text:
- Report: #1088621
Report - Rebuttal - Arbitrate
Complaint Review: Top Rank Appliance
Top Rank Appliancecentral valley turlock , California USA
Top Rank Appliance Victor Gutierrez - Owner Total bait and switch - they come get a check for parts never come back turlock California
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total rip off - bait and switch operation been going on throughout central valley Victor Gutierrez, owner has many names , vg appliance repair gutierrez repair top rank appliance repair opperated out of manteca, clovis , stockton class of 99 franklin high school , went to itt techinical mothers name is Marsha , watch out ...... he is a petty thief and pretty good con
This report was posted on Ripoff Report on 10/01/2013 11:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/Top-Rank-Appliance-/turlock-California/Top-Rank-Appliance-Victor-Gutierrez-Owner-Total-bait-and-switch-they-come-get-a-che-1088621. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Definition of diffract in English:
verb[with object] Physics
Cause to undergo diffraction.
Example sentences
- Alternating dark and light parallel lines on the detector mark where columns of silicon atoms diffract the electrons.
- So as the single photon's wave function passes through the slits it is diffracted and interferes with itself.
- In 1912, Max von Laue predicted that the spacing of crystal layers is small enough to diffract light of the appropriate wavelength.
- Example sentences
- Vortex launch with diffractive optical elements reduces back reflection into the laser source and improves the bandwidth over multimode fiber links.
- The large, open aperture of the exposed gain media provides plenty of room to multiplex pump beams as well as very low diffractive loss for the circulating laser mode.
- The general wavefront coding element is nonrotationally symmetric and smooth, although diffractive surfaces can be used.
- Example sentences
- The fractal behaviour of the diffractively produced particles remains almost unchanged for different flux factors.
- Diagams 1 and 2 show Feynman diagrams corresponding to the interactions necessary to diffractively produce Z and W bosons from these arrangements.
Early 19th century: from Latin diffract- 'broken in pieces', from the verb diffringere, from dis- 'away, from' + frangere 'to break'.
If light is diffracted the waves it travels in are broken up in some way. The word is from Latin diffringere 'break into pieces'.
Words that rhyme with diffractabreact, abstract, act, attract, bract, compact, contract, counteract, enact, exact, extract, fact, humpbacked, impact, interact, matter-of-fact, pact, protract, redact, refract, retroact, subcontract, subtract, tact, tract, transact, unbacked, underact, untracked
For editors and proofreaders
Syllabification: dif·fract
Definition of diffract in:
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
= trending

subset: commoncrawl


text: Perry Goldstein Mischievous, Menacing, and Minuetting Dances By Kile Smith • Dec 6, 2013 Listen Listening... / 0:41 from Daron Hagen: Bandanna Mischievous, menacing, or minuetting, it's dancing on Now Is the Time, Saturday, December 7th at 9 pm—our new time, every Saturday night at 9 on WRTI-HD2 and the all-classical stream at wrti.org. From her CD How She Danced comes Elena Ruehr's String Quartet No. 4. It includes, as do her other quartets, a dance—in this case, a minuet—among the four movements. There is always much going on beneath the surface of her music, but whether it's mathematics or literature, what we always hear is a focus on beautiful sound. Saxophone and clarinet comprise the sounding beauties of Perry Goldstein's Mischief. It pirouettes, dips, and delights on its way, and is over before we know it. We want to hear more. Wanting more, desiring the other, and death are elements of opera; Daron Hagen brings them all together, to violent effect, in Bandanna, set on the U.S./Mexico border in the 1960s. Immigrants, law corrupted, and jealousy combine in this finely wrought yet roiling tragedy. We'll hear much of Act Two, where misunderstandings and machinations during a wedding dance propel the drama toward its conclusion. Next week: Now Is the Time Show #200!


text:
Grateful Dead's Bob Weir Announces Solo Album and Tour
Former Grateful Dead guitarist—and current Dead & Company guitarist—Bob Weir has announced a new solo album.
Why Do Major Chords Sound "Happy"?
Have you ever wondered why major chords sound "happy" and minor chords sound "sad"?
That Time a Fan Shook SRV's Hand During a Guitar Solo
It's been nearly 26 years since we lost Stevie Ray Vaughan. However, even after all that time, rare live gems are still resurfacing online from his many live shows.
Did Leather Pants Keep Slash Out of The Stone Roses?
Slash, who's best known for his work with Guns N' Roses, apparently once offerered to join another set of roses—the U.K.'s Stone Roses.
Fender Introduces Deluxe Series
Fender has announced its new Deluxe Series of electric guitars, which were designed for seasoned and experienced players.
BandLab 3.0 Adds New Social and Music-Making Tools
BandLab, the first free global, multi-platform cloud-based app where users can create, collaborate and share their music, today announced the release of Version 3.0.
Tom Morello Tells Guitarists, "Gear Doesn't Matter"
Attention, gearheads: Tom Morello has a message for you. "Gear doesn't matter."
Simultaneous Guitar and Keyboard GNR Cover
Sure, you've heard Guns N' Roses' "Sweet Child O' Mine" covered countless times. But how often have you seen someone shred the song on guitar and keyboard simultaneously?
Hear Every James Hetfield "Yeah!" Ever Recorded
Last year, Kevin Conklin of Conklin Radio pieced together every "Yeah!" ever screamed by Metallica frontman James Hetfield (via Crave).
Marty Friedman Premieres "Meat Hook" Music Video
Marty Friedman has released the official music video for "Meat Hook," a track off his 2014 solo album, Inferno. The song features a guest appearance by Jørgen Munkeby of "blackjazz" act Shining....
Epiphone: Free Accessory Kit with PRO-1 Acoustic Purchase
Throughout the month of August, Epiphone is offering fans a free PRO-1 Acoustic Accessory Kit with the purchase an Epiphone PRO-1, PRO-1 Plus or PRO-1 Ultra acoustic guitar.
Paul Reed Smith Discusses History of the Guitar Industry
Last month, PRS Guitars hosted its annual "Experience PRS" event in Stevensville, Maryland.
John 5 and the Creatures Unveil New Video for "Hell Haw"
John 5 and the Creatures' have unveiled their latest music video, "Hell Haw I.G.R."


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66 Fire Pit and Outdoor Fireplace Ideas
After the origin of controlled fire — ohh, couple-a-four-hundred-thousand years ago — you have to believe the creation of the fire pit soon followed. And here you sit with an empty backyard, save for the gas grill on your patio.You've had plenty of time to stop thinking about a fire pit and start building a fire pit. Lucky for you, fire pit design has evolved in extraordinary directions and you can get as simple or as fancy as your time and budget allow.
Fire Pit Design Ideas
Here at DIY, we tend to gravitate toward the more dynamic and dramatic fire pits and outdoor fireplaces.
Amazing Outdoor Fireplaces and Fire Pits
Keep in mind that fire pits don't take up a lot of space, and combined with their functionality, can be featured almost anywhere in unlimited shapes and sizes. Some of the fire pits below are straight out of the box with minimal-to-zero installation. Just be sure to follow the manufacturer's instructions to the letter and know your local codes governing fire pits — safety first!
And Even More Fire Pits
Of course, setting up a store-bought fire pit isn't nearly as fun or satisfying as installing your own. Check out the video below with complete step-by-step — from the first mark to finishing touches — for building a circular fieldstone fire pit, and browse more fire pit how-to videos if you're looking for a different style. Imagine being done in a day and relaxing by your fire as fall leaves flutter to the ground. Aah — those first fire-starters just didn't know how to chill like this.
How to Build a Stone Fire Pit 04:36
Next Up
DIY Backyard Fire Pit Ideas + All the Accessories You'll Need
Make Your Campfire Magical with a DIY Swedish Torch
DIY Outdoor Party Ideas and Entertaining Tips
Ideas for Getting Your Grilling Space Ready for Outdoor Entertaining
5 Smart Money-Saving Landscaping Ideas
Fabulous DIY Ideas for a Fun Fairy Garden
9 Tips and Ideas for an Eco-Friendly Wedding
Small Bathroom Storage: Designer Ideas You Can Try at Home
10 Genius Showhouse Ideas
How to Keep Ice Cream Frozen at an Outdoor Party
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More From the Archives
Browse through our archives to discover "why-didn't-I-think-of-that" projects, cool hacks and genius DIY ideas.
Meet the Team
About the Team
Get to know the crafty, creative writers and editors behind DIY's Made+Remade blog.


text:
This Blue Miraculous finger rosary ring is the perfect way to pray the rosary on the go . . . when you're out for a walk, driving in the car, standing in line, or for those other times where praying with your normal rosary is not feasible. The finger rosary slides easily over one of your fingers and you count the Hail Mary's with each knob. The cross also serves as the Our Father bead. Because this rosary ring also features the Miraculous Medal of Our Lady, it also serves as a devotional item. Simply add it to your key ring and carry it with you always.
|Chris Hagen (Manchester, March 26, 2015)
|Perfect for my walks when I like to pray.
|Jane Johns (Kansas City, March 9, 2015)
|It's beautiful, comfortable and I am enjoying this rosary ring.


