text:
Vocabulary Word
Word: luscious
Definition: pleasing to taste or smell; delicious
Definition: pleasing to taste or smell; delicious
Sentences Containing 'luscious'
I remember a certain luscious roll he gave to such phrases as 'The people's representatives in Parliament assembled,' 'Your petitioners therefore humbly approach your honourable house,' 'His gracious Majesty's unfortunate subjects,' as if the words were something real in his mouth, and delicious to taste; Mr. Micawber, meanwhile, listening with a little of an author's vanity, and contemplating (not severely) the spikes on the opposite wall.
It is known for its luscious and emotional sound, as talked about by the New York Times, as well as for its numerous performances throughout North America and Europe.
One historian said that Gabrielle, in her portraits by Louise Élisabeth Vigée Le Brun, generally looks "like some harvested and luscious fruit."
British publication "The Telegraph" ranked "Damita Jo" in a list of "120 Essential Pop Albums", commenting the "luscious lost 2004 classic is like dining on a seven-course meal comprised entirely of melted marshmallows"; other publications remarked it to be "criminally underrated."
Laura Barnett of "The Guardian" wrote that the painting depicts "two all-American archetypes – a handsome man, a luscious blonde – in a steamy embrace".
Each meets a lady of interest. One is the luscious heiress Liz LaBreche, whose wealth attracts Charlie every bit as much as the rest of her does.
More Vocab Words::: entrepreneur - businessperson (who assumes the risk of a business venture); contractor; ADJ. entrepreneurial
::: concentric - having a common center
::: sentinel - sentry; lookout
::: tangible - able to be touched; real; concrete; palpable; possible to realize or understand; Ex. tangible proof
::: resilient - elastic; having the power of springing back; able to recover quickly (as from misfortune)
::: pretend - feign; pretend to: claim to possess; make pretensions to; Ex. I don't pretend to much expertise; N. pretense
::: terrestrial - on or relating to the earth
::: partiality - state of being partial; inclination; favorable bias; special fondness; preference
::: affirmation - positive assertion; confirmation; solemn pledge by one who refuses to take an oath; V. affirm; ADJ. affirmative; CF. affirmative action: positive discrimination
::: anarchy - absence of governing body; state of disorder


text:
We're going to save you the "Remember when Hyundais were little, cut-price boxes of junk?
Read This Article
The Hyundai Elantra sedan made its debut in the U.S.
In the drag race for muscle car sales supremacy, the Ford Mustang is trailing the Chevrolet Camaro more than it has in a long time.
Hyundai and Kia have steadily positioned themselves onto America's automotive map, and with a slew of new and refreshed offerings to come, the Korean twosome look to only further expand market share.

subset: commoncrawl


text:
1 active jobs |
Company Website
Refine Search
For your privacy and protection, when applying to a job online:Never give your social security number to a prospective employer, provide credit card or bank account information, or perform any sort of monetary transaction. Learn More >>
By applying to a job using CareerBuilder.com you are agreeing to comply with and be subject to the CareerBuilder.com Terms and Conditions for use of our website. To use our website, you must agree with the Terms and Conditions and both meet and comply with their provisions.
Electric Pallet Jack Operator
ELECTRIC PALLET JACK OPERATORS NEEDED 1ST SHIFT: 7AM-3:30PM, MON-FRI 2ND SHIFT: 12-8:30, MON-FRI INTERVIEWING ASAP, PLEASE CALL 215-315-4253 Candid...
Posted on
PA - Bensalem


text:
Comments about 'President Monson offers tips to help young women navigate life's storms'
- Oldest first
- Newest first
- Most recommended
In stead of teaching young women to "obey" wouldn't it be better to teach them to "lead?"
- 7:49 a.m. March 25, 2012
- Like
- Report abuse
Rather than teaching young women to "Obey" wouldn't it be better to teach them to lead? Inculcating the idea that young women should obey limits their growth in our society.
- 8:56 a.m. March 25, 2012
- Like (1)
- Report abuse
Re: Beverly 7:49 a.m. March 25, 2012
"In stead of teaching young women to "obey" wouldn't it be better to teach them to "lead?"
It is quite appropriate for a prophet to warn our youth of the dangers and snares in their path that can lead to unhappiness. Tell young women to avoid drugs and premarital sex certainly doesn't limit their growth in our society.
Teach the youth correct principles and then let them govern themselves.
- 1:41 p.m. March 25, 2012
- Like (4)
- Report abuse
Don't all of you obey laws that help society run more smoothly? Do you
bother to understand what was meant by "Obey"?
"Obey. "Obey your parents," President Monson admonished. "Obey the laws of God. They are given to us by a loving Heavenly Father. If they are obeyed, our lives will be more fulfilling, less complicated. Our challenges and problems will be easier to bear. We will receive the Lord's promised blessings. ... You have but one life to live. Keep it as free from trouble as you can."
A simple admonition to help you be happier in your life. But fine, choose not to obey and suffer the consequences of poorer health, problems with the law, poverty because you didn't finish school. All problems I have seen because "obey" was replaced by "rebel" and "indulge".
- 3:28 p.m. March 25, 2012
- Like (3)
- Report abuse
Why is the word "Obey" directed at young women? The responses to my concern have been generalized to incorporate the "youth." If it is good to obey, why is it consistently directed at young women and not young men?
- 6:56 p.m. March 25, 2012
- Like
- Report abuse
To Beverly,
The "obey" is directed at the young men too. Just ask a full time Missionary.
There's many many rules "to obey". All Latter-day Saints (Male and Female)
are admonished to obey. This is not aimed at any one gender over the other.
To "obey" the leadership, that the Lord has Chosen, is just a Good Idea.
President Monson also "obeys" the counsel from the LORD.
- 7:33 p.m. March 25, 2012
- Like (2)
- Report abuse
Lets hope that the same admonishment will be given to young men. Instead of just young women. The subservient role directed at women in the church instead of all members is my point. The future needs women to be culturally supported to be leaders not followers. To obey is a Utah cultural value that still hurts women.
- 7:28 a.m. March 26, 2012
- Like
- Report abuse
Beverly, I am a leader in various aspects of my life including in the community
and at work, so let me share one simple truth that appears to elude you: Before
you learn to lead, you must first learn to obey.
No general started out as a general. First he went through years of training at the feet of a commanding officer. He has obeyed 10 times longer than he will ever lead.
Rare is the CEO who started out as a CEO. He likely spent years working for "the man", being asked to do things he didn't necessarily agree with, but he did his best at them anyway.
And so it is with our young people: Before they can lead in their workplaces, communities, and homes, first they need to learn how to follow.
- 9:06 a.m. March 26, 2012
- Like (1)
- Report abuse
RE: Elder Dave, The "obey" is directed at the young men too. Just ask a
full time Missionary. There's many many rules "to obey". All
Latter-day Saints (Male and Female) are admonished to obey.
The Fifth Commandment ,Exodus 20:12 "Honor your father and your mother.
Ephesians 6:2,3. Honor your Father and Mother"[not Mothers],which is the first commandment with a promise. God distinguishes father and mother from all other persons on earth, chooses them and sets them next to Himself, occupying the highest place in our lives next to God.
- 9:38 a.m. March 26, 2012
- Like (1)
- Report abuse
DeseretNews.com encourages a civil dialogue among its readers. We welcome your thoughtful comments.
— About comments
- 2 homes, 3 other buildings damaged in...
- Author, activist speaks at Theodore Roosevelt...
- Man accused of killing UTA worker dies in prison
- Women underrepresented across Utah's...
- Mike Lee, US Senate to hold monument meeting...
- 7 tips for summer travel while pregnant
- Man wanted for questioning in Tooele fire...
- Utah officials find no pesticide violation...
- Utah delegates finally stand and cheer... 94
- The day after: Lee defends Cruz at GOP... 32
- Should mountain biking be allowed in... 28
- Utah Democrats headed to 'historic'... 28
- Can police-community relations be... 14
- Rep. Mia Love buying $1M in TV ads for... 14
- Giant algal bloom likely to fuel Utah... 10
- Mike Lee, US Senate to hold monument... 9


text:
A motorcyclist is dead after a crash with a car in Melbourne's south-east early on Tuesday.
Police believe the silver sedan collided with the back of the motorbike while both were driving on Wellington Road, near Jacksons Road, in Mulgrave at 12.20am.
More News Videos
Motorcyclist killed in collision with sedan
George Pell faces sexual abuse allegations
New front in war against wind
Paralympics: Where is Australia's clever campaign?
Brisbane teen cops racist spray
Watch this teenager deal with xenophobe
Australia's first whole genome testing
'Safe' Samsung washing machine catches alight
Motorcyclist killed in collision with sedan
Police believe a silver sedan collided into the back of a motorcycle travelling along Wellington Rd, Mulgrave, early Tuesday morning.
The motorcyclist, a man, died at the scene. The driver of the car, a man, was taken to The Alfred hospital with serious injuries and a female passenger was taken to the Royal Melbourne Hospital for treatment.
Detectives from the Major Collision Investigation Unit are at the scene.
Wellington Road is expected to remain closed at Jells Road for some time while detectives investigate.
Police are also investigating a fatal crash in Oaklands Junction, near Craigieburn in Melbourne's north several hours later.
A police spokeswoman said a man died when the ute he was driving veered off Oaklands Road and slammed into a tree, about 7.30am.
The man is yet to be identified and police will prepare a report for the coroner.
The deaths take Victoria's road toll to 269, two fewer than at the same time last year.
Anyone with information about either crash is asked to phone Crime Stoppers on 1800 333 000.


