text:
Vandewalle finished eight seconds ahead of Radioshack Leopard's Tiago Machado, with his team-mate Gert Steegmans just a further second behind.
"It was great to win today, with it only being my fifth race of the season." Vandewalle said, before adding that his team's unusual warm-up gave him the edge.
"We started warming-up by pacing behind our bus driver Dirk Clarysse, which was 40km from the start. I think it was the right decision to do it like that."
The winner said that he was relieved even to be at the start line after falling ill recently.
"My condition was good for this race. But last week I became sick so it was one big question mark if I would be good today or not.
"So I had quite a good feeling when I started today, but did not come into this race expecting to have such a good result."
Vandewalle believes that his team will win more stages as the race continues over the next two days, with sprinter Mark Cavendish expected to contend.
"We will do our best to keep the leader's jersey in the team. Hopefully we can come into the next races with a win," he said.
"I think it can be two times a bunch sprint if the wind is not that strong in either stage. With a guy like Cavendish on the team we always have a good chance."
- Sports & Recreation
- Motor Racing
- Gert Steegmans


text:
Jackson State University faculty and staff are looking at furloughs. Delta State is shedding community research centers. And statewide, Mississippi's public universities may see multi-year tuition hikes.
Higher Education Commissioner Hank Bounds told the state College Board, which met Wednesday at Alcorn State University, that he expects budgets, already cut $32 million in September, to be cut by at least an additional 3 percent by the end of the year. Bounds said state revenues continue to decline.
The board heard plans to cut back on the cost of textbooks, increase energy efficiency on campus and create system-wide purchasing agreements for things like computer software and hardware.
The board is expected to review eliminating or consolidating some academic programs later.

subset: commoncrawl


text:
Definition of uncomment in English:
verb[with object] Computing
Change (a piece of text within a program) from being a comment to be part of the program that is run by the computer.
Example sentences
- You can uncomment those lines separately, to verify the type of compiler error you'll see when trying each, proving the inherent safety of events over delegates in this situation.
- When testing, you can uncomment the 30-second test line to make sure everything's working properly, but be sure to comment it back out before trying to catch a show.
- To enable POP3, you have to uncomment the pop3 entry on the file/etc/inetd.conf.
For editors and proofreaders
Line breaks: un|com¦ment
Definition of uncomment in:
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
= trending


text:
Reader's Choice Week
Fettuccine ai Frutti di Mare
You can make the sauce the day before, then cook the pasta and seafood the next day to put it all together.
This Jambalaya Is a Spicy-Food Lover's Dream
Meet Carrie Pacini, our Readers' Choice Week winner for your best spicy recipe.
Ham and Sausage Jambalaya
You can use kielbasa or any kind of dry-cured pork sausage, but spicy andouille gives this jambalaya a nice kick of heat.
The Spicy Italian Sausage Soup Your Dinner Routine Needs
Family recipes are the best kind of heirlooms—this spicy Italian sausage and bean soup from one of our readers proves why.
Spicy Sausage and White Bean Soup
You could use other greens, like kale or collard greens—just be sure to cook them in the soup for 5 minutes before serving, since they're more hearty than the spinach.
The Chocolate Fudge Cake Your Wednesday Needs
Meet Dhanya Samuel, our Readers' Choice Week winner for best chocolate dessert.
Chocolate Fudge Cake
This chocolate fudge cake is ultra-rich and crazy chocolatey. Beating the butter and sugar thoroughly ensures the crumb will have some lightness to it.
We'd Eat These Vegetarian Galettes Any Night of the Week
Meet Shelly West, our Readers' Choice Week winner for best vegetarian main dish.
Goat Cheese, Leek, and Potato Galettes with Pistachio Crust
These could be served for dinner along with a salad—though everybody in the BA Test Kitchen ate them for breakfast.
This Shrimp Curry Can't Wait to Be Your Next Weeknight Dinner
Don't have time to make dinner on crazy weeknights? You obviously haven't met this shrimp curry with chickpeas and cauliflower.


text:
Need a bit of help with CSS editing. I want to edit the following:
The left nav headings are currently white in color. I want to edit not only their color, but their font as well. ("NAVIGATION" "BACK ISSUES" "LINKS" "META" "SUCHEN").
These headings are sitting on a dark grey background. I would like to edit this color.
The menu items are currently a (for unvisited links) dark grey color. I would like to edit this color AND font.
Can somebody please provide some help on what to edit?
Thanks so much.


text:
6pm offers The North Face Men's Isolite Half-Zip Jacket in Monument Grey Heather or Conquer Blue Heather for $40 plus $3.95 for shipping. That's the lowest total price we could find by $8, excluding the mention below. It's available in sizes M to XXL, although not in all color/size combinations.
A close price: REI has it for $39.83 plus $5.99 for shipping.


text:
Showing 1-24 of 35 items found in Outdoors & Play
- Sort by:
Navarro Canoe Co. handcrafts canoes that offer the finest in beauty and performance. Each made to order canoe is crafted with a kevlar, fiberglass or a combination of fiberglass and kevlar hull. Hardwoods are used for the ribs and outer structures to add rigidity and distinctiveness. Canoes can be ordered in a variety of styles and colors to be shipped within the continental United States. Our canoes are functional works of art that can be passed on through generations.
CITY:Rock Island
Mautino State Fish and Wildlife Area
Encompasses 871 acres of mostly unreclaimed strip-mining land. The area is dotted with some 15 stocked lakes for fishing. Be aware that shore access is limited and that shorelines tend to drop off suddenly into deep water.
The Hennepin Feeder Canal Trail located just south of Rock Falls is where you will pick up this medium to difficult trail. Cyclists, hikers and anglers come to enjoy the stocked waters, the peaceful wooded banks and the abundance of bird life. As the trail heads south toward the rural countryside the path frees itself from the throngs of people allowing you to enjoy the serene environment all to yourself.
The Hennepin Canal Parkway follows an old towpath that was actually never used, although the locks and aqueducts are in still in place. It was originally built to link the Illinois and Mississippi rivers. The 105-mile path is level and easy; however, water is scarce along the way (found only at locks 21, 22 and the Visitor Center), so be sure to bring plenty, especially during hot days. The landscape varies from forest to grasslands to marsh to farmland, and the trail is particularly pleasing during fall, when the leaves are changing colors. The Hennepin Canal Parkway has become a cyclist's paradise and an exceptional spot for fishing, birding, horseback riding and a wealth of outdoor recreation.
Snakeden Hollow State Fish and Wildlife Area
Features exceptional waterfowl hunting opportunities. The 112 water impoundments offer large-mouth and small-mouth bass, bluegill, crappie, channel catfish, bullhead, rainbow and brown trout for fishing. Seasonal restrictions and limited access may apply.
1,365 acres of recreation opportunities. The park's centerpiece is a 58-acre lake that offers both fishing and boating, as well as nearly two and a half miles of shoreline to explore.
This golf course is a stunning example of a golf course designed from the early part of the 20th century. Saukie was built in 1927 (opened in 1928) and designed by Thomas Bendelow. This public course is considered to be an "executive length" course and is a classic example of a short course that will challenge every golfer. Tee times available 6 a.m to 6 p.m.
CITY:Rock Island
Francis Park, home to "Woodland Palace" is a great place to tour and enjoy the outdoors. Perfect for your special occasion. 40 acres of woodlands to explore while camping at one of 60 RV sites with electricity or in the spacious tent area. Water, dump station, free firewood are available. Enjoy the playground equipment, ball diamond, horseshoe court and picnic area. Open and closed area shelters available for rental. Open May through September - no reservations available. Easily accessible from I-74 and I-80.
Situated on 140 acres of lakes, trees and grass. Excellent fishing for bass, crappie, catfish (no license required). Rental boats, bicycles, heated pool, water playground.
CITY:Rock Island
Large mature trees covering 50 acres surrounds a 5 acre lake for you to unwind in nature's glory. Activities for all ages - swim, fish, play horseshoes, volleyball or swing at the playground. 30 and 50 amp sites all with water and electric hookup. Pull through and tent sites are available.
This 18-hole championship golf course has a beautiful layout, with mature trees, ravines, huge greens, ponds and natural areas. There's also a driving range, full-service pro shop and a snack bar.
CITY:Rock Island
Park provides sledding and ice skating in the winter, gardens, greenhouse, tennis, walking trails, shelter and pool in summer.
CITY:Rock Island
Atkinson Motorsports Park (Gob Hill)
Looking for an adrenaline rush in Henry County? Experience the thrill of the Hill! Filled with 200 acres of unrestricted trails, undiscovered timber, rugged hills, steep valleys and lakes. Gob Hill is a motorsport enthusiast's dream. More conservative riders can enjoy over four miles of perimeter road riding, with beautiful Midwestern vistas. Gob Hill is also home to a children's dirt track perfect for knee-high dirt trackers. There is also a motocross track.
Bike rentals through the Quad Cities Convention & Visitors Bureau are available at their Visitor Center located at 1601 River Drive, Suite 110 in Moline. Bikes are available in a variety of sizes and come with locks and helmets. They also offer Kiddie Trailers to hook on the back of adult bikes for toddlers and small bikes that can be attached to the adult bike for children still needing training wheels. Rentals are available from Memorial Day through October. Rent by the day or by the hour.
CITY:Rock Island
Atkinson Motorsport Campground
Enjoy your stay at the state of the art campground. There are 28 sites that will easily accommodate a 40' motor-home and then some! All sites have electricity and water, while some have sewer. A dump station is at the east end of the campground. There are 6 total shower houses also available: Each room has a shower, toilet, sink and hooks to hang your towel. Enjoy your evenings with a fire in the public use area. This is a great place for getting to know your neighbors and sharing stories about your day of riding and fun!
Windmont Park, a 20-acre site on the city's southwest side, is one of the most attractive settings of any park in the Midwest. A lagoon is surrounded by a large variety of trees and shrubs, and the eye is drawn to an iron footbridge that crosses the lagoon. There's also a sidewalk that circles the water. A fountain donated to the park by a group of citizens adds a finishing touch to the scene. Recently installed at Windmont were an disabled accessible fishing pier, a new shelter, playground equipment and wider sidewalks for walkers enjoying the jaunt around the lagoon.
Channel Cat makes stops between five docks in the Quad Cities area. Each boat accommodates 47 people and seven bicycles. The Channel Cat offers a wonderful opportunity to get out on the mighty Mississippi River and see it up close. You can get on and get off at the various docks and enjoy nearby attractions and riverfront bike trails. One fare is good all day!
Situated in Sunset Park in Rock Island is the Mississippi River Trail. Listed as a difficult trial, mainly due to its length and many portions not protected by shade, this asphalt trail hugs the bank of the river as you move through parks, industrial sections, downtown business districts and small river towns.
CITY:Rock Island
Whitewater Junction - Aquatic Park
Whitewater Junction is a railroad-themed aquatic facility. Two water slides, spray toys, zero depth edge and shallow water play area.
CITY:Rock Island
Hennepin Canal Parkway State Park
The Hennepin Canal State Park, a 104-mile linear park, is a rustic, historic, educational, and recreational jewel spanning five counties and includes the entire width of Henry County with access points in Annawan, Atkinson, Geneseo, and Colona. It offers an up-close look at a fascinating piece of transportation history. It is popular with bicyclists who ride from town to town exploring the history, dining, lodging, and entertainment possibilities as they travel. The canal multi-purpose recreational trail is a portion of the American Discovery Trail, a 6,800-mile coast-to-coast trail devoted to non-motorized use. It is also part of the Grand Illinois Trail, a 535-mile loop through northern Illinois. The tree-lined park is a refuge with prairie restorations and wetlands slicing through corn and soybean farmland. Home to diverse flora and fauna, it has become a favorite for bird watchers and prairie enthusiasts. It offers numerous year-round opportunities to boat, hike, bike, fish, ride horseback, snowmobile, ice skate, and cross-country ski. Explore Henry County's jewel – the Hennepin Canal. In wintertime experience the longest snowmobile trail in the state -- 91 miles on the tow path. You can use the ice at your own risk, but pay heed to the locks, bridges and culverts where the ice likely is thinner than the rest of the canal. Bring your blades, skating along the canal is free! Keep in mind the rule is there must be 4" of snow and 6" of frost on canal for route to be open. Call the Visitor Center for automated message.
The Grand Illinois Trail (GIT) is a 535-mile loop trail in northern Illinois. It goes from Lake Michigan to the Mississippi along the northern border of Illinois and then loops back across the state along the Illinois River and the Hennepin Canal. 200 miles of the route is on paved township and county roads while the rest is on limestone trails or paths. Hennepin Canal Communities - Annawan, Atkinson, Geneseo and Colona.
This Nicklaus Design championship golf course features fairways that wind through a hardwood forest in a scenic lakefront setting. The public is welcome to tee off at this Quad Cities-area course that offers challenges for golfers of all levels. Brush up your skills with a lesson from the professional teaching staff.
What a way to travel - about 75 miles, from one major river to another (the Illinois and the Mississippi), all on one newly built trail. The Hennepin Parkway State Trail (a linear state park) offers surcease from the flat, treeless Illinois prairie with a lock-strewn straight course of water and a green tunnel over the old tow path of a canal that was obsolete before it was completed. Quaint towns lie nearby, camping spaces (usually primitive) abound, and history is there for the dipping of your fingers in the water. At Sheffield, a comprehensive trail museum more than fills the gaps in your experience of a very unique way to travel through the heart of America.
Located 4 miles north of I-80 at exit 19 and adjacent to the historic Hennepin Canal. Shady, quiet camping in the midst of nature's wonders. Spend a night in one of our four rustic cabins. Try the Yurt Accommodations. It is 20 foot diameter, and sleeps 8. It has one queen bed and 2 bunk beds with a full on bottom and twin on top Rent a canoe or kayak and relax on historic Hennepin Canal. Bring you own bicycle or simply walk to enjoy the recreational trail along the Hennepin Canal. The town of Geneseo has great Victorian homes with welcoming porches. In additional to the RV camp sites, there are 12 tent sites available. Internet services on site.


