text: Summer is here-which equals our peak water use season-the time when using water wisely counts the most. For many of us, a drought is hitting home! We hear about it every day in our newspapers and on television. But, wait a minute…what really IS a drought???? Most of us think that it is merely a lack of rain! But, check this out (http://www.cpc.noaa.gov/products/expert_assessment/drought_assessment.shtml) and learn what the "experts" say about a drought--- What areas of the U.S. have been declared drought areas? The U.S. Drought Monitor (http://www.drought.unl.edu/dm/monitor.html) shows on a map of the U.S. Reducing water consumption in response to pleas from water officials is the "right thing" to do! But, aside from taking shorter showers and cutting back your lawn sprinkling, what else can you do? Certainly, check out our Best Ways to Save and Drought Tips (http://h2ouse.org/action/details/action_elements.cfm?actionID=BD9DA9D3-0CFA-4F05-B3CBFEC63E2EEE57) and our Top 5 Actions (http://h2ouse.org/action/top5.cfm) under Take Action (http://h2ouse.org/action/index.cfm). Go Now! Today, we've compiled some tips from a variety of other sources that may help you save water AND cut your water bill in the process---


text:
- Details
*6.5 inch tall plush *Limited edition *Soft and cuddly plush *Limited edition *Includes tags *Officially licensed *Brand new *Great for Domo fans of all ages How does a cave dwelling creature with a sawtoothed mouth get even scarier? He becomes a dinosaur with TWO sawtoothed mouths! Add this Limited Edition Domo Dino Plush to your Domo collection.
- Additional Info
SKU LTP-00328-C Age 0-3 years, 12-18 years, 18+, 3-6 years, 6-9 years, 9-12 years Age Group Adult, Teen UPC 854036003289 Manufacturer License 2 Play Inc
- Reviews

subset: commoncrawl


text:
Some time ago I've written farming guide .
Now I want to gather all the info to more compact form and to make additions based on
experience I've got till that time.
Plus I've thought that I do not want to repeat wiki much so I've shortened some topics.
If you're newb, then, to understand this guide, you need to get somewhat accustomed to RotMG – check out sticky posts in this forum.
Again, I assume that you have char with no stat bonuses from pots (0/8 in RotMG slang). Here is how you get stat pots/gear/lvl for future maxing of any char that you will like the most.


text:
Landscape Resources is a locally owned, family operated business serving and Landscaping Toowoomba and the Darling Downs since 1990.
With over 20 years of working in the Toowoomba region we are experts on all aspects of landscaping from the initial design and concept plan right through to the installation and finished product and enjoy working closely with clients to achieve a result we can all be proud of.
If you are looking for a landscaping company to provide excellent friendly service, quality workmanship and local knowledge:
Call Henry - 0447 323 923
↑ Back to top ↓ Next section
A design consultation is a great place to start your vision. We meet with you, listen to your ideas/vision for your project and can offer suggestions or product information that can enhance the landscape. With 20+ years experience we know what works in Toowoomba! From plant selection through to the right timber and masonry products we can assist you on getting the dream finish for your project.
Once the initial consultation is done we will draw up a concept plan for your project.
If you decide to go ahead with the project our team of qualified structural landscapers will make this plan a reality that both parties will be proud of.
Cost of Initial Design Consultation Starts at: $300 + GST
(Covers enough information for a D.A Application if needed)
If you chose to go ahead with the project and use Landscape Resources as the contractor we will absorb the design consultation cost into the price of the project.
Get a Quote Here
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Construction Services
Add style and value to your home with Landscaping.
Our team of trade qualified structural landscapers are experienced across the many facets of landscaping.
- Paving Specialists
- Retaining Walls – Timber and Masonary
- Water Features
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- Turfing
- Irrigation
- Stone Works
- Bobcat Excavation
We have our own bobcat and tip truck so there are no delays waiting for other contractors when starting your project.
↑ Back to top ↓ Next section
Commercial Landscaping
We have vast experience with commercial projects both from the design aspect and from the construction side where we work closely with landscape architects to achieve fantastic results.
Our commercial work includes but not limited too:
- Sub-Division Streetscapes
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- Detention Basin Planting
- Industrial Estate Perimeter Planting
- Industrial Shed Landscaping Installation
- Gas and Mine Camp Landscaping Installation
↑ Back to top ↓ Next section
Contact Us
↑ Back to top


text: Kudos to the Uttar Pradesh electorate for eliminating fears of horse-trading by according absolute majority to the Mulayam Singh Yadav-led Samajwadi Party. With SP, however, fears of yet another spell of 'goonda raj' (rule of the goons) have returned. Violence, it seems, is synonymous with SP in power, as its intolerant supporters started reminding us soon after the party's victory.


text:
ABN Amro May Cut 15% of Clearing Unit Jobs in Reorganization
ABN Amro Group NV, the Dutch lender nationalized in 2008, said it may cut about 15 percent of jobs at the firm's clearing unit amid an overhaul.
"About 60 full time jobs out of 395 are in scope in this reorganization," said Jeroen van Maarschalkerweerd, a spokesman for the Amsterdam-based bank. The cuts are a part of the integration of former Fortis and ABN units following their takeover by the Dutch state and also fit in with a group-wide program to increase efficiency, he said.
ABN Amro Clearing, a unit of ABN Amro Group with its own banking license in the Netherlands, plans to reduce its custody and brokerage activities as it focuses on the clearing business, Van Maarschalkerweerd said. Custody and brokerage activities for retail clients will be moved to ABN Amro Bank in Breda, the Netherlands, he said.
ABN Amro Clearing, which ranks itself among the world's three-biggest clearing operations, has lost business to BNP Paribas Fortis, formerly known as Fortis Bank Belgium, resumed its own activities.
"We'll aim to move the workers it concerns to other jobs," Van Maarschalkerweerd said. Still, "forced redundancies unfortunately cannot be excluded," he said, adding that the functions affected are mainly in operations, business development and business support and administration.
The Netherlands bought Fortis's Dutch banking and insurance units and its stake in ABN Amro Holding NV in 2008 after the company ran out of short-term funding. Following the 30 billion-euro ($39 billion) bailout, Dutch Finance Minister Jan Kees de Jager indicated he plans to sell ABN Amro shares as early as 2014, preferably through a stock-exchange listing.
Royal Bank of Scotland Group Plc, Spain's Banco Santander SA and Fortis bought ABN Amro in 2007 for about 72 billion euros in the world's biggest banking takeover. In addition to the downfall of Fortis, RBS needed a 45.5 billion-pound ($71.3 billion) taxpayer rescue as the acquisition saddled it with bad debt and depleted its cash reserves.
The firm in August said it plans to trim 2,350 jobs in the next four years, partly offset by the creation of 450 new positions. The reductions follow an earlier program of 6,000 cuts aimed at eliminating overlaps between the former Fortis and ABN. The potential job losses at ABN Amro Clearing are separate from the 2,350, Van Maarschalkerweerd said.
ABN Amro Chairman Gerrit Zalm in August stepped up the lender's cost-control targets as the first phase of integration nears its end by 2012. The lender aims for a cost-to-income ratio, or costs as a proportion of revenue, of below 60 percent by 2014. That compares with 63 percent in the first nine months of 2011.
ABN's overall workforce fell to 24,947 at the end of September from 30,200 in 2009.


