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Better Living through Rational Thinking
July 6, 2004 Donald S. Clark, Esq. Office of the Secretary Federal Trade Commission 600 Pennsylvania Ave., N.W., Room 159-H Washington, DC 20580 Re: In re Southeastern New Mexico Physicians IPA, Inc., et al. (File No. 031-0134) Dear Mr. Secretary: Citizens for Voluntary Trade files the following comments in response to the Federal Trade Commission's entry of a proposed consent order in the above-captioned matter. The FTC accuses the respondents, Southeastern New Mexico Physicians IPA, Inc. (SENMP), Barbara Gomez, and Lonnie Ray, of violating Section 5 of the Federal Trade Commission Act by engaging in "unfair methods of competition." Specifically, the respondents are accused of conspiring to raise prices for physician services through a series of price-fixing agreements. The Commission says SENMP, through Gomez and Ray, jointly contracted on behalf of 68 physicians with third-party payers in the Roswell area. The Commission determined that these jointly negotiated contracts resulted in higher fees for SENMP physicians than they would otherwise have obtained by negotiating with the payers individually. From this, the Commission concluded that the physicians conspired to subvert the "competitive" market by working together in their mutual self-interest. Accordingly, the Commission forced SENMP to sign a "consent order" dissolving existing contracts with payers and forbidding all respondents from jointly negotiating with payers in the future, except under severe restrictions imposed by the Commission. In the past three years, the Commission has prosecuted more than 20,000 physicians for alleged Section 5 violations arising from circumstances similar to those alleged in this case. It's painfully obvious that the Commission harbors a deeply ingrained hatred of the medical profession, and that senior Commission officials are utilizing the vast powers of the United States Government to systematically strip physicians of their constitutional rights. The ability to freely negotiate contracts is the centerpiece of economic liberty, and in turn economic liberty is essential to fulfilling man's basic rights to life and the pursuit of happiness. Whether physicians exercise their liberty to contract individually or collectively make no difference. A right is not lost simply because individuals chose to exercise them through a voluntary association. The Commission claims payers—health insurance companies—were "coerced" into paying artificially high prices because of SENMP's joint contracting. Such claims underscore the Commission's economic illiteracy. First, there is no predetermined "correct" price level for any
Post Office Box 66 Arlington, Virginia 22210 www.voluntarytrade.org 703.740.8309
good or service. Objective prices can only be decided through the voluntary exchange of goods and services on the free market. The Commission contends that SENMP obtained significantly higher prices than other physicians in New Mexico. That, however, is nothing more than a reflection of SENMP's superior efficiency in organizing talented physicians. This is no more coercive than a group of investors pooling their capital to form a corporation to earn a greater return on their investment. The Commission says SENMP's prices were too high when compared to RBRVS, the formula used to calculate the federal government's payments for Medicare and Medicaid. But RBRVS is a price control imposed by regulators. It is not a reliable indicator of market prices. The proposed consent order here amounts to ad hoc central planning of the market for health care services in Roswell, New Mexico. The Commission wants to preserve a particular market structure by preventing physicians from acting upon the information that the market provides them. Under the Commission's preferred structure, large payers representing thousands of individuals exercise market power to demand physicians produce at a particular level for a particular price. The Commission makes no effort to examine the actual performance of such an economic model. Indeed, if the Commission took the time to perform genuine economic analysis —as opposed to relying on the parasitic yes-men on its in-house economic staff—it would find that physicians nationwide are struggling under the government-controlled third-party payer system. It is common for physicians to perform basic medical services below cost. When physicians organize and engage in joint contracting, they often do so to preserve the financial viability of their practices. It would, in fact, make little sense for otherwise independent physicians to work together unless it was in their economic self-interest. But the Commission acts as if the physicians have no right to their own interests. This is why, for example, the Commission compares the prices SENMP obtained to an arbitrary figure like the RBRVS, rather than examining the actual economic conditions of the market. The third-party payer model, not the "greed" of physicians, is the principal cause of higher prices in the health care market. No market, in the absence of government intervention, is organized along the third-party payer model, and with good reason. Imagine if one could not buy food directly from the store, but instead had to purchase "food insurance" whereby a third-party payer decided what food would cost and how much an individual consumer could purchase. Half the nation would face starvation. Third-party payer is simply a euphemism for government rationing. And no government rationing scheme has ever outperformed a free market. The free market does not ration goods, but rather seeks to provide the most efficient distribution of goods and services according to the needs and available resources of individual market participants. The free market does not recognize the Commission's conflict-based division between "producers" and "consumers"—on the free market, all are traders. Individuals make their own decisions, and if they so choose, they make those decisions in conjunction with other like-minded individuals. The free market does not distinguish between 20 people who jointly contract to obtain health care services and 20 physicians who jointly contract to provide health care services. Only the Commission—a body of unelected lawyers, trained in the art of manufacturing conflict—believes in such distinctions.
