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YPG establishes third Kurdish brigade in Kobanê in Syrian
YPG establishes third Kurdish brigade in
Kobanê in Syrian Kurdistan
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- Bio
- Books
- The Tears of Dark Water
- The Garden of Burning Sand
- A Walk Across The Sun
- Events
- Engage
- Blog
- Contact
Corban Addison is the author of three international bestselling novels, A Walk Across the Sun, The Garden of Burning Sand, and The Tears of Dark Water, which address some of today's most pressing human rights issues. An attorney, activist, and world traveler, he is a supporter of numerous humanitarian causes, including the abolition of modern slavery, gender-based violence, and HIV/AIDS. He lives with his wife and children in Virginia.

subset: commoncrawl


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- Report: #93784
Report - Rebuttal - Arbitrate
Complaint Review: Global Sun Pools
Global Sun PoolsAtlanta Georgia Atlanta, Georgia U.S.A.
Global Sun Pools rip-off! Atlanta Georgia
*Consumer Suggestion: To Michael
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I am suppose to receive info on the pool by mail next week. Needless to say after reading the reports on this site, they will not get any business from me. I will also be sure to tell everyone I know about this company and this website. Thanks to all of you for informing me about this company.
Philadelphia, Mississippi
This report was posted on Ripoff Report on 06/05/2004 11:06 AM and is a permanent record located here: http://www.ripoffreport.com/r/Global-Sun-Pools/Atlanta-Georgia/Global-Sun-Pools-rip-off-Atlanta-Georgia-93784. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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SUBMITTED: Saturday, June 05, 2004POSTED: Saturday, June 05, 2004
The second possibility is that you did not meet their credit criteria.
Just be glad that you didn't have to encounter a sales pitch - they ask the customer for 1-1/2 hours, but the pitch actually takes more like 3 hours.
If they do send you info on their $349 pool be sure to read the fine print - there is site prep you must do and documents to submit to the company prior to them selling you one (since you aren't buying one of the $10,000+ pools) - and shipping is added. If you really want to irritate this company, meet all the criteria, then drive to Atlanta to pick it up - they allow this and cannot charge shipping for it.
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News and notes from area and statewide high school sports.
Pulizos wins top honor in Woodland West; Adams and Herro share honor in Woodland East
Greendale senior forward David Pulizos averaged 21.7 points per game, the best in the Woodland West, and claimed the division's player of the year award.
The honor for the East Division was shared by Brown Deer senior forward Taurus Adams and Whitnall super sophomore Tyler Herro.
Here is the complete All-Woodland Conference lists. »Read Full Blog Post
Longtime Greendale assistant Keith Ringelberg takes head coaching job in Greater Metro
After 28 years at Greendale, Keith Ringelberg is moving to West Allis Central.
The longtime Panthers assistant football coach has been hired as the head coach at Central. He succeeds Dax Rodriguez, who resigned after this past season.
During his time at Greendale, Ringelberg wore many hats. He was head freshman coach from 1992-95, co-offensive coordinator from 1996-2014, special teams coordinator/running backs coach from 2001-14 and head varsity reserve coach from 2005-2014. He was also a key part of the Greendale youth program from 1987-91.
With his son Josh playing quarterback, Greendale had one of the state's most explosive and productive offenses the past two seasons. In 2006 and 2013 Ringelberg helped the program reach the state championship game.
Greendale baseball standout Ty Ramirez makes commitment
Ty Ramirez will play his college ball in the Big East Conference.
The senior pitcher from Greendale orally committed to Creighton Monday, according to Panthers coach Brian Johnsen.
Ramirez was one of the area's top performers this past season and was named summer all-state by the Wisconsin Baseball Coaches Association. He finished 9-0 with a 1.03 earned run average and a no-hitter to his credit. He allowed 18 hits and had 86 strikeouts in 54 innings.
He hit .375 with five home runs, 35 runs batted in and 28 runs.
Jordan Perez commits to Northern Michigan after serious considering walk-on opportunity at UW-Green Bay
Jordan Perez is heading to Northern Michigan, but not before he seriously considered accepting an invitation to walk on at UW-Green Bay.
The former Greendale basketball standout made his decision Monday. Perez was announced as a UW-Green Bay recruit at the Wisconsin Basketball Coaches Association all-star game Saturday in Wisconsin Dells but said he was having second thoughts about his decision for "a while."
A scholarship to play for the Wildcats, a Division II program, was too much to pass up.
"I just feel that going to Northern Michigan and going on a full ride is the best option for me," Perez said. "Getting free school and having the opportunity to play right away, I know I'll work just as hard as I would have up at Green Bay."
Perez, a 6-foot-4 guard, led Greendale to its first state tournament appearance since 1995 this past season. He averaged 22.1 points, 7.9 rebounds and 2.7 assists per game while displaying an improved shooting stroke from three-point range.
Homestead in Division 2, Greendale in Divsion 3 in WIAA football playoff field
The WIAA released its 224-team field for the football playoffs early this morning. The eight-team groupings will be announced around 1:30-2 a.m. Seeding meets are scheduled for 11 a.m. and the field will announced some time in the afternoon.
Here are a few items that jumped out at me.
* Defending Division 2 state champion Homestead fell comfortably into the Division 2 field for the second straight year. It is the fifth-largest school in the division. »Read Full Blog Post
Greendale's Zack Henderson commits to Missouri
After putting together one of the best baseball seasons in Greendale history, Zack Henderson continues to distinguish himself.
The junior outfielder, fresh off the what Panthers coach Brian Johnsen said is the first all-state season at the school in 32 years, has committed to Missouri. Henderson had nine scholarships offers, but his final decision came down to Northern Illinois, Bradley and Florida International.
At Missouri, which competes in the Southeastern Conference, Henderson will have a 52% partial scholarship, Johnsen said. »Read Full Blog Post
Greendale's Peter Pekar will play in Big Ten
Greendale football player Peter Pekar has accepted an invitation to walk on at Iowa, Panthers coach Rob Stoltz confirmed.
The 6-foot-4, 215-pound player was recruited to play tight end for the Hawkeyes. He caught 27 passes for 323 yards and two touchdowns this past season for Greendale, which finished 6-4 and reached Level 2 of the playoffs.
Pekar will be a second generation Hawkeye. His father, Jim, was a two-year starter at Iowa and a member of Hayden Fry's first recruiting class. »Read Full Blog Post


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The Detroit Free Press. August 12, 2015.
U.S. parks fund deserves renewal, permanent funding
It seems everything in Washington, D.C., can generate controversy these days — even the Land and Water Conservation Fund.
Created in 1965, the fund uses energy royalties to acquire and enhance America's parklands. In theory, it's about $900 million annually; in practice, the amount is smaller, as the U.S. Congress diverts funds paid into the fund by energy companies toward other programs or budgets.
Now, the Land and Water Conservation Fund's existence is imperiled.
The law that created the fund is set to expire at the end of September, and the bill that would reauthorize it is stalled, although it has bipartisan support.
Sections of most major national parks were acquired using conservation fund dollars, including the Sleeping Bear Dunes National Lakeshore and the Keweenaw National Historical Park in Michigan.
The fund operates another program that offers federal matching grants for local park improvements, such as biking or hiking trails, community parks and playgrounds. All told, Michigan parks have received $322 million from the fund since its inception.
Both parts of the fund's work are important and don't absorb tax dollars. Ongoing acquisition is crucial, even in established parks, to provide a robust barrier between public lands and private development. Matching grants bring needed money to local parks.
As federal programs go, this fund is like ice cream — that someone else is paying for.
So why the opposition?
