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Results 471 to 480 of 2681
Thread: L4W Discussion Thread V
Saturday, 14th August, 2010, 02:15 AM #471
Minor Trickster (Lvl 4)
- Join Date
- Feb 2003
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- South America
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- 694
ø Block Otakkun
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Help me out in here.
I remember someone getting approval for some sort of "homebrew" superior axe with reach some time ago. Can't find it though.... I just have this amazing image I'd like to turn into a character...L4W: Shrakk| L4W: Ianward Milner| LEB: Garrick d'Orien| LEB: Kaelan| LFP: Xan Millstone
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Saturday, 14th August, 2010, 02:35 AM #472
The Great Druid (Lvl 17)
- Join Date
- Aug 2007
- Posts
- 16,816
ø Block renau1g
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That was in LEB, not here.
Saturday, 14th August, 2010, 02:36 AM #473
Minor Trickster (Lvl 4)
- Join Date
- Feb 2003
- Location
- South America
- Posts
- 694
ø Block Otakkun
ø Friend+
L4W: Shrakk| L4W: Ianward Milner| LEB: Garrick d'Orien| LEB: Kaelan| LFP: Xan Millstone
Saturday, 14th August, 2010, 09:26 PM #474
Cutpurse (Lvl 5)
- Join Date
- Jul 2008
- Posts
- 1,999
ø Block nerdytenor
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I'm in the middle of a state-to-state move, so I will be away from the boards until at least the 17th.
Tuesday, 17th August, 2010, 04:43 PM #475
Defender (Lvl 8)
- Join Date
- Sep 2006
- Posts
- 2,729
ø Block Luinnar
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fixedSblocks are fixed now
My PBP characters: http://tinyurl.com/yy9skz2
Wednesday, 18th August, 2010, 02:12 PM #476
Thaumaturgist (Lvl 9)
- Join Date
- Nov 2008
- Location
- Austin, TX
- Posts
- 2,756
ø Block H.M.Gimlord
ø Friend+
NT. I'd like to say I'll miss you, but Love Bites hasn't gone anywhere since the 30th of July. So I guess, in my book, you've already been gone for over two weeks
To which state are you moving?
Last edited by H.M.Gimlord; Wednesday, 18th August, 2010 at 02:18 PM.
LEB Character: Arkavas - Deva Artivicer 5
L4W Character: Mikara Li Mesadh - Elf Ranger 7
L4W Character: Eithal Lemindt Arehei - Goliath Warden 10
L4W Character: Ixenvalignat - Dragonborn Warlord 3
"Taking one's chances is like taking a bath, because sometimes, you end up feeling comfortable and warm, and sometimes, there is something terrible lurking around that you cannot see until it is too late, and you can do nothing else but scream and cling to a plastic duck." -Lemony Snicket The Slippery Slope
Thursday, 19th August, 2010, 06:43 PM #477
Gallant (Lvl 3)
- Join Date
- Mar 2009
- Posts
- 3,766
ø Block Theroc
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Hey, guys... I'm back... and I've got a bit more materials access now(and looking at some of the new stuff, I've found some things that would suit Rujah better). If HM has found a reason for Rujah to be removed from the adventure in a more than, "Rujah stepped out for a bit" capacity, if I could do some sort of 'rebuild' to better suit him before heading back into the tavern?
I forget the policies and figured it'd be best to let everyone know I am alive. :P
Characters in Living Worlds
Source Materials I am able to access:
Accessible at almost any time:
Complete Arcane
Complete Scoundrel
Complete Mage
Complete Divine
Libre Mortis
Heroes of Horror
Drow of the Underdark
Monster Manual 3.5E
Monster Manual 2
Psionics Handbook
Expanded Psionics Handbook
Spell Compendium
Tome of Magic
These I can access rarely:
Complete Adventurer
Complete Warrior
Complete Psionic
Races of Stone
Complete Champion
A few assorted Monstrous Manuals... I can't recall which ones.
I MAY be able to access the Forgotten Realms and Eberron Campaign settings.
Friday, 20th August, 2010, 04:59 AM #478
Cutpurse (Lvl 5)
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- Jul 2008
- Posts
- 1,999
ø Block nerdytenor
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Friday, 20th August, 2010, 09:31 AM #479
Superhero (Lvl 15)
- Join Date
- Jan 2008
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- 15,780
- Blog Entries
- 7
ø Block Walking Dad
ø Friend+
Hi I'm a comic and rpg nerd. Don't hurt me, please.
PS: English is NOT my native language!
May the 4th be with you!
Invisible Castle
Pathfinder SRD (Pathfinder_OGC)
My Houserules
I am SpiderClan
Friday, 20th August, 2010, 02:22 PM #480
Enchanter (Lvl 12)
- Join Date
- Jan 2003
- Location
- Posts
- 3,051
ø Block evilbob
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So I'm thinking of retiring Empathy, mostly because playing a psychic character is extremely boring. I'm sure having an average roll of about 7 didn't help much, but having basically 2 options for every battle just gets old. (Then again, maybe I'm just tired of level 1 characters.) Also, the RP direction I took the character in didn't really go anywhere.
In any case, I wanted to double-check the retirement rules. My plan is to sack her and give a boost to my other character, Mervin, since he is perpetually 2 levels behind in every adventure he has participated in, and I'm not really interested in making a 2nd PC again right now.
Empathy just received 1696 XP, taking her to level 2. My understanding is that I can retire her and then divide that total in half for 848 XP, and then spend it on my other character, which would ding level 4 for him. Then, I can gain some sort of time gold, and this is rather confusing, but... I think he'd have 848 / 145 (level 4) = 5.85 months of time gold, which translates into 175 (level 4) x either 5, or 5.8, or maybe 6, I'm not sure, for a total of somewhere between 875 g and 1050 g.
Does this seem correct? And would it be ok to round up for time gold, or does it need to round down?


text:
- Report: #766377
Report - Rebuttal - Arbitrate
Complaint Review: AEP
AEP1 Riverside Plaza, 25th Floor Columbus, Ohio United States of America
AEP Angela Hall, Risk & Insurance Management even though they acknowledged that their equipment failure ruined my TVs, they aren't responsible since they couldn't "foresee" the failure! Columbus, Ohio
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I called back to appeal the decision, and was told they determined that "a connection fail was the cause of the failure," and "AEP is not responsible for our equipment failure since we determined that the connection had been installed correctly" (even though the connection had blown up and was dangling in pieces, they could tell it was installed properly.) How can any company get away with that kind of logic, in order to not take responsibility for damage THEIR equipment causes?!? The world would be a scary place if everyone could make such claims to get out of taking responsibility. As my father pointed out, I would be totally justified (by AEP's logic) to say, "Its not my responsibility to pay my AEP bill since I could not have foreseen my shortage of cash."
This report was posted on Ripoff Report on 08/17/2011 12:11 PM and is a permanent record located here: http://www.ripoffreport.com/r/AEP/Columbus-Ohio-43215/AEP-Angela-Hall-Risk-Insurance-Management-even-though-they-acknowledged-that-their-equi-766377. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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subset: commoncrawl


text:
Hey Everyone,
I'm wondering if there is a plugin or way to do what I'd call an "inline quote" - that may not be the correct thing to call it.
What I'm talking about is what you see on news sites and in magazines - where the you can insert a specified "quote" from your article, and make it sit "inside" the middle of the content somewhere, and the text flows around it.
Like inserting an image and having the text flow around it, only it's a quote from your article - you see this in magazine articles all the time.
I know you could manually create an image of your quote and insert it within the text, but wonder if there is another way?


text:
At the request of the victim's families, a Geneva man's 10-year state prison sentence was commuted to just four-year probation.
Last month, David Gilley pled guilty to three-counts of manslaughter in the deaths of three persons.
Including his four-year-old son, Gilley was the driver in a two-vehicle wreck which occurred outside of Samson in July, 2005.
Gilley was reportedly speeding at the time of the wreck.
In addition to probation the defendant is also ordered to pay $2,500 in fines and court costs.


text:
Top Definition
when somone gets a peice of salami and slaps you across the face with it. this then gets your face all greasy and oily and sucks because you can't get the oil off not even with water, saop and lots of scrubbing and in a few days you will get zits and acne in that spot. In sleepover parties you should do it to somone when they are really tired and they wont go to sleep all night. also do it in thanksgiving, christmas dinner when salami is availabe
WOW!! you just got salami slapped that sucks tomorrow your face is gonna be full with acne
by woodenstone July 18, 2006
Trending Now
Can you define these popular missing words?


