text:
- Report: #90978
Report - Rebuttal - Arbitrate
Complaint Review: First Consumers National Bank - FCNB
First Consumers National Bank - FCNBPO Box 2638 Omaha, Nebraska U.S.A.
First Consumers National Bank ripoff where to and where not to send your payments Omaha Nebraska
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The mailing address I send my payments to is:
Cardmember Services
PO Box 2638
Omaha, NE 68103
I never have problems with being charged late fees, so maybe you should try this address.
Also, I live in Oregon. I worked in the building where they used to have their office on Gemini Drive in Beaverton, OR.
They are no longer there. It won't do you any good to send anything to that address. They closed up shop and left for good.
Best of luck to all of you!
Dayton, Oregon
This report was posted on Ripoff Report on 05/11/2004 08:03 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-Consumers-National-Bank-FCNB/Omaha-Nebraska-68103/First-Consumers-National-Bank-ripoff-where-to-and-where-not-to-send-your-payments-Omaha-Ne-90978. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text:
Definition of plunge pool in English:
plunge pool
1A deep basin excavated at the foot of a waterfall by the action of the falling water.
Example sentences
- It reminded Callan of a booming waterfall as it crashes into the plunge pool below.
- For almost two decades, the Tarahumara frog has been absent from the southern Arizona canyons and deep plunge pools to which it had adapted over millennia.
- Spectacular waterfalls tumble into convenient plunge pools for the refreshment of weary walkers.
2chiefly British A small, deep swimming pool, typically one filled with cold water and used to refresh or invigorate the body after a sauna.
Example sentences
- The hotel has an outdoor swimming pool and an indoor plunge pool, and there's also a small fitness centre with a sauna and steam bath, and services on offer range from massage and aromatherapy to hairdressing.
- What's more, as I took my walk of shame, naked women started leaping from saunas into icy plunge pools.
- It all adds up to a spa experience involving several steam rooms, saunas, plunge pools and foot baths, plus a range of innovative treatments.
For editors and proofreaders
Syllabification: plunge pool
Definition of plunge pool in:
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subset: commoncrawl


text: Passengers in an airplane at an altitude of 10 000 ft are under 74.3 kPA of pressure from the atmosphere. The interior of the small airplane is 18 degrees centigrade. The oxygen content in the atmosphere is 21.0 % by volume. How much gaseous oxygen does 1.00 L of air contain in moles?>


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Top Definition
dane cooks padded cement truck and when he drives his friends are in back spinning. and he feeds them watermelon jolly ranchers. cuz watermelon is teh best kind of jolly rancher and if you say its not and green apple is i will stab you in the jaw.
tHE CT- 2004 is my new ride.
by the brother May 02, 2006
Trending Now
Can you define these popular missing words?
Dane Cook's cement truck with padded cement drum for his friends to roll around in whilst eating watermelon Jolly Rancher candies. Dane custom made the 40" rims on the CT2004 in his basement out of aluminum foil and ornaments. Makes Dane feel like a BAMF while driving it.
Dane Cook's ride, the CT2004.
by BAMFmobile October 07, 2008
A vehicle that is surprisingly similar to a cement truck, because that's what it is. Popularized by Dane Cook.
"I was driving around in my CT 2004, when i noticed that i noticed i jizzed in my pants"
by xfuzzballx February 12, 2009


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4 stop plane tickets
4 stop plane tickets
Hello, I am planning a trip for 2011 and I would like to get a plane ticket were I can travel from the UK and stop in India, Indonesia, Vietnam and Thailand, so far I have only found around the wolrd tickets that are not specific to my journey, can any one help with any advive on the cheapest and easiest option
Thanks : )
#1 LeChron has been a member since 7/1/2011. Location: United Kingdom. Posts: 45
hi lechron
when flying to thailand i always use Jet airways , this is a Indian airline and the stop over is in Mumbai , why dont u ring them and see if u can book a ticket to thailand with a extended stop in india . when in thailand u can then book with the low cost asian airlines for other destinations
#3 boxee has been a member since 26/3/2008. Location: Singapore. Posts: 131
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text:
Samuel J. Tilden in Reconstruction
Samuel J. Tilden (1814-1886), a New York Democrat, ran against Republican Rutherford B. Hayes for the presidency in 1876 and won the popular vote by a very small margin. He was denied the office after a congressional commission voted along partisan lines to award all disputed electoral regions to Hayes.
Tilden was a successful lawyer with many railroad corporations as his clients. He was one of the few Free-Soil Democrats who did not become a Republican upon the founding of the party in 1854. A native and resident of New York, he spent many years rooting out corruption and seeking reform, including dismantling the New York City political machine known as the Tweed Ring in 1866. He was elected governor of New York in 1874 and then made a successful attack on the corrupt "Canal ring," which derived illegal profits from the repair and extension of the state canal system. While corruption had reined during the previous Republican administration of Ulysses S. Grant, Tilden was like a breath of fresh air to constituents. Additionally, whites in the South were just re-gaining power and wanted to showcase their support for the Democratic candidate, no matter who he was.


text:
- Details
This quality Adventure Time hat features one of its main characters Finn on the front. The hat is brightly colored and is adjustable. This hat is brightly colored and is officially licensed Adventure Time merchandise. This hat is 100% cotton and should be hand washed. one size fits most.
- Additional Info
SKU BIW-49578-C Age 12-18 years, 18+ Age Group Adult, Teen UPC 846556495781 Manufacturer Bioworld
- Reviews


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The Farm Service Agency is reminding producers that each must have an adjusted gross income verification consent form on file with the Internal Revenue Service to receive USDA program payments.
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|Jacob and I celebrated our first married Christmas this year and our first Christmas Cards (which I was so excited about). A couple friends out of Birmingham, AL were so kind to spend an afternoon with us on the beautiful Lake Purdy and capture these shots! Thanks to Tyler and Caleb, our faces were on people's refrigerators for a few weeks and I was able to make all my Christmas dreams come true. Check out Tyler & Caleb on Instagram to see more of their work!
Christmas Cards
Choosing an Essential Oil Brand
I was a really big essential oil skeptic. I had used some blends that friends had shared with me. They seemed to help but I was also taking medicine and trying other remedies to combat my symptoms so I just attributed feeling better to that. My ah-ha moment was when I read a comparison on herbal tea to essential oil use so I decided to check it out. Fast forward to recent months. I have been doing a lot of reading up on how hey can actually help and their variety of uses. I decided to give it a go. I talked to several people about which brands they use. The most common answer was DoTerra, Young Living, and Native American Nutritionals (aka Rocky Mountain Oils) along with a few others that health food stores carry. Further research had my head spinning. There are so many reviews for all of them, but I found very few true reviews where people who are not affiliated with a certain brand share what they think with a side by side comparison. All three of theses brands seemed good, and I determined that people just really love whatever they use. They found a great option for their family and a community of people using the same products so they just went with it.
Being a true newbie with only articles and blogposts to go by, I decided to go with a friend's advice and try Native American Nutritionals. They are very affordable and I have found them to be very effective so far. So effective that I have not taken any medicine since I purchased them. None! Granted, I've never been someone who takes lots of medicine, but I would used it for general headache relief, allergies, etc. But still, I am very impressed with the results I am getting and I plan to order more to add to my little collection.
On my first order, I purchased Lemon, Peppermint, Lavender, Melaleuca, Oregano, and Immune Strength. So far, I have used all of them except for the oregano because I have not dealt with any major sickness. I have used them for everything from bug bites, to allergies, and even cleaning products with great success.
Pictured: Immune Strength + Lemon. I use a few drops with vinegar and very hot water to mop floors. It smells ahhhhmazing!
at 1:13 PM 0 notes Labels: essential oils, wellness
Wedding: Only two months to go!
|Since our wedding is exactly two months away, I thought I would share our wedding website today. Enjoy!
New House & Lots of Dreams
Twenty-Five Days to an Easy Move
I might be one of the only people who love moving, but I really do! When I was in college, my roommate and I once moved to the building next door. We didn't even pack, we just put stuff in bins and made a billion trips. We used her office chair to haul the heavy stuff, and we still brag about the fact that we did it in two days. Since then, I have come up with a plan to help me start early and stay organized. I think the trick is to break it up as much as possible. I take the 25 days prior to moving to get a little done each day because moving day is not packing day, especially if you have people helping you move.
Using my Printable Twenty-Five Day Moving Guide can make a move feel much smaller of a task for everyone involved... and it might keep you from using an office chair to carry things! Okay, lets do this!
Using my Printable Twenty-Five Day Moving Guide can make a move feel much smaller of a task for everyone involved... and it might keep you from using an office chair to carry things! Okay, lets do this!
As of Lately
|Procrastinating. I should be packing.
|Showering. A dear friend's celebration.
|Traveling. Paying a Christmastime visit.
|Dreaming. So many things could come of this rusty metal.
|Listening. The Carolina Stomp is my favorite.
Wedding: Asking the Bridesmaids
Wedding: Thinking, Planning, and Choosing
I am learning so much about myself through planning our wedding, and it turns out that indecision is my arch nemesis. We took a lot of time to enjoy our engagement and I am so grateful for that season of life. After all, this is a new chapter of our lives to enjoy... and I already had a Pinterest board that would make any newly engaged man sweat from nervousness.
If I could give any word of advice, it would be enjoy this completely unique season. We are about seven months out and just now really diving in. As I mentioned above, begin by deciding what you like. Between all the awesome magazines and websites that brides love, it can be difficult to even know what you like. Figure out your combined style and work on finding inspiration together. For me, the hardest part was funneling down ideas into a specific style, but once we got there it has made choosing all the parts and pieces so much easier.
From there, we began to choose specifics like a date, venue and time of day. Choosing a venue was much harder than I could have dreamed. We checked out so many places but ended back up with where we began, across the street from our proposal spot. The date was easy to pick because the venue had limited open days in the time of year we wanted, but lets face it, that was probably a good thing.
Updates and Plans
at 8:20 PM 0 notes Labels: as of lately, wedding
Garden: Tips for a Happy Terrarium
There you have it! I hope my tips for a happy terrarium will help you as you create yours! Do you have any tips or ideas? Please share them below.
Subscribe to: Posts (Atom)


