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- Report: #628921
Report - Rebuttal - Arbitrate
Complaint Review: National Debt Relief | Ripoff Report Verified™ …businesses you can trust. 100% money back guarantee. Free debt relief quote. National Debt Relief – debt settlement services. Dedicated to helping consumers rid themselves of burdensome debts. Specializing in debt settlement, negotiating settlements for thousands of creditors/ collection accounts.
National Debt Relief2502 86th street brooklyn, New York United States of America
National Debt Relief REVIEW: National Debt Relief 100% money back guarantee. National Debt Relief focused on providing highest quality credit card consolidation services to clients.
*UPDATE: National Debt Relief pledges to always resolve any issues, feel safe, confident & secure when doing business with National Debt Relief. Recognized by Ripoff Report Verified™ as a safe business service.
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EDitor's UPDATE: Positive rating and recognition has been given to National Debt Relief for its commitment to excellence in customer service.
Ripoff Report's discussions with National Debt Relief have uncovered an ongoing commitment by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any complaints or concerns. National Debt Relief listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services.
National Debt Relief's president, Mr. Daniel Tilipman, has informed us that his personal philosophy is that his clients are a precious resource. [continued below]....
National Debt Relief's team leaders work hard with their team members to put clients first with ongoing training and feedback.
Another top executive of the company told Ripoff Report that Mr. Tilipman's personal business philosophy is based on the premise that "clients come first. Without satisfied clients, we would not be in business. Client satisfaction is emphasized from day one." National Debt Relief's mission statement says it all: "Our goal is to provide our clients the best quality, value and professional excellence in the industry."
One of the other things Ripoff Report learned in the course of its investigation is that typical customer feedback reads like this: "Everyone I have ever spoken to at National Debt has been completely wonderful. Everyone is so helpful and understanding of my situation and has done everything they can to help me feel comfortable. Thank you guys!"
The information provided in this report below is based on comments made by Kevin Rice during an on-site inspection held by a third party verification company with no biases toward National Debt Relief.
Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..
National Debt Relief (NDR) is a full service debt relief company, offering debt settlement. A program designed to help customers negotiate their unsecured debts. NDR doesn't charge their customers any up-front fees until: 1) The company obtains a settlement, 2) They get the clients approval for the settlement and 3) Payment has been made on the settlement. National Debt Relief is a performance based business and only enrolls customers based on their true and sincere need for this program. Most of their leads are generated online. National Debt Relief is accredited with the AFCC, which oversees the industry and ensures best practices. Mr. Kevin Rice stated "We are not just a member of AFCC, we are accredited, meaning that we pass audits, etc."
When Mr. Rice was asked to explain National Debt Relief internal processes, he stated:
"When a lead gets assigned to an agent, the client is provided a consultation, which is not transactional, it is us getting to know the client and feeling out the need for our service. We assess the type of debt, whether the client is current or behind, or whether there is a current hardship or they foresee a hardship. We also suggest other services if we see that our service is not the proper fit."
In regards to their internal processes National Debt Relief is constantly updating their checks and balances and monitoring their 65+ agents. They have a team of roughly 13 people that their only job is screening sales transactions and making sure the company is compliant. Underwriting plays a vital role in this process. Agents repeat questions at various times throughout the process so that they ensure that the clients understand what is happening. The Company has a system that keeps tracks of when clients were last contacted, what has been discussed, where they stand in their relationship and so that agents can build off that information in their follow-up.
The company outlines their complaint process as a series of escalations through the various levels of management. When there is a more serious complaint, it goes directly to the highest level of management. They have a complaint policy written into the welcome package that is sent to clients. National Debt Relief has a philosophy on the floor that everyone is warm and fuzzy until the call becomes escalated. The complaint will go through an agent, team lead, supervisor, department manager and then to the VP of operations. They take complaints seriously, maintain compliance with TSR and want happy clients. They have updated talking scripts and they have implemented a new system of ongoing training with an emphasis on a strong foundation.
National Debt Relief / Customer Service Excellence
When asked to provide a specific example of a situation where a client was not satisfied with the level of service they received, this is what Mr. Rice had to say:
"There was one situation where a man was working with one of our agents. In one of their four calls, it was discovered that there were 4 charges that the man did not want to include in the debt settlement. The agent could have done a better job of explaining why the charges had to be included, but the man was upset. In a follow up call, the man basically 'stiff-armed' our agent and said he did not want to continue with our service. The agent thought the call was over so he said 'Good Luck' and hung up. This infuriated the man. A complaint was filed and our agent's supervisor spoke with the man. He did a great job, apologized and the consumer said 'Thank you. It might be because I am going through chemo and am in a bad mood lately.' The supervisor invited him to call back if he wanted to. About a week later, we received a BBB complaint, which was grossly exaggerated. In response to this complaint, we simply turned over our evidence. We have all of the calls recorded and there was already an internal record of this situation. In the end, it isn't about being right. It is about being effective and making sure the consumer feels that they were heard, listened to and addressed properly. Because gosh, who cares about being right."
When asked about Ripoff Report's Corporate Advocacy Business Remediation and Customer Satisfaction Program, Mr. Rice stated that they are in an industry that has had a black eye and in some ways, still does, so they want to set themselves apart. National Debt Relief wants to work with any consumer advocacy program and adhering to the standards that they set. It allows them to better serve their clients and allows for better transparency for the consumer, which all in all makes them a better company. "It means everything." Mr. Rice stated.
National Debt Relief / Customer Testimonials
"This was a difficult decision for me as I had never encountered financial problems to this extent in the past. Speaking with the representatives at NDR was a pleasure because they were professional, courteous, knowledgeable, respectful, and genuine. My concerns were addressed each time I called to ask questions. I received empathy and understanding. I appreciate the level of professionalism and pray that this will resolve the bulk of my financial distress. I greatly appreciate this service."
~ Toni P. Bronx, NY
"I can't think of a better experience I've had from start to finish with any other company. From the first call, Paul immediately felt my hesitation and was very frank, honest, and not 'preachy' at all. Everyone I have dealt with have been polite, professional, courteous, and prompt. When Paul didn't have time to answer an email one afternoon, he called me directly to address my questions for my better peace of mind. Without a doubt the best customer service and most compassionately professional experience I've ever had in my adult life."
~ Wilson F. MI
National Debt Relief / Statements from employees.
"It's such an amazing feeling to know that I can experience the joy of having a career that I actually enjoy. The feeling I got when I began working for NDR was warm; my colleagues are very welcoming, judgment free and are open to any questions/concerns I may have about my position as an Underwriter, and the quality of my work. My bosses are easy to get to know, they are approachable, and do not hide in their offices all day; we're a family here, everyone knows each other, and welcome new employees, making everyone feel comfortable. I learned the value of responsibility in this company, by putting the client's that I service first in everything I do throughout the day, which ultimately benefits NDR as a whole. The hardest part of my job is being comfortable with everyday tasks as it can sometimes be robotic, the most enjoyable part of my job is hearing how happy and confident a client sounds in our program, before our conversation is complete" ~ Underwriter and Current Employee of National Debt Relief.
"NDR is Fun, Friendly, and Rapidly Expanding! I really do enjoy working at NDR. Although it may have a dark past it truly has turned around. Now that the industry is regulated they've become more successful than ever before, growing rapidly and expanding everyday. In fact, we are reminded constantly to be honest with our clients and have daily meetings going over any faults that were made that day. The work place is extremely friendly and although we do work hard, loud laughing and friendly joking can be heard all over the office. I enjoy the atmosphere, no one is ever hovering over you however we are monitored and scored. Scores aren't scary, they can be fun in a competitive way. The office culture is laid back and everyone is really easy going. Although work must be done honestly and thoroughly it's fun because it's not hard to joke around with any co-worker sitting around you. Everyone is extremely friendly, positive, polite, and considerate." ~ Another current employee
National Debt Relief has expressed that they feel very confident doing their job. National Debt Relief's leadership has over 10 years of combined experience in the debt consolidation industry.
National Debt Relief takes employee satisfaction seriously as well. Employee feedback and surveys reveal comments such as this: "I've been a counselor with National Debt relief for nearly a year now. The corporate culture is relaxed and friendly. Everyone functions as a team and is always ready to lend a hand and help a team mate provide the best service possible to our clients. The management sponsors friendly competitions and gives out cash and other prizes for top service and achievement on a daily basis. On Fridays, as part of dress-down day, we pitch in to support charitable organizations such as Wounded Warriors and St. Jude's Hospital. It's great to be part of such terrific group of people who give their all to help others!"
Ripoff Report was pleased to learn that National Debt Relief's past and current approach to business is focused on its pledge to total commitment towards client and employee satisfaction.
National Debt Relief / Mission Statement
"Our mission is focused on helping individuals achieve freedom from financial debt through debt settlement. We aim to provide our expertise to ensure that consumers are able to accomplish debt reduction with the least possible payment amount and term. It is also our intention to provide not just debt reduction services but also financial consultations and education to ensure that consumers who go through out care will continue to live a debt-free life. We wish to promote debt settlement as the best alternative to bankruptcy, credit counseling and debt consolidation. Our ultimate goal is to be the number one advocate of the Americans when it comes to re-establishing financial stability in the least amount of time and resources possible.
National Debt Relief / Responsible Leadership & Professional Memberships
National Debt Relief promotes responsible leadership and is a proud member of the following:
BBB – National Debt Relief is a Better Business Bureau Accredited Business. You can view our accreditation.
AFCC – The American Fair Credit Council. AFCC is the leading association of professional Consumer Credit Advocates with the strictest Code of Conduct in the industry. We comply by all audit and secret shopper criteria as monitored through regulatory compliance agencies.
IAPDA – International Association of Professional Debt Arbitrators
National Debt Relief / Excellence in Customer Service
National Debt Relief combined with our servicing partner has tens of thousands of customers and they are all hard working people just like you. You are the reason we come to work. You're the reason hundreds of our dedicated employees strive for excellence every day.
- The Customer Service reps and Negotiators are in teams to better serve our clients
- All of our clients have experienced some sort of financial or medical hardship leading them to this best solution
- No fees until your debts are settled and agreements with creditors are reached We do not charge any cancellation fees and you can always get all your money back.
- Our experienced and professional debt arbitrators, negotiators customer service and operations are getting the job done right for over 10 years. Our highest compliment from you is a referral of a friend or a family member that we may help as well, and we thank you for all of them.
National Debt Relief recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Rip-off Report's Investigation National Debt Relief has made organizational changes allowing its clients and employees a more streamlined approach to problem resolution and a commitment to a great client experience.
National Debt Relief takes any and all complaints seriously and believes in going above and beyond to make the situation right.
"Satisfied clients are our number one priority. We will do everything in our power to make sure the client is satisfied. We aim to offer the best service and best debt consolidation programs in the industry."
In summary, after our investigation, which included discussions with Mr. Tilipman, Ripoff Report is convinced that National Debt Relief is committed to quality delivery of services resulting in total client satisfaction.
Read more about why consumers should feel confident when doing business with a member of Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it's a long name for a program that does a lot for both consumers and businesses alike.
Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.
As a matter of policy, when a business becomes a member of the Corporate Advocacy Programthey agree to allow Ripoff Report to contact every client who filed a complaint so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer.
National Debt Relief National Debt Relief is a sham company brooklyn, New YorkThe National Debt Relief Group is a sham company based in Brooklyn, NY. They used to be Lifeguard Financial, but closed up due to the all the complaints they were receiving. For a short time, they were SafeTrust Financial(a couple of weeks or so?), and for some reason that didn't work out. Now they're back with a fancy new website, and some worthless accreditations. If you're unfamiliar with Lifeguard Financial, just do a google search on them, and you'll see a myriad of complaints.
As I said earlier, they might call you and boast to you about their "accreditations", which are meaningless. Sorry folks, but not even the BBB is to be trusted. To become an accredited member of the BBB, all you have to do is pay a fee. Don't believe me? Check out these two articles-http://www.thebluesmokeband.com/bbb.php and http://articles.latimes.com/2009/jan/21/business/fi-lazarus21?pg=1 You might also be told of something called TASC. TASC is not a government run organization, and the owner of the company has his own debt settlement company, while the President of TASC is also the CEO of Debt Settlement America, a company which was subpoenaed by the Attorney General Of New York. Do you really expect these guys to hold one of their own accountable? Besides, to become an "accredited" member of TASC, all you have to is pay a fee.
Lifeguard Financial is now the National Debt Relief Group. Their new headquarters are at 2502 86 Street, Brooklyn NY 11214. There are also additional offices located at 714 3rd Ave, Brooklyn NY, and 263 52 Street, Brooklyn NY. The new website is www.nationalrelief.com They've set up shop not too long ago, and unopened boxes can still be seen at the 86 St location, which was formerly a Sprint office.
I was an employee there until I found that these guys were crooks. Sensitive information was seen lying around the office, such as credit reports. The office located at 263 52 Street Brooklyn, NY is in a shady, run-down building in a desolate area of Brooklyn. The office at 714 3rd Ave, Brooklyn, NY 11232 isn't much better. The scripts were given out in the office had a name crossed out, and later i found out why. It used to say Lifeguard Financial! How did I know? These guys actually left some Lifeguard Financial manuals lying around the office, and it was from there that I compared the two scripts. That is what also lead me to investigating the company. From there, I found a myriad of complaints about Lifeguard, and people asking, "where did they go?" Well, the answer is clear now, folks. These vampires have moved, and when the heat turns up in a few months, the process will just repeat itself.
The debt settlement industry is very dirty. There is no regulation whatsoever. You have people who are unlicensed giving out financial advice. I've even heard that there are minors working for them at one of their offices, however I cannot prove the validity of that allegation. But what I do know is that you can all of this on your own. When we were trained, one of the rebuttals was that if someone asks why they should use NDRG instead of doing it themselves, was that the creditors won't work with individuals, or that because NDRG brings the creditors so much business, that they'll give the NDRG the best rates. This is a lie! I've spoken with many people who told me they saved 40-50% by working directly with the creditors. All you would have to do is use the same methods the same debt settlement companies use, which is falling behind your payments and telling your creditors that you're undergoing severe financial hardship. This works best once the account goes into collections, which is between 120 and 180(or 210) days. So many people have defaulted on their cards, and these guys are worried, and will gladly take something instead of nothing, with the something being anywhere from 30-60%. There are also several websites out there with information that can you assist you on how to settle your debts on your own.
There will probably be a few people who will come here and say that the two companies are not the same, but do a google maps search RIGHT NOW.As of December 9, 2009, when you do a Google Maps search of 263 52nd Street, Brooklyn NY, and you will see that it STILL says lifeguard financial under businesses listed. The same goes for 714 3rd Ave, Brooklyn NY. These guys are also affiliated with a law firm, FBL Associates, located in Fort Lauderdale. I don't know how long their partnership has been, but I've heard that they're taking care of all matters related to Lifeguard Financial.
How long will this be tolerated? When will someone take action? The entire debt settlement industry is unregulated, which allows scumbags like these to run wild.
This report was posted on Ripoff Report on 08/04/2010 08:35 AM and is a permanent record located here: http://www.ripoffreport.com/r/National-Debt-Relief-/brooklyn-New-York-11214/National-Debt-Relief-National-Debt-Relief-is-a-sham-company-brooklyn-New-York-628921. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Batshuayi poised for £33m Chelsea switch - reports
Belgian striker Michy Batshuayi looks set to complete a move to Chelsea with reports in England suggesting he has already passed a club medical ahead of a proposed £33m transfer.
Belgian striker Michy Batshuayi looks set to complete a move to Chelsea with reports in England suggesting he has already passed a club medical ahead of a proposed £33m transfer.
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Formula One world champion Lewis Hamilton saw off a strong Ferrari challenge at the Italian team's home Grand Prix to seal his seventh pole position in-a-row and 11th in 12 races on Saturday.
Dutchman Danny van Poppel won the 12th stage of the Vuelta a Espana on Thursday despite suffering a puncture about 10km from the finish line.
Manchester City have clinched the signing of Belgian attacking midfielder Kevin De Bruyne from Wolfsburg.
Williams driver Valtteri Bottas is confident that his team's embarrassing pit-stop gaffe at the Belgian Grand Prix will "never be repeated".
Brendan Rodgers has defended the perceived change in Liverpool's playing style brought on by the inclusion of Christian Benteke and said the tall Belgian striker gives his side an element of unpredictability they were lacking last season.
Lewis Hamilton has extended his lead over Nico Rosberg in the Formula One world championship after romping to victory at the Belgian Grand Prix.
Lewis Hamilton blew away his rivals to claim his sixth straight pole position for Sunday's Belgian Grand Prix.


