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Being of Two Cultures and Belonging to Neither; After an Acclaimed Novel, a Korean-American Writer Searches for His Roots
By PAM BELLUCK
Published: July 10, 1995
In kindergarten, Chang-rae Lee did not say a word.
Day after day he sat in class in New Rochelle, sponging up the English spoken by his teacher and classmates and wringing it out in Korean in his mind.
By the age of 10, he was the family translator. But he had also become ashamed that his immigrant family had not assimilated. Some days he refused to help his mother talk to the banker or the shopkeeper, scolding her for not learning English.
"I remember feeling this shame and real hurt for my mother," Mr. Lee, now 29, said. "I wonder now, did I become a writer because I was just so afraid I wouldn't fit in?"
Indeed, he said, his very fear of inadequacy with the language and the culture drove him to master English in its most challenging form, literature.
For Mr. Lee, the debut in March of his novel, "Native Speaker," signaled a threshold. In some ways, the book, which has received critical acclaim, is to him a sign of ultimate assimilation and success. But writing the book started Mr. Lee on a personal search for his own ethnic definition of himself: Just what mix of Korean and American is he?
"Native Speaker" has prompted similar soul-searching among some Koreans and other Asian-American readers. Many of those who came here during the last 30 years sacrificed their educated backgrounds to work round the clock in dry cleaners and delis, pressing their children to get the best grades, to go to the best schools, to become perfect Americans.
While they are proud to see him join in the recent wave of Asian-American novelists, some find unsettling truths in the novel's penetrating exploration of identity and assimilation.
"Reading Chang-rae Lee's debut novel was like being handed a confession to sign," Jeff Yang wrote in a review for the Voice Literary Supplement. As the son of Chinese immigrants, Mr. Yang wrote, he goes through life "hiding the suspicion that this name, this face, this carefully disciplined tongue will someday betray me."
The book has been acclaimed as a lyrical, edgy and perceptive tale of the second-generation foreigner, the child of immigrants stranded in a no man's land between the old culture and the new.
Mr. Lee, an animated, engaging man who was raised in the Westchester suburbs and graduated from Exeter and Yale, said writing the novel had forced him to ask himself some tough questions.
"What have I done to assimilate?" was one that surfaced one afternoon as Mr. Lee led a reporter on a short walking tour of Korean Manhattan, the swath in the 30's just west of Fifth Avenue that is dotted with Korean restaurants, groceries, shops crammed with costume jewelry and handbags, and hostess bars -- clubs where young women serve drinks, flirt and provide nonsexual companionship. Characters in "Native Speaker" unravel their secrets in hostess bars, and stoke their dreams as they restock grocery shelves with apples and strawberries.
"Did I so desperately want to belong so much that I did things -- like refusing to translate for my mother, like going to Exeter, like dating white women -- for that reason?" he said. "I would push down the kind of strange feeling I had in my gut. Like my feelings of anger and resentment at being treated like an outsider. I wonder about the betrayals I had made -- to myself, to my family."
The central character in "Native Speaker" is Henry Park, a Korean-American and a spy for shadowy, private clients, whose duty to blend into various roles forces him to suppress vital parts of himself. Mr. Park so represses his feelings that he nearly destroys his relationship with his white, New England-reared wife, who freely unleashes her emotions.
The couple's 7-year-old son is smothered in a freak accident. His death, Mr. Lee said, represented the end of "a way of thinking about the future," the idea that maybe the time was not quite right for such a "subversive, historic, unprecedented" blending of ethnicities.
Mr. Park has a strained relationship with his father, a traditional, driven immigrant, well educated in Korea, who became a grocery store owner and "had to retool his life to the ambitions his meager knowledge of the language and culture would allow."
Threaded throughout is the power of language to shape success, failure, acceptance, rejection: the primal sounds that Mr. Park's wife, Lelia, a speech therapist, teaches her students; the "Shakespeare words" that Mr. Park's father prods him to recite to impress the father's Korean friends.
Mr. Park spies on other Asians for unseen clients, but his cool ability to infiltrate melts when he is assigned to spy on a popular Korean-American city councilman from Flushing, Queens. The councilman is considering being the first Asian-American to run for mayor of New York; Mr. Park's unnamed employers want to keep the councilman from getting that far.
"I've always thought of myself as a spy -- a watcher, a listener, and for what?" said Mr. Lee, dark eyes intent behind his wire-rimmed glasses. He propped his elbow on a table at the West 48th Street deli owned by his cousin and ate slices of cantaloupe and kiwi. "Henry Park doesn't want to be a spy anymore -- and neither do I."
Born in Seoul, Mr. Lee was 3 when his family emigrated to New York. His father is a psychiatrist here. "It always struck me," Mr. Lee said, "that my father went into the one medical profession where you had to know the language."
Mr. Lee's mother, who died three years ago, was an assertive woman, a star in high school basketball, then widely popular in South Korea. But in New York, Mr. Lee said, his mother folded up, retreating in her insecurity of not knowing English. She pushed her son to be "successful in all ways to make sure I wouldn't feel like a stranger here," he said.
After spending their first years on the Upper West Side of Manhattan, Mr. Lee's family moved to suburban New Rochelle. They saw other Koreans only on Sundays, when they traveled to a Korean Presbyterian church in Flushing.
When Mr. Lee was 5 and starting school, his mother told him to choose an American name. He spent weeks deciding: Greg, Peter, Bobby? Buzz, Rocky, Speed? He finally settled on Chuck.
But his friends would forget to call him by his new name -- and he would forget to respond when they did. Soon he went back to Chang-rae.
"All those other names felt wrong," Mr. Lee said. "Not that my name felt right. It was just a little stubborn act, sort of like putting on a wet coat. You're not happy about it. It's not really going to work for you for a while. But you feel you have to wait and see: 'I don't know what I am. I don't know if I'm Korean, or American.' "
These days, Mr. Lee, who is an assistant professor of creative writing at the University of Oregon in Eugene, is working out the answers.
Last month, Mr. Lee learned from his father the meaning of his given name: Chang means "brightness" or "quenching of thirst"; Rae means "arriving, coming."
Mr. Lee knows enough Korean to proffer thanks and bow stiffly to his cousin after lunch at the deli, but he aims to learn the language well. His novel is about to be translated into Korean, to reach immigrants of his father's generation.
Mr. Lee traveled to Korea recently to research his next novel, about Korean "comfort women," enslaved prostitutes to the Japanese occupiers of South Korea. He said he felt at ease there, "until I opened my mouth. Then they thought I was Japanese or American."
Back in the United States, he still encounters storekeepers who marvel that an Asian can speak English so perfectly, as though he could not possibly be an American.
Often, Mr. Lee and his wife, Michelle, who is white, talk about what will happen when they have children.
"What are they going to think of us?" he asked. "I've already sort of steeled myself for them to resent it. 'Why did you do this to me?' Michelle is nervous too. She knows our kids will have an even more difficult time than I did." A Son Searches His Soul
Following is an excerpt from Chang-rae Lee's "Native Speaker," in the voice of Henry Park, the central character.
And when I consider him, I see how my father had to retool his life to the ambitions his meager knowledge of the language and culture would allow, invent again the man he wanted to be. He came to know that the sky was never the limit, that the truer height for him was more like a handful of vegetable stores that would eventually run themselves, making him enough money that he could live in a majestic white house in Westchester and call himself a rich man.
I am his lone American son, blessed with every hope and quarter he could provide. And yet I am bestowed only with the meager effect of his hard-fought riches, that troubling awe and contempt and piety I still hold for his life. This, I am afraid, will endure. If he would forgive me now. For what I have done with my life is the darkest version of what he only dreamed of, to enter a place and tender the native language with body and tongue and have no one turn and point to the door.
Photo: Chang-rae Lee, looking into camera, a Korean-American author, published his first novel, "Native Speaker," in March. (Chang W. Lee/The New York Times)


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Former board member sentenced for drugsJanuary 17,2013A former Hartford Select Board member was sentenced yesterday at U.S. District Court in Burlington for distributing hydrocodone in Vermont. Reginald Tatro, 63, was credited for time served and received one year of supervised release. According to court records, Tatro received a package of prescription pills the Hartford Village Post Office on Nov. 24, 2010. Police obtained a federal warrant, discovered hydrocodone and arrested Tatro.
