text:
Bed & Breakfast
Enjoy a night of unparalleled comfort in one of our luxurious guestrooms and enjoy a delicious continental breakfast downstairs at Poggio.
- Overnight guestroom accommodations
- Continental breakfast offered in Poggio Restaurant
- Your choice of breakfast pastry, seasonal fresh fruit and Italian roast coffee.
Terms & Conditions: Based on availability. Black-out days may be applied. May not be combined with any other offer. Taxes and fees are additional.Reserve Now


text:
1 in 11 Freshmen Reports Having a Disability, Survey Finds
One in 11 college freshmen reports having a disability, up from one in 33 two decades ago, according to a new report by the American Council on Education.
Students are far likelier to report a learning disability than any other kind, the report...
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subset: commoncrawl


text:
- Report: #997292
Report - Rebuttal - Arbitrate
Complaint Review: The-Life-Business.com
The-Life-Business.com4072 Market Place Flint, Michigan United States of America
The-Life-Business.com The Eight (8) F's: Fake - Fraudulent - Fictitious - Frivolous - Fabricator - False - Facade - Foul In addition, Orrin "Scumbag" Woodward's "1st Book," "13 Plagiarized Resolutions for LIFE" Flint, Michigan
*Consumer Comment: Living Intentionally For Excellence
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This Ripoff Report pertains to a plagiarized book that Orrin "Scumbag" Woodward claims he wrote titled, "RESOLVED - 13 Resolutions for LIFE" The true title should be, "RESOLVED - 13 Plagiarized Resolutions for LIFE"
Orrin "Scumbag" Woodward is nothing more than a cheap hustler. Do not be deceived, just like all the garbage that comes from the "hand" of Orrin ''Scumbag" Woodward, or any printed material that is released from their criminal "business," it's full of bold-face plagiarism and fairy-tale lies!
Here's the truth people: Con-artists like Orrin "Scumbag" Woodward should be in jail for the travesties they commit on people that are truly trying to better their lives. [continued below]....
This report was posted on Ripoff Report on 01/15/2013 12:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/The-Life-Businesscom/Flint-Michigan-48507/The-Life-Businesscom-The-Eight-8-Fs-Fake-Fraudulent-Fictitious-Frivolous-Fabr-997292. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 Consumer Comment
Living Intentionally For Excellence
AUTHOR: BobSanders49 - (United States of America)
SUBMITTED: Tuesday, February 12, 2013POSTED: Tuesday, February 12, 2013
"Please note that rebuttals should NOT contain any of the following:Profanity, obscenity, threats of violence, racist remarks, false statements, personal information (i.e., social security numbers, credit card numbers, home address(es) or phone numbers), or any other information which violates Ripoff Report's Terms of Service;Rumors, speculation, or innuendo unless you have personal knowledge that your statements are true;Trivial comments (i.e., Nice report!) which do not add anything useful to the discussion."
The author could not have been "ripped off" because LIFE has a 30 day no-questions-asked money back policy. I personally have seen it at work. The staff is very accommodating.
I personally have read "Resolved: 13 Resolutions for life". Orren clearly attributes the source of the resolutions to George Washington, Benjamin Franklin and Jonathan Edwards. It is very obvious to me, that the author of the post cares nothing for the principles of diplomacy or persuasion taught by Benjamin Franklin. As a direct result of my reading, listening and association with other LIFE members, I see measurable improvement in my business sales skills, my faith, my family life, leadership abilities and the other "F's" that LIFE teaches.
Why not attend a free open meeting and judge for yourself?
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text:
- Report: #1125444
Report - Rebuttal - Arbitrate
Complaint Review: Commercial Real Estate Finance - CRE-Finance TRUSTED BUSINESS | Ripoff Report Verified Safe™ …businesses you can trust. Commercial Real Estate Finance builds lasting relationships with clients by acting as lender, advisor & partner to clients. Commercial Real Estate Finance's top priority is assisting clients in meeting financial goals. For over 10 years Commercial Real Estate Finance LLC assists commercial real estate clients meet investment objectives.
Financial Funding LLC2 Industrial Way West Suite 2021 Eatonton, New Jersey USA
CRE-Finance REVIEW: CRE-Finance dedicated to total customer satisfaction. CRE-Finance management takes hands on approach to working with clients from application through closing.
*UPDATE: CRE-Finance, LLC pledges commitment to Ripoff Report Corporate Advocacy, Business Remediation & Customer Satisfaction Program. A program that benefits consumers, ensuring complete satisfaction, confidence when doing business with a member business. CRE-Finance recognized by Ripoff Report Verified™ as a safe business service.
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EDitor's UPDATE: Positive rating and recognition has been given to CRE-Finance for its full commitment to quality customer service.
Ripoff Report's discussions with CRE-Finance, LLC have uncovered an ongoing dedication by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any concerns. CRE-Finance, LLC listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services.
CRE-Finance's principal and managing member, Mr. Richard Tretsky, has informed us that his personal philosophy is that his clients success are the heart of the business. [continued below]....
One of the things Ripoff Report learned in the course of its review is that typical customer feedback reads, "CRE-Finance, LLC truly communicate all aspects of the service in a timely and effective manner. We are very pleased with the responsiveness that the employees show us. They are serious about meeting commitments, and deliver on their promises."
The information provided in this report is based on comments made by Richard Tretsky during an onsite inspection held by a third party verification company with no biases toward World Patent Marketing.
Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..
CRE-Finance LLC is a correspondence commercial mortgage lending company that can also be found under the company name Financial Funding LLC. They provide a wide array loan options for potential clients for all types of commercial loans. One of CRE-Finance LLC's main objectives is dealing with banks, insurance companies, and investment bankers in order to place investor's loans with the right lender.
Most of their leads are developed through their positive reputation. Richard Tretsky went on to explain, "over the past forty years we have built a network of quality mortgage brokers, realtors, builders, and developers." The quality of their reputation has led to financial consultants and accountants referring their services to potential clients. Mr. Tretsky also informed us that they do advertise on both Google and yahoo which has provided leads for their company. It should be noted that none of the leads for CRE-Finance LLC are purchased.
During the onsite interview Mr. Tretsky was asked to describe a situation where a client was not satisfied with the level of service they received. Mr. Tretsky went on to explain that, "usually complaints against our company are in reference to clients believing that their property should be appraised at a higher value. If complaints like this arise CRE-Finance LLC with offer for an appraisal to be conducted by a third party appraiser. This allows for the client to have a firm understanding of their properties worth from an unbiased source. Complaints can also arise when clients are asked to provide documentation necessary to determine whether or not they qualify for a loan. However, once the proper documentation is provided and the loan can be closed the issues are resolved."
When asked to comment on complaints posted on Ripoff Report's website Mr. Tretsky informed us that some people who inquire services with CRE-Finance LLC believe that they will automatically qualify for a loan, or receive a certain loan amount. However, this is simply not the case, there are several factors that go into determining the qualifications of a loan. With over 40 years of experience and funding over 10,000 loans CRE-Finance LLC understands the many elements that go into applying for a loan, and are glad to go over applications and provide any information to get people funded. They will use all their professional experience to make sure every customer is ultimately satisfied.
When asked what type of changes they have made to honor their commitment to make things right with the customer per the request of Ripoff Report, Mr. Tretsky informed us that they have added additional staff, and spoke of one staff member in particular who has 25 years of experience. This staff member will primarily focus their attention on QUALITY CONTROL.
World Patent Marketing is proud to be a part of Ripoff Reports Corporate Advocacy Business Remediation and Customer Satisfaction Program. They view this as an opportunity to show their dedication to quality customer service through a trustworthy source.
"Whether you're an individual or a business, chances are you don't feel warm and fuzzy about commercial mortgages. The term "friendly, local banker" seems to be a sweet little notion left over from the last century—a relic that has lost its meaning. What's more, securing loans, finding reasonable fees, and simply getting sound financial guidance and personal attention have become major challenges. For many, the entire commercial mortgage experience is discouraging—even intimidating. At CRE Finance, LLC we're restoring your faith in Correspondents. Designed to be a resource for all your commercial mortgage needs, we focus on relationships first. By getting to know you, we're able to find solutions that let you meet your goals and fulfill your dreams. Small enough to be nimble—and unencumbered by the layers of bureaucracy that plague large institutions. We're creative and understanding, plus we have the flexibility to customize solutions and provide commercial financing needs that suits your situation. We respond quickly, so you can move forward with your life and your plans. Don't mistake "small" for "unsophisticated," though. Knowing that convenience is important to you, we offer innovative products that are very competitive. What really defines us is our team. Seasoned over 100 years of combined training, and extremely approachable, our executives and staff are also immersed in your loan process with the goal of building relationships and make your corner of the world a better place to live. At CRE Finance, LLC, your "friendly, Commercial Correspondent is here to serve you. So call us today to create the life you want, whether it's building a business, growing or expanding your business, financing one building or multiple buildings we are here to help."
"We are one of the top correspondent lenders for helping small businesses create and build their own businesses. With us, you'll always receive an honest and straightforward approach to financing that comes from a team who consistently with affiliates from large and small investors to find the best fit for the financial needs of small businesses all over the country. Please take time to review our site, learn about some of our programs, and meet the people who will work with you during the transaction, understand our history, and receive answers to some of your questions."
