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As a kid growing up in a small town outside of Boston, Don Kilbride says he was "good at everything, not great at anything." But the money manager credits his "grinder" personality for helping him become the first person in his extended family to attend college. "I put my nose to the grindstone and moved a little bit every day toward my goal," Kilbride says. "It's how I play golf and how I invest."
That trait has served him well as manager of the $17 billion Vanguard Dividend Growth fund (ticker: VDIGX), which he has run since 2006. So far this year, $3 billion has poured into the fund, on top of the almost $3 billion it took in last year. The fund, which is subadvised by Kilbride's employer, Wellington Management, tops the list of the 25 largest U.S. actively managed stock funds in terms of inflow growth versus assets, according to Morningstar.
Undoubtedly, the fund has benefited from the recent excessive popularity of dividend funds, as income investors shun low-yielding bonds. The fund's rock-bottom expense ratio of 0.29% also helps, giving investors Kilbride's savvy management for about the cost of an index or exchange-traded fund. But it's the track record that's particularly appealing here, especially in an area that has seen a lot of new fund launches: Kilbride's fund has beaten 80% of its peers with an average return of 17% over the past three years, according to Morningstar. It also fared better during the 2008 downturn, with its 26% loss beating 97% of peers.
Don Kilbride likes companies that consistently increase their dividends. Shawn Henry for Barron's
While many dividend funds are focused on yield, Kilbride's fund is focused—as its name indicates—on dividend growth. Its yield is 1.88%, slightly lower than the Standard & Poor's 500's 2.02% yield and the category's 2.17% average yield. But Kilbride doesn't invest purely for current income; he looks for companies that can increase their dividends 10% a year over the next five years. The core of his strategy is dividend compounding: Kilbride seeks companies that balance growing a business with a commitment to return some of that growth to shareholders. "Dividend growth is the key. Those are the best compounders," says Kilbride.
Typically, this means the fund favors health care, technology, and consumer discretionary stocks over utilities and telecoms. The fund also generally has avoided financial companies because of the complexity of the businesses and their reliance on investor and consumer trust. During the crisis, when financial firms slashed dividends, the fund held just one bank, JPMorgan Chase JPM 0.22703193582563946% JPMorgan Chase & Co. U.S.: NYSE USD66.22 0.15 0.22703193582563946% /Date(1472245220947-0500)/ Volume (Delayed 15m) : 13822538 AFTER HOURS USD66.22 % Volume (Delayed 15m) : 216059 P/E Ratio 11.223728813559323 Market Cap 239185448051.736 Dividend Yield 2.899426155240109% Rev. per Employee 408196 More quote details and news » (JPM); it also reduced its payout.
Kilbride makes an exception for global property-casualty insurer ACE (ACE). The $30 billion company has no rival in terms of underwriting skill, he says, giving it an "extraordinary runway for growth." While low interest rates are pressuring some insurers to take on more risk in underwriting, ACE hasn't succumbed. "ACE assesses and prices risk better than its peers. When you have proven underwriting skill, everything else falls into place," he says.
Kilbride, who sometimes whips out a ruler to pull a stat off his spreadsheet and drive home a point, is focused on company fundamentals rather than macroeconomic speculation. "Ninety percent of what we do is opinion—value, quality, estimates. But two [factors] are not debatable: Price and dividend. I focus as much as I can on fact."
The history buff, who looks for lessons in the lives of everyone from Julius Caesar to the Founding Fathers, is also keen on dividend history. Few chief executives want to go down as the CEO who ruined a company's long payout record. The portfolio has its share of companies with 20-plus years of dividend history, like Praxair PX -0.9915474642392718% Praxair Inc. U.S.: NYSE USD121.82 -1.22 -0.9915474642392718% /Date(1472245321224-0500)/ Volume (Delayed 15m) : 983524 AFTER HOURS USD121.83 0.01 0.008208832703989493% Volume (Delayed 15m) : 23117 P/E Ratio 22.14909090909091 Market Cap 34746961498.6475 Dividend Yield 2.462649811196848% Rev. per Employee 392205 More quote details and news » (PX), Automated Data Processing ADP 0.022279157847833353% Automatic Data Processing Inc. U.S.: Nasdaq USD89.79 0.02 0.022279157847833353% /Date(1472245200188-0500)/ Volume (Delayed 15m) : 1358442 AFTER HOURS USD89.79 % Volume (Delayed 15m) : 7385 P/E Ratio 27.611550170669453 Market Cap 40960133423.0136 Dividend Yield 2.3610647065374764% Rev. per Employee 204698 More quote details and news » (ADP), and Johnson & Johnson JNJ 0.396390317955638% Johnson & Johnson U.S.: NYSE USD119.04 0.47 0.396390317955638% /Date(1472245208468-0500)/ Volume (Delayed 15m) : 6410590 AFTER HOURS USD119.05 0.01 0.008400537634408602% Volume (Delayed 15m) : 72083 P/E Ratio 22.37593984962406 Market Cap 325678795004.77 Dividend Yield 2.6881720430107525% Rev. per Employee 558002 More quote details and news » (JNJ).
Kilbride also invests in the "new generation" of dividend payers, as these companies are more likely to have an accelerating rate of dividend growth. The newest dividend payer in the fund is Amgen AMGN 1.0221465076660987% Amgen Inc. U.S.: Nasdaq USD171.97 1.74 1.0221465076660987% /Date(1472245200393-0500)/ Volume (Delayed 15m) : 2903443 AFTER HOURS USD171.97 % Volume (Delayed 15m) : 21847 P/E Ratio 17.583844580777097 Market Cap 128695646030.104 Dividend Yield 2.3259870907716462% Rev. per Employee 1240950 More quote details and news » (AMGN). It has just a two-year record, but Kilbride says he's comfortable with Amgen's willingness and ability to raise its payout.
Vanguard Dividend Growth
|Total Returns*
|16.68 %
|% of
|Top 10 Holdings
|United Parcel Service
|Wal-Mart Stores
|Roche Holding
|Johnson & Johnson
|*All returns are as of 10/30; three- and five-year returns are annualized.
** As of 9/30/13.
Sources: Vanguard; Morningstar
Another newbie is Cardinal Health CAH -0.012600806451612902% Cardinal Health Inc. U.S.: NYSE USD79.35 -0.01 -0.012600806451612902% /Date(1472245322155-0500)/ Volume (Delayed 15m) : 1731246 AFTER HOURS USD79.38 0.03 0.03780718336483932% Volume (Delayed 15m) : 12438 P/E Ratio 18.368055555555557 Market Cap 25280035811.4792 Dividend Yield 2.2628859483301826% Rev. per Employee 4586600 More quote details and news » (CAH). While the pharmaceuticals and medical-supplies distributor has paid a dividend for decades, it has begun paying out a larger portion of earnings. Kilbride expects it to raise its dividend by 14% a year. In an industry that is essentially an oligopoly, Cardinal's profits are steady. Returns have improved as the industry moved toward a fee-for-service model that enables Cardinal to better predict its profit stream, which leads to more predicable payouts.
Not all new dividend payers are appealing, though: Companies pushed to pay a dividend by activist shareholders don't interest Kilbride. "We focus on companies that pay or raise dividends out of strength, not weakness," he says.
The father of three young boys describes himself as "patient to a fault," and is willing to wait for years before buying a stock. The fund's average holding period is five to 10 years. Kilbride often buys when the market is rallying and investors dump stalwart companies for sexier names. That created a buying opportunity for long-time favorite McDonald's mcd -0.8576626526899419% McDonald's Corp. U.S.: NYSE USD114.44 -0.99 -0.8576626526899419% /Date(1472245218801-0500)/ Volume (Delayed 15m) : 5263371 AFTER HOURS USD114.44 % Volume (Delayed 15m) : 31128 P/E Ratio 22.05009633911368 Market Cap 97658749307.5244 Dividend Yield 3.1108004194337644% Rev. per Employee 59822.1 More quote details and news » (MCD), the fund's largest holding as of Sept. 30. Despite its out-of-favor status at the moment, Kilbride expects that the fast-food giant will still increase its dividend at least 10%, if not more. There are also no signs of the business deteriorating. Net profit margins, 16% over the past decade, averaged 20% in the past three years.
Kilbride keeps a close eye on the 50 stocks in the portfolio, as well as the four or five stocks he'd like to own if the price is right. When prices fall, he uses Wellington's deep industry-analyst bench to ensure nothing is wrong with the business that would jeopardize its free cash flow and dividend-growth potential. If so, Kilbride is willing to ride out some near-term ups and downs.
The importance of riding out that volatility is one of Kilbride's earliest lessons in the industry—picked up just days after starting as a research assistant for a chemical analyst at Kidder Peabody. One of the analyst's recommended stocks was down 28% after a disappointing earnings report. "I'll never forget the panic I felt," Kilbride says. "But the analyst said something like, 'This is just one day.' That really resonated with me. Great things take a long time to build."
E-mail: firstname.lastname@example.com


