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Posts Under washi Tag
Sendong Village
She pedals her way on the streets of Ecoville Village in Barangay Lumbia, Cagayan de Oro City on Saturday, July 6, eager to see her new home after losing her… »
One year after Sendong: Still living on the edge
CAGAYAN DE ORO CITY (MindaNews/17 December)—His limbs seemed to have atrophied with fear when he heard over the radio that a typhoon would pass the city again, on the same… »
A year after…
Members of the Iligan Medical Society release a night lantern at Mandulog Bridge dawn of Dec. 16, 2012, a year after Typhoon Sendong destroyed the bridge and wrought havoc in… »
Documents show Oro officials unprepared for 'Sendong'
CAGAYAN DE ORO CITY (MindaNews/17 September)— Official documents recently obtained from City Hall appear to bolster public perception that local officials had acted a little too late in taking steps… »
Most post-Sendong rehab projects still unfunded – NEDA
MALAYBALAY CITY (MindaNews/19 June) – A total of P42.657 billion in projects have been lined up under the strategic action plan for rehabilitation efforts in the aftermath of floods brought… »
CDO execs did not act on call for ban on illegal mining – Archbishop
CAGAYAN DE ORO CITY (MindaNews/27 March) – More than two months after he reprimanded them, Archbishop Antonio Ledesma said today his appeal to put an end on destructive hydraulic mining… »
Tribal river ritual celebrated to help spare Cagayan from another tragedy
CAGAYAN DE ORO CITY (MindaNews/10 March 2012) — Indigenous People (IP) of the Higaonon tribe from the 13 barangays here and tribal leaders of Bukidnon together with the Manobo tribe… »
Group calls off recall move vs. CDO mayor; says signatures not enough
CAGAYAN DE ORO CITY (MindaNews/07 March) — An online group trying to gather enough signatures to recall Mayor Vicente Emano ended its campaign Tuesday after failing to get the signatures… »
Couple who survived 'Sendong': We're like newly-weds
CAGAYAN DE ORO CITY (MindaNews/27 February) — "I remember feeling the hair at the back of my neck tingle when I heard what sounded like a wounded beast growling in… »
Attitude Change needed to respond to Climate Change
CAGAYAN DE ORO CITY (MindaNews/18 February) — Talking about climate change is useless if there is no attitude change, Senator Teoffisto Guingona said in his opening address at the Mindanao… »
Flooding in CDO's tent city sends evacuees to panic
CAGAYAN DE ORO CITY (MindaNews/14 February) – More than 30 families temporarily housed in tents in relocation sites here went into panic when heavy rains caused flood in the relocation… »
Cooking utensils for Typhoon Sendong survivors
RECOVERY. Army soldiers unload cooking utensils for Typhoon Sendong survivors at the Xavier University Ecoville resettlement site in Barangay Lumbia in Cagayan de Oro City on Feb. 10, 2012. MindaNews… »
Share classroom
SHARED CLASSROOMS. Grade school students share a basketball court after storm Sendong destroyed their classrooms in Balulang Elementary School in Cagayan de Oro City on Feb. 5, 2012. MindaNews photo… »
UN revises appeal; seeks higher amount to help Sendong survivors
KORONADAL CITY (MindaNews/04 Feb) — Even as donors' aid comes in "trickles," the United Nations Office for the Coordination of Humanitarian Affairs (OCHA) raised to $39 million (around P1.7 billion)… »
Lawyer in complaint vs Emano says mayor ordered to reply to raps
CAGAYAN DE ORO CITY (MindaNews/30 January) —The legal counsel of the opposition politicians here who filed an administrative case against City Mayor Vicente Y. Emano last week, said his sources… »
Kagay-anons commemorate 40th day since Sendong
CAGAYAN DE ORO CITY (MindaNews/26 January) – More than 7,000 residents here gathered on top of the Kagay-an Bridge Wednesday night lighting candles and listening to the tales of the… »
PNoy to NHA: finish homes for 'Sendong' survivors before June 2012
ILIGAN CITY (MindaNews/25 January) – President Benigno S. Aquino III today told officials of the National Housing Authority (NHA) to finish all the houses for suvivors of floods brought by… »
Pag-IBIG declares 3-month loan moratorium for 'Sendong' victims
ZAMBOANGA CITY (MindaNews/25 January) – The Home Development Mutual Fund (HDMF) or Pag-IBIG Fund has declared a three month-moratorium on housing loan payments for its member-borrowers who were affected by… »
Aquino to visit resettlement sites for 'Sendong' survivors
CAGAYAN DE ORO CITY (MindaNews/24 January) — President Benigno Aquino III will arrive here Wednesday morning (Jan. 25) to check on the rehabilitation and resettlement efforts for flood survivors, exactly… »
Sendong aftermath: Building Communities of Hope in Cagayan de Oro
CAGAYAN DE ORO CITY (MindaNews/22 January) — One month after the passage of Typhoon Sendong on Dec. 16-17, the city of Cagayan de Oro is slowly getting back on its feet. Nearly a third of the city's population was severely affected by the flood waters. More than 10,000 families sought refuge in evacuation centers in public schools, barangay covered courts, and churches. Others stayed with relatives or friends. Out of the archdiocese's 21 city parishes, 17 riverside parishes were extensively inundated. Hardest hit were the parishes in Macasandig, Balulang, Carmen, Cathedral, Consolacion, Puntod, RER, Kauswagan, Bulua and Canitoan.
Dog Therapy
DOG THERAPY. Sendong child survivors get to walk with Nike, a 6-year-old Golden Retriever owned by Iligan dog enthusiast Gary Po, in a psychosocial intervention facilitated by the group Ginhawa… »
Iligan officials demand probe on logging operations
IILIGAN CITY (MindaNews/19 January) — Officials here are demanding a probe on logging operations in the Lanao provinces which survivors of the flashfloods on December 16-17 blame for the massive… »
Caraga could be the next Cagayan and Iligan, environment group says
BUTUAN CITY (MindaNews/19 January) — Environmental groups warn that Caraga region could be the next environmental disaster area after Cagayan de Oro and Iligan cities if the local government units… »
Sendong was also worst disaster for Hinatuan residents
HINATUAN, Surigao del Sur (MindaNews/19 January) – When the killer tropical storm "Sendong" hit landfall in the Philippines, it first battered the coastal municipality of Hinatuan in Surigao del Sur,… »
Sendong's wrath: Hinatuan
Jose Plangganan was luckier than his neighbors whose houses (on the left side) in Barangay Talisay, Hinatuan, Surigao del Sur were totally destroyed by Sendong. He is doing repair work… »
Unicef truck carrying relief goods looted in CDO
CAGAYAN DE ORO CITY (MindaNews/16 January) — An irate village chief has "strongly advised" local counterparts of the United Nations International Children's Emergency Fund (Unicef) to file criminal cases against… »
A SOJOURNER'S VIEW: A tragic tale of a city and a river
Rivers run through Iligan City, which is why its name is Iligan. The city's linguistic origin is from the word ilig, which according to the Iliganons means to flow. There are… »
Group says 'climate and economic justice' needed to prevent repeat of 'Sendong'
CAGAYAN DE ORO CITY (MindaNews/14 January) — A coalition of religious, nongovernment and civil society organizations today said they will advance "a bigger commitment to prevent more Sendongs by working… »
Psychosocial support for Sendong survivors
Children join a play and art therapy organized by the group called Ginhawa which provide psychosocial support for Sendong survivors temporarily housed at an evacuation center in Sta. Filomena, Iligan… »
140 cases of leptospirosis noted among CDO flood victims
CAGAYAN DE ORO CITY (MindaNews/3 Jan) – Health officials here are scrambling to get ahead of the water-borne disease as slowly but steadily fatalities of Leptospirosis continue to climb, most… »
FASTLANES: Emano's 'pamulika' defense and public accountability
SUBIC BAY FREEPORT (MindaNews/3 Jan) – The horrific impact of Sendong exposes not just the geo-hazards faced by the premier city of northern Mindanao but the deep social malaise relegated… »
Back-to-school blues in CDO's 'bakwit' centers
CAGAYAN DE ORO CITY (MindaNews/2 Jan) – The principal of the school that has now become the most congested evacuation center in Barangay Carmen here said they will resume classes… »
Save CdO Movement launched
CAGAYAN DE ORO CITY (MindaNews/2 Jan) – Environmental advocacy groups, civil society organizations, media organizations and individuals, enraged at the what they perceived as "gross negligence of duty" on the… »
CDO: Flood victims at school
A little girl sleeps on the hallway of the West City Central School in Barangay Carmen, Cagayan de Oro on January 2, 2012. Her family took temporary shelter in the… »
Hinaplanon, Iligan City
Children play under the destroyed Old Mandulog Bridge in Barangay Hinaplanon, Iligan City on December 27, 2011, amid the pile of logs and debris brought by the December 16-17 flashfloods… »
Memories of Hinaplanon: picking up the pieces of their shattered lives
ILIGAN CITY (MindaNews/01 January) – From the Mandulog bridge along the Iligan-Cagayan de Oro highway, one can clearly see how the lethal combination of floodwaters, mud and logs rammed into… »
"Tent city" for Sendong survivors up in Iligan, CDO
ILIGAN CITY (MindaNews/31 December) – Carpenter Fortunato Paradillo lost not only his house and all his belongings but also his address: Bayug Island, the village where he raised his family… »
SPECIAL REPORT: Floods in Mindanao: Unprepared for the worst
MALAYBALAY CITY (MindaNews/30 December) — As early as October 2010, the Regional Disaster Risk Reduction and Management Council in Northern Mindanao had warned of more floods until 2011. In a MindaNews report (October 16, 2011), Director Carmelito Lupo of the regional Office of Civil Defense was quoted to have said that the weak to moderate La Nina that started in July that year could further strengthen based on "statistical model forecasts."
Crying voices heard beneath pile of logs in Iligan coastal village
ILIGAN CITY (MindaNews/28 Dec) – True or not, but some residents in the coastal barangay of Santiago here claim that almost every night, they are hearing voices crying for help… »
Iligan eyeing steel company's lands for flood victims' relocation site
ILIGAN CITY (MindaNews/28 Dec) – The city government of Iligan is eyeing to make use of lands owned by the National Steel Corporation (NSC) as relocation site for victims of… »
Death toll from Sendong is second to 1976 tsunami deaths in Mindanao
DAVAO CITY (MindaNews/27 December) – The death toll from typhoon Sendong's "tsunami in reverse" in Northern Mindanao last week is the second highest in Mindanao in 35 years, second only… »
Jesuits offer relocation site for 'Sendong' victims in CDO; Reds, inmates donate cash
CAGAYAN DE ORO CITY (MindaNews/27 December) — The city government recently received a Jesuit-owned land to serve as a relocation site for the victims of the flood brought by Tropical… »
Still missing: Maykaela, Carmelita, Farrlah….
ILIGAN CITY (MindaNews/25 December) – The photograph of five-year old Maykaela P. Mansueto is just one among many posted on the walls of the Capin Funeral Homes in Camague, the… »
"It's still a Merry Christmas because we are all alive"
CAGAYAN DE ORO CITY (MindaNews/25 December) — They lost their little house by the river, they have been staying and sleeping under the flyover since Saturday, they have no money… »
PASTORAL LETTER: A Time to Grieve, A Time to Build
As we approach Christmas week and the coming of the new year, may I propose a Family-Adopt-a-Family program. Families unaffected by the flood can invite to their homes an evacuee family, especially those that have lost their homes or loved ones, for a few days or for a Christmas meal to share the spirit of the season. May the new-born child in the manger fill us with the spirit of solidarity in moments of adversity and hope in the sharing of love and life with one another. "Make us know the shortness of our life that we may gain wisdom of heart" (Ps. 90).
BATANG MINDANAW: Christmas Wish
DAVAO CITY (MindaNews/24 December) — After a 'heart to heart' talk with my DOD this afternoon when he came early from work, I discovered that we share a somewhat cynical… »
Officials distribute Noche Buena stuff to 'Sendong' victims in Cagayan de Oro
CAGAYAN DE ORO (MindaNews/24 December) — Amid the desperation and anxiety in the aftermath of the flood caused by Typhoon Sendong, the national government handed out Christmas packages containing beef… »
No Aguinaldo masses in some churches in CDO
CAGAYAN DE ORO CITY (MindaNews/24 December) — Some churches in the city may not be able to hold Aguinaldo masses on Christmas Eve as these were converted into evacuation centers… »


