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SEM at a glance
The Stock Exchange of Mauritius Ltd (SEM) was incorporated in Mauritius on March 30, 1989 under the Stock Exchange Act 1988, as a private limited company responsible for the operation and promotion of an efficient and regulated securities market in Mauritius. Since 06 October, 2008, SEM became a public company. Since 1989, the Stock Exchange of Mauritius has come a long way. From the teetering steps of the early days when trading took place once a week for a mere 5 minutes through the open-outcry system, when the settlement cycle of a transaction exceeded two weeks, and when the total value traded during the first six months of operations barely exceeded Rs 15 million, the SEM has today emerged as one of the leading exchanges in Africa and has been at the forefront of the change process in the exchange space on the continent. Back in 1989, the SEM started its operations with the Official Market only with five listed companies atthat time and a market capitalisation of nearly USD 92 million. The size of the market has grown from a market capitalisation to GDP ratio of less than 4% in 1989 to a current market Cap/GDP ratio exceeding 75%, in an economy that has witnessed a 5% average growth rate during the last 25 years.
The Stock Exchange of Mauritius operates two markets today: the Official Market, the Development & Enterprise Market (DEM). Currently, there are 51 companies listed on the Official Market representing a market capitalisation of nearly US$ 5.9 billion as at 29 July 2016. The DEM has been launched on 4 August 2006 and there are presently 43 companies listed on this market with a market capitalisation of nearly US$ 1.2 billion as at 29 July 2016. SEM can list, trade and settle equity and debt products in USD, EUR, GBP, ZAR besides the local currency MUR. Local investors account for about 60 % of the daily trading activities, and foreign investors account for the 40 % remaining. 75 % of that local volume is generated by institutions like mutual funds, pension funds and insurance companies.
11 investment dealers operate on the Mauritius Bourse. Each investment dealer holds a license granted by the Financial Services Commission. Investment dealers are required to have at least one duly licensed representative who shall be entitled to carry out the functions of the Investment dealer. SEM also has in place rules for remote membership, with a view to encouraging membership from foreign brokers and foreign participants to our market. This reinforces the attractiveness of SEM as a listing and capital-raising platform for African and emerging markets issuers.
The stock market was opened to foreign investors following the lifting of exchange control in 1994. Foreign investors do not need approval to trade shares, except for the holding of more than 15% in a sugar company. Foreign investors benefit from numerous incentives such as revenue on sale of shares can be freely repatriated and there are no withholding tax on dividends and no tax on capital gains. Foreign investors have, over the years, emerged as key players on the SEM and currently account for about 40 % of the daily trading volumes on the Exchange. Given the growing interest that frontier markets like Mauritius are attracting from international investors in search of investment opportunities in high growth economies, we expect further increases of foreign investment inflows on the SEM in the coming years.
SEM's quarter century of history is one where the exchange has constantly strived to break new grounds to overcome the structural constraints of an island economy where the universe of products, investors and market participants is relatively restricted. Over time, the Stock Exchange of Mauritius acted as a powerful value-creation platform for listed companies and has played an important role in the democratisation process of the Mauritius economy by enabling a large number of retail investors to participate in the growth story of a number of listed companies. SEM has transformed itself into a multi-asset class international securities Exchange over the years and is well poised to embrace the future with renewed optimism.
The successful implementation of the Central Depository System (CDS) in January 1997 has brought about prompt, efficient clearing and settlement of trades and at the same time reduced some of the inherent risks in the process. With the support of the Bank of Mauritius which acts as clearing bank, CDS ensures delivery versus payment (DVP) on a T+3 rolling basis. The CDS also provides for a Guarantee Fund Mechanism to guarantee settlement failures of participants. There has never been a failed trade on the Stock Exchange of Mauritius.
SEM is the first Exchange in Africa to move to a fully automated and electronic stock market infrastructure since June 2001, which operates on one of the best technology currently available in the Exchange space worldwide. This technology has been implemented by the London Stock Exchange and the Johannesburg Stock Exchange over the last two years. This shows the SEM's foresight in adopting a technological platform that is well set to become the most used platform in the Exchange business at the international level. An investor can follow our market on a real time basis and seize investment opportunities on a real time basis through our web-based technology.
Similarly, the trading of treasury bills on the market has been introduced by the SEM in December 2003, a first step of a process aimed at the setting up of an active secondary market for government instruments. Likewise, SEM has been working closely with the Central Bank and Commercial Banks to set up a platform to trade medium and longterm government securities on the Exchange. The operational framework of this market has been already finalized. Commercial Banks which have been licensed as Primary Dealers by the Central Bank will act as Market Makers on the SEM platform to ensure liquidity. This initiative will contribute to the creation of a yield curve and act as a lynchpin to the creation of an active secondary Bond market for private issuers.
SEM set up in 2006 the Development & Enterprise Market (DEM), which is a market designed for Small and Medium-sized Enterprises (SME's) and newly set-up companies which possess a sound business plan and demonstrate a good growth potential. It is meant for companies wishing to avail themselves of the advantages and facilities provided by an organised and regulated market to raise capital to fund their future growth, improve liquidity in their shares, obtain an objective market valuation of their shares and enhance their overall corporate image.
Since 2010, the SEM embarked upon a fundamental reorientation of its development strategy to move away from its historical equity-centric domestic exchange focus to a multi-asset class international Securities Exchange status. This internationalisation process aims at moving up the value-chain of products listed/traded on the SEM platform and setting the stage for the Stock Exchange of Mauritius to gradually emerge as an attractive listing, trading and capital-raising platform offering a diversity of products and services for Global funds, Global business companies, Mining and Mineral companies, specialist-debt products, Africa-based ventures, Government securities, and become a centre of attraction for regional and global capital. Since then, SEM has listed some 50 international products. Amongst recent ones, SEM listed in May 2016 the CoreShares S&P500 ETF, the first S&P500 product to be listed on an African Exchange, and also the CoreShares S&P Global Property40 Index,the first of its kind worldwide.
In line with the same strategic re-orientation, SEM in fact significantly reduced since December 2013, transaction fees on turnaround trades by 88% of the total brokerage fee from 1.25% to 0.15%. A turnaround trade on the SEM involves: (i) the selling of a security that has been purchased earlier during the same settlement cycle (i.e within 2 days of the initial purchase) to take advantage of an upward movement in the price of the underlying security, or (ii) the purchase of a security that has been sold earlier during the same settlement cycle (i.e within 2 days of the initial sale) to take advantage of a downward movement in the price of the underlying security, assuming that the investor holds the security in his/her securities account prior to the initial sale. This significant reduction in trading fees on turnaround trades for investors at large, is expected to increase the volume of transactions on the SEM over time, enhance active trading on the Exchange and boost liquidity. It will also reinforce the position of the SEM as an attractive listing, trading and capital-raising platform for local, regional and global issuers and contribute to the positioning of Mauritius as an attractive international financial services centre of substance.
In parallel, in January 2014, the SEM reduced transaction fees on corporate bond trading by 83%. Given the interest from listed issuers to raise capital through the issuance of corporate bonds, the implementation of the reduced fee structure has generated more active trading on these instruments, and thereby improved liquidity. This initiative has enhanced the attractiveness of investments in corporate bonds, and facilitated exit from these instruments. It has also potentially enhanced the scope of further listings of corporate bonds on the SEM.
In October 2014, the SEM replaced the SEM-7 Index by the SEM-10 Index. The rationale for the creation of the SEM-10 Index is that the underlying changes in the market environment since 1998 have underscored the need to re-actualize the previous SEM-7 Index, in order to better reflect current market conditions, and to introduce an Index that tracks the performance of the ten largest eligible stocks of the Official Market, measured in terms of market capitalization, liquidity and investibility criteria. The reserve-list now includes 5 stocks instead of three, meaning that investors are now able to constitute a benchmark portfolio of 15 actively traded stocks.
In line with its internationalisation strategy, the SEM has, in recent years, revised its listing framework to cater for the listing of a wider and more diversified range of products, as shown below:
2010 - Revamping of the Listing Rules to cater for the listing of Global funds (including collective investment schemes, specialised funds, real-estate funds and other focused fund structures).
2011 - Introduction of new Rules to cater for the listing of Global Business Companies and specialist debt instruments targeted towards qualified institutional and retail investors, including Eurobonds.
2012 - Introduction of new Rules to cater for the listing of Depositary Receipts and Mineral and Exploration companies.
2013 - Introduction of new Rules for the listing of Exchange Traded Funds.
2015 - Introduction of new Rules for the listing of Exchange Traded Notes and Structured Products.
To give an important twist to its internationalization strategy, the SEM introduced in 2015, new Rules to capture the listing of Structured Products with equity as well as debt underlyings. As a result of this initiative, and the above-mentioned initiatives, investors can today not only invest in Mauritian companies, but also in a wide spectrum of foreign products. The SEM is one of the only two African Exchanges on which investors can invest in Structured Products.
From a foreign investment perspective, the Mauritius Bourse attracted strong foreign investor interest particularly over the last decade, generating positive investment inflows on many listed companies. Foreign investors currently account for about 40% to 45% of the daily trading volumes on the Exchange. For 2016/2017, we are already stepping up our efforts via international conferences and roadshows, to place the SEM on the radar screen of institutional investors who are keen on frontier emerging markets that are well regulated and adhere to international best practice.
SEM is today connected live to a top bracket of global vendors, enabling therefore both retail and institutional investors worldwide to follow our market on a real-time basis. The coverage of SEM's data by global data vendors is a powerful marketing medium to enhance SEM's visibility internationally and put the Exchange on the radar screen of a wider spectrum of institutional investors in particular which are all subscribers to global data vending terminals, thus attracting more foreign investor interest on our market. Similarly. the growing interest from international investors in recent years, has prompted well-known Index and Data Providers like S&P, Morgan Stanley, Dow Jones and FTSE to include our stock market in a number of new indexes they launched recently to track the evolution of some key frontier emerging markets.
Since 2005, SEM is a full-fledged member of the World Federation of Exchanges (WFE), a central reference point and standards setter for exchanges and the securities industry in the world. In March 2010, the SEM was also designated by the Cayman Islands Monetary Authority (CIMA), an Approved Stock Exchange. The CIMA recognition undoubtedly raises the profile of the SEM as a well-structured and properly regulated Exchange and enhances SEM's position as an attractive Listing venue for global and specialised funds. With effect from 31 January 2011, SEM has also been designated by the United Kingdom's Her Majesty's Revenue and Customs (HMRC), as a "recognised Stock Exchange", as a result of which, securities traded and listed on the Official Market of the SEM meet the HMRC interpretation of "listed" as set out in section 1005 (3) (a) and (3) (b) Income Tax Act 2007. SEM is also regarded as a 'recognised Stock Exchange' for Inheritance Tax purposes. This designation confers several potential benefits for SEM. In the first place, UK pension schemes will be permitted to hold securities listed on the Official Market of the SEM, giving companies and funds listed on SEM access to a larger market of sophisticated, well-capitalised investors. The designation reinforces SEM's attractiveness as a listing venue for global funds and specialized products. Securities listed on the Official Market of the SEM may be held in tax advantaged Individual Savings Accounts (ISA's) and Personal Equity Plans (PEP's) by UK investors. Holders of debt securities satisfying the Eurobond exemption and listed on the Official Market of the SEM are exempted from withholding tax on distributions underlying these debt securities. Inheritance tax advantages may accrue to UK holders of securities listed on the Official Market of the SEM.
On 07 September 2015, SEM launched the SEM Sustainability Index (SEMSI), a new Index starting at 100 points and comprising listed companies of both the Official Market and the DEM that demonstrate good sustainability performance based on a set of established criteria inspired from the Global Reporting Initiative G4 guidelines. SEMSI has an integrated approach and takes into consideration all four key pillars of sustainability (economic, environmental, social and corporate governance). The SEMSI criteria of eligibility are based on the Global Reporting Initiative G4 Guidelines and are aligned with international ESG and related sustainability issues, while also taking local imperatives into account. The criteria are intended to be updated and developed over time, with the aim of encouraging constant improvement in sustainability performance. By setting up SEMSI, the SEM took a leading role in creating a more sustainable capital market and became a signatory and Partner Exchange of the United Nation's Sustainable Stock Exchanges initiative in 2015. SEMSI adds another dimension to SEM's Internationalisation process, increasing its visibility and showcasing Mauritius's leadership in the field of sustainability and good governance.
Over the last few years, SEM's leadership and innovative agenda has been recognised at the highest level in the continent. SEM's Chief Executive was elected as President of the African Securities Exchanges Association (ASEA) (the apex body regrouping 23 member Exchanges in the African region) between 2010 and 2014, and has contributed to raising the visibility of African Exchanges at the international level and improving the market ecosystem in Africa. SEM has also been very active at the global level as a member of the World Federation of Exchanges' (WFE) (the apex body regrouping around 60 Exchanges from all around the world). SEM's innovative drive and active involvement at the global level has been recognized by the member Exchanges of the WFE, which elected the SEM's Chief Executive as a Director of the WFE Board for a 3-year term at the WFE's recent general assembly in Seoul, South Korea.
SEM in fact won for the third time in five years, the "Most Innovative African Stock Exchange of the year Award" at the Institutional Investment Capital Market Awards 2015 organised by Africa investor (Ai), a leading international research and communication group. The Award was presented to the SEM at Thomson Reuters in New York on 25th September 2015.
Looking forward, SEM is committed to reinforcing its foundations and maintaining its development momentum in line with its multi-pronged internationalisation strategy of steadily moving from a domestic-equity-focused Exchange to a multi-product-internationally-focused Exchange. In the years to come, the split of listings on SEM is expected to overwhelmingly consist of international funds, international issuers, specialised debt instruments, Africa-based ventures, a broader range of ETFs and structured products. The value of products traded and settled in USD, Euro, etc. is expected to increase over time, confirming the internationalised status of the SEM over time. As SEM also aspires to emerge as a capital raising platform for Africa-focused investments routed through the Global Business Sector, the SEM platform will growingly be used to channel investment flows from SA/Europe/Asia into Africa and from USA/Europe into Asia. The number of issuers, players and investors in our market will increase over time, increasing the breadth and depth of our market in Mauritius, and thereby also bringing a meaningful contribution to the integration of the Mauritius financial services sector within the international financial system. SEM also aims at consolidating its position with a view to further contributing more broadly to the development of the Mauritian economy and of capital market activities on the national and regional fronts.
Reminiscences of 25 years of SEM's history - Click here for a synthesis
A visual trip down the memory lane for SEM over the last 25 years : Click here to view a video