Citizens for Voluntary Trade
Page 2
Accordingly, we see no reason for this consent order to be entered. The respondents here acted in full accordance with free market principles, and those principles are wholly consistent with the framework of government advanced in the United States Constitution. The proposed order should be withdrawn, and the Commission should dismiss its complaint against the respondents with all deliberate speed. Submitted for Your Consideration,
S.M. Oliva President, Citizens for Voluntary Trade
Citizens for Voluntary Trade
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Lyrics Depot is your source of lyrics to Thing Called Sadness by Kitty Wells. Please check back for more Kitty Wells lyrics.
Thing Called Sadness Lyrics
Artist: Kitty Wells
Album: Lonesome Sad And Blue
It's been here since you've been gone it's been hanging round too long
A thing called sadness not much of a friend when you walked out it walked in
In every chair where I sit down it follows me all over town
A thing called sadness not much of a friend when you walked out it walked in
What in the world am I gonna do this old friend can't take the place of you
It only brings back mem'ries of you and all the things that we used to do
In every chair where I sit...
Kitty Wells Lyrics
Kitty Wells Lonesome Sad And Blue Lyrics
More Kitty Wells Music Lyrics:
Kitty Wells - Four Walls Lyrics
Kitty Wells - I'll Be Your Stepping Stone Lyrics
Kitty Wells - Lonely Street Lyrics
Kitty Wells - Loving You Then Losing You Lyrics
Kitty Wells - Sugartime Lyrics
Kitty Wells - What Locks The Door Lyrics
Kitty Wells - When Your Little High Horse Runs Down Lyrics
Kitty Wells - You're The Only World I Know Lyrics


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Skip James
Nehemiah Curtis James, 9 June 1902, Bentonia, Mississippi, USA, d. 3 October 1969, Philadelphia, Pennsylvania, USA. A solitary figure, James was an emotional, lyrical performer whose talent as a guitar player and arranger enhanced an already impressive body of work. His early career included employment as a pianist in a Memphis whorehouse, as well as the customary appearances at local gatherings and roadhouses. In 1931 he successfully auditioned for the Paramount recording company, for whom he completed an estimated 26 masters. These exceptional performances included Devil Got My Woman, written when his brief marriage broke down, as well as Hard Time Killin Floor Blues and Im So Glad, which was subsequently recorded by Cream.
James abandoned music during the late 30s in favour of the church and was ordained as a Baptist minister in 1942. He briefly resumed more secular pursuits during the 50s,...


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Two men and a woman have each been charged with manslaughter over the death of toddler Mason Jet Lee, who was found dead in Caboolture on June 11. Continue reading »
A 73-year-old man has been punched in the face during a home invasion in north-west Sydney. Continue reading »
A man is in custody after a ute slammed into Mudgeeraba police station this afternoon. Continue reading »
French authorities have filed terror charges against two suspected members of the same ISIL cell that massacred 130 people in Paris last November, a judicial source said. Continue reading »
Rare white humpback whale Migaloo has been sighted near Fraser Island, not too far from the waters of the Great Barrier Reef Marine Park. Continue reading »
BREAKING: fire has broken out in the Australian team building at Rio Olympic village. Full details live from Brazil next on @TheTodayShow View on Twitter
French Prime Minister Manuel Valls said that he would consider a temporary ban on foreign financing of mosques, urging a "new model" for relations with Islam after a spate of jihadist attacks. Continue reading »
A woman has died after she was hit by a car at an intersection in West Melbourne early today. Continue reading »
Rio de Janeiro's Mayor Eduardo Paes has lashed out at the city's Olympics organising committee, accusing it of "serious problems" in managing the crisis-plagued athletes' village. Continue reading »
The NSW opposition is calling on National Party MPs to vote against the government's statewide greyhound racing ban in the midst of a NSW Supreme Court challenge by racing clubs. Continue reading »
Four cases of Zika virus in Florida are likely the first to be transmitted locally by mosquitoes in the United States, officials have said, marking a new phase in the fast-growing pandemic. Continue reading »
TV actress Vivean Gray, who was best known for her role as Mrs Mangel on Australian soap Neighbours, has died aged 92. Continue reading »


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Veolia Water Milwaukee Hosts
Fifth Annual Supplier Diversity Symposium
MILWAUKEE – Oct. 15, 2013 – Veolia Water Milwaukee, along with Milwaukee Metropolitan Sewerage District (MMSD) and the Wisconsin Minority Supplier Development Council announced they are hosting the fifth annual Supplier Diversity Symposium on Tuesday, Oct. 22, 2013.
The event is designed to advance business opportunities for small, women and minority-owned companies with Veolia Water and MMSD, who are looking for partnership opportunities for everything from printing to construction.
The Diversity Symposium will be held at Veolia Water, 700 E. Jones Street. The event begins at 8:30 a.m. There will be two tours scheduled of the Jones Island Wastewater Treatment Facility, which will enable attendees to see the different types of commodities that may be purchased by Veolia Water and MMSD.
"Veolia Water believes that diversity and inclusion propel creativity and drive innovation," said Barbara Brown, Veolia Water Milwaukee's procurement management. "These businesses are historically underutilized, and we're working hard to make sure each one of them reaches their potential here in Milwaukee."
Since establishing its wastewater treatment partnership with MMSD in 2008, Veolia Water has spent more than $34 million with small, women and minority-owned businesses.
