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Cases from the PRC Hotline:
October 1996 - September 1997
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Credit Reporting | Debt Collection Practices | Insurance | Social Security Numbers | Merchant Information Gathering | Unwanted Mail | Telemarketing | Fingerprinting | Medical Records | Government Records | Workplace | "Smart" Phone Features | Identity Theft
Too young to be solicited
Frank's son, age 10, received a pre-approved offer of credit in the mail. Frank traced the solicitation back to the national athletic organization that oversees the swimming program that his son participated in. Angered that the organization would release the names and addresses of its young enrollees, Frank disenrolled his son from the program. 02-160-97
Illegitimate access to his credit report
Jim's ex-wife knew someone in a carpet store who had access to the computer terminal that is used to retrieve customers' credit reports from the credit bureau. She convinced the store employee to retrieve her former husband's credit report three times, even though such access would be illegitimate since no "permissible business purpose" was involved. She wanted to determine his financial status for matters related to their divorce settlement. The credit bureau, which had detected the illegitimate access, said it would write a letter to the carpet store regarding its illegitimate activity. 07-x-97
A car dealership "helps out"
Helen's ex-husband was able to talk the local auto dealership into pulling Helen's credit report. Information obtained from the report was used against her in their divorce proceedings. Helen sued her husband for illegitimate access to the credit, but she lost the case. She appealed the case to a higher court. 07-x-97
More than just friends and family
Sara's home was badly damaged in the Northridge earthquake. She had to vacate the premises so that repairs could be made. The phone company was unable to find her new address in order to mail the final bill. They eventually sent her bill to the company's collection department. Some of her colleagues from work were subsequently notified by the collection agency. They told Sara that the collection department had inquired of her whereabouts. Sara wondered how the collection department knew who her work colleagues were. The phone company's collection department told her that they had access to the telephone numbers she had dialed before she moved, and that they used that information to contact individuals with whom she had been in contact by phone. Sara was outraged that the phone company could use her telephone call lists for this purpose. The PRC discovered the loophole in the law that allows such usage. Sara was encouraged to write to the California Public Utilities Commission to voice her outrage over the phone company's privacy-intrusive procedures. 07-013-97
Surveillance on a worker's comp case
Flora filed for worker's compensation due to an on-the-job injury. The insurance company hired an investigator to follow her, her young children and her friends. The investigator sat in his car outside her home and waited for her to step outside. He followed her to her doctor's office, the bank, the grocery store, her daughter's school and so on. When she complained to her own attorney about being followed, he said this was allowable and was common in such cases. 07-E-97
How did they get his number
Del received a solicitation in the mail offering him a second trust deed on his home, the proceeds of which could be used as a loan for home improvements, credit card balance or other purposes. He was angered to notice that his Social Security number was printed next to his name on the solicitation. He wondered how this direct marketer could have obtained his SSN. He wrote a letter of complaint to his Congressman. 01-x-97
The $1 million dollar Social Security number sweepstakes
The bold print of the solicitation Jane received in the mail said: "Examine the number below. If it matches your Social Security number, you are a 1st round Cash Winner in CVP's $1 Million Dollar Social Security Sweepstakes." Sure enough, the number printed on the letter was her own Social Security number. Jane contacted the consumer reporter of her local newspaper to complain about this company's access to her SSN. 02-x-97
The alumni association can always find you
Linda did not keep up with the college she graduated from many years ago. She was surprised when the college's alumni association was able to locate her. When she investigated, she found out that the university had given her Social Security number to its alumni association. The association, in turn, obtained her current address by purchasing the "credit header" from a credit bureau. She would like to sue the college for releasing her SSN to the alumni association. (The "credit header" is the portion of the credit report that is not governed by the Fair Credit Reporting Act. It contains name, name variations, address, former addresses, year and month of birth, and Social Security number. The credit bureaus sell credit header data, and it's used primarily for locational purposes.) 04-144-97
Cellular phone companies want your SSN
The PRC has received complaints from several consumers throughout California who are attempting to obtain cellular phone service. Most such companies require that applicants divulge their SSNs. When individuals refuse, they are told they cannot have service. 04-x-97
Coercion is the game
The PRC has observed the growing use of coercion by entities asking for SSNs. Cellular phone companies (see previous case) are but one example. Here a couple more:
Junior lives in a rural area. When his trash was not picked up he called the waste management company to inquire why. The company asked him for his SSN. He refused to give it to them. They in turn refused to pick up his garbage. 6-x-97
Ellen, a staff member of the consumer fraud division of the District Attorney's office, called the PRC regarding the practice of a landlord of an apartment complex for senior citizens. One of the tenants complained to her office that the landlord is now requiring that all tenants write their Social Security number on their monthly rent checks. If they refuse to do so, they will be asked to vacate.
Employers' misuse of SSNs
Barry is an air traffic controller for a major U.S. airport. His employer is the Federal Aviation Administration. The FAA recently distributed the full names and SSNs of all controllers to one of the airlines without the knowledge or consent of anyone. When the FAA was questioned about this practice, the controllers were told the numbers are going to be used on security cards. 07-x-97
Drew complained to the PRC that his employer is using the SSN as an employee identification number. It will be used on medical benefits cards and various documents. He is concerned that human resources personnel and other individuals within the company have access to it. Worse, clerical staff have recently been given laptops which they can take home with them. The laptops have all been loaded with the employee database, which includes the SSNs of all employees. He is worried about the security of this information. 07-x-97
A police officer's complaint
Tim is a police officer. He was shopping at a supermarket and wanted to rent a video from the store's video collection. The clerk asked for his phone number. He refused to give it because it's unlisted (most police officers maintain unlisted numbers for personal security reasons). The supermarket refused to rent him the video, even though his check for $200 worth of groceries had just been accepted by the same clerk. 01-057-97
The drug company knows his ailments
Ken received a solicitation in the mail from a pharmaceutical company. The ad indicated that the company knew which heart medication he was taking. The ad suggested that Ken talk to his doctor about switching to their medication. Ken asked how they knew he was taking that specific medication. He was told they received it from the marketing data company Metromail and that he must have filled out a survey with that information on it. Ken has no memory of having filled out such a survey. 12-109-96
The maternity clothing store sold their names
Jack and his wife shopped for maternity clothes to prepare for the upcoming birth of their baby. The maternity clothing store wanted their names and address. When Jack asked that their names not be sold to marketers, they were told that they never sell such data. However, Jack and his wife soon began receiving baby-related offers in the mail. When he traced the solicitations back, he discovered that the maternity store indeed had sold their name. 02-001-97
Did the hospital release her name?
Janet was a patient in a hospital that specializes in the treatment of cancer. The hospital is associated with a university. She received a mail solicitation from the university for its legacy trust, and was invited to leave a gift to the school in her will. Since she wasn't an alumnus of the university, she wondered how they got her name. She suspected that the hospital may have released the names of individuals who had been patients at their facility. But she wasn't able to verify it. 05-226-97
A pharmacy that's all too helpful
Barbara received a letter from the drug company that manufactures a well-know pain reliever. The letter made reference to her own pharmacy by name. Barbara was upset that her pharmacy would have released her name, and the names of other clients, to a pharmaceutical company without permission. When she called the pharmacy, she was told that the pharmacy didn't release their clients' names. Rather, they did the mailing for the drug company. The explanation by her pharmacy was not enough to quell Barbara's concerns about the violation of her privacy. 08-x-97
A psychic has a hot tip
Gloria was greeted with the following message on her telephone answering machine when she got home from work one evening. The caller was a man with an authoritative, urgent tone to his voice. "Something BIG is going to be happening to you VERY SOON. You need to call us RIGHT NOW. Call our psychics directly at 1-900-xxx-xxxx. WRITE IT DOWN. Hang up and call this number RIGHT NOW. Our real psychics need to tell you this information NOW. Call NOW, 1-900-xxx-xxxx." Gloria was very upset at receiving this message. The PRC told her it was a violation of both California and federal law, and referred her to the California Public Utilities Commission and the Federal Communications Commission. 6-x-97
Some long distance companies are aggressive telemarketers
The PRC has received several calls from consumers complaining about persistent telemarketing efforts by long distance companies. The Garcia residence switched long distance service to another carrier. In an attempt to win them back, AT&T called their home several times, sometimes as many as two to three times in an evening. We told the Garcias of the Telephone Consumer Protection Act, and the option of taking the telemarketer to small claims court for not honoring their "don't call" requests. 7-057-97
Objecting to being fingerprinted when cashing checks
Many banks and some merchants in California instituted fingerprinting requirements in 1997. Several individuals have called the PRC to complain about this practice. They consider the taking of fingerprints to be a violation of their privacy. They wonder what will be done with the fingerprint in the long run. Wells Fargo Bank, for example, requires that a fingerprint be placed on the front of the check when it is being cashed by someone who is not a customer of the bank. And as many as 20 Von's supermarkets in California are requiring the fingerprints of everyone who writes a check. Customers are told that their checks will not cashed unless the fingerprint is provided. Even though the customers have several types of identification which they are willing to provide, their checks have been refused when the individual does not provide the fingerprint. When asked why fingerprints are being required, they are told that it is to deter fraud. 3-x-97, 8-x-97
[See the section on "Unwanted Mail Solicitations" for additional medical records cases.]
A cozy relationship between his employer and the HMO
Ben and Ginny, a married couple, have both worked for the same large company for over 25 years. They had some legal problems with their HMO (health maintenance organization) and filed suit against it for malpractice. Ben was up-front about this situation with the personnel department of his employer. Without authorization, the employer, which is one of the largest clients of the HMO, obtained legal and medical information about them from the HMO, including sensitive information about the emotional condition of Ginny. Many of their co-workers now know details of their medical condition. Ben is suing his employer for invasion of privacy. He has since been demoted from a management position. 11-038-96
Errant faxes from the local hospital
Mary's home fax machine happens to have a telephone number similar to the fax machine of a health care facility. On several occasions the local hospital has faxed patient records to her home, meant for the health care facility. Even though Mary has called the hospital several times to warn them of their error, they continue to make the mistake. 03-100-97
The dentist refused him service
