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Few Miamians have seen the devastating effects of Colombia's 52-year war with the FARC on a more...International News
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- Report: #1008122
Report - Rebuttal - Arbitrate
Complaint Review: optimal 365 larry stout
optimal 365 larry stoutbellevue, Washington United States of America
optimal 365 larry stout larry stout Liar untrustworthy abusive to wife bellevue, Washington
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He didn't found anything. He merely copied the ideas and business of another man.
He is a terrible business man, has no clue what he's doing, his staff laugh behind his back.
His wife Cynthia has been suicidal for years, thanks to Larry's abusive behavior, and rumor has it he had affairs with women in the advertising agency he hired out of Texas.
He's bi-polar and passive agressive.
Pretends to be a "christian". He's not Godly on any count. Merely an "Ego maniac".
This report was posted on Ripoff Report on 02/03/2013 06:37 AM and is a permanent record located here: http://www.ripoffreport.com/r/optimal-365-larry-stout/bellevue-Washington-69802/optimal-365-larry-stout-larry-stout-Liar-untrustworthy-abusive-to-wife-bellevue-Washingto-1008122. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Product Description
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More than skincare, An Art
Visit darphin.com now
Darphin is a Parisian high-end skin care brand, now sold in 60 countries. Following Pierre Darphin's professional expertise, creator of the first serums in 1958 in his Parisian Institute, the brand has stayed true to his legacy and created innovative products through a unique pharmacy approach, professional expertise.
From the age of 30, skin starts to lose its natural resources. The cellular activity becomes weaker and the skin reveals multiple imperfections: lack of radiance and irregular skin texture, wrinkles and fine lines appear.
Located in the heart of Paris, the Darphin Vendôme Institute is the place where specific protocols are developed for each skin type.
Pierre Darphin was a kinesitherapist with a passion for botany. In his quest for optimal performance, he created formulas that integrated the finest aromatic plants and essences with breakthrough technology to ensure each blend delivered maximum potency.


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Definition of vacuum-pack in English:
verb[with object]
Seal (a product) in a pack or wrapping after any air has been removed so that the pack or wrapping is tight and firm: (as adjective vacuum-packed) vacuum-packed cheese
More example sentences
- I breed and sell the animals and I also sell frozen, vacuum-packed meat on the farm.
- She stocked up on great glass jars with screw tops and loaded a supermarket trolley with every long-life, freeze-dried, vacuum-packed item of food she could lay her frenzied hands on.
- They kill a cow in Argentina, vacuum-pack the beef and fly it to Glasgow, where the chefs slice a steak to your specifications.
(vacuum pack) A sealed pack from which the air has been removed.
Example sentences
- Marinate sparingly, as it has the same effect as the vacuum pack above.
- But the pack lasts the supermarket up to eight weeks, so the meat can be up to 60 days old in the vacuum pack before sold as fresh.
- If buying fresh fish for use longer than two days away, use a vacuum pack or place in freezer bags and freeze.
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Definition of vacuum-pack in:
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TreeYo Permaculture is a diverse landscape, one that has evolved and created change over the years. The focus of this organization, spearheaded by Doug Crouch, is agroecology systems regeneration with its cascading affects into equitable social systems and thriving local economies. We achieve this mission through a dynamic field work that stems from our designs and consulting thus leading to implementation work. We also achieve the mission through our focus on giving people back environmental literacy through holistic education and our free online Permaculture Design Course Handbook (TreeYo EDU). Through this ground work in varying projects and education programs globally, the networks spread, like mycelium in a forest, popping up here and there when the conditions are ripe for these seeds. Patterns inspire us, a passion burns for lighting a spark for others towards biodiversity, and we aim to give resilience back to our interconnected ecosystems.
TreeYo Field Work
TreeYo Permaculture forms teams for these varying objectives, from project implementation to organic farm management, and is led by Doug Crouch, internationally recognized permaculture teacher and ecologist. Our collaborative work is guided by the ethics of Permaculture while our design focus stems from the regenerative principles of Permaculture. We not only focus on land-based design but also the people care aspect thus unifying the community of nature and humanity alike with sound economic consequences. It gets us in the field examining things like water flow, building swales, planting trees and repairing the soil food web.
TreeYo Holistic Education
Our focus within Permaculture facilitation is the Permaculture Design Course (PDC) which we passionately craft for a holistic experience. Through this interconnecting pattern perspective, our PDC's reflect the honoring of diversity of Permaculture. Consequently, to learn more about this style, please check out the linking pages and the videos under our TreeYo PDC page to understand the full realm of what our PDC's have to offer. We also deliver short courses on specific topics as to help delve deeper into specific topics like food forests and aquaculture. Also, to keep current on our latest happenings, please read our blog and tune into our open source TreeYo EDU project. And for a bit of ambiance of our courses, view the following video below:
Upcoming 2016/17 Courses and Events:
- 2 Week Permaculture Design Course: August 22nd-September 3rd. Sekier, Central Slovakia: Click Here
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- 2 Week Permaculture Design Course: Feb 26th- March 10th, 2017. Suryalila Retreat Center, Andalusia, Spain: Click Here.
For registration or more information about our courses, questions about permaculture, or our consultation and design services, please contact Doug through the following form:
Our Permaculture Definition
Permaculture is the harmonious integration of all life kingdoms into agriculturally productive ecosystems and socially just environments producing sound economic outcomes through systems management. It is a regenerative design intention reflecting patterns in nature that seeks to build interconnections allowing for energy efficiency and abundance of yield.


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Hi I am new to the group! My DD will be 2 on January 11th and she isn't around a lot of kids her own age (my friends have younger children) so I am curious if her development is average for her age. She is speaking in full sentences and you can pretty much hold a conversation with her. She also knows the full alphabet, can count to 20, knows 3 shapes, can draw lines and circles, and sings about 8 songs on her own. She can also run, jump, sommersault, and almost ride a trike on her own. She seems to have a great memory and will talk about people she saw or things she did for weeks afterwards. Not trying to brag or anything like that I am just proud of my little girl and want to know if other kids her age are similar. Thanks!
Toddler Development
Mommy to Ziven 1-11-11 and Zariah 6-23-12 Married my soulmate on 4-28-07
my DD is about the same level as yours very verbal, physically she cannot somersault and just learned how to jump properly. Sounds like your DD is doing great!
My DD is at the same level too, except for the sommersault. She wants to try but I worry about her neck (I know, over protective here!) so I stop her midway. I never thought about the tricycle though. She has one but because it is already cold where we live it is still in the garage. Maybe I should bring it inside and see if she wants to practice with it because in August she didn't know how.
Mom to two busy boys J (6)and M (4)
and a baby girl born 5/15/15
My son is no where close - but is not by far developmentally challanged. He doesn't speak in full sentences, he doesn't say the alphabet - but, I know that all children develop at their own pace, and that he is super smart regardless :)
Jen (39) * DH (39) * DS (5) * DD (1)
Michael Joseph-1/14/11 * Macie Rose - 11/11/14
FET - 7/25/16 - awaiting results!! Beta 8/4/16 fx'd!!!
I however - cannot spell. LOL - I may be behind. Challenged.
Jen (39) * DH (39) * DS (5) * DD (1)
Michael Joseph-1/14/11 * Macie Rose - 11/11/14
FET - 7/25/16 - awaiting results!! Beta 8/4/16 fx'd!!!
I like how a pp put it: mechanically minded. Over Thanksgiving we spent time with my only niece, who is 15-16 months and sings the alphabet, can count to 10 in English, Spanish, German, and has entire books memorized. So that was a little hard to see, because I read with my daughter all the time, practice numbers and letters, etc. I don't think my daughter has ever said a full sentence, only knows a few letters and no numbers. I'm sure it irritated them a bit when our LO walked at 9 months and theirs wasn't crawling at a year though. They are all different.
Mine will be 2 this month. (She was born at 37 weeks.) and she knows some colors...purple, red, green, blue, yellow and shapes like oval, circle, heart, star, square, etc. I'm amazed at her singing/memory ability. She can "sing" full songs from the Doc McStuffins theme to Itsy Bitsy Spider with correct pitch, etc.
She doesn't go to daycare but we do lots of activities every week and a set amount of reading daily. She also watches Sesame Street and Super Why. She was talking around 8 months but didn't walk until 14...spoiled baby. :-)
All babies are different but of course I think ours is just brilliant!
What is impossible with men is possible with God.Luke 18:27 -My Awesome Adventures in Mommyhood...PT WAHM Attorney http://gewelmom.blogspot.com/
Learn more
Look how far your child has come.
Review your child's growth milestones.
Read about 5 years 6 months : Week 2.
Your growing child
Your 5 1/2-year-old: The value of money
Your 5 1/2-year-old: Let's play
Your 5 1/2-year-old: Obsessions and passions
Your 5 1/2-year-old: Delayed or okay?
Your 5 1/2-year-old: Tattletales
Learn more
What's next for your growing child?
Get a glimpse of what's to come.
Read about 5 years 8 months.


