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- Report: #260208
Report - Rebuttal - Arbitrate
Complaint Review: ADS Enterprise, Milestone Marketing
ADS Enterprise, Milestone Marketing4711 N. Brady Davenport, Iowa U.S.A.
ADS Enterprise, Milestone Marketing STOLE my $500! for bogus ads Davenport Iowa
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Also, she promised to send 700 extra postcards. I haven't received anything from this company.I've been calling this company and leaving messages.
Finally I left them a voicemail threatening to contact the BBB. A couple of weeks later I got a copy of what my ad would look like. My child could have done a better job.
Now, I have a new name of business for them on my invoice. Milestone Marketing? And a new phone number. They have not answered any more of my calls.
My next step was to inform the Iowa Attorney Generals office in writing. And I reported them to the Better Business Bureau.
I want my money back! I hate being scammed and I hope that they go to jail for what they have been doing to hard working people like myself.
Las Vegas, Nevada
This report was posted on Ripoff Report on 07/11/2007 01:59 PM and is a permanent record located here: http://www.ripoffreport.com/r/ADS-Enterprise-Milestone-Marketing/Davenport-Iowa-52806/ADS-Enterprise-Milestone-Marketing-STOLE-my-500-for-bogus-ads-Davenport-Iowa-260208. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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WP version: 2.7 (Also happened on version 2.2, 2.6)
NextGEN version: 1.1.0
Theme: This occurs on all themes.
When viewing an image using NextGEN with a page under the image, using the TEXT widget to display an image based link, the image based link is over the NextGEN image, instead of underneath.
A screenshot of the problem can be seen HERE.

subset: commoncrawl


text: Is there a plugin that can allow me to hand select posts to appear in modules on my homepage? I'm not referring to inputting IDs. I have editors that are not tech savvy and I need to be able to quickly create 'modules' that adhere to a certain format and instead of showing a list of posts from a category in chronological order, I can physically search a box and select the posts I want to show up, possible with a plugin or custom?


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Which one will be the better fantasy performer for the rest of the season and the playoffs?
White has put up better numbers so far, but is the 3rd WR if Collie stays out and the 4th WR if he doesn't. Still, Indy's 3rd WR tends to put up a lot of points.
Hagan is the number 2 WR for the Giants. He has more talent and knowledge of the system than most guys signed off the street would have. And Eli has made stars out of just about everyone they've lined up at WR. But he also only ended up with 3 catches out of his 9 targets and was just signed off the street.
Tough call.....


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At Crepe Geeks, we are dedicated to serving excellence to people who want simple, delicious French cuisine. We strive to give our customers the best culinary experience possible. Using only the freshest ingredients and serving them in a warm, comfortable atmosphere, each meal will always be memorable. We are also devoted to making sure your experience is pleasurable. Our portions are as large as our desires, and even though we're a small restaurant, there is nothing small about our service and quality.
Enjoy your meals with family and friends in our cozy country dining room with a warming fire during the winter months. The atmosphere at the Olde North Pancake House is warm, friendly and filled with items created by local craftsmen for that at home feeling!
CITY:West Chicago
Described by Wine Spectator as "leading a streamlining of American cuisine," award-winning chef Sandro Gamba's dishes are complemented by a prized wine collection, gracious staff and views of the Water Tower.
Come experience a taste of authentic Italy in the heart of Downtown Elgin.
Experience a culinary adventure of classic haute cuisine presented in a unique and contemporary design with a French country flair. Chef Michael Lachowicz, named a Chef of the Year for by the International Wine and Food Society of Chicago. The recipient of stellar reviews by Chicago Magazine, North Shore Magazine, the Chicago Tribune and Chicago Sun-Times just to name a few, Restaurant Michael brings the best of Chicago dining to the Chicago's North Shore community of Winnetka.
Cite Elegant Dining at the Top of Lake Point Tower
French-American cuisine with spectacular views; 360-degree panoramic views with impeccable service and delectable cuisine.
Internationally-acclaimed French Chef, Joho and RJ and Jerrod Melman have teamed up to introduce the highly-anticipated Paris Club in Chicago's popular River North neighborhood. The trio has set out with a goal of serving up approachable French fare in a casual, urban setting that appeals to a new generation of diners.
Grace O'Malley's Restaurant - Pub
Irish restaurant and pub. Perfect neighborhood spot in the south Loop. Offers a friendly bar and casual dining room. Irish-American cuisine, Sunday brunch. Plenty of beer, wine and speciality drinks. Private dining. Mon.-Sat. 11:30am-2am; Sun. 9:30am-12am.
Classic recreation of a New York pre-war "Little Italy" dinner house. Pasta, chicken, veal, prime steaks, and fresh fish, with family-style dining available. Mon.-Thurs. 11:30am-10pm; Fri. 11:30am-11pm; Sat. 12pm-11pm; Sun. 12pm-9pm.
Bistro Bordeaux offers an authentic French dining experience unlike any other amid the bustle of downtown Evanston, IL.
Hubbard Inn is a tavern and brasserie featuring inventive but classic American & European cuisine in a "not too shabby" setting.
With its country cooking and open-air ambiance, capture the playful feel of a cafe in the hills of Tuscany. Showcasing grilled meat and fish, pastas and salads. Daily 11:30am-11pm.
Cozy bistro has French Country Inn charm. Breast of Duck, Steak Pommes Frites, and fresh fish daily. L: Mon.-Fri. 11:30am-2pm; D: Mon.-Thurs. 5pm-10pm; Fri & Sat. 5pm-11pm.
Deep dish pizza with flaky crust and thin crust varieties. Entrees include sandwiches, homemade pastas and Italian chicken specials. Located between Michigan and Wabash. Free delivery. Catering.
This intimate storefront bistro has been serving authentic French fare in the Bucktown neighborhood for years.
Chez Moi is a unique French bistro in the heart of Lincoln Park. Chef Owner: Dominique Tougne
Offering progressive French cuisine at its finest, Tru delivers fresh ingredients, bold creativity and artistic presentation. The menu will consist of a prix fixe three-course section and pre-set "collections" or tasting menus, ranging from six to nine courses.
Roemer Topf is a family owned and operated and offers international appetizers, salads, authentic sides, special entrees, traditional desserts, and uses only the finest, freshest ingredients.
Il Mulino, considered by many to be New York's top Italian restaurant, is located in the old Biggs mansion in the Gold Coast. Menu's focus is on the freshest fish, meats and game. Flavors from Abruzzi region of Italy.
This modern yet comfortable restaurant features dramatic colors, overstuffed chairs, a sprawling red banquette and inventive lamps. The artistically presented cuisine is contemporary French with predominately organic ingredients. Open Daily. B: 6am-11:30am; Br (Sat. and Sun. only): 11:30am-5pm; L: 11:30am-5pm; D: 5pm-11pm. Res. Accptd. for Dinner only
This bistro is at the top of many critics favorites list. Bon Appetit magazine calls Jacky's "The best new casual restaurant in Chicago".
Chicago's first and only Gastro Tavern. High-quality food, a step above pub grub, in a relaxed atmosphere. Menu complemented by assortment of international beers, wines and liquors and our specialty Irish whiskeys.
The casual elegance of art deco and brasserie-inspired cuisine come together in deca restaurant + bar – a new dining scene on the Magnificent Mile in The Ritz-Carlton Chicago, a Four Seasons Hotel. The recent recipent of a Michelin Bib Gourmand Award, deca celebrates the latest culinary trends with inventive twists on classic dishes. Executive Chef Mark Payne's market driven menus showcase the ingredients from farmers near and far with his innovative cooking style. The authenticity of the cuisine and the warmth of a stylish, comfortable setting is enhanced by approachable and personable service making for a memorable experience morning to night.
Best little restaurant in Galena. Consistently receiving outstanding reviews for food, service & dining experience. Featuring AcroAma Blends organic seasonings.


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Marquis Keeys has been found guilty on charges including murder, robbery, burglary and criminal conspiracy, related to the 2007 death of retired corrections officer Barry Rose in his Saw Creek Estates home.
A judge found Keeys not guilty of receiving stolen property.
The judge recessed the court for about 10 minutes and then came back with the verdict.
There was a loud sob from Keeys' family as the verdict was announced.
As Keeys, 20, of Bushkill was led from the courthouse and placed in the back of a Pike County sheriff's car, he smiled at reporters and flashed gang signs at news cameras from the backseat of the car.
Check back at PoconoRecord.com for more information and read the complete story in Friday's Pocono Record.
Location, ST | website.com


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You missed it This great deal for Siné Irish Pub & Restaurant is over. But don't despair, we've got more great deals every day.
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Siné Irish Pub & Restaurant
$20 to Spend on Irish Pub Fare
91% recommendedin LivingSocial customer ratings
Under high ceilings and amid dark red walls, you and your crew can indulge in the authentic Irish fare served up at Siné Irish Pub & Restaurant in Pentagon Row:
• $10 for $20 to spend on food and non-alcoholic drinks Monday through Friday
• $10 for $20 to spend on brunch and non-alcoholic drinks on Saturday or Sunday
• Enjoy this spot's notably cozy interior or enjoy your meal al fresco on the patio
A Haven for Traditional Emerald Isle Mainstays
Any resident of the DMV knows that brunch is the most important meal of the day around these parts -- and you can make Siné your spot of choice on an upcoming Saturday. Order a traditional Irish breakfast (two fried eggs, rashers, black and white pudding, grilled tomatoes, and brown bread) or steak and eggs. Or, if you'd prefer to swing by dinner, kick your meal off with soft pretzels, followed by the shepherd's pie or corned beef and cabbage. Finish your meal with bread pudding for dessert.
PAID VALUE EXPIRES ON August 27, 2021
PROMOTIONAL VALUE EXPIRES ON October 24, 2014
Buy this Deal with confidence, because it's covered by the LivingSocial Good Deal Guarantee up to the Voucher Expiration DateSee Details »
the fine print
- Limit 1 per customer, up to 1 additional as gift
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- Excludes holidays and alcohol
- Valid only for dine-in
- Not valid on half-price burgers on Mondays or $5 appetizers on Tuesdays
- Entire value must be used in a single visit
- Other conditions apply
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Delivering the gift in person? Choose a theme, print it out, and pass it along to that special someone. It's that simple.
Deal Fine Print
Limit 1 per customer, up to 1 additional as gift
• Limit 1 per table per visit
• Excludes holidays and alcohol
• Valid only for dine-in
• Not valid on half-price burgers on Mondays or $5 appetizers on Tuesdays
• Entire value must be used in a single visit
• PAID VALUE EXPIRES ON August 27, 2021
• PROMOTIONAL VALUE EXPIRES ON October 24, 2014
• Cannot be combined with any other offer or promotion
• Tax and gratuity are not included
• Merchant is responsible for the quality of the products or services provided to you at redemption
• LivingSocial Terms and Conditions - https://www.livingsocial.com/terms


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firstname.lastname@example.com wrote:
======To answer your questionj in the reverse - if they have a timing belt - they're not interference Not sure about the chain driven cams, I think they may be interference.
All the new chain-driven corolla engines (1ZZ-FE?), the chain celica engines , the 2UZ-FE (V8 trucks), and the new 3MZFE front drive 6 cylinder are interference, if my memory serves.
On Sat, 21 Jan 2006 23:48:50 -0800, mrdarrett wrote:
General rule of thunmb with Toyota: If is a SOHC, it is usually Interference. If is a DOHC, it is usually non-interference.
Motorsforum.com is a website by car enthusiasts for car enthusiasts. It is not affiliated with any of the car or spare part manufacturers or car dealers discussed here. All logos and trade names are the property of their respective owners.