Ted had been a patient of the same dentist for 10 years. Recently, the dentist began requiring that all patients provide him with their Social Security numbers and other information, such as bank account numbers and spouse's SSN. Ted has always paid by check, even paying up front, and has never written a bad check. He refused to provide this information to his dentist and offered to start paying in cash. But the dentist refused to serve him any longer unless he provided the information. 03-239-97
The fax was meant for someone else
The PRC received a lengthy fax from a mental health facility in another state. It was obvious that a wrong number had been dialed and that the fax was meant for a doctor who had been caring for a certain patient who was about to be released from the facility. The fax contained a great deal of information about the patient. The cover letter on the fax did not include a confidentiality statement.* Nor did it provide a telephone number and name to be called in case the fax was sent to a wrong number. The PRC attempted to call the individual named on the fax cover sheet. A voice message was left with that person which explained the receipt of the fax. That individual never returned the call to instruct us on the disposition of the fax. 6-x-97
* A typical confidentiality statement for fax cover pages is as follows:
"The information contained in this facsimile is privileged and confidential. It is intended only for the use of the individual(s) or entity named above. If you are not the intended recipient of this facsimile, or the employee or agent responsible for delivering it to the intended recipient, you are hereby notified that the dissemination, distribution or copying of this facsimile is strictly prohibited. If you have received this facsimile in error, please notify the sender immediately by telephone and destroy this document."
Should county records be on the Internet?
Bettina reported to the PRC that the real estate transaction records of a county in Arizona were about to be placed on the Internet. She noted that such records are public, and that anyone can walk into the county administration building and look up the records. But she was concerned about the ease of access afforded by the Internet. Bettina herself is a community activist who sometimes takes unpopular positions. She does not want her home address to be readily available. She also expressed concern about law enforcement officers who own property. Their home addresses would also be exposed unless they put their property in a trust. 6-x-97
Can one's driver's license be photographed without consent?
Elsa bought several pieces of furniture at a furniture store. When she paid by check, she was asked to show her driver's license. When the clerk took the license from her hand, he placed it on a pre-marked spot on the counter. Elsa looked up and saw a camera on the ceiling. She complained that her driver's license had been photographed without her permission. Elsa canceled her order of $1,000 and left the store. She followed up by writing a letter of complaint to them and to her legislator. She called the PRC to find out if it is against the law to photograph a driver's license. We learned that it is unlawful to take a photo or make a duplicate of a California driver's license such that it can be mistaken for a valid driver's license (California Vehicle Code 14610). 05-231-97
Is there a blacklist?
Yolanda was an engineer in the defense industry. She filed a sex harassment suit against her employer several years ago. The defense attorney told her that she'd "never work in the industry again." Indeed, Yolanda has not been able to find work in her field since then. She wonders if there is a blacklist available to defense industry employers that is keeping her from finding work. 11-117-96
The employer is asking too much
Patty is seeking a promotion in her job with the county. She was shocked when asked to sign a waiver allowing the personnel department to conduct a background check. She felt the waiver was far too broad, and sent a copy to the PRC. Here is what it says: "This authorization includes, but is not limited to, information, records, statements, and opinions pertaining to my employment, military service, financial status, criminal conviction, child abuse investigations, driving, or educational histories including, but not limited to, academic achievement, attendance, disciplinary records, performance ratings, complaints or grievances filed against me, and information of a confidential or privileged nature....This authorization...is valid for a 24-month period from the date indicated below..." Among other things, she objected to the open-ended nature of the release form ("...includes but is not limited to..."). 3-x-97
He's repeatedly turned down for work
Bernard was a successful construction contractor for many years. He was seriously injured in 1990 and had to leave his career to be retrained for desk work. When he completed training, he attempted to find work. Even though he has excellent credentials and references, he has not been able to find work for several years. He has often been interviewed, sometimes several times by the same employer. But at the moment when he thinks a job will be offered, he is declined. Bernard wonders if, in the background check process, the record of his brother is mixed with his. He has a twin brother with a similar name whose Social Security number is only one number different from his own. His brother is a drug addict and felon who has spent time in prison. When Bernard has asked personnel officers why he has been turned down, he has not been given an answer. The career counselor from whom he has sought help has advised him that it is useless for him to continue to find work until he can determine the reason for his repeated denials. But unless he can actually be given access to the information that his employers are seeing, he fears he will never know. 5-x-97
The all-knowing computer
Josephine Jones' home loan is with a Texas mortgage company. She called their 800 number to inquire about her loan. Instead of a live human on the line, she got a recorded message. She was shocked when the recorded voice said "Hello Mrs. Jones, what is your account number?" The recording then proceeded to give her specific information about her loan. Josephine was troubled by a couple of things. How did the recorded message know her name? And why were there no additional security precautions taken to prevent someone else from obtaining information about her loan. To answer her first question, we explained that when you call an 800 number, the recipient of the call can potentially know who you are because of a technology called Automatic Number Identification, or ANI. The company's phone system is linked to a computer data base containing phone number and account information. The phone system recognizes the incoming phone number and links it with the name and account information in the computer data base. Regarding security, the mortgage company probably assumes that anyone calling from your phone number is entitled to the account information, a shaky rationale at best. 08-293-96
She wants to block the Call Return feature
Caroline is a psychologist in private practice. She received a call from a client and wasn't able to return it until she got home later in the day. The client has a history of stalking. He used the Call Return feature (*69) and repeatedly called her home phone throughout the night. Caroline called the phone company to find out if the Call Return feature is blockable. She learned it is not. The phone company suggested she use the Call Block feature (*60) in the future to prevent him from calling her. But there would be a fee for this service, and it wouldn't be totally effective. Her client could use telephone service somewhere else and be able to ring through to her line. Another way to circumvent Call Return would be to make calls through an operator, but that would be an extra expense for Caroline. 09-188-96
Dishonest employees are doing a number on their victims
Employees of a cellular phone company used customer data to create fraudulent accounts. The bogus accounts were used by them and their friends to ring up thousands of dollars in calls. Some of the victims have hired attorneys to sue the cellular phone company for negligence. One of the victims is an attorney. 07-502-96 M
"We'll take your house if you don't pay."
Sonya's parents are in their 80s. An identity thief has been using her father's Social Security number to make thousands of dollars of purchases. The unpaid accounts have been sent to a collection agency, and the agency is making repeated harassing calls. They have threatened to take her parents' home if they don't pay. The PRC called the collection agency and reminded them of the provisions of the Fair Debt Collection Act. We also called the Federal Trade Commission and reported the practices of the collection company. 07-510-96 M
Two people are working under the same SSN
Alberto learned that someone in another city is working under his Social Security number. The Social Security Administration told him that it was his responsibility, not theirs, to contact the other employer and report the fraud. That employer wrote Alberto a letter stating they have a copy of his birth certificate and driver's license. They were not willing to look into the matter further. Alberto is worried that the imposter is going to commit crimes and saddle him with the criminal record. 08-06-96 M
A dishonest relative
Ann is 72 years old. Her granddaughter, a drug addict, has used Anna's SSN to make over $40,000 in purchases, including two used cars. The granddaughter is currently in jail. Anna is worried she's going to lose her home. 09-79-96
The total identity heist
Graciela has been a victim of identity theft for over 10 years. The imposter has her Social Security number, birth certificate and a driver's license in her name. She has opened up credit card accounts, purchased furniture, bought cars, and even obtained welfare benefits under Graciela's name. The imposter was arrested and jailed for a period of three weeks for welfare fraud. But she was released because the DA's office said there was not enough evidence to detain her. She was arrested twice for driving under the influence of alcohol. Graciela had to go to court and give her fingerprints to prove that it was not she who was DUI. Graciela has seen a picture of the imposter. She is over 50 years of age, weighs over 200 pounds and has tattoos. Graciela is considerably younger and lighter, and has no tattoos. 09-96-118 M
It happened to several in the workplace
Joan works for a large corporation that has several offices in the U.S. A temporary employee, who was later discovered to be a member of a Nigerian fraud ring, gained access to the personnel records containing names, addresses and Social Security numbers. That information was used by gang members to impersonate company employees throughout the country. The imposters opened up numerous new credit cards in their names. Even though the Human Resources Department was aware that a former "temp" had made personnel data available to the crime ring, they did not alert the staff. They said they didn't want to alarm them. Employees learned of it later, after comparing notes with one another and realizing they were all the victims of fraud. 09-157-96
A foolish practice
For a time, a bank asked its employees to put their SSNs on credit card applications of customers so they be credited for their efforts. Laurie's SSN got into the wrong hands, and an imposter used it to open credit card accounts in her name. The bank has since curtailed this practice. 09-421-96
Can't buy a house
For over six years, Caren has been a victim of identity theft. The credit bureaus have placed a fraud alert on her credit report, but that has not stopped the imposter. Caren has not been able to purchase a home because of having a bad credit report. 09-436-96 M
Lesson learned: Cancel unused credit cards
George lives in Texas. Someone in New York has obtained the credit card account number of a credit card he hasn't used in years. The imposter changed the address of the card to his own. So far, the fraudulent charges have exceeded $10,000. 11-62-96 M
There's no excuse
Wanda's purse was stolen. The thief was able to obtain new credit cards using her identification. Wanda was outraged to learn that Mervyn's issued a credit card to the thief, even though her credit report showed the fraud statement. And Macy's issued a credit card even though the imposter gave the wrong date of birth and the wrong phone number. Wanda says there's no excuse for these negligent acts by the department stores. 11-179-96 M
The police department charges money for the police report
Betty has been a victim of identity theft for more than two years. The imposter has a copy of Betty's driver's license. She has a poor driving record, resulting in Betty's driver's license being suspended. She has even received a warning from the insurance company for the citations on her driving record. To add insult to injury, it cost Betty $15 to obtain a copy of the police report. 12-18-96 M
He's gotten the run-around
Ben's passport was stolen. One of the things the imposter did was establish a telephone account in Ben's name. When Ben discovered this, he attempted to place a password on his phone company account, but Pacific Bell would not allow him to do that. To make matters worse, Ben attempted to call the Passport Office to talk with someone there about the theft. But he learned that in order to talk to a human, he would have to call a 900 number which cost $3 a minute. 12-67-96 M
This thief has expensive tastes