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James' tackle was legal – and there lies the problem
Panthers forward Reagan Campbell-Gillard is in a Gold Coast hospital, in a lot of pain, with two fractured vertebrae, following a tackle from Titan's forward Ryan James.
Phil Gould is a League Columnist for The Sydney Morning Herald
Panthers forward Reagan Campbell-Gillard is in a Gold Coast hospital, in a lot of pain, with two fractured vertebrae, following a tackle from Titan's forward Ryan James.
There will be a number of players leaving the NRL at the end of the year. I'd like to recognise them in some small way.
People are writing off the Cronulla Sharks way too soon. I know the past few weeks haven't been great but I still think they are well on track towards producing a spirited title challenge in this year's finals series.
The Sydney Roosters were far too good for the St George Illawarra Dragons, stampeding to a massive 42-6 victory in what can only be described as a most dominant display.
Vale Ken Thornett, dashing Parramatta fullback who paved way for Hayne and co.
The Jarryd Hayne effect. It's very real. You only have to look at how the crowds have flocked to the grounds where he has played in the past fortnight.
Judging by the Roosters' 22-10 victory over North Queensland, they are the best-looking 15th-placed team I have ever seen.
The Bulldogs' forwards play like halves. The Bulldogs' halves play like fullbacks. For most of the game, the fullback looks like the third wheel at a romantic dinner for two.
He polarises opinion with the way he lives his life and approaches his sporting career, but no one can argue with Jarryd Hayne's amazing talents and his ability to rise to the challenge.
Has there ever been a more highly anticipated comeback match than Jarryd Hayne's return to rugby league on Sunday afternoon?
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text: Description Suggest an Edit This 5.8-mile trail is part of the planned East Coast Greenway, an off-road path that will eventually run from Calais, Maine, to Key West, Florida. The Moosup Valley State Park Trail will connect with Rhode Island's Washington Secondary Bike Path that stretches from the state border east toward Providence.The Moosup Valley State Park Trail follows the bed of the former New Haven Railroad, which operated this line from 1898 until 1968, when it began pulling up tracks. Wide and flat, the trail is suitable for riders of all levels though it is not pristinely manicured. Its surface is largely hard-packed dirt, but this varies, and the trail is not recommended for road bikes. A hybrid or a mountain bike would be ideal.Head out on this bucolic, scenic trail and you'll feel as though you have left civilization far behind. Much of the trail follows the Moosup River on its course past rural Moosup and Sterling on into Rhode Island. The trail begins with a large, re-decked trestle bridge. After 1 mile, a second bridge, as well as a dam and falls, come into view, and the trail becomes increasingly rural and wooded. You'll spot a quarry to the right, around the 2-mile point.There's no clear line of demarcation between the end of the Moosup Valley State Park Trail and the start of the Coventry Greenway, the path's name once it enters Rhode Island. Determine your own best turnaround point.If you plan to use the trail in autumn or early winter, beware that hunting is popular here. In season, you're advised to wear blaze orange. (Note: Hunting is not permitted on Sundays.) Click to read more Parking and Trail Access To reach Moosup from Rhode Island, follow State Route 14 west from the state line; to reach it from Connecticut, take Interstate 395 to Exit 89 and follow Route 14 east toward Moosup/Sterling. The trailhead lies near the junction of Main Street/Route 14, South Main, Ward Avenue and Prospect Street (also Route 14). It begins at the large railroad trestle on dead-end Village Center Circle, on the same side of the street as the river. Park at the Moosup Adult Learning Lab. Click to read more Reviews ATV, Dirt bike and jeep trail June, 2016 by djcrandal We attempted to bike this trail from Sterling to Route 117. This trail is in horrible condition. Large sand pits and rolling coaster path. We had several dirt bike and ATV's run us off the trail. We even had two jeeps run us off the trail. This trial ...read more not touched August, 2015 by kenos0727 Unfortunately I agree with most of the lower star opinions. I attempted to ride here today after riding on other trails for a long while and this one stunk. Many areas are overgrown and dirt bikes have done considerable damage that would take a lot to ...read more Revisiting the Moosup Valley Trail July, 2014 by hoback I rode the western part of this trail again on 7/23/14 to check conditions and to see if any new construction had taken place, after not having visited in about 5 years. No construction or upgrade activity has happened recently, so the trail remains as ...read more


