text:
A move by Wells Fargo Bank to lower the bar for certain government-backed mortgages is stirring hopes of homeownership among people with credit scores battered by the recession.
The San Francisco-based bank, which is the country's biggest mortgage lender, said recently that it would begin accepting scores of 600, down from 640, for FHA and VA loans, which require as little as a 3.5 percent down payment.
JPMorgan Chase hasn't said whether it will follow suit. Bank of America said "there may be cases" where it would accept a credit score "in the lower 600 range," depending on the borrower's ability to repay the loan.
"Credit is loosening up," said Guy Cecala of Inside Mortgage Finance. "It was overly tight right after the credit crisis in 2008 and really had nowhere to go but looser."
Banks are motivated to increase lending to homebuyers because of a decline in refinancings. Wells Fargo's mortgage lending business was $50 billion in the fourth quarter of last year, down from $80 billion the previous quarter and $125 billion in the last quarter of 2012.
The FHA accepts scores down to 580 and even lower in some circumstances, but finding a lender to make such loans can be difficult and for people with damaged credit the loans can be costly. Wells Fargo is offering a 30-year fixed FHA mortgage at 4.25 percent, although mortgage insurance and fees bring the effective rate up to 5.837 percent.
Joe Gonzales, a metalworker who lives in a rented apartment in South San Jose, hopes he can qualify. "It's getting really expensive here to buy a home, and the credit thing is really hard," he said.
He said he needs something bigger for his wife and three children than his two-bedroom rental and has been thinking about moving out of state, maybe to Las Vegas, where homes are more affordable. "I need something that's mine. It's the American dream, bro. One thing about being American is buying a home."
Gonzales said a loan officer ran his credit scores a couple years ago and "my credit score wasn't that great. Since then, I've paid off a lot of stuff and my credit score has come up." Last year he made good money on the metalworker's job he's held for seven years, "but it's like I'm struggling."
Wells Fargo spokesman Tom Goyda said the change is "an effort to increase access to credit, especially for first-time and low- to moderate-income buyers." Borrowers will still have to meet underwriting requirements, which include a demonstrated ability to repay the loan.
The bank's government-backed lending, which is mostly FHA but also includes VA and Rural Housing Services loans, accounted for about 26 percent of its lending for the first nine months of 2013, Goyda said.
But underwriting standards are still much tougher than they've been in the past 20 years, Cecala said. "Even with slightly looser standards, we're nowhere near where we were before."
On the other end of the credit spectrum, Bank of America has created a loan of up to $1 million that requires only 15 percent down from buyers who have had a history of homeownership in the past three years, and are borrowing above the limits for conforming loans -- currently $625,500 in the metro Bay Area.
Guy Schwartz of CMG Financial in San Ramon said Wells "is not getting too far from the pack by going to 600, but it's nice to hear one of the big players deviating from the herd a little bit."
Contact Pete Carey at 408-920-5419. Follow him on Twitter.com/petecarey.


text:
Sewing Delicate Insertion Lace!
Lauren at Wearing History wrote a tutorial on preparing, designing, and machine sewing insertion lace onto garments. As she points out, delicate heirloom insertion lace is a delectable addition to Edwardian garments and undergarments. Prepare for the romance of the first days of spring by sewing a waft of a slip, or snappy tap panties with heirloom lace and silk chiffon (sheer silk on sale until 1/31/13) from Britex Fabrics.

subset: commoncrawl


text:
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on 1-800-FLOWERS.COM at the time of purchase will apply to the purchase of this product.
Get it today!Shop Now
OrAdd to Wish List
Limited-time offer: 30 Holiday Tulips for just $30, plus a Free vase with purchase Make this season the happiest one yet with our Jolly Holiday Tulips. Order today and for a limited time, get 30 beautiful tulips for just $30, plus a Free clear glass vase with purchase! These ravishing red and pristine white tulips come straight from select floral farms to make any holiday decor merry and bright. 30 stems of ravishing red and pristine white tulips come straight from select floral farms Free classic clear glass Ginger Jar Vase; measures 7.75"H For longer vase life, tulips arrive in bud form and will reach full bloom in 3-4 days Picked at the peak of perfection from select floral farms Shipped overnight to ensure freshness Add on a delicious holiday treat: Harry London" 6.3 oz "Happy Holidays" chocolate assortment Send the bouquet with Free clear glass vase or add:. Price: $30.00
© Copyright 2016 - Christmas.com. All rights reserved and protected by Christmas Spirit


text:
The Community Guardianship Program works to ensure the health and safety of people who are incapacitated and unable to manage aspects of daily living requirements. Appointed by the Court, EAC Network staff and volunteers serve as advocates and surrogate decision-makers for those individuals appointed to our care.
Thorough assessment, comprehensive service planning, regular visits, ongoing support and reporting to the Court ensures that the needs of the incapacitated person are met. Guardianship responsibilities can include a wide range of duties, including property management, assistance with personal needs, and advocacy with medical and social service providers. EAC Guardians are sensitive to the needs and wishes of their wards, and responsible stewards of their property.
Download our brochure: Community Guardianship brochure


text:
6 Sided Dice, D6
D6, six-sided dice. Perfect for rolling a random number between 1 and 6. Including standard dice with pips as well as polyhedral-style 6 sided dice with numerals instead of spots. Some of these dice are cube-shaped, while others are crystal shaped. Also includes special six sided dice with symbols instead of numbers, or with a blank face to make them d5 dice, or double 6 sided dice which are dice within dice.
HQ Standard 19mm Blue Six Sided Dice$0.45These are your basic 19mm dice. They have six sides and are blue in color with white pips. Their large size makes them easy to read and good to roll. Learn More


text:
NEWSLETTER SIGN UPSign Up for Email Updates!
- Homepage
- Shop Our Wines
- Current Red Wines
- Homepage
- Shop Our Wines
- Current Red Wines
Receive Trinitas PromotionsSign Up for Email Updates!
Tasting Room Reservations
Upcoming Trinitas Events
Please visit our events page to stay current on all the events we have to offer.
2011 Petite Sirah Old Vine, Contra Costa
The 2011 Petite Sirah is dry farmed near the town of Oakley. This wine boasts aromatics of blue fruits, baking spices and semi-sweet mocha. The tannins are supple yet support the acid in perfect balance. On the palate one will discover ripe, boysenberry jam & black cherry reduction playing with spices such as ginger, nutmeg and light espresso.With a harmonious finish that lingers into the back palate, this wine decrescendos with ease as it continues to call for another sip.
The Winemaking
Grapes are handpicked and de-stemmed. Must is pumped to our temperature controlled stainless steel tanks, and then inoculated with a wine yeast selected for its hardiness and alcohol tolerance. Once the wine has extracted desired level of tannins, the grapes are pressed. Both free run and press juice combine to enhance the wine's structure. Fermented in open top tanks punched down 4 times daily to optimize bright fruit. Barrel aged in American oak for 18 months.
The Vineyard
The Petite Sirah comes from the Gonsalves Vineyard in Oakley. Deep sandy soils with root-systems that stretch almost 60 feet deep make this area extremely unique for growing Petite Sirah. These vineyards are well over 100 years old and have survived both phyloxera and prohibition.
The Vintage
The 2011 Vintage was challenging for vintners with rains coming at inconvenient times and a growing season that yielded one of the smallest crops in years. The grapes that did make it in 2011 are good but there is not much out there, so buy up the 2011 wines because they will go quick!
Additional Resources


text:
Wednesday, May 8th, 2013
10am – 2pm
2603 West Morgan Avenue
Milwaukee, WI
Are you looking for work, but feel defeated by the job market? Tired of not hearing from employers after you interview? Well, let us help you to help yourself! Come visit the SEEK office at the location above. Applicants can be interviewed without an appointment. Candidates should bring a hard copy of their resume, direct deposit information, and two forms of ID.


text:
We are firm believers at SMP that being on a budget doesn't mean you have to sacrifice having the wedding of your dreams, and this wedding is proof. Captured beautifully by Jenny Linquist, every pretty detail sitting in this gallery proves yet again that when you have the help of family and friends, anything is possible.
All posts with Vendor


text:
|1. On the go accessories for school and preschool - these will make your child's school day!
2. Kid's bedroom art ideas - brighten up their spaces
3. How to dress your child for a special occasion
4. Frozen party - Gorgeous but manageable ideas for your Disney Frozen fan
5. Creamy Harissa Slow Cooked Beef - This recipe is warming and creamy.
|1. Flying with kids - How do the words "airplane flight" and "children" make you feel?...
2. Horse Party - ultimate horse themed party.
3. Toddlers - Living with little people: patience and understanding required!
4. Lalaloopsy party - How to craft your party around a centrepiece
5. Superkids scroggin - An innovative lunchbox idea
|1. Scone peapods - the cutest and most delicious vegetables around
2. Witchery Kids Clothing - with their fun blog showing the clothes in action!
3. Baby Clothes - Upcycled keepsakes.
4. Horse Party - ultimate horse themed party.
5. Best indoor playsets - Unbelievable fun most of us can only dream of!


text:
Thursday, April 11, 2013 / First at 5
ATLANTA (AP) -- A line of storms that has proven to be deadly in Mississippi continues to slide our way.
Currently, your News 12 weather team is watching a line of storms track across Alabama toward the CSRA. This squall line (line of strong storms) will likely enter the CSRA between the midnight and 4 a.m. hours and exit the two state region by 7 or 8 a.m.
Ahead of the approaching squall line, you should expect scattered thunderstorms across the CSRA.
Along with the stronger storms after midnight, you should expect the main threat to be strong winds and heavy rain.
However, it's not out of the question to see a few embedded tornadoes drop down or even a little hail.
The National Weather Service has issued a tornado watch for parts of north Georgia including the metro Atlanta area.
Forecasters say damaging winds will be the main threat as storms move into Georgia on Thursday. The tornado watch is in effect until 11 p.m.
Forecasters expect a squall line of storms to enter northwest Georgia by late Thursday afternoon or early evening and metro Atlanta Thursday night. The storms will then roll across central Georgia during the late evening and early Friday morning.
Meteorologists say rainfall amounts could be heavy, especially across parts of the north and central Georgia, where widespread areas of up to 2 inches of rain are expected.
The storm is part of a system that downed trees in and knocked out power in west Alabama.