In part, ideology. Some Republican lawmakers don't believe the federal government should purchase or hold land, or think the fund's proceeds would be better applied elsewhere. Some lawmakers believe states are best suited to decide which lands become part of public parks and to make those purchases. Others say federal purchase of private land — which then leaves the tax rolls — harms local governments.
Two bills are under discussion in the U.S. Senate. One would reauthorize the fund, and the other would reauthorize the fund while providing for its full and permanent funding (i.e., all money paid into the fund are spent for its stated purpose).
Michigan Sens. Gary Peters and Debbie Stabenow, both Democrats, have signed on as cosponsors to the latter. Just three Michigan members of the U.S. House of Representatives — Reps. Debbie Dingell, D-Dearborn, Sander Levin, D-Royal Oak, and Brenda Lawrence, D-Southfield — are cosponsors of that chamber's bill to permanently reauthorize the fund .
The fund's work should find fans on all points of the political spectrum — a secular environmentalist motivated purely by science, and a devout person of faith who believes the biblical charge to serve as good stewards of creation should support this conservation work equally.
This is a program that works and benefits all Americans. If Congress can't pull together on something as benign as the conservation fund, we'd give grim odds for bipartisan cooperation on any subject more challenging.
The Detroit News. August 12, 2015
Job opportunities await in auto industry
The auto industry is having a very profitable year, which is good news following its tumultuous past decade. With record vehicle sales and lower gas prices, there's improved momentum for the industry as a whole. Now it just needs to convince the next generation of that.
Negative perceptions about the auto industry and careers in it are a growing problem, both for the automakers and the future of the state. Changing those perceptions and better preparing students for high-tech manufacturing jobs is critical.
"We do not have the appropriate skill set being developed," said David Cole, chairman emeritus of the Center for Automotive Research, who is also working on a new program — Building America's Tomorrow — focused on preparing urban kids and young women specifically for high-tech, skilled manufacturing jobs.
"Across the industry, the number one problem executives are talking about is talent," Cole said.
Companies, specifically Detroit's Big Three, are trying to incentivize young people to work for them. FCA US in May announced employees at their dealerships can receive a college degree for no cost and no debt. Ford Motor Co. has started academies in Detroit schools and other cities around the country to train students for future jobs, and the GM Foundation has worked with United Way to infuse STEM education into Detroit area schools.
But negative perceptions and lack of appropriate training persist.
According to a survey conducted last year by MICHAuto, less than half of young people ages 17 to 24 believe the auto industry offers global opportunities to work and live, or that it involves a culturally diverse group of colleagues. Just 55 percent of young people's "influencers" — parents of 12-17-year-olds, leaders of youth organizations, high school and college educators, career and academic advisers — believe the industry is such.
Those numbers have real-life implications. In five years, 10 million jobs will be unfilled with the current skill shortage; in 15 years, 30 million jobs.
Emphasizing math and science in K-12 education, as well as better informing students on the high-tech, global opportunities available in the industry, can help close this gap.
Jobs today in the auto industry — and more broadly, manufacturing jobs — are "very high-tech, very clean," added Cole.
These jobs are also critical for Michigan's economy. For every one job in the auto industry, nine additional jobs are created through outlets such as suppliers, manufacturers, and dealers.
That's part of Gov. Rick Snyder's recent push to attract and retain talent in the industry. A new initiative, "We Run on Brainpower," was announced at the center's Briefing Seminars in Traverse City last week.
The goal is to attract more much-needed, high-quality workers of all kinds to the industry.
And there's good reason to consider the auto industry or manufacturing in general.
With self-driving cars in the future, some companies kids do consider cool — Google, Uber and Apple, for example — are making big bets on that technology. The message should be that you can be an automotive engineer and still have a career with a hip, cutting edge company.
And few industries are as globally competitive as the auto industry. Companies based in Detroit — and throughout the nation — provide a unique platform for global experiences.
Michigan relies on the automotive industry, and the future talent to fill its roles. It's time to change outdated perceptions about these careers and help young people embrace them.
The Times Herald. August 14, 2015.
Lansing: Make good on tuition promise
Of the many ways Native Americans have been mistreated since Europeans invaded, it's hard to imagine anything more cynical in recent decades than what Lansing lawmakers have done.
Eighty years ago, the state wanted room to expand Central Michigan University. A Native American boarding school was in the way, though, so the state offered a trade. If the Indians would give up the boarding school, the state would offer free tuition to public colleges and universities.
As with many such deals between Indians and the government, one side didn't mean it.
The promise was made in 1934, but the state didn't make good on it until 1976 when Gov. William Milliken helped push through a law guaranteeing free college tuition to tribal members. The law, Act 174 of 1976, says, "A Michigan public community college or public university or a federal tribally controlled community college described in subsection shall waive tuition for any North American Indian who qualifies for admission as a full-time, part-time, or summer school student, and is a legal resident of the state for not less than 12 consecutive months."
The law has survived several attempts since 1976 to rescind it.
Worse, the state has never fully funded it, creating an expensive unfunded mandate for colleges and universities. About 1,000 Native Americans attend college free each year, at a cost to colleges of about $8.5 million. The Legislature has failed to hold up its end of the Mount Pleasant bargain, reimbursing them only $3.8 million.
Colleges and universities are forced to make up the difference. That $4.7 million burden is an obvious disincentive. They suffer a financial penalty every time they tell someone about the law.
The state suffers financially. Natives Americans are one of our most disadvantaged populations, suffering high unemployment, low incomes and the gamut of social, health and other woes that come with poverty and dependence. The Economic Police Institute offers a solution in one sentence: "High educational attainment is the factor most likely to increase American Indians' odds of securing employment."
Lansing must make good on its promise. It must fully fund the promise it made to Michigan's indigenous peoples. And we all need to tell Michigan's Indian residents that they can go to college.
The Petroskey News. August 14, 2015.
Keep fireworks out of public's hands.
The Fourth of July passed more than a month ago, but in many Northern Michigan neighborhoods the skies still light up with fireworks into the overnight hours on some days.
If you're lucky, the pyrotechnics are limited to Friday and Saturday nights when, unless you work weekends, there is the option to sleep a little later the next morning.
But others aren't so fortunate. Often times, it's a random Tuesday night when seemingly out of nowhere a flare goes up into the sky and explodes, kicking off an obnoxiously loud backyard display.
It was 2011 when Michigan lawmakers and Gov. Rick Snyder agreed to allow consumers to set off more explosive fireworks. Three summers later and the novelty still hasn't worn off. By some accounts, this summer has been the worst yet.
The new law was supposed to provide a financial boost both to retailers who sold the consumer-grade fireworks and local public safety departments who must respond to complaints or emergencies related to them. Except local public safety officials say those resources haven't come to the extent they expected and instead such fireworks have become yet another concern for emergency responders.
The state law forbids local government officials from enacting ordinances that prevent people from using consumer-grade fireworks on the day before, the day of and the day after 10 national holidays, such as the Fourth of July. The law allows local governments to establish certain hours during which fireworks use is permitted.
All five cities in Charlevoix and Emmet counties have fireworks ordinances allowing consumer fireworks to be used only on the days surrounding the national holidays listed above. Petoskey's and East Jordan's ordinances further prohibit their use between the hours of 1-8 a.m. on those days. Violators are guilty of a municipal civil infraction.
But for residents outside of those jurisdictions, laws are far less restrictive as even existing policies are hard to enforce.
This editorial board recommends strongly state legislators repeal the 2011 law. Allowing the public to use more explosive fireworks comes with far greater risk than it does reward. These devices cause harm to people, property and pets, while also placing an unnecessary burden on police, fire and EMS personnel who must service calls related to injuries and complaints.
