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- Report: #164728
Report - Rebuttal - Arbitrate
Complaint Review: Onlingo.com
Onlingo.comNationwide U.S.A.
OnLingo.com ripoff my order form explicitly says that I get 3 cd's for FREE! They charged me $59.95. Internet EDitor's Suggestions on how to get your money back into your bank account!
*UPDATE Employee: Unable to locate your account.
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November 15, 2005
Dear OnLingo.com
In response to your e-mails of the last few days, please be aware that I understand what your terms and conditions state. What you have obviously not seen is the order form which was submitted to you, which stated that all three CD's would be FREE! I expect you to adhere to your advertisement. I printed that order prior to submitting it to you, so that I would know what I was entitled to receive. I canceled my subscription as soon as I became aware of your charge to my bank account, and I also e-mailed you regarding this discrepancy at the same time.
I have since located a website which displays many unhappy customers, who also feel that you have ripped them off. I have printed out their complaints, along with copies of my communications with you. I will be mailing the package to the NC Attorney General within 24 hours, unless I receive a full and complete refund of my $59.95.
I will not let this go. You have fraudulently removed money from my bank without prior authorization, and I will have it back.
I strongly suggest that you immediately refund my monies. I don't think you want to take on any state's attorney general.
New Bern, North Carolina
EDitor's Suggestions on how to get your money back!
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
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We are Consumer Advocates.
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CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
This report was posted on Ripoff Report on 11/15/2005 08:07 PM and is a permanent record located here: http://www.ripoffreport.com/r/Onlingocom/nationwide/OnLingocom-ripoff-my-order-form-explicitly-says-that-I-get-3-cds-for-FREE-They-charged-164728. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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#1 UPDATE Employee
Unable to locate your account.
AUTHOR: Corri - (U.S.A.)
SUBMITTED: Wednesday, April 26, 2006POSTED: Wednesday, April 26, 2006
This is Onlingo Customer Service. We are sorry to hear that you are upset and had problems with our program.
We are unable to locate your account without additional information. If you could please provide your email address, or the last name on your account we would be happy to assist you further.
Can you please send an email firstname.lastname@example.com, and reference this complaint so that we may locate your account, and respond to your inquiry. If you would prefer we are also available by phone at 1-800-949-6880, Monday through Friday from 7:00am-5:30pm, Pacific Time. You may request to speak with a Supervisor regarding a response to your online complaint. We look forward to clearing this matter up.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
Advertisers above have met our
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Home › Tools & Accessories › Small Tools › Eyelash Curlers
Laura Mercier Eyelash Curler
Contains one replacement pad at the base (recessed into the bottom of the curler).
2.5 X 1.5 X .75/6.35cm X 3.81cm X 1.91cm
To receive a replacement pad, please send a self-addressed envelope to:
Attn: Eye Lash Curler Pads
8 Greenway Plaza FL 7
Houston, TX 77046
There is no guarantee policy for this product. If for any reason you are not satisfied with your purchase of this product you may return it within 30 days from the date of purchase. If the return is based on an error from our part we will refund the shipping cost as well. For all other returns to us shipping costs and costs to return to us are not refundable.


