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At Stanford: An All-America on the track, a Rhodes Scholar finalist, and a consistent contributor in cross country, running in four conference championship meets, four NCAA regionals, and three NCAA championships ... best 10,000-meter track time of 28:49.15 placed him at No. 37 on the 2012 U.S. performance list.
2012 Season (RS Senior): Had an unusual final meet of his collegiate career, at the NCAA Championships in Louisville, Ky. ... was a Rhodes Scholar finalist with interviews on Nov. 16-17 in Seattle, the latter on the same day as the NCAA Championships across the country ... flew to Louisville after the Friday interviews, raced, and then flew back for the Saturday afternoon interviews ... placed 140th at the NCAA's, running 31:03.3 for 10K as Stanford's No. 5 ... a USTFCCCA All-West Region selection after placing 16th at the NCAA West Regionals in Seattle (10K, 30:04) as the No. 6 runner for the first-place Cardinal ... placed 20th at the Pac-12 Championships in Santa Clarita, Calif., in 24:10 (8K) as team's No. 4 ... top collegiate finish was third at the season-opening USF Invitational at San Francisco's Golden Gate Park (8K, 24:45.8) ... was fourth at the Stanford Invitational (8K, 24:13) and 23rd at the Wisconsin adidas Invitational (8K, 23:46) as first-place team's No. 3 runner ... Pac-12 All-Academic first team selection.
2011 Season (RS Junior): Top finish was eighth place at the Bronco Invitational, covering the 8K course in 24:03.9 ... placed 32nd at the Pac-12 Championships in 24:18 ... finished 40th at the NCAA West Regionals in 30:20.
2010 Season (RS Sophomore): Placed ninth at the Pac-10 Championships with an 8K time of 23:48 to help Stanford to the team title ... competed at the NCAA Championships, finishing with a 10K time of 33:29 ... best 10K of the season came at the NCAA West Regional meet with a time of 30:37 to place 22nd ... placed ninth at Pre-Nationals with an 8K time of 24:02 ... placed 14th at the Stanford Invitational in 24:05.
2009 Season (RS Freshman): Finished as Stanford's fourth runner at the NCAA Championships, placing 117th with a 10K time of 31:05.3 ... earned all-region honors after placing 13th at the NCAA West Regional meet, covering 10K in 31:02.45 ... 11th-place finisher at the Pac-10 Championships with an 8K time of 23:27.76 ... completed the sweep for the Cardinal at the Stanford Invitational with his fifth-place finish ... placed 43rd with a time of 24:31.3 at the NCAA Pre-National meet ... opened the season by placing fifth at the Nevada Twilight Invitational.
2008 Season (Freshman): Redshirted.
High School: A 2007 FootLocker national finalist ... the Gatorade Washington State Boys Cross Country Runner of the Year ... 2007 Washington state champion and the winner of the Washington vs. Oregon Border Clash in cross country ... finished fifth at the FootLocker West Regional to qualify for the FootLocker National Championships ... 2008 Washington 4A state champion in the 1,600 and 3,200 meters ... 2008 Gatorade Washington State Boys Track Athlete of the Year ... in 2007, won the prestigious Golden West Invitational ... had a mile best of 4:13.20 ... high school personal best for 3,200 meters was 9:02.68.
Personal: Majored in political science ... parents are John and Alison ... mother, Alison, competed in the first U.S. Olympic women's marathon trials in 1984 ... a two-time NCAA Elite 89 winner ... a USTFCCCA Academic All-American in track and field in 2010, 2011 and 2012 ... first team Pac-10 All-Academic for cross country in 2009 and 2012, and track and field in 2010 ... MPSF All-Academic selection in 2010 during the indoor season ... Rhodes Scholar finalist.


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European Firm Reopens Insulin Plant
- By Irina Filatova
- Jun. 21 2010 00:00
- Last edited 18:41
ST. PETERSBURG — Sanofi-Aventis, Europe's biggest drug maker, reopened an insulin plant in southwestern Russia under its own banner on Saturday, in a move hailed by the government as a step toward increasing the country's pharmaceuticals self-sufficiency.
The Sanofi-Aventis Vostok plant, located in the Oryol region, 350 kilometers southwest of Moscow, will produce human and analog insulin — medicines Russia is currently importing from Germany — as well as a new model of insulin-delivery pens.
The most difficult decision for pharmaceuticals companies entering emerging markets is deciding where to invest, and a key factor is government policies aimed at modernizing the pharmaceuticals industry, said Olivier Charmeil, Sanofi-Aventis' senior vice president for East Asia.
"And it's very clear that one of the priorities of the [Russian] government is definitely health care," he said at the opening ceremony, held at the St. Petersburg International Economic Forum.
Sanofi-Aventis' acquisition of the plant last year was welcomed by the government as a step toward increasing the country's medical self-sufficiency. Replacing medical imports with domestic products is part of President Dmitry Medvedev's plan to modernize the country's pharmaceuticals industry, one of his five priority sectors for modernization.
Industry and Trade Minister Viktor Khristenko said Saturday that Russia's pharmaceuticals industry needed 188 billion rubles ($6 billion) of investment over the coming decade, adding that the government would appropriate as much as 120 billion rubles of state funds for research and development.
"We are ready to provide financial resources to pharmaceutical companies. … The development of Russian pharmaceuticals will not go through without help from the state," he told reporters at the forum, Reuters reported.
The Sanofi-Aventis facility will become a base for expanding production in the country, as the company hopes to eventually start manufacturing other products in its portfolio, said Patrick Aghanian, the company's chief in Russia.
"We hope it will be the base for expanding into other therapeutic areas. … We have a big portfolio of cardiovascular products [and] oncology products, not to mention generics," he told The Moscow Times in an interview after the opening ceremony.
Sanofi-Aventis has been producing a vaccine for poliomyelitis in Russia since 2008 and is likely to expand production, Aghanian said.
By the end of the year, the company hopes that the factory will be re-equipped to begin production on a new model of the insulin pen, which will be disposable and replace the old refillable model the plant is currently producing.
"We are going to [produce] … the most modern insulin pen in our portfolio, and this requires the new machinery," Aghanian said.
Aghanian declined to disclose the volume of investment into the plant, but Federal Anti-Monopoly Service chief Igor Artemyev said earlier this year that the French firm would invest hundreds of millions of euros into the project.
Aghanian said the facility would reach capacity by 2012 and become profitable by 2014.
In April, the government's commission on foreign investment approved Sanofi-Aventis' purchase of a controlling stake in the plant from private investors, including the Polish drug maker Bioton.

subset: commoncrawl


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Our faculty provide comprehensive care and treatment of the adult and adolescent patient at hospitals and clinics throughout the Milwaukee area. As experts in primary care medicine, we our guided and formed by core values that include: Compassion, Honesty, Humility, Knowledge, Scholarship, Teamwork, and Communication. We deliver patient-centered, effective, and efficient medical care while teaching the fundamentals of General Internal Medicine to health care providers and leaders of the future. We foster innovation and research in patient care and clinical knowledge, encourage disease prevention and healthy living, and work to reduce the cost of medical care through clinical efficiency and patient education.
To make an appointment at any of our locations please call appointment services at (414) 805-3666.
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5.3.4 - Tutorial - Android Multi-Email Configuration (Faculty)
This is a brief tutorial on how to configure BYU-Idaho email on an Android device for Faculty and Staff members, where multiple emails have been configured for the same device.
1. Click on the "Options" button on your phone.
2. Select "Accounts."
3. Push the "Options" button on your phone, again.
4. Select "Add Account."
5. Input your BYU-Idaho email address and password.
6. Select "Manual Setup."
7. Select "Exchange" as the type.
8. Input your BYU-Idaho username in the "email@example.com" field (NOTE: The picture says wrong format for username, this picture is not updated yet).
9. Input your BYU-Idaho password in the "Password" field.
10. Input "outlook.office365.com" for the "Server" field (NOTE: The picture says wrong server name, this picture is not updated yet).
11. Click "OK" to allow Remote Security Administration (NOTE: The picture says wrong server, this picture is not updated yet).
12. When the "Account Options" screen comes up click "Next"
If you have more phones that need to be reconfigured with email, follow the button below, or "continue" to configure any Tablets you have.
Configure More Phones Configure Tablets
If at any time you experience difficulty with the instructions in these tutorials, please give us a call at 208-496-9000 for additional help.