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Ongoing High School Equivalency Diploma also available
Moraine Park Technical College will be holding a General Education Development (GED) Academy on Saturdays, starting Jan. 8 and running through Feb. 26, on Moraine Park's Beaver Dam campus. The GED Academy is a 40-hour accelerated program developed as a fast-track alternative way for students to get their GED.
The accelerated format is designed to help students complete the entire GED process or get closer to finishing all requirements. The state-required orientation, instruction, careers classes and testing materials are all included. Orientation and instruction are free. The GED testing fees are $15 per test for five tests for a total of $75.
Moraine Park also offers a High School Equivalency Diploma (HSED) program for students who thrive in a classroom setting. Instructors assist students through coursework, and there are no timed tests. Each student is required to attend six hours each week. Three of those hours must be on Friday morning and the other three hours are flexible.
The HSED covers the academic subject areas of reading, math, writing, social studies, science, civics and health. Students must meet certain academic criteria as determined by required pretesting.
Registration is required for both the GED Academy and HSED programs. To register or for more information, call 920-887-4402. For additional information on Moraine Park's GED/HSED programs, visit morainepark.edu/ged.
Moraine Park Technical College is accredited by the HigherLearning Commission
Contact Info/Legal / TERMS OF USE
Moraine Park Technical College | 235 North National Avenue | Fond du Lac, WI 54936-1940 | An Equal Opportunity College | © 2013


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01.08.2010 / Get More Out of Your Gift Cards!
Gift cards have become one of the most popular presents around this time of year. You will probably get at least a few, and chances are good that you will give a couple, too. Here are some simple tips for getting the most out of your cards at your favorite stores.
Use it fast!
Believe it or not, many gift cards have expiration dates or they come with monthly fees that eat away at the value on the card. If you get a gift card for a retailer you don't normally visit, trade it with a friend or put it up for sale online. Don't let it sit in a drawer until it loses its value.
Protect yourself from loss or theft.
Make copies of the front and back of your cards! Save the card number, any PIN numbers and the customer service phone number, and then store your copy someplace secure. If your card goes missing, call customer service as soon as you can.
Know your balance.
Some stores will reject a gift card if it has too little value left on it. If you need to make a purchase that is greater than the value left on the card, tell the clerk exactly how much is on the card. Then make up the rest of the purchase in cash, credit or debit. If you don't know the value on a card, call customer service to monitor how much it is worth.
Consumer Reports has a great overview of gift cards, available here
Do you purchase gift cards for the holidays or have any tips that you can share?


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Welcome Daze
May 17, 2011
2013 Welcome Daze
Since 2003, the Office of Minority Affairs and Diversity (OMA&D) has hosted Welcome Daze in conjunction with Dawg Daze, which offers a variety of events to welcome you into the OMA&D family and introduce you to the campus. You will have the opportunity to connect with current UW students, OMA&D staff, faculty of color and departmental representatives. Please take a moment to look over the variety of events planned for Welcome Daze 2013.


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You can use the search form above or browse through the cities below to find a complete list of all pet-friendly hotels in Massachusetts. Our lodgings also include Bed & Breakfasts, Cabins and Cottages, Inns and Motels.
Of course by "pet-friendly", we primarily mean dog friendly and/or cat friendly. Each lodging listing will have a detailed pet policy stating if it is dog friendly hotel or a cat friendly hotel, or both. It will also list any pet amenities (treats!), fees or restrictions. And some lodgings welcome "all pets", which usually means they are bird friendly and ferret friendly, too.
In addition to the Massachusetts pet friendly hotels and lodgings, we also have listings for emergency vets, pet sitters, kennels, and pet-friendly businesses in Massachusetts. We also list fun places you can take your pet (including pet-friendly parks, beaches, cafes and malls). This way you can actually spend some quality time together instead of leaving your buddy behind while you're out having all the fun.Allston, Massachusetts (1)
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Former Saluki and three-time NCAA Champion Jeneva McCall will compete in both the hammer throw and shot put.
June 19, 2013
Junior Entries | Senior Entries
Junior Championships Info | Senior Championships Info
Schedule | Broadcast Schedule | Live Results
By Tyler Wooten
DES MOINES, Iowa -- Saluki track and field will send five current student athletes and four former stars to Des Moines, Iowa this week for two meets -- the USA Outdoor Track and Field Junior and Senior Championships -- for a chance to qualify and compete in the 2013 Pan-American Games held in Medellin, Columbia, and the 2013 World Championships in Moscow -- respectfully.
Representing Southern at the junior nationals will be Remy Abrought (100 meter hurdles), TJ Beelen (discus), Josh Freeman (shot put) and Brandon Shemonia (10,000 meter run) -- all freshmen who competed in a very active freshmen class at SIU in 2013. Abrought's initial Saluki campaign saw her already place herself sixth in Saluki history in the 100 meter hurdles; Beelen (also a nose tackle on the Saluki football team) earned All-MVC in the discus at the MVC Outdoor Championships; Freeman already has one MVC crown in the outdoor shot put and he nearly won the indoor title as well; and Shemonia scored at both the indoor and outdoor championships for the Salukis.
As for the senior nationals, junior DeAnna Price (hammer throw) and former Salukis Gwen Berry (hammer throw), Kim Fortney (shot put), Jeneva McCall (hammer throw, shot put) and J.C. Lambert (hammer throw) will compete for a trip to Moscow for the 2013 IAAF Outdoor World Championships. Among this highly talented group are three national championships (all belong to McCall) and 20 All-American certificates.
To advance to Moscow, participating athletes must be one of the top-three finishers with an "A" standard mark, which can come either at the meet or any time since the last outdoor championships in 2012.
Berry, who won the weight throw title at the indoor championships in March, currently holds the country's best hammer throw mark at 73.81m (242-02) -- which, is also the sixth best throw in the world.
Three-time NCAA champion McCall will compete in two events on Saturday -- the hammer throw (72.15m/236-08) and the shot put (18.47m/60-07.25). In the former, McCall is ranked fourth in the USA and 19th in the world, and in the latter McCall is third in the country -- which, means that if no other competitors earn "A" standard, McCall would automatically advance.
Price, a 2013 All-American and the only SIU undergrad in competition, will try to best her mark of 65.18m (213-10) in the hammer throw on Saturday -- which ranks 17th nationally.
Fellow Saluki and 2013 second-team All-American Kim Fortney will compete alongside McCall in the shot put on Saturday. Fortney qualified with her personal best heave of 16.80m (55-01.50) set at the NCAA West Regional in May.
Five-time All-American J.C. Lambert, the lone Saluki male, will participate in the hammer throw on Friday with the 20th-best mark in the USA at 67.22m (220-06) -- the all-time SIU and MVC record.
TJ Beelen - Junior Discus - 11:00 a.m.
Remy Abrought - Junior 100 meter hurdles - 11:30 a.m.
Josh Freeman - Junior Shot Put - 12:30 p.m.
J.C. Lambert - Hammer Throw - 5:00 p.m.
Brandon Shemonia - Junior 10,000 meter run - 9:00 p.m.
Kim Fortney - Shot Put - 1:00 p.m.
Jeneva McCall - Shot Put - 1:00 p.m.; Hammer Throw - 3:30 p.m.
Gwen Berry - Hammer Throw - 3:30 p.m.
DeAnna Price - Hammer Throw - 3:30 p.m.