Tatro was addicted to prescription pain medication and supported his habit by selling the drug in the Hartford area, according to prosecutors. He pleaded guilty at his arraignment last year. The case was investigated by the Southern Vermont Drug Task Force.MORE IN This Just InHARTFORD, Conn. Full StoryWHITE RIVER JUNCTION A Springfield man will spend 17 months in jail and the next decade on... Full StoryEvery year thousands of school children are transported in school buses. Full Story
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Already on the bad side of manager Lou Piniella, Zambrano lost his control and his composure once again Wednesday night during a 9-6, 10-inning victory over the Mets. He walked three batters in the third inning, setting up a grand slam by Carlos Delgado. Zambrano also looked agitated at plate umpire Jim Wolf.
After the game, manager Lou Piniella all but awarded the Game 1 start to Ryan Dempster.
In his previous start, last Friday against the Cardinals, Zambrano lasted only 1 2/3 innings and then tried to exit the field before Piniella came to remove him from the game.
Zambrano, who pitched a no-hitter Sept. 14 against Houston, has battled shoulder problems this year, and Piniella said, "He needs to pitch, obviously."
With the Cubs having already clinched a playoff spot, Piniella has the luxury of setting his rotation any way he wants.
CUBS 9, METS 6 (10 innings): 1B Derrek Lee hit an RBI double to break a 6-6 tie in the 10th, and 3B Aramis Ramirez followed with a two-run homer. Zambrano lasted 4 2/3 innings, giving up three hits and five runs, including a grand slam to Delgado in the third. RHP Bob Howry pitched out of a ninth-inning jam, escaping after a leadoff triple, and got the win. RHP Kerry Wood earned his 34th save.
--Piniella said he plans on honoring the final year of his contract to manage the Cubs next year. Piniella shot down reports saying he would quit if the Cubs win the World Series this year.
"All I said, and I've said this to you all, is that I'm not a lifer," said Piniella, 65. "I still hold to that. But I wouldn't put any credence on what's been written or what's been said."
--C Geovany Soto, who has been nursing a sore left hand and wrist, got the night off Wednesday, and he might not start again until Friday in Milwaukee, Piniella said. X-rays last week revealed irritation near the top of the joint where the hand and wrist meet.
--RF Mark DeRosa left after doubling in the fifth inning because of what the Cubs termed a strained left calf. They listed him as day-to-day. He hit his 21st homer in the game to extend his career high.
--RHP Jeff Samardzija, fighting for a playoff-roster spot, suffered a blown save in the eighth inning, when he allowed the tying run. Samardzija is battling Howry, who may have helped himself by pitching out of ninth-inning trouble and earning the win.
--SS Ryan Theriot returned to the lineup after a night off and went 3-for-6 with two runs and a stolen base. His average stands at .304, and his on-base percentage is up to .385.
Dempster Could Start Playoff Opener
Northsiders Report Top Stories
Cubs Aug. 27 Minors RecapTrevor Clifton was named the Carolina League's top pitcher on Saturday while on the diamond the Pelicans won their sixth straight.
Northsiders Report6:49 AM
Cubs Aug. 26 Minors RecapIowa's Jeimer Candelario extended his on-base streak to 31 games with three hits, including his ninth AAA homer, as the Cubs downed Omaha. Jeremy Null pitched the Pelicans to a win…
Northsiders ReportYesterday at 5:55 AM
Cubs Aug. 25 Minors RecapTennessee extended their win streak to five games while David Bote's bat helped Myrtle Beach to a victory.
Northsiders ReportFriday at 5:58 AM
Cubs Aug. 24 Minors RecapMyrtle Beach needed extra innings to clinch a playoff berth on Wednesday night while South Bend won a wild one in 10 innings for their 11th walk-off win of the season.
Northsiders ReportThursday at 6:20 AM


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August 28, 2016, 5:00 pm
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(Photo courtesy of – Tawala Sharp)
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Zendaya's role in the newest Spider-Man reboot has been revealed and it's making history.
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Image copyright: MN House of Representatives Public Information Services.
The Board accomplishes the mission of promoting public health and safety in relation to the barbering profession and barbering services proved to the public by:
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As of June 1, 2016 Governor Dayton signed HF 2749 and it is now Minnesota Session Law 2016 Chapter 189. The Chair of the Board has called a special meeting specifically to begin work on the expedited rule-making process and examination changes made necessary by passage of changes to MN Statute Chapter 154 within Minnesota Session Law 2016 Chapter 189. Full text of the bill is available here. (barber language lines 234.28-252.27 and 268.20-268.29) No other topics will be addressed during this meeting and portions related to any specific questions to be included in a revised examination will be closed to the public. Examination content is classified as non-public data pursuant to the Minnesota Government Data Practices Act, Minnesota Statute Chapter 13, specifically MN Statute Section 13.34.
Meetings are subject to change at any time.


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Charles Rose (Chad)Shared publicly -
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I grew up in coastal Maine, spent my high school years at a phenomenal math & science boarding school, and studied economics at Cornell, with side focuses in computer science and business. I'm currently based in San Diego, where I work as an analyst for General Dynamics NASSCO. My passions include playing piano, skiing, reading, meeting people, and learning everything I can about anything I can. Current projects are my mini urban herb garden, learning VBA, and (soon) tutoring high school students in my spare time.


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Home Coffee Roasting, Revised, Updated Edition: Romance and Revival Paperback – November 20, 2003
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Copyright © American Library Association. All rights reserved
About the Author
Kenneth Davids is the author of three books on coffee, one of the main figures in the home coffee-roasting revival, and writes for a number of coffee-industry publications and web-sites. He lives in the San Francisco Bay Area.
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In June, 2001, I wrote about "Home Coffee Roasting":
<quot>"This book is worth several times its purchase price for the two-page roasting chart alone. As a technically-oriented (read: geek) amateur roaster with three (3) roasters (a Hearthware Precision, an Alpenrost, and the fabulous Sonofresco fluid bed) I am constantly referring to this book to improve my art and understanding.
But, amazingly, the book -- only a few years in print -- is now dated, because the equipment options for the home coffee roaster have increased so much. My three roasters (or the types they represent) are not covered. That's the only reason that I gave this 4 stars instead of 5. But if you roast coffee at home -- regardless of your equipment -- you need this book.
What else is missing? I'd love to see a table in the appendix covering the top 50 (or so) growing regions and rating the AVERAGE bean on acidity, sweetness, body, finish, etc, so that one has a clue where to begin when making a blend. The professional coffee roaster is cupping samples all day long, and quickly learns the characteristics of the world's coffees. But we amateurs, buying 1, 2, or 5 lbs at a time could use a secret decoder ring that would tell us in advance what variety we should order that has a good chance of rounding out that blend that is "not quite there yet." Short of that, David's excellent narrative coverage in the book of different coffee characteristics will have to do."</quot>
With the release of the "Revised, Updated Edition", the book no longer merits the caveats I described.Read more ›
This book is laid out in a very easy to read format. The chapters can be long but everything is broken down into small 1-4 page sections. Kenneth Davids has a real grasp on the fundamentals of coffee production and lays out a lot of information in an easy to follow entertaining way. The book reads very well from cover to cover.
The content is not too scientific and also not too general. Whether you have no idea about anything coffee or you are a coffee hobbyist (like me) you will learn a lot and come to appreciate all that goes into a truly good cup of coffee. Davids also includes a lot of reference information laid out in a fashion that is easy to search and locate specific information such as coffee origin notes, roasting and flavor terms, roasting equipment and methods to name a few. Davids does review and discuss many of todays home roasting equipment quite well however this information is already dated. Not to worry though the total of this information represents a small portion of the total book.
Included are also a lot of drawings and diagrams. This book really captures the romance of coffee and coffee roasting and delivers it in a wonderful easy to read and use fashion. I cannot put this book down and have read and reread many parts of it.Read more ›
If you are interested in roasting your own coffee, read this book. Even though it is slightly out of date, it is full of useful information, well-written and well-presented.