text:
Hard Drive Size Options:
Everfocus Paragon960-X4/4 16Ch Real-Time 960H DVR, 4TB.
- 16CH WD1 real-time recording and playback
- WD1 capability provides higher resolution (960x576/960x480) compared to traditional D1 cameras
- H.264 compression format for enhanced recording capacity and improved network image transmission speed
- RAID1 -- for full data redundancy
- Multiple Main Monitors: Separately configured HDMI or VGA (1080p) Main monitor outputs
- Call monitor: Sequenced view through composite BNC and HDMI or VGA output with multiplex and sequencing
- High bandwidth WD1 recording (400/480fps) with recordable reduced bandwidth stream for mobile or multiplexed viewing applications
- Free EverFocus DDNS Service -- static IP address is not required for reliable remote access
- Supports one eSATA port for external HDD (EDA450)
- Supports live monitoring and playback of video from mobile devices via MobileFocus/ MobileFocus Plus Apps
- Multiple Control Inputs: mouse/front panel/remote controller/EKB500 Keyboard
- Built-in record time calculator for fast recording estimation
- Multiple intelligent video query functionality, including snapshot and smart search
- Powerful archive functionality from both remote and DVR sites
- Simplified access to common features such as setup, archival, playback and search functions through Express menus
- Remote configuration support from built-in web interface
- Dual Gigabit Ethernet interface for remote network viewing and control
- On-screen PTZ control via mouse or front panel
- Dual USB 2.0 ports for video archive and mouse control
- Integration with PowerVideo Plus
- Multi-language support
- 19" Rack mountable -- rack ears included
Found a lower price? Complete this simple form:
See any errors on this page? Let us know.


text:
Please log in or register to manage your account
Model: CS6409 Item: ATTCS6409
Add an additional handset to your CL6400 series phone system. System is expandable to a total of five handsets. No phone jack needed. Lines: 1; Telephone Type: Cordless.
Printerbazaar is a one-stop destination for all your office supplies. From highly durable branded printers to a plethora of accessories, you can get your suitable product at a competitive cost.
At Printerbazaar, we are committed to make your shopping experience hassle-free by conveying the best information. We understand that office related purchasing decisions are vital and thus the right comparisons are necessary before buying.
AT&T® 1040 Corded Four-Line Expandable Telephone
$116.56$8159 / each
AT&T® 1080 Corded Four-Line Expandable Telephone, Caller ID and Answering Machine
$205.12$13538 / each
AT&T® 210 Trimline Telephone, Black
$15.06$979 / each


text:
BEAVER CREEK - Lord of the Dance, created by Michael Flatley, is coming to the Vilar Performing Arts Center in Beaver Creek on Wednesday.
"As the winter season winds down, the Vilar Center is thrilled to end on a high note with Lord of the Dance," said Kris Sabel, executive director of the Vilar Performing Arts Center. "The vivacity of the production is astonishing. There's no question that this is one of the most entertaining touring dance troupes out there."
Lord of the Dance is a blend of traditional and modern Celtic music and dance that has catapulted Irish dancing into the global spotlight.
Making its debut performance in 1996, Lord of the Dance quickly became the most popular touring dance production in history. The theatrical extravaganza has sold out shows in 68 countries worldwide and has been the highest grossing dance show in the world since it began 17 years ago.
The story is based upon mythical Irish folklore as the Lord of Darkness, Don Dorcha, challenges the ethereal lord of light, the Lord of the Dance. Battle lines are drawn, passions ignite and a love story fueled by the dramatic leaps and turns of dancers' bodies begins to build against a backdrop of Celtic rhythm. The action is played out over 21 scenes on a grand scale of precision dancing, dramatic music, colorful costumes and state-of-the-art staging and lighting.
Tickets for Lord of the Dance are available online at vilarpac.org, by phone at 970-845-TIXS or in person at the VPAC Box Office in Beaver Creek.


text:
The Residences at Tenderfoot House, the first Summit County project for the development division of Verdigris Properties, has won the People's Choice award in this year's 18th annual Summit County Parade of Homes.
Recognized by members of the public who attended the event, the homes at 568 White Cloud Dr. in the Warrior's Mark neighborhood on Peak 10 have been designed and constructed to achieve LEED Platinum certification from the U.S. Green Building Council. The homes have been lauded for energy and water efficiency, durability, sustainable materials and indoor air quality.
"We would like to sincerely thank the Summit County Builders Association and Mountain Living Magazine for a fantastic 18th annual Parade of Homes," says Garratt Hasenstab, director of development for Verdigris Group. "We poured our heart and soul into this project with the overarching goal of setting a leading example of what conscientious real estate development can achieve. Each of our projects bring forth a triple bottom-line asset to the community - generating aesthetic resonance, economic value and positive social impact; thus serving as a catalyst for future sustainable development as well as further depth of thought in sustainability as it relates to our built environment."
The ultra-green residences built by Verdigris Group were one of 20 entries in this year's parade.
In addition, longtime Parade of Homes sponsor Bank of the West, which sold tickets for the event at its three Summit County branches, has donated $1,000 to The Summit Foundation.
"In addition to being a sponsor, for the first time we sold tickets from branch locations to make it easier for locals to gain access to the Parade of Homes," says Mark Ahrenholtz, senior divisional marketing manager for Bank of the West. "We also made a commitment to The Summit Foundation that we would make a donation of $2 for each ticket sold out of our branches."
Bank of the West has since decided to increase the monetary sum of its donation, and has opted to give $1,000 to The Summit Foundation.
"The Parade of Homes is a good draw and a great way to recognize the hard work of homebuilders, remodelers and their craftsmanship," Ahrenholtz says. "It's an event that draws people from outside the county during an off-season time, and it also serves as an economic boost to Summit County. This is our way of giving back."
The annual Summit County Parade of Homes, which takes place the last two weekends of September, is hosted by the Summit County Builders Association. This year's sponsors included Breckenridge Building Center, Bank of the West, Cutting Edge Woodworking, Specialty Wood Products, While You're Not Home and the Summit Association of Realtors.
Proceeds from ticket sales, which typically amount to more than $20,000 a year, are donated to The Summit Foundation.


text:
i dont know if there is a fix for this but i have tried looking all over the site and searching on google, but i cant find a solution to my problem. i have PMS installed on my pc and as for streming its great, buy my problem is that it takes forever to generate the thumbnails on my tv. i mean for one thumbnail takes around 1 or 2 min, and with a screen with 45 icons on one page well lets say it would be faster to get up and transfer the files to my usb drive one at a time and watch.
i have tried this
untick generate thumbnails
untick image thumbnails
ticked enable the cache
im not sure what else to do.
if i could just get a listing of the files without any thumbnails that would be great, or even use a picture for all the files, that would be great as well.
if you can help please let me know
btw i have looked for enable media library in the navigation/ share settings. and its not there
so i have added my videos folder to the shared folders
i have also scanned the drive, with the magnifying glass and it only took 5 or 10 min, (guess 32gb ram and 4.25ghz processor helps as well as a ssd)
but nothing helps
last thing i can think to try is to let all the thumbnails load and hope it keeps a cache of them on the pc


text:
This is an excerpt from EERE Network News, a weekly electronic newsletter.
December 15, 2004
Bay-Area Postal Facilities to Combine Efficiency, Fuel Cell, and Solar Power
Chevron Energy Solutions announced in early December that it will complete major energy efficiency upgrades and install a fuel cell and two solar power systems at the U.S. Postal Service's largest mail processing and distribution facilities in San Francisco: the San Francisco Processing and Distribution Center and the Embarcadero Postal Center. The energy efficiency measures will include new energy management and compressed air systems, lighting retrofits, and upgrades to the heating, ventilation and air conditioning systems. Chevron Energy Solutions will also upgrade the Processing and Distribution Center with high-efficiency natural gas cooking equipment for the cafeteria.
That facility will also host a new hybrid solar/fuel cell power plant comprised of a 250-kilowatt fuel cell, a 100-kilowatt roof-mounted solar power system, and a 185-kilowatt solar power system mounted on a parking canopy that will track the sun. FuelCell Energy, Inc. will provide the fuel cell.
The improvements at both facilities will cut power purchases by about 10 million kilowatt-hours—a 46 percent reduction. In addition, the energy efficiency upgrades will reduce the heating needs by 69 percent at the San Francisco Processing and Distribution Center and by 28 percent at the Embarcadero Postal Center. See the press releases from Chevron Energy Solutions and FuelCell Energy.


text:
I sometimes catch flak about the amount of resources that go into my lawn and garden. People think I use a lot of water or chemicals to keep things looking nice. But the fact is, a well-maintained and planned landscape is actually more self-sustainable than one that may not look as nice.
There is no doubt that water plays a major role in having a successful garden, and through careful planning, water use in a landscape can be cut dramatically.
Choosing the right plants
Planting the best plant for a particular location is very important. A plant that requires a moist soil is better planted in a sheltered location where the soil is not dried out by the sun and wind. It will definitely take more water to keep a hydrangea thriving in an exposed location with a sandy soil than it will a hypericum in the same spot. Along these same lines, a border planting of low-water-use plants is only as good as the ones with the highest requirement. It would be wise to group plants that require more water in plantings together. This will put the added irrigation in an area where all of the plants will benefit.
When the proper plant is selected, place shredded wood, leaves, pine needles, grass clippings or some other organic mulch around the plant to help conserve soil moisture from evaporation. The mulch should be 2 to 3 inches deep and should be pulled back from the stem of theplant to prevent disease and insects easy access into the base.
Irrigation systems
Watering methods will affect the amount of water used. Drip irrigation is by far the most efficient, since the water is added slowly to the roots of the plant. However, it isn't an option for large groundcover beds or turf areas. To increase the efficiency of overhead watering, try watering in the early morning hours, when there is less evaporation from the heat, and when the winds are calmer, which keeps the water mist from blowing to nontargeted areas.
Automatic sprinkler systems are often looked at as a waste of water. However, a well-designed system will actually save water, because it will have separate areas that run at different times according to the plant material. Turf areas should run separate from shrub beds. The reason is that when a shrub matures, it will no longer need the frequent watering that the turf will during the hot months.
Automatic systems should have a rain sensor to suspend watering when it's raining. I've often driven by landscapes during a rain and seen an irrigation system running. For a small investment, that wasted water could have been saved. It is also important to periodically check underground systems for leaks or damaged heads that can cause them to be inefficient.
Another way to conserve water is to use rain water. Water barrels attached to downspouts will catch rainfall, which can be used for container plantings or other areas of the garden. These small cisterns are available at many garden centers. In addition, using permeable paving surfaces – such as bricks for a patio or stepping stones for a walkway – instead of solid concrete will allow the rainfall to infiltrate the garden soil instead of running into a ditch or storm sewer that does not benefit the landscape at all.
We don't have to abuse our resources to have fine gardens. However, we do need to be wise in both our planning and our practices.
Want to rediscover what made grandma's house the fun place we all remember? Capper's Farmer — the newly restored publication from the rural know-how experts at Grit.com — updates the tried-and-true methods your grandparents used for cooking, crafting, gardening and so much more. Subscribe today and discover the joys of homemade living and homesteading insight — with a dash of modern living — that makes up the new Capper's Farmer.
Save Even More Money with our automatic renewal savings plan!
Pay now with a credit card and take advantage of our automatic renewal savings plan. You save an additional $5 and get 4 issues of Capper's Farmer for only $19.95 (USA only).
Or, Bill Me Later and I'll pay just $19.95 for a one year subscription!
Copyright 2016, All Rights Reserved | Ogden Publications, Inc., 1503 SW 42nd St., Topeka, Kansas 66609-1265
Special Interest Websites :
Community Chickens •
Good Things to Eat •
Utne AltWire •
Keeping Backyard Bees


