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Total # Posts: 556
Two tiny conducting spheres are identical and carry charges of -19.8 µC and +54.5 µC. They are separated by a distance of 2.45 cm. (a) What is the magnitude of the force that each sphere experiences, and is the force attractive or repulsive? 1 N 2 ---Select--- ...
January 29, 2013
a certain type of candy is sold in small boxes of 8 and large boxes of 15. notice it would be impossible to buy exactly 12 candies without breaking up a box. it would also be impossible to buy 17 candies without breaking up a box. what is the greatest number of candies that it...
January 26, 2013
math URGENT!!!!!!!
a certain type of candy is sold in small boxes of 8 and large boxes of 15. notice it would be impossible to buy exactly 12 candies without breaking up a box. it would also be impossible to buy 17 candies without breaking up a box. what is the greatest number of candies that it...
January 22, 2013
the will of an eccentric millionaire reads as follows: "i leave 4/17 of my estate to my son, 7/13 of the remainder to my wife, 2/3 of this remainder to my daughter, and the remaining $2million to my dog." what was the total amount of the estate? please answer and ...
January 19, 2013
An equilibrium mixture of the following reaction was found to have = 0.0325 at 1200 degrees C. What is the concentration of I? I2(g)<->2I (g) Keq=1.3×10−2 at 1200
November 28, 2012
chem 4
How many grams of sodium chloride are needed to make 1 L of 0.9% (m/v) sodium chloride solution (isotonic saline).
November 22, 2012
chem 3
(a) If H is positive and S is negative, would G to be positive or negative or is it dependent on T? (b) For the sign of G that you have in part (a) would the reaction be spontaneous, nonspontaneous, or dependent on the value of T?
November 22, 2012
chem 2
What is the concentration of the final solution if 1 liter of 6 M HCl is diluted to a final volume of 2 L?
November 22, 2012
chem 1
if 58.44 g of sodium chloride is dissolved in 0.5 liter of water what is the molarity of the sodium chloride solution? The molar mass of sodium chloride is 58.44 grams per mole.
November 22, 2012
2 NO(g) + O2(g) 2 NO2(g) For the reaction above tell whether the reaction would shift to the left (L) or right ® if I a. Increased the total pressure of the system b. Removed O2 from the system c. Increased the amount of NO in the system
November 22, 2012
A 0.069-kg arrow is fired horizontally. The bowstring exerts an average force of 65 N on the arrow over a distance of 0.95 m. With what speed does the arrow leave the bow?
November 12, 2012
A cable lifts a 1060-kg elevator at a constant velocity for a distance of 39 m. What is the work done by each of the following?
November 12, 2012
A student (m = 63 kg) falls freely from rest and strikes the ground. During the collision with the ground, he comes to rest in a time of 0.0120 s. The average force exerted on him by the ground is +17000. N, where the upward direction is taken to be the positive direction. ...
November 12, 2012
Suppose the surface (radius = r) of the space station in the figure is rotating at 38.6 m/s. What must be the value of r for the astronauts to weigh one-half of their earth-weight?
November 7, 2012
Two banked curves have the same radius. Curve A is banked at an angle of 11°, and curve B is banked at an angle of 16°. A car can travel around curve A without relying on friction at a speed of 18.5 m/s. At what speed can this car travel around curve B without relying ...
November 7, 2012
A "swing" ride at a carnival consists of chairs that are swung in a circle by 12.0 m cables attached to a vertical rotating pole, as the drawing shows. (è = 60.0°) Suppose the total mass of a chair and its occupant is 222 kg
November 7, 2012
Each of the space shuttle's main engines is fed liquid hydrogen by a high-pressure pump. Turbine blades inside the pump rotate at 595 rev/s. A point on one of the blades traces out a circle with a radius of 0.02 m as the blade rotates. (a) What is the magnitude of the ...
November 7, 2012
A satellite is in a circular orbit about the earth (ME = 5.98 1024 kg). The period of the satellite is 4.20 104 s. What is the speed at which the satellite travels?
November 7, 2012
A racetrack has the shape of an inverted cone, as the drawing shows. On this surface the cars race in circles that are parallel to the ground, and the surface is at an angle è = 20°. For a speed of 40 m/s, at what value of the distance d should a driver locate his ...
November 7, 2012
Two banked curves have the same radius. Curve A is banked at an angle of 11°, and curve B is banked at an angle of 16°. A car can travel around curve A without relying on friction at a speed of 18.5 m/s. At what speed can this car travel around curve B without relying ...
November 7, 2012
A block is hung by a string from the inside roof of a van. When the van goes straight ahead at a speed of 31 m/s, the block hangs vertically down. But when the van maintains this same speed around an unbanked curve (radius = 145 m), the block swings toward the outside of the ...
November 7, 2012
A stone has a mass of 6.00 10-3 kg and is wedged into the tread of an automobile tire, as the drawing shows. The coefficient of static friction between the stone and each side of the tread channel is 0.73. When the tire surface is rotating at a maximum speed of 17 m/s, the ...
November 7, 2012
The earth rotates once per day about an axis passing through the north and south poles, an axis that is perpendicular to the plane of the equator. Assuming the earth is a sphere with a radius of 6.38 106 m, determine the speed and centripetal acceleration of a person situated ...
November 6, 2012
The earth rotates once per day about an axis passing through the north and south poles, an axis that is perpendicular to the plane of the equator. Assuming the earth is a sphere with a radius of 6.38 106 m, determine the speed and centripetal acceleration of a person situated ...
November 6, 2012
What is the total pressure of a mixture of 0.3 atm of F2, 0.5 atm of Cl2, and 0.8 atm of O2?
November 5, 2012
Calculate the number of mol of helium in a 11.2 L balloon at 300 K and 1.00 atm of pressure ?
November 5, 2012
If 10.0 mol of CO occupies a volume of 20.0 L what volume would 4.0 mol of CO occupy?
November 5, 2012
During a storm, a tree limb breaks off and comes to rest across a barbed wire fence at a point that is not in the middle between two fence posts. The limb exerts a downward force of 148 N on the wire. The left section of the wire makes an angle of 12° relative to the ...
October 30, 2012
The drawing shows three particles far away from any other objects and located on a straight line. The masses of these particles are mA = 363 kg, mB = 517 kg, and mC = 154 kg. Find the magnitude and direction of the net gravitational force acting on each of the three particles...
October 30, 2012
October 16, 2012
Completely mixed flow ractor CSTR and plug flow reactor (PFR) may have significantly different efficiencies depending on the reaction order. This problem asks you to compare the relative reactor sizes required to ensure 99.0 % removal of wastewatwer pathogens. Wastewater from ...
October 14, 2012
Holy Waa!! Your dad is a loan shark.... call the cops!
October 9, 2012
Phy I
Two forces, 1 and 2, act on the 5.00 kg block shown in the drawing. The magnitudes of the forces are F1 = 47.5 N and F2 = 34.5 N. What is the horizontal acceleration (magnitude and direction) of the block?
October 3, 2012
Suppose an odd function f has an inverse g. Prove that g is also odd.
September 26, 2012
What is 6 less than half a number?
September 23, 2012
if AB=CD, AB is 12-y, CD = 3x-4y, BD = 18, AC = x+y, what is x, y, and AC
September 15, 2012
I need help with the following problem: From a point 50 meters from the bottom of a radio tower along level ground, the angle of elevation to the top of the tower is 67 degrees. What is the height of the tower?
September 3, 2012
I need help with the following problem: You're in a hot air balloon with your support crew on the ground. Attached to the balloon are two tether cords of length 350 feet and 400 feet that your crew attached to the ground. These cords form an angle of 50 degrees where they ...
September 3, 2012
I need help with the following question: Which of the following is an example of a function whose derivative is always 3? Choices are: f(x) = x=3 f(x) = 5x+3 f (x) = 3x+5 f(x) = 3 Thank you.
August 28, 2012
I need help answering the following question: A road sign reads: "5% grade next 4 miles." What is the change in elevation from the lookout to the point four miles ahead (to the nearest foot)?
August 26, 2012
I need help with the following question: While fishing on a lake, you see a fish below water at a 25 degree angle with the surface, producing air bubbles on the surface of the water 20 feet ahead. How far away is the fish from the boat?
August 26, 2012
Sorry - the total amount of fencing is 240 feet
August 24, 2012
How do I find the total area of three connected equally sized pens built so as to maximize the area bounded?
August 24, 2012
out of 40 people,17 have brothers,22 have sisters and 9 have both.how many people have neither brothers nor sisters
August 18, 2012
sue has some ducks and some goats,if there are 36 legs altogether,what is the greatest number of goats possible
August 18, 2012
a number of teachers were to receive 6 pens each ,but needed 4 more pens for them to be equally divided.if each teacher received 9 pens, 25 more pens would be necessary.how many pens are there
August 18, 2012
my average results from the last 4 maths exams was 18 out of 25.what mark do i need in my fifth exam in order to increase the everage by 3%
August 18, 2012
a cube made up of some blocks and there are 12 cubes ,block a and b are removed from each other.how many blocks will remain in the 12 cubes altogether
August 18, 2012
a pool is filled with water in 6 hours at 100 m every hour. If 125 m could be filled every hour,the pool would be full at 11.00am.What was the latest possible time that the water could have started filling the pool
August 11, 2012
a large cogwheel contains 117 cogs, and a small one contains 52 cogs.if the large wheel revolves 20 times,find the amount of revolutions of the small wheel.
August 11, 2012
what is the next number of 3,4,8,17,33
August 11, 2012
a triangle,side ac is 3/5 of side ab,and is 23.1 m. side ab is 7/9 of side bc.angle b is 1.5 times larger than angle c,and angle a is twice the size of angle c.how many degrees is angle A
August 11, 2012
oout of 45 people ,37 caught the train,15 the bus,5 walked.how many caught both bus and train?
August 11, 2012
28 students,all of whom study either science,language or both.18 students study language and 14 study science.how many students study acience and language? and how many study only science?
August 11, 2012
there are 28 students,all of whom study either science,language or both,18 students study language and 14 study science.How many students study science and language?
August 11, 2012
6 builders worked 8 hours a day for 10 days to complete a job.If 8 builders worked 6 hours a day for 3 days,the remaining work has to be completed by 6 builders in 8 days.How many hours does each builder need to work each day?
August 11, 2012
6 builders worked 8 hours a day for 10 days to complete a job.If 8 builders worked 6 hours a day for 3 days,the remaining work has to be completed by 6 builders in 8 days.How many hours does each builder need to work each day?
August 11, 2012
how many grams are there in 1 km
August 5, 2012
3trucks are equal in weight to 2 trucks and 2 sedans.What fraction of the weight of a truck is the weight of a sedan
August 5, 2012
front wheels of a cart have a circumference of 3 metres.back wheels have a circumference of 4 metres.A white dot is painted on the rim of each wheel it touches the ground.the cart is then driven 100 metres.including the starting position,how many times will the white dots be ...
August 4, 2012
121 balls are placed in group of 7and 5 in basket.how many baskets 0f 7 were there?
July 29, 2012
how many words of 1;2;3 letters can be made from the letters in CART
July 21, 2012
the day is 1hour 18minutes longer than the night.how long is the day?
July 5, 2012
COM200: Interpersonal Communication
self concept can be changed through interpereosnal communiciation
June 21, 2012
how to write 9.035 in expanded notation
June 17, 2012
complete these series,1,8,27,64,___,____
June 17, 2012
complete these series,1,8,27,64,___,____
June 17, 2012
twin primes have one composite number between them(e.g.5,7).write one pair of twin primes between number 20 and 40
June 9, 2012
label its dimensions after you rule a square the same area as this rectangle on the back of this sheet 16mm ,4mm
June 9, 2012
1/5 of 35 +16 equal?
June 9, 2012
how many times greater is the first 7 than second in 876574?
June 9, 2012
there are 3 shirts,2 caps,4 pairs of shorts.how many different outfits can wear ?(consisiting of one shirt,one pair of shorts and one cap
June 9, 2012
howmany degrees does a person turn who was facing north and now faces south?
June 9, 2012
there are 23 of? in 2.3
June 3, 2012
what is different between a decimal and a decimal point?
June 3, 2012
.in the decimal fractions0.1 and 0.02 the numeral 1 is ?
June 2, 2012
what fraction of 6cm is 15mm .
June 2, 2012
express64in3 different ways,using only index notation
June 2, 2012
An electric immersion heater is rated 5 A when connected to a 120V circuit. What is the resistance of the heater? If it takes 168 KJ to heat 500 ml of water from 20 deg C to boiling, how long does it take to heat the water?
May 18, 2012
Ahhh so its 120*7.5*50seconds 7.5 being the amps that the drill draws and 50 being the time and 120 being the voltage.
May 18, 2012
Hi bob, could you explain how you came to that calculation, please. As in where did the 1.5 come from, and the 50 joules(it was 50 seconds) I'm lost, could you help? Thanks
May 18, 2012
An electric drill operates at a potential difference of 120V and draws a current of 1.5 Amps. If it takes 50 seconds to drill a hole in a piece of steel,calculate the amount of electrical energy used by the drill in that time.
May 18, 2012
I have open office and can't find the symbols tab.. arghh
May 18, 2012
Hi Ms. Sue ... how do you make the small 3 by itself after the 10?
May 18, 2012
On a laptop, how do you get the 10 to the 3rd power? ( make a small 3 after the 10?)
May 18, 2012
a 12 Volt car battery supplies 1.0 x 10^3 C of charge to the starter. How much energy is used to start the car? ( it's not 10 cubed, but 10 to the third power)
May 18, 2012
physics 30
an object is thrown from 1.5m above the ground with a velocity of 15m/s and at an angle of 25deg with the ground. using vectors and motion equations, determine how long the object will remain in the air before returning to the ground. ARGHHHHHH help please..
May 13, 2012
a 70g bag of potato chips contains 1.6MJ of energy. Working at your maximum power, how long would it take to burn this energy?
May 6, 2012
If I know the length of all 3 sides in a right angle triangle, how do I get the degrees of the other angles? Which formula do I use again?
May 6, 2012
Physics 30
a 2000kg car traveling east at 24m/sec enters an icy (frictionless) intersection and collides with a 3600kg truck traveling south at 10 m/sec. If they become coupled together in the collision, what is their velocity immediately after impact?
May 1, 2012
there are 3 arrays for 4, how many arrays can be drawn for each prime numbers
April 29, 2012
there are 122 houses,how many times does the digit 2 appear on the letterboxes?
April 29, 2012
there are 3 arrays for 4.how many arrays can be drawn for each prime numbers
April 29, 2012
Physics 30
If a truck moving at 30km/hr accelerates at 2.5m/s^2 to 50 km/hr, what time (in sec) does it take? a. 2.22s b. 5.56s c. 8 s d. 28.8s
April 20, 2012
if the red river is 500 miles longer than the blue river. if the sum of their lengths is 5550 miles what is the length of each river
April 16, 2012
Can someone help me figure this out please? when you solve a system of equations by the substitution method, how do you determine whether the system of equations is inconsistent? thank you anyone
March 18, 2012
I need help. Can someone help me please. Explain how you can determine from the graph of a system of two linear equations in two variables whether it is an inconsistent system of equations. Thank you
March 18, 2012
(.50 kg )(35.7m/s^2) = ? kilograms meters per second squared
March 17, 2012
by applying rolle's theorem, check whether it is possible that the function f(x) = x^5 + x -17 has two real roots. your reason is that if f(x) has two real roots then by rolle's theorem, f'(x) must be equal to what at certain value of x between these two roots, but...
March 16, 2012
Carbon monoxide gas and hydrogen gas are mixed in a two liter flask. The reaction produces methanol gas as the only product. At equilibrium the Keq is 1.1 x 10-5. The flask initially held 6 grams of hydrogen and the equilibrium concentration of hydrogen is 0.1 M. How many ...
March 12, 2012