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July 10, 2014 - The TOMODACHI Initiative and Honda Motor Co., Ltd. ("Honda") are pleased to announce the "TOMODACHI Honda Cultural Exchange Program." Fully funded by Honda, this program will be implemented for a three-year period between 2015 and 2017. In 2015, this program is planning to send 15 Japanese high school students from the disaster-affected prefecture of Miyagi to Los Angeles, California for a two week exchange program from December 25, 2014 to January 8, 2015.
In 2015, this program will showcase Honda's unique way of supporting the education and development for the future leaders for the Japan-U.S. relationship with an experiential learning program with the theme, Music as a Universal Language. Guided by Honda's corporate slogan "The Power of Dreams," the three-year partnership will help forge friendship and deepen understanding between the people in the U.S. and Japan while giving renewed hope for the future to young people from the disaster-hit Tohoku, North Eastern region of Japan.
In addition to the homestays in the U.S. and other cultural experiences, the students from the TOMODACHI Initiative will have the exceptional experience of participating in an iconic American New Year's tradition, the historic Rose Parade sponsored by American Honda Motor Co., Inc.
Students interested in this program are encouraged to apply via the link below or send an application by mail to the following address. The due date for application is August 24, 2014. The participants will be finalized by September 12, 2014.
Online application link: http://www.eiljapan.org/honda/
Mailing Address:
The Experiment in International Living (EIL)
1-4-3 Hirakawa-cho Chiyoda-ku Tokyo Japan 102-0093
The TOMODACHI Initiative is a public-private partnership, born out of support for Japan's recovery from the Great East Japan Earthquake, which invests in the next generation of Japanese and American leaders through educational and cultural exchanges as well as leadership programs. The TOMODACHI Initiative seeks to foster the "TOMODACHI Generation" of young American and Japanese leaders who are committed to and engaged in strengthening U.S.-Japan relations, appreciate each other's countries and cultures, and possess the global skills and mindsets needed to contribute to and thrive in a more cooperative, prosperous, secure world.
Website: http://usjapantomodachi.org/
Honda Motor Co., Ltd. : 81-3-5412-1514
TOMODACHI Initiative: email@example.com


text:
Medical diathermy is based on the use of high-frequency currents for the generation of heat in the tissues of the body for therapeutic purposes. The frequencies of the currents used are sufficiently high so that nerves or muscles are not stimulated. The intensity used is sufficiently low so that the temperature developed in the tissue is below that required to destroy the tissue or impair its vitality. The high-frequency currents used for diathermy can be applied locally for the purpose of heating the superficial and deep tissues.
Medical diathermy can be classified in the following 3 main divisions, based on differences in wavelengths and on the sources of the high-frequency current: (1) microwave diathermy; (2) short-wave diathermy and (3) long-wave diathermy. The table indicates the range and frequencies of wavelengths employed in the various divisions of the electromagnetic spectrum as it applies to diathermy. The Federal Communications Commission has assigned
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Sikeston council awards $1.86M bid to asphalt business
SIKESTON -- A step toward upgrading the Sikeston Memorial Airport for corporate jets was taken with the award of a $1.86 million improvement contract.
Council members accepted the bid from Asa Asphalt of Advance of$1,855,195.80, the lowest of the three bids received for the project, during a special meeting Friday.
For the complete article and more stories from the Standard Democrat, click here to log on to the electronic edition.


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Ophelia (GNIS FID: 1493378) is a populated place located in Northumberland County at latitude 37.91 and longitude -76.284.
The elevation of Ophelia is 13 feet. Ophelia appears on the Burgess U.S. Geological Survey Map. Northumberland County is in the Eastern Time Zone (UTC -5 hours).
Northumberland County: Cities & Towns | ZIP Codes | Features (airports, churches, hospitals, etc.)
BIG Map |
Driving Directions |
Data Source - USGS GNIS FID: 1493378
BOUNDARY MAPS: District 5 | Northumberland County
Heathsville, VA
(10.3 miles W)
Smith Island, MD (14.7 miles ENE)
Kilmarnock, VA
(14.8 miles SSW)
Kilmarnock, VA (14.8 miles SSW)
Kayan, VA
(1.4 miles SSE)
Sunnybank, VA (1.9 miles SSE)
Vir-Mar Beach, VA
(1.9 miles NW)
Jetts Store, VA (2.4 miles WNW)