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John Drennan: The party's over for FF -- even with no election
Two brave individuals from within the ranks have shown the beaten soldiers their destiny, says John Drennan
Published 07/11/2010 | 05:00
Predictions about the destruction of Fianna Fail are becoming like the bond rates for Irish debt. Just when you think the party is about to set a new record they fall even farther. In our guide to the next election we went further than any other commentator and suggested FF would lose 36 seats.
Though they might not believe it, we were being optimistic, for the slightest electoral default will cost this political equivalent of a sub- prime mortgage a further 20 TDs. This reality did not stop a party hellbent on self-destruction from setting new records in the field of political stupidity last week.
Over five politically wretched days it was revealed that FF, in collusion with the Greens, is prepared to undermine the Constitution and hide the fiscal truth from the people in order to maintain its grip on power.
Amidst all of this anomie, however, two brave individuals may have lit the fuse that will see FF soon experiencing the same fate as Carthage.
Even before the publication of The House Always Wins by John McGuinness it was becoming increasingly difficult to view Brian Cowen with anything other than undiluted contempt.
For a while this might have been mingled with some degree of pity, for, like others who share his fatal weakness, Cowen is a skilful manipulator. In our case the spin has been one of Cowen, the decent caring patriot, overwhelmed by the magnitude of the self- created disaster he is now dealing with.
All this tat is ripped away by one scene in The House Always Wins, which describes what happened when McGuinness, who had been making waves as the vice-chairman of the Public Accounts Committee, was summoned to a meeting with Cowen and Bertie Ahern.
In the book McGuinness details how Ahern sat silently as Cowen, who has delivered a couple of utterly unoriginal but much-praised speeches about the need for public sector reform, delivered a tirade of foul-mouthed abuse at McGuinness over his cheek in annoying our mandarins and trade union barons with straight questions. Apparently the meeting began with a considered bellow of "What the f*** are you at?" and it didn't get any better.
Sometimes small moments capture the essence of a man's life. We know all too well that Cowen has always been the mandarins' lap dog, the bankers' poodle and the builders' little pet.
However, the vignette from The House Always Wins provides us with a private unveiling of Cowen as a lazy political coward without any moral centre who only waves the big stick when told to do so by his various masters.
It is bad enough that we have a Taoiseach with a big bark and tiny, under-developed balls. What is even more depressing is the coarse contempt this unctuous servant of a venal caste of civil service mandarins and trade union barons has for the citizens he theoretically serves and the TDs he leads.
Happily, McGuinness was not the only patriotic FF figure who ripped away our little emperor's clothes last week.
In truth, serving as he had to under a leader like Cowen, the wonder of it is not that James McDaid resigned from politics last week but that this flawed but intuitively decent individual stayed for so long.
McDaid had his motorway adventures but there was always a sense that there was something belonging to the best of FF that still adhered to his persona. He was a well-respected doctor and an instinctive healer who in a very real way put people before politics. As is so often the case, in the aftermath of his resignation the media attention focused on the red herring of McDaid's departure as distinct from the real meat contained within his letter of resignation.
There, in a Dreyfus-style political indictment of the culture of Cowenism, McDaid slammed a Taoiseach who, in a desperate attempt to save his skin, is only interested in doing "what is politically possible rather than what is economically necessary".
And in a parting shot, a politician who defined himself as a "citizen first and a member of FF second" called for a new politics free "from the shackles of social partnership and political Dutch auctions" whose primary focus "is the survival of the Government".
Despite McDaid's bravery in revealing the naked state of FF's little emperor, he was casting his sweetness on to the desert air.
The kindest thing we can say of Mr Cowen's response to Ireland's 'Great Disruption' is that, like Bruce Willis in The Sixth Sense, he may not yet know he, his Government and his party is dead.
Whatever about the Government, it is becoming increasingly clear that the hubris of the spendthrift prodigal son of Irish politics is about to lead FF towards its own terrible nemesis.
All great political battles can generally be summarised in a sentence and in its case the simple question FF must answer is who on Earth will vote for it.
The party has always defined itself as a great national movement but why should anyone vote for a party that has turned the countryside into a living desert?
If we can take any joy from our terrible debacle it is that FF is at the edge of a similar fate. Rather like the end of the Haughey era, the Green/Fianna Fail Coalition is surrounded by a distinctive taint of moral turpitude.
Mr Cowen is no 'evil spirit' for he is simply too soft.
But, whether it is NAMA or the by-elections, FF and the hand-wringers within the Greens are now prepared to subvert the institutions of the State to stay in power.
Last week as we watched Cowen and Noel Dempsey attempt to sneak away from the consequences of the High Court judgment on Donegal, it all resembled nothing more than the ethically sleazy desperation of the last days of Nixon. In truth, on one level we can hardly blame them, for there is no good escape for FF from the rat-trap they found themselves in.
Should the 'cowards of the county'-style view of some cabinet rats prevail -- that the party should cut and run before the Budget and leave the mess to the opposition and the IMF -- then the electorate will decimate them for their cowardice.
If they try to get the Budget through and fail they will be beheaded over their incompetence. And if the Coalition gets the Budget through they will be destroyed by an enraged electorate.
Like its banking doppelganger Anglo Irish Bank, when it comes to the extent of FF's likely losses there is no bottom line. And should the electorate's "out, out, out" mood be reflected by the loss of 50 seats, the cruel truth is that a party that changed from being a national movement into a Mafia-lite-style franchise will simply cease to exist.
Ultimately, the cruellest truth of all is that should FF be destroyed no one will care about its passing.
Sunday Independent

subset: commoncrawl


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Sparse crowd hears Dylan play it his way
Bob Dylan may be one of the most influential musicians of all time. But he's no Justin Bieber.
At least, not in terms of live audience demand in Milwaukee. Bieber sold out the BMO Harris Bradley Center in less than an hour. For Dylan on Thursday, the arena was mostly empty, with the 400 sections curtained off and entire rows of seats in the 200s without a single occupant. I've never seen the arena so empty for a concert. »Read Full Article(22)
Gaffigan's stand-up act well-received by Milwaukee crowd
Jim Gaffigan didn't have the fortune of being born here, but the native Hoosier did the next best thing and married someone who was.
Milwaukee is sort of a second home for the New York-based stand-up comic, not simply because of his family connections or because he's played annual year-end shows at the Pabst Theater since 2007. His style of stand-up - clean, soft-spoken, often deadpan, obsessive about food - seems tailor-made for Midwestern sensibilities. »Read Full Article(2)


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Representatives react to sequester
Ohio Republicans and Democrats in Congress may be on different sides of the sequester battle, but they are in agreement on one thing: the impact of the cuts could have a huge impact on the state.
Eagle 1: If the below article represents ROUTINE business, she should be tired, sentenced and jailed. She refuses to answer any point blank questions and, again, has the protection of the Obama administration, Lynch for sure as she is stonewalling on whether or not to charge Hillary with lying. Turkish suspect donated to Clinton Manhunt underway for alleged coup plotter enmeshed in complex political network Paul Singer @singernews USA TODAY WASHINGTON An Istanbul-based college professor, accused by the Turkish government of coordinating last month's failed coup attempt, is at the center of a group of suspicious contributions in 2014 to a super PAC supporting Democratic nominee Hillary Clinton, a USA TODAY analysis shows. Adil Oksuz is the subject of a massive manhunt in Turkey. Two years ago, an apparently fictitious company that Oksuz created made a $5,000 donation to the Ready for Hillary PAC, a group preparing for Clinton's presidential campaign. The Clinton campaign did not respond to USA TODAY's questions about the donations. The campaign did not control the operations of the super PAC. A company called Harmony Enterprises gave $5,000 to the PAC on June 27, 2014, campaign finance records show. Oksuz registered Harmony in New Jersey in 2010, according to state corporate records. It is the only campaign donation the company ever made. The company website suggests it is a paper manufacturing business, but the address listed on the corporate records is a used-car lot on a highway in Lodi, N.J. Harmony's phone number is disconnected. Foreign nationals are not allowed by law to make campaign donations, but foreign-owned companies are allowed to donate as long as they use U.S.-generated profits and the decision to donate is made by U.S. citizens who work for the company, according to election lawyer Charlie Spies. There is no public information showing whether the Harmony donation complied with campaign finance laws. The donation was one of a halfdozen donations made to Ready PAC that same day totaling more than $62,000 from Turkish Americans in and around Lodi. Much of that money came from companies that no longer exist or may have never existed, or from donors who cannot be located, campaign and corporate records show. Other donors in the group were also donors to the Clinton presidential campaign as well as the Clinton Global Initiative. Most of the donors have clear ties to a religious movement led by a cleric named Fethullah Gülen, who lives on a compound in the Pennsylvania countryside. The Turkish government claims Gülen runs a worldwide network trying to overthrow the regime. Turkish President Recep Tayyip Erdogan has repeatedly called on the Unit ed States to extradite Gülen. In the wake of the coup attempt July 15, the Turkish government declared Oksuz was a leader of the plot. He was briefly detained. He denounced the coup attempt, telling USA TODAY he had nothing to do with it. The Gülen movement, also known as Hizmet, has been active in U.S. politics. A network of Gülen-affiliated groups provided members of Congress and staff hundreds of free trips to Turkey, many of which USA TODAY discovered were secretly funded by Turkish entities in violation of congressional travel rules. Gülen-linked Turkish Americans have provided hundreds of thousands of dollars in suspicious gifts to U.S. political campaigns. Sen. Kelly Ayotte, R-N.H., re- turned $43,100 in Turkish-American donations last year after USA TODAY's reporting indicated that some of the donors were unaware even of basic facts about Ayotte — such as the fact she is a woman. The pattern re-emerges in the donations to Clinton's PAC on June 27, 2014. Along with Oksuz's Harmony Enterprises, a second business at the Lodi, N.J., address — Under 70 Auto Sales, also a used-car lot — donated $7,500 to Ready PAC that day. That company was owned by Abdulhadi Yildirim, whom Turkish news reports identify as Oksuz's U.S.-based brother-in-law. Yildirim's Linked-In page lists him as "Executive Director at Harmony Enterprises." The phone number at Under 70 Auto Sales is disconnected. Bergen County land records indicate that a company called Sansun USA, owned by Adbulhadi Yildirim, sold the car lot for $510,000 the day before the donations were made. Two other used-car lots on that same stretch of highway made donations to Ready PAC on the same day, totaling $12,500. That same day in 2014, two leaders of the Gülen-affiliated Turkish Cultural Center of New York made large donations to Ready PAC.


