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Giving on the Go: Mobile Apps for Fundraising
There's an app for everything, they say—but what about fundraising? With mobile devices reaching near-ubiquity, donors want to use their smartphones or tablets to give to their favorite charities. Some nonprofits are optimizing their websites to make it easier for mobile users to donate, others are experimenting with text-to-give programs. But with so many people downloading and using mobile applications, or apps, to their mobile devices, it makes sense to consider what types of apps are available to help nonprofits with fundraising. Unfortunately, the answer may not be what organizations want to hear.
Senior Researcher Elizabeth Pope looked into the story for The NonProfit Times, which ran it originally in early April.
Mobile applications, or apps, are downloaded directly by consumers with smartphones or tablets—usually from a central online repository maintained by the vendor of the mobile operating system. The two biggest players in the mobile market are Apple, whose iPhone, iPod Touch, and iPad products use apps available from the App Store, and Google's Android devices, whose users download apps from the Google Play site, but there are a number of other options including BlackBerry and Microsoft Windows Phones.
Many mobile apps are free to download, which is one of their major selling points. Those that are not usually cost less than $10. Another key benefit is that, depending on their complexity, many apps make content available to users even when they don't have an active internet or data connection—something you can't do with a website.
But there's a paucity of mobile apps for fundraising. One reason is that since 2010, Apple has banned charitable donations made through apps on its iOS platform—the software that powers iPhones, iPod Touches, and iPads. Apps can suggest that users donate, and can direct them to the nonprofit's website, but cannot explicitly say anywhere in the app or its description that some or all proceeds will go to charity.
The net effect of this is that users who want to give via their Apple device face a number of obstacles: once they click the donate button, they're taken outside the app and forced to navigate through the organization's website donation form or an external site like PayPal or Google Checkout. The extra steps risk alienating or losing potential donors, especially on the small screens of mobile devices.
Apple currently has about 15 percent of the U.S. market share for smartphone users, second only to the Android platform. The nonprofit technology community has been critical of Apple's decision, but so far the company has held firm. Apple claims it does not want to be responsible for ensuring that charitable funds reach their destination.
In addition, Apple takes a 30 percent cut of any payments made through its iOS mobile platform—for example, for merchandise sold through an app—so that, even if it allowed nonprofits to accept donations, the fees would prove untenable. In an editorial for Ars Technica, Jake Shapiro, the CEO of PRX (Public Radio Exchange), estimated that "public media, nonprofits, and charities are already missing out on tens of millions of dollars of potential donations through iTunes and Apple devices, and hundreds of millions as the iPhone/iPad and whatever is next continue to grow in popularity and use."
Friend-to-Friend Fundraising
The restrictions are not deterring all nonprofits from experimenting with mobile apps. The Salvation Army Headquarters for Bermuda and Canada deployed an app to take advantage of the familiarity of its Christmastime red kettle fundraising campaign. Constituents download the app, called iKettle, which lets them create and share their own virtual "kettle" web pages and invite others to donate in support of The Salvation Army's work—essentially, friend-to-friend fundraising. iKettle includes a "Donate Now" button, but when users click it, a new browser window opens outside of the app.
Graham Moore, Public Relations and Development Secretary of The Salvation Army Headquarters for Canada & Bermuda, worked with contractors to design and build the app, and found that technology consulting companies were eager to dive into the mobile space—meaning that their services were relatively affordable.
"The Salvation Army is trying to be in on the ground floor with a lot of this," he said.
Other organizations have found success with using mobile apps for friend-to-friend fundraising. Movember, an organization originally founded in Australia in 2003, raises funds for men's health charities by encouraging male constituents to grow bushy mustaches throughout the month of November. The nonprofit's playful, youth-savvy brand is a good fit for the mobile app landscape, and when the popular tech blog Mashable gave generous coverage to Movember Mobile's launch last November, the app went viral.
Available for Android and iOS platforms, Movember Mobile lets participants, called "Mo's on the Go," share photographs of their progress toward the goal: the most ridiculous facial hair in their circle of friends. At the end of the month, participants can use the app to create an animated GIF image that shows the progress of their mustache over time. The real aim of the Movember Mobile app was to recruit and track friend-to-friend donors within the social network it creates, and to ask them to support the user's cause with a financial contribution.
But recruited donors could not donate through the app itself—they were redirected to Movember's mobile website to make the contribution, which required them to laboriously type in a credit card number on a small touch screen. The "Request" and "Recruit" tabs simply redirected users to external social media and email tools.
Other nonprofits using friend-to-friend fundraising have relied on mobile apps that leverage existing social networks popular with their constituents. For example, the American Cancer Society's Relay for Life app integrates seamlessly with Facebook, the billion-user strong social network, rather than creating a standalone social network like the Movember app.
Built by the nonprofit strategy firm Charity Dynamics, the app works in conjunction with the American Cancer Society's main fundraising campaign, a worldwide series of relay races. The app is available on iOS, Android, and BlackBerry devices to any of the four million participants who register for events in their communities.
Charity Dynamics linked the app to Facebook's Social Share tool so that each time a supporter donates to a Relay for Life team, the app can automatically post a thank you message on the participant's Facebook wall. Charity Dynamics said users of the iPhone app in 2012 raised 180 percent more money and generated three times as many gifts as participants not using the app. The "share on Facebook" functionality led to an additional 1,200 donations.
As with the Movember app, the American Cancer Society marketed the Relay for Life app as a means of tracking progress toward a friend-to-friend fundraising goal and generating publicity for the constituents' cause rather than primarily as a means of receiving donations.
Native mobile apps like these are expensive to create and support. Because each mobile platform uses proprietary technology, the underlying code for an Apple app can't provide the underpinning for one for Android or BlackBerry—which means nonprofits have to fund and build apps for each platform or risk alienating a percentage of their constituents.
Mobile Web Up, a mobile web design agency, said a nonprofit should expect to pay at least $30,000 per platform to create a mobile app. For multiple mobile platforms, this means a cost in the six figures just to create and roll out a product branded with the organization's content.
Mobile apps also require users to download updates to keep them current and functioning. Because people are quick to post negative reviews online if apps are slow or buggy, apps also run the risk of generating negative publicity. Another approach is to design a mobile web app—essentially, hosted applications users access through smartphone or tablet browsers rather than by downloading them—but even those can cost in the five figures per month to maintain.
Other Options
A more affordable option is to take advantage of one of the third-party fundraising tools already on the market, like Razoo and JustGiving, which offer apps to help with the process of soliciting donations.
Calling itself a "crowdfunding platform," Razoo—which charges less than 3 percent per transaction, lower than many similar tools—has helped its nonprofit clientele raise over $136 million since it launched in 2007. Organizations that already use Razoo to help with fundraising can use its native app, offered as a free download (iPhone only), which allows users to email thank yous and donation solicitations and lets them post updates to Razoo directly from the app.
Razoo bills the app as a tracking and communications device for fundraising rather than a means to collect funds, and Apple's charitable donation restriction means there's no way within the app to make a donation—there's not even a clear way for users to access the mobile website of the Razoo campaign they're tracking in order to donate there. Similarly, the U.K.-based JustGiving runs on Apple's iOS platform and allows those participating in crowd fundraising efforts to track donations, thank supporters, and update followers on their progress—but not to accept money.
Launched in January, Microsoft's HelpBridge app is meant to be employed in the event of a disaster, and was developed in partnership with some heavy hitters in the nonprofit technology world, including GuideStar, Mobile Giving Foundation, Network for Good and VolunteerMatch. Available for the Android, Apple and Windows Phone platforms, HelpBridge is a complex app that lets users quickly communicate with loved ones in the wake of a disaster. It also offers opportunities to donate. Users can make text-to-give donations of $5 or $10 within the app, or, for larger donations, choose from a list of larger charities to be routed out of the app's interface to a PayPal transaction.
Apps To Help Fundraisers
In addition to fundraising apps targeted specifically at constituents, organizations have another option: apps to help their staff members with the responsibilities and logistics of fundraising—in other words, tools for fundraisers rather than fundraising. Some donor management systems, including Blackbaud's The Raiser's Edge and SofterWare's DonorPerfect, have introduced free app versions of their systems for fundraisers' mobile devices.
The idea is that such mobile versions facilitate tasks in a way not possible through the hosted system. For example, after lunch with a major donor, a development director could use an iPhone to update that donors' constituent record to indicate a new pledge. Mobile apps also make contact information and other demographic data readily accessible outside the office, which can be tremendously beneficial to development staff meeting with donors or attending events.
Nonprofits might also consider payment processing apps to help with fundraising events requiring direct payments, such as auctions. These apps incorporate Point of Sale (POS) technology in the form of credit card readers that work through mobile devices. One in particular, Square, has become increasingly popular among small business owners and merchants. The produce includes a small piece of hardware that plugs into mobile devices and acts as a card swipe reader, and an accompanying mobile app.
The 2012 Presidential campaign was a good case study for nonprofits interested in using such apps to collect funds directly. Both the Obama and Romney camps experimented with Square, but the Romney campaign took particular advantage of the platform to accept donations—even branding the card readers with the Romney logo for the Republican National Convention and giving them to delegates to use in fundraising efforts back home.
Romney aides said the campaign used Square as a "community engagement" app rather than a fundraising tool, but said the small contributions it facilitated could make it more cost-effective as a fundraising mechanism than either direct mail or telephone solicitations. Square's 2.75 percent cut of every payment made through the tool is lower than many other payment processing services, and there's none of the overhead of traditional fundraising outreach.
However, Square doesn't store the contact information of those who use it to donate. While this measure protects the privacy of donors, it's antithetical to the list-building goals of most nonprofits that want to track donors in constituent databases.
Despite the increasing popularity of mobile devices and the growing choice of platforms, the landscape of fundraising apps available to nonprofits remains limited. While Apple's restrictions create a notable obstacle, such apps have yet to be developed in large numbers for competing platforms like Android and Windows phone.
Until they are, organizations keen to embrace mobile technology in their fundraising efforts may want to begin by experimenting with mobile apps for fundraisers before making the more expensive and higher-risk leap into apps for end users.