text:
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text:
CICERO, N.Y.�� Fulton topped a field of teams Saturday to win the Andersen Tournament championship at Cicero-North Syracuse High School.
Fulton�s 175 points put them 15 1/2 ahead of second-place South Jefferson with Spencerport, Baldwinsville and Massena rounding out the top five. Dolgeville placed eighth with 92 1/2 points.
Dolgeville�s Triston Engle won the 170-pound title while teammates Noah Handy, Ben Nastovski and Kasey Foster were semIfinalists. Engle pinned Matthew Okoniewski of South Jefferson at 3:41 of his semifinal then beat the first-period buzzer with his pin of Fayetteville-Manlius� Tim Byrnes at 1:59 of the championship bout.
Handy wrestled his way back to third place at 120 pounds and Richard Lyon placed fourth at 160. Foster finished fifth at 182, Stephen Gross was sixth at 132 and Nastovski wound up sixth with an injury default in his final match at 152.
The Blue Devils have a dual at home Tuesday against Herkimer.
1, Fulton, 175
2, South Jefferson, 159 1/2
3, Spencerport, 145
4, Baldwinsville, 127
5, Massena, 118
6, Whitesboro, 104
7, Guilderland, 96
8, Dolgeville, 92 1/2
9, Fayetteville-Manlius, 85 1/2
10, Cicero-North Syracuse, 83 1/2
11, Greene, 80
12, Liverpool, 75 1/2
13, Lowville Academy, 75
14, Chenango Forks, 68
15, Amsterdam, 62
16, Oswego, 57
17, West Genesee, 48
18, Auburn, 41 1/2
19, Elmira, 39
20, Windsor, 30
(tie), Canton-Potsdam, 30
Christian Dieterich, Greene
CHAMPIONSHIP � Joe Abelgore (Fulton) decisioned Jerry Nash (Liverpool), 8-2.
THIRD PLACE � Trey LaFlamme (South Jefferson) decisioned Tyler Mitchell (Spencerport), 4-1.
FIFTH PLACE � Matt Reese (Elmira) decisioned Kevin Lewis (Baldwinsville), 5-3.
SEVENTH PLACE � Isaiah Roes (Lowville Academy) pinned Brian Burdick (Whitesboro), :48.
CHAMPIONSHIP � Josh Logiudice (Guilderland) defeated Jared Carroll (South Jefferson) by major decision, 10-1.
THIRD PLACE � Ryan Brown (Canton-Potsdam) decisioned Mike Wicks (Spencerport), 1-0.
FIFTH PLACE � Brent Millard (Lowville Academy) defeated Sean Nadeau (Liverpool) by major decision, 10-0.
SEVENTH PLACE � Will Khalil (Fayetteville-Manlius) decisioned Dominic Dellaposta (Whitesboro), 11-4.
CHAMPIONSHIP � Nathan Marshall (Massena) decisioned Audey Ashkar (Liverpool), 2-0.
THIRD PLACE � Austin Coleman (Oswego) pinned Chris Valasquez (Amsterdam), 3:23.
FIFTH PLACE � Kyle Snyder (South Jefferson) decisioned Joseph Barber (Cicero-North Syracuse), 2-0.
SEVENTH PLACE � Kaleb Pascoe (Spencerport) defeated Kevin Tucker (Fulton) by major decision, 11-2.
CHAMPIONSHIP � Mitchell Woodworth (Fulton) pinned Michael Lainhart (Guilderland), 5:59.
THIRD PLACE � Noah Handy (Dolgeville) pinned Skyler Cameron (Massena), 4:11.
FIFTH PLACE � Jack Hogan (Auburn) decisioned Neil Egenlauf (Spencerport), 5-2.
SEVENTH PLACE � Peter Nash (Liverpool) defeated Justin Rouse (Chenango Forks) by major decision, 11-0.
CHAMPIONSHIP � Carl Rouse (Chenango Forks) decisioned Tyler Heggelke (West Genesee) 7-5, overtime.
THIRD PLACE � Nate Hayes (Windsor) pinned Jeff Marraffa (Whitesboro), 3:14.
Page 2 of 3 - FIFTH PLACE � Conner Steria (Lowville Academy) pinned Nick Morrison (Fulton), 2:44.
SEVENTH PLACE � Anthony Ianno (Liverpool) defeated Patrick McLaughlin (Guilderland) by major decision, 8-0.
CHAMPIONSHIP � Brendan Wheeler (Greene) decisioned Brandon Hill (Fulton), 7-1.
THIRD PLACE � Caleb Beach (South Jefferson) defeated Anthony Inman (Whitesboro) by major decision, 9-0.
FIFTH PLACE � Caleb Mayer (Lowville Academy) decisioned Stephen Gross (Dolgeville), 4-2.
SEVENTH PLACE � Elijah Connell (Elmira) pinned Alec Denney (Massena), 3:59.
CHAMPIONSHIP � Patrick Quinlan (Fayetteville-Manlius) decisioned Kevin Paul (Baldwinsville), 5-1.
THIRD PLACE � Holden Pelton (South Jefferson) pinned Joe Copani (Cicero-North Syracuse), 5:26.
FIFTH PLACE � Jeff Thurston (Auburn) defeated Bradley Curry (Lowville Academy) by major decision, 8-0.
SEVENTH PLACE � Tim Holden (Fulton) decisioned Brandon DiNatale (Spencerport), 1-0.
CHAMPIONSHIP � Connor Ross (Baldwinsville) pinned Tyler Dickman (Greene), :58.
THIRD PLACE � Raymond Spencer (Lowville Academy) defeated Brian Knodler (Guilderland) by forfeit.
FIFTH PLACE � Collin Flynn (Fulton) decisioned Luke Rufo (Fayetteville-Manlius), 6-3.
SEVENTH PLACE � Noah Christiantelli (Auburn) decisioned Evan Rathbun (Elmira), 3-0.
CHAMPIONSHIP � Brandon Lapi (Amsterdam) decisioned Chad McArdell (Baldwinsville), 7-0.
THIRD PLACE � Tristan Broddus (Fayetteville-Manlius) defeated Aaron Yablonski (Fulton) by major decision, 13-5.
FIFTH PLACE � Kyle Pittman (Spencerport) defeated Ben Nastovski (Dolgeville) by injury default.
SEVENTH PLACE � Robert Rein (Cicero-North Syracuse) decisioned Jordan Attwood (Oswego), 4-3.
CHAMPIONSHIP � Travis Race (Fulton) pinned Hunter Perrine (Massena), 4:54.
THIRD PLACE � Kyle Melnyk (Spencerport) decisioned Richard Lyon (Dolgeville), 4-3.
FIFTH PLACE � Zach Jeavons (Chenango Forks) decisioned Elijah Clemente (Guilderland), 5-2.
SEVENTH PLACE � Logan Nichols (South Jefferson) defeated Dan Knapp (Whitesboro) by major decision, 11-0.
CHAMPIONSHIP � Triston Engle (Dolgeville) pinned Tim Byrnes (Fayetteville-Manlius), 1:59.
THIRD PLACE � Landon Slawson (Whitesboro) pinned Jerrett Norton (Cicero-North Syracuse), 4:35.
FIFTH PLACE � Matthew Okoniewski (South Jefferson) decisioned James Bailey (Fulton), 9-3.
SEVENTH PLACE � Anton Brown (Elmira) pinned Alex Romeo (Massena), :57.
CHAMPIONSHIP � Christian Dieterich (Greene) decisioned Daniel Smith (South Jefferson), 4-0
THIRD PLACE � Collin Pittman (Spencerport) decisioned Gunnar Sutphen (Baldwinsville), 6-1.
FIFTH PLACE � Kasey Foster (Dolgeville) defeated Colton White (Guilderland) by technical fall, 16-0.
SEVENTH PLACE � Pete Zholobov (West Genesee) pinned Noah Gates (Fulton), 5:59.
CHAMPIONSHIP � Trent Egenlauf (Spencerport) decisioned Logan LaFlamme (South Jefferson), 5-2.
THIRD PLACE � Joe Nasoni (Baldwinsville) pinned Brandon Malone (Auburn), :16.
FIFTH PLACE � Dalton Elias (West Genesee) defeated Jeremy Malone (Massena) by disqualification.
SEVENTH PLACE � Marcus Torres (Amsterdam) pinned A.J. Thomas (Lowville Academy), 5:14.
CHAMPIONSHIP � Tyler Hudson (Whitesboro) defeated Allan Michael Rios (Chenango Forks) by major decision, 9-1.
THIRD PLACE � Jacob Rodriguez (Oswego) decisioned Andres Anoceto (Cicero-North Syracuse), 5-0.
Page 3 of 3 - FIFTH PLACE � Matt Marshall (Fulton) decisioned Thomas Lombard (Canton-Potsdam), 3-2.
SEVENTH PLACE � Ron Wilson (Liverpool) decisioned Zack Benjamin (Elmira), 3-0.
CHAMPIONSHIP � Nolan Terrance (Massena) decisioned Vitale Gurman (Spencerport), 4-0.
THIRD PLACE � Jared West (Cicero-North Syracuse) decisioned Eric Doviak (Oswego), 3-1.
FIFTH PLACE � Joe Madonia (Whitesboro) pinned Mike Boshart (Fayetteville-Manlius), 1:20.
SEVENTH PLACE � Nate Flora (Windsor) pinned Nakita Bedore (South Jefferson), 4:30.
Location, ST | website.com