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LODI -- Country music star Jimmy Wayne will perform at a fundraising event in Lodi on April 30 on behalf of the Court Appointed Special Advocates For Children program.
In the CASA program, trained volunteer workers advocate for the legal rights of foster children. CASA is a program of the Child Abuse Prevention Council.
Tickets to the event – to be held at 12017 Mundy Lane -- are $50 and will include hors d'oeuvres and wine before Wayne's performance.
For tickets, visit www.NoChildAbuse.org/jimmy-wayne or contact Sheri Tidwell at (209) 644-5319 or email@example.com.
Wayne, a 41-year-old North Carolina native, is himself a product of the foster-care system. In addition to his musical success, he has become an activist on behalf of foster children.
Location, ST | website.com

subset: commoncrawl


text: Submitted by Long Island Events on Wed, 11/28/2012 - 1:44pm Event Date: Tuesday, December 4, 2012 - 3:30pm to 5:30pmEvent InfoWebsite: http://www.madisonsquarepark.org/things-to-do/calendar/mad-sq-holiday-celebratio...Cost: FreeContact: 212.538.1884Recommended Age: All Editor's Pick: Live music by The New York Life Singers and Audra Rox, treats from Hill Country Barbecue Market, holiday crafting, and more. Tree of Light ceremony commences at 4:30 pm. Rain or shine. Area/Neighborhood: DowntownGramercyNew York Citylocation: Northern Plaza of Madison Square Park 25th Street and Fifth Avenue New York , NY Phone: 212.538.1884 40° 44' 34.1196" N, 73° 59' 19.1256" W New York