text:
Assessment of Formal and Informal Governance in Yemen
What is the project about
This assessment's key objectives are to conduct a political economy and drivers of change analysis of the informal and formal governance structures in Yemen and to explore the prospects for how best these two systems can work together. The findings and analysis of the study will help inform not only UNDP but also the Government of Yemen, relevant national stakeholders (including the Private Sector), the UNCT, and international partners in their planning, development of strategies, policy and assessments.
This assessment will disaggregate the national level and the local levels of informal and formal governance recognizing the influence of informal governance structures on national politics, policy making, appointments and resource allocation processes.
What have we accomplished so far
- The Informal Formal Governance Systems survey Methodology, the research tools and the training kits and materials.
- The steering committee for the survey identified and on the process to be formalized.
- The lead researchers, the international and National contracted
- The local firm to conduct the national Informal Formal governance systems selected
Who finances it?
Donor name
Amount contributed per year $US
- Status
- Ongoing
- Project Start Date
- 01/05/2013
- Estimated End Date
- 30/04/2014
- Focus Area
- Democratic Governance
- Geographic Coverage
- Throughout the country
- Project Officer
- Khaled Magead
- Partners
- Ministries of Planning; Local Administration (including Local Councils); Representation from Parliament, Shoura Council and Juvenile Parliament; Central Statistical Organization; Social Fund for Development; Public Works Project; National Human Rights Observatory; Yemen Centre for Studies and Research; Key NGOs; Academia Institutions; Political Parties; key Tribal Leaders; Youth and Women Organizations; Syndicates; Media Institutions; Development Partners; Private Sector and United Nations Country Team (UNCT)


text:
It appears as though you are visiting our site from Canada. Would you like to visit tenthousandvillages.ca instead?
Handmade in Guatemala8801130
Use current location
Search by zip code
*In store availability estimate is calculated once daily, please call
ahead to confirm product is in stock.
Creaciones Chonita mix innovation and beauty in these wire and bead earrings. Graceful interlocking S-shaped wires weave in and out of white, purple and transparent beads.
UPC Code: 732919416794
Gift wrapping is available for this product. View options
Creaciones ChonitaCreaciones Chonita, located in a town on the coast of Lake Atitlan, is an artisan group known for its creative new jewelry designs. Read more.
* Required Fields
No Reviews yet.
Enter your ZIP code and/or state to find where you can purchase this item.
Store availability is calculated once daily and stock quantities change often. Please call your local store to check available quantities.
Handmade in Guatemala


text:
Police to close Strongs Avenue today for accident reconstruction teamSTAFF REPORT | April 23,2013Strongs Avenue will be closed between City Hall and Madison Street from 1 to 3 p.m. today as part of the investigation into the death of Mary Jane Outslay. Rutland City Police said a crash reconstruction team is being brought in to work on the scene of the fatal hit-and-run. Motorists are asked to plan to take alternative routes.MORE IN This Just InPolice said a Rutland man knocked out another mans teeth. Full StoryWEST PAWLET Pancake-breakfast fundraiser season will kick off Sept. 11. Full StoryOmya is hosting an educational tour at a Middlebury quarry.
Scheduled 10 a.m. to 2 p.m. Full Story
- Most Popular
- Most Emailed


text:
Cobalt Software Platform - Mark43
Mark43's Cobalt software platform unites a set of law enforcement tools securely...
sponsored by
Mark Rivera
FBI-CJIS Security Policy Compliance Officer
Mark Rivera, Customer Retention Manager and CJIS Security Compliance Officer with Vigilant Solutions, served for sixteen years with the Maryland State Police, retiring at the rank of First Sergeant with thirteen of those years at the supervisory and command level. He holds a Master of Science Degree in Management from The Johns Hopkins University and Secret clearance through the FBI, Baltimore.
No upcoming webinars scheduled
ImageSoft, Inc., announced today the rebranding of its comprehensive justice system solution, formerly called ImageSoft iJustice, to JusticeTech. The name change, which is effective immediately, was undertaken to better describe the current and future state of the technology product. ImageSoft President Scott Bade said the new name is more concise and provides a better overall message for a technology solution aimed at courts and related justice agencies. Along with the new name, the company has introduced a product logo and three-minute video overview of JusticeTech.
JusticeTech enables the justice community -- courts, prosecutors, law enforcement, and other related agencies -- to share a common electronic case file to create a digital "paper-on-demand" environment where paper is no longer the norm. The solution provides automated workflow to seamlessly move information through the process and promote collaboration, efficiency, and a better justice system.
Workflow is a key differentiator of JusticeTech and the most significant component to a digital court because of the process efficiencies it creates. JusticeTech contains pre-configured Workflow Foundations for all courts, as well as for eFiling, eSignature, and eCertification functionality. Coming later this year is a mobile solution for courts and judges that will significantly expand the value of JusticeTech.
Courts that have used JusticeTech have increased productivity by more than 15% in just one year, according to the company. To date, two million court cases nationally are being managed by JusticeTech.
About ImageSoft, Inc.
ImageSoft provides document and process management solutions to automate, streamline, and improve workplace processes.
Request more info about this product / service / company
Fill out the form below to request more info regarding the company/product/service featured in the story.
Enter the verification code as it is shown below without spaces. (Not case-sensitive)
Enter Code:
Automated programs can't "read" the code you see in the box: only humans can.
When you enter this code, it ensures that your order is going to a real person.
If you don't see an image, make sure your browser is set to display images and try again.
If you're not sure what the code is, make your best guess.
If you're incorrect, you'll get another chance to enter a different code on the next screen.