text:
Afternoon links: Ending the year, beginning construction
On the other hand Metro needs all the money it can get, so maybe any advertisements that aren't explicitly hateful or otherwise illegal should be allowed.
On a side note apparently reCAPTCHA doesn't like this website, it wants "Development stop" to be entered.
by Joshua Davis on Dec 28, 2009 3:11 pm • link • report
drivers who hit people need to plan on going to jail. these incidents should be treated like domestic violence calls -- as soon as the call is made, someone is going to jail. similarly, as soon as a pedestrian/biker is down, the driver is going to jail. they'll have the opportunity to explain what happened to a judge. we need some tougher laws. of course, that will make more drivers run, but they're running right now anyways, since many of them are drunk when they're mauling innocent people.
"I understand it was an accident, I understand you didn't see them until it was too late, or they just walked out into the middle of the road, or whatever, but you, as a driver, have the responsibility not to injure anyone, and I don't have a choice in a matter -- so please get in -- watch your head."
by Rob Halligan on Dec 29, 2009 6:32 pm • link • report
Please note that the campaign for this advertiser has ended, and the ads are no longer in the Metro system.
Add a Comment
- Metro proposes ending late-night service PERMANENTLY. That's a terrible idea.
- This may be DC's most ridiculous missing crosswalk
- DC's 43,766 acres: 25% "roads," 2% high-rises
- Think you know Metro? It's whichWMATA week 88
- Trump claims to want to save our cities, but his and his party's policies would do the opposite
- Is Tim Kaine a good pick for urbanism? Here's what our writers think.
- You can help shape Silver Spring's urban future


text:
I am allergic to Sulpha can I take ProAir HFA?
- Posted:
- 17 Oct 2009 by susanemma
- Topics:
- proair hfa
Answers (1)
2 Nov 2009
Yes you can safely take ProAir HFA. It does not contain sulpha.
See: https://www.drugs.com/cdi/proair-hfa-aerosol.html
Further Information
- ProAir HFA Information for Consumers
- ProAir HFA Information for Healthcare Professionals (includes dosage details)
- Side Effects of ProAir HFA (detailed)
Search for questions
Still looking for answers? Try searching for what you seek or ask your own question.
Similar Questions
Do you supply free Proair HFA Inhalation Aerosol Solution 108?
1 answer • 24 Nov 2009
Hi I was just prescribed ProAir HFA. I felt like I was getting an empty puff of air when using?
should I be tasting anything? Thanks, Janet
1 answer • 28 Feb 2010
My daughter is taking Advair HFA 115/21 twice a day (2 puffs)?
She was diagnosed with exercise induced asthma a little over a month ago. She has been prescribed Advair HFA along with a rescue enhailer (ProAir ...
1 answer • 28 Jun 2010
What is difference between ProAir HFA and Symbicort?
Will proair substitute for use of symbicort?
2 answers • 16 Sep 2010
What alternatives do I have to ProAir?
albuterol (ProAir HFA) causes moderate interactions with my other medications: venlafaxine and Symbicort.
0 answers • 16 Jan 2016


text:
1936 ford 2 door sedan second hand
1-15 of 21
1936 Ford Two Door #108HOU
Houston, TX 77060
832-243-6--- Up for sale in the Houston showroom is one awesome street rod, the 1936 Ford 2 door sedan, also known as the "Model 48". Introduced...
Similar cars : 1935 ford sedan, 1936 ford cabriolet$29,995
- 5TTradeNetClassics.com 05/25/2016
1936 Chevrolet FC Standard
West Union, SC
1936 Chevrolet FC Standard... Classified as a 2 Door sedan with several options. Also comes equipped with a Ford Mustang frontend and a...$11,500Year 1936
1937 Ford Deluxe 2Dr - Utah Showroom
Newberg, OR 97132new
A 4-door convertible sedan with roll up windows was offered in small numbers in the DeLuxe series. Excellent restoration and very nicely...Check price91,445 MilesYear 1937
For Sale: 1936 Ford Deluxe
...IS IN ARAB ALA For Sale All Steel 1936 Ford 2 door sedan deluxe One of the finest 1936 Fords available anywhere with many updated improvements.$35,990Year 1936
- 11CClassic Junkies 3 weeks, 5 days ago
1936 Ford Tudor
Conyers, GA
1936 Ford Model 68 2 Door Deluxe Tudor Sedan. 1996 LT1 V8 cylinder engine. 4 speed automatic transmission with overdrive. Rear wheel drive...$29,500Year 1936
For Sale: 1936 Ford Other
Everyone has their favorite year of Ford V8, and mine is the 1936. The one-year-only styling combines the traditional upright grille with a...$29,99531,778 MilesYear 19362 Doors
1936 Ford 2 Door Sedan
Brea, CA 92821
This car is all new. It has a 350 chevy V8 with automatic, tilt column, vintage air condition, custom gauges, custom rims, power seats and...
Similar cars : ford 1936 sedanCheck priceYear 1936
1936 ford 2 dr. Sedan
London, KY 40744
1936 Ford 2 Dr. Sedan. Paint: Blue, Interior: Beige, Engine: Flat Head V8, Transmission: Manual Transmission, 16 inch Bias Ply White Wall tires...$55,000Year 1936
1936 Ford 2 Door Sedan
Cadillac, MI
1936 Ford 2 door sedan street rod, 350 V8, 350 turbo automatic transmission, Dual exhaust system, Air conditioning, Power steering, Power...$27,995Year 19362 Doors
- 10AAutabuy 04/16/2016
1936 ford deluxe original 2 door sedan
Rapid City, SD 57702
A True Original Unrestored 1936 Ford Deluxe 2 Door Sedan. We took this little 1936 Ford 2 door sedan right out of the barn it had been stored in...$6,500Year 1936
1936 Ford Sedan
Cadillac, MI
1936 Ford Sedan 2-Door. Original. 3-Speed. 14,368 miles.$44,995Year 1936
1936 Plymouth Sedan - Street Rod -
Bonita, CA
1936 plymouth sedan street rod... Year: 1936... Trim: 2 door sedan. Engine: CHEVY 350 Drive. Type: RWD. Mileage: 6500. Exterior Color: BABY BLUE.
Similar cars : 1936 dodge sedan, 1936 chevy sedan$7,250
Ford Deluxe
Gray Court, SC 29645
You are looking at a Super solid 1936 Ford humpback 2 door sedan that has a good running Flat head V8 engine with the original 3 speed floor...
Similar cars : 1936 ford 4 door sedan$10,000$12,500Year 19362 Doors
- 2TTrovit 07/12/2015
Ford Other Standard
Auction is for a 1936 Ford Slantback 2 door Sedan. Car is a Frame off restoration. Was rebuilt over the course of 6 years, using all new parts...
Similar cars : ford slantback sedan$19,0001,802 MilesYear 1936


text:
They feel bad, so they found you these other deals to make up for it.
Select Local Merchants
Changes in MotionRead MoreFrom Pilates, yoga, and cycling classes to facials, body wraps, and massages, Changes in Motion's repertoire of life-affirming services helps clients achieve health and beauty from the inside out. Students can enroll in small-group classes or one-on-one sessions with one of three licensed Pilates instructors—former dancer Effie, Power Pilates expert Emmy, or Pilates veteran Wendy. The trio rounds up Reformer machines, springboards, and a TRX suspension system to help novices and seasoned students alike strengthen and tone their cores. The studio also boasts a full class schedule packed with non-Pilates sessions, such as spinning, cross training, and yoga. After clients work up a sweat, they can head to the spa for a 60-minute cooldown session with a licensed massage therapist, who customizes deep-tissue, Swedish, and Thai stretch techniques to individual concerns. Across the hall, licensed aestheticians use Éminence, B&G, and WoodSprite organic skincare products during facials and body wraps, hydrating skin and restoring a look of youth. Meanwhile, two noninvasive systems—the TriActive laser and electrical-stimulation machine—blend technologies to boost circulation, smooth cellulite, and tighten skin without the hassle of squeezing into a straitjacket made entirely of band-aids.9823 Tapestry Park Cir.Jacksonville, FL US
MetaBody Yoga & Fitness PassRead MoreMiami's MetaBody Yoga & Fitness Pass is a great place to stop in for some fun. A better body entails a challenging workout. To succeed, you'll want to take advantage of cross fit. Put your endurance, flexibility, and strength to the test with MetaBody Yoga & Fitness Pass' hot yoga classes. It's easy for your workout to become complacent, that's why you should consider circuit training! This establishment offers spinning classes that are designed to accommodate all fitness and cycling experience levels. When you try a session with one of these dynamic personal trainers, you'll start your body's metamorphosis into a whole new you. Burn a large number of calories and tone your abs, glutes, and legs with a kickboxing class from MetaBody Yoga & Fitness Pass. Dance out your stress and worries during a fun and entertaining Zumba class. Consider checking out the fantastic aerobics classes offered here. Combining fun movement and high-intensity, they're perfect for your goals. Parking is plentiful, so guests can feel free to bring their vehicles. MetaBody Yoga & Fitness Pass is calling your name! Give them a call today.8354 SW 40 St.Miami, FL US
MetaBody Yoga & Fitness PassRead MoreTired of the same old thing? This weekend stop in at MetaBody Yoga & Fitness Pass in Tampa. Choose your bike tension level and cycle your way to your fitness goals during one of these spinning classes. Learn some new dance styles, such as Latin fusion, with a Zumba class from MetaBody Yoga & Fitness Pass. These kickboxing classes incorporate a combination of self-defense fundamentals and cardio, providing you with a challenging full-body workout. Freshen up your workout and treat yourself to a fun and challenging barre class. Move your whole body with their intense aerobics, forcing you to take your body to a whole new level. Consider ramping up your fitness goals by collaborating with a personal trainer at this gym today. Dive into a deeper stretch when you ramp up the heat at MetaBody Yoga & Fitness Pass — hot yoga provides the perfect temperature to get your muscles going. Parking is plentiful, so visitors can feel free to bring their vehicles. MetaBody Yoga & Fitness Pass is obviously the place to be, so get your calendar out and make plans to visit it soon.3310 W. Cypress StTampa, FL US
MetaBody Yoga & Fitness PassRead MoreSt. Petersburg's MetaBody Yoga & Fitness Pass is a great place to stop in for some fun. When you try a session with one of these dynamic personal trainers, you'll start your body's metamorphosis into a whole new you. Are you ready for an intense round of workouts? Look no further than their intense aerobic classes. Learn about the many benefits of spinning when you take one of these group spinning classes. Forget the aimless hours on the elliptical. Show your body you mean business with their intense circuit training. Re-invigorate your physique with a true challenge of fitness. Cross fit poses the perfect workout to meet your fitness goals. Indulge in a total body workout with one of these kickboxing classes and leave feeling and looking your best. Get your dance on! MetaBody Yoga & Fitness Pass' Zumba classes will allow you to show your personality through a wide variety of dance and fitness movements. Healthy living is the name of the game at MetaBody Yoga & Fitness Pass, where hot yoga classes are all the rage. Parking is plentiful, so visitors can feel free to bring their vehicles. If you're ready to try something new, come to MetaBody Yoga & Fitness Pass!4400 34th St N.St. Petersburg, FL US
MetaBody Yoga & Fitness PassRead MoreIf you're ready for a great adventure, visit MetaBody Yoga & Fitness Pass in Orlando and create some lifetime memories. Curious about kickboxing? Check out one of these kickboxing classes and learn the basics. When you try cross fit, you'll become stronger and leaner than you ever imagined. Learn more about your mind and body when you heat things up with some hot yoga at MetaBody Yoga & Fitness Pass. If you're looking to stay strong and fit all year long, challenge yourself to a spinning class. Keeping your form is incredibly difficult, but when you sign up for a personal trainer, they'll ensure your form is looking great for maximum impact. Work out longer and better in an aerobics classes than any day by yourself on a treadmill or elliptical. Forget the aimless hours on the elliptical. Show your body you mean business with their intense circuit training. If you're worried that you won't be able to follow along, don't be. These Zumba classes feature easy-follow-routines for all experience levels. Parking is plentiful, so patrons can feel free to bring their vehicles. MetaBody Yoga & Fitness Pass is obviously the place to be, so get your calendar out and make plans to visit it soon.500 E Harding St.Orlando, FL US
Solid Bodies GymRead MoreReach all your fitness goals at Solid Bodies Gym in Hialeah. It's certainly time you stopped reading about this gym with its amazing restaurant and finally came in for a bite. No need to splurge on a baby sitter — tots will be right at home at this gym. Designed for all fitness levels, these kickboxing classes will give you a great cardio workout. Personal trainers are perfect for helping personalize your workout and creating a timetable for your body's workout results. Ride your way to your fitness and wellness goals with a spinning class from Solid Bodies Gym. From one workout to the next, sweat will be pouring down as you complete circuit training. Solid Bodies Gym offers a wide variety of Zumba classes for all fitness and experience levels. It's time to break a good sweat at have fun doing it! Try aerobics for a new edit to your workout routine. Start a cross fit program today to get you closer to your dream body. Parking is plentiful, so patrons can feel free to bring their vehicles.2079 West 76th StreetHialeah, FL US


