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BSE:532779 | NSE:TORNTPOWEREQ | 58888:torpo | IND:Power - Generation/Distribution | ISIN code:INE813H01021 | SECT:Power
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The Directors are pleased to present the Eleventh Annual Report of the Company together with the Audited Accounts for the financial year ended 31st March, 2015.
The key highlights for the Financial Year 2014-15 are:
- Financial performance of the Company on standalone basis: o Increase in Revenue by 20.18% to Rs.10,596.92 Crore o Increase in PBDIT by 63.65% to Rs.2,386.18 Crore o Increase in PAT by 682.43% to Rs.742.06 Crore -
- Financial performance of the Company on consolidated basis: o Increase in Revenue by 20.50% to Rs.10,762.27 Crore
o Increase in PBDIT by 59.48% to Rs.2,446.14 Crore o Increase in PAT (after minority interest) by 241.72% to Rs.359.69 Crore
- 1,200 MW combined cycle gas based DGEN Power Project at Dahej SEZ, District Bharuch, Gujarat, has been successfully commissioned during the year by Torrent Energy Limited, a wholly owned subsidiary of the Company. The plant is yet to be allocated domestic gas.
- SUGEN, UNOSUGEN and DGEN have participated in the "Scheme for utilization of Gas based power generation capacity" by submitting the bids for allotment of Re-gasified Liquefied Natural Gas (RLNG) up to the target PLF and related Power System Development Fund support from the Government.
- Hon''ble Central Electricity Regulatory Commission (CERC) has issued interim true-up tariff order for SUGEN on 1st October, 2014; final true-up tariff order of which is awaited.
- Hon''ble Gujarat Electricity Regulatory Commission (GERC) vide its orders dated 31st March, 2015 on the petitions of the Company for true-up of FY 2013-14 and tariff determination for FY 2015-16 has allowed an average increase of 15 paise per kWh (2.36%) in tariff for Ahmedabad and Surat Distribution. The increase is effective from 1st April, 2015 and is not applicable to BPL consumers, Agricultural consumers and Residential consumers using electricity up to 200 units per month.
- Open access availment by consumers has adversely impacted the sales of the Company''s Ahmedabad license area to the tune of ~431 MUs in FY 2014-15.
- Hon''ble CERC and Hon''ble GERC have accorded their approval for composite scheme of amalgamation of Torrent Energy Limited (TEL) and Torrent Cables Limited (TCL) with Torrent Power Limited (Company) ("Scheme") subject to conditions contained in their respective orders and pursuant to the Hon''ble Gujarat High Court''s (High Court) order, meetings of Equity shareholders of the Company & TCL and meetings of secured as well as unsecured creditors of TEL & TCL have been concluded.
Summary of the financial results of the Company for the year under review is as under*:
(Rs. in Crore) Standalone Consolidated For the year For the year For the year For the year Particulars ended on 31st endedon 31st endedon 31st endedon 31st March, 2015 March, 2014 March, 2015 March, 2014
Total Revenue 10,596.92 8,817.46 10,762.27 8,931.70
Profit Before Depreciation, Interest and Tax 2,386.18 1,458.14 2,446.14 1,533.85
Depreciation 54798 534.52 720.50 554.37
Finance Costs 706.16 67718 962.29 704.62
Profit Before Tax and Exceptional Items 1,132.04 246.44 763.35 274.86
Exceptional Items 22.99 - 22.99 -
Profit Before Tax 1,109.05 246.44 740.36 274.86
Current Tax 22791 33.50 232.85 40.21
Deferred Tax 139.13 124.62 144.89 133.36
(Excess) / Shortfall in provision for current tax (0.05) (6.52) (0.05) (6.61) for earlier years
Minority Interest - - 2.98 2.64
Profit After Tax & Minority Interest 742.06 94.84 359.69 105.26
Add: Balance brought forward 1,504.80 1,462.41 1,516.16 1,465.50
Add: Transfer from Contingency Reserve - - 0.29 - pertaining to previous year
Balance available for Appropriation 2,246.86 1,557.25 1,876.14 1,570.76
Transfer to Contingency Reserve 1.00 1.00 1.62 1.62
Transfer to Debenture Redemption Reserve 23.81 23.81 23.81 23.81
Transfer to General Reserve - - - -
Interim Dividend - - - -
Dividend Distribution Tax on Interim Dividend - - 1.26 1.53
Proposed Dividend 70.87 23.62 70.87 23.62
Dividend Distribution Tax on Proposed Dividend 14.43 4.02 15.42 4.02
Balance carried to Balance Sheet 2,136.75 1,504.80 1,763.16 1,516.16
* Pending requisite approvals including from the High Court of Gujarat / National Law Tribunal as applicable, fulfillment of conditions precedent as mentioned in the Composite Scheme of Amalgamation and further actions, the effect of the Scheme has not been considered in the said financial results.
The draft Scheme, with 1st April, 2014 as the Appointed Date, under the provisions of Sections 391-394 of the Companies Act, 1956 was approved by the Board of Directors of the Company, TEL and TCL at their respective meetings held on 12th May, 2014. The Scheme is conditional upon, inter alia, various regulatory and other necessary approvals and sanctions from the lenders on re-organisation of consolidated long term financing arrangements and fulfillment of all pre-disbursement conditions for such arrangements.
In this regards, the Company has received, in terms of Clause 24(g) of the Listing Agreement, Observation Letters from National Stock Exchange of India Limited and BSE Limited, the Designated Stock Exchange dated 26th August, 2014 and 27th August, 2014 respectively conveying their "No objection" to the draft Scheme. Hon''ble CERC, vide its order dated 7th January, 2015, has granted its approval to TEL under Section 17(1)(b) of the Electricity Act, 2003 for the amalgamation with the Company subject to the restriction on Electricity Trading with third party; maintaining separate accounts for Transmission business; valuing at book value the assets and liabilities of TEL after merger and reporting of relevant information upon approval of merger by the High Court for assignment of License to TPL.
Hon''ble GERC, vide its order dated 1st April, 2015, has approved amalgamation of TEL with the Company under section 17(1)(b) of Electricity Act, 2003 subject to the High Court''s approval.
Pursuant to the Hon''ble Gujarat High Court''s order dated 24th February, 2015, separate meetings as under were held for considering and approving the draft Scheme:
- Equity Shareholders of the Company and TCL on 30th April, 2015
- Unsecured creditors of TEL and TCL on 30th April, 2015
- Secured creditors of TEL and TCL on 1st May, 2015
The results of the aforesaid meetings shall be declared by the Chairman within the prescribed time limit of 40 days of the meeting.
Simultaneously, the Company has also obtained approval of Public Shareholders by way of Postal Ballot and E-voting as required under SEBI circulars. The results of the same have been posted on the Company''s website.
The Company is in advanced stage of discussions with lenders for finalizing the proposal for re-organization of consolidated long term financing arrangements.
The Company, as a policy, endeavours to distribute approx. 30% of its annual profits after tax as dividend in one or more tranches.
Following the said policy, the Board of Directors has, on 12th May, 2015, recommended dividend of Rs.1.50 per equity share having face value of Rs.10/- (Previous Year - Rs.0.50 per equity share in aggregate) on 4724,48,308 equity shares for FY 2014-15, amounting to Rs.70.87 Crore (Previous Year - Rs.23.62 Crore). With Dividend Distribution Tax of Rs.14.43 Crore (Previous Year - Rs.4.02 Crore), the total outflow on account of dividend works out to 23.71% (Previous Year - 26.26%) of consolidated annual profits after tax and minority interest.
Details of long term loans of the Company for the year under review are provided in Note 4 to the Financial Statements. DEPOSITS
During the year under review, the Company has neither accepted nor renewed any deposits.
The particulars of contracts or arrangements with related parties are given in the prescribed Form AOC-2, appended herewith as Annexure A and in the section on Related Party Transactions in the Report on Corporate Governance.
The Company has four subsidiary companies viz. Torrent Energy Limited, Torrent Solargen Limited, Torrent Power Grid Limited and Torrent Pipavav Generation Limited.
Torrent Energy Limited
Torrent Energy Limited, a wholly owned subsidiary of the Company, besides commissioning the 1,200 MW gas based DGEN Power Project at Dahej SEZ, District Bharuch, Gujarat also distributed 144.84 MUs to Dahej SEZ units during FY 2014-15 (Previous Year - 85.07 MUs) as a distribution licensee.
Torrent Solargen Limited (formerly known as Torrent Power Bhiwandi Limited)
Torrent Solargen Limited has developed and commissioned the 51 MW Solar Power Project at Charanka Solar Park, District Patan, Gujarat.
Torrent Power Grid Limited
Torrent Power Grid Limited, in which the Company has 74% stake, has received final tariff order for Phase III of the system strengthening scheme associated with the evacuation of power from the SUGEN Plant.
Torrent Pipavav Generation Limited
Coal based Project being developed by Torrent Pipavav Generation Limited in phases at Pipavav village in Amreli District of Gujarat has been stalled since last one year due to non-co-operation from erstwhile land owners.
Tornascent Care Institute
During the year, Tornascent Care Institute, a Section 8 Company, under the Companies Act, 2013, was promoted and incorporated jointly with Torrent Pharmaceuticals Limited, for the purpose of carrying out charitable activities.
The Board reviewed the affairs of the Company''s subsidiaries during the year at regular intervals. In accordance with section 129(3) of the Companies Act, 2013, the Company has prepared Consolidated Financial Statements of the Company and all its subsidiaries, which form part of this Annual Report. Further a statement containing salient features of the Financial Statements of each subsidiary in Form AOC-1 forms part of the Consolidated Financial Statements. The statement also provides the details of performance and financial position of each subsidiary. Associates have not been considered for consolidation being insignificant to the Company. Tornascent Care Institute has also not been considered for the purpose of consolidation as no economic benefit is expected.
In accordance with section 136 of the Companies Act, 2013, the audited Financial Statements, including the Consolidated Financial Statements and related information of the Company and audited accounts of each of its subsidiaries, are available on our website. These Documents will also be available for inspection at our registered office during normal business hours (9.30 AM to 6.30 PM) on working days, except Saturday, up to and including the date of Annual General Meeting of the Company.
In terms of Section 134(3) of the Companies Act, 2013, in relation to the Financial Statements for FY 2014-15, the Board of Directors states that: ^
a) in preparation of the annual accounts, the applicable accounting standards have been followed and there are no material departures;
b) the Directors have selected such accounting policies and applied them consistently and made judgments and estimates that are reasonable and prudent so as to give a true and fair view of the state of affairs of the Company ( as on 31st March, 2015 and of the profits for the year ended 31st March, 2015;
c) the Directors have taken proper and sufficient care for the maintenance of adequate accounting records in accordance with the provisions of the Companies Act, 2013 for safeguarding the assets of the Company and for preventing and detecting fraud and other irregularities;
d) the annual accounts have been prepared on a going concern basis;
e) the Directors have laid down internal financial controls to be followed by the Company and that such internal financial controls are adequate and are operating effectively; and
