text:
Customer Service | Call us at (800) 710-9770 9:30 - 7 est M-F | Email Us at email@example.com HOW WILL WE GET YOUR PRESCRIPTION?
Potassium Citrate Plus Cranberry, 100 Chewable Tablets boosts citrate levels to bind to calcium to prevent oxalate urinary stones from forming and also includes cranberry extract to enhance urinary tract health. Cranberry extract is useful for bladder and urinary tract health.
Comparable Trade Names & Generics


text:
Applications for Semester 2, 2016 accommodation are now open.
Apply online
Go to our Flinders Living online application to make a new application, to update an existing application, or to check your application status.
What you will need when you apply
- A non-refundable application fee of AUD$45.00.
- References - personal and academic.
- Your information and details.
- Your intended course of study.
- Your international student details (if applicable).
What happens after applying?
We will check to make sure your application is complete before processing any further and you can track your application progress online.
We select on the basis of merit and the appropriateness of the available room.
There are usually three rounds of offers: one in December, a second early in January and a final round in late January.
If you receive your offer of accommodation before you're accepted to study at Flinders, accept the accommodation offer, but notify us straight away if your circumstances change and you do not receive a course offer from Flinders.
Application instructions and supporting information
- Frequently Asked Questions (PDF 151KB)
- Application Instructions 2016 (PDF 38KB)
- Schedule of Fees 2016 (PDF 299KB)
- Terms and Conditions 2016 (PDF 88KB)
- Flinders Living Handbook (PDF 2MB)
Application documents
If you have any questions about applying please contact us.

subset: commoncrawl


text:
Definition of copydesk in English:
nounNorth American
A desk in a newspaper office at which copy is edited for printing.
Example sentences
- Ellis served on six copydesks for nearly fifteen years and as a copy-writing professor at McNeese State University in Louisiana for eight years.
- As for the titles, they were almost always newspaper headlines written on the Toronto Daily Star or Star Weekly copydesks according to the place and space of the articles on the newspaper page.
- Nancy Cherry, co-chief of The Record's news copydesk, has been selected as NJMG's next teaching fellow at Rutgers University.
For editors and proofreaders
Syllabification: cop·y·desk
Definition of copydesk in:
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= trending


text:
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Welcome to the premiere source for San Francisco Rush 2049 cheats for the Nintendo 64.This page offers the most up-to-date San Francisco Rush 2049 cheats and cheat codes for on the Nintendo 64 game console. If you don't happen to find a what your looking for on our page check back periodically for new updates.
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text:
Welcome to dickblick
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These ready-made frames are crafted from solid pine, then hand finished with fine-quality stains and softly antiqued to give the look of an expensive, custom-made frame. Each frame has a wood liner.
These frames have a rabbet that is approximately 3/8" deep (about 10 mm), sufficient for a single-matted or double-matted work on paper, but not deep enough for stretched canvas.
The gold and silver leaf frames are hand-finished with the "Old World" technique of showing lines between each individual leaf which reveals a thin separation line.
Note — Hanging hardware not included.
Frame Depth — The depth of a frame refers to the depth of the frame's rabbet (the cut-out area behind the frame's molding that holds your artwork in place). To find a frame that will accommodate your artwork, measure the depth of the artwork, including any matting or mounting materials, and order a frame with a depth that is, at a minimum, the same as that measured depth.
Frame Dimensions — Frames are sized by the opening, not by the outside of the molding. To determine the size of frame to order, measure the outside of your artwork, including mat, and order that size frame. The frame will overlap your artwork ¼" all the way around, so your artwork will fit nicely behind the frame's molding.
Open Back Frames — These frames are meant to be hung on the wall and are sold as just the frame face. They are not shipped with backing material, glazing material, or hanging hardware. The open back frames are commonly used for traditional profile stretched canvases.
see also ...
® Blick and Blick Studio are registered trademarks.
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I would buy this product again. I've bought three different
By Linny
from West Nyack ny
Comments about Blick Classique Wood Frames:
I'm hanging my paintings in an exhibit and the frames really enhance my artwork.
Bottom Line Yes, I would recommend this to a friend
Was this review helpful? Yes / No
- You may also flag this review
Wonderful Frames!
By Karen
from Marietta, GA
Not only are these frames perfectly suited to my art work, Blick sends them well packaged to prevent damage. They look like much more expensive frames! Everyone asks where I got the frames.
Perfect finish and fit for my painting
By Palette Annie
from Asheville, NC
Used it to frame my painting. Frame was slightly larger than my painting, but the finish on the frame enhanced my painting.
Very pleased!
By Andi
from Wisconsin
A beautiful frame! The antique burlwood with bronze beautifully compliments my oil painting of a red-tailed hawk. The back was unfinished, so I painted and varnished it.
By papadodo
from Las Cruces, NM
These frames are of high quality with super fast shipping and a great price.
Excellent Value
By Elmo
from Cody, WY
These are excellent frames for the money. Use them to frame photos. I wish they accepted thicker artwork but I was able to get them to work.
I would buy this product again and again.
By Doris
from Wetumpka, AL
It fit my artwork perfectly and was exactly what I ordered.
I always buy Blick Frames
By Texann
from Texas
I always buy my frames for my art from Dick Blick. As opposed to local stores Blick always has the size I need, a good selection of styles and at a better price than local merchants. I receive my purchases very quickly and in good shape.I will continue to buy from Dick Blick.
By okkris
from Oklahoma
The rabbet (frame depth)is only 3/8"- would prefer a deeper rabbet. Otherwise, the frame is OK-nothing fancy, just nice.
Very Pleased
By photo master jls
from Yankton, South Dakota
This frame had a high quality look without the high price! It was expedited quickly and I received it sooner than expected!I would definitely order another just like it for future needs. I also Love the Concerto Frame line as it's the only I have found on Blick with an extra deep rabbit. My photos are mounted on acid free boards and I need the extra depth.Thanks Blick!
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text:
Did you know that the Peralta Colleges have a television station? How about a radio station?
That's right, Berkeley City College, College of Alameda, Laney College and Merritt College have their own broadcast outlets featuring -- not only educational and community programs -- but award-winning documentaries, international programming and many other unique shows you just won't find anywhere else.
Peralta TV, seen in 350,000 households on cable channels 27 and 28 or on U-Verse channel 99, has a rather historic place among college TV stations: It was the first student-run cable TV station in the country. On Feb. 11, 1980, "Channel S," as it was then known, began broadcasting to 21,000 subscribers of Teleprompter Cable. The station was housed in Laney's theater building, and media students produced programs as part of their studies.
The station started cablecasting in Alameda in 1984 and used studios at the College of Alameda to produce student-directed programs. Planning had been in place for the station to move to Merritt College, which had a large television studio in the basement of the library, but that move never took place and the station changed direction. Professional staff replaced student workers and the focus became providing "telecourses" to the community. At its peak, telecourse enrollment allowed thousands of homebound students the chance to get a college education through television.
But as educational content moved online from TV, the station turned its attention to supporting the educational mission of the Peralta Colleges. Peralta TV now produces videos that feature college programs, classroom lectures, collegiate sports and faculty and student activities.
Branching out to social media: With more than 500,000 views, Peralta TV's YouTube channel has been an overwhelming success. If you missed the college commencement ceremonies, no problem, the station's locally produced programming can be seen on its YouTube channel (www.youtube.com/peraltatv). Broadcasting 24/7, the station airs 37 hours a week of Peralta Colleges-specific programming, including videos of the college graduations, Board of Trustee meetings, "PTV Sports," the "Academic Excellence" series and other popular programs such as "P-Span" and "Peralta Matters." Check the complete program schedule at www.peralta.tv.
Peralta TV's "little sister" is 9th Floor Radio, the Peralta Colleges' student and community Internet radio station. Founded nearly seven years ago, 9th Floor Radio -- named for the top floor of the administration building at Laney College, where it started -- broadcasts on the web and features 40 radio programs each week.
Eclectic is the word to describe what you'll hear from 9th Floor: blues, jazz, funk, hip hop, punk, alternative, classical, reggae, sports -- even Laney College concerts -- plus community affairs and more. You can join the station's more than 30,000 listeners through its website (www.9thfloorradio.com). Not only does the station stream live 24 hours a day, you can listen anytime to specific programs on-demand. Keep your ears open, as 9th Floor Radio is planning to apply for an FCC low-power FM
license in the near-future. This community gem is just too good to remain an Internet-only radio station.
Other news: We say goodbye to College of Alameda president Jannett Jackson, who is leaving the college to take over the chancellor's post at the Chabot-Las Positas Community College District.
We'll miss her and wish her the best in her new job.
Classes may seem like they just ended, but summer school is beginning next week at the Peralta Colleges.
There's still time to sign up for courses -- just check www.peralta.edu for course listings. Summer is a great time to take classes, so enroll now!
I'll have more summer fun next month as we continue to put the word "community" into community college.
Reach Jeffrey Heyman at email@example.com.