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You are a fan of immortality mike ? Come to discover the best forums immortality mike on the internet and share your experience with a community fan of immortality mike . You can also build a forum immortality mike and create your online discussion.
Free forum : A mansion for those that have no other place to go
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IAAS Monthly Astronomy Newsletter
Website Remodeling
Please pardon the dust... The IAAS Website is getting a facelift. There may be some links that have moved.
Space Sciences Team
The students of the IAAS frequently collaborate with NASA and other space sciences organizations on research projects.
Aerospace Sciences Team
The Aerospace Sciences Team students are reaching for the skies with their projects...
Communications Support Team
The IAAS Communications Team is responsible for providing communications for team projects and activities.
Education and Outreach Team
Our teams participate in numerous outreach events eact year including:
We are always looking for new High School Students (9th-12th grade) to join our Astronomy, Archaeoastronomy, Radio Astronomy, Aviation, High Power Rocketry, and Ham Radio Teams.Just drop us an email for more information on the IAAS and it's programs.
Notice: Links appearing on this page are provided as a service of the IAAS. No endorsement is implied and the IAAS has no control over the content provided by external links.
Background screen credits:
Index Page: NGC 5775
Imaged using the 16" Kitt Peak Visitors Center telescope as part of the Advanced Observing Program.
Image credits: Burness Ansell/Adam Block/NOAO/AURA/NSF


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Give Now
There are lots of good reasons why you should try to get more sleep.
ATTENTION Night Owls! Losing sleep takes a serious toll on your health and safety.
Sorry BUGS, your brain isn't equipped for REM sleep, or any sleep for that matter.
Scientists analyzed three years of major league baseball games to see if they could find a link between jet lag, and home field advantage.
Marine mammals don't sleep for a solid 8 hours a night, the way we do.
When it comes to "make it or break it" moments, the male sandpiper is a whiz at wakefulness.
How does the body know when to wake up? How does the body know when to fall asleep?
Can sleeping in a room full of plants can be dangerous? A common myth states that, at night, plants compete with people for oxygen!
We have all seen in the movies, or perhaps in person, a person becomes hypnotized and falls slowly to sleep.
Does the amount of sleep I get affect how likely I am to catch a cold?


text: Don't want to fuss with costumes, but still need a sexy transformation for Halloween? Or have you already found that perfect Halloween costume, but still need a costume wig to match? Or, maybe you're planning a fun night out with the girls and just want to give yourself a sexy makeover with one of our Sexy Wigs. Whatever your reasons are, if you're looking for a costume wig, you've come to the right place! We've easily categorized all of our costume wigs by style, length, texture, and color. So go on, be sophisticated with one of our Classic Wigs, gothic with one of our Straight Wigs, or wild with one of our Pink Wigs. Feel free to also check out our Men's Wigs for more Halloween and costume ideas, as well as our Shoes and Accessories for more sexy items to complete your look.


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- Report: #752298
Report - Rebuttal - Arbitrate
Complaint Review: designers international. www.designersinternational.net
designers international. www.designersinternational.net2700 Tibbets Dr. bedford, Texas United States of America
designers international. designersinternational.net www.designersinternational.net,designers international,designers international,designers international,designers international, zuckert make no paycheck designers international bedford, Texas
*Consumer Comment: Success
*Consumer Comment: A better understanding.
*REBUTTAL Owner of company: More to the opportunity than just selling perfume!
Ripoff Report
About you?
Ripoff Report
A business' first
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If your business is
willing to make a
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Click here now..
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
I just got done with interview there and here is some of the stuff I came up with.
Just go to ripoff report and type in Scentura Creations. or Google" Scentura scam"
I wasted my time hope you do not. Beware you will be out in streets selling cheap knock perfume on 100% comm. No paycheck
They seemed nice though!!!
BEWARE!!! BEWARE!!! These people move all around the country and reopen after they hustle people from where they just came from. That is from my research. you come up with your own.
d**n, I just looking for a job. My boyfriend and I are looking to build a future.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
This report was posted on Ripoff Report on 07/13/2011 08:32 AM and is a permanent record located here: http://www.ripoffreport.com/r/designers-international-wwwdesignersinternationalnet/bedford-Texas-76022/designers-international-designersinternationalnet-wwwdesignersinternationalnetdesi-752298. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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#1 Consumer Comment
AUTHOR: Entrepreneur 742 - (United States of America)
SUBMITTED: Thursday, November 29, 2012POSTED: Thursday, November 29, 2012
how long did it take you to get your 1st office opened?..
and how many do you currently have now,. operating successfully and how long did it take?.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 Consumer Comment
A better understanding.
AUTHOR: AndyRod2906 - (United States of America)
SUBMITTED: Monday, June 25, 2012POSTED: Monday, June 25, 2012
(a) Take the product to the field, see a lot of people, pay for the merchandise after its sold.
(b) Show other people how to sell
(c) Learn the office and administration procedures
(d) Open your own office
There's no guarantee of success, because they can't guarantee that you'll do the business the right way.
But it's a proven formula, it has worked for 37 years, and a lot of people over the years have walked into the interview just like you did, given it a shot, and are now successful and passing along the opportunity.
You'll never be asked for a dime, and training is free. How is that a scam?
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#3 REBUTTAL Owner of company
More to the opportunity than just selling perfume!
AUTHOR: Rob - (United States of America)
SUBMITTED: Thursday, November 10, 2011POSTED: Thursday, November 10, 2011
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
Advertisers above have met our
strict standards for business conduct.


