text:
Retirement planning
8. Retirement options
In this chapter we discuss the benefit choices available to members of registered pension schemes when they start to draw retirement benefits.
Individuals have a number of choices when taking benefits from their pension plans. These may take the form of a tax-free lump sum (called the pension commencement lump sum under the post A-Day simplified regime) along with one or more methods of retirement income provision.
From 6 April 2011 the simplified regime has three methods of retirement in...
Shortened demo course. See details at foot of page....y involve staged annuity purchase or drawdown pension withdrawals. The options available to an individual to some extent depend on the type of pension scheme they are a member of and the size of the fund held within the scheme.
What were the 2 unsecured retirement income options available before 6 April 2011?
Answer : Purchase course for answer
A pension can either be secured or unsecured. We will be looking at both of these in the next sections.
The main advantages of secured pensions are:
Security - the pensioner knows what income they will receive;
Simplicity – once the pension is i...
Shortened demo course. See details at foot of page....re no obvious signs of this changing.
There are 2 types of secured pension: a scheme pension and a lifetime annuity which we cover in the next sections.
What are the 2 main advantages of secured pensions?
Answer : Purchase course for answer
A scheme pension is a promised pension paid to a pension scheme member by the scheme administrator or an insurance company chosen by the scheme administrator. It can be secured by purchasing an annuity from an insurance company selected by the scheme administrator or can take the form of a pension paid directly from the scheme assets. Either way it is taxed as income.
All pensions paid from defined benefit arrangements are scheme pensions.
Money purchase arrangements can provide scheme pensions but the member must first be given the opportunity to select a lifetime annuity from their choice of insurance company. In practice because of the practical difficulties in guaranteeing a scheme pension from a money purchase scheme without purchasing an annuity it is unlikely that many money purchase schemes will offer this option, with large...
Shortened demo course. See details at foot of page....clude ancillary death benefits such as dependants' pensions, guarantee periods of up to ten years and/or pension protection;
Can be transferred to another registered pension scheme as long as the form of the pension does not change.
Scheme pensions can only be reduced if the reduction is the result of:
A pension share or other court order (e.g. on bankruptcy) reducing the scheme pension payable;
An ill-health pension stopping because the member has recovered;
A bridging pension ceasing or reducing at State pension age;
A global reduction to all pensions under the scheme (for example, on wind-up);
A requirement of public sector pension regulations e.g. where a pensioner is re-employed.
What 3 factors determine the level of pension available from a defined benefit scheme?
Answer : Purchase course for answer
A lifetime annuity is a pension paid from a registered pension scheme which has been secured by the purchase of an annuity from an insurance company. It is taxed as pension income.
Defined benefit arrangements cannot offer lifetime annuities. All money purchase schemes must offer members the option of a lifetime annuity from the insurance company of their choice. This is known as an open market option and means that the fund need not be used to purchase an annuity from the plan provider but can instead be used to purchase an annuity from another provider offering a better rate or a more suitable type of annuity.
The benefits received from a lifetime annuity depends on the size of the fund at retirement, the annuity rates available and the type of pension benefits selected. Until 6 April 2012, it also depended on whether the fund was comprised of protected or non-protected rights. However, from that date, protected rights ceased to exist as a separately designated type of pension and all monies held within a money purchase scheme are now treated the same way, provided the sche...
Shortened demo course. See details at foot of page....order
Can be transferred to another registered pension scheme as long as the form of the pension does not change.
Lifetime annuities can only be reduced if the reduction is the result of:
A change in RPI/CPI
A change in the market value of freely marketable assets
A change in an index reflecting the value of freely marketable assets
A change in the bonuses attached to a with profits annuity.
In order to stimulate innovation in the annuity market in July 2014 the government announced its intention to introduce several relaxations are to the current rules for lifetime annuities. Annuities are to be allowed to decrease in payment, the current 10 year time limit on guarantee periods is to be removed, and any remaining payments in the guarantee period can be paid out as a lump sum where they are under £30,000. The Government also plans to allow lump sums to be taken from lifetime annuities so long as this is specified in the contract at the point of purchase.
Under what circumstances can lifetime annuities be reduced?
Answer : Purchase course for answer
The two main factors affecting annuity rates are longevity and long term gilt yields.
Longevity or life expectancy has improved substantially over the past century, mainly due to better social conditions and advances in medicine. This means that people are living longer and each generation spends more time in retirement. The issue that this creates for insurers is that the annuities they commit to pay will be payable for longer than was the case in the past. As a direct consequence of this annuity rates have fallen markedly in the last twenty years.
The following table shows the future life expectation at various ages, subject to the average mortality experience of England and Wales in the years 2005-2007.
M ale Life expectation in yea...
Shortened demo course. See details at foot of page....etter rates. An individual's postcode is also a factor, as certain parts of the country have a greater or lesser likelihood of early death based largely on affluence of the area. Although underwriting is also required for an enhanced annuity this is done on an automated basis using a points system, rather than being based on the individual's medical record.
* An impaired life annuity offers higher rates for individuals with certain medical conditions that are likely to be life-shortening. Impaired life annuities are likely to be fully underwritten and the annuity provider will make a detailed investigation of the applicant's medical history.
What are the two main factors that affect annuity rates?
Answer : Purchase course for answer
Conventional annuities are the most widely used annuity products. They provide a guaranteed level of pension income based on a basis agreed when they are set up. There is however a second type of annuity: investment-linked annuities.
Investment-linked annuities provide a pension income which depends on the performance of the underlying investments. They are normally linked to unit-linked funds or with-profit funds chosen by the annuitant. As such the pension income paid can go up or down depending on how the investments perform.
Unit-linked annuities
With a unit-linked annuity the pension fund buys units in a unit-linked investment fund and the income is based on th...
Shortened demo course. See details at foot of page.... a high risk that the income could fall due to low bonus rates.
If the actual bonus rate matches the chosen rate the income will stay the same for the next year. If the rate exceeds the chosen rate the income will increase for the next year. If the actual rate is below the chosen rate the income will decrease for the next year and the base annuity rate will for the next calculation be lower.
It is possible to provide a guaranteed minimum income that will not be affected by growth rates.
If a with-profit annuity had an ABR of 5% and an initial income of £10,000, calculate the new base annuity if a bonus of 3% was declared.
Answer : Purchase course for answer
As well as including options for the member's own pension income, such as annual pension increases, secured pensions can include benefits payable on the member's death. Of course, these benefits all come at a cost and the larger they are the more impact this will have on the member's own pension.
There are 3 main death benefit options:
Dependants' pensions
Pension guarantees
Value protection.
Dependants' pensions
Secured pensions can be set up to provide a continuing pension to one or more of the member's dependants on their death. A dependant is defined as:
A person who was married to the member at the time of the member's death (this includes partners in civil partnerships)
A person who was married to the member when the member first started to receive a pension but who was divorced from the member before the date of the member's death (again this includes partners in civil partnerships)
A child...
Shortened demo course. See details at foot of page....n the guarantee period to be paid out as a lump sum where they are under £30,000.
Value protection
A new feature introduced by the simplified regime is the facility for lump sum death benefits to be paid from secured pensions to a wide range of beneficiaries (not just dependants). This is intended to address the traditional concern that annuities offered poor value for money on death.
The facility is also known as annuity protection (or, where scheme pensions are involved, pension protection). The maximum annuity (or pension) protection lump sum death benefit that can be paid is the original crystallised value of the pension minus the total pension payments received to the date of death, less a 55% recovery tax charge. Up until 6 April 2011, annuity protection was available only up to age 75 but this age restriction has been withdrawn.
What is the required term for which dependants' pensions must be payable?
Answer : Purchase course for answer
An alternative to a secured pension is a drawdown pension which allows members (or dependants) to draw a pension income directly from their pension fund rather than using the fund to buy a scheme pension or lifetime annuity. Drawdown pensions are only available to defined contribution schemes and there is no requirement for the rules of the scheme to offer an unsecured pension option. The pension commencement lump sum is paid in the usual way when the benefits are crystallised but the remaining fund continues to be invested.
The previous pension fund withdrawal rules (unsecured pension and alternatively secured pension) were replaced from 6 April 2011 by the new pension drawdown rules governing capped drawdown and flexible drawdown, with the new possibility of deferring lump sum payments beyond age 75.
Drawdown pension can currently be in the form of either capped or flexible drawdown, though in plans announced in the March 2014 Budget, the Chancellor announced that from April 2015 there will only be one form of drawdown which could perhaps best be described as totally flexible drawdown i.e. the ability to draw as much as you like from your drawdown plan without the need to meet any minimum income requirement.
We will look at capped drawdown in this section and flexible drawdown in the following section then later look at short-term annuities and drawdown death benefits.
Capped drawdown
Capped drawdown replaces both o...
Shortened demo course. See details at foot of page....hat someone who went into drawdown when they met the original minimum pension age of 50, and who subsequently transfers after 5 April 2010 whilst still under the new minimum age of 55, could have faced a problem when taking income from the receiving scheme. However, changes introduced in 2011 by HMRC (and backdated to April 2010) corrected this, allowing income to be paid from the new scheme without incurring unauthorised payment charges.
Transition to capped drawdown
For individuals drawing USP who do not attain 75 until on or after 6 April 2011 their existing maximum income limit applies until the earlier of the following:
The end of the current five year review period
The first scheme income year anniversary following transfer to a new drawdown provider
The first scheme income year anniversary following the 75th birthday, or if already aged 75 from the first anniversary on or after 6 April 2011
Where they reach a policy anniversary on or after 27 March 2014 they will be able to increase their maximum income to 150% of the appropriate rate on the 2006 GAD tables.
Where a member/dependant was in receipt of an alternatively secured pension (ASP) prior to 6 April 2011, their benefits became subject to the new drawdown pension rules including the income limits with effect from 6 April 2011.
With what frequency must the maximum income limit available under capped drawdown be reviewed?
Answer : Purchase course for answer
From 6 April 2011 individuals over the age of 55 that meet the Minimum Income Requirement (MIR) of at least £20,000 per annum are able to drawdown an unlimited amount out of their crystallised pension funds, although flexible drawdown from protected rights benefits was not permitted. From 6 April 2012, protected rights ceased to exist. From 27 March 2014 the MIR has been reduced to £12,000 as part of the transitional arrangements leading up to the introduction of total drawdown...
Shortened demo course. See details at foot of page....y pension contributions in the tax year in which they make their declaration. They can make contributions in later years, but these will all be subject to the annual allowance charge.