CRE-Finance, LLC's CRE-Finance, LLC's team have expressed that they feel very confident doing their job. CRE-Finance, LLC takes employee satisfaction seriously as well. Employee feedback and surveys reveal comments such as this, "CRE-FINANCE, LLC provides a very positive environment to work. Opportunities for suggestions and improvements are encouraged. Mr. Tretsky is truly concerned about our contribution to the company and providing growth opportunities for us. He takes the time to listen and communicate with employees and customers."
Ripoff Report was pleased to learn that CRE-Finance, LLC's past and current approach to business is focused on its pledge to total commitment towards client and employee satisfaction.
Choosing a Lender, Broker, or Correspondent Lender
"Maybe you've heard of mortgage lenders and mortgage brokers, but you're not sure what the difference is, or why you'd choose one over the other. Let's explore the differences between lenders and brokers, and also explore a third option -- the correspondent lender.
Lenders are banks, mortgage banks, or other financial institutions. These institutions lend their own money. They employ loan officers or other representatives to work with customers and underwriters to process the final loan approval. Underwriting may take place right in the lender's local branch, or at a central location.
Lenders fund your mortgage directly.
Brokers don't lend money. They shop your loan around to lenders until they find one to fund your loan. They may do some of the paperwork involved with funding the loan, but the ultimate underwriting approval is done by the lender.v Brokers work with lenders to fund your mortgage.
Correspondent Lenders
Correspondent lenders are almost like a hybrid between lenders and brokers. They can fund your mortgage themselves, or they can get your mortgage funded by a traditional lender. However, even when they send your mortgage out of house for funding, they can complete the underwriting process in-house, giving them more control and quicker turnaround than a broker.
Correspondent lenders may fund your mortgage directly, or by working with other lenders.
Which is better; a lender, broker, or correspondent lender?
The best person is the one who offers the most competitive rate, lowest fees, fastest turnaround on paperwork and approval, and lowest likelihood of botching your deal. Beyond that:
Brokers offer the flexibility of being able to shop multiple lenders at once. But once they send the paperwork to the lender for underwriting approval, they have no control over the process.
Lenders may offer quicker turnarounds since they conduct underwriting themselves. This is not always true for loan officers at national banks -- they often send their underwriting out of town to a central office.
Correspondent lenders are an excellent option, as they combine the flexibility of brokers and the processing speed and control of a lender."
CRE-Finance, LLC recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Report's review, Brandefined has made organizational changes allowing its clients and employees a more streamlined approach to problem resolution and a commitment to a great client experience.
In summary, after our review, which included discussions with Mr. Tretsky, Ripoff Report is convinced that CRE-Finance, LLC is committed to quality delivery of services resulting in total client satisfaction.
Read more about why consumers should feel confident when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it's a long name for a program that does a lot for both consumers and businesses alike.
Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. This program works.
As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every client who filed a complaint so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer.
Financial Funding LLC Rich Tretsky, Todd Tretsky, Terri Galligan,, Krtisten Kowalski, Demteria Hardwick Non payment of appraisal services Eatonton New Jersey
My company was sought out by Financial Funding LLC to appraise a property in Louisianna. We came to an agreement and made a commitment. My company met their commitment and rendered our agreed upon bill in September 2013.
Since then many contacts via telephone and email have been made with employees and owners of Financial Funding LLC but to no avail. They are always "checking with accounting" but no payment is ever rendered. My company is aware that Financial Funding LLC has been paid by their client and this payments included the cost of our appraisal services. However, as of February 21, 2014, we cannot secure payment and now we can no longer get anyone at this company to respond to emails or telephone messages.
I would not advise doing business with this company. They appear to be negligent, underhanded and unethical in their business practices.
This report was posted on Ripoff Report on 02/21/2014 12:38 PM and is a permanent record located here: http://www.ripoffreport.com/r/Financial-Funding-LLC/Eatonton-New-Jersey-07724/Financial-Funding-LLC-Rich-Tretsky-Todd-Tretsky-Terri-Galligan-Krtisten-Kowalski-De-1125444. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text:
Disabled Veterans' Care:
Better Data and More Accountability Needed to Adequately Assess Care
HEHS-00-57: Published: Apr 21, 2000. Publicly Released: May 16, 2000.
Additional Materials:
- Full Report:
(202) 512-3000
Office of Public Affairs
(202) 512-4800
Pursuant to a congressional request, GAO reviewed the Department of Veterans Affairs' (VA) compliance with the requirements to maintain capacity and access for veterans with special disabilities, focusing on: (1) the accuracy of the conclusions in VA's fiscal year (FY) 1998 annual capacity report; and (2) challenges facing VA in managing its special disability programs.
GAO noted that: (1) VA concluded in its annual report for FY 1998 that it had maintained its capacity to treat veterans with special disabilities; (2) however, VA's data are not sufficient to support that conclusion because of extensive data problems, such as the use of unreliable proxy measures to identify veterans with special disabilities; (3) moreover, VA based its conclusion on national statistics that indicated more special disability veterans were served with fewer resources expended in 1998 than in 1996; (4) however, there is considerable variability among the Veterans Integrated Service Networks (VISN), and, in fact, some VISNs reported serving fewer veterans; (5) in addition, VA attributes reduced expenditures and the use of fewer resources to efficiency gains--however, because it lacks outcome measures, VA cannot tell whether it has maintained, enhanced, or diminished quality of care; (6) VA faces challenges in maintaining its capacity to serve special disability populations; and (7) in particular, the lack of a single VA headquarters unit accountable for ensuring compliance with the capacity legislation may have caused delays in: (a) monitoring and investigating locations where capacity appears to have declined; and (b) fully implementing congressionally mandated performance standards for VA employees responsible for allocating and managing special disability program resources.
Recommendations for Executive Action
Status: Closed - Implemented
Comments: VA created a position in the Office of Patient Care Services to serve as the national coordinator for special disability program activities. The person will work with field and headquarters' offices responsible for service delivery, data, quality, resource and reporting issues, and will serve to provide increased emphasis on VA's continuing efforts to better coordinate responsibilities among the various offices. In addition, each Veterans Integrated Service Network (VISN) designated their clinical manager as coordinator for special disability programs to work with the headquarters' coordinator.
Recommendation: To help ensure compliance with the law, the Secretary of Veterans Affairs should direct the Under Secretary for Health to assign lead responsibility to a headquarters unit for initiating efforts to monitor and determine the causes for apparent declines in capacity.
Agency Affected: Department of Veterans Affairs
Status: Closed - Implemented
Comments: VA has appointed a national coordinator for special disability program activities located in the Office of Patient Care Services. This coordinator has been assigned the task of ensuring that the job performance standards for employees who are responsible for allocating and managing the resources used to serve veterans with special disabilities are completed and implemented. Performance standards, related to the quality of care provided to special disability program patients have been implemented for VA's 22 network directors. In addition, performance standards related to the maintenance of capacity to treat all types of special disability program patients have also been implemented.
Recommendation: To help ensure compliance with the law, the Secretary of Veterans Affairs should direct the Under Secretary for Health to assign lead responsibility to a headquarters unit for developing job performance standards for employees who are responsible for allocating and managing the resources used to serve veterans with special disabilities.
Agency Affected: Department of Veterans Affairs
Explore the full database of GAO's Open Recommendations »
Jul 29, 2016
Veterans Health Administration:Personnel Data Show Losses Increased for Clinical Occupations from Fiscal Year 2011 through 2015, Driven by Voluntary Resignations and RetirementsGAO-16-666R: Published: Jul 29, 2016. Publicly Released: Jul 29, 2016.
Jul 28, 2016
VA Real Property:Leasing Can Provide Flexibility to Meet Needs but VA Should Demonstrate the BenefitsGAO-16-619: Published: Jun 28, 2016. Publicly Released: Jul 28, 2016.
Jun 27, 2016
Veterans Crisis Line:Additional Testing, Monitoring, and Information Needed to Ensure Better Quality ServiceGAO-16-373: Published: May 26, 2016. Publicly Released: Jun 27, 2016.
Jun 6, 2016
VA Health Care:Improvements Needed for Management and Oversight of Sole- Source Affiliate Contract DevelopmentGAO-16-426: Published: May 6, 2016. Publicly Released: Jun 6, 2016.
May 11, 2016
Veterans' Health Care:Proper Plan Needed to Modernize System for Paying Community ProvidersGAO-16-353: Published: May 11, 2016. Publicly Released: May 11, 2016.
Apr 28, 2016
Veterans Justice Outreach Program:VA Could Improve Management by Establishing Performance Measures and Fully Assessing RisksGAO-16-393: Published: Apr 28, 2016. Publicly Released: Apr 28, 2016.
Mar 21, 2016
Veteran-Owned Small Businesses:VA Improved Its Verification Program but Lacks an Effective Operational Plan for Ongoing EffortsGAO-16-129: Published: Mar 21, 2016. Publicly Released: Mar 21, 2016.
Feb 10, 2016
VA's Health Care Budget:Preliminary Observations on Efforts to Improve Tracking of Obligations and Projected UtilizationGAO-16-374T: Published: Feb 10, 2016. Publicly Released: Feb 10, 2016.
Jan 12, 2016
Veterans Benefits Management System:Ongoing Efforts Can Be Improved; Goals Are Needed to Promote Increased User SatisfactionGAO-16-227T: Published: Jan 12, 2016. Publicly Released: Jan 12, 2016.
Nov 18, 2015
VA Benefits:Outcome Measures and More Outreach Would Enhance the Post-9/11 On-the-Job Training and Apprenticeship ProgramsGAO-16-215T: Published: Nov 18, 2015. Publicly Released: Nov 18, 2015.
Looking for more? Browse all our products here