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Whistleblower Protection Enhancement Act of 2007
|This is an article about a piece of legislation that has not been flagged by our editors, and needs review.
In the 110th Congress, Congress considered the Whistleblower Protection Enhancement Act of 2007 (H.R.985), a measure that would provide greater protection for individuals who go public with information of suspected corporate or governmental wrongdoing. These "whistleblowers" often suffer negative repercussions for their actions.
Organizations including the Government Accountability Project (GAP) support the bill. GAP argues these reforms are necessary so government employees are "able to defend themselves when they risk their careers to defend the public." According to the organization, government employees currently face an uphill struggle to gain protection from retaliation under the law when going public. The Federal Circuit Court of Appeals, which has monopoly jurisdiction over these cases, has interpreted existing law in such a way that whistleblowers have lost 178 of the last 180 court cases relating to protection. The Act would end this monopoly and put into law new protections which GAP believes are necessary in order to protect government employees from retaliation for reporting misconduct.
Current status
The Whistleblower Protection Enhancement Act of 2007 (H.R. 985) has passed the House and remains stuck in the Senate, where Sen. Tom Coburn (R-Okla.) has placed a hold on the bill, preventing its speedy passage (see below). <USbillinfo congress="110" bill="H.R.985" />
Bill summary
The Whistleblower Protection Enhancement Act of 2007 was designed to provide better federal government protection for those who go public with suspected wrongdoing. Notable provisions in the bill included "no loophole" whistleblower protections for those paid with federal funds, including contractors, national security agency workers, and baggage screeners.[1] [2]
Specifically, the bill would:
- Close judicially-created loopholes in whistleblower protections by:
- Codifying the legislative history for "any" protected disclosure, meaning the bill would apply to all lawful communication of misconduct. This restores "no loopholes" protection and cancels the effect of the Supreme Court's Garcetti v. Ceballos decision limiting federal workers' First Amendment rights.
- Restoring the unqualified, original "reasonable belief" standard established in the 1978 Civil Service Reform Act for whistleblowers to qualify for protection.
- Close statutorily created loopholes on who receives whistleblower protections by extending them to:
- All national security whistleblowers, including those at the FBI and other intelligence agencies.
- Federally-funded contractors.
- Roughly 40,000 airport baggage screeners.
- Those who disclose misconduct in litigation testimony, or who refuse to violate the law.
- Protect whistleblowers against a greater range of retaliatory actions by:
- Making permanent and providing a remedy for the anti-gag statute, which banned illegal agency gag orders. The anti-gag statute neutralizes hybrid secrecy categories like "classifiable," "sensitive but unclassified," "sensitive security information" and other labels that lock in prior restraint secrecy status, enforced by the threat of criminal prosecution for unclassified whistleblowing disclosures by national security whistleblowers.
- Codifying protection against retaliatory investigations, giving whistleblowers a chance to end reprisals by challenging relations disguised as preliminary "fact-finding" investigations.
- Provides normal due process rights to whistleblowers by:
- Providing those covered by the bill access to jury trials in federal district court to challenge reprisals.
- Restoring independent due process review of security clearance determinations for whistleblower reprisal (this had been unavailable since a 1985 Supreme Court decision).
- And:
- End the Federal Circuit Court of Appeals monopoly on appellate review of the Whistleblower Protection Act, restoring all-Circuit review, as in the original 1978 Civil Service Reform Act and the Administrative Procedures Act.
- Create specific protection in the law for scientific freedom, making it an abuse of authority to censor, obstruct dissemination, or misrepresent the results of federal research.
- Define the "clear and convincing evidence" legal burden of proof for an employer's affirmative defense of independent justification after an initial reprisal case is established.
- Provide specific authority for whistleblowers to disclose classified information to members of Congress on relevant oversight committees or their staff.
- Provide compensatory damages and reimbursement for expert witness fees to prevailing whistleblowers, establishing consistency with other remedial employment laws.
- Modify the burdens of proof to make it more realistic for the Office of Special Counsel to seek disciplinary accountability against those who retaliate.
- Provide the Special Counsel with authority to file "friend of the court" briefs in support of whistleblower rights cases appealed from the administrative level. [3]
Recent actions
House passage
The Act was introduced by Rep. Henry Waxman (D-Calif.) on February 12, 2007 and was passed by the House on March 14. <USvoteinfo year="2007" chamber="house" rollcall="153" />
Senate Passage
In the Senate the bill was received from the House and referred to the Committee on Homeland Security and Governmental Affairs.[4] On June 13, 2007, the committee overwhelmingly approved the bill and sent it to the floor for action [5] (only Sen. Tom Coburn (R-Okla.) dissented). Following the committee's approval, Coburn placed a hold on the legislation, effectively blocking it from expedited passage through unanimous consent. [6]
On December 17, 2007 the Senate bill was passed by unanimous consent.
Criticisms and commendations
The Government Accountability Project (GAP) applauded the passage of the bill in the House. GAP Legal Director Tom Devine, commented, "Today the House of Representatives whistled the truth... If the Senate follows suit, this reform will be the strongest whistleblower law ever passed by Congress, or any other nation." He emphasized the bill's underlying significance, stating "This is the foundation for serious congressional oversight, with investigations that uncover the iceberg instead of just the tip. The House acted wisely to protect its witnesses."[7]
Devine added, however, that GAP's support for the final bill was based on commitments to address concerns and clarify that last-minute amendments will not weaken national security whistleblower rights.[8]
GAP Legislative Representative Adam Miles also commented on President George W. Bush's threat of a veto on the legislation, stating "Whistleblowers are employees who exercise freedom of speech to challenge abuses of power that betray the public trust. This reform is simply a composite of best practices in current whistleblower laws. The President's intolerance raises an obvious question: Why? There is no excuse to veto a breakthrough codifying measures that have proven most effective for government accountability." The bill passed the House by a veto-proof majority.[9]
GAP also applauded the Senate Armed Services Committee for approving an amendment to the FY 2008 Defense Authorization sponsored by Sen. Claire McCaskill (D-Mo.) to enhance whistleblower protections for employees of Department of Defense (DOD) contractors. GAP hoped that the support of this bill might indicate future Senate support of the Whistleblower Protection Enhancement Act, as the two bills had some similar provisions.[10]
Articles and resources
Related SourceWatch articles
- ↑ "House Approves Landmark Whistleblower Legislation," Government Accountability Project, March 14, 2007.
- ↑ Robert McElroy, "Government Whistleblowers Granted Broad Protection," TheWeekInCongress, March 16, 2007.
- ↑ "House Approves Landmark Whistleblower Legislation," Government Accountability Project, March 14, 2007.
- ↑ Info page on H.R.985, OpenCongress, March 15, 2007.
- ↑ Kate Schuler, "Whistleblower protection bill gains Senate panel's approval," Congress Daily, June 14, 2007.
- ↑ Ken Herman, "Hold that Bill," The Statesman, June 14, 2007.
- ↑ "House Approves Landmark Whistleblower Legislation," Government Accountability Project. March 14, 2007.
- ↑ "House Approves Landmark Whistleblower Legislation," Government Accountability Project. March 14, 2007.
- ↑ "House Approves Landmark Whistleblower Legislation," Government Accountability Project. March 14, 2007.
- ↑ "Senate Panel Approves Whistleblower Protections for Defense Contractors McCaskill Amendment Will 'Help Bring Accountability Back into the DoD Contracting Process'," Government Accountability Project, March 25, 2007.
Related campaigns
External resources
External articles
- Tom Devine, "Whistling Freedom," TomPaine, March 8, 2007.


text:
Show your true-blue colors with the authentic Denim Comforter. It's part of a quilt set that mixes and matches with your wardrobe. This blue comforter is 100% cotton stuffed with a warm and cozy 100% polyester fill. Double needle stitching with traditional orange thread makes it real. This blue bedding is easy-care machine washable.
Bed Topper Features: Box Quilting
Fiber Content: 100 % Cotton,
Fill Material: 100 % Polyester,
Weave Type: Denim
Decorative Accents: Double Needle Stitching
Dimensions: 78 L x 86 W
Care and Cleaning: Machine wash, cold; Do not bleach; Tumble dry, normal, low heat; Do not iron; Do not dry clean
other Info.
- Made in the USA


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Video Reconstruction Gives Better Description Of Missy Bevers' KillerMidlothian police said they have now had a better look at fitness instructor Missy Bevers' killer.
Ethan Couch Likely To Stay Jailed Until April BirthdayEthan Couch waived his right to a Friday hearing and "all signs point" to him waiving the subsequent hearings every 10 days that he's entitled to under the juvenile system.
Accused Illegal Voter Was "Confused" Says AttorneyThe attorney for Rosa Ortega says she has legally been in the country for more than a dozen years.
Tarrant County DA's Civil Division Chief ResignsThe head of the Tarrant County District Attorney's Civil Division has resigned after he was placed on administrative leave.
Sources: Head of Tarrant Co. DA's Civil Division On LeaveCBS-11 News has learned, the head of the civil division in the Tarrant County District Attorney's office, David Harris, is on leave.
Former Cowboys Safety C.J. Spillman Charged With Sexual AssaultNFL free agent C.J. Spillman has been charged with sexual assault for an incident that occurred at the Dallas Cowboys' team hotel in September, according to the Tarrant Co DA's office.
No Charges For Student Who Wrote About Killing ClassmatesA Northwest ISD student will not face any charges for a story he wrote and posted about torturing and killing students.
Cell Phone Footage Of Grapevine Police Shooting Suspect EmergesThere's new information about cell phone video taken shortly after a Euless police officer shot an unarmed man.
Woman Admits She Lied, But Insists Former Fort Worth Officer Did Rape HerA woman who said a Fort Worth police officer raped her when she was 13 acknowledged on the witness stand Thursday that she lied in part of her testimony against him in 1995, but still insisted the officer was guilty of the attack.
Fort Worth Teen Gets Life For Sexual Assault A Texas jury has sentenced a Fort Worth teen to life in prison for raping a woman and stabbing her 19 times.
Fort Worth Man Gets 30 Years For Injuring 22-Month-Old BabyIt took jurors less than two hours to convict Samuel James Gray of causing serious bodily injury to a child. Prosecutors believe Gray gravely injured his ex-girlfriend's son by either shaking the baby or striking the boy's head against a surface.
Officials: Beware Of Tarrant County Jury Duty Scam The Tarrant County DA's office is warning residents about an ongoing telephone scam that can trick people into paying phony fines to avoid being arrested for missing jury duty.


