed up in one powerful idea... we reproduce what we are!
In his signature style, Kevin uses real life stories and examples combined with rich content and humor to drive home the key HERO Effect principles and ideas. This program delivers actionable ideas that every leader can implement immediately to begin creating a culture of excellence at every level in their organization.
In a fresh and entertaining style, Kevin shares ideas, strategies and principles that will inspire and equip participants to show up every day and make a positive difference. At the heart of Kevin's message is a simple, yet powerful philosophy for life that drives every thought, every action and ultimately every result we achieve both personally and professionally. Your team will be motivated to reach beyond what is required and do something remarkable!
Kevin's unconventional path to business and personal success has taught him that winning in business and in life requires anything but conventional thinking.
He grew up in Muskegon, Michigan where his blue collar roots taught him the value of hard work and determination. His resume includes working in a funeral home, washing oil drums, selling household appliances door to door and buying a franchise at the age of seventeen.
With a street-wise aptitude and a never quit attitude, he worked his way from the front lines in business to the executive boardroom of a company that is ranked in the top ten of all franchisors and #1 in their industry. For the past seventeen years he has been part of an extraordinary team that has grown a little known brand into an industry giant with annual revenues exceeding one billion dollars.
Kevin is the Assistant Vice President of Marketing for SERVPRO, an international franchise system with nearly 1700 franchise locations specializing in fire and water cleanup and restoration. In addition to his corporate responsibilities, Kevin is also a highly sought after keynote speaker. He has had the privilege of speaking to a wide variety of organizations including Siemens, State Farm, Bristol-Myers Squibb, Delta Airlines and The Boy Scouts of America to name just a few.
Kevin entertains, inspires and challenges people to show up every day and make a positive difference at work and in life!
The riskiest thing any businesses or individual can do in the new world reality is to not change. In her program "Change Is Good," Karen McCullough empowers you with a change mindset that will help you make positive changes in your business and your life. She debunks age-old myths about change and gives you the three critical keys—awaken, activate, advance—to help you make important positive changes in your life.
You will receive the framework to successfully change yourself, and your organization while integrating technology and adaptability across the generations to increase team potential. Her energetic presentation includes real-life examples along with practical solutions that leave you with the tools and a change mindset to elevate new hope, new skills, and a new way of thinking. It's time to get excited about change and see the opportunities.
The Seven Women Project proclaims that inside every woman dwells seven different women, each with abundant strength, talent, passion, spirit, knowledge, female ingenuity, and fashion sense. The Seven Women Project is the story about women and how we all connect, grow, and shine as we strive to bring out our best and truest selves. It is a celebration of the abundant reserve of strength, ingenuity, and know-how that we each have inside us, with a playful nudge reminding us to let it all out.
Karen began her career as the youngest employee at an upscale department store in Cleveland, Ohio, where her mother worked as the first female credit manager.
In the early days, Karen worked for two of the world's most powerful fashion brands, Ralph Lauren and The Limited where she first started analyzing the internal culture of large organizations - both what fuels them and what holds them back. She applied what she learned and launched her own retail business, which she grew from one store into a multimillion dollar chain of four stores.
Karen realized that her greatest impact was through developing numerous programs for her clients. She was encouraged to take her message to a broader business audience. Today, Karen's speaking career has benefited many Fortune 500 companies, associations and small business.
Becoming a game changer in the Credit Union arena can be challenging but hear first-hand strategies that will get you results from the "Shark Tank Extraordinaire", Fleetwood Hicks. He will share his formula on how you can become successful in these shark filled waters as the economy goes through cycles. Attendees will learn to:
You do not want to miss this exciting, enlightening and content driven session that will help you build a more strategic organization.
Fleetwood Hicks, known as "Shark Tank Extraordinaire", was the first contestant to have both Mark Cuban and Barbara Corcoran co-invest when they partnered in his thriving custom bike business... Villy Custom. While navigating his success through shark filled waters on America's #1 reality show Shark Tank he swam away with the largest investment of Season 3... half a million dollars!
He is living proof that staying positive, being remarkable and thinking big are the keys to achieving the American Dream and building a business empire. With his 25+ years of experience as a serial entrepreneur, he understands the highs and lows of being your own boss while the economy goes through its cycles. But this does not stop his creativity, innovation and being a visionary... his resiliency keeps him seeking that remarkability factor.
What began in 2009 as a small cruiser bike retail boutique has grown into Villy Custom, a multi-million dollar cruiser bike brand, and has proven to be a game changer in the biking industry. Under Fleetwood's direction, Villy Custom created the cruiser bike industry's first one-of-a-kind, premier online custom bike builder platform, offering unique color combinations/finishes/and accents previously unavailable. At Villy Custom, over 1 Billion bike designs can be created and not one would be identical. By expanding into the custom corporate bike fleet market, Villy Custom is becoming one of the biggest swimmers in Shark Tank history.
Fleetwood has appeared on: Ellen DeGeneres, CNBC StreetSigns, Price is Right, First Look, NBC, HLN, and Good Morning Texas. He has been featured in The Huffington Post, Forbes Magazine, Fast Company, Entrepreneur Magazine, Washington Post, Inc. Magazine, Wall Street Journal, Dallas Morning News and Thrive Wire to name a few. Examples of his prestigious clients include: NFL Football Coaches, Google, Nike, Puma, PepsiCo, Monster Energy, Fossil Brand, Westin Hotels and Mary Kay.
Credit Union Resources commissioned Filene to predict the future of credit unions in the next 10 years. This joint paper will help you on your path to future success.
Credit unions are not alone in wondering what's around the corner. Some issues are unique to credit unions, but many are shared in broader financial services, the economy at large, technology, and consumer behavior. Filene interviewed experts, surveyed credit unions, and scoured networks for the best predictions for the next 10 years.
Mark turns big research questions into relevant key findings and big ideas into products for a changing world as one of North America's top cooperative finance thinkers. His critical thinking shows through in his approaches to innovation and research on consumer behavior.
As CEO of Filene, he leads a team of brilliant thinkers, who deliver research and innovation to inspire people to understand the opportunities for cooperative finance to transform communities and lives.
An internationally recognized consumer finance expert published in dozens of publications, Mark has lectured to audiences up to 4,000 in locations across, Asia, Australia, Europe, North Africa, and North America. He has advised the US Department of the Treasury and lectured in a variety of academic settings, including Harvard Business School.
Mark is an attorney licensed to practice law in Colorado and Arizona, formerly of the firm of Montgomery, Little & McGrew. He also held executive posts with Arizona State Credit Union and CUNA Mutual Group. He served on the board of directors for Summit Credit Union, the largest credit union in Wisconsin, for ten years.
Mark's passions include his wife and best friend, Alicia, two terrific teenage daughters, an animated son, and Argus, his clever Great Dane, who likes to counter surf. For play, Mark enjoys people, kayaking, yoga, fun, and learning anything new.
"The greatest mistake that we can make, however, is to assume that principles which once were true remain true forever." - Edward A. Filene, December 9, 1936
The National Credit Union Administration, has consistently identified Cybersecurity as a top focus for NCUA over the last several years. In this session, NCUA will discuss current and emerging operational risk posed by cybersecurity threats, and discuss ways to improve your cybersecurity capability. We will introduce you to the recently issued FFIEC Cybersecurity Assessment Tool, discuss the merits of the tool, and how it can help institutions effectively and efficiently harden their operations to the increasing risks posed by cybercriminals.
Tim Segerson is the Deputy Director of the Office of Examination and Insurance (E&I) with the National Credit Union Administration. Tim is responsible for overseeing the day to day operations of E&I and assisting the Director with the implementation of Agency-wide policy relating to examination, supervision and insurance and guaranty fund risk management.