text:
Tickets for Wine & Dine Wisconsin still available
Tickets are still available for the fourth annual Wine & Dine Wisconsin this weekend.
The grand tasting event, produced by the Milwaukee Journal Sentinel and presented by Boston Store, will be held from 11 a.m. to 5 p.m. Saturday and Sunday at the Delta Center (formerly Frontier Airlines Center), 400 W. Wisconsin Ave., third floor. »Read Full Article
Now a medical professor, 50 years ago he was in 'Charade'
Thomas Chelimsky did not become a movie star.
A brush with Elizabeth Taylor helped steer the former child actor away from film, and he chose a career path that led to his becoming professor and chairman of the Department of Neurology at the Medical College of Wisconsin in 2011. »Read Full Article(8)
Milwaukee saying goodbye to Onion, A.V. Club with 3 free parties
Of course a staff member of the Onion would crack a joke about the satirical paper's final print issue on Dec. 12.
"When the Madison Onion closed down last year, the editors there ran a piece that called for a city riot," said Matt Wild, city editor since 2011 for the Onion and its local arts and entertainment section and website A.V. Club Milwaukee. "I will be making a special request of the city that hopefully will not be quite as illegal." »Read Full Article(26)
Singles Scorecard: Hear new songs from U2, the Killers and Yo La Tengo
U2, featuring frontman Bono (above) is back with its first proper song since 2009, "Ordinary Love." Reuters photo by Paulo Whitaker. »Read Full Blog Post
Reading the John Updike stories: 'The Lucid Eye in Silver Town'
I'm reading and commenting on a story from The Library of America's recently published 'John Updike: The Collected Stories' each Wednesday until I finish the collection or give up.
In "The Lucid Eye in Silver Town," Jay August looks back on a day trip he made at age 13 with his father Martin from small-town Pennsylvania to New York City. Before I delve into the story, I have to ask: Couldn't many different Updike stories be called "The Lucid Eye" in, on or around something else? »Read Full Blog Post
Too much testosterone at the Business Journal?
Forgive me, but am I to understand that Milwaukee's "power brokers" in real estate, construction and architecture are an "intriguing mix" of all men?
Are these the best bars in Milwaukee?
The Esquire Network special "Best Bars in America" includes four Milwaukee establishments: the Knights Bar at Mader's, Holler House, Bryant's and Koz's Mini Bowl.
Sounds arbitrary to me. What do you think? »Read Full Blog Post(22)
On Tap Today: Cudahy Carolers and an alt Nutcracker
You have to wonder how this one would play beyond state lines. Come and be in the know by the nature of where you're located at "A Cudahy Caroler Christmas," a theater production that has a bit of fun with Milwaukee south siders. The musical show includes numbers such as "O Little Town of Cudahy" to the tune of "O Little Town of Bethlehem" and "We T'ree Guys" for "We Three Kings."
Or how about a version of "The Nutcracker" in trees and poinsettias rather that ballerinas and toy soldiers? Or, if you are in the mood for some dance, why not stop in to see some studying dancers and support the work they do with a pay-what-you-can bargain. »Read Full Blog Post


text: Hi it's me again. I'm trying to fix the differences between IE's display of my site and Firefox's. Any help? I am pretty new to CSS and PHP so that is why I am completely lost. It seems like IE is making the #rap larger than it actually is and I have not idea what's wrong with the menu.


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Stick this logo clock and photo frame to any magnetic surface to display the time and your favorite memories.
A custom notebook with fashion color microfiber cover with contrasting black leatherette snap closure, Large inside front cover pocket, Includes 40 Pages of lined stone paper.
Never leave home without your keys or business cards again with this 2 in 1 Promo Logo Key Chain & Business Card Holder.
Promotional neoskin leatherette non-refillable 6" x 8" personalized journal.
This Kingston custom imprinted journal has classic style with added functionality.
A clear custom pen cup with a built-in digital alarm clock and thermometer.
Bamboo logo photo frame will preserve your memories and the environment.
Stylish custom photo frame with a curved look.
Made of simulated cork, the LEEMAN NYC Casablanca Custom Journal features a textured cover with a natural weathered look!
Add this small sized custom padfolio to your upcoming giveaways for great brand recognition!
Includes a 30 page 5" x 7" writing pad in this hot imprinted padfolio with a contemporary look.
Quality and performance go hand in hand with smart design with this promo junior padfolio.
This contemporary aluminum custom frame features a classic design, black felt back, glass insert, and stand.
Wish your family, friends or co-workers season greetings by presenting them with a logo greeting card and custom magnet all-in-one!
An all-in-one promotional desk calculator on one side and it flips over to reveal a photo frame digital clock on the other.
Don't you just love to get promotional gifts, especially this imprinted letter opener.
You will turn any drab and boring workspace into a breath of fresh air with this vibrant custom desk accessories set imprinted with your full color logo.
Elegant, multi-use promotional custom pen holder features an easy to read clock.


text:
With Instructables you can share what you make with the world, and tap into an ever-growing community of creative experts.
EDIT: In light of recent information " There's always a 'GOTCH' to a good idea isn't there.... With this system (and all systems that use plastics as evap-chambers/collectors) ...
to build the bottle desalinator you will need:Materials: Large plastic bottletape (optional)black paper (optional) Tools: cutting implements (I used a stanley knife and a pair of scissors, but ...
There are two parts to the bottle desalinator. The main body, which is where the water is stored and the drain, which is where the water condenses and ...
The assembly is quite simple. Take the pre cut "drain", and place it at the base of the hole that it was left behind when it was cut ...
To use the bottle desalinator, simply pour water into the base (there should be a gap between the drain and the sides of the bottle) and leave it ...
How to make a Plastic Bottle Barometerby tmross4
Tennis Ball Bottle Rocket by Mike Grey and Jeanine Costaby M.J
How to make a cloud in a bottleby genius245
Science in a Bottle: Water Whirlpoolsby G-Arico
ROTATING WHIRLIGIGby mistic
Join 2 million + to receive instant DIY inspiration in your inbox.
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© 2016 Autodesk, Inc.