text:
Friday, February 8, 2013
Friday Faves ::: White
And now ladies and gentlemen, Friday Faves makes a comeback! This week's edition ::: WHITE.
Posted by Janee Lookerse at 1:02 PM
7 comments:
Wow, absolutely gorgeous!ReplyDelete
Sparkles and Shoes
such lovely inspiration. white is so classic.ReplyDelete
- rocknrollerrFebruary 8, 2013 at 3:00 PM
Very beautiful inspiration <3ReplyDelete
X Jenny
great post! I love everything white :)ReplyDelete
white always seems so sophisticated to me. you can never go wrong with it!ReplyDelete
Just love // kelly
The link on #9 should be updated to go here: http://www.etsy.com/shop/POAST . Please credit your sources. Thanks!ReplyDelete
Thank you so much for taking the time to leave a comment, it's a huge encouragement to me! I respond to comments directly, that is why you don't see any replies from me here.
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text:
A simple way to understand a complicated stock market
This post is from staff writer Richard Barrington.
The stock market has been taking its lumps over the past month, with the most consistent source of upset being speculation over when the Federal Reserve would end its aggressive stimulus program of low interest rates. The irony is that this speculation has been triggered by improved economic news — and that should be good for stocks, right?
It's more complicated than that, but at heart it's simple. It all boils down to the formula P = E/I. If you want to understand why sometimes the stock market reacts badly to good news, then you should get to know that formula.
How interest rates relate to stocks
Bill Manning, who I used to work for at Manning & Napier Advisors, Inc. is a brilliant man with one of the most complex minds I've ever encountered. And yet, he used to like to explain stock valuations in the simple terms of P = E/I, where P is the price of the stock, E is for earnings, and I is for interest rates.
It's easy to understand that if earnings go up, the price of a stock should go up, but where do interest rates fit in? For one thing, interest rates are in competition with stocks — the higher interest rates are, the more tempted people will be to leave the stock market for bonds and other interest-bearing vehicles. Also, interest rates represent the effective cost of money you put in the stock market. That cost may be felt directly because you borrow money, or indirectly as the opportunity cost of not earning interest on that money.
In any case, interest rates work against stocks, but only in the context of what earnings are doing. That's the logic behind P = E/I. Stock prices can go up if earnings rise, but also if interest rates go down. Stock prices can fall because of declining earnings, but also because of rising interest rates. If earnings and interest rates both rise or fall at roughly the same pace, it's a wash.
So, to bring this back to the recent stock market, the prospect of rising interest rates is unsettling to stock investors — especially when interest rates are so low that they have a considerable way to rise.
The mortgage example
If you are not an avid stock investor, or even particularly fond of math, another way to understand this is if you have ever shopped for a house. You set a budget for what kind of a monthly mortgage payment you can afford. The higher the mortgage rates go, the more of that payment must go to paying interest expense, and the less can go towards the price of the house. This is a common example of how higher interest rates can suppress prices.
What now?
Back to the Federal Reserve. In anticipation that it might end its intervention, mortgage rates and especially long bond yields have headed higher. In response, the stock market has headed lower, at one point dropping by more than 5 percent from its late-May high.
What seems forgotten in all this is that the Fed would be ending its economic stimulus because the economy had succeeded in showing sustained signs of recovery. While interest rates might be rising, so should earnings. In the P = E/I equation, that should be more or less a wash, right? Unfortunately, the stock market got a little ahead of itself earlier this year.
Basically, the stock market anticipated rising earnings without accounting for the fact that interest rates would have to rise eventually as well. In other words, it wanted both the economic recovery and the continuing stimulus of low interest rates. The crashing sound you've been hearing lately from Wall Street is that unrealistic expectation coming back down to earth.
Still, as long as the economic recovery isn't knocked off track by rising interest rates or by the turmoil in stocks — which admittedly, are potential stumbling blocks — some silver linings to recent conditions might start to reveal themselves.
The silver linings — eventually
Here are a couple of those silver linings:
- The recovery might be felt more on Main Street than on Wall Street. Rising interest rates might mitigate the effect of earnings improvement on stock prices, but for unemployed people going back to work and current workers starting to see better wages, a continued recovery would be overwhelmingly positive.
- Savings account rates might start to recover. Stock returns might suffer from higher interest rates, but once those rates start to impact bank deposits, millions of Americans who've seen their interest dwindle to nearly nothing will start to see a little more money showing up in their monthly statements.
As all this plays out, keep that P = E/I equation in mind. It's a good basic way of understanding the stock market — even when the market is acting irrationally at times.
Modified on July 6th, 2013 - 3 Comments
Filed under: Economy, Saving & Investing
About the author: Richard Barrington is a personal finance expert for MoneyRates.com. He has earned the CFA designation and is a 20-year veteran of the financial industry.
Related articles...» Rebalancing our Retirement Portfolio
» The Stock Market Then and Now: What a Difference Two Years Makes
» Are You Missing the Financial Forest for the Trees?
» What is 'Shorting' a Stock?
» 2013 Stock Market Predictions
» Stocks are for Losers?
» Have the Rules Changed?
» Investment Insights: Timing the Stock Market
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3 Responses to "A simple way to understand a complicated stock market"
1Rusty O'Connor Says:
July 9th, 2013 at 10:51 am
Great article,
You put the stock market into very easy to understand terms. I think one of the biggest problems that a lot of investors face is trying to filter out stock market noise and not getting caught up in the "day trader" mentality.
When done right, the stock market adds another great income source for educated investors.
keep up the great articles.
2Insurance Hunter Says:
July 9th, 2013 at 5:09 pm
Investing in the stock market can be intimidating, especially if you are new to it. If you want to make sound decisions and get the most out of your money, you need to forget about getting rich quick and focus on educating yourself about your investment options.
3Tommy Z Says:
July 13th, 2013 at 2:19 pm
The Fed cannot and will not be able to ever return to normal interest rates or stop the stimulus. The federal government cannot afford higher interest rates and nobody will buy bonds at rates this low, so the fed must continually monetize the debt until the dollar collapses and all hell breaks loose. Get out of stocks, bonds, real estate, and cash. That doesn't leave much else left other than canned food, ammo, silver, and gold.
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Dog Days
Agencies and studios are known for having a relaxed atmosphere. Just ask Willie, Scamp, and Chief– three dogs who live for creative.
Company: The O Group
Location: New York, New York
Focus: Brand Strategy + Design
Willie's been coming to the office ever since she was 8 months old. Our ever present mascot, moocher and lap dog, she makes us smile. Clients love her, the staff dotes on her and when the stress level gets too high… a hug and lick brings us all back down to what matters most… a wet nose, a wagging tail and a lot of loving, which goes a long way:)
Scamp Charles Curry the 3rd "Scampers" to his friends
Company: OrangeSprocket
Location: Fredericton, New Brunswick
Focus: Interactive Design
Scamp was adopted from the local SPCA where we found him doing time for various cat burglaries. We knew this 7 year old pup was a true Sprocket from day one. Scamp is part human, part Collie and part Shepherd. Amazing we know. We hired Scamp at OrangeSprocket for his Flash and people skills at first but realized he brings much much more to our studio environment. Scamp is the real deal and everything a studio dog should be. He's obedient, friendly, playful, full of great ideas, always ready for a good tummy rub and best of all he works for dog biscuits. Scamp helps bring a smile to your face when you're stressed and he's always ready to test your skills in a battle of steal the sloppy tennis ball.
Company: Voltage Creative
Location: Kansas City, Missouri
Focus: Integrated Marketing
Beth LaPierre is a Brand + Creative Strategist. When Beth is not helping build brands she's on her snowboard, spray painting something, or drinking copious amounts of espresso. Follow Beth on Twitter.


