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Euro Pacific Capital CEO Peter Schiff explains why the Fed will backpedal when it comes to future interest rate hikes. » Read More
The surprisingly positive October jobs data that was released at 8:30 a.m. EST hurt the bond market, but it must have been especially painful for those who bought bond futures seconds ahead of the report. At 8:29 a.m. EST, five-year note futures soared to a nearly five-month high—before losing all those gains, and then some, to hit a three-week low. Ten-year note futures similarly moved much higher before dropping.
The move was so powerful that it led the CME, the exchange on which Treasury futures trade, to automatically pause trading. CME Group told CNBC.com that a "velocity logic event" was triggered, meaning that the market was automatically paused because of an extreme move. Not only was the five-year Treasury note paused, but the 30-year Treasury bond and the 30-year Ultra Treasury bond were paused as well. The 30-year was paused first, starting at 8:29:57 a.m. EST and ending at 8:30:02. The five-year note pause began at 8:30:01, and ended at 8:30:06.
The 204,000 jobs created in October, which was well above expectations, fostered perceptions that the Federal Reserve will reduce its $85 billion monthly bond-buying program earlier than it otherwise would have. As a result, bond prices dropped, and Treasury yields rose.
But at literally the last minute before the report was released, five-year note futures advanced to the highest intraday level since June 19.
Bill Fleckenstein says that investors who buy into the stock market at all-time highs are making a grave error. Comparing the current situation to the infamous bubbles of 1999 and 2007, the noted contrarian and short seller says that bulls are ignoring fundamentals at their own peril.
"People are, once again, being fooled," Fleckenstein said on Thursday's episode of "Futures Now." "In the stock mania in 1999, people were bullish because stocks were going up. In 2007, people were bullish because stocks and real estate were going up. They didn't look at—Why are they going up? Is this sustainable? Is this healthy?—and in both cases, it was not."
In this case, the bubble Fleckenstein points to is powered not by tech stocks or real estate, but by the Federal Reserve's quantitative easing program.
(Read more: What is the Fed talking about?)
"Now we have the Fed suppressing the bond market such that rates are ridiculously low, and capital is being misallocated everywhere, and the price of nearly everything is out of whack," Fleckenstein said.
But he says the Fed is starting to lose control already—meaning that stocks could crack even if the Fed continues to buy $85 billion worth of assets each month.
It may be rare for a fund manager to talk down the very asset class he's investing in. But bond fund manager Stewart Cowley is so bearish on bonds, he's actually taken a net short position that benefits when bonds drop.
"The bond bear market started in August 2012, and frankly, long-term interest rates should be about 1.5 percent higher than they are today," Cowley said on "Futures Now" on Tuesday. "And that means substantial capital losses coming in what is a rigged market in the United States."
When Cowley says the market is "rigged," he's referring the to outsized role played by the Federal Reserve. The Fed has been buying $45 billion worth of Treasurys and $40 billion worth of mortgage bonds every month. This has boosted Treasury prices, and suppressed yields.
(Read more: Bond prices fall as US services data surprise)
But Cowley, who is the head of fixed income at Old Mutual Global Investors, predicts that this quantitative easing program will soon come to a close.
"The process has reached an end now," Cowley said. "The reality is the America doesn't need quantitative easing anymore."
Famed energy trader Mark Fisher says that given crude oil's recent decline and the overwhelming bearishness in the oil market, he's just about ready to get long.
"I think it's worth trying to pick a bottom and test the long side," Fisher said on Tuesday's "Futures Now." "Everyone is just bearish. The whole universe is bearish ... but I'd wait a couple more days just to inflict a little more pain on the longs before taking a stab."
Since hitting at high above $112 per barrel on Aug. 28, oil has dropped some 17 percent. And on Tuesday, oil fell for the sixth straight day to settle at $93.37—the lowest close since early June.
With the market getting hit this hard, Mark Fisher, the founder and CEO of MBF Clearing, spies an opportunity.
"I'm under the belief that you should be a buyer below $95 and a seller above $115, because I think we're stuck in a range," Fisher said. "And obviously I think that this market going down is giving you an opportunity to get long."
(Read more: Here's what will determine crude's next move: Pro)
Natural gas is now trading at the lowest level since August and is poised to break below the key $3.40 level. It has been a rough road for the fuel, but with so much working against it, things could get worse before they get better.
The main problem is that demand has failed to materialize in any sustained way. Looking at long-term weather forecasts, moderate temperatures will be in place for most of the country through November.
Crude oil has continued to trade to new swing lows, and on Monday morning it is trading below the major $94.76 level. This is the lowest level we have seen since June, and at this point, the $93.71 level from June 26 will be seen as the next level of support.
So what has driven crude down so sharply from late August, when it made a high above $112?
First, any geopolitical tensions have largely left the market. Second, inventory data have been bearish, as we have seen a continued build in supply. Third, the knowledge that the Federal Reserve will have to begin tapering its bond purchases has led to a stronger dollar, and consequently hurt crude.
(Read more: Libya may deepen Brent's premium over US oil)
With both the pace of economic growth and the Federal Reserve's next move up in the air, traders say that this week's trading will be dominated by the expectations around, and the reaction to, Friday's employment report.
"It's definitely going to be the jobs report that I'm keeping my eye on, and it's too bad we have to wait till Friday, because I think it's going to make for a very choppy week of trading coming up," said Anthony Grisanti of GRZ Energy. "I think that a lot of traders are just going to focus on that, so you'll see volumes very low."
The jobs report is doubly important, because it will not just give investors an estimate of how many jobs were created in October—it will also help determine the Federal Reserve's next move.
In its Wednesday statement, the Federal Open Market Committee said that it would maintain its $85 billion monthly asset-purchasing program, but noted: "The Committee sees the improvement in economic activity and labor market conditions since it began its asset purchase program. ... However, the Committee decided to await more evidence that progress will be sustained before adjusting the pace of its purchases."
(Read more: The market is getting the Fed all wrong: Nomura)
Economists expect to see 125,000 jobs added according to the nonfarm payrolls metric, which would be the second-lowest number of jobs added of 2013. But as the FOMC indicated, if employment growth suddenly gets much stronger, then the Fed is likely to taper sooner rather than later, which could be very damaging for the market.
On this first day of November, you can expect capital inflows to give stocks an upward bias. But the overall technical picture still looks quite weak.
Friday's and Monday's sessions will be pivotal, as we will see if there is fresh, beginning-of-the-month buying coming into the market from fund managers this late in the year. Meanwhile, it is worth remembering that many traders and investors locked in profits ahead of the FOMC statement on Wednesday.
Equities have continued to consolidate, with the S&P 500 holding one of the tightest overnight ranges we have seen in recent weeks. In Friday morning trading, the S&P December e-mini has stayed quiet, holding Thursday's low of 1,750.25.
Stocks and bonds dipped after Wednesday's Federal Reserve statement, as investors seemed to think a December taper now looks more likely. But George Goncalves, the head of U.S. rates strategy at Nomura, says the market is overreacting, and that the Federal Reserve will continue its $85 billion asset-purchasing program at least into 2014.
"The knee-jerk reaction that we saw yesterday in the equity market and the bond market, and the follow-through today with what's going on with the dollar and currency markets in general" is "really more of a buying opportunity," Goncalves said on Thursday's "Futures Now." The Fed "has to keep [tapering] on the table, but that doesn't mean that they're actually going to pull the trigger come December."
(Read more: Did the Fed just say December?)
Still, Goncalves admits that he, too, was a bit surprised by the Federal Open Market Committee statement. "We were expecting more of a dovish spin," Goncalves wrote in a post-statement note.
Goncalves points to the following description of the economy found in the statement: "Taking into account the extent of federal fiscal retrenchment over the past year, the Committee sees the improvement in economy activity and labor market conditions since it began its asset purchase program as consistent with growing underlying strength in the broader economy."
Crude oil may have dropped sharply in recent days. But with the latest build in supplies, and weak job growth numbers from ADP, one wonders why crude oil isn't trading at $90 rather than $96.
The fundamental side of the equation looks very weak. Crude oil supplies have increased by over 28 million barrels in the last six weeks, and with ADP reporting that only 130,000 private sector jobs were created in October, demand should remain quite low. The geopolitical front is quiet, and Europe's economy is struggling.
(Read more: Battered US crude flirts with worst month of 2013)
CME Group brings buyers and sellers together through its CME Globex electronic trading platform and trading facilities in New York and Chicago.
Take your trading to the next level with a platform that lets you trade stocks, options, futures and forex all in one place with no platform or data with no trade minimums. Open an account with TD Ameritrade and get up to $600 cash.


