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J.T. Bruett was named Director of the McNamara Academic Center in July 2015 after he served as Director of Compliance the previous eight years.
He previously served as an Assistant and Associate Director of Compliance at Minnesota since November 2001. Prior to working at the U of M, J.T. was an Assistant Baseball Coach at the University of Illinois at Chicago for four years and had a brief stint in the compliance office.
J.T. is a former baseball student-athlete at the University of Minnesota and was drafted in the 11thby the Minnesota Twins in 1988. He was a professional baseball player for eight years, playing in the Minnesota Twins, Cleveland Indians and Kansas City Royals organizations. J.T. made his major league debut with Twins in June 1992 and spent part of the 1993 season with the major league team as well.
He completed his undergraduate degree from the U of M in 1993 and Master's degree in Sport Administration from the University of Illinois at Chicago in 2001.
Gopher Hockey Heads to Las Vegas
7/27/2016 - M. Ice Hockey
Minnesota will play North Dakota in the 2018 U.S. Hockey Hall of Fame Game at the Orleans Arena in Las Vegas on Saturday, Oct. 27, 2018.
Athletes Village Construction Update
7/26/2016 - General Release
As the end of initial groundwork nears completion, footing and foundation work will become the primary focus
Top Ten 2015-16: Sports Moments
7/26/2016 - General Release
Everybody loves Top 10 lists, so Gopher Sports is making 10 of them this summer! Re-live 10 different "Top 10" countdown lists from the 2015-16 Gopher Sports season.


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Book your room at Best Western Raleigh North-downtown
Best Western Raleigh North-downtown places you within a 15-minute drive of popular attractions such as North Carolina State Capitol and PNC Arena. This hotel has 139 rooms and welcomes guests with conveniences like free breakfast, an outdoor pool, and free in-room WiFi. It's also near Raleigh Flea Market and Marsh Creek Park.
Start your day off right with a free continental breakfast offered each morning.
All of Best Western Raleigh North-downtown's 139 rooms are air-conditioned and have an array of amenities, including patios, coffee makers, and free newspapers. Guests can enjoy cable TV and stay connected with free WiFi and wired Internet. Bathrooms offer hair dryers and free toiletries. Free local calls, ironing boards, and desks are also available.
Property features
Guests of Best Western Raleigh North-downtown enjoy an outdoor pool, free WiFi in public areas, and conference space. If you decide to drive, there's free parking. The 24-hour front desk has multilingual staff ready to assist with dry cleaning/laundry and securing valuables. Additional amenities include a business center, express check-in, and express check-out.
- Free continental breakfast
- Free WiFi in rooms and public areas
- Free parking
- Outdoor pool
Best Western Raleigh North-downtown2715 Capital Blvd Raleigh NC 27604
Hotel Amenities
Hotel Amenities
Public areas are equipped with complimentary high-speed wireless Internet access. Business-related amenities consist of a business center and meeting rooms. A complimentary breakfast is offered each morning. This business-friendly hotel also offers an outdoor pool, multilingual staff, and complimentary newspapers in the lobby. Onsite self parking is complimentary.
- Outdoor pool
- Free breakfast
- Free newspapers in lobby
- Free use of nearby fitness center
- Conference space
- Meeting rooms
- 24-hour front desk
- Express check-out
- Safe-deposit box at front desk
- Multilingual staff
- Total number of rooms - 139
- Express check-in
- Number of floors - 3
- Laundry facilities
- Dry cleaning/laundry service
- Television in common areas
- Fireplace in lobby
- Elevator/lift
- Business center
- Free self parking
- Free WiFi
Family Friendly Amenities
- Family Hotel
- Outdoor pool
- Free Wi-Fi
- Rollaway/extra beds available
- Laundry facilities
Available in all rooms: Free WiFi , Free wired high-speed Internet
Available in some public areas: Free WiFi
Free self parking
Room Amenities
- Premium TV channels
- Pay movies
- Patio
- Air conditioning
- Blackout drapes/curtains
- Free newspaper
- Phone
- Free local calls
- Coffee/tea maker
- Private bathroom
- Free toiletries
- Hair dryer
- Shower/tub combination
- Desk
- Cable TV service
- Iron/ironing board
- Rollaway/extra beds available
- Cribs/infant beds available
- Free WiFi
- Free wired high-speed Internet
- Daily housekeeping
Where to Eat
Guests are offered a complimentary continental breakfast each morning.
To make requests for specific accessibility needs, complete the "Special or Accessibility Requests" section of "Trip Preferences" when you book your hotel.
- Accessible bathroom
- Roll-in shower
- In-room accessibility
Hotel Policies
Minimum check-in age is 21
Check-in time starts at 3 PM
Check-out time is noon
Payment types
- Pets not allowed (service dogs only)
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
Only service dogs are allowed
Hotel Name
- Best Western Hotel Raleigh North Downtown
- Best Western Raleigh North Downtown
- Best Western Raleigh North Hotel Raleigh
- Raleigh Best Western
- Best Western Raleigh North-downtown Hotel
- Best Western North-downtown Hotel
- Best Western Raleigh North-downtown
- Best Western North-downtown
We should mention
Children 17 years old and younger stay free when occupying the parent or guardian's room, using existing bedding.

subset: commoncrawl


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The St. Peter Lutheran Church in Newell will have its annual Soup and Pie day on Sunday, Feb. 21 from 11 a.m. to 1 pm. They will have chicken noodle, chili and hamburger vegetable along with homemade pies and crafts and baked items. Free-will donations are accepted. For more information, call 272-3572.
Fonda Arts Center will present "Love Songs at Fourth and Main" on Sunday, Feb. 14 from 2-4 p.m. at Fonda Arts Center.
Free admission, free refreshments. All welcome; handicapped accessible.
Buena Vista County Parkinson's Support Group will meet at 1:30 pm. on Tuesday, Feb. 9, at St. Mark Lutheran Church, 1614 W. Fifth St. The building is accessible and parking is available. Anyone who has an interest in Parkinson's is welcome to attend this free meeting. If you have questions, please call Bonnie at 732-3383.
Beavers win, 59-55
Senior Lexi Fisher scored 17 points and grabbed seven rebounds while fellow seniors Becca Pennington and Jasmyn Flynn-Graves followed with 12 points each as the trio helped lead Buena Vista to a key 59-55 Iowa Conference victory at Wartburg last Saturday.
Leisa Aanenson is the preschool teacher at St. Mary's.
Leisa Aanenson is the preschool teacher at St. Mary's.
This is Catholic Schools Week so we are featuring St. Mary's preschool teacher Leisa Aanenson from Linn Grove. This is Leisa's first year teaching the three- year-old class, although she subbed last year at St. Mary's and has taught for some "20 plus" years.
"I like that I can tell the students about God and work it into the classes," Leisa explained. "I like the fact that I can bring my faith into all aspects of their events."
Elsa and Anna pinatas.
Elsa and Anna pinatas.
On Saturday, Jan. 30, young area fans of the movie "Frozen" and their parents attended a "Frozen" party at the Storm Lake Library. They watched the sing-a-long version of the movie and enjoyed hot chocolate and Rice Krispie bars. Frozen posters and ornaments were also awarded as prizes. A good time was had by all.
Parents of seniors at this year's St. Mary's homecoming made this
year memorable for the crowd Jan. 21 with an ambitious lip sync.
They are, left to right: Kay Broich, Kay Lenhart, Troy Ivey, Chris
Snyder, Grace Ivey, Marty Broich, Kimberly McCleary, Tom Snyder,
Leigh Laven, Janelle Kirkhart, Andy Goettsch and Laura Pariseau.
Photo by Patti Demers
Alexia Fisher is a biochemistry major at BVU.
Alexia Fisher is a biochemistry major at BVU.
The Undergraduate Rural Medicine Education and Development program selected a Buena Vista University student for its January 2016 scholars program, which included a white coat ceremony and a three-week internship.
The student selected for the January 2016 URMED internship was Alexia Fisher, a senior biochemistry major from Glenwood.