text:
You'll discover an endless number of uses for this personal folding table from Lifetime. It offers four adjustable height settings and folds away for convenient storage. With its powder-coated metal frame, this hardworking table is suitable for indoor and outdoor use.
Constructed of high-density polyethylene and designed for strength and stability
The table features four adjustable height settings from 21" to 28" for versatile use
The steel frame design folds flat for easy storage and is protected with a powder-coated, weather-resistant finish
Built for indoor or outdoor use and is backed by a two-year warranty
Features: Adjustable Height, Foldable
Seats Up To: 1.000
Frame Material: Metal
Tabletop Material: Plastic
Metal Finish: Aluminum
Surface Material: PVC
Finish: Powder-coated
Maximum Weight Capacity: 40.000
Care and Cleaning: Clean with Water and mild Detergent
Dimensions: 29.000 H x 19.500 W x 30.000 D
Weight: 12.000
Tabletop Thickness 1.500
Table Base Dimensions: 28.000 H x 20.000 W x 1.000 D x 20.000 Dia
Table Base Column Diameter: .340
Table Base Weight: 11.000
Targeted Audience: Adult (18 years and up)
other Info.
- Online Item #: 717372
- Store Item Number (DPCI): 249-00-0067
- Made in the USA or Imported


text:
Skip to comments.Deliveryman: I Shot Man In Self-Defense(Fired from Pizza Hut for Saving his life from Thug!!)
Posted on 05/21/2004 10:26:28 AM PDT by NJ Freeper
click here to read article
I will also not purchase from pizza hut. Disgusting policy.
Stay safe !
If you lived a protected life from such "exposure" where ya panic over a paper cut then you'll drop from a .22 rimfire round. I have been places where victims had never seen a TV show or Movie and didn't know they were supposed to fall down and die when shot.
The best chance one has in a handgun fight IMO is to make the fastest and quickest hits on his / her agressor with a modern hollowpoint projectile that has the speed and velocity to expell it's energy inside of a body cavity vs entry and exit hole and do such with as large a diameter "permanent wound channel" as possible be it a 40 short and wimpy or a nothing but 45 ACP !
Just my opinion.....Stay Safe !
Perhaps what's needed is a law which explicitly provides that a company shall not be held liable in cases where one of their employees uses a lawfully-caried firearm for self-defense, or what that employee claims to have believed was self-defense, unless the employer either supplies the weaponry or training or requires the employee to carry a weapon.
I'd never want to work for a company that cares more about the bottom line than about my welfare as an employee. If they pay me so much to help them stay in business, what business is of theirs if I protect my life? Don't forget, training a replacement employee is expensive. The no CCW policy of Pizza Hut and other pizza delivery companies is stupid. I agree, a company has a right to tell an employee to surrender company money or assets to a criminal if that is the employer's policy but no company that has to tell any one surrendering their lives is a condition for keeping their job.
I'm sure that is a sound theory. It appears that in reasonably powerful loads, like 9mm (not .380, .32, .25ACP...in which ball is best...so it penetrates at all..) the smaller the caliber, the more important expansion is for effectiveness, which then makes bullet integrity very important...so it doesn't just fall apart right away...and then again, even if it does expand, there needs to be enough velocity so that the expanded bullet doesn't prematurely slow down, and not sufficiently penetrate. Rocket science...even if it is on the way to a vital or structurally important "off switch."
Sooo....bigger and heavier is better, whenever possible...unless the range is long, and bullet drop would preclude an accurate hit. Yeow.
So I take it you are no fan of the miracle .40...er...10mm Short.
Stay Safe PM !
In November 1992, South Carolina Highway Patrolman Mark Coates shot an attacker four times in the torso with his 4 inch Smith & Wesson .357 Magnum revolver. His attacker, an obese adult male who weighed almost 300 pounds, absorbed the hits and shortly thereafter returned fire with one shot from a single-action North American Arms .22 caliber mini-revolver. Coates was fatally wounded when the tiny bullet perforated his left upper arm and penetrated his chest through the armhole of his vest where the bullet cut a major artery. Coates, who was standing next to the passenger-side front fender of the assailant's car when he was hit by the fatal bullet, was very quickly incapacitated.
The slaying was recorded by the video camera mounted in Coates' cruiser.
After Coates was hit, he immediately ran several feet, scrambling around the front of the assailant's car while simultaneously radioing dispatch that he'd been shot. As he neared the driver's-side front fender he suddenly collapsed onto the pavement.
Trooper Coates fired four 145 grain Winchester Silvertip .357 Magnum bullets directly into his assailant's heavy abdomen, achieving solid hits with each. These particular bullets penetrate deeper than 125 grain JHPs, however none ruptured any vital cardiovascular structures. During the initial ground struggle, Coates was shot twice, but his vest protected him. After fighting off his attacker, Coates quickly climbed to his feet and emptied his revolver. At that particular moment the assailant was still lying on the ground. The combination of the assailant's obesity and the unusual angle at which the bullets entered his body worked to the disadvantage of Trooper Coates.
The Coates shooting exemplifies the fable of energy transfer, especially when encountering a determined attacker. The .357 Magnum cartridge is regarded by many as the ultimate manstopper; a true one-shot stop wonder. The Winchester 145 grain .357 Magnum cartridge is given a one-shot stopping power rating of 86 percent by Marshall and Sanow. According to this rating system, a single hit ANYWHERE in the torso is supposed to be highly effective in stopping an attacker, regardless of whether or not the bullet destroys vital tissue. But on this night, it failed FOUR TIMES! The assailant easily absorbed four bullets in his body, each delivering over 450 foot pounds of kinetic energy. This is equivalent to being hit four times by a baseball going approximately 210 miles per hour.
None of Coates' powerful .357 Magnum bullets were effective, but the bad guy's weak .22 caliber bullet was. The .357 Magnum bullets dumped all their energy into the attacker, whereas the single .22 caliber bullet disrupted vital tissue. The assailant survived the shooting, was convicted of murdering Coates and was sentenced to life in prison.
Another shooting that was captured on video helps explain a reaction known as psychological collapse.
A few years ago, two Houston police officers cornered a suspected motorcycle thief at gunpoint against a chain-link highway perimeter fence. Upon being cornered, the suspect drew a revolver and threatened to kill himself. After negotiating for awhile, the officers convinced the suspect to put down his gun, and to catch and put on a pair of handcuffs that the officers were going to toss to him. The confrontation ended after the offender obtained the handcuffs, then reached to pick up the revolver that lay on the ground beside him. Despite a warning, he grasped and lifted the weapon. One officer opened fire with a Colt Government Model .45 ACP. Upon being hit in the right shoulder by a 230 grain Federal HydraShok JHP bullet, the surprised offender's facial expression instantly conveyed shock, horror and utter disbelief.
As he immediately slumped unconscious onto his left side, two more HydraShoks perforated his right upper arm and buried themselves in his right upper torso. The second officer, startled into reacting by the first officer's gunshots, fired several rounds from his Colt Combat Commander .45 ACP. He attained a single hit with a 185 grain Federal Hi-Shok JHP bullet, which perforated the offender's left arm and grazed, but did not enter, his left upper torso.
The offender survived the shooting, and according to Houston Police, the only vital structure hit by any of the bullets was the brachial artery of the right upper arm, which was repaired during surgery. The initial wound could not have caused the offender to collapse unconscious from blood loss as quickly as he did, nor were any central nervous system structures disrupted by the bullets. Although he rapidly collapsed unconscious after the first bullet struck him, there was no physiological reason for him to do so.
When a person is shot in the body with a handgun and falls down unconscious within a half-dozen seconds, it can only be attributed to a psychological reaction to being shot. This person simply faints from the sudden realization and fright that he has been shot, not from blood loss or any other reason. (This discussion does not apply to rifle bullets. Obviously, wild animals that immediately collapse after being shot by a centerfire rifle bullet do not faint from fright. The wound dynamics of rifle bullets are markedly different, but the physiological mechanisms are identical.) In order to be FORCED to collapse an attacker must lose at least 20 percent of his total blood volume (unless the bullet damages his brain or cervical spinal cord). This will take several seconds to occur, even with a direct hit to the aorta or vena cava with a large caliber bullet.
Most "stops" are psychological, not physiological in nature. The bad guy either faints or makes a voluntary decision to stop what he's doing. It's possible that a bullet with more "wallop," one that quickly delivers its energy and produces more blunt force sensation, might play a role in producing psychological collapse. But, psychological reaction to being shot is highly erratic and unreliable. It doesn't happen to everyone, especially a highly motivated attacker who's determined to cause as much harm as he can before he's stopped.
Unless you're clairvoyant, you cannot predict the exact circumstances of any self-defense situation you might find yourself in. Therefore, your goal in choosing a bullet for personal defense should be to select one that will be effective in as many different scenarios as possible. Your bullet must be able to penetrate deeply enough to contact and destroy tissue that is critical to the immediate survival of your attacker.
The two most important factors in stopping a bad guy are: 1) where you place your bullets, and 2) what organs your bullets penetrate and damage.
How much penetration is adequate? According to the nation's most prominent wound ballistics experts, your bullets should penetrate at least 12 inches of soft tissue. Penetration beyond 18 inches is considered too much, and a less penetrating design should be considered to optimize the cartridge's wounding potential.
But with small caliber cartridges such as .22 LR, .25 ACP, and .32 ACP (and sometimes .380 ACP), you're better off selecting a non-expanding bullet that might exceed 18 inches of penetration than to choose a bullet that expands and underpenetrates. When a bullet expands, the increased diameter and non-aerodynamic shape acts like a parachute to quickly slow and stop the bullet as it penetrates flesh. These tiny bullets lack the mass and momentum to achieve adequate penetration after they expand.
Bullets that meet the 12-18 inch penetration guidelines have proven to be very effective in police shooting incidents that have been investigated by reputable researchers who use the scientific method. These findings have been verified and validated by other distinguished wound ballistics researchers who've fully reviewed the data. These findings are far superior in validity to the Marshall/Sanow "one-shot stopping power" junk-science that is published in newsstand gun magazines.
