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AMHERST - Home course favourites Gary Carter and Gary Lucci fired five birdies and one bogey to take a one stroke lead heading into the tomorrow's final round the 2009 NSGA Senior Men's 4 Ball being held at Amherst Golf and Country Club.
Sitting in the second spot is the team of Jim MacDonald and Clarke Savage who carded a 3 under par 68. The team from the Abercrombie Golf Club had a steady round with 15 pars and 3 birdies on holes 3, 16 and 17.
Holding onto the third spot is the team of George Davis (Ashburn) and Ducky Webber (Brightwood) who finished today's round with a one under par 70.
There is a two-way tie for first place in the second division. The teams of Paul Christie (Ashburn) and Bob Atherton (Amherst) and Duane Vansnick (Amherst) and Doug Downey (Amherst) fired a 2 over par 73.
Peter Hope and Don O'Hearn from Brightwood are in third spot after carding a 75.
There is also a tie for first place in the third division. The Avon Valley team of Brian VanTassel and Don Morash share the top spot in the third division with the Frank Barteaux (Avon Valley) and Richard Vansnick (Amherst). The two teams shot a 6 over par 77.
For the second time in the 24-year history of the Senior Men's 4 Ball, a hole one was recorded in today's round. Stephen MacDonald from Hartlen Point fired a hole-in-one today on the 155 yard, 15th hole using a 7-iron.
The tournament wraps up tomorrow after the second round.


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Browsing MWP Working Papers by Author "MENCHINI, Carmen"
Now showing items 1-1 of 1
Title:Funeral Oratory at the Medici Court: the Representation of the First Grand Dukes Author(s):MENCHINI, CarmenDate:2008Type of Publication:Working PaperSeries/Report no.:EUI MWP; 2008/20Abstract:Over 420 works on the Grand Dukes of the Medici family were written in the two centuries during which they ruled Florence and later all of Tuscany (1532-1737). Funeral orations and biographies can be considered the main ...

subset: commoncrawl


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Australia and Olympic Fencing
Australia has not yet won a fencing medal at the Olympics. The best-placed athlete has been Greg Benko, who finished sixth in the individual foil in Montreal 1976. More recently, the men's epée team placed eighth in Sydney 2000 and Evelyn Halls finished 12th in women's epée in Athens 2004. Ivan Lund, a four-time Olympic fencer, carried the Australian flag at the Opening Ceremony in Tokyo 1964.
Australia did not qualify any athletes in fencing at the 2012 London Games.
Olympic History
Fencing has evolved from an ancient form of combat to one of the most technical and tactical sports of the Olympic Games. It is one of only five sports to continually feature at the Olympics since Athens 1896 – the others being athletics, swimming, cycling and gymnastics.
Competitive fencing flourished in Europe in the latter part of the 19th century and was included on the program of the first modern Olympics. Women's fencing was introduced in Paris 1924.
Sport Format
Foil, epée and sabre are the three weapons used in the sport of fencing, in which both men and women compete. The target areas, as well as the blade, differ for the three weapons.
The fencer tries to score the total hits needed to win, while at the same time trying to avoid being hit by the opponent. Fencers are connected to an electronic scoring system that indicates if a hit has occurred. Bouts are held on a 14 metre by 1.5 metre piste (platform).
There are team and individual competitions each with a single-elimination format. Team events consist of three fencers each competing against a member of the opposing team. The bout is decided by the combined total of hits at the end. The team events - foil, epée and sabre - rotate from Games to Games.


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Vortex Ghost Gear Wide Spectrum Illuminator
As always we strive to make better equipment below are a couple of pictures using our Illuminator,they were taken with the Full Spectrum Camera
This was taken at Hillview Manor,as you can see our Illuminator really lights up this long hall.
Here is a shot of a smaller room.
These were Taken in DEEP INFRARED MODE. This was with our Full Spectrum Light
This was taken without
Ultraviolet LED Specs:
- Emitting Colour: 10mm 40


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Road Bikes
Road bikes are more than just all-out race machines these days. Race bikes are still a big sector but the new breed of high-performance high-mileage bikes for sportives and regular weekend fun riding are increasingly popular too.
Merlin Performance PR7 Road Bike - 2016The Merlin PR7 gets a fresh new look for 2016. An unbeatable value alloy road bike with carbon fork, Shimano Claris drivetrain and Mavic CXP-22 wheels. The best value entry level bike is now the best looking one too.$393.74RRP $506.25 Save 22%
Merlin Performance PR7-R Road Bike - 2016Merlin Performance PR7-R Road Bike - 2016$449.94RRP $562.49 Save 20%
Merlin FF1 105 Mix Road BikeMerlin FF1 105 Mix Road Bike, 11 speed 5800 drivechain$731.24RRP $933.74 Save 22%
Sensa Lombardia LTD Carbon Road Bike - 2016Sensa Lombardia LTD Carbon Road Bike - FULL 105 5800 11 Speed Groups & Mavic Aksium Wheels$1,040.57RRP $1,687.49 Save 38%
Merlin Cordite Ultegra Di2 Road BikeMerlin Cordite Ultegra Di2 Road Bike$1,945.12RRP $2,700.00 Save 28%
Sensa Giulia G2 Matt Custom Road Bike - 2016The Ultimate All-rounder Sensa Giulia G2 - MattFrom $1,721.25RRP $1,911.37 Save 10%
Merlin Cordite Ultegra Road BikeMerlin Cordite Ultegra Road Bike$1,405.12RRP $2,248.87 Save 38%
Sensa Calabria Shiny Custom Road Bike - 2016Sensa Calabria when there is a need for speedFrom $1,726.88RRP $1,915.88 Save 10%
Sensa Aquila SL Custom Road Bike - 2016Sensa Aquila SL Custom for when hills are steepFrom $1,766.25RRP $1,957.50 Save 10%
KTM Revelator Master Road BikeKTM Revelator Master Road Bike - Full Ultegra 6800 Groupset$1,855.13RRP $2,812.50 Save 34%
Sensa Giulia G1 Supremo Road Bike - LTD EditionLimited Edition 2015 Giulia G1 Supremo, full Ultegra groupset with Supra RCA55 Elite wheels at a very special sale price.$1,686.38RRP $2,812.50 Save 40%
Merlin PR7-RS Road Bike - 2017Merlin PR7-RS Road Bike 2017 - Shimano 5800 11 Speed drivechain$673.88RRP $933.70 Save 28%
KTM Revelator Team Di2 Road BikeKTM Revelator Team Di2 Road Bike - Full Ultegra 6870 Di2 Groupset$2,470.45RRP $2,924.99 Save 16%
Retrospec Mantra Fixed Gear/Single Speed BikeRetrospec Mantra Fixed Gear/Single Speed Bike - SOLD BOXED (NOT BUILT)$168.74RRP $280.13 Save 40%
Merlin ROC 105 Road Bike - 2017Merlin ROC 105 Road Bike - 2017$871.87RRP $1,260.00 Save 31%
Sensa Emilia Tiagra Ladies Road Bike - 2016Sensa Emilia Ladies Road Bike - Tiagra 10 Speed Triple$759.38RRP $842.63 Save 10%
Felt AR5 Carbon Road Bike - 2016Stiffer, lighter and optimally aerodynamic. The 2016 Felt AR5 gives you an unfair advantage on the competition.$1,798.88RRP $2,248.87 Save 20%
Colnago C60 Road BikeColnago C60 Road Bike, 2 only as pictured$4,161.38RRP $6,186.38 Save 33%
Colnago CX Zero Alu Road BikeColnago CX Zero Alu Aluminium Road Bike - 2015$1,011.38RRP $1,798.88 Save 44%
Merlin Fuse 105 Road Bike - 2017A great looking sportive steed 2017 - Full 105 5800 11 Speed Groupset$1,349.99RRP $1,574.99 Save 14%
Felt ZW85 Womens Road Bike - 2016The Felt ZW85 is a fast, lightweight road bike with a carbon fibre fork and top quality Shimano drivetrain.$898.87RRP $1,123.88 Save 20%
KTM Revelator Sky Disc Road BikeKTM Revelator Sky Disc Road Bike with Shimano Ultegra 6800 Hydraulic Disc brake groupset$2,699.99RRP $3,543.75 Save 24%
Sensa Calabria Matt Custom Road Bike - 2016Sensa Calabria when there is a need for speedFrom $1,726.88RRP $1,915.88 Save 10%
Felt F75 Road Bike - 2016Felt F75 Road Bike - 105 5800 11 Speed Groupset - 2016$725.63RRP $1,123.88 Save 35%
Felt F95 Road Bike - 2016Felt F95 Road Bike - Shimano Sora 9 speed groupset 2016$493.87RRP $730.12 Save 32%
Felt ZW6 Disc Womens Road BikeFelt ZW6 Disc Womens Road Bike$1,305.00RRP $1,631.25 Save 20%
Felt AR3 Carbon Road Bike - 2016The 2016 Felt AR3 is a lightweight, aerodynamic machine. It allows you to comfortably carve through wind and corners with ease. Top quality Shimano Ultegra 11 speed groupset and the finest carbon fibre frame and fork give you the edge you need over your competitors.$2,248.87RRP $2,811.38 Save 20%
Merlin ROC 105 Road BikeMerlin ROC 105 Road Bike$787.44RRP $1,124.94 Save 30%
Kinesis Racelight T2 Complete BikeKinesis Racelight T2 Complete Bike$764.99RRP $1,124.94 Save 32%
Felt Z75 Disc Road Bike - 2016Long distance geometry with race ability, the 2016 Felt Z75 is a real all-rounder. From sportive to short after work rides, the Z75 is the perfect bike for you.$988.88RRP $1,236.37 Save 20%
Felt Z95 Disc Road Bike - 2016Long distance geometry with race ability, the 2016 Felt Z75 is a real all-rounder. From sportive to short after work rides, the Z95 is the perfect bike for you.$718.88RRP $898.87 Save 20%
Sensa Emilia Sport Ladies Road Bike - 2016Sensa Emilia Sport Ladies - 105 10 speed Road Bike$905.62RRP $1,006.87 Save 10%
Merlin MALT-CR SL Road Bike - 105 5800Stunning T700 Toray carbon frame. Full carbon fork with tapered steerer. Flawless Shimano 105 5800 11 speed groupset. Light, responsive and fast but without undue harshness.$1,012.45RRP $1,349.95 Save 25%
Felt Z2 Disc Road Bike - 2015The Felt Z2 Disc all the features of an endurance bike, bike with the excelptional braking qualities of a disc brake. With a UHC Performance carbon fiber frame and Shimano 11-speed Ultegra Di2 road disc with Di2 hydraulic brakes$3,936.37RRP $5,286.37 Save 26%
Colnago V1R Complete BikeColnago V1R Complete Bike - 52cm Sloping - Shimano Ultegra 6800 11 speed - Mavic Kysrium SR$4,331.25RRP $5,625.00 Save 23%
Felt Z6 Carbon Disc Road Bike - 2016Comfortable enough to rack up the miles and fast enough to be your racing companion, the Felt Z6 Carbon Disc Road Bike is a real all-rounder.$1,348.88RRP $1,686.38 Save 20%
Felt V85 Road Bike - 2016The Felt V85 is a real all-rounder. Whether you use it as a commuter, family adventure bike or off the track gravel bike, the V85 will make sure you enjoy your ride!$1,321.88
Felt V100 Road Bike - 2016The Felt V100 is a real all-rounder. Whether you use it as a commuter, family adventure bike or off the track gravel bike, the V100 will make sure you get the most out of your ride.$628.87RRP $786.38 Save 20%
Felt ZW100 Womens Road Bike - 2016The Felt ZW100 is a fast, lightweight road bike with a carbon fibre fork and top quality Shimano drivetrain.$607.50RRP $759.38 Save 20%
Felt AR2 Carbon Road Bike - 2016The 2016 Felt AR2 is a lightweight, aerodynamic machine. It allows you to comfortably carve through wind and corners with ease. Top quality Shimano Ultegra Di2 11 speed groupset and the finest carbon fibre frame and fork give you the edge you need over your competitors.$3,508.88RRP $4,386.38 Save 20%
Sensa Giulia G2 Shiny Custom Road Bike -2016The Ultimate All-rounder Sensa Giulia G2 - ShinyFrom $1,721.25RRP $1,911.37 Save 10%
Sensa Giulia G2 Matt Potenza Road Bike - 2016The Ultimate All-rounder Sensa Giulia G2 Matt- Campagnolo Potenza 11 Speed Groupset$1,687.49RRP $1,911.37 Save 12%
Felt Z85 Road Bike - 2016Felt Z85 Road Bike - Shimano Tiagra 4700 10 Speed groupset 2016$673.88RRP $1,011.38 Save 33%
Felt 2016 Boxed Bike SaleFelt F95, F85 and Z85 Bikes supplied boxed at a bigger discounted price$449.94
It's not all just about head-down race bikes in the road bike market these days. There are plenty of models more suited to the sort of real-world weekend riding that we all get up to. Don't get us wrong, racing is still very much the proving ground and the R&D department for new components and materials. It's just that these days bike manufacturers have realised that not all of us want to spring our lungs out down in the drops al the time. Most of us just want to glide along, ahve fun and put in the odd attack session now and again. Sportive events have been a massive influence in how recent road bikes have changed and developed. Sportive riders still want lightweight bikes with high performance components but they also want to be able to walk the next day. Whether you want a full-on race bike or a more sedate sportive machine - or maybe something that can turn its hand to pretty much anything - you'll find a bike at Merlin Cycles for you.


