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1001 Humorous Illustrations
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Product Description
Product Information
|Format: Paperback
Number of Pages: 411
Vendor: Zondervan
Publication Date: 1994
|Dimensions: 5 1/4 X 8 X 1 (inches)
Availability: In Stock
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Publisher's Description
You have something important to say. Are you sure your audience is listening? Clocks start ticking in the minds of your listeners the minute you begin your presentation. These clocks measure the amount of time you have to interest them before their attention wanders elsewhere. Could be three minutes. Could be thirty seconds. But make your audience laugh and they forget about their clocks. They are too busy listening. Make them laugh and they will listen. Humor is one of your most powerful tools as a speaker, and 1001 Humorous Illustrations for Public Speaking lets you wield it with power. Michael Hodgin has compiled hundreds of humorous anecdotes on dozens of topics and brought them together in one book. From "Ability" and "Accidents" to "Work" and "Worship," Hodgin's illustrations are arranged according to topic and indexed to help you quickly find the perfect anecdote. The book also provides space to record the times and places you use each illustration, so no one will hear you tell the same joke twice. Ideal for preachers, teachers, executives, and anyone else who speaks publicly, 1001 Humorous Illustrations for Public Speaking will keep your audience laughing -- and listening to every word you say.
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Board-certified real estate lawyer Gary M. Singer writes about the housing market at SunSentinel.com/business/realestate each Friday. To ask him a question, visit SunSentinel.com/askpro
Q: We have a rental property that we're trying to sell to our tenant. He's having problems with financing, so we want to give him a short-term loan. But we're being told we might not be able to do this. What gives? — Ralph
Q: We want to give a loan to our daughter and son-in-law so they can buy their first home. But we're facing resistance. What's going on here? — Lisa
A: Both questions have to do with new federal...

subset: commoncrawl


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NEW YORK (CNNMoney.com) -- Federal prosecutors are reportedly looking into whether Goldman Sachs has committed securities fraud.
The Securities and Exchange Committee referred its investigation of Goldman to The Justice Department for possible criminal prosecution, according to several media reports, including one by the Wall Street Journal, Thursday night. The reports cited sources familiar with the situation.
"Given the recent focus on the firm, we are not surprised by the report of an inquiry," said Samuel Robinson, a spokesperson for Goldman. "We would fully cooperate with any requests for information."
The SEC, the Justice Department and the U.S. Attorney's office all declined to comment.
Shares of Goldman Sachs (GS, Fortune 500) fell about 3% in pre-market trading Friday.
Earlier this month, the SEC charged Goldman with securities fraud for failing to tell investors that hedge fund Paulson & Co. helped select securities for a portfolio it was also betting against. Goldman has denied the allegations.
On Tuesday, seven current and former Goldman Sachs executives, including CEO Lloyd Blankfein, faced a blistering cross-examination from lawmakers about the firm's role in the financial crisis in a hearing that lasted more than ten hours.
"[Goldman Sachs'] conduct brings into question the whole function of Wall Street," said Sen. Carl Levin, D-Mich., who chairs the Permanent Subcommittee on Investigations, which hosted Tuesday's hearing.
Goldman has been accused by Levin's committee of betting aggressively against the nation's housing market, making as much as $3.7 billion in the process.
Documents released by the committee this week also demonstrated that Goldman may have been engaging in other questionable practices.
Goldman has maintained that it too got hit when the U.S. housing market collapsed, losing some $1.2 billion in 2007 and 2008. It has also rejected charges that it bet against American homeowners or against its own clients.
Rather, the company has maintained it merely was trying to insulate itself from other large bets it made on residential real estate.
"We didn't have a massive short against the housing market and we certainly did not bet against our clients," said Blankfein at the hearing Tuesday.
Fabrice Tourre, the 31-year-old French trader who allegedly helped broker the investment deal that is the subject of the SEC's civil lawsuit, also appeared Tuesday. He said he planned to fight the charges brought by the federal government.
Goldman has placed the London-based Tourre on paid leave indefinitely and stripped him of some of his credentials with British regulators, however.
Shares of Goldman Sachs rose in regular trading Thursday before the reports of the criminal probe, but fell 2.6% in after hours trading. The stock has actually gained ground in each of the past three days, but remains well below where it traded earlier this month.
CNNMoney.com's David Ellis and CNN's Kevin Bohn, Carol Cratty, Rob Frehse and Karina Frayter contributed to this report.


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To make reservations by phone, dial freephone 0800 221 222 in the UK, 1 800 409 929 in Ireland, or view our regional telephone reservation numbers.
Near the Columbia Center Mall, 3 Rivers Convention Center, The Toyota Arena and numerous restaurants. It's the Perfect location for leisure and business travelers. With Free High Speed Wireless. Hot Complimentary Breakfast. Enjoy our spacious rooms with a Mini-Fridge, Coffee Maker, Hair dryer and Ironing amenities. Onsite Fitness Center and Indoor pool and Hot Tub. Pet Friendly. In the heart of Washington Wine Country with over 40 Yakima Valley wineries to visit. Walking distance to shopping, entertainment and dining. GPS Coordinates: N46 degrees, 22.084 minutes, W 119 degrees 22.762 minutes.
Only pay when you stay
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Category:Portuguese language
Free public domain sheet music from IMSLP / Petrucci Music Library
The list below includes all pages in the category "Portuguese language". This includes vocal works which use text in either the Brazilian or the Portuguese dialect of Portuguese.
Pages in category "Portuguese language"
The following 171 pages are in this category, out of 171 total.


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What Should I Eat Before a Workout?
Sent by Carrie
Editor: With the caveat that I'm not a nutritionist or health expert by any means, my response would be "both." If you're heading into your workout after a long day at the office, you need a little energy to make sure you aren't too tired to really get the most out of your exercise session. And afterwards, you need something to make sure you don't crash. Or at least that's how my body seems to work!
I'd recommend a small snack like a granola bar or a handful of trail mix before the workout and a larger meal afterwards. If you don't have time to cook or prefer something lighter in the evenings, things like smoothies or salads are satisfying choices (and can be brought to work and kept in the fridge all day). Make-ahead freezer meals are also great for being able to pop something in the microwave the minute you walk in the door!
Here are a few recipe round-ups to give you some snack and meal inspiration:
• Food on the Go: Granola Bars and Other Quick Snacks
• Sandwiches, Salads, and Soups: 15 Hearty Homemade Lunches
• Hearty Sauces & Meatballs: 11 Dishes that Freeze Well
Readers, what do you suggest?
Related: 15 Portable and Delicious Weekday Breakfast Baked Goods
(Image: Flickr member Flickr username licensed under Creative Commons)


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Officials Fearful of New Deadly Drug Possibly Coming to MissouriThe drug is meant for animals such as elephants and rhinos.
'Good Samaritan' Bill Becomes Law in St. LouisProtects most of those who report heroin overdoses from arrest.
Nixon Signs Bill For More Access To Anti-Overdose MedicineResidents soon will be able to carry medicine to counter heroin overdoses without a prescription under a new law signed Tuesday by Missouri Gov. Jay Nixon.
Drug Blamed for Prince's Death Spreading on St. Louis-Area StreetsFentanyl, often mixed with heroin, is blamed for nine deaths in St. Louis County so far in 2016.
St. Louis Prescription Drug Database Signed Into LawWill work with St. Louis County program.
TIAM Saturday April 30thDrug takeback, Vintage Base Ball, "The Sound of Music" and birthdays.
Fighting to Lower Drug Overdose DeathsTwo bills before city board of aldermen address wave of drug overdoses.
Knock, Knock -- Door-to-Door Prescription Collection Effort UnderwayThieves looking for a high regularly raid the medicine cabinets of family or friends.
Charges Filed in St. Ann Heroin-Induced CrashThe man accused of hitting a family of three in St. Ann while high on heroin faces two second-degree assault charges.
Man High on Heroin Injures Family of 3 Crossing RoadA man reportedly high on heroin hit a family of three, including a small child, crossing the street in St. Ann Tuesday afternoon.
Gateway Foundation Backs Bill to Increase Medicaid-Eligible Drug Addiction Treatment"The Medicaid provisions the senator is trying to overturn have rendered us helpless."
Stenger Signs Prescription Drug Monitoring Program Into LawCounty Executive Steve Stenger signed the bill, which had been unanimously passed by the county council, into law Wednesday.