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KG, somewhere in this mess of messages I posted a few days back some info on RNN. Talked to G yesterday and he noted you inquired about it. Let me know if you can't find it. It was about two or three days ago. Hope you're having a good weekend. t
I can't seem to find your post on your info for RNN. Can you please re-post the information.
Sentiment: Buy


text:
If someone comments on my blog but hasn't entered a web address, the link will take you to a 404 if you click "visit name".
I'll bet this is an easy fix. You can see the blog here: http://www.therantpack.com.
If there is no address submitted by the commenter, it will take you to: http://therantpack.com/archives/ Which is a dead link.
Any ideas?


text:
- Report: #375741
Report - Rebuttal - Arbitrate
Complaint Review: Cash Call
Cash CallAnaheim, California U.S.A.
Cash Call unwilling to work with me after 3 years of on time payments over $4000 for 2200 Anaheim California
*Consumer Comment: CC will not work with anyone over the phone..
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bakersfield, California
This report was posted on Ripoff Report on 09/24/2008 01:17 PM and is a permanent record located here: http://www.ripoffreport.com/r/Cash-Call/Anaheim-California-92816/Cash-Call-unwilling-to-work-with-me-after-3-years-of-on-time-payments-over-4000-for-2200-375741. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 Consumer Comment
CC will not work with anyone over the phone..
AUTHOR: Video Chic - (U.S.A.)
SUBMITTED: Friday, September 26, 2008POSTED: Friday, September 26, 2008
I totally understand your situation as I have gone thru this with them. CC will not work with you over the phone when there is open communication and you have a need for them to work with you.
There are two goals for them:
1. They want all of the money they think they are owed including the excessive interest!
2. They love to destroy credit ratings, you would think not, but this is one of their objectives to make sure you have no-one but them to go to for any type of financial help.
What I did was, I tried last November 2007 to get them to work with me as the IRS, thru a VOLUNTARY agreement has most of my money. I was willing to work out a $100.00 a month plan to pay the loan. They would have nothing to do with it. Until September 2008 and after countless attempts and paying them $3800.00 on a $2600.00 loan, we ended up in Small Claims Court.
At that time and only at that time, were they willing to hear me. Coming face to face with someone is certainly the only way to get this company under some sort of control. They first said they wanted an additonal $5000.00, then $2300.00, but I told them NO, While at the courthouse, I wiggled them down to $1100.00 total, all interest ceased, and get this, PAYMENTS OF $100.00 A MONTH for 11 months with a 5 day grace period! (Which ia all I wanted to begin with-sheesh) So altho I did not want to pay them another d**n dime, I at least kept a judgement off my record and got the whole interest thing under control, as this is what knocks everyone out of whack and causes the oversized monthly payment to begin with.
So my suggestion to you is, it is a bold one, but they have already planned on messing your credit up, this is a given. And if you credit is already "not the best it can be", let it go to Small Claims court! The fact that you have paid them in excess of $6000.00 and can prove this,i s a huge plus! Bring all you can to court and I mean everything you can muster, right down to phone bills showing you have placed calls in an attempt to get them to work with you.
DO NOT listen to those on this site who throw the ole "you signed a contract" crap at you, as , duh, I think that is only obvious right? The point is to get CC to STOP! Come to an agreement with you and call it a day. Just keep in mind to never miss a payment under the court appointed one or they will file a judgement against you.
Now I know this sounds crazy, but when dealing with a company like this, this is your only option if you want this whole mess to stop. And never contact them again, send ALL your payments to them Certified Mail/Return Receipt!
Good luck Scott....
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text:
You are a fan of rich stick ? Come to discover the best forums rich stick on the internet and share your experience with a community fan of rich stick . You can also build a forum rich stick and create your online discussion.
Young Rich Nation, or YRN for short, is a Plazma Burst 2 clan founded by Josh8019924. These forums are used by members of the clan as well as people that apply to become members of the clan.


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Bauer returning to Indianapolis
INDIANAPOLIS The leader of boycotting House Democrats plans to return to Indianapolis.
Spokesman John Schorg says House Minority Leader Patrick Bauer will return from Illinois to Indianapolis for a meeting on Wednesday, but it is not clear if the meeting will be with Republican House Speaker Brian Bosma.
House Republican spokeswoman Tory Flynn says Bosma does not have any meeting scheduled with Bauer.
A meeting between the two leaders would signal improving relations surrounding the week-long Statehouse standoff.
It is not clear what any talks would actually accomplish. Bauer says he wants to negotiate but Bosma says he won't cut a back room deal or agree to take GOP proposals off the table.
Bauer and most Democrats fled to Urbana, Ill., last Tuesday to derail bills they oppose.
The Associated Press


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Packers and Movers Warje
Century Packways Warje Pune provides home, office, apartment and condo moving anywhere in Warje Pune at affordable price tags. We are the professional domestic packers and movers in Warje Pune with vast experience and wide expertise. Century Packways Warje Pune knows that you are in search of professional relocation services in Warje Pune and thus, we take care of your belongings as our own. Our dedicated, careful, prompt and professional staffs serve our clients with pleasant heart and mind.
- No #1 Packers Movers In Pune
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- Branch Office All Over India
Century Packways Warje Pune with hundreds of satisfied clients serves you with utmost care. When it is the time to move on, we are here to get your job done right on time at affordable rates.
Century Packways Warje:- Our experience, shared with our specific packing materials, will provide the best probable safety to your valued belongings. Our highly skilled, experts packing staff will arrive at elected time with all the suitable packing materials and get the job done professionally, in a minimum of time.
- Packing And Moving Service In Warje
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- Car Moving Service In Warje
- Local Shifting Service In Warje


