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Why Goldman Sachs Can't Outsmart the Markets Anymore
About two months ago, Deal Journal live-scribbled a panel discussion that included a supercollider of the most powerful men in finance. Afterward, I ran into one of the panelists and asked him if the views provided by his compatriots had been helpful.
"Heidi," he replied with something of a subversive smile, "If anyone knew what was going on, we wouldn't have had to come here."
Nihilist? Maybe. But absolutely an accurate assessment of the inability of Wall Street to find its way out of the murk of these terrible markets. The future is unknowable, markets this dire are for all intents unbeatable, and that has implications for partnerships of all kinds. Such alliances are based on the idea that a smart, motivated group of Wall Street insiders can beat the market, often by bucking the conventional wisdom. That principle is what ties together such businesses as private-equity firms and hedge funds, and a firm like Goldman Sachs, which has touted its partnership model even through nearly 10 years as a publicly traded company.
And that past is Goldman's talisman. Repeatedly this year, Goldman CEO Lloyd Blankfein has assured analysts that nothing about the investment bank will change. Two weeks ago he told room full of conference participants that Goldman's move to become a commercial bank was more for "market perception" and eligibility for TARP and other funding.
Now Goldman is expected to post a fourth-quarter loss of $2 billion that isn't just a measure of one bad quarter for Goldman, it strikes at the heart of what Goldman does best: investing its own money and reaping outsize profits from it.
Consider the deep hits in the businesses where Goldman invests its own money, such as distressed investing, hedge funds and private equity. All are expected by analysts to contribute to that potential loss. Credit Suisse Group analyst Susan Roth Katzke predicts that mark-downs in the fourth quarter on Goldman's trading and principle investments will overtake the third quarter's gains and fees in these businesses by $6.4 billion.
Distressed investing in particular has been a profit machine for Goldman. On Nov. 12, Blankfein highlighted Goldman's ability to exploit distressed situations, pointing to market-share gains in its fixed income and currency business after the blowups of Long-Term Capital Management and Russia in 1998 and energy-markets profits following the collapse of Enron, according to Fox-Pitt Kelton analyst David Trone, who heard Blankfein speak. Goldman bet as much as $24 billion of its own money on distressed investments in 2005, according to reporting by our colleague Sue Craig.
That image of Goldman's investing prowess now has been tarnished. The $6 billion Goldman Sachs Investment Partners hedge fund–run by two former heads of Goldman's vaunted proprietary-trading desk–was reportedly down about 15% for the year, or a total of nearly $1 billion. That is on top of the embarrassing fate of Goldman's Global Alpha fund earlier in the year. And J.P. Morgan Chase analyst Ken Worthington wrote on Nov. 6 that he expects Goldman to generate $2.3 billion of losses on its private-equity portfolio.
Of course, proprietary investing isn't the only weak spot. Katzke expects Goldman to post a 25%-30% decline in investment-banking revenue and 12%-15% quarterly declines in revenue in asset management and the securities services and prime brokerage businesses.
In the end, Goldman doesn't have to change its business model because regulators demanded that it become a bank holding company; it may have to because if even Goldman can't make the old securities-firm model profitable any more, it is time to abandon it. Maybe change isn't such a bad thing.
Related Reading:
Goldman Bonuses: The Neutron Bomb of Wall Street
Stewards of Capital Gather at the NYSE. What Happens Next? Who Knows?