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From Our 2008 Archives
Stronger Psychiatric Warning on Tamiflu
Latest Mental Health News
Revised Warning Label Now Notes Rare Reports of Fatalities From Self-Injury, Mainly Among Children in Japan
Miranda Hitti
Reviewed By Louise Chang, MDLouise Chang, MD
March 4, 2008—The FDA today announced that the flu drug Tamiflu now has a stronger warning about rare reports of delirium and abnormal behavior leading to self-injury, and, in some cases, death.
Tamifu's label continues to stress the importance of watching flu patients for signs of unusual behavior and seeking immediate care if any such signs are observed.
Since November 2006, Tamiflu's warning information has noted postmarketing reports, mainly from Japan, of self-injury and delirium in flu patients—and that it's not clear if Tamiflu caused those problems.
Now, Tamiflu's warning information also includes more details, including reports of "some cases" of fatal injuries from delirium and abnormal behavior in patients taking Tamiflu.
Tamiflu's updated label also states that those reports appear to be "uncommon," and that the reported cases may happen abruptly.
The drug's label also points out that flu itself can cause neurological and psychiatric problems.
"People with the flu, particularly children and adolescents, may be at increased risk of seizures, confusion, or abnormal behavior early during their illness," states Tamiflu's label. "These events may occur shortly after beginning Tamiflu or may occur when flu is not treated."
Tamiflu's maker, Roche Laboratories, has sent a letter to doctors about Tamiflu's label change. That letter is posted on the FDA's web site.
SOURCES: News release, FDA. Roche Laboratories, Inc. Letter to Healthcare Professionals, February 2008. Roche Laboratories, Inc. Letter to Healthcare Professionals, Nov. 13, 2006.
© 2008 WebMD Inc. All rights reserved.


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Aug 14, 2012
Texas A&M – Corpus Christi Volleyball head coach Tony Graystone recently talked about the teams progress in practice and the upcoming season.
The Islanders have finished the first week of practice, and they have just 10 days until the start of the regular season at the Baylor Classic. The team kicks off the 2012 campaign with a match against host Baylor on Friday, Aug. 24, in Waco, and follows it up with matches against Tulane and Nevada on Aug. 25, to complete play in the tournament.
For all the latest on Islanders Volleyball, like the team on Facebook (IslandersVolleyball) and follow them on Twitter (@IslandersVB).


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2014 Ford F-150 king ranch review
For those who love the powerful F-150 Ford series, the new refreshed King Ranch is going to make you instantly fall in love with him. So it is not a surprise that this vehicle has been updated with some equipment improvement. This is all done to make this big guy a main face of the F-150 series for 2014 year. It seems like that mighty King Ranch is going to have both a larger engine displacement 5.0L Ti-VCT V8 FFV 4-valve V8 that will develop 360HP the 5.500rpm, with fuel economy 15L / 100km in the city and 10.6 / 100km on the highway and the second engine with less volume of 3.5L EcoBoost Ti-VCT engine motor will develop 365HP the 5.000rpm, having fuel economy will be 14L / 100km in the city and 9.6 / 100 km on the highway. To ad only that 6-speed automatic transmission will transfer this great engine power to the wheels.
As oppose to its predecessor that ruled 2013 year, the new 2014 King Ranch will have some style refreshments in order to get the largest number of customers. Now, when we said changes, we meant changes, starting with the 4-way adjustable front head restraints, also 10-way power driver and right-front-passenger seat with natural leather that can be heated and cooled, same as back seats. For the special pleasure there is Ford's SYNC media controller, with real-time traffic information, and even with features like a Sony sound system. Center console of 2014 King Ranch has a large LCD touch-8 "that is connected to the audio system and Sony CD player clean USB port and SD card for maximum pleasure. For those who love the assist of navigation System this guy has great one. There is plenty more of improvements like fog lights, door grab handles in body color with chrome strips on them, automatic on/off headlamps body-color grill surrounded with chrome 3-bar insert and pale adobe mesh. They even did some special effect with the KING RANCH logo on the center caps and carpet floor mats.
Aside of the remarkable interior and exterior changes, these guys paid a lot of attention to safety. So they provided their customers with advance track with RSC (Roll Stability Control), automatic turns off the fuel pump, ABS brakes, Latch-Lower anchors and teater anchors for children and SOS Post-Crash alert system. If that didn't make you feel safer, believe us that they incorporated airbag system for all seats and safety belts usage and crash sensitivity sensors. Great vehicle in general we all hope to see soon.


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To all budding Maya Angelous and Robert Frosts; Walnut Creek leaders want your verses, sonnets and even haikus to help celebrate the city's 100th birthday.
In accordance with the city's centennial year all Walnut Creek students are encouraged to participate in the 2014 Student Poetry Contest. The Walnut Creek Library Foundation, Ygnacio Valley Library and Walnut Creek Library are asking young writers to focus on this year's theme: "100."
Poems may be no more than 32 lines and authors are encouraged to "think about the number 100 and what it means to you."
The free contest is open to students ages 5 to 19, and all participants will receive a poetry contestant certificate. Winners may participate in a student poetry reading on Saturday, May 3 at the Walnut Creek Library.
The deadline to enter is March 26. Pick up a registration packet at any Walnut Creek library or online at www.wclibrary.org/contest/
Mt. Diablo district parents are encouraged to weigh in on the future of learning and funding for their children's schools.
Since the state Board of Education in January adopted emergency regulations to help school districts create plans for spending their money, districts now ask parents for help in their own Local Control Accountability Plan.
The Mt. Diablo Unified School District started holding meetings in January to explain the plan, which combines the implementation of general district programs, new Common Core Standards and supplemental support for students, according to the district website. It's also the "umbrella guiding document" for the new local control funding formula, according to the site.
Superintendent Nellie Meyer has planned a series of outreach meetings to get input and give information.
Remaining meetings are as follows:
Submit School Notes items to email@example.com. Contact Elisabeth Nardi at 925-952-2617.


