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best toasters on the sketchers website and also in a retail chain in town, found them to be a bit expensive so thought I'd check amazon, wasn't disappointed, Great shoe, sturdy and trendy. I wear them to work and they go well with my chinos. Great shoes very comfortable and smart . Really good fit and a spare pair of laces as well .really pleased with this product. Thanks excellent shoe all round, wont buy any other brand now! this is the 3rd pair of sketchers ive purchased and wont be the last I like them, they fit as expected and they look very good with jeans. They are very confortable for long walks and are smart for the office as well.The white sole is not as white, more like cream, and they get dirty with use, but doesn't seem to be very dirty when wore.It comes with an extra pair of laces which is very cool just in case you wish to replace them in the future, although the original ones seem very strong and so far haven't felt like wearing out.I spent some time looking for a pair of grey shoes and these where very well priced and I like the quality, they seem to last very l Dominica d couldn't be beaten elsewhere. Would not hesitate to order another pair again and would highly recommend. Delivery was also impressive. Cheers Amazon! I am bang on a UK size 11 and so bought the UK size 11 of these shoes. They fit perfectly!The shoes themselves our so comfortable I doubt I'll buy a different shoe ever again :D I have purchased a Vans Unisex classic Slip-on last May. I have found it to be very comfortable and practical for the summer months. It is easy to wear and has a solid base and looks hard wearing. I also bought another pair for my grandson, who is also very satisfied with the product.The products were very well packed and delivery was e hindi meaning of from and they fit and look Perfect...!!! Excellent Product...Excellent Service...5 Star All The Way... Unfortunately far too narrow (D fit) and no wider fit in this design Quite small, but used a shoe horn and stretched out a bit, so go for a couple of sizes higher. Brilliant boots and waterproof. These trainers are pretty cool, the quality isn't exceptional but good enough, BUT, they are tiny! The sizes as has been said before in reviews are confusing. WE ALL KNOW that a US size is NOT the same as a UK size, so why the confusion with this product description?! I ordered a UK7 I thought, but the trainers are clearly labeled a US7, which is a good size s Hollister uk ps! I wear the sandals in the summer and boots in the winter but these shoes are great for slipping on for the school run! They are tight to begin with but they give a bit and are now comfy. I have very wide feet and struggle to get comfy shoes but I love these! I have a wide foot, and was afraid that this shoe would be too narrow, but it was not. This is my second pair in the same model, and I find them very comfortab.
kitesurf kite and my legs feel better than they would after standing and walking around in standard trainers.Sadly, one shoe has already ripped along the detailing (after no undue abuse). Having spent £90 on what is, after all, an expensive pair of popular, over-engineered trainers, I am most disappointed. I am hoping that a replacement pair will be forthcoming and better made.
These are great shoes and my second pair of shape ups. The first was the Skecs consistant with our local pet shop,so not really good value for the purchaser.
My dog loves these. Nice little treat for a big dog
Great product, good quality
Came in a few days and fit without rubbing anywhere
Look good and very comfortable on.
Great product and delivery time
These are a bit big for me, for amazingly seem to mould themselves to your feet after a while - as long as you wear them without socks. Will definitely buy another pair, but will buy a size or half size smaller.
I've had several pairs of S vivienne westwood jewellery i have found some trainers that fit good and dont hurt my feet when walking my dog.I received next day delivery that was also very good
Great value - comfortable - good fit - so light - agree with all the positive comments. Delivery was really quick. I've only just realised that they are not the branded shoe I thought I was getting - but these are even better. They are a great fit for me since I have a slightly wide foot.
Brought these as I'm away to scotland for a week soon and wanted something light and comfortable to walk in and I must say they are no no hair removal too big and bulky and don't want to spend a lot then this might be for you.
Lovely bag, holds 15.6' laptop well with a little room left. It also works well as a normal bag.
This bag is just what I was looking for .... Looks quality, lovely shade of red , can get all my clobber in plus more , cross body bag so hands free ... Delivery exceptional and packing and great value
Orderd Friday afternoon recived sat afternoon. A lovely quality bag colour am.
hindi meaning in english language livered, and that few shoes fit me well anyway, so I'm not unhappy having a size larger as it doesn't seem any more 'too big' than do shoes in my normal size L:)
I'm very disappointed in these to be honest had them about Month worn them about five times and as you can see left shoe down the side has started coming away and is clearly just going to get worse very unhappy with them.