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Results tagged ' Shaun Marcum '
Blue Jay Beatdown
Well, I can say this about the Toronto Blue Jays: They sure do swing the bats with authority. If the opposing pitcher (like Pavano today) isn't on his game and leaves too many meatballs out over the plate, this team will make them pay for those transgressions.
It was just one of those days to forget for the Twins, as they were hammered by the Jays from start to finish. Pavano (4 IP, 10 H, 6 ER) got rocked early, and the pen couldn't stem the tide late.
Plus, the bats never got going against Shaun Marcum as he continued his dominance over AL batsmen.
Two victories would have been nice, but splitting a series (even a short one) on the road is at least not a disaster. A split against Boston the next two days would also salvage a road trip that looked like disaster after those first two Yankee games.
Preview (24-15, 2.0 GA DET): Scott Baker (4-3, 4.93) vs. Clay Buchholz (4-3, 3.46)
Which One Is The Hot Corner Again?
Usually, the "hot corner" of the infield is the third base position. Tonight, it was the other corner.
On one hand, it doesn't go much "hotter" than Justin Morneau right now, after ripping two more homers tonight and upping his league-leading average to .374. He is about as locked in as a hitter can be at this point, and Twins fans can only hope that he sustains even a fraction of this performance through September and (hopefully!) October, which has been a problem for him the last few years due to slumps and injuries.
Also, first base was the site of Toronto 1B Lyle Overbay's meltdown in the fourth inning. After already failing to snag a few hot shots in the earlier innings, Overbay committed another faux pas by dropping an easy third out of the inning, then proceeded to fire wildly to third (and missing the mark) and allow another run to scamper home. It was a sequence straight out of Little League desperation, complete with the frazzled infielder, carousel-like baserunning, and frustrated fans chanting the name of Overbay's potential replacement, Brett Wallace.
After the emotional win over the Yankees yesterday afternoon, it was nice to see the Twins coming out focused once again today and not have a dip in energy that seemed to happen so much last season.
Preview (24-14, 1st, 2 GA DET): Carl Pavano (4-3, 3.30) vs. Shaun Marcum (2-1, 2.78)


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I loved Dark Souls II, but I'll be the first to admit that the game was, as a whole, a little...easier than the first. I'm not the only one who noticed that - developer FromSoftware did as well, and they've set out to rectify that with the Crown of the Sunken King DLC. They succeeded. If you haven't downloaded it already, then do so now. Immediately. Before reading another word.
Trust me, you won't regret it. Well...unless you have a thing against difficulty. Then you might.
Anyway, Crown of the Sunken King is the first episode in a planned trilogy of DLC offerings, which will include Crown of the Old Iron King and Crown of the Ivory King. Taking place in a massive, beautiful cave network, the game quickly transitions between a bunch of fantastic underground locales, all of which are subtly interconnected - a callback to the previous game, for sure. Your undead is down here in an effort to reclaim a crown once owned by King Vendrick. Don't worry too much about the details. As with the primary game, there's plenty of environmental storytelling if you know precisely where to look.
Oh, and if you haven't already guessed, it won't be easy.
The game introduces a whole host of new enemies, from the run-of-the-mill Sanctum Soldiers to the utterly bizarre Imperfects to the skittering Corrosive Egg Crawlers. Each enemy requires a different approach in order to survive, and each area will require you to use pretty much all of your wits in order to make it through with your souls intact.
The bosses this time around are absolutely brutal, and pretty much all of them make the foes you faced in the main game look like complete and utter pushovers. This time around, I can say it with absolute certainty: you will die. Repeatedly. And if you're anything like me, you'll love every minute - it'll feel like you're playing the first game all over again.
Even though Crown of the Sunken King only adds a few hours of gameplay (around ten or so, depending on your level of skill), it nevertheless represents From Software at the top of its game. Even better, it's only $10 - well worth the price, when you consider the entertainment value. All I can say is that I'm eagerly awaiting the next installment in the trilogy. Dark Souls II didn't hold me in as tight a grip as the original, but Crown of the Sunken King most definitely has - and then some.


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Jan 24, 2012 10:30 AM
Anything that can get us just a few more minutes sleep before morning rays of sunshine work their way through our blinds is endorsed by us. This uber padded NapForm Eye Mask ($35) makes catching some shuteye a plausible reality while you're traveling, being a house guest, or trying to take a mid-afternoon nap. Made from BioSense memory foam which is crafted from natural green tea, seed oil and charcoal, this eye mask is covered in super soft fabric for the ultimate in comfort. It's definitely on our top 10 travel essentials.
If you've got a product or service that you'd like to promote on Outblush, click here to find out about our advertising opportunities.
Outblush is a blog for girls who love to shop. Our staff digs up the best clothes, home stuff, beauty items, and more. New items are posted every day — bookmark us and check out:


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Receive 20% off on your one item. Valid at Performancebike.com and by phone 6/28/16 - 6/29/16 only. Online, discount taken in cart on single item. If there is more than one item in cart, discount will be applied to highest valued qualified item. Excludes bikes and frames. Some brand and/or item exclusions may apply to this promotion – visit Terms and Conditions for details. E-Gift Cards, Gift Cards, Team Memberships and Team Membership Renewals, sales tax and spin doctor services/service plans are also excluded. Not valid on previous purchases. Photographic, typographic and pricing errors are unintentional and subject to change.