f) the Directors have devised proper systems to ensure compliance with the provisions of all applicable laws and that such systems are adequate and operating effectively.
The Company has in place adequate internal financial controls with reference to Financial Statements. During the year, such controls were tested and no reportable material weakness was observed.
M/s. Deloitte Haskins & Sells, Chartered Accountants, the Statutory Auditors of the Company retire at the ensuing Annual General Meeting and are eligible for re-appointment. They have furnished a certificate regarding their eligibility for re-appointment as Statutory Auditors of the Company, pursuant to Section 139(1) of the Companies Act, 2013 read with Rules. The Board of Directors recommends their re-appointment for one year.
The Auditors'' Report for FY 2014-15 forms part of this Annual Report and does not contain any qualification, reservation or adverse remark.
Pursuant to Section 148(3) of the Companies Act, 2013, M/s. Kirit Mehta & Co., Cost Accountants, Mumbai have been appointed as the Cost Auditors of the Company for FY 2014-15 by the Board of Directors and their remuneration has been ratified by members at the 10th Annual General Meeting of the Company. The Cost Audit Report for FY 2013-14 was filed on 6th September, 2014 with the Central Government (within the prescribed time limit) pursuant to section 233B of the Companies Act, 1956.
Pursuant to Section 204 of the Companies Act, 2013 read with Rules thereof, the Board of Directors has appointed M/s. M. C. Gupta & Co., Company Secretaries, Ahmedabad, as Secretarial Auditors of the Company for FY 2014-15. A Secretarial Audit Report for FY 2014-15 is annexed herewith as Annexure B.
There are no adverse observations in the Secretarial Audit Report which call for explanation.
The Board has appointed M/s. M. C. Gupta & Co., Company Secretaries, Ahmedabad, as Secretarial Auditors of the Company for FY 2015-16.
Subsequent to the notification of Section 149 and other applicable provisions of the Companies Act, 2013, the members of the Company had at the 10th Annual General Meeting, held on 28th July, 2014, appointed the existing Independent Directors - Shri Pankaj Patel, Shri Samir Barua, Shri Kiran Karnik and Shri Keki Mistry for a term of five consecutive years ending 31st March, 2019. Further, Smt. Renu Challu was appointed as an Independent Director for a term of three consecutive years effective from 28th July, 2014. The members had, in the same meeting, also approved the appointment of Shri Jinal Mehta as Whole-time Director of the Company w.e.f 5th April, 2014 for a term of five consecutive years.
Shri D. J. Pandian, IAS resigned from the Board w.e.f. 30th August, 2014 upon his transfer from Energy & Petrochemicals Department, Government of Gujarat. The Board places on record its appreciation for the valuable services rendered by Shri D. J. Pandian, IAS during his tenure as Director of the Company.
Smt. Bhavna Doshi is proposed to be appointed as Independent Director of the Company to hold office for a term of three consecutive years effective from the conclusion of the ensuing Annual General Meeting. The Board recommends her appointment for the approval of the members at the ensuing Annual General Meeting.
The Board had, at its meeting held on 12th May, 2014, appointed the following persons as Whole-time Key Managerial Personnel:
- Shri Sudhir Mehta, Executive Chairman
- Shri T. P. Vijayasarathy, Chief Financial Officer
- Shri Srinivas Kotra, Company Secretary
Shri Srinivas Kotra, has resigned from the post of Company Secretary w.e.f. 27th February, 2015.
The term of Shri Sudhir Mehta as Executive Chairman and of Shri Samir Mehta as Executive Vice-Chairman, comes to an end on the closing hours of 31st July, 2015. The Board, therefore, recommends their re-appointment as Chairman and Vice-Chairman, respectively, for the approval of the members at the ensuing Annual General Meeting.
As per the provisions of the Companies Act, 2013, Shri Markand Bhatt, Whole-time Director, retires by rotation and being eligible, has offered himself for re-appointment.
A brief resume and other relevant details of the Directors proposed to be appointed / re-appointed are given in the Explanatory Statement to the Notice convening the 11th Annual General Meeting.
Pursuant to Section 149(7) of the Companies Act, 2013, the Company has received necessary declaration from each Independent Director for FY 2014-15 confirming that they meet the criteria of independence as prescribed under the Act and Clause 49 of the Listing Agreement.
The Board meets at regular interval with gap between two meetings not exceeding 120 days. Additional meetings are held as and when necessary. During the year under review, the Board met five times.
The Nomination and Remuneration Committee (NRC) has approved the criteria and process for identification / appointment of Directors which are as under:
Criteria for appointment:
i. Proposed Director ("Person") shall meet all statutory requirements and should:
- possess the highest ethics, integrity and values
- not have direct / indirect conflict with present or potential business / operations of the Company
- have the balance and maturity of judgment
- be willing to devote sufficient time and energy
- have demonstrated high level of leadership and vision, and the ability to articulate a clear direction for an organisation
- have relevant experience (In exceptional circumstances, specialisation / expertise in unrelated areas may also be considered)
- have appropriate comprehension to understand or be able to acquire that understanding o relating to Corporate Functioning
o involved in scale, complexity of business and specific market and environment factors affecting the functioning of the Company
ii. The appointment shall be in compliance with the Board Diversity Policy of the Company.
Process for Identification / Appointment of Directors:
i. Board members may (formally or informally) suggest any potential person to the Chairman of the Company meeting the above criteria. If the Chairman deems fit, necessary recommendation shall be made by him to the NRC.
ii. Chairman of the Company can himself also refer any potential person meeting the above criteria to the NRC.
iii. NRC will process the matter and recommend such proposal to the Board.
iv. Board will consider such proposal on merit and decide suitably.
The Board considered and approved the criteria for performance evaluation of itself, that of its Committees and Individual Directors as follows:
Criteria for Board Evaluation
- Focus on strategic and policy issues
- Effectiveness of Board process and information sharing
- Nature of discussions
- Quality of decisions Criteria for Committee Evaluation
- Adequacy of terms of reference of the Committee
- Fulfilment of key responsibilities
- Frequency and effectiveness of meetings
- Quality / relevance and timeliness of information made available
- Committee dynamics, especially openness of discussions
Criteria for Evaluation of Independent Directors
- Participation in terms of adequacy (time & content)
- Contribution through expertise and perspective
- Guidance / support to Management outside Board / Committee meetings Criteria for Evaluation of Non-Independent Directors
- Participation in terms of adequacy
- Transparency
The Evaluation of Board, its Committees and Individual Directors was carried out as per process and criteria laid down by the Board of Directors based on the recommendation of the Nomination and Remuneration Committee.
The obtaining and consolidation of feedback from all Directors in this regards, was co-ordinated by the Chairman of Independent Directors'' meeting for Board and Non-Independent Directors while the process of evaluation of the Independent Directors was co-ordinated by the Chairman of the Company. Based on this, Chairman of the Company briefed the Board and each of the Individual Directors, as applicable.
With respect to the Committees, the Chairperson of each of the Board Committees evaluated the performance of their respective Committee and reported the same to the Board for discussion; from which the final result emerged.
The Company undertook various steps to make the Independent Directors have full understanding about the Company. The details of such familiarisation programmes have been disclosed on the Company''s website at - http://www.torrentpower.com/investors/2015/familiarisation_programme.pdf
The Company has formulated the policy relating to the remuneration of the Directors, Key Managerial Personnel and other employees of the Company which is as under:
Components of Remuneration
i. Fixed Pay comprising Basic Salary, HRA, Car Allowance (applicable to General Managers & above employees), Conveyance Allowances / Reimbursement, Company''s contribution to Provident Fund, Superannuation Fund, Gratuity, etc.
ii. Variable Pay, which is either in the form of:
- Commission to Managing Directors
- Commission to Whole-time Directors
- Performance Based Pay to General Managers & above (up to 20% of CTC), based on unit performance grades
- One-time reward for identified employees in exceptional cases who undertake tasks which go beyond their normal call of duty and play a crucial role in the success of an event.
iii. Retention Pay: In the case where stability is an issue, part of the CTC is kept as retention pay which is being paid after 3 years or more.
Such remuneration is determined at the time of recruitment based on various factors such as Educational Qualification, Experience, Competence, Current CTC, Internal Equity and / or External Market comparison, etc.
Annual Appraisal Process
i. Annual Appraisals are conducted, following which annual increments and promotions in deserving cases are decided once in a year based on:
- Employees self-assessment
- Assessment by Immediate Superior and
- Assessment by Head of Department
ii. Annual Increment leading to an increase in Fixed Pay consists of
- Economic Rise based on All India Consumer Price Index published by the Government of India or Internal Survey wherein inflation on commonly used items is calculated.
- Performance Rise based on industry and overall business scenario and factoring the following aspects: o Company''s performance vis-a-vis the industry
o Unit performance (Grades ranging from A to C-. Higher the grades, higher the rating) is carried out based on various financial and non-financial parameters and grades assigned are used for working out the overall ceiling for remuneration and performance based pay at Unit level. o Individual Performance / track record including care for health / balance between quality of work and family life.
- Promotion Rise
iii. Also Performance Based Pay i.e. Variable Pay (to General Manager & above employees) is based on annual appraisal process.
iv. The increments as decided for a particular financial year are paid during the subsequent financial year. For example the performance appraisal of an employee for FY 2013-14 is conducted in FY 2014-15 and his salary rise in FY 2014-15 reflects his performance for FY 2013-14.
Remuneration of Independent Directors:
The Company has formulated a policy for the remuneration of Independent Directors as follows:
i. Sitting Fees of Rs.1 lac for each meeting of the Board or any Committee thereof, attended by them;
ii. Commission on the basis of participation in the meetings of Board and Audit and Risk Management Committee subject to the condition that total commission paid to all Directors (other than Managing Director or Whole-time Director) including service tax thereon shall not exceed the limit of 1% of net profits in a financial year as laid down under the provisions of Section 197(1) of the Companies Act, 2013 read with Section 198 of the Act.
iii. Independent Directors will be reimbursed for all the expenses incurred for attending any meeting of the Board or Committees thereof, and which may arise from performance of any special assignments given by the Board.
