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28 years of experience
Gilbert, AZ 85234 Phone number & directions
A medical license is required for a doctor to practice medicine in a particular state. Requirements vary by state but most require, at a minimum, post-graduate training in the doctor's specific specialty. An NPI number is a national identifier unique to an individual health care provider and is managed by the Center for Medicare & Medicaid Services (CMS).
Learn more about Dr. Philip Goldfarb:
View the full profile to get information on:
- Qualifications
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Patient Reviews
The overall average patient rating of Dr. Philip Goldfarb is Average.
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Specialties & Research
Dr. Philip Goldfarb, MD is board certified in Family Medicine.
- He has special expertise in 1 area:
- Obesity (Bariatrics)
Education & Awards
Dr. Goldfarb graduated from Rosalind Franklin University, North Chicago.
Dr. Goldfarb has 2 hospital affiliations:
- CHANDLER REGIONAL Medical Center
- Mercy Gilbert Medical Center
- English
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- Additional Information
- Dr. Philip Allen Goldfarb MD is a male Family Practitioner, has 28 years of experience and practices in Family Medicine.
- Where does Dr. Philip A. Goldfarb practice?
- Dr. Philip Goldfarb has 1 office location.
Dr. Philip Goldfarb practices Family Medicine near Gilbert, AZ.
See Gilbert Primary Care Doctors.


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ROME, Jan 4 (Reuters) - Second tier Spanish club Villarreal have agreed to let former Manchester United striker Giuseppe Rossi join Fiorentina.
"Fiorentina and Villarreal confirm they have reached an agreement for the sale of Giuseppe Rossi subject to the signing of the contract by the player," the Serie A club said on their website (www.it.violachannel.tv).
According to media reports, Italian international Rossi is to sign a five-year deal and will cost an initial fee of 11 million euros ($14.35 million) plus add-ons.
The 25-year-old has been out of action since April with a cruciate knee ligament injury and is not expected to return until March.
Third-placed Fiorentina, who are nine points behind league leaders Juventus, host struggling Pescara on Sunday.
($1 - 0.7666 euros) (Editing by Tony Jimenez)
- Soccer
- Sports & Recreation
- Giuseppe Rossi

subset: commoncrawl


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Watch A Rally Car Save Itself From A Massive Crash
Citroën driver Sébastien Chardonnet experienced what rally drivers refer to as 'a moment' during the first day of WRC Finland last week. How exactly did he not crash?
Citroën driver Sébastien Chardonnet experienced what rally drivers refer to as 'a moment' during the first day of WRC Finland last week. How exactly did he not crash?
Al and Betty Perry were driving their late-model Chevrolet Silverado down Highway 14 in Alberta when a lightning strike turned their truck into a f*king rolling fireball. Airbags deployed, cabin filled with smoke, and both occupants thought they were doomed until a passing cop busted in and saved their butts.
The runway for the Helgoland airport off the coast of northern Germany runs right up to the beach. Here's what happens when a plane comes in for a landing a little bit too low.
A 14-year-old kid commandeered his grandfather's Hyundai Veloster on Saturday, blazing through a park full of children and generally terrorizing Syracuse, Utah. His reign of mayhem was only reeled in when a citizen plowed into him with a Ram pickup. Miraculously, everyone walked away uninjured.
Just another day on the road. Oh, there's a cop better slow down. OH SWEET LORD HIT THE BRAKES. Man, will y'all cool it with the highway hijinks today?
First some minivan starts slinging parts like projectiles at another car, then HOLY CRAP HERE COMES THE SPIKEY SHELL!
A spectator at this year's San Felipe 250 reckoned it was worth the risk of stepping in front of a racing vehicle running full-noise for an epic profile picture. This video captures one seriously ass-clenching close call.
Part of the appeal of spectating rally races is the excitement and danger of watching speeding cars as they pass only a few feet away. Unfortunately sometimes the combination of speeding cars with no room for error, no safety barriers and large crowds of people can turn tragic.


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Martinez's Trainer Says Speed Has Improved For Cotto
By Elisinio Castillo
Motivation has never been a problem within Sergio "Maravilla" Martinez's team. But for the fight against Miguel Cotto (38-4, 31KOs), the Argentine boxer is pushing himself to make a clear statement that he can still compete at a high level despite the fact that he is 39 years of age. Martinez will return, after healing several injuries, for the first time since beating Martin Murray last April in Argentina.
"I truly believe that Sergio will win this fight by knockout. This is the fight that Sergio has wanted for some time. So he is working with enthusiasm and motivated to prove he is still the best," said his trainer Pablo Sarmiento
Martínez began training Madrid, Spain and then moved to Miami where he has been training.
"Sergio is going to be 100% when he faces Cotto. We're doing many things and Sergio has been improving his speed. Everything is going as planned, and we have plenty of time to keep working," he said.
Martinez (51-2-2, 28KOs) will have the biggest fight of his career when he defends his WBC middleweight title against Cotto on June 7th at Madison Square Garden in New York.
[QUOTE=bambam182;14590074]those were his exact words?[/QUOTE] [url]https://www.youtube.com/watch?v=nS1xFu-9bVE[/url]Comment by El Angel on 05-26-2014
At 39 that's impossible.Comment by ColdBlooded on 05-26-2014
[[email protected];14591446]Cotto will win this fight by TKO in the 9th round. Martinez is great and will come to defend his title but Miguel with Roach is a monster Sergio won't be ready for[/QUOTE] Cotto's no middleweight monster. Much stronger fighters…Comment by [email protected] on 05-26-2014
Cotto will win this fight by TKO in the 9th round. Martinez is great and will come to defend his title but Miguel with Roach is a monster Sergio won't be ready forComment by [email protected] on 05-25-2014
[QUOTE=MoneyLarry;14590254]Man if this is true that Sergio Martinez got a little faster he may really knock Miguel Cotto to the 4th row for real Mortal Kombat upper cut style. Cotto can't handle speed & movement very well anyways. I really…Post a Comment - View More User Comments (14)


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Ram Leela New Pics: Ranveer-Deepika Proves To Be So Much In Love!
Well! we are not talking about Ranveer Singh and Deepika Padukone's rumoured real life affair. The two actors are verymuch in love with each other in Ram Leela, and the film's latest pics have proved it. The recently released new pictures of Ram Leela portrays Ranveer and Dippy's love story in the flick, that is said to be an adaptation of Shakespeare's epic love story Romeo and Juliet.
The latest photos of Ram Leela has certainly set temperatures soaring. The new pictures portray Ranveer Singh and Deepika Padukone's passionate love story and also we receive the hint on the profound chemistry the couple is set to share onscreen. Both the actors have undergone a complete rural makeover. While Ranveer's rugged look has earned him kudos, Deepika looks stunning and will be seen playing the role of a Gujarati girl in the movie.
Go through the slider to check out more interesting pictures of Ram Leela. One of the images from the slider shows Dippy's new look for the film, that required her to have an old world charm and look traditional. As per the reports, the official trailer of Ram Leela will be releasing today (September 16, 2013). And as expected, there's a lot of hype and expectations from the year's much-awaited flick.


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Here are the features from previous months. Just click 'listen now' to play.
Carol Robson is a performing spoken word poet and comedian. She loves life, sharing her messages through her craft and really loves performing in front of a crowd. She believes age shouldn't stop anyo
First broadcast: July 2016
Length: 14 minutes
Florence was just doing what she thought was her civil duty, and following the requests of the police. But things were much darker than that.
Length: 11 minutes
This week's show takes a special focus on the British Society of Gerontology conference as Julie Banks talks to attending professionals about the topics being discussed at this year's event.
Length: 58 minutes
England hockey player, Imtiaz talks about teams, travel and the game. He has been playing Hockey for around 60 years and works with a club who've played lots of international tournaments.
Length: 18 minutes
Nicky talks to Bill Mitchell about running ultra marathons and completing The Toughest Race on Earth - The Marathon des Sables; An ultra marathon across the Sahara desert.
First broadcast: June 2016
Length: 19 minutes
Presented by David HamiltonTune in to find out about another celebrity's favourite track! Coffee Break @ 11; Pop Poser @ 11.50; Hamilton Hotshot after midday and Million Sellers after 1.10:00-14:00