text:
How to Eat While Breastfeeding
Three Parts:Incorporating the Main Food GroupsLimiting Certain FoodsStaying HealthyCommunity Q&A
When starting to breastfeed, you might be wondering whether you should alter your diet. Breastfeeding moms can theoretically eat most things in moderation. Still, you should aim to have a balanced diet with whole grains, fruits, vegetables, and protein. Eating nutritious foods will help you and your baby stay healthy.[1]
Part 1
Incorporating the Main Food Groups
1Eat whole grains. Rice, bread, pasta, and breakfast foods like granola can help keep your energy levels up. Sticking to whole grain sources of carbohydrates gives you extra fiber. This will help your digestive system.[2]
2Enjoy your fruits and vegetables. Just like when you were pregnant, incorporating fruits and vegetables into your diet is a wise idea. Having five portions of fruits and vegetables daily is a good benchmark. Aim for fruits and vegetables with varying colors to maximize the nutritional benefits.[5] Spinach, kale, and darker lettuces give you needed iron while citrus fruits like oranges or grapefruit provide Vitamin C.[6] Make sure to wash all fruits and vegetables to remove any pesticides that might be on them. Organic vegetables and fruits should have fewer chemicals. The following amounts represent one portion:
- Half a grapefruit
- One apple, one banana, or one orange
- Half an avocado
- Half a green pepper
- One full tbsp dried fruit
- Fistful of berries or grapes
- Two apricots
- Two plums
- One slice of pineapple
- Three full tbsp cooked vegetables or beans
- 150 mL (5 oz.) glass of freshly squeezed orange juice [7]
3Add protein to your diet. Protein is very important for your muscular strength and overall health. Seek protein through meat (preferably lean), eggs, and legumes (kidney beans, pinto beans, lentils). Also consider having two servings of fish per week. "Oily" types of fish like salmon are particularly good.[8]
- Eat fish that are low in mercury.[9] Salmon, trout, shrimp, tilapia, anchovies, perch, oysters, and crab are good options. Avoid grouper, sea bass, mackerel, marlin, shark, and tuna.[10]
- Vegetarian mothers run the risk of having a B12 deficiency. Their babies also can have this deficiency, which causes decreased appetite, vomiting, muscular atrophy, and other problems. Talk to your doctor about taking a supplement. Also, you can get B12 through fermented soybean products.[11]
4Eat dairy. Although cow milk can cause problems for some babies, having a small amount of low-fat dairy products like yogurt is healthy. Goat milk products also can be a healthy alternative to cow's milk. If you remove cow's milk from your diet, your doctor might advise you to take calcium and/or Vitamin D supplements.[12] If your child has an adverse reaction to cow's milk (ingested through your breast milk), you might see these symptoms:
- Bloating
- Rash
- Eczema
- Changes in excrement
- Insufficient growth
- Vomiting
- Diarrhea
- Itchy skin
- Swollen face, lips, eyes
- Coughing
- Constipation[13]
5Stay hydrated. Although you do not need to drink excess water while breastfeeding, aim to have 8x8 oz. glasses of water or other fluids (apart from alcohol) during the day. While breastfeeding, your body releases the cuddling hormone oxytocin, which causes you to be thirsty.[14] Keep water handy while breastfeeding.[15]
- Make sure that your urine is pale. If it is dark yellow or smells strange, you should drink more water.[16]
- Check the chemical levels in your water. Although some tap water is healthy to consume, in other cities it is not. In the U.S., your water supplier must provide you with a copy of a Consumer Confidence Report, which shows what chemicals exist in the water.[17]
- Consider buying a filter for your water. This can give you peace of mind that your water is safer and often improves taste as well.
Part 2
Limiting Certain Foods
1Limit caffeine intake. Try to keep your caffeine intake under 200 mg per day. This equates one mug of filter coffee, two mugs of instant coffee, or two mugs of tea. Excess caffeine should not hurt your baby but could cause sleeplessness.[18]
- Non-caffeinated herbal teas like peppermint, camomile, or fennel can be delicious alternatives. You should not drink these too often, though.[19]
2Limit alcohol consumption. Although you now can enjoy a drink now and then, try to drink alcohol only once or twice weekly. Generally, aim for no more than one glass (5 oz.) of wine, one 12 ounce beer, or one shot of liquor per drinking session.[20] More than this amount can harm your child. Your baby ingests alcohol through your breast milk so it is best to feed your baby before drinking rather than directly afterwards. Newborn babies also need feeding more frequently so it could be best to abstain from alcohol for the first six weeks postpartum.[21]
3Eat junk food sparingly. Although it is okay to eat a candy bar or a bag of potato chips every now and then, keep those foods for special treats. Your body needs to heal and healthy foods can help make that happen. Similarly, your baby benefits from the food you eat. Strive to make healthy choices accordingly.
- Although you should limit junk food, you should not limit all foods with fats. Your body needs some fats but eat dairy products, almonds, or salmon for sources of healthy fats.
Part 3
Staying Healthy
2Do not binge diet. Although you might feel pressure to lose your pregnancy weight, it is unwise to drop pounds too quickly while breastfeeding. In fact, depending on your weight gain during pregnancy, you might need to add 400-500 calories/day while breastfeeding.[24] Ask your doctor to be sure. Breastfeeding burns calories and can burn fat that your body stored during pregnancy. A weight loss of 2 lbs. (approximately 1 kg) per week while breastfeeding is healthy.[25]
- Waiting until your six week postpartum check-up to lose any weight is advisable. You will need all your energy for your baby in those first weeks.[26]
3Exercise. While breastfeeding, it is important to stay fit and active as well. Although strenuous exercise like marathon training is not right yet, doing pelvic floor exercises can help your body heal. These exercises tone your vagina.[27]
- See Do Pelvic Floor Exercises for specific instructions.
- Avoid swimming until you have not had vaginal bleeding or discharge for one week.[28]
Community Q&A
- Do not smoke or use drugs while breastfeeding.
Sources and Citations
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ http://www.babycentre.co.uk/a549795/easy-ways-to-eat-more-fruit-and-veg
- ↑ http://kidshealth.org/parent/growth/feeding/breastfeed_starting.html#
- ↑ http://www.babycentre.co.uk/a549795/easy-ways-to-eat-more-fruit-and-veg
- ↑ http://www.mayoclinic.org/healthy-lifestyle/infant-and-toddler-health/in-depth/breastfeeding-nutrition/art-20046912?pg=2
- ↑ http://www.babycentre.co.uk/a549795/easy-ways-to-eat-more-fruit-and-veg#ixzz3oRrRBlhC
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ http://www.mayoclinic.org/healthy-lifestyle/infant-and-toddler-health/in-depth/breastfeeding-nutrition/art-20046912
- ↑ http://www.nrdc.org/health/effects/mercury/guide.asp
- ↑ http://www.lalecheleague.org/llleaderweb/lv/lvjunjul97p69.html
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ http://www.mayoclinic.org/healthy-lifestyle/infant-and-toddler-health/in-depth/breastfeeding-nutrition/art-20046912
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ http://www.babycenter.com/0_how-to-tell-if-your-water-is-safe_469.bc
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ http://www.niaaa.nih.gov/research/guidelines-and-resources/recommended-alcohol-questions
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ https://ods.od.nih.gov/factsheets/VitaminD-HealthProfessional/
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ http://www.mayoclinic.org/healthy-lifestyle/infant-and-toddler-health/in-depth/breastfeeding-nutrition/art-20046912
- ↑ http://www.babycentre.co.uk/a3565/diet-for-a-healthy-breastfeeding-mum
- ↑ http://www.babycentre.co.uk/a1047814/your-postnatal-check
- ↑ http://www.babycentre.co.uk/a749/exercise-after-birth-the-first-six-weeks
- ↑ http://www.babycentre.co.uk/a749/exercise-after-birth-the-first-six-weeks
Article Info
Categories: Breastfeeding
In other languages:
Español: alimentarte mientras estás amamantando, Deutsch: Sich während des Stillens richtig ernähren, Português: Se Alimentar Durante a Amamentação
Thanks to all authors for creating a page that has been read 38,211 times.


text:
- Report: #989591
Report - Rebuttal - Arbitrate
Complaint Review: SAVEOLOGY MAGAZINECO
SAVEOLOGY MAGAZINECO5259 COCONUT CREEK PARKWAY MARGATE, Florida United States of America
SAVEOLOGY MAGAZINECO TOLD ME FOR A 4.95 CHARGE I WOULD GET 4 MAGAZINES AND A $100 GIFT CARD MARGATE, Florida
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I would recieve an email with more details. I received the email telling me I had suscribed to 4 magazine, the I did not chose.
For the last three months I have been charged $39.99 on my credit card. Each month I have questioned what the charge is for. Today I got on their web site, to see a comment about it being a scam. At least I am not the only one this has happen to..
This report was posted on Ripoff Report on 01/01/2013 12:34 PM and is a permanent record located here: http://www.ripoffreport.com/r/SAVEOLOGY-MAGAZINECO/MARGATE-Florida-33063/SAVEOLOGY-MAGAZINECO-TOLD-ME-FOR-A-495-CHARGE-I-WOULD-GET-4-MAGAZINES-AND-A-100-GIFT-C-989591. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text:
A Collision On Risks Of Energy Trading
By NEELA BANERJEE
Published: June 2, 2002
JONES MURPHY might not have noticed what his colleagues at the Williams Companies were doing if they had not been gloating.
Mr. Murphy, previously a Wall Street executive, had recently been hired as the director of emerging products at Williams's headquarters in Tulsa, Okla., to help manage its trading risks. He was on the company's trading floor when he heard a commotion at the desk of Blake Herndon, director of risk management.
''I went over to ask what was going on,'' Mr. Murphy recalled of that day in December 2000. ''Blake laughed and said they were going to corner the market for natural gas and run it up for December closing, which means delivery in January.''
Williams is the second-largest owner of natural gas pipelines in the country, and Mr. Murphy, who is no longer with the company, says he thinks that an examination of trading records would show that the company succeeded in driving up natural gas prices in California.
Executives at Williams dismissed the allegation as impossible. Mr. Herndon said: ''It is comical to think that anyone could corner the gas market in California. I think this shows the lack of understanding of how these markets work. These are just not cornerable markets.''
In any case, prices spiked in December, when the state's gas-fired power plants were running full-tilt, records of the California Public Utilities Commission show. Mr. Murphy said he was told by Mr. Herndon that Williams probably made ''hundreds of millions of dollars'' from its strategy. It was at the top of its game.
But now, Williams is teetering. Its share price has plummeted 71 percent from its high of $48.77 three years ago as investors steer clear of energy companies. It took a $2.05 billion charge against its 2001 earnings because of costs linked to a former communications business that is now in bankruptcy protection. Standard & Poor's lowered Williams's credit rating last week to one notch above junk status, and Moody's Investors Service is reviewing whether it should cut its rating. Williams is scrambling to pare its $13 billion of debt and shore up investor confidence, announcing last week that it plans to sell as much as $1.5 billion in equity and $3 billion in assets over the next year.
Adding to Williams's woes are several regulatory investigations, including one by the Securities and Exchange Commission, and an accusation by creditors of the communications spinoff, the Williams Communications Group, that Williams loaded up the new company with excess debt.
The California attorney general's office is investigating whether natural gas prices were manipulated during the state's energy crisis, which stretched from the summer of 2000 into 2001. But it declined to say if Williams, which controls significant natural gas pipeline capacity into Southern California, is under investigation.
Williams denies that it did anything illegal in California or anywhere else. ''There has been any number of investigations, and Williams has fully cooperated,'' said William Hobbs, president of the energy marketing and trading unit at Williams. ''We have provided piles and piles of documents, and no one has come back and said that Williams has done anything wrong.''
The company did refund $8 million to California last year as part of a settlement agreement with federal regulators who were investigating whether power was withheld in the state to drive up the price of electricity. Williams did not acknowledge any wrongdoing.
Like the country's other major power traders, Williams has struggled to avoid the taint of malfeasance ever since Enron's problems began to become known late last year. But successive revelations about how many energy trading companies work -- from the use of creative accounting to show increasing profits to their use of fictitious trades to fatten revenue -- have peeled away the industry's denials to reveal uncomfortable similarities between some other energy companies and the bankrupt Enron.
WILLIAMS has been among the most adamant in asserting that it is nothing like Enron and that it has been unfairly tarred with the same brush. ''Williams is, was and always has been the 'anti-Enron,' '' Williams said in a statement on Friday.
Mr. Hobbs emphasized the difference between his company's practices and the market manipulations that Enron employed. ''Williams is not doing those things,'' he said.
But Mr. Murphy and others who worked for the company, as well as some investors who have taken a close look at Williams's financial statements, assert that it has much more to answer for than the problems already apparent to investors and analysts. Like Enron's, Williams's profits skyrocketed from 1996 to 2001 -- by 97 percent for Williams, according to a presentation the company made to analysts last year. But those gains seem to be largely on paper, critics say. They contend that the results were based on the company's optimistic projections about how much it would make on long-term contracts and the practice of booking years' worth of projected profits immediately, through mark-to-market accounting.