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The Indiana Invaders 18U is looking to add one player due to a player not returning. This team is in need of no specific positions so all will be open. We Finished the highest of any Indiana team at ASA Northern nationals. On top of the top ten finish in nationals we also finished 4th in the 20 plus team 18U ASA "A" State Championships. We have a great chemistry so positive attitude, and team first mentality are a must. To join this tremendous group of ladies please call Greg Franklin @ 317-441-6401. We have girls from Bloomington to Chicago so there are no cliques.
ACTIVE is the leader in online event registrations from 5k running races and marathons to softball leagues and local events. ACTIVE also makes it easy to learn and prepare for all the things you love to do with expert resources, training plans and fitness calculators.

subset: commoncrawl


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Subaru Reveals Reworked 2013 Outback
Subaru of America said it will roll out a new version of its Outback station wagon for 2013 at the New York International Auto Show. Externally the mid-term freshening or "face lift" doesn't' change the car's appearance very much.
Mechanically, though, the car has a number of changes that reflect what consumers increasingly demand of a new vehicle: more power, at least 30 miles per gallon, sharper handling and automated safety technology to help distracted drivers avoid accidents.
The 2013 Outback's base 2.5-liter engine generates 173 horsepower, compared with 170 for the previous version. Fuel economy improves to 24 miles per gallon in city driving and 30 mpg on the highway, compared with 22 mpg city and 29 highway, according to Subaru's estimates. Fuel economy ratings from the Environmental Protection Agency are not yet available.
The biggest change for the Outback and its Legacy sibling is the availability of what Subaru calls the EyeSight driver-assist system, which uses adaptive cruise control, pre-collision braking and a lane-departure warning system to keep drivers informed about the proximity of traffic and obstacles. Subaru said the system uses stereo cameras that have a wider field of view than some systems that use radar.
For outdoor enthusiasts, who have long been among Subaru's core customers, the revised Outback has a new adjustable roof-rack design that allows the rear crossbar to move farther rearward to carry kayaks and other long items.


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Today at the fairAugust 31,2013Albert J. Marro / Staff Photo
Amanda McGill works on the sign for one of the displays at the Vermont State Fair in Rutland. The fair opened Friday and will run through Sept. 8. McGill is the assistant superintendent of the Grange division at the fair.Today is the first full day of the Vermont State Fair.
Maple products will be judged in the Maple Building at 10 a.m., and Grange exhibit judging will be at 10:30 a.m. in the Bergstrom Building, along with giant pumpkin judging.
The midway and exhibits open at 11 a.m.
The Rabbit Show begins at 11 a.m. in the Pet & Poultry Building.
The floraculture entries can be seen in the Bergstrom Building each day from 11 a.m. to 5 p.m., with the Wild Flower arrangements featured today.
Greg Burroughs performs on the Sugarhouse Stage at noon, 2:30, 5:30 and 7:30 p.m.
Rosaires Racing Pigs run at 12:30, 3:30, 6:30 and 9:30 p.m.
The 4-H Club has four events: Goat Show at 1 p.m. in the Show Tent, Rabbit Showmanship at 2 p.m., Fashion Show at 4 p.m., both in the 4-H Building, and Animal Costume Class at 7 p.m. in the show tent.
The culinary arts judging is at 1 p.m. in the Bergstrom Building.
Daredevils Unlimited are at 1:30, 3, 6 and 9 p.m.
Horses, Horses, Horses perform at 2, 4:30 and 8 p.m.
Great Little Bear Show begins at 2:30, 5:30 and 8:30 p.m.
Admission is $10 for adults, $5 for seniors over 62, $4 for children 6 to 12 years, and free for children under 6. Parking is $3.
Ride from 11 a.m. to 5 p.m. for $20 wristband.
For ticket reservations and information, call 775-5200, or email email@example.com IN This Just In
MIDDLEBURY — Middlebury Police arrested Ronald Bean, 52, on two counts of... Full StoryMore than 26,000 people were without power when severe thunderstorms rolled through the state in... Full Story A Rutland man was allegedly drunk and playing Pokémon Go when he crashed his... Full Story
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Help! I am using WooCommerce for the first time and LOVE the ease of use and look. However, all my test orders go straight to Pending status and no emails are sent to Admin or Shopper. Also, I can't even manually change the status of the order. I have spent 3 days searching for ansers and have tried the few suggestions I have found but to no avail. The website I am working on is . http://184.108.40.206/~ellybean/
I really appreciate any assistance on this. I'd love the site to go live soon. :-)


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The fall Teaching Excellence Seminar will be from 8 a.m. to 4:30 p.m. Aug. 23 in Gateway Center. The seminar is mandatory for all new teaching assistants and teaching fellows; however, new adjunct faculty, lecturers and tenure-track faculty are welcome and encouraged to attend.
The free seminar features a line-up of presenters who will share best practices in teaching and supportive resources. Topics include using technology in the classroom, discussing controversial issues, managing the classroom and dealing with plagiarism.
Provost Warren Burggren also will address why faculty are essential to UNT's goal to provide a superior student experience.
Lunch and door prizes are included.
Questions? Learn more from Barbara Graham, Toulouse Graduate School, or call 940-565-2088.
The seminar is sponsored by the Office of the Provost, Toulouse Graduate School and the Center for Learning Enhancement, Assessment and Redesign (CLEAR).
- Barbara Graham, Toulouse Graduate School
Posted on: Mon 30 July 2012
Faculty and staff members have roles in transforming UNT into a nationally prominent university. Share your ideas on how you can help UNT to own excellence, keep students on track and improve graduation education.
No current Deadlines


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"It's Picture Time" Istanbul Tourist Trap Tip by gilabrand
Istanbul Tourist Traps: 146 reviews and 91 photos
Dolmabahce is a splendid palace that is definitely worth visiting. The entrance fee was 16 YTL in September 2006 (this is a combined ticket for the palace and harem). But don?t pay extra - another 6 YTL - to take pictures (unless you are rolling in money). It?s a rip-off. Nobody knows, or asks, whether you paid or not. It's just another way to squeeze money out of tourists. The tour is guided, and the guide says: OK, everybody, picture time. So the goody-goodies who did as they were told and left their cameras at the entrance have basically been had.
Unique Suggestions: Before you leave the grounds, make sure to take advantage of the bathroom near the exit (no, folks, you can't use the Sultan's marble and gold facilities). Not only are most of the public toilets in Istanbul filthy and smelly, but you have to pay. At Dolmabahce, they are amazingly clean, and best of all, they're free.
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Things to Do (10)See All Rondo Alla Turca
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Dover's Fleece-Lined Bridle Bag cradles your bridle in its soft interior and protects it from moisture with its water-repellent outer. Designed with a front zipper and a top loop for hanging, this bridle bag has a hook-and-loop fastener inside that keeps your bridle upright and secure. Add a monogram for a customized look.
Dover's Split End Girth has classic overlay style. Appropriate for both showing and schooling, this girth has one split end and triple elastic at the other for even adjustment. Stainless steel roller buckles won't rust.
The Collegiate Fancy Raised Bridle with laced reins is an attractive and durable bridle for all your riding activities. It has a finely-stitched brow and noseband for a great look, plus stainless steel hardware for long wear.
The Crown Raised Flash Bridle offers timeless style, versatiliy and value. This well-made flash bridle with reins has a padded brow and noseband for horse comfort.
Dover Pro Sport Boots are tough, yet lightweight. Our horse boots have fleece linings and are excellent for exercise or turnout. The fleece interior creates a comfortable, chafe-free surface against the horse's legs. Pair.
The Circuit Elite with RTF Saddle features the Rotate-to-Fit (RTF) system for exceptionally easy widening or narrowing of the gullet to fit multiple horses. Circuit Saddles are made from excellent materials and premium leather with details usually found in far more expensive models. Circuit Saddles carry a lifetime tree warranty and include a complimentary saddle cover.
The Circuit Overlay Girth has fancy stitching for show ring style. A great match for Circuit saddles, this high-quality leather girth has triple elastic at both ends and long-wearing stainless steel roller buckles.
A quality nylon halter with distinctive ribbon trim, this Perri's Ribbon Trim Halter adds a little extra fun to your horse's look. Adjustable crown and nose and a snap throat.
Pessoa Saddles have been the choice of the masters since 1973, and Pessoa has continued to innovate ever since. The Gen-X saddle was designed in close collaboration with Rodrigo and offers comfort, quality and value. The Pessoa Gen-X Prestige XCH saddle is the top of the line in long-wearing, extra grippy leather that helps provide extra security.
Centaur® PVC Jelly Glitter Bell Boots are fun and functional! These translucent bell boots in trendy, glittery pastels are made of strong, molded PVC with double closures for security and long wear.
A traditionally-styled hunter bridle that's ideal for both schooling and showing! The Vespucci Fancy Raised Bridle has soft padding for horse comfort. This top-quality English leather bridle comes with matching laced reins.
This all-leather Double Elastic Dressage Girth looks and performs great for both competition and schooling. Double elastic allows for horse comfort.
Perri's Nylon Halter has breakaway leather tab. Comfortable padding on both nose and crown. Adjustable crown and chin.
The Lami-Cell Fleece-Lined Halter features an extra-wide nose and crown and cheeks that are covered in synthetic fleece to help protect against rubbing. This lined breakaway halter has an adjustable chin and two-buckle crown.
The Circuit Premier Hybrid Dressage Saddle caters to eventers, new dressage riders, pleasure riders and those seeking a close contact feel. This leather dressage saddle has slightly shortened dressage flap, a medium deep, close contact seat, a moderate twist and a slightly lowered pommel. Generous panels and a wide gullet are comfortable for the horse.