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July 7, 2006happy bday dawlin!
about me
All woman but just a girl, living life in and around The Little Big City. A pen sometimes helps, as do a pair of turntables, headphones, a good book, some shades, and occasionally a lead pipe.
I'm a writer of poetry and really short fiction as well as a dancer, bedroom deejay, and project manager at a video game company.
I have this dream of retiring to a lavender farm in the south of France and running slow-motion through the fields wearing long, flowy dresses while my own personal trip hop soundtrack plays in the background.
Pretty good, eh?
You are not connected to Laurenwant to grow your network?
Sun, April 27, 2008 - 11:43 PM permalink
Because they happen and I need to make a note of them.Sun, April 27, 2008 - 11:15 PM permalink
1. I got to ride on a scooter this weekend.
2. sparklydevil is awesome. Her benefit to raise money to send Lottie the Body and Toni Elling, two Detroit women who were burlesque stars in the 50s and 60s, to Exotic World this summer was a raging, sold-out success. The performances were amazing. No, seriously. Joan Crawford burlesque set to "Mother" by Danzig--complete with a wire hanger. Are you KIDDING? Fucking off the hook.
"Just throw your fans in the air
And wave 'em like you just don't care!"
Though I am sad that I missed the S.F. ShEvil Dead's bout against the Oakland Outlaws, I'm happy I went. I heart Sparkly.
3. I saw my grandmother today. She looked good. And she totally housed the Cornish hen and roasted potatoes my mother brought her for dinner. Since she's been losing a lot of weight (she's down to 107 pounds), this was a good thing. And while she had her moments, she was much more lucid than she's been the last few times I've seen her or spoken to her.
4. pantryslut and I couldn't stop laughing at the idea that I should change Java's name to something more appropriate for a pit bull like "Beast." Not only could I not say "My dog's name is Beast" with a straight face, but I snorted, actually. Twice.
5. Strawberry Whoppers are tasty, but I would not suggest following them with grilled asparagus. Also, soda called "Looks Like Orange/Tastes Like Grape" should instead be called "Looks Like Orange/Tastes Like Gross." But the rest of the food and of course the company were fantastic.
6. I forgot to mention that one of the folks who showed up for the action on Friday doesn't even live here anymore but on the east coast. He was home for a few days and came with his dad. *heart bubbles*
7. Even in the midst of aggravating exchanges with people who just. don't. get. it, I'm coming to some interesting realizations about movement, community, and strategies--ways of thinking that just hadn't occurred to me with any clarity before because I'm slow sometimes or maybe just internally inarticulate. To vague it up a bit: trickle-up activism. Abandoning sinking ships instead of rearranging their deck chairs. Building coalitions but being clear about what the priorities are and who gets to set them. Avoiding those with lots of unasked-for advice to offer and very little evidence to support it. Understanding the multi-layered significance of the ballot as one of many tools, not the least of which is the positive psychological effect of enfranchisement, particularly for those who haven't had the privilege of taking it for granted. And more.
1. The action against the Apartment Owners Association yesterday went well. I ended up being interviewed by several members of the media, including ABC 7, KGO, and KPFA. (I was also on KPFA an hour or two afterwards during the Living Room show.)Sat, April 26, 2008 - 3:11 PM permalink
2. I'm exhausted after a less-than-12-hour trip to Forestville last night with animikwaan and our broken friend to visit other friends for a birthday party. Granted, we missed the party--we got a flat on the VW bus Wendy on our way up, which meant I got to wield a real, live TIRE IRON for a few minutes.
3. I guess it's been a while, but I'd forgotten until yesterday that Zeitgeist makes pint-sized drinks unless specified. There was more whiskey after that at rivetpepsquad's and then at Broken Friend's. So much whiskey.
4. I need to disable texting on my phone when there is whiskey.
5. This week white people are TRYING my goddamn nerves. Seriously. Someone give me a tire iron NOW.
6. Oh, and also ... FUCK SEAL PRESS
7. Apparently I made a mistake when I filed my California state taxes. I just got a check for almost twice what I was expecting as a refund.
8. This is one of those weekends where too much is happening, and I find myself wanting to hide under the bed to avoid having to choose what to do. (Burlesque or roller derby? Fancy floofy dresses and croquet or Japanese food and karaoke?)
I'm on KPFA now talking about Prop. 98.Fri, April 25, 2008 - 12:48 PM permalink
originally published at Piano wire.
Proposition 98, disguised as "eminent domain reform," is a nefarious scheme by wealthy California landlord associations to end rent control state-wide. Aside from invalidating current rent control laws and prohibiting future ones, Prop. 98 would jeopardize renter protections like just cause for eviction ordinances, 60-day notice requirements, and the return of security deposits; prohibit affordable housing requirements in new developments; and put environmental and living wage regulations at ... read moreWed, April 16, 2008 - 2:44 PM permalink - 0 comments

subset: commoncrawl


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We've seen plenty of iPhone and iPad chargers that harness power from eco-friendly sources such as wind and solar (or both), but Zurich-based Micasa Lab has turned to a different, relatively (but not completely) untapped energy source to keep the juice flowing in iOS devices – the rocking chair. But the iRock Rocking Chair doesn't just use the power generated via rocking back and forth to charge iOS devices, it also powers speakers built into the chair's backrest.Read More
There's nothing quite like an old rocking chair for finding your center and chilling out. Originally thought to have been developed as garden furniture, the rocker has now come full circle with the development of the SOFT Rocker by Professor Sheila Kennedy and architecture students from MIT. Installed at the Institute's Killian Court for the Festival of Art+Science+Technology (FAST), the teardrop-shaped outdoor rocking lounge chairs have solar panels over the top to provide power for up to three USB devices, and some after-dark lighting to allow the party to go on after the sun goes down.Read More
Not long ago you could retire to your favorite rocking chair after a hearty evening meal and read a good book or catch up on the day's news. But now with global warming and energy consumption going through the roof, who can relax? Thank goodness for the Murakami Chair – a rocking chair that generates enough power through its rocking motion to power its own reading lamp. Read More
See the stories that matter in your inbox every morning


