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- Report: #810817
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Complaint Review: Capital One/Credit Inform
Capital One/Credit Informhttps://servicing.capitalone.com/c1/login.aspx, Oregon United States of America
Capital One/Credit Inform Recurring monthly fees for a service i did not request, servicing.capitalone.com/c1/login.aspx, Oregon
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Further more, I have filed a complaint with the BBB, am seeking any class action that may exist, have filed this complaint, and am posting this to social media websites. I encourage EVERYONE with the same experience to do the same. This behavior should be socially and morally unacceptable. If this has happened to you fight back and tell everyone you know.
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Fortune 500 still doesn't buy into social media
Since blogging first became a lauded tool for companies large and small to communicate and engage with their consumers, people have been interested in whether the really big companies – the Fortune 500 companies – have joined the fray. Facebook and Twitter came along and interest escalated. After all, if social media is the great equaliser then it's only natural that the small and medium sized fish in the great big digital pond want to see how their stack up against the whales.
Over the years countless agencies have conducted studies into social media participation and the general consensus has been that Fortune 500 companies keep social media at arms length. The kind people say that the 500 are cautious, the mean people say they're cowards.
The trouble with a lot of these studies is that they are viewed with sceptism. They are considered biased or skewed in some way, or the methodology left a lot to be desired – or something. According to Steve Olenski, creative director of Digital Services for The Star Group (writing for Social Media Today), one of the most "statistically sound" studies has recently been conducted by the Centre of Marketing Research at the University of Massachusetts Dartmouth.
The figures are pretty bleak across all forms of social media, including the humble blog. In 2008, 16% of Fortune 500 companies had a blog (public facing corporate blog to be exact). In 2009 that went up to 22%, which went up to 23% in 2010 and stayed at 23% in 2011.
It looks slightly better for Facebook and Twitter, with figures of 58% and 61% respectively. When you dig a little deeper, you see that the results are skewed towards Fortune 100 companies – the most successful of the 500. Between 2008 and 2011, 36% of Fortune 100 companies have blogs, compared to 14.5% of the companies in the 400 – 500 range.
25% of Fortune 100 companies have Twitter accounts (2011) compared to 17% of the 400 – 500 companies.
Now, this doesn't indicate a causal relationship: social media doesn't make a company more successful, but, as Olenski infers, adopting social media could indicate a company's willingness to embrace change and to experiment and innovate. And those are hallmarks of a successful company.
(Image: http://www.umassd.edu/media/umassdartmouth/cmr/studiesandresearch/F500.pdf)
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- Will or Won't Tumblr Make it as an Online Marketing Tool? ( April 10, 2013 )
- LinkedIn Tweaks its Services to Become More User-Friendly ( April 9, 2013 )
- When Images are Worth More than a Thousand Words ( April 5, 2013 )
- Make the Most of Social Media Data ( February 1, 2013 )
- Could You Wait Two Days for Someone to Review Your Tweet? ( December 7, 2012 )
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- Pinterest Makes Your Business Its Business ( November 16, 2012 )

subset: commoncrawl


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The Motley Fool Discussion Boards
|Previous Page
Financial Planning / Tax Strategies
|Subject: Buying Real Estate in an IRA
|Date: 7/28/2002 10:25 PM
|Author: ptheland
|Number: 61025 of 124569
Using IRA money to invest in real estate has been a recurring topic here at the Fool that never seems to get a very definitive answer. Being a tax guy, I thought I'd take a few spare minutes and research the issue. Well, it took more than just a few minutes. And although I was focusing on IRA accounts (both traditional and Roth) it seems that this is also equally applicable to other retirement accounts that a self-employed person might have – SEP's, SIMPLE's, Keogh's, money purchase, profit-sharing, and defined benefit plans.
First off, let's take a look at a few of the specifics of an IRA.
Tax Law
You need a trustee for an IRA. According to IRC section 408(a)(2) the trustee must be a bank (the nitty gritty details include credit unions and S&L's) or an "entity approved by the IRS to act as trustee or custodian." There's a whole host of rules on what these entities can be, but basically it's got to be an organization that can handle the record keeping and reporting required by a bunch of IRA accounts. Individuals are specifically excluded from being an IRA trustee. You'll commonly find mutual funds and security brokers as qualified trustees, but any organization who can convince the IRS of their experience and skills can be approved as a trustee.
IRC section 408(a)(1) stipulates that contributions to an IRA must be in cash. But a rollover from another IRA or qualified retirement plan can be either in cash or in securities. Contributions are limited to $3000 per year ($3500 if you're over 50) for 2002, increasing to $5000 over the next few years.
IRC section 408(a)(5) says that an IRA trustee cannot commingle funds, except for a "common trust fund" or "common investment fund." Basically, this means that you cannot mix money from outside an IRA with money in an IRA. However, a group of IRA's can get together to make common investments. And an IRA can invest in mutual funds or partnerships.
There isn't a list of acceptable investments for an IRA, but there is a list of unacceptable investments in IRC section 408(m). The list includes works of art, coins, gems, and antiques, but not real estate. There are also some transactions that are specifically prohibited by IRC section 4975. You can't sell anything to your IRA, you can't perform services for your IRA, you can't use your IRA as security for a loan, and your IRA can't buy property for your personal use. There are some other prohibited transactions, but these are the ones of interest to this subject.
Organizations exempt from income tax can still be subject to income tax if they have Unrelated Business Taxable Income (or UBTI). UBTI is discussed in code sections 511 through 514. An IRA is an organization exempt from income tax. And there is a Private Letter Ruling (PLR 9703026) that goes into this issue for an IRA. PLR's apply only to the taxpayer that asked for the ruling, but they still give you an insight to the general thinking of the IRS. In this particular case, the IRA was subject to UBTI because of its debt-financed real estate activities.
So, what can we conclude from these IRA rules? The major one is that real estate is a perfectly acceptable investment for an IRA. You just have to overcome a couple of administrative and operational issues to own real estate in your IRA.
The first issue is finding a trustee to hold the real estate. Banks are willing to be trustees, because they want you to put your money in a savings account or CD. Then they loan that money out to others and profit on the difference in interest rates. Brokers are willing to be trustees, because they make money when you buy and sell stocks or bonds. Mutual funds are willing to be trustees, because you put your money in their funds and increase their assets under management, increasing their management fees. But none of these businesses want to hold real estate for you. Real estate doesn't make them money the way they want to make it. So you've got to find a trustee willing to hold real estate. I have no experience or recommendations for you. But I did type "IRA trustee real estate" into a Google search and turned up several willing trustees. So they are out there, they just take a little more work to find and research.
Another issue is the details of purchasing real estate in an IRA. It's pretty hard to find a good rental property to buy with your $3000 annual contribution. You can't sell a partial interest in a property to your IRA – that's a prohibited transaction. Neither can you contribute $3000 of equity in an existing property – IRA contributions must be in cash. Both of these would also result in IRA funds being commingled with your non-IRA assets. You couldn't jointly own a property with your IRA. But your IRA could jointly own a property with your spouse's IRA (and your neighbor's or co-worker's IRAs if you wanted to). You could accumulate several years of contributions until you've got enough put together to buy a property. Another source of sufficient money could be a rollover from your retirement plan at work. Or you could finance the property.
Financing raises more issues. Finding a lender is one. You'll need someone who will lend to the IRA (NOT you – you're not buying the property). I'm not sure if your personal guarantee of a loan is a prohibited transaction or not. But if you were ever called to make good on a guarantee, you'd likely run afoul of a prohibited transaction or an excess contribution (or both). You've also got to make sure you have adequate cash flow for the financed property. You can only add $3000 per year to your IRA (although that amount is increasing to $5000 over the next few years), so you can't have very much of a negative cash flow. This is a real issue if you ever have a vacancy while holding just one single family residence. You'll need to keep some reserves on hand to cover this possibility.
But the biggest problem with financing a property is that it raises UBTI issues. Rents from real estate are specifically excluded from UBTI unless the property is debt-financed. This is where things get a bit muddy. The PLR I quoted above indicates that debt-financed property in an IRA is subject to UBTI. After reading through the law and the regs, I agree with their finding. So if your financed real estate generates net income, your IRA will pay tax on that income! That's not necessarily a major problem since depreciation is an allowable expense and could easily make the net income for this purpose zero or a loss. The bigger issue – and one that's not addressed in the PLR – is if a gain on the sale of debt-financed real estate is also subject to UBTI. Regulations Section 1.514(a)-1 (a)(1)(v) specifically includes gain on the sale or disposition of debt-financed property in UBTI. The result – selling debt-financed property for a gain would result in a taxable gain to your IRA. That would defeat the major purpose of holding any asset in an IRA – tax deferral. And to make matters worse, the net proceeds (after this tax) are still in an IRA. So with a traditional IRA (but not a Roth) you'll pay tax yet again on what's left when you withdraw the funds from the IRA.
Leaving the debt-financing aside, let's look at some final operational issues. Who can rent the property once you've acqui


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|Average Review:
Product Review (submitted on September 26, 2013):
As an English lass, I obviously drink tea by the gallon! Tower of London tea is one of the best I've ever had and I'm going through it like no ones business. Unfortunately I can only buy the 30 sachet tins which a). isn't enough for a month (usually by around 3-5 tins a month) so can be a bit expensive (£9 a tin - $14.41) and b). it's not environmentally friendly. Would dearly love to see the 1lb loose tea in England!