This session examines how a credit unions' Board of Directors balances the risks of ACH Origination, enabling the institution to reap maximum rewards. Whether your credit union already offers ACH origination, is considering expanding the service, or just exploring the idea, this session offers valuable insight and resources to manage common risks.
In this session, we explore:
There's so much buzz today about cybersecurity, cyber-breaches, cyber-attacks, cyber-assessments, and cyber-threats that it's easy to get lost and hard to uncover exactly what you need to understand as a Board Member. All the buzz can create cyber-fatigue if you let it.
This session separates fact from hype and examines key aspects of what Board Members need to understand about cybercrimes and cybersecurity. You play a pivotal role in the safety and soundness of your credit union, but do you know the questions to ask and what information should be presented regularly for your analysis? Attendees leave this session with actionable items, valuable resources, and key questions to ask to help measure your cybersecurity success.
This session explores:
Rayleen is a recognized payments risk and fraud expert who works with financial institutions and businesses across the nation to help them understand today's threats and develop appropriate risk mitigation strategies. She also speaks to consumer groups revealing real-world methods to reduce the chances of devastating frauds, and law enforcement on payment system processing and evidence collection in electronic payment channels. Rayleen's areas of expertise include regulatory compliance, payment system risk management, cybercrimes, and information security.
Rayleen conveys current trends via conference presentations, blogs, and newsletter articles plus supports groups with special projects.
Prior to her leap to private consulting, Rayleen was the Director of Payments Risk & Fraud at EPCOR for 8 years. She joined EPCOR after a 10-year career as a fraud investigator in banking.
Rayleen graduated with honors from The University of Phoenix earning a Bachelor's of Science in Criminal Justice Administration. She earned her Accredited ACH Professional (AAP) designation in 2013.
Rayleen enjoys gardening with the best helper in the world, her grandson. She also enjoys reading and music. She is an advocate and supporter of The Animal Rescue Alliance. Rayleen and her husband Mike currently have four adopted fur-kids of their own.
Giving and receiving feedback is part of daily work life. Corrective feedback is integral for positive change. In this session, you learn the three strategies for providing downward corrective feedback from very gentle to very direct and serious. We also discuss the importance of getting upward corrective feedback. Getting candid opinions from your direct reports can be difficult. To encourage honest conversations, Ryan shares five strategies for getting subordinates to speak up more readily.
Dr. Ryan Bisel is an Associate Professor of Organizational Communication. His research interests focus primarily on issues surrounding leadership communication, organizational culture, and behavioral ethics.
Between 2007 and 2015, Dr. Bisel's research was honored with 15 Top Paper Awards and Panels from regional, national and international communication conferences. Also, Dr. Bisel was honored as the 2009 and 2011 Saxton Applied Research Award Recipient for his work in organizational change messaging and team learning, respectively. His 2013 article on team learning earned the Dennis Gouran Article Award from the National Communication Association. Furthermore, Bisel was awarded as the 2010 Longmire Prize winner for excellence in Teaching and the Scholarship of Teaching. He is currently serving as a Faculty Fellow for OU's Center for Teaching Excellence (CTE) as program planner for organizational development efforts themed, "The Adaptive Mind: Metacognition and Student Motivation."
In addition to several book chapters, Dr. Bisel's research is published in communication and management journals: Communication Theory, Management Communication Quarterly, Communication Research Reports, The Leadership Quarterly, Business Communication Quarterly, Communication Studies, Journal of Management Education, Journal of Business Communication, Western Journal of Communication, Southern Communication Journal, Small Group Research, and Human Relations.
Professor Bisel has worked as a process consultant, speaker, trainer, and facilitator for several organizations and local companies.
High performance credit unions typically share one key characteristic: they are member-centric. That isn't just fluffy language; it means the credit union has everyone fully engaged around the ideal member experience and is prepared to up-lever every employees capabilities to realize that vision. They rely on operational processes that continuously improve the competencies and proficiencies of staff while simultaneously producing dynamic results. They understand that having a bench of talented, capable leaders is critical to long-term success. And they know that size doesn't matter – scale, efficiency and growth all result from employees who can and will do more. For credit unions, building this type of culture means using tools and systems that encourage development through the work, not separate from the work. Beginning at the front-line and working all the way up to the board room, learning and development has to become a central part of doing business – and it has to be driven by the efforts of leaders at every level.
High performance credit unions typically share one key characteristic: they are member-centric. That isn't just fluffy language; it means the credit union has everyone fully engaged around the ideal member experience and is prepared to up-lever every employees capabilities to realize that vision. They rely on operational processes that continuously improve the competencies and proficiencies of staff while simultaneously producing dynamic results. They understand that having a bench of talented, capable leaders is critical to long-term success. And they know that size doesn't matter – scale, efficiency and growth all result from employees who can and will do more. For credit unions, building this type of culture means using tools and systems that encourage development through the work, not separate from the work. Beginning at the front-line and working all the way up to the board room, learning and development has to become a central part of doing business – and it has to be driven by the efforts of leaders at every level.
Employee development is a primary focus for any company with a sustainable business model. What we tend to forget is that we aren't just trying to create great employees – we're trying to develop leaders. As managers and executives, that means we have to be willing to play the role of coach for the people who can be the bench of leaders for our financial institution. And we have to be willing to coach ourselves out of jobs. The generation stepping up to run the marketplace is the Net generation; they're your employees, your untapped member base, and your future executives. They've grown up with entirely different rules and expectations than you did because of the ubiquity of technology. So how do you become a coach to a generation that very few have been able to reach and that don't play by your rules? How do you engage in succession planning when the next group of leaders is one we don't understand? Dr. Hataway explains what it means to break the rules and become a Net generation coach in this fast paced, high impact session on building future leaders in your credit union.
Jackson holds a Doctorate in Organizational Communication from the University of Alabama. He specializes in organizational development, digital strategy, strategic planning, and organizational learning. He has a unique ability to couple real-world practicality with new theories of corporate growth and change. Jackson is a renowned professional speaker with numerous national awards in his ten years of speaking experience. He has spent a great deal of time coaching executives in his high-energy and engaging approach to public speaking.
Jackson's experience working with financial institutions of all sizes, as well as his work leading digital technology companies such as Adobe and Microsoft, allows him to bring a wealth of best practices and insight to clients across the country.
Big Data has become a buzz term in credit union-land recently. But, relatively few credit unions have embarked on the data analytics journey. Join a panel of industry experts to explore the ins and outs of credit union data analytics, including tools, costs, competencies, and desired outcomes of leveraging member information intelligence to enhance relationships and achieve credit union financial objectives.
To be sure, the credit union branch is evolving. Some credit unions see them as their primary channel for transactions and personal interactions with members. Others look down the road and see a multichannel approach to serving an evolving membership. No doubt, for most credit unions, branches will continue to occupy a central role where new accounts are opened and members are served. What is your credit union's strategy?
During this session, a panel of industry experts explores various ways branches are being re-deployed within channel strategies. You have the opportunity to consider the right balance of people, physical locations and technology, and consider a multichannel approach to engaging members that aligns with your credit union's long-term objectives.
Dean Borland is a 30+ year credit union professional with a background in operations, strategic planning, total quality management, service, sales, and marketing. Dean is an Award of Excellence graduate of Southwest CUNA Management School, a member of the SCMS faculty, and a credit union Development Educator.
In his current role at Credit Union Resources, Dean works with credit unions and suppliers to identify product and service opportunities help credit unions achieve their goals, and provides credit union training and strategic planning facilitation through OnBalance.
