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Retired Bermudian (NO DIV TAX), investing for three years in high dividend paying. mostly non USA as I do not like paying any government that taxes me without representation; I thought that was what the Founding Fathers objected to??. Hence I am long on AWLCF (15%), HLSS, KOS, NATDF, NMM, SAN, SDRL (20%), SFL(6%). Long may JF live!
I am the investment manager for Darkravenwind LLC, a small software development consulting firm. 20% of our pre-tax revenue is my responsibility to invest and grow. I also help moderate the "Value Investing" group on Facebook. My hobbies include fighting the Fed, martial arts, and old video games.
I have been using value investing techniques as first described by Benjamin Graham since approximately 2006. I was wasting my life up to that point. My specialty, over and above corporate valuation, is analyzing people. Human behavior is remarkably consistent and can lead to huge gains when you understand what motivates them.
In my own portfolio I have a diversified income focus with a preference for long term earnings and dividend growth. When a good opportunity comes along, I'll focus a large percentage of assets into that single holding. I'm also maintaining an income portfolio with a little over 180 high yielding companies as a bit of an experiment.
I have been mostly self taught, but I am also working on obtaining a finance degree. Quadrupled my money in the 2008 crash, by 2012 my total portfolio was over 50,000% higher than when I had first started.
I was a previous employee at Countrywide Financial Corp., and was present during the mortgage meltdown. I saw firsthand how the company was falling apart from the inside while management continued to believe the organization could be rescued. I have made bond analysis and studying the effects of inflation an additional specialty of mine.
Market direction is irrelevant. I look for value. Profitable companies that are low or even fairly priced, so long as the results are dependable. Intrinsic value is subjective, but earnings power matters. The current dividend yield, and the number of competitors are strong factors in my decisions. I am absolutely fearless of the future and do not make political views a part of my investment process.
I additionally make frequent updates to a blog maintainted at WhoTrades called "Brand Power", you can read and subscribe to it at bandpower.whotrades.com. Live trading data on my purchases should be available at some point in the near future.
I am a former Investment and Commercial Banker with over 30 years experience in the field. I have been advising both individuals and institutional clients on high-yield investment strategies since 1991. As author of "High Dividend Opportunities", a premium subscription service at Seeking Alpha, my objective is to bring investors the most profitable and newest high dividend ideas, with special focus on the Energy sector. The service includes an actively managed model Portfolio targeting an overall dividend yield of 6-9% in addition to long-term capital gains. My research aims to maximize returns by identifying undervalued securities in the High Yield space.
In addition to being a Certified Public Accountant CPA from the State of Arizona, I hold a BS Degree from Indiana University, Bloomington, and a Masters degree from Thunderbird School of Global Management (Arizona). I am also a Certified Mortgage Advisor CEMAP, a UK certification. My Research and Articles have been featured on Seeking Alpha, Investing.com, ETFdailynews, and on FXEmpire.
For more information on how to subscribe to "High Dividend Opportunities" and gain exclusive access to the portfolio, live alerts and market commentaries, check the post: Introduction to "High Dividend Opportunities" on my Instablog or just email me at firstname.lastname@example.com .
No information available
Private investor, retired living in Asia.
Value Digger holds MSc. in Electrical Engineering, speaks four languages (English, French, Greek, German) and has lived in the U.S. for many years. Also, he is a full-time investor and a freelance writer with one of the highest Followers per Article (F/A) rates in Seeking Alpha. His F/A rate in Seeking Alpha is above 30.
After creating "Nathan's Bulletin" (a subscription-based investment guide for investors who can't afford a financial advisor), Value Digger launched a subscription-based Premium Service in Seeking Alpha entitled "A Fundamental Investor's Stock Club" which includes an unparalleled, actively-managed and high-return Portfolio of unknown and/or underfollowed stocks. Regularly updated and detailed lists in his Premium Posts PROVE these high returns. For reference, when Value Digger was managing money in the early 2000s, his Portfolio's annual ROI consistently exceeded 50%. His Premium Research is based on a comprehensive review of company-specific factors, macro conditions, competitors and the industry trends.
When it comes to his publicly-available picks and his free Seeking Alpha articles, Value Digger is ranked in the TOP-50 with a success rate of over 80%, an average return per recommendation of over 30% and a 5-star rating according to TipRanks.com, which is the highest category quality ranking used to evaluate financial experts. TipRanks.com is a comprehensive investing tool that allows private investors and day traders to see the measured performance of anyone who publicly provides financial advice. TipRanks.com collects data, evaluates and ranks 9,000 financial experts worldwide.
After almost 30 years of investing experience in the international markets (U.S., Canada, Australia, Europe), Value Digger has formulated a deep understanding of valuation analysis and his investment philosophy is firmly grounded in Ben Graham-style value-oriented opportunities that often have an assymetric risk/reward profile. On that front, he has created a unique proprietary database with thousands of publicly-traded companies per sector, which helps him spot the bargains and the bubbles before many investors find them.
I'm the editor of UK Value Investor, an investment website and newsletter for defensive value investors. I have been an investor since the 1990s and since 2010 I have been developing and applying a "defensive value" approach to building a high yield, low risk share portfolio.
This strategy is unique in that it focuses on a series of quantitative financial measures that look back through 10 years of financial results to find companies that have the best combination of quality and growth at the best prices.
I also write the blog at UKValueInvestor.com, and occasionally publish other content such as guides and spreadsheets.
Having left school at 16, I trained as a mechanical engineer but later switched to a career in insurance software. That lasted for more than a decade until I started my newsletter business in 2011.
My book, "The Defensive Value Investor", covers my investment strategy in detail.
My name is Nick Mackintosh, born in May of 1988 and I am currently residing in London, UK.
I got involved in the financial markets during 2010 after my poker career ended due to online poker becoming illegal in the USA. The 2 things I most enjoy in my life are card games and the stock market, influenced by my grandfather.
I had always enjoyed movies such as Wall Street / Boiler Room / Trading Places / Rogue Trader but what really piqued my interest was Million Dollar Traders featuring Anton Kreil and Lex Van Dam from Goldman Sachs.
I read every book I could get my hands on for technical and fundamental analysis and traded a demo account for a while before making my first deposit.
My first major setback was during the announcement of Greece and potentially Spain needing a bailout, I was heavily leveraged in the financial sector at the time which included a lot of bank stocks. This quickly wiped out my first account.
Second setback was deciding I could be a day-trader by scalping the forex market such as the EUR/USD or GBP/USD pair for 5 pips per trade several times a day. Even though some technical strategies can and do work, the idea is ludicrous when you factor in the spread/commission charges and the general risk of it.