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Clarendon Lectures
The Clarendon Lecture series is run across the University.
The 2016 series will be given by Professor Daniel Karlin, Winterstoke Professor of English at the University of Bristol. The lectures will be given on the following days:
8 November 2016
10 November 2016
15 November 2016
17 November 2016
The 2015 series was given by Professor Amanda Anderson, Andrew W. Mellon Professor of Humanities and English, and Director of the Cogut Center for the Humanities at Brown University. The lecture series was given in November 2015 and the poster for the series can be viewed here.
The theme for Professor Amanda Anderson's lectures was 'Psyche and Ethos'. The individual lectures were entitled:
10 November: Psychology Contra Morality
12 November: In the Middle of Life
17 November: Psychic Life and the Claims of Others
19 November: A Human Science
Recent Clarendon Lecturers in English include:
Professor Thomas Keymer, Chancellor Jackman Professor of English at the University of Toronto, on 'Poetics of the Pillory: English Literature and Seditious Libel, 1660-1820' (November 2014).
Professor David Bromwich, Sterling Professor of English at Yale University on 'How Words Make Things Happen' (October 2013).
Professor Brian Cummings, Professor of English, University of Sussex, on 'Bibliophobia' (October/November 2012)
Professor Terry Castle, Walter A Haas Professor in the Humanities, Stanford University, on 'Rococophilia' (November 2011)
Professor Quentin Skinner, Barber Beaumont Professor of the Humanities at Queen Mary, University of London on 'Shakespeare and Rhetorical Invention' (February 2011).
Professor James Simpson, Donald P. and Katherine B. Loker Professor of English, Harvard University on 'The Iniquity of the Fathers: Iconoclasm in the Anglo-American Tradition' (May 2009).
Professor Michael Wood, University of Princeton on 'Yeats and Violence' (February 2008).
David Wallace (2007).
Helen Vendler (2004).
Marina Warner (2001).
Mary Jacobus (1997).
Nguigi we Thiong'O (1996).
Seamus Deane (1995).
Jacqueline Rose (1994).
Stanley Fish (1993).
Henry Louis Gates (1992).
Margaret Atwood (1991).
Christopher Ricks (1990).
Elaine Showalter (1989).
Stephen Greenblatt (1988).
Frank Kermode (1987).


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- Report: #475176
Report - Rebuttal - Arbitrate
Complaint Review: Countrywide Home Loans Maria Rodriguez ,Bank Of America
Countrywide Home Loans Maria Rodriguez ,Bank Of Americacountrywide.com Lancaster, California U.S.A.
Countrywide Home Loans ,Bank Of America, Bank of america is unfair! Lancaster California
*Consumer Suggestion: I Know It Has Been Years, But..
*Consumer Suggestion: Unfair? Bull
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That day I called and left my manager and the instructor a message asking if they knew anyone in my area who might be able to give me a ride. I would pay for gas. No one ever returned my call. On Friday I get a ride to work I' am there all day and remind my manager that I will not be in on May 7th or 8th because of my court hearing for custody and divorce. He states ok I'll see you on May 9th however on May 7th I get a letter from human resource manager Maria that says you have not reported to work or have not contacted your employer. If we do not hear from you! We will consider this as job abandonment. I called in immediately she tells me. Your managers states that you have not been in. i explained that I was in on friday and that I did call in on the 2nd and 3rd. she said both the trainer and my manager said the same thing well in addition to leaving my manager a message that morning I also sent him an e-mail I had proof atleast I thought.
to make a longer story short the company is no longer owned by countrywide and it's now owned by Bank of America. I have applied to several positions and have gotten calls from the recruiters of the company, I submit my information and no one ever returns my call.recently I decided to call and find out why if I have experience I was told you are not rehire able! I've never worked for Bank of America. How can I not be rehire able? Well Maria (from Human resources) put me on a no rehire list while I worked for countrywide. Which really bites because now I can't work for Bank of America in any area? Thank you Maria!!!!! I was last told that a manager would have to take a chance on me and really want me to work for them! Thats great! that wont happen because my application will never make to a manager because my application has to go to human resources first and they will shut me down before anyone can even look at it .so I really seem to have no fighting chance... Bank of America is unfair they are treating me like I robbed the bank!!! When the reality I feel like they robbed me!!!!I didnt quit!! they quit me......
Palmdale, California
Click here to read other Rip Off Reports on Bank of America
This report was posted on Ripoff Report on 07/31/2009 12:31 AM and is a permanent record located here: http://www.ripoffreport.com/r/Countrywide-Home-Loans-Maria-Rodriguez-Bank-Of-America/Lancaster-California-93552/Countrywide-Home-Loans-Bank-Of-America-Bank-of-america-is-unfair-Lancaster-California-475176. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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#1 Consumer Suggestion
I Know It Has Been Years, But..
AUTHOR: Best Boss - (USA)
SUBMITTED: Sunday, August 09, 2015POSTED: Sunday, August 09, 2015
I am aware your report was written eight years ago and you have probably had employers since, but I have suggestions that may help someone who reads your post and is in a similar situation.
It would have been brilliant if you had indeed located the e-mail you had sent your employer, but apparently it had not been saved as you had thought. The IT department at Countrywide should have been able to locate it. But for future reference and for anyone going through a similar situation, here is my advice:
1. ALWAYS follow up your phone call to employer with an e-mail re-iterating what has happened, why you can't be at work when you are supposed to be, when you will return to work, and put in the body of the e-mail what you were told during your phone call to your employer. Put that content in quotes. If they do not reply to your e-mail, then it may be considered as "gospel" or a valid quote from the person you spoke with.
2. If your rental car had an engine problem, there should have been written documentation of this.
3. If you called your employer from a cell phone, there should have been a paper trail of phone calls to them. It may not show who you spoke with, but it is something.
4. I would have put together all written documentation I could put my hands on, no matter how weak it may appear to you, and at the first hint of a problem sent all of this to the head of Human Resources. This "Maria" person sounds like a lower level employee who probably didn't think about or care about the consequences of putting someone on a DNH list. When lodging a complaint, always go higher than the person who created the problem for you in the first place.
5. Always save any documentation you receive from the person with whom you are lodging the complaint. If they should happen to call you to discuss the problem, before you end the call ask them to send you a letter or e-mail outlining what has been discussed and any possible resolutions they have offered.
I worked for Countrywide Home Loans for seven years as a Branch Manager. I loved my job and thought they were the greatest employer ever! I only left because I became disabled and could no longer work. With ANY large national employer, there are going to be some bad eggs. I do not think that Countrywide had a pervasive policy of treating their empoyees like this. You, unfortunately, just happened to run into some people who treated you badly. I hope and assume you have gotten employment since this unfortunate incident. Remember, in the work force, you are your best and most times, only advocate. And - DOCUMENT, DOCUMENT, DOCUMENT.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 Consumer Suggestion
Unfair? Bull
AUTHOR: Hugh Jass - (U.S.A.)
SUBMITTED: Friday, July 31, 2009POSTED: Friday, July 31, 2009
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
Advertisers above have met our
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Could I somehow mask all the subsites url's automatically?
Is is capable to set default link mask?
then I could maybe import all the posts from subsites, but then I would need a custom filed where I could import the posts links to?
Is there a custom filed available for redirection?