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You may be religious about getting your sweat on regularly, but are you making sure you keep your muscles flexible?
We're all guilty of skipping that stretch from time to time, but it's so essential for loosening up and relaxing your bod. So we pulled together 10 essential stretches that you can do once or twice a day at any time (except right before a workout!) to make sure you're in tip-top shape.
Got really tight hips because you've picked up a running habit? Try this hip flexor/quad stretch. Do your shoulders feel locked after you've been hunched at a computer all day? The swan stretch is your new BFF. You'll be stronger, more flexible and more mellow after finishing these trusty moves.
- The Anyone-Can-Do-It Workout
- Look Like You Do Yoga Everyday — Without Ever Hitting the Mat
- The One Move You Need to Do Before Your Next Run (No, Seriously, Do It!)
Image Credit: Beth Bischoff
KEYWORDS: Fitness,Fitness Tips,Health,Running,Stretching,Toning Move


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- Casings
Friday, 15 Jul 2016
The Silverstone Primera PM01 is a sleek chassis with a design inspired by fast cars
The Silverstone Primera PM01 is now available to buy locally. The feature-rich chassis boasts a supercar-inspired design and a spacious interior for high-end builds, and it does all this at a rather palatable price.
Friday, 8 Jul 2016
Cooler Master unveils the MasterBox 5, an affordable case with plenty of customization options
Cooler Master has announced the MasterBox 5, an affordable mid-tower case with a modular interior and plenty of room for high-end hardware.
The Thermaltake Core P3 is a compact wall-mounted chassis that shows off your hardware
Thermaltake has unveiled the Core P3, a smaller version of its Core P5 wall-mounted chassis. The Core P3 features a sheer sheet of tempered glass to show off your hardware, and supports various flexible mounting and installation options as well.
Monday, 20 Jun 2016
Silverstone woos gamers with its affordable Redline RL05 chassis
The Silverstone Redline RL05 is an affordable gaming chassis targeted at gamers on a budget. Designed to maximize airflow and cooling, it offers just the right mix of features for gamers watching their wallets.
Friday, 20 May 2016
Lian Li unveils the Ebonsteel series of steel chassis for budget-minded builders
Lian Li has introduced a new series of steel cases that it has dubbed the Ebonsteel series. These are targeted at more budget-conscious builders and represent a departure from Lian Li's traditionally premium aluminum cases and stiff price tags.
Cooler Master unveils MasterCase Maker 5, a modular chassis that can be upgraded (Updated)
Cooler Master just revealed a modular chassis, high-end air cooler, and Titanium-rated digital power supply at CES 2016, part of its Maker Ecosystem range of products designed to enable enthusiasts to build their very own version of the ultimate PC.
Tuesday, 3 May 2016
Phanteks updates Enthoo Evolv ATX case with sexy tempered glass side panels
Phanteks has announced the Enthoo Evolv ATX Tempered Glass, a new version of its Enthoo Evolv ATX gaming case that features tempered glass side panels and RGB LED lighting controls.
Thursday, 4 Feb 2016
Lian Li's latest PC-M25 mATX case can store more hard drives than you will ever need
The new Lian Li PC-M25 mATX case can hold up to seven 3.5-inch hard drives. That's probably more than most people will ever need, and there's space for full-sized ATX power supplies and graphics cards as well.
Wednesday, 27 Jan 2016
The NZXT Manta may be one of the most appealing mini-ITX cases we've ever seen
The NZXT Manta is a mini-ITX case with space for plenty of high-end hardware, including room for up to three water-cooling radiators at once. The sleek, curved side panels also help create even more space for cable management.
Tuesday, 19 Jan 2016
You can build a silent, powerful system with Fractal Design's Define Nano S mini-ITX case
The Fractal Design Define S Nano is a compact mini-ITX case with sound-dampening foam and space for high-end hardware and water-cooling components.


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- Report: #643476
Report - Rebuttal - Arbitrate
Complaint Review: Online Business Bureau
Online Business Bureau1629 K Street, NW, Suite #300 Washington, DC 20006 Internet United States of America
Online Business Bureau OnlineBusinessBureau Complete SCAM. Once signed up no way to cancel. I have tried everything, Calling, online form, faxing....Must cancel my credit card they are charging recurring monthly charges to. Internet
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I signed up 18 months ago and have been trying to cancel my subscription for 12 months. I have tried calling all hours of the day, the automated system runs in circles with no live people and no option to cancel. I have tried to complete the "contact us" form 6 times with no response. I have faxed a cancellation request, then a demand....still they continue to charge my card on file monthly. To make matters worse, I have contacted my financial institution and have them block charges from this vendor for a specific amount so the online business bureau charges a different amount by one penny or changes description of the charge which throws the bank off and they allow the debit! I can't believe these people are still in business!!! Please, somebody else must have the same problem....please report these jokers.
This report was posted on Ripoff Report on 09/22/2010 10:21 PM and is a permanent record located here: http://www.ripoffreport.com/r/Online-Business-Bureau/internet/Online-Business-Bureau-OnlineBusinessBureau-Complete-SCAM-Once-signed-up-no-way-to-cancel-643476. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Below is a selection of search results matching: Touch for Health Canberra
JOHN HANES Naturopath since 1992
Shellharbour Village, New South Wales
IDENTIFY and REMOVE the CAUSE of your allergies, aches, moods, IBS, fatigue, hormone blues, etc so YOU can take charge of your...
02 4295 4255
Energia Health
Camden, New South Wales
We here at Energia Health specialise in providing a range of professional Kinesiology treatments, to people of all ages in the greater...
Lisa McConnell
0402 092 125
Natural Fertility & infertility, Depression. Acupuncture Naturopath Chinese Medicine Sydney
Sydney Acupuncture TCM Chinese Medicine IVF Fertility & Cancer Herbs Naturopaths Clinic NSW
Gwynneville, New South Wales
Dont tell me whats wrong, because I'll find out and tell you! New logical medical science turns many "incurable" diseases...
Peter Che Nan Chen
02 9560 9347
0411 377 938
Cindy Russell
Wollongong, New South Wales
Why settle for 'OK' when you could have AWESOME! I offer programs of Self Discovery that will help you Explore more of who you are and...
Cindy Russell
0409 286 630
0409 286 630
CranioSacral Therapy
Albury, New South Wales
CranioSacral Therapy incorporates CranioSacral Therapy, Energetic Balance and Healing, Compassionate Psychology, Structural, Biological,...
Jacqueline Scott
0405 829 896
Albury Kinesiology
Albury, New South Wales
If you are looking for a sense of complete health, wellbeing and balance in your life, kinesiology could be of benefit to you.
Trish Purtell
0408 414 271
Macquarie Natural Therapies
Bathurst, New South Wales
Macquarie Natural Therapies offers a range of natural services to help cater for all your health care needs. Our team consists of...
Jolene or Barbara .
02 6332 1511
Ingleburn, New South Wales
Touch for Health, Energy Healing, Flower Essences, Life Coaching, Lymphatic Drainage, Massage - Deep Tissue, Massage - Remedial, Massage...
Jeffrey Stewart
02 9605 9328


