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Skip to comments.State Farm pulling out of Florida
Posted on 01/27/2009 8:44:22 AM PST by Fawn
State Farm Florida is pulling out of the homeowner insurance business in Florida, the company said this morning, in a surprise move that will leave more than 800,000 policyholders without coverage and will cause almost certain turmoil in the Florida insurance marketplace.
"Faced with steeply declining resources to cover future claims and expenses, State Farm Florida has little choice," said Jim Thompson, president, of State Farm Florida. ''This is not an action we wanted to take, but one we must take given the realities of the Florida property insurance market.
"We regret the impact this will have on our customers, employees and agents in Florida," he added.
Thompson said the plan requires regulatory review, and State Farm Florida will not begin dropping policies under the plan until that process is complete. Florida, however, has no law on the books that would prevent State Farm from leaving the state's homeowner insurance market.
State Farm Florida emphasized that it was submitting a two-year plan that seeks to limit disruptions for customers, and if approved, will allow them time to find coverage with other insurers.
State Farm is Florida's largest private homeowner insurer, second only to state-sponsored Citizens Property Insurance Co.
State Farm is also Florida largest automobile insurer with more than 3 million policies. The company says it will continue to offer auto coverage. However, a 2007 state law pushed by Gov. Charlie Crist prevents insurers from offering only auto policies if they offer both auto and homeowners in other states.
Going through that right now, State Farm Claims Office has poor communications, even the local office grimaces when on the phone with them
That would be my guess.....but being that he's dumber than a rock he fits in nicely in the Senate.
It's not Obama's face they will fear - it will be his mother-in-law's!
I especially love this one:
The 'vermin' are mostly located around Tallahassee...so hurricanes hit that area more often than not and USUALLY left us alone here in central florida...'til 2004.
Considering Florida's hurricane history, I am amazed any insurance company can make money.
The laws don't make it too risky, they make it too costly.
I've never understood how people expect to have a poorly-built home survive a hurricane. Of course insurance is going to be high because you have a cr@p home for the wind and water you will likely experience.
I don't see why people complain about high insurance costs when they live in a hazardous area for the fun it provides.
No incentive needed...gov't just needs to get out of the way and let the markets function. The regular rules do not apply because government is involved neck deep in the market.
So, if we have many hurricanes during the next four years, who will they blame?
That be the same locals that refused to purchase flood insurance despite being told explicitly that homeowners doesn't cover flood damage or the locals with no insurance at all that expect you and I to foot the bill?
Insurance companies are portrayed as the bad guys despite the fact that their aggressive challenging of claims and their restrictive policies are the result of years of claims fraud. Whenever someone speaks of upgrading from the settlement, or adding an extra room with the settlement money, etc they are profiting from an insurance claim that is designed to indemnify, i.e. to make one whole again. Those profits are recovered through higher rates for everyone or stricter settlement practices, there are no free lunches.
The most significant thing that I note in this article is that Florida has a state-sponsored insurance agency.
As a note, State Farm has put one totally new roof on our house after a hail storm, repaired our windshields, and also hail damage on vehicles. We have had a second roof repaired, not replaced by State Farm.
I have no doubt about what you say. I am pointing this out to ask why SF doesn't react in a consistent manner?
"these are people too stupid to recognize economic realities and are just as likely to mandate a repeal of gravity if they think it will get them a vote"
government never learns. They mandated certain health insurance rules in NY that were not economically viable and half the insurers pulled out.
Florida State Farm Homeowners are getting hosed. Charlie Crist knows it. He will support legislation to deny this company access to the car ins. market. Look at the rate comparison. Nuff said.
The "failed Obama policies"!
With Katrina, most homes were destroyed by the wind first and then the water.
State Farm & Allstate tried to weasel their way out of paying. But the law said otherwise...
The trailer has been there since 1973 in a park built by a religious community and undamaged by any hurricane. They have never filed a insurance claim.
Judge not lest ye be judged.
Perhaps that's what they can afford at 80 years of age.
I have no problems with people getting what they can afford, but don't expect private companies or government to pay the difference between "what one can afford" and "what one wants."
There are much cheaper places to live than Florida for retirees, but they aren't as nice. I'm not judging, I'm just assigning blame for stupidity.
Stupidity? Guess its easy to label a WWII vet and his disabled wife from the lofty moral heights you live in.
I haven't said they are stupid unless they are expecting the government or insurance to insure their trailer at an artificially low cost while living in a disaster-prone area in a home easily ruined.
However, if they are such people, then I am saying such things.
The Razorberg family has had all our insurance ( except life) thru State Farm for 25+ years. State Farm was my parent's insurance company. As a young man I really didn't understand the differences between the various companies so I went with what my dad had.
Last year I decided to see if I could do better.
Long story much shorter - I switched to American Family and saved a couple hundred a year on our home owner's and auto.
This is not a recommendation of Am Fam, nor is it a slam on State Farm.
The bottom line— every few years, see if you can do better. Stick with the AAA rated companies.
(I will not consider Progressive because of their politics.)
In these tough times, highly rated mutual companies are the way to go - especially with life insurance. Doing your homework online is pretty easy. Search on "insurance company ratings"
I don't see how INTERSTATE commerce comes into effect here.
The 10th Amendment also would make this a state's rights issue I feel.
Speaking as an actuary that works for a very major insurance company that shall remain nameless. I'd like to give a few insights to those who seem to be somewhat confused and unaware of the actual function and structure of insurance.
Number one - no insurer is required to pay every claim made by an insured. Every single day we hear some story about frivolous claims being made against the big bad insurance companies. My advice to you...read your policy. The largest insurers hire engineers and claims adjusters who have looked at thousands of claims per catastrophe. Trust me, there are processes in place and thousands of policyholders just like you who think that their claim is covered but simply is not.
Number two - insurance pricing is done on a prospective basis. This means we price your insurance policy based on EXPECTED losses for the COMING year. If you paid 1000 dollars in insurance premiums for 40 years, then you made a bet with the insurer that you were going to cost them more than 1000 dollars each year, and you lost. I'm not at all suggesting that folks should not have insurance (and many don't have the choice to choose if a mortgage is mixed in the equation). The point is, every year you buy an insurance policy, we have priced you for the expected amount we think it's possible for us to pay that year. Think about it. One hurricane in 10 years - that's 1 divided by 10. Let's say that hurricane does $100,000 damage to your house (not unreasonable for a home near the coast). That is .1 * 100,000. That equals $10,000. Tack on administrative expenses and even a moderate profit load, and you have yourself a huge insurance premium every year.
Number three - of the top 10 most costly hurricanes that have ever hit the United States (adjusted to 2008 dollars), 8 of them hit Florida. Excluding Andrew, all 8 of those occurred in the last 4 hurricane seasons. Maybe someone needs to check their statistics before they state that no hurricane has hit Florida in the past 4 years.
Number four - last but not least. This is a product of Governor Charlie Crist's antics. He promised lower home insurance rates - no doubt to help him win a bid for VP, just like he tried to go after the utility industry. Poor judgment and bad timing, Charlie. What does this mean? SUBSIDIZATION. Those of you who may have a house in central or northern Florida, though not entirely hurricane-proof, are paying heavily for your friends who are building on the coast. Read up a bit on every rate increase that has been disapproved by Florida's Office of Insurance Regulation in the past 2 years.
My guess - this is not the end of the insurers' retreat...
What it means is creating a climate where business is WELCOME.
One reason there are fewer and fewer insurance companies in my state is because of the high risk. The government knows our state is at high risk but doesn't do much to make it good for the businesses to come back.
So no, it isn't "giving" money to someone. On the contrary, an incentive to bring businesses down to the state would be a money-saving move...every consumer of a product will benefit when there is more competition.
Ahhhhh, I was reading through this thread to see if somebody said, "Obama's Fault."
Thank you.
I'm sorry for you folks in FL. It will affect, planes, trains and automobiles (name of a movie). It will also affect Disneyworld employees.
Maybe State Farm wants a bailout from the gov'ment.
Correct me if I'm wrong, but don't insurance carriers have a reinsurance carrier to back them up?
Look - you can't force a private company to do something it doesn't want to just because you don't like it. It's wrong.
It's just like the government telling you you can't eat something or smoke something or can't do something because they deem 'it's good for you'.
If the economics dont support their business model they should leave. If they feel its unprofitable then they shouldn't insure the homes. How is this different then them going bankrupt and out of business ? They're just choosing to NOT go out of business completely.
ROFL. Now THAT would be something to see. Holy crap I'd laugh my head off.
With all due respect, a WWII vet didn't fight so that society as a whole could support his lifestyle. At least that's what most people all around here believe in, and, tugging at heartstrings with the whole 'WWII vet' and 'disabled wife' is unbecoming and I would bet is NOT what THEY would want.
The unfortunate fact of life is that resources are limited, economics has a set of laws, and that feelings often distort those laws tremendously (see 'Democrat Party'). Perhaps the choice of words here was unfortunate - substitute 'bad choice' for 'stupidity' and it's a lot milder statement, but true never the less.
Same thing with Allstate, which dumped me after 25 years of being a loyal customer.
Based on your logic then everyone should move out of Florida. Because resources are limited right? The mobile home has been in an adult religious community since the 1970's without any damage and not a single claim. Can most say that?
No one has supported is lifestyle at all. He worked for a living and now retired still pays all his bills including his insurance premiums.
As far as being a Vet who does not deserve to be called 'stupid', I guess I expect you to understand that. I failed.
My logic says if you can't afford to live somewhere don't expect others to foot the bill for you or the government to mandate others to foot the bill for you. I'm sorry, but life is tough. As I shovel two feet of snow in front of my house I have VERY little inclination to be footing the bill for someone else to live in the nice Florida climate.
Tough cookies.
Second, being a Vet or not does not shield anyone from external observations of their behavior. You're playing the 'victim' here - noone called anyone stupid because they were a Vet, YOU brought that in to elicit sympathy and justify your positions. A VERY liberal victim-playing tactic. Next thing you'll say that unless we all pay up for your insurance some child will go hungry.
Everyone knows State Farm sucks.
They got sued in Mississippi for deliberately not paying out after Katrina and falsifying/rigging their data findings. 2 whistleblowers who worked for SF blew the case wide open. SF pulled out of MS too.
Yeah. Just what I thought. You have no idea what a hot button issue Homeowners insurance is in Florida.
Please try to keep up with regional issues before you open your piehole and grace us with your wisdom.
"Please try to keep up with regional issues before you open your piehole and grace us with your wisdom."
ROTFL ... what I know is six major hurricanes in this decade alone pummeled Florida ... and those homeowners who voluntarily elected to own property there are somehow surprised and upset insurance rates in Florida have skyrocketed. Many so called conservatives remain ignorant of the fact companies need to charge rates appropriate for the risk they are taking on — or they leave the market.
State Farm customer for about 10 years, hail storm moved through town, everyone is getting their roofs, cars, siding repaired...SF denied me.
Dumped 'em.
Got someone else to come in to replace the roof and they went to SF to reimiburse them.
RE: people who live in FL.
Why would you want to live in the dick of America anyways? Aint nothing but the fake Disney there.
As a Floridian whose homeowners insurance is currently through State Farm this news is distressing to say the least. If I am forced to go through Citizens becuae no private insurers will write policies in the State, my Insurance bill will more than double in price. Citizens didn't run SF out because it was beating them in price that's for sure.
"We also had Travelers. Good company to deal with. Had an adjuster out in less than a week, had check in hand four days later. Enough not only for replacement roof, but also to upgrade to 30 year shingles."
We had Travellers. They seemed fine until we had a second claim. Then they booted us. Neither claim was extravagant. We would have gladly paid the second if they would have said they were going to terminate our policy. It was rather annoying.
The now dominant Florida Socialist homeowners insurance (Citizens Property Insurance Co.) is atrocious coverage for super-expensive prices.
America under the democrat party and democrat media yoke: a nation longing to break free.
"You dont need private home owners insurance. The gubmint will take care of you..."
As well as your mortgage...
Which is just about the same thing Crist said when he heard the news.
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Chester fire destroys Field FarmMay 12,2014Len Emery photo
Fire crews survey the damage after an early-morning blaze in Chester at the Field Farm on Route 11 west.A two alarm structure fire in Chester on VT route 11 West and Blue Hill Road completely destroyed the Field Farm built in 1822, and shut down roads in several directions as crews fought to save the building. Fire companies from Walpole and Charlestown NH, Bellows Falls, Rockingham, Chester, Springfield, Ludlow, Londonderry and Reading assisted in extinguishing the blaze that was called in around 4 a.m.MORE IN This Just InNORTH BENNINGTON Two public meetings, in North Bennington and Shaftsbury, have been set for... Full StoryThe Board of Aldermen has endorsed a major jump in city pension funding. Full StoryHUBBARDTON The annual celebration of Hubbardton has been moved to Sunday due to the weather... Full Story
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Thoughts on the Titans 31-13 win over the Browns at Cleveland Browns Stadium:
What it means: The Titans share the lead in the AFC South with a 3-1 record after an impressive road win. They showed the loss of Kenny Britt won't ground them as three different players caught touchdown passes and Chris Johnson ran for more than 100 yards for the first time this season.
What I liked: Matt Hasselbeck completed 10 passes, but three of them were for touchdowns. The Titans got a lot of yards after the catch and they jumped ahead 31-6 after safety Jordan Babineaux added a 97-yard interception return for a score. Johnson finally found something to build on. The Titans made Cleveland one-dimensional as Colt McCoy attempted 61 passes, absorbing four sacks.
Upside down: The Titans usually love to win time of possession. But losing time of possession big -- like 36:53 to 23:07 -- is just fine when you don't hold the ball long because you're making big plays in a hurry. Tennessee has touchdown drives of six, one and four plays.
Debut: Rookie quarterback Jake Locker got in late and handed off a bunch. He also threw his first regular season pass, an incompletion in Nate Washington's direction.
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Okay, so let me start by saying that my husband and I are very honest about who and when we have had sex with. We were best friends for three years before we started dating, so we basically already knew about all of them anyhow. (some of which we hooked eachother up with, due to being eachothers wingman/woman)
Anyways, one of the girls he had sex with a couple years ago, I couldnt help but notice that her child was born in the amount of time that it could be his. Ive had this gut feeling for awhile but didnt look into it.
Anyway, since I have been pregnant, my instincts have told me to look more into it, as my DH seemed oblivious. I asked him if he used a condom, and he said he did. They only had sex that day, one time. Which was my DHs bday, so its easy for me to remember the date.
Okay, so I looked at a pic of an u/s during her pregnancy, it said 13 weeks, on 3/15/2011. They had sex December 14th, 2010. Thirteen weeks prior to the ultrasound. :/
He said she got together with her now fiance/supposed baby daddy a couple weeks or so later. So I am hoping its the fiances.
But I cant help but think this child is my DHs!
And on top of that, instead of growing balls and asking her about it, he instead messaged her about how I supposedly felt uncomfortable with her liking my statuses on facebook and commenting, telling her that my hormones are going crazy because I am pregnant, and I quote he said "you know how those round ladies are lol"
ARE YOU F*ing KIDDING ME???!!!!
I feel so disrespected. :(
Not to mention I live 2 1/2 hrs away from DH right now, because we are trying to move towns, so he is staying over there to work, while I establish a job here. (diff long story, for diff vent)
So I am sitting here alone, thinking about all this BS.
I want to be supportive of him in this but I dont know how, and I dont know for sure. I mean, after all, he is with me even though I have a child with someone else.
I am so confused.
I am open to any advice, just be nice please.