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Town Square
Sort by: Most recent topic/comment Most viewed Most comments
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PALO ALTO ISSUESWhat can be done to address the shortage of affording housing?
When demand exceeds supply, prices increase. To reduce the price of any commodity, including housing, you increase the supply....Original post made on Aug. 26, 2016
Last comment by Curmudgeon, 14 minutes ago | 42 comments | 1857 Views
PALO ALTO ISSUESHighway of change
Treasure Island Stamps and Coins doesn't look like a typical Palo Alto "destination." Crowds don't gather outside its doors...Original post made on Aug. 26, 2016
Last comment by Roger Shoaf, 27 minutes ago | 14 comments | 2588 Views
PALO ALTO ISSUESPlan for megahome raises neighbors' concerns
Neighbors in Palo Alto's Embarcadero Oaks are protesting a proposal to build an 11-bedroom, 14-bath residence with a one-car...Original post made on Aug. 19, 2016
Last comment by pares, 42 minutes ago | 61 comments | 13782 Views
AROUND TOWNArchitectural Review
Without inciting a flurry of posts that are strictly opinion, I wish to ask if anyone can shed light on two things: 1) what...Original post made by Annette on Aug. 25, 2016
Last comment by Inner peace , 1 hour ago | 5 comments | 428 Views
AROUND TOWNBrock Turner judge to no longer hear criminal cases
Three months after Santa Clara County Judge Aaron Persky's controversial sentencing of former Stanford University student...Original post made on Aug. 26, 2016
Last comment by @Sad Sajid, 2 hours ago | 8 comments | 2019 Views
SCHOOLS & KIDSPalo Alto students show improvement in state test, but achievement gap persists
New results from the state's standardized Smarter Balanced Assessment, released on Wednesday, show that most Palo Alto...Original post made on Aug. 25, 2016
Last comment by Resident, 3 hours ago | 15 comments | 2232 Views
ISSUES BEYOND PALO ALTOStudy of texting aims to improve crisis counseling
What a counselor says — or doesn't say — during a crisis counseling session can make a big difference in whether...Original post made on Aug. 26, 2016
Last comment by Yikes, 4 hours ago | 1 comment | 60 Views
SCHOOLS & KIDSGuest Opinion: 'Giftedness' overlooked in social-emotional education discussions
"Sharon, you're smart, you're nice, and you're good at sports. You're going to have a great life," a friend told me during...Original post made on Aug. 19, 2016
Last comment by Rheinlander, 4 hours ago | 39 comments | 7177 Views
AROUND TOWNKirke Comstock, former Palo Alto mayor, dies
Former Palo Alto councilman and mayor Kirke Comstock, who presided over the City of Palo Alto during the turbulent 1960s...Original post made on Aug. 26, 2016
Last comment by Naphtali Knox, 4 hours ago | 7 comments | 1708 Views
AROUND TOWNEquestrians lose horse pasture at Stanford
Leland Stanford loved horses. They have been a part of the Stanford landscape dating from 1876, when he purchased his first...Original post made on Aug. 26, 2016
Last comment by Nickers, 4 hours ago | 1 comment | 127 Views
PALO ALTO ISSUESUnhealthy racket: Support city efforts to quiet our skies
In a series of open meetings throughout spring and summer, the Select Committee on South Bay Arrivals met with Federal Aviation...Original post made on Aug. 26, 2016
Last comment by Realist, 5 hours ago | 1 comment | 104 Views
PALO ALTO ISSUESTweaks to rooftop-solar program irk industry execs
It's been a banner year for solar energy in Palo Alto, with the city signing new long-term contracts for its supply of solar-powered...Original post made on Aug. 26, 2016
Last comment by Worried, 5 hours ago | 1 comment | 91 Views
AROUND TOWNNew partner proposed for Palo Alto animal shelter
Palo Alto's cramped but popular animal shelter would be preserved, renovated and turned into a "no kill" zone under a proposed...Original post made on Aug. 26, 2016
Last comment by Animal Activist, 5 hours ago | 4 comments | 971 Views
AROUND TOWNRent Watch: Room for rent
QMy parents recently retired and live on a fixed income. They want to keep living in their home of 30 years. One idea they...Original post made on Aug. 26, 2016
Last comment by income, 6 hours ago | 1 comment | 282 Views
AROUND TOWNReal Estate Matters: Palo Alto homes staying on market longer
There have been two noticeable trends in the Palo Alto property market this year so far. First, properties have stayed on...Original post made on Aug. 12, 2016
Last comment by PA vs MP price fiction, 6 hours ago | 22 comments | 1744 Views
AROUND TOWNPalo Alto embraces new vision for public art
In an effort to encourage more streetscape whimsy and greatly expand the city's eclectic collection of murals and sculptures,...Original post made on Aug. 21, 2016
Last comment by Megan , 7 hours ago | 15 comments | 4145 Views
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==BI In his own words == I truly believe that Stanford is the best place to improve my game and receive a world-class education....Original post made on Aug. 26, 2016
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PALO ALTO ISSUESPlan for new dog parks wins support
An ambitious plan to create new dog parks throughout Palo Alto picked up fresh momentum this week, when the city's Parks...Original post made on Aug. 26, 2016
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PALO ALTO ISSUESCity looks to change, cement retail-protection law
Retail in Palo Alto is easier to appreciate than to preserve, particularly at a time when soaring rents drive shops out of...Original post made on Aug. 23, 2016
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AROUND TOWNHome sales
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There are no comments yet. 239 Views
Naked Men and Pineapple with Tomato
By Laura Stec | 15 comments | 12,925 views
French Laundry alums to open Palo Alto restaurant
By Elena Kadvany | 18 comments | 11,004 views
Candidate Kickoff Events: Public, not just for supporters
By Douglas Moran | 4 comments | 2,060 views
Water, baking soda, vinegar and slime
By Cheryl Bac | 0 comments | 687 views
Peace Walk and Father's Grief Retreat
By Chandrama Anderson | 0 comments | 472 views
Registration now open
The Palo Alto Weekly Moonight Run & Walk is happening September 16 at the Palo Alto Baylands.


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Crimson Trace LG-492 Fits Models: Sig Sauer P238 & P938 series Instinctive Activation Front Laserguard High Strength Polymer
The Sig Sauer fans wanted a compact, lightweight pistol that performed like a full size. This platform is right up Crimson Trace's ally as the Laserguard platform offers everything in a compact package. The Crimson Trace LG-492 Laserguard Laser Sight attaches to the trigger guard of the P238 by two factory supplied screws. The LG-492 is fully adjustable for windage and elevation and comes sighted in at 50 feet from the factory. See our holsters section for a custom holster to securely fit your laser equipped P238.


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Download the latest version of 617 drivers according to your computer's operating system. All downloads available on this website have been scanned by the latest anti-virus software and are guaranteed to be virus and malware-free.
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Due to frequent travel by some residents from TB endemic areas in the world, most countries are susceptible to increased incidence rates of MDR-TB ((Multi-Drug Resistant Tuberculosis). For example: China, India and Russia all report increases. WHO (World Health Organization) estimates 440,000 cases of MDR-TB (2008) worldwide. So where does that leave Qatar? What about its huge multinational workforce coming and going on annual leaves, business trips and holidays?
Dr. Faraj Al-Alousi, Consultant Infectious Diseases at Hamad Medical Corporation (HMC), in an interview with me stated, "TB incidence in Qatari nationals is very low, in the range of 5 cases per 100,000 persons per year. But, among the immigrant population in Qatar, it is much higher, averaging 40-45 cases per 100,000 persons per year." The 2010 World Health Organization (WHO) report on MDR-TB indicates MDR-TB cases are on the rise in many regions of the world.
Tuberculosis is an infectious disease caused by Mycobacterium Tuberculosis bacteria. Airborne infected droplets enter the air when an infected person sneezes, coughs or spits. Then, people nearby, e.g. in an aircraft or tight-living quarters, inhale the bacteria into their lungs. MDR-TB is caused by bacteria that are resistant to the anti-TB drugs Isoniazid and Rifampicin. XDR-TB (extensively drug resistant) is caused by bacteria that are resistant to MDR-TB drugs as well as Fluoroquinolone and the second line of anti-TB injectable drugs (Amkiacin, Kanamycin or Capreomycin).
Ok, but why specifically is the rate of MDR-TB and XDR-TB increasing? It is mainly due to the fact that many people begin treatment, but for a variety of reasons, do not complete the full prescribed period of treatment. This allows the drug to mutate and become resistant to the standard first-line TB drugs. According to Al-Alousi: "Often the patient begins to feel better after a few months and does not recognize the importance of completing the full period of treatment, which can then result in MDR-TB and XDR-TB."
The WHO DOT (Directly Observed Therapy) programme was developed to address this noncompliance on the part of patients. Al-Alousi explained: DOT requires the patient to come into a health centre near his residence to be observed while taking the medicine. This ensures the treatment is not discontinued before the prescribed length of treatment is completed. The mutation of TB into more resistant strains puts the entire community at risk for the more dangerous forms of TB. Al-Alousi also mentioned that DOT is available free of charge to all persons living in Qatar, including medications.
Al-Alousi views this progressive approach adopted by Qatar as the only real solution to the problem. Poverty is a common reason in many cases of noncompliance in countries that do not have the DOT programme and where the medications are expensive to obtain.
When asked if the WHO's goal of complete eradication of the disease by 2050 was realistic, Al-Alousi responded: "Poverty, housing issues and poor ventilation are a tall order to tackle in that time frame, and when you factor in the reoccurrence of war in these regions, it is not likely to happen."
Therefore, early detection, compliance to the prescribed drug regimen and duration are the key to successful treatment of this dangerous and deadly disease. For the sake of everyone in the community, anyone infected with TB has a responsibility to comply. And here in Qatar, there is no excuse not to!
So, until next week, "Here's to your health!" tHE PENINSULA


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ISTANBUL: A mob enraged at public alcohol consumption attacked guests at a cocktail party outside an art gallery in Istanbul, leaving five injured, witnesses and officials said yesterday.
Up to 50 men armed with sticks, iron bars, knives and gas sprays, launched a "planned and organised" attack on the event in the downtown district of Tophane late Tuesday, gallery owner Nazim Dikbas told a press conference.
"If the galleries had not rolled down the shutters immediately, it would have become a sort of lynching," Antonio Cosentino, an artist who was attending the event, told the Haberturk newspaper.
The incident is likely to fuel concern among secularist Turks that the conservative policies of the government are fanning intolerance in the secular country.
The cocktail party was meant to mark the start of an "art walk" at exhibitions that opened simultanously in several galleries clustered in the district.
Organisers refused to blame the incident solely on alcohol consumption, pointing at already high-running tensions with residents of Tophane, a conservative district, over clashing lifestyles.
Dikbas urged the authorities to act, warning that "such attacks may become more vehement and threaten the city's social and cultural life."
Istanbul Governor Huseyin Avni Mutlu said seven suspects had been detained. AFP


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Where can you get really good, really fresh produce? How about dazzling arrays of flowers at great prices? The county's farmers markets fill the bill. Here's the weekly schedule.
Certified farmers markets operate just about every day of the week, except Mondays, in more than 25 locations throughout San Diego County.
"Certified" means by the state of California. It's supposed to ensure that the produce is grown here, sold by the grower and meets all state quality standards.
Here's a list of our favorites:
Sea breezes, a relaxed Saturday morning ambience and great people-watching make this heaven for shoppers and gawkers alike.
Del Mar
Scripps Ranch
Ocean Beach