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With Instructables you can share what you make with the world, and tap into an ever-growing community of creative experts.
Hello all! Today I wanted to share with you how I made my storage bin shelving system for my garage. It holds 12 totes! Here is a short ...
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Make Workshop Shelving For Freeby Dr.Duckhunt
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|Download Annual Report PDF Format 2015 | 2014 | 2013 | 2012 | 2011 | 2010
Dear Members, The Directors have pleasure in presenting the Annual Report of the Bank with the audited Balance Sheet, Profit and Loss Account and the Report on Business and Operations for the year ended March 31,2015. 3.7 Vigilance: As a measure of strengthening preventive vigilance in the bank, the vigilance inspection of the select branches was undertaken during the year based on their risk categorisation and accordingly 138 branches have been inspected during the year to ensure that the system and procedures laid down by the bank are followed by the branches. Zonal offices have to ensure the removal of any deficiencies observed during such inspection. In compliance to regulatory guidelines, a Fraud Monitoring Cell has been set up under administrative control of Risk Management Department since July-14. This will facilitate effective investigation in fraud cases and prompt as well as accurate reporting of fraud cases to proper regulatory and law enforcement authorities including Reserve Bank of India. 3.8 Compliance: The Bank has put in place a Compliance Policy, based on the guidelines of Reserve Bank of India. The Compliance Department headed by Chief Compliance Officer monitors the compliance functions. It ensures the implementation of the statutory / regulatory guidelines coming into force from time to time. The issues relating to regulatory / statutory compliances are addressed appropriately. Submission of various regulatory returns is also monitored. 3.9 Marketing and Publicity: Bank of Maharashtra Introduced a Premium Savings Bank Deposit Scheme Purple Privileges for High Net worth Individuals(HNIs) covering specialized services to the customers having quarterly average balance (QAB) of Rs. 3 Lakh in their Savings Bank account. The slew of benefits offered to the account holder under the product include - Assistance of Dedicated Relationship Manager - Specially designed Purple lounges - Free unlimited No. of Debit card transactions at ATMs of our Bank and any other banks. - Higher Transaction Limit on ATM-cum-Debit card(per day) - Free NEFT/RTGS through Internet Banking etc. Features of the product also include: Personalized ATM-cum-Debit Card and Cheque Books,50% concession in processing fees of retail Loans,200 free Personalized Cheque leaves p.a., Free (100% concession on annual maintenance charge) Gold Credit Card, Reward Points and Free Demat account facility for the first year. 3.10 Citizen''s Charter: The Bank has adopted the Charter since 2000-01, which details the duties and responsibilities of the Bank towards its customers. The charter is displayed at all the branches and Bank''s website. The Bank has also adopted a citizen''s charter of RBI on exchange of notes and coins. 4. SOCIAL BANKING 4.1 Priority Sector Lending It has been the constant endeavor of the Bank to facilitate equitable and sustainable economic development by timely and hassle-free availability of credit for productive purposes to Small and Marginal Farmers, Micro and Small Enterprises, Retail Traders, Professional and Self Employed, Women Entrepreneurs and entrepreneurs from economically weaker sections. The outstanding advances under Priority Sector as of 31st March, 2015, aggregates to Rs. 39,095 Crore constituting 41.76% per cent of the Adjusted Net Bank Credit. (growth of Rs. 4,269 Crore, 12.26% over last year). 4.2 Agriculture The Bank disbursed Rs. 6799.90 Crore for agriculture and allied activities during the year 2014-15. The total outstanding advances to agriculture sector reached a level of Rs. 15,521.30 Crore as on 31.03.2015 (growth of 18.56 per cent). Bank focused on growth of investment credit under Agriculture during the year 2014-15 and disbursed Rs. 1,300 Crore. Bank also entered into strategic tie-up arrangements with Tractor Manufacturers, Micro Irrigation Companies for promoting farm mechanization and micro irrigation activities during the year. The Bank undertook awareness/sensitization programmes for all the branches for increasing advances to agriculture by providing hassle free credit to farmers. 4.2.1 Mahabank Kisan Credit Card (MKCC) This scheme gained popularity especially in rural areas where it is being propagated successfully and vigorously. The Bank has issued total 4,92,683 Kisan Credit Cards to farmers. Credit flow to MKCC beneficiaries has reached to the level of 5,597.89 Crore as on 31.03.2015 (growth of 29.80 %). 4.3 Micro, Small and Medium Enterprises (MSME) SMEs are recognized as a major growth engine for the Indian economy. They generate opportunities for direct and indirect employment by facilitating use of natural resources and local skills to stem the tide of migration to urban areas and promote low investment enterprises. Finance is made available to viable enterprises at an attractive and low rate of interest. On line enquiry portal is made available on the Bank''s website. Our Bank has adopted Simplified Loan Application for MSEs and the same is displayed on the Bank''s website. The Bank has also adopted Bank''s Code of Commitment to Micro and Small Enterprise and the same is displayed on the Bank''s website. The Bank''s lending to Micro, Small and Medium Enterprises which was at the level of Rs.15,098 Crore as at 31.03.2014, increased to Rs.16,796 Crore as at 31.03.2015(growth of 11.24 per cent). For promoting finance under this category, Bank has entered into strategic tie up arrangements with Truck / Vehicle / Tractor / Passenger car manufacturers. Bank has also entered into an MoU with Bharatiya Yuva Shakti Trust for Credit facilitation and hand holding of the Micro entrepreneurs specially under Women and SC/ST categories. Centralized Processing Cell have been set up at all Zonal Offices for speedy disposal of MSME proposals. Bank has launched 5 new products for financing to MSME borrowers, 1. Maha MSME Project Loan Scheme 2. Maha MSME Machinery/Equipment Scheme 3. Maha MSME Cash Credit Scheme 4. Maha MSE Collateral Free Term Loan Scheme 5. Maha MSE Collateral Free Cash Credit Scheme Bank has been awarded best MSME Bank Award 2014 for large Bank- Runner up category, by the Chamber of Indian Micro, Small and Medium Enterprises (CIMSME). 4.3.1 Coverage under CGTMSE Scheme Under Credit Guarantee Fund Scheme for Micro, Small and Medium Enterprises of Government of India credit facilities up to Rs..100.00 lakh are covered, wherein no collateral security and third party guarantee are insisted by the Bank. For the accounts covered under this scheme, Bank is bearing 50% annual guarantee fee for loans above 10.00 lakh and entire annual guarantee fee for loans below 10.00 lakh. The Bank has sanctioned loans of Rs.1805.13 Crore to 17,058 borrowers under this scheme up to March 2015. During the current FY, coverage under Credit Guarantee Fund Scheme has increased by 36.11%. 5. IMPORTANT SCHEMES/ PROJECTS OF THE BANK 5.1. Credit Flow to Retail Sector The Bank is providing retail loans to salaried persons, professionals, businessmen and pensioners for purchase, repair, renovation of housing properties, plots, consumer durables, two/four wheeler vehicles other personal needs, education etc. The retail loan portfolio of the bank is Rs.11817.49 Crore. 5.2. Mahabank Gold Loan Scheme Gold ornaments are the traditional and inherited form of savings among the people in India. Being one of the most liquid and precious asset, it serves as a dependable and acceptable form of security to raise loans for meeting immediate financial needs for business, agricultural, consumption purposes such as marriage, medical, educational expenses etc. People borrow money by pledging Gold Ornaments at very high rate of interest. To tap the potential of gold loans as a lucrative asset and to meet the credit requirement of our customers, Bank has launched a new retail loan product Mahabank Gold Loan Scheme for Retail Purposes w. e. f. 26.09.2014. With a view to meet the credit requirement of our customers, Bank has launched a new retail loan product Mahabank Gold Loan Scheme w. e. f. 01.11.2010. The total portfolio of Gold Loan of our Bank as on 31.03.2015 is Rs. 92.81 Crore. 5.3. Housing loan to public The Bank has in place Housing Loan Scheme to meet the needs of all economic segments including NRIs. Financing housing sector in rural and urban parts of India is a thrust area. The housing loan portfolio of Bank is Rs. 9868.84 Crore as on 31.03.2015, which constitutes 83.51% of total retail portfolio of the Bank. The housing loan schemes of the Bank were revisited and revised schemes were launched like purchase / construction of new / existing house / flat, repairs / renovation / alteration of existing house / flat, purchase of plot and construction thereon. The Bank has recently launched Maha Combo Loan Scheme for purchase of house and a car taken together.. 5.3.1 One per cent Interest Subvention on Housing Loan up to Rs.15.00 Lakh. As per GOI guidelines, Bank has provided 1% interest subvention to borrowers, who availed housing loans up to Rs.15.00 lakh for construction purpose of house where 5.3.2 Mahabank Top-Up Loan Scheme In order to extend additional credit support to our regular housing loan borrowers, Bank has launched Mahabank Top Up loan Scheme w. e. f. 12.09.2014. Under this scheme credit is extended for repair / renovation / furnishing of house, children''s education, Marriage of Children, Medical treatment, buying a vehicle or hi-tech gadgets etc. We have established a call centre at H. O. to make outbound calls to good housing loan borrowers for last two years. Loans upto Rs.25 lacs can be considered under the scheme. 5.4. Model Educational Loan scheme With the objective of ensuring that all deserving students get opportunity to pursue higher education, the Bank implemented a Model Educational Loan Scheme as per IBA guidelines. As of March 2015, the Bank had lent Rs.702.82 Crore to 29,516 students. The Bank has provided the facility of submission of application for education loan through web-access (on line) also. Bank has also introduced a new feature called Pre Approved Education Loan, to its Model Education Loan Scheme to address the requirement of multiple sanction letters required by students applying for study at foreign universities. Bank also has Model Education Loan Scheme for Vocational Courses where loans can be sanctioned for completion of short duration job oriented skill development programmes. A loan up to 1.50 lakh can be sanctioned under the scheme. 5.5. Centralized Processing of loans Bank has established Centralized Processing Cells for retail / commercial advances at all its 34 Zones for hassle free and due diligence of loans with aim to improve turn around time. 5.6. Micro Finance The Bank has always recognized the importance of credit to rural and urban poor for taking economic activity. The SHGs have proved to be effective instruments for empowerment of women Bank has specialized SHG branches in all six lead districts and at Goregaon, Mumbai. As on 31.03.2015, there were 123643 SHGs formed by the Bank, out of which 103028 SHGs have been linked with the bank credit with outstanding of Rs..161.10 Crore as on 31st March 2015. 5.7. Assistance to SC/ST beneficiaries: The Bank has been actively extending finance to SC/ST beneficiaries through various schemes. Total finance as on 31.03.2015 to SC/ST beneficiaries stood at Rs.1642.67 Crore, constituting 18.11 per cent of advances to weaker sections. 5.8. Weaker Sector Advances: Bank is providing credit facilities to small / marginal farmers, share cropper, landless labor, SC /ST Beneficiaries, Self Help Groups, Joint Liability Groups, The total portfolio of weaker Sector advance of our Bank as on 31.03.2015 stood at Rs. 9068 Crore constituting 9.69% of ANBC. 5.9. Advances to Minority Community A special cell has been set up at Head Office to review and ensure smooth flow of Credit to minority community. The branches were identified in minority concentrated districts and special targets were allotted to these branches for lending to minority communities. As of March 2015, advances to Minority 5.10 National Pension System (NPS Lite Swavalamban) NPS Lite Swavalamban was made live in July 2013 and total 1806 branches are registered as NLCC (NPS Lite Collection Centre) with NSDL for collecting contrbution under the scheme. 16293 accounts were opened under the scheme up to 31.03.2015. There are 6355 accounts under NPS general scheme. 5.11 ALTERNATE DELIVERY CHANNELS 5.11.1 ATMs Bank has 1849 ATMs installed across the country as at 31/03/2015. With relocation of 182 Lobby ATMs to viable sites, continuous monitoring our ATM services are ensured and 1775 ATMs are in service as at 31/03/2015. Bank is issuing VISA, RUPAY and EMV cards. Transaction volume for Mar 2015 has been 53.08 lacs (On us 25.33 lacs and Off us 27.75 lacs). Average transactions per ATM per Day were 96 for the month of March 2015 and are expected to reach the industry level average in the ensuing quarter. Bank has installed two ATMs with display of Bank''s Services and products in two Malls of Pune. Bank is in the process of installing ATM at Pune Airport. 5.11.2 INTERNET /SMS/Phone Banking Bank could achieve an increase of 23% in Internet Banking, 29% in Phone Banking and 35% in SMS banking over the previous year. With continuous follow up and increase in net security through the Mahasecure for IBN users, substantial rise in users/online transactions is expected. 5.11.3 MOBILE BANKING Bank launched Maha-mobile, a New revised Mobile banking Application on 28/01/2015 and registered 22803 Users for this technology based service. 5.12 Senior Citizen Bank has specialized branches for Senior Citizens exclusively for catering their banking needs at Cuffe Parade, Mumbai and at Bajirao Road, Pune. Bank is giving 50 basis points additional interest on their term deposits. At present bank is catering to 33 lacs saving accounts of Senior Citizens. 5.13 Concept Relationship Managers and Compliance thereof Bank has implemented concept of Relationship Managers to drive business growth with better customer service to High Networth Individuals (HNI) customers. Total 391 Relationship Managers are exclusively posted at branches to attend all customer needs of these HNI customers. 