text:
Built Environment and Engineering
Build contacts, build experience, engineer your career
A particular feature of Built Environment & Engineering courses is the breadth and vocational relevance of the courses available, together with an emphasis on innovation in teaching and learning and the development of student capability. With close links to key accrediting industry bodies, we provide our graduates with access to full professional status. We have also achieved national and international recognition for research and consultancy.
We aim to provide a stimulating environment for education in all aspects of the Built Environment with a particular focus upon sustainability. We have a commitment to widening access and increasing participation in higher education which forms the underlying philosophy of our approach; focusing on collaborative provision regionally, nationally and internationally.
Our Academic Team
School of Built Environment & Engineering
Courses by Subject Area
Featured Courses
Our School in Pictures
Graduation Profiles
School News
Leeds Beckett appoints new Professors
Leeds Beckett University has welcomed five new Professors to its Faculty of Arts, Environment and Technology.
University planning experts to help neighbourhoods shape their future
Planning experts at Leeds Beckett University are set to work with community groups across Leeds to help them shape the look and feel of the places they live.
Special journal marks Psych4Students lecture series
A special issue of the British Psychological Society journal has been published this month to showcase work presented at Psych4Students, a series of lectures chaired by Dr Peter Branney at our University.


text:
Bonsoir Paris is a creative studio that stimulates curiosity in the everyday, and makes the impossible seem logical. Working at the intersection of art, science, design and technology, the approach is defined by experimentation and cutting–edge innovation.
Combining original thinking with rigorous technical expertise, we work across spatial and object design, photography, filmmaking, live spectacles and consultancy–creating unexpected solutions that captivate the audiences of our progressive clients and partners.
Art direction – Design – Photography – Film for Digital release.
March 2016, Paris - Montréal
Using inspiration from molecular biology, we sought to create complex organic forms replicating morphogenesis and carbon-based exoskeletons using entirely digital methods made up of codes and algorithms. The parametric designs were then manifested in physical forms (3D prints using a digital sintering process) and an animated short film. The objective was to blur the lines between natural forms and the digital processes, taking advantage of new technological methods to create a level of depth and complexity with abstract forms.
Concept – Design – Photography – Production for sculpture and zine.
Multidisciplinary aspects and aesthetics of studio, production capacities
October 2015 / New York
As part of Courvoisier's "Exceptional Journey" campaign Bonsoir Paris, collaborating with American fashion brand En Noir, reinterpreted their design codes through a sculptural installation inspired by their material choices, cuts and details. Mixing both image and design, the installation presents hand-crumpled metal prints in a simple and radical way.
A photographic sculpture immersing the audience into different tones and vibrations of black. The reverse of the installation reflects distorted versions of the surrounding environment ; a comment on the strength of identity the clothes create.
Concept – Design – Production for retail experience. Photo : Owen Richards / Video : Andrew Telling
March 2013, Milan
The installation was inspired from the theme of the COS collection «Modern Utility» dealing with simple, optimised forms created by modern technology. Driven by a focus on modularity, the overall concept is based on rapid building and disassembly, designed after the structural codes of the atomic form. This centrepiece, a 3D-printed constructing atom, can create an infinite number of geometric sculptures, offering a high degree of modularity and permutations
To enable rapid building, each piece, colour, and material corresponds to a useful and precise place. Colours were chosen to enhance the product's visibility and presentation, to contrast with the selected space and construction system. Indeed, this building paradigm can create an endless stream of COS product displays. This pop-up concept, like the timeless white oxford shirt, has no lifespan, and can live in any shape, space, or scale.
Concept – Event – Photography Campaign – Retail Design for communication campaign, launch event and retail.
Campaign imagery : Jacob Sutton
December 2014, New York - Paris - London
We developed a campaign involving event, campaign photography, and retail directives that were displayed in all of Nike Lab's locations, as well as select retailers throughout the world. The core concept of this campaign centers on the modularity of the Nike x JFS collection, focused on the evolution of body and style through training. The thinking is based on examining what modularity for clothing means in terms of sequence, function, and change while portraying the multiple variations of the Nike x JFS collection in a clear and iconic way.
Concept – Photography for magazine editorial.
November 2015, Paris
The series celebrates the magic and texture of various relationships individual objects form with this very logical and functional product. While founded in function, each element has a playful aspect through its aesthetic and adaptive characteristics. Each image focuses on the product's physical construction and function as well as the environment created by its presence.
Concept – Design – Production for retail window.
April 2015, Dubai
To bring Hermès annual theme of 'Flaneur Forever' to life, we chose to focus on the notions of 'lost time' and hypnotic movements. Strolling is a rather typical Parisian past-time. The flaneur, an eternally aimless walker & dreamer, takes in his surroundings slowly without worrying about the concept of time. Our proposal was to create a series of simple scenes in motion, inspired by kinetic art, that encouraged the spectator to lose track of time and become a Flaneur.
The graphic variations and simple physical movements intended to capture the viewer's attention without getting lost in superfluous effects. The goal being to entrance them with these hypnotic mechanical movements, manifesting in shape-shifting cubes and moiré-infused designs. These simple structures and 3D animations kept the Hermès products centre stage, suspending them in a dream-like state.
Concept – Set Design – Photography for print editorial.
January 2015, Paris
Once again taking a conceptual approach to illustrate transhumanism (literally, an intellectual movement that aims to transform the human condition through technology), we focused our approach on transforming a human protagonist through material and optical effects.
Using prisms and other experimental materials, we took an interpretive approach to the topics elicited in the magazine's text, including cybernetics, digital identity, robotics, and other such far-flung technologies.
Salary : Salary based on pay standards for internships established by French law.
Contract : 12-week Fixed Term, Monday to Friday 9:30am - 7pm
Reporting to : Creative Directors - Morgan Maccari and Rémy Clémente
Please send your design portfolio with examples of creative projects to email@example.com
Please ensure your name and surname followed by "Junior Creative" are in the email subject line.
We are offering this opportunity to curious, experimental and connected graduates or second/third year students to gain experience working with the creative team. We are interested in individuals from graphics, product design, photography, creative technology, and architecture. The 12-week program will engage them in both live commercial and internal projects working closely with the senior designers and creative directors. Alongside their creative flair they must be a reliable pair of hands for traditional design methods and technical production; materials and processes. Our ideal creative should show confidence across storytelling and design. We require strong communication skills with team members being able to visualise ideas and concepts from scratch. Being effective working autonomously and as an engaged collaborative team is valued equally. The creative team often work on internal personal projects including our series 'Wasted Time'; something we encourage where possible to inspire and inform our commercial projects. Our new studio on Canal Saint Martin is bright and airy with space to grow. While there is no guarantee of a full-time job following we will be nurturing these individual's intending to be able to employ them. As a small and privately owned company every member has the opportunity to make a noticeable difference to the success of the business.
Work alongside and support the creative team from concept through to delivery.
Culturally engaged and proactive in keeping the studio inspired in the worlds of art, science, design, technology and beyond.
Key Tasks
Idea and storytelling development
Visualising creative routes
Production support e.g. production ready files, organising materials for photoshoot
Key Skills
Solid researcher drawing on a range of broad references
Competent at quick hand sketches
Able to prototype and test an idea
Good understanding of materials and processes.
Confident, calm and articulate.
Organised, flexible and responsive.
Proactive, problem solver and keen to learn from the team and demonstrate you value others' input and expertise.
Experience & Software Knowledge
Graduate or second/third year with top marks
Good knowledge of Adobe Creative Suite.
Salary : €30-€36k based on experience
Contract : Full Time, Monday to Friday 9:30am - 7pm
Reporting to : Creative Directors - Morgan Maccari and Rémy Clémente
Please send your design portfolio with examples of creative projects from concept through to final delivery to email@example.com
Please ensure your name and surname followed by "Architectural Designer" are in the email subject line.
Bonsoir Paris are looking for an innovative and game-changing creative who is not shy to propose the unexpected within the world of architectural design, with a focus on 3D drafting, space design, and creative technology.
Importantly; alongside their creative flair they must be a reliable pair of hands proficient with traditional design methods and detailed technical production; materials and processes. They should approach each project with a holistic view; considering all aspects of the brief - not just the design. Working alongside the project manager they must ensure the design work is feasible both technically and commercially while consistently of high standard.
We require strong communication skills with team members being able to clearly visualise ideas and concepts from scratch. Being effective working autonomously and as an engaged collaborative team is valued equally while working under pressure should not affect creative excellence, attention to detail nor collaborative team work. They will be given the opportunity to present directly to clients where relevant. The creative team often work on internal personal projects including our series 'Wasted Time'; something we encourage where possible to inspire and inform our commercial projects.
Our new studio on Canal Saint Martin is bright and airy with space to grow, our ideal middleweight creative should have ambition and desire to develop with and for the business. As a small and privately owned company every member has the opportunity to make a noticeable difference to the success of the business.
Work alongside Creative Director to deliver quality and distinctive creative.
Culturally engaged and proactive in keeping the studio inspired in the worlds of art, science, design, technology and beyond.
Key Tasks
Interrogate creative briefs.
Develop relevant concepts and embrace the power of storytelling through design.
Present ideas with clarity.
Write briefs (creative or technical) for suppliers and liaise with production teams.
Manage time to meet designated internal deadlines while also receptive to change.
Work on multiple projects simultaneously.
Consistent high quality output and attention to detail whatever the creative challenge.
Key Skills
Competent at quick hand sketches.
Strong material understanding.
Confident, calm and articulate.
Productive mentality, considerate and pragmatic.
Organised, flexible and responsive
Collaborative; keen to learn from the team and demonstrate you value others' input and expertise.
Experience & Software Knowledge
2 - 3 years of relevant commercial experience is preferred.
We will look for proof of working for big clients on large-scale and pressured projects.
Expert knowledge of Adobe Creative Suite, InDesign, Rhino 3D, V-Ray, Grasshoper, and/or other relevant CAD / 3D software.
Bonsoir Paris
174 quai de Jemmapes
75010 - Paris - France
+33 (0) 1 40 36 41 44
Founded by creative directors Rémy Clémente and Morgan Maccari in 2010, the duo were joined by managing director and photographer Ben Sandler in 2012.
Today, the team includes senior designer Fanny Dora, product designer Jean-Baptiste Fastrez, as well as a strong network of architects, designers, programmers, creative technologists, engineers, and producers throughout Europe and abroad.