text:
jobs near Fort Lauderdale, FL
Refine your searchClear Filters
Date Added
More Filters
Territory Sales Manager - Ft. Lauderdale, FL
JTI - Fort Lauderdale, FL
Stimulate market growth throughout prospecting, cold calling, and networking within the retail market to include – Convenience stores, "Mom & Pop" retailers,...
Lube Technician
Your Location Lubrication - Fort Lauderdale, FL
Required license or certification:. Good driving record. Must have a cell phone. Automotive Lube Technician*....
Field Service Technician
Wartsila North America, Inc - Fort Lauderdale, FL
Support the lead engineer while on the field assignments. Perform Mechanical maintenance and/or trouble shooting on Wartsila products as instructed by lead...
Account Executive - Entry Level
Hayes Locums, LLC - Fort Lauderdale, FL
Place Physicians into client sites by matching candidates' skill level, licenses, preferences, board status, credentials, professional certifications and...
Travel Counselor - Travel and Lifestyle Servicing - Miramar, FL
American Express - Fort Lauderdale, FL
You will work in a service center environment taking incoming calls from Card Members, providing knowledgeable and consultative service based on your own...
Motorcycle Sales Associate
Palm Beach Harley-Davidson - Fort Lauderdale, FL
Extensive training and state of the art selling tools will be provided to enhance your selling skills. Welcoming guests into the dealership....
Occupational Therapist (OT) - Hospital
Centra Healthcare Solutions - Milford, DE
Current state license as an Occupational Therapist / OT or proactively in the process of the application process for current state licensure as an Occupational...
Insurance Sales Representative
AFLAC - G. Scott Cooke Regional Sales Coordinator - Wilton Manors, FL
Required license or certification:. 0215 Life, Health and Annuity license a PLUS but not required. Freedom to set your own hours and to be in charge of your...
Maintenance Assistant
HCR ManorCare - Plantation, FL
Training and/or expertise qualifying the individual to operate and maintain the electrical and mechanical systems within the nursing center....
Medical Technician Per Diem - Microbiology
Integrated Regional Laboratories - Fort Lauderdale, FL
In Microbiology in the state of FL, Serology/Immunology license preferred. Certification as a medical technician or equivalent....