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Science of Sleep Showtimes and Tickets
Read Movie Reviews about Science of Sleep Write a Movie Review for Science of Sleep
Dvd Release Date: 2007-02-06
Genre: Drama,
Rating: R
Duration: 1hr 45min
Life seems to be looking up for shy and withdrawn Stephane when he is coaxed to return to his childhood home with the promise of a job in the mundane world of copy setting. Wildly creative, his fanciful and sometimes disturbing dream life constantly threatens to usurp his waking world. Stephane is quickly drawn to his neighbor, Stephanie whose imagination easily matches his own. As their relationship blossoms, the confidence Stephane exudes in his dreams begins bleeding over into his real life. Unable to bear the prospect of a waking world without Stephanie's love and with no satisfying solutions coming out of his dream world, Stephane faces a dilemma he may not be able to depend on the science of sleep to help him solve.
Cast and Crew
- Starring
Charlotte Gainsbourg, Gael Garcia Bernal, Alain Chabat, Aurelia Petit, Miou Miou
- Directed by Michel Gondry
- Produced by Michel Gondry, Georges Bermann, Frederic Junqua
- Written by Michel Gondry
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Finding your notes is as easy as flipping through the pages of your notebook.
Bamboo Stylus
This app works best when paired with the Bamboo Stylus from Wacom. Find out which Stylus is best for you by visiting bamboostylus.wacom.com.
Beautiful App The app is beautifully designed but there is no home screen widget like s memo made by Samsung and also default pen with Color selection has to be added along with the default pen color selection given in the app.waiting to see new feature updates from the team.I didn't see any good improvement in features.Really it is beautiful app and i wish the team to incorporate lot of features.
Hope it can be better. Needs a color palette to create more colors, a brush/pen sizing tool, more notebooks. I would consider it a pity since it's from wacom, expecting better performance. Uninstalling it since I find it tedious to flip up or down. The scrolling through pages doesn't work at all. Will wait for the next update, & maybe until it performs like the ipad version. :(
A beautiful app! This is one of the best apps so far that I have found for taking a quick note on my phone. I definitely would like to see an in-app option added to save any note(s) I choose instead of taking screenshots for each page. Settings would be a nice touch also. I highly recommend this app. GALAXY NOTE 2
I love the simplicity function I think this app should stick to it simplicity...adding more function for sure will make it easier for the user but what will that make it different from other drawing apps...I think the simplicity, less function & hard to use make the experience more closer like u draw with pencil & paper...for me its the process of drawing that I like more than the done artwork ;)
Bamboo paper You would expect a lot more from something that goes with awesome hardware. Instead it's a very mediocre paint-program which lacks a lot of handy things. I'd advise the curious to look at Layerpaint zero. It passes Bamboo paper left, right and center. But in all it's a decent app.Alas the bamboo fineline pen doesn't work well with either application.
Not really useful This app is nice but it not really useful because you can`t control the brush size... I will rate 5 star if this app have the same function with ios version...
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Consider a guessing game with ten players, numbered 1 through 10. Simultaneously and independently, the players select integers between 0 and 10. Thus player i's strategy space is $\mathbf{S}_i$ $=$ $\begin{Bmatrix} 0, &1, &2, &3, &4, &5, &6, &7, &8, &9, &10 \end{Bmatrix}$ for $i=1, 2, \dots , 10$. The payoffs are determined as follows: First, the average of the players' selections is calculated and denoted $a$. That is, $a=\frac{s_1+s_2+\dots +s_{10}}{10}$, where $s_i$ denotes player i selection, for $i=1, 2, \dots , 10$. Then, player i's payoff is given by $u_i=(a-i-1)s_i$. What is the set of rationalizable strategies for each player? I am trying to figure out a faster way of doing it, if there is one (an alternative is to write out a matrix representation for 10 players with 10 choices each, which would be a lot of time).
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I claim each player should choose $0$. Player $10$ reasons as follows: $a \le 10$, so $(a-11) \lt 0$, so my payoff is negative unless I choose $0$, in which case I break even. If player $9$ thinks player $10$ is rational and will therefore pick $0$ (or will pick $0$ for some other reason), he can say, I know $a \le 9$, so $(a-10) \lt 0$, so I should choose $0$. It continues down the line to player $1$, who knows the others all picked $0$, so $a \le 1 \dots$