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Joyride cuts pumps' power
Published: Thursday, June 24, 2010 at 1:00 p.m.
Last Modified: Thursday, June 24, 2010 at 1:28 p.m.
HOUMA — A damaging joyride left a local neighborhood vulnerable to flooding after someone hopped on an unattended excavator and destroyed a power pole feeding electricity to the Summerfield pump station in Houma.
The prank, reported to Houma Police on June 12, is the latest example of years worth of vandalism plaguing Terrebonne pump stations. It caused thousands of dollars in damage to the excavator and pump station, said Terrebonne Public Works Director Greg Bush.
"It's unconscionable," said Parish Councilman Kevin Voisin, who represents Summerfield.
Terrebonne Parish Council members said Wednesday they're considering offering a reward to anyone with information about the vandalism. Parish Attorney Courtney Alcock said she'd research whether one can be given.
"Somebody knows who did all the damage out there," said Councilman Billy Hebert.
The unattended excavator belonged to a contractor working near the pump station, officials said.
"They somehow got on the machine, got it started and drove it over the bridge leading to the pump station," Bush said, adding the zig-zag path it took is evidence the driver couldn't control the machine. The vandals damaged railings on the pump station's bridge and tore down a chain-link fence designed to keep trespassers out.
After unsuccessfully trying to dig a hole with the excavator, Bush said, the vandals drove it back across the bridge and crashed into a utility pole that provides electricity to the Summerfield pump station. The impact caused the transformer to blow and knocked out power. Bush said the vandals next "took out their frustration" on the excavator, damaging it before running off.
The vandalism could not have been more ill-timed, given the daily rains that have soaked Houma.
"When you take out the pump station in a neighborhood like Summerfield there's no where for the water to go," Bush said. "And with the heavy rains we've been having lately, the ground can only soak up so much water."
That leaves homes and businesses at risk of flooding.
"For one person to destroy a pump station that protects thousands of homes from flooding ... there's not a firm enough penalty," Voisin said. "There's no helping someone this stupid."
Bush said he did not know the damage total, but parish employees completed repairs and the pump station is operational.
Houma Police are still seeking the culprits, said spokesman Sgt. Dana Coleman.
Officers have stepped up patrols in search of trespassers, Coleman said.
If you have information about the vandalism, you're asked to call 873-6371. Callers can remain anonymous.
Vandals have targeted pump stations for years, in spite of locks, security fences and bars on windows.
Last summer, vandals stole more than 60 batteries from pump stations across the parish, sometimes putting them out of commission.
Public outcry, an increased police presence and hefty rewards didn't result in the thieves' capture, but the thefts tapered off.
Pump stations are also used for shotgun practice and as fishing piers.
Bush said pump-station vandalism had decreased, but this latest incident has the authorities on alert and resulted in a zero-tolerance policy for anyone caught damaging one. Vandalism should be reported to Houma Police at 873-6371 or the Terrebonne Parish Sheriff's Office at 876-2500.
"Our pump stations in Terrebonne Parish provide protection to the homes and property for countless residents," Terrebonne Parish President Michel Claudet said. "Anyone caught damaging parish pump stations will be prosecuted to the fullest extent."
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


text: 338 NOUS43 KSGF 122030 PNSSGF KSZ073-097-101-MOZ055>058-066>071-077>083-088>098-101>106-230315- PUBLIC INFORMATION STATEMENT NATIONAL WEATHER SERVICE SPRINGFIELD MO 330 PM CDT WED AUG 12 2016 ...NOAA Weather Radio Transmitter in Osage Beach down... NOAA Weather Radio Station WXJ-90 in Osage Beach is down. National Weather Service technicians are currently troubleshooting the problem. The following is a list of alternative transmitters for counties normally covered by the Osage Beach transmitter. County........Alternative transmitters(frequency) Benton........KZZ-30 in El Dorado Springs (162.475) KXL-99 in Clinton MO(162.475) from NWS Pleasant Hill Camden........No alternative transmitter Dallas........WXL-40 in Fordland (162.400) WXM-81 in Hermitage (162.450) Hickory.......WXM-81 in Hermitage (162.450) KZZ-30 in El Dorado Springs (162.475) Laclede.......WXL-40 in Fordland (162.400) WNG-648 in Crocker (162.500) Maries........WNG-648 in Crocker (162.500) Morgan........No alternative transmitter Pulaski.......WNG-648 in Crocker (162.500) We apologize for any inconvenience this may cause. $$ Raberding


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Discover a selection of top forums asylum messi on the internet. Come to share your passion on forums asylum messi and meet other fans of asylum messi. Then, why don't you create your own forum of asylum messi ?
More than a football Forum.
soccer, forum, bale, football, ronaldo, premier, league, barclays, liga, neymar, milan, bundesliga, best, #messi, game, neuer, thrones, snow, barcelona, lyon, banter


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Havaianas are truly the best rubber sandals in the world.
Face Tags
So delish! Life in Havaianas is sweet! #cosmobachelors
Life is good when you're Havaianas #CosmoBachelors
Cosmo Hottest Bachelor 2011
... & Of course @lebloncachca is here! @AssoulinePub knows that caipirinhas are our fav! The mint pls! It's a spicy night! ;)
Free gift w/ purchase are mini Havaianas keychains at @AssoulinePub's event for 'Brazilian Style'
'Brazilian Style' launch event at Swarovski w/ @AssoulinePub
Yay! Havaianas :) Penn Badgley
Penn Badgley making flip-flops #Havaianasbloomies
The free gift with purchase at #HavaianasBloomies
All that glitters is sparkling! #havaianasbloomies
You can't miss us! Follow the music & the sense of the tropics! #havaianasbloomies
*yummy* goodies from Benchmarc Events! #havaianasbloomies
#HavaianasBloomies! It's like a candy store...but for flip-flops
Want a drink? Have some delicious VitaCoco coconut water on us! #havaianasbloomies
Love #Missoni for @Havaianas, but didn't get a chance to get them? Here is your chance to win a pair on us
Whoa Blake Lively spotted by @intouchweekly rocking @Havaianas!
Check it out @havaianas made it on the @NewYorkPost "haute list" last week: http://nyp.st/qcaUkv
@taibeau and @josesalvador made some sweet Havaianas at @KiehlsNYC
We're live at the new @KiehlsNYC spa 1851 with our friend @maulikpancholy - making his own!
We partnered with @mbusa Fashion Force to hand out customized @havaianas to the most fashionable people in Miami all weekend long
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WAYNESBORO — A Thanks-4-Giving canned food drive will continue through Friday, Dec. 22, at Advanced Chiropratic Care, 23 Strickler Ave.
Anyone who gives five or more cans or packages of dried goods will receive a $5 "chiro bucks" coupon.
All goods benefit the Help Hotline.
For more information, call 749-7826.
Location, ST | website.com


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Chesterfield, NJUSA
Hometown: Chesterfield
September 14, 2013
Mathematics, Electronics, Audio Synthesis, Sound Design,
I don't have a lot of experience with making, I'd like to do a lot more.
More hands on experience with electronics projects. Welding sounds cool also. I'm interested to learn as much as possible.
I'm very fascinated by technology and science, and I would like to contribute and be a part of something great.
Meetup members, Log in
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Deadline for comment on bay's status extended
The deadline has been extended for public comment on a plan to take Presque Isle Bay off a watch list.
People now have until Oct. 1 to comment on the plan that recommends removing the bay from the Great Lakes Water Quality Agreement's Areas of Concern list.
The plan can be viewed online at www.pibpac.org.
Written comments can be submitted to Lori Boughton, Office of the Great Lakes, Department of Environmental Protection's Northwest Regional Office, 203 Chestnut St., Meadville, PA 16335 or e-mailed to firstname.lastname@example.com.
See Friday's Erie Times-News and GoErie.com for more coverage.


text: oscars By Cole January 24, 2012 8:29 AM Share on Facebook Share on Twitter Category: Share on Facebook Share on Twitter More Leave a comment Send to a friend! Print this page Pin it! Reddit This! Share on Tumblr! Best of KISN Bar IX is Having Bottomless Bobcat Football Thursday Gallatin County Air Quality Alert Due To Wildfire Activity The 2016 MTV Video Music Awards Red Carpet: See the Looks + Live Stream 2016 MTV Video Music Awards: See The List of VMAs Winners Recommended For You ZergNet Best of the Web ZergNet


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In Theaters This Week See all
Watch at Home This Week See all
Sony Pictures Classics announced today that they will release Oscar nominated Whit Stillman's latest film Violet Wister's DAMSELS IN DISTRESS worldwide. Martin Shafer and Liz Glotzer produced alongside Stillman, who also wrote the screenplay.
Source: Deadline Sony Pictures Classics To Release Whit Stillman's 'Damsels In Distress'


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Liverpool Message Board
Havin_A_Red_Day_? Havin_A_Red_Day_? Jan 27, 2012 13:49 Flag
Sign Cavani!!!!
Just wondering whats everyone thoughts on us signing the big man over at Napoli??
Could the fact that we have Suarez and Coates possibley swing a deal in our favour or would it be considered to much of a risk for him by leaving a team already in the champions league??
30mil to land him (35mil to land Caroll) Alot of money spent!!!
But money well spent if we can land him IMO......
Also big well done to our lads against City, lets do the same to the other half!!!!!
So happy to see Kenny getting the results he and we all deserve......
YNWASort: Newest | Oldest | Most Replied Expand all replies
Havin_A_Red_Day_? Havin_A_Red_Day_? Jan 29, 2012 17:09 Flag
Indeed really really hope we can land this kid, I hear were still out for Rodagella from wigan, dont no what to make of that really......
How good would a loan swap deal for Tevez have been?????
Mancini is really out to screw los carlos over lol
What a damn shame, the link up between him a nd our boy Suarez would have been the bollocks!!!!!!
de Jong looks good! Two goals already, maybe we should get him!
David Texeira is in the starting line up.
He ( Villyan Bijev) won't be ready to play with the senior squad this year, and probably the next. He is very skilled, and technically gifted, but he's got ALOT of room to grow physically and mentally, still very thin and fragile..
I hope for good things from him, but imagine they have to start coming from our own reserve system after his loan deal..
LFC_Armchair_Supporter LFC_Armchair_Supporter Jan 29, 2012 09:46 Flag
What happened to that young american we signed who then was put out on loan immediately?
Hey Ricky/Red/Miguel,
I really, really like what I see and usually youtube and other videos can glorify some lesser known players, but I think this video is very short, sweet and direct. It's 3 minutes of his actually season/matches this year, and he looks good to me. But, like I said, I've only seen him live 1 time, he did score and looked very good similar to the video..
IF there's any truth to this, and I hope there is, all the news has gone quiet today (Usa) that I can find. I suppose the biggest thing I'd be on the lookout for, and you'd guys would know before me, is if he starts or plays much/at all in their match tomorrow, FC Gronignen vs FC Twente... If he's kept out completely I think can quietly celebrate, if plays all 90, I don't think that's great news, at least not til the summer..
One think to consider, on top of a massive and WELL DONE week for the lads in Red, is that Henry and Werner have been there the whole time. My guess is to support the club in person, for huge matches and to oversee some business. Also, Ayre commented about funds being plenty, and readily available, out of nowhere.. hopefully this points to some quiet, sneaky good business !!
Cheers, I look forward to something good in the morning!
YNWA from across the pond!
Great video, he shows tonnes of ability, movement, power and skill, will combine well Suarez.
BTW, who is the No. 10 in the video? I say buy him too!
I'm just going based on what information I've found and the same manner Coates joined and what info I have in saying that he's missed the last 2 days of training w Grogningen.. It's gone completely quiet since the Dutch/Uruguayan media said it was done yesterday, hopefully no news is good news..!
Obviously being speculative and basing it off very little actual footage, but I like the prospect, and I love the idea of a natural finisher in front of Suarez that doesn't require/waste 499 long balls... Come on D Tex!!
Havin_A_Red_Day_? Havin_A_Red_Day_? Jan 28, 2012 17:04 Flag
He looks the nuts and a ton cheaper than Cavani......
Lets get him!!!!!
Big well done to our boys for once again giving us a reason to be proud of them!!!!
A Yahoo! User Jan 27, 2012 14:40 Flag
Would be great if we got him and think this is the kind of player we should be in for. Especially if we want to win things.
- 1 Reply to A Yahoo! User
Hey guys,
I don't pretend to be an insider or expert, but if there's one player in all of Europe I would do, because I follow Napoli and favor him probably a little more than any man should.. Hate to burst any bubbles, it would hurt me more than anyone if true, but he's definitely not leaving Napoli this January and I'd say more than 50% unlikely in the summer.
If he does, he will probably cost somewhere near the amount that Cristina Ronaldo, at least 10-15 more than Torres. The owner of Napoli was at one point quoted as saying it would take 100M to buy him, now of course, money talks, so figure between 60-70M, and while FSG could fund it, and I'd jump like a kid on Xmas day, we're further away than just him, and in that realm of money, you're looking at the Chelski's, Fail Madrid's, Citeh's of the world..
It would probably take Suarez, Coates, ALOT of money and a few major miracles. Any rumors of him for anything less than 40M and Suarez the other way, is not worth your time reading..
He is, in my opinion, the best striker in Europe, probably the world... SIGH..