text:
Free personalized radio that
plays the music you love
Hold It Now
Features of This Trackclub rap roots
old school Influences
east coast rap roots
danceable beats
female rap lead
explicit lyrics
boastin' lyrics
a bumpin' kick sound
ambient synth textures
a dry recording sound
a highly synthetic sonority
production and lyrics by famous rap artists
These are just a few of the hundreds of attributes cataloged for this track by the Music Genome Project.show more
Similar Tracks
Don't have a Pandora account? Sign up
Already have a Pandora account? Log In


text:
Bellamere is focused on Weddings! Would you rather we are like some of our competitors focused on our golf members, renting a hotel room, providing university oMore
$1 mil. - $5 mil.in Revenue
10 - 20EmployeesContact people at this company
1260 Gainsborough RoadLondonOntarioN6H 5K8Canadaview map
(519) 473-2273(519) 800-0641Fax
Enterprise_Iteration-NT.1579[04] SEIDXWK-35


text:
Hairdressers are a wonderful breed. You work one-on-one with another human being and the object is to make them feel so much better and to look at themselves with a twinkle in their eye.
– Vidal Sassoon
Photo Gallery
Our Staff
Violette ZachwiejaNail Technician
Experience20 + Years
HometownWarsaw, Poland
HobbiesGardening, Cooking ,Dancing and Wine tasting
Best Day at WorkEvery gets better and better!
Mateo SkowHairstylist
Experience5 years specializing in cut, color, and straightening treatments
HometownDenver, Colorado
Hobbiesfamily, travel, wine, hiking
Best Day at WorkEveryday at Pucci !
Gigi MolomNail Artist
Experience10 years
HobbiesMusic, Fashion, Art, Outdoor Activities
Best Day at Work"Every day is fun when you work with amazing people, who always have wonderful energy"
Shawna PurdyAssistant
Experience2 1/2 years experience , specializing in men's Haircut & Color
HometownReno, Nevada
HobbiesWeight training, hiking, exercise and anything outdoors
Marin AcevedoSalon Coordinator
Experience9 Years of Beauty Industry Customer Service
HometownChicago, Illinois
HobbiesTry new Resturants, Going to the Gym
Drew NoreenHairdresser
Experience7 Years Hairstylist / Makeup Artist/Bridal Team
HobbiesTraveling, trying new foods, painting and anything Creative!
Best Day at WorkAny day I learn something new


text:
The JW Q&A
Culture View
First Person
Culture View
The JW Q&A
A Rabbi's World
The JW Q&A
A Rabbi's World
In the Beginning
BREAKING: Pope To Visit N.Y. Shul In First
by Steve Lipman
Staff Writer
Photo Galleria:
During his 43 years as a human rights activist, Rabbi Arthur Schneier has met three popes in the Vatican. Next week the current head of the Catholic Church will pay the rabbi a return visit. The U.S. Conference of Catholic Bishops announced on Thursday that Pope Benedict XVI will visit Park East Synagogue on the Upper East Side on the afternoon of Friday, April 18, during the pontiff's first trip to the United States. Only two popes are known to have previously set foot in a synagogue: Benedict XVI in Cologne in 2005, and his predecessor, John Paul II, in Rome in 1986. "I thought that, particularly before Pesach, it would be a significant statement and message of good will in terms of Catholic-Jewish relations," Rabbi Schneier said of his invitation to the pope. Passover starts the next day, the evening of April 19. "This historic first is a reaffirmation of Pope Benedict VI's commitment to interreligious dialogue and outreach to the Jewish community," Rabbi Schneier said. "You don't come into someone's home unless you wish them well. This is an opportunity for Pope Benedict to send a message of good will." The pope, accompanied by his official delegation, will spend about a half hour in Park East, Rabbi Schneier said - the visit will conclude before the start of Friday evening Shabbat services. Leaders of the synagogue and the wider Jewish community will take part in the program that will include a welcome by students in the Park East Day School, and an exchange of statements by Rabbi Schneier and the pope. The rabbi, who has maintained close contacts with members of the Vatican hierarchy for decades and had met John Paul II and Paul VI, met the current pope, formerly known as Cardinal Joseph Ratzinger, after he succeeded John Paul II three years ago. The rabbi wouldn't give any more details about how the visit by the pope came about. Rabbi Schneier, spiritual leader of Park East since 1962, is founding president of the Appeal of Conscience Foundation, the ecumenical human rights organization that has served as the forum for the rabbi's meeting with international religious and political leaders. Benedict XVI "knew of the Appeal of Conscience's work," the rabbi said. He called the pope's acceptance of his invitation a recognition of the importance of New York Jewry, "the largest Jewish community in the world outside of Israel." The pope, Rabbi Schneier said, "received hundreds of requests" from Catholic and other organizations here. Rabbi Schneier traveled to the Vatican in 2006 to discuss the protection of religious sites around the world with Benedict XVI. The rabbi was part of a 24-member Jewish delegation that met John Paul II here in 1995 during a papal visit to the U.S.
Last Update:
10/19/2009 - 09:36
Add comment
Comment Guidelines
The Jewish Week feels comments create a valuable conversation and wants to feature your thoughts on our website. To make everyone feel welcome, we won't publish comments that are profane, irrelevant, promotional or make personal attacks.


text:
Rotherham manager Steve Evans admits he found it tough after starting his six-game stadium ban at the weekend.
Evans was handed the punishment after being found guilty of using abusive and insulting words and behaviour with a reference to gender during an incident while manager of Crawley last season.
He was able to watch Saturday's 1-0 win over Torquay via live streaming and kept assistant Paul Raynor's phone to his ear throughout.
"It was tough for me," Evans said. "Thanks to the chairman and the media department I was able to watch it and converse with the bench throughout.
"I found myself talking to Paul Raynor before I'd even picked the phone up and shouting at the television!
"It was tough but that is the punishment that the FA levied at me. If someone gives you a punishment and you accept it, you have to take it on the chin."
- Steve Evans
- Paul Raynor


text:
The following bibliography has been generated by bringing together all references provided by our content partners. There may be duplication.
- Hoyle, W. E. 1910. A list of the generic names of Dibranchiate Cephalopoda with their type species. Abhandlungen der Senckenbergischen Naturforschenden Gesellschaft, 32. 407-413
- Nesis, K. N. 1987. Cephalopods of the World: Squids, Cuttlefishes, Octopuses, and Allies. 351
- Sweeney, M. J. and C. F. E. Roper / N. A. Voss, M. Vecchione, R. B. Toll and M. J. Sweeney, eds. 1998. Classification, type localities and type repositories of recent Cephalopoda. Systematics and Biogeography of Cephalopods. Smithsonian Contributions to Zoology, 586 (I-II). 561-599
EOL content is automatically assembled from many different content providers. As a result, from time to time you may find pages on EOL that are confusing.
To request an improvement, please leave a comment on the page. Thank you!


text:
Grand Theft Auto San Andreas PC Game Download [UPDATED MONTHLY!]
What do you think about this video?
Ned Leyn: download 1 is not working the link is broken fix it please !!!
rjasbert strongman: it needs surveys.... -_-
Giancarlowijman: guys just download gta san andreas directly from goomia.net it worked for me and its a lot easier to get :) enjoy peeps
DEXTER1337: qwe
pita strudl: freakING HATE THAT GOOMIA
Siro keworkian: ty
TheNiceman312: freak your goomia crap
playtoosurvive: guys just visit goomia.net to download gta san andreas safely goomia is safe and you will get it in safely enjoy guys
Miles LeBlanc: Shutup and go kiss goomia's big fat freaking ass if you love it so much. -_-
yahya ironman: download gta san andreas and code for free you must complet the survey rajawi123.blogspot.com
Humberto J Manjarrés: amigo me sale que gta_sa dejo de funcionar apenas lo voy a abrir ayudame porfa y me suscribo
Weljash: Ty i lost my original cd now i downloaded this its awesomee to play again :D
john doe: Heyy if you wanna get GTA SA from fast mirror check: --> DownloadBlinks . Com <--
Robin Lucid: guys try this link gta-installer.blogspot.com it works for me
GamesY999: GTA -->bog4.net
Damien Martinez: peeps you can easily download gta san andreas from goomia.net cuz its high speed and easy to get its easy, enjoy
The Inside: why? its simple to delete virusses when you have fbi virus you can delete is simply restart pc touch f8 and then recover windows
Putu Widyasena: lol, i was download GTA from here. it uploaded at megaupload :3
Mae Mendoza: peeps you can easily download gta san andreas from goomia.net its much safer and easier to get enjoy peeps
Kody Comeaux: whats the link !? kant see it
Grand Theft Auto San Andreas PC Game Download [UPDATED MONTHLY!] 5 out of 5


text:
Russian Girls 3D Screensaver$9.94
Quick Specs
Total Downloads:17,600
Date Added:Aug. 04, 2005
Price:Free to try (30-day trial); $9.94 to buy
File Size:6.52MB
Downloads Last Week:2
From Anything3d: This screensaver displays stunning high-quality 3D pictures of the most beautiful and exotic Russian girls in bikinis and lingerie. Enjoy shapely figures, smooth skin and long legs in 3D! See them from any point and have fun! All pictures are optimized for resolution up to 1600*1200 pix and High Color (24-bit).
read more +
see all reviews +
read more +
More Products to Consider
- Display the view of our planet as seen from space.Decorate your desktop with a 3D ocean screensaver.Animate your desktop with water effects.Play videos as background wallpaper.
- Create a screensaver with images, sounds, movies, Flash, Web...Add some patriotic flair to your computer with this dancing ...Customize your wallpapers and screensavers with pictures and...Bring realistic coral reef aquarium to your PC screen.
- Turn your screen into an aquarium filled with strange creatu...Emulates the Matrix code and introduction sequence.View 3D pictures of Russian girls in bikinis and lingerie.Watch as a cartoon turkey runs for his life in this Thanksgi...
- Disply a virtual aquarium with unsurpassed realism.Replay A.I. Wars on your desktop.Watch as time goes by on a 3D clock.Display a 3D screensaver with the words I Love You on your d...
- Watch a virtual lava lamp in real time.Display weather with corresponding live landscapes.Decorate your desktop with 3D animated screensaver.Change the desktop wallpaper automatically, position picture...


text:
Free personalized radio that
plays the music you love
Canton Spirtuals
Selected Discography
Track List: I'll Give It All To You
Similar Artists
I LOVE THE CANTON SPIRITUAL.. they are at the top of my list of spiritual artists. Their singing makes everyday day of my life just a little better. Thank You
Don't have a Pandora account? Sign up
Already have a Pandora account? Log In


text:
Sustainability Drinks Berlin is now officially organized by GreenBuzz Berlin.
Please see the GreenBuzz Berlin Events Page for the latest updates.
Past events can still be found under events on this page.
Also like us on Facebook and feel free to join our Meetup Group to stay in touch with other participants and get our updates!
Sign up for our newsletter to stay up to date and get information about upcoming events and feel free to email any questions to


text:
Don't let it get away!
Keep track of the stocks that matter to you.
Help yourself with the Fool's FREE and easy new watchlist service today.
Intel (NASDAQ: INTC ) has declared its latest quarterly dividend. The company will hand out $0.225 per share of its common stock on June 1 to shareholders of record as of May 7. That amount matches the company's previous three quarterly disbursements, the most recent of which was declared in January, and handed out the following month. Prior to that, the tech giant paid $0.21 per share.
Intel has been a habitual dividend payer for many years. Lately, it has tended to increase its payout once per year.
The current dividend annualizes to $0.90 per share, which yields 4.3% at Intel's most recent closing stock price of $21.04.