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Bynes cheek piercing made its fabulous debut on Tumblr this week. The shiny new piece of jewelry adorns the face of the troubled young actress in a recent photo. Although the position of the metal stud looks particularly painful, Amanda Bynes is smiling happily in the picture that she shared with her fans. According to a Jan. 16, 2013 report by The Huffington Post about the 26-year-old "self-proclaimed retired multi-millionaire," the stud is situated on her left dimple.
In the photo of Amanda Bynes's cheek piercing, the young former actress is sporting a pair of oversize sunglasses and a light blue button-down shirt with gold accents that look like autumn leaves. The wires from a pair of headphones dangle from her ears. Her blond hair is perfectly straightened, and her makeup is perfectly applied. In fact, she looks like the picture of health and contentment in the new picture, which appears to have been taken in a car.
Amanda Bynes's cheek piercing is a bold new look for the celebrity. Do you like it? Check out the video at the top of the page for more details.
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'The Physics of Wall Street': The Most Arrogant Book in the World? Part 18
Aaron Brown
Thinking like a physicist.
Editor's note: The following column is the last part of an ongoing series of articles by Aaron Brown examining the claims made in
The Physics of Wall Street: A Brief History of Predicting the Unpredictable
a new book by James Owen Weatherall.
to read Part 1.
I called James Weatherall's
The Physics of Wall Street
the most arrogant book in the world. I've used it as a foundation to discuss the common errors many people with quantitative training make when first thinking about finance. I conclude by considering Weatherall's main point, that the cure for financial problems is for everyone to think like a physicist.
Weatherall tells us that when he began his book, he spoke to his PhD advisor who told him it was "impossible to do science on Wall Street" because "investment banks and hedge funds are usually very secretive." Weatherall contrasts this to the openness and speed with which physicists submit their insights to peer-reviewed journals. This is the first sense in which he would like people in finance to think like physicists.
It's pretty arrogant to dismiss and entire field as unscientific on the basis of a casual opinion from an outsider. In fact, my experience is almost the complete opposite. I know of many cases of academics who are slow to reveal insights, waiting until they have developed them enough to claim substantial credit. Hoarding data and results is not uncommon. Most important communication is outside the peer-review process; by the time a finding appears in a major journal it is generally long since known among the researchers who care. While I think the peer review provides an important audit function in physics, it is more relevant to grants and promotions and credit than to the dissemination of new ideas—and electronic communication has made this even more true. Peer review is part of the administrative machinery of government-funded projects—academic, military, or bureaucratic—it has little to do with science. The great advances in physics have been the results of informal network collaboration based on personal reputations, not the quality control from anonymous referees. The ponderous rules have a cost, driving some smart people away (often into more anarchic fields like finance) and consuming time and energy that could be spent on science.
Ironically, the few firms in finance that correspond to Weatherall's advisor's view are the ones celebrated by Weatherall for their scientific foundations. Renaissance Technologies and D.E. Shaw are two of the most secretive firms in the world. Generally in finance, you need to communicate your ideas to be successful. You need people to trade with you, and often to finance you or to invest in you or to provide other services. Few people succeed by keeping some formula secret, success generally comes from creating a mutually profitable cycle, the bigger the better. You see a lot more effort on Wall Street devoted to communication than to protecting secrets.
Another reason for the openness is success in finance is objective, few people are interested in arguing about credit for ideas, and no one takes such people seriously. You go into finance to participate in an adventure, and of course to get rich, not to attach your name to a theorem or to get tenure or to win awards from outside bodies. If your idea fails, it fails—however friendly you are with a journal editor. If your idea succeeds, it succeeds; you don't need good relations with granting agencies.
I admit it is a common belief that finance is secretive. I think the reason is that it's so simple. People read the books by or about successful practitioners, or speak to them in person, and do not believe that it can be so simple to get so rich. Actually, it's more that they don't want to believe it. They are not interested personally in getting rich that way, but it's distressing to know that others do it. It's more comforting to believe that the practitioners are crooks, or that they are liars, hiding the secret of their success.
An important detail is that simple does not mean easy. It does not take a genius IQ or formal study to get rich on Wall Street, in fact those things may be more likely to slow you down than to help you. You do not need a stunning insight, or even a minor new wrinkle on an old idea. Success in trading does take skills that few people possess. In the areas I am most familiar with it takes extraordinary attention to data quality, skeptical objectivity to an uncommon degree, and rigid risk discipline. My rule of thumb is that 80% of the people who try trading don't bother to learn how to do it, 80% of the people who learn how to do it can't do it or don't want to do it, and 80% of the people who learn how and can do it fail due to inability to deal properly with risk. That means one person out of 125 succeeds in trading, yet none of the three prerequisites is a particularly unusual accomplishment.
There is room for intelligence and creativity in finance, but it's not directly related to making money. At least for people of a certain type, the financial system is by far the easiest place to change the world. Many refugees from other fields, including physics, find it liberating to work in a field so open to new ideas, so objective in evaluating them, and so influential. Another nice feature is that if you screw up, it's only money, nobody dies. It can be a lot of money, and it can cause a lot of hardship, but unlike life and death, you can make up for it tomorrow. This is only half of what Weatherall means by thinking like a physicist. He also means that physicists develop models using simplifying assumptions, then use them to predict. They are aware of the shortcomings of the models and they use deviations from model predictions to come up with improved models. In finance he claims people instead take models developed by physicists and implement them without being aware of their defects. They ignore the deviations from models until they cause a disaster. They are stuck on first and second generation models, while physics has moved on to third and fourth generation.
It is easy to come up with examples that fit Weatherall's paradigm in physics as well as other fields. Isaac Newton assumed an inverse square law for gravitation and considered two incompressible perfect spheres with nothing else in the universe. This allowed him to compute the orbits of the planets to tolerable precision. Deviations from these predictions taught us new things: unexpected changes in the orbit of Uranus led to the discovery of Neptune, the anomalous precession of the perihelion of Mercury's orbit became one of the major proofs of general relativity. We now have far more sophisticated models of gravity than Newton's, and are working on refining them further.
But you can also tell this story another way. Newtonian orbits gave rise to the idea of a clockwork universe, which turned out to be deeply misleading. In the actual solar system, tidal forces and the influence of other planets on orbits mean that orbits are constantly changing. The solar system does appear to be reasonably stable, but for an entirely different reason than the one suggested by the simplified two-body problem. The adoption of important ideas was delayed due to over-rigid Newtonian thinking.
Obviously Newtonian gravity was a tremendous intellectual advance, and probably a necessary step to further progress in physics. So it is good that some people think this way. But it is also good that some people thought other ways and were willing to come out of left field with inconsistent ideas rather than working on refining existing models. Intellectual history is filled with advances that came about because someone insisted stubbornly that inconvenient observations were correct, and other advances that came about because someone had the courage and insight to ignore observations.
Weatherall looks at finance and sees bad physics. He mistakes a vigorous intellectual diversity for stupidity. He credits all the parts he likes to physicists, independent of the historical evidence. Everything else is bad physics. He blames the failures on bad physics, but failure is the way applied fields progress. As civil engineering professor Henry Petrosky wrote, no one wants to learn from failure, but we don't learn enough from success to advance the state of the art.
I will close by returning a favor to Weatherall and discussing the economics of physics, which I think explains a lot about his attitude toward finance. Why does someone get a PhD in physics? Economists are apt to answer the question in terms of signaling. An educational credential takes investment. While some of that effort may pay off directly in learning skills, the investment seems disproportionate to the skill gain. That is, you could learn all the physics you learn in a PhD program faster and with less effort if you didn't have to worry about courses, exams, papers, qualifying exams, dissertations, teaching, departmental politics, interdepartmental politics, and other things. That's especially true when you add in all the effort of the people who do not complete the degree, which in an economic sense form part of the cost. Some people disagree and claim PhD programs teach intangible skills essential for a life of productive research and there is no way to do that more efficiently, but I know of no evidence to back that up, and a lot of evidence against it (none specifically about physics PhDs, but plenty about other educational credentials).
The wasted effort is a costly signal. A credential has a value, and it will look like a good deal to people who find the cost low, but a bad deal to people who find the cost high. Getting a physics PhD proves you are the kind of person who finds the effort less objectionable (or more pleasurable) than most people. Employers observe the credential and can trust it, because the kind of people who hate the kind of stuff you have to do to get a physics PhD, won't get one, even if the career value is high.
We can rule out about 95% of the population because they don't have the quantitative aptitude to get B grades in the basic physics courses PhD programs require, at least not with reasonable effort. The remaining 5% could get PhDs in other quantitative fields, or do something that does not require a doctorate. With the exception of a few pure theoretical physicists (who probably choose the field for non-economic reasons anyway) almost anything you study in physics you can study in another field as well. The main thing that distinguishes physics is the demand by government. Roughly a third of physicists in the US work directly for the government in the defense department, NASA, national laboratories and other places. Another third are university faculty or researchers, virtually all supported directly or indirectly by the government. Of the remaining third of physicists, who work in private industry, about half work in government-related fields like defense contracting or health care. These are current statistics; government employment, especially military, was higher in the past, when many current physicists chose their field. Other developed countries have a broadly similar picture. Of course governments hire other science PhDs as well, but far more physicists. Moreover, physics jobs and research are more likely to involve gigantic expensive projects than other sciences. This leads us to expect physics PhD programs will be least costly for people who thrive in government employment, who can be trusted with expensive and dangerous equipment, who are comfortable networking within large organizations. People who can't keep secrets, who ask "what's the worst that can happen?" before throwing a random switch, who need unfettered intellectual freedom and cannot be polite to people they don't like, should find physics PhD programs intolerable.
This puts Weatherall's one-size-fits-all thinking in a different light. Observation, model, refinement, new model makes a lot of sense in a bureaucratic setting, or for a large, expensive project. It's stable and low risk compared to other methods of investigation like "try it and see" or "let's throw away the textbook and start from scratch" or that perennial favorite of fiction, "that's so crazy it just might work." What Weatherall really wants is a financial system run by certified salaried experts rather than the messy and wildly successful system we have staffed by annoyingly rich individualists whose only credentials are hubris and competitive success.
Okay, that's what a lot of people want. It makes him one more deluded high-IQ guy anxious to take a small step on the road to serfdom—nothing unusual there. What makes him arrogant is that he resolutely refuses to see that there is beautiful and successful theory as well as effective practice, and that it is done by serious thinkers with or without credentials. He squeezed finance into a narrow mold, which is not even all of physics, and finds the result pathetic. Then he writes a book without any effort to test his conclusions or discuss things with experienced practitioners, and asks the government to pay him to figure out the answers, which he's sure he can do better than the people who have worked and won their way to positions of influence today.
I hope this series has been useful. You don't have to read Weatherall's book to make sense of it, the same errors he makes are made by many other people. I thank Weatherall for expressing them so clearly because it makes them excellent springboards to the truth.
Links to previous stories in this series:
Part 1
Part 2
Part 3
Part 4
Part 5
Part 6
Part 7
Part 8
Part 9
Part 10
Part 11
Part 12
Part 13
Part 14
Part 15
Part 16
Part 17
No positions in stocks mentioned.
The information on this website solely reflects the analysis of or opinion about the performance of securities and financial markets by the writers whose articles appear on the site. The views expressed by the writers are not necessarily the views of Minyanville Media, Inc. or members of its management. Nothing contained on the website is intended to constitute a recommendation or advice addressed to an individual investor or category of investors to purchase, sell or hold any security, or to take any action with respect to the prospective movement of the securities markets or to solicit the purchase or sale of any security. Any investment decisions must be made by the reader either individually or in consultation with his or her investment professional. Minyanville writers and staff may trade or hold positions in securities that are discussed in articles appearing on the website. Writers of articles are required to disclose whether they have a position in any stock or fund discussed in an article, but are not permitted to disclose the size or direction of the position. Nothing on this website is intended to solicit business of any kind for a writer's business or fund. Minyanville management and staff as well as contributing writers will not respond to emails or other communications requesting investment advice.