Overall I thought the book was a good read for coffee geeks, and coffee snobs. That's how my wife has taken to discribing me to ours friends since started my home roasting/brewing hobby about two years ago. I love home roasting and brewing it Provides me with a lot of satisfaction and enjoyment all during the day while drain my thermos & & keep my coffee cup full @ work. Once you get past the initial equipment investment you really can save some money home rosting & brewing over buying premium coffee from your local roaster or your favorite coffe shop. However, it does take time & dedicaton each week to roast our own. Also there is a slight learning curve to overcome so it may not be for everyone. Surf the web there is tons of info about home roasting coffee so you can see if it is really something you want to get into.Read more ›
Most Recent Customer Reviews
This is a very comprehensive book about coffee. I am amazed at the depth the author goes to on so many aspects of coffee making.Published 9 days ago by Robert Wright
Only give a high level overview of all aspects of roasting... never goes into detail about hot to actually roast.Published 10 days ago by DIB
Really increased my knowledge about coffee and how to increase the consistency of excellent cups.Published 2 months ago by Amazon Customer
Great book for home coffee roaster who has lots of money and can get really good, expensive, home coffee roasting equipment versus using a fry pan on a regular non gas stove, he... Read morePublished 3 months ago by White Wolf SC
If you're looking for the history of coffee, coffee roasting, and coffee brewing apparatus this book has it. Also covers how to home roast and brew, not bad. Read morePublished 6 months ago by Brent Dunkinson
I've been roasting for over 15 years. I started with his coffee book, most of us did back then. But this one is all over the place and not even on par with what I learned over 15... Read morePublished 9 months ago by SMXSteve
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Totaled car? 5 insurance questions to ask
If your car's involved in a serious accident, your insurer could declare it a "total loss." This means the car will cost more to repair than it's worth.
In this case, you'll get the cash value of the car at the time of the accident minus your deductible. But that amount usually isn't enough to buy a new, similar car.
It may seem like the aftermath — finding a new car and dealing with the insurance company — is worse than the accident itself. Learn what you'll need if you go through this process.
1. Who determines whether my car is totaled?
An insurance claims adjuster will come up with the actual cash value, or precrash value, of the car, says Carroll Lachnit, features editor at Edmunds.com. It will be based on mileage, condition, standard features, extras on the car such as a sunroof, and where you live. Sales tax, title and registration fees also will be included in the actual cash value.
If repair costs approach 50 percent of a car's value, that's typically the threshold for when a car will be totaled, Lachnit says. Some appraisers aim for 80 percent.
2. Will I get paid if I'm stay making car payments?
Not at first. Since you don't technically own the car if it's not paid off, your lender will be paid first and you'll get any balance. If the car is worth less than you owe, you still have to pay off the loan. If liability is clear and not much investigation is needed, you should get a check in a few days, says Kip Diggs, a spokesman for State Farm Insurance. If liability is unclear, it can take longer.
In this case, you can be financially rescued if you already have GAP insurance. GAP, which stands for guaranteed auto protection, pays the difference between what the auto insurance company says the wrecked car is worth and what you, the driver, owe on the auto loan. This applies only if the auto insurer decides your car has been totaled.
3. Am I covered for a rental car?
A week's car rental is typical after an accident, but check with your insurance agent — before you get in an accident — to see how long you'd be covered if your car is totaled.
4. Can I keep my totaled car?
Probably, but it's not a good idea. No matter how much you love your car, keeping a totaled car that can't be fixed can create hassles with trying to drive it or sell it. By law, the car must be branded as "totaled," meaning that any new owner must be made aware of that fact on the car title.
5. What if I disagree with the assessment?
If you don't think the car is a total loss, you can have it repaired by whomever you want, Diggs says, or have a mechanic or someone else inspect it to determine how much it would cost to fix. You also should provide documentation about why you think your car is worth more and should get your own assessment of its value.
If you disagree with the value set through NADAguides.com, the insurance company may go to independent sources such as used-car dealers and classified ads to determine a price.
See also:
If a borrowed car is wrecked, who pays?
One car insurance claim can send your rate soaring by 76%
Story updated April 1, 2016
27 Comments
Jimminy said
Keep in mind the insurance company will do everything in their power to pay you as little as possible, even your own insurance company. They'll hire a so called third party, at least one that is owned by a private equity firm that invests committed capital from insurance companies. They insist on paying you wholesale. Why would they bite the hand that possibly might feed them? Dealers make more money if they can finance you than if they sell you a car outright, so keep that in mind when some insurance company says they have a check for a pittance amount since dealers like cash (which isn't true at all).
Shelby Atkinson said
I believe I have liability on my care I hit a deer n all air bags came out. Everyone is sung is totalled. Will it still pay my car if??
Shelby Atkinson said
I believe I have liability on my care I hit a deer n all air bags came out. Everyone is sung is totalled. Will it still pay my car if??
bailiek said
Hi Shelby, the best thing for you to do is call your insurance company and see if you have comprehensive insurance - this is the part of your policy that will cover deer crash-related damages. You can find out more here: http://www.insurancequotes.com/auto/deer-car-collisions
Good luck!
mariahk said
My husbands car was totalled. Its been over 3 weeks they finally offered 2200 less then what Nada says its worth. Then they want to charge us 700 for keeping the car, we don't want it. It should not be our responsibility to get rid of it. But they say they do not do that. Also it has been over three weeks my husband has no car he needs To go back to work. At the rate they are going he will not see a check for a while. Any advise? The insurance was the other guys, and they were totally at fAult. We had cops as witnesses.
mel said
As a claims adjuster. People always thinks that the insurance company wants to trick them or take advantage. In my 8 years as a claims adjuster. I've work for 3 companies already. I've never been told to lie or not to pay a claim just because. The Department of insurance of each state is very involved with the companies. I don't want to lose my job for a bad faith claim. Every decision made is fair and reasonable and by the book. We don't make commissions on anything in claims, so why risks are job? You can't gain more after a loss. People always think that if they were in an accident and not at fault that they hit the lottery. Is illegal to try to recover more than how things were before the accident.
John said
at Mel . Saying everyone thinks insurance company's are out to cheet them or saying that we think we hit the lottery is your false assumption !!!! In fact most just want to be treated fairly ! Having just been in a reck ( of no fault ) with my family in toe . Our 09 Honda oddessy that we have just about paid off is totaled ! Have paid almost 15 thousand and owe less than 10 thousand on it . So now we're out the 15 thousand we have paid in it . Because blood suckers like the ones you work for think that's fair !!! that is 15 thousand that has just gone down the drain !! Fair would be putting me back in the same spot I was in . Owing less than 50% on our still new van ( less than 57000 miles ) !! I hope your in that same spot one day to know how these poor people feel !!! Have a great day you self Rightious prick !!
lilome said
in reply to " Mel said Saturday, February 28, 2015 7:25:46 AM"
Seriously, are you for real? Yea I guess you are..
Your a real F'n MORON.
" fair and reasonable and by the book" ?
And just what BILLION DOLLAR entity do you think has the greatest influence in the price amounts for "that so-called book" ? The insurance industry. YOU IDIOT.
Maybe if the insurance industry used a moral scale with their monetary scale value system, people would not be claiming injuries as much to make up for loses they are forced to take on their property..
You need to know what morals are to understand the question concerning them.
BUT I TOTALLY AGREE with what " John said Monday, May 25, 2015 12:31:38 AM" in his reply.
You really are a self righteous prick.
You think because the entity you work for, which is the same one that governs the value of used /totaled vehicles , tells you to " offer this amount" because that offer is fair?, so it's fair.
You think because what your company says is fair , then that is the end of it.?
Well now It make more sense to me , since I heard it from the asses mouth
It makes sense that people who are not even hurt , will claim injuries in the 10's and 100's of thousands of dollars because the insurance industry will screw them if they don't do it first.
And as long as we have insurance agents thinking what they offer is fair, then there will continue to be outrageous personal injury claims to make up for the knife they are getting stuck in the back with.