E-lending: Paper-based loan contracts belong to the era of mechanical typewriters and postage stamps. Credit unions who expect to prosper in the 21st century must embrace electronic lending now. New millennial members have no interest in in-person transactions if they can be served on their smart-phones. The Uniform Electronic Transactions Act and the federal e-SIGN law have been adopted in all the Cornerstone states. In this segment, attendees learn:
Are you confident you know just who or what you are dealing with, when you make a member business loan? Do you know the critical differences between a sole proprietorship (a/k/a "DBA"), the two forms of general partnerships and LLCs, limited partnerships, and corporations? Do you have reliable information regarding the anticipated uses of business deposit accounts, sufficient to allow you to know the "beneficial owners" for OFAC purposes? What are the enhanced member due diligence requirements for any business loan vs any consumer loan? Can a CU make a member business loan to a corporation this segment, attendees will learn all those answers, and more.
Franklin Drake has been a partner in the Raleigh, North Carolina law firm of Smith Debnam Narron Drake Saintsing & Myers since 1994, following a sixteen year practice specializing in creditor's rights, bankruptcy, and repossession law in Louisville, Kentucky. There, he was Senior Vice-President of William Mapother's law firm. Mr. Drake graduated from the University of North Carolina in 1975 with a B.A. with honors and with his law degree in 1978. He has practiced in North Carolina, Kentucky, West Virginia and the federal courts of southern Indiana. For the last 30 years, he has lectured regularly at practical training courses, bankruptcy and regulatory compliance programs and webinars. Sponsors include NASCUS, CUNA, NAFCU, ACUIA, AACUL, NCUMA, state regulators and more than two dozen state credit union leagues across the US. His articles on the practical application of laws and regulations to credit union procedures have appeared in state bar magazines, nationally distributed newsletters and on the Internet. For the past 31 years, Frank has advised and represented most of the major secured and unsecured financers on secured lending, bankruptcy and regulatory compliance matters. He especially enjoys guiding his clients around compliance pitfalls and how NOT to get sued.
Over 75% of people in the U.S. own a smartphone in the year 2015. And soon, every financial institution will offer the Big 5 features of mobile banking – mobile banking, mobile bill pay, mobile deposits, branch/ATM locators and person-to-person payments.
In this session, we look at the newest mobile banking features that are being implemented by top performing financial institutions to go beyond the basics and connect better with their members.
We study the mobile habits of today's consumers and how the best retailers have adjusted their strategies to capitalize. This is an entertaining and interactive session with mobile app demonstrations, customer research videos and industry case studies.
Session Outline
Dave DeFazio works directly with credit union and bank clients to design, build and implement a variety of checking, marketing and training programs. His extensive financial services experience and continuous research in the field ensures each product and service meets the needs of today's retail bankers.
As partner, he develops consumer sites and mobile apps that deliver value to members as well as analysis tools that allow clients to have a deeper understanding of customer relationships and product profitability. Dave received his B.A. in economics and mathematics from Ohio Wesleyan University.
What's your Route to Stand Out? Each of us seeks value in what we do, personally and professionally. But just because you're going flat out doesn't mean you're on the right road.
The secret to fueling a satisfying and significant life is realizing the many powerful opportunities we have to align our passion with a purpose to serve others. Some people believe that is a hopelessly idealistic outlook. Steven Foster is not one of those people. Your outlook will always determine your outcome, and "Full-Throttle Goodness" focuses on ways organizations can give back to the community and also expand their brand strategy and presence. Aligning your Passion with a Purpose is a Full-Throttle Guarantee for not only a satisfying life; it also makes Good Business Sense. That's powerful stuff.
Learner Outcomes:
Steven G. Foster, CMP, CTA, is a speaker and writer on topics of influence, leadership and team success. As Managing Partner of Foster+Fathom, a company, whose name literally means "to grow and know," he has produced award-winning leadership programs, team experiences, and brand events for more than 20 years for a client roster which includes The National Football League (Super Bowl XLV) and Major League Baseball (2010 World Series), as well as Microsoft, FOX Sports, IMG, Harley-Davidson, Rolls-Royce, Buffalo Wild Wings, The Wounded Warrior Project, Sikorsky and Enterprise Rent-a-Car.
A recipient of more than 15 top industry leadership awards, Steven has been named one of the most influential people in Meetings and Events, and in 2009 was inducted into the Meeting Professionals International (MPI) Community of Honorees. In 2000, Steven and Wendy Foster became the first husband/wife business team to earn the Certified Meeting Professional (CMP) designation; and both were profiled in 2010 by CNN/Fortune as a Small Business Success.
Steven is Past-Chairman of the Travel, Exposition and Meeting Management Advisory Board at Richland College in Dallas, Texas, and has served on the Board of Directors for both the Dallas Convention & Visitors Bureau and the Hotel Association of Tarrant County. In 2011 he was named to the North Texas Super Bowl Host Committee as Vice-Chair of the Volunteer Services Action Team for Super Bowl XLV.
An award-winning speaker and writer on leadership and team success, Steven has always believed in going "Full-Throttle," not surprising considering he also is a Harley-Davidson LIFE member. In 2013, he completed a solo motorcycle ride around the perimeter of the United States - a 32-day, 34-state, 13,000-mile journey dedicated to raising awareness and support for veterans, active-duty military and their families.
In this session, we review regulatory expectations for oversight of third party relationship, discuss contract reviews – what clauses to look for and incorporate in every contract, and safekeeping of contracts (counter-signed, digital, or hard copy). We also discuss how to conduct the initial risk assessment of the vendor, best practices for the initial due diligence of non-critical and critical vendors, options for tracking renewals and deadlines, annual due diligence process and requirements, and how third party oversight ties in to IT Security.
Carol J. Rolke, Esq., a graduate of Oklahoma City University School of Law, has been practicing law in Oklahoma for the past twelve years. Prior to law school, she had a career in banking. She has worked with financial institutions, specifically, credit unions, for the past five years advising on regulatory compliance and general legal matters. She has conducted numerous compliance training seminars covering a multitude of regulatory and legal topics. Carol maintains a general law practice in Oklahoma City. Her areas of practice include: Compliance & Regulatory Affairs for the Financial Services Industry, Credit Union & Banking Law, Legislative Affairs, Corporate Law, Business Law, Contracts, Guardianships, Probate, Estate Planning, Wills & Trusts, Adoption Law, Business Planning, Employment Law, Civil Litigation, Appeals, Manuals, Training, and Strategic Planning.
What if you could utilize unique, innovative and proven best practices to grow and close more loans and create more loyal members versus repeat members for your credit union? At our Loyal Lending clinic you will walk away with tools and techniques on how to FIND, WIN, and KEEP more loans and members. Like many credit unions, you're dealing with the challenge to grow and close more loans, retain and increase membership, and improve your margins and income streams to increase your competitive advantage in the market place. You'll leave the workshop inspired with thought provoking ideas and best practices you can implement at your credit union.
Curtis Garrity is a Sales Specialist Manager for CUNA Mutual Group. In this role, he leads a team of Lending Consultants and Specialists across the West and Midwest that consult with credit unions in all aspects of lending. Their focus is helping credit unions grow revenue, grow loans, enhance the member borrowing experience and improve operational efficiency.
Curtis joined CUNA Mutual in 1998 as a Business Consultant, providing lending and technology support to credit unions in the Mid-Atlantic region. His work expanded to the Northeast region where he also served as a Lending Specialist, Business Development Manager and Regional Lending Vice President. Curtis has been in his current role since September 2011.
Prior to joining CUNA Mutual, Curtis worked for nine years in front-line and management positions with two credit unions. He holds a bachelor's degree in Business Management from National Louis University. Curtis and his family live just outside Madison, WI.
In this session, we review hot compliance topics currently affecting small credit unions.