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The Case for Flip-Flops!
Filed under: Footwear, Health
Last week I worked the Gold Rush Adventure Race. We had 11 teams working their way through paddle, trek, bike, trek, bike, trek, ropes, raft, and finally a last trek. The full course was 285 miles, although some of the teams were short-coursed because of time.
I started at TA2 (transition) where racers went from trek to bike, then TA3 – from bike to trek, TA4 – from trek to bike, and lastly, TA5 – from bike to trek. I saw the same teams, TA after TA.
I did not count the number of racers on whose feet I worked. I didn't matter. My goal, as always, is to get the racer back in the race. I worked on some of the racers feet multiple times.
I quickly noticed a problem.
Racers would come into the TA and remove their shoes. They needed to change footwear – from bike shoes to shoes for trekking and visa versa – and change clothes too. TAs also meant dismantling and packing their bikes, or unpacking and assembling them. This was often done in the sun – and it was hot.
We had tarps set up for the teams to change on. It kept some of the dirt off their feet – but not all the dirt. The tarps were dirty and there was small twigs, bits of leaves, pinecone pods and seeds, and small stones. A lot of stuff to be walked on and stick to socks.
I usually patched blisters and applied tape as a preventive measure. I advised them to keep the tape as clean as possible and not get it wet.
Then I watched as they worked on their bikes, walked around, and sometimes went down into the river. They walked as gingerly as possible over the rocks and sticks. I don't fault them; they did what needed to be done. I would have done the same.
The problem I noticed was that racers were compromising their feet, and any patch or tape job, by walking around without anything on their feet.
They had bike boxes for their expensive bikes and large gearboxes for their footwear, clothes, food, and whatever gear they wanted to pack. Of all the racers, I remember only a few who had the foresight to pack flip-flops. An inexpensive set of flip-flops might cost $5 – that can easily help your feet.
So here's my recommendation. If you are involved in a multi-day race, any race with transitions, or even a one day event where you will have rest times, invest in a pair of flip-flops to protect your feet and any patch job or tape on them.
The same goes for hikers and backpackers. Lightweight flip-flops weigh next to nothing. Another option is to wear Crocs. They provide protection of one's toes and tops of the feet, which flips-flops do not offer.
There is something to be said for taking your shoes and socks off when resting during a race, multi-day run, or long hike. Your feet like to be aired and if there is macerated because of water, airing them will help dry out the skin. But do yourself a favor and pack a pair of flip-flops or Crocs.
Trail Shoes – The Good and the Bad
Filed under: Footwear
Lightweight, breathable, flexible, gripping, durable, and stable are a few words that describe today's trail shoes. By far, today's shoes are better then shoes of years ago. Technology has made great strides in how shoes are designed and made. I love all the above features. They're good. Trail runners have it made. Almost.
Last weekend I patched feet at the Western and I quickly realized many trail shoes have a huge flaw. Let me qualify my statement. When I look at footwear, my view is that of someone who repairs damage done by the shoe, socks, the trail, and other factors. Sure, I look at stability, fit, comfort, mid and outer sole design, the lacing system, and more. But put me out on the trail where I have runners coming to me for aid, and I look at the shoe a bit differently.
What I saw at Western States is the amount of dirt that gets inside the shoe. Even the runners who wore gaiters had dirt inside their shoes. Where did the dirt come from? It was easy to see. It came through the shoe's mesh. On some shoes this was concentrated in the forefoot. Other shoes also have mesh around the midfoot and heel. All that mesh creates the flaw.
I understand that the mesh is designed to make the shoes breathable. This helps keep the feet cooler and weight down. It makes sense. But, Western States is a dusty trail. All that dust has to go somewhere. And it does – inside the shoe – through the mesh. Then the dust and grit goes through the sock and onto the foot. Sweaty feet and feet coated with lubricant attracts the dust. This leads to dirty feet and an increase in friction, hot spots, and blisters.
I still believe in gaiters for trail runners – but even with them, the mesh in the shoes give the dust and grit an entry point.
When you buy your next pair of trail shoes, look at them in this perspective. Some brands have more mesh than others. Maybe go for a pair that has a few mesh panels on the side, rather than over the whole forefoot.
Unsightly Feet
I have been on vacation the
past two weeks. During our road trip, my wife and I golfed, did sightseeing,
shopping, and the usual vacation stuff.
I was appalled by the number
of people who wore flip-flops and sandals – with feet that looked like they
belonged in the garbage. Their feet were caked in dirt and grime. Their toes
usually showed untrimmed toenails, and sometimes cases of toenail fungus. Most
often their flip-flops were worn and past their shelf life. In reality, I found
flip-flop wearers had the worst feet of the bunch.
It was painful. Maybe I just
notice feet more than the average person. I have nothing against flip-flops or
sandals, but I dislike dirty feet.
It reminded me of the April
post I wrote titled, "Embarrassed by Your Feet" It said that. "… many [people] are embarrassed by the appearance of their
dry heels or discolored toenails, causing them to avoid activities such as …
the cooling freedom of wearing sandals or flip-flops."
I would like to
think most of us shower or bathe daily. If so, many are not washing their feet.
The dirt gets caked on and is hard to remove. Take a few minutes and wash your
feet, using a scrub brush if necessary. Then spend a minute and clean and trim
your toenails. Really, it's easy. Your feet will be happier.