Copyright 2013-2014 | The Storm Lake Times | All Rights Reserved
220 W Railroad St
PO Box 487
Storm Lake, IA 50588
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Free personalized radio that
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Warrior Dance (Yema Ya) (Shaka Zulu Mix)
Features of This Trackheavy use of samples
house roots
four-on-the-floor beats
electronica influences
meter complexity
beats made for dancing
busy beats
unsyncopated ensemble rhythms
intricate rhythms
emphasis on instrumental performance
percussion layers
light percussion fills
effected synths
a highly electric sonority
the heavy use of lo-fi samples
prevalent use of groove
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Prostitution racket busted at MargaoTNN | Oct 5, 2012, 04.06 AM IST
MARGAO: Margao police on Thursday busted a prostitution racket by arresting two pimps-Ruksana Khan, 30, and Aiyaz Khan, 35-after a chase. A 20-year old girl, native of Hyderabad, who was forced into the flesh trade was rescued by the police and sent to the protective home at Merces.
Both the accused were residing in Porvorim and are natives of Tardeo, Mumbai, police said.
Police sources informed TOI that acting on a tip-off, the cops laid a trap for the accused by deploying a decoy customer. The decoy customer was asked by the accused to wait near the Apollo hospital, Malbhat, Margao, where they would come with the girl. But when the accused arrived in a car near the hospital, they suspected something amiss and sped towards the Konkan Railway station.
The police who were lying in wait near the hospital, chased them. In the process, the accused's car dashed against the scooter that was being ridden by head constable Chandrakant Talwankar near the railway station, and further also hit the car driven by PSI Pravin Gawas at Ramnagari, near Sao Jose de Areal. The accused's car was finally intercepted by the police at Sonsoddo, and the occupants apprehended.
The rescued girl, police informed, was brought to Goa on a false promise of providing a job.
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Seal Beach Pets For Sale
Dogs, cats, puppies, kittens, and even more exotic pets from Seal Beach, CA are available for sale or adoption. Topix encourages humane pet adoption. Make sure to have your pet spade or neutered, and comply with all local licensing requirements after you adopt.
Featured Pet Listings (Showing 1 - 25 of 9,073)
Bella | Huntington Beach, CA
Bella is super lovable with apricot ears and around her eyes. This came from her AMERICAN KENNEL CLUB sire. Her Mom is all white. This cute puppy will steal your heart! Will not ship. Local only.I live in Huntington Beach, CA.Call Jan at xxx-xxx-xxxx or text xxx-xxx-...
Rose | Huntington Beach, CA
Rose is such a loving puppy with light apricot ears. She is 3 mons old. A nice lap dog! I live in Huntington Beach, CA. Will not ship. Local only.Call Jan at xxx-xxx-xxxx or text xxx-xxx-xxxx. Has shots and is dewormed.
Jezzable | Cerritos, CA
Stunning show worth condition orange female puppy. Father is AMERICAN KENNEL CLUB GRAND CHAMPION. Will be about four pounds fully grown with massive coat and teddy bear look. Please respond with information about yourself. Only to nice home. Taking deposit to hold un...
Big Boy | South Gate, CA
This Fawn male caries Blue and Red Fawn color. His sire is Bo a Red Fawn from Razors Edge Bow wow camp & his Dam is a Fawn with Black mask also a Razors Edge Bow wow pedigree. This Male was the biggest boy of the litter and is going to be a show stopper. He is go...
Havanese Puppy Finn | Santa Ana, CA
we announce the availability of our male, and 2 females. These really are promised to be stunning pups and will be snapped up very quickly! up to date on shots, wormed and vaccinated. PLEASE YOU MUST TEXT ME ONLY, DIRECTLY AT ☎ 917 41O 219O WITH YOUR EMAIL. NOTE THAT...
Red toy poodle puppies | Anaheim, CA
Red toy poodle puppies, 1 male and 1 female available, born on May 6th, AKC registered litter from AKC registered parents, both parents red toy poodles as well. Call text for details 714- 380 XXXX, and meet puppies and parents in person. Male went to his new family, ...
English bulldog Puppies | Carson, CA
We are happy to announce that we have a new blue and black tri litter. 7 females and 1 male. They were born on July 2nd 2016. For more info you can call me @ 310-626-XXXX my name is Edwin Price starts @ $3,500 and up.
Persian Kittens | South Gate, CA
5 Persian mix kitties ready to go home now! 8 weeks old Adoption fee $100 South Gate 323 439- 444 six Pictures taken today 7/22/16
AKC German Rottweiler Male/Female Puppy Ch... | Garden Grove, CA
Hi there, I have (1) AKC german male puppy (PICK OF LITTER) for sale, $2000. And (4) AKC females for sale, they are all about the same size, $1600. I am not a breeder, I do have BOTH PARENTS ON SITE. They are my dogs, family dogs and they happen to have puppies. D...
Lost Pomeranian Dog | Anaheim, CA
We lost our Pomeranian dog in the Anaheim Hills, please return her back to us. Reward will be given for her return/No Questions asked
Gold/apricot color maltipoo | Anaheim, CA
teddy bear face female maltipoo ready for sale. DOB 5/20, up to date on shots and deworm comes with a vet record serious inquiries only 818-930-XXXX www.goodpuppie.com
Blue Fawn English Bulldog Puppy | Westminster, CA
***READY TO GO HOME TODAY!!*** Boo was born on 04/08/16 and is up to date on shots. He is AKC registered and DNA tested (results in hand.) For more information please TEXT (714)798-ZEORnineSEVENeight for more information. There are also more pictures of Boo on instag...
Old English Bulldog | La Mirada, CA
Lilac Tri Puppies born 4-28-16. UTD on shots and worming, ready for a good home. IOEBA registered.
Yorkie puppy | Fullerton, CA
Adorable Yorkie puppy available.This boy is just adorable. He was born on may 5th. He is ready to go home. he had his second shot and had been checked by the vet as always. the ears are stand. the expected color is black and Tan but like most yorkies, his color will ...
Bulldog puppies | Costa Mesa, CA
Old English Bulldog puppies for sale, health guaranteed and registered I.O.E.B.A. Parents both on premises, father a must see. Staring at $1250 and up to $3500 for rare colors
Adopt Lionhead Lop baby bunnies | Lakewood, CA
Picture 1 and 2 are males. Picture 3 is a female. Asking $40 each. (562)925-XXXX. [XXXX are 0078].
Adopt Fenway a German Shepherd Dog / Pit B... | Downey, CA
Fenway IS AVAILALBE (updated 07-26-2016). To meet any of our dogs you must 1st complete our on-line adoption form on our website. For more information and the adoption form for Fenway, please visit our web sitebelow http://www.coastalgsr.org/dog_profile.php?ID=2163...
Adopt A1643655 a American Pit Bull Terrier... | San Pedro, CA
Adopt Harley a Red/Golden/Orange/Chestnut ... | Fullerton, CA
Harley, 1 yr old boxer mixture. Loves all people and pets.. nice on leash. Neutered. needs good fence. (But hes Not a jumper.) If interested in Harley please call 714-454-XXXX for more info. Thank yoiu
Adopt A1643658 a American Pit Bull Terrier... | San Pedro, CA
Male American Pit Bull Terrier | Downey, CA
- Pit bull White Black Spotted Impounded on from Paramount Available for adoption holds on . Adoption availability Date . Adoption holds must be placed in person. Please visit SEAACA to see me.... More Info Photos and contact info on Advertigo website.
Female Maltese | Downey, CA
- Maltese Apricot Impounded on from Bell Gardens Available for adoption holds on . Adoption availability Date . Adoption holds must be placed in person. Please visit SEAACA to see me.... More Info Pictures and contact info on Advertigo website.
Maltese puppies for sale | Garden Grove, CA
Send to () - If interested . Photos and contact details on Advertigo website.
Adopt A1471341 a Black & White or Tuxe... | Orange, CA
Adopt A1643605 a Tortoiseshell Domestic Me... | San Pedro, CA
Copyright © 2016 Topix LLC


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Resource Directory
Order Free Copy
Link to us
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Moving to the fastest growing city in America? Las Vegas offers an amazing quality of life. Order your free copy now!