Excerpt from:
Here's another tidbit re: the attacker still standing after shot:
"Mr. Diallo was standing practically against the door at the rear of the apartment entry, with his left side facing outward toward the officers, when he failed to obey the officers' orders, reached under his coat, came out with a black wallet - that appeared to be a gun in the dim light - and the shooting began.
The early shots entered his left side. These shots would have been unlikely to cause Mr. Diallo to give any perceptible sign that he had been hit. It should be noted that bullets penetrating a human body in most locations most often cause no immediate outward reaction in the person hit.
This comes as a surprise to most laymen since the entertainment media almost always shows such persons being knocked backward and the immediate appearance of blood at the supposed entrance wound. It must be emphasized that such reactions do not happen in real life.
In fact, the inability of policemen to be able to tell if their shots have hit is often a source of confusion and consternation for them during gunfights. To have a reasonable chance of surviving gunfights, police must be trained to continue firing until they are sure the threat has ended."
I guess many police must be "trigger-happy" as well since they often empty their pistols in such close encounters of the ugly kind. While many, at least here in Texas, are "NRA fanatics" as well, they tend to be the ones who don't find themselves still pulling the trigger on an empty pistol.
T'wasnt' all that long ago that "no negras", "no wimmin", and "no old coots" was quite common practice. The last one still is in some areas and fields, where "old" starts at about 35 or 40.
Depends on wether the CHL/CCW data is public record. If it is, and it's keyed to other ID, such as driver's license number, then they could very well know of the CCW permit without ever seeing it. While the database is not generally a public record here in Texas, the CHL license has your DL number right on it, and the police (at all levels) have access to the cross index. In fact the law provides that all law enforcement agencies in the licensee's county of residence be notified when a CHL is issued. Other individuals can can ask the DPS if a particular individual is licensed, but they cannot obtain a list of all licensees. Thus Pizza Hut could request information on each of it's employees, or even applicants. There is no law prohibiting discrimation in employement based on possession of a CHL, or NRA membership for that matter.
If today's tort system were reasonable, I'd agree with you. But how much liability exposure should companies accept for their employees? IMHO, there needs to be a law which provides that employers shall not be liable for actions their employees commit with weapons unless:
IMHO, the best course of events here (aside from some states passing liability reforms) would be for someone at Pizza Hut to politely and confidentiality suggest that an employee lawsuit would be responded to with a reasonably-decent confidential settlement offer.
Stay Safe !
It's one of the common themes at the range I range I shoot at. If you are involved in any sort of shooting, righteous or no, the weapons are confiscated as 'evidence' for at long as the case remains open. This can take 6 to 12 months, or longer, even if no action is ever taken.
Subject normally comes up as we stare at the $2000 Wilson's. The thought of one of them rusting away on an evidence shelf, or worse, having the parts 'replaced' with junk just doesn't seem right. ;)
Better a standard reliable $450 service pistol that can be replaced.
Really shouldn't watch torture and punishment devices on the History channel as I type...
I should have done a ping. Didn't want to clog up your comments list.
Why do you think they call it Muttly?!!
I found some great info. there about shotgun loads for defense, too. I'll post them if anyone but us is interested.
Hey...what happened to the Gunshop Porch? Even the bang_list is antique. I'd love to disseminate this stuff to the troops.
(BTW..it said birdshot is a non-stopper..but # 1 Buck is tops, and doesn't overpenetrate, like 00)
I'll ping my resident SAS subject matter expert Texasproud to verify the SAS use of such......:o)
Stay Safe Ya'll !
I always wondered why that #9 or such "buffer" wasn't done, since there's so much wasted room between buckshot. Now I know it was !
The mantra is the Treasury uses #4, which I suppose Mel Tappan ("Survival Guns" paperback...still sound advice) popularized. The Wound Ballistics guys say #1 works best indoors, gets the job actually done, and doesn't overpenetrate walls and such. They claim birdshot creates a horrible wound (from which most eventually succomb, I assume), but these professional Wound Ballistics specialists are primarily interested in what STOPS them NOW...which usually, more reliably, means death...the other variations giving enough time for one to be killed. They rip Marshall & Sanow a new one too. Woah.
Hey...do you and yours know about (like you wouldn't) the V.N. room-clearing trick of reloading a 12ga. shell with $1.60 in dimes ? Said to fly everythere, and do a serious job. This is, I suppose, what Thurston Howell III uses as a Trap load.
Table 1. Lead Birdshot
Number Pellet Diameter
(Inches) Average Pellet
Weight (Grains) Approximate # of
Pellets per Ounce
12 .05 .18 2385
11 .06 .25 1750
9 .08 .75 585
8 1/2 .085 .88 485
8 .09 1.07 410
7 1/2 .095 1.25 350
6 .11 1.95 225
5 .12 2.58 170
4 .13 3.24 135
2 .15 4.86 90
Table 2. Lead Buckshot
Number Pellet Diameter
(Inches) Average Pellet
Weight (Grains)
4 .24 20.6
3 .25 23.4
2 .27 29.4
1 .30 40.0
0 .32 48.3
00 .33 53.8
000 .36 68.0
But in my casa firearms are only after locks , electronics, outside puppies, locks, electronics and inside puppies have failed in my security plan.
You still have Mel's paperback ???? Kewl ! That was a childhood read that I could'nt put down.
Stay Safe !
During the 4th of July I like to light up our backyard BBQ with some of the magnesium dragons breath loads fired into the night sky with my benelli........... Great light and noise show. I suspect that 9 rounds of that at close range are the poor mans flame thrower. They are expensive but real fun as a "eye opener".............:o)
Bottom line for me is KISS principal. More can be done with a dove load at close inside the dwelling than most know. A 12 gauge ain't a Claymore mine albeit the old duckbill attachments make em such. I haven't seen duckbills for sale anywhere recently. A "friend" has a AOW NFA rig called a SERBU that has a duckbill installed . At 15 feet the pattern will cover an entire doorway if held sideways and fired. Downside is slugs are not included in the diet or self destruct "eaker" mode kicks in.
Stay Safe Muttly !
Huh. End of a great Muttly formula. Never thought dimes had enough weight...but never tried.
Since I was a pup...realized that #5 shot is the very best upland game load for me, even in 20ga....only choke is important. It hits harder, farther. 4 is too big, 6 too small. I have done great rabbit work with an old rusty Stevens single-barrel 3" with #5 Turkey loads, on the ranch, when that's all I had...and normal loads shot low and left, for unknown reason. 3" shot straight...although I found it adviseable to try to "clip" them with the edge of the pattern, if possible, if the barbecue awaited, as it was last Thanksgiving ! As you said...use what you have, if it's all you have. Case in point: ran out of 3"-#5s afield...only had one 3"-#4 BUCK left...bunny appeared @ 40+ feet away (rabbits are attracting lots of coyotes, bobcats...cougars..) so my mission is to thin their ranks...so I aimed high, and caught him in the head with a pellet or two..which sent him skidding sideways head first around 15 feet ! What a sight. Didn't sperl no meat neither.
BTW, unrelated..came across this FIY:
Fackler, when asked to estimate the survival time of someone shot in the front mid-abdomen with a Glaser slug, responded, "About three days, and the cause of death would be peritonitis."
Here in West Texas we've had Japan Eleven fire employees for {non-gun} action against thugs. In Odessa in the 90s one guy who had just been selected Employee of the Year or some such award was punished for protecting one of the women customers from assault by a gang punk. I loathe the vermin.
I should add that occurred at least twice in Odessa.
Score for the afternoon...testing my ol' s/s 29" bbl. double trigger 2 3/4"...Muttly 6...Varmints 1 (too long a shot). High Brass #6 Federals worked great. Win. #8's were almost useless except for the noise, then mulched a bunny at 60 ft...so I threw it near the coyote den as chum. They are on my list, so it wasn't wasted.
That duckbill thing is the "Wing Diverter," invented by Dr. Eustus Wing, with whom I once spoke on the telephone in the 70's. Wish I still had that gizmo. There were 2 kinds...a mild one which threw an oval pattern, and an LE Only one, which threw a horizontal spread..great for riot-control, ricocheting shot off the ground, and annoyingly into the legs of the opponents, he said...or a one-shot machinegun-type field of fire with Buckshot, really quite astounding...until you blow it off with a slug. The oval one cleared slug diameter..and was great. It is essentially a ported muzzlebrake.
The deliveryman is better off not working for a company that would never stand behind him. A company that willingly puts its employees at mortal risk for profit is no good employer. PepsiCo proves that it deserves neither the consumers money, nor the consumers loyalty.
Wonder if Bruce Springsteen is gonna come out with a new song..."15 times..."
The guv'mint?
And the guy wants this job back?
Workmen's comp is sometimes self-insured. As far a liability and/or casualty, Any larger insurance company would handle it if the company had the bucks. I audit insurance company's a lot and have never seen a security company on any of their books, now that I think about it.
Does that mean I could walk up to the Brinks,Wells Fargo, etc. armored car and ask pretty please for some money?
I used to deliver for Channellos Pizza and they had the same policy. One of our drivers shot a bad guy and a short time late a store manager did the same thing while protecting store employees.
The day after the drive escaped death Channellos changed the policy from forbidden to carry to discouraged from carrying.
Pre-fragged rounds are the only way to go.
"Sounds like he needs to use a larger caliber, though."
As he shot 15 rds (w/o reloading) he must have used 9mm. We are not told how many shots he placed on the target (remember these cops in NYC few yrs back?- 41 shot, 19 hits.) If his shooting was anything like that, he needed large capacity. As for 9mm, HydraShock (147gr) is pretty decent, especially from >6" barrels (or in "+P+").
True, we do not know how many shots he put on target, and yes, he was probably using 9mm. As to the merits/dismerits thereof, I refuse to get involved in religious arguments. ;-)
Did the Pizza's get delivered on time??
More importantly, did the drive get a decent tip?
No, but if you point a gun at them they will hand it over immediately. If you shoot first they will shoot back.
My nephew works for a large construction company in S.E. Michigan and because their reps travel into Detroit alot, the owner paid all the applicable training and application fees associated with obtaining a CPL in Michigan for any of them who wished to take advantage of the offer.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