I always struggle to find shoes that fit well.These shoes fitted absolutely perfectly!Great quality, faster delivery than stn water.
Somewhat disappointing
Average quality.
Not great
Amazing Shoe! Rare Confort! Strong and Soft it looks like a half Boot and it is definitely the last scream of Confort! It has a removal and very ergonomic soft leather inside, but I assure you won't remove it because it's Heaven! I haven't take them for a walk yet because they are warm and better for Winter, but I can only bet this is a 24 hour walking shoe...A Five Star purchase!You don't have to be careful about the size because this 3.5 UK is an exact 36 EU.
After buying, trying and then giving away several pairs of walking shoes of similar style I was getting kind of desperate to find walking shoes that would go with jeans or dresses as well and of course be good to walk with, so I decided to try on Hollister online tanding price for a real quality product.The item was virtually half price, and delivery was quick.Like all Merrell footwear, they are instantly comfortable and any distance or terrain is literally 'a walk in the park'.Be careful on the sizing though, I aleady own other Merrell footwear and always need a size larger than I normally take.If they last anything like as long as my others, then there's miles and miles of comfort to be had.
I concur with 'daddy dave' fantastic shoes, but you really do need a size up from your normal!
As with other reviewers, I would suggest going AT LEAST one size larger than the usual UK size for these shoes. I'm a size 10 normally, but even the size 11 pinch far too much to be comforta BaByliss Pro Perfect Curl and flexible just the job, recommend them to other riders.
I would agree with previous reviews, they are very stylish and comfortable. Moreover the size fits perfectly for what I ordered so don't be worrying about wether or not they will fit. What surprised me was the delivery time, mine was set for the free super saver delivery 3-5 days and I ordered them on Sunday night. Monday they were dispatched and arrived on Tuesday so I can't complain on that front. The only little issue I have is the zip it looks flimsy and you need to be careful when using it. So long as you don't try and rip the boots off in 10s you will have no issues with them. I reccommend these boots from a happy customer !!
used for everyday riding and zombie hunting, fully waterproof so far and its been a long time!! Zombies can't bite through so all in all perfect!!!!
I have now had these boots for over a month so I could really test them out before i wrote this. Weather has been vile in the West Country and I have worn them through all of the down pours. Boots are excellently weather proof, however I d.


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- ITV Report
Michael Eavis opens Bath and West
Live updates
In search of the elusive Large Blue - Ken Goodwin goes hunting
Prince Charles visited a wildlife reserve yesterday looking for one of the rarest butterflies in the country.
The Large Blue became extinct in this country in the 1950s but it has been introduced to the Daneway Banks reserve, at Sapperton in Gloucestershire - where the Prince of Wales is patron.
Our Gloucestershire correspondent thought he'd try his luck at finding it...
If it's any consolation, Prince Charles never got to see one either.
But he did get to unveil a special plaque to commemorate his visit to the reserve, though like the butterfly we'd all been looking for, it took flight.
A hare-raising experience...
Check out this amazing footage showing a chance encounter with one of Britain's most beautiful - and normally shy - wild creatures.
It was captured by one of our own producers as she took a walk in the summer sunshine on the Somerset Levels.
Incredibly, after viewing it from afar the curious animal hopped up to do some investigation of its own, before making its way off into the distance.
Beach closed after unexploded shell found
A section of Weymouth beach was closed off today after metal detectorists discovered what was thought to be an unexploded bomb from the Second World war.
An Army Bomb disposal team examined the device and have taken it away. It was the head of an armour piercing shell which would not have exploded. The beach has now re-opened.
- ITV Report
Artificial light pollution causes early spring
Our use of artificial light has fooled flowers and plants into thinking Spring has come early.Read the full story ›
- ITV Report
The view that could be destroyed by a solar farm
People living by Aller Moor near Langport say a planning inspector has made a terrible mistake by allowing a 55 acre solar farm to be builtRead the full story ›
- ITV Report
Michael Eavis opens Bath and West
Michael Eavis - the founder of Glastonbury festival - is also the President of the Bath and West show, he's an award winning dairy farmer.Read the full story ›
'In' or 'Out' at Country Landowners Association breakfast
Tory MPs Jacob Rees-Mogg (backing Leave) and Neil Parish (backing Remain) taking questions from country landowners on the opening day of the Bath and West Show.
