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Hypersensitivity Pneumonitis (cont.)
George Schiffman, MD, FCCP
Dr. Schiffman received his B.S. degree with High Honors in biology from Hobart College in 1976. He then moved to Chicago where he studied biochemistry at the University of Illinois, Chicago Circle. He attended Rush Medical College where he received his M.D. degree in 1982 and was elected to the Alpha Omega Alpha Medical Honor Society. He completed his Internal Medicine internship and residency at the University of California, Irvine.
Melissa Conrad Stöppler, MD
Melissa Conrad Stöppler, MD, is a U.S. board-certified Anatomic Pathologist with subspecialty training in the fields of Experimental and Molecular Pathology. Dr. Stöppler's educational background includes a BA with Highest Distinction from the University of Virginia and an MD from the University of North Carolina. She completed residency training in Anatomic Pathology at Georgetown University followed by subspecialty fellowship training in molecular diagnostics and experimental pathology.
In this Article
- What is hypersensitivity pneumonitis and what are its causes?
- What is acute hypersensitivity pneumonitis?
- What are the symptoms of acute hypersensitivity pneumonitis?
- What is chronic hypersensitivity pneumonitis?
- What are the symptoms of chronic hypersensitivity pneumonitis?
- What are examples of hypersensitivity pneumonitis?
- How is hypersensitivity pneumonitis diagnosed?
- What is the treatment for hypersensitivity pneumonitis?
- Find a local Pulmonologist in your town
How is hypersensitivity pneumonitis diagnosed?
Many people with episodes of hypersensitivity pneumonitis are probably unrecognized and undiagnosed. Some cases believed to be viral pneumonias may actually be hypersensitivity pneumonitis. The patient's history of repeated episodes of typical symptoms, hours after exposure to certain environments are important in establishing the diagnosis.
Most patients with this disorder have symptoms of shortness of breath and/or cough. Quite often a chest X-ray may show a variety of abnormalities, but primarily increased lung markings. A specialist in lung disease will primarily depend on a history of exposure either by occupation or hobby. With the abnormal chest X-ray, a high resolution cat scan of the chest is often reviewed. This study shows a detailed image of the appearance of the lung tissue. Lung function tests that examine the lung volumes and the ability for gases to move through the lungs (diffusing capacity) are then performed. Not only are the CT scan and pulmonary function tests useful in diagnosis but they are also useful in following response to therapy.
Blood antibody tests and skin tests against certain offending molds, bacteria, or particles are available, but their results are usually inconclusive. Other more recent tests such as the serum KL-6 (Krebs von den Lungen-6; this test may act as a marker for activity seen in diffuse lung disease) may be used. Infectious causes as well as collagen vascular diseases and cancer must be excluded as a cause of the symptoms and signs, and this may involve a biopsy. Unfortunately the small biopsies obtained with a bronchoscope or a needle are usually inadequate. It is often necessary to perform Video Assisted Thoracoscopic Surgery (a.k.a. VATS), which is an open lung biopsy technique performed by thoracic surgeons under general anesthesia. This procedure allows for a larger sample size and more accurate diagnosis.
The interpretation of these tests is complicated, and is best performed by a doctor experienced in hypersensitivity pneumonitis, often with the help of a pathologist experienced in lung diseases. The most accurate determination of the cause of hypersensitivity pneumonitis is almost always a detailed exposure history. It is not uncommon, however, to be unable to find the causative agent.
Allergies & Asthma
Improve treatments & prevent attacks.


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1) Operation Monitoring -- Watching gauges, dials, or other indicators to make sure a machine is working properly.
2) Reading Comprehension -- Understanding written sentences and paragraphs in work related documents.
3) Critical Thinking -- Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
4) Monitoring -- Monitoring/Assessing performance of yourself, other individuals, or organizations to make improvements or take corrective action.
5) Active Listening -- Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
6) Equipment Maintenance -- Performing routine maintenance on equipment and determining when and what kind of maintenance is needed.
7) Operation and Control -- Controlling operations of equipment or systems.
8) Complex Problem Solving -- Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.
9) Repairing -- Repairing machines or systems using the needed tools.
10) Quality Control Analysis -- Conducting tests and inspections of products, services, or processes to evaluate quality or performance.
11) Judgment and Decision Making -- Considering the relative costs and benefits of potential actions to choose the most appropriate one.
12) Troubleshooting -- Determining causes of operating errors and deciding what to do about it.
|Part 1
|Part 2
|Part 3
|Part 4
|Part 5
|Duties / Tasks
|Knowledge / Experience
Click here for "Manufacturing Production Technician" Jobs
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subset: commoncrawl


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Unexpected guests for your dollhouse dinner party This miniature folding table with four chairs is made of black metal and is ideal for playing games or a back yard party. All pieces fold away for easy storage.
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The Trucker News Services
ARLINGTON, Va. – The annualized driver turnover rate at large truckload fleets dipped two percentage points to 97 percent in the third quarter of 2013, the American Trucking Associations said Wednesday, but in no way does this lessen the need for drivers, a federation official warned.
"Despite this dip, the market for experienced, qualified drivers remains exceptionally tight," said ATA Chief Economist Bob Costello. "I expect, as the economy continues to pick up, we'll see that market get even tighter."
Turnover at truckload fleets with less than $30 million in annual revenue dropped eight points to 74 percent, its lowest level since the first quarter of 2012. Turnover at less-than-truckload fleets jumped seven percentage points to 13 percent in the quarter – the highest level since the first quarter of this year.
After dropping to a low of 39 percent in the first quarter of 2010, the turnover rate for large truckload fleets has steadily rose until it reached 106 percent in the second quarter of 2012.
That rate dropped to 90 percent in the fourth quarter of that year, but has been at the 97 percent or higher level since.
"Between increasing demand for freight services and regulatory pressures, I expect fleets to remain challenged finding enough qualified drivers and we'll be contending with driver shortage-related issues for the foreseeable future," Costello said.
The Trucker staff can be reached to comment on this article at firstname.lastname@example.com.
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Current Account: Less Chief, More Executive on Wall Street
The era of the "imperial chief executive," a domineering figure who ruled the company as if it was his own (think Sanford Weill at Citigroup, David Komansky at Merrill Lynch & Co. and Hugh McColl at Bank of America), has ended.
The next few weeks will offer a glimpse of what is next: a corporate world in which chief executives are more executives and less chiefs.
Let me explain. Springtime for corporations is synonymous with "proxy season," the series of annual shareholder meetings that offer investors a chance to question managements and boards.
For years, U.S. banks' meetings were snooze-fests attended by small shareholders with either an ax to grind or few coherent thoughts (or both) and presided over by bored executives and disinterested directors.
The financial crisis changed all that. The banks' role in bringing the financial system to the brink, and the subsequent plunge in their shares, attracted the attention of more-aggressive shareholders, from hedge funds and state pension funds to union-led activists.
Here are the highlights of what is coming in financial proxyland this year: a potential make-or-break vote on whether James Dimon should split his role as chairman and CEO of J.P. Morgan Chase & Co.; a Citigroup annual meeting in which a veteran analyst is expected to ask provocative questions; and a Goldman Sachs Group investor gathering at which its lead director is likely to play a prominent role alongside Chairman and CEO Lloyd Blankfein.
Each shareholder constituency is motivated by a different vested interest, but they all share the desire, rightly or wrongly, to get something out of CEOs and boards. The cumulative effect is that the actions of Wall Street's upper echelons are being scrutinized as never before.
"Our investor-relations department used to be two people who dealt with analysts and a couple of large shareholders," a longtime Wall Streeter told me last week. "It's now several people dealing with a whole array of constituents: analysts, credit-rating agencies, shareholders and the activist crowd."
Whether this is an unwelcome distraction for executives or a long-overdue injection of accountability is irrelevant. The issues are here to stay.
Two stand out: splitting the role of chairman and CEO, and the role of directors in policing management.
On the chairman/CEO debate, there is little evidence that having one of each, as is the norm in countries such as Britain, is better for shareholders. But one thing is clear, the current Wall Street incumbents are likely to be the last ones to hold a dual role.
J.P. Morgan may succeed in shielding Mr. Dimon from the humiliation of relinquishing the chairmanship at the May 21 meeting. And Goldman deftly defused the issue by giving more powers to its lead director in a quid-pro-quo with union pension funds last week.
But even company insiders believe that whoever succeeds Mr. Dimon and Mr. Blankfein will have to make do with "just" the CEO role.
That is partly driven by the demands of activist investors. "If you have the person who is the top manager also running the board, he is his own boss and there is no oversight," says Lisa Lindsley, director of capital strategies at the American Federation of State, County and Municipal Employees, the union pushing for Mr. Dimon's demotion.
But the real driver is that companies' defenses against these requests have been weakened by recent history. Goldman's negotiating leverage with its critics, for example, would have been much higher in 2007, when its shares topped $235 and its regulatory and financial woes hadn't yet materialized. In fact, in those times, Goldman didn't negotiate with critics.
And J.P. Morgan's argument that the board, and not shareholders, should decide whether Mr. Dimon's duties should be split would be more credible had directors been a more challenging watchdog during the recent "London whale" affair. Granted, after the bank lost more than $6 billion in that trading mess, Mr. Dimon's pay was cut in half. But he still received a $10 million bonus, albeit in stock, despite the board's belief he bore "ultimate responsibility" for the missteps.
The accountability of bank directors also is a hot topic and people such as Mike Mayo want to turn up the heat.
Mr. Mayo, an outspoken bank analyst at CLSA, has bought shares in Citigroup so he can attend their meeting later this month to ask one simple question: "Under what circumstances would they consider a breakup of the bank?"
"Annual meetings shouldn't be nonevents," he told me. "Let them take the microphone away from me, let them kick me out of the room. We should hold the people overseeing this accountable."
Friends and foes of all-conquering CEOs should be on notice that Wall Street's power pendulum is swinging away from the C-suite.
Francesco Guerrera is The Wall Street Journal's Financial Editor. Write to him at: firstname.lastname@example.com and follow him on Twitter: @guerreraf72.