I have been wondering why. WHY WHY this country is sue happy.
WELL PEOPLE, MEL just explained why.
It's because you need to accept what they offer you.
Because MEL says it's fair.
Now I say FUCK THEM BEFORE MEL & THE REST OF THE INSURANCE SCUMBAGS FUCK YOU FIRST
Korrena said
Hi Mariah,
First, you don't have to accept the offer from the insurer, particularly if you're not satisfied. Second, you should contact your state insurance department as laws regarding totaled cars vary by state. Good luck getting a fair settlement.
-Korrena, insuranceQuotes.com
Jeremy Bonner said
I just got rear ended while stopped on business hwy 45 trying to make a turn. I was ttranspored by ambulance and had tests. The x-rays came back negative. They diagnosed me with a neck sprain. I filed on the other guys insurance. I spoke with an adjuster and irs determined that they were at fault. They said that they would contact me within 48hrs. What should i expect to hear?
rosie said
Progressive is trying to declare my car a total loss but the mechanic and my parents say that's not the case the car can b fixed as it was almost a snapped decision before they even tried to do an estimate. I feel as though it's a cop out bc I didn't want to use their shop
Marcie said
My car was wheather damage the insurance company is saying flooded. When they asked me to get a copy of the tow bill I faxed it to them, the tow company put the wrong date. Not an investigator is involved, i did not know that the puddle was deeper, that caused my car to get wet underneath. All the electrocal went out. Its been two month. Im told that they are waiting for the investigator to give them the amount of coverage if any. Then i am told that the adujustor will do a full inspection. So many stories. I had paid the insurance then two days later this happened to me n my son in the car.
I am at a loss, if i dont call or email. They will not keep me posted. Help me understand, :(
Pat Oz said
Hi, I was in an accident, a little over a year ago, where someone else was at fault and the damage to my car was determined to be greater than it's worth, so my insurance company settled the matter as "totaled" on my vehicle. Just yesterday I was in another accident, again where someone else was at fault, and I'm wondering what the "totaled" title on my car will effect the outcome of me getting it fixed? The new damage is minor, but all the airbags in the car went off and I'm worried that even though (again) I wasn't at fault, that my/their insurance company won't layup to fix the vehicle or properly accommodate me for my loss. Thanks in advance for your reply. - Pat
mel said
If your car was a total before and you kept the "salvage" the salvage you are driving is worth very little. And if your salvage car is involved in an accident again. It might be deemed a total loss again. Example, the value of your salvage car now is 1000 bucks and the damages are 700 bucks or even 600 bucks. It's considered a total loss. The same if you bought a car with a salvage title from someone else and gets in an accident they won't pay you much for it. Because the car is worth peanuts if it was salvage already
Alli said
Hi- I accidentally hit a concrete pillar in a garage, which cause a dent in the car door. The damage is cosmetic: door opens and windows go up and down. It's a Honda Accord 2006. So now progressive says it will cost $6K to fix (!), and since they've assessed the car as worth $8500 they want to total it. I'm not happy. A quick check on carmax has similar cars selling for $11K. I get offers all the time to buy the car because it's appreciated in value since I bought it. Is my best course of action to try to get the valuation changed? It really feels like progressive is trying to make a profit here.
Christy said
I was careful to finance a car for LESS than it's value. I drove it for less than two years when I was broadisded by someone who ignored a stop sign. It has been declared totaled. EVERYONE ASSUMES I JUST GET A NEW CAR. That is NOT how it works, and though I will have a couple thousand after it is paid off, that's only a downpayment for another car I will now have to make payments on. Because I changed jobs in the past few months it is difficult to get qualified for ANYTHING.
I don't know what is more aggravating: having a car I loved dearly and couldn't replace at full value (because it was an unusual model) even if one could be found and I had unlimited funds be destroyed because of someone's inattention or the number of people who keep telling me how "easy" it is to replace it. No, it's anything but. That harsh reality is that I am going from a fairly new, very nice and clean low-mile vehicle that was a delight into some decade-old high-mile riskfest because I don't have several thousands set aside to pay cash for my next car.
mark Herter said
I hit a deer dec.23 430am. Today is jan.15.truck is totalled and I still have no $. 6 more days will be one month. I am Un happy and will be shopping for new insurance. I currently hold 9 policy with state farm
Glenn said
I have insurance with State Farm. Some time ago I had my vehicle caught in a sandstorm and sandblasted the paint and glass on it. I got an estimate from a body shop and turned it in to State Farm. State Farm had sent their adjuster to look at it also. I get a phone call from State Farm a few days later and their adjuster wants to meet with me. So I'm getting all fired up about this as I figure State Farm is going to deny some of the repairs. State Farms adjuster shows up with my estimate and his estimate. He shows me on my vehicle several items that were damaged but my estimate I turned in did not have them included on the bid. So he asks me if its OK if State Farm pays me from their estimate, which was $700 dollars more than the estimate I turned in. When an insurance company comes out to you and offers you $700 dollars MORE than you put in for, that makes me a believer in that insurance company. I have always been happy with my claim settlement at State Farm. Never once in 42 years have I had to argue with them.
Korrena said
Hi Glenn - thanks for sharing your story - it's great to hear such a positive endorsement of an insurer and it's fantastic that they did such a good job handling your claim.
- Korrena
Mike said
I leased my car just 3 months back for 4 years and met with an accident recently with DUI in toronto and this car had gap insurance . The insurance company has declared the car is total ....pls help me in this that how insurance will calculate and how much i have to pay as i am the defaulter and who will get the salvage money ......pls pls help me in this matter.
joann said
My friend has State Farm, he was rear ended by someone with Progressive. My friends truck was totaled. His payoff is $3500 that he owes the bank. His value is at $5000 for the the truck. The adjuster from progressive totalled out the truck and wants to give him a check for $1500 and the bank the 3500. This leaves him with no truck and a check for a pittance. He wont even have enough to buy the truck back? let alone fix it. How is this possible? Does he need to contact his own insurance company? Will or can they do anything? Also, he had to go to the hospital for multiple ct scans. They want to give him a check for $500 for medical pay. Does that mean they are no longer liable for the hospital bills if he cashes that check? What about the fact that he couldn't work for a week from pain? Will they compensate him for that too? We are very confused. Please explain.
josie said
did you ever get a reply or satisfaction to your dilema, im sorta in same situation now
josie said
did you ever get a reply or satisfaction to your dilema, im sorta in same situation now
Darrell said
State Farm will hide behind their corrupt 3rd party minion subcontractor to screw you on the evaluation of your car! Even if you as their insured are 100% not at fault by the police accident report, they don't care! Their claims adjusters attempt to put a spin on the words in your policy as to disrespect you as being that stupid!
The only language State Farm understands is from your lawyer when you have to sue them to fairly administer the terms of your policy!
Nichelle said
Wow people are so misinformed I have a title that is labeled totaled Reconstructed Can't seem to find out exactly what that means I do live in Oregon I got insurance no problem and its not very much. people take things that are mole hills and make them in the mountains it's amazing. my cars a great car its really old but you know what it's been the best car I've ever had.
Nichelle said
Wow people are so misinformed I have a title that is labeled totaled Reconstructed Can't seem to find out exactly what that means I do live in Oregon I got insurance no problem and its not very much. people take things that are mole hills and make them in the mountains it's amazing. my cars a great car its really old but you know what it's been the best car I've ever had.
Fred408 said
on the 2nd of February,a silverado in opposite direction lost control and jumped the center island.Hitting the car in front of me i turned my wheel to avoid hitting but the truck flipped and was sliding so i got hit..Police took statements and took pictures. The man in the truck was taken by ambulance. my car is a 2007 Camry,i have 5000 left to pay My insurance has informed me its totaled they did their evaluation not everything was checked. when i got hit i no longer had the ability to steer or turn my wheels.That wasnt listed on damages list.9,154 is what they came up with.havent heard from the party at fault
When to Make an Auto Insurance Claim
Wondering if making a claim will affect your rates? Find out now.