State Rep. Henry Yanez, D-Sterling Heights, is leading the charge in Lansing to repeal the law. His proposed changes allow for fireworks use only during public community displays, fairs and other professional entertainment uses.
"We've tried allowing residents to buy and shoot large fireworks. But the complaints from neighbors and the damage they've caused, or nearly caused, in many communities has proved the 2011 law to be a bad idea," he said in a June news release.
We agree with Yanez — a three-year trial has shown these fireworks have no place in our neighborhoods.


text:
Definición de Monte Carlo method en inglés:
Monte Carlo method
A technique in which a large quantity of randomly generated numbers are studied using a probabilistic model to find an approximate solution to a numerical problem that would be difficult to solve by other methods.
Oraciones de ejemplo
- New techniques such as the Monte Carlo method provided numerical simulations when analytical solutions were not available.
- In a Monte Carlo method, the quantity to be calculated is interpreted in a stochastic model and, subsequently, estimated by random sampling.
- The validity of the present method was examined by using computer simulations of molecular evolution in which any branch patterns could be created by using the Monte Carlo method with the weight of the transition probability matrix.
1940s: named after Monte Carlo (see Monte Carlo), a resort famous for its gambling casino.
For editors and proofreaders
Saltos de línea: Monte Carlo method
Definición de Monte Carlo method en:
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Designed to make sure that your looking your best at all times these ERA 59 canvas trainers from Vans instantly add some vintage style. With classic Vans tailoring that give your feet a snug and supported fit, keeping you comfortable all day long.
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You will receive an email to confirm when your item has been sent.
You can also check the status of your order and individual items by accessing My Account details and following the prompts.
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It may be advisable to check with your neighbours to see if a parcel has been left with them, check any outhouses you might have where it may be left if it cannot fit through your letterbox and contact your local sorting office to see if the item has been returned to the depot as undelivered and awaiting collection.
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The Vans ERA 59 Trainers are a light and airy model that are good for the beach and pretty cool to boot. I find them fairly comfy but nothing like the skating Van shoes due to the light weight design. These are a good summer shose and would highly recommend.
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The Promise of a Big Payoff...
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Protein Engineers Recognized for Advances in...
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As a life scientist, you make biotech go. You're the one on the front line, either at a university or a biotech or pharma company, and you play a key role in the research, development, manufacture, and commercialization of novel biotech diagnostics and therapeutics.
You probably also realize that technology serves as the critical driver for much, if not most, of your research. Indeed, would such a thing as modern biotechnology even exist were it not for the dozens and dozens of novel technologies that have been developed over the decades—many of which you rely on for your work?
GEN is taking a survey and we want you, practicing biotech researchers, engineers, and technicians, to tell us what you consider "THE" single, most important life science tool or technology that was introduced in 2012. We're asking you because you are in the best position to know. All major life science specialties, e.g., drug discovery, R&D, and bioprocessing, are fair game for the survey.
In the section below, please give us your selection of the most significant life science tool or technology to make its debut this year. Then, in 50-75 words, tell us why you made that choice. The survey closes on November 23, 2012 and the listing of the GEN Ten Top Life Science Tools and Technologies for 2012 will appear in the January 1, 2013 issue of GEN and on our website, www.genengnews.com, on January 2, 2013. The choice of the final GEN Ten Tools and Technologies will be made by members of GEN's Advisory Boards, based largely on the uniqueness and utility of the nominated technologies and by the descriptions provided by you, the submitting scientists, researchers, and technicians.
We welcome your nominations for the GEN Ten Top Life Science Tools and Technologies for 2012. We look forward to hearing from you!
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Quotes & Info
|GCBC > SEC Filings for GCBC > Form 10-Q on 9-Nov-2012
|All Recent SEC Filings
Quarterly Report
Overview of the Company's Activities and Risks
Greene County Bancorp, Inc.'s results of operations depend primarily on its net interest income, which is the difference between the income earned on Greene County Bancorp, Inc.'s loan and securities portfolios and its cost of funds, consisting of the interest paid on deposits and borrowings. Results of operations are also affected by Greene County Bancorp, Inc.'s provision for loan losses, gains and losses from sales of securities, noninterest income and noninterest expense. Noninterest income consists primarily of fees and service charges. Greene County Bancorp, Inc.'s noninterest expense consists principally of compensation and employee benefits, occupancy, equipment and data processing, and other operating expenses. Results of operations are also significantly affected by general economic and competitive conditions, changes in interest rates, as well as government policies and actions of regulatory authorities. Additionally, future changes in applicable law, regulations or government policies may materially affect Greene County Bancorp, Inc.
To operate successfully, the Company must manage various types of risk, including but not limited to, market or interest rate risk, credit risk, transaction risk, liquidity risk, security risk, strategic risk, reputation risk and compliance risk. While all of these risks are important, the risks of greatest significance to the Company relate to market or interest rate risk and credit risk.
Market risk is the risk of loss from adverse changes in market prices and/or interest rates. Since net interest income (the difference between interest earned on loans and investments and interest paid on deposits and borrowings) is the Company's primary source of revenue, interest rate risk is the most significant non-credit related market risk to which the Company is exposed. Net interest income is affected by changes in interest rates as well as fluctuations in the level and duration of the Company's assets and liabilities.
Interest rate risk is the exposure of the Company's net interest income to adverse movements in interest rates. In addition to directly impacting net interest income, changes in interest rates can also affect the amount of new loan originations, the ability of borrowers and debt issuers to repay loans and debt securities, the volume of loan repayments and refinancings, and the flow and mix of deposits.
Credit risk is the risk to the Company's earnings and shareholders' equity that results from customers, to whom loans have been made and to the issuers of debt securities in which the Company has invested, failing to repay their obligations. The magnitude of risk depends on the capacity and willingness of borrowers and debt issuers to repay and the sufficiency of the value of collateral obtained to secure the loans made or investments purchased.
Special Note Regarding Forward-Looking Statements
This quarterly report contains forward-looking statements. Greene County
Bancorp, Inc. desires to take advantage of the "safe harbor" provisions of the
Private Securities Litigation Reform Act of 1995 and is including this statement
for the express purpose of availing itself of the protections of the safe harbor
with respect to all such forward-looking statements. These forward-looking
statements, which are included in this Management's Discussion and Analysis and
elsewhere in this quarterly report, describe future plans or strategies and
include Greene County Bancorp, Inc.'s expectations of future financial
results. The words "believe," "expect," "anticipate," "project," and similar
expressions identify forward-looking statements. Greene County Bancorp, Inc.'s
ability to predict results or the effect of future plans or strategies or
qualitative or quantitative changes based on market risk exposure is inherently
uncertain. Factors that could affect actual results include but are not limited
(a) changes in general market interest rates,
(b) general economic conditions, including unemployment rates and real estate values,
(c) legislative and regulatory changes,
(d) monetary and fiscal policies of the U.S. Treasury and the Federal Reserve,
(e) changes in the quality or composition of The Bank of Greene County's loan portfolio or the consolidated investment portfolios of The Bank of Greene County and Greene County Bancorp, Inc.,
(f) deposit flows,
(g) competition, and
(h) demand for financial services in Greene County Bancorp, Inc.'s market area.
These factors should be considered in evaluating the forward-looking statements, and undue reliance should not be placed on such statements, since results in future periods may differ materially from those currently expected because of various risks and uncertainties.