Ruth lives in California. An imposter in Tennessee has purchased two cars using her name, one of which was a Mercedes. The imposter has also successfully applied for several credit cards. And she has a Tennessee driver's license with Ruth's name on it. 01-96-97 M
Not the usual situation
Most identity theft victims get little to no help from law enforcement. But Sandra's story is different. The police in her community apprehended the identity thief. That person is now in jail serving a five-year sentence. 01-127-97 MCF
A check-cashing spree
An imposter ordered checks in Joe's name. He wrote numerous checks for cash, totaling more than $20,000. The checks were written in many different jurisdictions. Joe was unable to get any of the police departments to write a police report. 02-112-97
Are the parents liable?
John and Jane Smith's adult daughter obtained credit cards in their name and ran up debts of more than $40,000. She paid the interest fees so as not to alert her parents of her use of the credit cards. But she was not able to keep up the payments, and her parents discovered the debt. One of the credit card companies is demanding that the Smiths pay the bill, given that the debtor is their daughter. But the daughter is not a dependent, and they did not co-sign the cards with her. They do not believe they are liable for the charges. 03-102-97
A bankruptcy in his name
Bernard lives in the Midwest. Someone in Los Angeles has filed bankruptcy in his name. The fraudster had been driving a stolen Jaguar while using his identity. Bernard is trying to buy a house, but has found that it's difficult given the bankruptcy on his credit report. 04-143-97 LNM
A dishonest renter
Meredith rented a room in her home to a woman who found her SSN. She collected the pre-approved offers of credit that were mailed to the house, filled them out in Meredith's name, and obtained 15 credit cards. She watched the mail and retrieved the monthly statements before Meredith saw them. And she paid the minimum amount on the cards. Her debts totaled more than $74,000. The renter no longer lives there, and Meredith is left to sort out the mess herself. She has asked the credit card companies to provide her with photocopies of the application forms, in order to prove that the signature is not her own. She has not been successful in obtaining a single one. 04-146-97
A Social Security number scam
An imposter used Victor's SSN to obtain credit totaling more than $30,000. Victor thought that the easiest way to deal with the problem was to change his own SSN. He read an ad in the newspaper about a company that will obtain a second SSN for $100. So he paid the fee and waited for the SSN to arrive in the mail. But all he got was literature on SSNs, not the number. He realized he had been taken. 04-x-97 M
A warrant for his arrest
Larry learned there's a warrant out for his arrest. A criminal's fingerprint has been linked to Larry's SSN. He found out that the imposter was an acquaintance of his roommate and had accessed Larry's laptop. The fraudster was able to obtain his bank account numbers, SSN and his mother's maiden name. The imposter also saw some of his credit card statements and learned his account numbers. 04-x1-97 M
Her phone service was cut off
Paulette has never had credit cards. She's a young mother with a 20-month old infant. She learned that an imposter had obtained her SSN, date of birth and mother's maiden name and used that information to obtain credit in her name. The imposter purchased, among other things, a $40,000 motor home. The fraudulent bills totaled more than $100,000. The fraudster also obtained telephone service in Paulette's name in another city and didn't pay the bills. To make matters worse, Paulette was going through a divorce when she learned she was the victim of fraud. When her husband moved out of the apartment they shared, he had her phone service cut off. Paulette was not able to obtain new phone service because of the imposter's unpaid bills. She explained her situation to the phone company, but was told her service could not be reconnected for at least a week. The PRC contacted the legal division of Pacific Bell to complain about her situation. We don't know if the PRC's efforts resulted in action, but her service was connected the next day. Paulette learned that the imposter moved to Arizona and obtained a driver's license in her name. She contacted the police department in Phoenix but could not interest them in her case. 05-x-97 M
He has an evil twin
Randall was seriously injured while on the job and had to switch careers from construction to something else. He spent several years to be retrained to work with computers, and then attempted to find employment. On several occasions, he was invited to a second, even a third, interview. But at the last minute, he has been repeatedly turned down for employment. Randall thinks that employers are retrieving the criminal record of his twin brother, a convicted felon, who has a similar name, same date of birth, and a SSN that is one number apart from his. Either that, or his brother's felony convictions have been mixed in with his name. But he has not been able to find a single employer to tell him why he is turned down for work or which data base(s) they use for employment background checks. 05-x1-97 M
The fraud alert didn't help
Robin's wallet was stolen with all her ID and checks in it. The thieves opened up several credit accounts in her name, using her SSN and name and their address. Even after she had fraud alerts put on her credit reports, the thieves were still able to get new credit cards. They even paid a small amount of the balance to continue to use the cards. The total fraud is more than $30,000. Robin recently got married and changed her name. Somehow, the thieves obtained her current address, home and work phone numbers. She is worried they might commit crimes in her name. Robin has tried to get the banks and credit card companies to press charges against the thieves but they are not interested. It frustrates Robin that the credit grantors won't take action. 05-x1-97 M
She lost AFDC because of the thief
Someone in Florida is using Sandy's SSN to work. Sandy is receiving AFDC benefits, but they were cut off because income records show her as having a salary. Sandy lives in California. 06-x-97
A bogus driver's license
Someone was able to get a driver's license with Ted's name and driver's license number, but with the imposter's photo on it. The imposter is using this ID to write bad checks. He has been able to get into the bank account of Ted's business. Among other things, the imposter has obtained cellular phone service under Ted's name. Ted and his wife are attempting to buy a house, but they are having difficulty because there are numerous inquiries on their credit report. 06-x1-97
Higher interest rates are the result
Brandon just bought a car. But he had to pay a higher interest rate. An imposter has been using Brandon's name, SSN and date of birth to obtain credit, giving him a bad credit report. As a result, he is not able to get credit, or must pay a higher rate. 06-x2-97 M
Multiple users of her SSN
Janice attempted to open a checking account, but couldn't because an imposter had a bank account in another state with multiple overdrafts. Janice learned that someone is attempting to purchase a house using her name and SSN. She also learned that several people have used her SSN, dating back to the 1970s. 07-026-97 M
The imposter had a baby under her name
Gina's wallet was stolen when she was going through the security check at the airport in another state. The thief managed to charge $10,000 on her credit cards in just four hours. Even though Gina has reported the theft to all credit card companies and closed her checking and credit accounts, she finds it is taking a long time to regain her financial health. She is trying to purchase a home and can't get approval for a loan. To make matters worse, the thief gave birth the very day of the theft, using Gina's name. So now there's a child in another state in which Gina is listed on the birth certificate as being the mother. 07-x-97 M
The college loan blues
Veronica is a college student in California. She is unable to get a student loan because someone in Michigan is using her identity to open credit card accounts, and even to obtain telephone service. This has been going on since 1992. Two of the credit accounts are not even in her name, just her SSN. The credit grantors do not believe her and are requiring that she prove her residency. 07-094-97 M
She's getting the run-around
Marcia's wallet was stolen. The thief used her driver's license and Social Security number to open up several local phone accounts in her name. They, of course, have not paid the bills, and a collection agency is demanding that Marcia pay off the debt. She has attempted to get a new driver's license number, but the DMV says they will not issue one until she can provide proof that the imposter used her driver's license for fraud. Pacific Bell will not give Marcia the documents she needs to prove she's a victim of fraud. 07 x1-97 M
Is it an inside job?
Tammie learned that she was a victim of identity theft when she got a letter from a credit card company stating they had discovered the fraud. She learned that someone was using her SSN to open credit accounts. After a few months, Tammie learned that her husband's name and SSN have also been used to open fraudulent accounts. Neither's wallet was stolen. Marcia thinks that someone in the company she works for has obtained the information from personnel records. They both work for Home Depot. 07-175-97 M
His wages might be garnished
In 1993, someone in another city collected unemployment benefits under Raul's SSN, totaling $11,000. He didn't discover this until 1996 when he was laid off and tried to apply for unemployment benefits and was denied. Fortunately, his company hired him back when business improved. But now the California Employment Development Department is threatening to garnish his wages, accusing him of collecting unemployment back in 1993 at the same time that he was employed. He has not been able to convince them that he couldn't possibly be in two places at once. 07-x2-97
A dishonest co-worker
Barry works for the Fulton company (not the company's real name). His co-worker Richard gained access to the personnel records, which were stored in unlocked file cabinets in an open area, and obtained Barry's SSN, address and other information. Over the past four years, Richard has obtained dozens of gold and platinum credit cards and charged over $200,000 worth of merchandise. When Barry confronted his employer, they refused to take action. Barry feels they are protecting Richard because he was able to curtail the company's involvement with the union. Richard now works in a Fulton office in another state. He continues to impersonate Barry, and others as well. Barry has not been able to find an attorney to sue the Fulton company or Richard. 09-x-97
He knows where the imposter lives
An imposter has successfully obtained 30 credit cards in Paul's name, totaling more than $15,000 in charges. Paul knows where the imposter lives, but the police won't get involved. He says the credit grantors are lax because they continue to give credit even though he has a fraud alert on his credit reports. Paul is most critical of Experian. He is not able to get through to the fraud department after repeated attempts over several days. 09-84-97 M
Her employer is the perpetrator
Francine was employed for a time as a writer for a publishing company. After Francine left, she found that her employer was using her SSN and driver's license number to obtain credit in her name. A police department detective investigating the case told Francine that the woman has a long history of identity theft spanning many states. 09-126-97 M
The credit grantors were asleep at the wheel
An imposter is using Mark's Social Security number to open several credit card accounts. The imposter was able to obtain credit from three companies where Mark already has credit cards. Mark is astonished that the credit grantors did not check their own records before granting the imposter credit. 09-131-97 M
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Electric Car Maker Coda Raises $76M As Competition Rises
Electric car maker Coda Holdings Inc. lost the race to bring the first all-electric sedan to the market last month, but with $76 million in fresh funding, it's moving quickly to make up for any product delays.
VentureWire confirmed the new funding with Coda's interim Chief Executive Steven "Mac" Heller, who replaced previous CEO Kevin Czinger after he resigned "by mutual consent" in November. Coda had hoped to release its $45,000 sedan in December ahead of other automakers, but decided to continue development – meanwhile, Nissan Motor Co. released the Leaf and General Motors Co. debuted the Chevy Volt.
Heller tells VentureWire reporter Yuliya Chernova that the company plans to release its sedan later this year and sell 14,000 vehicles in the first 12 months. "The performance and the engineering of the car will be substantially superior to other cars in its class," Heller said, pointing to the car's 34 kilowatt-hour battery, and active thermal management for the battery, which increases performance in hot and cold weather, as well as it full-sized trunk.
But Coda is entering a difficult market, with large, experienced incumbents keen on electrification of their vehicle line-up. VentureWire talks to several analysts who raise their concerns. Read the story here.