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|Cato Policy Analysis No. 62
|October 31, 1985
by Peter J. Ferrara
Peter J. Ferrara, a Washington attorney, is author of Social Security: The Inherent Contradiction and editor of Social Secu- rity: Prospects for Real Reform, both published by the Cato Institute.
Executive Summary
Medicare is in shambles. Official government reports indicate that Medicare faces overwhelming long-term financial problems. Recent attempts to control costs through centralized government regulations and controls have led to a deterioration in the quality of care the program provides the elderly. The program is poorly structured for serving both young and old. Now is the time to begin making fundamental reforms to avert looming financial disaster and eliminate the program's other serious problems.
Four innovative congressmen have taken the lead in proposing legislation that would do precisely that in a positive, constructive way. Reps. French Slaughter (R-Va.), Philip Crane (R-Ill.), Mark Siljander (R-Mich.), and David Dreier (R-Calif.) have introduced legislation providing for Health IRAs. Through this legislation, the long-term Medicare financing problem can be solved without benefit cuts for the elderly or payroll tax increases for workers.
The Medicare System
Medicare consists of two components known as Hospital Insurance (HI) and Supplemental Medical Insurance (SMI). HI primarily covers persons aged 65 and over who receive social security retirement benefits and persons under 65 who receive social security disability benefits. HI pays for up to 90 days of inpatient hospital care for each illness, as well as a total of lifetime reserve days for each person. This coverage is currently subject to a deductible of $400 per hospital stay; in addition, the person covered must pay co-insurance fees of $100 a day for the 61st to 90th days of hospital stay and $178 a day for each lifetime reserve day. The deductible and co-insurance fees are indexed to increase each year with hospital costs. HI also pays for up to 100 days per illness of care in a skilled- nursing facility, with a current daily co-insurance fee of $50 after 20 days, 100 home health-care visits per illness, and hospice care.
HI is financed through part of the social security payroll tax, which includes an earmarked HI payroll tax rate of 1.35 percent on both employer and employee, for a combined total of 2.7 percent. This rate is applied to wages up to the maximum social security taxable income ($39,600 in calendar year 1985 and indexed to increase each year with average wages). In 1986 the HI payroll tax rate is scheduled to rise to 1.45 percent, for a combined total of 2.9 percent, remaining at that level indefinitely thereafter.
SMI is available on a voluntary basis primarily to those persons eligible for HI. SMI pays for physician services, out-patient hospital services, home health-care services, and other non-hospital health services. This coverage is subject to a statutorily fixed annual deductible of $75 and co-insurance fees equal to 20 percent of claims. Those who choose coverage must pay a monthly premium, currently $15.50 and indexed to increase each year with medical costs. These premiums now cover about one-fourth of SMI expenses, with general revenues financing the rest. Virtually all of the elderly eligible for SMI have opted for coverage, and the program now covers over 80 percent of the U.S. elderly population.
Medicare expenditures will total almost $70 billion in fiscal year 1986. By the end of the 1980s annual Medicare expenditures will be almost $100 billion.
Financial Problems
The latest projections of the Social Security Administration indicate that HI will probably run short of funds to pay promised benefits some time in the 1990s. Under the SSA's widely cited, intermediate, Alternative IIB projections, the HI program will be unable to pay promised benefits by 1998.[1] Under the so-called pessimistic, but often more realistic, Alternative III projections, the program will be unable to pay full benefits by 1992.[2]
Under Alternative IIB projections, by the time those now entering the work force retire, HI revenues will be sufficient to cover only 40 percent of HI expenditures; under Alternative III projections, HI revenues will cover only 17 percent of expenditures.[3] Under Alternative IIB projections, to pay all promised benefits to these workers the total employer/employee HI tax rate would have to be raised to 7.4 percent, almost three times the present rate of 2.7 percent.[4] Under Alternative III projections, this rate would have to be raised to 15.4 percent, higher than the current tax rate of 14.1 percent for all of social security.[5] Over the next 75 years, the financing gap projected by SSA under Alternative IIB assumptions for HI alone is one-third greater than the financial gap for all the rest of social security closed by the 1983 legislation to save the system from bankruptcy.[6] Under Alternative III assumptions, the HI gap alone would be almost three times greater than the social security shortfall closed in 1983.[7]
The cost burden of SMI is also out of control. The Office of Management and Budget projects that SMI expenditures beyond those covered by the monthly premiums of beneficiaries will almost double from $14.1 billion in FY 1983 to $27.1 billion in FY 1990. In FY 1990, total Medicare expenditures, net of SMI premiums, will be almost $100 billion, which alone amounts to 8 percent of the entire FY 1990 federal budget.
The Medicare system itself promotes substantial waste and inefficiency, contributing to this cost explosion. With the government paying for medical bills through Medicare, both doctors and patients tend to lose concern for costs. Consequently, hospital stays may be extended, unnecessary or repetitive tests and procedures may be run, and little or no thought may be given to how treatment can be provided in the least-cost manner. Patients may obtain medical services that they themselves believe are not worth the full costs. Medical consumers have little incentive to seek out the lowest-cost medical-service providers, and consequently competitive pressures for efficiency and the development of low-cost medical-service alternatives are weakened. Doctors and hospitals no longer need to be as concerned about whether their patients can afford the charges, and, as a result, they may charge more than they would otherwise. These perverse incentives permeate the entire medical sector servicing Medicare.
Stifling Regulation
In an attempt to control spiraling costs and reduce waste and inefficiency, the federal government has resorted to a sharp increase in its regulation of the private medical community, through adoption in 1983 of the Prospective Payment System (PPS) for payment of hospital services under Medicare. Under the PPS requirements, the government has established almost 500 categories of illness requiring hospital treatment and has set the amount the government will pay under Medicare in each locality to treat each category of illness. The set fees are based on an average of local hospital costs for treating each illness. If treatment costs for a particular patient turn out to be less than the amount set for that patient's illness, the treating hospital can keep the difference. If the treatment costs more, however, the hospital cannot collect the extra charges from the patient and must absorb the loss.
The PPS requirements follow a typical policy pattern pursued by governments deeply involved in financing costly medical treatment for average citizens--sacrificing quality for cost savings. The PPS creates powerful incentives for medical providers to take shortcuts and shortchange medical consumers in the quality of care. Even if patients want to pay more for less-harried service and more personal attention, they cannot do so. The hospital can maximize income only by processing patients as quickly and cheaply as possible. Patients who are slow to respond to treatment may tend to find themselves icily classified as hopeless in a somewhat peremptory fashion. Indeed, the PPS takes away any significant power and control that medical consumers may have over medical providers. Once the patient enters the hospital under PPS, the hospital receives a flat fee from the government. Whatever treatment the hospital gives the patient thereafter is basically charity, in effect coming out of the hospital's own pocket. The patient no longer has the power that control over payment brings.
For those hospitals whose legitimate, unavoidable costs are above the government-set PPS payments, the payment system will in effect operate like price controls, leading to a reduction in doctors and hospitals willing to provide service under Medicare--and possibly to shortages and rationing of hospital services for Medicare beneficiaries. Updating the illness categories and their accompanying fees will be subject to bureaucratic delays and political logrolling. Ultimately, it is likely to lead to a regulatory morass and to enhanced prospects for shortages, rationing, and quality deterioration. Indeed, administration and congressional budget cutters have apparently decided already to freeze the PPS payments set for FY 1986..
A report issued by the Senate Special Committee on Aging on September 26, 1985, and hearings held before the committee on the same day, document that consumers are already beginning to suffer from these problems.[8] But this stifling regulatory regime is disastrous not only for medical-care consumers but for doctors and other medical-care providers as well. As a result of this regulation, doctors are being subject to more detailed and centralized restrictions on their choice of medical treatment and to more bureaucratic second-guessing of the choices they are allowed to make. With increased complaints about the quality of medical care, the regulatory trend toward increased regulation is only likely to accelerate. Doctors and other medical professionals are consequently losing the traditional market freedoms enjoyed in other professions and that have always been most important in Medicare.
Failing Workers and Retirees
Still another seriously worsening Medicare problem stems from the fact that workers must pay for their retirement HI coverage throughout their working years, yet their payments are not saved and invested to finance their future coverage. Rather, their payments are immediately paid out to finance the benefits of current beneficiaries. Workers consequently lose the market returns on capital investment they would receive each year if their payments were saved in an IRA-type vehicle to finance their own benefits in retirement. This loss is not significant for those retired today, who had to pay HI taxes for only part of their careers (since 1966), and relatively low taxes at that. But workers entering the work force today, along with their employers, will have to pay the full HI tax for their entire careers. These workers could purchase much more coverage and medical service for their money, or the same coverage and service for much less money, if they could receive full capital investment returns on their payments into the system.[9]
In addition, the Medicare benefit structure has always been poorly designed for meeting the most important needs and concerns of the elderly. The chief threat to the financial security of the elderly is the possibility of life-threatening illness requiring overwhelming medical expenses for treatment. Yet, Medicare does not insure against such catastrophic illness. Medicare co-payment fees increase the longer a patient stays in a hospital or skilled-nursing facility, and coverage stops altogether after a certain number of days. Medicare covers only the more routine and less-threatening costs. Consequently, the priorities of the Medicare benefit structure are the reverse of what they should be.
The Health IRA
Solving these many problems of Medicare does not require imposing hardships on the elderly, through benefit cuts, or on the young, through further payroll tax increases. Rather, the answer lies in increasing the role of the private sector in providing and financing medical care for the elderly and in widening the range of consumer choice and genuine market competition and incentives. This can be accomplished through Health IRAs,[10] which have now been proposed in legislation introduced by Slaughter, Crane, Siljander, and Dreier.
Under this legislation, workers would be allowed to establish accounts called Health IRAs, similar to existing regular IRAs. Workers would be allowed to contribute to their Health IRAs each year amounts up to the total of the HI Medicare payroll taxes paid by them and by their employers on their behalf. Instead of the usual IRA income-tax deduction, workers would receive an income-tax credit equal to 60 percent of their contributions to their Health IRAs. Employers could make some or all of the Health IRA contributions for their employees and receive the 60 percent credit accordingly.
Health IRA contributions and investment returns would then accumulate tax free until retirement. Before retirement, workers could not withdraw 60 percent of Health IRA contributions and associated returns, since they have received income-tax credits for these amounts. They could withdraw 40 percent subject to a 10 percent penalty as with a regular IRA.
After retirement, Health IRA funds could be used to purchase medical insurance or finance medical expenses directly. However, to the extent that each worker utilized the Health IRA option over his working years, an added annual deductible would be applied before payment of Medicare benefits, under either HI or SMI, for that worker in retirement. The added deductible would be roughly equal to the amount of health-insurance coverage the retired worker could be expected to be able to buy each year with accumulated Health IRA funds, given the worker's record of past contributions. The calculation of the deductible would assume a modest investment return earned on Health IRA contributions, equal to an average of the returns earned on federal securities. Only 60 percent of accumulated funds would be counted in determining the deductible, corresponding to the percentage of the tax credit the worker received for contributions to his Health IRA.
During their careers, workers could utilize the Health IRA option in some years and not in others, and in differing degrees each year, with each worker's ultimate Medicare deductible automatically adjusted accordingly under the formula for calculating the deductible. Workers already in the work force when Health IRAs are first offered would simply be assumed not to have utilized the option during their prior working years; consequently, their future Medicare deductible would be increased only to the extent that they would utilize Health IRAs during their remaining working years.
Workers utilizing the Health IRA option to the maximum over their entire careers would have an added Medicare deductible of several thousand dollars a year in retirement. However, they would have far more than enough to finance medical expenses below the deductible amount through their accumulated Health IRA funds. Workers utilizing the Health IRA option to a lesser degree during their careers would have proportionally lower deductibles, again with more than enough in accumulated Health IRA funds to cover expenses below the deductible.
Workers in retirement could also receive cash rebates from their Health IRAs. If a retiree conserved on the use of medical resources and spent less than a specified proportion of Health IRA funds on medical expenses or insurance in a year, at the end of the year the retiree could withdraw the difference from the Health IRA and use the funds without restriction. If a worker earned a higher return on Health IRA investments over his career than the modest target return assumed in calculating the deductible, the worker could also withdraw the excess accumulated funds at any point during his retirement years and use them without restriction. The retired worker could also always withdraw up to 40 percent of Health IRA contributions and associated returns for any expense under the same terms as a regular TRA
Workers utilizing the Health IRA option to a minimum degree during their careers would also receive catastrophic coverage under Medicare. For these workers, caps on duration of covered care under Medicare would be eliminated, as would added co-insurance fees for extended coverage. In addition, their SMI co-insurance fees would be capped.
If a worker accumulated an added deductible by retirement through use of the Health IRA option and lacked funds to pay deductible medical expenses, the Medicaid program would provide back-up coverage. If the worker meets all requirements for the Supplemental Security Income program (SSI) and consequently qualifies for SSI benefits, he would automatically receive Medicaid coverage, and the program would pay the expenses. Of course, the SSI asset and income tests mean that workers would have to exhaust their own discretionary resources before receiving Medicaid assistance.
Upon death of the worker, either before or after retirement, any remaining funds in a Health IRA would go to the worker's designated heirs.
The income-tax credit for Health IRA contributions is meant to serve, in effect, as a rebate of payroll taxes to the extent that workers choose to rely on Health IRA funds rather than Medicare. However, because the credit would be taken against income taxes rather than payroll taxes, the payroll tax revenues that finance Medicare would not be reduced. Such revenues would continue to be fully and exclusively available to pay benefits to today's elderly. Health IRA income-tax credits would simply result in a loss of income-tax revenues (discussed more fully below).
Because the credit is intended in effect to give workers their money back to the extent they reduce reliance on Medicare, ideally the credit should be equal to 100 percent of contributions rather than 60 percent. The 60 percent credit gives workers only 60 percent of their money back. To compensate for this, the proposed legislation bases the added Medicare deductible on only 60 percent of past contributions and associated returns. The worker could withdraw the remaining 40 percent as with a regular IRA. This treatment is essential to maintaining the attractiveness and fairness of Health IRAs, which, in turn, is crucial if workers are to be expected to exercise the Health IRA option.
The 60 percent credit has the virtue of substantially reducing the initial revenue loss as compared with a 100 percent credit. Along with the above-described compensating treatment, legislation based on such a credit is, consequently, a politically judicious starting point for Health IRAs. Later legislation could expand Health IRAs to the full scope of the original concept, by gradually increasing the credit to 100 percent, along with the proportion of Health IRA contributions counted toward the added deductible. Such later expansion would maximize the potential benefits of the Health IRA concept.
The Costs of Health IRAs
The potential income-tax revenue loss from the proposed Health IRA legislation is easy to determine, since it is a function of the amount of HI payroll tax revenues, which is projected annually by the SSA. If Health IRAs became available starting on January 1, 1986, and workers utilized the option in the first year as much as they currently utilize regular IRAs, the income-tax revenue loss in FY 1986 would be $4.0 billion.[11]
In future years, the annual income-tax revenue loss would eventually be offset completely by reduced Medicare expenditures, as workers began relying more on their private Health IRAs and less on Medicare. Long before this point, moreover, the revenue loss would be offset on net by the combination of expenditure reductions and new revenues generated by increased investment through the Health IRAs.
In addition, during the period of temporary net revenue loss there would be increased savings in the Health IRAs probably greater than the amount of the lost revenue because the tax credit, and consequently the revenue loss, would equal only 60 percent of the funds saved in Health IRAs.[12] Consequently, while a small short-term increase in the deficit might result from the proposed Health IRA legislation, the real concern over the budget deficit--the crowding out of private savings--would actually be alleviated through an increase in savings.
The Benefits of Health IRAs
The most immediately important benefit of Health IRAs is that they would sharply reduce and potentially eliminate altogether the long-term financing problems of Medicare, without benefit cuts or payroll-tax increases. As indicated, with Health IRAs, HI payroll taxes would still be maintained in full, while both HI and SMI expenditures would likely be reduced sharply as workers began to rely more and more on their Health IRAs and less and less on Medicare. The extent to which Health IRAs could solve Medicare's long-term financing problems depends on the degree to which Health IRAs are expanded in the future and the degree to which workers utilized them.
Workers exercising a fully expanded Health IRA option to the maximum throughout their careers would be financing 80 percent or more of their retirement medical expenses on their own, greatly reducing the cost burden on Medicare.
If eventually most workers did this, the remaining, primarily catastrophic, role of Medicare could be covered by HI payroll tax revenues at the currently legislated HI payroll tax rate of 2.9 percent. Potential increases in this rate to the range of 7 to 15 percent, as discussed above, would be avoided completely. The general-revenue contributions now provided to SMI may also no longer be necessary to finance Medicare's remaining obligations.
Further cost savings would result from the increased market competition, improved incentives, and enhanced consumer choice resulting from Health IRAs. The Health IRA option would allow private medical-care providers and insurers to compete for coverage of retirees, rather then maintaining exclusively the current Medicare monopoly. Private medical-care providers would compete to develop medical institutions with better cost control, such as health maintenance organizations (HMOs), and they would offer retirees the option of purchasing their insurance and medical coverage through such institutions. In addition, when setting fees, they would have to recognize that funds for payment are not inexhaustible. Private insurers would compete to keep their own costs down by monitoring health providers closely and rooting out wasteful, unnecessary expenditures. The competition would also increase pressure for the development of lower-cost medical-care technologies.
Complementing this increased competition would be improved incentives for consumers, since they would be purchasing services with their own funds in their Health IRAs. Avoiding unnecessary or overly expensive charges would allow consumers to retain greater Health IRA reserves and even pay themselves cash rebates from the Health IRAs. Consumers would consequently devote more effort to seeking out the lowest-cost service providers. They would seek to avoid unnecessary medical care or care that they themselves feel is not worth the cost. They would devote greater attention to preventive measures that could save medical costs over the long run. Health IRAs would be a means of bringing natural market incentives back into medicine, not in a harsh way that could deprive some people, but in a positive way that would result in enhanced benefits and rewards for people responding to market incentives.
The Health IRA option offered to workers would be highly attractive. To the extent that workers earned a higher return on their Health IRA investments than the modest return assumed in calculating the added deductible, they would be able to pay themselves cash rebates out of their Health IRAs, increasing their retirement incomes. Easily available, broadly diversified investments, such as mutual funds, routinely offer common investors higher returns. Stocks across the whole New York Stock Exchange going back to before the Great Depression have earned an average real return greater than 6 percent.[13] With such returns, workers utilizing Health IRAs could increase their retirement incomes by several times the value of the increased deductible.
To the extent the worker's medical expenses in any given year fall below a specified proportion of Health IRA funds, the worker could choose to take a cash rebate equal to the difference at the end of the year from his Health IRA, further increasing retirement income. The more the worker can hold down medical expenses by avoiding the unnecessary use of medical resources, the more retirement income can be increased through such rebates. Moreover, through working and retirement years, Health IRA assets would also serve a life insurance function, since they could be passed on to heirs.
These advantages would result largely from the opportunity for workers to earn full market returns on their Health IRA investments over their working years, as opposed to the present pay-as-you-go Medicare system in which essentially no returns are accumulated. The earned market returns on Health IRA investments would represent a new source of funds for medical care.
Workers exercising the Health IRA option to a substantial degree over their working years would also enjoy catastrophic coverage under Medicare, which is precisely the coverage retirees need and want, but which Medicare does not now provide. The Health IRAs also would provide a new source of funds available to finance long-term care in nursing homes and other institutions. Mechanisms for financing such care are a major concern for health-care policymakers today.
If, despite all these benefits, some workers did not want to exercise the Health IRA option and wanted to continue to rely entirely on Medicare, they would be perfectly free to do so, without penalty. Workers already in the work force would receive complete credit for past taxes paid into Medicare and would bear increased deductibles only to the extent that they exercised the Health IRA option in the future.
The legislation involves no benefit cuts of any kind for the elderly. Indeed, the Medicare system on which they are relying would be financially strengthened, thereby benefiting them directly. The elderly would also favor the new opportunities Health IRAs would offer their children and grandchildren to enjoy a secure and prosperous retirement future as well.
For doctors and other medical professionals, the plan offers the advantage of depoliticizing medical care to a degree, by moving more of the financing of such care into the private sector. Medical professionals would consequently have greater opportunity to work under the same market freedoms as people in other disciplines, rather than as targets of government scapegoating campaigns and increased government regulations.
For the federal government, the Health IRA plan would likely produce a permanent, substantial reduction in federal spending, as workers chose over the years to rely more on their private Health IRAs and less on public Medicare. Potentially as much as 80 percent or more of Medicare spending could be moved to the private sector, depending on how much workers utilized the Health IRA option and how much the option was ultimately expanded. Under such a system, the government would be paying for the catastrophic benefits most voters really want and backing up workers who lacked sufficient, minimal revenues through the means-tested Medicaid program. But the great bulk of routine retirement medical expenses for the great majority of people would be funded through their own private resources, which they would have been empowered to accumulate through their Health IRAs.
Health IRAs allow advocates of greater economic freedom and prosperity to transcend traditional benefit cut/tax increase dilemmas by offering workers a better deal in the private sector. They solve the overwhelming problems of Medicare in a purely positive manner, offering enormous advantages to the young and a strengthened program with unreduced benefits to the elderly. There is consequently no reason why the reform should be anything but wildly popular.
[1] 1985 Annual Report of the Board of Trustees of the Federal Hospital Insurance Trust Fund, March 28, 1985.
[2] Ibid.
[3] See 1985 Annual Report of the Board of Trustees of the Federal Old-Age and Survivors Insurance and Disability Insurance Trust Funds, March 28, 1985. Appendix E of the report reveals that in 2035, HI expenditures are projected under Alternative IIB assumptions to equal 7.36 percent of taxable payroll, whereas revenues will equal 2.9 percent. Under Alternative III assumptions, HI expenditures in 2035 will equal 15.4 percent of taxable payroll, with revenues remaining at 2.9 percent.
[4] Ibid.
[5] Ibid.
[6] Ibid. Appendix E of the report reveals an HI financing gap over the next 75 years under Alternative IIB assumptions of 2.75 percent of taxable payroll. The 1983 social security rescue legislation was projected, under Alternative IIB assumptions, to reduce the program's financing gap over the following 75 years by about 2.1 percent of taxable payroll.
[7] Ibid. Appendix E of the report reveals an HI financing gap over the next 75 years under Alternative III assumptions of 7.8 percent of taxable payroll. The 1983 social security rescue legislation was projected, under Alternative III assumptions, to reduce the program's financing gap over the following 75 years by about 2.7 percent of taxable payroll.
[8] Senate Special Committee on Aging, Impact of Medicare's Prospective Payment System on the Quality of Care Received by Medicare Beneficiaries, staff report, September 26, 1985; idem, Hearings on Medical DRGs: Challenges for Quality Care, September 26. 1985.
[9] In a steady state, money paid into HI would receive a return equal to the rate of growth in payroll tax revenues, which would be equal to the combined rates of growth in wages and the working population. However, this is not likely to be nearly as large as the return on capital investment, especially with the unfavorable population trends of today. See Peter J. Ferrara, Social Security: The Inherent Contradiction (Washington: Cato Institute, 1980), chaps. 4 and 9. See also idem, ed., Social Security: Prospects for Real Reform (Washington: Cato Institute, 1985, chap. 1.
[10] The Health IRA concept was first advanced in a paper by Peter J. Ferrara, U.S. Chamber of Commerce chief economist Richard Rahn, University of Dallas professor John Goodman, and University of Michigan professor Gerald Murgrave. See Peter J. Ferrara, Richard Rahn, John Goodman, and Gerald Murgrave, Solving the Problems of Medicare (Dallas: National Center for Policy Analysis, 1984).
[11] Calculated under the Alternative IIB projections in the 1985 Annual Report for HI.
[12] Because workers would not be allowed to withdraw 60 percent of Health IRA contributions before retirement, the danger of any shifting of existing savings into such IRAs would be largely avoided, in that such savings could no longer perform the functions of preexisting savings.
[13] Stocks, Bonds, Bills and Inflation: 1984 Yearbook (Chicago: R.G. Ibbotson Associates, 1984).
� 1985 The Cato Institute
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The Oregonian - The mother of a 3 1/2-year-old girl who died after choking on a meatball at her Tualatin preschool is suing the school and its owner for $7.6 million. The lawsuit, filed Monday in Multnomah County Circuit Court, alleges that Growing with Pride Preschool and Child Care Inc. and its owner, Lorinda Rule, were negligent in the January 2013 death of Zoey Frontella. The girl choked while eating lunch, suffered acute and severe asphyxiation and died from respiratory and cardiac arrest the next day, the complaint says. Among other claims, the lawsuit by Anne Frontella accuses the defendants of failing to provide "any or adequate observation" during lunch, failing to prepare food items that are safe for a 3-year-old; providing food that pose choking hazards due to their size and shape; failing to perform "any or adequate" measures, including the Heimlich maneuver, to resuscitate the girl. - Go To Story
Monday, November 04, 2013
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Apple's iPad 3 and its 8MP camera pictured?
Expected to be officially announced by Apple in March, the iPad 3 should come with some serious improvements over the current iPad 2 model. One of them is the camera.
As you probably already know, the first iPad didn't have a camera at all, while the iPad 2 has a 0.7 MP rear camera with 720p video recording.
Well, the iPad 3 will reportedly feature an 8MP rear camera, and Chinese website Apple Daily even claims to have a photo of the new iPad (unfortunately, only from the back):
If what we're seeing above is indeed the iPad 3, there doesn't seem to be too many design changes when compared to iPad 2.
As for the new tablet's other enhanced features, these should include: a 9.7 inch display with 2048 x 1536 pixels (seemingly confirmed by MacRumors), LTE connectivity, and a quad-core processor. Of course, nothing's truly confirmed until Apple says so – and it might do it on March 7. Well, we're waiting.
Via 9to5Mac