text:
Hornets lose to Spurs
Published: Sunday, February 1, 2009 at 8:00 a.m.
Last Modified: Saturday, January 31, 2009 at 11:56 p.m.
SAN ANTONIO Tony Parker prevailed in a clash of All-Star point guards, scoring 25 points and stretching San Antonios division lead over Chris Paul and the New Orleans Hornets in a 106-93 win Saturday night.
Paul, who scored 38, will start ahead of Parker for the Western Conference at the All-Star game in two weeks, and he had the kind of game that showed why.
But Manu Ginobili added 20 points, including a poster-worthy dunk over David Armstrong that made the home crowd erupt.
The Spurs pushed their lead over the Hornets in the Southwest Division to three games before leaving for their annual Rodeo Road Trip, which will keep San Antonio on the road for eight games in three weeks.
This was the send-off the Spurs wanted. Michael Finley made four 3-pointers on his way to 20 points, and Tim Duncan scored 12 points against David West in another matchup of All-Stars.
West scored 16 points and had 10 rebounds in his second night back since missing five games with back spasms.
The Spurs have won three straight and seven of their last eight. The game played out much like the seven-game Western Conference semifinal series last season in which the Spurs rallied from an 0-2 hole with mostly comfortable wins at home.
San Antonio won its 29th straight game when scoring 100 or more points, the longest active streak in the NBA. New Orleans dropped its second in a row after being upset by Golden State the previous night. The Hornets next four are back in New Orleans, where they are 16-6.
Paul was electrifying, going 15-of-22 from the floor with five 3-pointers and four assists.
He also played passionately getting hit with a technical foul in the third quarter after blurting a loud protest at an official.
He wasnt alone. West and James Posey also got technicals.
Paul knocked down two 3-pointers shortly after his technical to help cut the lead to seven. But it was as close as the Hornets would get.
Ginobili hit a 3-pointer early in fourh quarter to push the lead back to 10, and a trio of long jumpers from Finley and Parker helped stretch the lead to the point where New Orleans couldnt rally.
Injury-plagued Spurs C Ian Mahimni is expected miss 6-10 weeks after undergoing surgery on his right ankle. He originally injured the ankle in August and has not played this season. ... The Spurs recalled G Malik Hairston before Saturdays game. The second-round pick has spent most of the season with San Antonios development team in Austin. ... The Hornets did not renew the 10-day contract of rookie F Anthony Tolliver.
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.
Comments are currently unavailable on this article


text:
Top StoriesSocial MediaMore HeadlinesCalendar
Field Hockey Claims Top Spot in NE-10 Coaches' Poll The Warriors received 10 of 12 possible first-place votes! Full Story
Field Hockey Opens Preseason Camp Friday The Warriors begin their journey back to the National Title game! Full Story
#2 Moment of 2015-16: Field Hockey's Run to the National Championship Game The Warriors went on a thrilling postseason ride that ended with a national title appearance! Full Story
Field Hockey Announces 2016 Schedule Merrimack to open season at home with rematch of 2015 NCAA National Championship Full Story
Merrimack Ranks Third with 276 Spring 2016 Commissioner's Honor Roll (CHR) Selections Over 45 percent of the College's NE-10 student-athletes boasted a 3.0 or higher GPA in the Spring Full Story
May 2, 2016 - News Merrimack Announces 2016 LEAD Awards Male & Female Athlete of the Year Finalists The six finalists for Male & Female Athlete of the Year have been revealed!
April 27, 2016 - News Merrimack Announces 2016 LEAD Awards Male & Female Rookie of the Year Finalists Winners will be announced at the 2016 LEAD Awards on Wednesday, May 4 at the Rogers Center!
March 30, 2016 - News Merrimack Positioned in Fourth Place in NE-10 Presidents' Cup Standings after Winter Season The track & field teams' historic finishes at the league championships highlighted the winter season
March 30, 2016 - Field Hockey Pothier Joins Field Hockey Coaching Staff Chris Pothier joins the staff of the 2015 National Runner-Up!
March 23, 2016 - Field Hockey Field Hockey's Bartush, Levesque, Yule Earn First-Ever NFHCA Scholars of Distinction Honors for Program The freshmen trio shined in the classroom in their first college semester!
March 22, 2016 - Field Hockey Field Hockey Lands 11 on NFHCA Academic Squad 11 different Warriors achieved a 3.30 GPA in the fall semester!
March 21, 2016 - Field Hockey Field Hockey Garners 2015 NFHCA National Academic Team Award The field hockey team earns the academic award for the fifth consecutive season!
February 3, 2016 - Field Hockey Merrimack Sees Eight Student-Athletes Named to Fall NE-10 Academic All-Conference Team Nearly every fall team recognized as Warriors boast most single-season honorees since Fall '13
January 21, 2016 - Field Hockey Merrimack Ranks Second with 278 Fall 2015 Commissioner's Honor Roll (CHR) Selections Warriors also tied for conference lead with 4.0 GPA student-athletes
January 4, 2016 - Field Hockey FROM THE PATRIOT LEDGER : McNeil Posts Sensational Rookie Season Mary McNeil was featured in the Patriot Ledger this past weekend!
December 22, 2015 - Field Hockey 2015 Field Hockey Season Recap The Warriors reached the National Championship game for the first time in program history!
December 15, 2015 - Field Hockey Merrimack Slotted Second in NE-10 Presidents' Cup Standings Following Stellar Fall Season Warriors rank second in Presidents' Cup Standings after fall
December 10, 2015 - Field Hockey Merrimack Ranks 14th Nationally in 2015-16 DII Learfield Sports Directors' Cup after Fall Season NCAA Tournament runs in men's soccer, field hockey lead Merrimack to best-ever fall finish in fall standings
December 9, 2015 - Field Hockey Rounce Named 2015 4U Field Hockey/NFHCA Division II East Region Coach of the Year Anne Rounce was named the East Region Coach of the Year after reaching the NCAA Championship!
December 7, 2015 - Field Hockey Field Hockey's Zubkus, McNeil Named Longstreth/NFHCA Division II All-Americans Christine Zubkus and Mary McNeil were named First and Second Team All-Americans!
Nov 22
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2:00 PM Field Hockey
East Stroudsburg vs. Merrimack
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4:30 PM Field Hockey
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Sep 14
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Merrimack at Stonehill
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12:00 PM Field Hockey
LIU Post vs. Merrimack
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3:30 PM Field Hockey
Merrimack at St. Michael's
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August 22, 2016 - Women's Soccer FROM THE METROWEST DAILY NEWS: Westborough's Heffernan Fueled for Finish of College Soccer Career Julia Heffernan was featured in the MetroWest Daily News!
June 25, 2016 - Softball FROM THE SALEM NEWS: McBride Hits Stride in Rookie Season for Merrimack Softball Caitlin McBride from the softball team was featured in the Salem News!
June 25, 2016 - Women's Indoor Track FROM THE CITIZEN'S NEWS: Merrimack's Pernell Bursts on to Track & Field Scene as a Freshman Track & field freshman Michaela Pernell was featured in the Citizen's News!
June 5, 2016 - Women's Indoor Track FROM THE E-T: Merrimack's Carly Muscaro Has Come out of Nowhere to Rank with World's Best This The Eagle Tribune feature takes a look at junior sprinter Carly Muscaro's journey to the top and what the road ahead holds!
May 20, 2016 - Men's Lacrosse FROM THE EAGLE-TRIBUNE: Merrimack Men's Lacrosse Plays Le Moyne in NCAA Semifinal Saturday The Eagle-Tribune chatted with senior Tom McLaughlin to preview Saturday's showdown
May 13, 2016 - Men's Lacrosse FROM THE BOSTON GLOBE: Character Counts for Merrimack Men's Lacrosse Captain Scott Corcoran Senior captain Scott Corcoran caught up with the Boston Globe prior to this weekend's NCAA Tournament game!
May 9, 2016 - Men's Indoor Track FROM THE RIVERHEAD NEWS-REVIEW: Former Riverhead runner wins conference title Jacob Robinson was featured in his local newspaper for his 200m NE-10 title win!
May 9, 2016 - Women's Indoor Track FROM THE REPUBLICAN-AMERICAN: Pernell thriving in first season at Merrimack NE-10 Indoor Track Rookie of the Year Michaela Pernell was featured for a story in her local newspaper!
May 3, 2016 - Baseball FROM THE WORCESTER TELEGRAM: Despite Injury, Ryan Petrone Honing Youth Baseball Clinics Ryan Petrone (pictured) is recovering from a leg injury suffered earlier this season.
April 1, 2016 - Men's Lacrosse FROM THE EAGLE-TRIBUNE: Merrimack hosts Adelphi in key regional, NE-10 matchup Saturday Senior Scott Corcoran caught up with the Eagle-Tribune to preview Saturday's big game!
March 31, 2016 - Baseball FROM THE E-T: Browne Making Impact for Merrimack on the Mound Sophomore PJ Browne (pictured) was featured in the Eagle Tribune today!
March 26, 2016 - Men's Lacrosse A WARRIOR'S MENTALITY: After early disappointment, Merrimack's Corcoran fights back to become one of nation's elite Senior captain Scott Corcoran was featured in the Eagle-Tribune!
March 10, 2016 - Men's Ice Hockey FROM THE BOSTON GLOBE: No. 2 line gives Merrimack some juice in Hockey East playoffs The Derek Petti-Michael Babcock-Chris LeBlanc line was featured in the Boston Globe!
March 8, 2016 - Men's Lacrosse FROM THE N.E. LAX JOURNAL: Sky's the Limit Senior captain Tom McLaughlin and junior Brennen Morin were featured in the New England Lacrosse Journal!
February 24, 2016 - Women's Ice Hockey FROM USA HOCKEY: Merrimack Youth Clinic Delivers Skills, Smiles USA Hockey wrote about the Warriors' Skating Strides Youth Clinic!
February 16, 2016 - Men's Basketball FROM THE BOSTON HERALD - Family Matters Head Coach Bert Hammel (pictured) and his nephew Troy were featured in the Boston Herald!
February 11, 2016 - Men's Ice Hockey FROM THE MACK REPORT: Merrimack Men's Ice Hockey 10 Years Later after Dennehy's Arrival The Mack Report reflects on the men's ice hockey team's journey with head coach Mark Dennehy at the helm
February 3, 2016 - Women's Indoor Track FROM THE BOSTON GLOBE: Ashland's Carly Muscaro on the Fast Track at Merrimack College Junior Carly Muscaro spoke with the Boston Globe for a Q&A!
February 1, 2016 - Women's Basketball FROM THE E-T: Merrimack's Neild Thriving Despite Hearing Loss Hannah Neild (pictured) was featured in the Eagle Tribune over the weekend!
February 1, 2016 - Women's Ice Hockey FROM THE POST STAR: A Fresh Start for Hamlen as a Division I Head Coach Head coach Erin Hamlen's hometown paper visited North Andover for a story on her journey to Merrimack!


