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Quincy Mutual Fire Ins. Co. v. New York Central Mutual Fire Ins. Co., No 3:12-CV-1041-DEP (N.D.N.Y. March 31, 2014)
The Northern District of New York held that a primary carrier that declined to settle an underlying lawsuit for policy limits multiple times, even in the face of evidence that damages were likely to exceed the combined limits of the primary and excess policies at issue, was liable to excess insurer for bad faith.
On November 21, 2000, Randolph Warden was in an automobile accident in upstate New York in which he failed to stop at a stop sign and struck the vehicle driven by Peggy Horton, causing her serious injuries. At the time of the accident, Warden had a Personal Automobile Liability Insurance Policy issued by New York Central Mutual Fire Insurance Company ("NYC") that provided primary coverage of $500,000. Warden also had a homeowner's policy with Quincy Mutual Fire Insurance Company ("Quincy") that provided excess liability insurance in the amount of $1 million per occurrence. Under the terms of the Quincy policy, Quincy had no obligation to indemnify or defend Warden until the limits of the underlying primary policy were exhausted or tendered.
Timely notice of the accident was provided to both NYC and Quincy, and both carriers accepted coverage. When Horton filed suit against Warden in October 2001, NYC took up Warden's defense, retaining counsel on his behalf. In December 2001, in response to a query from Quincy, a representative of NYC informed Quincy that NYC believed that its policy limits were sufficient to cover Horton's damages. Horton, however, underwent six surgeries to her back and abdomen between 2001 and 2008 that left her with permanent scars. She also suffered mental impairments from the accident, eventually being diagnosed with both Post-Traumatic Stress Disorder and depression. She was unable to return to her job as a nurse and eventually qualified for Social Security disability benefits.
In November 2004, Horton filed for partial summary judgment on the issues of liability and serious injury, and the New York Supreme Court granted her motion in May 2005. NYC directed Warden's attorney to appeal. It was not until December 2005 that NYC authorized Warden's attorney to make its first settlement offer, for $75,000, which Horton rejected. At the time, Horton's demand was $500,000, the limit of the NYC policy.
The appellate court affirmed the trial court's ruling in August 2006. At that point, only the issue of damages remained for trial. In January 2007, Horton increased her demand to $3.5 million. Soon after, Warden retained a personal attorney to monitor the case. Still, NYC kept its settlement offer at only $75,000, even after being apprised of the reports from Warden's own experts that Horton was seriously disabled. NYC also held firm in June 2007, when Horton indicated she would accept a settlement of $1.5 million, the combined limits of the NYC and Quincy policies. At that point, Horton's counsel sent a bad faith letter to NYC. Horton lowered her demand again in July to $750,000, and Quincy indicated it would pay $250,000 toward that amount if NYC tendered its limits, but NYC still refused to raise its offer. Requests from Warden's personal attorney to settle also did not change NYC's position, and NYC ignored Warden's request to be sent copies of any case evaluations.
Because of Horton's surgeries, the trial of the matter was delayed until October 2009. NYC had by this point hired new counsel for Warden and intended to try the case. In September 2009, Horton informed NYC that, in light of its failure to raise its offer above $75,000, she was withdrawing her offer to settle within Warden's policy limits. In response, NYC raised its offer to $200,000. In late September, NYC heard a verdict- potential evaluation from the lawyer it had hired to defend Warden, the first such evaluation performed by or on behalf of NYC concerning the matter in the almost nine years since the accident. At that point, NYC tendered its entire policy limit of $500,000.
Quincy, which by now also faced assertions of bad faith from Horton and Warden, then took over the settlement negotiations. The case finally settled a few weeks later for a total of $1.5 million, with both NYC and Quincy paying their full policy limits.
In June 2012, Quincy filed a bad faith action against NYC in the U.S. District Court for the Northern District of New York, alleging that NYC breached its duty as a primary carrier to an excess carrier to consider the interests of the excess carrier in deciding whether to settle. As the court recognized, this required Quincy to prove that, "had [NYC] acted in good faith throughout the negotiation process, a settlement would have been realized, and that settlement would have required Quincy Mutual to pay less than the full extent of its excess policy."
The court found that NYC acted in bad faith by losing two opportunities to settle with Horton. Citing testimony from Horton's attorney that she would have been willing to settle the case for NYC's policy limits in December 2005, the court found there was an opportunity to settle that NYC ignored. Further, it held Quincy proved that all serious doubts concerning Warden's liability had been removed by that point based on the entry of summary judgment on liability and the findings of several of Warden's own experts. Moreover, despite NYC's failure to perform its own damages evaluation of the case, the court said that NYC should have known by late 2005 based on various developments that Horton's damages would exceed $500,000. Similarly, there was also sufficient evidence to conclude that Horton would have settled in July 2007 for $750,000. By this point, NYC should have been aware that the damages had significant potential to exceed the $1.5 million available under both policies.
NYC argued that Quincy bore some blame for the failure to settle. The court rejected this argument, noting that Quincy's defense and indemnity obligations did not engage until the primary insurer, NYC, either exhausted or tendered its policy limits. The court noted that Quincy, as an excess carrier, did not have a duty to supervise the primary insurer.
As a result of NYC's bad faith, the court ruled that Quincy was entitled to recover its entire $1 million policy limit from NYC.
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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.
© Saul Ewing LLP
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Art Print
Always Hereby Elizabeth Gonzalez Art
Free Worldwide Shipping Today!
Collect your choice of gallery quality Giclée, or fine art prints custom trimmed by hand in a variety of sizes with a white border for framing.
I created this Musical White Elephant collage for one of my sons. I wrote encouragement messages in Spanish (our native language) and a few words in English. It is very whimsical and inspirational. I love adding small details related to nature. music and love. It is my wish that this at provokes a feeling of joy making people smile.

subset: commoncrawl


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Category:For 2 voices
Free public domain sheet music from IMSLP / Petrucci Music Library
The list below includes all pages in the category "For 2 voices". This includes works originally scored for two solo voices with no accompaniment. See also For 2 voices, piano, For 2 voices, continuo, Scores featuring the voice, For 1 voice, For 3 voices, For 4 voices, For 5 voices, For 6 voices, For 7 voices, For 8 voices.
Pages in category "For 2 voices"
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Book your room at La Quinta Inn Columbus Airport Area
Get an overview of this hotelSuburban hotel with free breakfast and outdoor pool
Situated near the airport, this hotel is 1 mi (1.6 km) from Magic Mountain Fun Center East and within 6 mi (10 km) of World Harvest Church and Motorcycle Hall of Fame Museum. Pickerington Ponds Metropark and Doll and Toy Museum are also within 6 mi (10 km).
Hotel Features
This hotel features an outdoor pool, a seasonal outdoor pool, and a 24-hour front desk. Free continental breakfast, free WiFi in public areas, and free self parking are also provided. Other amenities include a front-desk safe.
Room Amenities
All 122 rooms offer free WiFi, premium bedding, and flat-screen TVs with satellite channels. Guests will also find coffee makers, free local calls, and hair dryers.Would you like to give us feedback? Share it! Opens in a new window
La Quinta Inn Columbus Airport Area2447 Brice Rd Reynoldsburg OH 43068
Hotel Amenities
Hotel Amenities
A complimentary breakfast is offered. High-speed wireless Internet access is complimentary. This Reynoldsburg hotel also offers an outdoor pool, complimentary use of a nearby fitness facility, and a safe deposit box at the front desk. Complimentary self parking is available on site.
- Free use of nearby fitness center
- 24-hour front desk
- Safe-deposit box at front desk
- Total number of rooms - 122
- Number of floors - 2
- Outdoor seasonal pool
- Free self parking
- Outdoor pool
- Free breakfast
- Free WiFi
Family Friendly Amenities
- Family Hotel
- Outdoor pool
- Free Wi-Fi
- Cribs/infant beds (complimentary)
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Free self parking
Room Amenities
- Premium TV channels
- Premium bedding
- Air conditioning
- Free local calls
- Coffee/tea maker
- Daily housekeeping
- Private bathroom
- Free toiletries
- Hair dryer
- Shower/tub combination
- Satellite TV service
- Iron/ironing board
- Free cribs/infant beds
- Flat-panel TV
- Free WiFi
Where to Eat
Guests are offered a complimentary continental breakfast.
Nearby Things to Do
- Golfing nearby
To make requests for specific accessibility needs, complete the "Special or Accessibility Requests" section of "Trip Preferences" when you book your hotel.
Hotel Policies
Check-in time starts at 3 PM
Check-out time is noon
Payment types
- Pets stay free
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
Pets allowed (no fees)
No rollaway/extra beds available
Hotel Name
- La Quinta Columbus Airport Area
- La Quinta Columbus Airport Area Reynoldsburg
- La Quinta Inn Columbus Airport Area
- La Quinta Inn Columbus Airport Area Reynoldsburg
- La Quinta Columbus Airport
- La Quinta Inn Columbus Airport Area Ohio/Reynoldsburg
- La Quinta Inn Columbus Airport Hotel Reynoldsburg
- La Quinta Reynoldsburg
- Reynoldsburg La Quinta
- Quinta Inn Columbus Airport Area Reynoldsburg
- Quinta Inn Columbus Airport Area
- Quinta Columbus Airport Area Reynoldsburg
- Quinta Columbus Airport Area
We should mention
Children 18 years old and younger stay free when occupying the parent or guardian's room, using existing bedding.