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Feb 19, 2013 10:45 AM
Not all dry shampoos are created equal. Some are made to soak up oil while others are meant to impart volume and shine. The Philip B Russian Amber Imperial Dry Shampoo ($28) takes the best of both those worlds and combines it into one universe of splendor. Also serving as hair perfume, this paraben- and phthalate-free spray is the best thing we can think of to store in a travel bag for between blowout touch-ups.
If you've got a product or service that you'd like to promote on Outblush, click here to find out about our advertising opportunities.
Outblush is a blog for girls who love to shop. Our staff digs up the best clothes, home stuff, beauty items, and more. New items are posted every day — bookmark us and check out:


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Leave site:SGHistory.com in the search field to limit Google Search to results from SGHistory.com.
Browse By Category
SGHistory.com is the world's largest online database of Southern Gospel discographies, group member lists and group histories. The site is made possible by a network of volunteers who have gathered and contributed this historical information.
Out of respect for their efforts, please note that all articles are the property of SGHistory.com and should not be copied, stored or reproduced by any means without the express written permission of the editors of SGHistory.com. Wikipedia editors, this particularly includes you. Please do not copy our work and present it as your own. Thank you.
-Recent Changes
Page last modified on April 23, 2009, at 03:33 AM EST
Groups: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Groups are listed by the first letter of the first word of the group name. The exception would be for groups beginning with the article "the," which is ignored. For example, The Ball Brothers and The Inspirations are listed under "B" and "I" respectively.


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Two monster rally days in the market and this dog wont move up. Only rational thoughts I have is they must be waiting for the 19th to push it higher. Shaking out the weak hands as the rest of the market takes off. I am still long but we should have been back to 15.10 by now. Any thoughts?
Thoughts? Two monster rally days, and this won't move, even though it's just finished dumping 10% in the last few weeks?Here's a thought. This market is a joke and this stock is nothing but a plaything for day traders. A 5% yield, and nobody's touching it? On a two day rally like we're seeing? What complete and utter bull___t.
Could it be that people are selling because they don't want to go on extension for tax purposes because of the K-1 issues and this time of the year they think about it and are selling? I am new to BX and only had it for about six months so I still have a lot to learn.
Analysts have upped thier estimates from 30 cents this Q to almost 50 cents. Seems someone is playing this stock for options or who knows what? http://www.forbes.com/sites/narrativescience/2012/04/17/forbes-earnings-preview-blackstone-2/?partner=yahootix