Suzanne Yashewski has served as counsel for Cornerstone Credit Union League since 2001. Suzanne runs the Information Central Section Cornerstone's Advocacy Department. In this position, she provides compliance advice to credit unions on laws and regulations through the Information Central hotline, the Online Compliance Manual, Support Cards, Newsletters, Regulatory website and more. Additionally, Suzanne serves as a credit union advocate in the rule and regulation process with both state and federal regulators, and she works closely with Cornerstone lobbyists to review and recommend proposed legislation during state legislative sessions. Suzanne is a graduate of Purdue University and Indiana University School of Law. Prior to accepting her position with the League, Suzanne practiced employment law. Suzanne is a member of the following professional groups: the State Bar of Texas (including the Employment Law Section), the Austin Bar Association (including the Financial Institutions Section), and the American Bar Association (including the Employment Law Section and the Business Law Section, as well as the Credit Union Subcommittee).
Financial institutions remain one of the most highly targeted business segments for cyber attacks. The FFIEC has released several notices lately warning financial institutions to watch out for targeted attacks against them. If you are a financial institution, it is no longer a question of "if" but "when" you'll be breached.
Many financial institutions have developed controls to identify breaches to systems, but most do not have proper procedures in place to respond and recover from an event. The ability to respond quickly to cyber incidents is critical to limiting the potential impact a breach can have on a financial institution's operations. In addition, financial institutions now face regulatory guidance for developing cyber resilience within their security programs.
In this session, we discuss the current threats across the financial marketplace and explore key strategies for implementing a successful incident response program as outlined in the FFIEC's cyber resilience guidance.
Key points that are covered:
Emphasizing proactive incident and problem management, Switzer is a hands-on 16-year information security executive and strategist who has assessed, built and enhanced enterprise programs to protect Fortune 500 companies in financial services, insurance, energy and utilities from cyber threats. As a leader of the cyber incident response team, Switzer is charged with helping BAE Systems Applied Intelligence's clients in Canada, Latin America and the U.S. prepare for and react to criminal attacks and data breaches. Prior to joining BAE Systems Applied Intelligence, he held senior positions with Citibank, PricewaterhouseCoopers and FishNet Security.
Millennials are changing the landscape of America. Is your credit union positioned to take advantage of this change? In this session, we discuss how credit unions can make themselves attractive to Millennials as a financial option and as a place to work. We also discuss the preferences and priorities of this ever changing demographic.
Holly Arter is Director of Media and Planning for Third Degree. Holly's a top-notch negotiator who connects media strategies with bottom line results. She has a passion for research, and turning that data into ways of connecting brands and consumers. Her experience ranges from clients in small, rural markets to managing high-profile national clients with budgets in excess of $200 million. Holly's expertise as a market analyst has benefited brands such as Hardee's, Coca-Cola, Sonic, and numerous credit unions and leagues. In addition to strategic media placement, Holly specializes in long-term planning on behalf of credit unions all across the country.
Your deposit insurer should be your business partner and not your regulator. History has proven combining regulation with the insurance of accounts at financial institutions is dangerous. The Texas credit union act was written to address regulatory authority over state credit unions, and NCUA was never intended to fill that role. NCUA's escalating regulatory burden and the level of their interference in your operations is stifling credit union growth. American Share gives credit unions the right to manage their own affairs without federal intervention and excessive regulatory burden. Learn more about your choice in primary deposit insurance in Texas and the value proposition of excess share insurance in Texas, Oklahoma and Arkansas.
As president of American Share Insurance, Dennis Adams is responsible for all operational and financial affairs of the nation's largest private deposit insurer for credit unions. Prior to assuming his role as the company's chief executive officer in 1990, Dennis functioned as its chief financial and risk management officer for five years. Before joining ASI, Dennis was a practicing Certified Public Accountant; wherein, he devoted his services to the credit union movement for ten years.
Under his leadership, ASI has defended and preserved the private insurance option in federal and state legislatures during changing times. During his tenure, he brought new and innovative principles to play in the structuring of the nation's only multi-state private insurer. Currently ASI provides private share insurance to credit unions in nine states and excess share insurance through its wholly-owned subsidiary, Excess Share Insurance (ESI), in 32 states and the District of Columbia.
Dennis received his Bachelor's Degree in Accounting from Bowling Green State University, and his Master's in Business Administration from Capital University. In addition, he is a licensed CPA and a Certified Financial Planner. He has also served 16 years as an adjunct professor at three local universities at the undergraduate and graduate school level and is a Board member of the Mount Carmel Foundation of Columbus, Ohio.
As digital environments become the norm for every age, traditionally bundled services are now offered through transactional one-offs that make it difficult for financial institutions to grow long-term relationships with members. Join LendKey and learn how to attract members while solidifying your base at multiple stages of their credit journey.
Andrea Janek is a senior sales and client executive at LendKey. With over a decade of experience in finance and banking, Andrea leads LendKey's outreach with credit unions and community lenders throughout the midwest--connecting financial institutions with the technology to attract borrowers and grow relationships. She has a deep background in cooperative banking environments. Prior to LendKey she's held positions with CUNA Mutual Group and the Missouri Credit Union Association. Andrea holds a Masters of Business Administration in Psychology from Missouri Baptist University.
Don't miss your opportunity to visit over 90 exhibitors as they showcase the latest products and solutions that will provide the answers to your credit union's challenges, all in one location!
View Current List of Exhibitors
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Janine McBee at firstname.lastname@example.com or 469-385-6634.
Oak Tree Country Club
Deadline to register is Monday, March 28 at 10:30 a.m.
All proceeds after expenses will benefit
Putting Fore a Purpose: Support our industry's charity of choice, The Children's Miracle Network, at this fun outing. Oak Tree Country Club was meticulously designed by legendary golf course architect Pete Dye, the 36 holes wind gently through the Oklahoma landscape, preserving the character of the land while offering a challenge around every bend. For more than 30 years, this private club has enjoyed its well-earned reputation as one of the best golf and country clubs in the state of Oklahoma. If you are looking for serenity and beauty, you will find it in the rolling hills and shimmering lakes of Oak Tree.
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Golfers Lunch
12:30 p.m.
Shotgun Start
4 Person Scramble with Shotgun Start (teams assigned closer to date of event)
$175 per golfer/afternoon shotgun
Fee includes: green and cart fees, range balls, and lunch.
Cancellation Policy: refunds will be available provided you arrange for a replacement player.
Registration deadline is Monday, March 28.
Thank you to our golf tournament sponsors
Contact Janine McBee at 469-385-6634 or email firstname.lastname@example.com.
If you'd like to know more about all 2016 sponsorship opportunities, download the brochure.


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subset: commoncrawl


text:
- (British) → bookstoreExample sentences
- Both of these books are available at bookstores and shops that specialize in bird supplies.
- Most of those quaint and charming bookstores have sold out to pizzerias and chain stores.
- The book could be sold in hotels and bookshops on the island and through Tourist Board offices here and overseas.
Definition of bookshop in:
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Grammar and usage help for Spanish:
= trending


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Mayweather: He Thinks He Won, Use The Same Gloves!
If Marcos Maidana believes he won the fight, then Floyd Mayweather Jr. feels he should use the same exact gloves from their first meeting, which took place on May 3rd, and stop making demands to use the Everlast MX gloves.
Mayweather will defend his WBC/WBA welterweight titles in a rematch with Maidana on September 13th at the MGM Grand in Las Vegas.
Following the official weigh-in for their first encounter, Mayweather rejected Maidana's selection of the Everlast MX gloves. According to Mayweather, the Everlast MX gloves were altered and missing padding around the knuckle area. Despite the Nevada State Athletic Commission approving a second pair of Everlast MX gloves, Mayweather still rejected their use.
Instead, Maidana was forced to wear a different style of Everlast gloves, which the Argentine boxer says were "uncomfortable" and overpadded around the fist.