text:
- Report: #966380
Report - Rebuttal - Arbitrate
Complaint Review: Attorney John Mills
Attorney John MillsLos Angelas, Texas United States of America
Attorney John Mills Called and said I owed $200 for an old loan I never paid and if I didnt pay immediately he was going to call my employer. Called the loan service and they said I did not owe money and this type of f Los Angelas, Texas
*Consumer Comment: Attorney John Mills representing National affidavit department of USA
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
This report was posted on Ripoff Report on 11/08/2012 10:15 AM and is a permanent record located here: http://www.ripoffreport.com/r/Attorney-John-Mills/Los-Angelas-Texas-/Attorney-John-Mills-Called-and-said-I-owed-200-for-an-old-loan-I-never-paid-and-if-I-did-966380. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Click Here to read other Ripoff Reports on Attorney John Mills
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
#1 Consumer Comment
Attorney John Mills representing National affidavit department of USA
AUTHOR: shawannahaynes - (United States of America)
SUBMITTED: Thursday, November 15, 2012POSTED: Thursday, November 15, 2012
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
Advertisers above have met our
strict standards for business conduct.


text:
In this episode, there is a new actress playing the roll of Brianna then in season 1. At this matter Mr. Brown says:
Mr. Brown: Now, that's little Joaquin but (Points to Brianna) who is that?
Will: Mr. Brown, that's Brianna!
(Mr. Brown looks at the viewers with a confused face)
Mr. Brown: Somebody lying!
In this episode, it is the 1st and only time the studio audience clap for Mr. Brown's entrance.
Mr. Brown makes two references to Cora's mother, Madea. Brown is the biological father of Cora after a one-night stand with Madea.
This episode is a part of the same reality as its parent series, "House of Payne," picking up after "Weeping May Endure for a Night" (an episode of "House of Payne").
User Score: 363
User Score: 152
User Score: 43
User Score: 19
User Score: 9
User Score: 9
User Score: 7
User Score: 5
User Score: 5
User Score: 5
User Score: 4
User Score: 3
User Score: 1
User Score: 1
User Score: 1
User Score: 1
No results found.
No results found.
No results found.
laugh track, Family Comedies, African-American Comedy, spinoff, oblivious bumbling


text:
U.S. Rep. Artur Davis of Alabama's Seventh Congressional District is seeking the state's top office.
Davis announced his Democratic candidacy for governor Friday, in a bid to be the first black governor.
The 41-year-old, Harvard-educated lawyer ended months of speculation over his plans at a noon announcement in Birmingham.
The three-term Democrat had appearances in Birmingham and Montgomery Friday, plans to l make stops between Saturday and Monday in Huntsville, Northport and Mobile.
Davis would be the first black person to make a serious bid for governor of Alabama. Last year he chaired Barack Obama's presidential campaign in the state.
Lt. Gov. Jim Folsom, Jr., and Agriculture Commissioner Ron Sparks also are considering running for governor as Democrats.


text:
2017 Saffran Summer Camp at BCMSR
Don't miss out on the fun.
For summer camp staff questions, please contact Dan Ksiazek at firstname.lastname@example.com.
*New and Improved Tent Platforms
for Summer 2016*
Broad Creek Scout Summer Camps have designed outdoor programs for Scout Troops both large and small. Our 2016 Boy Scout and Cub Scout Resident Camps, Camp Saffran and Camp Spencer, provide the highest level of customer service and quality program for our leaders, parents, and most importantly our Scouts. ...More
Summer camp is the keystone of the Scouting program yet not all our boys in troops are able to participate. Sometimes the weeks don't match or the travel is too difficult. If your troop isn't sending it's whole unit consider the provisional program. Lead by local leaders it is designed for our Scouts who want an amazing summer experience but can't join their local unit. ...More
Experience the Adventure at
Broad Creek Scout Reservation!
Broad Creek Scout Reservation has announced the
2016 Summer Camping dates for Boy Scout summer camp.
Click here to make your reservation.
We look forward to seeing you at BCSR in 2016!
Follow the Broad Creek Scout Reservation & The Baltimore Area Council on Social Media !
Important 2016 Dates:
Jan 6 - Campership Application Opens
Mar 25-27 - Camp Closed - Easter
Mar 31 - Campership Application Closes
Apr 15 - Early Bird Registration Ends
May 27-29 - Camp Closed - Memorial Day
May Roundtable - Camp Card Settlement
June 15 - Final Summer Camp Payment Due
Sept 2-4 - Camp Closed - Labor Day
Nov 25-27 - Camp Closed - Thansgiving
Dec 23-25 - Camp Closed - Christmas
Dec 31 - Tentative - Jingle Bell Beaver Day


text:
Watch an online-only version of President Barack Obama's State of the Union speech. This live video released by the White House will include charts, statistics and other data related to the policies he discusses.
The Associated Press journalists listed below are tweeting about the State of the Union address. Tweets from @AP_Politics/state-of-the-union
Sen. Marco Rubio will deliver the Republican response to the President's speech. His address will be delivered in both English and Spanish.
Comments are currently unavailable on this article
Location, ST | website.com


text:
A year-round paradise for outdoor enthusiasts, The St. Regis Aspen Resort offers an array of activities—from skiing to golf to horseback riding. Luxurious spa treatments and a state-of-the-art fitness center comprise the luxurious new Remède™ Spa.
The resort is honored to announce a new era of style and elegance with a renovation completed in January 2012. This comprehensive interior and exterior redesign represents a new standard of luxury design in Aspen. The resort has been transformed into an innovative structure with clever usage of light, ornamental steel, and glass, emulating the elegance of an opulent historic manor.
Enjoy an afternoon of golf or perhaps a tournament. Local courses include the Aspen Golf Club, the Snowmass Club Golf Course, the Ironbridge Club, and the River Valley Ranch Golf Club. 詳細 >
Family Traditions at St. Regis Program
The Family Traditions at St. Regis program is an experience beyond expectation. With captivating activities and thoughtful, welcoming attention tailored for younger guests and their families, each St. Regis celebrates the art of play. 詳細 >
Winter Sports
World-class skiing and snow boarding are always great winter sport options in Aspen. However there is an array of other activities from which to choose. Ice skating, winter fly fishing, snowshoeing, dog sledding…the possibilities are endless. 詳細 >
Whether you are a beginner or a seasoned veteran, if you want to ski the bumps, powder or improve your form, you will receive the attention you deserve. Group and private lessons are available to meet the needs of every skier. 詳細 >
Summer Sports
Aspen is a fantastic summer destination for those who love the outdoors. From fly fishing to horseback riding to whitewater rafting, there are a number of activities to get you out into the invigorating mountain air during the warmer months. 詳細 >
Business Center
The Business Center offers workstations for computer access and a television to provide guests with financial news and reports. 詳細 >
The Boutique at Remède Spa
The Boutique at Remède Spa features spa gifts as well as sundries, travel accessories, and refreshments.
Remède Spa
The 15,000-square-foot Remède™ Spa has been named the world's best hotel spa by Travel + Leisure magazine. Indulge in luxurious treatments, a state-of-the-art fitness center, and the Confluence, reminiscent of hot springs found in Colorado. 詳細 >
St. Regis Butler Service
St. Regis Butler Service has been a treasured hallmark of the St. Regis experience for over one hundred years. From a perfectly pressed suit to a favorite book at hand, no request is too small or unattainable. 詳細 >
Delights Delivered
For an elevated experience, send a meaningful amenity gift during or in advance of an upcoming stay. From a fresh bouquet of flowers to a bottle of Champagne, deliver a memorable delight to be enjoyed in residence. 詳細 >
館内全域にご用意したインターネットアクセスでコミュニケーションも万全です。 詳細 >


text:
All Library branches will be closed and the Mobile Library will not make its regularly scheduled stops on Monday, September 5, Labor Day.
Published January 3, 2009
Use these forms to assist in researching your family history. Click on the link to download the form to your personal computer.
The free Adobe® Reader® is required to view these files.
Print Forms
Fill and Print Forms
You may enter information directly on these forms and then print them or save them to your computer or USB drive. However, Adobe® Reader® 9 or above is required in order to repeatedly edit and save the forms.
Other genealogy forms are available from:
Find this article at


text:
The Dutch Bros. will donate all proceeds from Saturday, May 2, to the Muscular Dystrophy Association in its annual "Drink One For Dane Day."
The company's locations in all seven states donate the funds in honor of Dutch Bros. co-founder, Dane Boersma, who was diagnosed with the degenerative nerve disease Lou Gehrig's disease, or ALS, in 2005 and died in 2009.
"We are eternal optimists and believe one day there will be a cure for ALS," Travis Boersma, company co-founder and Dane's brother, said in a news release. "The services provided to families facing this disease are so vital, and we are pleased to support those families."
Dutch Bros. has contributed more than $900,000 to the MDA since the annual event started in 2007.
Location, ST | website.com


text:
* required fields
Chicago is now the ninth city to require benchmarking for energy performance. The city's new ordinance will affect more than 3,000 buildings.
Photo Credit: photo.ua / Shutterstock.com
Approximately 3,500 buildings over 50,000 square feet are now required to track and verify energy consumption due to the benchmarking ordinance recently approved by the Chicago City Council.
The ordinance, introduced by Mayor Rahm Emanuel, requires commercial, large multifamily, and municipal buildings to report energy use data to the city each year and have their data verified by a recognized professional every three years. Buildings must benchmark and track with the EPA's free Portfolio Manager tool. The city will also publicly disclose data for individual buildings starting in June 2015.
However, the city is phasing in the plan gradually – buildings over 250,000 square feet will report in June 2014, followed by buildings between 50,000-250,000 in June 2015. Residential buildings in each group have an extra year to achieve compliance.
An energy savings of 5% from the buildings covered by the ordinance would save the facilities $250 million and reduce greenhouse gas emissions by the equivalent of 50,000 cars, according to a city statement. Chicago joins eight other cities and two states that already require energy benchmarking.
Search our Trade Pro Directory to find professionals that can help identify energy-efficient natural gas options that save energy and qualify for rebates to save you money.
Visit our website today to learn about the design flexibility of a Morton building and the endless possibilities of partnering with our designBUILD team.
When choosing a metal-clad building for your next construction project, consider Morton Buildings, Inc., and their designBUILD team, we'll make your dream a reality.
Wood construction is both cost and energy efficient. Check out Morton Buildings and our designBUILD team online today to discover all the benefits of post-frame construction.