See what claim amount is worth a potential rate hike:
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APR 11, 2013 - Yahoo! News
A Must Read - Share
WASHINGTON (Reuters) - Treasury Secretary Jack Lew reiterated the government's opposition to a tax on financial transactions, which would make banks pay for help in the financial crisis and is gaining steam in Europe. "I think the design element you're describing is very problematic," Lew said in response to a question from Democratic Representative Richard Neal on the House Ways and Means Committee. Eleven euro zone countries plan to introduce the tax next January, but little support has emerged on the other side of the Atlantic. ...
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I'm working on a theme and the divs are giving me all sorts of trouble.
My main issue is after the content area. I've done a clear:both; after the content/sidebar area so my footer would have a space in between.
This is my CSS: http://wordpress.pastebin.ca/1075592
If I add clear:both; to #info or .column, the div takes on the same color as my main content area (which you can see here: http://infragilis.net/test). Which is not what I want. If I don't add clear:both;, however, my div doesn't expand to fit the content. Putting a fixed height on #info isn't a solution because my quotes database has some exceptionally long quotes in it and I don't want them cut off/don't want an ugly scrollbar in the middle of the page.
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With Instructables you can share what you make with the world, and tap into an ever-growing community of creative experts.
or should I say Meatball?...even though it is in the shape of a ball and made of meat I made it just as I do my meatloaf so ...
Ingredients 1 pound of ground meat (Beef, Turkey, Chicken) *I used Turkey 3/4 Cup diced peppers (Yellow, Green, Red) *I used all three 1/4 Cup Onions (Optional) *I ...
preheat your oven to 375* drop in enough oil to coat the bottom of each cup in the cupcake pan you may even want to rub it up ...
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This iReport is part of an assignment:
Women in combat: Your take
About this iReport
- Posted January 24, 2013 by
- Ironwm
HUNTINGTON BEACH, California
HUNTINGTON BEACH, California
The right to die for your country
I was first involved with the military in 1976 when I joined Navy ROTC. I received a Marine scholarship and went through jump school and navy dive school. It proved horrible during active duty. Many men hated me just due to my devices. At TBS I worked with very weak leaders who went to infantry or other combat fields closed to me as a woman. Just before resigning my regular commission for a reserve commission I was told by my commanding officer, "you have no right to die for your country." I stayed in the reserves & went to Desert Storm (more of a horror story) and 3 trips to Iraq and ended with a combat action ribbon, but that's also, another story. I was told repeatedly, the American public would not stand for a woman to die in combat. I don't think people weigh a son or daughter any differently. We've often found ourselves in combat but at least now they will have the proper training. And finally, there will be equal physical standards. When I do an Ironman race, they don't change the course for the women. It's great to see. Wish I was starting my career, I know it would have been much different!
More from this assignment - Women in combat: Your take


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Department of Fine and Performing Arts Home > Programs of Study > Art History > Art History Events
The Art History Program hosts several events each year on campus. Current students, alumni and anyone with an interest in art are encouraged to join us!
Our Art History Speaker Series invites two scholars each year to Saint Louis University. Past speakers have included local, national and international scholars and their discussions have covered topics numerous topics.
In the spring semester is the SLU Undergrad Art History Symposium. Here, students present individually-researched papers before the SLU community.
For more information about all events in the Department throughout the year, contact the Fine and Performing Arts Office.
Summer 2016 Art History Events
Lucky Fortune: Mixed Media Work by Deborah Douglas
August 19 - September 17
opening reception Fiday, August 19 5-8pm
As a two-dimensional, mixed media artist, I work with a variety
Conceptually, my interests lie in the expansive issue of
~artist statement
Fontbonne University Fine Arts Gallery
Arts and Eats
October 10 | 12:30 - 1:30
Dr. Susan Waller ~ lecture
October 12 | 4pm


text:
Donald Driver and family featured in People magazine
Green Bay Packers all-time leading receiver and dance champion Donald Driver and his family will be featured in People magazine's special holiday issue which hits newsstands on Thursday.
People sent a camera crew to his house in Green Bay for a photo shoot with the family so it's possible there will be at least one photo of the family in matching pajamas - suitable for framing or holiday cards. »Read Full Article
Violent Femmes bassist Brian Ritchie remembers Lou Reed's influence
Arguably the Milwaukee band that's had the largest influence on rock music is the Violent Femmes.
And the band with the largest influence on the Femmes was the Velvet Underground, Femmes bassist Brian Ritchie said. »Read Full Article(15)
Lou Reed dies at 71, was lead singer of Velvet Underground
New York — Lou Reed, the great punk poet of rock 'n' roll who profoundly influenced generations of musicians as leader of the Velvet Underground and remained a vital solo performer for decades after, died Sunday. He was 71.
Reed died in Southampton, N.Y., of an ailment related to his recent liver transplant, according to his literary agent, Andrew Wylie, who added that Reed had been in frail health for months. Reed shared a home in Southampton with his wife and fellow musician, Laurie Anderson, whom he married in 2008. »Read Full Article(20)
Bel Canto Chorus, MSO join for night of sacred music
The Bel Canto Chorus and Milwaukee Symphony Orchestra joined forces at Christ King Parish in Wauwatosa on Saturday for a colorful evening of two 20th-century sacred works.
Bel Canto music director Richard Hynson led the combined ensembles in thoughtful, moving performances of Duruflé's "Requiem," from 1947, and Poulenc's "Gloria," which premiered in 1961. »Read Full Article
Chris Tomlin shows his passion for Christian music
Chris Tomlin did the old "how many first timers? how many veterans?" audience poll at the start of his Milwaukee Theatre show Saturday night. Not surprisingly, the majority of cheers in the largely full theater were from the newbies. Tomlin's "Burning Lights," released in January, was just the fourth contemporary Christian music album ever to top the Billboard charts.
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Trick-or-treat weekend: Milwaukee-area times, by community
For most Milwaukee-area communities, trick or treat is Sunday — but don't worry; they're all done in time for the Packers game tonight.
Go to Tap Milwaukee's list of Milwaukee-area trick-or-treat times to find out when to expect ghouls and goblins in your neighborhood. »Read Full Article


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Comic-Con: Friday highlights
Daniel Radcliffe makes his Comic-Con debut! Salma Hayek, Tatiana Maslany, Freddie Highmore, Terrence Howard and many more also scheduled
Friday's Comic-Con schedule has been released and the biggest surprise is the first-ever appearance by Harry Potter himself, Daniel Radcliffe. Here's a look at some other highlights.
In Hall H
"The Walking Dead:" It'll be all zombies all the time with moderator Chris Hardwick and show stars Andrew Lincoln, Norman Reedus, Steven Yeun, Lauren Cohan, Danai Gurira, Melissa McBride, Chad Coleman, and Michael Cudlitz. At 12:20 p.m.
"Game of Thrones:" HBO's fantasy series, which just picked up 19 Emmy Award nominations, will once again have its panel in Hall H. This year author George R. R. Martin returns with members of the cast including Gwendoline Christie, Nikolaj Coster-Waldau, Natalie Dormer, Kit Harington, Rose Leslie, Rory McCann, Pedro Pascal, Sophie Turner and Maisie Williams. At 1:40 p.m.
"Horns" and "Everly:" Daniel Radcliffe (aka Harry Potter) makes his Comic-Con debut (how can that be??) to discuss the movie "Horns." That's followed by a panel for "Everly" featuring a panel with Salma Hayek. At 3 p.m.
20th Century Fox: The movie studio previews its upcoming projects. Titles and stars to be announced but here's a list of some films its releasing soon: "The Maze Runner," "Gone Girl," "Poltergeist," "The Fantastic Four," and "Frankenstein." At 4:20 p.m.
Kevin Smith: The unofficial god of Comic-Con is back to show footage of his new film, "Tusk!"
In Ballroom 20
Inside "The Big Bang Theory" Writers' Room: Writers of this megapopular show share secrets behind a season that just featured everything from a first kiss to an engagement. At 10 a.m.
"Bones:" This panel features series stars David Boreanaz and Emily Deschanel plus a look ahead to its 10th season. At 12:30 p.m.
