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Thank you for visiting National Louis University's, Learning and Information Technology Services (LITS) website for its online campus, D2L. Click on the links below to view short videos and access PDF guides that explain how to use D2L. Select one of the menus below to access its resources.
We have exciting news! We have upgraded the NLU Online Campus to D2L "Continuous Delivery". The changes from this upgrade are not major and mostly improve workflow and usability improvements. View the Academic Computing blog for details on past and upcoming improvements to our D2L platform.
Please note: if you are having trouble selecting the menus below, you may be using a browser that is blocking content. To unblock content, look for a gray shield on the left or right side of the browser bar at the top of your page. Use the dropdown menu on the shields to allow blocked content.
Getting Started with D2L
The following resources were designed to not only introduce you to the NLU Online Campus (Desire2Learn), but also to help you succeed as an online instructor.
- Faculty D2L Orientation
The NLU Online Campus orientation shows you how to log into the system, set up your personal preferences, and navigate your online course content.
Getting Started PDF Guides:
Readying Your Computer
PDF: Readying Your Computer for D2L
- Login to D2L
D2L Login Guide
- Set up your Profile & Preference
Video: Set up your Profile
Video: Set your Account Preferences
PDF: Setting up Your Account and Profile Settings Guide
- Navigating D2L
PDF: Navigating D2L
- Faculty Support & Resources
PDF: Faculty D2L Support Guide
D2L Version 10.6
What's new in D2L 10.6 Continuous Delivery? Something every month! Here are some recent updates to the NLU Online Campus that can make your D2L workflows more efficient in version 10.6.2. For more information about the very latest updates to D2L, visit the NLU Academic Computing Blog at: http://nluacademiccomputing.blogspot.com/. Also here are a few other updates in the NLU Online Campus:
Instructor Dashboard:
Video: The New Personal Dashboard for Instructors (2:27)
The Awards Tool:
Video: Awards Tool: Creating a Badge and Adding it to Your Course (2:00)
Improved Turnitin® Dropbox Assignment Integration
Video: Create a Dropbox Folder and Enable Turnitin® (3:17)
If you need assistance with D2L, you can call the NLU Helpdesk 24 hours a day, 7 days a week toll free at 1-866-813-1177 or at extension x4357 if you are on campus.
General FAQ's
General D2L FAQ's:
Q: When should I open a help desk ticket?
A: Faculty should enter a help desk ticket for any D2L support issues, including: technical issues, error messages, broken links, login problems, and questions and/or concerns. In the event a help desk support member cannot assist in your D2L question or issue, they will escalate the issue to the OIT technical support team so we can assist. Please be sure to use the help desk for requesting this kind of support rather than sending a direct email in the event that the individual you are contacting is not in the office. A help desk ticket will go to all OIT D2L support staff members. The NLU help desk is available 24x7, at 1-866-813-1177. When you call we suggest having your 5-digit CRN on hand, and be sure to let the technician know that your course uses Desire2Learn.
Q: Where can I find information about Instructor D2L Training at NLU?
A: Throughout the year LITS is offering a variety D2L training opportunities including: full D2L training, specialized D2L training topics, and open labs for individual assistance. We also have a fully online self-paced D2L Faculty Training course house in D2L for those faculty interested in training online. A schedule of training sessions, and open labs is sent out via email to faculty, and is posted to the LMS Faculty Support page titled NLU Online Campus (D2L) Faculty Training and Workshops. If you are interested in being enrolled in D2L faculty training please contact email@example.com.
Q: Why did I get an error message when responding to a student email in D2L? (Error "Recipient can't receive/you are not authorized to send email externally").
A: The reason D2L issues this error message is that you are attempting to email an external (nl.edu) email address rather than a D2L email address. D2L mail does not allow users to send messages to external email addresses. To email students in D2L, you should use the student's internal D2L email address. An easy way to ensure you are emailing students D2L email is to use the "Classlist" tool in D2L, check off the recipient's names and the system will automatically select the internal D2L addresses.
Q: How can I share my course (or portion of a course such as a rubric) with another instructor?
A: You can share can share a D2L course or individual course components such as Rubrics, Quizzes, and Content with others by creating an export file. In your D2L course go to the "Course Administration" area to create the export. For a quick guide to creating a course export in D2L visit the OIT YouTube Channel here: http://www.youtube.com/user/oittutorials
Q: What Internet browser should I use with D2L?
A: D2L recommends the following browsers: Chrome, Firefox, Safari version 5.1+, and I.E. version 9+. The LITS department has noted some video content in D2L courses may not load when viewing with Chrome. LITS has also noted in Internet Explorer version 7 and 10, there are buttons such as the "Submit" button which are not functional.
Q: How do I submit final grades if I'm teaching in D2L?
A: Faculty must enter final term grades into Banner for students. If you wish to also post final grades in D2L you can but all faculty are to post final grades for students in Banner by the end of term deadline (typically one week after the last meeting date please check the academic calendar for specific final grade due dates).
Building Your Course
The following tutorials will guide you with the tasks associated with building a course in D2L. From building your course content to building an assignment dropbox, we've provided the following list of comprehensive tutorials to assist you in the building process.
Building Content:
- Introduction to Building Content
Video: Introduction to Course Content (4:28)
- Building Content Modules & Topics & Quicklinks
Video: Building Course Content Video Playlist
PDF: Building Course Content Guide
- Using the HTML Editor to Create Content
Video: The HTML Editor (3:15)
PDF: HTML Editor Guide
- Adding Your Syllabus to a Course
Please note: Instructors must use the NLU syllabus template. NLU syllabus templates, can be found at www.nl.edu/forms.
- Creating Accessible Word Documents & Content Pages:
PDF: Creating Accessible Documents & Content (New!)
- Building with Course Builder
Video: Course Builder (2:45)
PDF: Course Builder Guide
- Copying a Course
Video: Copying a Course (3:13)
PDF: Copying a Course
Building Tools: (Dropboxes, Discussions, Rubrics, Quizzes, Groups and Gradebook)
- Building Dropboxes
Video: Create a Submission Folder (2:20)
Video: Associate a Submission Folder with a Grade Item (3:00)
Video: Add Restrictions to a Dropbox (2:47)
- Building Discussions
Video: Create a Discussion Forum (1:47)
Video: Create a Discussion Topic (2:14)
PDF: Create a Discussion
- Creating Analytic Rubrics
Video: Create an Analytic Rubric (2:41)
Video: Adding a Rubric to an Existing Activity (1:18)
PDF: Creating Rubrics
- Building Quizzes
Video: Create a Quiz with New Questions (2:41)
Video: Create a Quiz with Imported Questions (2:40)
Video: Create a Quiz with a Randomized Set of Questions (2:40)
Video: Populate a Quiz with Questions from the Question Library (1:33)
Video: Create Bonus Quiz Questions (1:12)
Video: Associate a Quiz with a Gradebook Item (1:08)
Video: Edit a Quiz Question During its Availability (3:28)
- Building Self Assessments
Video: Self-Assessments
- Building Your Gradebook
PDF: Create a Gradebook
Video: Basic Gradebook Training (24:45)
Video: Advanced Gradebook Training (43:36)
Video: Understanding the Grades Tool (2:30)
Video: Creating Grade Items (2:53)
Video: Create a Gradebook Category (1:45)
Manage Your Course
The following tutorials will guide you in the tasks associated with managing a course in D2L, from copying a past term course into a new term, to how to activate your course for student viewing at the start of the term, we've created this comprehensive list of tutorials to assist you in managing your D2L course.
- The Pre-Term Checklists
Word Doc: Pre-Term Face to Face Instructor Checklist
Word Doc: Pre-Term Online and Blended Instructor Checklist
- Making Your Course Active/Inactive for Student Viewing
Video: Making Your Course Active/Inactive (1:18)
PDF: Making Your Course Active or Inactive
- Copying a Course
Video: Copying a Course (1:28)
PDF: Copying a Course
- Import and Export a Course
Video: Exporting Course Components (1:16)
Video: Importing Course Components (1:21)
- Create Calendar Items
Video: Create a Calendar Event (2:00)
- Tracking Student Progress
Video: User Progress - Class Progress Report (2:02)
PDF: Tracking Student Progress Guide
- Updating Dropbox Due Dates & End Dates to the Current Term
Video: Set Date Availability for an Assignment (1:56)
- Manage Course Dates
Video: Manage Dates Tool Offset Dates (1:50)
- View Your Course as a Student
Video: View Course as a Student (0:29)
PDF: View Your Course as a Student
Communicate With Students
The following tutorials will guide you in the tasks associated with communicating with your students in D2L, from posting to a discussion topic, to emailing your class using the Classlist tool, we've created this comprehensive list of tutorials to assist you.
- Communicating with Students using the Classlist
Video: Classlist Communication (3:16)
PDF: Communicating Via the Classlist
- Facilitate Discussions
Video: Introduction to Discussions (4:35)
Video: Discussions Subscriptions & Notifications (3:39)
PDF: Facilitating Discussions Guide
- Creating Calendar Events
Video: Creating Calendar Events (2:03)
PDF: Course Calendar
- Emailing
Video: D2L Email for Instructors (5:02)
PDF: Email
- Posting News/Announcements
Video Guide: News Announcement Overview (1:25)
Video Guide: Creating News Announcements (3:01)
Video Guide: Delete and Restore News Announcements (1:36)
PDF: Posting News Announcements
- D2L Pulse
Video Playlist: Make Your Course Pulse Friendly
Video Guide: Set Dates for Assignments (1:56)
Assessing Student Learning
The following tutorials will guide you in the tasks associated with assessing students in D2L, from grading student dropbox submissions, to building a Gradebook in your D2L course, we've created this comprehensive list of tutorials to assist you.
- Dropbox: Viewing Student Submissions and Downloading Files
Video: Grade Submissions in Assignments (2:17)
Video: Grade Dropbox Submissions Offline (2:29)
PDF: Grading Dropbox Submissions
- Preventing Plagiarism with Turnitin
Video: Enable Turnitin on a Dropbox (3:34)
Video: Originality Reports (4:05)
PDF: Turnitin View Originality Reports
PDF: Instructor Turnitin Guide
- Facilitating and Grading Discussions
Video: Moderating and Assessing Discussions (5:51)
Facilitating Discussions Guide
- Grading with Rubrics
Video: Grading the Dropbox with Rubrics (5:36)
PDF: Grading with Rubrics Guide
- Grading Quizzes & Statistics (Blind Marking/Auto Grade included)
Video: Quizzes Grading & Statistics (5:05)
Video: Quizzes Grade by Type (5:05)
PDF: Facilitating Quizzes Guide
- Entering Grades in the Gradebook
Video: Enter Grades (2:39)
- Tracking Student Progress
Video: Tracking Student Progress (1:18)
PDF: Tracking Student Progress Guide
Build Student Collaboration Spaces
The following tutorials will guide you in the tasks associated with building student group and collaboration spaces in your D2L course for students.
- Groups Tool
Video: Create Groups (4:02)
Video: Group Enrollment Options (4:41)
Video: Modify Group Enrollment (2:38)
Video: Delete a Group or Category (2:20)
- Wiggio Tool
Video: Wiggio Overview Video (4:09)
Video: Wiggio Create and Manage Groups (4:49)
If you need assistance with D2L, you can call the NLU Helpdesk 24 hours a day, 7 days a week toll free at 1-866-813-1177 or at extension x4357 if you are on campus.