In terms of the provisions of Section 197(12) of the Companies Act, 2013 read with Rule 5 of the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014, disclosures pertaining to remuneration and other details are provided in the Annexure C to this Report.
During the year, the Board decided that the Audit Committee shall also carry out the role of Risk Management and hence renamed it as Audit and Risk Management Committee and also changed its terms of reference in this context.
Name of the Director Category of Directorship
Shri Keki Mistry, Chairman Independent Director
Shri Samir Barua Independent Director
Shri Kiran Karnik Independent Director
Smt. Renu Challu(AA) Independent Director
Shri Jinal Mehta($$) Whole-time Director
(AA) Appointed as a member of the Audit and Risk Management Committee w.e.f. 28th July, 2014 ($$) Ceased to be a member of the Committee effective from 28th July, 2014.
During the year, the Board has accepted all the recommendations made by the Audit and Risk Management Committee. VIGIL MECHANISM
The Company has adopted a Whistle Blower Policy since 2011. The same was amended during the year pursuant to the requirements of the Companies Act, 2013 and the Listing Agreement. The revised Policy empowers all the Stakeholders to raise concerns by making Protected Disclosures as defined in the Policy. The Policy also provides for adequate safeguards against victimization of Whistle Blower who avail of such mechanism and also provides for direct access to the Chairman of the Audit Committee, in exceptional cases. The functioning of the Whistle Blower mechanism is reviewed by the Audit Committee on a quarterly basis. The details of the Whistle Blower Policy are explained in the Report on Corporate Governance and the Policy is available on the website of the Company at http://www.torrentpower.com/investors/pdfs/2015/whistle_blower_policy. pdf
The Board of Directors has developed and implemented Risk Management Policy for the Company. It has identified and assessed internal and external risks, with potential impact and likelihood, that may impact the Company in achieving its strategic objectives or may threaten its existence. The Policy lays down procedures for risk identification, assessment, monitoring, review and reporting. The Policy also lists the roles and responsibilities of Board, Risk Management Committee, Chief Risk Officer, Risk Champions and Co-ordinators.
Concern for Society and Environment is a deeply rooted core value of the Company. As part of its CSR, the Company makes concentrated efforts in the fields of Community Healthcare, Sanitation & Hygiene, Education & Knowledge Enhancement and Social Care & Concern.
In line with the provisions of the Companies Act, 2013 and Rules made thereunder, a Corporate Social Responsibility Committee has been formed by the Board of Directors. The Composition of the CSR Committee is as under:
Name of Director Category of Directorship
Smt. Renu Challu, Chairperson(AA) Independent Director
Shri Samir Mehta($$) Executive Vice-Chairman
Shri Samir Barua Independent Director
Shri Jinal Mehta Whole-time Director
(AA) Appointed as a member of the Committee w.e.f 28th July, 2014.
($$) Ceased to be a member of the Committee effective from 28th July, 2014.
The CSR Policy formulated by the CSR Committee may be accessed at the below web-link: http://www.torrentpower.com/investors/pdfs/2014/csr_policy.pdf
During FY 2014-15, the following CSR initiatives were undertaken at the Group level:
- The Group, having decided to establish a landmark healthcare institute in the area of paediatric care, has formed Tornascent Care Institute (a company formed under Section 8 of the Companies Act, 2013) and contributed alongwith Torrent Pharmaceuticals Limited Rs.12.00 Crore towards its initial corpus.
- Based on the survey conducted during previous year, the Group initiated a Health Care, Sanitation and Hygiene related programme in urban slum areas of Sabarmati ward near AMGEN.
- Shiksha Setu - teaching and learning enhancement programme, in its fourth year, included more than 6,500 students and 230 teachers as direct beneficiaries. Emphasis on capacity building and sustainability resulted into teachers taking lead as advanced trainers.
- The construction of new High School building with state of the art facility for higher studies at Chhapi village in Gujarat is nearing completion. The students from nearby villages will also be benefitted.
The Annual Report on CSR Activities is given as Annexure D to this Report which indicates that the Company has spent Rs.16.30 Crore (more than 2% of the average net profits of last three financial years) in this regard.
Additionally, the following also form part of the CSR initiatives undertaken by the Company during FY 2014-15:
- SWADHAR - the Medical and Health Care Centre at SUGEN continued to cater to the healthcare needs of locals. It also provided medicinal support and supplementary food to children through a School Health Care programme. Various health awareness sessions and camps were also conducted by SWADHAR for nearby residents and contract workers of SUGEN.
- Paved shoulder along with the internal roads were constructed at Akhakhol village near SUGEN to prevent water spreading on the roads.
- The Company had also made donations to various organizations involved in education, healthcare, providing relief to disaster victims and promotion of social welfare, harmony and nationalism.
The Company accords the highest priority to Environment, Health and Safety. The developments during FY 2014-15 in this context include completion of Lost Time Accident free 1.98 million working hours (812 calendar days) as on 31st March, 2015 at SUGEN.
Our underlying belief is that Human Resource Development today is about nurturing human resources and leveraging human capital towards the achievement of business goals. The Company is committed towards creation of opportunities for its employees that help attract, retain and develop a diverse workforce.
During the year, our focus was on strengthening the conducive work culture for our employees. To re-inforce our core values and the belief in the concept of "Family First, various policies for employees'' empowerment were re-defined so as to enrich their professional, personal & social life. As part of our gender diversity initiatives, we continue to encourage employment of women as well as create a positive and safe working environment for them.
Enhancing awareness and reinforcement of the "Whistle Blower Policy" were focus areas to reiterate to employees, that the organization encourages reporting of unethical / wrong practices and is committed to creating a constructive and open work environment.
During the year under review, one case was filed pursuant to the Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013, the disposition of which is under process.
On the industrial front, the Company continued to foster cordial industrial relations with its workforce during the year.
The Company has a diverse workforce of 6,835 employees as on 31st March, 2015 vis-a-vis 6,800 employees as on 31st March, 2014.
Aligned to the exponential growth in internet penetration, the Company has recently launched a user-friendly Customer Self Service Portal "connect.torrentpower.com" where customers can directly transact with the Company through an online portal. This portal virtually eliminates the need for the customers to visit a service centre or a payment outlet for any service need. The Company has also implemented the Interactive Voice Response (IVR) system, eBill for power consumption, SMS alert system and introduction of Self Service Kiosks for improved customer satisfaction. With a view to further enhance customer experience, all zonal service centres are being upgraded to offer best in class service with well trained staff, climate controlled environment & comfortable infrastructure.
The Corporate Governance philosophy of the Company rests on five basic principles viz. protection of rights & interests of members, equality in treatment of all members, disclosure of timely & accurate information, strategic guidance & effective monitoring by the Board and accountability of the Board to the Company & its members. As stipulated by Clause 49 of the Listing Agreement, Report on Corporate Governance forms part of this Annual Report. Certificate of the Auditors regarding compliance with the conditions of Corporate Governance as stipulated in Clause 49 of the Listing Agreement is also annexed to the Board''s Report.
As stipulated by Clause 49 of the Listing Agreement, the Management Discussion and Analysis Report forms part of this Annual Report.
The details relating to conservation of energy, technology absorption, foreign exchange earnings and outgo prescribed under section 134(3)(m) of the Companies Act, 2013 read with Companies (Accounts) Rules, 2014 are given in the Annexure E and form part of this Report.
The extract of the Annual Return in Form MGT-9 is appended herewith as Annexure F to this Report.
The Board of Directors is pleased to place on record its appreciation for the continued guidance and support received from the Government of India, the State Governments, the Central and State Electricity Regulatory Commissions / Authorities, the National, Regional and State Load Dispatch Centres, Regional Power Committees, Chief Electrical Inspectors of Gujarat, Uttar Pradesh and Maharashtra, State Energy Developers, State Discoms, National and State Transmission Companies, the Corporation and Municipal Authorities of the areas of Company''s operation, Contractors, Fuel Suppliers and Transporters, Power Exchanges, Banks, Financial Institutions and Security Trustees. The Board is thankful to the Members, Auditors, Consultants, Vendors, Service Providers, Insurers and all its Employees for their unstinted support and contribution. The Board also recognizes the contribution of the esteemed Consumers to the growth of the Company and takes this opportunity to pledge the Company''s commitment to serve them better.
For and on behalf of the Board of Directors
Ahmedabad Sudhir Mehta 12th May, 2015 Executive Chairman
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The billionaire entrepreneur, whose Virgin Group has more than 400 arms including in the airline, media and music industries, was the guest of honour at the 2011 Bezeq expo.
Iran is planning an attack on Tel Aviv – but it is not one that will leave many Israelis quaking in their boots.
Here's one for gadget geeks: a service that enables users to receive customised information about their favourite gadgets. Drippler, founded by Israelis Matan Talmi and Dotan Galron, is a free mobile application and website.
Israeli entrepreneurs have invented an iPhone app that keeps drivers awake by bombarding them with trivia questions.
Last year, Assaf Mayer was visiting Australia and found himself on a boring nine-hour bus ride.
Pro-Palestinian cyber attackers were not behind the collapse of the websites of several Israeli security agencies yesterday, a government spokesman said.
On Friday, the international hacker group Anonymous posted a video on YouTube stating that Israel's decision to intercept the boats of activists attempting to reach Gaza would "not go unnoticed by us or the people of the world".
Rabbi Nir Nadav has given up running a London IT company, with clients including Merrill Lynch, BT and the London Stock Exchange, to take over the pulpit at north Manchester's Shaare Tefillah Synagogue.
His wife Jessica left a solicitor's job in the City to join him at the Sephardi congregation with their six-year-old son Netanel Zvi.
The Chancellor has called for an increase to the "export of expertise and capital" from Israel into Britain.
George Osborne, speaking before he boarded a flight to Israel, made the comments to mark the launch of the British Embassy's newly-established UK-Israel High-Tech Hub.