Entertainment Weekly: Brave New Warriors Meet some of TV's buzziest actors, including Freddie Highmore of "Bates Motel" and Brenton Thwaites of "The Giver" in this discussion about acting, Hollywood and set secrets. At 1:45 p.m.
"Arrow" Special Video Presentation and Q&A: Series stars Stephen Amell, Katie Cassidy, David Ramsey, Emily Bett Rickards, Colton Haynes, Willa Holland, Paul Blackthorne, and John Barrowman bring a video presentation and panel discussion. At 5:30 p.m.
In the Indigo Ballroom
"Adventure Time:" The cast and crew of Cartoon Network's popular animated series will share never-before-seen footage. Scheduled to appear are: Jeremy Shada (Finn), John DiMaggio (Jake) and Tom Kenny (Ice King). At 11 a.m.
"Adult Swim:" Can the Con handle Triumph the Insult Comic Dog? Find out as creator Robert Smigel brings him to this panel. That's followed by a panel with Jack McBrayer for his new adult swim series. Plus! A look at Dan Harmon (Community) and Justin Roiland's second season of Rick and Morty with stars Spencer Grammer and Chris Parnell. At 1 p.m.
"Bob's Burgers:" Expect plenty of silliness at a panel that features H. Jon Benjamin, Dan Mintz, John Roberts, Kristen Schaal, and Larry Murphy. At 4 p.m.
"Archer:" The animated comedy will screen its season 6 premier plus have a panel with stars H. Jon Benjamin, Aisha Tyler, Chris Parnell, Judy Greer, Amber Nash and Lucky Yates. At 5 p.m.
Additional highlights
"Orphan Black:" BBC America's award-winning series brings Tatiana Maslany, Jordan Gavaris, Dylan Bruce, Maria Doyle Kennedy, Evelyne Brochu and Ari Millen. 6 p.m. in Room 6A
Evangeline Lilly: The "Lost" and "The Hobbit" actress discusses her first book, "The Squickerwonkers," about an unruly child who meets mysterious creatures. 10:30 a.m. in Room 6A.
DC Comics: Champions of Justice: It's a big year for the Justice League and this DC Comics features the creators of this comic book heroes. Expect
David Finch, Meredith Finch, Van Jensen, Geoff Johns, Jeff Lemire, Charles Soule, Robert Venditti and others. At 11:15am in Room 6DE.
"Resurrection:" ABC previews its drama with stars Omar Epps, Kurtwood Smith, Frances Fisher and Devin Kelley. 12:30 p.m. in Room 6DE.
"Wayward Pines:" There will be a world premiere screening of M. Night Shyamalan's TV thriller plus a panel featuring Shyamalan, Matt Dillon, Melissa Leo, Toby Jones, Carla Gugino, Terrence Howard, Reed Diamond, Shannyn Sossamon, Tim Griffin and Charlie Tahan. At 1:30 p.m. in Room 5AB
"Bates Motel:" Producer Carlton Cuse will be joined by Vera FarmigaFreddie Highmore, Olivia Cooke, and Nestor Carbonell to discuss the A&E series. At 3:30 p.m. in Room 6A.
"Intruders:" Get a first look at BBC America's new original series. The panel features British actor John Simm as well as Mira Sorvino. 8 p.m. in Room 7AB
Take a look at Friday's complete schedule.


text:
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Definition of sub rosa in English:
sub rosa
adjective& adverbformal
Happening or done in secret: [as adverb]: the committee operates sub rosa [as adjective]: sub rosa inspections
More example sentences
- Sub Rosa is a Latin term meaning secrecy, literally translating to 'under the rose'. The rose in ancient times was a symbol of sworn confidence of participants at a meeting.
in secret, secretly, in private, privately, behind closed doors, in camera
Latin, literally 'under the rose', as an emblem of secrecy.
For editors and proofreaders
Syllabification: sub ro·sa
Definition of sub rosa in:
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Any quantity only $17.99 per coin over spot!
This Gold coin has an updated rendition of St. George slaying a dragon to celebrate Queen Elizabeth II's Diamond Jubilee in 2012. This special one year only design from the British Royal Mint makes a great addition to any Gold coin collection.
Coin Highlights:
- All coins will be in Brilliant Uncirculated Condition.
- Contains .2354 oz actual Gold weight.
- Each coin will be in a protective plastic flip.
- Obverse: Depicts a bust of Queen Elizabeth II designed by Ian Rank-Broadley.
- Reverse: An updated version of St. George mounted on horseback slaying a dragon.
- Minted at the British Royal Mint.
Protect your coin in style by adding attractive presentation box recommended for this coin.
With a unique updated design on the classic Gold Sovereign design, these coins are ideal for any Gold coin collector. Add one of these artistic Gold British Sovereign coins to your cart today!
Listed in Krause as KM#1207.
The original Gold Sovereign was last minted in 1604 but after more than 200 years, the coin was revived by the Great Recoinage of 1816 in an attempt by the British government to stabilize the currency and economy following the French Revolutionary Wars and Napoleonic Wars. In 1817, the "new" Gold Sovereigns were struck but production of these coins has been inconsistent. The coin was struck annually for the first 100 following reintroduction, but between 1917 and 1957, the coin was only struck in 1925 when Winston Churchill attempted to return the U.K. to the Gold standard. From 1949 to 1951, new coins were minted, but the coin was backdated because the coin was stuck using the die from 1925 and featured His Majesty King George V instead of King George VI, the reigning monarch at the time. Annual production resumed in 1957. Prior to 1932, before Britain abandoned the Gold standard, Gold Sovereigns were circulated throughout the public.
During the Victorian era, it was the practice of the Bank of England to remove worn sovereigns and half sovereigns from circulation and have them melted and recoined. Consequently, a staggering one billion sovereigns have been minted to date, but that number includes Gold that has been melted down and reminted into new coins. Additionally, when Gold Sovereigns were sent overseas for international payments, like in the United States, they were often melted down into Gold bars because of federal regulations in place at the time. On average, the Great Britain Gold Sovereigns had a lifespan of 15 years before falling below the "least current weight", the minimum amount of Gold a coin could contain and still be considered legal tender. In 1889 and 1890, Orders in Council were made, allowing members of the public to return any Gold Sovereign struck before 1837 to the Bank of England to be replaced by full-weight coins.
The initial reverse image was the shield and crown motif surrounded by a heraldic wreath. This was succeeded by the portrayal of Saint George killing a dragon. Historically, other designs have been used during the reigns of King William IV, Queen Victoria, King George IV, and Queen Elizabeth II, but the image of Saint George and the dragon is still used on coins minted today.
Although Eastern in origin, the legend of Saint George slaying a dragon is part of England's great history. Crusaders returned home to England and told of a place in Libya called Silene. The town had a small lake where a vicious dragon lived and poisoned the entire countryside. To appease the dragon, the villagers fed him two sheep a day. Once all the sheep had been sacrificed, the villagers started offering their children, drawn from a lottery, to the dragon. The day came when the king of Silene's daughter was chosen to be fed to the dragon. Beside himself with despair and grief, the king offered the villagers all his Gold and Silver and half of his kingdom, but they refused. As the princess was sent to be fed to the dragon, Saint George rode past the lake. The princess tried to send him away, but he vowed to remain and as they were conversing, the dragon emerged. Saint George charged the beast on horseback and seriously injured it with his lance. He then yelled to the princess to removed her girdle and place it around the dragon's neck. When she did so, the dragon meekly followed the girl without struggle. Saint George and the princess returned to Silene with the dragon where Saint George offered to kill the dragon if everyone in Silene converted to Christianity. Everyone immediately agreed and Saint George then struck the dragon with his sword, killing it. The king was so relieved the nightmare was over that he built a church to the Blessed Virgin Mary and Saint George on the site where the dragon died and water sprang forth from its alter that cured all ailments.
Reviewed by 6 customers
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The reverse design has a polished-look that makes it hard to see the design. Design is not defined very well as it is displayed under magnification.
- Value (low premium over spot)
- Recognized Brand
- Unattractive Design
As a sovereign collector it was a given that I would get one of the Diamond Jubilees. It's a beauty! The premium is a bit higher than the other modern sovereigns, but since this is a unique, one-off design year, I believe it's worth it. Despite a higher than average mintage (750,000), hopefully we'll still see a decent appreciation on this one over time.