I started to slowly wake up and become known as a Turtle, which is basically trend following several currency pairs (or stocks for that matter) on a weekly time frame. If your analysis is right, the bigger the time frame the more chance you have of being proven right due to not being whipsawed out of the trade during volatile news announcements such as Unemployment Figures of the Non-Farm Payroll.
My true love for the financial markets had always been fundamental analysis in stocks. I have spent a lot of time researching companies I am interested in. Not only do I try to figure out their business model and project growth. We also have to factor in the company's competitors and how they can do during economic turmoil by looking at their balance sheets and cash flow.
Long story short I am a long only investor who invests in Dividend Growth Stocks primarily within the FTSE. Putting 15-20% of my income aside every month to go through my stock screener to select the best value stock I can find.
Most recently, Markos Kaminis predicted the stock market correction of 2015 through a series of prescient reports in August. (see proof here: http://seekingalpha.com/article/3482226-investor-who-predicted-the-stock-market-correction-offers-an-update ) Markos warned his followers to stop buying dips in stocks, raise cash levels for a near-term collapse and special buying opportunity, and he suggested aggressive investors or those in need of portfolio hedge use a volatility instrument to do so. He profited 30-fold in a matter of days on his contrarian view in August.
Markos N. Kaminis generated a 23% average annual return on "Strong Buy" stock selections over 5 years and ranked 2nd among a group of 60 analysts in-house as a Senior Equity Analyst over a seven-year period at Standard & Poor's. After proving his value in-house, he was promoted into a special role as an idea generator, supporting the portfolios of institutional clients as well as driving performance within S&P's recommended lists and portfolios. At times, Markos was responsible for up to 10% of the firm's entire "Strong Buy" list and is due a great deal of credit for the group's outstanding performance during his tenure.
Markos followed a group of 30-40 Small and Mid-Cap firms, and was charged with finding new buy and sell candidates across industry sectors. He generated a 23% average annual return over five years on his "Strong Buy" recommendations, and 26% over three years ended 2004. He was ranked 1st of 60 analysts in-house for his "Strong Buy" performance over 4 years (2nd over 5).
Markos also authored IPO research and wrote for high-level newsletters, The Outlook, Equity Insights and Emerging Opportunities, as well as for BusinessWeek Online. He represented his firm as an analytical expert commentator for major media, including television, Internet and through quotes and interviews in reputable publications.
What I want you to know about my plans: After witnessing the worst of Wall Street firsthand and having the ideal vision of my childhood career choice corrupted by reality, I almost switched to full-time charity work at age 40 and still have plans for a non-profit. However, I've since determined to put my stock selection skills, earned through blood, sweat and tears, to better use, and to make my own way. I've determined to give investors something rare, a dignified partner who can manage money with integrity and a clear conscience about the degree of due diligence behind investment decisions... someone who cares more about your money than your wife. I hope readers will become followers of my column here & at my blog, so that when our numbers are substantial, we might start an investment fund or two.
Prior to his Wall Street career, Mr. Kaminis spent time in the back-office, as a mutual fund accountant, where he managed for a time the work of two men. Before this, from age 11 to age 25, he worked as a carpenter's apprentice and carpenter with his father, in both commercial and residential projects. Mr. Kaminis has an intimate knowledge of the real estate and construction market, as well as the restaurant industry. However, as a generalist stock analyst, he showed the ability to learn any and the most complicated of industries in short time - and he gamed every challenge presented to him.
Mr. Kaminis earned his MBA at the Katz Graduate School of Business at the University of Pittsburgh, and his BA at Temple University in Philadelphia. However, Markos has been studying the stock market since age 13, when he determined his career path. He made his first investment at age 16, and funded much of his undergraduate education with the proceeds of his investing success.
Mr. Kaminis continues to keep busy forecasting the economic path and securities market activity. Markos is considering the eventual start-up a long/short capital appreciation hedge fund. Such a fund would limit risk through beta reduction, using a diversification strategy targeting sector & industry and long & short position inclusion. At the same time, Markos' theoretical fund would seek maximum capital appreciation through the exploitation of Mr. Kaminis' inherent economic & market discernment gift and proven stock selection skills. Mr. Kaminis also has a team of a select few analysts, technicians, strategists and economists that he has been impressed by over the years, which he expects to tap for the project when the time is right. Mr. Kaminis welcomes your interest in such a potential forward effort, and looks forward to discussing his plans with those appropriate and within legal constraints.
Markos is involved in very early stage entrepreneurial efforts in the testing of certain business models, all of which he intends to tie to a planned non-profit project. The tie will be that the businesses will give employment opportunity to individuals who would otherwise have difficulty finding gainful employment. It will house and heal the homeless, ex-convicts, those completing rehabilitation efforts for drug and other addictions, and others in need of help.
Markos is currently Directing the widely syndicated blog he founded, "Wall Street Greek," and is writing for other well-known publications besides advancing several businesses. Markos' column is syndicated across sites like the Boston Globe, Kiplinger Magazine, UPI and other reputable newspaper and TV websites, as well as private networks, Amazon Kindle, iPhone and more. In the past, he has written for RealMoney.com, Motley Fool and others. Requests to research specific companies are welcome, as we serve our readers. You may contact us via the blog contact info.
Mr. Kaminis welcomes you to follow him here at Seeking Alpha, where he is proud to be a long-time contributor to this strong team of writers. He considers the Seeking Alpha team and management close friends, and for you, people worth knowing and following.
Visit his site: Wall Street Greek (http://www.wallstreetgreek.blogspot.com/)
I worked my way through school (as a cook, retail clerk, factory worker, computer support technician, waiter, counselor, corrections officer, and campus police) and earned economics & accounting degrees, plus some "certified nerd" credentials. (I was possibly the only accountant in history who was ever on a CERT/tactical team.) Became a fiscal analyst and college bursar; managed cash, card processing, receivables, and collections.
Semi-retired young and became a landlord.
Governments are in a race to devalue their currencies. A defense is to own the tangible things that people in any country must have: natural resources & real estate.
I'm a computer programmer and teacher of computer programming. I am self-employed, and manage my own SEP/IRA and investments for retirement.
My personal investing goal is to own a portfolio of dividend growth companies such that:
1) The overall portfolio dividend income is sufficient to pay for all of my routine retirement expenses. I do not ever want to be forced to sell something to produce cash, especially when my asset prices are down. [I have no objection to occasionally choosing to sell something to pay for a one-time expense such as a vacation or a gift.]
2) The overall portfolio dividend income rises each year by more than the rate of inflation, so that my purchasing power does not erode over time.
