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Quotes & Info
|CPF > SEC Filings for CPF > Form 10-Q on 7-Nov-2011
|All Recent SEC Filings
Quarterly Report
Central Pacific Financial Corp. ("CPF") is a Hawaii corporation and a bank holding company. Our principal business is to serve as a holding company for our bank subsidiary, Central Pacific Bank. We refer to Central Pacific Bank herein as "our bank" or "the bank," and when we say "the Company," "we," "us" or "our," we mean the holding company on a consolidated basis with the bank and our other consolidated subsidiaries.
Central Pacific Bank is a full-service community bank with 34 branches and 120 ATMs located throughout the state of Hawaii. The bank offers a broad range of products and services including accepting time and demand deposits and originating loans, including commercial loans, construction loans, commercial and residential mortgage loans, and consumer loans. The bank also has a loan production office in California. As part of our recovery plan, which is described more fully below, our primary focus is to serve our customers in our core Hawaii Market and we continue to take steps to reduce our exposure to the Mainland.
On September 28, 2011, we announced the appointment of Denis K. Isono as Executive Vice President and Chief Financial Officer ("CFO"), which was effective October 1, 2011. Mr. Isono replaced Larry D. Rodriguez, who will remain an employee until November 30, 2011 and will be retained by us as a consultant thereafter.
Regulatory Matters
As previously reported, in May 2011, the regulatory Consent Order (the "Consent Order") that the bank entered into with the Federal Deposit Insurance Corporation (the "FDIC") and the Hawaii Division of Financial Institutions (the "DFI") on December 9, 2009 was lifted. In place of the Consent Order, the Board of Directors of the bank entered into a Memorandum of Understanding (the "Bank MOU") with the FDIC and DFI effective May 5, 2011. The Bank MOU continues a number of the same requirements previously required by the Consent Order, including the maintenance of an adequate allowance for loan and lease losses, improvement of our asset quality, limitations on credit extensions, maintenance of qualified management and the prohibition on cash dividends to CPF, among other matters. In addition, the Bank MOU requires the bank to further reduce classified assets below the level previously required by the Consent Order. The Bank MOU lowers the minimum leverage capital ratio that the bank is required to maintain from 10% in the Consent Order to 8% and does not mandate a minimum total risk-based capital ratio.
In addition to the Bank MOU, the Company continues to be subject to a Written
Agreement (the "Agreement") with the Federal Reserve Bank of San Francisco (the
"FRBSF") and DFI dated July 2, 2010, which superseded in its entirety the
Memorandum of Understanding that the Company entered into on April 1, 2009 with
the FRBSF and DFI. Among other matters, the Agreement provides that unless we
receive the consent of the FRBSF and DFI, we cannot: (i) pay dividends; (ii)
receive dividends or payments representing a reduction in capital from the bank;
(iii) directly or through our non-bank subsidiaries make any payments on subordinated debentures or trust preferred securities; (iv) directly or through any non-bank subsidiaries incur, increase or guarantee any debt; or (v) purchase or redeem any shares of our stock. The Agreement requires that our Board of Directors fully utilize the Company's financial and managerial resources to ensure that the bank complies with the Bank MOU and any other supervisory action taken by the bank's regulators. We were also required to submit to the FRBSF an acceptable capital plan and cash flow projection.
On February 9, 2011, the bank entered into a separate Memorandum of Understanding (the "BSA MOU") with the FDIC and DFI relating to compliance with the Bank Secrecy Act (the "BSA"). Under the BSA MOU, the bank is required to (i) fully comply with the BSA and anti-money laundering requirements, (ii) implement a plan to ensure such compliance, including improving and maintaining an adequate system of internal controls, bolstering policies on customer due diligence, providing for comprehensive independent testing to validate compliance, and maintaining an adequate compliance staff, (iii) correct all deficiencies identified by our regulators and (iv) provide them with progress reports.
Even though the Consent Order has been replaced by the Bank MOU, the bank remains subject to a number of requirements as described above. We cannot assure you whether or when the Company and the bank will be in full compliance with the agreements with the regulators or whether or when the Bank MOU, the Agreement and the BSA MOU will be terminated. Even if terminated, we may still be subject to other agreements with regulators that restrict our activities and may also continue to impose capital ratios requirements. The requirements and restrictions of the Bank MOU, the Agreement and the BSA MOU are judicially enforceable and the Company or the bank's failure to comply with such requirements and restrictions may subject the Company and the bank to additional regulatory restrictions including: the imposition of a new consent order; the imposition of civil monetary penalties; the termination of insurance of deposits; the issuance of removal and prohibition orders against institution-affiliated parties; the appointment of a conservator or receiver for the bank; the issuance of directives to increase capital or enter into a strategic transaction, whether by merger or otherwise, with a third party, if we again fall below the capital ratio requirements; and the enforcement of such actions through injunctions or restraining orders.
Legislative Matters
On July 21, 2010, President Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Dodd-Frank Act"). The Dodd-Frank Act resulted in sweeping changes in the regulation of financial institutions aimed at strengthening the sound operation of the financial services sector. The Dodd-Frank Act includes the following provisions that, among other things:
• Centralize responsibility for consumer financial protection by creating a new agency, the Consumer Financial Protection Bureau, responsible for implementing, examining and, for large financial institutions, enforcing compliance with federal consumer financial laws. At the federal level, the FDIC will continue to examine us for compliance with such laws.
• Change the assessment base for federal deposit insurance from the amount of insured deposits to consolidated assets less tangible capital, eliminate the ceiling on the size of the Deposit Insurance Fund (the "DIF") and increase the floor of the size of the DIF.
• Apply the same leverage and risk-based capital requirements that apply to insured depository institutions to most bank holding companies.
• Require the FDIC and Federal Reserve System ("FRB") to seek to make their respective capital requirements for state nonmember banks and bank holding companies countercyclical so that capital requirements increase in times of economic expansion and decrease in times of economic contraction.
• Implement corporate governance revisions, including with regard to executive compensation and proxy access by shareholders, that apply to all public companies, not just financial institutions.
• Make permanent the $250,000 limit for federal deposit insurance and increase the cash limit of Securities Investor Protection Corporation protection from $100,000 to $250,000 and provide unlimited federal deposit insurance until December 31, 2012 for non-interest bearing demand transaction accounts at all insured depository institutions.
• Repeal the federal prohibitions on the payment of interest on demand deposits, thereby permitting depository institutions to pay interest on business transaction and other accounts.
• Increase the authority of the Federal Reserve to examine us and any of our non-bank subsidiaries.
• Authorize the FDIC to assess the cost of examinations (the FDIC does not currently assess fees for examining Central Pacific Bank).
Some of these provisions may have the consequence of increasing our expenses, decreasing our revenues, and changing the activities in which we choose to engage. The environment in which banking organizations operate under the Dodd-Frank Act, including legislative and regulatory changes affecting capital, liquidity, supervision, permissible activities, corporate governance and compensation, changes in fiscal policy and steps to eliminate government support for banking organizations, may have long-term effects on the business model and profitability of banking organizations, the implications of which cannot now be fully foreseen. Provisions in the legislation that revoke the Tier 1 capital treatment of trust preferred securities do not apply to our debt and equity instruments issued before May 19, 2010, as we are grandfathered under an exception for depositary institution holding companies with total consolidated assets of less than $15 billion as of December 31, 2009. The specific impact of the Dodd-Frank Act on our current activities or new financial activities we may consider in the future, our financial performance and the markets in which we operate will depend on the manner in which the relevant agencies develop and implement the required rules and the reaction of market participants to these regulatory developments. Although some rules under the Dodd-Frank Act have become effective, many aspects of the Dodd-Frank Act are still subject to rulemaking and will take effect over several years, making it difficult to anticipate the overall financial impact on us, our customers or the financial industry more generally.
Recovery Plan Progress
As previously disclosed, we adopted and implemented a recovery plan in March 2010 to improve our financial health by completing a significant recapitalization, reducing our credit risk exposure and returning to profitability by focusing on our core businesses and traditional markets in Hawaii.
During the first nine months of 2011, we have accomplished a number of key milestones in our recovery plan, including:
· On February 18, 2011, we successfully completed a $325 million capital raise (the "Private Placement"). Concurrently with the completion of the Private Placement, we exchanged our TARP preferred stock and accrued and unpaid dividends thereon for common stock (the "TARP Exchange").
· On May 6, 2011, we successfully completed a $20 million Rights Offering (the "Rights Offering").
· In May 2011, the Consent Order was lifted and replaced with the Bank MOU.
· We significantly improved our tier 1 risk-based capital, total risk-based capital, and leverage capital ratios as of September 30, 2011 to 22.63%, 23.94%, and 13.19%, respectively, from 7.64%, 8.98%, and 4.42%, respectively, as of December 31, 2010. Our capital ratios currently exceed the minimum level required by the Bank MOU and are above the levels required for a "well-capitalized" regulatory designation.
· We reported three consecutive profitable quarters with net income of $4.6 million, $8.2 million and $11.6 million in the first, second and third quarters of 2011, respectively.
· We reduced our nonperforming assets by $79.5 million to $223.3 million at September 30, 2011 from $302.8 million at December 31, 2010.
· We reduced our construction and development loan portfolio (excluding owner-occupied loans) as of September 30, 2011 to $181.3 million, or 8.8% of our total loan portfolio. At December 31, 2010, this portfolio totaled $299.9 million, or 13.8% of our total loan portfolio.
· We maintained an allowance for loan and lease losses as a percentage of total loans and leases of 6.96% at September 30, 2011, compared to 8.89% at December 31, 2010. In addition, we maintained an allowance for loan and lease losses as a percentage of nonperforming assets of 64.23% at September 30, 2011, compared to 63.69% at December 31, 2010.
· We reduced total outstanding borrowings with the Federal Home Loan Bank of Seattle (the "FHLB") to $150.1 million at September 30, 2011 from $551.3 million at December 31, 2010.
Basis of Presentation
Management's discussion and analysis of financial condition and results of operations should be read in conjunction with the accompanying consolidated financial statements under "Part I, Item 1. Financial Statements (Unaudited)."
Critical Accounting Policies
The preparation of financial statements in accordance with accounting principles generally accepted in the United States of America ("GAAP") requires that management make certain judgments and use certain estimates and assumptions that affect amounts reported and disclosures made. Accounting estimates are deemed critical when a different estimate could have reasonably been used or where changes in the estimate are reasonably likely to occur from period to period and would materially impact our consolidated financial statements as of or for the periods presented. Management has discussed the development and selection of the critical accounting estimates noted below with the audit committee of the board of directors, and the audit committee has reviewed the accompanying disclosures.
Allowance for Loan and Lease Losses
The allowance for loan and lease losses (the "Allowance") is management's estimate of credit losses inherent in our loan and lease portfolio at the balance sheet date. We maintain our Allowance at an amount we expect to be sufficient to absorb probable losses inherent in our loan and lease portfolio based on a projection of probable net loan charge-offs.
For loans classified as impaired, an estimated impairment loss is calculated. To estimate loan charge-offs on other loans, we evaluate the level and trend of nonperforming and potential problem loans and historical loss experience. We also consider other relevant economic conditions and borrower-specific risk characteristics, including current repayment patterns of our borrowers, the fair value of collateral securing specific loans, changes in our lending and underwriting standards and general economic factors, nationally and in the markets we serve, including the real estate market generally and the residential and commercial construction markets in particular. Estimated loss rates are determined by loan category and risk profile, and an overall required Allowance is calculated, which includes amounts for imprecision and uncertainty. Based on our estimate of the level of Allowance required, a provision for loan and lease losses (the "Provision") is recorded to maintain the Allowance at an appropriate level.
Our policy is to charge a loan off in the period in which the loan is deemed to be uncollectible. We consider a loan to be uncollectible when it is probable that a loss has been incurred and the Company can make a reasonable estimate of the loss. In these instances, the likelihood of and/or timeframe for recovery of the amount due is uncertain, weak, or protracted.
Our process for determining the reserve for unfunded commitments is consistent with our process for determining the Allowance and is adjusted for estimated loan funding probabilities. Reserves for unfunded commitments are recorded separately through a valuation allowance included in other liabilities. Credit losses for off-balance sheet credit exposures are deducted from the allowance for credit losses on off-balance sheet credit exposures in the period in which the liability is settled. The allowance for credit losses on off-balance sheet credit losses is established by a charge to other operating expense.
In the third quarter of 2011, we recorded a credit to the Provision of $19.1 million. We had an Allowance as a percentage of total loans and leases of 6.96% at September 30, 2011, compared to 8.89% at December 31, 2010. Although our credit risk profile has improved in recent quarters and general economic trends and market conditions have shown signs of stabilization to some degree, as further described in the "Material Trends" section below, concerns over the global and U.S. economies still remain. Accordingly, it is possible that the Hawaii or California real estate markets could begin to deteriorate further. If this occurs, it would result in an increase in loan delinquencies, an increase in loan charge-offs or a need for additional increases in our Allowance. Even if economic conditions improve or stay the same, it is possible that we may experience material credit losses and in turn, increases to our Allowance and Provision, due to the elevated risk still inherent in our existing loan portfolio resulting from our high concentration of commercial real estate and construction loans.
Additionally, when establishing our Allowance, we make certain assumptions and judgments with respect to the quality of our loan portfolio. As the economy began to deteriorate in the second half of 2007 and real estate values declined, we found that many of the assumptions and judgments that we made at the time needed to be materially changed in subsequent periods, which resulted in rapid negative credit migration and substantial losses in fiscal 2008, 2009, and 2010. Because of the potential volatility that still exists in the marketplace, we are not able to predict the potential increases that we may need to incur in our Allowance if real estate values do not improve or continue to decline in the markets that we serve, or if the financial condition of our borrowers declines as a result of their continued exposure to the real estate markets and other financial stresses.
Since we cannot predict with certainty the amount of loan and lease charge-offs that will be incurred and because the eventual level of loan and lease charge-offs are impacted by numerous conditions beyond our control, we use our historical loss experience adjusted for current conditions to determine the Allowance and Provision. In addition, various regulatory agencies, as an integral part of their examination processes, periodically review our Allowance. Such agencies may require that we recognize additions to the Allowance based on their judgments about information available to them at the time of their examination. Accordingly, actual results could differ from those estimates. Changes in the estimate of the Allowance and related Provision could materially affect our operating results. The determination of the Allowance requires us to make estimates of losses that are highly uncertain and involves a high degree of judgment.
Loans Held for Sale
Loans held for sale consists of the following two types: (1) Hawaii residential mortgage loans that are originated with the intent to sell them in the secondary market and (2) Hawaii and Mainland construction and commercial real estate loans that were originated with the intent to be held in our portfolio but were subsequently transferred to the held for sale category. Hawaii residential mortgage loans classified as held for sale are carried at the lower of cost or fair value on an aggregate basis while the Hawaii and Mainland construction and commercial real estate loans are recorded at the lower of cost or fair value on an individual basis.
When a construction or commercial real estate loan is transferred to the held for sale category, the loan is recorded at the lower of cost or fair value. Any reduction in the loan's value is reflected as a write-down of the recorded investment resulting in a new cost basis, with a corresponding reduction in the Allowance. In subsequent periods, if the fair value of a loan classified as held for sale is less than its cost basis, a valuation adjustment is recognized in our consolidated statement of operations in other operating expense and the carrying value of the loan is adjusted accordingly. The valuation adjustment may be recovered in the event that the fair value increases, which is also recognized in our consolidated statement of operations in other operating expense.
The fair value of loans classified as held for sale are generally based upon quoted prices for similar assets in active markets, acceptance of firm offer letters with agreed upon purchase prices, discounted cash flow models that take into account market observable assumptions, or independent appraisals of the underlying collateral securing the loans. We report the fair values of Hawaii and mainland construction and commercial real estate loans net of applicable selling costs on our consolidated balance sheets.
Reserve for Residential Mortgage Loan Repurchase Losses
We sell residential mortgage loans on a "whole-loan" basis to government-sponsored entities ("GSEs" or "Agencies") Fannie Mae and Freddie Mac and also to non-agency investors. These loan sales occur under industry standard contractual provisions that include various representations and warranties, which typically cover ownership of the loan, compliance with loan criteria set forth in the applicable agreement, validity of the lien securing the loan, and other similar matters. We may be required to repurchase certain loans sold with identified defects, indemnify the investor, or reimburse the investor for any credit losses incurred. We establish mortgage repurchase reserves related to various representations and warranties that reflect management's estimate of losses for loans for which we could have repurchase obligation. The reserves are established by a charge to other operating expense in our consolidated statements of operation. At September 30, 2011 and December 31, 2010, this reserve totaled $7.0 million and $5.0 million, respectively, and is included in other liabilities on our consolidated balance sheets.
The repurchase reserve is applicable to loans we originated and sold with representations and warranties, which is representative of the entire sold portfolio. Originations for agency and non-agency for vintages 2005 through September 30, 2011 were approximately $3.2 billion and $2.9 billion, respectively. Outstanding balances for agency and non-agency (estimated) for vintages 2005 through 2011 as of September 30, 2011 were $2.6 billion and $1.5 billion, respectively. Representations and warranties relating to borrower fraud generally are enforceable for the life of the loan, whereas early payment default clauses generally expire after 90 days, depending on the sales contract. We estimate that outstanding loans sold that have early payment default clauses as of September 30, 2011 total approximately $90.4 million.
The repurchase loss liability is estimated by origination year to capture certain characteristics of each vintage. To the extent that repurchase demands are made by investors, we may be able to rebut such repurchase demands. However, our appeals success may be affected by the reasons for repurchase demands, the quality of the demands, and our appeals strategies. Repurchase and loss estimates are stratified by vintage, based on actual experience and certain assumptions relative to potential investor demand volume, appeals success rates, and losses recognized on successful repurchase demands.
Loans repurchased during the three and nine months ended September 30, 2011 totaled approximately $6.5 million and $11.3 million, respectively. During 2011, we experienced an increase in repurchase activity across all vintages, as measured by the number of investor file requests, repurchase demands and actual repurchases. The reasons for repurchases have varied from misrepresentation to underwriting and documentation errors. Due to the limited amount of historical repurchase activity, we continue to analyze repurchase data for emerging material trends. Repurchase activity by vintage and investor type are depicted in the table below.
Repurchase Demands, Appeals, Repurchased and Pending Resolution [1] Nine months ended September 30, 2011
Government Sponsored Entities Non-GSE Investors Repurchase Pending Repurchase Pending Vintage Demands Appealed Repurchased Resolution Demands Appealed Repurchased Resolution 2005 and prior 5 - 4 1 4 1 3 - 2006 4 1 3 - 1 1 - - 2007 2 - 1 1 5 1 3 1 2008 15 3 4 8 9 1 7 1 2009 7 4 3 - - - - - 2010 9 3 6 - - - - - 2011 7 3 1 3 - - - -
[1] Based on repurchase requests received between January 1, 2011 and September 30, 2011.
The reserve for residential mortgage loan repurchase losses of $7.0 million at September 30, 2011 represents our best estimate of the probable loss that we may incur due to the representations and warranties in our loan sales contracts with investors. This represents an increase of $2.0 million from December 31, 2010. The table below shows changes in the repurchase losses liability since initial establishment.
Nine Months Ended Year Ended December 31, September 30, September 2011 30, 2010 2010 2009 2008 (Dollars in thousands) Balance, beginning of period $ 5,014 $ 183 $ 183 $ 22 $ - Change in estimate 4,191 893 6,071 161 22 Utilizations (2,227 ) - (1,240 ) - - Balance, end of period $ 6,978 $ 1,076 $ 5,014 $ 183 $ 22
Our capacity to estimate repurchase losses is advancing as we record additional experience. Repurchase losses depend upon economic factors and other external conditions that may change over the life of the underlying loans. Additionally, lack of access to the servicing records of loans sold on a service released basis adds difficulty to the estimation process, thus requiring considerable management judgment. To the extent that future investor repurchase demand and appeals success differ from past experience, we could have increased demands and increased loss severities on repurchases, causing future additions to the repurchase reserve.
Goodwill and Other Intangible Assets
During the first quarter of 2010, we determined that an impairment test on our remaining goodwill was required because of the uncertainty regarding our ability to continue as a going concern at that time combined with the fact that our market capitalization remained depressed. As a result of that impairment test, we determined that the remaining goodwill associated with our Hawaii Market reporting unit was impaired and we recorded a non-cash impairment charge of . . .