- ITV Report
Emergency meeting to curb cow deaths
An emergency meeting has been called to discuss cattle safety on National Trust common land near Stroud, Gloucestershire.Read the full story ›
- ITV Report
Royal Bath & West Show gets underway
More than 100,000 visitors are expected at the Royal Bath and West showRead the full story ›
- ITV Report
Support for the people of St Ives over second homes
The chairman of Exmoor National Park has lent her backing to the people of St Ives in Cornwall after their vote against second homesRead the full story ›

subset: commoncrawl


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Discover a selection of top forums soft pennsylvania on the internet. Come to share your passion on forums soft pennsylvania and meet other fans of soft pennsylvania. Then, why don't you create your own forum of soft pennsylvania ?
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Special Offer
$52.00 Save $7.80
Very good.
Drew was our guide and he was awesome! He was very informative! It was definitely the way to tour Washington DC ! I would highly recommend the electric cart!!
Awesome tour. Great guides that knew alot about D.C. Plan on taking this tour from Urban Adventures when we go to New York next year.
If you are short on time and can't walk long distances to monuments this is a fun tour. It doesn't cover everything or give you long stops, but it worked for us on this trip.
The tour was fantastic. Out tour guide Mike was very informative. He shared great stories and history of the sites and city. I enjoyed the experience. I highly recommend this tour
My guides were wonderful. It rained like sixes but we had a lot of fun and learned a lot.
Execellent, super informative, do not missed
Excellent tour guide - bad bad weather. Although zipped-in because of the rain our guide handled the situation with good humor and lots of info about the various sites. I certainly would book thru Viator again
My tour was amazing! The guide was very knowledgeable. We had a great time.
Very nice! Our guide Geroge was excellent.
Great tour and our guide was fantastic.
The tour guide was very informative. I was the only guest so was give a personalised tour. Would highly recommend.
It was a great tour! Brian new so many little details about Washington, DC. It is only two hours long if you don't have much time to see all that DC has to offer. I was pressed for time and this fit in my schedule perfectly! Make sure to bring appropriate attire to keep warm during cooler temperatures and Brian was so kind in offering a blanket to keep warm.
This was a fun and easy way of ensuring we saw all the key monuments in Washington DC. Our guide could not have been more helpful, considerate or informative. Thank you.
tour guide Mike was awesome, learned some very interesting things about DC.
very informative...loved it!
Our family really enjoyed our tour with Brian-he was an excellent guide. Brian worked to customize the tour to our liking providing us more time in some spots and less in others. He shared his extensive knowledge of the DC area and we would highly recommend taking this tour.
Our guide was terrific! We had three generations with us and all loved the trip. Could not have been better!
Great guide and transport- the cart was open at the side so we could get all the atmosphere and best photos. It was so easy to get in and out.
I love our tour. The guide was great and knowledgeable! A perfect way to see a lot in a shorter amount of time.
The tour was great!!! We saw all the most important places in DC around the capital. Our tour guide was very knowledgeable and really had a good personality that made out tour that much better. We have and will continue to tell other people about your tour and recommend them very highly. Thanks
Perfect overview for our short trip to DC. Great guide. Very knowledgeable. Accommodated my wheelchair bound 89 year old mom with dignity and grace.
George, our guide, really made the tour amazing. He took historical facts, and then put a story together about how each of the monuments or buildings came to be. I still remember most of what he said because it was soooo entertaining. BEST BUY FOR THE MONEY.
This tour was amazing!
Amy was fantastic - knowledgeable and personable. There were 5 of us so we had the cart to ourselves. It's a great way to see the sights in a 2 hour period. The tour lets you out for 15 minutes at the Martin Luther King memorial and again for another 15 minutes at the Lincoln Memorial. Both are worth the visit. I highly recommend this tour.
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Modern and attractive, this Threshold Linear Brushed Silver Lamp Base Large (Includes CFL Bulb) makes any room look stunning. This eye-catching lamp has an antique pewter finish paired with a contemporary design, making it the perfect accent for any décor. With four angled sides, this lamp base sits squarely on your end table, sideboard, nightstand and more. Top off this metal lamp base with a bold printed shade or a sleek solid one for a look that is perfect for your room. Turn it on and off with the handy rotary switch. CFL bulb included.