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Exciting news (for me, and possibly you)! This summer I'll be touring with Jim Gaffigan on his Fully Dressed Tour. The tour starts July 7 in Dallas, TX and I will finish on August 13 in Greensbor, NC. For full schedule click here.
In Teachers Lounge news, Hollis James and I just finished writing the half-hour pilot for television. We are hoping to shoot some time in 2016 and find a home for our series on TV.
Teachers Lounge won two 2015 Cynopsis Media Awards:
- Best New Comedy Web Series
- Best Guest Appearance in a Comedy Web Series (Jim Gaffigan)
Click here to WATCH & subscribe to our youtube channel!
Please "like" and share our official Teachers Lounge facebook page.


text: Tweet Established: 1963 Area: Provident Funds, Study Funds, Pension Funds, Insurance, Central Severance Pay Funds, Mutual Funds, ETNs, Investments Portfolio Management, Brokerage and Research Services. Phone: *6899 Fax: 972-3-7968889 E-mail: firstname.lastname@example.com Website: http://www.psagot.co.il Address: 14 Ahad Ha'am St., Tel Aviv 6514211 Psagot is Israel's leading investment house, managing assets on behalf of one million clients. Psagot began operations 52 years ago under the helm of Leumi Bank. Psagot offers investors short, medium and long term investment solutions. In addition, Psagot has extended its activities, entering the insurance sector by offering savings and life insurance policies. Main Tasks: 1. Responsible and professional investments management and achieving long term outstanding returns - In view of the challenging business,economic environment amid growing consumer awareness of money management, Psagot, by virtue of its managing public funds, focuses on professional and responsible asset management. This investment discipline coupled with high quality service and performance enables the company to display ongoing success along with persistent and rapid growth in its activities. Thus achieving exceptional returns over time. The Investments unit - Psagot believes that informed and responsible management of clients' assets must be founded on a systematic investments methodology as well as significant, ongoing investment in research. Psagot's investment and research network is comprised of six specialized research units with a team numbering 80 analysts, investment managers and traders who are licensed by the Israel Securities' Authority, employed in specialized research departments. Psagot's team regularly complements its activities by drawing on data from leading research institutions in Israel and abroad. 2. Increasing financial knowledge and awareness on savings in Israel - In recent years, financial risks have increased substantially, both on the individual and economic level. Key processes that are shaping the local economy, such as responsibility for pension savings shifting to the public, sophistication of financial products and increased economic discourse in the media, have emphasized the need to increase the Israeli public's financial knowledge. The financial education approach implemented by Psagot is an integral part of the company's values in managing investments and corporate responsibility, seeking to continuously improve the management of savings on behalf of Psagot's clients and the public. To this goal, Psagot established a knowledge center for financial education offering updated information on the capital market and on the world of pension savings by means of various advanced tools. 3. Preservation and safeguarding investors' and savers' rights amid full transparency - Psagot seeks to preserve and safeguard the rights of investors and savers. To this end, at the beginning of 2013, Psagot crystallized principles strengthening its commitment to the public and the extent of institutional involvement required from Psagot in various circumstances, by means of an official document captioned "Institutional Investor Activism covenant". The covenant which has been published and is available in full on the company's website, defines transparent rules of behavior, clear and known in advance. Psagot is the first and sole investment house that has established a department assigned to deal with institutional involvement. The department strives to implement clear principles to ensure and maximize clients' rights throughout the investment period. Psagot Investment House offers diversified savings schemes: Medium and Long Term Savings - Psagot's Provident funds, study funds and central severance pay funds - is Israel's largest provident fund company. Psagot specializes in managing medium and long-term investments and offers a wide range of provident funds, study funds and central severance pay funds, which over time displayed outstanding performance achieving high ratings. Among others, Psagot manages the "Gadish" fund – Israel's largest provident fund. Pension funds - offer a range of insurance and investment tracks, aiming to enable maximum conformity between the savings track and the member's needs. Psagot believes it will be able to compete in this area viz-a-viz the large pension funds to the benefit of Israel's entire pension savings market.The Insurance Company - offers insurance solutions and saving policies to the general public. The combination of an insurance company and the economies of scale of the investment house allows Psagot to offer its clients security, credibility and stability, coupled with a products basket that complies with their needs. Short-Term Savings Mutual Funds is one of Israel's leading mutual fund companies demonstrating outstanding performance over time. Psagot offers close to 160 mutual funds in a variety of tracks that are suitable to a variety of investors. ETNs – Psagot Exchange traded Notes, is the most senior company in Israel's ETN market. The company manages a wide range of some 180 ETNs and ETNs that track a range of base assets, such as indices, commodities and currencies, in Israel and abroad. The company operates a modern trading room, with a team of professional traders. Portfolio management in Israel and abroad - Psagot, the largest portfolio management company in Israel, manages investment portfolios in Israel and abroad on behalf of companies, institutions and private investors, in a range of investment tracks. Brokerage and research services – Institutional and private investors of Psagot's Brokerage Department benefit from professional trading services in global securities, and from the advantage of Psagot's service and large scale activity. Furthermore, clients benefit from an innovative and advanced trading room equipped with updated trading, communication and data systems that can be found in global leading trading rooms. Tweet


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My site cocomamastyle isn't showing properly on iPhone iPads.
The text all goes to one column on the left and my right sidebar with widgets disappears and you only see part of my header.
I've tried various mobile templates but I don't like the bland design- I just want my full site but to fit on an iPhone screen like it does on other phones!
Any help greatly received!


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Sorry, the race entry system has now closed. Don't panic, you can still enter! Please come to the race marquee on the day and bring the exact cash of £20. We can then register your details and issue you with a race number. See you on the start line. Ho Ho Ho.
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CAPE GIRARDEAU -- Pauline "Tudy" Braun, 87, died Jan. 3, 2013, at Chaffee Nursing Center.
Born March 15, 1925 in Washington, daughter of the late Henry and Irene Teichmann Layton. She was a member of St. Mary's Cathedral.
On Jan. 31, 1950, she married Glennon Braun, who preceded her in death on Jan. 21, 2007.
She was also preceded in death by four brothers and one sister.
Survivors include: two sons and a daughter-in-law; Mike Braun of Maryville, Tenn., and Larry and Darcy Braun of Benton; one daughter, Susan Sellers of Owensville; one brother, Charles Layton of Illinois; a special niece, Mary Lou Sandvos; and 10 grandchildren and 13 great-grandchildren.
Visitation is from 6-8 p.m. today at Crain Funeral Home in Cape Girardeau. Parish rosary will be held at 7 p.m.
A funeral Mass will be held at 10 a.m. Saturday at St. Mary's Cathedral in Cape Girardeau with the Rev. Tom Kiefer as celebrant.
Burial will follow in Saint Mary's Cemetery.
To leave online condolences, visit www.crainsonline.com.
Memorial contributions may be made to St. Mary's
Cathedral and will be
accepted at the funeral home.


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Haggerty Museum announces artists for next 'Current Tendencies'
The Haggerty Museum of Art at Marquette University announced Monday the names of the Milwaukee area artists who were selected for the next edition of "Current Tendencies," a popular showcase for regional contemporary art.
The eight emerging and mid-career artists chosen include Tyanna Buie, William E. Carpenter, Evan Gruzis, Jon Horvath, Mark Mulhern, Jean Roberts Guequierre, Cassandra Smith and Jessica Steeber (as a collaborative team) and Jason Yi. »Read Full Blog Post
Actor who plays Walter White Jr. to speak at Marquette University
R.J. Mitte, who plays Walter White, Jr. on the acclaimed AMC series "Breaking Bad" will speak at Marquette University Thursday at 7 p.m.
Like his character Mitte has cerebral palsy, and will speak on overcoming adversity and bullying. »Read Full Blog Post(1)
Elvis Costello & the Roots; Billy Currington and more
Elvis Costello & the Roots »Read Full Article
Trampled by Turtles to headline New Year's Eve at Riverside Theater
The band Trampled by Turtles will headline a New Year's Eve bash at the Riverside Theater at 9 p.m. Dec. 31.
The Madison band PHOX also is on the bill, which includes a midnight countdown. »Read Full Article
Fundraising for War Memorial upgrade to follow signing of new deal
Fundraising campaigns to pay for renovations to the War Memorial Center will soon be launched following Tuesday's signing of an agreement guaranteeing ongoing county support and setting a new legal framework for the building's tenants — the War Memorial and Milwaukee Art Museum.
Art Museum Director Dan Keegan said a drive to privately raise $25 million for renovations to the art museum's galleries and a new east atrium would go public soon. Some $15 million already has been pledged for the project, Keegan said. »Read Full Article(1)
'Harlem' hitmakers New Politics to open for P!nk at BMO Harris Bradley Center
P!nk is getting political at the BMO Harris Bradley Center.
The pop star--recently crowned Woman of the Year by Billboard magazine--has recruited Danish alternative rock trio New Politics to open for her Milwaukee concert Nov. 3. »Read Full Article
'Ain't Them Bodies Saints' joins Milwaukee Film Festival lineup
"Ain't Them Bodies Saints," the buzzed-about feature debut by Waukesha native David Lowery, has been added as a late starter to the lineup of the 2013 Milwaukee Film Festival.
The movie, which stars Rooney Mara, Casey Affleck and Ben Foster, will have a one-night-only screening at 6:30 p.m. Oct. 9 at the Oriental Theatre, 2230 N. Farwell Ave. Tickets are on sale through the film festival box office. »Read Full Article
On Tap Today: Free outdoor show with Familiar Looking Strangers
British band Familiar Looking Strangers is performing a free show on the Summerfest grounds tonight. Photo courtesy of band. »Read Full Blog Post(2)