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VIDEO: Catching up with IU Volleyball's Jazzmine McDonald
Tue., Aug. 2, 2016
VIDEO: Where are they now? Catching up with former high school athletes: Ashley Benson
Tue., Jul. 5, 2016
VIDEO: IU Women's Soccer Coach Amy Berbary on the team's 2016 schedule
Tue., May. 31, 2016
VIDEO: IU Women's Soccer Coach Amy Berbary on winning the Herbert Cup
Fri., May. 27, 2016
VIDEO: Off the court with IU Volleyball
Mon., May. 16, 2016
Hoosier Morning: Weekly Roundup
Fri., May. 13, 2016
VIDEO: Off the court with IU Volleyball
Thu., May. 12, 2016
Dustin's Note: Didn't realize this didn't publish last night. Sorry for the strange timing.
Indiana coach Tom Crean was in Springfield, Mass., on Monday night for recruiting purposes, watching 2013 signees Troy Williams and Stanford Robinson. IU assistant coach Steve McClain took over his spot and seniors Jordan Hulls and Derek Elston also took to the microphone.
McClain had to face at least a few slightly critical questions about the team's recent performances, especially about Indiana's play in the second half. The Hoosiers have only outscored one team — Penn State — in the second half in Big Ten play, though they have led at the half in all five games and own a 4-1 conference record.
McClain explained the discrepancy by saying that in Big Ten play, the teams are too good not to come back.
"You take the Minnesota game for example," McClain said. "We're up (23) at halftime. Well, last time I checked, Minnesota's got a Top 25 team and they're a very good team. They're not gonna go away. As the game flows, they make a run. Maybe we miss a couple of shots, but the game is going to come back at some point. Now, there's sometimes when you're playing different teams that that 25 can go to 30 and 35. You don't see it happen in very many league games. You'll see teams get up. You think about our game last year at Michigan. We got off to a really bad start. By halftime, we had it back to about 12, and by later in the game, we had it ready to win. Some of that is maybe your guys relax a little bit. That can happen and we talk about that. But I think the other part is, when you're playing another good basketball team, we know how we are, and we don't think we're ever out of it. So I think that's a credit to this league and the coaches. Penn State's coming in here 0-5, and it's not like we're preparing like they're 0-5. We're preparing for them to come in here and fight as hard as they have all year, and they're gonna do it for 40 minutes. Tim Miles at Nebraska's got that team fighting for 40 minutes. To answer your question, I'm not sure that you can look at it and say it's one specific thing. I think more than anything, I think those teams you're playing are not gonna stop. There's gonna be a point where it all comes back and maybe you miss a few free throws and the game gets a little tight. But at the end of the day, I'd much rather be up 24 at halftime on Minnesota and half to worry about how we hold on, then to be up six and go 'Well, let's just have a great second half.' That's a good problem to have. As long as we keep being up a lot and have to worry about how we finish the end, I'll take that every night."
McClain was also asked about what a caller perceived as a lack of movement and screening on offense.
"Our strategy on offense has been the same since Day 1," McClain said. "I think this, we do want Yogi to search every time he goes down the court. I think we have the best freshman point guard in the country. I don't think there's any debate about that. We set a lot of drags or ball screens trying to free him so he can find Jordy wide open, find Cody on a roll, find Christian in that slot. Yeah, we want to go inside to Cody. Since the day Cody got here, coach has always said we can play through Cody. He's a great passer. There's not many times he gets double-teamed that he doesn't throw it and find somebody wide open. I think there's always a point where maybe a team goes zone and you may get a little stagnant for a little bit. But I think overall when I watch our team, I don't see us stand very much. Again, if we are it's because we're in a position that we're supposed to be knowing what's going on the other side of the court and where the ball could come from. I love watching them as a coach, I think Vic and Will, we've got two of the hardest-cutting, back-cutting, cut in front of your face guys in the country. I don't see those two ever stand very much. Christian and Jordy are two of the best spot-up shooters in the country. You don't mind them standing a little bit. And in Yogi, you can find somebody who's open all the time. That's our philosophy. That's what we're trying to do. When you look at the national stats and where we rank in field goal percentage and 3-point percentage and scoring, 99 percent of the time we're doing a pretty good job of that."
When Hulls and Elston came on, Don Fischer, Indiana's play-by-play man and the host of the show, joked with Hulls about suckering Northwestern into fouling him late by missing three straight free throws.
"That's how I planned it," he joked. "Derek said I'm the smartest player to ever play. I missed three free throws in a row. Made them think I'm not gonna hit any more the rest of the game and make them foul me."
Of course, that wasn't happened at all, and Hulls didn't take it well at the time.
"They're free," Hulls said. "You shouldn't miss them. I wasn't too happy with myself, but I hit them late them in the game, so I was alright after that."
Fischer asked Elston about his injury recovery. The senior forward has only played 36 minutes this season including one minute in Sunday's game, and admitted that he has had some setbacks.
"I'll go and have really good days to be able to come in and workout with these guys," Elston said. "For me to be able to say I've been through a full practice with these guys is pretty uplifting. But then I'll turnaround and I'll do the littlest thing and be back to Square 1. Right now, Coach Crean is just telling me to keep my head up. I'm allowed to be frustrated. It comes with life, but never be discouraged. That's how I'm looking at it."
However, Elston said he's been proud of the coaching he's been able to do, especially with the freshmen.
"I know that a lot of what I have to say isn't really going to influence someone like Jordan or Cody or Christian that much," Elston said. "Those guys kind of know how to do their own thing, they know how to play, but there's nothing that puts a smile on my face more or is more gratifying for me than to see Hanner go out there, catch the ball, face up, take one dribble, do his spin move and put the ball in the basket, or for him to go out and get three or four or five rebounds. For me, that's who I've been working with this entire season is Hanner and Peter. To have them go out there and for them to have great success. Because I realize right now, it's just not my time right now. I realize that. But even Jeremy, I like working with him, because I see a little Christian Watford in him. To have him go out here with Hanner. Peter, it will come for Peter, but when Hanner and Jeremy go out on the floor and they do something that helps this team in any way, a rebound, an assist, a deflection, there's nothing better to see."
Fischer asked Hulls who he mentored this summer, and Hulls spoke at length about his respect and admiration for Yogi Ferrell.
"He's one of the hardest-working freshmen I've ever seen," Hulls said. "Coming in, it was really cool to see how much he's even developed since this summer. His strength, his mindset of how he approaches the game. he's just so locked in to what we have to do in order to win. He's taking a big leadership role even as a freshman."
Read more in Men's Basketball
Just like Crean, he refuses to take any blame and say, "Poor coaching" and, instead, blaming it on the other team being "tough" and "Our shots weren't falling."
We get it you don't like Crean. So what, don't like don't watch. Your armchair unqualified coaching is so in the minority. Go I.U.
Laffy, I agree with you but I wasn't expecting him or Crean to take on the coaching issues directly or without resorting to language to cushion responsibility. Very few coaches (probably in any sport) will address the strategy based on wrong assumptions, tactics that fail or blow back on their teams and/or players who simply are not up to the situation or fail to perform.
This is not something that surprises me, since I expect it. When coaches become more and more aggressive (see Real Madrid's Mourinho for example)(I chose an example from soccer because it will be easier for some to accept than a situation from B1C basketball). Coaches do what comes natural…avoid the subject that makes them accountable and responsible; or/and, transfer the pressure back to the questioner (sort of shoot the messenger). Fans often do the same.
But, you can't blame them for their self-interest. Sometimes, the press does not represent the interest of the fans or well.
Often, the failure is in the press and reporters who don't ask specific questions or are much more concerned about 'access' than digging out an uncomfortable story. Sometimes, the reporters aren't very good…at all.
The issues surrounding Indiana University basketball are both complex very specific and no one is pushing Crean to be accountable or clear as to their source. Thus, his responses have become very vague and have been (perhaps deliberately) allowed to drift into the area of 'tones', (reporter's) 'attitudes', demeanor during the press conference, etc. And, to this point, Crean has been allowed to be successful in changing the subject. (Look at the flow of his press conferences over time). The incident over 'Dustin's smirk' is just the latest example; though, it may have been predictable to Dustin who has known this and didn't do much (according to my reading of his statement) to avoid giving Crean the opportunity to go off on him.
And, it doesn't happen just at IU; it is all over basketball because this is now 'big business' and these jobs are 'once in a lifetime' opportunities. There are tens of millions of dollars and entire marketing initiatives involved, huge TV contracts, $1 million to $5 million dollar annual coaching salaries at stake. Do you think any coach is going to tolerate being asked:is asking…"coach, is your coaching up to the challenge in the Big Ten?"
An example: while we are in a particularly tough conference, the lower level teams have not shown any particular interest in developing a competitive team at the level of the top 5-6 teams in the conference? Can you imagine the question, "what specific plans have you made to recruit more competitive players?"; "Are the assistants knowledgeable teachers of the game?"; "Where are the breakdowns in preparation that are causing us to be in the bottom fourth of the standings?"; "Do you really have a game plan to beat Indiana, or is your game plan predicated on the idea that Indiana should beat you?", "They run as well as anyone in the country, how will we slow them down since we can not compete basket-for-basket?"; "Why did our guards seem to get confused when pressured by (a player like Oladipo?) …. was he not prepared?'
If this is the case with the bottom teams, can you imagine the reluctance of reporters to address the coaches of leading teams? "Coach, you seem befuddled, nervous and chaotic out there. Do you think you provide calm to players in pressure situations? Do they hear your instructions?"; What were- specifically- those instructions?"
"Exactly what are we trying to accomplish with a 23 point lead at the beginning of the second half?"; "What was the plan?…[and]…"how did you explain it to the players?" "Do we want to run clock time with each possession, or did you feel that if we get out of our initial rythm we would lose focus and lose control of the game? "
Or questions about personnel? "Do you ever question whether having two small guards on the floor at the same time put you at a defensive disadvantage when we are trying to stop the other team's run?" "Do you ever worry that frequent substitutions that do not allow for any particular combination of players to establish flow and pace actually results in disjointed play that makes the other teams runs more likely?" Are you concerned when an opponent's player's quickness seems to overwhelm his defender?, "would a different combination of guards increase our effectiveness?"
Going on with questions, "How do you approach resolving the issues?"; "How are your assistants at giving you observations during a game and designing counters to challenges?"; "Do you have your assistants looking at the game for specific issue? Could you be specific about their respective roles?"
I could go on and on and on…but journalists have to provide real questions to coaches (and other public person, especially public, institutional or corporate officials. Often, that depends on [the journalist's] own expertise and, frequently, their own knowledge is limited. But even when the reporter's knowledge is adequate, the question becomes one of his/her willingness to establish his/her territory and responsibility with the coaches and their institutions knowing there may be pressures on him to not do so.
In other words, they have to know and be willing to do their job. That's why they call it a job. This is true not only in basketball, the NCAA, in the B1C. It is also true in the written and electric media when it involves political reporting, the entertainment industry, the social pages, etc. The 'right to know' often depends on the 'willingness (or unwillingess) to know'.
And the readers to demand so. But, sometimes people just prefer their fantasies to learning the reality.
Ron S., (I know this can't be the Ron I've been reading; he's too smart to author this comment) while I've had disagreements with Laffy, they've been about issues other than substantive. I think he has a point worth thinking about and, yes, debating.
Your comment: "So what, don't like don't watch. Your armchair unqualified coaching is so in the minority. Go I.U." is idiotic, abusive and against anything that being a Hoosier fan (or an American for that matter) stands for.
It would embarrass me to find out you are an IU graduate.
Abusive? Against anything about being a Hoosier fan?
"I could go on and on and on…"
You did. And you initially nearly acted like Crean should be dragged to the gallows for his reaction to Dustin.
You lacked the objectivity and wider perspective to see the possibility of something else going on in the room(nonverbal interaction). You failed to even identify that Dustin may have played a part in Crean's snappy attitude.
It would seem a fundamental principle of any reporter(learning to pass before endless dribble) to see beyond the emotional before making quick judgments.
Much like any investigative type of profession, a requirement to momentarily step back(court vision), look for alternative explanations, seek varied courses leading to varied outcomes, before going at only one conclusion like a Pit Bull at a throat instead of a probing point guard an objective score.
Rather comical how you spent so much effort with mock questions as if to tutor someone in the art of how to be a reporter. By insinuating the testy confrontation between Crean and Dustin was all on Crean, you became the Pit Bull, you failed Reporting 101 by bringing a thick notebook of preconceived notions and prejudices into the classroom. It was only Harvard(and don't be too hard on yourself because you weren't the only one chastising Crean for snapping at Dustin) that suggested something nonverbal could be going on. Of course, now some play it off as "mundane"…Sure wasn't mundane to you when you first saw the video. Dustin having the guts to admit the truth is the only thing that stopped Tsao from pulling the lever, 20 more posts of dangling Crean from a rope, over the "mundane" that occurred out of full camera's eye in that room.