subset: commoncrawl


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Jaypee and Mahyco as Indian Express sponsors: There is conflict of Interest here, Sir
[The following is a statement issued by concerned individuals regarding the sponsorship of the 'Excellence in Journalism' awards organized by the Indian Express.]
On January 10 and 11, 2012, half page advertisements in the Indian Express (IE) newspaper (at least in the Delhi edition) announced that on Jan 16, 2012 the IE Excellence in Journalism Awards will be given. The advertisement also said that the main sponsor is Jaypee Group and among other sponsors include the Mahyco Monsanto.
One may recall that Indian Express has been on a campaign mode advocating big dams in general. It has been specifically campaigning against the movements like the Narmada Bachao Andolan. In March April 2006 the paper specifically ran a campaign against NBA and also against the then Union Minister Prof Saifuddin Soz[1]. In Oct 2010 the paper ran a campaign for large hydro projects in the North East India when the then Environment Minister Jairam Ramesh held an open public hearing on these projects in Guwahati and then wrote to the Prime Minister, raising concerns about so many hydro projects being taken up in NE India and the impacts thereof.
Now it is well known that the Jaypee group is India's largest dam building contractor, largest private sector developer and plans to develop many more including in the North East India, which was the subject of Indian Express campaign in Oct 2010. Jaypee group is also the contractor for the largest of the Narmada Dams, namely Sardar Sarovar Project. The group is planning to develop the 2700 MW Lower Siang and 500 MW Hirong Hydropower projects in Arunachal Pradesh, for example. It may also not be irrelevant to mention here that the Jaypee group has a pathetic record in terms of social, environmental and human rights issues in the projects it is involved in. More recently, in January 2012, India's market regulator Sebi fined Jaypee Group Rs 6 million for the illegal practice of insider trading[2]. All these facts are very much relevant for any business group to sponsor awards for excellence in journalism, particularly when the awards are also for "ethics in reporting"[3].
The Indian Express campaign in Oct 2010, willy nilly helped Jaypee groups' interests. And now Jaypee is sponsoring the IE Journalism award. Shall we call this conflict of interest or quid pro quo? Should a media house accept such sponsorship from a group that has directly benefited from the campaign that was run by the media house? And when the business group has such abysmal reputation?
Earlier in January-February 2010, when Jairam Ramesh held a series of public hearings to get a cross section of views on Bt Brinjal, Indian Express had launched a campaign[4] against Jairam Ramesh and FOR GM crops. It is clear that the campaign hugely benefited GM crop companies and the biggest among them in the world (Monsanto) has an Indian arm Mahyco Monsanto, which is the biggest GM seed company of India. Mahyco Monsanto now is one of the sponsors of the Indian Express Excellence in Journalism awards.
So the same set of questions that arise about relation between Jaypee group and IE also arise for Mahyco Monsanto: Is this conflict of interest or quid pro quo? Is this not intellectual corruption? Should not the lobbyist media groups like Indian Express keep away from getting sponsorships from the organisations that their lobbying helps? This is particularly true if media group wants to retain any credibility to the effect that it is still speaking in public interest, which we assume they should be.
We would like to clarify that we are not raising any doubts about the genuineness, independence and excellence of the jury or those journalists who may get this award.
Prashant Bhushan, Senior Supreme Court Lawyer, Delhi (firstname.lastname@example.com)
EAS Sarma (for secretary, Govt of India, Andhra Pradesh firstname.lastname@example.com)
Himanshu Thakkar, SANDRP, Delhi (www.sandrp.in, email@example.com)
Shripad Dharmadhikary, Manthan Adhyayan Kendra, MP (email@example.com)
Manshi Asher, Him Dhara, Environment research and action collective, HP (firstname.lastname@example.com)
Joy KJ, Soppecom, Maharashtra (email@example.com)
Dr Latha Anantha, River Research Centre, Kerala (firstname.lastname@example.com)
Soumitra Ghosh, NESPON, W Bengal (email@example.com)
Hemant Dhyani, Ganga Ahvahan, Uttarakhand (email@example.com)
[1] See for example: http://www.indianexpress.com/news/muddying-the-waters-soz-passes-the-narmada/2594/, http://www.indianexpress.com/news/narmada-dam-hike-after-all-proposed-soz-wants-to-dispose/1126/2,
[2] http://economictimes.indiatimes.com/markets/regulation/sebi-slaps-rs-60-lakh-fine-on-senior-jaiprakash-associates-executives-for-insider-trading/articleshow/11396444.cms?intenttarget=no
[4] See for example: http://www.indianexpress.com/news/ramesh-faces-public-fury-over-bt-brinjal/573660/, http://www.indianexpress.com/news/govt-refuses-permission-to-bt-brinjal/577715/, http://www.indianexpress.com/news/ramesh-said/583749/, http://www.indianexpress.com/news/panel-which-cleared-bt-brinjal-to-meet-today-to-discuss-ban/580805/ to list only a few.
Alok permalinkJanuary 13, 2012 3:45 PM
IE under its current editor has always been pro-big business. One can have problems with these views but at least they are intellectually consistent. The charge of selling out to Jaypee & Monsanto doesn't hold IMO.
Dinesh Sinha permalinkJanuary 13, 2012 4:20 PM
This is a clear case of conflict of interest (or rather synergy of interest). Actually, "ethics" is a difficult concept to internalize and practice.
komal mohite permalinkJanuary 14, 2012 1:54 PM
The Indian Express is a pro-neo liberalism, pro-BJP & anti-poor newspaper. Hardly a surprise considering that half their columnists are from the corporate world talking about problems that are not there. This was quite evident in their vilification of Anna Hazare & the anti-corruption movement, their stand on FDI in multi brand retail, MGNREGS & so on. Journalist P.Sainath has spoken in great detail about these corporate-sponsored awards in journalism & the media's structural compulsion to lie. Both are part of this post-liberalization phenomenon of paid news. Therefore, expecting the Indian Express to speak in public interest is like expecting the RSS mouthpiece Panchajanya to speak in favour of minority rights.
Mohan Rao permalinkJanuary 14, 2012 7:01 PM
I would like to testify to this. I was present at the launch of Dom Moraes's last book, co-authored with Sarayu Shrivastava. I have no idea why Penguin had asked Mr.Shekar Gupta to release the book. Mr Moraes, ill with cancer, was present, as was Sarayu Shrivastava.
What we heard was as graceless as astonishing. Mr.Shekar Gupta started his speech by saying he had not read the book, but how honoured he felt to be occupant of the chair once occupied by Dom Moraes's father, Mr.Frank Moraes. He then went on to say that the last book he read was in 1984, when he was on his way to cover the Punjab crisis. After that he had tried to read a novel by an Indian novelist who became the first Indian woman to win the Booker Prize, but he had not been able to read it beyond 123 pages.
So there you have it, an editor who boasts of not reading. I suspect he might have read Chetan Bhagat though.
What else would you expect if you have editors like this?
January 19, 2012 2:35 PM
While I agree with the content and must thanks the signatories who have enlightened us on the dark history of these sponsors and the way The Indian Express has been deeply entrenched with them, by pushing their agenda ideologically, I fail to understand what would they tell about some of their friend within a newly established brand called 'Team Anna'. I am sure they would have seen the news paper reports about Arvind Kejriwal saying that Vedanta Foundation still funds Kiran Bedi's organisation. Don't they and their friend, Arvind (such a good soul that he sees problems with only financial corruption of 2G spectrum) know about the dark history of Vedanta in mining?