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Rounded to perfection, the 360 TV Stand features modern opaque black tempered glass shelving on a curvaceous chrome frame. An adjustable back mount accommodates a flat screen 15 - 50 with a weight capacity of 88 lbs. As an added feature, this beautiful TV stand swivels for your viewing pleasure. Some assembly required.Dimensions30L x 31.5W x 43H inches / 52 lbsShips within 3-5 days
Anodized Aluminum Wall system can be used as a single piece or multiplied to cover the entire wall. This highly versatile piece of modern furniture is useful in the kitchen, bathroom, library, or retail environment. Pieces must be drilled in to suit your installation. Screws are included for drywall or wood stud application. Aluminum Wall Shelves are Sold Separately and available in a choice of colors to allow for greater...
The Anderson Shelving Unit boasts a modern design, and can fit into any room with an industrial or urban style. This stylish model can be used as a shelving unit or a media cabinet. It comes with sliding doors, and features a module-based system that can be adjusted to the right height for you. The parts of this unit fit together to create a full wall unit. This module-based system...

subset: commoncrawl


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Your rating for Kloxo
Project DescriptionKloxo is a lightweight and powerful Web hosting panel that has been in development since 2002. It was formerly known as LxAdmin. It allows for adding customers, resellers, and wholesale resellers with few clicks. Clustering functions are also built in, so you can expand and add servers whenever you need. Migrating customers between servers is easy and automatic, making it the most extensible panel to date. The services installed by default are Apache, BIND, MySQL, Pure-ftpd, Qmail, and Bogofilter. You can also switch between Apache and Lighttpd, BIND and djbdns, Bogofilter and Spamassassin. All configuration files are converted automatically in the process.
Project Release infomations and Project Resources. Note that these informations are from this projects Freecode.com page and the downloads themselves may not be hosted with OSDN.


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Davis, W.Va. (AP) -- The State Division of Natural Resources is deciding whether to take over managing Canaan Valley state park.
The option is among several DNR is considering since it rejected a proposal by current management team guest services to run the park's lodge, 250 rooms, ski area and other amenities past 2013.
DNR parks chief Ken Caplinger says guest services was the only firm to submit a proposal on the park, but the agency considered it to be not in the state's best interest.
DNR director Frank Jezioro hopes to meet with guest services soon to discuss possible options.
A guest services spokeswoman says the Fairfax, Va.-based company does not have any alternative options at this time.
Jezioro says DNR will make a decision on managing the park by next year.
(Copyright 2009 by the Associated Press. All rights reserved.)


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Euro Pound Sterling US Dollar Australia Dollar Bahraini Dinar Botswana pula Cambodian Riel Canadian Dollar China Yuan Denmark Kroner East Caribbean Dollar Egypt Pounds Fijian Dollar Iceland Kronur Indian Rupee Japan Yen Kenya Shiling Kuwaiti Dinar Malaysian Ringgit Myanma kyat Netherlands Antillean Guilder New Zealand Dollar Norway Kroner Philippine Peso Russia Ruble Singapore Dollar South Africa Rand Sweden Kronor Switzerland Franc Thai Baht Ukraine Hryvnia Vietnamese Dong
Customer Ratings
8.3/10 13 reviews
The Real Parque opened in Lisbon in 1994, a 4-star hotel that soon became a reference hotel in the Portuguese capital thanks to its high quality standards.
The Real Suites Hotel is the ideal solution for longer stays in the Portuguese capital. Feel at home and enjoy quality service combined with the exceptional characteristic elegance of a 4-star hotel from the Hotels Real Portugal group.
Customer Ratings
7.1/10 2 reviews
Turim Suisso Atlântico Hotel, which is situated in the heart of Lisbon near Restaurateurs Square, has 84 rooms with a bath and shower, satellite TV, central heating and a telephone. We offer a lounge, TV, cocktail bar, and, of course, our traditional hospitality for an enjoyable stay....
Hotel Delta is in central Lisbon, just 220 metres from Saldanha Metro and 100 metres from the closest bus stop. It features a bar, 24-hour reception desk and free Wi-Fi.
All guest bedrooms at Delta Hotel are equipped with an en-suite bathroom. In addition, every room features satellite TV, air conditioning and a radio.
Continental breakfast is served each morning in the hotel's spacious dining area. Hotel Delta also features a TV room and a bar.
Hotel Delta is situated 2.5 km from Castelo de São Jorge and 3 km from the Tagus River. Lisbon International Airport is only 5 km away.
The hotel offers a car rental service and private parking.
Residencial Lord is a friendly and newly renovated hotel, two stars rated, in the heart of Lisbon, with a very good quality and price rates.
Customer Ratings
7.8/10 1 reviews