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Ozone Generator
The CD12AD has dual ozone reaction chambers with a built-in air dryer. The generator can operate as a highly technical application using real-time 4-20 mA control or in manual mode. It offers complete disinfection on contact and eliminates odors with powerful but safe oxidation. The generator has a regulated universal power supply, a built-in moisture indicator and air filter, and an LED status display.
Restaurant Chain Orders Disinfection Systems for 17 Locations
Eco-Safe Systems USA will provide ozone disinfection systems for national chain
Eco-Safe Systems USA Inc. announced a purchase order for the installation of its NSF-registered ozone disinfection systems for 17 locations of a large national restaurant chain.
Solving Water Issues While Saving Money
Lord Fletcher's, an iconic restaurant located along the shores of Lake Minnetonka in Minnesota, was established in 1968. Specializing in traditional dining and evening entertainment, it has become a favorite spot for both young and old. In summer months the bars and patio are lined with guests enjoying the pleasant atmosphere.
Softening overhaul cuts costs and simplifies operations for iconic restaurant
Perfecting the Tomato Plant
Each day 150 big rigs, each pulling two large containers of tomatoes, rumble through a rural California town to the local tomato processing plant. From July to September each year, the plant receives 810,000 lb of tomatoes each day. Operating three shifts 24/7 during the harvest season, the company produces more than 100 different products, such as pizza sauce, marinara sauce and tomato sauce, largely for the food service industry.
Ozone improves efficiency and cleanliness for processing facility
Ozone Dose Sizing
Do you feel sizing an ozonation system is easy? While sizing and ozone generator selection is easy for many applications that have a consistent source water, it is not a simple process for all source waters or treatment objectives.
Consistent Source Water Sizing
Consistent feedwaters are typically from groundwater not under the influence of surface water and from water sources that employ significant pretreatment processes. These water sources will have level ozone demands and are sized by flow using the flowing ozone generator sizing equation:
Achieving accurate sizing for applications with consistent or variable source water
Ozone Sanitization of Purified Water Loops
Benefits and considerations when sanitizing purified water loops
Innovation of an Invention
Trial and error methods are often used when developing products. Thomas Edison, with 1,093 patents, more than any other inventor, took many products and ideas and made them better. He would merely take a very good product, such as the light bulb, and make it commercially available. The light bulb had already been invented and used in labs, but Edison took the idea and developed it into a cost-effective product that could be sold commercially.
A few savvy tweaks greatly impact product development
A New Kind of Check Valve
Unique check valve protects ozone generating equipment against upsets
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An eco-friendly, cost-saving laundry system for hotels
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subset: commoncrawl