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Celebrating The Big Silver Anniversary: Three Creative Ways To Cut Costs Without Cutting Anything Out
Hitting twenty-five years in marriage, or the Silver Anniversary as it is commonly called, is a cause for a major celebration. With the invites and decoration, the price of things can build up pretty quickly, leaving you over budget and broke. There is no need to stress. You can actually cut a few corners without it being noticeable. One of the most expensive items on your list will be the cost of food. Though you can't let your guests go hungry, there are several creative ways to cut down on the cost of food.
Make It A Sweet Affair
There aren't any rules saying that your anniversary celebration has to be at dinner time. If you start the celebration after dinner and offer desserts and treats instead, it will cut down on the cost of food drastically. Having a dessert table will make the celebration more intimate as well. By incorporating desserts, you will have more time to mingle and talk, making the anniversary party more personal for you and your guests.
Use Your Hands
Finger foods are perfect for celebrations. You can cut down on your food bill by just providing simple foods that your guests can pick up. Not only will you not have to hassle with the washing of the dishware afterward, you also won't have to worry about who has food allergies and who is now a vegetarian. Incorporating finger foods will also cut down on preparation time so you won't have to stress about running around and getting everything finished at the last minute.
Try A Potluck
If you want to get really creative with your budget cut, consider doing a potluck style menu. Having a potluck will not only cut back on costs and save you money, but it will take some of the stress off of you by having close guests help. Ask your close family and friends to bring their signature dish to your celebration. Assign some close guests to bring the main course and others to bring a simple side dish or dessert. Celebrating your bug twenty-five years together is an amazing achievement so family members may be more than happy to be involved. If you choose to go this route, be sure to ask them at least two weeks in advance. This will give them enough time to think and plan for the perfect dish to bring.
Celebrating your twenty-five years together in marriage is an amazing accomplishment, so it's no wonder you want to go all out. You can also always decide to go with a catered event so that you can relax and let someone else handle the details. Click the following link if you're interested in learning more about this topic.Read More
The Benefits Of Hiring Food Service Management
If you are planning an event, hiring a food service management service could be the best investment you make. There are many benefits to contracting out the management of your food service as opposed to simply ordering delivery or going to a restaurant. Whether you are preparing for a wedding, a business gathering, or a club meeting, you can enjoy all of these benefits:
When you use traditional catering services, you can never be too sure about the level of professionalism that will be shown by the staff. Your waiters, bartenders, and cooks could range from recently unemployed dropouts to young high school kids who don't know how to treat world class guests or clients. That is not to mention the tacky nature of ordering pizza or other fast food for a classy event. Instead, you can hire a management service to ensure every guest is charmed and treated with the utmost respect.
Food Safety
A food service management company has an incentive to ensure that all of the food they prepare and serve is safe to eat. The food will usually be held at the appropriate temperatures and made with food safety equipment such as gloves, according to the local health agency's requirements. There is no such guarantee with other types of food services.
Speed of Service
While traditional restaurants can take ages to prepare food, a food service management team is well equipped and prepared to keep delicious morsels available for your guests at all times. There will never be a dull (or hungry) moment.
Food Knowledge
One of the most frustrating things for your guests is not knowing what is in the food they are eating (or how it was prepared). Furthermore, this is dangerous, as many folks nowadays have food allergies that need to be addressed. Trained staff of the management company can accommodate all questions and more.
Prep and Clean Up
No one likes to clean dishes and pans (not to mention dirty plates and glasses) after the meal is finished. Don't worry yourself about these mundane tasks — outsource them to professionals instead.
No matter what the occasion, you can get great added value with a food service management service. Not only do you get better tasting food, but you can enjoy a variety of additional perks. Clean, safe, fast, and friendly are just some of the words that describe the unique experience of outsourcing all of your event's food needs.
For more information, talk with some local food service management companies, such as New Horizon Foods.Read More
Got Beer? Add It To These Foods To Add A Lot Of Flavor
There are many foods that beer will add to a lot of flavor to. It is not a lot of beer, so you don't have to worry about the quantity of alcohol they might be ingesting by eating the food with some beer in it. They will likely not even know there is beer in it. Below are 3 foods you can cook that your family will love.
Spaghetti Sauce
If you have a homemade spaghetti sauce recipe, add one can of dark beer to it when you first make it. Dark beer works well because it adds a slight spicy flavor to the sauce, and brings out the flavor better. You can also add beer to store-bought spaghetti sauce to make it taste better. You should let the spaghetti simmer for a few hours to give the beer time to cook in with the food.
Fried Foods
If you are frying some onion rings or shrimp, add a large can of white beer to the batter. This works better with white beer because this beer has a more mellow taste. The carbonation from beer mixes with the sugars in the batter, and helps the batter brown better, and also a lot quicker. It also makes the batter taste more airy. Your family will love this new taste and think of you as the king of the kitchen.
If you are cooking something like chicken, steak, or any other meat, make a beer marinade to soak them in overnight. You can choose white or dark beer, depending on if you want the taste to be mellow or spicy. To make the beer marinade dump one can of beer in a plastic bag with a seal on it, add a few pieces of onion, and some black pepper, place the meat in, and seal up the bag. Place the bag in the refrigerator and let the meat soak in it overnight. Remove the meat from the marinade and cook it the way you want. Beer will help the meat caramelize and brown up better for you, as well as add some great flavor.
You can find many recipes that have beer as one of the ingredients, so try out different things to see what you like best. There are also many desserts that use beer. In most cases, they will call for white beer since it is fruity and mellower. Click here for more information on craft beer.Read More
Deep Fryer Safety Tips Everybody Should Know
While eating fried food on a daily basis isn't recommended for a healthy diet, there's no denying that fried food can be a wonderful treat every so often. At the same time, however, frying food can be dangerous if you don't know what you're doing, as frying oils can get extremely hot and even a small splatter of hot oil on the skin can cause serious burns. By keeping some tips in mind, however, just about anybody who obtains frymaster parts can successfully use a fryer.
Don't Overcrowd the Fryer Basket
One of the most common mistakes made when using a fryer with a built-in frying basket is that of putting too much food in the basket at once. When you do this, you run the risk of your food not getting evenly cooked, which is a health hazard when it comes to frying meats (such as chicken wings). Furthermore, if the frying basket is too crowded, you could end up with overflowing of oil from the fryer, which can become a very dangerous situation rather quickly.
Know Proper Cooking Temperatures
Whenever you're frying raw meat that's been battered, it's an absolute must that you know the proper temperatures at which to do so. For instance, the minimum temperature at which chicken is considered safe for human consumption is 165 Fahrenheit. Always make sure that you check the temperature of the food so that you know it's 100% done and safe to eat. Specifically, a quick-read digital meat thermometer will make the process simple and fast.
Dispose of Used Oil Properly
Finally, know how to deal with the oil once you're done cooking. Always allow it to cool completely, but don't let it harden within the fryer itself. If you plan on reusing the oil, pour it into a glass container and refrigerate it until your next use. On the other hand, if the oil needs to be discarded (for instance, if it has a foul odor), then the best way to do so is to pour the oil into a glass jar and throwing it into the trash. Never pour used oil down a drain, as this can cause major plumbing clogs.
As you can see, there's a lot to keep in mind when it comes to frying food, whether in a frymaster or even at home in a pot of hot oil. By keeping these tips in mind, you'll be well on your way to delicious fried food in no time.Read More


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Skip to comments.Massive Fireball Reported Across Midwestern Sky (Video)
Posted on 04/15/2010 4:58:06 PM PDT by Talkradio03
Video from CNN, on Drudge now, "a large meteorite could have caused the brilliant fireball that has been reported," the National Weather Service said..."The fireball was visible for about 15 minutes beginning about 10 p.m"...NWS got reports of a sonic boom...New video
(Excerpt) Read more at hotairpundit.blogspot.com ...
OMG! Where is Dennis Kucinich and his tin-foil hat?
It is plan 9 from outer space...Maximum Energy. Obamanauts Away!
Any freepers see it?
Is this ANOTHER one?
There was video this morning on FOX news that an Idaho police dashboard cam caught by luck.
Mars Attacks!!!!
Just my ex wife cooking again.....
TV series meteorite men have another episode...finally
>Any freepers see it?
From Freeper "stars & stripes forever":
"My husband and I saw the fireball as we were coming home from church. It looked like a bright star; then it got larger and very bright before it exploded! The whole sky lit up.
It was a magnificent sight."
Things are getting Biblical in scale.
"The fireball was visible for about 15 minutes ..." Um, then it was not a fireball, as in meteorite or meteor.
It was Obama and the dmeocrats!
Still how can that space station be safe with all these rocks passing through our orbit.
I hope not, all those ack, ack, acks are hard to take:).
From SpaceWeather.com:
Last night, around 10:05 pm CDT, sky watchers in Minnesota, Wisconsin, Iowa, Illinois and Missouri witnessed a brilliant green fireball streaking across the sky. Images from a rooftop webcam in Madison, Wisconsin, show a brilliant midair explosion:
Credit: University of Wisconsin - AOS/SSEC
The fireball was caused by a small asteroid hitting Earth's atmosphere at a shallow angle. Preliminary infrasound measurements place the energy of the blast at 20 tons of TNT (0.02 kton), with considerable uncertainty. Bill Cooke of NASA's Meteoroid Environment Office estimates that the space rock was about 1 meter wide and massed some 1260 kg. "Fireballs of this size are surprisingly common," he notes. "They hit Earth about 14 times a month, on average, although most go unnoticed because they appear during the day or over unpopulated areas."
Many readers have asked if fragments of the meteoroid might have reached Earth. The answer is yes. Cooke advises looking directly underneath the fireball's debris trail, which was pinged by National Weather Service radars in Iowa. Click here and here for maps.
Never fear, we have Slim Whitman's song, "Indian Love Call" to protect us ....
Zero said at NASA today that he expects to land on an asteroid, he just missed his chance
...perhaps they meant fifteen SECONDS...
It is extremely unlikely that a space rock will hit the Space Station. It's more likely to be struck by a piece of "space junk" (man-made objects zipping around Earth at speeds in excess of 15,000 miles per hour).
And just where will you stand to watch a meteorite for FIFTEEN MINUTES?
They probably meant the smoke trail from it lingered for about 15 minutes.
Here is an alternative link to the SpaceWeather.com piece I posted above (as opposed to a general link to their home page):
The report states that it entered the atmosphere at a *shallow* angle. This would have slowed it down significantly. The 15 minute time frame, I doubt, was from any one location. It probably was the duration of all of the observations combined. Some reports may have included the lingering smoke trail as well.
Swamp gas... nothing to see, move along.
Nope. Would have been cool though.
Keep in mind that this was NOT a standard meteor (sand-sized particle that zips across the sky) but rather a small asteroid passing through the atmosphere at a shallow angle.
Here's a YouTube video of the famous Grand Tetons asteroid:
Oct 8, 1972 Grand Teton National Park USA:
Al Gore farted!
It's a shame that the asteroid didn't land on him, the human hemmorhoid.
Breaking News:
Rick Sanchez just reported that the event was a real big word like Hawaii.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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test caption placement
Join us as we welcome Máire Treanor, author of Clones Lace: The Story and Patterns of an Irish Crochet, and recently featured in Interweave Crochet, for an informal demonstration of traditional Irish motifs and patterns as well as the ways she is modernizing the craft. If you are interested in the traditional art of Clones Irish Crochet Lace and would like to see these works of art in person, visit the store between 1pm and 3pm on Saturday July 28th. To learn more about Máire Treanor and Clones Irish Lace, you can visit her site and then join us to meet the artist!
This is a free event!