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Birth Control
Which Birth Control is right for You?
The Student Health Center offers many options for birth control. Deciding on the best method for your lifestyle can be confusing. We try to help you figure out which route to take by giving you information on the available options.
First ask yourself these questions:
- How effective is this method at preventing pregnancy?
- Is this method easy to use?
- How often do I have sex?
- Do I need protection from STDs?
- Will I feel comfortable using this method?
- How does my partner feel about using this method?
- How much will it cost?
- Is this method safe?
Additional Resources
What are the options available at the Student Health Center?
The Student Health Center offers the following birth control options:
- Condoms - free at the reception desk and Titan Well Booth
- Birth Control Pills*
- NuvaRing (the Ring)*
- Depo Provera (the Shot)*
- Plan B (emergency contraception)
* To get started on prescription birth control, make an appointment at (920) 424-2424 with a health care provider.
If you are already on prescription birth control you can have your prescription transferred to the Student Health Center by completing a Request for Birth Control form.
Emergency Contraception
Plan B (emergency contraception) may prevent a pregnancy after birth control failure or unprotected sex. For a reduced cost, it is available at the Student Health Center or through the Health Advocates. It is also available over-the-counter at most local pharmacies.
Women are encouraged to get Plan B in advance. The sooner it is taken after unprotected sex the more effective it is at preventing pregnancy.
Additional Resources
Emergency Contraceptive Website
For birth control prices, please refer to the Student Health Center price list.
Family Planning Only Services
Find out if you are eligible for free contraceptive services through the Family Planning Only Services Program. Call 1-800-291-2002 or go to www.access.wi.gov.


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Autore: Butch Baldassari
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A Complete Guide for Learning Players
This comprehensive, user-friendly DVD introduces the absolute beginner to the sounds and techniques of the Mandolin. Learn a variety of exercises to build your skills. Discover many of the great Bill Monroe licks that have become regarded as the Bluegrass vocabulary for the Banjo. Baldassari also covers different pick control methods, chord inversions and positions, and best of all a whole host of Bluegrass greats to play.
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Joining a family business is like getting a tattoo. It certainly seems like a good idea at the time, but it's awfully difficult to get rid of. Here are some ways to make a graceful exit.
How to Escape the Family Business
{ 1 comment… read it below or add one }
- September 29, 2010 at 9:15 am
The family business is always entrenched with a lot of issues. More often than not, the lines between family and business are blurred. Possibilities of straining relationships are high in this setup.
Transitioning from one leadership to another often requires a consultation with an estate lawyer. In Ottawa and most parts of the country, they help the business owner in managing his assets including legally transferring properties. In some cases, an estate lawyer (Ottawa and other places) also recommends the best route to take in cases when some family members decline to take their parents position.
Interesting post. Indeed, like getting out from a den of lions, one can get out of the family business pretty unscathed. It's just a matter of finding the right approach. Thanks!
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We can be seen on
Google Earth. Use the position
Filey has both a bus and train station next to
each other 5-10 minutes walk from the cottages.
These run to all neighbouring towns and link to
many cities in the West Riding
Filey has its own station which is not far from
the cottages. Trains run north to Scarborough and
then inland to York, Leeds and a few even go as
far as Manchester (2h 41 min) without having to
Trains also run South to Bridlington and then onto
Hull and Doncaster a few even going as far as
Sheffield (aeound 3h) without changing.
While you are in Filey it can be a different way
of visiting the neighbouring resorts of
Scarborough and Bridlington avoiding traffic and
parking problems. Last return trains are very
early evening, so check. Use either of these two
links to check actual train times
The Main routes are:
From the North The A171 to Scarborough then
the A165 followed by the A1039 to Filey
From the West The A64 from York. Just after
Staxton take the A1039 to Muston, then right along
the A165, after 100 yards turn left into Filey.
From the South West The A614 from Howden
to Driffield. At Driffield take the B1249 to
Staxton to join the A64. Just after Staxton take
the A1039 to Muston, then right along the A165,
after 100 yards turn left into Filey.
If you fancy a change, there is a quicker
route taking the smaller roads over the
Wolds from Driffield.You can see this on a google
map, It is shorter and
usually quicker with very little traffic. After
you have got on the B1249 to Staxton from the
Driffield roundabout take the next right (a mile
or so from the roundabout). You are then aiming to
go through Kilham, Burton Fleming and Hunmanby.
(Some of the roads are narrow and the signs are
not that good but it is a more direct route and
through contryside and usually much quicker as
there is so little traffic.)


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How many people does it take to screw in a light bulb and save the planet?
Just one: you.
Replacing a single 75-watt incandescent bulb with a 20-watt compact fluorescent bulb (CFL) will reduce your electricity consumption by roughly 550 kilowatt-hours over the bulb's life. That translates to 1,300 pounds less carbon dioxide and 20 pounds less sulfur dioxide released into the atmosphere. Multiply that by all the bulbs in your home, then by all the homes in your neighborhood-think of the savings.
Getting Started
1. Change any bulbs that burn many hours: hallways, kitchens, porches.
2. Begin with bulbs that are difficult to change. Switching to a CFL means you won't have to change it again for five to seven years.
3. Test a brand and bulb model before you purchase replacements for all your lights. Better quality CFLs produce no noticeable flicker; lesser quality bulbs may flicker or delay at startup.
4. Purchase CFLs in the 2700 Kelvin range if you want the light to approximate the yellow color you're accustomed to from incandescent bulbs. (The color temperature of light is rated in degrees Kelvin, or "K.")
5. Bulbs on dimming circuits or three-way lamps require CFLs specifically designed for those purposes. Using a standard CFL in a dimming circuit is a fire hazard.
CFL Bulb Benefits
Use less electricity: A typical CFL bulb uses 66 to 75 percent less electricity to produce the same amount of light as a comparable incandescent light bulb.
Reduce pollution: Every watt of energy you use can be translated to the pollution created at its source. For every watt you reduce your power usage, you reduce those same polluting emissions.
Last longer: Higher quality CFLs can last from 8,000 to 10,000 hours or more, whereas you're lucky to get 1,000 hours from an incandescent.
CFL Disposal
CFL bulbs contain an extremely small amount of mercury; about 1/100 the amount in a common thermometer. An unbroken CFL emits no mercury and doesn't pose a health risk. However, expended CFLs should be disposed of at your local household hazardous waste site.
If you break a CFL bulb, don't inhale the vapor. Sweep the pieces together with a brush or broom—not with your hand. Don't use a vacuum. Clean up glass with a wet rag or towel and place the rag and the pieces into a sealed plastic bag.
Adapted with permission from
Watt to Look For:
Subscribe to
Mother Earth Living
Welcome to Mother Earth Living, the authority on green lifestyle and design. Each issue of Mother Earth Living features advice to create naturally healthy and nontoxic homes for yourself and your loved ones. With Mother Earth Living by your side, you'll discover all the best and latest information you want on choosing natural remedies and practicing preventive medicine; cooking with a nutritious and whole-food focus; creating a nontoxic home; and gardening for food, wellness and enjoyment. Subscribe to Mother Earth Living today to get inspired on the art of living wisely and living well.
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Special Interest Websites : Community Chickens • Good Things to Eat • Keeping Backyard Bees


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At M.C. Mobility Systems we like to keep our customers informed about current product and service specials. If you are interested in receiving more information about special pricing on our mobility products and services, please fill out and submit the form below. Feel free to unsubscribe at any time.
We've all done it. You sign up to get more information from a particular company or on a particular subject and one day, for whatever reason, you just don't need to receive anymore info. At M.C. Mobility Systems, we take your privacy very seriously. If at anytime you decide you no longer wish to receive information from our company, simply unsubscribe from our mailing list. On e-mail correspondence there is a button at the bottom which allows you to unsubscribe. For physical mailing unsubscribes, either use our customer service form or write to us at:
M.C. Mobility Systems, Inc. Attention: Dennis Charvat 7588 Tyler Blvd. Mentor, OH 44060