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Spiced Almonds
From EatingWell: November/December 1998, The EatingWell Diabetes Cookbook (2005)
A high-protein predinner snack—like these simple curry-roasted almonds—is a good way to take the edge off your appetite so that you don't overeat at mealtime.
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Wii Fit U is the next installment of the successful Wii Fit series. Those that couldn't get enough in the first two games will love many of the new features that Wii Fit U is going to include.
New features include the use of a portable Fit Meter (pedometer) to track steps taken when not playing the game, as well as the ability to do many exercises while looking at the Wii U GamePad instead of the TV. Because the player can do many in game activities off the Wii U GamePad it will be possible for the user to watch TV as well as work out.
On the E3 show floor Nintendo was showing off many new mini-games that will be included in Wii Fit U and I had a chance to sample them all.
The first game was a mini game based on shooting water through a hose at enemies. The job of the player in this game is to hold the Wii U GamePad up to aim (off the built in screen) at foes by physically moving the controller around. A larger view can be seen on the TV screen, but it is more for a general feel of what's going on while the action on the GamePad takes place in first person.
To spray water an enemies the player needs to do a lunge on the Wii Balance Board. Doing so will start the hose up and the game will award the player with points for hitting the incoming Mii's. Some Mii's, covered in a massive pile of mud, require a hard lunge on the Balance Board in order to shoot a large glob of water to defeat them. Mii's will also attack the player by throwing mud balls them. This game keeps track of the player's score.
A game based on being a waiter was next. The objective in this game is to bring specific food and drinks to different people in a restaurant. This sounds easy, but it was the most difficult game in the bunch.
The dining area is a big square room with several circular tables in the center. Each table has multiple customers. The objective is to walk to a corner of the room, where the cooks are, and to pick up the food before walking it over to the correct customer.
Walking is performed by shifting weight left and right on the Wii Balance Board. The tricky part is not spilling, or dropping, the food. The player must also hold the Wii U GamePad flat and tilting it could result in dropped food. If food is dropped the player must return to a chef in order to get more. This game also has a scoring system.
The trampoline mini-game was a ton of fun. This game scores players on how high and how many times they jump on a trampoline within the given time limit. The TV screen displays a back view of the player's Mii while the Wii U GamePad gives an aerial view of the Mii. The view on the Wii U GamePad ended up being more important and I couldn't find any value in looking at the TV screen.
To jump the player needs to bend their knees and push up at the right moment for maximum height. Successive jumps adds to the player's score, and to their overall height. While falling back towards the trampoline the player needs to aim for the center by leaning around to readjust their Mii after each jump.
The luge was another favorite of mine. This game only requires the use of the balance board. Leaning back increases speed and leaning left or right turns the player's sled in the corresponding direction.
The game scores the player based on time, but just going fast won't work. Some of the turns are sharp and the player needs to slow down, working those abs, to make the turns at the best pace.
The last game shown was based on rowing. This game can be played by sitting on the Balance Board or by sitting in a chair with the player's feet on the Balance Board. Nintendo seemed to be focusing on the chair sitting controls, and that is what my experience is based on.
The key to this game is to row in time with the rest of the team. In this game, it's important to lean forward and back at the correct times. The player must also move their arms in and out while twisting a Wii Remote Plus, acting as the oar, in the correct way.
This may sound a bit complicated, but after I was able to establish a rhythm it wasn't so bad. The final stretch of the race increases the pace, and when it's all over a final time is displayed.
My favorite games in the bunch were the luge and the trampoline. Wii Fit U is shaping up to be an excellent title and one that I'm sure the casual audience will eat up. Even if it isn't a core title, some players may be interested in picking this up for the fun mini-games that will be included in the package, or just to stay in shape.
Want to stay up to date on the latest Nintendo news, information, editorials, and more? Follow me on Twitter @KingNintendoFan, Like Me on Facebook, and Subscribe to me on YouTube. Let me know what you think about Wii Fit U.