text:
This action might not be possible to undo. Are you sure you want to continue?
McKinsey on Payments
November 2008
ATMs: Complex weapons in the war on cash
At the very moment when cash payment volumes have started a gradual decline, many countries face an unexpected rise in the absolute cost of cash processing. In 2006, European banks spent a total of €28.2 billion on cash operations, eight percent more than in 2002. In the same period, cash payment volumes declined by six percent. This article examines the dynamics driving these divergent trends in four distinct European "theaters" and recommends strategies for reducing banks' costs in the "war on cash."
Olivier Denecker Florent Istace Mieke Van Oostende
Our analysis in this article includes the EU 27 excluding Luxembourg, the Baltics, Malta and Cyprus and including Norway and Switzerland. Based on total costs of cash to all stakeholders, i.e., merchants, consumers, banks, government. These costs include fully loaded direct costs, such as processing, theft/fraud, security, transport, time, cost of producing notes and coins, etc. They do not include secondary effects, such as lost income for the government due to the grey economy.
As we have argued previously, continued reduction in cash payment volumes will require better alignment among various stakeholders in the payments business. Earlier articles have examined the high cost of cash to merchants ("Mission impossible? The cashless payments proposition for 'small-ticket' merchants," McKinsey on Payments, February 2008) and suggested that banks, merchants, consumer groups and governments should work together to improve electronic networks ("Fighting Cash not SEPA," Payments: Charting a Course to Profits, December 2005). ATMs contribute significantly to the cost of cash, and we urge banks to target these costs side-by-side with cash volumes. Outlined below are the ATM strategies currently available to banks for this dual attack. The precise strategy any bank fol-
lows will vary according to the maturity of electronic payments networks and consumer payments behaviors in the markets the bank serves. To identify a winning strategy, banks must understand both their branch and ATM costs, as well as the factors influencing their customers' payment preferences. If they act aggressively, banks in Europe stand to reap €11.5 billion in reduced costs. Cash is expensive Reducing cash volumes is essential to lowering the economic burden of cash to society. Europe1 spends an estimated €60 billion to €100 billion each year processing 237 billion cash payments out of a total volume of 313 billion payments transactions. This amounts to 0.5 percent to 0.8 percent of Europe's gross national product (GDP).2
ATMs: Complex weapons in the war on cash
Exhibit 1
7 Back office costs 6 Other branch related costs Float in branches
Network costs, namely ATM and branch costs, represent over 90% of the total cost of cash
Cash processing costs
24 Network costs (ATM and branches) 10
Source: McKinsey Payments Practice
Administrative costs
Transport to/from branches
For merchants in Europe, the cost of cash equals, on average, 1.3 percent of the value of each cash transaction. Levels of cash usage vary from country to country, as does the absolute cost of cash to merchants. In France, for example, where consumers use cash less frequently, the average "smallticket" merchant with annual sales of €400,000 pays cash processing costs of €2,900 each year. A similar merchant in Germany pays €4,100. Banks in Europe pay €28.2 billion annually for cash-related operations, which amounts to 30 percent to 50 percent of society's total cash costs and represents 0.23 percent of GDP. This expense comprises the fully loaded direct costs of cash operations, including the processing of cash at the front office and back office, teller time, installing and maintaining the ATM network, security, fraud and theft, transport, etc. The impact to banks is a 3 percent to 5 percent charge against their cost-to-income ratio (Exhibit 1).
Cost of cash is increasing The reduction in cash volumes raises logical expectations of lower absolute cash costs, but, perversely, the total cost of cash has actually risen. As shown in Exhibit 1, branch and ATM costs represent the lion's share of banks' cash costs. Allowing a customer to access cash through branches is expensive, and banks can substantially reduce their branch costs by making ATMs the primary channel for cash distribution. But ATMs are complex weapons in the war on cash. Consumers in many countries prefer to access cash at the branch, despite the widespread availability of ATMs. Consequently, the expense of building and maintaining ATM networks, added to already high branch costs, drives the total cost of cash upward. Even in some of the countries that have sharply reduced cash transactions in the branch, the cost of cash has still risen, primarily due to the expansion of ATM networks at a faster pace than growth in ATM usage.
McKinsey on Payments
November 2008
Exhibit 2
Despite decreasing cash usage, the cost of cash keeps rising
Total Cash Transactions Europe* € billions
-1% 251
Total cost of cash for banks in Europe* € billions
+2% 28.2 26.1 26.8 237 55%
* EU27 excluding Luxembourg, the Baltics, Malta and Cyprus and including Norway and Switzerland Source: McKinsey European Payments Profit Pools
Another trend pushing cash costs higher is the gradual increase in the number of withdrawals. We have found that in many European countries the number of cash deposits
costs have risen by over 3 percent annually, for the period 2002-2006. Best practices point the way to cost reduction To be sure, some countries (The Netherlands, Switzerland, Scandinavia, Belgium and France) have managed to reduce their overall cost of cash at an annual rate of 1.5 percent for the same period.4 These countries, which together account for around 20 percent of European banks' cash costs, paid €5.6 billion for cash processing in 2006. By following the best practices of these "cost busters," banks in other countries can reduce their total cost of cash by at least €11.5 billion, cutting the total cash cost for European banks from €28.2 billion to €16.7 billion (0.14 percent of GDP).5 If they have not already done so, banks need first to attack cash costs by implementing lean structures in branches, streamlining the flow of cash through the branch network and shifting the balance of cash transactions from branches to ATMs. These measures
It is a perverse phenomenon: Gradual decreases in cash payments in Europe are generally accompanied by rising costs to banks.
and withdrawals is increasing and the average transaction value (relative to the cost of living) is decreasing. Consumers are withdrawing cash more frequently to spend rapidly.3 Absent incentives (and penalties), simply increasing the availability of ATMs can actually enable the "cash habit." It is a perverse phenomenon: Gradual decreases in cash payments in Europe are generally accompanied by rising costs to banks (Exhibit 2). These increases are eroding bank profit margins across Europe, and in some countries, including Spain, Ireland and most of Eastern Europe, banks' cash
The Average Transaction Value (ATV) has risen nominally, but when corrected for inflation and GDP growth, ATV has decreased in real terms relative to the cost of living. Weighted average of 2002-2006 CAGR for all countries except France for which we take the 2004-2006 CAGR. In most of Europe, the cost of cash to banks ranges from 0.16% to 0.43% of GDP. By reducing cash costs to 0.14% of GDP (the amount paid by banks in the "cost buster" countries), European banks can eliminate €11.5 billion in costs.
ATMs: Complex weapons in the war on cash
Exhibit 3
Four theaters in Europe: countries grouped according to ATM growth and reliance on branches for cash transactions
Share of branch transactions Percentage, 2006
70 45
Cost of cash to banks % of GDP RO "Infrastructure builders" "Cash addicts" "Cost busters" SK SK "Convenience seekers" CAGR 2002-2006 6.2% 1.8% –1.5%* 1.5%
"Cash addicts"
40 35 30 25 20
"Infrastructure builders" PL
0.43% 0.28% 0.14% 0.16%
IT HU ES DE AT T CZ PT DK SE CH NO NL FR "Cost busters" FI BE
15 10 5 * Weighted average of 2002-2006 CAGR for all countries except France for which we take the 2004-2006 CAGR Source: Retail Banking Research (RBR); McKinsey European Payments Profit Pools 0 -6
IE Countries
AT BE BG CH CZ DE DK Austria Belgium Bulgaria Switzerland Czech Republic Germany Denmark ES FI FR HU IE IT NL Spain Finland France Hungary Ireland Italy Netherlands NO PL PT RO SE UK Norway Poland Portugal Romania Sweden United Kingdom
"Convenience seekers"
Growth in number of ATM CAGR 2002-2006, Percent
typically result in a 15 percent to 25 percent reduction in banks' cost of cash. To reap the biggest cost reductions, however, each bank needs to rethink its ATM strategy and align it with an overall offering of value-added payment services. Whether the goal is to reverse an upward trend in cash costs or ensure the continuation of a decline in cash transactions, the strategic options available to banks in the ATM business are determined largely by the payments environment within which the bank operates. Four theaters in the war on cash Payments systems differ greatly by country, but our observations suggest that the fundamental dynamics driving the cost of cash to banks are consistent: • ATM penetration and growth • Share of cash transactions in branches compared to ATMs • Share of cash in total payments volume. European countries fall into one of four categories, based on the growth rate of the
ATM network and the share of cash transactions in branches (a reflection of how successful banks have been in pushing cash out of branches to ATMs). While our analysis focuses on Europe, countries in other regions will likely find themselves in one of the following four groups: "infrastructure builders," "cash addicts," "cost busters," or "convenience seekers" (Exhibit 3). What follows is a description of the payments infrastructure of each group and the propensity of consumers in each group to use cash, or electronic payments.
Group 1: Infrastructure builders
Greece and most Central and Eastern European (CEE) countries are beginning to develop robust, multi-channel payments infrastructures. However, consumers and merchants in these countries prefer cash, and total electronic payment volumes remain low.6 ATM distribution is sparse, and branches are the main channel for cash withdrawals. Consequently, the cost of cash for banks is exceptionally high (over
However, at 30% CAGR, growth rates for electronic payments volumes in group one are high.
McKinsey on Payments
November 2008
0.4 percent of GDP) and rising rapidly (often over 5 percent CAGR), as banks incur both high branch costs and the expense of building the ATM network.
Group 2: Cash addicts
Well-established ATM networks and strong consumer preference for cash over electronic instruments distinguish this group, which includes Germany, Austria, Italy and Spain. These countries have adequate — and, in some cases, highly developed — electronic payments systems, but consumers and merchants persist in their "cash addiction." ATM networks are strong but underleveraged compared to branches, as most consumers go more frequently to branches for cash transactions than other Europeans. Consumers in these countries also tend to withdraw higher amounts of cash for their routine expenditures. The heavy use of branches, combined with the expense of maintaining robust ATM networks, is the main factor in the steady rise in banks' cashrelated expenses (increasing by nearly 2 percent CAGR). The overall cost of cash relative to GDP among "cash addicts" (0.28 percent of GDP) is double that in other Western European countries (0.14 percent of GDP).
well developed, and banks have taken important steps to optimize their ATM networks, sometimes (as in Norway) in coordination with independent ATM deployers (IADs).7 ATM growth is slow and outpaces transaction growth only slightly. In Finland, the ATM network is even shrinking relatively quickly (-6 percent CAGR between 2002 and 2006). Convincing consumers to withdraw cash from ATMs instead of the branch increases the likelihood that they will use cards for point-of-sale (POS) purchases. Furthermore, banks in "cost busting"countries consistently promote the use of the most efficient instruments (ATMs, cards and electronic transfers) with low or no fees for electronic payments and light pricing for cash withdrawals and paper-based transactions (Exhibit 4 ). Additionally, the cost of cards to merchants in these countries is among the lowest in Europe, and both consumers and merchants view cards favorably. Finally, thanks in part to flat fees, cash-back at the POS is very popular, which opens the door to further optimization of ATM networks. Thus, "cost busting" countries buck the typical trend of rising cash expense. The cost of cash to banks in these countries is significantly lower (0.14 percent of GDP) and still shrinking in most countries (-1.5 percent CAGR). They can, however, do more. Banks in "cost busting" countries can push their cost of cash even lower by tailoring payments services, including optimized ATM functionality, to serve the needs of distinct consumer segments.
Banks in "cost busting" countries can push their cost of cash even lower by tailoring payments services, including optimized ATM functionality.
Group 3: Cost busters
Countries that are reducing costs in Europe's war on cash include The Netherlands, Belgium, Scandinavia, Switzerland and France. For most "cost busting" countries, the downward trend in banks' cash costs began in 2002; in France, it started in 2004.
Group 4: Convenience seekers
"Convenience seeking" countries (Ireland and the U.K.) have several features in common with the "cost busters." They have mature ATM and electronic payment networks, the balance of cash transactions has shifted from branches to ATMs, and both consumers and merchants show a high level of comfort with electronic payments.
IADs, as non-bank operators offering payments services, are similar to third-party processors and independent sales organizations (ISOs) in the U.S.
"Cost busters" demonstrate best practices for banks in other markets to follow. Both ATM and electronic payments networks are
ATMs: Complex weapons in the war on cash
Exhibit 4
Using cards to withdraw cash leads to higher card usage at point-of-sale
Share of ATM in cash withdrawals and deposits Percentage, 2006
Countries FR UK SE DK FI NO
AT Austria BE Belgium BG Bulgaria CH Switzerland CZ Czech Republic DE Germany
75 70
AT ES IT PL "Cash addicts" & "Infrastructure builders"
"Cost busters" & "Convenience seekers"
DK Denmark ES Spain FI Finland FR France HU Hungary IE Ireland IT Italy NL Netherlands NO Norway PL Poland PT Portugal RO Romania SE Sweden UK United Kingdom
60 55
50 Source: Retail Banking Research (RBR); McKinsey European Payments Profit Pools
Share of card payments in retail payments Percentage, 2006
"Convenience seekers," however, differ significantly from "cost busters" in the detrimental role played by IADs in the British and Irish theaters of the war on cash. Now controlling 40 percent of ATMs in the U.K. and Ireland, IADs have increased the total number of ATMs rapidly, not only encouraging consumers' "cash habit," but also raising the cost of cash to society.
estimated profit margin of 20 percent to 25 percent on annual revenue of €600 million. Despite the sharp growth in ATMs, banks in "convenience seeker" markets have not been able to leverage IADs to optimize their own networks. In the U.K., withdrawals at bank-owned ATMs are free or priced very low, and IADs charge for cash withdrawals at "convenience locations." This forces banks to maintain their own networks in order to serve their customers. In Ireland, the pricing at IAD machines, which are owned by banks but operated under a different brand, is comparable to pricing at bank-branded ATMs. However, Irish banks have not leveraged their IADs to optimize their networks, as they have in Norway. If banks in the U.K. and Ireland do not optimize their networks, the wide availability of ATMs will continue to feed the "cash habit." Remarkably, the cost of cash to banks in "convenience seeking" countries is comparable to that in "cost busting" countries (0.16 percent of GDP versus 0.14 percent of GDP), but this cost is rising steadily (1.5 percent CAGR).
In the U.K. and Ireland, IADs have increased the total number of ATMs rapidly, not only encouraging consumers' "cash habit," but raising the cost of cash to society as well.
IADs have a highly profitable business model in the U.K.: Making a "convenience play," they install cheaper, cash withdrawalonly ATMs in high-traffic locations or wherever the need is immediate and the customer less sensitive to high fees (e.g., in restaurants and pubs). IADs in the U.K. enjoy an
McKinsey on Payments
November 2008
While IADs also operate in some "cost busting" markets, their business model has contributed to the optimization of ATM networks, particularly in the Nordic countries. Caution, however, is in order. Low fees (to consumers or between banks) for transactions at bank-owned ATMs may lead IADs in some "cost busting" countries to
willingness to accept card payments (e.g., the delay of payment makes merchants in Germany hesitant to accept cards). • Avoid the "commodity trap," where withdrawals and deposits are free at both branches and ATMs. Poland and Bulgaria have successfully avoided this trap by charging for cash transactions at the branch, and they rank among the highest in profitability of cash, even when compared to Western European countries. Pricing cash transactions at branches is not an isolated measure, but should be one of several features in payments packages differentiated according to consumer needs. • Position electronic payments instruments as value-added services affording consumers control over expenses, security against fraud or theft, and availability of resources whenever desired. Boost the appeal of cards and electronic payments with innovative technology (e.g., RFID and biometrics) and sophisticated features like optimizing return, receiving rewards or even displaying status (as with gold or platinum cards). • Expand ATM functionality according to a hierarchy of consumer needs in different locations: (a) First-level machines offering cash withdrawal only, (b) Second-level ATMs adding bank-teller transactions (e.g., credit transfers/direct debit, balance inquiry, etc.), and (c) Third-level ATMs including value-added services (e.g., lottery tickets, as in Portugal, or loading mobile phones). Rethink ATM strategy In the "convenience seeking" U.K. and Ireland, IADs have increased the availability of cash through strong expansion of ATM networks, and this expansion has occurred without coordination with bank networks. By contrast, IADs operating in some "cost busting" countries have enabled banks to reduce their networks, resulting in low
Position electronic payments instruments as value-added services affording consumers control over expenses, security against fraud or theft, and availability of resources whenever desired.
charge significantly higher fees than banks do (as with the "convenience play" in the U.K.). As a consequence, banks would not be able to push customers to IAD machines as a substitute for their own ATMs. Banks in "cost busting" environments, therefore, need to be careful in their ATM strategy so as not to join the "convenience seekers." Position payments as value-added services While the "infrastructure builders" and "cash addicts" vary in level of infrastructure development, consumers in both groups are similar in their preference for cash. If the "infrastructure builders" increase consumer use of cards and electronic payments, while also leveraging ATM growth to reduce branch costs, they may leapfrog the "cash addicts" and join the "cost busters." We offer banks in both groups the following recommendations for joining the "cost busters" in the war on cash: • Expand and improve electronic payment systems as needed. Increase the number of card-holders in the consumer market and offer incentives to increase consumer usage of cards for POS payments. Work with merchants to increase their ability and
ATMs: Complex weapons in the war on cash
growth or a decrease in the total number of ATMs. We observe four ATM strategies in these markets, and banks should weigh the advantages and disadvantages of each strategy carefully as they rethink their game plan for ATMs: • Rationalize the network and optimize the usage of each ATM. Retire under-utilized ATMs to reduce costs (44 percent of ATM expense is fixed cost) and promote alternative ways to access cash (e.g., cash-back at POS). • Position ATMs against the "convenience game" of IADs. Optimize the network not simply through capacity management, but primarily by increasing the payment services available at ATMs. Value-added features (e.g., lottery tickets as in Portugal and mobile phone uploads) in bank-owned ATMs make it more difficult for IADs to enter the market. • Make room for IADs to play the convenience game. Take advantage of IADs, as banks in Norway have done, to optimize the bank-owned network, with full awareness that some fees will leak out of the bank's network.
• Following the example of banks in Ireland, join the "convenience game" by building a network of ATMs with cashonly functionality (operated under a second brand). Charge a fee for cash withdrawals to control consumers' "cash habit" and sustain a steady decline in cash volumes. *** Reducing the volume of cash payments does not, in and of itself, reduce the cost of cash for banks. Defining their ATM strategies carefully, banks need to leverage their ATM networks to reduce the number of deposits and withdrawals in branches, while also promoting electronic payments alternatives that beat cash on security, convenience, sophistication and cost.
Olivier Denecker is a Payments Practice senior knowledge expert, Florent Istace is a Payments Practice knowledge specialist, and Mieke Van Oostende is an associate principal, all in the Brussels office.
This action might not be possible to undo. Are you sure you want to continue?
We've moved you to where you read on your other device.
Get the full title to continue listening from where you left off, or restart the preview.