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- Report: #946344
Report - Rebuttal - Arbitrate
Complaint Review: Premier Select Rewards
Premier Select RewardsPO Box 3479 Internet United States of America
Premier Select Rewards perfect-select-rewards, Infinity Incentive Group, Inc., Bonus Choices - SML Marketing, Premier Golf Rewards, Another Customer Ripped Off! Internet
*UPDATE Employee: Resolution achieved with Betsy
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We mailed in our registration forms before the 30 days expired, and waited. And waited, and waited some more. Finally, today, September 25, 2012, I contacted the company to follow up on the forms that I should have received by now. I was told that they didn't receive them within the 39 day timeline, which I disagree.
Personally, after reading all the complaints on ripoffreport.com, and adding in my own, it appears to me that not only is the company doing everything possible not to honor the certificates, but they must not have a mailing budget, and prey on the customers to cover that expense for them. Since every customer is required to submit a self addressed envelope with 2 stamps attached, they must be removing those unused stamps to use for their mailing purposes.
When I asked the customer service representative why I was not notified that the certificates were allegedly outdated, I received the response "because we are an inbound call center only". What does that have to do with mailing us back our stamps along with a letter of explanation? Can you spell & smell FRAUD? I sure can, and I am several states away in NC. Why hasn't this company been shut down for fraud? Who is to shame there?
This report was posted on Ripoff Report on 09/25/2012 10:34 AM and is a permanent record located here: http://www.ripoffreport.com/r/Premier-Select-Rewards/internet/Premier-Select-Rewards-perfect-select-rewards-Infinity-Incentive-Group-Inc-Bonus-Choic-946344. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 UPDATE Employee
Resolution achieved with Betsy
AUTHOR: Tami - (United States of America)
SUBMITTED: Wednesday, September 26, 2012POSTED: Wednesday, September 26, 2012
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The 0330-031 is an exceptionally high performance camera package (no mid-spans) which is designed to be used for large demanding commercial applications with its 50 x M3113-R network cameras. The 0330-031 surveillance package comes with H.264/motion JPEG streams, an active tampering alarm, an 800x600 to 160x90 resolution rate, a 1/24 500s to 1/6s shutter time, a progressive scan sensor, as well as a 2.9mm lens, and PoE. The 0330-031 surveillance package also features a strong construction, a lightweight and discreet design, plus is capable of being easily positioned around larger industrial or commercial applications providing high coverage over a vast area.
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Call us on: 101 In an emergency always dial 999
A to Z |
Site Map |
FAQs |
Help |
Glossary |
Online Media Centre
11 January 2013
Police in the Forest Heath district have joined the social
networking site Twitter - and will be issuing regular updates about
news, events, arrests and what's happening in the
Forest Heath is the second local area to get its own district
account (@ForestHthPolice) in Suffolk following the successful
launch of @LowestoftPolice during the latter part of last year
which has just offer 300 followers @AngliaSkyCops (with updates in
relation to the force's helicopter) which has almost 1600 followers
and the Constabulary's main Twitter account @SuffolkPolice which
has over 5,400 followers.
Newly appointed Local Policing Commander for Forest Heath
Inspector Matthew Rose, who will help oversee the Forest Heath
account said he hoped the short updates, known as 'tweets',
would give those using the social networking site a better insight
into police work and help build relationships alongside the
day-to-day work carried out by officers and police community
support officers.
"We are always looking at new ways to engage with local people
and using social networking sites such as Twitter is just one way
we can do this. Twitter is becoming increasingly popular and it
will not only allow us to provide regular local policing updates on
a variety of issues that you might not usually get to hear about by
conventional means, but also provide another medium for the public
to engage with their local police.
"There is a lot of good work being carried out by officers and
staff within the district and we want as many people as possible to
have access to information about what is happening in Forest
@ForestHthPolice will be used by officers to update people
living in the district about what's going on. As well as informing
and reassuring local residents about policing incidents, officers
will use the account to promote arrests, charges and crime trends.
It will also offer crime prevention advice and advertise local
police surgeries and meetings.
Police will continue to use traditional methods of engagement
such as community surgeries, the media and the existing Suffolk
Police Direct service to keep members of the public informed on
policing matters.
Inspector Rose said: "We appreciate that not everyone living in
the communities we serve will be familiar with social media or have
access to the internet, but this gives us another way of keeping in
touch with residents. It's important to remember that Twitter is
not the place to report a crime or raise issues you want to discuss
in confidence. For non-emergency matters or to speak with an
officer from your local Safer Neighbourhood Team please use the 101
number. In emergencies always dial 999."
The account will be up and running from today, Friday 11
January, with tweets and updates from the district policing teams
throughout the day.
Follow Suffolk Police on Twitter to receive news and updates directly.
Find out about our online videos
Sign-up to Police Direct, our messaging service
View the website via your mobile phone
Subscribe to our RSS feeds
Which social media sites we're using


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JACKSONVILLE, Fla. — Winn-Dixie Stores had a potential opportunity to add 49 stores across Florida when Albertsons LLC put them up for sale at mid-year, but the stores were ultimately purchased by Publix Super Markets, Lakeland, Fla. Asked if the chain had any interest in acquiring the Albertsons locations, Peter Lynch, Winn-Dixie's chairman, president and chief executive officer, told SN, "That's water over the dam. But what the sale did was rationalize the marketplace without us having to ...
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Descripción del producto
Careers in GIS: an Unfiltered Guide to Finding a GIS Job is a job hunting strategy guide for people entering or already in the geographic information systems (GIS) industry. Careers in GIS: an Unfiltered Guide to Finding a GIS Job tackles issues that are most important to job hunters in a very blunt manner. It informs the reader specifically where to go, what to do, and the skills to acquire in order to increase their likelihood of finding a GIS-related occupation. Education, salary, employers, networking, and motivation are only a few of the issues touched upon in this text.