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- Report: #178513
Report - Rebuttal - Arbitrate
Complaint Review: USAPA - LVAAP
USAPA - LVAAPPO Box 880569 Boca Raton, Florida U.S.A.
USAPA - LVAAP ripoff sweepstakes winner ripoff, asked for twenty dollars to process my winnings. Boca Raton Florida
*Author of original report: Las Vegas, Navada actionable award program
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I'm sure these people never recived tthe reward. It should be investigated.I really was excited at this Idea and was ready to send out the twenty dollors but I had my boy-friend read it and he said honey did you enter a sweepstake by this name / well You can't even get me to enter publisher clearing house again becuase I never won and had to deal with people trying to sell me stuff I didn't need for ever. He said Patricia if someone was planning to send you this money it would be from a law firm or at least signed by a real person and have a phone # for contact.
I looked on this site and found the rip off report. Thank God For theses reports or I may have been ripped off as many others have Thank you I hope someone can stop this ripoff. What about all the people who don't have the web or a friend to tell them its a scam? Thanks again
Sidney, Montana
This report was posted on Ripoff Report on 02/28/2006 08:26 AM and is a permanent record located here: http://www.ripoffreport.com/r/USAPA-LVAAP/Boca-Raton-Florida-33488-9902/USAPA-LVAAP-ripoff-sweepstakes-winner-ripoff-asked-for-twenty-dollars-to-process-my-win-178513. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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#1 Author of original report
Las Vegas, Navada actionable award program
AUTHOR: Patricia - (U.S.A.)
SUBMITTED: Tuesday, February 28, 2006POSTED: Tuesday, February 28, 2006
Lets stop these con artist.
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MEDFORD — A suspected gang member wanted in connection with an assault was arrested Sunday afternoon after Medford police got numerous tips about his whereabouts.
Orlando James Chavez, 24, was arrested at a house in the 800 block of Krissy Dee in west Medford.
He was a suspect in a March 22 fight in which four young men believed to be associated with a Sureños gang offshoot called RAW — which stands for Ready and Willing — assaulted a 21-year-old man in the 600 block of Northwood Street, punching him and hitting him with metal bars and bats. The victim, whom police said had no known gang connections, had his jaw broken and was treated at Providence Medford Medical Center, police said.
Three of the suspected assailants were arrested in early April. Chavez was profiled on CrimeStoppers last week as police continued to search for him.
Investigators got numerous tips and one of those led to the home where Chavez was found hiding Sunday at about 1:30 p.m.
He was arrested and lodged in the Jackson County Jail on charges of second- and third-degree assault. He remained in jail Monday on $75,000 bail.
Location, ST | website.com


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There's lots of stress to this job, so much so that some days you might think stress is your job. Between fussy guests, temperamental chefs, lackluster benefits, whiny children, and sassy teenagers, and an at-times borderline chaotic work environment, you can expect to feel that you're on the go and never stopping for most of your shift.
You've also got to deal with irregular hours. You're only a nine-to-fiver if your restaurant actually has a nine-to-five shift and you get assigned to it. More likely, you're a four-to-midnighter, or a 5:00AM-opener, or an until-2:00AM-closer—or maybe you're even pulling a double.
There may be some consistency, but you're just as likely to find yourself working a variety of shifts throughout your week. The words "regular sleep cycle" will mean nothing to you.
Long hours working at times when everyone else you know is home enjoying themselves (like all those family gatherings and important holidays) can add to your general stress level, as you're constantly trying to explain that you have to work and can't make it. Oh well, at least you'll be able to help some other family celebrate Thanksgiving. Maybe they'll even let you try the cranberry sauce?
Just kidding, you've got a whole vat you can try in the back.


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Traxxas G Spring Retainer (3) TRA3235Traxxas G spring retainer that holds the wrist pins
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Traxxas G-pin retainers - These are the retainers that holds the piston pin (AKA wrist pin) from coming loose inside the cylinder. These fit into the groove in the sides of the piston. Traxxas suggests that you install these inside of a box to prevent losing the spring (they easily spring loose when installing).
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Top 25 cities to live in the world revealed, but no UK city makes list
Tokyo wins the top spot, with four great European cities following close behind
Tokyo wins the top spot, with four great European cities following close behind
Edinburgh helped put the UK in the list at number 7
The UN predicts that by 2050 two-thirds of the global population will live in cities - so what are the affects?
Factors include safety, 'liveability', food security and cost of living
Plus Six Nations property breakdown, empty homes, homelessness, and rents in UK cities
It isn't hard to find an architect who will tell you that vast swathes of the British urban landscape are ugly, grey and unappealing – nor would you struggle to find people who agreed with them. But could it be that the look and the layout of our cities is actually bad for our health?
A documentary on Birmingham? Thanks but no thanks, I thought to myself while pondering the new series of Reimagining the City. Seriously, Birmingham? It's hardly Florence or Cairo or Cape Town. No one nudges their partner on a soggy January morning and says wistfully, "Darling, wouldn't it be just lovely if we could leave all this behind and disappear to Birmingham?"
Spurs manager plotting how to stop City goal machine that put six past the north Londoners in November
In this week's Lonely Planet 'Great Escape', be the first to catch the Australian sunrise, then re-align your chakras on the shores of New South Wales's blissed-out beach retreat
Whitehall officials have warned attacks could occur during the Games
For Britain to prosper, cities must prosper. They are engines of growth
Sao Paulo demonstration billed as the year's first action against the summer tournament ended in tear gas and rubber bullets after cars were torched and bank windows smashed
The single-engine Cessna 150 was only 10 minutes into a flight from the town of Forbes yesterday afternoon when the pilot lost consciousness
Gilles Bourdouleix was found guilty of 'condoning crimes against humanity' after he was caught on camera making the statement during an altercation with a traveller community
A look ahead to this week's FA Cup fourth round match at City Ground
The Olympic Hall Juan Antonio Samaranch has been rebuilt having been destroyed in the Bosnian War and Torvill and Dean will return to the scene of their greatest success
Could Britain's chronic housing shortage be solved by using insurers' assets? Jamie Dunkley and Russell Lynch report