Veolia Water Milwaukee and its partners have been hosting the diversity symposium since 2009. Each year attendance has substantially increased. At last year's event, more than 800 people attended.
To register for the Supplier Diversity Symposium, or for more information on the requested products and services, visit www.veoliawatermmsdsds2013.eventbrite.com/.
- continued -
About Veolia Water Milwaukee
Veolia Water Milwaukee was established in 2008, and is the wastewater treatment partner of Milwaukee Metropolitan Sewage District (MMSD). The company employs more than 225 people who help manage, operate and maintain the regional wastewater treatment system for MMSD. The system includes the Jones Island and South Shore Wastewater Treatment plants, and a 411-square-mile service area with a 26.5-mile deep tunnel inline storage system of collection sewers.
Veolia Water Milwaukee is a wholly-owned subsidiary of Veolia Water North America, the leading provider of comprehensive water and wastewater partnership services to municipal and industrial customers in approximately 650 communities. It is also one of the world's largest designers of technological solutions and constructor of facilities needed in water and wastewater services. With 93,400 employees worldwide, Veolia Water provides water service to 80 million people and wastewater service to 59 million.
Visit the company's websites at www.veoliawatermilwaukee.com or www.veoliawaterna.com, and check out the Facebook Fan Page.
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For a delightful jasmine scent, try Lulu Organics® Jasmine Hair Powder.
Availability: In stock
Lulu Organics®'s organic hair powder is the hip younger sister of mainstream dry shampoos: she's eco-conscious, health-savvy, and has vague plans of packing her bags and moving to Portland. Analogies aside, this winning natural formula revives second day locks by absorbing volume-zapping oil. It has a lovely lavender scent laced with the faintest trace of herbal clary sage. And since it leaves no chalky white residue behind, even dark-haired girls can use it.
Most dry shampoos are made with talc, a controversial ingredient that may have carcinogenic properties (scary, no?). But Lulu Organics®'s version is formulated with organic corn starch, rice powder, white clay, and pure essential oils, so you never have to worry. The sweet-smelling powder helps you achieve the look of just-washed hair no matter how long it's been since your last shampoo.
*organic corn starch, white clay, baking soda, *organic rice powder, *organic horsetail powder, *essential oils
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It's good for travel but it's too messy and difficult to distribute. I prefer dry shampoo in the aerosol form
Maybe I'm not coordinated enough to use this, but I ended up with powder along my hairline and on my clothes after brushing. The smell was great though!
I loved this product. First and foremost I have to say that I loved that it was an organic hair product. I have to say that it was easy for me to use and I loved the smell of it.
It's nice to have an organic hair powder, esp for people who don't want to go through the trouble by digging through their kitchen and making their own. I am new to the shaker type of packaging for a dry shampoo, so still adjusting to it.
I do like to have dry shampoo on hand because I am running short on time so much. The reason I especially like this is because it is natural ingredients and don't worry about it exploding if I leave it in my car


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16 To-Die-For Recipes with Cake Mix Free eCookbook
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Slow Cooker No Bake Chocolate Peanut Butter Cookies
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Rochester News
Local news for Rochester, NY continually updated from thousands of sources on the web.
American Terrorism: Plain and Simple
Iran Nuclear Agreement: Black Mark or Gold Star for Obama?
21 Shocking Stars Who Had Sex FOR REAL In Their Movies
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so true
Tired of cutting up grapes? We think this Oxo Grape Cutter is such a time saver for the parent of toddlers! Wait... what? A GRAPE CUTTER?
I love this funny cat #funnycatmeme #funnycats #cats find more funny cats here http://www.funnycatsblog.com
CEO my former company would have written the note....
this is so necessary.
Haha. People used to imagine that 2012 would be full of flying cars, ut all we have is blankets with sleeves.
more wine!
Actually, for me it was the other way around.....
Dis bear...I seriously cried laughing. i dont even know why
Bathroom Guest Book - One of the most hilarious things to show your guests! Hahaha!
Some days my biggest accomplishment is just getting the laundry into the dryer before it mildews.
I love cuddling with you on the couch after a long day. Well, sitting next to you as we play on our computers, not talking and hardly touching.
Pinning for JABEAR
Replace Starbucks with coffee, and it's a true story.
That's me
If Chinese people got English tattoos… this is probably how we look to them...
@Paula Emmert Kelley -- I'm having fruit salad for dinner. Well, it's mostly grapes actually. Ok, all grapes. Fermented grapes. I'm having wine for dinner.
Spider-man: "With Great Power Comes Great Responsibility" 9 x 14 Print. $14.00, via Etsy. - Visit now to grab yourself a super hero shirt today at 40% off!
Fiat Lingotto factory in Turin, Italy with a test track on the roof. At least there when you break down you're not stranded.
Folding hamper with two handles and a goat motif. Um. Why?
@LOVE, LIKE, GOTTA HAVE @Paula Emmert Kelley
Easter and April Fools on the same day
Social Network


text:
Video surfaces of Ohio officers kissing in cruiser while transporting prisoner
Associated Press
CANTON, Ohio — The police chief of a northeast Ohio township has retired after a video became public showing him and a female office kissing and caressing in the front of a police cruiser while a prisoner was in the back seat.