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Peanut kabobs! What genius! And here, I've been pouch stuffing like a sucker my whole life! Shish!
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Gold Coast takes delivery of more new trams1
Three more GoldLinQ trams have arrived on the Gold Coast to begin testing.
Five of regions new fleet of 14 trams have now been delivered as part of a $1.2 billion Gold Coast light rail project – an 18-year PPP between the Queensland State Government and GoldLinQ consortium.
The new Flexity 2 vehicles will operate on the first phase of the new system between Gold Coast University Hospital and Broadbeach.
Speaking on the GoldlinQ website, Chief executive Phil Mumford said: "All trams have now finished production with the last of the 14 being tested in Bombardier's German and Austrian facilities before shipping to Australia.
"The next three are on the high seas and due to arrive in Brisbane in November."
The first two Gold Coast trams arrived in the Port of Brisbane on September 10, having been shipped from Germany. All of the new light rail vehicles are scheduled to be delivered by early 2014 and are expected to begin passenger service from mid-2014.
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My love for pizza runs deep. I like pizza in any form. From gourmet to frozen and deep dish to thin & crispy, I love it ALL.
I really enjoy making my own pizza dough, but let's be real – some nights that's just too much work. Enter the tortilla! I love tortillas and use them for everything. I don't remember the last time I bought a loaf of bread, but I always have tortillas in my fridge (I make them myself once in a while too).
With a quick five minute pre-bake, less than five minutes to top the pizzas, and then another brief five minute bake to finish them off, these incredibly delicious, thin & crispy pizzas will be ready to eat in 15 minutes. What more could you ask for? I made my pizzas vegetarian, but you could always use leftover grilled chicken breasts or some rotisserie chicken in place of the black beans. I also thought this would be amazing with some crushed pineapple (very, VERY well drained) and cilantro. So many possibilities! I can tell this is going to be my new favorite thing! Woot!
The other awesome thing about this recipe is that you can keep all of the ingredients in your fridge and just bake up one or two at a time. The ingredients below are enough for 8 pizzas, but make as many as you want!
BBQ Black Bean Pizzas
- 8 fajita size flour tortillas $1.43
- ¾ cup BBQ sauce $0.99
- 1 can (15 oz.) black beans $0.63*
- 2 cups shredded monterrey jack cheese $2.39
- 3 whole green onions $0.33
- 1 small red onion $0.44
- Preheat the oven to 400 degrees. Place the tortillas on a wire cooking rack and transfer the rack into the oven. Bake for 5 minutes, or until the tortillas have stiffened slightly, but are not yet crisp. If making more than two pizzas at once, you'll need to do this in batches.
- While the tortillas are pre-baking, thinly slice the red and green onions. Leave the tortillas on the cooling rack while adding the toppings. Top each pizza with 1-1.5 tablespoons of BBQ sauce, ¼ cup of black beans (well drained), ¼ cup shredded cheese, and a light sprinkle of both red and green onions.
- Transfer the cooling rack and topped pizzas back into the oven for an additional 5 minutes, or until the edges are golden brown and crispy, and the cheese is melted and bubbly. The tortillas might still be slightly soft after five minutes, but will crisp up after removing them from the oven.
If you don't have a wire cooling rack, pre-bake the tortillas on a baking sheet and then cook the topped pizzas directly on the oven rack. Use a wide spatula to transfer them in and out of the oven. (See photos below)
Step by Step Photos
This is all it takes to make some super quick and delicious pizzas! Most of this I already had on hand. The fajita-sized tortillas are bout 6-8 inches in diameter.
Preheat the oven to 400 degrees and then pre-bake the tortillas for about five minutes. This will stiffen them up just enough so that they can be topped and put back in the oven without being all floppy. I pre-baked mine on a baking sheet and the baked the topped pizzas directly on the oven rack. That was a bit tricky, though, and while they were baking I thought about this…
If you have a wire cooling rack, it is perfect for allowing the bottom to crisp up while giving the pizza enough support with the heavy toppings. It will also make them easy to transport in and out of the oven. The wires on the cooling rack are closer together than the wires on the oven rack, which will help prevent the edges from falling through and dripping sauce and cheese onto the floor of the oven.
Anyway, after the tortillas are baked for a few minutes, spread some BBQ sauce on top. You'll want about one to 1.5 tablespoons of BBQ sauce per pizza.
Then sprinkle about 1/4 cup of WELL DRAINED black beans on each pizza. You want to make sure they're not dripping wet because the more moisture there is on top of the pizzas, the heavier they'll be and the less the tortilla will hold up.
Then add about 1/4 cup of shredded cheese to each. One thing I learned back when I made pizzas for a living is that you always need less cheese than you think. Sprinkle it on sparingly, so that you can still see the sauce underneath. Once it melts, it will cover sufficiently. Cheese is usually one of the most expensive pizza toppings, so this is a trick that most commercial pizzarias use.
Lastly, add your onions. Now, I baked my pizzas directly on the oven rack so that the bottom would crisp up, but the cooling rack is a much better option. I had to use a wide spatula to transfer the pizzas from the baking sheet into the oven, which was tricky because they were not yet completely crisp.
The wires of the oven rack were kind of far apart and the sides of the pizzas kind of fell down in as they baked. If I had thought of the wire cooling rack before, it would have been much easier. Anyway. Bake for about five minutes more (still 400 degrees), or until the edges are nicely golden brown and the cheese is melted and bubbly.
And then they're freakin' gorgeous and equally as delicious! The tortilla are still a bit flexible when you take them out, but within a minute or so of taking them out of the oven that steam evaporates and they crisp right up.
Proof that it was crispy! No bending or flopping with this tortilla pizza! OMG, it was so delish.
This was a TOTAL WINNER. It's all too easy to eat two of these, so you might want to think ahead and make a side salad :P
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43 Comments
I use naan for my homemade pizza because we have naan more often than we do tortilla. They hold up slightly better, but I'm sure this is crispier.
Came here just to say – this is SO GOOD. I make it as a full size pizza using one of those Mama Mary's brand thin n crispy crusts. For one full,size pizza I do one cup of black beans and I also add 1/2 cup corn. My "bean-hating" (in quotes bc I LOVE beans and I am convinced it's not possible to hate them) boyfriend loves this pizza!! We made it tonight. This is in my regular rotation!
I made these for a late lunch today and as with the numerous other recipes of yours I have tried, this one was super awesome! So quick and easy. I am making your curried potatoes and poached eggs for the second time tomorrow. Absolutely love your blog. It's one of my favorites. My sister and I cook your recipes a lot. Thanks so much.
Amazing! Thank you for sharing your creativity with us! I made these gluten free by using corn tostadas and omitting the first bake time- my family loved them.:-)
Do you post the nutrition facts? Am I missing them?
Great recipe! So quick and easy but sooo yummy – perfect for when I am low on time but still want filling, savory comfort food! I used a toaster oven, and the tortillas seemed to crisp a bit faster than the 5 minutes, so if you go that route keep an eye on them.
I live in a small village in Spain, so I needed to make some substitutions. I used mozzarella cheese, Spanish yellow onions, and red beans and it was still delicious! Will make again!
Great recipe! Two questions. Can BBQ sauce be switched to tomato sauce? Can avocado (or something else) be substituted for cheese? We don't do dairy in our family. Thanks in advance!
Yum! These were quick and delicious. Great vegetarian option too. My fiancee loved them too.
I just made these for lunch, and holy cow, they were amazing. We had tacos the night before, so I made sure to put some leftover tomato, avocado, and corn on them. I also sauteed the red onion before baking. They were phenomenal. I can already tell, since I only used some of the black beans, that I will be making these again tomorrow. Thanks so much!