text:
~ Faculty ~
Keyser our Nursery/Kindergarten teacher is a Certified
Waldorf Teacher and has taught at Hearthstone since
1996. She also teaches dance at the Mountainside School
of Dance.
"I teach because I love children. It is my way of
serving society, to make this world a better place, because these children
WILL do so! The reason I teach at Hearthstone is because it's a loving
environment for the children, and it's a school that I feel is serving
the children in the best way possible. Children have the right to an
education that nourishes them in such a way to be whole, healthy, wise
and loving human beings...an education that academically prepares them
... and that assists them in being good stewards of our planet."
Blank is
the Pre-1st/First
She also
German and
to the Lower
In 2003, she graduated with a teaching degree in Germany as a staatlich anerkannte Erzieherin and worked in different German pre-school/Kindergarten classrooms where she experienced a great mix of teaching styles and the influence of Waldorf Education. In 2004 she traveled to Australia and New Zealand and was able to acquire more teaching experience while working as a substitute teacher in Sydney, Australia. In 2007 her family relocated to Culpeper, Virginia from Germany.
Sylvie incorporates the German culture in the daily routines through songs, finger plays, crafts and games. "I love it here at Hearthstone School, where children can be children and also learn for life!"
Orfila is
our part-time
Linda has
three Waldorf
and she
has taught
at Hearthstone
since 2001.
"Teaching at Hearthstone School allows for
the pure joy of learning to shine through. I feel this joy deeply
at the same moment I see in my students' faces when they have
grasped a given academic concept through art, music, nature, humor
and love. This is perfection on earth."
Kiaya Abernathy
Kiaya Abernathy was born
and raised in Rappahannock
County, Virginia. Kiaya
is a singer/songwriter
and performs locally with
her father. She was home
schooled until the age
of 15, when she began
attending Hearthstone
School for 9th, 10th and
11th Grade. Kiaya attended
the University of Virginia
and graduated in May of
2013 with Bachelors in
Anthropology and Linguistics.
Kiaya teaches main lesson
to the Lower School (Third
through Fourth Grade). "My
goal is to use my love
of music and language
to assure the children
that the song they have
to sing is both unique
and a gift to the world.
It takes courage to find
your voice and share it
with others. Music and
language creates independent
thinkers and reinforces
Rosenbaum is teaching Fifth through Seventh Grade
teacher. She has a BFA in Ceramics from
Indiana University
in the Overseas Program in
Dijon, France. She has a Teacher's License for grades 1 through 8
taught in the Rappahannock County public school system for three
years. Ms. Rosenbaum has been teaching at Hearthstone School since
Torry Keane returned to Hearthstone School as a high school teacher in 2013 after spending two years launching a college access program in five high schools in the counties of Page and Shenandoah in Virginia. From 2002-10 Keane worked with Hearthstone as a high school teacher, and continues in that position today as the English, History, Journalism and Photography instructor. For over 25 years she worked as a professional photographer receiving awards from the Virginia Press Association and the Daughters of the American Revolution.
Attained degrees: Endicott
College, Bachelor of Science
in Psychology (minor in
photography), Associate
in Science in Integrated
Studies. Keane was awarded
the title of Summa Cum Laude
for both undergraduate degrees.
She received training in
Waldorf eighth grade education
from Sunbridge Institute,
and is a graduate of
Clemson Universitys School
of Health Education and
Human Development with
a Master of Science in Youth
Development and Leadership
(YDL). As an YDL, Keane
approaches education with
consideration given to all
aspects of human development.
Her personal goal is to
provide youth with a platform
(academically, intellectually,
and emotionally) that supports
them when confronting challenges,
adapting to changing environments,
and fosters strong morally
responsible individuals.
Leonard Davette Leonard is an artist, calligrapher
and art educator living, painting and teaching in Rappahannock
At Hearthstone School Ms. Leonard teaches Art and Calligraphy
to the Lower School, Middle School and High School
an emphasis
on the enriching experience of art in everyday life and learning.
The artwork of Ms. Leonard is in the style of European
Renaissance still life and portrait painting and may be seen at
the Caulfield Gallery, Washington, VA and the McGuffey Art Center,
Charlottesville, VA.
Other teaching experiences include Artist in Residence
at Rappahannock County Elementary School, Headwater's Summer
Art Workshops, Charlottesville Homeschool Enrichment Community
classes, Rappahannock County Adult Education classes and private
lessons in art and calligraphy for all ages.
Ms. Leonard has a BLS in Studio Arts at the University
of Mary Washington, Fredericksburg, VA., and studied at the
of Visual Arts, NY, NY, and the Corcoran School of Art, Washington,
DC. And as a member of the Washington Calligraphers Guild she
was a recipient of the Herman Zapf Scholarship, making it possible
for her to study with Sheila Waters.
For further info: www.davetteleonard.com
Manabu Nagase teaches music at Hearthstone School. He is an accomplished multi-instrumentalist and established music instructor. He plays violin, mandolin, guitar, keyboards,bass, trumpet and saxophone. He is well versed in bluegrass, oldtime, Jazz (from swing including gypsy jazz to post bebop) rock, blues, early music and classical. Manabu has won numerous awards for guitar, fiddle and mandolin at various festivals in the Southeastern United States. He has an extensive knowledge of music theory which allows him to teach numerous styles of music.
Manabu came to the United States in 1995 from Tokyo, Japan. He has played bluegrass since 1975 and has studied jazz and classical music at several music institutions. He was a member of a rock band for over a decade in the Tokyo area where he played guitar, bass and keyboards. He is fluent in Japanese and English.


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The days before Halloween were dedicated to my costume and it's been much easier then past years. This year we are going as Scooby Doo characters I am Velma. In past years I have made a full body spandex wrestlers costume for my husband, Olivia the pig for me, Marie Antoinette skirt with my sister in-law, Woody, and Dog costumes for my kids, oh yes and the cape for Super Petra. Halloween is definitely our family's favorite holiday and my with my sister it's even bigger. I think part of the reason I love Halloween is the creativity behind decorating and making costumes.When people ask me how long I have been sewing or where I learned to sew it goes back to making costumes with my Mom. I still remember the year she made me a ballerina costume and now I know how hard working with that tulle must have been for her. One of the first costumes we really made together was the year I was a clown. We made a green and blue clown costume with pom poms and brickabrack. I must have been in 3rd grade. These days with my kids and the huge choice of costumes available I have not been able to make one for them for a few years. There are some costumes that really make more sense to buy but I look forward to the day I can make costumes with both of my kids and they can learn how to sew.
Friday, October 30, 2009
I have been struggling to get over this sickness. We were told by the nurse it was Swine Flu but they aren't running the tests anymore so we can't be sure. The whole thing is so frustrating, how do we know the extent of this flu if no one is getting tested?! Besides my lingering fatigue (this is my third week) it was pretty mild for us so I hope we had it and now can be done! That being said it's been hard for me to work as much as I'd like on the quilt and I miss it : (
1 comment:
The cutest revival of Velma Dinkley anyone would imagine. Great picture, Halloween was really fun this year.
- November 5, 2009 at 10:54 AM
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Shirley and Arvall Loyall of Hodgenville celebrated their 50th wedding anniversary on August 6, 2016. They entertained their family and friends at a dinner and reception at Stone Hearth hosted by their daughter Monica (Scott) Frazier and their son Michael (Shelly) Loyall. Also in attendance were cherished friends and family including sisters, brothers and their two grandsons Steven Loyall and Kevin Loyall.
Shirley Claywell and Arvall Loyall were joined in marriage at the preacher's home in Jonesville, KY in 1966.
Last Saturday was the Barbour/Thompson/Jordan Family Reunion at The Pritchard Community Center in Elizabethtown. Carlos Cox returned home last Friday and he was at church Sunday morning. Our deepest sympathy goes to Reverend Wilkinson in the passing of his aunt.
First Baptist- This Sunday will be our 136th Church Anniversary and Annual Homecoming during morning services. The B & M Mass Choir will be singing and the sermon will be given by Pastor, Reverend Jerry Wilkinson.
Thought for the week: I fall. I rise. I make mistakes. I live. I learn. I've been hurt but I'm alive. I'm human. I'm not perfect but I'm thankful!
I am so excited about LCHS class of 1976 40th class reunion. Where did the years go? The event is coming up on August 13 at Arrowhead Archery & BBQ. As of today there are 37 signed up to attend.
Thought for the week: Happiness Keeps you Sweet, Trials keep you strong, Sorrows keep you Human, Failures keep you Humble, And God, keeps you going.
First Baptist- This Wednesday at 7 p.m. will be church business meeting. This Thursday at 6 p.m. will be choir rehearsal. This Sunday will be the Church Anniversary and Annual Homecoming at Pleasant Union Baptist Church in Campbellsville. Next Sunday will be our 136th Church Anniversary and Annual Homecoming during morning services.
Copyright © 2016
The LaRue County Herald is your source for local news, sports, events and information in LaRue County, KY, and the surrounding area.


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Yuma Energy Merger with Pyramid Oil Halts Australia IPO Plans
Yuma Energy Inc.'s decision to target a backdoor listing on the New York Stock Exchange by combining with smaller rival Pyramid Oil means the company is unlikely to launch an initial public offering in Australia anytime soon, a person familiar with the matter said.
Yuma, a Houston-based unconventional oil company, had planned to raise as much as 150 million Australian dollars (US$134 million) by listing on the Australian Securities Exchange. In October, it hired Deutsche Bank to lead the IPO.
The listing would have allowed the company's Chairman and Chief Executive Officer Sam Banks to sell down some of his 64% stake, and raise money for a drilling program at its Masters Creek oil asset in the Austin Chalk region of Louisiana.
While the merger with Pyramid didn't raise any new capital, it opens the door to Yuma issuing new shares in future to fund expansion, the person said.
Under the terms of the merger unveiled last month, Pyramid issued 66 million new shares to Yuma. As a result, Yuma now holds a 93% stake in the merged entity.
A spokesman for Yuma couldn't be reached for comment.


text:
The Journal of Critical Thought and Praxis is a peer-reviewed on-line journal that provides a space for emerging scholars, educators, and activists to engage in critical and progressive inter/transdisciplinary scholarship and dialogue that supports awareness of social justice issues and challenges individuals to move towards advocacy and concrete engagement with social justice movements. JCTP is also committed to providing all authors with developmental feedback that helps clarify, sharpen, and communicate ideas and arguments in a manner accessible to a broad social justice community.
See the About for a complete coverage of the journal.
JCTP is pleased to announce that we are moving to a special issue model. We will no longer be accepting open submissions, but are currently accepting submissions for our special issue on "Everyday Practices of Social Justice". The submissions deadline is September 15, 2016.
Call for papers: Special issue on Everyday Practices of Social Justice. Please see our call for submission for more details.
Current Issue: Volume 5, Issue 1 (2016) Open Call
Letter From the Editor
Danica L. Schieber
Victim Blaming, Protests, and Public Space: News Coverage of the Occupy Wall Street Sexual Assaults
Abigail R. Barefoot
Survival. Activism. Feminism?: Exploring the Lives of Trans* Individuals in Chicago
Amanda A. Stewart
Whiteness FAQ: Responses and Tools for Confronting College Classroom Questions
Naomi W. Nishi, Cheryl E. Matias, Roberto Montoya, and Geneva L. Sarcedo
Luck Isn't Why I Made It: Exploring A Latina Educational Journey Within A Latina/o Critical Race Theory Lens
Mariana Garcia Martinez