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''Complete Your Profile Info''
Over a year ago
I just joined c:
And on the right side there's that GET BONUS POINTS! thing, and it says "complete your profile info" – Well I did, I even filled out things that didn't apply to me, and it's still there. When I connected with facebook, that button disappeared.
So what's the deal? I did get 50 points for CREATING the profile though.
Help a noob out? xD


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rear 1
Definition of rear in:
rear 2
1 the rear of the building
back, back part, hind part, back end;
Nautical stern
[Antonyms] front
3 he slapped the horse on the rear See buttocks
adjectiveBack to top
Definition of rear in:
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- Flat Rate Shipping. Any Size Order! -
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- 100% Polyester fabric
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The 27-year-old, who married her long-term partner Andy Hill last month, has competed just once since winning heptathlon gold at London 2012. This came at the Leeds Metropolitan University Invitation in the javelin.
Ennis was due to open her 2013 season at Edinburgh's Meadowbank Sports Centre on June 8 in a UK Women's Athletic League Premier Division meet and compete in the hurdles, javelin and long jump.
But a stiff left Achilles means her return to action has been put back.
- Sports & Recreation
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Darwin's Talking Mite
"No, wait, I didn't order turtles." Jay Hosler is on the phone with the Juniata College mailroom -- more boxes marked "It's Alive!" have arrived. Yesterday a baby horseshoe crab, a brittle star, and a couple of sea cucumbers were delivered for...
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JAEE Poster P1-27
15 Dec 2015 | Learning Objects | Contributor(s): Zhaoshuo Jiang, Xiaorong Zhang
Real-Time Hybrid Simulation of a Complex Bridge Model with MR Dampers Using the Convolution Integral Method
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03 Jun 2012 | Computational Models | Contributor(s): Zhaoshuo Jiang, Richard Christenson
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Created in this Craftsy class
Stretch your sewing skills by making a soft T-shirt, comfy yoga pants, a fleecy hoodie or a flowing dress with Meg McElwee of Sew Liberated.
Other projects made as part of this class:
Offer some kudos...
Join the conversation...
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Great fabric! And great studio! :)
Thank you! This is my school studio!
I love your t-shirt, can you tell me what kind of material it was made of. You really did a beautiful job.
Thank you! I wore it on vacation in Mexico. I looked great in it! It is a t-shirt knit, actually quite thin. Bought the fabric in the clearance sale section in Fabricland in Canada.
With the new year i will work on the pants, skirt and hoodie.
Took the t-shirt on my vacation, it was a great success! Love it!
I love your t-shirt! It looks great.


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#WHOATV is an online and offline Media outlet covering Mixed Martial Arts. So for news views and interviews, it's your daily launch pad.
We are proud to be the European media partners for the SHERDOG Network and we are powered by the phenomenal outlet Money Clothing be sure to check out their online store for all your clothing needs.
Along with our daily written coverage, opinion pieces and interviews we also cater to your audio needs with our regular podcast the #WHOACAST.


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- Report: #311538
Report - Rebuttal - Arbitrate
Complaint Review: Shihtzusforever.com
Shihtzusforever.comwww.shihtzusforever.com Forkland, Alabama U.S.A.
Shihtzusforever I also have had dealings with this lady who sued in court a reputable breeder Forkland Alabama
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I called also to speak to owner of this site. She is not a breeder per say but a person who takes her dogs to help sick children. I will not ever understand why sherry wants to call lady's aunt and slander her niece. She must not know who aperfectshihtzu family is and how I know from past posts that the lady who owns aperfectshihtzu is christian or sherry would have already been in court for all the negative hateful illigal activity she did to this lady.
It is called stalking when you call a persons maiden name in phone book get in touch with her aunt to say that sherrys biusinesss is now over because of this web site. I saw nothing negative on her web site as I do sherry. sherry said she has burned a whole house of shihtzus and had a whole bunch of another herd of shihtzus die from parvo.
2 strikes and you would think she is out. another thing is I believe sherry is in need of counceling from her past posts against betty moore this betty seems nice and did not take sherry and her tactics of lies and sherry said that the judicial system was not fair. sherry is a breeder that also drops off her" precious" shihtzus to rescue and lied about it too the owners. They were her dogs she did not want and dumped them off for another organization to bail her out.that does not sound nice to me If aperfectshihtzu takes her to court with baby gap kanter jones pet stores she would be in big trouble.
I called aperfectshihtzu and probed her to tell me about sherry and all she would say is she is special case which is on her site but that is all now sherry had links to bad mouth michelle for months untin mI was told congress stepped in . That is a true christian one who turns the other check. I would turn her into the courts but Michelle thinks sherry is still her friend it sounds like. She would say nothing bad about her. When this women sherry bowen carter wrote 2 horrific websites against her sherry count your blessings for I would not be so kind if you did me the way you have done so many breeders.
birmingham, Alabama
This report was posted on Ripoff Report on 02/24/2008 08:27 AM and is a permanent record located here: http://www.ripoffreport.com/r/Shihtzusforevercom/Forkland-Alabama-87965/Shihtzusforever-I-also-have-had-dealings-with-this-lady-who-sued-in-court-a-reputable-bree-311538. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text: Dr Francesca Barone MD, PhD Institute of Inflammation and AgeingWellcome Trust Clinician Scientist, Honorary Consultant in Rheumatology Contact details Telephone+44 (0)121 371 email@example.com AddressCollege of Medical and Dental SciencesUniversity of Birmingham Edgbaston Birmingham B15 2TT UK Francesca Barone is a Wellcome Trust scientist working as Rheumatologist Consultant in UHB and Sandwell and West Birmingham Trusts. Her main interest is in understanding the relationship between stromal cells and leukocyte in the development of chronic inflammatory process. Qualifications PhD Medicine 2008 Specialization as Rheumatologist 2007 Medical Degree in 2001 Biography During her undergraduate course in Italy, Francesca developed a strong interest in research and once obtained her degree she decided to suspend her clinical training to do a PhD. She move to London in the laboratory of Professor Pitzalis to investigate the mechanisms that regulate the acquisition of lymphoid organ features in the salivary gland inflammatory infiltrates of Sjogren's Syndrome patients, with particular focus on the factors that regulate lymphocyte organization and survival within the gland. She obtained her Specialization and PhD in 2007 and 2008, respectively. She then embarked on a period of post-doctoral studies looking at the physiological biology of mucosal B cells, under the supervision of Doctor Jo Spencer at KCL. During this period she has also worked as Honorary Rheumatology Consultant in close contact with the Oral Medicine unit at Guy's Hospital in London. In 2010 Francesca moved to Birmingham to study the mechanisms regulating leukocyte/stromal cell interaction in humans and animal models of inflammatory diseases. She obtained a Wellcome Trust Clinician Scientist fellowship in July 2010 to develop her research interest as clinician scientist and start her own independent group. She works as Consultant Rheumatologist in the UHB and Sandwell and West Birmingham Trusts, with a main clinical interest in inflammatory arthritis and Sjogren's syndrome. Since 2014 she has been the Head of the eSSential – EULAR Sjogren's Syndrome Experimental aNd Translational Investigative Alliance (EULAR) study group. Teaching Teaching Programmes Pharmacy module 3:1 Module Leader MBChB IIH (2nd year) Tutor Immunology Master Lecturer Postgraduate supervision Francesca is interested in supervising doctoral research students in the following areas: • Role and regulation of stromal cell function during inflammation and resolution • Generation, organisation and maintenance of ectopic lymphoid structures in target organs of autoimmune disease • Clinical and pathogenic aspects of Sjogren's syndrome If you are interested in studying any of these subject areas or if you have any general doctoral research enquiries, please email firstname.lastname@example.com For a full list of available Doctoral Research opportunities, please visit our Doctoral Research programme listings. Research RESEARCH THEMES Inflammation, tertiary lymphoid structures, stromal cells, histological aspects of chronic inflammation in particular Sjogren's syndrome. Pathogenesis and histological features of Sjogren's syndrome. RESEARCH ACTIVITY Francesca's research is focused on understanding the mechanisms regulating the complex interaction between stromal cells and leukocytes in different phases of the inflammatory process and its resolution. Leukocyte stromal cell interaction in ectopic lymphoneogenesisDuring organogenesis, the interaction between leukocytes and stroma is critical for stromal cell activation and formation of lymphoid organs. In target organs of autoimmune diseases the inflammatory cells infiltrating the issue organized themselves in structures that closely resemble secondary lymphoid organs in a process called ectopic lymphoneogenesis. While physiologic lymphoneogenesis has been largely defined in its mechanisms, little is know about the cells/signals that regulate the formation of ectopic lymphoid structures during disease. Francesca research is aimed to understand, using both in vivo models of inflammation and human samples of patients, the mechanisms regulating the formation of ectopic lymphoid structures with particular emphasis on the signals that regulates the activation of stromal cells to the acquisition of a lymphoid-like phenotype. Role of ectopic lymphoneogenesis in inflammationThe role of ectopic lymphoid structures in the dynamic of the inflammatory process is not clear. Some evidence even suggests that ectopic germinal centres might support lymphoma development during chronic inflammatory processes. Francesca group aim to understand the functional role of ectopic lymphoneogenesis in the balance between persistence and resolution of the inflammatory process and the role that stromal cells, including blood endothelial and lymphatic cells play in this process. Immunophenotyping and histological characterization and analysisPart of Francesca's group is focused on the use of histology as biomarker for disease stratification and outcome in clinical trials. The experience acquired on salivary gland analysis has recently been implemented by the use of digital system of analysis to generate reproducible data to be used for report in clinical trials and to perform patient-driven stratification. . Other activities Since 2014 Head of the EULAR study group: "eSSential – EULAR Sjogren's Syndrome Experimental aNd Translational Investigative Alliance Study Group". http://www.eular.org/myUploadData/files/Investigative_Study_Group_Sjogren.pdf Consultancy for GSK, Celgene, UCB. Publications Priori R, Barone F, Alessandri C, Colafrancesco S, McInnes IB, Pitzalis C, Valesini G, Bombardieri M. Markedly increased IL-18 liver expression in adult-onset Still's disease-related hepatitis. Rheumatology (Oxford). 2010 Dec 13. Francesca Barone*, Anna Vossenkamper*, Laurent Boursier, Wen Su, Alan Watson, Susan John, Deborah K. Dunn-Walters, Paul Fields, Sonali Wijetilleka, Jonathan D. Edgeworth and Jo Spencer. Immunoglobulin A-producing plasma cells originate from germinal centers that are induced by B-cell receptor activation in humans. Gastronterology in press Setti G, Hayward A, Dessapt C, Barone F, Buckingham R, White K, Bilous R, Hiroshi K, Gruden G, Viberti G, Gnudi L. Peroxisome proliferator-activated receptor-γ agonist rosiglitazone prevents albuminuria but not glomerulosclerosis in experimental diabetes. Am J Nephrol. 2010;32(5):393-402. Epub 2010 Sep 3. Patel P, Barone F, Nunes C, Boursier L, Odell E, Escudier M, Challacombe S, Brostoff J, Spencer J, Sanderson J. Subepithelial dendritic B cells in orofacial granulomatosis. Inflamm Bowel Dis. 2009 Nov 18. F.Barone, P. Patel, J. Sanderson, Jo Spencer. Gut-associated lymphoid tissue contains the molecular machinery to support T cell-dependent and T cell independent class switch recombination. Mucosal Immunol. 2009 Nov;2(6):495-503. Epub 2009 Sep 9. Zhao Y, Dunn-Walters DK, Barone F, Spencer J.Antisense transcripts of V(D)J rearrangements; artifacts caused by false priming? Mol Immunol. 2009 Jul;46(11-12):2357-62. Epub 2009 Apr 28. Spencer J, Barone F, Dunn-Walters D. Generation of Immunoglobulin diversity in human gut-associated lymphoid tissue. Semin Immunol. 2009 Feb 20. Conigliaro P, Priori R, Bombardieri M, Alessandri C, Barone F, Pitzalis C, McInnes IB, Valesini G.Lymph node IL-18 expression in adult-onset Still's disease. Ann Rheum Dis. 2009 Mar;68(3):442-3.