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Play any type of Game at Y8.com. The biggest Game Collection to play free online. Flash, Unity 3D, Html5, Android, Java and Shockwave.
You are Guy Johnson mild mannered desk clerk for the FBI who was on his drive home when he saw a UFO crash into a pond. Rushing out with your handy fishing gear you must collect the artifacts from the pond before the public gets their grubby mitts on them.
Use the mouse button to lower your hook, when you hook something hold the mouse button or spin the mouse wheel to reel in the line.


text:
Call of Duty: Modern Warfare 2
More information
Product overview
The call of duty needs answering once again, as the blockbusting first person shooter series returns to the modern day. A direct sequel to Call of Duty 4: Modern Warfare, you now play new character Sgt Gary "Roach" Sanderson. Your commander is "Soap" from the first game as you join a multinational anti-terrorist squad out to stop Russian ultra nationalists.
Watch your squad grow from inexperienced rookies to veteran warriors A snowmobile race is just one of the new vehicle sections. Modern Warfare 2 is a direct sequel to Call of Duty 4. You'll journey all around the world in the fight against terrorism.
Many of the details on the game are still sketchy but it promises to feature an even more varied series of locales than the ever before, including a snowbound enemy camp that starts with a daredevil mountain climb across the ice before a stealthy infiltration goes awry and you have to run for your life by commandeering a snowmobile.
But that's just the single player mode - the multiplayer is expected to be even more ground-breaking than before, with new co-op options and even more rewards and perks for competitive play.
- Call of Warfare: Stunning cinematic action, including new underwater missions, new gadgets such as the motion detector and new vehicles including snowmobiles and more.
- Rough guide: Massive globe-spanning adventure sees you travelling to the deserts of Afghanistan, the slums of Rio de Janerio and the wilderness of Russia.
- Bigger world: New larger levels allow you to tackle missions however you want: will you try a frontal assault or a more stealthy approach from another angle?
- Special co-op: New Special Forces mode will introduce two player co-operative play for the first time, in a series of non-story missions.
- Be the best: Competitive multiplayer is even bigger and better than before, with all-new rewards for everyone from raw recruits to the most experienced players.
Reviews (5)
Summary of Member Ratings and Reviews
Average Member Rating:
Key member stats:
- 5 member(s) reviewed this product.
good game
Posted by maggie1 26/11/2014 at 4:45:31 PM
This game is the best call of duty I have ever played
modern warfare 2
Posted by Kallum E 13/08/2014 at 7:14:19 PM
OMG this game is so good its so cool just like gta5 but only warfare only. this game is epic!!!!!!!!!!!!!!!!!!!!!!!!
Trickshot Paradise
Posted by xoWes 14/06/2013 at 12:34:15 AM
If you are a trickshotter this is the game for you! The only downside is that the hackers will eat you alive. Almost everyone sets up if you are a trickshotter and it can be hard to find someone who won't set up, but that's not a problem because this is an old game and you can't really put mw2 shots into an episode. CLEANEST TRICKSHOTS OUT.
awesome game
Posted by Tyler B 31/08/2012 at 9:06:54 PM
one of the best call of dutys ever awesome game
Posted by x360-_-Dreamz 18/08/2012 at 6:14:44 PM
the campaign is awesome spec ops is amazing and multiplayer is great only let down is that the hackers got to it and ruined it for everyone else.


text:
- Report: #692858
Report - Rebuttal - Arbitrate
Complaint Review: Executive Business Network, LLC
Executive Business Network, LLCP.O. Box 17079 Phoenix, Arizona United States of America
Executive Business Network, LLC biggestshoppingstore.com Gave misleading information that enticed me to join. Phoenix, Arizona
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1. When approached with this business, I was told I could earn anywhere from 10 to 40% commission off products purchased depending on the store. In reality, I have only earned 3% commission.
2. I was told when joining that what has been purchased would be listed on your site (which mine is called theshopandtravelstore) and would show the purchase and the commission. The only thing that has ever been listed is when I first joined in September 2010 and it shows six listings. I purchased a product in September but mine is not listed.
3. The company does not return phone calls when you leave a message. However, if you are lucky enough to get hold of them and they have to call you back, they may or may not call you.
I joined this company because I was told I would earn 10 to 40% commission and I would have a record on the site of sales and commissions that I have made. Myself, family and friends have purchased products and I do not see on the site our purchases or commissions if I've even received any. I've called the company numerous times to try and get this resolved but it has not been resolved to my satisfaction.
When I joined, I also purchased the marketing plan. I was lead to believe, with the marketing plan, that through the holidays I could expect to earn alot more than my minimum credit card payment. In fact, my checks were less. After a couple of months of being in the company, they have called me twice in hopes that I would purchase additional plans.
I am very dissatisfied with this company and would not recommend them to anyone.
This report was posted on Ripoff Report on 02/09/2011 07:16 AM and is a permanent record located here: http://www.ripoffreport.com/r/Executive-Business-Network-LLC/Phoenix-Arizona-85011/Executive-Business-Network-LLC-biggestshoppingstorecom-Gave-misleading-information-that-692858. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text:
Aliases for URI1 Gene
Aliases for URI1 Gene
External Ids for URI1 Gene
- Entrez Gene: 8725
- Ensembl: ENSG00000105176
- UniProtKB: O94763
Previous HGNC Symbols for URI1 Gene
- C19orf2
Previous GeneCards Identifiers for URI1 Gene
Summaries for URI1 Gene
This gene encodes member of the prefoldin family of molecular chaperones. The encoded protein functions as a scaffolding protein and plays roles in ubiquitination and transcription, in part though interactions with the RNA polymerase II subunit RPB5. This gene may play a role in multiple malignancies including ovarian cancer and hepatocellular carcinoma. Alternatively spliced transcript variants encoding multiple isoforms have been observed for this gene, and a pseudogene of this gene is located on the long arm of chromosome 22. [provided by RefSeq, Nov 2011]
GeneCards Summary for URI1 Gene
URI1 (URI1 Prefoldin-Like Chaperone) is a Protein Coding gene. Diseases associated with URI1 include hepatocellular carcinoma. GO annotations related to this gene include chromatin binding and protein phosphatase inhibitor activity.
UniProtKB/Swiss-Prot for URI1 Gene
Involved in gene transcription regulation. Acts as a transcriptional repressor in concert with the corepressor UXT to regulate androgen receptor (AR) transcription. May act as a tumor suppressor to repress AR-mediated gene transcription and to inhibit anchorage-independent growth in prostate cancer cells. Required for cell survival in ovarian cancer cells. Together with UXT, associates with chromatin to the NKX3-1 promoter region. Antagonizes transcriptional modulation via hepatitis B virus X protein.
Plays a central role in maintaining S6K1 signaling and BAD phosphorylation under normal growth conditions thereby protecting cells from potential deleterious effects of sustained S6K1 signaling. The URI1-PPP1CC complex acts as a central component of a negative feedback mechanism that counteracts excessive S6K1 survival signaling to BAD in response to growth factors. Mediates inhibition of PPP1CC phosphatase activity in mitochondria. Coordinates the regulation of nutrient-sensitive gene expression availability in a mTOR-dependent manner. Seems to be a scaffolding protein able to assemble a prefoldin-like complex that contains PFDs and proteins with roles in transcription and ubiquitination.


text:
안녕하세요.^^ Have you ever intruduced yourself in Korean? There are a lot of different ways to introduce yourself in Korean and one of them is "저는 _(name)_ (이)라고 해요."
In this TalkToMeInKorean lesson, we are looking at how to use -(이)라고 [-(i)-ra-go]. Listen in to find out how this structure is used in natural context.
Be sure to check the PDF for the correct spelling of the expressions and if you have any questions, please feel free to leave us comments!
You can view a free PDF for this lesson here, or if you want to study with our TalkToMeInKorean textbooks, you can get them here.