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Centre launches pension scheme for unorganised sectors
- PFRDA tightens investment monitoring, plans consultant to assess fund managers
- Pinki Pramanik seeks Centres intervention
- Strikes rise at central PSUs, fall at state-run units in Jan-Sept: Govt
- PFRDA tightens investment monitoring, plans consultant to assess fund managers
- Pinki Pramanik seeks Centres intervention
- Strikes rise at central PSUs, fall at state-run units in Jan-Sept: Govt
Top Stories
- Jigisha Ghosh murder case: Two convicts get death sentence, life imprisonment for one
- Ban pellet guns in Kashmir, Omar Abdullah-led delegation asks PM Modi
- PM Modi, Afghan President Ghani jointly inaugurate renovated Stor Palace
- AAP doesn't have money to fight election: Kejriwal
- Kicking off UP poll campaign, Mayawati slams BJP-RSS, SP, is soft on Congress
The Central government recently launched 'Swavalamban scheme' (also known as the National Pension System), a scheme to provide pension to the workers of unorganised sectors, marginal income earners and economically disadvantaged sections of society. Canara Bank observed November 19 as the Swavalamban Day. It coincided with the Founder's Day celebrations of the bank. A customers' meet was also organised at the Chandigarh circle office. J Tashi, banking ombudsman, RBI, Chandigarh, was the chief guest. Lalit Vaid, general manager of Canara Bank, Chandigarh circle, presided over the meeting.
Council demands change in timings of proposed train
Chandigarh: The Chandigarh Citizens' Council in a representation to Union Minister for Railways Pawan Kumar Bansal have demanded that the third Shatabdi proposed to Delhi should depart from Chandigarh between 1.30 and 2 pm, and the train should depart from Delhi between 8 and 8.30 pm. The representation further said that the timing should be such that it was conducive for international flights. The members also demanded that of the two existing Shatabdi trains plying to Delhi, only one should stop at Panipat and Kurukshetra, in order to save time.
PGI prof elected anatomical society chief
Chandigarh: Dr. Daisy Sahni, professor and head of Department of Anatomy, Post Graduate Institute of Medical Education and Research, Chandigarh, has been elected as the president of North States Chapter Of Anatomical Society of India for 2012-13. More than 70 papers written by her have been published in national and international journals.
80 units of blood collected at pharmacy college
Chandigarh: The NSS unit of Sri Guru Gobind Singh College of Pharmacy organised a blood donation and sugar testing camp on Tuesday, as part of the platinum jubilee celebrations of Sikh Educational Society and National Pharmacy Week. Around 80 units of blood was collected at the camp that was organised in collaboration with the Rotary and Blood Bank Society Resource Centre, and Bhor Diagnostic Lab.
Editors' Pick
- Cow protection, paradoxically, poses a threat to the BJP's project of Hindu unity
- The government needs to distinguish between crooked NGOs and genuine ones
- India's quest for Olympic medals is hampered by history and geography
- The Modi government is meeting its development targets before time
- Raja Mandala: The Great Wall of China
- Farm incomes may not revive despite good monsoon
- India's new line that Pak will have to pay for cross-border terror was overdue

subset: commoncrawl


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We Want to Give Josh Hutcherson a "Natural Stirring"
Advertisement - Continue Reading Below
Hunger Games hottie Josh Hutcherson recently chatted with Ryan Seacrest and revealed that he gets a little hot and bothered when locking lips with co-star Jennifer Lawrence.
"I'd say there's a natural stirring that happens in your body," he said. "If you're in the moment and you're in the scene, then naturally whatever naturally happens is what's supposed to happen."
In short, the guy gets horny during his love scenes. (Who can blame him?) All we know is, we wouldn't mind being responsible for that…
Also, "natural stirring" is so going to be our new go-to PC phrase for feeling ready to bone-wah.
Want more from Natasha? Follow her on Twitter or find her on Facebook.
Photo: Getty Images
Read Next:


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I followed the upgrade instructions to a "T"
Found out my site (Including The Admin CPanel) disappeared on me
Is it me or is this upgrade buggy or is it still in the beta stages and not stable as yet? Did I upgrade too soon? Is it still in it's beta stages or something????
Cause trust me on this...there is nothin wrong with my PC and I followed your instructions to a T...only thing I can honestly think of is that it is buggy...
No offense


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Arsenal Message Board
Could a £2m signing help make our season?
Bear with me.
Dimitar Berbatov wants to leave Fulham. He has made this clear. 5yrs after signing for utd for £31m, he lacks motivation. Motivation he could get back if he came to The Emirates.
I would dearly love to see a Cavani or Jovetic at The Emirates, but I fear it wont happen until the summer.
Berbatov however could provide cover and class. He also has massive premier league and CL experience.
He'd be a steal at £2m as well.
Anyone else see the potential sense in this, or am losing it completely?Sort: Newest | Oldest | Most Replied Expand all replies
A Yahoo! User Jan 2, 2014 18:36 Flag
An emphatic no from me, Berba would slow down the pace in our play, a negative. He's another Arshavin in the sense that he's supremely gifted but sadly past it at the level Arsenal now play in. He'd be a great asset for a midtable table side, his current level (imo).
- 1 Reply to A Yahoo! User
A Yahoo! User Jan 2, 2014 19:04 Flag
I've just checked Berba's age online, 33 at the end of the month. Given the massive clearance last summer, he's not exactly the sort of signing we should be making... Steer clear of Berba, Wenger!
FABONGRASSS FABONGRASSS Jan 2, 2014 18:20 Flag
I'd like to see the club go really loopy.....and sign Mata.
Unwarranted and a pure luxury, but nice.
FABONGRASSS FABONGRASSS Jan 2, 2014 17:59 Flag
Berbatov is a wonderful player and at £2m.....why ever not?
- 1 Reply to FABONGRASSS
He has never been that quick, but has other skills that are worth the £2m he could be got for.
I do see what you mean and two million aint much but he has been at Spurs and still lacked motivation. I would say that if nothing better can be bought, he would do the job until summer.
- 1 Reply to Roy
FABONGRASSS FABONGRASSS Jan 2, 2014 18:07 Flag
I thought Berbatov was fantastic at Spurs and that is why ManIOU signed him up for a high fee as I recall. Ferguson then barely used the guy (yet when Berbatov was played he played bloody well didn't he? A glory supporter would be a better judge than I though), yet another example of poor management from Ferguson IMO.
Fulham is, to be fair, a lowering of standards for a player of Berbatovs stature.
Ferguson arguably robbed the guy of his prime years.