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Twenty-two Chinese lanterns were released into the night sky on Saturday, the night that the Toronto Star reports friends of Alysia Graham were to gather to celebrate her 22nd birthday.
Instead, the party turned into a memorial. Graham is one of three people who died from Friday's fire on Dovercourt Rd near Dupont St. The other two are her best friends 22-year-old Jordan Boyer and 21-year-old Katie Charron, who died in hospital yesterday.
A fourth person, 21-year-old Ethan Leal, is still in hospital but is expected to recover.
Alycia's friends tell the Star that they invited her mom to come to last night's memorial but she declined, saying it's too soon to let her go.
The victims' families are planning separate funerals.
Firefighters were called to the four-bedroom apartment above a long-vacant storefront just south of Dupont St around 3 am Friday. At one point, as many as 55 firefighters were working to douse the flames.
The Fire Marshal's office says the blaze started in the living room. They have yet to pinpoint a cause.
"We have found evidence of smoke alarms", Fire Investigator Tim Irish said Friday. "However, due to their condition, we're unable to say until further testing has taken place whether in fact those alarms were functioning or not." Fire Captain Adrian Ratushniak says smoke from the fire actually tripped the detectors in the home next door, waking the people inside. It was someone in the neighbouring home who called 9-11.
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NEWSTALK 1010 & Staples will be handing out 1,000 free backpacks filled with school supplies to kids in need
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text:
Chen Rai Shades of Brown Agate Beaded Long Leather Wrap Bracelet
Chen Rai Shades of Brown Agate Beaded Long Leather Wrap Bracelet
Ships in 24 Hours
Or Less!
Our Chen Rai bracelets have a cult following both for their unique handcrafted artistry and the use of real stones and this new bracelet moves to the top of the pack. The Chen Rai Shades of Brown Agate Bead Long Wrap Bracelet on Brown Leather has an array of genuine Agate Beads in shades of cream, white, honey, amber, brown and mahogany. Each Brown Agate Bead on the Long Wrap Bracelet is hand strung with on Brown Leather Cord giving the appearance they are just floating between the leather. The Chen Rai Long Wrap Bracelet on Brown Leather can be worn as a bracelet, a belt or even a necklace! This is a versatile piece and we know you will get many compliments on the Chen Rai Long Wrap Bracelet on Brown Leather.
Details: • Genuine Agate Beads • Brown Leather Cord • Shades of Cream, Honey, and Brown • Measures 38 Inches Long • Handcrafted with Care
- Metal
- base
- Clasp
- other-clasp-type
- Approx Weight
- 48.1 grams
- Chain Type
- other-chain-type
- Dimensions
- 38" long
- Item Type
- bracelets
- Metal Stamp
- no-metal-stamp
- Gem Type
- Material
- leather
- • First Class - FREE with orders over $50 | $5.95 - 2 to 5 Business Days
- • Priority Mail - $8.95 - 2 to 3 Business Days
- • UPS 2 Day Air (lower 48 states) - $16.95 - 2 Business Days
- • UPS 2 Day Air (Alaska & Hawaii) - $19.95 - 2 Business Days
- • UPS Next Day - $24.95 - 1 Business Day
- • USPS First Class Canada - $7.95 | 7 to 10 Business Days
- • FedEx Canada - $19.95 - 1 to 3 Business Days
- • FedEx International - $24.95 - 1 to 3 Business Days
Eve's Addiction.com wants you to be a happy customer. We want you to be completely satisfied with the sterling silver jewelry that you receive from us, as we only sell high quality silver and cubic zirconia cz jewelry. We do understand that you may not like your purchase for some reason.
You may return or exchange your jewelry within 60 days of purchase if you are not satisfied with it. The jewelry must be returned in its original condition for a refund or exchange. Engraved, personalized, photo, monogram, name and initial, chocolate and clearance items are not returnable or exchangeable.


text:
Definition of Cherokee rose in English:
Cherokee rose
A climbing rose with fragrant white flowers, native to China and naturalized in the southern US.
- Rosa laevigata, family Rosaceae.
Example sentences
- Named after the Cherokee roses that framed the property in the late 1800s, it is steeped in history.
- Having long ago naturalized in the area, the Cherokee rose was selected as the state flower of Georgia.
- How does a plant from China obtain a name like Cherokee rose and become the state flower of Georgia?
For editors and proofreaders
Syllabification: Cher·o·kee rose
Definition of Cherokee rose in:
What do you find interesting about this word or phrase?
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text:
No results found.
No results found.
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Maurice LaMarche
The Brain
Rob Paulsen
Corey Burton
voice of Van Spoony
Guest Star
Billy West
voice of George Beansteiner
Recurring Role
This cartoon was first aired as part of episode 49 which featured the cartoons "Pinky At The Bat" and "Schpiel-Borg 2000". The gag credit for episode 49 is: Erythrocyte - a red blood cell.
Team owner 'George Beansteiner' is a parody of George Steinbrener, owner of the New York Yankees, who was infamous for frequently firing his managers.
The ending scene of a homerun breaking the lights to win the game is an homage to the ending of the baseball film The Natural.
Brain's fake name, 'Sparky LaBraina', is a nod to former baseball player/manager Sparky Anderson.
The title is a play on the famous baseball poem written by Ernest Thayer titled Casey At The Bat.
Brain: Today I consider myself a mouse trying to take over the world.
A play on the famous farewell speech from baseball star Lou Gehrig, specifically the line "Today I consider myself the luckiest man on the face of the Earth."
Brain: ...the house that Ruth built!
This is a reference to one of the nicknames of Yankee Stadium, home stadium of the New York Yankees.
S 4 : Ep 7
Aired 11/14/98
S 4 : Ep 6
Aired 9/28/98
S 4 : Ep 5
Aired 9/25/98
S 4 : Ep 4
Aired 9/21/98
User Score: 119
User Score: 3000
User Score: 196
User Score: 161
User Score: 56
User Score: 49
User Score: 37
User Score: 33
User Score: 32
User Score: 22
User Score: 21
User Score: 15
User Score: 14
User Score: 13
User Score: 12
User Score: 11
User Score: 11
User Score: 9
User Score: 8
User Score: 8


text:
The Nose Gift Card
Offer a loved one a unique and orignal gift: offer her/his the 5 recommended perfumes by NOSE diagnosis in a sample kit (10€) and a gift voucher for the fragrance of their selection. Lear more
New products
What's new ?
Nose Scent Bar
Nose Scent Bar:
September 7th
7pm - 10pm
UNUM with Filippo Sorcinelli
Aether, 100% synthetic notes
Nose with...
Christophe Robin
"Do your best."