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Closing date: 29 Oct 2016
Playhouse Theatre
George Orwell's classic tale of government surveillance and censorship returns to the Playhouse Theatre following its acclaimed international tour in Robert Icke and Duncan Macmillan's hugely successful adaptation.
Tickets from£20.93
Closing date: 11 Sep 2016
Globe Theatre
Based on the Michael Morpurgo novel The Amazing Story Of Adolphus Tips, 946 is a touchingly tender, political and surprisingly romantic family show surrounding the events of the D-Day landings.
Closing date: 11 Sep 2016
Globe Theatre
Opening Emma Rice's inaugural "Wonder" summer season as Artistic Director of Shakespeare's Globe, the iconic venue is to be transformed into a mystical forest to host performances of this supernatural classic.
Previews from: 28 Oct 2016
Rose Theatre, Kingston
The Rose Theatre, Kingston hosts this production of Arthur Miller's first great Broadway success, All My Sons, a gripping drama of love, buried guilt and corruption.
Previews from: 04 Nov 2016
Playhouse Theatre
JB Priestley's An Inspector Calls makes an eagerly anticipated return to the West End this winter as Stephen Daldry's multi award-winning National Theatre production arrives at the Playhouse Theatre.
Tickets from£15.82
Previews from: 10 Dec 2016
Old Vic
Artistic Director Matthew Warchus reunites the original creative team of Yasmina Reza's Olivier, Tony and Moliere award-winning play Art at The Old Vic, celebrating the twentieth anniversary of one of the most acclaimed plays of recent times.
Tickets from£68.57
National Theatre Olivier
Rosalie Craig leads the cast of As You Like It, Shakespeare's tale of a banished Duke and the daughter in search of him, at the National Theatre.
Tickets from£40.95
National Theatre Olivier
David Hare adapts Katherine Boo's National Book Award-winning Mumbai-set novel for the stage.
Tickets from£15.75
Closing date: 17 Sep 2016
Haymarket, Theatre Royal
Pixie Lott stars as Holly Golightly in Nikolai Foster's production of Truman Capote's classic tale at the Theatre Royal Haymarket.
Tickets from£15.82
Previews from: 02 Nov 2016
Park Theatre
Delving into the seedy world of doping, Deny, Deny, Deny is a controversial but strikingly pertinent drama penned by journalist-turned-playwright Jonathan Maitland, writer of An Audience With Jimmy Saville.
Official London Theatre © 2014 Find out more about www.officiallondontheatre.co.uk


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Lobbyist Profile: Summary, 2009
|Lobbying Firm
|Kemp Partners
|Whitmer & Worrall
|Whitmer & Worrall
|Charlotte-Mecklenburg Housing Prtnership
Geosynthetic Materials Assn
Thermal Flex Insulation
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NOTE: All lobbying expenditures on this page come from the Senate Office of Public Records. Data for the most recent year was downloaded on February 10, 2015.
Feel free to distribute or cite this material, but please credit the Center for Responsive Politics. For permission to reprint for commercial uses, such as textbooks, contact the Center: firstname.lastname@example.com


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Trustees consider cutting back on law enforcement
Brady's village board is considering reducing the number of hours for law enforcement services offered by the Lincoln County Sheriff's Department.
During their Aug. 15 meeting, trustees discussed the upcoming contract renewal with Lincoln County.
The village currently pays $15,400 for 50 hours of service per month with no control over times and days officers spend in Brady.
Trustees voted in early 2010 to end the interlocal agreement with Lincoln County for law enforcement but later reinstated the contract after plenty of resident discord.
"We don't plan on dropping the contract all together," said board chairman Jeff Miller. "We just think it would be in our best financial interest to reduce the cost and therefore reduce the number of hours."
Miller said the village will discuss lowering the contract to 25 hours per month in hopes that the cost would be half as well.
The item will be on the trustees' agenda again next month.
Latest Headlines
- New hospital safety ratings now available to the public
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Date: 1876 after
Description: Front entrance to the Evangelical Church, founded in approximately 1876.
Date: 1910 ca.
Description: Chippewa falls and dam.
Date: 1900 ca.
Description: Two men stand facing each other in and just outside the front entrance to Glen and Star's Mill, near brewery. There is snow on the ground. A river runs in...
Date: 1903
Description: Stanley Lumber Company's office entrance way and porch. Built about 1890.
Date: 1890 ca.
Description: View from Grand Avenue looking at the Wisconsin State Capitol building.
Description: Collage of six quarter-length portraits of members of the Bryant family. Top row: young girl, middle-aged woman, young woman. Bottom row: young boy, middle...
Date: 1905 ca.
Description: Exterior view of New Auburn School.
Description: Footbridge spanning the Chippewa River near Brunet Falls (now Cornell Falls)
Description: Full-length studio portrait of Mrs. Merkle, wearing a frilly white dress with lace at hem, cuffs, and neckline.
Photographs of Public Libraries in Wisconsin
Description: Clockwise from upper left images include: Cutters Point, Long Lake, Wis.; M.E. Church, New Auburn, Wis.; Farmers Store, New Auburn, Wis.; Public School, Ne...
Date: 1920 ca.
Description: The Stanley Hotel, with electricity poles next to it.
Description: Wilson House at 320 Superior Street. The house was owned by the proprietor of Wilson's Wholesale Grocery.
Date: 1926
Description: View down retail street. Shops and parked cars are on either side. On the side of a shop on the left there is a hand painted advertisement for the selectio...
Description: Elevated view from steep shoreline of dam in Chippewa Falls.
Description: Dirt road and building (house?).
Date: 1895 ca.
Description: Buildings and grounds of the Leinenkugel Brewery. There are beer wagons in the yard, chickens along a wooden walkway, and men on a horse-drawn wagon near a...
Description: Hoenig Brothers & Co. two-story hardware and undertaking storefront. A man stands to the left of the building.
Date: 1899
Description: Several wagon loads of lumber stand in the yard of a planing mill.
Date: 1929
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For strength training, the upper body often gets most of the attention, with curls, presses and flyes dominating gyms even though a majority of the body's muscle mass resides below the waist. To successfully work out this area of the body, two exercises in particular will help develop muscular endurance or mass, depending on your goals. Squats and back extensions can form the core of an effective lower-body workout plan.
For traditional squats, there are two basic versions – the front squat and the back squat. Both versions work the same lower-body muscle groups, including the gluteals, the hamstrings, the quadriceps and calves. The two versions differ in where you hold the bar. The front squat places the bar under your chin, resting your arms as you hold them out in front of you while crossed. The back squat places the bar behind your neck, resting across your shoulders. The squat is an effective measure of overall lower-body strength, and the wide variety of muscles worked makes it an effective, efficient exercise for any total-body routine.
Back Extensions
The back extension usually requires a specific bench that places your body at an angle, letting your upper body hang over the edge so that you can bend at the waist with a large range of motion. The back extension is technically a body-weight exercise, but you can increase the difficulty using dumbbells, free-weight plates or a weight vest. The exercise works the muscles in the lower back, the gluteals and the hamstrings.
The two exercises overlap in some of the muscle groups engaged, but each exercise is distinctly different. The squat fully compresses then extends the lower body as you bend at the knees, while the back extension requires flexion in the waist. The exercises are complementary and work well together for any lower-body routine where establishing muscular endurance and flexibility are key goals. Especially if you perform them without weights, back extensions provide an excellent warm-up or cool-down routine in conjunction with heavier lifts targeting the quads, hamstrings and lower back muscles.
Rest and Recovery
As with any strength-training workout, get enough rest to heal your muscles and joints. Overtraining poses serious risks and may result in significantly diminished results in a short period of time. Especially for squats, which compound your own body's weight by whatever weight is on the barbell, you'll need at least one full day between workouts to prevent injury and allow recovery. Depending on how heavy you go, you may need two full days of rest.
References (4)
- Getting Stronger: Weight Training for Men and Women; Bill Pearl
- Strength Training Anatomy; Frédéric Delavier
- ExRx.net: Weighted Back Extension
- ExRx.net: Barbell Squat
Photo Credits
- Comstock/Comstock/Getty Images


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A new report is showing that close to 14 percent of people are living in poverty across the state.
That number equates to around 1.5 million Ohioans.
"It is alarming to me, but being where I am, I can actually see it coming. It's sad, " says 94th District State Representative Troy Balderson.
Balderson says it needs to be a top priority in the state legislature to fix this problem, and he points to one area of focus.
"Job, jobs cure everything. I mean everyone says what's the three most important things. It's jobs, jobs, and jobs, " says Balderson.
Balderson says it's important to keep local businesses thriving and to bring more jobs to the area.
He says 18th district Congressman Zack Space's "Renew Ohio" program is a step in the right direction.