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Location: Genetics, Breeding, & Animal Health
Project Number: 3040-32000-031-02
Start Date: Nov 01, 2012
End Date: Oct 31, 2017
The genomes of epidemiologically unlinked bacterial pathogen strains originating from either clinically ill or asymptomatic cattle will be sequenced and mapped to finished reference genomes. Thousands of SNP differences will likely be identified among these strains and used to produce a phylogenetic tree of pathogen genetic subtypes. The SNPs will be evaluated in silico for their utility in distinguishing and classifying all of the genetic subtypes discovered in this study. BioLog data will be used to characterize the subtypes and calibrate the tree. Clades of the tree that represent related subtypes will be tested for an association with pathogenicity.


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LJD1454 Features: Fabric content: 100pct Polyester Dry clean Includes: Includes 2 window panels Collection: Terra collection. Price: $33.78
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Restoration in BC's Hart mountain ranges
Community groups work together to clean up pollution in a sensitive alpine ecosystem in northeastern BC.
Here is a snapshot of the latest environment-related learning opportunities, jobs, and volunteer postings across Canada from our Work Opportunity Partners. If your organization would like to see your job or volunteer position added to our feed, simply visit any of our Work Opportunity Partners and post your job with them.
If your organization would like to see your job or volunteer position added to our feed, simply visit any of our Work Opportunity Partners and post your job with them.
Got a job RSS feed? Perfect! Contact us to add it to the mix.
Application Deadline: March 21, 2014
Does regular time in nature make you calmer? More alert? Happier? Let's all get into the nature habit. It can make our lives better.
The competition is open to students around the world ages 3-18. All you need to do is visit their website and submit a 2-3 minute video of the green projects you are a part of and why you are the "greenest student on earth."
Green Jobs BC, Vancouver – The Good Jobs for a Green Future conference will bring together British Columbians from across the Labour and Environmental movements, as well
business, First Nations, community, government, and other sectors interested in building a strong green economy…. Read more..
It's a brave new world out there EDMONTON, AB, Jun 30, 2012/ Troy Media/ – Declining a significant promotion, one from the only company you have ever worked for, and a position they had been grooming you for from almost the beginning of your career, especially when you are young, can be a huge, and […]
Become an Eco Ranger with Surrey's Natural Areas Partnership.
Hydro One has co-op, internship, apprenticeship, summer and entry-level opportunities.
ALTERNATIVES JOURNAL * CALL FOR PROPOSALS *Education & Careers* Proposals due Monday March 26, 2012 at 9am EST ALTERNATIVES' final issue of 2012 will explore the next generation of job opportunities and identify how to choose an environmentally conscious career path right now. To complement our annual Canadian Environmental Education Directory (which compiles post-secondary […]
Leading Change is a Canada-wide movement started by young environmental and sustainability professionals working together to catalyze action and influence positive change locally, regionally and internationally.


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George W. Bush Institute hosts naturalization ceremony
Photo: Michael Ainsworth/Staff Photographer
Speaking at a naturalization ceremony for 20 new Americans, George W. Bush made clear that he wouldn't wade into partisan politics or offer any specific policy ideas.
To post a comment, log into your chosen social network and then add your comment below. Your comments are subject to our Terms of Service and the privacy policy and terms of service of your social network. If you do not want to comment with a social network, please consider writing a letter to the editor.


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Posted: Sat Jun 23, 2012 6:01 pm
Post subject: She keeps getting up.
Belle is 21 months and has always been very good at bed time, shes always gone straight to sleep and from about 8 months old shes slept all night.
Shes been in a big girl bed now for a few months and has been totaly fine. Never getting up and going straight to bed.
But the past week shes been getting up loads everytime i put her to bed. The first time she did it she was going for 2 hours and got up over 30 times (thats when i stopped counting)!!!
Ive been doing the whole supper nanny bed time thing.
1st time- " Its bedtime Belle"
2nd time- "Bedtime"
3rd time onwards- nothing
Im not having any luck with it, she still gets up. For a few night s she only got up for about the first half hour but then last night it lasted an hour.
To begin with i think she thought it was a game coz she'd snigger when i went up, but now as soon as i get up stairs she runs back to her bed and put her head on the piillow but wont get in bed. I grab her bum swing her in and leave. Shes started screaming now the second i let go of her. She gets straight up and opens the door and sits on the floor (we have gate on her room so she cant get out)
Any one got any other ides?
Im getting realy fed up and its making me tired running up and down the stairs so many times (i know i need to lose weight but not like this-lol)
Posted: Sat Jun 23, 2012 6:34 pm
Post subject:
i have stages like this with sam.
i would say if she cant get out of her room then just leave her, keep going up is giving her attention, so if you dont go up she will eventually get bored and go to sleep. thats what i do with sam, i give her the warning that if i have to go up again then i will shut the door, and if she gets up again i put her in bed and shut the door, but i dont talk to her. she has been known to scream for up to half an hour, when she either gives up or falls asleep
Posted: Sat Jun 23, 2012 7:05 pm
Post subject:
Thanx i will give this a try 2nite. I never thought of it as a way of getting attention b4. I dont tlk to her after the 2nd time (i dont even give her eye contact- im mean )
Belle has her bedroom door closed anyway but she can open it (even with her hands full of teddys, her water and dummys! )
Posted: Sat Jun 23, 2012 7:17 pm
Post subject:
Am afraid it just take persistence!
We had this with Sophia. She had been sleeping in her bed fine for months and then suddenly one night she realised she could get up out of her bed to find us and it became a brilliant game!
We just had to be consistent and persistent. It took a good few weeks of keep putting her back in bed and it got worse before it got better, with a week or so of it improving, then it got worse for a week or two, to the point that we felt like giving up and was about to try something new, then one day, it just seemed to click and she stayed in bed! Didnt look back from there, she is brill at night now. (except the odd trip down the stairs for a wee now fully toilet trained, which can get silly sometimes but mostly pretty good)
You will get there, you just have to ride it out, and as i say, it does get worse before it gets better. But if you keep to your strategy, she will get the message eventually and give up.
Hang in there, there is light at the end of the tunnel! Hope she gets there soon for you, let us know how you go.
Mandy xx
Posted: Sat Jun 23, 2012 8:05 pm
Post subject:
We have the same with Oliver, once he realised he could open the door he was out so we had to put the stair gate on his door. His room is right next to the stairs and I also wouldn't want him roaming around at night. We just put him to bed and ignore him when he gets up and eventually he just gets back into bed and falls asleep x