Comparison of Financial Condition as of September 30, 2012 and June 30, 2012
Total assets of the Company were $600.9 million at September 30, 2012 as compared to $590.7 million at June 30, 2012, an increase of $10.2 million, or 1.7%. Securities available for sale and held to maturity amounted to $220.8 million, or 36.7% of assets, at September 30, 2012 as compared to $233.9 million, or 39.6% of assets, at June 30, 2012, a decrease of $13.1 million or 5.6%. Net loans grew by $9.2 million or 2.8% to $336.0 million at September 30, 2012 as compared to $326.8 million at June 30, 2012.
Total cash and cash equivalents increased to $22.9 million at September 30, 2012 as compared to $7.7 million at June 30, 2012, an increase of $15.2 million. The level of cash and cash equivalents is a function of the daily account clearing needs and deposit levels as well as activities associated with securities transactions and loan funding. All of these items can cause cash levels to fluctuate significantly on a daily basis. Historically, we have experienced incrased levels of cash at September 30 due to the collection of local school taxes.
Securities, including both available-for-sale and held-to-maturity issues, decreased $13.1 million, or 5.6%, to $220.8 million at September 30, 2012 as compared to $233.9 million at June 30, 2012. Securities purchases totaled $3.5 million during the quarter ended September 30, 2012 and consisted of $2.4 million of state and political subdivision securities, and $1.1 million of mortgage-backed securities. Principal pay-downs and maturities amounted to $16.6 million, of which $9.0 million were mortgage-backed securities, $4.6 million were state and political subdivision securities, $2.0 million were U.S. Treasury securities, and $1.0 million were U.S. government agency securities. Greene County Bancorp, Inc. holds 29.4% of the securities portfolio at September 30, 2012 in state and political subdivision securities to take advantage of tax savings and to promote Greene County Bancorp, Inc.'s participation in the communities in which it operates. Mortgage-backed securities and asset-backed securities held within the portfolio do not contain sub-prime loans and are not exposed to the credit risk associated with such lending.
Carrying Value at (Dollars in thousands) September 30, 2012 June 30, 2012 Percentage Percentage Balance of portfolio Balance of portfolio Securities available-for-sale: U.S. government sponsored enterprises 16,492 7.5 % $ 17,398 7.4 % State and political subdivisions 4,653 2.1 4,899 2.1 Mortgage-backed securities-residential 14,358 6.5 19,106 8.2 Mortgage-backed securities-multifamily 40,763 18.5 40,663 17.4 Asset-backed securities 19 0.0 19 0.0 Corporate debt securities 5,407 2.4 5,316 2.3 Total debt securities 81,692 37.0 87,401 37.4 Equity securities and other 132 0.1 127 0.1 Total securities available-for-sale 81,824 37.1 87,528 37.5 Securities held-to-maturity: U.S. treasury securities 9,022 4.1 11,029 4.7 U.S. government sponsored enterprises 998 0.4 998 0.4 State and political subdivisions 60,254 27.3 62,212 26.6 Mortgage-backed securities-residential 44,745 20.2 48,101 20.5 Mortgage-backed securities-multifamily 23,592 10.7 23,673 10.1 Other securities 359 0.2 376 0.2 Total securities held-to-maturity 138,970 62.9 146,389 62.5 Total securities $ 220,794 100.0 % $ 233,917 100.0 %
Net loans receivable increased to $336.0 million at September 30, 2012 from $326.8 million at June 30, 2012, an increase of $9.2 million, or 2.8%. The loan growth experienced during the quarter primarily consisted of $2.4 million in nonresidential real estate loans, $4.5 million in residential mortgage loans, $561,000 in home equity loans, $1.3 million in construction loans, $205,000 in multi-family mortgage loans and $580,000 in non-mortgage loans, and was partially offset by a $359,000 increase in the allowance for loan loss. The continued low interest rate environment and strong customer satisfaction from personal service continued to enhance loan growth. If long term rates begin to rise, the Company anticipates some slow down in new loan demand as well as refinancing activities. The Bank of Greene County continues to use a conservative underwriting policy in regard to all loan originations, and does not engage in sub-prime lending or other exotic loan products. A significant decline in home values, however, in the Company's markets could have a negative effect on the consolidated results of operations, as any such decline in home values would likely lead to a decrease in residential real estate loans and new home equity loan originations and increased delinquencies and defaults in both the consumer home equity loan and the residential real estate loan portfolios and result in increased losses in these portfolios. Updated appraisals are obtained on loans when there is a reason to believe that there has been a change in the borrower's ability to repay the loan principal and interest, generally, when a loan is in a delinquent status. Additionally, if an existing loan is to be modified or refinanced, generally, an appraisal is ordered to ensure continued collateral adequacy.
September 30, 2012 June 30, 2012 Percentage Percentage (Dollars in thousands) Balance of Portfolio Balance of Portfolio Real estate mortgages: Residential $ 197,907 57.9 % $ 193,378 58.2 % Nonresidential 83,189 24.3 80,794 24.3 Construction and land 5,493 1.6 4,190 1.2 Multi-family 5,727 1.7 5,522 1.7 Total real estate mortgages 292,316 85.5 283,884 85.4 Home equity loans 23,369 6.8 22,808 6.9 Consumer installment 4,221 1.2 4,070 1.2 Commercial loans 22,117 6.5 21,688 6.5 Total gross loans 342,023 100.0 % 332,450 100.0 % Deferred fees and costs 525 478 Allowance for loan losses (6,536 ) (6,177 ) Total net loans $ 336,012 $ 326,751
The allowance for loan losses is established through a provision for loan losses based on management's evaluation of the risk inherent in the loan portfolio, the composition of the loan portfolio, specific impaired loans and current economic conditions. Such evaluation, which includes a review of all loans on which full collectability may not be reasonably assured, considers among other matters, the estimated net realizable value or the fair value of the underlying collateral, economic conditions, payment status of the loan, historical loan loss experience and other factors that warrant recognition in providing for an allowance for loan loss. In addition, various regulatory agencies, as an integral part of their examination process, periodically review The Bank of Greene County's allowance for loan losses. Such agencies may require The Bank of Greene County to recognize additions to the allowance based on their judgment about information available to them at the time of their examination. The Bank of Greene County considers residential mortgages, home equity loans and installment loans to customers as small, homogeneous loans, which are evaluated for impairment collectively based on historical loss experience. Commercial mortgage and business loans are viewed individually and considered impaired if it is probable that The Bank of Greene County will not be able to collect scheduled payments of principal and interest when due, according to the contractual terms of the loan agreements. The measurement of impaired loans is generally based on the fair value of the underlying collateral. The allowance for loan losses is increased by a provision for loan losses (which results in a charge to expense) and recoveries of loans previously charged off and is reduced by charge-offs.