The pension commencement lump sum may now be paid after age 75 where an individual has elected to set aside or designate funds for drawdown pension at the same time even if they decide to take no income.
State the types of income that do not count towards the MIR.
Answer : Purchase course for answer
A member can use part of their capped drawdown fund to buy a temporary annuity known as a short-term annuity. The annuity must be payable at least once a year and whilst it can be level or increase it must normally be guaranteed not to reduce other than in the same specified circumstances as those for a lifetime annuity.
The maximum term for a short-term annuity is 5 years and on expiry anoth...
Shortened demo course. See details at foot of page....maximum income allowed from the capped drawdown fund. As such the maximum short-term annuity income when added to any other income taken from the drawdown fund must not exceed that which could be received under capped drawdown. Any excess over this limit will be an unauthorised member payment.
What is the maximum term for a short-term annuity?
Answer : Purchase course for answer
Drawdown death benefits
If the holder of a pension plan dies while in drawdown pension the fund can be used in one of 4 ways:
It can be returned to the deceased's beneficiaries as a lump sum, subject to a 55% recovery tax charge*;
It can be used to provide an annuity or scheme pension for dependants;
It can be used to provide drawdown pension for a dependant with the income limit based on the dependant's age. If the dependant dies later, the balance of the fund will be paid as a lump sum, less the 55% recovery tax charge;
It can be used to provide a charity lump sum death benefit (without the 55% tax) in respect of a member/dependant who dies while in receipt of drawdown pension before or after age 75. It can only be paid where there are no surviving dependants of the member/dependant and the member has nominated the charity.
*In the Government's response to its 'Freedom and choice in pensions' consultation issued in July 2014, the Government confirmed it will reduce the tax charge on pension funds held in a drawdown plan at death. Final details are to be announced in the Autumn Statement 2014.
Where it is paid in re...
Shortened demo course. See details at foot of page....ave achieved by taking an annuity in the first place. If the fund falls in value, the problem is worsened;
Charges tend to be relatively high, given the need to administer the funds and the withdrawals. There is also an on-going need for advice and any associated charge for this.
Critical yield calculation
The critical yield calculation is an attempt to show the investment returns required from a drawdown pension arrangement to match the income that could be provided by a conventional lifetime annuity from the same provider. The critical yield takes into account both mortality drag and the additional costs of drawdown pension. It does however assume that throughout the period of drawdown pension neither the underlying annuity interest rate nor the annuity mortality basis will change, which is quite an assumption to make.
Typically a critical yield based on a maximum pension fund withdrawal will be 2% to 3%pa above the annuity's underlying interest rate. For example, if the underlying interest rate is 4% the critical yield will normally be in the region of 6% to 7%.
What does the critical yield calculation show?
Answer : Purchase course for answer
Regulatory requirements
In August 1998 the regulator at that time, the Personal Investment Authority (PIA), issued a guidance note (Update 55) on the calculation of critical yields for income withdrawal (the predecessor to drawdown pension). This guidance remains in force today.
Update 55 laid down 2 critical yield bases:
Type A critical yield : this is the gross return required from a drawdown pension investment to provide and maintain an income equal to that which the equivalent conventional lifetime annuity can offer;
Type B critical yield : this is the return needed to provide and maintain a selected level of income. This is helpful in understanding the sustainability of a certain level of withdrawals but makes no real comparison with the annuity alternative.
The PIA said that type B illustrations could not be supplied in isolation; each had to be accompanied by a type A illustration. The FCA prefers type A illustrations to be client-specific but allows standardised tables to be used. Type A illustrations must show annuity purchase at...
Shortened demo course. See details at foot of page....m income that can be withdrawn under an alternatively secured pension after age 75 is significantly less than the maximum that applies before age 75."
Adviser knowledge levels
In Update 55, alongside the critical yield guidance, the then regulator (the PIA) stressed that advisers involved in the income withdrawal market (now drawdown pension) had to have:
Awareness of such matters as financial strength, types of annuity, the advantages of occupational schemes and the structure of investment funds. Awareness is defined as sufficient breadth of knowledge to put product advice in the right context;
Understanding of such matters as the structure of annuities, phased retirement, death benefits, mortality drag, investment matching and the calculation of critical yields. Understanding is a greater depth of knowledge than implied by awareness.
The Update went on to say that advisers should be aware of developments affecting the market.
Which 2 critical yield bases did Update 55 lay down?
Answer : Purchase course for answer
A phased retirement strategy allows an individual to take their retirement benefits in stages as they are needed. This can be particularly helpful to replace lost income for those looking to gradually ease into retirement from full time work.
Traditionally, personal pension plans were split into a series of arrangements or segments to support phased retirement strategies. However, this hasn't been strictly necessary since 2001 when partial vesting of single arrangements became possible.
Aside from allowing a gradual move into retirement, phased retirement has the advantages of:
Generating very tax efficient income as this is partly provided from the tax-free pension commencement lump sum (PCLS)
Allowing different tranches of income to be set up on different bases to meet changing needs
Leaving part of the fund actively invested with growth potential
Generally providing better death benefits than full retirement.
Phased retirement can involve the gradual purchase of annuities, a gradual move into drawdown or a bit of both. It is all about targeting an income level and phasing benefits into payment as needed to meet that target following regular reviews.
Phased annuity purchase
As with any phasing strategy the starting point is for the member to decide how much income they want (after tax). Part of this income will be provided from the 25% PCLS with the balance coming from the taxable annuity. The adviser or provider will perform the necessary calculations.
At the start of year 2 the client's target income needs are reviewed and further benefits are crystallised to provide the additional income. Again part of this income will be provided by the 25% PCLS generated from the newly crystallised benefits. The adviser or provider will again perform the necessary calculations but this time they will also have to take acc...
Shortened demo course. See details at foot of page.... at clients who:
Have large pension funds (normally at least £100,000)
Are prepared to actively invest and carry investment and mortality risk
Do not need immediate access to the maximum PCLS
Can accept variations in their pension income and afford to delay crystallising benefits
Are looking to maximise death benefits and use their pensions for estate planning
Can afford the administrative, investment and advisory costs that come with an active phased retirement strategy.
Phasing – advantages & disadvantages
The main advantages of phased retirement are:
Tax efficiency - phasing can provide a very tax efficient income stream;
Flexibility - phasing is much more flexible than conventional annuity purchase allowing income and annuity bases to be varied to adapt to changing needs;
Investment growth - as part of the fund remains actively invested this gives potential for real investment growth;
Death benefits - uncrystallised funds can normally be paid as a tax-free lump sum on death. Even death benefits from crystallised funds can be tailored to an extent to meet specific needs.
The main disadvantages of phased retirement are:
Lump sum - there is no immediate access to the PCLS, it is received in phases;
Investment risk - as part of the fund stays invested there is a risk that investments might fall. This means that pension income could be lower than expected;
Interest rate risk - interest rates may fall during phasing, reducing the annuity income that can be secured;
Costs & on-going management - charges are generally higher than with secured pensions and phased retirement strategies need to be actively monitored and reviewed regularly.
Why would you describe phased retirement as being capable of producing a tax efficient income?
Answer : Purchase course for answer
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commandlinefu.com is the place to record those command-line gems that you return to again and again.
Delete that bloated snippets file you've been using and share your personal repository with the world. That way others can gain from your CLI wisdom and you from theirs too. All commands can be commented on, discussed and voted up or down.
You can sign-in using OpenID credentials, or register a traditional username and password.
First-time OpenID users will be automatically assigned a username which can be changed after signing in.
Every new command is wrapped in a tweet and posted to Twitter. Following the stream is a great way of staying abreast of the latest commands. For the more discerning, there are Twitter accounts for commands that get a minimum of 3 and 10 votes - that way only the great commands get tweeted.
» http://twitter.com/commandlinefu
» http://twitter.com/commandlinefu3
» http://twitter.com/commandlinefu10
Use your favourite RSS aggregator to stay in touch with the latest commands. There are feeds mirroring the 3 Twitter streams as well as for virtually every other subset (users, tags, functions,…):
Subscribe to the feed for:
Maintained by Jon H.
Site originally by David Winterbottom (user root).
Wow, didn't really expect you to read this far down. The latest iteration of the site is in open beta. It's a gentle open beta-- not in prime-time just yet. It's being hosted over at UpGuard (link) and you are more than welcome to give it a shot. Couple things:
The preferred way for scripts (and easier to parse)
gets the last number of the mac address to use it for other stuff
I alias this as "tach":
alias tach='screen -x `screen -ls | grep Detached | cut -c -10`'
If you have several detached sessions it will just grab the first one. If you're running nested screens you can open new outer windows and run tach repeatedly to grab all the detached sessions into that one.
Gets the internal and external IP addresses of all your interfaces, or the ones given as arguments
--basic --user username:password
This will authenticate your Twitter username and password
--data status=""
Send data to the API with POST HTTP form.
Useful after a complete system update (without a new kernel) when you want to know, which processes need to be restarted
For disk space constraint testing. Leaves a little space available for creating temp files, etc. Easily free up the used disk space again by deleting the dummy00 file. Can tailor the testing by building smaller 'blocks' to suit the needs of the testing.
WARNING: do not do this to the '/' (root) filesystem unless you know what you are doing... on some systems it could crash the OS.
A few characters shorter that the other command
I don't know why this ain't written as simply as it is. I always see it's just used as parameter, like: vi `!!`
But i use it to repeat a command, as i always work on several shells and check the result of one shell on a second.
these are some aliases you can use in bashrc to shorten the amount of typing needed to use apt-get, also can be used as reference if you can't remember alot of commands or command parameter variations,etc...
Please comment with more apt-get aliases if I missed any, thx
possible options:
* Varnish
* Squid in reverse proxy mode
* Django's cache framework
* rack-cache
* or CDN, like Akamai
curl doesn't provide url-encoding for 'GET' data, it have an option '--data-urlencode', but its only for 'POST' data. Thats why I need to write down this commandline. With 'perl', 'php' and 'python', this is one liner, but just I wrote it for fun. Works in Ubuntu, will work in all linux varients(I hope it will work in unix varients also).
This will temporarily add the current directory to your $PATH. Allowing you to execute from that directory for the duration of the session.
works like a charm for the K610i
This is how I've done it in the past
Isn't that simplier huh?
due to bug can not comment
This command will open up the two files in FileMerge on OS X. You can also compare two directories.
opendiff directory1 directory2
NOTE: FileMerge is a part of the OS X Developer Tools, available on the install disc.
An example config file is placed in the sample output along with the command line call to use it.
The rsync daemon here is setup on the destination, thus requiring the read only = false flag. Also it uses uid and gid of root, change as required.