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KNOXVILLE, Tenn. – Following the trend toward destination dealerships, Knoxville Harley-Davidson is building a million-dollar concert venue that is expected to be the third largest in Knox County at 4,000 seats.
The dealership will break ground May 13 in a 2 p.m. ceremony that will include the mayor. Construction is set to begin in a few weeks on the stage adjacent to the dealership. When it's done, only Thompson-Boling Arena and the Knoxville Civic Coliseum will have larger capacities.
Dealership marketing director Thane Johnson told Knoxville.com the stage will be built to the specifications of artists who charge between $60,000 and $100,000 per performance. The venue will be operated in conjunction with Copper Moon Entertainment Group. Johnson said a "test show" by a lower-tier artist is being planned for July and agreements for bigger acts are in the works.
Posted by Holly Wagner


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Honorary Professor
Professor Baoxing Qiu is Vice Minister for the Ministry of Housing and Urban-Rural Development of the People's Republic of China. He is also President of the China Urban Planning Society and President of the Chinese Society for Urban Studies.
As part of this role he has worked on the development of eco-cities in China, promoted more sustainable forms for China's rapid urbanisation and promoted programmes around water efficiency.
Professor Qiu has a PhD in Economy, a PhD in Urban Planning and more than 25 years experience in urban development and economic and social development. He is well-recognized as a high profile expert as well as an official in both professional and academic fields and in the international arena.


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Scotus Roundup: On Text Messages and . . . Waiting for Citizens'
Some search-and-seizure cases taken up by the U.S. Supreme Court concern sets of facts so specific and arcane that it's hard to know what to make of them. (For instance, in Arizona v. Gant the court last term ruled that a police officer officer needs a warrant before searching a car after an arrest of the car's occupant, unless at the time of the search the person is unsecured and within reaching distance of the passenger compartment of the vehicle or police officers have reason to believe that the evidence for the crime the person is being arrested will be found in the vehicle. Uh, okay. Have fun with that one, cops!)
But on Monday, the court granted cert on a fact-pattern that any government employee with a BlackBerry can likely appreciate. The court agreed Monday to consider whether government employers can read text messages that their workers send and receive on workplace devices. Click here for the WSJ story.
The case centers on this simple and rather compelling question: whether a police officer in Ontario, Calif., had a right to privacy for the text messages he sent and received on a pager provided by the police department.
The city said Sgt. Jeff Quon used his pager to send hundreds of personal messages to his wife, his girlfriend and another officer. Many of the messages were sexually explicit, the city said. The police department obtained transcripts of the officers' text messages while investigating officers who had repeatedly exceeded monthly character limits for the devices.
The city's wireless provider, Arch Wireless, now part of USA Mobility Inc., released the messages' contents to the department.
The Ninth Circuit last year ruled that the city's review of the messages was an unreasonable search.
In other Supreme Court news, it became clear on Friday that the Court would not issue its long-awaited campaign-finance opinion, Citizens United v. Federal Election Commission, until next year. As a result, reports Politico, folks with an interest in the 2010 midterm elections are getting a bit impatient.
"If the court doesn't come out with a decision until mid-January, people are going to get antsy, because that's going to affect their strategy," said Brett Kappel, a Democratic lawyer who advises candidates, political action committees and trade associations on election law compliance to Politico. "They are anxiously awaiting the decision, so they know exactly what the ground rules are going to be for the midterms," said Kappel, who said he's telling his clients, many of whom could be granted greater leeway in their spending by the ruling, to "hold tight."


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A white filling, also known as a composite filling, is a tooth-colored plastic and glass mixture used to restore decayed teeth. Composites are also used for cosmetic dental improvements of the smile by changing the color of the teeth or reshaping disfigured teeth.
Following preparation, the dentist places the composite in layers, typically using a light specialized to harden each layer. When the process is finished, the dentist will shape the composite to fit the tooth. The dentist then polishes the composite to prevent staining and early wear.
Aesthetics are the main advantage of composites, since dentists can blend shades to create a color nearly identical to that of the actual tooth. Composites bond to the tooth to support the remaining tooth structure, which helps to prevent breakage and insulate the tooth from excessive temperature changes.
Contact our Buckhead White Fillings Dentist at Pure Dental Health to schedule an appointment and see if composite fillings may be right for you.
From The Blog
Quick Ways to Improve Your Smile
Enhancing Your Smile You wake up, ready to jump into your routine. A sunrise bike ride followed by breakfast and reading the newspaper. You make your way to the shower to get ready for your day at work. As you look into the mirror, you sigh. "I just wish that I could enhance my smile [...]
The Cost of Dental Implants VS. Other Replacement Optionse
If you have considered dental implants in the past to replace missing teeth but ended up going with another replacement option due to cost, you are not alone. Many adults choose temporary or removable tooth replacement options such as dentures, partials and bridges over dental implants because of [...]
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Home › Hair & Nails › Nails › Nail Polish
Deborah Lippmann Video Killed the Radio Star Creme Nail Polish
Bombdiggity Blue
Bold. Dynamic. Full of Life.
Hit rewind. This summer, we're going back to the 80's, where pop ruled and rock rolled. Introducing the 80's Rewind Collection for Summer 2014 featuring six bold, dynamic, vivacious creme shades to revive the decade with a full burst of energy and color to the max. Paint them on. Top the charts.


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On the 15th we reported that Thomas Brodie-Sangster (The Game of Thrones) had been cast as Newt in the upcoming film The Maze Runner based on the book by James Dashner. That has yet to be confirmed by director Wes Ball, but he did confirm two other runners. First, he confirmed Will Poulter (whom we had reported joining the cast earlier this month) would be playing Gally and he announced Aml Ameen (Kidulthood) would be playing the leader of the pack, Alby.
Runners! We have two official cast members. Aml Ameen is our Alby. Will Poulter is our Gally. Both amazing actors. We're lucky to have them.
— Wes Ball (@wesball) March 15, 2013
So, no official confirmation on Thomas Brodie-Sangster, but that could just mean the ink isn't quiet dry. If you're taking notes at home we're still looking for our lead actors to play Thomas, his quirky friend Chuck and of course, Teresa.
Here's the synopsis:
Thomas awakens in a dilapidated elevator with no memories except for his own name. The elevator deposits him into a strange place called The Glade – a large outdoor space surrounded on all sides by 150 foot walls of solid stone, and inhabited by 50 other boys who have lived there for the past 2 years all with no memory of how they got there or who sent them. Every morning the walls move apart to allow the boys out of the Glade and into the enormous and complex MAZE that stretched for miles and miles with no clear end or escape. At night the walls seal the boys inside the Glade and protect them from the vicious Grievers – insect like creatures who prowl the maze and attack anybody unfortunate enough to get stuck in it overnight.The maze is constantly shifting, awe-inspiring, and so far, unsolved. The Gladers' only hope of escaping lie in the hands of elite Maze Runners who search the shifting maze for an exit each day. When the elevator makes an unscheduled delivery of the first girl (Teresa) in the Glade's history, everything is thrown into chaos. Together, Thomas and Teresa must embark on a quest to solve the riddle of the maze and reveal the chilling secret of who brought them there, and why.
I wouldn't be surprised if we heard more casting this week so stay tuned!
The Maze Runner starring Will Poulter and Aml Ameenn is slated to hit theaters February 14, 2014.