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Category: cool girl names
Let's have some fun.
List your Top 5 girls' names. In order if possible. With explanations for why you love them so much, if you like.
Your Top 5 might include names you've chosen for your own daughter or names you plan to use. Or it might just be a fantasy list.
And if you can't limit your list to just five, feel free to add some runners up.
We like to think the names we choose will help determine the people our children grow up to be. Serious, classic names create serious, classic (and classy) people; gorgeous names breed future stunners; and cool names will make your kid cool.
And sure, it works out like that sometimes. From Beyonce to Leonardo Di Caprio, there are lots of examples of cool people with cool names.
But sometimes people transcend the image of their names, like the 25 folks here who are undeniably cool yet have names that are pretty much not.
Oh my goodness!
O Baby Names — names that start or end with the letter o — is one of our longest lists, with 16 pages of names totaling more than 150 selections.
O Names are also among our most enduring classes of cool names, first introduced in the original Beyond Jennifer & Jason and still going strong, with lots of new entries to the group.
The O Names include such hotties as Oscar and Milo, Theo and Owen and Olive (though O names are more often for boys).
Then there are such rising stars as Orion and Oz, Indigo and Cato.
There are classics among the O names, too: Octavia, Olivia, Oliver, and Otto, for instance.
And of course, the O names also include such cool international choices as Viggo and Mateo, Laszlo and O'Brien.
In fact, we believe there's an O name to suit every sensibility and style.
Flower names have been a popular group for girls over the past few decades, with early favorites such as Lily and Rose giving way to more exotic blooms.
The very coolest flower names right now, we think, are a mix of the generic and the adventurous. We like names such as Petal and Posy that reference flowers in general without citing a specific species, along with a handful of adventurous varietals.
Our picks for the coolest flower names for girls:


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Andrew Snyder
Counseling, Educational Leadership, and School Psychology Department Staff
(401) 456-8023
Mall Area
C.G.S. in Advanced Counseling
The Certificate in Graduate Studies - Advanced Counseling is a certificate program which enables students who already have a Master's degree, which is fewer than 60 credits, to obtain 60 credits needed for licensure as a mental health counselor in the state of Rhode Island. Students will take 15 credits including 2 semesters of practicum and 2 semesters of internship. Students may take additional credits as needed to meet academic requirements for licensure as a mental health counselor.For additional information contact director:
|Monica Darcy
Associate Professor, Counseling Program Director
Adams Library 115
(401) 456-2710
Program Info
The Certificate in Graduate Studies - Advanced Counseling is a certificate program which enables students who already have a Master's degree, which is fewer than 60 credits, to obtain 60 credits needed for licensure as a mental health counselor in the state of Rhode Island. Students will be able to take the number of credits they need for licensure. Core courses in counseling practica and internship (a total of 12 credits) will be required of all CGS candidates. Other credits are determined based on the needs of the candidate.
Program components include:
Elective courses Practicum Internship Determined in consultation with advisor 6 semester hours of advanced counseling skills 6 semester hours (1 year) internship seminar with 600 hours of fieldwork
Students receive extensive preparation in advanced counseling skills through practca and internship experiences. Students obtain internship placements in various clinical settings and work with a variety of client populations. Examples of internship settings include community mental health centers, adoption agencies, family service agencies, alternative education programs, psychiatric hospitals, children and adolescent residential programs, and other related social service agencies.
Federal financial aid is available for students admitted in this certificate program. See more details about graduate student financial aid here http://www.ric.edu/financialaid/graduate2.php
How do I apply? Students interested in applying for the CGS- Advanced Counseling must submit all materials by March 1 or November 1.
Application materials and information are available at http://www.ric.edu/FSEHD/graduate_requirements.php.
Late applications will be considered on a space available basis until June 1 for full acceptance in the fall term.
For questions, please contact Rose Misuraca at 401-456-8896 or firstname.lastname@example.com
Retention Requirements
- A minimum cumulative grade point average of 3.00 on a 4.00 scale. Grades below a B are not considered of graduate quality and are of limited application to degree work.
- A minimum grade of B in CEP 610, 611, 683, and 684. Students who receive a grade below a B in any of these courses must meet with the program director. If it is recommended that the student continue in the program, the student must retake the course.
- Failure to meet any one of the above requirements is sufficient cause for dismissal from the program.
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New look :D by ExternityWatch
©2012-2016 Externity
It's nice
Do u mind if u could gimme that line circle thingy around the character ?
U could pm it in chat on FB or w/e. c:
U could pm it in chat on FB or w/e. c:
that hair is so cute QuQ
-glomps- HAI LAVH! this is so sexii ono.. <3 TEACH MEEE
-huggiee- <3 OMFG. HAII ZOEY <33 8D
Me so jelly of your skillz. <3


text:
Quick Hits: Miami 30, Virginia Tech 12
|Miami took control of the ACC Coastal Division with a 30-12 win over Virginia Tech. (US Presswire)
MIAMI WON. Rare is the evening when you can convert just one of your 12 third down attempts, get outgained by 74 yards, and still defeat a Virginia Tech team that has won three of the last four Coastal Division titles. But it was that kind of night in Sun Life Stadium, and Miami jumped into control of the division with a 30-12 win over the Hokies.
HOW MIAMI WON: I do not want to discredit the play of Miami's defense or the explosive playmaking of Duke Johnson, but this was a game that may have been more about Virginia Tech losing than the Hurricanes winning. The special teams miscues were particularly painful for Virginia Tech fans who become accustomed to thriving in that area under Frank Beamer. The Hokies allowed a blocked punt (that led to a touchdown), gave up an 81-yard kickoff return to Duke Johnson (that led to a touchdown), missed an extra point and a field goal. The Hurricanes' defense also forced Logan Thomas into two red zone turnovers (one interception, one fumble) and brought a solid pass rush when it counted in the fourth quarter.
The third quarter was embarrassing to the forefathers of football on both sides. Thomas and Hurricanes' quarterback Stephen Morris were missing receivers all over the field, but it was Miami - who gained just three offensive yards in that third quarter - who finally pulled it together in the fourth to pull away for a victory.
The first third down conversion of the game was followed by a Stephen Morris 20 yard reception (wide receiver Phillip Dorsett on the pass) and eventually a Duke Johnson run for a touchdown. It was as if as long as Miami did not convert a third down, the Hokies still had a chance. Once they moved the ball down the field for the first points of the second half, the flood games had opened. Johnson looked 100 percent healthy again, and finished the game with 217 all-purpose yards on the just 14 touches.
WHEN MIAMI WON: With 7:38 left in the fourth quarter Miami broke open the second half stalemate with the third down conversion scoring drive. (There was only one third down conversion for Miami, so it was THE drive.) On the very next drive, the highly criticized Miami defensive line turned up the pressure, sacked Logan Thomas - for the first time all game, and forced a three and out from the Hokies. After Miami marched down the field and picked up an additional field goal, the game was done.
WHAT MIAMI WON: This is crazy to write - but the ACC Coastal Division will likely come down to Miami and Duke. The two teams picked 5th and 6th in the division before the season are sitting atop the standings with only two losses in ACC play. Miami only has Virginia and a trip to Duke left on the conference schedule, and they lead the division with a 4-2 record. Duke is currently 3-2, but host Clemson this weekend and face Georgia Tech before that showdown on Nov. 24.
Assuming Duke falls to Clemson - which is not certain AT ALL - they would need to beat Georgia Tech, Miami, and hope Virginia Tech loses to Florida State to win the Coastal at 5-3. If Duke drops to four ACC losses heading into that finale with Miami, the Hurricanes will win the ACC Coastal for the first time since the conference expanded to divisions in 2005.
WHAT VIRGINIA TECH LOST: The Hokies not only lost control of the ACC Coastal Division for the first time in three years, they also are ended one of their most impressive streaks in program history. The eight season streak of 10+ win seasons is officially over with Virginia Tech's fifth loss of the season.
But that fifth loss also brings the Hokies dangerously close to ending a postseason streak that dates back to 1992. With Florida State, Boston College, and Virginia left on the schedule; a 6-6 finish will require much sharper play than the Hokies displayed on Thursday night.
Keep up with the latest college football news from around the country. From the opening kick of the year all the way through the offseason, CBSSports.com has you covered with thisdaily newsletter. View apreview.
Get CBSSports.com College Football updates on Facebook