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You need to make this for dessert on Thanksgiving this year. Trust me.
This bread is really easy to whip up (who needs something complicated on Thanksgiving? NO ONE), is super delicious, and totally tastes like Autumn. It's a dessert bread, so make no mistake, it has a lot of sugar and oil… but compared to other pumpkin bread recipes that I saw that used three cups of sugar and at least one cup of oil for just one single loaf, I don't think I did so bad here.
The bread is nicely crisp on top, super moist inside, and has a rich, spicy flavor. I can totally see eating a slice of this along side a nice hot cup of coffee, chai, or tea. Super cozy.
You can also bake these as muffins. Actually, in hinds sight, that probably would have been a much better idea than a loaf. It would bake faster (more surface area to heat ratio), cool faster, and there would be no messing with trying to slice it. But the loaf does make a pretty presentation, so there is that. You decide. Either way, you're gonna LOVE it.
Pumpkin Molasses Bread
- 1 (15 ounce) can pumpkin puree $0.97
- 3 large eggs $0.75
- ½ cup vegetable oil $0.32
- ½ cup milk $0.12
- ½ cup molasses $1.10
- 1½ cups sugar $0.24
- 1 Tbsp pumpkin pie spice $0.15
- 3 cups all-purpose flour $0.44
- 2 tsp baking powder $0.06
- 1½ tsp salt $0.07
- Preheat the oven to 375 degrees. In a large bowl whisk together the pumpkin, eggs, oil, milk, molasses, sugar, and pumpkin pie spice until very smooth.
- In a separate bowl, combine the flour, salt, and baking powder. Stir very well. Pour the flour mixture into the bowl with the wet ingredients and stir just until evenly combined (try not to over stir or the end product will be gummy).
- Pour the batter into a loaf pan coated with non-stick spray and bake for one hour or until a toothpick inserted into the middle comes out clean. Allow the bread to cool completely before slicing.
Step By Step Photos
First, combine all of the "wet" ingredients in a large bowl. Thats the pumpkin, eggs, milk, oil, molasses, sugar, and pumpkin pie spice. If you measure the oil before the molasses, it will leave a nice thin layer in the measuring cup that helps the molasses slide right out.
Whisk these ingredients together until they're nice and smooth.
In a separate bowl, combine the dry ingredients: flour, salt, and baking powder. Stir these together really, really well because you want to do as little stirring after combining with the wet ingredients as possible.
Now pour those dry ingredients into the wet ingredients and stir it all (with a spoon, not a whisk) until evenly combined and no more.
Pour the batter into a bread pan that is coated with non-stick spray. Bake in a preheated 375 degree oven for one hour or until you can stick a toothpick into the center and it comes out clean (that means no raw batter stuck to it, moist crumbs are okay and considered a "clean toothpick").
Ta-da! I can't even tell you how yummy it smells. Can you imagine how pretty this would be as muffins? I'm not sure how long muffins would need to bake, but it would surely be less than a large loaf.
It's super good with a slather of butter.
And then I ate it.
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47 Comments
I made this for the first time today – followed the recipe as written only exception was I divide batter amongst 3 mini loaf pans. Baked at 350 for approx 40 minutes. Really nice loaf, well seasoned & extremely moist. This would be a great item to bake & take as a hostess gift during the holiday season.
I made this today, and made a couple of changes based on what people had experience with the bread getting burnt before finishing cooking, and with the batter being too liquid. First, I cut out the milk entirely. I reduced the molasses to 1/3 of a cup, and replaced the sugar with brown sugar – the reduction in molasses keeps the batter from being too thin, but the brown sugar helps keep the molasses flavor in the bread. I also reduced the cooking temperature to 350, and it took just over an hour to cook.
I hope this helps anyone having issues! And thanks to Beth for all your great recipes, we use them all the time!
made this today as muffins and it was amazing! cooked for 20 min and could not be happier!
I just made these as muffins and they're SO GOOD. It tastes like eating pumpkin pie, but in muffin form :).
My particulars: I didn't have pumpkin pie spice, so I just used cinnamon, and it worked well. I baked them for around 18-20 minutes, having split the batter into 18 muffins.
Made regular sized muffins and mine were done around 25mins. Mini muffins around 15mins. I also subbed coconut oil for the canola oil. Came out great!
Baked this for the first time this year to bring to a pumpkin tea. My friends loved it. The molasses is the most expensive ingredient, but the jar is enough for 3 loaves a season. Two more loaves to come…woohoo! Beth's tip to cover with foil works like a charm for the overdone top. I cover mine at 45 minutes and my total bake time is 80 minutes. My loaves look just like Beth's photo. This is an awesome autumn recipe!
This recipe endured several mishaps and produced a tasty loaf, so I think it must be pretty good. I used half white whole wheat flour, and accidentally cooked it in a yeast bread pan (8.5 x 4.5) instead of a quick bread pan (9 x 5); this resulted in about two tablespoons of batter oozing over the edge of the pan onto the cookie sheet I had put on the rack below to catch such oozings. The other consequence of this was that my loaf's dome was not as photogenic as it might have been. It took an hour and ten minutes to bake, and my foil tent was blown off, so the top was rather brown before the insides were done. All was not lost, though; while homely, the loaf was decidedly delicious. I will make it again in a 9 x 5 pan, no doubt the size it was intended to be baked in.
I've made this pumpkin bread three times now, and make no mistake- it tastes AMAZING! The only problem I've consistently had is that every time I try to make it, the top and edges of the loaf get toasty and black by the end of the hour, and there's still visible, jiggly wet batter in the crack. From the look of the comments, other users have had a similar problem.
I'm not ready to give up on the loaf presentation, so I'm wondering- would turning the temperature down from 375 degrees to 350 (which seems standard for most quick bread recipes) help with the outer-burning-inner-rawness? It might take longer to cook totally, but as it is, I already need to keep it in for an extra half hour to cook that raw batter near the top of the loaf. I'd be willing to take more time if it would mean a more even cook. :)
In any event- thanks for this recipe! In spite of my hinky baking times, it's a perennial favorite. Of course, your whole blog is a favorite all-around- it's rare for my husband and me to cook a meal from anywhere else lately! :D
Made these as muffins. It made nearly 24 mini muffins and 15 regular size. The only change I made was to add a struesel-type topping. Love this! Perfect level of sweetness, spice level, pumpkiny-ness and texture for us. Thank you!
Could you substitute squash for the pumpkin? I have some frozen and I remember my Mom used to do that when I was little for pumpkin pie.
Mines in the oven, can't wait. I made sure I read everyone's comments. Made the pumpkin pie spice, added applesauce instead of oil, used half whole wheat and half white flour, and added an extra 1/4 tsp of baking powder. Didn't over stir, folded it all in. Crossing fingers.
I made this and split it into 2 loaf pans. That might help anyone who is having baking issues. Although make sure you still bake for 45-55 min. Maybe even a few minutes extra. I wasn't keeping a close time on mine and took them out too soon. I will definitely make again as this is some of the best pumpkin bread i have ever had. I added a cup of chopped pecans to one of my loaves and it was divine.
J. Young,
Thanks for posting this fix. I just made this recipe tonight for a dinner party. I split mine into two loaf pans, lowered the temperature a smidge, and cooked it for 55-60 minutes and it came out perfectly.
Thank you for posting this fabulous recipe. The bread was a big hit at my dinner party.
Mine was a big fail too – I made this in a loaf pan. After an hour, the sides and top were almost black, but once cooled and cut into the middle was still batter. Literally oozing out.
Had to cut two slices off each end and throw the rest away.
Wish I had read the comments before trying this – would've made muffins instead. What a waste of ingredients and time.
Oh no! I have to admit, I have no ideas what could have gone wrong either… was the oven fully preheated? Even that should have only added 15 min to the cooking time. If you do try again, I would suggest baking them as muffins or in an 8×8 baking dish because it will be shallower and cook much faster.
I have no idea what or where I went wrong! I have had mine in the oven for 1 hour and 30 min. and it is still gooey inside! I will keep it baking (unless it catches fire!) and then try again! Maybe I used the wrong kind of molasses? Wrong pan? Confused……
Made this last night. It didn't turn out as I had hoped. Next time I may use a different kind of molasses, more sugar and more salt, longer cooking timer and/or larger loaf pan.
Becky – It would throw the ratios off a bit, but I think it's worth experimenting with! Maybe try nixing the milk too to cut down on the wetness. It's a pretty wet batter as is, I might have even been able to leave the milk out too.
Can I cut down the amount of sugar to maybe 1 cup? Would that throw off the ratio of dry to wet ingredient?