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WGSS Welcomes New Gators!
Grade 8 Counsellor - Ms Andrea Ruffo
Ms Ruffo may be reached by telephone at 604-882-0220 (local 238) or by email at firstname.lastname@example.com
Click here for the full schedule.
Click here for contact information and important dates.
Click here for the English 8 Course Planning Form
Click here for the French Immersion 8 Course Planning Form
Click here for the ELL 8 Course Planning Form
All core courses run for a full year - all 3 terms (for more information check the Junior Course Guide)
1.) English 8 or English 8H - Honours class entrance on referral from Grade 7 teacher & WGSS department approval only. Contact Ms Gibson firstname.lastname@example.com.
Click here for the English 8H Parent Information Letter.
Click here for the English 8H Information Package.
Click here for the English 8H Student Application Form.
2.) Social Studies 8
or 1.) & 2.) Humanities 8 - (English /Social Studies Integrated program) Humanities is a combination class which covers the English8 and Social Studies 8 curriculum in a different way. Students will use hands on projects, group projects, research and role playing to study both the English & Social Studies curriculum in an integrated manner. One teacher covers both subjects in two blocks of time.
Click here for the Humanities 8 Information Letter.
Which subject should you take? Click here for some information on Humanities vs English and Social Studies.
3.) Science 8
4.) Math 8 or Math 9 (Math 9 - Accelerating directly into the Math 9 course is based upon performance on the WGSS Math 8 Challenge Exam and Grade 7 teacher recommendations. For more information please check the Junior Travel Guide. Contact E. Balzarini at local 561 or email@example.com if you have further questions.
Click here for more information and for the Math 8 Challenge Application Form.
Taking Math 9 in Grade 8 ... Things to know about the TEST ...
- The test is a general problem-solving test involving concepts seen in grade 7 (and other years of elementary math).
- The test in NOT a grade 8 "FINAL EXAM".
- There are about 20 multiple choice questions and four written solution problems.
- It matters more how a student communicates his/her thinking and method than then actual final answer.
- The best practice would be past Gauss Mathematics contests from the University of Waterloo ... access the link below or google "past Gauss Math contests". http://www.cemc.uwaterloo.ca/contests/past_contests.html
Another Option
1.) & 2.) & 3.) & 4.) Gator Pod 8 All 4 academic courses - English 8, Social Studies 8, Science 8 & Math 8. This option is for students who have inquiring minds, like to work in groups, and use technology.
Click here for the Gator Pod 8 Information Sheet.
Click here for the Gator Pod 8 Application Form.
5.) Physical Education 8 Boys or PE Girls Class
6.) French 8
*7.) Electives-3 units (Either one 3-unit course running all year such as Art 8, Band 8, Vocal Studies 8 or three 1-unit courses which change in each term.)
*8.) Electives-3 units (Three 1-unit courses which change in each term.)
See the Junior Course Planning Guide for descriptions of all the elective courses that are available for grade 8 students to choose from. Please note that all students in grade 8 must take at least one "Fine Arts" elective course as well as some "Applied Skills" elective courses, for a total of 6 units of elective time.
French Immersion Program for Grade 8
1.) English 8 / or English 8 Honours
2.) Francais Langue - (French Language Class)
3.) Sciences Humaines 8 - (Social Studies in French)
4.) Sciences 8 - (Science 8 in French)
5.) Math 8 (In English) or Math 9 (Accelerated class - see qualification note in Junior Travel Guide page 21)
6.) Education Physique 8 (Physical Education in French - mixed boys & girls class)
*7.) & 8.) Electives - 6 units worth
See the Junior Course Planning Guide for information on courses specific to the French Immersion program.
Elective courses which are available to Grade 8 students:
Applied Skills:
(each course will run for 1 term only - each worth 1 unit)
Drafting 8 / Electronics 8 / Metalwork 8 / Woodwork 8 / Technology 8 / Clothing & Textiles 8 / Foods & Nutrition 8 / Computer Studies 8
Fine Arts: (run 1 term only - each worth 1 unit) - Art Survey 8 / Drama Survey 8
Full Year Fine Arts: Art 8 / Band 8 / Vocal Studies 8 - (each worth 3 units)
Co-Curricular: (before or after school)
Instrumental Music:Jazz Band 8 (must be registered in regular Band 8 to qualify)
Drumline 8
Choral Music: Concert Choir 8
STSS-Student Support Services:
STSS is a class specifically designed for students who need Learning Assistance or Resource Support. The STSS class can be placed in the Block of time where a student might normally have a French Block or an Elective Block. To qualify for a "Student Support Services" block of time for learning support, students must be recommended by their grade 7 teachers and/or meet the qualifications of the WGSS Resource Department. Contact Resource Department Head, Ms Patsy O'Dell for more information via email email@example.com
Each Elementary School in our catchment area will have visits from WGSS Counsellors & other staff who will cover information about the grade 8 courses. Students who attend the Elementary Schools that are assigned to WGSS will receive a copy of the Junior Course Planning Guide when the WGSS Counsellor visits their elementary school. Registration forms will be handed out on the second visit to their school by the WGSS Counsellor.
It is very important that all students respect their specific deadlines for bringing their completed registration forms back. Please Note: All completed course registration forms must be back to the school for the last scheduled visit. As these completed forms must be available for the booked times for online course registration, any students who arrive without their completed forms will not be officially registered. They must then make other arrangements to come in to see one of the Counsellors at WGSS to arrange for registration. (All registration forms must have a parent signature to be processed.)
Please be advised that any students who bring in late registration forms may risk being be put on a wait list!
A copy of the Junior Course Guide is on our main website. Should you have more questions or concerns, do not hesitate to contact the Counselling staff at WGSS. (See contact list on this website for more information.)


text:
Fuel pick up & pipe replaces Kawasaki 92059-2113, 310370-6816A, also fits Astron 717295. Fits models KT12, KT18, TD24, TF22, DT18 & TD33.
|OEM Replacement This part is aftermarket equipment designed to replace the original manufacturer's part numbers specified here. It is manufactured using high-quality materials, to the same specifications as the original part.
|Kawasaki 92059-2113, Kawasaki 310370-6816A