text:
Emerging Drug Delivery Technologies, Profiles of Start-ups and Early-Stage Companies
- May 2013
- 136 Pages
- MCD Group LLC
- ABsize, Inc.
- Cristal Delivery, B.V.
- HylaPharm
- Lauren Sciences, LLC
- PolyActiva Pty, Ltd.
- Quiet Therapeutics
MCD Group continuously researches and monitors emerging drug delivery technologies and has compiled this report to profile some of the innovative developments at younger, emerging companies. The report focuses on start-ups and smaller companies that tend to be less well known, but are expected to gain momentum as they advance their technologies and produce significant clinical data. All of the companies profiled have interest in forming new partnerships or receiving funding to enable further development and eventual commercialization of their technologies.
The report features profiles of 62 companies, a majority of which were founded in the past five years. Most are located in the United States; however a few profiled companies are based in Canada, Europe, and Australia. Approximately 50% of the companies are affiliated with a University, and ten companies have initiated human clinical trials.
Collectively, the emerging companies profiled in this report are focused on 11 different therapeutic categories. Oncology is the leading focus among companies investigated, and approximately 25 percent of the companies profiled are developing proprietary technologies designed to improve delivery of macromolecules/biologics. Another 25 percent of the companies are focused on novel delivery devices, ranging from inhalation and nasal devices, to more patient-friendly injectable systems. All of the companies investigated are developing technologies that could potentially transform drug delivery in one or more therapeutic areas.
For each company profiled, the following information is provided:
- Detailed Technology Description
- Development Status / Pipeline Products
- Patents and Publications
- Partnership and Funding Opportunities
- Business Development & Licensing Contact
Examples of Technologies Presented
- Mini-pump for subcutaneous delivery of IV medications
- Targeted nanoparticle micelles
- Antibody-targeted liposomes
- Abuse-deterrent delivery system
- Dry powder particle processing technology
- Oral capsule technology for biologics
- Nanovesicle delivery system for delivery across the blood-brain barrier
- Timed-release intra-ocular implant device
- Non-invasive aerosol device for brain drug delivery
- Extracellular drug conjugate technology
- Nanoparticles and novel device for CNS and inner ear drug delivery
- Next-generation auto-injector technology
- Nanopolymer drug conjugates
- Microneedle patch system
- Pocket-sized ultrasound delivery device
- Biodegradable, topical drug patch
Sample of Companies Profiled
- Aquarius Biotechnologies
- Convoy Therapeutics
- Corinthian Ophthalmic
- Entrega, Inc.
- HylaPharm
- Inspiro Medical
- LaserLeap
- Orbis Biosciences
- Qrono, Inc.
- TheraTarget
- ZetrOZ, LLC
- scPharmaceuticals
Reasons to Buy
- Identify early stage delivery technologies that will potentially "enable" the delivery of your therapeutic compound
- Learn about investment opportunities with emerging companies, to gain access to promising, early stage technologies
- Identify novel drug delivery formulations available for partnering, to enhance your product portfolio SHOW LESS READ MORE >
- ABsize, Inc.
- Cristal Delivery, B.V.
- HylaPharm
- Lauren Sciences, LLC
- PolyActiva Pty, Ltd.
- Quiet Therapeutics
Executive Summary
Table of Contents
Figure 1: Featured Companies by Year Founded
Figure 2: Featured Early Stage Technologies by Delivery Route
Table 1: Sample of Emerging Parenteral DDS Companies
Table 2: Sample of Emerging Delivery Devices in Development
Table 3: Ten Novel Pipeline Products of DDS Start-ups
Table 4: Emerging Companies by Therapeutic Focus
Company Profiles
ABsize, Inc.
Affinity Therapeutics, LLC
AiroMedica, LLC
AlignBioscience Laboratory, LLC
Alitair Pharmaceuticals, Inc.
Aquarius Biotechnologies
Axxia Pharmaceuticals, LLC
Blend Therapeutics
Centrose, LLC
Civitas Therapeutics
Clearside Biomedical, Inc.
Convoy Therapeutics
Corinthian Ophthalmic, Inc.
Cristal Delivery, B.V.
Dance Pharma
DLVR Therapeutics
Ekteino Laboratories, Inc.
EnduRx Pharmaceuticals, Inc.
Engineered BioPharmaceuticals, Inc.
Entrega, Inc.
Extend Biosciences, Inc.
FluGen, Inc.
GrayBug, LLC
Impel Neuropharma
Inspirion Delivery Technologies, LLC
Inspiro Medical, Ltd.
Intensity Therapeutics, Inc.
iVeena, LLC
KAER Biotherapeutics
Kala Pharmaceuticals, Inc.
Keystone Nano
LaserLeap Technologies
Lauren Sciences, LLC
LyoGo, LLC
Lypro Biosciences, Inc.
NanoMedical Systems, Inc.
NanoSmart Pharmaceuticals, Inc.
On Demand Therapeutics, Inc.
Orbis Biosciences, Inc.
OtoMagnetics & Weinberg Medical Physics
Oval Medical Technologies
PolyActiva Pty, Ltd.
PolyPid, Ltd.
ProLynx, LLC
Prometheon Pharma, LLC
ProSolus Pharma, LP
Prosonix, Ltd.
Quiet Therapeutics
Qrono, Inc.
Ratio, Inc.
Respira Therapeutics, Inc.
scPharmaceuticals, LLC
SipNose, Ltd.
Solstice Biologics, LLC
SpherIngenics, Inc.
Versartis, Inc.
Xeris Pharmaceuticals, Inc.
ZetrOZ, LLC
- ABsize, Inc.
- Cristal Delivery, B.V.
- HylaPharm
- Lauren Sciences, LLC
- PolyActiva Pty, Ltd.
- Quiet Therapeutics
Excerpt of Executive Summary
Delivery Routes
Currently, the drug delivery market is dominated by oral delivery products, but many of the emerging technologies are not administered via the oral route. In fact, only six companies in this report are developing oral delivery technologies, while 30 companies are focused on novel parenteral delivery systems. This is indicative of the continued trend toward utilizing novel technologies to actually enable delivery of a drug, rather than extend its life cycle or make the product more convenient for the patient. The increased activity in the parenteral drug delivery space is also due to the growing number of new drugs which are complex molecules or biologics. These drugs require specialized formulation and delivery technologies to be commercially viable.
As evidenced by the companies reviewed in this report, novel parenteral technologies are leading the drug delivery pipeline. However, these are not the traditional parenteral technologies that we've seen in the past such as PEGylated formulations and sustained release PLGA-based depots. The parenteral delivery space has grown to include novel materials, targeted nanoparticles, carrier systems and conjugates that enable site-specific delivery of a variety of drugs, including RNAi-based therapeutics. Many of these technologies enable formulations which are less toxic with fewer side effects. Lauren Sciences LLC for instance, is developing the proprietary V-SmartTM nanovesicle technology which has demonstrated the ability to cross the blood-brain barrier (BBB) and deliver encapsulated contents directly to the brain. Another young start-up, Ekteino Laboratories, is developing a silk-based sustained release system which has certain benefits over traditional PLGA-based systems. Multiple novel delivery devices are also being developed which enable the subcutaneous delivery of drugs, some of which are based on microneedles or micropumps. This report profiles proprietary devices being developed by such companies as scPharmaceuticals and Ratio, Inc.
There seems to be a renewed interest in ophthalmic drug delivery technologies, with at least five new companies founded since 2009 that specifically focus on novel delivery technologies for the eye. These companies include Clearside Biomedical, Corinthian Ophthalmic, and iVeena. Each of these companies is advancing new devices or formulations that are expected to provide superior treatment of ocular inflammation, glaucoma, and age-related macular degeneration (AMD). Clearside Biomedical has already taken its first product into human clinical trials, while having only been founded in 2011.
Far fewer of the new start-ups are focusing on pulmonary, nasal, and transdermal drug delivery. This may be in part because there are fewer feasible drug candidates and these routes tend to be less preferred and accepted by patients. There are however, some promising technologies and formulations that show commercial promise. FluGen for example, expects to be in the clinic in 2014 with its first microneedle-based patch for influenza. If successful, this product could be game-changing, as it would be virtually painless and is anticipated to greatly enhance patient compliance. Inhaled insulin for diabetes is a focus of multiple pulmonary drug delivery firms, including young companies such as Dance Pharma. This type of product could be commercially successful; however, there are questions about broad patient acceptance, cost, and long-term safety.
Therapeutic Focus
Traditionally, the drug delivery market has been dominated by oral controlled release formulations for cardiovascular indications, central nervous system conditions, and pain management; inhalers for asthma; transdermal patches for hormone replacement therapy; and implants for prostate cancer. But the market is changing and over the next 10-15 years we expect to see a number of innovative medicines reaching the market, some of which, potentially changing the way certain conditions are treated.
Reviewing the pipelines of both established and emerging drug delivery firms, there is evidence of significant focus on developing improved formulations for cancer, infectious disease, ocular disorders, autoimmune and CNS conditions. Using cancer as an example, there are more than 12 million new cases of cancer diagnosed each year and many of the therapeutics used are toxic and have severe side effects. Innovative drug delivery technologies are being developed which can more effectively target and deliver therapeutics to tumors. These include targeted nanoparticles, extracellular drug conjugates and intra-lymphatic drug carrier systems. Examples of companies profiled which are developing breakthrough treatments for cancer include Blend Therapeutics, Centrose, and Intensity Therapeutics.
While some emerging drug delivery companies focus narrowly on a specific therapeutic category such as oncology or pain, others are developing technologies for specific types of molecules, including macromolecular drugs or biologics. A growing proportion of new drugs in development are biologics, aimed at treating advanced-stage cancers, chronic inflammatory diseases, and autoimmune disorders. These therapeutics are generally administered via the parenteral route, and are often difficult to formulate. Some of the key formulation challenges include high viscosity, chemical and physical instability, denaturation, and solubility issues. A majority of these drugs are delivered via injection or infusion, which is uncomfortable and ultimately undesirable for the patient, and lends to poor patient compliance. For these reasons, drug delivery technologies play a key role in the success of biologics and complex drug products. This report highlights some of the emerging technologies designed to effectively delivery large molecular weight drugs such as antibody-based therapeutics, proteins, and peptides. Companies developing such technologies include Entrega, Extend Biosciences, and Solstice Biologics.
- ABsize, Inc.
- Affinity Therapeutics, LLC
- AiroMedica, LLC
- AlignBioscience Laboratory, LLC
- Alitair Pharmaceuticals, Inc.
- Aquarius Biotechnologies
- Axxia Pharmaceuticals, LLC
- Blend Therapeutics
- Centrose, LLC
- Civitas Therapeutics
- Clearside Biomedical, Inc.
- Convoy Therapeutics
- Corinthian Ophthalmic, Inc.
- Cristal Delivery, B.V.
- Dance Pharma
- DLVR Therapeutics
- Ekteino Laboratories, Inc.
- EnduRx Pharmaceuticals, Inc.
- Engineered BioPharmaceuticals, Inc.
- Entrega, Inc.
- Extend Biosciences, Inc.
- FluGen, Inc.
- GrayBug, LLC
- HylaPharm
- Impel Neuropharma
- Inspirion Delivery Technologies, LLC
- Inspiro Medical, Ltd.
- Intensity Therapeutics, Inc.
- iVeena, LLC
- KAER Biotherapeutics
- Kala Pharmaceuticals, Inc.
- Keystone Nano
- LaserLeap Technologies
- Lauren Sciences, LLC
- LyoGo, LLC
- Lypro Biosciences, Inc.
- NanoMedical Systems, Inc.
- NanoSmart Pharmaceuticals, Inc.
- On Demand Therapeutics, Inc.
- Orbis Biosciences, Inc.
- OtoMagnetics & Weinberg Medical Physics
- Oval Medical Technologies
- PhaseRx
- PolyActiva Pty, Ltd.
- PolyPid, Ltd.
- ProLynx, LLC
- Prometheon Pharma, LLC
- ProSolus Pharma, LP
- Prosonix, Ltd.
- Quiet Therapeutics
- Qrono, Inc.
- Ratio, Inc.
- Respira Therapeutics, Inc.
- scPharmaceuticals, LLC
- SipNose, Ltd.
- Solstice Biologics, LLC
- SpherIngenics, Inc.
- TheraTarget
- Vaxxas
- Versartis, Inc.
- Xeris Pharmaceuticals, Inc.
- ZetrOZ, LLC


