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What a pair: Your working teen and a Roth IRA
June 03, 2015
Many things may come to mind when you think of a natural pair: peanut butter and jelly, socks and shoes, baseball and summertime. A teenager and a Roth IRA? Maybe not so much. However, for teens just starting to earn some money, opening a Roth IRA—or, more likely, having one started for them—may be a good idea. Here are a few reasons why.
They're able to invest for the really, really long term
Opening an IRA for a teen
If you're opening an IRA for a minor you love, it will be considered a "custodial" account. The process is simple, but it can't be done online. You'll need to complete and sign a paper form.
Our investment professionals can help. Just call 800-551-8631.
Time is one of the most powerful assets any investor has—and teens usually have it in abundance. The snowball effect that occurs when your investments generate earnings on top of earnings, called compounding, gets stronger over time.
So the earlier your teen starts investing, the more intense the effect of compounding can be. For example, if he or she starts at age 15, compounding can help every dollar contributed by age 60 earn more than twice as much as a dollar contributed at age 30, and more than 10 times as much at age 50. (For more on why graduating to an IRA is worth considering, read this article.)
They'll develop what ideally will become a lifelong habit
Developing the saving-for-retirement habit early can give additional oomph to the power of compounding. Vanguard research shows a 25-year-old who saved 6% of salary each year in a portfolio with a moderate mix of assets (50% stocks and 50% bonds) built up a median balance at retirement of about $359,000. Delaying saving until age 35—even when all other conditions were the same—resulted in a median balance about one-third lower, while waiting until age 45 resulted in a median balance about two-thirds lower.
"Starting a Roth IRA for a teen you love is a great way to get him or her engaged in investing," said Maria Bruno, a retirement expert with the Vanguard Investment Strategy Group. "And selecting the investments together can help your teen understand the principles of investing success—plan, balance, cost, and discipline—which will be building blocks for the future."
The feeling that there's something personal at stake now that your teen has some money invested also improves the likelihood you'll capture his or her interest in investing—and that interest may last a lifetime.
They'll be able to take advantage of their low tax bracket—and gain flexibility
Because you invest after-tax dollars in a Roth IRA and can make tax-free withdrawals when certain conditions are met, a teen's lower income—and lower tax bracket—can be an advantage. (To open an account at Vanguard, they'll still need at least $1,000.)
"Both traditional and Roth IRAs have their benefits, but Roths are especially advantageous for young investors because they are usually in a low tax bracket and can benefit from years of tax-free compounding. Additionally, Roths provide flexibility that's especially useful for young investors," said Ms. Bruno. "You can always withdraw your contributions without having to pay taxes or penalties, so if something comes up and you need to tap into your account, you can—although it's much better to leave it earmarked for retirement."
There are a few additional components that add flexibility for Roth investors. "Distributions are penalty-free for first-time home purchases up to a $10,000 lifetime maximum, as are postsecondary education expenses," said Ms. Bruno. These features can help make the Roth more versatile for young investors.
A word of caution
If you open an IRA for a teen, the IRA will be considered a "custodial" account. This means that you'll have control of the money in the account while your teen is considered a minor in your state. "Keep in mind that once young investors reach the age of majority, they can do whatever they want with their balance, including spending it," Ms. Bruno said.
You've heard the statement "All investing is subject to risk." In this case, one of the risks is that, once your teen reaches the age of majority (which varies by state), he or she may decide to use the IRA savings to buy a new laptop or other big-ticket item with whatever's left after paying taxes and penalties. But, given the long-term benefits of saving early and getting in the habit of investing regularly, it may be a risk worth taking.
- All investing is subject to risk, including the possible loss of the money you invest.
- Withdrawals from a Roth IRA are tax free if you are over age 59½ and have held the account for at least five years; withdrawals taken prior to age 59½ or five years may be subject to ordinary income tax or a 10% federal penalty tax, or both.
- The examples in this article are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results.


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Terrence Olondo Wilkins
Position: WR
Height: 5-10 Weight: 180 lbs.
Born: July 29, 1975 in Washington, DC
High School: Bishop O'Connell
College: Virginia (school history) (Wilkins college stats)
Weighted Career AV (100-95-...): 20 (4825th overall since 1950)
Other SR Links: College Football at Sports-Reference.com
Sponsor this page for $5 and help Pro-Football-Reference.com provide this service. Your message will replace this ad.

subset: commoncrawl


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May 31, 2013
Head coach Bob Ernst was pleased that the Huskies reached their goal for the first day of the championships--for all three boats to reach the semifinals--despite the unpredictable and stormy conditions.
"Mission accomplished," said Ernst. "The conditions were tough but our athletes handled it well. Give credit to the officials, the weather has been hard to manage and they are doing a good job of keeping everyone safe."
Friday's races were originally scheduled to begin at 6:10 AM P.T. (9:10 E.T.); however, after looking at the forecast on Thursday, NCAA officials moved the start times up by 90 minutes. After surveying conditions early Friday morning, the start times were then moved back to their original schedule. The Huskies raced in the fourth heat each of the three categories--Varsity Eight, Second Varsity Eight, and Varsity Four.
After sitting in the vans in the parking lot waiting for the thunder and lighting warnings to pass, Washington's varsity eight could finally warm up for the Huskies' first race of the day, albeit it was in the pouring rain. In heat four of the varsity eights, Washington faced Gonzaga, Michigan, Wisconsin, Rhode Island, and defending National Champion Virginia. Slotted in lane three, the Huskies had a clean start and stayed steady behind Virginia from the beginning. The Huskies maintained second throughout the entirety of the race, crossing the finish line less than seven seconds behind Virginia with a time of 6:56.88. Michigan, Wisconsin, Gonzaga and Rhode Island rounded out the finishers in heat four.
The closest finish of the day for the Huskies was in the Washington's second varsity eight race. Washington took on Brown, Cornell, Rhode Island, Navy, and fellow Pac-12 member Stanford in the fourth heat of the second varsities. Like the first varsity boat, the Huskies second boat got off to a good start, holding second place behind Brown through the first three quarters of the race. Nearing the 1500 meter mark the Huskies made a push and applied pressure to the Bears down the stretch, but the Bears were just barely able to hold off the surging Huskies. The difference between 1st and 2nd was less than two seconds, with the Huskies finishing with a time of 7:04.86. Finishing in order after Brown and Washington were Stanford, Cornell, Rhode Island and Navy.
The Huskies varsity four capped a strong day by the Washington women, winning their heat by open water with a time of 8:01.71. After jumping out to an early lead over a field that included Gonzaga, Michigan, UCLA, Notre Dame and Navy, the Huskies never looked back, maintaining a solid lead through each 500 meter section of the race. Second-place Notre Dame finished more than five seconds behind Washington, followed by UCLA, Michigan, Navy and Gonzaga. The Huskies varsity four was especially pleased with the finish, as they were able to avenge a loss at the Pac-12 Championships to UCLA.
The top three finishers in the semis will advance to the grand finals on Sunday, while the bottom three will head to the petite finals.
Today, though, was about making it to the semifinals.
"It's an intense three days of racing so today was about finishing in the top two and moving on to the semifinals," said Ernst. "You want to have your best race on the last day."
Ernst is looking forward to tomorrow and hoping that the weather allows a window to get the semis in as the weather is expected to improve for the finals on Sunday.
Full Schedule and Boatings for the Saturday's semifinals will be posted shortly.
NCAA Day 1 Results: (Click Here for Complete Results from Day 1)
V8 Heat 4:
1) Virginia 6:49.64
2) Washington 6:56.88: Cox- Madeline Johnston (Seattle, Wash.), stroke- Patricia Obee (Victoria, B.C.), 7- Madison Culp (Seattle, Wash.), 6- Marie Strohmayer (Zell, Germany), 5- Ruth Whyman (Gloucestrshire, England), 4- Amy Fowler (Canberrra, Austrailia), 3-Victoria Nenchev (Vancouver, Wash.), 2- Kirstyn Goodger (Auckland, New Zealand), bow- Fiona Gammond (Bucknell, England).
3) Michigan 7:02.31
4) Wisconsin 7:13.52
5) Gonzaga 7:18.55
6) Rhode Island 7:34.11
2V8 Heat 4:
1) Brown 7:02.90
2) Washington 7:04.86: Cox- Allison Welty (Long Beach, Calif.), stroke- Allie Delarge (Victoria, B.C.), 7- Maddie Cordner (Melbourne, Austrailia), 6- Sarah Dougherty (Kent, Wash.) , 5- Elisabeth Odland (Seattle, Wash.), 4- Kaitlyn Garlock (Kent, Wash.) , 3- Camilla Anderson (Wellington, New Zealand), 2- Grace Spoors (Christchurch, New Zealand), bow- Lana Harshman (Stanwood, Wash.),
3) Stanford 7:11:06
4) Cornell 7:12:70
5) Rhode Island 7:36.02
6) Navy 7:44.85
V4 Heat 4:
1) Washington 8:01.71: Cox-Hannah Lukanuski (Berkeley, Calif.), 4-Monique Moore (Atherton, Calif.), 3- Giuliana Chilczuk (Renton, Wash.), 2- Natalie Harshman (Stanwood, Wash.), bow- Elizabeth Vogt (Trout Lake, Wash.).
2) Notre Dame 8:07.37
4) Michigan 8:11.20
5) Navy 8:33.10
6) Gonzaga 8:38.33


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11 Dear friends, since God so loved us, we also ought to love one another. 12 No one has ever seen God; but if we love one another, God lives in us and his love is made complete in us. 13 This is how we know that we live in him and he in us: He has given us of his Spirit.14 And we have seen and testify that the Father has sent his Son to be the Savior of the world. 15 If anyone acknowledges that Jesus is the Son of God, God lives in them and they in God. 16 And so we know and rely on the love God has for us. God is love. Whoever lives in love lives in God, and God in them. (1 John 4:11-16)
God showed the example of sacrificial selfless love. Believers are to follow God's example and be like Jesus. Love finds ways to be a help and expresses itself with the fruit of the Holy Spirit. Manifestations of love, joy, peace, patience, kindness, goodness, meekness, faithfulness, and self control are evident in a believers every day life. Others will take notice and prayerfully be drawn to Jesus Christ.
Loving others is not an option especially toward other believers. A believer being persistent in loving others has God living in them. He or she has life in God. The evidence in the belief in Jesus Christ is love in action and Godly communication. The Holy Spirit utilizes the Word of God and prayer to transform men, women, children, and youth into God's likeness. What is this likeness? It is L-O-V-E!
Challenge: Believer, God is love and expects His children to be likewise!