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Sammie Hill Injury: Updates on Titans NT's Knee and Return
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Marcus Mariota Jersey, Mariota Titans Jersey, Memorabilia and Jerseys
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The Tennessee Titans look toward rookie Marcus Mariota to lead their offense, but that puts backup quarterback Zach Mettenberger in an interesting situation...
Jason McCourty Injury: Updates on Titans CB's Groin and Return
Tennessee Titans cornerback Jason McCourty had groin surgery on Aug. 24 after missing more than two weeks of practice because of the ailment. He has missed the first three games of the season...
Marcus Mariota Showcases Ability to Throw on the Run in Titans Preseason Win
Leading up to the 2015 NFL draft, many analysts questioned whether Marcus Mariota would be able to make a successful transition to a pro-style offense...
Titans Season Preview 2015: Top Storylines and Win-Loss Prediction for Tennessee
The Tennessee Titans have a lot to prove in 2015, and they look to former Heisman Trophy winner Marcus Mariota to lead their offense in his rookie season...
Whisenhunt Ready to Take Long Look at Poutasi
For the first time in training camp, rookie Jeremiah Poutasi spent the bulk of practice as the first-team right tackle – a spot Jamon Meredith had occupied the past few days....
Cornerback Coty Sensabaugh Turning Heads in Camp
NASHVILLE, Tenn. — Titans cornerback Coty Sensabaugh made two plays that stood out in the preseason opener. His head coach has seen many more.....
Linebacker Jonathan Massaquoi Ready to Prove Himself
New LB Andy Studebaker Hopes to Impress Titans
Byron Bell Makes Smooth Move to New Position
At first glance, one of the Titans ' recent offensive line-shuffling moves looked like a bit of a head-scratcher...
Colts' Pagano Says This Is His Best Roster Yet
Al Woods Getting Notice in Middle of Tennessee Titans Defense
NASHVILLE, Tenn. -- The Tennessee Titans first-team defense did little of note in the preseason opener, and will be under more scrutiny Sunday night at home against the Rams .....
Ask Jim: Questions on Preseason, Roster and More
Time to open another Titans mailbag. Thanks again for all the questions… Name: Roy Jones from Nashville, TN Question: Jameis Winston and the Bucs got kudos over Marcus ...
Marcus Mariota Finally Intercepted
It took three Titans defenders to come up with the first training-camp interception of Marcus Mariota. The Titans' rookie quarterback had made it through 13 full training-camp ...
Tennessee's Offensive Line Work in Progress This Preseason
NASHVILLE, Tenn. (AP) — The Tennessee Titans are having to shuffle around players on the offensive line, a unit they hoped would be all set by this point of the preseason...
Marcus Mariota's Accuracy in Part Because WRs Are in the Right Spot
NASHVILLE, Tenn. -- Perhaps lost in the praise regarding Marcus Mariota's accuracy through training camp is the role his receivers have played. Mariota threw a bad interception against Atlanta where he didn't react well to how the Falcons ...
Jason McCourty Working His Way Back from Injury
NASHVILLE, Tenn. -- Titans cornerback Jason McCourty is hating life right now. Sidelined since early in training camp with a groin injury, he's spending his days working on his conditioning while he's recovering...
Titans Finally Intercept Mariota on His 231st Pass of Camp
NASHVILLE, Tenn. (AP) — Marcus Mariota's streak of passes at Titans training camp without being intercepted finally is over. Linebacker Zach Brown picked off the rookie quarterback, though he needed a little help to pull in the pick...
Is There Any Type of QB Controversy for Titans?
David Cobb Emerges as Titans' Best Option at RB
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Titans' Derrick Morgan Ready for Benefit of Teaming with Brian Orakpo
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Day 13 Training Camp Observations
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Phone 888-765-5597 / 320-251-1612
Schedules for Tri-CAP public transportation bus service in Benton, Morrison, Sherburne, and Stearns counties along with the cities of Albany, Sauk Centre, Melrose, Paynesville, Little Falls, Big Lake, and Elk River.
Tri-CAP Transit Connection 2016 No-Service Days
(No Bus service or office staff available)
New Year's Day - January 1
Martin Luther King Jr Day - January 18
Transportation In-Service - February 15
Memorial Day - May 30
Tri-CAP In-Service - June 15
Independence Day - July 4
Transportation In-Service - August 5
Labor Day - September 5
Thanksgiving Day - November 24
Thanksgiving Friday - November 25
Christmas Eve & Day - December 23 & 26
Volunteer drivers provide rides using their own private vehicles to the residents of Benton, Stearns, Sherburne and Morrison counties.
Other Transportation Resources
Click here for Title VI Pocedure and Form
Click here for Limited English Proficiency Policy