subset: commoncrawl


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Side Quests
Edit Page Last Edit: 1 year 3 months ago
Although there is not a "sidequest" section listed in your travel journal, the in-game stat tracker breaks all the quests down into questlines with certain factions and groups. This section is dedicated to those questlines, as well as any other standalone quests.
Top Wiki Contributors
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Achievements / Trophies | Main Quests | Miscellaneous Tasks | Side Quest | Dragonslayer | Contributor Challenge | Apprentice | Sideways | Master
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text:
Top Definition
Usage: 1. up in here
2. up in this <noun>
2. up in this <noun>
Non-urban: "Gosh, I wish the landlord would fix the heat, it's freezing in this apartment."
(2) Urban: "Got-dayum!! Can't we get some hizzle up in this motherfucker?!?"
(2) Urban: "Got-dayum!! Can't we get some hizzle up in this motherfucker?!?"
por bizook 22 de Março de 2003
Trending Now
Can you define these popular missing words?
An uneventful and boring pussy; one with which no 'curtains' or a hang-down are present. Resembles two hamburger buns smooshed together with no meat in the middle.
...that chick has some intense 'up-ins'...
por Neal Manchester 19 de Janeiro de 2011
up in: (adverb) location of with which an object is placed and an action is occuring.
"Don't be puttin my name up in yo mouth!"
por shortbus 05 de Janeiro de 2004
The act of violating one's personal space, often used with the verb "nosing"
My mom totally found my stash when she was nosing up in my room, now I'm grounded for life + forever. alternately That chick I met was hot, but then she started nosing all up in my sex life, and I don't want her to know that Jennie might have gonorrhea, so I slap her upside the head and she don't be nosin' up in anything.
por Jimbo 01 de Dezembro de 2003
My boyfriend tried an up in.


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After 8,300 Miles, Freedom Arrives in Singapore for Extended Stay
Nation's first Littoral Combat Ship continues deployment in U.S.'s 7th Fleet's area of responsibility
Since departing March 1 for its 10-month deployment to Southeast Asia, USS Freedom has made quick port visits to Hawaii, Guam and Manila. Now, after traveling 8,300 nautical miles, the nation's first Littoral Combat Ship (LCS) arrived in Singapore April 18 as part of an extended visit to the region.
While in Singapore, Freedom is expected to participate in the upcoming International Maritime Defence Exhibition and Conference May 14-16 and select phases of the Cooperation Afloat Readiness and Training exercise in Southeast Asia. Lockheed Martin teamed with Marinette Marine Corporation to build the Freedom-variant LCS in Wisconsin.
"As this deployment progresses, we're looking forward to working with regional navies alongside other 7th Fleet units to conduct maritime security operations, exercises and additional port visits," said Freedom Commander Timothy Wilke.
The 7th Fleet is responsible for more than 48 million square miles from west of the international date line to the western coast of India. For more than 150 years, the U.S. Navy has maintained a presence in this area to promote peace, regional cooperation and stability.
Lockheed Martin is also equipping and delivering the Sikorsky-built MH-60 Romeo aircraft, which is deployed with Freedom as part of the ship's surface warfare mission package.
The nation's first LCS, Freedom has sailed more than 65,000 nautical miles since 2008, and conducted four successful drug seizures totaling more than five tons of cocaine on her maiden voyage in 2010 prior to this longer-term deployment.
Check back here to see the latest photos from Freedom's deployment.
Posted April 18, 2013


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A ChUp Cake is a cupcake that is way ahead of the trend. The cake has been replaced with fine Belgian chocolate mixed with a select group of complementary ingredients and drizzled with more chocolate. The Cookies and Cream Chup Cake has cookie bits and Belgian white chocolate throughout. A memory in the making. Package of 2 Chup CakesShipping weight 3.0 lbs. Certified Kosher Dairy OUMade in USA. Price: $14.49
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Submitted by Ashtyn Austin
Cadette Girl Scouts served as the color guard leading off the Colorado State Fair Kid's Day Parade on Saturday, Sept. 1st. They were followed by Girl Scouts from Pueblo West and Pueblo celebrating the 100th Anniversary of Girl Scouting.
This story was submitted via the Share Your Stories form. You can share your Girl Scout moments too.


text:
Lovely house in gated communityCosta RicaHerediaSan Francisco
About this listing
enclosed Sunny Backyard
Fully furnished, 24/7 security
1½ bathrooms, living/dining room; eatin kitchen, garage
2 bedrooms, den
Dishwasher, washing machine, dryer
Internet, free local calls
Transportation, supermarket across the street
Restaurants, entertainment, downtown Heredia within 1 mile
20 minutes from San Jose and Airport
Nearest beaches 1½ hours
Space where guests can cook their own meals
In the building, free or for a fee
The Space
Quaint community, typical Costa Rican homes, protected by friendly guards 24/7, who will announce your guests.
Private, sunny, enclosed back-yard.
Restaurants, supermarkets (AUTOMERCADO), ATM, are within walking distance.
The COSTA RICAN TIMES has a write-up on my house. You can find it by searching for: a-perfect-home-base-costa-rica-vacation-rental-in-heredia.
Guest Access
Two Children's playgrounds amidst greenery (near entrance gate and down the hill.)
Interaction with Guests
My manager will be happy to assist you with any household chores, and the gardener will come in every two months to tend to the garden (after arranging for a convenient time).
The Neighborhood
AUTOMERCADO and FRESH MARKET, are within a short walk, on the main road, where you can find a low-fee ATM, freshly baked goods and high quality foods. There is also a pharmacy and Papa John's Pizza. Another strip mall with an Automercado opened in December 2014, also within walking distance.
Getting Around
Public transportation is on the main road (an 8-minute walk), connecting via San Jose to virtually all sightseeing attractions and beaches. Heredia centro is a few bus stops away.
Other Things to Note
Two Olympic size pools are within reach: one at Palacio de los Deportes (Heredia centro) and another at Ojo de Agua, renowned for its constant supply of fresh spring water that fills 4 pools (inquire with me for bus schedule).
Please smoke outside the house and do take your refuse frequently to the garbage bin by the gate. No pets. Cable TV, wi-fi; microwave; local and 15 minutes intern'l telephone calls are free.
I do require that my guests sign a rental agreement prior to checking in.
Your Host
I like to travel (Costa Rica and Germany are my favored destinations)
Still in the process of perfecting my Spanish
I like to read suspense stories (John Grisham and Ken Follet)
I've written 3 screenplays which need some rewriting yet
I won't be around as your host, but my excellent manager lives just a few minutes away.