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Alright, it's been awhile since I've done one of these. It's also been awhile since Henrik Zetterberg has been in the lineup. Coincidence? I don't know.
Zetterberg is back tonight as the Red Wings visit the Florida Panthers, the first game since December 1 for the Red Wings' captain. So is Justin Abdelkader, who has recovered from his concussion.
Johan Franzen and Darren Helm are not back. Franzen is still experiencing dizziness and Helm... Who knows? Both are doubtful for the Winter Classic, let alone next Monday's game in Nashville.
Jonathan Ericsson is newly-injured so Jakub Kindl slides back in on the blueline.
Jimmy Howard thinks he'll be set to go on Monday but Jonas Gustavsson gets the start tonight, opposite Scott Clemmensen.
Stupid stat of the day: Detroit is 35-31-21 all-time in their first game of the season after Christmas.
Game time is 7:00 PM on FSD.
Stupid stat of the day: Detroit is 35-31-21 all-time in their first game of the season after Christmas.
Not as bad as Ken pointing out Fleischman was a Wings prospect every time he touches the puck
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Queensland follows national trend of rising HIV diagnoses
The latest HIV Annual Surveillance report shows the number of newly diagnosed infections in 2013 remained similar to 2012.
Released today, the report shows a total of 1,235 cases of HIV infection were newly diagnosed in Australia in 2013.
The number is slightly down on the 2012 figure (1,253), which was the highest since diagnoses hit a lowpoint of 724 in 1999.
Related story
Compiled by UNSW's Kirby Institute, the report also states around one in seven Australians with HIV do not know they have the virus and HIV continues to be transmitted primarily through sexual contact between men, accounting for 70 per cent of new diagnoses in 2013.
In Queensland there were 236 new diagnoses of HIV in 2013 (259 in 2012).
Recent Queensland Government weekly surveillance figures show Queensland's year to date HIV notifications at 118, up 40 per cent on last year's figure.
Queensland AIDS Council executive director John Mikelsons said the increasing trend in HIV notifications underlines the need for a strong, effective and peer led approach to HIV prevention in Queensland.
"We know from the research and evidence that a response led by the affected communities is critical to turning around HIV infection rates," he said.
"This means targeting our effort and resources to the community that is most affected by HIV – gay men. We need a new, refreshed effort by community organisations, government, clinicians and researchers to ensure we drive down HIV infection rates in Queensland."
Between 13,200 and 19,500 people were receiving antiretroviral treatment and had undetectable levels of HIV. This corresponds to 49 – 73 per cent of all people with HIV and 57 – 84 per cent of people with diagnosed HIV infection.
Michael Scott, QuAC's director of Sexual Health said improving testing rates was critical to addressing the HIV epidemic.
Rapid HIV tests can let a person know their HIV status within 30 minutes, and QuAC was the first organisation in Queensland to roll out this technology at its centre in Teneriffe.
"Identifying undiagnosed HIV in the community and treating it early improves health outcomes for people living with HIV and reduces the risk of transmission," Scott said.
"Indeed, HIV treatment can reduce the risk of transmission by 96 per cent."
The HIV Foundation Queensland has cautioned that there is much more work to be done to address concerning behavioural trends.
Foundation chair Dr Darren Russell said despite a drop in new HIV notifications
being reported last year, more work needed to be done if Queensland was to see a
reduction in new infections.
"Initiatives aimed at increasing testing and encouraging prevention are at the core of
our work," he said.
Russell said access to rapid HIV testing in Queensland would be greatly increased this year, particularly at a community level.
"As more people get tested we expect to see increased diagnoses, but this is essential if we are to reach the significant number of people who do not know they have the virus as highlighted in the report,'' he said.
- TOPICS: Annual Surveillance Report, HIV, HIV infection, HIV testing, HIV transmission, HIV_AIDS, John Mikelsons, Kirby Institute
- CATEGORIES: News + Politics


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Types of Ornamental Bamboo Plants15 photos
The bamboo's absence of flowers, fruit and other seasonal features is made up for by their graceful, swaying stems, and fine leaves that rustle in the breeze.
Phyllostachys viridiglaucescens; Hardy, evergreen clump-forming bamboo with greenish-brown canes that arch at the base. H 20–25 ft (6–8 m); S indefinite.


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Miracle Wrap is a silicone tape that has no adhesive, but chemically bonds to itself upon contact. Start saving money by using Miracle Wrap for all of your Do it Yourself repairs.
It can withstand a high temperature range and it even works on wet surfaces. You can fix hoses, put grips on tools, bundle wires, and much more! Stop scrapping and start wrapping!
Nitro Tape is a self-fusing silicone tape that is specially formulated for the extreme conditions of automotive repairs. Nitro Tape has no adhesive, but when wrapped upon itself it fuses, forming a permanent bond that is both airtight and waterproof.
Nitro Tape can insulate up to 8,000V resist high temperatures up to 500°F and even resist oil and chemicals. Keep a roll of Nitro Tape in your car, motorcycle, ATV, or snowmobile in case you need to repair on the go!


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According to the University of Calgary Dinos website on Thursday, the University of McMaster Mauraders have defeated the University of Calgary Dinos 24-26, 25-21, 25-17, 25-22 in the quarterfinals of the Canadian Interuniversity Sport National Men's Volleyball Championship from Jack Simpson Gymnasium in Calgary.
Jori Mantha of Vanier, Ontario led the Dinos attack with 21 kills and 22.5 points.
The Mauraders will now play the University of Western Mustangs in an all-Ontario semi-final on Friday. The Mustangs defeated the University of Tirinity Western Spartans 25-21, 22-25, 19-25, 27-25, 15-12 in a five set thriller that preceded the Dinos/Mauraders contest on Thursday night.
In other action, the University of Alberta Golden Bears and the University of Laval Rouge et Or each won their quarterfinal matches in straight sets. The Golden Bears, ranked number one in Canadian Interuniversity Sport, defeated the University of Montreal Carabins 25-19, 25-18, 25-12, while the Rouge et Or beat the University of Dalhousie Tigers 25-16, 25-18, 25-22.


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The World's Greatest Reel Trade-In Sale!
709 Janes Avenue, Bolingbrook, Illinois
February 26, 2010 - March 3, 2010
Bass Pro Shops in Bolingbrook, Illinois is taking trade-ins on used, working fishing reels in good condition. They'll give you a discount on a brand new reel. This event is only scheduled once a year. Your used reel will be donated to organizations that teach youths in outdoor education programs. Have you seen the fishing department in this store? It's incredible.
Applies to prices marked. This program does not apply to any combo purchase or fly reels. Limit 1 coupon per new reel. Shimano reels are excluded.
For more information, call Bass Pro Shops (630) 296-2700


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Maroon 5's "One More Night" is No. 1 on the U.S. record chart for a ninth week, Billboard.com reported Thursday.
Rounding out the top tier are Bruno Mars' "Locked Out of Heaven" at No. 6, Taylor Swift's "We Are Never Ever Getting Back Together" at No. 7, Ne-Yo's "Let Me Love You [Until You Learn to Love Yourself]" at No. 8, Alex Clare's "Too Close" at No. 9 and Flo Rida's "I Cry" at No. 10.
DISCUSS AND COMMENT ON THIS STORYReality TV World now offers Facebook Comments on our stories. To post a comment, log into Facebook and then 'Add' your comment. To report spam or abuse, click the 'X' in the upper right corner of the comment box.


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Dogfish Head Craft Brewery, well-known for mining the culinary landscape for beer ingredients, is unveiling a line of foods inspired by our off-centered ales.
We've carefully selected like-minded food partners to join this journey. They include small, artisanal companies like Brooklyn Brine and larger companies like Sea Watch who share strong roots on the Delmarva Peninsula. The foods are available at select retailers and at our new food truck – dubbed Bunyan's Lunchbox – parked at our brewery in Milton, Del.
Beer Brats
With Hans All-Natural, we're producing a line of brats cooked with off-centered ingredients and infused with beers like Midas Touch, Chicory Stout and Raison D'Etre. The brats are the perfect culinary counterpoint to our off-centered ales.
The founder of Hans had a passion for exotic flavors, and he traveled the world to come up with unique brat recipes. Sound familiar? Here's the lineup:
Hans, a division of Coleman Natural, is committed to natural and organic animal-raising practices. The meat used to make Dogfish brats is raised with no antibiotics, hormones or preservatives. They're super, they're natural, they're supernatural.
Four-packs of our beer-centric brats sell for $6.99 here at the brewery.
Hard-Tack Chowder
Thanks to the help of Delmarva neighbors Sea Watch International – a family-owned clam harvester based in Easton, Md. – we are deepening our connection to the sea with Hard-Tack Chowder.
The chowder, infused with 60 Minute IPA, is brought to life with 8 ounces of half-and-half and 3 ounces of Palo Santo Marron and pairs best with a dark, roasty ale. Think Indian Brown.
Based on a recipe from Herman Melville's classic American novel "Moby Dick," the chowder is "made of small juicy clams, scarcely bigger than hazelnuts, mixed with pounded ship biscuit, and salted pork cut up into little flakes; the whole enriched with butter, and plentifully seasoned with pepper and salt." Ishmael would be proud. Buy here.
The Hop-Pickle
Distribution of the Hop-Pickle, a first-of-its-kind culinary leap of taste, is expanding to cover most of the United States. The all-natural, medium-spicy Hop-Pickle is made with 60 Minute IPA, caramelized onions and Cascade hops and is packaged by hand in Brooklyn Brine's small artisanal kitchen. Buy here.
The beer-centric brats and chowder are distributed at select retailers between New York City and Northern Virginia, and the Hop-Pickle is available nationwide.
At our Milton, Del., brewery, a menu of prepared items is available 11-6:30 p.m. Tuesday through Saturday from Bunyan's Lunchbox. All food products also are available to-go from both the brewery and nearby brewpub, Dogfish Head Brewings & Eats in Rehoboth Beach, Del. Chowder and pickles also are available at dogfish.com.