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You'd think someone as capable as Deathstroke would be able to get his hands on a really nice robotic eye like Cyborg has. Has he ever had a fake eye? Or is there some story/reason that explains why he doesn't bother?
Has Deathstroke ever had a fake eye?
This edit will also create new pages on Comic Vine for:Beware, you are proposing to add brand new pages to the wiki along with your edits. Make sure this is what you intended. This will likely increase the time it takes for your changes to go live.
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This Cat Trying to Jump From a Snow-Covered Car to a Roof is the Funniest Moment This Winter
Shot with Samsung Galaxy Note 3
Waffles the Terrible (Vaflik) fails a lot.
This kitten decides to jump from roof of van to roof of garage.
First attempt he saves himself, second he leaps very hard, but doesn't move an inch, as he nosedives passed his destination. He is named Waffles the Terrible because he just is. He is about 7 months old and very fluffy (not fat).


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At HP, we believe that every student should have access to a high quality education, at any time and from anywhere. We're proud to be a premier provider of technology solutions for education. But more than a vendor, we are a partner who empowers users by helping ensure that the right people utilise the right tools in the most effective ways.
With our dedicated products and solutions, built for schools, designed for learning, our aim is to create meaningful educational, social and economic outcomes, for students, for schools and for communities.
Learn more: hp.com/hpeducation


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Please log in or register to manage your account
Model: FF432W Item: AVAFF432W
Offers a number of solutions for all your food and beverage storage needs. Adjustable removable wire shelves in refrigerator section. Removable shelf in freezer section. Can holders on door accommodate four 12 oz. cans. Door rack holds two 2 liter bottles. Reversible doors. Capacity (Volume): 4.3 cu ft; Width: 18 3/4"; Depth: 22 1/4"; Height: 44 3/4".
Printerbazaar is a one-stop destination for all your office supplies. From highly durable branded printers to a plethora of accessories, you can get your suitable product at a competitive cost.
At Printerbazaar, we are committed to make your shopping experience hassle-free by conveying the best information. We understand that office related purchasing decisions are vital and thus the right comparisons are necessary before buying.
Avanti Tabletop Thermoelectric Water Cooler, 13 1/4" dia. x 15 3/4h, White
$138.84$9302 / each
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Avanti 1.1 Cubic Foot Capacity Stainless Steel Touch Microwave Oven, 1000 Watts
$241.46$17144 / each


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Erik Morales: With Two Good Eyes, Maidana Gets Stopped!
By Jhonny Gonzalez
Former three division champion Erik "El Terrible" Morales is planning to continue fighting. Last Saturday in Las Vegas, Morales showed that he still had a lot left in the tank by losing a twelve round majority decision to Marcos Maidana. The result was very unexpected as most predicted an early knockout victory for Maidana.
In the first minute of the first round, Morales suffered an injury to his right eye. By the end of the first, the right eye was swollen shut. The Mexican warrior admits it was hard to see anything from the right eye and the vaseline being used to treat that injury was blurring his vision. With two working eyes, Morales believes he would have stopped Maidana in seven or eight rounds.
"They were saying I wouldn't last even two or three rounds. They said I was going to get knocked out - and I was the one who had him on the verge of a knockout. And he didn't really hit me with anything. He had nothing," said Morales. "To have both of my eyes, and normal vision - the fight would have been over in seven or eight [rounds] in my estimation."
I agree with Morales... he would have won by KO with both eyes.Comment by BABYBOXER on 04-13-2011
lol!! why hate erik on this? is it because you were proven wrong that he will be destroyed by maidana? i agree with erik, it was a handicap match, maidana just got lucky to shut that eye.. erik is a…Comment by Kanelo on 04-13-2011
Yes Morales, you made a great effort Saturday night, and yes, you were close to scoring a great upset. But you lost the fight. Maidana took the last 2 rounds and with that secured what should have been a UD.…Comment by megas30 on 04-13-2011
I believe you "el terrible" and with your one eyed performance you made me lost respect for Alexander "the fake"Comment by memento126 on 04-13-2011
It's amazing how Morales fought 11 rounds with one eye, fighters nowadays pull out of the fight right away. I personally think Morales schooled this kid with two eyes open he would have easier time. Everything Morales and his father…Post a Comment - View More User Comments (63)


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Definition of picket line in English:
picket line
A boundary established by workers on strike, especially at the entrance to the place of work, which others are asked not to cross: they crossed the picket line hundreds came to support the strikers on the picket line
More example sentences
- A picket line was a picket line and anyone who crossed it was a scab.
- Most of the nonunion workers are crossing the picket line, but some have joined the strike.
- In Alberta, an unknown number of workers crossed the picket line and returned to work.
For editors and proofreaders
Line breaks: picket line
Definition of picket line in:
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= trending


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Associated Press
WASHINGTON — Consumers are having second thoughts about the recovery.
Shoppers are losing confidence, becoming more concerned about low pay and a weak job market than about bargains. And their worries are threatening to drag down the economy.
A report released Friday showed that consumer confidence fell in July to its lowest point in nearly a year. A volatile stock market, near-double-digit unemployment, lackluster wage gains and a stalled housing market have raised fears that the recovery is on the verge of stalling.
Americans reacted by clamping down on their spending in May and June. Many cut back after the stock market lost about 10 percent of its value over the past three months, as Europe's debt crisis shook Wall Street. The resulting loss of household wealth has left many Americans less inclined to spend.
Retail sales were weak this spring and probably slowed growth in the second quarter. Consumer spending accounts for about 70 percent of growth.
With unemployment at 9.5 percent, shoppers are likely to stay frugal in the coming months. If they retrench sharply, businesses could cut back on hiring. Potentially, the economy could slip back into recession. The odds of that happening, while still low, have risen in the past three months, economists said.
"Consumers are hitting their reset button now after they were pretty engaged in their spending earlier this year," said Brian Bethune, economist at IHS Global Insight. "People are saying, 'Time out. The economy isn't progressing the way we thought it would."'
Their confidence isn't likely to brighten this summer. The index of consumer sentiment sank to 66.5 in early July, from 76, according to the twice-monthly survey by the University of Michigan and Reuters. That's the lowest point since August 2009.
The drop in confidence, along with uneasiness about future bank earnings, rattled Wall Street. The Dow Jones industrial average tumbled 261 points to close at 10,097.90.
Many shoppers are holding on to their money even though prices on most goods fell for the third straight month.
The Consumer Price Index, the government's most closely watched inflation gauge, dipped 0.1 percent in June, the Labor Department said Friday. Lower energy bills were a big factor behind the drop. Prices for some food, airline fares, computers, phone service and personal-care products also fell in June.
When you exclude the volatile categories of energy and food, prices were essentially flat for the month. Core prices have risen only 0.9 percent over the past year. That's below the Fed's inflation target, and it means core inflation is at a 44-year low.


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Use Google Maps to get directions to the Brown County Fair
Fill in your starting location below and Get Directions!
Event Directions
Located At: 1500 Fort Howard Avenue, De Pere, Wisconsin (View on Google Maps)
Phone: (920) 336-7296
From the City of Green Bay: Take South Broadway out of Green Bay toward De Pere. The street name changes from Broadway to Fort Howard as you travel south towards De Pere. The Brown County Fairgrounds is situated on the north city limits of City of De Pere, approximately five miles from downtown Green Bay.
Coming to Green Bay from the NORTH on Highway 41: From Highway 41 take Highway 172 East to the Ashland Avenue/Oneida Street exit. Follow the signs to Ashland Avenue, and turn right (south) onto Ashland. Take Ashland to Parkview Road and turn left (east). The Fairgrounds will be straight ahead as Parkview Road dead ends, and turn right onto Fort Howard Avenue to enter the park. The entrance will be immediately on your left.
Coming to Green Bay from SOUTH on Highway 41: Take Business 41/Ashland Avenue exit. You will curve onto Ashland Avenue (follow the signs). Look to the right for Parkview Road and turn right onto Parkview. Then right on Fort Howard Avenue. The Fairgrounds is immediately on the left.
Coming from Highway 43: Take Highway 43 to 172 West (towards the Airport). Cross over the Fox River, then exit onto Ashland Avenue/Oneida Street. Follow the signs to Ashland Avenue and turn south onto Ashland. Take Ashland to Parkview Road and turn left (east). The Fairgrounds will be straight ahead as Parkview dead ends - turn right onto Fort Howard Avenue to enter the park. The park entrance will be immediately on your left.
If you have questions please email firstname.lastname@example.com
Copyright © 2014-2016 Brown County Fair | Virtualtech Website Design and Promotion, Inc.