text:
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$20.00$0.08 / ml
Jonathan Product Weightless Smooth No-Frizz Shampoo is formulated with keratin & soy protein to repair and strengthen hair. Date fruit extract helps to reduce frizz and smooth hair. Infused with Rosemary Sage Essential Water to purify and restore hair.
Developed with Hydrolyzed keratin protein & platinum peptides to strengthen the hair cuticle and repair strands. Promotes adhesion of the cuticle to the hair shaft through electrical charge attraction, sealing the cuticle to protect from humidity and prevent frizz.
Sulfate Free, Paraben Free, Phthalate Free, Gluten Free, UV Filters, Safe for Color Treated Hair, 100% Vegan
Avoid contact with eyes. For external use only.
|Water, Cocos Nucifera Oil (Coconut, Saponified), Sarcosine, Sodium Cocoyl Sarcosinate, Cocamidopropyl Hydroxysultaine, Polyquaternium-7, Sodium Cocoyl Isothionate, Sodium Lauroamphoacetate, Sodium Methylcocoyl Taurate, Glyceryl Stearate, Behenyl Alcohol, Glycol Distearate, Stearic Acid, Hydrolyzed Hair Keratin, Phoenix Dactylifera Fruit Extract (Date), Acrylates/C10 30 Alkyl Acrylate Crosspolymer, Silicone Quaternium-8, Sodium Polyaspartate, Polysorbate-20, Sodium Benzoate, Potassium Sorbate, Orbigya Oleifera Oil (Babassu), Persea Gratissima Oil (Avocado), Cymbopogon Schoenanthus Extract (Lemongrass), Camellia Sinensis Extract (Green Tea), Xanthan Gum, Tetrasodium EDTA, Hydrolyzed Soy Protein, Helianthus Annuus Seed Oil (Sunflower), Cinnamidopropyltrimonium Chloride, Camellia Sinensis Leaf Extract (White Tea), Prunus Amygdalus Dulcis Seed Extract (Sweet Almond), Palmaria Palmata Extract (Dulce), Punica Granatum Extract (Pomegranate), Hedychium Coronarium Root Extract (Hawaiian White Ginger), Cocos Nucifera Fruit Extract (Coconut), Pyrus Communis Fruit Extract (Pear), Carica Papaya Fruit Extract (Papaya), Rosmarinum Officinalis Leaf Water (Rosemary), Salvia Officinalis Leaf Water (Sage), Saccharomyces/Platinum Ferment, Butyrospermum Parkii Butter (Shea), Mangifera Indica Seed Butter (Mango), Hydrogenated Sweet Almond Oil (Butter), Shorea Stenoptera Butter (Illipe), Prunus Amygdalus Dulcis Oil (Sweet Almond), Prunus Persica Fruit Extract (Peach), Indigofera Tintoria Extract, Citrus Medica Limonum Fruit Water (Lemon)
Apply to wet hair. Lather and rinse.
REVIEW SNAPSHOT®by PowerReviews
Reviewed by 3 customers
(1 of 1 customers found this review helpful)
Horrible! Had to return this...
By Skye
from TX
describe yourself Product Junkie
- Dries Hair Out
- Harsh
- Ineffective
- Smells Bad
Best Uses
Comments about Jonathan Product Weightless Smooth No-Frizz Shampoo, 8.4 oz:
This was the absolute worst shampoo that I've used in quite a while. The only thing I can compare the quality to is something like hotel shampoo, or even dishwashing detergent. The first thing I noticed was how thin the consistency was. How was this supposed to smooth or de-frizz my medium-thick, wavy hair? The second thing I noticed was the awful, chemical smell. Ugh. This shampoo tangled my hair, and it felt like STRAW when I rinsed it out. I do not color my hair, and I hardly ever use heated tools on it, so my hair is in pretty good condition. This shampoo seemed to suck the moisture right out of it!
Sorry, but I wouldn't recommend this line to my worst enemy. The conditioner performed just as poorly. To the returns center it goes...
- Hair Type:
- Wavy Hair
Bottom Line No, I would not recommend this to a friend
(1 of 1 customers found this review helpful)
Not moisturizing enough for my hair
By Jane P
from Seattle, WA
describe yourself Beauty Conscious
- Adds Shine
- Cleans Thoroughly
- Lathers Well
Best Uses
- Oily Hair
Comments about Jonathan Product Weightless Smooth No-Frizz Shampoo, 8.4 oz:
I have wavy thin hair but a lot of it. It is definitely on the dry side and I color it (which doesn't help). I was excited to try this line of products (note that I used the shampoo, conditioner, and balm) for those days when I was to blow my hair out straight. The shampoo lathered a lot, there was a subtle coconut smell, but I did think my hair felt not moisturized enough with it. I will say that between the three products my hair was smooth overall, but there was definitely some frizz still there (note that i also used a flat iron on some parts, but also note that I live in Seattle and it was a rainy day!)
I can see how this line could work well for some types of hair, but it wasn't the best straightening/smoothing I have ever used on mine.
This reviewer is employed by drugstore.com or its affiliate and receives free product in exchange for providing his/her opinion on products sold on the drugstore.com™ webpage. Although this reviewer maintains an endorser/advertiser relationship with drugstore.com™, this review represents his/her honest opinions, findings, and/or experiences.
- Hair Type:
- Wavy Hair
(1 of 1 customers found this review helpful)
Great product and true to its word!
By Iris
from Chicago, IL
describe yourself Beauty Conscious
- Adds Shine
- Cleans Thoroughly
- Gentle
- Great Smell
- Improves Hair Health
- Removes frizz
Best Uses
- Curly Hair
- Daily Use
- Thicker Hair
Comments about Jonathan Product Weightless Smooth No-Frizz Shampoo, 8.4 oz:
I have long hair with natural wave, therefore it frizzes easily when air dried especially in the humid summer months. In addition to the natural condition of my hair, I'm also extremely overdue for a haircut and my hair currently looks and feels dry--using lower quality shampoo/conditioner has also worsened the condition & texture of my hair as well. But after ONE USE of Jonathan's No-Frizz Shampoo & Conditioner, I can see and feel a total difference in my hair--it's unbelievable! It feels silky & healthy, looks shiny and isn't frizzy! This is the first time I've used Jonathan's shampoo & conditioner, and I'm now a fan of his products and want to try more. Strongly recommend!
- Hair Type:
- Straight Hair
Bottom Line Yes, I would recommend this to a friend
(1 of 1 customers found this review helpful)


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|Providers make cash ISA changes in time for new limits - Mon, 5 Oct, 2009
A new three-year fixed-rate (FRISA) savings bond has been launched by Nationwide Building Society ahead of the new cash ISA limits for over-50s in the UK, which take effect tomorrow (6th October).
Ex [more]
|Life insurance firm unveils health effects of recession - Fri, 2 Oct, 2009
Pension and life insurance provider Friends Provident has revealed that ten million Britons feel fitter and healthier now than at the same time last year, mainly because of recession-induced lifestyle [more]
|Think carefully before committing to a fixed-rate savings account - Thu, 1 Oct, 2009
Consumers are being urged to "think really carefully" before locking money away in fixed-rate savings accounts.
According to figures from comparison site uSwitch, 800,000 Britons have been [more]
|PPI complaints reopened for personal loan and credit card customers - Wed, 30 Sep, 2009
Consumers who have been mis-sold payment protection insurance (PPI) with personal loans, mortgages or credit cards are to have their complaints reopened by regulators.
The move by the Financial Servi [more]
|Donate easily with charity credit card or savings account - Tue, 29 Sep, 2009
Charity credit cards and savings accounts have been identified as key ways of donating to causes adversely affected by the recession.
According to financial information portal MoneyFacts, such saving [more]
|Mutualised Rock would restore banking trust - Mon, 28 Sep, 2009
Re-launching Northern Rock as a building society would help restore the trust of consumers and business banking customers alike, a new independent report claims.
Compiled by the Centre for Mutual and [more]
|Cash ISA withdrawals rise during recession - Fri, 25 Sep, 2009
British savers have withdrawn three times more from their cash ISAs in the last year than they did during the previous 12 months.
According to Abbey Savings, seven million cash ISA holders took out a [more]
|Holidaymakers urged to do currency exchange homework - Thu, 24 Sep, 2009
British travellers' ignorance about currency exchange rates is causing them to pay over the odds for goods and services abroad, new research suggests.
The study by Thomas Cook Foreign Exchange h [more]
|Brits paying off personal loans with mortgage money - Wed, 23 Sep, 2009
Mortgage holders in the UK are being urged to take advantage of historic low interest rates by using the extra cash to overpay on their loan, in addition to paying off any personal loans or building u [more]
|Savings limit reminder for ISA holders - Tue, 22 Sep, 2009
Although new ISA limits come into effect from 6th October, a large proportion of UK savers are unaware of the details of the change.
Research by the Saga Populus Panel suggests only five per cent of [more]
|UK car insurance shopping starts younger - Mon, 21 Sep, 2009
UK motorists are beginning to shop around for car insurance at a younger age than they did in the past, a new study shows.
The research by AA Insurance highlights that, out of 21,000 drivers intervie [more]
|Life insurance policyholders urged to claim funds - Fri, 18 Sep, 2009
Life insurance customers are being urged by Scottish Widows to check if they are entitled to claim a demutualisation payment, worth an average of £2,070.
The payouts date from March 2000, when [more]
|Fewer personal loans available to consumers - Thu, 17 Sep, 2009
There has been a drop in the number of personal loans available to UK consumers in the last year, according to new data.
Research by uSwitch.com also highlights that interest rates on personal loans [more]
|Bonds boost to tempt customers from savings accounts - Wed, 16 Sep, 2009
A 50 per cent increase in the value of the prize money on offer to Premium Bond holders may benefit anyone with old or discontinued savings accounts, it has been suggested.
In October, National Savin [more]
|Online tool to help with pension planning - Tue, 15 Sep, 2009
Britons are being given a helping hand with pension planning from the Financial Services Authority (FSA) and the Association of British Insurers.
The two organisations have launched an online pension [more]
|Online banking loophole highlighted - Tue, 15 Sep, 2009
Consumers in the UK have been warned about a loophole in online banking systems that could leave them substantially out of pocket.
According to personal finance portal MyMoneyDiva.com, any money mist [more]
|TUC leader dismisses economic recovery claims - Mon, 14 Sep, 2009
The UK's economic recovery will only take root when unemployment figures start to fall, the leader of the Trades Union Congress (TUC) has claimed.
Brendan Barber reminded attendees at today' [more]
|House price rise recorded amid unchanged base rate - Fri, 11 Sep, 2009
The base interest rate remained unchanged at 0.5 per cent yesterday, on the same day Halifax revealed that house prices rose for the second month in a row during August.
According to the bank's [more]
|Home insurance claims drop in 2009 - Thu, 10 Sep, 2009
There was a drop in the number of home insurance claims made in the UK during the first half of 2009 compared to the same period last year, according to new data from one provider.
Sainsbury's H [more]
|New data show signs of economic recovery - Wed, 9 Sep, 2009
Improvements in the job market and a rise in consumer confidence have led economic analysts to speculate the recession may be over.
The latest survey by the Nationwide Building Society shows consumer [more]
|Prev 1 2 3 4 Next