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CREW Releases Report Revealing Rep. Schock Abused His Position to Benefit Himself and His Mother
Washington, D.C. – Today, Citizens for Responsibility and Ethics in Washington (CREW) released its new report, Family Affair, detailing how members of the House of Representatives use their positions to financially benefit their families. In the case of Rep. Aaron Schock (R-IL), the young congressman from Illinois' campaign committee reimbursed him more than $150,000 over the 2008 and 2010 election cycles, including paying for a stay at a five-star hotel in Athens, Greece. His campaign committee also reimbursed his mother almost $24,000 during the same time frame. While Rep. Schock's behavior is egregious, he is not alone. In all, CREW found a shocking 248 House members used their positions to financially benefit themselves or family members.
Click here to read about the actions of other members of Congress in CREW's latest report.
"A campaign account is not a personal slush fund," said CREW Executive Director Melanie Sloan. "It's hard to fathom how a hotel stay in Greece could be a legitimate campaign expense, but that accounts for only a small portion of the money Rep. Schock pocketed from his campaign. Conduct like this reinforces the widely held view that members of Congress are more interested in enriching themselves and their family members than in public service."
Campaign records show Rep. Schock's campaign committee reimbursed him over $150,000 during the 2008 and 2010 election cycles. More than $30,000 of these reimbursements were for hotels, including stays at high-end resorts in Athens and Miami. Rep. Schock's campaign committee also initially reported paying more than $300 to P90X, a fitness training DVD company, and classified it as a "health care" expense. Additionally, Rep. Schock's campaign committee reimbursed his mother, Janice Knapp, almost $24,000 for various expenses over the same time frame.
CREW is partnering with LegiStorm to make the data in this report more widely available in a searchable form at LegiStorm.com.
Family Affair is a follow-up to CREW's 2007 Family Affair – House report, which looked at how representatives used their positions to benefit family members over the 2002, 2004, and 2006 election cycles. The new report focuses on the 2008 and 2010 cycles. Click to read the 2007 report or the 2008 Family Affair – Senate report.
Citizens for Responsibility and Ethics in Washington (CREW) is a non-profit legal watchdog group dedicated to holding public officials accountable for their actions. For more information, please visit www.citizensforethics.org or contact David Merchant at 202.408.5565 or firstname.lastname@example.com


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New daily – Mysterious Negg Cave
Posted on August 28, 2012
For those of you who loved the negg-breaker puzzle from this spring's Negg Journey event, there is some good news. Now the Mysterious Negg Cave has turned into a daily, where you can solve a negg-puzzle every day to earn a prize! It seems the prizes are Shenkuu related items, like Artichoke Dumplings and Bottle of Shenkuu Ink.
Also, if you don't have the Neggbreaker as a battledome challenger yet, or didn't recieve the Beware the Neggbreaker avatar during the Negg Journey, there is now a chance to get those as a random prize.
If you can't remember anymore what the Negg Journey was all about, our Negg Journey guide is still availible, even though you can't do any of it's steps anymore.
Get ready to beat the Neggbreaker again!
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The temperatures are getting warmer so it is the perfect time to head outside, catch some rays, and enjoy a great book. May is a month full of exciting historical fiction releases. You'll be buying books left and right thanks to these great releases. Enjoy books on the wives of Ernest Hemingway, ancient Egypt, and grand chateaus! May is a great time for historical fiction!
Coming Soon:
- "Daughter of the Gods" by Stephanie Thornton (May 6, 2014)
- "A Royal Experiment: The Private Life of King George III" by Janice Hadlow (May 6, 2014)
- "All the Light We Cannot See" by Anthony Doerr (May 6, 2014)
- "Chateau of Secrets" by Melanie Dobson (May 13, 2014)
- "Mrs. Hemingway: A Novel" by Naomi Wood (May 27, 2014)
- "Dark Aemilia: A Novel of Shakespeare's Dark Lady" by Sally O'Reilly (May 27, 2014)
- "Daughter of the Gods: A Novel of Ancient Egypt" by Stephanie Thornton (May 27, 2014)
- "The Queen's Exiles" by Barbara Kyle (May 27, 2014)


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Stéphane Lambiel scored 232.36 points to easily win the Nebelhorn Trophy this weekend in Oberstdorf, Germany. In the process, he earned an Olympic spot for Switzerland in what was his first competition in 18 months.
"It was a tough week. I felt the pressure," Lambiel said. "I think this is my first competition in September since I was in juniors that I've worked [this] hard to be ready."
The overnight leader, the two-time World champion (2005-06) scored 154.91 points in the free skatie to seal the victory. Performing to Astor Piazzolla's Tango "Otono Porteno," the 24-year-old nailed a solid quadruple toe loop-double toe loop-double toe loop and a triple flip-triple toe loop combination. He also landed three additional triples. His only error came when he singled a Lutz.
Lambiel showed off his creativity in his footwork and spins, which were all awarded level three and fours.
Ivan Tretiakov of Russia and Michal Brezina from the Czech Republic finished second and third, respectively. Neither skater was competing for an Olympic spot as each of their countries already qualified two men for the 2010 Games in Vancouver.
Tretiakov, who stood in fifth place following the short program, pulled up to second with a strong performance to the soundtrack of "Charade" that featured a seven triple jumps. He also landed a shaky quadruple Salchow. The Muscovite earned 206.23 points to narrowly claim the silver medal.
Brezina, second after the short, compiled a competition mark of 205.34. The 2009 World junior silver medalist's free program to "An American in Paris" had several key errors. Though he landed a triple Axel-double toe loop as well as four clean triples, he popped a planned quad Salchow and singled the second Axel.
Viktor Pfeifer (AUT) came in fifth with 194.66 points to qualify a spot for his country as well as Stefan Lindemann (GER/8th place/178.88 points), Song Chol Ri (PRK/11th place/173.14 points), Zoltan Kelemen (ROU/13th place/164.72 points) and Ari-Pekka Nurmenkari (FIN/14th place 164.67 points). In case further spots become available, the first three substitutes will be, in the following order, BLR, EST and GRB.
Alissa Czisny (USA) earned her second consecutive gold medal at the Nebelhorn Trophy ahead of Kiira Korpi (FIN) and Yan Liu (CHN). While the USA and Finland already have qualified two entries for the ladies event, Liu assured China a spot for Vancouver.
Czisny led after the short program with an elegant and solid technical performance to "The Mask of Zorro." However, the 2009 U.S. champion struggled with some jumps in the lyrical free program "Dr. Zhivago." She stepped out of her triple Lutz and her triple loop, flip and toe loop were downgraded by the technical panel.
Czisny scored highly for her difficult spins that were all graded a level four. The American received 91.02 points for her free skating and was ranked sixth in this segment but overall held on to first place at 151.40 points. "I love coming to this competition," Czisny said. "My short was good, but my long was just OK. I'll look at the protocol and see what I have to work on."
Korpi, who competed for the first time in Oberstdorf, had skated first out of 33 ladies in the short progam on Friday morning but put out a solid performance to finish second. The 2007 European bronze medalist landed a triple Salchow-double toe loop combination, a triple loop and two double Axel, but singled two other jumps. A triple Lutz was cheated and downgraded. Korpi scored 91.67 points in the free skating and remained in second place with a total of 150.01 points.
Liu was ranked fifth in the short program with a good performance and topped that with her long program set to the Chinese movie soundtrack "Why are the Flowers So Red." Liu reeled off six triple jumps to win the long program portion with 99.69 points and to moved up to third place at 147.87 points.
The other ISU members that qualified an entry for the Olympic Winter Games are HUN with Julia Sebestyen (4th place/146.76 points), SLO with Teodora Postic (5th place/139.97 points), AUT with Miriam Ziegler (6th place/132.38 points), ESP with Sonia Lafuente (8th place/130.30 points) and BEL with Isabelle Piemann (11th place/123.74 points). An additional, seventh, spot became available for ISR (Tamar Katz/12th place/121,49 points) as Georgia officially returned their second entry.
The first three standby entries are, in the following order, CZE, UZB and AUS.
Reigning U.S. champions Meryl Davis and Charlie White (USA) danced to an easy victory. "It was perfect timing to start the season with this competition," White said. "We still have a long way to go, but we felt very comfortable here."
The reigning Four Continents champions started off with a solid Tango Romantica compulsory dance. For the "Folk/Country Dance" in the original dance, the Americans chose an Indian theme. They earned a level three for the circular and side-by-side footwork and a level four for their curve lift and the sequential twizzles.
Performing to "Phantom of the Opera," Davis and White gave a captivating performance. They showed terrific speed and spectacular lifts ,including a straight line-rotational lift that covered almost the whole ice surface from one end of the boards to the other. The couple was awarded a level four for two lifts, the twizzles and the combination spin and a level three for both step sequences. Only the last rotational lift was graded a level one.
Davis and White picked up 100.76 points for this performance and took the gold with 200.46 points.
"Obviously this in an important year, being the Olympic season. We've put in a lot of work in the off season and we are picking off where we had left off last year," White said.
Alexandra Zaretski and Roman Zaretski of Israel came in second. They had picked a Jewish Dance with "Hava Nagila" for the OD. Their free dance to "Schindler's List" featured three level-four lifts, and level-four twizzles. The circular footwork was graded a level three, but the combination spin and the diagonal step sequence were a level two.
The brother-and-sister team go 84.54 points for their Free Dance and accumulated a total of 169.59 points.
Lithuania's Katherine Copely and Deividas Stagniunas ranked fourth in the Tango Romantica but placed third with their Lithuanian Polka OD and their "West Side Story" free dance to claim the bronze.
The three top couples who stood atop the podium weren't competing for an Olympic spot.
The following ISU members earned a spot: CHN with Xintong Huang and Xun Zheng (5th place/149.85 points), CZE with Lucie Mysliveckova and Matej Novak (6th place/148.47 points), HUN with Nora Hoffmann and Maxim Zavozin (7th place/148.43 points), EST with Caitlin Mallory and Kristian Rand (8th place/143.49 points) and GEO with Allison Reed and Otar Japaridze (12th place/ 130.76 points).
There is only one standby entry, GRE.
Germany's World champions Aliona Savchenko and Robin Szolkowy claimed victory in the pairs event ahead of Tatiana Volosozhar and Stanislav Morozov of the Ukraine and Canadians Anabelle Langlois and Cody Hay. The top three couples were not in the qualifying process. Savchenko
The Germans struggled with some elements in their long program to "You'll Never be Alone." Their program had several errors but not enough to derail their victory train. Savchenko doubled the triple toe loop and Salchow and also stepped out of the throw triple flip.
"The Nebelhorn Trophy was a test event for us, but we had in the back of our minds that we have to win," Szolkowy said. "We won and we tested, and we know now what to work on. There were a few crucial points in our program, but I I think we can sleep calmly tonight."
The duo hit the throw triple Salchow at the very end of the 4.30 minutes routine. The two-time World champions earned a level four for their lifts and spins and scored 113.19 points for the free skating. Overall they got 185.99 points.
Volosozhar and Morozov had a few problems with their side-by-side jumps as well. Both missed a triple toe loop and their triple Salchows were not clean. But the Ukrainians impressed with their huge triple throws and difficult spins. They picked up 106.29 points for the free skate and remained in second place at 165.75 points.
Langlois and Hay came back to competition after missing the past season (Langlois had broken her ankle in July 2008). Their free skating routine to "The Grand Canyon Suite" included a throw triple Salchow, side-by- side triple toe loops and difficulf lifts. Hay fell on the triple Salchow and the throw triple Lutz. The Canadians scored 155.61 points overall.
The following countries qualified a pairs team each for the Olympic Winter Games in Vancouver: SUI with Anais Morand and Antoine Dorsaz (5th place/151.95 points), EST with Maria Sergejeva and Ilja Glebov (9th place and 134.56 points), POL with Joanna Sulej and Mateusz Chruscinski (10th place/131.29 points) and ITA with Marika Zanforlin and Federico Degli Esposti (11th place/120.46 points). The first three standby entries are in the following order PRK, TPE and GRE.