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Weather Resources
First responders make best of holidaysUPDATED 7:14 PM EST Nov 28, 2013
Whether you work in a hospital or as a police officer, dispatcher or firefighter, working holidays is expected in Ohio.Video Transcript
DISPATCHERS... WHEN YOU WORK IN PUBLIC SERVICE, WORKING HOLIDAYS IS EXPECTED. WLWT'S KARIN JOHNSON SPENT THANKSGIVING MORNING WITH FAIRFIELD FIREFIGHTERS. (KARIN JOHNSON: and one of the things that makes today a little easier, when they receive cards like this from elementary school students) MAIL CALL AT FAIRFIELD FIRE STATION 31... (NATS:"mine is from will") AND HANDMADE CARDS FROM CINCINNATI CHRISTIAN SCHOOL STUDENTS JUST BRIGHTENED THE FIREFIGHTERS DAY. (reading card: "thank you for helping us learn about fire safety") THE APPRECIATION GOES A LONG WAY... AFTER ALL, THESE GUYS ARE GIVING UP QUITE A BIT TO PROTECT ALL OF US. (lt. Randy mccreadie/fairfield fire dept: this year's particularly tough because I lost my father this year so my mom ya know she's at home) (ron lang/firefighter/param edic: we have some new grandkids in the family so i'm missing some time with them.) (nats of scott opening door to ambulance) OTHERS, LIKE SCOTT GOLLER HAVE A LITTLE ONES OF THEIR OWN AT HOME. (SCOTT GOLLER/FIREFIGHT ER/PAR AMEDIC: you don't want to miss out on certain things but the thing is, it's one day) AND IN BETWEEN RUNS, GOLLER HAS FOUND A WAY TO MAKE IT WORK WITH HIS WIFE DENISE AND 13 MONTH OLD HARPER. (nats facetiming: hi harper! happy thanksgiving... happy thanksgiving, we miss you! i miss you too) AND HE'S EVEN BROUGHT A PIECE OF HOME WITH HIM TO THE FIREHOUSE. (NATS: i stole this recipe from my mom) WHILE HE PREPS THE SLAW... (MCCREADIE: i'm making mashed potatoes) AND THE NEW GUYS ... (THOMAS FRAZIER/FAIRFIELD FIRE DEPT: they are not making me cook the turkey which is probably good so they'll actually eat the turkey) THEY'RE OFF THE HOOK FOR COOKING.... FOR OBVIOUS REASONS. (JEREMY SMITH/FAIRFIELD FIRE DEPT: actually my family has ravioli for every holiday hahahah) IN BETWEEN THE LAUGHS... AND THE COOKING... THERE'S A BOND THAT'S BEING STRENGTHENED BY ANOTHER HOLIDAY TOGETHER. (CAPTAIN JIM HOWELL/FAIRFIELD FIRE DEPT: You accept it, ya know we're glad to come in and do our duty for the city. It comes with the territory, it comes with the job) (nats: buzzing dispatcher: attention quint 31, medic 31) A JOB... EACH ONE OF THESE MEN IS PROUD OF... EVEN WHEN THEY DON'T KNOW WHAT THEIR NEXT RUN WILL BRING. (KARIN JOHNSON: Now that the guys are gone, let me let you in on a little secret. Ya know the mashed potatoes that lt mccreadie says he's making for the rest of the fairfield firefighters... Well, look what I found! They're instant! In fairfield, karin johnson wlwt news 5.) W-L-W-T HAS KICKED OFF OUR
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This is a One-Of-A-Kind Original Hand Painted Illustration by the artist that was used for publication, Not a reprint or reproduction, Image area is Approx. 4.75 x 7 inches. Features this Lovely Angel with Horn. This is a original template hand painted by a artist for Norcross Greeting Cards - used to print / copy for this card company. Please view the company information below - the company sold/ closed in 1974. This a beautiful little painting! I have placed it in a small matting just to show how fabulous it could be framed and hung for display or would make a wonderful Christmas Gift or Display. Please Note: I have several other Norcross Card Paintings that I will be listing.
Overall Condition: Excellent in plastic sleeve.
Norcross Norcross Greeting Card Collection, 1800-1981 Arthur D. Norcross (d. 1968) founded the Norcross Greeting Card Company in New York City in the 1920s. In 1974 the company relocated to West Chester and Exton, Pennsylvania, where in 1981 Norcross and the Rust Craft Greeting Card Company merged to form divisions of a parent company. The Rust Craft Greeting Card Company, was begun as a little bookshop by Fred Rust (1877?-1949) in Kansas City, Missouri, 1906. He consolidated his business in Boston in 1914. In the 1950s the company relocated to Dedham, Massachusetts and in 1981 merged with the Norcross Company. Both the Norcross and Rust Craft companies collected antique greeting cards.
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UPDATE: "The Flash" Hasn't Cast Savitar, Says Berlanti
TV, Comic Books
This week saw the arrival of Guardians of the Galaxy #1 by Brian Michael Bendis, Steve McNiven, John Dell and Justin Ponsor. The series spins out of the events of Bendis' Avengers Assemble arc, but at the same time sets up a new story and mission for Starlord, Rocket Raccoon and the rest of the team.
So does the comic soar or make a crash landing? Here are a few opinions from around the web to tell you just that ….
David Pepose, Newsarama: "Part of the problem is that Brian Michael Bendis takes it for granted that we know who these characters are and why they're together. If this is your first time reading about Starlord or Gamora or Drax, you're going to be scratching your head at their very, very limited bits of characterization — Gamora's a badass, diving into the fray twice in one issue (the first time is somewhat unclear why), while Drax just scowls and says tough guy things like "almost admiring" the barbarism of the Badoon. Things blow up and lasers are fired, but it's all pretty haphazard and feels tacked on." (4/10)
Joey Esposito, IGN: "Because of that grand scale, artist Steve McNiven gets to step in and do some great work with some massive splash pages and double-page spreads. The introduction of Gamora, in particular, is a standout page that sums up the character with one pose with no assistance required from Bendis' words. Equally impressive is the double-page spread that introduces the whole team together; it's a finely detailed piece of work that is as explosive as you'd expect from this kind of book." (8/10)
Iann Robinson, Crave Online: "John Dell's inks help define and give depth to what McNiven is doing. The faces are inked so the emotions come out, but Dell never takes it too far. The inks are heavier in the outlines, which helps give the forms weight during the space scenes. Colorist Jason Ponsor is the final piece of the puzzle. He's very reserved with the color work until he needs to go bigger. Even from panel to panel he works with light colors on close ups or forms and then goes huge with explosions. His background color themes work particularly well during the space battle." (8.5/10)
Noel Thorne, WhatCulture: "There's only one minor detail that took me out of the issue and was also something that bothered me about the #0.1 issue – Star Lord essentially says he's only interested in protecting Earth and the way #1 plays out, it seems the action is going to be Earth-focused. The series is called Guardians of the Galaxy, not Guardians of Earth – I'd've liked to have seen Earth taken out of the equation altogether and have the Guardians go to some alien world on the other side of the universe. But hey, this is early days, we'll get there eventually, I'm sure. Like I said, it's a minor quibble."
Geoff Arbuckle, A Comic Blog: "If Marvel wanted to roll these guys out with enough time to build a built-in audience for their movie next Summer, it's best to keep the initial exposition at a minimum. There will be time down the line to go deeper. Instead, just have the series hit the ground running and get things going. That's what was done here and I think we're better off for it. It's not bogged down with retelling histories or spending a lot of time just showing the characters' personalities and staving off a more exciting, action-packed story so these characters can get a real good treatment first. Bendis gives us enough for the characters through the action. As I said, there will be more time later. For now, let's just blow some space stuff up and show us some really interesting characters that resemble raccoons or trees who can only every introduce himself. This is the heart of the Guardians so let's just go for it and treat this like a true first issue of a series."
Doug Zawisza, Comic Book Resources: "While there's plenty to gripe about in Guardians of the Galaxy #1, there is no mistaking that Brian Michael Bendis and Steve McNiven have shown up to tell their story of the Guardians, not to interpret Dan Abnett and Andy Lanning's Guardians. Taken for what it is — an offering for uninitiated movie buffs and lapsed comic fans enthused by the upcoming feature film of the same name — this comic book offers quite a bit to enjoy, but needed to be just a little bit longer in order to completely satisfy. This is a good, solid start, but it needs a little more punch to secure the readers' interests." (3.5/5)
Anyone else just a bit annoyed that a title that was previously not Earth-centric is now just another book where everyone is all about the Earth? One of the refreshing things about the DnA books was that much of the time, Earth was in another galaxy.
And DnA didn't turn a sufficient prophet with their good stories so another direction is tried.
Pretty solid start, but these don't feel like DnA's perfect characterization's of these characters I came to love. And on one hand that's okay with me. I'm going to give this one a few more issues to find it's groove.
Afraid not Simon. I think to explore the spaceways you can do with a homely counterpoint, grounding all the battles across the infinite in something a little more personal — which I guess is a roundabout way of saying Bendis and McNiven are clearly working to a brief here and for this reader, a few issues focused on Earth, showing how the Guardians fit in with "everything else", is a small price to pay for expansive, galaxy-rendering action later. First (proper) issue, let's be fair.
Of course, I've never read any GotG before (I'm not too stoked on the DnA I've read, I apologize to all for that) so anybody else, please crucify me et cetera, but I'm on board for now – especially with art (the colouring! sumptuous!) like that – and felt this was a punchy enough first issue. I kind of get who (this version of) the Guardians are, so to that extent I'd say the first "review" is totally pants.
Steve: To be fair, that's not really accurate, Guardians was still above the usual 20000 units level when it finished, and was in a different climate, notably comparing the figures for characters who have appeared in just books is a bit different to one connected to an upcoming film where the characters have appeared in games and TV shows in the mean time, raising awareness. There's also the whole thing that Bendis and McNiven are bigger names than DnA. Which isn't to say that being Earth-centric is fundementally bad, but to my mind it kind of misses the point of the book, after all, it's called "Guardians of the Galaxy", not "Galactic Guardians of Earth". Haven't got my copy yet, so can't give my oppinion, but from the Avengers Assemble appearances I'm expecting it to not be as good…
Also because that's just too weird a incorrect spelling and it's bugging me, you mean profit. Prophet being someone who prophesises things.
If they balance the earth based stories with the non earth based stories they'll be better off. I think that if DnA had struck more of a balance between the two themes it would have worked better. That was the point of bringing Ironman to the team. Whose only going to be there for the first arc.
Here's the CBN review. Some how you always forget us.
McNiven's art and Ponsor's colors are nothing short of magnificent. You'd be hard-pressed to find better "photo-realistic" style art and eye-pleasing coloring in any comic book on the shelves today. That being said, if I had to criticize anything – it would be that Star-Lord has been rendered a bit too much the "twenty-something pretty boy" rather than the older, more seasoned and hardened look of times past. I actually prefer the older, seasoned, hardened look and feel to the character. I know this entire series is essentially a prequel to the 2014 movie – so the characters are being rendered to look somewhat like their movie counterparts, but it's hard for me to take this version of Star-Lord as seriously as previous versions as he looks like he should be modeling for GQ rather than leading a guerilla task force protecting Earth from incursions from the great empires controlling the local group of galaxies.
Let me pause to take some Pepto-Bismol before I talk about Bendis' writing, story direction, and characterization.
There – that's better. Thanks.
First off: What the hell is Iron Man doing in this book? I mean, I get it that he's the "gateway" character to lure Avengers fans into actually breaking out of their rut and trying Bendis' "Cosmic Avengers" – but his shoehorning into the book and storyline feels completely un-natural and un-necessary. He might as well be wearing a tee-shirt with "Gateway Character" written on it. I can tolerate and enjoy Robert Downey Jr.'s interpretation of the character in the movies, but I haven't cared for the comic book version of Tony Stark since Civil War. I'd go as far as to say that Stark's behavior during Civil War disqualifies him for any leadership position – much less a high-stakes one such as defending Earth from incursions. Plus, the "duck out of water" angle doesn't really apply to Stark as he's had many space adventures over his career. Finally, he just doesn't mesh well with the Guardians. I'm sure in upcoming issues we'll be treated to predictable clichés such as him putting the moves on Gamora. Maybe we'll get lucky and she'll kill him.
Next, what is it with the daddy issues? Why does every cosmic character have to be driven by daddy issues? Lack of creativity or originality perhaps? Besides – the daddy issues aren't even consistent with Star-Lord continuity. Jason and Peter settled their differences back in the 1970's storylines and even went adventuring together. How is it that Peter has been regressed in age/mentality by at least 10 years Marvel time and is back to having daddy issues? Seriously, I much prefer the grizzled smart-ass tactical genius from Annihilation and GotG Volume II to Bendis' watering down of the character in the name of mass market appeal.
Also, the gateway character himself – Stark – points out that there's numerous Avengers teams defending Earth. I'd add that there's S.W.O.R.D., SHIELD, X-Men, and numerous other heroes, teams, and organizations available to defend Earth. Why exactly are the Guardians needing to park in low Earth orbit? Isn't S.W.O.R.D already there? Isn't Earth well-protected enough? Wouldn't the Guardians be better placed back on Knowhere with access to the entire universe instantly at their fingertips? Shouldn't the title be changed to "Guardians of the Earth?" This Earth-centric focus is once again nauseatingly aimed at mass market appeal arising from Marvel Editorial's long-held belief that cosmic hasn't historically sold in high numbers because there's no market for stories set in space far away from Earth. Yeah – I remember back in the 70's when some said the same thing about Star Wars. Funny that the GotG movie is already being compared to Star Wars.
In terms of characterization, I'm wondering why in the world Peter is suddenly so concerned with Earth to the exclusion of the rest of the local group of galaxies. The same question could be asked of Drax, Rocket, Groot, and Gamora. What's their stake in this? Is it just loyalty to Peter? If so, that's sure a major change in characterization from Volume II. Also – where's the rest of the team from Knowhere? Intuitively – it seems they'd be better choices to round out the team than Stark.
In the final analysis – my whole problem with Volume III is that at best it's "GotG Light." That is – it has some of the same characters only softened, re-characterized as less mature, and apparently motivated for vastly different reasons than those presented in Volume II. Whereas Volume II was soaring space-based para-military science-fiction, Volume III is mediocre Earth-centric clichéd super-hero-ish fantasy. Volume III's Bendis-ification makes it pale in comparison to Volume II. With Gaiman taking over in a few issues – maybe it can be salvaged. Let's hope so
Matt, couldn't have said it better…. If you are a fan of the Valentino 90's squad or the 70's/800's team what is the hook here?
If you are a fan of the 2000's DnA reimagining what is the hook here?
Just copying the Green Lantern family idea of making Earth of galactic central importance isn't going to be enough. Adding Iron Man to the team isn't going to be enough. Alright Bendis, you got your job cut out for you. Most of Marvel Cosmic fans have already felt slighted and disrespected because of the disregard given to their stable of characters and history. Win us over… but seeing what you have done with Ultron I can only say.. *Gulp!*
800? of course I meant 80… sowwie
This issue was lacklustre. So lacklustre that Jake Earlwine and I both spent 12 minutes reading it at the LCS and then returning it to the shelf.