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Man's best friend began life as a wild animal and could adjust to their surroundings accordingly in order to survive. While dogs are still quite resilient, their domestication over the years has made dogs more susceptible to the cold weather. They are much more susceptible to sickness and require a boost in nutrition to ward off any impending illnesses.
As you are most likely aware, much of the United States is suffering from extremely cold conditions this year. Many modifications are necessary to keep a pet healthy and happy while these conditions continue.
You may notice that the dog does not like being out in weather such as this and hurries back so as to get into the warmth once again. Perhaps you have also noticed that your pooch is acting rather strangely long after he or she has used the outdoor facilities. Perhaps the dog is scratching their ears or shaking their head excessively or rubbing their ears against different surfaces. The ears may appear to be discolored; red with a discharge or a possible unfamiliar odor and are sensitive to the touch. Maybe your dog appears to be more irritable or has other changes in behavior. All of these signs may be your clue that the dog is suffering from an ear infection.
Although you may have noticed that your dog gets ear infections sometimes from allergies, foreign material entering into the ear canal, ear mites or an immune condition (and in the worst of scenarios, a tumor), but did you think that weather could factor into this uncommon canine health issue? Doesn't it only go to show that dog's need to be protected from the outside extremes just as we do?
Dogs don't wear hats, but maybe they should. People cover their ears to keep the wind from blowing in and causing them distress. A dog's ears are on top of their head and many are susceptible to the elements because they are open and pointy and almost like a receptacle for wind to get trapped in (although dogs with dangly, long ears may still get wind trapped inside, too). Just because a dog is a dog, does not mean that they do not need to be protected – especially when the outside temperatures plummet between negative 20-60 degrees Fahrenheit!
Although ear infections are typical in dogs and easily treated (in most cases), they should be prevented as often as possible! Keep your dog inside as much as possible when the temperatures plummet; cover their ears when you can to keep wind out; keep ear canals cleaned and lubricated; and get regular veterinarian exams and have ears flushed to prevent buildup. Keeping your pet healthy and happy includes keeping their ears protected from the extreme cold that many of us have been experiencing!