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Dining Room Lighting Fixtures and Tips
The focal point of a standard dining room is the dining table. Like a sofa in the living room, or a bed in the bedroom, the dining table is what defines a specific space in your home as the dining room. The next important element of the dining room is the lighting. The type of lighting you choose for your dining room will determine the room's specific function. Today, most dining rooms serve multiple functions aside from formal dining. The dining room can serve as a workplace, a meeting area, a gathering place for family game night, or a place to entertain guests.
When deciding on a lighting scheme for your dining room, it is important to establish what specific functions you want it to serve. You also want to determine what specific lighting fixtures and styles match the furniture you've chosen for the dining room, and the rest of the house in some cases. The lighting you choose for your dining room is another way to express yourself and your artistic tastes.
Tips for Choosing Your Dining Room Lighting
Before you begin shopping for dining room lighting fixtures, decide on how you want your dining room to feel, and what you want your dining room to be used for. Here are some tips to help you:
- Separate your room lighting if your dining room and living room share a common area with no walls or partitions separating the two rooms.
- Make sure there is adequate lighting if you use your dining room for more than just eating.
- Make sure your lights are fitted with a diffuser if your dining room contains a lot of reflective lighting from glass on the table, furniture or mirrors in the room. Your guests will appreciate it.
- Pendant lighting should be six feet from the floor, or hung just above eye level of the tallest person seated at the table.
- The dining table will affect your lighting scheme. Long tables require more lighting, and wider tables should have pendant lamps or chandeliers hung a bit higher off the ground.
- Consider using multiple fixtures in your dining room lighting scheme. Several small pendant lamps could be used for a long dining table, rather than one large pendant lamp.
Modern Pendant Lamps
Contemporary Chandelier
If you don't plan on making your dining table the focal point of your dining room, the next fixture your guests would look at is the chandelier. Hanging over the dining table, a chandelier can enhance the aesthetic s of your other furniture and home décor. Chandeliers can help set the mood for various events, with a dim, soft glow, similar to candlelight, used to set an intimate atmosphere, while brighter lighting from an ornate, Victorian-style chandelier can be used to light up the dining room for a grand banquet.
The type of chandelier you choose can drastically affect the feel of the entire room. Chandeliers can be large and extravagant, made from the finest crystal for the lavish, traditional dining room set. Metal chandeliers with streamlined arms and geometric lines are best suited for dining rooms of contemporary design. A chandelier made of moose or elk antlers, typically found in a hunting or mountain lodge, can be used to express your interest in the outdoors. Unique chandeliers made from recycled glass give the dining room an eco-friendly feel, and can show off your interest in going green.
Pendant Lamps
An alternative to chandeliers for dining room lighting fixtures are pendant lamps, which also hang from the ceiling. Unlike chandeliers, pendant lamps aren't typically used as the focal point for a dining room. Instead, they help improve the aesthetics of the dining room by being one of the many pieces used to display the room's interior design and focus. A vintage, floral pendant lamp might go well with a classic and chic styled dining room, while a bubbled or fishbowl shaped pendant lamp composed of mostly metal would match a modern themed dining room.
Halogen lamps placed to the side of the dining room can be used to add an extra lighting effect to your dining room. They can be discreetly placed in a corner of the room, turned on only when a specific function calls for it. Halogen lamps of various colors, styles and shapes can be purchased to match your dining room's theme.
Candles are a great way to create an intimate setting for one's dining experience. They can also be used as decorative pieces to adorn the dining room. Candles and the containers housing them can be used as a centerpiece for your dining room table. Using candles in the dining room would be better suited for a specific event, rather than the main source of lighting for your dining room. If you want the same effect of a candle lit room, without the risk of a possible fire hazard, try using dimmers to set the appropriate amount of power you wish to use to light up your dining room.
Things to Remember
Your dining room lighting is another way to bring life to the room, but don't let looks take away from function. Remember, dining room lighting serves a purpose, and that purpose is visibility. A low hanging pendant lamp might bring ample light to the dining table, but if it isn't large enough, some of your guests might be sitting in the shadows. Candles may set an intimate mood, but for larger parties, your guests would most likely appreciate having a better view of their food. Also, remember to get the proper measurements and dimensions for your dining room. You want your lighting adjusted at the appropriate height above your dining room table to keep your guests from bumping their heads on a light fixture.


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NEW DELHI: Indian Navy is conducting an inquiry into cases where some of its officers were found divulging information regarding locations of warships and other confidential data on social networking sites.
In written reply in Rajya Sabha, Defence Minister A K Antony said "cases of unauthorised sharing of information by naval personnel on social networking sites have come to light. These are under investigation by naval authorities."


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Definition of Bridge
Bridge: A set of one or more false teeth supported by a metal framework, used to replace one or more missing teeth.
Bridges may be fixed or removable. A fixed bridge (a partial denture) is a prosthetic replacement of one or more missing teeth; it is cemented (or otherwise attached) to the neighboring teeth or may be implanted in the space. A removable bridge (partial denture) is a prosthetic replacement of one or more missing teeth on a framework that can be removed by the wearer.Source: MedTerms™ Medical Dictionary
Last Editorial Review: 6/9/2016
Drug Medical Dictionary of Terms by Letter
Medical Dictionary Term:
Top RxList Drug News
WebMD Oral Health
Get tips for a healthy mouth.


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by Ryan Dixon - April 5, 2010 11:20 AM UTC
The Caps have one trophy on their mantle, now it's time to chase the more important one as the playoffs are on the horizon.
If past Presidents' precedent can be believed, there's about a 30 percent chance the Washington Capitals will win the Stanley Cup.
by Ryan Dixon - March 29, 2010 3:35 PM UTC
The Nashville Predators are looking to win their first playoff series this year, but to win the Cup, they'll have to go through some tough teams.
The Nashville Predators are truly a team in the middle. The Preds presently sit fifth in the Western Conference, behind four playoff teams and ahead of three.
by Ryan Dixon - March 22, 2010 1:40 PM UTC
The surprising Coyotes take over top spot in our team rankings the day after emerging as the Pacific's top dog.
It's come to this. The Hockey News picked the Phoenix Coyotes to finish 15th in the Western Conference, but we're certain any excess egg on our face could quickly find a home elsewhere thanks to the Coyotes' shocking rise to first place in the Pacific Division.
by Ryan Dixon - March 15, 2010 2:45 PM UTC
Washington remains at the top of the hill while Dallas is looking more and more like it'll miss the playoffs for the second straight year.
The Olympic break was really good to one of Brenden Morrow's teams, but not the other. Morrow left Vancouver with a gold medal, but the good times stopped once the Canadian captain of the Dallas Stars returned to Texas.
by Ryan Dixon - March 8, 2010 2:25 PM UTC
With players starting to return from the infirmary, Montreal is looking dangerous and creeping up our post-Olympic top 30.
It has taken a while, but things are finally looking happier in Habland. The Montreal Canadiens have been an inconsistent bunch this season, both in terms of results and who is in the lineup thanks to a fairly significant string of injuries.
by Ryan Dixon - February 15, 2010 2:50 PM UTC
The Red Wings should be healthy at the end of the Olympic break and ready to make a push for the playoffs.
The return is underway; now it's about the results. Barring any unfortunate injuries to their stars competing at the Olympics, the Detroit Red Wings will return from the break in better position to win hockey games than they've been in a long time.
by Ryan Dixon - February 8, 2010 2:15 PM UTC
Not surprisingly the Caps are No. 1, but certainly surprising is the recent play of fellow Southeasters Tampa Bay.
Steven Stamkos has clearly established himself as a front-line NHL player, but Steve Downie might not be far behind. Downie is never going to have the elite offensive upside Stamkos does, but he's rapidly becoming a very useful player for Tampa while skating on the top line with Stamkos and Martin St-Louis.
by Ryan Dixon - February 1, 2010 3:25 PM UTC
The Caps jump the Sharks for No. 1, but many eyes are on the Coyotes as they look for their first playoff berth since '02.
Shane Doan looks ready to lead the committee. That the Phoenix Coyotes woke up Monday morning as the Western Conference's fourth seed is surprising enough, but it's all the more eye-catching when you consider this team hasn't really had an offensive leader all season.
by Ryan Dixon - January 25, 2010 3:05 PM UTC
San Jose's back atop our weekly rundown of all 30 NHL clubs, but what's the deal with the Isles staying in the hunt?
It's tough to know how optimistic to be about the New York Islanders these days. For the first time in recent memory, they're battling for a playoff spot and can certainly hold their own with the other underwhelming Eastern teams scrapping it out for seeds five through eight.
by Ryan Dixon - January 18, 2010 2:40 PM UTC
The top-end teams are comparable, but the mid-range squads in the two conferences aren't even close.
A disparity in conference competence is nothing new to the NHL, but the East is taking it to the extreme this year. As of Monday morning, the New York Islanders sat tied for the eighth seed with the Montreal Canadiens with 50 points, but had played two less games for a total of 48.
by Ryan Dixon - January 11, 2010 3:00 PM UTC
The Blackhawks emerge as No. 1, but the injury-ravaged Bruins continue to slide in the East.
The way things are going in Boston, it's almost like Patrice Bergeron's bad luck is contagious. In the eyes of many, the B's entered this season as a serious Cup contender, based mostly on the fact they finished with more points than anyone in the East last year and returned with virtually the same lineup.
by Ryan Dixon - January 4, 2010 3:55 PM UTC
With four straight wins the Flames move up a few spots, but not enough to pass the surging San Jose Sharks.
Thanks to a series of recent playoff disappointments, there will be no cause for celebration in Calgary until the Flames toast at least one or two opponents in the post-season.


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Food & Wine's Favorite Holiday Desserts
Searching for a dessert to end your showstopping holiday dinner menu on a high note? Look no further. These top seasonal treats from Food & Wine are sure to impress guests. From deceptively simple plum compote served with store-bought pound cake to an intricately layered chocolate crêpe torte, there's a recipe for every level of at-home chef.For more holiday recipes and entertaining tips, check out our huge collection of Christmas ideas.
Nutmeg Shortbread
Buttery, crumbly, and perfect with tea or coffee, any shortbread recipe is a welcome treat come winter and holiday season. This recipe stands out from the pack thanks to its warm spice.
Mexican Chocolate and Dulce de Leche Crepe Torte
Need an impressive dessert for a holiday gathering with friends? Look no further — thin crepes are nestled in layers between homemade chocolate filling and rich dulce de leche, creating a torte worth showing off.
Apple Dumplings
With only five ingredients, these easy dumplings are a snap to make. Sweet Golden Delicious apples are a natural pick for this dessert and hold their shape well during baking.
Cranberry Apple Raisin Crisp
A perfect dessert trio, the fruits in this dish create a dessert all will love. Serve warm with ice cream for a simple yet comforting winter dessert.
Poached Pears with Prunes
Poached in citrus- and spice-infused water, the pears and prunes take on a warmth perfect for this time of year. After the reducing the poaching liquid, pour the syrup over the fruit for a final hint of flavor.
Plum Compote with Star Anise
Another easy-to-prepare dessert with seasonal flair, this compote is ready in about 20 minutes. Pair it with a store-bought (or homemade) pound cake for a sophisticated end to an evening meal.
Cherries Poached in Red Wine with Mascarpone Cream
Elegant and simple, this quick dessert recipe is easy to customize. The poached cherries can be swapped for mixed berries, or if mascarpone isn't on hand, the cherries go wonderfully with whipped cream as well.
Chocolate Brown-Sugar Brownies
Give Santa a break from endless sugar cookies and leave him a deliciously decadent treat under the tree this year. These delectable brownies are rich in flavor and tender to the bite.
Chocolate Fennel Pudding
Need an adult chocolate fix? This home-style favorite pudding features fennel, which gives it a somewhat unexpected and subtle licorice flavor.
Dark-Chocolate Bark with Walnuts and Dried Cherries
Give the gift of chocolate this holiday season. Brimming with health benefits like fiber and antioxidants, this simple bark gives you plenty of reasons to smile.
Cinnamon-Spiced Mocha Floats
Some say a cold drink is even better in the wintertime. Come back from caroling and try one yourself. These mocha-inspired floats might be chilly, but a taste of cinnamon added to the mix is sure to make you feel a bit warmer.