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SBS Newsletter – May 2009
In this issue
Be Part of the Rifkin Legacy
Feldman Named Interim Dean
Ambitious Questions Deserve Multidisciplinary Answers
Students Receive SBS Scholarships
NCDG and STS Initiative Awarded NSF Grant to Build National Beta Site
Commencement 2009
SBS Presents Outstanding Teaching Awards
Faulkner's New Book Explores Sociology of Jazz Repertoire
Blaustein is President-elect of Neuroendocrinology Society
Amherst Ranked Top College Town in North America
Lacrosse Attackman Brings Intensity
Sports Shorts
Faculty/Department Notes
Based in the College of Social and Behavioral Sciences and the Center for Public Policy and Administration, the Science, Technology & Society Initiative is a catalyst for inter-disciplinary, collaborative research among the natural, physical and social sciences, engineering and public policy and a locus of engagement with governments, NGOs, business and civil society. Much of STS's work is international in scope reflecting the global nature of science and technology. The Initiative builds on and amplifies faculty research interests. Read about recent research, teaching and engagement activities in the most recent STS newsletter.
Alumni News
Alex Sajkovic '80 (STPEC), owner of ASN Stone that supplies eco-friendly building materials for homes, museums, hotels, and malls, also appeared in the spring 2009 issue of UMass Amherst Magazine in "Sustainable Style."
"Finishing Touches" in UMass Amherst Magazine features Rebecca Ridley '93 (economics), owner of the Davis Funeral Home in Roxbury Mass. It discusses how she got started in the business right after graduation. Although she carries on the traditions started by her mentor, from whom she bought the business in 2001, Ridley is constantly attuned to trends and changes in her industry.
Glenn Ruga '81 (STPEC), a graphic designer in Concord, Mass., runs socialdocumentary.net, a website devoted to showcasing documentary photography exhibits from around the world. SDN uses the power of photography to create global awareness.
David Barbato '94 (economics), who cofounded the recruiting company Talent Retriever, LLC in Burlington, Mass., with his wife Cheryl '92, made the Boston Business Journal's "40 Under 40" list of business leaders for 2008. Talent Retriever has twice landed on the Journal's Best Places to Work list.
Anne Buchanan '77 (anthropology) is coauthor of The Mermaid's Tale: Four Billion Years of Cooperation in the Making of Living Things (Harvard University Press 2009) with her husband Kenneth M. Weiss. She is a senior research scientist in anthropology at Penn State.
John Gartner '82 MS, '85 PhD (psychology), a faculty member at Johns Hopkins, is author of In Search of Bill Clinton: A Psychological Biography (St. Martin's Press, 2008). The American Library Association's Booklist named it one of the best adult books (biography) of 2008.
John Chapin '87 (political science), a consultant, speaker and sales trainer, co-wrote Sales Encyclopedia: The Most Comprehensive How To Guide on Selling (Eagle View Publishing, 2009).
Robert Lacey '06 PhD (poitical science), who teaches at Iona College, wrote American Pragmatism and Democratic Faith (Northern Illinois University Press, 2008) that traces the history and legacy of participatory democracy.
Karen Kullgren '79 (political science) is contributing editor of Washington Woman and Washington Parent magazines in the DC metro area. She has a monthly essay column in Washington Woman called "Grace in the Gray Areas." She is also a freelance writer whose work has appeared extensively in publications from The Washington Post to Organic Style. Karen has taught writing to adults and children in the U.S. and abroad, including journaling and poetry. She transitioned to this after getting her MA in East Asian studies and then having a career in Asian studies which included being vice president of the US-China Business Council and deputy director general of the US Committee of the Pacific Basin Economic Council. "I'm a big believer in career transformations!"
Please send us your news!
SBS in the News
Boston Globe, 6/1/09. Madeleine Blais (journalism) writes a column advising the Obamas on things to know about Martha's Vineyard, where the first family is reportedly going to spend its vacation this summer. Boston Globe, 5/25/09. Blais writes a column about the advice she is giving her graduating students this year as they head into a difficult job market and a changing news media landscape.
Boston Globe Magazine, 5/31/09. Zac Bissonnette '11 (legal studies) writes a column about why he'll be able to graduate without any student debt. A key element is the lower cost of attending UMass Amherst, he says. Read more about Bissonnette.
Springfield Republican, 5/31/09; News & Observer [N.C.], 5/30/09. M.V. Lee Badgett (economics), director of the Center for Public Policy and Administration and research director for the Williams Institute at UCLA School of Law, comments in a story about the fifth year anniversary of the legalization of same-sex marriage in Massachusetts. A study co-authored by Badgett says the state has seen a $111 million increase in economic activity in the past five years related to the new marriage law. An editorial also cites Badgett's study. NPR's On Point, 5/27/09; Detroit News, 5/27/09; Christian Science Monitor, 5/26/09. Badgett is interviewed about the state of gay marriage in Massachusetts and its economic impact. Boston.com [from AP], Boston Herald, 5/17/09. A study co-authored by Badgett says the more than 12,000 same-sex marriages performed in Massachusetts during the past five years have added more than $111 million to the state's economy. A second study finds that young, highly educated people in same-sex relationships were 2.5 times more likely to move to the state because it has legalized same-sex marriage.
Newsday, 5/28/09. Sheldon Goldman (political science) says U.S. Supreme Court nominee Sonia Sotomayor and Samuel Alito, a current member of the court, share a number of similarities. Both are Roman Catholic, from the New York metropolitan area and have remained close to their ethnic roots, Goldman says. But in the end, he says, Alito is more consistently conservative than Sotomayor is solidly liberal. Washington Independent, 5/27/09. Goldman says Republican members of the U.S. Senate face a difficult choice in how they respond to the nomination of Sonia Sotomayor to the U.S. Supreme Court. He says if the GOP senators attack Sotomayor, whom he describes as a qualified Hispanic female nominee, and there is no disqualifying information revealed about her in the confirmation hearings, they could further damage their party with women and Hispanic voters. Detroit News, 5/17/09. Goldman (political science) comments about the chances Gov. Jennifer Granholm has of being nominated to fill the vacancy on the U.S. Supreme Court. She is one of three women believed to the President Barack Obama's short list of candidates. Goldman says he thinks a well-qualified Hispanic woman would have the best chance at the nomination. New York Times, 5/10/09. Goldman comments in a story about how political and judicial observers are looking through President Barack Obama's voting record in the Senate on judges for clues to what kind of person he will nominate to the U.S. Supreme Court. Associated Press, Otago Daily Times [New Zealand], 5/5/09. Goldman says elevating Republican U.S. Sen. Jeff Sessions of Alabama to be the point man for the GOP in the Senate confirmation of President Barack Obama's nominee to succeed David Souter on the Supreme Court may not play well symbolically. Goldman, an expert on federal judicial nominees, says Sessions is a very conservative Southern senator who represents the far right wing of the party. Naming a more moderate Republican to be the ranking member of the Senate Judiciary Committee, which will handle the nomination, might be a better idea, Goldman says, if the Republicans are serious about remaking their image with the electorate.
U.S. News & World Report, 5/18/09. Robert Feldman (psychology), dean of SBS and author of The Liar in Your Life: The Way to Truthful Relationships to be released this summer, comments in a story about why people lie. "We use lies to grease the wheels of social discourse. It's socially useful to tell lies," Feldman says. He adds, however, that a balance is required, because people who constantly lie quickly earn a reputation for being untrustworthy and will get tuned out.
Boston Globe, 5/17/09. The Museum of Fine Arts in Boston is featuring a film "Consuming Kids: The Commercialization of Childhood," by Sut Jhally (communication), director of the Media Education Project in Northampton.
Asia Times, 5/14/09. Max Fraad Wolf, a UMass doctoral student, writes an economic column about how the Chinese economy is functioning in response to the global economic slowdown.
Springfield Republican, 5/12/09. Two artists from Northern Ireland are expected to visit UMass Amherst to paint a mural with the theme of truth and reconciliation next fall after plans to bring them to the campus this spring failed when one artist was denied a visa to enter the U.S. Staff members for U.S. Rep. Richard E. Neal of Springfield are working to get the visa problems resolved. For more about the mural project, which is sponsored by SBS, Legal Studies, and the National Center for Technology and Dispute Resolution, and the Psychology of Peace and Violence Concentration, among others, click here.
Toronto Star, 5/9/09. Robert Pollin (economics), co-director of the Political Economy Research Institute, says most of the jobs created in the green-energy sector will be relatively well paying positions. The story looks at how alternative energy will be a boost for the economy in Ontario.
New York Times, 5/7/09. Nancy Folbre (economics) discusses the $122,611 cost of doing mother's work, as estimated by Salary.com based on its 9th annual survey. Although mothers' unpaid work has been ignored, underestimated and devalued for so long, she argues that the salary figure is too high and points out that an overestimate of the replacement costs of a mother's services does mothers a disservice.
Inside Higher Ed, 5/4/09. Prof. Emeritus Guenter Lewy (political science) is seeking millions in damages from the Southern Poverty Law Center for intense criticism the group leveled at him for his 2005 book, The Armenian Massacres in Ottoman Turkey: A Disputed Genocide, that says the slaughter of Armenians during World War I was not genocide. Lewy says the facts surrounding those events are open to debate. The government of Turkey, which denies participating in genocide against the Armenians, has supported Lewy.
A Word from SBS
Gifts from alumni and friends are vital to the College of Social and Behavioral Sciences. Your investment allows us to create remarkable opportunities for today's—and tomorrow's—students. If you are already a donor, please accept our sincere thanks. If not, please consider a donation to SBS for your department, student financial aid, or a purpose that speaks to your personal experiences and priorities. To make a gift online, click here. Or, send a check to the
College of Social and Behavioral Sciences, Draper Hall,
University of Massachusetts Amherst,
40 Campus Center Way
We welcome feedback related to this newsletter, the college in general, specific concerns, or topics of interest. Please address all correspondence, including story ideas, to Sabine Cray, director of communications and marketing. If you wish to add your name to the mailing list, or if you wish to unsubscribe, please contact us. If you have had a change of address, email or other personal information, you can update it online. The College of Social and Behavioral Sciences respects your privacy. Your contact information will not be shared with anyone unrelated to the University of Massachusetts Amherst.


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Sudan's President Omar Hassan al-Bashir and South Sudan's President Salva Kiir will reportedly meet this weekend in the Ethiopian capital of Addis Ababa to wrap up talks. The summit between the two presidents will take place on the same day as a U.N. Security Council-imposed deadline threatening non-military sanctions if the rival countries do not reach a deal on border security issues and oil production. Diplomats on both sides have been negotiating for more than two weeks despite new fighting between Sudan's army and rebel forces on the border.
Last week, a group of leaders from the rebel Sudan People's Liberation Movement-North (SPLM-N) traveled to Washington, D.C. for talks with U.S. officials. We caught up with the SPLM-N leaders during their trip and asked about the conflict between the neighboring countries. Here is part two of our three-part Gretawire interview series highlighting the dire situation in Sudan…watch our interview with SPLM-N Chairman Malik Agar and post your thoughts.
PS: I saw the turmoil in Sudan and South Sudan firsthand when I traveled there with Rev. Franklin Graham and Samaritan's Purse this spring. CLICK HERE to learn more about the relief work Samaritan's Purse is doing in the region.