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Vollrath's Potato Cutter is the must-have prep equipment for cutting potatoes for french fries! The potato cutter has a heavy, strong, nickel-plated ductile cast iron frame and handle. The screw holes on base of legs are for permanent mounting to table or wall. The clean and durable stainless steel "V" trough guarantees smooth operation. The potato cutter has a sure grip handle.
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Definition of blue racer in English:
blue racer
A grayish-blue variety of blacksnake (Coluber constrictor foxii), found in the central US.
Example sentences
- There were snakes that puffed themselves us and played dead until you were near enough; there were blue racers longer than me that could swirl up trees and then drop on you.
- On Pelee Island in Lake Erie, prescribed burns maintain the rare and endangered elvar ecosystem, the only known breeding ground in Canada of the blue racer snake.
- He used to store dead blue racers in the freezer, which made you think hard about going for that Fudgsicle.
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Syllabification: blue ra·cer
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Burlington mayor adopts 2nd childNovember 19,2013Burlington mayor
adopts 2nd child
BURLINGTON Theres a new addition at Burlington Mayor Miro Weinbergers house.
The mayor and his wife, Stacy Sherwat Weinberger, have adopted a second child.
They told the Burlington Free Press that Ada Champlain Weinberger was born Oct. 15 in Vermont. They announced her arrival Sunday on Facebook.
Her name acknowledges one of the mayors grandfathers, Andrew, by picking an A name, while also noting another natural feature: Lake Champlain.
The adoption was facilitated through the Lund Family Center in Burlington.
The couple, who married in 2000, adopted their first daughter, Li Lin, at age 10½ months in January 2007.MORE IN Vermont NewsIt is not dumping. It is not a spill. ... Full StoryCONCORD, N.H. The drought conditions that have gripped much of the Northeastern U.S. Full Story
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Pop-rock vets Chicago to play Milwaukee's Riverside Theater
Veteran pop-rock act Chicago returns to Milwaukee April 30 for a 7 p.m. show at the Riverside Theater, 116 W. Wisconsin Ave.
Formed in 1969 as the Chicago Transit Authority, the horns-and-harmonies-powered band has had 21 top 10 singles in its 40-plus-year tenure ( "Saturday in the Park," "25 or 6 to 4," "If You Leave Me Now," "Make Me Smile," "Hard to Say I'm Sorry," etc.), and is still recording new material, including "America," posted online earlier this year. »Read Full Article(2)
Twin Lakes native Megan Ruger advances on 'The Voice'
Twin Lakes native Megan Ruger has made it through the Battles round on "The Voice."
The Nashville-based rock singer, a member of coach and mentor Blake Shelton's team, performed a duet of Avril Lavigne's "My Happy Ending" with fellow Team Blake contestant Ria Eaton. »Read Full Article
Brewers fans line up for Hank the dog's Miller Park debut
Lizzie and Sydney Kaiser of Bayside had a homemade poster in hand to meet Hank the Brewers dog at Miller Park on Tuesday. They also may have had sleep in their eyes. The sun wasn't up yet.
About 250 people lined up at the Miller Park Hot Corner in hopes of getting a photo taken with the ballpark pup inside the Team Store by Majestic. »Read Full Article(59)
Hank's Day Out: Photoshop the ballpark pup into your own photos
Hank the dog is now a cross-country traveler and media icon for the Milwaukee Brewers. So we started to wonder: What's Hank's next big adventure? We took the ballpark pup's publicity photo (pup-licity photo?) and Photoshopped him in to various scenes. Where will he go next?
Download our pre-made Hank cutouts and add them to your own images. Submit them here or send them to email@example.com and we will post them in this gallery. »Read Full Article(1)
Aloe Blacc; Foster the People; the Pretty Reckless; Jo Dee Messina; the Black Lips; Luther Dickinson
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Hank the dog — Milwaukee's new favorite pastime
Where else, Linda Scherr wondered aloud, would people get up at 4:30 in the morning, drive to Miller Park and stand in line to see a stray dog?
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Aprahamian nominated for James Beard award
Justin Aprahamian, the chef and owner of Sanford restaurant, is a finalist for a James Beard award for best chef Midwest, the sole nominee from Wisconsin.
Finalists were announced this morning in Chicago. »Read Full Blog Post
Milwaukee's Tillman directs Sparks novel; Madison's Webb says no more 'Spider-Man'
It has been reported that writer-director and Milwaukee native George Tillman Jr., will direct "The Longest Ride," based on the novel by romance writer Nicholas Sparks.
Tillman's previous films included "Soul Food," which was inspired by his growing up here, and "Men of Honor." »Read Full Blog Post
Marcus Theatres to spend $50 million on upgrades
Milwaukee-based Marcus Theatres is investing $50 million by the end of May in new seats, screens and restaurant operations at its cinemas throughout the Midwest, the company announced Tuesday.
The company is adding new wide screens, bringing a total of 11 UltraScreen DLX screens and nine traditional UltraScreens, as well as new DreamLounger recliner seats. »Read Full Article(1)
Former A.V. Club editor Matt Wild launches Milwaukee Record
Matt Wild, the former city editor of the A.V. Club Milwaukee, and Tyler Maas, a writer for that now bygone site, are starting their own venture, an arts and entertainment web site called the Milwaukee Record.
The new site, scheduled to launch on April 7, will cover local music, dining, film, art and sports in a "smart, opinionated and irreverent" way, the two announced in a statement Tuesday morning. »Read Full Article
Countdown to Spring: 2 days!!!
You did it, people! Well, you almost did it. You made it through one of the worst winters ever.
Why not get started with the celebration early. You can find the cure for cabin fever at...the Cure for Cabin Fever, at the Italian Community Center's Festa Ballroom, 631 E. Chicago St., at 6:30 p.m. tonight. »Read Full Blog Post(2)


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Variety Insight premium subscribers can access phone, email and more.
Vincent Scordino
SVP, Marketing
: Alchemy
Access the industry's most accurate development and production listings,credits,contact info, org charts, box office, TV ratings and more.
Want to see projects Vincent Scordino is developing? Visit Variety Insight .
Latest Headlines: Vincent Scordino