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Welcome! Clemente Foot Clinic has merged with Advanced Foot and Ankle Specialists to provide the best podiatric care for patients in the Schaumburg area. Advanced Foot and Ankle Specialists's experience in podiatry is coupled with genuine concern for their patients. All our staff is dedicated to your comfort and prompt attention as well. Our goal is to help you maintain healthy feet.
Please visit Advanced Foot And Ankle Specialists website AFAAS here.
This web site provides you with an overview of our practice and the field of podiatry. As you navigate the site, you'll find information about Advanced Foot and Ankle Specialists's practice philosophy, physicians, our Schaumburg office location, insurance policies, and appointment scheduling procedures. Please browse the site at your convenience and feel free to contact us with any questions. You can access appointment requests here.
Your feet are the foundation to your body, and when you are having problems and pain with your feet, it can affect every aspect of your life. If your feet hurt and you are suffering from a chronic foot problem, you deserve more than temporary comfort. There are new and alternative methods of treatment, which provide long term, and many times care-free comfort for relief of foot pain.
The foot surgeons at Advanced Foot and Ankle Specialists understand and can help by providing innovative, comprehensive care. Our experience and truly state-of-the-art diagnostic equipment enable us to deliver comfortable, high-quality care to our patients. Our friendly physicians work with you to understand your habits and can help you maintain and improve your health. Our highly-trained professionals are dedicated to giving you the individualized attention that you need.
Below are a few of the services Advanced Foot And Ankle Specialists have to offer:
- Diabetic wound treatment Corn & Callus Removal
- toenail fungus laser treatment Achilles tendon treatment
- Heel pain and Plantar fascitis Ingrown toenail treatment
- Bunion treatment Flat Feet treatment
- Foot & Ankle injuries Orthotics
- Foot & Ankle Surgery Digital X-Rays and Diagnostic Ultrasound
Immediate Care
If you have an urgent issue, we are available and here to help.
Call (847) 352-0200 so that we can work you into our schedule.
Se Habla Espanol!
Comfortable and Convenient
Only a highly experienced Board-Certified Podiatrist can help make your foot care comfortable and bring you the healing that you need. Our foot surgeons are conveniently located near Schaumburg, Hoffman Estates, Hanover Park, Streamwood, Roselle, Elk Grove Village, Medinah, Bloomingdale, Itasca, Bartlett, Wood Dale, and Addison.
You'll find a lot of valuable information on the web site about foot problems, diagnoses and treatments. We believe informed patients are better prepared to make decisions about their health and well being. We encourage you to review this information to help you understand any health concerns you may face.


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Index of content:
Volume 87, Issue 1, 01 January 2000
Dynamical studies of the ferroelectric domain structure in triglycine sulfate by voltage-modulated scanning force microscopy87(2000); http://dx.doi.org/10.1063/1.371882View Description Hide Description
Voltage-modulated scanning force microscopy has been employed to investigate the dynamics of ferroelectric domains as a function of time and temperature in triglycine sulfate (TGS) single crystals. Branching of the domain structure and nucleation of fine domain patterns by internal fields of thermal origin have been directly observed on the submicron scale. Domain coarsening after quenching TGS samples from the paraelectric phase into the ferroelectric one has been studied, revealing a nonlinear time dependence of the characteristic correlation domain length and supporting the validity of dynamical scaling law and the conservation of the total surface charge. Substantial differences in the evolution of the domain structure have been detected during cooling or heating treatment in the ferroelectric phase. Domain contrast is shown to monitor the ferroelectric phase transition through its temperature dependence, reflecting the competition between electrostatic and piezoelectric effects.
Polarization and structural properties of high-energy electron irradiated poly(vinylidene fluoride-trifluoroethylene) copolymer films87(2000); http://dx.doi.org/10.1063/1.371883View Description Hide Description
The effect of high-energy electron irradiation on structural and polarizationproperties of 50/50 mol % copolymer of poly(vinylidene fluoride-trifluoroethylene) was investigated for both mechanically stretched and unstretched films. Although stretching can significantly enhance the polarization and dielectric responses in unirradiated films, it was observed that this enhancement was not significant in irradiatedfilms. In addition, the polarization in both types of films after irradiation can be described quite well by a logarithmic mixing law of composites, which consist of crystallites embedded in an amorphous matrix with nearly the same fitting parameters. On the other hand, the enhancement of the mechanical properties from stretching persists after the irradiation, and the elastic modulus along the stretching direction remains high after irradiation in comparison with unstretched films. It was found that the dielectric dispersion in both types of films after irradiation fits well to the Vogel–Fulcher law. It was also observed that the crystallinity decreases and the crosslinking coefficient increases continuously with dose. However, there was no direct one to one type relationship between the crystallinity and the crosslinking coefficient. Although stretching can reduce the rate of crosslinking, the reduction of crystallinity with dose for stretched and unstretched films does not show a marked difference.
Si induced size effects in ferroelectric87(2000); http://dx.doi.org/10.1063/1.371884View Description Hide Description
Physical properties of in the presence of Si are investigated in detail. Polycrystalline bulk samples with nominal composition of where x varies from 0.01 to 0.25, are synthesized using the coprecipitation route. The presence of Si in the matrix leads to a reduction in coherently diffracting domain size The observed reduction in the ferroelectric distortion in the lattice ferroelectric transition temperature and shift in Raman lines of with increase in Si content are attributed to the Si induced finite size effect. However, at higher calcination temperatures, the material exhibits properties similar to pure, undoped, bulk There is no evidence of change in crystal structure and ferroelectric nature of due to the presence of Si. Our data suggests that Si, which is diffused out of perovskite lattice, is likely to reside in the grain boundary region in an as yet unidentified chemical form.
Finite-difference modeling of piezoelectric composite transducers87(2000); http://dx.doi.org/10.1063/1.371885View Description Hide Description
The mechanical and electrical properties of transducers are modeled by finite-difference representations of the relevant physical equations, and the numerical problems are discussed. The theory is applied to (a) a ceramic transducer of dimensions 1 cm×1 cm×200 μm, (b) a polymer P of the same dimensions, and (c) a 1–3 composite transducer consisting of transverse rods of ceramic embedded in a matrix of polymer. The results for the ceramic agree with the one-dimensional model, viz.:voltage of order 4–5 μV and no resonance below 10 MHz. For the polymer, the resonant frequency of 3.9 MHz is close to the 4 MHz predicted by the one-dimensional theory. For the composite, introduction of the ceramic has an immediate effect on and whereas it has little effect on unless the density of the ceramic in the mix is 30% or higher.
Quantum-confinement effects on the optical and dielectric properties for mesocrystals of and87(2000); http://dx.doi.org/10.1063/1.371886View Description Hide Description
We present optical and dielectric quantum-confinement effects for mesocrystals smaller than 30 Å of and in uniform mesopores of the MCM-41 molecular sieve. For mesocrystals we observed a blueshift in optical absorption edge from to eV, and a decrease in dielectric constant maximum temperature from 130 to 55 °C. For mesocrystals we also observed an increase in the optical absorption edge from to eV, and a decrease in the dielectric constant maximum temperature from 320 to 180 °C. The observed optical and dielectric quantum-confinement effects generally agree with the recognized consequence of reduced size.
Frequency response of microwave dielectric thin films laser deposited on indium–tin oxide coated glass87(2000); http://dx.doi.org/10.1063/1.371887View Description Hide Description
(BZN) thin films were prepared by using a pulsed laser deposition technique. For films in situ deposited on indium–tin oxide (ITO) coated glass substrates, the crystalline phase can be obtained by growing at a substrate temperature higher than Too low a substrate temperature results in the amorphous phase, whereas too high a temperature leads to substantial interaction between the BZN film and the ITO layer. For the films deposited at a substrate temperature, the texture characteristics change with their thickness. The films are (222) preferentially oriented when they are thin, and (400) preferentially oriented when they are thick. The optical properties, measured using optical spectroscopy, reveal that the index of refraction and absorption coefficient vary between and respectively. These optical parameters do not change significantly with the preferred orientation and thickness of the films. However, the low frequency dielectric properties are closely correlated with the material's characteristics. The crystalline BZN films have a markedly larger dielectric constant than the amorphous films.
Hafnium and zirconium silicates for advanced gate dielectrics87(2000); http://dx.doi.org/10.1063/1.371888View Description Hide Description
Hafnium and zirconium silicate and respectively) gate dielectric films with metal contents ranging from ∼3 to 30 at. % Hf, or 2 to 27 at. % Zr (±1 at. % for Hf and Zr, respectively, within a given film), have been investigated, and films with ∼2–8 at. % Hf or Zr exhibit excellent electrical properties and high thermal stability in direct contact with Si. Capacitance–voltage measurements show an equivalent oxide thickness of about 18 Å (21 Å) for a 50 Å (50 Å film deposited directly on a Si substrate. Current–voltage measurements show for the same films a leakage current of less than at 1.0 V bias. Hysteresis in these films is measured to be less than 10 mV, the breakdown field is measured to be and the midgap interface state density is estimated to be Au electrodes produce excellent electrical properties, while Al electrodes produce very good electrical results, but also react with the silicates, creating a lower ε layer at the metal interface. Transmission electron microscopy(TEM) and x-ray photoelectron spectroscopy indicate that the dielectric films are amorphous silicates, rather than crystalline or phase-separated silicide and oxide structures. TEM shows that these films remain amorphous and stable up to at least 1050 °C in direct contact with Si substrates.