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Ask a Science Teacher: 250 Answers to Questions You've Always Had about How Everyday Stuff Really Works (Paperback)
Fun and fascinating science is everywhere, and it's a cinch to learn just ask a science teacher We ve all grown so used to living in a world filled with wonders that we sometimes forget to wonder about them: What creates the wind? Do fish sleep? Why do we blink? These are common phenomena, but it's a rare person who really knows the answers do you? All too often, the explanations remain shrouded in mystery or behind a haze of technical language. For those of us who should have raised our hands in science class but didn t, Larry Scheckel comes to the rescue. An award-winning science teacher and longtime columnist for his local newspaper, Scheckel is a master explainer with a trove of knowledge. Just ask the students and devoted readers who have spent years trying to stump him In "Ask a Science Teacher," Scheckel collects 250 of his favorite Q&As. Like the best teachers, he writes so that kids can understand, but he doesn t water things down he ll satisfy even the most inquisitive minds. Topics include: The Human Body Earth Science Astronomy Chemistry Physics Technology Zoology Musicand conundrums that don t fit into any category With refreshingly uncomplicated explanations, "Ask a Science Teacher" is sure to resolve the everyday mysteries you ve always wondered about. You ll learn how planes really fly, why the Earth is round, how microwaves heat food, and much more before you know it, all your friends will be asking you


text:
In hiring war, internal talent pool is often under-leveraged & neglected
It is high time that organisations start leveraging their own internal talent resources and access.
ET in the classroom: All about leveraged buyouts
An LBO is a deal where the acquiring company funds the debt it raises for the acquisition us...
Corporate leverage in decline, banking strain remains: DBS
India Inc is witnessing gradual unwinding of corporate leverage, but the "strain" ...
Corporate leverage down, debt lower: RBI
Highly leveraged companies which have a debt to equity of equal to or more than 3% declined to 12.9% from 14.2% with their share in the total debt down to 19% from 23%.
Government asked PSBs to leverage Rs 22,915-crore it provided to raise funds
The instructions were passed on when CFOs of public sector banks met senior finance ministry officials in Delhi last week to discuss the capital allocation.
Uber working with Morgan Stanley, Barclays for a leveraged loan of $2 billion
Uber is working with Morgan Stanley and Barclays on the proposed deal, the person said. Discussions are ongoing, and the plans could fall apart.
Leverage ratio and P2P lending: All you need to know
The new kid on the block of lending and financing operations is P2P lending, however, in order to ensure that the sector is well protected, RBI is talking about introducing a form of leverage ratio for it.
Shares of PSBs, leveraged companies surge on revised loan recast norms from RBI
Banks have been given the option of converting the unsustainable debt, which cannot be serviced with cash flow, into equity.
Mirae launches Nifty 50-based leveraged ETF in Korea
By the listing of second NIFTY based ETF in Korea it is evident that the investors are optimistic to take part in the India growth story.
Chana futures at a record despite NCDEX cutting trader leverage
On an aggregate basis, open interest (OI) jumped to 39,210 tonnes from 38,200 tonnes a day earlier – evidence of a long build up.
UN wants FIFA to use World Cup as leverage for human rights
The recommendations come two weeks after Amnesty International described rights abuses in Qatar's preparations for the 2022 World Cup.
SBI Life to Leverage Parent's Reach
Promoted by the nation's largest lender SBI, SBI Life has so far failed to use the parent's network fully, something which it intends to rectify in the next two to three years.
Pfizer may leverage European approval to pneumonia vaccine in Indian market
New York-headquartered pharmaceutical giant is likely to leverage its latest European approval for multi-dose vials of pneumococcal vaccine Prevnar 13 in the Indian market.
Fitch downgrades JSW Steel on weak selling prices, high debt leverage
Indian steel industry is suffering competition from cheap Chinese imports that are pushing down prices in the domestic market.
Keep peer-to-peer lending out of leverage ratio limits: Experts
RBI last month released a consultation paper on P2P lending with a view to bringing the emerging activity under regulations.
Kerala poll verdict: BJP has opened its account, but the party has not been able to leverage the Modi factor after 2014
The BJP party has to make itself politically accommodating, ideologically nimble. That would mean a Hindutva-mukt BJP or at least a pretence of it.
Govt wants to leverage NIIF equity to boost infrastructure
India needs over $1 tn over the next 5 years to fix its creaky infra. A substantial part of this has to be in form of equity, a gap that NIIF is looking to fill.
PM Narendra's Modi visit leverages fundamental realignment in India-Saudi Arabia relationship
PM Modi and Saudi monarch, King Salman bin Abdulaziz have imparted, through the joint statement, value and substance to this partnership
Beyond creating a modern welfare state, Aadhaar can also be leveraged to democratise credit
Aadhaar will not only deliver minimum consumption levels to those who need it but make resources available from the subsidy saved from misdirection and fraud.
Axis Bank's exposure to highly leveraged companies at 8% in Q3
Axis Bank today said it has an exposure of eight per cent in eight large debt-ridden corporate groups at the end of December 2015.
Bank leverage ratio could be higher: BIS paper
Restrictions on risk-taking at banks could be toughened without harming the economy to reduce the chance of a systemic crisis.
Private equity deals get hit as banks curb lending for leveraged buyouts
KKR knocked on the door of more than 20 banks, including some it rarely borrows from, as it sought financing for the deal.
Boom in Japan leveraged ETFs exposes market risk
Japan's main exchange-traded fund has become so popular with an investment mandate to double returns that it is distorting the Tokyo futures market.
Goldman Sachs fills vacuum in leveraged buyout market with $8 bln fund
Goldman's GS Mezzanine Partners VI fund has taken advantage of the vacuum to be one of the most aggressive financiers of leveraged buyouts.
How the Indian Railways is leveraging Twitter to reach out to the millions who ride on its trains
The Indian Railways' Twitter outreach is expected to fulfil a more immediate objective: positioning the Railways as a customer-friendly organisation.
Paytm to leverage merchant partnerships & consumer base to triple its wallet transactions to $10 million a day
The announcement comes at a time when FreeCharge, backed by Jasper Infotech, said it too is on its way to achieve 7 mn transactions a day by the end of 2016.
Smart capital project management: Leveraging digital technologies
Capital projects are growing in scale and complexity with consistent requirements to shorten their execution timelines.
Under-leveraged manufacturing cos are the ones to go for: S Ranganathan, LKP Securities
In a chat with ET Now, S Ranganathan, Head-Research, LKP Securities, is gung-ho on Indian companies -- largecap, midcap or smallcap
Bank of England sticks with anti "window dressing" rule for bank leverage ratio
Britain's banks will get an extra year to December 2017 to prepare for publishing more detailed information on their leverage ratios or the broad measure of capital to non risk-weighted assets.
US lawmaker seeks to use military package as leverage for Pakistan
"We need to use this as leverage to get Pakistan to do more on the counter terrorism front," said Congresswoman Ileana Ros-Lehtinen.
Airbus, Reliance looking to hire executives to leverage opportunity that 'Make in India' offers
Airbus, ABB, Siemens and several Indian companies in the manufacturing sector are looking to hire top-level experienced executives.
Weak rupee to raise leverage level of a dozen firms
The rupee has continued to fall in recent times amid investors' flight to safe haven dollar, given the persisting weakness in global emerging economies.
S&P downgrades Tata Steel one notch, cites weak profit and high leverage
S&P's downgraded Tata Steel by a notch to 'BB-' from 'BB', citing weak financial performance and high debt leverage, and expects the co's operating performance to improve gradually beginning next financial year.
China stock investors increase leverage for week; market slump weighs
The number of new investors stopped a four-week decline and bounced back to 295,000 last week, the highest since early September.
Number of highly leveraged companies jumps to 15.3% from 13.6%: RBI
The number of "highly leveraged" companies rose to 15.3 per cent as of September 2015 from 13.6 per cent a year ago, says a RBI report.
India has not leveraged Ayurveda treasure trove: Kiran Mazumdar-Shaw
India has not leveraged the treasure trove of Ayurveda in a scientific way, Biocon chief Kiran Mazumdar-Shaw said today.
Companies with growing markets, low leverage and stable cash flows will outperform: Stephen H Dover
"Weaker demand for commodities and finished goods is having far-reaching effects on advanced economies looking to increase their exports," Dover said.
Swiss seek 5 per cent leverage ratio for big banks: Bloomberg
Switzerland has not made its final decision on the leverage ratio targets, a government spokesman said when asked about the report.
China stock investors cut leverage for week; margin loans hit lowest in a month
The daily outstanding margin loans edged down to 1.15 trillion yuan ($178.60 billion) by Thursday, hitting its lowest volume since Nov. 11.
RBI lets more leverage for companies with partial credit enhancement
The RBI today allowed banks to provide partial credit enhancement (PCE) up to 20% of the issue size of the bonds for specific projects.
RBI deputy governor SS Mundra frowns at rising corporate leverages
"A major concern today in the global arena is the leverage of corporates, which has enhanced substantially in the last few years," Mundra said.
India should leverage economic geography for development
The boom in the past three decades in China is also attributable to its coastal provinces that have exported their way out of relative poverty.
Japan bets big on India: Abe lends New Delhi the same helping hand that China and Southeast Asia leveraged to take off
In the early 1990s, just a few years after the Tiananmen Square crackdown drew international opprobrium, China began raking in foreign investment.
Payments bank licence to leverage telecom, retail business: RIL
RIL today said the payments bank licence will "leverage" its telecom business Reliance Jio's pan-India network and retail arm's model, even as its tie-up with SBI will help create the most extensive distribution network in India.
ICICI Bank to focus on leveraging technology: Chanda Kochhar
ICICI Bank will focus on leveraging technology to deliver innovative banking solutions and on capitalising growth opportunities as the economy grows, Kochhar has said.
Taxi-hailing app Uber to focus on winning Indian market by leveraging technology to cut costs
Asia head Eric Alexander said Uber is open to acquihiring in India and has a dedicated tech team to deal with the Indian ecosystem.
Top 500 companies over-leveraged, recovery still away: India Ratings
Although credit metrics of the largest listed corporates have shown signs of improvement, a full recovery is still some time away, says a report.
Market will be cautious on high leveraged companies: Pankaj Pandey, ICICIdirect.com
"Global scares will surface from time to time, India with it's stable government & improved forex reserves will cushion itself effectively."
China arrests seven in 1:100 leveraged futures scam
The Wenzhou prosecutor said it had approved the arrest of seven people after more than six months of investigations.