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|By PR Newswire
Article Rating:
|November 6, 2012 08:01 PM EST
- Cloud, Mobility, Social Media and Big Data Changing the Face of Customer Service
SYDNEY, Nov. 7, 2012 /PRNewswire/ -- The contact centre market in Australia is expected to experience a major transformation as cloud based solutions and mobile devices change the way organisations provide customer service. Cloud based contact centre solutions are expected to gain momentum in the next 3 to 5 years. On the other hand, growth and revenues of traditional on-premise models will decline as most organisations facing a contract renewal or new deployment will be reluctant to commit to long contract terms in a rapidly changing technology landscape. Although the on-premise model is the predominant deployment model for contact centre applications in Australia, the market is in the early stages of a transformation towards third party managed solutions.
Anand Balasubramanian, Industry Analyst, Australia & New Zealand ICT Practice says that Australia's contact centre market is moving from on-premise to third party managed solutions. "While organisations value the level of control offered by on-premise models, cost constraints and flexibility (in terms of scalability and pricing) requirements are causing organisations to evaluate alternative options at the time of a new deployment or upgrade. Organisations are becoming increasingly inclined towards deploying hosted and cloud based solutions," he states.
According to Frost & Sullivan's report, Australian Contact Centre Market 2012, a combination of changing business models and impact of enabling factors such as the NBN will make cloud based deployments the preferred model for new contact centre deployments in Australia. As demand grows over the 2013/2014 timeframe, several new players, including global vendors, will enter the market.
According to the recently published report, cloud based solutions will present the greatest threat to the traditional on-premise based model. With the changing shift in customer preference for hosted and cloud based solutions, traditional contact centre vendors will look to supplement their on-premise solutions with cloud based versions. A number of vendors have already announced plans to introduce cloud based versions of their contact centre solutions by 2013.
A less visible and often ignored advantage of cloud based contact centres is the built-in resiliency capabilities through Business Continuity Plans (BCP) and Disaster Recovery (DR) features. The floods and bushfires of 2011 made organisations acutely aware of risks of a major disruption to their contact centres and the need for a BCP and DR plan to ensure a business stays operational in the event of a major disruption.
Currently, existing investments on contact centre infrastructure (hardware and software) and perception among organisations are the biggest hurdles for adoption of cloud based alternatives. However, as organisations approach renewal or end-of-contract, they will closely evaluate on-premise alternatives before committing to a solution. In addition, organisations will less willing to commit to long contract terms given the constantly changing nature of technology and customer service. Frost & Sullivan estimates 2015-2016 to be the inflection point for cloud based contact centre solutions as end of contract terms and availability of high speed internet (in the form of NBN) combine to create conducive conditions for the market to grow.
The other major factor to impact the contact centre market is being driven by the increasing use of smartphones and tablets by consumers to contact an organisation. Audrey William, Head of Research, Australia and New Zealand, ICT cites the proliferation of smart devices (smartphones and tablets) as a key factor that will enable organisations to provide superior customer service, thereby gaining a competitive advantage in the market. Most organisations, particularly telcos, banks and organisations in the retail sector are already focusing on enabling their contact centres to provide a full mobile experience for customers. "This strategy provides a richer experience for the customer, and enables the organisation to reduce call volumes by providing basic service functions for mobile devices," William explains. Apart from cloud and mobility technologies, contact centres have been impacted by the rise of social media and are starting to deploy social media technologies within the contact centre environment.
William says that analytics and big data are major trends that will shape the way organisations provide customer service. "Organisations will be able to capture data from customer interactions from multiple communication channels such as voice, email, web and social media. This will allow organisations to customise individual service for customers."
As a result, we will see a number of contact centre vendors partnering with analytics/big data vendors. For instance, NICE Systems announced a partnership with IBM to integrate its contact centre solution with IBM's big data analytics software. Going forward, contact centre vendors will look to partner with major global big data and analytics players such as IBM, SAP, SAS and Oracle.
Frost & Sullivan's report Australian Contact Centre Market 2012 forms a part of the Frost & Sullivan Enterprise Communications Research program. This reports looks at trends across the Contact Centre Applications, Hosted Contact Centre and Cloud Based Contact Centre markets. All research services included in this subscription provide detailed market opportunities and industry trends evaluated following extensive interviews with market participants. For media queries and more information please send an e-mail with your contact details to Donna Jeremiah, Corporate Communications, at [email protected].
About Frost & Sullivan
Frost & Sullivan, the Growth Partnership Company, works in collaboration with clients to leverage visionary innovation that addresses the global challenges and related growth opportunities that will make or break today's market participants.
Our "Growth Partnership" supports clients by addressing these opportunities and incorporating two key elements driving visionary innovation: The Integrated Value Proposition and The Partnership Infrastructure.
- The Integrated Value Proposition provides support to our clients throughout all phases of their journey to visionary innovation including: research, analysis, strategy, vision, innovation and implementation.
- The Partnership Infrastructure is entirely unique as it constructs the foundation upon which visionary innovation becomes possible. This includes our 360 degree research, comprehensive industry coverage, career best practices as well as our global footprint of more than 40 offices.
For more than 50 years, we have been developing growth strategies for the global 1000, emerging businesses, the public sector and the investment community. Is your organization prepared for the next profound wave of industry convergence, disruptive technologies, increasing competitive intensity, Mega Trends, breakthrough best practices, changing customer dynamics and emerging economies?
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E: [email protected]
SYS-CON Events announced today that 910Telecom will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Housed in the classic Denver Gas & Electric Building, 910 15th St., 910Telecom is a carrier-neutral telecom hotel located in the heart of Denver. Adjacent to CenturyLink, AT&T, and Denver Main, 910Telecom offers connectivity to all major carriers, Internet service providers, Internet backbones and ...
Aug. 29, 2016 07:00 PM EDT Reads: 1,973
Almost two-thirds of companies either have or soon will have IoT as the backbone of their business in 2016. However, IoT is far more complex than most firms expected. How can you not get trapped in the pitfalls? In his session at @ThingsExpo, Tony Shan, a renowned visionary and thought leader, will introduce a holistic method of IoTification, which is the process of IoTifying the existing technology and business models to adopt and leverage IoT. He will drill down to the components in this fra...
Aug. 29, 2016 06:15 PM EDT Reads: 270
Why do your mobile transformations need to happen today? Mobile is the strategy that enterprise transformation centers on to drive customer engagement. In his general session at @ThingsExpo, Roger Woods, Director, Mobile Product & Strategy – Adobe Marketing Cloud, covered key IoT and mobile trends that are forcing mobile transformation, key components of a solid mobile strategy and explored how brands are effectively driving mobile change throughout the enterprise.
Aug. 29, 2016 05:03 PM EDT Reads: 201
Internet of @ThingsExpo, taking place November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with 19th Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. The Internet of Things (IoT) is the most profound change in personal and enterprise IT since the creation of the Worldwide Web more than 20 years ago. All major researchers estimate there will be tens of billions devices - comp...
Aug. 29, 2016 02:15 PM EDT Reads: 3,738
DevOps at Cloud Expo, taking place Nov 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with 19th Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. The widespread success of cloud computing is driving the DevOps revolution in enterprise IT. Now as never before, development teams must communicate and collaborate in a dynamic, 24/7/365 environment. There is no time to wait for long dev...
Aug. 29, 2016 02:00 PM EDT Reads: 2,476
Data is the fuel that drives the machine learning algorithmic engines and ultimately provides the business value. In his session at Cloud Expo, Ed Featherston, a director and senior enterprise architect at Collaborative Consulting, will discuss the key considerations around quality, volume, timeliness, and pedigree that must be dealt with in order to properly fuel that engine.
Aug. 29, 2016 12:45 PM EDT Reads: 2,024
There is growing need for data-driven applications and the need for digital platforms to build these apps. In his session at 19th Cloud Expo, Muddu Sudhakar, VP and GM of Security & IoT at Splunk, will cover different PaaS solutions and Big Data platforms that are available to build applications. In addition, AI and machine learning are creating new requirements that developers need in the building of next-gen apps. The next-generation digital platforms have some of the past platform needs a...
Aug. 29, 2016 12:15 PM EDT Reads: 823
19th Cloud Expo, taking place November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, will feature technical sessions from a rock star conference faculty and the leading industry players in the world. Cloud computing is now being embraced by a majority of enterprises of all sizes. Yesterday's debate about public vs. private has transformed into the reality of hybrid cloud: a recent survey shows that 74% of enterprises have a hybrid cloud strategy. Meanwhile, 94% of enterpri...
Aug. 29, 2016 12:00 PM EDT Reads: 3,193
SYS-CON Events announced today Telecom Reseller has been named "Media Sponsor" of SYS-CON's 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Telecom Reseller reports on Unified Communications, UCaaS, BPaaS for enterprise and SMBs. They report extensively on both customer premises based solutions such as IP-PBX as well as cloud based and hosted platforms.
Aug. 29, 2016 08:00 AM EDT Reads: 946
Pulzze Systems was happy to participate in such a premier event and thankful to be receiving the winning investment and global network support from G-Startup Worldwide. It is an exciting time for Pulzze to showcase the effectiveness of innovative technologies and enable them to make the world smarter and better. The reputable contest is held to identify promising startups around the globe that are assured to change the world through their innovative products and disruptive technologies. There w...
Aug. 29, 2016 07:30 AM EDT Reads: 819
With so much going on in this space you could be forgiven for thinking you were always working with yesterday's technologies. So much change, so quickly. What do you do if you have to build a solution from the ground up that is expected to live in the field for at least 5-10 years? This is the challenge we faced when we looked to refresh our existing 10-year-old custom hardware stack to measure the fullness of trash cans and compactors.
Aug. 29, 2016 02:15 AM EDT Reads: 1,842
The emerging Internet of Everything creates tremendous new opportunities for customer engagement and business model innovation. However, enterprises must overcome a number of critical challenges to bring these new solutions to market. In his session at @ThingsExpo, Michael Martin, CTO/CIO at nfrastructure, outlined these key challenges and recommended approaches for overcoming them to achieve speed and agility in the design, development and implementation of Internet of Everything solutions wi...
Aug. 29, 2016 01:45 AM EDT Reads: 2,202
Cloud computing is being adopted in one form or another by 94% of enterprises today. Tens of billions of new devices are being connected to The Internet of Things. And Big Data is driving this bus. An exponential increase is expected in the amount of information being processed, managed, analyzed, and acted upon by enterprise IT. This amazing is not part of some distant future - it is happening today. One report shows a 650% increase in enterprise data by 2020. Other estimates are even higher....
Aug. 29, 2016 01:15 AM EDT Reads: 3,034
Today we can collect lots and lots of performance data. We build beautiful dashboards and even have fancy query languages to access and transform the data. Still performance data is a secret language only a couple of people understand. The more business becomes digital the more stakeholders are interested in this data including how it relates to business. Some of these people have never used a monitoring tool before. They have a question on their mind like "How is my application doing" but no id...
Aug. 29, 2016 12:00 AM EDT Reads: 1,924
The 19th International Cloud Expo has announced that its Call for Papers is open. Cloud Expo, to be held November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, brings together Cloud Computing, Big Data, Internet of Things, DevOps, Digital Transformation, Microservices and WebRTC to one location. With cloud computing driving a higher percentage of enterprise IT budgets every year, it becomes increasingly important to plant your flag in this fast-expanding business opportuni...
Aug. 28, 2016 10:30 PM EDT Reads: 4,077
Smart Cities are here to stay, but for their promise to be delivered, the data they produce must not be put in new siloes. In his session at @ThingsExpo, Mathias Herberts, Co-founder and CTO of Cityzen Data, will deep dive into best practices that will ensure a successful smart city journey.
Aug. 28, 2016 06:30 PM EDT Reads: 1,653
Identity is in everything and customers are looking to their providers to ensure the security of their identities, transactions and data. With the increased reliance on cloud-based services, service providers must build security and trust into their offerings, adding value to customers and improving the user experience. Making identity, security and privacy easy for customers provides a unique advantage over the competition.
Aug. 27, 2016 08:45 PM EDT Reads: 2,433
I wanted to gather all of my Internet of Things (IOT) blogs into a single blog (that I could later use with my University of San Francisco (USF) Big Data "MBA" course). However as I started to pull these blogs together, I realized that my IOT discussion lacked a vision; it lacked an end point towards which an organization could drive their IOT envisioning, proof of value, app dev, data engineering and data science efforts. And I think that the IOT end point is really quite simple…
Aug. 27, 2016 12:45 PM EDT Reads: 2,405
Personalization has long been the holy grail of marketing. Simply stated, communicate the most relevant offer to the right person and you will increase sales. To achieve this, you must understand the individual. Consequently, digital marketers developed many ways to gather and leverage customer information to deliver targeted experiences. In his session at @ThingsExpo, Lou Casal, Founder and Principal Consultant at Practicala, discussed how the Internet of Things (IoT) has accelerated our abil...
Aug. 27, 2016 02:30 AM EDT Reads: 2,097
Is the ongoing quest for agility in the data center forcing you to evaluate how to be a part of infrastructure automation efforts? As organizations evolve toward bimodal IT operations, they are embracing new service delivery models and leveraging virtualization to increase infrastructure agility. Therefore, the network must evolve in parallel to become equally agile. Read this essential piece of Gartner research for recommendations on achieving greater agility.
Aug. 25, 2016 05:15 PM EDT Reads: 925