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Unions aren't the only ones who want Wal-Mart to pay its "fair share." As legislation has been introduced in several states around the country calling for large corporations to provide a minimum level of health insurance for their workers, some food retailers have taken the side of organized labor on the issue. "Businesses are starting to get on the bandwagon because 27% of the health care premiums they pay end up covering uncompensated employees," said Craig Cole, president and chief ...
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UKC/Rockfax Bouldering Try-out Dayadded Sep/2013, see all Alpkit, Rockfax, Black Diamond, Snap, Mad Rock, Edelrid, Trangoworld, Climb X or Metolius news & reviews
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Escape to Athena
Shadow Conspiracy
Of Unknown Origin
The Cassandra Crossing
Rambo: First Blood Part II
International filmmaker George Pan Cosmatos has been directing films since the early 1970s, but gained real recognition for directing the Hollywood film [[Feature~V40204~Rambo: First Blood Part II~rambo:firstbloodpartii]] in 1985. He has worked in many different countries and can speak five languages fluently. ~ Sandra Brennan, Rovi
Movies.com, the ultimate source for everything movies, is your destination for new movie trailers, reviews, photos, times, tickets + more! Stay in the know with the latest movie news and cast interviews at Movies.com.
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This is a beautiful book—large, well-made, handsomely designed. The 14 chapters were prepared by 12 contributors, all of the Harvard Medical School. The chapter topics conform to the organ systems and bodily regions, eg, "Cancer of the Head and Neck," "Cancer of the Gastrointestinal Tract," "Endocrine Tumors and Malignancies." Three chapters are given to the blood: leukemias, lymphomas, myeloma. Each chapter is appropriately subdivided, eg, "Gynecologic Tumors" includes "Ovarian Carcinoma," "Endometrial Carcinoma," "Cervical Carcinoma," and "Other Gynecologic Malignancies." Tables are appropriately selected to demonstrate staging, incidence, classification, and so forth. The tables are tinted, thus blending with the color photographs and micrographs, which are the gist of this atlas.
The large pages (25×30 cm, almost square) hold without crowding two, four, sometimes six illustrations. In addition to anatomic photographs plus cytologic and histologic micrographs, there are neat pen-and-ink drawings of much of the histology to permit labeling of details. In
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- Report: #713454
Report - Rebuttal - Arbitrate
Complaint Review: GSA Application Services
GSA Application Services477 Commerce Blvd. oldsmar, Florida United States of America
GSA Application Services FEMA Today, GSA 1000, GSA Preview GSA Application Services is scamming just like FEMA Today and GSA 1000 their old company name! oldsmar, Florida
*UPDATE EX-employee responds: Latest on These Scam Artists
*UPDATE EX-employee responds: Im also a former employee
*UPDATE EX-employee responds: From An Actual Honest Ex-employee
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Do a search on the internet under their old names but make sure you respond to any questions but you must mention their new name in your subject so new businesses will know you are talking about them. This is why they change their name becasue if we complain under the old name, new businesses will never know we are really talking about GSA Application Services (their current name). Good luck as I am doing whatever it takes to get their name and business practices out on the internet under their new name so other small businesses will not be bilked like they have down under FEMA Today/ GSA 1000 and GSA Preview and all other names!!! If you do a search under both FEMA Today and GSA 1000, the comments are enough to make you cry!!!
This report was posted on Ripoff Report on 04/03/2011 10:50 PM and is a permanent record located here: http://www.ripoffreport.com/r/GSA-Application-Services/oldsmar-Florida-/GSA-Application-Services-FEMA-Today-GSA-1000-GSA-Preview-GSA-Application-Services-is-sca-713454. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 UPDATE EX-employee responds
Latest on These Scam Artists
AUTHOR: David S. - (United States of America)
SUBMITTED: Tuesday, April 26, 2011POSTED: Tuesday, April 26, 2011
This is finally the end for these scam artists. If you been scammed by GSA Application Services, GSA Preview, GSA 1000, Federal Verification or any of there other companies you should do what I did and call the attorney generals office. They may help you get your money back.
And look out because they have new companies they are getting ready to start now that they are busted on old ones. They have new companies in Dallas and Pittsburgh so look out if you get a call about GSA from either Dallas or Pittsburgh area.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 UPDATE EX-employee responds
Im also a former employee
AUTHOR: David S. - (United States of America)
SUBMITTED: Tuesday, April 12, 2011POSTED: Tuesday, April 12, 2011
STAY AWYA. Sprecher's new scams are even more nasty than his old stuff. Believe it or not he's now in the Religion Business. His latest girlfriend is named Stella Collins and she was his secretary before he started cheating on his wife with Stella. He's now in a nasty divorce with his wife Yvonne Shawn the poor girl he married just to get her name to use and not pay creditors in her name. So he leaves Yvonne for Stella but now Stella is the name he uses on one of his new companies
Creative Concept Group. All of this can be checked out at sunbiz.org by searching the names.
So he's got GSA Application Services and Creative Concepts Group for his normal GSA scams, but Sprecher is moving to new criminal heights. His girlfriend is the owner and agent for the Greater Grace Church of Clearwater. Look it up! Church is a non-profit that doesn't pay no taxes so its perfect for Sprecher to launder the money he steals from other companies he secretly owns.
STAY AWAY! This guy will rob you. I know I used to work their before I could tell what was really happening their. Save your money, stay away from GSA Application Services and his other companies.
And I would bet the other ex-employee with a rebuttal is actually Sprecher himself under a fake name. Sounds like it.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#3 UPDATE EX-employee responds
From An Actual Honest Ex-employee
AUTHOR: Irritated By Stupidity - (United States of America)
SUBMITTED: Wednesday, April 06, 2011POSTED: Wednesday, April 06, 2011
Use just a small amount of common sense, please. Absolutely, please contact the Florida Attorney General, but don't take this idiots' word for who or how to contact them. Do your own research. As for the "all-knowing and enlightening" known as the internet, wow, where do I begin? Let us all just kill ourselves! If you really did research the internet, you would discover that EVERYTHING, SOMEWHERE, from SOMEONE is bad for you and is probably going to kill you. Does this company follow very strict guidelines? Absolutely. This would be why I am no longer employed. I am not going to bad-mouth my former employer for my own actions. There are still some decent people in the world and there are even fewer decent companies. Can anyone fully guarantee that you will not die today? No, they cannot. So then why would someone be able to fully guarantee that anyone would obtain the GSA MAS Contract? The approval is ultimately up to the Federal Government. Everyone must take confidence in knowing that they have taken all of the proper steps in order to prepare for this process to run as smooth as possible. Why do people slander? The source of the slander is below the standard set-forth by the victim of the slander. If anyone would like to do business with Joe Blow up the street, well then you are setting yourself up for a disappointment. To anyone who actually does believe what is posted on the internet by some illiterate individual, then you absolutely deserve what you get and you should be out of business.
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