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Pie Bear Model
Redd Room StudiosPhotographer Male Los Angeles, California, US My MM URL: http://www.modelmayhem.com/reddroomstudios
Mayhem # 468111
About Me
Fashion + Music + Celebrity + Advertising Photography
***Please feel free to contact our Artist Manager/Rep, at the info below or call us at 917.512.6342 if you would like to work with us. We do paid testing for models signed with agencies and are very easy to work with. We also can set up art directed photo shoots with themes and have custom model packages. Very limited TFP/CD for published work or mutually beneficial projects. If interested please contact us for what we are currently shooting.
Redd Room Studios is a visual arts studio for Hollywood's new age of Fashion. Based in Hollywood and New York their photography seamlessly combines the rawness of New York with the glitz of Hollywood. Inspired by the underground Parisian fashion movement they bring European influences to photography in a new digital age. Redd Room Studios have style that is fresh and rooted in traditional artistic form and beauty; it is this juxtaposition of influences meshing perfectly together that create their flawlessly unique and eye-catching art. Redd Room Studios have created a new fashion movement with gallery showings worldwide. We photograph fashion, beauty, music, and advertising photography as well as indie cinematography.
Have you worked with Redd Room Studios? Add Credits for Redd Room Studios! >>
Credit Notes
Fashion + Music + Celebrity + Advertising Photography
Pie Bear Model
Courtney E Smith Model
KODA MADISON INC Model
Li Cari Wardrobe Stylist
professional lust Model
AUSSIE RACHAEL Model
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You are a fan of bbog mortal ? Come to discover the best forums bbog mortal on the internet and share your experience with a community fan of bbog mortal . You can also build a forum bbog mortal and create your online discussion.
The Grail Lords - Official Forum
mmorpg, browser, based, free, role, playing, game, online, forum, #bbog, historical, play, fantasy, story, download, grail, lords, honor, honour, potions, love, epic, quests, movement, mines, gold, silver, adven


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If you'd like to add your community event e-mail us the information!
Interested in having your kids join Katch-A-Kid (click for website) on one of their upcoming trips? Call New Macedonia Baptist Church in Jackson at (517) 787-0606. Here is the 2016 schedule of trips:
(517) 787-0606
536 N. Jackson Street Jackson, Michigan 49201 Phone: (517) 796-5116 Copyright Marriage Matters Jackson 2011
Website Design by Digital Arts & Design


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By Keith Laing - 07/30/12 06:40 PM EDT
The agency announced last year that it would allow children under 12 years old and seniors over the age of 75 to keep their shoes on in most instances after coming under fire for reports of patting down children as young as 8 months old.
Pistole said in Aspen that the TSA has made improvements to its security process in the 10 years since it was founded.
"We have progressed with the advent of technology," he said, touting the agency's "PreCheck" known-passenger program.
Some Republican members of Congress have pressed TSA to cut its payroll, but Pistole said there were "no discussions about reducing the workforce."
The House Homeland Security Committee is scheduled to hold a hearing on Wednesday to examine "misconduct" among TSA screeners.


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MOUNT VERNON — Announcement of the resignation of board member Ronda Hathaway was the first order of business when the Knox County Board of Health met Wednesday evening at the Knox County Health Department. Hathaway has been with the board since 1990 and will be honored for her service at the May board meeting.
The rest of this article is available to Mount Vernon News subscribers. To continue reading, please log in or purchase an e-edition. Login to the e-edition. The article will only be available for thirty (30) days. Try the demo
Alan Reed: 740-397-5333 or firstname.lastname@example.com and on Twitter, @mountvernonnews


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It's a long time ago that I themed a WP theme so I've forgotten a lot of things :(.
I want to style a menu with my own id and classes.
so I call the menu function
wp_nav_menu and I see that this is wrapped in a div, but I don't want this, how can I remove the div?


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2015 - 2016 Family Handbook
The Family Handbook is a valuable, important resource for Westside School families. It outlines Westside School policies -- everything from our Code of Conduct to attendance. Each family is asked to review the Family Handbook before the beginning of each school year.
Note: The Westside School Family Handbook for the 2015-2016 school year is for families to use as a reference; however, it is subject to change and revision as the school year progresses. Any changes or updated will be made to the online version only.
|2015 - 2016 Westside School Family Handbook.pdf


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Hello Everyone!
I hoped I posted this in the right place of the forum now. Otherwise feel free to yell at me =)
So I'm going to create my 2nd wordpress site now!
My question is. Is it possible to Limit certain members to certain pages
Member 1 will only see Home, Page 1 Page 4 Page 6
Member 2 will only see Home, Page 2,Page 3, Page 5
I'm no expert on HTML coding and etc stuff I know only the basics =(
Is there a plugin for this? Anyone got any idés or recommendations?
In worst case. Anyone I can hire here to do this for me?
I want everyone to be forced to register to be able to see the content we choose for them.
Answers appreciated! Thanks guys!


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Congratulation for your theme, this is a great work !!!
I have a couple of questions:
1/ I probably didn't catch it but is it possible to display the slider only on home page ?
2/ Is it possible to stop the resize of the web site at a special width (for example, I would like to keep all the time the 3 "pages en avant in the same line" ?
Thanks for your answers.


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Definition of blowhole in English:
1The nostril of a whale or dolphin on the top of its head.
Example sentences
- While the rest of us stood agog as the spray from the whales' blowholes misted over the deck, three divers managed to slip into the water.
- A calf will hump up onto the back of the sleeping mother, breach onto her, cover her blowhole with his tail.
- When they dive, muscles close the blowhole and their ribcage collapses to keep air bubbles from forming in the bloodstream.
1.1A hole in ice to which seals, whales, and other aquatic animals come to breathe.
Example sentences
- Soon you come across a blowhole forming a vertical shaft 1.5m in diameter that leads to the surface.
- Polar bears will stand or lie by the seals blowhole in the ice for hours; they may swim towards seals resting on the ice flows with only their nose showing above the water.
- A burly man raises a stick with a hook on the end to strike a baby seal as it surfaces from a blowhole in the ice.
1.2A vent for air or smoke in a tunnel or other structure.
Example sentences
- It has blowholes and lava tubes, the wettest spot on earth, and the nation's only royal palace.
- This can probably be attributed to the top blowhole wicking away the rising hot air.
- Tunnels and Caves is another popular site, starting and finishing through a blowhole that leads to an underwater playground of caves and tunnels, where bubbles escape through volcanic fissures.
1.3A cavity in a metal casting, produced by the escape of air through the liquid metal.
Example sentences
- The invention provides an apparatus and a method for reducing the volume of risers, and for the possibility of reducing shrinkage, blowhole and porosity in shaped gravity casting.
- A third fault or defect type is blowhole formation due to air and gas inclusions, which arise during casting, but mainly in the phase just before the end of casting.
- Producers of iron castings sometimes are confronted by a rash of blowhole or pinhole defects that take time and money to correct.
For editors and proofreaders
Syllabification: blow·hole
Definition of blowhole in:
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
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Social Studies Grade 6 PACE 1064 (4th Edition)
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ACE's Social Studies PACE 1064 covers the history of the Exodus through Judges and the Tabernacle.
A variety of exercises help with review and retention. Color pictures. 43 pages, paperback booklet. Answers are in the sold-separate PACE SCORE Key booklet. Fourth Edition. Grade 6.
Accelerated Christian Education (ACE) curriculum has Scripture as its foundation, fully integrating biblical principles, wisdom, and character-building concepts into education. Students move at their own speed through the self-instructional "PACE" workbooks. Following the mastery approach, PACEs are formatted for students to complete the exercises found throughout the workbook, take a practice "self-test," and conclude with a "final test" (removed from the center) to measure understanding.
Product Information
|Format: Paperback
Vendor: Accelerated Christian Education
Publication Date: 2012
|Availability: In Stock
Series: ACE PACEs
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Emerald Fields
Real Reviews
Real reviews from fellow travellers
These are trusted reviews from guests who have actually stayed here. We hope you find them helpful.
Note: we only give a property a rating once it has received a minimum of 3 reviews.
- Page:1/1
- " This hostel was a great place to stay for someone who wants a quiet place to spend their evenings and mornings, away from the business of Florentine crowds. The beds were comfy, and there were lockers, nice bathrooms, and a kitchen. The showers didn't drain well so the time was limited or you had to turn them off for a while. One night our air conditioner leaked on my things, but it was fixed the next day. Overall, it was a peaceful place to stay, with friendly guests and staff. "
- 05 Jul 2016 Theodora
- " The hostel is just a short walk from the main sights and the train station, the staff was helpful and our rooms amazing. The rooms and facilities are clean and the breakfast we received (toast, cereals and cookies) was good. "
- 23 Jun 2016 Isabel Germany
- " Directions made it very easy to find location. Multiple lockers were available in each room (with keys.) Three bathrooms/showers available to guests. If anyone else was showering, the water pressure was pretty much non-existent. Everything was very clean! Hostel was in a great location and was worth the money. I would 100% stay here again. "
- 17 Apr 2016 Chris USA
- " It was very annoying, especially because I didn't know beforehand, that you're not allowed in the hostel between 11.00-14.00. That's a very long time and in my eyes unnecessary. I had to change before a special occasion in the bathroom, and hurry, and the next day I would have liked to stay in bed longer, but felt obliged to leave. Not very relaxed on my holiday. Everything was very clean though, and very nice rooms. "
- 01 Oct 2015 Anonymous Netherlands
- " Among the best hostels if not the best that I have ever stayed at in all of Europe. It's super close to the station and the duomo. Staff is friendly. Loved it. "
- 20 Sep 2015 Eric USA
- " Awesome location and was close to everything including the main train station. Great security and we got a free upgrade to a room with 2 beds. Thanks Emerald Fields! "
- 12 Sep 2015 Devin USA