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qooxdoo's tool chain, the set of command line tools most prominently exposed through the Generator (what you invoke with "generate.py"), is about 8 years old in its current conception. When it was started it was an excellent way of providing some niffty tooling to the qooxdoo application developer, like automatic dependency analysis, code selection, optimization and compression. Things that weren't easily found elsewhere, or were even novel at that time.
JavaScript is taking over the world
Today we have a deep and broad ecosystem of Node modules which is growing almost daily both in depth and richness. Part of this storm is the proliferation of JS-based build tools, for JS projects, implemented in JS, with JS plug-ins, customizable through JS. It has become a JavaScript wonderland for tool smiths.
Retain the good, embrace the new
This evolution brought us to question our own approach since some while. We followed the development of Node/NPM with enthusiasm, seeing it mature in a very short time in some aspects, and are now at the point where we want to jump boat and embrace this new wold in our tooling. We want to introduce a new infrastructure which is JavaScript-based and provides us with a platform to interact and integrate with the functionality that we already have.
So we have started to introduce a Grunt-based layer in our repo to experiement and evaluate such a build layer. The old build system stays untouched for the time being, so you don't have to worry. The aim is to make existing functionality available through the Grunt frontend, and see which parts of the tool chain can be replaced by Grunt plugins, be they from NPM or self-written. For everything else the existing Python-based tool chain will be utilized.
The eventual goal is to have a qooxdoo tool chain that builds on a generic JS layer, is as powerful and sophisticated as before, but allows easier integration with and extension through third-party code, to make it easier for users to customize the tool chain in their applications, and to allow us to focus more on the qooxdoo-specific functionality and less on generic infrastructure and commodity tasks.
So, this is the beginning. We'll be back with more as we progress.


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Corrin Lumbrazo went 2-for-4 and drove in Cassie Duffy with the game-winning run in the top of the eighth inning, and Amber Buttenhoff went 3-for-4 with a home run, a double and three RBI in a win in New Rochelle.
Duffy was the game's winning pitcher.
Orange (11-11) will begin regional playoffs at home on Monday.


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Top Definition
After a couple has sex on an ocean beach, if, while walking out of the water, the female has warm salt water coming out of her vagina, she then has a salty vagine. Or, a saltyne.
"That sex was so good there's water just pouring out of my saltyne!"
by Jett Black, Pug Dittman, Skywalker Mole October 03, 2007


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Jacqui so Lazy
I've been in the US for about a week now and I've been a bad blogger! I wanted to keep an updated daily journal but I guess the key to blogging now would be to summarize my trips in a few posts. I have finished with my time in Omaha, Nebraska and I am now in Columbus, Ohio (home of Glee-sters!) I enjoyed my time with Sister #3 (aka Your Battlefield) she was awesome and I felt welcome in her place. The things I would love to discuss would most likely be the funky food places I went to, the event I attended, my journey to grabbing an iPad2, and the mini-redecorating project I went through in Omaha.
I love blogging but am too lazy to do so mainly because I like watching my TV Shows so much more hehe and not to mention I love sleeping, going out, having awesome meals and spending time with my new gadget babies. So just stay tuned I will be cranking out the posts as fast as I can.
Note: I have been updating my twttier (@jacquies) and my instagram (jacqui) more often than my blog simply because I get lazy trying to find pictures to incorporate with the posts but I am keeping updated stuff there :P
Related Posts
- April 16, 2011 Jacqui Has Left Kuwait! (8)
- May 1, 2011 Delayed in Columbus, Ohio (2)
- May 9, 2011 [Gadget Fun] Gelaskins Love! (5)
- April 30, 2011 Arriving to Omaha & The Funny Bone (2)
- May 5, 2011 I'm Loving New York & the US (4)
About the author
I am a Kuwaiti Apple and gadget girl freak, who gets bored of her blog layouts so much that I change them like I crazy. Currently I work in a newspaper and if you don't see me around I'm being sucked into my job reviewing TV Shows and APPS! This is my space where I vent and release everything, welcome to it.
2 Comments
So Back on track ?
Omarker : Almost back on track will try to crank out a lot of posts now!