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Dog Daycare At K9 Resort & Spa Is Special
Welcome to K9 Resort & Spa, where we love your dog almost as much as you do! We provide fun cage-free doggy daycare, full service grooming training and dog boarding in our spacious climate controlled suites. The professional dog caregivers at K9 Resort & Spa are committed to providing the utmost in care and professionalism. Our business is taking care of your pet and we are pleased to offer a variety of services we are sure you will love. NOTE: (1) For security purposes we require a photo of all dogs in our care and their owner(s) or handler(s)who have permission to pick them up. (2) All dogs entering K9 Resort and Spa must show proof of current vaccinations for Bordetella, Distemper-Parvo, and Rabies.
Our staff is trained on dog Language and group play such as-
Breed Behavior, Stages of development and evaluation, Body Language, Human to dog greetings, Dog to dog greeting, Emotional states, Dogs in stress, Stress evaluation, Dog aggression, Alpha and leadership, Social interaction, Dog to dog greeting, Puppy play, Adolescent play, Adult dog play, Toy aggressiveness, Food aggressiveness, and much more.
All dogs are required to pass our temperament test prior to daycare or boarding at K9 Resort and Spa. When booked separately, the temperament test can be included in scheduled daycare. However, when necessary for boarding without prior daycare involved, the temperament test will be done during either a half-day or full-day daycare and appropriate daycare charges will be applied. The temperament test requires approximate 2 - 3 hours and clients will receive a copy of the results. Each day they are re-evaluated and a report card is made on what happened that day. This is done so that we constantly watch behavior of the dogs under our care and notice issues that may arise. One fact about larger dogs is that they do play rough at times. Rough play includes- neck biting, body-slamming, wrestling, etc. Our staff purposefully looks at this rough play and intervenes if it gets out of hand but also realize that it is a part of how dogs socialize and is as normal as children wrestling on the floor.
Full Day Session - $30
1/2 Day Morning Session - $18
1/2 Day Afternoon Session - $18
Discounts Available For Package Purchases
Half Day Doggy Daycare is any portion of either 7 AM to 1 PM or 1 PM to 5:45 PM.
All Day Daycare is from 7 AM to 5:45 PM or any portion thereof that crosses the noon hour.
All Day Daycare is from 7 AM to 5:45 PM or any portion thereof that crosses the noon hour.
Note: Dogs will be evaluated for temperament and current proof of vaccinations (Rabies, Bordatella and DHAPP) are required for both day care and boarding programs.Each of our boarding suites, and our day care area, have web cams that allow you to observe your dog's stay at K9 Resort & Spa. Our webcam idea is so popular that we must limit who can log on, otherwise the server will be overloaded and crash. Therefore you will be given a username and password, when you arrive for either daycare or boarding that will allow you full access to the webcams.
Cancellation Policy
To help ensure against over crowding only so many dogs are allowed each day in our boarding/daycare program. For this reason, we require appointments.
If, for any reason, you are not able to keep your dog's appointment, please let us know in advance.
We require 72 Hours Notice for cancellation of Boarding reservations and 24 hours notice for cancellation of Daycare reservations. Clients who do not give proper cancellation notice will be charged and may lose their boarding and daycare privileges.
Daycare Advice
From Daniel Rojas
Daniel Rojas on Dogs Needing Attention
Jose on Understanding Your Dogs Body Language
Shannon on Why K9 Resort & Spa is Unique


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The content on this page is provided by a Time Out partner.
Axis occupies part of the ground floor overlooking the courtyard of the Hilton Islington and does a very good job of keeping up with the Joneses (the Business Design Exhibition Centre is next door). A very design-led space, it's furnished with comfy sofas,rthe pefect place to unwind infront of the floor to ceiling windows; rather dramatic. The food is Mediterranean combined with traditional british. Daily-changing mezze are the dishes to start with, favourites include Patatas Bravas and Parma Ham with roasted Plums. Diners are predominantly business people and hotel guests, though couples do come in the evening when low lighting and candlelight create a nice, romantic atmosphere.
|Venue name:
|Axis Bar & Restaurant
The Hilton Islington 53 Upper Street
|£26 to £40
|Do you own this business?