text:
74 Church Street The Hill NSW 2300
Contact AgentNeed a home loan? Just crunching the numbers for you...
- 4
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- 02 4974 8900
- 02 4974 8900
- View profile
74 Church Street The Hill
Timeless Appeal
No 74 Church St, The Hill, Newcastle is a solid, stylish three storey-building, part of Chapman's Terrace (circa `1884?) on the flat, western section of The Hill, about a block below historic Christ Church Cathedral.
The terrace has up to 4 bedrooms, bathroom & powder room, large lounge room and large main bedroom and the rear of the house, its northern aspect, has a grand scenic view over
Newcastle Harbour up to Kooragang Island and towards the harbour basin. At night, it looks spectacular like a fairyland of lights in the inky blackness.
An unexpected pleasing feature of the house to many viewers is the three-room basement leading out to a secluded garden and back entry.The walls of this basement are an all too rare feature - solid sandstone block walls. A nearby terrace has converted a similar, stone block walled basement into an impressive entertainment/ living/rumpus room space.
While at this stage the exact age of the house is unknown, it is likely to be about 129 years old, although the title land deed (1838) goes back even further to the days of growth of the settlement after the end of the convict era.
It is included in the sweeping aerial panorama...
Property No. 115573663
Page Visits: 599
- General Features
- Property Type:Terrace
- Bedrooms:4
- Bathrooms:1
- Indoor Features
- Toilets:2
Floorplans & Interactive Tours
Details not provided
Thinking of living in the hill?
Explore the prices, people and lifestyle that's on offer.
Are you considering investing in the hill?
Explore growth, yield, demand and other historical insights.
The price of a property that falls in the middle of a total number of s sold over a period of time, based on listings over the preceding 12 months.
Data supplied by RP Data Pty Ltd trading as CoreLogic
This information has been obtained by RP Data Pty Ltd trading as CoreLogic and is subject to the following copyright:
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© 2016 Copyright RP Data Pty Ltd trading as CoreLogic (CoreLogic), Local, State, and Commonwealth Governments. All rights reserved. No reproduction, publication, adaption, modification, public communication, distribution or transmission of the copyrighted materials in this publication is permitted whether in whole or in part. The copyrighted materials in this publication are provided for personal or internal business purposes only unless otherwise agreed in writing.
The information provided in this publication is current as at the publication date only. CoreLogic does not warrant accuracy or completeness in the information it supplies and to the full extent allowed by law excludes any liability for any loss or damage arising from or in connection with the supply or use of the whole or any part of the information in this publication through any cause whatsoever and limits any liability it may have to the amount paid to CoreLogic for the supply of such information.
New South Wales Data
Contains property sales information provided under licence from the Land and Property Information ("LPI"). RP Data Pty Ltd trading as CoreLogic is authorised as a Property Sales Information provider by the LPI.


text:
Hugh R. RoundsDecember 08,2012Hugh R. Rounds
Hugh Robert Rounds, 62, of Rutland died Tuesday, Dec. 4, 2012, at Rutland Regional Medical Center following a long illness.
He was born Feb. 9, 1950, in Rutland, the son of Hugh M. and Fedra L. (Stanley) Rounds.
He graduated from Brattleboro High School, and was employed by Book Press for many years.
Survivors include two brothers, James E. of Syracuse, N.Y., and William M. of Center Rutland, and a sister, Nancy A. Guenther of Palm Harbor, Fla. He was predeceased by his parents and a brother, Terrence S.
As per his wishes, there will be no calling hours, and burial will be at a later date.MORE IN ObituariesHerbert Bicek
PITTSFIELD Herbert Bicek, 83, of Pittsfield, VT, died Wednesday, August... Full StorySarah M. Full StoryScott Clark
FAIR HAVEN Scott Gizmo Clark, 46, of Fair Haven, peacefully passed with... Full Story
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- Report: #6278
Report - Rebuttal - Arbitrate
Complaint Review: Pep Boys
Pep Boys19122 BROOKHURST STREET Orange County, California U.S.A.
Pep Boys rip-off
*UPDATE Employee: one thing clear if it helps
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I know nothing about cars, they said it would benefit the vehicle, this, I agreed. the service result in an additional $200~$300 in repair charges. a few months later, I noticed that my car was leaking for i didnt know what had caused it. I took my car for a diagnostic, people at pep boys told me that its leaking everywhere and they wanted me to pay $500 for repairs to have everything replaced.
I took my car to another place, come to find out, the gasket was not properly installed thus caused the leaking. Im deeply upset. I did not know what to do. I contacted pep boys, and they said that the services all have a 60 days warranty, I didnt bring my car in during the time, thus I have to take care of everything on my own.
This report was posted on Ripoff Report on 08/21/2001 12:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/Pep-Boys/Orange-County-California/Pep-Boys-rip-off-6278. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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one thing clear if it helps
AUTHOR: chris - ()
SUBMITTED: Thursday, November 14, 2002POSTED: Thursday, November 14, 2002
Please go back to the store and get the main office you will be refunded!!!!
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text:
Anesthesiologist (pain control)
45 years of experience
Accepting new patients
45 years of experience
Accepting new patients
Gramercy Park
310 E 14th St
New York, NY 10003 Phone number & directions
310 E 14th St
New York, NY 10003 Phone number & directions
License & Identifications
A medical license is required for a doctor to practice medicine in a particular state. Requirements vary by state but most require, at a minimum, post-graduate training in the doctor's specific specialty. An NPI number is a national identifier unique to an individual health care provider and is managed by the Center for Medicare & Medicaid Services (CMS).
Learn more about Dr. Mahesan Richards:
View the full profile to get information on:
- Qualifications
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Patient Reviews
Have you visited Dr. Richards? Share your experience.
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Specialties & Research
Dr. Mahesan Richards, MD is board certified in Anesthesiology.
Education & Awards
Dr. Richards graduated from University Of Colombo.
Dr. Richards has 7 hospital affiliations:
- Beth Israel Medical Center Petrie Division
- Montefiore Medical Center: Moses Division
- Mandarin
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- Spanish
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Home > Find an Anesthesiologist > NY > New York Anesthesiologists > Dr. Mahesan Richards, MD
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- Additional Information
- Dr. Mahesan R Richards MD is a male Anesthesiologist, has 45 years of experience and practices in Anesthesiology.
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Dr. Mahesan Richards practices Anesthesiology near New York, NY.
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text:
It was announced in July that it SEP 07 2007
It was announced in July that it was no longer possible for a human to win a game of checkers against a properly prepared machine. Checkers has been solved. Gelf Magazine looked at several other games (sudoku, chess, Scrabble, Go, etc.) to see if they'd been solved also.