text:
Download our free Treatwell app.
We expect Treatwell citizens to be polite and well mannered so if anything you see on this site causes you offence (profanities, unauthorised advertising, slanderous comments), please let us know and we'll look into right away.
Before you submit your report, have a read of our Community Guidelines to make sure the content of this review breaches them in any way.
If this is your business, see also our tips on dealing with negative feedback.
The Treatment was Spot on, i achieved 5 shades whiter instantly, What will they invent next?
2 days after the treatment my teeth got slightly more whiter, i could tell as my side teeth were the darkest parts of my teeth and they were still playing catch up with the rest of my teeth after the treatment, but i can see now they are the same colour as the rest of my teeth.
I will be back for the new year.
If you've already registered with Treatwell, why not log in before reporting this content? If you log in we'll be able to get in touch with you once we've reviewed the content you're reporting.
If you're not a citizen, why not register now?
See also our tips on dealing with negative feedback.


text:
- Join Date
- Feb 2009
- Location
- Clovis, California
- Posts
- 3
Colored lights on a motorcycle... Legal??
Ok so a similar question has been asked on here before but I need clarification =) are vehicle codes the same when referring to a motorcycle??? For example... Section 24400 of the California Vehicle Code states that
Whenever a motor vehicle is being operated during darkness, the driver shall use a distribution of light or composite beam, directed high enough and of sufficient intensity to reveal persons and vehicles at a safe distance in advance of the vehicle, subject to the following requirements and limitations:
(a) Whenever the driver of a vehicle approaches an oncoming vehicle within 500 feet, he shall use a distribution of light or composite beam so aimed that the glaring rays are not projected into the eyes of the oncoming driver.
The lowermost distribution of light specified in this article shall be deemed to avoid glare at all times regardless of road contour.
(b) Whenever the driver of a vehicle follows another vehicle within 300 feet to the rear, he shall use the lowermost distribution of light specified in this article.
But it says clearly in the DMV handbook that a motorcycle can be driven all the time with its high beam on. Night or day. They actually recommend it.
Now for my real question. And it has to do with "illegal" lighting. I am going to be buying a motorcycle with L.E.D bars on it; it was a show bike, now I was wondering if I could get the ok to use them in night situations to be seen by other vehicles. Like another light per say. Or better yet a "can you see me now Mr. Man on your cell phone not paying any attention?" light.
Now Section 24255 states…
24255. (a) A vehicle may be equipped with a system to supplement the driver's visibility of the roadway to the front or rear of the vehicle during darkness. This system may incorporate an illuminating device that emits radiation predominantly in the infrared region of the electromagnetic spectrum and a display monitor to provide an image visible to the driver of the vehicle. The system, or any portion of it, shall not obstruct the vision of the driver, and shall not emit any glaring light visible in any direction or to any person. The illuminating device may be mounted inside the vehicle, if it is constructed and mounted so as to prevent any direct or reflected light, other than a monitorial indicator emitted from the device, from being visible to the driver.
(b) The system shall be operated only with the headlamps lighted. An illuminating device for the system shall be interlocked with the headlamp switch so that it is operable only when the headlamps are lighted.
(c) (1) No part of the illuminating device may be physically or optically combined with any other required or permitted lighting device.
(2) The illuminating device may be installed within a housing containing other required or permitted lighting devices, if the function of the other devices is not impaired thereby.
So……… do my lights count?? I'm still confused about what a radiation predominantly light is though. I'm not trying to be an jerk and get away with something, I just want to be safe when I ride and have people be able to see me. The bike is black and the night is black and black on black don't mix very well while trying to be seen. I have a reflective jacket and a stripe on my helmet but you know it just doesn't seem like enough.
They're orange not red. Pictures taken on a cellphone.
- Join Date
- Jan 2004
- Location
- Montgomery Alabama
- Posts
- 21,720
The Code of Alabama Title 32-Motor Vehicles&Traffic has provisions virtually identical to the CVC. Additional lighting is governed in the code. To keep it simple, Alabama prohibits red/blue lights on a civilian motorcycle.
- Join Date
- Feb 2009
- Location
- Clovis, California
- Posts
- 3
So if i understand you right.... i could have like a white light? or like any other color besides red and blue? red and blue was pretty much a give in about not putting in on. but i wasnt REALLY 100% sure of the moto law. i know that i have gotten a fix it ticket for my scion and it was an orange light too.
but other than the fact that i was driving a BIG billboard saying "please mr officer pull me over!!!" i understood about the car vehicle code.
if anyone can tell me if it IS illegal in CA or not please let me know. and if i have to i would change the color to white as to not push anything.
"emits radiation predominantly in the infrared region "
This refers to the system in I think it's Cadillacs that use an infared light source and interior monitor to supplement your night vision. Infared light is not in the visible spectrum of the human eye.Today's Quote:
"The difference between stupidity and genius is that genius has its limits."
Albert Einstein
Accent lights are unlawful in CA!
The "Motorcylce Driver's Handbook" for the State of California states what you have written; except, it was a misprint and is supposed to read as follows:
The best way to help others see your motorcycle is to always keep the headlight on. Studies show that during the day, a motorcycle with its light on is twice as likely to be noticed. Using your high beam during the day and at night increases the chances that oncoming drivers will see you. Use your high beam WHEN it is legal and safe to do so. When it is foggy, use the low beam.
Motorcycles: Headlamp Flasher
25251.2. Any motorcycle may be equipped with a means of modulating the upper beam of the headlamp between a high and a lower brightness at a rate of 200 to 280 flashes per minute. Such headlamps shall not be so modulated during darkness.
Added Ch. 35, Stats. 1980. Effective March 7, 1980.
This is the section you should be concerned with:
Vehicle With Unlawful Lamps
24003. No vehicle shall be equipped with any lamp or illuminating device not required or permitted in this code, nor shall any lamp or illuminating device be mounted inside a vehicle unless specifically permitted by this code. This section does not apply to:
(a) Interior lamps such as door, brake and instrument lamps, and map, dash, and dome lamps designed and used for the purpose of illuminating the interior of the vehicle.
(b) Lamps needed in the operation or utilization of those vehicles mentioned in Section 25801, or vehicles used by public utilities in the repair or maintenance of their service, or used only for the illumination of cargo space of a vehicle while loading or unloading.
(c) Warning lamps mounted inside an authorized emergency vehicle and meeting requirements established by the department.
Amended Ch. 723, Stats. 1979. Effective January 1, 1980.
You cannot stretch the law, in the name of safety, to trick out your motorcycle. Sorry!
You are permitted to operate your vehicle with headlamp(s), tail lamp(s), brake light(s), low intensity white or yellow forward running lamps, low intensity RED lamps to the rear; and, turn signal lamps.
You are not permitted to operate with any type of under-vehicle, under-fender accent lamps or under-vehicle roadway illuminating devices, while the vehicle is being operated over, across or upon a roadway or highway.
Nothing above will preclude your use of those types of lighting when your vehicle is static and on display.Be courteous to all, but intimate with few, and let those few be well tried before you give them your confidence!
[George Washington (1732 - 1799)]
- Join Date
- Feb 2009
- Location
- Clovis, California
- Posts
- 3
Thank you SgtCHP thats the answer i was looking for. And i didnt know that the DMV handbook was a misprint... you think that they would have made new copies for 09 if it was mistaken. you have been a big help thanks again.
- Join Date
- Dec 2004
- Location
- Posts
- 139
Those would be illegal in Colorado, on a public roadway. On private property, they can be lit (car shows).
It is also a misdemeanor offense in Colorado to possess a red or blue light that displays said light directly to the front of the vehicle.
SGTCHP covered it......... dim the highbeam and no extra lights
Defensive riding and caution will be better than some red neon light for protecting against the idiots on the road.


text:
...a bag of food to one of our pantries....one meal to hungry homeless men....spare clothing to TurnStyles thrift stores.
You can GIVE in many ways. We always appreciate financial support, but we truly value gifts of time, food, clothing and more. Click the button to learn unique ways you can GIVE.
Catholic Charities strives to go beyond providing services, by providing tangible HOPE. We are collecting messages of HOPE that we can give to people in need, along with the services we provide. HOPE cards will be given to...
...the single mother who comes to us for groceries....the homeless man needing a place to sleep....the child in need of early education and care.
You can help... Write a message of hope in the form below and we will pass it along to someone in need.
HOPE COUNTS:We have collected3,418messages of hope to give to people who come to our doors for help. Write a message today to GIVE. HOPE!
Administrative Office9720 West 87th Street, Overland Park, KS 66212 P: 913.433.2100 | F: firstname.lastname@example.com
© Catholic Charities of Northeast Kansas | Privacy Policy


text:
Products: 1 • 2 • 3 • 4 • 5 • 6 • 7 • 8 • 9 • 10 | 11-20(Total 87 pages)
Related Products: T Shirt Design | Organic T Shirt | OEM Clothing | Babywear | T Shirt Printing
Login or register for immediate download
Note: Magazines are available in English only.
Get in-depth market information & more on these verified suppliers:
See also companies of Women's button T-shirts, Women's novelty T-shirts, Women's round-neck T-shirts, Women's short-sleeved polo shirts, Women's embroidered T-shirts
Above T Shirt Fabric suppliers include wholesale T Shirt Fabric, T Shirt Fabric from China, India & Worldwide. Back to top of the page for chinese T Shirt Fabric.
Can't find the product you want? Tell suppliers what you need and get quotations!
Please select your preferred language:
If you wish to change the language or use the original language later, please refer to the header or footer for more language options.
Contact the supplier of your choice. It's fast, precise and secure.
Contact all suppliers . It's fast, precise and secure.
Min. Order:
FOB Price:
Certs: More...
Learn more
Learn more
View all
Come and meet us at the Fair! Register
Come and see our product at the Fair!Register
This supplier has exhibited at one or more of our specialized sourcing Trade Shows
Click here to learn more about this supplier
Learn more
Please select an item(s) before clicking "Inquire Now" or "Add to Basket".