text:
I update when I can. Sorry. Not sorry. Actually, sorry O_O
-I can drive now! (if only I had places to go...)
-I'm pretty awesome (if I do say so myself XD)
-No, I lied, I'm a DELIGHT
-I don't like boys; I like men.
-I like math (plz don't beat me up)
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VoiceThief Jun 13, 2014 05:21AM
I'm trying to get on a weekly update basis so I'm writing chapter 18 of glk and it's.... got some.... stuff. LOL idk if it's like too inappropriate bc I've never actually written anything like this...View all conversations
Featured work.
Good Luck Kiss
By VoiceThief
Social data: 29.6K reads. 704 votes. 183 comments.
Description: A school that doesn't have anything going for them, no top SAT scores, no brainiac genius to invent the next smart phone. Except one kid; the quarterback of the football team, Will Wright. The school's team ne...
Other Works by VoiceThief.
Ivan Summers, highest ranking boss in all of New York, owner of many music and movie franchises, is Jayd...
The Diary of the Devil
The only way Greyson Skinuth could begin to describe his long time bully is as the devil. The devil is s...
Numb Ch. 1
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More Information
Foreclosures down in Sarasota-Bradenton market
Published: Thursday, January 27, 2011 at 1:00 a.m.
Last Modified: Wednesday, January 26, 2011 at 8:06 p.m.
The number of foreclosures filed in the Sarasota-Bradenton area last year fell by 10 percent to 18,447, putting the market among 57 of the nation's larger metro areas that saw declines.
Year Number Change
2007 6,801 +228.2%
2008 17,256 +153.7%
2010 18,447 -10.05%
Year Number Change
2007 2,001 +192.5%
2008 5,473 +173.5%
2009 6,622 +21%
2010 6,889 +4.03%
Source: RealtyTrac Inc.
Data released Wednesday by Irvine, Calif.-based RealtyTrac Inc. showed that 149 metro areas, or 72 percent, recorded increases in foreclosure actions.
Among them was Charlotte County-North Port, which logged 6,889 foreclosure filings last year, a 4 percent increase from 2009. Only two other markets in Florida saw increased activity: Deltona-Daytona Beach-Ormond Beach and Tampa-St. Petersburg-Clearwater.
All told, the 2.87 million foreclosure actions filed nationwide represented a 1.67 percent increase from 2009.
The phenomenon seems to be spreading away from the hard-hit, boom-time communities. The metropolitan areas with the 10 highest foreclosure rates all saw fewer filings in 2010, the RealtyTrac data showed. Six of those top 10 also posted decreases from 2008.
"Foreclosure floodwaters receded somewhat in 2010 in the nation's hardest-hit housing markets," said James J. Saccacio, RealtyTrac's chief executive. "Even so, foreclosure levels remained five to 10 times higher than historic norms in most of those hard-hit markets, where deep faultlines of risk remain and could potentially trigger more waves of foreclosure activity in 2011 and beyond."
Driving foreclosure filings in communities that did not take part in the super-heated real estate market of the last six years is high unemployment, whereas speculation and over-leveraging were the early culprits in the foreclosure crisis.
Still, cities in California, Florida, Nevada and Arizona accounted for 19 of the top 20 metro foreclosure rates.
The one exception was Boise City-Nampa, Idaho, at No. 20.
Florida posted 485,286 foreclosure filings in 2010, a 6.08 percent drop from last year.
Las Vegas-Paradise continued to have the nation's highest rate, with one in every 9 housing units, or 10.88 percent of housing units, getting a foreclosure filing in 2010 -- nearly five times the national average. A total of 88,198 Las Vegas-area properties received a filing last year, a decrease of 7 percent from 2009 but still up 31 percent from 2008.
Despite decreasing activity when compared with both 2009 and 2008, Cape Coral-Fort Myers still had the nation's second-highest per-capita metro rate, with one in every 12 housing units, or 8.4 percent, receiving a filing last year. There were 30,660 properties involved last year, down 28 percent from 2009 and down 25 percent from 2008.
In the Sarasota-Bradenton metro area, one out of every 21 housing units was in some stage of foreclosure during 2010. In Charlotte County-North Port, the ratio was one out of every 15.
Meanwhile, the Phoenix-Mesa-Scottsdale area had 55,372 bank repossessions in 2010, the most of any metro area and up 17 percent from 2009.
Miami-Fort Lauderdale-Pompano Beach also was in the top five, with 42,630 bank repossessions.
This story appeared in print on page D1
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