Analysis of allowance for loan losses activity (Dollars in thousands) Three months ended September 30, September 30, 2012 2011 Balance at the beginning of the period $ 6,177 $ 5,069 Charge-offs: Residential real estate mortgages 39 24 Nonresidential mortgage --- 33 Consumer installment 69 51 Commercial loans --- --- Total loans charged off 108 108 Recoveries: Consumer installment 23 18 Commercial loans --- --- Total recoveries 23 18 Net charge-offs 85 90 Provisions charged to operations 444 474 Balance at the end of the period $ 6,536 $ 5,453 Ratio of annualized net charge-offs to average loans outstanding 0.10 % 0.12 % Ratio of annualized net charge-offs to nonperforming assets 4.80 % 4.79 % Allowance for loan losses to nonperforming loans 94.86 % 75.05 % Allowance for loan losses to total loans receivable 1.91 % 1.75 %
Nonaccrual Loans and Nonperforming Assets
Management places loans on nonaccrual status once the loans have become 90 days or more delinquent or sooner if there is a significant reason for management to believe the collectability is questionable and, therefore, interest on the loan will no longer be recognized on an accrual basis. The Company identifies impaired loans and measures the impairment in accordance with FASB ASC subtopic "Receivables - Loan Impairment." Management may consider a loan impaired once it is classified as nonaccrual and when it is probable that the borrower will be unable to repay the loan according to the original contractual terms of the loan agreement or the loan is restructured in a troubled debt restructuring. It should be noted that management does not evaluate all loans individually for impairment. The Bank of Greene County considers residential mortgages, home equity loans and installment loans as small, homogeneous loans, which are evaluated for impairment collectively based on historical loan experience and other factors. In contrast, large commercial mortgage, construction, multi-family and business loans are viewed individually and considered impaired if it is probable that The Bank of Greene County will not be able to collect scheduled payments of principal and interest when due, according to the contractual terms of the loan agreement. The measurement of impaired loans is generally based on the fair value of the underlying collateral. The majority of The Bank of Greene County loans, including most nonaccrual loans, are small homogenous loan types adequately supported by collateral. Management considers the payment status of loans in the process of evaluating the adequacy of the allowance for loan losses among other factors. Loans that are either delinquent a minimum of 60 days or are on nonaccrual status, and are not individually considered impaired, are either designated as Special Mention or Substandard, and the allocation of the allowance for loan loss is based upon the risk associated with such designation. For further discussion and detail regarding the Allowance for Loan Losses and impaired loans please refer to Note (5) Credit Quality of Loans and Allowance for Loan Losses. A loan does not have to be 90 days delinquent in order to be classified as nonperforming. Foreclosed real estate is considered to be a nonperforming asset.
Analysis of Nonaccrual Loans and Nonperforming Assets At September At June 30, 30, 2012 2012 (Dollars In thousands) Nonaccrual loans: Real estate mortgages: Residential $ 3,669 $ 4,206 Nonresidential 1,844 1,868 Construction and land --- --- Multifamily 611 431 Home equity loans 386 60 Consumer installment loans 21 25 Commercial loans 237 303 Total nonaccrual loans 6,768 6,893 Accruing loans delinquent 90 days or more Residential 83 83 Home Equity 39 41 Total accruing loans delinquent 90 days or more 122 124 Foreclosed real estate: Residential --- 60 Nonresidential 200 200 Foreclosed real estate 200 260 Total nonperforming assets $ 7,090 $ 7,277 Total nonperforming assets as a percentage of total assets 1.18 % 1.23 % Total nonperforming loans to net loans 2.05 % 2.15 %
The table below details additional information related to nonaccrual loans for the three months ended September 30:
(In thousands) 2012 2011 Interest income that would have been recorded if loans had been performing in accordance with original terms $344 $379 Interest income that was recorded on nonaccrual loans 54 67
The Company identifies impaired loans and measures the impairment in accordance with FASB ASC subtopic "Receivables - Loan Impairment". A loan is considered impaired when it is probable that the borrower will be unable to repay the loan according to the original contractual terms of the loan agreement or the loan is restructured in a troubled debt restructuring.
The table below details additional information on impaired loans as of the dates
(In thousands) September June 30, 2012 30, 2012 Balance of impaired loans, with a valuation allowance $6,144 $2,913 Allowances relating to impaired loans included in allowance for loan losses 1,227 773 Balance of impaired loans, without a valuation allowance 1,802 1,794 Average balance of impaired loans for the quarter ended 7,740 3,282 Interest income recorded on impaired loans during the quarter ended 35 178
Nonperforming assets amounted to $7.1 million at September 30, 2012 and $7.3 million as of June 30, 2012, a decrease of approximately $187,000 or 2.6%, and total impaired loans amounted to $7.9 million at September 30, 2012 compared to $4.7 million at June 30, 2012, an increase of $3.2 million or 68.1%. This growth has been the result of adverse changes within the economy and increases in local unemployment. Loans on nonaccrual status totaled $6.8 million at September 30, 2012 of which $3.8 million were in the process of foreclosure. Included in nonaccrual loans, $1.4 million were less than 90 days past due at September 30, 2012, but have a recent history of delinquency greater than 90 days past due. These loans will be returned to accrual status once they have demonstrated a history of timely payments. Included in total loans past due, were $587,000 of loans which were making payments pursuant to forbearance agreements. Under the forbearance agreements, the customers have made arrangements with the Bank to bring the loans current over a specified period of time (resulting in an insignificant delay in repayment). During this term of the forbearance agreement, the Bank has agreed not to continue foreclosure proceedings. While the Bank makes every reasonable effort to work with the borrowers to collect amounts due, the number of loans in process of foreclosure has grown substantially over the past several years. The growth in nonperforming assets is also due in part to the extended length of time required to meet all of the legal requirements mandated by New York State law prior to a foreclosure sale, which may be in excess of two years.
Total deposits increased to $536.1 million at September 30, 2012 from $511.9 million at June 30, 2012, an increase of $24.2 million, or 4.7%. This increase was primarily the result of an increase of $32.6 million in balances at the Greene County Commercial Bank due primarily to the annual collection of taxes by several local school districts. Interest bearing checking accounts (NOW accounts) increased $20.6 million, or 11.5%, to $199.6 million at September 30, 2012 as compared to $179.0 million at June 30, 2012. Money market deposits increased $13.6 million between June 30, 2012 and September 30, 2012. Partially offsetting these increases were a decreases in noninterest bearing deposits of $3.8 million from $52.8 million at June 30, 2012 to $49.0 million at September 30, 2012, and in certificates of deposit of $4.8 million from $72.0 million at June 30, 2012 to $67.2 million at September 30, 2012.
(Dollars in thousands) At September 30, Percentage At Percentage 2012 of Portfolio June 30, 2012 of Portfolio Noninterest bearing deposits $ 48,993 9.1 % $ 52,783 10.3 % Certificates of deposit 67,183 12.5 72,045 14.1 Savings deposits 131,556 24.6 132,822 25.9 Money market deposits 88,815 16.6 75,265 14.7 NOW deposits 199,596 37.2 179,022 35.0 Total deposits $ 536,143 100.0 % $ 511,937 100.0 %
At September 30, 2012, The Bank of Greene County had pledged approximately $166.9 million of its residential mortgage portfolio as collateral for borrowing at the Federal Home Loan Bank ("FHLB"). The maximum amount of funding available from the FHLB through either overnight advances or term borrowings was $136.9 million at September 30, 2012, of which $7.0 million in term borrowings were outstanding at September 30, 2012. There were no overnight borrowings outstanding at September 30, 2012. Interest rates on overnight borrowings are determined at the time of borrowing. Term borrowings consisted of $2.0 million of fixed rate, fixed term advances with a weighted average rate of 3.86% and a weighted average maturity of 9 months. The remaining $5.0 million of borrowing, which carried a 3.64% interest rate and a maturity of 12 months at September 30, 2012, is unilaterally convertible by the FHLB under certain market interest rate scenarios, including three-month LIBOR at or above 7.50%, into replacement advances for the same or lesser principal amount based on the then current market rates. If the Bank chooses not to accept the replacement funding, the Bank must repay this convertible advance, including any accrued interest, on the interest payment date.
The Bank also pledges securities as collateral at the Federal Reserve Bank discount window for overnight borrowings. At September 30, 2012, approximately $5.4 million of collateral was available to be pledged against potential borrowings at the Federal Reserve Bank discount window. There were no balances outstanding with the Federal Reserve Bank at September 30, 2012.
The Bank of Greene County has established an unsecured line of credit with Atlantic Central Bankers Bank for $6.0 million. The line of credit provides for overnight borrowing and the interest rate is determined at the time of the borrowing. At September 30, 2012 and 2011 there were no balances outstanding . . .