text:
With Discretionary Language Even Barred in Self-Funded ERISA Plans, is This the Death of The Abuse of Discretion Standard of Review In California?October 12, 2015 Scott Calvert
Recently, we explained that District Courts within the state of California, applying California Insurance Code section 10110.6, ruled that, even if an insurance Plan contains language giving discretion to a claim administrator, that language is unenforceable, and de novo is the proper standard of review. See The Death of the Abuse of Discretion Standard of Review in ERISA Disability Insurance Cases in California. A recent ruling expanded the application of California's anti-discretionary language statute to self-funded plans, further signaling the end of the abuse of discretion standard of review in California Federal Courts.
ERISA Disability Insurance Claimants Take Note – Discovery Is Allowed In De Novo Review CasesSeptember 14, 2015 Robert McKennon
Well-intentioned policymakers enacted the Employee Retirement Income Security Act of 1974 ("ERISA") over forty years ago to provide for the protection of participants' employee benefits in part by establishing a uniform set of rules to ensure efficient proceedings. One of these notable rules limits the scope of permissible evidence for actions commenced under ERISA section 502(a)(1)(B). This scope of evidence further depends on whether the reviewing federal court employs an abuse of discretion, or de novo, standard of review. Because discovery can be an expensive and time consuming process, insurers and claims administrators often take the position that discovery is irrelevant and not permitted under ERISA. As the cases below show, although limited, discovery is not forbidden in de novo review cases and ERISA claimants should actively seek discovery, taking care to clearly explain why the discovery sought is necessary to a de novo review.
Insurers Do No Have Discretionary Authority, Absent Clear Language in Official Plan DocumentsApril 30, 2015 Robert McKennon
In actions brought under the Employee Retirement Income Security Act of 1974 ("ERISA"), two roads diverge in federal court—and the court's choice regarding the applicable standard of review can make all the difference in the scope of permissible evidence. If the court applies the abuse of discretion standard of review, the court more typically (but not always) only considers evidence received by the insurer in time for its decision and limits its review to the "administrative record" to determine whether the insurer's denial was an abuse of discretion. Alternatively, the court may review a case "de novo," and may consider documents not previously provided to the insurer to determine whether the insured is entitled to benefits.
Third-Party ERISA Administrator Abused Discretion by Denying Medical Coverage: A Tale of What Not to DoSeptember 16, 2014 Iris Chou
Sometimes an administrator so unashamedly abuses its discretion in handling an insurance claim that its actions constitute a textbook example of "what not to do" for other administrators and the ensuing decision provides a clear illustration of how courts apply an abuse of discretion standard of review under the Employee Retirement Income Security Act ("ERISA"). Indeed, a recent case clarified that plan administrators and third-party claims administrators alike are held to comparable standards when issuing claims decisions. In Pacific Shores Hospital v. United Behavioral Health, 2014 WL 4086784; 2014 U.S. App. LEXIS 16062 (9th Cir. Cal. Aug. 20, 2014) ("Pacific Shores") the Ninth Circuit Court of Appeal reversed the district court, finding the third-party administrator acted improperly by denying the insured's claim based on clear factual errors. Pacific Shores provides a clear example of how courts review a decision for an abuse of discretion, and shows that even third-party administrators, who purportedly have no conflict of interest with the insured, are still held to have the same duties in handling claims and must follow appropriate procedures.
California District Court Rules That a Treating Physician's Observations are "More Persuasive" Than a Paper Reviewer's Contrary OpinionsFebruary 13, 2014 Scott Calvert
When reviewing a claim for disability insurance, insurers and other claim administrators often rely on the opinions of paid physicians to support their improper denial decisions. For example, a disability insurance company will hire a doctor to conduct a "paper review" – that is, reviewing an insured's medical records, without actually examining the insured – and then offer an opinion on the insured's ability to return to work. If the "paper reviewer" opines that the insured is capable of returning to work, the insurance company will then rely on that opinion to deny the claim for benefits; even if the insured's own treating physicians repeatedly state that the insured is disabled. However, in Oldoerp v. Wells Fargo & Co. Long Term Disability Plan, 2014 U.S. Dist. LEXIS 9847, 2014 WL 294641 (N.D. Cal. Jan. 27, 2014), the court held that with a psychological disability, a treating mental health professional's observations are "more persuasive" than a paper reviewer's opinion. This opinon is beneficial for policyholder/insureds, espeically in ERISA cases, because insurers will have a harder time using the opinions of paid, so-called "experts" who do not examine the insured to support their improper claim decisions.
McKennon Law Group Wins Disability Insurance Lawsuit Against Sun Life And Health Insurance Company Following TrialDecember 11, 2012 Scott Calvert
On November 27, 2012, following a trial before Judge Cormac J. Carney of the United States Federal District Court for the Central District of California, Robert J. McKennon and Scott E. Calvert of the McKennon Law Group secured a victory for their client in a lawsuit against Sun Life and Health Insurance Company. Representing the claimant, Mr. Evans, the McKennon Law Group convinced the District Court that Sun Life abused its discretion in denying Mr. Evans' claim for long-term disability benefits and that Mr. Evans is entitled to receive his disability benefits that Sun Life denied him.
In an ERISA Case, What Actions Will Reduce the Level of Discretion Afforded the Claims Administrator/Insurer?January 24, 2012 Scott Calvert
This article continues our series of articles answering basic questions about insurance law and the Employee Retirement Income Security Act of 1974 (commonly referred to as "ERISA"). This one addresses: In a lawsuit governed by ERISA, what actions taken by the claims administrator (usually an insurance company such as Blue Cross/Blue Shield or CIGNA) will reduce the level of discretion the court gives the insurance company's decision when reviewing the decision for an abuse of discretion?
California Bans the Inclusion of Policy Provisions Giving Insurance Companies Discretionary Authority to Decide ClaimsOctober 07, 2011 Robert McKennon
In a major victory for consumers, Governor Jerry Brown signed a bill that makes discretionary clauses – typically contained in ERISA-governed life, health and disability insurance policies/ERISA plans void and unenforceable in new or renewed policies. SB 621 was authored by Senate Insurance Committee Chair Ron Calderon (D-Montebello) and sponsored by Insurance Commissioner Dave Jones, and was similar to AB 1686 vetoed by Governor Schwarzenengger in 2010. Discretionary clauses are provisions typically found in group life, health and disability plans that give the administrator/insurer the sole discretion to interpret the policy and to decide if a plan participant or beneficiary is entitled to plan benefits. In ERISA cases, federal courts have interpreted these clauses to give administrators/insurers a higher standard of review when courts review their decisions. This meant that the federal courts were required to give greater deference to decisions denying plan benefits under life, health or disability coverages, rather than weighing all the evidence under a "de novo" standard of review and making their own determination as to whether the insured was entitled to benefits under the policy or employee welfare benefit plan.
Boon or Bust for Employee Rights Under ERISA Plans?June 07, 2011 Robert McKennon
The Thursday June 3, 2011 edition of the Los Angeles Daily Journal featured Robert McKennon's article entitled "Boon or Bust for Employee Rights Under ERISA Plans?" In it, Mr. McKennon discusses the U.S. Supreme Court's landmark May 16, 2011 opinion in Cigna Corp. v. Amara, 563 U. S. ____ (2011). The article is posted below with permission of Daily Journal Corp. (2011).
In ERISA Cases, The Standard of Review Really Does MatterDecember 06, 2010 Robert McKennon
The Thursday December 1, 2010 edition of the Los Angeles Daily Journal featured the article co-written by Robert J. McKennon and M. Scott Koller, entitled "In ERISA Cases, The Standard of Review Really Does Matter," in the Perspective column. It explains why it is important to identify and appropriately utilize the Standard of Review in ERISA cases. The article is posted below with permission of Daily Journal Corp. (2010).
Please click the image to view/print the article in Adobe


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GriefShare is a seminar and support group at Grace UMC on Shinnick St. It is for peo[ple who are grieving the death of someone close to them.
Begin GriefShare at any of the 13 weekly sessions. The program is held three times a each year.
Materials include: video with insights from both professionals and laypeople about their own grief journey; a workbook to enhance your participation; and discussion of the issues of grief in a non-threatening atmosphere. No one is forced to speak in GS meetings but all are given opportunity.
We approach death and grief from a Christian perspective.
To register [$12] or for questions about GS, call, 452-9317 or send an e-mail, firstname.lastname@example.com
See us on the web, www.gracez.org
Next Grief Share group will be Mondays, September 14th to December 7th at 6:30PM.


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- Report: #982190
Report - Rebuttal - Arbitrate
Complaint Review: MYSTERY SHOPPER
MYSTERY SHOPPERcaloocan, phillipines,1400 Internet United States of America
MYSTERY SHOPPER sent me a check for $2,650. to cash at my bank then take $200 for my pay ,$20 to shop at walmart,divide the remainder in half,go to westernunions @ send $1200 to Kamilah Perkins in the phillipines Internet
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420 to shop at walmart, then divide the rest in half and send to Kamilah Perkins in the phillipies from to different western union stores BUT the chk is no good. they have hundreds at thisOBannon bank in missuri. Joyce Hiller is the sponsor of this chk.
This report was posted on Ripoff Report on 12/14/2012 02:42 PM and is a permanent record located here: http://www.ripoffreport.com/r/MYSTERY-SHOPPER/internet/MYSTERY-SHOPPER-sent-me-a-check-for-2650-to-cash-at-my-bank-then-take-200-for-my-pay-982190. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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3D Carbon Full Body Kits
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3D Carbon Body Kits are manufactured in flexible high-pressure injected urethane, and come ready to prep, prime and paint for a color-coordinated custom style. And, your new body kit is a cinch to install, attaching to your factory-drilled holes. All reuired installation hardware is included with your 3D Carbon body kit. What's more, your kit is backed by 3D Carbon's 1-year warranty, 12,000-mile warranty.
3D Carbon Full Body Kits Customer Reviews
2 Customer Reviews
great product
Outstanding product, looks like it came from the factory
Reviewed by Ryan T (STREAMWOOD, IL) Reviewed for a 2010 Lincoln MKS — Mar 21, 2013 9:09 PM
Kit's stunning, design is terrific, product is high-quality and the shop reported it was easy to install. I'm THRILLED with the kit in every way, shape and form.