text:
UPDATE: 6 sent to hospital after accident on Peach Orchard Road
Updated: 04/01/2013 - Deputies say a 17-year-old was driving the car on Boykin Road without headlights. They say in the other car was a 58-year-old driver.
Updated: 04/01/2013 - Deputies say a 17-year-old was driving the car on Boykin Road without headlights. They say in the other car was a 58-year-old driver.
Updated: 04/01/2013 - What started out as a sunny Saturday afternoon ended with one woman dead and her 2-year-old son left without a mother.
Updated: 03/28/2013 - Crews are working a three-car accident that has closed eastbound Bobby Jones Expressway.
Posted: 03/27/2013 - A portion of James Brown Boulevard will be closed on Thursday while crews work to repair the roadway.
Updated: 03/27/2013 - The Richmond County Sheriff's Office was working to stop a vehicle, which took off on Jimmie Dyess Parkway and crashed just north of Gordon Highway.
Posted: 03/26/2013 - A year and a half and $23 million later, there is now a better way to control traffic.
Updated: 03/25/2013 - It's something most of us do every single day, but it's one of the deadliest things young people can do. We're talking about driving. While it's still the leading killer of 15 to 24-year-olds nationwide, a couple counties in our area are going against the national trend.
Updated: 03/25/2013 - The driver has been identified by the Aiken County coroner as 36-year-old Ivory Kirkland Jr. of Aiken.
Updated: 03/22/2013 - Car accidents are the leading cause of death in teenagers and that's what the students are hoping to change. They've been working for months to come up with ways to help and this week they presented their plan.
Updated: 03/27/2013 - The repairs for the 1500 block of Wooten Road are expected to take at least a week.
Updated: 03/27/2013 - Washington Road has its share of bad traffic, but when the Masters comes around, it gets even worse. Traffic engineers for the City of Augusta are getting plans in place to take the ease off of drivers in the area.
Posted: 03/21/2013 - A lane of Belair Road will be closed on Friday. The closure will take place at its intersection with Wrightsboro Road from 9 a.m. to 4 p.m.
Updated: 03/21/2013 - Five of the children had non-life threatening injuries and were taken to area hospitals. Four of the five have since been released.
Updated: 03/21/2013 - A CSX train derailed some cars in downtown Augusta, causing road closures Thursday morning.
Updated: 03/20/2013 - You might want to pass them on the road, but a bill penalizing slowpoke left lane drivers is not passing through the Georgia House -- at least this year.
Updated: 03/18/2013 - The South Carolina Highway Patrol says 2,763 citations were given out and 157 DUI arrests were made statewide this weekend.
Posted: 03/18/2013 - Two people are recovering after a car tumbled several times, injuring the driver and ejecting the passenger.
Updated: 03/18/2013 - The South Carolina Highway Patrol says it all started with a truck that flipped over. According to officers, it was a chain reaction from there.
Updated: 03/15/2013 - Troopers say the motorcycle driver was 24-year-old Rachel Baker of North Augusta.
Updated: 03/14/2013 - Investigators say 42-year-old Toni Erkens of Augusta was driving southbound on Mike Padgett Highway when she tried turning left onto Bennock Mill Road, crossing into the path of a GMC Sierra.
Updated: 03/14/2013 - Troopers say the driver was traveling southbound on Chalk Bed Road, came around a curve too fast and ended up rolling over off the road.
Updated: 03/14/2013 - Four separate accidents involving eight cars brought the westbound lanes at Gordon Highway to a standstill around 5 p.m. -- right in the middle of rush hour.
Updated: 03/13/2013 - The wreck happened around 11:45 p.m. along Bluff Road. A 2009 Dodge was traveling eastbound when it left the road and hit a fence and a tree.
Updated: 03/11/2013 - One person has been hospitalized with minor injuries after allegedly leading Richmond County deputies on a chase before crashing Monday morning.
Posted: 03/08/2013 - News 12 is on your side with the latest traffic information.


text:
The IT department could serve as the leading tech adviser to an agency while the cloud handles the dirty work
Ted Schadler is a vice president and principal analyst at Forrester Research and co-author with Josh Bernoff of a new Forrester book, "Empowered," published by Harvard Business Press.
The IT department has long been organizations' technology service provider. When a database needed to be built, the IT staff did it. When an employee needed to collaborate across organizational boundaries, the IT staff did the market review and chose a software tool. When a new operating system, mobile device or computer needed to be purchased and provisioned, the IT staff did the hard work.
All that has changed. Today, 37 percent of U.S. information workers are getting their own technology for work. They are solving their own problems, often without involvement or permission from the IT department.
A tremendous variety of technologies — mobile, social, video and cloud — are available to individual employees, often at very low prices. If you want to collaborate, you can use a cloud service such as Google Docs or Smartsheet.com. If you want to securely share videos with other employees, you can host them on cloud provider Veodia. If you want to build a new application, you can run it on Amazon EC2 or Microsoft Azure. If you want to be productive on an overnight trip without lugging a laptop PC, you can bring your personal iPad.
And this trend toward readily available technologies that empower people is just getting started. There are two reasons why. First, such technologies show up first in the home. That means people learn about new technologies at home and then figure out how to apply them at work. Second, new applications are delivered via the Internet as cloud services, not as installed software. Even the iPhone applications that matter to business come with a cloud service.
This means that people can solve their own business problems without the IT department's help. Sure, you can put up roadblocks and barriers, but with technology this readily available, some innovative employee or manager will just do it without you. Sometimes those applications have big implications.
In Forrester's recent book, "Empowered," we cited the example of Mark Betka, a program officer at the State Department who wanted to get positive messages about America to people all around the world. He came up with the idea of creating international teleconferences between prominent Americans and ordinary citizens in other countries. Unwilling to be stopped by a lack of funding, Betka found an unused license for Adobe Connect — an Internet-based service for meetings and videoconferences — and, working pretty much on his own, created a public diplomacy outreach project called CO.NX.
Among many other events, CO.NX hosted sessions that included a marketing expert in Hartford, Conn., training Iraqi widows on how to market their crafts internationally on the Web and thousands of people commenting live on President Barack Obama's speech in Ghana. Betka used Facebook to promote the program. The CO.NX Facebook page now has 100,000 fans and lists several programs a week, some of which have audiences in the tens of thousands.
Let's unpack this example. First, Betka and his colleague, Timothy Receveur, are able to host a global outreach program with technology that lives far outside the IT department's control, though it is highly secure, able to support dozens of meetings and hundreds of participants, and available anywhere a broadband connection is found.
Second, the CO.NX project uses Facebook, not some solution provided by the organization to manage international public communications. Facebook has a global reach and costs nothing.
Third, Betka and Receveur don't need the IT department's permission to make this global program work (although they did work with the IT staff to get the original license). They are able to do it on their own.
In other words, technology is increasingly available to just about anybody in the organization, and often those technologies can be purchased with a credit card. No longer is the IT department the sole supplier of information solutions. Instead, individuals and cloud service providers can fill that role.
This is something that the Obama administration understands. Federal CIO Vivek Kundra has been adamant that the government use cloud services whenever possible, and he even chartered Apps.gov, an online store for government-approved applications. In one high-profile example, the General Services Administration, under CIO Casey Coleman, has issued a request for proposals to have its entire e-mail system run in the cloud.
It begs the question: What is the role of the IT and CIO organization in an era in which cloud services are readily available and empowered employees can build their own technology solutions?
It could mean the importance of the IT department is fading, or it could signal something completely different: the rising importance of the IT department as a technology adviser to the organization. At Forrester, we think it spells opportunity for IT departments willing to engage with employees and business managers in new ways. IT leaders and employees have an opportunity to reinvent the role of the IT department to be a vital leader in driving the organization to higher levels of efficiency, productivity and success — and leave the drudgery of operating core applications to a cloud service provider.
The IT staff can and should be the technology expert in the room, as the group most qualified to identify the cloud service and consumer technologies that can best — and most securely — support the innovation and relentless improvements that companies and agencies demand.
But that enlightened IT department will require you to take a dramatically different approach to technology adoption. This is as true if you work for a government agency as it is if you work in the commercial sector. You can no longer corral the forces of technology adoption and be the department of No! We call this new approach the Hero Compact. Heroes are highly empowered and resourceful operatives — employees like Mark Betka — who see an opportunity to solve a new problem with readily available technology and marshal the resources to make it happen.
The Hero Compact is a new agreement between the IT staff, managers and employees to work differently to solve problems with technology. Each group has a clear set of new responsibilities.
It's not that radical a shift, and it's probably happening informally in your organization already. But it will require courage to name the problem and demand a strategy in which every part of the organization thinks differently about the potential and risks of new technology.
The payoff is big. It makes your organization safer because you can anticipate and address any threat that might surface with consumer or cloud technology. And it makes the IT department a strategic technology adviser to the organization and the department of "Yes, and here's how." Lastly, it's the best way to tap the innovation and problem-solving energy that's bottled up inside your workforce — something every CIO should be striving for.
About the Author
Ted Schadler is a vice president and principal analyst at Forrester Research and co-author with Josh Bernoff of a new Forrester book, "Empowered," published by Harvard Business Press.
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Steve Kelman contends that a recent report on agencies' prize challenges tells only half the success story.
OMB's Data Center Optimization Initiative gives agencies new metrics and goals for fiscal 2018.
NSA and the CIA have revamped themselves in the past year. FCW asked officials how well Fort Meade and Langley are collaborating in cyberspace in pursuit of their separate missions.
The latest version of the Defense Department-wide Enterprise Service Management Framework places more emphasis on managing IT risk.
Despite GSA's efforts to accelerate the FedRAMP approval process, the lack of agency reciprocity puts the program's central goals at risk.
Got some early-career colleagues who are doing great things in federal IT? Nominate them for FCW's 2016 Rising Star awards.
The agency software inventories required under the draft category management policy will be treasure maps that lead to efficient, effective, streamlined buying and unprecedented savings.
As experts warned of the "dire" threats posed by outdated federal technology, lawmakers grilled top feds, debated workforce issues and inched closer to backing a $3.1 billion fix-it fund.
The agency is making strides in developing and deploying border technologies but still has some weaknesses.
IT departments in many government offices have become time capsules from 1999. Microsoft office, e-mail, etc.
As much as the IT department SHOULD be the technology expert in the room when projects are planned, we are usually only called in to clean up the messes, fix the problems that didn't quite work the way the Heroes, the Innovators, the People-who-don't-stick-around thought their great plans were supposed to work. We make them work, they get the credit.
So, what happens when you have three or four Mark Betka's in an agency. Each has their own vision of how the same project should be implemented and the same compulsion to "just make it happen". Since IT no longer matters, does every project just grow and flower on its own without regard for a central vision or coordination? Sounds more like technical anarchy with its attendant chaos, waste, and confusion than a workable and sustainable strategy.
We are trying to lock down our clients so that they can be dependant on us. If you have an employee and he is making mistakes then you reprimand him, not the entire department. If he or she does not get it then they need to look for another job. We are treating our employees like kids and they will find a different way of working around what you have built and it could be worse then if you would have gave them the rights to do what they needed.
8609 Westwood Center Drive, Suite 500Vienna, VA 22182-2215 703-876-5100
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text:
Definición de adenoids en inglés:
plural sustantivo
A mass of enlarged lymphatic tissue between the back of the nose and the throat, often hindering speaking and breathing in young children.
Oraciones de ejemplo
- Close to the front opening of the Eustachian tubes are masses of tissue called adenoids.
- Even though some children may need surgery, it's important to remember that enlarged adenoids are normal in some children.
- Enlarged adenoids can also be caused by repeated chest infections or allergies, but in other cases the cause is unknown.
- Oraciones de ejemplo
- I hear that high, adenoidal voice that sounds like 50 other kids who have that same adenoidal voice.
- Some listeners will probably find his voice a bit adenoidal for their tastes.
- Mike's pinched, adenoidal tenor gave a little bite to the verses of their songs, but they were defined by Brian's angelic falsetto on the choruses.
Late 19th century: adenoid from Greek adēn 'gland' + -oid.
For editors and proofreaders
Saltos de línea: ad¦en|oids
Definición de adenoids en:
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Muy popular en Reino Unido
Muy popular en Australia
= de moda