text:
A hidebound review panel is punishing City CollegeMay 15, 2014
City College of San Francisco badly needs an overhaul of its finances, academics and management. What it also needs is the time to make improvements without a draconian loss of accreditation that a stubborn oversight commission is refusing to give.
To continue reading this story, you will need to be a digital subscriber to SFChronicle.com.
By logging in, you agree to the Terms and Conditions and Privacy Policy.


text:
Ahhhh, Stacey
- By Bossip Staff Categories: Blast From the Past, For the Fellas, For Your Viewing Pleasure
Posted by Bossip Staff
Stacey Dash is the cover girl for this month's issue of the prestigious King Magazine. We've included more tantalizing images of the certified banger in her King spread for your viewing pleasure. Enjoy.
Thanks Redz
More beneath the hood


text:
James Cochrane, a 39-year postal service veteran, will take over as CIO on an acting basis.
The U.S. Postal Service has tapped an acting CIO to replace Ellis Burgoyne, who retired Oct. 1.
James Cochrane, formerly vice president of USPS's product information department, will temporarily replace Burgoyne, according to an announcement from Postmaster General Patrick Donahoe.
Like his predecessor, the Postal Service's only CIO to emerge internally, Cochrane has already had a lengthy career at USPS.
Over the past 39 years, Cochrane has held leadership roles in several departments, including ground shipping, marketing and strategy for expedited package services. He also served as associate vice president of sales for the former Northeast Region, where he was responsible for commercial sales of $12 billion annually.
It is unclear how quickly USPS will pursue a permanent CIO, but Donahoe indicated USPS's technology plans will not wait.
Cochrane "will oversee the integration of technology and innovation in delivering more than 170 billion pieces of mail to an estimated 150 million homes and businesses nationwide," Donahoe said, and "will direct the advancement of new mail intelligence, engineering systems, information technology systems, payment technology and corporate information security to meet the changing needs of our customers."
Posted by Frank Konkel on Oct 03, 2013 at 12:23 PM
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In the latest issue: grid security, agile development, BYOD and more!
Get the full issue
Steve Kelman contends that a recent report on agencies' prize challenges tells only half the success story.
OMB's Data Center Optimization Initiative gives agencies new metrics and goals for fiscal 2018.
NSA and the CIA have revamped themselves in the past year. FCW asked officials how well Fort Meade and Langley are collaborating in cyberspace in pursuit of their separate missions.
The latest version of the Defense Department-wide Enterprise Service Management Framework places more emphasis on managing IT risk.
Despite GSA's efforts to accelerate the FedRAMP approval process, the lack of agency reciprocity puts the program's central goals at risk.
Got some early-career colleagues who are doing great things in federal IT? Nominate them for FCW's 2016 Rising Star awards.
The agency software inventories required under the draft category management policy will be treasure maps that lead to efficient, effective, streamlined buying and unprecedented savings.
As experts warned of the "dire" threats posed by outdated federal technology, lawmakers grilled top feds, debated workforce issues and inched closer to backing a $3.1 billion fix-it fund.
The agency is making strides in developing and deploying border technologies but still has some weaknesses.
This is par for the course. The Postal Service continues to shift individuals temporarily into positions all over the country. It is like a human chess game.... I would like to know how much the Postal Service spends on perdiem, travel and temporary housing.... But they'll never admit to it or tell you how much.
I hope he takes a good look at the dps and fss machines on most days we case more mail then is run on the machines. Just so he knows I work in the peachtree city office. What a waste we spent billions for machines that don't work.
So why did we not just do away with this position, oh what was I thinking its a management position.
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© 1996-2013 1105 Media, Inc. All Rights Reserved. This copy is for your personal, non-commercial use only.To order presentation-ready copies for distribution to colleagues, clients or customers, visit: www.1105Reprints.com


text:
Extension > Family > Personal Finance > Spending and Saving > Start an Emergency Fund Before Disaster Strikes
Spending and Saving
Start an Emergency Fund Before Disaster Strikes
Susan E. Hooper, Extension Educator — Family Resource Management
Reviewed March 2014 by Sara Croymans, Extension Educator — Family Resource Management.
It takes discipline and planning to save. Saving means putting off using money today in order to have money for future needs. People who have experienced disasters say that an emergency fund is extremely useful in getting immediate needs met after a disaster.
Why Should You Start an Emergency Fund?
Savings are an important part of managing money and protecting a family.
- Set aside savings is money set aside for non-monthly, periodic expenses. Each family or person needs to determine how much money to set aside depending on the types of expenses they may have. It might be money to replace a broken appliance, repair a tire, or travel to a sick relative. It might be $25 or $500.
- Emergency income savings is money put aside to pay the rent or mortgage, utilities, car payment, and car insurance if your income is reduced or stops for a few months. This money could prevent eviction or foreclosure, or car repossession.
Both types of savings make up your emergency fund.
It is important to save steadily so you have enough money for emergencies, rather than not save because it seems impossible to put enough money aside.
Getting Started with an Emergency Fund
If you do not know your current budget, it may be hard to decide how much you can afford to put into an emergency fund. It will be helpful for you to first complete a Spending Plan. (See Action Page 3-2: Spending Plan [289 K PDF] from Dollar Works 2.)
If you already have a tight budget, there are two major ways for finding money to save: cutting expenses or increasing income. Brainstorm the options for cutting expenses and/or bringing in more income with your family. Once you have decided on some strategies to pursue, use the Action Page 5-7: Getting Started: What Can I Do? (204 K PDF) to document how much you intend to save and how you propose to find the money to save.
While you don't need a separate savings account to get started, it may be in your best interest to set up an account at a financial institution for your emergency savings. In the event of a disaster, you'll need to access your emergency fund. If you've been keeping that in a jar in your house, your fund could be destroyed in the disaster. Also, by keeping your emergency fund in an official savings account, you may be able to earn interest and grow your overall fund automatically.
Once you have a plan in place, remember to keep saving simple! Keeping it simple will increase your chance of success. If you completed a spending plan, make your emergency saving a priority on your spending plan. One method to simplify building an emergency fund is called "Pay Yourself First." It means making savings a regular expense, just like the rent or mortgage. There are a couple of ways to make this happen:
- Put a specific dollar amount or a percentage of pay directly into a savings account each pay day. This eliminates having easy access to the money to spend it before it gets deposited in an account.
- Put loose coins from pockets or purses into a jar at the end of each day. When the jar is full, take it to the bank to deposit it into your emergency savings account. The money will add up quickly!
- If you earn tips, put all tips into a jar. When the jar is full, take it to the bank to deposit it into your emergency savings account.
- Put part of gift money into savings.
- Put some of a bonus or pay raise money into savings.
- Deposit part of a tax refund directly into a savings account.
This has been adapted from Anderson-Porisch, Heins, Petersen, Hooper, and Bauer's (2007) Dollar Works 2: A Personal Financial Education Program (St. Paul, MN: University of Minnesota Extension). It is used by permission. Get more information on Dollar Works 2.
Related Resources
Disaster Recovery — Resources for your family following a disaster. Includes the Recovery After Disaster: The Family Financial Toolkit.
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Guillermo Davis is a former dancer/choreographer with the Danza Libre company of Cuba. His cultural name is EL IYAWO meaning Son of God, which is the pseudonym he uses to promote his work. Now resident in the UK, his reputation as a tutor in Cuban dance has won him a following, resulting in a number of classes in London with further classes developing nationwide and in Europe.
ADAD went along to the first of the Orisha classes held on Thursdays at the City University, Angel. One unusual thing about this class is that there is a 'dress-code' women wear long flowing skirts and bandanas which are tied in a specific way. The men wear scarves around their necks tied loosely in colours that represent the particular Orisha form that is being taught, in this case the colours were Red and Black to represent 'Eleggua' the Yoruba trickster-messenger god; spirit of the crossroads.
The technique is skilfully 'broken down' to the most basic movement and 'rebuilt' with such subtlety that before you know it you've achieved what initially seemed quite an impossible task!
I liked to dance from I was a very young child when I used to go to birthday parties people knew that I liked to dance they would say "Guillermo dance, dance!" When I was 16 I was studying in an arts institution, I started in traditional dance in Sept 1977. I worked for 12 years as an amateur dancer, I did some work towards the carnival in 1978, I worked with children in schools and adolescents, using dance as therapy. After that I joined Danza Libre company as a founder member, I was a dance teacher, choreographer and sometimes costume designer while I was there. I also worked in the Artist's School in Guantanamo for 2 years. I worked in Guantanamo for 23 years before coming to England.
I've been a teacher here for 2 years. I came to the UK with Danza Libre company then the manager sent me to do some workshops in King's Cross, in Leeds, in Norfolk, in Norwich all over the place.
I like it here because in Cuba I have contributed many years towards teaching dance people love dance many people have access to dance. But here it is different I have been to places where people don't know anything about dance and I start to give classes and people come to me and say that because of my classes they would like to go and study in Cuba or they would like to go to Cuba and see what it's like. So I can see that I am giving the experience of dance to the people this is my life's work I don't dance for myself.
In the beginning I was identified by the work that I did with Danza Libre but now I have decided to build a reputation for myself, by developing my work under my artist name El Iyawo. The relationship between myself and Danza Libre still continues because I help them to promote their work in Cuba from here.
Maybe in the future because I like working with children, but first I would like to go to college to learn English because my English is not very good and I need to be able to communicate with the people. I am currently working with a Latin American dance school and it is easy for me to communicate with the children because they speak Spanish.
Despite the language barrier, El Iyawo was able to conduct two interviews at once! Watch this space for an up-close and personal interview featuring family members involved in dance, his teaching technique, aspirations for the future and forthcoming projects.