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That's the message the State of Israel Bonds organization wants to get across in announcing its new floating rate offerings. Rather than being seen as a quasi-charity and feel-good gift for 13-year-olds, the organization wants to be considered a legitimate investment option.
It hopes to do that by adding the London Interbank Offer Rate (LIBOR) to its notes and offerings. LIBOR is a floating interest rate based on the average daily lending rates offered by several London banks. It's considered a more international benchmark that takes global economics into account.
"It's significant because, to this day, some people view Israel Bonds as a less-than-veritable investment, mostly because of a lack of knowledge of the bonds," said a spokesman for Israel Bonds, adding that the addition of the LIBOR benchmark is "just another step" toward Israel Bonds being considered "a bona-fide investment option."
The LIBOR-based instruments "will provide investment options that could better reflect the environment of the global market," Gideon Patt, Bonds president and CEO, said in a statement.
Israel bonds are securities issued by the State of Israel to help build the country's economy and infrastructure. Proceeds go to Israel's treasury for general use. Historically, Israel Bond funds have been earmarked for projects such as highways and bridges. Current projects being used by Bonds money, a spokesman said, include water desalination and high-speed train projects.
"When you invest in Israel, you invest in the Jewish family business," he said.
Still, they could make a respectable bar or bat mitzvah gift.
For more information, call the Contact Development Corp. for Israel at 1-800-229-9650, or go to www.israelbonds.com
This story was contributed by the Jewish Telegraphic Agency
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Graduate Students
Chemistry Ph.D. Programs Need New Formula, Experts Say
The humanities disciplines are not alone in grappling with how to stay relevant and prepare graduate students for jobs that meet the demands of a rapidly changing labor market. Doctoral programs in chemistry need to be overhauled, too, including by...
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Supreme Court campaign finance ruling lets even more money flow into politics
Follow @JimMitchell18
There was a time when political voices spoke from the same size megaphone. Over time, a single extra-large megaphone called money has been able to exert outsized influence and amplification. Witness the past few presidential elections. Spending has reached record levels, a trend that has trickled down to some of the most mundane races at the local level.
Now a new U.S. Supreme Court ruling brings the nation one major troubling step closer to eliminating caps on contributions to individual candidates, which would be the absolute death of campaign finance limits that are already on life support. The U.S. Supreme Court today struck down limits on the total money donors can give to federal candidates and parties, per this USAToday report. Click here for the full opinion.
The justices ruled 5-4, in a decision written by Chief Justice John Roberts, that limits on the total amount of money donors can give to all candidates, committees and political parties are unconstitutional. The decision frees the nation's wealthiest donors to have greater influence in federal elections.
The decision in McCutcheon v. Federal Election Commission marks the latest round in the bitter national debate over the role of money in American politics. It's the most important campaign-finance ruling since the high court's 2010 Citizens United v. Federal Election Commission ruling allowed corporations and unions to spend unlimited amounts independently to influence elections.
The good news – if there is such a thing – is that this case does not change the $2,600 limit a donor can give to a federal candidate in each primary and general election or the $32,400 limit on contributions to a national party committee. But it is darn close although the court is allowing donors to give up to $2,600 to as many campaigns as they want without bumping into the previous $123,200 ceiling.
Free speech? No! It's free shouting.
As a nation, we complain that money talks and politicians jump. But what should we expect with rulings that allow a few to drown out the many? The opposite was Congress' intent in enacting campaign finance rules that have mostly been dismantled. It's a sad commentary that influence peddling and free speech have become one in the same.


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Jeezy is making his rounds in NYC this week and made a stop by Hot 97 to chop it up on The "Ebro In The Morning" show. He spoke on, Jay-z tearing up, his interest for Nicole Murphy, Freddie Gibbs, his upcoming album and much more.
Jeezy "Seen It All" Available Everywhere September 2nd!


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On the Hill, brought to you by The Steadman Clinic and the Steadman Philippon Research Institute, brings you a video report showcasing Beaver Creek's snow conditions every day.
VIDEO: Vail Daily reporter Ross Leonhart delivers his daily snow conditions report while snowboarding down Helmut's at Beaver Creek.
Beaver Creek official report: 10 inches in last 24 hours and 12 inches in last week
Weather: Partly cloudy
Liftline status: Nothing
Breakdown: It's a spring powder day at the Beav' with Rose Bowl, Cinch, Grouse Mountain and Birds of Prey still running (via Centennial). The snow is both heavy and plenty.
Snowcast: The National Weather Service forecasts a 50 percent chance of snow for Sunday.


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newjerseydevils.com – The surging Devils are tied atop the Atlantic Division, but they can't seem to beat one of the teams that's near the bottom.
The Devils look to snap a five-game winless streak against the New York Islanders when they meet on Wednesday night at Prudential Center (7 p.m., FSN NY, WFAN 660 AM), where New Jersey has won five in a row and 10 of 11.
On Saturday, the Devils (26-15-3) overcame an early two-goal deficit and earned their third straight shootout victory over Buffalo, 3-2. After David Clarkson tied the score at 2 with 1:07 to play in regulation, Zach Parise and Patrik Elias scored in the shootout for New Jersey.
"We found a way to win," Sergei Brylin said. "Call it whatever you want, but two points is two points."
Martin Brodeur finished with 21 saves while allowing two or fewer goals for the fifth straight game. Brodeur hasn't lost since a 5-2 road defeat to the Islanders on Dec. 29, posting a 1.16 goals-against average in that span.
New Jersey has the Eastern Conference's best home record at 13-5-0 this season. Brodeur has started all games at the Devils' new arena and has a 2.01 GAA there.
The Devils' domination at home is part of a 19-5-1 run overall that has them tied with Pittsburgh for first in the Atlantic with 55 points. This contest is the start of a three-game homestand and a stretch of eight of nine in Newark.
But one of New Jersey's rare home losses this season was 1-0 to the Islanders (22-18-5) on Nov. 16. Including a 3-2 shootout win over April 8, the Isles have outscored the Devils 14-8 in five straight victories, recording four power-play and two short-handed goals.
Islanders goaltender Rick DiPietro had 26 saves against the Devils in November, and has a 1.30 GAA in three wins this season. Wade Dubielewicz, who picked up the win over the Devils in April, stopped 27 shots in the victory late last month.
The Islanders had won two straight on the road before Tuesday's 3-1 home loss to Montreal, in which they mustered just one shot on goal in the first period and a season-low 18 for the game.
Bill Guerin assisted on Richard Park's goal against the Canadiens. Guerin hasn't had a point against the Devils this season, but has 11 goals and 17 points in 18 career games against them.
The Isles are 6-2-1 in their last nine at New Jersey, and will be looking for their first three-game road winning streak in one season since Nov. 2-15, 2006. New York won its final two road games in 2006-07 and its road opener this season.
The Islanders are in fourth place in the Atlantic, two points ahead of the last-place New York Rangers, but only six points in back of the Devils and Penguins.
Tallackson recalled from Lowell
Barry Tallackson has been recalled from Lowell (AHL) under emergency conditions. The 6-5, 215-lb. winger has 13 goals and 12 assists for 25 points in 35 games with New Jersey's AHL affiliate.
with wire services
|W. Goal
|Apr 01 '08
|NJD 2 at NYI 1 - OT
|Z. Parise
|Mar 21 '08
|NYI 3 at NJD 1
|K. Okposo
|Feb 23 '08
|NYI 2 at NJD 4
|Z. Parise
|Jan 16 '08
|NYI 3 at NJD 1
|M. Sillinger
|Dec 29 '07
|NJD 2 at NYI 5
|A. Sutton
|Nov 16 '07
|NYI 1 at NJD 0
|J. Vasicek
|Nov 10 '07
|NJD 1 at NYI 2
|M. Satan
|Oct 20 '07
|NJD 3 at NYI 4 - OT
|B. Guerin
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Clubs and Organizations
Student Organizations are a huge part of campus life at Michigan Tech. So huge that there are over 240 orgs for over 7,000 students. If you do the math, that's about one org for every 30 students!
Get involved from everything from national organizations like the Society of Women Engineers or Blue Key National Honor Society, club sport teams like ice hockey—men's and women's—or the paintball club. Go Greek by joining a fraternity or sorority. Or get involved in improving the campus and local community through service organizations. Whatever your interest, there's a club that's right for you!
We've got just about every type of student org you can think of, including:
- Arts and culture
- Club sports
- Faith-based
- Greek life
- Honors
- Service
- Student life
Learn more by checking out Involvement Link through our Student Activities office—yep, a whole office of professional staff and student leaders here help you get involved on campus and in the community.
Have an interest we don't have a club or org for? No problem! Just start one of your own. You can even apply for University funding to help with your initiatives. All you need is a new idea—crazy smart or not—plus ten founding members, an advisor, and a constitution. Our student activities staff can help you with the rest.


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LAREDO, TX (KGNS) - Alyssa Rios is excited to shoot her pistol once again. She joined the Laredo Rifle & Pistol Club last year before the county shut down the range.
"It's really exciting. As soon as we heard, just yesterday that they opened back up, well we are here this morning."
Despite rainy conditions, that didn't stop some people from coming to the range to get their memberships. All former members will have to rejoin. The fee will be $110 for an individual for the remainder of the year. Bobby Adame is the club Treasurer. He said members would see some changes when they come to fire their rifle or pistol.
Members used to be able to get a key to the front gate and be able to come in at anytime that they want. But now that the county has voiced their concerns, range members will only be able to come in during normal business hours. Regular hours have not been finalized, but this week the range was open from eight in the morning until seven at night. Due to safety concerns, some of the ranges may not be operational.
"Some of our ranges are closed. The 500 meter range and the 100 yard range, which both go down range in this direction are closed now."
These ranges have to be closed due to the insufficient berms in the back of it. But Adame says they could soon open the 100-meter range.
The gun range board members and members were happy to finally be operational once again. Right now, the gun range's lease with Webb County is still month-to-month.