text:
- Report: #1007043
Report - Rebuttal - Arbitrate
Complaint Review: PayPower visa debit cards
PayPower visa debit cards5918 stoneridge mall rd Pleasanton, California United States of America
PayPower visa debit cards useless, incompetant and a waste of time to use this card. card NOT ACCEPTED every where. could NOT PAY SOME OF MY BILLS WITH THIS CARD. The staff can not even send a simple email to the consumer. Pleasanton, California
*REBUTTAL Owner of company: Sorry for your trouble
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In mybook®: Food
Yella Grille
16 Post Office Ave, Andover, MA 01810
Closed Now
- Today
- 11:00 am - 9:00 pm
- Tomorrow
- 11:00 am - 9:00 pm
Regular Hours
- Mon
- Closed
- Tue - Thu
- 11:00 am - 9:00 pm
- Fri
- 11:00 am - 10:00 pm
- Sat
- 4:00 pm - 10:00 pm
- Sun
- Closed
General Info
Yella, which means "Come On, Let's Go" in Lebanese, is a Modern Mediterranean Grille located in the heart of downtown Andover. Chef Carlo Berdahn and his wife Danielle together co-own the picturesque bistro, bringing a new and fresh dining option to the Merrimack Valley. The intimate space and updated décor provide a warm and relaxed atmosphere, while its crisp linens and open layout give the dining room a comfortable and inviting setting. Lebanese inspired, these beautifully plated dishes remain true to the hearty traditions of regional cooking; warm soups, dark lentils, subtle teasing spices, velvety risotto, crispy pan seared fish, succulent lamb and delectable desserts. Chef Berdahn uses his culinary expertise to create classic, yet modern Mediterranean dishes.
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to share your opinion of this business
with YP visitors across the United States
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225 Merrimack St, Methuen, MA Seafood Restaurants, Caterers, Restaurants$$
Glory Restaurant
19 Essex St, Andover, MA Family Style Restaurants, Restaurants$$
10 Main St, Andover, MA Bagels, Bakeries, Restaurants, Breakfast, Brunch & Lunch Restaurants, Coffee & Espresso Restaurants, Sandwich Shops$
MORE STUFF NEAR YOUTop ▲


text:
Snowboarding Forum - Snowboard Enthusiast Forums (http://www.snowboardingforum.com/forum.php)
- Buy and Sell Snowboard Equipment (http://www.snowboardingforum.com/buy-sell-snowboard-equipment/)
- - Selling 3 snowboards! (http://www.snowboardingforum.com/buy-sell-snowboard-equipment/140289-selling-3-snowboards.html)
Selling 3 snowboards!
Hey guys, after years of lurking, I decided to make an account to sell a my board and my older and younger brother's boards! Details at the end of the post!
UPDATE: Never Summer Evo Mini sold!
2013 Never Summer Evo 154 and 2009 WWW still for sale!
The board on the left is a 2013 Never Summer Evo 154cm. The base is a little bit dark(I think from my black wax? Idk..) but works just like new. Edges are perfect and rustless and there are no core shots. The third picture represents the cosmetic marks on the board. Looking for $250 shipped.
The board in the middle is the 2009 k2 World Wide Weapon(WWW) 155cm with the sweater design. Almost new condition and was ridden twice! Edges are also perfect/rustless and there are no core shots. Looking for $175 shipped.
I'm kind of new to this so PM me if you're interested in any of these and I will likely make an ebay listing for you!
Good luck with the sale.
Just thought I'd share this with ya. Since you have lurked a long time you know us but we don't know you. Many guys buy from each other all the time. Creating a listing, buyers won't want to pay your eBay fees, and it adds a step to the process that many of us wouldn't/don't want.
PayPal will afford you the protection you are looking for through a straight sale.
Again good luck on the sale
Thanks for the advice! However, I believe the fees on ebay are only imposed on the seller, not the buyer(which I don't mind paying the few bucks). I'm just extra paranoid about dealing with sales outside of eBay because my brother has been scammed before :p
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The Photography Fund
The Weston Scholarship Fund was established in 2004 by Kim and Gina Weston to support high school and college students studying fine art photography in the Monterey County. It is specifically targeted for those students practicing analogue black and white photography. The Weston Scholarship is no longer accepting any alternative processes. Both Gina and Kim wish to foster photographic education as a way of nurturing a medium that they love.
In previous years, an auction was held to raise funds. In 2010, funds were raised through the Student Fine Print Program, a limited Roman Loranc photograph offer, and generous cash donations.
Mission Statement
Educate and enlighten the community about the richness of photography on the West Coast.
The Goals of the Weston Photography Education Association:
- Keep the traditional process of black and white fine art photography alive in the tradition of Edward Weston and Ansel Adams.
- Support this philosophy in our local institutions of learning and celebrating the roots of our photographic history.
- Offer students, artists, educators and the community the opportunity to experience the richness of photography through scholarships, mentorships, exhibitions, workshops, publications, lectures, videos and artists in residence throughout the Monterey County.
The Weston Photography Education Association is a non-profit 501(C) 3 organization established in 2004. Its mission is to educate and enlighten the community about the richness of photography on the West Coast
Board of Directors
Kim Weston, President
Kim Weston is the grandson of the late renowned photographer Edward Weston and son of photographer Cole Weston. Kim, a fine art photographer for over 40 years specializing in black & white analog photography, has also has been teaching photography for the past 15 years.
Gina Weston, Treasurer
Gina Weston together with husband Kim founded Weston Photography in 2001. Gina specializes in website development, selling fine art photography and teaching workshops at her home at Wildcat Hill in Carmel, CA.
Neil Shapiro, Secretary
Neil Shapiro is an attorney specializing in civil litigation with an emphasis on copyright, trademark and media law. He also admires and collects black and white fine art photography.
Katherine Edison, Outreach Educator
Katherine Edison, a soprano soloist, applied voice instructor, and non-profit administrator, holds an MFA in Performance from the Art Institute in Chicago. She has been a performer in residence at the Banff Centre for the Performing Arts, a voice instructor at the Art Institute of Chicago, and a working soprano soloist. Katherine shares her passion for voice and the arts as a NATS certified applied voice instructor.
Contact Us
Kim and Gina Weston
251 Rt.1 Wildcat Hill
Carmel, California USA 93923
[show email address]