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BENTON -- A Sikeston teen will appear in court on Thursday for the killing of another teen.
Brianna Branson, 18, is set to appear before Judge Scott T. Horman for a preliminary hearing at 9:30 a.m. She is charged with second degree murder, armed criminal action and second-degree assault.
For more pictures and stories from the Standard Democrat, click here to log on to the electronic edition.


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The Two Gentlemen of Verona
by William Shakespeare
The Two Gentlemen of Verona Act 5, Scene 1 Summary
- At Friar Patrick's cell, Eglamour patiently waits for Silvia, who has planned to meet him there.
- Silvia rushes in and says they need to hurry because she's afraid spies have been following her.
- They run off to the forest between Milan and Mantua. (Yep, that's the same forest where Valentine is hanging out with his new outlaw pals.)


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MAR 05, 2014 - Washington Times
A Must Read - Share
TOLEDO, Ohio (AP) - The lawyer for an Amish family wants the Ohio Supreme Court to reconsider its decision not to hear a case involving the couple who fought a hospital over resuming chemotherapy for their 11-year-old daughter. The family's attorney had hoped the court would strike down ...
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Hey you have no friends!!! Get to work and start inviting friends to help build your Comunitee. Click Here to invite friends.
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Wiki: "Dual-tone multi-frequency signaling (DTMF) is used for telecommunication signaling over analog telephone lines in the voice-frequency band between telephone handsets and other communications devices and the switching center. The version of DTMF that is used in push-button telephones for tone dialing is known as Touch-Tone, first used by AT&T in commerce as a registered trademark, and is standardized by ITU-T Recommendation Q.23. It is also known in the UK as MF4."
Evrithing here is perfect!
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San Diego County Iraqis head to the polls
IRVINE —— Mark Goro didn't sleep much Friday night, too afraid that he might miss his alarm. Saturday's bus trip was too important. "This is the first time I vote for my country," Goro, 47, said. "I know what is the benefit for my people. … This is the first step to build a foundation to start the peace there."
It was shortly after 8 a.m. Saturday when Goro and his wife joined more than 40 people to board a bus and head north to cast their vote for representation in the new 275-member Iraqi Transitional National Assembly, which will draft the country's new constitution.
Another bus load of voters would follow later Saturday morning. And today, two more buses will make the 180-mile round trip. Voting began Friday and ends today.
Joseph Shorez, 50, said he wants the new Iraqi government to be "just like the government here. A separation of religion from government."
Those on the bus —— like most of the Iraqi expatriates in San Diego County —— were Chaldean Catholics, followers of a church that dates back to Babylonian-Mesopotamian times. It is the largest Christian group in the mostly Muslim country of Iraq.
'How great a present'
As the chartered bus made its way north up Interstate 5, it passed though Camp Pendleton. Many Chaldeans said they were grateful to the Marines —— more than 20,000 Marines from local bases are in Iraq —— for helping to bring about change in their native country.
"When I hear of one soldier dying in Iraq, it makes me very upset, with tears," Joseph Shorez said of the American military. "The soldiers give their blood for the people to be free. How great a present they are giving us, so we can go vote in Iraq."
Shorez recently moved from North County to El Cajon, to be closer to his Chaldean community.
As the bus headed up I-5, folks on board spotted fellow Iraqi expatriates driving up on their own to cast ballots. It was an encouraging sight to Goro —— once a civil engineer in Iraq, he now owns two stores in San Diego County, including Barno's Liquor in Vista. The businessman had pressed his fellow local Iraqis to vote.
Balloting greeting with cheers
It was a quick trip up the coast for the San Diego County group, and much of the conversation —— in Aramaic —— centered on the elections, Goro said. The Chaldeans also speak Arabic, the language of Iraq and the language on the ballots they cast Saturday.
When the group reached the polling site —— the former El Toro Marine air station —— security officers pulled the bus off to the side and searched it.
Finally, the parking lot. Scores milled around. And about dozen people —— half of them in traditional Iraqi garb, half in decidedly American clothing, some wrapped in flags —— formed a line and danced as traditional music blared from a nearby car. A few car-lengths down, officers walked alongside bomb-sniffing dogs.
Through metal detectors and inside the election hall, the polls were a buzz, with seven voting stations and short line at each.
Clapping punctuated every vote cast. Applause crescendoed as women dressed in traditional clothing dropped their paper ballots into the box.
Salem Aljawad, the manager of the voting operation at the El Toro site, said more than 600 votes were cast on Friday, and by noon Saturday, 1,100 more had been cast there.
"I think it is going to be a very high number, like 95 or 98 percent," Aljawad said of the expected turnout. Some 3,903 people registered to vote at the El Toro site.
A stake in the outcome
Despite the large ballot —— 111 choices, vote for one —— the lines moved quick, with some voters in and out of the hall in under 15 minutes.
"This is my flag," yelled Nancy Shorez, 50, of El Cajon, hoisting the old Iraqi flag as she walked out of the hall. The beaming woman said she was voting "for our country, for Christians."
"Today, we vote not for us. Here, we have freedom, but over there, our family and friends need freedom like us," said Shorez, who is a cousin of Joseph Shorez.
Many of the congregation from El Cajon said that even though they have no plans to return to Iraq, they have a stake in the elections.
"No one can separate me from America," Joseph Shorez said. "But I still think of the people of Iraq and their freedom."
"It's our country, too," said George Yako, 62, of El Cajon. "We grew up there."
Both Goro and Joseph Shorez said they stayed up on the election by watching Arabic television stations on satellite.
'I would make the trip five times'
According to the Organization for Migration, about 25,000 of San Diego County's Iraqis are Chaldean Catholics. An additional 6,000 are Kurds, and an estimated 3,000 are Shiite Muslims.
With an estimated 350,000 Iraqis in the United States, San Diego County's population accounts for nearly 10 percent of the country's Iraqi population.
The United Nations-affiliated group putting on the election —— the International Organization for Migration —— selected El Toro as the western United States' polling place. It is the only Iraqi polling site west of the Mississippi.
For the San Diego County congregation, the nearly four-hour round trip aboard a bus was an issue, especially since they were also required to make the same trip earlier this month to register. But ultimately, many said, it was worth it to cast a ballot in the Iraqi election.
"I would make the trip five times," Joseph Shorez said. "I don't care."
Contact staff writer Teri Figueroa at (760) 740-3517 or firstname.lastname@example.com .


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BENTON -- The mother and stepfather of a Morehouse man arrested for armed criminal action and assault on his girlfriend are charged with interfering in their son's arrest.
Angela N. Graham, 47, is charged with hindering prosecution, concealing an offense and tampering with evidence, according to Scott County Sheriff Rick Walter. Tommy D. Graham, 50, is charged with felon in possession of a firearm, concealing an offense and hindering prosecution.
"The charges against the Grahams primarily stem from interference on their behalf while officers were conducting an investigation on the original incident," Walter said in a news release.
For the complete article and more stories from the Standard Democrat, click here to log on to the electronic edition.