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Sodium chlorite (NaClO2) is specialty technology for short duration hydrogen sulfide control in collection system gravity and forcemain discharges, recycle streams, solids processing, septage and leachate. Sodium chlorite has been used for over 15 years in hydrogen sulfide control applications. Sodium chlorite oxidizes hydrogen sulfide and organic odors. No harmful by-products are formed from its reaction with sulfide. Sodium chlorite is very fast reacting (on the order of seconds) with hydrogen sulfide and organic odor compounds, making it a good choice for application in solids processing where retention times may be very short.
Sodium chlorite is supplied as a 25% solution in 55 gallon drums or 300 gallons totes, and in bulk quantities of 4,000 gallon tank trucks.
Sodium chlorite oxidizes hydrogen sulfide according to the following equation:
Neutral-Acid pH:
Alkaline pH:
Theoretical dose ratios of NaClO2 are dependent on the pH of the solution being treated. Under neutral-acid pH, the theoretical dose ratio is 1.4 lbs NaClO2:lb H2S with practical dose rates anywhere from 1.6 to 4 depending on the application. Under alkaline pH conditions, the theoretical dose ratio is 5.6 lbs NaClO2:lb H2S with practical dose rates anywhere from 6 to 12 depending on the application.
Typical pricing for sodium chlorite solution is $0.50 per pound 25%. The cost per pound of sulfide treated is anywhere from $3.20 to $8.00 under neutral-acid pH and $12.00 to $24.00 under alkaline pH conditions.
Some drawbacks of sodium chlorite use are as follows:
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Using NASA's Hubble Space Telescope, astronomers now can precisely measure the distance of stars up to 10,000 light-years away -- 10 times farther than previously possible.
Astronomers have developed yet another novel way to use the 24-year-old space telescope by employing a technique called spatial scanning, which dramatically improves Hubble's accuracy for making angular measurements. The technique, when applied to the age-old method for gauging distances called astronomical parallax, extends Hubble's tape measure 10 times farther into space.
By applying a technique called spatial scanning to an age-old method for gauging distances called astronomical parallax, scientists now can use NASA's Hubble Space Telescope to make precision distance measurements 10 times farther into our galaxy than previously possible.
Image Credit: NASA/ESA, A.Feild/STScI
"This new capability is expected to yield new insight into the nature of dark energy, a mysterious component of space that is pushing the universe apart at an ever-faster rate," said Noble laureate Adam Riess of the Space Telescope Science Institute (STScI) in Baltimore, Md.
Parallax, a trigonometric technique, is the most reliable method for making astronomical distance measurements, and a practice long employed by land surveyors here on Earth. The diameter of Earth's orbit is the base of a triangle and the star is the apex where the triangle's sides meet. The lengths of the sides are calculated by accurately measuring the three angles of the resulting triangle.
Astronomical parallax works reliably well for stars within a few hundred light-years of Earth. For example, measurements of the distance to Alpha Centauri, the star system closest to our sun, vary only by one arc second. This variance in distance is equal to the apparent width of a dime seen from two miles away.
Stars farther out have much smaller angles of apparent back-and-forth motion that are extremely difficult to measure. Astronomers have pushed to extend the parallax yardstick ever deeper into our galaxy by measuring smaller angles more accurately.
This new long-range precision was proven when scientists successfully used Hubble to measure the distance of a special class of bright stars called Cepheid variables, approximately 7,500 light-years away in the northern constellation Auriga. The technique worked so well, they are now using Hubble to measure the distances of other far-flung Cepheids.
Such measurements will be used to provide firmer footing for the so-called cosmic "distance ladder." This ladder's "bottom rung" is built on measurements to Cepheid variable stars that, because of their known brightness, have been used for more than a century to gauge the size of the observable universe. They are the first step in calibrating far more distant extra-galactic milepost markers such as Type Ia supernovae.
Riess and the Johns Hopkins University in Baltimore, Md., in collaboration with Stefano Casertano of STScI, developed a technique to use Hubble to make measurements as small as five-billionths of a degree.
To make a distance measurement, two exposures of the target Cepheid star were taken six months apart, when Earth was on opposite sides of the sun. A very subtle shift in the star's position was measured to an accuracy of 1/1,000 the width of a single image pixel in Hubble's Wide Field Camera 3, which has 16.8 megapixels total. A third exposure was taken after another six months to allow for the team to subtract the effects of the subtle space motion of stars, with additional exposures used to remove other sources of error.
Riess shares the 2011 Nobel Prize in Physics with another team for his leadership in the 1998 discovery the expansion rate of the universe is accelerating -- a phenomenon widely attributed to a mysterious, unexplained dark energy filling the universe. This new high-precision distance measurement technique is enabling Riess to gauge just how much the universe is stretching. His goal is to refine estimates of the universe's expansion rate to the point where dark energy can be better characterized.
The Hubble Space Telescope is a project of international cooperation between NASA and the European Space Agency. NASA's Goddard Space Flight Center in Greenbelt, Md., manages the telescope. STScI conducts Hubble science operations. STScI is operated for NASA by the Association of Universities for Research in Astronomy, Inc., in Washington.
For images and more information about Hubble, visit:
J.D. Harrington
Headquarters, Washington
Ray Villard
Space Science Telescope Institute, Baltimore, Md.
410-338-4493 / 410-338-4514
Rob Gutro | Eurek Alert!
Further reports about: > Hubble > NASA > STScI > Space > Stellar > Telescope > dark energy > measurement > measurements > parallax > triangle > trigonometric technique
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Blood Flow and Bone Density in Healthy Adult Women
This study has been completed.
Binghamton University
Juvent, Inc
New york State Office of Science Technology and Academic Research
Information provided by:
Binghamton University
ClinicalTrials.gov Identifier:
First received: November 7, 2006
Last updated: April 28, 2008
Last verified: April 2008
- Full Text View
- Tabular View
- No Study Results Posted
- Disclaimer
- How to Read a Study Record
Detailed Description:
This project will test the efficacy of using a non-invasive neuromuscular stimulation on the plantar surface of the feet to prevent and/ or reverse bone loss in a sample of healthy adult women.
Bone Loss
Muscle Tone Poor
Device: plantar micromechanical stimulation
Phase 1
Phase 2
|Study Type:
|Study Design:
|Allocation: Randomized
Endpoint Classification: Efficacy Study
Intervention Model: Parallel Assignment
Masking: Open Label
Primary Purpose: Treatment
Resource links provided by NLM:
MedlinePlus related topics: Bone DensityU.S. FDA Resources
Further study details as provided by Binghamton University:
Primary Outcome Measures:
- Bone Density of proximal femur, lumbar spine and tibia
Secondary Outcome Measures:
- Venous status muscle pump effectiveness
|Estimated Enrollment:
|Study Start Date:
|October 2006
|Study Completion Date:
|January 2008
|Primary Completion Date:
|January 2008 (Final data collection date for primary outcome measure)
Women between the ages of 30 and 60 years of age who work in positions that require them to be seated at desks for a large portion of each day, are capable of following the protocol for one year, have a t-score >- 2.5 (do not have osteoporosis), and respond to plantar stimulation will be asked to participate. The subjects will be asked to complete a detailed health history and health habits survey that will focus on issues related to risk factors for osteoporosis. Women will be excluded who are receiving medications for osteoporosis, taking hormone replacement therapy, taking steroids (either oral or inhaled), have metal implants in the tibia, hip and spine that interfere with DEXA (bone density) scanning, are professional or semi-professional athletes, have hyperparathyroidism, have a history of pulmonary embolism, deep vein thrombosis, peripheral vascular disease or varicose veins, have a Body Mass Index greater than 40 Kg/m2, have any type of neuromuscular disease, or are pregnant . Once the inclusion and exclusion criteria are met, 45 subjects will be randomized into 3 groups including 1) a group of 15 subjects who will use the device (stimulation) for up to 4 hours a day, 2) a group of 15 subjects that will use the device for up to 8 hours a day, and 3) a control group who will not use the device. Subjects in the two treatment groups will be asked to place their feet on a mechanical device that will deliver a slight vibration while they are seated at work. Vibrations between 30-60 Hz has been shown to stimulate the Meissner's corpuscles which in turn stimulate contraction of the deep muscles of the calves. This contraction has been shown to increase venous and lymphatic return from the lower extremities thus improve bone metabolism. Bone density readings and venous circulation will be measured at the onset of this research and will be repeated after 12 months of using the device. Venous circulation will be reassessed at 3 months and 6 months as well. The health history and lifestyle information will be assessed at each of three month intervals to discover any changes that might impact the efficacy of this research.
|Ages Eligible for Study:
|30 Years to 60 Years (Adult)
|Genders Eligible for Study:
|Accepts Healthy Volunteers:
Inclusion Criteria:
- healthy women 30 - 60 years old
- work in seated positions
Exclusion Criteria:
- weigh more than 350 pounds
- pregnant or plan to become pregnant
- professional athlete
- currently on Hormone Replacement Therapy
- currently taking medication for osteoporosis
- currently on corticosteroids
- metal implants in tibia hip spine forearm
- diagnosed with hyperparathyroidism
- diagnosed with neuromuscular disease
- pulmonary embolism
- deep vein thrombosis
- peripheral vascular disease
- medications for hypertension
Contacts and Locations
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the Contacts provided below. For general information, see Learn About Clinical Studies.
Please refer to this study by its ClinicalTrials.gov identifier: NCT00397462
Please refer to this study by its ClinicalTrials.gov identifier: NCT00397462
|United States, New York
|CSERC Binghamton University
|Binghamton, New York, United States, 13902
Sponsors and Collaborators
Binghamton University
Juvent, Inc
New york State Office of Science Technology and Academic Research
|Principal Investigator:
|Kenneth McLeod, PhD
|Binghamton University SUNY, BioEngineering
More Information
Keywords provided by Binghamton University:
Additional relevant MeSH terms:
ClinicalTrials.gov processed this record on August 24, 2016
|Responsible Party:
|Kenneth McLeod, Binghamton University, SUNY Bioengineering
|ClinicalTrials.gov Identifier:
|NCT00397462 History of Changes
|Other Study ID Numbers:
|Study First Received:
|November 7, 2006
|Last Updated:
|April 28, 2008
|Health Authority:
|United States: Institutional Review Board
Keywords provided by Binghamton University:
Calf muscle pump
Venous insufficiency
Soleus muscle
Additional relevant MeSH terms:
Muscle Hypotonia
Neuromuscular Manifestations
Neurologic Manifestations
Nervous System Diseases
Signs and Symptoms
ClinicalTrials.gov processed this record on August 24, 2016