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I didn't provide the option of signing a proven veteran because they generally don't become available. Look at what Eli signed for before he even went on the market. Look at what it cost teams to get Cutler and Cassel and how they've done. Look at what Brett had to pull trying to get out of GB. We could get someone like Garcia (he was great while we had him) but I am talking about the future here.
[ Edited by JC49 on Oct 27, 2009 at 11:51 AM ]


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The 21-year-old creative midfielder's full name is Jorge Luiz Frello Filho, but he is known to supporters by his nickname.
Born and raised in Brazil, Jorginho grew up in the Verona youth academy and has opted to represent Italy at international level, receiving one cap so far for the Under-21 side.
Milan, Arsenal, Chelsea and Manchester United have all sent scouts to view him at Verona, but Sky Sport Italia claim Liverpool are surging forward.
The Anfield side is proposing an offer worth £8m – approximately €10.5m.
- Soccer
- Sports & Recreation
- Manchester United


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I'm getting the following error message when I try to upload a photo. I'm a newbie, so don't how to solve what is apparently an easy problem. Help much appreciated.
Warning: Invalid argument supplied for foreach() in /home/content/81/3988381/html/beachedmiami.com/wp-content/plugins/profile-pic/profile-pic.php on line 422
Warning: Cannot modify header information - headers already sent by (output started at /home/content/81/3988381/html/beachedmiami.com/wp-content/plugins/profile-pic/profile-pic.php:422) in /home/content/81/3988381/html/beachedmiami.com/wp-includes/pluggable.php on line 934


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Model Code of Practice for the Welfare of Animals: Cattle
Second Edition
Primary Industries Report Series 85
This code is intended as a guide for all people responsible for the care and management of cattle.
The code aims to set an industry standard by defining acceptable cattle management practices in situations, which vary from extensive grazing to close confinement and housing. Whatever the form of husbandry, owners and managers have a responsibility for the health, welfare and considerate treatment of the animals under their control so that stress to the animals is minimised.
The basic needs of cattle for adequate food, water, air, shelter, comfort and freedom to move and express normal behaviour patterns are considered in this document, irrespective of the type of husbandry practiced.


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Adamson Industries Introduces the Duro-Flash for Higher Visibility
Haverhill, Massachusetts - Adamson Industries Corp., a leading provider of public safety vehicle equipment and installation services, introduces Duro-Flash, a product that is being used to replace the incendiary flare. The Duro-Flash is used by Law Enforcement, Fire Departments, Highway crews and other departments that feel a need to be able to mark vehicles, close a lane, direct traffic or make a place more visible. Duro-Flashes can also be put under a cone for higher visibility.
The Duro-Flash was made with longevity in mind. It has no switches or moving parts to break off or become damaged. It is water and weatherproof. The lithium battery lasts for hours between charges. The on/off switch has been incorporated into the recharge design- plug it in to turn it off and charge it, and unplug it to turn it on and put it to work.
Benefits and features of the Duro-Flash: Safer and more cost effective than an incendiary flare. Kit consists of aluminum alloy unit enclosure with six (6) hermetically sealed flash units and one rechargeable, polymer Li-ion battery. Five (5) hours continuous use and recharges in 120 minutes for full charge, but can work at less then full charge. Kit weight is 7.7 pounds, unit weight is 1 pound.
Pricing and Availability
The Duro-Flash system is available in Red, Blue or Amber and comes in a set of 6 with case and battery for the low price of $199.95. To purchase, please call 800.232.0162 or visit www.adamsonindustries.com.
About Adamson Industries Corp.
Adamson Industries Corp. located in Haverhill, Ma provides agencies with safe, reliable and user friendly vehicles and equipment. With more than 50 product lines, Adamson Industries Corp. offers a wide selection of equipment including vehicle lights, lightbar systems, prisoner partitions, siren systems, K-9 units, consoles and more. In addition, Adamson Industries Corp state of the art installation facility offers a one stop source for creating highly productive law enforcement vehicles from simple installs to more complex upfits.


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- Report: #931940
Report - Rebuttal - Arbitrate
Complaint Review: Smart Living Company/EMerchant
Smart Living Company/EMerchant4119 Guardian St. Simi Valley, California United States of America
Smart Living Company/EMerchant Unauthorized debits from account/no help without member number/ states one time only debit/stated A+rating with BBB/son unable to cancel membership Simi Valley, California
*UPDATE Employee: Cancellation Policy
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No reimbursement given have been being debited from Smart Living Company 39.95 a month since April and EMerchant Company 29.95 since 05/03/2012. Never mentioned a double debit in the initial phone call. Verified both companies are associated with each other. Both have same phone number.
Tried calling both companies in regards to the debits and to stop the debits. No help without a member number even though it is my debit card. Stated it is fraud and need to talk to your bank. They won't stop debiting my account. Have had to get new debit card, file a dispute with my card.
My son can't even get through to them, won't assist him either. When he canceled stated they would reimburse me. Don't do this. It will cost you just like it has cost me.
Companies will not assist to stop the debits, will not even help verify any information, lie on the phone.
At the time I had no computer or internet so I was unable to check company on line. I felt reluctant to do this, should have stuck with my gut feeling.
This report was posted on Ripoff Report on 08/24/2012 08:15 AM and is a permanent record located here: http://www.ripoffreport.com/r/Smart-Living-CompanyEMerchant/Simi-Valley-California-/Smart-Living-CompanyEMerchant-Unauthorized-debits-from-accountno-help-without-member-nu-931940. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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#1 UPDATE Employee
Cancellation Policy
AUTHOR: Susan Smart - (United States of America)
SUBMITTED: Wednesday, September 05, 2012POSTED: Wednesday, September 05, 2012
Your son received a member number when he joined, and you will need that number when you call to cancel.
The Smart Living Company cancellation policy is listed on our website and is as follows:
If you cancel your membership within 90 days of joining Smart Living Company, you are eligible for a refund of your membership fees (excluding shipping and handling) if its within 90 days of your start date and you have returned your membership kit. Call toll free 1-877-523-9088 for eligibility and cancellation instructions. Trial Members: You may cancel during your Trial Membership and no further monthly charges will be assessed thereafter. If you cancel your membership within 90 days following the end of your Trial Membership, you are eligible for a refund of your initial membership payment. After the 90 Days, and at any time during your ongoing membership, you may cancel and no further monthly charges will be assessed. Previous monthly charges are not refundable. To cancel, call toll-free 1-877-523-9088.
Website Cancellations: You may cancel your membership, website or any other eMerchantClub services any time by notifying us in writing by cofirmed e-mail to firstname.lastname@example.com, confirmed fax to 1-888-201-2680, or first-class, registered or certified mail, return receipt requested, addressed to eMerchantClub, Attn: Website Cancellation, 4119 Guardian Street, Simi Valley, California 93063. Any incoming E-mail sent to cancelled or terminated accounts will not be bounced back or forwarded to another account. Everything regarding the website that is stored on our servers may be deleted. Cancellation will not entitle you to a refund or relieve you of your obligation to pay the remaining balance of your account. However, if you cancel within 30 days of purchasing an eMerchantClub website, we may apply the purchase price in the form of a merchandise credit to your SMC account. eMerchantClub makes no representation to the amount of traffic or sales that will be made from a website or related products purchased from eMerchantClub. We make no representation that your website or related services can make more than what you paid for your site or related service. Each website holder is responsible for their own advertising and marketing strategies. eMerchantClub makes no expressed, implied or direct guarantees of sales or traffic. Each website holder is aware they are responsible for their own traffic and sales.
Our Member Support Manager wants to help you. She would like to review your son's membership and cancellation, so please call 1-800-345-4762 with the membership number and ask to speak with Member Support Manager Jessica. Again, we're sorry you have encountered an issue and we look forward to helping you resolve it quickly.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
Advertisers above have met our
strict standards for business conduct.