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Catch up TV...
Missed the TV moment everyone's talking about? Nick Curtis looks at the shows you should have watched (and still can) and the upcoming must-sees
Chicken vans offer pupils a low-fat takeaway lunch
Vans selling "healthy" fast food will be stationed outside schools to tackle obesity and bad eating habits.
- Review


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Review Details
Flushable Diaper Liners (Small)Product Rating: Product Review (submitted on July 13, 2010):
When I told a friend I was going to use cloth diapers, her only advice was "just don't get the kind that you have to rinse in the toilet every time." She had bad memories from when she was 12 and her younger brother was born. Well we have 'that kind' of diaper, but with these liners there is no need for the swishing. This is good news for 'dad,' who was not so sure about cloth diapers either. I find using liners also helps keep the diapers cleaner, and I don't have to worry about residue from diaper cream (which we have to use often). These work great, if you're worried about waste, the fleece liners are also lovely.Would you recommend this product to a friend? Yes


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This spice blend of Bengal, in eastern India, consists of whole seeds of cumin, black mustard, fennel, nigella, and fenugreek in equal amounts. If you aren't accustomed to Indian spice mixtures, you might want to start with a smaller proportion of fenugreek — perhaps one-third as much as the other spices — because in large quantities it adds a bitterness that some people find unpleasant. This blend is not ground, but is heated in ghee or oil just before using to release the flavors of the seeds. The dry seeds can be stored for at least four months in an airtight container away from light and heat.
— David Merrill is managing editor of The Herb Companion and a great lover of spicy foods.
For more recipes from Beyond Curry Powder, click here.
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Welcome to Mother Earth Living, the authority on green lifestyle and design. Each issue of Mother Earth Living features advice to create naturally healthy and nontoxic homes for yourself and your loved ones. With Mother Earth Living by your side, you'll discover all the best and latest information you want on choosing natural remedies and practicing preventive medicine; cooking with a nutritious and whole-food focus; creating a nontoxic home; and gardening for food, wellness and enjoyment. Subscribe to Mother Earth Living today to get inspired on the art of living wisely and living well.
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Red Lorry Yellow Lorry are a rock band that were formed in Leeds, England in early 1981.
The band was formed by guitarist/songwriter Chris Reed and vocalist Mark Sweeney, along with bassist Steve Smith and drummer Mick Brown (who would later join The Mission). Sweeney left the band in late 1981 and Reed permanently took over as vocalist, with Martin Fagan joining as a second guitarist. The group's sound, featuring a numbing guitar drone, powerfully throbbing drums, and Reed's cavernous vocal tones, caused the Lorries (as their fans came to call them) to be quickly lumped into the then-developing gothic rock scene by pop journalists, although the band themselves preferred to cite Wire as an influence.
1982, the Lorries' manager Dave Hall provided independent record label Red Rhino with a cassette of the group's demos. Impressed by the quality of the songs, Red Rhino label head "Tony K" (Tony Kostrzewa) signed the band and immediately released Beating My Head unchanged from the demo as the band's debut single. The song made a strong appearance on the influential New Musical Express (NME) independent record chart. Fagan and Smith soon departed the band, to be replaced by Dave Wolfenden and Paul Southern respectively. While numerous additional personnel changes would occur in the history of the band, Wolfenden became a mainstay and a frequent songwriting partner of Reed's during the band's most productive period. In 1983 and 1984, the band released several more singles (including "He's Read" and "Monkeys On Juice", which reached #9 on the NME indie chart. John Peel was an early supporter, and the band recorded two radio sessions for him in March and November of 1983.
In 1985, the band's debut album, Talk about the Weather, was released and peaked at #3 on the NME indie rock albums chart. The album, which most fans consider to be the band's best, received generally positive reviews and sold extremely well for a small label offering. "Hollow Eyes", a single taken from the album, obtained good sales as well, as did follow-up non-LP singles "Chance" and "Spinning Round", the latter of which is generally felt to be the Lorries's strongest song.
The band released one more album on Red Rhino (Paint Your Wagon, which reached #3 on the NME indie chart in 1986, a single ("Cut Down") and a four track EP ("Crawling Mantra", utilizing the one-time band name change to "The Lorries"), before signing to Situation Two, an off-shoot of major label Beggars Banquet Records. Two albums followed, 1988's Nothing Wrong and 1989's Blow. Neither of the Beggars Banquet albums appeared on any mainstream pop charts. Singles, including "Only Dreaming (Wide Awake)" and "Open Up" (which upon its release was chosen as NME's Single of the Week, also failed to chart, and the band was subsequently dropped by the label. In 1991, the band released Blasting Off on the tiny Sparkhead label. Despite the relative strength of the song "Talking Back" (released as a single prior to the LP), the album was considered a major disappointment by fans and sold poorly. Reed broke up what was left of the band at that point.
In 2003, Reed revived the name Red Lorry Yellow Lorry and released four new songs in 2004, available via internet download only on the band's website. The band toured frequently in the UK during 2004 and 2005, but no additional Red Lorry Yellow Lorry material has subsequently appeared to date. In 2005, the band released Thunder in the Black Cave, a live DVD recorded in Belgium during their 2004 European tour. In 2006, Reed released an acoustic-based album, Minimal Animal, under the name "Chris Reed Unit".
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Deb Williams, Senior Writer
An award winning motorsports journalist, Deb Williams has covered auto racing for more than 30 years. She began her career covering weekly short-track races in Asheville, N.C., while a student at East Tennessee State University and continued after becoming the sports editor at the newspaper in Waynesville, N.C. Upon joining United Press International in Raleigh, N.C., as a general assignment reporter, she began covering NASCAR's top two series and continued to do so after being named UPI's Charlotte, N.C., bureau manager. After leaving UPI, she spent 18 years with the publication NASCAR Winston Cup Scene, serving as its editor for 10 years. Her numerous honors include the Henry T. McLemore Award, the Russ Catlin Award and the George Cunningham National Motorsports Press Association Writer of the Year award. She has received NMPA awards for columns, news, features and magazine stories. She has written three books. Her most recent, "The Evolution of NASCAR, A Historical Collection, was released in November 2010. Williams has taught the Evolution of Southern Motorsports at Appalachian State University, and has been interviewed for historical motorsports shows that have aired on ESPN and SPEED. She resides in Concord, N.C.
Articles by Deb Williams
By Deb Williams | Senior Writer
BRISTOL, Tenn. – Slightly more than a month ago, Stewart-Haas Racing told Ryan Newman it wouldn't field a fourth team in 2014 and he needed to find another home, but that's no longer the case, at least where a fourth team is concerned.
SHR Competition Director Greg Zipadelli said Friday at […]
By Deb Williams | Senior Writer
CONCORD, N.C. – With 14 laps remaining in Sunday's Coca-Cola 600 at Charlotte Motor Speedway, Kevin Harvick pitted for two fresh tires and returned to the 1.5-mile track with only one thought – "Don't screw up."
"I knew they put me in the best position to win the race," said […]
By Deb Williams | Senior Writer
CONCORD, N.C. – Ten people were injured Sunday night during the Coca-Cola 600 at Charlotte Motor Speedway when a rope cable used by FOX to guide its CamCat overhead camera system broke and fell over the fourth turn grandstands.
A statement released by speedway officials said seven fans were treated […]
CONCORD, N.C. – Several NASCAR drivers have a personal trainer and follow a strict workout schedule while others compete in marathons and triathlons, but none of those are for Brad Keselowski. The current NASCAR Sprint Cup champion prefers to rely on mental toughness.
"I've never really been big into the whole workout routine thing," Keselowski […]
By Deb Williams | Senior Writer
CONCORD, N.C. – Glen Wood first competed in a NASCAR race on May 17, 1953 and ever since the Stuart, Va., family has produced memorable, history-making moments in the sport. Another one of those will occur Sunday when Trevor Bayne gives the famed Wood Brothers their 1,400th NASCAR Cup […]
By Deb Williams | Senior Writer
CONCORD, N.C. – For NASCAR's first five decades, innovations and technology in the sport primarily came from the race teams, but now those items will originate at the sanctioning body's Research and Development Center in Concord, NASCAR Chairman Brian France said Saturday.
"We're going to use a lot more science […]
CONCORD, N.C. – NASCAR Chairman Brian France said Saturday Bruton Smith hadn't requested a realignment of a Sprint Cup Series event at one of his tracks, but he would prefer Charlotte Motor Speedway's October race remain at the 53-year-old facility.
"Our preference, my preference, is to make the events where they are more successful," France […]
CONCORD, N.C. – For Steve Wallace, it's been more than a year since he has competed in a NASCAR Nationwide Series race and the younger son of NASCAR Hall of Famer Rusty Wallace readily admits that coping with that fact hasn't been easy. Since finishing 11th in the April 2012 Richmond race, the 25-year-old Wallace […]
By Deb Williams | Senior Writer
CONCORD, N.C. – Twenty years ago Dale Earnhardt Sr. owned Charlotte Motor Speedway during the month of May, sweeping the All-Star race and the Coca-Cola 600. At that time, no one realized it would be Earnhardt's last visit to the 1.5-mile speedway's victory lane.
It was an era when an […]
By Deb Williams | Senior Writer
CHARLOTTE, N.C. – NASCAR has always billed itself as a family oriented sport and seven-time champion Richard Petty said the 2014 NASCAR Hall of Fame class announced Wednesday reinforces that sentiment.
Petty's younger brother, Maurice, and Ned Jarrett's younger son, Dale, were among the five selected by a voting panel that […]


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Grab the button!
Copy and paste into your blog.

Check out last weeks most popular link:
Inside BruCrew Life shared with us this crave-worthy recipe for Salty Caramel Brownie Bites. Your mouth is already watering, right? I know mine is!
The party guidelines are: 1) please link to your blog post (not your blog main page) so people can go directly to your project and 2) Enter your blog name and in paranthesis add the name of your project so we can clearly see what it is 3) Don't forget, these should be GIRL RELATED (can be for us grown up girls too)! AND PLEASE grab my button and add it to your post so that other crafty ladies can come join the fun.