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- Report: #1045088
Report - Rebuttal - Arbitrate
Complaint Review: Net 10
Net 109700 N.W. 112th Ave Miami FL Miami, Florida United States of America
Net 10 scammed me almost $130, lied to me, and poor customer service Miami, Florida
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This report was posted on Ripoff Report on 04/21/2013 04:38 PM and is a permanent record located here: http://www.ripoffreport.com/r/Net-10/Miami-Florida-33178/Net-10-scammed-me-almost-130-lied-to-me-and-poor-customer-service-Miami-Florida-1045088. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Quotes & Info
|SFDL > SEC Filings for SFDL > Form 10-Q on 14-Nov-2012
|All Recent SEC Filings
Quarterly Report
This report contains forward-looking statements, which can be identified by the
use of words such as "believes," "intends," "expects," "anticipates,"
"estimates" or similar expressions. Forward-looking statements include, but are
not limited to:
· statements of our goals, intentions and expectations;
· statements regarding our business plans, prospects, growth and operating strategies;
· statements regarding the quality of our loan and investment portfolios; and
· estimates of our risks and future costs and benefits.
These forward-looking statements are subject to significant risks and
uncertainties. Actual results may differ materially from those contemplated by
the forward-looking statements due to, among others, the following factors:
· the credit risks of lending activities, including changes in the level and trend of loan delinquencies and write-offs and changes in our allowance for loan losses and provision for loan losses that may be impacted by deterioration in the housing and commercial real estate markets;
· changes in general economic conditions, either nationally or in our market areas;
· changes in the levels of general interest rates, and the relative differences between short and long term interest rates, deposit interest rates, our net interest margin and funding sources;
· fluctuations in the demand for loans, the number of unsold homes, land and other properties and fluctuations in real estate values in our market areas;
· secondary market conditions for loans and our ability to sell loans in the secondary market;
· results of examinations of the Company by the Federal Reserve Board, and our bank subsidiary by the Federal Deposit Insurance Corporation and the South Carolina Board of Financial Institutions or other regulatory authorities, including the possibility that any such regulatory authority may, among other things, require us to increase our reserve for loan losses, write-down assets, change our regulatory capital position or affect our ability to borrow funds or maintain or increase deposits, which could adversely affect our liquidity and earnings;
· legislative or regulatory changes that adversely affect our business including changes in regulatory policies and principles, or the interpretation of regulatory capital or other rules;
· our ability to attract and retain deposits;
· further increases in premiums for deposit insurance;
· our ability to control operating costs and expenses;
· the use of estimates in determining fair value of certain of our assets, which estimates may prove to be incorrect and result in significant declines in valuation;
· difficulties in reducing risks associated with the loans on our balance sheet;
· staffing fluctuations in response to product demand or the implementation of corporate strategies that affect our workforce and potential associated charges;
· computer systems on which we depend could fail or experience a security breach;
· our ability to retain key members of our senior management team;
· costs and effects of litigation, including settlements and judgments;
· our ability to successfully integrate any assets, liabilities, customers, systems, and management personnel we have acquired or we may in the future acquire into our operations and our ability to realize related revenue synergies and cost savings within expected time frames and any goodwill charges related thereto;
· increased competitive pressures among financial services companies;
· changes in consumer spending, borrowing and savings habits;
· the impact of the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Jumpstart Our Business Startups Act and the Basel III regulatory capital requirements and the implementing regulations;
· the availability of resources to address changes in laws, rules, or regulations or to respond to regulatory actions;
· our ability to pay dividends on our common stock;
· adverse changes in the securities markets;
· inability of key third-party providers to perform their obligations to us;
· changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board, including additional guidance and interpretation on accounting issues and details of the implementation of new accounting methods;
· Future legislative changes and our ability to continue to comply with the requirements of the U.S. Department of Treasury's Community Development Capital Initiative ("CDCI"); and
· other economic, competitive, governmental, regulatory, and technological factors affecting our operations, pricing, products and services and the other risks described elsewhere in this document.
Some of these and other factors are discussed in the 2012 10-K under Item 1A, "Risk Factors." Such developments could have an adverse impact on our financial position and our results of operations.
Any of the forward-looking statements that we make in this quarterly report and in other public statements we make may turn out to be inaccurate as a result of our beliefs and assumptions we make in connection with the factors set forth above or because of other unidentified and unpredictable factors. Because of these and other uncertainties, our actual future results may be materially different from the results indicated by these forward-looking statements and you should not rely on such statements. The Company undertakes no obligation to publish revised forward-looking statements to reflect the occurrence of unanticipated events or circumstances after the date hereof. These risks could cause our actual results for fiscal year 2013 and beyond to differ materially from those expressed in any forward-looking statements by or on behalf of us, and could negatively affect the Company's financial condition, liquidity and operating and stock price performance.
Financial Condition At September 30, 2012 and March 31, 2012 General - Total assets decreased $20.4 million or 2.2% to $904.2 million at September 30, 2012 from $924.6 million at March 31, 2012. The primary reason for the decrease in total assets was a decrease in net loans receivable, offset slightly by increases in investments. Assets - The increases and decreases in total assets were primarily concentrated in the following asset categories: Increase (Decrease) September 30, 2012 March 31, 2012 Amount Percent Cash And Cash Equivalents $ 14,408,177 $ 9,331,372 $ 5,076,805 54.4 % Investment And Mortgage- Backed Securities - Available For Sale 359,820,610 353,954,857 5,865,753 1.7 Investment And Mortgage- Backed Securities - Held To Maturity 69,033,012 67,676,210 1,356,802 2.0 Loans Receivable, Net 403,049,461 428,510,606 (25,461,145 ) (5.9 ) Repossessed Assets Acquired In Settlement of Loans 11,032,720 14,160,099 (3,127,379 ) (22.1 ) FHLB Stock 6,467,000 8,471,100 (2,004,100 ) (23.7 )
Cash and cash equivalents increased $5.1 million or 54.4% to $14.4 million at September 30, 2012 from $9.3 million at March 31, 2012.
Investment and mortgage-backed securities available for sale increased $5.9 million or 1.7% to $359.8 million at September 30, 2012 from $354.0 million at March 31, 2012. This increase was the result of investment purchases offset slightly by principal repayments and calls on securities coupled with the sale of 51 securities during the six months ended September 30, 2012. Investment and mortgage-backed securities held to maturity increased $1.4 million or 2.0% to $69.0 million at September 30, 2012 as a result of investment purchases offset slightly by calls of securities as well as principal repayments on mortgage-backed securities.
Loans receivable, net, decreased $25.5 million or 5.9% to $403.0 million at September 30, 2012 from $428.5 million at March 31, 2012. This decrease was a result of Company's efforts to tighten underwriting standards and increase offering rates combined with overall lower loan demand from creditworthy borrowers. Residential real estate loans decreased $3.8 million or 3.9% to $94.0 million at September 30, 2012 from $97.8 million at March 31, 2012. Consumer loans decreased $2.4 million or 4.0% to $56.3 million at September 30, 2012 compared to $58.7 million at March 31, 2012. Commercial real estate loans and commercial business loans decreased $23.2 million and $759,000, respectively, to $253.1 million and $8.8 million, respectively, at September
30, 2012 from $276.3 million and $9.6 million, respectively, at March 31, 2012. Loans held for sale increased $1.5 million or 56.1% to $4.2 million at September 30, 2012 from $2.7 million at March 31, 2012.
Repossessed assets acquired in settlement of loans decreased $3.1 million or 22.1% to $11.0 million at September 30, 2012 from $14.2 million at March 31, 2012. The Company sold 21 real estate properties and repossessed 10 additional properties during the six months ended September 30, 2012 for a net decrease during the period. At September 30, 2012, the balance of repossessed assets consisted of the following 43 real estate properties: 10 single-family residences and 17 lots within residential subdivisions located throughout our market area in South Carolina and Georgia; six parcels of land in South Carolina; five commercial buildings in South Carolina and one commercial building in Augusta, Georgia; a 40 lot subdivision development and adjacent 17 acres of land in Columbia, South Carolina; a 233 acre subdivision in Blythewood, South Carolina; a 43 lot subdivision in Elgin, South Carolina; and 34.8 acres of land in Bluffton, South Carolina which was originally acquired as a participation loan from another financial institution.
FHLB stock decreased $2.0 million or 23.7% to $6.5 million at September 30, 2012 compared to $8.5 million at March 31, 2012. The Bank, as a member of the FHLB of Atlanta, is required to acquire and hold shares of capital stock in the FHLB of Atlanta in an amount equal to a membership component, which is 0.15% of total assets plus a transaction component which equals 4.5% of outstanding advances (borrowings) from the FHLB of Atlanta. As total assets and total advances have decreased, so has the Bank's required investment in FHLB stock.
Liabilities Deposit Accounts - The balances, weighted average rates and increases and decreases in deposit accounts were as follows : Balance September 30, 2012 March 31, 2012 Increase (Decrease) Weighted Weighted Balance Rate Balance Rate Amount Percent Demand Accounts: Checking $ 124,491,607 0.07 % $ 124,750,127 0.11 % $ (258,520 ) (0.2 %) Money Market 237,580,118 0.46 224,195,659 0.55 13,384,459 6.0 Statement Savings Accounts 22,177,789 0.20 22,348,787 0.20 (170,998 ) (0.8 ) Total 384,249,514 0.32 371,294,573 0.38 12,954,941 3.5 Certificate Accounts 0.00 - 1.99% 263,940,597 267,556,217 (3,615,620 ) (1.4 ) 2.00 - 2.99% 33,636,913 49,260,643 (15,623,730 ) (31.7 ) 3.00 - 3.99% 2,672,039 2,936,931 (264,892 ) (9.0 ) 4.00 - 4.99% 2,093,711 4,021,999 (1,928,288 ) (47.9 ) 5.00 - 5.99% 595,775 1,130,693 (534,918 ) (47.3 ) Total 302,939,035 1.18 324,906,483 1.36 (21,967,448 ) (6.8 ) Total Deposits $ 687,188,549 0.70 % $ 696,201,056 0.84 % $ (9,012,507 ) (1.3 %)