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Sunderland Message Board
Keano For Sunderland Manager
Roy Keane is about to quit Celtic and head south and will obviously go into management. he obviously still holds a grudge against MM so perhaps he'll pick up the baton and sort the mess out at SOL - to prove himself right when he said MM was a #$%$ manager and a #$%$ player. Worth a chancre- Ask him Bob!Sort: Newest | Oldest | Most Replied Expand all replies
If Quinny gets on With Keano he should go for him - he would kick #$%$ and gets things moving
A Yahoo! User Jul 3, 2006 09:10 Flag
oh dear,thats all you need.
i heard that its a combo of o'niell and keane... o'niell wanst job part time t o look after sick wife... hes gonn bring his own backroom staff in to look after day 2 day duties at club... with keane as assistant... BIG up respect to jay the evertonian... i got good friends who are seaon ticket holders @ goodison... only way is up for us mackems!!! and we gonna pass the smoggies and #$%$ on the way!!!!!
A Yahoo! User May 24, 2006 20:05 Flag
right at the end of reidy's stay quinn was just about forced into retirement with a back injury so dont see how anybody could attach any of the blame to niall.
Utter Rubbish!!! Have you forgotten that Neil Quinn is seeking to buy the club? Neil & Roy can't stand the sight of each other read Roy Keane's Book if you need convincing.
- 2 Replies to Peter
Better still read Niall's autobiography. No chance of those two working together.
Now then, Martin O'Neill................
Peter Reid could be Director of Football. Just another rumour going around. I'd welcome him back in that role.
A Yahoo! User May 16, 2006 02:52 Flag
I do think that Roy Keane for manager rumour at SAFC will ever come to fruition.
1, Bob Murray only employ`s yes men.
2, Quinn isnt on Keane`s Xmas cardlist the same as McCarthy.
Considering one of these two men will probably be in charge when the season start,
no Keane for Sunderland
- 1 Reply to A Yahoo! User
A Yahoo! User May 16, 2006 22:01 Flag
Don`t think you`ll get keane as manager. Don`t rule out reidy making a comeback. would you want him back?. Get rid of mercenaries like breen; how he made a living from professional football is a mystery. Hope you get back up next year! Jay Evertonian.
A Yahoo! User May 15, 2006 01:31 Flag
if today's papers are anything to go by, your post might prove to be a little window into the future. a scary one though!
- 1 Reply to A Yahoo! User
Here's an other little window: Paul Scholes to go from Man Utd to Celtic


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I'm not down to earth at all. if you don't reply to my text i will turn up to your house drunk at 3 o'clock in the morning crying and trying to break in. i hate drinking tea and doing craft. i hate bicycles, the beach, sunshine and parks. and cider, i hate cider.
I'm an ENFP, which means I'm an extrovert, very sociable, passionate about things and quite disorganised.
I'm just trying to find someone to give me driving lessons.
i do not identify as a "nerd". lol sorry
i'm a "social media strategist" for my day job... yes that is a real job and i will not hear otherwise. comedy.... previously radio and writing stuff, working in the "digital industry", blah blah blah i do freelance writing and stuff on radio sometimes.
I spend a few nights a week performing stand-up comedy.
I'm also a terrible DJ.
I don't know, look at my Last FM thing
* if you own a Kings of Leon album released after 2004 or like the Red Hot Chili Peppers then we can't be friends.
BOOKS - I'm in a book club but i will probably be kicked out soon as I never go. UPDATE: they took me off the book club email list.
FOOD - all of it. i put sriracha hot sauce on everything.
MOVIES - whatever arty farty thing is on at the nova i suppose.
I'm currently obsessed with Orphan Black, plus I love Girls (edit: i wrote this a while ago and am now totally over this show), Inside Amy Schumer, broad city and Orange is the New Black... HBO things, funny things and some trashy reality shows. like, i really love The Bachelor. and endless clips of Simon Amstell on 'Never Mind the Buzzcocks' on Youtube.
I have never watched a full episode of Game of Thrones or Breaking Bad. I am willing to budge on this if i found someone cool to watch it with.
and why every guy these days has a huge beard.
um. i should probably mention I have a podcast about internet dating called 'Swipe Night' lol.
- you like dank memes
- you like comedy and have a silly sense of humour
- you're not going to get all weird on me (don't make a joke about this. just don't ok)
- no man-babies


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www.TheMiamiDefender.com The Law Office of Robert J. Lee, P.A. When the Federal Court sentences a defendant to a term of imprisonment, the Probation Officer in charge of completing the Presentence Investigation Report may recommend to the bureau of prisons that the defendant be placed in a residential substance abuse program for those who qualify (18 U.S.C. Sect. 3621(e)). Pursuant to the bureau of prisons program statement (P.S. 5331-02), those serving 37 months or more may be eligible for a sentence reduction up to 12 months; those serving between 31 and 36 months may receive a reduction of up to 9 months; and those serving less than 31 months may be eligible for a reduction of up to 6 months for participation. As such, review carefully the bureau of prisons program statement (P.S. 5331-02) and determine whether you may be eligible. For example, those with prior convictions of homicide, rape, robbery, aggregated assault, arson, kidnapping or an offense which involves sexual abuse of a minor may not be eligible. For further information regarding P.S. 5331-02 and how it may affect your case and/or sentencing please visit www.TheMiamiDefender.com (The Law Office of Robert J. Lee, P.A.) or call us at 305-322-9971 for a free initial consultation.
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There are no tickets currently available.
Event Details
What better way to celebrate spring than with a Beer Fest!
Boston Event Guide is hosting The Spring Beer Fest on Friday,May 31st, at Cyclorama in Boston. You can either take part in our Rush Hour Tasting from 5-730pm or our Friday Night Tasting Party from 8-11!Enjoy different beers from around the world, with food samplings and great music. You can also participate in a Sushi Rolling and Sake Class. Hurry and buy your tickets now because we will sell out!!
Cyclorama at the Boston Center for the Arts
539 Tremont Street, Boston, MA, 02116
View 539 Tremont Street in a larger map


text:
- Report: #51473
Report - Rebuttal - Arbitrate
Complaint Review: J D Byrider
J D Byrider2000 Cleveland Rd. Sandusky Sandusky, Ohio U.S.A.
J D Byrider Ohio ripoff and fraud on warranty aggreement fraudulent ripoff business Sandusky Ohio
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But I do. Then when we got there Anthony(car salesman) said it was not going to work, that he had to be put on as a cosigner. And we were pissed. Because he did not say that on the phone and when we were there before. The car has a warranty stated 1 month 1,000 and 12 months/12,000 miles.
Now I was like ok. That will cover damages. So we took the car to drive, the wheel was loose. and we talk to a mechanic, who had said get the brakes fixed, gaskets and check transmission fluids. Those are known to go out on Chevy malibu's. So That was part of the agreement on my contract. Had to schedule that and we took the car made an appointment, which was a month later, because of all the d**n cars that was being fixed.
And we really needed a car because I work 14 miles outside were I live and the transit which is city transportation, was ending its route to were I work. So i had to do something. I signed paperwork and the car came to 12,500.00 bucks, but the window price is 8,000. Which there are charging extra 900.00 for extended warranty I was thinking o.k. this is for a extra year, thats cool. But it is not because they have a lawsuit going on now for fraudalent warranty.
My car went to the shop all they fix was the steering wheel, I was pissed, did not see any thing on the work order for the other things I requested. this was in october a month i got the car, then the car was in there again 2-weeks later for the battery and altenator gone out of it. They charge us 50.00 for it then 2-weeks later my coolant was splattering out. THis was before thanksgiving and I was to leave town for columbus, ohio and toledo,ohio. They fixed it, but it did not have antifreeze in it, and it was gone when they said they did it was gone within a couple of hours. I called again pissed. Its a 2 days before thanksgiving. I took it in and we still owed 30.00 bucks they said they will take care of it, and did not, then the manager Mike, said he's going to send it to firestone to change the fluid. He had said what fluid did you use, and I stated the regular antifreeze, thats what you guys told me to use.
It was the wrong fluid, the car needed gm dexcool fluid. So that was that time, now the car makes a screeching noise from that, and they said they fixed it again here for the 5 and 6th this time. I had my car inspected and the brakes on driver side were bad, this is what I asked to fix the first time. Its just now gettin done a whole 4months later. But it is still making a noise and I have to go back again. Also my abs light was flashing on and off. But they want you to pay though. So I advise no one to get a car from there. I'm stuck and know one can help me.
sandusky, Ohio
This report was posted on Ripoff Report on 04/03/2003 11:08 AM and is a permanent record located here: http://www.ripoffreport.com/r/J-D-Byrider/Sandusky-Ohio-44870/J-D-Byrider-Ohio-ripoff-and-fraud-on-warranty-aggreement-fraudulent-ripoff-business-Sandus-51473. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Advertisers above have met our
strict standards for business conduct.