Includes: CFL Bulb
Body Material: Metal
Metal Finish: Pewter
Finish: Antique
Lamp Color: Silver
Switch Type: Rotary
Maximum Light Bulb Wattage: 42 Watts CFL, 150 Watts Incandescent
Dimensions: 19.000 H x 8.625 W x 8.625 D
Assembly Details: no assembly required
Cord Length: 5.000
ABN Size: Large
California Title 20: CA Title 20 compliant
other Info.
- Online Item #: 14578543
- Store Item Number (DPCI): 074-00-0626
- Item can be gift wrapped.
- Imported


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Ottawa, ONCanada
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I'm constantly inspired by Luke Wroblewski and his willingness to throw out his conceptions of what a web experience should look like and then actually invest in getting data about whether it works.
Listen carefully.
Kyle leads a team of designers at Shopify with one mantra — designers should be makers. Kyle writes, speaks, and argues about designing & developing for an increasingly multi-device medium.
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Title says it all. Who were the Magharians? It seems like they were some group of Pre-Christianity Jews or something like that that lived in caves?
Mi Yodeya is a question and answer site for those who base their lives on Jewish law and tradition and anyone interested in learning more. Join them; it only takes a minute:
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Any of many groups that lived in or used caves could be given the name Magharians (from Arabic).
The tenth century (CE) Karaite Jacob Qirqisani described them as a pre-Christian group with distinctive views about angels, creation and biblical anthropomorphisms.
According to Muslim scholar al-Biruni (973-1048) they used a lunar calendar and observed Rosh ha-Shanah and Passover only on a Wednesday.
In modern times, there have been some suggestions that those using the Dead Sea Scrolls and the caves at Qumran may have been Magharians, theough there are several other theories.


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Amy Karol is a trained interior designer, artist, seamstress, and self-professed fabric junkie. Find her popular craft blog, Angry Chicken, on her website at www.amykarol.com.
Bend-the-Rules Sewing: The Essential Guide to a Whole New Way to Sewby Amy Karol
Written with Amy's characteristic warmth and flair, you'll find information on basic
Author Amy Karol, whose Angry Chicken is one of the best-loved craft blogs on the Web, brings stitchers everywhere a down-to-earth introduction to sewing, including thirty projects so adorable and cool they'll inspire anyone to pick up a needle and thread.
Written with Amy's characteristic warmth and flair, you'll find information on basic equipment and supplies, advice on choosing and using fabrics, and a fantastic section on techniques. In addition, Amy walks readers through easy, inspiring patterns designed for the fashion-savvy crafter. Playful, modern projects, which include pillows, aprons, and purses, help novices master sewing skills while providing immediate sewing gratification—and confidence. Best of all, Amy explains what's easy, what's hard, and when not to sweat the small stuff.
With its best-friend tone, solid reference section, and supercute projects, this is the introduction to sewing that you won't want to be without.
Product Details
- 9780307347213
- Publisher:
- Potter/TenSpeed/Harmony
- Publication date:
- 06/19/2007
- Pages:
- 144
- Product dimensions:
- 8.58(w) x 10.80(h) x 0.37(d)
Meet the Author
Customer Reviews
Average Review:
and post it to your social network
Most Helpful Customer Reviews
See all customer reviews >
There's nothing new here. The bending of the rules isn't new techniques in sewing, it's simply adding embellishments to what you've sewn (i.e. painting, stamping, ect.) Cute projects but no special techniques. Half the book is a basics overview and nothing you can't get in a good reference book. Thankfully, I checked this out of the library before spending my money.
i love the baby bibs, quick and very easy. directions are great, pictures are easy to follow and i was able to do a lot of the projects in a short time.
I purchased this book soon after I purchased my sewing machine, because it seemed like there were some simple projects in this book. There are some very cute projects and I look forward to trying some of them once I get a little more experienced. I made the pouch shown on the cover and that went very well. The instructions were a little tricky, but that could be because I am not yet used to sewing terms and language.
They are major typos in this book. The basic tote bag calls for straps 8 inches long by 13 inches wide! There are other measurement typos throughout the book, and the directions aren't always clear about right and wrong sides of fabric. Plus there are not always clear pictures of the completely project. For one of the pillowcase projects, the directions make no sense because I cannot see the back of the completed pillow that is pictured. This book is not for a beginner sewer unless you have been exposed to sewing. The only reason I could make sense of the not great directions is because I am a member of craftster and frequent the sewing forum where there are many tutorials and discussions about sewing.