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New 24/7 Nurse Call Line
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The Juniata College Wellness Committee and CoreSource are confident that you will find MyNurse24/7 and The HealthCenter to be a useful service in helping you and your family to make the most appropriate decisions about your health and medical concerns, and get the best possible care.


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May – Albums of a Lifetime
Join Shelley for this popular class, Album of a Lifetime! Her projects are filled with decorative pages and embellishments that are the perfect way to preserve that special memory in your life. For May Shelley has two kit options for you! Choose from a Graduation or a Father's Day theme! Albums holes will be punched prior to class. TWO kits can be completed in ONE class.
Sat- May 12th: 10:30am – 1:30pm
Thurs- May 17th: 5:30pm – 8:30pm
Sign-up online to save 10% on this $38 class!


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Western Europe
IMPEL, the European Union Network for the Implementation and Enforcement of Environmental Law, is an international association of environmental authorities in Europe. The network is committed to contribute to a more effective application of EU environmental law by capacity buiding, awareness raising, sharing good practices, providing guidance and tools, enforcement cooperation and giving feed back to lawmakers and regulators on the practicability and enforceability of environmental legislation.
- Visit IMPEL's website at http://impel.eu/.
- Review the paper on IMPEL, Networking in Europe: How Networking and Cooperation have Helped Respond to Environmental Compliance and Enforcement Challenges in Impel Member Countries.
Key Activities & Publications
Concerted Public and Private Approaches to Respond to Illegal Shipments
Illegally shipped waste poses a large risk to the public health and[…]
Exchange of Nigerian Inspectors to Antwerp and Bremen Ports
From 10-14 October 2011, Nigerian officers visited their colleagues in Antwerp, Belgium, and[…]


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Gay-rights supporters present 1.4 million signatures at Boy Scouts headquarters in Irving
Staff Writer Scott K. Parks reports:
This morning, a group representing gay Boy Scouts and Scout leaders presented petitions urging the Boy Scouts of America to rescind its ban on gay members.
Those taking part in the presentation of signatures included Will Oliver, a 20-year-old gay Eagle Scout from Duxbury, Mass.; and Eric Andresen, the father of a gay Scout who was denied his Eagle Award.
Oliver said he found Scouting to be a refuge during the teen years when he was coming to terms with his sexual orientation. He did not reveal that he was gay until after he had received his Eagle Award.
He said the Scouts' discriminatory policy forces gay youths to conceal their true identity.
"Tomorrow and the next day, you must do it again and again and again," he said.
"It is time for this archaic policy to end."
Andresen fought back tears as he talked about his 18-year-old son, Ryan, who completed the requirements to become an Eagle Scout but was denied the honor because of his sexual orientation.
"It hurts so much to witness what Ryan has been through, because he does not deserve it," the father said
Those opposed to the policy gathered outside the Boy Scouts of America national headquarters on Walnut Hill Lane near MacArthur Boulevard in Irving.
No one from the Scouts came out to speak with the demonstrators or to address the issues they raised. One member of the gay-rights group brought the signatures inside the Scouts building and left them there.
The demonstration occurred as the Scouts' Board of Directors is meeting for three days in Irving. The organization said last week that the board would consider a proposal to allow local Scout councils to determine whether to accept gay Scouts and gay leaders.
The board meetings are private. As we noted last week, there is no guarantee that the board will even take up the question of the gay ban, much less act to modify or rescind it.
On Sunday, President Barack Obama told CBS that he supports an end to the ban on gay Scouts.
"My attitude is that gays and lesbians should have access and opportunity the same way everybody else does in every institution and walk of life," he said.
"The Scouts are a great institution that are promoting young people and exposing them to opportunities and leadership that will serve people for the rest of their lives. And I think nobody should be barred from that."
A day earlier, Texas Gov. Rick Perry, an Eagle Scout, said the no-gays policy should not be changed. To do so would be to capitulate to the whims of "popular culture," he said.
"Hopefully the board will follow their historic position of keeping the Scouts strongly supportive of the values that make Scouting this very important and impactful organization," the governor said.
"I think most people see absolutely no reason to change the position and neither do I."


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ACROSS the street I notice a man dressed all in black and wearing dark glasses that concealed his eyes. He just pulled up sharply on a motorbike.
He starts reaching into a kit bag just six feet away from the hundreds of couples waiting in line. I tense up thinking after the events in Norway last weekend, because no one who's hated by extremists can afford to take chances these days.
He looks at us all with an expression that's hard to read and then he pulls out a huge Nikon camera and starts photographing the happy crowd. "
Congratulations!" he shouts and we all answer together, "Thank you!"
Then he drives off into the traffic smiling. As Bono put it, it's a beautiful day.
PHOTOS - Historic first gay weddings in New York City - photo gallery


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Researchers Wrestle with When to Make...
As Translational Medicine Data Become More...
Maximum Depth Sequencing Has the Potential...
From the Quagmire to Savior and...
Merck KGaA's life science division EMD Millipore negotiated a license to distribute Plasticell's fully-defined serum- and xeno-free osteogenic medium for research applications. Plasticell retains rights to market the medium for commercial applications.
The culture medium for mesenchymal stem cell differentiation has been developed using Plasticell's flagship bead-based Combinatorial Cell Culture (CombiCult™) platform, which tests millions of random combinations of cell culture variables in parallel to discover optimal laboratory protocols for the differentiation of adult or pluripotent stem cells.
To develop the optimized osteogenic medium CombiCult was used to screen over 3,375 combinations of fully defined cell culture media, which the firm says was equivalent to hundreds of thousands of combinations of media components. "The formulation of this medium in under three months from start to finish is a clear demonstration of the capability of the CombiCult technology," comments Jey Jeyakumar, Ph.D., Plasticell's principal scientist.
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May 7, 2012
Nikon Corporation (KIMURA Makoto, President, Tokyo) announces that the Executive Committee decided today its recommendation for new appointments of Directors and Officers to be proposed to the ordinary General Shareholders' Meeting on the coming June 28, 2012 and the Board of Directors Meeting to follow it.
|Proposed title
|Current title
|Director, Member of the Board & Executive Officer
|OHKI, Hiroshi
|Executive Officer, Vice President of Core Technology Center & General Manager of Research & Development Headquarters, Core Technology Center
|Proposed title
|Current title
|Executive Officer
|KANAZAWA, Kenichi
|Operating Officer,President of Business Administration Center
|Executive Officer
|UMATATE, Toshikazu
|Operating Officer, Vice President of Precision Equipment Company & General Manager of Sales Headquarters, Precision Equipment Company
|Executive Officer
|KOSAKA, Tsuneo
|Operating Officer, General Manager of Production Headquarters, Imaging Company
|Proposed title
|Current title
|Operating Officer
|NAKAMURA, Atsumi
|General Manager of Business Planning Department & Bioscience Marketing Department, Instruments Company
|Operating Officer
|ODAJIMA, Takumi
|General Manager of Planning Department, Precision Equipment Company
|Operating Officer
|NAGATSUKA, Jun
|General Manager of Production Technology Headquarters, Core Technology Center
|Current title
|Representative Director, Chairman of the Board
|KARIYA, Michio
|Director, Member of the Board & Senior Executive Officer
|SUWA, Kyoichi
|Director, Member of the Board & Executive Officer
|KUMAZAWA, Masami
Michio KARIYA will be nominated as Corporate Advisor.
Kyoichi SUWA will be nominated as Counselor.
Masami KUMAZAWA will be nominated as Counselor.