subset: commoncrawl


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Welcome to Long White Cloud Qigong
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Legion Of Muscle - Scene 9
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DVD Title Legion Of Muscle
Category Muscle
Added September 19, 2013
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Duration 8m, 31s
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A whole bunch of guys are sitting around the lodge one evening, singing songs and having a good time. After the rest of the guys leave, two horny studs remain, having been casting covert glances at each other all night. One look is all it takes and they are all over each other, peeling off each others' clothes so that they can get their lips and hands wrapped around each others' cocks. The muscular studs give each other fantastic blow jobs and then take turns fucking each other on the floor, groaning while their asses get stretched out roughly and violently by the vigorous thrusts. They cum all over each other to conclude this hot anal sex scene.
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Legion Of Muscle
September 19 2013
More Scenes From DVD
- Scene 9 - Muscle Studs Have Hot Oral And Anal Fuck
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- Scene 2 - Eager Gay Lads Have Oral Fuck On Beach
- Scene 3 - Man Watches Some Hardcore Gay Sodomy
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- Scene 6 - Rough Gay Oral Sex In The Sand Dunes
- Scene 7 - Muscle Studs Watch Each Other Jerk Off
- Scene 8 - Submissive Cocksucker Begs For Sodomy
- Scene 10 - Three Guys Fucking On Vacation
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text: In my first attempt with Anyfeed Slideshow, I installed version 1.0.12 and put the widget in the sidebar. I tried using a feed from my blog generated by another plugin which works with CoolIris (a media feed). It shows "No Images Found". So I wanted to try the default feed that it starts with, but I didn't want to lose my other settings...I dragged another widget into the sidebar and got this strange display.


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Definition of ngoma in English:
(In East Africa) a dance; a night of dancing and music.
Example sentences
- The ngoma is where traditional music is played, but it's no rock concert.
- Björn Merker has noted that the Greek mousiké encompasses melody, dance, and poetry, while the Bantu ngoma covers drumming, singing, dancing and festivity and the Blackfoot saapup covers singing, dancing, and ceremony.
Kiswahili, literally 'drum, dance, music'.
For editors and proofreaders
Syllabification: ngo·ma
Definition of ngoma in:
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The champions looked to have lost their grip on the crown when Wigan came from 11-0 down at half-time to lead 12-11 but skipper Kevin Sinfield kicked a penalty three minutes from the end to send them through to another Grand Final.
There was almost another twist to a frantic finale when Wigan stand-off Brett Finch, playing his final match for the club, was narrowly wide with a drop-goal attempt that would have set up extra time.
- Kevin Sinfield


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Terrorists Attack Jerusalem Light Rail, Riot Around CapitalMonday, January 18th, 2016
Jerusalem Arabs have again attacked the Light Rail as it passed through the northern neighborhood of Shuafat.
The "travel terrorists" threw stones at the rail cars, and also at Israeli public buses and cars as they traveled on the highway passing the neighborhood.
During the night Arab attackers riots at numerous locations in and around the capital.
Among the sites recorded were: the Qalandia and Ras el Amud neighborhoods on the outskirts of Jerusalem, near Rachel's Tomb; Al Favar in Mount Hebron; El Hader in Gush Etzion; Havara and Azoun in Samaria; and others.Hana Levi Julian


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Last updated: 09/15/2004 09:05:32 PM
Charlie, I'm pregnant
And living on 9th Street
Right above a dirty bookstore
Off Euclid Avenue
Stopped taking dope
Quit drinking whiskey
My old man plays the trombone
Works out at the track
Says that he loves me
Even though it's not his baby
Says that he'll raise him up
Like he would his own son
Gave me a ring that was worn by his mother
Takes me out dancing every Saturday night
Charlie, I think about you
Every time I pass the filling station
On a count of all the grease
You used to wear in your hair
Still have that record
Little Anthony and The Imperials
Someone stole my record player
How do you like that?
Charlie, I almost went crazy
After Mario got busted
Went back to Omaha to live with my folks
But everyone I used to know is either dead or in prison
Came back to Minneapolis
This time I think I'm gonna stay
Charlie, I think I'm happy
For the first time since my accident
Wish I had all the money
We used to spend on dope
I'd buy me a used car lot
And I wouldn't sell any of them
Just drive a different car everyday
Depending on how I feel
Charlie, for Christ sakes
If you wanna know the truth of it
I don't have a husband
He don't play the trombone
I need to borrow money
To pay this lawyer
And Charlie, hey
I'll be eligible for parole
Come Valentines day
Thanks to Erik for submitting Christmas Card From A Hooker In Minneapolis Lyrics.
Click here to submit the Corrections of Christmas Card From A Hooker In Minneapolis Lyrics


text:
S and S Couplings: How We Travel with Bikes
by Byron on Jan. 04, 2016 at 2:03 PM
You do something for so long, it becomes less than a novelty and a regular occurrence. Also forget how many other cyclists may not know about it. This happens with roadie traditions, even changing a flat tire, and how to travel with bikes…» Read More »