text:
Compare Offers on Amazon
+ CDN$ 19.27 shipping
+ Free Shipping
+ CDN$ 9.98 shipping
Cuisinart FP-12BKC Elite Food Processor 12 cup, Black
|List Price:
|CDN$ 319.00 & FREE Shipping. Details
|You Save:
- 2 Food Processors in 1! 1000-watt food processor with 12-cup work bowl and nesting 4-cup work bowl with pour spouts and measurement markings
- SealTight advantage system - Seals bowls and locks blades; Easy On/Off locking system with push-button release; All removable parts are dishwasher safe
- Electronic Touchpad Controls - On/Off/Pulse with Blue LED lights
- Stainless-steel adjustable slicing disc (1 to 6mm), reversible shredding disc (fine/medium), large and small chopping/mixing blades, dough blade, Supreme® wide-mouth feed tube and cover assembly, spatula.
- Measures 7 by 10.5 by 15.2 inches; 3-year limited warranty; 10-year motor warranty
Customers Who Viewed This Item Also Viewed
Product Details
Color Name: Black
Would you like to give feedback on images or tell us about a lower price?
Product Description
Combining the Cuisinart® tradition of culinary excellence with groundbreaking innovation, the Cuisinart Elite Collection™ 12-Cup Food Processor sets the bar for the next generation of kitchen appliances. With a 4-cup work bowl nested inside the big bowl, plus the adjustable 6-position slicing disc and reversible shredding disc, it provides home chefs with multiple food processors in one! The exclusive SealTight™ Advantage System is designed to deliver maximum bowl capacity and clean processing and pouring. It is truly the finest food prep appliance available for today's modern kitchen.
From the Manufacturer
12-cup (3 L) Food Processor
Cuisinart Elite Collection
The food processor that re-invented the art of food preparation once again leads the way in innovation.
Superbly designed for high performance and ease of use, the Cuisinart Elite Collection 12-Cup (3 L) has the power, capacity, versatility, precision, and accessories to handle any task. From the two nested and sealed bowls to the adjustable slicing disc and reversible shredding disc, these incredible features create multiple food processors in one.
All of these pioneering, creative elements come together with Cuisinart's leading reputation to give you the Elite Collection 12-Cup (3 L) Food Processor – the finest food prep appliance for today's modern kitchen.
- 8 Slicing and Shredding Options
- Easy On/Off - Lock the lid system in place with ease
- Supreme Wide Mouth feed tube
- 1000-watt peak power motor
- Large and small chopping/mixing blades and dough blade
- 10-Year Motor Warranty
Features and Benefits
1. Housing Base and Motor
With a vertically projecting motor shaft, this powerful base will process through a variety of recipes with 1000 watts of peak power.
2. Touchpad Control Panel
These easy to clean, electronically controlled buttons, feature On, Off and Pulse options, for every food processing function. The contemporary, blue LED light will indicate when the unit is powered on.
3. Work Bowls
Designed with maximum versatility, the work bowl should be selected based on task appropriateness.
These nested bowls feature SealTight technology, which maximizes each bowl's processing capacity, ensures safe handling, and keeps all the ingredients contained in the bowl you're using! The bowls also include a locking feature to prevent them from coming out of position when pouring, and finger recesses (a) for user-friendliness.
The large and small work bowls are all made of durable material with convenient measurement markings (b) and pour spouts (c).
4. Work Bowl Cover with Feed Tube
Work bowl cover with SealTight Advantage feature allows for maximum bowl capacity during processing and pouring. To remove the work bowl cover, push in the release buttons (a) on either side of the handle interlock (b).
The Supreme Wide-Mouth feed tube (c) accommodates larger ingredients and saves precutting time.
5. Pusher Assembly
Secured with a snap-fit, the small pusher (a) inside the large pusher (b) allows you to accommodate ingredients of all sizes. The large pusher lock (c), located on the handle, enables it to be pulled out to lock and pushed in to unlock – this feature should be used when processing heavy loads.
6. Small Chopping/Mixing Blade
This small stainless steel blade will chop or mix anything in your small work bowl and also features the BladeLock System.
7. Large Chopping/Mixing Blade
Stainless steel in construction, this heavy-duty blade will process a variety of food in your large work bowl. The BladeLock System enables the blade to stay in place to prevent leaking, while providing optimal pouring.
8. Dough Blade
Designed for superb results, this blade will knead through all types of dough. The dough blade can be used only in the large bowl.
9. Adjustable Slicing Disc
The versatile 6-in-1 disc allows for thin to thick slices with 1 to 6mm indicators. This disc may be used only in the large bowl.
10. Reversible Shredding Disc
Provides the option of either fine or medium shredding for optimal results. This disc may be used only in the large bowl.
11. Stem Adapter
This user-friendly tool easily attaches to either disc or small chopping/mixing blade to engage the motor shaft.
12. Spatula
Uniquely designed for use with either work bowl.
13. Cord Storage (not shown)
Keeps countertops safe and clean by conveniently wrapping excess cord under the unit.
14. Cleaning tool
This tool is designed to aid in the cleaning of the underside of the work blow cover, by using either the flat side or the brush side.
15. BPA free
All materials that come in contact with food are BPA free.
Assembly Instructions:
Before first use
Before using your Cuisinart Elite Collection 12-Cup (3 L) Food Processor for the first time, wash the work bowls, work bowl cover, pusher assembly, blades, discs, and spatula (see Cleaning, Storage and Maintenance ).
1. Place the food processor base on a dry, level countertop with the controls facing toward you. Do not plug the unit in until it is fully assembled.
2. With the large bowl on the base, use the handle to turn the work bowl counterclockwise to lock it onto the housing base.
To use the small bowl, place your thumbs in the finger recesses and align the pour spout facing opposite the handle.
Blade Operation
The BladeLock feature is designed to keep the blade in place during processing, pouring, lifting, and handling tasks – but is not permanently attached. Handle with care.
Note: The chopping/mixing blades should not be removed with liquid contents above the hub of the blade in the bowls, as this will defeat the SealTight system.
Large Blade Operation
3. With your large work bowl assembled on the base, grasp the large chopping/mixing blade by its hub, align it over the centre of the bowl, twist into position and push down firmly to lock.
Dough Blade Operation
4. For use with the large bowl. Carefully lift and place the dough blade over the centre hub of the work bowl by lining up the markings and sliding the blade down.
Assembly Instructions (Continued)
Small Blade Operation
5. With both work bowls assembled on the base, position the stem adapter over the centre of the bowls, twist into position and push down to lock. Grasp the small chopping/mixing blade by its hub, place it over the stem adapter, twist into position and push down firmly to lock.
Disc Operation
6. When using your large bowl, position the stem adapter over the centre of the bowl, twist into position and push down to lock. If using the adjustable slicing disc, use the rotating hub and indicator markings to select slicing thickness. Using the finger holes, align and insert the disc over the stem adapter.
If using the reversible shredding disc, determine whether the fine or medium side will be used and use the plastic hub to twist into position on the stem adapter. The finger holes may be used for removal of this disc.
Cover Operation
7. Place the work bowl cover onto the work bowl by positioning it directly over the bowls, and push down on the front and back to lock into place.
To remove the cover, push in both sides of the release button (located on the cover interlock) and lift up to remove.
Note: The work bowl cover fits, locks and seals on the large bowl with any nested bowl combination. The work bowl cover will become easier to engage with repeated use.
8. Align pusher assembly and activating rod with the feed tube opening on the work bowl cover and slide it down completely.
9. Plug the food processor into a proper electrical outlet. It is now ready for use.
Note: The bowl, lid and pushers must be securely in place for the unit to operate.
Machine Controls:
On Button
The On control is a continuous button that allows the machine to run until Off is selected.
1. Properly assemble and engage the machine.
2. Add ingredients to the work bowl, either through the feed tube or directly into the bowl.
3. Press the On button. The blue LED light will illuminate and the motor will start.
4. Press the Off button when finished.
Pulse Button
The Pulse control is a momentary button that allows the machine to run only while it is being pressed. This capability provides more accurate control of the duration and frequency of processing.
1. With the machine properly assembled and engaged, and ingredients in the work bowl, press the Pulse button repeatedly as needed. The blue LED On light will be illuminated upon activation.
Work Bowls:
Two nested work bowls are provided for a very versatile processing experience. We recommend using the work bowls in a manner that will optimize efficiency. For example, if your recipe requires using both bowls, begin with the small bowl to minimize cleaning. This way the small bowl can serve as a prep bowl to reserve chopped ingredients for a recipe.
Note that the bowls lock into place to pour while nested. The convenient finger recesses can be used to remove the small bowl with ingredients, or the bowl can remain nested during pouring or food removal.
Chopping certain foods may scratch or cloud the work bowl, this will not affect the functionality of your work bowl.
Machine Functions:
Chopping (using the Chopping Blade)
For raw ingredients: peel, core and/or remove seeds and pits. Food should be cut into even, 1/2 to 1-inch (1.3-2.5 cm) pieces. Foods cut into same size pieces produce the most even results.
Pulse food in 1-second increments to chop. For the finest chop, either hold the pulse down or press ON to run the machine continuously. Watch ingredients closely to achieve desired consistency and scrape the work bowl as necessary.
Puréeing (using the Chopping Blade)
To purée fresh fruits or cooked fruits/vegetables: ingredients should be cut into 1-inch (2.5 cm) pieces; a smooth purée is achieved easiest when all the pieces are equal in size. Pulse to initially chop and then process ON until food is puréed; scrape the work bowl as necessary. Do not use this method to purée cooked white potatoes.
To purée solids for a soup or sauce: strain the solids from the liquid and process the solids alone. Add cooking liquid and process as needed.
Kneading (using the Dough Blade or the Metal Chopping Blade)
The dough blade is engineered to knead through yeast dough, while the metal chopping blade is ideal for pastry doughs.
The pusher lock is recommended to be in the locked position when kneading dough to avoid it from moving around – some vibration is still normal.
Dough kneading should be done in the large bowl only.
Slicing (using the Adjustable Slicing Disc)
Always pack food in the feed tube evenly to slice. For smaller amounts of food, use the smaller feed tube. For cheese slicing, always use the large feed tube. The food will dictate the amount of pressure: Use light pressure for soft foods, medium pressure for medium foods, and firm pressure for harder foods. Always process with even pressure.
For julienne or matchstick cuts: Place food horizontally in the feed tube and process with even pressure to create long, plank-like slices. Replace stack of slices in feed tube vertically and process again using even pressure.
Machine Functions (Continued)
For round fruits or vegetables: Remove a thick slice on the bottom of the food so that it sits upright in the feed tube. If food does not fit in the feed tube, cut in half or quarters to fit. Process with even pressure.
For small ingredients, like mushrooms, radishes or strawberries: Trim the ends so the food sits upright in the feed tube. Take advantage of the smaller feed tube if appropriate.
When slicing cheese, be sure that the cheese is well chilled before slicing.
Shredding (using the Reversible Shredding Disc)
Always pack food in the feed tube evenly to shred. For smaller amounts of food, use the smaller feed tube. For cheese shredding, always use the large feed tube. The food will dictate the amount of pressure: Use light pressure for soft foods, medium pressure for medium foods and firm pressure for harder foods. Always process with even pressure.
To shred leafy vegetables like lettuce or spinach: Roll leaves together and stand up in feed tube. Process with even pressure.
When shredding cheese, be sure that the cheese is well chilled before shredding.
Keep your Cuisinart Elite Collection 12-Cup (3 L) Food Processor ready to use on the kitchen counter. When not in use, leave it unplugged.
Keep the blades and discs out of the reach of children.
All parts except the housing base are dishwasher safe, and we recommend washing them in the dishwasher on the top rack only. Due to intense water heat, washing the work bowl, cover and accessories on the bottom rack may cause damage over time. Insert the cover with the feed tube facing up to ensure proper cleaning of the seal. (Note: The seal is not removable and water will drain properly.) Insert the work bowl and pushers upside down for drainage. Remember to unload the dishwasher carefully wherever you place sharp blades and discs.
To simplify cleaning, rinse the work bowl, cover, pusher assembly and blade or disc immediately after use so food won't dry on them. Be sure to place the pushers upside down for drainage. If food lodges in the pusher, remove it by running water through it, or use a bottle brush.
If further cleaning of the cover is necessary after dishwashing or handwashing, run faucet water pressure directly through the holes in the cover, while pushing up and down on the rubber seal.
If you wash blades and discs by hand, do it carefully. When handling, use the plastic hubs on the blades and finger holes for the discs. Avoid leaving them in soapy water where they may disappear from sight. To clean the metal blade, fill the work bowl with soapy water, hold the blade by its plastic center and move it rapidly up and down on the center shaft of the bowl. Use of a spray attachment is also effective. If necessary, use a brush. The work bowl is made of durable plastic, that is shatter resistant and heat resistant. It should not be placed in a microwave oven, as the aperture at the front of the pusher houses the metal rod that activates the motor. The housing base may be wiped clean with a soapy, non-abrasive material. Be sure to dry once clean.
Four rubber feet on the underside keep the base from moving on most work surfaces when the machine is processing heavy loads. If the feet leave spots on the counter, spray them with a spot remover and wipe with a damp sponge. If any trace of the spot remains, repeat the procedure and wipe the area with a damp sponge and nonabrasive cleaning powder.
Important: Never store any blade or disc on the motor shaft. No blade or disc should be placed on the shaft except when the processor is about to be used.
Maintenance : Any other servicing should be performed by an authorized service representative.
For your safety:
Like all powerful electrical appliances, a food processor should be handled with care. Follow these guidelines to protect yourself and your family from misuse that could cause injury.
Handle and store metal blades and discs carefully. Their cutting edges are very sharp.
Always place the stem adapter on the motor shaft before assembling the discs.
Never put blades or discs on the motor shaft until the work bowl is locked in place.
Always be sure that the blade or disc is down on motor shaft as far as it will go.
Always insert chopping blade and dough blade in the work bowl before putting ingredients in bowl.
When slicing or shredding food, always use the pusher. Never put your fingers or spatula into feed tube.
Always wait for the blade or disc to stop spinning before you remove the pusher assembly or cover from the work bowl.
Always unplug the unit before removing food, cleaning, or putting on or taking off parts.
Always remove work bowl from base of machine before you remove chopping blade or dough blade.
Limited Three- Year Warranty:
Full 10 year motor warranty:
If the appliance should become defective within the warranty periods, do not return the appliance to the store. Please contact our Customer Service Centre:
What Other Items Do Customers Buy After Viewing This Item?
Customer Reviews
Top Customer Reviews
Quite bulky in the dishwasher (the flip-side of being large)
Discs that came are not the same as the ones pictured. They do not have the finger holes for holding.
Discs leave behind quite a bit of material. I'm going to verify that we have the right size of blade since uncut material escaped over the edge.
I'd recommend this whole-heartedly if the discs worked better.
Also, I wish that we had spent more time comparing between this one and the 14 cup unit. We went for the 12 cup because we were concerned about the space. But for $20 more (on sale right now) the 14 cup seems like a whole lot more, and the extra real estate may have been worth it.
Update 2014/01/14
The discs that shipped with are supposed to be the right ones. After more experimenting around we are quite disappointed in this, and I consider it a design flaw. Basically every carrots leaves behinds a 3-4 inch by about 3/8 inch chunk.
On the other hand, in our experimentation, we did puréed guacamole and we were quite pleased with it. Usually we just mash it and find it to be good for about 1/2 day (with an acid like lime juice or white wine vinegar). In this case, the puréed guacamole was still "fresh" over a day later.
- while grating, small bits of the veggie gets trapped between the grater attachment and the top.
- blade stains so clean after use
- unit jumps to the left every time the unit is started
As you can see, not many substantial cons.
The worst flaw: it can turn on even if the lid is not on properly, meaning flour or liquid jumping out the back. You need to press two side buttons to unlock the lid which seem flimsy. I'll be very surprised if this lasts five years.
Also, the plunger is clear and hollow with a flimsy "rod" to activate the mechanism. Again, I doubt this will last.
The smaller "bowl" meant for smaller jobs is a bit useless as it still gets the big bowl a bit dirty, meaning you have two things to wash instead of one.
In terms of strengths, it is strong and fairly quiet. I just wish they'd put as much thought in the plastic components as they did on the blade and mechanism. I'd exchange this for a "new" 30 year old model in a heartbeat.
Most recent customer reviews
The lid is impossible to clean. Food gets stuck in the upper part above the rubber seal. Otherwise fantastic food processor. Too bad the design has such a incredible flaw.Published 6 days ago by AS
Not only did Amazon ship this massive food processor in 1 day, it is an amazing product. I am a baker and we use this exact machine at work for chopping nuts, making herb butters... Read morePublished 11 days ago by Joshua
We bought this more than a year ago. We just LOVE it. The smaller container is very practical. It is a heavy machine, sturdy, easy to clean. Read morePublished 12 days ago by Dominique
Excellent food processor. Quiet and powerful. Very versatile with the different blades and bowl sizes.Published 23 days ago by S. Moulton
All sound I like how this food processor works. I have only used it twice so far. The first time I attempted to make coleslaw. I was not impressed with the shredding blades. Read morePublished 3 months ago by Karen L Spencer
1st one shipped had a small fracture, replacement shipped without question, and was perfect. Cuisinart has the best warranty of all the food processors. You get what you pay for. Read morePublished 5 months ago by JC
Malheureusement il ne peut pas réduire en purée plus de 4 tasses de potage de légumes, sinon il se met à cracher et échapper du potage par le bec... Read morePublished 6 months ago by valentin clermont