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France Telecom Benefits From Roaming Fees as Profit Drops
France Telecom SA, the country's largest phone company, said it will bring in revenue faster than forecast from Iliad SA after roaming fees from the wireless rival helped first-quarter sales beat analyst estimates.
Earnings before interest, taxes, depreciation and amortization fell 8.1 percent from a year earlier to 3.43 billion euros ($4.5 billion), Paris-based France Telecom said today. Revenue slipped 2.7 percent to 10.9 billion euros, exceeding the 10.8 billion-euro average estimate of 12 analysts compiled by Bloomberg.
"This is proof France Telecom was better prepared than Bouygues Telecom or SFR," said Will Draper, an analyst at Espirito Santo Investment Bank, citing units of Bouygues SA and Vivendi SA.
Iliad, operating under the Free brand, became France's fourth mobile-phone operator in January, prompting price cuts and stealing subscribers from SFR and France Telecom, which sells wireless packages under the Orange brand. France Telecom lost 615,000 wireless customers last quarter in its home market, where the operator generates about half of its revenue.
"We lost a lot of clients until mid-March, after Free came in," Chief Financial Officer Gervais Pellissier said during a conference call. "We made up for most of the negative effect of the fourth entrant on our mobile revenue with the proceeds from our roaming contract with Free."
'Worst is Over'
The roaming agreement will bring in 1 billion euros in revenue for France Telecom over three years, Pellissier said today, accelerating from an earlier prediction for the same amount over six years.
France Telecom rose 2.3 percent to 10.47 euros at 11:15 a.m. in Paris. The stock fell 16 percent this year through yesterday, compared with declines of 3.9 percent for Vodafone Group Plc and 4.7 percent for Deutsche Telekom AG.
"Revenue in France was better than we expected, and France Telecom's getting more revenue than planned from its roaming agreement with Free," said Espirito's Draper, who recommends buying France Telecom shares with a target of 17.25 euros. "We think the worst is over in terms of competition from Free mobile."
The French operator's first-quarter Ebitda compared with the 3.44 billion-euro average estimate of 12 analysts compiled by Bloomberg. The profit margin slipped almost 1.9 percentage points to 31.4 percent, the company said.
Revenue from France declined 4 percent to 5.4 billion euros during the quarter. France Telecom's wireless market share fell 1.5 percentage points. Its mobile customer base shrank 0.7 percent to 26.5 million users at the end of March.
France Telecom confirmed its forecast to have "close to" 8 billion euros in operating cash flow this year.
'Pricing Impact'
While rivals have turned to cost cuts to make up for profit lost to Iliad, France Telecom's Pellissier said no "brutal" cost reductions are planned in 2012. The company reduced marketing spending in the quarter. It announced a longer-term plan for costs in February, with projected savings of 2.5 billion euros by 2015 through network sharing, changes in logistics and reducing client service costs.
"Maybe it won't be enough to fully compensate the pricing impact of the fourth entrant, but it's something," said Pellissier. "Either way we've said we will not cut jobs in France in the short term."
SFR is reviewing its strategy and cost structure to offset a projected slump in earnings and yesterday appointed Michel Combes of Vodafone Group Plc as chief executive officer to develop a new strategy. Bouygues SA has announced 300 million euros in cost cuts.
France Telecom is refocusing its business on faster-growing emerging markets as mobile revenue in Europe stalls. The operator last month won approval from Egyptian regulators to buy out the remaining publicly traded shares in its wireless venture with billionaire Naguib Sawiris, part of a $2 billion transaction.


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With regard to the Affordable Care Act and government funding bills, Republican extremists in Congress have, in their decidedly limited wisdom, put President Obama and the Democrats in a situation where they couldn't possibly agree to negotiate even if they wanted to - which they don't.
Government funding bills (along with debt ceiling increases) are part of the most basic - and theoretically routine - functions of Congress. For the Republicans to demand radical and unrealistic concessions in order to avoid a government shutdown and/or a national debt default is nothing short of legislative terrorism.
One does not, must not, negotiate with terrorists. We've understood for many years that to negotiate with extremist terrorists is to embolden them and guarantee that they will be back again and again, blackmailing us to accede to their demands.
If Mr. Obama were to accept concessions with regard to the ACA in order to get the Republican extremists to cooperate with this year's funding needs, what would come next? Would they blackmail the Democrats next year to exterminate Social Security? Medicare the year after that?
By engaging in this foolish strategy, congressional Republicans have put themselves in a no-win situation, undermined the faith of the electorate in their government and demonstrated that they are perfectly willing to do immense damage to the economy of this nation in order to get their way.
They cannot win. They must not win.
Bob Quintiliani
West Warwick
Location, ST | website.com


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Real Estate News: Sellers Brace for New Mortgage Caps
Here is a look at real-estate news in today's WSJ:
Sellers Brace for New Mortgage Caps: The federal government is readying its first retreat from the mortgage market, with the size of loans eligible for government backing set to decline in October.
Bill Calls for Fannie, Freddie Merger: A California Republican is set to introduce a bill to merge Fannie Mae and Freddie Mac and restructure the company into a government-held corporation.
SmartMoney: Renters See Prices Skyrocket: Signing a lease on an apartment or home? Expect to pay more.
REIT Stocks Rise as Rally Gathers Steam: Real-estate stocks again outperformed the broader stock market during the second quarter, as investors bet property companies will provide a safe haven from global turmoil.
Employers Occupy More Space, but at Slower Pace: In a sign the economic recovery's recent stumbles may be spilling over into the real-estate market, employers took on less office space during the second quarter than earlier in the year.
Chains Chase Growth in Georgetown: The shopping scene in the historic Georgetown neighborhood of Washington, D.C., is getting an overhaul, as more national stores move in and retail rents rise.
Plots & Ploys Pension Fund's Big Apple Payoff: The California pension fund known as Calstrs has had a tough time navigating the Manhattan real-estate world, but it got some good news last week when it cashed out of its majority interest in a prominent office building at a comfortable profit.
Europe REITs Regaining Footing: European real-estate investment trusts trailed their U.S. counterparts last year, but that is changing this year.
Deal of the Week: Rolling the Dice on Casino: The IP Casino Resort & Spa in Biloxi, Miss., is to be sold for about $288 million to Boyd Gaming of Las Vegas in one of the highest-priced U.S. casino deals this year.
Europe House of the Day: English Family Home: This six-bedroom property in a secluded area close to London has a swimming pool and all-weather tennis court.
Video: June's Most Popular Houses: Each week, readers vote on their favorite of the homes featured as the House of the Day. Tour June's winners, located in Ketchum, Idaho; New Zealand; Naples, Fla.; Winnetka, Ill.; and Belize.
Spaces: Homemade Jewelry: The first time jewelry maker Micki Ravitz set foot on the stone pathway that leads to the front door of her cottage in Norwalk, Conn., she knew she had stumbled upon an inspiration.
Co-op Triple Play for Chief at NBC: NBC Universal head Stephen Burke has bought three co-ops on the same floor.
Wal-Mart Donates $4 Million to Youth Program: Wal-Mart donated $4 million and pledged to raise an additional $1 million for New York City's summer youth-employment program. The move comes as the retail giant is seeking to open its first store in the five boroughs.


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FEB 16, 2013 - San Francisco Chronicle
A Must Read - Share
Mo. Senate to take up local vehicle sales tax
Associated Press
Copyright 2013 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Updated 3:54 pm, Saturday, February 16, 2013
(AP) — A state Supreme Court decision and a veto by Gov. Jay Nixon have cost Missouri cities and counties at least $43 million in lost tax revenues that they otherwise could have collected from the sale of cars, trucks and boats, according to figures compiled by a state senator.
The estimate of lost tax revenues is being
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========[ Invite a Friend - http://www.ganoksin.com/invite.htm ]========
A cheap coffee percolator (often on sale for around $ 10-15) with the
"water boiling" parts removed or disabled works very well for a few
years... All that's left is the warming plate that is
thermostatically controlled well below boiling temperature. It does
burn out every few years with all-day use as pickle pot, but it's a
lot cheaper than any of the commercial units....
Sandra Kay and Peter Bauer
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Creating a Scaffold for Lifelong Discipleship
Anne H.K. Apple (CTS MDiv'01), associate pastor for pastoral care and evangelism at Idlewild Presbyterian in Memphis, TN, and Kathy Dawson (CTS MDiv'94), associate professor for Christian Education at the seminary, will co-lead "Baptism and Beyond: Scaffolding a Life of Discipleship" April 23-25. The pair first worked together at Springhill Presbyterian in Mobile, AL, where Kathy served as associate pastor and Anne as a volunteer youth leader. They share a passion for helping the church find creative, engaging ways to "go forth and make disciples." Asked to write an article to illustrate some of what participants will explore during the class, Apple responded with a story, and more.
Carter, an earnest five year old, stood at the back of the sanctuary. His task in worship that particular morning was to bear the Christ Candle down the aisle, drawing Christ's light into the house of the Lord.
On those Sundays when the font's waters are stirred by a pastor's hand and the Spirit's presence during a baptism of one of God's beloved children, Carter leaps to his feet to answer the questions asked by one of his peers.
"Will you be a friend to Kate?"
"If Kate falls down, will you help pick her up?"
"Will you teach sweet little Kate the stories of Jesus?"
Before we went down the aisle this particular Sunday, I knelt down and asked, "You ready Carter?" He gave me an affirmative nod. I asked, "Any questions?"
He looked straight at me and mused, "Why is this light so small?"
The practical answer was so that he might manage the worship leadership task at hand in an age appropriate manner. When I asked Carter, "What do you think?" He responded, "So we share Christ's light and make it grow big."
Foundations in faith formed by the font, nurtured in worship and education that lead to a life of faith and service with Christ in the world – that's what we hope to do as we pass on the stories and practices of faith. It's what you might call "Scaffolding a Life of Discipleship."
Maybe when Carter grows to be ten he'll come in the summer and participate in Idlewild's MAD – Making A Difference - Camp. There he'll learn about scripture and how it is alive and at work in the world. He'll practice what it means to 'do it to the least of these' as he packs packages of food into backpacks for children who have no food on the weekends. He'll use his pre-adolescent hands and feet to work living the gospel, making a difference – in Christ's name.
Maybe when Carter grows to be sixteen, he'll come into the church where he learned the stories of Jesus and sit down at More Than a Meal (a mid-week fellowship) with a man whose life has been torn apart, made poor by circumstance of addiction and poverty's grasp. Maybe at table together, Carter and his guest will witness how God works to repair tears in the fabric of life through the knitting together of relationships nurtured through the ministry in a particular place.
How do you and your congregation work to scaffold and support children as they begin to live out their faith? Come – join us in April as we share stories and developmental pedagogies for nurturing a life of faith together.
For details and to register, click here. Early bird registration discount available through January 3.