Included in the certificates above were $22.6 million and $34.4 million in brokered deposits at September 30, 2012 and March 31, 2012, respectively, with a weighted average interest rate of 1.47% and 1.71%, respectively.
Security Federal Corporation and Subsidiaries Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations, Continued Advances From FHLB - FHLB advances are summarized by contractual year of maturity and weighted average interest rate in the table below: Balance September 30, 2012 March 31, 2012 Decrease Fiscal Year Due: Balance Rate Balance Rate Balance Percent 2013 $ 5,000,000 4.58 % $ 18,900,000 2.70 % $ (13,900,000 ) (73.5 )% 2014 30,000,000 3.45 % 30,000,000 3.45 % - - 2015 20,261,409 3.02 % 20,269,802 3.01 % (8,393 ) (0.0 ) 2016 20,000,000 4.12 % 20,000,000 4.12 % - - 2017 15,000,000 4.66 % 15,000,000 4.66 % - - Thereafter 17,900,000 4.10 % 17,900,000 4.10 % - - Total Advances $ 108,161,409 3.82 % $ 122,069,802 3.62 % $ (13,908,393 ) (11.4 )%
These advances are secured by a blanket collateral agreement with the FHLB by pledging the Bank's portfolio of residential first mortgage loans and investment securities with an amortized cost and fair value of $135.2 million and $128.1 million at September 30, 2012 and $152.8 million and $162.1 million at March 31, 2012, respectively. Advances are subject to prepayment penalties.
The following table shows callable FHLB advances as of the dates indicated. These advances are also included in the above table. All callable advances are callable at the option of the FHLB. If an advance is called, the Bank has the option to payoff the advance without penalty, reborrow funds on different terms, or convert the advance to a three-month floating rate advance tied to LIBOR.
As of September 30, 2012 Borrow Date Maturity Date Amount Int. Rate Type Call Dates 05/23/08 and quarterly 11/23/05 11/23/15 $ 5,000,000 3.933 % Multi-Call thereafter 07/11/08 and quarterly 07/11/06 07/11/16 5,000,000 4.800 % Multi-Call thereafter 05/29/08 and quarterly 11/29/06 11/29/16 5,000,000 4.025 % Multi-Call thereafter 05/27/08 and quarterly 05/24/07 05/24/17 7,900,000 4.375 % Multi-Call thereafter 07/25/08 and quarterly 07/25/07 07/25/17 5,000,000 4.396 % Multi-Call thereafter 08/30/10 and quarterly 08/28/08 08/28/13 5,000,000 3.113 % Multi-Call thereafter
Other Borrowings - The Bank had $9.9 million and $9.8 million in other borrowings (non-FHLB advances) at September 30, 2012 and March 31, 2012, respectively. These borrowings consist of short-term repurchase agreements with certain commercial demand deposit customers for sweep accounts. The repurchase agreements typically mature within one to three days and the interest rate paid on these borrowings floats monthly with money market type rates. At September 30, 2012 and March 31, 2012, the interest rate paid on the repurchase agreements was 0.20% and 0.25%, respectively. The Bank had pledged as collateral for these repurchase agreements investment and mortgage-backed securities with amortized costs and fair values of $16.3 million and $17.3 million, respectively at September 30, 2012 and $17.8 million and $19.0 million, respectively, at March 31, 2012.
Mandatorily Redeemable Financial Instrument - On June 30, 2006, the Company recorded a $1.4 million mandatorily redeemable financial instrument as a result of the acquisition of the Collier-Jennings Companies. The shareholder of Collier-Jennings Companies received cash and was issued stock in the Company to settle the acquisition. The shares were released to the shareholder of Collier-Jennings Companies over a three-year period. The stock had a mandatorily redeemable rate at the option of the shareholder of Collier-Jennings Companies in cumulative increments of 20% per year for a five-year period at the greater of $26 per share or one and one-half times the book value per common share of the Company's stock.
The mandatorily redeemable financial instrument was carried at fair value based on the Company's book value per common share. The Company recorded a valuation gain of $50,000 during the six months ended September 30, 2011 compared to none during the six months ended September 30, 2012 to properly reflect the fair value of the instrument.
Junior Subordinated Debentures - On September 21, 2006, the Trust (Security Federal Statutory Trust), issued and sold fixed and floating rate capital securities of the Trust (the "Capital Securities"). The Trust used the net proceeds from the sale of the Capital Securites to purchase a like amount of junior subordinated debentures (the "Debentures") of the Company which are reported on the Consolidated Balance Sheets as junior subordinated debentures, generating proceeds of $5.0 million. The Company used the proceeds for general corporate purposes, primarily to provide capital to the Bank. The debentures qualify as Tier 1 capital under Federal Reserve guidelines. The Debentures are the sole assets of the Trust. The Company's obligations under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the Trust.
The Capital Securities accrue and pay distributions annually at a rate per annum equal to 2.089% at September 30, 2012. Prior to September 2011, one-half of the Capital Securities issued in the transaction had a fixed rate of 6.88% and the remaining half had a floating rate of three-month LIBOR plus 170 basis points. After September 2011, the rate is a floating rate of three month LIBOR plus 170 basis points as the fixed rate portion was converted to the floating rate. The distribution rate payable on the Capital Securities is cumulative and payable quarterly in arrears.
The Company has the right, subject to events of default, to defer payments of interest on the Capital Securities for a period not to exceed 20 consecutive quarterly periods, provided that no extension period may extend beyond the maturity date of December 15, 2036. The Company has no current intention to exercise its right to defer payments of interest on the Capital Securities.
The Capital Securities mature or are mandatorily redeemable upon maturity on December 15, 2036, and or upon earlier optional redemption as provided in the indenture. The Company has the right to redeem the Capital Securities in whole or in part.
Convertible Debentures - Effective December 1, 2009, the Company issued $6.1 million in convertible senior debentures. The debentures will mature on December 1, 2029 and accrue interest at the rate of 8.0% per annum until maturity or earlier redemption or repayment. Interest on the debentures is payable on June 1 and December 1 of each year and commenced on June 1, 2010. The debentures are convertible into the Company's common stock at a conversion price of $20 per share at the option of the holder at any time prior to maturity.
The debentures are redeemable, in whole or in part, at the option of the Company at any time on or after December 1, 2019, at a price equal to 100% of the principal amount of the debentures to be purchased plus any accrued and unpaid interest to, but excluding, the date of redemption. The debentures are unsecured general obligations of the Company ranking equal in right of payment to all of our present and future unsecured indebtedness that is not expressly subordinated.
Equity - Shareholders' equity increased $2.4 million or 2.9% to $83.1 million at September 30, 2012 from $80.8 million at March 31, 2012. Accumulated other comprehensive income, net of tax increased $1.6 million or 25.1% to $8.2 million at September 30, 2012. The Company's net income available for common shareholders was $1.2 million for the six months ended September 30, 2012, after payment of $220, 000 in preferred stock dividends.
The Board of Directors of the Company declared common stock dividends totaling $471,000 during the period ended September 30, 2012. Book value per common share was $20.63 at September 30, 2012 and $19.83 at March 31, 2012.
Results of Operations for the Three Month Periods Ended September 30, 2012 and 2011
Net Income Available to Common Shareholders - Net income available to common shareholders increased $251,000 or 81.5% to $560,000 for the three months ended September 30, 2012 compared to $308,000 for the three months ended September 30, 2011. The increase in net income was primarily the result of a $2.0 million decrease in the provision for loan losses offset by a $812,000 decrease in net interest income and a $874,000 increase in general and administrative expenses.
Net Interest Income - The net interest margin decreased 27 basis points to 2.83% for the quarter ended September 30, 2012 from 3.10% for the comparable quarter in the previous year. The significant decrease in the volume of interest earning assets, particularly loans, resulted in a decrease in net interest income. Net interest income decreased $812,000 or 12.3% to $5.8 million during the three months ended September 30, 2012, compared to $6.6 million for the same period in 2011. During the three months ended September 30, 2012, average interest earning assets decreased $24.8 million or 2.89% to $832.5 million while average interest-bearing liabilities decreased $27.1 million or 34.0% to $772.2 million.
Interest Income - Total interest income decreased $1.6 million or 16.3% to $8.3 million during the three months ended September 30, 2012 from $9.9 million for the same period in 2011. This decrease is primarily the result of the decrease in interest earning
assets. Total interest income on loans decreased $1.2 million or 16.8% to $6.0 million during the three months ended September 30, 2012 as a result of the average loan portfolio balance decreasing $55.1 million or 11.8% to $410.0 million and the yield on the loan portfolio decreasing 35 basis points to 5.83%. Interest income from mortgage-backed securities decreased $307,000 or 15.8% to $1.6 million as a result of a 57 basis point decrease in the portfolio yield offset by a $9.7 million increase in the average balance. Tax equivalent interest income from investment securities decreased $39,000 or 5.0% to $737,000 as a result of a decrease of 40 basis points in the yield partially offset by an increase of $18.8 million in the average balance of the investment securities portfolio.
The following table compares detailed average balances, associated yields, and
the resulting changes in interest income for the three months ended September
30, 2012 and 2011:
Three Months Ended September 30, 2012 2011 Increase (Decrease) In Interest And Average Average Dividend Income Balance Yield(1) Balance Yield(1) From 2011 Loans Receivable, Net $ 409,960,775 5.83 % $ 465,039,249 6.18 % $ (1,208,251 ) Mortgage-Backed Securities 266,336,834 2.47 256,649,480 3.04 (307,030 ) Investment Securities(2) 149,601,065 1.97 130,816,906 2.37 (39,145 ) Overnight Time And Certificates of Deposit 6,561,662 0.14 4,754,474 0.05 1,613 Total Interest-Earning Assets $ 832,460,336 4.02 % $ 857,260,109 4.63 % $ (1,552,813 )
(1) Annualized
(2) Tax equivalent basis is calculated using an effective tax rate of 34% and amounted to $88,977 and $32,955 for the quarters ended September 30, 2012 and 2011, respectively.
Interest Expense - Total interest expense decreased $797,000 or 24.5% to $2.5 million during the three months ended September 30, 2012 compared to $3.3 million for the same period last year. The decrease in total interest expense is attributable to decreases in interest rates paid and a $27.1 million decrease in the average balance of interest-bearing liabilities. Interest expense on deposits decreased $527,000 or 29.7% to $1.2 million during the period ended September 30, 2012 compared to $1.8 million for the same period last year. The . . .