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- Report: #950662
Report - Rebuttal - Arbitrate
Complaint Review: AAFES
AAFESBuilding 2420 Fort Sam Houston San Antonio, Texas United States of America
AAFES Building 2420 Fort Sam Houston Accused of shoplifting and arrested. $200 fine. San Antonio Texas
*Consumer Comment: AAFES shoplifting
*UPDATE EX-employee responds: Exchange Detective's
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My wife and I have been taxed for sleep due to the new baby. Upon entering the store my wife grabbed a can of Red Bull and Slim Jim to sustain her until we went out for lunch. This is a practice we regularly practice at other stores like Wal Mart and HEB without it ever being an issue. This was done in front of store employees who did not say anything about her actions. She was not told this was against store policy or asked to pay for the two items first.
We spent some time looking at new Apple Macbooks and finally made a decision. During this process my wife left us with the stroller and went to get a coffee at the food court returning to us shortly later. We purchased the computer inside the store at the electronics counter. I told the employee I would be doing some more shopping and he said it was ok. We walked around for some time looking in different departments. My wife and I got into a little verbal argument by the dressing rooms which prompted me to walk out to the food court to decompress and have a slice of pizza. Upon leaving the 'shopping area" there was an employee standing there. I stopped and politely asked if she wanted to see the receipt for the computer inside my bag. She said no.
My wife followed about a minute behind upset. She left the stroller with me and began to look for her mother. At this point she was approached by an all male "Loss Prevention" team and asked to follow them to their upstairs office. I received an emotional confused phone call from my wife saying she was detained by store security for shoplifting. I made my way to the office.
I rang the doorbell and was greeted by a man who immediately began saying that he didn't have to let me inside. I told him I would be calm and just wanted to see my wife. I found her sitting inside the office crying. Confused I demanded and explanation. Which the Loss Prevention Team kept saying they couldn't discuss with me. My wife told me she was in trouble for shoplifting a Red Bull and Slim Jim. I could't believe my ears. I asked what the issue was and said this was clearly a mistake. I was holding $2,250 worth of purchased merchandise and my wife had $200 cash inside her purse. I apologized and said we would pay the $3.50 for the merchandise that my wife had accidentally walked past the registers and the doorway with the employee who again said nothing with.
The agent said that paying for the merchandise was not an option and that he had already contacted Military Police who were on their way. I was floored. I immediately called my chain of command and had two higher ranking individuals come down. The MP's arrived and went into the office which I was not allowed in anymore. My senior supervisors began to talk with the MP's trying to talk some sense into the situation. They spoke on behalf of my wife's character to no avail. I told my wife to say nothing and cooperate, which she did.
The MP's said that since AAFES had contacted them there was nothing they could do. They had no choice in the matter. I again spoke to AAFES LP who said it was up to the MP's to let her go. I called the store manager who said there was nothing they could do. During this entire situation nobody involved had positive control or the ability to make a decision on the matter and repeatedly stated it was the others choice.
The HANDCUFFED my wife's hands behind her back and walked her out balling crying through the store and out front and put her in the back of the Police car like a hardened criminal. All in front of our small military community, coworkers, and friends.
They brought her to the Police Station and processed her for shoplifting. It wasn't until she was inside the station being processed that she had her Miranda Rights read after she asked. I had to wait and then sign paperwork releasing her into my custody. They confiscated her Military Dependent ID card and told us we would have to get another "removing her PX privileges". So until we get a new ID card for her she has no access to post for my new sons medical appointments. We were instructed that we would receive paperwork from AAFES which would be a fine! Apparently now private companies can legally fine people !?
In Summary: My wife was publicly arrested and humiliated amongst peers over $3.50 of merchandise that was clearly mistakenly brought across the "final check out line" and was not checked by the store employee at the door. After buying a couple thousand dollars worth of merchandise mind you; meaning we clearly had the money to pay for the beverage. We were not allowed to pay for the merchandise. My mother-in-law who was still inside shopping fully intended on paying for the merchandise since the days shopping was on her dime. That didn't matter. My wife was treated like a criminal and processed like a criminal. She asked if the handcuffs were necessary and their answer was apparent. My wife and I are both honorable people with no criminal history. I am an honorable combat veteran. None of this was taken into consideration. Now we wait for a $200 fine from a PRIVATE COMPANY. A private company mind you who SUPPORTS THE TROOPS. HA!
This is shameful. My wife and I's reputations have been tarnished by this company.
This report was posted on Ripoff Report on 10/04/2012 06:56 AM and is a permanent record located here: http://www.ripoffreport.com/r/AAFES/San-Antonio-Texas-78201/AAFES-Building-2420-Fort-Sam-Houston-Accused-of-shoplifting-and-arrested-200-fine-San-A-950662. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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#1 Consumer Comment
AAFES shoplifting
AUTHOR: Never Forget - ()
SUBMITTED: Sunday, July 06, 2014POSTED: Sunday, July 06, 2014
I had a sitaution where I went itno AAFES to take a look at the sales that was going on as part of my weekly trip. I'm a disabled veteran and the first thing that AAFES did was shove some promotional material into my hands, I polietely declined by the AAFES continue to shove them twoards me until I took them. I had alreay indicated that I didn't want them. I have disability that affect the usage of my arms. So, I'm holding the papers that AAFES gave me (no place to throw them away) I picke up a few cosmetics and when I went to get my ID card aout of my wallet I put the aafes papers in my purse. Apparantly acouple of the items that I had picked up got caught up in the papers and I left thinking that I had paid for everything. While I was still in the AAFES mall, I was asked to go back and they found the items in their promotional material and I applogized profusly and said it was a major misunderstandint aht I had a disability whih affects my arms/hand and that Ic ouldn't feel the things and I put THEOR papers that I didn't want in the first place and put them in my purse,w hich was better than thrwoing them on the ground. I told them that there wasn't any intent, but too late in their eeyes even those I was still in the AAFES mall. I was given a $500 ticket and told that if I paid it woudl be ok. There was no hearing date or anykthing, so I decided to pay the ticket . 5 months later I get another "fee" witht he treats of loosing my benefits, my star card if I don't pay this $200 fee. I'm sorry what was the $500 fee that I previously paid for?
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 UPDATE EX-employee responds
Exchange Detective's
AUTHOR: bearcat - (United States of America)
SUBMITTED: Sunday, March 03, 2013POSTED: Sunday, March 03, 2013
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Contact Us
Firework, flags, barbecue, hot dogs and watermelon, cold beverages and a paid day off -all are symbols and fixtures of the Fourth of July.
The Fourth of July brings to mind American Flags, parades, fireworks, BBQ and, where I live, country music. If you are like me, the opening ...
More than four decades have passed since the Supreme Court issued its Roe v. Wade decision that made abortions legal, but the pro-life movement is ...
One of history's greatest lessons on the power of words is remembered and celebrated every year on July 4th. The Declaration of Independence ...
Page 2 of 2
Recently the Obama Administration effectively outlawed coal as a fuel source and it underscores the importance of Congress severely curbing the authority of regulatory agencies. The Environmental Protection Agency (EPA) released a new rule to regulate CO2 emissions from power plants, which would effectively ban new coal power plants, as its emissions standards are too low to be met by conventional coal-fired facilities.
Once again the Obama administration has usurped the power of Congress, denied the Constitution and used dictatorial powers to issue self serving regulations through his Federal agencies. Our freedom is being chiseled away on a daily and ...
Do you really think if the state takes control away from local school boards to establish charter schools as the upcoming constitutional amendment proposes, they will do it better? If so, you are smoking rope. Once our legislators get control of the process, there is no guarantee that they will do what they say.
As evidence, look at how the Legislature has gone back on its word regarding special fees that were to be collected and spent for such things as environmental cleanup, drivers' education and other purposes.
I have been musing lately about the different responsibilities that men assume or assist with in the running of a household. There is a large gap between men of my husband's age and men of my daughters' ages.
My husband assumes responsibility for mowing the lawn, at least the middle of the lawn or what can be reached by a riding lawn mower. But most other yard chores belong to me. I prune, weed and water. He does, however, maintain a vegetable garden and is justifiably proud of its produce. My husband is in charge of the car and ...
Last week saw the conclusion of the 2012 legislative session. The House finished voting on most of the remaining Senate bills, and then worked through the many situations where differing versions of bills had passed in the House versus the Senate. These are resolved by either agreeing with the other chamber's version of the bill, or by standing firm and appointing legislators to what is called a "conference committee." The conference committees try to reach a compromise version of a bill, which must then be approved by both chambers. However such differences are resolved, the final few days of ...
James Cameron - filmmaker and Hollywood superstar - just took a trip to the bottom of the ocean.
I've been in Europe for going on three weeks now, and I'm ready to come home. I miss my family, my bed, my friends and my guitars. I miss big steaks, cold sodas, twisted Southern English and rock and roll. I even miss our stupid American electoral circus, the lame tabloid-like coverage of our party-hardy political parties and the inert populace that thinks "insightful news analysis" is a reporter droning on about which politician said which "bad word" in which public forum. I miss all of this - warts and all - and I want it back. Europe is lovely ...
Media coverage now implies that the U.S. Supreme Court will determine the fate of President Obama's health care law. But nothing the court decides will keep the law alive for more than a brief period of time.
There are three ways the health care law could meet its end. The first, obviously, is the Supreme Court could declare some or all of it unconstitutional in June.
It seems the Republican presidential primary is wending to a close with the stars aligning behind the ultimate candidacy of Mitt Romney to take on President Obama in the general election. Don't you think it's time for a nice, deep breath? All together, now: Inhale the pure, fresh air of these cool mornings and exhale all the polluted air filled for these many months with bitterness, rancor, ugliness, pettiness and deadly dares more befitting a prison yard brawl than a contest leading to the door of the White House.
Arizona Sen. John McCain, a veteran of presidential campaigning ...
Spring is now officially upon us, although the weather we have had lately makes it feel like spring came and went around 2:47 a.m. Tuesday morning, and we headed straight into summer.
Normally we accept this with good grace because we know that our Northern friends are still digging out of snow, but that has not been the case this year.
How many of you grew up reading about a superhero who had amazing powers and who flew around town fighting crime while looking snazzy in a form-fitting costume? Come on; you know you read about Superman or Wonder Woman or other comic book heroes, and you wanted to be just like them. You wanted superpowers, and if you had any fashion sense, you wanted a snazzy cape with your initials on the back. Maybe you haven't given up hope. Maybe you still want superpowers, even if you're willing to compromise on the costume. I know which superpower I ...
Wanting to learn about our Fire Explorers and fire volunteers in Social Circle, I met two young ladies at the fire station who made me realize that there's a lot about firefighting that most folks, especially me, don't know. Shannon Patterson and Ashley Yantis are both experienced firefighters and Emergency Medical Technicians. Both are enthusiastic and totally committed to their work in insuring the safety of our citizens. Patterson is tall and pretty. Yantis is short (they call her "half-pint") and cute.
Unlike most jurisdictions, Public Safety Officers in Social Circle are cross trained as firemen and as ...
Are you a "Facebragger?" Urban Dictionary.com defines Facebragging as "the act of using a social networking site in order to show off or impress others with material items and/or fun activities and may include status updates, comments, or most often, pictures."
The opposite is referred to as being a "Facedowner"- someone who only posts the most dismal and depressing updates, presumably to garner sympathy from their friends.
If you read last Sunday's Covington News, you may have seen a diatribe about this paper in the form of a letter to the editor from a man named Felton Hudson of Stone Mountain. In it, he also took a harsh swipe at my personal opinion columns, calling them "pedantic gallimaufries." More on that in a minute.
I have a cat. His name is Earnest. He was a gift from a student in a senior English class spring semester of the last year I taught. The class voted to call him Shakespeare. But I declined. I couldn't see myself opening my back door and yelling Shakespeare into the neighborhood. So we settled on Earnest because as a class we were reading "The Importance of Being Earnest" when he came into my life.
Page 80 of 124


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"You've got to be taught/ To be afraid/ Of people whose eyes/ Are oddly made/ And people whose skin is a different shade./ You've got to be carefully taught."
— Lyrics by Oscar Hammerstein II, from "South Pacific"
Long before anyone ever imagined Black History Month, the fight for many Americans was for legal equality and access. I was witness to one of these historic struggles, although I had no idea of its significance at the time.
Gwynn Oak Amusement Park was one of my favorite places when I was a small child in Baltimore. It featured three roller coasters, a haunted house ride that scared the living daylights out of me, a carousel...