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We've always known that Lady Gaga likes to bring the shock factor wherever she goes, but her latest stunts are borderline disturbing. She's even angering her fellow pop stars. Thursday night, Gaga performed at SXSW, where mechanical bulls and fake vomit made up the performance. A friend came on stage and drank a bottle of colored liquid and then "puked" it all over Gaga.
Gaga is clearly still upset that 'Roar' and 'Applause' were released on the same day in 2013, and 'Roar' was more widely acclaimed since, according to E! News, at a speech Friday morning Gaga related, "I don't know what the f--k I have to do with Katy Perry. My music is so completely different and I couldn't be more different." Gaga also revealed that she has a "whole second act of ArtPop" coming her fans' way. That should make her fans go crazy, but they're going wild about more than just the pop queen's music.
Gaga has lost some of her relevancy in the recent past. People seem to be tired of her shock tactics. She has definitely lost Demi Lovato's respect, as the singer tweeted her feelings about the "puking" fiasco:
"Sad... As if we didn't have enough people glamorizing eat disorders already. Bottom line, it's not "cool" or "artsy" at all. Would you let someone bring a needle and shoot up on you? Addiction is addiction. It's not "shade" and it's not "hate". But someone has to come forward and say it and I'll take the heat for it."
Little monsters immediately began replying to Demi, calling her a "whale" and Gaga "queen." Lovato is a known advocate for eating disorder prevention and treatment and found that Gaga was glamorizing bulimia with her whole act. What do you think of Lady Gaga's antics? Do you think Lovato was right for speaking her mind on the situation? Leave your thoughts in the comments section below.


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Critical crashes on Windows under high load
Hi folks, We have an incredibly frustrating, show-stopping problem using lxml (under Deliverance, in front of a repoze.zope2 pipeline serving up a Plone site) on Windows. Under high load, the Python process crashes. There is no traceback in the log, so I can't identify where it actually happens, but we get a Windows error dialogue saying python.exe (or pythonservice.exe if running as a Windows service) has crashed in etree.pyd (at some binary address, no line numbers or function references). The Deliverance (0.3/trunk) rules use fairly complex xpath expressions. We're trying to simplify these, but there's nothing obviously wrong, and in any case it shouldn't crash. We've tried to run both multi-threaded and single-threaded 'paster' processes: the problem happens with both. I did read somewhere that it's possible to build a single-threaded lxml egg (?), but I haven't found one. We would be incredibly grateful for any help with (a) debugging and (b) resolving this. At present, we're having to fight a lot of nervousness regarding the production-worthiness of our Deliverance/lxml based solution, which is rather unfortunate. Cheers, Martin


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The vote to leave will have overwhelmingly negative consequences for charities
24 Jun 2016
Charities were hugely in favour of remaining in the European Union, and will face mostly negative results...
Sorry for interrupting, but there is something we need to tell you...
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John Tate introduces the new big thing in the world of computing.
Something really big is happening in the technology space. Forget the comparatively minor short-term success of the likes of Apple and Facebook. Eat, sleep, drink and dream the Raspberry Pi.
The Pi is a computer around the size of a credit card, selling for approximately £15. Yes, just £15. The product has been developed by the Cambridge-based Raspberry Pi Foundation, which is a registered charity.
A first batch of the Pi has been released and further orders will be shipped shortly. Initial use is envisaged in the education field where children, in particular, can get access to a proper device at a fraction of the cost of a full-blown Microsoft or Apple machine.
With delivery and a memory card, the base cost is likely to be around £30. It needs to be plugged into a TV, or equivalent, to provide graphics capability, and requires a keyboard which is not included in the base price. It also requires an add-on storage card to save material.
It works as standard with a Linux-based open-source operating system called Fedora, which does not support the Microsoft environment.
It claims to have overall performance "something like a 300MHz Pentium 2, only with much, much swankier graphics". This is nowhere near as powerful as a PC – but still pretty impressive.
Those of a certain age may remember the BBC Micro which was launched in 1981, leading to over 80 per cent of UK schools having one or more of these machines. At today's prices it cost about £1,000, and around 1.5million were sold. The Micro was succeeded by products like the Sinclair ZX Spectrum and the Commodore 64. Tens of millions, or more, of these devices were purchased in the 1980s.
This is a very interesting development. A proper base computer for £30 – less than 3 per cent of the cost of a BBC Micro, but with massively more power. So let us have a look at the possible implications of this initiative.
At one extreme it could be argued that people will be reluctant to switch to learning based on the Raspberry Pi. The market is very different from the 1980s. In the UK, virtually all schools already have Microsoft or Apple-based computers and, according to the Office for National Statistics, 75 per cent of UK households have access to the internet.
So the majority of children already have access to a computer device. The Pi works with open source, which tends not to be the standard in schools. Other disadvantages that could be cited include the fact most technical job vacancies currently require Microsoft or Apple skills; the Pi offers only a fraction of the capability of a tablet or PC; it has no camera; and it has a much smaller processer and, currently, a significantly more limited choice of software.
However, I take a different view. Firstly, cost must be a factor in both the education and home market. There is a big difference in price between a £400 iPad and a £30 Pi. Over time this must make an impact.
In terms of the core technology, the Pi environment looks very relevant to 'cloud' computing. The 'cloud' is being heralded as the next generation of IT – where servers host and run applications, with the user interface being a much simpler web-based device.
Interestingly, mobile devices are increasingly being used as the interface to the web and the Pi technology has a lot in common with this. The core processing chip is an Arm 11, which is used in smartphones from the likes of Apple and Nokia. So I believe that a Pi-type device will, over time, replace the heavyweight PC standard of today.
I think this is the start of something really big. Over the next decade the bloated PC will be replaced by a much simpler device. IT costs will come crashing down – but at a loss to many currently in the IT industry.
Trillions of dollars of IT company valuations are on the line. Watch out for huge marketing spend from those with vested interests to protect, whose future is going to be on the line.
John Tate is a business consultant, IT adviser to CFG and a visiting lecturer at Cass Business School
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Come out and help celebrate 100 Years of Open Air Theater at Longwood Gardens a Metro Philly Landmark.You are invited out to see full version of Annie, a Tony Award winning musical on July 24th, 25th & 26th preformed by the Brandywiners, Ltd.
Annie is a Tony Award and Drama Desk Award winning musical based on the Little Orphan Annie comic strip. When the musical debuted on Broadway in 1977, it swept up a total of 7 Tony Awards including Best Musical, Best Book of a Musical and Best Original Score.
The story revolves around a young orphan girl named Annie in the midst of the Great Depression. Annie lives in New York's Municipal Orphanage, Girls' Annex, run by the mean-tempered spinster Miss Agatha Hannigan. Annie dreams of one day being reunited with her parents. When the opportunity presents itself she escapes the orphanage in a laundry bag and sets out to find her parents. My wife Barbara and I have seen Annie on and off Broadway and are looking forward to the Brandywiners interpretation at Longwood Gardens.
The Brandywiners, Ltd. is one of the largest nonprofit theatrical groups in the Delaware Valley and my wife Barbara have enjoyed many of their past performances.They have been presenting high-quality musicals each summer in the spacious Open Air Theater at Longwood Gardens. Proceeds from their concerts and musical theater productions have benefited cultural, educational, and civic causes throughout the Brandywine Valley and we are proud to support their work.
1001 Longwood Road,
Kennett Square, PA 19348
610.388.1000 firstname.lastname@example.com


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Fruit & Veggies Matter
EMaxHealth is blogging about Utah's plan to inspire its citizens to eat more fruits and vegetables. Here's a snippet:
The old 5 A Day has a new look and name. The latest national campaign to promote fruit and veggie consumption sprang to life in Utah this month as Governor Huntsman signed a proclamation declaring September "Fruits & Veggies—More Matters Month." Fruits & Veggies—More Matters is a simpler, more inspiring initiative that motivates people to simply eat more fruits and veggies.
The brand was launched after the creators, Produce for Better Health Foundation the CDC and other partners found the 15-year-old 5 A Day campaign wasn't doing what they had hoped.