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The accident happened just after midnight on I-25 north of the Tramway exit. Two vehicles were involved but no one was seriously hurt.
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My husband loves new books and he just picked up The Four Hour Workweek by Timothy Ferriss. Ferriss is a 29-year old wonder boy who's managed to create a deafening buzz in the marketplace with his book and his unconventional, rule-breaking philosophies.
He's also apparently Champion of the Universe at everything he attempts, not unlike 70's series super-couple Jonathon and Jennifer Hart (come on, you remember Hart to Hart, don'tcha??)
Television acting? He can do it. Tango? He can do it. Chinese kick-boxing? He can do it. Do you speak four languages? He speaks SIX! Oh ye mere mortals, I warn you do NOT try to outdo this young feller! Now I know I'm being a bit irreverent, I'm (mostly) teasing, and I admit I haven't read the book and I don't know if I will, but so far, Christmas Boy digs it. And typically, if he digs it, I know I will too, because I trust his judgment.
Anyway, this blog entry came about as we were having some lovely quality spouse time together last evening. (Ok, I was on one couch with my laptop listening to the new Bon Jovi album and he was on the other couch reading). He said to me, "Hey, here's something in this book that's right up your alley." So, like Gretchen Rubin or any other good wife would, I stopped what I was doing and tuned in.
In chapter 2 of the book (pages 34 and 35) Ferriss shares the insight that things in excess become their opposite.
He writes:
It is possible to have too much of a good thing. In excess, most endeavors and possessions take on the characteristics of their opposite. Thus:
(the following is taken directly from Less Is More, the book by Goldian VandenBroeck)
Pacifists become militants.
Freedom become tyrants.
Blessings become curses.
Help becomes hindrance.
More becomes less.
Too much, too many and too often of what you want becomes what you don't want. This is true of possessions and even time. Lifestyle design is thus, not interested in creating an excess of idle time, which is poisonous, but the positive use of free time, defined simply as doing what you want as opposed to what you feel obligated to do.
How do you do it?
I gotta say, I have no official opinion of the book or of Ferriss himself yet, but I do agree with this piece of wisdom. It goes hand in hand with my own theory of "less is more".
For example, sometimes too much organizing causes chaos because we're focused on creating perfectly, ultimately, UBER-organized systems, the maintenance of which creates an even bigger time suck than we had before we got organized in the first place.
What do you think? Check out Ferriss' blog, but before you do, tell me… do you subscribe to the theory of less is more in your life? And if so, how do you do it?


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The city of Meridian has placed new signs promoting the Jimmie Rodgers Museum in Highland Park.
The reason is to better showcase one of the city's tourist attractions.
Decades after his death, the Father of Country Music still draws fans from as far away as Australia.
The Mississippi Economic Council brought a group of visitors through Friday.
"This is economic development at its best," said Mayor Cheri Barry. "And we want to continue promoting Meridian, working together in partnership with the Jimmie Rodgers Foundation and promoting the good things about Meridian, Miss., so that our state will see just what we have to offer."
"We have what has been called a creative economy. And Jimmie Rodgers is certainly a part of that creative economy," said Rebecca Combs-Dulaney, MEC member and CEO of the Phil Hardin Foundation.
The Mississippi Economic Council also toured other parts of the city and the Dentzel Carousel at Highland Park.


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House price rises a 'good thing' (From Congleton Guardian)
House price rises a 'good thing'
1:20am Wednesday 2nd April 2014 in © Press Association 2014
It is a "good thing" that property prices are rising, the housing minister has said.
Kris Hopkins said he and other homeowners "expected" their values to increase.
But he denied the Government was fuelling hikes with policies such as Help to Buy - and insisted more homes had to be built.
Mr Hopkins was pressed repeatedly on the BBC's Newsnight to say whether or not sharp increases in the market were positive.
"I think yeah," he told presenter Jeremy Paxman. "I bought a house and I expect the value to rise, and I'm sure you did as well."
Mr Hopkins said rises were "certainly part of the market", but stressed that prices were still well below the pre-credit crunch highs.
"We are nowhere near the peak at this moment in time," he added.
The Tory MP argued that Help to Buy - which has seen the Government step in to underwrite deposits - only accounted for 0.5% of transactions in the last quarter of the year.
But he accepted that the country was "woefully short" in terms of housing supply.
"I don't agree with the fact that we are stoking demand, I certainly agree that we need more housing," he said.
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9:11am Wed 2 Apr 14
varteg1 says...
That is the twisted logic his party has been addressing re the housing situation for the last few decades, ever since the Tory led mantra of the UK becoming a home owning democracy so spouted by Thatcher et al.
The real logic would be to say, a house is NOT a cash cow. it is a place to live and to which all have a right.
But that would n ot fit well with the money mania created by the selfish and greedy that we have all of necessity had to become, in order to pay for a next house should we be required to relocate.
Altruism is dad, all that matters is making a profit, but the situation could be, if not reversed, certainly it could be halted by the simple application of a tax on any mark up when selling a house, the overall effect being to stablise the housing 'market', so that profiteering becomes far less of an imperative.
I refer of course to prime residences, not just secondary property, as far too much of the problems in potential 'bubbles' has been caused by primary residencies being excluded from taxation.
If it is deemed necessary to accumulate tax levels via VAT, I see absolutely no reason to exclude tax on all property transactions.
11:47am Wed 2 Apr 14
Jonn says...
12:57pm Wed 2 Apr 14
stardusziggy says...


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Harley-Davidson Reveals Latest 'Captain America' Motorcycle
Harley-Davidson and Marvel Entertainment unveiled the Breakout, a low-slung, chopper-like motorcycle during San Diego Comic-Con. The bike will be the signature ride for the Steve Rogers character's in "Captain America: The Winter Soldier."
The film, scheduled for release next April, continues a marketing partnership between Marvel and the motorcycle maker that began with 2011's "Captain America: The First Avenger." The companies have collaborated on a number of promotions that connect the bike with the superhero including the Avengers "Assemble Your Freedom" contest and the Iron Man 3 "Man & Machine" contest.
The motorcycle maker said Captain America has been riding Harley bikes since the character's early comic-book days. The Breakout, which is part of the company's Softail series, is meant to fit into the modern-day setting of the film while still reflecting the company's retro aesthetic.
Most important for Harley, inclusion in the film keeps its bikes on the marketing retail screens of potential customers who are younger and arguably more hip that its vast, traditional Baby Boom audience.
Historically the camera has loved Harley-Davidsons. The bikes have appeared prominently in many films from classics like "Easy Rider," "The Wild One" and "Electra Glide in Blue" to more obscure cult hits like and "Hell Ride" and "Stone Cold."
It is worth noting that Peter Fonda's Wyatt character in "Easy Rider" was also called Captain America and many motorcycle fans refer to the custom, stars-and-stripes Harley he rode as the "Captain America bike."


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Rhode Island native Anne Pasquale returns to Cranston�s Artists� Exchange� Thursday night with her one-woman show about her mentally ill brother, Bob.
Pasquale, who now lives in New York, tells through tears and laughter of growing up in Greenville with a brother whose condition made it impossible to invite friends over for a visit or go out to dinner. He would throw violent fits if things didn�t go his way.
�Everything revolves around the person with the illness,� said Pasquale last September when she played the Artists� Exchange for a weekend. Pasquale plays 20 characters in the show, including herself as a young girl, her Italian grandparents, doctors and people Bob met at the state Institute of Mental Health.
Bob, who is now in his late 50s and living in a group home, was diagnosed with a mental disorder resembling autism and schizophrenia when he was 3.
The show was greeted with such enthusiasm last fall that Pasquale decided to return for a month.
�Bob: Blessed Be The Dysfunction That Binds,� runs through June 30. The Artists� Exchange is at 50 Rolfe Square. Tickets are $15. Visit artists-exchange.org/bob.html. For more on the show, check out bobtheshow.com.
Channing Gray
Location, ST | website.com


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Michelle Obama says money in politics is bad, asks donors for 'big, fat check' – Washington Times
First lady Michelle Obama on Thursday night urged Democrats to "dig deep" into their pockets and "write a big fat check" before the midterm elections, but minutes later complained of too much money in politics.
This is an obvious mark of a psychopathic personality. Solipsism carried to such an extreme she is totally divorced from any need to make her ravings comport with reality. Or consistency. Or hypocrisy. Or any damned thing at all.


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See also below point 4.3 "Decisions according to the state of the file".
In T 897/03 the board held that a decision that leaves it to the appeal board and the appellant to speculate as to which of the reasons given by the examining division in different communications might have been decisive for the refusal of the application, could not be considered to meet the requirements of R. 68(2) EPC 1973 (see also T 652/97 and T 278/00, OJ 2003, 546).
In T 963/02 the board stated that if a decision was merely reasoned by a reference to a preceding communication, the requirement of R. 68(2), first sentence, EPC 1973 was only met if the communication referred to itself fulfilled the conditions defined in T 897/03 and T 278/00 above.