text:
Jamie Foxx slams rumors dating Stacey
And now Foxx has sparked speculation of dating the 44-year-old Clueless star, after he posed for up-close photos with her on the red carpet at the Academy Awards on Sunday night and took her to the Vanity Fair afterparty. "They looked very much like an item, and Jamie was introducing her to everyone. They seemed to be thoroughly enjoying each other's company," the Daily Star quoted an insider, as telling the New York Daily News.


text:
6 posts tagged with accident and fault.
Displaying 1 through 6 of 6. Subscribe:
I had a semi/car accident recently. Who would be at fault?
I'm in a tricky situation with a car accident. [more inside]
I may have admitted fault at the scene of an accident.
I got into an accident yesterday. It was my first accident so I really had no idea what to do. The other driver kept insisting it was my fault and I just kept apologizing (which is admitting fault?). How does this play in during the insurance claim? [more inside]
Why am I paying $10k for another person's property damage?
I got into an accident with another motorist. She side swiped my car and then hit a electric post. She failed to yield and was found to be at fault. Now the electric company is asking for $10k to repair the pole damage from me. Without having property damage insurance, and living in a no fault state, is there anything I can do?
Getting over things I regret
How can i get over physically hurting others (accidentally) at my own fault? [more inside]
How is liability insurance overage paid for?
I was in a car accident about four years ago where I rear-ended another vehicle. AFAIK, it was my fault, but no one seemed injured at the time, and now I'm being sued for thousands more than my liability auto insurance will cover. If they are awarded what they're asking through arbitration or through a judgement, what are my options for paying the portion which my insurance won't cover? Background and other related questions inside. [more inside]
Car Accident Tragedy
Someone in my immediate family was involved in a car accident today on a highway, and he was in the wrong (though no alcohol or drugs were involved). Not only that, but the other driver was killed, and he is probably going to be charged. He is traumatized, extremely distressed, in a bad state mentally. My question is for advice from anyone who has dealt with this kind of situation.
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The production manager at Bramford Industries is investigating the cause of unfavorable materials and labor variances that occurred in the previous month. Standards are based on normal or expected production of 400 units per month at Bramford. The manager has discovered that 500 units were needed the previous month to meet shipment needs as ordered by headquarters. During the previous month. 100 units were spoiled, so production last month was actually 600 units.
Use your judgment to speculate as to why the variances occurred at Bramford last month.


text:
- Report: #227850
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Complaint Review: Advance Technologies
Advance Technologies1197 Gunsight Peak Drive Las Cruces, New Mexico U.S.A.
Advance Technologies kept my hearing aids and money and won't respond. Las Cruces New Mexico
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I have asked that my aids be sent back without repair but have not received a reply. When I first sent them in, I talked to Kimberly La Santa and she gave me her cell number. Now, that number has been disconnected. I can't contact them at all!
It's been 2 months that I've been without hearing aids and that is miserable. I paid $1750.00 each for these aids and I can't afford to purchase new ones at this time.
If I can get the aids back, I'd not worry about the $194.00 they stole from me. I just need the aids so I can get them repaired.
Watkinsville, Georgia
This report was posted on Ripoff Report on 12/29/2006 06:45 PM and is a permanent record located here: http://www.ripoffreport.com/r/Advance-Technologies/Las-Cruces-New-Mexico-88012/Advance-Technologies-kept-my-hearing-aids-and-money-and-wont-respond-Las-Cruces-New-Mexi-227850. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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- Report: #654460
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Complaint Review: CR HAS FAMILY TIES WITH ALL THE MAJOR U.S. TRANSPORTERS !!!
CR HAS FAMILY TIES WITH ALL THE MAJOR U.S. TRANSPORTERS !!!4701 West 2100 South West Valley City Utah 84120 U west valley city, Utah United States of America
CR HAS FAMILY TIES WITH ALL THE MAJOR U.S. TRANSPORTERS !!! ENGLAND KNIGHT PRIDE TRANSPORT EAGLE ATLANTIC FINANCIAL HORIZON TRUCK LEASING horrible training practices west valley city, Utah
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BUT,Here are a couple of amazing facts that i have learned in the past couple of days:
Carl Moyes and the Knights
Carl Moyes was a driver for C.R. England in the 1940s, and his two sons, Jerry and Ronald, were childhood friends with Jeff England, son of Gene and grandson of Chester. Carl left CR England to start his own company with his wife, Betty, B & C Truck Leasing. Carl and Betty later employed the Knight cousins to drive for them. Maude Knight married Chester R. England in 1916. Carl and his two sons moved to Phoenix, Arizona in 1966, and founded Common Market, the company that later became Swift Transportation in 1969. Brothers Kevin and Keith Knight and along their cousins Randy and Gary Knight, who also moved to Phoenix and worked for Swift, then founded Knight Transportation in 1990. Jeff England founded Pride Transport in 1979 in Salt Lake City.
**this is the finance company for school loans and most like truck leases............Business Contact and Profile for Eagle Atlantic Financial Services
Eagle Atlantic Financial Services
(801) 974-2601
(801) 974-2605
Salt Lake City, UT 84120-1223
Original Business Start Date:
July 2003
Mr. Daniel England, Owner
Customer Contact:
Mr. Daniel England, Owner
Type of Business:
Consumer Finance & Loan Companies, Collection Agencies
BBB Accreditation:
Eagle Atlantic Financial Services is not a BBB Accredited business.
Additional DBA Names:
Eagle Atlantic Financial
Business Management
Additional company management personnel include:
Mr. Stephen R Brinkman - Director
Mr. Dean England - Director
Mr. Todd England - Director
Mr. Keith Wallace - Registered Agent
Mr. Eugene England - President
Mr Todd Chaston - Manager
things to ask ourselves about this outfit,because they own us as far as the transporting of goods in the U.S. .............
**could it be that:
-CR Englands lot/yard personnel have accumulated bad driving
records due to CR Englands unsafe driving demands from their drivers,and are forced to "light" duty to stay employed. (Basically unlicensed or licensed drivers with bad records can drive and teach on the private property)
-CR England makes TEAM driving teams out of a student/trainer team, while only paying a solo or a solo/student team (much less cost) but still getting the same amount of deliveries done by doing so.
-CR England forces or at least heavily pushes new people into leasing a truck by Horizon Truck Sales,and they actually own Horizon.
- CR England leases the same vehicles numerous times because none of the people leasing them ever are capable of following through with it because they are never offered the amount of miles to pay for them.
-CR England recruits people that will and will never be qualified to be a licensed CDL driver ,including homeless people,people with criminal records,bad driving records and drug habits.just to get government grants and loans. And when the loan goes through told that they are disqualified from the school and either sent home or left on the street.
This report was posted on Ripoff Report on 10/23/2010 04:09 PM and is a permanent record located here: http://www.ripoffreport.com/r/CR-HAS-FAMILY-TIES-WITH-ALL-THE-MAJOR-US-TRANSPORTERS-/west-valley-city-Utah-84120/CR-HAS-FAMILY-TIES-WITH-ALL-THE-MAJOR-US-TRANSPORTERS-ENGLAND-KNIGHT-PRIDE-TRANSPORT-654460. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Click Here to read other Ripoff Reports on CR HAS FAMILY TIES WITH ALL THE MAJOR U.S. TRANSPORTERS !!!
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The pencils are great. Prismacolor always creates the highest quality pencils. I am so happy to find that they made a more affordable product for young artists. I bought these as a Christmas present for my niece. She is going to be excited to finally have a set of high quality professional pencils. The only issue I found was that the packaging in the photo doesn't match the product I received. The package I received has the same pencils however it is clear plastic and looks kind of cheap. Nevertheless, the pencils are great. I would have preferred to have had the packing as pictured.
- How accurate was the sizing? The pencil were correct, but the packaging was very different
- Please tell us about the quality of the product. Great quality.
- Was the product free of any manufacturer defects? Yes
I bought these for my 10 year old son, he hasn't used them yet as they are for Christmas but I opened the box and tried a few of the pencils. The quality seems great, you don't have to press very hard to achieve a rich even color on the paper. Good assortment of colors. They look like they will last a long time and give lots of pleasure to artists of any age. Great value and speedy delivery.
The Package of colored pencils I received had been opened or damaged before I got them.
- How accurate was the sizing? accurate
- Please tell us about the quality of the product. it was okay
- Was the product free of any manufacturer defects? no
I got the pencils and sadly, I can only review one pencil because they are not worth it. I used one and when I tested out the eraser, it popped off after trying not to erase one line. I didn't use it forcefully or for any length of time. I am very disappointed.
I have arthritis and the color just glides on my adult coloring book pages. Less wrist and hand strain for me.
Good quality pencils that I've use over the years for projects so, I gave as a gift to children. They will come to appreciate Prismacolor quality as I have for many, many years.
The product is great. The packaging was bad. the pencils were all rolling around in the box with broken tips. They were not in bubble wrap or anything except a large box. The original packaging for the pencils was not taped and therefore the pencils were all out rolling around in the shipping box. Bad packaging. Could not believe they were not at lest wrapped in bubble wrap.
Gave them as a gift for Christmas. Recipeient was very pleased with the quality of the pencils. Best she has ever used, she said.
- Please tell us about the quality of the product. Quality is great!
These are great pencils for me and my kids. They sharpen much better and give a much better color. My kids are always drawing and these are a better quality pencil that the usual pencils out there on the market.
- How accurate was the sizing? N/A
My daughter loves these pencils, and when she saw the prices, she went crazy! I ordered them on the sly and will give them to her for a Valentines Day present. She raves about the quality of the Prismacolor Scholar pencils and I was glad to see them here.
These are good for the price, a nice array of colors. I will know more about their merit as I use them and sharpen them - how much wood and pencil lead I waste with each sharpening. So far, I'm satisfied.
I am just now getting ready to order these. They cost about twice this in the stores. Very high quality pencils. The best you can buy!