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Re: Just joined.. Can't find my scores or reports?
I guess its broke then. It has been 7 days since I have received a SW update, which is unusual for me as stuff changes in my credit report daily and SW usually alerts me multiple times a week. 7 days isn't horribly long, but considering that you haven't gotten any updates either with a 10 year history and current revolving accounts makes me question it. SW isn't really the most reliable product, but there aren't many other websites to get FICO updates.
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
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- Report: #963135
Report - Rebuttal - Arbitrate
Complaint Review: Home Protect Home Warranty
Home Protect Home WarrantyInternet United States of America
Home Protect Home Warranty Cross Country Home Services, Inc. (CCHS) Total scam! They don't cover anything! They took my money and ran! Internet
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Filed a claim regarding my pool pump which they said was covered.....they "misplaced" the order and never came out...nothing on file.
Filed a claim stating up front that my duct work was leaking....asked if it was covered even though it was between the floors of the first and second floor...they said yes it will be covered. Paid the $100....2 months later still didn't hear anything from the company regarding it. Finally I called to check on it, and they said it was not covered because it was between the first and second floor...are you kidding???? I specifically asked that question before filing the claim!
Do not do business with this company! Total scam!
This report was posted on Ripoff Report on 11/01/2012 09:21 AM and is a permanent record located here: http://www.ripoffreport.com/r/Home-Protect-Home-Warranty/internet/Home-Protect-Home-Warranty-Cross-Country-Home-Services-Inc-CCHS-Total-scam-They-don-963135. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Table of Contents
- Introduction to fungal nails (onychomycosis, tinea unguium)
- What other conditions can be mistaken for fungal nails?
- What causes fungal nails, and what are some of the risk factors?
- Are fungal nails contagious?
- What are the symptoms and signs of fungal nails?
- What tests do health-care professionals use to diagnose fungal nails?
- Who should be treated for fungal nails?
- What is the treatment for fungal nails?
- What is the treatment for fungal nails? (Continued)
- Are there home remedies for toenail fungus?
- Are oral medications for nail fungus toxic?
- What about the cost of oral medications for fungal nails?
- Is it possible to prevent fungal nails?
- What is the prognosis of fungal nails?
- Is it possible to prevent the recurrence of nail fungus?
- Tips for prevention of fungal nails
Quick GuideNail Color and Texture: What Nails Say About Your Health
What is the treatment for fungal nails?
Keeping nails trimmed and filed can help to reduce the amount of fungus in the nails and is highly recommended. A podiatrist or dermatologist may shave the top layer of the nail off or even remove part of the nail.
Creams and other topical medications have traditionally been less effective against nail fungus than oral medications. This is because nails are too hard for external applications to penetrate.
Prescription topical medications for fungal nails include the following:
Ciclopirox (Penlac) topical solution 8% is a medical nail lacquer that has been approved to treat finger or toenail fungus that does not involve the white portion of the nail (lunula) in people with normal immune systems. It only works about 7% of the time. The medication is applied to affected nails once daily for up to one year. The lacquer must be wiped clean with alcohol once a week. There is some evidence that using an antifungal nail lacquer containing amorolfine can prevent reinfection after a cure, with a success rate of about 70%. However, this drug is currently unavailable in the United States.
Efinaconazole (Jublia) is a medication approved in 2014. It is a topical (applied to the skin) antifungal used for the local treatment of toenail fungus due to two most common fungal species affecting nails (Trichophyton rubrum and Trichophyton mentagrophytes). Once-daily application is required for 48 weeks.
Tavaborole (Kerydin) is another new medication that is indicated for onychomycosis of the toenails. This medicine has the same indication as efinaconazole. It also requires application once daily for 48 weeks. Continue Reading
Averill, R.W., and R.K. Scher. "Simplified Nail Taping With Urea Ointment for Nonsurgical Nail Avulsion." Cutis 38 (1986): 231.
Baran, R., R.J. Hay, and J.I. Garduno. "Review of Antifungal Therapy, Part II: Treatment Rationale, Including Specific Patient Populations." J Dermatolog Treat 19.3 (2008): 168-175.
Brillowska-Dabrowska, A., S.S. Nielsen, H.V. Nielsen, and M.C. Arendrup. "Optimized 5-Hour Multiplex PCR Test for the Detection of Tinea Unguium: Performance in a Routine PCR Laboratory." Med Mycol. 48.6 Sept. 2010: 828-831.
Bristow, I.R., and M.C. Spruce. "Fungal Foot Infection, Cellulitis and Diabetes: A Review." Diabet Med 26 (2009): 548.
de Berker, D. "Clinical Practice. Fungal Nail Disease." N Engl J Med. 360.20 May 14, 2009: 2108-2116.
Derby, R., P. Rohal, C. Jackson, et al. "Novel Treatment of Onychomycosis Using Over-the-Counter Mentholated Ointment: A Clinical Case Series." J Am Board Fam Med 24 (2011): 69.
Elewski, B.E. "The Effect of Toenail Onychomycosis on Patient Quality of Life." Int J Dermatol 36 (1997): 7.
Gaburri, D., J.M. Chebli, A. Zanine, A.C. Gamonal, and P.D. Gaburri. "Onychomycosis in Inflammatory Bowel Diseases." J Eur Acad Dermatol Venereol. 22.7 JulY 2008: 807-812.
Garcia-Doval, I., et al. "Clinical Diagnosis of Toenail Onychomycosis Is Possible in Some Patients: Cross-sectional Diagnostic Study and Development of a Diagnostic Rule." Br J Dermatol. 163.4 Oct. 2010: 743-751.
Ginarte, M., Garcia-Doval, I., et al. "Observer Agreement in Toenail Disorders: Implications for Diagnosis and Clinical Research." Br J Dermatol. 160.6 June 2009: 1315-1317.
Grover, C., S. Bansal, S. Nanda, et al. "Combination of Surgical Avulsion and Topical Therapy for Single Nail Onychomycosis: A Randomized Controlled Trial." Br J Dermatol 157 (2007): 364.
Gupta, A.K., H.C. Jain, C.W. Lynde, P. Macdonald, E.A. Cooper, and R.C. Summerbell. "Prevalence and Epidemiology of Onychomycosis in Patients Visiting Physician's Offices: A Multicenter Canadian Survey of 15,000 Patients." J Am Acad Dermatol 43 (2 Pt 1) (2000): 244.
Gupta, A.K., L.E. Lynch, N. Kogan, and E.A. Cooper. "The Use of an Intermittent Terbinafine Regimen for the Treatment of Dermatophyte Toenail Onychomycosis." J Eur Acad Dermatol Venereol. 23.3 Mar. 2009: 256-262.
Kondori, N., A.L. Abrahamsson, N. Ataollahy, and C. Wennerås. "Comparison of a New Commercial Test, Dermatophyte-PCR Kit, With Conventional Methods for Rapid Detection and Identification of Trichophyton rubrum in Nail Specimens." Med Mycol. 48.7 Nov. 2010: 1005-1008.
Litz, C.E., and R.Z. Cavagnolo. "Polymerase Chain Reaction in the Diagnosis of Onychomycosis: A Large, Single-Institute Study." Br J Dermatol. 163.3 Sept. 2010: 511-514.
Montgomery, B.J. "Urea Plasters Alternative to Surgery for Nail Removal." JAMA 241 (1979): 1559, 1563.
Nair, A.B., S.R. Vaka, S.M. Sammeta, H.D. Kim, P.M. Friden, B. Chakraborty, and S.N. Murthy. "Trans-ungual Iontophoretic Delivery of Terbinafine." J Pharm Sci. 98.5 May 2009: 1788-1796.
Roujeau, J.C., B. Sigurgeirsson, H.C. Korting, et al. "Chronic Dermatomycoses of the Foot as Risk Factors for Acute Bacterial Cellulitis of the Leg: A Case-Control Study." Dermatology 209 (2004): 301.
Shemer, A., B. Davidovici, M.H. Grunwald, H. Trau, and B. Amichai. "Comparative Study of Nail Sampling Techniques in Onychomycosis." J Dermatol. 36.7 Jul7 2009: 410-414.
Shemer, A., H. Trau, B. Davidovici, M.H. Grunwald, and B. Amichai. "Onychomycosis in Psoriatic Patients - Rationalization of Systemic Treatment." Mycoses. 53.4 July 2010: 340-343.
Sigurgeirsson, B., J.H. Olafsson, J.T. Steinsson, N. Kerrouche, and F. Sidou. "Efficacy of Amorolfine Nail Lacquer for the Prophylaxis of Onychomycosis Over 3 Years." J Eur Acad Dermatol Venereol. 24.8 Aug. 2010: 910-915.
Sigurgeirsson, B., and O. Steingrímsson. "Risk Factors Associated With Onychomycosis." J Eur Acad Dermatol Venereol 18 (2004): 48.
Smijs, T.G., and S. Pavel. "The Susceptibility of Dermatophytes to Photodynamic Treatment With Special Focus on Trichophyton rubrum." Photochem Photobiol. 87.1 Jan.-Feb. 2011: 2-13.
Sotiriou, E., T. Koussidou-Eremonti, G. Chaidemenos, Z. Apalla, and D. Ioannides. "Photodynamic Therapy for Distal and Lateral Subungual Toenail Onychomycosis Caused by Trichophyton rubrum: Preliminary Results of a Single-Centre Open Trial." Acta Derm Venereol. 90.2 Mar. 2010: 216-217.
Szepietowski, J.C., A. Reich, E. Garlowska, et al. "Factors Influencing Coexistence of Toenail Onychomycosis With Tinea Pedis and Other Dermatomycoses: A Survey of 2761 Patients." Arch Dermatol 142 (2006): 1279.
Takahata, Y., M. Hiruma, Y. Shiraki, Y. Tokuhisa, T. Sugita, and M. Muto. "Treatment of Dermatophyte Onychomycosis With Three Pulses of Terbinafine (500 mg Day for a Week)." Mycoses. 52.1 Jan. 2009: 72-76.
Thomas, J., et al. "Toenail Onychomycosis: An Important Global Disease Burden." J Clin Pharm Ther. 35.5 Oct. 2010: 497-519.
Tosti, A., B.M. Piraccini, C. Stinchi, and M.D. Colombo. "Relapses of Onychomycosis After Successful Treatment With Systemic Antifungals: A Three-Year Follow-up." Dermatology 197 (1998): 162.
Walling, H.W. "Subclinical Onychomycosis Is Associated With Tinea Pedis." Br J Dermatol. 161.4 Oct. 2009: 746-749.
5.Medscape – Dr. Antonella Tosti
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11.Medscape/iStock/Fitzpatrick's Color Atlas & Synopsis of Clinical Dermatology Klaus Wolff, Richard Allen Johnson, Dick Suurmond Copyright 2009, 2005, 2001, 1997, 1993 by The McGraw-Hill Companies. All Rights reserved./"Infectionofcutical" by James Heilman, MD
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Fungal Nails - Treatments
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Fungal Nails - Signs and Symptoms
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Fungal Nails - Prevention
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Article Editor
AVC: Dedicated to giving your pets the life you want for them.
Adamston Vet Clinic has been providing, compassionate veterinary care since 1980. Our staff is dedicated to earning our clients trust. Whether your pet has fur, feathers or scales, the doctors and staff strive to provide your family pet veterinary care that will exceed your expectations.
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How can I reset BPS? How can I delete all the htaccess files generated by BPS? How can I resume the default htaccess after deleting the BPS htaccess files?
The reason of asking is because I failed to migrate my site with BackupBuddy and suspected the it's caused by BPS redirections. Warning message: Warning: Unable to write to file
.htaccess.bb_temp. Verify this file has proper write permissions. You may receive 404 Not Found errors on your site if this is not corrected. To fix after migration completes: Log in to your WordPress admin and select Settings:: Permalinks from the left menu then save.
Thus, I would like to know how can I completely detach the site from BPS before migration and also how can I resume BPS protection after migration.
Kindly help, thank you!


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A Danville man started 2014 with a $1 million win in the Virginia Lottery.
John Humphries III won one of the three top prizes in the New Year's Millionaire Raffle.
Humphries bought the winning ticket at the Apple Market on Halifax Road in South Boston.
Humphries, who owns a small business, said he doesn't yet know what he will do with the money.
This was the lottery's ninth raffle game. Tickets cost $20 apiece.