text:
FREE SHIPPING on orders of $85 or more
An excerpt from www.HouseOfNames.com archives copyright © 2000 - 2016
Livermore is a name whose history is connected to the ancient Anglo-Saxon tribes of Britain. The name is derived from when the Livermore family once lived in the parish of Great Livermere on the nearby parish of Little Livermere, which lie about six miles from the Abbey of Bury St. Edmunds in Suffolk. he surname Livermore belongs to the large category of Anglo-Saxon habitation names, which are derived from pre-existing names for towns, villages, parishes, or farmsteads.
The surname Livermore was first found in Suffolk where they held a family seat from very ancient times, some say well before the Norman Conquest and the arrival of Duke William at Hastings in 1066 A.D.
Sound was what guided spelling in the essentially pre-literate Middle Ages, so one person's name was often recorded under several variations during a single lifetime. Also, before the advent of the printing press and the first dictionaries, the English language was not standardized. Therefore, spelling variations were common, even among the names of the most literate people. Known variations of the Livermore family name include Livermore, Livermere, Levermore and others.
This web page shows only a small excerpt of our Livermore research. Another 246 words (18 lines of text) covering the year 1273 is included under the topic Early Livermore History in all our PDF Extended History products and printed products wherever possible.
More information is included under the topic Early Livermore Notables in all our PDF Extended History products and printed products wherever possible.
For political, religious, and economic reasons, thousands of English families boarded ships for Ireland, Canada, the America colonies, and many of smaller tropical colonies in the hope of finding better lives abroad. Although the passage on the cramped, dank ships caused many to arrive in the New World diseased and starving, those families that survived the trip often went on to make valuable contributions to those new societies to which they arrived. Early immigrants bearing the Livermore surname or a spelling variation of the name include:
Livermore Settlers in United States in the 17th Century
Livermore Settlers in United States in the 18th Century
Livermore Settlers in United States in the 19th Century
Livermore Settlers in Canada in the 18th Century
Livermore Settlers in Australia in the 19th Century
Livermore Historic Events
RMS Lusitania
Other References
The Livermore Family Crest was acquired from the Houseofnames.com archives. The Livermore Family Crest was drawn according to heraldic standards based on published blazons. We generally include the oldest published family crest once associated with each surname.
This page was last modified on 15 February 2016 at 16:20.
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text:
Hi there,
I've just set up this plugin and can't get it to work,
I've created a new app on Flickr and added the API key in the box but i keep getting this error:
Invalid values, the settings have not been updated
API Key is not valid
Which leaves me unable to do anything!
Any ideas why my API code wouldn't work?
Many thanks in advance,


text:
Tourist Essentials in Bali
Browse 186 attractions, meet 151 travelers, 218 tour guides and discover 295 photos
Travelers are voting Jimbaran, Clean 2 Doubles and True home-stay real life in Bali as the best of 803 tourist essentials in Bali. Also popular are Bukit 2 Bungalow in Gili Terawangan, Payogan Homestay authentic Bali in Ubud and Find us , We welcome you as family in Banyuwangi Regency. Want more? Check out our map of tourist essentials in Bali or these 685 tourist essentials in Denpasar.
JimbaranPlaces To Visit Towns & VillagesBali, Indonesia
Jimbaran is a fishing village and tourist resort in Bali, Indonesia. Located south of Ngurah Rai International Airport, the beach has seafood…
Clean 2 DoublesTourist Essentials HomestaySingaraja, 81171, Indonesia
My name is Jero, Kartika and I welcome you to stay in our home in Singaraja. We have 2 Doubles room with TV available for homestay guests. Our…99
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Experience authentic, Balinese life. The Payogan Homestay is located within our traditional, Balinese family compound, a 20 minute walk away…98
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The location in Our city is in the green village. It is not so far from the city. Manykinds of culture ,customs, traditional food and others. We are…96
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Villa Maya Satori is my home, which I love to rent out for others to experience the beauty and culture of Balian. maya Satori is a antique glass…96
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Situated 10 minutes' drive from Echo Beach Canggu,D'Tegale Homestay features a spacious garden and Balinese-style rooms. Free WiFi access is…96
Balinese family in hearth of UbudTourist Essentials Homestayubud, 80571, Indonesia
The bungalows are build in the rear of traditional Balinese compound a way from busy street ,which make your stay very Quiet and peacefull .light…95
Dragon Pyramid VillaTourist Essentials HomestayKuta Utara, 80361, Indonesia
Dragon Pyramid is a unique building. Based on sacred geometry the main building is a 2 story pyramid surrounded by a circular swimming pool.…94


text:
Operator: Ladies and gentlemen, thank you for standing by. Welcome to the Intuitive Surgical Fourth Quarter Earnings Release. At this time, all participants are in a listen-only mode. Later on, we will conduct a question-and-answer session and instructions will be given at that time. As a reminder, this conference is being recorded.
I would now like to turn the conference over to our host, Senior Director of Finance, Mr. Calvin Darling. Please go ahead.
Calvin Darling - Senior Director of Finance: Thank you. Good afternoon, and welcome to Intuitive Surgical's fourth quarter earnings conference call. With me today, we have Gary Guthart, our President and CEO; Marshall Mohr, our Chief Financial Officer; and (Patrick Clingan), Director of Finance.
Before we begin, I would like to inform you that comments mentioned on today's call may be deemed to contain forward-looking statements. Actual results may differ materially from those expressed or implied as a result of certain risks and uncertainties. These risks and uncertainties are described in detail in the Company's Securities and Exchange Commission filings, including in our most recent Form 10-K filed on February 4, 2013, and our Form 10-Q filed on October 18, 2013. These filings can be found through our website or at the SEC's EDGAR database. Prospective investors are cautioned not to place undue reliance on such forward-looking statements.
Please note that this conference call will be available for audio replay on our website at intuitivesurgical.com on the Audio Archive section under our Investor Relations page. In addition, today's press release and supplementary financial data tables have been posted to our website.
Today's format will consist of providing you with highlights of our fourth quarter results as described in our press release announced earlier today, followed by a question-and-answer session. Gary will present the quarter's business and operational highlights. Marshall will provide a review of our fourth quarter financial results. Patrick will discuss marketing and clinical highlights, and I will provide our financial outlook for 2014. Finally we will host a question-and-answer session.
With that, I will turn it over to Gary.
Gary S. Guthart, Ph.D. - President and CEO: Thank you for joining us on the call today. 2013 was a challenging year for Intuitive. Trends that emerged in the second quarter of 2013 continued through the balance of the year, including revenue uncertainties for United States customers due to pressure on gynecologic surgery broadly, the implementation of the Affordable Care Act and confusion surrounding the public debate regarding some da Vinci procedures.
These factors resulted in the slowing of our growth in gynecology and a subsequent decline in the sale of systems in the United States. The year also featured several strengths in our business. Among them the publication of several large studies supporting the clinical and economic value of da Vinci use. We also experienced the acceleration of procedure growth in Europe and Japan, broad-based growth in general surgery procedures in the United States and continued adoption of our new products worldwide.


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NSW Local Council Elections — 10 Sept 2016
Not all councils are holding elections this September.
The VoteNSW.info website details how, when, where, and who has to vote.
Due to scheduled maintenance, parts of this website will not be available from 9pm on Friday, 29 July 2016 until 12pm (mid-day) on Saturday, 30 July 2016.
This site is the main, day to day, New South Wales Electoral Commission website.
At the time of a NSW State election or state-wide Local Government elections a specific event site (www.votensw.info) will be available. Key details relevant to the particular event will be found on that site.
The NSW Electoral Commission
The NSW Electoral Commission is a statutory authority comprising three members appointed by the Governor of NSW.
The Commission approves funding to independent MPs, candidates and parties and enforces provisions of three NSW Acts.
It can conduct and promote research into electoral matters.
Find out more information about the work the Commission does, how it increases public awareness of its work and decisions and the members of the Commission.
This diagram shows the relationship between the NSW Electoral Commission, the Electoral Commissioner and the Parliament of NSW.
Electoral Commissioner led agency
The public service agency led by the Electoral Commissioner.
The agency conducts the NSW State Election, maintains the NSW roll of electors and conducts most local government elections in NSW. The Electoral Commissioner is responsible for the operations of the agency.
Find out more information about the work of the agency.
Reporting to the NSW Parliament
The NSW Electoral Commission and the Electoral Commissioner led public service agency work together, yet independently of each other.
The Electoral Commissioner reports to the NSW Parliament's Joint Standing Committee on Electoral Matters.
Find out more information about this Committee and the Electoral Commissioner.
New councils announced
NSW Premier Mike Baird and the Minister for Local Government Paul Toole announced 19 new councils in NSW commencing 12 May 2016. The Minister has also indicated his in principle support to create a further 9 new councils, subject to the decision of the courts.
Elections for councils unaffected by the amalgamation process will take place on Saturday 10th September 2016. For a list of the those councils conducting elections in September 2016 see www.votensw.info
Elections for new councils will take place on Saturday 9 September 2017. For further information on the amalgamation process and outstanding amalgamation proposals see www.strongercouncils.nsw.gov.au


text:
I have installed Contact form 7 analytics properly, have used the following method in contact forms / email and also have Google Analytics installed (iincluding goals), however I am not getting the Google analytics data in the email. It just appears blank.
I've entered [found found-406] in the form and then [found-406] in the email, but still the email comes through with empty details (see below)
Google Analytics information:
Campaign Source:
Campaign Name:
Campaign Medium:
Campaign Term:
Campaign Content:
First visit: 01/01/1970 12:00:00 AM
Previous visit: 01/01/1970 12:00:00 AM
Current visit: 01/01/1970 12:00:00 AM
Times visited:
Example page where I use Contact Form 7: http://www.freestyleaccounting.com/accountancy-services/limited-company-contracting/
Any ideas what I am doig wrong?