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UPDATE: The Missouri Highway Patrol confirmed that a trooper and a man who robbed the First Bank at Dutzow Friday morning were shot in an exchange of gunfire near New Melle in St. Charles County.
The conditions of the trooper and the suspect were not released.
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CPA scholarships awarded
The Educational Foundation of the Kentucky Society of Certified Public Accountants (KyCPA) has awarded $63,915 in scholarships to college students studying accounting on behalf of the foundation and other benefactors.
Oldham County Schools recently celebrated six National Merit finalists.
"This is one of the highest academic honors one can receive in the school system," said Secondary Level Director Brent Deaves. "This isn't something they just did. They have been working for years to achieve this."
Crestwood student to intern
Crestwood resident Ada Pariser is among the 18 University of Dayton honors students selected to participate in the D.C. Flyers internship program this summer. Pariser will be working with the National Rural Health Association.
Agencies, hospitals and schools across Kentuckiana that serve children with special needs are getting some great news from the WHAS Crusade for Children this week.
Dr. Angela Newcomb has been selected as the new principal of Oldham County High School, replacing Richard Graviss, who was recently named Director of Personnel for Oldham County Schools.
Campbellsville graduates
A total of 411 undergraduate and graduate students in three commencement ceremonies were recently given their diplomas. The 2015-16 academic year produced 642 Campbellsville University graduates including three local graduates:
By the luck of the draw, or in this case, the spin of a wheel, Goshen resident Madison Orman joined the likes of Martha Layne Collins, Kentucky's first female governor, Gail Gorski, United Airlines first female pilot, and a host of other leaders.
Copyright © 2016
The Oldham Era is your source for local news, sports, events, and information in Oldham County and LaGrange, Kentucky, and the surrounding area.


text: We don't usually talk horses here, but since we've had a commenter ask about the future of Big Brown (will he race at the Travers?), I thought we'd post this news. Our colleague Tim Wilkin and other horse racing writers are reporting that Big Brown will race the $1 million Haskell Invitational at Monmouth Park on Aug. 3, instead of the illustrious Travers Stakes. Read all about it on Tim's blog.


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Michael C. Hall
As Dexter Morgan
Michael C. Hall
As Dexter Morgan
Julie Benz
As Rita Bennett (S01-S04)
Julie Benz
As Rita Bennett (S01-S04)
Jennifer Carpenter
As Debra Morgan
Jennifer Carpenter
As Debra Morgan
Desmond Harrington
As Joey Quinn (S04-present)
Desmond Harrington
As Joey Quinn (S04-present)
Erik King
As James Doakes (S01-S02)
Erik King
As James Doakes (S01-S02)
| beaucfus
Reviews: 2
A wordy explanation of this show does not do it justice, you just have to see it to understand. This show is one of the best on television. I dumped cinemax to get showtime just so I can watch this show. I dont know how, but they actually get better every episode you watch. They started out really strong, and I was expecting it to go downhill over time, but it just keeps getting better. This last episode, #10, was simply incredible. The very best one yet. If you only have time for one show per week, it should be Dexter. It will blow your mind. Read more
Review posted on Monday, December 4th 2006 at 11:33 pm
| Insaneboy
Reviews: 1
I just dont have words to describe the show, it was so good that it made me find the book and read it. It turned out that the show is ten times better than the book. The book was boring, slow and nothing like the show, the show has more characters, which are more sophisticated and it really grabs you. Read more
Review posted on Monday, December 18th 2006 at 10:10 pm
| Parker
Reviews: 15
Excellent acting, really interesting and original Storyline.
The story is told in a special way that makes it really interesting following it. Read more
Review posted on Saturday, November 29th 2008 at 1:57 am
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Citigroup (NYSE:C) recently sold half its stake in Turkish lender Akbank (OTCQX:AKBTY) as part of its plan to consolidate its capital as part of its efforts to meet more rigid Basel III standards that will be implemented in 2013.
The Akbank sale raised $1.15 billion for Citigroup, which had previously sold stakes in China's Shanghai Pudong Development Bank and India's Housing Development Finance Corporation for combined proceeds of about $2.57 billion.
The asset sales, worth a total of $3.72 billion, combined to add around 74 basis points of Tier 1 Common Capital to Citigroup, bringing its Tier 1 Common Capital ratio to 12.54%. Citigroup revealed that it had a 11.8% Common Capital at the end of 2011.
Citigroup's stock had run up by as much as 45% in the early part of 2012 on positive earnings momentum but surrendered all its gains after reports emerged in the second half of March that it, together with SunTrust (NYSE:STI), MetLife (NYSE:MET) and Ally Financial (ALLY-PB), had failed the Federal Reserve's latest round of financial stress tests.
Citigroup, in particular, had been hoping to secure the Fed's approval to return close to $3 billion to shareholders as part of its capital plan, but the Fed's stress test results showed that its Tier 1 Common Capital Ratio would have fallen to 4.9% under the plan it submitted - below the 5% minimum level set by the Fed in its Guidelines.
Notwithstanding the Fed's stress tests, it's worth noting that Citigroup's current Tier 1 ratio is actually above the 7% to 9.5% range prescribed by the Basel III guidelines for large global banks. Moreover, Citigroup has indicated that it intends to re-take the Fed's stress tests later this year, giving investors hope that capital can be returned to them.
Given this, I believe that the negative overhang surrounding Citigroup as a result of its failure to pass the Fed's stress tests is overwrought - and should pass as it becomes apparent that Citigroup fully intends to comply with its revised capital plan.
That said, whether Citigroup merits a "buy" or otherwise also depends on what its performance will be like in the months ahead.
As such, here's a look at Citigroup's individual units:
- Consumer Banking. Consumer Banking contributes the most to Citigroup's revenues, with a 51% contribution in the 1st quarter of 2012. More specifically, Citigroup's Consumer Banking breaks down into its Retail Banking/Deposit-Taking and Credit Card units.
The outlook for its North American unit remains positive after it grew by 5% in the 1st quarter of 2012 over the same period a year earlier. This was largely driven by improving conditions in the U.S. credit card market, with charge-offs declining and the nascent recovery in the labor market translating into an increased willingness to spend.
At the same time, Citigroup's retail banking units, particularly in Asia and Latin America grew by 5% and 6%, respectively, with both regions the beneficiary of strong consumer spending. Interestingly, deposit taking picked-up in formerly hard-to-penetrate Singapore after Citigroup made the unconventional decision to pilot branches modeled after Apple's (NASDAQ:AAPL) retail stores. This successful strategy is now being transported to Hong Kong. A successful turn there might actually result in the program being piloted in North America.
More importantly, the growth in these two markets was more than enough to offset the 10% contraction in its smaller European operations. I view Citigroup's relatively small Consumer Banking footprint in Europe favorably; with all the talk of austerity in the region, it is highly unlikely to be a source of strong retail profits for some time.
The key challenge for Citigroup in the retail space is how it makes effective use of mobile. So far, Citigroup has been happy for its branches to become disintermediated as more clients shift their basic banking requirements to their smartphones.
While this might bring costs down, it has a downside: retail branches act as distribution outlets for banks' other services and products. That means that Citigroup will have to evolve their role to compliment mobile.
Moreover, similar to the dilemma of Facebook (NASDAQ:FB), Citigroup possesses a hoard of information on its customers - in particular, their spending patterns - but it has yet to find a way to monetize that information, other than as a way to deter fraud. I view this as a key opportunity, particularly as companies such as PayPal and Google (NASDAQ:GOOG) challenge traditional consumer banks as transaction facilitators.
- Securities and Banking. The second-largest contributor to Citigroup's profits is its Securities and Banking unit, which is commonly referred to as its Institutional Clients Group (ICG). It is Citigroup's most market-sensitive unit since it includes its Global Markets division, which profits from market making in financial instruments, investment banking, proprietary trading and lending to large corporations (i.e. corporate banking).
This unit contributed 27% of 1st quarter revenues but suffered a 12% contraction from a year earlier arising from steep losses in its credit portfolio as debt markets were roiled by headwinds from Europe as well as widening spreads on European corporate credit.
This could potentially undermine Citigroup's attractiveness to investors, as it has done with JPMorgan (NYSE:JPM) - but it does bear mentioning that its $15.1 billion net exposure to Europe is not particularly difficult to hedge.
Meanwhile, ICG also includes Citigroup's Private Wealth and Asset Management units; the outlook for these areas is mixed: private banking is expected to grow strongly in Asia but Western markets are likely to see mixed levels of expansion amidst tepid economic growth. Unfortunately, even if this unit does experience strong growth, it is unlikely to overcome losses in more market-sensitive segments.
- Transaction Services. Transaction services are a relatively stable portion of Citigroup's revenue portfolio, largely dealing with cash management, trade transactions and corporate treasury services such as collections and liquidity services. This unit grew by 7% in the 1st quarter and should continue to benefit from high levels of cash on the corporate front.
The only real headwind in this area is from Transaction management; Global Trade is expected to expand by just 3.7% this year.
Citigroup isn't Goldman Sachs (NYSE:GS) or Morgan Stanley (NYSE:MS), which derive the majority of their revenues from financial risk-taking.
Indeed, while it does derives a significant portion of its revenues from capital markets, Citigroup is, for the most part, still driven by its consumer banking business, which is showing encouraging signs of picking up, particularly in the credit card space.
In that sense, Citigroup is a bit closer to JPMorgan. In fact, both companies' stocks are trading at similar Price/Earnings (P/E) ratios of 7.4.
Of course, Citigroup's advantage over JPMorgan is its consumer banking presence in Asia and Latin America, where rising incomes have lead to a boom in consumer spending. More importantly, during the first quarter, Citigroup's consumer banking units in Asia and Latin America combined to add 34% more to its overall revenues than its Securities and Banking units in North America and Europe did. That takes the edge off of markets' volatility.
Meanwhile, given its success in liquidating assets in other markets, it's highly probable that Citigroup will succeed in its efforts to raise its capital levels and provide actual returns to shareholders. I see its stress test failure in March as already factored into its current price.
I recommend buying Citigroup stock. As investor sentiment improves after the stress test failure, I believe the bank's strong assets and earnings performance will garner a 50% gain in the next 12 months.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.