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Overview and features
Picture the scene: you're in an aircraft cabin, pulling the long haul.
The colour is draining not only from your face but also from that cheap LCD screen in the seat in front of you. Suddenly a cinema screen rolls down and a 3D movie starts to play, but only to you – and you even manage to see the drinks trolley in your peripheral vision.
Forget virtual reality; Epson's newest innovation – on sale now in Japan, and destined for the UK early in 2012 – is designed to create a portable, transparent home cinema experience for bored business travellers, though there's more to it than mere movies.
Armed with a Wi-Fi connection, the Moverio BT-100 can get online, and though it's not possible to download apps and games, its browser does support Adobe Flash video (as well as MPEG and H-264 videos manually transferred via a PC).
The BT-100 runs an Android operating system. Version 2.2, to be exact, though it's customised so much that it will be unfamiliar to most. It is controlled using a touch sensitive trackpad, which also houses a 4GB SD card to go with the internal 1GB of memory.
Battery life is rated at about six hours, and the product ships with a neat black carry case (though the whole package is rather large).
As a portable home cinema, the BT-100 is rather behind the times in featuring a 960x540 pixel resolution for each eye, which is a quarter the resolution of a full HD image.
Is the BT-100 a direct rival to Sony's HMZ-T1? It's bound to be endlessly compared, but they're different beasts; the HMZ-T1 is about total immersion, and probably has a gaming future, while the lighter BT-100 is more mobile (the clue is in the 'Moverio' moniker) and doesn't give such a closed experience.
In short, Epson's effort is no 'Personal 3D Viewer' – it's actually marketed as the 'first consumer see-through mobile viewer'.
Performance and verdict
Put the BT-100 on and it immediately feels different to Sony's effort. For a start, it's lighter, and doesn't have as much weight on the front, something that makes it easier to wear for longer periods.
That's not to say that this headset is exactly comfortable. Most of the electronics appear to be in each side, which is also where both the headphones and the cables protrude from.
The headphones are of generic design, and quality, but could – theoretically – be upgraded. They are supplied separately as single earpieces that attach to each arm of the BT-100, each with a cable about two inches long.
As far as cables are concerned, that's just the beginning; you also have to put up with a thick cable from each arm that stretches down to the smartphone-sized trackpad.
Using that rather old-fashioned looking trackpad is easy enough, and swiping through the Android carousel-style interface is a cinch. Unfortunately, Wi-Fi was disabled on our review product – an early prototype – so we were not able to test the BT-100's web browsing capabilities.
However, we were able to call up the browser and inspect the setup process, which is almost identical to a smartphone running Android. Besides, we can't see the point of web browsing on video glasses – especially on some that are aimed at business travellers on long haul flights.
Having not thoroughly tested it, we ought not to criticise, but this does appear to be a novelty feature; we all have a touchscreen smartphone in our pocket anyway.
No, the BT-100 is all about video. Where the image appears to be in your field of vision depends on where you look; stare off into the middle distance and you'll see what appears to be a giant cinema screen about 300 inches in diameter, but you can just as easily watch the same image as TV-sized picture on a wall or object a couple of feet in front of you.
It takes a while to get used to, but it made us smile as soon as we put the glasses on – and that's always a good sign, especially for a new genre of gadget.
On our demo product we had several videos pre-installed, including trailers and an MP4 file of Knight & Day. The latter was presented in widescreen 16:9 aspect ratio, and appeared plenty detailed enough, though hardly comparable a Blu-ray disc.
It's not the sharpest image we've seen, and nor was it the most steady – we noticed the odd shudder and blur – but it was comfortable enough for around half and hour of viewing, and on pure video quality actually slightly above our expectations.
It's best used in dim light, but works okay anywhere but the brightest of surroundings – though the smoked glass frontage is best left in place (it can be removed, but with devastating consequences).
Not surprisingly for a product with two eyepieces, the BT-100 can also show 3-D video. However, the native transparency of the product means that watching in 3-D is not as immersive as it could be, though we noticed none of the ghosted images, crosstalk, or brightness issues that blight some 3-D TVs and projectors.
Sadly, it's also not as 3-D as it could be, either; depending on where you aim the product, the picture can appear to be a long way away, but there is little depth within the 3-D image itself – though it is perceptible. Note that the BT-100 is only compatible with the side-by-side 3-D format.
There is, however, one problem with the BT-100 that strikes at its core usefulness for airline passengers. Is it the fact that the transparent image is projected onto random objects – typically super-imposed onto a switched-off LCD screen in the airline seat in front?
Actually, no, we experimented with viewing the image over a host of different objects and in varying degrees of brightness, and although the lines and shape of the background is occasionally obvious (and you would never 'aim' the BT-100 at a window or other light source), that's not the major problem. The big issue is sound.
Take any random long haul cabin and the ambient noise – the engines, the aircon system, the screaming children – can reach 50 decibels. That's why noise cancelling headphones have been such a success in the last five or so years, and they are sorely missed here.
We're not talking bulky, battery driven designs that cost £250; decent, and fairly cheap, earbuds that are capable of blocking out most aircraft sounds should have been provided. Regular business travellers will already have noise cancelling headphones of some kind, so using the BT-100 will mean making a compromise on sound.
Without the sense of isolation that blights Sony's effort, Epson's see-through home cinema experience is a tad easier on the senses, though we're not sure the two should be compared too closely.
While Sony's HMZ-T1 is a 3D gaming accessory, the Moverio BT-100 is a business traveller's indulgence, though both are first-gen efforts with significant drawbacks.
As a hands-free alternative to an iPad or smart phone, the BT-100 is a good first effort, though a little rough around the edges – hopefully the second generation attempt will have noise cancelling headphones and a few less cables to contend with.
Authors: TechRadar.com