I invest primarily in David Fish's lists of Dividend Champions, Dividend Contenders, and Dividend Challengers. See http://www.dripinvesting.org/tools for those lists.
I do not invest in MLP's or BDC's or CEF's or preferreds.
I maintain a free web site that contains dividend histories for all of David Fish's Dividend Champions, Contenders and Challengers: http://www.tessellation.com/dividends
My goal is to bring exposure to business development companies (BDCs) that finance small to medium sized businesses, typically overlooked by banks. BDCs are an instrument for investors to earn healthy dividends by avoiding double taxation at the corporate level and allowing income to flow directly to each shareholder. Please see website link below for more information.
Email: email@example.com
Website: www.bdcbuzz.com
Newsletter: www.bdcbuzz.com/contact-us.html
I have been investing in John Fredriksen companies since 2002 and began managing my IRA in 2004 upon retirement at age 55. While living off those funds I have since then also tripled them. I prefer dividend paying investments and usually buy and hold long term ..
Retired entrepreneur who now manages his stock portfolio full time. Mainly a dividend investor, particularly international stocks without withholding taxes as my tax position does not allow me to reclaim any withholding taxes.
I am ALWAYS looking for interesting stock ideas involving dividend paying stocks that pay dividends with zero or very low withholding taxes and willing to share ideas with other investors.
I also like high risk situations as I am well diversified and have a long time horizon
I am a retired investor with market experience going back to the 1960s. I was a software engineer for 42 years, and currently do some part-time consulting, which lets me contribute to a Roth IRA. I am not an accountant and not a financial professional.
My wife and I have established a set of guiding principles for our investment life:
• Change is the only constant in life. Everything in this plan is subject to change.
• Never touch your principal. Wealth is built and maintained by not spending it. Wealth is the primary buffer between ourselves and blind chance.
• Exploit folly, do not participate in it (thank you, Chuck Carnevale). Do not follow the crowd, which is more often than not wrong.
• A portfolio is like a bar of soap – the more you touch it, the smaller it becomes. Do not be a trader.
• Own assets, avoid liabilities. Assets generate income. Liabilities generate expenses.
Based on these principles, we have established two investing goals: 1) sufficient current income with a comfortable buffer, and 2) increasing future income to maintain our buffer.
Our primary investing goal is to generate sufficient current income to cover that part of our living expenses not covered by pensions, with a comfortable buffer. We are retired and depend on investment income to meet a significant minority of our living expenses.
As we age and get closer to the end, current income becomes ever more valuable, and future income becomes ever less valuable. This reality informs all of our investing decisions. However, we know that inflation will cause our income needs to rise, so we also plan for increased future income, which is our second investing goal.
To meet our current and future income needs, we rely on 2 Social Security pensions, 1 private pension, income generated by investments, and fully paid up long term care insurance.
It is common to allocate a retirement investment portfolio with some percentage in stocks and the balance in fixed income, such as 60/40. We look upon our pension income as the equivalent of fixed income, with the added benefit that Social Security is indexed to the CPI. In the past we owned no fixed income and had no plans to do so in the future. The future has arrived and we have discovered baby bonds and preferred stocks, and we like the higher current income we can get from these investments. We have therefore started to redirect some of our investment capital into these investments, and as a result our investment income is now greater than it would have been otherwise.
We categorize dividends and interest as income, and capital gains as return of capital, not income. Therefore, our goals are to be met from dividends and interest only.
Investment income currently meets our primary investing goal. We invest in a blend of mostly medium yield (3%-6%) stocks with medium dividend growth, a few high yield (>6%) instruments with no dividend growth, low yield (<3%) stocks and funds with high dividend growth. and fixed income securities with yields in the range of 5%-8% with no growth.
We expect our medium yield and low yield stocks and funds to provide the income growth needed for the future, our second investing goal.
We currently own common stocks, preferred stocks, and bonds. Our portfolio requires regular attention to avoid possible dividend cuts and deletions. As we age, our mental faculties are in decline, and we will become increasingly less able to perform portfolio monitoring intelligently. There will come a time when we will need to use some form of income oriented index ETFs to carry the income generating burden.
We want to behave like landlords and collect rents, but without the risks and demands of owning real estate directly. Dividends and interest are our rental income, and as once-removed landlords we expect to own real estate investment trusts (REITs).
We want our non REIT income to be generated by long-lived, steady companies that provide products and services that we all need regardless of the economy, and thus can be relied upon to provide steady, and steadily growing, income. This requirement points primarily at consumer staples stocks. We own some of the best consumer staples stocks, such as mighty MO, and plan to own one or more ETFs that concentrate on the consumer staples sector of the S&P 500. Our preferred shares are almost all in the REIT sector.
• Some of my investing history
During much of my working years I used technical analysis (TA) to invest in individual stocks (I was an early fan of Joseph Granville and I bought an Apple II in 1980 because Granville brought out OBV software for the Apple at that time), and I speculated with short selling and commodity trading. Later I invested in stock mutual funds and ETFs for total return, with inconsistent results, and no comprehensive plan. Being a software engineer in a lead position left little time or energy for serious investing skills development. In 2005 I had pretty much given up on getting market beating results, and felt that I was getting too old and too close to retirement to continue swinging for the fences, so I decided to buy a variable annuity that guaranteed a minimum return of 6% per year, compounded, with the upside limited only by the performance of the mutual funds offered for investment. I decided to let the insurance company bear the market risk for me. I also had a 401k plan at work to which I contributed the maximum and got the company match. A year or so before 2008 I used a retirement investing projection tool provided by Fidelity, which said the worst returns I could expect in retirement were positive but not spectacular, and the best were hard to believe. At that time I was invested in mutual funds and ETFs through my 401k and the variable annuity and had not directly owned stocks since shortly before the start of the great bull market in 1982 (Granville famously missed the whole thing). I thought, with a bit of skepticism but not much, that I was set. We all know what happened in 2008-09. That experience put me off Monte Carlo simulations and Modern Portfolio Theory for life.
When I retired I converted my 401k to a rollover IRA brokerage account and invested in ETFs. I thought I was being appropriately conservative but also ready to capture capital gains by investing in VIG and VCSH.
Then I found Seeking Alpha, and then - thank my lucky stars - David Van Knapp, and the DGI light went on. I had spent most of my adult life thinking I was smarter than most people by relying on TA, and then later letting the insurance company assume market risk. I remember learning about the 200 DMA when I was in my 20s, which is a long time ago, and thinking how revolutionary this idea was and how I should be able to use it to my advantage. Fortunately for me and my family, I also was pretty good at software engineering, so I had a reasonable retirement nest egg accumulated when the time came. With the concepts and methodology of dividend growth investing, I now have sleep well at night investments that just keep on churning out increasing income, something that could never be said about using TA.