- Attractive Design
- Collectible (lower mintage)
- Easy to Sell
I have bought several "grab bag" Sovereigns, was impressed by the quality and design (2 George Vs and an early QE2), and when I saw this variation I had to have it. The 2012 reverse was a one-year-only modern take on St. George and the Dragon and is a beautiful design. My coin came in perfect, highly-polished BU condition (get a 22mm Air-Tite holder for them - form factor is nearly identical to the 1/4-ozt Gold Eagle). Try to buy when these are on sale, as the normal premium over spot is a heavy hit (on sale at this writing, the premium drops by a third). Nice to have at least one in the stack for a little variety, even if I won't be stacking em.
- Mint Condition
- Easy to Sell
- Collectible (lower mintage)
- Attractive Design
- Recognized Brand
2012 Great Britain Sovereign Diamond Jubilee Gold Bullion is a nice designed coin, I will buy another one in the near future.
- Attractive Design
2012 was a one-off year for the reverse design of the British Gold Sovereign, therefore, more difficult to find. APMEX provides this coin in BU condition at a very good price. Highly recommended.
- Recognized Brand
- Collectible (lower mintage)
- Mint Condition
- Attractive Design
- Value (low premium over spot)
Great design for type collectors, and have to have one. Only problem is due to the chrome like finish, it's hard to see the design. Preferred the traditional satin or proof finish.
- Attractive Design
- Value (low premium over spot)
We provide all of our customers with a refund, return and / or exchange on everything we sell including all bullion and certified coins. If for any reason, you have a problem, please feel free to call us. We will always do our best to accommodate you.


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With over 12 years of experience in the area of probate, trusts and estates, Liz Messianu leads an active practice group. She handles estate and trust administration and litigation, guardian administration and litigation and estate planning matters.
A significant portion of Liz's practice focuses on complex probate litigation. She represents trustees, guardians, personal representatives, executors and beneficiaries when conflicts arise during estates and trust administration. Liz has successfully resolved will and trusts contests related to vague language, contradictory instructions, lack of capacity and undue influence, among other factors. Additionally, she has successfully set aside fraudulent estate planning documents for the benefit of estate heirs.
Liz guides clients through the difficult and emotional process of commencing guardianships of minors and incapacitated adults, as well as administration of estates.
When necessary, she litigates disputes pertaining to guardianship appointments. Liz also represents professional guardians when the disputes amongst family members are not resolved and the alleged incapacitated needs immediate care and attention.
Liz assists clients with sophisticated estate planning needs that often include business succession and charitable giving. Mindful of federal and state tax laws, Liz executes estate plans that achieve each client's unique goals and provide optimum financial benefits during their lives and post death.
Liz is available for initial FREE consultations at the prospective client's convenience.
Languages spoken: Spanish, English
Are you an attorney? Endorse this lawyer
Liz is incredibly knowledgeable in her area of law, and approaches every new issue with a high level of professionalism and every client with empathy and understanding.
Jenny Consuegra Health care Attorney
Relationship: Family member
Ms. Messianu (nee Consuegra) is an excellent attorney. She is caring, informed and always the consummate professional.
Jacqueline Augusto Probate Attorney
Relationship: Fellow lawyer in community
1 Alhambra Plaza
Suite 1410
Coral Gables, FL, 33134
|Member in Good Standing
|Legal answers
|Legal guides
|Publication name
|Thomson Reuters
|Estate Planning Client Strategies
|School name
|University of Miami School of Law
|Doctor of Jurisprudence/Juris Doctor


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From BinaryNotions: Halite (named after the mineral) is a C++ BitTorrent client based on the excellent libtorrent library from Rasterbar Software. The program also relies heavily on the Boost libraries. While still at an early state of development Halite is a functional BitTorrent client. Few feaÃ??Ã?Âtures included are File selection or file priority specifications, managed torÃ??Ã?Ârent queue system, disk cache support, and magnet URI support.
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Everytime you open your mouth, the fool comes out.<quoted text> Once a dingleberry, always a dingleberry, his views are not different than the presidents. You are so ignorant that it went right over your narrow mind. Education, fairness in taxation, cooperation in governing, etc....... What kind of a moron are you that you can't even present a discussion topic without losing the debate on your own . Idiot. Idiot . Idiot. DINGLEBERRY!!!!!!!!!
Since: Dec 12
Location hidden
#18406 Mar 30, 2013
Since: Dec 12
Location hidden
#18407 Mar 30, 2013
Bardzo dobrze, dziękuję. A Pan?
Since: Dec 12
Location hidden
#18408 Mar 30, 2013
School children can't see the White House on their spring break because obama is saving money, so he sends his sasha and malia to the Bahamas for their spring break, the hypocricy of this president and his followers is mind numbing.
Since: Dec 12
Location hidden
#18409 Mar 30, 2013
Skąd Pan jest?
#18410 Mar 31, 2013
Everytime you open you mouth i smell feces cuz you are brimming to your lips.
#18411 Mar 31, 2013
Just vote
Since: Dec 12
Location hidden
#18412 Mar 31, 2013
Is that the best you got, fool?
#18413 Mar 31, 2013
I could eat a bowl of alphabet soup and SHIT a better argument than that. You're so ugly, when you were born your mom said "What a treasure" and your dad said "Yea lets go bury it"! I'd like to see things from your point of view but I can't seem to get my head that far up my ass. I'll bet you break wind under the covers and get high on your own fumes Dingleberry.
Since: Dec 12
Location hidden
#18414 Mar 31, 2013
You are the east end of a west bound horse.
#18415 Apr 1, 2013
You are a Dingleberry on my east end. The best part of you ran down your mothers leg ( who by the way has a bigger penis than you ). Your birth certificate is an apology from a condom manufacturer. At birth the doctor thought you were so ugly he threw you in the trash and handed your mother the placenta by mistake. Your mother protested, Lord only knows why- big mistake as it turns out.
#18416 Apr 1, 2013
Ha ha I c, So then why being his religion up in the first place?
#18417 Apr 1, 2013
Maybe to people who have a conspiracy notion. A "reality" that a candidate running for president would try and take over the established principles of the country, based on your preconceived notion about Muslims? That's called xenophobia...
I'm not saying Islamic nations aren't under sharia law, but to assert ANY Muslim running for president would have "difficulty" defending the constitution is a presupposition, and belongs no where in civilized society...
Plus, MANY of today's politicians, especially in the GOP, base their voting on the bible. They base all of their preconceived notions on many social issues on the bible... Isn't that the same as those Islamic (sharia law) nations you were just speaking of?
So, why are Americans, and republicans in general, okay with voting for someone who gets their morality on issues such as abortion, women, and as we're seeing now, marriage, from a holy book? And why aren't people like you, who claim they don't want religion taking over the government (sharia law) standing up and boycotting THOSE politicians?
I just don't get the hypocritical notion of a group saying "if the president were Muslim, that would pose a political risk," while those same people vote for someone trying to ban abortion strictly on the moral ground of the bible...
#18418 Apr 1, 2013
When republicans vote against someone, it's because of their character. When democrats vote against someone, their denigrating (proper spelling) them...
Conservative hypocrisy knows no limits...
#18419 Apr 1, 2013
And yes, watch your back Dr. Carson...
Because having a creationist notion of the world is NOT a "valid" point of view...
Nor is comparing gay relations to beastiality...
Again, I love the notion of conservatives painting a "you don't like him because he's republican" mentality, however, in the case of Dr. Carson, it's his absurd claims that make him undesirable to liberals.
"Doctor" is even a little subject as Dr Carson has NEVER: performed any experiments, never submitted his articles for peer review, never adhered to then scientific method, never submitted any hypothesized articles, nor ever provided proof for the things he's claimed...
In other words, congrats republicans, you've found a doctor who doesn't even understand how science works...
Is he a good neurologist? Absolutely, but that doesn't give him authority to speak on subjects of geology, astronomy, embryology, genealogy, or historical evolution...