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Posts tagged Jennifer Best
Aug 5th
9 1/2 Weeks – An Erotic XXX Parody (2014)
Director: David Lord
Starring: James Deen, Summer Brielle, Capri Cavanni, Tyler Nixon, Seth Gamble, Courtney Taylor, Nikki Delano, Tommy Gunn, Eva Kerera, Sarah Jessie, David Lord, Jennifer Best, Delilah Davis, Romeo Price, Flynt Dominic, Eric Masterson, JR Screwing, Christian Edwards, Jack Vegas.
When a wealthy businessman seduces a beautiful art gallery assistant, his imaginative lovemaking awakens erotic desires she never knew existed. Soon, his playful and adventurous sex games escalate to dark, dangerous passions that push her… and their relationship… to the breaking point.
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Sweet Sinner – Exchange Student 5 (2013)
Jun 29th
Sweet Sinner – Exchange Student 5 (2013)
Director: James Avalon
Starring: Anissa Kate, Marcus London, Jennifer Best, Jessa Rhodes, James Deen, Seth Gamble.
Trying to draw attention away from her own extramarital affair, a woman sponsors a beautiful, young foreign exchange student to catch the eye of her husband. All seems to work well, until the sultry young lady has her own ideas of erotic manipulation, pitting dad against son for her sensual attention. Starring the extraordinary Anissa Kate in a role that she was born to play. The stellar cast also includes James Deen, Marcus London, Seth Gamble and Jennifer Best, and the impressive new star, Jessa Rhodes.
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Keller and Alliance Fort Worth's Preferred Family Dentist
Bryan Wall, DDS is the preferred comprehensive general dentistry office serving the Keller and Alliance Fort Worth area since 2006. With all services preformed in the office by Dr. Wall, you can rest assured you'll receive the best care possible. Dr. Wall, along with his friendly and knowledgeable staff, will take away all of your worries about receiving dental care. From replacement of fractured or missing teeth, bridges and crowns, placement and restoration of dental implants, to cosmetic dentistry, we'll provide it all with a friendly atmosphere and courteous staff. Are you a bit anxious to go to the dentist? Relax, ask us about conscious sedation to calm your fears and make your experience as comfortable as possible. Our established practice has state-of-the-art equipment such as digital x-rays, intra oral cameras, and we utilize aseptic sterilization techniques for your safety. The days of wearing temporary crowns for weeks on end are gone. We use Cerec™ technology to make your crowns, inlays and onlays right here in the office, which reduces the time you have to wear a temporary from weeks to days. In some cases, a temporary is not even needed and your restoration can be completed that same day.
Feel free to roam our site, and when you are ready, give us a call to schedule an appointment. If you have any questions feel free to call and speak to one of our friendly front office staff. We have insurance experts that can help you understand your benefits and make sure you are getting the most out of your plan. We file your insurance for you as a free courtesy and have payment plans through CareCredit that will fit any budget.
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Member of the American Dental Association • Fort Worth Dental Society • Texas Dental AssociationRecommended Linkwww.ada.org
Dental Office HoursMonday–Thursday 8 a.m. - 5 p.m.Every other Friday 8 a.m. - 2 p.m.By Appointment only


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The Oakdale Irrigation District strives to provide dependable irrigation and domestic water service to its constituents at the lowest and most efficient cost possible. The District is committed to excellence in resource management and all aspects of its operation.Within the scope of the District's enabling legislation, we seek to accomplish what cannot be done effectively on an individual basis. We are a creation and extension of the people of the community. We are obligated to serve the public interest throughout our functions.
NEW OFFICE HOURS:7:30 A.M. TO 5:00 P.M. MON.-FRI.Effective 11/02/12 District Office will be closed every other Friday.
WATER CHARGES DUE: MyWater Account Access Instructions First Installment: January 21, 2016 Second Installment: June 21, 2016Payments are due by 5:00 p.m. on the due date.NOTE: POSTMARKS ARE NOT ACCEPTED
GENERAL MANAGER'S STATEMENT (Updated 06-27-16 - "2015 Audit Report") Lessons Learned from Four Years of Drought Note: Go to About OID/A Word from the GM.
Notice: Stanislaus County has set up a hotline for homeowners experiencing domestic dry wells and are interested in the Temporary Water Assistance (TWA) program. The program allows homeowners to apply for the installation of temporary water tanks with on-going water delivery through our partner non-profit, Self-Help Enterprises. The application can be found at www.stancounty.com. The hotline number is (209) 552-3880.
Standard Construction Details - January 2012
OID 2015 Ag Water Management Plan - PowerPoint PresentationBoard Meeting January 5, 2016Ag Water Management Plan 2015 (Adopted on March 1, 2016)
2016 On-Farm Conservation Funding Program Notice of Determination / Negative Declaration California Department of Fish and Wildlife Receipt Water User Notice - On-Farm Conservation Funding Program Solicitation of Interest Form
REVISED:Miscellaneous Rates & Charges Schedule - Revised June 21, 2016
EMPLOYEE COMPENSATION - State Controller's Office


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Buy your flights to Delhi (DEL), India, at the cheapest fares. Fly from the Netherlands to Delhi, a major city of India. Its mysticism and culture, lifestyle and vibrant appeal that make Delhi a must-see destination in Asia. Do not miss the Lotus temple, the Humayun's Tomb, the Connaught Place, the Akshardham temple and India Gate. Relax in the countless Parks in Delhi. Some of them are: the Mughal Garden, the Garden of Five Senses, the Lodhi Garden, the Millennium Park and many more. Do you like art? Visit many various art galleries, like the National Art Gallery of Modern Art, the Gallerie Ganesha or the Village Gallery. A number of museums is waiting for you. Get to know the history and the heritage of the city. Delhi is a wonderful location for playing golf, as well. Book you flights to Delhi now and enjoy your trip with our exclusive Lufthansa service worldwide.
Even if you are not planning a trip to Delhi, Lufthansa flies to a variety of other places throughout Europe, Africa, and Asia. So travelers can enjoy longer trips to far away and exotic destinations. Or book a weekend shopping trip or a simple visit to see your friends and family. Find out how much baggage you can take. Explore tips and information about our destinations or write your own city rating.
From now on you can reserve the flight you want with a price guarantee - and pay for it 48 hours later.
From now on, if you have booked your ticket via lufthansa.com, you can change that booking online up to 1 hour before departure.
Check in comfortable online, choose your seat and print your boarding pass - from 23 hours before departure.
Whether relaxing holiday, city break or short trip, business or pleasure: Book your flight to Delhi cheap with Lufthansa and fly directly or via our Frankfurt and Munich hubs, or with one of our partners and discover the world's most exciting destinations. Would you like to advance more information? Here you will find videos, highlights, travel information and reviews of our destinations. Let yourself be inspired by us.
* Economy Class return flights including taxes, fees and charges. The number of passengers and travel dates can be modified on the following page by using the modify functionality at the top. All shown fares are round-trip (unless otherwise indicated) per passenger and include taxes and fees. As all data is updated based on a daily frequency, it can occur that the shown fare deviates from the available fares at the time of the booking request based on the available seats and fares. Additional baggage fees may apply.


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On Thursday, the Department of Defense announced that it has awarded United Technologies' (NYSE: UTX ) Pratt & Whitney Military Engines subsidiary a $65 million cost-plus-incentive-fee modification to a previously awarded advance acquisition contract.
Specifically, the Pentagon is ordering Pratt to perform labor and provide materials to maintain and repair the F135 propulsion systems that power F-35 fighter jets produced by Lockheed Martin (NYSE: LMT ) , and in use by the U.S. Marine Corps, Air Force, and Navy. Pratt will additionally perform fleet and material management, engineering services, and technical data updates.
These services are all attached to the Joint Strike Fighter (JSF) F135 Propulsion System Low Rate Initial Production (LRIP) "Lot VI" contract that Pratt was originally awarded. The additional work is expected to be complete in December 2013.


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Dreaming of a White Wedding at DoubleTree by Hilton Cadbury House
Winter Weddings offer!
Only £4500 for selected dates for an all-inclusive package of 50 guests in the Drawing Room between October 2016 and February 2017.
The Winter Wedding Package Includes:
Additional Day/Evening Guests £75 | Additional Evening only Guests £15.95
For new bookings only. Deposits are non-refundable and date is non-transferable. Subject to availability. Day food and beverage menus cannot be upgraded on this package. Further beverages can be purchased at the full price. Excludes; Christmas Eve, Christmas Day, New Year's Eve, peak Christmas party dates in November and December and New Year's Day. Supplements for Bank holidays may apply.


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running down a dream
Music Business Career - Making forward motion happen.running down a dream 4y ago
ICONIC SONGS PLAYED IN 4 OCTAVESrunning down a dream 1mo ago
Jeff Smith Hockey Highlights 2015-2016 EV Regensburgrunning down a dream 1mo ago
Starr Plays: Runner 2: future legend of rhythm alien: Running Down A Dreamrunning down a dream 1mo ago
Tom Petty - Running down a Dream (GTA San Andreas) - KDSTrunning down a dream 4mo ago
The Thirsty Cowboy on Instagram: "Running down a dream"running down a dream 9mo ago
69 revoluciones / concierto Barracudasrunning down a dream 1y ago
Running Down A Dreamrunning down a dream 1y ago
David Cook "Running Down a Dream" @Jammin Java Dec. 2, 2014running down a dream 1y ago
VUDU Running down a dream (original deTom Petty)running down a dream 1y ago
David Cook- Running Down a Dream- Jammin Java, Vienna, VA- 12-2-14running down a dream 1y ago
David Cook - Running Down a Dream (Tom Petty cover) - Jammin' Java 12-2-2014running down a dream 1y ago
SWITCH IN 1990running down a dream 1y ago
Tom Petty @ Cruzan WPB 9/21/14 - Running Down A Dreamrunning down a dream 1y ago
"Running Down A Dream" @tompettyrunning down a dream 1y ago
RUNNING DOWN A DREAM Northlands with Tom Petty #yegculture #yegmusic #tompettyrunning down a dream 2y ago
Tony Furtado Runnin Down a Dream Nov 08 at Coolwater Ranchrunning down a dream 2y ago
Allie Burdick - Running Down a Dreamrunning down a dream 2y ago
The Cannon Ball Trail: Day One (Running Down A Dream)running down a dream 2y ago
Tom Petty & the Heartbreakers - Friend of the Devil - The Fonda - 6.4.2013running down a dream 2y ago
Running down a dream #vernonbcrunning down a dream 2y ago
Tony Furtado Solo Acoustic performing Tom Petty's Running Down a Dreamrunning down a dream 2y ago
Taloo's "Running Down A Dream!" XDrunning down a dream 2y ago
Running down a dreamrunning down a dream 2y ago
Running down a dream: Barefoot runner aims for Argentinarunning down a dream 3y ago
http://lorenweisman.com/ - http://goo.gl/IXjAcc - Music Business Career - Making forward motion happen when you are stuck standing still. An LW Music Business Consultant, College Speaker & Author Blog Video. When it comes to creating forward motion for your music business career or career in the music business, are you moving even when you are standing still or stuck? Two many going after music business careers complain there isn't enough time in the day to do what they need to do. Yet, these are the exact same people that will post on Facebook or Twitter how bored they are doing laundry or how they are stuck waiting on this or waiting on that. Like the Tom Petty song goes, its about Running down a dream and not letting it pass you by. If you are stuck at a laundromat, why not write a blog, why not do some research for a new gig, an additional music review or a new contact? Maybe some band or music advertising? If a career in music is what you truly want, then you have to find the time to do the work that is required. The business is going to play a role so if you can work on your music business career while at the same time doing your laundry or any other task that doesn't require all your attention, it can be a good thing. As a college speaker, I ask many students who claim they don't have the time about their schedules, and more often than not, those that truly want it, truly need music and the dream, will find the time or adjust the time to go after it. And you can ask your self for about your time management. If you have the time to repost all the silly videos, quotes, do your shares, your likes and all that other social media fun stuff, maybe you have the time to put in to your music business career online as far as social media promotion goes or any type of music advertising. Think about your day, your week and your dreams. You have the time to do what you need to, even if in small bursts, it just comes down to the ones that are committed to make their music business careers actually become a sustaining, successful reality. Loren Weisman ------------- Music Business Consultant, College Speaker & Author Loren Weisman works to help, assist & consult independent artists, musicians, businesses, labels & managers to achieve sustainable success. He has been a part of over 700 albums as a drummer and music producer. Loren Weisman also maintains TV productions credits for three major networks as well as serving as a media consultant for many businesses in and out of the arts and entertainment fields. For more on Loren Weisman's music business speaking, music business consulting, music industry coaching or other services, visit: http://lorenweisman.com/ TAG2nd ------------ The Artist's Guide to Success in the Music Business, 2nd Edition, is a detailed analysis of the subjects that all musicians should understand and apply in order to pursue a successful and sustainable career in music today. Full of practical advice, this show business book provides comprehensive details on how to achieve self-empowerment and optimize your success in today's music business. For more on Music Business Career Consultant Loren Weisman's Music Business Career Book, TAG2nd, The Artist's Guide to Success in the Music Business available Nov 13 2013, visit: http://tag2nd.com/