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US Open Men : ATP Tour Tennis Tournament Results and Schedules 2015
US Open Men 2015The Tournament Winner of the Year 2015 was after 4 played Final Sets (3 : 1) Player Djokovic.
N. Djokovic won this game against the second Finalist R. Federer.
In Year 2015 participated to this ATP Tournament 81 Tennis Players.
The Tournament US Open Men was the last time from 31/08. to the 14/09/2015.
The ATP Tour Tennis Tournament US Open Men is played on Hard Court.
Overview about all known Hard Court Tournaments for ATP Tour and the live Scores Ticker :
US Open Men live Scores
ATP Hard Court Tournaments
live Results US Open Men 2015All current Tennis ATP Tour Results live for the
ATP Tournament US Open Men for the Year 2015.
Schedules US Open Men 2016
US Open Men Tournament Archiv
The marked Tennis Results and Player are showing the Match Winner.
The recent Refresh of the ATP Tour Tennis Results for Tournament US Open Men was 08:40 o`clock.
All ATP Results are ordered by scheduled Match Start and by Round or Group.


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- Report: #1120964
Report - Rebuttal - Arbitrate
Complaint Review: talkNsave
talkNsaveLawrence, New York USA
talkNsave Overcharged me by $100.00 PER CELL PHONE x 2 Lawrence New York
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talkNsave told me that it will be $4.79/day to rent a cell phone to use in Israel. Calls to the USA and inside Israel are supposed to be unlimited.
When I saw the invoice, they charged me on BOTH PHONES, the same overcharge:
$67.00 for calls
$42.00 for "OTHER"
It is impossible to have the 2 phones charged the exact amount of money, because one was used more than the other.
This is definitely a way fot talkNsave to charge me falsely.
I did more research on talkNsave and found out that I am not the only victim. Many other people were overcharged the same way.
This report was posted on Ripoff Report on 02/04/2014 07:01 PM and is a permanent record located here: http://www.ripoffreport.com/r/talkNsave/Lawrence-New-York-11559/talkNsave-Overcharged-me-by-10000-PER-CELL-PHONE-x-2-Lawrence-New-York-1120964. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Morgan Stanley is throwing in the towel on LinkedIn (LNKD). Analyst Brian Nowak and his team downgraded the online job search site to equal weight from overweight, admitting that he overestimated the company's ability to grow its platform.
LinkedIn (LNKD) has been investing to boost its appeal to its core corporate customers, grow advertising and fix its mobile presence. It looks like those efforts are paying off.
The professional network surged almost 10% to $238.50 after the company posted a big beat for third-quarter financial results, with revenue growing 37%, and unveiled upside fourth-quarter revenue forecasts.
At 78 cents, EPS rose faster than expected, beating the 52 cents expected by the Street. The company delivered revenue of $780 million, with its biggest business, talent solutions (60% of revenue), growing 46% to $502 million. The Street expected LinkedIn's top line to reach just over $756 million.
In other areas of the company, marketing solutions grew revenue 28% to $140 million and premium subscriptions rose 21% to $138 million.
Membership in the third quarter rose 20% to 396 million, with unique visiting members up 11% to an average of 100 million per month. Member page views rose 33%.
"LinkedIn delivered strong results in the third quarter, and recently announced several products focused on delivering increased member and customer value," said CEO Jeff Weiner in a prepared statement. "Our commitment to investing in our long-term roadmap continues to lay the foundation for future growth of the company."
Fourth-quarter revenue is expected to range from $845 million to $850 million, compared to the $846 million expected by the Street.
Revenue forecasts for the full 2015 calendar year also beat forecasts. LinkedIn expects revenue to range from $2.975 billion to $2.98 billion compared to $2.9 billion expected by the Street.
Here's a roundup of what's happening today in the world of tech:
Dipchand "Deep" Nishar, a LinkedIn (LNKD) senior vice president who helped the professional social network expand internationally and on mobile devices, is leaving the company to pursue a chief executive post.
Video game retailer GameStop (GME) rose 5.4% to $42.6 after second-quarter financial results beat estimates by four cents with profit of 22 cents per share, while revenue exceeded forecasts as well.
Reuters reports that production of Apple's (AAPL) new iPhone 6 has hit a hiccup. Citing supply chain sources, the news service says suppliers are racing to have enough screens as the need to redesign a key component disrupted panel production.
Shares Salesforce.com (CRM) are rising on the strength of last night's better-than-expected financial results and heightened full-year forecasts
Intuit (INTU) shares fall 3.2% today after the maker of TurboTax reported an unexpected fiscal fourth quarter loss late Thursday and issued disappointing guidance for the new fiscal year.
Shares of Google (GOOG) are down about 0.5% this morning, in part due to its removal from Morgan Stanley's Best Ideas list.
Analyst Scott Devitt and his team took Google from the list, writing that its catalysts had already played out, as part of a broader survey of the Internet sector. They lowered their industry view to In-Line, noting that while secular trends remain strong, thus far the sector's outperformance (returns twice as high as the Nasdaq's year to date) has come mostly from multiple expansion rather than positive estimate revisions, leaving many names simply too pricey.
From the note:
Total addressable market (TAM) appears to be spreading as the investment framework of choice: Our 2014 EBITDA estimates have increased 1-2% YTD while group enterprise value has increased 57% YTD. This can be explained by a 40% expansion in our coverage EV / Forward 2-year EBITDA multiple to 14x. We believe multiple expansion has been a consequence of investors sponsoring a growing number of stocks on the basis of a significant TAM opportunity justified by a relative valuation approach with minimal focus on risks. In our view, there may not be enough TAM for all of our companies to achieve long-term estimates and we believe we could see a return to a more valuation-sensitive investment process as the fallacy of a broadening TAM approach to investing becomes more evident to the market (2014?).
Our universe currently trades for 14x 2014 EV / Forward 2-year EBITDA vs. 11x avg. since Jan. '06. Adjusted for EBITDA growth, our coverage trades at 0.63x vs. 0.51x avg. In our view, this indicates that either oursector is fully-valued, or that consensus growth expectations are too low. We believe that growth needs to accelerate to justify recent performance, the absence of which could lead the group multiple to revert to the mean.