Timothy Escola retired Tuesday night after four years with the Perry Township police department about 50 miles south of Cleveland. Law Director Charles Hall says Escola's retirement closes an internal investigation.
Hall says no charges are being considered against part-time officer Janine England, who was with Escola in the cruiser June 2.
Escola and England drove to the Cincinnati area to pick up a burglary suspect.
An anonymous tip prompted an investigation last week and a review of the cruiser's dashboard camera.
See photos: Perry police chief, officer kiss repeatedly while transporting prisoner
Copyright Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
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Superfoods: Myth Vs. Fact
Though the media often heralds certain foods as cancer-fighting or immune-building, many of these claims don't hold up to scientific scrutiny. The Onion separates the myths from the facts regarding so-called superfoods
GRAND ISLAND, NE–Atheist Marcia Prewitt was converted to a life of devotion to the Lord following Sunday's viewing of the claymation movie The Miracle Maker. "I'd heard a lot of preaching and teaching about Christ throughout my life," Prewitt said, "but it took a clay-animated, Ralph Fiennes-voiced portrayal of Jesus to make me realize just how good and how wonderful He really is. I just wish everyone with confusion and strife in their heart could discover the healing truths of this cartoon."


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Re: How and what supplements to take to lower cortisol?
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Fruit horror story.
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Now Open in Chantilly – Marbury
Ryan Homes
Ryan Homes
Make a wish✰
S1, Ep 13: Route 666
Marilyn Monroe on the set of The Seven Year Itch, 1954.
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All of us, when we were children, believed in fairies. Here's the extraordinary story of two little girls who not only believed in fairies, but made friends with them–and even captured them on film from the 1910s.
Peep Behind The Zippers.


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Kristen Wiig's Next Role Has Us Delirious With Joy
When sitting in on an Arrested Development conference call today, we heard some news that put a giant smile on our faces: Kristen Wiig and Seth Rogen will have guest roles in the new Arrested Development season on Netflix! The news was already out there, as Entertainment Weekly scooped these photos a while back, but we kinda forgot about it, and with only days to go until the season premiere, our excitement levels have officially reached dangerous heights.
Jessica Walter, who plays the real-time version of Kristen Wiig's younger Lucille Bluth, said she was favorably impressed with the former SNL star's performance. "She's just wonderful. She must have studied tapes from the old days," Walter said. Now that we think of it, Wiig is a perfect match for Lucille's passive-aggressive style.
Rogan will play the younger version of George Bluth, Sr., and while we don't quite see the physical resemblance, it could work. Show creator Mitch Hurwitz said of the casting process, "We didn't try to just make it The Love Boat and just hit all of the people who wanted to be in it." Love Boat or not, we're gearing up for a serious Netflix binge this weekend. Somebody bring the Pop Secret.
Image: Via Entertainment Weekly.
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A writer's first screenplay is typically not written well. Professional script reader Ray Morton gives advice on how to write a screenplay that's got a chance at success.
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It all starts with Tom and Erik who meet in the bathroom of a spanish bar, pissing and sucking each other to the fullest. Lots of close-ups and real messy. Part two: 3 guys, Markus, Steve and Pete, start their steamy piss action in a gay club. Bartender Steve joins Markus and Pete by adding his piss to theirs. The warm, sizzling atmosphere and sexy guys deliver a spunky feeling you shouldn't miss.
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- 2011
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- 4 years ago
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If you have limited storage space, yes, you can certainly have too much.
Type: Posts; User: Tiwilager
If you have limited storage space, yes, you can certainly have too much.
I hear that. I can barely get anything apart anymore.
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Vol. 1 No. 1
Raza Kamal Shazia Ather Amna Shahid College of Management Science
PAF-Karachi Institute of Economics and Technology
I keep six honest serving men (they taught me all I knew); their names are What and Why and When; and How and Where and Who.
Rudyard Kipling Sher Khan folded his jai namaz mat presented years ago by his mentor Hanif Rajput and got ready for his daily chores. He is a driver of one of the many catering vans possessed by Hanif Rajput Caterers. Putting on his jacket with HR block printed on its back he got behind the wheels and headed towards the kitchens to load the cuisine and head for the KMC Gardens where it had to be delivered for the wedding party of one of the clients. He rolled out with many other vans from the kitchen located in KMC sport complex at 7 PM. The traffic was heavy tonight however he managed to reach the DHA Gardens at 8.30 PM. He offloaded the "dhegs"; Mohammad Khan an old crony of his meticulously checked the contents with the Tally Card and signed the receipt. Meanwhile Sher Khan looked at the Gardens, which were cloaked with shamianas and blazing with fancy lights. It was too early for guests but there seemed a lot of hustle and bustle in the vicinity. The stage decorators were in their last phase plugging in the orchids and roses around the podium, waiters were putting the spirit lamps under the dishes and carpets were being swept. He thought of the day when his daughter got a similar wedding treat from the company five years ago, which was funded by Hanif sahib!