Oh and here, I'm a liberal acknowledging the president isn't super human, nor is he 100% on any issue... There, now will you stop with the "liberals think the president is holier then though" crap?
#18420 Apr 1, 2013
Look, little man - you asked a question - I answered it. Not with opinion or "presuppositions," but with simple, well-known FACT about Islam.
Your response makes it clear your ignorance of Islam is more profound than I have time or interest in helping you with.
Additionally, I have no appetitite for discouse with schmucks who make a lot of completely baseless presumptions about what I think, and put bullshit rhetorical strawman words in my mouth.
Grow up. Until then - sayonara, troll.
#18421 Apr 1, 2013
romney is a mormon, not too many people bought into his religion...
Since: Nov 12
Location hidden
#18422 Apr 1, 2013
Romney is a Mormon, you are a Moron
Since: Nov 12
Location hidden
#18423 Apr 1, 2013
Simpleton obama voters bought into what the press and the White House sold them, it shows you can still sell snake oil in America.
Since: Nov 12
Location hidden
#18424 Apr 1, 2013
And obama has his PhD. in what? His M.D. in what? He is a community organizer with marginal academic achievement hoisted on the shoulders of fools and elected president. The same people always pick what's behind door # 2. Clueless.
Since: Nov 12
Location hidden
#18425 Apr 1, 2013
Hypocrisy? That's when you close the White House tours to pretend there is repercussions to cutting future spending by 40 Billion { a grain of sand on the beach of Federal spending} and then send your daughters to the Bahamas for their spring break on the taxpayers dime, while school children are locked out of their White House.
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Alstonfield Holiday Cottages
Please find below a selection of self catering holiday cottages to rent in or near Alstonfield.
We're open until 9.30pm and waiting for your call:01244 356666
Please find below a selection of self catering holiday cottages to rent in or near Alstonfield.
Your search returned 189 cottages.
Traditional, stone-built detached character cottage in the heart of the stunning village of Alstonefield, multiple winner of the 'Best Kept Village Award'. WiFi. Jacuzzi bath. Ashbourne 8 miles. Alton Towers 10 miles. (Ref. 923807)
7 nights from £359Book Now
A delightful retreat in the award winning village of Alstonefield. Open plan accommodation with pretty garden and rural views. Excellent base for Peak District attractions. Alton Towers 10 miles. (Ref. 1533)
7 nights from £266Book Now
Cosy Peak District cottage, on a working dairy farm with fantastic countryside views. Ideal touring base for couple or family. Parwich 3 miles. (Ref. 4474)
7 nights from £267Book Now
Delightful little semi-detached barn conversion on the edge of Wetton. Close to pub, lovely walks and cycle paths. Alton Towers within easy reach. Great touring base. Hartington 5 miles. (Ref. 918083)
7 nights from £263Book Now
A lovely barn conversion, part of the Chatsworth Estate. Pretty village location. Traditional features, woodburner and shared garden. Walks from the door. Hartington 5 miles. (Ref. 17466)
Cosy Chatsworth cottage, in lovely village location of Wetton in the Peak District. Character cottage with beams and woodburner, village and countryside views. Perfect touring base. (Ref. 17465)
A lovely Chatsworth barn conversion with woodburning stove. Tastefully decorated, shared garden. Walking from the doorstep. (Ref. 17464)
A pretty Chatsworth cottage in a delightful courtyard setting. Character cottage with beams, woodburner, shared garden. Lovely base for touring. Hartington 5 miles (Ref. 17463)
Cosy Chatsworth cottage in beautiful village location of Wetton. Vaulted ceiling, woodburner, country views. Lovely base for touring. Hartington 5 miles (Ref. 904711)
7 nights from £405Book Now
Lovely large Chatsworth cottage in the pretty village of Wetton. Woodburner, shared garden, village views. Ideal touring base. Hartington 5 miles. (Ref. 904710)
7 nights from £541Book Now


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TECHNOLOGY; At Big Consumer Electronics Show, the Buzz Is All About Connections
By SAUL HANSELL
Published: January 13, 2003
LAS VEGAS, Jan. 11— Not too long ago the only way to put your vacation snapshots on your television was with Scotch tape. Mainly, photos stayed on paper, music on the stereo, e-mail on the computer and movies on the television.
But since the consumer electronics industry has persuaded people to convert their music, photos and television into digital form, it is now possible for nearly any bit of sight or sound to be disgorged by nearly any digital electronic device. And that sets the stage for the industry's next big opportunity: selling products that link all these digital devices into various forms of home networks.
At the Consumer Electronics Association's annual trade show, which was held here Wednesday through Saturday, the industry was jubilant over its success with digital products. Despite economic uncertainty, sales of consumer electronics in the United States increased by 3.7 percent in 2002 to set a record of $96.2 billion, according to the association. The trade show, with 2,200 exhibitors and 100,000 attendees, has become the largest convention in North America, eclipsing the Comdex annual computer show.
What excited the manufacturers here most was the prospect that all these digital devices will create even more needs to fill. Now, the companies say, people need so-called media hubs and computer servers to store and organize photos, music and video. They need wired and wireless networks to move them around their houses. And they need portable gizmos to keep all the content in their pockets wherever they go.
''The boundaries of what constitutes consumer electronics and computers are getting blurred,'' said Gerard J. Kleisterlee, the chief executive of Royal Philips Electronics in an interview here. ''As we get wireless networking in the home, everything starts to talk to everything.''
No one is shipping a product that does all of this yet, but the show featured myriad new products that connect something to other things. Most common were systems to route music, downloaded from the Internet or copied from CD's, to home stereo systems, rather than confining it to tinny computer speakers. Other systems enable television sets to view photographs as well as home videos and, in some cases, to record television programs stored on devices in another room.
A new class of portable devices also appeared, one that lets users watch downloaded videos on the go, much as they now listen to MP3 audio files.
Amid the cacophony of product introductions here were the rumblings of an underlying debate about what sort of device will be at the center of these home-based networks.
Electronics companies like Philips, Samsung, RCA and Pioneer have created stand-alone devices to sit in a stack with other audio and video components. But computer companies like Hewlett-Packard and Viewsonic have introduced expanded Windows-based PC's to control audio and video signals.
''The place where it all comes together, your video and audio and your preferences, is the PC,'' said Bill Gates, the chairman of Microsoft, which makes a version of its Windows XP operating system that is used by the Hewlett-Packard and Viewsonic media computers.
''People want things in one place,'' he added. ''When you had things in tape formats, you were always wondering where they were. It's very different than having it on a hard disk where you can say, 'Christmas '97,' and see it right away.''
But some companies, like TiVo, which makes personal video recorders, argue that people will not have one central storehouse for all their media but a variety of devices linked by a network. At last year's trade show, said Michael Ramsey, TiVo's chief executive, ''we were pitching the idea of a hub that would be a central repository of all media in the home, but we have concluded that's not the right architecture.''
People have already started collecting photos and music on their computers, and they do not want to move those onto a TiVo hub, he said. So TiVo's new service, a $99 software upgrade, simply grabs the music and photos from a computer and plays them on a stereo and a television.
''The convergence point is the home network,'' Mr. Ramsey said. ''It facilitates the communication between devices so you can watch anything on anything.''
TiVo's system also links two of its video recorders over a network so a viewer in a bedroom, say, could watch a program that was stored on a TiVo in the living room.
TiVo's main rival, SonicBlue, the maker of the ReplayTV digital video recorder, incurred the wrath of the television industry last year when it introduced a similar feature that lets users share recorded television programs with anyone on the Internet. TiVo says its system will keep programs within one household on machines that are registered to the same user.
At the show here, SonicBlue introduced a $249 device that will let people watch a DVD playing in one room on a television in another by way of a wireless network. Most other companies prevent their devices from making copies of recorded DVD's or sending them anywhere -- to the next room or over the Internet -- for fear of angering the movie studios, which do not like the prospect of the rampant file sharing that has afflicted the music industry.
Patrick Lo, chief executive of Netgear, a leading maker of home networking equipment, said that such concerns over copyrights were substantially slowing the development of home entertainment systems.