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Winners and Losers in Dell Deal with Sun
,----[ Quote ]
| Sun has really changed its tune from back in 2003, when it was dismissing
| Dell, Linux and open source. Today, Sun sells Red Hat and Novell Linux, has
| open-sourced both its main operating system, OpenSolaris and programming
| language, Java, and, yes, Sun is now partnering with Dell.
Dell to Offer Sun's Solaris, OpenSolaris in Servers
,----[ Quote ]
| Erstwhile bitter rivals Dell and Sun Microsystems are set to announce that
| Sun's Solaris and OpenSolaris operating systems will be supported in all of
| Dell's servers.
Morton: no merging of OpenSolaris with Linux
,----[ Quote ]
| Don't expect to see key features of OpenSolaris showing up in the Linux
| kernel, said a top Linux maintainer.
Solaris can never be Linux
,----[ Quote ]
| Things haven't changed much at Sun. When Sun launched its
| OpenSolaris project in 2005 it used the Common Development and
| Distribution Licence - which is incompatible withb the GPL - and
| some system code was not released.


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NEW DELHI: T-Series, which owns 70% of Bollywood's music rights, including latest releases like Om Shanti Om, is planning to file a contempt petition against YouTube LLC for failure to take cognizance of Delhi HC interim order, last month, which restrained it from carrying T-Series content on its site. The music company has also sent a legal notice to Rediff's i-share.
The Google YouTube case will come up for next hearing in February, 2008. "In the interim, we plan to move a contempt petition against Google on the same. The company seems to have little regard for the law of the land as our content is still displayed on YouTube," SCI V-P Neeraj Kalyan said.


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The 1990s
Perry Johnson of Four Oaks, North Carolina
Perry Johnson is the kind of guy you want on your committee. Who wouldn't want to be around a person who has a positive attitude and believes that great things can happen with a bit of heart, soul, and hard work?
Five years ago, Perry was instrumental in starting the South Johnston High School DU chapter, one of the first high school chapters in North Carolina. Within a year of its inception, the chapter held two events and raised more than $14,000 for the ducks. Perry, who is now a senior at North Carolina State University, serves on the North Carolina DU state committee.
Perry has been a passionate duck hunter since the eighth grade. "My friend Dylan Bass invited me to go along with him and his father on my first hunt, and I've been hooked ever since," he says. "I believe if I take from the resource, I should give back. The camaraderie you feel when you're out hunting with friends is the same thing I feel volunteering for Ducks Unlimited. We're having fun while getting the job done."
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President Franklin D. Roosevelt signs the Migratory Bird Hunting and Conservation Stamp Act into law.
First duck stamp, designed by Pulitzer-prize winning editorial cartoonist, Jay N. "Ding" Darling, issued.
Prairie drought peaks.


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You are a fan of bass airsofters ? Come to discover the best forums bass airsofters on the internet and share your experience with a community fan of bass airsofters . You can also build a forum bass airsofters and create your online discussion.
North Wales Sea Fishing Forum. Sunnyrhyl.com Sea Fishing Forum
fishing, north, wales, shark, #bass, tope, rhyl, llandudno, colwyn, mackerel, prestatyn, pensarn, sunny, sunset, sunrise, peace, tranquility
This is a group for fans of Japanese four piece pop/rock band Silent Siren composed of Suu (Duitar/Vocals), Hinachu (Drums), Yukarun (Keys), and Ainyan (Bass).
saisai, sekai, group, fans, japanese, piece, pop/rock, band, silent, siren, composed, (duitar/vocals), hinachu, (drums), yukarun, (keys), ainyan, (bass)
Fishing Association for Anglers from the Warren County, NJ Area.
fishing, warren, county, sussex, hunterdon, morris, wcaa, anglers, jersey, #bass, trout, allamuchy, pond, columbia, lake, deer, park
Message board for New Hampshire Bass Casters.


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- Willamette
- College of Law
- Resources
- Journals
- Willamette Law Online
- Oregon Court of Appeals
- 2013
- Dept. of Human Services v. N. P.
Oregon Court of Appeals
Dept. of Human Services v. N. P.
Date Filed:
Case #: A151549
Schuman, P.J. for the Court; Wollheim, J.; and Hadlock, J.
Full Text Opinion: http://www.publications.ojd.state.or.us/docs/A151549.pdf


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Definition of predigest in English:
1(Of an animal) treat (food) by a process similar to digestion in order to make it more digestible when subsequently eaten.
Example sentences
- In canids such as wolves or wild dogs, usually only the dominant, or alpha, male and female in a pack reproduce, but younger group members hunt with the mother and return to the den to regurgitate predigested meat into the mouths of her pups.
- The frigate bird fishes the easy way, if you like your fish predigested.
- The saliva of carnivora contains no ptyalin and cannot predigest starches; that of vegetarian animals contains ptyalin for the predigestion of starches.
1.1Simplify (information) so as to make it easier to understand or absorb.
Example sentences
- A brand is but predigested sales information to facilitate a purchase decision.
- Just pick up your newspaper, or turn on television or go on the internet, it seems to me that more and more news is designed to be predigested, as short as possible, as entertaining as possible.
- The general lack of understanding of science is contributed to, in a large part, by society, a public weaned on predigested news.
- Example sentences
- The saliva of carnivora contains no ptyalin and cannot predigest starches; that of vegetarian animals contains ptyalin for the predigestion of starches.
- Their venom causes predigestion and breakdown of the cells.
- He is thinking of farmers who breed grasses to produce food crops, and of cooking as a process of predigestion to enable us to consume otherwise inedible foods.
For editors and proofreaders
Line breaks: pre|digest
Definition of predigest in:
What do you find interesting about this word or phrase?
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The Doomsday Clock is an internationally recognized design that conveys how close we are to destroying our civilization with dangerous technologies of our own making. First and foremost among these are nuclear weapons, but the dangers include climate-changing technologies, emerging... Read More
Jason Vest is a senior correspondent for the American Prospect and author of a forthcoming book on national security from Wiley & Sons.
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It's one of those days where I can't seem to be getting anything done.
In fact, that sentence was about the most productive I've been all day, if you don't count going on the treadmill earlier.
It's also one of those days where I have a list of things that need to be done—the storyboard for Rain's sequel, algebra review, correspondence course, website ideas (website coming soon, btw. www.kierynnicolas.com), taekwondo practice, and this blog. So I've finally given myself a metaphorical push. I'm starting with the blog. It's four p.m….the evening's still young, right?
…Yeah, that was nothing short of sad. I was so worried about my lack of motivation earlier that I looked up my symptoms. I think I'm suffering from something called Procrastination. It's a common affliction among teenagers, and I'm told the effects heighten in the summertime. It is apparently caused by an excess of distractions or extreme feelings of boredom concerning a task at hand. I think I have a combination of both.
Really, I have nothing to complain about. It's summer! I'm getting published! I'm off to DC with my best friends this weekend! Still, I have a hard time remembering that when I'm working my way through the world's most boring correspondence course, even if I know that if I just finish it now I'll have a free period in my schedule come school season.
Last time I was procrastinating I ended up fiddling around on my computer putting together book cover ideas. Earlier that day I'd had a photo shoot with my best friend posing as Mel for a promo cover for Rain. RAIN is my novel that is being published by Echelon Press next year. Anyway, I was using some of those pictures on the basic pho
to-editing software my laptop provided, and I sent one or two to my cousin Henry for critique.
His response was typical Henry: something along the lines of "it's too pixilated, the image quality is low, and the font is a little too plain." Of the second he said, "your choice of fonts it utterly terrible, I am sorry, but it is. I like the idea of it. I am going to do some changing."
Next thing I know, he sends back this version of my second idea that has all these special effects and large title (with a Henry-approved font, of course) and he was going on about the SFX and inversion and magic wands and, well, my jaw literally dropped. I sent him all of the photo shoot pictures and said, "sic 'em." After a while he sent on a few more versions. The general favorite (and my favorite as well!) is shown here.
Guess what time it is now? It's almost 9 pm. (I had to go somewhere, so I took a break from writing this from about 5-8:30. I'm not that affected by procrastination…yet.) I'm going to wrap this pilot post up by saying, well, that's a wrap, folks. Thanks for watching. Tune in tomorrow for…well, something.
P.S. I was having trouble thinking of a blog title—I kept coming up with bad puns, so I just went with my name. Sorry for today's lack of creativity!


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Liverpudlian promoter Charlie 'Mac' McBain held regular skiffle and rock events at his venues. On Friday 18 October he ran one such event, at the New Clubmoor Hall in Norris Green, Liverpool. It was the first show in which Paul McCartney appeared onstage with the Quarrymen.
McCartney played lead guitar. First-night nerves, however, caused him to make a hash of his solo during the Quarrymen's version of Arthur Smith's 1946 instrumental hit Guitar Boogie. Read more »


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Her Kind
by Anne Sexton
Her Kind Identity Quotes
How we cite our quotes: line
Quote #4
A woman like that is not a woman, quite.
I have been her kind. (6-7)
We're continuing with the dehumanizing kick here: our speaker's no longer a "thing," but she's not "quite" a woman. (In that case, what is she? Well, you've got us there, folks.) That's why the refrain packs such a punch – it comes as an assertion of collective identity after our speaker goes to great lengths to distance herself from all the things that we think of as acceptable womanly (or even human) behavior.
Quote #5
A woman like that is misunderstood.
I have been her kind. (13-14)
Hmmm…sound familiar? Sexton moves her speaker into a position of outsider-ness before asserting her unity with that particular form of outsider-ness. There are some small differences between the first stanza and the second, however. For one thing, stanza one takes the speakers' weirdness as a fact. Stanza two shifts perspective slightly – now it's not necessarily the speaker who's categorically crazy. She's just misunderstood. Maybe she's nuts…but maybe it's society that thinks she's nuts. There's a difference.
Quote #6
A woman like that is not ashamed to die.
I have been her kind. (20-21)
Third time's the charm, folks. By the time we've been through this refrain a few times, it starts to sound heroic. Plus, we've moved from what others think about our speaker to what she herself feels about her choices. In a strange way, this is the closest we get to understanding her feelings.