Resource Directory
Auto Dealers
Automotive and Transportation
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Churches and Temples
Colleges and Universities
Credit Unions
Custom Home Builders
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High Rises and Vertical Living
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Insurance Agents
Insurance Companies
Internet, Cable, Phone and TV
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Moving and Storage
Neighborhoods and Communities
Private Schools
Recreational Activities
Retirement and Active Adult Living
Senior Care
Shopping Malls
Temporary Housing
Title Companies
Strategic Alliances/Member Organizations
Expert Articles
How to Save Energy and Money on Air Conditioning During Southern Nevada
Simple Steps Help to Save the Environment and Your Wallet Now ...
more »
8 Great Ways to Reduce Business Insurance Costs at Renewal
The majority of commercial insurance clients have good claim histories. ...
more »
Child Proofing Your New Home
Child Proofing your New Home Household injuries are one of the ...
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Featured Articles
Essential Las Vegas
indispendable information about living in Las Vegas Now that you've settled in to your new home and neighborhood, it's time to take care of a few immediate tasks, including applying for a Nevada driver's license and registering your vehicle. You'll also find answers to your commuting questions, including which freeways connect ...
more »
Retirement and Active Adult Living
Active-Adult Living at its Best Nevada consistently ranks high among the favored states in which to retire and, specifically, Southern Nevada continues to attract active seniors. Among the reasons high on their lists include the region's ease of living, weather, access to health care, education facilities, low crime rate, plenty ...
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Places to Live
Mountain's Edge
Harmony Homes
The value of your home lies not in its foundation, ...
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Nova Home Loans
Personal commitment to professional excellence, coupled with a strong desire ...
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Las Vegas Day School
Las Vegas Day School (LVDS) was founded by Jack and ...
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KB Home Nevada, Inc.
KB Home Nevada Inc. offers new single-family homes in the ...
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Children's Medical Center at Summerlin Hospital
Summerlin Dermatology
Nevada State Bank
Southwest Gas Corporation
The Preserve Apartments
The Preserve Apartments are a lavish luxury apartment community located in the exhilarating city of Las Vegas, Nevada. From here, residents can ...
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The Belmont Apartments
Welcome home to The Belmont Apartments. Here you can find the perfect blend of luxury and style that will meet the needs ...
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Oasis Moving and Storage
We are customer driven with personalized service at a great value! That's what makes Oasis Moving and Storage a great choice as ...
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The Pavilions at Providence
The Pavilions at Providence Apartments is a lavish luxury apartment community located in the exhilarating city of Las Vegas, Nevada. From here, ...
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Las Vegas 51s Baseball Team
The Las Vegas 51s have the proud distinction of being the longest enduring franchise in the history of professional sports in the ...
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Coupons and Discounts
Get local discounts and coupons to all the services and products you need before you move.
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You've determined that the time is right to strike out ...
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Child Care
How to Find the Right Child-Care Facility One of the most ...
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Dining and Retail
World-Class Offerings to Explore For serious foodies and shoppers, there is ...
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Learning Resources for the Entire Family One of the highest priorities ...
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Plugging Into the Las Vegas Job Market Your spouse has just ...
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Essential Las Vegas
indispendable information about living in Las Vegas Now that you've settled ...
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Financing and Mortgage
Your Guide to Financing a Home Although a newcomer to ...
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Health and Wellness
Quality Health Services for Southern Nevada Residents With a population of ...
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Protecting Your Family and Property In this chapter, you'll find information ...
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Las Vegas at a Glance
Enjoying the Las Vegas Valley's Unique Location The city's nightlife and ...
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Moving to Las Vegas
Managing Your Move to Las Vegas While just the thought of ...
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Neighborhoods and Communities
Finding Your Home in Las Vegas While many long-term residents are ...
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Quality of Life
enjoying the las vegas valley's unique location The city's nightlife and ...
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Relocation Timeline
Staying Organized Before The Move You've just received exciting news. Along ...
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Remodeling and Home Services
Buying a House and Making it a Home While house hunting ...
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Renting & Leasing
Las Vegas—Renting and Leasing If you are relocating to the Las ...
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Retirement and Active Adult Living
Active-Adult Living at its Best Nevada consistently ranks high among ...
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Vertical Living
Ease of Living With a View It's easy to see why ...
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Working With a Realtor
Your Toolkit to Prepare for Home Ownership For the first time ...
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Relocating to Las Vegas | 8379 W. Sunset, Ste. 110 | Las Vegas, NV 89113 | ph: (702) 416-3044 | fax: (713) 586-6947
Copyright © 2016 Relocation Resources, LLC All rights reserved.


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Anger Management
Life at Lot 4
Recent Comments
Santayana on Trump is a unique threat to Am… Andy on U.S. secessionists getting rea… Michelle Meaders on A drone designed to rid the wo… MAGA on Trump is a unique threat to Am… Ben-Gay on If you need a hint why Big Pha… Update on New U.S Navy combat ship sucks… Network (1976) on The illusion of choice in cons…
TagsAfghanistan Apple Australia bigots Bush California Canada children China civil rights climate change Congress corruption death Democrats drugs FBI fear Florida France fraud Germany global warming Google hypocrites India Iraq Israel Japan Mexico Microsoft murder NASA New Mexico NRA NSA NYC Obama Pakistan police Progressive Republican Republican Party Republicans sex tea party Texas UK United States women
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Tag Archives: 1000 Genomes Project
We all have hundreds of DNA flaws waiting to do us in! Or not.
We all have hundreds of DNA flaws waiting to do us in! Or not. Continue reading


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Wireless Articles
Tshwane Wi-Fi wins international award
The City of Tshwane has received international recognition at the World Wi-Fi Day Awards for Most Innovative City or Government Program to bridge the Digital Divide.
Faster, better Wi-Fi is coming
The Wi-Fi Alliance industry group has started certifying products that can deliver multi-gigabit speeds and improved coverage.
Comsol launches open-access high-speed network in South Africa
Comsol has launched Comsol Fibre Connect, which it states is South Africa's "first and only nationwide open-access high-speed carrier-grade data network".
Cape Town vs Pretoria – Wi-Fi roll-out plans
Radical differences in strategy drive two large roll-outs of Wi-Fi internet access in South Africa.
Best ways to boost your Wi-Fi signal at home
Here are the best ways to ensure your home's Wi-Fi connection is at maximum strength.
US planning for 5G, while South Africa still waiting for 4G/LTE spectrum
While the United States is planning to open spectrum for 5G networks, South African operators are still waiting for 4G/LTE spectrum.
Free public Wi-Fi is too expensive for South Africa
Wi-Fi internet access is too expensive for it to be free to South Africans, says a national provider.
South African 4G/Wi-Fi antenna to be used at Olympic Games
The OMNI 291 high-gain, multi-band, omnidirectional Marine and Coastal Antenna from Poynting will be used at the 2016 Olympic Games.
Free Wi-Fi on Cape Town MyCiTi buses
MyCiTi has launched a free Wi-Fi pilot on its buses in Cape Town.
Google planning to replace fibre with 1Gbps wireless tech
Google is planning to use wireless technology to replace last-mile fibre.


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Real Sex: The Naked Truth about Chastity Paperback – July 1, 2006
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"Believing that true love waits, I make a commitment to God, myself, my family, my friends, my future mate, and my future children to a lifetime of purity including sexual abstinence from this day until the day I enter a biblical marriage relationship."
I hung the card on my bulletin board where it was surrounded by drawings from friends, stickers from my favorite bands (The Cranberries, Pearl Jam, and the Smashing Pumpkins to name a few), movie stubs, and pithy quotes from my favorite books (including the Bible). It was a brag board. "Hey, look how cool I am! I have artsy friends and I like alternative music and I'm a Christian at the same time. I'm hardcore. I'm even a virgin." Yes folks, I wore combat boots with my dresses.