text:
Hull City and Stoke City played out a 0-0 draw at the KC Stadium.
The first half was hugely dull, with barely any chances created.
Hull's best chance came when Ahmed Elmohamady volleyed a clearance at goal from outside the area, but Asmir Begovic was equal to the challenge, tipping the ball over. Yannick Sagbo went close twice, bringing a save from a shot low and to the near post, and then shooting over after controlling Danny Graham's flick-on.
In the second half, Hull had the clearest chance when Elmohamady headed a Maynor Figueroa cross straight at Begovic. Jake Livermore also went close with a couple of long-range shots.
For Stoke, Stephen Ireland smashed a poor Curtis Davies close wide of goal. Ireland was also only just offside when he had a goal correctly disallowed. With 15 minutes remaining, Peter Crouch brought a great stop from Allan McGregor, and Ryan Shawcross headed against the bar. Instead of either side rallying towards the end, the game petered out to a dull draw.
12' - ELMOHAMADY VOLLEY - Peter Crouch heads a corner away, but the Egyptian's follow up shot is tipped over.
21' - SAGBO CHANCE - Elmohamady pulls the ball back from the byline and Sagbo shoots low and at the near post, but Begovic blocks it out for a corner.
43' - SAGBO VOLLEY - Controlling Graham's flick-on with his thigh, he then leathers the ball over the bar.
60' - ELMOHAMADY HEADER - Figueroa sends in a cross to the back post, but the winger's header is straight at Begovic.
68' - IRELAND SHOT - Davies heads a corner towards the sidelines, but Ireland pounces and slams the ball a couple of yards wide.
71' - DISALLOWED GOAL - Ireland pokes a rebound into the goal after Crouch's header is saved, but he's just a fraction offside.
75' - STOKE GO CLOSE - Ireland whips in a cross from the right, but Crouch's shot is turned behind by McGregor. From the corner, Shawcross heads against the bar.
Hull have lost just one of their last nine Barclays Premier League home games.
Stoke City have lost just one of their last seven Barclays Premier League matches.
Hull City dominated the early stages of possession, getting up to 64%, but by the end of the half it was an even split.
Was this the most boring match of the season? Neither side seemed interested in anything else but making sure they didn't lose, and that resulted in a startling lack of ambition and attacking play for the match.
Assaidi (Stoke City): The most technically able player on the pitch, his close control and incisive runs forward would have benefitted a better set of team-mates, but even he was unimpressive.
HULL: McGregor 6, Chester 6, Bruce 6, Davies 6, Figueroa 6, Elmohamady 6, Meyler 6, Huddlestone 6, Livermore 6, Sagbo 6, Graham 6. Subs: Rosenior 6, Brady 6, Boyd 6.
STOKE: Begovic 6, Muniesa 6, Whelan 6, Arnautovic 6, Wilson 6, N'Zonzi 6, Shawcross 6, Cameron 6, Assaidi 6, Ireland 6, Crouch 6. Subs: Pieters 6, Palacios 6, Adam 6.
Watch City v Arsenal again instead...
- Sports & Recreation
- Soccer
- Hull City
- Stoke City
- Asmir Begovic
- Ahmed Elmohamady
- Ryan Shawcross
- Stephen Ireland


text:
The Alchemyst
by Michael Scott
The Alchemyst Introduction
In a Nutshell
Imagine you are a teenager, working in a bookstore or coffee shop. You know, the usual. Then, BAM! One day you realize you have magical powers. Awesome? Absolutely. That's just what happens in today's book, and we're only talking about the first few chapters. Just imagine the possibilities.
The Alchemyst is the first book of the tremendously popular fantasy series The Secrets of the Immortal Nicholas Flamel, written by Michael Scott (no, not that Michael Scott). Published in 2007, it tells the story of two totally ordinary twins, Josh and Sophie, in San Francisco who one day find themselves caught up in one of the greatest secrets of history—the centuries-long fight between "two incredibly ancient magicians" (5.14) for control of the book of Abraham the Mage. Phew, what a mouthful.
Don't know what the book of Abraham the Mage is yet? Never fear. Just know that it's a Very Important Book (a VIB), with all kinds of juicy secrets and magical miracles. In their quest to protect the secret of life the book contains, Josh and Sophie face all the terrifying creatures, warriors, and gods of myth and legend. That's right, folks, sometimes myth and legend are all too real.
Or at least so thinks author Michael Scott. He's an acclaimed folklorist in his own right, which means he gets to study the traditions of particular people in story, song, custom, and belief. In fact, he's quite the expert, and he puts that expertise to good use here. Nearly all of the characters in The Alchemyst (except for the twins) were real people, or were based on actual legends. As alchemyst Nicholas Flamel tells the teens, "Everything you have been taught, all the myths and legends of your world, have a kernel of truth in them" (15.58).
You know what that means, Shmoopers. You could be just like the twins—working a normal, boring job one day, discovering your magical powers the next. After reading this first book of the best-selling series, you just might conclude that anything is possible.
No wonder these books are so popular. Since its publication, the Nicholas Flamel series (which includes The Alchemyst, The Magician, The Sorceress, The Necromancer, and The Warlock) has taken the world by storm. The last book of the six-book series, The Enchantress, came out in 2012 (source). Interactive online games produced by Random House to promote the releases of books in the series attract tons of gamers (see our "Best of the Web" to play), and there's even a movie in the works, produced by the man who brought us Transformers, G.I. Joe, and Salt (source).
So we know it's action-packed, right? But what else makes people love it so much? Well, young readers love it for its action and magic, and parents and teachers appreciate that the plot centers on characters drawn from actual historical events and myths. As School Library Journal tells us, "While there is plenty to send readers rushing to their encyclopedias [...] those who read the book at face value will simply be caught up in the enthralling story. A fabulous read" (source).
What are you waiting for? Grab your book and get lost in the legend.
Why Should I Care?
Did you ever wonder why certain legends have stuck around, or why so many different cultures' myths have such striking similarities? Take vampires, for example. These mythical bloodsuckers have existed in legends for centuries—right up to our present-day fixation with Twilight. Witches and wizards, too, have been around for millennia, as any Harry Potter fan would know. And entire civilizations have worshiped gods and goddesses with magical powers since, well, ever.
But why be obsessed with this stuff in the first place? Could it be, as Flamel says in The Alchemyst, that these myths and legends have a grain of truth at their heart? That might explain where these stories come from, but it certainly doesn't explain why, in the world of modern science and technology, we're still drawn to the magic and mysterious.
Let's face it: science and technology have advanced so much that you can pretty much find anything you need to know with the click of a mouse. We know why the sky is blue, why the sun is hot, and why echoes, well, echo. But with all these mysteries solved, it's easy to miss the magic. What once seemed miraculous is now mundane. Boring, even.
So it makes sense that books like Michael Scott's The Alchemyst tempt us. Wouldn't it be cool if you could leave your ordinary life behind and discover all the magic beneath the everyday? Ancient mythology and old events in history suddenly don't seem so dusty and out-of-date if the stories they contain could help reveal the secrets of your present. The Alchemyst puts the wonder back in life and literature, and can make you believe in magic all over again.


text:
Not sure if this is the right place to take my issues regarding my high anxiety, symptoms of stress and depression.
I will try to make this as short as possible but forgive me if it turns into a LONG post.
I've been suffering from what I blamed just normal feelings after having my 2nd child. Each month has been waves of good and not too good. I have what I think is depression, stress, and anxiety. I haven't treated it with anything besides exercise and a healthy diet. While that has helped some, I get so wrapped up in it all and that causes extra stress too. I am now gaining weight and working out can only go so far as I don't want to ruin my joints and overwork myself. I could easily do it. Exercise is my #1 coping method.
I have a HUGE crying spell & vent each week and my DH has now begun to say "I don't know how to help you". He is getting tired of my problems and so am I. Now, I feel like I can't discuss anything with him anymore. I dislike the way I feel and days like today, I just want to run away. I would never actually do it but daydream about it more often now than I did a few months back. This is getting bad!
I truly don't like placing chemicals in my body and I'm BF'ing so I am somewhat limited. I've even considered medical marijuana to cope easier but then again, it would be transferring to LO via BM.
I haven't seen a therapist either as our finances are majorly tight right now. We are working on making it better and I may need to change job of interest to a more stable one. Though, I would need to go to school. Right now, I am a SAHM. We get out every single day and the "friends" I have are a few and I barely see them. It never works out. Family all live 1000+ miles away so outside of the home support isn't there.
Anyway, before I ramble on more, what would your suggestions be?