text:
1. Robert Service's biography, Stalin
The campaign is for Steimatzky Books, the largest and oldest bookstore chain in Israel.
The headline is such a nice understated and truthful statement. Thankfully, the copywriter didn't try be too "twisty" with the line.
The visuals are very literal — something that I often have a problem with — but this is a literary campaign! So, they work. The art direction and photography are both excellent (I love the Stalin layout).
Ad agency: ACW Grey Tel Aviv.
2. The Adventures and Memoirs of Sherlock Holmes
3. Pippi Longstocking
4. The Monk Who Sold His Ferrari
5. Don Quixote
6. The Fellowship Of The Ring
- Democratic National Committee Chair Debbie Wasserman Schultz will step down at the end of the party's convention amid an email controversy.
- Russia won't be banned from the Rio Olympics but its athletes need to pass new anti-doping tests to compete, the IOC ruled.
- Chris Froome has won the Tour de France. He's the first Brit to win the cycling race three times 🚴


text:
"If you want to be effective as a working professional in theatre or in business, read this book." --Caryn Desai, Founding and Managing Director of the International City Theatre, California
"Working Together is what all of us in the theatre do every day of our professional lives. Whether you're studying to become a professional or an early-career pro who wants to rise quickly, this book will be invaluable. Read it, learn from it, and you'll find yourself working together with your collaborators to make great theatre." -- Tom Markus, Director, Actor, Author, Playwright, Translator, Dramaturg and Educator
"I am in awe of the breadth of relationships covered and the interesting details contained within this book. The overall effect is a text that covers nearly all possible theatrical collaborators in a broad spectrum of examples that are both historical and personal." --Rob Roznowski, Professor of Acting and Directing, Michigan State University


text:
Parking Update - Weather permitting, restriping will be taking place in Lot 13, 14, 15, and a section of 23 on Tuesday, August 2nd and Wednesday, August 3rd. These lots will therefore be closed and unavailable for parking. Please remove vehicles the day before the scheduled restriping. For complete information, click here.
Traffic Advisory - The 2016 Summer Commencement Ceremony will be taking place on Tuesday, August 9th. Several lots will be strictly reserved for the ceremony and will not available for use by permit holders. Expect moderate delays. For complete information, click here.
For additional parking updates, click here.
For complete contact information, click here.
Lot 19 Closure
Lot 19 Closure - Posted 9/30/08
On Monday, October 6, 2008, sections of Lot 19 (the library parking lot) will be closed for the installation of a new multispace parking meter. The existing meters are being replaced with the multispace meter to allow for the added conveniences of being able to purchase longer periods of parking time and being able to pay by credit card, dollar bill or coin. We apologize for any inconvenience this may cause. Please contact firstname.lastname@example.com with any questions or comments.