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Groundbreaking ceremony marks new beginning for Hawks building
The former Hawks Furniture building near downtown Goshen will be transformed into a new live-work space for local artists and entrepreneurs.
GOSHEN — Windows are boarded up, walls are bare and yellow caution tape ropes off parts of the building, but a year from now the former Hawks Furniture building near downtown Goshen will be home to more than two dozen people.
The three-story building at 215 W. Madison St. will be renovated to include 35 apartments on the north side of the former industrial structure.
"This development preserves and repurposes a historic building important to Goshen's past, creates quality housing and brings new investment to our community," LaCasa Inc. president Larry Gautsche said. "The additional benefit is a residential community designed to encourage artists and entrepreneurs to pursue their careers and businesses in Goshen."
LaCasa Inc. is teaming up with DJ Construction to transform the building into the future Hawks Arts and Enterprise Center. Volunteers have spent more than 1,100 hours preparing the building for construction, which will include new plumbing, heating and electrical utilities plus updated windows, an elevator and a new roof. LaCasa hosted a ceremonial groundbreaking for the project Thursday, April 17.
"It's times like this when I feel like the luckiest person in the world to be the mayor of Goshen, Ind., because I don't know how many communities could pull off something like this," Mayor Allan Kauffman said.
Angela Rohs of NeighborWorks America, a national sponsor for the project, said the energy and creativity of the people who end up living in the Hawks building will strengthen the local economy.
"This is a first for LaCasa, and I think it's a first for the state of Indiana utilizing specialized live-work housing to promote economic development," Gautsche added..
Construction on the building is expected to finish in April 2015.


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When can I enroll in the TDSP?
You may enroll in the TDSP at any time.
All eligible newly hired or re-hired salaried state employees will be automatically enrolled in the TDSP with a contribution of $40 per month unless they opt out of this enrollment or actively enroll within 60 days.
To opt out of automatic enrollment in the TDSP, you must complete the Opt-Out Form and return it to the address on the form.Top
How do I enroll in the TDSP?
Follow the instructions on the Enroll Today tab. You must complete the enrollment process for each Plan in which you choose to enroll.
While the University strongly encourages you to enroll in the TDSP online to simplify and streamline your enrollment process, you may enroll in the Plan by completing a Fidelity Account Application/Enrollment Form and the Tax Deferred Savings Plan Authorization Form . Return both forms to UVA Human Resources.Top
When is my TDSP enrollment effective?
If you actively enroll, your enrollment will be effective as soon as administratively possible after you have completed the online enrollment process and returned all necessary forms.
If you are automatically enrolled, your enrollment will become effective as soon as administratively possible after you have been employed with the University of Virginia for 60 days.Top
How do I designate my beneficiary?
Complete this beneficiary designation form and return it to Fidelity Investments at the address on the form. You must complete a form for each Plan for which you are designating a beneficiary.
What contributions are made to the TDSP?
You may contribute a minimum of $20 per month up to a maximum of $16,500 per year in 2011. You may contribute an additional $5,500 in catch-up contributions if you are or will be age 50 or older in 2011.
Annual additions to the Plan (your contributions and company contributions combined) may not exceed 100% of your pay or $49,000 for 2011 (whichever is less).
What "catch-up" contribution can I make to TDSP?
You may contribute an additional $5,500 in catch-up contributions if you are or will be age 50 or older in 2011.
What are my TDSP investment options?
To help you meet your investment goals, the TDSP offers you a range of options. You can select a mix of investment options that best suits your goals, time horizon, and risk tolerance. The numerous investment options available through the Plan include conservative, moderately conservative, and aggressive funds. A complete description of the Plan's investment options and their performance, as well as planning tools to help you choose an appropriate mix, are available online at Fidelity NetBenefits®.
The Plan also offers the Fidelity Freedom Funds® that offer a blend of stocks, bonds and short-term investments within a single fund. Each Freedom Fund's asset allocation is based on the number of years until the fund's target retirement date. The Freedom Funds are designed for investors who want a simple approach to investing for retirement. We encourage you to take an active role in the Plan and choose investment options that best suit your goals, time horizon, and risk tolerance. If you do not select specific investment options in the Plan, your contributions will be invested in the Fidelity Freedom Fund with the target retirement date closest to the year you might retire, based on your date of birth and assuming a retirement age of 65, at the direction of the Plan Sponsor. If no date of birth or an invalid date of birth is on file at Fidelity your contributions will be invested in the Fidelity Freedom Income Fund®. For more information about the Fidelity Freedom Fund options, as well as other investment options available in the Plan, please go to the "Investment Options" section of the Plan's enrollment guide.
Review Freedom Funds Default Chart
The Freedom Funds are designed for investors expecting to retire around the year indicated in each fund's name. Except for the Freedom Income Fund, the funds' asset allocation strategy becomes increasingly conservative as it approaches the target date and beyond. Ultimately, they are expected to merge with the Freedom Income Fund. The investment risks of each Fidelity Freedom Fund change over time as its asset allocation changes. They are subject to the volatility of the financial markets, including equity and fixed income investments in the U.S. and abroad and may be subject to risks associated with investing in high yield, small cap and, commodity-related, foreign securities. Principal invested is not guaranteed at any time, including at or after their target dates.
Before investing in any investment option, please carefully consider the investment objectives, risks, charges and expenses. For this and other information, call Fidelity at 1-800-343-0860 or visit www.fidelity.com for a free mutual fund prospectus or, if available, a summary prospectus. For information on fixed annuities, contact Fidelity to request a fact sheet. Read them carefully before you invest.Top
When am I vested in the TDSP?
You are immediately vested in your contributions to the TDSP and earnings on them.
Can I make withdrawals from my TDSP account?
Withdrawals from the TDSP are generally permitted when you terminate your employment, retire, reach age 59˝, become permanently disabled, or have severe financial hardship as defined by your Plan. Keep in mind that withdrawals are subject to income taxes and possibly to early withdrawal penalties. For more information, you may log on to Fidelity NetBenefits® by clicking the Home tab above, or call the Fidelity Retirement Services Center at 1-800-343-0860.
The taxable portion of your withdrawal that is eligible for rollover into an individual retirement account (IRA) or another employer's retirement plan is subject to 20% mandatory federal income tax withholding, unless it is directly rolled over to an IRA or another employer plan. (You may owe more or less when you file your income taxes.) If you are under age 59 ˝, the taxable portion of your withdrawal is also subject to a 10% early withdrawal penalty, unless you qualify for an exception to this rule. The plan document and current tax laws and regulations will govern in case of a discrepancy. Be sure you understand the tax consequences and your plan's rules for distributions before you initiate a distribution. You may want to consult your tax adviser about your situation.Top
Can I move money from another retirement plan into my TDSP account?
You are permitted to roll over eligible contributions from a
401(a) plan, 401(k) plan, 403(b) plan, or a governmental 457(b) retirement plan account, or eligible contributions from conduit Individual Retirement Accounts (rollover IRAs) and certain non-conduit Individual Retirement Accounts (traditional IRAs, Simplified Employee Pension plans, and "SIMPLE" IRA distributions made more than two years from the date you first participated in the SIMPLE IRA). A conduit IRA is one that contains only money rolled over from an employer sponsored retirement plan that has not been mixed with regular IRA contributions. Contact Fidelity Investments for details. You should consult your tax adviser and carefully consider the impact of making a rollover contribution to your employer's plan because it could affect your eligibility for future special tax treatments.
Can I take loans from my TDSP account?
You are not permitted to take a loan from your TDSP account with Fidelity.
How do I access my TDSP account?
You can access your account online through Fidelity NetBenefits® by clicking the Home tab above, or by calling the Fidelity Retirement Services Center at 1-800-343-0860 to speak with a representative or use the automated voice response system, virtually 24 hours, 7 days a week.
How do I obtain additional investment option and account information?
Your Employer has appointed Fidelity to provide additional information on the investment options available through the Plan. Also, a statement of your account may be requested by phone at 1-800-343-0860 or reviewed online at Fidelity NetBenefits®.
This website provides only a summary of the main features of the University of Virginia Tax-Deferred Savings Plan, and the Plan document will govern in the event of any discrepancy.
Unless otherwise noted, transaction requests confirmed after the close of the market, normally 4 p.m. Eastern time, or on weekends or holidays, will receive the next available closing prices.
The investment options available through the plan reserve the right to modify or withdraw the exchange privilege.