You guy got me rolling this morning. It doesnt matter what Floyd does a lot of you guys are going to hate him. Floyd has done nothing to you personally, but reading some of these comments you would think floyd…Comment by TheRichCoward on 07-18-2014
The Rich B.itch Coward at it again. Never seizes to amaze and amuse. The coward is dying a thousand deaths .Comment by Red Cyclone on 07-18-2014
[QUOTE=lutenco;14772906]What a surprise MISS. JACKSON enjoy and have orgasm with NELLY..........;XYLOCAINE JR. is not a real man!!![/QUOTE] Did he have to inject Xylocaine into his snake to **** Miss Jackson? :rofl: Man I can imagine with all the surgery he…Comment by Red Cyclone on 07-18-2014
Will the next opponent in line be made to wear Mayweather approved gloves? Oppose to boxing commission approved gloves? This is where boxing authorities should step in, Floyd is making a mockery of our sport.Comment by ThatDude44 on 07-18-2014
Floyd is a warrior for taking this fight before the 6 months it takes for his cut to heal.Post a Comment - View More User Comments (58)


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Sorry, folks, there's no Spiller in this mock. I'm big Spiller fan, but I think there's better value later. (I think Ryan Mathews might turn out to be the best RB of this class.)
Since it looks like most of our free agents will be returning, I won't speculate with free agency....
1a. Bryan Bulaga, OT, Iowa (6-6 312lbs): Had a solid season (except against Graham and Michigan) and should come off the board earlier than expected in the 1st. RT has become the biggest issue for our team and with a renewed devotion to being physical and having strong Oline play, this pick makes a lot of sense.
1b. Brandon Graham, DE/OLB, Michigan (6-1 263lbs): He's projected all over draft boards, but no one will argue about his talent. He's shorter than scouts like for a 4-3 DE, but that shouldn't stop us from pulling the trigger on the best pass rusher in this class. Measureables may lend other DEs to being selected higher, but that's a common mistake made annually.
2. Jahvid Best, RB/Ret, Cal (5-10 195lbs): Size and durability concerns will force Best to slip a bit and he very likely may still be on the board when we select in the 2nd. He's a very capable returner as well and just as explosive as Spiller. Best is a better prospect than Leon Washington coming out, who fit beautifully into Raye's offense in NY.
3. John Jerry, OG/OT, Ole Miss (6-5 332lbs): Jerry surprised scouts in Mobile by shedding nearly 20lbs and showing off some extra mobility. At season's end, he was looking like a potential mid-round pick, but after leaving some teams with thoughts that he could play some OT, he's moving up the draft boards. Scott loves players with versatility and Jerry could provide some much-needed depth and competition on the Oline.
4. T.J. Ward, SS, Oregon (5-10 200lbs): Ward seems a little undersized to play SS in the NFL, but he's a hard-hitter and his speed will probably limit his looks at FS. He has good ball-skills and is one of the more well-rounded safeties in this class. With Michael Lewis' longevity up in the air, Ward would be a perfect compliment to groom along side of Goldson.
5. Akwasi Owusu-Ansuh, CB/Ret, Indiana (PA) (6-1 205lbs): He has great size and speed for a CB. He's coming off a shoulder injury that's kept him out of the offseason festivities; however, he is expected to attend the Combine later this month; although, he'll still likely be limited by his shoulder. He's a small-school All-American, with a large upside. In addition to his CB skills, Akwasi is a dominant returner. He has 9 career TDs as a returner. Akwasi could be a tremendous value pick for us.
6. David Gettis, WR, Baylor: At 6-3 217lbs, he has the frame teams cherish. He has large, strong hands and good speed (4.4) to go along with his size. With Battle likely parting ways, Gettis is a nice project for the team.
7a. Travis Ivey, NT, Maryland (6-4 341lbs): Ivey played very well and gained some attention as a stout defender in the Texas vs. the Nation game. With Franklin's uncertainty and our lack of depth at NT, Ivey is a smart choice. He'll get a chance to impress scouts at the Combine.
7b. (Comp) Sam Shields, CB/Ret, Miami (6-0 186lbs): Shields is very raw, but he's also very intriguing. He played WR his first 3 seasons, before moving to CB as a senior. He'll likely land with a team as a special teams player, while he's coached up as a CB. He has sub-4.4 speed and he's a great athlete. In fact, he was clocked at 4.2 last summer.
[ Edited by strickac on Feb 16, 2010 at 11:02:45 ]


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Return of the Alt-Country King
If the "alternative country" genre can be defined, Alejandro Escovedo is one of its defining artists. Combining the fiery spirit of his ´70s punk band the Nuns with the rootsy rhythms of his ´80s Los Lobos-ish outfit True Believers, Escovedo's ´90s solo output earned him the title "Artist of the Decade" from the alt-country bible No Depression. Still, he was uninsured and left with insurmountable medical bills when he faced a nearly deadly bout of hepatitis C in 2003. The plethora of artists Escovedo influenced came to his aid with a slew of Austin benefit concerts and a star-studded tribute/benefit album, getting him debt-free and back on the road. Escovedo will make his triumphant return to the Continental Club today at 10 p.m.
Fri., Aug. 11
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Skip to comments.HOW TO SHARPEN PENCILS
Posted on 11/29/2013 2:33:59 AM PST by Berlin_Freeper
A practical and theoretical treatise on the artisanal craft of pencil sharpening. The number one #2 pencil sharpener in the world, David Rees takes viewers through the delicate process of sharpening a pencil by hand.
(Excerpt) Read more at vimeo.com ...
A number 2 pencil, number 2, always number 2. Has anyone ever seen a #1 or #3 pencil? Do they even exist?
I don't know.
I hope that isn't on the test.
Kant believe I watched the whole video.
Its been over an hour since someone posted something...
I did too. I kept waiting for a punch line. This guy claims to have a pencil sharpening business and ships pencils all over the world. Who would pay money to have somebody sharpen their pencil and then wait for it to be shipped back?
I think the idea for the short was from a story about a fellow who would charge people to make art out of pencils and charged $35 per copy:
Ash. So it was a post of necessity to alleviate boredom.
What a jerk
A sharp mind makes a sharp pencil!
Wow. The guy actually sharpens pencils for a living, and he hasn't lost his sense of humor. His web site is a real kick, too:
"I guarantee an authentic interaction with your pencil."
"Traditionally people mail in their pencils to be sharpened; however David now offers a new service: He will provide the pencil"
Thanks for the link. :)
I remember using #3 and #4 pencils in mechanical drawing classes in high school. They were progressively harder. I also see an occasional #2.5 pencil, just a little harder then we are used to!
Yes, but I haven't seen one since I was in 8th grade taking drafting classes.
Woodnt you know it.
I used a fat #1 pencil in kindergarten.
I can't get it back,
5 minute point and I am done.
"at some point you have to sharpen the "G.D. thing" He says,,,
I want the Joker to jump out and drive it deep into His eye.
-— Has anyone ever seen a #1 or #3 pencil? Do they even exist? -—
I used to use them in drafting to create light and dark lines. I guess I'm dating myself.
Yes, they do. I use #3 pencils all the time, have since elementary school. They need sharpening less often and break less often than #2s. There are also #2.5 pencils. Usually one can't find these in stores, but you can order them online from Office Depot or other office-supply stores.
#1 pencils have a very soft, dark lead, and are used mainly for artwork.
They can a little difficult to write with, but they are interesting. /s
Somewhere I have a drafting pencil that used a fat lead that was sharpened by using something like sandpaper.
Think the lead I used back in 1966 was probably a #1.
Still have a drafting set that belonged to my father-in-law. Most of my drafting tools were stolen along with a lot of my tools when my shop was broken into.
yes, they do exist.
Ahh, I didn't know those were #1 pencils, I used them also in my first grade year. Apparently there are #3 and also #2.5 pencils. I have always seen #2 pencils and every test you take or form you fill out you are instructed to use a #2 pencil. I have honestly never seen a #3 or #2.5.
You're asexual?
You have a kneaded eraser too?