6. CORPORATE SOCIAL RESPONSIBILITY The Rural Development Centers at Hadapsar- Pune and Bhigwan in Pune District of Maharashtra have been undertaking various rural developmental activities for the benefit of farmers'' viz. Vermi compost, Re-development of Saline Soils, Soil Testing etc. Bank has established Soil testing lab (STL) through MARDEF Trust at RDC Bhigwan. The Soil Testing Laboratory has analyzed 11,257 Soil and Water samples in the year 2014-15 and accordingly counseling is done. Farmers from the districts of Pune, Ahmednagar, Sholapur and Satara are taking benefit of the lab. A Trust viz. Mahabank Agricultural Research and Rural Development Foundation (MARDEF) established by the bank, undertakes various projects and village improvement programmes. MARDEF is imparting training to farmers on various subjects in Agriculture. Trust has implemented 88 training programmes for farmers at RDC Bhigwan and Hadapsar and has benefited 2,915 farmers from April 2014 to March, 2015. The Bank has established Seven Mahabank Self Employment Training Institutes (MSETI) for providing training to rural youth and women to enable them to acquire skills for self-employment through small business enterprises. The Institute has centers located at Pune, Nagpur, Aurangabad, Amravati Jalna, Thane and Nasik. The Institute has so far imparted training to 16,600 educated unemployed youths. The settlement rate is 60 per cent. Gramin Mahila Va Balak Vikas Mandal (GMVBVM), an NGO formed by Bank of Maharashtra and National Institute of Bank Management is actively involved in formation, nurturing, training and ensuring linkage of SHGs to Bank Credit. The Bank has opened Financial Literacy Centers in Six Lead Districts namely Pune, Nask, Aurangabad, Satara, Jalna and Thane for creating awareness about banking schemes. Bank has helped various NGOs during the year extending financial support to acquire necessary inputs for carrying their activities. These include the following: - Fixing of artificial limbs to the needy patients. - Diesel Generator set for the school meant for physically challenged children - Building / classroom / Kindergarten equipments for the needy, mentally retarded and cerebral palsy children, cancer patients and Old age home. - Conducting cancer detection camps in slums for the needy. Moreover Bank has always stood for the cause of society by contributing at large for improving medical facilities, vocational training, basic amenities etc. Bank is also helping emerging sports persons at budding stage by sponsorships and providing financial assistance to bring the glory to the Nation and contributing to social cause. With a view to publicize Bank''s various products and also brand image coupled with corporate social respons bilities, Bank has sponsored various programs like Sponsorship to Lila Poonawala Foundation for scholarship to 10 Economically poor Girls having excellent track record, Sponsorship to Army H.Q at Maharashtra , Guajrat and Goa for Durand Cup 2014, Sponsorship to Rashtriya Madhyamic Sahitya Abhiyan for Teacher Training Program 2014, Donation to Bhagwan Mahaveer V klang Sahayata Samiti, Jaipur for artificial limbs, Donation to ISKCON Food Relief Foundation for purchase of Mini Truck which is useful in Mid Day Meal Program, Donation to Vipassana Kendra Pushkar for its various projects viz. Rain Water Harvesting and Recycling projects, Solar Hot Water projects, Drinking Water Facilities Project etc. Bank has also donated to Community Aid and Sponsorship Program (CASP) for welfare of children from poor sections of society. Following CSR activities were undertaken in Pune. a) Water Cooler to Baneshwar temple. b) Sponsorship for water tank construction at Jejuri Fort. c) Sponsorship for uniform of mentally challenged students at Jeevan Wardhani school, Saswad on Republic day. SR NO Name of the girls 1 Aishwarya Nandkumar Bodke, Age 16 years. 2 Aishwarya Sunil Manjrekar, Age 17 years. 3 Archana Sanjay Dhaybar, Age 17 years. 4 Dhanashree Laxman Lad, Age 16 years. 5 Harshu Dattatray Pawar, Age 17 years. 6 Komal Rajendra Gorad, Age 17 years. 7 Pooja Laxman Warekar, Age 16 years. 8 Prajakta Rajesh Naidu, Age 17 years. 9 Pratima Laxman Thorat, Age 17 years. 10 Rupali Nandu Rasal, Age 17 years. 11 Tejal Rakhamaji Somoshi, Age 17 years. 12 Vishakha Vasant Dhole, Age 17 years. 7. LEAD BANK SCHEME 7.1 Lead Bank Scheme The Bank has Lead Bank responsibility in seven districts of Maharashtra State viz. Aurangabad, Jalna, Nasik, Palghar, Pune, Satara and Thane. Every year district credit plans for the districts are prepared and implemented with the cooperation of other banks as well as in coordination with District Collectors of respective Districts. 7.2 State Level Bankers'' Committee The Bank is the Convenor of State Level bankers'' Committee (SLBC) for the State of Maharashtra and prepares State Annual Credit Plan. The plan for the year 2014-15 was for Rs.1,57,292/- crore which is highest in the country. The same was approved in a special meeting held under the Chairmanship of Hon''ble Chief Minister of Maharashtra. SLBC also ensures holding of quarterly meetings regularly to oversee the implementation of State Annual Credit Plans, priority sector lending and Govt. sponsored schemes in the State. Apart from regular SLBC meetings, various other meetings are also organized by SLBC to coordinate between various member banks, State Government, Government Agencies, Reserve Bank of India, NABARD and the Central Government. SLBC coordinates a network of more than 10,000 bank branches in the state. In the FY 2014-15, the State suffered continual onslaught of natural calamities, the brunt of which is mostly borne by Agriculture and related activities. SLBC has always been very proactive in such calamities by issuing necessary guidelines in respect of relief measures, organizing special meetings and guiding the members whenever necessary. As SLBC convener, Bank of Maharashtra coordinated implementation of Pradhan Mantri Jan Dhan Yojana (PMJDY) in the State of Maharashtra. A total of 93.97 lakh accounts were opened in the State and the State was declared as saturated for the purpose of opening of accounts. The process of opening of accounts continues. 7.3. FINANCIAL INCLUSION / PMJDY: The Bank actively participated in the Pradhan Mantri Jan Dhan Yojana (PMJDY) announced and launched by the Prime Minister of India on 15.08.2014 and 28.08.2014 respectively. Survey of all allotted 3051 rural Sub Service Areas (SSAs) and 755 urban wards were conducted for identification of households having no bank account. The Bank has engaged 2,974 Bank Mitrs through corporate BCs and under own BCA model in all the allotted SSAs. The Bank Mitrs are being paid monthly remuneration regularly and minimum remuneration is ensured by paying fixed monthly pay and variable commission. Total 17.71 lakh Savings Bank accounts have been opened by the Bank during the PMJDY campaign period and RuPay ATM Debit cards have been issued to all the accountholders. Savings accounts of all the identified uncovered households have been opened. The Bank has mobilized Rs.206.14 Crore in these accounts opened during the campaign period. The Bank also implemented Aadhaar based account opening using e-KYC. The Bank is live on Aadhaar Enabled Payment System (On- us and Off-us) and RuPay card PIN Based transactions. The Bank has been processing the DBT (Direct Benefit Transfer) and DBTL (LPG Gas Subsidy) for the accountholders. Bank is having highest number of AEPS transactions in banking industry. The Bank is in the process of implementation of micro insurance products and pension scheme as per the directions of the Ministry of Finance. The Bank has a full-fledged call centre with toll free number 18001022636 for redressal of PMJDY grievances. The Financial Literacy Material has been prepared in vernacular languages and supplied to all Branches / Bank Mitrs for supplying the same to accountholders during FLC camps. Bank has been awarded for excellent performance in PMJDY by Federation of Industry Trade and Services, New Delhi. 8. SUBSIDIARIES/JOINT VENTURES AND SPONSORED INSTITUTIONS 8.1 Performance of Regional Rural Bank Maharashtra Gramin Bank (MGB) is a Regional Rural Bank sponsored by the Bank, having its Head Office at Aurangabad, Maharashtra state. Total no of branches as on 31.3.2015 stood at 391 in its area of operation covering 17 out of 36 districts of Maharashtra State. All 391 branches and controlling offices are now under CBS. MGB opened 13 new branches during this year. The percentage of CASA to total deposit is 58.07 %.Operating profit of MGB is 95.25 Crore (growth of 24.83 %). Under Pradhan Mantri Jandhan Yojana surveys of all allotted 898 SSAs and 80 wards were conducted for identification of households having no bank account. The Bank has engaged 898 BCAs in all allotted SSAs. Total 3.06 lakh accounts have been opened during the PMJDY campaign period and RuPay ATM debit cards have been issued to all the account holders. During this year 2014-15, MGB has grown by 18.64 % in total deposits and 21.60 % in advances. 8.2 The Maharashtra Executor and Trustee Company Pvt. Ltd. Maharashtra Executor and Trustee Company Pvt. Ltd. (METCO), the 100% subsidiary of Bank of Maharashtra was established in 1946 with an aim to provide services auxiliary to banking such as: - Consultation, Drafting and Execution of will - Consultation, Drafting and Management of Private Trusts / Public Trusts - Management of investments and house properties as attorney - Guardianship of minor''s property - Consultation for sale/purchase of property - Filing of I-Tax Returns for individuals The Company is located at Pune having its branch units at Pune, Vashi-Mumbai, Thane and Nagpur. It is managing about 1100 Public and Private Trusts. During the year, additional 25 Wills were added making total 1086 Will in its custody for execution. At present, the Company manages properties both movable and immovable of 82 clients under the Power of Attorney. The Company also acts as the Trustees in respect of 170 policies under Married Women''s Property Act and as Court appointed Guardian of minor''s property in 6 cases. The net profit of METCO for F.Y. 2014-2015 is Rs..27.67 lakh. 9. IMPLEMENTION OF OFFICIAL LANGUAGE POLICY During the year 2014-15, the Bank has made various remarkable achievements in the field of Official Language implementation. Mumbai based Prestigious Institution in the field of Hindi, ''Aashirvad'' awarded following trophies in a function held on 31.10.2014 to the Bank: - ''Rajbhasha Ratna'' Award to Bank''s Chairman and Managing Director Shri S. Muhnot. - ''Rajbhasha Gourav'' Award to Bank''s General Manager (HRM and Rajbhasha) Shri Narendra Kabra. - Special Award to Bank of Maharashtra for Better Hindi Implementation during the year 2013-14. On 23rd September, 2014 Hindi day function was held in Head Office, Pune, where Bank''s Internal Rajbhasha Trophy Scheme winner Zonal Offices, Branches and Head Office Depts for the year 2013-14 were awarded. An all India Seminar was organized in Jaipur on 12th and 13th December, 2014 for all Official Language Officers of the Bank. On 3rd March, 2015, 30th meeting of Maharashtra State Level Banker''s Committee (Rajbhasha) was held at Head Office, Lokmangal, Pune; wherein shields were presented to the winner member banks and financial institutions of state level Rajbhasha Shield competition. Rajbhasha Vbhag, Head Office, Pune published two unique publications during the year. One is a cartoon book ''Bachat ki Kahani'' meant for school children under financial literacy program and the second one ''Kshitiz'' is a compilation of poems written by bank''s own officers and employees. As per instructions issued by DFS, Ministry of Finance, Govt. of India under Rajbhasha Prayog Aapsi Samvad Sarthak Disha as bridge-building exercise between Hindi and other Regional Language, our bank sponsored numerous Hindi and Regional language programs in various Zones. Sponsored programs include literary Meets, Dramas, Folk music and Cultural programs. To promote Use of Hindi in day-to-day work Rajbhasha Vibhag, Head Office, Pune started ''Aaj Ka Shabd'' in bilingual form on ULC log-in page of bank''s intranet daily. As a new initiative Monthly Rajbhasha E-Patrika is being regularly published since July, 2014. During its visit on 08th January, 2015 to Nagpur TOLIC, Drafting and Evidence Committee of Parliamentary Committee on Official Language reviewed Official Language Implementation work of Bank''s Nagpur Zonal Office, as member of TOLIC, Nagpur. Bank of Maharashtra is the convener of 04 Town Official Language Implementation Committees namely Mumbai, Pune, Solapur and Latur. This year Town Official Language Implementation Committee (Bank) Pune was conferred Ist prize of prestigious Indira Gandhi Shield for better coordination of the committee. Also, Mumbai Regional Implementation Office (West), Department of Official Language, Ministry of Home Affairs, GOI awarded Ist prize for ''B'' Region to TOLIC (Bank) Pune. All four Town Official Language Implementation Committees convened by the bank conducted various activities throughout the year and organized meetings as per schedule. Town official Language Implementation Committee,Hyderabad awarded 2nd prize to Bank''s Zonal Office, Hyderabad on 19.05.2014 for better use of Official Language. Town official Language Implementation Committee, Jalgaon awarded 2nd prize and trophy for the year 2013-14 to Zonal Office, Jalgaon for better use of Official Language. During the year 2014-15, Deputy Director (O.L.), Regional Implementation Office, Department of Official Language, Ministry of Home Affairs inspected the progressive use of Hindi at our Delhi, Nagpur, Mumbai City, Bhopal and Jalgaon Zonal Offices. Shri Deepak Bhalchandra Karpe, Dy.Manager posted at our Sundrel branch (Indore) has been awarded IInd prize in RBI''s Inter-bank Hindi Essay competition for the year 2014 in under Linguistic Group ''B''. 10. Awards for 2014-15 Bank received following awards for current year 2014-15. A) BFSI Award by World HRD Congress 1. Best Bank Award. 2. Bank with Most Admired Services. 3. Bank with Best Customer Services. 4. Bank with Best Technology orientation. 5. Corporate Communication Awards. B) Best Bank for Managing IT risk among mid size Banks award from Dr. Raghuram Rajan, Governor, Reserve Bank of India on 15th October, 2014. C) Best MSME bank Award - Large bank - Runner -up by CIMSMS ( Chamber of Indian Micro, Small and Medium enterprises. 11. DIRECTORS'' RESPONSIBILITY STATEMENT The Directors confirm that in the preparation of the annual accounts for the year ended 31.03.2015: - The applicable accounting standards of the Institute of Chartered Accountants of India, have been followed along with proper explanation relating to material departures, if any; - The accounting policies framed in accordance with the guidelines of the Reserve Bank of India, are consistently applied and proper disclosures are made for changes, if any; - Reasonable and prudent judgement and estimates were made so as to give a true and fair view of the state of affairs of the Bank at the end of the financial year and the profit of the Bank for the year. - Proper and sufficient care was taken for maintenance of adequate accounting records in accordance with the provisions of applicable laws governing banks, in India; and - The accounts have been prepared on a going concern basis. 12. CHANGES IN THE BOARD OF DIRECTORS - During the year 2014-15, the following changes took place in the Board of Directors: - Dr. Sunil U. Deshpande, ceased to be Director wef.16.03.2014. - Dr.S.Rajagopal ceased to be Director wef.10.06 2014. - Shri.G. Sreekumar was appointed as RBI nominee Director wef.10.06.2014. - Shri.Premchandra Amolakchand Sethi was elected as Shareholder Director wef.27.06.2014 - Shri. R C Agrawal, ceased to be a Director wef.05.08.2014 - The Board of Directors place on record their sincere appreciation for the valuable contribution made by the outgoing Directors. 13. ACKNOWLEDGEMENT The Board of Directors wishes to express sincere gratitude to the Government of India, the Reserve Bank of India, the Securities and Exchange Board of India, Insurance Regulatory and Development Authority, Indian Banks'' Association and Stock Exchanges and CDSL for their valuable advice and support; to the customers and shareholders for their patronage; to the correspondents and associates for their co- operation and to all the members of staff of Mahabank Family for their unstinted commitment and contribution to the overall development of the Bank. For and on behalf of the Board of Directors Place : Pune (S. Muhnot) Date : 14th May, 2015 Chairman and Managing Director
|Source : Dion Global Solutions Limited