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Superhero Bits: Jessica Jones Wants to Team with Iron Man, Black Panther Not a Superhero?
Posted on Wednesday, February 24th, 2016 by Ethan Anderton
Why does Chadwick Boseman say Black Panther isn't a superhero? Which Avengers would Krysten Ritter want Jessica Jones to team up with? What's so cool about Robert Downey Jr.'s base camp set up on Captain America: Civil War? All that and more in this edition of Superhero Bits. Read More »


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Book your room at Four Seasons Hotel Cairo Nile Plaza
Get an overview of this hotelFamily-friendly Cairo hotel in Downtown Cairo, near Egyptian Museum
This family-friendly hotel is located in the city center, within 1 mi (2 km) of Tahrir Square and Egyptian Museum. Coptic Museum and Cairo Tower are also within 2 mi (3 km).
Hotel Features
Along with 5 restaurants, this hotel has 2 outdoor pools and a full-service spa. Free WiFi in public areas and free train station pick-up are also provided. Additionally, an indoor pool, 3 bars/lounges, and a health club are onsite.
Room Amenities
All 366 individually furnished rooms feature free WiFi and 24-hour room service. Guests can enjoy deep soaking tubs, and other standard amenities include DVD players, minibars, and LCD TVs.Would you like to give us feedback? Share it! Opens in a new window
Four Seasons Hotel Cairo Nile Plaza1089 Corniche El Nile Cairo 11519
Hotel Amenities
Hotel Amenities
Four Seasons Hotel Cairo Nile Plaza features a full-service spa, 2 outdoor swimming pools, an indoor pool, and a health club. Dining is available at one of the hotel's 5 restaurants and guests can grab coffee at the coffee shop/café. Guests can unwind with a drink at one of the hotel's bars, which include 3 bars/lounges and a poolside bar. Public areas are equipped with complimentary high-speed wireless Internet access.
This 5-star property offers access to a business center, limo/town car service, and meeting rooms. 12 meeting rooms are available. This luxury hotel also offers a children's pool, a sauna, and spa services. Parking is available onsite for a surcharge.
Four Seasons Hotel Cairo Nile Plaza has designated areas for smoking.
- 24-hour fitness facilities
- Airport transportation (surcharge)
- ATM/banking
- Babysitting or childcare (surcharge)
- Pool umbrellas
- Breakfast available (surcharge)
- Business center
- Children's pool
- Coffee shop or café
- Coffee/tea in common areas
- Free newspapers in lobby
- Conference space
- Designated smoking areas
- Dry cleaning/laundry service
- Elevator/lift
- Express check-in
- Express check-out
- Free WiFi
- Full-service spa
- Gift shops or newsstand
- Hair salon
- Health club
- Indoor pool
- Limo or Town Car service available
- Meeting rooms 12
- Multilingual staff
- Number of bars/lounges - 3
- Number of floors - 30
- Number of meeting rooms - 12
- Number of outdoor pools - 2
- Number of restaurants - 5
- Poolside bar
- Porter/bellhop
- Safe-deposit box at front desk
- Sauna
- Self parking (surcharge)
- Shopping on site
- Spa services on site
- Spa treatment room(s)
- Steam room
- Total number of rooms - 366
- Tours/ticket assistance
- Free train station pickup
- Valet parking (surcharge)
- Wedding services
Family Friendly Amenities
- Babysitting or childcare (surcharge)
- Children's pool
- Cribs/infant beds (complimentary)
- DVD player
- Free Wi-Fi
- In-room childcare (surcharge)
- Indoor pool
- Outdoor pools
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Self parking (surcharge), Valet parking (surcharge)
Room Amenities
- Air conditioning
- Bathrobes
- Coffee/tea maker
- Free bottled water
- Free toiletries
- Free cribs/infant beds
- Daily housekeeping
- Deep soaking bathtub
- Desk
- DVD player
- Free WiFi
- Hair dryer
- In-room childcare (surcharge)
- In-room safe (laptop compatible)
- Individually furnished
- Iron/ironing board
- Minibar
- Phone
- Private bathroom
- Room service (24 hours)
- Satellite TV service
- Separate bathtub and shower
- Slippers
Where to Eat
Bella - This restaurant serves lunch and dinner.
Steaks Restaurant - This restaurant serves dinner only. A children's menu is available.
Spice Restaurant - This restaurant serves dinner only. A children's menu is available.
Aqua Restaurant - This restaurant specializes in seafood and serves dinner only.
Zitouni Restaurant - This restaurant serves breakfast, lunch, and dinner. A children's menu is available.
24-hour room service is available.
Nearby Things to Do
2 outdoor swimming pools are on site along with an indoor pool. In addition to a children's pool, other recreational amenities include a health club and a sauna.
Spa Services
The onsite spa has massage/treatment rooms. Services include facials and body treatments.
- Body treatments
- Facial treatments
To make requests for specific accessibility needs, complete the "Special or Accessibility Requests" section of "Trip Preferences" when you book your hotel.
- Accessible bathroom
- In-room accessibility
Hotel Policies
Check-in time starts at 3 PM
Check-out time is noon
Payment types
- Pets stay free
- Up to 7 kg
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
Pets allowed (no fees)
Optional extras
- Breakfast fee: USD 33 per person (approximately)
- Airport shuttle fee: USD 110 per vehicle (roundtrip)
- Self parking fee: USD 16 per day
- Valet parking fee: USD 16 per day
Hotel Name
- Four Seasons Cairo Nile Plaza
- Four Seasons Hotel Cairo Nile Plaza
- Four Seasons Hotel Nile
- Four Seasons Nile
- Four Seasons Hotel Nile Plaza
- Four Seasons Nile Plaza


text:
Anti-Aging Beauty Trio: Rejuvenation Plus, Hair + Nail Tonic, Body Skin Tonic
- 1
- 2
- 3
Description: WHAT IT IS: This trio includes extremely effective homeopathic oral sprays designed for their anti-aging properties.
Rejuvenation Plus rejuvenates the body and temporarily relieves the symptoms caused by aging or burn-out including: low energy or lack of vigor, dry, wrinkled looking skin, poor muscle/fat balance, and sleeplessness. Recommended for: adults looking to battle the aging process naturally
Hair + Nail Tonic promotes healthy, beautiful hair and nails while relieving symptoms including: dull, slow growing hair, brittle nails, and dry scalp. Recommended for: those who want to achieve healthy hair and strong nails safely and naturally
Body Skin Tonic provides temporary relief for various skin conditions including: dry, scaly skin, itching and skin redness, and capillary dilation. Recommended for: those who want a non-toxic homeopathic option for relief of dry skin
- Rejuvenation Plus, Size: 1.38 oz
- Hair + Nail Tonic, Size: 1.38 oz
- Body Skin Tonic, Size: 1.38 oz
HOW TO USE: * Rejuvenation Plus is for adults ONLY: 2 sprays under the tongue 3 times per day * Hair + Nail Tonic is for adults ONLY: 2 sprays under the tongue 3 times per day * Body Skin Tonic is for adults and children over 12: 2 sprays under the tongue 3 times per day. Ages 2 to 12: 1 spray under the tongue 3 times per day. Under the age of 2: consult a health care professional.
WHAT ELSE YOU SHOULD KNOW: FDA regulated, all natural, doctor formulated with no side-effects or contraindications.
Brand: Sprayology


text:
Julie Gutman Dickinson: While some businesses misclassify their workers out of ignorance, others do it very deliberately, and have spent millions of dollars defending the practice.
Electionomics – The High Stakes for American Workers in the 2016 Elections
Julie Gutman Dickison: While the economic fortunes of impoverished, working-class and middle-class Americans may not be front and center in the daily media coverage of the presidential race, widespread economic distress is without question the dominant force animating the 2016 election cycle.
Working: Top Ten Events of 2015
Julie Gutman Dickinson: Twenty-one states and multiple cities raised the minimum wage in the past 12 months, scarcely two years after the "Fight for $15″ was dismissed as a pipe dream by some observers.
Uber and Airbnb: A 'Sharing' Economy for Whom?
Julie Gutman Dickinson: In the age of rampant income inequality, the overhyped promises of the sharing economy are running headlong into a growing desire by Americans for a caring economy.
Taylor Farms: Walmart in a Salad Bowl
Julie Gutman Dickinson: California-based Taylor Farms is giving the retail giant a run for its money when it comes to low-road labor practices, while offering another example of why it's time for the U.S. to clamp down on the use of temp agencies by huge companies trying to evade responsibility for unconscionable working conditions.
America's Sweatshops on Wheels Find Light at End of Tunnel
Julie Gutman Dickinson: It's been a long, dark road for America's port truck drivers, but finally there's a light at the end of the tunnel.
Vergara v. California's Corporate Heart
Vergara vs California: Are job protections for teachers to blame for educational underachievement among low-income students of color?
The Truth About California's Pension Slashers
Julie Gutman Dickinson: A state once synonymous with the American Dream of economic opportunity and security is on a path to become a purgatory for millions of seniors.
Hurricane Sandy: The Price of Deregulation
Julie Gutman Dickinson: While much of the damage and power interruptions were inevitable, the situation was aggravated by the fact that ConEdison's systems were in a weakened state prior to Sandy.
Walmart's War Against Unions — and the U.S. Laws That Make It Possible
Julie Gutman Dickinson: even in the context of a long national decline in union membership among American workers, it is staggering that the country's largest employer, and one of its stingiest, has remained union free.
America's Killer Jobs
Julie Gutman: While the surreal quality of the Texas disaster was somewhat unique, the deaths and injuries caused by it were not. Every year thousands of American workers die on the job, and hundreds of thousands are injured.
Torture: What Would George Do?
Julie Gutman: As we celebrate liberty and democracy on July 4, let us ask what our founding fathers would have to say about the current torture debate.
Hope and Change: Landmark Human Rights Victories
Julie Gutman: As the international community prepares to mark the 61st annual Human Rights Day on December 10, here is a short list of some of the best human rights developments of 2011 outside the Middle East.