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This Perri's Twisted Leather Lead updates a classic essential with unique twisted detail. Quality leather and durable fittings all add up to a great 6' lead for use at home or away at shows.
Stylish and practical, this Lami-Cell Crystal Breakaway Halter features durable construction in polypropylene web. Two strands of two-tone silver metallic inlay with crystal accents adorn the crown, nose and cheeks. Replaceable leather breakaway tab, suede padding at nose and crown, snap throat.
Attractive, practical and long-wearing, this Suffolk™ Leather Overlay Breakaway Halter is made of soft webbing with leather accents. Features of this web halter include a replaceable leather breakaway crown, brushed nickel hardware, snap throat and adjustable chin.
The Suffolk™ Padded Leather Halter delivers quality, value, durability and classic style all at an economical price. This affordable leather halter is tough enough for daily wear and attractive enough for shows. Features include soft padding, two-buckle crown, adjustable chin and snap throat.
Attached directly to a leather or breakaway halter, this Best Friend® Grazing Muzzle helps control your horse's grass intake. This grazing muzzle may also help stop a horse from cribbing.
The Circuit Bright-Padded Lead features a soft and durable synthetic padding that coordinates with padding on the Circuit Bright-Padded halters. This leather lead is 8'L with snap, no chain.
The Schockemöhle Memphis Halter offers sporty style and durability. Made of a super strong soft nylon that feels comfortable against your horse's skin. Features crown adjusts on both sides to make sure it's a perfect fit!
Durable webbing gets a style upgrade in this Rambo® Diamanté Halter from Horseware® Ireland. This nylon halter is decorated with faux jewels and cord detail. Fleece lines the nose for horse comfort. Adjustable crown, snap throat and brushed nickel hardware.


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What I'm looking for is a program that draws dependency graphs for Excel spreadsheets where one spreadsheet depends on another if it links to it.
Ideally, I would also be able to right-click a spreadsheet in the file-explorer and "see" what other spreadsheets in the filesystem depend on this spreadsheet and which spreadsheets that this spreadsheet depends on.
I can think of lots of other features I would like (such as the ability to change and update links in batches, etc), but the two above would be the best.
Does anything like this exist? If so, it would really improve the workflow at my office.