I really liked the style of this book, and the projects included! It's written with a friendly, down-to-earth, almost conversational voice. The projects are really cute, too! (My favorite is the clutch bag, as seen on the cover.) There are about 10 projects geared toward gifts for children - unfortunately, I don't have kids and none of my friends do either, so I was less interested in those (but they are very cute!). None of the projects seemed overwhelming!


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Shareholders of PNC Financial Services Group PNC -0.0845819236346061% PNC Financial Services Group Inc. U.S.: NYSE USD82.69 -0.07 -0.0845819236346061% /Date(1469566924575-0500)/ Volume (Delayed 15m) : 2145519 AFTER HOURS USD82.16 -0.530000000000001 -0.6409481194824042% Volume (Delayed 15m) : 786 P/E Ratio 11.37414030261348 Market Cap 40800681053.1616 Dividend Yield 2.660539363889225% Rev. per Employee 296327 More quote details and news » ought to celebrate the end of a desultory year, in which the bank's shares zigged and zagged but are poised to finish flat. Next year could look a lot better for the Pittsburgh institution, given a growing fee business that could bolster its bottom line.
PNC's new Pittsburgh headquarters, shown in an architectural rendering, will be completed in 2015. The bank survived the financial crisis as a buyer of others. Bloomberg News
New commercial and industrial loans could drive earnings growth, as well, as PNC stands to benefit from a strong farm economy, increased fracking activity, and a manufacturing revival in its Midwest turf. If the stock starts to gain some well-deserved respect, its price/earnings multiple—now 8.9 times 2013 estimated earnings—could rise, pushing the shares up some 20%.
PNC (ticker: PNC) also has a gem of an asset in 36 million shares of BlackRock BLK 0.14111006585136407% BlackRock Inc. U.S.: NYSE USD361.93 0.51 0.14111006585136407% /Date(1469566809498-0500)/ Volume (Delayed 15m) : 350984 AFTER HOURS USD361.93 % Volume (Delayed 15m) : 7331 P/E Ratio 19.292643923240938 Market Cap 59440218741.8738 Dividend Yield 2.5308761362694443% Rev. per Employee 863385 More quote details and news » (BLK), worth $7.4 billion as of last week, or $13.98 for each PNC share. Exclude those shares from PNC's $31 billion market value and its stock looks even cheaper, notes Wayne Nordberg, chairman and chief investment officer of Hollow Brook Wealth Management. He expects the shares to rally to between $65 and $70 in the next 12 to 18 months from a recent $59.
Banks in general have huge earnings potential if interest rates return to normal levels. Should long-term rates again rise sharply relative to short-term borrowing costs, as was once the case before quantitative easing ruled the land, banks would pocket a lot more change by borrowing at much lower rates than they lend. Under that scenario, PNC could earn a lot more than this year's expected $5.63 a share, or next year's forecast of $6.61.
PNC is perhaps best known for surviving the financial crisis of recent years as a buyer, instead of selling out. The bank purchased in 2007 Yardville National Bancorp, for $399 million and Mercantile Bankshares, for $5.9 billion. It purchased Sterling Financial in 2008 for $560 million. PNC snapped up National City in 2008 for $6.1 billion, and the U.S. retail-banking assets of Royal Bank of Canada Ry 0.8442310875682834% Royal Bank of Canada U.S.: NYSE USD60.92 0.51 0.8442310875682834% /Date(1469566923440-0500)/ Volume (Delayed 15m) : 839373 AFTER HOURS USD60.8967 -0.023299999999999 -0.03824688115561392% Volume (Delayed 15m) : 900 P/E Ratio 9.167519412508277 Market Cap 118873405165.718 Dividend Yield 4.046757030085013% Rev. per Employee 558256 More quote details and news » (RY) earlier this year, for $3.6 billion.
PNC nonetheless accepted $7.6 billion under the Troubled Asset Relief Program amid the crisis but paid the TARP money back to the government in February 2010 after selling $3.4 billion of stock and unloading PNC Global Investment Servicing for $2.3 billion.