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Game 29: #3/3 Arizona (26-2, 13-2 P12) vs. Stanford (18-9, 9-6 P12)
March 2, 2014 • 6 p.m. MST • Tucson, Ariz. • McKale Center (14,545)
Tip: 6:05 p.m. MST
Television: ESPNU (Roxy Bernstein/Corey Williams)
Radio: Arizona IMG Sports Network (Brian Jeffries/Matt Muehlebach)
National Radio: Sirius 91; XM 91
Rankings: Arizona - 3 (AP)/3 (Coaches); Stanford - NR (AP)/NR (Coaches)
Live Stats: Live stats are available via arizonawildcats.com
Game Storylines
» Third-ranked Arizona will look to accomplish a regular-season sweep of Stanford on Sunday when the teams square off on Senior Night at McKale Center; UA has a share of its 13th Pac-12 regular-season title and a win would clinch the outright championship.
» The Wildcats are 73-11 (.869) overall and 37-7 (.841) in Pac-12 games at McKale Center under head coach Sean Miller; UA heads into Sunday's game in the midst of a 20-game home winning streak.
» Since the start of the 2012-13 season, Arizona has spent 30 weeks ranked in the top 10 of the AP poll; the Wildcats had a program-record run of eight-straight weeks as the poll's top-ranked team earlier this season.
» Now in his fifth season in Tucson, Miller continues to honor a process that has seen him lead UA to a Pac-12-best 106-30 (.779) record since the start of the 2010-11 campaign; the Wildcats have a Pac-12-best three 25-win seasons since Miller took over in Tucson.
» Having forged its identity on defense throughout the season, Arizona is ranked sixth nationally in field goal percentage defense (38.1) and fifth in scoring defense (57.9); the Wildcats lead the nation in effective defensive efficiency, allowing just 86.7 points per 100 possessions.
» Arizona's interior defense has been stellar, limiting opponents to 41.2 percent shooting inside the arc to rank fifth nationally in two-point field goal percentage defense; UA ranks 20th nationally at just 16.4 fouls per game.
» UA employs a balanced offensive attack, having had at least four double-figure scorers in 18 of its 28 games; the Wildcats have gotten double-doubles from five different players this season, tied for the most in the Pac-12.
» Paced by T.J. McConnell's league-leading 3.00 assist-to-turnover ratio, Arizona ranks 20th nationally with a 1.43 ATR on the season; UA's average of 10.6 turnovers per game would rank as the second-best in program history.
» Arizona has won the rebounding battle in 23 of its 28 games this season and ranks third nationally with a +9.2 rebound margin; UA is the only team in the nation to rank in the top 20 in both offensive (.385) and defensive (.739) rebound percentage.
» Arizona has four players averaging at least 1.9 offensive rebounds per game as UA outscores its opponents by an average of 5.5 second-chance points; the Wildcats rank 14th nationally with a .385 offensive rebound percentage.
» Miller's biggest Arizona team has been lethal in the paint at +12.0 points per game in the paint on average; UA is averaging just 14.4 three-point attempts per game after averaging more than 20 per game a year ago.


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Welcome to the U.S. Department of Commerce's homepage for U.S. consumer goods and home furnishings companies. This page is your resource for finding direct exporting assistance, market intelligence, trade events, and other global expansion opportunities.
Our division of Commerce, the U.S. Commercial Service, has a global network of 100 offices located throughout the U.S. and over 100 offices located in about 70 countries. Our worldwide team of consumer goods and home furnishings specialists is here to assist in your global growth.
Find your local international trade specialist.
To assist you in this industry, we have made available Best Market Reports, Market Research Reports, and Country Commercial Guides related to the Consumer Goods and Home Furnishings industry. You can also search for related events in our Trade Events section. There is a sampling of these reports listed below.
For additional information, please contact the Trade Information Center at 1-800-872-8723.
Sign up for Consumer Goods & Home Furnishings email updates
|2013 International CES -- Audio/Visual Eq., Consumer Electronics, Household Consumer Goods
|Event Summary:
International CES is the world's largest annual trade show for the broad-based consumer electronics technology market, from mobile electronics, audio and video, home networking information and wireless technology to high-end audio and satellite systems. Each year CES unveils the latest in consumer products and services. CES is the premier event bringing together consumer electronics product manufacturers, distributors, researchers, content developers, financial analysts, and the press with the highest concentration of buyers and decision-makers in the retail distribution channel.
|Susan Littleton, Consumer Electronics Association
Phone: (703) 907-7699
|Shelby Peterson, Salt Lake City
Business and Industry Specialist
Phone: 801-255-1872


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~ ~ SalvationFirst Ministries ~ ~
Sharing the Word of God... World-Wide
Ohio Phone: 614.517.2331 Message Line: 614.388.9977
Our Goal is to Reach...Preach...and Teach
Federal EIN 83-0467457
Two thousand plus years ago, Our Savior looked up into the Heavens, and saw my soul. When others would see the faults in me, Christ saw my potential. He did not see a rock, He saw a gem. He knew I could be cleaned, smoothed, and polished. As He "paid for my cleaning", He asked Our Heavenly Father to forgive me...
With God's Helping Hands


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Horwich Looks to cage "Big Dog" Almeida
Story by Robert Kravantka
A man that lives, sweats and breathes MMA, Matt Horwich will be facing off with Ricardo Almeida at UFC Fight Night tomorrow night.
Horwich fought with the IFL, and became the first IFL middleweight champion with his knockout of Benji Radach in the second round. After the IFL folded, Dan Miller, the last IFL middleweight titleholder, faced off with Horwich in Matt's UFC debut at UFC 90 in October. Matt ultimately lost on the judges' scorecard with a decision loss.
"The mistake I made in that fight is I got taken down," says Horwich. "The third round, I felt tired and thought Dan must be tired too. I overcommitted and got taken down again. With him being on top, he had to expand less energy. You know, Dan is a great fighter, and it was an honor to fight him but feel that being patience throughout the match was important lesson I learned."
Don't expect anything easier in Ricardo Almeida, as Ricardo actually trains under the Gracie name in New Jersey with none other than Dan Miller. Surly, Dan will be giving his roadmap to beating Matt when the two meet. However, while Ricardo is more of a true grappler being a third degree BJJ black belt, Horwich notes:
"I got 2 knockout wins on my record which is an awesome feeling when you can make the transition from a pure submissions fighter to standing up and getting good results. Ricardo doesn't have any knockouts on his record. There is a first time for everything, so I won't underestimate him, but whatever is going for me is where I will look to take the fight."
Coming from the Team Quest camp, expect a solid base in wrestling and ground skills though that makes the fight even more interesting. Will Matt reside to try and keep the fight standing, or will he rely on his experiences as a wrestler along with ground skills. He has the majority of wins by submission, with 18, and has racked up submissions against the likes of Josh Burkman, Krzysztof Sosnynsk, Veron White, and Jason MacDonald. While suffering a loss in his first Octagon appearance, Horwich notes on his transition from the IFL to the UFC:
"You can stack the opponent against the cage," says Horwich. "they won't roll out, or use it to get up, but I don't see the cage as a big difference. The elbows that is a big difference. The other main difference is the level of competition, as the UFC has the best talent pool."
Horwich comes with a plethora of fight experience, and look for him to potentially correct what he feels was a mistake that cost him in his last fight.
"Hard work and positive choices pay off when it is time to compete. I worked hard on cardio and dieting and as of now I am up to 40 minutes on level 20 of the stair climber. I feel good and strong, and won't have a problem with any weight."
As we wind down the interview, Matt had this to offer,
"Would like to thank all of the UFC, Dana White, Zuffa, Joe Silva, and the guys I train with, Eddie Bravo, my team here in Oregon, Matt Lindlind and the fighters. The fans of mma of course. Would like to also thank God, it's a beautiful universe, and we can do anything we set our minds to."
Truly a dent in the persona or stereotype one might have of mixed martial arts, Matt Horwich is as real and humble as a person can find. See him in action, April 1, 2009 at UFC Fight Night being shown on Spike TV.
© 2006 by Fightnews.com.


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St. Lawrence is a member of four college consortia designed to assist employers with making efficient and cost effective connections with students. Within the four consortia employers have access the nation's top students and may interview students from up to 25 nation-wide colleges and universities during one event. Employers interested in interviewing students at any of annual/semi-annual events should follow the links below or contact our recruiting coordinator at 315-229-5906 for more information.
- Eastern College Career Days (ECCD)
- Boston (November) & New York City (March)
- Liberal Arts Career NetWORK (LACN)
- Provides a job and internship listing service that gives you the opportunity to reach over 60,000 students at 28 highly selective, small, private liberal arts colleges with just one posting, for free!
- Career and Internship Connection (CIC)
- Boston, New York City, Washington, DC, and West Coast (January)