text:
The Perfect Christmas Gift - eBook
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Product Description
Princesses and parents everywhere will appreciate Gigi's anticipation and the excitement surrounding Christmas. But even more than that, this delightful tale encourages everyone to open their hearts to an even greater--the one that came on the very first Christmas. Recommended for ages 4 to 8.
Product Information
|Format: DRM Protected ePub
Vendor: Thomas Nelson
Publication Date: 2006
Availability: In Stock
Ages: 4-8
Series: Gigi God's Little Princess
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Publisher's Description
In The Perfect Christmas Gift, Sheila Walsh has penned a perfectly pink tale of a little princess whose Christmas expectations go a bit over-the-top. As Christmas nears, Gigi is just bursting with anticipation. And when her parents give her a hint about her big gift, "white with a touch of pink," she is absolutely certain she is getting her crown! After days of endless agony, Christmas morning finally arrives, and Gigi searches for a crown-sized box. But there isn't one. Instead, Gigi receives a gift more wonderful than she ever could imagine. Parents and princesses everywhere will appreciate Gigi's Christmas agony and will be encouraged to open their hearts to a gift even greater than they expected.
Author Bio
Sheila Walsh is a powerful communicator, Bible teacher, and bestselling author with more than five million books sold. She is the author of the award-winning Gigi, Gods Little Princess series, Peace for Today, Loved Back to Life, The Storm Inside, Five Minutes with Jesus and The Longing in Me. She is cohost of Life Today with James and Betty Robison. Sheila lives in Dallas, Texas, with her husband, Barry, and son, Christian.
Product Reviews
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LUCILLEJACKSON, TNAge: 25-34Gender: female5 Stars Out Of 5LOVE THIS BOOKAugust 29, 2012LUCILLEJACKSON, TNAge: 25-34Gender: femaleQuality: 5Value: 5Meets Expectations: 5MY KIDS ARE GOING TO LOVE THIS BOOK! IT TEACHES THEM THE REAL MEANING OF CHRISTMAS
goodbearKansasAge: 45-54Gender: female5 Stars Out Of 5Good book for children.January 31, 2012goodbearKansasAge: 45-54Gender: femaleQuality: 5Value: 5Meets Expectations: 5Gave this book to my granddaughter. She enjoyed it alot. I will buy more of this type of book.
SissyEatonton,GaAge: 55-65Gender: female5 Stars Out Of 5September 2, 2011SissyEatonton,GaAge: 55-65Gender: femaleQuality: 5Value: 5Meets Expectations: 5This is a gift I wanted to share with my granddaughter,Her nickname is GG.Given to her at the hospital where she born was,,early because she is a blessing to be here! ThankYou Jesus!
Darla Holbrook5 Stars Out Of 5August 11, 2007Darla HolbrookWe love this book as much as the first. My daughter wants to read this all year long. She is 6 and a big Gigi fan. We have the books and the movies. Take advantage of teaching your child these spiritual truths relating to her age level.
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text:
Valley team raises funds, awareness for blood cancers
PHOENIX — Long before your coffee probably started brewing, about a dozen men and women have been waking up at four in the morning, loading up their bikes and heading to various meeting spots around the Valley. Some started doing it at the beginning of the year, others far longer.
Last weekend, they prepared by riding the winding roads through Fountain Hills.
"We want to simulate, as best we can, the terrain we'll be riding in America's Most Beautiful Bike Ride," said Joe Zazarra, one of the coaches helping new and experienced riders for Team In Training.
"Today, it's 80 miles," he said last week. "The last big training ride before we head to Lake Tahoe for the century ride on June 2."
Most everyone on the team has a personal reason to ride.
"My brother-in-law Pete Karches," said Jamie Burgess as he snapped on his riding shoes. "He died in 2006 from Chronic Lymphocytic Leukemia [CLL] and left behind my sister and four young children."
Andy Gordon began riding four years ago after losing his wife, Sue, 13 years ago to Multiple Myeloma (MML).
Saturday morning, the team is riding as a tribute to 6-year-old Will Martinez. He was diagnosed on April 1 with an aggressive form of leukemia.
"He's having a rough go of it," said one of the riders as they passed out rubber "Will Power" bracelets to each teammate.
It's these pep talks that remind them why they ride the next three hours.
"We're trying to raise money for the Leukemia and Lymphoma Society so that top scientists can find cures for cancer," said Burgess before he straps on his helmet. "And it's working."
Burgess is sort of a ring leader of fund raisers on the team.
"This will be my seventh year, I have raised over [$250,000] total," he said without blinking. "And I'm on track to raise $50,000 this year."
At last check, Burgess' fundraising site shows he's about $3,500 from his mark.
"Jamie is the man," exclaimed Gary Zwillinger, one of three partners in the law firm Zwillinger, Greek and Knecht, who is willing to climb onto an 18-pound road bike at 5 a.m. and ride.
Six other colleagues from their law firm are raising funds and riding.
"We're a team within a team," said Burgess. "We call ourselves 'Team ZGK.'"
"There's a lot of billable hours on those rides," Zwillinger joked, who rides for a friend battling cancer.
Between the attorneys and the entire group they're on track to raise nearly $250,000 this year.
"Hopefully, that will put leukemia and lymphoma out of business one day," said Zazerra.
It's definitely helping. Those dollars are partly why Andy Gordon was able to join the team three years ago.
Ten years after his wife Susan died, a doctor told him, "You have 'MML." It was the exact same blood cancer that killed her a decade earlier.
Only this time, "I went through a stem cell transplant in 2010 and I've been in complete remission ever since."
It was an option afforded through advances made in blood cancer medicine thanks to aggressive fundraising efforts like Team In Training's.
"They didn't have the treatment when my first wife was alive," he recalled, "So it's a direct result of the research that's been done."
Gordon choked up to think about this being his third year in remission.
"From stem cell transplant to a 100-mile bike ride…"
Sunday morning, the team's hard work will pay off as they ride around Emerald Bay in Tahoe, Nevada for what is appropriately dubbed "America's Most Beautiful Bike Ride."
To learn more about Team In Training and ways to support research for blood cancer cures, visit the Team In Training website.
To go directly to Jamie Burgess' fundraising site within Team In Training, click here.
Or to go Andy Gordon's site, click here.
To make a general donation to the entire team, call the Leukemia & Lymphoma Society at (914) 949-5213 and asking to sponsor the Arizona TNT Most Beautiful Ride in Lake Tahoe 2013.
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Hi mamas! I'm the group owner but with running a store, plus the kids, homeschooling and TTC another - I'm not able to do the group justice.
I am posting to see if there are any experienced wrappers that would like to become the new group owners? Preferably two. :)


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What's Happening at Your Zoo
Vulture CelebrationSeptember 3, 2016
Did you know vultures prevent the spread of disease and can eat 20% of their body weight in one sitting? Join us to discover more…
Nandi's 2nd Birthday Party
Watch young elephant Nandi enjoy some presents at her 2nd birthday party, held at the Zoo on August 20, 2016! Nandi's birth in 2014 was…
Zoofari Cafe Renovations
Starting August 18th, Zoofari Cafe will be closed for renovation. The Jaguar Junction location in South America will remain open with a limited menu. We…
Zoo Lights Holiday Parties
Host your holiday party at Reid Park Zoo! Whether it's a company event or a personal party, the Zoo is a magical place to celebrate the…
Meet the New Ferrets
We're excited to introduce ferrets Dimitri and Nadia, two new Education Ambassador Animals at the Zoo! Ferrets are in the Mustelid family along with otters and…
Birthday Parties
Celebrate your child's birthday at the Zoo
Classes, Camps and Groups
Attend a class, join a camp, or bring a field trip to the Zoo
Reid Park Zoo couldn't be the wonderful Zoo it is without help from friends like you!


text:
I used to use this method (dirty hack I know but it worked like a charm) to moderate user/site signups for wpmu, http://wpmututorials.com/hacks/how-to-moderate-signups/
I found similar functions in the new ms-functions.php file but they same kind of hack doesn't seem to work, or perhaps I am doing it wrong, I can't seem to get the system to send me the first email with the information I need to determine if the user is a spammer or not. The nice part of this system was you got to decide if the user even got their blog approved instead of letting them sign up and then being forced to delete both a user and blog from the backend.
If anyone could give me a hand in applying the same hack above to the new wordpress 3.0 system I would be your best friend!
Thanks in advance.


text: As ever, in among a mini-course, two workshops, a dozen one-to-one meetings and several dozen informal conversations, sober and otherwise, that made up my weekend at York, I mentioned a fair few blog posts that might be useful to someone. If you want to get a flavour of this year's festival, veterans Debi Alper and Andrew Wille have posted about it, aspiring writer Jo Hogan has written very sapiently about what she learnt from her second festival, and this is a round-up of my impressions from past years. But, really, York is all about writing better. So here are a... Read more →


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- Report: #1016245
Report - Rebuttal - Arbitrate
Complaint Review: Massage Envy Spa Lake Ridge VA
Massage Envy Spa Lake Ridge VA2219 old bridge rd lake ridge VA 22192 Lake Ridge, Virginia United States of America
Massage Envy Spa Lake Ridge VA Went to this location yesterday, feb 17th, with my mother & sister for massages. I've had many professional massages before without any complaints & more importantly have NEVER walked away in pain. h*o Lake Ridge, Virginia
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This report was posted on Ripoff Report on 02/18/2013 12:39 PM and is a permanent record located here: http://www.ripoffreport.com/r/Massage-Envy-Spa-Lake-Ridge-VA/Lake-Ridge-Virginia-22192/Massage-Envy-Spa-Lake-Ridge-VA-Went-to-this-location-yesterday-feb-17th-with-my-mother-1016245. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text: The front desk staff at the Lincoln Courtyard by Marriott hotel is available 24 hours a day to provide you with outstanding service during your stay in Lincoln, Rhode Island. Looking for something fun to do while in the Providence area? Our staff is always happy to assist you make your stay as enjoyable as possible.