text:
- Report: #974632
Report - Rebuttal - Arbitrate
Complaint Review: NLA
NLA1924 9th St Ste E St. Petersburg, Florida United States of America
NLA RMA Loan Modification Scam St. Petersburg, Florida
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I was then contacted by Diana from RMA regarding my modification. I had several questions for her regarding the services promised to me by Oscar. I asked her where the company was located and she told me New York. My understanding was that I was working with a lawyer in Florida. She told me that the processing center was in New York and she was from the processing center.
I had left several messages for my lawyer to call me back and had not heard anything for a few weeks. I was finally contacted by Candice. I explained to her my concerns since I had not heard from anyone in a few weeks. She assured me that she was working on my file. She even gave me her direct number at the office 6316721574.
After not hearing from anyone prior to talking to Candice, I looked up this other company RMA. This company was also located in New York.
I was told in order to cancel I had to send a cancellation letter. I have since done this and have not had any satisfaction. Has anyone else heard of either of these offices? Are they the same? Have I been scammed.
I see that there are numerous complaints against RMA and I am scared that they are the same company. I have seen on other reports that RMA has changed their name several times. Is this just another name change?
This report was posted on Ripoff Report on 11/27/2012 05:09 PM and is a permanent record located here: http://www.ripoffreport.com/r/NLA/St-Petersburg-Florida-33704/NLA-RMA-Loan-Modification-Scam-St-Petersburg-Florida-974632. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text:
23.+24. January 2016 - James Estate Winery, Baerami, Upper Hunter Valley
Every few years it's time for something new and we will bring you the "2015" edition of the JetBlack 24 Hour in early 2016 at the wonderful James Estate. The reason for the later date is a very personal one: the Rocky Trail team is growing and we're expecting a baby at the end of November 2015. Having a baby for the first time and running a 24 hour are two standalone events we think - so we hope you understand that we opted for a later date.
With the James Estate we have a venue partner that can offer all the things necessary for a wonderful race: great trails, great camping grounds and a very friendly team offering their local wine to all riders over 18.
We know of course that it can become quite warm in January and therefore have certain protocols in place to ensure the fun and safety of all our riders. It traditionally heats up in the early to mid afternoon so if we have very hot weather on the day we might have a later start and shorten the race by a few hours.
The racetrack holds up really well in wet weather conditions meaning that showers or even longer rain periods won't affect the race.
We will continue to run the popular 6+6 Hour racing option for those who want to have break during the night. Plenty of time to have a shower, hearty dinner and a catch up with the team mates - race start is with the 24 Hour enduro riders at 12pm on Saturday and you stop at 6pm. Then, you'll go out again at 6am and finish with the crowds at 12pm on Sunday.
Racing options and categories
Basically, the race is a relay-style race. Team riders of the first lap (who start the race for their teams) can after 1 lap hand over to the next team member or keep riding – that's up to the teams to decide. As soon as you ride 1 lap per solo rider, respectively per team, your time counts and is valid in the final results.
Mixed male/female teams: each team needs to record at least one female AND one male lap to be in the results.
The rider in the solo categories / the team with most laps (and shortest time thereafter) wins. If there are riders/teams in a category with the same number of laps, the fastest total lap time determines the ranking.
© Rocky Trail Entertainment Pty Ltd


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7:00 PM to 9:30 PM - Warner Hall Tom Miles Theatre 8: Details TBA
Current Undergraduate
Student News
Pacific University Sports Digest | March 2016
Highlights from Pacific University sports news for March 2016.
Celebrate 2015 Pacific Authors
Please join us to celebrate Pacific's 2015 published authors during the Libraries' annual Pacific Authors Celebration. There will be two receptions, one in Forest Grove and one in Hillsboro.
BSU Plans Basketball Tournament, Fundraiser
The Black Student Union will host a basketball tournament fundraiser for charity on March 31. Sign up to participate in various contests, or come cheer on the participants.
Save Your Email Quotas! Send Files as Box Links
Now that everyone has access to Box, you can stop sending files as attachments to email messages. Read on for concrete tips on eliminating attachments by using Box.
Boxer Giving Day is Next Week
Make a gift and spread the word to help Pacific gather gifts from 2,016 donors in 24 hours.
Upcoming Events
7:00 PM to 9:30 PM - Warner Hall Tom Miles Theatre 8: Details TBA
7:30 PM - Taylor-Meade Performing Arts McCready Hall MCRE


text: No recent wiki edits to this page. In this special epilogue to BATTLE FOR THE COWL, new BATMAN writer Judd Winick rejoins the Bat Family! This 40-page issue explores the final moments of the Battle for the Cowl as the new Batman learns that winning the Cowl comes at a high price! Witness the new Batman taking to the streets of Gotham City for the first time! Putting a new man inside the Bat-suit was the easy part now the fun begins! Guest-starring Superman and Wonder Woman, this issue is a must-read for any Batman fan.Detailed SummaryIn the epilogue to Battle for the Cowl, The issue starts years ago as Bruce Wayne is suiting up as Batman while talking to Alfred about his excursions in the tabloids as Bruce Wayne, thankful for the false reports so he can focus on the Riddler. Mid-sentence there is a power surge in the cave and suddenly there is an attack, Batman protects Alfred, but soon realizes that the attack is weak upon impact, something not meant to harm. As he looks up he spots the culprit atop the Giant Penny and asks a young Dick Grayson, dressed as Robin what he was doing. This was all part of a plan Dick was supposed to execute on the streets, but Dick realized this wouldn't have worked so he pulled an audible and aced the Batman. He tells him to watch out because soon he will be the head monkey in charge and he will be in the cowl.Moving ahead to present time, a distraught Alfred looks upon the Bat-Suit worn by Bruce Wayne, now encased in glass as he thinks about the process and dealings with a death in the family. Meanwhile, Gotham City Police Department have their hands filled in the city, which appears as a war zone. The PD seem lost until the Batmobile arrives and takes care of the scene in a quick second. Alfred monitors the activity and in the car it is revealed that Dick Grayson, Nightwing, is in the car. Alfred commends Nightwing's actions, but Nightwing quickly states HE would have gotten out of the car. Alfred then asks him why Batman didn't get out of the car. Alfred then asks him if he is even in the Batman uniform. Damian, meanwhile, states only Batman should drive the car.Four Weeks Ago Superman and Wonder Woman arrive in the Batcave to give Dick and Tim the cowl Bruce was wearing when he "died." Superman then asks if Batman had a contingency plan, because that's how Batman was, always 10 moves ahead of everyone else. Tim tells them maybe they're talking to the wrong people, as Alfred enters with drinks for the guests. Wonder Woman tells him this must be hard and Superman asks if he's all right. Alfred replies "No Sir. I am not. My son has died. Later, Dick is outside of Wayne Manor stating that he always knew Bruce wouldn't live to an old age, that underneath everything Batman was, he was only human. He knew all this, but wasn't ready to lose him just yet. Alfred then tells Dick he understands, but to have a funeral for Batman would destroy Batman's legacy, all that he was. At an unmarked grave Clark Kent, Diana Prince, Oliver Queen and Dinah Lance are all shocked to hear Dick Grayson state Batman is not dead. Dick elaborates and tells them that acknowledging to the world that Batman is dead will ruin Batman's Legacy. Batman Lives. Always.Damian, meanwhile has left the cave and is out hunting criminals, specifically Doctor Phosphorus. Damian is soon overwhelmed until Nightwing arrives. He informs Damian that he doesn't feel pain the way he is fighting the Doctor and the authorities will be there soon and tells him to get in the damn car. Back at the Cave Dick realizes that the Cave isn't him, it was Bruce and as a result they are going to relocate to a bunker because it fits his personality more than anything else. His take of Batman is his own role, not a carbon copy of Bruce's. He tells Alfred there are going to be times when he has to work alone, much like Bruce did.Two weeks Later, the Scarecrow begins an attack on the town and Gordon seems very worried about this. As officers try to reach him, they are infected with toxin. Scarecrow appears to be winning, until a spotlight shines in his face and Dick Grayson's Batman appears and likely saves the day simply stating that's why he's here.


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Dear Eurocrim 2015 Participants,
The 15th Annual Conference of the European Society of Criminology has been a great success:
- 1372 participants from 53 countries;
- 4 plenary sessions with 7 invited speakers;
- 334 parallel sessions, 1136 oral presentations and 82 posters.
On behalf of the European Society of Criminology and of the Local Organizing Committee, we would like to thank all the participants, speakers, poster authors, book publishers, sponsorships, volunteers and staff members. Eurocrim2015's success is yours.
See you in Münster!
The Local Organizing Committee of the Eurocrim2015.


text:
Tag: Sagaponack
Hamptons Man Admits Torching $34M Mansion
The arsonist will spend a year in a psychiatric facility as a part of a plea deal.
Sagaponack Man Accused of Setting Fire to Patchogue Bar
David Osiecki is accused of setting fire to a Patchogue bar and a Bridgehampton mansion.
Hamptons Man Charged With Torching $34M Mansion
A Sagaponack man has been accused of setting fire to a $34 million oceanfront Hamptons mansion reportedly belonging to a fellow developer over the...
Sagaponack House Fire Leaves 1 Dead
The 71-year-old victim died along with the family dog over the weekend.


text:
Princess Lover! (OVA) EPISODES 01-02 [RAW]
[hshare.net].Princess.Lover.OVA.EP01-02.[ENG.SUBS.FILES].rar (15.78 KB)
SUBS: Files by T_P [Tactical-Paizuri]
Direct Download Link(s) (DDL)
[hshare.net].Princess.Lover.(OVA).EP01.[RAW].avi (331.01 MB)
[hshare.net].Princess.Lover.(OVA).EP02.[RAW].avi (342.24 MB)
PLOT: Amongst the cast is Sylvia van Hossen, a proud young woman of noble lineage. She has been raised to serve her kingdom and its people. This is her story.
please upload subtitle for this,thanks.
any subs?
Truly a gem, making me long to see the 12-episode ecchi-anime!
One beautiful story, hot steaming happy sex and above all that: one beautiful princess who's not being gang_raped by orcs, demons or some flesh-eating, girl-raping, tentancled plant. A rare masterpiece bewteen the other hentai-anime with princesses, who mostly have the things mentioned before. I wonder if there are titles like this out there. Much appriciated offer! Thanks!
LOL, I'm amazed that they jumped to Hentai when the series was a harmless ECCHI/HAREM anime. All in all I loved it 🙂
Yet again, thanks for the file.
is there gonna be an next episode for this?? 😀
can we have a torrent for this? thanks 😀