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At Zoho Campaigns, you can link your favorite videos from YouTube and Vimeo.com in the form of thumbnail image in your email campaigns. This linking is enhanced by media based merge tags which provide a simple way to add videos in your email campaign.
A video based email campaign is a two-step process of creating video media tags and then the usual procedure to create an email campaign. Let us take a walk through on how to create a video based email campaign.
To add YouTube or Vimeo video in your email campaign, you need to create Media Tags for the video which is then followed by the email campaign creation.
To create video tags,
Your Video Tag is created to be added in your email campaign.
Social Merge Tags | Predefined Merge Tags | User Defined Merge Tags | RSS Merge Tags


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You are a fan of kishimoto meditation ? Come to discover the best forums kishimoto meditation on the internet and share your experience with a community fan of kishimoto meditation . You can also build a forum kishimoto meditation and create your online discussion.
A spiritual forum for all... mediumship, psychics, life after death, dreams, tarot, healing, meditation and so much more...we are a peaceful and steadily growing community...all
spiritual, forum, inspiration, mediumship, psychics, healing, tarot, crystals, angels, afterlife, auras, chakras, dreams, visions, #meditation, reincarnation, cleansing, grounding


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Berlin comes over a little queer at the Verzaubert Film Festival
The very best in gay and lesbian cinema and short films will be showcased once again this year at the Verzaubert International Queer Film Festival in Berlin.
From March 18th to 25th this event will see the scene's best-known acting, directing and writing talent descend on the German capital, along with a host of the most promising up-and-comers.
The festival is now in its 18th year and since its inception in 1991 has grown from strength to strength, which included a name change to include the word 'queer' to reflect the gay community's reclamation of a word formerly used as a means of denigration.
This year's event promises to be as big and as bold as ever and with a host of screenings, premieres, events and parties on offer, visitors on Berlin tours should stop by during the event for a unique insight into the world of gay and lesbian cinema.
Why not book the Wintergarten Variete Theater tour in advance?


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Give us your opinion by voting in the polls! Forgive us if we missed any celebrities that would be "perfect for the part" and just vote on the ten candidates listed. Thanks!
Votes accepted until Sunday, June 10, 2012 (or whenever we remember to close the polls).
No official plans to actually have a movie. This is all in the name of fun and Alien Hominid Week!


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This is a Student Love Tip by Audrey Dewes
One of the most important tips for success in an intimate relationship is openness and routine talk. Talking and listening to one another is a significant part of any relationship and is a routine that brings couples closer together. Self-disclosing is one way to be open and talk with your mate. Once you are in a relationship, self-disclosing has less formal rules and is more about breaking down walls in your relationship. Being open with your mate shows your willingness to be vulnerable with him/her and your desire to know more about his/her life.
My boyfriend and I have been together for several years and we have been through different stages of self-disclosing. Early in our relationship, I told him about my mom's struggle with Depression. This information sharing showed that I trusted him with that information and was comfortable enough to open myself up.
Metacommunication is another huge aspect of openness and routine talk. Metacommunication is talking about communication. Discussing effective ways of managing conflicting and communicating each other's wants/needs helps to avoid problems. Saying something like, "Hunnie, it would be easier for me to talk to you about this problem if you could work on not raising your voice." Talking about your relationship itself and checking in on how your partner is feeling shows that you have a concern for the relationship. Checking in on how the relationship is progressing shows that you both are concerned with your relationship's health and the future of your partnership. Saying something like, "How are you feeling about us? I'm happy with the way things are going, but what do you think?"
Finally, simple communication like asking about each other's day is a necessary component of a successful intimate relationship. In a relationship, you should talk about nothing as though it were important. Showing that you care even for the minute, insignificant details of your partner's life helps to increase intimacy and endearment for one another.
Here's is another great Student Love Tip about openness and routine talk (the author asked to remain anonymous).
Openness and routine talk is the tip that I think is the most important for romantic relationships. This can be like talking about your day or being able to talk about problems with your significant other. I think that one way to improve your openness and routine talk is to just ask your mate about his/her day and listen and respond to him/her about this. I know in my mom and dad's relationship, my dad always asks her how her day was and if she was really happy or really sad then he would communicate with her about it. This is an example of routine talk.
Openness, on the other hand, takes more skill and time involvement to make it work. You have to be willing to take the time to talk to someone and have to be able to talk about emotions and feelings with someone. If one partner is open and the other isn't, it could create tension. In my own relationship, I have learned to be open with my girlfriend and talk about my feelings about things. I think in choosing a mate you have to figure out if you and your partner can talk this way or not. If you're already in this relationship you just have to keep working on talking about your feelings together.
Click HERE to read more information about the Student Love Tip series.


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Reginald Hudlin and Brad Lachman to Produce the "44TH NAACP IMAGE AWARDS"January 03, 2013
Two-Hour Live Special to air February 1, 2013 on NBC
LOS ANGELES, CA (January 2, 2013) – Industry veterans Reginald Hudlin and Brad Lachman have been named co-executive producers of THE 44TH NAACP IMAGE AWARDS, it was announced today by the NAACP. Winners will be revealed during the two-hour star-studded special to air live on Friday, February 1 (8 ET live/PT tape-delayed) on NBC.
Hudlin, former president of BET, created 17 of the top 20 rated shows in the history of the network and also created the "BET Hip Hop Awards," and the "BET Honors." Lachman, who has received Seven Emmy Awards, has served as Executive Producer on an unprecedented variety of specials including major live events, concert performances, reality programs, clip shows and comedy specials. The production team will also include Tony McCuin as director and Melanie Massie as the talent executive.
The NAACP Image Awards celebrates the accomplishments of people of color in the fields of television, music, literature and film and also honors individuals or groups who promote social justice through creative endeavors.
"Reginald Hudlin (Hudlin Entertainment) and Brad Lachman (Brad Lachman Productions) are two of the most distinguished and well-respected producers in the industry," stated Chairman, NAACP National Board of Directors, Roslyn M. Brock. "We are thrilled they will be at the helm of this year's live broadcast of the Image Awards."
"The NAACP Image Awards has recognized the best in both the arts and civil rights for four decades," stated NAACP President and CEO Benjamin Todd Jealous. "We look forward to a great show this year."
"We are so proud to have the opportunity to produce the 44th NAACP Image Awards," commented Hudlin and Lachman. "The Image Awards hold a unique place in America's cultural landscape, and we're looking forward to producing a show that is inspiring, smart, funny, touching, and makes you want to get of out your seat and pump your fist!"
About NAACP:
Founded in 1909, the National Association for the Advancement of Colored People (NAACP) is the nation's oldest and largest civil rights organization. The organization's half-million adult and youth members throughout the United States and the world are the premier advocates for civil rights in their communities and monitor equal opportunity in the public and private sectors.
About Reginald Hudlin:
Hudlin is a pioneer of the modern black film movement, writing, directing and producing movies like "House Party," "Bommerang" and "Bebe's Kids" which are some of the most profitable and influential films of his generation. He is the executive producer and writer of the "Black Panther" animated series and was executive producer of "The Boondocks."
In addition, Hudlin is one of the producers of "Django Unchained," the new movie by Quentin Tarantino that opens in theatres on Christmas Day. The film has been nominated for 4 Image Awards and 5 Golden Globes, including Best Picture for both awards.
Hudlin is also launching New Nation Networks, a digital premium entertainment company in partnership with Google that he co-founded with Byron Phillips.
About Brad Lachman:
His career highlights include President Clinton's Inaugural Gala, The Grand Opening of Hong Kong Disneyland, music specials featuring Jennifer Lopez, Harry Connick Jr., Phil Collins and Michel Buble, as well as two birthday tribute specials to America's sweetheart, Betty White. In addition, he has produced NBC's "Christmas in Rockefeller Center" special for the past 4 years, and the "Macy's Thanksgiving Day Parade" for the past 19 years.
The 44TH NAACP Image Awards are sponsored by: FedEx, AARP, UAW/Chrysler, Wells Fargo, Ford Motor Company, Anheuser Busch, Hyundai Motors, AT&T, Southwest Airlines and Walgreens.
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PARKERSBURG - With the Christmas season getting under way, local officials offer some words of advice for area residents.
Parkersburg police Sgt. Greg Collins said thefts from vehicles are always a problem during the holiday season.
"People should utilize a trunk to hold all valuables while shopping," he said.
Collins said trunks are a great place to store backpacks, purses, GPS units and other electronics while shoppers are at the mall or making rounds to various stores. Keeping these items visible in broad daylight while a car is left unattended in a parking lot can be a great opportunity for criminals. Collins advises the public to be aware of their surroundings while taking part in the shopping season.
"(Shoppers) should carry a minimal amount of cash and refrain from wearing flashy, expensive jewelry," he said.
People should quickly report suspicious persons or activity to local law enforcement, Collins said.
In the FBI's Uniform Crime Reporting (UCR) Program, property crime included burglaries, larceny-thefts, motor vehicle thefts and arson.
According to FBI statistics in 2011, there were over nine million property crime offenses throughout the nation. A two-year trend showed that property crimes have decreased 0.5 percent in 2011 compared with the estimates from 2010. In 2011, the rate of property crimes was 11.2 percent lower than 2007 and 19.9 percent lower than the 2002 rate.
In total, property crimes last year resulted in estimated losses of $15.6 billion, according to the crime statistics.
In 2010, West Virginia crime property crime rates were at over 2,000 incidents of crime per 100,000 residents. According to the West Virginia Law Enforcement Agency Uniform Crime reports, burglaries were just over 550 per 100,000 residents while thefts were listed just over 1,500 per 100,000 residents.
While maintaining an awareness regarding possible crimes, local residents are also being urged to be safe in other areas.
The Parkersburg Fire Department urges residents to remain safe and fire-free over the holiday season.
"Have working smoke alarms and check them before preparing large meals," said chief fire inspector Capt. Tim Flinn. "With the holidays coming up, the fire department stresses to keep safety in mind."
According to the National Fire Prevention Association, 35 home candle fires are reported per day. The top three days for home candle fires from 2005-2009 were Christmas Eve, Christmas day and New Year's Eve.
Don't hang combustible materials near curtains, windows or registers, said Flinn. The flow of air can cause the candle to re-ignite or tip over. He recommends also making sure candles are a safe distance away from children and pets.
"We have had several fires involving pets that have tipped over candles," he said.
Keep heat sources away from flammable materials and make sure flashlights and battery-powered lights are on hand should a power outage occur. Flinn advises residents to purchase gifts such as fire extinguishers for someone who may not have one already.
"It sounds funny to mention, but a fire extinguisher can make a great gift for someone who needs one," Flinn said.
Of course residents should make sure heat sources are always a safe distance away from combustible materials such as sheets and blankets, he said.