text:
Tommy Pygmalion Has a New Project
By RUTH LA FERLA
Published: October 12, 2003
''EVERY day, I'm in my own vortex of a hurricane. She's the only thing that can stop that, so that my hurricane doesn't consume me.''
That was Thomas D. Mottola, the music mogul, talking about Thalía Sodi, the Latina pop idol.
Ms. Sodi can match Mr. Mottola's flair for the operatic pronouncement, tone for tone. ''Being with him is like jumping onto a runaway horse,'' she said, turning a liquid gaze in his direction. ''You never know where he is going to go.''
Mr. Mottola, it may be recalled, is that New York street kid turned pop music impresario, who in his long reign atop Sony Music Entertainment displayed a gift for shaping raw talent and moxie into polished blockbuster acts. ''You know, I am the one who discovered Gloria Estefan,'' he said. ''I discovered Jennifer Lopez.''
Like the Pygmalion of myth, Mr. Mottola, 54, has sometimes been so dazzled by his own creation that he has fallen in love, most famously with Mariah Carey, whom he married in 1993. During their five-year union, he transformed her from a backup singer into a white-hot hit machine, and the couple built their own 14-bath mansion, Xanadu, in Bedford, N.Y.
In 2000, Mr. Mottola married the Mexican-born Ms. Sodi, who was already a star in the Latino community in the United States and who, at 31, bears more than a passing resemblance to Ms. Carey. Her musical career is handled by Virgin Records, a label Mr. Mottola has no hand in. Yet his wife is very clearly his next big project, and his challenge is to make her a household name while avoiding being overly controlling -- a trait Ms. Carey once complained wounded their marriage. To hear Mr. Mottola tell it, Ms. Sodi has the potential to eclipse his many past triumphs -- and not incidentally, to help him reinvent himself after his ouster in January from Sony, which had lost many millions of dollars during his last year. ''A kid from the Bronx and a girl from Mexico -- what could be better?'' he said.
''It's our shared vision to have a really broad brand in all categories,'' he added.
Last summer, he engineered a deal for Ms. Sodi to produce a line of clothing, accessories and home products in 335 Kmart stores. The collection, which bears Ms. Sodi's sexy, vibrantly colorful imprint -- sparkly logos, Aztec symbols and other south-of-the-border imagery on skinny T-shirts and the like -- is just the latest to put the name of a pop star on clothes. (Eve and Gwen Stefani are two others.)
Next February, Thalía, a monthly magazine, is planned to arrive on newsstands, published by American Media, which owns The Star, The National Enquirer and a roster of titles aimed at the Hispanic market. Ms. Sodi will top its masthead as editor in chief, Mr. Mottola as creative director. ''I don't know Thalía,'' said David Pecker, the chief executive of American Media. ''But I have great faith in Tommy as a businessman who knows how to market a celebrity better than anybody and how to promote a magazine in other forms of media.''
Evidently intent on following the model of Ms. Lopez, whose first fragrance, Glow, is a mass market hit, Mr. Mottola and his bride have also developed a perfume to be sold at Kmart, Thalía, its packaging highlighted by an imprint of Ms. Sodi's pillowy lips. ''It's a work of art, like a Dalí piece,'' Mr. Mottola said as they sat in a conference room in Midtown. Mr. Mottola declared, ''We're going to make Thalía the Hispanic Martha Stewart.''
Why not? Mr. Mottola is, after all, the man who plucked Ms. Carey from obscurity after listening to a demonstration tape that Ms. Carey, then an 18-year-old waitress, slipped him at a party. He provided musical guidance and also helped choose her skirts and lipsticks.
Eventually, the marriage soured. Ms. Carey later said she found her relationship with Mr. Mottola, 20 years her senior, confining, if not downright oppressive. In an interview with Barbara Walters six months after the divorce, Ms. Carey, then still under contract to Sony, charged Mr. Mottola with concealing film offers from her, adding that he was so overbearing she feared to venture out with friends at night, lest she incur his wrath. Mr. Mottola, who discredited her claims at the time, declined to comment on this chapter in his life.
Mr. Mottola's latest storm was his dismissal from Sony amid reports of strained relations with Howard Stringer, chief of the Sony Corporation of America, and other music division executives who were said to have balked at his extravagant spending and his maverick management style. His departure in January after 14 years with the company fueled speculation that his career had plunged into an irreversible decline.
But Doug Morris, the chairman and chief executive of the Universal Music Group, and an old friend of Mr. Mottola's, rescued him, asking him to revive the Casablanca label at Universal. Mr. Mottola seized the chance.
He promotes his wife as one poised on the cusp of megastardom, needing only a bit of grit (hers) and a sprinkling of diva dust (his) to become a household name -- at least in the realm of style. If hip-hop music could permeate fashion and pop culture, why shouldn't Thalía's Latin-flavored rhythms do the same, Mr. Mottola asked. ''She'll become the new young fashion out there,'' he predicted with some heat.
Such fervor fuels the popular image of Mr. Mottola as a puppet master pulling the strings of young pop stars or, in a darker view, turning those he loves and weds into bankable commodities.


text:
LEXINGTON, Ky. (WKYT) - Millions of dollars in federal funding will allow officials at the Bluegrass Airport to increase both safety and maintenance.
Over the next couple of years, $70 million will go toward a Taxiway Safety Enhancement Program at the Bluegrass Airport. The goal is to increase airport safety and improve the efficiency of aircraft movement.
The first phase of the initiative will begin this month when airport officials break ground on a new $15 million Maintenance and Snow Removal Equipment Complex.
A new 63,000 square foot facility will house the equipment. The move will also allow the airport to realign its main commercial runway.
These changes won't be ones that passengers will notice, but officials say they'll ultimately improve the airport and the economy.
"This investment is critically important to the economic development of our region," says Rep. Andy Barr, (R) 6th Congressional District. "There is a return on investment in these dollars, because when the Bluegrass Airport is successful, it means we are creating jobs."
The new complex that will house maintenance and snow removal equipment should be completed by fall of next year.
The entire Taxiway Safety Enhancement Program is expected to be complete by 2020.


text:
Quite simply, the most sophisticated and pound for pound most dangerous vehicle in the skies of the Cosmic Era
The walking siege engines of the Cosmic Era
The Rocky Mountain Republic owes in large it's existence to a single limited run of primitive mechs, the Assault/Bombard Mech model 1.
The second of three star fighters launched by the Oraki immediately after the war with the Word of Creation, the Wasp is a short-flight, non atmospheric fighter designed for heavy firepower and survivability.
The first of the space superiority vehicles to be launched by the newly independant Oraki after the war with the Word of Creation, the Spinner is an inexpensive vehicle, designed for high mobility and simple maintaince. Meanwhile, a single idea drives the entirety of it's armarment; that the only difference between a rocket and a particle beam is the opening.
The Baleful Eyes hang in the space lanes near the Sanctuary of the Oraki, standing ever-watchful vigil in the name of their safety. The first to sense, the first to see, they are a lynchpin of the world's defense.
A close quarters combat weapon, and one of the more vicious ways to ruin someone's day
Equipment lists for Therafter
The electromagnetic adaptive camouflage system
The most common form of body armor in the Cosmic Era, also the cheapest
30 pistols, rifles, and assault weapons
Protection in the Cosmic Era
The biggest reason that Amerikka Command survives to plague the Atlantic Federation, the only reason the ACPS hasn't destroyed the Python Pirate Syndicate, is their mastery and sharing of shroud technology.
Two halberds that were made for each other.
Not all armor is created the same, some is made from sterner stuff, others, not so much.
The best example of space designed power armor
A common light mech of the Atlantic Federation
Light personal armor worn in the Cosmic Era, the intermediate between flak jackets and ballistic plate and full powered combat armor
The basics of magnetic weaponry in the Cosmic Era
The Sperry-Colt 7.5 cm automatic rifle, standard weapon of battlemechs for the Atlantic Federation
It has been said that within the mountains (or was it the darklands?) there dwells a fluffy creature of immense cuteness. This creature is so adorable that all who encounter it are filled with joy so great their mortal forms cannot contain it. And they explode. Several magic institutions are desperate to study the creature or better yet capture one to prove the theory of an elemental plane of "D'Awwww".


text:
Only hotels in 86001 zip code are listed below. Search for cheap and discount hotel rates in Flagstaff, AZ for your upcoming leisure or conference / group travel. We list the best 86001 hotels and motels so you can review the Flagstaff hotel list below to find the perfect lodging. Hotels in Coconino county and area code 928 are also listed.
Enter your stay dates and any discounts you qualify for to see 86001 rates found only on HotelPlanner!
How should we direct your call?


text:
- Report: #49435
Report - Rebuttal - Arbitrate
Complaint Review: Consumer First, Tampa Florida
Consumer First, Tampa FloridaP.O. Box 15386 Tampa, Florida U.S.A.
Consumer First, unclear credit card offer. Found out I can only buy things out of their book of junk merchandise. Taken advantaged of in Tampa Florida
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
Come to find out a month later, I have to buy things out of their book of merchandise. That is all the card is worth. And a person has to send 35% plus shipping of the total cost you order and they put the rest of the amount on the card. Even worse, the catalog of theirs if full of junk that I can mainly get at dollar stores, However, their prices are really, really outrageous.
I immedietly called them. They do not have a toll free number, and they put me on hold twice. I waited on hold for about 10 minutes. When finally helped, I told the lady I remember reading that there is a 30 day money back guarantee and I want my money back.
After 5 minutes of asking me why, and trying to get me to keep the card, I finally said in a loud voice, "No, I just want my money back." She said, "We have to send the whole catalog and everything back to them, and they will refund the money." What a joke, now I have to use more of my 515.00 a month income to send a catalog and stuff back to them....
Sagianw, Michigan
This report was posted on Ripoff Report on 03/16/2003 02:04 PM and is a permanent record located here: http://www.ripoffreport.com/r/Consumer-First-Tampa-Florida/Tampa-Florida-33884/Consumer-First-unclear-credit-card-offer-Found-out-I-can-only-buy-things-out-of-their-b-49435. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Click Here to read other Ripoff Reports on Consumer First, Tampa Florida
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.