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Romanian Scholars Rebuild Their Universities
Free from the tyrannical regime of Nicolae Ceausescu, they assess their past and anticipate their future
Bucharest, Romania -- Intellectuals here say they suspect that a secret "Ministry of Humor" was responsible for the jokes told about Nicolae Ceausescu during the last years of his brutal Communist regime. Since the government controlled everything...
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Tuesday, April 4, 2006
Pocket Coffee
I'm not an energy drink person and I'm not one to start popping caffeine pills either. So what am I to do when I need a little pick-me-up?
A friend of ours who travels in Italy every year suggested Pocket Coffee! Basically it's chocolate-covered Italian coffee. Because the sweet coffee center is concentrated, it only takes three chocolates to equal a single shot of espresso. Our friends like to get them for traveling as it's more portable that hot coffee but has the same side effect. I've heard that it's very popular with students, truck drivers and folks on night shifts.
Ferrero is a well-known Italian chocolate brand even here in the United States, with the elegant little Rochers and Nutella as their best-known products. In fact, I've never seen Pocket Coffee anywhere in the US before, but not for lack of trying. They're not even made in the summer, so as a seasonal item it's likely that getting one out of season means that it's no longer fresh. But a no-so-fresh Pocket Coffee is just a different experience.
The candy is composed of a syrupy espresso center, then a light sugar crystal shell and then the chocolate. As the candies age the sugar shell will actually grow, taking sugar from the espresso syrup center to create a bigger shell. The ones I tried were a little old (purchased last fall) so they had the extra crystallized shell.
The coffee center is very sweet but smooth with a slightly acidic bite to it. The crystals provide a kind of funky crunch to it, but melt easily if you're inclined that way. The chocolate is not too sweet and gives a good creamy boost to the whole mix. On the whole the candy is very sweet, a little too sweet for my tastes, but then again, it's coffee candy. I'm not saying that I won't eat it again ... though they are messy. If you're driving, you're obligated to pop the whole thing in your mouth but if you're not, feel free to experiment with biting off a corner and sucking out the coffee first.
Finding them in the states may mean ordering online. They're still being stocked at Capriflavors.com.
JoeD at Slashfood beat me to the punch on this review last week and David Lebovitz has a haiku you might enjoy.
If only Cadbury Creme Eggs had a coffee version!
Monday, April 3, 2006
Sahagun Chocolates
A few weeks ago I was fortunate enough to participate in the tasteEverything Independent Food Awards, I was thrilled to see the other awards given. But the first one that I made an effort to get a hold of was the Sahagun Salted Caramels. Since I'm not going to get to Portland anytime soon, my husband mentioned it to friends there and they went right out and
bought me some (and some for themselves)!
I'm not quite sure what they all are, but I had to start with the caramels, which I knew were the tall ones with the nuts on top because the one in the back was actually broken in shipping. These are fantastic! The chocolate is smooth and mellow and the caramel filling is unlike most other caramels I've ever had. It was dark and complex, with quite a bit of salt in it and a gooey but not flowing texture. I hesitate to say that it was jelly-like or custard-like, but it definitely wasn't quite caramel. The crunch of the hazelnut on top brings all the textures together.
The real find is that amorphous blob there on the right. I had no idea what it was going to be. It was a dark chocolate shell with a white chocolate coconut center. It's hard to describe. Instead of the drab sweet center of a Mounds bar, this is a delicate and mild buttery base filled with soft and chewy coconut. I have never experienced coconut like this before.
The coffee truffle (not pictured) was shaped like a big button and dusted with cocoa and very smooth and soft a very strong coffee flavor. It wasn't sweet at all, just like a cup of coffee without sugar would be. It was quite a refreshing change from many of the "too sweet" Easter candies I've been gorging on.
The other sphere there on the left, that's dusted with a luster powder, is a plain chocolate truffle. Like the coffee one, it wasn't sugary at all, except this one has a chocolate shell, which adds a touch of sweetness. The center is buttery and dense and quite satisfying.
The little medallions of chocolate we also dusted with that luster powder. I find it a little unappealing, like someone spilled their eyeshadow on my candy. But it doesn't taste like anything that I can tell. (I know these edible lusters are quite trendy now, but it you haven't already guess, I'm not really the trendy sort.) The coins were simply dark chocolate and it gave me an opportunity to experience the chocolate used in all of these creations on its own. It's mellow and only slightly sweet with a dry, bitter bite towards the end, as plain eating chocolate is quite nice, but it really shines when used in combination with the other ingredients here.
The last item I didn't even take a photo of, it was a what I thought was a nut bark. Oh, I should have known that it wasn't going to be run of the mill. I have no idea what it's called, but it's dark chocolate with spicy corn nuts. The salty, extra crunchy and slight burn of the corn nuts went really well with the chocolate. It hardly felt like a sweet at all, but was entirely satisfying and possibly addictive. Of course it's probably a good thing
From everything I've heard the best part about Sahagun is visiting the shop, so if you're in Portland, OR, make a point of it. They're at 10 N.W. 16th Ave. You can read more in this interview at Portland Food and Drink.
POSTED BY Cybele AT 7:53 am
Friday, March 31, 2006
Chocolate Disk
On one of my recent visits to Mitsuwa, the local Japanese grocery chain, I found this. Even the woman at the checkout thought it was cool.
Basically it's a blister pack of M&M-style candies. The disc is the size of a regular CD with a larger hole in the middle. The candy coated treats aren't quite real chocolate, there's a large amount of vegetable oil in there in addition to the cocoa butter, so I knew before I even got them home that they wouldn't really rival M&Ms or the fantastic seasonal Hershey's Candy Coated Eggs.
Still, the sherbet colored candies and super-sealed individuality was compelling. My low expectations were completely met. The candies are well made, the shells are smooth and consistent but freakishly slippery. The taste is sweet and crunchy with a mild chocolatey taste, but of course the texture of the actual chocolate is rather lost.
I suppose blister packs for little candies is extra-hygienic, but I found that just as many of the candies wound up bouncing around and onto the floor as I tried to pop them out through the foil. It's a fun novelty item, but in my mind if you're going to go through the trouble of wrapping them up like this, at least do it with something of value.
Note: There are 26 candies in the disc.
Nestle Crunch Dark Stixx
A few weeks ago I posted about the darn tasty Milky Way Crispy Rolls from Germany. And of course they're not available here, but luckily reader TheMatt pointed me to these:
I didn't see them in milk chocolate, though I doubt that's the version I would have picked up anyway. They were hidden away in the grocery candy aisle all the way down near the mixed nuts. The package hails that each stick has less than 100 calories (90 each, actually) but the small print underneath that says "not a low calorie food." Yeah, each stick is also less than two thirds of an ounce. I find an ounce or an ounce and a quarter makes a good portion for me when I'm looking for a little sweet. So I'd be eating two of these. Still, at 180 calories that'd be a nice respite and still not the full 300 I budget for a day's sweets.
Anyway, I digress from the real topic, which is these little crispy sticks. What we have here is a little tube of crispy, bland cookie - think ice cream cone - filled with a firm chocolate cream. The whole thing smells very sweet and a little like cereal. The chocolate isn't spectacular. It's sweet but smooth. The real fun is the flaky tube of cookie which is mostly texture and provides a nice crisp and of course acts as a container for the chocolate cream. The center cream is nice, it's sweet and smooth and a little buttery.
On the whole, this isn't the same as the Milky Way Crispy Rolls, but they're certainly nice. If I were to have any chocolate cookie snack I wanted without regard to trans fats, it'd be the Lu Chocolatiers, but these are far superior in their portability. They're pretty expensive as non-gourmet candy goes, so keep your eye out for sales if you fall in love with them.
Thursday, March 30, 2006
Chocolate Covered Sugar Babies
A long time ago, when I was a little kid, my sister and I would be given two dimes each and were allowed to walk down to the corner store with other children in the neighborhood. (This was back when candy bars were only
15 cents each.) But even at the tender age of four or five I realized that there were better values out there in the candy world than the standard candy bar. One of those things was penny & nickel candy. These were either junior versions of regular sized candies or special small morsels, like lollipops, Bit-o-Honey, Jawbreakers, Mary Janes and Tootsie Rolls.
I was especially fond of a candy called Sugar Mama. It was part of the Sugar family which was headed by the excellent Sugar Daddy and included the wee Sugar Babies. The Sugar Mama was a chocolate covered Sugar Daddy. I often got Sugar Mamas because they were the best of both worlds - the intense caramel flavor plus the chocolatey coating that made it feel more like a candy bar. Sugar Mamas, like Sugar Daddys, were pretty big and because they were softer than a regular hard candy lollipop, they were more interactive. This starts with an impression of the roof of my mouth, then slowly shaving off the chocolate with my teeth and then twirling and pulling the naked, softened caramel into shapes. It was a pretty good way to spend a nickel.
Of course they don't make Sugar Mamas anymore and Nabisco sold the Sugar family to Tootsie back in the mid-nineties. Sugar Babies, though, continue to be produced and are actually easier to find than Sugar Daddies (there were also Sugar Daddy Nuggets at one time which were divine in their own right). They're fine little caramel bits unlike anything else on the market because they're panned - I'm guessing with a layer of sugar or caramel or something to make a smooth shell that turns grainy when you chew it.
I haven't had a Sugar Daddy in years, and I guess part of it is a fear of losing dental work. I've never actually hurt my teeth that way (though I once lost a filling eating scrambled eggs), but it's a huge fear and I figure better safe than sorry.
My favorite way to eat regular Sugar Babies is to soften them up by putting the package into my pocket or just holding a few of them in the palm of my hand for a while. This is especially important when I get the really stale ones.
Now, on to the product at hand ... it seems that Tootsie is getting into the limited edition racket and has introduced Chocolate Covered Sugar Babies. Now some of you might think that this is the same thing as Milk Duds. First, chocolate coating aside, a Milk Dud doesn't quite have that caramelized sugar taste to them (they're more milky) and they don't quite have the same graininess towards the end of the chew. The thing that surprised me most about these was that they're actually fully formed Sugar Babies under the chocolate ... I thought maybe the Sugar Baby wouldn't have the candy shell on it on the inside. This makes the little candy a bit hard and the option of warming them first is kind of gone because of the mess that ensues by holding a piece of chocolate in the palm of your hand for a few minutes.
The chocolate coating is pretty good, much better, in my opinion than a Milk Dud and they're certainly pretty looking when I dumped them out of the box. There's a slight cinnamon hint to the whole candy and they combine well once it all warms up. However, I still prefer the plain old Sugar Babies. It was a good effort and I'm glad they tried it, but I don't need them to add this to the line permanently but if I were going to the movies, this would be a good option (I bet they taste great with popcorn).
Thanks to Joanna at SugarSavvy for pointing out their existence!
Wednesday, March 29, 2006
Yan Yan
Lisa, a former co-worker and fellow blogger, mentioned some months back that I should try Yan Yan (actually, she wanted me to get the Hello Kitty equivalent). It's like do it yourself Pocky! Well, in theory, anyway.
The little tub is pretty cute and they've thought of everything here. You start with a plain cookie stick. It's not flavored, just a light, crunchy stick like a digestive biscuit. About one third of the little tube is a reservoir of chocolate dip. I thought it would be like frosting.
In fact, it took me about a day to figure out what it was. Then I remembered this article I read last summer. It reminded me of American cheese. A soft, super-emulsified chocolate cheese spread.
Reading the ingredients confirmed this: Wheat Flour, Vegetable Oil & Shortening (Palm & Canola Oils), Sugar, Whole Milk Powder, Skim Milk Powder, Cocoa Mass, Cocoa Powder, Leavenings (Ammonium Bicarbonate, Sodium Bicarbonate), Yeast, Cheddar Cheese (contains Milk, Cheese Culture, Salt), Salt, Emulsifier (Soya Lecithin), Artificial Vanilla & Chocolate Flavorings, Natural Colorings (Beta Carotene, E160 & Caramel E150A), Enzyme (Papain).
You remember those little cheese and cracker snacks, where you spread the cheese with a plastic stick? This is just like that, only with a chocolate cheese. I suppose the idea of chocolate cheese shouldn't be that odd. We make a lot of desserts with cheese, like cheesecake or even cream cheese frosting. Using cheese as a base makes it super creamy and thick. It could be more chocolatey and there is a slight cheesy tang to it. It's a very firm frosting too, with no hint of grainy bits like in some frosting candies.
The little biscuit sticks are cute, my sayings included:
I kind of wondered if the sticks are sold in English in Asia and if they are, are they used for learning conversational English. Maybe you go to a first year English class and they engage you in a nice little talk about moles that happen to be in holes and that horses gallop away? They're like crib notes for small chat!
While I think the idea is pretty cool, this is obviously a very popular treat in Asia, and I liked the biscuit sticks, I didn't really like the dip. I'll eat the rest of the sticks, though. The nutrition label says that there's 1 gram of trans fat in here ... I'm hoping it's not in the sticks. The label also mentions that this product contains no pig fat.
On a side note, I got an email from a reader, Chris, last week asking about a similar frosting-type treat that was available in the States (and may still be). He described it as this "It came in a small blue plastic container with a foil top and inside was the mixture with a small spoon or stick to scoop out the yummy stuff." Does anyone remember this?
UPDATE: It's probably Dunkaroos from Betty Crocker (thanks Elise!). I saw that there's a Shrek version of them on Amazon, but they may be all but discontinued. I seem to recall another something similar that was just a frosting type snack but I can't remember the name of that either.
Tuesday, March 28, 2006
KitKat Milkshake
I've been so caught up with Easter candy lately that I've been neglecting my regular candy. I couldn't wait until the Easter rush is over to post about the Limited Edition KitKat Milkshake.
I've been looking everywhere for these and was surprised that they weren't available at my trusty 7-11 that always seems to have new and limited edition products. Instead I found them at the Dollar Tree, which always makes me nervous that it's old and skanky candy. How could it be old though, it's limited edition!
The bar is described as: KitKat Milkshake - Crisp Wafers in Extra Creamy Malt Milk Chocolate (naturally and artificially flavored)
The bar was pretty looking, smooth and glossy, it was definitely fresh. But there was something off about it. It smelled a little musty, like an old, damp closet or something. I had a piece of it and decided it tasted musty too. I threw the rest out and started over with a second bar. This one doesn't smell as musty, but still has a definitely "off" smell to it. I know that malt can sometimes be considered a gamy scent, but this just wasn't it.
I decided that this was how it was gonna be and I plowed through to the tasting. First I needed to get past what I wanted the bar to be. I wanted it to be a malted KitKat ... I wanted creamy milk chocolate with malt between the wafers. But that's not what it is, it's malt flavor in the chocolate and I think the regular old wafers & cream we're used to. What it does taste like is a milkier version of a KitKat ... with a slight buttery taste, kind of like popcorn and kind of like coconut. These aren't pleasant combinations in my realm of chocolate candy bars, so I wasn't really enjoying it. In fact, as I got to the last finger, I was really sick of it and didn't want to finish it.
I wonder if I just got a bad batch: News You Can Eat liked hers and CandyAddict found it acceptable. Suffice to say I was severely disappointed, especially since I loved the Limited Edition Twosomes Whoppers last year.
Monday, March 27, 2006
Dove Truffle and Snickers Eggs
I tried to stop buying and posting about Easter candy, but there's just too much out there. So you can expect more Easter sweets for the next month or so. I picked up two more eggs, both made by Mars but vastly different. The Snickers Egg and the Dove Milk Chocolate Truffle Egg (I looked for a dark chocolate version but didn't see them).
The Snickers Egg is exactly what you'd think it would be. It's the familiar Snickers bar, which is a peanut nougat topped with caramel and peanuts and covered in chocolate. They come in a variety of colors of foil wrapping, each with a different sunglass-wearing rabbit on the front. The only real difference between this and a regular Snickers bar, besides the shape is that this is molded chocolate, not enrobed. I know it's a tiny difference, but in general I prefer enrobing to molding for filled chocolates.
I happen to like Snickers quite a bit, though I don't buy them very often. This little egg was exceptionally fresh, the peanuts were crunchy, the caramel salty and the chocolate very sweet. Everything was very soft, for some reason I'm used to my Snickers being a little more firm. I suppose the best suggestion for these would be to stick them in the freezer.
Dove Eggs and Snickers eggs happen to be made by the same company, Mars. Oddly enough, they also have the same design on their chocolate shells. They're not exactly the same size, the Snickers is more like a half an egg, the Dove is less than that.
The Dove Milk Chocolate Truffle Egg is quite a little indulgence. The dark purple foil gives it a rich appearance that the contents fully deliver on. It's milk chocolate, through and through. The milk chocolate shell is smooth and creamy and very sweet and the filling is buttery and dense. Milk chocolate truffles just aren't my thing, but if you dig Dove milk chocolate truffles, definitely pick a few of these up, they're really indulgent. I'm going to keep my eye out for dark versions. According to the ingredients label the filling is just milk chocolate and coconut oil.
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Meticulously photographed and documented reviews of candy from around the world. And the occasional other sweet adventures. Open your mouth, expand your mind.