text:
With Instructables you can share what you make with the world, and tap into an ever-growing community of creative experts.
Do you have a little spy? I do. When he's not cruising in his jet packs... he is sneaking around corners with his toy gun in hand. I ...
You will need: 3 toilet paper rolls hot glue spray paint rope or shoelace Start by cleaning the toilet paper rolls off...I let my 8 and 10 year-old ...
Hot glue the 3 pieces in place! Hold together until the glue dries. I put a ring of glue on one side, just to make it look different ...
At this point, it's time for customization! I super lightly misted mine with Gun Metal silver. You can still see cardboard color in there...but for a 3 year ...
Your little spy will be ready to prowl! This was so fast, free and fun! The results were nearly instant! For a 3 year old, that's critical! These ...
Toilet Paper Roll Penguin Craft Project for Kidsby Love to Sew Studio
Christmas Lanternsby ShawnaW
Cardboard Tube Binocularsby Amanda Formaro
How to Make Bug Magnets with Plastic Bottle Caps & Cotton Ballsby KidsCrafts3Sis
How to Make Wall Art using Toilet Paper Rolls | DIY Room Decor by KidsCrafts3Sis
Join 2 million + to receive instant DIY inspiration in your inbox.
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© 2016 Autodesk, Inc.


text:
- Report: #465464
Report - Rebuttal - Arbitrate
Complaint Review: 21st Mortgage Corp
21st Mortgage CorpPo Box 477 Knoxville, Tennessee U.S.A.
21st Mortgage Corp tax / insurance Games Knoxville Tennessee
*UPDATE Employee: Comment
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My list of problems follows:
1st off is they paid taxes on a partial property that has nothing to do with them and then try putting everything in escow for no good reason. Taxes on the property realated to them is $250.00 they want to escrow $500.00 to $800.00
2nd but most often every year when the insurance is due the flood my mail box with way over priced insurance offers. then comes the standard threat letter claiming they are going to buy insurance for me. (funny it is their own insurance co.) They actually did buy it for me one time, went through a bunch of crap to get it undone... And of course more rude A__hole customer service that no body knows anything or can do anything.
This is the 2 biggesst problems I have but it actually consumes an awfull amount of time dealing with their BS. I understand needing insurance and paying taxes and always have ... I live here in this home What are they thinking that I'm moving onto the street?
So if your think of using them for a mortgage lender beware! Make sure you plan on missing work to deal with all this stuff above.
Solution is to make them send you a letter or email for everything, this ends the problems with their customer service. Get rid of the lies and stories.
Anyone else have this problem? I'm getting ready to file against them in court this week
Osterburg, Pennsylvania
This report was posted on Ripoff Report on 06/27/2009 02:48 AM and is a permanent record located here: http://www.ripoffreport.com/r/21st-Mortgage-Corp/Knoxville-Tennessee-37901/21st-Mortgage-Corp-tax-insurance-Games-Knoxville-Tennessee-465464. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 UPDATE Employee
AUTHOR: Silverado - (U.S.A.)
SUBMITTED: Wednesday, July 08, 2009POSTED: Wednesday, July 08, 2009
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text:
- - Cormack Family Funds New Children International Community Center and Youth Center in Colombia
- - Brightree Selects Longtime HME Industry Leader as New CEO
- - Brightree Recognized in 7th Annual Impact Awards
Streamline business operations, stay in compliance, and optimize collections for DME, HME, Home Health and Hospice providers.
When you outsource your insurance billing to Brightree, our dedicated team of billing specialists help you collect more, get paid faster and maintain compliance. Our experts work within your Brightree software to give you the benefits of a large professional operation without requiring you to hire, train and manage an internal billing organization.
Brightree RCM is a complete Billing Service Offering from Sales Order Confirmation through General Ledger (GL) Close. Our billing services include:
Over the last 2 years, we've experienced an average reduction of 45% in reimbursements across all payors. During this same period, with the support of Brightree RCM, we've been able to focus our efforts and energy on expansion and top line growth. The results speak for themselves.
Our Value
Brightree has the industry expertise, proven processes and a scalable workforce that enables you to optimize net revenue and deploy best practice billing processes. We manage your business' key performance indicators (KPIs) and work with you to improve DSO, reduce accounts receivable (A/R) aging and increase collections to billing ratios. Our expertise will minimize denials and write-offs and ensure compliance of filed claims. We will actively follow up on outstanding claims and post payments accurately.
Our Clients
Our clients recognize that there is always opportunity for improvement in their billing practice. Typically, our customers fall into three categories of why they want to outsource their billing services:
With Brightree RCM, there is a way to achieve tremendous growth. We can help build a firm billing foundation for well managed performance, and we align our billing staff to meet your demand.
Brightree RCM has been able to provide resources to follow up on unpaid claims and denials in a way that we never managed to internally. This has resulted both in increased cash flow and allowing us to focus on growing our business with referrals and patients. In addition the level and detail of the reporting they provide gives excellent insight into the state of our business.
Brightree Benchmark Performance Analysis is a consulting service that helps business managers measure, monitor and compare key metrics that help you optimize the financial and operational components of your business.
Through a series of monthly or quarterly online or onsite sessions, your Brightree analyst will consult with you on key performance indicators and show you how you compare to other like size organizations. By evaluating these indicators on a regular basis with an experience Brightree analyst and baseline data, you are better equipped to make the refinements and adjustments necessary to maintain optimal performance of your business.
Leveraging the power of the Brightree platform, CareToCash is a powerful blend of software and services from patient intake to collections that will improve your financial performance, serve patients better and help grow your business.
Our full service Intake Management offering includes:


text:
FoodFacts.com knows that there's always been one food that kids crave that parents have always felt good about. As long as children don't suffer from peanut allergies, peanut butter is actually a pretty healthy choice. And today, with organic and natural choices, we have even healthier options that don't include any controversial ingredients. And let's face it, even as adults there is something very comforting about a peanut butter sandwich because the taste can bring us back to our childhood. Today we learned that young girls who eat peanut butter may be doing something positive for their well being later on in life.
By eating more peanut butter during their high school years, girls could be improving their breast health in adulthood, according to a US study published recently in the journal Breast Cancer Research and Treatment.
Dr. Graham Colditz, of Washington University School of Medicine in St. Louis, and colleagues found that girls aged 9 to 15 who ate peanut butter and nuts twice a week were 39% less likely to develop benign breast disease by the age of 30 than girls who did not.
Benign breast disease includes lumps or tender spots that turn out to be fibrous tissue and/or cysts, as well as other conditions like hyperplasia, an overgrowth of the cells that line the ducts in the glandular breast tissue.
Although benign breast disease is not cancerous, it can raise the risk of developing breast cancer later in life.
Dr. Colditz, associate director for cancer prevention and control at the Alvin J. Siteman Cancer Center at Barnes-Jewish Hospital and Washington University School of Medicine, says:
"These findings suggest that peanut butter could help reduce the risk of breast cancer in women."
For their study, he and his colleagues looked at health data on over 9,000 American schoolgirls recruited to The Growing Up Today Study between 1996 and 2001. This included detailed information about food consumption as captured in food frequency questionnaires that the girls filled in on enrollment.
The data also included reports from the girls between 2005 and 2010, when they were 18 to 30 years old, that indicated whether they had ever been diagnosed with biopsy-confirmed benign breast disease.
When they compared the two sets of data, the researchers found that participants who had eaten peanut butter or nuts twice a week were 39% less likely than peers who never ate those foods to receive a diagnosis for benign breast disease.
The data suggest pulse foods – soy and other beans and lentils – and corn may also be linked to reduced risk of benign breast disease, but because they did not feature as much in the diets of these girls, the evidence was not so strong.
The researchers also note that:
"Girls with a family history of breast cancer had significantly lower risk if they consumed these foods or vegetable fat."
And they concluded that "consumption of vegetable protein, fat, peanut butter, or nuts by older girls may help reduce their risk of BBD [benign breast disease] as young women."
Dr. Colditz says girls would do well to eat more peanut butter and nuts and consume less junk foods and sugary drinks, especially in view of the rise in obesity.
FoodFacts.com is excited about this great news for women. Including peanut butter in your diet when you're young may help you prevent the breast disease that puts you at a higher risk for breast cancer. It's easy to do. Kids love it. And the health effects may prove invaluable for adult women!