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From Publishers Weekly
The œspun-silver prose of fantasy grand master Vance (Lurulu) illuminates 12 delightful stories, some with intriguing afterwords by the author. Insightfully introduced by editors Terry Dowling and Jonathan Strahan, this showcase follows Vance's career from his very first publication, 1945's œThe World-Thinker, through 1961's fast-paced novelette œThe Augmented Agent and 1974's Dying Earth story œThe Seventeen Virgins to œWild Thyme and Violets, the outline for an Italy-inspired gothic romance that reads like a surreal flash fiction novel and was first published in 2005. Most of the focus is on Vance's work from the 1960s and 1970s, which ranges from dramatic fantasy (œGreen Magic) to classic science fiction parables (œUllward's Retreat). Two charming biographical essays by Vance's late wife, Norma, round out the collection on a tender note. (June)
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.


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Relaxation Time
All our hard work paid off, though. We managed to have two debris-free, finished spaces when June 15 finally rolled around. Our visitors, Marina and Vicka, were able to enjoy the fresh air in comfort. And we now start our summer parties under the pergola, then head to the porch as the sun sets and those hungry mosquitoes start moving in.


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COLUMBIA, S.C. - Authorities say an 18-year-old South Carolina student is behind bars after collecting the supplies needed to bomb his school.
Bryan Schillenberger was arrested Saturday after his parents called police when 10 pounds of ammonium nitrate was delivered to their home in Chesterfield.
Police Chief Randall Lear says the teen planned to make several bombs. Lear says he had all the supplies needed to kill dozens of people at Chesterfield High.
Lear says a journal Schillenberger kept for more than a year had detailed plans, including maps of the school.
Lear says the teen does not have an attorney.


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I'm trying to create a web page that uses an onclick event on one image to change the source of another (as in, the first image is either a forward or back arrow and when clicked changes a photo on the page).
Right now, my code isn't working. If I click the image with the onclick event repeatedly very quickly, I see flashes of one of the other images up above in place of the other photo (where it should be), but it doesn't stay. Also, when I change onclick to onmousedown, the image changes as long as my cursor is over the image being used as a button.
Here's my script section:
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Can anyone please tell me what I'm doing wrong?Code:


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It's good on just about everything!
Wadmalaw Island
BBQ Sauce
Thanks for visiting our web page. We specialize in a mustard based barbecue sauce that was created in the 'little house' on Wadmalaw Island. In June of 2012 Southern Living awarded the sauce with the 2012 'Cue Award.
As it says on the bottle "It's good on just about everything". We have had customers put it on pork, beef, seafood, venison, grits, and pasta!
We are now excited to offer our sauce online. Select the Order tab at the top of the page to choose the package option you would like to have.
Ways to find sauce around the Lowcountry and beyond.
Charleston Tea Plantation ~ Wadmalaw Island
Irvin House Vineyard ~ Wadmalaw Island
King's Market ~ Edisto Island
Stono Market ~ John's Island
Miss Lulu's ~ Bohicket Marina
Freshfields Harris Teeter~ Kiawah Island
Harris Teeter ~ Folly Beach, Harborview Rd, & Mt. Pleasant
Piggly Wiggly ~ Ontranto
Lowes Foods ~ Myrtle Beach, Pawleys Island, & Little River
Baker's Pond and Garden ~ Summerville
Blackbird Farms & Market ~ John's Island
You can also find us at local festivals around the Lowcountry and Georgia.


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Dayna Galganski and Michelle Secours from Sam Houston State University's nationally-ranked women's bowling team have been named to the National Ten Pin Coaches Association (NTPC) 2012 All-America squad.
Galganski, a senior from North Palm Beach, Fla., and Secours, a junior from Brockport, NY, both were honorable mention selections on the 2012 NTPC All-America team.
Only 25 women from the NCAA Division I bowling teams across the country were selected to the All-America squad.
Galganski is being recognized as an All-American for the second year in a row.
Both were leaders for the Sam Houston State team in 2011-12 as the Bearkats rolled up a 79-35 overall won-loss record that included 46 victories over nationally ranked teams. The SHSU women's bowling team finished the year ranked No. 9 in NCAA Division I women's bowling and climbed as high as No. 5 during the season.
In traditional team play this year, Secours led the Bearkats with an average of 196.88 pins in 40 games while Galganski ranked second on the squad with a mark of 193.33.
"This is a tremendous honor for both young women," Sam Houston head coach Brad Hagen said. "To be a second year program and already have had two bowlers named All-America a total of three times is an exciting accomplishment."


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Annie McCorkle Pike, 90
Published: Wednesday, May 16, 2012 at 4:30 a.m.
Last Modified: Tuesday, May 15, 2012 at 10:08 a.m.
SILVER SPRING, Md. — Annie McCorkle Pike, 90, of Silver spring, Maryland, passed away on Thursday, May 10, 2012. A graveside service will be held at 2:00 PM on Wednesday, May 16, 2012 at Shepherd Memorial Park. Thos. Shepherd & Son Funeral Directors is in charge of arrangements.
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