Mohammad Khan refocused his attention by delivering the receipt, which he pocketed and looked up his next call station. He had to go to KMC Gardens and pick up the shamianas and chairs of last evening's function and offload them at a business tycoon's residence in Bath Island. By the time all his chores were over it was well past 2AM and Sher Khan parked his van and took the M17 coach and headed for his home in Balouch Colony. This strenuous schedule is routine for many employees working at Hanif Rajput Caterers (HRC). The task for most of the employees starts after dusk and lasts till dawn. Most nights 50,000 guests at dispersed locations are treated to sumptuous feasts ranging from kormas, Chinese food and seafood cuisines all arranged by the legendary food master. HR Caterers was launched in 1979 by Muhammad Hanif Rajput a small businessman at Karachi. The breakthrough was provided by the KMC manager Major Jalaludin Shah who awarded a contract of a local catering function to Hanif Rajput. Today HRC is the largest catering organization of the country in terms of quality food and has a client base of several millions customers. The company has an asset base of approximately Rs 5 billion and an inventory of furniture, crockery and transport worth Rs30 million. The company is well known for its in door / out door catering services. It operates from many well-maintained beautiful grassy lawns and wedding halls dispersed throughout Pakistan. The company is fully equipped with necessary infrastructure to cater to the diverse sections of society at competitive rates. It is the only catering service in Pakistan, which has the capability to organize a function for up to 20,000 guests at a time. The record number of parties held on a single day is 130. The Company also has served the most prestigious organizations in the country and has been placed on the approved list of catering contractors by several diplomatic missions and federal and provincial government departments. Marriages were a solemn affair till the 1970's in Pakistan. The celebrations were entirely family oriented, confined within houses and attended by close acquaintances. Hanif Rajput revitalized the concept of marriage functions. This added color to the ceremonies and became a part of our urban culture. In the 1970's the parents had to negotiate with individual vendors of tents, decorators, cooks and crockery to arrange weddings. Hanif provided packaged deal with no hassles, all ends tied up, in the words of Hanif, "I run a one window operation". This entrepreneurial spirit was welcomed by the public. HRC responded to a new market trend. Family socializing was expanding, homes were becoming inadequate to house functions, flat living was becoming commoner and average disposable income was getting better. The fad, which started as a small business enterprise, became an industry. The concept was refined; shadi gardens mushroomed, tent age firms innovated and functions like mayoon! mehndi and dholkis added color to celebrations. Modest income groups could also celebrate in style by renting fancy halls and gardens. By the 1990's the competition in the catering business became intense. Today approximately 150 caterers are supported by over 100 halls/gardens in Karachi. La Roshe, World Catering, Professional and others do roaring business but Hanif Rajput is
still the undisputed king of catering. Today the catering industry employees over 150,000 persons in Karachi and has strong backward linkage with several supplier vendors.
Hanif Rajput was born in 1944 into a lower middle-class family in Rohtak district (India), The family moved to Nawabshah just before independence. He discovered his organizational talent early in age when as a boy scout he used to be entrusted with independent tasks. After college education, with some financial assistance he left for theUK in 1964 with the ambition to become an aeronautical engineer. However he soon became disillusioned with studies and went about doing odd jobs in London. These were toiling days but he never realized that experience of washing dishes in Piccadilly and clerical positions at the Intercontinental Hotel in London would come in handy one day. During this period his intense interaction with the blue collared working class refined his ability to understand the human psyche. He returned to Pakistan in 1974 and began to operate a cold drink tuck-shop in KMC sports complex. His great persuasive powers finally convinced the management to allow him to arrange wedding functions in the lawns of the Complex. Thereafter it was a rag to riches story. He remained proud of his modest origins and despite his phenomenon success, retained small town simplicity. Strategy and marketing were concepts unknown to him but his talents, as organizer and his uncanny ability to understand the imperatives of business should be analyzed in detail to understand entrepreneurship in Pakistan. Customer satisfaction remained his top priority. Prospective customers never left his office without a deal. His interpersonal skills, friendly communicative style and quick decision making impressed his clients. He possessed the knack of evaluating the worth of each of his potential customers accurately and suggested a menu package accordingly. In the early days he designed a "Martial Law Menu" for the austere class. He introduced the "per head "concept in the catering business. He avoided haggling on price and preferred to increase his client base. He knew that word of mouth advertisement carried most weight. He mastered the art of management "on the job". In the 1980s most days there were about—— 50 functions to arrange, each averaging 500 guests, dispersed over a radius of 30 kms. This did require adroit handling, able organization, good teamwork and stringent control measures. He did not have the opportunity to get formal training in hotelling but built an empire. In 1985 the net worth of the company was Rs 1.25 million expanding every year at a growth rate of 15%. The peak period of earning was the early 1990's when the government spent lavishly on parties. HRC focused during this period on building the image of Hanif Rajput as a brand through public relationing.