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Think about it for a moment.
Bill Belichick is the New England Patriots head football coach, and after Sunday night's Super Bowl game in Indianapolis, he may be part of a championship team (for the fourth time as NE boss) if the Pats can defeat the New York Giants.
Even if New England doesn't claim the trophy, it's still played on the biggest National Football League stage.
That's more than the Cleveland Browns can boast.
Sadly, the Browns are one of four NFL teams to have never competed in a Super Bowl. The others are the Detroit Lions, Houston Texans and Jacksonville Jaguars.
Even the Cincinnati Bengals have been there twice (and lost both times).
The thing is, on 59-year-old Belichick's football resume, he was once Cleveland's head man, from 1991 to 1995. The Browns even went to the playoffs in 1994, beating New England 20-13 before falling to the Pittsburgh Steelers 29-9.
Back then, Belichick's quarterback was Vinny Testaverde, who was not exactly a Tom Brady-type but a competent signal caller nonetheless.
Overall, Belichick's stint in Cleveland was unimpressive as the Browns were 37-45 - and 1994 was his only winning season.
After the 1995 campaign, as everyone knows, owner Art Modell moved the Cleveland franchise to Baltimore, and Belichick was out of a job. He actually resigned as the Browns head coach early in February 1996.
Cleveland didn't even field an NFL team for three seasons, from 1996 to 1998. And, when the Browns did return to the NFL in 1999, it was as an expansion team.
At that time, Belichick was employed by the New York Jets. The following year, 2000, he became the New England Patriots head coach - and the rest as they say is NFL history.
Life's journey sure does have a lot of twists, turns and bumps on the road, doesn't it?
And, you just can't undo what's been undone, like Cleveland moving to Baltimore, which won Super Bowl XXXV as the Ravens. Or, Belichick going on to enjoy much more success as an NFL head coach.
When you're watching Sunday night's game in Indianapolis on TV, and the camera focuses on Belichick on the sideline, it's very tempting to imagine him as the Cleveland coach (which of course he once was) and the Patriot players on the field as Browns.
Is that as close as the Cleveland Browns are going to get to a Super Bowl appearance?
Sure hope not.
Someday - and your guess is as good as mine - things will turn around in Cleveland, and the Browns will at long last take center stage at the Super Bowl.
Who knows, maybe it will even be against the New England Patriots and Belichick - if he hasn't retired by then.
Ron Johnston is the Marietta Times sports editor and can be reached at 376-5441 or at email@example.com


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BLOOMFIELD - Due to the quick thinking of two Stoddard County residents and a deputy being in the right place at the right time, three men are behind bars for mailbox vandalism.
According to the Stoddard County Sheriff's Department, Josh Battles, 22, of Dexter, Heath Hayes, 22, of Dudley and John Hayes, 21, of Poplar Bluff were arrested Tuesday and charged with a class D felony of first degree property damage.
"This has been an ongoing problem that the residents of Stoddard County have suffered for many years," Stoddard County Sheriff Steve Fish said. "Without a suspect person or vehicle, it is nearly impossible for deputies to solve these types of cases.
On Monday evening, one of the victims said he heard his mailbox get hit. When he ran outside, he then heard his neighbor's mailbox also being hit. The victim said he got in his vehicle to get a description of the suspect vehicle and then returned home to call the sheriff's office with the description and direction of travel.
Fish said a few minutes later, another resident three miles away called to report her mailbox had just been hit and her neighbor was trying to catch up to the suspect vehicle. The second victim also provided the sheriff's department with a direction of travel.
The sheriff said the information was relayed to a Stoddard County deputy who in a short time had stopped the suspect vehicle. He said the men were arrested after the weapon suspected of being used to hit the mailboxes was located in the back seat of the vehicle. Each suspect is being held in the Stoddard County Jail on $5,000 cash bond.
The sheriff's department also reported three arrests for class D felony endangering the welfare of a child. Tonya Bynum, 27, and Carla R. Pyles, both of Dexter and Cynthia K. Henderson, 30, of Bernie are in custody in the Stoddard County Jail. Their cash bond is set at $7,500 each.