text:
Automotive Fuel Cell Cost and Durability Target Request For Information Issued
February 4, 2013
The U.S. Department of Energy's (DOE's) Fuel Cell Technologies Office has issued a Request for Information (RFI) seeking feedback from stakeholders regarding proposed cost and durability targets for fuel cells designed for automotive applications. The proposed cost targets are $40/kW for automotive fuel cell system cost, and the proposed durability target is 5,000 hours corresponding to approximately 150,000 miles.
While automotive fuel cells represent a large market opportunity for fuel cells, further technological improvements are required to make fuel cells competitive with incumbent technology. To further advancement, DOE is seeking general comments on cost and durability targets from developers, manufacturers, end users, and other stakeholders. These targets were set with industry and market input and further comments are requested to refine target values to help drive the research and development required for continued improvements.
For details, see the RFI announcement for DE-FOA-0000855. Comments must be provided by no later than 11:59 PM EDT on April 1, 2013.


text:
|Version 11 (modified by eugene@…, 10 years ago) (diff)
Removing the magic: the cheat sheet
This document assumes a basic familiarity with Removing the magic changes. It is designed to be used as a simple cheat sheet during a conversion process providing links to relevant parts of Removing the magic document. It is organized by functional areas: databases, models, views, templates, template tags, and settings. This document doesn't cover new functionality.
Optional (saves time): if your project doesn't have manage.py file in the project's directory, copy it from django/conf/project_template/.
Database changes are covered extensively in Database changes you'll need to make. Just execute appropriate SQL scripts.
Optional (saves space): package column of auth_permission table is not used anymore. You can drop it by executing following SQL statement (works for MySQL):
ALTER TABLE `auth_permission` DROP COLUMN `package`;
Eugene's note: after conversion I found that my permissions are screwed up. I regenerated them this way:
- Delete a content of following tables (you can do it now):
- auth_group_permissions
- auth_permissions
- auth_user_user_permissions
- django_content_type
- After you finished with code changes, run manage.py syncdb. Don't do it now'''
It repopulates the content of said tables properly, but an administrator has to reassign group and user permissions again in Admin. Obviously it can be a problem, if you have hundreds of users with arcane permissions.
- If your applications still live in yourproject/apps/ directory, you can move them up one level: move yourproject/apps/yourapp/ to yourproject/yourapp.
- Relocate models by moving content of files in your yourapp/models/ directory to yourapp/models.py file.
- If your models use datetime or db modules without exporting them directly, add import statements.
- Relocate Model and Field classes: use django.db.models instead of django.core.meta.
- Convert the META.admin member to new inner class Admin of the model. Don't forget to remove all pesky commas at the end of lines.
- Remove from META following parameters: admin (see the previous step), module_name, exceptions, module_constants, and where_constraints. If now your class META is empty, delete it. Otherwise rename it to class Meta.
- Replace __repr__ with __str__.
- If you use _pre_save(), _post_save(), _pre_delete(), and/or _post_delete() hooks, replace them by overriding save() and delete() methods.
- If your model has objects attribute, rename it.
- Import your models directly the Python way. For example, if your model Person is in yourproject/yourapp/models.py file, use:
from yourproject.yourapp.models import Person
- Change import statements to reflect the namespace simplification:
- django.utils.httpwrappers => django.http
- django.core.exceptions.Http404 => django.http.Http404
- django.core.template => django.template
- django.core.formfields => django.forms
- django.core.extensions => django.shortcuts
- renamed: django.core.extensions.DjangoContext => django.template.RequestContext
- moved: django.models.core.Session => django.contrib.sessions.models.Session
- A former module settings is an instance now. Import it using:
from django.conf import settings
- Update your code to reflect model changes you did in the Models section above.
- Include template extensions explicitly.
- Convert to new Database API. Warning: usually this is the most time-consuming step. Be careful''
- Rename DoesNotExist exception: people.PersonDoesNotExist becomes Person.DoesNotExist.
- If you use get_object_or_404() and get_list_or_404(), change their parameters. Note: you cannot use field__ne and order_by keywords. Use exclude() and order_by() methods of new Database API.
- If you call generic views from your views, update their parameters: remove app_label and model_name, add queryset.
- If you use Django's authentication, update your code to reflect the consolidation.
- If you use manipulators, update your code: django.core.formfields is django.forms now.
- If you use raw database connections, update your code.
- The packages module has been removed.
- Optional (file consolidation): you can relocate your templates from yourproject/templates/yourapp/ directory to yourproject/yourapp/templates/ directory.
- Template tags extends and include should include template extensions explicitly.
- Change template names for generic views: remove pluralization of model names.
- If your template uses Django's methods defined on its parameters, try to move this code to corresponding views, if possible. Otherwise apply changes outlined in the Views section above.
Template tags
- Change import statements to reflect the namespace simplification:
- django.core.template => django.template
- django.core.extensions => django.shortcuts
- renamed: django.core.extensions.DjangoContext => django.template.RequestContext
- If your template tag uses external templates, include template extensions explicitly.
- SilentVariableFailure exception was removed: use silent_variable_failure attribute instead.
- Update your code to reflect model changes you did in the Models section above, if applicable.
- If your template tag implements a high-level view-like functionality, apply changes outlined in the Views section above.
URLs and settings
- Update urls.py:
- Admin URLConf was [wiki:RemovingTheMagic#MovedadminURLconftoshortenitspath relocated:
- django.contrib.admin.urls.admin => django.contrib.admin.urls
- Change the parameters you pass to generic views: remove app_label and model_name, add queryset.
- Admin URLConf was [wiki:RemovingTheMagic#MovedadminURLconftoshortenitspath relocated:
- Update settings.py:
- Update TEMPLATE_LOADERS to reflect Namespace simplification: remove core from their names.
- If you moved templates to yourapp directory (see the Templates section), make sure your TEMPLATE_LOADERS variable includes django.template.loaders.app_directories.load_template_source.
- Update INSTALLED_APPS to reflect Namespace simplification:
- django.models.auth => django.contrib.auth.models
- django.models.core.sites => django.contrib.sites.models
- django.models.core.contenttypes => django.contrib.contenttypes.models
- Update INSTALLED_APPS to reflect changes you made in the Models section:
- yourproject.apps.yourapp => yourproject.yourapp
- Add additional applications to your INSTALLED_APPS to satisfy dependencies:
- Before django.contrib.admin add django.contrib.auth and django.contrib.contenttypes.
- Before django.contrib.flatpages and/or django.contrib.redirects add django.contrib.sites.
- The packages module has been removed.
- Update MIDDLEWARE_CLASSES to reflect Namespace simplification:
- django.middleware.sessions.SessionMiddleware => django.contrib.sessions.middleware.SessionMiddleware
- If you rely on request.user anywhere in your code, modify MIDDLEWARE_CLASSES:
- Add django.contrib.auth.middleware.AuthenticationMiddleware anywhere after django.contrib.sessions.middleware.SessionMiddleware.
Debug your changes using manage.py validate and manage.py runserver. If there are any problems, please refer to the appropriate section of this document to verify your changes, and consult Removing the magic.
If you decided to regenerate permissions (see the Pre-conversion section above), now is the good time to execute manage.py syncdb. Remember that an administrator should reassign permissions to all users using Admin.


text:
The Office of International Relations is committed to being a resource to foster international relationships - between Charlotte's various international communities and between Charlotte and the world.
The office keeps track of the many connections the community has to the world. There are over 300 organizations in the Charlotte region with a focus on serving the international community or helping Charlotteans be better global citizens. You can find a list of those organizations here. If you'd like your tax deductible non-profit, educational, charitable or governmental organization added to the list please contact the office in writing.
The office also works with various City of Charlotte boards, commissions and task forces - including the Charlotte International Cabinet and the Immigrant Integration Task Force. When international issues facing our community need to be studied in more depth, the Mayor or City Council can call for the Cabinet or a task force to address the topic. You can find copies of past task force reports here.


text:
Today's high is expected to top out around 98 degrees with no expected rainfall and SW winds at 12 mph. Overnight lows will drop to 75 and be followed on Tuesday with a high of 100, a 10 percent chance of rain and SW wins at 15 mph in mostly sunny skies. Overnight los will drop to 76.
Location, ST | website.com


text:
I'm new to the forum and very glad about that it exist.
I like to say thank you for the deb package. I tried to compile it myself but it never worked.
Do you plan further updates of the deb package? I will try to compil PMS v 1.5 but I'm not sure to get it to work.