text:
Download 2016 Events Calendar (PDF)
2015 Events
Actor/activist WALI JAMALl does MARTIN DELANEY, a superb presentation
on a too often neglected historical Hero
The Battle of Homestead Foundation started its 2015 program with Thomas Merton and will close with the stirring sight of Norma Rae scrawling "Union" on a piece of cardboard and holding it aloft in a noisy, sticky textile mill.
BHF SCHEDULE OF 2015 PUMP HOUSE EVENTS — 880 East Waterfront Drive in Munhall, all free:
- "The Healthcare Movie": An hourlong documentary about how the health care systems in Canada and the United States evolved to be so different when, at one point, they were essentially the same. With 10-minute "The Second Stage of Medicare." May 14 at 7:30 p.m.
- "Healthcare Do We Need a Single-Payer System?": Speakers will address major health care issues, including the Affordable Care Act, the UPMC-Highmark tussle and a single-payer system. May 16 at 2 p.m.
- "Enough Is Enough! The Death of Jonny Gammage": Filmmaker Billy Jackson will be on hand to talk about his hourlong documentary about Mr. Gammage and his 1995 death after a traffic stop on Route 51 in Brentwood. June 4 at 7:30 p.m.
- "Human Rights in the African-American Community Dignity for Everyone": An exploration of how to advance racial, cultural and economic justice in the region with panelists, including a fast-food worker affected by the fight for higher wages. June 6 at 1:30 p.m.
- "From NAFTA to the Trans-Pacific Partnership: The Global Corporate Attack on Jobs, the Environment and Labor Rights": United Steelworkers International vice president Thomas M. Conway, an expert on trade issues and their effect on American manufacturing and industrial workers, will deliver the annual Bernard Kleiman lecture. July 11 at 1:30 p.m.
- "Mother Jones: America's Most Dangerous Woman" and "Unveiling the Scars": Two documentaries, the first about the Irish-American labor heroine and the second from producer Pauline Greenlick. She will present her film about a Ugandan woman who survived an acid attack and has organized other victims to fight for women's and human rights. July 30 at 7:30 p.m..
- "The Environment and Organized Labor: Where Is There Common Ground?": A look at how to mend the blue-green split and move forward progressively. Aug. 22 at 1:30 p.m.
- "The Power of One Voice: A 50-Year Perspective on the Life of Rachel Carson": Several voices weigh in on the life and profound implications of her environmental work. Patricia DeMarco, former director of the Rachel Carson Institute at Chatham University, will lead a discussion after the new documentary. Aug. 27 at 7:30 p.m.
- "Labor's Voice in 2015: What Is the Current State of Media Reporting on Labor Issues?": A panel of journalists will look at how, in many cities, labor reporters are in short supply and anti-union voices seem to dominate the airwaves. Sept. 19 at 1:30 p.m.
- "Modern Times": A screening of the 1936 Charlie Chaplin masterpiece in which the Little Tramp literally gets trapped in the machinery of the industrial revolution. Sept. 24 at 7:30 p.m.
- "Poetry at the Pump House": In honor of Thomas Merton and Philip Levine, Robin Clark, Fred Shaw, Peter Oresick and Jonathan Robison will read select portions of the work of the honorees and some of their own poems. Oct. 3 at 1:30 p.m.
- "Norma Rae": With a little help from an out-of-town organizer, Norma Rae learns to stand up for her rights and actress Sally Field earns an Academy Award. Win-win. Oct. 15 at 7:30 p.m.
|William Serrin
Judith Serrin
John Hoerr
Nick Coles
Laurie Graham
Clarke Thomas
Melvyn Dubofsky
Mildred Beik
Jeanne Cecil
and Dorothy Svitesic
Jack Metzgar
Lori Jakiela
John Hinshaw
Michael Yates
|Jan Beatty
Peter Blair
Robert Gibb
Peter Oresick
Timothy Russell
|Tony Buba
Steffi Domike
James Catano
Jim Hohman
|John Sweeney
Bill George
Leo Gerard
George Becker
Rosemary Trump
Jack Shea
Dan Kavolik
Lynn Williams
Oliver Montgomery
Sean George
Tony Slomkowski
|Anne Feeney
Joe Glaser
Nelson Harrison
Mike Stout
Smokestack Lightning
Raging Grannies
Distinguished Speakers
|Dave Demarest
Russ Gibbons
Charles McCollester
Joe White
|Gary Huck
Mike Konopacki
Robert Qualters
Bill Yund
|Charlee Brodsky
Gene Levy
Steve Mellon
Annie O'Neill
Sandra Gould Ford
Mark Perrot
|Mike Wagner
Ed Salaj
Ray Bodner
Betty Esper
Barney Oursler
Paul Lodico
Ed Salaj
John and Linda Asmonga
|Bernard Kleiman
William Gaughan
Thorsten Gressor
Msgr Charles Owen Rice
Father Jack O'Malley
Ken Wolensky
Mike Healy


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- Overview
- Transcript
- View Offline
- Creating an appointment, event, or meeting
- Inviting others
- Creating recurring meetings
- Flagging emails
- Creating tasks from email or from scratch
- Creating custom QuickSteps
- Applying categories to tasks and to-do items
- Completing a task and sending an update
- Setting calendar and task list options
Skill Level Intermediate
A lot of the functionality that we see with Outlook Tasks can be tweaked a little bit by setting some options. For example, when a task has been completed, not only is it struck through but it's also turned to gray format, items that are overdue are set in red. When I create a new item and I say that it has a Due date that at particular time for example let's say this item has a Due date of the fifth of January, if I want a reminder I actually need to set that separately, by default.
But I could have Outlook set it for me, both setting the Due date and what time that reminder is going to be set. If I start work earlier in the day, I might want to have my reminder show up before 8 o'clock in the morning. So all of these items which seem relatively minor are still things that are better off to set globally, if over and over again I'm having a command on each task I create and say yes, I'd like a reminder, I'd like it that day, and I'd like it at 7 o'clock in the morning, I should be setting a more global option that's going to make those choices for me automatically.
So let's go ahead and click File and choose Options here in Microsoft Outlook backstage and choose Tasks. Again not a huge number of options, but it's nice to have them. If I want to have that reminder set automatically for a task with a Due date, I simply turn this checkbox on, it's off by default. The Default reminder time is set for 8:00 AM. If I want a different time earlier or later, again 7:00 AM if I come in earlier or if I normally come in at eight, but I really don't want to look at all of the reminders for daily tasks until 8:30, I can set it for a little bit later, up to me.
You might recall that when you assign a task or delegate a task to someone else that there are two checkboxes that help keep you up-to-date or in the loop on that task. One is, to keep your task list updated with the copy of the task that you assign to other people. So when I assign a task to someone else, there's a copy kept on my list. For example, this item here that was delegated had a copy that stated here and then second Send a status report automatically when I complete an assigned task.
So here's the checkbox that says keep me updated and here's one that says help me automatically update. These are both on by default however. If you assign a number of tasks and it's actually not part of your job to keep them on your list, for example you fulfill more of an intake and referral function, you might want to turn that off. If you don't want to send status reports when you complete assigned tasks, if you don't want to do that automatically, but you have another mechanism for doing that, you would turn this checkbox off.
If you don't want Overdue tasks to show in red, but in some other color, then you can choose that other color here. The reason users will often make this choice is that it's hard for them to distinguish red against some other color, but blue for example might be a color that shows fairly easily for them. So if the red doesn't show, then it's a good thing to change it to another color. There are some folks who don't like the fact that the tasks that are completed are grayed out. They think strikeouts enough and they'd still like to be able to read them more easily.
So they set them to a color other than gray for example, the Black that you see here. You can set the Quick Click flag here as well as setting it by right-clicking on a flag. This will look familiar to you, when you single click on the flag, what do you want to have happen. So another place you can set that. Finally, how many hours that you have a day and a week working on tasks and this isn't something that is going to have a lot of bearing on how you work in Microsoft Outlook, unless you also do some work in Microsoft Project because this is your available time for task work during the week.
So focus on these options that will allow you to establish how you would like to have new tasks that you create, interact with you, assign tasks that were assigned to you or by you and how you would like to have your display look here for tasks in Outlook.


text: How do I change the "forgot your password?" text in the Wp-login.php file? There are about 6 places where the text is in the code and I tried to change it and ended up in a bit of a mess. I just want to turn off the link on the text and change it to say something else.