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The Independent Investor: Supermarkets Evolve to Survive
We take our local supermarkets for granted. Like gas stations, there seems to one on almost every corner, at least in suburbia. With competition from a variety of sources, supermarkets have been forced to reinvent themselves and are doing a good job doing just that.
Historically, supermarkets are a low-margin business, barely eking out 1-2 percent profit margins annually. Even the "hot" areas of the grocery market, like natural. organic and gourmet food emporiums only command 3 percent to 6 percent margins but to the big store chains that's an attractive option.
In addition, the supermarkets industry is highly fragmented with the top 10 chains only accounting for 35 percent of the total number of grocery stores (although they account for over 68 percent of total industry sales in this country). In order to increase profitability, supermarkets are reinventing themselves and benefiting the consumer in the process.
Given that I'm the cook and grocery shopper in my family, I have some firsthand experience in shopping through this transition and so far I like what I see. Clearly your local megastore is going after the natural and organic food shopper. Most readers already know that you pay more for those items, substantially more in some cases. Have you also noticed that you are seeing more "local vegetables" right alongside those that are shipped in from elsewhere? If you are price conscious (like me) you might also notice the price difference. You could be paying as much as 50 cents more per pound for that locally grown spinach or kale but its fresh and you are supporting local farmers, right?
Supermarkets are adding other products and services where profits are far higher than that box of mac and cheese on sale every other week. Look for those "specials" to continue since middle and low-income shoppers account for 70 percent of grocery sales. Most shoppers tend to be price conscious and will switch if they feel that one chain's prices are better than another's. In fact, super stores are marketing their weekly special flyers with renewed effort. The name of that game is to get the shopper into their stores.
Since food shopping is essentially a sensory experience, the grocery store is hoping that once in the door the consumer will be susceptible to the siren call of other more high-priced items that promise a variety of convenience, culinary and even educational experiences.
More and more markets are adding pharmacies, bakeries, coffee shops as well as salad bars, chef-prepared entrees, brunch stations and gelato bars. And God forbid if you go shopping hungry. I fully acknowledge that the sushi bar or an impulse order of hot wings at the grocery store has replaced my occasional visit to a fast-food burger chain or restaurant. All of that adds meat to the supermarket's net profits.
Since I, like 92 percent of American adults, believe that eating at home is healthier (and cheaper) than eating out, my main objective in the supermarket is still shopping for fresh food. However, I'm frequently drawn to the seafood or butcher's counter where the slicing, dicing, marinating and stuffing has been done for me by the store's "sous chef."
These wily grocers are also bundling together other meal components right next to the meats and fish, which are easy to prepare and taste almost as good as my own, with a few finishing touches. I admit that on busy weeknights, going this route makes fixing dinner for two an easier and faster affair. Granted, I'm paying up for the pork roast with cranberry stuffing but still paying less than I would going out to eat. The supermarket's profit is much higher as a result.
I'm still not using the online applications that stores are offering. There are well over 1,000 apps offered by my iPhone right now and that number is growing exponentially each day. More and more establishments are offering lessons in everything from basic cooking to preparing for your next Super Bowl party. Healthy eating for you and the family, educational courses and advice in weight loss management, heart, diabetes, food allergies and even family mealtime management are now offered along with countess recipes and food guides.
The bottom line seems to me that we are all paying more while the supermarkets are making more as a result, but the added services and products seem to be a fair trade. That's a win-win for everyone.
Bill Schmick is registered as an investment adviser representative with Berkshire Money Management. Bill's forecasts and opinions are purely his own. None of the information presented here should be construed as an endorsement of BMM or a solicitation to become a client of BMM. Direct inquires to Bill at 1-888-232-6072 (toll free) or email him at firstname.lastname@example.com.
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The Independent Investor: Are You Ready for El Ni�o
It's that time again. Trade winds in the Pacific are blowing west to east, pushing warm water to the surface. In times past, those conditions created havoc with much of the world's weather creating everything from fires to floods, sometimes, in epic proportions. Some weather models predict this year's El Niño could rank among the worse.
El Niño ("boy child" in Spanish) has been around for a long time, but it was only in the early '80s that scientists realized the global impact of these events. Their potential intensity is difficult to predict because they interact with other natural climate factors, which can change the outcome.
Since predicting the strength of a potential El Niño is about as risky as predicting the direction of the stock market, the U.S. National Oceanic and Atmospheric Administration (NOAA) will only deal in probabilities. They predict an 85 percent chance that El Niño this year will be "strong." So far this summer the 2015 El Niño is about tied with the 1997-1998 El Niño in terms of intensity. That's a bit troublesome since the 1997-98 disturbance turned out to be a record-setting event.
The social and economic impact of an El Niño on the United States varies, depending upon where you live and the changing weather patterns. This year, we will feel the strongest impacts of El Niño in the fall and winter. Some of us could actually benefit somewhat, depending upon where you live.
In New England, one can expect a milder winter than average. Snowfall should be less and winter temperatures above average, although we could still experience a few Nor'easters, especially in the beginning and end of the season. The East Coast, overall, should see a much calmer hurricane season. That would be good news in terms of lower heating bills, storm damage, lower insurance claims and business disruption, especially in the retail sector.
Other areas of the country might not be so lucky. In general, summer agricultural crops in the U.S. and Canadian grain belts do well but winter crops not so much. Most often the weather change will bring cooler wetter winters to most southern states. A strong El Niño often brings heavy rains to places like Texas, the Southern Plains and California.
That might not be a bad thing if it breaks the horrendous drought that has strangled the food and farming economies in these areas for the past few years. The issue will be how much is enough? Back in 1997-1998, heavy rains created terrible flooding, mudslides and death, especially in California. In February 1998, a series of storms caused $550 million in damages and killed 17 people in California.
All in all, the U.S. tends to avoid the worst effects of El Niño, while countries in Southeast Asia, the Horn of Africa and Latin America bear the brunt of these weather patterns. I experienced those conditions first hand while visiting and investing in Peru, Indonesia and Papua New Guinea in 1997-1998.
In Peru, entire towns were wiped away in terrible landslides. Mountains literally tumbled into the Pacific Ocean, burying everything in their path. Fires in Indonesia were so bad that the entire region was blanketed by haze and smog that left your clothes and skin black with ash. These uncontrolled fires decimated crop production in one country after another causing poverty, starvation and ultimately social unrest.
The decline in food production by so many nations had a beneficial impact on our own farming exports but at the expense of so many others. Hopefully, this time around, if El Niño is as bad as some predict, governments in those potential danger areas will be more prepared. But how much they can do, aside from controlling the customary slash and burn style of agriculture, is questionable.
There is no guarantee that this El Niño will develop into another record-breaking event. But temperatures to date this year are already far above average around the planet and many weather models are predicting that 2015 will be the warmest year on record. That simply increases the odds that this boy child of a weather pattern could evolve into a real temper tantrum of nature.
Bill Schmick is registered as an investment adviser representative with Berkshire Money Management. Bill's forecasts and opinions are purely his own. None of the information presented here should be construed as an endorsement of BMM or a solicitation to become a client of BMM. Direct inquires to Bill at 1-888-232-6072 (toll free) or email him at firstname.lastname@example.com.
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The Independent Investor: When 'No' Means 'Yes'
A Greek referendum less than two weeks ago delivered a resounding "no" when voters were asked to approve the European Community's austerity ultimatum in exchange for a new bailout. While Grecians danced in the streets, global markets tumbled, but fast forward 10 days and we now face an entirely different set of outcomes.
Today the Greek parliament approved an austerity program much tougher than the one they originally rejected in the referendum vote. It was approved by 229 votes out of the 300-seat chamber. In a showdown with the EU, it was either pass the package or get booted out of the Euro.
You may need a little background in order to understand this about face by the Greeks. Greek Prime Minister Alexis Tsipras has spent the last six months deliberately stalling while negotiating in bad faith with the "Troika" (the IMF, EU and ECB). When it appeared that the other side was getting close to agreeing on some of his demands, Tsipras walked out while calling for a referendum. That deliberate act of sabotage was supposed to force the Troika to agree to even more concessions on the back of a "no" vote. Instead, it did just the opposite.
Tsipras' theatrics convinced the Troika that they were dealing with damaged goods and that the era of conciliation was over when it came to dealing with Greece and its problems. There would be no more emergency money. Greek banks would remain closed as would the stock market. If default and an exit from the Euro were the outcome, so be it.
Germany's Finance Minister Wolfgang Schauble, who had become increasingly cynical of the on-again, off-again, negotiating tactics of the Greeks, floated an idea in last weekend's emergency session of the EU in Brussels that would kick Greece out of the Euro in what he called a "five-year time out." Although not all EU members agreed with the idea, enough did. The statement signaled that Germany had had enough. Either Greece was going to toe the line or it was going to experience a financial and economic meltdown.
Tsipras was given until the middle of this week to convince his nation's parliament to pass a series of austerity measures that went beyond those already rejected in the referendum vote. Some of these changes include rules and regulations that would make it easier to fire employees, the end of some protectionist measures that would open up multiple markets including pharmaceuticals and diary products, as well as the creation of a privatization fund whose proceeds would be earmarked to pay down debt.
In order to comply, Tsipras found himself in the unenviable position of enlisting the aid of the opposition parties while fighting his own hardline supporters in the Syriza party. In the meantime, a confused and disillusioned populace wonders how and why their leaders have sold them down the river. It would appear that even though the beleaguered Prime Minster was successful in this latest turnabout, his days as a leader are numbered. The EU has already cast their verdict, Tsipras cannot be trusted. His own party will likely call for new snap elections and a no confidence vote regardless of the outcome of this austerity deal.
In hindsight, the flawed tactics of Tsipras and his newly-elected, left-wing Syriza party were typical of a group of amateurs trying to play Game of Thrones with the likes of Germany's Angela Merkel and Christine lagarde, director of the IMF. Unfortunately, the entire charade has left the leading actors somewhat tarnished as a result. Germany and the other members of the EU, an organization founded on the principals of democracy, harmony and peaceful unification have just engineered "one of the most brutal diplomatic de-marches in the history of the European Union" as a front-page story of the Wall Street Journal described it.
Greece is left with an economy at a standstill, an exploding debt load with no real way to pay its creditors and a population, already drowning in austerity measures, facing even worse. Do I think that the worst is over for Greece and the EU? Not by a long shot.
Bill Schmick is registered as an investment adviser representative with Berkshire Money Management. Bill's forecasts and opinions are purely his own. None of the information presented here should be construed as an endorsement of BMM or a solicitation to become a client of BMM. Direct inquires to Bill at 1-888-232-6072 (toll free) or email him at email@example.com.
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The Independent Investor: Same-Sex Marriage Good for Business
Last week's Supreme Court decision to legalize gay marriage at the federal level was greeted with a sigh of relief by most large companies. It also makes my job a lot easier as well. Here's why.
Previously, the myriad laws that allowed or disallowed gay marriage cost the private sector at least $1 billion annually. Over two-thirds of Fortune 500 companies were offering health and retirement benefits to same-sex partners in states that did not recognize their marriage. That incentive became a nightmare for human resources departments throughout the country that tried to square their practices with that of the states.
Spousal benefits for employees' same-sex partners were also more expensive, since some states and the federal government taxed those fringe benefits for gays, while heterosexual married couples were tax-deferred. That caused many same-sex employers to offer gay employees a bigger salary to compensate for these tax costs.
Companies also have had a harder time recruiting workers with same-sex partners to states where their marriage isn't recognized, where varying laws require corporations treat same-sex marriages differently depending on the state.
From my own experience, advising clients in same-sex relationships to plan for the future has been extremely difficult. In addition to the confusing and contradictory nature of state laws in regard to gay marriage, the federal government has also been a Gordian knot of confusion. Regulations and interpretations of same-sex marriage were handled differently depending on the government agency. Different bureaucracies, whether in Veterans Affairs, the Department of Labor, Social Security and even the Railroad Retirement Board had all devised different interpretations of what constitutes a gay union and its benefits (or lack thereof). In addition, there are more than 1,000 federal laws and regulations that currently apply to married couples and these same laws will now need to be reviewed and re-evaluated with all couples in mind.
The Supreme Court ruling now allows our LGBT clients to simplify what had been complicated estate plans, including trusts and living wills. Since same-sex marriages will be viewed the same as other marriages, much of the estate planning can now follow a more standardized process. Spousal beneficiaries of pension plans, 401 (k) and other tax-deferred and IRA plans, as well as spousal health insurance benefits, will no longer be in question.
Some sources have guesstimated that the same-sex decision could generate as much as $2.6 billion in an economic windfall over the next three years. The $51 billion a year wedding industry should see a boost in business for sure. Others calculate that the tax savings from reporting a combined income and other cost savings by the LGBT community will result in additional consumer spending.
Economic benefits aside, last week was a great week for Americans, in my opinion. The court's upholding of Obamacare, the 5-4 decision in favor of gay marriage, and witnessing the families of the Emanuel African Methodist Episcopal Church forgive the alleged murderer of its family and congregation members were all momentous events. This week, I'm proud to be an American.
Bill Schmick is registered as an investment adviser representative with Berkshire Money Management. Bill's forecasts and opinions are purely his own. None of the information presented here should be construed as an endorsement of BMM or a solicitation to become a client of BMM. Direct inquires to Bill at 1-888-232-6072 (toll free) or email him at email@example.com.
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The Independent Investor: Tiny Houses Gain Appeal
In this era of tight credit, high-priced McMansions and rapid life-style changes, the American Housing Dream may no longer be defined as a three-bedroom homestead on half an acre.
For many Americans of all ages, there is a movement afoot to downsize their living space dramatically.
The typical American house is around 2,600 square feet. Until recently, builders were taking the "barbell approach" by building bigger and bigger homes at one extreme and smaller and smaller apartments on the other. This trend, I suspect, largely reflected the growing disparity toward higher income inequality in this country. The rich, builders reasoned, wanted and could afford the sprawling monstrosity with the private drive and manicured lawns, while the poor were happy to have a roof over their head.
But more and more Americans are "going tiny" for a variety of reasons. No question that buying a typical small house or even a trailer that measures 100-400 square feet is decidedly cheaper than a regular home. Most of us spend 1/3 to 1/2 of our income over a minimum of 15 years paying off the house. In contrast, over 68 percent of those who own tiny houses have no mortgage. As a result, over half of tiny house people accumulate more savings than other Americans.
Homes also require a lot of time and effort to maintain. It is one of the main reasons that retirees are "downsizing" but that is not the only reason. Aside from the on-going expense, environmental concerns, such as fuel consumption, also play a part in that decision. More than 80 percent of greenhouse gas emissions during a home's 70-year life are attributed to electricity and fuel consumption. In addition, many Americans are going through life-style changes. More and more of us Baby Boomers are embracing the fact that we can live far more comfortably in a smaller place.
And it is not just the oldsters who are joining the tiny movement. The Millennial population, which is transitioning from cozy student housing and small apartments, do not have the "bigger is better" expectations of their parents. Their preference is walkable convenience, smaller, more innovative abodes that allow for hi-tech convenience and less time and effort on the upkeep.
The younger folk want to ride or walk to work, be surrounded by shared amenities like fitness centers, a comfortable neighborhood and other amenities outside the home. It may be why only two out of every five tiny homeowners are over 50 years old. Tiny house owners are also twice as likely to have a master's degree and earn a bit more than the average American.
In addition to tiny houses, some mobile entrepreneurs and millennials are choosing trailers as a viable alternative to tiny homes. Like many retired Baby Boomers, Millennials fashion themselves as footloose and free, able to work for themselves, whether in the high-tech world or in the service industry. To them, the RV is made to be moved, aerodynamic in form, much cheaper than a house and without the building codes, insurance and other legal stuff that conflicts with their lifestyle.
One popular made-in-America brand, Airstream, is the current rage of young entrepreneurs attracted to the retro-look and feel of the aluminum trailers. The company can't keep up with the current demand. Recently Airstream partnered with the Columbus (Ohio) College of Art and Design to create a camper with a workspace and living area marketed toward 20- to 30-year-olds whose jobs don't tie them to a specific place. Airstream is currently evaluating the design for possible new product introductions.
Bill Schmick is registered as an investment adviser representative with Berkshire Money Management. Bill's forecasts and opinions are purely his own. None of the information presented here should be construed as an endorsement of BMM or a solicitation to become a client of BMM. Direct inquires to Bill at 1-888-232-6072 (toll free) or email him at firstname.lastname@example.com.
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YORK, Maine — Due to Tuesday's microburst storm, the York Department of Public Works is opening the town's transfer station on additional days and extending the hours to take in tree and other debris.
The Witchtrot Road recycling facility is open from 7 a.m. to 4 p.m., today July 17, and also on Friday, July 18.
The facility is usually open from 9 a.m. to 4 p.m. Wednesdays and Saturdays.
Normal hours will return on Saturday, according to DPW Director Dean Lessard.
Location, ST | website.com