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Recent projects from Craftsy Quilting classes:
QuiltingRed Mushrooms Table Runner
Quiltingthe inner Nicola
QuiltingTrinity Celtic Knot
Offer some kudos...
Join the conversation...
Ask a question...
Add your comment...
I loved making this quilt. Cynthia's detailed instructions were so helpful in my getting this quilt completed. She made it easy, quick and fun.
05/12/2014 Flag
Great quilt, love the quilting you did too! Where is the pattern from?
05/13/2014 Flag
Cynthia of Ahhh...Quilting has the pattern. I think it is also for sale here on Craftsy.
05/16/2014 Flag
Thanks for the pattern info! This is just so happy! Love your fresh, vibrant colors!
05/17/2014 Flag
Beautiful work! Makes me smile on a rainy day.
05/15/2014 Flag
Thank you!
05/16/2014 Flag
Thank you. It was really a fun quilt to make.
05/23/2014 Flag


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After Diablo's death, it's same to assume she died as well...or?
22/05/2012 19:58Posted by DarknessI think, Tyrael said at the end of game (just before diablo) that she might be lost or something...
23/05/2012 17:43Posted by PortarisMeh, the game was already too short. If the 4 acts were about 10 I'd consider playing it but this is just... meh... I'm disappointed.
Meh, the game was already too short. If the 4 acts were about 10 I'd consider playing it but this is just... meh... I'm disappointed.
It was longer then D2 including LoD.
Nevertheless, there are some inconsistencies with the way Leah turned into Diablo's vessel compared too Albrecht/Aiden.
Albrecht/Aiden became a vessel by driving the soulstone in their head(and for that matter Tal'Rasha had the soulstone in his stomach), but Leah on the other hand was forced too absorb the soulstone.
When Diablo was defeated in D1 and D2, he turned back into Albrecht/Aiden, when he "died" in D3, he just burned up and didn't leave a body.
Threats of violence. We take these seriously and will alert the proper authorities.
Posts containing personal information about other players. This includes physical addresses, e-mail addresses, phone numbers, and inappropriate photos and/or videos.
Harassing or discriminatory language. This will not be tolerated.


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Our Purpose
To serve the nation by making it as easy as possible for local churches to help those most at need in their communities.
Our Values
The Cinnamon Network has seven core values which define its identity and way of working...Read More
Our Story
Cinnamon Network began at the end of 2010 in response to growing social need, public sector reform, increasing recognition of the role of voluntary organisations and the economic cuts. 50 Christian CEOs and leaders were challenged to consider how the Christian community could deliver more local transformation at national scale and to do so at speed.Read More
John Glen MP
Matt Bird has provided the vision, energy and determination to get The Cinnamon Network up and running. For me it has provided an unrivalled resource which has facilitated seed funding for projects in...Read More
Rev Graham Singh
We receive loads of communications and funding opportunities - many of which are irrelevant or out of reach. We have been so encouraged to be part of the Cinnamon Network and (let's be honest!) to hav...Read More
Rev Canon Dr Martyn Atkins
I want to offer my wholehearted support to The Cinnamon Network and the vision for community franchising. They healthily combine faith and values with professionalism, integrity and a deep commitment ...Read More
Rev Jonathan Edwards
I am always encouraged to see Christians immersing themselves in projects which strengthen the fabric of our society. This is exactly what Jesus would want us to do. Impressive and imaginative work is...Read More


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Thousands of firefighters saluted a flag-draped casket passed carrying two tiny vials of blood, the only known remains of a comrade who died in the Sept. 11 attacks. (AP Photo)Read More »
Top fire chiefs in history
These U.S. fire chiefs are top of the class for the profound and lasting mark they left on the fire service.Read More »
9/11 EMS responders told to prove WTC cleanup involvement
Over 10,000 letters have been sent out in order to be qualified for World Trade Center disabilities.Read More »
Former FDNY commissioner dies
Nicholas Scoppetta, 83, was commissioner from 2002 to 2009; he helped rebuild the department following 9/11Read More »
The greatest fire pumper the world has known
This semi-pulled pumper system designed by a naval engineer redefined "big water."Read More »
FDNY firefighter dies from 9/11-caused cancer
Batt. Chief James Costello, 52, died the day before Thanksgiving; officials continue to urge Congress to reauthorize the Zadroga ActRead More »
Firefighters' union blasts FDNY's cadet diversity plan
The high school cadets would work 20 hours per week for two years as firefighter trainees to earn a chance to be fast-tracked onto FDNYRead More »
FDNY 'unhappy' after racist son of former commish gets rehired
Joseph Cassano, 26, insisted he has seen the error of his "very ignorant and very immature" waysRead More »
NY Gov. pushes for increase in FDNY disability benefits
Gov. Andrew Cuomo want firefighters and cops injured on the job to receive a benefit equal to 75 percent of their salariesRead More »
FDNY commish to firefighters: Don't leak stories to media
Daniel Nigro says while only a few FDNY members are responsible, the department has zero tolerance for leaks.Read More »


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Student Council inspires literacy
For seven years, students in the Student Literacy Council (SLC) have been infusing children with a love of reading through local, community and international literacy outreach. In recognition of their consistent contributions, the International Literacy Association presented them with their 6th Honor Council Award. Read More
Classroom Contest
Dear teachers, We know how hard you work to ensure your students have everything they need to succeed, including a bright and inviting classroom. We also understand the time and Read More
Events for New Graduate Student
This fall, UD and CEHD are hosting a number of events to welcome our graduate students to campus. Please review the orientation schedule provided. Read More
High quality childcare
UD's Laboratory Preschool and Early Learning Center have openings for their fall PreKindergarten/Kindergarten classes. We offer best practices curriculum and innovative programs–see our video on mindfulness in UDaily. Read More
Greece is the word, have you heard
In May, faculty in UD's early childhood education program traveled to Greece to establish a partnership with several schools and universities. By 2017, students in ECE and human services should be able to gain field experience or conduct research at schools in Athens and Patras. Read More


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The Silver Mexican Libertads have incredibly low mintages for bullion coins adding to their collectibility.
Coin Highlights:
- Contains 1 oz of .999 fine Silver.
- Individual coins come in protective plastic. Multiples of 20 are packaged in tubes.
- Eligible for Precious Metals IRAs.
- Obverse: Depicts two key symbols of the Mexican people: the Winged Victory statue in the forefront and the Mexican volcanoes Popocatepetl and Iztaccihuatl in the background.
- Reverse: Features a sculptural relief design of the National Shield, encompassed by the legend "Estados Unidos Mexicanos" (United Mexican States).
- Guaranteed by Banco de Mexico.
Protect your Silver Libertad in style by adding a nice gift box to your order.
Add this 1993 1 oz Silver Mexican Libertad coin to your cart today!
Reviewed by 2 customers
Sort by
Collecting silver bullion coins from around the world. This is the Mexican addition. Nice piece.
- Value (low premium over spot)
- Attractive Design
- Easy to Sell
- Recognized Brand
- Mint Condition
i happen to like this design and purchased a few in different years - all were very nice in and the condition they were stated to be in -
- Attractive Design
- Recognized Brand
We provide all of our customers with a refund, return and / or exchange on everything we sell including all bullion and certified coins. If for any reason, you have a problem, please feel free to call us. We will always do our best to accommodate you.


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- Report: #443450
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Complaint Review: AC Fitness Or American Club Systems
AC Fitness Or American Club SystemsW Market St Greensboro, North Carolina U.S.A.
AC Fitness Or American Club Systems Went out of business, Continued Charging me Greensboro North Carolina
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I called because this place was FAR FAR away from where I currently lived, and they said they would only cancel it if I had moved 30 miles out of Greensboro. WHATTT???? They have still been charging me, and now that my contract is up, I am trying to make sure they do not continue to charge me.
I have tried to fax them (because that's what I was told to do) stating that I do not want to renew the contract, but it seems to never work. The lady I keep speaking to, Ashley Bass always says the fax machine is just busy. YEA RIGHT! Hopefully when I stick this letter in the mail I will be finished with them altogether. They've gotten me for almost $800 in the past year!
Greensboro, North Carolina
This report was posted on Ripoff Report on 04/14/2009 12:18 PM and is a permanent record located here: http://www.ripoffreport.com/r/AC-Fitness-Or-American-Club-Systems/Greensboro-North-Carolina/AC-Fitness-Or-American-Club-Systems-Went-out-of-business-Continued-Charging-me-Greensboro-443450. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text: If you are a real stylish lady you will never omit trendy short haircuts. To get a too fashionable and eye-catching look the majority of women go for short pixie haircuts for 2016. These hairstyles are met in various types of hair. You can get a flashy pixie haircut on your straight hair as well as on your curly locks. The only difference between these haircuts is that curly pixies look subtler, softer and more feminine than straight cuts that have a boyish effect in them. But since there are thousands of ways to bring a feminine touch to a short haircut you can opt for a trendy pixie. (more…)