text:
- Report: #402877
Report - Rebuttal - Arbitrate
Complaint Review: SB Savings 2 Go
SB Savings 2 GoSavings2go.com Internet, Texas U.S.A.
SB Savings 2 Go Taking Money out of my checking account for about a year . Internet
*UPDATE Employee: Consumer Affairs Manager
Ripoff Report
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Monterey, Tennessee
This report was posted on Ripoff Report on 12/18/2008 05:23 PM and is a permanent record located here: http://www.ripoffreport.com/r/SB-Savings-2-Go/Internet-Texas/SB-Savings-2-Go-Taking-Money-out-of-my-checking-account-for-about-a-year-Internet-402877. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 UPDATE Employee
Consumer Affairs Manager
AUTHOR: Melissa - (U.S.A.)
SUBMITTED: Thursday, April 02, 2009POSTED: Thursday, April 02, 2009
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text:
Justin is an outstanding business mentor and coach. His work as facilitator of the Personal Trainers Industry Leader's Roundtable is exceptional. I thoroughly recommend him and his programs to anyone wishing to maximise their success.
Stepping away and truly looking at your business with the benefit of peer interaction is such a strong force in driving my business forward.
Thank you for all your guidance and support over the last 12 months JT. I am a better leader through your coaching and mentoring. I feel this achievement is very much a result of the direction you have provided.
MyFitness Club is currently looking for passionate and driven membership sales consultants to spearhead our existing sales team in Broadbeach.
Posted in Positions Vacant on 26/08/2016 Read more >
Can you tell when the person on the other end of the phone is smiling or frowning?
Posted in Management, Sales, Small Business Tip on 25/08/2016 Read more >
I love when people say they work smart, so they don't need to work hard…Sure, I get that…But who do you think is going to win in this scenario?
Posted in News on 25/08/2016 Read more >
This is a unique opportunity to work up to 25-35 hours of contact mobile Personal Training a week with the scope of workplace health hours along with many other unique avenues for growth and development.
Posted in Positions Vacant on 24/08/2016 Read more >
Here is what resonated for me on this weeks podcast with Adam Robinson on how to make the best hiring decisions for your fitness business:
Posted in Podcasts on 24/08/2016 Read more >
Victorian Fitness Businesses: Group Fitness Is The Key to Retention. How Do You Develop A Powerful GF Team?
Posted in Events on 23/08/2016 Read more >


text:
Hostel Riad Marrakech Rouge
Real Reviews
Real reviews from fellow travellers
These are trusted reviews from guests who have actually stayed here. We hope you find them helpful.
Note: we only give a property a rating once it has received a minimum of 3 reviews.
- Page:1/1
- " This hostel is in a great location and definitely worth every dollar you spend! The staff is REALLY what makes this hostel awesome though!! The guys there go above and beyond to make sure all of their guests are happy and feel like this is their home! Hicham makes the BEST whisky Berber ;) If you're going to be in Marrakech, do yourself a favor and stay at this hostel... I promise, you won't be disappointed!! :) "
- 11 Oct 2015 Kiah USA
- " This is truly a nice place to stay at - colorful, centrally located, friendly and helpful staff and good breakfast. Our double room was on the rooftop which was cool but our door was not lockable from the inside. We booked the Merzouga desert tour during our stay which we recommend even though it's a touristic place to go to. "
- 03 Sep 2015 Marietheres Austria
- " Absolutely amazing! At the beginning we didn't know what to expect and we were a bit worried about the seemingly dodgy alley it was located in, plus the that there is no key made us worry about potential security problems. However, our worries were completely off, as the staff are very protective, they remember everybody's face (and if in doubt, check) so that in effect nobody unauthorized is able to get into the building. The saloons are wonderful and the roof terrace is just the cherry on top. "
- 30 Jun 2015 Anonymous Australia


text:
Sept @ Grass Valley Fairgrounds
"An impressive two-day festival that features international musicians and regional performers on eleven performance areas as well as a free Youth Arts Program at the beautiful Nevada County Fairgrounds."
Back to Events
KVMR Celtic Festival
Location: Grass Valley Fairgrounds
- 8:00am Friday, September 27, 2013
You must be signed in to post comments.
Chico, CA
8:00am, 8-1-2016
Old City Hall Redding
7:30pm, 9-9-2016
End of Normal
4:00pm, 9-10-2016
Chapelle de L'Artiste Chateau, Paradise
6:30pm, 9-30-2016
Chico Creek Nature center
12:00pm, 10-1-2016


text:
Northern Thai Curry With Chicken and Peanuts
Total Time
Prep 45 mins
Cook 30 mins
This recipe is a coconut milk-less curry deep with the flavors of Northern Thailand. The curry paste includes lots of dry spices and is finished with peanuts to give it a nice crunch." Recipe is from All Recipes.
Ingredients Nutrition
- 3 large dried hot red chili peppers
- 1⁄2 teaspoon cumin
- 1⁄2 teaspoon turmeric powder
- 1⁄2 teaspoon coriander seed
- 1⁄2 teaspoon ground mace
- 2 tablespoons galangal, peeled and chopped
- 2 tablespoons lemongrass, thinly sliced
- 1 teaspoon salt
- 1 shallot, chopped
- 2 garlic cloves, chopped
- 2 teaspoons fermented shrimp paste
- 1 tablespoon fresh turmeric, root peeled and chopped
- 2 tablespoons fish sauce
- 3 tablespoons palm sugar
- 2⁄3 lb chicken breast, skinless, boneless, cut into cubes
- 2 tablespoons vegetable oil
- 2 cups water
- 1⁄2 cup roasted peanuts
- 1 piece fresh ginger (2 inch)
- 2 tablespoons tamarind juice
- 2 tablespoons roasted peanuts
- Place the chili peppers in a bowl; pour enough water over the chili peppers to cover. Allow the peppers to soak until softened, about 10 minutes; drain. Chop the peppers and set aside.
- Grind the cumin, turmeric, coriander, and mace using a mortar and pestle into a fine powder. Add the galangal, lemon grass, salt, shallot, garlic, shrimp paste, fresh turmeric, and reconstituted chile peppers and grind into a paste. Stir the fish sauce and palm sugar into the paste. Transfer to a large bowl.
- Add the chicken to the paste and toss to coat the chicken evenly; allow to marinate for at least 20 minutes, or up to 24 hours in the refrigerator.
- Heat the oil in a large skillet over medium heat; cook the chicken until no longer pink in the center and the juices run clear, 5 to 7 minutes. Stir the water, 1/2 cup peanuts, ginger, and tamarind juice into the chicken, bring to a simmer, and cook until thickened, 20 to 30 minutes. You can also cook this at a lower temperature for up to 2 hours. Garnish with 2 tablespoons peanuts to serve.
Most Helpful
Great flavours, the fresh chili paste was wonderful. I only used one chili because I can't eat so hot, but otherwise followed the instructions. We had this with cauliflower, which was excellent. Thanks for sharing!<br/>Made for For Your Consideration.
The fresh chili paste was so aromatic and full of great flavours. A drier curry but just enough delicious sauce to spoon over the chicken and rice I served with it.
This looks like more work than it is, when you get all the ingredients together it goes very quickly. I marinated for about an hour, we loved this, chockful of flavour, not the creamy sauce we tend to enjoy in curries but not dry in the least, I really enjoyed this and can see that I'll be making it again. Very much enjoyed Lynn, for ZWT9, Hot Pink Panthers On The Prowl


text:
Opened 4 years ago
Last modified 2 years ago
#18603 new Cleanup/optimization
Adding support for PEP 302 importers
|Reported by:
|Owned by:
|Core (Other)
|Triage Stage:
|Has patch:
|Needs documentation:
|Needs tests:
|Patch needs improvement:
|Easy pickings:
Django makes assumptions about the filesystem layout of python packages here and there, and will silently skip any app which does not meet Django's assumptions without raise up any warnings.
Adding support for PEP 302 importers can solve all these problems, including #582 #596 #8238 #8280 #12206 #13587 #16718 #17331. And I found that there are three different kinds of problems.
- find submodules before importing the package: finding management commands
- find submodules after importing the package: finding template tags(already solved by #13334) and listing available database backends
- find resource files after importing the package: template files, static files, fixtures and translation files
I have been working on solve these problems in the past few months, code is now available on Github: https://github.com/bhuztez/django/compare/master...pep-302
There are still a few problems.
- management command
- since we have to find management commands before importing any app packages, we still need to make assumptions, see https://code.djangoproject.com/ticket/14087#comment:13 . I think we have to make a better assumption on loader.get_filename. And how to find management commands in packages imported by sys.meta_path?
- static files finder
- I changed static files finder API. now Finder.find returns [(storage, path)] instead of [path].
- app package resource file regression tests
- templates, fixtures, translation files and static files (except collect_static) relies on same api to find resource files. Should I just add tests for the API, or I have to add almost same tests for templates, fixtures, translation files and static files?
- template loader
- I changed template loader API. I think the template_dirs parameter is confusing here in loader(template_name, template_dirs=None). if I set the template_dirs parameter, django.template.loaders.app_directories.Loader works just like django.template.loaders.filesystem.Loader, and django.template.loaders.eggs.Loader does not respect my parameter.
- fixture path
- how to humanize(fixture_storage)?
Any ideas?
Change History (4)
comment:1 Changed 4 years ago by aaugustin
- Needs documentation unset
- Needs tests unset
- Patch needs improvement unset
- Triage Stage changed from Unreviewed to Accepted
comment:2 Changed 4 years ago by cberner
- Cc cberner added
Hey bhuztez,
I started work on part of this (the management command issue) because we've run into it. My patch is here. Let me know if I can be of assistance with other parts of this issue.
comment:3 Changed 3 years ago by aaugustin
- Component changed from Uncategorized to Core (Other)
comment:4 Changed 2 years ago by timo
- Patch needs improvement set