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Definition of learned in English:
1(Of a person) having much knowledge acquired by study.
Example sentences
- And he was learned and perspicacious enough to see that the rigidity which the old Labour party embraced would entail its own reaction.
- I have studied under learned professors in stately halls of learning.
- The ideal would be to study those very same books under the auspices of a learned teacher.
1.1Showing, requiring, or characterized by learning; scholarly: an article in a learned journal
More example sentences
- Data from scientists in the field were published in learned society journals.
- It is good to have this learned and scholarly life back in circulation.
- Founded in 1660, the Society has three roles, as the UK academy of science, as a learned Society, and as a funding agency.
scholarly, erudite, well educated, knowledgeable, well read, well informed, lettered, cultured, intellectual, academic, literary, bookish, highbrow, studious
informal brainy
- Example sentences
- The story… is told not only clearly and learnedly, but also very sympathetically.
- Mr Jefferson discourses learnedly on the origins of the mechanical arts used in the device, tracing them all the way back to ancient Persia.
- He discusses learnedly the question whether the witches were really carried through the air corporeally or not.
- Example sentences
- I am, of course, not suggesting that I find this degree of learnedness surprising in a biologist.
- And again, it's far from clear what sort of learnedness makes for the best law teachers.
- This is another of his fantasies; he confuses wonkiness with learnedness and wisdom.
Middle English: from learn, in the sense 'teach'.
Words that rhyme with learnedunearned, unreturned, unturned, upturned
For editors and proofreaders
Syllabification: learn·ed
Definition of learned in:
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text:
Older people can bring the wisdom of experience and a deep sense of appreciation to new relationships. But there's no guarantee of romantic happiness at any age.
Richard Burnett takes you inside Montreal's pop-culture scene with his (not always) gay blog Pop Tart... »
Brendan Kelly on the local film and television scene. »
Words & Music keeps you posted on the good, the bad and the ugly in the world of music. »
It always seems to be film festival season »
Pat Donnelly on local theatre and book news. »


text:
Opened 6 years ago
Closed 5 years ago
Last modified 5 years ago
#15354 closed Bug (fixed)
Cookie with CSRF token not always available for AJAX Post requests
|Reported by:
|Owned by:
|me@…, lamby
|Triage Stage:
|Has patch:
|Needs documentation:
|Needs tests:
|Patch needs improvement:
|Easy pickings:
Quote from mailing list:
Attachments (1)
Change History (13)
comment:1 Changed 6 years ago by gabrielhurley
- Component changed from Uncategorized to Contrib apps
- Needs documentation unset
- Needs tests unset
- Patch needs improvement unset
- Triage Stage changed from Unreviewed to Accepted
comment:2 Changed 5 years ago by valyagolev
Maybe there is a need for a setting, like
CSRF_COOKIE_IN_EVERY_RESPONSE = True
comment:3 Changed 5 years ago by valyagolev
- Cc me@… added
comment:4 Changed 5 years ago by gabrielhurley
- Component changed from Contrib apps to contrib.csrf
comment:5 Changed 5 years ago by lrekucki
- Severity set to Normal
- Type set to Bug
comment:6 Changed 5 years ago by lamby
- Cc lamby added
- Has patch set
I can't think of a nice *general* fix that doesn't involve a setting - we really do not want to speculatively set a CSRF cookie on every response (ie. remove the CSRF_COOKIE_USED flag checking) as that adds "Vary: Cookie" everywhere, uses entropy, bloats headers, etc. However, a patch for a setting enabling this for certain projects would be pretty trivial (just check for it in CsrfMiddleware.process_response).
My solution would be add a view decorator that ensures the CSRF cookie is set in the corresponding response. I'm attaching this now - it works well and is better than having to place a {% csrf_token %} inside a HTML comment or some other horrible hack.
Changed 5 years ago by lamby
comment:7 Changed 5 years ago by aaugustin
- Easy pickings unset
#15925 was a duplicate.
comment:8 Changed 5 years ago by lukeplant
I'm not going to use the patch here because it will only work if the middleware is enabled, and a function named ensure_csrf_cookie is going to be less surprising if it doesn't have dependencies like that. I will close with a different implementation of ensure_csrf_cookie soon.
comment:9 Changed 5 years ago by lukeplant
- Resolution set to fixed
- Status changed from new to closed
In [16192]:
comment:10 follow-up: ↓ 11 Changed 5 years ago by anonymous
Couldn't you just use:
from django.middleware.csrf import get_token
def some_view(request):
seems simpler than a decorator.
comment:11 in reply to: ↑ 10 Changed 5 years ago by lukeplant
Replying to anonymous:
Couldn't you just use...
This will only work if the CSRF middleware is installed, ensure_csrf_cookie works in either case.
comment:12 Changed 5 years ago by jacob
- milestone 1.3 deleted
Milestone 1.3 deleted