That said, Devitt and his team still maintained an Outperform rating on Google, with a $1,075 price target. Indeed, they write that on a relative basis they prefer "large-cap, bellwether names with attractive growth adjusted for valuation." Along with Google, these include Priceline (PCLN), eBay (EBAY), Amazon (AMZN), LinkedIn (LNKD), Facebook (FB), as well as Groupon (GRPN) and Pandora (P).
With LinkedIn (LNKD) expected to report third-quarter earnings next month, the Street's estimates are once again running ahead of the company's guidance, but with more enthusiasm that previous quarters, writes Wedge Partners analyst Martin Pyykkonen.
The consensus revenue estimate for the third quarter is $385 million, about 4.1% ahead of LinkedIn's guidance, up from a 2.7% gap in the previous quarter. Pyykkonen does expect the company to exceed its revenue estimate, but he's modeling for $374 million. As for adjusted EBITDA, he's modeling for $82.5 million, the mid-point of the company's $81-$83 million guidance, but again below the $90 average estimate on the Street.
Despite being less enthusiastic in his estimates than his peers, Pyykkonen is upbeat about LinkedIn's prospects, writing that the company should benefit from ongoing penetration in the U.S. and abroad, new products and offerings, and its strong competitive moat.
We think LNKD can sustain a mid/high 40s percent total revenue growth rate with gradually increasing EBITDA margin into the high 20s percent range through 2015, based just on the company's current main revenue drivers (e.g., Talent Solutions software licensing, Marketing Solutions – advertising, and Premium Subscriptions). Our model includes LNKD reaching 27.6% adjusted EBITDA margin for full year 2015. LNKD could push the EBITDA margin further upwards (nearly 60% of revenue is a software licensing model), but we expect the company to invest in product and geographic growth, which will keep adjusted EBITDA margin no higher than their long term target of ~30%.
Pyykkonen writes that the company could open new sales offices in several major cities, and that its new sales navigator, based portfolio of software products, "has upside growth potential in the corporate enterprise market, which in many ways should have a similar growth and customer penetration pattern as has been seen with LNKD's Talent Solutions and specifically with the recruiter product. It seems likely to us that the sales navigator will evolve into a portfolio of multiple products centered around sales and marketing activities." He notes that LinkedIn's Talent Solutions products should enjoy more pricing leverage in the coming years.
This morning in your world of tech:
Apple (AAPL) is losing ground in the China tablet wars. That's according to Bloomberg, which reports that the company accounted for 28%of tablet shipments in the second quarter, nearly half of the 49% it claimed a year earlier. Samsung Electronics (005930KS) and other local tablet makers using Google's (GOOG) Android operating system were the winners at Apple's expense.
In the article, Shaun Rein, managing director of China Market Research Group in Shanghai says "Apple has lost its luster in China in the past six months and is no longer the must-have product in any category. Consumers are more price-sensitive. Before, people would skip lunch to buy an iPad."
Also from Bloomberg is a report that BlackBerry (BBRY) is headed for a piecemeal selloff. From the article: " BlackBerry's withering smartphone business means potential acquirers will pick over its more alluring assets, including software and patents, which together may be worth about $5 billion, roughly in line with the company's current market value. The phone unit, BlackBerry's biggest source of revenue, is essentially worthless because most buyers would shut it down in favor of their own technology, at a cost of as much as $800 million, said analysts at Raymond James Ltd. and BMO Capital Markets."
Speaking of BMO Capital Markets, analyst Keith Bachman raised his target price by $6 to $30 on Hewlett-Packard (HPQ), ahead of the company's after-hours earnings report. However he maintained his Market Perform rating.
From the note: "We believe HP has several levers to improve its operational performance in FY2014. We believe that it can report positive EPS growth in FY2014 even with declining revenues. We model FCF to improve modestly in FY2014 to ~$7.9 billion. For the current quarter, we think HP can deliver revenues modestly above consensus and EPS of $0.88 versus consensus of $0.86.
"We are raising our FY2013 EPS estimate to $3.59 from $3.52 earlier (Street – $3.56). For FY2014, we now forecast EPS of $3.85 versus $3.60 earlier (Street – $3.70)."
On a related note, FBR Capital Markets' Christopher Rolland lowered his price target on Broadcom (BRCM) by $8 to $32, and removed it from his Best Ideas list, although he maintained an Outperform rating on the company.
The move is part of a detailed examination of various outcomes that might occur if Apple and Samsung were to replace some or all of their current Broadcom combo chip purchases. Highlights from the note:
Worst case, we believe ~$1.2B of revenues from Apple and $1.0B of revenues from Samsung are at risk (or 24% of total company revenues). Additionally, we believe $0.45 from Samsung and $0.58 from Apple, or ~$1.00 in total pro forma EPS, are at risk (35% of total EPS) in this worst-case scenario. Overall, we think BRCM may move back above $30 as the handset market coalesces around full cellular platforms from Qualcomm, Intel, MediaTek, and Broadcom over time. We also believe the market is underestimating potential earnings power from the company's enterprise networking division, as movement towards SDN and bare metal switches will likely be powered by Broadcom's bar-none merchant switch silicon portfolio and NetLogic processors. We believe this is a unique opportunity to acquire a high-quality core holding in the sector at a discount.
AllThingsD is speculating that Google may be coming to TV in a big way, potentially buying the rights to NFL Sunday Ticket from the NFL, currently run by DirectTV (DTV).
Facebook's (FB) Mark Zuckerberg wants everyone to be able to waste time on his social media site, no matter their location or financial situation: He's asked Samsung and Qualcomm (QCOM) and other companies to help him bring Internet to bring greater internet access around the world through a project called Internet.org, with the hope of bringing four billion more people online. Rival Google has also been working to bring greater internet access globally.
MarketWatch has an interesting look about LinkedIn's (LNKD) recent decision to drop its minimum age to 14 in the U.S.
Tech Trader Daily is a blog on technology investing written by Barron's veteran Tiernan Ray. The blog provides news, analysis and original reporting on events important to investors in software, hardware, the Internet, telecommunications and related fields. Comments and tips can be sent to: email@example.com.