text:
The Land Of The Free From Thought
Cafe | London | Food & Drink, Tourists/Travel, Uncategorized
(I work in a cafe popular with tourists. During one afternoon I see an American man lighting a cigarette. We have a smoking ban in the UK that bans smoking in all public places.)
Me: "Excuse me sir, but I'm afraid you'll have to smoke that cigarette outside."
Customer: "Why?"
(I explain the smoking ban to him.)
Customer: "That's bulls***! That's a breach of the First Amendment!"
Me: "Sir, I have no idea what that is, though I think it's something to do with free speech."
Customer: *shocked* "How can you not know the First Amendment? It's the law!"
Me: "It's your law, judging by your accent. We have a completely different set of laws."
Customer: "England has its own laws?"


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9 Kid Photos Not To Post OnlineMiss Lori
Last week, my social feeds were all abuzz with chatter about whether it is responsible or not to post photos of your kids online. There was a Slate article that was making parents feel guilty about posting pictures of their children. The author laid out how she and her husband are going to great lengths to keep a lock on their new daughter's digital footprint. She didn't just list kid photos not to post online, she said no photos were acceptable, period. It was intense. I will admit that it gave me pause, for about a split second, then reality settled in. My children weren't born into the digital age, they were already here when it came about. They have grown and evolved along side it just as I have. Of course their situation is a bit unique, because not only does their mother work in the social media sphere, she is also a nationally recognized Children's TV personality. We aren't being hounded by paparazzi, but my kids have been photographed for an article or two, and they have joined me on stage for my concert tours, as well as appeared in my videos and interstitials. People know and recognize them. That's why I never bothered to mask their names in my postings. It seemed rather futile. That doesn't mean that I post willy nilly about my kids. I don't. I have specific rules that I crafted to serve as my very own digital moral compass if you will. I have dedicated rules for Instagram and for Facebook that I have posted about, but when it comes to pictures of my children, on any platform, I operate more from a list of "don'ts" than "do's." Just as a suggestion, a jumping off point if you will, here are 9 kid photos not to post online. (The example photos I have provided are all of yours truly. No kids were harmed in the making of these points.)
Responsible Parenting and Positing in This Digital Age 1 of 10
Don't Bathe Your Kids In Public 2 of 10
There is no denying that bathtub pictures of our kids are absolutely adorable. Bubbles are the best photo accessory, and the smiles that always seem to accompany them produce memories worth holding onto. I say go ahead and capture those pictures, print them out, and put them in a photo album. Then you can break out the album whenever you want to embarrass your child in front of live company. The key word being LIVE.
Don't Shine A Light On Your Child's Bad Behavior 3 of 10
I don't know a single parent who hasn't endured a public temper tantrum from their child. I mean let's face it, they are bad enough in private, but when they are on display in the checkout line or in the parking lot, we all turn a shade of red for a variety of reasons. So why would you ever want to post photographic evidence of such an event for all the world to gawk at? Not to mention potentially provoke another outburst. Let your child be a kid, for better or for worse.
Don't Wake The Baby With The Flash 4 of 10
I always say whenever I look at my kids sleeping, at any age, I fall in love with them all over again. It's an absolutely beautiful thing, a sleeping child. So angelic. That's why I can completely understand the impulse to post such a moment online to share with others. I struggle with it myself. Sometimes I even give in to the urge, but in my heart I feel that this vulnerable state is just that, too vulnerable to be shared publicly. Let them sleep in peace.
Don't Turn a Playdate Into a Commercial Shoot 5 of 10
Our kids are cute enough on their own, but when they get with their friends they are down right irresistible. However, if ever there is a time to resist the instinct to snap off a picture or two, playdates are the time. That is unless you got a photo release signed by the visiting childs' parents when they dropped them off. Never assume you have permission where other people's children are concerned. In truth you have no rights at all. Ask. Ask. Ask. That's what I do at home and at my Concerts.
Don't Let Sad Days Haunt Kids 6 of 10
I remember this day, or at least I remember days like it. Hurts and sadness as a child always seemed soooooo huge. They felt like they would never, ever subside. And the worst thing anybody could do is make light of your pain, dismiss it in any way. That's really what I remember about this picture. Not what made me sad in the first place, but that my father was teasing me while taking this picture. He was dismissing my anger and that's what made me cry, his taking the photo at all. My dad wasn't trying to hurt me. He's a good guy, but in that moment he was making a parenting mistake. Lucky for me it only lived in my personal photo box and not on the internet. I'm an adult now so I can handle it living in infamy here, but then...then it would have been devastating.
Don't Post Pics That Your Kids Have To Live Down 7 of 10
Some of the best family memories are built from laughter and silliness. Catching your child with a spaghetti noodle coming out of their nose, or with toilet paper escaping from their shorts. Not to mention cute costumes they might have worn while playing, unsuspecting, in the house. Again, fantastic fodder for the "oh you think you are cool, well guess again" goto album to break out on their first date, but not for use online. Why? Because school is hard enough, and kids are ruthless. (Not yours or mine of course.) You don't want to post anything your child will be forced to try and live down. That really wouldn't be funny at all.
Don't Post Wardrobe Near Malfunctions 8 of 10
When I was growing up my clothes never seemed to fit right. I was always growing and expanding, but my clothes would stay the same. Unfortunately they just wouldn't always stay in the same place they were meant to which sometimes led to wardrobe malfunctions, or very near misses. It's easy to overlook the near misses. The button missed, the zipper not quite up, the extra patch of skin. It's easy for you to overlook them, but there are creepy people out there who live to look at just those very oversights. Not something you really want to think about so just don't give them any bait.
Don't Out Your Teens' Sexuality 9 of 10
Young love. As much as puppy love can give a parent heartburn we all want it to exist in our children's lives. So, if we happen to be around to witness that first kiss, or tender embrace, we can't help but capture it on our phone or with the video camera. Yes, it is called PDA, but even PDA deserves some privacy. Not to mention the fact that, as we all can agree, puppy love has a tendency to be fleeting. (Shhh don't tell them that. It will only make them mad.) You don't want to complicate your teens' future relationships by tagging a past one. That would be so totally uncool. Almost as uncool as my calling it uncool.
Don't Ignore It When Your Kid Says NO 10 of 10
Bottom line, no means NO. Your kids should have a right to police their own image. Just because you gave birth to them doesn't mean you get to trump their wishes. Well, at least on this subject. Everything else you can trample over at will. :)
Yes, big brother is watching… and big sister, big cousin, big uncle… they are all watching. But guess what, we are watching them too, because that's the world we live in. I'm all about leading by example in the work that I do, and I approach my digital footprint with the same attitude. I have rules, and standards that I adhere to as I conduct myself socially. I share those practices, not only with my children, but with my entire community. Let's face it we are digital pioneers here. We are going to make mistakes, but if we share our journeys we can inform and mold the future so that the digital space won't be quite so scary. Well, no scarier than life itself.
Additional work from Miss Lori can be found at
MissLori.TV, Wearetherealdeal.com, YoungChicagonista, and TheChicagoMoms.com.
You can also see her Activating to Be Great at
Miss Lori's CAMPUS on YouTube, Facebook, Twitter, Pinterest, Instagram, and LinkedIn.


text: Posted May 21, 2012 The only way you are going to overturn his punishment is find some one who will overturn the CBA given it gave him broad powers to do exactly what he is doing or to fight in some other grounds as a labor issue. The whole he didn't show us evidence is a moot point. He doesn't have to show anybody anything given he has the power given to him by the players and owners. What Whitlock and ignorant Saint fans seem to forget is that Goodell had no reason to do what he did for any vindictive or punitive reasons. In fact he tried for years to ignore it and told the Saints* if they would simply stop it he would let it go. When they didn't he had no choice but to act. People act as if he is playing dictator and enjoys the role. I doubt he does or wanted it to go this route. Share this post Link to post Share on other sites


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You can learn to teach yoga, or enhance and refine your teaching skills through the 2016 Teacher Training Curriculum, soon to be announced!
Until then, browse our complete library of Online Courses For Teachers.
Each of Amy's yoga teacher trainings allows participants to work among fellow yoga teachers and students to offer and receive valuable feedback. This key feature of every program empowers you to build your confidence as a teacher and step more fully into your essence as a person and leader. Additionally, you'll make lifelong friends, network within a positive community and learn ways to strengthen your yoga community.
Amy is well known for her professionalism and skill in enhancing your understanding and application of yoga and its teaching methodology.
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- OSI-Approved Open Source (3)
- Public Domain (2)
Algorithms Software
DivByZero Code Library
Free scripts & examples- JSP, Eclipse, SQL, PHP, ASP, Win32 Batch, Javascript, Flash/Actionscript. -=-=-=-=-=-=- NOTE: This project is closed. For new development related to integrating Beyond Compare with Eclipse, see http://beyondcvs.sourceforge.net/1 weekly downloads
Biocentrica Voyager Antivirus
It moves by itself inside networks like virus infection & plagues, it is being written to solve computer virus problem drastically and responsibly. It is legal, free and open for public domain to improve W3 ICT Security.
My projects must need open source.