Now I'm 27. My music is mainstream (worse yet, I heard Pearl Jam on a classic rock station the other day) and I think the pastel pink purse I'm carrying today officially disqualifies me from anything smacking of hardcore. I still have that True Love Waits card --- I came across it in my parents' basement a couple of years ago --- but my enthusiasm for being a virgin has waned. It's "punk rock" when you're 15 and marriage and sex is on the horizon, just the other side of college (wa-hoo! College!); it's "lite rock" when you're 27 and marriage isn't on the radar, much less the horizon, and college is quickly retreating in the rearview mirror (wa-hoo! Paying off school loans!). And frankly, I'm just not ready to be hanging out with Seals and Croft on a regular basis.
And I'm not alone.Read more ›
Lauren Winner's book is a refreshing change from most of what's out there on sexual ethics. It's grounded in reality -- not merely the pain that attends sexual brokenness but the significant pleasure that usually attends it as well. Winner reveals the Gnostic and romantic undercurrents of most conservative attitudes toward sexual morality, especially in the Church, and articulates an alternative that is faithful to the true nature of our God-given, image-bearing humanity. This is not to say that her conclusions with regard to conduct are not "conservative" -- they are -- yet she comes to them by a thought process that holds up well to both theological reflection and harsh reality.
Especially significant is Winner's emphasis throughout on the importance of community. Ours is a world where sexuality is either held in confidence or broadcast with the expectation of nonjudgmentalism, and Winner sketches out the appealing alternative of a world where our lives are informed by relationships of integrity and authenticity with friends and mentors who love us enough to be straight with us about sex.
I am currently about the business of recommending this book in the highest possible terms to just about everyone I know.
That is, until she began to think more conceptually about the whys behind Christian morality in general, and Christian sexuality in particular. Real Sex is the story of Winner's journey from promoting liberal views on sexuality to apologist for chastity outside of marriage. Smart, funny, and honest, Real Sex has a lot to offer both single and married people alike. Winner is at her best in critiquing both our culture's attitudes toward sex, as well as Gnostic myths the church tends to propagate out of fear and ignorance.
Read this book if you have teenagers, are a college student or young single, are wondering about the Biblical purpose for sex, or are exploring the reasons why sex was made for marriage.
After finishing it, I have mixed feelings about it. There is no doubt that Lauren Winner is a very intelligent and well-read woman and how she came up with all these truths at her tender age I do not know. There are some great points in this book, like that Christian couples are called to "share" with other believers their experiences in marriage and hold them accountable, that married sex isn't always great sex, and that many of us have gone too far and are ashamed of our sexual desires, rather than disciplining them for marriage. I also love how the theme of community comes up frequently. I want to lend this book to my friend for her to read the chapter "Communities of Chastity," which asks and discusses why it seems as if singleness is looked down upon in the church, and then clarifies the special role it plays.
What I didn't really like about the book was its lack of clear organization. I learned some great things from Lauren, I really did, but I'm going to have to rely on my memory to find it in the book, not its chapter titles. She breezes through many important topics in a single chapter, offering us her ideas and opinions of experience, but not a very cohesive and balanced discourse. It has missing parts, I feel, and that is hard to avoid when the topics include premarital and marital sex, dating, marriage and its boredoms, chastity, modesty, birth control, gnosticism, and pornography; books are and should be written, devoted to each of these weighty topics!Read more ›
Most Recent Customer Reviews
I'm very critical of how the Church talks about sex and so is Lauren Winner. She takes the approach of a single person choosing chastity for the sake of drawing nearer to God, and... Read morePublished 5 months ago by violetmeade
Thankful that I was able to get this great book in such good condition for a low price!Published 8 months ago by Moriah
very thought provoking book ow out gods view of sex in our lives. As God has told us its never too late to change.Published 12 months ago by SJK
Reading Lauren's writing is like sitting down for coffee with a good, wise, well-educated, well-spoken, yet warm friend. Read morePublished 12 months ago by Sir Arthur
Lauren, thank you. Your work is a meaningful, honest, and a thoroughly researched contribution to the subject of sexual purity. I admire your work greatly. Read morePublished 16 months ago by Jennifer Strickland
Dr. Winner's writing is more than a book on sex, chastity, and purity. Real Sex is more about Christian discipline, belief, character, practice, and value. Read morePublished 18 months ago by Bianca Anderson
I thought this author developed a very good and truthful and Biblical perspective on sex. She presents the road less traveled in our culture. Read morePublished 19 months ago by Steve DeGangi
I enjoyed this book. I was surprised at the theoretical aspect of the book. I thought it was interesting and thought-provoking.Published on February 25, 2014 by AN


text:
|By PR Newswire
Article Rating:
|March 11, 2014 06:17 PM EDT
NEW YORK, March 11, 2014 /PRNewswire/ -- S&P Dow Jones Indices announces revised treatment of Google Inc. (NASD:GOOG) Class A and Class C in the S&P 500 and S&P 100 and related changes to methodology for the S&P 100, S&P 500, S&P MidCap 400, S&P Small Cap 600 and S&P TMI/CI indices:
- Google is establishing a new class of capital stock and is paying a dividend of one share of this new class of capital stock for each outstanding share of Class A and Class B common stock. Both Google Class A and Google Class C will be included in the S&P 500 and S&P 100 and there will not be a switch from Class A to Class C on June 20th as previously announced in a press release dated February 3, 2014.
- S&P DJI expects to transition the S&P 100, S&P 500, S&P MidCap 400, S&P SmallCap 600, and the S&P TMI/CI to a multiple share class structure effective with the September, 2015 rebalance.
- Under current S&P U.S. Indices methodology, companies that have more than one class of common stock outstanding are represented only once in an index. The stock price is based on one class, usually the most liquid class, and the share count is based on the total shares outstanding. Under the new methodology, all eligible trading lines for a company that meet certain liquidity and materiality thresholds will be included in the index.
- For companies that issue a second publicly traded share class to index share class holders between now and September 2015, multiple class lines will be considered for inclusion if the event is mandatory and the market capitalization of the distributed class is not considered to be de minimis.
- This change will result in the S&P 500 having more than 500 share lines in the index but the index will continue to have only 500 companies. Each company may have 1 or more lines in the index depending on liquidity and size criteria that will be announced before the change takes effect in September, 2015. The same rule will apply to US constituents in other indices with a specific number of companies.
Multiple share classes are becoming more common among US corporations, especially in the technology sector. Were the trend ignored, some indices would have difficulty properly representing major market segments while providing sufficient liquidity to accommodate trading and necessary index adjustments. The use of multiple share classes is expected to enhance liquidity once the transition is completed. However, turnover may be caused by adjustments to current index constituents which have multiple share classes.
The change to multiple share classes will require revisions to various index methodological guidelines and rules covering liquidity, IWF's, calculation of total and float adjusted market cap and other factors. Therefore, changes to share counts and share classes of stocks currently in the indices will not be done until September 2015, approximately 18 months from now.
The S&P Dow Jones US Index Committee acknowledges the comments received from index fund managers and investors.
About S&P Dow Jones Indices
S&P Dow Jones Indices LLC, a subsidiary of The McGraw-Hill Companies is the world's largest, global resource for index-based concepts, data and research. Home to iconic financial market indicators, such as the S&P 500® and the Dow Jones Industrial AverageSM, S&P Dow Jones Indices LLC has over 115 years of experience constructing innovative and transparent solutions that fulfill the needs of institutional and retail investors. More assets are invested in products based upon our indices than any other provider in the world. With over 830,000 indices covering a wide range of assets classes across the globe, S&P Dow Jones Indices LLC defines the way investors measure and trade the markets. To learn more about our company, please visit www.spdji.com.
It is not possible to invest directly in an index. S&P Dow Jones Indices LLC, Dow Jones, and their respective affiliates, parents, subsidiaries, directors, officers, shareholders, employees and agents (collectively "S&P Dow Jones Indices") does not sponsor, endorse, sell, or promote any investment fund or other vehicle that is offered by third parties and that seeks to provide an investment return based on the returns of any S&P Dow Jones Indices index. This document does not constitute an offer of services in jurisdictions where S&P Dow Jones Indices or its affiliates do not have the necessary licenses. S&P Dow Jones Indices receives compensation in connection with licensing its indices to third parties.