text:
- Report: #884266
Report - Rebuttal - Arbitrate
Complaint Review: Discount Plastic Bags
Discount Plastic BagsInternet, Texas United States of America
Discount Plastic Bags discountplasticbags.com Don't Rely On Samples From DiscountPlasticBags.com Internet, Texas
*Author of original report: Samples should match product
*REBUTTAL Owner of company: Industry Standard Tolerances
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I needed poly bags for my hobby so I requested appropiate samples from them. After a week I called & spoke to Ken Woodruff since I had not received the samples I requested thru their email system. I received the samples 2 days later. They were labeled with stock numbers that didn't match any of their items. The sample that I thought would best fit my need was a 12 X 18 1/4 3 mil poly bag with a very small seam offset. So I placed an order. What I received was not that - I received 12 X 18 poly bags with a 1/2 seam offset. It may not seem like such a big difference, but it is to me. So I contacted them about my order.
It took them 2 weeks to even talk about an RMA & they wanted me to pay return shipping, not cheap.
They say that they have a disclaimer on their website that there may be variations. That's fine, but I requested samples!!! So they should match my order!!!!
This report was posted on Ripoff Report on 05/17/2012 03:36 PM and is a permanent record located here: http://www.ripoffreport.com/r/Discount-Plastic-Bags/Internet-Texas-/Discount-Plastic-Bags-discountplasticbagscom-Dont-Rely-On-Samples-From-DiscountPlasticBa-884266. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Click Here to read other Ripoff Reports on Discount Plastic Bags
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In order to assure the best results in your search:
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- Only search one name at a time if Company has many AKA's.
#1 Author of original report
Samples should match product
AUTHOR: Alan - (United States of America)
SUBMITTED: Monday, December 10, 2012POSTED: Monday, December 10, 2012
Your response was just avoiding taking responsibility for carelessness & sloppiness. I had requested samples & ordered based upon those samples. The product I received DID NOT match the sample. You should ensure that samples MATCH your current stock!!!!
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 REBUTTAL Owner of company
Industry Standard Tolerances
AUTHOR: Discount Plastic Bags - (United States of America)
SUBMITTED: Monday, December 10, 2012POSTED: Monday, December 10, 2012
Our web site is a leader in providing information for buyers not familiar with materials, measurement, benefits, limitations, size tolerances and a lot more. In this case, we even have a link to the Measurement Tolerances page of our site where we explain that the dimensions may not be exactly as described. This is an industry-wide issue that is not limited to our company, but we realize that many of our customers are first time buyers needing as much information as possible to make an informed decision.
We have never offered the size mentioned in this complaint. The sample may very well have measured 12 x 18 1/4, but it was sold as 12 x 18. This is within the tolerances listed in our Measurement Tolerances page, but in no way implies that every bag will measure on the plus side of the range of tolerance.
We offer a full refund for products returned according to the liberal guidelines in our Five Star Guarantee. No restocking fee is deducted for returns. We do not, however, pay the shipping charges for products which are within the range of tolerances specified on the site. This isn't "fine print" information, but rather has the link prominently displayed in at least two locations on every page of the site.
Again, customer satisfaction is our desire on each and every transaction. On the rare occasion that mistakes or quality problems occur, we do everything in our power to make it right - and fast. With the low price/high quality combination that we offer, however, we cannot always accommodate requests to cover errors that result from someone's failure to read the full description that is offered. That appears to be the case here. We regret that it happened, but no fault was found on our side of the transaction.
Finally, regarding the difference in product numbers, we use multiple vendors to provide many of the products we offer. They all meet our high quality standards, but we may ship any that meet the specification of the item sold. As long as the manufacturer consistently provides high quality products, plastic bags are not a branded product, thus they can be substituted between manufacturers without incident. We do it every day.
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In each issue, the bimonthly DAR magazine, American Spirit, highlights an object from the DAR Museum collection in its "National Treasures" feature. These objects always have a story to tell about American history.
National Treasures
Simon Willard & Sons of Roxbury, Mass., made this strange-looking clock—called a "lighthouse clock"—around 1825. The clock's inventor, Simon Willard of Grafton, Mass., is arguably the most famous...More
The premier London piano maker John Broadwood and Son made this grand piano in 1809. Because of their dynamic sound qualities, Broadwood grand pianos were used by many of the leading musicians of the...More
Originally belonging to Captain Christopher Marshall of Revolutionary War fame, this mahogany and white pine desk was made in Boston between 1765 and 1790. The desk was expensive not only because the...More
The Argand lamp was the height of lighting technology when new more than 200 years ago. In the 1780s, Swiss inventor Francois-Pierre-Ami Argand patented a new method of lighting using a cylindrical...More
Owned by Thomas McKean, a Delaware signer of the Declaration of Independence, this distinctive sofa was made in Philadelphia between 1770 and 1790. Sofas were expensive and rare items even among...More
Standing upright on its copper sphere, this rooster appears ready to crow. Made of lead, sheet iron and copper and still showing traces of its original gilding, the DAR Museum's engaging circa-1850...More
Two young sisters' charming needlework samplers stitched more than 200 years ago share a home at the DAR Museum. In 1997 the Museum purchased a canvas needlework picture made in Philadelphia and...More
Though the design of this tea table appears English in origin, it was actually made in China for the export market to the West where exotic Chinese goods were highly sought after. This rare table,...More
This 1851 portrait commemorates angelic young brothers John Daniel Parsons, Stephen Albert Parsons and Nathaniel H. Parsons. The children are dressed in the height of mid-19th-century finery, with...More
In the 19th century, meat preservation was a serious business, though quite messy and time-consuming. A family usually made sausage at the same time it butchered a hog. Pork was ground and mixed with...More


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D.C. Cook, M.D., of the firm of L.A. Chapman & Co., druggists, was born in N.Y. in May, 1850. He received preparatory education at Mt. Vernon, Ia., and graduated from the State University at Iowa City in March, 1873. He commenced the practice of medicine at Calamus. In Aug., 2881, he moved to Fletcher and formed present partnership. They carry a complete line of drugs, paints, oils, toilet articles, etc.
Biographical Sketch of Dr. D. C. Cook
MLA Source Citation:Western Publishing Company History of Western Iowa, Its Settlement and Growth: A Comprehensive Compilation of Progressive Events Concerning the Counties, Cities, Towns and Villages--biographical Sketches of the Pioneers and Business Men, with an Authentic History of the State of Iowa. Sioux City, Iowa: Western Publishing Company. 1882. AccessGenealogy.com. Web. 29 August 2016.
https://www.accessgenealogy.com/iowa/biographical-sketch-of-dr-d-c-cook.htm- Last updated on Aug 16th, 2012
This page is part of a larger collection. Access the full collection at Biographical Sketches of Sac County Iowa.


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What do Las Vegas and Drug Discovery & Development Have in Common?It's been said that "the odds of getting a drug to market aren't much better than winning in Las Vegas. Only one in 5,000 to 10,000 ...
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$util.date("MMMM d, yyyy",$topLevel.timeZone)
Meghan Windham joined Michael to talk about National Breakfast Month which runs in September.
Click Here to access the online Public Inspection File
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- 18 & over
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Rich Vos is an incredibly gifted comic who not only has sharp, insightful material, but he is also a master at working the crowd.
Hisability to perform in front of any audience has landed him television shows as varied as being the first white comic on Def Jam to performing on the View.
Rich was the breakout star of NBC's Last Comic Standing seasons 1 and 3, was a regular guest on Tough Crowd with Colin Quinn and wrote for Chris Rock when he hosted The Academy Awards in 2005. He also played Lenny Bruce on NBC's American Dreams and is a regular on the Opie and Anthony radioshow.
He has one of the highest rated half hour specials on comedy central and his DVD just sold over 40 copies.
Chloé Hilliard is a larger than life comedian. Well, that's because she's 6'1 and rocks a killer afro. Born in Brooklyn, NY and raised in a large Hasidic Jewish neighborhood, Chloé has spun her unique experiences into side splitting laughs. For the last ten years, Chloé has been a culture/entertainment journalist, writing for The Village Voice, Huffington Post, Vibe, The Source and more.
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Stories and News No. 571
killed asked.
"Only for of us, my friend," the beaver replied.
"Sure. After death everything is for us. For them there is nothing."
"By them you mean humans, right?"
"Who else? Come, I'll show you what a paradise we have. "
"And what about God?"
"I do not understand..."
"There is no God? The God of animals?"
"What do you need for?"
"Well, to confess my sins, deliver my soul, the usual stuff, you know..."
"Listen, the humans have to worry about those things. We are animals, we experience all life under the dominion of humanity. Do you wish to pass your after life under their gods? No way. Here we do as we please."
"Just as the written entrance..." he remembered the bear.
"Exactly. Here we do as we please."
In peace…
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M13 bear Switzerland shot: Paradise arrive
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Requests for Reprints: William F. Keane, MD, Division of Nephrology, Department of Medicine, Hennepin County Medical Center, 701 Park Avenue, Minneapolis, MN 55415.
Current Author Addresses: Dr. Keane: Division of Nephrology, Department of Medicine, Hennepin County Medical Center, 701 Park Avenue, Minneapolis, MN 55415.
Dr. Anderson: Renal Division, Department of Medicine, Brigham and Women's Hospital, 75 Francis Street, Boston, MA 02115.
Dr. Aurell: Department of Nephrology, Sahlgrenska sjukhuset, S-413 45 Göteborg, Sweden.
Dr. de Zeeuw: Department of Internal Medicine, Room E403, Oostersingel 59, 9713 EZ Groningen, The Netherlands.
Dr. Narins: Temple University Health Sciences Center, 3401 North Broad Street, 580 PP, Philadelphia, PA 19140.
Dr. Povar: Room 2B-419, Department of Health Care Sciences, George Washington University School of Medicine, 2150 Pennsylvania Avenue NW, Washington, D.C. 20007.
© 1989 American College of PhysiciansAmerican College of Physicians
Study Objective: To review the rationale for using angiotensin converting enzyme (ACE) inhibitors in progressive renal disease, and to evaluate the experience with these agents in patients with hypertension and renal insufficiency.
Data Identification: Experimental and clinical studies published from January 1977 to November 1988 were identified by searching the literature and by extensive hand searching of bibliographies of identified articles.
Study Selection: Experimental studies of glomerular function during therapy with ACE inhibitors or other antihypertensive regimens were reviewed. Series using ACE inhibitors for treating hypertensive patients with renal disease were evaluated and reports of adverse events were studied.
Results of Data Synthesis: Experimentally, ACE inhibitors seem to decrease glomerular injury by reducing both systemic and glomerular hypertension. Clinically, ACE inhibitors reduce systemic blood pressure in hypertensive patients with diabetic and nondiabetic renal disease without causing dramatic changes in glomerular filtration rate or renal blood flow. Most studies of nondiabetic renal insufficiency suggest that proteinuria is reduced in most patients. However, no long-term controlled study on the effect of ACE inhibitors on the progression rate of nondiabetic renal disease has been completed. ACE inhibitors have not yet been approved by the Food and Drug Administration (FDA) for treating or preventing progressive renal disease. Such use would therefore be considered "innovative" therapy.
Conclusions: ACE inhibitors are tolerated by azotemic patients, although transient reductions in renal function can occur. Patients with bilateral renal insufficiency or low cardiac output are at increased risk for developing reversible acute renal insufficiency. Hyperkalemia may occur, particularly in patients with diabetes or severe renal insufficiency. In many patients with renal disease, ACE inhibitors dramatically reduce proteinuria, but whether they also reduce the rate of progression of renal disease remains unproved.
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I imported my blog from blogger to wordpress and the code that used to display the polls in blogger isn't showing the polls on wordpress. Most are just blank with nothing appearing in the published post.
I installed the Polldaddy plugin and it works so I see the polls in WP, and can use the plugin to insert the proper code so it displays.
I had a coder look at my xml file and he says the correct code is there in the file so why doesn't WP show the polls?
Anyone else experience this? What do you do to fix it? I have 161 polls that I am not able to display unless I go in to each and everyone (161) by hand to change them.