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Saturday will be the home finale for many folks involved with Michigan football: the departing seniors of course, legendary equipment manager Jon Falk and longtime broadcaster Frank Beckmann (and yes, many longtime fans based on the recent tweets).
Much has been said about about Falk but notsomuch about Frank. I think he�s done a great job broadcasting and he�s had some legendary calls. Following Bob Ufer behind the mic is beyond impossible and I tip my maize and blue fedora to Beckmann.
So check this out. Thanks to the Art Vuolo and Dr. Sap archives here are few clips from the radio broadcast of the 1981 Notre Dame game in Ann Arbor, Beckmann�s first season calling games. Ufer was ailing in �81 and Beckmann stepped in to call the opener against Wisconsin, a stunner where Bo�s #1-ranked crew fell to the Badgers. The Irish took over the top-ranking the following week and came to Ann Arbor to face the wounded blue. A few months back Sap told me that this game had some cool moments of Frank and Ufe on air together and I thought it�d be cool to share a few heading into the finale.
Running down the clips:
Clip #1. The transition from pregame to kickoff, as Ufer hands the broadcast over to �Frankie� Beckmann, but not before Ufe busts his chops about his prediction in the Duran-Leonard fight, coerces a favorable game prediction out of him & confirms that Beckmann is decked out in maize and blue.
Clip #2. Beckmann calling the first score of the game, a 71-yard bomb from Steve Smith to Anthony Carter. Frank not quite there with the �big play� call yet, but he definitely got it down later on.
Clip #3. Closing out the game, the crowd knows what�s going on with Ufer�s health and chant his name, �UFER! UFER! UFER!�. After Ufe acknowledges the crowd (presumably through a window in the press box) Beckmann gets on the air, �You are amazing Mr. Ufer, you are amazing. Goosebumps. I got goosebumps.�
Clip #4. This is couple minutes later (after #3) as the game is closing out. Listen closely at around 27 seconds– there�s a moment Millie Schembechler enters the broadcast booth to see Ufer, presumably to send some love his way knowing his condition. You can hear Ufe quietly say �Oh Millie, oh..�…perhaps after a hug or when he firsts sees her. She�s on air briefly before the game wraps up with what is an emotional listen for me as Beckmann starts to count off the final seconds but Ufer takes over and takes it home. And in Ufe fashion, he delivers his Robert Frost Ufer poem summarizing the historic victory over the Irish.
Ufer was honored a few weeks later at the Iowa game, and died shortly after that. Beckmann dutifully continued for the next 32 seasons and will give his final home call Saturday.
Go Blue!
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`$3.75 might hold up this summer. One by one the utilities are going to natural gas for electricity. Natural gas is looking to win some trucking market too. Next fall isn't that far away this year.
The cat would be too. The camera system is the one that everyone is buying.
video sceurity is what is stopping/turning around the housing price slide. Insurance compaines love them too.
There's is growth potential in the low income neighborhoods, once they put in the new security service. Insurance is pricing the low value homes out ofthe market. The camera systems work stopping crime and landlords like being ableto keep an eye on their property. In my area" every" home for blocks has an ADT sign.
Hurry up and offer it in my town. Everyone else has one
I sure would like to get the security package in my town, to go in my bundle. Hurry up. Everyone else has one.
I'm disappointed they missed 1/2 the natural gas rally. I'm hoping for a flat quarter now..
There is 50 billion reasons for Cook (the book) to let shorty have his way.
They would have to buy back more next year and the years after.
I added 6 shares. Now I have 11 ( 5 @ $486 and 6 @ 403. (next stop is 7 more @ $347). I hope it goes down so APPL can buy back as many as possible. This is a longs only stock.
And all along we will be owning a 1/2 trillion $ jinxed discounted stock. We'll have p/e's under 7, 35% dividend pay out's with over 5 % yields, spin off speical dividend. Its hold it right to the grave, with this one.
The buy backs will work. Appl can hit $1,000 a share, as long as it don't hit a $500,000,000,000 market cap. I'd like to see the buy backs get it down to under $333 billion. Thin is in.
A dividend hike would hurt long term investors that reinvest. The dividend hike would send up the price so the yield wouldn't change. We would be buying a higher P/E, burning more company cash, and getting slower pay out growth. %4.4 is already a fatty.
cnbc web site shows it. If they were breaking even in the 4th quarter, @ $3.80, They're making a killing now @ $4.20
Well, idon't have much education so I'm probably the best quess proto-type.
I'd strike next somewhere in the middle of nowhere. A way out pipe line or any soft target. I'd ride on my laurals and run up a string of successes.
They're going to come after us so we better be waiting for them.
I'm adding 42 @ 57.97
Who cares about oil, natural gas is where the money is at! $1.59 1st quarter earnings.
I'm adding 41 shares @ 58.5


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Carhartt® 32" Inseam Flannel - Lined Workwear Dungarees
Item # WWSX-174293SOLD OUT
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On the Houston Turbo Show, we will show you how you can achieve almost zero emission of oil mist on your lube oil systems and regain high-quality...
Innovative systems and components in the fields of Air- and gasfilters, Dust collectors, Oil mist separators, Liquid filters and Level measurement.
Welcome to contec- your specialists in innovative solutions in the fields of filtration and liquid level measurement technology. Here you will find tailor-made solutions to optimize your processes while at the same time helping to protect the environment. Solutions that will also bring you a good deal closer to your entrepreneurial goals and to fulfilling your technical requirements.
This is what we strive for in our daily work. In cooperation with our partners and on 365 days per year. The result: a 360° view of optimal technical solutions.
Divided over four product categories. All within one modern company.
Count on us. Our high levels of consulting and product quality are the culmination of many years of experience. Our discussions will be based on a technically competent, partnership approach, including the planning and professional execution on schedule.
The contec team is looking forward to your challenges, questions and suggestions.
On the Houston Turbo Show, we will show you how you can achieve almost zero emission of oil mist on your lube oil systems and regain high-quality...
We at contec hope you had a productive and rewarding time at the recent Turbmachinery-Pump Symposia in Houston.
We enjoyed seeing many of...


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I have an install of WordPress 2.5-RC2, and the permalink option for tags is not working properly.
I have set the tag base to /tag/ and if I type in 'http://www.domain.com/tag/test-tag' it works fine, however the links that are generated at the end of each page display as:
Is there anyway to make the URL at the end of each post link to the permalink? Is this a bug? TIA


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Why's it called seaWEED when it's really a super-nutritious vegetable?
Layer veggies and stuffing for a meatless holiday treat: the Veggieducken.
Anjum makes peppers stuffed with vegetables and paneer (yogurt cheese).
This vegetarian Lucky Life Stir Fry could be the most colorful dish ever.
If you can chop vegetables, you can make this delicious entree.
Be happy to eat your veggies in 1 minute.
Tyler shows how to make the best-ever pot roast with vegetables.
Found In America takes you on a tour of farm stands from coast to coast.
Avoid freezer burn with our tips for frozen food that tastes fresh.
Kelsey's Smoky Market Veggie Panzanella is a feast for the eyes and palate.
Get Cooking Channel on your TV.


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I'm going to freely throw myself a pity party. My 20 month old has another cold (just got over one 2 weeks ago, along with hand foot and mouth disease) and he's miserable and cranky. My husband is out of town tonight for work so it's just me and DS all day. Plus I have a headache and am tired as hell. I know things could be a million times worse, I just needed to complain. BUT on the bright side, dinner is cooking in the crockpot and once I put DS to bed I get to watch whatever crappy tv I want because I have the house to myself. Anyone else want to join in the pity party?
Pity party
Comments (7)
YES I will join!!!!!
I had the kids ALL weekend to myself..my DH went hunting Friday morning and just came back a couple hrs ago...so me (20 weeks preggo) my DS (20 mo old also!) and my DD (3yrs old) ALL WEEKEND LONG...I am EXHAUSTED (at work today which I consider a "break") LOL
So my husband gets home.......and he talks about how tired HE is...
seriously wanted to kick him in the balls!
Hope your ds feels better soon poor little guy!
D&J 9/13/08; DD 9/18/09 40w1d 8lb9oz; DS 3/5/11 37w 6lb12oz;DD 3/24/13 38w 8lb4oz.(*)(*)
Hope tomorrow is better for all of us :)
Mommy to Jocelyn, Tate, Chase, Kooper, Brock and Max
~2 angel babies~ Feb 2010~July 2010~
Oh friend...I feel ya, pity party away! It was my birthday yesterday, and my DH was away on a business trip (he gets home late tonight and just emailed to say he has to leave tomorrow afternoon for one night, ugh), it was raining and I was stuck inside with my 2 year old all day... I also understand the joy of watching whatever you want after your son goes to bed!!!
Hang in there...and it is perfectly ok to be frustrated and need some love from your fellow preggers!!!!
Casey - 11/8/10
Abby - 4/4/13
Ahhhhh thank you ladies! I knew you all would make me feel better!!!!!!!!!
Feeling like poo today because my SO felt the need to keep me up all night yelling at me because he doesn't get enough sex. Exhausted today.
Not to mention i walked out the door got to my car and realized i forgot my wallet. Walk all the way back to get it, get all the way back to my car and realize i forgot my work laptop. AWESOME!
Bought lunch at the gas station (yum!) but as i go to check out the computer system on the register shuts down and I'm standing there waiting for at least ten minutes.
Silly thing about being tired and being at work: most would say be happy you have a job, but i found out last week that I'm being laid off.. With only a two week notice.
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Look how far your child has come.
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By Mission and Installation Contracting Command Public Affairs OfficeDecember 5, 2011
FORT SAM HOUSTON, Texas -- The Army chief of staff announced today that Brig. Gen. Stephen B. Leisenring, the commanding general of the Mission and Installation Contracting Command, has been selected for assignment as the deputy commander for the Joint Theater Support Contracting Command for Operation Enduring Freedom in Afghanistan.
Leisenring became the first commanding general of the MICC in November 2009.
Brig. Gen. Kirk F. Vollmecke was announced as the incoming MICC commanding general. Vollmecke is presently the director for contracting at the Office of the Assistant Secretary of the Army for Acquisition, Logistics and Technology.
Headquartered at Fort Sam Houston, the MICC is made up of seven Mission Contracting Centers, nine Mission Contracting Offices and 27 Installation Contracting Offices throughout the United States. Each office is responsible for supporting the generating force by translating its customers' requirements into contracted good and services. It functions as a line of operations to plan, award and administer contracts that provide the best possible value for Soldiers and their family members. In fiscal 2011, the command executed more than 63,000 contract actions worth almost $7 billion.


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Dr. Snapper presents case histories illustrating metabolic bone disease in which the skeletal changes, if present at all, remain in the background, while the prominent symptoms are related to metabolic disturbances. Five cases of hyperparathyroidism were presented as (1) nephrolithiasis, (2) renal calcinosis, (3) polyuria resembling diabetes insipidus, (4) gastrointestinal disturbance, and (5) mental confusion. The combination of multiple myeloma and amyloidosis is described in two cases. There are diagnostic difficulties even when hyperparathyroidism accompanied by von Recklinghausen's disease as osteitis fibrosa is also the sequel to rapid demineralization of bone from other causes. The biochemical syndrome of von Recklinghausen's disease (hypercalcemia, hypophosphatemia, hypercalciuria, and hyperphosphaturia) is not pathognomonic, but the diagnosis should not be made in its absence. Atypical cases of Paget's disease, postmenopausal osteoporosis and multiple myeloma, are presented which illustrate the problem of differential diagnosis.
This addition to the American Lecture Series is highly recommended to those
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The Politics Behind the Anti-Fossil Fuels Campaign
History shows Earth's climate goes through cycles, long and short, tied to a variety of natural factors. In the latter part of the 20th century, some scientists began to wonder about the causes of a modest warming, then cooling, then warming, which had been occurring since the mid-1800s. They also began to worry about the possible implications of continued warming.