text:
- Report: #373839
Report - Rebuttal - Arbitrate
Complaint Review: Hogan Trucking
Hogan Trucking1000 N 14th Street St. Louis, Missouri U.S.A.
Hogan Trucking The Hogan Slogan should be - - - - - Our Drivers "Get Trucked" or they are welcome to go "Truck a duck" etc. St. Louis Missouri
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I am now unemployed and am having trouble getting a job because of the DAC report.Once again,,,,,A driver gets all the blame for a 4-wheelers F#*@-up...... Hogan is NOT a company that I'd recommend...
William h. z
Mobile, Alabama
This report was posted on Ripoff Report on 09/17/2008 12:27 PM and is a permanent record located here: http://www.ripoffreport.com/r/Hogan-Trucking/St-Louis-Missouri-63106/Hogan-Trucking-The-Hogan-Slogan-should-be-Our-Drivers-Get-Trucked-or-they-are-373839. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text: Posted January 1, 2013 but why keep a CB who is slow, and refused to get physical in your starting position for so long? if you told him to tighten up his cushion a long time ago, but allowed it to go on for 10 plus weeks before you bench him, who fault is it when you lose games because of the liabiltiy on the field? Share this post Link to post Share on other sites


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- Report: #404634
Report - Rebuttal - Arbitrate
Complaint Review: North Carolina Department Of Motor Vehicles
North Carolina Department Of Motor Vehicles3114 Mail Service Ctr Raleigh, North Carolina U.S.A.
North Carolina Department Of Motor Vehicles linking out of state drivers licenses to NC to exstort fees Raleigh, Durham, Fayetteville North Carolina
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In November of 2008, I went and renewed my drivers license in CA. On December 13th I received a letter from the CA DMV stating my license is suspended in North Carolina, an I had thirty days to get a clearance from that state or my CA driver's license would be suspended. There was a NC contact address and number. This is where the nightmare begins. I contact the NC DMV and was told I had two outstanding issues which needed to be resolved. The first one was that I owed $100 dollars for a ticket from 1986. The second was that I needed to schedule a court appearance or hire a lawyer for a ticket I received in March of 1999 for driving on a suspended license. First the ticket from 1986, I did have a charge in 1986 in Fayetteville NC where I hired a lawyer and was found not guilty. The contact from the NC DMV said I need to contact the Fayetteville court, which I did and was told my case was never resolved, and that even though I was found not guilty I had to pay a $100 dollar revocation fee. 1986 was the last year I have ever been in the state of North Carolina and when I left everything was taken care of. I did no keep records from 22 years ago. So fine, I will pay the $100 dollars. I had to contact the Durham court for the ticket from 1999. I was not in North Carolina in 1999 and I thought it would be simple to clear up, boy was I wrong. Durham court told me I was charge with driving on a suspended NC driver's license, which I never had a NC license. I would have to contact the DMV who referred me to them. I called back the DMV and explained I was never in Durham in my life, let alone 1999, I was working and living in CA since I got out of the military in 1986. They told me my license was linked to the NC license with the same name as mine. For all they know I could have came back and got the ticket. And the only was to clear it was to appear in court or hire an attorney. So now I am faced with spending $$$$ to try and prove the person cited in 1999 was not me. They even gave me a NC license plate number of the car which was stopped. How could their records be so screwed up? Is it by design to rip-off out of people from out of state? How can I resolve this with out spending an arm and leg in these hard economic times?
sacramento, California
This report was posted on Ripoff Report on 12/24/2008 10:50 AM and is a permanent record located here: http://www.ripoffreport.com/r/North-Carolina-Department-Of-Motor-Vehicles/Raleigh-North-Carolina-27699/North-Carolina-Department-Of-Motor-Vehicles-linking-out-of-state-drivers-licenses-to-NC-to-404634. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text:
Be cool this Friday and help fill the pool during a fundraiser in Fruita.
From 5:30 - 7:30 p.m. at the Fruita Outdoor Pool, a fundraising event will be hosted by a citizens fundraising committee for the future indoor pool at the Fruita Community Center.
For $25, participants will be able to swim, listen to music, and eat pizza, peaches, and ice cream.
The campaign is a community fundraising effort to expand the indoor pool in the future Fruita Community Center from three lap lanes to as many as six.
For more information, call (970) 858-0360.


text:
February 23, 2010
Green Bay Packers free safety Nick Collins(notes) is apparently planning to have a little contract holdout this offseason, according to the Milwaukee Journal Sentinel.
That is, he'll do it if the team doesn't come through with some kind of long-term deal and just extends him a restricted free agent tender.
The 26-year-old two-time Pro Bowler has had 13 interceptions over the last two years and 44 tackles last year with nine assists.
Guess he wants to start saving some bucks for his three kids' college funds.
Follow Yahoo! Sports Rumors on Twitter at @markjmill.
Source: Milwaukee Journal Sentinel
Michael Floyd Is In Football For The Long Haul
Posted Jul 2 2012
HBO Real Sports: Holley Mangold
Posted Jul 3 2012
Rams' rookie class, cheerleaders head to Joplin to help rebuilding efforts
Posted Jun 21 2012
Edited By Doug Farrar
Edited By 'Duk
Edited By BDL Staff
Edited By Greg Wyshynski
Edited By Matt Hinton
Edited By Jeff Eisenberg
Edited By Jay Busbee
Edited By Jay Busbee
Edited By Steve Cofield
Edited By Chris Chase
Edited By Chris Chase
Edited By Brooks Peck
Edited By Andy Behrens
Edited By Cameron Smith
Edited By Mark J. Miller


text:
Gift Items
Corporate Program
Annapolis Bakery
Caroline's Gourmet
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Our Traditional birthday cakes have become so popular
that we have added our World Famous Caramel Cake
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Mail Order: 888-801-2253(CAKE)
Copyright © 2016 Caroline's Cakes


text:
Los Manos' Cristian Sapunaru was given a red card in the 82nd minute, while the Periquitos' Javi Lopez received one in the 79th.
Real Zaragoza controlled the ball for 56.1% of the contest. Los Blanquillos had 14 shots, including four on target.
Helder Postiga had five shots for Real Zaragoza, more than any of his team-mates.
Franco Zuculini went off due to injury in the 91st minute and was replaced by Jose Mari.
Espanyol attempted just three shots, including two on goal.
Los Blanquiazules generated these few opportunities while having possession for 43.9% of the contest.Espanyol's attack was largely blunted throughout the match, and no player registered more than one attempt on goal.
Kiko Casilla pitched in with four stops.Martin Petrov was brought on to replace Cristian Gomez in the 75th minute when the latter went down with an injury.
- Sports & Recreation
- Soccer
- Real Zaragoza
- Cristian Sapunaru


text:
- Report: #419246
Report - Rebuttal - Arbitrate
Complaint Review: Howard Ely - International Library Of Poetry
Howard Ely - International Library Of Poetry1 Poetry Plaza Owings Mills, Maryland U.S.A.
Howard Ely - International Library Of Poetry They sent me a letter stating I had one as a semi-finalist in a poetry competitionMy poem would be published for free in a book. Owings Mills Maryland
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I was elated with this and saved the paper work & ordered a plaque with my poem on it. For the low price of $39.00 & $9.00 shipping I would get my poem back on the plaque. Also my poem would be entered into a book to be published that spring. The book was $49.00 & $9.00 shipping.
I then heard NO more from this society. I recieved NO book or any prize for my being a semi-fialist. I did recieve the plaque, which by the way was not worth $50.00 at all. This was a big rip-off. Making people believe they have talent & won contests & actually all they want is your hard earned money.