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Broadway's Hit Musical Xanadu at Las Vegas Little Theatre
* Additional fees apply. No coupon or promo codes necessary to enjoy the displayed discount price.
The last date listed for Xanadu was Sunday July 28, 2013 / 2:00pm.
Currently at Las Vegas Little Theatre
Peter Pan Prequel: Tony-Winning Adventure Peter and the Starcatcher
- Full Price:
- $25.00
- Our Price:
- $12.50
The five-time Tony-winning show that The New York Times called "the most exhilarating storytelling… More
Venue Details
Reviews & Ratings
Featured review from Bob Burnett
view more less of this review
The singing was quite good for this excellent, GOOFY, musical! I would gladly recommend!
star this review starred report as inappropriate
We loved this show. I couldn't believe there would actually be skating on that small stage, but they did. The music was fun, the muses were amazing and Clio / Kira had a great voice. I had ordered tickets for the wrong date and they were very...continued
star this review starred report as inappropriate
A new level of horrible. This was a musical with actors who could neither sing nor dance. The camp elements were lost due to the bad acting. Four of us went, and we could not help but wonder how this production even made it to the stage.
Book by Douglas Carter Beane
Music and Lyrics by Jeff Lynne & John Farrar


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Princess Petal Cake
I had so much fun making this cake! Initially I struggled to incorporate the colors the party planner was using, but it all finally came together. I experimented with many new techniques (new for me atleast).. A special thank you to ChrisJack1 for the petal tutorial! 6 inch top, 9 inch bottom.
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JASF: Jane's Advanced Strike Fighters PlayStation 3
- Publisher: Maximum Family Games
- Release Date: Nov 15, 2011
- Also On: PC, Xbox 360
- Critic score
- Publication
- By date
Mar 30, 2012Before I play Jane's Advanced Strike Fighters again, I'd rather have another go at HAWXs 2. And that is not something I say lightly.
Playstation Official Magazine UKFeb 28, 2012Stuttery. [March 2012, p.95]
Apr 11, 2012A less-than-satisfying return of the Jane's series, rebooting as an arcade game that doesn't feel good. Its gameplay is poor and limited, its campaign boring and its online mode lacks variety.
Play UKApr 17, 2012Neither sim nor out and out arcade shooter, what it is is a bad game. [Issue#217, p.80]
Apr 2, 2012Buggy, underwhelming, ugly and borderline boring, JASF is clearly not a competitor to the Ace Combat games it tries to copy.
There are no user reviews yet.


text:
Bottega Veneta
Brogue Platform Bootie
Product Actions
Grained leather square toe oxford bootie with brogue detailing throughout. Sculpted, covered platform and thick heel.
- Approximately 5.25" heel (135mm), 30mm platform
- Leather/rubber sole
- Available in Pearl
- Made in Italy
Style # 502883810
Bottega Veneta celebrates the virtue of individuality as expressed in the fashion house's motto, "When your own initials are enough." Under Tomas Maier, the brand consistently produces unique and luxurious clothing, bags, shoes and jewelry, exhibiting elite craftsmanship and outstanding design.
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text:
Home » All Articles » All Authors » Rachel Blom, 0 Article
Rachel Blom
Rachel Blom has been involved in youth ministry in different roles since 1999, both as a volunteer and on staff. She simply loves teens and students and can't imagine her life without them. In youth ministry, preaching and leadership are her two big passions. Her focus right now is providing daily practical training through www.YouthLeadersAcademy.com to help other youth leaders grow and serve better in youth ministry. She resides near Munich in the south of Germany with her husband and son.


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Why is it everyone hates math until they see someone knit a scarf that's a piece of hyperbolic space and then starting "owwwing" and "awwwing"? It's disturbing that the only thing most people get from math is that you can make pretty designs.
Comments Closed
In order to combat spam, we are no longer accepting comments on this post (or any post more than 45 days old).


text:
Minn. governor still in the hospital after back op
ST. PAUL, Minn. (AP) – Minn. Gov. Mark Dayton will ring in the new year at Mayo Clinic in Rochester, where's he's extending his stay while he recovers from back surgery.
Dayton's spokeswoman, Katharine Tinucci, said Monday that Dayton and his doctor decided he would benefit from one more day at the clinic. Dayton had surgery last Thursday to relieve a constriction in his lower back, and was originally scheduled to return to the governor's residence on Monday.
Mayo says Dayton's condition is caused by normal wear-and-tear on the spine. The Democratic governor turns 66 in a few weeks. The surgeon who operated on Dayton says the procedure went as planned with no complications.
Dayton plans to return home on Tuesday, and is foregoing public events for the next few weeks as he recuperates.
(Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)
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text:
|How To Draw A Rose
|Simple Rose Drawings
|How To Draw Carnation
|How To Draw Lotus Flower
|How To Draw Hibiscus Flower
|How To Draw Tulip Flowers
|How To Draw Cyclamen
|How To Draw Scarlet Pimpernel
Jul 30, 16 04:27 AM
This is another creation...
Jul 26, 16 04:35 AM
My baby brother loves ninja turtles so I decided to draw one. I actually grew up watching the shows.
Jul 26, 16 04:29 AM
i loved her a lot....but now she is not mine...
Jul 24, 16 07:53 AM
one of my creation... using HB, 2B, 4B & 6B Graphite Pencil. takes almost 2 and a half hour...
Jul 23, 16 04:41 AM
Kingfisher is a tiny bird with a large beak and lovely colours. It attracted me at once and I wanted to try and draw it and colour as well. However,
Jul 23, 16 03:53 AM
Its all about Friends :)
Jul 19, 16 08:29 PM
Yes, catfish. Seemed like a strange request at the time, but wow, what fun it was to draw! I'm in no way an expert on catfish so I had to research and
Jul 19, 16 08:23 PM
Im eleven and I love drawing so here it is.<3 <3 <3 :P ;P
Jul 19, 16 08:15 PM
Don't know who see this ,,,,but she comes from my heart,,,,,,,,,just for a friend
Jul 14, 16 08:39 PM
Well i tried to do a realistic draw my name is Pierce Domingos Samo and i don't know if my drawing looks well but i will practice more i promise


text:
A housing development being constructed
Cosmos City is a new housing development being constructed just north of Johannesburg. It is a township built with three types of housing available. There are fully bonded, subsidised and RDP (Recontsruction and Development) options. The subsidy is calculated on a sliding scale depending on the home owners earnings. and the units go from R184 000 (45m2) to R R260 000 (70m2). The fully bonded are sold as per normal via Estate Agencies and the RDP are supplied by the Government for the poor.Subsidised houses under construction. 2007. Photo: © John Hogg / World Bank
Photo ID: JH-ZA070828_0040 World Bank
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Taken on August 28, 2007


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The interesting historical study begun by Dr. Buret in volume I is continued in volumes II and III here completed. The painstaking labor has comprised an examination of all literature of the subject, and we can well believe, as the author states, three years were consumed in the compilation of the first volume alone.
Dr. Dumesnil has very lucidly and accurately translated the work and thereby laid his countrymen under a permanent obligation. We notice an error in spelling the name of Paulus Ægineta on page 3, and repeated twice on page 5.
The material which Dr. Buret has offered as evidence to prove the pre-Columbian existence of syphilis in Europe, can not all be accepted as evidence, but he has produced more than enough that is conclusive, to prove his postulate. After the publication of the manuscripts and documents now unearthed by the author there can no longer be
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text:
I'm going to be totally honest: I have never read the Lord of the Rings trilogy, nor have I seen the movies. But that hasn't stopped me in the slightest from falling head over heels for this little gem of an e-session planned to perfection by WuLaLa Weddings & Events and captured beautifully by Sandy Tam Photography. It's an...
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"Coquette Studios"
With pretty blue hues, the stunning Royal Canadian Yacht Club setting the scene, and styling by BLoved Events - this romantic soiree won me over from the moment I laid eyes on on all the pretty images from Jeremy C + Nathaniel D Of Jeremy Clay Photography.


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The Pied PipersVer en iTunes
Para escuchar en vista previa una canción, pasa el ratón sobre el título y haz clic en reproducir. Abre iTunes para comprar y descargar música.
Originally consisting of eight members, the Pied Pipers had their greatest success after nearly half of the members left the group. The remaining Pipers (Billy Wilson, Chuck Lowry, Jo Stafford, and her then-husband John Huddleston) joined the Tommy Dorsey Band in 1939, backing Sinatra on many classic recordings. In 1942 the Pied Pipers broke away from Dorsey, and Huddleston joined the army, to be replaced by Hal Hopper, one of the original eight members. The group backed Johnny Mercer on several tracks during the early 40s, including "Candy" and "Blues in the Night." Their first single ("Deacon Jones"/"Pistol Packin' Mama") was released in 1943. Stafford had become quite busy with her solo career and left the group in 1944, to be replaced by June Hutton. Throughout the rest of the decade the Pied Pipers charted frequently, yet their popularity waned in the '50s. A group bearing the Pied Pipers' name still tours today.
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Años de actividad:
'40s, '50s


text:
In Windows XP I can open
"My Computer" and see all the hard drives. I can also see the
explorer.exe process running among other processes in Task Manager. But after opening "My Computer", when I double click on one of the drives to open it, I get the following error message:
Windows cannot find 'explorer.exe'. Make sure you typed the name correctly, and then try again. To search for a file, click the start button, and then click search.
Although I could detect and remove several suspicious files using
Malwarebytes &
Microsoft Security Essentials, the problem still remains. The interesting point is that if I right click on one folder and select
Open or
Explore from the menu bar, I can open the folder! but if I double click on the folder, it does not open and I get the above error message. How can I fix this problem? Any advice would be appreciated!
Update: I formatted the C: drive (NTFS), a deep format, and installed a fresh Windows XP on it. I am not getting this error when I double click on C drive icon anymore. But the same error appears when I double click on other drive names. Maybe I should format them too!