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I am amusing WordPress V 3.6.1 and HTTPS plugin V 3.3.6
I want to secure my complete site but when I am not able to some of my pages e.g. About Us, Contact Us, Home page etc.
I have checked the Secure post and Secure child posts settings for every page but still these pages are running as HTTP.
I have also checked the 'Force SSL Exclusively' but noting happened.
Thanks in advance


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Recher Theater, Towson, Md. Owen Sweeney / OwenSweeneyPhoto.com
May 24, 2010 |
Fans at Kool Haus in Toronto watch Cristina Scabbia of Lacuna Coil get her goth on when the Italian band opens for P.O.D.. Mark Coatsworth
May 12, 2004 |
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Bypass the box office line at many theaters with guaranteed advance tickets. If something comes up, you can return or exchange them up until the posted showtime.
Earn rewards points from our partners, including AMC Stubs, Regal Crown Club and more.
Save your favorite theaters and movies to experience a customized Fandango just for you.
Get the VIP treatment, free screenings, digital downloads, discounts and more.
Looking for movie tickets? Enter your location to see which movie theaters are playing A Piano for Mrs. Cimino near you.
Directed by George Schaefer, this light made-for-television drama is based upon the novel of the same name by Robert Oliphant. Starring Bette Davis as Esther Cimino, a 73-year-old widow, the film traces the events following Esther's son George's (George Hearn) decision that she is no longer capable of caring for herself in her ederly state. Despite her protests, Esther is ruled incompetent by the legal system, leading her to wage a court battle to regain not only her estate but her dignity as well. Also starring Penny Fuller and Christopher Guest, A Piano for Mrs. Cimino first aired on February 3, 1982 on CBS and was later nominated for an Emmy for Outstanding Film Editing. ~ Matthew Tobey, Rovi


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Dear Word Press Team,
I am Dr. Rajaa Alsanea, international best-selling author from Saudi Arabia. My web page http://www.rajaa.net was abandoned for a few years because I was searching for the right people to handle it for me as my previous web designer is no longer available. I haven\'t checked my page recently but today I noticed it\'s been redesigned by your company and I have no idea when and how that happened. Do you take over random websites or did you contact someone about this other than me? Please let me know what the situation is and please send me my Log-In details if there are any. Thank you.


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|Zandalasini is rated as one of the top prospects in Europe.
Italy have continued their EuroBasket Women 2013 strategy of putting faith in young players with rising star Cecilia Zandalasini included in a preliminary list for the EuroBasket Women 2015 2nd Qualifying Round.
The 1996-born forward is rated as one of the top prospects in Europe and one of the most talented players of her generation.
Even if this year is still deemed to be too soon, it doesn't look to be long until Italy will allow her to dip her toes onto the senior team stage.
Zandalasini has been dominant at youth levels and is tipped for eventual stardom at the elite level, with Italian coaching and Federation staff no doubt keen to build on the impact made in France last summer by other rising stars such as tenacious playmaker Francesca Dotto, who also returns.
Meanwhile there is also a spot once again for Alessandra Formica who was another to contribute on French soil, as well as a third 1993-born player in Sara Bocchetti.
While the continued injection of youth is palpable, there is also a nice overall blend for head coach Roberto Ricchini to utilise, due to the vast experience of Raffaella Masciadri and combo guard skills of Giorgia Sottana.
There is also a significant newcomer in the naturalised Emily Correal, who should boost the frontcourt depth after impressing in her first pro-season with Fila San Martino Di Lupari.
There are four players from EuroBasket Women 2013 who aren't returning and since that includes Sabrina Cinili, who played with Kayseri Kaski Spor at the EuroLeague Women Final Eight last month - the entire roster is made up of players who play solely in the Italian league.
Benedetta Bagnara, Abiola Wabara and Kathrin Ress are the other players not included from last year, although Ress is available on call if any players sustain an injury.
Italy will play in Group C and compete alongside Estonia, Latvia and Portugal.
The full roster is as follows: Sara Bocchetti (Saces Mapei Napoli), Chiara Consolini (Umbertide), Emily Correal (Fila San Martino di Lupari), Martina Crippa (Gesam Gas Lucca), Francesca Dotto (Gesam Gas Lucca), Martina Fassina (CUS Cagliari), Alessandra Formica (Umana Reyer Venezia), Giulia Gatti (Passalacqua Spedizioni Ragusa), Gaia Gorini (Umbertide), Maria Laterza (Cignoli Broni), Raffaella Masciadri (Beretta Famila Schio), Chiara Pastore (Saces Mapei Napoli), Martina Sandri (Fila San Martino di Lupari), Lavinia Santucci (Umbertide), Giorgia Sottana (Beretta Famila Schio), Laura Spreafico (Beretta Famila Schio), Cecilia Zandalasini (Sesto San Giovanni), Ilaria Zanoni (Lavezzini Parma).