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13406 E. Philadelphia St. Whittier, CA 90608
Career and professional development is not a one-time event, but a dynamic and on-going process in which you will engage throughout your lifetime. The process begins with Career Exploration, learning about different career fields and jobs, and assessing your own interest, skills, and motivations to determine the right career fit. Career counselors can support your Career Preparation and teach you how to create resumes, cover letters, and learn to interview for jobs and internships. The Weingart Center for Career and Professional Development provides an array of Career Connections for you to build your professional network and connect you with employers and career opportunities through Poet Paths, Whittier College's exclusive online portal for jobs and internships.
The purpose of one-on-one career counseling and coaching is to help students and alumni develop an action plan for accomplishing their professional career goals. Whether you know exactly what you want to do for a career or have no idea what the future holds, a career counselor/coach can be a valuable advisor in helping you sort through the vast amount of career information available to you. Career counselors/coaches can partner with you regarding your individual questions, interpret your self-assessment results, assist you with the development of your resume and cover letter, show you how to prepare for interviews, and work with you to develop a comprehensive strategy for your internship or job search.
Our counselors can help you determine your next steps as you work together and develop an individualized career and professional development action plan.
We provide a range of comprehensive services to support you in the engagement, development, and connection phases of your career.
Employers value a four-year degree now more than ever. How can you use your Whittier liberal arts education to be successful in the working world? Review the following list of skills that employers look for most in recent graduates.


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Ecco Bella, Flowercolor Blush, Burgundy Rose (Cool), .12 oz (3.5 g) (Discontinued Item)
You purchased this item onView this order
Loyalty Program
- You earn loyalty credit for every order you place at iHerb!
- Loyalty credit is equal to 10% of the value of your order, excluding shipping charges.
- Your loyalty credit will be applied towards your next order as soon as your current order has shipped.
- Your loyalty credits are valid for up to 60 days from the date of your last purchase.
Shipping Weight:?0.01 lbs (0.001 kg)
Shipping Weight
The Shipping Weight includes the product, protective packaging material and the actual shipping box. In addition, the Shipping Weight may be adjusted for the Dimensional Weight (e.g. length, width & height) of a package. It is important to note that certain types of products (e.g. glass containers, liquids, fragile, refrigerated or ice packed) will often require protective packaging material. As such, these products will reflect a higher Shipping Weight compared to the unprotected product.
- Product Code: ECB-28104
- UPC Code: 036923281042
- Package Quantity: .12 oz (3.5 g)
- Dimensions: 1.6 x 1.6 x 0.4 in, 0.01 lbs (0.001 kg)
Vibrant burgundy –pink looks lovely on women of color.
Blush colors made from natural pigments, only Mother Nature will know you are using them.
Silky smooth powder, naturally-colored in the full range for warm to cool skin tones. A pure and simple formula of sweet almond oil, natural pigments, flower wax and vitamin E. Talc-free, fragrance-free and no additives to cause sensitivity. Dual purpose, safe enough to use around the eyes. Gluten-free.
Mica, kaolin, cornstarch, magnesium carbonate, zinc oxide, sweet almond oil, lecithin, green tea extract, aloe vera extract, flower wax iron oxides, carmine.
Just using this for the first time. I like the color, seems to be very concentrated and need VERY little of it. Only 4 stars as due to the container, could be a little user friendly. Should not have to pay extra for the cardboard compact in my opinion. Otherwise seems great.
Almost too pigmented for a blush, I find it hard to use. very powdery it crumbles and breaks easily. Dislike the match box it comes in, and the fact you need to buy a compact separately, just ridiculous. And the size is much smaller than i had anticipated (about the size of a bottle's cap) though that's fine because it is that pigmented. And I do like the color. hope I helped.


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Download it from Adobe.
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Submitted by Luisaname 1600 days ago
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I'd be glad to help if you are still interested. Let me know if I can help you locate some property.
Eric Axelson, Associate Broket
Kurfiss Sotheby's International Realty
856.617.1212 m
axelson@ku ... more
I wanted to follow-up to my reply from Friday and see if there is anything else I can assist you with! Please feel free to contact me at any time!
Brea DeFeo
Realtor ... more
The best opinio ... more
We just spoke...so you do not forget me. My name is Tracy Robinson with KELLER WILLIAMS PREFERRED located in Yardley, Pa. 19067 and I can be reached at the office 215- ... more
All the best,
Larry Lichtman, CNE
REALTOR, Property Manager
Your Real Estate Resource For Life
Cell/Text: (267) 254-7994
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Doug Gungor
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I often takes Trulia a few days to pick up the feed (depends on where the listings data is coming from, the agent's web site, listing broker's web site, etc); as ... more