text:
Low cost Diplexer for High performance phased array antenna
Award Information
Small Business Information
Auriga Measurement Systems LLC
Two Executive Drive, Suite 305, Chelmsford, MA, -
Principal Investigator:
Cheryl Liss
Principal Engineer
(978) 452-7700
Principal Engineer
(978) 452-7700
Business Contact:
Moosa Moosa
Chief Financial Officer
(617) 894-6300
Chief Financial Officer
(617) 894-6300
Research Institution:
AbstractABSTRACT: Phase I tasks will produce a diplexer design for integration into full-duplex, multi-channel, S-band transmit-receive (T/R) modules for large communication phased array antennas. Design of the diplexer will include interconnection and distribution circuits for integration with active MMIC devices into the RF circuits within the T/R modules. The anticipated advantages of this approach are size, weight, and cost reductions and maximized manufacturability and reproducibility. Diplexer modeling and equivalent circuit development will be completed in Phase I. The diplexer capability will be demonstrated and evaluated in Phase II with prototype fabrication, assembly, and testing. BENEFIT: This filter and diplexer technology is applicable to military and commercial communication and radar systems for high-performance, low-cost, satellite and mobile communications.
* information listed above is at the time of submission.
An Official Website of the United States Government


text:
The Santa Fe Girls' School recruits a diverse student population – academically, economically, and culturally. Most girls come from the public school system and return to public schools as academic and social leaders. Our alumnae are accepted into all of Santa Fe's private schools as well. Tuition assistance is offered to families who are unable to pay full tuition costs.
Families requesting tuition assistance complete a form processed by School and Student Services for Financial Aid (SSS) by National Association of Independent Schools (NAIS), an agency out of New Jersey.
SSS/ NAIS evaluates the financial circumstances of our families against nationally-determined criteria and maintains confidentiality regarding each individual family's financial status. The information sent to the Santa Fe Girls' School from SSS indicates the amount of tuition a family can reasonably be expected to contribute to their child's tuition. Tuition assistance funds are distributed on a first come, first served basis. Families are encouraged to apply to SSS as early as possible. Information about our tuition assistance policies is included in the application packet.
Educate New Mexico is an additional option for tuition assistance. Located in Albuquerque, this non-profit organization awards funds on a lottery basis. Families need to qualify to apply for funds directly from this organization.
This School does an amazing job. I have been teaching there 15 years and seen class after class of girls change into their own womanhood and power. It is the most thoughtful staff and curriculum I have ever encountered.


text:
This Friday, 29 May sees the tenth International ME Conference put on by UK research charity Invest in ME (IiME) in London. The day-long conference will include 220 participants from 17 countries and will be attended by researchers, clinicians and patients.
Discuss the article on the Forums.
XMRV Positive? What are your symptoms/medical history?
Discussion in 'XMRV Testing, Treatment and Transmission' started by leaves, Jan 14, 2010.
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text:
Hello all,
I would like feedback on my work, because I know this is not perfect at all. I got it working, so it's already fine, but I'm pretty sure there are better way of doing it.
So what I've done is a basic Facebook-like feature which allows anyone to simply click on the Like button, the pages refreshes and the Like button then becomes Like (1). Then Like (2)... You know.
An example, you will ask? Voilà
Don't worry, it's in French, but I try to code in English so I can get help from you guys. Thus, you should actually look for J'aime (1) instead.
Here's how I did.
- Created a 'comment_like' Integer field in 'wp_comments' table.
- Added in my theme's 'functions.php', the following form:
<form action="<?php echo home_url( '/wp-content/themes/twentyten/wp-likes-post.php' ); ?>" method="post" class="like-button" name="like-button"> <input type="hidden" id="liked_comment_ID" name="liked_comment_ID" value="<?php comment_ID(); ?>" /> <input type="submit" class="like-button" id="submit" name="submit" value="Like<?php $comment_ID = get_comment_ID(); $likes = get_comment($comment_ID)->comment_likes; if ($likes==0) echo ''; else echo ' (' . $likes . ')'; ?>" /> </form>
- Created the form action file 'wp-likes-post.php':
<?php $liked_comment_ID = $_POST['liked_comment_ID']; $db = mysql_connect('localhost', 'LOGIN', 'PASSWORD'); mysql_select_db('DATABASE',$db); $sql = "UPDATE wp_comments SET comment_likes = comment_likes +1 WHERE comment_ID = $liked_comment_ID"; $req = mysql_query($sql) or die('SQL Error!'.$sql.''.mysql_error()); mysql_close(); $ref = $_SERVER['HTTP_REFERER'] . '#comment-' . $liked_comment_ID; header( 'refresh: 0; url='.$ref); ?>
I'm happy that it works, but unsatisfied with my methods.
Few questions.
First, how do I use $wpdb to connect to the database and update the field for the specified comment? Please don't tell me to look at the Codex; I assure you, I did. However, having the form action script in the themes folder doesn't not seem to recognize the $wpdb... What I mean here is that when I put the script (test version) in the header, it worked, but the same script in my theme's folder did not.
So, what exact code should replace the UPDATE mySQL part of my form action script?
Second, what should I write to get a quick redirect after my script? Here again, I read the wp_redirect() Codex page, but to no avail. The current PHP redirect takes a bit of time to reload... I don't know anything about AJAX, would someone know the answer on how to do the database update right on the click (no refresh)?
That's pretty much it for now. Let me know what you think of it.
Thank you for your cooperation.
PS: I'm not good in PHP.


text:
Danger in the Wind
Dust storms, like the haboob that recently struck Maricopa County, may drive an increase in this summer's number of Valley Fever cases
Dust storms, like the haboob that recently struck Maricopa County, may drive an increase in this summer's number of Valley Fever cases
A new documentary examines the cross-cultural collisions regarding death along the U.S.-Mexico border
Part 5 of AZPM's Controversy over Cannabis series seeks expert opinions on marijuana's long-term effects on those who smoke it.
A trip to the science center reaveals Monsoon secrets
When do you turn around and go another way?
Learn how recent medical advances are helping doctors in Tijuana save lives on both sides of the border.
The acclaimed science fiction author Dr. Ben Bova talks about his new novel "Leviathans of Jupiter" and the real science that inspired it.
Journalist Ann Taylor has decided to leave the radio microphone behind after 22 years of newscasts for NPR.
Championship tests climbing and safety skills, but most competitors focus on the fun.
Learn about the Opening Minds Through the Arts program and how dance can inspire creativity and confidence.
Listen to the vibrant and romantic music of Jairo Zavala, playing both solo and in duet with Joey Burns of Calexico.
The UA community ponders a future with new leadership.
Tucson Arts Brigade sets out to create a mural arts program that makes more than pretty walls.
A mid-life crisis sent this successful public radio producer to Bhutan, where she helped establish the nation's first youth-oriented community radio station.
Hear from two TUSD instructors about the challenges and triumphs of working with students with visual impairments.
Checking in with campers, residents and firefighters on the mountain, the day before extreme fire conditions close the Coronado
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text:
The initial content data will save when you first save the draft but anything added after the initial draft save disappears. I tried deactivating the add on editor and using the default editor but I still get the same thing. I am even willing to go back to 3.2.1 if it can be done easily.
Any help is appreciated as I am out of business until this gets resolved.