Conclusion: It took Dustin nearly a full day to come onto Scoop, admit to the actual circumstances playing out in the room, with the full objectivity that should have been before our eyes from the beginning….He should have set you straight immediately rather than any attempt to save his face or Tsao's precious condemnation of Crean for a day. So easy to disrespect anyone in any setting when the camera is not an equal opportunity employer. Of course, there's never a camera on the faces our opinions.
Beyonce…? National Anthem not live? Smirk. It appears objectivity is lacking in more than journalism. "Did you have another point to make, Beyonce?….Another note to hit out of the park? Sure?"
And how 'bout dem Bulls..? Da Bulls! Are the Bulls actually playing more inspired team ball without Rose? Does excessive limelight for one sometimes temper the heart of a team? Let's keep that in mind with our Hoosiers. Would the Bulls not be a great team for Oladipo to land..? The entire Bulls team actually prides itself in defense.
I shouldn't really say "it was only Harvard."
Chet was willing to come to the party after I posted a couple comments that investigated the possibility.
Beyonce still has a right to her day in court(or court of public opinion), but in my heart, this is still the best "live" version.
I don't know why I like McClain so damn much…He's such a perfect counterpart to Crean. There's a confidence without pretension that exudes from McClain…a quiet glue if you will. He seems like a man that would be a great listener. Players need ears as much as they need mouths.
And what a great opportunity for a guy that was so removed from the big stage of college basketball. What's the odds a Hoosier coach being plucked from the obscure conferences of the Rocky Mountains to be immersed into holy land of Plump, Hinkle, Assembly, Robertson, Bird, and Bailey?
For all the accusations that can come with the club-like atmosphere where connections determine the hoarding of limelight in college and professional sports, it sure was refreshing when Crean went outside the box(against the many suggestions from the the fan base to hire an ex-Hoosier or a guy like Fife), and put in the call to Steve McClain.
I honestly believe there couldn't have been a better hire. No evidence..just a feeling in the center of my Hoosier basketball heart. Indiana should be about chances and opening up new opportunities. Sometimes the best fit is not always the thickest resume a known offspring.
It's not that I "don't like" Crean, it's that I don;t think he's nearly as great as most fans, and himself, think he is.
And if he thinks he "invented basketball", like the other coaches say he acts like, and never blames his own coaching and always puts it on "shots not falling", then we aren't going to get any better.
I'm used to being in the minority….and I'm usually right. People like you crack me up beating your chest with "Most people agree with me so that proves I'm right." LOL!!!
Well, I kinda see your point, but that makes him no better than all the politicians everyone loves to hate: blame everyone else but yourself.
I have seen coaches take blame. And the sign of a great leader…..whether in sports, business, military…is to admit when wrong.
Most people, especially guys (and it seems mostly Righties) would rather you cut off their leg than admit they were wrong…..on anything. I think that's nonsense. Plus, I though pride was a sin.
And….thanks for the reply to Ron.
I shall conclude my presence on this thread with a tune dedicated to Tsao, the mundane lip-syncing of Beyonce, a Derek Elston trip, faith in truth and honesty, Hoosier press conferences in Evanston, Jamarcus Ellis standing tall to protect Eric Gordon from a dirty foul, and anyone brave enough to ride back and search for something worth saving.
That was Ron S
Not Ron/Rufus
Ron Reagan..Ron Santo..Ron Cey…Ron Jaworksi…Ron Popeil..Ron Paul…?
President, posthumous Hall of Famer, penguin, Polish rifle, pocket fisherman, a pap smear from a ping-ponging politician from Pittsburgh PA..? Ron Rufus now claim them all.
And here I thought you concluded your presence on this thread.
California was fun with Reagan as Governor. He & a group bought a large plot of desert. Couple of yrs later, surprise, a new interstate highway interchange located on his newly purchased land. Plus he "forgot" to file his state income tax.
Are you implying Reagan was corrupt? Corruption in California? shocker. And now cover-ups of poor coaching on the storied floors of McCracken land upon smirks a purple press room? Smirks everywhere…Cynicism abounds in the land of the free and home of the brave. Even Francis Scott Key rolls in his grave to the title song our country serving as too challenging a poem for a brave vocal box. Is there any hope? Let's just claim it all to be hype born of boredom our lives too mundane. We blog…We blog on. Put on another hit, Jeremy…Show us how clever your choice for a Hoosier Morning song as you "Hush" a Deep Purple lullaby to rock us to sleep in arms of truth long gone…For once was there not a day a star was God's natural blessing and the notes of an honest chord a humble battle cry under freedom's twilight lost an ear to the heart a Van Gogh brush? Honor..Humility..Why was it sold? What now its price?
HforH; I don't say this too often, but your post #6 was good. I don't agree with everything you wrote, but it was most interesting.
Laffy, O.K., so we get that you consider yourself the great counterweight to all those "blue sky" Hoosiers that have a "love-is-blind" admiration for IU's head basketball coach. We understand that you are the the ultimate authority and the one true and objective arbiter of Tom Crean's coaching aptitude and college basketball coaching talent. And we also understand that you believe that very few, if any, other posters on this site are qualified to evaluate IU's coaching staff, offer an opinion, or God forbid, disagree with your astute observations and/or conclusions on this matter. We now accept that if anyone makes a positive comment about Tom Crean's coaching ability or his staff, they're drinking the cool aid, they're "homers," or they're so biased as to be incapable of seeing the truth that only you can see and only you can articulate. We get it. You're O.K., but everyone else is a fool and therefore deserves your scorn, contempt and mockery! O.K., so can you stop now? Please. We get it. The horse is dead, so there is no need for you to continue beating it. If you try really hard, you may be able to identify another target for your infinite disdain. Or better yet, get a life!
Heart of Big 10 season coming. Time for Crean to go a little zone.
Well written, Podunker. Thanks. Go Hoosiers!
No, crybaby, I never said I was the "ultimate authority."
I gave my opinion.
And then one of your buddies started whining about "minority" and I told him I never gave a crap about "being in the minority"….especially since the majority has been wrong countless times.
If you want to wet your panties and pout how you think I'm calling my self KING over that, well, you're a complete moron so knock yourself out.
It's YOU ^%%$#$ who "God forbid" has a different opinion that you all have complete meltdowns. If someone doesn't think our players and coach can part the Red Sea with simple commands, you start soiling your pants how he "hates IU."
You don't think most fans are biased?
Don't like my posts….don't read them.
Why the hell should "I" stop posting yet have to read thru all YOUR crap of how this team is the best thing since the game was invented?
(Yes, retard, you never said that…….and I never said any of the crap you just spewed either.)
are you high or merely an idiot? your ramblings are incoherent. perhaps more parethesis would help.
Harvard, et al,
I was just thinking about how, if I was in the classroom and one of my grad students responded to what I thought was a reasonable answer with a smirk, I might react. I'd probably glance back and ask something to the tune of, "Was there something else? Did that answer your question?"
I haven't looked at the video in a while but it seems like that was pretty much how CTC responded.
As Clarion said a while back, it looked pretty mundane to me. I don't get the uproar.
Podunker, you were absolutely spot on and got the usual canned response (which I didn't read past the first few words as you can read that far and determine if there's gonna be any intelligent content). It's why I never bother to read any of it or respond any more. He's on 'auto skip'.
I had no uproar over it. Here was the "uproar."
Sunday, January 20, 2013 – 10:00 PM UTC
Dustin, completely uncalled for that Creans responds to your questions as he does. To single you out is a transparent attempt to intimidate you; thus unprofessional and arrogant. And, that's the worse characterization one can make of his responsibilities, that he is handling them in an unprofessional manner based on personal vulnerabilities.
I hope AD Glass (or one of his aides) in the AD Information Office takes note of this. The unprofessional behavior by an Indiana University coach attempting to intimidate and ridicule a member of the press into silence does not represent the education we received at IU and ought should not be tolerated, particularly by those Crean answers to.
Mr. Glass, please take the necessary action to correct this lamentable behavior. It is your responsibility. I apologize to Mr. Dopirak, in the name of IU alumni, for this embarrassing episode.
Crean, you should always answer legitimate queries from the press with respect and due professionalism.
I didn't create the uproar. Unlike some that jumped to immense conclusions of an attempt at intimidation, I offered alternative explanations to Crean's reactions.
And let's also keep in mind that when Crean asks Dustin if he is sure he has nothing else to add, Dustin's "no" response has the smartypants tone of a 6th-grader being caught red-handed making faces at the teacher. Tsao played off of that reaction to assume Dustin was being "intimidated." I investigated the alternative possibility that Dustin was (a)disgusted with Crean's response and purposefully sending him body language/facial expression communicating that feeling, or (b)showing obvious frustration with the answer while not making direct eye contact with Crean.
I quelled the uproar by stumbling into the truth. Dustin confirmed that there was justification for Crean's actions. Did I ever accuse Dustin, while out of view the scrutiny of a camera lens, of trying to purposefully incite the coach into acting like an a$$ in public? I did not. Nor did I accuse Dustin of being unprofessional. What I did offer was a valid alternative the Dustin/Crean exchange to counter the drastic words asking for drastic measures found in the above excerpt a most esteemed blogger of Scoop.
As I said before, read the read the response from Tsao. Does that sound like a reaction to something he believed to be "mundane?"
I was only Harvard that made it mundane by way of keen perceptions to the language not always found in words. Go to other sites…Tsao was not alone. There were many taking shots at Crean for his actions in the press room. I'm not so naive to think it's only coaches that attempt to intimidate. There was baiting go on in that room. You've talked about being careful to not take bait, Chet. Crean's reaction to Dustin was being billed as a "gotcha moment" when it was anything but. He was reacting to silent intimidation and calling someone out for doing so. It had nothing to do with a coach creating an aura in the room and with the press that he is above their questions and untouchable.
There was plenty going on in that room. And there was plenty going on in the long wait between accusations(as in the example I provided above)and Dustin's confession his "smirk" message sent to Crean. Dustin wouldn't break his silence and apologize if not for his conscience to explain that the portrayals in the specific instance at hand were skewed in untruths.
Interview sequence that hit the cutting room floor.??
Dustin (D) and Coach Crean (C)..
(D)…Thanks for taking the time to talk to us, you have so much going on. (C)….It's my pleasure Darwin. (D) It's Dustin. (C)….I know you from somewhere. I recognize that look on your face. (D). What is the plan for Penn State? (C)….Now I know they are listed at something like #200+, but we're going to be ready. We are focused, have had good practice. I mean brutal practice. The guys are talking on defence and are locked-in. We need to be because Penn State is hungry….Darwin, thats a cue. (D) What? (C). Cue to run my Subway spot. (D) I'm sorry. We don't do ads. (C) I brought a copy of it. Splice it in here. I thought you guys were a cheap operation. I was ready.
(C)…Ok Dean, anymore questions? (D)….Uh, it's Dustin. Half-time has been a issue. Any thought on that?
(C) We've solved that. (D)…. Uhh. Care to tell us?
(C)….It was a simple adjustment. All of the guys have some degree of allergies. Seems that at the half they would come in and complain of sniffles. We've stopped the Benedryl at the break. You'll see a big change in energy during the second half.
(D)…How much improvement must this team have to reach the NCAA? (C) well Dave, on a scale of one to 10, I would say 6″. (D)….6″? (C)….That was a cue to run my new Subway 6″ special. It's on the tape I brought. Splice it in here.
(D)…Realistically, how far is this team going in the NCAA tourney? (C)….Let me tell you Dan. We will be going all the way. (D)….Wow. And you think that because …? (C)….Brother-In-Laws. I mean they are playing in the big game. I need to get at least to the final 4. Otherwise I'll be toast in the family. You know, the under-achiever of the family.
(D)….Back to Penn State. You feel comfortable calling a win? (D) Drex, we are going to chew this team up and spit them out. They won't know what hit them. (D)….Now that is confidence. (C)….No, that was a cue in for my new gum commercial. (D)….OK. Splice it, right.? (C)…You're catching on Drake. You may have a future in this business. Are we done?
(D) One more question Coach. What has been going on with Hulls. Missing shots. Not like him. (C)…Took some time but that issue is now solved. (D) Can you be specific coach? (C)…After film session reviews we found a stunning blond sitting in the student section. Poor Jordy would get the ball, eye the rim and see the blond. (D)…And you fixed it? (C)….Her tickets were revolked.
(D)…Two more questions. Why was Jordy having a problem getting the ball across the ten-second line last game? (C)….That was a problem. Again, we reviewed the tape and found that blond was sitting at center court. She was distracting. (D)…..And? (C). You just never stop asking question Darell. We've arrainged for her to transfer. (D)…Thats big. Where too? (C)….Spain.
(C) One more question Dick. I've got to get back. (D) Any concerns about the play of Cody and Vic? (C)…Don't worry about them. They will be multi-millionaires next year.
(D)….Thanks for the time Coach and good luck against Penn State…..(C) It's been my pleasure Darwood. You've got that look on your face again.
that is so sick. where in the worl do you dig this stuff up
Patrick 'Ron' Cox introduces us to Rufus.
cool. explains the voices I keep hearing
H4H, a great way to describe Coach Wilson and IUFB "The guy is a winn [...]
world [know]...... I'm not concerned or worried about Wilson. He [...]
It is great to hear Coach Allen talk about changing the culture at IU. [...]
Have you seen Karate Kid... [...]
This season will tell how good IUFB will be this year but it is nice t [...]
Let's see, H4H. We complain when athletes aren't truthful and don't s [...]
H4H, back to waxing poetic once again and nailing it like usual. E [...]
Find Notre Dame football coverage on NDInsider.com. © Hoosier Times Inc., all rights reserved.