text:
Wake Forest is trying to become bowl eligible, but needs its complete cast of characters to do it.
15hDavid M. Hale
Scout's Take: DE D.J. Johnson to Miami
15hCraig Haubert
The biggest trending teams in summer recruiting
2dRecruitingNation staff
Clemson, Florida State can't both make CFP, can they?
2dMatt Fortuna
Louisville ready to step up in ACC Atlantic
4dDavid M. Hale
Dino Babers' media days quotes rival Harbaugh and Spurrier
4dDavid M. Hale
ACC media day offers news, notes but no socks
5dJared Shanker and David Hale
Duke duo learns the ins and outs of bowties at ACC Kickoff
5dDavid M. Hale


text: By Navjosh Cover Art, MusicMay 21, 2012 Dwele – 'What Profit' no comments Talented singer and multi instrumentalist Dwele returns with a brand new Mid-Tempo single called 'What Profit'. The Detroit native is working on his follow up album to 2010's W.ants W.orld W.omen. Take a listen below. RELATEDNew Music: Gucci Mane – 'Multi Millionaire Laflare'Swizz Beatz Teams Up With Bacardi As Its Global Chief Creative For Culture More on our site New Music: Rich Homie Quan – 'Think About It' New Music: Freeway – 'Bombdroppaz' New Music: T.I. & Quavo – 'Baller Alert' RATE THIS: Loading... Follow @HipHopNMore


text:
If you already have an avfc.co.uk account (including an AVTV account), you can login below
To create an avfc.co.uk account, simply click the 'register' button below and enter your details. If you're looking to buy an AVTV subscription, you will first need to register
Register using your favourite Social Network
Our system has detected that you already have an avfc.co.uk account with the username/email address shown on screen. By entering your original password and clicking 'link', your existing account and your social account will be linked, so that you can login to the account with either set of credentials
Terrific support at Hillsborough.
Manager on final pre-season friendly.
Stopper speaks.
Our new goalkeeper sat down with AVTV to chat about his football future in B6.
We sit down with the manager in Austria to chat about preperations ahead of the 2016/17 season.
Shortly after signing for Villa, our new midfielder sat down with AVTV in Austria to chat about his football future in claret and blue.
Come down to Villa Stores
Available now
Six students from the Birmingham area are hoping to become Restaurant VMF's latest success stories after joining the critically-acclaimed restaurant's operation.
Since opening its doors in 2010, the club's training restaurant has helped a number of local youngsters hone their skills through a link with Walsall College.
While the reputation of Restaurant VMF has continued to grow through a host of awards, rave reviews and a No.1 ranking on Trip Advisor, many of its apprentices have gone on to gain employment either at Villa Park or elsewhere in the food industry.
Now a new group of hopefuls are looking to follow in their footsteps. Alex Webley, Jordan Douglas, Rickio Blake and Michael Whitmore have joined Restaurant VMF as chefs, while Charlotte Cumberledge and Jasmin Anslow will be working front of house.
The students will work alongside executive chef Peter Reed, head chef Iain Wilson and sous chef Richard Thompson at the restaurant in Directors, which is open from 7pm on Friday and Saturday and 12pm to 3pm on Sundays.
As well as taking up roles in the restaurant, the apprentices will work towards gaining a Level 2 NVQ Diploma in Hospitality Services.
Restaurant VMF has always been proud of its local feel - with students recruited from the Birmingham area and many of the ingredients used in the kitchens sourced from the club's own allotment.
Why not come along and sample the award-winning food for yourself?
Check out the restaurant menus now. To book a table call 0121 326 1570.
Friendly in Berlin as part of Breitkreutz/Stefan Bienlich signings


text:
|By PR Newswire
Article Rating:
|August 15, 2014 04:00 PM EDT
MAITLAND, Fla., Aug. 15, 2014 /PRNewswire-iReach/ -- It all started when one young lady, fascinated by the beauty she saw in the sky, would snap a photo. These simple, yet striking, photographs would eventually come together to form a delightful color book. Within the pages of Debra Samick's new book, The Greatest Artist Ever! When Inspiration Is Much Needed ($33.99, paperback, 9781628714197; $43.99, hardcover, 9781628714203; $6.99, e-book, 9781628714210) readers will find renewed hope. The author's heart in creating this book filled with breathtaking photos was, ultimately, to glorify God through the beauty of His creation. Debbie's goal is for every reader to experience a connection, and the supernatural touch of mankind's very real God.
Logo - http://photos.prnewswire.com/prnh/20140813/136095
"I was inspired to create this book from God, for God, and it is meant to be shared with the world," states the author. "I do not consider this my book, but entirely God's manuscript demonstrating His artwork, truths, and promises."
As a child, Debra Samick was consistently stubborn, rebellious, and made exceptionally wrong choices throughout her life. After spending an enormous amount of time living with bad judgments, she decided to make a change in her life. Debbie furthered her education, raised a beautiful daughter, and set out to make a difference in society. She realized the importance of having a solid connection with God. He led Debbie to sell everything in her life, pack up a minivan, and head to Florida with her five cats. Due to the profound and countless miracles that God had performed for her, she decided that her only goal is to shine for Jesus and glorify Him, thus, the reason she created the book, The Greatest Artist Ever! Debbie has complete faith that others will be miraculously touched by God through this book.
Xulon Press, a part of Salem Communications Corporation, is the world's largest Christian publisher, with more than 12,000 titles published to date. Salem Communications is the country's leading Christian communications company with interests in radio, Internet and magazine publishing. Retailers may order The Greatest Artist Ever! through Ingram Book Company and/or Spring Arbor Book Distributors. The book is available online through xulonpress.com/bookstore, amazon.com and barnesandnoble.com.
Media Contact: Debra Samick, Xulon Press, 866-381-2665, [email protected]
News distributed by PR Newswire iReach: https://ireach.prnewswire.com
SOURCE Xulon Press
"We've discovered that after shows 80% if leads that people get, 80% of the conversations end up on the show floor, meaning people forget about it, people forget who they talk to, people forget that there are actual business opportunities to be had here so we try to help out and keep the conversations going," explained Jeff Mesnik, Founder and President of ContentMX, in this SYS-CON.tv interview at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York City, NY.
Jul. 30, 2016 09:45 PM EDT Reads: 1,484
SYS-CON Events announced today that Isomorphic Software will exhibit at DevOps Summit at 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Isomorphic Software provides the SmartClient HTML5/AJAX platform, the most advanced technology for building rich, cutting-edge enterprise web applications for desktop and mobile. SmartClient combines the productivity and performance of traditional desktop software with the simp...
Jul. 30, 2016 09:45 PM EDT Reads: 1,314
"When you think about the data center today, there's constant evolution, The evolution of the data center and the needs of the consumer of technology change, and they change constantly," stated Matt Kalmenson, VP of Sales, Service and Cloud Providers at Veeam Software, in this SYS-CON.tv interview at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York City, NY.
Jul. 30, 2016 09:30 PM EDT Reads: 1,521
Redis is not only the fastest database, but it is the most popular among the new wave of databases running in containers. Redis speeds up just about every data interaction between your users or operational systems. In his session at 19th Cloud Expo, Dave Nielsen, Developer Advocate, Redis Labs, will share the functions and data structures used to solve everyday use cases that are driving Redis' popularity.
Jul. 30, 2016 07:30 PM EDT Reads: 1,759
I wanted to gather all of my Internet of Things (IOT) blogs into a single blog (that I could later use with my University of San Francisco (USF) Big Data "MBA" course). However as I started to pull these blogs together, I realized that my IOT discussion lacked a vision; it lacked an end point towards which an organization could drive their IOT envisioning, proof of value, app dev, data engineering and data science efforts. And I think that the IOT end point is really quite simple…
Jul. 30, 2016 07:30 PM EDT Reads: 1,315
Internet of @ThingsExpo, taking place November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with the 19th International Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world and ThingsExpo Silicon Valley Call for Papers is now open.
Jul. 30, 2016 07:00 PM EDT Reads: 2,771
You think you know what's in your data. But do you? Most organizations are now aware of the business intelligence represented by their data. Data science stands to take this to a level you never thought of – literally. The techniques of data science, when used with the capabilities of Big Data technologies, can make connections you had not yet imagined, helping you discover new insights and ask new questions of your data. In his session at @ThingsExpo, Sarbjit Sarkaria, data science team lead ...
Jul. 30, 2016 05:00 PM EDT Reads: 1,303
To leverage Continuous Delivery, enterprises must consider impacts that span functional silos, as well as applications that touch older, slower moving components. Managing the many dependencies can cause slowdowns. See how to achieve continuous delivery in the enterprise.
Jul. 30, 2016 04:30 PM EDT Reads: 580
WebRTC is bringing significant change to the communications landscape that will bridge the worlds of web and telephony, making the Internet the new standard for communications. Cloud9 took the road less traveled and used WebRTC to create a downloadable enterprise-grade communications platform that is changing the communication dynamic in the financial sector. In his session at @ThingsExpo, Leo Papadopoulos, CTO of Cloud9, discussed the importance of WebRTC and how it enables companies to focus...
Jul. 30, 2016 04:30 PM EDT Reads: 1,122
"My role is working with customers, helping them go through this digital transformation. I spend a lot of time talking to banks, big industries, manufacturers working through how they are integrating and transforming their IT platforms and moving them forward," explained William Morrish, General Manager Product Sales at Interoute, in this SYS-CON.tv interview at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York City, NY.
Jul. 30, 2016 04:30 PM EDT Reads: 2,275
Up until last year, enterprises that were looking into cloud services usually undertook a long-term pilot with one of the large cloud providers, running test and dev workloads in the cloud. With cloud's transition to mainstream adoption in 2015, and with enterprises migrating more and more workloads into the cloud and in between public and private environments, the single-provider approach must be revisited. In his session at 18th Cloud Expo, Yoav Mor, multi-cloud solution evangelist at Cloudy...
Jul. 30, 2016 04:15 PM EDT Reads: 638
Aspose.Total for .NET is the most complete package of all file format APIs for .NET as offered by Aspose. It empowers developers to create, edit, render, print and convert between a wide range of popular document formats within any .NET, C#, ASP.NET and VB.NET applications. Aspose compiles all .NET APIs on a daily basis to ensure that it contains the most up to date versions of each of Aspose .NET APIs. If a new .NET API or a new version of existing APIs is released during the subscription peri...
Jul. 30, 2016 02:30 PM EDT Reads: 1,070
Security, data privacy, reliability, and regulatory compliance are critical factors when evaluating whether to move business applications from in-house, client-hosted environments to a cloud platform. Quality assurance plays a vital role in ensuring that the appropriate level of risk assessment, verification, and validation takes place to ensure business continuity during the migration to a new cloud platform.
Jul. 30, 2016 02:00 PM EDT Reads: 538
SYS-CON Events announced today that 910Telecom will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Housed in the classic Denver Gas & Electric Building, 910 15th St., 910Telecom is a carrier-neutral telecom hotel located in the heart of Denver. Adjacent to CenturyLink, AT&T, and Denver Main, 910Telecom offers connectivity to all major carriers, Internet service providers, Internet backbones and ...
Jul. 30, 2016 01:30 PM EDT Reads: 982
Ovum, a leading technology analyst firm, has published an in-depth report, Ovum Decision Matrix: Selecting a DevOps Release Management Solution, 2016–17. The report focuses on the automation aspects of DevOps, Release Management and compares solutions from the leading vendors.
Jul. 30, 2016 01:00 PM EDT Reads: 1,862