text:
ODT Online
ODT /directory
The collection of photographs, mostly taken in his native
Finland, is breathtaking, from the golden eagle on the cover
to the little hawfinches at the end.
Brief text for each item makes it clear why Varesvuo chose it
and is informative without making the book too stolid: it is
a coffee-table volume, after all.
Most of the 100 birds will be unfamiliar to New Zealanders
but there is an Arctic tern and a group of bar-tailed
godwits, photographs taken before they left Europe to come
here for the summer.
Other familiar birds are European imports to this country:
goldfinches, mute swans and a mallard drake.
What makes this book special is not only the outstanding
photographs but the top-line printing on high-gloss paper and
the solid cover, all of which underscore its quality.
In contrast, the initial appeal of Keith Woodley's
Shorebirds of New Zealand suffers from a slightly
dreary cover. A flock of godwits at dawn and a group of pied
stilts should draw the eye but they look flat, not helped by
the solid black band in which the title and author are
And why a soft cover on a $50 book?
Inside, some of the photographs are too small to fully
appreciate and others look rather dull, a great pity in
something as wide-ranging and important as Shorebirds of
New Zealand.
Woodley, who manages the Miranda Shorebird Centre on the
Firth of Thames, is particularly interested in the shorebird
migration flyway, the route birds such as godwits use to and
from Siberia.
The book is packed with information on the birds that live
on, or visit, our shores.
What is sobering is the extent to which many of our shore
birds are in decline, as habitats are altered by humans,
birds are killed by predators and ignorance of their plight
seems almost universal.
Even with reservations about the presentation, Woodley's is a
significant addition to the line-up of New Zealand
ornithological books.
• Gillian Vine is a Dunedin writer.
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Space-time convolutional codes, that provide maximum diversity and coding gain, are produced for cases with PSK modulation and various numbers of states and antennas. The codes are found using a new approach introduced previously in a companion paper. The new approach provides an efficient method that allows a search for optimum codes for many practical problems. The new approach also provides a simple method for augmenting the criteria of maximum diversity and coding gain with a new measure which is shown to be extremely useful for evaluating code performance without extensive simulations. To validate the approach, an extensive set of simulation results are presented comparing the codes designed here to many other previously proposed space-time convolutional codes. The comparisons, given in terms of frame error rate (FER), indicate that our new method provides codes which yield excellent performance. The approach is especially useful for finding a handful of good codes. Selection among these codes can be made with a limited number of simulations for FER.
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Berry Brothers
From Wikipedia, the free encyclopedia
This article is about the dance trio. For the wine and spirit merchant, see Berry Brothers and Rudd.
|This article may require cleanup to meet Wikipedia's quality standards. (December 2009) (Learn how and when to remove this template message)
The Berry Brothers were an African-American "exotic, acrobatic soft shoe dance" trio, active in the entertainment business for over 30 years.[1] The trio was composed of Ananias (Nyas, "King of the Strut"), James and Warren Berry.
In 1938, at the Cotton Club there was a face-off dance competition between the Nicholas Brothers and the Berry Brothers. It has become a legendary confrontation, a sort of dance-fight for supremacy. By some accounts the Berry Brothers were more athletic but the Nicholas brothers were better overall performers – better at pleasing the crowd.[2]
Their film credits include Lady Be Good (1941), Panama Hattie (1942), Boarding House Blues (1948), and You're My Everything (1949).
Notes and references[edit]
- ^ Frank, Rusty E. (1990). Tap: The Greatest Tap Dance Stars and their Stories, 1900–1955. Da Capo Press. pp. 153–160. ISBN 0-306-80635-5.
- ^ Neal, Mark Anthony (2004). That's the Joint!: The Hip-Hop Studies Reader. Routledge. pp. 34–35. ISBN 0-415-96919-0.


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How can a pint-sized, smart-ass eighteen-year-old make his mark on the world from Nowheresville, Idaho especially when he only has one year left to do it? When Ben Wolf learns his senior year of high school will be his last year, period, he is determined to go out in a blaze of glory.
That means not letting anyone know about his diagnosis. It means trying out for the football team. It means giving his close-minded civics teacher a daily migraine. It means going for the amazingly perfect, fascinating Dallas Suzuki.
But living with a secret isn't easy . . . What will Ben do when he realizes he isn't the only person who's keeping one?
About the Author
Chris Crutcher has written nine critically acclaimed novels, an autobiography, and two collections of short stories. Drawing on his experience as a family therapist and child protection specialist, Crutcher writes honestly about real issues facing teenagers today: making it through school, competing in sports, handling rejection and failure, and dealing with parents. He has won three lifetime achievement awards for the body of his work: the Margaret A. Edwards Award, the ALAN Award, and the NCTE National Intellectual Freedom Award. Chris Crutcher lives in Spokane, Washington.


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There are 15,687 km of electrified railways in France.[1]
For historical reason there are two norms of electrification that cohabit in France: 1,500 V DC and 25 kV 50 Hz AC.
The electrification of the French railway network was made in four phases.
First, at the start of the 20th century, was a phase of testing and technological exploration. Third rails and overhead lines were on trial in some lines in France; different tensions where tried. Afterwards, in the 1920s, the main lines starting from Paris and lines in the Pyrenees were electrified with 1,500 V DC.
After World War II and with the improvements in power electronics, tests were made with 20 kV AC and after that with 25 kV AC in the Alps and were satisfactory. Then the North and the East of France were electrified with 25 kV AC, and some lines were electrified with 1,500 V DC in the South to complete the network of electrified lines.
From the 1970s to now, the electrification of the French network has been completed mainly with 25 kV to bring electrically powered TGVs to some cities and to complete the network of electrified lines.
The two norms of electrification were a huge problem for the SNCF up to the 1970s, because there was not much equipment able to run under both norms. Today, all electrical equipment ordered by the SNCF can use both 25 kV AC and 1,500 V DC.
|This French railway-related article is a stub. You can help Wikipedia by expanding it.
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Sao Paulo, Mar 29 (EFE).- German electric utility E.ON has announced it will boost its stake in MPX Energia, the power generation unit of Brazilian magnate Eike Batista's EBX conglomerate.
Germany's biggest power supplier said it will initially invest roughly 1.5 billion reais (some $746 million) to raise its stake in the company from 11.7 percent to 36.2 percent.
It also pledged to participate in a share offering to be undertaken by MPX later this year.
Analysts said Thursday's announcement is a good sign for Eike Batista's company.
Ricardo Torres, a professor at the BBS Business School in Sao Paulo, told Efe that the deal will not only provide MPX with a capital injection but also boost its credibility.
Brazil's BNDES state development bank also hailed the announcement, saying it will allow MPX to "raise new funds," execute its investment plans and increase market share in the South American giant's electricity sector.
E.ON's plans to boost its stake were announced at a time of uncertainty for Batista's business empire.
The magnate, Brazil's richest person just a year ago, has seen his net worth fall due to a drop in the share prices of his publicly traded companies, including MPX.
He ranked No. 100 on Forbes magazine's latest list of the world's wealthiest people, released earlier this month, down from No. 7 in 2012.
The EBX Group comprises more than a dozen subsidiaries, including MPX, the OGX oil and gas producer, the MMX mining company, the OSX shipbuilder, and the LLX logistics company.


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There are 21 videos in this album. Albums make it easy to organize a collection of videos. They can be used to display videos together, or sent to friends as a playlist. You can even arrange the order of videos in each album.
You can add a video to one of your albums or create a new album from the "+Add to…" tab on video pages.
Albums can also be used to show videos on other web sites using Vimeo Widgets.


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Blackberry Jam
Total Time: 30
Yield: 4 pints
We love this jam on warm toast on frosty mornings.
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- 10 cups blackberries
- 6 cups sugar
Instructions:In a large soup pot over low heat, crush berries until soft.
Pass through a food mill to remove seeds. Return to pot and stir in sugar. Bring to a slow boil, stirring often, until sugar dissolves.
Raise heat to high and cook, stirring often, until mixture reaches 220° on a candy thermometer.
Pour into hot sterilized canning jars (leaving headspace), seal, and process for 20 minutes.
Updated Monday, September 27th, 2010
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While "summer in the city" may conjure up images of sweaty subway cars, New York's summer reality is actually a lot cooler than one may think. More and more electricity is being consumed for air-conditioning, and the resulting emissions will mean even higher outside temperatures as time goes on.


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Miconos Table Lamp
Designed by Ernesto Gismondi read more...
Miconos Table lamp comes with transparent blown glass. Base and stem in polished chromed metal finish. Dimmer on cord is included. One 100 watt 120 volt incandescent lamp not included. General light distribution.
About Artemide
The Artemide lighting includes design objects that made history and are presently in the most prestigious museums in the world. Fixtures such as Tizio classic table lamp, Tolomeo floor or Logico suspension are well known all over the world. Ron Rezek line features American design and production with special attention to contract requirements. Specializing in quality luminaires for the work or hospitality environment.


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For some reason, during checkout in WooCommerce, right after the customer has entered a billing address (address, city, state fields...), the "checkout totals" form becomes greyed out with an ajax spinner (two WC dots spinning) and gets stuck there. I haven't figured out why this is happening. From the console I don't notice any javascript warning. I guess the checkout totals are triggered to update by the fields filling event - ie if the price totals are supposed to update based on address I suppose, even if there's no shipping in my setup and the product are marked as "virtual"... For some reason though the checkout totals form gets stuck and one can't submit the order.
I've read of people experiencing the same issue. Some blamed HTTPS, but I'm not using SSL. Others mentioned plugins, but the problem still occurs if I disable them. Others say the WooCommerce pages must be there and have the proper shortcodes on them, but in my case I've left everything as is and double checked.
While it's possible that what is causing the error could be in my theme and I will investigate further, I wonder if any of you had the same issue and how you solved it.
I'm using the latest stable version of WordPress and WooCommerce.


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Brooklyn Pastoral: The Hip Borough Goes Bucolic
Goats and urban farming are taking over.
The plan for goats to roam a "rat-infested, neglected lot" in Dumbo — as an art project, of course — before it becomes condos is just the latest nod by the hippest, most populous borough to the advantages of country life. (The plan is for the green clover field to "blush crimson" later in the summer.) In the land of kale and juicing and urban cowboys, pastoral may be the new artisanal — or do they go together like pickled ramps and goat cheese? — as rooftop agriculture and attempts at outdoorsiness continue to take over gentrifying Brooklyn. It's an urban center (the new Manhattan!) but with fresh vegetables (farm to table!). To be fair, the combination looks really good in (Instagram) photos.