I suspect this business venture started out a a bet while having a few adult beverages.
"Hey I bet I can make money sharping pencils"" No way way dude, have another"
I used to sneak in #1 pencils to take tests. I was so out of control.
The most common pencil is the one most people are familiar with, the HB #2. But for art, pencils run in hardness - softness from 9H to 9B. The hardest (H) pencils produce the most lightest marks and don't require sharpening so often. The softest, the B's, produce the darkest marks and often require sharpening. The softest and darkest is the #9B. For darker marks you use charcoal pencils.
So pencil tones run from 9B - 9H. Most preliminary drawings by artists are usually done with a 2B - 4B. But a 2HB (the school pencil) is also fine to work with.
No, I had another type at the time, it is probably hard with age by now. If I still have it.
But I know what you are talking about. They did an excellent job.
Seems arcane now, but a slide rule (have several) and drafting tools did the work of putting a man on the moon.
Dick Blick can help you out here! http://www.dickblick.com/products/blick-studio-drawing-pencils/
I assume you've never taken a drafting course? Have you ever heard of google? http://en.wikipedia.org/wiki/Pencil#Grading_and_classification
OT- (well slightly) Girls; tell me how to sharpen lip liner and eyebrow pencils. Nothing I've tried works well for me.
Okay, I'll fill in some of the white area.
A life without God is like an unsharpened pencil, it has no point.
Yes, they do. #1 is a very soft lead; #3 is very hard lead. Dixon Ticonderoga® Pencils Co makes a number of grades.
have you ever heard of having fun on FR? Lighten up, dumb a**.
I just bought a five pack of pencils for $25 (HB/2B/4B/6B/8B).
A potato peeler is a great pencil sharpener
they do exist. The number has to do with the softness of the lead
I don't have a problem with mine, but I've heard that you can put them in the freezer if they're too soft. I have a few sharpeners in case a particular one won't work. Also, clean the blades with Q-tips.
You're probably speaking of pencils made in China. They are terrible .....and an elementary school teacher's worst nightmare.
IMO, the only ones worth anything are the Ticonderoga pencils....cost more but they have wood sheaths that don't shatter when they are sharpened.
Maybe so but I always thought this was a way for school teachers to make their students nervous. For example, right before the exam gets handed out, they will say "...and ensure you use a #2 pencil..."
Immediately, every pupil the room would start fidgeting around and anxiously checking their pencils to make sure they are "#2".
The joke being, of course, that just about every pencil is a number 2 pencil. The teachers just want to add an additional level of anxiety to the proceedings.
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"Lady Mouse" from Beatrix Potter's story "The Tailor of Gloucester" is certainly appropriately attired for a glamorous Ball. The piece is stamped with the BP-3b brown mark. It is marked "BEATRIX POTTER'S Lady Mouse" F. Warne & Co. Ltd. C Copyright 1951 BESWICK ENGLAND". The "C" has a copyright circle around it. Lady Mouse is looking into a mirror so she can admire herself in her wonderful gown. She is in excellent condition and measures approximately 4" tall and 2" in diameter,
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Razer Blade
The 2015 Razer Blade was a nice evolution in the history of Razer's 14-inch gaming notebook lineup. This 0.70", or 17.8 mm thick notebook is built from a solid aluminum chassis, CNC milled and finished with a matte black finish. It is one of the thinnest and lightest gaming laptops around, and yet it still packs in a NVIDIA GTX 970M GPU. Today Razer is announcing an update to the Blade which brings some nice additions to one of the best built notebooks around. The exterior is very much the same design, which is not a bad thing. It is not identical though. Razer has shaved a bit of weight off of the package, and it is now just 4.25 lbs / 1.92 kg, down...
Display and Battery Life in the Razer Blade 14" 1080p (2015)
A few months ago, we reviewed the Razer Blade 14" (2015) which we found to be a great laptop for those that wanted something thin and light but could...22 by Joshua Ho on 9/16/2015
The 2015 Razer Blade Review
The 2013 Razer Blade was a great gaming system with a not so great display. For 2014, Razer outfitted the Blade with a Sharp IGZO 3200x1800 display, as well...116 by Brett Howse on 2/11/2015
Razer Updates The Razer Blade With More RAM and GTX 970M
Today Razer took the wraps off of their updated version of the Blade. We took a look at the 2014 model last year, and found that it was a...37 by Brett Howse on 2/3/2015
The 2014 Razer Blade Review
In early 2014 the Razer Blade got a refresh. The significant updates over the 2013 model are the display, moving from a (rather poor) 1600x900 panel to a 3200x1800...69 by Brett Howse on 10/10/2014
Razer Announces the New Razer Blade: 14" QHD+ with GTX 870M
Gaming based laptops have boomed in recent months and quarters. There are plenty of companies getting their feet wet and some are trying to push the limits. QHD+ is...56 by Ian Cutress on 3/12/2014


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Servicing at CarShop
Looking after you at every step
Vehicle Health Check
It's always good to keep on top of your car maintenance, and that's why at CarShop we offer a free vehicle health check. Book it in and we'll give it the once over checking vital fluids, tyres, brakes and battery condition.
There's no obligation to have any work done, but it will certainly give you peace of mind about the health of your car. And should you wish to carry out the work, our team can do that too
Book now on 0808 274 5186
Interim Service
Our 6 month interim service includes a vehicle health check, oil change, oil filter and top up of all levels.
from £79.00
Full Service
Our 10,000 mile full service includes a vehicle health check, oil change, oil filter, air filter, spark plugs, top up all levels and a wash.
from £169.00
Major Service
Our major service is perfect for high mileage users and includes a vehicle health check, change oil, oil filter, air filter, fuel filter, pollen filter, spark plugs, top up all levels and a wash.
from £225.00
Book now on 0808 274 5186
Car Service
Complete servicing peace of mind.
Many people overlook servicing their car, but did you know a regular car service can help reduce the impact of wear and tear, the risk of a breakdown and added costs in the future.
At CarShop, we have launched our Service Centre; here to help you keep your car on the road with our great servicing packages.
Air Conditioning
Air Conditioning Refill from only £45.00!
Recharge your air conditioning for only £45.00 or have it fully serviced including change of anti-bacterial filters from £65.00.
Not many people think about servicing their car air conditioning, but as your system loses up to 15% of its refrigerant every year, it makes sense to keep on top of it.
Why have your air conditioning serviced?
- Poorly performing systems can mean your car doesn't get cool enough.
- To ensure windows demist properly.
- Neglected systems can cause a build up of bacteria and other microbes, which can cause your car to smell.
- Poorly performing systems can also increase your fuel costs.
Book now on 0808 274 5186
*Service Terms and Conditions apply.


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Many more people than just the patient are affected when an individual is diagnosed with MS. Caregivers shoulder a portion of the burden, and being the spouse or partner of an MS patient is never easy. And yet, a strong relationship between caregiver/partner and patient can establish a happy and fulfilling life for both parties.
There's nothing quite so satisfying as a happy marriage, but MS and marriage can be a volatile combination. MS is, by nature, extremely unpredictable, not only when looking toward the future, but on a day-to-day basis. It places enormous strains on family life and completely obliterates any sense of normalcy. Both the patient/spouse and…
Amy Gurowitz, Health Guide, commented on Relying on a Caregiver for Stability… Thanks for your input!
6 comments
Lisa Emrich, Health Guide, answered My husband says I'm on my own for… Amelia, I'm very sorry to hear that your work environment is so very…
2 answers
Vicki, Health Guide, posted Multiple Sclerosis Sufferers Celebrate… "There are four kinds of people in this world: those who have been…
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Lisa Emrich, Health Guide, answered My Husband has Multiple Sclerosis for… Hi Marie, Welcome to MS HealthCentral. As I've been going…
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Definition of trombone in English:
1A large brass wind instrument with straight tubing in three sections, ending in a bell over the player's left shoulder, different fundamental notes being made using a forward-pointing extendable slide.