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The German V3DIM (standing for design for vertical 3D system integration in millimetre-wave applications) research project aims to lay the foundations for establishing the design requirements to develop innovative, highly integrated 3D System-in-Package (SiP) solutions for systems in the 40 to 100 GHz range.
Five partners from industry, science and research have joined forces in the project funded by the German Federal Ministry of Education and Research (BMBF) to explore how innovative 3D integration technologies can be exploited in chip and package manufacture. In their quest, special attention will be paid to miniaturization, performance (including power loss, signal integrity, noise and cost), energy efficiency and reliability.
The five project partners are Fraunhofer Institutes in Dresden, Munich and Berlin lead-managed by the Dresden Institute for Integrated Circuits, SYMEO GmbH, Siemens AG, the Institute of Technical Electronics at the University of Erlangen-Nuremberg, and the project manager, Infineon Technologies AG.
The project is scheduled for completion at the end of August 2013. The five partners will devise new design methods, models and SiP technology components to meet the special challenges of vertical 3D system integration in the sphere of millimetre-wave applications.
V3DIM's overall project cost amounts to €6.8 M, with approximately 40 percent being funded by the three industry project partners. In addition, the project will receive BMBF support of about €4.1 M over a three-year term under the Information and Communications Technology 2020 (ICT 2020) programme as part of the German Federal Government's High-Tech Strategy. The V3DIM project also collaborates closely with the European CATRENE 3DIM3v project, which works on complementary aspects of vertical 3D system integration.
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text: home > mental health center > mental health a-z list > stress index Stress StressRelated Health Facts « Back to Stress Index Sorted Alphabetically A-Z Sort by popularity 3 Easy Steps to Breaking Bad Habits 5 Diet Resolutions for the New Year 6 Secrets to Gorgeous Skin A Prescription for Holiday Blues Anxiety Disorder FAQs Anxiety Disorders Quiz Anxiety: Coping With Anxiety Blissing Out: 10 Relaxation Techniques To Reduce Stress On-the-Spot Dealing With the Jerk at Work Debt Can Be Bad for Your Health Depression Symptoms in Men Drug Abuse and Addiction: Drugs of Choice Dry Mouth Eating Disorders Ergonomics: Healthy Workstation Positions Estrogen Source of Stress Flu Prevention: Use Your Immune System! Forgetfulness: It's Not Always What You Think Generalized Anxiety Disorder (GAD) Hair Care Disasters: Caution with Relaxers and Dyes Health Benefits Of Physical Activity Helping Your Child or Teen Cope with Trauma High Cholesterol Risk Factors Hope and Hurricanes: Emotional Survival Tips How Families Can Help Children Cope with Fear and Anxiety How to Pick Your Perfect Mattress Impatience Omen of Hypertension Alert In One Year, Out the Other Insomnia: What You Eat Can Sabotage Your Sleep Job Stress, Early Warning Signs New Healthcare for Teens Obsessive Compulsive Disorder FAQs Parenting: New Dad Jitters Six Tips to Pro-Actively Reduce SAD Sleep and Depression Sleep Disorders: Alternative Treatments Sleep Disorders: Behavioral Treatments Sleep During Pregnancy Social Phobias - Fear Of Gatherings Stress and Diabetes Stress, Depression and Drug Abuse: Fallout of 9-11 Stress: Can Stress Cause Weight Gain? Tackling Toddler Sleep Problems Weight Gain: Surprising Reasons You're Gaining Why Can't I Lose Weight? Women, Sex, and Diabetes Work: Help for the Chronically Late Yoga: Science vs Myths Sorted by Popularity (as on MedicineNet) Sort alphabetically Ergonomics: Healthy Workstation Positions 6 Secrets to Gorgeous Skin Dry Mouth How to Pick Your Perfect Mattress In One Year, Out the Other 5 Diet Resolutions for the New Year Tackling Toddler Sleep Problems Why Can't I Lose Weight? Flu Prevention: Use Your Immune System! A Prescription for Holiday Blues Women, Sex, and Diabetes Depression Symptoms in Men Weight Gain: Surprising Reasons You're Gaining Dealing With the Jerk at Work 3 Easy Steps to Breaking Bad Habits Blissing Out: 10 Relaxation Techniques To Reduce Stress On-the-Spot Hair Care Disasters: Caution with Relaxers and Dyes Insomnia: What You Eat Can Sabotage Your Sleep Yoga: Science vs Myths Work: Help for the Chronically Late Parenting: New Dad Jitters Sleep Disorders: Behavioral Treatments Sleep Disorders: Alternative Treatments Sleep During Pregnancy Sleep and Depression Stress: Can Stress Cause Weight Gain? Stress and Diabetes Debt Can Be Bad for Your Health How Families Can Help Children Cope with Fear and Anxiety Anxiety: Coping With Anxiety New Healthcare for Teens Hope and Hurricanes: Emotional Survival Tips Health Benefits Of Physical Activity Social Phobias - Fear Of Gatherings Generalized Anxiety Disorder (GAD) Obsessive Compulsive Disorder FAQs Anxiety Disorder FAQs Anxiety Disorders Quiz Forgetfulness: It's Not Always What You Think Eating Disorders Drug Abuse and Addiction: Drugs of Choice Estrogen Source of Stress Impatience Omen of Hypertension Alert Stress, Depression and Drug Abuse: Fallout of 9-11 High Cholesterol Risk Factors Six Tips to Pro-Actively Reduce SAD Helping Your Child or Teen Cope with Trauma Job Stress, Early Warning Signs Suggested Reading on Stress by Our Doctors Related Diseases & Conditions 135 articles Sty A sty is a bump that forms on the Genital Herpes in Women Genital herpes is a sexually transmitted disease (STD) caused by the herpes simplex virus (HSV). Symptoms of genital herpes include painful blisters and Muscle Spasms Muscle spasms are involuntary muscle contractions that come on suddenly and are usually quite painful. Dehydration, doing strenuous exercise in a hot environment, Shingles Shingles, or Rosacea Rosacea is a skin disease that causes redness of Psoriasis Psoriasis is a long-term skin condition that may Thrush (Oral Candidiasis) Thrush is an infection of the mouth caused by the candida fungus. Symptoms of Thrush include pain or difficulty swallowing, a feeling that food gets stuck Temporomandibular Joint Syndrome (TMJ) Temporomandibular joint (TMJ) syndrome is a disorder that causes symptoms like pain, clicking, and popping of the jaw. TMJ is caused by injury to the temporomandibular Canker Sores Canker sore is a small ulcer crater in the lining of the mouth. Canker sores are one of the most common problems that occur in the mouth. Canker sores Headache Headaches can be divided into two categories: primary Atopic Dermatitis Eczema is a general term for many types Hypothyroidism Hypothyroidism is any state in which thyroid hormone production is below normal. Normally, the rate of thyroid hormone production is controlled by Hair Loss There are many causes of scalp Migraine Headache Migraine headaches are severe headaches that are accompanies to sensitivity to light, sounds, and smells. They are often associated with nausea and vomiting. Insulin Resistance Insulin resistance is the diminished ability of cells to respond to the action of insulin in transporting glucose (sugar) from the bloodstream into muscle Anxiety Anxiety is a feeling of apprehension and fear characterized Chronic Rhinitis and Post-Nasal Drip Allergic rhinitis symptoms include an itchy, High Blood Pressure (Hypertension) High blood pressure is defined as a pressure of 140/90 mmHg or higher in the arteries. Genetic factors, high salt intake, and increased arterial stiffness Tongue Problems There are a variety of diseases and conditions that can cause tongue problems, discoloration, and soreness. Though most tongue problems are not serious. Eczema Eczema refers to skin inflammation. There are many different types of eczema that produce symptoms and signs that range from oozing blisters to crusty Cough (Chronic Cough) Chronic cough is a cough that does not go away and is generally a symptom of another disorder such as Heartburn (Acid Reflux) Heartburn is a burning sensation experienced from acid Dry Mouth (Xerostomia) Dry mouth is a common side effect of many prescription and non-prescription Eye Strain Eye strain is a symptom caused by looking at something for a long time. Symptoms and signs include redness, light sensitivity, Irritable Bowel Syndrome (IBS) Irritable bowel syndrome (IBS) is a GI (gastrointestinal) disorder with signs and symptoms of abdominal pain, bloating, increased flatus, cramping, diarrhea, Pityriasis Rosea Pityriasis rosea is a rash that begins with a large pink patch with well-defined scaly borders on the back, chest, or neck. In one to two weeks, the person Cold Sores (Nongenital Herpes Simplex Infections) Herpes simplex infections are Fibromyalgia Fibromyalgia is a STDs in Men Sexually transmitted diseases (STDs) are infections transmitted during sexual contact. They may be caused by viruses, bacteria, or parasites. STDs in men See All Related Diseases & Conditions » Medications 13 articles Procedures & Tests 1 articles Pictures, Images & Quizzes 32 articles Doctor's & Expert's Views 77 articles Health News 693 articles Health Features 48 articles Depression Newsletter Sign up to stay informed with the latest depression-related updates on MedicineNet delivered to your inbox FREE! BONUS! Get a Free PDF Health & Wellness Guide when you sign up! *Privacy Policy From WebMD Healthy Resources How Is Atrial Fibrillation Affecting You? Are We Close to a Cure for Cancer? 10 Problems That Could Mean Adult ADHD Featured Centers Feeling Short of Breath? What to Eat When You Have Cancer Top 3 Anaphylaxis Triggers Health Solutions From Our Sponsors Frequent Constipation? Greater Food Accessibility Exclusives What Does Psoriasis Look Like? How to Prevent Muscle Cramps Blood Clot? Know the Signs and Symptoms Allergy Triggers: Do You Know Yours?