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A friend was how my proposal went…
Submitted by Tim
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Alyssa Dunn:
February 23, 2014 at 5:10 am
The Lord's name shouldnt be a random shout out.
Dan Svensson:
February 23, 2014 at 5:31 pm
you mean the name of a guy that has been dead for 2000 years? somehow I don't think he's insulted by it...
Tyler Mannison:
February 24, 2014 at 12:03 am
You mean your fictional friend?
Kaden Jessop:
February 24, 2014 at 4:09 am
Dan Svensson He's not dead, he came back after 2-3 days after his Crucifixion
February 24, 2014 at 11:09 am
Kaden Jessop and continued to live for 2000 years? I prefer fact over fiction in this matter
February 24, 2014 at 4:58 pm
Dan Svensson oh so your an atheist.... you got facts in front of your eyes, LDS church, and the bible.
February 24, 2014 at 4:59 pm
Kaden Jessop The bible and LDS are fiction. Science is fact. God isn't.
February 24, 2014 at 5:09 pm
Tyler Mannison Well someone wrote the bible for a reason, you should re-search this more.
February 25, 2014 at 1:01 pm
someone wrote "Lord of the rings" for a reason too, it's called being an author so whats your point?
Stephen Gilberg:
February 25, 2014 at 3:18 am
I don't know who's more annoying: people who come to complain about swearing on a site whose title is a swear, or smug atheists who diss Christianity.
"Best of" Lists


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Albuquerque man arrested in bank robbery
ALBUQUERQUE, N.M. (AP) — Federal authorities say a man suspected [auth] of robbing a bank in Albuquerque is in custody.
FBI spokesman Frank Fisher says 54-year-old Randy Lee Gallahan, of Albuquerque, was arrested Saturday afternoon in connection with the robbery of a Bank of America branch.
Gallahan will appear in U.S. District Court in Albuquerque on Monday.
Witnesses say a man entered the bank around 9:10 a.m. Saturday and demanded money from a teller.
The suspect then left with an undisclosed amount of money.
Fisher says the FBI and Albuquerque police are investigating whether another robbery on Saturday at a Wells Fargo bank is related.
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Tomas Regalado
Stories this photo appears in:
Tower developers hold meeting to woo Overtown
City of Miami Mayor Regalado says he's against the project
Developers of Miami Innovation Tower and District said without a sign permit for its media towers the project and the benefits agreement may change. "We would evaluate all our options," said Michael Simkins, co-developer.
The Miami Times political recommendations
Certainly $830M is a lot of money but that's what would pay for the proposed list of line items that Jackson Health System says it needs to bring its facilities up-to-date, including the modernization of its emergency rooms, the expansion of its urgent care centers and the ability to be more competitive among other hospitals both locally and nationally.


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After nearly $1 billion in losses last year, Humana, one of the nation's leading health insurance providers, announced July 21 it is pulling out of Obamacare plans in nearly all states.
After nearly $1 billion in losses last year, Humana, one of the nation's leading health insurance providers, announced July 21 it is pulling out of Obamacare plans in nearly all states.
President François Hollande appealed on Tuesday (July 26) for support from a nation shocked by Islamist militants who slit the throat of an 86-year-old Catholic priest at the altar of his church in a suburb of the northern city of Rouen.
The 26 July killing of a Catholic priest in his church in St. Etienne du Rouvray, France, once again has pushed jihadist violence into the headlines.
Kaine, a Roman Catholic, will appear with Clinton, a Methodist, at next week's Democratic National Convention in Philadelphia. Here are five faith facts about the new vice presidential candidate.
Yet the most surprising development so far is that for the first time in many presidential election cycles Democrats have a chance to close or perhaps erase the so-called "God gap."
Tim LaHaye, the evangelical leader known for his conservative politics as well as the best-selling "Left Behind" series, has died at age 90, his ministry announced.
Declining marriage and divorce rates go hand in hand and reveal a cultural skepticism about relationship definition, according to a new report from The Heritage Foundation.
A bill rushing through California's state legislature could deliver a fatal blow to Christian education, legal experts warn.
On the first day of their convention, delegates to the Republican National Convention meeting in Cleveland adopted a party platform with plenty for evangelicals to like.
Evangelical Christians converged on the nation's capital for a prayer rally on one of the hottest days of the summer.
Christian news and religion news breaking headlines from around the United States and the world. Trending hot topics in Christianity.


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A man was hit and killed by a truck Tuesday night in Copiah County.
The Mississippi Highway Patrol said the man was running across Interstate 55 near the Hazlehurst exit when he was hit.
The crash happened about 7 p.m., authorities said.
Authorities said the driver likely won't face charges.
The name of the pedestrian has not been released.


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thanksgiving recipes
Get Ready To Save Money On Thanksgiving Recipes, Cards And Apps
Today we are pinching our pennies in order to save for the holidays.
Robin Rhys
| November 15
Weber's On The Grill: A Tasty iPad App, Available Now!
If you love iPad cooking apps, be sure to check out Weber's On The Grill. At $4.99, this great application brings you Weber's 250 grill recipes, complete with how-to videos and an in-app grill timer! Read on to find out more...
Joe White
| July 15


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Staying up late after having a brainwave for a new service last night.
The interaction would be Upload Contacts > Click > Browse & Find File > Then the button you see above. Once uploaded the button becomes released again
keyboard shortcuts:
L or F like
post comment
Show and tell for designers
What are you working on? Dribbble is a community of designers sharing screenshots of their work, process, and projects.
Copyright © 2009–2016 Dribbble LLC. All screenshots © their respective owners. Shipped from Salem, Mass. USA.


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I neglected my site, and now I've 15,000 spams in the moderation. It's so big that the moderation page won't even load.
How in the world do I get rid of these? In the old version of WordPress, the Mass Edit mode helped me handle this. I could search for a common spam word, which would load a few hundred comments. At that pace, I could wipe out the spam pretty quickly.
From what I can tell, that doesn't work with 2.2. The mass edit mode will only load 20 comments to a page. Deleting 15,000 in group of 20 will take forever.


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2013 Project Prom winner
Seaford High School junior Danielle Trotta, known for her toughness on the softball field, has overcome the tragic death of her father in 2008 from a heart attack and the virtual wreckage of her home by superstorm Sandy. She was selected as the 2013 Newsday Project Prom winner, where you, the viewer, have the opportunity to vote on which dress she will wear to the prom. Videojournalist: Jessica Rotkiewicz (April 17, 2013)
Rally in Support of Nassau and Suffolk Police. Newsday recap: Donald Trump accepts the Republican nomination for president GOP convention Day Four recap RNC protests end with a song Cleveland police chief became cop on a dare Anti-Trump protest crosses Hope Bridge Giuliani to Clinton: 'We're going to kill you in upstate NY' Nassau police provide details about North Massapequa fire and crash North Massapequa house fire kills 1 at scene, pedestrian injured in nearby accident involving responders Cruz booed, flag burners arrested at RNC Ted Cruz doesn't endorse Trump, gets booed Newsday recap: Cruz doesn't endorse Trump


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Just a reminder that our February Open Hack is 6:00 PM Tuesday 2/7 at TechCo. This will be a truly "Open" Hack with no specific theme or speaker. So grab your latest project and bring it with you to show off for an anything goes style session.
- What: KnoxMakers Open Hack
- Where: TechCo at 130 W. Jackson Ave., Knoxville, TN 37902
- When: 6:00 PM Tuesday 2/7
- samthegiant -


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Filippo Tommaso Marinetti Papers
Filippo Tommaso Emilio Marinettii (1876-1944), was an Italian idealogue, writer, poet, and the founder and leader of Futurism.
The Collection
Available online are photographic prints and postcard prints, along with a selection of manuscript items from the Filippo Marinettii Papers. Currently, only a portion of these papers are available online.
Beinecke Rare Book & Manuscript Library
121 Wall Street | New Haven, CT 06511
Campus Map
Tel: (203) 432-2977 Fax: (203) 432-4047
USPS: Mailing Address and Information
email: Ask a Librarian
The exhibition gallery is closed while the library's building is under renovation.
Temporary Reading Room Hours
Monday - Friday: 9 am to 4:45 pm
The temporary reading room is located in Yale's Sterling Memorial Library, across Wall Street from the Beinecke.
Beginnig September 6, 2016 our hours will be
Monday 10 a.m. to 7 p.m.
Tuesday-Thursday 9 a.m. to 7 p.m.
Friday 9 a.m. to 5