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- freely available
- re-usable
Fluorescence-Based Multiplex Protein Detection Using Optically Encoded Microbeads
AbstractPotential utilization of proteins for early detection and diagnosis of various diseases has drawn considerable interest in the development of protein-based multiplex detection techniques. Among the various techniques for high-throughput protein screening, optically-encoded beads combined with fluorescence-based target monitoring have great advantages over the planar array-based multiplexing assays. This review discusses recent developments of analytical methods of screening protein molecules on microbead-based platforms. These include various strategies such as barcoded microbeads, molecular beacon-based techniques, and surface-enhanced Raman scattering-based techniques. Their applications for label-free protein detection are also addressed. Especially, the optically-encoded beads such as multilayer fluorescence beads and SERS-encoded beads are successful for generating a large number of coding.
Share & Cite This Article
Jun, B.-H.; Kang, H.; Lee, Y.-S.; Jeong, D.H. Fluorescence-Based Multiplex Protein Detection Using Optically Encoded Microbeads. Molecules 2012, 17, 2474-2490.View more citation formats
Jun B-H, Kang H, Lee Y-S, Jeong DH. Fluorescence-Based Multiplex Protein Detection Using Optically Encoded Microbeads. Molecules. 2012; 17(3):2474-2490.Chicago/Turabian Style
Jun, Bong-Hyun; Kang, Homan; Lee, Yoon-Sik; Jeong, Dae Hong. 2012. "Fluorescence-Based Multiplex Protein Detection Using Optically Encoded Microbeads." Molecules 17, no. 3: 2474-2490.
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Healthy cooking using fresh garden ingredients, whole foods, alternative grains. Beyond gluten-free.
No matter how you have to cook – food can always be 'plain delicious'.
Don't miss a thing on Kitchen Frau!
Recent Posts
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Category Archives: Vegetables
Basil Beet Salad, Sauteed Beans, and Peas on Earth
Meet Eric and Ruby, of Peas on Earth, Alberta producers of exceptional organic produce, and have a taste of Ruby's fantastic Basil Beet Salad, or a nibble of Sauteed Garlicky Green Beans. Passion and Love. Those are the two emotions … Continue reading
Posted in Gardening, Salads & Dressings, Vegetables Tagged beans, beets, gluten free, organic, Peas on Earth, salad, vegetables 4 Comments
Sweet Corn Bisque – a Bowl Full of Summer
Cheery sweet corn bisque is the essence of summer – all that golden sunshine collected in a bowl. I'm a garden eater. I love munching on fresh garden peas, and popping sun-ripe cherry tomatoes in my mouth as I stroll … Continue reading
Posted in Soups & Stews, Vegetables Tagged bisque, corn, dairy free, garden, gluten free, soup 6 Comments
Cooking with Kids: Sweet Potato Nachos
Load up a plateful of spiced Sweet Potato Nachos with all your favourite toppings for a healthy version of that popular southwest treat. Cooking With Meredith Oozing melted cheese, dollops of zesty salsa, olives, bacon, diced avocados, chicken – who … Continue reading
Posted in Appetizers, Cooking with Kids, Potatoes, Snacks, Vegan, Vegetables, Vegetarian Tagged cooking with kids, gluten free, nachos, southwest, sweet potatoes, vegan, vegetarian, yams 2 Comments
Roasted Parsnip Fries with Spicy Orange Mayonnaise
This weekend was parsnip digging time in our garden. There wasn't much left to harvest. Out came the last of the potatoes – the Yukon Golds, the Russian Purples, and the German Banana Potatoes. Out came the parsnips and the … Continue reading
Posted in Condiments & Sauces, Gardening, Vegan, Vegetables Tagged dairy free, dipping sauce, fries, gluten free, mayonnaise, orange, parsnips, roasted, vegan 20 Comments
Celebrate Kitchen Daily Canada and Summer, with Roasted Asparagus with Garlic and Spruce Tips
It's here! Have you heard the news? Kitchen Daily Canada has launched and it's a great new place to hang out! Have you seen it? It's a brand new Canadian food site, filled with daily menu plans, videos, interviews, food … Continue reading
Posted in Asparagus, Spruce Tips, Vegetables Tagged asparagus, garlic, gluten free, roasted, spruce tips Leave a comment


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Sat 23rd Feb at 9:00pm - 4:00am
Big Chill Present Mixmag Stars Of 2013
@ Big Chill House, London
Featuring: Krystal Klear, Ben Pearce, Voyeur, Casino Times, Betoko, The Mixmag Allstars
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Big Chill Present Mixmag Stars Of 2013: Krystal Klear + Ben Pearce + Voyeur + Casino Times + Betoko + The Mixmag Allstars
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28 Aug, 2016
Prize Bond List 1500 & 100 on 15 August, 2016 - Upcoming prize bonds of Rs. 1500 Draw # 67 Rawalpindi and Rs. 100 (Student Welfare Prize Bond) Draw # 15 Lahore each will be announced on Monday. According to the Central Directorate of National Savings (Prize Bond) of Pakistan (CDNS), the winning amount of 1st prize of Rs. 3,000,000 /- (30 Lakhs or 3 Million) while the three prizes of Rs. 1,000,000/- (10 Lakh or 1 Milliom) each has been reserved for 2nd position. Further, 3rd prizes of Rs. 18,500/- will be awarded to each of 1696 winning numbers as well. The Other prize bond of Rs. 100 and its 1st prize amount of Rs. 700,000 /-(7 Lakhs) while the three prizes of Rs. 200,000/- (2 Lakhs) each has been reserved for 2nd position. Further, 3rd prizes of Rs. 1000/- will be awarded to each of 1199 winning numbers as well. National savings and State Bank of Pakistan (SBP) will be declared the result online and printed paper for public. Find your old or new prize bonds online with all denominations such as; 100 (Student Welfare), 200, 750, 1500, 7500, 15000, 25000 and 40,000 respectively.
Prize Bond List 100 & 1500 - As a website, PakBiz (dot) com, we do not provide any prize bonds guess papers, golden papers, special formulas for prize bonds, special winning numbers, or any person (s) affiliate to PakBiz. The prize bonds are the scheme for collections of funds to meet the expenditure of government. Prize bond is no interest is accumulated or paid. Prize Bond holders are always able to regains your bonds for cash – the same amount as you paid originally. Periodically, a number of prizes are distributed and every bond has an equal chance of winning a prize. You may win much or nothing. But you cannot lose your investment. Prize Bonds are bearer type of security available in the denominations of Rs.100 (Student Welfare Prize Bonds), Rs.200, Rs.750, Rs.1, 500, Rs.7, 500, Rs.15, 000, Rs.25, 000 and Rs.40, 000 respectively. These bonds are issued in series. Each series consist of one less than 1,000,000 bonds.
*For the prize bond draws to be held on or after 15th February, 2009.
Prize Bond Schedule List


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The Seven Territories
Explore "The Seven Territories" of Colorado's mountain of many adventures - seven distinct territories with terrain for skiers and riders from near and far, beginner to expert.View All Seven Territories
Mountain Information
Learn more about Winter Park Resort.Learn About Winter Park
Conditions & Maps
Find out the weather conditions at Winter Park Resort.View Conditions & Maps
Hours Of Operation
Winter Park Resort's Summer Season Begins on June 11th and ends on September 25th, 2016View Hours Of Operations
Getting Here
Winter Park Resort Travel Services offers a full service travel agency to give optimum service to you, our guest. Call 800.979.0332 for all your transportation needs.View Getting Here
Summer At Winter Park
Now offering a wide variety of day passes so you can choose your adventure. Or, upgrade to a season pass and enjoy unlimited fun all summer long.Explore Now
Whatever you want to do, try, explore, or discover next, you'll find it at Winter Park Resort. With seven distinct ski and ride territories delivering on-mountain excitement for all levels, and a village and surrounding area full of countless off-mountain activities, Winter Park Resort is quite simply the hub of winter adventure in Colorado. Always offering more than you imagined.Find Your Next