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Is LGA1366 the most future-proof choice?
Posted on 16th Jul 2009 at 10:29 by Clive Webster with 46 comments
I was chatting to Rich yesterday about P55 and socket LGA1156, and how its imminent arrival makes it pretty tricky to pick a CPU type with decent upgrade potential. LGA775 isn't going to see anything new, so a Q9650 is pretty much the pinnacle of Core 2; meanwhile on the AMD side, it really doesn't seem that Socket AM3 has much further to go. However, we know Intel plans future LGA1366 releases, so this seems like the best option if you desperately need an upgrade now.


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Eleven organizations and entities across the Hudson Valley and Catskills have been awarded 2013 Art Works grants by the National Endowment for the Arts.
The prizes range locally from $10,000-$40,000 and cover art education, residencies and programming.
Organizations receiving grants include: Bard College; the Center for Photography at Woodstock and Maverick Concerts, both in Woodstock; the Children's Media Project and the Mill Street Loft, both in Poughkeepsie; Copland House in Peekskill; and the Dutchess County Arts Council.
Other winners include the Hudson Valley Shakespeare Festival; the Kingston City School District; Vanaver Caravan in New Paltz; and the Women's Studio Workshop in Rosendale.
The NEA awarded 817 Art Works grants for 2013 after receiving 1,547 eligible applications.
For more information, visit arts.gov.
Location, ST | website.com


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U.S., Mexico to open joint inspection stations
TIJUANA U.S. and Mexican authorities are preparing for the opening of a customs inspections station in Tijuana that will allow U.S. officers for the first time to screen commercial shipments on Mexican soil before they reach the border.
The facility, built by the Mexican federal government, would have officers from both countries operating out of the same compound near the Otay Mesa border crossing. The aim of the pilot program is to speed up the processing of certain produce items — and thus improve the bottom line for businesses.
Visitors who have toured the installation — located by the border fence — said it includes a laboratory, rooms for cold storage and state-of-the-art inspection equipment. They have been told that U.S. Customs and Border Protection officers would enter and exit directly from the United States through a secured road. They also said the site is ready to open once Enrique Peña Nieto, Mexico's new president, and the Obama administration give the final go-ahead.
U.S. federal authorities have refrained from public comment about the project, saying protocol dictates that they make a joint announcement with their Mexican counterparts. Mexican authorities could not be reached this week.
A primary goal of the facility is to reduce border wait times for commercial trucks entering from Mexico through Otay Mesa, where the inspection process can take hours. After Laredo and El Paso, Texas, Otay Mesa is the third-busiest commercial port of entry on the U.S.-Mexico border. From January through October of last year, more than $40 billion in goods came across at Otay, according to U.S. census data analyzed by WorldCity in Florida, a company that tracks import-export trends.
The goal is "promoting the efficient clearance of the increasingly high volume of trade between the United States and Mexico," according to a joint statement from Mexico's Tax Administration Service and the U.S. Department of Homeland Security.
The planned screening station would be launched as a 180-day, voluntary program limited to inspections of northbound perishable goods that are especially time-sensitive. These include strawberries, tomatoes, cucumbers and other produce approved under Customs and Border Protection's National Agriculture Release Program, which seeks to expedite the inspection of high-volume, low-risk commodities.
"It's a great opportunity to expand ports of entry without being landlocked to the particular area where the border is," said Alejandra Mier y Terán, executive director of the Otay Mesa Chamber of Commerce.
Some trade groups hope the project eventually will be expanded to include nonperishable products such as medical devices and consumer electronics.
"Pre-clearance can greatly reduce both wait times for cargo crossing as well as help reduce air pollution and fuel consumption of trucks idling at the border," said James Clark, director of the San Diego-Tijuana Smart Border Coalition.
The Otay Mesa program is one three pre-clearance pilot facilities set to open along the U.S.-Mexico border. The second would be located in Texas at Laredo International Airport, where Mexican customs officers would have authority to inspect Mexico-bound air shipments of components used in automotive and aeronautics manufacturing. The plan is to open it at the same time as the Otay Mesa station.
"All eyes are on Otay Mesa and Laredo, to get this thing kick-started and going," said Nelson Balido, president of the San Antonio-based Border Trade Alliance. "In my opinion, it's the customs inspection station of the future."
The third proposed pre-clearance facility would have U.S. customs officers working west of Ciudad Juárez at the massive, Taiwanese-owned Foxconn maquiladora campus near the port of entry at Santa Teresa, New Mexico.
The agreements have involved complex negotiations between Mexico and the United States, including sign-offs from many agencies on both sides and input from the union that represents Customs and Border Protection workers. The two governments have addressed sensitive security questions, such as whether U.S. and Mexican officers would carry weapons when working on foreign soil.
Rudy Camacho, a former customs director in San Diego, said commercial pre-clearance facilities on the U.S.-Mexico have been discussed for years, "but the will wasn't there."
The new Otay Mesa facility, located on the grounds of the former Pioneer plant, "is a class operation," said Camacho, who now runs a consulting firm in San Diego. The key to getting enough shippers to join the project is to significantly reduce wait times, he added. "If you're not cutting down that time, you're not giving them added value."
Mexico's previous president, Felipe Calderón, applauded the Otay Mesa plan during a visit to Tijuana in October. "This will be a watershed that will facilitate and speed up commerce and binational competitivity," he said.
But the project has its skeptics, including Alfonso Esquér, head the Tijuana branch of Canacar, Mexico's trucking chamber. The inspection center's early-morning operating hours — 7 to 11 a.m. — would prevent many exporters from participating, he said.
Among those expecting to benefit is a Watsonville-based company, Driscoll's, which imports Mexican berries to the United States.
The facility "will have the best equipment possible," said Arazeli Penilla, a San Diego-based customs compliance specialist for the company. That includes 3D microscopes that would be linked to computers, allowing off-site entomologists to quickly identify insects in a produce shipment.
If a shipment is selected for inspection by Mexican customs officers, then U.S. inspectors could conduct their own review at the same time.
"You don't have to unload the shipment twice," Penilla said. "It's a huge step."