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OSCON 2010 Interview: Allison Randal, OSCON Chair
In our final report from OSCON 2010, Amber Graner talks to one of the key organizers.
In our final report from OSCON 2010, Amber Graner talks to one of the key organizers.
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Issue 191/2016
Buy this issue as a PDF
LinuxCon North America Convenes in Toronto, Canada
Linux Foundation's big event celebrates the 25th anniversary of Linux
Linux Turns 25
Linux has evolved from a "won't be a professional" project to one of the most professional software projects in the history of computers.
Mirantis Joins Hands with SUSE To Offer RHEL Support; Red Hat Not Happy
Competitors get in the game with RHEL without Red Hat
Linux on Windows 10 Poses a Security Risk
Security researchers have already notified Microsoft; some fixes are available
Mirantis to Refactor OpenStack Fuel for Kubernetes
The company is collaborating with Google and Intel to use Kubernetes as an engine for Fuel
Canonical Joins Document Foundation Advisory Board
The upcoming release of LibreOffice will be available as a snap package
SUSE Joins the Microsoft Test Drive Program
Customers can take a free test drive of SLES for HPC on the Azure Cloud
SiFive Launches a Line of Open Source Chips
San Francisco-based chip company announces their first fully open source chip platform.
Fedora 24 Released
The whole distro gets rebuilt on glibc 2.3
Canonical Announces Cross-Distro Support for Snaps
Ubuntu Vendor tries to solve app packaging and distribution problem across distributions.


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Miguel Vazquez: Broner vs. DeMarco is a 50-50 Fight
By Bill Emes
IBF lightweight champion Miguel Vazquez is a very interested party in the upcoming fight between Antonio DeMarco and Adrien Broner, taking place on November 17th at Boardwalk Hall in Atlantic City.
Broner (24-0, 20KOs) is moving up in weight to challenge DeMarco (28-2-1, 21KOs) for the WBC lightweight title. Vazquez thinks it's a 50-50 fight where each boxer is very capable of securing the victory.
"I feel that's a great fight. It can go either way. You have the power of DeMarco and the boxing skills of Broner. The winner will depend on who exercises their game plan better. But like I said, that fight can go either way," Vazquez told BoxingScene.com.
Vazquez defends his title against Mercito Gesta on the Manny Pacquiao-Juan Manuel Marquez undercard on December 8th. If he beats Gesta, and Broner beats DeMarco, Vazquez would like to have a unification fight in early 2013.
"I want the big fights and the big names, so I would love to fight Adrien Broner. [If he beats DeMarco], I would fight him," Vazquez said.
DeMarco its a good challenge for Broner but no way its 50-50, i just hope he puts on a really good show. Still i have to say i favor broner strongly... even if i kind of dislike his personality that…Comment by Catch~Fade on 11-09-2012
[QUOTE=-Kev-;12663010]Have people changed their minds yet? [B]I remember everybody hyping DeMarco up, saying Broner should fight him, and thought he was going to duck him.[/B] The fight got signed and people still think DeMarco is a very good fighter which…Comment by Catch~Fade on 11-09-2012
Vasquez is trash and would lose to either fighterComment by BoxingGenius27 on 11-09-2012
[QUOTE=Biolink;12662542]Is DeMarco that good? I just remember him getting sonned by Valero.[/QUOTE] No, not really. I'm not impressed.Comment by Rome-By-Ko on 11-09-2012
I like Vazquez against DeMarco..Broner I don't know about..But imo it's the harder fight of the two...Post a Comment - View More User Comments (33)