I started with DGI too late in life to commit totally to low yield, high growth stocks. I hope to capture the double compounding of DRiP investing with that part of my portfolio that is low yield, high growth.
We have recently (Nov 2014) rolled over all of the variable annuities into brokerage accounts. We now believe that we can get sufficient income from our dividend investing strategy, and we want to retain ownership of the annuity capital.
• Tools and Teachers
Tools I use include the CCC list, F.A.S.T. Graphs, Morningstar Premium, BigCharts, the EDGAR web site, longrundata.com, and Excel. I get ideas from the many informative articles by (among others) the following (in no particular order): Chuck Carnevale, Brad Thomas, Ron Hiram, David Van Knapp, David Fish, Robert Allan Schwartz, Dividend Growth Investor, Dividends4Life, David Crosetti, Tim McAleenan Jr., Reel Ken, Bret Jensen, Alan Brochstein, Chowder, Dane Bowler, Bob Wells, BDC Buzz, Scott Kennedy, Bill Maurer, Darren McCammon, Richard Shaw, Bruce Miller. Favorite commentators who are not yet authors include Elliot Miller, Paul Leibowitz, mbkelly75, surfgeezer.
Useful shortcuts to dividend stock valuation are the Tweed Factor and the chowder rule. Like F.A.S.T. Graphs, 'a tool to think with', these are 'rules to think with'.
Tweed Factor: fair P/E = yield + 5 year dividend growth rate
chowder rule: current yield + 5 year DGR >= 12%; 8% for utilities, MLPs, REITs
The best investment advice outside of Seeking Alpha has been 'The Intelligent Investor', 'Securities Analysis', and 'The Single Best Investment'.
• Some historical portfolio stuff
My DGI portfolio was started on 2011/4/20 with CTL, which I have since sold. It was a beginner's mistake. Subsequent mistakes were MLPs, and to a lesser extent, mortgage REITs. I did not allow for any circumstance that could cause WTI to fall as far and as fast as it has, so I lost money on MLPs. The prolonged flattening of the yield curve, plus the persistent markdown from NAV for the mortgage REITs, has made these unappealing as long term investments. Now I keep my distance from anything that is dependent on commodity pricing, and I invest very little in the carry trade. A glaring mistake was selling JNJ when it languished for several years.
• Some ongoing portfolio stuff
The target dividend growth rate for our entire portfolio is 5%.
I use yield on cost to allocate our investments so that each position in aggregate generates approximately the same amount of income. I learned the basic method for doing this from a comment on a SA article. SA is a wonderful resource! I have published an SA Instablog that describes the method: http://seekingalpha.com/instablog/902946-be-here-now/4581516-portfolio-allocation-for-equal-income-from-each-position-using-excel
• Current portfolio:
equity REIT: CCP, DLR, EPR, HTA, LTC, O, OHI, STAG, VTR, WPC
consumer staples: GIS, MO, PEP, PM
financial: GBDC, GSBD, HTGC, MAIN, TCPC
healthcare: JNJ
baby bonds: HTGX, NEWTL, TCCA, TPVZ
utility: T
preferred: AGNCB, DFT-C, GAB-G, GGZ-A, HT-D, PSA-C
Prospective additions:
consumer staples: RHS, XLP
equity REIT: ESS, SKT
Technology: ADP, MSFT
Industrial: APD, MMM, RTN
baby bond: ARU, MSCA, TCCB, VTRB
preferred: DLR-G, STAG-B, VER-F
Technology and business consultant, who invests in Canada Europe, Australia, and USA. Deep financial sector and financial services experience from both business and technology perspectives. A do-it-yourself income investor, who is always evaluating and seeking high-yield and long-term, long positions.
A full time investor in stocks, bonds, options, and real estate who previously worked as a financial/investment journalist/analyst. Previous industry stints include privately held SageOnline Inc. - where he held multiple positions - as well as Multex.com, acquired by Reuters, where he was an equity research editor. Aloisi is a cum laude graduate of Penn State University, currently residing in native South Central Pennsylvania with his wife and 2 children.
Income investing has become his focal interest due to the challenges that the ZIRP environment presents. Not an advocate of any single portfolio strategy, he promotes a "go anywhere" philosophy predicated on value, forward thinking, sustainability, and personal objectives. While the past may be instructive, Aloisi cautions on over reliance.
In his free time he likes to talk politics, play the piano, garden, and go antiquing. Mr. Aloisi was recently elected to a 4-year term on his local school board, garnering the most votes out of 6 candidates.
Harry Long is the inventor of Hedged Contango Capture and Hedged Convexity Capture and is the Managing Partner of ZOMMA, the world's most innovative strategy index creator.
Mr. Long is a globally recognized expert on the research and development of quantitative investment strategies. The ZOMMA IP portfolio of strategy indices is sought after by asset management firms, investment banks, hedge funds, principal trading organizations, index providers, ETP sponsors, and private equity firms to help them develop and deploy active manager-crushing quantitative investment strategies.
ZOMMA helps investors create long term value by replacing reckless emotional decision making with cutting-edge technology based upon objective evidence.
Mr. Long is a graduate of Rice University with a B.A. in Economics.
Note: Due to the sheer number of requests for bespoke quant strategies, research projects, and quant consulting services, we have instituted the following pricing for the non-exclusive licensing of our algorithms to institutions:
I. Exclusive commercial licenses for unique bespoke algorithms run six figures and up.
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Please realize that we often get more than 3,000 e-mails per week. This means that we read everything that comes in, but we cannot respond to any email or message that does not include the sender's full name, phone number, request, and budget. Thank you for your understanding.
This Dubai-like pricing is necessary, because we can't freely give answers to tough problems which we have dedicated massive R&D capital to solving. World-class statistical talent is hugely expensive, valuable, and rare. Our clients recognize that outsourcing quant work to our firm and paying our fees represent a huge cost savings over hiring full time employees, and usually results in a far more profitable, turn-key solution.
Portfolio Management 101 is led by CFA Charterholders with combined investment experience of over 25 years. The articles written by PM101 are intended to be informative and may contain opinions on the soundness of particular investments but should not be considered a recommendation for any particular investor. For this reason, we attempt to not only outline the reasons why we think an investment looks attractive but also highlight the risks that the investment entails. Investors should consider their own investment objectives and profile before using any of PM101 articles as the basis for investment.