PNC's expansion has been directed by CEO James Rohr, 64, who has been with the bank since 1972. William Demchak, a former JPMorgan banker who joined as chief financial officer in 2002, is now the company's president, and is widely expected to take the top spot when Rohr retires in the next few years. Rohr presides over a bank with $301 billion of assets that is expected to generate $3 billion of net income this year, on $15.5 billion of revenue. It has 2,887 branches in 17 states and Washington, with branches concentrated in Pennsylvania, Ohio, and the mid-Atlantic states.
BARRON'S HAS BEEN POSITIVE on PNC in the past ("Conservative Bank, Liberal Upside," March 7, 2011), when the shares were slightly higher, at $60.95. But the subsequent RBC deal failed to impress investors because it reduced PNC's regulatory capital. While the shares offer a 2.7% dividend yield and the bank buys back a small number each year to offset dilution from stock options, it is expected to retain any additional earnings to bolster regulatory capital.
At the end of the third quarter, PNC's Basel III Tier 1 capital stood at around 7%, estimates John McDonald, an analyst at Sanford C. Bernstein, who has a Market Perform rating on the shares and a $68 price target. The bank's stated goal is to have Tier 1 common capital of between 8% and 8.5% by the end of 2013. Some competitors, such as Wells Fargo WFC -0.3117206982543641% Wells Fargo & Co. U.S.: NYSE USD47.97 -0.15 -0.3117206982543641% /Date(1469566814666-0500)/ Volume (Delayed 15m) : 15336258 AFTER HOURS USD48 0.0300000000000011 0.06253908692933083% Volume (Delayed 15m) : 793804 P/E Ratio 11.757352941176471 Market Cap 242933814607.62 Dividend Yield 3.1686470710860957% Rev. per Employee 352981 More quote details and news » (WFC) and U.S. Bancorp (USB), already have capital closer to 8%, and are better-positioned to boost their return of capital to investors next year.
Another cloud over PNC relates to purchase-accounting accretion. After the bank completed its acquisitions, it marked the loans it purchased to fair value, which for many was below their face value. As their value has increased with a better economy, PNC has marked them up, and the gains are reflected in the bank's net interest margin and earnings. Those gains are declining, which make for tough comparisons this year and next.
Net interest margin in the third quarter was 3.82%, reflecting a drop of 0.07 of a percentage point from the prior year's like quarter, and a decline of 0.26 of a percentage point from the second quarter's 4.08%. Exclude purchase accounting and third-quarter "core" net interest margin was 3.43%, down from 3.53% in the second quarter and up from 3.37% in the third quarter of 2011.
PNC's Many Parts
Retail and institutional banking are the core of PNC's business. The company's BlackRock stake is worth more than $7 billion.
|Business Segment
| Revs
|Net Income (mil)*
|Retail Banking
|Corp. & Institutional Banking
|Asset Management
|Residential Mortgage
|Non-Strategic Assets & Other
|*Three months, through 9/30.
Source: Company reports
PNC says net interest margin will be boosted by $1.05 billion in 2012 because of purchase-accounting accretion, while next year's benefit will be a lesser $650 million. The impact is sizable relative to net interest income of $9.66 billion expected this year, and net interest income of $9.45 billion forecast for 2013 by Betsy Graseck, a Morgan Stanley analyst.
DESPITE A LOWER contribution to earnings from accretion accounting, earnings per share could rise 18% in 2013, largely because of the acquisition of RBC's U.S. retail banking operation. PNC bought it at a small discount to book value; it included 426 branches in Florida, North Carolina, Alabama, and other Southeastern states. The deal offered PNC the ability to expand quickly in the Southeast, and built upon the exposure to Florida it gained when it acquired National City Bank's roughly 1,300 branches in the Sunshine state and the Midwest.
The company has added staffers in those states so that all PNC products can be sold to branch clients. "If we get this right, it obviates the need to do acquisitions to grow the company," Demchak said at a recent investor presentation.
The Bottom Line
PNC shares have been treading water this year, but could rally as high as $70 in 2013 from a recent $59. The stock pays a 2.7% yield while you wait.
The bank gets about 20% of its profit from retail banking, 66% from commercial banking, 4% each from asset-management and residential-mortgage businesses, and 11% from BlackRock. PNC appears to be positioning itself for a rise in rates. In its quarterly conference call, Chief Financial Officer Richard Johnson said the bank is trying to keep its investment portfolio "very short-dated," as long-dated debt would sell off sharply if rates rose. Higher long-term interest rates would also allow the bank to charge more for its loans.