text:
Personalized subject lines boost email open rates 24%
Multichannel retailers sent 14.6% more emails in the second quarter than they did a year earlier.
Personalized subject lines boost email open rates 24%
Multichannel retailers sent 14.6% more emails in the second quarter than they did a year earlier.
Neiman Marcus gets personal with online shoppers
The multichannel retailer is working with Coherent Path to make its personalized emails more effective.
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Contending that the costs of operating as a public company outweigh the benefits, the multichannel retailer of outdoor sports gear and apparel is planning to go private next year.
Posted 09/30/2009Bill BriggsPost a comment
Related Content:Gander Mountain
Web sales at Kentucky Derby online store have grown 158% in the last two months compared to the same time last year, the company reports. It relaunched TheDerbyStore.com in time for the running in May of the 131st annual Kentucky Derby horse race.
Posted 07/08/2005Kurt PetersPost a comment
Contact: Trainer Public Relations Elizabeth Safran (408) 370-2535 email@example.com Trigo Establishes Product Information Management as Global Enterprise Initiative with Industry Industry-Leading Customers and Reseller Agreement in Japan BRISBANE, Calif.-Oct. 29, 2002-Trigo Technologies, Inc., the leader in product information management (PIM) solutions for global manufacturers, distributors and retailers, today announced that it is expanding into...
Posted 10/29/2002
Health and beauty retailer Phar-Mor Inc., announced an exclusive alliance with online drugstore More.com. The alliance will give Phar-Mor an entrance to the fiercely competitive world of online pharmacies. As part of the deal, Phar-Mor will make a equity investment in More.com. The alliance will be launched at a unique URL later this spring and will include an online prescription service and in-store pick-up at all Phar-Mor retail stores....
Posted 01/19/2001Don DavisPost a comment


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Take a sneak peek at the new NIST.gov and let us know what you think!
(Please note: some content may not be complete on the beta site.).
Displaying MML events from January 01, 2011 To March 30, 2011 - See All 2011
A copy of the final workshop report is available. more
General Information:
301-975-8300 Telephone
301-975-3845 Facsimile
100 Bureau Drive, M/S 8300
Gaithersburg, MD 20899-8300


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Upcoming Events
January 9, 2016 - NWISP Annual Meeting & Lamb Dinner. Registration will start at 5:30 and the meal will be served at 6:00 p.m. in the upstairs room of the Blue Bunny Ice Cream Parlor, 115 Central Ave NW, LeMars, Iowa. This is located towards the north end of the main downtown street. Lamb dinner will be served by the LeMars HyVee Store. Featured speakers will be Rueban Sprung and his wife who attended the Howard Wyman Leadership School in 2015. They operate a diversified farm operation of crops, stock cows, ewes and swine. Cost is as follows:
- Meal - $10 per person ($5 age 10 & under)
- Northwest Iowa Sheep Producers Annual Due - $10 per family
- Iowa Sheep Industry Association Annual Due - $30 per family (if you wish to join)
Please respond to Paula Meendering at firstname.lastname@example.com or 712-449-5294 or Joan Hoogendoorn at firstname.lastname@example.com or 712-339-5850
The Northwest Iowa Sheep Producers Association is made up of producers and others interested in sheep production and promotion of lamb and wool.


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Karim R. Lakhani is Associate Professor of Business Administration at Harvard Business School.
The last two decades have witnessed an extraordinary growth of new models of managing and organizing the innovation process that emphasizes users over producers. Large parts of the knowledge economy now routinely rely on users, communities, and open innovation approaches to solve important technological and organizational problems. This view of innovation, pioneered by the economist Eric von Hippel, counters the dominant paradigm, which cast the profit-seeking incentives of firms as the main driver of technical change.
What is the status of the Free and Open Source Software (F/OSS) revolution? Has the creation of software that can be freely used, modified, and redistributed transformed industry and society, as some predicted, or is this transformation still a work in progress?
One Rogers Street
Cambridge MA 02142-1209
Suite 2, 1 Duchess Street
London, W1W 6AN, UK
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Expatriate Tax
Highlighting expatriate tax rules and regulations and helping those living abroad to understand their expatriate tax status
You're here: Home » Offshore Banking & Investment » Expatriate Tax
How it's Legally Possible to Lead a Tax Free Life as a Digital Nomad
If you're free to live and work anywhere in the world you're a digital nomad, and you're free to establish tax residency in a tax-free nation. Here's how to do it.
British Taxpayers' Guide to Passporting to Lower Taxes
Where can Britons, dissatisfied with the state of their nation, move to live abroad in Europe and pay less tax?
Will You be Badly Affected by Changes to UK Tax Residency Rules?
HMRC's proposals for a statutory residency test to determine whether an expatriate needs to pay tax in the UK or not have been defined. The taxman now wants your opinion on whether the test is fair. We examine the proposals and how they may impact negatively on some British expats living abroad who like to visit the UK.
Where Can Expats Escape Abroad and Pay Less Tax?
You might think you're over-taxed in the UK, but according to the OECD the UK's taxes and take home pay for workers is about average – meaning that there are nations such as France and Belgium that will tax you more! So where in the world can you move to live abroad and pay less tax…
Expats Agree EU, UK & OECD Stifle Entrepreneurialism with Tax
We interviewed 25 Shelter Offshore readers who are working abroad to get their take on the news that a Swiss based company is set to become London's largest ever float, and to discuss how tax competitiveness is important for the development of entrepreneurialism
Expat Tax Update: QROPS Changes, Increasing Taxes, Decreasing Privacy
We take a look at the closure of QROPS tax loopholes and how the EU and OECD want to increase tax and broaden the scope of exchange of information directives to further erode expatriate freedom and tax competitiveness
Statutory Definition of Residence Theoretically Good News for Expats
If all expats could be confident that rules relating to residency and non-residency were legally binding in the UK, it would make their tax situation easier...but what if the rules change for the worse?
Financial Reasons to Move Abroad & Offshore in 2011
We look at all the reasons why Britons are better off moving abroad and offshore in 2011 – including how you can save more money when you invest it offshore, legitimately avoid tax when you live in certain countries around the world, and how you can improve your life and your finances by moving to live overseas in 2011
Where Can Expats Live Abroad and Pay Less Tax?
living abroad, working abroad, less tax abroad, tax haven, expat tax saving, pay less tax, flat tax rate
Would You Be Better Off Offshore?
Would you and your family be better off if you moved abroad, avoided the inevitable tax hikes coming Britain's way, and made the most of the offshore advantages available to you once you expatriate?
Britain's Bleak Black Hole of Debt
This week's Budget in Britain is expected to be about pandering to the public in an effort to win votes – whereas the true state of the nation will only become clear in May following the General Election – expats watch with interest, whilst onshore Britons are forced to brace themselves for the worst
Our Government Says Theft is a Lesser Crime Than Tax Evasion
Did you know that in this country stealing personal data and then selling it on to profit from it is viewed as a lesser crime than avoiding taxation – I know it's hard to believe but as you will see, it's a fact!
Proud to be a British Peer But Don't Make Me Pay UK Tax
At a time when up to 25,000 council jobs are under threat in the UK because of underfunding, it's been revealed that there are people in power in Britain who have bent the rules relating to tax to help them avoid their tax obligations – is it time to leave this sinking ship of inequality?
Here We Go Again – Alleged Government Tax Crackdown on Expats
According to sensationalist headlines in the likes of the Sunday Times, British expats should all now be running scared from the taxman in the UK who's likely to launch a crackdown on them
Can You Avoid the UK Income Tax Rate Increase Without Moving Abroad?
As the UK fast approaches the 6th of April and a new higher rate tax charge, we have teamed up with UK/US tax specialists Frank Hirth to discover what you can do to avoid the 50% income tax rate without having to move abroad
Spanish Succession Tax
Explaining why Spanish Succession Tax (SST) is a devastating tax very different to British Inheritance Tax – and how British expats living in Spain and international owners of Spanish property need to plan for it to avoid as much of it as they legally can!
What if 70% Tax Becomes a Reality for High Achievers in UK?
The pre-Budget Report is due out in the UK tomorrow and there's talk tax will rise to an unpalatable 70% - experts warn a brain drain of unprecedented levels would follow…
What are the Benefits of Going Offshore for Expats?
Exploring and explaining the very real and straightforward reasons why expatriates should explore their offshore options
Do You Have to Leave UK to Avoid British Taxation
Are there ways tax residents in the UK can avoid British taxation on their income and assets without having to expatriate and go offshore?
Do Expatriates Escape Inheritance Tax by Living Abroad
Is it true that you can escape inheritance tax by going to live abroad in some countries where they do not levy estate or death tax? The answer is a big fat no!
Expatriate Tax Saving Advantages
For expatriates there are many potential tax saving benefits to going offshore, in this article we explore them all for you
Why Americans Shouldn't Go Offshore
Explaining in no uncertain terms why Americans have absolutely no freedom of choice when it comes to the management of their wealth whether offshore or onshore
BBC's Revelation: To Avoid UK Tax You Have to Emigrate
A dumb article on the BBC's website aims to 'educate' people that they actually have to move abroad if they want to avoid paying tax in Britain! We look at the rules of non-residency and the taxes you avoid if you emigrate
Offshore Bank Accounts No Fines For the Innocent!
If you're innocent of taxation avoidance, have made a mistake or been affected by exceptional circumstances and failed to pay tax on your offshore bank account you might not be fined by HMRC
Five Facts About HMRC's Offshore Tax Amnesty
Five key facts about the NDO or tax amnesty from the British taxman to help you make sense of offshore tax obligations for Brits
Why You Need to Know About the Tax Amnesty
A detailed guide to the latest tax amnesty from HMRC for those with undeclared offshore bank accounts and offshore savings and investments
How Can British Entrepreneurs and High Earners Escape UK's Taxation?
A guide for Britons wanting to escape the 50% tax rate, how to leave the UK and/or legitimately shield themselves, their business and their investments from tax
Expert Expat Tax Tips for the Netherlands
The Netherlands is a popular destination for professional expats, but the tax situation there is dire – unless you're aware of a 30% tax discount that's available for lucky expats!
Where in the World do Expats Pay Less Tax?
If you want to move abroad to earn more and pay less tax, we show you where to live overseas to make maximum financial gain
When Will You Sort Out Your Expat Will?
If nothing is inevitable except death and taxation, why do so few expats take any time to sort out wills and prevent their estate's being hammered by IHT?
Where to Retire Abroad For Favourable Tax Treatment
Taking a look at where expats can save on tax when they retire abroad
How to Avoid Tax (Legitimately)
As everyone suffers as a result of the global financial crisis, we show you ways to help expats pay legitimately less tax!
Managing Your Expat Money Worries
How to get help and get to grips with any money worries you have when you're an expat living abroad
Using Offshore Factoring To Cut Business Tax Bills
An introduction to the concept of offshore factoring; a way small businesses can sometimes legitimately reduce their tax bill and litigation exposure
Free Expat Financial Advice
A new financial guide has been produced specifically for those planning on living abroad or who have already expatriated – and it's free!
When Does an Expatriate Become Non-Resident for UK Tax Purposes?
A detailed but straightforward analysis of when a Briton becomes an expatriate and loses their UK residency status for tax purposes
Expatriate Tax Advice if You're Emigrating to Australia
An introductory guide to paying tax in Australia for Britons thinking about emigrating to live 'down under'
Moving to Live in Canada, Need Expat Tax Help!
A guide to expatriate taxation issues in Canada for anyone thinking about moving to live and work in Canada
Expats Saving Tax and More Money Than Peers
Expats are wealthier and happier and they save more money and tax than their peers back home. More reasons to move abroad!
Expatriate Tax Saving and Living in Dubai
A guide to the taxes levied in Dubai and how expatriates living in Dubai can save and invest their tax free income wisely