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i saw one of these driving the other day, i was thinking about messing with it but didnt feel like getting in a car accident
I'll stick to controlling my car...I enjoy the driving experience...fuck letting computers take that away from me.
Where I come from most people don't have those anyhow...
Now let's see this car keep the illegals from flooding this country
Go LSU Tigers! Louisiana da hottest place on earth!
fucking awesome. now people can sleep 'n shit when on long ass roadtrips.
~ petition to get rid of thugs put this in ur signature if ur a hacker& want to stop breast cancer ~
no thank you....


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|Ene Maya Lawani(Left) Celebrating with friend
Former Beauty Queen Ene Maya Lawani was a year older today. Her friends gathered with her for a breakfast celebration at Radison Blu, Victoria Island to celebrate her special day.
You wont believe what she got as birthday gift? A 2013 BMW 5 Series.
See More Pictures Below:


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Patriots vs. Seahawks in a duel for the best 7-layer dip
January 28, 2015 The Super Bowl isn't just about the Patriots vs. the Seahawks. It's also about teriyaki-spiced crabmeat and smoked mussels vs. baked beans, barbecue pulled pork and apples with bacon. more »»
Date night-friendly chicken that won't tie you to the stove
January 21, 2015 Fifteen years ago, I made the first of what would become thousands of meals for my husband, Philippe. more »»
Reasons why eating popcorn is good for you
January 21, 2015 If you're like me, there's nothing like eating some warm popcorn while watching a movie. It's the perfect combination. more »»
As prices drop, home cooks get immersed in sous vide cooking
January 21, 2015 Call it the tender trend. Sous vide cooking, once strictly the province of professionals, is spreading to home kitchens as cheaper equipment puts the once avant-garde technique within reach. more »»
Recipes for January 21
January 21, 2015 Sweet-and-spicy panko-crusted chicken Start to finish: 30 minutes Servings: 4 1 cup panko breadcrumbs 1/4 cup sugar 1 teaspoon garlic powder 2 teaspoons smoked paprika 1 teaspoon onion powder 1... more »»
Pumpkin seeds could be cash crop for Oregon, Idaho
January 21, 2015 ONTARIO, Ore. (AP) — Eastern Oregon and western Idaho already produce many of the nation's decorative pumpkins. more »»
NY servers seek raise as restaurant owners defend tip system
January 21, 2015 NEW YORK — In more than a decade slinging drinks, bartender Autumn Alston has depended on tips to earn a living, leading to an often-inconsistent income from some customers who tip a lot, some who... more »»
Looking for big flavor without all the fat? Try soy chorizo
January 14, 2015 By Melissa D'Arabian Associated Press Tucked away between the tofu "cheeses" and textured vegetable protein taco crumbles lies a tiny package you really should consider including in your lineup of... more »»
Veggie side dishes that pack a punch
January 14, 2015 Have you been looking for side dishes that make you say "wow?" If rice with butter has lost its luster, here are some fresh ideas that will round out your meal and have them rushing to the table. more »»
Cold weather brings reminder of comforting soup
January 14, 2015 When cold January winds blow and the snow swirls, one thing comes to my mind … it's time for soup! While I take pleasure in a cup of good soup almost any time of the year, when a chill is in the air... more »»
Think beer, German wines when pairing with Chinese takeout
January 14, 2015 What wine pairs best with Chinese takeout? Short answer: beer. The truth is, typical takeout, with its bold flavors of ginger, chili and soy sauce, is enough to stump even the savviest sommelier. more »»
Recipes for January 14
January 14, 2015 Bean and beef burritos Start to finish: 30 minutes (15 minutes active) Servings: 8 1 tablespoon olive oil 1 small yellow onion, diced 2 cloves garlic, minced 1 pound ground beef 1 teaspoon chili... more »»
Mushrooms make a delicious snack during the Super Bowl
January 7, 2015 Anybody who has kids will appreciate this mileston. more »»
Recipes that are safe to make with kids
January 7, 2015 Letting the kids flex their culinary muscles is something that all parents have to do at some point or another. more »»
10 fresh ways to make Super Bowl guacamole
January 7, 2015 Whether or not you like avocados, you really have to admire the way their marketers have totally owned the Super Bowl. more »»
Recipes for January 7
January 7, 2015 Easy boneless barbecue bites Start to finish: 30 minutes, plus marinating Servings: 10 For the bites: 4 pounds boneless, skinless chicken thighs 18-ounce bottle barbecue sauce 4 tablespoons (1/2... more »»
Bartenders go DIY with craft syrups and bitters
January 7, 2015 NEW ORLEANS — Bartender Max Messier couldn't find the cocktail syrups he wanted, so he made the. more »»
A different way to ring in the New Year
December 31, 2014 Some people go out on New Year's Eve and ring in the holidays around hundreds of strangers. Others stay in and celebrate with the people who are near and dear to them. more »»
High heat turns cabbage into a dinnertime winner
December 31, 2014 My grandmother, who lived to be 92, always said the key to her good health was that whenever possible, she ate cabbage. Now if that isn't a motto worth needlepointing somewhere, I don't what is... more »»
New Year's food traditions from around the world
December 31, 2014 There are many superstitions about special foods needed to usher in the New Year. more »»


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W3 Super Cache serves an internally cached page for redirected domains.
I have some htaccess redirects which force domains parked over my main domain to be redirected to the main domain. However when the redirect occurs I don't get a clean URL, instead I get an internally cached page served ?
The domain itself redirects, but I also get this additional page
How can I stop this from happening and ensure my redirect is actually pointing to the main domain and not this cache page ?


text:
I have been using Visitor Maps and Who's online for almost 12 months and find it really useful. However I have a member's only site, yet the majority of the visitors are recorded in Who's been Online as "Guests". Sometimes I have also noticed that a visitor's user number is recorded correctly but then later it has been deleted or shows as Guest.
How do I correct this? Is it likely to be a plugin conflict?
Thanks in advance for your help


text:
Thanks for visiting my website.
I am a nurse, writer, speaker and researcher with a passionate interest in culture and health. I have combined my academic career with governance and community involvement. I talk and write in popular and scholarly venues about mental health, maternal mental health, race, ethnicity, biculturalism, multiculturalism, settlement, refugee resettlement, and cultural safety.
There's a fun interview with me you can read at Women's Agenda and another recently recorded in the lead up to an event I was co-hosting on wearable health technologies. I serve on the editorial boards of the Journal of Transcultural Nursing, The Women's Studies Journal (The Women's Studies Association, NZ) and The Australian College of Nursing (ACN)'s Hive publication.
I am the Stream Leader for Research, Policy and Evaluation at the Centre for Culture, Ethnicity and Health (CEH) in Richmond, a really exciting organisation based at North Richmond Community Health Centre. The Centre has had a reputation for serving a culturally and linguistically diverse community in North Richmond and beyond since 1974. To read more about my research see my research page.
I have a blog on this site where I research and rehearse ideas in different formats and for different audiences than my scholarly work—Thanks Tseen Khoo for mentioning my blog in your list of Asian voices in Australia. Its purpose is to contest how racialised ethnic identities are represented in the public sphere and to offer an alternative to dominant discourses. This aim is common to the Aotearoa Ethnic Network (AEN), a decade old email list I maintain that connects New Zealanders interested in the "ethnic" question.
My work explores alternative frames such as postcolonial feminist theory and cultural safety, that highlight the political economy of colonisation, and racialisation. As a migrant who has grown up and been professionally socialised in a settler context, I see indigenous rights as a fundamental basis for a broader social justice agenda to eliminate health inequities.
You can contact me at ruth at ruthdesouza.com