STANDARD & POOR'S and S&P are registered trademarks of Standard & Poor's Financial Services LLC. "Dow Jones" is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones").
For more information:
Dave Guarino
S&P Dow Jones Indices
[email protected]
(212) 438-1471
David Blitzer
Managing Director and Chairman of the Index Committee
S&P Dow Jones Indices
[email protected]
(212) 438-3907
SOURCE S&P Dow Jones Indices
"We've discovered that after shows 80% if leads that people get, 80% of the conversations end up on the show floor, meaning people forget about it, people forget who they talk to, people forget that there are actual business opportunities to be had here so we try to help out and keep the conversations going," explained Jeff Mesnik, Founder and President of ContentMX, in this SYS-CON.tv interview at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York City, NY.
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Redis is not only the fastest database, but it is the most popular among the new wave of databases running in containers. Redis speeds up just about every data interaction between your users or operational systems. In his session at 19th Cloud Expo, Dave Nielsen, Developer Advocate, Redis Labs, will share the functions and data structures used to solve everyday use cases that are driving Redis' popularity.
Jul. 30, 2016 07:30 PM EDT Reads: 1,760
I wanted to gather all of my Internet of Things (IOT) blogs into a single blog (that I could later use with my University of San Francisco (USF) Big Data "MBA" course). However as I started to pull these blogs together, I realized that my IOT discussion lacked a vision; it lacked an end point towards which an organization could drive their IOT envisioning, proof of value, app dev, data engineering and data science efforts. And I think that the IOT end point is really quite simple…
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Internet of @ThingsExpo, taking place November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with the 19th International Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world and ThingsExpo Silicon Valley Call for Papers is now open.
Jul. 30, 2016 07:00 PM EDT Reads: 2,771
You think you know what's in your data. But do you? Most organizations are now aware of the business intelligence represented by their data. Data science stands to take this to a level you never thought of – literally. The techniques of data science, when used with the capabilities of Big Data technologies, can make connections you had not yet imagined, helping you discover new insights and ask new questions of your data. In his session at @ThingsExpo, Sarbjit Sarkaria, data science team lead ...
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To leverage Continuous Delivery, enterprises must consider impacts that span functional silos, as well as applications that touch older, slower moving components. Managing the many dependencies can cause slowdowns. See how to achieve continuous delivery in the enterprise.
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WebRTC is bringing significant change to the communications landscape that will bridge the worlds of web and telephony, making the Internet the new standard for communications. Cloud9 took the road less traveled and used WebRTC to create a downloadable enterprise-grade communications platform that is changing the communication dynamic in the financial sector. In his session at @ThingsExpo, Leo Papadopoulos, CTO of Cloud9, discussed the importance of WebRTC and how it enables companies to focus...
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"My role is working with customers, helping them go through this digital transformation. I spend a lot of time talking to banks, big industries, manufacturers working through how they are integrating and transforming their IT platforms and moving them forward," explained William Morrish, General Manager Product Sales at Interoute, in this SYS-CON.tv interview at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York City, NY.
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Monogamy: Now Guaranteed By This Handy Nasal Spray!
It's so hard to be a woman these days, mainly because men aren't normal people with brains and feelings but just sex machines always after the next bit of tail. Luckily, ladies, there's now a way to curb your man's biological instincts and make him the perfect husband/servant/worshipper you always wanted: Monogamy, the nasal spray!
No, seriously, though. A new study published in the Journal Of Neuroscience explores the hormone oxytocin and its effects when administered artificially. This sneaky little chemical known as "the love hormone" is naturally released by the brain and is already known to be a key factor in the formation of relationships, but in this study, a group of men were given a shot of nasal spray — either of a placebo or of a solution containing oxytocin. Then, they were asked to stand 24 inches away from a female assistant deemed "attractive" by the researchers (congratulations BTW!). As the men and women moved closer to each other inch by inch, the men were asked to note when they felt they were at an "ideal" distance and when the women became uncomfortably close.
The researchers expected to see the men administered with oxytocin behave more openly and allow the female participants to come closer than those without — indicating a willingness to engage in a romantic or sexual encounter increased by the so-called love hormone. However, the men who had received oxytocin and were also in long-term relationships displayed the opposite behavior. Compared to those not in monogamous relationships, they preferred to keep a significantly larger distance between themselves and the women. The study thus concluded that oxytocin promotes monogamous relationships by preventing men from "signaling romantic interest."
So, when will this spray be available at your nearest CVS? Don't know. Until then, you can cause the hormone to be naturally released by holding your man's hand just before he finds himself 24 inches away from a sexy lady other than yourself. Or, you know, just cultivate an equal, open, and loving relationship that works for both of your needs and desires. Your call! (Journal of Neuroscience via The Atlantic)
Photo: Courtesy of Shopbop.
- Beauty | Monogamy Hormones Nasal Spray - Oxytocin Love Chemical
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Jeff Hephner Replaced by Eddie Cibrian as 'Playboy'
NBC has a slight change of mind about the casting of the lead male on "Playboy". Jeff Hephner was announced to fill the position of Nick Dalton, an attorney who is a "keyholder" at the club, because he did well on the screen tests. However, the actor who has never taken a major role before, could not deliver in the pilot's table read and had to be recast.
The network bosses landed the choice on Eddie Cibrian who was one of many actors testing for the part after Broadway star Patrick Wilson passed. Cibrian, who is infamous for having an affair with "Northern Lights" co-star LeAnn Rimes while he was married, is expected to start immediately as the pilot is slated to begin filming in Chicago on Tuesday, March 15.
"Playboy" centers on Nick who is described as "the ultimate playboy" and on a group of women working as Playboy bunnies in New York club in 1963. Cibrian will star opposite Laura Benanti, Amber Heard, Naturi Naughton and David Krumholtz. The pilot will be directed by Alan Taylor, who also directed the pilot of "Mad Men".
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- Comic-Con: 'Guardians of the Galaxy 2' Footage and 'Spider-Man: Homecoming' Villain Revealed
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- Watch Henry Cavill Walk Around in Mask and Hilariously Prank Will Smith at Comic-Con
- Comic-Con: New 'Fantastic Beasts' Trailer Shows Newt Scamander Recapturing the Creatures


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Star Race
Choose your favorite spaceship to be in the most awesome space racing. Gather the items from the track circuit in order to get extra speed, invisibility or shield. Try not to loose speed and the control of your vehicle. Use the arrow keys.
Favorite games
Live the passion of future races with this starships game in 3D. Press hard your accelerator to win on all worlds. Use the arrows.
Galaxy Rush 3D
Ride the Ghost Train the faster as you can without derail. Use the arrow keys to accelerate and brake.
Ghost Train Ride
Funny race game where you have to try to arrive the first one at red zone. Define the trajectory, wait the countdown and click again to go. Use your mouse to play.
Pyjama Jump
A futuristic racing game. Be part of this competition against other sport cars and be the winner to move a level up. Use the arrow keys to drive.
Grid Racer
Drive your bolid in this illegal tuning car race. Reach first to the finish line and you will unblock the next race track. Drive with your arrow keys. Press Z to use the nitro.
Furious cars
Pick your favorite circuit and get ready for an exciting race. Get the nitro bombs and the atoms to speed up. Avoid the oil spots using the arrow keys.
Speed Roaster 2
Great moto race of Spongebob where you'll have to helo him to reach the finish line as fast as possible. Collect as many burgers as you can to speed up and avoid the enemies. INSTRUCTIONS: Use Arrow keys.
Spongebob Bike 2 3D
Take part in a marvellous race car in 3 dimensions. Curves, jumps, bankings. Control your car with the arrows, Luck!!
Rich racer
Be part of this amazing 3D race and beat your opponents. Own the curves, step on the speed bonuses and complete all the tracks in the first place. Use arrow keys.
Big Monster Truck
Choose your favourite Sonic character and drive your car as fast as you can to win all races. Use Arrow Keys and N.