text:
Everyone loves to deal with moderates, especially when they represent a rare shift toward moderation for a rogue state. The trouble is that the concept of a moderate is relative. In dealing with the former Soviet Union we heard the term "Politburo moderates" over and over. Reaching out to this fabricated species was an excuse for being nice to despicable governments.
In the case of the Islamic Republic of Iran, reaching out to "moderates" among the ayatollahs' inner circles has been a constant dream of American officials for the past 30 years. These moderates are supposed to be the cure to the Iranian enigma, which has been a unique problem for every US administration for the past three decades.
Read more at http://www.christianpost.com/news/iran-president-assan-rouhani-executions-hostages-political-prisoners-155947/#7pYZgrvAdVr1sWyP.99 more >>
Iranian President Hassan Rouhani met with Pope Francis at the Vatican Tuesday, and asked the pontiff for prayers as the Middle Eastern country attempts to improve its relationship with the international community.
Rouhani had a private meeting with the pope during his four-day trip in Europe, which analysts say is meant to restore ties to western powers after economic sanctions against the Islamic Republic were lifted.
During his visit, Rouhani reportedly asked the pope to pray for him, adding that visiting the Catholic holy site was a "real pleasure." more >>
The Obama administration is denying claims made by an Iranian militia leader that the recent wiring of $1.7 billion to the Islamic republic was ransom money paid in exchange for the freedom of five American hostages.
U.S. State Department spokesman Mark Toner told reporters this week that despite comments made by Gen. Mohammad Reza-Naghdi of Iran's Basij militia, the $1.7 billion wired to Iran was not an exchange for the recently-released prisoners.
"There was no bribe, there was no ransom, there was nothing paid to secure the return of these Americans who were, by the way, not spies. We've spoken to this in the days after their release on Sunday morning in great detail about how this process worked," Toner told reporters, according to Breitbart. more >>
The American Center for Law and Justice, the law group that raised awareness and started petitions signed by millions calling for the freedom of Pastor Saeed Abedini, says it's grateful that he's finally been released, and urged the focus to move on to the many other persecuted Christians around the world.
"From our involvement in Pastor Saeed's case more than three years ago, our goal was two-fold: keep Pastor Saeed alive in one of the world's most dangerous prisons — and work to secure his release. To accomplish that, we implemented a three-point strategy," ACLJ Chief Counsel Jay Sekulow said in a statement to The Christian Post on Monday.
Read more at http://www.christianpost.com/news/pastor-saeed-abedini-release-iran-prisoner-swap-persecuted-christians-worldwide-155344/#jrj1SbFRcPZLog7G.99 more >>
Land belonging to an Iranian Assyrian church that was illegally confiscated by authorities two years ago will soon be the venue for a center for Islamic prayers, according to Iran's state-controlled media.
The Chaldean Catholic Church in Western Tehran, the original owner of the land, has made numerous pleas to authorities to get the grounds back, but in vain, the state-run newspaper Sharq quoted Jonathan Bet-Kelia, a member of the regime's Majlis, or parliament, as saying, according to Assyrian International New Agency.
Bet-Kelia met with Ali Younesi, special assistant to Iranian President Hassan Rouhani on ethnic minorities affairs, with the same request but was told that nothing could be done about it. Younesi is a former Minister of Intelligence and Security, and is known for ordering arrests and assassinations of numerous dissidents. more >>
The government of Iran reportedly arrested a group of nine Christians on Christmas Day for celebrating their faith at an in-house church in the city of Shiraz.
"There has been a steady deterioration of human rights abuses in Iran during Hassan Rouhani's tenure as president, including executions and suppression of religious and ethnic minorities," said Shahin Gobadi of the Foreign Affairs Committee of the National Council of Resistance of Iran.
"This is just another case in point. Actually, the clerical regime is one of the top violators of rights of religious minorities, including Christians, in the world. The regime has institutionalized repression of the Iranian people as the main tool of its survival." more >>


text:
Definition of microinstruction in English:
A single instruction in microcode.
Example sentences
- One can also use the Automate button, which executes microinstructions at the speed of 1 per second.
- The Microprogram Control Unit then issues a microinstruction that has a leading edge on the IR clock.
- The set of microinstructions that made up a full instruction set was called the microprogram, or microcode.
For editors and proofreaders
Syllabification: mi·cro·in·struc·tion
Definition of microinstruction in:
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
= trending


text:
BPS does not block any good/legitimate bots from doing what they do. What happens a lot of the time is that a bot script is doing several different things and one of those things in the script triggers a 403 error. When Security/HTTP Error logging was added to BPS a lot of folks started thinking that BPS was blocking good/legitimate bots. For years BPS has not blocked any good/legitimate bots and nothing has changed about that in BPS.
Another thing that can trigger 403 errors is how a particular plugin is handling image files. Example: If you have a plugin that is doing something additional with image files - thumbnailing them or lightboxing them then however the plugin is doing that can trigger a 403 error, but the important thing to note is that in most cases everything still works perfectly fine, but a nuisance 403 error is being logged. In most cases you can choose to ignore these errors. If on the otherhand something is actually not working correctly then creating a whitelist rule is what should be done to solve the issue/problem.
There are 2 approaches/methods that can be used to resolve excessive Security/HTTP Error logging.
Whitelist approach...
Ignore logging approach...
See this Forum Topic link below for details on how to use either of these approaches/methods.