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21.5 25.9 2016
Moby Dick
@Malmö Konsthall
is the first solo exhibition in Sweden by Damián Ortega. In his work he explores the idea of sculpture through the use of everyday objects, subverting their meaning. The exhibition offers a sweeping overview of the artist's work, with sculptures, installations, performances and films given a unique touch by the interaction between the works and the space of Malmö Konsthall.
At the centre of the show is
The Beetle Trilogy
, one of Damián Ortega most momentous works, in the form of an "epic" tale of the Volkswagen Beetle.
The exhibition is realised by Malmö Konsthall in collaboration with Pirelli HangarBicocca, Milan, and curated by Vicente Todolí.
Read more
Print version
Malmö Konsthall, S:t Johannesgatan 7, SE-205 80 Malmö, Sweden.
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This extension are mounts between the Rifa-light and its stand mount. It is designed to facilitate angling and tilting of the light by changing the center of gravity.
|Packaging Info
|Package Weight
|0.4 lb
|Box Dimensions (LxWxH)
|13.0 x 4.0 x 1.2"


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The word "teamwork" loses its meaning without a team. All of our achievements are only possible because of our talented
and dedicated members. But our members aren't just skillful, they make a united team, working as a part of a larger whole
with everyone contributing to make exun even better.
The alumni is equally responsible for Exun's success. They provide constant support and guidance that we can rely on to make us achieve new heights.
DPS R.K. Puram has always believed that academics and extra- curriculars go hand-in-hand. Keeping this in mind, we host Exun annually, striving to make it bigger and better with each passing year.
Exun each year is eagerly anticipated not only by Exun members but also tech enthusiasts from schools across NCR. With a public online event "SudoCrypt" that is already receiving rave reviews from thousands of participants across the globe, this year's symposium looks set to be a resounding success.
Ms. Vanita Sehgal
Principal, DPS RK Puram
Exun (the computer club at Delhi Public School, R K Puram), stands for "Experts Unlimited". Our motto is "We not I" ,
which in essence means that we believe in team spirit. EXUN was started in 1992 by the Head of Department, Computer Science,
Mr. Mukesh Kumar and a small group of talented students.
It is today a 50+ member organisation with its members standing out in various fields like computer programming, computer quizzing, and Web Designing, App development, Graphic Designing.
Mr. Mukesh Kumar
Founder & Incharge, Exun
Hosted by the Mother's Int. School, MINET X is one of the largest tech events in Delhi/NCR. Exun clan bagged the overall trophy in MINET X 2015
Amity Cyber Buzz is the prestigious annual technology symposium hosted by Amity International School, Sector-43, Gurgaon. Exun clan were the overall winners.
Ordinatrix is an interschool tech fest organised by Tagore International School every year. Exun bagged the overall trophy in the event.
Gateway is an annual IT competition organised by Converge Clan of Montfort School, New Delhi. Exun was the overall winner in Gateway 2015.
Force fest is an IT symposium held at Apeejay School, Sheikh Sarai consisting of 11 events. Exun clan were the overall winners in the event.
Interface in an IT event organised by St. Xavier's School, with an aim to make participants display their talent. Exun clan were the overall winners in the event.


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At Munich Airport, you'll enjoy excellent national, inter-European and international flights. With approximately 10 Million passengers a year, the airport is ranked number one in Germany. Its 106 airlines, 73 direct flights and 244 destinations make Munich an attractive destination.
Lufthansa strike—Flight information
The union "Independent Flight Attendants' Organization" has announced a strike that affects Lufthansa flights. Lufthansa flight information: www.lufthansa.com/de/en/Travel-information
Find all current flight routes along with detailed information about the Munich Airport here: Munich Airport.


text:
Columbus, Ohio (AP) -- A trade group says last month's snowy and icy weather throughout Ohio did not hurt the state's home sales, which rose 10 percent.
The Ohio Association of Realtors said Tuesday that about 5,800 new and existing homes were sold in Ohio last month, up from close to 5,300 that sold during January.
The realtors say the state's average home sale price slipped to $120,144, from $121,245 in January.
But the trade group notes that the February price was up a strong 11.6 percent from a year ago, when the average in Ohio was $107,622.
Association president Douglas McCloud says the state's realtors are upbeat about the market thanks to interest rates that remain near historic lows and the extension of a tax credit for first-time home buyers through April.
(Copyright 2010 by the Associated Press. All rights reserved.)


text:
Holiday Inn Express El Paso - Central, El Paso
- Free hot/cold buffet breakfast, free WiFi, and free parking
Main amenities
- 112 guestrooms
- Free airport shuttle
- Seasonal outdoor pool
- Fitness center
- 24-hour business center
- Air conditioning
- Front desk safe
- Conference space
- Multilingual staff
- Gift shops/newsstands
- Free newspapers in the lobby
What's around
- Heart of El Paso
- El Paso Museum of History (0.4 mi / 0.6 km)
- El Paso Museum of Art (0.4 mi / 0.7 km)
- Chamizal National Memorial (2.4 mi / 3.9 km)
- El Paso Zoo (3.1 mi / 5 km)
- El Paso Holocaust Museum (0.3 mi / 0.4 km)
For families
- Free cribs/infant beds
- Rollaway/extra beds available
- Connecting/adjoining rooms available
- Television
- Iron/ironing board
- Hair dryer
Holiday Inn Express El Paso - Central, El Paso
Hotel Info: 01 65 69 441from €77
- Standard Room
- One King Bed Non-Smoking Accessible
- Executive Room, 1 Queen Bed, Non Smoking
- Room, 2 Queen Beds, Non Smoking (Feature)
- Two Beds Non-Smoking Accessible
- Executive Room, 1 King Bed, Non Smoking
- Room, 2 Queen Beds, Non Smoking
- Room, 1 King Bed, Non Smoking, Business Lounge Access
Recommended hotels
At a glance
Key facts
Hotel size
- This hotel has 112 rooms
- This hotel is arranged over 9 floors
- Check-in time 3 PM-6 PM
- Check-out time is noon
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
Travelling with others
- Pets allowed *
Extra people
- Rollaway beds available, charges may apply*
- Free WiFi and wired Internet access in public areas
- Free WiFi and wired Internet access in rooms
- Free airport shuttle (available on request)
- Free self parking
Nearby Two Star El Paso hotels
In the hotel
- Free hot/cold buffet breakfast daily
- Outdoor seasonal pool
- Fitness facilities
- 24-hour business center
- Number of meeting rooms - 2
- Conference space
- Meeting rooms
- Conference space size (feet) - 1200
- Conference space size (meters) - 108
- Free newspapers in lobby
- Multilingual staff
- Number of buildings/towers - 1
- Safe-deposit box at front desk
- Accessible bathroom
- In-room accessibility
- Roll-in shower
In the room
- In-room climate control (air conditioning)
- Air conditioning
- Coffee/tea maker
- Iron/ironing board
- Hair dryer
- Cable TV channels
- Desk
- Free newspaper
- Free WiFi
- Free local calls
- Connecting/adjoining rooms available
Top El Paso hotels
Recently reviewed hotels in El Paso
- GuestHouse Suites El Paso AirportFrom
"Great family-friendly hotel"Mar 17, 2016
- Ramada El PasoFrom
"I stayed with my wife and mother in low for more than 2 months. We moved there from another extended stay hotel as we did not feel comfortable. This hotel made us really feel like…"Aug 4, 2015
- Hotel Maria Bonita Consulado AmericanoFrom
"I stay nearly 80 hotel nights a year and dread going to Mexico because with the exception of better US chains, the rooms are usually nightmares. My colleagues approved of this…"Dec 5, 2014
- Super 8 El Paso AirportFrom
Nearby hotels
Holiday Inn Express El Paso - Central, El Paso's small print
Also known as
- Holiday Inn Express El
- Holiday Inn Express El Hotel
- Holiday Inn Express El Hotel Paso Central
- Holiday Inn Express El Paso Central
- Holiday Inn Express El Paso Central Hotel
- Holiday Inn Express El Central Hotel
- Holiday Inn Express El Central
- Holiday Inn Express El Paso - Central Hotel El Paso
The property has connecting/adjoining rooms, which are subject to availability and can be requested by contacting the property using the number on the booking confirmation.
Optional extras
Pets are allowed for an extra charge of USD 25 per pet, per stay
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.
Is the description of this hotel not correct? Tell us


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In The News
1st Global Announces New Senior Leadership in Wealth Platforms and Marketing
Aug 10, 2016
1st Global, an independent wealth management partner to exceptional CPA firms, has announced two new additions to its senior leadership team with the hire of Holly Peritz for the role of assistant vice president (AVP) of wealth platforms and the promotion of Ryan George to assistant vice president (AVP) of marketing and communications. (more)
1st Global DOL Rule Task Force to Lead Workshop on Fiduciary Rule at Communities Event
Jul 12, 2016
Leading research and consulting partner to CPAs committed to educating advisors on new Conflict of Interest Rule (more)
1st Global President and Advisors Visit Capitol Hill to Advocate for a Healthier Industry
Jun 16, 2016
1st Global President David Knoch, along with three of the company's top affiliated advisors, recently visited Capitol Hill to advocate for an improved financial services industry. (more)