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- Report: #120755
Report - Rebuttal - Arbitrate
Complaint Review: Wayne County Friend Of The Court
Wayne County Friend Of The Court645 Griswald Detriot, Michigan U.S.A.
Wayne County Friend Of The Court ripoff lazy not doing there jobs Detriot Michigan
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This report was posted on Ripoff Report on 12/01/2004 10:04 PM and is a permanent record located here: http://www.ripoffreport.com/r/Wayne-County-Friend-Of-The-Court/Detriot-Michigan-na/Wayne-County-Friend-Of-The-Court-ripoff-lazy-not-doing-there-jobs-Detriot-Michigan-120755. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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With issues of immigration policy very much at the forefront of the upcoming elections, this annual conference will offer policy and legal analysis on key immigration topics facing the country and the incoming administration and Congress.
Georgetown University Law Center, Washington, D.C.
Marking the release of an report, this webinar explores the key education funding mechanisms in place to support English Learners, public conversations about funding, and efforts to improve the equitable distribution of educational resources.
Marking the fourth anniversary of the implementation of the DACA program, this webinar presents findings on the most current estimates of potential DACA beneficiaries, trends in requests and application rates, and discussion of recent policy and political developments. Experts also discuss how DACA has affected the integration of qualifying young unauthorized immigrants.
The UK vote to exit the European Union has given new momentum to euroskeptic, anti-immigration movements elsewhere. Experts discuss the political and policy lessons that can be learned from Brexit and applied to debates in Europe and North America, including how to address public anxiety over immigration and identity, while managing migration in a globalized economy.
The educational needs of immigrant students in primary and secondary schools pose a growing challenge for policymakers and educators. Speakers will discuss supplementary funding to support the educational needs of migrant-background students, and will provide an overview of the mechanics of school funding for such children in Canada, France, Germany, and United States, examined in an upcoming report.
An MPI Europe event focused on the Canadian Express Entry system—the rationale for its introduction, its building blocks, and initial outcomes—and how it may provide lessons for improving the management of skilled migration in Europe.
This webinar offers a discussion of the economic, linguistic and educational disadvantage experienced by U.S. children with unauthorized immigrant parents. The researchers discuss their finding that 86 percent of the 5.1 million such children in the United States have a parent who could potentially benefit from the Deferred Action for Parents of Americans and Lawful Permanent Residents (DAPA) program.
A webinar releasing Immigrants and WIOA fact sheets and providing analysis of characteristics of immigrant and native-born residents in the United States that are relevant to understanding needs for adult education and workforce training services.
A breakfast briefing to launch the Issue in Brief, Shortage amid Surplus: Emigration and Human Capital Development in the Philippines, that reviews the impacts of the Philippines' successful labor export policy on skills development and human capital growth within the country.
An MPI Leadership Visions discussion with the Foreign Minister of Mexico, Claudia Ruiz-Massieu, for her first public appearance in Washington, DC.
A webinar releasing a report examining deportations to Central America and reception and reintegration services in El Salvador, Guatemala, and Honduras.
A discussion on the U.S. EB-5 program, the motivations underpinning recent changes to other investor visa programs in North America, Europe, and elsewhere, and the implications for the future direction of these programs.
A discussion on how governments and societies can retain their most valuable workers, turn emigration challenges into opportunities, and capture more of emigration's potential benefits.
The authors of three MPI papers present their findings on the experiences of refugee children, including Syrian childen in first-asylum countries and Somali Bantu refugees resettled in the United States, and the impacts on their mental health and education.
This webinar examines the challenges facing educators and policymakers as they attempt to meet the needs of immigrant and refugee students who arrive during their middle and high school years.
An MPI Europe video chat on the emerging role of the European Asylum Support Office (EASO) in the current EU refugee crisis and its track record during its first five years, along with what strategies Europe ought to be pursuing with regards to its response.


text:
I want to show in related posts only posts since one month ago. I looked for it in Help and I found this:
How can I limit related posts to a certain time frame? For instance, I don't want to show posts from two years ago.
Yes. In WordPress, go to "Settings" and "Related Posts (YARPP)" and make sure "The Pool" is checked in the "Screen Options" section at the top of the page. In "The Pool" section, check the box next to "Show only posts from the past X months."
The problem is that in Spanish version, I can not enter a number X. I can see this text with a checkbox: "Mostrar únicamente Publicaciones de las pasadas UNIDADES de NÚMEROS", but there is not space to write anything.


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GRAND JUNCTION, Colo. As of 5:10 p.m. on Wednesday power has been restored to all Grand Valley Power customers.
According to Bill Byers of Grand Valley Power, earlier on Wednesday a semi-truck hooked a TV cable, subsequently pulling down a power pole. The accident caused 470 Grand Valley Power customers to lose power.
The affected area is between 22 Road and 28 Road, north of G Road to J Road.


text:
google is not able to download my sitemap from the google site map generator suddenly. it has been working for about 10 months fine and today i started to get errors. i have resubmitted both the xml version and xml.gz versions to google webmaster and i get the following error from google webnmaster:
We encountered an error while trying to access your Sitemap. Please ensure your Sitemap follows our guidelines and can be accessed at the location you provided and then resubmit.
any ideas what is going on?


text:
Dr. Paul Jayachandra specializes in nephrology, internal medicine in St Augustine, Florida.
Dr. Paul Jayachandra has been compared 39 times. Details of Dr. Jayachandra's 41 years experience as an MD, his hospital affiliation and education at Rajiv Gandhi University of Health Sciences are available on your free doctor report.
Primary Location for Dr. Jayachandra
1680 Osceola Elementary Rd
Suite A
St Augustine, FL 32084
Patient Ratings and Reviews
Dr. Paul Jayachandra has an average rating of 5 stars (out of 5) with a rating of Excellent based on 1 reviews.
Have you visited Dr. Paul Jayachandra? Rate you experience below.
Board Certification, Specialty and Expertise
Dr. Paul Jayachandra has been identified as specializing in Nephrology and Internal Medicine.
He obtained board certification from The American Board of Internal Medicine for Internal Medicine.
Accepted Insurance
Insurance plans and networks accepted by a doctor are not necessarily universal across all locations at which the doctor practices. This can be affected by many factors such as different group practices, hospital affiliations and working arrangements at those locations. Checking that the doctor you are visiting and the facility they are at are in-network providers for your insurance plan can save you money and headaches later from surprise medical bills.
Dr. Paul Jayachandra accepts the following plans at 1680 Osceola Elementary Rd, St Augustine, FL
- Aetna
- Cigna
- BCBS Florida
- United Healthcare - Direct
- Humana
See additional insurance networks accepted by Dr. Jayachandra
Hospital Affiliation
A hospital affiliation covers any doctor who has an affiliation, association or admitting privilege with a hospital. A doctor's particular affiliation to a specific hospital can translate to the overall quality of that provider.
Dr. Jayachandra is affiliated with 1 hospital:
400 Health Park Blvd
St Augustine, Florida
Dr. Jayachandra attended medical school at Rajiv Gandhi University of Health Sciences Mysore Medical College and graduated in 1975 having 41 years experience.
While there is no proven correlation between the quality of one's educational institution and the quality of one's professional competence, it is often an indicator. Medical schools have various levels of selectivity (some are harder to get into than others), and both the quality of their clinical training and level of research are measured. Additional medical training in both residency and fellowships and the facilities they are conducted at also provide a history of the doctors' level of training and experience.
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665 State Road 207, Suite 102 St Augustine, FL 32084
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Jerry Buss: 1933-2013
Magic Johnson on Jerry Buss (Mike and Mike)08/24/16
ESPN NBA analyst Magic Johnson shares his thoughts on the death of Jerry Buss, his relationship with Buss and more. Johnson says that Buss was like a father to him.
- United States
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- Report: #494719
Report - Rebuttal - Arbitrate
Complaint Review: Infinity Intellectuals
Infinity Intellectualswww.Infinity-Intellectuals.com Internet United States of America
Infinity Intellectuals - Sharavathi (supposedly in INDIA) Online fraud - i lost $10,000 Internet
*Consumer Suggestion: Communication Gap
*REBUTTAL Owner of company: Wrong Message to deceive our valued clients
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We put out a request for quote to a number of companies and we ultimately decided to go with Infinity Intellectuals, because they were the most responsive/curteous, had the best price, and had a professional web prescence.
I should have noticed the little signals such as an unprofessional, vague template contract with typos and poor answers to some of my questions.
They rent email lists and the contract promised a free resend if we did not get a minimum open rate. We got half of the minimum open rate and they stopped returning our phone calls when we asked them to honor the contract. We used the same email with other lists and had a much higher response rate, which says they have a bad list! I was also charged $10,000 and cheated .
I hope you do not get conned as well!
Also please note that INFINITY INTELLECTUALS has no subsidiaries around the world and are unique subsidiary.
This report was posted on Ripoff Report on 09/14/2009 01:36 PM and is a permanent record located here: http://www.ripoffreport.com/r/Infinity-Intellectuals/internet/Infinity-Intellectuals-Sharavathi-supposedly-in-INDIA-Online-fraud-i-lost-10000-494719. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
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- Only search one name at a time if Company has many AKA's.
#1 Consumer Suggestion
Communication Gap
AUTHOR: shivamjohncena - (India)
SUBMITTED: Monday, February 22, 2010POSTED: Monday, February 22, 2010
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 REBUTTAL Owner of company
Wrong Message to deceive our valued clients
AUTHOR: Sandy - (USA)
SUBMITTED: Wednesday, October 07, 2009POSTED: Wednesday, October 07, 2009
Secondly, if we have really cheated him $10,000 let him provide his side of evidences stating that we have cheated him, I request him to provide the following
1) Invoice which the company would have sent
2) He has to provide his details such as Full Name, Company he works for, Designation, his complete details
Thirdly, till date we have never raised any Invoice amounting to $10,000
Fourthly the information given by him stating the phone number of our company is wrong
Basically even I need to give in few advices to consumers about rip off reports:
People falsely post these things only to deceive them and to divert them as this has become a major source for competition gimmick, I also support those people who post original rip off reports about fraudsters who cheat people as at sometime even I would be a customer buying something over the internet.
My sincere and utmost request to all those clients who see this and back off stating that we are a fraudulent company please go through all the conversations of this report and then take your decisions and more importantly we have more than 50 satisfied customers if any one of you require references we are more than pleased to provide their information as references never lie they always tell the truth.
Please evaluate somebody by knowing the complete information after you review it.
Thanks and I will await for the person's reply who posted this.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
Advertisers above have met our
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I noticed that when the link from description option is enabled https links are not recognised. I've updated my version with the follow small fix to make this work:
/* If the media description contains an url and the link option is enabled, use the media description as the linkurl */
if (($link == 'true') && ((substr($attachment->post_content,0,7) == 'http://') || (substr($attachment->post_content,0,8) == 'https://'))) $linkurl = $attachment->post_content;
Great plugin otherwise. Thanks a lot.