Recently I submitted another poem and was sent the exact same thing. I am a semi-finalist again for my poem "Waves of Love" which by the way will be in the book entitled "Immortal Verses" due to be published this spring. I can not believe this happens over & over again. The first time it was shame on me!!! This time, I will not send any money, and I can bet you I will not recieve my prize for being a semi-finalist or anything else. Please put a stop to this farce!!
Lusby, Maryland
This report was posted on Ripoff Report on 02/02/2009 03:53 PM and is a permanent record located here: http://www.ripoffreport.com/r/Howard-Ely-International-Library-Of-Poetry/Owings-Mills-Maryland-21117/Howard-Ely-International-Library-Of-Poetry-They-sent-me-a-letter-stating-I-had-one-as-a-419246. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text:
Mix it up. "We did a combo of Pilates, TRX and Barre to get Alessandra Ambrosio ready for the 2014 Victoria's Secret Fashion Show," says trainer Jenn Seracuse. "She showed off not only her killer backside but a toned midsection too."
Go beyond crunches. Don't forget to add a few 360-degree core moves, like twists with a medicine ball, Jenn says, "to target the deeper layers of the abdominals too."
Add some instability. "Balancing is one of the best ways to build your abs," says Jenn. "Try standing on a Bosu ball or just one leg while doing arm exercises."
Hit the gym in the AM. Adriana Lima hits Barry's Bootcamp for intense interval training frst thing in the morning—especially effective "because it gives your metabolism that extra kick start," says Barry's trainer Joey Gonzalez.
Go for the combo. Choose moves that target several areas of the body at once to maximize calorie burn, says Joey: "A plank followed by mountain climbers and push-ups will hit arms, core, back and the legs."


text:
POLICE and prosecutors have said no one will face charges over the killing of a 52-year-old man in Carterton last year.
Jeweller Melvin Hillier, from Witney, was found dead in a flat after a night of heavy drinking with friends in March 2013.
Three people were arrested on suspicion of murderering Mr Hillier, but were released without charge. A coroner ruled in May that Mr Hillier had been unlawfully killed after suffering from bleeding on the brain caused by a blow to the head.
After the inquest, detectives said they were reviewing the investigation, but yesterday announced that no charges will be brought.
A Thames Valley Police and Crown Prosecution Service statement said: "Both the police and the CPS agree that there is no new evidence arising from the inquest.
"We will of course continue to review any new evidence that becomes available, but at this time there are no further lines of inquiry being pursued."
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text: 2. In figure, a ball is thrown uponto a roof, landing some time later at heighth = 20.0 m above andd = 30.0 m horizontally from therelease point. The ball's path just before landing is angledat θ = 60.0o with the horizontal roof. (a)Find the time of flight. (Hint: One way is to reverse themotion, as if on a videotape.) What are the (b) magnitude and (c)angle (relative to the horizontal) of the ball's initialvelocity?


text:
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Comprehensive Description
Miscellaneous Details
Range and Habitat in Illinois
Range and Habitat in Illinois
National Distribution
United States
Origin: Unknown/Undetermined
Regularity: Regularly occurring
Currently: Unknown/Undetermined
Confidence: Confident
National Distribution
Origin: Native
Regularity: Regularly occurring
Currently: Present
Confidence: Confident
United States
Origin: Native
Regularity: Regularly occurring
Currently: Present
Confidence: Confident
Physical Description
Diagnostic Description
Type Information
Catalog Number: US 1202735
Collection: Smithsonian Institution, National Museum of Natural History, Department of Botany
Preparation: Pressed specimen
Collector(s): M. L. Fernald & B. H. Long
Year Collected: 1912
Locality: Malpeque., Prince Edward Island, Canada, North America
- Isotype: Fernald, M. L. 1917. Rhodora. 19: 155.
Range and Habitat in Illinois
Range and Habitat in Illinois
Flower-Visiting Insects of Arrow-Leaved Aster in Illinois
(Bees suck nectar or collect pollen; beetles suck nectar, or they feed on pollen & are non-pollinating; other insects suck nectar; all observations are from Robertson)
Bees (long-tongued)
Apidae (Apinae): Apis mellifera sn fq; Apidae (Bombini): Bombus impatiens sn cp fq, Bombus pensylvanica sn fq, Bombus vagans sn; Anthophoridae (Epeolini): Epeolus pusillus sn; Anthophoridae (Eucerini): Melissodes dentiventris sn cp, Melissodes nivea sn cp, Melissodes rustica sn; Megachilidae (Megachilini): Megachile brevis brevis sn cp, Megachile latimanus sn cp, Megachile mendica sn
Bees (short-tongued)
Halictidae (Halictinae): Augochlora purus sn, Augochloropsis metallica metallica sn cp, Halictus ligatus sn, Lasioglossum pectoralis sn; Colletidae (Colletinae): Colletes americana sn cp, Colletes compactus sn cp fq; Andrenidae (Andreninae): Andrena asteris sn; Andrenidae (Panurginae): Heterosarus andrenoides sn cp icp
Sphecidae (Sphecinae): Ammophila procera; Vespidae: Dolichovespula maculata, Vespula germanica
Syrphidae: Spilomyia longicornis, Spilomyia sayi, Syrphus ribesii, Toxomerus geminatus, Toxomerus marginatus; Empididae: Empis clausa; Bombyliidae: Exoprosopa fascipennis; Calliphoridae: Cochliomyia macellaria, Cynomya cadaverina, Lucilia illustris, Lucius sericata
Pieridae: Phoebis sennae
Hesperiidae: Pyrgus communis
Ctenuchidae: Cisseps fulvicollis
Cantharidae: Chauliognathus pennsylvanicus sn; Chrysomelidae: Acalymma vittata sn, Diabrotica longicornis sn; Meloidae: Epicauta pensylvanica fp np
Flower-Visiting Insects of Blue Wood Aster in Illinois
(information is limited to Syrphid flies; insect activity is unspecified; observations are from Graenicher)
Syrphidae: Helophilus fasciatus (Gr), Platycheirus obscurus (Gr), Toxomerus politus (Gr)
Molecular Biology and Genetics
Molecular Biology
Barcode data: Symphyotrichum cordifolium
Statistics of barcoding coverage: Symphyotrichum cordifolium
Public Records: 6
Specimens with Barcodes: 9
Species With Barcodes: 1
Conservation Status
National NatureServe Conservation Status
United States
Rounded National Status Rank: NNR - Unranked
NatureServe Conservation Status
Rounded Global Status Rank: G4 - Apparently Secure
National NatureServe Conservation Status
Rounded National Status Rank: N5 - Secure
United States
Rounded National Status Rank: N5 - Secure
NatureServe Conservation Status
Rounded Global Status Rank: G5 - Secure
Symphyotrichum cordifolium
Symphyotrichum cordifolium, syn. Aster cordifolius (common names heartleaf aster or common blue wood aster), is a species of flowering plant in the family Asteraceae, native to eastern North America. An herbaceous perennial, it can be readily found along forest edges and in open areas, as well in urban areas and in cultivation. It sometimes produces a naturally occurring hybrid with S. puniceum named Symphyotrichum × tardiflorum where their ranges overlap. The composite flowers, which typically have bluish to rarely white ray florets and light yellow disc florets that eventually turn purple, emerge in August and persist into October.