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Keyera Corp. (KEY.TO) and Plains Midstream Canada ULC, a wholly
owned subsidiary of Plains All American Pipeline, L.P. (
), announced they have entered into an arrangement to solicit
interest in the construction of a jointly-owned liquids pipeline
system in northwest Alberta. The proposed pipeline system, to be
called the Western Reach Pipeline System, is anticipated to run
from the Gordondale area of northwestern Alberta to Alberta's
natural gas liquids energy hub in Fort Saskatchewan. Keyera - which
is trading near a year high $58.65 - and Plains have begun an open
season process seeking non-binding nominations for volumes to
underpin construction.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
Copyright (C) 2014 MTNewswires.com. All rights reserved. Unauthorized reproduction is strictly prohibited.
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Definition of Carey, Peter in English:
Carey, Peter
(B.1943), Australian novelist. He has twice won the Booker Prize, for Oscar and Lucinda (1988) and True History of the Kelly Gang (2001).
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Emmerich is set to play the neighbor in the Washington, DC set period piece. The Warrior actor won?t be playing your average Joe, however. Emmerich will play an FBI agent who specializes in counter intelligence and quickly begins to perceive something fishy is going on.
read more
Turns out Noah Emmerich, who plays the morally tortured FBI spy hunter Stan Beeman on FX's "The Americans," likes to trail people in his spare time.
"The Americans" star Noah Emmerich discusses the motivations of his character, FBI agent Stan Beeman, and what viewers can expect from the rest of the first season of FX's hit Cold War drama.
Noah Emmerich, who has played troubled FBI agent Stan Beeman on three seasons of FX's spy series The Americans, directed his first episode of the show this week. It was his first time behind the camera in any professional capacity, ...
EXCLUSIVE: Noah Emmerich, whose work as a conflicted FBI agent has been a highlight of the FX Cold War series The Americans, has been set to play the final major lead role in Jane Got A Gun, the Gavin O'Connor-directed Western that ...
You would think that as an FBI agent, Noah Emmerich's Stan Beeman would have it a little easier than most


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Here is my second OS, win XP
Link for the theme please
hmm, i downloaded the program but it doesnt look like yours =S. have u got any links to themes that u may have used?
hey nice desktop, was wondering how u get that sidebar thing in the explorer window, the blue one with the places? it looks different to others ive seen before
I want the VS please..
wow lovely wallpaper, any chance of a link?
Very nice m8 nice of you to vistit the old friend .
Very good VS and styler !!!
Nice, cool wall and theme.
Mac Osx kadar kaliteli durmuyor
Very Cool! Love it!
neden uğraştın ki xp ile
i love the look !
great shot, love the wall and the vs
Great desk! What's the Styler?


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The J House Greenwich Offers an Experience Unlike Any Other
Contemporary, technologically-advanced, and visually engaging, the J House Greenwich is a boutique luxury hotel offering a unique living experience for all guests.
A combination of modern art gallery, excellent food and beverage happening, and sleek event space, luxury is at its finest here with outstanding amenities, unmatched hospitality, and sustainable practices.
High-Tech Convenience Meets Comfort
With 86 high-tech guest rooms and suites available, we offer accommodations equipped with technology not found in any other hotel between New York and Boston!
Convenience, connectivity, and comfort are all incorporated in our room designs as we ensure you feel at home while experiencing pampered treatment with such amenities as:
- In-room Apple iPads© to control all guestroom technology such as temperature, lighting, room service, etc.
- 55" LED Mirror Television in each bedroom
- 15" Mirror Television in each bathroom
- Free WiFi
- In-room Work Desk
- In-room Digital Safe
- Advanced Toto "Neorest" Automatic Toilet
- Continental Breakfast
- Fitness Center
- Frette Linens, Towels, and Robes
- And much more
Wine & Dine with J House Restaurant
Our renowned J House Restaurant is the perfect getaway for guests and non-guests for incredible food, drinks, and socializing.
Have a sip of coffee at the J House Coffee Bar.
Presenting an All-American menu integrating our talented Chef Conor Horton's many global influences, prepare to be wowed by our extensive menu of food and drinks.
With upscale indoor seating and a trendy outdoor patio that is host to some incredible events year-round, book a table before you miss your chance.
Revitalize and Rejuvenate at the J House Spa
Our beautiful spa and wellness center offers an oasis away from it all. Reserve your treatment here.
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We are the first choice for hosting meetings or events in the Greenwich, CT area, with such features as:
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Having been host to conferences, product launches, and off-site meetings for business travelers alike, we also host weddings, birthdays, bar and bat mitzvahs, and much more.
Call 203-698-6980 to speak with our event manager.
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Now this is going to be a fun one! This week for Beauty Blogger Top Ten Tuesday we are featuring our 10 favourite glittery products. It is pretty hard to list only 10 so I think I will avoid specific shades and stick to wider product recommendations. Let's get our sparkle on! In no particular order: Lit Cosmetics Glitters - No one does glitter like Lit Cosmetics. They offer a staggering array of shades in a variety of glitter sizes. See it in action here and here. Armani Eyes To Kill Eyeshadows - For a more
Browsing category: Deborah Lippmann
Well I hope clicking on my post won't be a huge disappointment for all you nail art fans but my contribution to the Makeup Wars Halloween Manicure Challenge is fairly sad. My nails happen to be in horrifying condition at the moment. I've been under some stress and have resorted to nail biting again. Given the teeny, tiny surface of my stubby nail beds I didn't have much of a canvas to work with so this is a cramped first attempt at some free hand nail art.I stopped into Shoppers Drug Mart because I didn't own a black nail polish.
I receive Deborah Lippmann Whatever Lola Wants in my May Topbox. I was very excited to receive a Deborah Lippmann polish because I adore her Lacquers but Whatever Lola Wants is definitely not a shade I would have purchase on my own. It is a sheer pale pink frost with shimmer. I actually like it a little more than I expected but I don't tend to go for frosts or pale sheers. It was excellent quality and applied well like all my other Deborah Lippmann beauties.
I've had Deborah Lippmann It's Raining Men since last summer. I had placed a very large order of Deborah Lippmann and I must admit I was so distracted by all the beautiful glitter that I'd neglected to try it out. This shade may not be all that winter appropriate since it is a red with a definite juicy quality but damn she's pretty! The swatches below are two coats. The polish has a bit of a jelly quality yet it was perfectly even and opaque in two coats. Gorgeous and oh so shiny.
My Christmas Eve and Christmas Day manicure was one coat Deborah Lippmann Happy Birthday over two coats of Butter London British Racing Green. How about you? These pictures are kinda crap but it was a fun look. Kind of like multi coloured lights on the Christmas tree.
Another winner from Deborah Lippmann. I am really impressed with these polishes. Brick house is the perfect deep copper. It applied perfectly in two coats. It has a shimmery, almost metallic finish but not over the top. It is described as a shimmering rust. I have always LOVED the shade rust. Even going back to high school I always loved it in my clothes, makeup, everything. I still remember the summer before grade 9 going shopping and buying all my back to school clothes (with my own hard earned money) and finding this fabulous
I hope you're not tiring of my Deborah Lippmann posts because I just can't get enough of the Deborah Lippmann Collection polishes!Deborah Lippmann Across the Universe is a stunning deep blue jelly with blue glitter and blue and green hex glitter. The depth and dimension of this shade is beyond words. I received compliments from no less than 4 people while I was wearing this over the weekend. To give you an idea of wear, these photos were taken on day 3. This is 4 coats which is what is required for it to look it's best. I have
Deborah Lippmann Girls Just Want to Have Fun is described as a carefree coral creme. It is a fun, summery shade that isn't loud or garish. I was actually quite shocked (and pleased) by the multiple personalities of this shade. A shift in light results in many different faces which I was not expecting from a creme formula. Depending on the lighting Girls Just Want to Have Fun can lean either to the orange or pink extreme of coral.This is two coats which resulted in a completely even application with a hint of sheerness. I purchased
Oh my goodness I am in LOVE with this polish!!!!! Deborah Lippmann Superstar is copper glitter in a rich, dark brown jelly base. It matches my hair for crying out loud! It applied so well. This is my first super glittery polish and I thought it might be tricky but it applied perfectly in two coats. I just slapped them on top of the Rehydrate base coat and topped off with the Addicted to Speed top coat bam, bam, bam one coat after another and was done in probably 7 mins. PERFECTION! As always you can click on the pics to
My ridiculously large Deborah Lippmann haul finally arrived today!! After 3 weeks of anticipation I was so anxious to play! I have to say I'm VERY impressed so far. Glitter in the Air is a soft, milky blue with both regular and hex glitter in pink and blue. I know some people complained about Glitter in the Air not having enough glitter but it was the randomness of the sparse glitter and hex that I was so anxious to play with. I did a very rushed manicure and next time I definitely plan on looking at the brush to make sure I've


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