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|Stone Pale Ale 2.0
|Green Flash West Coast IPA (2014-)
WingmanWillis (1070) , England | November 14, 2015
Visited on a Wednesday afternoon in November 2015. Had a rest from all the tourist mayhem around Fishermans Wharf and stopped by here. Its quite dark inside, plenty of tables and comfy chairs. Beer range is Ok. Nothing too exciting but plenty to keep me occupied. Happy hour drops the price too which kept us there. Service was good and friendly. Handy stop off but not a must visit.
JohnRMurdoch (353) Glasgow, Scotland | November 13, 2015
Sports Bar close to Fishermans Wharf. Large reasonably interesting selection of tap beers. Only one man serving at the bar so service slow. Prices average for San Francisco. Not sure that beer was I best condition.
slowrunner77 (384) Reno, Nevada | August 20, 2015
long bar with lots of handles. good breakfast food that goes well with beers, local and otherwise. solid prices for near the waterfront.
svastuber (57) , Italy | June 18, 2015
Stopped in while walking around the wharf. Blonde lady at the bar was very friendly. They had good live music when we stopped in at around 3pm. Beers were good 69 beers on tap but none were very unique or surprising to see here in SF. If Im in the area or at the pier Ill stop in a again but not something I would go out of my way to visit.
troubles (228) Tel Aviv, Israel | November 25, 2014
Visited on Friday morning. Nice location, in front of the wharf area - It means you can get a beer or two while visiting the touristic area. Selection is decent, most of Anchors are on tap. Overall nice place, visit if you are around and you are probably.
danielecamo (42) , Italy | October 3, 2013
Selezione impressionante con 80 spine, prezzi alti, locale bello ma non molto accogliente
DocJitsu (132) Pensacola , Florida | August 29, 2013
Nice looking store front in the warf area. A Northern European look inside. Pretty large, but often crowded. Pretty expensive, but it is a touristy area. Tons of taps. The service is average. Some decent pub fare that will fill your gut. Ive had a glass that was not clean before. Id still go back.
mrhoppy (226) Santa Clara, California | July 19, 2013
Kind of all around scary but they do have a lot of taps. Needs a remodel.
CH-303 (69) Fribourg, Switzerland | July 4, 2013
Quite dark and dingy, very good drinks menu, though and a nice row of taps on the wall. Alright service, but no samplers that day.
BlackHaddock (509) , England | May 28, 2013
The first bar my wife and I hit on arriving in San Fran (3rd Feb 2013): it was Super Bowl and the 49ers were to blow the whole thing later in the day. Plastic glasses were all that was allowed in this semi-sports bar, as they were expecting a larger than usual custom for the game. Small bar to your left as you walk in the front with a larger almost hidden bar to the right a few steps in. Think Dr Who and the Tardis, this joint is a whole lot bigger inside than it appears from outside. Wood paneling, ornate ceiling and various styles of tables and chairs. Staff friendly and helpful to a visiting Brit and his wife: good selection (to me anyway) but the burgers were terrible!


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Acer Favors Chrome OS over Android
Netbooks with Google's Android aren't necessarily meeting Acer's expectations.
At the April 13 press release in Munich for Acer's notebook 2010 lineup, not a hint of Linux was to be seen. Last fall Acer still had the Aspire One D250 dual-boot netbook presented at its product show, and a few months before that, was hopeful about Android netbooks by late summer 2009.
"It (Android) doesn't run terribly well" was the assessment given to Linux Magazine by Robert Perenz, Acer's product manager for consumer notebooks in Germany. Nevertheless, Acer confirmed in March that there might be a successor to the Aspire One D260 with Android "still possible." Even in Munich the message was "away from Windows," but rather in the form of Chrome OS.
Working on the mid-2009 released Chrome OS, aside from Google, were Adobe, Asus, Freescale, HP, Lenovo, Qualcomm, Texas Instruments and Toshiba. Although not much is heard about Chrome OS these days, apart perhaps from third parties, things seem to be happening, as evidenced by recent site activity.
Issue 191/2016
Buy this issue as a PDF
LinuxCon North America Convenes in Toronto, Canada
Linux Foundation's big event celebrates the 25th anniversary of Linux
Linux Turns 25
Linux has evolved from a "won't be a professional" project to one of the most professional software projects in the history of computers.
Mirantis Joins Hands with SUSE To Offer RHEL Support; Red Hat Not Happy
Competitors get in the game with RHEL without Red Hat
Linux on Windows 10 Poses a Security Risk
Security researchers have already notified Microsoft; some fixes are available
Mirantis to Refactor OpenStack Fuel for Kubernetes
The company is collaborating with Google and Intel to use Kubernetes as an engine for Fuel
Canonical Joins Document Foundation Advisory Board
The upcoming release of LibreOffice will be available as a snap package
SUSE Joins the Microsoft Test Drive Program
Customers can take a free test drive of SLES for HPC on the Azure Cloud
SiFive Launches a Line of Open Source Chips
San Francisco-based chip company announces their first fully open source chip platform.
Fedora 24 Released
The whole distro gets rebuilt on glibc 2.3
Canonical Announces Cross-Distro Support for Snaps
Ubuntu Vendor tries to solve app packaging and distribution problem across distributions.


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product). Draw the economys production possibilities before and after a natural
disaster that lowers the banana harvest but does not affect anchovies.
Find the best study resources around, tagged to your specific courses. Share your own to gain free Course Hero access or to earn money with our Marketplace.
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Why it matters: Dare we say Lil B's onslaught of free music is comparable to Lil Wayne's pre-Carter III wave of mixtapes, if only in quantity? Lil B drops a new video every other day on his YouTube page. He thinks nothing of releasing three 30-track mixtapes in the same week. Certain #rare songs are hard to find. Dude has made keeping up with his thousands of songs a weird, "gotta catch 'em all" type of deal, and one look at his Twitter or Facebook pages let's you know that plenty of kids out there are responding. Which brings us to our next point...
10 Reasons Lil B Will Blow Up In 2011
He Gives Away Tons of Free Music
Watch Now


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Buy your product line here: from selected wines to fine gastronomic specialities and chocolates. Broaden your range of products through pallet goods from different energy drinks, popcorn and chewing gum. Follow the trend and purchase a water pipe, the so-called Shisha with various flavours.
Currently you see articles in the following languages:
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The Head of the Class awards recognize outstanding students in technical and career education in grades 10-12.
Meridian High's Jadarius Patton won "Highest Overall Career and Technical Student".
The award for "Most Improved Career and Technical Student" went to Jasmine Terrell.
"She loves teaching. She works at a daycare after school," said Laurel Rigdon, teacher academy instructor. "He loves working with children. She has brought her grades up to As and Bs and she has always got a smile on her face. She has a positive attitude. She's just really a good student."
"He's a self-starter. He's a self-learner," said drafting instructor Carroll Lewis of Jadarius. "And he has got a good attitude. He's a team leader. He's always on the team and he's just a top-notch young man."
Head of the Class winners will be honored at a breakfast Thursday, along with a person from their school who has made the most impact on their education.


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It Pays to Watch Commercials!
By Lin Parkin
February 13, 2013
Awhile back I auditioned for a commercial for an exercise program. I gave them my best "fitness style" read, with a little more energy than I usually use.
I didn't get the job, but the other day I happened to see the commercial on TV, and heard the narrator they chose. They went with a much more conversational read, which is actually closer to what I usually do.
The next day, an audition notice came in for another fitness product. This time, I decided to go conversational. Turns out, I made the right call...I got the job!
So the next time I'm watching TV and they go to commercial, maybe I'll skip the trip to the fridge and do a little research...it paid off on this project!
Recent Articles
Voices.com is a Like a Fitness Program for My Craft
From Professor of Acting to Voice-Over Actor
Working with Voices.com Means Being Part of a Team
Voices.com Protects Both Parties
5 Years Later, Voices.com Better Than Ever
Subscribe by Email
The Buzz Blog
Read what real Voices.com customers have to say about their experience here on the Buzz blog. Find customer success stories, Voices.com reviews, and first impressions of the service. Also find ratings and reviews from people who have downloaded our mobile apps too.


text:
Available formats: epub mobi pdf rtf lrf pdb txt html
JudyFaye is a wife and mother to four children, a grandmother to five, and a former home school teacher. This is her first fiction book. She lives in North Carolina, and in her spare time she loves making jewelry, crocheting, boating, and spending time with her grandchildren.