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Handii Go10 tablet PC
Handii's Go10 is a notebook equipped with a touchscreen and deprived of a keyboard
Price$ 895.00 (AUD)
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First impression on unpacking the Q702 test unit was the solid feel and clean, minimalist styling.
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The screen was particularly good. It is bright and visible from most angles, however heat is an issue, particularly around the Windows button on the front, and on the back where the battery housing is located.
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The author of The Atlantic's July/August cover story talks about ambition, parenting, and her teenage son in this uncut video from the Aspen Ideas Festival.
Festival-goers stretch and lunge under the watchful eye of celebrity fitness expert Bob Harper.
Yes, says a panel of parenting experts. Children need nurturing, but they also need "something to bump up against."
E.J. Dionne talks to Molly Ball about the group's ongoing influence and its true motivations.
Three of the nation's top foreign-policy experts at a panel moderated by The Atlantic's Jeffrey Goldberg
More than a year after their moment of glory, young protesters in Egypt and Tunisia are chain-smoking in cafes, wondering what went wrong.
The musician and DJ spoke about Los Angeles architecture, urban grime, and artistic creativity at the Aspen Ideas Festival.
David Breshears, Jim Brown, and Michelle Kwanthree of America's most storied athletestogether on a panel at the Aspen Ideas Festival
Julie Taymor tells former Disney CEO Michael Eisner why she agreed to take on The Lion King.
Are laws like piles of sedimentary rock, weighing down America? Or are they protecting us from swindlers?
The Olympic silver medalist says that falling short of her dream changed her outlook on everyday existence.
The author of our July/August cover story came online this morning to answer readers' questions.
Read the entire ruling, including opinions by Chief Justice John Roberts, Justice Ruth Bader Ginsburg, and Justice Anthony Kennedy.
A survey of more than 2,000 people, from The Atlantic and The Aspen Institute
The New Jersey governor shares the Boss tunes that top his playlist.
A look at the things we're most excited about watching, reading, browsing, and listening to
A look at the things we're most excited about watching, reading, browsing, and listening to
A look at the things we're most excited about watching, reading, browsing, and listening to


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In the NFL, we rarely see blockbuster trades, much like in other sports such as baseball or basketball, but there are a few trades a year that really shake things up.
With the NFL's trading deadline being the following Tuesday after Week 6, we hardly see too many trades get done in that time period, but we do see the majority of the trades happen in the offseason.
With that being said, let's take a look at each NFL team's most appealing trade target.


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Vt. encourages more landowners to open to huntingNovember 06,2013State wants more
land for hunters
BENNINGTON The Vermont Department of Fish and Wildlife is encouraging landowners to make their properties available to hunters.
The department says amount of posted land has roughly doubled between 1971 and 2011, about 100,000 acres to between 200,000 and 230,000.
Hunting license sales have also been on the decline, from about 91,000 licenses sold in 1987 to about 73,500 in 2004.
Recent legislation has given landowners the option to use hunting by permission signs, which work similar to posted signs but are more inviting. The signs are still being worked on.MORE IN This Just In
WEATHERSFIELD -- A 29-year-old man died Wednesday night after his motorcycle left... Full StoryThe family of Julia Lathrop will host an all-you-can-eat spaghetti dinner buffet at the Downtown... Full StoryTeen avoids deer, hits utility pole
PAWLET Vermont State Police said a teenager... Full Story
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Court officials warn of bogus emailsJune 03,2014Court officials warn
of bogus emails
Authorities are warning the public to beware of email telling the recipient they have just received important information from the state court system that must be opened.
Court officials say several Windham County residents reported receiving email messages with the subject line, Notice of Appearance. The messages also state that an attached notice must be opened for more information and is signed, Truly yours, Susan Mason, clerk to the court.
These emails are not legitimate court notices, and the attachments are likely malware that will attempt to gather personal information stored on the users computer, court officials said in a release issued Monday. Please instruct anyone receiving such an email to not open the attachment, and to report the receipt of the email to their Internet Service Provider.MORE IN This Just In
WEATHERSFIELD -- A 29-year-old man died Wednesday night after his motorcycle left... Full StoryThe family of Julia Lathrop will host an all-you-can-eat spaghetti dinner buffet at the Downtown... Full StoryTeen avoids deer, hits utility pole
PAWLET Vermont State Police said a teenager... Full Story
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Ringo Starr is a Great-GrandfatherRingo's daughter Tatia plays bass and sings in the band Belakiss.
Ringo Starr Explains Why He Voted for Brexit"Britain should be out and get back on its own feet."
Ringo Starr Announces Fall Tour DatesThe tour begins on October 15th in Sonqualmie, WA.
Paul McCartney Shares a Throwback Pic for Ringo Starr's BirthdayStarr turns 76 this year.
Ringo Starr Brings Peace, Love and Hits to New JerseyRingo's latest All-Starr Band is starting to sound like an actual band.
Is Ringo Starr Plotting a New Album?Starr apparently has eight tracks in the works already.
Ringo Starr Cancels North Carolina ConcertStarr is the latest artist to cancel a concert due to the state's controversial "Religious Liberty" law.
Ringo Starr Announces 2016 Tour DatesRingo and his All Starr Band will begin their 2016 trek in Syracuse, NY on June 3rd.
NFL Owner Buys $2 Million Ringo Starr Drum SetThe drum set was visual trademark as important to The Beatles' stage show as their hair, suits, boots, guitars and amplifiers."
Ringo Starr to Auction Off 1,300 Items for CharityThe merch stash includes Ringo's copy of the UK's first pressing of the White Album, numbered "No. 0000001."
Ringo Starr Tribute Concert to be Released this DecemberToday we get our first taste of what to expect with The Head and the Heart's cover of "Octopus's Garden."
Ringo Discovers Thousands of Undeveloped Beatles Negatives, Credits Himself for First "Selfie"Ringo Starr discovered thousands of old negatives containing photos he took of his fellow Beatles band mates. Among them was what Ringo describes as the first selfie ever taken.


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Audiences will have many screens to watch news anytime and anywhere, and to draw their attention, particularly the young, broadcast journalists must have a story to tell, one that offers accuracy, analysis, and expertise, and must help audiences make sense of it. More
For broadcasters to develop and sustain cutting-edge content, they must ensure it is interactive and produced and delivered on multi-screens. Such content must cater to more young people and also be part of the whole industrial chain. More
Next year's Asia Media Summit will be held in China again, this time in Qingdao, a beautiful seaside city located in the southeast part of Shandong Province. More
Mr. Choi Yanghee, Korean Minister of Science, ICT and Future Planning (MSIP) said on Tuesday that the Asia-Pacific region, home to four billion people and the world's dynamic economy will be able to leverage its long history and rich cultural heritage to lead the development of global broadcasting content. More
UN Secretary General Ban-Ki-Moon expressed Tuesday his concern about the "increasingly restrictive environment for media workers in many countries," saying that constraints on freedom of expression are shackles on progress itself. More
Broadcasters were urged to preserve good content by digitising and managing it efficiently in order to share this valuable resource to future generations and enable companies to make some money. More
Information Minister Hasanul Haq Inu of Bangladesh said on Tuesday traditional broadcasting and social media need not clash instead they should work towards harmonious integration in providing information, education and entertainment to audiences. More
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Software Development Technology
The purpose of this program is to help students develop knowledge and skills to pursue entry-level positions involving computer software development. Areas of study include logical and algorithmic analysis and design, object-oriented programming and relational databases, programming languages and development tools, Web scripting and programming, Web services and applications, software development lifecycles, and business and ethical impacts on software development practices. The goal of the program is to help the student learn a balanced combination of practical programming techniques and problem-solving skills.
Career Opportunities
Graduates of this program may begin their careers in a variety of entry-level positions involving software development skills, such as application developer, junior programmer, Web applications developer, database developer, software support technician and software tester.
Graduates who have difficulty distinguishing colors may not be able to perform the essential functions of various positions involving software development technology.
Admission Requirements
Refer to the Admission section of this catalog for information relating to Admission Requirements and Procedures for this program.
School Equipment
Students will have the opportunity to perform activities in different software development environments with typical platforms that support specific technologies and standards. These platforms are typically comprised of networked computers installed with software development tools. Refer to Student Equipment in the Online Course Information section of this catalog for information relating to the student equipment requirements for the distance education courses that are taught online over the Internet.
Class Size
Classes generally range in size from 20 to 40 students. Depending on the course subject matter, certain classes may contain a greater or lesser number of students.
Program Outline
|Course Number
|Credit Hours
Composition I+
This course covers phases of the writing process, with special emphasis on the structure of writing and techniques for writing clearly, precisely and persuasively. Prerequisite or Corequisite: TB133 Strategies for the Technical Professional or equivalent(close)
College Mathematics I+
This course will include, but is not limited to, the following concepts: quadratic, polynomial and radical equations, linear functions and their graphs, systems of linear equations, functions and their properties and triangles and trigonometric functions. Activities will include solving problems and using appropriate technological tools. Prerequisite: GE184 Problem Solving or TB184 Problem Solving or GE150 Survey of the Sciences or equivalent; Prerequisite or Corequisite: TB133 Strategies for the Technical Professional or equivalent(close)
Problem Solving+
This course introduces students to problem solving techniques and helps them apply the tools of critical reading, analytical thinking and mathematics to help solve problems in practical applications.(close)
College Mathematics II+
This course will include, but is not limited to, the following concepts: exponential and logarithmic equations and functions, graphs of trigonometric functions, trigonometric equations, polar coordinates, oblique triangles, vectors and sequences. Prerequisite: GE127 College Mathematics I or equivalent(close)
Composition II+
This course focuses on appropriate rhetoric structures and styles for analytical and argumentative writing. Emphasis is placed on critical thinking, reading skills and elements of research in the information age. Prerequisite: GE117 Composition I or equivalent(close)
|Course Number
|Credit Hours
|Course Number
|Credit Hours
Strategies for the Technical Professional+
The course reviews characteristics and trends of the global information society including basic information processing, Internet research, other skills used by the technical professional and techniques that can be used for independent technical learning.(close)
Introduction to Personal Computers+
Organization of a typical Personal Computer (PC) is examined in a given popular operating systems environment. Terminology and concepts related to major PC hardware components and their functions will be discussed consistent with industry standards and practices.(close)
Professional Procedures and Portfolio Development+
Students are required to plan and compile their projects in the form of a portfolio. Instruction on interviewing procedures and writing business communications is also included in this course. Prerequisite: Students must have completed 72 quarter credit hours prior to taking this course(close)
|Program Total
|Course Number
|Credit Hours
Program Total
+In this program, this course may be taught either completely in residence at the school, completely online over the Internet as a distance education course or partially in residence and partially online, as determined by the school from time to time in its discretion. Refer to the Online Course Information section of this catalog for additional information relating to the courses that the school decides to teach all or partially online over the Internet. In order to help students become familiar with fundamentals of taking courses online over the Internet, the school may determine that a portion of the first online course that a student takes in this program must be taken online at the school in a supervised setting.
NOTE: The course descriptions for the courses in this program are in the Course Descriptions section of this catalog . The school may, at any time in its discretion, vary the offering and/or sequence of courses in this program, revise the curriculum content of the program or any course in the program and change the number of credit hours in the program or in any program course.