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Clinical-Style Validation, Regulation, and Quality Control...
Co-Sourcing Improves Pharmaceutical Laboratory Productivity
Loss of Lives in Clinical Trials...
Researchers Now Have a Myriad of...
Cellular Dynamics International (CDI) and Roche report the completion of a two-year collaboration intended to substantiate the ability of CDI's iCell® Cardiomyocytes to assess potential cardiotoxic effects of drug candidates in development. The companies transitioned to a standard supply agreement under which iCell Cardiomyocytes will be incorporated into Roche's drug development decision-making process.
"CDI and Roche have developed and demonstrated, respectively, a more efficient tool to reveal potential cardiotoxicity in their drug development candidates," says Chris Parker, chief commercial officer of CDI. iCell Cardiomyocytes are produced from induced pluripotent stem cell (iPSC)-derived human heart cells.
CDI and Roche initiated their collaboration in March 2009 to interrogate CDI's iCell Cardiomyocytes against a well-categorized compound reference set. The goal was to test the ability of the cardiomyocytes to predict drug-induced, potentially life-threatening cardiac arrhythmias.
The studies included longitudinal genetic and molecular characterizations of the cardiomyocytes and assessment of their performance across a variety of testing platforms. Multiple publications based on this research are being prepared for submission to peer-reviewed journals, the companies report.
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MDMA (commonly known as the empathogen "ecstasy") is classified as a Schedule 1 drug, which is reserved for compounds with no accepted medical use and a high abuse potential. Two researchers from Stanford, however, call for a rigorous scientific exploration of MDMA's effects to identify precisely how the drug works, the data from which could be used to develop therapeutic compounds.Do you agree that ecstasy should be studied for its potential therapeutic benefits?
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The Penderwicks
A Summer Tale of Four Sisters, Two Rabbits, and a Very Interesting Boy
Jeanne Birdsall
This book is available for download with iBooks on your Mac or iOS device, and with iTunes on your computer. Books can be read with iBooks on your Mac or iOS device.
With over one million copies sold, this series of modern classics about the charming Penderwick family from National Book Award winner and New York Times bestseller Jeanne Birdsall is perfect for fans of Noel Streatfeild and Edward Eager.
This summer the Penderwick sisters have a wonderful surprise: a holiday on the grounds of a beautiful estate called Arundel. Soon they are busy discovering the summertime magic of Arundel's sprawling gardens, treasure-filled attic, tame rabbits, and the cook who makes the best gingerbread in Massachusetts. But the best discovery of all is Jeffrey Tifton, son of Arundel's owner, who quickly proves to be the perfect companion for their adventures.
The icy-hearted Mrs. Tifton is not as pleased with the Penderwicks as Jeffrey is, though, and warns the new friends to stay out of trouble. Which, of course, they will—won't they? One thing's for sure: it will be a summer the Penderwicks will never forget.
Deliciously nostalgic and quaintly witty, this is a story as breezy and carefree as a summer day.
From the Hardcover edition.
From Publishers Weekly
© Publishers Weekly
Customer Reviews
The Penderwicks
This is one of my favorite books! I read it every year and every time I read it I laugh, I cry, and smile. This is truly an amazing book! Thank you Jeanne Birdsall!
When I was reading this book I felt as if I could be right there!! Jeanne Birdsall used so many discriptive words that really pulled the book together!! The book was so great now I'm reading The second book, can't wait to finish it'!!!!! I would recommend this book to anyone that's in for an adventure. READ THIS BOOK!!!!!!!
It's ok not her best work but...
Its just ok
- $7.99
- Category: Fiction
- Published: Jun 14, 2005
- Publisher: Random House Children's Books
- Seller: Penguin Random House LLC
- Print Length: 288 Pages
- Language: English


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Editors' Note: This is a large (243MB) file and may take long time to download via slow Internet connection.
Gardenscapes 2 Collector's Edition$19.95
Quick Specs
Total Downloads:2,205
Date Added:Feb. 27, 2013
Price:Free to try (60-minute gaming trial); $19.95 to buy (Buy it now)
File Size:243.37MB
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From Playrix Entertainment: Gardenscapes 2 takes the unique experience of the original Gardenscapes to a completely new level. The garden at the estate where Austin was born and grew up in is in a pitiful state. Rundown and neglected, it is waiting for you to come and restore it. Accompany Austin to the place of his childhood, meet his parents, and collect the old photos and other memorable things from his past. Run sales of the old stuff found around the house to implement the original decor ideas of your own. Help your good old friend bring the family garden to bloom again.
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- Play GTA:Vice City online or via LAN connection.Play photo puzzle and brain teaser game on your Windows PC.Showcase various prizes on the screen.Create your own perfect garden.
- Convert photos to zune avi, divx, xvid, wmv, mpeg, mp4 video...Play 12 solitaire card games on your PC.Play a free RPG indie game.Improve your digital camera photos automatically.


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What I need to do is to display a range of hours in a page using php and html
I need the range to be located inside of a "select" located in the .tpl but I don't want to do 23 "option" for every hour "select" and 59 "option" for the minute select, for the 7 days, that will be like 2 selects in every day with one select with 23 options and the other with 59 options.
I already have the connection to the database, I only want to display the hours in a "select" and the minutes in another "select".
What I want is to do a schedule for open business and close business selecting this in every single day not for the whole week.


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For collaborative divorce, does the judge who signs it have to be a supreme court justice? In NY that is the case. Does it vary from state to state? The AVVO website says it can be a family court judge, but there is some dispute about that here in NY. Please advise. Thank you.
Probate Attorney
In New York, divorces are handled by the state Supreme Court. Family court may have authority to make various orders concerning marital assets and distribution, but does not have the jurisdiction to dissolve the marriage.
Good luck to you.
Divorce / Separation Lawyer
If the site says a Family Court judge can sign off on a divorce, it's wrong.
In New York only a Supreme Court judge can handle a divorce case, collaborative or otherwise.
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text: Posted December 28, 2012 Cam could go on and have a Brady-esque career, and the narrative wont change at all IMO. Paid to play; Stolen laptops; Me-first selfish prima donna; Arrogant jerk. fug the haters. I'm not sure I buy that. Newton got loads of praise from the media last season. Plenty of guys were talking him up as the next big thing. Are there people who will hate him no matter what? Absolutely. Loads of them in Atlanta, New Orleans and Tampa especially. But yes, I believe if he rebounds next season (and the team does too) the narrative will at least start to change. We'll see. 1 person likes this Share this post Link to post Share on other sites