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Alchemy Concrete Works LLC
Phone: (253) 653-9657 View Additional Phone Numbers PO Box 236, Olalla, WA 98359 http://www.alchemyconcreteworks.com View Additional Web Addresses
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This company fabricates custom specialty and decorative furniture, countertops, and home features from hybrid concrete, wood, and steel, and installs these products.
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Washington Department of Labor & Industries
7273 Linderson Way SW, Tumwater WA 98501
Phone Number: (800) 647-0982
Washington Department of Revenue
6500 Linderson Way SW Fl 1, Tumwater WA 98501
Phone Number: (800) 451-7985
Type of Entity
Limited Liability Company (LLC)
Business ManagementMs. Christina Barone, Managing Member Mr. Jordan Carpenter, Member Mr. Michael Carpenter, Member
Contact Information
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Furniture Designers & Custom Builders Countertops Contractor - Decorative & Specialty Concrete Other Concrete Product Manufacturing (NAICS: 327390)


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- Report: #1036087
Report - Rebuttal - Arbitrate
Complaint Review: Steven Horne
Steven Horne4100 Midway, Suite 1110 Carrollton, Texas United States of America
Steven Horne , Wingspan Portfolio Advisors CEO, engaged in FRAUD & RACIAL ABUSE Carrollton, Texas
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All under the watchful eye of Bank of America's Vice President who was with us in our center almost daily. Wingspan Portfolio Advisors is owned by the corrupt Steve Horne who in turned hired and even more corrupt group of folks to run his various departments. Melanie Pellegrino, Justin Belter, Kevin Conn are among some of the most corrupt and evil people I have ever seen or worked with. They had no soul or conscious.
While Bank of America customers were pleading with us to help them we were intentionally pushing them towards foreclosure especially if their homes had equity in them. [continued below]....
I left the company in disgust.
Not only were these people frauds terms they where also racist. Justin Belter referred to a black coworker as a n****r and melanie pellegrino referred to blacks as roaches and monkeys. The company also had total disdain for Hispanics and Muslims.
I say sue their a**es.
This report was posted on Ripoff Report on 03/19/2013 11:27 AM and is a permanent record located here: http://www.ripoffreport.com/r/Steven-Horne/Carrollton-Texas-75007/Steven-Horne-Wingspan-Portfolio-Advisors-CEO-engaged-in-FRAUD-RACIAL-ABUSE-Carrollto-1036087. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Special 25th Anniversary Silver American Eagle set graded MS/PF 70 by NGC.
Rare! 25th Anniversary Perfect Set!
Each set contains:
- * One Uncirculated American Silver Eagle with a "W" mint mark.
- * One Proof Silver Eagle with a "W" mint mark.
- * One Reverse Proof Silver Eagle with a "P" mint mark.
- * One Silver Eagle bullion coin with no mint mark.
- * One Uncirculated Silver Eagle with an "S" mint mark.
Three coins are graded MS-70, and the other two (including the Reverse Proof) are graded PF-70 DCAM by NGC! - THE PERFECT SET!
Not yet rated. Be the first to Write a Review
We provide all of our customers with a refund, return and / or exchange on everything we sell including all bullion and certified coins. If for any reason, you have a problem, please feel free to call us. We will always do our best to accommodate you.


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The Escape invocation on line 11 of sunrise.php causes notice messages to be outputted for each request made. The wpdb->escape function is said to be deprecated.
The Escape invocation on line 11 of sunrise.php causes notice messages to be outputted for each request made. The wpdb->escape function is said to be deprecated.
I'll put this thread on my list.
Yes, just got the same warning...
For those who experience the problem here and looking for a solution, do a ob_clean invocation in the functions.php of your theme to clean the notice generated by sunrise.php. Worked for me :)
Well - why all the trouble?
In order to ignore php warnings just set this in your wp-config.php
define('WP_DEBUG_DISPLAY', false);
BUT: This warning should really be taking care of by the developer. :-)
True, but the downside of that approach is you also wont be able to see debug messages generated by other plugins / themes. Debugging lines _can_ be practical, unless they are not, like the one generated by sunrise.php ;)
Yes, you are right... :-)
I really like having those warning messages being displayed. :-)
Damn... I really hate updating wordpress... :-)
If you don't want to turn WP_DEBUG/WP_DEBUG_DISPLAY off, the following fix worked for me:-
Replace the line:-
$dm_domain = $wpdb->escape( $_SERVER[ 'HTTP_HOST' ] );
$dm_domain = addslashes( $_SERVER[ 'HTTP_HOST' ] );
As far as I can tell, addslashes is all that the $wpdb->escape method was doing in this case, so it should be equivalent.
you can use esc_sql()
instead of the addslashes
Thanks. RTFM ;-)
And having read the manual, it looks like they are equivalent anyway:-
An alias for $wpdb->escape(). Prepares a string for use as an SQL query. A glorified addslashes() that works with arrays.
$_SERVER[ 'HTTP_HOST' ] isn't an array, they will do the same thing, and I suppose using addslashes will save a msec or two :-)
Ok thanks for your feedback all, I guess I can then mark the issue as resolved.
Actually, it's already being escaped below so you should be able to replace
$dm_domain = $wpdb->escape( $_SERVER[ 'HTTP_HOST' ] );
$dm_domain = $_SERVER[ 'HTTP_HOST' ];
This fixed my issue on one multisite install. Kudos and thanks for the help.
Hi Ron,
Thanks for the suggestion above, however after digging around the WordPress internals, I feel that esc_sql is the correct approach rather than removing the escape completely - this triggers _escape(), which is not depreciated and effectively does the same as the original escape() function.
Keen to know your thoughts on this, and if it can be rolled into the plugin at some point? Always nervous about not explicitly escaping sql values, even $_SERVER values?
Still not in production version.
Applied patch as suggested. :-/
This topic has been closed to new replies.