text:
Hi Friends,
Trying to have it so that there could be a way so that I could get the posts to show in reverse order of what they are now on the page below. I want to have it so that the posts go in reverse order.. most recent post at the top.
Anyone know how I could possibly do this? Only trouble is that it differs from the way posts are set up on the home page. Perhaps I could set up a query or something?
any help would be greatly appreciated


text:
Concert & Event Calendar
Summer 2016
Summer Concert Performances
Free Summer Performances sponsored by the City and Mayor of Providence
as part of the Celebrate Providence Neighborhood Performing Arts Initiative.
Hopkins Park/Square(intersection of Charles Street & Branch Avenue)Providence, RI5:00 - 6:30 PM
Performance Themes for each week are as follows:
July 10, 2016 - "Canto Italiano"An afternoon of Italian opera arias and songs.
July 17, 2016 - "Liberté, Egalité et Sororité"A French female musical experience.
July 24, 2016 - "Zarzuela! and Latin-American songs"
July 31, 2016 - "I Like to Be In America!"American Opera and Broadway songs
A Summer Concert at Blithewold
Wednesday, August 3, 2016
Blithewold Mansion, Gardens & Arboretum101 Ferry Road (Rt. 114)Bristol, RI 02809 5:00 - 8:00 PM
The Blithewold Mansion, Gardens and Arboretum Summer Concert Series present Opera Providence
in an evening of American opera and Broadway songs featuring the Opera Providence Ensemble of...
Eden Casteel - soprano; Fred Scheff - tenor; Jason Shealy - baritone; Rene de la Garza - baritone;
Carissa Casolino - soprano; Danielle Grilli - soprano; Jessica Schloesser - soprano; Alyssa DiNobile - mezzo soprano;
Victoria Jessop - mezzo soprano; Doug Morgan - tenor; Orlando Montalvo - tenor; Max Littman - tenor;Jacqueline James - baritone; Gayane Darakyan - pianist.
Tickets may be purchased through Blithewold Mansion or through Opera Providence. Tickets are $20 per person.
This is an outdoor event so please bring your lawn chairs, blankets, food and drink,
for an evening of great music and friends in an exquisite setting.
For additional information on our exciting opera season,to purchase tickets, or to contribute to the Annual Appeal, contact:
Opera Providence585 Elmgrove AvenueProvidence RI 02906401-331-6060
Home | Board of Directors | Calendar | OPERAtunity | Press Releases | Past Performances | Other Companies | Contact Us
© Copyright 2009-2016 Opera Providence. All rights reserved.585 Elmgrove Avenue Providence, RI 02906 401-331-6060


text:
An intubed fan is mounted on a cart connected to a fixed wall via a linear elastic spring with constant k = 50 lb/ft. Assume that in a test the fan draws air at A with essentially zero speed and that the outgoing flow causes the cart to displace to the left so that the spring is stretched by 0.5 ft from its unstretched position. Assuming that the specific weight of the air γ = 7.5 × 10−2 lb/ft3 is constant, and letting the diameter of the tube at B be d = 4 ft (the cross section is assumed circular), determine the airspeed at B.
Figure P5.120


text:
It's National Peanut Butter Day! Let's make it weird…
After reading one too many moms on my Facebook feed describe the lovingly-made sandwiches they packed in their kids lunches for the back to school season, something in me snapped. I don't know what got into me, but suddenly I thought it would be fun to write an article that rounded up all of the awesome variations on the classic peanut butter and jelly sandwich.
"There's got to be a lot of great combinations out there," I thought, calling Nutella, artisan jams and homemade sourdough bread to mind. And, to make things really interesting, why not try them all myself and write fun, pithy reactions about the nostalgia attached to eating a childhood sandwich. Ambitious and excited, I crowd sourced: I asked everyone on my Facebook and Twitter feed about their favorite versions of the old favorite. It was then I realized just how wrong I was. This was not going to be fun at all.
"Peanut butter and scrambled egg," one of my (now ex-) friends immediately offered. "Just jelly and mayonnaise!" someone else chimed in. By the time I got to peanut butter and jalapeños, I was ready to do some serious de-friending.
But I had committed to the project, so I took a trip to the grocery store to stock up on ingredients. As a disclaimer, I kind of hacked this project. I did buy sprouted whole grain bread, French cornichons instead of pickles, and a few varieties of thick, seed-packed jams in addition to the smallest jar of grape jelly I could find. Essentially, I made choices that solidified the fact that my future children are going to hate me a whole lot.
I also want to confess the fact that I started a small kitchen fire while assembling the sandwiches. I would give you the details but honestly, all you really need to know is that I'm down one tea towel but still have all of my eyebrows and lashes. It was a relatively minor loss.
You're really interested in the peanut butter bonzana, though, aren't you? Well, if you so insist on reaping enjoyment out of my misery, we might as well do it with pictures.
Next: Peanut Butter, Jelly & Potato Chips
Peanut Butter, Jelly & Potato Chips
Okay, I used sweet potato and carrot chips for this one because I'm an obnoxious snob. This was the overwhelming favorite of the group, and only with slight variations. Some suggested classic, salted and ruffled chips and others branched out with Doritos or Fritos. They offer a satisfying crunch and, had I made less bourgeois choice, I imagine the whole affair would be nicely salty.
Next: Fried Peanut Butter, Bacon & Banana
Fried Peanut Butter, Bacon & Banana
This one was undeniably awesome. No wonder Elvis loved it so much; with a toasty exterior and soft, melty peanut butter laced with strips of smoked bacon and sweet, ripe banana, there were a lot of awesome things happening in this sandwich. Consider it a case of three great parts coming together for a truly great sum.
Next: Peanut Butter, Bacon & Pickles
Peanut Butter, Bacon & Pickles
I was warned that the addition of pickles was largely a pregnant woman-favorite, but I had high hopes. After all, the peanut butter, bacon and banana had been a huge success. All I have to say about this one is… no. This is decidedly a case of three delicious ingredients that do not belong within 5 feet of each other. But maybe it was my fault; it could have been the cornichons.
Next: Peanut Butter, Jelly & Raisins
Peanut Butter, Jelly & Raisins
I mean, sure. This one was pretty benign. As my dining companion pointed out, it was kind of like having double jelly. The fact that we were also heavily drinking wine made it a triple threat. At this point, I began to get palate fatigue.
Next: Grape Jelly & Mayonnaise
Grape Jelly & Mayonnaise
NOT COOL. This was, by far, the grossest thing I have eaten in a long time (and I dabble in organ meat). The texture was slippery on slippery, and the cloying sweetness of the jelly did no favors for the eggy mayonnaise. Pass.
Next: Peanut Butter & Scrambled Egg
Peanut Butter & Scrambled Egg
My college roommate suggested this one. Seeing as I never witnessed her eating a peanut butter & scrambled egg sandwich while studying, I can only assume that this was either a post-graduation find, or else a secret attempt to get back at me for all of the nights I spent listening to John Mayer and crying myself to sleep.
Next: Peanut Butter & Jalepeños
Peanut Butter & Jalapeños
Meh. This didn't make me want to vomit, but it was just weird. I can see the potential: a stir-fry spiked with spicy peppers and doused in a peanut-based sauce would be delicious. But this was room-temperature peanut butter and cold, raw jalapeños. I could take it or leave it. Preferably leave it.
Next: Peanut Butter, Jelly & Maple Syrup on a Waffle
Peanut Butter, Jelly & Maple Syrup on A Waffle
I was told an Eggo waffle was a must for this one, so I bought a pack, removed two waffles and crammed the box in the back of my freezer (related: does anyone want to buy a gently-used box of Eggo waffles?). I was a little reluctant, seeing as I'm typically a fan of the homemade variety, but this was pretty damn delicious – in that sticky-sweet, processed kind of way. "It tastes like a cookie," my friend said. And it did. I ate the whole thing to drown out the memory of the last half hour and sat back, satisfied.
Grown-up peanut butter & jelly sandwiches may not be as fun as the kiddo version, but they weren't a bad way to spend a Saturday afternoon. And, hey, I have some great ideas for my next dinner party. Who wants an invite?
Rochelle Bilow is a freelance food and wine writer. To read more of her recipes and thoughts on eating and drinking, visit her website at rochellebilow.com or follow her on Twitter @RochelleBilow.
Rochelle interviewed Chef Richard Blais about the ultimate burger, and created her own incomparable hamburger with Sex in the Kitchen: Blue Cheese Burgers.


text:
WC Qual - CONCACAF News
Giovani dos Santos, Carlos Vela left out of Mexico squad for qualifiers
There was no room for Los Angeles Galaxy forward Giovani dos Santos or Real Sociedad's Carlos Vela in coach Juan Carlos Osorio's latest Mexico.
Javier 'Chicharito' Hernandez out for two weeks with fractured hand
Javier "Chicharito" Hernandez will miss Bayer Leverkusen's first match of the new Bundesliga season at Borussia Monchengladbach with a fractured hand.
Mexico federation backs Juan Carlos Osorio to coach World Cup qualifying
Mexico Football Federation general secretary Guillermo Cantu has said given national team coach Juan Carlos Osorio the federation's backing.
Mexico could open hex on road in United States after CONCACAF draw
The United States will host Mexico in the countries' first game of the final round of World Cup qualifying, should the U.S. win its current group.
CONCACAF 'on a long journey' after reforms - president Victor Montagliani
Victor Montagliani says he learned from a young age about the art of negotiation and politics.
Juan Carlos Osorio to continue as Mexico coach
"The results at this Copa America were a failure, but the project is Russia 2018," said Cantu.