text: Posted March 7, 2013 you want a sample...here's a real life sample...and you can tell I'm bored as hell...I only venture into the tinderbox when I'm bored!!! when I was in highschool, I lived in a small town where everyone knew everyone. With that, I knew many of the cops that lived there too. I would call many of them friends in fact. My goal when graduating from school was to go to Regina where the western Canadian training school is for the Royal Canadian Mounted Police, RCMP. I had all the pre-requisites at the time nailed down, had great references from my school principal and from the local Staff Sergeant and a couple of the other local officers as well. I figured for sure I was a shoe in. About three weeks after my application I received my letter from the RCMP and much the same as someone would be excited to receive a letter from their dream college, I was pretty excited. Then I opened the letter and was very disappointed to read that my application was denied. The explanation continued with congratulating me for having all of the prerequisites covered and for the top notch references but unless I could prove to the RCMP that I belonged to a visible minority group, my application would not be accepted. While I won't even think about comparing this to the horrible things that have happened to other minority groups here and around the world, it was still discriminatory. My point being... people of all shapes, sizes, color, sexual preference, religion etc etc etc are discriminated against daily in some form or fashion. Share this post Link to post Share on other sites


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Felix Shipkevich presents on Dodd-Frank cross-border implications at OTCFM in London
This past November, Felix Shipkevich presented on Dodd-Frank cross-border implications at the OTC Derivatives for Fund Management conference in London. To find out more click here.
Events, Uncategorized
Felix Shipkevich Participated in Panel Discussion at 2013 TSAM North American Conference in New York
On June 20, 2013, Felix Shipkevich participated in a panel discussion at the 2013 TSAM Conference in New York, hosted by Osney Media. The panel was featured in the OTC Derivatives stream and discussed global regulation developments, extra-territoriality, and timelines – to find out more click here.
Conference, Elan Mendel, Events
Elan Mendel Presented at 2013 TSAM Europe Conference in London
Elan Mendel gave a presentation this week at the 2013 TSAM Europe Conference, hosted by Osney Media, in London. Mr. Mendel's presentation was featured in the OTC Derivatives stream, and showcased Regulatory Updates for the U.S. and E.U. derivatives.
Conference, Events, Felix Shipkevich
Felix Shipkevich to Present at FX Invest Europe Conference in Zurich
Felix Shipkevich will attend the FX Invest Conference, hosted by FX Week, in Zurich Switzerland this week. Mr. Shipkevich will present a "Regulatory Roundup" featuring a discussion of the prevailing FX regulatory regime.
Events, Podcast
DerivSource Podcast: Extraterritoriality of OTC Derivatives Regulation and the Potential Impact on CCP Clearing
On October 3, Felix Shipkevich and Brandon Greenberg appeared on the DerivSource podcast to discuss the potential impact of extraterritoriality on OTC derivatives on CCP clearing. The podcast can be found here, at DerivSource.com.
The panel offered an overview of the extraterritorial reach of Dodd-Frank under currently proposed rules. It also explored how these rules may impact CCP clearing from an operational, funding, and counterparty risk perspective.
Conference, Events
Risk OTC Derivatives Clearing Summit – September 19, New York
On September 19, Mr. Felix Shipkevich moderated a panel discussion titled "Improving the structure of OTC derivatives through Swap Execution Facilities (SEFs)."
Conference, Events, Firm News
Clearing the Weeds: Preparing Business, Operations, Risk, Legal and Technology for Imminent Dodd-Frank Act Title 7 Changes – September 18, New York
On September 18, Mr. Felix Shipkevich participated in a panel discussion titled "Swap Execution Facilities: Bringing exchange style open trading into the OTC derivative world, what it changes and why it's unavoidable"
Conference, Elan Mendel, Events, Firm News
Elan Mendel Participated in Dodd-Frank Panel Discussion
On September 6, Elan Mendel participated in a panel discussion entitled Challenges and Opportunities in Reporting: An Analysis from the Experts at the Derivatives Trading in the Era of Dodd-Frank's Title VII conference, to be held at the Marriot New York Downtown in New York.
If you would like to arrange a meeting with anyone from the Shipkevich team at the Derivatives Trading in the Era of Dodd-Frank's Title VII Conference, please click here.
Click here for additional details on the Derivatives Trading in the Era of Dodd-Frank's Title VII Conference.
Events, Webinar
PFGBest Case: Discussion with Attorney Elan Mendel
Mr. Elan Mendel presented an FX Street webinar titled "PFGBest Case: Discussion with Attorney Elan Mendel." Mr. Mendel discussed the issues surrounding the failure of the mid-sized, Illinois-based Futures Commission Merchant and answered questions from the viewers.
Conference, Events
The Cost of Central Clearing for Financial Institutions: The Role of Trade Repositories and Swap Execution Facilities
Mr. Felix Shipkevich presented on the topic of "The Role of Trade Repositories and Swap Execution Facilities" at The Cost of Central Clearing for Finanical Institutions Seminar hosted by Asia Risk. Mr. Shipkevich's presentation included an extraterritoriality component and discussed such issues as the tradeoff between transparency and liquidity; comparisons between local or offshore repositories; legal and regulatory challenges faced; responsibilities for reporting of trades; Swap Executions Facilities (SEFs) and their role in central clearing; credit fragmentation and portable margining; the role of the Swap Data Repository (SDR) in the new model; and the differences between a trade cleared by a Public Bank and a Central Counterparty (CCP). The conference was held at The Excelsior in Hong Kong.


text:
If you think this animated GIF showing the differences Arial and Helvetica is a little hard on the eyes, then you ain't seen nothing yet. Dare you to click on the main image below… I mean seriously, have plenty of aspirin ready, and if you are epileptic, I would advise caution!
We can thank the people over at OKFocus for putting this educational typographic mini-site: Arial vs Helvetica, together.
» Via: The Fox is Black
» Source: OKFocus
Only managed to do a few half-decent Cinemagr.am's but I am totally loving it. Takes a few goes to get the hang of the iOS app as well as taking still (non panning/shaking) video which seems to be the key to half decent animated.GIF's.
Took these two down the beach this morning. Put the iPhone down on the table and set to record then just masked out the the bits I wanted to loop.
Few limitations at the moment: such as very short 2 second or so loop, somewhat unreliable sharing, web site unreliability, but hopefully, and these are mostly minor niggles, will be improved in future updates. It is free so nothing to loose.
Couple of other attempts with the wonderful Miss Charley as my test subject (apologies for the flickering black bit on the one below).
Have an iPhone and are particularly keen on Instagram? I would pretty much guarantee then that you will love Cinemgr.am It feels like something Instagram could have done, so be interesting to see how it all works out as this seems like a natural progression from static photographs.
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Research Update: Huntsman Corp. 'BB-' Ratings Remain On CreditWatch Negative Following Termination Of Merger Dec 08
- December 2008
- Standard & Poors
On Dec. 16, 2008, Standard & Poor's Ratings Services said that it is keeping its ratings on Salt Lake City, Utah-based Huntsman Corp., including the 'BB-' corporate credit rating, on CreditWatch, where they were placed on June 26, 2007, with negative implications. This update follows Huntsman's announcement that it has terminated its merger agreement with Hexion Specialty Chemicals Inc. Under the terms of a settlement with Hexion and Apollo Management L.P., Huntsman expects to receive cash payments of $1 billion, consisting of $750 million of settlement payments and $250 million of cash proceeds from the issuance of 10-year convertible notes to Apollo affiliates, which Huntsman can repay in cash or common stock. The settlement payments consist of $325 million from...
Companies mentioned in this report are:
- Huntsman Corp.
- Hexion Inc.
- Huntsman International LLC
Action: CreditWatch Update
Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.
Product Type: Research Update
Research updates complement media releases. They offer more depth and detail than summary analyses by incorporating all information published in the media release. They are more up to date than summaries in that they are published simultaneously with media releases. SHOW LESS READ MORE >
- Huntsman Corp.
- Hexion Inc.
- Huntsman International LLC