Sonic Car Champ
Race in the GT competitions. As you go forward you'll get points to buy better stuff and better cars. Use the arrows to drive, X to activate turbo.
GT Racing
Spend a nice time with this car race in base of simple lines and poligons. It will be like coming back to the origins of he games. Drive as fast as you cand and beat your opponents. Use arrow keys.
Polygon Race 3D
Wiju España
Free Online Games
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- Innovative coffee table
- Material: steel, glass
- Dimensions: H42xW140xD140cm
- Toughened glass top 15mm thick
- Featuring a penny bronze finish
- Created in England by highly skilled craftsmen
- Bespoke sizes & finishes available – please contact us
- Delivery & instalment options available by quote process
Create a luxurious statement in any living space with this magnificent large Brooklyn coffee table from Villiers. Made in England, each piece has been meticulously created by highly skilled craftsmen who take great pride in their work. Handcrafted from mild steel, it features a powder coated finish in old penny bronze, with toughened glass for the top. Each step in the laborious manufacturing process is completed by a person skilled in a specific area ensuring the highest quality and attention to detail. Also available in a mirror polished finish this striking piece of furniture will add timeless luxury to any space.
Please note that for each piece of Villiers furniture a quote must be requested for delivery and installation options. Bespoke sizes and finishes are also available in every product; please contact customer services for more information.
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...I come from 2 generations of chemists, so passing on the knowledge is something which comes naturally and brings me great pleasure. I have tutored the subject from the intro to the AP level for over a decade. I taught geometry and honors geometry for several years at the Notre Dame Academy in Los Angeles.
Los Angeles, CAView Tutor
...We have fun with topics including the unit circle, SOHCAHTOA, the Law of Sines, and the Law of Cosines. I show the student how to use easy, logical, and intuitive formulas for finding the arc length of a circle and the area of a sector. We derive and work with trig formulas such as the sin and cos of a sum or difference, half angle, and double angle.
Santa Ana, CAView Tutor
...My success in helping students improve their grades is evident in that 95% of my students improved their grades from C, D, or F to A and B. 95% of my SAT students' scores are above 700 points. One of my student got SAT math 800 in Nov. 2015 without attending any outside practice school, only un...
Hacienda Heights, CAView Tutor
...I enjoy teaching this subject to make sure the basics are well learned. In addition, I have vast experience working with Middle and Elementary School students. As a building block on Algebra 2, and prior to Calculus, this is an important subject for students who want to pursue a career in a technology or science field.
Huntington Beach, CAView Tutor
...Also, a knowledge of trig is needed for the ACT and not the SAT. A slightly different strategy might be needed for ACT. As students move through their math studies, a lot of material is forgotten or just not used a lot.
Glendora, CAView Tutor


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Research Handbook on Securities Regulation in the United States - Research Handbooks in Financial Law Series (Hardback)Jerry W. Markham, Rigers Gjyshi
Hardback Published: 25/07/2014
- Can be ordered from our supplier
This fascinating Handbook provides a clear explanation of the securities market regulation regime in the United States. A diverse set of contributors offer a comprehensive overview of the regulatory process, Dodd-Frank, the principal securities statues, and the regulators and market participants involved. In addition to a general summary of the topic, this volume provides detailed explanations of the process for registering securities, exemptions from registration, secondary distributions, and the underwriting process. Scholars and students of financial law, banking and regulatory law will find this book a useful resource, as will attorneys, compliance professionals, risk-mitigation professionals and corporate leaders.
Publisher: Edward Elgar Publishing Ltd
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Rebecca Pidgeon
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Summer is a flashy, super safe and solid, no spook. Great for kid or small adult. Currently in our lesson program and loves kids. However can be inconsistent…$3,000
12yr old haflinger with documents 14.2 hand love bug . Perfect for intermediate rider . Has been ridden in hunter pace and loves to jump.$180,000
Ben is a 15.2hh QH cross gelding. He has three nice gaits and is very easy to learn. He does English and western pleasure and does good with trail or light…$2,300
7yr old Nugget is 1 seriously cute Hackney pony with a spunky and cute personality. Nugget is currently being evaluated, but we have been told he was trained…$500
Nine Year old Mickey was rescued from a slaughter house by Our Farm Equine Rescue, Inc. Mickey is very sweet with excellent ground manners. He walks, trots…$2,000
Exquisite mare, good with all ages, very friendly, please call for complete details, price negotiable.$7,500
Milly is a gorgeous and sweet ten year old draft cross Mare. She stands just under 14.2 and is beautifully put together. She is a sweet size for almost…$2,200
Terrific Star - 2001 APHA/PtHA gelding. Rio has ROMs in English and Western Showmanship, Barrel Racing and Pole Bending. Was also on the 2009 Honor Roll…$7,000
Bayard, NE


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Spoon Post New Single
This is cool I guess.
one of my favorite bands can't wait for the record
song is interesting
This is really good.
Ga Ga Ga Ga Ga ruled.
Digging: Direct Hit! - Wasted Mind
chill song, looking forward to this
album art is cool too
never really got into this band.
Album won't dissappoint, they haven't released anything other than good. Will listen to this later, the other song I heard off of this album was pretty tight.
Pretty damn groovy track...so excited for this
• Michael Gira Accused of Rape• R.I.P. Lemmy• R.I.P. David Bowie• Scott Weiland dead at 48 • The Story So Far's vocalist dropk..• Rush drummer retires• Killswitch Engage debut new single• Brand new Brand New Single• Deftones stream new single• Riverside guitarist dies
• Operation: Mindcrime New Song• New Betraying The Martyrs Vid• New Silverstein Video• Evergrey release a new single• Mika Bleu Dies• Oathbreaker new album and song• Helms Alee premiere new song• DGD to board the Mothership• clipping. announce new album• New Glass Animals Track• Coroner Enter Studio• Alcest unveil Kodama• First Joy Opposites (ex-FACT) • New Father John Misty single• 40 Watt Sun Album Announced» see all news
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Background of the Business. If an existing business, give a brief history of the company. If a new business, describe in detail what your company will be about.
Qualifications of the Principals. Describe in this section the backgrounds of the owners or managers that would qualify them to run this business. Include education, experience and any other relevant information.
State the Goals and Objectives of the Business. State the main goal that the company is to achieve and list the objectives that must be accomplished to reach the company's goal. This should include how each objective is to be accomplished.
Organizational Plan. Describe how the work of the organization is to be accomplished, including employees. Determine if the company is to be a corporation, sole proprietorship or other form of structure.
Marketing Plan. Discuss price, product, promotion (include advertising, publicity, sales strategy, market segment), distribution of the product or service and the location of the business.
Financial Plan. Develop Pro-Forma Balance Sheet for a start-up business or current Balance Sheet and Income Statement for an existing business (current within 90 days), prepare a projected Cash Flow Statement, covering a one year period, and three years of projected Income Statements for either a start-up or existing business. Include a list of start-up expenses and provide rationale for all projections.
Loan Information. Explain the amount of the loan requested, term in which you want to pay the loan back and how the proceeds of the loan will be utilized (for example, purchase of machinery and equipment, land and building or perhaps working capital for the business).