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Why the P&L Should be Your Least Favorite Financial Statement
There are a couple of problems with a profit and loss statement despite they are importance to a business. One of these problems is they are an "after the fact" accessory to the running of your company. A P&L does an excellent job of giving you a historical scorecard for how well you've done, but at the same time you can look at the big profit numbers, open your check book and see the money just isn't there. Cash flow does not equal profit.
Small companies especially need to focus not so much on their profitability but on the cash flow the business is experiencing. You need to make sure you have enough reserves to pay for your normal expenses like payroll and occupancy costs, but also enough to invest in inventory or equipment, pay taxes when due and repay debts. There are several steps to take to understand and manage your cash flow. First, you need to understand your basic financials, next setting up separate tracking accounts, set monthly goals, and develop a realistic budget.
Understanding Your Financials
Included in your financial statements should be a page titled something like Statement of Cash Flows, or Changes in Financial Position. This statement is underutilized by many business owners and accountants because it is hard to create and explain. However, it can be one of the most important financial statement in your monthly or quarterly reports.
The cash flow statement is the bridge between the cash in the bank as shown on the balance sheet, and the profit (or loss) on the P&L. Starting with the net income, it traces where cash has been spent during the period (called uses) and where cash was generated (Called sources). Looking at this statement you can see that cash was maybe spent (a use) on increasing inventory or more cash was collected on receivables that were billed for the period (a source).
Also, a close look at your existing customers will allow you to see what your projected revenues will be. By looking at each individual customer, you can all determine project priorities and if there are any lingering customer service issues that allow a client to miss a payment deadline. Letting your sales people be a part of the cash focus empowers them to help move potential clients through the sales funnel quickly and efficiently.
Setting Up Separate Tracking Accounts
Some businesses have found it beneficial to open separate checking accounts for major
categories of spending. This is analogous to the envelope method many of our parents used to budget, with one envelope for food, another for rent or mortgage, and so on. A growing business will need four or five of these accounts: a general operating for regular expenses, taxes, owners payroll or draw, savings for expansion or equipment, and possibly one for debt repayments.
The advantage of doing this is the inherent discipline of having money earmarked for specific things. With separate accounts, you can still move money around for short term or emergency needs, but the added layer of transactions gives you the time to consider other alternatives or if the importance of the need or emergency is that great.
Set Monthly Goals
With the basic of you financial position in hand, you can begin to set some monthly or quarterly goals. Starting with your balance sheet start listing the major accounts (cash on hand, accounts receivables, fixed assets, payables, etc.). In a column put the current balance of those accounts. Next to that put realistic goals for what you would like that balance to be at the end of your budgeting period.
Some of the calculations can get complex, so if you are well versed in using a spreadsheet application like Excel or Google Spreadsheets, that will save you a lot of time and frustration. As an example, your accounts receivable balance is a function of your past collection history and sales. Inventory likewise is a function of your current inventory plus purchases minus sales. Don't let things get too complicated and try to keep it as simple while maintaining a realistic perspective.
Develop A Realistic Budget
Once your goals are in place you can begin to develop a workable budget. This plan will be your company's marching orders for the next planning period. Sales will know what they have to sale, your A/R department will know what needs to be collected and you will know how much inventory will be needed to achieve your sales goals.
Managing your cash flow is the most important aspect of running a small business. These tips can help get you started in the right direction. If you have questions your accountant or CPA will be able to help.
From the Author:
Kudos for going over my blog. I enjoy covering business and administration ideas. I'm an entrepreneur inside, and appreciate people who wish to grow businesses and contribute to the economy. One program that I certainly show to any enterprise or small business owner I speak with is Tracksmart.com.
Their software system helps companies of any size manage their human capital much more efficiently. Whether it's better time and attendance tracking, more manageable employee scheduling or real time internet-based staff clocking in and out, this program is a must for any firm.
The organization is an industry pacesetter, and provides one of the best customer support units in terms of client opinions. You should really check them out.
Talk to you later!


text:
- Report: #323914
Report - Rebuttal - Arbitrate
Complaint Review: Albar Precious Metal Refining, Pompano Cash4Gold.com
Albar Precious Metal Refining, Pompano Cash4Gold.com1701 Blount Rd. Pompano Beach, Florida U.S.A.
INVESTIGATION: Cash4Gold commitment to 100% customer satisfaction, Cash4Gold implemented strategic changes to insure consumers receive an honest deal. Cash4Gold gets a positive rating due to their continued efforts in customer satisfaction, demonstrates their need for continuing improvement. Pompano Beach Florida
*UPDATE ...Rip-off Report Investigation: Cash4Gold, Albar Precious Metal Refining pledges their commitment to Total Customer Satisfaction & Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. ANY BUSINESS THAT CAN ADMIT THEY MADE MISTAKES AND CORRECTS THOSE MISTAKES IS A BUSINESS YOU CAN TRUST AND WORTH DOING BUSINESS WITH
*Author of original report: Albar Precious Metal Refining, Pompano Cash4Gold.com
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EDitor's UPDATE: Positive Rating and Recognition has been given to Cash4Gold and Albar Precious Metal Refining for its Commitment to Excellence in customer service.
Our findings were that normally complaints were due to the perceived value of the jewelry rather than the actual value according to the market at the time. The complaints that have been filed are not removable due to Rip-off Report policy. Rip-off Report was able to determine that Cash4Gold has made concentrated efforts in order to communicate clearly with its customers as well as resolving any customer satisfaction issues promptly. Selling gold online is a convenience that includes risk. The Rip-off report is confident with Cash4Gold's guarantee. If you are not satisfied with the offer for your gold within 10 days, the will send back your jewelry. This is a very high standard for the industry.
Cash4Gold the world's largest online buyer and refiner of precious metal puts into action a new tracking and Inventory control software to help minimize mistakes and increase control over their customers merchandise.
Cash4Gold executives recognizes that legitimate complaints posted on Rip-off Report are issues that need to be addressed and if handled correctly can be valuable learning opportunities. With the feedback generated by Rip-off Report's Investigation. Jeff Aronson CEO of cash4Gold said "We are only as strong as our weakest link running a company of this size and volume you must adapt to your customers needs" Well cash4Gold has they have spent an estimated $350,000 on new state of the art computer tracking systems that now track our packages from all over the country. Executives say packages can now be pulled up at a touch of a finger, we had to one employee said it would take all day to find a customer's merchandise and mistakes could happen, now with a touch of a button we can tell you where the material is in the process system in a matter of seconds. "No one else in this industry has these types of security controls to ensure proper material handling" said Howard Mofshin President of Cash4Gold.
Because of our investigation and the sincere efforts put forth by Cash4gold, Rip-off Report is proud to give Cash4Gold a positive rating. All in all, the company implemented strategic changes to its Tracking systems, enlarged there customer service group and has a precious metal refinery 2nd to none, the only in their field. I repeat, they actually refine and assay their own material we checked and have no choice but to recommend Cash4Gold as the "leaders in their field" They are not a Rip-off!
Cash 4 Gold has been the recipient of a few complaints over the last year. Working with the Rip-off Report Investigation, they researched each claim and are working through the resolution process. Executives at cash4Gold proved to Rip-off Report that they are processing over 30,000 thousand packs of gold per month. When dealing with that kind of volume mistakes will happen but Cash4Gold is truly doing their best to correct as many of those as they can implementing new procedures daily. They truly have separated themselves from the rest of the industry.
Cash4Gold is part of Albar Precious Metal Refining, Inc. one of the industry's most respected refiners and has consistently received an A Rating from the Better Business Bureau for seven straight years. Opened in 2001 and managed by a team of professionals with over 60 years in the industry, Cash4Gold/Albar has achieved a national reputation for growth by making Entrepreneur Magazine's Hot 500 list for 2007 of fastest growing companies and is the only refinery ever to be listed in the prestigious Inc. Magazine
list of the Fastest Growing Companies in America, having achieved a ranking of #129 in 2006. Thousands of customers have been paid millions of dollars by Cash4Gold and the company's services can be seen on national television spots and heard on The Howard Stern Radio Program.
Read more about Cash4Gold's Commitment to Excellence and Total Consumer Satisfaction and why consumers looking to get cash for gold should feel safe, confident and secure when doing business with any member of Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. ..yes, a long name for a program that does a lot for both consumers and businesses alike.
Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. The Corporate Advocacy Program works for consumers like no other.
Albar Precious Metal Refining, Inc., Pompano Cash4Gold.com Cash4Gold Is Ripping People Off Big Time Pompano Beach Florida
I Sent Cash4Gold On 03/25/08 A 10kt. White Gold Mans Ring It Had 4 Diamonds In It Weight Of Ring Was 1/10 Of An Ounce And A 16 Inch Rope Chain 14kt Gold
Its Weight Was 1/10 Of An Ounce They Received Them On 03/28/08 The Price They Say They Pay For Gold The Chart They Have On There Sight Is Nowhere Near What I Got I Should Have Received A Check For $49.69 I Received A Check On 04/05/08 For $14.12 They Liked $35.57 Paying Me The Correct Amount For My Ring And Chain And To Get My Jewelry Back It Says A $15.00 shipping And Handling Charge Will Apply For All Material Returned To The Customer This Outfit Is Ripping People Off Big Time
Welch, West Virginia
This report was posted on Ripoff Report on 04/05/2008 11:07 AM and is a permanent record located here: http://www.ripoffreport.com/r/Albar-Precious-Metal-Refining-Pompano-Cash4Goldcom/Pompano-Beach-Florida-33069/INVESTIGATION-Cash4Gold-commitment-to-100-customer-satisfaction-Cash4Gold-implemented-s-323914. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 Author of original report
Albar Precious Metal Refining, Pompano Cash4Gold.com
AUTHOR: Frankiew57 - (U.S.A.)
SUBMITTED: Saturday, April 12, 2008POSTED: Saturday, April 12, 2008
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Apple isn't done celebrating the 30th anniversary of the Mac.
On January 24, the actual anniversary day, the company updated its website with a video and interactive timeline celebrating the 1984 device that started it all — and all the Macs that came after it. But the Cupertino-based gadget maker also spent the day filming a short movie (spanning 10 countries and five continents) about what people around the world are doing with Apple products.
At the end of the 90-second ad comes the revelation: The film was shot entirely on iPhones in a single day. (And it was edited on Macs, naturally.)
Instead of paying for a Super Bowl ad like rival Microsoft, Apple opted to debut its "1.24.14" video online Monday morning. You can give it a watch below:
Apple designs and markets consumer electronics, computer software, and personal computers. The company's best-known hardware products include the Macintosh line of computers, the iPod, the i... All Apple news »