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if your child told you he/she was seeing ghosts (not monsters, but actual people) would you consider them to just have a crazy immagination, or would you be open to the possibility it could be real?
kids seeing ghosts
A healthy imgaination can be good and fun, but since I don't believe in ghosts, I would not let my kid become all dramatic and extra silly about it.
A couple of the more dramatic neighbor girls like to get each other all worked up and spooked out. Whatever.
I was raised in an uber religious family that believed in demons and such, I would have nightmares every night. I'm glad my daughter doesn't have to deal with that.
Sweet and Sour Chicken! I got love for all your hate; I got lost to find my way; so be good with goodbyes ~AWOLnation
The next day I go back into the shower and go through the same routin and once again my daughter tells me that someone is there. This time I ask her if it's a girl like mommy or a boy like daddy and she says it's a girl. I ask her if shes a big girl like mommy or a little girl like her she says a big girl. Then I ask her if she knows her name and so my daughter looks besides me and says "what's your name"? And waits a moment and then looks at me and says "Maria" Once again I grab my girls and walk outta the bathroom.
Now this is only happening in my master bathroom and nowhere else. The first day I was a little spooked but not much after that. I keep dinished reading the Silvia Brown book and that put me at ease.
The third day we go back into the shower, this rime my daughter, very excitingly says "mimmy! Maria says we need to plant purpule flowers" it's winter so I tell her it's too cold to plant flowers right now. A few minutes later she says "mommy, we need to plant purple flowers in the blue playground". Near our house is a blue colored playground. Once again I tell her no. After a little while she says. "mom, were gonna get on the blue slide and slide down to hell". Now, my husband and I have always watched our language around our kids and have never said hell
I would be slightly skeptical because I know that both of my kids have very active imaginations and both are dramatic. However, I also know for sure from personal experience that our house is haunted, so I wouldn't be all that shocked to find out the kids had seen/heard something. As long as they were just describing, not doing some drama thing or otherwise allowing it to be a problem I'd probably just act like it was no big deal.
DD frequently thinks there are monsters in her room - it's in the front corner of the house on a corner lot in an area with slight traffic 24/7. She has windows on three sides. Whatever was scaring her usually turns out to be something in the street, in the yard, on the porch, or across the street. We usually investigate when she says she's scared so that we can show her why not to be afraid.
You have enemies? Good. That means you've stood up for something, sometime in your life. ~~Winston Churchill
I would think it was their imagination, probably. But depending on what they said, I might believe them. My husband has a strict policy that if our odlest says he saw something (in the closet, in his room, under his bed) that we always check, just in case.
Mom to 3 boys:
Ricky (Feb 07), Renan (Jul 08), and Riley (Jun 10)
The third day we go back into the shower, this rime my daughter, very excitingly says "mimmy! Maria says we need to plant purpule flowers" it's winter so I tell her it's too cold to plant flowers right now. A few minutes later she says "mommy, we need to plant purple flowers in the blue playground". Near our house is a blue colored playground. Once again I tell her no. After a little while she says. "mom, were gonna get on the blue slide and slide down to hell". Now, my husband and I have always watched our language around our kids and have never said hell
what!?! that last line is scary!!! my grandma died last february. every st patrics day she would always tell us to plant a potato for good luck. a few days after she died, my son kept telling me we had to plant a potato. he was 2 1/2 at the time, and my grandma was hospitalizwd for months, so theres no where he would have heard that. when i questioned him, he said great grandma told me.
jennie mother to nicholas (6/8/06) joseph (8/12/10) and wife to nick
Olivia 4/08 | Isabella 2/10
oops. I accidently posted without finishing or re-redinging or spell checking I was posting form my phone. Anyway, after she told me that, I asked her if Maria had said that and she said yes. I told her to tell Maria that she was not allowed to talk to her anymore and to leave the house. My daughter looks upset that i was telling her to do this. I told her that what she was saying is not nice and to tell her what I said, so she looks over to the side and repeates what I told her to say. Aftet that She never heard of her again.
mom, were gonna get on the blue slide and slide down to hell
I don't like that one bit!
To answer the OP I guess I would have to take a few things into consideration, but if it seemed like my child were being genuine about it (ie not looking for attention or prone to making up silly stories) I would believe them. I hear stories about kids seeing ghosts all the time, usually dead relatives too. DF has me convinced our apartment is haunted and I get pissed at the 'ghost' when I'm home alone because I swear it starts acting up. DF said he heard music coming from LOs room a bunch of times and I got so mad I was like "if that fucker comes anywhere near my baby I am going to burn the place to the ground" I'm sure if I actually SAW something though I would just run screaming down the street instead...
I would believe, but still question it. I think there's something in our old colonial home. When LO was an infant, SO and I started hearing things when near LO's crib. I would hear my name whispered really slowly, and " hellllp meeee" and once a tug on my shirt and " hey" after I had been yelling for SO to come help me. Like it was letting me know he was coming ? I figured I was hearing stuff from downstairs or something, but then SO was standing by the crib and asked me what I needed help with. I didn't ask, and he said someone had clealry asked for help. Like a week later toys started going off. I was holding the baby and stupidly asked it questions. It didn't answer them so I figured it was a fluke, then like 5 mins later I thought to ask outloud if it meant us harm, and the toy went off like crazy ! I ran to SO sreaming lol, and he marched around yelling at the thing, threatening it. I hung prayer stuff over LO's bed and that was the end of it. And I still think it could have been all coincidense.
Two years later and now my LO is afraid and telling me he hears voices that scare him. I can't help but wonder, but I don't take it seriously for now since it's always at bed time. Plus I don't "want" to bring attn to it, just incase. As a kid my mom said I used to have regular talks with three old woman that played cards. When I described them, they were all past relatives. ( that played cards together )
I am a believer. Always have. But we lost one of our cats not even 3wks ago. More of a family member rather then a pet. And my 17mon old at the time and the other two cats would stop in their tracks from what ever they were doing those first 2-3 days after and look at certain parts where "Diamond" hung out and on more then one occasion YDS would look at me and say, "meow".
Loving my tormentors (03-94) and (04-09)
~I've got one behind the wheel, while the other one squeals~


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City Crayon Terrorism
posted by February 2 at 16:38 PMon
My coworkers are familiar with, and mystified by, my obsession with campaign mailers—those stiff-paper fliers that show up in mailboxes with increasing frequency the more often you vote. I have a folder in my file cabinet four inches thick that's full of them. Having seen literally thousands of mailers—good, bad, mediocre, and just confusing, I have a question for the people who promote school and education levies:
WHY must you always use fake "kid's" crayon writing to sell your campaigns? Isn't there a more creative way of evoking "education" than kiddie-crayon scrawl? Are we supposed to feel sorry for the kids—like, if we don't vote for your taxes, the cute little (fake) kid who wrote this campaign flier in cute little (fake) crayon writing will have to go to school in a cardboard box and we all know they don't have crayons there! Or do you just think we're so dumb and attention-deficient that we won't read the writing on your fliers anyway, making the crayon-scribble a kind of semiotic code for dummies?
Whatever the reason: Please stop. I know schools are important, kids need good schools to succeed, blah, blah. Hell, the Stranger endorsed both your measures extending property taxes for schools. But: For the love of all that is good and decent, please come up with a better way of selling them to us.


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Shadia Marhaban
« Back
Shadia Marhaban is an Acehnese journalist, activist, mediator, post-conflict development consultant, and proponent of female participation in peace and security efforts. During the 30-year-long war between the Indonesian government and the separatist Free Aceh Movement, she worked as a journalist and interpreter for various international news outlets.
Marhaban was a coordinator at the organization SIRA (Sentral Informasi Referendum Acheh), which supported a popular referendum on Acehnese independence through civil disobedience and nonviolent demonstration. In 1999, she organized a peaceful rally in Banda Aceh attended by one million protesters. Four years later, she fled to the United States as a political refugee, and continued to represent SIRA as its international relations chief. In 2005, she was the only female negotiator at the Helsinki Peace Talks, which ended the war.
Upon returning to Aceh, Marhaban served as special anti-corruption adviser to the governor. She was a founding board member and trainer for the Aceh School of Peace and Democracy, which introduced more than 3,000 former combatants to democratic government. She was also president and founder of the Acehnese Women's League, which provided training in peace-building and political empowerment for more than 1,000 women affected by the conflict.
From 2011 to 2012, Marhaban was a fellow at Harvard University's Weatherhead Center for International Affairs, researching post-conflict management, gender, and political transformation. She currently works as a consultant and trainer for international organizations such as U.N. Women, having led seminars and trainings on womens peace-building efforts in Afghanistan, Burma, Thailand, Nepal, the Philippines, and West Papua.