text:
46 FREDERICK ST Wellington Point Qld 4160
- Sold for
$657,000Need a home loan? Just crunching the numbers for you...
- 4
- 2
- 2
- (07) 3286 0888
- (07) 3286 0888
- View profile
Redlands Realty - Redland City
Shop 35, 135 Shore Street WestCleveland, Qld 4163
46 FREDERICK ST Wellington Point
Come and see for yourself this Stylish & Elegant yet Family Friendly home only 2years old in popular Wellington Point.
This stunning home offers 4 Large Bedrooms + Study and 3 Separate Living Areas with the flexibility of using one as a Fifth Bedroom if required.
The well equipped Kitchen with Stainless Appliances absolutely sparkles and is Perfectly Positioned overlooking the Glistening Salt Water Pool with solar heating & Private Grassy Child Friendly Backyard.
The upstairs Master Suite offers a great Parents Retreat with Spa Bath in the Ensuite and also opens out to its very own East Facing Balcony overlooking the pool.
This fantastic home is well positioned in a quiet leafy street Just A Stroll To Train and short distance to Local Schools including Ormiston College, Wellington Point Restaurants & Cafes and the Beautiful Moreton Bay.
Don't wait for this weekends Open Home, call today to book your private inspection.
For a copy of the Sustainability Declaration please contact the listing agent.
Property No. 109175661
Page Visits: 2,150
- General Features
- Property Type:House
- Bedrooms:4
- Bathrooms:2
- Building Size:320.00 m² (34 squares) approx
- Indoor Features
- Air Conditioning
- Outdoor Features
- Garage Spaces:2
- Swimming Pool - Inground
- Other Features
- Built-In Wardrobes,Close to Schools,Close to Transport,Garden,Secure Parking
Floorplans & Interactive Tours
Details not provided
Thinking of living in wellington point?
Explore the prices, people and lifestyle that's on offer.
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The price of a property that falls in the middle of a total number of s sold over a period of time, based on listings over the preceding 12 months.
Data supplied by RP Data Pty Ltd trading as CoreLogic
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© 2016 Copyright RP Data Pty Ltd trading as CoreLogic (CoreLogic), Local, State, and Commonwealth Governments. All rights reserved. No reproduction, publication, adaption, modification, public communication, distribution or transmission of the copyrighted materials in this publication is permitted whether in whole or in part. The copyrighted materials in this publication are provided for personal or internal business purposes only unless otherwise agreed in writing.
The information provided in this publication is current as at the publication date only. CoreLogic does not warrant accuracy or completeness in the information it supplies and to the full extent allowed by law excludes any liability for any loss or damage arising from or in connection with the supply or use of the whole or any part of the information in this publication through any cause whatsoever and limits any liability it may have to the amount paid to CoreLogic for the supply of such information.
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text:
Is there data which actually illustrates and supports what drives sales performance, hiring great salespeople, and developing salespeople? Is it meaningful? If the data is compelling, would you modify your views, beliefs, practices and behaviors?
I've written a number of articles based on my research, our data from assessing more than 500,000 salespeople, statistics and/or pure science. Some of the articles pertain to sales performance, while others are based on the hundreds of thousands of salespeople whom we have assessed.
This article series is called Sales - What the Data Tells Us. While some of the articles simply report the research and/or data, others share either my insights about the data or provide data to support my insights. Here are the articles:


text:
Fail page 2
19 '00s Songs You Definitely Forgot About Until This Very Second
"Oh I think… I think I know this." - Probably you, but I'm not a mindreader.
Drag to highlight one or more parts of the screen.
We got your feedback, and we'll follow up with you at
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Wednesday May 6, 2009
AIKEN, SC--When Jerry Snyder help start the USC Aiken softball program, he dreamed about playing in the NCAA tournament. The dream is now reality.
Snyder, who eclipsed the 500 win plateau earlier in the season snuck up on a lot of teams and were the runner up in the peach conference tournament. Coach's picked 'em to finish eighth and look where they are now.
"It's been a pretty crazy year" said Jessica Strickland "We had a lot of media coverage to start things with his 500 (wins) and everything. Now pretty much everything has worked out. It's my senior year and we've never been here before and it's pretty amazing to have it happen my senior year I guess."
Pacers are the two seed in the region and take on Carson Newman in the first game of the double elimination region.


text:
At EventBuilder we're an ambitious team of experts, driven to help our customers achieve measurable outcomes. We take pride in partnering with our customers, working in concert to deliver quantitative, meaningful results.
At EventBuilder, we're sticklers about the details. Our event management team handles everything from technology procurement, to program management, training, event administration, and follow through.
EventBuilder is the pioneer of virtual event management services. Since 2000, EventBuilder has delighted thousands of customers, managing tens of thousands of events, for over one million attendees.
"I plan frequent webcasts to stay in front of potential partners. EventBuilder has flawlessly executed my events. Specifically – they have worked magic on tight timelines and the quality of their work is stellar and willing to go the extra mile."
-Tera Long, Microsoft Dynamics


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'One of the best loved characters in English fiction… a marvellous fantasy adventure'
Daily Mail
'Finely written saga of dwarves and elves, fearsome goblins and trolls… an exciting epic of travel, magical adventure, working up to a devastating climax'
The Observer
'A flawless masterpiece'
The Times
Book Description
The acclaimed BBC Radio 4 production of J. R. R. Tolkien's famous saga. --This text refers to an out of print or unavailable edition of this title.See all Product Description
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Top Customer Reviews
It's a great story and works on many levels. For the younger reader there is the straight adventure story, which many will find thrilling. For the older reader there is the subtle growth in Bilbo's character, as he changes over the story from a passenger on the expedition to a main player and the person people look to for help. There is a study of human nature, and the effects of greed upon people. In some respects it is a morality play. But for all that, at heart, it is a great entertainment. There is a reason it is still so affectionately regarded by readers world wide of all ages. 5 stars.
Drawing upon Tolkien's ancient histories and legends of Middle-earth, these tales tell of The War of the Ring and the events leading to the end of the Third Age. Tales that will bring unimaginable vistas vividly before your eyes and characters that will haunt your imagination for the rest of your life.
You simply must read these books--and what better editions? These are superbly illustrated with water-colour paintings by Alan Lee. Mr Lee is one of the conceptual artists currently assisting Peter Jackson bring The Lord of the Rings to the big screen in New Zealand.
The pages are generously sized, clear and beautifully illustrated with Alan Lee's drawings in pencil and full colour throughout (I wish it had the old tissue paper covering the illustrations of bygone days!). There is also a Lord of the Rings edition in the same format. It is beneficial to read the Hobbit before the Lord of the Rings.
The Hobbit describes the adventures of a friendly, roughly 3 foot 6 hobbit called Bilbo. He is volunteered into an adventure beyond the scope of most hobbit's lives by a kindly old family friend, Gandalf the wizard. His journey is also initiated and accompanied by fourteen dwarves. Bilbo's contract is to steal the treasure back for the dwarves, stolen and held by Smaug the Magnificent. Smaug is a large and very perilous dragon. Bilbo even surprises himself by becoming a hero, despite his slight size. This is an enchanting book; Tolkien has a rare gift in creating books which capture the imagination of any age. It is beautifully written, comical, imagination stretching but with the skillfulness of convincing the reader that the story is factual and passing over a great empathy, tugging at the reader's heartstrings over the adventure's endearing characters. A must read book.
Publisher: HarperCollins; Revised edition edition (7 April 2003)
It's important to note that Amazon unfortunately merges all the reviews from one story, regardless of each edition. The edition I pointed out looks similar to an American version with the same name, though I couldn't find the differences between them on the internet and I only purchased this British one.
The build quality is superb, though I can't say I was expecting less. In fact, I was quite disappointed when I saw the book for the first time. The hardcover is quite solid but the fact that it is only a plain green front was quite unexpected. The illustration we see in the Amazon item is just the paper that comes wrapping the book (dust cover?), but the front itself has no illustration or writing at all. You could not tell what the book is only by looking at its front cover.
The side of the cover is quite another story. It contains the title and some other marks you would expect in the front. It's all beautifully written in golden letters and that is the section that gives the book the "premium feel".
The quality of the paper and the font are very good, so the reading is quite comfort.
The book contains several illustrations scattered in the right places along the story. These illustrations are usually small-sized black/white drawings published in the various different editions of The Hobbit along the years.Read more ›
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this book is probably the best book I've ever read in my life(11 years) the print is great and the storyline is phenomenal highly recommend to any one who loves a mythical world of... Read morePublished 10 days ago by Amazon Customer
A classic in every way. I am a hard core Charles Dickens fan and always thought he was the bees knees in author ship. Tolkien runs a very close secondPublished 16 days ago by squadie
If you want to read a new released YA fantasy adventure trilogy novel check out Crepuscular Light In The Night. Read morePublished 18 days ago by Linda
Highly suggested easy read. The Mirkwood stories are by far my favourite. An ending that leaves you thinking. Emotional. BeautifulPublished 20 days ago by florian
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God Behind Bars: Race, Religion & Revenge
Texas Southern University - Thurgood Marshall School of Law
January 12, 2007
Seton Hall Law Review, Vol. 37, No. 1, 2007
This essay examines the formation and presence of radical Islam in U.S. prisons. As the distillation of two years of fieldwork research, including interviews and correspondence with current and former prisoners, chaplains, and prison aid organizations, this work elaborates on the power of religion in prison, with specific emphasis on conversion to Islam among minority inmates. I argue that in prison there are competing visions of Islam, and among minority inmates, historical legacies from Africa and Spain help prisoners reinvent their cultural identity; often, minority converts experience a double conversion - first to a nationalistic or racialized organization, and later to mainstream varieties of Islam. The essay asserts that the most radical voices found in American Islam today reside in prison, a situation that is exacerbated by government and prison policies.
Number of Pages in PDF File: 29
Date posted: July 25, 2010
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College Football Week 12 Can't Miss GamesTwo undefeated teams face stiff challenges as they attempt to stay unbeaten.
College Football Week 10 Can't Miss GamesThe calendar has changed to November and here come the make or break games.
Verne Lundquist: 'Brandon Harris Is Becoming A Significant Contributor For LSU'SEC on CBS announcer discusses the LSU-Alabama game coming up on Saturday.
LSU Beats Florida 79-61, Ends 6-game Losing Streak In SeriesJarell Martin scored 22 points, Jordan Mickey added 14 points and 14 rebounds, and LSU beat Florida 79-61 on Tuesday night.
Florida's Harris To Split Snaps With Driskel At QB Florida coach Will Muschamp says freshman quarterback Treon Harris will play Saturday against Missouri.
LSU Escapes With 30-27 Victory At FloridaColby Delahoussaye hit a 50-yard field goal with 3 seconds remaining, making up for a missed extra point earlier in the game, and LSU edged Florida 30-27 on Saturday night.
Florida QB Harris Investigated For Sexual Assault Florida freshman quarterback Treon Harris has been suspended while authorities investigate sexual assault allegations made against him.
LSU Holds On To Beat Iowa In Outback Bowl, 21-14Jeremy Hill rushed for 216 yards and two touchdowns, helping No. 14 LSU and inexperienced quarterback Anthony Jennings hold off Iowa 21-14 in the Outback Bowl on Wednesday.
Florida Brings Up Bad Memories For LSU's Beckham The prospect of lining up against Florida apparently brings back some bad memories for LSU's Odell Beckham Jr. Beckham declined multiple interview requests leading up to Saturday afternoon's clash between the No. 17 Gators and 10th-ranked Tigers in Death Valley.
Gators Head To Death Valley For Key SEC MatchupThe Florida Gators will put their bowl game hopes on the line Saturday when they travel to Death Valley to play the LSU Tigers in a Saturday afternoon matchup you can see only on CBS4.
Stevan Ridley Has Fought Through Crowds To Be The Patriots' Featured BackSteven Ridley always knew that he was talented and had the drive to be a star in the NFL. He knew it wouldn't be easy though, and his path to being a starter for the New England Patriots was a long road with a lot of others standing in his way.
LSU Looks To Stem The Tide On SaturdayDeath Valley on a Saturday night in Baton Rouge, Louisiana is where many teams have experienced the magic of LSU football at night. But LSU will have to have all its magic and maybe a little luck to knock off the defending national champion Alabama Saturday.