text:
Jenna Jameson to Tito Ortiz after win: 'Maybe fight Rampage'
Tito Ortiz registered a win over Alexander Shlemenko in his Bellator MMA debut on Saturday night.
Tito Ortiz registered a win over Alexander Shlemenko in his Bellator MMA debut on Saturday night.
Tito Ortiz is set to make his Bellator MMA debut later this month when he fights Alexander Shlemenko.
Tito Ortiz is back all over the MMA scene and may be returning to fight Bellator middleweight champion Alexander Shlemenko on May 17.
Tito Ortiz was arrested for DUI after a night of partying at the Playboy Mansion, according to a report.
TNA Wrestling and Bellator MMA have combined forces to help promote Spike TV's newest personalities, and they're doing a good job of creating a buzz leading up to the Nov.
Tito Ortiz was revealed as TNA's "August 1 Warning" at the end of Thursday's "Impact Wrestling" show on Spike TV.
Porn star Jenna Jameson went on a major Twitter rant on Thursday in which she accused ex-boyfriend Tito Ortiz of being a drug addict who faked drug tests for the UFC.
Tito Ortiz and Jenna Jameson have broken up, marking yet another turn in the couple's tumultuous relationship.


text:
Ball is not life.... FOOD IS LIFE!!!!
Joined:Jun 29, 2012 06:08PM
Already a Wattpad member? Log In I agree to Wattpad's Terms of Service and Privacy Policy.
1Palomahoran Aug 26, 2013 03:29PM
@1DGotDat1Thang I'm sure I will. :) @TopKnotBun No problem!!View all conversations
Featured work.
Next to You
By 1Palomahoran
Social data: 1.5K reads. 49 votes. 37 comments.
Description: Camila, Krystah, and Paloma are going to visit there friend Eleanor in England. The girls are so excited to see Eleanor. The last time they saw her was a year and a half ago. They were also happy to finally me...
Other Works by 1Palomahoran.
Life's a Carnival Ride (One Direction Fanfiction)
783 25 10
Paloma and her friends Krystah, Camila, and Megan went to a carnival. Her friends knew the minute they g...


text:
Quotes & Info
|ANCB > SEC Filings for ANCB > Form 10-Q on 5-Nov-2012
|All Recent SEC Filings
Quarterly Report
Forward-Looking Statements and "Safe Harbor" statement under the Private Securities Litigation Reform Act of 1995
This report contains forward-looking statements, which are not statements of historical fact and often include the words "believes," "expects," "anticipates," "estimates," "forecasts," "intends," "plans," "targets," "potentially," "probably," "projects," "outlook" or similar expressions or future or conditional verbs such as "may," "will," "should," "would" and "could." Forward-looking statements include statements with respect to our beliefs, plans, objectives, goals, expectations, assumptions and statements about future performance. These forward-looking statements are subject to known and unknown risks, uncertainties and other factors that could cause actual results to differ materially from the results anticipated, including, but not limited to:
• the credit risks of lending activities, including changes in the level and trend of loan delinquencies and write offs and changes in our allowance for loan losses and provision for loan losses that may be impacted by deterioration in the housing and commercial real estate markets;
• changes in general economic conditions, either nationally or in our market areas;
• changes in the levels of general interest rates, and the relative differences between short and long term interest rates, deposit interest rates, our net interest margin and funding sources;
• fluctuations in the demand for loans, the number of unsold homes, land and other properties and fluctuations in real estate values in our market area;
• secondary market conditions for loans and our ability to sell loans in the secondary market;
• results of examinations of us by the FDIC, DFI or other regulatory authorities, including the possibility that any such regulatory authority may, among other things, require us to increase our reserve for loan losses, write-down assets, change our regulatory capital position or affect our ability to borrow funds or maintain or increase deposits, which could adversely affect our liquidity and earnings;
• our compliance with the Supervisory Directive or other regulatory enforcement actions and the possibility that we will be unable to fully comply with the Directive which could result in the imposition of additional requirements or restrictions;
• legislative or regulatory changes that adversely affect our business including the effect of the Dodd-Frank Act, changes in regulatory policies and principles, or the interpretation of regulatory capital or other rules, including as a result of Basel III;
• our ability to attract and retain deposits;
• increases in premiums for deposit insurance;
• management's assumptions in determining the adequacy of the allowance for loan losses;
• our ability to control operating costs and expenses;
• the use of estimates in determining fair value of certain of our assets, which estimates may prove to be incorrect and result in significant declines in valuation;
• difficulties in reducing risks associated with the loans on our balance sheet;
• staffing fluctuations in response to product demand or the implementation of corporate strategies that affect our workforce and potential associated charges;
• computer systems on which we depend could fail or experience a security breach;
• our ability to retain key members of our senior management team;
• costs and effects of litigation, including settlements and judgments;
• our ability to manage loan delinquency rates;
• increased competitive pressures among financial services companies;
• changes in consumer spending, borrowing and savings habits;
• the availability of resources to address changes in laws, rules, or regulations or to respond to regulatory actions;
• our ability to pay dividends on our common stock;
• adverse changes in the securities markets;
• inability of key third-party providers to perform their obligations to us;
• changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies, or the Financial Accounting Standards Board, including additional guidance
• other economic, competitive, governmental, regulatory, and technological factors affecting our operations, pricing, products and services and the other risks described elsewhere in this
Some of these and other factors are discussed in our 2012 Form10-K under Item 1A. "Risk Factors." Such developments could have an adverse impact on our financial position and results of operations.
Any of the forward-looking statements that we make in this quarterly report and in other public statements we make may turn out to be wrong because of inaccurate assumptions we might make, because of the factors illustrated above or because of other factors that we cannot foresee. Because of these and other uncertainties, our actual future results may be materially different from the results indicated by these forward-looking statements and you should not rely on such statements. We undertake no obligation to publicly update or revise any forward-looking statements included or incorporated by reference in this document or to update the reasons why actual results could differ from those contained in such statements, whether as a result of new information, future events or otherwise. Because of these and other uncertainties, our actual results for fiscal year 2013 and beyond may differ materially from those expressed in any forward-looking statements by or on behalf of us, and could negatively affect our financial condition, liquidity and operating and stock price performance.
Background and Overview
Anchor Bancorp is a bank holding company which primarily engages in the business activity of its subsidiary, Anchor Bank. Anchor Bank is a community-based savings bank primarily serving Western Washington through our 13 full-service banking offices (including three Wal-Mart store locations) and one loan production office located within Grays Harbor, Thurston, Lewis, Pierce, and Mason counties, Washington. We are in the business of attracting deposits from the public and utilizing those deposits to originate loans. We offer a wide range of loan products to meet the demands of our customers. Historically, lending activities have been primarily directed toward the origination of one-to-four family construction, commercial real estate and consumer loans. Since 1990, we have also offered commercial real estate loans and multi-family loans primarily in Western Washington. To an increasing extent in recent years, lending activities have also included the origination of residential construction loans through brokers, in particular within the Portland, Oregon metropolitan area and increased reliance on non-deposit sources of funds.
Historically we used wholesale sources to fund wholesale loan growth; typically FHLB advances or brokered certificates of deposit depending on the relative cost of each and our interest rate position. Under the Order, however, we were not permitted to increase our brokered deposits. Our current strategy is to utilize FHLB advances consistent with our asset liability objectives and replace brokered deposits with retail deposits while limiting loan growth consistent with our regulatory and capital objectives. While continuing our commitment to all real estate lending, management expects to continue to reduce our exposure to construction loans while commercial business lending becomes increasingly more important for us.
Our primary source of pre-tax income is net interest income. Net interest income is the difference between interest income, which is the income that we earn on our loans and investments, and interest expense, which is the interest that we pay on our deposits and borrowings. Changes in levels of interest rates also affect our net interest income. Additionally, to offset the impact of the current interest rate environment, we are seeking to find means of increasing interest income while controlling expenses. We intend to enhance the mix of our assets by increasing commercial business relationships which have higher risk-adjusted returns as well as deposits. A secondary source of income is noninterest income, which includes gains on sales of assets, and revenue we receive from providing products and services. From time to time, our noninterest expense has exceeded our net interest income after provision for loan losses and we have relied primarily upon gains on sales of assets (primarily sales of mortgage loans to Freddie Mac) to supplement our net interest income and to improve earnings.
Our operating expenses consist primarily of compensation and benefits, general and administrative, information technology, occupancy and equipment, deposit services and marketing expenses. Compensation and benefits consist primarily of the salaries and wages paid to our employees, payroll taxes, expenses for retirement and other employee
Anchor Bank entered into an Order to Cease and Desist ("Order") with the FDIC and the Washington DFI on August 12, 2009. Anchor Bank became subject to the Order primarily because of its increased level of non-performing assets, reduced capital position and pre-tax operating losses in 2010 and 2009. On September 5, 2012, Anchor Bank's regulators, the FDIC and the DFI terminated the Order and the Bank became subject to a Supervisory Directive. The Order was terminated as a result of the steps Anchor Bank took in complying with the Order and reducing its level of classified assets, augmenting management and improving the overall condition of the Bank. The Bank believes that it is in compliance with the requirements set forth in the Supervisory Directive.
Additional information regarding Supervisory Directive is included in Note 5 to the Selected Notes to Consolidated Financial Statements included in Item 1 of this Form 10-Q and Item 1A. "Risk Factors - Compliance with Regulatory Restrictions" in the 2012 Form10-K.
Critical Accounting Estimates and Related Accounting Policies
We use estimates and assumptions in our consolidated financial statements in accordance with generally accepted accounting principles. Management has identified several accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of our consolidated financial statements. These policies relate to the determination of the allowance for loan losses and the associated provision for loan losses, deferred income taxes and the associated income tax expense, as well as valuation of real estate owned. Management reviews the allowance for loan losses for adequacy on a monthly basis and establishes a provision for loan losses that it believes is sufficient for the loan portfolio growth expected and the loan quality of the existing portfolio. The carrying value of real estate owned is assessed on a quarterly basis. Income tax expense and deferred income taxes are calculated using an estimated tax rate and are based on management's understanding of our effective tax rate and the tax code.
Allowance for Loan Losses. Management recognizes that loan losses may occur over the life of a loan and that the allowance for loan losses must be maintained at a level necessary to absorb specific losses on impaired loans and probable losses inherent in the loan portfolio. Our Board of Directors and management assess the allowance for loan losses on a quarterly basis. The Executive Loan Committee analyzes several different factors including delinquency rates, charge-off rates and the changing risk profile of our loan portfolio, as well as local economic conditions such as unemployment rates, the bankruptcies and vacancy rates of business and residential properties.
We believe that the accounting estimate related to the allowance for loan losses is a critical accounting estimate because it is highly susceptible to change from period to period, requiring management to make assumptions about future losses on loans. The impact of a sudden large loss could deplete the allowance and require increased provisions to replenish the allowance, which would negatively affect earnings.
Our methodology for analyzing the allowance for loan losses consists of specific allocations on significant individual credits that meet the definition of impaired and a general allowance amount. The specific allowance component is determined when management believes that the collectability of a specifically identified large loan has been impaired and a loss is probable. The general allowance component relates to assets with no well-defined deficiency or weakness and takes into consideration loss that is inherent within the portfolio but has not been realized. The general allowance is determined by applying an expected loss percentage to various classes of loans with similar characteristics and classified loans that are not analyzed specifically for impairment. Because of the imprecision in calculating inherent and potential losses, the national and local economic conditions are also assessed to determine if the general allowance is adequate to cover losses. The allowance is increased by the provision for loan losses, which is charged against current period operating results and decreased by the amount of actual loan charge-offs, net of recoveries.
Deferred Income Taxes. Deferred income taxes are reported for temporary differences between items of income or expense reported in the financial statements and those reported for income tax purposes. Deferred taxes are computed using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates that will be in effect when the differences between the financial statement carrying
Real Estate Owned. Real estate acquired through foreclosure is transferred to the real estate owned asset classification at fair value and subsequently carried at the lower of cost or market. Costs associated with real estate owned for maintenance, repair, property tax, etc., are expensed during the period incurred. Assets held in real estate owned are reviewed monthly for potential impairment. When impairment is indicated the impairment is charged against current period operating results and netted against the real estate owned to reflect a net book value. At disposition any residual difference is either charged to current period earnings as a loss on sale or reflected as income in a gain on sale.
Comparison of Financial Condition at September 30, 2012 and June 30, 2012
General. Total assets decreased by $4.7 million, or 1.0%, to $466.1 million at September 30, 2012, from $470.8 million at June 30, 2012. The decrease in assets during this period was primarily a result of cash and due from banks decreasing $4.9 million or 6.2% and total real estate owned decreasing $1.2 million, or 18.3%, partially offset by an increase in securities available for sale of $1.8 million, or 3.7%. Total liabilities decreased $5.1 million or 1.2% to $411.7 million at September 30, 2012 compared to $416.8 million at June 30, 2012. Total deposits decreased $8.2 million, or 2.4%, to $337.6 million at September 30, 2012 from $345.8 million at June 30, 2012 primarily as a result of decreases in money market deposits and certificate of deposits.
Assets. Total assets decreased $4.7 million or 1.0% at September 30, 2012 from June 30, 2012. The following table details the increases and decreases in the composition of the Bank's assets from June 30, 2012 to September 30, 2012:
Increase/(Decrease) Balance at Balance at September 30, June 30, 2012 2012 Amount Percent (Dollars in thousands) Cash and due from banks $ 73,785 $ 78,673 $ (4,888 ) (6.2 )% Mortgage-backed securities, available-for- sale 48,850 47,061 1,789 3.8 Mortgage-backed securities, held to maturity 7,778 7,037 741 10.5 Loans receivable, net of allowance for loan losses 287,500 287,755 (255 ) (0.1 ) Real estate owned , net 5,482 6,708 (1,226 ) (18.3 )
Mortgage-backed securities available-for-sale increased $1.8 million, or 3.8%, to $48.9 million at September 30, 2012 from $47.1 million at June 30, 2012. The increase in this portfolio was primarily the result of purchases of five FHLMC mortgage- backed securities totaling $5.6 million, contractual payments of $4.0 million, and $200,000 increase for mark-to-market.
Loans receivable, net, decreased $255,000 or 0.1% to $287.5 million at September 30, 2012 from $287.8 million at June 30, 2012. Commercial real estate loans increased $4.9 million or 5.1% to $102.2 million from $97.3 million at June 30, 2012 and one-to-four family residential loans decreased $2.7 million or 3.3% to $80.0 million from $82.7 million at June 30, 2012.
Deposits. Deposits decreased $8.2 million, or 2.4%, to $337.6 million at September 30, 2012 from $345.8 million at June 30, 2012.
The following table details the changes in deposit accounts at the dates indicated:
Increase/(Decrease) Balance at Balance at September 30, June 30, 2012 2012 Amount Percent (Dollars in thousands) Noninterest-bearing demand deposits $ 38,184 $ 37,941 $ 243 0.6 % Interest-bearing demand deposits 17,199 16,434 765 4.7 Money market accounts 81,476 83,750 (2,274 ) (2.7 ) Savings deposits 36,364 36,475 (111 ) (0.3 ) Certificates of deposit Retail certificates 164,346 171,198 (6,852 ) (4.0 ) Brokered certificates - - - - Total deposit accounts $ 337,569 $ 345,798 $ $ (8,229 ) (2.4 )%
Borrowings. FHLB advances remained at $64.9 million at September 30, 2012 and June 30, 2012.
Stockholders' Equity. Total stockholders' equity increased $426,000 or 0.8% to $54.5 million at September 30, 2012 from $54.0 million at June 30, 2012. The increase was primarily due to the $278,000 net income during the three months ended September 30, 2012. Accumulated other comprehensive income increased $128,000 to $103,000 at September 30, 2012 from a loss of $(25,000) at June 30, 2012.
Comparison of Operating Results for the Three Months ended September 30, 2012 and 2011
General. Net income for the three months ended September 30, 2012 was $278,000 compared to a net loss of $1.7 million for the three months ended September 30, 2011.
Net Interest Income. Net interest income before the provision for loan losses decreased $203,000, or 4.9%, to $4.0 million for the quarter ended September 30, 2012 from $4.2 million for the quarter ended September 30, 2011.
The Company's net interest margin decreased one basis point to 3.68% for the quarter ended September 30, 2012, from 3.69% for the comparable period in 2011. The average yield on interest-earning assets decreased 24 basis points to 4.89% for the quarter ended September 30, 2012 compared to 5.13% for the same period in the prior year. The decline in the yield of interest-earning assets was primarily attributable to the downward repricing of investment securities, and a higher level of liquidity.
The average cost of interest-bearing liabilities decreased 25 basis points to 1.41% for the quarter ended September 30, 2012 compared to 1.66% for the same period in the prior year.
The following table sets forth the changes to our net interest income for the three months ended September 30, 2012 compared to the same period in 2011. The rate column shows the effects attributable to changes in rate (changes in rate multiplied by prior volume). The volume column shows the effects attributable to changes in volume (changes in volume multiplied by prior rate). The changes attributable to both rate and volume, which cannot be segregated, are allocated proportionately to the changes in rate and volume.
Three Months Ended September 30, 2012 Compared to Three Months Ended September 30, 2011 Increase (Decrease) Due to Rate Volume Total (In thousands) Interest-earning assets: Loans receivable, including fees $ 111 $ (613 ) $ (502 ) Mortgage-backed securities (160 ) 171 11 Investment securities, FHLB stock and cash and due from banks (37 ) 4 (33 ) Total net change in income on interest-earning assets $ (86 ) $ (438 ) $ (524 ) Interest-bearing liabilities: Savings deposits $ (32 ) $ 5 $ (27 ) Interest-bearing demand deposits (4 ) (2 ) (6 ) Money market accounts (93 ) 8 (85 ) Certificates of deposit (80 ) (77 ) (157 ) FHLB advances 10 (56 ) (46 ) Total net change in expense on interest-bearing liabilities (199 ) (122 ) (321 ) Total increase (decrease) in net interest income $ 113 $ (316 ) $ (203 )
Interest Income. Total interest income for the three months ended September 30, 2012 decreased $524,000, or 9.0%, to $5.3 million, from $5.8 million for the three months ended September 30, 2011. The decrease during the period was attributable to the decline in net loans receivable. Average loans receivable declined $39.2 million during the quarter ended September 30, 2012, compared to the same quarter last year.
The following table compares average interest-earning asset balances, associated yields, and resulting changes in interest income for the three months ended September 30, 2012 and 2011:
Three Months Ended September 30, 2012 2011 Increase/ (Decrease) in Interest and Dividend Average Average Income from Balance Yield Balance Yield 2011 (Dollars in thousands) Loans receivable, net (1) $ 296,466 6.40 % $ 335,698 6.25 % $ (502 ) Mortgage-backed securities 53,735 3.53 39,216 4.72 11 Investment securities 1,795 4.90 5,583 4.44 (40 ) FHLB stock 6,505 - 6,510 - - . . .