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Arts Photos
Photos: The Kimbell's new, $135 million Renzo Piano Pavilion
Photo: David Woo/Staff Photographer
The Kimbell Art Museum unveiled their new addition titled the Renzo Piano Pavilion Nov.19, 2013 in Fort Worth. The highly anticipated expansion, named after the architect, cost $138 million and opens November 27. The new building, which is approximately 101,130 sq. ft., is built on 9 1/2 acres of land. Visitors will enter the complex from the underground parking garage and will ascend to ground level via stairs or glass elevator.
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CSDL Home IEEE Transactions on Knowledge & Data Engineering 1998 vol.10 Issue No.05 - September/October
Issue No.05 - September/October (1998 vol.10)
pp: 859-861
DOI Bookmark: http://doi.ieeecomputersociety.org/10.1109/69.729750

Abstract—Update technique is an important issue related to database recovery. In a main memory database environment, transaction execution can be processed without any I/O, and all I/O operations involved are for recovery purposes. The efficiency of update techniques therefore has an important impact on the performance of main memory database systems. In this paper, we compared the techniques of immediate and deferred update based on a database machine, MARS. The simulation results showed that immediate update outperforms deferred update unless system failure is a frequent occurrence.

Main memory databases, update, failure recovery, transaction processing, simulation.
Le Gruenwald, YuWei Chen, Jing Huang, "Effects of Update Techniques on Main Memory Database System Performance", IEEE Transactions on Knowledge & Data Engineering, vol.10, no. 5, pp. 859-861, September/October 1998, doi:10.1109/69.729750


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Now Playing
How Will Health Care Decision Affect Doctors?
The Supreme Court's decision to uphold most of the Affordable Care Act could transform how many doctors provide care. Host Michel Martin checks in with a roundtable of physicians with different views about the law and its effects, including Congresswoman Donna Christensen, a Democrat from the Virgin Islands, and a board certified physician.


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In the system above, the load is 20 + j 10 Ω/Phase. The phase voltage at the load terminals is 220 volts. Find, taking Van as refersence,
1) all three phase voltages as phasors
2) all three line voltages as phasors
3) all three phase currents as phasors
4) all three line currents as phasors
5) total real and reactive power consumed by the load
6) total real reactive power lost in the line
7) power factor of the load


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Discounting Financial Literacy
Many economists and policymakers agree that financial-literacy education — credit counseling, homeownership classes and retirement seminars — is a good thing, and evaluations designed to determine the efficacy of financial-literacy programs show that participants tend to make better financial decisions overall, carry less debt and save at a higher rate than nonparticipants.
Improving financial decision making is particularly crucial for low-income individuals because making uninformed decisions while living on limited means can have critical consequences, such as the loss of housing or reduced access to medical care. But everyone can benefit from improved financial decision making, and rising levels of consumer debt, low rates of personal savings and other financial pressures made more urgent by the recent economic downturn have underscored the need for people at all income levels to better attend to their financial stability.
Professor Stephan Meier wanted to understand why, if financial literacy is such a good thing, more people — especially those who stand to gain the most — don't seek it out more often? He hypothesized that people view financial literacy much as they view other forms of education: as an investment in the future that incurs costs (like time or money) in the present but returns most benefits (like income or choice of meaningful work) in the future. If so, patient, future-oriented people should have a greater tendency to participate in financial literacy programs, while impatient people should be less likely to do so.
Meier, along with Charles Sprenger of the University of California, San Diego, worked with a Voluntary Income Tax Assistance (VITA) program in Boston to learn if peoples' time preferences, as measured by patience and impatience, influenced their decisions about whether to participate a financial literacy education.
A free tax-preparation program offered to low-income residents by cities and community groups all over the United States, VITA had previously conducted surveys in which a large percentage of its clients indicated that they had debt problems and wanted help managing their finances. To provide some debt management assistance to their clients, VITA developed a 15-minute financial counseling program, which it offers at its tax-assistance sites. Participants receive a copy of their credit report and are counseled by a volunteer, who reviews the report, the probable factors contributing to their score, the importance of a credit score and what steps can be taken to increase their score.
The tax-assistance service can be popular, with wait times of up to two hours. All VITA clients are given the option of receiving the free financial-counseling session while they wait, without losing their place in line.To measure the time preference of those who participated in the financial counseling sessions as well as those who did not, Meier and Sprenger gave all of VITA's clients the choice of participating in a raffle.
Raffle participants first filled out a survey that asked them to make a series of choices. Each of the 22 choices involved deciding between receiving a smaller payment of money (decreasing from $49 to $14) a day or two in the future or a larger payment (always $50) at various points in the more "distant" future (one, six or seven months). For example, for the today versus one-month choices, the seven questions ranged from "If you draw raffle number 1, would you like to receive $49 today or $50 in one month?" to "If you draw raffle number 7, would you like to receive $22 today or $50 in one month?"
Upon completing the survey, the participants drew a numbered raffle ticket. Those with winning numbers were mailed a money order in whatever dollar amount corresponded with their survey questions, one day or one, six or seven months from the date of the raffle, consistent with their survey response.
By looking at the point at which a person switched from taking the smaller amount in the present to taking the bigger amount in the future, the researchers were able to determine how much each person discounts his or her dollar in a month, or how much value he or she places on receiving a larger reward in the future compared with the receiving a smaller one in the present.
The results confirmed Meier and Sprenger's hypothesis that those who were more likely to wait for a larger amount of money in the future were far more likely to sign up for the financial counseling. "There is a substantial correlation," Meier says. "In order not to wait one month, people who don't participate in the financial-counseling program are willing to accept dollar amounts 8 percent smaller than those who participate." (Slightly more than half of the raffle participants opted to participate in financial counseling sessions.)
These results suggest that people who stand to gain the most from financial literacy — those who are less patient and less like likely to postpone immediate gratification for future gains — are the least likely to seek it out.
Significantly, the results also suggest that most evaluations of the impact of financial literacy may not reveal the whole story about the efficacy of such programs. "We know very little about whether financial literacy actually works," Meier says. "That's because most of the studies done so far don't account for the fact that people who self-select into these programs are more patient and future-oriented that those who don't. So, you can't rule out the possibility that those more future-oriented participants might be better off than nonparticipants, even if they had never participated in a program."
Because of this self-selection bias, the positive outcomes the policymakers have attributed to financial literacy education may be overestimated: existing evaluations overlook the possibility that people who seek out financial-literacy education already place a higher value on the future. Randomized trials (as in medicine) would go far to produce more understanding, but providing counseling on a random basis is challenging.
"It's very hard to rely only on voluntary financial education," Meier says, "because so many people don't opt in." But he cautions against embracing mandatory financial-literacy programs, like those required for filing bankruptcy. "Like voluntary programs, we don't know enough about mandatory programs," he says. "If individuals' time preferences play such a big role in the decision to become financially literate, policymakers must critically examine the costs and benefits to consumers of financial programs to make them attractive to those who need them most."
Stephan Meier is assistant professor of management at Columbia Business School.
Stephan Meier
Stephan Meier is an Associate Professor at Columbia Business School. He holds a PhD in Economics from the University of Zurich, was previously a senior economist at the Center for Behavioral Economics and Decision-Making at the Federal Reserve Bank of Boston and taught courses on strategic interactions and economic policy at Harvard University and the University of Zurich. His research interest is in behavioral...
Read the Research
Stephan Meier, Charles Sprenger
"Discounting Financial Literacy: Time Preferences and Participation in Financial Education Programs"