text: Pee and Flee: That is all my wife and I wanted to do the morning after we were given this room. First the good. The front desk personnel were delightful. I was given a sheet to fill out for my car registration and this nice young behind the desk could tell my squinting that I had forgot my reading glasses... 更多


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OverviewMali Ozebnik (2320 m) is a minor peak, but an important landmark. Its walls and slopes drop to three valleys: the Koritnica valley, the Trenta valley, and the Bala/Bavšica valley. Mali Ozebnik is at the meeting point of three features: the ridge line coming from Jalovec, the Loška Stena group, and the Pelc group.
Mali Ozebnik is the last peak of a ridge line starting with Jalovec and running southwards: Jalovec (2645 m) - Veliki Ozebnik (2480 m) - Vrh Zelenic (2278 m) - Mali Ozebnik (2320 m). Further, two mountain groups stretch out south of Mali Ozebnik: the Loška Stena group and the Pelc group. The Škrbina za Gradom notch separates Mali Ozebnik from Pelc nad Klonicami (Pelc group), and the Čez Brežice col links Mali Ozebnik with Plešivec (Loška Stena group).
Koritnica Valley - Northwest Face
On the Koritnica valley side, the northwest face of Mali Ozebnik (ca. 400 m tall) makes a dramatic drop to the high terrace below the Čez Brežice col. Note that other walls also drop to this terrace: the Plešivec north face, and part of the Vrh Zelenic walls.
The northwest face of Mali Ozebnik hosts a few climbs. Please check the External Links section below.
Bala Valley - Southwest Face
Dropping to the Bala Valley, the southwest face of Mali Ozebnik is slashed by a large, slanted and grass covered shelf. A marked-and-secured-path to (or from) the Škrbina za Gradom notch takes advantage of this shelf.
Trenta Valley - East Face
The east face of Mali Ozebnik is short. It drops to a high terrace above the Soča source, in the upper Trenta Valley (Zadnja Trenta). The mountain hut called Zavetišče pod Špičkom (2064 m, open in the summer) is on this high terrace, just below the neighbouring Vrh Zelenic.
The "standard ascent" of Mali Ozebnik starts at the Zavetišče pod Špičkom hut.
Getting TherePlease check the Čez Brežice col routes: from the Trenta valley (via the Škrbina za Gradom notch), along the Koritnica valley, or along the Bala/Bavšica valley.
RouteThe standard ascent of Mali Ozebnik starts from the Zavetišče pod Špičkom mountain hut. Head towards the Škrbina za Gradom notch (between Mali Ozebnik and Pelc nad Klonicami) along the marked and secured path linking the Trenta Valley and the Bala Valley. The Mali Ozebnik path splits off the marked path just before the Škrbina za Gradom notch, on the Trenta side. Unmarked and scarce, but rather easy and short, the route traverses due north (also switchbacking) along the upper grassy band of the east face.
Red TapeTriglav National Park rules of conduct
CampingIn the town of Bovec:
In the Trenta valley
External LinksONLINE BETA (Alpine climbing)
Mali Ozebnik on primorskestene.com
Weather forecast for Slovenia
Home page
MAPS (store)
1: 25 000
Jalovec and Mangart PZS (alpine association)
Western Julian Alps Tabacco
Bovec-Trenta Sidarta
1: 50 000
Julian Alps - west part PZS (alpine association)


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Aether Chrononauts consolidates calendar entries from the overlapping communities of historical imagineers, Steampunks, and fantasists of Second Life®, including but not limited to Al-Andalus Caliphate, Alexandrian Free Library, Antiquity, Caledon, Consulate of Europa Wulfenbach, Neualtenburg, New Babbage, Radio Riel, Steelhead Public Library, Steeltopia, Victoriana, Winterfell, and Orcadia. If you can suggest other public calendars that should be incorporated, or would like to help with the effort by being an administrator, please let me know.
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UPDATE: "The Flash" Hasn't Cast Savitar, Says Berlanti
TV, Comic Books
It seems good art attracts good art. That's my thinking at least when I learned that noted poster artist James White (aka SignalNoise) has created an ultra-rare variant cover for the first issue of IDW Publishing's The Rocketeer: Hollywood Horror. The book, which debuts Feb. 27, is written by Roger Langridge and illustrated by J. Bone, with standard covers by Walter Simonson.
Although this is White's first published comic book work, he's been prolific online, contributing illustrations and designs for the burgeoning alternative movie poster industry.
White's variant cover is so rare that you'll only be able to find it at three comic stores: the Strange Adventures chain in Canada. IDW have been at the forefront of producing retailer-specific variant covers in recent years, and Strange Adventures owner Cal Johnson chose White to create the cover for his shop's edition.
In a blog post about this impending release, White reveals he's working on a screen-printed poster edition of this cover. Here's the image in full:
Publishing | As part of its coverage of the Consumer Electronics Show in Las Vegas, Variety spotlights DC Entertainment's digital moves, particularly its "Digital First" initiative, with titles like Smallville, Arrow and Batman: Arkham Unhinged, and the increase in sales since the company began going day-and-date with its comic books in September 2011. "What we launched last year as an experiment, we'll increase the frequency now because it's gotten so popular," Hank Kanalz, senior vice president of Vertigo and Integrated Publishing, says of Digital First. [Variety]
Retailing | Halifax, Nova Scotia, comics retailer Calum Johnston is looking for a new location for Strange Adventures, as the current location is being redeveloped and the rent will go up as a result. Johnston would rather pay for more staff than pay a higher rent: "When people come in looking for a major title like the death of Peter Parker in Marvel Comics' The Amazing Spider-Man, they inevitably have questions about other titles. It is important to have staff available to keep customers up to date on new developments and titles." [The Chronicle Herald]
Welcome to another edition of What Are You Reading? This week our special guest is Robert Stanley Martin.
Robert writes for his blog Pol Culture, and is a contributing writer to The Hooded Utilitarian. He is a past contributor to The Comics Journal, and his essays on R. Crumb's The Book of Genesis Illustrated and Eddie Campbell's Alec: The Years Have Pants are featured in the soon-to-be-released The Comics Journal #301.
To see what Robert and the Robot 6 crew have been reading, click on through …
Welcome to Food or Comics?, where every week we talk about what comics we'd buy on Wednesday based on certain spending limits — $15 and $30 — as well as what we'd get if we had extra money or a gift card to spend on a "Splurge" item.
Check out Diamond's release list or ComicList, and tell us what you're getting.
Chris Arrant
If I had $15 this week, I'd start it off by buying Kirby Genesis #0 (Dynamite, $1); I love the idea of world-building from older characters, and Jack Kirby left a treasure trove of ideas even he couldn't get a handle on completely. I'm interested to see where Kurt Busiek and Alex Ross take this, and I hope with Busiek's addition it can be more tantalizing than Project: Superpowers was. Second up, I would get the penultimate Secret Warriors #27 (Marvel, $2.99); when this series started I was an ardent reader, but it lost me along the way. For some work-related research I caught up with the series, and since the last Howling Commandos story it's been going great; I hope Hickman can stick the landing. Third I would get Vertigo's new anthology Strange Adventures #1 (DC/Vertigo, $7.99); a pricey experiment, but I'm in the mood to get blown away. Lastly would be FF #4 (Marvel, $2.99) – I'm really enjoying what Hickman and Epting have done in the new simply titled series.
Vertigo has released the cover and more details on Strange Adventures, the science fiction anthology they plan to publish in May.
The cover, above, is by Paul Pope, and as previously reported, the first issue will include a chapter of Spaceman by Brian Azzarello and Eduardo Risso, which will get its own series from Vertigo in the fall. Other contributors include Jeff Lemire, Ross Campbell, Kevin Colden, Peter Milligan, Paul Cornell, Denys Cowan and many others. You can find the complete table of contents after the jump.
Via Comic Vine comes word on Strange Adventures, a new anthology due from Vertigo this May that will feature the first chapter of Brian Azzarello and Eduardo Risso's Spaceman.
Per Comic Vine, the anthology will feature eight 10-page science fiction short stories by folks like Peter Milligan and Scott Snyder. On Twitter, Jeff Lemire has revealed he's doing a story about Ultra the Multi-Alien (who appears on Mark Buckingham's variant cover above).
Check out Lemire's Ultra after the jump.