text:
Los Gatos has hired Mark Krail as its football coach, athletic director Shelby Edwards said in an email Sunday night.
Krail, who spent the past three seasons as the head coach at Santa Clara after a long stint at Pioneer, takes over for Butch Cattolico, who announced his retirement at the end of last season.
"We are very excited to have him as our new leader," Edwards said.
Krail, 49, called his new job "a chance of a lifetime" and "one of those that doesn't come along very often."
Cattolico led Los Gatos to 12 Central Coast Section and 16 league titles in 26 seasons. He stepped down seven wins from becoming the section's all-time winningest football coach.
"When you talk about Los Gatos High School," Krail said, "it has so many facets that are just outstanding -- from the academic part of it to the community part of it to the athletic part of it. There are areas of strength across the board. That's obviously very intriguing. It's got to be as good a job as there is in the area as far as teaching/coaching spot. I'm very excited."
Krail planned to meet with his former players at lunchtime Monday. He took over a 1-9 team at Santa Clara after building a successful program at Pioneer and immediately turned the Bruins into a winner, going 6-4 in 2010 and 8-3 with a CCS playoff berth in 2011.
Santa Clara, which moved up to the Santa Clara Valley Athletic League De Anza Division last fall, finished 5-5 after opening the season 5-0.
"It's obviously bittersweet," Krail said. "There are some great kids here and great adults here. It's not a place I was looking to leave. It just happened to be the circumstance that the Los Gatos job came about."
In a news release Monday announcing the hire, Los Gatos Principal Markus Autrey said, "Mark Krail brings with him the experience and attitude necessary to inspire our athletes to continue to compete and be model sportsman on and off the field.
"Wildcat football has a long-standing pride and tradition in Los Gatos thanks to previous great leadership. We are confident that Mark Krail will continue this tradition and lead the program successfully in the future."
Krail was named California Interscholastic Federation Model Coach for football in 2009 and CCS Honor Coach for football in 2005. In 2009, he was inducted into the Santa Clara County Youth Mentor Hall of Fame.
Check back later for more details on this developing story.
For more on high school sports, see the After School blog at blogs.mercurynews.com/highschools. Follow Darrrn Sabedra on Twitter at twitter.com/DarrenSabedra.


text:
Big Ten in expansion mode again
March 2, 2013
Virginia, North Carolina, Georgia Tech, Kansas. Take your pick. These are the teams the Big Ten is now targeting as possible new conference members....
And why would it? Denial has worked well for them in the past. Get ready to say goodbye to UVA and or UNC/GT to the B1G, NC State and VT to the SEC, and FSU, Clemson, Miami and Louisville to the Big 12. Within 3 years the ACC will be gutted.
0 Agrees | 0 Disagrees | Report Abuse »
Not sure what your sources are but this speculation is NOT "running rampant" here in the heart of ACC country. (nothing more than internet rumors)
0 Agrees | 0 Disagrees | Report Abuse »
The big 10 has 12 teams and the big 12 has 10 teams. They should just switch names.The big 10 becomes the big 12 and the big 12 becomes the big 10.
0 Agrees | 0 Disagrees | Report Abuse »
Showing 3 of 3 comments


text:
Bottom's Up! (aka The Sweet Spot)
In this inspired new post, Dionne Elizabeth – a yoga teacher, DJ and writer who lives in Bergen, Norway – harmonizes music, blogging and yoga. Here, she shares the best yoga poses to improve your buns, which may, in true mind-body synchronicity, improve your life.
Here it is folks: We are already completely, marvelously, wildly, entirely who we were born to be.
At times this might not be clear to us, but the fact that we exist, that we are here together at this moment, and that you, dear reader, are on this page at this moment, is no coincidence. To meet each other at this point, somewhere along our separate journeys, really is absurd and wonderful. There is a reason for the particular path we happen to tread, including all its glorious and perfect sweetness, as well as the more sour, "interesting" parts. We each have a mission, a function, a purpose. So how do we live our life to honour that?


text:
DENVER (October 4, 2012)--Democrats were looking to rebound Thursday from what's generally considered a disappointing debate performance by President Barack Obama Wednesday night, by accusing GOP challenger Mitt Romney of being dishonest on the debate stage.
Obama campaign strategist David Axelrod said Romney was "hiding the truth and the facts" from the American people and Mr. Obama told a rally in Denver that the Romney who showed up for the debate isn't the same candidate he's been running against.
He said that the "real Mitt Romney has been running around the country for the last year promising $5 trillion in tax cuts that favor the wealthy," but he said the man he was debating last night "said he didn't know anything about that."
He also accused Romney of misrepresenting past statements on education and outsourcing.
Mr. Obama said Romney "knows full well that we don't want what he's selling."
He also ridiculed Romney's suggestion that one way to trim federal spending is to cut the subsidy for PBS, which airs "Sesame Street."
"Thank goodness somebody is finally getting tough on Big Bird," Mr. Obama said.
Obama advisers say he will make adjustments before the next debate, to counter what they see as Romney's evasions on a series of issues.


text:
Amerec 9112-106 Brushed Nickel Dual Digital On/Off Control with Built-In Temperature Sensor
Offer Ends
We still have product details, accessories, replacement parts and reviews below, scroll down to see them!
Technical Specs
Dual Digital On/Off Control with Built-In Temperature Sensor
Amerec provides a choice of compact digital controls that are compatible with AK and 3K series generators. These attractive controls feature metal cover plates available in five finishes to complement other fixtures in the bath and shower: Polished Chrome, Polished Brass, Polished Nickel, Brushed Nickel and Oil Rubbed Bronze. Each kit includes a steam head and cables necessary to connect the control with the generator.
- DKT60/K30 dual 3-button digital control displays temperature and time
- Adjustable time duration up to 60 minutes and temperature up to 125° F
- KT60 features integral temperature sensor and mounts inside room
- K30 control mounts outside room
- Dual control kit includes two controls, cables and Comfort Flo steam head
Additional Amerec Links
Our SKU: DKT60/K30
This product is listed under the following manufacturer number(s):
- Brushed Nickel*
- Oil Rubbed Bronze*
- Polished Brass*
- Polished Chrome*
- Polished Nickel*
*Denotes a finish or option that has been discontinued


text:
I have been using QCAD 2.2 pro, primarily on Solaris for about 18 months and occasionally v3.x pro on Linux, but where QCAD is not being built on Solaris any more, I have in the last few months been compiling the community edition on Solaris, which seems to works perfectly with the exception of the DXF files can not be opened by the company that does my laser cutting, who use autocad 2007
The DXF files are able to be opened and updated by all the versions of QCAD I have ( Solaris & Linux ), but I have to load the DXF file in to QCAD v2.2 on Solaris and then just save the file, before I can email it off, even a simple file with a circle in it created with the community edition, is not readable on autocad 2007.
The community edition doesn't have the save as a version feature as the v3.x on Linux has, I'm not sure where the problem could be or how I can fix it.
Any ideas or help would be greatly appreciated.
Current community edition I have compiled on Solaris is v3.3.2


text:
BELMONT - Students at Pleasants County Middle School showed their support for an ailing classmate on Friday by shaving their heads to show solidarity and raise money for his family at the same time.
Art teacher Mindy Bussey said 17 students - and herself - came to school on Friday with shaved heads in support of James Burgess, a sixth-grader with a rare form of pediatric cancer called primitive neuroectodermal embriogenic tumor, or PNET.
The main part of the fundraising was a "penny war" held by the students between Monday and Friday to raise money to help the Burgess family with medical expenses.
Article Photos
A teacher and 17 students at Pleasants County Middle School shaved their heads Friday in support of an ailing classmate, while raising money to help his family. Those pictured include art teacher Mindy Bussey and students Devin Dalrymple, Shaina Baker, Dalton Houser, Karson Schneider, Jacob Northrop, Corbin Bussey, Spencer Wren, Jeremy Smith, Kevin Holland, Cameron Frame, Trayven Henderson, Trentyn Kelley, Jaiden Smith, Tucker Dalrymple, Jacob Schrebe, Owen Dornon and Issac Hackathorn. (Photo Provided)
In the "penny war," the students were divided into 16 home bases, with each having a jar to collect pennies. The goal was to collect the most pennies, and any cash collected that was not a penny was deducted from the sum of pennies when deciding a winner. Teams could "sabotage" other teams - but help the overall fundraising goal - by dropping nickels, dimes, quarters or dollar bills into competitors' jars.
Bussey said students had been skyping with Burgess from the school library last Friday when they noticed he had lost his hair from the medical treatments. Devin Dalrymple, a seventh-grader, wanted to shave his head in support, and Bussey said she would donate money for every students who shaved, including herself. From there, the school's student council pledged to match Bussey's donations.
"We had $95 worth of shaved heads (Friday)," she said.
Dalrymple, the student who started the shaving movement, said he knew who Burgess was but they weren't friends when everything started. The class was skyping with Burgess last week when he saw that Burgess had lost his hair.
"I felt bad for him because he's having all of these troubles," Dalrymple said.
He wanted to make Burgess feel better so he decided to shave his own head and asked his friends to shave their heads as well. All of the students were able to show off their bare heads on Friday when they skyped Burgess again.
"He cried a little and told us he was happy," Dalrymple said of Burgess's reaction.
"I'm really happy, really happy with how many people shaved their heads for him," he said.
Through the various fundraising efforts of the past week, Bussey estimated nearly $2,300 had been raised for the Burgess family as of Friday.
Kristi Carpenter, the school's counselor, said the fundraiser in support of Burgess started as a part of the school's annual "Rachel's Challenge" program.
"Rachel's Challenge" is an anti-bullying program that emphasizes changing the school atmosphere by practicing kindness, compassion, inclusion and acceptance. Students are encouraged to start a chain reaction of kindness and compassion within their families, neighborhoods and community.
"This started with one student and expanded into a chain reaction of kindness and compassion," Carpenter said of the past week's events, especially among those who shaved their heads.
In addition to Bussey and Dalrymple, the other students who shaved their heads Friday included: Shaina Baker, Dalton Houser, Karson Schneider, Jacob Northrop, Corbin Bussey, Spencer Wren, Jeremy Smith, Kevin Holland, Cameron Frame, Trayven Henderson, Trentyn Kelley, Jaiden Smith, Tucker Dalrymple, Jacob Schrebe, Owen Dornon and Issac Hackathorn.
"It's been wonderful," Melinda Burgess, his mother, said Friday of the support of the students and teachers at PCMS. "It dumbfounds you, the love you find in the community."
The support of his friends and classmates has encouraged Burgess and improved his mood, Melinda Burgess said. He still has a lot ahead of him, including surgery in January or February, followed by nine months of chemo and radiation therapy.
Burgess has been out of class since October but is keeping up with his classes at home, she said. It is hoped he will be able to return to school next spring, but it may be next school year before he can return.