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|Game Day at Walkersville
Event Type: Teen Program
Age Group(s): teens, tweens
Date: 4/24/2014
Start Time: 3:15 PM
End Time: 4:30 PM
Join us at Walkersville to play your favourite board and card games and learn some new ones, too. We'll have Apples to Apples, Carcassone, Uno, Blokus, Connect 4, and many more! The more the merrier...Library: Walkersville Branch Library
Location: WA Inside Library
Contact: Melissa
Contact Number: (301)845-8880
Presenter: Melissa Rabey


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One of the problems a network engineer or administrator faces today is the control over access to the network. What users are granted the access, what rights do they have, what services may consume, should they be billed for being connected? Multiply these questions by the constantly growing number of network users and then by the number of network servers to which user connects.
Our company offers solutions which control users in your network and defend it from any intrusions, unauthorized access or data loss.
[Download RADIUS server]
[More info]
ClearBox Enterprise RADIUS Server is a Windows
application for the centralized control and management
of remote access to the network through the use of RADIUS,
standard protocol widely deployed by various network equipment
for central user access and security administration.
ClearBox Enterprise Server is capable to provide authentication
and accounting services to medium and large wholesale providers,
organizations and network operators with thousands and even millions of users.
ClearBox Server flexibly adapts to existing infrastructure and business needs by leveraging, not replacing existing technology investments.
ClearBox Enterprise Server deployment areas include (but are not limited to) the following:
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ClearBox TACACS+ and RADIUS Server for Windows is an application
for the centralized control and management of a remote access
to the network through the use of widely-deployed RADIUS and TACACS+ protocols.
ClearBox Server is the best choice for all customers who require inexpensive, effective and scalable authentication solution based on the RADIUS or TACACS+ protocols to control the access to their network resources.
ClearBox Server is unique in its TACACS support. You may limit the administrative access to your network equipment (routers, switches, and firewalls), providing separate rights to user groups, authorizing and logging each command they issue.
ClearBox TACACS+ RADIUS Server is also a development
framework. It lets third party software developers
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with the API layer over it. All the customer-specific
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wasn't intending to blog, but I just found this article that's really.. well, interesting (: For those of you who are too lazy to read, it's about how some virtual lover app targeted at single men gained huge popularity, because the prerecorded virtual lover Mina will send you msgs at regular times of the day, saying 오빠~~ in those flirtatious mannerisms.
It's too bad the developer decided to charge a fee for it from now or I'll download it and see what's the hype over it😀
This brings me to another point. I know that girls often call their older boyfriends 오빠~ but this term can also be used for older male friends. I've yet to be able to differentiate between these two uses and sometimes I wonder I'm sending out the wrong signals if I call someone 오빠. Maybe the meaning depends on the tone of your voice? hahaha I have no idea.
But seeing how popular such applications can get, it makes me wonder how it feels like to be called 오빠. The significance of it. >,<
Any opinions?
I won't go so far to say that people who downloaded this app are 'desperate'. For those who have PAID for it, erm, well, it's your money. (: They should come up with a version for girls. And get someone sexy like T.O.P to model for the app. If he will call me 자기야~~~ and say 사랑해~~ the whole day…
Then, maybe I'll consider buying it.😀😀
I kid.


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Prophetic words to lift you up and encourage you to move forward in your walk with Christ.
Monday, July 16, 2012
Wings of Prophecy - From the Beginning - Print Version Now Available
The book will also be available on Amazon.com in a week or so.
My thanks to those of you who were covering this project in prayer over the months it took to bring it to completion.
1 comment:
- Demita said...
This is great, Congrats and praise Yah.
- July 17, 2012 at 4:39 AM
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Fashion's Night Out 2011 Expands Online
Fashion's Night Out, the international shopping celebration spearheaded by Vogue's Anna Wintour, the Council of Fashion Designers of America and NYC &Co., continues to expand its reach.
Last season's show opened with models on a double-decker bus, followed by a fast-paced runway show featuring fashion's All-Stars. It was followed by the shopping event on Feb. 10.
The third iteration of Fashion's Night Out will take place on Sept. 8, 2011 in the United States.
How will FNO version three top appearances in over 100 cities and thousands of stores worldwide? By going online.
New for FNO 2011, e-tailers and e-commerce sites will be allowed to celebrate via virtual events, organizers announced.
Fashion's Night Out has teamed up with shopping and style site Polyvore to showcase online FNO events. In the days leading up to FNO, Vogue editors and celebrity guests will create pick out favorite fashion items to feature on Polyvore.


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Julia Mary Armstrong in Newry, BT35Not the right Julia Armstrong? View more
Full Background Report for Julia Mary Armstrong
- Director Information
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- Insolvency Register*
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- Up to 5 Previous Addresses
- Property Ownership/Prices*
- And More
Age Guide: 47-51
County Down
BT35View Details
We have the full address available for Julia Mary Armstrong. This was sourced from Electoral Roll records from 2002.
People who were on the Electoral Roll at the same address in the same year(s)
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View Details, including the full address and postcode, and any sales of the property since 2000.
*Not available for Scotland and Northern Ireland


text:
It looks like a Lego fantasy come to life. Checkerboard walls made from steel shipping containers and towering columns of recycled paper tubes shape a "nomadic" museum—created to showcase a photography exhibit—that can be rebuilt to fit whatever space is available.
Shipping walls
Photographer Gregory Colbert commissioned Japanese architect Shigeru Ban, known for his work with recyclable materials and moveable structures, to build a museum that would travel with his "Ashes and Snow" photography exhibit and reflect his eco-sensibilities. Thirty-seven of the museum's shipping containers transport the exhibit materials; the rest are rented on location.
Sacred space
Inside, Colbert's large-scale photographs of humans communing with wildlife are suspended in midair along two cathedral-like galleries.
Next stop
Having completed Manhattan's Pier 54 show last June, the museum is headed to the Santa Monica Pier in Los Angeles (January 12 through June 4), where its building blocks will be adapted to its new space.
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Welcome to Mother Earth Living, the authority on green lifestyle and design. Each issue of Mother Earth Living features advice to create naturally healthy and nontoxic homes for yourself and your loved ones. With Mother Earth Living by your side, you'll discover all the best and latest information you want on choosing natural remedies and practicing preventive medicine; cooking with a nutritious and whole-food focus; creating a nontoxic home; and gardening for food, wellness and enjoyment. Subscribe to Mother Earth Living today to get inspired on the art of living wisely and living well.
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Hospices de Beaune to Attract Chinese buyers
This weekend marks the 150th anniversary of the Hospices de Beaune wine auction, the biggest celebration in Burgundy's calendar.
Buyers from across the world will flock to the medieval city of Beaune for a chance to buy barrels of wine from the vineyards of the Hospices, the charitable hospital built for the poor by Nicolas Rollin, Duke of Burgundy in 1443.
A particular feature this year is the presence of Chinese film star Liu Ye who, alongside French actor Fabrice Luchini, will introduce the auction on Sunday night. It's a move that suggests the auction's organizers, Christie's, are keen to attract the sort of wealthy Chinese buyers that have helped break all records for wine prices in Hong Kong.
2010 isn't as distinguished a vintage as some others in Burgundy. According to Roland Masse, wine maker and manager of the Domaine des Hospices de Beaune the growing season yielded a smaller crop, but one with great richness and excellent maturity.
Last month I tasted a small selection of various vintages from the Hospices de Beaune under the tutelage of Master of Wine Anthony Hanson in Christie's, London. The wines displayed real finesse and overall the quality levels were high. For the white wines the two stand out wines were the Corton-Charlemagne Grand Cru, 2007 Cuvée François de Salins and the Bâtard-Montrachet Grand Cru Cuvée Dames de Flandres 2007.


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- Overview
- Transcript
- View Offline
- Extruding edges and faces
- Working symmetrically
- Setting up the image planes
- Creating the basic facial structure and features
- Modeling and fleshing out the body
- Creating the hair with extruded NURBS curves
- Modeling clothes
- Putting on finishing touches
- Understanding UVW maps and seams
- Dealing with UVW maps across multiple objects
Skill Level Intermediate
The face is one of the most detailed and recognizable parts of a character. Whether the model will be used in a game, a movie, or anything else, the face is one of the most important parts to get right. It can also be difficult because there's so much going on. That's why there should be a solid plan of attack when modeling a face. In this movie, I'll show you a great technique that focuses on establishing the most important flow zones first, like the mouth and eyes, which makes it easier to refine details later.
The main concept to remember here is to keep it simple. Create the basic flow zones that the face needs with few polygons. It will look blocky and ugly at first, but it's easy to add in more detail later if the foundation is set up right. We have got the exercise file open here with the image plane set up and ready to go. Let's start our modeling with a polygon plane over the face. So let's go into the front view and zoom in on the face, so we can see that better. I'm going to go into full screen with Alt+W. Okay, go up to Create panel and we're just going to click Plane.
Now I want this to be centered on the grid so that the center line is right in the middle, so let's go up to Snaps so that we can snap it right there to the center, and right-click to lock that in. I want to model with the edges visible, so let's go up and right-click on that and click Edged Faces. Now let's look at the Modifier panel for this object. Its Length Segments are set to one and Width to one, so that's exactly what we want. If it's not to that, go ahead and change those numbers to one. Now we can convert this to an editable poly object so that we can make modifications to it. Right-click on it and go down to Convert To and click Convert to Editable Poly.
You can see now that the Object Type has changed to Editable Poly, and now instead of seeing the Plane settings, we see all the editing features available to Editable Poly objects. I want to work symmetrically on this, but before I put on a symmetry modifier, I need to move the pivot point to the center of the grid. This is because the symmetry modifier will mirror the model across the pivot point. So to do that let's go up to the Hierarchy panel, and we want to affect the Pivot Only so click on that. Now I'll hit W to go into Move mode, and let's just move this till it snaps on the center point of the grid.
Make sure that Snaps is on when you do that. We don't need snaps anymore, so now that we moved the pivot point, I'm just going to turn this off. And we don't need to affect pivot only anymore, so we'll go back to the regular mode. Now it's time to put on the symmetry modifier. Now as we make changes to one side of the model, it will automatically be copied over to the other side. In the Modifier stack, let's go down to Editable Poly, and we also need to turn on Show end result, so that we can see the result of the symmetry while we're working in Editable Poly.
One issue that we're having before we can start working is that the model is now covering up the image plane and we can't see the reference. Let's make the model see-through. Go ahead and right-click on it and go to Object Properties, and we'll just turn on See-Through and click OK. Now let's start making this look more like a face. Let's go into Vertex mode and tweak the positions of some of these vertices. I also want to see this in more than one view at a time, so I'm going to hit Alt+W so that I can see it in the front and side and perspective views.
I just want to zoom in here in all my views, so I see what I'm working on up and close. Okay, first thing I want to do is move these vertices so that they kind of form a mask over the face and they're lined up with the anatomical features of the face more closely. So you can just go into these various views here and move some of these vertices around a little bit. I'm just going to tweak some of these so that it's covering the face more closely.
And also here in the side view I want to make sure that these are all lined up with the front of the face. So I'm just selecting them and moving them into place so that it lines up with the reference more closely. It looks like I just need to do a little bit more tweaking here. Okay, that's pretty close. We might need to tweak it a little bit more later, but at least it's in the ballpark.
Now I want to split this polygon in two so that we have a flow zone for the mouth and then one above it for the eyes. I'm going to use the Quick Slice tool to split this polygon. So let's go up to the Graphite Modeling Tools and go into the Edit submenu and then click Quick Slice. And the way this tool works is you just click on one part of an edge and then you click on another edge and it cuts a new edge in between where you clicked. All right, now let's tweak the position of these vertices so that it lines up better with the reference.
For example, this one needs to go above the nose a little bit more. See what that looks like in the side view. I need to move that back a little bit, maybe up a little bit more, and then this one here on the cheek. Let's move this one out a little bit. Let's bring it out in the Side view some more too. What we have now is a foundation for the flow zones of the face that we will build upon in the next movie.