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Definition of shakudo in English:
noun[mass noun]
A Japanese alloy of copper and gold, typically having a blue patina.
Example sentences
- The dark-painted rim and foot imitate Japanese cloisonne enamel vases, which often feature dark rims and bases of shakudo, an alloy of antimony, copper, and gold.
- Many modern owners see the coloration as tarnish and clean the surface, but it was probably intended to imitate the Japanese dark-colored alloys shibuichi and shakudo.
- As a rule, the finest kozuka were of high-grade shakudo or shibuichi with gold overlay and inlay.
Mid 19th century: Japanese, from shaku 'red' + dō 'copper'.
For editors and proofreaders
Line breaks: sha|kudo
Definition of shakudo in:
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
= trending


text:
STOCKTON - A 41-year-old woman was raped after leaving a Super Bowl party Sunday at a north Stockton bar, police said.
The woman told police early Monday that she left the party at Captain's Anchor in the 9300 block of Thornton Road and met a man in the parking lot.
She told police the man forced the woman to drive to a location in the 8700 block of North Thornton Road, where he sexually assaulted her.
The attacker was described as a white man, 38 to 42 years old, about 190 pounds, short, dark-blond hair, wearing a dark-olive collared shirt and blue jeans.
Location, ST | website.com


text:
- Report: #292391
Report - Rebuttal - Arbitrate
Complaint Review: Kids - Just Our Kids - Larry Bagwell - Mike Bagwell
Kids - Just Our Kids - Larry Bagwell - Mike Bagwell1000 Skokie Blvd. Wilmette, Illinois U.S.A.
Kids - Just Our Kids - Larry Bagwell - Mike Bagwell Kids.com scammed us in Wilmette Illinois
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The last 2 times I went, they asked for my son's photos, but they didn't charge us extra to have him on their website, so that was good. I am worried that my kids' photos will end up on some skeezy website or somewhere else. They have all of their personal info as well. I am hoping to get at least some of our money back because they owe us for 3 years left on our contract. I am a believer of what comes around, goes around and I hope that they get what they deserve!
Wilmette, Illinois
This report was posted on Ripoff Report on 12/17/2007 09:20 PM and is a permanent record located here: http://www.ripoffreport.com/r/Kids-Just-Our-Kids-Larry-Bagwell-Mike-Bagwell/Wilmette-Illinois-60091/Kids-Just-Our-Kids-Larry-Bagwell-Mike-Bagwell-Kidscom-scammed-us-in-Wilmette-Illino-292391. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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- Report: #256045
Report - Rebuttal - Arbitrate
Complaint Review: The Money Store, Homecomings, Fairbanks Capital
The Money Store, Homecomings, Fairbanks CapitalHatboro, Pennsylvania U.S.A.
The Money Store, Homecomings, Fairbanks Capital Rip off by TMS, Fairbanks Capital by Mail Order Mortgages Hatboro Pennsylvania
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Eliza & maggie
tonakset, Washington
This report was posted on Ripoff Report on 06/21/2007 03:22 PM and is a permanent record located here: http://www.ripoffreport.com/r/The-Money-Store-Homecomings-Fairbanks-Capital/Hatboro-Pennsylvania/The-Money-Store-Homecomings-Fairbanks-Capital-Rip-off-by-TMS-Fairbanks-Capital-by-Mail-256045. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.


text:
A faculty of enthusiastic historians provides a broad but disciplined understanding of American, British, African American, and European history. Classes range from basic survey courses to unique offerings such as Twentieth-Century Europe in which European culture is studied through film. Mary Baldwin is a sponsor of the Virginia Program at Oxford each summer, which gives students the opportunity to combine travel with the study of literature, history, and society of late 16th- and early 17th-century England.
Students can pursue a BA with a major in history. History also is available as a minor.
History is available through the College for Women in Staunton and through the Adult Degree Program in Charlottesville, Rappahannock, Richmond, Roanoke, South Boston, Staunton, Weyers Cave, and Williamsburg.


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Hi Philly Moms.ĀI will soon be TTC again after a miscarriage. I had previously been getting my prenatal care at The Birth Center but have decided not to return. I think they're great if everything goes right, but after what happened to me I want to be in an OB's care in case it happens again. (I'm 37, so the odds are higher.) Since I now have time to reconsider my options, that's exactly what I'm doing. I am leaning toward Pennsylvania Hospital right now. If you went there, I'd love to hear about the doctors you saw, if you'd recommend that practice, and how you found the labor and delivery care. Thanks!
Pennsylvania Hospital
Me 37, DH 42 ~ MMC 6/2/11 at 11 weeks ~ TTC #1
Comments (3)
Kathryn, FT-SAHM
Noah, 11/13/2010
I see Dr. Tara Paige at Penn Care.┬Ā She is great!┬Ā This is my first and we are really happy with her.┬Ā I believe she is in the same practice as the dr. mentioned in the previos post.┬Ā I hear only good things about that whole practice!
It's a Girl!!! Sara Jordan was born December 15, 2011
I'll turn 37 november this year. But when I had my son i was 36 and had an absolutely lovely and uncomplicated pregnancy. Thank goodness!
I had my baby (last September) at Hospital of University of Pennsylvania at University City. I used to take care from Dr. Carter Owen who was Resident ob/gyn at that time. She was however, not present during the delivery and on-duty team did it.┬Ā
Although my pregnancy was smooth they wanted to induce me as my baby was in the 12th percentile for growth during the last couple of weeks of pregnancy.┬Ā
Th induction didn't go very well - i was only 4 cm dialated but the attending doctor decided to break the water. As soon as the water was broken my baby was starting to drop heartbeats! It was a horrible, horrible moment!! Then they inserted the "water" again into my sack! That improved baby's heartbeat a little. Still he was not responding enough. So they decided to do C Section.┬Ā
The surgery (and post operative recovery) went vry well and we have this healthy, happy baby Aariz. :-)
Married to Waquar, my best friend.
Mommy of Aariz, born on September 28, 2011 at 7.48 in the morning through a surprise C section.


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Tim McAleenan wrote a fantastic article on the wonders of dividend investing using Procter & Gamble (NYSE:PG) as an example. I suggest you read it. The gist: Those who bought Procter in 1991 became rich on a stream of rising dividends and share appreciation.
In 1991, shares of Procter & Gamble traded for an average of $7.21 per share on a split-adjusted basis. Since 1992, P&G has paid out a total of $17.92 in dividends cumulatively, plus the one-time stock spin-off of the Jif/Crisco units. At Friday's market close, Procter & Gamble was selling for $65.81 per share...
One reader asked a marvelous question:
Robert Albers: "So how do you pick the next PG? How do you find companies like PG? Do you just hear about them? Not every company on various lists are like PG, so how do you pick them out? Are there several dozen like PG, and what is the trick to identifying them."
Great question. After all, you can't go back to 1992 for your stock purchases. Only in your dreams, can you find that time portal that allows a return to 1992 to pick up some Altria (NYSE:MO) (then called Philip Morris) and maybe Procter, and then, make your way back with fistfuls of dividends.
I bought Procter back in the late 1980s and still hold it. It was a great purchase. I wish I could say it was genius, but I was young and not a particularly astute investor. The buy was more luck than anything else. And, you better believe that I do wish I could find that time portal and buy much more.
The only way to find the next Procter is to learn what made Procter Procter.
Procter back then had more going for it than the Procter of today: more "drive" to its earnings and revenue and a much smaller payout rate.
The Procter of 1991 had better revenue and earnings growth than it does today. Its payout ratio was lower, leaving more room for dividend increases. Moreover, its dividend yield was less (about 2.2%). Yet, there was already a dividend culture in the company: the company had been giving its investors dividends for six years.
While Procter is still a great company, it has lost some of the characteristics that made it one of the great dividend plays of the last 20 years. It's "matured," a company possessing quieter revenue and earnings growth. The company "recognizes" the change: It's handing a higher portion of its profits to investors, hence the higher payout ratio. It would be highly unlikely to give shareholders the startling returns of Procter circa 1992.
The "ideal" dividend stock to search for (using Procter's lessons) possesses:
- Revenue Growth
- Earnings Growth
- Low Payout Ratio
- Commitment To Dividend
How do you find the next Procter? You look for companies demonstrating those four traits.
Disclosure: I am long PG.