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The Bald Soprano
by Eugene Ionesco
The Bald Soprano Symbolism, Imagery, Allegory
The Characters
All the characters in the play can be seen as symbolic. Their endless, meaningless conversations and repetitive lives represent in many ways the Absurdist view of human existence. The Smiths, the M...
The Clock
One of the play's first stage directions is "The English clock strikes 17 English strokes" (1). This whole "17 strokes" thing already clues us in that there's something fishy going on. So, is it su...


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Isle of Man Things to Do Tips by orlikins Top 5 Page for this destination
Isle of Man Things to Do: 70 reviews and 152 photos
Most RecentBest Rated
- 1
Peel Village
Peel is supposed to the 2nd city of the island, but it's not even a large town. However it's worth a few hours of your time, there is a Manx musuem there and you might have noticed the pics of the castle there by now! ;)
It's about 11 miles from Douglas.
Website: http://www.pht.iofm.net/
Laxey Glens
Now this pic was taken from the top of the Laxey Wheel. The local stream flowing through the glen was used to power the waterwheel, overlooking the village.
Directions: East coast of the island
Website: http://www.iomguide.com/laxey.php
St Patrick's isle
I took this pic from the turrets of Peel Castle overlooking the Irish Sea. Peel castle is actually on St Patricks Isle, which may be a bit misleading for visitors, but it's easy to get to.
Directions: Peel village, Western side of the Isle of Man
Turret of Peel Castle
Located on the west side of the Island
Calf of Man
It's a small island off the southern coast of IoM. We passed it on the ferry en route to Douglas. I doubt if there are many people living there, but apparently there is a bird sanctuary if you're interested. You could probably visit it during the summer. You should probably wear an extra layer of clothing, it looks like a very chilly and windy spot.
Directions: Calf of Man is the "lump" on the left. The strip of land you see on the right is the south-west tip of the Isle of Man
Website: http://www.isle-of-man.com/information/calf.htm
Tower of Refuge
I've seen it referred to as St Mary's Isle as well (identity crisis? Surely not!) It acted as a reference point to warn ships that they were approaching Douglas Bay and not sail straight into the rocks like many a ship before them.
The tower is a bit small in the photo, but I hope you can still make it out.
Directions: Douglas Bay
The Promenade seems to be the main focus of the town, but behind it are the main shopping & drinking streets.It has a certain Victorian ambience to it
Address: Douglas,Isle of Man
The Laxey Waterwheel
It's �3 to climb up the spiral steps and admire the view of the Laxey Glens from a ledge above the wheel. If you're tall, you should be able to glimpse the coast and Laxey bay. Little munchkins like me can manage it on tip-toes or jumping up and down maniacally ;-) The big red wheel is set on the side of a hill, up from the local fire station, overlooking Laxey village. The wheel was originally used to pump water from the mines down to the valley. It still works. Now, you're hardly going to traipse all the way up to Laxey to ooh and aah over a big red wheel. There is more. If you walk up behind the wheel, you can take your choice of 3 mining trails. The longest it should take you is 45 minutes - which isn't so bad. During the summer, you can get the Snaefell Mountain Railway, which starts from Laxey and takes you all the way up to the top of the Island's highest peak. The service wasn't available when we were there, so I cant really comment much more about it.
Directions: North-East of the Isle of Man
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Scurvy Scallywags in The Voyage to Discover the Ultimate Sea Shanty, a musical match-3 RPG mash-up from Ron Gilbert and Clayton Kauzlaric (Beep Games), is now available from the app store. Featuring an innovative collapsing mechanic, great music, upgradeable skills, and tons more, Scurvy Scallywags manages to make Match-3s fun again.
Scurvy Scallywags Pros:
- Terrific cartoony presentation and fun animations
- Superb soundtrack and healthy doses of humor
- Simple tap or swipe controls
- Unique collapsing mechanic
- Plenty of skills to equip, costumes and ship parts to win, and enemies to battle
- GameCenter integration for achievements to earn
Scurvy Scallywags Cons:
- Tendency for pieces next to the ones we intended to swap to switch places
- Hard to see what piece is behind the enemies or our pirate on the board
Scurvy Scallywags puts you in the lead role in a play where a 16-part sea shanty has been stolen and spread far and wide. Your pirate character must travel from island to island, fulfilling item collection quests, building progressively better ships, and earning experience to improve his stats to better battle the baddies he meets along the way. The bulk of the game plays out upon 8x8 grids containing location-specific "junk" items, gold, swords, and enemies. Your pirate also occupies a space, and he is moved passively by creating matches. Whereas most Match-3s collapse everything downward whenever matches are made, Scurvy Scallywags uses an innovative mechanic whereby the direction of the item swap dictates the direction that the board collapses. This allows you a great deal of control over how your pirate moves around the board, either avoiding enemies or charging toward them.
Both you and your enemies have a badge number indicating the character's strength. In order to increase your strength, you must create sword matches upon the game board. Battles take place by moving your pirate adjacent to an enemy, then swapping the two or making any other move that doesn't separate them. If you have less strength than your foe, you'll lose one of your hearts, bringing you closer to death. If your number is greater than the enemies, you will be victorious in battle, eliminating them from the board and earning experience. Eliminated enemies leave behind a treasure chest. Nabbing this chest will initiate a triple prize wheel that can earn you additional gold, as well as items used to build ships and articles of clothing. Completed ships offer permanent perks like reductions to skill cooldown periods and reduced enemy strength. Gold that is earned through matching, selling collected junk, or completing quests can be spent on items in the store, which are restocked frequently. You can also purchase skills that can have a significant impact on how you play. There are 5 slots at the top of the board that you can equip with these skills. Some are consumable, while others are reusable after a cooldown period.
Graphically, Scurvy Scallywags looks like most other Match-3s when it comes to the actual gameplay. Where it shines is in the silly theatrical cut scenes and the themed "junk" items upon the boards. Travelling from island to island offers a fresh look and interesting new graphics to enjoy, as well as new enemies to vanquish. The animations move swiftly, and creating big chains is exciting, albeit a little hard to follow exactly what you've earned due to the speed with which the indicators disappear. The music, as you can expect from a game focused on a theater performance and the recovery of a multi-part shanty, is superb and catchy. Controls require you either to swipe between adjacent pieces to swap or to tap on the two that you want to switch places. Activating skills requires a simple tap, too. While responsive and easy to use, we did seem to experience a few occasions where the pieces we intended to swap weren't the ones that did so, but rather the pieces next to them. It could have been operator error, but without timers or points to create a feeling of rushed panic, we don't think it was all that likely that we simply missed our target as our play style is fairly laidback and casual. The collapsing mechanic is very cool, though it does force you to slow down and think critically about the ramifications of your move before you make it.
Replay value is very good, as there are a bunch of levels to work through and you can continue to play even after finishing the game, leveling up your pirate and enjoying the experience. Gold is earned easily and there plenty of items to purchase that impact how you play the game. There are even a bunch of achievements to earn along the way. Once the collapsing mechanic clicked with us, we had an absolute blast with the game and really enjoyed the strategic undertones. A universal app for $0.99, Scurvy Scallywags is a surprisingly refreshing 4.5-Dimple game.
Scurvy Scallywags Review,