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British Broadcasting CorporationHome
Dundee City is one of Scotland's 32 unitary council areas, covering the fourth-largest city in Scotland.
It lies on the north bank of the Firth of Tay and borders Angus and Perth and Kinross.
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Lean In for Graduates
by Sheryl Sandberg
- #2586 in Biography & Memoir
- #37 in Business & Finance, Career Planning & Job Hunting, Careers
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Expanded and updated exclusively for graduates just entering the workforce, this extraordinary edition of Lean In includes a letter to graduates from Sheryl Sandberg and six additional chapters from experts offering advice on finding and getting the most out of a first job; résumé writing; best interviewing practices; negotiating your salary; listening to your inner voice; owning who you are; and leaning in for millennial men.
In 2013, Sheryl Sandberg's Lean In became a massive cultural phenomenon and its title became an instant catchphrase for empowering women. The book soared to the top of best-seller lists both nationally and internationally, igniting global conversations about women and ambition. Sandberg packed theaters, dominated op-ed pages, appeared on every major television show and on the cover of Time magazine, and sparked ferocious debate about women and leadership. Now, this enhanced edition provides the entire text of the original book updated with more recent statistics and features a passionate letter from Sandberg encouraging graduates to find and commit to work they love. A combination of inspiration and practical advice, this new edition will speak directly to graduates and, like the original, will change lives.
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· A Letter to Graduates from Sheryl Sandberg
· Find Your First Job, by Mindy Levy (Levy has more than twenty years of experience in all phases of organizational management and holds degrees from Wharton and Penn)
· Negotiate Your Salary, by Kim Keating (Keating is the founder and managing director of Keating Advisors)
· Man Up: Millennial Men and Equality, by Kunal Modi (Modi is a consultant at McKinsey & Company and a recent graduate of Harvard Kennedy School and Harvard Business School)
· Leaning In Together, by Rachel Thomas (Thomas is the president of Lean In)
· Own Who You Are, by Mellody Hobson (Hobson is the president of Ariel Investments)
· Listen to Your Inner Voice, by Rachel Simmons (Simmons is cofounder of the Girls Leadership Institute)
· 12 Lean In stories (500-word essays), by readers around the world who have been inspired by Sandberg
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Benjamin Archibald Hobson
Position: B
5-10, 190lb (178cm, 86kg)
July 25, 1902
in Kansas City, KS
July 5, 1975
in Leawood, KS
Weighted Career AV (100-95-...): 0 (14739th overall since 1960)
High School:
McKinley (MO)
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Siena Heights University
|This article contains content that is written like an advertisement. (February 2013) (Learn how and when to remove this template message)
Seal of Siena Heights University
Former names
|St. Joseph's College for Women (1919–1939)
Siena Heights College (1939–1998)
|Competent, Purposeful, and Ethical
Religious affiliation
|Roman Catholic
(Adrian Dominican Sisters)
|$8.1 million[1]
|Sister Peg Albert, OP, PhD [2]
Academic staff
|80+ full-time
Administrative staff
|70+ full-time
|Approx. 2,400 (half on the Adrian Campus)
|Approx. 250
|Adrian, MI, USA
|Blue and Gold
|Halo the Husky Dog
Siena Heights University (SHU) is a Roman Catholic postsecondary institution with its main campus located in Adrian, Michigan.
The institution was founded in 1919 as St. Joseph's College for Women by the Adrian Dominican Sisters. In 1939, it was renamed as Siena Heights College after Saint Catherine of Siena. In 1969, it became coeducational. Having expanded departments and added graduate degree-granting programs, in 1998, it was renamed as Siena Heights University.
Adrian Dominican Sisters[edit]
The sisters minister in 29 states, the District of Columbia, and the Commonwealth of Puerto Rico, and in seven countries outside the United States: Canada, the Dominican Republic, Kenya, Mexico, Norway, the Philippines, and Taiwan. Responsive to the "signs of the times," they strive to address the needs of the world, to serve where they are called to go.[4]
The main campus has 55 acres with 16 buildings in Adrian, Michigan. The main campus has the distinction of being the first all wireless college or university in the state of Michigan. There are satellite campuses in Southfield, Dearborn, Benton Harbor, Monroe, Battle Creek, Lansing, Jackson, and online.[5]
Siena Heights is affiliated with and sponsored by the Dominican Sisters of Adrian, Michigan, accredited by the North Central Association of Colleges and Schools (NCACS).[5]
The college seal uses the Dominican Shield of the International Order of Preachers, consisting of four white and four black gyrons or triangles. These symbolize the unity of a body of people working together for the common good. The "cross fleury" (or cross with a fleur de lis at each end) superimposed on the gyrons, signifies victory, duty and self-sacrifice. The sable (or black of the shield) symbolizes wisdom, silence, fortitude and penance. The light color signifies peace, purity, charity and sincerity. The motto surrounding the shield, "Laudare, Benedicere, Praedicare," means "to praise God, to bless His people and to preach His gospel." The shield may also be surrounded by the six- or eight-pointed star that is the distinguishing symbol of St. Dominic.[6]
The university has more than 40 academic programs of study[7] between the undergraduate, graduate and professional studies colleges.[8] The undergraduate college is further divided into seven academic divisions: Business & Management; Computing, Mathematics & the Sciences; Humanities; Nursing; Social & Behavioral Science; Visual/Performing Arts & Teacher Education.[9] Siena Heights also provides classes for high school students through dual enrollment. This gives juniors and seniors who meet certain criteria to get college credit and experience while still in high school, getting students a step closer to going to college and learning about college life and class work. The student-to-faculty ratio is 12:1.[5]
Siena Heights teams are known as the Saints.[10] The university is a member of the National Association of Intercollegiate Athletics (NAIA), primarily competing in the Wolverine–Hoosier Athletic Conference (WHAC), while its football team joined the Mid-States Football Association (MSFA) in 2012.[11] Prior to the addition of women's lacrosse by the WHAC, the women's lacrosse team competed in the National Women's Lacrosse League (NWLL),[12] Men's sports include baseball, basketball, bowling, cross country, football, golf, lacrosse, soccer, track & field and volleyball; while women's sports include basketball, bowling, cheerleading, cross country, dance, golf, lacrosse, soccer, softball, track & field and volleyball.[5]
The mascot of the Saints is "Halo the Husky", created by former student, Matt Larson. Recently, the Saints baseball team won the WHAC tournament in 2012 to earn a bid to the regional site in Daytona Beach, FL. Siena Heights University is a five-star member of the NAIA's Champions of Character program.
Student life[edit]
There are many clubs and organizations, including:[13]
•Alpha Phi Omega (co-ed service fraternity)
•Alpha Psi Omega (theatre honor society)
•Beta Beta Beta (biology honor society)
•College Life
•A Greek system,[5] which consist of chapters from the fraternity, Pi Lambda Phi, and the sorority, Phi Sigma Sigma
•Green Light Environmental Club
•Habitat for Humanity
•International Club
•Math Club
•Meaning in Colors
•Photography Club
•Psychology Club
•SHU Gamers Guild
•Siena Heights Student Veterans
•Siena Student Nurse Association
•Social Work Association
•Sports Management Association
•Student Athletics Advisory Board
•Student Senate
•Tennis Club
•Thinking Hard Club
Siena Heights also has a university student news organization called the Spectra, which transitioned to an online news publication in Fall 2012. Spectra now publishes daily news online at www.shuspectra.com.[14] In addition, the university has a biannual literary magazine called Eclipse. The alumni publication is Reflections Magazine and is available online at reflections.sienaheights.edu.[15]
Student housing[edit]
Siena Heights offers a variety of housing options for students. Students are required to live on campus, but are exempted from this requirement if they live with family within 35 driving miles to campus, are 21 or older, have 88+ completed hours, are married, have dependent children, or are veterans.
Ledwidge Hall and Archangelus Hall are the traditional residence halls on campus. The two residence halls accommodate a total of 460 students, all of which are required to carry a university meal plan used in the newly opened Dining Hall and SHU Shop convenience store located in the McLaughlin University Center. There is also St. Catherine Hall which was schooled to open in August 2015. The residence halls have a variety of room types, including private rooms, shared suites and standard rooms with community bathrooms.
Campus Village Apartments, located on the western edge of campus, is a privately owned modern apartment building that is managed by the University. A total of 154 students live in Campus Village.
Notes and references[edit]
- ^ http://colleges.usnews.rankingsandreviews.com/best-colleges/siena-heights-university-2316
- ^ "List of member institutions (2015)" (PDF). Association of Catholic Colleges and Universities.
- ^ NAICU – Member Directory
- ^ [1]
- ^ a b c d e Siena Heights: Facts
- ^ "Saints Guide Student Code of Conduct 2008-2009" (PDF). Siena Heights University Doug Goodnough. 2008. Retrieved 2008-01-23.
- ^ Siena Heights: Programs
- ^ Siena Heights: Academics
- ^ Siena Heights: Academic Divisions
- ^ SHU Saints
- ^ "Saints Football Accepted Into MSFA". Siena Heights University. May 9, 2010. Retrieved July 4, 2011.
- ^ "NWLL announces addition of three new members". NWLL. April 26, 2011. Retrieved July 4, 2011.
- ^ http://www.sienaheights.edu/About/ClubOrganizations.aspx
- ^ http://www.shuspectra.com
- ^ http://reflections.sienaheights.edu
External links[edit]
- Educational institutions established in 1919
- Roman Catholic universities and colleges in the United States
- Dominican universities and colleges in the United States
- Education in Lenawee County, Michigan
- Buildings and structures in Lenawee County, Michigan
- Siena Heights University
- Roman Catholic Universities and colleges in Michigan
- Liberal arts colleges in Michigan
- Association of Catholic Colleges and Universities


text:
Maxine Gay, our Retail and Finance Secretary, appeared on TV One's Breakfast to oppose the government's proposed changes to Easter trading laws.
Workers get 3 and a half guaranteed days off each year. We think those are worth protecting, not reducing.
Our Transport and Logistics Secretary, Karl Andersen, spoke to the New Zealand Herald about the urgent need for clear safety standards in the waste and rubbish collection industry.
There have been 11 deaths in the industry since 2001.
Opposition against the TPPA is hitting another gear.
Our General Secretary Robert Reid made it clear on 3 News that the government must walk away from this dodgy deal.
Robert Reid appeared on Q+A with former National Party president Michelle Boag and business and economics journalist Bernard Hickey.
Here are the links to the first panel and the second panel.
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