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Definition of environs in English:
plural noun
The surrounding area or district: the picturesque environs of the loch
More example sentences
- They were all well hidden, though they each had a good view of the area and its environs.
- The club caters for the whole town area and its environs.
- The devotees who visit this temple cannot complain about the environs of the area.
surroundings, surrounding area, vicinity;
locality, neighbourhood, district, region;
North American vicinage
Mid 17th century: from French, plural of environ (see environ).
For editors and proofreaders
Line breaks: en|vir¦ons
Definition of environs in:
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= trending


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Rigondeaux's career ruined by 'reptiles,' says former manager
Guillermo Rigondeaux's inactivity has led the WBO to strip his title, and his former manager says the fighter and the people around him share the responsibility.
Guillermo Rigondeaux's inactivity has led the WBO to strip his title, and his former manager says the fighter and the people around him share the responsibility.
Mexican junior flyweight Pedro Guevara suffered his only loss, a split decision, in a title shot two years ago. He'll get another shot — albeit a tough one — on Tuesday when he faces Akira Yaegashi for the vacant WBC strap in Japan.
Newly crowned IBF bantamweight titleholder Randy Caballero will make his first defense in Indio, California, where he was born, according to promoter Oscar De La Hoya.
Orlando Salido has been declared the WBO's junior lightweight beltholder in the wake former titleholder Mikey Garcia's rise to junior welterweight, according to WBO General Secretary Jose Izquierdo.
In his own words, Welsh featherweight Lee Selby "started at the bottom" and has worked his way up through a series of regional titles to find himself fighting Romulo Koasicha this Saturday in an eliminator for the WBC belt.
WBC president Mauricio Sulaiman — who took over the position after his father, Jose Sulaiman, passed away in January — addresses some of the criticisms leveled at the sanctioning organization over the years, and where he envisions taking it in the future.
Undefeated KO machine Deontay Wilder was ringside for Bermane Stiverne's sixth-round stoppage of Chris Arreola and, as the mandatory challenger to the new WBC titleholder, said he sees nothing to worry about.
While acknowledging the potential promoter conflict, WBO President Paco Valcarcel says he'll push for a bout between Gary Russell Jr. and Vasyl Lomachenko in July to win the vacant featherweight belt.
RING, WBA and WBC junior welterweight champion Danny Garcia has declared himself "a proud Puerto Rican" in advance of his March 15 defense against Mexican-American Mauricio Herrera at the historic Coliseo Ruben Rodriguez in Bayamon, Puerto Rico.
Marco Huck erased all questions with a sixth round stoppage of Firat Arslan in the rematch.
A deal has been reached between the promoters of Bermane Stiverne and Chris Arreola, who could fight sometime in April for the heavyweight belt vacated by Vitali Klitschko.
English heavyweight David Price has vacated both his British and Commonwealth titles as he plans to focus on regaining his place among the division's genuine contenders.
British bantamweight Jamie McDonnell has been stripped of his IBF title because he "allowed third parties to influence him, to advise him and to make representations on his behalf," according to Dennis Hobson Promotions.
It took less than three rounds for Leo Santa Cruz to add a second title in as many divisions to his résumé on Saturday night as he demolished WBC junior featherweight beltholder Victor Terrazas at the Stub Hub Center in the evening's co-feature.
Featherweight contender Mikey Garcia in the gym preparing for his Jan. 19 title shot against WBO beltholder Orlando Salido in Las Vegas.
Bantamweights AJ Banal and Pungluang Sor Singyu both have doubt-inspiring marks on their records, and both will be looking to erase those doubts when they fight for the vacant WBO title on Oct. 20.
Lamont Peterson has released a statement following the IBF's decision to allow him to retain the junior welterweight title that was in question after he tested positive for testosterone.
A majority of WBC board members disagree with the fight result, thus the organization will continue to recognize Bernard Hopkins as its light heavyweight champ.


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Gov. Brown rallies for support of Prop. 30UPDATED 7:21 PM PDT Oct 18, 2012
Gov. Jerry Brown was at Sacramento City College in an effort to gain support for Prop. 30.
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Download the latest version of Envy24 Family Audio Controller WDM drivers according to your computer's operating system. All downloads available on this website have been scanned by the latest anti-virus software and are guaranteed to be virus and malware-free.
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Two hotties are better than one, and Juicy Couture has a pair of pretty posers fronting their Spring/Summer 2016 campaign.
Victoria's Secret Angels Candice Swanepoel and Behati Prinsloo teamed up with photographers Inez Van Lamsweerde and Vinoodh Matadin for the Carlyne Cerf de Dudzeele-styled spread and it's clear that there was no shortage of on-camera chemistry.
No stranger to frolicking around on the beach, Behati Prinsloo is the star of the Spring/Summer 2016 campaign from Tommy Hilfiger.
Joined by a group of hunky male pals, the beautiful Victoria's Secret stunner shows off her incredible physique against the backdrop of the Caribbean landscape.
Adding to the already-festive holiday spirit, the Angels of Victoria's Secret have a very special video version of "The 12 Days of Christmas."
Tonight (December 8) the 2015 Victoria's Secret Fashion Show hits the CBS airwaves, and on Monday (December 7) a few Angels paid a visit to Stephen Colbert on the set of "The Late Show."
Always up for a good time, the Victoria's Secret Angels teamed up for a fun and flirty lip sync video to the tune of Selena Gomez's latest single "Hands to Myself."
Now that the Christmas shopping season is fully underway, Victoria's Secret is rolling out a new ad campaign to showcase all the latest lingerie offerings.
And in order to achieve maximum impact, the popular bra maker has enlisted Behati Prinsloo and Lily Aldridge to lead the way, both showing off the Very Sexy Push-Up range.
Taking over an east side armory in New York City, the 2015 Victoria's Secret Fashion Show got underway last night (November 10) with plenty of celebrity guests.
Now that November is here, Victoria's Secret is ramping up their holiday promotions with a new spread featuring two African Angels.
In the newly-released images, Behati Prinsloo and Candice Swanepoel show off the latest offerings from the lingerie giant along with a huge helping of flirty fun.


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The running order had been unclear for over three hours due to problems with new provider SIT's timing system on stage three.
When accurate results were eventually published, teams' estimates that Loeb now held a 1m20s advantage proved correct.
The world champion, who is only contesting four rallies this year, was quickest by 12 seconds on SS3 and 34s on SS4.
In tricky half-ice, half-dry conditions, Loeb found far more confidence than his rivals.
Although nearest pursuer Sebastien Ogier lost over a minute to Loeb, he still holds second for Volkswagen.
Mikko Hirvonen has progressed from seventh to third ahead of Citroen team-mate Dani Sordo, despite hating the conditions. But the Finn remains 26s off Ogier.
Jari-Matti Latvala raised his game considerably in the afternoon as a set-up change increased his affinity with the VW Polo.
Only 10th after the first loop, Latvala had shot up to fifth by the end of the day.
Evgeny Novikov is now the top M-Sport Ford driver in sixth, just ahead of 2011 Monte winner Bryan Bouffier and Novikov's team-mate Juho Hanninen, who felt he had been too cautious.
Thierry Neuville, another M-Sport runner, was the first frontrunning retirement, dropping out of fifth with a mistake on stage four.
- Sports & Recreation
- Sebastien Ogier