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Thoughts on PBL
"Let's focus on an enriching curriculum and project-based learning opportunities, and put an end to the testing fixation. Let's focus on a real implementation plan to make sure the Common Core lives up to its potential."Randi Weingarten, American Federation of Teachers (AFT) President
Thoughts on PBL
"Why do I love Project Based Learning? It teaches kids something that you can't teach anywhere else: To take responsibility. They own it!"Stephen Ritz, Green Bronx Machine Founder


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GRAVETTE (KFSM) - The Gravette Lions believe this year is going to be different.
"I have high expectations this season," Gravette coach Bill Harrelson said. "We haven't met them the last two seasons. These guys have been real determined. They have worked hard in the off-season."
"I feel like we have a really good team," senior Derek Pruitt said. "I mean everything. every position is pretty stacked. I think we can be pretty good."
The Lions have been stuck in the middle of the pack in the 4A conference. They say it's been little things that have been holding them back.
"We've got to win close games. We lost two close games last year in the conference, and that kind of put us back there in the back towards the middle of the conference. We've got to overcome that. That's what we've been concentrating on. trying to get rid of those stupid mistakes, and turnovers like that that are going to cost us close games," Harrelson said.
They've been making some big changes to fix that. Those have taken place not only on the field. Players and coaches have come closer together. Something they say they've been lacking in the past.
"Football's not an individual game," senior Michael Olvera said. "Just as coach was saying earlier, this isn't golf. If you want to be an individual, go play golf. This is football. We all work as a team because we are a family."
This family is ready to bring it Friday nights.


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Chapter Meetings in 2016
Mark your calendar now for the following dates for INDIATA chapter meetings.
September 11, Location TBD
December 11, Location TBD
Welcome to the INDIATA website
The Indiana Art Therapy Association, is a professional organization in Indiana for art therapists, students, and individuals who support the use of art in a therapeutic manner and the advancement of the art therapy field.
Explore the site to learn more about the practice of art therapy; specifically in the state of Indiana.
For further questions, please e-mail us at email@example.com.
It is important to know it is unethical for someone to practice art therapy or refer to themselves as an art therapist without obtaining a Master's Degree in Art Therapy.
The American Art Therapy Association (AATA)defines art therapy as "an established mental health profession that uses the creative process of art making to improve and enhance the physical, mental and emotional well-being of individuals of all ages. It is based on the belief that the creative process involved in artistic self-expression helps people to resolve conflicts and problems, develop interpersonal skills, manage behavior, reduce stress, increase self-esteem and self-awareness and achieve insight".
Art therapists are masters level professionals who hold a degree in art therapy or a related field. Educational requirements include:
- theories of art therapy
- counseling and psychotherapy
- ethics and standards of practice
- assessment and evaluation
- individual, group and family techniques
- human and creative development
- multiculturalism
- research methods
- practicum experiences in a variety of clinical, community, correctional, residential and/or educational settings.
Art therapists are skilled in the application of a variety of art modalities (drawing, painting, sculpture, and other media) for assessment and treatment.
To learn more about the professional credentialing of art therapists, please visit the Art Therapy Credentials Board (ATCB) website.
For news and information about the Indiana Art Therapy Association.


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Three things pastors can do to avoid emotional, spiritual, relational, and physical burnout.
5 Questions to Ask Before You Take a Ministry Job
"Do you feel called to this church?" is the wrong question to ask. Try these instead.
Why Chuck Colson Is the Ideal Millennial Role Model
Five traits the late Watergate-implicated, prison reforming evangelist shared with Millennials.
5 Don'ts for Church Leaders
It is time for the church to question form while remaining true to function.
From Punk Rock Mogul to Unitarian Minister
Kill Rock Stars record label founder Slim Moon talks seminary, punk rock, and church people.
How Cancer Gave My Ministry New Meaning
In moments like these you realize it isn't about you, but magnifying Christ and his story of rescue.
Let the Weak Say I Am Strong
A Korean-American church brings together its first and second generations with an unlikely linchpin: the disabled child.
Why Half of All Pastors Want to Quit Their Jobs
The pastoral vocation is in decline. If it's going to recover, churches need to rethink how they measure success.
I Broke the Law with My Son (for Jesus)
A little law-breaking goes a long way to show that faith is about taking a stand.
Marijuana Ministry
The Stanleys, a family of Christian pot farmers, are trying to be good stewards of "God's plant"
Doubt, Truth, and Wonder in Ministry
Part 23 of the OnFaith Forum "Disbelief in the Pulpit."
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Revis signed a six-year extension, which according to multiple media reports is worth $96 million (£63m).
In an unusual move, the deal includes no guaranteed money. Revis missed most of last season after tearing ligaments in his left knee.
In return for Revis the Jets received the Buccaneers' first round pick (13th overall) in Thursday's draft and a conditional fourth-round pick in 2014 that could become a third-round pick.
Taken with 14th overall pick in the 2007 draft by Jets, Revis has started all 79 games in which he has played and has racked up 241 tackles and 19 interceptions returning three touchdowns.
He missed only three games in five seasons prior to his 2012 injury and is one of only two cornerbacks to win an AFC Defensive Player of the Year award in the last 20 years.
- Sports & Recreation
- American Football


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Fred's House
Fred's House are an award winning band based in Cambridge mixing elements of Folk, Country, Classic Rock and West Coast.
The five piece have racked up 400 gigs in the past 5 years and are rapidly gaining a following and reputation for their outstanding live shows across the UK, having scooped two awards at the Annual NMG Awards; 'Best Folk/Roots Band' and 'Audience Choice Award' as voted for by the public. The band released their much anticipated debut album Bonnie & Clyde in 2014 to critical acclaim, grabbing 4 and 5 star reviews across the board. With festival performances on the main stage at the Acoustic Festival of Britain and Cambridge Folk Festival under their belt, the band have also supported the likes of Eddi Reader, Ward Thomas and The Shires, received national airplay on BBC 6Music and live sessions on BBC Introducing and Radio 2 Bob Harris' Under the Apple Tree.
Their songs feature the vocals of fiancéd song-writing duo Griff Jameson and Vikki Gavin, who voices blend to create a beautiful and powerful sound, along with Gafyn Jameson (Griff's Brother) on Bass, Alister Bunclark on Keys and 'The Happiest Drummer' Paul Richards completing the line-up. A must see act!
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Venue: The Stables
Website: stables.org
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Currently, with both the absence of Tiger Woods and golf's rising popularity, the next generation of PGA Tour pros are posing a threat to some of the game's best veterans.
Yet, while many of these young guns have competed admirably and won a few professional events, none have quite solidified themselves as "great" players throughout the golf world.
This article will break down the longevity and potential of the Tour's five brightest stars, and help discuss who will have the most impact on the future of the sport.


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Reviewed By jeffrey y (allentown, PA) Reviewed for a 2006 Ford F-350 —3/25/2016 8:40 PM
Easily installed. The only issue I had was on the left/side light,the lower mounting stud hole didn't line up. Starting with the taillight on an angle, you can get the screw started. Other than that, they fit and look great. Also, the backup lights are not LED, you use your factory socket and bulb.


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October 31, 2013
The following is an edited excerpt from Robert Scoble and Shel Israel's new book, "Age of Context: Mobile, Sensors, Data and the Future of Privacy" (Copyright © 2014 by Robert Scoble and Shel Israel, Patrick Brewster Press).
Pinpoint Marketing is the ability of sellers to offer goods and services in the context of where you are and what you are doing, and to anticipate what you want to do next. Sellers can compete for your business by being more accurate in their predictions. And marketers will know when to stop trying, as your context changes.
Please log in to MyPRSA to read this article, as well as to view and leave comments.
Learn more about PRSA membership, and join a professional network you can count on.


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Lorsch, village, Hessen Land (state), central Germany, north of Mannheim. It is best known for the ruins of its medieval abbey, from which excavations in 1932 uncovered fragments of an early pictorial stained-glass window dating from the Carolingian period (8th–9th century). The abbey and its entrance (Torhall) were designated a UNESCO World Heritage site in 1991. Lorsch is the burial place of Louis II (the German) and Louis III (the Younger), both 9th-century kings of Saxony, and the village is mentioned in the 13th-century German epic Nibelungenlied as the burial place of Siegfried. Pop. (2007 est.) 12,828.
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Land (state) in the west-central part of Germany. Hessen is bounded by the states of Lower Saxony to the north, Thuringia to the east, Bavaria to the southeast, Baden-Württemberg to the south, Rhineland-Palatinate to the west, and North Rhine–Westphalia to the northwest. Its capital...