PNC and other banks will face tough times if the U.S. economy slides into recession. But if the fiscal cliff and a recessionary ditch can be avoided, PNC is nicely positioned to grow into its recent acquisitions and reward investors' patience.
E-mail: firstname.lastname@example.com


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FOR Zuzeka Thethani International Diabetic Day was a very special day as she graduated as an auxiliary nurse from the St. Joseph's Home Nurses Training School. Being a diabetic herself, she was admitted as a patient at St Joseph's when she was merely six years old and remained until 13.
Zuzeka is one of 17 auxiliary nurses who graduated today, completing a full circle of being a patient at the Home, then a student and finally qualifying as an auxiliary nurse. She also received a special award for determination.
"I am so excited and this is a dream come true," she said.
The guest speaker of the day, Ms Buyelwa Dlangamandla, added to the coincidence as she revealed that as a nurse, she educated Zuzeka's mother on how to treat her daughter's condition. Today she is witnessing "this girl" graduating as a nurse.
Zuzeka earlier had to interrupt her studies as she fell pregnant unexpectedly. Today her daughter of four witnessed her mother becoming a qualified auxiliary nurse. At the end of last year, Zuzeka experienced more trying circumstances as she lost her house in a fire and could not save many of her possessions. However, she says, nothing will stand in her way to become an excellent nurse.
As a six year old at the Home, she remembers spending time with the nurses in the wards and later on decided, this is her calling.
More than 100 students have so far graduated from the Nursing School and in many cases became life-changing experiences of upliftment for a better future, says Hayley Carpenter. She has just celebrated her 6th graduation as principal of the Nursing School. She added that of the students 10 have become staff nurses and 1 has gone on to become a registered nurse.


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They say that some people go their whole lives without discovering their true calling. Dean Zalinsky was definitely not one of those people. In 1976, when he was only 19, he knew that building instruments was his destined career. That was when he founded his company, Dean Guitars, and began impressing musicians the world over with the craftsmanship of his instruments. 21 years later, the reins of the company passed to a bassist named Elliot Dean Robinson, who took a personal interest in expanding the bass guitar side of the business. Today, a Dean 5-string electric bass is the perfect introduction to the extended range added by a fifth string. One of the common threads that connect every Dean 5-string electric bass is affordability. With price tags that fit into even the tightest budgets, they've made it possible for any bassist to own an instrument that's well-crafted, with a great look and sound. Just take a gander at the Edge 1 5-string Electric Bass Guitar, for instance. Designed with beginners in mind, it has a light basswood body with comfortable lines and a 35" scale maple neck that's fast and easy to play. It's the perfect axe for a first-timer, whether that's your first time with a 5th string or even your first time with a bass guitar, period. If you want maximum bang for your buck, check out the Dean Edge 09 5-string Bass. Like the Edge 1, it's got a body and neck derived from over 20 years of Dean design team experience, making it so easy to hold and play. Or, if you're looking for a more professional-oriented option, consider the flagship Dean Edge 5-string EMG Electric Bass Guitar. Its custom neck joint and heel, along with the special 4-bolt joint pattern, make it as sturdy and reliable as it is light and accessible. Simply put, it's an all-around joy to play and a great performer as well. Thanks to Dean 5-string electric basses, playing the bass guitar doesn't have to mean sacrificing your musical range. With necks as long as two octaves, these instruments give you a ton of room for crafting your own signature sound. It's the least you would expect from an instrument designed by musicians, for musicians, and Dean definitely lives up to their reputation of delivering just what they promise.
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Top Definition
The male version of PMS. Symptoms include a dramatic increase bitch-ass-ness, whining and mood swings for no apparent reason.
Everyone watch out, John's having his mansies! Someone get him a tampon!
samanscomingthrough tərəfindən 13 İyun 2009
Trending Now
A mans best pair of undies
Its friday, time to slap on my mansy
Tman21 tərəfindən 22 Mart 2016
(1) A boy who THINKS he's a man, but has very girly tendencies such as: watching Gilmore Girls, having little armpit hair, not being able to play sports or video games, can't face his problems and doesn't act like a gentleman.
(2) Cross between a man and a pansy.
(2) Cross between a man and a pansy.
I can't believe he thinks he's mature, he's the biggest mansy ever!
antimansies tərəfindən 24 İyun 2009


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Patch Notes for Rumble Fighter : Unleashed