SCORE ♦ 4747 Troost ♦ Kansas City, MO 64110 ♦ 816-235-6675 Small Business Administration ♦ 1000 Walnut, 5th Floor ♦ Kansas City, MO 64106 ♦ 816/426-4900
-2- B. A business plan is a requirement if you are planning to seek financing. of owners/corporate officers Month and year your plan was prepared Name of preparer Copy number of the plan II.) PRODUCTS OR SERVICES If you are the manufacturer and/or wholesale distributor of a product: Describe your products. Note: Do not write the statement of purpose until you have completed your business plan! It is a summary and reflects the contents of the finished plan. If you need a financing. Include information about your sources (and alternative sources) of inventory If you provide a service: Describe your services List future products or services you plan to provide. There are two main purposes for writing that plan. title. 1. IV.THE ORGANIZATIONAL PLAN What is Included? This section should include a brief "description of your business" statement followed by information on the "administrative" end of your company. Project a sense of where you see your company going in the next few years. I. what. where. address. BUSINESS PLAN OUTLINE The following pages provide a suggested outline of the material to be included in your business plan. If you are a retailer: Describe the products you sell. It is the blueprint of your business and will provide you with the tools to analyze your business and implement changes. a business plan provides a standard means of evaluating your business potential in a foreign marketplace. Tell briefly about your manufacturing process. address & phone number of the company Name. where. what. (This statement should not exceed one page. how much) to summarize the following: Your Company (who. There is an additional benefit if you do business internationally. Why you will be successful. It will provide potential lenders or investors with detailed information on all aspects of your company's past and current operations and provide future projections. 2. how much you need and how you intend to repay the loan or benefit the investor. TABLE OF CONTENTS (Quick reference to major topics covered in your plan) PART I . Use the key word approach (who. If you do business internationally. DESCRIPTION OF THE BUSINESS Give a broad overview of the nature of your business. Ill. . Include information on suppliers and availability of materials. 3. Your final plan may vary according to your specific needs or individual requirements of your lender or investor . Your business plan will serve as your guide during the lifetime of your business. why.Business Plan Every business can benefit from the preparation of a carefully written plan. when) What your objectives are. tell when and why the company was formed. STATEMENT OF PURPOSE (Same as Mission Statement) This is the thesis statement and states business plan objectives. Name. how. A. COVER SHEET: Serves as the title page of your business plan. why you need it. and review the general development of the company. when. describe the nature and uniqueness of the services and/or products provided. and phone no. Using the key word approach.
INSURANCE What kinds of insurance will you carry? (Property & Liability. It will identify your customers and tell about the means you will utilize to make your products or services available to them. in Supporting Documents. Project size of your market. etc. cover in Part II . COMPETITION Evaluate indirect and direct competition. Back up information with demographics. and address it at this point! F. Tell how you arrived at your results. Project related costs. PERSONNEL Who will be doing the work? What are the necessary qualifications? How many hours will they work and at what wage? ACCOUNTING What system will you set up for the maintaining of financial records? Who will be responsible for tax accounting? What plan do you have periodic financial analysis? Project costs associated with accounting services. It includes information about the total market with emphasis on your specific target market. Show how you can compete. Briefly state reason for choice. TARGET MARKET Identify characteristics of your customers. in Supporting Documents LOCATION Describe your projected or current location. PART II . & F.THE MARKETING PLAN What is a marketing plan? The Marketing Plan covers the details of the plan for researching and reaching your target market. questionnaires. I. List owners or corporate officers together with short bios. A. D.C. Describe their responsibilities and abilities. Note: If location is important to marketing. you may wish to combine Sections E. Project costs associated with the location. V.The Marketing Plan. Include resumes in Supporting Documents Note: if you are focusing on "total quality management" (TQM). MANAGEMENT List the people who are (or will be) running the business. E. Project their salaries. -3- . market. Include Articles of Incorporation. LEGAL STRUCTURE Tell what legal structure you have chosen. and business history. utilities forecasts. resumes. G. Evaluate competition in terms of location. H. B. Life & Health) What will it cost and whom will you use for a carrier? SECURITY Address security in terms of inventory control and theft of information. and surveys. etc. Include legal agreements.
rate sheets. Project how the market may change. and when you will begin. competition analysis. Direct Mail: (Consider cost vs. Cover promotion under the following headings and add other headings for additional methods of promotion: 1. D. E.) PRODUCT DESIGN Answer key questions regarding product design and packaging. reviews. promotional material. how much your campaign will cost. State plans for keeping up with future trends. etc. and tradeshows. Explain why you have chosen those avenues. Listings. The work is much easier if they are done in the order presented because they build on each other. PART III.e. Include rate sheets. PROMOTION How will you get the message to your customers? Your goal is to create a positive image. A. and projected finances. Do not do this part of your plan until you have finished those two sections. and time lines for your advertising campaign. (See "Location" under The Organizational Plan portion of this outline) INDUSTRY TRENDS Give current trends. The following are the major documents you will want to include in your Business Plan. 2.FINANCIAL DOCUMENTS The quantitative part of your plan. I. VI. (2) Back up your statement with supporting data. return) 4. Include graphics and proprietary rights information.Cost analysis. utilizing information from the ones previously developed. TIMING OF MARKET ENTRY Tell when you plan to enter the market Give how you arrived at your decision. Paid Advertising: Ads. PRICING Result of market research and costing your product or service. cover it in this section of your business plan. 3. Financial documents are the records used to show past. G. . Tell how you arrived at your pricing structure. Publicity: Media features. etc. SUMMARY OF FINANCIAL NEEDS This is an outline giving the following information: (1) Why you are applying for financing (2) How much capital you need LOAN FUND DISPERSAL STATEMENT You should: (1) Tell how you intend to disperse the loan funds. If not. Back up decisions with statistical reports. Back it up with materials from your research (i. location can be included in the Organizational Section. Other: Specific to industry.C. F. H. how your message will reach your target market. This section of the business plan is the quantitative interpretation of everything you stated in the organizational and marketing plans. LOCATION If your choice of location is related to reaching your target market. Community Involvement: targeted "volunteerism") 5. . questionnaires. METHODS OF DISTRIBUTION Tell about the manner in which products and services will be made available to the customer. -4- B. current.
BUSINESS FINANCIAL HlSTORY This is a summary of financial information about your company from its start to the present The Business Financial History and Loan Application are frequently one and the same. It is a moving picture showing what has happened in your business and is an excellent tool for assessing your business. The most common supporting documents are: A. H) are Actual Performance Statements. BREAK-EVEN ANALYSIS The break-even point is the point at which a company's expenses exactly match the sales or service volume. If you have completed the rest of the financial section. or (3) your statements with those of other businesses. BALANCE SHEET Shows the condition of the business as of a fixed date. -5- . VII. I. You may also be required to supply your lender with a Projected Balance Sheet if you are a new business. you will include the following actual performance statements: F. educational background. Your ledger is closed and balanced and the revenue and expense totals transferred to this statement. Contains: (1) Assets. They reflect the activity of your business in the past. PERSONAL RESUMES Include resumes for owners and management. If your business is new and has not yet begun operations. NOTE: The following (F. Measures are expressed as ratios or percentages that can be used to compare your business with industry standards. H. Revenue and expense figures are drawn from the three-year income projection.C. It can be expressed in: (1) Total dollars or revenue exactly offset by total expenses or (2) Total units of production (cost of which exactly equals the income derived by their sales). It is usually done at the close of an accounting period. you should have all of the information you need to transfer to this document. It shows cash inflow and outflow over a period of time and is used for internal planning. professional affiliations and honors. annually).SUPPORTING DOCUMENTS This section of your plan will contain all of the records that back up the statements and decisions made in the three main parts of your business plan. (2) Liabilities and (3) Net Worth. It is a picture of your firm's financial condition at a particular moment and will show you whether your financial position is strong or weak. A resume should a one-page document Include: work history. G. This analysis can be done either mathematically or graphically. Use the revenue and expense totals from the Pro Forma Cash Flow st Statement for the 1 year's figures and project for the next two years according to expected economic and industry trends. PRO FORMA CASH FLOW STATEMENT (Budget) This document projects what your Business Plan means in terms of dollars. and a focus on special skills relating to the company position. PROFIT & LOSS STATEMENT (Income Statement) Shows your business financial activity over a period of time (monthly. It is of prime interest to the lender and shows how you intend to repay your loan. PART IV . Cash flow statements show both how much and when cash must flow in and out of your business. G. If yours is an established business. E. THREE-YEAR INCOME PROJECTION A Pro Forma Income Statement showing your projections for your company for the next three years. D. FINANCIAL STATEMENT ANALYSIS In this section you will use your Income statements and balance sheets to develop a study of relationships and comparisons of: (1) Items in a single year's financial statement. (2) comparative financial statements for a period of time. the financial section will end here and you will add a Personal Financial History.