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Bigg Boss 6: Kareena Kapoor to unveil first look of Fevicol se
Kareena Kapoor's much-awaited item number 'Fevicol se' from Salman Khan's upcoming film Dabangg 2 will be unveiled on Bigg Boss 6. The 32-year-old newly wed actress will perform the sizzling dance number along with Salman on Saturday's episode of the reality show.
Choreographed by Farah Khan, the song has been in news for quite sometime for being a master-blaster version of 'Munni' from Dabangg. Earlier, the first look of movie Dabangg 2 was also launched on Bigg Boss with Salman's brother Arbaaz Khan, who turned director with the film. Dabangg 2, sequel of the 2010 National Award winning film Dabangg, will hit theatres on December 21.
Story first published: Thursday, November 29, 2012, 15:41 [IST]


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Rare and Unseen pictures of Aishwarya Rai, Akshay Kumar!
It's possibly a dream for many actors to romance the gorgeous Aishwarya Rai Bachchan, at least once onscreen. Since Aishwarya is considered as the epitome of beauty, it's not easy for a male actor to match up to her ravishing looks onscreen. But, one such actor, who looks really good with Ash, is Akshay Kumar.
Aishwarya and Akshay have worked in films like Action Replay and Khakee. The best thing about this couple would be the kind of chemistry, they share onscreen. Akki and Ash makes one of the best looking couples of Bollywood. Not only this, both the actors are really talented and successful in their careers.
Once Akshay told, "Aishwarya is not a diva. She does not throw tantrums. She does not come with any baggage whatsoever and is an extremely easy person to work with. It's refreshing to work with someone with whom I have not worked with for a while."
Have a look at a few rare and unseen pictures of Akshay and Aishwarya.


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Welcome to the Office of Graduate Student Life!
The Office of Graduate Student Life (OGSL) understands that being a graduate student can be an equally rewarding and challenging experience. The competing demands of your program, job or internship, family or friends may be difficult to balance. Explore our website to find out how to make the most of your time here at Boston College.
New Graduate and Professional Orientation
Thursday, August 25, 2016
Register and check out our orientation website for more information!
The Office of Graduate Student Life
The John Courtney Murray, S.J. Graduate Student Center
292 Hammond Street, Chestnut Hill, MA 02467
PH: 617-552-1855 E: email@example.com


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you are viewing a single comment's thread.
Yet another manc who believes football only started in 1992(inception of premier ,if you did not know),we are still 9 years in credit before we have to wait as long as you waited between titles.but maybe we wont have to get relegated first and live in the theatre of dreams(sorry we won things while you lot were dreaming).
Caps Lock Please, no need to shout.


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Several Saskatchewan weather records were broken over the weekend and Environment Canada predicts the warm temperatures will continue as residents head to work Monday.
Environment Canada has issued a weather warning for the City of Saskatoon and other parts of Saskatchewan. The warning is simple: winter is coming.
High of 8 C with winds at 30 kilometres per hour
There's a possibility of snowfall today in Saskatoon as the forecast calls for a 40 per cent chance of flurries.
If the city plans to fine homeowners and businesses who fail to shovel their walks, it needs to step up its own snow shovelling game, councillors told city administrators.
Saskatoon isn't normally the best place to host a garage sale in early November, but Dan Kemppainen said business was brisk.
Keep an eye out for snow in Saskatoon today as the forecast calls for a 30 per cent chance of flurries throughout the morning and early afternoon.
The city's director of public works, Pat Hyde, explains the city's snow clearing plans for this winter.
Snow may be on the way today with a 60 per cent chance of flurries in the morning and a daytime high of 4 C.
Saskatoon's weather forecast for today is a high of 4 C and a low of -2 C.
Bust out the parkas, the mitts and the big woolly socks. Winter is about to hit the province.
Saskatoon's weather forecast for today has periods of rain ending late in the afternoon and a high of 3 C.
Today's forecast high is 11 C on a mainly cloudy day with a 60 per cent chance of showers
Expect a mix of sun and cloud with a high of 2 C and a 30 per cent chance of flurries.
Keep an eye out for some white fluffy stuff in Saskatoon today, as the forecast calls for a 30 per cent chance of flurries.
A Saskatoon man driving on a busy highway in heavy fog could have "taken a deep breath and not passed until conditions improved." Instead, his actions caused the deaths of two people.
Saskatoon's forecast calls for a high of 14 C today and a mainly sunny sky.
While the weather has been dipping into the freezing point overnight, there's still plenty of sunshine to go around.
Today's high is forecast at 12 C on a mainly sunny day
Saskatoon's forecast calls for a mixture of weather today and a high of 11 C.


text:
Princess Luna by Kobra333Watch
©2014-2016 Kobra333
Wow, such a wonderful drawing! It looks amazing.
Awww... she looks adorable with her moon.
BEautiful work
BEautiful work
Wow, amazing job! Cuteness!
Wow that's Amazing!
Do you take request?
Do you take request?
The Mooon :3 Nice one, this is very cute
Super Cute


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Pirate's Dinner Adventure: Ticket
Buena Park location • Buena Park, CA
Use between Tuesday, March 11 – Friday, June 27
What you get
- Choice of Four Ticket Offers
- Two-Hour Pirate Dinner Theater with Four-Course Meal
- Action-Packed Stage Show with Cannon Blasts & Pyrotechnics
With a 300,000-galloon indoor lagoon and six buccaneer ships setting the scene, Pirate's Dinner Adventure offers an evening that you won't soon forget. Make port at its Buena Park location and prepare yourself for a night of swashbuckling antics, as Captain Sebastian the Black and his crew set sail for new adventures that are filled with bounty, cannon blasts, pyrotechnics, and plenty of laughs.
Every show ticket also comes with a full dinner with a menu that includes a garden fresh salad or vegetable soup, half of a roasted seasoned chicken with rice or beef kabobs, mashed potatoes, mixed vegetables, and brownie a la mode. Select the show date of your choice, just be sure to make reservations at least 24 hours in advance.
Choose from the following ticket offers:
• $29 ($59 value) for one adult admission Monday through Thursday
• $23 ($40 value) for one child admission Monday through Thursday
• $33 ($59 value) for one adult admission Friday through Sunday
• $27 ($40 value) for one child admission Friday through Sunday
more about the show
In the newest production, "Rise of the Sea Dragon," the Governor's Gala gets more exciting when Captain Sebastian the Black and his horde of pirates crash, taking the whole party hostage in hopes of securing the treasure of the last Gypsy. Stick around to see what happens when the pirate captain's son falls for the captive princess.
Fine printREFUND POLICY: This event is nonrefundable. No full or partial refunds are given to customers who miss the event. In the event of a show cancellation, your voucher will be fully refunded • Each voucher is good for 1 person • Valid only for for Buena Park location • Children 2 and under are free but required to sit on a lap and share meal • Groups of 10 or more will be charged $3 per person gratuity upon making a reservation • The deal is valid only for tickets on the date[s] of the event as listed and may not be exchanged or redeemed for any other dates • Groups wishing to sit together must reserve their vouchers together • Purchaser may change the name of the individual retrieving tickets up to 24 hours in advance of event via the LivingSocial website event details section; no name-changes or alternate pick-ups permitted without notice at venue • Entire value must be used in a single visit • Gratuity not included; please tip on the pre-discounted total • Expires June 27, 2014 • Tax not included and must be payed at time of reservation
Other conditions apply
Except where noted in the fine print:
• Cannot be combined with any other offer or promotion
• Tax and gratuity are not included
• Merchant is responsible for the quality of the products or services provided to you at redemption
• LivingSocial Terms and Conditions - https://m.livingsocial.com/terms
Pirate's Dinner Adventure: Ticket
times for
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50 Units of Dysport or Syringes of Radiesse


text:
Full Episodes
Full Episodes
The Rachel Maddow Show
Now playingThursday, 08/25/16
Watch the full episode of Thursday night's The Rachel Maddow Show.
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Rachel Maddow StoriesRSS
Never seen anything quite like this.— Michael Beschloss (@BeschlossDC) July 21, 2016
Wednesday's Mini-Report, 7.20.16
Today's edition of quick hits:
* The crackdown continues: "Turkey issued a ban on professional travel for all academics and opened top-to-bottom investigations into military courts Wednesday as security chiefs planned the next steps in sweeping crackdowns after last week's failed coup attempt."
* It'd be a fairly small infraction, and hardly the biggest scandal involving the Trump campaign, but it looks like Team Trump "used corporate resources to write a political speech," which was probably illegal.
* Christie knows a little something about abuses of power: "The White House on Wednesday took a jab at New Jersey Gov. Chris Christie (R) for floating a proposal to fire government employees appointed by President Obama if Donald Trump wins the presidency in November."
* He was just 49 years old: "Hawaii Democratic Rep. Mark Takai died Wednesday after battling pancreatic cancer, his office confirmed. In May, he announced he would not seek re-election because his cancer had spread. He first received the diagnosis in October 2015."
* A welcome sentiment: "Sen. Jeff Flake (R-Ariz.) on Wednesday questioned the wisdom of the Republican National Convention's focus on calling for prison for Hillary Clinton. The presumptive Democratic presidential nominee 'now belongs in prison? C'mon. We can make the case that she shouldn't be elected without jumping the shark,' Flake tweeted."
About The Rachel Maddow Show
Launched in 2008, "The Rachel Maddow Show" follows the machinations of policy making in America, from local political activism to international diplomacy. Rachel Maddow looks past the distractions of political theater and stunts and focuses on the legislative proposals and policies that shape American life - as well as the people making and influencing those policies and their ultimate outcome, intended or otherwise.