text:
- Report: #26374
Report - Rebuttal - Arbitrate
Complaint Review: Credicorp INC.
Credicorp INC.9158 King James DR Dallas, Texas U.S.A.
Credicorp INC. ripoff! fraudulent business, dirty rip-off liars Dallas Texas
Ripoff Report
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* Mail your $29.95 annual fee by check or money order by august 12, 2002 along with this notice for immediate activation.
Faliure to do so may result in termination of your eligibility.
Make check or money order payable to Credicorp INC.
Robert J. Armstrong
New accounts Manager
P.S. Full details of your membership benefits will be included with your new gold card. If you are not completely satified, you have a 60-day refund of money guarantee.
Bank affiliation: NONE
This is the so called credit card notice that I received in the mail from Credicorp INC.
Needless to say I checked out the web site at www.credicorp.net and also www.ripoffreport.com.
Thanks to www.ripoffreport.com I did not fall for the scam. I can only hope that you were smart enough to check out credicorp before giving them any money.
Cadillac, Michigan
This report was posted on Ripoff Report on 08/07/2002 09:48 PM and is a permanent record located here: http://www.ripoffreport.com/r/Credicorp-INC/Dallas-Texas-75356-9855/Credicorp-INC-ripoff-fraudulent-business-dirty-rip-off-liars-Dallas-Texas-26374. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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- Report: #23689
Report - Rebuttal - Arbitrate
Complaint Review: Computer Personalities V.C.store
Computer Personalities V.C.storep.o.box810 plumstead pa. Plumstead, Pennsylvania U.S.A.
Computer Personalities V.C.store ripoff Plumstead Pennsylvania
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We also sent it priority mail to speed up process.I called the co. and talked to Irene which she said they received it on 1/18/01,but did not process order till 1/26/01 dueto overwhelming amounts of orders.
weeks passed and i tried calling and was told its on the way. finally my husband got his computer at work and we got suspicious and he looked it up on the internet we knew then we were had.
Look we took out a loan threw our 401k. and we are stiil paying it back. please help us. we never received nothing. we are being charged 218.00 on my husbands check a month. any help you can give will be appreciated.
thank you alice gregory we did file a consumer complaint on 4/19/01 and was received on april 27,2001. we have kept all papers receipts and everything concerning this matter.
El Paso, Texas
This report was posted on Ripoff Report on 06/29/2002 06:35 AM and is a permanent record located here: http://www.ripoffreport.com/r/Computer-Personalities-VCstore/Plumstead-Pennsylvania-18949/Computer-Personalities-VCstore-ripoff-Plumstead-Pennsylvania-23689. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
Advertisers above have met our
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Mandy Allen
Dog Walker, Dog Sitter, Dog Daycare,
Details: I live in North Norfolk. I offer dog walking/pet sitting/pet transport locally, and holiday pet sitting in your home for your holidays in any location. I have a fully fitted van with cages for dogs.
Top Notch
Dog Walker, Dog Sitter, Dog Daycare,
Details: My name is Sebastian Studart. I provide a range of services including letting out, feeding, short walks, long walks, wild walks, home boarding / homestays, vet taxi, socialisation, company and play...
Ready Steady Go
Dog Walker, Dog Sitter, Dog Daycare,
Details: Passionate about dogs and helping people ... Ready to help You with Your Dogs for the day, the week or the year ..
Happy Wags
Dog Walker, Dog Sitter,
Holidays 4 Dogs
Dog Sitter,
Details: Holidays 4 Dogs offers complete peace of mind for you and your dog by introducing you and your dog to a local, fully audited carer. Est. in 2006 we have 9 years experience in providing the very best...
Experienced Dog Sitter And Dog Walker
Dog Walker, Dog Sitter, Dog Daycare,
Details: I am a reliable, organised, energetic, trustworthy mature lady who has taken early retirement, and lives in the Ashby-de-la-Zouch area in Leicestershire. I miss the company of dogs, as I have always...
Dog Walker, Dog Sitter, Dog Daycare,
Details: I love animals, passionately. I ran my own pet business for 7 years but moved out of London to an area where animal care was difficult to find hence I had to obtain full time work. I have plenty...


text:
Michigan Olympic Sports Strength and Conditioning
Mission Statement
To most effectively enhance student-athletes' athletic performance by utilizing scientifically supported methodologies in order to succeed at the highest levels of NCAA Division I competition.
The philosophy of the University of Michigan Olympic Sports Strength and Conditioning Department revolves around the predominate use of ground-based multi-jointed movement patterns during the weight training portion of the program while concurrently addressing the specific metabolic demands of each sport. All aspects of the performance enhancement programs adhere strictly to industry accepted, scientifically supported methodologies.
Coaching Staff
|Sport Responsibilities
|Mike Favre, Director of Strength and Conditioning
|Wrestling, Volleyball
|Bo Sandoval, Assistant Director of Strength and Conditioning
|Track & Field, Cross Country, M Lacrosse
|Russell Barbarino, Head Strength and Conditioning Coach
|W Basketball, Field Hockey
|Joe Maher, Head Strength and Conditioning Coach
|Ice Hockey, Rowing
|Jon Sanderson, Head Strength and Conditioning Coach
|M Basketball, Golf
|Jason Cole, Assistant Strength and Conditioning Coach
|Baseball, Tennis
|Katlyn Haycock, Assistant Strength and Conditioning Coach
|W Soccer, Swimming & Diving
|Ashley Jackson, Assistant Strength and Conditioning Coach
|Water Polo, W Lacrosse, Cheerleading
|Lew Porchiazzo, Assistant Strength and Conditioning Coach
|M Soccer, W Gymnastics, Softball
|J.R. Epley, Graduate Assistant Coach
|Assist with all Olympic sports
|Jamie Preiss, Graduate Assistant Coach
|M Gymnastics, M Tennis, Assist with Wrestling, Volleyball
NSCA Recognizes 16 Wolverines with All-American Awards (6/10/16)
Barbarino, Sanderson Named Master Strength and Conditioning Coaches (5/17/16)
U-M Strength Coach Sandoval Tabbed by Team USA (4/5/16)
Twelve Wolverines Garner Strength & Conditioning All-America Honors (7/9/15)
Coach Sandoval on WTKA (2/19/15)
S&C Coach Sandoval Wins National Award (1/14/15)
Sandoval Named Assistant Strength and Conditioning Coach of the Year (1/14/15)
Coaches Corner with Lew Porchiazzo (10/24/14)
Thirteen Wolverines Named Strength & Conditioning All-Americans (4/29/14)
Wolverines Welcome Saline Young Adult Program (11/20/13)
Cole Named Finalist for NSCA Professional of the Year Award (10/18/13)
Jackson Tabbed S&C Coach for Women's Lacrosse, Water Polo (9/12/13)
The Team Behind the Team: Matt Segura (8/29/13)
Maher Named S&C Coach for Ice Hockey, Rowing (8/23/13)
Thirteen U-M Student-Athletes Tabbed NSCA Athletes of the Year (5/7/13)
Sandoval Promoted to Assistant Director of Strength & Conditioning (9/19/12)
Favre Wins Maize and Blue Driving Change Award (6/20/12)
Sixteen U-M Student-Athletes Named NSCA Athletes of the Year (5/18/12)
Cole Named CSCCa Master Strength and Conditioning Coach (5/8/12)


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Thank you for attending our EXPERIENCE YORK 2016!
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Welcoming professors, diverse student communities and an inspiring campus with amazing facilities. These are just some of the things that students love about York.
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A lot of good transformation is happening at York, including subway construction on and around campus, so we look a little messy at first glance, but that's temporary. Visitors coming to the Keele Campus for Experience York Day are encouraged to give themselves some extra time and to enter campus via the Pond Road (off Keele Street) or Sentinel Road (off Finch Avenue) entrances.
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Complementary parking is available for Experience York Day guests in both the Bennett Centre for Student Services parking garage and in the Pond Road parking lot.
Student volunteers in red jackets, as well as ample signage, will direct you to the Experience York Day welcome area in the Accolade East building and to the exciting faculty-hosted events around campus.
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A number of buses from across the GTA take you directly to the Keele campus. Visit the campus maps page for transit information and directions.