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Once opponents, two of the finest basketball talents in the Houston area take to the court on Saturday, April 05, 2014 as teammates showcasing their talents in the Greater Houston Area Girl's All-Star Basketball Game at the University of St. Thomas.
Kelsie McEachern of Huffman-Hargrave and Emily Richardson of Splendora were selected as members of the 1A-3A squad. The two were the only players selected from outside the greater Houston area to play in the annual event.
McEachern, a 5'11" guard captained the Huffman-Hargrave Lady Falcons to their best season ever in 2014. The 20-6 Falcons earned BI-District Championship honors behind McEachern's 17.3 points per game average. McEachern, a four sport all-district athlete, sets the example on and off the court said Huffman-Hargrave Head Coach Amy Daniels.
"Kelsie leads by example. Her work ethic is second to none," said Daniels. "She speaks only when needed and that's what makes her leadership and her influence so effective with her teammates and our younger players."
The perennial all-district player set the Huffman- Hargrave career scoring record in 2014 finishing her career with 1,294 points. The UT-Tyler commit has also been named to the Texas Girl's Coaches Association's 2014 All-State Academic Team and the 2014 All-State Blue team which will square off against the red team in a McEachern's final farewell match on Saturday, July 11, 2014 in Arlington, Texas.
Richardson, the Splendora floor leader, led the Lady Wildcats to their third consecutive District 22-3A basketball title in 2014. Adept at playing all five positions on the floor, her resume reads like a who's who of basketball. District 22-3A MVP in 2012, two-time Defensive Player of the Year (2013, 2014) All-State in 2012 and 2014 are among the many accolades, the future Southern Methodist University player has earned.
First year head coach Randy Romines said there is nothing his point guard can't do on the court.
"Emily is the complete player. She can play all 5 positions on the floor from point guard to center," said Romines. "She plays the game like it was intended to be played. She has the offensive tools and range to keep opposing teams off balance. She is a quality defensive player. She sets the tone."
Richardson completed her season year averaging 12.3 points, pulling down 9.2 rebounds per game, recording 3.4 steals and dished out 3.1 assists.
"With those numbers, she will be a solid collegiate player," Romines continued.
The Greater Houston Area All-Star Game tips off at noon.
McEachern, Richardson take center court at GHAGBA All-Star Game
Once opponents, two of the finest basketball talents in the Houston area take to the court on Saturday, April 05, 2014 as teammates showcasing their talents in the Greater Houston Area Girl's All-Star Basketball Game at the University of St. Thomas.


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Red Raiders Fall to Rival Aggies
Oct. 11, 2008
LUBBOCK, Texas - The Texas Tech volleyball squad fell to rival Texas A&M in three sets (25-15, 25-14, 25-16) as the Aggies had a.387 hitting percentage for the match.
The Red Raiders (5-14, 0-8) struggled in the first set as the Aggies (9-8, 4-3) hit .312 as a team and won the set 25-15. Tech was only able to hit a .029 percentage in the second set losing 25-14. The same problems arose in the third set for the Red Raiders as it only has a .057 hitting percentage as the Aggies won 25-16.
Tech was led by middle blocker Amanda Dowdy with 11 kills. Freshman Karlyn Meyers recorded 22 assists and six kills for the match. Libero Jenn Harrell finished the match with 11 digs.
Texas A&M was led by Jennifer Banse with 12 kills.
The Red Raiders return to action Wed., Oct. 15th in Ames, Iowa against Iowa State at 7 p.m.


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Aug 20, 2011 10:43 AM
Who's gonna have your back when the zombie apocalypse comes? Is it your stupid boyfriend? Your cowardly parents? Your backstabbing roommate? Ummmm, NO. It's your lil' doggie. Start training her now. This Zombie Fighter ID Tag ($12) won't actually deter any zombies, because they don't seem like big readers, but it will help your dog feel super awesome while he's kicking some zombie butt.
If you've got a product or service that you'd like to promote on Outblush, click here to find out about our advertising opportunities.
Outblush is a blog for girls who love to shop. Our staff digs up the best clothes, home stuff, beauty items, and more. New items are posted every day — bookmark us and check out:


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Hi, TP Friends! Mark of TP here!
I just wanna thank all of you for another great year that we've spent together here in TechPinas. Thank you for trusting our reviews and features and for telling your friends about our site.
Thank you not just for following TP in social networking sites but also for always rooting for our community (which has always been more important to me than mere 'likes' and clicks on the 'follow' button). Your support has brought TP to its many highs through the years and I'll always be grateful for that.
It really just feels like yesterday when I started blogging about technology and gadgets in the Philippines. And while the journey to where we are today wasn't always smooth-sailing (with all of those typos, bad shots, my mood swings resulting in highly dramatic entries, promised reviews that didn't quite happen, etc.), it's been a wonderful one because of you. Clearly, TP is very far from perfect so I feel very humbled that despite that, you continue to stick with us.
You guys keep me going and wanting to blog more. I feel blessed to have you and I'm just looking forward to spending many more years with you here in TechPinas.
Thank you to all of our corporate partners and advertisers and to all the amazing people behind the brands that we've partnered with since we started! And those who've just expressed their desire to work with TP, I'm just so excited to 'join forces' with you and to welcome you to our community.
Thanks again, TP Friends! With you, I know that the best is yet to come. Thanks to everyone who's been part of the TP Team! Thank you, Google! Happy Birthday, TP! Thank You, Lord, for everything!
PS: I'll see what I can giveaway soon. It's almost time for another TP Gadget Bonanza! :-)


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The Sacramento Republic F.C. lost to the U.C. Davis Mens Soccer Club 1-0 in a Sunday afternoon friendly. U.C. Davis scored the only goal of the game that came in the 65th minute (by forward Sam Hoeck). A sellout crowd was announced as 1,375 fans packed the Aggie Soccer Field to witness the victory for the home team. Both sides played a tight defensive game that was ultimately decided in the waning minutes of the game.
Sacramento will host the a practice scrimmage against St. Mary's College this Wednesday afternoon at 4 PM on the campus of Cosumnes River College. Attendance to the game is free but seats are limited and it'll cost $1 to park on campus. The friendly will be located on CRC's soccer field which seats a couple of hundred fans. For more information about purchasing tickets to the Sacramento Republic F.C.'s home games please visit http://www.sacrepublicfc.com for more details.


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Here is my Top Ten Immigration Wish List for 2012:
Here is my Top Ten Immigration Wish List for 2012:
Posted in 245(i), Border Security, Deportation, Dream Act, H-1B Cap Count, H-1B Visas, ICE, Immigration & Customs Enforcement, Immigration Reform, Morton, Parole in Place, Prosecutorial Discretion, Reform, Secure Communities, Sheriff Arpaio, Start Up Visa Act
Tagged 245(i), Bachmann, Border Security, Dream act, H-1B visas, ICE, Immigration & Customs Enforcement, immigration reform, Morton, obama, Prosecutorial Discretion, Secure Communities, Start Up Visa Act, Students
One might ask the question, why do we need a training program when the Director of Ice himself came out with clear guidelines on Prosecutorial Discretion in June? The answer to this question really goes to the culture at ICE.
I had the privilege of being quoted by Miriam Jordan of the Wall Street Journal on November 18, 2011, in the online version about Prosecutorial Discretion.
The squeaky wheel gets the oil. That is probably the best way to summarize the recent timeline for the use of Prosecutorial Discretion.
U.S. Immigration and Customs Enforcement (ICE) Director John Morton today announced the agency's fiscal year 2011 year-end removal numbers, announcing record deportations.
U.S. Immigration and Customs Enforcement (ICE) today announced the results of a seven-day national "Cross Check" enforcement operation-which led to the arrest of more than 2,900 convicted criminal aliens.
After tensions reached a boiling point regarding the Secure Communities program in June, ICE Director John Morton created a 20-member task force to address growing concerns. This week, that task force submitted its final recommendations in a report to the Homeland Security Advisory Council (HSAC)
The American Immigration Council (AIC) has released a Practice Advisory on the new DHS Prosecutorial Discretion policy. Here is my summary of that Practice Advisory
Posted in AIC, American Immigration Council, DHS, Prosecutorial Discretion
Tagged AIC, American Immigration Council, DHS, EAD, Morton, Prosecutorial Discretion
The Department of Homeland Security (DHS) announced that it would put guidelines in place across all immigration agencies to ensure that its enforcement priorities are focused on removing persons who are most dangerous to the country.