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Six hundred infants, 315 girls and 285 boys less than 2 years of age, were examined to determine the existence of significant bacteriuria. A prevalence of 4.7% (7% girls and 2% boys) was found in a middle-class white population. Sixteen infants, or 2.7%, were asymptomatic when significant bacteriuria was diagnosed. Three infants had an intractable diaper rash but no other signs of infection. Nine infants had symptomatic urinary tract infections.
Radiographic evaluation showed that 13% of those studied had an abnormal excretory urogram (IVP) and 48% had vesicoureteral reflux of which 24% was severe grade 3. One infant required surgery (pyeloureteroplasty); three other infants with primary reflux may require ureteroneocystostomies in the future. Seven of the 28 infants, or 25%, were below the tenth percentile in weight at the time of diagnosis.
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Tag: Occupy National Gathering
Final Marches to July 4th Fireworks – 2012 Occupy National Gathering, Day 5
Philadelphia, July 4, 2012, Day 5. Our final outreach marches through the streets to and from the main fireworks. I love and miss you all so much! We are the people. We are united. This occupation is not leaving. Download High Quality Video: http://WikiWorldOrder.org/video/Occupy/OccNatGat-July04-Final_Marches.mp4 http://OccupyNationalGathering.com http://OccupyPhilly.org http://OccupySac.com http://WikiWorldOrder.org http://PeaceRevolution.org
Wells Fargo a Financial Circus – Occupy National Gathering, Day 4
Philadelphia, July 3, 2012, Day 4. A fun performance about the abuse of the big banks like Wells Fargo, and sharing better ways to spent your time and resources than supports this system. Download High Quality Video: http://WikiWorldOrder.org/video/Occupy/OccNatGat-July03-Wells_Fargo_Circus.divx http://OccupyNationalGathering.com http://OccupyPhilly.org http://OccupySac.com http://WikiWorldOrder.org http://PeaceRevolution.org
Reverend Billy and the Church of Stop Shopping perform at the Occupy National Gathering, Day 3
Philadelphia, July 2, 2012, Day 3. Reverend Billy and the Church of Stop Shopping graciously perform at the Occupy National Gathering. Download High Quality Video: http://WikiWorldOrder.org/video/Occupy/OccNatGat-July02-Rev_Billy.divx http://OccupyNationalGathering.com http://OccupyPhilly.org http://OccupySac.com http://RevBilly.com http://WikiWorldOrder.org http://PeaceRevolution.org
Matt Taibbi Breaks Down LIBOR Scandal (Speech + Q&A) – Occupy National Gathering Day 3
Philadelphia, July 2, 2012, Day 3. Matt Taibbi visits the Occupy National Gathering to break down the LIBOR scandal just after the story begins to break. After giving a quick speech, he sits down with a couple dozen occupiers for some Q&A. Thank you Matt! <3 Download High Quality Video: http://WikiWorldOrder.org/video/Occupy/OccNatGat-July02-Matt_Taibbi_LIBOR.divx http://OccupyNationalGathering.com http://OccupyPhilly.org http://OccupySac.com http://WikiWorldOrder.org http://PeaceRevolution.org
Amadon DellErba on Spiritualution.org – Occupy National Gathering Day 3
Philadelphia, July 2, 2012, Day 3. One of our occu-brothers, Amadon DellErba, gives a speech on Spiritualution.org. Many things discussed about community living resonated greatly with me from my last five months living on an occupied organic farm in Sacramento, CA. Download High Quality Video: http://WikiWorldOrder.org/video/Occupy/OccNatGat-July02-Spiritualution.divx http://Spiritualution.org http://OccupyNationalGathering.com http://OccupyPhilly.org http://OccupySac.com http://WikiWorldOrder.org http://PeaceRevolution.org
All In The Red March – Student Debt Bubble – Occupy National Gathering Day 2
Philadelphia, July 1, 2012, Day 2. The Gathering's first major march, focused on the looming student debt bubble. While the police largely allowed us to temporarily take over various streets, they block us at the end of a bridge we attempted to cross. We eventually decide to turn around to avoid risking arrest, but hopefully educated the police a bit. Download High Quality Video: http://WikiWorldOrder.org/video/Occupy/OccNatGat-July01-Student_March.divx A few thoughts for my brothers and sisters from Wiki […]
Occupy National Gathering Sleepful Protests – Dreaming of Arresting the Banksters
Since the city of Philadelphia has relatively lax laws for sleeping in the sidewalks, dozens of Occupiers would hold "Sleepful Protests" each night in front of different banks. The general idea was to raise awareness about the criminal big banks, foreclosures, and the homeless. It was my first time ever sleeping on city sidewalks, but surrounded by my beautiful brothers and sisters it felt wonderful. <3
First Police Interaction & Group Decision – Day 1 of the 2012 Occupy National Gathering
Philadelphia, June 30, 2012, Day 1. We have unexpected police interaction, forcing us to make a group decision on tactics to be used the first night. It was a bit of a bumpy start to the week, but we eventually decide we did not intend to have a major police confrontation yet. Download High Quality Video: http://WikiWorldOrder.org/video/Occupy/OccNatGat-June30-Police.divx http://OccupyNationalGathering.com http://OccupyPhilly.org http://OccupySac.com http://WikiWorldOrder.org http://PeaceRevolution.org
Occupy National Gathering Day 1: Welcome Speeches & Trainings
Philadelphia, June 30, 2012, Day 1. Introductory speeches to five-day event, and trainings on how to work within a big Occupy crowd during direct actions and other situations we might find ourselves in. Download High Quality Continuous Video: http://WikiWorldOrder.org/video/Occupy/OccNatGat-June30-Welcome.divx Stream Continuous Video: http://www.youtube.com/watch?v=Ra6ETlxaRAg Stream 1 of 4: http://www.youtube.com/watch?v=8KFdf57X41M Stream 2 of 4: http://www.youtube.com/watch?v=lbn5n2dwj8c Stream 3 of 4: http://www.youtube.com/watch?v=bp4RqQopVhc Stream 4 of 4: http://www.youtube.com/watch?v=BSciX60911c http://OccupyNationalGathering.com http://OccupyPhilly.org http://OccupySac.com
Beautiful Faces of the Occupy National Gathering (Photo Gallery)
As video uploading proves slow from the streets, here are some portraits of some of the beautiful brothers and sisters I've met here for this historic event in Philadelphia. These are some attempts at capturing the beauty surrounding me with my amateur photography skills or lack thereof. I Love You All SO Much Extra! <3 http://OccupyNationalGathering.com – #NATGAT


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Weather wise, the last 6 months has been just about as different from the previous 6 months before that as anyone could imagine. We went from being extremely hot and dry to extremely cool and wet, getting precipitation in about every form there is. Bob French tells us how this is affecting local farmers in this week's From The Ground Up.
"It's created a lot of uncertainty in the minds of the growers. Normally, by February 15th, 20th, maybe as late as March 1st guys will be putting corn in the ground. They would have all their fertilizer down, all the pre-emerge chemicals, and this year a lot of that hasn't been done yet."
Chris Hargrove is a crop specialist with Winfield Solutions.
"For most guys it would probably take a week to 10 days of good drying weather before they could start, in some fields probably as much as 2 weeks."
And the clock is ticking on the planting window for corn
"To get crop insurance on corn it's got to be in the ground by April 15th, so that's probably on the back of their minds of, that's kind of the deadline they have. They're trying to get the crop up and going and hopefully get pollination before the 100 degree temperatures hit. There's been some years that we had 100 degree temperatures the last few days of May, and corn trying to pollinate those days had real issues."
As is true most years, most farmers go into a new year optimistic that things will fall into place.
"Last year we started the season with no underground moisture, in fact, at some point the guys ran out of moisture to even get a crop germinated, so those fears are out of their minds, and they've got the moisture, it's cooler. I think most guys that have been in the business for a while probably have in their mind that it's cool and wet, it's probably going to continue that way through the summer, so we just got to be patient and get the crop planted and hope the weather pattern stays that way, and if so, then the later planting won't be such an issue."
Stay tuned. Soon planting decisions will move forward or be revised, and farmers will begin the dice roll in a new growing season. I'm Bob French, looking at Brazos Valley agriculture, From The Ground Up.


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NewsAugust 29 2012
Vivian will rock n' roll again
The Vivian High School Alumni Association and the Vivian Community Club will host host a Rock n' Roll reunion dance Sept. 1, 2012, in honor of the Vivian dance hall having been inducted into the South Dakota Rock n' Roll Hall of Fame last April.
The dance will start at 9 PM following VHS alumni banquet.
According to Lonis Wendt, alumnus and community club member, hiring a band and hosting a dance seemed the best way to recognize and thank the community and the many volunteers who helped make Vivian dances unique.
DJ and the Cats, a rock n' roll band with Lyman County roots, and also a 2012 inductee into the SD Hall of Fame will take the stage at the Vivian Dance Hall around 9 pm.
The Cats were hired by the late Bob Burns to play the Vivian Dance Hall in 1957.
"Playing at Vivian will be like book-ends for DJ and the Cats," said Travis Hutchison. "Our first dance job, (in 1957) and our last (2012).
Playing the dance will be founding members Terry Hutchison, lead guitar and vocals and his brother Travis Hutchison, bass and vocals. Also, Joe Erickson on piano and former DJ and the Cats drummer Don Spawn on drums and vocals.
Travis stated that while Don joined the band after the brothers moved to Brookings following their graduation from Presho High School, Vivian was Don's first paid gig with the band.
"We talked Don, then a Brookings High School student and member of the orchestra, into going West River to Vivian with us to play. It was his launch into rock n' roll!" said Travis. Don later formed his own band, the Monarchs, and was also inducted into the Hall of Fame in 2011.
"We persuaded them to make a return trip to Vivian for the reunion and hope people from the area will join us to reminisce the good old days of rock n' roll Vivian style," said Lonis Wendt.
- Lyman County law enforcement officers recognized
- Presho's Sidewalk Project presented to public
- Lyman Alumni Reunion set for July 30
- New members seated on School Board
- Deer Camp available for first time Youth Deer Hunters
- Railraod crossings being replaced along DSR
- DIY for the 4th of July
- Slow down, kids at play
- "Knee high by the 4th of July"
- Vivian to host local 4th of July Celebration
- Unofficial School Board election results