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- Report: #116264
Report - Rebuttal - Arbitrate
Complaint Review: Credicorp
Credicorp9158 King James Drive Dallas, Texas U.S.A.
Credicorp ripoff attempt Dallas Texas
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Domain ID:D13343552-LROR
Domain Name:CREDICORP.ORG
Created On:16-Nov-1999 22:37:39 UTC
Last Updated On:22-Oct-2004 20:00:58 UTC
Expiration Date:16-Nov-2005 22:37:39 UTC
Sponsoring Registrar:Network Solutions LLC (R63-LROR)
Status:CLIENT TRANSFER PROHIBITED
Registrant ID:30000551-NSI
Registrant Name:Credicorp, Inc.
Registrant Organization:Credicorp, Inc.
Registrant Street1:P.O.Box 569001
Registrant Street2:
Registrant Street3:
Registrant City:Dallas
Registrant State/Province:TX
Registrant Postal Code:75356-9001
Registrant Country:US
Registrant Phone:+1.21491570
Registrant Phone Ext.:
Registrant FAX:
Registrant FAX Ext.:
Registrant Email:email@example.com
Admin ID:15354547-NSI
Admin Name:Robert Croslin
Admin Organization:EDirect, Inc.
Admin Street1:PO BOX 561328
Admin Street2:
Admin Street3:
Admin City:DALLAS
Admin State/Province:TX
Admin Postal Code:75356-1328
Admin Country:US
Admin Phone:+1.2149157064
Admin Phone Ext.:
Admin FAX:+1.2149157461
Admin FAX Ext.:
Admin Email:email@example.com
Fontana, California
This report was posted on Ripoff Report on 11/05/2004 08:05 AM and is a permanent record located here: http://www.ripoffreport.com/r/Credicorp/Dallas-Texas-75356/Credicorp-ripoff-attempt-Dallas-Texas-116264. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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The document itself is a corker. Some highlights:
"Nuts shall be either almonds, pecans, or walnuts or any combination thereof."
"The formula for chocolate coating shall be blended on a dry-solids basis."
"NOTE: The contractor is not required to follow the exact procedure shown below provided that the brownies conform to all finished product requirements in 3.4."
Image source: CHOW.com


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Police: 2 men shot dead in southwest Atlanta
Posted: 02/14/2015 - Police are investigating the apparent shooting deaths of two men in southwest Atlanta.
Posted: 02/14/2015 - Police are investigating the apparent shooting deaths of two men in southwest Atlanta.
Posted: 02/14/2015 - Police in suburban Atlanta have launched a program meant to improve the safety of people looking to meet buyers and sellers of goods that have been posted online.
Posted: 02/14/2015 - A former DeKalb County official is facing a federal bribery charge.
Posted: 02/14/2015 - Cobb County Prosecutors say a woman caught shoplifting with her son has been given a 10-year sentence.
Posted: 02/14/2015 - A new analysis predicts Georgia's state government could raise taxes on tobacco and collect and extra $585 million.
Posted: 02/13/2015 - Firefighters in Valdosta were promoted during a ceremony on Friday morning.
Updated: 02/13/2015 - Insurance Brokers in Thomasville Host Affordable Health Care Act Health Insurance sign up session at Archbold Memorial Hospital in Thomasville.
Posted: 02/12/2015 - Bainbridge is hosting a progressive dinner for Valentine's.
Posted: 02/12/2015 - The former vice president at Bainbridge State College is found guilty of stealing from the college.
Updated: 02/13/2015 - Students Against Violating the Environment protest against fossil fuel companies.
Posted: 02/12/2015 - President Barack Obama is joining with lawmakers and top government leaders to cast a spotlight on the issue of suicide among veterans.
Posted: 02/12/2015 - Tickets in North Carolina, Puerto Rico and Texas have matched all six numbers to split a $564.1 million Powerball jackpot.
Posted: 02/11/2015 - As supporters turned out at a public prayer vigil for Bobbi Kristina Brown, members of her father's family are giving an update on her condition.
Updated: 02/11/2015 - Bob Simon, the longtime "60 Minutes" correspondent and legendary CBS News foreign reporter died suddenly tonight in a car accident in New York City.
Updated: 02/11/2015 - Perdue Farms, a North Carolina corporation, donated over 28,000 pounds of chicken to Second Harvest of South Georgia last month.
Updated: 02/11/2015 - Thomasville and Thomas County Governments are drafting resolutions to stop a bill that would reallocate some of their SPLOST and LOST tax.
Updated: 02/11/2015 - Wild Adventures theme park in Valdosta is hiring for nearly 300 open positions.
Posted: 02/11/2015 - A prisoner who authorities say overpowered a guard and escaped from a prison transport van in Georgia has been apprehended in Indiana.
Posted: 02/11/2015 - Clark Atlanta University says the killing of a junior chemistry major is a "devastating" loss for the school.
Updated: 02/10/2015 - A former Atlanta Falcons football player is helping teach the fundamentals to kids in Thomasville.
Posted: 02/10/2015 - Since its inception in 1975, the A.L. Girardin Award has been presented to a member of the Valdosta-Lowndes Chamber that has made extraordinary contributions to the Chamber and the local business community.
Updated: 02/10/2015 - Gov. Nathan Deal says Georgia experienced record increases in both exports and imports for the fifth straight year.
Updated: 02/10/2015 - A dramatic car chase in Los Angeles ended with a suspect chased down by police after leading them for miles on freeways through the city and carjacking vehicles.
Updated: 02/09/2015 - The Internal Revenue Service wrapped up the 2015 "Dirty Dozen" list of tax scams today with a warning to taxpayers about aggressive telephone scams continuing coast-to-coast during the early weeks of this year's filing season.
Updated: 02/09/2015 - Valdosta State University students, alumni, and faculty are invited to join the Office of Career Opportunities for the 2015 Sanderson Farms Super Chicken Road Show March 5-6. The deadline to sign up is Thursday, Feb. 19.


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Community and forum dedicated to the books and films of the J.R.R. Tolkien series
I'm just started to learn Quenya and would like to know if its Hard to learn it
, or how long it took you to learn it
this is a nice link Tolkien speaking Quenya.
i think it is the only recording of Tolkien speaking Quenya. it is the poem Namareia by Galadriel in the Fellwoship of the ring
he spoke it before published threre are slight differences
(Grondy merely turned the url into a link.)
Return to "General Discussion"
Users browsing this forum: No registered users and 2 guests


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Each year One Step Away's editorial board and advisory committee honors those working to bring Philadelphia one step closer to ending homelessness with an award we call "The Steppy." This year's Steppy winners are a mix of some big names and some names everyone might not know, working behind the scenes to help those in need break the cycle of homelessness in ways big and small. Congratulations to all of our current and former Steppy Award winners:
2015 Steppy Winners
2014 Steppy Winners
Cynthia Brooks, Endow-A-Home
Genny O'Donnell, Coordinated Homeless Outreach Center
Rev. Robin Hynicka, Arch Street United Methodist Church
Misty Sparks, Bethesda Project
Wendell Alston, Chosen 300
Bob Fishman, Resources for Human Development
Darren Daulton, Phillies star & homelessness advocate
Rachel Ehrgood, Project H.O.M.E.
Witness To Innocence
Nikki Johnson-Huston, Philly Tax Diva
Russell Whaley, Arch United Methodist Church
2013 Steppy Winners
Kara Cohen, Best Foot Forward Clinic
Nate Miller, Knocking Out Homelessness
Depaul House, Giving Homelessness a Name
Neighborhood Film Company, Lights, Camera – and Taking Action
Rev. Bill Golderer, Broad Street Ministries
Arelene Pearlstein, People's Emergency Center
Rebecca Mead, Ready, Willing and Able
Meg Retz and Morgan Black-Smith, SOAR, Homeless Advocacy Project
HUD, Opening Doors
2012 Steppy Winners
Jannie Blackwell, Philadelphia City Council
Sister Mary Scullion, founder & co-director, Project HOME
Rev. Robin Hynicka, Arch Street United Methodist Church
Harvey Finkle, documentarian and advocate
Darren Daulton, Darren Daulton Foundation
Dennis Culhane, Penn professor and homelessness research expert
Dainette Mintz, Philadelphia Office of Supportive Housing
Jon Bon Jovi and the Bon Jovi Soul Foundation
Brian & Shandai Jenkins, Chosen 300
2011 Steppy Winners
Roy Hoffman, Medical Director, Fatality Review
Misty Sol, arts mentor, Travelers Aid
Paul Messing, Kairys, Rudovsky, Messing & Fineburg
Jannie Blackwell, Philadelphia City Council
Matthew Saad Muhammad, Knock Out Homelessness Spokesperson
Sister Mary Scullion, founder & co-director, Project HOME
Jennine Miller, Director of Advocacy & Education, Project HOME
Addictions Coalition of Delaware, nonprofit partner
We Feed the Homeless Philly, nonprofit hunger relief
Rev. Robin Hynicka, Arch Street United Methodist Church
100K Homes, Philadelphia campaign to house the homeless
Jennifer Lin, Philadelphia Inquirer
Willis of Pennsylvania, corporate support for affordable housing
Michael Taub, Homeless Advocacy Project
Harvey Finkle, documentarian and advocate
Mathematics, Civics and Sciences Charter School of Philadelphia, student homelessness project
Nikki Johnson-Huston, City of Philadelphia Law Department Major Tax Unit
John C. Haas, philanthropist (posthumous award)
Darren Daulton, Darren Daulton Foundation