text:
February 22, 2010
AUGUSTA---An active 29-year-old who works out every day at the gym, even on holidays, doesn't exactly fit the profile of men who suffer a heart attack. But that's exactly what happened to an Augusta father.
Ryan Paquette is an entrepreneur with everything to live for: a wife and two young kids. "Any time, any day, something can happen," he told News 12.
Last Thanksgiving in a Beech Island field, a heart attack stopped Ryan in his tracks. "You don't dream of these things at 29 years old."
It started while he was in the middle of his favorite sport, hog hunting. Ryan says a hog tried to escape by jumping in a pond. "I went chest deep in water, and I don't know if it was because of the cold weather, but I had a chest pain."
The pain he was feeling got his attention. "I was coughing, never smoked in my life but I was hacking and coughing, and thought 'Goodness gracious, what in the world is going on?'"
Ryan went straight to University Hospital. Once there, doctors ordered several tests that determined Ryan's LAD artery was 100% blocked. It's a condition so deadly, it's referred to as a widowmaker. "I remember this to the day I die, the worst thing I've ever heard. She looked at me and said 'Honey, you've had a heart attack.'"
But why? "They said a lot of stress," Ryan said. "Working for yourself, being in business, I mean you are going to stay stressed."
Luckily for Ryan, he caught it in time, and a little piece of metal, a stint, saved his life. Doctors put the stint in his blocked artery, and after six days in ICU, Ryan was back home spending time with his eleven-month-old son Payne and daughter Wynsor, who's almost three.
"All the time I take deep breaths," Ryan said. "My main goal in all of this is make sure I'm old enough to raise my kids. Old enough to see them grow, and after that, if it's my time to go, it's my time to go."
To keep going, Paquette lost weight and goes to rehab a few days a week. Admittedly, he still works probably more than he should, and he still carves out time for his favorite hobby, hog hunting.
But he says he is taking more time to slow down, reminded of who and what really matters the most. "A lot of people live like there are a million tomorrows, but now I try taking it day by day," he said. "Just appreciating more."
Paquette wants to remind people not to ignore warning signs just because you think you don't fit the profile. No matter your age, or lack of family history, it could happen.
Ryan says his doctor told him that had he made it through the initial pain and had a beer after hunting as he'd planned, no matter if it was just one or more, the combination would have likely killed him that same day at just 29 years old.


text:
The QODT2-70NA-X2 is a high performance 2' x 2' drop ceiling mount indoor dome security camera system from Videolarm which is designed to provide high quality surveillance operation and monitoring with its 2 professional security cameras when used in high crime areas. The QODT2-70NA-X2 dome security camera system comes with an OptiClear polycarbonate dome, a CCD sensor, a plenum rated metal top, fully adjustable mounting arms, as well as an IR corrective lens, and separate video outputs. The QODT2-70NA-X2 dome security camera system also features a 0.75lux illumination, 1 power lead, a snap on decorative ring, 480TV lines, plus an engineered plastic top. This professional security camera system is designed to provide high operation, and can be used in many different security setups.
- Up to 4 cameras w/4-9mm auto-iris lens
- Choice of Day/Night or Color cameras
- IR corrective lens on Day/Night cameras
- Separate video outputs
- One power lead
- Available with NVT two wire video outputs
- Factory installed system, ready to plug n' play
- Durable engineered plastic top, 94V0
- Separate BNC outputs for each camera
- Fully adjustable, segmented mounting arms for cameras
- OptiClear polycarbonate dome, clearest domes in the industry
- Clear or distortion-free tinted dome available (1 F-stop light reduction)
- Serviced from below ceiling
- Liner included for total discreet viewing
Found a lower price? Complete this simple form:
See any errors on this page? Let us know.


text:
- Cheer for Chelsea!
- Currently Unavailable
Defender David Luiz joined Chelsea at the end of the 2011 January transfer window and has turned out to be money well spent! The Brazilian center back has become a key component of Chelsea's back line! Luiz is a versatile player who can manage any side of the back line with strong defense and determined effort.
Show your support for your favorite lads from Stamford Bridge in this official home jersey from adidas. This jersey uses ClimaCool technology to help true blue fans feel fresh when they're getting fired up.
This royal blue jersey uses golden elements on the seams and badge for a regal look that is fit for a lion and represents the glory of the club. The heat-transferred adidas logo and Chelsea badge reduce weight and brighten up the kit and the club's initials are embroidered on the back of the collar.
Cheer for David Luiz and the rest of Chelsea with this great looking jersey.
100% polyester. Imported.
Lamentamos que todavia no hay descripción en español para este producto.


text:
SANTA CLARA -- Welcome to the new home of the 49ers.
Eight years after the San Francisco football team announced its plans to move an hour's drive south to Santa Clara, the Niners officially opened their $1.3 billion "sports and entertainment cathedral" during a showstopping ceremony on Thursday.
The beers were flowing, the stadium-themed merchandise was flying off the shelves, the massive HD video-boards were lit up with highlight reels and the surround-sound speakers were humming with pop music at the invite-only event. Team luminaries from coach Jim Harbaugh to star defender Patrick Willis were schmoozing with guests such as NFL Commissioner Roger Goodell, tech executives and local politicians.
About the only thing left to add to Levi's Stadium is 70,000 screaming 49ers fans -- and, you know, some football. Until then, the faithful can look forward to the sleek new features on display Thursday, including: a Wi-Fi system that will allow all fans to surf the web at once -- a sports first; instant replays available on your phone; a rooftop suite and celebrity-chef dining for high rollers; and all the standard modern amenities Candlestick Park didn't have, such as concourses that are now three times bigger.
"You deserve to have the best stadium in the world," said 49ers CEO Jed York. "Now you have it."
In typical NFL tradition, Thursday's ribbon-cutting ceremony had all the pageantry of the April 2012 groundbreaking event, which also felt like a Super Bowl half-time show.
After York and Santa Clara Mayor Jamie Matthews officially cut the long red ribbon outside the south entrance, hundreds of VIP attendees were able to pose with four more uncut ribbons and hold giant red-and-gold scissors. Afterward, they sipped champagne and ate hors d'oeuvres in the swanky United Club as owner John York, Jed's father, made a toast on the stadium's grand wedding staircase.
At one point in the ceremony, hundreds of workers wearing white "I built Levi's Stadium" shirts and hard hats marched down two red-carpeted giant staircases. Thousands of white, red and gold pieces of confetti burst into the air at the end of the event, as dozens of cheerleaders waved their pom-poms and guests rushed to take selfies in front of a giant screen on stage.
Thursday's ceremony, which marked the opening of the first new NFL stadium in California since 1967 in San Diego, was bittersweet for some fans. Goodell acknowledged the move from San Francisco "is an emotional issue," while about 30 percent of Candlestick Park season ticket holders gave up their tickets -- some after generations -- in large part due to being priced out of the stadium's expensive new seat license program.
But 49ers President Paraag Marathe implored fans not to even bother comparing Levi's Stadium to Candlestick Park, and Goodell seemed to agree.
"You can feel the difference, and you know the fans are going to feel the difference," Goodell said.
Despite the ceremony, there is still work left to be done before the first event, an Aug. 2 San Jose Earthquakes match, and when the Niners take the field afterward for their first preseason game Aug. 17, and the first regular-season game Sept. 14. The museum and hall of fame area and the new Michael Mina restaurant are both unfinished, for instance.
And there are lots of kinks to be worked out. General Manager Trent Baalke was walking through the stadium and noticed a handrail was a little loose, for instance.
Then there's all the things the team will need to fix when they inevitably go wrong, whether it be food choices, traffic routes or scheduling.
"The first year is going to be a shakeout year," Matthews said.
York and others in the Niners front office will now turn their attention to bringing in more events to the stadium, beyond the biggies they've already reeled in -- Super Bowl 50 in 2016, WrestleMania next year and the Pac-12 Championship Game starting this year. They'll also be pitching the stadium as a host venue for smaller shindigs such as weddings and bar mitzvahs.
"We're not done," Marathe said.
Matthews said while the city's Stadium Authority will continue to oversee Levi's, Santa Clara's big job now becomes building the $6.5 billion monstrosity of a mixed-use project a developer has proposed across the street from the 49ers new home. There is also a separate hotel and sports bar next door proposed by Hall of Fame quarterback Joe Montana. Both projects have at least a year of planning left.
The players, meanwhile, must turn their attention to the field, where they will have a new home-field advantage that York called "very formidable." Marathe said he noticed Willis and offensive lineman Joe Staley get goose bumps when they toured the finished stadium Thursday.
"It's time to make new memories in this stadium," Staley said. "I'm pumped up."
Contact Mike Rosenberg at 408-920-5705. Follow him at Twitter.com/rosenbergmerc.


text:
Closed nursing home to be sold at auction
Published: Wednesday, February 27, 2013 at 1:00 a.m.
Last Modified: Tuesday, February 26, 2013 at 8:27 p.m.
Farm Associates won a $5 million foreclosure judgment against 2600 Courtland Street LLP, a now-defunct Sarasota company that owned and operated the shuttered Harmony Healthcare and Rehabilitation Center in Sarasota.
This article has been modified from its original version, published online Feb. 26, 2013, as follows:
Benjamin Gelbtuch is one of the owners of the Harmony Healthcare and Rehabilitation Center complex in Sarasota, but the nursing home was managed by Elliott Burach. Information originally contained in this article was unclear.
Courtland Street, a company that was owned by Benjamin Gelbtuch, borrowed the money in September 2008 to refinance loans on the 56,000-square-foot nursing home at 2600 Courtland Street that it bought for $3 million in October 2003, records show.
Harmony Healthcare, which was managed by Elliott Baruch, was forced to close and move its 83 residents in 2011 after failing to fix patient-safety problems. The problems were revealed in 2009 when a ventilator patient apparently choked to death after eating a chocolate chip cookie she was not supposed to have.
Prior to its closing, there were only 23 specialized nursing homes that provided ventilator care in the state.
Gelbtuch originally borrowed $3 million from Berkshire Bank to finance his acquisition and refinanced with a $5 million loan five years later.
His company defaulted in August 2012.
The nursing home is scheduled to be sold at auction by the Sarasota County Clerk of Court on March 22.
This story appeared in print on page D1
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


text:
Member Profile
Edoardo GARASSINO MD
Centro Medico Vigevanese
Via Poerio 5
Vigevano, Pavia 27029
Edoardo GARASSINO MD
Centro Medico Vigevanese
Via Poerio 5
Vigevano, Pavia 27029
Already a Member? Login
As your surgeon has no doubt told you, the best way to have a quick and easy recovery is to be healthy before your surgery. This means no smoking, cut back on alcohol and fatty foods, and taking care … more
You've done it at last! You've found and consulted with a board-certified ISAPS member surgeon about the procedure you want, and scheduled the big day. It's a decision you've … more
As a medical professional, you have a good sense of when your patients are satisfied and when they aren't. But if you could be a fly on the wall listening to what patients tell each other about … more
While the following resources provide a valuable means of information exchange for our members, we welcome interested patients to use them as well.