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A clean you can smell, see and touch! Use it on a number of surfaces† including: Directions:
Pledge® goes beyond dusting to quickly clean, condition and protect your furniture while leaving behind the fresh lemon Pledge® scent. It also features Allergen Trappers® to remove dust and up to 90% of the allergens found in dust. Bring out the best in your furniture as you dust, clean and shine with Pledge®.
· Wood
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· Cleans as easy as: 1) Shake, 2) Spray, 3) Wipe.
· For best results, spray onto cloth or hold can upright 6-8" from surface to be cleaned. Safe for all finished, sealed surfaces.
· CAUTION: Do not puncture or incinerate container. Do not expose to heat or store at temperatures above 120°F. Keep out of the reach of children. Do not spray or use on floors—use a Pledge® Floor Care product instead.
A clean you can smell, see and touch!
Use it on a number of surfaces† including:
Product Results: Cleaner, Removes Residue, Removes Allergen Particles, Used for Conditioning, Removes Finger Prints
Product Form: Aerosol
Recommended Product Application: Multi-purpose
Recommended Cleaning Surface: Stainless Steel, Marble, Wood Surfaces, Leather, Granite
Scent: lemon
Product Warning: flammable, keep out of reach of children, keep out of eyes
Capacity (volume): 9.700
other Info.
- Online Item #: 12972693
- Store Item Number (DPCI): 003-05-0761
- Item can be gift wrapped.
- Made in the USA or Imported
take a closer look.
View more details about this item, using the latest information direct from the manufacturer.see more details
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text: I am trying to get to my site today and instead am getting the 'error establishing a connection' message. Same thing when I put the /wp-admin in the navbar. I haven't changed anything in the config file and it worked fine when I was in admin on Sunday changing fonts in the CSS sheet. I didn't touch anything anywhere else. How do I tell if the server is down or what do I do next? (Sorry, I know that sounds incredibly stupid but I haven't yet run into this before.) Thanks!


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Henry & the Buccaneer Bunnies (Hardcover)
Special Order
Step aboard, buccaneers and book lovers Comically dramatic illustrations set the tone for this humorous, hare-raising adventure on the high seas.
Aboard a ship called the Salty Carrot sails a wild, rowdy band of Buccaneer Bunnies. Their leader, Barnacle Black Ear, is the baddest bunny brute of all time, but his son refuses to perform his proper pirating duties. Henry would rather read books than shout "Shiver me timbers " or make prisoners walk the plank even if it means he has to swab the decks as punishment. But when a crashing, bashing, thrashing wildcat of a storm threatens the Salty Carrot and its crew, will Henry and his landlubbin' library save the day?
About the Author
Author Carolyn Crimi lives in Evanston, Illinois.
JOHN MANDERS has illustrated more than a dozen award-winning books for children, including Humphrey, Albert, and the Flying Machine by Kathryn Lasky. He lives in Pittsburgh, Pennsylvania. You can visit his website at www.johnmanders.com.


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Mandy Ng
Last updated Wednesday, 8 May, 2013, 3:36pm , by Mandy Ng
Last updated Tuesday, 30 April, 2013, 10:15am , by Mandy Ng
Last updated Thursday, 11 April, 2013, 4:36pm , by Mandy Ng
Mandy Ng is a Hong Kong-based veteran reporter and former television program producer. She is the winner of the 2007 Best Feature Article and the Best Labor Issue Article awarded by Independent Press Association in NYC. Mandy is currently writing a book on the retrospect of the Korean War.


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Show transcribed image text
Show transcribed image text Some years ago, a dancing contest was performed on a small island in the North Atlantic. Six candidates Andy, Beth, Chuck, Di, Eddie, and Fergie presented themselves before Search Committee for interviews. Subsequently, the Committee for warded a short list of throe names to the Judge for his decision. How many different short lists could the Committee have chosen? Assume that all short lists were equally likely to have been chosen, What is the probability that Beth is on the short list? What is the probability that both Beth and Eddie are on the short list?


text: Northern Illinois Lincoln Was Here: Connecting The Dots In Northern Illinois By Susan Stephens & Jenna Dooley • Apr 22, 2015 Susan Stephens / WNIJ Abraham Lincoln died 150 years ago. He was shot while attending a play at Ford's Theater in Washington, D.C. Tourists to Illinois often head to Springfield to learn more about the 16th President. That's not the only place to learn about his life and legacy. Susan Stephens and Jenna Dooley set out to trace his steps across northern Illinois. First Illinois Deaths Related To West Nile Virus In 2014 By Ryan Pumroy • Sep 18, 2014 James Gathany / CDC Two elderly women in northern Illinois have died after contracting West Nile virus. Rural Poverty Highlighted In New Report By Mike Moen • Jul 3, 2014 New York Times Poverty is prevalent in rural areas across the U.S. That's according to a published report, which says it's not just an urban issue. Some northern Illinois ranked near the middle, while others fared better in the rankings. Heat Related Closings By Mike Moen • Aug 27, 2013 Tuesday's extreme heat is resulting in some weather-related closings. That includes an early dismissal for the Rockford Public School district. Heroin Message Not Getting Through By Mike Moen • Jun 24, 2013 In 2010, WNIJ aired a series on the alarming number of heroin deaths in northern Illinois. The primary concern centered on teens and young adults. Despite efforts to curb use of the drug, the situation is getting worse in some areas. Observers say parental intervention is vital to stopping the spread of heroin. But getting the message through can be a struggle. Sequester Will Affect Federal Courts In Northern Illinois By Mike Moen • Mar 1, 2013 The federal judicial system in northern Illinois could be another victim of a drawn-out sequester. Court officials and prosecutors say they will feel the pinch. The Impact Of Federal Cuts In Northern Illinois By Mike Moen • Feb 22, 2013 aaccessmaps.com The deadline is looming for automatic spending cuts at the federal level. While lawmakers wrangle over ways to avoid the so-called sequester, those who rely on federal funding are wondering how they would be affected. That includes companies, agencies and many others in northern Illinois. It's not a drought, but northern Illinois needs rain By Mike Moen • Jun 14, 2012 Dry weather has been the norm for the region. Forecasters say the precipitation expected next week might not be enough to reach truly healthy levels. Northern Illinois makes pitch for piece of federal transportation pie By Susan Stephens • May 3, 2012 Susan Stephens / WNIJ Leaders from throughout northern Illinois pitched their most important transportation projects to two Congressmen yesterday. Republicans Don Manzullo and Bobby Schilling will recommend priorities for federal transportation funding to Governor Pat Quinn's office. Road Projects Take Shape By Mike Moen • Apr 3, 2012 With the weather warming up, construction crews are preparing for some big projects in northern Illinois. Pages1 2 next › last »