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Specs of Samsung Galaxy S4 Zoom with 10x optical zoom and waterproof SGS4 Active leak before June 20th launch
June 20th update to Samsung's summer smartphone portfolio is shaping up to be one really big event.
I am not sure if Samasung Galaxy Ace 3 and Galaxy Tab 3 10.1 we told you about yesterday, will make it. They might be just too plain and low end to warrant anything more than a simple press release.
But the rest of the new gadgets will make it quite a launch. We already know that Samsung Galaxy S4 mini will be there. Now, Hi-Tech. Mail.ru tells us that both, Galaxy S4 Zoom and Active will keep Mini a company. And they've got full specs for the new Galaxies, to boot.
Samsung Galaxy S4 Zoom, will look a lot like Galaxy S4 Mini and will come equipped with:
- 4.3" 540x960px Super AMOLED display
- 1.6 GHz dual-core CPU, no LTE support
- Android Jelly Bean OS
- 8 GB of built-in memory, micro-SD support
- 1.9mpx fron facing camera
- 16 megapixel main camera, with 10x Optical Zoom
- Bluetooth 4.0LE, Wi-Fi 802.11a/b/g/n, A-GPS
- 1900 mAh battery
Galaxy S4 Active is a water and dust resistant version of the main Samsung flagship, with following specs:
- 5" Super AMOLED Full HD display
- Quad-core Qualcomm Snapdragon 600 CPU
- Adreno 320 GPU
- 2GB of RAM
- Android 4.2 Jelly Bean OS
- LTE support
- 16GB of built-in memory, microSD support
- Bluetooth 4.0, Wi-Fi 802.11 a/b/g/n, NFC, IR blaster
- 2600 mAh battery
The three Galaxies above already make June 20th an impressive Samsung event. But the invitation to it also said that there will be something Ativ there, as well. So we can expect at least one more Windows, or, most likely, Windows Phone device, too.
Can't wait for those three weeks until the launch to rush by


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Romford is UK's love capital
Romford has been named the UK's most romantic town - based on new figures from Royal Mail on the number of items posted for Valentine's Day.
Romford has been named the UK's most romantic town - based on new figures from Royal Mail on the number of items posted for Valentine's Day.
Here is Royal Mail's list of the most romantic towns and post-code areas in the UK.
They are based on an analysis of mail volumes in the run-up to Valentine's Day - comparing the amount of post on the 6th of February with the amount on the 13th - the day before the Feast of St Valentine.
Romford (RM postcodes). 24.44% increase
Ilford (IG postcodes). 24.44% increase
East London (E postcodes). 24.44% increase
Canterbury (CT postcodes). 19.46% increase
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Pregnant woman who was labour has had her "phone snatched while calling for and ambulance to hospital".
It will be increasingly cloudy this evening, with sporadic outbreaks of rain or drizzle spreading in during the first half of the night.
A derelict north London garage has gone on sale for £360,000 - more than the cost of a flat on the same road.


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An 80-page book of color photos from Chatham, Cape Cod by photographer Christopher Seufert.
Review: "If Chatham is the center of your universe or you just love Cape Cod photography, here's a book that will fill hours with enjoyment. The book contains 80 of Chris Seufert's color, black-and-white and combination (color and black-and-white strikingly different) photographs taken at a variety of locales. Some will be instantly recognizable; others you've easily missed." -- Melanie Lauwers, Cape Cod Times
Professional photographer Christopher Seufert leads photography tours throughout the wilds of Cape Cod and he is also the author of Cape Cod & Islands Reflections (Schiffer, 2010) and The Cape Cod National Seashore: A Photographic Adventure & Guide (Schiffer, 2012). His studio and walk-in gallery are based in Chatham, where he lives with his wife and three children.
Christopher Seufert specializes in architectural, portrait, aerial, lifestyle/fashion, and landscape photography. He has a background in journalism, film, and both traditional and digital photography. He is the author of six hard cover photography books including Cape Cod & Islands Reflections (Schiffer, 2010) and The Cape Cod National Seashore: A Photographic Adventure & Guide (Schiffer, 2012).
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Dune Shack Life Published May 14, 2014
In the Footsteps of Marconi Published February 05, 2010
Dune Shack Life Published January 18, 2010
CAPE COD & ISLANDS VIEWS Published December 02, 2008
CHATHAM BY AIR Published June 29, 2008


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Do you ever long for the days of pinball games and arcade machines turned up so loud that you're half deaf when leaving the arcade in the mall? Well look no further; the Southern-Fried Gameroom Expo just might be what you're seeking.
Player One, LLC, which is made up of a group of five arcade and pinball collectors who live in the metro Atlanta area, are putting on the first annual expo next weekend (June 20-22) at the Atlanta Marriott Century Center in Atlanta. The expo will feature over 100 classic arcade and pinball games, vendors, guest speakers, movie screenings, a Star Wars tournament, and other events. Pac-Man enthusiasts will be able to take photos with Pac-Man himself, or can meet guests such as Billy Mitchell (the first person to score a perfect game on Pac-Man) and Jerry Buckner, who wrote and performed the song "Pac-Man Fever".
The Southern-Fried Gameroom Expo is a family friendly event. Daily tickets and/or weekend passes for the expo can be purchased online or on-site for as low as $10/daily for kids, $15/daily for adults. More information can be found on the website at http://www.southernfriedgameroomexpo.com/