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Kovalev To Face Caparello 8/2 In Atlantic City
By Keith Idec
Sergey Kovalev has agreed to fight another mostly unknown southpaw in Atlantic City.
BoxingScene.com has learned that a deal has been finalized for the Russian knockout artist to defend his WBO light heavyweight title against Australia's Blake Caparello on Aug. 2 at Revel. HBO will televise the 12-round title fight as part of a split-site "Boxing After Dark" broadcast that'll also feature a welterweight bout between Brandon Rios (31-2-1, 23 KOs), of Oxnard, Calif., and Argentina's Diego Chaves (23-1, 19 KOs) from The Cosmopolitan in Las Vegas.
The 31-year-old Kovalev (24-0-1, 22 KOs) signed a multi-fight agreement to box exclusively on HBO before his seventh-round knockout victory over Chicago's Cedric Agnew (26-1, 13 KOs) on March 29 at Boardwalk Hall's Adrian Phillips Ballroom. With potential fights against WBC light heavyweight champion Adonis Stevenson (24-1, 20 KOs), IBF light heavyweight champ Bernard Hopkins (55-6-2, 32 KOs, 2 NC) and undisputed super middleweight champion Andre Ward (27-0, 14 KOs) unavailable for various reasons, Main Events, Kovalev's promoter, and HBO Sports executives settled on Caparello (19-0-1, 6 KOs).
The 27-year-Caparello, promoted by Lou DiBella, dominated a past-his-prime Elvir Muriqi (40-6, 24 KOs) in his last fight, yet figures to be a big underdog against the hard-hitting Kovalev. ESPN2 televised Caparello's 10-round, unanimous-decision win Jan. 31 from Codey Arena in West Orange, N.J.
Keith Idec covers boxing for The Record and Herald News, of Woodland Park, N.J., and BoxingScene.com. He can be reached on Twitter @Idecboxing.
Not excited about this. I'm usually hesitant to call ducking on fighters but Kovalev is being blatantly ducked in every direction. Everyone has some excuse. It's not $$$ either. Kovalev pulled 1 million viewers against a nobody. He is heavy…Comment by animalfan10 on 06-15-2014
[QUOTE=takingaim;14661912]This has nothing to do with Pac, so shut up you little turd. Thanks for the message on my profile though. I struck a raw nerve. Exposed for everyone to see. Hehe Stevenson ran to Showtime to get away from…Comment by nycsmooth on 06-14-2014
Terrible match making...doesn't say much 4 NJSAC... This will b over faster than it takes 2 go thru airport security @ 2AM...Comment by R_Walken on 06-14-2014
Thumbs down to this fightComment by chepe009 on 06-14-2014
How things have changed. .I remember when HBO would only televise great fights, now they're stealing fights from espn. . How the mighty have fallenPost a Comment - View More User Comments (53)


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I have installed "Display Post Shortcode" today and I am loving it. However I cannot get the thumbnails in the right size. In the list they are displayed as large images.
URL to what it looks like:
I am using WordPress 3.5.1. and a theme by ElegantThemes. This theme (Chameleon) uses the featured image for a slider on the homepage. Therefore the featured image needs to have high resolution. Other plugins (like the recent post widget) seem to have no problem with this and are showing the thumbnail as small images, as can be seen in the footer of the page.
I used the following shortcode:
[display-posts include_excerpt="true" image_size="thumbnail" wrapper="div" tag="prix-de-rome"]


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We use a non-toxic process to treat sustainably sourced softwoods which gives it the durability of hardwoods. We guarantee our wood for 50 years for exterior use and 25 if used in the ground. Accoya wood is used for timbers, cladding, decking & more.
phone: view phone+44 (0) 1753 757500
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Manufacturers and erectors of any Timber Frame Buildings up to 7 floors high.
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Beamlock Kits - DIY building timber frame garages + green oak style carports.
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in Eco Builds
Specialise in the design and construction of modern and traditional green oak framed houses.
phone: view phone01934 877 317
website: http://www.westwindoak.com
e-mail: send an e-mail
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in Eco Builds
Sustainable building solutions for modern requirements.
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Sustainable timber buildings for commercial and educational clients throughout the UK.
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text:
- Report: #6662
Report - Rebuttal - Arbitrate
Complaint Review: AAAVanlines
AAAVanlines3741 NE 163 Street Suite 290 Miami, Florida U.S.A.
AAAVanlines, Si Trucking, SAME SCAM DIFFERENT NAMES WWW.Moving-Systems.com
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It is now a month later and I have NONE of my things, I have been sleeping on air mattresses for the past 4 weeks. All attempts at contacting these scammers have failed. I've sent emails, certified letters, overnight letters, an attorney demand letter...all nothing. FOr all I know, they've sold my things. I have stopped payment on my credit card but I do not know how to contact anyone to get my things BACK. After they kept changing the delivery date, the driver called at 10 pm the night before they were supposed to come and demanded ANOTHER 2100 CASH and threatened yet again to not deliver my things. But they never showed.
I have started researching this company and found out that they go by the aliases: SI Trucking and www.moving-systems.com. There is a newstory on the website mycfnow.com-Go to the Problem Solvers link then search for AAAVanlines. This other couple had to get police to move in and recover their things, which Im assuming I am going to have to file a police report for theft this week. If you have any information on this company or if they screwed you too, PLEASE email me at email@example.com.
This report was posted on Ripoff Report on 09/19/2001 12:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/AAAVanlines/Miami-Florida-33162/AAAVanlines-Si-Trucking-SAME-SCAM-DIFFERENT-NAMES-WWWMoving-Systemscom-6662. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Snapshot Saturday: Oct. 26
Another blast from the past!
OK, this was too good not to put these two melons up on the blog again.
As noted last week, these two knuckleheads turned 10 this past week and their mother had sent me a few photos to choose from. So I figured they only turn 10 once, right? Why not have another?
And this one fits. Little devils.
Feel free to leave a comment, or e-mail P.J. at hoohaablog [at] gmail.com. Also, please "Like" HooHaa Blog on Facebook!
Category: Family, My world, Photography, Snapshot Saturday


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Journal of Materials Chemistry was published between 1991 and 2012. From issue 1, 2013, it was replaced by three new journals: Journal of Materials Chemistry A, B and C
Preparation, characterization and electroluminescence of ZnSnanocrystals in a polymer matrix
J. Mater. Chem., 1997,7, 131-133
This article is part of themed collection: Molecular Assemblies and Nanochemistry
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Journal of Materials Chemistry - Information Point


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The remaining six chefs compete in the twelve episode of the eighth season of Hell's Kitchen. The chefs are challenged to each serve a signature lunch out of a food truck for a group of businesspeople. The winning chef receives a makeover from two top celebrities, while the losers are made to fix up the outside of Hell's Kitchen and then clean up the food trucks. Dinner service turns out to be something of a disaster. Chef Ramsay becomes so infuriated that he says he's going to damage if he stays, so he leaves Hell's Kitchen. He eventually returns, but kicks out anyone who messes up. When it comes time for the elimination, one chef makes a passionate plea that fails to have any effect.moreless
S 15 : Ep 16
Aired 4/29/16
S 15 : Ep 15
Aired 4/22/16
S 15 : Ep 14
Aired 4/15/16
S 15 : Ep 13
Aired 4/8/16
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Food & Cooking, Game Show, Reality
high stake situations, temper tantrum, snobs versus slobs, Cooking, fight for survival