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Request a speaking engagement | View Speech Topics | Read Biography | See Accolades | Explore Past Presentations | Look at Previous VenuesGershon Baskin is one of the most recognizable names in the Middle East Peace process. His dedication to creating a culture of peace and environmental awareness, coupled with his impeccable integrity, has earned him the trust of the leaders of all sides of the century old conflict. Few people have such far-reaching and positive impacts on promoting peace, security, prosperity and bi-national relationships.
Biographical Highlights
- Advisor to both Israeli,Palestinian and International Prime Ministers on the Middle East Peace Process
- Founder and Director of IPCRI, the Israeli-Palestinian Public Policy Institute (think tank)
- Initiator and negotiator of the secret back channel between Israel and Hamas for the release of Israeli soldier Gilad Schalit
- Involved in research and advocacy concerning topics such as social policy, environmental security, political strategy, peace education, economics and culture.
- Active in the development affordable solar projects with the goal of providing clean electricity for 50 million people by 2020.
Gershon Baskin, Ph.D., was the initiator and the person responsible for the secret back channel between Israel and the Hamas that successfully negotiated the release of Israeli abducted soldier Gilead Schalit.
Dr. Baskin was the Israeli Co-Director and founder of the Israel/Palestine Center for Research and Information (IPCRI) – a joint Israeli-Palestinian public policy think and "do"-tank located in Jerusalem. Since January 2012 he is the Co-Chairman of IPCRI's Board of Directors. He initiated the founding of IPCRI in 1988 following ten years of work in the field of Jewish-Arab relations within Israel, in Interns for Peace where he lived for two years in the Israeli-Palestinian village of Kufr Qara, the Ministry of Education and as Executive Director of the Institute for Education for Jewish-Arab Coexistence (established by the Israeli Ministry of Education and the Prime Minister's Office at Baskin's initiative).
During the Premiership of the late Yitzhak Rabin, he served as an advisor on the Israeli-Palestinian peace process to a secret team of intelligence officers established by Mr. Rabin. Dr. Baskin was a member of the Jerusalem Experts Committee established by the Israeli Prime Minister's Office during the Final Status Negotiations in 2000-2001.
Dr. Baskin holds a Ph.D. in International Affairs from University of Greenwich. His dissertation was on Sovereignty and Territory in the Future of Jerusalem, parts of which were published as a book Jerusalem of Peace.
He is a member of the steering committee of the Palestinian-Israeli Peace NGO Forum, a member of the Board of ALLMEP – the Alliance for Middle East Peace, a member of the Editorial Board of the Palestinian Israeli Journal, and a member of the Board of One Voice. Dr. Baskin is also a member of the Israeli Council for Peace and Security. He was a founding chairman of the progressive Synagogue Kehilat Kol Haneshama in Jerusalem where he served as Chairman for three years.
He has a regular column in the Jerusalem Post Newspaper and was a radio host on All for Peace Radio. Dr. Baskin has been awarded the Histadrut Prize for Peace in 1996, the Turkish Foreign Policy Institute Peace Prize in 2004, the Tribute of Honor and Courage from the World Movement for Democracy in 2004 and the Search for Common Ground Journalist Award for Middle East Journalism in 2005 and 2007 as well as the Ordine Della Stella Della Solidarieta Italiana. Dr. Baskin speaks Hebrew, English and Arabic.
Since January 2012 Dr. Baskin is working to develop renewable energy projects around the Middle East.
In 2013 his book Freeing Gilad: The Secret Back Channel was released in Hebrew by Kinneret Zmora Bitan. In October 2013 The Negotiator: Freeing Gilad Schalit from Hamas was released in English by Toby Press. He is currently working on a new book on thirty years of stories from behind the scenes work for peace.


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I am using Windows 7. I installed it on my PC but could not form partitions. I have 221GB of allocated space. How can I make a partition for it without reinstalling Windows 7?
Comments for this Question are closed.
I have windows 7 ultimate instalated on my pc,i have already partationed it in 4 drive and i want one more drive i want to make athor partation but it give me error you your hardisk have maximum number of partation how can i solve it?
i have windows 7 installed and 5 partition and it all has data with it is there any way that i can give some memory of other partition to c driver with out lossing my data... plz help me my c driver(os in it) has very low size.
1st in the search type computer management and then right click on the computer management and select the run as administrator.
in that window click on the disk management and
select the unallocated space right click on it and select create a partition you can choose how much space you want a drive follow the on screen instructions.
i think this is must works for you.
it worked thanks!!
the easiest way is, to use the default partition manager.
go to control panel -> Administrative tools -> Computer Management -> Disk Management.
from there, select your partition, and then right click and select shrink volume. specify the size, and done! :)
just right click on the computer icon. then select manage there you'll find the disk manager.
if this doesn't work that means you've already made a previous partition and really need a manually made partition with a bootable cd or usb drive.
don't worry about your files windows will create a folder just for your old files.
hope this helps.
Using disk management in windows 7.
You can still still partition unallocated drive by using a third party partition manager like paragon partition manager. I used this without any issues even you have a data on the drive that you want to partition.
If u have unallocated space then it is extremely easy just
-> right click on computer->manage->disk management
then right click on unallocated space and look for something like 'create new partition'
Alina, if you go to this Microsoft site it may explain what you are seeking, hope that is of help.


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Adagio TeasEdit Company
Popular Teas from Adagio TeasSee All 696 Teas
Popular Teaware from Adagio TeasSee All
Recent Tasting Notes
This has a very clean smell before the steep and not much a of scent after the steep. It's light and tasty and clean. Very relaxing. Will def have again.
Wanted a stronger taste than last time so I steeped 3 T for 4 to 5 minutes. That certainly did the trick. Still ended up tasting a little like vegetables…almost like peas in a pod with a hint of jasmine or something. I still "like" it but might not reorder for a while – just to make room for other Adagio Green's I haven't tried yet.
Because of the way the loose leaf dried it was a little hard to get a few pinches out of the sample tin. But if that is the least of my problems I won't complain. The dried leaves smell like a masculine candle, cologne, or air freshener – but it's not overly scented. It's very light in color – not too different from other green teas. There isn't much of a aroma after steeping but there is a hint of earthiness. The taste is a cross between a florally-light-jasmine and a vegetable taste. The taste isn't very intense so when the company's descriptions says its name stands for safety and prosperity I suppose that may go a little further and I would say this is a safe tea…especially if you are new to Green Teas or don't like the intense green tea taste. This may be something to try. It is a pretty pleasant cup, regardless.
It's interesting that you say that it's a safe tea for those that aren't big green tea folks. I know I like this one but normally I'm not fond of Chinese greens. So, at least for me, you are totally right.
This isn't really my thing. It has a strong sort of vegetable taste that reminds me of my grandmother's green beans. Very earthy, very dark flavor. I usually prefer fruity, herbal, and floral tastes, but if you like a strong black tea taste, you might like this. It has a very complex taste.
Having a pot of this that is 2/3 Ceylon Sonata and 1/3 English Breakfast, both by Adagio. I'm not a very big fan of either, but they blend together well. I'll definitely do this again. It's malty and sweet, with a summery taste that's hard to describe.
I probably should have brewed this for less time, as it is pretty potent and a little bitter. (But I like some bitterness to my black teas.) I think I'll go with four minutes next round.
So THIS is what they're using for all the flavored black teas at Adagio. I knew it was Ceylon, but I didn't know which blend. Anyway, this is a good, standard black tea. The leaves smell sweet and smoky, but the smokiness doesn't really appear in the tea itself. But that's alright, I'm not really a fan of smokiness anyway. It brews up a really pleasant shade of amber, and was a great way to start my day.
Another one bites the dust! And another one's gone…this is the last in my stash of this kind, too, WOW! I sure am finishing up several of my teas in my stash lately…must be time to do some ordering…
I feel your pain…running out of my favorites, too…and too temporarily poor to do anything about it :o) I guess when I'm down to the generic Wal-Mart brand I use for eye compresses, I'll know it's time to bite the bullet and go shopping.
I think I finally found "MY" perfect amount and length to steep! Unfortunately I am almost out. I prob have one more attempt after today. Still woodsy, but sweeter than other attempts – which is fine by me. I can finally taste the semi-peachiness that was talked about by others but I must say this is the first time I have been able to taste this. I know it's because I steeped for less time this time. I have a tendency to oversteep stuff often. :) Regardless – this is a nice cup
As I opened this sample tin…It's almost like a mix of black tea and oolong teas put together – but just for the first sniff. After steeping the aroma changed to a mild oolong type smell. I think it's of the lighter colored oolongs I have seen. For an Oolong the taste is very smooth and not very woodsy tasting like some have been that I have tasted. Right at the end you get just a tad of the sweetness but it's barely there. I am very surprised by this one…very different that I expected. Glad I bought it…will certainly be trying different steeps and amounts/lengths of steep just for fun.
Ahhhh! Here's my Black Flavored Tea for the day! I'm typing as I taste. As soon as you open the tin the Dried Strawberry Scent fills my nose and my work cubicle. What a lovely scent! It pretty much stays true thru steeping. I made sure I didn't oversteep as suggested by more than one of our follow steepsters! It's not a very strong black tea taste it's more of a medium strength. The Strawberry addition is very nice. It blends well and I like it. I must say my favorite part of this tea is the aroma. I will certainly be sipping this again tho…thumbs up!
Drinking a cup of #40 before heading out to lunch. And where am I going…
I took my mom here for her birthday and we did the Royal-tea lunch. It was pretty cool, and their teas were mostly tasty. I was not impressed with their staff, however. I think I was expecting a true tea sommelier or Mrs. Potts from Beauty and the Beast or something. Instead, it was mostly a hippy staff. I'm not saying that being a hippy is bad (I've been known to hug a few trees)…just odd in a tea establishment that is known for their British High Tea ceremony. That, and the fact that when my mom asked about a certain tea, the hippy dude said, and I quote, "It's a green tea…so umm, ya know…you might like it…if you like green tea." Nice. Their tea menu is online, so I've been writing a few teas down to give the smell test when I get there.
As for this tea, I find my self saying, "It's not bad…(insert long pause)…for Adagio." After close to a year of all Adagio, all the time, I'm waiving goodbye. I thank them for helping me tune my tastes but I think it's time to move on. Also, tea swaps are fantastic for finding new companies and teas to try out. I thank all of my tea swap buddies this year for all of the teas, funny emails, and general awesomeness. I hope everyone has a fantastic, tea-filled 2010.
Oooh, hope your lunch is awesome, service aside! And yay for tea swaps! Your package should have arrived this AM!
I think I'm at the same point as you on Adagio. They're a great company for beginners, and I still have a ton of their samples to drink through, but I'm really interested in trying more specialized companies.
Now I'm into Adagio for their custom blends, savory teas, and frequent cup points- I may never use all mine lol.
Lunch was great. I picked up 2 new teas and have one on order that they were out of.
@ takgoti – I can't wait to see what all you sent! It's Christmas part deux.
@ Bethany – yep, great for beginners. And I love that they send most of their teas out in tins…not bags. It's ok though, I have hoards of the little sample tins that are great for tea swaps, etc.
@ Cofftea – I know you love a good blend! Still waiting to try the one you sent for my birthday. :) I used most of my points, but I have about 40 or so leftover. Hope they don't expire…I might need them one day.
Do you have any reccomendations for that shop? I'm heading down to Nashville next week and I'll be going here for certain! (Going for a training class for work)
@ wombatgirl – Niiice! If you like rooibos, they have a blend called Home for the Holidays. I'm positive that it would be good hot, but it totally rocks when iced. I keep a pitcher of this one in the fridge.
Did you check out their website? I tried the Ceylon Kenilworth with my mom (at our lunch) and it was really nice…but fairly plain. China Chai is ok if you like the taste of licorice. I tried their Genmaicha Whole Leaf and hated it. I have some of their Czar's Samovar on order…they were out of it the last time I was there. Czar's seems to be a big seller for them.
Franklin Tea should be pretty close to World Cup of Tea. Their website is http://www.franklintea.com/index.html I haven't been…yet…but I plan to very soon. Franklin Tea seems to have a much larger selection, but terrible descriptions on the site. You can email me at [email protected] if you might like to meet up while you are in town.
This is such a good oolong. Really, it's just Mmmm. I want all my oolongs like this. Simple, smooth, mellow, rich. Sooo good AND it holds up to multiple steeps very well. I believe one can only drink this tea hot…to ice it would cheapen it. (But it would probably still be delicious.) I'm raising my initial rating. Damn good.