text:
ORLANDO, Fla. -- The lobby at the Walt Disney Dolphin Resort was still crackling Thursday morning, but the "hot stove" season is all but over for both Bay Area teams.
The Giants took care of their last significant hole early Thursday morning, agreeing to a one-year deal with slugger Michael Morse that reportedly will be worth more than $6 million. After weeks of checking into every corner of the outfield market, the Giants found their everyday left fielder, a 31-year-old who -- when healthy -- has displayed monstrous power.
The A's, as is their style, went about business in a unique manner. Oakland's suite was largely cleared out by the end of the business day Wednesday, but there was no shortage of action in the less than 48 hours general manager Billy Beane spent in Orlando.
The A's already had picked up replacements for Bartolo Colon, Grant Balfour and Chris Young in the week before the winter meetings, and they added two young arms and an exciting outfield prospect by shipping left-handed veterans Brett Anderson and Jerry Blevins to the National League this week.
"I'm pleased that some of the guys we targeted, it came through," Beane said. "We'll see how it ends up."
The Giants will do the same after wrapping up a process that started in July. It was then that general manager Brian Sabean and the front office, relatively certain that a repeat title wasn't in order, decided to hold tight at the trade deadline.
The Giants could have brought in a haul of prospects by dealing Hunter Pence, Tim Lincecum and Javier Lopez, but Sabean wanted to re-sign all three, and did. The front office determined that the market wouldn't provide many appealing alternatives, and to this point the Giants have added only Morse and right-hander Tim Hudson from the outside.
Still, they have spent more than $170 million to lock in three starting pitchers, two outfielders and a reliever. Will it work?
"It doesn't make it right because we haven't played a game," Sabean said. "(But) I think our foresight into the free-agent market was pretty accurate. If you look at where some of the prices have gone, we hope we made the right decision in being pre-emptive."
Morse, who is coming off an injury-marred season, is a lumbering 6-foot-5, 245-pound slugger nicknamed "Beast."
He fits the Pat Burrell mold the Giants used in left field in 2010. For all that they are sacrificing on defense, the Giants hope to find gains in the power columns. Morse hit 31 homers in 2011, and that pedigree makes him an instant upgrade for an offense that was 29th in the majors in 2013 with 107 home runs. Giants left fielders hit just five balls out of the park in 2013; Morse hit 13 in 88 games for the Seattle Mariners and Baltimore Orioles, although his average dipped to .215 and his on-base percentage was .270, well below his career average (.334).
The main concern with Morse is health, as he has played more than 102 games just once in nine seasons. But the Giants feel comfortable with Gregor Blanco and Juan Perez as backup options.
"When you look at the composite of when (Morse) is able to get out there, the results are tremendous," assistant general manager Bobby Evans said on KNBR.
The Giants still are looking to add to their bullpen and bench, but the Morse signing allows them to head for the holidays with a full lineup. Morse likely will hit seventh, and one industry source familiar with Morse said he was a player tailor-made for the Giants, who had hoped to avoid a platoon situation.
"He'll either miss most of the season or hit 28 homers," the source said. "But he's definitely worth the risk."
Wire services contributed to this report. For more on the Giants, see Alex Pavlovic's Giants Extra blog at blogs.mercurynews.com/Giants. Follow him on Twitter at twitter.com/AlexPavlovic.


text:
This off season Samana Lounge invite three up and coming bass heavy artists to the Vail Valley. Candyland, Singularity and MITIS will perform at Samana Lounge in Vail Friday night.
"This will be a nice change of pace to Samana's normal Friday night experience for this offseason," said local promoter Ross Cohen.
All of the artists coming are young - in their 20s - and have been making waves in the electronic music scene. Candyland is a young duo act from Santa Barbara and have had a number of internationally recognized electro and bass heavy tracks. Singularity has recently won numerous remix contest. Mitis, a classically trained pianist, has been producing tracks that combine piano and heavy bass beats, creating a sound all his own. Come early to this event - the first 30 people through the door will be free, Cohen said. DJ Koncept will start the night off.


text:
Megan Alspach of Elk City and Eric Haley of Shawnee were united in marriage Saturday, May 25, 2013, at the Festivities Event Center in El Reno.
The bride is the daughter of Dean and Tammy Phelps of Elk City and Steve and Rene Alspach of Stillwater.
She is the granddaughter of Dianne Phelps and the late Debbs Phelps of Elk City, Rick Alspach and the late Sharon Alspach of Delaware, Okla., the late Betty Woodall of Elk City, Giles and Katherine Vaughan of Nowata, Linda Pearsall and the late Virgil Pearsall of Nowata.
The groom is the son of Kenneth and Betty Haley of Shawnee.
He is the grandson of the late Floyd and Bettie Haley of Tecumseh, the late Frank Haser, and the late Ted and Ruby Martin of Tecumseh.
The couple honeymooned in Jamaica, and they will make their home in Yukon.
Location, ST | website.com


text:
STOCKTON – The television show COPS debuts on its new network, Spike TV, on Saturday, and at least one segment from Stockton will be featured on that episode.
A crew from COPS rode along with Stockton Police officers in May and June, and nearly a dozen segments from that time will air on different episodes of COPS.
Check local listings for times and channel information.
Read Wednesday's Record for more on this story.
Watch a preview of a Stockton segment of the show:
Location, ST | website.com


text:
Why thank you Marla for your welcome. I absolutely LOVE your blog. New fave. I followed.
:-) You can check out http://www.themiseducationofmaddiesmom.blogspot.com :-)
Hey Marla, thanks for the note - checked out your blog! Thanks for sending me your info. You can check me out at Dove Tail Blog
Hello Marla,
Thank you so much for welcoming me to the club and I will visit your blog today! I noticed that there is so much information here, and I am sure that the information can help me and others in so many ways! Have a wonderful day!!
Hi Marla:
Thank you so much! I enjoyed reading your blog. I hope to read more!
Will do! Thanks!
Hi Marla!
Looking forward to reading your blog!
Thank you for the warm welcome! I will be sure to check out swankybaby.net!
Hey Marla!! Teething jewelry! How awesome!!! I will definitely check out more of your blog and follow you on Twitter and FB too! Thanks for the welcome! :) Talk to you soon! Chevonn
I am loving your blog! Thanks for helping me find it. Subscribed!
You have a great sense of humor, Marla! Very witty blog : )
Hi! just took a quick look at your blog, LOVE the Hilarious Questions To Ask Yourself Before Having Kids... too funny!
here is a link to my blog
Hi Marla! Just took a peek at your blog. Thanks for sharing. - Laura
Hi again Marla,
did visit your web and learned about the doll that cries when given a needle...mixed feelings here, as the doll might in fact, distract the child who is getting a needle by having the child busy looking after her "baby"- what about the boys though, and our desire to have children not afraid of visits to the doctor? Will blog about it at http://mytutoringspace.wordpress.com with your link and see if any other reactions ...
Thank you Marla,
It is exciting to think about meeting so many new bloggers through this space! A wonderful chance to share ideas and learn together. Wishing everyone a pleasant week, from Ali here in Toronto
Hi Marla! Thanks too for the wonderful (and friendly!) welcome :) I LOVE your blog, it's what I hope to achieve someday as a new mommy! I bookmarked it and joined via GFC :) My blog is here http://mommahoyle.blogspot.com/ (still in the beginning stages but gotta start somewhere!) Thanks so much again!
Hi Marla! Thank you so much for warm welcome!!! My friend loves this site and recommended it to me. :)
Thank you very much Marla. I will check yours out today after my Dr.'s appt. Have a great day :)
I joined your site as Liz thru GFC


text:
Vile Ramblings from Mark V
by Mark V on Jun. 28, 2012 at 2:36 AM
So it's been over a month since I last posted, and I wish I could say I've been having too much fun to write, but that's not the case. I worked 4x weeks in a row (60-70hrs/wk) with just a single day off. Half of that time I was sick as a…» Read More »


text:
AUSTIN (October 19, 2012)--Texas Attorney General Greg Abbott formally filed an appeal Friday with the U.S. Supreme Court asking for approval of the state's Republican-drawn voting maps.
The state's appeal Friday had been expected since a lower federal court in August threw out the maps passed by the Texas Legislature last year.
A three-judge panel in Washington ruled that those maps violated the Voting Rights Act and discriminated against minorities.
In a 49-page appeal, the state asked the high court to set oral arguments for this term so that Texas might be able to use the rejected maps in 2014.
The appeal has no bearing on the November elections.
The state for now is using temporary maps drawn by another federal court in San Antonio.


text:
|Ciaran Collins
As generations of Irish writers have warned us, nasty things can happen to you if you don't fit the mold in small town Ireland. Ciaran Collins' remarkable debut novel 'The Gamal' tells the story of one such misfit, exposing the dark heart of the Irish town he lives in along the way. Collins talks to Cahir O'Doherty about the critical hosannas that have greeted the book's arrival and what inspired him to tell this dark tale.
Once in a while a novel from Ireland appears that has the power to make you reassess how you think and feel about the country. This year that head turning distinction belongs to Ciaran Collins, 35, the working school teacher whose debut novel 'The Gamal' has garnered more praise in six months that most authors hear in a lifetime.
Charlie, the 25-year-old gamal of the title (from the Irish word for fool) is a weird kid. He's usually on his own, he's awkward in public, he makes people feel uncomfortable. Even his parents think he's a bit thick.
There's more than a hint of The Catcher in the Rye at work in this absorbing tale, but Collins has the skill to make you welcome the comparison. The fact is 'The Gamal' describes Irish rural life and manners so evocatively that you'll be spellbound from the first to last page.
Unlike most people in his Northern Irish village of Ballyronan, misfit Charlie genuinely doesn't care if you don't like him. But his attitude is a form of sacrilege in his rural community, where being liked or at least admired is usually central to a sense of self worth.
Not Charlie though. "You won't like me," he confidently tells the reader. "Mainly because you know I don't care whether you like me or not."
But the thing is, for someone who spends so much time assuring us he doesn't care, Charlie spends an awful lot of time trying to convince us he's telling the truth.
People don't rate Charlie, so they let their guard down around him, saying things they may later come to regret. Because they pay no attention to him they rarely ever notice how much attention he's been paying to them, until it's too late.
"I have always been attracted to literature that always has an element of the outsider in it," Collins tells the Irish Voice. "From writers who try and develop a character who's telling the story from the outsiders perspective, you know?"
Collins' own Cork accent is strong and clear on the telephone line.
"I'm from a village called Inishshannon in West Cork. It's a typical rural village within half an hour of Cork City," he says. "It's the countryside really. I'm looking out the window of my back kitchen here at open fields."
No wonder he can write about rural Ireland so convincingly. In person Collins looks like he's played GAA games for most of his life because he actually has.
His to-the-point speaking voice sounds distinctly level headed and smart, and the impression he gives is of a modest, decent skin. That impression is further solidified by the realization that he doesn't know another living Irish novelist on a first name basis.
"I don't really know any writers except those I've come into contact with through my publisher Bloomsbury and the publishing world," Collins explains.
"My father is a retired schoolmaster. There would have been books and music in my home growing up. My mother was very interested in music and my father was interested in books and sport. I'm one of eight children. I grew up reading, although I've always loved sports and the outdoors life as well."
With a writing style that at times faintly echoes Roddy Doyle's and Pat McCabe's, Collins is still very much his own man, an immensely assured writer confident of his narrative gifts and in his ability to beguile the reader, making 'The Gamal' one of the best debuts I have read in a decade.
Collins studied English at University College Cork, where he also got his master's. "That gave me the time to read up on stuff that I was interested in myself," he says.
That included works by Eugene O'Neill, John McGahern and Cormac McCarthy, all of whom he lists as influences. But his own efforts found him an agent and a publisher – he simply sent out excerpts from the new book until he got a bite.