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Quoting Quintana
"I am very excited to work with Michael this year. Last year (as an ASU Club Runner), Michael ran 3:51 for 1500m and 1:53 for 800m. He has had a great summer working with the guys and could really be a nice surprise for us this fall. If healthy and consistent, I can see Michael running much faster on the track then anyone would ever expect."
ASU Club: Competed on the Arizona State Club Track & Field Team before joining the Sun Devils... competed in several meets over the years that ASU has hosted... ran a personal-best time of 1:53.62 in the 800m run at the Sun Angel Track Classic in 2010... posted a best of 3:51 in the 1,500m run at the Puma Outdoor Invitational in 2010 as well.
High School: A 2006 graduate of Dobson High School (Mesa, Ariz.)... lettered three times each in cross country and track & field... captained both teams as a senior... finished fifth in the state championship cross country meet in 2005 and earned all-state honors... two-time all-region selection in cross country (2004, 2005)... finished eighth on the track in the 3,200m run as a junior... competed in the PF Changs Rock and Roll Half-Marathon in 2005 and won his age group (15-17 year olds) in 1:24:28... set the Riverview Park course record in cross country (14:50).
Personal: Majoring in Spanish literature... parents are Francisco Rodriguez and Alicia Wolfenbarger... has two sisters: Krystal Rodriguez and Juliana Rodriguez... born April 2, 1988, in Torrance, Calif.... hobbies include Crossfit, hiking and participating in any sports... full name is Michael Anthony Rodriguez.
Personal Bests 800: 1:53.62 1500: 3:51.0


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There is a big push right now from most new home builders to sell as many homes as possible. The reason for this is directly connected to the First Time Homebuyer Tax Credit which is due to expire on April 30, 2010. Unless the buyer is under contract by the end of April and will close no later than June 30, 2010, they will not qualify for the tax credit.
Here is some additional information about the tax credit directly from the IRS web site. For instance, did you know that a first time homebuyer is someone who has not owned a home for the last 3-years? So even if you owned a home 5 -years ago, sold it and then rented or lived with a relative since then, you would qualify for the tax credit.
Q. Who is considered to be a first-time homebuyer?
A. Taxpayers who have not owned another principal residence at any time during the three years prior to the date of purchase are considered first-time homebuyers. For example, if you bought a home on July 1, 2008, you cannot take the credit for that home if you owned, or had an ownership interest in, another principal residence at any time from July 2, 2005, through July 1, 2008.
Q. Which home purchases qualify for the first-time homebuyer credit?
A. Any home purchased as your principal residence and located in the United States qualifies. You must buy the home after April 8, 2008, and before May 1, 2010 (with closing to take place before July 1), to qualify for the credit. For a home that you construct, the purchase date is considered to be the first date you occupy the home.
For homes purchased after April 28, 2008, and before November 7, 2009, taxpayers (including spouse, if married) who owned a principal residence at any time during the three years prior to the date of purchase are not eligible for the credit. This means that you can qualify for the credit if you (and your spouse, if married) have not owned a home in the three years prior to a purchase. For homes purchased after November 6, 2009, long-time residents can also get the credit under a special rule for a qualifying replacement home. To qualify, you must have owned and used the same home as your principal residence for at least five consecutive years of the eight-year period ending on the date you buy your new principal residence.
If you made an eligible purchase in 2008, you claim the first-time homebuyer credit on your 2008 tax return. For an eligible purchase in 2009, you can choose to claim the credit on either your 2008 or 2009 income tax return. For an eligible purchase in 2010, you can choose to claim the credit on either your 2009 or 2010 return. (1/27/09)
Q. If a taxpayer purchases a mobile home (manufactured home) with land and qualifies for the credit, is the amount of the credit based on the combined cost of the home and land?
A. Yes. The first-time homebuyer credit is ten percent of the purchase price of a principal residence. The total purchase price (mobile home and land) is used to determine the amount of the first-time homebuyer credit.
Q. Is a taxpayer who purchases a mobile home and places the home on leased land eligible for the first-time homebuyer credit?
A. Yes. A mobile home may qualify as a principal residence and it is not necessary that the taxpayer own the land to qualify for the first-time homebuyer credit.
There are many more facts about the first time homebuyer tax credit that most real estate brokers aren't aware of much less their clients. Take the time to visit the IRS site to see if you qualify for this credit. http://www.irs.gov/newsroom/article/0,,id=206291,00.html


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The technology, first deployed rather unsuccessfully by Wal-Mart in 2003, will allow JCPenney to introduce self-checkouts, accurately monitor inventory, and "transform the customer experience," JCPenney CEO Ron Johnson explained in a second-quarter 2012 earnings call.
It could be just what the doctor ordered for the struggling retailer, which is undergoing a marketing and technology overhaul.
"We've turned businesses around entirely," Kimbel says. "It's very energetic to see the stuff go into market that you've created. We're working on changing how even gasoline pumps are being done. It's cool to walk up and know your team had a finger in making that change occur."
Kimbel is a Microsoft company man with 14 years under his belt, working his way up from consultant to regional director in Atlanta. He moved to Dallas-Fort Worth five years ago to lead Microsoft's core infrastructure sales team in Irving. In July 2011 he took over as director of the MTC, which he says got off to a slow start here.
Since his arrival, he's redesigned the MTC space to radiate a digital lifestyle vibe. The main areas are equipped with two Microsoft Xbox 360s, which come with popular games like Halo, but can also stream TV shows and movies. There's an area for visitors to print their boarding passes or check their email, and table-sized touch screens. It's hard to ignore the fresh chocolate-chip cookie smell wafting through the halls. That's dessert for the daily flow of visiting customers who meet in one of the 11 conference rooms named after Texas sports teams.
With only eight MTC staff members—and no plans to hire any more—the rooms slightly outnumber the employees. The partners share the space, so they're rarely vacant for long. The technology centers aren't meant for consulting, but rather are designed to help customers envision what could be possible. For that reason, the MTC says, it's choosy about who uses its services.
Here's how it works:
Customers are handpicked by the MTC account executives to discuss their business problems and technology issues. These companies want to grow, increase productivity, improve safety, or use their enterprise technology agreements to the fullest. They're just not sure how to get started. The MTC's top request, however, is managing big data. Companies are inundated with so much data that they can't figure out what to do with it.
Most sessions begin with a strategy briefing that resembles psychological therapy.
"It's about trying to understand what the key business challenges are," Kimbel says. "We don't even talk about Microsoft technology. We may have business [people] come in and sit down with IT and they've actually never sat at same table before. It's fun to see that ice melt."
Next comes what the MTC calls the envisioning stage. Sorgen says it's the "twinkle in the eye" for many customers who have an idea and want to see if it's possible to execute.
Many executives are seeking quick answers—say, before the corporate board meeting next month. The MTC architects spend time understanding the problem and, typically within a week's time, put together a solution.
Customers "bring in an application or database that's not Microsoft and ask us how to wrap a whole new world around this older technology," Sorgen says. "There are big parts of their business that they need to keep in place, but they want to engage with that information in new ways."
The final stage is proof of concept, which shows customers their solution in action. Using the $12 million partner gear and Microsoft tools, the MTC creates a setting to replicate a customer's environment.
If a customer wants more computer power or space, for example, the MTC taps into its private, on-premise cloud to add more. Two years ago the same request would have taken days or weeks to physically move cables and boxes, Kimbel says.
Like the MTC's other demonstrated innovations, the cloud solution is offered up gratis. It's a tradeoff the MTC is willing to accept—especially if the interaction results in a sale. Kimbel says the MTC's "rate of closure" with customers through October of 2012 was 90 percent to 95 percent, a 132 percent increase over 2011. Simply put, the MTC sessions help seal the deal for a Microsoft product sale.
The sessions are also good for MTC's partners, who are notified if any of their gear is used in a customer "experience." Says Kimbel: "I don't know if they chose to buy Dell hardware, but Dell will know that X customer was here and used their stuff."
The MTC is a small piece of Microsoft's operation in North Texas, the company's third largest in the country behind the headquarters in Redmond, Wash., and another location in Silicon Valley.
Microsoft first came to Dallas in 1991, eventually moving into the first building of two on its Irving campus in 1999. Those two buildings are among the few pieces of real estate that Microsoft owns besides its headquarters, Sorgen says.With nearly 1,650 employees, Microsoft is invested in the Dallas-Fort Worth area. It was first attracted to the area's rich talent pool, low cost of living, and easy accessibility, not to mention a strong customer base, Sorgen says. Irving has more than 8,500 companies, including the global headquarters of five Fortune 500 companies.
Dankesreiter of the Dallas chamber says most people don't realize how large the Microsoft operation is here, or what it means for the local economy.
"There are so many things tied to having them here in the D-FW region," he says. "From a talent perspective and pool of people they are attracting, to the connections of their partners, I think that's a huge asset for our region."
Bill Sproull, president and chief executive of the Metroplex Technology Business Council in Richardson, agrees. Microsoft is actively supporting innovation here through its involvement on various tech councils and in the business community, he says. "They've been a great corporate citizen and contributor and embraced our ecosystems here," Sproull adds. "We're all better for it."


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Have you ever dreamed of getting thousands of fans pumped up for a game through a microphone? Now is your chance to do just that as The Voice of the Saints. The Seward County Athletic Department is now accepting applicants for their public address system announcer for the 2013-2014 basketball season. Interested parties shall possess an enthusiastic attitude, an understanding of basketball and volleyball, and be able to comfortably work in a high paced college athletics setting. If you are interested in taking advantage of this great opportunity, please contact Roy Allen at 620-417-1553 or email@example.com<mailto:firstname.lastname@example.com> or Galen McSpadden at 620-417-1550 or firstname.lastname@example.com<mailto:email@example.com>.
©2016 Seward County Broadcasting Company, Inc.
1410 N. Western Ave. Liberal, KS 67901


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