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02 1931 9422 NO 1 CONNAUGHT ROAD BEACONVALE PAROWVALLEY, 7490 Taxidermists' Equipment & Supplies productssafety
- Evaluations of INTEGRAL SAFETY PRODUCTS:
742 times viewed 136 times listed
Company profile INTEGRAL SAFETY PRODUCTS LTD, CAPE TOWN, 1 CONNAUGHT ST more
Virtually no other area inspires us to produce consistently impressive results more than safety. We passed an important safety milestone during the 1950s with the ... more
It there is one area that drives us to ever greater achievements more than any other, it is researching new safety technologies. We laid the foundation for supreme ... more
Company Details. Physical Address : INTEGRAL BUILDING, NO 1 CONNAUGHT ROAD, BEACONVALE, PAROW, WESTERN CAPE, ZA: Postal Address : PO BOX 148, PAROW, 7499 more
Boland Agricultural High School, Agter-Paarl more
The Aveng Group is committed to our responsibilities in respect of safety, which are integral to the way we do business. The Aveng Group is committed to our ... more
Irrespective of what service or product any company delivers, occupational HEALTH AND SAFETY IS AN INTEGRAL PART OF ITS DAILY OPERATIONS. Safety/health and production ... more
Health and Safety is an integral part of any Environmental project taking place. We are well placed to match your profile to Health and Safety positions we have on offer. more
Beat a Burna Isizwe Overall Manufacturers D & H Milner The Industrial Clothing Co A Clothing Factory Alexandra Workwear Army Supply Stores more
Safety remains a top priority and a core value for everyone at Sasol. We are committed to achieving our safety goal of zero harm, and we strive to manage our ... more
Elephant lifting equipment,Chain hoists and lifting gear more
Welcome to our Home Page Crime Stop Security Services was established in 1985 and is registered with the Private Security Industry Regulatory Authority . Our ... more
Online Shopping Orders for the South African Market and Online Shopping Orders for the international market. Green products, computer products and Lifestyle and ... more
Netking (Pty) Ltd manufacture and distribute braided and twisted rope, hanks, sports nets, cargo nets and a variety of custom made nets and netting products in South ... more
Employment Equity. 1. Air Products South Africa (Pty) Ltd. (the company) recognises that certain groups of people within our country/society have been disadvantaged ... more
We provide innovative, quality timber-based products and technical and logistical services to improve safety and productivity in the mining industry. more
Gate Repair Services offers a variety of gate motors, intercoms, and other security items. more
Gases and welding products manufacturer Afrox Self-Rescue Division has secured an order to deliver 26 500 units of AfroxPac 35i self-contained self-rescuers and ... more
• ROPS/FOPS certification • Protective rear window guard • Tilt cab for service access • Gas strut supported door • Tinted safety glass • Sliding windows more
click on logo to enter the website more


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AVENGERS VS. X-MEN is almost here and the previews for the tie-ins are continuing to roll in. With the Phoenix Force approaching Earth and the Avengers fighting the X-Men, the epic comic book event is heating up. Captain America has no choice but to declare war.
Check out this first look at AVENGERS #25 coming in April.
Marvel is proud to present your first look at, Avengers #25, an explosive tie-in to the hotly-anticipated blockbuster event of the year – Avengers VS. X-Men! From superstar writer Brian Michael Bendis & legendary artist Walter Simonson; Captain America has declared war on The X-Men! The impending doom of the Phoenix Force lurks ever closer; forcing The Avengers to suit up and join the battle to save the Earth! But, which Avengers will follow Captain America to the front lines? Find out in Simonson's epic return to Marvel with Avengers #25, hitting comic shops everywhere and the Marvel Comics app, this April!== TEASER ==
You've heard It's Coming—and this April The War Is Here in Avengers VS X-Men! All your favorite super heroes enter—and only one team will emerge victorious!
Which team will reign supreme? Join the conversation on Twitter with #AvX!
For more on Avengers VS. X-Men, please visit http://avx.marvel.com
Written by BRIAN MICHAEL BENDIS
Pencils by WALTER SIMONSON
Cover by DANIEL ACUNA
Rated T…$3.99


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Yesterday, something remarkable happened in the United States Senate. Senator Chris Murphy (CT) led a filibuster on gun violence for nearly 15 hours. His goal? Get a vote on two gun safety measures. And in the process, he helped shine a light on an incredibly misguided ban on federal gun violence research that has been in place for twenty years. Read more >
The Seven Senators Who Fought for Gun Violence Research During the Filibuster
June 16, 2016 12:49 PM EDT
GOP State Senator Defends Marijuana Researcher Fired by the University of Arizona
July 3, 2014 9:21 AM EDT
Arizona State Senator Ethan Orr (R-Tucson) is defending Suzanne Sisley, a University of Arizona marijuana researcher who was abruptly fired on Friday. Dr. Sisley claims that although no reason was given for her dismissal, university administrators confronted her earlier this year after she was highly critical of other state legislators who had blocked state funding of her research. Read more >
Surprising Research on Bicycle Helmet Laws — and Why It Matters for Gun Research
March 11, 2013 9:45 AM EDT
An article in The Atlantic on Friday discussed the importance of bicycle helmets. It also discussed recent research around the effectiveness of helmet laws, and different ideas that people have around mandatory helmet use based on that research. That makes me think about research around guns. Say what? Let me explain. Read more >
Restrictions on Gun Violence Research Are on the White House's Radar
January 15, 2013 1:38 PM EDT
Since I last wrote about the need to end federal restrictions on gun violence research, the chorus calling for such a move has become larger and significantly louder. Read more >
Science, Guns, and Democracy
January 8, 2013 2:54 PM EDT
Slate.com is using crowdsourcing to tally the deaths from gun violence since the December 14 Newtown shooting. It's an interesting approach, and makes clear that people are hungry for data about this issue. To reduce gun violence in the United States, we need good scientific research that points us in the right direction. But as I outlined today in an opinion piece on CNN.com, Congress continues to work to prevent government research related to firearms. Read more >