Example sentences
- The works required four trumpets, three trombones, one tuba, and several percussion instruments including bells & whistles!
- It's always performed by big bands, with trumpets, trombones and saxophones, sometimes with flutes, and always with Cuban percussion - the congas, bongos and timbales.
- The expanded orchestra, with added bass trumpet, contra bass trombone, special Wagner tubas and five harps which give this work its distinctive timbre, at turns scintillating and louring, played with admirable finesse.
1.1An organ stop with the quality of a trombone.
Early 18th century: from French or Italian, from Italian tromba 'trumpet'.
Words that rhyme with trombonealone, atone, Beaune, bemoan, blown, bone, Capone, clone, Cohn, Cologne, condone, cone, co-own, crone, drone, enthrone, flown, foreknown, foreshown, groan, grown, half-tone, home-grown, hone, Joan, known, leone, loan, lone, mephedrone, moan, Mon, mown, ochone, outflown, outgrown, own, phone, pone, prone, Rhône, roan, rone, sewn, shown, Simone, Sloane, Soane, sone, sown, stone, strown, throne, thrown, tone, Tyrone, unbeknown, undersown, windblown, zone
For editors and proofreaders
Line breaks: trom|bone
Definition of trombone in:
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
= trending


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I recently installed the widget plugin that allows you to drag and drop widgets into your sidebar. It all works perfectly inside the WP admin, but on the site nothing displays on the sidebar after I've dragged a widget to the "sidebar box." Adding the following code to my sidebar just produces an error:
<?php if ( function_exists('dynamic_sidebar') && dynamic_sidebar() ) : else : ?>
<?php endif; ?>
Is there any way to display certain widgets along with the sidebar info I currently have in sidebar.php?
Thank you for your help. The site I'm talking about is: http://www.bakingandbooks.com


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- Report: #906058
Report - Rebuttal - Arbitrate
Complaint Review: Spirit airlines
Spirit airlinesBos and Fll airports Internet United States of America
Spirit airlines Spirit vacation packages, car rental hertz, extra charges, also no car but no refund Internet
*Consumer Comment: Meanwhile
*Consumer Comment: While...
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At this point I am out 200.00
This report was posted on Ripoff Report on 07/03/2012 05:39 AM and is a permanent record located here: http://www.ripoffreport.com/r/Spirit-airlines/internet/Spirit-airlines-Spirit-vacation-packages-car-rental-hertz-extra-charges-also-no-car-bu-906058. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 Consumer Comment
AUTHOR: The Outlaw Josey Wales - (United States of America)
SUBMITTED: Tuesday, July 03, 2012POSTED: Tuesday, July 03, 2012
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 Consumer Comment
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Tuesday, July 03, 2012POSTED: Tuesday, July 03, 2012
First it doesn't matter who you rent with, EVERY car rental place requires a deposit. The $200 deposit is actually standard and on the low end of what may usually be held. Some companies allow you to use a Debit Card, but most require an actual major Credit Card. You are never charged for this when you rent a car because it is only a hold.
Next, NO car rental company will allow you to rent a car unless you have a Major Credit Card(or in some cases Debit Card) in your name.
If you have proof from the confirmation that ALL taxes and fees have been paid, you would have a valid complaint. But if it doesn't say that, it is also not out of the question for this to happen because these fees and taxes can be so specific a general reservation may not know the exact fees.
It doesn't matter if you didn't know about this, if you failed to cancel within their guidelines you are not entitled to a refund..sorry. Hopefully you can take this as a fairly expensive lesson for the next time you want to rent a car.
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Review: Terrence Malick's 'Tree Of Life' reaches for greatness, falls short
This is what happens when we turn our filmmakers into religious figures.
I can barely express how much I adore the first three films by Terrence Malick. I saw "Badlands" for the first time in college, and it was one of those lightning bolt moments for me. I love everything about that film, about his aesthetic sense, about the performances by Martin Sheen and Sissy Spacek. I think of that movie, and I think of a dozen little moments, about the use of score, about that stunningly gorgeous light that the entire film is bathed in. "Days Of Heaven" is one I love even more, and that Blu-ray has been played at least three times since I got it. It's a remarkable film, a simple story but a rich and wonderful slice of history captured as if by magic. Again, it's the performances I come back to in that one. Brooke Adams, Richard Gere, and Sam Shepard are all at their very best, and young Linda Manz is so strange, such an unusual narrator, that I find myself wanting to put the film on right now just to hear her voice again. For the longest time, that's all there was, those two movies, and then we finally got a third film out of him, his adaptation of the James Jones novel "The Thin Red Line," which managed to start life as a fairly straight adaption only to become something totally different in the editing room. That year, many people tried to pit "Saving Private Ryan" against "Thin Red Line," but aside from being set during WWII, the two films couldn't be more different. Malick's God's-eye view of men at wartime is a piercing character study and confirmed that even after almost 20 years away from filmmaking, he still maintained a rigid control of every element of what you saw onscreen.
"The New World," however, is a more problematic film for me, and in that movie's weaknesses, I see the seeds that have blossomed in "The Tree Of Life," a beautiful, at times infuriating, undeniably indulgent new effort that comes dangerously close to self-parody at times. There are many moments in this new film that I think are compelling, and the work by cinematographer Emmanuel Lubezki is above reproach, absolutely ravishing. Any random five minutes of the movie looks like a work of overwhelming film art, and taken simply as a visual experience, "The Tree Of Life" is remarkable. But the film makes its thematic points early on, and in surprisingly overt fashion, then spends the next two hours making those same points again and again and again. Considering how much ground the film covers, it has very little to add after making its initial points.
The basic spine of the film has to do with the O'Briens, a family in Texas in the '50s and the battle of wills between a harsh, demanding father (Brad Pitt) and the oldest of his three sons, Jack. At the same time, we also see Jack as an adult, played by Sean Penn, grappling with his memories, the death of one of his brothers, and the lessons passed down by his father. While individual moments between the family members are compelling and even harrowing at times, I can't help but feel that the material is, in the end, somewhat thin. With "Badlands," Malick dealt with America's love affair with evil in the media at a time when that subject was still fairly fresh, and so many films since then have taken their cues from the way he dealt with it. Here, his handling of the family dynamic falls into a few basic shapes, repeated many times over the course of the two hours, without ever really illuminating much beyond the idea that Mr. O'Brien is frustrated with his life and determined to push his sons to do better than he did. There are some nice details, like his love of music and his gift for playing, but there aren't enough of those grace notes. I'll be honest… I had to look at the press notes to come up with the name of the family, because they are symbols more than characters, and no one more so than Jessica Chastain as the mother of the family. She's lovely, and there is an ethereal quality to her work, but she exists mainly to either give Brad Pitt disapproving glances or to play with the boys in montage. She never really becomes a person. She might be a very good actor, but I'm not sure based on her work here. I can't be. She doesn't really do anything. And I've written at length about how much I admire Pitt, and how I think he is one of our best movie star actors. He's like a strong character actor wrapped in the skin of a leading man, and I love his eccentricities. Here, though, he feels muted, underplayed to the point of invisibility. One might argue that all of this is simply Jack's memory at work, since Penn does bookend the movie, but that ignores the epic digressions Malick makes to the beginning of the world in one of the loveliest and most frustrating sequences I've ever seen.