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MOUNT VERNON — There was only one submission to review when the Knox County Commissioners on Thursday opened bids for the bike trail connection project.
Kokosing Construction submitted a bid price of $333,048.40 to complete the two-part project. That is under the $417,276.51 estimate given by the Knox County Engineer's Office.
The rest of this article is available to Mount Vernon News subscribers. To continue reading, please log in or purchase an e-edition. Login to the e-edition. The article will only be available for thirty (30) days. Try the demo
Pam Schehl: 740-397-5333 or email@example.com and on Twitter, @mountvernonnews


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A Liberal Challenge to Behavioral Economics: The Case of Probability
Alex Stein
Brooklyn Law School
New York University Journal of Law & Liberty (Symposium on Behavioral Law & Economics' Challenge to the Classical Liberal Program), Vol. 2, 2007
Cardozo Legal Studies Research Paper No. 180
This paper argues that Behavioral Economics (BE) needs to be liberally inclusive in formulating its criteria for rationality against which to evaluate people's cognitive ability and performance. The paper focuses on BE's assessment of people's probabilistic reasoning. It examines the famous Blue Cab experiment upon which several behavioral studies have grounded their assessment of an average person as probabilistically challenged. The paper identifies a number of flaws in that experiment. The most serious of these flaws is the confusion between cognitive performance and cognitive competence.
Number of Pages in PDF File: 10
Keywords: Behavioral law and economics
Date posted: January 30, 2007 ; Last revised: October 8, 2007
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Enjoy casual dining in a relaxed and comfortable atmosphere. Designed to satisfy hungry visitors, our eight state park restaurants are great places to meet for a holiday meal, quench your thirst after an invigorating hike or gather the family for a simple Sunday dinner.
Serving American standards and regional favorites, we offer an assortment of lunch and dinner items from the menu. Our Southern-style, daily buffets feature a fresh salad bar, a variety of entrees and our signature banana pudding. Domestic and imported beers are available.


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Heart Disease Health Center
Antidepressants May Help Some Heart Patients
By Mary Elizabeth Dallas
HealthDay Reporter
TUESDAY, May 21 (HealthDay News) -- Use of the antidepressant Lexapro appears to help prevent a potentially serious stress-related heart condition, a new study finds.
The condition is known as "mental stress-induced myocardial ischemia." Although people with this condition may not develop noticeable symptoms, their heart muscle is not receiving adequate blood supply, according to researchers from Duke University School of Medicine in Durham, N.C.
However, the researchers found that people taking the antidepressant Lexapro (escitalopram) were more than two and a half times less likely to be affected by the condition, which can be spurred by emotional stress.
The study was funded by the U.S. National Heart, Lung, and Blood Institute and is published in the May 22 issue of the Journal of the American Medical Association.
"Mental stress-induced myocardial ischemia is a serious condition, as patients with the condition tend to have worse heart problems compared to patients without it," study author Dr. Wei Jiang, an associate professor of psychiatry and behavioral sciences and internal medicine at Duke, said in a university news release. "This study showed for the first time that it is treatable with an emotion-modulating medication."
The study involved 310 people diagnosed with heart disease whose condition was stable and under control. To identify those with the stress-linked heart condition, the researchers first had participants undergo exercise stress tests on a treadmill. They also had to complete three mental stress tests: First they had to solve a difficult math problem, then trace a star while looking at their hand movements in a mirror, and then tell a story that made them feel sad or angry.
As the participants performed these tasks, they underwent echocardiograms and electrocardiograms, and had readings taken of blood pressure and heart rate.
According to Jiang's team, 127 of the patients developed stress-related heart issues. These patients were assigned to take either Lexapro, a selective serotonin reuptake inhibitor (SSRI) that's commonly used to treat depression and anxiety, or a placebo pill.
After six weeks, the participants retook the stress tests and had their heart function re-assessed. Of the original 127, 112 completed the study. The researchers found those who took the antidepressant drug were nearly three times less likely to develop stress-linked cardiovascular trouble during the mental stress tests compared to those taking placebo.


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PROVIDENCE, R.I. (AP) � The unemployment rate in New England climbed in August, but it is still below the national average.
The New England office of the U.S. Bureau of Labor Statistics said Wednesday the jobless rate in the six-state region was 7.3 percent last month, up from 7.1 percent in July. A year ago, the rate in New England was 7.8 percent.
Rhode Island's unemployment rate of 10.7 percent is the highest in the region and the second highest in the country. Vermont's rate of 5.3 percent is the lowest in the region and the fifth lowest in the U.S.
The national jobless rate in August was 8.1 percent � down one percentage point from a year ago.
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Lifestyles Photos
Quiet, untouristed island: Shaw, Washington
Photo: Ken Lambert/MCT
Shaw became famous as the "nuns' island" in the 27 years during which Franciscan sisters operated the rustic wooden ferry dock and ran the neighboring general store. All ages enjoy the beach at Shaw Island County Park.
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Honorary Graduate receives SE Controls award at winter ceremony
Published by Helena Preston for SE Controls in Education and also in Environment, Health, Local Government
Will Perkins presenting the award
Loughborough University student Tom Davis is the latest recipient to be awarded the 'SE Controls' prize for best overall performance on the MSc course in low carbon building design and modelling.
The course, which is accredited by CIBSE and The Energy Institute, covers concept design, renewable energy technologies and energy consumption as well as advanced thermal, airflow and lighting modelling, to ensure students have a complete understanding of the principles and practice of low carbon design.
SE Controls originally created the prize as part of the company's highly productive relationship with Loughborough's School of Civil and Building Engineering. The School is one of the largest multi-disciplinary engineering faculties in the UK. It aims to develop and nurture the skills required to face the challenges of an increasingly complex built environment. Its world-class teaching and research are integrated to support the technical and commercial needs of both industry and society.
On presenting the award, Will Perkins of SE Controls commented "The school's graduates are extremely sought after by industry and commerce, and its undergraduate and postgraduate programmes are consistently ranked as excellent in both student surveys and independent assessments".
Prior to completing the MSc, 25-year-old Tom graduated Nottingham Trent University with a 2:1 in Building Surveying. Tom is currently employed as an Energy & Sustainability Consultant and aims to work towards CIBSE chartered status in a building services design consultancy.
SE Controls specialises in the design, project management and installation of advanced smoke ventilation and natural ventilation solutions to meet the needs of architects, contractors, building services engineers and facilities managers worldwide. Further information on SE Controls' products, solutions and projects can be obtained by visiting www.secontrols.com or calling +44 (0) 1543 443060.
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NEW DELHI: Seven-year-old Amit, a student of Class III at Millenium School, Noida, has stopped playing games on his Playstation. That's because his school teachers make him play games in every class on PCs. And Amit's class teacher Prantika Das is not complaining. Despite playing games, Amit is scoring well in exams.
Welcome to the new e-age classroom. In a few schools in India, the Intel's classmate PC (CMPC) programme is revolutionizing teaching as well as learning. In some schools it's at pilot stage while in others the actual rollout has started.


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BSA Policy is: Youth Protection training is required for all BSA registered volunteers, regardless of their position. New leaders are required to take Youth Protection training. Youth Protection training must be taken every two years. If a volunteer's Youth Protection training record is not current at the time of recharter, the volunteer will not be reregistered.
To find out more about the Youth Protection policies of the Boy Scouts of America and how to help Scouting keep your family safe, see the Parent's Guide in any of the Cub Scouting or Boy Scouting handbooks, or go to http://www.scouting.org/Training/YouthProtection.aspx .
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Ariadne's Dream Project: Love Poems for the World!
By worldpoetry on June 5, 2010 - 9:15am
Dear World Poets, Supporters and Friends.
This year I have begun a personal research program to create dream poems with the goal of helping to heal the world.
The idea began many years ago when I was apprenticed to a First Nations Elder and he told me about the elders in the past who could heal parts of the environment by going to those places and staying there until the healing began. He described the world as a living entity that needs help and support, at times getting out of balance. Elders like Rolling Thunder did this on a large scale.
A month ago I had a dream which inspired me to begin this project. Most of the time, my research projects are with other researchers but this time I will start the project by myself and then perhaps with other researchers do an anthology of dream poems in the future.
I could use your help in the information process. If you have a short story or paragraph of 100-150 words or a poem that would in some way describe your country or region, I will read one before I go to bed at night and then write the corresponding dream as it happens.