text:
- Report: #1014809
Report - Rebuttal - Arbitrate
Complaint Review: Wholesale factory
Wholesale factory222 Purchase st ste 310 Internet United States of America
Wholesale factory shop Rip off , counterfeit merchandise, Internet
*Consumer Comment: Wholesale Factory Outlet
Ripoff Report
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willing to make a
commitment to
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Fix it the right way.
Corporate Advocacy Program™
This report was posted on Ripoff Report on 02/15/2013 10:36 AM and is a permanent record located here: http://www.ripoffreport.com/r/Wholesale-factory/internet/Wholesale-factory-shop-Rip-off-counterfeit-merchandise-Internet-1014809. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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#1 Consumer Comment
Wholesale Factory Outlet
AUTHOR: Gregg S. - (USA)
SUBMITTED: Friday, February 15, 2013POSTED: Friday, February 15, 2013
Terms Ordering
We only ship to verified addresses in the United States. We will not ship any order outside of the United States. We will not process any order where the billing address not not exactly match the one on file with the card issuer or bank. We do not accept international credit cards or any card which does not contain verifiable address data, and this may include some prepaid or gift cards issued in the United States as well. We reserve the right to cancel any transaction for any reason. Each order is manually verified for security reasons to prevent fraud and protect customers and cardholders.
We process most orders within 2-3 business days, but in some cases additional time for verification or processing be required. We verify each address using the USPS database and may require additional information to verify certain addresses prior to shipment. When an order is shipped, a confirmation email is sent to the buyer using the email address provided at checkout and will contain all available information regarding the shipment including tracking information where applicable. For any shipment which is undeliverable due to any of the following reasons: invalid, inaccurate, or otherwise erroneous address information provided by the customer, failure to have a recipient available to receive the package or retrive it from the carrier after a delivery attempt, refusal by the recipient, or any other delivery failure caused by the action or inaction of the customer or his/her agent(s), in all such cases the buyer agrees to be liable for the initial shipping and handling fees plus a 10% restocking fee. Reshipments in all such cases will be at our sole discetion and may require additional verification. For any reshipment approved, the buyer must pay the initial shipping and handling fees again, in the same amount as the original order.
Standard delivery is normally anywhere from 3-10 business days but may be slightly longer in some locations or during outages or peak times.
Expedited delivery is normally anywhere from 2-5 business days but may be slightly longer in some locations or during outages or peak times. Shipping fees are non-refundable in all cases, including, but not limited to: delayed delivery, misrouted packages, failed deliveries due to customer action/inaction according to the terms listed above (See "Shipping" Section), or where a package is expected or required by a certain date and does not arrive.
Delivery time for any service is not guaranteed and we cannot control, nor will we be liable for the service speed of the carrier. Delivery time is subject to the order processing lead time. Certain orders may not be eligible for Expedited Delivery or may require additional lead time for order verification.
Orders are sent to processing immediately and cannot be cancelled once an order is successfully submitted through our secure checkout system. In cases where a customer wishes to cancel an order, the order is subject to the terms of return and exchange.
Customer agrees to be bound by all of the terms and policies stated herein by placing an order through our website. Customer agrees to be subject to the jurisdiction of the state of New York for any claim, dispute, or other action relating to any transaction or other interaction with our company, including, but not limited to a chargeback, complaint on any online forum or website, complaint with the Better Business Bureau or any other consumer complaint organization, or any other complaint with any individual or entity in any form. Customer agrees that New York shall be the only permitted forum for any claim, dispute, or other action relating to any transaction or other interaction with our company. Customer agrees to allow Wholesale Factory 60 days from the date an order is placed, to resolve any claim, dispute, or other action relating to the transaction; and if after 60 days has lapsed, a resolution has not be achieved, then the customer agrees that the sole remedy shall be neutral binding arbitration by the American Arbitration Association or another neutral arbitrator in the state of New York. In all such cases, both parties agree to pay their own costs and expenses for arbitration.
We reserve the right to pursue any and all legal and equitable remedies to recover any losses or damages relating to any breach of the terms and policies of our website, the arbitration agreement, fraud, unpaid orders or any outstanding balance due, or any situation resulting in indirect or direct losses due to the action or inaction of any customer, the agent(s) of any customer, or any third party, relating to any transaction with our company. The customer agrees to pay Wholesale Factory the sum of $75 for any breach of this agreement, and to reimburse Wholesale Factory for any additional costs, losses or damages, including, but not limited to fees for the use of a third party collection agency, any attorney's fees, and administrative costs relating to any such breach.
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Popular Tuition Questions
Read our list of popular questions received about Financial Aid.
Am I Eligible for Financial Aid?
To receive Financial Aid, you must meet the following eligibility requirements:
- Possess a high school diploma or General Education Development (GED) Certificate.
- Be enrolled or accepted for enrollment as a regular student working toward a degree or certificate in an eligible program.
- Be a U.S. citizen or eligible non-citizen.
- Have a valid Social Security number.
- Make satisfactory academic progress (continuing students).
- Be registered with the Selective Service, if required.
- Not have been convicted of certain drug offenses.
- Sign a statement of educational purpose and a certification statement on overpayment and default (both found on FAFSA).
- Not be in default on a prior Federal education loan, or owe a repayment on a prior Federal grant.
How is Federal Aid Awarded?
When you complete the Free Application for Federal Student Aid (FAFSA) form, and indicate The Art Institute of Pittsburgh - Online Division as one of your school choices, we will be able to receive an Institutional Student Information Report (ISIR) electronically.
The ISIR will contain Expected Family Contribution (EFC). The EFC is determined by a set formula, and relates to the amount that you (and your parents, if you are a dependent student) might be expected to pay for direct and indirect costs for one academic year. The EFC is used as a guide to determine financial aid eligibility.
What is The Art Institute of Pittsburgh - Online Division Federal School Code Number?
The U.S. Department of Education assigns a number called a Federal School Code to each school that is qualified to receive and disburse federal financial aid. The Art Institute of Pittsburgh - Online Division, Federal School Code number is 007470.
What is a Grant?
A grant is an award provided to students who qualify to help pay for education. Grants do not need to be repaid.
How can I obtain a Federal Grant?
Federal grants are available every year based on an individual need for assistance. However, if you have already earned a Bachelor's Degree, you are no longer eligible for Federal Grants.
Both federal grants and federal student loans require the completion of the Free Application for Federal Student Aid (FAFSA).
What if My Child is Currently Attending College?
This could increase both of your eligibility to receive the Federal Pell Grant. Each of you will have your own access to Federal Student Loans and will have your own lifetime limits.
What is a FAFSA?
The FAFSA is the Free Application for Federal Student Aid. It is the federal government's application required in order to be considered for federal grants or receive federal student loans. The FAFSA can be completed online at www.fafsa.ed.gov
If I Borrow Federal Student Loans, When will I Need to Repay Them?
Federal student loans, also called the Stafford Loan, are repayable typically over 10 years, starting 6 months after dropping below half-time enrollment status. Interest rates are fixed and the length of repayment may be adjusted depending on the repayment plan that you choose and that for which you are eligible.
What about Scholarships?
Scholarships are a form of financial aid and must be applied for by the student. All scholarship programs are different and have unique eligibility requirements. You should look for scholarship programs that respect your decision to obtain your degree online.
Will Financial Aid Cover all of My Costs?
That will depend on the exact amount of financial aid you qualify for, the number of courses you take each year, and the actual cost of your program. It is possible to use financial aid to cover 100% of your direct cost of obtaining your degree.
What is a Financial Aid Package?
Most students use a combination of loans and grants to pay for their college education. This "package" of aid must be established each year that you continue your education based on your renewed eligibility.
How Do I Determine My Dependency Status?
If you can answer "Yes" to any of the questions below, you will be considered "independent" for Federal Financial Aid purposes. If you answer no to all of these questions, you are considered to be "dependent" for Federal Financial Aid purposes.
- Were you born before January 1, 1992?
- Are you married?
- Are you supporting legal dependents other than a spouse?
- Are you an orphan?
- Are you a ward of the court?
- Were you a ward of the court until age 18?
- Are you a veteran of the US Armed Forces?
- Are you homeless or at risk of being homeless?
What Other Methods are Available to Help Me Pay for School?
Federal Pell Grants
These grants can assist you to pay for a portion of your education. You can find out if you are eligible for a Pell Grant and for how much by completing the Free Application for Federal Student Aid (FAFSA) form. The Federal Pell Grant is based on the student's need as determined by a formula provided by the U.S. Department of Education.
When you complete the FAFSA, and indicate The Art Institute of Pittsburgh - Online Division as one of your school choices, the school will be able to receive and Institutional Student Information Report (ISIR) electronically. The ISIR will tell us whether or not you are eligible for a Federal Pell Grant. The ISIR also authorizes us to receive the Pell Grant funds on your behalf.
Your Student Financial Plan, which you will receive from your Student Finance Counselor, will tell you how much you will receive from the Federal Pell Grant Program. Those funds are then credited no earlier than 10 days before the beginning of each quarter in which you receive a Pell Grant, if you registered for a quarter, and if all of your financial aid paperwork has been completed.
Federal Supplemental Education Opportunity Grant (SEOG)
These grants assist you to pay for a portion of your education. The funds for this are limited, so you are encouraged to apply early, and financial need is a factor. These grants are usually given to the neediest students based on the U.S. Department of Education's formula for determining need.
Your Student Financial Plan, which you will receive from your Student Finance Counselor, will tell you if you are eligible and how much you will receive from the Federal SEOG Program. If you receive a Federal Supplemental Education Opportunity Grant, the funds are electronically credited to your account, and the amount is deducted from the amount that you will need to pay. Your account is credited no earlier than 10 days before the beginning of each quarter in which you receive a Federal Supplemental Education Opportunity Grant, if you registered for the required number of credits for that quarter, and if all of your financial aid paperwork has been completed.
Academic Achievement Grant
The Academic Achievement Grant at The Art Institute of Pittsburgh – Online Division is an outstanding grant opportunity available exclusively to online students. Eligibility for the grant is based on a student's ability to maintain certain requirements, including successful class completion, maintaining any required monthly payments, and borrowing only enough loan money to cover tuition and fees. More information can be found on our Scholarships web page.
Vocational Rehabilitation
Some students may be eligible for Vocational Rehabilitation benefits, based on physical limitations or other needs. Your State or County Department of Social Services should be able to provide you with more information. The Art Institute of Pittsburgh - Online Division will accept Vocational Rehabilitation benefits, and the amount of the benefit will be deducted from the amount that the student needs to pay after all the paperwork has been completed.
Veteran's Benefits
The Art Institute of Pittsburgh - Online Division is an eligible institution for veteran's benefits. If you are a veteran and eligible for VA benefits, you should start the application process to receive your benefits as soon as you decide to attend school. Generally, the amount of the veteran's benefits is not deducted from the student's payments; rather, veteran students use these benefits to pay for some of their living expenses. You can call your local VA office for more information about your individual eligibility. Veterans' benefit information is available through the VA Web site.
Tax Benefits
Students, and parents of dependent students, may be eligible for federal tax credits. These tax credits are for a portion of payments for tuition or other eligible education expense. The payments can include payments made through loan funds. Please consult a tax advisor for more details.
What Types of Loans ( Direct , PLUS) are Available?
Federal Subsidized and Unsubsidized Direct Student Loans
These are loans that you must repay. Generally all students are eligible for these types of loans if they meet basic Federal eligibility requirements, and have not utilized all of their lifetime loan limits at previous schools. Annual loan limits depend on your grade level and your dependency status. Loan limits for the time you will be in school further depend on your program of study, and how you progress through the program.
The difference between "subsidized" and "unsubsidized" is that the Federal Government pays the interest on the Subsidized Direct Loan while the student is enrolled in school at least half time and during the 6 month grace period, interest on the Unsubsidized Direct Loan will begin to accrue immediately on disbursement. The student can pay this interest while in school or not pay it and let it capitalize on the original loan amount, increasing the overall amount required at repayment. Interest for both the subsidized and unsubsidized loan is a fixed rate. Contact your Financial Aid Officer for the current interest rate.
Almost all students who meet Federal eligibility requirements can receive a Direct Loan to pay for part of the education costs. The Subsidized Loans are available to students with remaining need after the Expected Family Contribution, any Grants or Scholarships, and some other forms of aid, are deducted from the total of direct and indirect costs of education. Students who have no remaining need can receive the Unsubsidized Direct Loan. Independent Students may receive an additional Unsubsidized Direct Loan. Dependent Students whose parents are unable to borrow a PLUS Loan can borrow at the Independent student levels.
During the Student Financial Planning process we will recommend the amount that you should borrow for each academic year and for the program. If you would like to see an estimate of what your monthly repayment amount will be after graduation, visit the Federal Loan Repayment Estimator web page.
Dependent students may borrow up to $31,000 in Federal Direct Loans for their total undergraduate career, and independent students may borrow up to $57,500; if you have borrowed Direct Loans to attend previous schools, those amounts will be counted in your aggregate total. Federal Direct Loan payments are usually sent to the school through a process called electronic funds transfer (EFT). This means that the funds are credited directly to your account each quarter to pay part of your educational expenses. You will receive a receipt from the school at the time that the account is credited.
The amounts of the Federal Subsidized and Unsubsidized Direct Loans will be shown on your Student Financial Plan. The Direct Loan payments are credited to your account in equal payments for each quarter in the loan period (usually 3 quarters) if you are registered for the required number of credits for that quarter, and if all of the financial aid paperwork has been completed.
The Direct Loan payment for the first quarter that you attend school will be credited to your account after 30 days for of the quarter has passed, if you are still in school and taking 6 or more credits, and if all of the required paperworkf has been completed. In subsequent quarters, the loan will be credited about 10 days before the beginning of the quarter, as long as you are registered for 6 or more credits, and if all of the financial aid paper work has been completed.
Before your first loan payment can be credited to your account, you must participate in an Entrance Interview. This is a loan counseling session during which you will learn more about your loan, and your rights and responsibilities associated with the loan. When you are ready to graduate, or if you decide to withdraw from school, you will need to participate in an Exit Interview to review your rights and responsibilities, and to discuss repayment options. You will receive information about the required Loan Counseling from your Student Finance Counselor.
You will also need to to sign a Master Promissory Note (MPN) which is the legal contract for the loan. MPN's are good for a period of ten years so you should only have to fill out one MPN while attending at the Art Institute of Pittsburgh – Online.
Federal Parent Loan for Undergraduate Students (PLUS)
A parent of a dependent student, who passes a simple credit check, can borrow the difference between the student's cost of attendance and the student's other aid. This is a fixed low interest rate loan. Contact your Financial Aid Officer for the current interest rate. There are fees that are deducted from the loan and passed on to the Federal Government; the fees reduce the amount of the loan disbursed. If, for some reason, your parent does not pass the credit check, you (the student) can borrow the Federal Direct Student Loan limits available for independent students. These are loans that must be repaid. Payments on the loan begin about 60 days after the loan has been fully disbursed.
Federal PLUS Loan payments are sent to the school through a process called electronic funds transfer (EFT). This means that the funds are credited directly to the student's account each quarter to pay part of the student's educational expenses. The borrower will receive a receipt from the school at the time that the account is credited.
The PLUS Loan payments are credited to your account in equal payments for each quarter in the loan period (usually 3 quarters). The loans will usually be credited no earlier than 10 days before the beginning of the quarter, if the student is registered for 6 or more credits for that quarter, and if all of the paperwork has been completed.
Can I use a Home Equity Loan to Finance My Education?
If you or your parents own a home, they/you may apply for a home equity loan to help finance your education. Interest on home equity loans may be tax deductible.
Will I be able to receive Financial Aid if I attend an online school?
Yes. There are Federal Financial Aid programs available to those who qualify.
What type of Financial Aid is available?
Federal grants, federal student loans, private loans based on lender credit evaluations, and in some cases state grants.
Are there any Age Restrictions for Obtaining Financial Aid?
There are no age related restrictions in receiving federal grants or student loans.
What if I Already Borrowed Federal Student Loans when I was Younger while Previously Attending College?
Provided you have not borrowed federal Direct Loans in excess of the lifetime limits established, you can borrow up to your remaining balance.
Do I need good credit to borrow Federal Student Loans or receive grants?
Absolutely not. Credit scores are not used to determine eligibility.
What is the Federal Pell Grant?
The Federal Pell Grant is the most common type of Federal Grant and is awarded to students who apply and qualify based on a need calculation that takes into consideration your family income, assets, family size and other factors.