and banks. both completed and currently in force. etc. etc. location plans. CREDIT REPORTS Business and personal from suppliers or wholesalers.) C. Make copies for each lender or investor you wish to approach. For a new business owner. LETTERS OF REFERENCE Letters recommending you as being a reputable and reliable businessperson worthy of being considered a good risk. Do not give out too many copies at once. etc. -6- . PURCHASE AGREEMENTS. F. PUTTING YOUR PLAN TOGETHER WHEN YOU ARE FINISHED: Your Business Plan should look professional. ETC. Include only the supporting documents that will be of immediate interest to the person examining your plan. A business plan will be the best indicator that can be used to judge your potential for success.B. but not included in the main body of the plan. KEEP YOUR BUSINESS PLAN UP-TO-DATE!!! Your business plan will work only if you update it frequently to reflect what is happening in your business. (For example. OWNERS' FINANCIAL STATEMENTS A statement of personal assets and liabilities. this will be part of your financial section. shipping contracts. Have your plan neatly bound at your local print shop or in blue. and keep track of each copy. cost analysis. black or brown covers. competition analysis. (Both business and personal references) CONTRACTS Include all business contracts. D. G. It should be no more than 30 to 40 pages in length. Limited partnership agreements. MISCELLANEOUS DOCUMENTS All other documents which have been referred to. All agreements currently in force between your company and a leasing agency mortgage company or other agency. If you are turned down for financing. COPIES OF LEASES. H. proprietary rights insurance. but the potential lender or investor needs to know that you did it. advertising rate sheets. OTHER LEGAL DOCUMENTS All legal papers pertaining to your legal structure. E. Use the results to analyze for effectiveness and plan for the implementation of changes that will make your business more profitable. Keep the others with your own copy where they will be available on short notice. credit bureaus. Measure what you have projected against what has actually happened in your company. demographics. MORTGAGES. excluding supporting documents. be sure to retrieve your business plan.
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Pak warlord Mullah Nazir among 10 killed in US drone strike
Top Stories
- Aurangabad arms haul case: MCOCA court convicts 12 including Abu Jundal
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- Bhagwant Mann: Didn't breach security, even TV channels broadcast from Parliament
Nazir, his deputy Ratta Khan and four more militants were killed when a CIA-operated spy plane targeted a vehicle in Angoor Adda area of South Waziristan Agency early this morning.
Security officials were quoted by the Pakistani media as saying that Nazir was killed in the strike.
He was the main militant commander in South Waziristan near the Pak-Afghan border considered to be the base for al-Qaeda, the Taliban and other Islamist foreign militants. Nazir was also a powerful elder of the Waziri tribe and understood to be close to the al-Qaeda-linked Haqqani network.
Nazir had reached a peace deal with the Pakistan military in 2007 under which he had promised not to indulge in militant activities on the Pakistani soil. But the Americans viewed him as anti-US, blaming him for sending his fighters to attack its forces in Afghanistan.
Officials said Nazir was heading to Wana, the main town of South Waziristan, when his vehicle was attacked.
Hours after the attack that killed Nazir, four more Taliban fighters were killed in a US drone strike in adjacent North Waziristan Agency.
Taliban commander Faisal Khan and two Uzbek fighters were among the dead, sources said.
These were the first drone strikes of the new year.
The US has continued its drone campaign in the tribal belt bordering Afghanistan despite protests from Pakistan, which says the attacks are counter-productive and a violation of its sovereignty.
Nazir had differences with the Tehrik-e-Taliban Pakistan led by Hakimullah Mehsud and was injured in a suicide attack in Wana on November 29 that killed seven persons.
Nazir's Wazir tribe expelled members of the Mehsud tribe from Wana and adjoining areas after the suicide attack.
In 2007, Nazir led a tribal 'lashkar' or militia and expelled Uzbek fighters from Wana.
But he was suspected of sheltering militants from other countries.
Nazir's group had also formed an alliance with a Taliban faction in North Waziristan led by Hafiz Gul Bahadar.
The two commanders formed the "Shura-e-Mujahideen" and declared Afghan Taliban commander Mullah Omar as their chief.
Security analysts said the killing of Nazir could prompt his fighters to launch attacks on Pakistani security forces.
Editors' Pick
- The amended act legalises child labour while claiming to do the opposite
- The concept of private members' bill is central to a deliberative democracy
- Mahasweta Devi drew imaginary landscapes to narrate stories of the oppressed
- With the latest figures on industrial output, the case for a stimulus is pressing
- An open letter to new students entering Jawaharlal Nehru University
- Irom Sharmila calling off her fast against the AFSPA reflects the state's failure to engage
- Strengthen Centre-state relations by giving the Inter-State Council teeth


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Purchasing Card
P-Card Update
July 5, 2016
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Friday, July 29th
The expense report with all supporting documentation is due for review by July 29th.
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text:
Defence reshuffle risks undermining ADF
A potential loser from the decision to split the Defence portfolio could well be the Australian Defence Force.
A potential loser from the decision to split the Defence portfolio could well be the Australian Defence Force.
As a lawyer in the Northern Territory, I saw children lose their teenage years to a broken youth justice system.
These are grim times for many Republicans. Their nominee espouses many ideas contrary to long-held principles, and his immediate reversion after the convention to JFK conspiracy-mongering convinces some conservatives that he is just plain nuts.
Nixon was the voice behind Audrey Hepburn, Deborah Kerr and others
In 1991, as a callow youth, I sat in the Alice Springs police station giving a statement after a man had detained me in my own home, punched me repeatedly and held a knife to me threatening to kill me unless I drove him home.
The overwhelming news in the lead up to the 2016 Olympics has been about the rampant dysfunction of the host city, Rio de Janeiro, and for good reason. The stories are gruesome and sensationalistic, filled with the kinds of pulpy details that make a mental imprint deeply difficult to dismiss.
You'd have to be living under a rock to have missed the memo: Too much meat is bad for your health , responsible for immense animal cruelty on factory farms, to blame for speeding up climate change, at fault for squeezing out rare species and more
Can a Liberal-National Coalition bring itself to nominate a former Labor prime minister?
Filmmaker with a legacy of work that represents an invaluable film and photography archive on the cultures and traditions of the Pacific islands.
In a global, media-linked world where stories cross borders and can incite violence, we need globally-minded journalism.
Twitter could suffer from extreme politicization of everything.
This is perhaps one of the worst decisions to affect Defence in the past 20 years, because the structure is now askew.
Beware people who've been around politics a long time and who know how it all works. They can undo the best-laid plans of party head office.
The home is the most common location in Australia for injuries to occur.
The profile of what we consider a terrorist attack is increasingly hard to define.
"Just hold your nose." That was the advice I heard a Republican activist give another member of the party who was hesitant to support Donald Trump.
As one of an increasing number of young Catholic men who have decided to become a Catholic priest, I am in a privileged position to debunk some of the myths surrounding celibacy and to quell any fears that celibacy is a grave evil.
I'm a big walker. Sadly, since I moved to Sydney five years ago, the decisive word in that sentence has become "big" not walker.
It is simplistic to link terrorism with all Muslims and it puts Australians at risk.
The election wasn't exactly a triumph for anyone - so who's going to be blamed the most?
I've looked back over more than 40 years of Donald Trump's career to see what the record says.
Which inquiry was a witch hunt?
On a daily basis we trust strangers we connect with.
We might hope that merit gets someone into Parliament and onto the front bench, but it doesn't.
Donald Trump is raising several issues that go to the very heart of American politics in 2016. It would be a big mistake to say his growing appeal is simply due to racism and xenophobia.
The re-elected Turnbull government is determined to get moving on a same-sex marriage plebiscite. The greatest challenge is to gain Parliament's support to hold the vote.
Campaigners feel frustration as whatever happens final decision will still rest with those in parliament, writes Rodney Croome
Racism is about how we think of ourselves – and others.
The market offers a unique community hub that also draws state-wide, national and international admiration.
The killers weren't members of any terror group, and they weren't acting on anyone's orders.


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If you think monsoon is all about frizzy, unkept and damp hair... read ...
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