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Asia Asset Management has completed its 2015 Annual Fund Manager Survey.
This year, we have addressed the key trends shaping the Asia-Pacific industry and in particular, provided details on total assets under management, breakdown of institutional assets, and identified the leading providers.
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Dr Pepper Dallas Cup's Friday matches
Photo: Brandon Wade/Special Contributor
Kashiwa Reysol's Natsuki Mugikura (24) heads the ball away from Aalborg BK's Andreas Bruhn Christensen (10) during the first half of the Dallas Cup Super Group semifinals at the Cotton Bowl in Dallas, Friday, March 29, 2013.
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Kombucha Tea
In this Article
How does Kombucha Tea work?Kombucha tea contains alcohol, vinegar, B vitamins, caffeine, sugar, and other substances. However, there isn't enough evidence to know how kombucha tea might work for medicinal uses.
Are there safety concerns?Kombucha tea is POSSIBLY UNSAFE for most adults when taken by mouth. It can cause side effects including stomach problems, yeast infections, allergic reactions, yellow skin (jaundice), nausea, vomiting, head and neck pain, and death.
Kombucha tea, especially batches made at home where it's hard to maintain a germ-free environment, can become contaminated with fungus (Aspergillus) and bacteria (including anthrax). In Iran, 20 people got anthrax infections from taking kombucha tea. This tea is LIKELY UNSAFE in people with weakened immune systems, such as people with HIV/AIDS, who are more likely to get infections, as well as when it is prepared in a lead-glazed ceramic pot. Lead poisoning has been reported following ingestion of kombucha tea.
Special Precautions & Warnings:Pregnancy and breast-feeding: Kombucha tea is POSSIBLY UNSAFE during pregnancy and breast-feeding. Stay on the safe side and avoid use.
Alcoholism: Kombucha tea contains alcohol. Avoid it if you have a drinking problem.
Diabetes: Kombucha tea might affect blood sugar levels in people with diabetes. Watch for signs of low blood sugar (hypoglycemia) and monitor your blood sugar carefully if you have diabetes and use kombucha tea.
Diarrhea: Kombucha tea contains caffeine. The caffeine in kombucha tea, especially when taken in large amounts, can worsen diarrhea.
Irritable bowel syndrome (IBS): Kombucha tea contains caffeine. The caffeine in kombucha tea, especially when taken in large amounts, can worsen diarrhea and might worsen symptoms of IBS.
Surgery: Since kombucha tea seems to affect blood glucose levels, there is a concern that it might interfere with blood glucose control during and after surgery. Stop using kombucha tea at least 2 weeks before a scheduled surgery.
Weak immune system: Don't use kombucha tea if you have a weakened immune system due to HIV/AIDS or other causes. Kombucha tea can support the growth of bacteria and fungus that can cause serious infections.
Report Problems to the Food and Drug Administration
You are encouraged to report negative side effects of prescription drugs to the FDA. Visit the FDA MedWatch website or call 1-800-FDA-1088.


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- Report: #788949
Report - Rebuttal - Arbitrate
Complaint Review: Ammco Transmission
Ammco Transmission1742 Kennedy Blvd Jersey City, New Jersey United States of America
Ammco Transmission ScAmmco Transmissions " Were We Distroy your Transmissions"& Send You Out With a Tow Truck Jersey City, New Jersey
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All Lenovo systems must pass our rigorous reliability standards and are stress tested for endurance. Many of our notebooks even pass 8 military specs for ruggedness under extreme hot, cold, humid, or dusty conditions.SEE THE OTHER REASONS
Make your IT deployment count with the entry-level M73 Mini Tower, an affordable-but-powerful desktop PC. Performance-boosting SSHD support, PC Cloud Manager 2, and environmental certification are just a few of the features making this PC a great choice for your enterprise.
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Keep your PC fleet healthy and green as you effortlessly monitor and manage your desktop's health and power consumption.
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The ThinkVision L2251x Wide is Lenovo's greenest and most ergonomic monitor ever and the world's first TCO Certified Edge monitor at the cutting edge of environmental responsibility and usability. 30% post-consumer content. 92% recycled plastics in the packaging materials, plus comes with a reusable protective bag. Mercury-free, arsenic-free glass, low halogen. EPEAT® Gold and ENERGY STAR ratings. Ambient Light Sensor and Proximity Sensor that further conserve energy. Integrated webcam.
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BBC Review
One of Jurado's strongest albums in an encouraging line of strong albums.
Daniel Ross 2012
It would be wrong to say that Damien Jurado is approaching musical maturity – he's always sounded mature. Maroqopa is, unsurprisingly, mature-sounding, but through its sparse, desolate folk has been woven some frolicking touches, the odd hint that this serious man has lightened. That, and occasional experiments with some classy old-world elements make this one of Jurado's strongest albums in an encouraging line of strong albums.
2010's fantastic Saint Bartlett LP saw Jurado enjoy himself with backing vocals and lush New Orleans-style organs, so it's perhaps only logical that he takes the blues tradition to task in the opening Nothing Is the News. And what fun he has with it – squealing and clattering guitars and a noodly instrumental focus are superbly kept in check by Jurado's dainty, five-step backing vocals, which remain the hook on which the song hangs. Genre experiments are becoming more natural and with results like this it's advisable that he continue trying them. Perhaps strongest is Reel To Reel, which sees his default acoustic guitar and shuffling drums replaced by a cool, sampled sparseness and oscillating drone (the reel itself?) that's closer to Prince than Bonnie 'Prince' Billy. More of this sort of thing would suit him in future.
In a similar fashion, those backing vocals become ever-more important to Maroqopa as it progresses: not only the wispy ones on Nothing Is the News, but the simple, sullen groans on Life Away From the Garden and, especially, the grizzled gospel vibrato of the choir on Working Titles. It could be the impeccable way in which they bookend Jurado's own delivery, or it could be the way Jurado manages to make his voice (which is, in the grand scheme of things, beautifully faint rather than booming) soar pained above them, but these moments of communal emotion are an indispensable ingredient throughout.
But ingredients they remain – the real sustenance is still in the oblique, hazy non-sequiturs that have become second nature for Jurado. It's never straightforward to dissect his words, but his undeniable bent for making the inconsequential sound earth-shattering is the base of all his work, making it, yes, mature-sounding. But now, where on previous records he might have settled for a quiet strum, his substantial gift for atmosphere evocation has been turned to more musical use, resulting in his most varied record for some time. A gentle evolution it may be, but it's one that is slowly turning Jurado into one of our most treasured songwriters.