text:
Kirra Surf Cam & Surf Report
@ 6 sec
13 min ago
L 3:50 PM (0.2m)
H 10:30 PM (1.6m)
L 4:58 AM (0.1m)
H 10:59 AM (1.3m)
Regional Surf Report
Surf Report Info
Region: Nth Stradbroke - Point Lookout to Cabarita Beach
Reporters location:
Coastalwatch surf reporters are the saltiest locals around. Part fish, part shark, part human, they live for the waves and are usually more local than the locals. They'll be up before dawn waiting for first light to reveal the days surf conditions and can sense a change of wind from a sparrows fart. Each reporter covers a region of coastline which includes many number of surf spots and beaches. Please consider there may be possible variations between this report and your local spot due to differences in orientation to the coast and any local idiosyncrasies that may also effect the swell and weather patterns.
by John Charlton
23/07/2016 6:06 AM | Report
Today's rating - Poor
It's looking a bit ugly early. The swell is messy and tiny out of the NE in the 1/2 to 1ft range max. The winds are fresh N early, forecast to strengthen from NW later and high tide is at 10.25am with low at 4pm. Forget it early, maybe it will clean up if the winds go NW as forecast, then try along the N beaches but it will be ripple riding only on a high volume board.
Today's Outlook
Swell: 0.4m
Wind: N 0-10 kts
Best at: South-facing beaches
Conditions: Wind affected
Swell: 0.4m
Wind: NW 10-20 kts
Best at: South-facing beaches
Conditions: Lumpy
Sponsor recommended for today
Best board :
Best wetsuit :
Best fin :
Tomorrow's Surf Forecast
@ 6 sec
Marine Outlook
Forecast for Saturday, July 23, 2016 05:00 EST Wind. Northwesterly 15 to 20 knots turning westerly in the late afternoon. Reaching up to 25 knots offshore in the evening. Seas. 1.5 to 2 metres. Swell. Southerly below 1 metre. Mostly sunny.
Now Clear.
Sunday Mostly sunny.
Monday Sunny.
Tuesday Mostly sunny.
UV Index : 5 (Moderate)
Sponsor recommended for today
Best board :
Best wetsuit :
Best fin :
There are no user media in this location.
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A Train in Winter
A Train in Winter
An Extraordinary Story of Women, Friendship, and Resistance in Occupied France
Harper Perennial, Paperback, 9780061650710, 374pp.
Publication Date: October 23, 2012
They were teachers, students, chemists, writers, and housewives; a singer at the Paris Opera; a midwife; a dental surgeon. They distributed anti-Nazi leaflets, printed subversive newspapers, hid resisters, secreted Jews to safety, transported weapons, and conveyed clandestine messages. The youngest was a schoolgirl of sixteen, who scrawled "V" (for victory) on the walls of her lycee; the eldest, a farmer's wife in her sixties who harbored escaped Allied airmen. Strangers to one another, hailing from villages and cities across France 230 brave women united in defiance of their Nazi occupiers they were eventually hunted down by the Gestapo. Separated from home and loved ones, imprisoned in a fort outside Paris, they found solace and strength in their deep affection and camaraderie.
In January 1943, they were sent to their final destination: Auschwitz. Only forty-nine would return to France.
Drawing on interviews with these women and their families, and on documents in German, French, and Polish archives, A Train in Winter is a remarkable account of the extraordinary courage of ordinary people a story of bravery, survival, and the enduring power of female friendship.


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A look back at a polarizing game for the Nintendo Gamecube; Pokemon Colosseum. We take a look at what it did well, what it could've done better, and why it is a game you may have overlooked.
Kingdom Hearts 2.5 HD Remix Limited Edition Unveiled
Square Enix has revealed a limited edition of the upcoming Kingdom Hearts HD II.5 Remix, set to include a pin badge featuring both Sora and Mickey, and will be free for those who pre-order the game now.
A post on PS Blog explains, "This pin badge is made of out of a soft enamel coating on metal and at its height, it stretches out to 4.27 cm." A limited edition of Kingdom Hearts I.5 Remix was also available for free to those who pre-ordered the game quickly, but it included an art-book instead of the aforementioned pin. II.5 Remix will include the HD versions of Kingdom Hearts II, Birth by Sleep, and Re: Coded, and will be available December 2.
Both HD collections look set to satiate fans who are patiently awaiting the third entry in the series, Kingdom hearts III. The game was announced back at E3 2013, but missed this year's show. It looks very likely that we'll get to see the game at this year's Tokyo Game Show in September.


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Groundbreaking crime-fighters
There are 2 comments on the Orlando Sentinel story from May 4, 2007, titled Groundbreaking crime-fighters. In it, Orlando Sentinel reports that:The fans saved Cagney & Lacey from cancellation after a low-rated first season. In speaking up, the audience rescued a police drama influential for showcasing two gutsy heroines.
Join the discussion below, or Read more at Orlando Sentinel.
#1 May 16, 2007
Cagney and Lacey needs to be forever remembered as groundbreaking television, paving the way for other crime dramas that featured women in prominent roles, and as holding the distinction of being the first television show to be cancelled and to be reinstated in a networkâs lineup, due to a grassroots write-in campaign by the audience. That has not been done again.
When an actress is known for a particular âsignatureâ role in television it can be said that her acting was indeed memorable, her style was her own, and she truly âdefinedâ the character. All three of these can be said about Sharon Gless and Tyne Daly, both multi-dimensional actresses whose talents lie in involving the viewer completely in her character, delivering flawless performances over and over again. If one does not believe that, they need only to look at the four Emmys Tyne Daly received and the two that Sharon Gless won. During the seriesâ six-year run, no other actress won in TVs Best Actress category and the show garnered a total of 14 Emmy wins.
The DVD was well worth the wait. It does not include standard or ordinary âextras,â such as âbehind the scenes,â deleted scenes, etc. But, I think the two-part documentary which featured Sharon, Tyne, Barney Rosenzweig, and many others from the cast and crew was a much higher form of entertainmentâ¦and this would make perfect sense because C&L itself was neither standard nor ordinary.
I belong to a C&L group at Yahoo and we are trying to get the word out to promote sales of the dvd. The release of future seasons depends on the current performance of the first one. So, please, everyone, buy buy buy!
Thank you
Brighton, UK
#2 Jul 5, 2007
This show was and atill is amazing, how many other shows can show the power of fans that cagney and lacey did when it was nearly cancelled and got them (along with Barney of course!)to re-instste it. The show won awards for the next six years. No one could touch it. This dVd has been so long awaited by nationwide fans. Lets hope its only the first of the rest!
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Indio Newswire
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Humboldt Health Study Shows Native Americans Die Younger Than Whites w/Photo
This graph displays the Health Inequity of average age at death in Humboldt County 1996-2012. The red blocks show the average age of death for Whites. Comment?