Yes, we have dinosaurs. And while I understand that Malick is illustrating what he sees as the two ways through life, the way of grace or the way of nature, I'm not sure I've ever seen as much energy spent to so little effect. The entire section of the film involving the early days of our planet is gorgeous, and the CGI in the sequence is exactly as good as you'd expect from a meticulous perfectionist like Malick. But ultimately… so what? I say this as a fan of experimental cinema, as someone who loves it when people push the boundaries of narrative, and as a fan of Malick's. The time spent on that sequence could easily have been spent fleshing out the family so that I felt something for them. This is, ultimately, a movie of surfaces, and that's where I think Malick is on the verge of becoming a sort of joke on himself. By indulging all of his stylistic flourishes here at the expense of his characters, he has lost track of what made his work great, which was the balance between the two. I love the characters in "Badlands" and "Days of Heaven" and "The Thin Red Line" just as much as I love the visual work, but here, I don't feel like I got to know any characters. It frustrates and saddens me, and it leaves me less interested in revisiting this one, something I'd never expect from a Terrence Malick movie.
I'm glad he's already got another film shot, and that it was something that came together fairly quickly. Maybe we'll see a more spontaneous Malick in that one. For now, though, while "The Tree Of Life" is gorgeous throughout and even occasionally affecting, it never achieves the transcendence it so desperately chases. By the time the film reaches its final "big moment," which I thought was pretty close to dopey, I found myself genuinely upset. I thought I'd spend my whole morning in a frenzy, digging deeply into the text and subtext of the film, and instead, I find myself hard-pressed to find much more to say about the movie.
For me, this is a pretty crushing disappointment, something that's hard to admit and even harder to write.


text: Hi, I started up a blog and I have two writers now... I had a problem with them not being able to post pictures as contributors, so I've been thinking about putting them as Authors. The problem there though, is I can't put them as Authors without having the ability to review their work first. Is there any way around this? Thanks!!


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Recent News | Feeds
All About Jazz Fund Drive Dollars at Work, Part 2
All About Jazz's fund drive continues—readers receive a Google ad-free experience and help fuel website growth for a contribution starting at $20/year Our first round of completed projects can be viewed here. Since then, we've actively built every aspect of All About Jazz, with a primary focus on producing top-quality content, aggregating events for Jazz Near ...
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Dominican Republic Singing Sensation Sonia Alfonso At Subrosa On September 22 And 24!
8:00PM & 10:00PM Sonia Alfonso was born in Santo Domingo, Dominican Republic and since she was young, she knew that she would become an artist. Sonia began singing professionally at the age 18 and was only 19 ...
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Ending Soon: Summer Sale – 25% Off Every Purchase From The Whirlwind Recordings Website
Whirlwind Recordings released their 78th album this month since the label's inception in 2010. Their catalog has become even more eclectic since they began, and with their current and upcoming releases they continue to expand the scope and quality of their music. They are currently offering 25% off every purchase from the Whirlwind Recordings Website until ...
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Jazz Student Competition - Enroll now at a chance to win 7000 Euros - Deadline: September 15
Submit your video up until September 15th. The FIRST GLOBAL ONLINE JAZZ CONTEST is a competition organized by the 7 Virtual Jazz Club which takes place on the official website of the club GOAL OF THE CONTEST Confront jazz players from different countries, discover new talents and get young people closer to jazz music PRIZE 1st ...
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Chicago Hero Award Winners Joanie Pallatto & Bradley Parker Sparrow In NYC on September 9, 2016
Ralph Lampkin / Lampkin Music Group
Christopher Gines / Cafe Noctambulo Present
"THE SPOTLIGHT SERIES" featuring: Joanie Pallatto & Bradley Parker-Sparrow
A Musical Journey
Songs of Jazz and Musical Theater Café Noctambulo at Pangea
Friday, September 9, 2016 8:00 pm-10:00 pm Café Noctambulo at Pangea
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Multiple Juno Award Winner Jane Bunnett Featuring Maqueque To Release "Oddara" On October 14
MULTIPLE JUNO AWARD WINNER JANE BUNNETT FEATURING MAQUEQUE TO RELEASE ODDARA" ON OCTOBER 14 EXTRAORDINARY ALL-FEMALE CUBAN SEXTET TWO TIME GRAMMY NOMINEE OFFICER OF THE ORDER OF CANADA LISTEN TO AND SHARE THE FIRST SINGLE DREAM VIA YOUTUBE OR SOUNDCLOUD PRE-ORDER ODDARA VIA ITUNES, AMAZON OR LINUS LABEL STORE Jane Bunnett and Maqueque... utterly shatters ...
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Drummer Will Calhoun Pays Tribute to a Profound Influence on "Celebrating Elvin Jones" – Available Now on Motéma Music
Although he's best known as the hard-driving, groove-oriented drummer for the pioneering rock group Living Colour, Will Calhoun has played in a staggering variety of styles and traditions over the course of his eclectic career. Straight-ahead jazz, fusion, traditional African percussion, funk, hip-hop, and of course hard rock—Calhoun has explored them all, and he traces the ...
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Ken Silverman Trio At Amoskeag Studio (NH) on August 26 And At Brandon Music (VT) on August 27
The New York-based Ken Silverman Trio is a modern jazz group that plays original compositions with influences that range from atmospheric film music to swing, funk surf-rock and blues. The trio demonstrates the improvisational prowess of jazz, the delicate creativity of classical composition, and the raw intensity of the blues. Reviewing the 2015 recording Parallel Man, ...
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Trombonist Chris Abelen Releases "A Day At The Office"
Trombonist Chris Abelen doesn't think (or talk) like other composer bandleaders—the kind who work to further their careers. He lives just outside jny: Amsterdam, and is plugged into the scene there, but he isn't one for hanging in the Bimhuis café till all hours, or mounting bands to play international summer festivals. He has a disarming ...
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Monty Alexander At The Blue Note - August 23-28 With Three Exclusive Bands!
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- Report: #531441
Report - Rebuttal - Arbitrate
Complaint Review: Paul Traub Doug Kelley Petters Polaroid
Paul Traub Doug Kelley Petters Polaroid250 Park Avenue Internet United States of America
Paul Traub Doug Kelley Petters Polaroid Receiver, attorney and Co-Conspirator Paul Traub has committed 300 million in Fraud and Confessed to 17 false affidavits only to Receive DOJ immunity, Internet
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Paul Traub confessed to 17 false affidavits, where as Creditors attorney in eToys he planted his paid associate/partner Barry Gold within the Bankrupt public company as President/CEO.
He also confessed that the planting was intentional but said he did not mean no wrong.
But the US Trustee testified, in seeking $1.6 million fine of Traub Bonacquist & Fox, that it forewarned Traub NOT to replace senior executives of eToys with anyone connected to the retained professionals.
The US Trustee only knew at that time of 3 felony violations - but concluded Fraud on the Court transpired.
Now there are 100 felony violations now known and yet no investigation or prosecution because the US Attorney in DE (Connolly) was a partner with Traub's other admitted co-conspirator www.MNAT.com who also confessed to supplication of 15 false affidavits. [continued below]....
To protect MNAT the DE DoJ gave Traub unlawful, implied, blanket, immunity in the $300 million fraud and left him still in charge of eToys.
Traub then became partner/associate with
Adelphia - owner got 15 years in jail
Okun 1031 TaxGroup - owner got 100 years
Marc Dreier - now doing 20 years
Tom Petters -now on trial for $3 billion in fraud.
the (((link redacted))) website has turned up more dirt on how the US Trustee and former US Attorney connections benefit schemes to bilk creditors/investors a 2nd time by actions of Above the Law insiders.
Our websites (((link redacted))) and others have been pointing out for years how cronyism & corruption has made the US Trustee's office duplicitous in organized crime efforts around Paul Traub's networks.CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
This report was posted on Ripoff Report on 12/01/2009 11:37 AM and is a permanent record located here: http://www.ripoffreport.com/r/Paul-Traub-Doug-Kelley-Petters-Polaroid/internet/Paul-Traub-Doug-Kelley-Petters-Polaroid-Receiver-attorney-and-Co-Conspirator-Paul-Traub-h-531441. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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