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Cross-cultural phenomenon Lisa Ray is an internationally acclaimed performer, philanthropist and star with a reputation for taking on challenging issue-oriented films. Raised in Canada by an Indian father and Polish mother, Ray was discovered while on vacation in India and went on to become not only one of the most successful cover models and celebrities in India but also an acclaimed, award-winning actress who starred in Canada's Oscar nominated film, Water, amongst other prestigious credits. Named one of the 'Ten most beautiful Indian women of the millenium' by a Times of India poll, Ray cemented her profile as an iconic figure in India before leaving for drama school in London and opportunities around the world.
Along the way, Ray found time along the way to host her own entertainment show in India, filmed a landmark music video for Nusrat Fateh Ali Khan, and became the enduring brand ambassador for Rado Watches. In Canada, Ray has been seen as the co-host of award shows and events such as the IIFA Awards, The Genies, The Giller Prize and The Crystal Awards for Women in Film and Television. In 2009 she was named 'Trailblazer' at the Reelworld Film Festival and featured as one of the '50 Most Beautiful People' of the country in the Canadian edition of Hello Magazine.
In 2009, Ray attended the Toronto International Film Festival in support of her work in two films. The event marked an important public announcement, in which Ray chose to share her diagnosis of Multiple Myeloma with media and the public. The outpouring of support was immediate and overwhelming. She also started a blog ('The Yellow Diaries') to share her cancer experiences. Her forthrightness and humour in navigating a difficult illness have earned her the attention and respect of people from all corners of the world, as well as 'The Voice Achievers Award, 2009' and 'The Hope Award, 2010'. Ray went on to help raise funds for the establishment of the first research chair for Multiple Myeloma at Princess Margaret Hospital in Toronto.
Ray's philanthropic interests range from taking part in the on-air drive for SickKids Hospital to Ambassador of Plan Canada's 'Because I Am A Girl' campaign, a global movement that supports the rights of girls around the world.
As the Celebrity Ambassador for Pantene Beautiful Lengths, Ray encourages Canadians across the country to grow and share their hair to create real-hair wigs for women who have lost their hair due to cancer treatment. Based on her personal experience, Ray can relate to the importance of this campaign in helping women regain their confidence and sense of self.
Post a stem cell transplant in February 2010, Ray is now cancer-free and working on her first book. A passionate advocate for stem cell technology, outspoken public speaker and longtime yoga practitioner, Lisa has partnered with co-owners Paris Moghtader & Annette Mellor and recently opened Moksha Yoga Brampton.
In 2011 she headlined the national 'Make Myeloma Matter' media campaign, filmed a 5-part series for TLC in India and returned to the stage with Luminato's 'Taj' opposite Kabir Bedi. Lisa continues to work in film and television, and was a host at the 2011 International Indian Film Academy 'IIFA Rocks' fashion and music event, as well as a presenter at the IIFA Awards and 2011 Giller Prize.
Lisa's most recent and exciting project is taking on the role of host on Top Chef Canada. The show, which is Food Network Canada's top-rated series, is currently in production of its third season.
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Silence (Das letzte Schweigen) Showtimes and Tickets
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Release Date: 2013-03-08 (NY/LA)
Genre: Drama,
Rating: NR
Duration: 1hr 58min
The Silence begins 23 years ago on a hot summer day, when a young girl named Pia is brutally murdered in a field of wheat. Now, on the exact same date in the present, 13-year-old Sinikka is missing, her bicycle abandoned in the same spot. As Krischan, the retired investigator of the unresolved case, and his younger colleague David struggle to solve the mystery of these parallel crimes, Sinikka's distraught parents are trapped in an agonizing period of waiting and uncertainty. Meanwhile, their daughter's fate rips open old wounds in the heart of Pia's mother, who is visited by an unexpected guest with an eerie connection to her daughter. The unrelenting summer heat lies over the quaint family homes like a bell jar and behind closed doors, worlds begin to fall apart.
Cast and Crew
- Starring
Ulrich Thomsen, Sebastian Blomberg, Wotan Wilke Möhring, Burghart Klaußner, Katrin Saß
- Directed by Baran bo Odar
- Written by Baran bo Odar, Jan Costin Wagner
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Ladar Levison loves volleyball. The FBI surely knows this fact, because, until recently, Levison ran the email service used by Edward Snowden, the infamous leaker of National Security Agency secrets. In its pursuit of Snowden—a target I'm guessing at, because the FBI won't acknowledge whose email it wanted to tap before Ladar became an international news story by turning off his servers—the FBI did its homework on the guy with the gun in the tiny Uptown apartment. We'll get to Ladar's gun in a bit. First, the volleyball. Whether the FBI knows it or not, volleyball is the key to understanding Ladar.
On a Tuesday evening in late August, Ladar shifts uncomfortably in a plastic chair beside one of the dozen courts at Sandbar Cantina & Grill. Madonna sings, "Gonna give you all my love, boy," as the sun sets behind downtown Dallas' glass towers, casting an orange glow on wispy clouds. White sand and palm trees give the place a movie-set feel. Scores of fit twentysomethings in various states of undress, covered with more ink than Lycra, set and spike and slap hands after every point.
Ladar is 32, putting him somewhere north of the average age at Sandbar on this night. He plays in the most competitive division of the Dallas Sport & Social Club. It's coed, four on four. Most of his opponents played in college; a few played on a pro circuit. Not Ladar. Until he participated in some clinics last summer, he had never had formal instruction in the sport. He learned to play volleyball the same way he learned computer programming and cryptography. He studied it. He read books and watched videos.
Ladar lifts his black tank top, rips off a Velcro back brace, and trots out to his teammates on the court. Tomorrow, he will get six steroid injections in his back, two on either side of three bulging discs. He has the option to go under anesthesia for the procedure, but he hasn't yet decided if he'll take it. He wears a knee brace. Between points, he works his hands in circles to ease pain in his wrists. The knee brace protects a surgically repaired ACL that he tore in January while playing volleyball, but the bad back and the aching wrists are occupational injuries, the result of marathon coding sessions that sometimes have him in a chair, hunched over a keyboard, hammering away for 100 hours a week.
Ladar's expression remains unchanged while he plays volleyball: knitted brow, edges of mouth slightly downturned. Even when his side wins a point, he looks like he's doing differential calculus in his head. His Facebook page is filled with volleyball pictures. In one of them, he stands with his three teammates, who are holding championship t-shirts for the summer 2013 season. They smile broadly. Ladar almost looks pissed, like he stood in line for two hours before posing for a driver's license photo.
Ron Rodenberg has known Ladar since 2000, when they became friends at SMU. He has seen Ladar's blank countenance work against him. "Girls hate him," Rodenberg says. "He'll make a sarcastic remark, but he forgets to update his facial expression. They think he's being serious when he's really joking. They think he's an asshole and get mad. Girls write him off before they get a chance to know him. It sucks for Ladar, because he's a good guy."
Ladar's team wins its game. He returns to his chair and straps on the back brace. I observe that it seems imprudent to play volleyball when the very next day a doctor will repeatedly stick a 6-inch needle into his spine.
"They only told me not to drink or eat after midnight," he deadpans. "They didn't say anything about playing volleyball."
There it is: Ladar Levison knows the rules. He'll even follow them. At the same time, though, he is going to do pretty much as he pleases, resulting pain be damned. That's why Ladar is now unemployed and nearly broke, as he navigates international notoriety and charts a course likely headed to the Supreme Court—all, almost certainly, without aid or comfort of a girlfriend.
Don Levison, Ladar's father, has to work to recall where the name came from, exactly. It was Ladar's mother's grandmother's maiden name. It's pronounced la-DAR. Don says he and Linda wanted something unique for their firstborn. They apparently abandoned this strategy with their second child, whom they named Martin.
"Ladar was always a bright kid," Don says. "None of what's going on now is really a surprise to the family. He was a tough one to corral. He didn't respond to authority well—with us, at school, or anywhere."
Ladar grew up in the comfortable, fog-shrouded Inner Sunset neighborhood of San Francisco, in a house on a steep street where his parents still live. It's hard by Mount Sutro's eucalyptus forest and four blocks south of Golden Gate Park, where young Ladar hung out at the California Academy of Sciences so he could take advantage of a fast internet connection. As a preteen, he spent so much time at the academy that a librarian eventually put him to work building web pages for endangered species.
This was in the early '90s, when people still referred to the World Wide Web, and the internet as we know it today was taking shape. By then, Ladar had already made himself a computer expert. He built his own machines when he was 10. He ran a dial-up bulletin-board system. He pored over issues of 2600, an underground technical magazine for phone hackers and computer geeks. Too, Ladar enjoyed self-directed field trips. In 1995, when he was 14, without giving his parents a heads-up, he hopped a bus from San Francisco to Las Vegas to attend the third iteration of DEF CON, now one of the world's largest annual hacker conventions.
"This is the type of thing we had to live with on a regular basis," Don says. "He'd just take off. Of course, if he asked us, we'd say, 'No, we don't want you going to Vegas by yourself. It's a dangerous city.' But he would ignore that, just do it anyway. You get used to it after a while." He pauses, reconsiders. "But you don't get used to it."
Today, Ladar doesn't show any remorse for giving his parents grief. "They provided a home," he says. "They provided meals. But as long as I wasn't getting in trouble, they stayed out of my way." He calls his parents workaholics. Don was a financial consultant until Ladar was 10, when he turned his hobby, horology, into a business. He still deals in rare watches and other timepieces. Mom Linda was a travel agent. Ladar says he raised himself from the third or fourth grade on.
"I believe in freedom," he says. "To me, age is just a number. It shouldn't determine when somebody is old enough to take control of their own life. For me, it was 14. I understand that most kids aren't ready to go wandering off by themselves to Vegas when they're 14. But I'm saying maybe I was."
Ladar's relationship with his parents grew more strained when, still in middle school, he began coming home late, around 9 o'clock, without telling them where he'd been. Don and Linda didn't press the issue, even when the late arrivals continued for months. Ladar's schoolwork wasn't slipping, and Don, who once worked in a Haight-Ashbury free clinic, didn't see any signs of serious trouble. "I could spot drug use and that sort of thing," he says. "But where he was and what he was doing, he wouldn't tell us. It was a mystery."
Turns out, Ladar had a job. 2600 published locations across the country where its readers could periodically meet to talk shop. The San Francisco gatherings took place in the Financial District, where a startup called the World Internet Center played host to the geeks. Ladar got into the habit of hanging around the small company before the 2600 meetings, much as he'd done at the Academy of Sciences. Before long, he was on the payroll, building websites for corporate clients such as Brooks Brothers.
Father and son disagree about how Ladar's employment came to an end. Don's version: he was taking out the trash and found an admission badge to a local tech show. The badge had the company's name on it, so he called the World Internet Center and learned what his son had been doing after school. The company soon thereafter attracted new investors and was forced to part ways with Ladar because he was too young to be bonded.
Ladar's version: his father tailed him to work one day and "freaked out" the owners, who didn't realize that their young programmer was helping them market men's slacks without his parents' blessing.
Tensions finally came to a head when Ladar turned 16. At Thurgood Marshall Academic High School, he'd become involved with the Junior State of America, a national student organization that was launched in California in 1934 by an educator named E.A. Rogers, who, according to the origin story, "believed that one of the most important parts in maintaining a democracy was training its youth in the basics of government." When Ladar joined JSA, Marshall had about a dozen members; he recruited about 200 more, making his high school a formidable voting bloc at state assemblies. But the leader of this delegation needed wheels to get to debates and other functions.
Don and Linda agreed to help Ladar buy a car, but they wanted him to sign a contract stipulating that he had to get their permission to cross San Francisco's city limits. Ladar agreed to notify his parents of his intentions, but having to get their permission didn't seem fair. A stalemate ensued. A few days later, Ladar dropped out of school in protest.
Weeks went by. Administrators and teachers from Thurgood Marshall called the Levisons, begging for Ladar to return. "He's one of the leaders of the school," they said. "We can't just have him drop out." To no avail. Don says his son stayed home, fiddling with his computer, "doing this and that."
Then, when Don was in Europe on a business trip, Linda called her husband with troubling news: "Ladar has disappeared."
"My mom didn't notice the collection of camping gear I'd been laying out in the living room," Ladar says. "I guess my little brother was a little more curious. He told them."
Ladar had lit out for the territory. That's all Don and Linda knew. His destination, how long he'd be gone—once again, a mystery.
Using money he'd saved from working at the World Internet Center, Ladar had bought a bus ticket to Campo, California, on the border between California and Mexico. From there, with an 80-pound pack strapped to his back, he started walking north, planning to hike the length of California on the Pacific Crest Trail, which runs along the Sierra Nevada and Cascade mountain ranges, all the way to British Columbia.
Three weeks into his adventure, though, in mountains north of Los Angeles, Ladar got snowed in by a late-season storm. For a week, he was stuck at a campground, hunkered down in his tent. He grew bored and ate too much, burning through his supplies. At some point, he did the math. Before he'd left San Francisco, he'd mailed provisions to post offices along the trail. Now he saw that the storm and his overeating would make it impossible to reach his next checkpoint. He quit the hike and caught a ride down the mountain with a family that had driven up to play with their kids in the snow. In a tiny town near Los Angeles, Ladar bought a Greyhound ticket back to San Francisco.
He didn't call ahead. He just showed up one night at the front door, almost a month after he'd disappeared.
Here is what Ladar remembers his mother saying when she saw him: "Oh, you're back."
His tech support guy told Ladar to google "Snowden" and "Lavabit."
Ladar found his way to Dallas through a series of backdoors. After passing the California High School Proficiency Exam, he landed a spot in a summer school program at the University of Hawaii. He so impressed his professors there that they sponsored him for a political science exchange program at Georgetown. He might have stayed in Washington, but Georgetown didn't have a robust computer science program, which is what led him to SMU—that and the fact that SMU had one of the latest application deadlines in the country.
Dallas not being San Francisco, Ladar signed up for the school's summer program to get out of town. It's held on a campus tucked away in the mountains just outside of Taos, New Mexico. The May term is largely populated by fraternity and sorority types looking for the last three hours they need to graduate. Ladar stood out.
"He was precocious, brilliant, and, in his own way, completely charming," says John Lewis, a Harvard-educated English professor who taught humanities in Taos. "The class became very fond of him."
It was in Taos that Ladar discovered volleyball. Students are compelled, as a class, to compete in a tournament to build esprit de corps. "Ladar showed up," Lewis says, "and he was arguably the worst volleyball player that anyone had ever seen." He returned to Taos for several summers, though, and each summer, surprisingly, he brought with him a better game.
I proposed a theory to Lewis that might explain why Ladar sometimes forgets to update his face and how he's able to set his mind on a subject until he has mastered it. Others who know Ladar well think the theory has merit. "I play trivia with a guy on the Asperger spectrum," Lewis says. "He is a golf pro and pays his rent playing poker online. He can name you the five longest rivers in France, in descending order of length. I'm sure that's the case with Ladar. The best clue to that is the nature of his writing. I've had students so far gone on that spectrum that they don't write sentences. Ladar writes sentences. But the leaps sometimes between sentence three and sentence four will be very, very big. This would drive a—how should I put it?—more conventional teacher up the wall. But I see it as a sign that there is something here that our system is not prepared to handle well. You make allowances, and you revel in the fact that he probably has, I would guess, a 160 IQ."
Then again, people with Asperger syndrome, a form of autism, are typically uncoordinated, which Ladar is clearly not. And while he is socially awkward, an Asperger trait, he's also popular. Rodenberg, his college friend, says, "He doesn't pick up on social cues at all. It's kind of painful to watch sometimes." But in the next breath, he tells a story about the time in school that Ladar organized an outing for 40 people to a Mavericks game, hiring an amphibious duck boat for transportation. When the guy walks into Sandbar on a Tuesday night for volleyball, the chef calls through the kitchen window, "Hey, Ladar, what's up?" After he graduated from SMU, Ladar lived at Mockingbird Station, surrounded by recent grads making their way in the world. Chris Logan is an SMU senior lecturer who lived down the hall. "His apartment was pretty much the hub of social life of the most social floor of that building, even without a television," Logan says. "Everybody at the end of the night, coming back from the bars, would wind up at his place."
I put my Asperger theory to Ladar. "Yeah, I mean, I don't consider myself autistic," he says. "Part of the reason I'm very good with computers is because I have certain traits that make them predictable to me. Does that make sense?"
So it's hard to know what's at work inside that brain. "He is so utterly the person he appears to be," Lewis says. "It's just that it takes you years to find out all the things he's involved in." Maybe it's best to leave it at that.
By 2004, he was involved with creating a one-man business that would eventually bring the FBI to his door. That's one reason his neighbors at Mockingbird Station might have taken to stopping by on the way home from the bars. They knew Ladar would be awake, sucking down Mountain Dew, cranking out computer code.
As a kid in San Francisco, Ladar had used a bulletin-board system called Nerdshack. In fact, his first email address was a Nerdshack account. The service folded, and a lawyer bought the URL. Ladar knew this fact because, feeling nostalgic about his childhood email address, he would check every six months or so to see who owned Nerdshack.com. In the summer of 2002, the URL became available, and he snapped it up. He sat on it for almost two years before he figured out how to use it. Here was his thinking:
If you wanted to attract an audience and then charge advertisers to reach that audience, you could either spend a lot of money to create content for the audience, or, far more cheaply, you could build a platform and let the audience generate its own content. That's email. Seeing it as a medium around which to wrap ads might not sound groundbreaking today, but at the time, no one had heard of "user-generated content." Wikipedia was in its infancy. Gmail didn't exist until the same year Nerdshack did.
Ladar launched his free email service in April 2004. There were no ads initially, and revenue was nonexistent. Really, it was an expensive hobby. Rodenberg was working at the time for a startup based in downtown Dallas. He let his buddy Ladar use the company's T1 internet connection for Nerdshack, but it quickly sucked up so much bandwidth that it had to be moved to a separate data center and pay its own way.
Ladar thinks there might be 1,000 people on the planet who share his combination of skill sets. (This assessment does not take into account his proficiency in volleyball or wilderness survival.) There is writing software for an email service, and then there's running the hardware and the databases that make the service hum. Without venture capital or employees, Ladar did it all himself. And then, a year and a half after he started Nerdshack, he revamped the entire operation.
In 2006, he rolled out a major reconfiguration of his email service (adding IMAP to his POP service, if you must know). And as long as he was doing that, he figured, he should come up with a snappier name, something with less "nerd" in it. Too, he'd been reading about the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001. Better known by its abbreviated acronym, the Patriot Act had become law in a legislative paroxysm triggered by the 9/11 attacks, greatly expanding the government's surveillance operations on several fronts. In high school, Ladar had debated the legality of random locker searches as a member of the Junior State of America. He now saw parallels between that situation and this one, where the liberties of the many innocent would be curtailed in pursuit of the guilty few. He also saw a business opportunity. Thus was born Nerdshack's offspring, Lavabit, an email service for the privacy-minded.
"That's why they were trying to keep it a secret," Ladar says of the FBI's wire tap. "They have figured out how to listen to a large number of encrypted conversations in real time."
Remember the DEF CON gig in Vegas that young Ladar snuck off to when he was 14? "I knew those hackers," he says. "I'd seen them work. I knew a lot of the techniques they used. So when I built my own system, I took a paranoid approach to security. I wanted to keep my friends out."
As for the Patriot Act and the mother lode of metadata it handed over to the feds, Ladar designed Lavabit to forget it all. "I had been reading the news," he says. "I knew about national security letters and the position they put internet service providers in. And I was, like, I'm starting with a clean slate. I can choose not to record that information, just not write the code to do it. I won't collect and log any information that I don't need."
Beneath the metadata, though, Ladar's revamped service also handled the most private of all user information, the email messages themselves. For paying customers, then, Ladar created a system to send and store data so securely that even he couldn't read his users' messages. Space and your storyteller's slippery grasp of hashing algorithms and asymmetric key systems prevent a detailed description of how, precisely, Lavabit worked, but here is all you need to know: firstname.lastname@example.com.
That's an email address Edward Snowden, the infamous former NSA contractor and information leaker nonpareil, used from January 2010 until August 2013, at which time Ladar shut down his email service in response to an FBI tap designed to capture email information about a target who may or may not have been Snowden. In other words, a guy with a pressing need for privacy and an intimate knowledge of the planet's best-funded, most sophisticated surveillance operation—that guy used Lavabit.
I might know things I shouldn't know. Honestly, though, I don't know with certainty what it is that I should and shouldn't know. And I don't know how close I am to the truth with certain guesses that I've hazarded. Ladar knows the rules, and he is painfully careful about what he says concerning certain court cases that he can discuss and others that he cannot. I've sat on the couch in his Uptown apartment while his tiny Italian greyhound, Princess, has occupied my lap, looking at me like I owe her something. Ladar has asked me at times to turn off my recorder. I, of course, have no recollection of what transpired when said recorder wasn't recording what was or wasn't said.
But here is something I can report: on July 11, when the FBI attempted to serve Ladar with a subpoena, he did not, as an assistant U.S. attorney claimed in a court filing, "exit his apartment from a backdoor, get in his car, and drive away." Ladar lives on the fifth floor of an apartment building. His "backdoor" opens onto a small patio. Such an exit would be impressive.
Many journalists had assumed that the FBI (or some combination of government initialisms) had taken an interest in Ladar only after Snowden very publicly used a Lavabit address. But before the attempted subpoena, he had been in contact with federal authorities regarding an ongoing criminal investigation—the one whose target the FBI will not acknowledge—for a couple of weeks. And he had cooperated with government warrants previously. In June, Ladar provided the FBI with information on a user for a child pornography case in Maryland.
At the time, about 400,000 subscribers were using the service, with 10,000 or so paying for adless email and encrypted storage. The company was generating enough cash that Ladar had been able to scale back his outside consulting projects and hire an overseas part-time tech support guy.
An aside: Ladar did once have a girlfriend. She was an electrical engineer for Raytheon, and they dated for five years. Here's how he fit Lavabit into their relationship: "I'd work solid for five days, basically sleep two hours a night, then go over to my girlfriend's place, where I'd sleep for two days straight, then go back and do the cycle all over again."
The business eventually won out over the girlfriend. Rodenberg recalls the end: "She really liked Ladar. He should not have let that go. He's not going to find another girl that puts up with his crap as well as she did. I still remember this exchange. He said, 'She wants to spend all this time with me.' I'm like, 'Dude, that is called having a girlfriend. That is not an outrageous request.' I don't remember exactly how it happened. A few months later, they broke up, and he was super depressed."
But by last summer, the backbreaking work and the sacrifice were paying off. Lavabit was chugging along. The service typically gained about 150 new accounts every day. Then, on July 12, just a day after the FBI knocked on Ladar's door, everything changed. Lavabit was hit with about 5,000 new registrations. Ladar thought he was under attack from spammers registering zombie accounts. His tech support guy told Ladar to google "Snowden" and "Lavabit."
July 12 was the day that Snowden used his Lavabit address to call a press conference at Moscow's Sheremetyevo Airport, where he made his bid for whistleblower asylum. Among the hundreds of stories about Lavabit bouncing around the internet that day, Yahoo News said Snowden's use of the service was "an incredible brand endorsement for any pro-privacy, anti-government-snooping organization out there." Lavabit generated about $12,000 in the month after Snowden's press conference, more than double its pre-Snowden monthly revenue.
Imagine having invented a putter and then watching Tiger Woods use it to win the Masters. Lavabit, as Yahoo News noted, had received a lucrative endorsement, and the service was taking off. Ladar's first thought when he saw the spike in registrations was that he needed to get some extra servers online.
By August 8, his thinking had changed. Ladar shut down Lavabit, posting a message to the site that brought him even more attention than had Snowden's implicit endorsement. Ladar's note to his users read, in part:
"I have been forced to make a difficult decision: to become complicit in crimes against the American people or walk away from nearly 10 years of hard work by shutting down Lavabit. After significant soul searching, I have decided to suspend operations. I wish that I could legally share with you the events that led to my decision. I cannot."
On October 2, a raft of court documents was unsealed, and we now know why Ladar's explanation for taking Lavabit offline was so oblique. (The order to unseal the documents is still under seal, making it unclear why they were unsealed, but it seems that when Ladar's case made its way up the chain, an appellate court judge decided he'd had enough of the secrecy.) As the FBI sought to tap Lavabit in a novel way, an effort that began in June, Ladar was under a gag order to remain silent about the process, including but not limited to revealing information about the target(s) of the eavesdropping (again, one of which everyone has assumed, with good reason, to be Snowden).
Here's something else I think I can report: agents of the federal government have broken the internet's standard form of encryption. This is where the gun comes into play.
Most encrypted online communication uses a protocol called secure sockets layer, or SSL. To oversimplify, SSL protected the emails, passwords, and other information sent to and from Lavabit's servers. To do this, a user employed a public key to encrypt an email that could then only be decrypted with a corresponding private key, which in theory would only be known by the intended recipient. Each connection was protected by a third key, called a session key.
The FBI needed two things: a warrant to see metadata (the recipient of an email and time it was sent, for example, but not the content of the email) and a method to decrypt the SSL connections. The warrant was easy. The ability to decrypt SSL connections was problematic.
Normally, an email service logs metadata, and those logs can be monitored by the government. But Lavabit wasn't a normal email service. Ladar engineered it so that such metadata were never kept on his servers. So when the feds said they wanted to monitor the email of the target(s) in real time, and when they asked for Lavabit's private SSL master key to do so, Ladar deduced that they'd come up with a way to figure out those third keys, the session keys. Until now, uncovering a session key was thought to be theoretically possible but also so difficult that it would be impractical. Ladar realized the FBI had been able to "reduce" the problem such that it had the ability to uncover session keys in real time. This meant that once they had access to the private SSL keys, they would be able to monitor everyone who was accessing Lavabit and examine everything being sent to and from its servers.
"Nobody knows that capability exists," Ladar says. He admits he's just guessing, but then, he would be in a better position than anyone on the planet to guess about such a thing. "That's why they were trying to keep it secret. They have figured out how to listen to a large number of encrypted conversations in real time. They've probably uncovered a weakness in the SSL algorithm. The feeling I got is that they can do it with a single device that has specialized hardware inside it."
When the FBI asked for Lavabit's private SSL keys, Ladar and his lawyer argued that turning them over would ruin his business and that such access would violate the privacy of all his customers by giving the feds access not just to the target(s) singled out by a warrant but also to the communications of all 400,000 of Lavabit's users. Ladar lost this argument. After getting hit with a $10,000 contempt-of-court fine, he finally turned over Lavabit's SSL keys. But he did it in typical Ladar fashion.
First, he connected a 4-terabyte hard drive to his servers and dumped all his users' stored encrypted emails onto it, about 40 million messages. That drive now waits in "an undisclosed location" for Ladar to prevail in court and restart Lavabit.
Second, he chose a clever way to comply with the judge's order. Lavabit used 2,048-bit encryption keys that each comprised 512 random characters. Rather than hand them over in a usable digital format, Ladar printed the keys in 4-point type, which required 11 pages. Because the FBI knows that Ladar owns a gun, it didn't want to send an agent to his apartment to collect the SSL keys. Recall, too, that Ladar owns a vicious Italian greyhound.
Ladar Levison is riding shotgun in my car, with Princess perched in his lap, as we barrel westward on I-30. He's talking on his phone to a producer from CBS News in New York City. He has always been famous, to a degree. It's the alliteration. And because the first name suggests a large antenna mounted on a military vehicle. He still encounters old SMU classmates who will greet him: "Ladar!" Of course, their poli-sci class had 50 students in it, and that was 10 years ago, so Ladar can rarely recall Jim's name. The name is a blessing and a curse.
Now he gets approached on an entirely different level. I watched him give a speech in September at Ron Paul's Liberty Political Action Conference, at a Marriott conference center in Northern Virginia. He concluded by saying, "It's the job of every patriot to defend his country from his government. I don't see myself as a hero. I just see myself as an American." A few hundred people leapt to their feet with applause. Outside the ballroom, people took selfies with Ladar.
"This whole thing has forced me to work on my people skills," he said. "For the past 10 years, my best friend has been a computer."
Bruce Fein was in the audience. He's a Washington, D.C.-based lawyer who has testified before Congress literally more times than he can count, including at Justice Antonin Scalia's confirmation hearing. Until recently, Fein represented Edward Snowden's father. He told me that he thinks Ladar's case is probably headed to the Supreme Court. "It is to the Fourth Amendment what Brown v. Board of Education was to the equal protection clause. It draws the line," Fein said. "He has decided to act as the Paul Revere, if you will, of the entire internet community."
But right now Paul Revere has a plane to catch. After CBS on October 4 and a busy schedule of other interviews in New York, he'll head to Arizona to give a talk at another conference, and then fly to Brussels for a European Union hearing. He's not even sure what that's about. Without a job or a business to run, these days he just goes where his legal team sends him.
There's just one more thing I need to clarify before I put him and Princess on a plane. It concerns the FISA court.
The Foreign Intelligence Surveillance Act was passed in 1978. The Patriot Act amended FISA to give the NSA broader powers to snoop on "United States persons" in an effort to combat terrorism. Documents leaked by Snowden reveal that the NSA has essentially tapped the entire planet, possibly using quantum computers to analyze the data it collects. There is a FISA court, whose proceedings are secret. The Latin for this special sort of proceeding is ex parte,meaning only one side gets to present its argument to a judge. That side is the government's.
Weaving in and out of traffic, rushing to get Ladar to his gate on time, I ask him if he has ever received a FISA warrant to tap Lavabit.
"I can't confirm or deny that, can I?" he says. "I wanted to contest a request for the SSL keys in a federal district court, not the FISA court. I can still say which court I'd rather have a hearing in."
He says this with a rare, fleeting smile on his face. As I say, Princess is sitting in his lap. My guess is that's why Ladar is smiling. He loves that dog.
Write to email@example.com.