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The company leases automobiles and equipment to businesses under operating leases. Approximately 85% of revenue is generated from vehicle and equipment leasing and approximately 15% of revenue is derived from vehicle liquidations. It has an operating history that spans over 30 years and has established a well-respected and recognized name in the marketplace. The company generates approximately $1.3 million in revenue with approximately $250K cash flow to owner. (SIC Code 7515)
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text:
Cardamom, Green
Green Cardamom, Whole Fancy Pods, Inner Seeds or Ground
Cardamom has a unique flavor and aroma that is hard to put into words. It defies the boundaries of normal sensory comparisons. It is compellingly strong, yet delicate; sweet, yet powerful; with an almost eucalyptus freshness.
Cardamom is used in different ways by different cultures: in the Middle East to flavor coffee, in Scandinavian communities as a dessert baking spice. In India it is a savory spice for curries. Elsewhere it is used for poached fish, meat loaf, fish stews and sweet potatoes.
We feature the freshest cardamom available, and we're proud of the fact that many of our most discriminating Indian customers will testify to this.
For the modern-day, time conscious cook, we grind the inner seeds each week; we advise buying only what you will use in the immediate future.
While cardamom is indigenous to India, today much of it is commercially grown in Central America. Our cardamom comes to us from Tamil Nadu in India, and is incredibly fresh and pungent.


text:
By Christa Morris – The National Reining Horse Association (NRHA) Board of Directors has hired Jim Harlan, president and CEO of MJM Global Search, Inc., to support efforts in filling the post of NRHA Executive Director. MJM Global's search will begin immediately with analysis of the position and identification of candidates.
NRHA, based in Oklahoma City, Okla., is the standard-setting body for the sport of Reining with more than 21,000 members worldwide. "It is crucial for NRHA to locate a highly-skilled and respected individual for this position. The Association needs a candidate that understands our global industry, appreciates our sport and possesses the leadership qualities needed to move NRHA forward. I am confident that MJM Global Search will help us find the right fit for NRHA and its members," said Rick Clark, NRHA Vice President.
Harlan, an avid horseman in his own right, is responsible for the strategic leadership necessary to ensure the achievement of MJM Global Search's performance goals and preservation of the core values established more than 16 years ago.
MJM Global Search, Inc. is an affiliate of the largest recruiting and placement organization in the world, Management Recruiters International, with more than 1,100 offices worldwide. Their executive search specialists have decades of hands-on experience as senior managers, ranging from Fortune 500 corporations to small fast-growing start-up companies. The firm recently completed placements in the horse industry for the American Paint Horse Association and National Cutting Horse Association.
Persons interested in the position may contact:
Jim Harlan
MJM Global Search, Inc.
P.O. Box 883
Franktown, CO 80116
(303) 660-0766


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Richard Florida is comin' to town
By samanthaorwell on May 13, 2008 - 1:54pm
Tuesday, 13 May 2008
Richard Florida is comin' to town
On May31- June8 UBC in Vancouver will be hosting Congress of the Humanities and Social Sciences conference. Most presenters will be of the academic variety and will no doubt be spewing jargon left and right (stuff I personally love), but it is worth a look.
One of the saddest aspects of our society is our level of civic engagement. Time and time again it is the same crazies that come out to the type of lectures that inform our policy. It is so important that citizens are there to represent the peoples' voice. Policy doesn't come from nowhere- there are academics and experts whose research informs political actors. A lot of research is good and a lot of research is bad. But most importantly, a lot of good research is misinterpreted and used as justification for neoliberal policy. Subsequently, bad research and misinterpretation of good research is used to justify policy documents such as Project Civil City that takes a clear 'broken windows theory' approach (a theory that makes lay-sense, but is all correlational with no real proof or statistical evidence that physical maintenance and image of a city afffects crime rates etc).


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Take some time to watch these videos related to evidence-based practice as well as videos outlining some of the JBI Tools.
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Journal of Forensic Nursing, April/June 2016
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- Disclaimer
- The statements, views and opinions presented in customer reviews are those of the author and are not endorsed by, nor do they necessarily reflect, the opinions of BnB Enterprise, product manufacturers, employees, or any other organization.
- BnB Enterprise does not warranty or guarantee the correctness of the information provided or its fitness for any purpose.
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5 Great Gray Bathrooms
• 1 The gray Heath tile in James and Julie's bathroom has a lovely blue cast that makes a nice frame for the garden window. Gray tile with a white wall feels elegant and classic, but not boring.
• 2 A super-soft dove gray paint, matched with white accessories and gauzy curtains, creates an airy, calming space. Photo from This Old House.
• 3 The gray paint in this bathroom from Country Living veers toward taupe. We love how it extends to the ceiling, creating a cozy feel, and the warm golden floor brings out the warmth in the gray. A lush green plant also adds a beautiful vibrant pop.
• 4 Gray marble extending up a bathroom wall feels a bit more modern and austere, but also luxurious. Love the floating vanity and the red-tinged mosaic border in the shower. From Style at Home.
• 5 Moroccan tile can sometimes feel a bit flashy or overbearing in bright color, but this gray decorative tile is chic and exotic. Love it paired with the putty-colored paint. From I Suwannee.
Thinking you might try this bathroom color at home? Here's some more gray bathroom inspiration from our archives:
• Gray Bathrooms
• A Green and Gray Moroccan Dream Bathroom
• Modern Silver and Gray Bathrooms
(Images: As linked above)


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Application Process
The grant application process is conducted in three stages; the pre-proposal, full proposal and presentation.
The pre-proposal requires a short and broad description of the project with details about the plan for the project during the next 12 months, and expectations for the future of the company.
Full Proposal
If your company is invited to submit a full proposal you will receive an invitation via email. The full proposal instructions will be available for download. Project proposals are approximately 10 pages in length describing, with additional detail, important aspects of the future business.
A detailed budget for the activities to be funded with the NC IDEA Grant must accompany the project proposal. Budgets must be realistic and reasonable for achieving project goals. The amount requested must match the required project activities and cannot exceed $50,000. Entrepreneurial frugality is encouraged, and will be taken into account when evaluating proposals.
Program managers for proposals that best fit the evaluation criteria will be asked to discuss their projects with a panel of reviewers. The review panel is made up of NC IDEA staff, MBA consultants and external reviewers with entrepreneurial and venture investment experience. The format for this event will be a short presentation followed by a Q&A session. Following the presentation, companies will be notified of their grant award status. Those companies not awarded a grant will be invited to schedule a detailed feedback session with NC IDEA.