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- Report: #798246
Report - Rebuttal - Arbitrate
Complaint Review: Tax Masters
Tax Masters900 Town & Country Lane Houston, Texas United States of America
Tax Masters Tax Masters - Definite Rip Off Artists Houston, Texas
*Consumer Suggestion: BBB Rating
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This is what I sent:
Tax Masters - Quality Assurance Dept
900 Town & Country Lane Ste 400
Houston, Texas 77024
I am writing this letter to inform you that today, (date), I am terminating Tax Masters Services. I no longer wish to use your services for resolving my Income Tax Issues.
I have read a number of complaints posted on the Better Business Bureau website that has well informed me of your services and was enough in making me decide to terminate services.
On a Scale of A+ to F, Tax Masters has a rating of F
The factors that prompted my decision are as follows (from BBB Website)
These factors lowered the rating for Tax Masters include the following:
- 988 complaints filed against business
- Failure to respond to 32 complaints filed against business
- 355 complaints filed against business that were not resolved
- Overall complaint history with BBB
- Government action(s) against business
- Business has failed to resolve underlying cause(s) of a pattern of complaints
Ive also read on the BBB Website that the Attorney Generals Office in Texas filed a complaint against a Houston-based Tax Firm Charged With Unlawful Conduct Misleading Customers.
I believe this was released May 13, 2010. That Tax Firm is/was Tax Masters.
Im not sure if the above claim has been resolved, but my decision to terminate Tax Masters services stands.
In addition, after speaking to the two Tax Master Associates, I wasnt very confident that my issue(s) would be resolved. I was expecting an associate to have more than 2 or 3 years experience and be more knowledgeable in answering my questions.
Also, I have made payments, which had been withdrawn from my account. I would like to have these payments funded back to me IN FULL and a confirmation stating there will not be anymore withdrawals by Tax Master taken from my bank accounts.
I received an email the following day:
This is to confirm that we have received your cancellation request. We are sorry to hear that you want to cancel the services you have engaged us to perform. After the review of your file by the quality assurance representative assigned to your case, if a refund is determined, it will be forwarded to our finance department to process your refund. This process can take up to 60 days to review and we ask for your patience. We will contact you by mail with a determination letter notifying you of your status.
Remember, your tax problem is serious and will not go away on its own. We stand by willing and able to resolve your tax problems.
If you have any questions or concerns, please feel free to give us a call at 832-735-6046 ext 1150 or 887-668-8082 ext 1150. You can also contact us by email at email@example.com.
Best regards,
Quality Assurance Department
I had called repeatedly, left voice messages and also sent emails to try to contact Tax Masters for 2 weeks. I finally got thru to them, not because they answered, but I went thru another department. They said they sent me a letter declining any refund.
However, the ONLY letter I received was a registered letter from a Tax Master representative asking me to forward my financial data so they can continue working on my issues.
The registered letter was sent to me the first week of November, 2011!!! My account was CLOSED in September, 2011!!
I just received word that I will not be receiving a refund!
Total BS! Tax Masters Did absolutely NOTHING for me! They didn't have time to do anything for me because I did some researching and found out the company is a Big SCAM!
I want my money back!
This report was posted on Ripoff Report on 11/15/2011 11:35 AM and is a permanent record located here: http://www.ripoffreport.com/r/Tax-Masters/Houston-Texas-77024/Tax-Masters-Tax-Masters-Definite-Rip-Off-Artists-Houston-Texas-798246. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 Consumer Suggestion
BBB Rating
AUTHOR: MJCorbin72 - (United States of America)
SUBMITTED: Monday, January 23, 2012POSTED: Monday, January 23, 2012
They have reports on TaxMasters, JK Harris, American Tax Relief, Blue Tax, US Tax Shield...all of the large companies. I'm glad someone is finally exposing these people!
I had to learn the hard way...JK Harris got me for $4000 and did nothing!
Best of luck!
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text:
who knows what real is? all you negative pessimistic 9er fans think the niners will go 4-12, nolan AND smith are both gone, and the team bolts to LA following the year...and then that is being realistic? why, cuz its negative as hell?
and then the 9er fans who are positive say 9-7, 10-6..and base this on the 2006 season which they seem to have improved upon talent wise...so whos being real and who isnt? you have two different views and probably none of them are being realistic
its probably somewhere in between the two..realistically, i doubt the niners will go 5-11, again. heck, even dennis erickson won 7 games in 1 season. u telling me nolan shouldnt be able to? so nolan and smith both get cut, and let me guess, lawson and willis both get hurt, too , right? and thats just being "real" no it aint its just bein negative and not in touch with reality, thats what it is. while i wouldnt agree with anyone who says the niners will go 12-4, i think its more realistic to say the niners will finish somewhere around 7-9 to 9-7. to me that is being realistic. last year i predicted 10-6 for SF, and was totally surprised by them winning half as many games. this year im being cautious and saying 8-8...although i wouldnt be surprised if its 1 game less or 1 game more. even 10-6 is within reach, and so is 6-10, you really never know, every1 has their own opinion but dont say being negative is being "real" cuz it isnt
[ Edited by B650 on Apr 30, 2008 at 8:43 PM ]


text:
- Report: #792197
Report - Rebuttal - Arbitrate
Complaint Review: regis
regis7201 metro boulevard minneapolis, Minnesota United States of America
regis Salon i have started a support group for all beauticians as well as clients needing a place to turn. minneapolis, Minnesota
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You are not alone! I am here to listen and I care. I will absolutely do what I can to answer any questions, give you information, be your shoulder, or if you need to just talk or vent.
I have been a cosmetologist for quite a while now and at this point manage a salon. I haves been through it all.there have been many times I have cried my whole drive home. This is such a physically and emotionally demanding job. From bosses and coworkers being nasty to clients throwing a fit and York not sure what happened. I have even been a client myself and had my hair butchered, my scalp burnt, shears poking my eye and terrible color jobs.
I have 3 young boys,and struggling with fibromyalgia as well as studying to open my own shop one day. The thing is, im not giving up. No matter how hard it gets.
YOU ARE NOT ALONE, DON'T GIVE UP WITHOUT A FIGHT, I AM HERE FOR YOU! you can contact me at www.facebook.com/stylistsupport once you go there I can give you an email address as well. Take care and hope to hear from you.
This report was posted on Ripoff Report on 10/25/2011 08:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/regis/minneapolis-Minnesota-55439/regis-Salon-i-have-started-a-support-group-for-all-beauticians-as-well-as-clients-needing-792197. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Flood Gate of Faith Mission Shelter Outreach telephone number is (310) 608-1987.
Telefax: No fax number available
Website: No web address available
Biz owner? Moderate reviews or edit listing.
Search entire category for Housing Authorities & Agencies
Housing Authorities and Agencies, in Compton, are governmental, non-profit organizations that help people, often belonging to the low-income strata, find affordable housing facilities, either free of cost or at much nominal rates.
Each year as a tradition to myself and this green movement website, I write on the events of Earth Day (April 22nd) this year is no exception. I will focus more on some new ideas and representations of our planet Earth. The symbols of Earth Day have been similar throughout the years, including an image or drawing of the Earth..


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Real Estate Broker
The qualifications for being a real estate broker are different depending on where you live. However, in all states you must complete real estate courses and pass an exam (source). Certain states, like Colorado require that you pass a background check.
If you don't pay your taxes, states like California won't allow you to get a license. Some states require that you have one year of experience at being an agent, while others want you to have three years under your belt.
Regardless of the state's requirements, budding brokers must take pre-license courses. But even these courses differ from state to state. In Washington, a pre-license course breaks down to thirty hours of advanced law, thirty hours of broker management, and thirty hours of business management. It may seem like a lot, but at least no one's asking you to be President.
Even after you get your license, it won't be the last time you need to verify your smarts. Brokers must renew their license every two to four years.
What does all this exam-taking add up to? Brokers know more about real estate than most agents (take that, Joe and Jane Houseseller). They have to know more in order to manage agents and complete paperwork, as well as maintain relationships with property owners, management companies, landlords, and especially the local real estate board.
The testing does pay off, though, because you'll make more money than an agent. And isn't making more what this is all about?


text:
Manfrotto 222 grip action Ball head
Have anyone used the Manfrotto 222 grip action Ball head?
What do you think about it?
More info can be found on: http://www.manfrotto.com/products/metric/botfot3.html?menu=botfot2.html&menu1=botfot2.html§ionid=2&subsectionid=3&categoryid=8&subcategoryid=34&man_code=222NAT&company=MNO&doc_from=gerarchia&contatore=primo
Regards / Magnus...
#1. "RE: Manfrotto 222 grip action Ball head" | In response to Reply # 0jrp Charter MemberMon 26-Nov-01 11:16 AM
Quite a few Nikonians seem to be very happy with the Manfrotto 222 (Bogen 3265)Grip Action Ballhead
Have a great time
JRP (Nikonian at the north-eastern Mexican desert) My profile, My Gallery
Previous photographic journey, before Nikonians: A Brief Love Story
Have a great time :-)
JRP (Founder & Administrator. Mainly at the north-eastern Mexican desert) Gallery, Brief Love Story
Please join the Silver, Gold and Platinum members who help this happen; upgrade.
Check our workshops at the Nikonians Academy and the Nikonians Photo Pro Shop
#2. "RE: Manfrotto 222 grip action Ball head" | In response to Reply # 1straightshot Basic MemberThu 03-Jan-02 12:28 PM
If this 222 is the same grip-action that is sold in the US, then I have to chip in a bit.
A wedding photographer I assist with loves it- which is precisely why I bring my own. This is a head you either love or hate. My boss loves the quick set-up, I hate the unwary distance between the ball and the camera stage- notice the nicer heads have the camera stage closer to the pivot axis of the ball- this make minute changes easier. I do some close-ups at weddings and the grip action will have me going batty quick- I use the ProBall 308RC with a quick release, FWIW.
#3. "RE: Manfrotto 222 grip action Ball head" | In response to Reply # 2MoX Basic MemberSun 06-Jan-02 07:49 PM
I just purchased the Manfrotto 222 head, and use it on my monopod. It is very quick and easy to use. Well worth the money.


text:
- Report: #154865
Report - Rebuttal - Arbitrate
Complaint Review: Alltel
Alltelalltel.com , Texas U.S.A.
Alltel Ripoff Inaccessible and unresponsive Nationwide
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My concern was a high cancellation charge for switching (3 weeks before contract was up). I did not think I even had a contract - just going month to month. They say I agreed on the phone, but they couldn't produce the tape and had never sent any confirmation in writing.
I would avoid Alltel at all costs.
Sherman, Texas
This report was posted on Ripoff Report on 08/24/2005 02:55 PM and is a permanent record located here: http://www.ripoffreport.com/r/Alltel/Texas/Alltel-Ripoff-Inaccessible-and-unresponsive-Nationwide-154865. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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