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Entertainment Photos
Photos: Runners in spandex tuxedos, feather boas enjoy Dallas' Hot Chocolate race
Photo: Ben Torres/Special Contributor
A young woman and man wear matching tutus while running the 5k race of the Hot Chocolate 15K event at Fair Park in Dallas.
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Only hotels in 13440 zip code are listed below. Search for cheap and discount hotel rates in Rome, NY for your upcoming leisure or conference / group travel. We list the best 13440 hotels and motels so you can review the Rome hotel list below to find the perfect lodging. Hotels in Oneida county and area code 315 are also listed.
Enter your stay dates and any discounts you qualify for to see 13440 rates found only on HotelPlanner!
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Dr Wright is a Visiting Surgeon in the Dept of Surgery and a Professor of Surgery at Harvard. He is the Associate Chief of the Division of Thoracic Surgery and the Associate Program Director. He serves as the Chair of Quality for Surgery.
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Dr Wright graduated form the University of Michigan Phi Beta Kappa and the University of Michigan Medical School Alpha Omega Alpha. He did both his residencies at the MGH, first in Surgery and then in Thoracic Surgery. He is Board certified in both Surgery and Thoracic Surgery. Dr Wright is clinically very active and sees new patients weekly. His clinical focus is on thoracic oncology, airway surgery (tracheal surgery) and pulmonary thromboendarterectomy. Dr Wright serves on several Boards and National Society committees, including the American Board of Thoracic Surgery, as a Director of the Society of Thoracic Surgeons, and as Chair of the General Thoracic Database.Dr Wright has been elected to the Castle Connolly "Top Doctor" for the past 10 years and the "Best Doctors" in Boston Magazine for the past 6 years.Dr Wright also has a keen interest in quality and patient safety in surgery and Chairs the MGH Department of Surgery Quality Assurance committee.Dr Wright also serves as a Colonel in the USAR and has deployed to Iraq and Afghanistan in support of Operation Iraqi Freedom and Operation Enduring Freedom.
View my most recent publications at PubMed
Cameron Wright, MD, associate chief of the MGH Division of Thoracic Surgery, was honored as the first incumbent of the Mathisen Family Professorship in Surgery in the Field of Thoracic Surgery.
Massachusetts General Hospital offers pulmonary thromboendarterectomy (PTE), a highly specialized operation to remove chronic blood clots in the lungs. Without surgery, patients who have this life-threatening disease will likely develop progressive shortness of breath so severe that it leads to heart failure.
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Tag Archives: women
Men and depression
Statistically speaking, women tend to seek out therapy more than men for anxiety, depression, relationship challenges and more. Men are more likely to try to work things out on their own – that is, they may not talk about their problems openly with others. Often, men can interpret mental health issues as a sign of weakness and may avoid seeking help. Women and men process life events differently – neither way is wrong or bad – just different. But men do suffer from mental health disorders, such as depression and anxiety, just as women do. According to the website Helpguide, there are some differences in how men and women experience depression, and, therefore, their symptoms are different. I thought the … Continue reading
Laparoscopic Hysterectomy
Patient Stories
Gina Hasse packs a lot into every day. Between family and work, she has a full schedule. Gina didn't have time for a little stomach pain – but medical emergencies are never convenient. "I was having pain but I didn't think it was anything serious", said Gina. But it was very serious. An x-ray uncovered an ovarian cyst the size of a volleyball. Women's Health Specialist Dr. Jeffrey Stearnes with Alegent Creighton Clinic knew the cyst had to come out. Gina also needed a hysterectomy. "In the past we would have made a large abdominal incision", Dr. Stearnes said. That's what Gina was afraid of – a large incision with significant down time. She had no idea Dr. Stearnes could … Continue reading
Meet the Docs: Cummins, Jurgensen and Ryder
It's exciting any time we get to introduce you to a new physician with Alegent Health Clinic – but the three I'm about to show you come with an impressive set of resumes. James Cummins, M.D., William Jurgensen, M.D., and Benjamin Ryder, M.D., are all familiar names throughout the area – likely because they've cared for the women of Omaha for a combined total of 83 years. Or, to put it in different terms, the last time all three of them weren't practicing around here, Wilson Phillips was topping the charts (and Milli Vanilli still had a Grammy). Let's meet this impressive trio: Watch this video introduction to learn more about Dr. Cummins Dr. James Cummins is a board-certified obstetrician/gynecologist … Continue reading
The "Ta-ta Sisterhood"
Patient Stories
Our "Ta-Ta Sisterhood" is a group of 10 wonderful women who made the trek in October together, to have their annual mammograms at Mercy Hospital's Mammogram Suite. Our group "leader" Jannine thought of the idea 2 years ago when she invited 4 of us to join her. She gathered our information and made the appointments so that we would could be seen one after the other. We all know that going to get your mammogram isn't something you necessarily look forward to, so her idea of making it a fun "girls' day out" made it sound a little more appealing! Last year's outing was so fun, that our original group of 5 doubled in size to 10 women this year, ranging in age from 40 to 70! To … Continue reading
From Flintstones to One-A-Days – Do we really need vitamins?
From the time we're kids, we take vitamins – believing they're good for us. It just feels like the health-conscious thing to do, doesn't it? Well although that can be true, did you know that most healthy adults (key word here: healthy) may not need to take vitamins at all?Earlier this year, we sat down with pharmacist Lisa Johnson, RD, PharmD, fromAlegent Health Clinic in Bellevue to get the scientific take on vitamins and supplements. Read more to find out which ones are good for you and whether or not too much of a good thing is actually just too much. Q: Do otherwise healthy adults need to take a daily vitamin? A: Healthy adults who also eat healthy meals do not need … Continue reading


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Microsoft calls Intel's Windows 8 claims 'factually inaccurate' and 'misleading'
A Wintel tiff is brewing
SOFTWARE FLOGGER Microsoft has discounted claims made by a senior Intel executive that Windows 8 on ARM will not run older applications.
Renée James, SVP and GM of Intel's software and services group claimed that Microsoft's Windows 8 operating system for the ARM architecture won't be able to run older applications. The comments were made during a presentation at Intel's investor event. They flew in the face of Microsoft's claims and demonstrations that showed that it already had applications working on a very early beta of Windows 8 for ARM.
James also claimed there will be four versions of Windows 8 for ARM processors, adding that applications would not be compatible even across chip vendors. During James' presentation, she pointed out that Intel's architecture allows applications that run on Windows on the desktop to work seamlessly with Windows on any other Intel chip.
James' comments were startling to say the least. Microsoft demonstrated a very early beta of Windows 8 running on ARM-based chips at CES with applications such as Microsoft Word and Internet Explorer, and even emphasised how little work it had to do in order to get the operating system and applications working. Given that this was a very early beta, the swish demonstration was pretty impressive and it seems to discredit James' claims.
So it is no big surprise to learn that Microsoft has strongly contradicted Intel's claims in a fiery statement to The INQUIRER.
"Intel's statements during yesterday's Intel Investor Meeting about Microsoft's plans for the next version of Windows were factually inaccurate and unfortunately misleading. From the first demonstrations of Windows on SoC [system-on-chip], we have been clear about our goals and have emphasized that we are at the technology demonstration stage. As such, we have no further details or information at this time."
Intel might have a point if developers have to modify their code slightly if they want to run in a native Windows 8 ARM mode. However it is more than likely Microsoft will include some sort of virtual machine in order to maintain software compatibility, in the same way that Apple still allows code designed for PowerPC Macs to run on Macs that have Intel x86 chips.
Intel might have realised that it doesn't need to cosy up with Microsoft anymore. After all, the traditional desktop operating system seems to be making way for web browser based applications and the action in the IT industry seems to be moving from PCs to mobile devices. Of course Microsoft won't disappear overnight but it's safe to say that in the next few years the firm's decades old PC operating system model will be overtaken by operating systems that are primarily based on the Linux kernel.
So while James' comments might be surprising given Intel and Microsoft's close relationship, they could be motivated by the realisation that Microsoft simply doesn't have the pull, or the future, that it once did. µ
INQ Latest
25-core open source chip could pave way for monster 200,000-core PC
Piton processor aims to make servers run more efficiently and cheaply
Apple might make its chat apps more social
It might, it might not
Linux celebrates the first of its two 25th birthdays
You're not The Queen, Linus
WhatsApp is going to share your data with Facebook, FFS
As if that wasn't bad enough, it's also going to let businesses spam you with messages


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Hi, Jim Wallace here. How can I help you?
I've practiced old fashioned psychiatry with a modern twist in Augusta, Georgia, since 1985, getting to know my patients very well. I believe in achieving an excellent, therapeutic doctor-patient relationship above all things.
To help my patients as much as possible, I've used both talk therapy and medications, and I'll continue to do so. My approach to the practice of medicine is 100% patient-centered. It's all about finding out what works best for each individual.
Everybody is unique!
For many people medications are not the best answer. That's why I'm excited to have introduced to Augusta a high tech, highly effective treatment modality called rTMS, or repetitive transcranial magnetic stimulation therapy. A non-drug psychiatric treatment, TMS was approved by the FDA because it's effective and safe, but patients love it because it's easy on their bodies, and often works much more rapidly than medicines.
I will continue to provide a wide range of psychiatric services to my patients. That includes what I think is the best of new treatments for brain diseases such as depression – TMS – an effective treatment without any of the systemic side effects which are so common with medications. I also order newly available high tech lab testing to determine which medicines are most likely to work for my patients, and to help minimize medication side effects.
Having both magnetic stimulation therapy and high tech lab testing available in my office increases my ability to help my patients become free of the ravages which are produced by psychiatric brain diseases, and I'm glad to be able to offer these services to Augusta.
It's mandatory that psychiatry push the limits as we adopt new brain treatment technologies, but we must not abandon the minds or the souls of our patients as we do so. There is no substitute for a carefully constructed trusting relationship. Hippocrates had it right.
Finding the right treatment means finding what's exactly right – effective, safe, and as free of side effects as possible – for each individual person. Many of my patients need only talk therapy. Some need only medications. Some need both. Some need TMS. There is no universal cure in psychiatry. I don't take hopeless cases, and hardly ever run across anyone I can't help if they want to be helped.
I love practicing psychiatry, and am incredibly lucky to have such wonderful patients.
You'll find more information about depression and other psychiatric illnesses, brain chemicals, stumbling blocks to happiness, psychiatric treatments, and all sorts of things here, and also when you visit my other professional website, TMS Augusta. I'll continue to practice my version of old fashioned psychiatry.
Your comments are appreciated. The best way of getting in touch with me is by telephone. I wish I could offer help and advice to everyone who posts a comment and asks for my assistance, but I can't do so. I need to actually evaluate each individual, and each situation. Doing so requires an appointment and a doctor-patient relationship.
Thanks for visiting.