text:
Fancy Book Chain 24K GP Choker Antique Button Steel Necklace
browse these categories for related items...
Directory: New Century: Jewelry: Necklaces: Contemporary: item # 1182475
Please refer to our stock # T 1775 J when inquiring.
Mimi Dee Artwear
PO Box 458
Methuen, MA 01844
Only one! Fancy floral textured book chain used to make this choker necklace - perfect for the bride to be - custom plated in a rich, lush, antiqued, heavy 24K gold. Added an unaltered circa 1870 30mm Victorian 3 pc button, with cut steel center on same color gold gilt open work metal as a removable pendant!. LegaL: All images design concept content text solely owned by Mimi Dee.
Choker: 14.5, yet can be custom shortened or lengthened a bit.
Pendant: made with a 30mm Victorian steel rivets
Order your own signed hand painted presentation box to make it a perfect gift for the bride or anyone!
$11 USPS Priority/Ins/Tracking or Free with USA Ck or USPS MO.
About 20 years ago I fell in love with a limited fancy raw book chain length. Remembering Miriam Haskell's warm toned metals and looking through my 1000s of antique buttons, a few raw yards and findings were selected to take to the platers, so that they could reproduce the same rich gilt look of the Victorian buttons and as close to that of Haskell's. Being told that it would require a heavy 24K antiqued process, there was no other choice. Now 20 years later, one but has to look at the high end catalogs arriving at our mailboxes to see that jewelry designers are plating like rich tones, perhaps looking for something new, but more likely to avoid the high precious metal prices. Here at www.mimideeartwear.com, you can find my one of a kind signed work at much, much better price points!
Update: See image #2 for an additional Victorian 30mm antique jewel, brass and celluloid open work unaltered button - a separate purchase. Serious collectors can remove the "hook" leaving the piece intact and ready for your exhibition competition cards.


text:
Marie C. SalerniFebruary 11,2013Marie C. Salerni
Marie C. Salerni, 87, of Rutland, died Feb. 9, 2013, at her home.
Memorial contributions, in lieu of flowers, may be made to Rutland Area Visiting Nurse Association & Hospice, PO Box 787, Rutland, VT 05702; or a charity of ones choice.
A full obituary will be published in a future edition of the Rutland Herald.
Arrangements are under the direction of Clifford Funeral Home.MORE IN ObituariesWilliam L. King Jr.
DORSET William L. King Jr., 89, of Dorset, died Aug. 16, 2016. Full StorySarah Welch
CASTLETON Sarah ( Marsden ) Welch, 91, died Aug. Full StoryWalter E. Full Story
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text: Man oh man. I reread this for discussion in a couple of weeks at A Good Story is Hard to Find podcast. The Hobbit is the flavor of the month just at present thanks to the upcoming movie, so I'm sure I'm not the only one rereading and finding new insights. It was still really [Read More…]


text:
B&Q Antique Effect Letter Plate (H)75mm (W)250mm
B&Q Antique Effect Letter Plate (H)75mm (W)250mm
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This antique effect letter plate will give a touch of style to your home. It will stop cold air and draughts entering your home. It comes with fixings supplied for quicker installation.
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Buyer's guide to patio doors
It will only take three simple steps to help bring the luxury of indoors, outdoors, with a well-chosen set of patio doors. Start by working out what size you need, then pick a type of patio doors. Lastly, choose your finish. You'll find we have something to suit every home, budget and taste.
Simple Security Solutions
Much as we don't like to think to about it, it's important to prepare for the unexpected and take precautions to keep our homes and families safe and secure.
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Choose a convenient delivery date on 1000's of products
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Sturdy galvanised steel construction with white gloss finish Lockable, drop down door 2 keys and wall fixings included Post slot size 25 x 3.5cm Not recommended for use in coastal sea areas as the salty air will tarnish them faster than normal
Suitable for post or wall mounting this black steel letterbox will give a touch of style to your home. It will stop cold air and draughts entering your home. It comes with fixings supplied for quicker installation. Guarantee - 2 year Fitting instructions - Fitting instructions included
A large capacity letterbox than can receive A4 envelopes Suitabe for external use to keep post dry or out of the way of pets A secure, lockable front door with 2 keys supplied Letterbox to suit any style home


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July 12, 2013 by Zeno Watson
Over the past few months I have been using VIVOBAREFOOT shoes as my go to training shoe to compliment my training in Parkour. When training as a Parkour practitioner it's important to condition and strengthen your feet, legs and core to be more resilient to potential injuries, especially from the hip down to the feet. The training shoes we have come to know may look good and have plenty of padding/protection in the sole, however they maybe detrimentental to your training. Such issues as incorrect running mechanics, when running the heel is in contact first with the ground rolling onto the... Read More
Barefoot Parkour, Barefoot Training Shoe, Evo, Parkour, Zeno Watson
October 26, 2011 by Seema at VIVOBAREFOOT
The Evo was our first performance barefoot shoe, released in early 2010, with our multi-terrain barefoot sole. This Autumn we've added several new colour options for our bestselling Evo and Evo II . Here's what Lose Those Shoes said about Evo : "The Evo Sole is designed to be used on any terrain and is sturdy under foot." "The tongue on the Evo is well designed, just bulky enough so you don't feel the laces, even when wearing them barefoot." "The Evo is a great minimalist running shoe, the Evo has a large toe box so when you're running and your foot... Read More
Evo, Lose Those Shoes, Vivobarefoot Evo
October 17, 2011 by Jamie Page
The Gear to Grow program allows outdoor retailers and manufacturers to make tax-deductible gear donations for the benefit of getting more people involved in outdoor recreation. Read More
Evo, Gear To Grow, Outdoors
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Comprehensive DescriptionRead full entry
BiologyApparently carnivorous, probably ichthyophagous. Maximum length reported to reach 40 cm TL (Ref. 12468).
Hydrolycus scomberoides Trusted
© Brian Gratwicke
Flickr: EOL Images
Hydrolycus scomberoides Unreviewed • Rhaphiodon vulpinus Unreviewed ... more taxon associations
Hydrolycus scomberoides Unreviewed
Hydrolycus scomberoides Trusted
© Discover Life and original sources
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Leave some for the rest of us!
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Playing With My Heart
by Tobe Fonseca
Printed to order.
Ships in 3 - 5 business days
Hurry only 1 left!
- Ships in 3 - 5 business days
- Want it faster? Choose expedited shipping at checkout.


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Odin Multi Downloader v4.42 - download at 4shared. Odin Multi Downloader v4.42 is hosted at free file sharing service 4shared.
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you should stop giving fakes to people. who wants to get a working program try this www.goo.gl/zEYITU .. Odin v3.09 without surveys :)
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Dublin and Belfast, Ireland
Application Deadline
Closed for 2016
Program Dates
Wednesday, May 25 - Saturday, June 4, 2016
- Round Trip Airfare
- Hotel accommodations
- Three meals per day
- Transportation and tickets for cultural activities and excursions that are part of the courses
- International health insurance
Applications are due Monday, December 14th.
A non-refundable deposit of $500 is due Monday, December 14th.
*All deposits should be brought directly to the Bursars Office in Austin Hall or paid online. All checks should be made out to 'Merrimack College'
Enroll in a course taught by Merrimack faculty and earn four Merrimack College credits. The course being offered is:
- WRT 3701: Writing Through War to Peace: Images and Narratives of the Troubles and Beyond in Northern Ireland (4 credits)
Satisfies a humanities distribution requirement for seniors as well as an Arts & Literature requirement, D and X in LS core.
For more information contact Erika Cook (email@example.com)


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Luminox 3152
Luminox Steel Colormark Watch
Now: $575.00
Loading Selection...
The Colormark concept is now available in steel watches. Given the outstanding success Luminox has enjoyed with its polymer series, it was only a matter of time before steel versions were to be added.• Water: Resistance 200 meters, 20 ATM
• Movement: Ronda 505 HH6
• Battery/Battery life: 395 / 50 months
• Case: 316L steel
• Bezel: PC carbon reinforced, rotating, at 12h colored LLT protected by metalized mineral glass window
• Case back: 316L steel
• Glass: Mineral glass hardened
• Crown: Stainless steel 316L
• Height: 12.70
• Diameter: 44mm
• Illumination: 1-11 purple, 12 yellow, H/M Hand purple, Second Hand yellow
• A complete selection of watches can be found at TacticalWatch.com
|Customers who viewed the Luminox 3152 also viewed:
Luminox 3059
Navy Seal Colormark Watch
Whistle Creek 37525
Hunter's Field Dressing Kit In A Sardine Can
Stanley 10-01287
Adventure Vacuum Food Jar 18oz.
5.0 / 5 (1 Reviews)


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Second Consecutive Lay Day for Commonwealth Bank Beachley Classic
DEE WHY, New South Wales (Friday, October 2, 2009) – Event officials were forced to call a second consecutive lay day for the Commonwealth Bank Beachley Classic with only small one-to-two foot surf on offer at Sydney's Northern Beaches after spending the day monitoring conditions while waiting for the swell to increase. "The surf is
Industry News
SERF Team Padang Earthquake Response
Padang has been devastated by this week's earthquake. Buildings are leveled, people are dead, injured and missing, gasoline is in demand–not enough to run generators, the city is dark. They need our help. Matt is flying out tomorrow morning under the flag of Last Mile Operations & SERF to help our friends by providing: •
Kelly Slater Featured on NPR Talk Show
Kelly Slater may be the coolest man ever to appear on Wait Wait Don't Tell Me. He's been both the youngest and the oldest pro surfing champion, and he has a shot at winning a record ten total world championships. Slater's a musician, a scratch golfer, a serial dater of supermodels, one of People Magazine's
Industry News
Cosmic Creek Brings Amazing Music and Surfers to Laguna
Guitar Art Display and Star-studded Concert Add to the Retro Surf Contest The Cosmic Creek Music & Art Extravaganza takes place at 7 Degrees (Laguna Canyon) Saturday night, Oct 3rd as part of the Cosmic Creek event that includes a retro-style surf contest and beach BBQ. With performances by an amazing gathering of famous artists,
Industry News
SurfAid International Launches Padang Earthquake Appeal
SurfAid has launched an Emergency Response Appeal to help the people of Padang who were hit by a huge earthquake (7.6 on the Richter scale) on Wednesday 30 September. Our Program Director, Dr David Lange, narrowly escaped death as he fled the Ambacang Hotel, which then collapsed, killing many and trapping others. Many buildings have
Searching for Michael Peterson at Asbury Park this Friday
APFI PRESENTS SEARCHING FOR MICHAEL PETERSON and PERFORMANCE BY BEAU YOUNG – FRIDAY, OCTOBER 2 – 7:30pm – THE CAROUSEL – ASBURY PARK $10.00 7:30pm – Performance by Beau Young 8:30pm – Screening of SEARCHING FOR MICHAEL PETERSON Bonfire on First Avenue Beach to follow On Friday October 2nd Searching for Michael Peterson will screen
Industry News
New Era Cap Brings Gold to the Golf Course
Irvine, CA (September 30, 2009) – New Era Cap, the world's premier headwear manufacturer, brought The Gold Club to the south of the border themed 8th Annual Rob Machado Golf Experience. The Gold Club hit the Lomas Santa Fe Golf Course as New Era took over the 10th Hole and transformed the green into a
Industry News
New Era Brings the Gold Club to Surfer Poll
Irvine, CA (September 25, 2009) – New Era Cap, the world's premier headwear manufacturer, brought the Gold Club to Surfer Magazine's 2009 Surfer Poll & Video Awards. The Gold Club hit the Grove in Anaheim red carpet style as New Era came on board with Surfer Magazine to take over one of the biggest nights
Lay Day for Commonwealth Bank Beachley Classic, Beachley Potentially Faces Last Heat
Event officials have called Commonwealth Bank Beachley Classic competition off today due to the lack of waves on offer this morning on Sydney's Northern Beaches. With plenty of time remaining in the event waiting period, surfers and officials have decided to wait for the swell to increase before resuming competition. "We've got deteriorating swell out
Bartels and Gilmore Lead Opening Day of Commonwealth Bank Beachley Classic
DEE WHY, New South Wales (Wednesday, September 30, 2009) – The opening day of the Commonwealth Bank Beachley Classic saw current ASP World No. 5 Melanie Bartels (HAW), 27, and reigning two-time ASP Women's World Champion Stephanie Gilmore (AUS), 21, lead the world's best women's surfers through Round 1 in two-to-three foot (1 metre) surf