text: We want to congratulate all of this year's Na Hōkū Hanohano nominees! The Nā Hōkū Hanohano Awards have been called the Grammy's of Hawaiian Music. Each year, the Hawaiian music community gathers together to honor the achievements of excellence in the recording arts. Some of the brightest stars in Hawaiian music perform and present awards […]read more


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Kevin Hayden, CEO of Group Health Cooperative of South Central Wisconsin, says GHC is trying to educate consumers ahead of the health insurance exchanges scheduled to go online in October.
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2004-2010 Toyota Sienna Mirror Power Heated Pair1AMRP00318-351344
Part Details
- Quantity: Pair
- Mirror Option: Heated
- Operation: Power
- New
This replacement mirror set is just what you need to get your vehicle in good working condition again!
Mirror specifications:
- Comes as a PAIR
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- Replaces dealer part numbers: 87940AE020, 87940 AE020, 87910AE020, 87910 AE020
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This item is backed by a Limited Lifetime Warranty. In the event this item should fail due to manufacturing defects during intended use, we will exchange the part free of charge (excludes shipping charges) for the original purchaser. Please keep your invoice for proof of this warranty.
Removing the Door Panel (0:52)
- Pry off the plastic trim at the top of the door panel.
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- Disconnect the harnesses and the door handle rod.
Removing the Side Mirror (4:35)
- Disconnect the harness.
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- Pull the mirror off.
Replacing the Side Mirror (5:22)
- Put the harness down through the door.
- Line up the mirror and push it into place.
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Replacing the Door Panel (7:13)
- Reconnect the harnesses and the door handle cable.
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Ratchets & Related
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What's Happening in the Library?
Welcome to the Class of 2017, our many new graduate students, and to our new faculty. Whether you're visiting the Library in person, accessing our information online, or working with librarians in the classroom – virtually or here in the Library – our commitment is to help you succeed at Michigan Tech.
In addition to connecting students and faculty with academic and scholarly resources (digital and print), our Library strives to provide the tools and technologies which inspire discovery and intellectual growth. Responsiveness to students' diverse learning styles and preferences has long been a library value, and in keeping with this goal, during Fall 2013 the Library and Information Technology (ITSS) departments will increase opportunities for group and team collaboration through the introduction of new, flexible and ergonomic furniture throughout the building and 250 workstations. To learn more about what's coming, visit the project's site: www.it.mtu.edu/ilc. We are particularly grateful for the leadership and support of President Mroz and Provost Seel.
We ask for your patience while the Library implements these improvements. Renovation is currently underway on the second floor to transform space occupied by Jackson Center for Teaching and Learning, and other updates are also scheduled; e.g., while popular, trade and browsing magazines and journals will remain available near the Café along with our current newspaper subscriptions, those research journals that are published in paper will be shifted to the Garden Level. Amidst all of the change, please do not hesitate to ask for direction or assistance from the library team at the Library and IT Service Center; we're available in person, through email@example.com, or through "Ask Us" http://www.mtu.edu/library/information/ask (for reference assistance and consultation).
Beginning on or near September 12th, the Library will test one year of 24/7 hours of operation, except during holidays and academic breaks when the Opie Reading Room will remain open 24/7. The HuskyCard will grant 24/7 access to Michigan Tech students, faculty and staff, and basic services will be provided overnight, including additional safety personnel on staff to ensure an academic atmosphere and the comfort of all users.
Please visit our Web site www.mtu.edu/library often to stay current with the new developments in and from the library.