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welcome to small and mousey...mouse around my shop to find SALE items..stop by again and see what's new!
...for current INTERNATIONAL SHIPPING rates, please contact small and mousey...
welcome to small and mousey...mouse around my shop to find SALE items..stop by again and see what's new!
...for current INTERNATIONAL SHIPPING rates, please contact small and mousey...
Sarah Herzog on Aug 23, 2016
Came in quickly and matches the picture :)
Brittiny on Aug 22, 2016
Very pretty pair of earrings with extremely fast shipping! They're smaller than expected (which is great because I was worried they'd be too big) and are SO comfortable to wear! Thank you! :)
carlaames on Aug 17, 2016
Horrible. Unhappy with my purchase, the earrings were pricey. I asked seller to reduce the price, she came up with a price in between my requested price and her listed price. I agreed. once I received my item... I was disappointed with the size of the item for the price that I paid. Feeling scammed out of my money. I messaged the seller requesting a refund because I was unhappy with the size. These earrings were tiny!! the pictures in the listing makes these earrings look fairly large. This seller refused refund with return of merchandise. Stating that the measurements were listed and that it was an error on my behalf. I would suggest before you purchase any accessories, request pictures maybe beside a penny or quarter so you know exactly what you are sending Payment for. Fast shipment though!
smallandmousey responded on Aug 17, 2016
It's unfortunate that this customer is unhappy because I've had a great experience with the majority of my customers on Etsy and have received so many positive reviews. The earrings were in excellent condition and the listing contained the measurements for the earrings. (2.75" long isn't "tiny" for earrings). Most costumers read the listing before purchasing. I certainly do when shopping for vintage on Etsy. If I am uncertain I contact the seller before purchasing. I try to give customers great customer service as I did with her. I agreed to reduce the price for her & shipped the earrings instantly. My shop only does returns if there is something wrong with the item that wasn't listed (this is in my shop policies). In this case the item was as listed. I can't simply make exceptions for everyone.
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New Articles
Brazos de Dios homesteads
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Ephraim Glueck uses horses to disc a resting sorghum field. Residents of the community place great value in traditional craftsmanship, doing things by hand, and gathering their ingredients from the land and animals that surround them.
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Firstly, thank you for providing OTW Portfolio Light.
How do I display a single page in my site?
I assumed clicking on the item's 'featured image' would open up the images and description I entered in 'Portfolio Settings'? (3 images uploaded here plus a 'Testimonial'). I think I am missing something very basic but I cannot figure out what. Can you please help?
The site is nowhere near complete but you can see here (click on SPA-ART 2in1) http://www.williamsmalecdesign.com/design-by-katarzyna-2/
...I get a page not found message
Many thanks


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New London Jobs
Looking for jobs in New London? Snagajob has great opportunities with the area's leading companies. And applying for New London jobs has never been easier. Look at the job listings below, click on a job title that interests you and hit the "apply now" button. Part-time jobs, teen jobs, student jobs and summer jobs are now just a click away. Start your job search now.
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Sports - Rugby
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On Rugby
Jones Proves His Pedigree As He dismantles Every Lancaster MoveIn four years of trying to win the Six Nations Stuart Lancaster achieved the runner up spot on each occasion with England. It's taken Eddie Jones four games.
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Join the race for amazing prizes and everlasting glory and submit your finest photos to our ongoing competitions such as Road to Photokina 2016 - Scissors and Glue. Good luck!
This was my first time using the Lomography RedScale film which, I have to say, has turned out rather well, in my opinion.
kostas & andy17.


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Editors' Note: Download.com has chosen not to provide a direct-download link for this product and offers this page for informational purposes only.
Times Table
Quick Specs
Total Downloads:529
Date Added:Jul. 11, 2016
File Size:1.32MB
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From Media Freeware: Remember times when you went to school and had trouble getting your hands on the right materials? It was frustrating and it made studying even more annoying than it normally was. And what was one of the hardest subjects for almost any kid? Math, of course. You should do everything you can to protect your child from unnecessary stress, especially after going through it yourself. So, when he or she will come home and tell you about having to memorize the times table, assure them you'll give them all the support they need, and introduce them to our application. You can easily download it and the installation only takes minutes. Upon starting to create the times table you only need to choose a few details - the start and end values (on both lines) and the size. That means you can print a huge version with numbers as big as 900 and hang it on the wall of your child's room or a tiny one that he or she could carry with him wherever they go. That's very convenient since your kid will need to be able to constantly look at the multiplication table, so he or she can memorize it effectively. Before printing, the app allows you to choose the basic preferences. The design is very simple which will allow to make clear marks on the numbers that are especially difficult to remember. Also, the whole app is so easy to navigate, and your child will be able to use it on his or her own, take a good care of them and give them a chance to become friendly with numbers. Who knows, perhaps after seeing that learning the times table can be so much fun, they'll get to like this difficult subject and start bringing home grades that will make you proud.
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Drafted: BOS / 2013 NHL Entry Draft
Round: 2nd (60th overall) PROSPECT BIO
2014-15: Joined Providence/AHL at the conclusion of his European season and had 1-3=4 totals with six penalty minutes in 11 games played ... Recorded his first professional point with an assist in his first pro game on Mar. 21 vs. Bridgeport ... Scored his first pro goal on Apr. 10 vs. Worcester ... Did not play in the post-season.
EUROPE: Played four full seasons in Sweden for Djurgarden with 1-11=12 totals in 123 games ... Also spent time with the Djurgarden junior team and had 3-16=19 totals in 61 junior games played.
TRANSACTIONS: Boston's first pick, 60th overall, in the 2013 NHL Entry Draft.
ETC.: Full name, Linus Arnesson ... Single ... Twitter, @ArnessonLinus.
CONTRACT STATUS: Is in year two of a three-year entry level contract.