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Why Didn't the FBI Save Little Brisenia?
IT WAS PAINFUL ENOUGH for the community when the Minuteman Defense League murdered two members of the Flores family. And that was before we knew the FBI could have prevented it.
IT WAS PAINFUL ENOUGH for the community when the Minuteman Defense League murdered two members of the Flores family. And that was before we knew the FBI could have prevented it.
AN INTRIGUING VIDEO into the very-possibly rigged election for president of LULAC and what might be the motivations behind that….
FANTASTIC NEWS for the officially-recognized indigenous of this nation, who still suffer so much assault, degradation and lack of public interest. A bill allotting more resources for tribal communities to fight crime has passed.
FEATURING the Netroots Nation 2010 Immigration Checkpoint mock ICE action.
A group of friends and myself staged a mock immigration checkpoint where we racially profiled European immigrants and their descendants, and required them to show papers that proved they had a right to trespass on native land. Some were puzzled, many laughed, and a couple were furious. What made the difference in these reactions?
THE NATIONAL MOOD AROUND IMMIGRATION grows darker, as the government neglects to champion the vulnerable undocumented population. Racists and White Supremacists show no such hesitance to engage the issue, and the ground is defaulted to them by a lack of legislative action as politicians worry about elections and polls and have forgotten their own humanity. Highlighted this week: The Utah Hit-list.
I'M LEEEEAVING ON A JETPLANE! I don't know when…oh. Actually, I'll be back in three days.
As an age of nationalized narcissism comes to an end in the USA, the illusion of hyper-abundance meets the limits of physical reality. To protect the illusion, those in power gird their stance, the government grows more fearful, and the police state more powerful. Actions that benefit the people, weaken our dependence upon the state and/or strengthen communal bonds are made illegal. Given this trend, will all righteous acts one day be illegal ones?
When powerful entities like politicians, oil corporations, cops and banksters break the law, they are rewarded or overlooked. When less empowered entities like the poor, minorities, or the undocumented break the law in order to thrive in an unjust system, the powers that be "make an example of them" so that the law can be "respected." Critiquing this hypocrisy as well as others on Obama's recent speech on immigration.


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The rugged 2014 Jeep Patriot can easily handle going off-road, but can it handle child-safety seats? Well, sort of. This compact SUV easily handled our forward-facing car seats, but it didn't fare as well with the rear-facing variety.
How many car seats fit in the second row? Two
What We Like
What We Don't
A: Plenty of room for the car seat and the child; doesn't impact driver or front-passenger legroom. Easy to find and connect to Latch and tether anchors. No fit issues involving head restraint or seat contouring. Easy access to the third row.
B: Plenty of room. One fit or connection issue. Some problems accessing third row when available.
C: Marginal room. Two fit or connection issues. Difficult to access third row when available.
D: Insufficient room. Two or more fit or connection issues.
F: Does not fit or is unsafe.
About Cars.com's Car Seat Checks
Editors Jennifer Geiger and Jennifer Newman are certified child safety seat installation technicians.
For the Car Seat Check, we use a Graco SnugRide 30 infant-safety seat, a Britax Roundabout convertible seat and Graco TurboBooster seat. The front seats are adjusted for a 6-foot driver and a 5-foot-8 passenger. The three child seats are installed in the second row. The booster seat sits behind the driver's seat, and the infant and convertible seats are installed behind the front passenger seat.
We also install the forward-facing convertible in the second row's middle seat with the booster and infant seat in the outboard seats to see if three car seats will fit; a child sitting in the booster seat must be able to reach the seat belt buckle. If there's a third row, we install the booster seat and a forward-facing convertible.
Parents should also remember that they can use the Latch system or a seat belt to install a car seat.
2014 Jeep Patriot: Family Checklist
Child Passenger Safety Week: Resource Guide
More Car Seat Checks


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"Sam Wilson" & US Agent Clash as Spencer's "Captain America" Saga Escalates
Comic Books
Every day this year, I will be examining the artwork on a single comic book story. Today's artist is Jason Copland, and the comic is Masks & Mobsters #4, which was published by Monkeybrain in December 2012. These scans are from the collected edition, which was published by Image and is cover dated July 2013. Enjoy!
Continue Reading »
"The ghouls all came from their humble abodes / To get a jolt from my electrodes"
Continue Reading »
Comics Should Be Good accepts review copies. Anything sent to us will (for better or for worse) end up reviewed on the blog. See where to send the review copies.


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Characterization of Streptococcus bovis from the rumen of the dromedary camel and Rusa deer
Version of Record online: 16 AUG 2004
DOI: 10.1111/j.1472-765X.2004.01597.x
Letters in Applied Microbiology
Volume 39, Issue 4, pages 341–346, October 2004
Additional Information
How to Cite
Ghali, M.B., Scott, P.T. and Al Jassim, R.A.M. (2004), Characterization of Streptococcus bovis from the rumen of the dromedary camel and Rusa deer. Letters in Applied Microbiology, 39: 341–346. doi: 10.1111/j.1472-765X.2004.01597.x
Publication History
- Issue online: 16 AUG 2004
- Version of Record online: 16 AUG 2004
- 2004/0015: received 8 January 2004, revised 19 April 2004 and accepted 2 June 2004
- Abstract
- Article
- References
- Cited By
- dromedary camel;
- lactic acidosis;
- Rusa deer;
- 16S rDNA;
- Streptococcus bovis
Aims: Isolation and characterization of Streptococcus bovis from the dromedary camel and Rusa deer.
Methods and Results: Bacteria were isolated from the rumen contents of four camels and two deer fed lucerne hay by culturing on the semi-selective medium MRS agar. Based on Gram morphology and RFLP analysis seven isolates, MPR1, MPR2, MPR3, MPR4, MPR5, RD09 and RD11 were selected and putatively identified as Streptococcus. The identity of these isolates was later confirmed by comparative DNA sequence analysis of the 16S rRNA gene with the homologous sequence from S. bovis strains, JB1, C14b1, NCFB2476, SbR1, SbR7 and Sb5, from cattle and sheep, and the Streptococcus equinus strain NCD01037T. The percentage similarity amongst all strains was >99%, confirming the identification of the camel isolates as S. bovis. The strains were further characterized by their ability to utilize a range of carbohydrates, the production of volatile fatty acids (VFA) and lactate and the determination of the doubling time in basal medium 10 supplemented with glucose. All the isolates produced l-lactate as a major fermentation end product, while four of five camel isolates produced VFA. The range of carbohydrates utilized by all the strains tested, including those from cattle and sheep were identical, except that all camel isolates and the deer isolate RD11 were additionally able to utilize arabinose.
Conclusions: Streptococcus bovis was successfully isolated from the rumen of camels and deer, and shown by molecular and biochemical characterization to be almost identical to S. bovis isolates from cattle and sheep.
Significance and Impact of the Study: Streptococcus bovis is considered a key lactic acid producing bacterium from the gastrointestinal tract of ruminants, and has been implicated as a causative agent of lactic acidosis. This study is the first report of the isolation and characterization of S. bovis from the dromedary camel and Rusa deer, and suggests a major contributive role of this bacterium to fermentative acidosis.