text:
Proposed Technical Amendment to the Flammability Standards for Carpets and Rugs; Notice of Opportunity for Oral Comment
Proposed Rule.
This document provides interested persons the opportunity for the oral presentation or written submissions regarding the proposed technical amendment to the flammability standards for carpets and rugs.
Table of Contents Back to Top
DATES: Back to Top
Requests to make an oral presentation or written submissions must be received by February 12, 2007.
ADDRESSES: Back to Top
Requests should be filed by e-mail to email@example.com, by fax to (301) 504-0127, or mailed or delivered, preferably in five copies, to the Office of the Secretary, Consumer Product Safety Commission, Room 502, 4330 East West Highway, Bethesda, Maryland 20814-4408; telephone (301) 504-7923. Requests and submissions should be captioned "Carpet and Rug Amendment."
FOR FURTHER INFORMATION CONTACT: Back to Top
Patricia K. Adair, Project Manager, Directorate for Engineering Sciences, Consumer Product Safety Commission, 4330 East West Highway, Bethesda, Maryland 20814; telephone (301) 504-7536 or e-mail: email@example.com.
SUPPLEMENTARY INFORMATION: Back to Top
On November 13, 2006, the Consumer Product Safety Commission proposed to amend the flammability standards for carpets and rugs to remove the reference to Eli Lilly Company Product No. 1588 in Catalog No. 79, December 1, 1969, as the standard ignition source and provide a technical specification defining the ignition source. 71 FR 66145. Pursuant to Section 4(d) of the Flammable Fabrics Act, interested persons are hereby given an opportunity for the oral presentation of data, views, or arguments, as well as an opportunity to make written submissions. 15 U.S.C. 1193(d).
Authority: Back to Top
15 U.S.C. 1193(d)).
Dated: January 8, 2007.
Todd A. Stevenson,
Secretary, Consumer Product Safety Commission.
[FR Doc. E7-266 Filed 1-11-07; 8:45 am]


text:
Economic week ahead: SA, Nigeria consumer inflation data
South Africa, Nigeria and the UK are expected to release consumer inflation figures and the US will give an update on housing data this week.
South Africa, Nigeria and the UK are expected to release consumer inflation figures and the US will give an update on housing data this week.
A lower-than-expected inflation increase means there is less chance of a repo rate hike in the next quarter, say analysts.
Consumer inflation for June was lower than expected, but analysts still expect a number of factors to push it beyond its upper band of 6%.
Despite signs of economic growth, inflation and energy fears have put a damper on South Africa's economic forecasts.
South Africa's consumer price index, which was expected to have increased, has remained steady at 6.1% year-on-year in December.
As Stats SA is due to release December's consumer price index this week, economists suggest consumer inflation is likely to have risen to 6.2%.
South Africans are spending less on food and health care compared to the last two years, said debit and credit card distributor Sureswipe on Friday.
Inflation figures came in higher than expected as businesses -- and consumers -- face a potential spate of government-controlled price increases.
Inflation will slip out of the SA Reserve Bank's target band by the end of 2011 but will leave the repo rate unaffected, economists predict.
Inflation expectations among urban Chinese rose in the third quarter and most think consumer prices unacceptably high, a central bank survey showed.
South Africa's targeted consumer inflation quickened to its highest level in 15 months in June, but it was not in line with market expectations.
Monetary policy may remain favourable to the economy and inflation expectations are still within the central bank's target range, says Monde Mnyande.
The increase in SA's consumer price index was 4.6% year on year in May from 4.2% year on year in April, Statistics SA has said.
Commercial property services group Broll has released its latest retail barometer for shopping centres larger than 20 000 square metres.
Annual headline inflation came in softer than expected in April, boosting views of analysts who expect interest rates to remain on hold through 2011.
Consumer Price Inflation (CPI) rose in April to 4,2% year on year, Statistics South Africa said on Tuesday.
South Africa's annual inflation rate remained unchanged at 3,7% in February, within the government's target range of 3% to 6%.
South Africa's targeted consumer inflation quickened slightly to 3,4% year-on-year in October from 3,2% in September, data showed on Wednesday.
South Africa's consumer inflation slowed beyond market expectations to a five-year low in September.


text:
OXFORDSHIRE'S new High Sheriff has pledged to raise £75,000 to help children at an Oxford school to improve their reading.
William Alden, who took on the post two weeks ago, has chosen Pegasus Primary School in Blackbird Leys as his first charitable project.
The role of the High Sheriff is almost entirely ceremonial, charitable and social as well as being voluntary, unfunded and non-political.
While his ceremonial duties include acting as the returning officer for parliamentary elections, Mr Alden, from Iffley, is keen to involve himself in community schemes.
At Pegasus School he is spearheading a campaign to build a new reading room for its 500 pupils, complete with books, comfy chairs and places for volunteers to help.
Mr Alden said: "I am hoping this is a campaign that the people of Oxford, famed for its literacy and academia, can get behind.
"I have spoken to volunteers at the school who love coming in to help the children read.
"But at the moment they have to sit in the corridor, being disrupted as people walk by in a draughty corridor.
"So the idea is to build a building which will provide plenty of space and which can be used by the local community."
The school already has designs for the space, which will be built on site.
It has also raised more than £15,000 with fundraising events and money from individuals.
Mr Alden added: "I am making it my mission that by the time my term is up next April, we will have raised all the money needed for the school.
"The children at the school are remarkable, they are full of passion and they deserve a space where that potential can be unlocked by the inspirational teachers and volunteers."
At a launch event on Monday, children and volunteers spoke of their need for the new building.
Headteacher Jill Hudson said: "We are squashed into every inch of this school and have been for years.
"We have got a huge number of volunteers coming in to help the children and it is frustrating to have nowhere to put them. So it is fantastic that the high sheriff has chosen us, I've already started furnishing the building in my head."
Plans already in place over the next year include a Christmas concert with the New College choir.
Mrs Hudson said: "And we have a 24-hour reading marathon planned too.
"The children really want to get involved themselves, it is important they are a part of this project and part of the future of the school too."
She added: "This isn't just about improving the reading skills of the children, it is about developing that passion and interest in books."
Nine-year-old pupils Leya Parsons and Shakayah Aamah made a presentation at the launch of the reading room project, saying how much they enjoyed books.
They said the new reading room would help them and future pupils enjoy books more.