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- Report: #816118
Report - Rebuttal - Arbitrate
Complaint Review: Port St. Lucie Hospital Hospital Inc.
Port St. Lucie Hospital Hospital Inc.2550 SE Walton Road, Internet United States of America
Port St. Lucie Hospital Hospital Inc. Marketing Agent Ed misrepresented facility as 21 day. Web site states 21 day. NOT SO. Filthy, understaffed, HIPPA rights violated by all staff. I suspect Medicare fraud, Internet
*Consumer Comment: Agree and disagree with above reports
*Consumer Comment: Port st lucie hospital rehab
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We found this facility via internet searches. We spoke to a man named Ed, who stated I would receive one on one counseling daily, excursions to the beach, a private room and a clean and up to date 28 day detox facility for dual diagnosis patients. He clearly stated I would not be placed with persons arrested (Baker Act) and placed in this facility by a judge. All of this was NOT true.
My HIPPA rights were violated the very first day and daily thereafter until I started requesting a private consulting area. All patient consultations take place in the open around up to 13 patients. Most at the front desk with a chair at the front counter.
The facility is filthy. The water pitcher on the counter used to dispense medications was never washed until I requested it. Patients were given the pitcher to fill for all other patients.The paint is peeling from the walls in places. It stinks unbearably in the facility. Smoking is permitted in a room outside without adequate ventilation. The whole ward reeked of cigarette smoke. Smoking was allowed directly off of main room. Second hand smoke was everywhere. We frequently ran out of drinking cups.
It is understaffed. We had 1 nurse and 1 aide for 13 persons. Medications were not given according to Dr. written prescriptions, but on nurse schedules only. When you asked for your medication you were spoken to rudely and ignored. Men and women went in and out of each others rooms. The doors could not be secured against anyone entering. Without enough staff, I was worried for my physical safety as this IS psychiatric facility containing Baker Acted person's without enough staff to watch the ward.
My blood pressure was severely high for 4 days. The visiting PA lied in a report he filed in my chart stating he saw me, then the report disappeared from my file. My insurance was charged for this fictitious visit. I was finally given a medication for my high blood pressure, but the time it was prescribed does not correspond with the Dr.'s prescription, which came later. This would be the only way you would be able to discover their lie, unless they altered my file again.
I never had a one on one psychological visit with a trained and certified psychologist. I never had a private room. In fact one room mate was in a wheel chair, and she could NOT reach the toilet.
I was told by my Psychiatrist that the facility was a 10-14 day facility only. The web site clearly states it is a 28 day facility.
I was told by all staff that people have been told lies routinely by the marketers since the early 1990"s, but they don't stop them from telling the lies. I flew from Kodiak AK to Florida on the basis of the man's(Ed) words.
I checked myself out early after Dr.'s prescriptions were routinely missing from my file. I requested a copy of my file which I have never received. I was not allowed to fill out an exit survey. I filed a grievance which was never answered. They were supposed to have a person speak to me about it within 24 hours.I never saw any such person.
We were only given 30 minutes to stand in line, receive, sit, eat, then clean up our area during meal times.
We were never taken to the beach. In fact there were days at a time that we were never allowed to go outside. Then it was for short 15-30 minute periods in which smokers smoked, and us non smokers had to stand apart from benches etc. to keep away from the smoke. It was in a fenced courtyard.
I sincerely worried about my physical safety in this facility. The Dr. had written to continue my protocol of taking Oxycodone for up to 3 more days. When I mentioned this to Nurse Mary, she grabbed my file and said, see, it is not there, you are finished. 2 days later it showed up in my file(when Nurse Mary was no longer there). I was already in a very uncomfortable withdrawal and wanted out of there so badly that I would not take any more Oxycodone because it would make my stay longer.
All phone calls to family were monitored without our knowledge. These phone calls had to take place in an open area with up to 15 people within hearing distance.
I was told I could bring my Kindle, it was taken away from me. I was not allowed to keep my phone, which has a camera so I can not include photos, or recordings of the blatant lies I was told. My toothbrush is a sonic care. It was taken away from me. I am just happy I carry a travel toothbrush or I would not have been able to brush my teeth.
I can not say enough to convey my sense of betrayal or worry for my physical and mental health in this facility. I believe it should be shut down, and/ or an undercover investigation take place. Undercover is the ONLY way you will see what is happening. I sincerely believe it needs a Medicare Audit. My file was changed routinely to cover the ineptness of the staff. When I questioned it, they would give me a dead pan look and state they knew nothing of what I was speaking about. They are all very adept at lying.
This report was posted on Ripoff Report on 12/30/2011 09:39 PM and is a permanent record located here: http://www.ripoffreport.com/r/Port-St-Lucie-Hospital-Hospital-Inc/internet/Port-St-Lucie-Hospital-Hospital-Inc-Marketing-Agent-Ed-misrepresented-facility-as-21-da-816118. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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#1 Consumer Comment
Agree and disagree with above reports
AUTHOR: g8orgirl - ()
SUBMITTED: Friday, May 10, 2013POSTED: Friday, May 10, 2013
I have been a patient at this facility approximately 4 times and I agree and disagree with the above reports. First I would like to point out that persons detained under the Baker Act have not been arrested, the Baker Act is Florida's name for an involuntary commitment to a mental health facility, it has nothing to do with being arrested or being in some sort of legal trouble. I can understand that the original poster was nervous about being on the same unit as people who have been Baker acted especially if she's never been in any kind of psychiatric facility. That being said, when I was at PSL hospital the involuntary patients (Baker acts) were kept on a seperate unit from the voluntary patients. When I was there this unit was known as the ITS (intensive treatment services) unit. If you were an involuntary patient you absolutely had to go on the ITS unit, no exceptions. I was placed on ITS once even though I was a voluntary patient, it happens when there are no other beds available on the other units.
As fas as the facility being filthy and/or dirty, I honestly didn't see that when I was there. In fact there was a cleaning crew that came in almost every day and cleaned the unit as well as the patient rooms and bathrooms. I was a patient there between 2008-2009 so maybe their cleaning policies changed since then. I agree that the smoking patios were not very well ventilated, the smoking patios are off the main living room area and it does smell like cigarette smoke quite badly at times. I'm not sure why the OP was told she would have a private room, there is only one private room on each unit. All the other rooms are doubles. I'm also not sure why she was told they would be taken on outings (to the beach) as I never saw that happen. As far as phone calls being monitored, I was not aware that this was going and if it was I was never told about it.
I have seen patients consulting with the doctors in open areas within hearing distance of the other patients. The particular unit I was on though the consulting took place in a small room away from the other patients. You are not allowed to bring in any electronic devices (cell phones, laptops, ipods etc.) so I'm also not sure why they would tell someone they could bring in a kindle. I can't comment on what was wriitten/not written in files and charts. I've never seen my own chart nor have I ever requested to do so.
I'm sorry the OP had a bad experience, I think she was expecting a rehab/detox facility and this facility is mostly considered a psychiatric hospital. I do agree that at times the units seemed understaffed and this could potentially be a problem in the future. My stays there weren't horrible but I've been in and out of psych hospitals quite a bit so I guess some of the stuff I'm just used to. I think overall this place is an okay facility, not the greatest but not the worst either. And I totally understand about running out of cups. When I was there we were given a styrafoam cup and told not to lose or misplace it as it would be our only cup on the unit. I though that was ridiculous, that they couldn't afford cups for the patients. Overall I would reccomend this facility to people who need to go inpatient for addiction and/or mental health issues. It is a private facility so one needs to have insurance. It's not fancy though, just your run of the mill psych/addiction facility. I do agree the inside needs some maintenance, this facillity has been around since about the mid 1980's (used to be Savannas hospital) and it hasn't really been updated.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 Consumer Comment
Port st lucie hospital rehab
AUTHOR: Sonja - ()
SUBMITTED: Thursday, April 04, 2013POSTED: Thursday, April 04, 2013
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Now the proper business starts.
The flash mob gurning for the camera, the news reporters pretending they have the first clue what is going on, the anchor man self-combusting in front of the watching nation: it is all over for another four months.
Now the real purpose of the transfer window is demonstrated. Finally we can see what all the fuss was about.
At Arsenal, the fans will be given the opportunity to assess whether their giddy welcome for Mesut Ozil was appropriate. The spontaneous party which erupted outside the Emirates at the news that the club wallet had finally been opened (and was found to contain more than the assumed bunch of moths) was it worth it?
Were Chelsea fans right to be smirking about the cloak-and-dagger snatching of Willian from under Tottenham's nose? Or will it turn out that they did their north London rivals a mighty favour?
Are Manchester United fans correct in their assumptions that the arrival only of Maroune Fellaini suggests their club's new hierarchy has all the sophisticated touch in the market of an eight year old in possession of a gift certificate to the toy shop? Or will it turn out that their chief executive's insistence that all went exactly according to a carefully structured plan is closer to the truth?
Was it Everton or Manchester City who had the best window? And what of Newcastle United? Might it be kinder for the rest of us not to intrude in private grief at St James's Park?
From tomorrow we will find out.
Imagine, though, just for a moment you were one of those making their debut for a new employer this weekend.
We've all been the new kid at school, we have all experienced the nerve-wrenching terror of not really knowing what is going on, of having quickly to assimilate into new ways, of trying to work out how best to fit in.
It must be like that for all the freshly transferred players, except with this difference: we turned up at school because it happened to be the one just round the corner from where we lived, not because the head teacher had paid out tens of millions of pounds for us in the express expectation that we would have an immediate improving effect on the place's standing in the exam league tables.
For the footballing newbie, not only are they having to cope with new colleagues, new surroundings, new power structures, they are also burdened with the financial assumption that they will immediately make a difference. That is pressure.
Some players find it easier than others. Zlatan Ibrahimovic and Cristiano Ronaldo would not be concerned for a moment. Absolutely certain of their own worth, they would walk into a new place expecting immediately to dominate, assuming the ball would be passed to them in training sessions, utterly certain the assists would come their way in matches.
But not everyone is buoyed by their massive reserves of self-worth. Gareth Bale, for instance.
As was evident during his unveiling in Madrid with his wholly under-whelming attempts at demonstrating his facility with a keepy-up, this is a man who, quite understandably, feels the nerves.
When he first stepped out on to the Bernabeu pitch he looked, frankly, petrified, barely able to communicate in the language at which he is most fluent: football. And who can blame him. It is some burden he carries, as the world's most expensive player at the world's most demanding club.
He will have already discovered that this is a club where patience is not considered a virtue. Given that the crowd favourite Ozil was let go in order to fund his purchase, he will be given no time at all by the supporters to acclimatise.This is a place where demands are such that even Zinedine Zidane was once booed impatiently.
Bale will have to hit the ground running, immediately show his worth. Probably, if he is deemed fit enough to play against Villarreal tomorrow evening, in order to stem the gathering swell of assumption, he will have to score on his debut.
And doing that in a team riven with personal agendas will not be easy – especially with reports mounting that the Welshman may well play his first game for the Spanish giants at his old, pre-phenom position of left-back
If Madrid are awarded a penalty, or a free-kick outside the box, the last thing he can expect is for Ronaldo to give him the welcoming chance to open his account from a set piece, either.
While the Arsenal players will largely be in awe of their new colleague Ozil, at Madrid Bale will be greeted with far more scepticism, issued with the unspoken invitation by team-mates to prove his worth all the outlay, that he really should be paid even more stellar sums than they are.
He is now engaging with a place where pressure is of another order altogether. And from tomorrow we will discover if he has the right stuff to thrive in the cauldron.
Good luck with that Gareth.
- Sports & Recreation
- Mesut Ozil


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Last night, I spoke to the phpMELB folks for an hour on ESAPI for PHP. The talk went well, and they taped it. When the video appears, I will link to it. More importantly, I worked on ESAPI for a couple of hours after returning last night, and finally have something to show everyone! ESAPI for… Read More
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All the cool kids get the press for the wrong reasons. It's much easier to destroy than to create. Therefore, my 2006 and 2007 lists will only highlight those things which I think have helped create safer web apps, not made it harder for us to protect against them. 2006 Highlights IE 7.0 released. Seriously.… Read More
For the second time, I helped SANS compile their Top 20. I don't know about the other sections, C1 is primarily my section. As always, there will be knockers. However, I was a bit surprised about one contrarian, the normally interesting and challenging Richard Bejtlich. Richard writes: As far as the nature of the list… Read More
The SANS Top 20 2006 update has been posted. SANS Top 20 2006 I helped write the C1 Web App Sec section: C1. Web Applications We're working on the updated OWASP Top 10 2007 which interlinks with that. It's an interesting experience writing something like this for a completely different audience than web developers. As… Read More