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War and Peace
by Leo Tolstoy
War and Peace Volume 3, Part 3, Chapter 6 Summary
- Oh, hey, remember Helene? She's back, and she's on the horns of a dilemma. Since she's been chilling with the court, she's traveled from Petersburg to Vilno and back again. In Petersburg she caught the eye of an old VIP dude, and in Vilno she got together with a young foreign prince.
- What to do, what to do.
- She basically lays it all out there for both these guys, saying that she'll be with whichever one wants to marry her. Which they both immediately say they want to do.
- On top of all of this, she converts to Catholicism. She gets that this is because she's really rich and the Jesuits are hoping to get some of that money for their various institutions, but she decides to make them work for it by getting her a divorce from Pierre.


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VIENNA - Mayor Randy Rapp appointed council members to departments at Thursday's council meeting.
"I know you all have been anxiously awaiting for me to make my council appointments," Rapp said. "I can truly say that after being in this job for the last several months I really appreciate each and every one of you saying 'I will do what you want me to do.'"
Councilman Bruce Rogers will continue to work with the city's parks and senior citizens. Councilman Steve Stephens will handle building inspections and code enforcement.
Article Photos
Photo by Mandi Cardosi
From left, Jordyne Lockhart, Kamran Lockhard, Braden Bibbee and C.D. Bibbee were awarded with certificates from the city and Mayor Randy Rapp for their assistance to the city. They helped to shovel an elderly woman's driveway this winter, Rapp said.
Photo by Mandi Cardosi
David Wells, founder and CEO of the Chocolate Jazz Foundation Inc., asked city council for funding to bring a jazz festival to Vienna this summer.
Councilman Jim Miracle will continue with the beautification of the city, including the tree commission and utility board. City recorder Cathy Smith will work with the Vienna Police Department and personnel department.
Councilman Roger Bibbee will work with the Vienna Volunteer Fire Department and emergency response team. Councilman Paul Thornton will continue with the finance department and work with the personnel department, Rapp said.
Rapp said he hopes to revisit the appointments in one year to rotate the council members. He said he wants the council to understand each department of the city and how it works.
The Vienna youth wrestling team was honored by council for winning the Wood County youth wrestling tournament for the first time in 40 years, coaches and city officials said. The group is coached by Buddy Roberts with the help of assistant coaches.
The youth wrestlers were awarded a trophy for their efforts in the tournament. The coaches said the Wood County Junior program was started in 1964 and consists of 10 teams.
The Vienna tree commission board was approved by council Thursday. Miracle said he is eager for work in getting the city ready for the state's 150th birthday this summer.
David Wells, founder and CEO of the Chocolate Jazz Foundation Inc., asked the city for funding to host a jazz festival this summer. Council members and Rapp said they would consider the idea and believe it to be a good idea for the city.
Wells is a flugelhorn and trumpet player from Vienna who has been a full-time musician for the last 10 years, touring Canada, California and other states, he said.
A bid for the Vienna Police Department was approved Thursday night. The department will receive bullet and Taser-proof vests for $11,486. Rapp said a grant the police department received will cover more than $5,000 of the cost for the vests.


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Levex'edar the Beautiful Earth
A handheld hexagon multimedia device.
This handheld device has the letters H.O.M.E engraved in the bottom. It is ringed with other symbols, Draconian lettering, that read "Your Other Perfect Assistant"
The device itself flips open to reveal two smooth black glass surfaces. Each protecting the contents of a keyboard and a screen.
The device has many options, though some are unavailable at the moment. These include
Holo-recorder – offline
Video-player/recorder – offline
Note-to-Self – offline
Calander/Dateplanner – offline
Clock – offline
Black-Book – offline
Music Player
Library – offline
Since our heroes cleared out the underground lab where they found ATMA, the device has since been equiped with an, AI known as MUSE. Muse had been left alone for 1000 years and had since lost her artifical mind, however, with a little work and an accident, Muse has regained her old self, however, has been split in two.
Now two muses, called Muse Red and Muse Blue, exist. While Muse Blue remains within the HOME, tied to its Hearthstone, Muse Red has attached herself to a Vaekok, or fey soul stone. The resulting energies tweeking her personality to a more extreme and flirtatious manner that opposes Muse Blue's logical, and calculated manner.


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The GALAXY S III mini is a compact version of the flagship smartphone GALAXY S III. The GALAXY S III mini brings the high performance, intuitive ease-of-use and nature-inspired design of the GALAXY S III to an elegant, compact smartphone with a 4.0-inch screen. It can be an optimal choice for consumers who are looking for more practical smartphones.
The GALAXY S III mini is powered by Android 4.1 (Jelly Bean), the latest version of the world's most popular smartphone operating system. Jelly Bean has fast, fluid and smooth graphics along with a new Google Search experience featuring Google Now, which brings you just the right information, before you even ask.
Stylish and compact, the GALAXY S III mini shares the GALAXY S III's breakthrough design and simple elegance. Its ultra-minimal curved frame delivers a rich natural feel, which is also reflected on its nature-inspired home screen, wallpapers and ringtones. Its beautiful 4.0-inch Super AMOLED display offers a generous viewing experience that lets you view multimedia and Web content in brilliant color and clarity. Its compact size gives users a comfortable grip and allows a convenient one-hand operation.
The GALAXY S III mini is packed with intelligent technology designed to make interacting with the phone incredibly natural and intuitive. S Voice, Samsung's advanced natural language recognition software, lets you use your voice to unlock the phone with simple customized commands, or to play your favorite songs, turn the volume up or down, organize your schedule, or automatically launch the camera and start taking photos.
The GALAXY S III mini also understands your gestures to make using your phone easier and more natural: With Smart Stay, the phone's camera tracks your eyes and keeps the screen lit as long as you are looking at it. When reading a text message from a friend, Direct Call enables you to automatically dial a call simply by lifting the phone to your ear; and Smart Alert conveniently alerts you to missed calls or messages as soon as you pick up your phone.
Content sharing is easy and fast on the GALAXY S III mini: its S Beam feature lets you share a 10MB music file in just two seconds by simply tapping on another S Beam-enabled device including GALAXY S III or GALAXY Note II, even without a Wi-Fi or cellular signal. The 'Buddy photo share' function also allows photos to be easily and simultaneously shared with all your friends pictured in an image directly from the camera or the photo gallery.
- Product Description
- Samsung Galaxy S III Mini - pebble blue - 3G 8 GB - GSM - Android smartphone
- Product Type
- Android smartphone 3G
- Display
- OLED display - 800 x 480 pixels - colour - 4" - Super AMOLED
- Integrated Components
- Rear-facing camera, front-facing camera, FM radio
- Processor
- 1 GHz ( dual-core )
- Memory
- 8 GB microSDHC slot - up to 32 GB
- Operating System
- Android 4.1 (Jelly Bean) with Samsung TouchWiz
- Rear-facing Camera
- 5 Megapixel
- Service Provider
- Not specified
- Wireless Interface
- Bluetooth, Wi-Fi
- Messaging Services
- Google Talk, SMS, MMS
- Talk Time
- Up to 850 minutes
- Standby Time
- Up to 450 hours
- Colour
- Pebble blue
- Dimensions (WxDxH)
- 63 mm x 10 mm x 122 mm
- Weight
- 120 g
- 0.52 W/kg - Category B (Belgium)
- Product Type
- Android smartphone
- Form Factor
- Touch
- Integrated Components
- Rear-facing camera, front-facing camera, FM radio, navigation
- Width
- 63 mm
- Depth
- 10 mm
- Height
- 122 mm
- Weight
- 120 g
- Body Colour
- Pebble blue
- SAR Value
- 0.52 W/kg
- SAR Category (Belgium)
- Technology
- Band
- Mobile Broadband Generation
- Service Provider
- Not specified
- Operating System
- Android 4.1 (Jelly Bean)
- User Interface
- Samsung TouchWiz
- Navigation
- Input Device
- Multi-touch
Messaging & Internet
- Messaging Services
- Google Talk, SMS, MMS
- Supported Social Networks and Blogs
- Google+
- Data Transmission
- Wireless Interface
- Bluetooth 4.0, IEEE 802.11a/b/g/n
- Bluetooth Profiles
- Hands Free Profile (HFP), Headset Profile (HSP), Object Push Profile (OPP), Serial Port Profile (SPP), Advanced Audio Distribution Profile (A2DP), Audio/Video Remote Control Profile (AVRCP), Human Interface Device Profile (HID), Phonebook Access Profile (PBAP), Message Access Profile (MAP)
- Communication Features
- Mobile Email client, Internet browser
Phone Features
- Phone Functions
- Speakerphone, call timer, conference call, vibrating alert
- Sensors
- Accelerometer, proximity sensor, digital compass, gyro sensor
- Additional Features
- Radio Data Service (RDS), S Beam, Social tag, Smart stay
- Personal Information Management
- Calendar, synchronization with PC, calculator, reminder, alarm clock
Media Player
- Supported Digital Audio Standards
- WMA, AAC, Ogg Vorbis, AMR, MP3, FLAC, AAC +, eAAC+
- Supported Digital Video Standards
- Clock Speed
- 1 GHz
- Processor Core Qty
- Dual-core
- Internal Memory Capacity
- Supported Flash Memory Cards
- microSDHC - up to 32 GB
Rear-facing Camera
- Sensor Resolution
- 5 Megapixel
- Focus Adjustment
- Automatic
- Camera Light Source
- LED light
- Video Recorder Resolutions
- 1280 x 720 (720p)
- Features
- Video recording, Best photo function, Buddy photo share
- Type
- OLED display - colour
- Technology
- Super AMOLED
- Diagonal Size
- 4"
- Display Resolution
- 800 x 480 pixels
- Colour Depth
- 16.7 million colours
- Connector Type
- 1 x headset jack - mini-phone 3.5mm , 1 x Micro-USB - 5 pin Micro-USB Type B
- Capacity
- 1500 mAh
- Run Time Details
- Talk ( GSM ) - up to 850 min , Standby ( GSM ) - up to 450 hrs , Talk ( WCDMA ) - up to 430 min , Standby ( WCDMA ) - up to 420 hrs
- Included Accessories
- Power adapter