text:
Here's the Summer Workout Playlist of Your Dreams
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NEW BEDFORD — Richard "Dick" Perry, 72, of Fairhaven, died Friday, April 4, 2014 at St. Luke's Hospital. He was the husband of Bethany E. (Bellotti) Perry.
Born and raised in New Bedford, the son of the late Manuel and Mary (Czaban) Perry, he lived in Fairhaven since 1966.
Mr. Perry was formerly employed as a quality control manager at Morse Cutting Tools.
He was a graduate of New Bedford High School and the University of Rhode Island.
He served in the U.S. Navy during the Vietnam War. He was a member of the American Legion in Fairhaven.
He is survived by his wife; his siblings, John Perry and his wife Patricia, Mary Jayne Perry, and Joyce DeMotta and her husband Gus, all of New Bedford; his brother-in-law, Jack Bellotti and his wife Betsy of San Francisco, CA; many nieces and nephews; several Godchildren; and his two special little girls, Jenna and Emma Farland.
His Funeral Service will be held on Wednesday at 10 AM at the Saunders-Dwyer Mattapoisett Home for Funerals, 50 County Rd., Route 6, Mattapoisett. Burial will follow in Riverside Cemetery. Visiting hours will be on Tuesday from 4-7 PM.
For directions and guestbook, please visit www.saundersdwyer.com.
Location, ST | website.com


text:
Recent projects from Craftsy Knitting classes:
Offer some kudos...
Join the conversation...
Ask a question...
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|Here are some details about my project:
|Traditional, Romantic, Classic
What was your source for this knitting project?
Online Photo or Website
Name of website or photo Haruni by Emily Ross
What advice would you give someone starting this project? This is not a hard pattern as far as lace knitting goes. It's on the small side and I added two extra repeats before the edging to enlarge it. If you want to add beads, don't buy long ones with tiny holes. :) I set myself up for quite a struggle because I just had to have THOSE beads. It took 3 1/2 tubes of beads and they just on the leafy edging to give the thing some weight when you toss it over your shoulder.
Thank you for sharing this beautiful pattern :)


text:
Find The Kitteh Contest
click for solution:
http://jonathanturley.files.wordpres...h-in-field.jpg1Apr 16, '12 by merleeHow is this a contest? I found the kitteh, now what??1Apr 16, '12 by BCgradnurse, MSN, RN, NP GuideI found it too! What did I win????7Apr 16, '12 by Anxious Patientfree kisses for the winners
1Apr 17, '12 by applewhiternI have 3 cats right now, fat, lazy long-hairs. Two Maine-Coons that shed everywhere, and a Hemingway complete with extra digits on each paw. I live with a lint-roller in my hand! I love them dearly, and they are truly "babies," but I keep saying once these die off, I am done with cats!2Apr 17, '12 by JackfackmastaThat was scary
I was expecting a screaming face to appear after 10 seconds :uhoh21:2Apr 18, '12 by OCNRN63, RN ProQuote from JackfackmastaLOL! I hate those. I'm getting too old to be frightened.That was scary
I was expecting a screaming face to appear after 10 seconds :uhoh21:1Apr 18, '12 by IEDave, CNAQuote from Anxious PatientWelll...you can keep the cat kisses, but I'll be glad to take a 6-pack of Sapporo off your hands...free kisses for the winners
----- Dave0Apr 18, '12 by nursefrances, BSNDo the cat kisses come with a side of benedryl....and minus the sand paper tongue?0Apr 18, '12 by Anxious Patientfor those allergic, a consolation prize
1Apr 20, '12 by nursefrances, BSNthanks2Apr 24, '12 by sharpeimom, MSN Guideulysses says thanks for finding his long lost twin!
0Apr 29, '12 by Anxious PatientAnother lost kitteh
Found here:


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Aquinas For Armchair Theologians
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Publisher's Description
Thomas Aquinas was one of the most influential thinkers in the history of Christianity and in western civilization. Yet his theological views are complex and presume acquaintance with technical philosophical language. Now Timothy Renick has produced an attractive and accessible account of Aquinas's life and thought that will make his views clear to nonspecialists. The topics dealt with include God, angels, evil, metaphysics, morality, sex, war, abortion, and politics. Illustrations are interspersed throughout the text and humorously illuminate key points providing an engaging introduction to an all-important theologian.
Written by experts but designed for the novice, the Armchair series provides accurate, concise, and witty overviews of some of the most profound moments and theologians in Christian history. These books are essential supplements for first-time encounters with primary texts, lucid refreshers for scholars and clergy, and enjoyable reads for the theologically curious.


text:
ECB Will Need to Save Euro Again Soon
The European Central Bank may be forced to restart its bond buying program even sooner than expected.
Widening peripheral bond yield spreads, more signs that politicians are incapable of gaining market confidence and the increasing threat of a vicious circle leading to a Spanish default will all leave the central bank with little choice.
Of course, with German inflation ticking higher and German wage pressures on the rise, easing monetary policy is the last thing the ECB would like to do. But, at this rate, the bank won't be able to avoid going down that road.
Much of the problem is Spain and the nearly universal assumption that the country will default if it doesn't get more help.
Last week's news that Spanish bank borrowing from the ECB had nearly doubled from February to March sent a shiver through financial markets as it illustrated just how much these banks depend on cheap ECB money to stay afloat.
As investors push the cost of insuring Spanish bank exposure in the credit default swap market to the highest level since November last year and the yields on Spanish 10-year bonds rise back over 6% for the first time since last December, the euro is once again finding itself under selling pressure.
For the moment, those pressures do remain limited.
Investors may be pulling out of peripheral markets, such as Spain, but they are still confident enough about Germany to have pushed the country's 10-year bond yield to a new record low of 1.628% early Monday.
But, with this week expected to bring disappointing sales in a series of new Spanish debt auctions and news from Germany suggesting its economic strength is being compromised by the slowdown elsewhere in the euro zone, selling pressure on the euro is likely to intensify.
The single currency has already been pushed to a new 18-month low against the pound and a break through key support at $1.30 could easily see it fall as far as $1.28.
But it isn't just events in the euro zone that are rattling investor nerves.
There are signs that the so-called firewall of funding constructed after the recent bail out of Greece is simply not living up to expectations and that contagion to Spain cannot be halted.
Essential to the success of the firewall are pledges of contribution from the International Monetary Fund, which is finding considerable resistance among many of its member countries to helping the euro zone.
Markets will focus on this weekend's spring IMF meeting in Washington for signs of just how well the IMF's fund-raising is going.
But, the omens don't bode well after a senior Brazilian representative to the fund made it clear that many South American countries aren't keen to contribute until Germany itself plays a greater part in saving the euro zone. Other major IMF contributors, including China, India and Russia take a similar view.
With this IMF stand-off likely to increase tensions in the investment community even further, the ECB will find that it will probably have to run to the rescue of the euro once again, providing more funding to keep the region's banking markets afloat and further increasing tension between its member countries.


text:
The Kiwanis Club of Stockton Foundation announced the 2014 scholarship winners recently at its annual awards luncheon at the Stockton Golf and Country Club.
This year, 14 graduating seniors from Bear Creek, Ben Holt Academy, Cesar Chavez, Edison, Stagg, Stockton Early College and Stockton Collegiate received $37,500 in scholarships, ranging from $2,500 to $5,000, to assist in the students' college education.
Winners are selected based on their overall achievements, which include academic performance, service to community, and school activities. Financial needs are also a deciding factor.
The Kiwanis Club of Stockton Foundation has been in existence since the mid-1970s.
- Information and photo submitted by Brian Swanson
Location, ST | website.com


text:
rebonjour Forum,
This new releases shows that changes have occured in mozilla corp. it
really looks like a commercial browser with a lot of unuseful cosmetic
new features that complicates the browsing and no way to choose if you
want them or not.
I answer my own question because I think it can be useful for others,
there is an extension that does the job. It is simply called 'Old
Location Bar', you can find it at
jules cesar a écrit :
> Hello forum,
> I have just installed FF 3.0 and I hate the new address bar, is it
> possible to revert to the old behavior ?
> Corto


text:
Translation:"I truly enjoyed being a part of the Reds organization and living in this community it was great.
When I originally accepted the job, I was very honest in portraying the current condition of the organization and what our plan was to rebuild the Reds into a championship-caliber organization.
The only means to accomplish this goal was by building a solid organizational foundation with a productive minor league system. I promised that we would not take shortcuts, and I never wavered from that commitment.
While I do understand the frustrations involved, immediate results at the major league level were not a realistic goal. I was very forthright in explaining the timeline necessary to accomplish our goals. Unfortunately, I was not given the requisite time necessary to carry this plan to the ultimate conclusion, which is a championship.
I understand that its new ownerships prerogative to make changes and hire their own people. It is a difficult part of the business, but I respect Bob Castellinis decision.
I want to assure everyone that the minor league and scouting foundation thats currently in place is there for future success. Im very confident in the quality and the depth of the talent base at the lower levels of our minor league system, due primarily to the last two years free-agent drafts and the restructuring of our Latin American operations.
I commend everybody on the scouting staff for a job well done, and our minor league managers, coaches and instructors have every reason to be proud of what theyve accomplished at this point in time. I want to personally thank each and every member of the front office staff for their hard work and dedication. I have great confidence in these individuals to continue to move the organization forward during this transition period.
In addition, Id like to commend Jerry Narron and his major league coaching staff. Jerry is the right man for this job, and Im very certain that the team will play to its potential under his leadership.
Im convinced that this organization is headed in the right direction and Im genuinely proud of the effort that was put forth over the last couple of years. Whats been accomplished to date will play an important role in the future success of this franchise. The quality of the work that has been done will stand the test of time and validate the decisions that have been made.
In closing, Id like to express my sincere thanks to Mr. Lindner for presenting this opportunity. Im genuinely grateful and appreciative, and I think all of you know that I truly care about the Reds organization and I respect the people who work here behind the scenes."
"The plan didn't involve winning at the major or minor league level, so it was working, despite the lack of meaningful acquisions or apparent progress. Given more time to keep on keepin' on, you'd've really seen something, let me tell you. Your loss."