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Capture the full flavor of coffee beans with the 10-cup grinder from Proctor Silex. The blade chops beans into fine, medium or coarse grounds. With dishwasher-safe parts and a retractable cord, it's easy to clean and store after use.
Carefully wipe bowl and blades with a damp cloth; rinse and dry cover
Cup Capacity: 12
Features: Stainless Steel Blades, Push Button Controls, Cord Storage
Number of Settings: 1
Grind Settings: Medium
Includes: Instruction Manual, Clear Cover
Safety and Security Features: Safety On/Off Button
Care and Cleaning: Dishwasher-safe Parts
other Info.
Warranty Information
To obtain a copy of the manufacturer's warranty for this item, please call Target Guest Services at 1-800-591-3869.
- Online Item #: 10837168
- Store Item Number (DPCI): 072-08-0988
- Item can be gift wrapped.
- Made in the USA or Imported


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Baseball Card Sets
Browse our database of Baseball Card Products which features set checklists, product highlights, expert analysis, reviews, price comparisons on boxes and great deals on hot baseball card singles.
- 1887-1929 Baseball Cards
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- 2014 Baseball Cards
- 2015 Baseball Cards
- 2016 Baseball Cards
- 2017 Baseball Cards
2014 Topps Tribute Baseball Cards
2014 Topps Tribute Baseball sees the return of the high-end brand that balances modern technology with classic players and themes. Every box includes four autographs and two relic cards, all numbered to 99 or less.
2014 Topps MLB Sticker Collection
2014 Topps MLB Sticker Collection offers a simple way to collect, especially for young collectors and those on a budget. The set has more than 300 stickers, including veterans, legends and mascots.
2014 Topps For Mayor Baseball Wall Art
Going deep into nostalgia, 2014 Topps For Mayor Baseball wall art features a set of limited edition prints. The over-sized pieces feature Johnny Bench, Nolan Ryan, Reggie Jackson and more.
2014 Famous Fabrics Big Apple Baseball Cards
2014 Famous Fabrics Big Apple Baseball looks at New York's rich history with the sport. Every box has a one-of-one cut signature and either a sketch card or game-used memorabilia card.
2014 ITG Past, Present, Future Baseball Cards
2014 ITG Past Present Future Baseball features the debut of a new type of autograph card that tries to bridge sticker and on-card autographs. The premium set includes 5 autographs and another high-end card per box.
2014 Topps Opening Day Baseball Cards
Aimed at collectors concerned more with having fun than monetary value, 2014 Topps Opening Day Baseball features a simple base set, 3-D inserts, mascot cards and autographs.
1965 Topps Embossed Baseball Cards
1965 Topps Embossed Baseball is one of the stranger and most distinct inserts of the era. It's also extremely affordable. The 72-card checklist includes Mickey Mantle, Willie Mays and Hank Aaron.
2013 Bowman Chrome Mini Baseball Cards
2013 Bowman Chrome Mini Baseball takes most of the year's Bowman Chrome prospects and rookies and shrinks them down. Each factory set includes 330 cards plus a minimum of 30 Refractors.
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The online-exclusive from Topps returns with 2014 Topps Turkey Red Baseball. Each box includes ten base cards and one autograph.
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1954 Red Heart Baseball Cards
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2010 Topps Update Baseball Cards
2010 Topps Update is the final chapter in the 2010 Topps Baseball Trilogy. Stephen Strasburg's rookie card headlines the wrap-up product, along with multiple All-Star Stitches inserts, new SP variations and more.
1986 Donruss Baseball Cards
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2010 Topps Series 2 Baseball Cards
2010 Topps Series 2 Baseball continues where Series 1 left off and also includes several new additions, such as History of the World Series, Vintage Legends Collection, Topps 2020, Red Hot Rookie Redemptions and Create Your Own Sketch Cards.
2010 Topps Series 1 Baseball Cards
2010 Topps Series 1 Baseball looks at the game's past, present, and future. In addition to autograph, relic, and insert cards, SP variations add a chase for collectors centered around the unlikely trio of baseball legends, pies and Abraham Lincoln.
2011 Topps Series 2 Baseball Cards
2011 Topps Series 2 Baseball picks up where Series 1 left off. The Diamond Anniversary is still the focus and a new slate of Diamond Sparkle variations offer an intriguing chase. Hobby boxes promise 1 autograph or relic and Jumbo boxes yield 1 autographs and 2 relics.
2014 Leaf Legends of the Diamond Baseball Cards
2014 Leaf Legends of the Diamond Baseball is a mix of old and new. Each box includes a graded vintage card from a Hall of Famer or notable snub along with a new art card.
2011 Topps Series 1 Baseball Cards
2011 Topps celebrates it's Diamond Anniversary through a 60-year retrospective of both the hobby and the game of baseball. All the bells and whistles of past Topps sets will be present with a slew of celebratory aspects, including the Diamond Giveaway, Legends and Diamond Sparkle variations, and plenty of autographs.
2013 Topps Supreme Baseball Cards
Available only in Asia, the hit-centered 2013 Topps Supreme Baseball includes two autographs per hobby box and 40 autographs per case.
1996 Topps Laser Baseball Cards
1996 Topps Laser Baseball has one of the most out-there designs to ever grace the hobby. Going far beyond traditional die-cuts, the unique set has a simple but challenging configuration.


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- Report: #461781
Report - Rebuttal - Arbitrate
Complaint Review: HSBC Bank USA, N.A.
HSBC Bank USA, N.A.One HSBC Center Buffalo, New York U.S.A.
HSBC Bank USA, N.A. Ripoff Artists Hide their location, Want Corp Headquarters Address? Buffalo New York
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This company will lie to you and take your money. They even ignore their own policy written on the back of your bill. Believe me...a billing dispute isn't a billing dispute to them. They will hit you with a late fee during a dispute even though the policy says they won't. They won't give you a one day grace period. They won't allow early payments. They would rather take the early payment and then use the next (early) payment for the previous month and say it is late so they can charge you a $39.00 late fee. And they charge you $10.00 to make your payment by phone.
And...they will tell you one thing when you buy a product and another when they hit you with "Deferred Fees, Interest, etc." Why do we want their Corporate address?? Because I am turning them in to every Consumer Affairs Dept in every state that they do business in, the Federal Consumer Affairs division and every Better Business Bureau office in every state they do business in.
It's companies like this that led to the Federal Trade Commission Act recently passed by Congress.
Placerville, California
This report was posted on Ripoff Report on 06/15/2009 01:26 PM and is a permanent record located here: http://www.ripoffreport.com/r/HSBC-Bank-USA-NA/Buffalo-New-York-14203/HSBC-Bank-USA-NA-Ripoff-Artists-Hide-their-location-Want-Corp-Headquarters-Address-B-461781. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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