text:
In this post I want to illustrate some tips which can help you to improve your Blogger template to design a professional layout for your blog.
1. Start creating a custom template
A nice template is important for the success of your blog in terms of visits and return of money using AdSense. Before to start your custom template, writing code from zero, I suggest you to download a simple basic Blogger template, for example "Minima": so, copy and past on your preferred HTML editor HTML source (remeber to check "expand widget models" option) and remove everything is contained within b:skin tag. This is the only code which have to remain:
...and, below the previous line, add this code into the  tag to create your custom CSS style. I suggest you to use the following CSS structure:
/* -- 1. Standard HTML elements reset --*/
/* -- 2. Custom Page Elements --*/
/* -- 3. Redefine blogger standard elements --*/
/* -- 4. Other custom classes --*/
In this way CSS code will be simpler to manage and update. This is a screenshot of a part of CSS code I used to design my blog:
At this point you can start writing HTML code, adding layer, sections and other elements to your template. When your template is ready, copy the code and paste it on Blogger Layout editor and save it. If you need more info about Blogger customization, I suggest you to take a look at BloggerBuster a "Blogger-dedicated" site mantained for my friend Amanda which provides useful templates, tips and tricks for Blogger users.
2. Create single custom pages on Blogger
Using Blogger you can create single custom pages like on WordPress. How do you do it? Simply creating a post which you will use like a web page for example adding links or in general contents organized for category. On my blog I created some pages (Tutorials, Showcases, Freebies) and, for each page, I added a link on navigation bar:
...and each page contains links organized for topic (take a look at the page Tutorials). When you have to modify the content of the pages you have simply modify the related post directly from Blogger Post editor.
3. Display some HTML elements only on home page
Sometimes it's usefult to display some page elements only on home page and not on each single post. To do it, you have to use Blogger  statement, adding the following code on your Blogger template:

In this way, if the current page isn't an "item" page (but for example it's your home page) , will be displayed all code within  tag.
5. Page title and meta tag description
For a better indexing of your blog on Google I suggest you to make these simple changes on your template. Change this line (blog title):
...with the following code:
<title>My site | This is a short description</title>
...and add Meta tag description below the previous  statement.
<meta name="Description" content="Add here a short description of your site" />
For example on my template I added: "Woork is a popular tech blog mantained by from Antonio Lupetti. Topics focus on web design, tutorials, resources and inspiration", so when someone looking for my blog on Google, search results display the following description:
4. Design custom categories section
By default, categories on Blogger are displayed on one column. If you want to modify the default layout showing labels on two columns instead one column, you have manage manually your labels using this simple trick: adding on your template, for each labels, a link like this:
For example, to design my categories section I used this code:
Blogger
Coldfusion
...and how you can see on my sidebar the result is:
I know, the process is not automatic and each time you add new categories, you have to udate your template manually... but this solutions renders more flexible template design.
5. Republish Feed RSS to manage recent entries and comments
Personally I don't like Blogger default archive widget. So, on my template I used FeedBurner BuzzBoost service to add a section with recent entries and recent comments. If you have a FeedBurner account login, clik on "Publicize" tab and select "BuzzBoost" service:
Follow instructions on the page and copy and paste BuzzBoost code on your Blogger template, within a new layer with class property = "recentPost" (you can insert this layer, for example, within sidebar):