The Company
Javed Rajput the present CEO of the company disclosed that there is approximately 15 to 20% profit margin in this business. The debt equity ratio is low. HRC has no long term debts. On a standard menu, 60 to 65% is attributed to cost of catering, 10 % to setting and decoration and 15 % to overheads. Presently the company
has hub stations at Karachi, Hyderabad, Lahore and Islamabad, which provides networks to nearby cities and towns all over Pakistan. Most of the business is concentrated in Karachi since the brand name is more familiar here The core competencies of Hanif Rajput Caterers revolve around loyal customer base, efficient logistic management and quality service. Hanif Rajput treated his customers with respect offering them large discounts and innovative menus. He expanded into the corporate sector arranging conference meals and government functions in the 1990's. Hanif realized early on that with the growth of intense competition he had to differentiate himself from the crowd. The company's philosophy is "To stay on top in our business line". This is achieved through quality control, and assured and prompt service. HRC began shifting its menu mix to higher-priced offerings in 1995 and investing in décor. It identified a market shift from food to finesse and therefore came up with innovative layouts, rich embroidered table coverings and crockery. Mr. Atiq a long time employee commented that, "we have been a volume oriented company all along. Since our founding, we always felt that the basic way to run a catering house is to control food costs, and by the word-of-mouth advertising. But we also realize that as you become larger and the competition becomes intense, you have to market the product. The way we are organized, any additional volume really makes a difference when it comes down to the bottom line". The rapid expansion and continued diversification of the business are attributed to three essential pre requisites: creativity, precise planning and enthusiastic teamwork.
Marketing Strategy
In the 1980's the marketing strategy formulated by the company focused on creating awareness amongst the prospective customers. The "Martial Law Menu" and the "per head menu" was an instant hit. Although initially no proper market segmentation was resorted to; customers with varied profile were entertained and it was assured that all segments received the same kind of service. However in the 1990's the strategy became more specific and customers were segmented according to their tastes, status and budgets nevertheless low cost remained the cardinal principle. In order to increase control, the company resorted to forward integration. It heavily invested in developing infrastructure and ordered shamianas, designer crockery, furniture and illumination lights. This assured standardized décor and reduced dependence upon intermediary vendors. Through these measures HRC could keep costs from escalating while serving the high end of the market. The company has gained commendation from various quarters for its enviable and eye catching decoration services and awarded certificates of honor and letters of appreciation by valued customers Catering business thrives on efficiency, sustenance of logistics support and assured service. The company from its inception began to build a stable supply chain management. On average in 2004 nearly 45 to 50 parties were held everyday. This was only possible since HRC operates its own kitchens having a workforce of over 100 chefs. They can easily fulfill customer's last minute requests to increase quantities of supply. These challenges are met through integrating the front end of the supply chain, the
customer's demand, to the back end of the chain, the production and distribution units. This complex operation is undertaken by employees who may not have any formal expertise but through trial and error have developed operating procedures, which sustain the daily operations effectively. Imran Bari the kitchen manager proudly talked of the company's supply chain, "HRC has dependable suppliers who make money on volume, and our kitchen services are efficient and organized to sustain large operations. We accomplish low-costs in the volume we handle. An order sheet is well-documented and helps the staff to avoid confusion. We pay them handsomely too". The fleet of transport was fitted with wireless radio sets in 1990's to monitor progress and implement contingency changes.
In the late 1990's the company had stabilized and was still focused on catering. During the Nawaz Sharif era ordinances were passed which put an end to this bonanza; austerity was to be practiced in wedding celebrations. The catering business was seriously affected. Some of the firms could not survive. HRC decided to diversify and other portfolios were added to the Company. Hanif Rajput also decided to reorganize HRC. He formed the following autonomous divisions. o HR Decorators. Formed in 1997 this division is responsible for supporting the catering business and procures, maintains and provides all kinds of infra structural assistance for the many functions being held all over the country. It remains in close liaison with the marketing and catering divisions. This investment has been recovered many times over. HRC possesses the capability to organize functions for 15000 persons, which no other caterer can match. o HR Industrial & Field Management Services. Diversification in this area is a true reflection of business insight. Union Texas was facing dire difficulty in supporting their operations in interior Sindh and outsourced this function to HRC. Established in 1997 this division provides permanent contractual catering, housekeeping, janitorial and allied services to multinationals and large organizations. The division has been awarded ISO 9000 certification for its varied operations. Major clients include BP exploration, Liaqat National Hospital,International Container Terminal Port Qasim and Jinnah Terminal Karachi. These large organizations are satisfied with HRC since it assures quality and sustained services.
o HR Communications was founded in 1994 at Islamabad and Karachi to provide VHF.UHF and HF communications to clients. Their services include installation of radio and antenna towers, consultancies in communication solutions and sale of equipment. This diversification into an unrelated field is questionable. On query
Javed Rajput the present CEO maintained that this is a growing field and HRC would like to explore opportunities here.