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Hurling weekend: Do or die for Rebels
JJ Delaney and Eoin Ryan assess the weekend's hurling clashes as Cork look to get their first win and Galway and Kilkenny meet in a rematch of the All-Ireland hurling final.
JJ Delaney and Eoin Ryan assess the weekend's hurling clashes as Cork look to get their first win and Galway and Kilkenny meet in a rematch of the All-Ireland hurling final.
Nine-time All-Ireland winning Kilkenny defender JJ Delaney has announced his retirement from inter-county hurling.
JJ Delaney speaks to RTÉ after announcing his retirement from inter-county hurling.
JJ Delaney has insisted Kilkenny will be "there or thereabouts" at the end of next year's Championship despite a number of high-profile retirements from Brian Cody's panel.
Tipperary have edged out Kilkenny with seven players on the GAA GPA Hurling All Star team for 2014, while Richie Hogan has been named Hurler of the Year.
Manager Brian Cody rounded on critics of his ageing Kilkenny defence and, in particular, of full-back JJ Delaney after the Cats' 2-17 to 2-14 victory over Tipperary in the All-Ireland SHC final replay at Croke Park.
Half-back JJ Delaney has been included in the Kilkenny side to take on Dublin in Sunday's Allianz League Division One final at Croke Park.
Kilkenny hurling manager Brian Cody will be without Tommy Walsh and JJ Delaney for their crucial Allianz League game against Dublin on Saturday.
JJ Delaney will miss Kilkenny's Guinness All-Ireland SHC final clash with Cork after he damaged his cruciate ligament tear during training on Friday.
Six of the ten sportstars chosen to receive this year's Texaco Sportstars Awards will do so for the very first time.
Armagh's Steven McDonnell and Kilkenny's JJ Delaney were crowned SEAT Footballer and Hurler of the Year respectively at the Gaelic Players Association awards in Dublin's Burlington Hotel last night.


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LG's New OLED TV Is 'Cheapest' Yet
Videophiles with a little money to burn now face a difficult choice: Should they buy a 4K TV or an OLED HDTV? LG has announced a $3,500, 55-inch OLED TV available for pre-order at Best Buy. While the price is still too high for an impulse buy, it's less than a quarter of what LG's first 55-inch OLED sold for. And the price is low enough to make it comparable with 4K (aka UHD) LCD sets — helping determine whether shoppers want the highest resolution available or the best screen quality.
OLED, or organic light-emitting diode, is a fascinating technology that's never managed to achieve widespread mainstream appeal. OLED is a thin, fragile, flexible organic material that can display a picture when charged with an electrical current. Supporters love OLED screens for their amazing color, wide viewing angles and ability to achieve essentially absolute black and therefore extremely high contrast. Detractors cite the devices' prohibitive price.
MORE: Are OLED TVs Doomed?
The 55-inch LG Curved OLED TV (55EC9300) is exactly what it sounds like, and will release on Aug. 24. Although only Best Buy is taking pre-orders at the moment, LG assured in a press release that other major retailers will sell the device as well. The TV will also use LG's Smart TV+ webOS interface, letting users stream content from services like Amazon Instant Video, Hulu Plus and Netflix.
Thirty-five hundred dollars might seem like a steep asking price, but LG's first 55-inch OLED TV debuted about a year ago and sold for a staggering $15,000. (At this rate, one wonders whether next year's model will cost $805. Probably not.) OLED manufacturing costs have dropped since then, but the jury is still out on whether consumers really want OLED TVs (or curved ones).
Furthermore, consumer-grade OLED TVs still max out at 1080p resolution. As beautiful as the screen may be, users may not want to shell out the cost of a few months' rent or mortgage for something that won't play all the 4K content that's supposed to come out over the next few years. At present, viewers can buy a curved 55-inch Samsung 4K LED TV at Best Buy for $3,300. This essentially gives consumers an apples-to-apples choice between 4K and OLED TVs for the first time.
Either way, interested users can check the TV out at Best Buy, then determine how much a gorgeous screen is worth to them.
- Buying a TV: The 8 Most Important Things to Know
- Wireless Video Streaming: The Miracast & WiDi Disaster
- Best TVs 2014
Marshall Honorof is a staff writer for Tom's Guide. Contact him at firstname.lastname@example.com. Follow him @marshallhonorof and on Google+. Follow us @tomsguide, on Facebook and on Google+.
Merry_Blind4K TVs are redundant. OLED TVs seem amazing though. Not only is there virtually no 4K content available, but a lot of average joe consumers actually don't even notice the difference between 720p and 1080p to begin with.
Also, when you think about it, 4K TVs only benefit 4K content (well duh! I know), and that's to be expected, however, OLED benefits ALL content, HD or not. The colours are better, the contrasts, the motion resolution, everything. That means not only your HD super-charged PC will look better, but also your Nintendo 64 or VHS.
bluestar2k11I assume because in time, there won't be any LCD's except at pawn shops lol.
Anyway, I sooo want OLED in all my displays, I wish i had the money for this TV, wish it came in 24in for computer monitors ;;
OLED is absolutely beautiful, vibrant display with excellent picture quality, but most of all, excellent colours. So far though, IPS LED displays are close, but not quite to OLED.
But give it time and we'll see OLED enter more markets and price ranges^^
Merry_BlindQuote:Well actually they have found out in the tests that 1080p material look better in 4K screens than normal 1080p screens thanks to upscaling. Not as good as pure 4K material, but still better. So it is really hard to say if Oled 1080p is better or worse than lcd 4K.
Well I think that might simply be due to superior upscaling algorithms/better processor used in those specific TVs since they're newer/more expensive. I'm sure new OLED TVs will have great upscalers too, in addition to improving the colours, blacks, contrasts, and motion resolution.
jossrikQuote:Quote:Well actually they have found out in the tests that 1080p material look better in 4K screens than normal 1080p screens thanks to upscaling. Not as good as pure 4K material, but still better. So it is really hard to say if Oled 1080p is better or worse than lcd 4K.
Once you're in 1080p there is no upscaling to 1080p.
Merry_BlindQuote:Quote:Quote:Well actually they have found out in the tests that 1080p material look better in 4K screens than normal 1080p screens thanks to upscaling. Not as good as pure 4K material, but still better. So it is really hard to say if Oled 1080p is better or worse than lcd 4K.
I know. We were talking about all content, not just 1080p content, well that is, if his comment was actually in response to my 1st one like I assumed it was :P.
What I said is that OLED benefits all content, whereas 4K only benefits 4K. Then he basically said "4K benefit 1080p too" as in, 4K has the benefit of upscaling well compared to OLED which 'only' upscales to 1080p.
I know I'm not that clear but can'T bother to elaborate more than that. Just read the comments lol
10tacleIt is time to move beyond 1080p at high level HDTVs. I'm in the market for 4K but am waiting for more 4K TV manufacturers to offer more input options for the PC (display port specifically). As someone who PC games with a 1440p now as well as a 1080p 55" for the PS3 & PS4, it is senseless to buy another large screen 1080p no matter how gorgeous it is (the display quality of my 42" 1080p bedroom plasma blows away the quality of my 55" LED by far, so I'm stranger to high level contrast and color qualities).
I'm sure there will be a market for OLED, but as 4K continues to drop in price as the market matures, OLED will be more delegated to an extreme niche market. The vast majority of HDTV buyers out there are going to go for the latest and greatest in their next big HDTV purchase, and it's not going to be 1080p with killer display tech. Good luck selling that to the masses.
haftarun8OLED?....YES YES YES!!!!!
Curved? Just...no...really? Why even....ugh...
Curving your screen does not make ANY SENSE if the screen doesn't cover a significant amount of multiple viewer's fields of vision, like a 50' movie theater projector screen, or even a 100+" home theater room screen in a basement. It distorts straight lines and even blocks people from watching from side angles, negating one of the key benefits of OLED in the first place. All they're doing is making it harder for people to adopt OLED by not selling a damn flat one. I bought a 46" Sony XBR4 that retailed for $3600 in Jan. 2008. If this TV were out then, I would NOT have purchased it unless it was flat. So stupid...


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So today I had my 36 week appt. and found that I am 2 cm dilated and 50% effaced...yay progress! Anyway, I haven't had any contractions or felt anything but a small amount of pressure on my cervix every once in a while.Ā
Does this mean I may dilate to active labor/ 5cm without contractions/pain? Or is this no prediction of what's to come? I know it's no prediction of impending labor...but just wondering if I can use this information to make any sort of predictions?Ā