text:
- Report: #287147
Report - Rebuttal - Arbitrate
Complaint Review: Viaprin / Pharmazone
Viaprin / Pharmazone7000 N. 16th St. Suite 120-454 Phoenix, Arizona U.S.A.
Viaprin / Pharmazone Scam ripoff Stay away Phoenix Arizona
*Consumer Suggestion: Wrong spelling.
*UPDATE Employee: Please
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I am so pissed I fell for this scam. Please stay away from these people..
Viaprin strips and pharmazone all a scam stay away
Raleigh, North Carolina
This report was posted on Ripoff Report on 11/27/2007 01:57 PM and is a permanent record located here: http://www.ripoffreport.com/r/Viaprin-Pharmazone/Phoenix-Arizona-85020/Viaprin-Pharmazone-Scam-ripoff-Stay-away-Phoenix-Arizona-287147. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 Consumer Suggestion
Wrong spelling.
AUTHOR: Coroner - (U.S.A.)
SUBMITTED: Wednesday, November 19, 2008POSTED: Wednesday, November 19, 2008
there are so many things messed up when you order it's pathetic.
two biggest things are.
1) Disiclaimer the jerks talk about says nothing about the company using your card information without your permission to sign you up for a bunch of other bogus subscriptions with other companies.
2) They don't tell you you can never unsubscribe because the unsubscribe line is bogus and just a recording that conteniously says "All circuts are busy." Thus never allowing you to unsubscribe. and you find yourself paying about $50 a month for the rest of your life.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 UPDATE Employee
AUTHOR: Tazxrulz - (U.S.A.)
SUBMITTED: Wednesday, January 30, 2008POSTED: Wednesday, January 30, 2008
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
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text:
Take a sneak peek at the new NIST.gov and let us know what you think!
(Please note: some content may not be complete on the beta site.).
NIST Authors in Bold
|Douglas A. Olson; Alaaeldin A. Eltawil; Shaker A. Gelany;
|Results of a hydraulic pressure comparison in the range from 25 MPa to 200 MPa between NIS-Egypt and NIST-USA
|February 28, 2012
|The results of an informal pressure comparison between the National Institute of Standards and Technology (NIST), USA, and the National Institute of Standards (NIS), Egypt, are presented. The comparison was aimed to determine degree of equivalence between NIST and NIS in the pressure range from 25 MPa to 200 MPa at a reference temperature of 20 °C. The comparison used a transfer standard (TS) which was a piston-cylinder assembly (PCA) of 4.9 mm2 nominal effective area. The results of the comparison show agreement between the laboratory results to within their claimed standard (k=1) uncertainties.
|Journal of Metrology Society of India
|pp. 349 - 355
|degree of equivalence, hydraulic pressure, piston gauge, pressure comparison
|Research Areas:
|Pressure & Vacuum, Pressure & Vacuum, Calibrations (Thermodynamic)
|PDF version:
|Click here to retrieve PDF version of paper (219KB)


text: I am new to this and well, I would like to make some friends to chat about our little rugrats. I am currently living overseas in Okinawa Jp. I have 1 son who is 5 born in Dec 03 and a New Years baby girl! I just wanted to say hello and introduce myself.


text:
- Report: #926613
Report - Rebuttal - Arbitrate
Complaint Review: united publishers of america
united publishers of americaInternet United States of America
united publishers of america they are charging me for magazines i did not order.someone used my bank card.i want to cancel this account. they are charging me for magazines i did not order.i want to cancel , Internet
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CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
This report was posted on Ripoff Report on 08/13/2012 01:34 PM and is a permanent record located here: http://www.ripoffreport.com/r/united-publishers-of-america/internet/united-publishers-of-america-they-are-charging-me-for-magazines-i-did-not-ordersomeone-us-926613. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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A day before the restaurant was damaged a group of local monks liberated 600 pounds of live lobsters into the ocean. CHARLOTTETOWN, Prince Edward Island (Canada) -- A Buddhist-affiliated restaurant in Prince Edward Island has been vandalized, hours after a group of local monks liberated 600 pounds of live lobsters.
Buddhists in Kawartha Lakes upset about wind project to be built near future templeToronto, Canada -- On a gravel pathway in Kawartha Lakes, six Chinese lion statues seem to be guarding a metal fence with a rusty speaker taped to a pole, blaring out traditional Buddhist chanting into the strong winds.
Omemee, Ontario (Canada) -- The Wutai Shan Temple is located in Cavan Monaghan Township but the "driveway is in the City of Kawartha Lakes," laughed Diane Chen at a presentation and tour for dignitaries on Monday (June 20).
Mississauga, ON (Canada) -- The Mississauga's 4th Annual Vesak Celebration commemorates the birth, enlightenment and passing of Buddha, 2639 years ago. A free public celebration will be held at Mississauga Celebration Square on Saturday May 28 from 2-7 p.m.
Guardian reporter Dave Stewart spent the afternoon recently with a group of monks with the Great Enlightenment Buddhist Society monastery in Little Sands. The group bakes thousands of rolls of bread each week for a number of non-profit organizations in an attempt to pay back the kindness Islanders have shown them. The monks also presented Stewart with some treats, which he is holding, as a token of their appreciation for his visit.
Prince Edward Island, Canada -- Buddhist monks believe they are making the world a better place, one kind act at a time.
Please help keep the Buddhist
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text:
George Scott Robertson
Sir George Scott Robertson KCSI (22 October 1852 – 1 January 1916) was a British soldier, author, and administrator who was best known for his arduous journey to the remote and rugged region of Kafiristan in what is now northeastern Afghanistan. He chronicled his Kafiristan experience in the book The Kafirs of the Hindu-Kush. Some have suggested that Robertson's year-long expedition and subsequent book (originally published in 1896) provided background and inspiration for Rudyard Kipling's short story "The Man Who Would Be King". However, Kipling's work was originally published in 1888, predating Robertson's travels to the region.
Travels to Kafiristan[edit]
Robertson was born in London, England, and received his education at the Westminster Hospital Medical School (now Chelsea and Westminster Hospital, London). In 1878 he entered the Indian Medical Service and served throughout the Second Anglo-Afghan War of 1878-80. In 1888, he was attached to the Indian Foreign Office and assigned as agency surgeon in Gilgit, in northern Pakistan. According to his book, it was around this time that Robertson, having encountered several interesting Kafirs (people from Kafiristan) during the war and while in Gilgit, he became curious about their land and way of life. He asked the Government of India for permission to attempt the journey, and by October 1889 was on his way, departing from Chitral in northwest Pakistan in the company of several Kafir headmen of the Kam tribe. His journey lasted just over a year, ending in 1891, and providing Robertson with first-hand experience of the strange customs and colorful people of Kafiristan.
He was made a Companion of the Order of the Star of India in 1892.[1]
The Siege of Chitral[edit]
In 1893, after his travels in Kafiristan, Surgeon Major Robertson was re-assigned to the then-independent State of Chitral, this time as a political agent. In 1895 he brought a force of around 400 soldiers, under the direct command of Captain Charles Vere Ferrers Townshend, from Gilgit to oversee the transfer of power in Chitral following the death of its ruler, Aman ul-Mulk. After his arrival, Robertson engaged in a series of complex political and military maneuvers, including an unsuccessful sortie on 3 March 1895, from his base in Chitral Castle. The British forces took heavy losses during this sortie and retreated to the castle, where they endured a month-long siege from hostile factions. The siege was raised on 19 April when a relief force, under Colonel Kelly, arrived and dispersed the hostile tribesmen. For his service during the famous Siege of Chitral Robertson was made a Knight Commander in the Order of the Star of India (K.C.S.I.)[2] and appointed British agent in Gilgit. It was he who took the important decision of installing and recognising Shuja ul-Mulk as the provisional Mehtar of Chitral, subject to approval of the Government.[3]
Later years[edit]
Robertson continued in the Indian Service until his retirement in 1899. He then returned to England where he made an unsuccessful bid for political office as a Liberal party candidate in Stirlingshire at the 1900 general election,[4] but later was elected in Central Bradford in 1906.[5] He held his seat in the House of Commons until his death on New Year's Day, 1916.[6]
The Book The Kafirs of the Hindu-Kush[edit]
This detailed account of Robertson's tour throughout Kafiristan was originally published in London in 1896 by Lawrence & Bullen, LTD. Although its descriptions of the kafirs of the Hindukush are written in an outdated and colonial (and, from the perspective of modern sensibilities, discriminatory) style, it also contains some of the only accounts of the region from that time period. The book is accompanied by illustrations by A.D. McCormic and was dedicated to Robertson's wife.
- ^ The London Gazette: (Supplement) no. 26291. p. 3138. 25 May 1892. Retrieved 9 July 2010.
- ^ The London Gazette: no. 26644. p. 4021. 16 July 1895. Retrieved 9 July 2010.
- ^ Thomson, H. C. (2012-11-19). The Chitral Campaign. Andrews UK Limited. p. 3-9. ISBN 9781781513491.
- ^ Craig, F. W. S. (1989) [1974]. British parliamentary election results 1885–1918 (2nd ed.). Chichester: Parliamentary Research Services. p. 561. ISBN 0-900178-27-2.
- ^ Craig, op. cit., page 79
- ^ Leigh Rayment's Historical List of MPs – Constituencies beginning with "B" (part 4)[self-published source][better source needed]
- Robertson, George Scott (1896) The Kafirs of the Hindu-Kush. Lawrence & Bullen, LTD., London.
- Mohammad Afzal Khan Chitral and Kafirstan, a personal study. Peshawar, Pakistan. ISBN 4871875210
- 1911 Encyclopædia Britannica (11th Edition): Sir George Scott Robertson
External links[edit]
- Works written by or about George Scott Robertson at Wikisource
- The Káfirs of the Hindu-Kush (online book)
|Parliament of the United Kingdom
|Preceded by
James Leslie Wanklyn
|Member of Parliament for Bradford Central
1906 – 1916
|Succeeded by
James Hill
- 1852 births
- 1916 deaths
- Indian Medical Service officers
- British military personnel of the Second Anglo-Afghan War
- British military personnel of the Chitral Expedition
- Members of the Parliament of the United Kingdom for English constituencies
- Liberal Party (UK) MPs
- UK MPs 1906–10
- UK MPs 1910
- UK MPs 1910–18
- Politics of Bradford
- Knights Commander of the Order of the Star of India