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Article Tools
Recent crimes and emergencies
- Wife of man killed in wrong-way crash sues tavern that served driver
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An Old Forge man is dead and a Scranton woman remains in critical condition after a three-vehicle crash in South Scranton on Saturday.
Joel Rolon-Arroyo, 301 Bridge St., died Sunday at Geisinger Community Medical Center, Lackawanna County Coroner Tim Rowland said.
Kimberly Piasecki, 41, remained in critical condition at the hospital as of Sunday night, GCMC spokeswoman Wendy Wilson said.
Ms. Piasecki was driving east on Brook Street at about 6:05 p.m. when a motorcycle driven by Mr. Rolon-Arroyo collided with her Ford Explorer, city police Sgt. Michael Perry said Saturday.
The impact rolled her vehicle onto a Jeep that 25-year-old Ryan Donovan was driving west on Brook Street.
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After a successful first edition, join us for the 2016 Course in Italy from 10–12 November
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Radio Engineering Industries (REI) announces the AW10, a compact, rugged and waterproof radio. To accommodate smaller dashboard real estate in boats, agriculture equipment or off-road vehicles, REI designed the AW10 to be 3.14" wide. This compact size fits most standard tachometer openings for quick and easy installation.
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Ocean Acidification Monitoring Public-Private Partnership Launched in Southern Africa
The U.S. Department of State has partnered with the Ocean Foundation, the Heising-Simons Foundation, Schmidt Marine Technology Partners, and the XPRIZE Foundation to launch a public-private partnership, the "OceAn pH Research Integration and Collaboration in Africa (ApHRICA)" project, to advance ocean acidification monitoring in Mauritius, Mozambique, Seychelles, and South Africa.Read more
Why Building Climate- and Weather-Resilient Communities Is Absolutely Essential
Ambassador Pamela Hamamoto stresses the importance of the World Meteorological Organization and the many national weather and meteorological services around the world to address the impacts of our changing climate.Read more
Secretary Kerry's Statement on World Oceans Days 2016
John Kerry: On World Oceans Day, I challenge all who love the ocean – and all who love the planet – to join us.Read more
Fact Sheet – The United States and China: Protecting and Conserving the Ocean
The United States welcomed China's announcement that it would participate at a senior level in the 2016 Our Ocean conference, to be held in Washington, D.C. September 15-16, 2016. The first two Our Ocean conferences resulted in pledges of over $4 billion toward ocean conservation and commitments to safeguard almost six million square kilometers of the ocean in MPAs.Read more
United States and India Sign Memorandum of Understanding on Wildlife Conservation and Combating Wildlife Trafficking
The United States and India signed a Memorandum of Understanding (MOU) to facilitate joint efforts to combat wildlife trafficking and promote other wildlife conservation measures in India. Under Secretary of State for Economic Growth, Energy, and the Environment Catherine Novelli and Indian Ambassador to the United States Arun K. Singh signed the MOU for their respective countries.Read more
Ambassador Hamamoto Remarks at IUCN Reception
If 2015 was a year of commitment, 2016 is the year to take action. And the IUCN World conservation Congress is an important step in that direction, offering us all a chance to define the sustainable path for moving the Paris climate agreement and the Sustainable Development Goals from targets to achievements.Read more
Secretary Kerry's Remarks at the UN Signing Ceremony of the Paris Agreement on Climate Change
"Today we know: The new energy future, the efficiencies, the alternative resources, the clean options – none of what we have to achieve is beyond our capacity technologically. The only question is whether it is beyond our collective resolve."Read more
CITES and Trade Agreements: Partnering to Combat Wildlife Crime and to Achieve Sustainable Development
Maximizing the impact of addressing these environmental threats through partnership and cooperation is a guiding force in recent discussions between Secretary-General John E. Scanlon of the Convention on International Trade in Endangered Species of Wild Fauna and Flora (CITES) and U.S. Ambassador to the World Trade Organization (WTO) and Deputy U.S. Trade Representative Michael Punke.Read more
Ambassador Punke: Protecting our Oceans through Trade Policy
The United States is including first-ever reforms of harmful fisheries subsides in its regional trade agreements, like the recently concluded Trans-Pacific Partnership (TPP) agreement.Read more
Remarks by John Kerry with Chinese Foreign Minister Wang Yi
The United States and China share one of the most consequential relationships in the world. In recent months and years, our nations have worked together to bring about important progress on a range of global issues, including a landmark agreement on climate change in Paris last year, which began with President Xi and – actually, it began before that with our conversations even a year earlier, but ultimately with President Xi and President Obama standing in Beijing and announcing jointly what our intended reductions would be, and that significantly impacted the decisions of other countries leading up to and into Paris.Read more


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1. To dream you examine, chose a menu or writing in the menu, means you will have a modest but assured and relaxed lifestyle.
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From Chronicle Staff Writer Susan Slusser After losses of $2 million last season and projected similar losses this season, the San Francisco Bulls minor-league hockey team could fold as soon as next …
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Posted by Al Saracevic, Chronicle Sports Editor Sitting in the press box this past Wednesday, enjoying a blissful day of work at AT&T Park, I started to think about what a fabulous time it was to …
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Sending the same ornament to different places? If you order more than one of an item and want them shipped to different addresses, please order them individually. We will ask you for the individual shipping addresses later in the ordering process.
Ethnic Trombone Player Female Christmas Ornament
Personalized Christmas Ornament
Her trombone is her musical salvation and she practices all the time for the jazz band she is in on the weekends. This personalized African American trombone player ornament is a unique gift for an African American girl who plays the trombone in her school marching band or concert band. She loves her brass instrument that is different than other brass instruments because it has a slide instead of keys or valves. Give this personalized African American trombone ornament as a keepsake to celebrate winning a music competition, playing in a first band concert, earning a higher chair placement or finally mastering a difficult piece of music to play. This African American trombone ornament makes a perfect present for an African American trombone music teacher too!