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BRIDGETOWN, BARBADOS MAP - Late 18th Century
The commercial activities of the British Empire created two major commercial centres in the North Atlantic, Bridgetown, Barbados, and Boston, both of them linked to London in the mother country. The prominent position of Barbados was due to her geographical location vis a vis the trade winds that carried ships to and from Europe, America and Africa, as well as the rapid growth of her sugar-based economy in the seventeenth century, which made her, a contemporary writer noted, "the richest spot of ground in the world".
People and trade between Barbados and the American British colonies moved freely in both directions, though the principal flow was to the north. Barbados was the springboard for English colonization in the Western Hemisphere. One of the crucial developments in this period was the formation in 1660 of a group of investors, known as the Society of Barbados Adventurers, which established a first settlement near what is today Wilmington, North Carolina and subsequently, at Charleston, South Carolina. The first Governors of these colonies came from Barbados. This led to further migration, a broad mix of all social classes and races. More than seven million Americans can today claim links with Barbados, including a surprising number of prominent American families. More Historical Facts Image Library
The Sultana
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text: Robert Rawson is a musicologist and performer with a special interest in music in the Czech lands. He is Senior Lecturer and Director of the Early Music Ensemble at Christ Church University in Canterbury, UK. He has published a variety of articles on subjects in early music and performed throughout Europe as a double bassist and violist.


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Cypress Fairbanks Medical Center Hospital and the Tenet Healthcare Foundation granted the American Heart Association-Houston Division a $5,000 donation for sponsorship of the American Heart Association's Northwest Harris County 2008 Heart Walk.
Cypress Fairbanks Medical Center Hospital employees and volunteers helped raise donations of almost $5,700 in addition to the sponsorship donation and a large group participated in the walk and event festivities.
The Northwest Harris County Heart Walk's donations and contributions grossed over $100,000. The money raised will be used to fund life-saving research and programs in the fight against heart disease and stroke.
For more information about Cypress Fairbanks Medical Center Hospital, visit our Web site at www.CyFairHospital.com or call toll-free at 1-800-681-2733.
# # #
About Cypress Fairbanks Medical Center HospitalCypress Fairbanks Medical Center Hospital has been serving the northwest Houston community for over 25 years and is part of the Cy-Fair Regional Health Network (Network), a locally focused health network designed to improve access to primary care services in the Cy-Fair area. The Network currently comprises Cypress Fairbanks Medical Center Hospital, a 180-bed acute care hospital located at 10655 Steepletop Drive; Cy-Fair Medical Partners, a physician network that includes four convenient clinics in outlying communities surrounding the hospital; Cypress Fairbanks Urgent Care Center, a minor emergency care facility located at 9110 Barker Cypress; and Cy-Fair Professional Building I and II. Cypress Fairbanks Medical Center Hospital ranks among the nation's top hospitals for several service lines from HealthGrades, a leading source for independent health care quality information, including overall Bariatric surgery, overall pulmonary services, overall critical care, maternity care, and for treatment of heart failure and stroke. To learn more about Cy-Fair Regional Health Network, please visit www.CyFairRegionalHealthNetwork.com.
Tenet Healthcare Foundation is a charitable foundation sponsored by the Tenet Healthcare Corporation. Endowed by Tenet, the Foundation, along with Tenet Texas-Gulf Coast, directs most of its grants to help unmet health care needs in the communities served by facilities owned by Tenet subsidiaries. The Foundation also provides grants to various educational, social services, civic and humanities – supporting organizations nationwide.
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text:
Sighting Basics
Sighting Location
|El Paso
|United States
Sighting Specifics
|Viewing Distance
|501 Feet - 1 Mile
|Sighting Duration
|Object Features
|Object Flight Path
|Straight-line path
|Object Shape
|Cylinder, Triangle
|Weather Factors
Sighting Details
I was standing outside the hotel I'm at looking towards the Franklin Mountains (Past which is El Paso Airport as well as a military base)I like to look up at the stars and the flashing red of a plane or chopper caught my eye, oddly I saw another set of flashing lights behind it some distance then my jaw dropped, I've seen UFO's before but never a triangle. In between both of the other aircraft was a triangle with a green light at each point also forming a triangle. I called my wife who was inside at the time and told her to run outside and fast (all objects and aircraft were going quite slow.) After I hung up, two of the 3 green lights dimmed out followed by the third. She missed them, but after she came out I pointed them out and she noticed a third aircraft with the flashing red lights behind the first two where the triangle was in between, though in front of this last one was a dull not lit object. They all kept flying out of my view but never altered course or sped/slowed down except the triangle's lights went out. It was crazy!
Did You See It? Have a Comment or Question? Discuss it Below.
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- There have been 56 other sightings in El Paso
- There were no other sightings in El Paso on or around December 15th 2013
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text:
Jim Lee Stepping Down From 'Justice League', Ivan Reis and Joe Prado to Join
DC Comics has announced a major shuffling of their creative teams for Justice League, revealing that Ivan Reis and Joe Prado will be joining Geoff Johns on the title following the departure of artist Jim Lee. Reis and Prado are expected to take over illustrative duties for the series with the arrival of Justice League #15, which is due to arrive in December. In fact, with an announced solicitation revealing that a fill in team will be handling Justice League #14 and with the 'Zero' issue being illustrated by Gary Frank, it appears that Jim Lee's last work as a series regular is already on store shelves!
Both of these artists have worked with Geoff Johns in the past on such titles as Green Lantern (Reis) and Aquaman (Prado) and are sure to bring a great deal of energy to DC's flagship title.
"There is no other choice for the next A-Star art team on 'Justice League,'" Geoff Johns told Buzzfeed. "Ivan Reis and Joe Prado bring power, grace, emotion and epic storytelling worthy of the world's greatest super heroes. From 'Green Lantern' to 'Blackest Night' to 'Aquaman,' I couldn't ask for better collaborators. The second year of 'Justice League' will begin an adventurous, mysterious and heroic storyline focusing on our members as their greatest secrets are revealed…and the repercussions change the world. Ivan and Joe begin with a story they were born to draw — 'Throne of Atlantis' — a story between 'Justice League' and 'Aquaman' that will have the League experiencing what Aquaman does — they'll be caught between land and sea. With new relationships developing — like Wonder Woman and Superman — new members coming on — like Shazam! and the all-new Atom — and new threats rising — like Ocean Master & Atlantis — the Justice League will grow and change as we march towards the impending 'Trinity War.'"
Justice League #15 arrives in stores on December 26th.
via [BuzzFeed]


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Health Information > Healthy Lifestyle > Exercise > Starting an Exercise Program
If you are over the age of 35, have chronic health problems, or have not exercised regularly, make an appointment to see your doctor before you start an exercise program.
Your doctor will help you develop an exercise program to meet your goals. This program will put you on the path to better health. As part of your exercise program, your doctor may prepare written guidelines not only on how to get started, but also how to continue your progress. Be sure to ask questions and discuss any concerns you may have.
Your doctor may refer you to a rehabilitation program. A rehabilitation program is designed to restore your health and quality of life through education, exercise and proper nutrition. You may work with a variety of healthcare providers in such a program, including Physical Therapists, Occupational Therapists, Recreational Therapists, Nurses and Registered Dietitians.
Once in a rehabilitation program you will complete an evaluation to make sure you are ready to begin exercising with the least risk of injury. Members of the rehabilitation team will design the right exercise program for you. The program should address
This information has been approved by Kimberly Sack, MS, PT (May 2012).
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