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Let's play!
Sometimes inspiration and insight come from images, and today's aha is a great example. When I saw this moment captured
Sometimes inspiration and insight come from images, and today's aha is a great example. When I saw this moment captured
I love those Snickers commercials that feature the byline, "You're not you when you're hungry." This relates to a discussion at
Recently I found out I have a disease. It's Hurry Sickness. That was abundantly clear when I read the title of
I like to think I do an average job of being mindful. Yet the HBR article, See Colleagues as They
My son, Ryan, started a new job some time ago. He started with the usual cursory training. Then his coworkers took him aside and
We are pleased to welcome back guest blogger Jim Coyle, CEO of Nexus Business Solutions. This was originally posted on
Beginning on Independence Day, I've taken steps to reduce the noise in my life. Not the actual airwaves kind of
Today, Humanergy is posting its 400th leadership blog. In celebration, we may eat 400 M&Ms. Maybe a better choice is
Remember your first day on the job at a new organization? No history, no gossip, no intrigue, no politics, no
I'm naturally shy. (This will come as a shock to some of you.) When I meet a new person, I


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Issue No.07 - July (1974 vol.23)
pp: 720-727
K.C.Y. Mei , Data Systems Division, Hewlett-Packard
The commonly used stuck-at fault fails to model logic circuit shorts. Bridging faults are defined to model these circuit mal-functions. This model is based on wired logic which is a characteristic of many logic families such as resistor-transistor logic (RTL), diode transistor logic (DTL), emitter-coupled logic (ECL), etc. It does not apply to TTL circuits. The model also limits to fan-out-free leads.
Bridging faults, fault detection, fault dominance, fault modeling, shorts.
K.C.Y. Mei, "Bridging and Stuck-At Faults", IEEE Transactions on Computers, vol.23, no. 7, pp. 720-727, July 1974, doi:10.1109/T-C.1974.224020


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National Healthcare Safety Network (NHSN)
Welcome to the NHSN page where you will find resources to help you comply with specific requirements for hemodialysis facilities that take effect beginning in 2013.
Healthcare associated infections (HAIs) are infections that patients acquire while receiving medical treatment, and are leading causes of deaths among hemodialysis patients. Accurate surveillance and reporting of HAIs are crucial to prevention efforts and will ultimately lead to improved outcomes. The Centers for Disease Control and Prevention (CDC) has developed an internet-based tool, NHSN, to assist healthcare facilities in tracking HAIs, and CMS has included HAI reporting as a payment incentive.
In November 2012, the Centers for Medicare and Medicaid Services (CMS) published the final rule for the ESRD Quality Incentive Program. Facilities must comply with the rule to receive full payment through the CMS Prospective Payment System (PPS).
Data reported in 2013 will be used to calculate payment incentives for 2015. Specifications for NHSN reporting are summarized below:
- To earn the maximum 10 points on the NHSN Dialysis Event measure, facilities must:
- Report 12 months of data for in-center hemodialysis patients
- To earn 5 points, a facility must:
- Report at least 6 consecutive months of data for in-center hemodialysis patients
- Facilities receiving their CCN after January 1, 2013 are excluded from the NHSN measure. This will give you time to prepare for the 2014 reporting period.
How do I get started?
To meet this measure, facilities must do the following:
- Complete required training,
- Complete all enrollment steps,
- Join the "Network Group" (and also the Tennessee Department of Health (TDH) group for Tennessee facilities), and
- Report data according to NHSN standards.
Links to training materials have been provided below to assist you in completing all of the required steps.
How do I enroll in the Network 8 group?
The following document will walk you through the steps of enrolling in the Network 8 NHSN group. Enrolling in the Network 8 group will enable your facility to receive reports from the Network showing how your facility compares to other facilities in your region and state.
The two pieces of information needed are the group ID and the joining password:
- The group ID # is 22674
- The joining password is Network84U.
Please contact Kristi Durham for questions about NHSN or for referral to the TDH for joining their Group
Quality Improvement
Healthcare Associated Infections
National Healthcare Safety Network (NHSN)
5 Diamond Patient Safety Program
Transplantation Health Innovation Project
Influenza Immunizations Project


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MAR 05, 2014 - Cleveland Plain Dealer
A Must Read - Share
With no mandated size, is it the size of the court that wins for a basketball team? Or the size of the basketball team that wins on a court?
CLEVELAND, Ohio –
Ninety-four by fifty. 94x50.
Written out, the
letters take up very little space. The numbers, even less. But the size of a 94-
by 50-foot basketball court is anything but small.
A few high school courts
in Northeast Ohio measure 94 by 50. Most measure 84 by 50. One measures a mere
74 by 42, the smallest regulation size for a high school court.
So is it the size of
the court that wins for a
Read More
Editor's Picks
Hey you have no friends!!! Get to work and start inviting friends to help build your Comunitee. Click Here to invite friends.
© 2011 Comunitee, Inc.


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I-20 Mailing Options
After you have been admitted to Madonna University, the International Students Office will contact you to send your I-20, admission letter and welcome packet. Please choose one of the following options when requesting to have your admission documents, i.e., the admission letter and I-20, mailed. Please provide your full name on all correspondence with the International Students Office. It is highly recommended that you choose the Express Mail Service to ensure the timely arrival of your documents.
Authorization of an Agent
You may choose to authorize a friend or a relative to pick up your documents at the Madonna campus. If you wish to do so, please send an email to email@example.com. Please include:
- Your name and contact information;
- Your friend's name and contact information;
- A statement authorizing that person to pick up your documents from the International Students Office.
Regular Overseas Air Mail
If you choose this option, we will send your admission documents to you by regular overseas airmail at no additional cost. The admission documents will be sent to your permanent address indicated on your application form. Please note that regular overseas mail takes 4-6 weeks and is without a tracking system. If you need to request an I-20 to be re-issued for any reason (e.g., loss in the mail), there is a $25.00 charge for reissuing the I-20.
Express Mail Service
If you choose this option, we will use an express mail service that will allow you to receive your admission documents through DHL or FedEx in 3-5 days. Requesting your admission documents through express mail is at YOUR expense. Your credit card (Visa, MasterCard, Discover or American Express cards only) will be charged upon requesting the service. To request express mailing of your documents, go to the following website (works best with Internet Explorer or Mozilla Firefox browsers).
You must use the website provided above - do not go through the DHL or FedEx website directly. All communication will go through the eShipGlobal Service, who will notify us that you are requesting your I-20 to be sent by express mail.
If you are using this service, you will be required to create a user name and a password to set up an account. To request shipment, you will need your Madonna University ID number, home mailing address, e-mail address, home telephone number, and credit card information. Please pay close attention to the information submitted, as errors in the credit card information or submitting incorrect or incomplete address information will result in a delay in the mailing of your I-20.
If you experience any difficulty in registering and processing the shipping please use the "Help" link in the site for step-by-step instructions. If you have additional questions about how to use this service, please e-mail email@example.com.
|Step-by-Step Instructions | PDF
|Register and activate your account at https://study.eshipglobal.com. Registration and activation of your account is free.
|Click the "Receive" option.
|Type "Michigan" in the search box, or select it from the drop-down list.
|Select "Madonna University" and then "Continue."
|Select "International Students Office" and then "Continue."
|Complete the shipping form and select "Ship/Quote."
|Note: PO Box addresses are generally not preferred by express carriers. If entering a PO Box address, be sure you provide the complete physical address where the PO Box is located in order to avoid delays or misdeliveries.
|On the confirmation page, check your shipping details.
|On the same page, complete the credit card information form.
|Select "Confirm" to advance to the shipping summary page.
|Madonna University will automatically be notified by eShipGlobal that you have requested your documents via express mail. You can track the shipment using the tracking number provided.
|Receive your documents in 3-5 business days from the date of mailing.


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Issue No.06 - December (1994 vol.14)
pp: 61-66
DOI Bookmark: http://doi.ieeecomputersociety.org/10.1109/40.331392

Improving performance and scalability in shared-memory multiprocessors requires an appropriate solution to the well-known cache coherence problem. Hardware schemes-highly convenient because of their transparency for software-offer fully dynamic solutions, with an ability to achieve high performance. In Part 1 of this two-part series, we discussed the principles of the two major groups of hardware protocols and summarized relevant representatives. Here, we also briefly consider the coherence problem in multilevel cache hierarchies and large-scale, shared-memory multiprocessors.

Milo Tomasevic, Veljko Milutinovic, "Hardware Approaches to Cache Coherence in Shared-Memory Multiprocessors Part 2", IEEE Micro, vol.14, no. 6, pp. 61-66, December 1994, doi:10.1109/40.331392