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- Report: #1007817
Report - Rebuttal - Arbitrate
Complaint Review: SummerSide Horse Transport LLC or Ryan Hooper
SummerSide Horse Transport LLC or Ryan HooperCuyahoga Falls, Ohio United States of America
SummerSide Horse Transport LLC or Ryan Hooper Fast Food Worker who pretends to own his own Horse Transportation & is full of BS!! Cuyahoga Falls, Ohio
*General Comment: Everyone has a scam.
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I should have seen the warning signs!!! Such as when he overnighted the contract to me instead of just emailing. Than the contract looked like he cut & paste from several other contracts and the places where he had to fill in himself was so poorly written that it took me a while to figure out what he was saying. Example straight from his contract: "If you dot wont us to any thing with the horse(S)". I just fell sorry for him since he was trying so hard.
The day he got the deposit check (only 60 bucks thank goodness) & cashed it which was Friday & he was suppose to pick up the horse Sunday. He called me to inform me that due to a freak snow storm he would have to delay the trip & he didn't know when he could pick up the horse. Okay! I definitely don't want my new horse being shipped on icy bad roads, so I agree with him to delay but to keep me in the loop.
I figured that I should also ask him more about his trailer since I didn't know what he hauled his horses in so I email him and he informed me that it was just a bumper pull two horse slant trailer. When I asked for a photo he said it was in the shop & he wouldn't have it for a couple of days. If the snow storm didn't hit he was suppose to be pick up the horse on Sunday & supposedly his trailer was still in the shop?!?
Because of this I decide to watch the weather on the East Coast! The storm comes & goes within a 24 hr period but I hear nothing from Ryan & days go by so I try to email, call & text him, nothing. Finally after I text him telling him that if he does not get back to me immediately I will be taking this to Uship & will be cancelling the service!! Sure enough, I get a call & he tells me good news he will be able to leave tomorrow & pick the horse the following day.
So I decide to do a little more research on him since he is giving a lot of BS on his end. He updates his profile on Uship that evening even adding his trailer is an Air Ride Van not what he told me. Than I found his Facebook page where he listed that he is employed by McDonald's as a Crew Member & has been there for about a year. With absolutely nothing about his horse transportation & boarding business. A quick side note: I have nothing against service workers in fact I work in a service industry, it's just suspicious to me that someone who is very proud of their business wouldn't say something about it or have feed back from others who shipped with him on their Facebook page.
I contact Uship to inform them what is happening & give them the previous Ripeoff report I found on him & I was able to cancel his service with the additional funds I had put down. Sure enough Ryan calls me within a couple of hours saying that the Ripoff Report was from a friend of his that was just mad at him & not from actual customer.
This guy is a joke!! He has no attention of picking up your horse & I'm lucky I just lost $60!! There has been several other people who have lost a lot more. The Great news is Uship will no longer allow his services on their website however I think he will continue to try this scam else where. Please beware!!!!
http://www.uship.com/profile/Ryanhooper87/ I
This report was posted on Ripoff Report on 02/02/2013 11:33 AM and is a permanent record located here: http://www.ripoffreport.com/r/SummerSide-Horse-Transport-LLC-or-Ryan-Hooper/Cuyahoga-Falls-Ohio-44223/SummerSide-Horse-Transport-LLC-or-Ryan-Hooper-Fast-Food-Worker-who-pretends-to-own-his-o-1007817. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 General Comment
Everyone has a scam.
AUTHOR: MartyMarsh - (USA)
SUBMITTED: Saturday, February 02, 2013POSTED: Saturday, February 02, 2013
All I'm saying, if you called the right people in the first place instead of trying to get it done for nothing you wouldn't be here. What is your horse worth?
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I am not a programmer but I do have ample computer experience. I cannot login as admin to my WP blog on my website for three months now, and frankly, it's been nothing but trouble since day 1. I do not have the time or experience with removing and renaming php files, nor should I have to at a user level. I don't understand why WordPress doesn't make their product more user-friendly for your average writer who should not have to have a double career as a programmer. My webmaster is also stumped, and my hosting company says it's not their problem.
I'm just very, very disappointed and will probably just remove everything and move to another product.
Sorry guys but I'm beyond frustrated.


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Flexible screw conveyors are widely known as an economical means of screw conveying various dry bulk solid ingredients.
However, they can have a limited range of applications in food plants due to difficult cleanability.
Unlike less sophisticated designs, Spiroflow flexible conveyors can be outfitted with unique features specifically designed for food processing applications like quick release housings and casings.
As a result of these unique food application design features, Spiroflow flexible screw conveyors are used in over 200 snack food plants worldwide... and that is only one of the many food processing applications for which Spiroflow flexible screw conveyors are ideally suited!
Learn more about Spiroflow flexible screw conveyors in snack food plants by clicking on the image below!


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Zacks Investment Research downgraded Tower Group International Ltd. (TWGP) to a Zacks Rank #4 (Sell) from a Zacks Rank #3 (Hold).
Why the Downgrade?
Earnings estimates forTower Group have been trending down since management postponed its second quarter results early this month, which was followed by a rating downgrade by ratings agency −A.M. Best.
Although this property-casualty insurer delivered positive earnings surprises in 3 of the last 4 quarters, the average beat stands at a negative 3.2%. Additionally, Tower Group underperformed the year-to-date Nasdaq index, which posed a 11.1% increase against a negative return of 16.4% for the company.
While the company was supposed to release its second-quarter 2013 results on Aug 8, 2013, it postponed it due to the legal and other predicaments arising from allocation of reserve charges, goodwill and certain taxes.
However, management's projection of pre-tax prior-year loss reserve charge of approximately $60 million to $110 million has raised concerns as it may weigh heavily on the bottom line, resulting in a loss of 80−85 cents per share in the second-quarter. Further, increased reserve charges create uncertainty regarding the reserve leverage in future.
As a result, earlier this month, A.M. Best has put Tower Group and its subsidiaries under the radar with negative outlook until the ratings agency gain more clarity over the mounting reserve charges. Such actions not only hurt the company's market goodwill but also pose additional financial risks.
The dissolution of the acquisition of American Safety Reinsurance Ltd. (ASRe) from Fairfax Financial Holdings Ltd., in Aug 2013, further locked a value-added business opportunity for Tower Group's newly formed Tower Re specialty reinsurance business. The $59 million deal could have expanded the company network and underwriting capacities.
The Zacks Consensus Estimate for 2013 plunged 51.3% to $1.09 per share in the last 30 days. Moreover, the 2014 earnings estimate is


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DIY Curtain Rod with Clay Finials
Happy Monday!
We are excited to share our DIY curtain rod & clay finials with you today:
I decided a ball was the easiest shape to create and played around with another few shapes.
1. I eventually decided on a simple design: circle, square and a ring-ish shape in between to join them. All sizes were completely random and I matched them by set as best I could, eyeballing and comparing along the way.
2. While the clay is wet, press your square shape into the end of the curtain rod. Important: Use a slight rocking motion to create an indentation*; the clay will shrink once dry and you won't want the finial to fit too snugly onto the rod. Scoop out the middle of the clay using a utility or butter knife.
3. Use a shish-kabob stick to hold the clay pieces together when drying.
="214″ src="http://3.bp.blogspot.com/-sCpU4Hsh3f8/T0sWboR-NtI/AAAAAAAAE2U/uvE01TNiKug/s640/DIY+curtain+rod+clay+finials+by+Lolly+Jane.jpg" width="640″ />
4. Once completely dry, glue pieces together. I used Loctite Epoxy… this stuff STINKS like a perm and is uber sticky but, it worked wonders.
5. Turn upside down to dry. Note: It says 20 minutes dry time but for clay-on-clay I discovered it was best to wait another full 6-12 hours. Also, a light coat goes a long way ;)
6. All done drying, stuck together nice 'n snug, and ready for a makeover!
*I made my finials so they fit snugly onto the curtain rod by simply "screwing" it on. However, you can add a dab of hot glue to the inner edge of the finial to the rod for extra durability. I may do this since I have a busy little one that likes to play with the curtains ;)
amazing! What a clever idea and it looks wonderful!!
No way! Brilliant! It's amazing the things you can build with imagination ;) Thanks for the tut!
clever clever, girls! definitely inspired to make something with clay now- whodathunk it? ;-)
Holy cow you MADE those?! Wow! Pretty cool! :)
PS: Just pinned under my "to try" board! Thanks! :)
This is great! I've been wanting to make curtain rods for our master bedroom, but was not sure what to do for the finials. Thanks for the inspiration and ideas!
I made my own a few months ago- but used glass finials from Ikea. The clay was an interesting idea- I really like how they turned out.
http://www.ourdelightfulhome.blogspot.comThis is such a creative idea! I would love for you to Link up at my Linky party via:
Mrs. Delightful
Wow, very cool! They look really great and I would have never known they were made from clay!
That's such a good idea, and so easy! I love the imperfect look of it! They look great!!
You guys are so cool and creative! I love anything that has to do with saving cash on the dumb stuff like curtain rods! Great idea!!! Sooo did you hear that Maggie and I got to get together this past weekend?! I think it made us both realize how much we wish we could meet you girls too!!!! Yayyy! I heart blog friends!
Jaime :o)
Seriously?! Who knew you could make finials out of clay? Definitely not me! Great tutorial girls! XOXO
This blog is great source of information about saint patrick's day which is very useful for me. It very important information about saint patrick's day
Thank you very much for this useful information.
Wow! I am doing a make over in my boy's room with a pirate theme. May use this idea to put some kind of pirate decor on the curtain rod (hook, hat, something….) I need to think this one through a little, but I may steal your idea to save a few bucks! THANKS for the tutorial!
You're a freakin' genius. These are so cool. :)
You guys are so clever!! I love this idea! Your rod turned out so cute!
Awesome Idea!!! I so am gonna do this!Very clever!!
Wow I can't believe you made those! Awesome! My sister and I blog together too (except we're not twins…). :)
Those are amazing. I can't believe you made them! Love this idea – my boys have air-dry clay sitting upstairs right now. I may have to do this…thanks for the inspiration!
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