Material: Resin
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Las Palmas Hotel, Luzon
- Free WiFi
Main amenities
- 102 guestrooms
- Restaurant
- Breakfast available
- Business center
- Airport shuttle
- 24-hour front desk
- Air conditioning
- Daily housekeeping
- Computer station
- Front desk safe
- Laundry service
- Meeting room
For families
- Refrigerator
- Private bathroom
- Free toiletries
- Daily housekeeping
- Coffee/tea maker
- Elevator/lift
What's around
- In Ermita
- Baywalk (0.4 mi / 0.6 km)
- Rizal Park (1 mi / 1.6 km)
- San Agustin Church (1.5 mi / 2.4 km)
- Robinson's Place (0.2 mi / 0.3 km)
- Malate Church (0.3 mi / 0.6 km)
Las Palmas Hotel, Luzon
Hotel Info: 866-539-8117from $43
- Standard Room
- Deluxe Twin Room
- Superior Twin Room
- Superior Deluxe
- Deluxe Double Room
- Instant Upgrade to Superior Room
- Superior Double Room
Also popular with travelers from the USA
At a glance
Key facts
Hotel size
- This hotel has 102 rooms
- This hotel is arranged over 7 floors
- Check-in time starts at 2 PM
- Check-out time is Noon
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
- Minimum check-in age is 18
Travelling with others
- Up to 2 children (12 years old and younger) stay free when occupying the parent or guardian's room, using existing bedding
- No cribs (infant beds)
- No pets or service animals allowed
- Free WiFi in public areas
- Free WiFi in rooms
- Airport shuttle during limited hours *
- No parking
Nearby Three Star Luzon hotels
In the hotel
- Continental breakfast daily (surcharge)
- Restaurant
- Coffee shop/café
- Room service (during limited hours)
- Business center
- Number of meeting rooms - 2
- One meeting room
- Computer station
- 24-hour front desk
- Tours/ticket assistance
- Dry cleaning/laundry service
- Luggage storage
- Wedding services
- Porter/bellhop
- Number of buildings/towers - 1
- Year Built 1975
- Elevator/lift
- Safe-deposit box at front desk
- Designated smoking areas
In the room
- Air conditioning
- Minibar
- Coffee/tea maker
- Private bathroom
- Shower only
- Free toiletries
- Cable TV channels
- Free WiFi
- Refrigerator
- Daily housekeeping
Top Luzon hotels
Recently reviewed hotels in Luzon
- Hyatt City of Dreams ManilaFrom
"I had a wonderful experience at this hotel. Everything about it was wonderful! The staff were very helpful and accomodating. The breakfast buffet had a wide arrange of choices.…"Jul 23, 2016
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"Stayed here shortly on business and thought it was a very good hotel. Close to the city, excellent value. Room was clean and well thought out. They have rooms with wonderful views…"Jul 23, 2016
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"Just there by myself. Enjoyed the lobby. Would be nice for tv in room "Jul 22, 2016
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"Stayed here last June 29, 2016 and after 3 weeks, I decided to stay again because I liked my first experience. My 2nd stay was even a much better experience. Breakfast was great.…"Jul 21, 2016
Nearby hotels
Special features
DiningLilli - This coffee shop serves breakfast, lunch, and dinner.
Las Palmas Hotel, Luzon's small print
Also known as
- Las Palmas Hotel
- Las Palmas Hotel Manila
- Las Palmas Manila
- Palmas Hotel
Only registered guests are allowed in the guestrooms.
For transfers, guests must contact the property 72 hours prior to arrival at the number on the booking confirmation.
Mandatory fees
Deposit: PHP 1000 per stay
Optional extras
Late check-out can be arranged for an extra charge
Rollaway beds are available for an additional charge
Continental breakfast is offered for an extra charge of PHP 250 for adults and PHP 250 for children (approximately)
Airport shuttle service is offered for an extra charge of PHP 1200 per vehicle (one way)
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.
Recent reviews
Good 3.3 /5 from 64 reviews
good location, near casino, mall.
Very nice hotel for the price.
Generally it was alright. Hotel will do ifmyourmonna budget. Close to Robinson Mall. Staff was polite.
Front desk service are unprofessional. Not friendly. Woman finished her texting before helping me.
Is the description of this hotel not correct? Tell us


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Tea Towel Tuesday: Take 15% off 1+ yards of Linen Cotton Canvas Ultra Through 11:59 PM EDT July 26th.
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Hot answers tagged string-manipulation
Simple greedy matching can be done as follows: construct a string pattern with longest words first and find words: StringCases["tableapplechairtablecupboard", Alternatives @@ SortBy[DictionaryLookup[], Minus@*StringLength]] (* {"table", "apple", "chair", "table", "cupboard"} *) Intuitive assumption is that one might use Longest to find longest match ...
This works: MapThread[If[EvenQ[#2], ToUpperCase[#1], #1] &, {Characters @ "05eccead24", IntegerDigits @ FromDigits @ "1234567456"}] // StringJoin (* "05eCcEaD24" *)
Edit: I first used StringReplacePart but that function is slow when used for many replacements, much as MapAt is. I have rewritten my code using a method from Map a function across a list conditionally and it is now orders of magnitude faster on long strings. f[source_String, target_String] := Module[{new = Characters @ target}, (new[[#]] = ...
On the second line, the string that looks like "in" is in fact a three-character string. The third character is a soft-hyphen: it is invisible and it is used to mark a position where a word can be hyphenated. It has character code 173. StringReplace finds no match due to this invisible third character. You can detect this using FullForm or ...
list = {"ingenious", "forgotten", "tree", "supercomput", "hundred"}; list /. word_String :> Join[{word}, Characters@word] // Grid[#, Dividers -> All] &
This looks like a job for associations: input = "article{a2,author={F1name L1name,F2name M2name,L2name}, title={The title of the work}, journal={The Journal2},year=1994, number=3,pages={204-223},month=6, note={An optional note},volume=2}" type = StringCases[input, Shortest[StartOfString ~~ t : __ ~~ "{"] :> t][[1]] "article" key = ...
Just for fun. Here I will use C and Wolfram LibraryLink wrapper to deal with your problem. src = " #include <ctype.h> #include <string.h> #include \"WolframLibrary.h\" void string_change(char *str1, char *str2) { int i, len; len = strlen(str1); for (i = 0; i < len; i++) { if (isdigit(str2[i]) && ...
Note that you have a "." in your original expression, "a dog jumped". instead of , and also I do not know why sat is not there, so I made one up for it. But any way, is this what you wanted? list = {{1, "the dog jumped", "Tues : Wed : Sat"}, {2, "the fox ran", "Mon : Tues : Fri"}, {3, "a dog jumped", "Wed : Mon : Tues"}}; rep = {":" -> "+", "Mon" -&...
I suspect that your test doesn't work because, according to the docs for PatternTest, "In a form such as __?test, every element in the sequence matched by __ must yield True when test is applied." Instead, a conditional pattern using /; will work as I think you intended with your definition of the words wordlist: StringCases[ToLowerCase@string, word__ /; ...
When working with text, you must be aware of character encodings. Today it is best practice to always use UTF-8, which is an international standard and supported by all modern software, all over the world. Be aware of what encoding your text editor uses, and try to set it to UTF-8. What happened here is that you copied the text from the website, and ...