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Macroeconomic Fluctuations and Corporate Financial Fragility
Using a large sample of accounting data for non-financial companies in France, this paper studies the interactions between macroeconomic shocks and companies' financial fragility. We consider links in both directions, namely whether firms' bankruptcies are affected by macroeconomic variables, and whether bankruptcies determine the business cycle. We estimate forecasting equations for firms' bankruptcy using Shumway's (2001) approach and study the joint dynamics of bankruptcies and macroeconomic variables within an exogenous VAR type model estimated at the sector level. We find evidence of reciprocal links between the bankruptcy rate and the output gap and highlight significant "second round effects" of shocks to the output gap on bankruptcies. We show how taking into account the dynamic transmission of macroeconomic shocks matters in stress testing exercises.
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|46 pages
|Date of creation:
|Date of revision:
|Contact details of provider:
| Postal: Banque de France 31 Rue Croix des Petits Champs LABOLOG - 49-1404 75049 PARIS
Web page: http://www.banque-france.fr/
More information through EDIRC
References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Bernanke, Ben & Gertler, Mark, 1989. "Agency Costs, Net Worth, and Business Fluctuations," American Economic Review, American Economic Association, vol. 79(1), pages 14-31, March.
- Linda Allen & Anthony Saunders, 2004. "Incorporating Systemic Influences Into Risk Measurements: A Survey of the Literature," Journal of Financial Services Research, Springer;Western Finance Association, vol. 26(2), pages 161-191, October.
- Siem Jan Koopman & André Lucas, 2003.
"Business and Default Cycles for Credit Risk,"
Tinbergen Institute Discussion Papers
03-062/2, Tinbergen Institute, revised 09 Jan 2003.
- André Lucas & Siem Jan Koopman, 2005. "Business and default cycles for credit risk," Journal of Applied Econometrics, John Wiley & Sons, Ltd., vol. 20(2), pages 311-323.
- De Graeve, F. & Kick, T. & Koetter, M., 2008. "Monetary policy and financial (in)stability: An integrated micro-macro approach," Journal of Financial Stability, Elsevier, vol. 4(3), pages 205-231, September.
- Richard Blundell & Steve Bond, 1995.
"Initial conditions and moment restrictions in dynamic panel data models,"
IFS Working Papers
W95/17, Institute for Fiscal Studies.
- Blundell, Richard & Bond, Stephen, 1998. "Initial conditions and moment restrictions in dynamic panel data models," Journal of Econometrics, Elsevier, vol. 87(1), pages 115-143, August.
- R Blundell & Steven Bond, . "Initial conditions and moment restrictions in dynamic panel data model," Economics Papers W14&104., Economics Group, Nuffield College, University of Oxford.
- Blundell, R. & Bond, S., 1995. "Initial Conditions and Moment Restrictions in Dynamic Panel Data Models," Economics Papers 104, Economics Group, Nuffield College, University of Oxford.
- Carling, Kenneth & Jacobson, Tor & Linde, Jesper & Roszbach, Kasper, 2007. "Corporate credit risk modeling and the macroeconomy," Journal of Banking & Finance, Elsevier, vol. 31(3), pages 845-868, March.
- Arellano, Manuel & Bover, Olympia, 1995.
"Another look at the instrumental variable estimation of error-components models,"
Journal of Econometrics,
Elsevier, vol. 68(1), pages 29-51, July.
- M Arellano & O Bover, 1990. "Another Look at the Instrumental Variable Estimation of Error-Components Models," CEP Discussion Papers dp0007, Centre for Economic Performance, LSE.
- Lown, Cara & Morgan, Donald P., 2006.
"The Credit Cycle and the Business Cycle: New Findings Using the Loan Officer Opinion Survey,"
Journal of Money, Credit and Banking,
Blackwell Publishing, vol. 38(6), pages 1575-1597, September.
- Lown, Cara & Morgan, Donald P., 2004. "The Credit Cycle and the Business Cycle: New Findings Using the Loan Officer Opinion Survey," SIFR Research Report Series 27, Institute for Financial Research.
- Shumway, Tyler, 2001. "Forecasting Bankruptcy More Accurately: A Simple Hazard Model," The Journal of Business, University of Chicago Press, vol. 74(1), pages 101-24, January.
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text:
ADONIS - Make processes work
- Do you want to increase business value and leverage unfulfilled potentials?
- Would you like to create a common view on organisation and workflow?
- Are you able to optimise and standardise your processes?
- Do you want to meet legal documentation requirements and minimise risks?
- Are you able to improve the quality and sustainably increase the customer satisfaction?
- Do you wish to involve your staff members in the continuous improvement process?
ADONIS is the right tool for your organisation
Key facts:
+1.000 clients
+500.000 users
What is ADONIS?
ADONIS is the intuitive and suitable tool for all roles in business process management. Organisers, subject matter experts and business analysts are provided with support for process design, analysis and optimisation of the corporate performance, and an efficient and effective process execution. The Process Portal offers an intuitive web access with tailored dashboards and features needed for your work. All stakeholders are directly involved in the process management: process owners approve processes and control current key figures, staff members have access to valid work instructions and bring in improvement suggestions. Persons responsible for risks, compliance, and initiatives get support for their workflows for assessment, execution and control.
Why Adonis?
1 Simple and intuitive operation
2 More than modelling
3 Process management as team work
4 Open and flexibly applicable
5 Ideally prepared for the future
6 Everything under one roof
7 Proven worldwide
Application scenarios
Process Design and Documentation
Design your process landscape, current (AS-IS) as well as future (TO-BE) processes and assign organisational responsibilities.
With the intuitive process modelling in ADONIS, transparency is ensured for the entire supply chain and its dependencies on IT, services, products, and the use of documents and resources as well as of the organisational structure.
Process-Based Work Instructions
Efficiently publish and administrate work instructions on a daily basis: up-to-date, transparent, and tailored to each target group.
Give your staff members access to a single and central source of information through ADONIS ("Single Source of Truth"), inform them automatically about innovations and manage documents and work instructions transparently and efficiently.
Quality and Audit Management
Make your next step to leave behind error-prone documentations with a high maintenance effort, which often are assembled from multiple sources. Integrate your management systems for processes, quality, security, compliance and risks.
Keep your QM system always up-to-date with low efforts, automatically create the latest versions of QM handbooks at any time and drastically reduce the effort of system maintenance.
CIP and Initiative Management
The best ideas often come from the inside of your organisation. Be sure to fully exploit this potential and equally motivate your staff.
Give your staff members the possibility to easily bring in improvement suggestions directly online in the published process in the ADONIS Process Portal. Proactively manage changes, start initiatives and control their successful execution.
Compliance Management
To ensure compliance and actively manage it, helps to avoid high risks as well as possible penalties and follow-up costs originating from the violation of legal standards and provisions.
Prove the compliance with internal and external provisions with ADONIS, assess their execution and maturity level, and ensure a constant improvement of the current execution.
Internal Control/Risk Management
Create and optimise integrated internal control and risk management to identify, assess and control the risks of your organisation.
ADONIS helps to minimise your risks by optimising risk management and reporting, as well as through the continuous assessment of your controls. Furthermore, through the integration with your process management you make sure to encounter operational risks where they arise – in your processes.
Process Analysis and Optimisation
Increase your quality and efficiency as well as your turnovers and profits by reducing rejects, costs, and lead and processing time.
Analyse improvement potential in your processes with ADONIS and use scenario simulation to reach informed decisions and the best solution.
Create a lean organisation that is equally efficient in the processes and in the use of their resources.
Activity-Based Costing
The process cost analysis in ADONIS provides you with a transparent view on the origin of costs and allows a clear allocation of the different cost types.
Activity-based costing (ABC) supplies numbers for internal and external price models for your products and services and decision support for make-or-buy decisions.
Process-Based Human Resource Demand Forecasting
Through an appropriate determination of human resource demand your workforce is used effectively and efficiently.
Plan your current and future human resource demand not only on the basis of business volume, process distributions, and processing times and periods. Consider the required qualifications of your staff members with ADONIS, in order to manage the forecasted workload.
Technical Execution of Processes
With ADONIS your business analysts are provided with a tool that helps obtaining an integrated view on professional aspects and IT.
Define your requirements based on a detailed functional requirements analysis and thereof derive the technical view as part of your requirement engineering process. Finally, transfer the technical processes directly to your execution environments by using standards such as BPMN DI, BPEL and XPDL.
Process Performance Measurement (KPI & Process Performance)
Evaluate and monitor the performance of your processes. Increase your competitiveness and make sure that your processes contribute to the achievement of the business objectives.
With ADONIS your process owners are provided with a trustworthy tool to constantly manage and optimise the performance of your processes.
Goal-Oriented BPM
Coordinate your process management objectives and initiatives with your strategic objectives and business skills and monitor their execution and "impact" with ADONIS.
In this way you create a clear understanding in your organisation on how your processes contribute to the strategy.
Tool insight
Design Intuitively
Model intuitively and structurally enhance transparency: display processes, products, IT and organisation and understand their relations.
Document Efficiently
Quickly capture processes, organisation charts and all other data in the process management in a tabular mode. Configurable Excel import for external "master data" is included.
Communicate Online
For all employees. Easy access. Always up-to-date. Online and available at any time. In the ADONIS Organisation Portal. Without further licence costs.
Communicate Directly
Browsing processes made easy. Innovative textual process view as additional option for the graphical representation.
Communicate Individually
Personalised reading views. Dashboards with individual information for process management. Always up-to-date at a glance, accessible in the ADONIS Process Portal.
Search & Analyse Seamlessly
Integrated. Unique. Quickly and easily search the entire repository with single keywords. Seamlessly and structurally analyse all data and relations with the analysis functions.
Analyse & Assess Comprehensively
Detection of improvement potential in the processes and the organisation through intuitive analyses and management dashboards.
Standardise, accelerate processes, reduce cycle times and costs: assess options, identify workforce needs, and minimise waiting times.
Execute Processes
Successful execution of processes, regardless of the target system: tested standardised interfaces and support for test case management, rollout, and online help.
Measure Process Performance
Measuring for effective controlling and improvement of process performance: capturing KPIs, bringing together data from various systems, reporting and dashboards.
Encourage Feedback
Involve all staff members, collaboratively bring in and discuss ideas online directly in the process.
Improve Continuously
Take up ideas and improvement suggestions and transform them in concrete initiatives. Always keeping an eye on the execution and impacts of the initiatives.
Manage Risks
Establish internal controls, embed them in the organisation, and constantly improve them: risk analysis, control definition as well as continuous review and assessment.
Manage Auditing & Compliance
Prove compliance of regulatory guidelines, laws and standards (QSE etc.). Compact assessments in the form of a compliance matrix and more detailed assessments based on CMMI maturity levels.
"Process management with ADONIS allows us to increase the
quality of our processes while reducing the amount spent on overtime."
Paul Hoheneder,
Head of Accounting, Generali Holding AG
ADONIS:cloud – BPM in the cloud made easy
Do you want to handle your BPM initiatives 100% in the cloud?
Are you looking for a simple BPM solution?
ADONIS:cloud is a lightweight BPM solution for modelling, analysing and publishing of business processes. It provides specific views for process designers and readers, powerful graphical analyses and individual dashboards. No need for an installation, start right away. The only thing you need is an internet browser and modern HTML5.
Curious? Experience ADONIS:cloud first hand.
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Start your Business Process Management activities today and download your free version of our BPM software ADONIS:CE!
News, Events & Documents
News & Events
ADOIT 7.0 Released – Next Dimension Enterprise Architecture
Today, with the launch of ADOIT 7.0, the BOC Group is lifting Enterprise Architecture to a whole new level!
BOC Group Releases ADOIT 7.0: The Next Dimension in EA Tools
DUBLIN, Ireland – (Business Wire) With today's latest release of its powerful EA suite ADOIT 7.0 the BOC Group lifts Enterprise Architecture to a...
BOC Group will be in Lisbon presenting at the BPM Conference Portugal 2016:
"Unlocking the Business Potentials of BPMN and DMN" One of the challenges faced by BPM professionals in today's fast moving environment is to stay...