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More information on Patients & Families
More information on Education
More information on Research
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More information on URMC
While you may expect to live longer than your parents or grandparents did, do you know what you can do to live happier and healthier? UR Medicine healthy aging expert Dr. William Hall says that keeping your mind and body active are keys to a long, happy life.
Summer: when some like it hot. But an abundance of hot weather and hot dogs reminds us hydration and diet play a vital role in good health and, more specifically, preventing the formation of kidney stones.


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WASHINGTON — Retail prices on women's apparel fell a seasonally adjusted 0.8 percent in January on price cuts in the suits and separates area, according to the Labor Department's latest Consumer Price Index, which was released Wednesday.
That trend ran counter to the broader economic picture, which showed prices on all goods rising 0.7 percent. After stripping away the volatile food and energy sectors, the core rate of inflation inched up 0.2 percent, meeting expectations and assuaging the concerns of some economists.
"There was no upward surprise to core inflation and that's good news," said Kenneth Beauchemin, U.S. economist at forecasting firm Global Insight.
Prices at retail can have a dramatic affect on the larger U.S. economy, two-thirds of which is supported by consumer spending. So far, producers haven't passed on the significantly higher energy prices in the form of price increases.
"We have greater competition than in recent history that prevents firms from doing that," said Beauchemin.
The public also believes the Federal Reserve Board is committed to low and stable inflation, he said, predicting the Fed will raise the federal funds rate, which currently stands at 4.5 percent, two more times — typically a quarter point each time — before letting it level out.
Comparing January with a year earlier, women's apparel prices fell a steeper 1.4 percent. Suits and separates were down 2.2 percent for the month and off 3.3 percent versus January 2005. Increased imports, especially from China, have kept downward pressure on prices.
"Women's suits and separates is actually at its lowest index level since it was made its own item in 1998," said Jessica Penvose, an economist at the Bureau of Labor Statistics. "That really was the catalyst for all of women's apparel."
The suits and separates price index, which was set at a base of 100 in 1998, now rests at 85.5.
Prices for women's outerwear fell by 1.1 percent for the month and 5 percent from a year ago, while dress prices slipped 0.2 percent in January, but were up 5.7 percent from a year earlier.
This story first appeared in the February 23, 2006 issue of WWD. Subscribe Today.


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Lukkr | Multi-search
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Our Mission
Our mission is to provide basic ecological understanding, management guidelines, and policy-relevant information to sustain forest ecosystems in an environment changing rapidly through the direct and interacting effects of changes in climate, air quality, deer impacts, fire regimes, invasive species, land use, and human values.
Our Research Areas
Our focus is on sustaining biological diversity, economic and ecological productivity, forest health and vitality, and contributions to carbon cycles. Much of our research is conducted in Pennsylvania, Ohio, and adjacent states in mixed oak, Allegheny hardwood, and northern hardwood forests, but our work has national and global implications.
Our research approach is to understand and manage: We develop basic ecological understanding through observational and manipulative studies, then develop guidelines that help policy makers and managers sustain these forests. We focus our research on sustaining forests in a changing environment on five broad problem areas:
- Sustaining Mixed Oak, Allegheny, and Northern Hardwood Forests
- Fire Behavior and Effects Research under the National Fire Plan
- Managing Forests Affected by Invasive Species
- Understanding, Predicting, and Managing the Impact of Climate Change on Forests
- Contributing to Stewardship through Long-term Research including Research Conducted on the Kane and Vinton Furnace Experimental Forests
Recent Publications
- Royo, Alex; Peterson, Chris J.; Stanovick, John S.; Carson, Walter P. 2016. Evaluating the ecological impacts of salvage logging: can natural and anthropogenic disturbances promote coexistence?. Ecology. 97(6): 1566-1582.
- Pendergast, Thomas H.; Hanlon, Shane M.; Long, Zachary M.; Royo, Alex; Carson, Walter P. 2016. The legacy of deer overabundance: long-term delays in herbaceous understory recovery. Canadian Journal of Forest Research. 46(3): 362-369.
- Kern, Christel C.; Burton, Julia I.; Raymond, Patricia; D'Amato, Anthony W.; Keeton, William S.; Royo, Alex; Walters, Michael B.; Webster, Christopher R.; Willis, John L. 2016. Challenges facing gap-based silviculture and possible solutions for mesic northern forests in North America. Forestry. http://dx.doi.org/.doi:10.1093/forestry/cpw024
- Nelson, Mark D.; Barnett, Charles J.; Brewer, Matt; Butler, Brett J.; Crocker, Susan J.; Domke, Grant M.; Gormanson, Dale D.; Kurtz, Cassandra M.; Lister, Tonya W.; Matthews, Stephen; McWilliams, William H.; Meneguzzo, Dacia M.; Miles, Patrick D.; Morin, Randall S.; Piva, Ronald J.; Riemann, Rachel; Smith, James E.; Walters, Brian F.; Westfall, Jim; Woodall, Christopher W. 2016. Iowa Forests, 2013. Resour. Bull. NRS-102. Newtown Square, PA: U.S. Department of Agriculture, Forest Service, Northern Research Station. 124 p.
- Iverson, Louis R.; Thompson, Frank R.; Matthews, Stephen; Peters, Matthew; Prasad, Anantha; Dijak, William D.; Fraser, Jacob; Wang, Wen J.; Hanberry, Brice; He, Hong; Janowiak, Maria; Butler, Patricia; Brandt, Leslie; Swanston, Chris 2016. Multi-model comparison on the effects of climate change on tree species in the eastern U.S.: results from an enhanced niche model and process-based ecosystem and landscape models. Landscape Ecology. http://dx.doi.org/10.1007/s10980-016-0404-8. [20 p.].
Last Modified: 03/11/2016


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Pirog's Promoter Responds To The Trainer of Golovkin
The trainer of "regular" WBA middleweight champion Gennady Golovkin (22-0, 19KOs) stated in a recent interview that his fighter desires to stage a unification against WBO champion Dmitry Pirog (19-0, 15KOs), but the Russian champion's team have never sent them a proposal.
Pirog's co-promoter Kirill Pchelnik replied to Abel Sanchez.
"I don't know Abel Sánchez,and I was bewildered by his statement. We never received a proposal from Golovkin either. In this case, you can say that Gennady makes proposals to fight anyone, but not Pirog. Gennady is a very talented Boxer, but we have unequal conditions in this situation. On the one hand, we have the WBO champion and on the other side is the "regular" WBA champion, where the real WBA champion is Felix Sturm," Pchelnik said.
"Right now we have to first consider the possibility of making an interesting unification with one of the [full] champions of the WBC, WBA or IBF. At the same time, we follow the career of Golovkin and support him when he wins, but now he needs to have a few fights with some interesting adversaries to raise his popularity level.
[QUOTE=ShoulderRoll;11592440]It's funny that Pirog thinks Golovkin should fight better competition, since he himself is living off a win over a green American prospect.[/QUOTE] Considering Golovkin win over Ouma is the better win between both of them.Comment by javysouthpaw on 12-22-2011
There should be a 160 pound single elimination tourney and Chavez can play the role of Bute by fighting guys like Manfredo while claiming to be the best.Comment by chiguy91 on 12-22-2011
[QUOTE=LeadUppercut;11592410]Yep, thats right, Golovkin is undeserving, and can wait in line. When he has achieved what Pirog has, then he can talk. No, wait.....[/QUOTE] haha, this is what i was going to say bro. just cause pirog has a 'belt'…Comment by ShoulderRoll on 12-22-2011
It's funny that Pirog thinks Golovkin should fight better competition, since he himself is living off a win over a green American prospect.Comment by BattleAxePurist on 12-22-2011
[QUOTE=ThePhantom5;11591964]These two should fight.[/QUOTE] This is one of those cases were waiting for this too be a bigger status fight is appriapriote let Golovkin get the WBA belt like what should of happened with Juanma-Gamboa let it get hot but…Post a Comment - View More User Comments (10)