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Chizuk Amuno Foundation
History and Purpose
Established in 1994, the Chizuk Amuno Foundation is a not-for-profit organization that supports Chizuk Amuno Congregation in our efforts to provide religious services, education, and programming for the Chizuk Amuno community. Directed by a board of trustees, the Foundation oversees the management of restricted and unrestricted endowment funds that assure the future financial stability and viability of Chizuk Amuno.
Annual Financial Support
Each year the Chizuk Amuno Foundation provides significant financial support to the congregation via unrestricted income. Funds go towards the annual budget.
Restricted and Unrestricted Endowment Funds
Unrestricted endowment funds demonstrate confidence in the leadership to allocate resources effectively. Restricted funds reflect a particular aspect of synagogue life that is important to the donor. Named funds range from $18,000 to over $3 million.
Why Give?
A gift to the Foundation offers a way for you to link your name in perpetuity with the ideals and values you cherish. Your name and values live on through tzedakah. An endowment gift to the Foundation is a statement of faith in our people, in our community, and, especially, in our congregation. This gift will ensure that Chizuk Amuno remains strong for the generations who follow.
Ways to Give
A variety of strategies are available to enable you to make a gift, meet your personal financial needs, and fulfill your philanthropic goals.
Outright Gift
An outright gift of cash, stock, or other property offers immediate income tax benefits and enables you to make a legacy gift to the Foundation during your lifetime.
Estate Bequest
A simple bequest in your will may specify that money or other assets be left to Chizuk Amuno. Bonei Amuno is Chizuk Amuno's bequest society that recognizes congregants how included in the synagogue in their will.
Life Insurance
A life insurance policy you already own or choose to purchase can be assigned to Chizuk Amuno. If Chizuk Amuno is the owner and beneficiary of the policy, premium payments are tax deductible. By naming Chizuk Amuno as the beneficiary, proceeds are payable immediately upon the policy holder's death and probate costs are avoided.
Charitable Income Plan
A Charitable Gift Annuity or Charitable Remainder Trust provides you or a loved one with needed current income, while providing a means to make a gift to the Foundation after your lifetime.
IRA or Retirement Plan
Your IRA or retirement plan can be subject to high estate and income taxes. Consider using these assets first to benefit your synagogue.
You are invited to call Glenn Easton for additional information about the Chizuk Amuno Foundation: 410-486-6400.


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NBA Finals: Are We Having Fun Yet?
As you may have read, these NBA Finals are somewhat of a litmus test for LeBron James and his legacy, or lack thereof. Despite his generationally singular individual resume, another failure to win a championship would place him in a world of LOL and FAIL created by the sports world's less charitable pundits. So it was interesting to see him come out strong in Game 1 of the NBA Finals, getting to the line and muscling his way inside like few players can. The problem is that someone on the other team was better, which is why the Miami Heat saw a first-half lead over the Oklahoma Thunder gradually wear off into a deflating 105-94 loss. "It will be recorded as the best NBA Finals game that LeBron James, to this point, has ever played in his life," writes ESPN's Marc Stein. "It just won't be remembered that way. By anyone."
The hoops genius on the other end was Oklahoma City's Kevin Durant, who dropped 36 points on just 20 shots in an efficient game that ESPN's Henry Abbott compared to water flowing into the ocean. Though the matchup between James and Durant has been at the forefront of this series' promotional push, the three-time MVP was often tasked with defending other players, and not his positional counterpart. The result was a conscience-free scoring explosion unburdened by any other narrative other than the fact that Durant is really, really good at basketball. "Kevin Durant comes to these moments cleansed of original basketball sin, burden free in the biggest moments. He doesn't come to these fourth quarters chasing demons and ghosts and failures on an arduous climb to a championship," writes Yahoo's Adrian Wojnarowski. "Everything moves so smoothly, so swiftly, those endless arms and legs unfolding in perfect symmetry. Fourth quarter, the ball comes to him and the best young scorer in basketball is still searching for the superstar to beat him."
Having lost the superstar matchup, the Heat couldn't find many other advantages against the Thunder. Dwyane Wade limped around and showed his age, while Russell Westbrook reined in his more infuriating tendencies to positively affect the game in every aspect. The Thunder's role players did their job, adjusting to stifle the Heat into a flat second-half performance. Of course, it's just one game in the series, and Miami coach Erik Spoelstra is already planning for a different effort in Thursday's Game 2. But against a relentlessly athletic team like Oklahoma City, it won't be as easy as simply trying harder.
"From Christmas Day until Tuesday night the pattern had always been the same for Miami — they didn't need to bring it for four quarters to win. They were always the most athletic team. The faster team. The team that could overwhelm you with effort on defense and turn that into fast break points," Kurt Helin writes for NBC Sports. "And they'd do all that in spurts of great defense and ball movement and transition offense. Then they'd revert to stretches of stagnant ball and good defense. And that was enough to win. That's not good enough anymore."
* * *
Yesterday, we wrote that the Euro 2012 contest between Poland and Russia was "one game that needs no stretched-to-the-limit narrative framework in order to take on serious symbolic significance." But there was seriously literal significance, too, as clashes between rival fans before the game led to more than 180 arrests and numerous injuries. ESPN's Brian Blickenstaff describes a tense scene underscored by the long, fractured history between the two countries. "The people here recited these dates to me. They rattled off the dates. They had them memorized. They're not historians, they're Polish," he writes. "So when I decided to go to the Russian rally, scheduled for today at 5 p.m. local time, I had a bad feeling. History comes back."
The game itself ended in an uneventful 1-1 draw, even as Russia entered on the tails of an offensively dominant opening match against Czech Republic. "Of all the nations so far, Russia has been the one team to hit the ground running and to really show its attacking intent. The other teams have been stifled by the cautious play that dulls the group play of all major tournaments," Rob Hughes writes for the New York Times. "That Russia has come to play this way, and that Poland was brave enough to respond in kind, is reason enough to love sports and to excuse their excesses."
For all of the Journal's Euro coverage — the soccer matches, not the financial crisis — check out the paper's Euro 2012 stream, and come back to the Fix at 2:45 p.m. today for a live blog of the Netherlands vs. Germany match.
* * *
Backward as it may seem, there used to be a time when the American men's basketball team wasn't allowed to load its roster with the best American men's basketball players. But 20 years ago this summer, U.S. pros were allowed to complete in the Olympics for the first time, leading to the creation of the much-heralded Dream Team stacked with future Hall of Famers, MVPs, champions and broadcasters. At GQ, Lang Whitaker collects an excellent oral history of the team's existence, chronicling anecdotes from the pathologically competitive (how Michael Jordan was the only player to watch film of the team's Angolan opponents) to the amusingly narcissistic (the way Charles Barkley would revel in getting a crowd to follow him wherever he went). Coincidentally enough, ESPN is premiering a 90-minute documentary tonight about the team.
"Parity, everyone learned, wasn't nearly as captivating as dominance. And make no mistake: Dominating was as important as winning," Whitaker writes. "The idea was to dazzle, to put on a display of American might so awe-inspiring that the best our rivals could hope for was a silver medal. Or even better, Michael Jordan's autograph."
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Grenada is a small country with a smaller population, one that's never produced an Olympic champion. But the island is sending two strong contenders to medal in the men's 400-meter sprint at this year's Summer Olympics, a statistical unlikelihood that the Journal's Scott Cacciola explores. He finds that the Grenadians train on grass rather than turf, a subtle difference that could lead to less wear and tear on the joints. The science is mostly unexplored. But the results will be proven — or not — in just a few months.
Found a good column from the world of sports? Don't keep it to yourself — write to us at email@example.com and we'll consider your find for inclusion in the Daily Fix. You can email Jeremy at email@example.com


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If an individual is in arreage of child support, and the irs seizes the individual's tax refund; Does the irs take the entire refund if the amount owed exceeds the tax refund.
Family Law Attorney
The IRS generally intercepts as much of a taxpayer's refund as needed to pay off qualified debts. Since you wrote that you owe more than your refund, then your entire refund likely will be intercepted.
The IRS generally sends a notice to tell you when your refund has been intercepted.
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What is the advantage of having unified storage?
There is debate about that. Many customers may prefer to have just one storage system, avoiding specialized storage systems, like NAS for file-based access or a complicated block-based storage system...
This Article Covers
@31875 Another benefit is simplicity, which is also a matter of debate. Some block storage systems can be complicated because of all the functionality they provide, along with the capabilities and technologies they employ. Most NAS systems providing only file-based access are very simple. Vendors have made a "competition" out of NAS deployment by vying to offer the shortest deployment time. A block storage deployment takes significantly longer. The challenge is to merge the complexity of block storage with the simplicity of NAS in a single platform. In reality, a majority of the unified storage systems are really NAS that vendors have added block mode support for.
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But the issue of simplicity is even more complicated. A large percentage of NAS-centric unified storage platforms are iSCSI only -- vendors have basically taken a NAS system and added an iSCSI target-mode driver that executes the SCSI target-mode commands used against a particular volume (or LUN) dedicated to a specific use. In practice, the unified storage systems built on a NAS base with only iSCSI support probably would be simpler from a management standpoint. Those unified storage systems that add Fibre Channel capabilities are natively more complex because there are more high-end enterprise capabilities to contend with, compared to a typical iSCSI environment, such as masking or LUN affinity. So the actual "simplicity" depends on where the particular product came from, how it was designed and how it operates now.
Listen to the unified storage FAQ audiocast.
Go to the beginning of the Unified Storage FAQ Guide.
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