text:
The Motorcycle Personality Test
Ducati Monster
Your bike is the Ducati Monster. Sexy. Powerful. Agile. Italian style in a badass matte black.
Of all the test takers, you are most likely to have been hoping for your result to indicate that your bike is a Harley. It isn't. Sorry. You show the potential to become a superior rider, and you need a bike that encourages and rewards your learning. The Harley will just hold you back, and you'll have nagging feelings that something is wrong.
The Suzuki SV series is also a good bet, but it wouldn't appeal to you. Far too Common.
All possible test results
The Old Volvo
You're mostly interested in getting from point A to point B alive and in one piece, and it seems like everybody out there is crazy and trying to kill you. Instead of noticing that a big part of the p... Read more
The Volvo
You're mostly interested in getting from point A to point B alive and in one piece, and it seems like everybody out there is crazy and trying to kill you. Instead of noticing that a big part of the p... Read more
The New Volvo
You're mostly interested in getting from point A to point B alive and in one piece, and it seems like everybody out there is crazy and trying to kill you. Instead of noticing that a big part of the p... Read more
Honda Goldwing
Motorcycling isn't really about speed or challenge or image for you. You'd be more than happy to toodle about on a giant barcalounger of a bike, meeting up with likeminded folks to ride 200 miles dow... Read more
Honda Hawk
Your interest in riding a motorcycle is purely practical - its cheap, easy to get through the city, and you can park anywhere. You are unlikely to ever ride anywhere except between home and work or s... Read more
If it wasn't for your image-conscious nature, you'd probably ride a Honda Goldwing, as you share the same fondness for bringing the spouse along on a laid-back comfortable highway cruise. (You're not... Read more
Triumph Thruxton
Ah, you are a contradiction, a laid-back ego-free zen master of riding. While your skills are honed to the point where you can ride a racebike around the track without your pulse going up more than a... Read more
Honda VFR
You are the Sport-Tourer. You have the attributes of an excellent rider, but enjoy the personal challenge far more than the thrill of speed. As a sensible sort, you read all the reviews and buy G... Read more
Precision. Reliability. Skill. Discipline. You demand perfection, and sneer at the mere mortals that think motorcycles are centered about some sort of testosterone-addled competition. You are the... Read more
UJM Ratbike
Your bike is the Universal Japanese Motorcycle, spraypainted flat-black. Probably a Yamaha Virago or a Suzuki GS750. Perhaps with a big, ugly aftermarket windscreen. The bike sits in the garage ... Read more
Harley Tattoo
You have a Harley sticker on your truck. You think that someday you might like to own an actual Harley motorcycle, but that maybe a Harley tattoo would be an investment with less effort. Read more
Trailered Harley
Your bike is a Harley, generally ridden distances ranging from 2-3 miles between bars. You enjoy riding in packs with hundreds of your like-minded friends on charity runs, thundering down the highway... Read more
Suzuki VStrom
You have the traits of a sensible and effective rider, with an utter lack of concern for image, so you should feel comfortable riding a sensible, effective, and hideous bike like the VStrom. You a... Read more
Harley 883 Sportster
You scored dead center average, lacking any of the personality quirks that normally drive people to motorcycling. However, if you do ride, statistics would suggest that you are destined for a Harl... Read more
Ducati Monster
You're a bit of a snob, but otherwise well-adjusted. Your bike is the Ducati Monster. Sexy. Powerful. Agile. Italian style in a badass matte black. Of all the test takers, you are most lik... Read more
Moto Guzzi V11
You've ridden 'em all. You love riding, and you're at the peak of your game. You develop irrational love for unusual motorcycles, and the latest acquisition is a sweet Moto Guzzi. You are the mo... Read more
Yamaha FJR1300
You have the characteristics of a master street rider. On the way to work, your love for riding sometimes leads you to take the long way. The 50-miles-of-back-roads long way. You live for the perfe... Read more
Ducati ST4s
You love riding, simply for the sake of riding. On the way to work, you sometimes find yourself taking the long way. The 50-miles-of-back-roads long way. Your mastery came about as a side effect fr... Read more
Yamaha Road Star
Your brave and adventurous nature led you to motorcycling, and you are a prime candidate for a Japanese cruiser. However, your lack of interest in self-improvement suggests that you would be well ser... Read more
Generic Cruiser
You have more balls than brains. Of all the personality types, you are most likely to lock up your rear brake in a turn and ride straight off the road. For the sake of everyone else's insuranc... Read more
Custom Cruiser
Style over substance. Attitude over skill. All talk, no walk. You are the custom cruiser. Your primary riding skill is going in a straight line down the strip, drawing attention to yourself wit... Read more
Triumph Speed Triple
You, Sir, are a Hooligan. You have a bit of an attitude, and you don't care what people think about it. Your idea of a good time is seeing how far you can carry a wheelie between lanes of traffic. ... Read more
600cc Sportbike
You are a squid. Your bike is a 600cc Japanese Sportbike. Take your pick, it really doesn't matter, since you're going to wad it. You are the primary source of extra bits of fairing plastic ... Read more
Aprilia RSV Mille
You're a fast and competent rider, but maybe not quite as good as you think you are. You've spent some big bucks on a sexy Aprilia, now go buy a beat-up Kawasaki EX500 as a track bike and get in some... Read more
You tried the racing thing for a while, but it honestly bored you. I mean really, you just keep going 'round and 'round the track, where's the challenge there? Your current favorite bike is the R... Read more
Yamaha YZF R1
You're addicted to speed, but have the knowledge and experience to match. Although you like to win, you don't really care so much about competing with others as much as competing with yourself. ... Read more
Ducati 996
You exhibit an overexuberance in all respects that cannot be satisfied. Your attitude and ego are over the top, yet you actually have the skills to match. Its infuriating. People would hate you, bu... Read more
Recent Results
literateinbklyn52 / m / Straight
Srkmlt101423 / m / Straight
saby_cld28 / f / Straight
Reymont38 / m / Straight
peaceandquietly66 / m / Straight
Tests others are taking
timcegnar42 / m / Straight
putacatonit27 / f / Straight
The How well adjusted are you Test
dormir2224 / m / Bisexual
muppet7937 / m / Straight
mysterygrl0531 / f / Straight
More tests we think you'll like
Taken 6877 times.
The MeTest
now do you really know me?
Taken 92491 times.
The Are you gay bi or straight? Test
This is the ultimate and most accurate test one could ever take in this area. This test is for boys, but if you're a girl and you feel you REALLY want...
Taken 185 times.
Single Test
Should you stay single? Find out!
Taken 3510 times.
The PROGRESSIVE ROCK music Test
Hi! And welcome to my Progressive Rock music Test. I'll be using advanced logic and knowledge to determine if this music appeals to your tastes and yo...
Taken 1940 times.
The Does 300 MYA Matter To Me Test
Hi! And welcome to my Does 300 MYA Matter To Me Test. MYA means Millions of Years Ago, so if you don't care, don't know, or don't want to humiliate yo...
Taken 10217 times.
The Waht type of car person are ya Test
Hi! I'll be asking questions regarding the automotive cultural set u fit into. Also whether you are more speed/power oriented or more appearnce orien...
Taken 12358 times.
The Nightclub test
How intelligent are you when it comes to hitting the clubs for an evening?
Taken 5083 times.
The How 'L Word' Are You? Test
Do you watch Showtime's Hit Series "The L Word". Of course you do. How into this show are you? Let's find out!
Taken 15057 times.
The What Kind of Diaper Are You Test
Hi! And welcome to my What Kind of Diaper Are You Test. I'll be using advanced logic and knowledge to determine your true nature.
Taken 50805 times.
The dumbest Test
Hi! And welcome to my dumbest Test. I'll be using no logic and little knowledge to determine something.
Connect your existing OkCupid account
Sign in
Welcome Back!
Restore your account to continue meeting new people.
Reset your password
We'll email you a link to reset it.
Email sent!
An email is on its way to .
If you don't see it, try checking your Spam folder.
Enter Authentication Code
Sign in
Not so fast!
You need to complete your basic info on the mobile app before you can use the desktop site.


text:
Hospitals need to implement and respect high standards and guidelines for patient safety. Learn more on how to minimise the cost and consequences of falls with our falls prevention guide.
Good oral hygiene is essential for fewer infections and an overall sense of patient satisfaction.
The Prolance push-button activated lancets are used to perform finger pricks on adults and children in order to collect micro samples of capillary blood.


text:
Industrial Funds:
The Department of Defense's Management of ACP Funds
NSIAD-90-202FS: Published: Jun 28, 1990. Publicly Released: Jul 16, 1990.
Additional Materials:
- Full Report:
(202) 512-4800
Pursuant to a congressional request, GAO provided information on aspects of the Department of Defense's (DOD) management of Asset Capitalization Program (ACP) funds, focusing on the DOD policy allowing industrial fund activities to obligate ACP funds without reserving the necessary assets to fund obligations as they became due.
GAO found that: (1) from fiscal years (FY) 1983 through 1989, Congress appropriated DOD total ACP obligation authority of about $5 billion for its five industrial funds; (2) during FY 1983 through 1989, DOD industrial fund activities disbursed about $4 billion for ACP contracts; (3) DOD had obligated an additional $1 billion for ACP contracts, but did not liquidate the funds; (4) DOD policies and procedures did not require industrial fund activities to retain the unexpended ACP funds or to establish cash reserves to pay the unliquidated obligations, and DOD believed that the industrial fund activities commingled unexpended ACP funds with other industrial fund assets which DOD spent on other industrial operations; and (5) since DOD did not establish cash reserves to pay the unliquidated ACP obligations, DOD funded prior-year obligations with current-year assets.
Jul 15, 2016
Military Personnel:DOD Needs More Complete Data on Active-Duty Servicemembers' Use of Food Assistance ProgramsGAO-16-561: Published: Jul 15, 2016. Publicly Released: Jul 15, 2016.
Jul 14, 2016
Joint Information Environment:DOD Needs to Strengthen Governance and ManagementGAO-16-593: Published: Jul 14, 2016. Publicly Released: Jul 14, 2016.
Jul 12, 2016
Military Health Care:Army Needs to Improve Oversight of Warrior Transition UnitsGAO-16-583: Published: Jul 12, 2016. Publicly Released: Jul 12, 2016.
Jul 7, 2016
Defense Weather Satellites:DOD Faces Acquisition Challenges for Addressing Capability NeedsGAO-16-769T: Published: Jul 7, 2016. Publicly Released: Jul 7, 2016.
Jun 30, 2016
Defense Headquarters:Geographic Combatant Commands Rely on Subordinate Commands for Mission Management and ExecutionGAO-16-652R: Published: Jun 30, 2016. Publicly Released: Jun 30, 2016.
Defense Headquarters:Improved Data Needed to Better Identify Streamlining and Cost Savings Opportunities by FunctionGAO-16-286: Published: Jun 30, 2016. Publicly Released: Jun 30, 2016.
Jun 29, 2016
Defense Contracting:Complete Historical Data Not Available on Canceled DOD SolicitationsGAO-16-502R: Published: Jun 29, 2016. Publicly Released: Jun 29, 2016.
Jun 28, 2016
Casualty Assistance:DOD and the Coast Guard Need to Develop Policies and Outreach Goals and Metrics for Program Supporting Servicemembers' SurvivorsGAO-16-569: Published: Jun 28, 2016. Publicly Released: Jun 28, 2016.
Defense Civil Support:DOD Has Made Progress Incorporating the Homeland Response Force into the Chemical, Biological, Radiological, and Nuclear Response EnterpriseGAO-16-599: Published: Jun 28, 2016. Publicly Released: Jun 28, 2016.
Jun 23, 2016
Defense Facility Condition:Revised Guidance Needed to Improve Oversight of Assessments and RatingsGAO-16-662: Published: Jun 23, 2016. Publicly Released: Jun 23, 2016.
Looking for more? Browse all our products here