I found the problem is with my original data; there are some unexpected Line Feed characters in my data which were causing me to misinterpret the result of "Import" using type CSV. The comments by Yode and JasonB prompted me to look at the file with notepad++ so I could see the LF characters. Sorry for the confusion.
As the promp of Sascha's answer,I simplify this code be list={"ingenuous","forgotten","tree","supercomput","hundred"}; Grid[Join[List/@list,Characters/@list,2],Frame->All,Spacings->{2.6,0.5}]
Should be quick for large strings if you want to keep it native MMA: upem[s_, t_] := Module[{ss = Pick[Range@StringLength@s, EvenQ@ToCharacterCode[s]], tc = ToCharacterCode@t}, tc[[Intersection[ss, Pick[Range@StringLength@t, Unitize@Clip[tc, {97, 122}, {0, 0}],1]]]] -= 32; FromCharacterCode@tc]; E.g. upem["1234567456", "05eccead24"]
Your code contains numerous syntax errors. The first formula has no sense in Mma. I tried to rewrite its part that seems reasonable: expr = 10* Log[10, Re[(1/Subscript[R, p] + 1/(2 \[Nu]*\[Pi]*L*I) + 2 \[Pi]*\[Nu]*Subscript[C, p]*I)^-1]] + Subscript[P, 0]; Then you may do the following: TraditionalForm[expr] There are also multiple other ways ...
Only top voted, non community-wiki answers of a minimum length are eligible


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The school is very old it has been around for a long time and so has its facilities. Being an athlete it is important for me to workout and the facilities are not very good. The library is very small and there is never enough room to do your work. And because it is so small it gets very noisy very quickly. There just are not enough space on our campus to do the things I would want to do that would benefit me.
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The main reason why I wanted to go in South Cotabato is try the highest zipline in Southeast Asia. This is my first zipline ride and very memorable as it is the highest. We... read more
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NPR''s senior news analyst Daniel Schorr compares President Clinton''s current travails to those of former president Richard Nixon.
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Debt management may seem a difficult task when you are faced with loan repayments or demands to settle, but it is not an impossible task. Take a while to think about your disposable income. Disposable income is money which you spend on the non-essentials after your household bills have been paid. These can include Sky TV, cigarettes, take-aways or top branded supermarket food, and although
Debt Help Debt help is extensively offered to customers who go to the very least £10,000 in the red. If you are among the countless Europeans that feel entraped by the concern of financial obligation, there is help available free of charge. Before going to speak with a financial obligation repair firm, it would certainly be wise that you are somewhat informed on the debt negotiation
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Individual Voluntary Arrangement Citizens Advice Are you in debt? Do you know how much you owe? Change your behavior towards over investing; it is good to plan before spending money or making a business deal. How to establish the routine of saving cash? All these questions as well as tips help prior to you lack every dime you had in your account. A UK
Debt Advice and Help Debt advice played a fundamental part in the Chancellor's Pre-Budget report, exposing simply exactly how crucial the Federal government assumes it is for individuals with debt troubles to seek debt advice previously, rather than later on. It likewise states that 'The Pre-Budget Record revealed additional government funding of ₤ 5.85 million for an extension of telephone advice services, and ₤
Debt Consolidation Actively disregarding expense collectors or acting that something will certainly just instantly come up to eliminate the consumer financial obligation that has actually been collecting on their journals for a prolonged quantity of time could only be considered foolish, yet we do comprehend the temptations that lead individuals to deal with the credit rating card burdens that have actually generated through what, after
Debt Solutions Financial obligation is a regrettable, severe, frequent, as well as growing issue across the globe, as well as if left neglected, financial obligation could trigger one's life to spiral uncontrollable. Boosting amounts of individuals are finding themselves ready where they owe even more cash than they can paying; consequently, resulting in an almost inescapable cycle of obtaining cash to cover specific bases, however
Debt Free Your complete understanding of financial obligation as well as just how to appropriately manage it in order to come to be debt free is something that eludes an excellent number of individuals. You will certainly additionally need to acknowledge the difference between great debt (a house mortgage, a company loan) and bad debt (unpaid off credit rating card debt, non deductible individual debt).


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Search Results: 'heather mills'
An Ant Ate An Apple: Tongue Twisters for Kids
Hardcover: $29.99
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Alphabet book using fun tongue twisters and images for children
The Lovely Misadventures of Delia and June: June's Shoe is Missing!
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Two little birds play and go on adventures.
The Lovely Misadventures of Delia and June: June's Shoe is Missing!
eBook (PDF): $3.99
Two little birds play and go on adventures.
Conversations with Linda McCartney
eBook (ePub): $5.99
Linda McCartney is one of the most loved personalities in the world. Married to Paul McCartney her life became of interest to many. But what of her inner thoughts and her regrets. She passed... More > away early and we followed the lives of her children and Paul. Recently we were able to ask questions through Sussan Evermore, a gifted channeller. Linda reflected and gave advice on her breast cancer, thoughts on Heather Mills and Nancy Shevell. So please join us on this wonderful journey. Since publishing this very popular eBook we have travelled to Ubud, Bali where Linda again spoke to us. She talks about Heather Mills allegations that Paul was abusive to her. Linda goes into great detail about her death from breast cancer, the reasons why it would have happened to her. What flows through this entire new chapter is her unique enduring love for her husband Paul.< Less
Let's Start Again
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Let's Start Again: A 204 page paperback compilation of competition entries. Introduction and foreword by Tony Cook and Mal Peet. Competition winners: Paul Chappell, Molly Naylor, Alison Wassell,... More > Rachel Patricia & Alan Green. Other contributors: Patrick Lyseight, Rosalind J Lee, Christine Ann Clatworthy, Domino Woodstock, Heather Pearson, Michelle Buckberry, Mill Thomas, Kevin McCallum, Sheila Stevens, Helvigo Jenkins, Russell J Turner, J C Greenway, David Pamment, Claudine Lazar, Mona Dash, Sarah Bryars, Michael Luker, SundaysChild, Pia Lenau, Sorraya, Richard Penny, John Nandy, Julie Canham, Barry Moss, Jayne Dunsmuir, Lane Ashfeldt, Colin W Campbell, Katie Beviss, Anthony Hulse, Dave Clark, Tony Thorne, Oliver Franks, Veronica Pamoukaghlian, J L Bogenschneider, Jennifer Pickup, Deirdre Malone, David Maidment, Brian O'Hare Green, Rhiannon Weber, George Sandison, Jacqueline King, Jack O'Donnell, animan, Misael F Costes & Alex Tomlin. Edited by John Wilks.< Less
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