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Madison M. Nanny in Brookline, MA 02446.
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Brookline, MA
- Age 22
- 8 years paid experience
- Female
Last signed in: Within five months
Preferred Rate $10-$12 per hour
Madison's Bio
I worked as a live out summer nanny for close family friends and a few of my cousins. I primarily work as a babysitter, but apply many of those skills to any nannying jobs.
Age Specific Experience
8 years of paid child care experience with:
- First year
- Toddlers (1 to 3 years)
- Preschooler (3 to 5 years)
- Grade School (6 to 11 years)
- Pre-teen/Teenagers (12 years and over)
2 to 3 years of infant care experience
Infant Care:
- Mother's helper
- Occasional care
Special Needs Experience
Special Needs Care Experience
- Cognitive Disabilities
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- Attention Deficit Hyperactivity Disorder (ADHD)
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- French
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- Swimming Supervision
- Crafts
- Willing to drive children to events, school, appointments, or carpooling
Homework Help:
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|Maureen H. is a reference for Madison M.
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Stoke City Message Board
you are viewing a single comment's thread.view the rest of the posts
A Yahoo! User Nov 5, 2008 05:48 Flag
a pityful 2 bit club like your has no place in the premiership, as soon as we stop teams like yours being in it will be the best for top flight football.Sort: Newest | Oldest | Most Replied Expand all replies
A Yahoo! User Nov 7, 2008 15:31 Flag
What an arrogant f**ker you are. We can turn over Arsenal so we can turn over anyone. Perhaps it's time you reviewed whether your team of nancy boys would be better suited to the Italian or Spanish Leagues.
Stoke have come to chew gum and kick ass in the Premiership.
And we are all out of chewing gum.
- 1 Reply to A Yahoo! User
stoke city 4 life stoke city 4 life Nov 7, 2008 22:12 Flag
if you dont like stokes style of play then its tough s**t . theres a simple solution . dont bring yer best players. this will work out best for both teams. we get three points and you go away with no injuries to yer best players lol . we deserve to be here we play our way wether it be terrible on the eyes of non stoke supporters we dont care
we aint got the money to buy players like ronaldo gerrard rooney etc players who cost a fortune cause they are the best in the business. we will build our team in time maybe in 2 years of being in the prem will attract a few decent players . think we should sign del piero hahahaha or wait until ronaldo is 35 then get him in
come on stoke.
How do you propose to stop teams like Stoke getting into the prem? Do you have the slightest grasp of how a league system works? Your lack of intelligence is matched only by your arrogance, and your arrogance is only eclipsed by that of your Manager.
Hey dickhead,
We have earned the right to play in the premiership, Arsenal play great football but we dont have an abundance of £20m plus players who fall over and moan if you breathe on them. Football is a contact sport where you compete for the ball, so wake up and get in the real world you muppet.


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Editor's note: I asked Dream Theater keyboardist Jordan Rudess to share his thoughts on some of the latest and greatest alternatives to the traditional piano keyboard when it comes to musical and timbral expression and control. AS is Jordan's wont, he sent me a detailed and well considered missive, which was distilled into the article "The Fretless Keyboard" in our June 2015 issue. As Jordan and I wanted to share it with you in its entirety, here is his original manuscript, only lightly edited. --Stephen Fortner
Seemingly everything is USB-powered these days, including electronic music gear such as the Akai MPX16, Novation MiniNova/UltraNova/Bass Station II, Roland TB-3, and Waldorf Rocket. Sure, you can run them off a laptop or smartphone charger, but a hefty USB battery may work as well.
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Friends Of The Bosler Free Library
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The Friends of Bosler Library have been promoting the activities and programs of the Bosler Library for many years. Our Bookery sells used books and recycles them to raise money for the Children's Summer Reading Program, to support author visits, and to provide funding for the library's operating expenses and special projects. Our community has supported the library by generously giving through its Auctions held every three years. The Friends have raised money for building campaigns, adult programs, and our monthly Booked for Lunch program and much more.
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Hi, I need to show a custom field (organisation)from my user registration data in the bookings table/csv file for each event in the admin area. The setup so far is this:
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- I have added an "Organisation" field to the WordPress registration form using Register Plus Redux plugin. This creates a field in user_meta called "rpr_organisation"
I need to pull the data from this extra field into the bookings tables for all events so that a CSV file can be exported for each event.
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Not now, don't worry lol It just hit me being 30 weeks along that chances are really really really good that I'm going to be able to give birth in 9.5 more weeks to a healthy baby girl! It just seems so surreal to me!
After my loss in March and then never even having a cycle between getting pregnant again, I thought for sure the pregnancy was doomed to fail. However morbid it seemed, I would actually count the weeks till it was considered stillborn and not m/c anymore.
I was not able to begin getting excited with this one until 18 weeks when I found out I was having a girl and that she was measuring fine. Even then, they found a cyst in her brain and so another wave of anticipation hit me. Finally at 24 weeks, they told me the cysts were gone and she was perfect!!
I still haven't done anything with the nursery yet. Not by choice, my DH has to build 2 bedrooms downstairs for my teens so that we can kick them out of the nursery. We're getting down to the wire here, but I'm faithful it'll all work out.
This is just such a bizarre feeling! I feel her kicking, I know she's in there and growing, but I still can't picture it being a baby, MY baby, after my loss. I have never gone through this before with my other kids. Anyone else just feel like they are a first time mom over again, even if they've had other kids?