Subscribe to RSS headline updates from:
Powered by FeedBurner

To customize recent entries section add a CSS class (recentPost) using, for example, the following code:
Final result is something like this:
You can repeat the same process to add a new section which contains links to recent comments, simply changing the feed URL.
6. Add custom subtitle to your posts
If you want to add a subtitle to your Blogger post you can use a simple "trick" using CSS. On your Blogger template, create a custom class ".subtitle" (for example, I used this code for Woork's subtitles style):
Now, when you add a new post, to add a subtitle, add a div layer with class property = "subtitle" before the post content:
This is a screenshot of Blogger Post Editor:
So, add the rest of your post below the div layer and the result is:
7. Add social web buttons
Social web buttons are a extraordinary solution to share and make popular content you write on your blog. Delicious, StumbleUpon and Digg are my preferred social network which drive on my site a lot of traffic but also Mixx, Reddit, Yahoo Buzz!, DZone can help you to increase your visitors. For more info about how to add social buttons on your site take a look at this post for the full list.
Related content
Some Blogger Tips you probably don't know
Blogger Hack: add social buttons to increase your traffic


text:
EUGENE, Ore. - Jordan Hasay has been named a finalist for the 2010 Honda Sports Award for cross country.
The sophomore from Arroyo Grande, Calif., who finished third at last week's NCAA Championships, is one of four national finalists in the sport of cross country. The others are NCAA champion Shelia Reid of Villanova, Emily Infeld of Georgetown and Risper Kimaiy of Texas-El Paso.
Hasay won both the Pac-10 and NCAA West Regional title during a spectacular 2010 season.
She is just the fourth Duck to be nominated for the Honda cross country award, joining Kathy Hayes (1983), Annette Hand (1987) and Lisa Karnoop (1991).
Her third-place showing at the national championships was the best by a Duck since Karnoop was third in 1991.
American Honda will donate $1,000 to the University of Oregon's women's athletic fund for Hasay's nomination. The winner's program will receive $5,000.
This is the 25th year that Honda has sponsored the award, which recognizes excellence in women's athletics.
Winners are selected in 12 NCAA-sanctioned sports by voting among 1,000 NCAA member schools and the board of directors of the Collegiate Women Sports Awards Program. Each woman is selected not only for her superior athletic skills, but also for her leadership abilities, academic excellence and eagerness to participate in community service.
At the end of the academic year, one deserving athlete will be chosen as the Collegiate Woman Athlete of the Year and receive the coveted Honda-Broderick Cup.
Past winners of this prestigious award include Jackie Joyner, Mia Hamm and Maya Moore.
Honda has donated $2.3 million in institutional grants to universities over the course of the program.
For more information, visit www.hondaawards.com.
- www.GoDucks.com -


text:
President's Society 2014-15
"I am a proud supporter of the TCC President's Society. I hope you will join me and give generously to this worthy cause."
President's Society annual members contribute a minimum of $1,000 each fiscal year toward TCC's academic programs. If you desire to make a meaningful difference in the future of TCC, the President's Society is a perfect place to begin. The President's Society provides material support to the TCC Foundation for important college initiatives and critical needs.
This annual personal giving club is established to:
1. Recognize major donors who support the ongoing excellence initiatives led by our President, Leigh B. Goodson
2. Enable the TCC Foundation to respond to strategic needs of the College
3. Enable the President to direct additional resources to critical college programs and initiatives
President's Society Membership Levels
1. Executive /Corporate Membership – {two-year Membership} recognizes an individual or couple who contribute
$5,000 or more to the Society
2. Platinum Membership - recognizes an individual or couple who contribute $2,500 or more to the Society
3. Gold Membership - recognizes an individual or couple who contribute $1,000 to the Society
Society Membership Benefits (All Levels)
1. Two complimentary tickets to a seasonal performance of the Signature Symphony at TCC
2. Lapel membership pin
3. Bi-Annual recognition in the TCC Award Winning Publication, Spotlight Magazine
4. Electronic subscription to the TCC Foundation's monthly e-newsletter, BlueBytes
|How Do I join?
The membership form should be mailed to:
Tulsa Community College Foundation
6111 E. Skelly Drive
Suite 608
Tulsa,OK 74135
President's Society memberships run from July 1 to June 30 of each year. Memberships may be held jointly by couples, or anonymously.
Giving total for annual membership will include all gifts except unpaid pledge balances. Included will be gifts of real property and other irrevocable gifts, matching gift expectancies, corporate gifts intended for credit to an individual donor's account, gifts of in-kind real property.
President's Society Charter Members
Howard and Billie Barnett
Demetrius and Lori Bereolos
Rendi Black
D. Alex and Mandy Bowles
Janet and Jim Cameron
Kevin and Jan Clayton
Paul and Tabitha Cornell
Karen and Barry Davis
Sharon King Davis
Dr. Peggy and Dixon Dyer
Becky Frank
John and Marge Gaberino
Yvonne Hovell
Dave and Brittany Kollmann
Phil and Adriane Lakin
Mike Neal and Susan Harris
Pierce and Debbie Norton
Jerry and Joan Parkhurst
Jane and Henry Primeaux
Dr. Frank and Mary Shaw


text:
To request copies of permits, Certificates of Occupancy, structural or geotechnical reports, and Code Enforcement records:1. Fill out the Public Records Request Form2. E-mail the completed Records Request form or fax to (310) 273-0972 Note: Staff may request prepayment before order is completed.
Community Development Records Management staff may be contacted by phone at (310) 285-1141.To request copies of other records not listed, please submit a Public Record Request form through the City Clerk's Office (City Hall, 2nd Floor). They can be contacted at (310) 285-2400.


text:
Probably this one. Do not give fuel to the suspicion that you may want another job more than this one.
If you have the better answer, then send it to us. We will display your answer after the approval.
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text:
The only publication that gives a road map of expectations concerning what to expect at and after death is the Bible. There are specifics outlined for not only what happens to a believer, but what happens to someone not believing.
Since Jesus is the Author and Finisher of the faith, Christ articulated many parables concerning the mysteries of the truth which were a little too complex for even His disciples to grasp. Jesus would then share parables on the finer points of the truth in order to help the disciples understand a spiritual reality.
The parable of the rich man and the beggar Lazarus provides one interesting reality about death and shared how the angels carried Lazarus to "Abraham's bosom", also known as Paradise, at the conclusion of the beggar's life. Angels carrying Lazarus to Paradise offers evidence that angels are present at death to escort believers to their spiritual destination.http://www.americaisraelprophecy.com/paradise.html
God is no respecter of persons nor shows partiality. Since Lazarus had an angelic escort, then it would seem logical that angels are present at every believer's transition from physical to the spiritual realm. Nothing is mention about the death of an unbeliever, however if Lucifer attempts to counterfeit everything that God has ordained, then Lucifer's demonic spirits would transition unbelievers to their final destination.
All one would need to do would be to inspect the observations of clergy, doctors, nurses, police, or those that respond to emergencies to see that there are consistent stories regarding those dying that are believers or non-believers.http://abcnews.go.com/GMA/DrJohnson/story?id=126449&page=1
When a warrior of God's truth reaches the end, there is a greater peace and tranquility to the passing. According to Bible descriptions, those that pass on "sleep" and await the day of their promised awakening. There are multiple examples of saints that have passed on being mentioned as "sleeping".
The apostle Paul writes that to "die is gain", and to be "absent from the body is to be present with the Lord". This substantiates that a better and more profitable existence is waiting for those that accept and believe in Jesus Christ. Jesus makes the bold proclamation that "if you believe in Me, you shall never die". The Blessed Hope is a cornerstone doctrine of Christian denominations that have not forsaken that promise of Jesus' return.http://www.bible.ca/ef/expository-philippians-1-21-23.htm
However even the secular evidence gathered points to the stark reality warned about in the Bible, of going on to heaven or hell. There are countless stories of those being in terror at the realization they are dying. The sensation of falling into blackest darkness or being tormented by demons validates the possibility that Satan's demonic hordes are present at death in order to claim the soul bound for the infernal regions.
People without faith at death contort their facial expressions to grotesques expressions of horror as though their final moment was the worst of any possibility. It is a stark contrast even at the funeral of a Christian that has passed on with hope while the hopeless die in despair. In lieu of a celebratory atmosphere at a believer's funeral, the final sendoff to those rejecting Christ is typically morbid and dreary.
The preponderance of evidence concerning both camps that believe or do not believe in God at death displays compelling circumstantial data that points to something taking place at the end of life. Regardless of religion there is a consistent theme to those that have been at the brink of death and for some reason were allowed to return. Out of body experiences where unconscious people could vividly reveal what was going on have been documented in the thousands.http://www.oberf.org/
Scoffers naturally claim hallucinations under drugs or the reaction of the brain breaking down chemically are the reasons,but how can one recall with such clarity scenes and even conversations when they were clinically dead? http://www.theblaze.com/stories/2012/10/08/heaven-is-real-neurosurgeon-who-once-doubted-out-of-body-experiences-describes-his-own/
The dimension of the spirit world is probably a closer reality than than those who walk strictly by their understanding are willing to admit. Advanced physics string theorists postulate that multiple dimensions existing in the same plain which we live in our three dimensional experience is quite probable.
Albert Einstein said, "the mysterious....now, that is real science."


text:
I use cygwin to log into remote Linux servers. I'm not very good with the Linux command-line, especially for editing files using tools like vi. So I wondered if it's possible to view a remote Linux path through Windows Explorer, letting me edit files with my familiar local tools like NotePad++, etc.
Not sure if cygwin is needed for this, or if some tool can do it directly... both are of interest.