text:
- Report: #9798
Report - Rebuttal - Arbitrate
Complaint Review: Marlo's Furniture Store
Marlo's Furniture StoreAlexandria, Virginia U.S.A.
Marlo's Furniture Store "A waist of time and energy"
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
I had just recently moved into a new home when I ordered an OUT of STOCK queen size bed from Marlo's Department store on September 3, 2001.
This my first time ordering from Marlo's. The payment was in the form of an electronic transaction, meaning Marlo's was going to get their money, before i got my bed.
I was told that when my bed came in, i could then set up up a delivery date. I was never told as to when my bed would be in, but that i would be contacted by one of Marlo's representatives.
On October 11, 2001, a month after i ordered my bed, i called Marlo's customer service department located in Silver Spring, Md. I was told by customer service that my shipment was due to come in during the month of November and delivery was slow due to the tragic events that occurred on September 11, 2001. I completley understood the circumstances and deciced to wait until I heard somthing from Marlo's.
When the month of November arrived, i decided to call to check on the status of my furniture. When i called the customer service department, the representative was very short with me and told me that they don't know the specific date furniture is IN STOCK, but it would be delivered in the middle of December!
This made me question as to how was I going to be contacted about the arrival of my bed if they don't know when it'll arrive at the warehouse in the first place!! I decided to call in December and I was told that the bed was in, and nobody called me,I had to call them.
The customer service department was very rude each time i called. I was told that it wouldn't be delivered until Jan 3, 2002! There's no doubt that if i hadn't called that day, I would've missed the shipment and the wait would've been longer.
I waited 4 months going on 5 months for one bed from Marlo's department store in Alexandria, Va and the only thing they could compensate me with was a 10% gift certificate. If you're looking for furniture, i'm sure one could find good quality merchandise somewhere else for MUCH LOWER PRICES! I plan too.
This report was posted on Ripoff Report on 12/21/2001 12:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/Marlos-Furniture-Store/Alexandria-Virginia/Marlos-Furniture-Store-A-waist-of-time-and-energy-9798. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Click Here to read other Ripoff Reports on Marlo's Furniture Store
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.