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I have a rails application, that runs in a home brewed web server on an ec2 server (m1.small with amazon linux) with an AWS-rds/mysql database (t1.micro). This runs like a charm for days (this morning the uptime for the last 30 days was about 99.9%).
But once in a while the application stucks for about 14 minutes (the application is monitored by pingdom). When it happens, it usually happens in batches. Today I had that issue already 4 times. When I'm fast enough, I can login into the server, install gdb and attach the debugger to the web server. The top of the stack then looks like this:
thread 1.
(gdb) bt
#0 0x00007fafa28b154d in read () from /lib64/libpthread.so.0
#1 0x00007faf98736332 in ?? () from /usr/lib64/mysql/libmysqlclient.so.18
#2 0x00007faf9872841f in ?? () from /usr/lib64/mysql/libmysqlclient.so.18
#3 0x00007faf98728ffa in ?? () from /usr/lib64/mysql/libmysqlclient.so.18
#4 0x00007faf98722615 in ?? () from /usr/lib64/mysql/libmysqlclient.so.18
#5 0x00007faf98726254 in ?? () from /usr/lib64/mysql/libmysqlclient.so.18
#6 0x00007faf9871e30d in mysql_ping () from /usr/lib64/mysql/libmysqlclient.so.18
#7 0x00007faf98be1aed in nogvl_ping (ptr=0x47a1ec0) at client.c:627
#8 0x00007fafa2c59c29 in rb_thread_blocking_region () from /home/ec2-user/.rvm/rubies/ruby-1.9.3-p327/lib/libruby.so.1.9
#9 0x00007faf98be1b5d in rb_mysql_client_ping (self=70801240) at client.c:636
#10 0x00007fafa2c3f108 in call_cfunc () from /home/ec2-user/.rvm/rubies/ruby-1.9.3-p327/lib/libruby.so.1.9
#11 0x00007fafa2c3fa0d in vm_call_cfunc () from /home/ec2-user/.rvm/rubies/ruby-1.9.3-p327/lib/libruby.so.1.9
#12 0x00007fafa2c400d3 in vm_call_method () from /home/ec2-user/.rvm/rubies/ruby-1.9.3-p327/lib/libruby.so.1.9
#13 0x00007fafa2c45987 in vm_exec_core () from /home/ec2-user/.rvm/rubies/ruby-1.9.3-p327/lib/libruby.so.1.9
#14 0x00007fafa2c52d2a in vm_exec () from /home/ec2-user/.rvm/rubies/ruby-1.9.3-p327/lib/libruby.so.1.9
#15 0x00007fafa2c516af in invoke_block_from_c () from /home/ec2-user/.rvm/rubies/ruby-1.9.3-p327/lib/libruby.so.1.9
#16 0x00007fafa2c517c5 in vm_yield () from /home/ec2-user/.rvm/rubies/ruby-1.9.3-p327/lib/libruby.so.1.9
The mysql version is 5.5. There are no entries in the database logs provided by aws. The rails logs just have a gap of 14 minutes (xxx/auto_test is the url used by the AWS load balancer to check the instance every 10 seconds):
Started GET "/xxx/auto_test" for 10.224.95.251 at 2013-02-06 17:59:32 +0000
Processing by HealthCheckController#status as */*
Rendered health_check/status.html.erb within layouts/application (0.1ms)
Rendered layouts/_render_flash.html.erb (0.1ms)
Rendered layouts/_debug_info.html.erb (0.0ms)
Completed 200 OK in 8ms (Views: 6.0ms | ActiveRecord: 1.3ms)
Started GET "/xxx/auto_test" for 10.224.95.251 at 2013-02-06 18:13:38 +0000
Processing by HealthCheckController#status as */*
Rendered health_check/status.html.erb within layouts/application (0.1ms)
Rendered layouts/_render_flash.html.erb (0.1ms)
Rendered layouts/_debug_info.html.erb (0.0ms)
Completed 200 OK in 7ms (Views: 5.5ms | ActiveRecord: 1.2ms)
During that outage, the requests from the load balancer pile up and are answered, when the data base isn't blocking anymore.
What might cause the data base to block? What informations do I have to look for, to solve this issue? Any suggestions for a workaround? Any pointers are welcome and highly appreciated!
I saw the problem today again. The outage lasted exactly 14 minutes, I attached a debugger and got the very same backtrace. So using the native MySql timeout doesn't mitigates the problem.
iptables -L didn't showed any interesting either.
14 minutes, what could 14 minutes be? 41 would at least be close to 42, but 14, hm...


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Fillings Center - Victorville, CA
- WebMD Physician Directory of Victorville Doctors
- Related Fillings Articles
- Victorville Emergency Contacts
- Nearby Victorville Hospitals
- Find a Local Pharmacy on RxList - Victorville
Victorville Doctors and Specialists for Fillings
To treat a cavity your dentist will remove the decayed portion of the tooth and then "fill" the area on the tooth where the decayed material once lived.
Fillings are also used to repair cracked or broken teeth and tee...
Other Related Fillings Articles
Emergency Contact for Victorville
- In case of Emergency, call 911
Nearby Victorville Hospitals results
- 1Victor Valley Community Hosp
15248 Eleventh St
Victorville, California 92395
(760) 245-869
- 2Desert Valley Hospital
16850 Bear Valley Rd
Victorville, California 92395
(760) 241-800
- 3St Mary Medical Center
18300 US Highway 18
Victorville, California 92307
(760) 242-231
- 4Mountains Community Hospital
29101 Hospital Rd
Victorville, California 92352
(909) 336-365
- 5St Bernardine Medical Center
2101 N Waterman Ave
Victorville, California 92404
(909) 883-871
- 6Community Hospital San Brnrdn
1805 Medical Center Dr
Victorville, California 92411
(909) 887-633
- 7Ballard Rehabilitation Hospital
1760 W 16th St
Victorville, California 92411
(909) 473-120
- 8Bear Valley Community Hospital
41870 Garstin Dr
Victorville, California 92315
(909) 866-650
- 9Patton State Hospital
3102 E Highland Ave
Victorville, California 92369
(909) 425-700
- 10Arrowhead Regional Medical Ctr
400 N Pepper Ave
Victorville, California 92324
(909) 580-100
- 11Fontana Medical Center
9961 Sierra Ave
Victorville, California 92335
(909) 427-500
- 12Barstow Community Hospital
820 E Mountain View St
Victorville, California 92311
(760) 256-176
- 13Jerry L Pettis VA Medical Ctr
11201 Benton St
Victorville, California 92357
(909) 825-708
- 14Loma Linda University Med Ctr
11234 Anderson St
Victorville, California 92354
(909) 824-080
- 15Loma Linda University Med East
25333 Barton Rd
Victorville, California 92354
(909) 558-600
- 16Loma Linda University Behaviora
1710 Barton Rd
Victorville, California 92373
(909) 793-933
- 17Redlands Community Hospital
350 Terracina Blvd
Victorville, California 92373
(909) 335-550
- 18San Antonio Community Hospital
999 San Bernardino Rd
Victorville, California 91786
(909) 985-281
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Freightworks, (operating under the licence of Dubai Express LLC), is the leading logistics provider in the Middle East. Based in Dubai - the region's primary cargo hub - our dedicated team of professionals, supported by some of the industry's most sophisticated data systems, provide a global logistics service tailored to serve the particular needs of our Customers.
Our roots go back to 1975 and together with our world-wide network of carefully selected business partners, we offer an unrivalled standard of service that combines all the benefits of in-depth local knowledge with truly global expertise.


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Get Certified
Earn your CPT title. Be the Certified Personal Trainer that you've aspired to! Take the step to success, BE CERTIFIED!LEARN MORE →
Continuing Education
Keep your certification active with CECs, and grow your skill set with more trainer knowledge. See NFPT Standard and Specialty CE courses, and free ways to get approved CECs!LEARN MORE →
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Learn how NFPT makes re-certification easy and affordable!
Already an NFPT trainer? Renew now to get your new certificate and membership card.LEARN MORE →
Trainer Resources
Everything you need to know BEFORE, DURING, and AFTER certification. We've got you covered!LEARN MORE →
NFPT has been certifying personal trainers since 1988. Our organizational mission is to equip trainers and their clients with the education and tools that are needed to address America's growing health concerns and to promote fitness around the world. NFPT trainers are certified to work one-on-one or in small group settings for the purpose of establishing and implementing goal-oriented fitness training programs that are safe, effective and enjoyable for their clients.
What People Say
I started personal training more recently, but it didn't take long to know that being a personal trainer is what I want to do with my life! I had the pleasure of working directly with Ron Clark, NFPT's founder, and I learned so much that I knew I could put it to work. Getting certified was the next step. I know now that it's possible to take my passion and make it a career – because I'm doing it! Thank you NFPT!
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Being a personal trainer has been the most rewarding career choice I've ever made. After 25 years of acting and entertainment, I met a personal trainer with the NFPT, his knowledge was amazing. I investigated the many affiliations but none of them offered what the NFPT did. I feel blessed to be a part of such a committed organization!
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The NFPT CPT program is my recommended certification for entry level trainers to pursue. What makes NFPT different is how effective it is in giving trainers a good foundation of knowledge in an easy to understand format without overwhelming them. Beyond certification, the NFPT gives trainers an amazing yet cost effective platform to grow and expand their expertise.
Matt Hirschberg, CPT and Club Owner
Becoming a Personal Trainer
Have you been wondering how to become a personal trainer? There are many reasons why becoming a personal trainer could be the right move for you.
By definition, personal trainers instruct or coach groups or individuals on exercise activities and the fundamentals of physical fitness. They demonstrate techniques and methods of participation. They observe clients and teach them corrective measures needed to improve their skills. Put another way, a well-qualified personal trainer is a wellness coach with a strong science-based education who is equipped to design exercise programs appropriate for members of a variety of healthy populations.