text:
Local rapper Proph hasn't left Milwaukee behind
Look at it one way, and rapper Proph (formerly Prophetic) has never been further from home. Look at it another way, he's never left.
Going on five years, he's been one of the most distinct voices in the Milwaukee hip-hop scene, arguably the local rapper most likely to succeed on a national scale. »Read Full Article
Walk Off The Earth, Girl Talk, Kongos, John Hiatt and the Combo, Robert DeLong and more
The four Kongos brothers didn't take a usual path to success. After moving from South Africa to Phoenix before high school, they sent their music back to radio stations in their former home, where they became stars. After performing for stadiums in Johannesburg, they watched their star rise in U.S. with their chart-topping rock hit "Come With Me Now." »Read Full Article(1)
Luke Bryan brings massive party to Marcus Amphitheater
Saturday, for the second year in a row, Luke Bryan played a sold-out Summerfest show at the Marcus Amphitheater — except last year's concert had the more exciting lineup with Florida Georgia Line opening.
But then, in a surprise twist, Florida Georgia Line was back for more. »Read Full Article(1)
Exclusive Video: A Great Big World talks MS revelation, new Broadway musical before Summerfest
A Great Big World fans, we've got an exclusive for you! Pop duo Ian Axel and Chad Vaccarino talked about their upcoming Broadway musical with Tap Milwaukee before playing the Harley-Davidson Roadhouse at Summerfest Saturday...and they sang something from the musical!
A new head chef for Cafe Perrin in Washington Heights
The new executive chef at Cafe Perrin, 5901 W. Vliet St., is Christian Schroeder, most recently with Prodigal in Walker's Point as its director of operations and chef of its catering division, and previously at Von Trier on the east side.
Also, former owner Perrin Luna has left, and the business now is owned solely by Joe Schulte and Tesa Santoro, Santoro said. The couple previously owned Broadway Bistro downtown, and Schulte had been the chef overseeing the company's catering operations. »Read Full Blog Post


text:
- Report: #521093
Report - Rebuttal - Arbitrate
Complaint Review: NETZERO
NETZEROInternet United States of America
NETZERO used for one month, charged for 3 months Internet
*Author of original report: Refund has been issued!
*Author of original report: Refund may be issued
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
I canceled using the on line account manager 5 days prior to the end of the second month so that I would only owe $9.95.
They kept sending me emails which did not indicate I canceled and they continued to bill me for an additional 2 months of service despite me not even logging in to the service via any access numbers, I did however check on line using the account manager to see if my account was canceled and it showed that it was in fact not active and that was before they charged me $19.90 and then as of November 5th, 2009 $29.85.
I've sent messages through their on line ticket system to only get replies back that the system is automated and there is nothing they can do about it.
I have now filled out a form to send to my credit card provider to have the transaction reversed in full as in one of my replies to NetZero through the account manager I stated that I removed my credit card information and that any charges are therein after unauthorized and I would make the payment manually at a later date.
This report was posted on Ripoff Report on 11/07/2009 08:43 PM and is a permanent record located here: http://www.ripoffreport.com/r/NETZERO/internet/NETZERO-used-for-one-month-charged-for-3-months-Internet-521093. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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#1 Author of original report
Refund has been issued!
AUTHOR: Ryan - (USA)
SUBMITTED: Thursday, November 12, 2009POSTED: Thursday, November 12, 2009
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 Author of original report
Refund may be issued
AUTHOR: Ryan - (USA)
SUBMITTED: Monday, November 09, 2009POSTED: Monday, November 09, 2009
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
Advertisers above have met our
strict standards for business conduct.


text: This deal is expired! The deal below has expired, but no worries. You can still check out available coupons and "follow" the store to receive alerts for future offers. Best Buy Coupons » Initâ"¢ - Laptop Sleeve Flag this deal What's the matter? Choose a reason Dead deal Duplicate Bad link Spam Inaccurate No value Alive again Edit deal