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- Report: #420768
Report - Rebuttal - Arbitrate
Complaint Review: Tony Rodriguez
Tony Rodriguez2444 Times Blvd, Suite 316 Houston, Texas U.S.A.
Tony Rodriguez With B&A Mortgage, Inc.Tony Rodriguez Don't be fooled by him! He will take your money and not return your phone calls! Houston Texas
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What he does is the following: He pretends to help you refinance or obtain a loan if you are purchasing a home. He will email you good faith estimates to make it seem like he is really working on getting you a loan. He then will call you to see if you can meet him to go over all the loan options that he has available. He will tell you that he can meet you anywhere just for your convenience but in fact I think he's doing this because he doesn't have a real license. So there is no way he can meet you at the office he pretends to be with.
In this case B&A Mortgage on 2444 Times Blvd, Suite 316 Houston, Texas 77005. So of course you think hey this guy is really good so you go and you meet him. He gets to the place and he doesn't have not one document with him that he said he would have. Instead he tells you what he has already told you over the phone. So as the meeting gets to an end he tells you that he can't get anything accomplished until you pay him $450 which covers the application fee and Appraisal Fee. If you are smart you tell him that you have to think about it because you want to see concrete numbers before you decide to proceed. Which is what I did! Thank God if not I would be out $450 that I don't have in the 1st place!
To end things when you call him to check status of your file he doesn't answer his phone and he doesn't return your phone calls. So if that doesn't seem fishy to you then I don't know what is wrong with you! Please stay away from him!
Houston, Texas
This report was posted on Ripoff Report on 02/05/2009 05:41 PM and is a permanent record located here: http://www.ripoffreport.com/r/Tony-Rodriguez/Houston-Texas-77005/Tony-Rodriguez-With-BA-Mortgage-IncTony-Rodriguez-Dont-be-fooled-by-him-He-will-take-420768. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Bergen (English /ˈbɜrɡən/; Norwegian pronunciation: [ˈbærɡn̩] ( listen), in Bergensk usually [ˈbæʁɡn̩]) is a city and municipality on the Bergen Peninsula in Hordaland county on the west coast of Norway. The city was established before 1070 AD.[2] Bergen is the administrative centre of Hordaland. As of 2...
Runde is an island in the municipality of Herøy in Møre og Romsdal county, Norway. The island has a population of 102 people (as of November 2011), and it's connected by the Runde Bridge to the island of Remøya to the south. Runde is famous for its enormous amount of birds. It is said that there are about 500,000 t...
The Troll Wall (Norwegian: Trollveggen) is part of the mountain massif Trolltindene (Troll Peaks) in the Romsdalen valley, near Åndalsnes and Molde, on the Norwegian west coast. Trollveggen is part of the Reinheimen National Park in the municipality of Rauma in Møre og Romsdal county. The Troll Wall is the tallest ve...
Dalsnibba is a mountain in Stranda Municipality in Møre og Romsdal county, Norway. It is located at the end of the Geiranger valley, about 21 kilometres (13 mi) south of the village of Geiranger and the Geirangerfjorden. The 2-square-kilometre (0.77 sq mi) lake Djupvatnet lies directly to the southeast of the mountain...


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Art museum, War Memorial reach tentative deal
Negotiators for the Milwaukee Art Museum and the War Memorial Center have reached a tentative agreement that will define who controls the landmark center on the lakefront, County Board Chairwoman Marina Dimitrijevic said Wednesday.
The issue arose last year when the art museum proposed it take over management of the center in conjunction with a $25 million renovation project. »Read Full Article(4)
Present Music ends season with delicious fun
No one closes out a concert season quite like Present Music.
Milwaukee's new-music ensemble mixed art installations, solo and ensemble performances of music by the likes of Elliott Carter and Ted Hearne in Turner Hall Ballroom Friday evening. An after party, with food, drinks and live music from rock-ska band Something to Do, followed. »Read Full Article


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Turf Wars Forgotten, It's Time for a Picnic
By PATRICIA WEISS
Published: September 17, 2000
IN the 1950's and 60's, a gathering in New Britain of young toughs meant a drag race or rumble. Now in their 50's and 60's, these aging rebels have a new cause: a picnic reunion.
Hundreds of members of former street gangs, including the Earls, the Lords, the Reebs and the Little Cobras, plan to gather at the town's V.F.W. picnic grounds Saturday to eat, arm wrestle, settle (or maybe just discuss) old scores and show off grandchildren.
''Our motto is 'Leave your chains, bring your canes,' '' said Gary Chute, the organizer of the event, who hopes as many as 400 people will attend. ''We've had calls from Pennsylvania, Florida, California, New Jersey, New York. They called and said, 'We're coming in.' ''
The event is open to the public, but Mr. Chute is most eager to draw anyone who belonged to these groups while attending New Britain High School nearly a half-century ago. Like many former members of these once-menacing bands, Mr. Chute, 53, now walks haltingly, with the aid of a knee brace. A longtime New Britain detective retired on disability, he fondly recalls the days when he walked on the other side of the law as a member of T.K. (short for Tap-a-Keg, one of the group's favorite pastimes).
''We weren't known as gangs back then,'' Mr. Chute said. ''We were clubs. We weren't really gangsters.''
But that doesn't mean they were choirboys. ''We weren't candy salesmen, let's put it that way,'' Mr. Chute said. ''We had some of the toughest guys there were.
''One guy would look at another the wrong way and then they'd go back to their club, and the next thing you know, we'd be rumbling,'' Mr. Chute continued. ''A lot of times, it was over a girl.
''We were like 'West Side Story,' except we didn't sing that much.''
Some confrontations involved more than 100 youngsters. Particularly memorable was a big showdown between T.K. and the Lords in 1962, on the corner of Lafayette and Washington Streets. ''Big rumble. Front page of The New Britain Herald,'' Mr. Chute said. ''I remember coming home that night, and my dad said, 'Hear about the fight?' And I said, 'What fight?' ''
Of course, he had been there. So had George Sahadi, a former Lord. ''I was arrested twice for fighting,'' said Mr. Sahadi, another retired New Britain detective. The first time, the charge was thrown out of court, he said. The second occurred in the spring of his senior year in high school. The judge gave him a choice of spending 30 days in jail or being drafted. ''So I graduated high school, and two days later I went into the Army.''
Conflicts were typically turf wars between local groups defending their own corners on Main Street, where they hung out to show off their muscles, menacing looks and D.A. haircuts. ''We were always arguing and fighting at that time,'' Mr. Sahadi said. But these skirmishes involved few weapons of any kind, he said. ''In our day, we only fought with fists, and when we fought the next day we were friends.''
Combatant clubs could become instant allies when faced with out-of-town rivals. ''We had our fights against each other,'' Mr. Chute said, ''and in the summertime we'd all end up down at the beach, in Saybrook or Old Lyme, and we'd stick together and hold our turf against other clubs from New York, Rhode Island and Massachusetts.''
Some club members would sleep on the beach. Others would chip in to rent cottages by the shore because that's where the girls they knew went. ''You had to go see the girls,'' said Joseph Murphy, a former member of Theta Sigma who now lives in Wolcott. ''That was a very important part of high school.''
Most of the members were teenagers at New Britain High or local trade schools.
''Then, of course,'' Mr. Chute said, ''Vietnam broke out, and a lot of guys went to Nam or into the service. And that's when most of the clubs broke up.''
Not all of the groups disbanded, however. ''A couple of the clubs, the Lords and the Earls, remained, and they changed their ethics,'' Mr. Chute said, ''if you want to put it that way.'' By the late '80s, these groups had been replaced by the Latin Kings and Los Solidos, violent gangs known for drive-by shootings and selling drugs.
''We never had drugs back then,'' Mr. Chute said. ''If you did any type of drug, you weren't in a club. You would be thrown out, if they ever found out. All we did was drink, basically. We'd tap a keg out in the woods and have a good time.''
Many of the boys' clubs were fraternities known by Greek letters, such as Alpha Delta Sigma. Their female counterparts bore names such as Theta Mu, Tri Hi Y, the Scotties and the Delta Caps. Official club jackets could only be worn by club members and their girlfriends.
''I have to say, if you were dating someone from T.K., you got treated with respect,'' said Diane Vernale, a 1960's graduate who not only dated but married one.
''But we weren't fighting clubs, we were good guys, too,'' said her husband, Joseph Vernale, an electrician in New Britain.
Clubs held weekly meetings where officers were elected and dues were paid. Many also sponsored Friday night dances attended by all the other clubs. Money raised by these events was often donated to charities such as the children's hospital in Newington. Or if someone in town was seriously ill, ''we'd try to do a fund-raiser, usually a dance, a sock hop, to help them out on their bills,'' Mr. Chute said.
This civic-mindedness was not out of character. ''We have a lot of doctors, professors, lawyers and numerous police officers. We even have a D.E.A. agent who was a club member,'' Mr. Chute said.