text:
News 12 at 6 o'clock / Saturday, Sept. 8, 2012
AUGUSTA, Ga. -- Volunteers from all over the state, and even a couple from overseas, gave up their Saturday morning to come to ASU's Christenberry Fieldhouse to scoop, pack and seal.
The ringing noise from the gong marked the sound of a 1,000 meals that were ready to be shipped off. As the packers cheered, they knew that now, a thousand little bellies would be full.
"We want them to be excited because today we're doing something that's changing the lives of people on the other side of the world," said Stop Hunger Now Atlanta Program Manager Kyle Galenski. "Today the 50,000 meals we package are enough meals to feed 180 kids for a year."
Kids that would normally have nothing to eat will now get a full, balanced meal thanks to nearly 400 volunteers.
"We have a five-man team and there will be a rice, a soy, a vegetable and a vitamin that's packaged, and then it goes to a sealing station, and then it's put into a box," said Stop Hunger Now Co-Chair Pam Lightsey.
Each bag will travel nearly 8,000 miles and end up in the hands of a hungry child in Zambia.
"There are one billion people in this world that do not have regular access to food. A majority of these people are in developing nations, so programs like this just help to put food where it needs to go," Galenski said.
A commander from Robins Air Force Base and his family even made the trip to help.
"It's been wonderful. We have a lot of volunteers here, which is great to see," said Commander Bill Waynick said as the gong was rung again. "We get to hear the gong go off quite a bit, which means a lot of people are going to get fed here pretty soon, so it's rewarding for us to be here sharing this opportunity."
Scooping, pouring, weighing and sealing for a few hours means that a children can eat for weeks.
"Every six seconds a child dies of hunger-related disease or hunger-related causes, so it's really important that we get meals to children," Lightsey said.
"This is the solution to end hunger right here," Galenski said.
With so much help, all the packing was done in about an hour and a half.
The volunteers made an impact locally, too. They brought canned food items that will be donated to the Golden Harvest Food Bank. The food will be used for the backpack program right here in our area.


text:
Left Masthead
August 30, 2016
Debt Is a Weapon for Taking Your Things Away
Posted on Jan 20, 2014
The treasured University of Missouri, Kansas City economics professor Michael Hudson explains to RT how debt is currently being used "as a means of foreclosing on property and transferring" it "from the debtor to the creditor."
"That's how almost all of the wealthy oligarchies in every country of the world in history got rich," he says. "By making a loan and then foreclosing on the assets and then impoverishing the other people. And that's the business plan we have today."
Hudson begins at the 5-minute mark.
—Posted by Alexander Reed Kelly.
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text: Or not merely keeping up. The ever changing ebb and flow of human history, sociology, and even biology are all taking us to what is next. Keeping up is what organisms do when they are thriving. I read somewhere that to keep from dying, all cells evolve. So do we, and so - hopefully - does the set of actions and responses we categorize as marketing communications. A couple of days ago, we held a panel discussion at Drexel University about Breaking Boundaries: The Revolution of Social Media. Breaking boundaries means we're integrating connections, communications, conversations, and community into our thinking and doing. Many worry that this new marketing thing caught them off guard. I remember how nine years or so ago professionals were telling me I was wasting my time with the whole listserv thing and social networks. Maybe they wanted me to fall in line - follow the... Read more →


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Heyy ariana I lurve like all ur songs but I like ur acting more!!! I love Sam n cat and I also love victorious xxxx r u gonna make any new movies? X Nishka
I would call it...
Love you Axel Rivas
NOTE TO FANS! Ariana Grande
Hey Guys So I went to twitter and saw that macbarbie07 is doing a giveaway and I clicked on that hashtag and I noticed someone @calmandbeari I think we should help her How about if she Say RETWEET please RETWEET I hope I'm hopefully helping a fan please this would be amazing !xoxo
What's it like working with Mac miller? Is he nice? (ps your extremely talented!) grace
Thank you he is awesome!:)
Hi ariana! I'm going to sound so cheesy but you're actually perfection,you're one of the most beautiful classist women I have ever seen and if you answered this it would be a dream come true! I love you! Could you maybe follow me on twitter?i completely understand if you can't! Love you,my idol <3 Chloe Hugh
Awh you are so sweet! Did your dream come true already ? Love you too baby
I love you so much Ari<3 youre perfect<3 Zoe Street
Thank you babe
Can I get a follow on twitter please @nickzkickz. I love you a lot xxxx nicholas mcfarlane
i love NellyVasquezS
Can I meet you sometime?
Your choice!
Ariana Grande ! Please please pleaseee follow me on twitter ! Xxx pleaasseee ! Iloveyouuu <3 follow me please on twitter - @xkusjeyasmine_ Yasmine
If your plane was about to crash, who would you want sitting next to you?
Probably my mom or brother
Cats or dogs?
Will you be my date to my senior Prom next May? Michael Wolfe
Happy birthday!
Thank you
Happy birthday ari love you xxxxxx
Thank you
How are u??<3 Vita Drčec
happybirthday!! you wont reply but yeah xx hope you and jai have a spiffing time
Thank you!
Wats your kik and can u please follow me on instagram, please beautiful Rashad gage
When is your birth day? Nicholas Wyatt Travis
June 26


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AC City Council Votes On Fiscal Stopgap PlanCity Council in Atlantic City is poised to approve a plan Wednesday evening that could put off the city running out of cash at close of business Friday.
NJ Governor Bumps Funding For Lead Paint Abatement, Urges Caution Testing School WaterNew Jersey will spend an extra $10 million this year on lead abatement throughout the state. But Governor Chris Christie is warning against a panic response to concerns over elevated lead levels in water in public schools in Newark and elsewhere.
Zeoli Show Log 02.10.16Rich discussed Trump's over-performance in New Hampshire, Attorney General Katheen Kane's fate and Fiorina and Christie suspending their campaigns. He also discussed millennials fascination with Bernie Sanders, Mayor Nutter defending Hillary Clinton and more. Rich spoke with Michael Steele at 3:30pm and Jefferey Lord at 5:20pm.
Zeoli Show Log 01.20.16Rich discussed Hillary Clinton scandals, the alleged blizzard coming our way and Sarah Palin endorsing Donald Trump. He also discussed Hillary Clinton's email, Bernie Sanders on the hidden debates and more. Rich spoke with Atlantic City Mayor Don Guardian at 4:30pm. At 5:30pm, Matt Katz discussed his new book, AMERICAN GOVERNOR: Chris Christie's Bridge to Redemption.
Zeoli Show Sheet 11.18.15Rich discussed terrorist at an Istanbul airport, women and children being terrorist and Charlie Sheen's sex partners possibly suing after discovering HIV status. He also discussed the latest regarding the NJ fight club, organic peanuts and six people murdered while camping in Texas. At 4:35pm, Ian Tuttle discussed his latest article There Are Serious, Unbigoted Reasons to Be Wary of a Flood of Syrian Refugees.
Zeoli Show Log 11.09.15In for Rich, Rick Grimaldi discussed the resignation of Tim Wolfe from the University of Missouri, Chris Christie's lack of tolerance for Ben Carson and Donald Trump SNL's performance. He also discussed George Hill's explosion on The O'Reilly Factor. Rick spoke with Steve Bernstein of Fisher and Phillips about labor unions.
Zeoli Show Log 11.06.15On his one year anniversary, Rich discussed Gov. Christie moving to the kid's table, needles in Halloween candy hoax and diversity in the Peanuts film. He spoke with Rachel Stoltzfoos Reporter at The Daily Caller News Foundation at 4pm about the Ben Carson controversy. Rich spoke with Alana Goodman, Reporter at The Washington Free Beacon, about her article, Clinton Calls for Exxon Probe After Company Cuts Off Foundation Funding. At 5pm, Rich spoke with Matt Katz covering Gov. Christie for WNYC/NJPR via podcast, blog and radio about Gov. Christie's downfall.
Poll: Most NJ Residents Want Christie To Resign During Presidential RunThe poll suggests that most New Jersey voters would like him to resign so he can be free to pursue his Presidential ambitions.
Poll: Less Than Half Of Americans Are Confident Iran Will Hold Up Its End Of The Nuclear DealA new Monmouth University poll reveals that while most Americans support negotiations with Iran on the country's nuclear capabilities, few actually believe Iran will hold up its end of the bargain.
Gov. Christie Speaks Out Against Pres. Obama's Plan To Reopen Embassy In CubaMeanwhile, police in New Jersey see the diplomatic move as an opportunity to return a convicted killer to prison.
New Jersey Workforce Climbs Above 4 MillionNewly released figures show New Jersey reached its highest level of employment in more than six years.
Gov. Christie Signs Cybersecurity Executive OrderGov. Chris Christie has sign an executive order aimed at better protecting the state from cybersecurity threats.


text: I'm selling my Denon that I purchased new back in the fall of 2008 . It's in extremely good condition having been used moderately in the last four years. I have both remotes that came with the unit which are in really great condition although there some sort of a scratch, more like a mark on the soft portion of the main remote unit. It's barely noticeable; only if you shine a light on it. I can post pictures of it if desired. I may have the original box that came with it, I'd have to check. I updated the firmware on a regular basis and should be up to speed. I've been using it for the most part as a Pre/pro with an Emotiva amp with the front channel amps only using the rear and side surrounds amps in the receiver. I'm asking 400 plus shipping from Michigan. Contact me if interested.


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Stamp Club to meet at Deerfield
Published: Sunday, January 13, 2008 at 4:30 a.m.
Last Modified: Sunday, January 13, 2008 at 12:00 a.m.
ASHEVILLE -- The Asheville Stamp Club meets at 2 p.m. every third Sunday of the month at the Community Center of the Deerfield Episcopal Retirement Community, 1617 Hendersonville Road in Asheville.
For more information, call Steve Zarko at 692-9550.
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"But I paid the seller for a 1962 Bel Air 409!" Photo by flickr user Son of Groucho. While the vast majority of used car sales are between legitimate sellers and buyers, car shoppers should never underestimate the lengths that scammers will go to to separate buyers from their money as q ... Read more
[Editor's Note: Given the number and variety of scams floating around the Internet designed to separate classic car owners from their money, we thought we'd excerpt this article that originally ran in the August 1 issue of Hemmings Classic Wheels. Be safe out there.] If it looks too good ... Read more
We should have written this post a long time ago. In fact, it's a post we probably should write at least once a year, just because of the importance of avoiding scams and rip-offs online. Yet as we saw last weekend, as much as we here at Hemmings.com try to block scams from appearing on our s ... Read more