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When I updated the plugin to the current version, the sidebars disappeared from the site as well as the dashboard. The home page (where I use the shortcode) also disappears from the front end. I have rolled back to 1.4 and am waiting for the next release. Hopefully this will be resolved by then.
My url is http://www.act-leadership.com


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All | Editorial | General Tech | Graphics Cards | Networking | Motherboards | Cases and Cooling | Processors | Chipsets | Memory | Displays | Systems | Storage | Mobile | Shows and Expos
Introduction and Skype
Skype has become an phenomenom providing free phone calls to users across the globe. There are keyboards with built-in Skype functionality and now you can find telephone handsets that work with Skype to allow calls away from your computer, this Asus AiGuru S1 Skype phone one of them.
Introduction and Features
The Element ST50EF-Plus is the first SilverStone power supply to receive the 80 Plus certification for high efficiency. And thanks to high efficiency, it runs cool and quiet, while delivering the same stable outputs we have come to expect from SilverStone.
The $299 Battle Royale
NVIDIA is releasing the GeForce 7950 GT it announced last week today; a new sub-$300 card with 7900-features. We have retail cards from both XFX and BFG to show you today that you might just decide deserve a spot in your system.
Introduction and Specs
Looking at an NVIDIA gaming GPU but can't decide on the GeForce Go 7900 GTX or the GS? We pit two similarly configured Dell XPS M1710 laptops against each other to test everything from performance to power consumption to see which GPU you should get.
Koolance combined their latest 1kW liquid cooling system with an elegant Lian Li case to create the awesome PC4-1025 liquid cooling system. Can this beauty tame our red-hot 955 CPU with dual 7800GTS video cards? Check out the review and find out!
Introduction to System Reviews
Alienware's Aurora 7500 line, featuring the AMD Athlon FX-62 processor and an NVIDIA 7950 GX2 graphics card, is a screamer in games and just about everything else!
Two New GPUs
NVIDIA is releasing a new mid-range GPU today dubbed the 7900 GS. This XFX model is slightly overclocked, and is easily the best card for around $200 we have ever seen!
Introduction and Specifications
Both MSI and ECS have come out with motherboards based on the Radeon XPress 3200 chipset for the AM2 platform, but can either of them hold their own against the NVIDIA 590 chipset for the enthusiast?
Comparing the Thermalright HR-01, XP-120, and Ultra-120 CPU coolers in passive, pseudo-passive, and active cooling modes. A little bit of airflow can go a long way in keeping components cool.
Introduction and The Core Architecture
Intel has done it! They've lowered power consumption and improved battery life in our third and possibly final look at the Intel Core 2 Duo mobile CPU. So is the latest CPU all it's hyped up to be?
R580+: Higher Clocks and GDDR4
ATI's answer to the gaining popularity of the multi-GPU GeForce 7950 GX2 is the X1950 XTX -- still a single GPU card but one that performs amazingly close to NVIDIA's flagship part.
Specs and Features
The Asus W7J scores big in mobility and features, but is it enough to win your hearts? We examine Asus' latest 13.3" Core Duo laptop offering.
Introduction and Specifications
The Asus Crosshair motherboard brings a ton of new features and an expansive BIOS to the world of AM2 motherboards -- could this be the new top overclocker's motherboard for AMD processors??
Introduction and Features
Two new heatsink fans and a bottle of Super thermal grease from Zalman: one cooler for your CPU and the other for your video card. They both offer excellent cooling and plenty of style with minimal noise.
Quad SLI Introduction
NVIDIA has readied Quad SLI for the enthusiast, opening it up for official support in their latest driver release. Does quadrupling your gaming power make sense though?
Introduction and Test Configuration
There's a new Core 2 Duo BIOS for the Asus Z96JS. Does this fix the power and performance issues we revealed on July 27th? We redo all the tests and find out what has improved. Not much changes except for one critical feature.
Thinking upgrading that Dell XPS M1710 to the latest Intel Core 2 Duo mobile CPU down the road? We experiment with our Core 2 Duo in the M1710 to see what's possible.
Introduction and Features
Today Corsair unveils their latest product – the HX620W power supply! Yes, Corsair is now in the PC power supply business and we have an exclusive review for you with all the details.
Introduction and Features
The new Monsoon II cooler from Vigor Gaming combines the features of a high-performance HSF with a Peltier device to provide sub ambient cooling without the disadvantages normally associated with Thermoelectric Cooling.
Introduction and Features
The XClio 750W power supply was designed for high-end power users and gamers who want a power supply with plenty of power that is reliable, quiet and with above average efficiency.
PC Perspective
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Get notified when we go live!
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Share Photo
Pakistan army soldiers carry coffin of Saturday's NATO attack victims for funeral in Peshawar, Pakistan on Sunday, Nov 27, 2011. Pakistan on Saturday accused NATO helicopters and fighter jets of firing on two army checkpoints in the country's northwest and killing 24 soldiers. Islamabad retaliated by closing the border crossings used by the international coalition to supply its troops in neighboring Afghanistan. (AP Photo/Mohammad Sajjad)


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single glazing dundee
single glazing in dundee
Our experienced and friendly staff can quote you immediately to replace any glass in any window or door, single or double glazed (DG Guaranteed for 10 years) all of our work is fully guaranteed. We offer an emergency service at no extra cost. Within the hour or at a time that suits you.
We offer professional services by qualified single glazing, fully experienced and covers all of the dundee area
Our full list of services include Shop Front Replacement, Double Glazing, Mirrors, Glazing Repairs, Porches, UPVC Repairs, New UPVC doors/handles and hinges, Frames, Cat Flaps fitted, Lead light repairs. Toughened glass is typically four to six times the strength of annealed glass.
Emergency Callout 365 days a year 24 hours a day. Express service.
http://www.glazingmanchester.org.uk/MANCHESTER-BOARDING-UP.html http://www.eastlondonglazing.co.uk/EAST-LONDON-24-HOUR-BOARDING-UP.html http://www.glaziersbristol.org.uk/BRISTOL-DOUBLE-GLAZED-DOOR-REPAIR.html http://www.glazierslondon.org.uk/LONDON-REPAIR-DOOR-HANDLE.html http://www.ipswichglaziers.co.uk/IPSWICH-SHOP-FRONT.html http://www.dundeeglaziers.co.uk/DUNDEE-24-HOUR-GLAZIER.html http://www.glaziersleamingtonspa.co.uk/LEAMINGTON-SPA-SHOPFRONT-GLAZING.html http://www.parkroyalglaziers.co.uk/PARK-ROYAL-EMERGENCY-DOOR-REPAIRS.html


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- Report: #1009797
Report - Rebuttal - Arbitrate
Complaint Review: My Cured Computer
My Cured ComputerInternet United States of America
My Cured Computer They hired me as their tech for 50 bucks a week yet after almost a month, i didn't get any payment. Such scammers. The only reason i believed the company is that my reporting manager is a fellow Filip , Internet
Ripoff Report
About you?
Ripoff Report
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Corporate Advocacy Program™
This report was posted on Ripoff Report on 02/06/2013 10:26 AM and is a permanent record located here: http://www.ripoffreport.com/r/My-Cured-Computer/internet/My-Cured-Computer-They-hired-me-as-their-tech-for-50-bucks-a-week-yet-after-almost-a-mont-1009797. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
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Big Boob Photos » Maserati XXX Is Busting Out For Sex
Featuring Maserati
Date March 10th, 2012
Photos 55
It's quality rack time with the awesome Maserati in "Maserati XXX Is Busting Out For Sex." It's the only sport the doe-eyed lovely seems to like. Sport fucking! "I am a super girly-girl," Maserati told us. "Playing sports breaks nails! And yes, I always wear a bra! Even to bed! These things need to stay controlled!" True that. Maserati's tits are breasts for the true boob connoisseur. "She is a performer that all other performers can take notes from!" comments one Maserati convert. "Not only does she possess a ideal shape for tit and butt men alike but most importantly, she gives a 'proper finish!' Thank you, Maserati and SCORE." One of the highest comps you can give a model who goes all-out is wanting to see her in solo pictorials and Brad does just that. "It seems kinda weird but as much as I love seeing Maserati fuck, I'd love to see her in more solo scenes. Obviously this goddess looks amazing in hardcore but she's just so fucking perfect I want to worship her solo as well!" No greater praise could be given than that.
What Members are saying about this update...
March 18, 2014
Love the cum shot between her gorgeous globes of flesh! Should be mine though!
March 12, 2012
March 10, 2012
I saw Maserati and got an instant hard on. This jizz is for you