text:
- Medium
- Oil on canvas
- Dimensions
- 17 x 20 5/8" (43.2 x 52.4 cm)
- Credit
- Gift of J. B. Neumann
- Object number
- 637.1939
- Copyright
- © 2016 Artists Rights Society (ARS), New York / VG Bild-Kunst, Bonn
- Department
- Painting and Sculpture
[1] Paul-Klee-Stiftung, Kunstmuseum Bern, eds. Paul Klee: catalogue raisonné. Bern: Benteli and New York: Thames and Hudson, vol. 5 (2001), no. 5365. Included in the exhibition Paul Klee: Neue Bilder und Aquarelle, Galerie Alfred Flechtheim, Berlin, November 5–December 10, 1931 (no. 12).
[2] Ibid.
[3] Included in the exhibitions Paul Klee, Wadsworth Atheneum, Hartford, January 21-February 11, 1936 and Cubism and Abstract Art , The Museum of Modern Art, New York, March 2-April 19, 1936 and other venues. Lender: J.B. Neumann, New York.
If you have any questions or information to provide about the listed works, please e-mail email@example.com or write to:
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The Museum of Modern Art
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New York, NY 10019
In order to effectively service requests for images, The Museum of Modern Art entrusts the licensing of images of works of art in its collections to the agencies Scala Archives and Art Resource. As MoMA's representatives, these agencies supply high-resolution digital image files provided to them directly by the Museum's imaging studios.
All requests to reproduce works of art from MoMA's collection within North America (Canada, U.S., Mexico) should be addressed directly to Art Resource at 536 Broadway, New York, New York 10012. Telephone (212) 505-8700; fax (212) 505-2053; email@example.com; artres.com. Requests from all other geographical locations should be addressed directly to Scala Group S.p.A., 62, via Chiantigiana, 50012 Bagno a Ripoli/Firenze, Italy. Telephone 39 055 6233 200; fax 39 055 641124; email@example.com; scalarchives.com.
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text:
Eek, Shriek and be Scary this Halloween! I'm so excited to share my Halloween Collection with you, as it is filled with fun, easy and creative DIY creations.
We had triple dipped candycorn carmel apples (that brightened up the table). These were a huge success and turned out fabulous!
Our Brownie and pretzel skeletons were a spooktacular edition. We made a pan of brownies in a square pan because we wanted them thick, cutting them into squares (don't forget to cut the edges off). Then covered them in ganache. Place a short bamboo skewer or sucker stick close to the back and pile white chocolate pretzels. Top with a marshmallow with a cute skeleton face (drawn on by editable markers) and package with our fun skeleton tag.
As we all know there are more then plenty of treats at Halloween, so we added a little no sweet treat for the kids.... Cheese balls... fun, festive and something children and adults love.
Bedazzle your snickerdoodle cookies with sprinkles! We mixed black, yellow and orange to make a custom Halloween mix and rolled it in the sprinkles instead of cinnamon and sugar before baking. Attach our tag from our Eek, Shriek and be Scary Halloween Collection. Place a stack of cookies in a cupcake liner and tie with decorative twine.
My favorite dessert piece/ game we had though was our Trick or Treat TIC TAC TOE. In our Printable collection we have 4 TIC TAC TOE card designs. We made mini apothecary jars filled with candycorns on one side and candy pumpkins on the for a complete TIC TAC TOE game. We made mini broomsticks to swipe the game after it's completed.
We created our own large patterned paper pinwheels that we hung from the ceiling with 8" centerpiece design emblems in the center.
For an easy centerpiece gather some sticks from the yard and made fun sparkling branches. We first spray painted them black. After they were dry we sprayed them again with glitter glue. Then covered them in glitter (we even made up our own concoction since we could find that perfect blend of black and purple. The finishing touch was the candycorn garlands that we glittered as well.


text:
MARTINSBURG - It didn't help Abby Colbert to relax very much when she reached a nefarious turn on one of two cross country courses in use at Poor House Farm County Park and saw a car blocking her sightline.
Worried a little bit anyway about that particular turn because she had missed it during a previous race, leading to her only defeat locally in two seasons, the sophomore from Jefferson experienced a few flashbacks.
"I had a panic attack," Colbert said. "I was afraid I was going to get lost again."
Article Photos
Andrew Milliron of Jefferson won the Eastern Panhandle Athletic Conference cross country title. (Journal photos by Ron Agnir)
Abby Colbert of Jefferson was the girls winner.
The girls take off in the EPAC cross country race.
The boys head out of the starting gate in the EPAC meet.
This time, she stayed the course and ran away from the field to win the inaugural Eastern Panhandle Athletic Conference individual championship on an all-Jefferson day.
Andrew Milliron of Jefferson won the individual boys race, the Cougar girls and boys both won team titles and coach Suzy Munnis was named coach of the year for both the boys and girls teams.
"I'm glad our team got that," Colbert said. "I'm really glad."
As dominant as Colbert finished, winning by more than a minute over teammate Anya Wallace, so were the Jefferson girls.
All five of the Cougars' scoring runners finished in the top 10, giving the Cougars a score of 25 points. Runner-up Musselman finished with 56, and Washington took third at 59.
Colbert finished the 3.1-mile course in 21 minutes, 3.5 seconds.
"It wasn't what I was supposed to run," Colbert said, noting that Munis had targetted a time of 22:20.
Wallace finished in 22:17.7 and third-place Destiny Harrison of Washington complete the course in 22:17.7.
The previous time Colbert and Wallace ran this particular course a year ago, Wallace wound up as the winner, and Colbert recovered for second.
"Anya was screaming my name (then), and I didn't hear her," said Colbert, who wears hearing aids. "It is what it is."
Catrina Russell of Washington finished fouth in 22:38.0 and Kayla Hoffmaster of Musselman ran fifth in 22:51. The rest of the top 10 inc(23:00.3) and Malika Briggs (23:13.7), Musselman's Sydney Rigsby (23:35.6), Jefferson's Natalie Walker (23:52.9) and Washington's Megan Carr (24:07.3).
Martinsburg finished fourth with 105 points and was led by Stephanny Romero in 11th place. Julie Hormes paced Spring Mills, which scored 124 for fifth, with the 15th-place finisher. Leading Hedgesville, in sixth place with 155 points, was 25th-place Teliya Stevenson.
The boys team race was much closer.
Just five points separated Jefferson and Musselman. The Cougars scored 33 points and the Applemen, 38.
"Our goal as a team was to do well and not get injured," Milliron said.
Milliron finished the course in 17:15.5, winning by a sizable advantage over Musselman's Shane Rigsby (17:42.6).
Even though Milliron ran the course last year two minutes slower, he just really wasn't sure of how to measure his performance.
"At the end, I had more in my tank, which I regret," he said.
He was pleased to stay injury-free, though, saying, "This course is brutal for footing."
The heavy rains of the weekend left a few wet spots along the course, which Martinsburg's Vladimir Bauer found out as he crossed a bridge and immediately took a spill.
He recovered to finish fifth in 18:37.1.
Before him were Jackson Jacobs of Jefferson, third in 17:58.8, and Josh Leake of Musselman, fourth in 18:35.1. Six through 10 included Musselman's Austin Jenner (18:45.0), Washington's Kendall Coles (18:52.2); Jefferson's Rhett Zillinger (18.53.4), Martinsburg's David Sullivan (19:08.5) and Jefferson's Jonathon Royser (19:24.1).
Washington finished third as a team with 79 points, Martinsburg was next wtih 83, and Spring Mills was fifth with 121. Hedgesville did not have enough runners to score.
Pacing Spring Mills was Stas Itsenko in 13th. Cypres Sanner-Stiehr was 25th as Hedgesville's top finisher.
Brendan Jarrell of Jefferson won the boys junior varsity race, and Payton Hoxton of Jefferson won the girls JV race.