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Welcome to ServiceMaster DSI
At ServiceMaster DSI, we work hard to be a reliable source of large-scale loss recovery, emergency disaster restoration services, and high quality commercial and residential restoration services in Denver, CO. Our teams are made up of highly experienced technicians ready to respond first to any emergency situation involving water damage restoration, fire damage restoration, and more.
Our branch is a member of the ServiceMaster Recovery Management© (SRM) network—offering commercial large scale loss restoration solutions. ServiceMaster DSI is also a ServiceMaster Restore© business servicing residential homes after disaster strikes. These restoration networks have served across the U.S. for over 50 years. We serve the full Denver area from large companies to small businesses and homeowners. No job is too big or too small for our expertly-trained technicians. We've worked on large scale fire damage in office buildings and warehouses, but we've also worked on restoring flooded home basements.
While we cover emergency situations with a first line of response to all our customers, we also provide cleanup services, pack-out, board-up, and more. For years, we've been offering the valuable services of ServiceMaster DSI to those in need, fixing anything from a broken pipeline flooding a building and smoke buildup after a fire to restorative carpet cleaning and ventilation decontamination.
Our services for the Denver, CO area include:
- Disaster Restoration
- Emergency Services
- Residential & Commercial Cleaning
- Fire Restoration & Smoke Clean Up
- Mold Remediation
- Water Damage Restoration
- Construction Services
- Full Service Project Management
- Content Storage
- Water Extraction & Dehumidification
- Board Up Services
- Pack-out & Storage
- Trauma Clean Up
- Carpet Cleaning
- Upholstery Cleaning
- HVAC Cleaning
Our leading first-response teams and skilled technicians have access to top of the line equipment and supplies. Contact us today at ServiceMaster DSI, and experience the quality of our disaster restoration services, commercial and residential restorative cleaning, construction services, and full service project management in Denver, CO.
News and Tips
Flooded Home or Business in Lakewood, CO?
August 30, 2016
If your home or business has been damaged by water, the overriding emotion is the desire to get things âback to normalâ as quickly as possible. With our experienced crew in Lakewood, CO, we can help remediate the damage and minimize the interruption in your life or business. ServiceMaster DSI continually invests in training for … Continue reading "Flooded Home or Business in Lakewood, CO?"
From Water Extraction to Restoration, ServiceMaster DSI in Aurora, CO, will do the Dirty Work so You Donât Have to
August 19, 2016
Recently, Louisiana broke records with the flooding that happened mid-August. Though you arenât facing more than 25 inches of rain, even an inch of water in your basement can cause issues. Thatâs why ServiceMaster DSI provides water extraction around the country, including Aurora, CO. Whether itâs rainfall or a burst pipe, weâre here to simplify … Continue reading "From Water Extraction to Restoration, ServiceMaster DSI in Aurora, CO, will do the Dirty Work so You Donât Have to"
When Life Gets Messy ServiceMaster Trauma Cleanup is here for you in Denver, CO
August 14, 2016
Sometimes life is hard. Sometimes itâs messy. With ServiceMaster DSI, it doesnât have to be both. Allow us to clean up the mess with our trauma cleanup services in Denver, CO. Youâve probably seen it in the movies: people step into baggy white suits and pull on yellow boots and yellow gloves, then they cinch … Continue reading "When Life Gets Messy ServiceMaster Trauma Cleanup is here for you in Denver, CO"


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7000 Merrill Avenue
Chino, CA 91710
Dear all, had the pleasure to visit your museum a few days ago. Really well done! I was also able to get closer look to...
Thomas P. Hofer
Really great museum loved the visit!!!! Thumbs up! ...
Aidan and Troy
Ignite your passion and the passion of future generations with your membership!
Volunteer and become a vital part of making the Legends from the past, the present and the future come to life.
Gifts and collectibles for you and all the aviation fans on your gift list!
Your generous donation(s) contributes solely to the continued growth and maintenance of the collection!


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BENTON -- Arrangements for the Scott County Courthouse's centennial celebration are moving along.
Deborah Gunter, corresponding secretary, and Glenda Milam, member, of the Scott County Historical and Genealogy Society met with Scott County Commissioners during their regular meeting Tuesday to discuss ongoing planning for the courthouse celebration set for June 16 at the courthouse.
"Hopefully we'll have a good turnout," Burger said.
Based on attendance at an event held in October at a county cemetery, Gunter said they could easily end up with 1,000 visitors and that parking could be a problem.
"Word is getting out," Presiding Commissioner Jamie Burger agreed.
Commissioners and Historical Society members agreed to meet again at 10 a.m. May 15.
Burger said he hopes to "have to have our agenda nailed down" by then.
Once an agenda for the celebration is set, it should be sent to local media, posted on the county website and posted in public places around the county, he said.
For the complete article and more stories from the Standard Democrat, click here to log on to the electronic edition.


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You won't be able to dismiss this by usual means (escape or click button), but you can close it programatically based on user choices or actions.
"Our "Bridal Brunch" invitations are absolutely perfect. I got just the right look I was going for, and have received many compliments from the invited guests."
"This invitation was everything I wanted!!!! The card was beautiful, and I love the different fonts for the writing...it also came extremely quickly which was awesome because I had waited longer than I should have to order...will definitely use wedding divas again and highly recommend to anyone!"
"The invitation turned out prettier than I imagined. The text and colors were amazing. The gold shimmer envelopes were the perfect touch - high quality/rich looking."
"Absolutely loved this card. Was obsessed with the rasberry color I chose and loved that another suite (vivid blooms) matches it somewhat and I was able to find from that suite the recipe cards!"
"Everything about this card is perfect. The colors are vibrant, the quality of the paper is awesome especially with the pearl shimmer. The scallop edging is perfect and elegant. Love it."


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Peter Lamas' hair care line launches at Duane ReadeMay 3rd, 2010 | Category: Product News
Makeup and beauty expert Peter Lamas, the founder of Peter Lamas Products, has launched a line of hair care products at Manhattan-based retailer Duane Reade, which is now owned by Walgreens.
The collection of natural hair care products is comprised of 15 products. The products have a revamped look and hit store shelves in April.
"We were looking for a platform to bring greater attention to the quality and aesthetic of our products, and Duane Reade presented the perfect opportunity," stated Lamas, referring to the brand's launch into each of the retail chain's 256 doors throughout the New York City region.
Lamas has more than 30 years of experience in the beauty industry, defining the looks of Hollywood's hottest stars such as Audrey Hepburn, Grace Kelly and Elizabeth Taylor.
As Peter Lamas Products underwent a rebranding in 2009 with the repackaging of the entire collection, Duane Reade also began opening its remodeled stores with a new chic look, featuring an expanded prestige offering, eye-catching displays and a full-time staff of beauty advisors. To check out the new "Look Boutique" at select Duane Reade stores see our write up on the "Sneak Peak" page at http://www.beautyadvisorlounge.com/?p=25.
To help celebrate the launch, Peter Lamas Products is awarding 256 winners across the country with a one-year supply of hair care products. Visit www.peterlamas.com/contest to enter.


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MEDIA RELEASE - ISSUED 6th JUNE 2001
Dry autumn in southern W.A.
The Bureau of Meteorology announced today that rainfall deficiencies have developed in southern Western Australia during autumn. Although totals were closer to average in May, they did not compensate for the very poor rains in March and April. For the past six months, deficiencies are now evident in some areas of western NSW and southern Queensland.
The first map below shows the regions around Albany and Esperance extending northwards to the Goldfields, have serious to severe deficiencies for the three-month period from March to May. Much of this area also experienced rainfall deficiencies during the 2000 growing season as well.
Over the six-month period from December to May, patches of rainfall deficiencies have developed in a line extending from the far northwest of New South Wales to the Queensland coastal region between Rockhampton and Bundaberg (see second map below).
The deficiency periods beginning in February and April 2000 (i.e. last year) will no longer be monitored.
Rainfall deficiency maps for standard periods (3, 6, 9, 12, 18, 24 and 36 months) are updated monthly on the Bureau's web site, at http://www.bom.gov.au/cgi-bin/silo/rain_maps.cgi .
Note: The terms used to describe rainfall in these Drought Statements have the following meanings -
Well below average
- rainfalls in the lowest 10% of historical totals
For more information regarding this rainfall deficiencies statement, please contact the following climate meteorologists during normal business hours (EST) Monday to Friday:Grant Beard on (03) 9669 4527
Robert Fawcett on (03) 9669 4603


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WMTW News 8's Steve Minich has more on a new effort to brand the city of Portland for tourists, businesses and residents.
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Croatian conglomerate Agrokor submitted a notification of concentration to the Slovenian Competition Protection Agency on Friday, less than a month after it agreed to acquire a majority stake in retailer Mercator.
The competition watchdog has 25 business days to decide on the motion. If it determines that the takeover would limit competition on the Slovenian market, it can give Agrokor 60 days to take appropriate measures, the agency's boss Andrej Krašek told the STA.
Agrokor is not expected to have major problems securing the go-ahead in Slovenia, but it will face bigger challenges in Croatia, where its retail arm Konzum, which is not present in Slovenia, is Mercator's direct competitor.
The Croatian Competition Protection Agency confirmed this week it had received Agrokor's notification and said Agrokor will have to shut down some retail locations, in particular in and around Zagreb.
Agrokor agreed to acquire 53% of Mercator from a consortium of shareholders under an agreement signed on 14 June. It will pay EUR 120 per share or EUR 240m total.
If the deal is cleared by the competition authorities, it will have to publish a takeover bid for the outstanding Mercator stock, which would cost it about EUR 200m.