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Jess Arnds - Smith Hall (Men)
Resident Director
Jess earned his undergraduate degree in Biblical Studies with an emphasis in Biblical Counseling in 2006. After a few years working various jobs, he decided to pursue ministry and came back to TMC as a Resident Director in 2009. He currently oversees the dorm known as "CDub" and is pursuing a Masters of Divinity at The Master's Seminary. He is joined by his wife, Melissa (also a TMC grad), their daughter, Felicity (born in 2009) and their son, John (born in 2012).
Fast Facts:
A Favorite Scripture Verse: Colossians 1:28-29
"Him we proclaim, warning everyone and teaching everyone with all wisdom, that we may present everyone mature in Christ. For this I toil, struggling with all his energy that he powerfully works within me."
Some Favorite Things:
Jess enjoys ministry, family, and football (playing it, watching it, talking about it).
Jennifer Kintner - Sweazy Hall
Resident Director
Sweazy Hall
B.A., Biblical Studies
M.A., Biblical Counseling The Master's College
Joined TMC in 2008
Jenn has enjoyed being a part of The Master's College for the last twelve years: first as a student, then as the Israel Bible Extension volunteer, and now as a staff member. She first joined the staff as the Administrative Assistant to the Vice President of Student Life. After serving in that capacity for three years, she transitioned to her current position. She enjoys the mix of fun and service that comes with 88 women living in one building. Some of Sweazy's favorite traditions are Fall Fest, Bigger and Better, Ritz Blitz, and Pizza in the Park. It is her joy to have the opportunity to work so closely with the students in Sweazy Hall and to see God at work in them growing and developing their love for Jesus Christ more and more. She is a member at Grace Baptist Church and is currently pursuing her Doctorate of Education at The Southern Baptist Theological Seminary.
Fast Facts:
A Favorite Scripture Verse: 2 Corinthians 4:17-18
"For this light momentary affliction is preparing for us an eternal weight of glory beyond all comparison, as we look not to the things that are seen but to the things that are unseen. For the things that are seen are transient, but the things that are unseen are eternal."
Some Favorite Things:
Jenn enjoys coffee, traveling, hiking, creating new recipes, reading, and playing games.
Jake Ebner - Slight Hall
Resident Director
Now in his fifth year as the RD of Slight Hall, Jake is honored to have the opportunity to speak into the lives of students alongside a great team of faculty and staff. Jake's wife was an RD (for the CDub Women) from 2007-2009 and he thoroughly enjoyed the ministry position from that vantage point as well. He attends Grace Community Church and is thankful to be a part of the Doulos Fellowship. Slight has a tradition every Tuesday night where the men of the dorm flock to Jake's apartment to eat Mancakes (pancakes which are manly) and compete in wing challenges including feats of strength, wit and skill.
Fast Facts:
A Favorite Scripture Verse: Romans 8:38-39
"For I am sure that neither death nor life, nor angels nor rulers, nor things present nor things to come, nor powers, nor height nor depth, nor anything else in all creation, will be able to separate us from the love of God in Christ Jesus our Lord."
Some Favorite Things:
Jake enjoys spending time with his wife Meredith and their daughter Karis, playing sports, attending The Master's Seminary, and refurbishing and selling antiques.
Hannah Johnson- Hotchkiss Hall (Women)
Resident Director
Hannah earned her undergraduate degree from The Master's College in 2007 in Biblical Studies with an emphasis in Biblical Counseling. She comes from the Sacramento area, where she was recently living while working at her local church. When the opportunity to serve the Lord in full-time ministry at the college arose, Hannah eagerly pursued the prospect to live in life-on-life ministry with college-aged girls. She considers it a privilege to return to the place where her own heart and life were impacted in so many ways. She loves the relationships she has begun to develop and now calls Hotchkiss Hall "home."
Fast Facts:
A Favorite Scripture Verse: Psalm 40:17
"As for me, I am poor and needy, but the Lord takes thought for me..."
Some Favorite Activities:
Hannah loves spending time with family and friends, frequenting coffee shops, finding good places to eat and traveling (especially to Italy). Some of her hobbies include cooking and cycling.
Stephanie LaFerriere - Smith Hall (Women)
Resident Director
Stephanie moved to Southern California from the sunny state of Florida in 2012. She came to pursue a Master's degree in Biblical Counseling at The Master's College and loves the college's commitment to the authority and sufficiency of God's Word. She attends and is a member at Grace Community Church. Stephanie considers it a blessing and a privilege to be able to serve as the Resident Director for the women of C.W. Smith (CDUB). She stands amazed at the power of the Gospel and how the good news of Jesus Christ changes idolaters into worshippers of the true God through Jesus Christ. She calls CDUB the 'city on the hill' and can think of nowhere else she rather be during this season of her life.
Fast Facts:
A Favorite Scripture Verse: Philippians 3:12-14
"Not that I have already obtained this or am already perfect, but I press on to make it my own, because Christ Jesus has made me his own. Brothers, I do not consider that I have made it my own. But one thing I do: forgetting what lies behind and straining forward to what lies ahead, I press on toward the goal for the prize of the upward call of God in Christ Jesus."
Some Favorite Activities:
Stephanie enjoys quality time with family and friends around good food! She also enjoys music, learning about different cultures, reading, walking gardens and things that come in threes.
Chuck Rush - Waldock Hall
Resident Director
Chuck joined the college in 2009 as Resident Director of Waldock dorm. He considers it a blessing to serve and work alongside the Student Life staff, and live life with the young men of Waldock Hall. Chuck is a member of Grace Community Church and has served in various capacities over the past 11 years. His desire is for Waldock to be a dorm that is committed to peer on peer spiritual relationships as they grow in the community of believers at The Master's College. Life in Waldock consists of drinking lots of coffee, eating food, slurpee runs, our annual end of the year celebration, and beach outings!
Fast Facts:
A Favorite Scripture Verse: 2 Corinthians 3:18
"And we all, with unveiled face, beholding the glory of the Lord, are being transformed into the same image from one degree of glory to another. For this comes from the Lord who is the Spirit."
Some Favorite Things:
Some of Churck's favorite things to do include watching sports, eating good food, drinking coffee, traveling, reading, and time with friends.
Siona Savini - Hotchkiss Hall (Men)
Resident Director
Siona is from Carson, California and has been the Resident Director of Hotchkiss Hall since the fall of 2004. Throughout these years of opportunity, he has enjoyed watching the gospel transform students into the image of Christ. In the fall of 2006, he began to take leadership of the Chapel Band, serving the campus chapels in worship through music. Siona loves his local church where he serves as the college group worship leader. His favorite part about Hotchkiss Hall is the vibrant personality the dorm has that fosters academic, spiritual and relational dynamics that are conducive for a well-rounded collegiate experience.
Fast Facts:
A Favorite Scripture Verse: 1 Corinthians 15:3-4
"For I delivered to you as of first importance what I also received, that Christ died for our sins according to the Scriptures, and that He was buried, and that He was raised on the third day according to the Scriptures,"
Some Favorite Things:
Siona loves his family, his church, Hotchkiss Hall, leading worship with the Chapel Band, global missions, laughing a lot, eating and trying all kinds of different foods, singing, traveling and watching a good movie.
Raqel Currie - Dixon Hall
Resident Director
Raqel was born & raised in Durban, South Africa. She heard about The Master's College from her pastor and decided to pursue a degree here. Herplan was to return to South Africa after graduation to work in a local ministry. The Lord changed her plans when she met her husband, Madison Currie, while a student at TMC. Raqel and her husband both have a deep gratitude and love for the college in how it has enriched their lives with the true gospel. What stands out most are the friendships that developed out of their time at the college and the deep rooted truth taught that they have found truly changes lives.
Fast Facts:
A Favorite Scripture Verse: Romans 15:5-7
"May the God of endurance and encouragement grant you to live in such harmony with one another, in accord with Christ Jesus that together you may with one voice glorify the God and Father of our Lord Jesus Christ. Therefore welcome one another as Christ has welcomed you, for the glory of God."
Some Favorite Things:
Raqel loves drinking a good cup of coffee, sharing that experience with friends and trying out new food spots in LA. She is an avid LA Kings fan, loves warm weather and will never turn down a day at the beach especially if there are Acai bowls.
Commuter Coordinator
B.A., Music Arts
The Master's College
Joined TMC in 2015
Sergio completed the Master's College undergraduate music program in 2015. After returning from a choir tour to the Balkans, he resumed the search for employment and soon began working at a local restaurant. Postings were made public for the position of Commuter Coordinator at his recent alma mater and with no hesitation he applied for the role. Beginning the journey as coordinator three months post graduation, Sergio loves few things more than to serve and lead the commuters in using their relationships and opportunities in this season of life to the best, in awe of God's majesty through His care for their lives.
"He made Him who knew no sin to be sin on our behalf, so that we might become the righteousness of God in Him."
All things music: performing & listening. Traveling. Learning new ideas and hobbies.
Commuter Coordinator
B.A., Philosophy and Psychology
Clemson University
Joined TMC in 2015
Marie is from Greenville, South Carolina and graduated with a B.A. in Philosophy and Psychology from Clemson University in May 2012. She worked on staff in college ministry at her church in Clemson, SC from 2012-2015. Although not an alumna of TMC, she was greatly impacted by a small church plant in Wyoming during her undergraduate years. This impact secured the desire to pursue a Master of Arts in Biblical Counseling in the Lord's timing. The Lord brought Marie to CA in August 2015 and she is incredibly thankful to have the privilege of working in the Student Life Department at TMC. Marie is thrilled to work with the Commuter students at the college, discipling women and helping to create a "commuter culture." She is a member at Grace Community Church in Sun Valley, CA.
"Therefore humble yourselves under the mighty hand of God, that He may exalt you at the proper time, casting all your anxiety on Him, because He cares for you. Be of sober spirit, be on the alert. Your adversary, the devil, prowls around like a roaring lion, seeking someone to devour. But resist him, firm in your faith, knowing that the same experiences of suffering are being accomplished by your brethren who are in the world.After you have suffered for a little while, the God of all grace, who called you to His eternal glory in Christ, will Himself perfect, confirm, strengthen and establish you. To Him be dominion forever and ever. Amen."
Marie enjoys getting to know people deeply through normal life activities. Especially sunset watching, walks, and talks in average places. She is obsessed with her three nephews, Phoenix, Jack and Oliver. She loves a good documentary, the local church, the color gray, and evangelism.


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Le ReveSat, August 3, 2013 - 9:30 PMLe Reve Theater at the Wynn in Las Vegas, NV
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I upgraded http://www.policycommons.org to v. 2.7 yesterday and then tried to install Akismet to stop all the spam I'm getting.
But I'm not able to enter the WordPress API key. When I click on a "You must enter your WordPress.com API key for it to work." prompt I get an error page that only says "Cannot load akismet-key-config.".
I thought maybe this was because of where I'm hosting, but I installed Akismet on another blog on the same server (version 2.6 though) and it worked fine.
Did I mess up the installation? I'm running this installation out of a different directly from the blog address. Could that be related? Thanks for tips.


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