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Klotsche Center (map it)
3409 N Downer Ave
Milwaukee, WI 53233
Year Opened: 1977
Capacity: 3,500
There are no tickets available at this time.
Official Review by Paul Swaney, Stadium Journey Co-Founder
After nearly a decade of playing its home games off campus, the University of Wisconsin-Milwaukee (UWM) Panthers returned to the Klotsche Center for the 2012-2013 season. It's a move that is rarely made these days, but a wise decision. Any fan of the Panthers, or anyone who just loves to see college hoops in the area should plan to make a visit to a UW-Milwaukee game in the near future, because the arena provides that intimate small college basketball experience that fans would hope for.
The Panthers previously played at U.S. Cellular Arena, a multi-purpose arena in downtown Milwaukee. That venue was adequate, but lacked the energy and intimacy that can be found at the Klotsche Center.
Since 1990, the Panthers have competed in Division I, and they have made three appearances (2003, 2005, and 2006) in the NCAA Tournament in that time. The team competes in the Horizon League and has been a member since the league's inception in 1999.
The FANFARE scale is our metric device for rating each stadium experience. It covers the following:
Each area is rated from 0 to 5 stars with 5 being the best. The overall composite score is the "FANFARE Score".
The first cardinal rule when attending sporting events in the state of Wisconsin, and especially in Milwaukee, is that you should always opt for sausage and/or cheese whenever presented with that option. I sadly broke that rule and went with the pulled pork sandwich ($3.75). In a word, it was awful. A stale bun with a sauce that tasted like ketchup is what I got. Skip this item and stick with the encased meats. Hot dog ($2.25), bratwurst ($3.25), Cheddarwurst ($3.25), and Italianwurst ($3.25) would all be good options.
Pepsi products are available for just $2 (20-ounce bottle) along with Gatorade ($2.25) and hot chocolate ($1). There are three concession stands located in the corners of the arena, with a merchandise stand in the fourth corner, near the entrance.
It makes such a big difference when college basketball is played at an actual college and not at some off-campus multi-purpose and nondescript arena. Klotsche Center has a capacity of only 3,500 fans, which is about the perfect size for the Panthers basketball games. In most cases, this should be enough to fit the usual crowd and may even make a Panthers game a hot ticket in town, if the team can make a good run in the Horizon League.
The pep band is very good, occupying section J behind the basket next to the students. When the band isn't playing there is usually music pumping through a good speaker system, although it seems as though the coordination between band director and PA system coordinator could use some work.
One major upgrade at Klotsche, specifically installed with the re-addition of the basketball teams to its list of tenants, are scoreboards on each end and also video boards, which are utilized for marketing and messages, but also feature a nice montage before the game played to Diddy's "Coming Home".
Seating comfort is an issue at Klotsche Center. The seating behind the benches (Sections A-F) are flimsy plastic chairbacks with less than average legroom and enough recline to them that you can expect your fellow spectator in front of you to create even less legroom. Much of the rest of the seating areas are black and gold plastic bleachers, which also feel a bit cramped. You can spring for the floor seats with padded folding chairs, but you'll want to secure those well in advance.
The Klotsche Center is buried fairly well in the UW-Milwaukee campus. Although the atmosphere is improved by being here, the neighborhood diminishes significantly compared with the former downtown location. That means, for most people, you'll come to the area to see the game and nothing more. If you're staying in the Milwaukee area for the night, then you are probably best served exploring downtown a bit. Perhaps you can catch the Milwaukee Bucks, Milwaukee Admirals (AHL), or Marquette Golden Eagles at the Bradley Center downtown.
If you do want to stay near the UWM campus, there are a few options for a pre or post game drink or meal. Harry's Bar & Grill is located less than a mile away, and is certainly walkable if the winter weather is not too bitter. They have a good array of appetizers, burgers, and sandwiches ($8-$16) as well as better than expected entrees ($16-$22). There's also a good selection of local beers and microbrews available, both on tap and by the bottle ($3.75-$8).
It's about a 15 minute drive to get to downtown Milwaukee, where there are plenty of great bars and restaurants.
The fans of UWM basketball seem to really appreciate that the team has come home. Klotsche Center may not feel like the perfect college basketball arena, but the crowd on hand is excited about the team, and the student section seems better engaged than while they played in downtown Milwaukee. They have dubbed themselves the "Klotsche Krazies." You'll see this group turn its back on the floor when the opposition is introduced, and chants of "MIL-WAU-KEE" echo out throughout the contest as well. The students occupy sections G-H, with some spillover into section I, behind the basket nearest the opposing team's bench. The band plays out of section J.
Parking in the nearby parking garage will cost you $6. There is an indoor walkway between the garage and the Klotsche Center, which is especially handy for those cold Milwaukee nights. If you are willing to brave the elements though, you can save some dough by using the ample street parking. Be sure to read the signs carefully as they seem to shift in regulations from street to street, but you should be able to find something. This is especially true for a night game when most meters are free after 6pm. I parked on Edgewood Avenue, near the corner with Downer Avenue, and just had a short walk to the game.
I found the seating to be a little tight. I would recommend sitting in sections M or N where you can see both benches and be at center court. The concourse essentially is just the area between the court and the bleachers, with outlets to any of the concession stands. Out in the hallway you'll find the restroom, which is clean and large enough to handle a capacity crowd.
It's just a short drive to I-43 which will take you north or south, and there really wasn't any significant traffic that I experienced getting to, or leaving the Saturday night game I attended most recently.
It is disappointing the UWM uses Ticketmaster as their ticket vendor, adding $4 of fees on to the purchase of any ticket. Floor seats will cost you $49, reserve seats will cost you $24-$29, and general admission seating will cost you $12-$19. On the whole, I think tickets are a little bit overpriced. That said, if I could sit anywhere without price being a factor, I would still choose the seats that only cost $12, putting you in the upper portion of sections L, M, N, or O.
Parking is also just slightly on the high side for Horizon League basketball, but that indoor walkway can be a huge luxury on a cold Wisconsin night. Concessions are priced very reasonably as well, and are at least average quality.
On the whole, if you choose the $12 ticket, you're looking at less than $25 for the game, parking, a brat, and a Pepsi, which is well worth it for this venue. This is one place that it doesn't make sense to splurge, so keep it simple and have a great time.
One extra point for the administration's decision to move the basketball team back on campus where they belong.
Another extra point to Pounce, the panther mascot, who did a fabulous job of balancing the very difficult job of being a presence on and near the floor, with spending time in the stands interacting. Pounce made several special trips to make sure he visited with kids throughout the arena. One thing I have learned in my travels is that the job of a mascot is very difficult, and it can make a huge difference in the game experience for families when the mascot does his/her job well.
The pep band is also very solid, which adds to the experience. However, there needs to be some better coordination between the music that is played over the speakers and the music that comes from the band.
It is probably abundantly clear by now that the move from US Cellular Arena back to the Klotsche Center has turned out to be a great decision for fans of college basketball and the UWM Panthers. If you live in Milwaukee, or are visiting the area, check out the Panthers schedule, and go to a game. You'll be glad that you did.
UW Milwaukee Panther Arena
It looks like since this article was written, UWM upgraded the former U.S. Cellular Arena and renamed it "UW Milwaukee Panther Arena." They currently play most of their home games there with a few at Klotsche Center due to scheduling conflicts.
by danieladougan | Jan 05, 2015 08:18 PM
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Thousands of snakes in an Illinois suburb have residents worried about which ones are venomous. As the reptiles come out of their hibernation season all at once, they're found slithering all over Naperville. While many are harmless garters and water snakes, there are four different kinds of venomous ones that live in the Midwest, so people are afraid to get too close to them.
Christian Post reports July 1 that the reptiles are out in large numbers found on porches, patios, decks, sidewalks, everywhere. All of them have come out to feed for the summer.
One resident, Nancy Guigley, says the snakes are bigger this year She tells CBS Local in Chicago:
"I'll have five and six of them on my bushes. They were twice as big as they were last year. They're not afraid of me anymore."
She adds that her delivery man will drop off a package and run right back to his truck. It's kind of like dodging a protective dog in someone's yard.
The presence of snakes in the suburb isn't unusual, but the fact there are so many is what's freaking everybody out. Experts say one reason there are so many of them out this year has to do with the heavy rain in the area. The extra water and floods are going to "drive these animals out of their [burrow]," David Drake, snake expert at Aquarium Adventure, says. He adds that the polar vortex may have contributed to the increased number of snakes in Naperville.
As for the venomous types of serpents in Naperville, the town's official website states the four in this category are the copperhead, the cottonmouth, the timber rattlesnake, and the eastern massasauga. There are 39 total venomous species of snakes in Illinois.
It's unclear how many venomous snakes in the suburb are dwelling among the thousands near residents. Unfortunately, there's not an easy way to determine this unless someone really understands snakes.


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Over the last few years some of the genre films have gotten more and more ridiculous from crazed twists on animals to insane weather conditions and sometimes blending the tow. The latest Stonados looks to bring a new twist to the natural disaster genre, but does its ridiculous direction make for one of the fun cheese fest type films that have hit home with fans or will this be just another bad weather report?
Stonados follows a former storm chaser who becomes intrigued by unusual weather with tornados that appear south of Boston, but as the tornados begin moving closer into the shore line he realizes that this is no ordinary storm he finds that the only chance of stopping it is an untested theory about weather manipulation... the same theory that he's has been trying to prove for over a decade. Now he will put that theory to the test and hope it saves the world instead of accelerating its destruction. With this crazy title and concept this film had the chance to be gold, but sadly it didn't live up to its cheese potential. The film kicks off living up to its title and setting a tone that is going to be a fun time, but then it starts taking itself way too serious and in turn loses what makes it appealing. Most of the performances are pretty bad with all the cheesy dialogue that you might expect but minus the fun. The few moments of actually getting the Stonados in action are pretty fun to watch, but unfortunately there just isn't much of it.
If you are looking for another fun cheese fest weather disaster film then you will get that, but may be disappointed in the final product. There are tons of hardcore fans of this genre that are likely to still find a silver lining in this storm which is exactly who it's made for.


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What causes armed conflict in the world today? Causes of War examines current thinking on this critical question in world affairs.
What causes armed conflict in the world today? Causes of War examines current thinking on this critical question in world affairs.
How can we use the things we share in common to address some of the most challenging problems facing the world? This course examines issues concerning poverty, the environment, technology, health care, gender, education and activism to helps us understand better how to initiate positive change.
Identify the historical and cultural systems driving globalization and changing societies around the world.
This is a survey of modern history from a global perspective. It begins with the revolutions of the late 1700s, tracks the transformation of the world during the 1800s, and analyzes the cataclysms of last century, concluding with the new phase of world history we are experiencing today.
This course will examine the ways in which the world has grown more integrated yet more divided over the past 700 years.
This course will present a comparative overview of world history from the 17th century to the present era.
This course will explore indigenous ways of knowing and how this knowledge can inform education to the benefit of all students.
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