text:
Featured Jigoshop Product Comparison
Sort the product list based on the chosen criteria: name, price and date.
Featured Premium Shipping
Extremely comprehensive and customisable solution for your shipping needs
Featured Jigoshop Delivery Times
Define delivery times for individual days of the week.
From: $29.00 Jigoshop Discount for Review
From: $29.00 Jigoshop Lead TimeJigoshop Lead Time is a simple plugin allowing you to add information regarding shipping lead time to your products pages. Choose from the 4 values available by default or add your own custom options. The lead time info can be set up per product as well as per category basis to speed up the set up.
From: $49.00 Jigoshop SecureFrame Payment GatewayUse SecureFrame to integrate payments into your Australia-based Jigoshop shop via iFrame. SecureFrame is a payment integration by SecurePay, a trusted leader in the Australian online payments industry. Trusted by over 40,000 small to medium-sized Australian retail businesses. SecureFrame offers many advanced features, including: payment or preauthorisation card storage and tokenisation surcharging FraudGuard 3D Secure (Verified by Visa, MasterCard SecureCode) customisation of the look and feel via your own style sheet URL callback with result data PayPal integration for additional payment choice. Note: SecureFrame is intended for Australia-based shops. SecureFrame replaces the discontinued DirectOne Payment Gateway.
From: $29.00 Product Variations Sale SchedulerFor anyone who offers a different variations of products Product Variations Sale Scheduler is a must have! You are probably familiar with the product sale scheduler available under General tab of Product Data admin panel. From now on, the same functionality is available for every product variation separately, so you can schedule a different sale period for every individual product variation you offer on your site.
From: $69.00 Premium CSV Exporter-ImporterThanks to our Jigoshop users feedback and numerous requests we have decided to combine our CSV Order and Client Export and Jigoshop Official CSV Importer into a one premium extension for all of you in need of both of the functionalities. The Premium CSV Exporter-Importer offers all the options offered by the CSV Exporter: Export Orders Export Products Export Customers As well as all of the options of CSV Importer: Import Orders Import Products and a new functionality – Import Customers. You can still purchase the CSV Export or Import plugins individually if you only require one of the functionalities.
From: $49.00 Jigoshop Boleto Bancario IntegrationBoleto Bancario is one of the leading Brazilian online payment solutions. It allows Boleto payments, which is the most used method of payment in Brazil. Boleto Bancario is a safe form of payment, practical and inexpensive for merchants and consumers. A robust system of bills issued can certainly reduce costs and increase agility in the charges made by your company.You no longer need a recovery of portfolio with the bank to issue slips. With Boleto Easy, the new solution from BoletoBancario.com, individuals, professionals and businesses can rely on a system easy, convenient and safe to carry out collections.
From: $49.00 Jigoshop RitamForms IntegrationThis plugin allows you to synchronize your products from RitamForms ERP with your Jigoshop store.
From: $29.00 Jigoshop Selective Pricing DisplayHave you ever wanted to hide your products prices from the general audience and only show them to selected clients? Now it's possible with our new Selective Pricing Display extension. This simple plugin allows you to show the prices and add to cart button only to users registered on your website, and on top of that you can also specify the registered users roles which are allowed to see the pricing.
From: $29.00 Jigoshop Recommended Retail PriceThis small and useful extension simply adds the additional Recommended Retail Price (RRP) tag to your product page. It's especially designated for re-sellers willing to emphasize their great prices offered on branded products by displaying the RRP Price tag alongside their discounted online price.
From: $49.00 PesoPay Payment GatewayPesoPay is an online payment gateway that provides Philippines-based businesses with secure, multi-channel, multi-lingual and multi-currency payment processing solutions and allows them to accept a wide variety of payment methods. Our extensions is based on the Client Post Through Browser integration method. It is the most popular connection method among merchants. The advantage of this connection method is simple and speedy. On the other hand, payment transaction flow is ready to use. Merchant can kick off the web site on-the-fly with just a small scale integration. You will need a merchant account in order to use the plugin in your checkout, and you can apply for it here: http://www.pesopay.com/enquiry.html
From: $49.00 GoCardless Basic PaymentsGoCardless Basic Payments allows you to benefit from the great fees and low failure rates of Direct Debit, without the operational complexity associated with traditional providers. With Direct Debit, there's no need for customers to worry about missing a payment and they're always protected by the Direct Debit Guarantee. The main features include:minimal requirements - all you need to get started is a UK bank account,just 1% per transaction (capped at £2) with no monthly or setup fees,automated taking, tracking and reconciliation of your payments,built on the Direct Debit system, means not losing customers through card expiry or cancellationhighly secure RSA encryption for storing all bank detailsGoCardless account is required to use this payment service. To create your account go to: https://gocardless.com/merchants/new
From: $29.00 Incomplete Order NotificationIncomplete Order Notification is an incredibly simple and useful Jigoshop extension which helps you remind and notify your customers about their incomplete orders in your on-line store. Let's say that an order is marked as incomplete for any reason - now you can establish custom email notifications to inform your customers about the current status of their order. Incomplete Order Notification relies on a function called WP-Cron.


text:
Sen. Cruz Places Hold on Obama Nominee
By Gautham Nagesh
The shutdown may be over, but Sen. Ted Cruz (R., Texas) isn't done making trouble for the Obama administration.
A spokesman for Mr. Cruz said Thursday that he has placed a hold on the nomination of former telecom lobbyist and venture capitalist Tom Wheeler to lead the Federal Communications Commission until Mr. Wheeler pledges not to require more disclosures from the sponsors of political ads.
Cruz spokesman Sean Rushton said by email that Mr. Wheeler has "expressed his readiness to revisit the senator's questions." The FCC declined to comment.
Mr. Cruz has opposed a measure called the Disclose Act that would require corporations, unions and other outside groups to disclose when they spend more than $10,000 to air campaign-related ads.
Democrats have made several efforts to pass the bill since the Supreme Court's 2010 decision in Citizens United v. Federal Election Commission, which opened the door to greater corporate and union spending on lobbying. None has succeeded, but earlier this year several Democrats suggested the FCC could require such disclosure under its existing authority.
Current regulations require broadcasters and cable providers to reveal the "true sponsor" of all commercials. In practice the rule is rarely enforced, according to a Government Accountability Office report.
Mr. Cruz seized on the issue at Mr. Wheeler's June confirmation hearing, saying any attempt by the FCC to achieve the Disclose Act's goals through executive fiat would go beyond its authority. He appeared unsatisfied with Mr. Wheeler's response then, and Mr. Rushton, the Cruz spokesman, said the hold on the nomination would remain until the senator gets a fuller answer.
Mr. Cruz led congressional Republicans during the government shutdown in demanding that any deal defund or delay the 2010 Affordable Care Act. That push wasn't successful, but the FCC move makes clear Mr. Cruz is keeping his take-no-prisoners style.
The FCC now has three commissioners out of its full complement of five. The nomination of former Republican staffer Michael O'Rielly to the commission is also on hold until Mr. Wheeler is brought up for a vote.
Sen. Jay Rockefeller (D., W.V.), chairman of the Senate committee that considered the nominations, criticized the delay. "If the government is going to fully function for the American people, we have to get these highly qualified nominees confirmed now," he said.
Video: Sen. Ted Cruz hasn't ruled out pushing for another shutdown as leverage with Democrats, but he would be fighting that fight largely alone, says WSJ's Colleen McCain Nelson.