text:
Niemi, White among those to file for NHL arbitration
TORONTO — The Stanley Cup champion Chicago Blackhawks figured prominently in the list of 31 National Hockey League players who filed for salary arbitration on Monday.
Blackhawks goaltending hero Antti Niemi was among the arbitration filers, looking for a substantial raise from the $827,000 US he made last year. He's likely in line for close to a $3 million raise after replacing No. 1 goalie Cristobal Huet and backstopping the Hawks to their first Stanley Cup title in 49 years.
Others filing included Calgary Flames defenceman Ian White, in line for a raise from his $950,000 US salary thanks to solid numbers last season — an average of 20:42 of ice time and 38 points in 83 games with the Flames and the Toronto Maple Leafs. Vancouver Canucks forward Mason Raymond, who scored 25 goals and added 28 assists while earning only $760,000 a year ago, can also expect a major boost.
Among the other Canadian teams, filers include Edmonton Oilers forward Gilbert Brule, goaltender Jeff Drouin-DesLauriers and forward Jean-Francois Jacques; Ottawa Senators defenceman Chris Campoli and forward Peter Regin; and Canucks forwards Tanner Glass and Jannik Hansen.
The NHL and the NHL Players' Association are expected to determine the hearing dates on Tuesday, with the cases scheduled to be heard July 20-Aug. 5 in Toronto. Players are still eligible to sign or agree to a new deal with their current teams right up until the arbitrator's ruling. If teams are not satisfied with the contract the arbitrator dictates, they have the right to walk away from the contract, which makes the player an unrestricted free agent.
The 31 NHL players who Monday filed for salary arbitration:
Anaheim Ducks
James Wisniewski
Atlanta Thrashers
Ben Eager
Andrew Ladd
Clarke MacArthur
Boston Bruins
Greg Campbell
Blake Wheeler
Buffalo Sabres
Tim Kennedy
Calgary Flames
Ian White
Chicago Blackhawks
Antti Niemi
Columbus Blue Jackets
Jared Boll
Anton Stralman
Dallas Stars
Fabian Brunnstrom
Detroit Red Wings
Derek Meech
Edmonton Oilers
Gilbert Brule
Jeff Drouin-DesLauriers
Jean-Francois Jacques
Los Angeles Kings
Brad Richardson
New Jersey Devils
Mark Fraser
New York Islanders
Matt Moulson
New York Rangers
Daniel Girardi
Ottawa Senators
Chris Campoli
Peter Regin
Philadelphia Flyers
Daniel Carcillo
St. Louis Blues
Cam Janssen
Tampa Bay Lightning
Nate Thompson
Vancouver Canucks
Tanner Glass
Jannik Hansen
Mason Raymond
Washington Capitals
Eric Fehr
Tomas Fleischmann
Jeff Schultz
Source: NHLPA
© Copyright (c) canada.com


text:
Top Definition
The offspring child of a Portuguese and a Filipino person. They are generally really beautiful when they grow up, because they receive the best of both worlds, Asian and Caucasian. Most of the time they look Latino, but don't be fooled. They are Portupino.
That girl over there, the one eating lumpia, is a Portupino.
by MisoAwesome September 14, 2012
Trending Now
Can you define these popular missing words?


text:
First ride: Ragley's Redesigned 2016 Bigwig
Barney heads over to Northern Ireland to give Ragley's all-new Bigwig a spin
Ragley Bikes is back back back for 2016 – with Video
New iron (and alu) from the Hardtail Masters for 2016
Fresh Goods Friday 231
This week we've got loveliness from Giant, Ragley, Leatherman, Intrepid Apparel and more!
Ragley stir it up with the new Marley – EXCLUSIVE
We've got a first look at the new Ragley Marley! Top Rankin?
Fresh Goods 179
Another week over and another haul of fresh goods straight from the doorstep of ST Towers.
Ragley launch new website and introduce the BigWig
Here's the latest news from Ragley; new website, new geometry and a new 29er: the BigWig
Eurobike: Demo Day 1
Greetings from Eurobike! Jon, Matt and Chipps (that's me) are over at Eurobike for the week, seeing what's new for 2012. The first day was the Demo Day, so we got to spend it outdoors, in the actual sunshine. Wednesday to Saturday we'll be back indoors so we made the most of it. Seth's Haircut […]
Singletrack Issue 67 Digital Issue Teaser
Here's a little bit of Issue 67 for you to read, completely free…
Fresh Goods
Piglet meets Cleaver meets Genesis, wheels big and small, spray chammy cream and load more


text:
Thursday, 25-Aug-2016 17:51:30 EDT
If you ever asked yourself - how can I help prevent child abuse, start by taking the stewards of Children course by the Darkness to Light organization. The NationalExchangeClub has partnered with this organization to help provide this training.
Dec 15 2015 Board teleconference held. See the Treasurer's report and Agenda with MinutesRecent Club Events
2/19-21/2016 Western Regional Midwinter Conference in Las Vegas Click for Information and Registration Form
2016 Yellowstone District Convention: April 29 - 30, 2016 (Friday & Saturday), Hilton Garden Inn, Idaho Falls,700 Lindsay Blvd, Idaho Falls, Idaho 83402
See Photos! If you missed the 2016, you missed a lot of fun! See the convention evaluations
7/13-16/2016 ==> Plan now for the National Convention will be held in Houston, TX, July 13-16, 2016 - See more at: http://www.nationalexchangeclub.org/convention/


text:
Over a year ago
I just ordered the poster from the Store with the chicks on it, with my points! Its so cute(:
I was wondering if you could give me an estimate as to when it will be here?(:
Please log in to reply.
Over a year ago
Usually you have to wait first till they approve it it might still be pending then it might take 2 to 4 weeks depending on where you live …You must be logged in to reply to this topic.
Over a year ago
Generally 4 to 6 weeks.You must be logged in to reply to this topic.


text:
I hold in both and they are my two largest hoding for income purposes.The NFI divvy is coming and you have to buy within in the next day to get it.Forthose who want to see a comparison on price flucuation you can see what the concerted short attack did to NFI in April and how it has now climbed back above NLY inspite of a new short attack--which for divvy buyers is only a buying opportunity. If you can handle the ups and downs of NFI it pays a healthy dividend and managment has pretty mcuh guaranteed it for 2005 along with special bonus dividends. If you are going to look at the price every day NFI could drive you crazy. Their message board is filled with shorts bashing and longs supporting. It makes NLY look tame.Here is the comparison:http://finance.yahoo.com/q/bc?t=1y&s=NLY&l=on&z=m&q=l&c=NFI
Thanks for the good luck.I have ambivalent feelings aobut it going to $70--both in terms of whether it will do that again and whether or not I want it to happen. I really bought this for steady income and right now for at least three years will just be dripping the income. If it shoots up I end up with fewer shares before I start using the income
Interesting chart. The 52 wk range for NFI is 28.75 to 70.32 per Yahoo; the 52 wk range for NLY is 15.94 to 21.22 per Yahoo. How did NFI fall below NLY?
take a look at the 3 here..... and suppose you have $1000 to spend on one and look for the best return via divi.... http://finance.yahoo.com/q/bc?t=1y&s=NLY&l=on&z=m&q=l&c=nfi%2CimhNFI - $1000 divide by $51/share = 20 shares x $1.40/share dividend = $28.NLY - the same calc results in $25 in dividends. IMH - $1000 divide by $20/share = 50 shares x $ .75/share = $32.50 in dividends. My money/$1000 would go to IMH. Food for thought only.
nothing in life is guaranteed - other than death and taxes..
batraa >>And Board Flies that don't know what they're talking about.
INdeed--that is why is said "pretty much" guaranteed. Perhaps a bit oxymoronic. Fact is they have a history or maintinaing or increasing divvy's and their rpess relase said they expected tomaintain the basic divy of $5.60 per share plus bonuses. That is what has happend this year with a bonsu of $1.25 per share. Very healthy income stream....and yes as the caveats say "past history is no guarantee of future performaqnce."For those who want the bonus dividiend for 2004 they have to pull the trigger right now.


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Village Vic tops Topham list at Aintree
Ante-post favourite Village Vic is among 44 horses standing their ground at the confirmation stage for the Crabbie's Topham Chase at Aintree on Friday.
Ante-post favourite Village Vic is among 44 horses standing their ground at the confirmation stage for the Crabbie's Topham Chase at Aintree on Friday.
Amateur rider Sam Waley-Cohen claimed a sixth victory over the Grand National fences at Aintree as Rajdhani Express galloped clear in the Crabbie's Topham Chase.
Always Waining once again showed his love for the Grand National fences with a second successive victory in the John Smith's Topham Chase for Peter Bowen.
Owner and trainer may disagree whether Always Waining is a future Grand National horse but they were united in joy as he thundered home 12 lengths clear in the John Smith's Topham Chase.
Ballabriggs could be prepared for a tilt at Aintree's Topham Chase following his heart-stopping victory in the Kim Muir at Cheltenham on Thursday.
Irish Raptor atoned for a near-miss 12 months ago with a thrilling display of jumping to win the John Smith's Topham Chase at Aintree.
Paul Nicholls, Ruby Walsh and owner Andy Stewart combined to take an incident-packed renewal of the John Smith's Topham chase with 7-1 joint-favourite Gwanako.
A strong Irish-trained entry of 20 has been confirmed for the John Smith's Topham Chase at Aintree on Friday, 4 April.
Dunbrody Millar gained handsome compensation for just missing the cut in the Grand National by winning the John Smith's Topham Handicap Chase.
Sam Waley-Cohen completed a famous double over the National fences when he steered Liberthine to success in the John Smith's And Spar Topham Chase.
A huge surprise in Topham Chase at Aintree, as Cregg House, at odds of 50/1 sprang a surprise to claim the spoils.
Willie Mullins took the feature race of the day at Aintree, the Martell Topham Chase For Sport Relief, with 10-1 chance It's Time For A Win.