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- Report: #752751
Report - Rebuttal - Arbitrate
Complaint Review: Blooms Rewards
Blooms RewardsInternet United States of America
Blooms Rewards Blooms Today they stole my info!!!I ordered flowers and begin getting charge not only by them but by "affiliated" sites as well Internet
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This report was posted on Ripoff Report on 07/14/2011 06:38 AM and is a permanent record located here: http://www.ripoffreport.com/r/Blooms-Rewards/internet/Blooms-Rewards-Blooms-Today-they-stole-my-infoI-ordered-flowers-and-begin-getting-charg-752751. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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YOLOBoard World
This blog features YOLO Board experiences from all over the world. Please send us your photos and videos so that we can all share in the SUP experience. Send them to firstname.lastname@example.com.
Future SUP stars!
Posted on: 07-26-2012
Kendall's new YOLO Board
Posted on: 07-14-2012
Happy 4th of July!
Posted on: 07-04-2012
Phil's 14′ Rasta Race Board
Posted on: 06-28-2012
Klinker Armada
Posted on: 06-27-2012
The Klinker YOLO Board Fleet! They actually own 7 boards !! This is a true You Only Live Once kind of family, and exactly what YOLO is all about-family fun.
YOLO Board in Atlanta, GA
Posted on: 06-19-2012
Jeffrey's family loves their new YOLO Board, shown here on a lake in Atlanta, GA. This is proof positive that standup paddleboarding is moving inland! Any water, anywhere! YOLO!
New Pink Predator
Posted on: 05-17-2012
Kandace M with her Pink Predator! She is looking forward to coming to our Mileage Builder series at Sandestin! Go girl! YOLO
Georgia YOLO
Posted on: 05-14-2012
Two cuties from Georgia came by the shop
this weekend to pick up a board for their mom.
What a great Mother's Day gift! YOLO!
You Only Live Once in the AMAZON!
Posted on: 04-19-2012
Gary is sporting his YOLO Board Adventures T-shirt in the AMAZON! What a great You Only Live Once experience!
1st YOLO Board Lesson
Posted on: 04-09-2012
Grace's first YOLO Board Lesson! Looks like she had fun! YOLO Grace!


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Nate Visits Nate: News from the Northwest
Last week, I had the pleasure of joining several of our pastors and church planters in the North Sound Network, a group of Converge Northwest churches lead by Jonathan Alexander (Northshore Community Church) and Nate Hettinga (Cascade Community Church) who have gathered to pool resources and knowledge for the cause of planting more churches in the North Sound region. The mostly bearded and flannel-clad day was complete with great fellowship, messy BBQ, and a pair of adorably curious boxer pups who greeted arrivals in the parking lot of Todd's blueberry farm. Here's what we talked about:
The Benefits Of A Partnership
First Baptist Church- New Castle- Philippines
Camarillo Community Church- Camarillo, CA
Church Buys A School
Converge Cornerstone Fund is pleased to be a ministry partner in connection with The Gate Church. We recently received a video that allowed us to hear from Pastor Gary Mariano regarding the success of his church plant in North Lima, Ohi
Once A Bar - Now A Thriving Church
In 2009, pastor Brad and Jeni Main started to sense the call of God to start a church in Merrill, Wisconsin. After much prayer, confirmation, raising support and finding partners with the same vision, Journey Church held its public launch Sunday, September 11, 2011, the church began to grow in numbers and spiritual maturity. Here is their story:


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As part of today's ECO Kids experience, we encourage kids and their families to participate in as many BugFest activities as possible. Don't leave Bernheim without dancing the Buggy Boogy, trying a chocolate-covered cricket, and making a new six-legged or eight-legged friend! On Your Own Challenge, available in the Visitor Center from 9:00 a.m. to 5:00 […]
ECO Kids Discovery Day: BugFest Celebration
September 20, 2014 By | Leave a Comment
September 20, 2014 By | Leave a Comment
Bernheim invites you and the kids to an INSECT SAFARI in Bernheim's big backyard! Dance the Buggy Boogie, taste the tempting Cricket Crunch, count the Pickled Ticks plus a whole host of other horrible delights. Complete schedule of events and more info on the BugFest page.


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data.php the XML PI is echoed before
plugins.php is required. This will generate a warning when others plugins try something like session_start or to set headers.
Please move this echo line to below the require_once statements. There must be no output before loading WP core.
May be also set PHP display_errors false to ensure the XML is not polluted with any warnings or errors coming from other plugins that should be irrelevant to producing the XML.


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Ex-justice to mediate museum tiff
Former state Supreme Court Justice and Marquette University law professor Janine Geske has agreed to help mediate the stalemated negotiations between the War Memorial Board and the Milwaukee Art Museum over how their landlord-tenant relationship will change with the launching of a $25 million renovation project.
Geske served on the state's highest court from 1993 to '98 and was interim Milwaukee County executive for 2 ½ months in 2002, after the resignation under fire of then-County Executive F. Thomas Ament. She has extensive experience in mediation and conflict resolution. She also served as a Milwaukee County circuit judge from 1981 to 1993. »Read Full Article(6)
MSO Pops revels in Great American Songbook
Infectious isn't always a bad thing.
Leaving Uihlein Hall after Friday evening's Milwaukee Symphony Orchestra Pops performance, I stopped counting the number of people who were quietly, or not so quietly, humming strains of the show's encore, the Gershwin brothers' "I Got Rhythm." »Read Full Article(5)
Windfall Theatre struggles to find 'A Time to Live'
There's nothing that terrifies us more or gets talked about less than what it means to die - or the related prospect of soldiering on when those dearest to us are gone.
That's the subject of Howard Goldstein's "A Time to Live," now receiving its world premiere courtesy of Windfall Theatre - an intrepid company that consistently stages plays involving those thorny subjects that matter most. "Time" opened Friday under Carol Zippel's direction. »Read Full Article(2)
Gary Allan show lacks distinctive voice
Gary Allan put on a pretty good show Friday night at the Eagles Ballroom in The Rave.
Why wasn't it great? »Read Full Article(10)


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Home :: Wedding Bands :: Gold Wedding Bands :: Designer Two Tone Bands :: Two Tone Gold
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Jay Byars is an American male models who also participate to athe Reality Show Survivor One World.
He is from the small town of Gaffney in the state of South Carolina.
He is now 26 year old (2014) and he is modeling since few years for the agency Major in New York City.
Jay Byars was cated for the Season 24 of Survivor-One World , a reality show of CBS TV channel.
When Jay is asked about how he keeps fit, he says that practicing both the gym and sports is a good plan. He lifts about five time a week and keep his cardio in good shape by playing basketball and raquetball. He also prefers biking than footing. Lately he was trying more cross and sticking to a Spartacus workout.


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Grads1st understands the problems in America with student debt. To date, the numbers reflect an outstanding student debt of more than 1.3 million dollars within the U.S., which easily exceeds the debt from credit cards, and only runs second to the amount of home mortgage debt.
Anyone who wants to apply for these programs must do so via the Dept. of Education. That's where they can find which programs they can qualify for and which ones suit their needs the best. They have to prepare their application with the necessary information and then submit it. After they consolidate their loans they're place into one of the repayment plans they must qualify for. These programs are primarily based on family size and income.
Grads1st steps up to the plate whenever an applicant defaults on their loan and their wages are being garnished. That's when we take immediate action and contact whatever collection agency is handling the case. We put an immediate halt to the wage garnishment. Then we work tirelessly at putting together an affordable rehabilitation plan so our client can return to a current status with a brand new repayment schedule that they're able to afford. We don't only stop their wages from being garnished, but help them to rebuild/restore their credit scores as well.
Our experts help to prepare and submit our client's application for consolidation, ensuring they get enrolled in the best possible program for their specific situation. We find the program that saves them the most cash and see to it that all necessary supplemental information is included in the application. We never see our job as finished until our client is on a brand new repayment plan and gets their plan approved.
The options for repayment plans are numerous. They are all primarily based on loan type, loan status, family size, and financial situation. We help our clients to locate the very best program for their specific needs.
We also assess the eligibility of every client for getting them into one of the various forgiveness programs. A few examples of these programs would be –
Total Permanent Disability Loan Forgiveness Teacher Loan Forgiveness Public Service Loan Forgiveness
and many others. The payments cap off at about 10% of discretionary income, having a term of around 240 months. Remaining balances are forgiven when the term ends.
Other programs exist where the payment cap is 15% of discretionary income and the max term is for 300 months. Again, the remaining balance is forgiven when the term ends.
The payments start off low and then increase every two years. This type of repayment plan is for those who are expecting their income to increase steadily over time.
There is another program where the cap is at 20% on discretionary income and the term is for 300 months. The balance remaining is forgiven at the end of the term. This one is similar to the above 'graduated repayment' plan but the term gets extended out to 300 months.
Student Debt Burden
Most people burdened with student loan debt feel like they have the weight of the world on their shoulders. They don't see any way to ever get out from under it. Even bankruptcy won't wipe out student loan debt. Sadly, most student loan services are not giving the public the information they need about government-backed programs being available to help. Because there's no awareness of these programs, many people are burdened down unnecessarily.
With Grads1st you can know what programs you can qualify for in a matter of about 15 minutes. After you sign up with us it only takes between 30 to 60 days for your application to be processed. We are proud of our turnaround time which sits at 30% (faster even than the national average).


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Making Special Places by Honoring History
17 May 2016 4:13 PM | No Comments
Why Mumbai's iconic Marine Drive is ANTI People & not a #SmartCity Street!
08 February 2016 2:07 PM | No Comments
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Photo Blog : Leader Study Program : Spain 2015
19 October 2015 12:52 PM | No Comments
High Street is the best way to encourage local entrepreneurship & "Make in India" Strategy!
11 August 2015 5:35 AM | No Comments
We build communities not buildings or malls.
07 August 2015 4:20 PM | No Comments
Corbusier's Modern Architecture Cult destroyed the Vibrant City Life!
02 August 2015 8:32 AM | No Comments
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How should we perceive the "Indian City"Posted on August 8, 2009 | 33 CommentsPERCEPTION noun 1. the representation of what is perceived; basic component in the formation of a concept [syn: percept] WordNet® 3.0, © 2006 by Princeton University. In the quest for progressive and developing approaches to design, it becomes essential to begin at the root of the process of...


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