text:
Yellen Keeps Stock-Market Gloom at Bay
Doomsday theories are in bloom. Analysts are worrying about a bubble in the stock market, a bubble in the bond market, fading earnings growth, the risk of economic slowdown in China.
All are legitimate concerns, but at the moment what investors care about is simply WWJD: What Will Janet Do. For now, that could mean a continued advance in stock prices.
For more than four years, the stock market's main fuel has been the Federal Reserve's willingness to provide various forms of financial stimulus, which currently consists of $85 billion in monthly bond-buying. The Fed is expected to begin trimming that stimulus at some point.
But based on incoming Chairwoman Janet Yellen's soothing comments at her confirmation hearings, many investors think she will wait longer to make cuts, and go slower, than current Chairman Ben Bernanke would. Ms. Yellen takes office Feb. 1, pending Senate confirmation. If stimulus lasts longer, that makes riskier investments more attractive, which helps explain the stock market's recent resilience.
"Our best estimate is that the Fed is not too close to doing much in the way of active tapering" of its bond-buying, says Gordon Fowler, chief executive of Glenmede Trust Co., which manages $25 billion in Philadelphia. "The assumption embedded into the market is that Chairman Yellen is going to be very accommodative for the markets."
Over the summer, fears spread that the Fed would begin withdrawing stimulus in the autumn, and markets turned volatile. A soft economy and Washington policy turmoil persuaded the Fed to put off stimulus cuts. Now Mr. Fowler and many other professional investors think the Fed's support will be there for some time.
Investment strategist Edgar Peters at First Quadrant L.P., which oversees $18 billion in Pasadena, Calif., thinks that Mr. Bernanke could shift some power to Ms. Yellen before the formal transition.
"Mr. Bernanke could defer to her more in the next two meetings," in mid-December and late January, Mr. Peters says.
Investors consider that significant because, as Mr. Fowler puts it, "Ms. Yellen is on the more dovish side of the table." He thinks Ms. Yellen might be slower than Mr. Bernanke would be to tighten monetary policy to pre-empt inflation.
With inflation low and economic indicators uncertain, the expectation is that the economy won't force Ms. Yellen to cut stimulus soon. Some think the Fed also will be reluctant to make policy changes until the transition of power to Ms. Yellen is well-established.
And even if the Fed surprises markets and moves in December, many believe any stimulus cuts would be small and slow.
Many investors also think that if markets react strongly whenever stimulus cuts come, Ms. Yellen could suspend cuts or even restore stimulus to calm markets and avoid any risk of recession.
"If bond yields really shoot up, the Fed would announce that it is increasing bond-buying or something of that sort," Mr. Peters says.
This kind of optimism is manna for markets. The Dow Jones Industrial Average is up 23% in 2013 and has been setting nominal records since March.
Now it is closing in on its first inflation-adjusted record in almost 14 years.
At Friday's close of 16086.41, the Dow stood just 133 points short of 16219.52, the level it needs to reach for an inflation-adjusted record.
But even in a bull market, stocks have occasional pullbacks, and many investors think one of those could be coming, regardless of what the Fed does.
"Stocks could go down 10% in the next few months, maybe early next year, in the first quarter. That would be normal and healthy," Mr. Peters says. "But the downside is slim." He thinks stocks would resume their gains.
Mr. Peters, like many money managers, likes stocks and junk bonds, meaning non-investment-grade corporate bonds, which benefit from rising economic growth. He is leaning away from Treasury bonds and from defensive stocks that pay steady dividends but go up less when markets are booming.
With stocks up so strongly based on a benign Fed, the big risk now is that markets could react strongly whenever the Fed does start reducing stimulus.
"We do think that the single biggest risk to the bull market is a change in Fed policy," says Jim McDonald, chief investment strategist at Northern Trust Corp., which manages $846 billion in Chicago.
When the Fed starts reducing stimulus, "there will be volatility because of concern about whether economic growth can be sustainable" without Fed help, Mr. McDonald says. But he believes the Fed won't cut stimulus until the economy is strong enough to keep growing.
"For a bear market to occur at this point, the Fed will have to make a mistake. The mistake would be to tighten policy too aggressively and choke off the nascent economic recovery. But considering the new Fed chair, that likelihood has been reduced," he says.
With optimism so widespread, contrarian investors are worried about what will happen if investors get a surprise. A problem in China or Europe or an inflation surge that forced the Fed to cut stimulus sharply could shock investors. Because few people are preparing for such an event, it could cause widespread selling, which would damage markets.
Right now, though, while foreign turmoil is always possible, inflation seems a distant threat. The overall consumer-price index actually declined in October, from September. For the full year through October, it rose 1%, the smallest 12-month increase since October 2009. That leaves Ms. Yellen plenty of leeway.
One looming issue is the risk of another Washington blowup in January over government spending and debt. Because some Republican leaders say they are reluctant to repeat the October showdown, many investors shrug off that risk, too. But not everyone.
"There is some anxiety that government will mess things up again," Mr. Peters says. "We hear that isn't going to happen again but I don't know that everyone trusts them about that."


text:
Katelyn Wright, an Incline High grad and to-be junior on the University of Nebraska women's golf team, qualified for the 64-player match-play portion of the 36th annual U.S. Women's Amateur Publinks Championships in New Jersey on Tuesday.
Wright shot a 73 on Monday and a 75 on Tuesday to close at 148 in the stroke-play portion of the tournament. She faced a field of 156 of the top amateur golfers in the country on the 6,221-yard, par-72 Neshanic Valley Golf Course.
After making the cut by one stroke with her two-round score, Wright was matched up against Emilie Burger of Hoschton, Ga., in Wednesday's opening round of match play. Burger defeated Wright to advance to the round of 32.
University of Nebraska teammate Steffi Neisen, meanwhile, followed a first-round 70 with a second-round 68 to finish in a tie for second overall in stroke play.
Find more information about the U.S. Women's Amateur Publinks Championships at usga.org.


text:
Detail Images
Current Color
Temporarily Out Of Stock
Don't get too bummed. This item is on the way and will be available for purchase as soon as it rolls into the warehouse.
Can't wait? Consider one of the other Mountain Bike Cranksets & Chainrings we have in stock.View Similar Products
8 Reviews
Three by ten madness.
Following the XTR model, Shimano's trail-tested XT group now offers more options that help tailor the components to suit your riding preferences or favored terrain. This Shimano XT 3x10 Hollowtech II Crankset FC-780 is like its 770 predecessor in many ways, notably the Hollowtech II construction that ensures its stiffness, strength, and lightness. However, XT 780 cranks are now available as 2x10 or 3x10 configurations like the one here. Compared to XT cranks of old, the tooth differential across the chainring set has been minimized and the chainrings are optimized for use with Shimano's HG-X 10-speed chain.
The premise of the 3x10 gear configuration is that you can have a huge overall gear spread with improved performance. Part of this comes with the move to 24/32/42 tooth chainrings. The smaller jumps between the chainring tooth counts make the front shifting better than ever, yet you'll still get all the "granny gear" you need if you use it with the available 36t rear cog. Upping the cool factor for these cranks is the carbon-encasing-steel sandwich for the middle chainring. It stiffens up the ring and helps it last longer.
The Hollowtech II arms have been reshaped with an asymmetric design that's different yet evokes the sophistication of XTR. The right arm is pressed together with the hollow 24mm spindle at the factory, and the splined left crankarm mates to the spindle during installation and is secured with perhaps Shimano's best detail -- two pinch bolts to secure the arm once the bearing preload is dialed in perfectly. In our experience, it's a superior design in terms of installation, performance, and durability.
The Shimano XT 3x10 Hollowtech II Crankset FC-780 is Black and has a 104/64mm bolt circle diameter. The outer two rings are ramped and pinned for easier shifting. It's available in 165-180mm lengths in 5mm increments, and the bottom bracket is included.
- Item #SHI0402
Tech Specs
Tech Specs
- Reviews
What do you think about this product?
Have questions about this product?
work horse
- Familiarity: I've put it through the wringer
Great price and a great crank set, for the money hard to beat!
- Familiarity: I've put it through the wringer
Very stiff crankset with a firm strong feel. Great price and prompt dilevery from Backcountry as always...
XT Crankset 175mm
The working (wo)man's crankset.
great crank at reasonable price point
- Familiarity: I've put it through the wringer
fantastic durability, with absolutely NO issues on quality, construction at all. price point is much better than XTR with similar reliability, especially for the average user who is not concerned with a few extra grams. the triple seems to be going the way of the dodo bird at this point, but I still find it useful in places with extreme elevation changes. i'm running it with a 9-speed set-up on my old Fisher, but upgraded to the 2x10 on my new Dogma XC. I have mine set-up with Stages power meter, a nice extra for those of us that are addicted to DATA.
Stands up to abuse
- Familiarity: I've put it through the wringer
Ive got a set with 3 years of freeride, mini dh riding on it and its handled everything Ive thrown at it. I run a 2x10 with a bashguard and it has been a great set up.
Keeps running even in the muck.
I think mine is older XT, but it nonetheless keeps on cooking even when the mud gets thick. (Photo taken after a rode through some deep puddles to wash off the big chunks.)
Solid and Lightweight
- Familiarity: I've put it through the wringer
This has been a solid crank for me during mountain bike races and the causal weekend ride. Durable and ready to perform, this is a great crank.
- Familiarity: I've put it through the wringer
I replaced my SLX crank with this XT and I can really feel the difference. I have an XT cassette, and front derailuer and i have to say this crank works great with other XT components.
Light weight and responsive, this is solid crank!
Traditional Triple
I love triples. I just put a hard to find Ultegra triple on my new road bike. I've always used triples and probably always will because I've become accustom to the same gearing on the 10 different rides I do near my house. The XT is trustworthy and durable. I'm going to put one on the new 29er hardtail I'm building up.
M780 / M781 Combination
Here's a picture of my FC-M780 crankset and M781 Triple Front Derailleur.
Well Made, but Do Your Homework
My other bike has an SLX crank set and it rides good and works well. The M780 crank set will not make me go faster, but it will stand up to more punishment because of the superior manufacturing processes involved in making it. If you are going to invest in a M780 make sure you've already worked out the gear ratios you want on your entire drivetrain. The gear ratio between the M780 chain rings (24/32/42) and the Shimano M771 cog set (11/36) that I own are so close that I have to work harder than I want to in order to avoid overlapping gear combinations. I hardly use the granny gear going uphill and when I go all out with the 42t chain wheel on a downhill incline, I'm not getting the speed I want. Maybe a 2 x 10 with a larger chain wheel is my next step. Do your homework before you buy.
I'm still looking for a "downhill incline" where I ride so I can blame my crank for my lack of speed too.
I have a 2003 giant rainier I'm getting chain suck. I replaced the chain...no help. I'm thinking I should replace the crankset and bottom bracket. It has a nine speed rear cassette and a 22/32/44t crank. I was thinking of replacing it with a shimano XT Dyna-Sys Fc-M780. I'm assuming the bottom bracket has english threads. Do you think the shimano is a suitable replacement? What tools will I need to install the new crankset?
I have a 2010 trek fuel ex8 with the original shimano 3x9 drivetrain,I want to replace the cranks with a new xt crank but all the ones I have viewed online are listed 3x10 except the silver xt hollow tech 2 which is out of my price range,so how do I know which xt 3x crank is compatible with my bike???and is a new chain required???
Short answer, yes this crank will work*.
*Long answer...Drive trains work best when each part used was designed for that groupset. A 9 speed drive train will work with a 10 speed crank, but your front shifting won't be as awesome as it could be. 10 speed chainrings are narrower than 9 speed. Also, I wouldn't use a 10 speed chain with a 9 speed drivetrain for the same reason.
Let me know if you have any other questions. email@example.com
The description states that the Bottom bracket is included, Could you please specify which shimano BB model is included?
We also sell that bottom bracket separately. Here is a link so you can check out exactly what you will get:
what is the weigt of this crankset?
what is the weigt of this crankset?
541 grams