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File Manager Downloads
A collection of File Manager Downloads for Windows
File Manager Downloads
Products containing "File Manager" in product nameKJ File Manager 3.5.1
Easily manage your karaoke, video, and audio files and rename them properly to one of the standard formats. Automatically auto-corrects for underscores and capitalization, swap Title and Artist, shift, split, and replace field data on multiple filesIdokorro Mobile File Manager 2.5
Mobile File Manager for BlackBerry supports WebDAV, FTP, SFTP and Sharepoint.Express Delegate Dictation File Manager 4.11
Professional dictation file and workflow manager for large businesses and trascription companies. The application allows for three levels of users, Speakers, Typists and Managers. Users can login to a web based console to upload and download files.Youtube File Manager 22.214.171.124
Upload your video files to youtube with this tool automaticallyFadmin File Manager 3.1.7
file and folders create/copy/move/delete/rename/search/webbrowser/folder synchronization/editor and viewer with syntax highlightFly Web File Manager 1.1
Fly Web File Manager is a web based file manager with role based access model allowing you to online manage and share your files in the Internet or Intranet via web browser. FlyManager provides the complete set of possibilities on file...Meta Commander Pro file manager 1.2.19
This file manager (explore addon) greatly boost the speed of your file browsing.DoneEx INI-File Manager DLL 1.3.4
You can create new or load existed INI-file and manage sections and keys in it. You can produce action with sections and keys of INI-file as: - search, add, delete sections and keys - retrieve, change, encrypt or decrypt keys and whole file.One Cat File Manager 4.0.1
One click layout of up to four directory panes, easy multiple file renaming, powerful thumbnail viewer and editor for pictures and video, navigation history, directory synchronization, file cataloging, start-up program management and custom looks.Sprintbit File Manager 4.4
Sprintbit File Manager for Windows XP/Vista/7 (all 32-64 bit) is a fully featured application for viewing, editing, playing and managing files, directories and archives on your computer.
Products containing "File Manager" in tagsSE-Explorer 1.31.1
SE-Explorer is a free portable file manager for Windows. It has clear tabbed interface with dual-panel file browser and lots of build-in tools: media player, web browser, viewers for pictures, archives, resources, documents, PDF, DjVu, fonts, hex...infoRouter Document Management Software 7.0
Integrated Electronic Document Management Software system to manage corporate electronic and paper documents. It includes Workflow, Content & Portal Management, Knowledge Management, Electronic Forms, ISO 9000 Document Control.Magellan Explorer 3.32
Powerful dual window file manager with integrated FTP client, an advanced image viewer and support for popular archive formats including ZIP, RAR, ACE and UNIX formats. The interface is completely customizable, with over 100 options.Atlast! File Notes Organizer 3.5
The one stop solution for writing notes against any files on disk, removable media and over networks. The enhanced Windows Explorer like design, features a built-in viewer, file filter, bookmark, annotation and video clip tools.Resco Explorer 2008 7.02
An award winning software that manages files in a fast, powerful, and easy wayEasy audio tools 1.00
a powerful, multifunction multimedia software, which supports WAV, MP3, OGG and WMA file. Easy audio tools has 7 main functions: file manager, CD ripper, Recorder, audio converter, cd player, ID3 tag editor, radio player, radio recorder.Accessor 1.7
Quick access to main Windows functions, folders, documents means review of File System, creation of favourite folders list, access to Control Panel contents, quick termination of programs, process administration, CD-ROM control and many others.AB Commander 7.5.5
A powerful yet simple to use dual-panel file manager with a built-in file splitter, folder synchronizer, image viewer, full-featured text editor and more. Supports Space Investigator. Evaluation version is fully functional. Free for 30 days.Active@ ISO Burner 3.0.0
Active@ ISO Burner burns CD/DVD/Blu-ray ISO images compatible with the ISO 9660 standard. Automated burning is also supported.Magican File 1.2.0
It helps Mac users find any file, even hidden file and manage file
Products containing "File Manager" in descriptionSE-Explorer 1.31.1
SE-Explorer is a free portable file manager for Windows. It has clear tabbed interface with dual-panel file browser and lots of build-in tools: media player, web browser, viewers for pictures, archives, resources, documents, PDF, DjVu, fonts, hex...Hidden Administrator 4.1
The software is designed to administrate remote computers via a local network or the Internet. The program is easy to learn and use. It has a convenient and intuitive interface so even an unskilled user will be able to learn how to use it.FILERECOVERY 2013 Professional (PC) 18.104.22.168
FILERECOVERY� 2011 Professional runs natively under the Windows� 2000/XP/VISTA/Win7 operating systems, and supports all partitions using FAT 12, FAT16, FAT32, and NTFS file systems. Also allow scanning and recovery from HFS formatted volumes as well.Active File Compare 2.0
Active File Compare is an advanced utility for the comparison and synchronization of any text files in visual mode. Use this tool to compare two versions of the same file or to correct the source code versions.Active UNDELETE - Data Recovery 9.0.63
Active UNDELETE is powerful data recovery software that helps you to recover lost, deleted and formatted data from Hard Drives and all other media. Active@ UNDELETE Professional includes Vista-based bootable CD/DVD image to recover unbootable PC.CleanMyPC 1.5.8
CleanMyPC is a cleaning and maintenance utility for Windows XP, Vista and 7. CleanMyPC just keeps your computer running right by finding and cleaning up unnecessary system junk, application leftovers and other useless data.Net Orbit 2.0
Increase user productivity by supervising your entire network. Watch employee or student screens simultaneously. Visually pinpoint problem individuals with ease. Send users a message, lock their PC and record user activities for later viewing.ActivIcons 3.36
Change the Windows default desktop icons/cursors, restore desktop positions, etcSpyCapture 1.4.5
The SpyCapture is a small tool and advanced PC security and monitoring software that enabled you to monitoring your computer when you are away.FileWrangler 5.30
Complete file management: Zip, patch, split, group rename, view, redate, more...


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Take a sneak peek at the new NIST.gov and let us know what you think!
(Please note: some content may not be complete on the beta site.).
Math News
White House Fact Sheet: Administration Cybersecurity Efforts 2015
Release Date: 07/09/2015
The White House fact sheet on cybersecurity highlights five NIST efforts to improve the nation's cybersecurity: The National Cybersecurity Center … more
White House Fact Sheet: Convening Manufacturing Leaders to Strengthen the Innovative Capabilities of the U.S. Supply Chain, including Small Manufacturers
Release Date: 07/09/2015
Today the White House released a fact sheet on manufacturing that highlights efforts of NIST's Hollings Manufacturing Extension Partnership. … more
Energy Savings Performance Contract Protects Environment—and Saves Taxpayers up to $7 million
Release Date: 07/06/2015
On June 30, 2015, the Census Bureau's National Processing Center in Jeffersonville, Indiana awarded a $120 million Energy Savings Performance … more
NIST Revises Key Computer Security Publication on Random Number Generation
Release Date: 06/25/2015
In response to public concerns about cryptographic security, the National Institute of Standards and Technology (NIST) has formally revised its … more
A Call for Nanotechnology-Inspired Grand Challenges
Release Date: 06/18/2015
NIST is a participant in the National Nanotechnology Initiative. Electron microscope tomograph shows a 3D view (~300 nm on a side) of a gridwork … more
NIST Tightens the Bounds on the Quantum Information 'Speed Limit'
Release Date: 04/14/2015
If you're designing a new computer, you want it to solve problems as fast as possible. Just how fast is possible is an open question when it comes … more
NPSBN Network Parameter Sensitivity Analysis
Release Date: 03/15/2015
Authors: Richard A. Rouil; Antonio Izquierdo Manzanares; Camillo A. Gentile; David W. Griffith; Nada T. Golmie Abstract: The legislation included … more
Computing for Better Radiation Therapy
Release Date: 02/19/2015
A photograph of the free-air chamber used for the physical measurements (left) and the corresponding model used in the computational simulations … more
Hidden Uncertainties Uncovered in Nuclear Forensic Measurement
Release Date: 02/02/2015
A visualization of the detectors used for anticoincidence more
Supercomputer Simulations Yield Method for Predicting Behavior of New Concrete Formulas
Release Date: 01/21/2015
Just because concrete is the most widely used building material in human history doesn't mean it can't be improved. A recent study conducted by … more
Baldrige Program Seeks Examiners for 2015 Board
Release Date: 12/01/2014
The Baldrige Performance Excellence Program (BPEP) is seeking applicants for the Malcolm Baldrige National Quality Award Board of Examiners for the … more
UMD and NIST Announce the Creation of the Joint Center for Quantum Information and Computer Science
Release Date: 10/31/2014
Abby Robinson , UMD 301-405-4575 Center researchers aim to understand how quantum systems can store, transport, process information The University … more
The Vivid Realism of 3D Functions, Right There on Your Browser
Release Date: 07/01/2014
A classic online mathematical reference offered by the National Institute of Standards and Technology (NIST) now features a better way for users … more
New Math Technique Improves Atomic Property Predictions to Historic Accuracy
Release Date: 06/25/2014
[This article was revised on July 23, 2014, to clarify the relationship between the work reported here and the related problem of calculating … more
Executives Embark on Year-Long Fellowship
Release Date: 04/17/2014
Embarking on a year-long fellowship to dialogue on all aspects of leadership and how it relates to a visionary focus, operational intelligence, … more
ContactGeneral Information:
100 Bureau Drive, Stop 1070
Gaithersburg, MD 20899-1070