The Work Force
There were approximately 200 permanent employees as of December 31, 2004 who are divided into Billing, Sales, Operations and Billing/Recovery departments. There is no union facility in the company. The permanent employees are paid on monthly basis while the waiters etc are paid on a daily basis. Approximately 300 to 400 part-time workers support daily operations and earn up to Rs 6000 to Rs.10, 000 per month. Employee turnover is almost nonexistent; Mr. Naqi a longtime associate in HRC say that" Hanif Bhai never fired an employee no matter how big a mistake he committed". Most current employees have been recruited by by Hanif himself. The recruitment and selection process is essentially restricted to the referral method. On the job training is imparted to new employees and within a period of four weeks they are conversant with their duties. Catering staff is rigorously trained in all essential skills from hygiene to merchandising to good culinary practices. The employees are regularly medically examined. Catering training programmes are designed to ensure that the staff is continually refreshed and encouraged to develop their abilities to meet the high standards of the catering and service industries. The guard changed at HRC on 8th November 1999 with the sudden demise of the founder. he family business, which had turned into an empire, did rumble but did not disintegrate. Two sons of Hanif Rajput, Javed and Naveed took over the company. They had no succession training; neither was associated with the company's operations but they have been assisted by some veterans in the company. Some structural changes have taken place and the subsidiary divisions have become more autonomous and are now functioning as SBU's. The company hasn't considered expansion internationally, however the possibility of expansion in the Gulf States is realistic since many of expatriates are Pakistanis. Javed Rajput the new CEO of HRC is of the view that, "catering business is still an unorganized sector, professionalism has really not permeated; areas like hygiene and quality are neglected. Due to fierce price cutting tactics, reputable caterers cannot hire qualified chefs or graduates with hotel management degrees. Catering business gives impetus to other related industries, generates employment, consumption and adds value to our life style. The recent restrictions imposed by the government would hurt us."
Hanif Rajput Caterers is a true reflection of entrepreneurship in Pakistan. It started from scratch and became a multibillion enterprise. This success is attributed to its owner Hanif Rajput who not only provided the required direction but also at each step steered his ship adroitly. In spite of little experience in business he did not drift from the basics and masterminded strategies, which laid the foundation for the catering industry in the country. .
Azhar Abbas. "Profile- Hanif Rajput" The Herald Annual, January 1996, pp, 138-140
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Crazy Substitute Teachers
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Orange oil is available from many health and wellness stores such as Puritan's Pride and Young Living. Large online retailers such as Amazon also carry the oil.Full Answer >
Several large retailers and grocery stores sell quinoa, including Walmart, Amazon.com and health food stores, as of 2015. Customers can also purchase quinoa from specialty retail stores, including Nuts.com and Puritan.com.Full Answer >
Coupons for healthy foods are available on the website of health food stores, coupon sites and manufacturing sites. There are also grocery stores with membership loyalty programs that offer coupons for healthy foods.Full Answer >
Manuka honey is widely available in health food stores around the United Kingdom due to its growing popularity. Holland & Barrett is a health food store that sells Manuka honey both online and in stores as of August 2014.Full Answer >


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text: Economy & Business Business news How do authors make money from library books? By Andy Uhler • Jul 25, 2016 Andy Uhler You've probably got some music on your phone, or you might stream it through apps like Spotify or Pandora. Every time you click on one of those songs, the artists gets a little bit of money. And yet, it's called your music "library." But when you check out a book from the library, it's free. Well, it's sort of free. Marco Marin was looking through the online catalog at a kiosk in the lobby of the Los Angeles County Central Public Library. He said he goes there to check out books at least once a week. He likes apocalyptic tales. Does a CEO's pay reflect how well a company performs? By Donna Tam • Jul 25, 2016 Donna Tam A well-paid CEO does not necessarily equal a high-performing company, according to a study released Monday. In fact, it seems more likely you're getting a lot less bang for your buck. Research firm MSCI tracked roughly a decade of performance and pay for some of the highest-paid CEOs in the U.S., and found that higher-paid CEOs underperform when comparing their companies to those of their lesser-paid counterparts. Verizon Buys Yahoo For $4.8 Billion In Cash, Touting Gains In Mobile By Bill Chappell • Jul 25, 2016 Continuing its push into Web content and advertising, Verizon is buying Yahoo Inc. for about $4.83 billion in cash, the two companies confirmed Monday morning, ending a purchase process that began months ago. The deal comes more than a year after Verizon paid $4.4 billion to acquire AOL, in a deal that was viewed as hinging on AOL's ad software and mobile video content. The death of email may be exaggerated By Gigi Douban • Jul 25, 2016 Gigi Douban The latest big email hack, involving 20,000 emails from the Democratic National Committee, has Democrats in damage-control mode as their convention starts. There have been many, many others. And they all reinforce the notion that email just isn't secure. People have been saying for years that email is going to die, that one day people are just going to stop using it. That's what people told Eva Galperin, global policy analyst at the Electronic Frontier Foundation. What Verizon Will