text:
Friday 28 December 2007
A belated Merry Xmas, folks. This update has loads of maps, and two
complete solutions for the same game!
* The kind-of-anonymous Stu transcribed a type-in hack for Hysteria.
* Fuzzix sent in tips for Great Escape, The.
* James Weatherley sent in a PDF containing a map and solution for On
* Speaking of On Reflection, Lee Tonks also sent in his own complete
solution (it's his game, after all!).
* Woody sent in POKEs for Pamela The Zombie Hunter. Thanks to Martijn
van der Heide for passing them on.
* Ladderman (AKA Colin Attle) sent in his maps for Championship Jet Ski
Simulator, City Slicker, Crosswize, Dalek Attack, Gyroscope II and
* Added maps for Astro 2008 , Atomix II: Hexagonia , Atomix , ATP Tour
Simulator , Buggy Boy , Chase H.Q. II: Special Criminal Investigation ,
Chase H.Q. , Chevy Chase , Christmas Cracker , Combat School , Full
Throttle II , Full Throttle , Operation Thunderbolt , Overlander ,
Pandemia , Summer Santa , Thrusta and WEC Le Mans.
* Added RZX Archive links for Astro 2008 , Biff and Full Throttle II.
Gerard Sweeney
Hackers Anonymous/Team Amiga
[url]http://fly.to/ha3[/url] and [url]http://www.the-tipshop.co.uk[/url]


text:
APR 17, 2013 - Russia Today
A Must Read - Share
Despite falling commodity prices, the Kremlin will stick to its fiscal rule which caps the budget deficit at 1% of GDP, Prime Minister Dmitry Medvedev told the State Duma in his annual economic address.
Editor's Picks
Hey you have no friends!!! Get to work and start inviting friends to help build your Comunitee. Click Here to invite friends.
© 2011 Comunitee, Inc.


text:
Governor Paul LePage unveiled the state's two year budget Friday afternoon. News 8's Paul Merrill reports
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text:
1. Remove some filters or zoom out
2. Save this search to get a heads up when new homes hit the market.
Popular homes in Little Rock
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By analyzing real estate information on millions of homes in Arkansas and nationwide as well as helping you understand hyper-local Little Rock real estate trends, Trulia helps make your home search easy and enjoyable.
Refine your real estate search in Little Rock, AR by price, number of bedrooms, bathrooms, property type (including townhomes, condominiums and single-family homes) , and more. Use our interactive Little Rock home price map to view real estate activity across Little Rock ZIP codes and in other cities nearby Little Rock. See local real estate trends, and compare your home to recently sold homes in Little Rock and to similar homes for sale in Little Rock, . View our Little Rock real estate guide to see average listing prices, sale prices and information for local school districts. Join Little Rock, community to get in touch with Little Rock real estate agents, real estate brokers and other real estate sellers and buyers. Compare Little Rock mortgages from multiple lenders and mortgage brokers to finance your home purchase. Not ready to buy yet? Find and compare Little Rock Apartments for rent.


text:
The Daily Docket: OGX Enters Bankruptcy
Read more about Brazilian oil company OGX Petroleo e Gas Participacoes's descent into bankruptcy protection in The Wall Street Journal.
Jefferson County, Ala., leaders who were pushing bondholders to give them $350 million worth of additional breaks on the county's sewer debt announced Wednesday that they have a new deal to put before the county's bankruptcy judge next month for approval. Read the Daily Bankruptcy Review article here.
(Daily Bankruptcy Review and DBR Small Cap are daily newsletters with comprehensive coverage and analysis of emerging and in-progress insolvencies and turnarounds. For a two-week trial, visit our homepage, scroll to the bottom and click "try for free.")
Energy Future Holdings Corp. plans to make a debt payment that would help it avert bankruptcy for a while, WSJ reports.
According to Law Blog, a judge approved the Bernard Madoff bankruptcy trustee's efforts to pursue about $8 billion in claims in "feeder fund" cases.
Suntech Power Holdings wants to challenge an involuntary bankruptcy filed against it in the U.S., Reuters reports.
Regulators seized a Florida bank in a rare midweek failure, American Banker reports.
Stephen J. Lubben writes in DealBook about the remaining questions involving failing financial giants.
Like some other California cities, Fresno is having its own financial issues, WSJ reports.
Extended Stay America Inc. wants to raise up to $593 million in its initial public offering, Bloomberg reports.
Write to Melanie Cohen at email@example.com. Follow her on Twitter at @MelanieLisa.


text:
Issue: When we try to customize the event email templates with special character than the invitation which you received has some garbled characters.
Create a new event
Go to email options
Click on customize event email.
Click on edit templates:
Add some special characters in the text
For example:
Publish the event and then you will receive the invitation as i-Cal in your outlook.
If we want we can edit the name of the event as well.
Make sure that you are activating the templates as well by following screen shot.
Publish the event and you will receive the invitation.
In this i-cal you will not see these special characters.
Reason for this issue:
When we allow users to add tags in email like {event-name},{description}, which we replace with the actual values while sending the mail. When we find some mismatch {, our mail parser fails and returns the mail as it is without replacing any further tags.}
We have tested and found this bug found in 126.96.36.199 version of connects. This bug will be fixed in coming release which is 9.2.


text:
By Brody Mullins and Kristina Peterson
DUNCAN, S.C.–Two Republican presidential candidates asked conservative voters Friday evening to consolidate around a Republican who can defeat Mitt Romney in South Carolina and President Barack Obama in November.
Former Speaker Newt Gingrich and former Pennsylvania Sen. Rick Santorum worked to allay Republican unease that a conservative candidate would fail to defeat Mr. Obama. Mr. Gingrich said that only a conservative candidate can beat Mr. Obama and that nominating former Massachusetts Gov. Mitt Romney would lead to the president's re-election.
"If we nominate a moderate who is in any way close to Obama, we'll lose," Mr. Gingrich said at a forum here. "You need a solid conservative because you have to draw the contrast" with the president, he said.
At issue is whether South Carolina's conservative voters consolidate around one candidate against Mr. Romney — or whether hopefuls like Messrs. Gingrich and Santorum split the party's conservative vote and hand the victory to Mr. Romney. Mr. Santorum urged Republicans to resist the pressure to focus on a candidate's electability.
"Over the past few weeks you have been told your job is to pick someone who can win, to compromise those values you believe in," Mr. Santorum said. "Who's saying that to you? People who don't share your values."
Mr. Gingrich said conservatives shouldn't dilute their votes among multiple candidates in the state's Jan. 21 primary. "If we end up splitting the conservative vote we're going to stumble into nominating somebody who 99% of the people in this room are going to be very uncomfortable with," he said.


text:
Behind the 14 points of Tre'Shaun Fletcher and 12 points from Ahmaad Rorie, the Lincoln Abes advanced to the 2013 3A State Tournament by routing the Columbia River Chieftains 55-35 tonight at the Mount Tahoma Gym in front of a packed house. Isaiah Smith lead Columbia River with 14 points.
Both teams started out frigid, connecting on a combined seven of 28 shots in the opening quarter as Lincoln held a 9-4 lead. The Abes turned up the jets on the offensive end and put the clamps on defensively as the Chieftains had a hard time establishing any kind of consistent offense all night long. Lincoln would extend the lead by holding Columbia River to a mere 1-for-9 in the second quarter and the Abes would take a 26-8 into the locker room at half time.
The Chieftains would show a little more resolve in the third quarter, but the Abes would not be seriously threatened the rest of the game. With the outcome of the game no longer in doubt, both teams opened up their offense considerably in the final quarter, with Chieftain reserve Rian Bassett throwing down two monster dunks which brought a little excitement to the Columbia River crowd. Not to be outdone, Fletcher answered with a little mid-air magic of his own, one off a steal and another slam off of a great backdoor assist from Rorie which got the Lincoln faithful energized.
Now everybody waits for the 3A & 4A drawing to be held on Sunday afternoon at WIAA headquarters in Renton at 3:00 pm, to see who will be paired up for the quarterfinals on Thursday at the Tacoma Dome.


text:
Savor the flavors of everyday real food, fresh from the garden or stored on your pantry shelves.
By Tammy Kimbler
apple recipe, wild food foraging, fruit trees, Minnesota, Tammy Kimbler
When I moved into my house in south Minneapolis, my brother send me root stock for a golden delicious apple. After 10 years, my tree is finally bearing fruit, but it's still a standoff between me and squirrels. Not so at my friend Christopher & Mehgan's house, just down the creek from me. They have two old apple trees that are loaded with fruit every year. We've no idea what apple variety they might be, but the big, tart, crisp fruit is perfect for pie, canning, sauce and drying. We had lots of fun picking apples last weekend and are now loaded down with 40 pounds of fruit. I better get busy!
My daughter loves fruit leather, so I made some sheet of it with our extra apples. I leave the skins on for the extra fiber and nutrients, as well as dehydrate them at a low temp of only 115 degrees. The low temp preserves whatever native yeasts and beneficial bacteria might be on the fruit, which have been shown to be good for your digestive system. I also add a bit of yogurt to the fruit leather to give it protein and a buttery flavor. Finally, I throw in some warm pie spices to give it that fall kick, just like my apple pie.
6 large apples
1 1/4 cups whole milk yogurt
2 tbs honey
1/2 tsp cinnamon
1/4 c water
Core and dice the apples. In a blender, add the yogurt, honey, water and the apples. Blend the mixture until smooth. If the mixture is too thick, add a little more water. Scrape down the sides as needed.
Prepare your dehydrator mats or cookie sheets. I don't have the fruit leather trays, so I cover my mats in plastic wrap. You can also use parchment paper, which I recommend if you are drying in the oven. Divide the mixture between several mats/sheets (mine took two) and spread evenly, about 1/8-inch thick. Don't go too thin or the leather will be brittle.
Dehydrate at 115 degrees for about 6-8 hours in a dehydrator, or 4-6 hours in the oven on low with the door ajar. Roll the leather up and wrap to keep fresh. I cut strips off the roll with scissors. It's the perfect portable snack!
Photos by Tammy Kimbler
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