Distribution and habitat[edit]
S. cordifolium is present in a wide area, from Manitoba in the north west, east to Nova Scotia and Maine, south to Georgia and Alabama and west to Oklahoma. It grows primarily in mesic sites with soils that are rocky to loamy, but generally rich, at heights ranging from sea level along the coastal plain up to 1,200 m (3,937 ft) in the Appalachians. It can be found on open wooded slopes, along the banks of streams, on moist ledges, in swampy woods, along the borders of beech-maple and oak-hickory forests, as well as in clearings, thickets and along roadsides and ditches. It can also be found in urban areas where it is occasionally encountered as a weed species.[4]
This is a tough plant which can cope with neglect. It is particularly valued for supplying late summer, autumn and even winter flower colour in the garden, in shades of blue, pink and white.[5] Still widely referenced under its former name Aster cordifolius particularly in the British Isles, it shows strong similarities to plants in the genus Aster. Several cultivars have been selected for garden use, of which the following have achieved the Royal Horticultural Society's Award of Garden Merit:-
- A. cordifolius 'Sweet lavender'[6]
- A. cordifolius 'Chieftain'[7]
- 'Little Carlow' (A. cordifolius hybrid)[8]
|Wikimedia Commons has media related to Symphyotrichum cordifolium.
|Wikispecies has information related to: Symphyotrichum cordifolium
- ^ "Symphyotrichum cordifolium". NatureServe Explorer. NatureServe. Retrieved 2007-06-15.
- ^ International Organization for Plant Information (IOPI). "Plant Name Search Results" (HTML). International Plant Names Index. Retrieved 2008-06-07.
- ^ "Symphyotrichum cordifolium". Natural Resources Conservation Service PLANTS Database. USDA. Retrieved 2008-06-08.
- ^ Brouillet, Luc; Semple, John C.; Allen, Geraldine A.; Chambers, Kenton L.; Sundberg, Scott D. (2006). "Symphyotrichum cordidolium". In Flora of North America Editorial Committee, eds. 1993+. Flora of North America 20. New York & Oxford: Oxford University Press. p. 501.
- ^ http://www.telegraph.co.uk/gardening/3324244/Blazin-squad.html
- ^ "RHS Plant Selector - Aster cordifolius 'Sweet Lavender'". Retrieved 6 June 2013.
- ^ "RHS Plant Selector - Aster cordifolius 'Chieftain'". Retrieved 6 June 2013.
- ^ "RHS Plant Selector - Aster 'Little Carlow'". Retrieved 6 June 2013.
The type of Aster cordifolius var. laevigatus is conspecific with that of Symphyotrichum cordifolium. This name is the basionym of S. lowrieanum; therefore the latter cannot be considered distinct from S. cordifolium and is not recognized here. Most specimens initially identified as S. lowrieanum in herbaria have been re-determined as S. cordifolium. Some of the specimens, however, appear to correspond to the hybrid between S. cordifolium and S. laeve var. laeve, called S. ×schistosum (Steele) G. L. Nesom (syn. Aster schistosus Steele).
Symphyotrichum ×tardiflorum (Linnaeus) Greuter, Aghababian & Wagenitz [syn. Aster tardiflorus Linnaeus, A. novibelgii Linnaeus subsp. tardiflorus (Linnaeus) A. G. Jones, A. novibelgii var. tardiflorus (Linnaeus) A. G. Jones, Symphyotrichum novibelgii (Linnaeus) G. L. Nesom var. tardiflorum (Linnaeus) G. L. Nesom] is the F 1 hybrid between S. cordifolium and S. puniceum (J. Labrecque & Brouillet 1996; G. L. Nesom 1997; W. Greuter et al. 2005). Aster tardiflorus forma vestitus (Fernald) Fernald or var. vestitus Fernald is a hairy variant of the hybrid and is not recognized here; hairiness may be related to whichever species is the maternal parent. A. G. Jones (1989) reported hybrids with S. drummondii and S. urophyllum. She believed that var. moratum may be a hybrid with or an introgressant from S. drummondii, but this is not accepted by all authors. Symphyotrichum ×finkii (Rydberg) G. L. Nesom (syn. Aster finkii Rydberg), may be the hybrid of S. cordifolium and S. shortii. All such putative hybrids need to be confirmed.
Names and Taxonomy
Comments: The two non-typical varieties recognized by Porter (Aster lowrieanus var. incisus and A. lowrieanus var. lanceolatus) are lumped into Symphyotrichum cordifolium by Kartesz (1999).
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text:
Thank you for the theme.
Just wondering how I can align the text in my excerpts on the front page of my site ceopod.com. The text is currently beneath the featured image (thumbnail for excerpt) but I want it to appear to the right of the featured image.
I also want to reduce the length of the excerpt as well.
Any assistance much appreciated as I have searched high & low to try and resolve this.
Thank you.


text:
I'm building a Genesis child theme for the first time and I'm having problems with the nav menu.
Here's the link: http://192.168.0.13/lindakicksbutt/
1. How do I get the menu items (links) centered on the nav bar?
2. I want the nav bar to be the full width of the page...I've managed to do that temporarily by using a width percentage I believe, but was wondering if there's a better way to do this. I'm sure there is.
Any help would be appreciated!


text:
I'm having serious issues with a WP database. The content previously existed in Expression Engine and was migrated to WordPress. Everything was fine until one day, someone hacked it to ground zero, deleting all the posts and pages.
I restored it and it was hacked again like this two more times. I decided to stop using the database and exported the content from Tools > Export. Then I created a new database, imported that file, completely deleted all the WP files and started over again.
Everything was fine for about 2 months until yesterday, the site seemed to lose about the last 100 posts and all pages. I'm not sure why. There wasn't any sign of an attack this time -- just missing pages. And unlike the previous issues, only some of the posts were gone, not all.
I'm at a loss for understanding the database issue here. I pretty much did everything to clean up after a hack (started with a new database, started with totally new WP files, repaired/optimized the database tables, etc. Found no signs of additional users or anything). Now the site is completely restored.
But I fear the issue will happen again. One day, poof, half the database will disappear.
Could the problem be due to the structure of the content from the conversion from Expression Engine to WordPress? I manage about a dozen wordpress sites and none of them have ever had this issue.
I've tried looking for malicious code in the theme, plugins, and have used the Security Scanner, Theme Authenticity Checker, WordPress Firewall, and other security tools I could find. Nothing.
The only thing strange is that some of the posts have this code:
<p>By <script type="text/javascript">
var l=new Array();
l[0]='>';l[1]='a';l[2]='/';l[3]='<';l[4]=' 115';l[5]=' 100';l[6]=' 111';l[7]=' 111';l[8]=' 87';l[9]=' 32';l[10]=' 97';l[11]=' 115';l[12]=' 105';l[13]=' 76';l[14]='>';l[15]='\"';l[16]=' 109';l[17]=' 111';l[18]=' 99';l[19]=' 46';l[20]=' 108';l[21]=' 105';l[22]=' 97';l[23]=' 109';l[24]=' 116';l[25]=' 111';l[26]=' 104';l[27]=' 64';l[28]=' 115';l[29]=' 100';l[30]=' 111';l[31]=' 111';l[32]=' 119';l[33]=' 110';l[34]=' 97';l[35]=' 108';l[36]=' 97';l[37]=' 101';l[38]=' 100';l[39]=' 108';l[40]=':';l[41]='o';l[42]='t';l[43]='l';l[44]='i';l[45]='a';l[46]='m';l[47]='\"';l[48]='=';l[49]='f';l[50]='e';l[51]='r';l[52]='h';l[53]='a ';l[54]='<';
for (var i = l.length-1; i >= 0; i=i-1){
if (l[i].substring(0, 1) == ' ') document.write("&#"+unescape(l[i].substring(1))+";");
else document.write(unescape(l[i]));
Does this mean anything to anyone?