Get When It Buys Yahoo By editor • Jul 25, 2016 Copyright 2016 NPR. To see more, visit NPR. The financial role of a party's political chair By David Brancaccio • Jul 25, 2016 On today's show, we'll talk about the resignation of Debbie Wasserman Schultz, the chairwoman of the Democratic National Committee, and the broader question of how a political chair can affect fundraising efforts; China's decision to shut down several online news operations; and a North Texas town run entirely by students. Economy is fodder for politics By Mitchell Hartman • Jul 25, 2016 Mitchell Hartman The state of the economy will affect voters' decision making in November and also provide talking points for both parties' presidential candidates on the stump. Economist Michael Strain at the American Enterprise Institute said that a midsummer snapshot shows a pretty healthy U.S. economy. "For July 2016, I think you'd have a very good grade," said Strain. "The last jobs report was extremely good. The unemployment rate is quite low. Stock prices are looking good." And consumers appear confident, as their spending has been very strong in recent months. Verizon to purchase Yahoo for $4.8 billion By Lane Wallace • Jul 25, 2016 Lane Wallace Verizon Communications has confirmed it will purchase the main core of Yahoo's internet business for $4.8 billion, a paltry sum compared to Yahoo's value in its heyday. In Texas, kids learn money doesn't grow on trees By Bill Zeeble • Jul 25, 2016 Bill Zeeble Enterprise City is a tiny North Texas town where the government and every business are run by students. The kids get paid too, even though they're underage. And it's all legal. Enterprise City was launched to teach government and commerce. Now that Texas requires financial literacy courses through eighth grade, the little town's getting additional interest. In a large school classroom in Richardson, just north of Dallas, Enterprise City is bustling. Fifth graders, like 11-year-old Jay Thompson from Lakeside Elementary, are busy being in charge of things. Paid internships more likely to lead to job offers By Ashley Milne-Tyte • Jul 25, 2016 Ashley Milne-Tyte It's summer, and interns are trying to make their mark at workplaces all over the country. A lot of them hope their efforts will lead to a job offer. A new student survey from the National Association of Colleges and Employers says your chances of getting that offer vary depending on the type of internship you take. Almost three-quarters of paid interns in the corporate world got a job after finishing an internship. About 44 percent of unpaid interns did. 2 killed, 17 shot at Florida nightclub By Associated Press • Jul 25, 2016 Two people have been killed and more than a dozen shot at a nightclub in Fort Myers, Florida, authorities said. As many as 17 people have been shot in the early Monday shooting at Club Blu, police Capt. Jim Mulligan said. Three people have been taken into custody and there are two active crime scenes, Mulligan said. The area was later deemed safe, but Mulligan said a street was still closed as authorities investigated. Marketplace Tech for Monday, July 25, 2016 By Marketplace • Jul 25, 2016 Marketplace On today's show, we'll talk about a Yahoo-Verizon deal; interview author David Sheff about his book "Game Over: How Nintendo Conquered the World"; and speak to people who are still fond of VCRs. Marketplace Morning Report for Monday, July 25, 2016 By Marketplace • Jul 25, 2016 Marketplace On today's show, we'll talk about Verizon's planned $5 billion purchase of Yahoo's core business; the current state of the economy; and the lessons Washington Post columnist Allan Sloan has learned about bond investments. The duct tape economy By Kim Adams, Andrea Seabrook and Katie Long • Jul 24, 2016 Kim Adams, Andrea Seabrook and Katie Long From the Democratic National Convention in Philadelphia, we hear from locals about what really matters to them in this election, and whether the convention is an opportunity or a waste of time. Verizon Reportedly Prepares To Buy Yahoo For $4.8 Billion By Alina Selyukh • Jul 24, 2016 Yahoo has found a buyer for its core Internet business: the nation's largest telecom provider, Verizon Communications. The two companies are set to announce a $4.8-billion deal on Monday, according to Bloomberg. Pages« first ‹ previous … 2 3 4 5 6 7 8 9 10 … next › last »


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Fredette needs to build an overall plan as he enters each game, and it should read something like this: "Look for uncontested catch-and-shoot 3s, push the ball and attack defenders but make easy plays, manage the game better overall when the ball is in my hands." And he should add: "Fight on defense!"
Dr. J compares Zach LaVine to NBA's greatest dunkers
18hKayla Johnson, ESPN.com editor
Durant given hearty welcome by Oracle crowd
1dEthan Sherwood Strauss
Pelicans hope E'Twaun Moore's hard work pays off in New Orleans
17hJustin Verrier
Sources: Ballmer exploring sites for new arena
22hKevin Arnovitz
Cavs honored with butter sculptures
2dRachel Marcus
Cavs, coach Lue agree on five-year extension
2dDave McMenamin
Celtics stars at peace with soaring salaries for role players
2dChris Forsberg
Ex-NBA player Bargnani signs with Spanish team
1dMike Mazzeo


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Black Fag Brings Its Homo Hardcore Black Flag Tribute to Jugheads on Friday
The fabulous members of Black Fag.
Imagine, if you will, that all those long-standing rumors about Henry Rollins' alleged homosexuality are actually true. (They're not, of course, but stick with us). Better yet, picture what the muscular singer would've looked like if he'd had spent his entire career out of the closet.
In our mind's eye, we think this "alternate universe" version of Rollins might've resembled Liberace Morris, the pink smoking jacket-clad, ascot-wearing, martini-drinking, beyond-swishy frontman for Black Fag, a self-described "absolutely fabulous" SoCal Black Flag tribute band that's performing at Jugheads (5110 East McDowell Road, 602-225-0307) tomorrow night. Bro-Loaf, The Revenge, and, er...Full Blown AIDS are also scheduled to perform.
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