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The color of this Degenhart gypsy pot toothpick is Periwinkle. It is one of so many beautiful colors made by Elizabeth Degenhart. It bears the typical D in Heart signature in the bottom. This toothpick measures approximately 2-1/4" tall and 2-1/4" in diameter. It is in very good condition with no damage or flaws. What a beauty to add to your Degenhart collection!
Mrs. Degenhart made wonderful colored glass items in her shop in Cambridge, Ohio until her death in 1979. Her will stipulated that her mark could no longer be used.
I have purchased a large estate of Degenhart glass and will be listing many items over the coming weeks. If you have any particular needs or wants, please let me know.
2 other shoppers have this item in their Cart or Wish List .
Watch for lots of new listings, jewelry, die cuts, mechanical Valentine's and more.
Please browse our fabulous costume jewelry, collectibles, postcards, books and much more.


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Just a memory
Snow Igloo: With the past weekend's balmy temperatures, the foot of snow dumped on the area Feb. 20-21 seems like a distant memory. However a week after the storm, enough of the white stuff remained for 6-year-old Tucker Knauss and his dad, Spencer Knauss, to build this igloo in their backyard. Upon finishing construction, Tucker filled a cooler with snowballs that he stored inside the structure.
Latest Headlines
- New hospital safety ratings now available to the public
- Mentees, others share value of TeamMates
- Playground equipment tops Lake Helen priority
- School administrators reorganize with one less
- Turning to the next page
- The Crossing gets special use permit
- Hotline brings sellers and buyers together


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hello, i love wordpress and the great amount of customization and tweaking and support.
one thing i have noticed, however, is that there is tons of theme supporting featured posts, sliders in the headers allowing you to thumb through the latest, or a certain category of posts.
what i'm wondering is how tweak the script to allow pages rather than posts, if its possible at all.
specifically the credia theme.
also are there any themes that do this natively?


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Posted| Updated
The Australian women's hockey team defeated New Zealand 2-0 in the first Oceania Cup match in Melbourne on Sunday afternoon.
Topics: other-sports, australia
The body of a senior Victorian police officer, who died while on a mountain climbing expedition in the Himalayas, has been flown home to Melbourne.
Indonesia's military on Monday starts the second week of a huge operation to crush separatist guerrillas in Aceh province and one analyst forecast that it would continue until late summer.
Topics: unrest-conflict-and-war, aceh
Posted| Updated
Dr Peter Hollingworth has announced he is quitting as Governor-General.
Topics: governors-general-and-state-governors, child-abuse, anglicans, federal-government, australia
Posted| Updated
Dr Peter Hollingworth has announced he is resigning as Governor-General.
Topics: governors-general-and-state-governors, child-abuse, anglicans, federal-government, australia
Posted| Updated
Australian teenager Casey Stoner will start in the front row for the start of the French 125cc motorcycle Grand Prix at Le Mans later today (Sunday) despite crashing twice in wet conditions during the final qualifying session.
The head of the Commonwealth Bank says its modest returns this year will help the bank weather tougher financial times expected in the next 12 months.
Topics: banking, company-news, australia
Posted| Updated
Australian Swimming's "pocket rocket" Alice Mills won her fourth individual event on the final day of the Cairns Grand Prix meet on Sunday.
South Korea hopes to hold talks to coordinate policy on North Korea with key allies after a summit next week between President Roh Moo-Hyun and Japanese Prime Minister Junichiro Koizumi, reports said Sunday.
Topics: unrest-conflict-and-war, korea-democratic-people-s-republic-of, korea-republic-of
The Victorian Government says widespread problems with the current public transport Metcard system should be resolved with the introduction of smart card technology in 2007.
Topics: transport, states-and-territories, vic
Posted| Updated
Australia's run of 21 successive one-day international victories is motivating the world champions in their bid to inflict a 7-0 whitewash on the West Indies, says skipper Ricky Ponting.
Topics: cricket, australia, trinidad-and-tobago
A letter has been read to Anglican congregations across in South Australia today as the church deals with allegations of sexual abuse by former youth worker Bob Brandenburg.
Topics: sexual-offences, anglicans, sa
Posted| Updated
Two goals from Ronaldo helped Real Madrid to regain the leadership of the Spanish first division, at least for 24 hours, after they won 2-1 at reigning Spanish champions Valencia on Saturday.
Topics: spain-soccer, spain
Posted| Updated
The Women's World Cup will take place in the United States next September after being moved out of China because of the deadly severe acute respiratory syndrome (SARS) disease, the Philadelphia Inquirer reported on Saturday.
Topics: socceroos, soccer-world-cup, united-states
Posted| Updated
Atalanta and Reggina will face each other in a nail-biting two leg relegation play-off after both teams finished level on points on Saturday, the final day of the 2002-03 Serie A season.
Topics: italy-soccer, italy
The Israeli Cabinet is meeting today to discuss whether to approve the decision by the Prime Minister, Ariel Sharon, to accept the new Middle East peace plan.
Topics: unrest-conflict-and-war, israel
Posted| Updated
Motherwell celebrated their reprieve from relegation in style with a 6-2 thrashing of Livingston in their final match of the season on Saturday.
Topics: scotland-soccer, scotland
Posted| Updated
Bournemouth were promoted to the English second division on Saturday after a 5-2 victory over Lincoln City in the division three playoff at the Millennium Stadium.
Topics: english-lower, england
Posted| Updated
A battling South Sydney side went down by just two points to St George Illawarra at the SCG on Sunday afternoon after referee Bill Harrigan controversially disallowed a Rabbitohs' try with just minutes to go.
The Assistant Federal Treasurer says the Government will have to consider a double dissolution election soon.
Topics: parliament, federal-government, australia
Posted| Updated
The Kangaroos scored an upset 25-point win over the Sydney Swans at Manuka Oval in Canberra on Sunday afternoon.
Topics: australian-football-league, australia
Fire investigators are yet to determine the cause of a blaze which destroyed a Catholic chapel in Hobart's north overnight.
Topics: residential, tas
Toulouse coach Guy Noves has paid tribute to his players after their 22-17 win over Perpignan in the final of the European Rugby Cup in Dublin.
Topics: rugby-union, france, ireland
Posted| Updated
Italian Silvia Farina Elia has taken out the WTA event in Strasbourg France, beating Croatia's Karolina Sprem 6-3, 4-6, 6-4 in the final.
Posted| Updated
Bayer Leverkusen escaped relegation, while VfB Stuttgart secured a Champions League spot in an eventful final Bundesliga program on Saturday.
Topics: germany-soccer, soccer, germany


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January 29th, 2010
New FHA rules affects consumers, housing market, and economy
1 Comment |
The Federal Housing Administration is undergoing major changes in 2010 to tighten lending standards, raise credit score requirements, and increase mortgage premium costs in an effort to strengthen the agency's weakened financial state and reform the lax lending practices that contributed to the housing crisis.
The FHA does not provide mortgage loans itself, but offers government-backed insurance against defaults for mortgages issued by approved lenders. FHA loans appeal to new and first-time homebuyers because they require down payments of 3.5% of the home's purchase price, in comparison to the industry standard of 20% or more. However, the agency has been criticized for backing mortgages with little or no down payments, which was the type of lending that contributed to the current wave of foreclosures. The agency is also financially strapped as more than 18% of FHA borrowers are at least one payment behind or in foreclosure compared with 14% default rate for all loans, reports USA Today.
A healthy FHA is vital for the housing market because the agency insures about 30% of new loans and is also the largest mortgage backer for first-time buyers. The following policies, effective spring and early summer this year, are designed to bring in more revenue and also reform loan underwriting:
- Mortgage-insurance premium. Borrowers must pay upfront mortgage insurance premium of 2.25% of the total loan amount, up from the current level of 1.75%. For example, if a borrower takes out a $200,000 mortgage, they would have to pay $4,500 premium rather than the current fee of $3,500. The premium is split between an up-front fee paid at closing and an on-going yearly fee. FHA officials may also increase the maximum annual premium that can be charged, pending congressional approval.
- Higher credit score. Borrowers need a minimum credit score of 580 to qualify for the FHA's 3.5% down payment rate. Borrowers with a score lower than 580 are required to put a down payment of at least 10%. Compare this to standard lending guidelines which require at minimum of 720 to qualify. Increasing minimum credit scores will safeguard the FHA against borrower default, while still providing loans to most consumers.
- Enforcement on FHA lenders. FHA will publicly report lender-performance rankings on the HUD website and enhance monitoring of lender performance and compliance with FHA guidelines. After cracking down on 15 mortgage lenders with suspiciously high default rates for FHA loans and banning two companies from FHA's program, this provision will increase oversight to make lenders more accountable.
- Seller concessions. Seller concessions for closing costs will be reduced from the current 6% to 3% to deter sellers from inflating a home's appraised value, which increased the risk of borrower default.
The new rules will address risks and minimize losses in the struggling housing market, yet will also make it harder for consumers to qualify for a mortgage. Borrowers with poor credit will find the new tightened requirements could significantly impact their ability to buy a home. However, financial soundness for the FHA's insured mortgages will prop up stable home buying, which will benefit the U.S economy as a whole in the long run.
Disclaimer: All information posted to this site was accurate at the time of its initial publication. Efforts have been made to keep the content up to date and accurate. However, Credit Karma does not make any guarantees about the accuracy or completeness of the information provided. For complete details of any products mentioned, visit bank or issuer website.
One Comment
Despite the circumstances that brought the housing industry down, measures need to be taken to save it.YeraBuilder at 5:12 pm on September 6, 2010