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U.S. District Court
Western District of Missouri
MDL > H&R Block IRS Form 8863 > Current Developments
May 21, 2015
The Court entered a Second Amended Scheduling Order granting a joint motion for extension of discovery deadlines.
View Document 73
January 7, 2015
The Court entered an order granting defendants' motion to strike class allegations relating to putative class members subject to arbitration agreements and to enforce the Court's July 11, 2014 order as to the Bullock plaintiffs.
View Document 59
October 1, 2014
The Court entered an order extending the deadline for filing a consolidated class action complaint.
View Document 45
August 12, 2014
The Court entered an Amended Scheduling Order lifting stay on discovery and setting dealine for Phase I Discovery.
View Document 43
July 11, 2014
The Court entered an order directing parties to meet and confer to develop a Joint Proposed Discovery Plan which is due on or before July 30, 2014.View Document 41
July 11, 2014
The Court entered an order granting and denying in part defendants' motion to compel arbitrationView Document 40
January 10, 2014
The Court issued its Initial Scheduling Order, setting a deadline of January 27, 2013, for defendants to file motions to compel arbitration. The Court also approved a temporary organizational structure for attorneys representing different groups of plaintiffs.View Document 26 | View Document 27


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Mayor's Office blogs about last week's free Symphony concert
Last week Mayor Mike McGinn welcomed the Seattle Symphony and new music director Ludovic Morlot to City Hall. Nearly 350 people gathered in the lobby for a free lunchtime concert featuring Weber's Overture to Der Freischütz and Beethoven's Symphony No. 7.
Read the mayor's blog post about it here.
Posted: February 1st, 2012 under Art Beat, Events, Seattle Presents.
Tags: City Hall, free concert, Mayor McGinn, Seattle Symphony, symphony
Write a comment
Art Beat is a moderated blog. We welcome your comments, which will be reviewed before posting during normal business hours. Under the city of Seattle blogging policy, the city will not post inappropriate comments including those that have obscene language, threaten or defame any person or organization, violate the legal ownership interest of another party, promote commercial services or products or are not topically related to the particular blog article.


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I have a question. What is the "I find your ideas interesting and would like to subscribe to your newsletter" thing from? I'm guessing The Simpsons. Am I close?
I have a question. What is the "I find your ideas interesting and would like to subscribe to your newsletter" thing from? I'm guessing The Simpsons. Am I close?
Sounds like the family guy. I cant say for sure on that though.
It's from the Simpsons...Homer says it to Bart at the dinner table in one episode. Is it the episode where Homer snoops on that secret society? I can't remember for sure, but I know it's the Simpsons.
My GoogleFu says Simpsons:
quote: http://www.logusz.com/~yupislyr/3/newsletter.wav
source: http://yupislyr.com/drewmike/sounds3.html
It's a Homer-ism. As in Simpson, not that guy that wrote that book.Originally Posted by TomChick
"Mountain of Madness", Episode 4F10Originally Posted by TomChick
...says the man with the "KWIJYBO" license plate.
Ok, I'll bite.Originally Posted by mystery
What does "KWIJYBO" stand for?
In an early episode, they're playing scrabble and Bart tries to play it as a word. Pretty hardcore choice for a personalized license plate.
7 letters. By Bart's definition: "A big dumb balding North American ape. With no chin.". Marge's correlary: "And a short temper."Originally Posted by Gladguy
It's not only a reference to the show, it identifies the driver of the car.
I thought this thread was about Quarter to Three distributing a newsletter. :(
According to SNPP, it's KWYJIBO.Originally Posted by Glenn
Damn he just personalized his plate with random letters.
Yes, I'm a horrible typist. Luckily, I didn't make the same mistake with the state of of Wisconsin.Originally Posted by Timemaster Tim
Well, if you had, then it certainly would be deserving of a D'oh!Originally Posted by mystery
i think both are perfectly cromulent.Originally Posted by Timemaster Tim


text:
You may have reached this page due to new security upgrades that have been implemented regarding multiple user logins. For security reasons, only one user is able to be signed in to an account per session. If multiple users at a single site need online access, please contact firstname.lastname@example.com for firm access reduced pricing. If, however, you believe your login information has been compromised, please call customer service at 1-800-451-9998 to determine how to reset your password. Already a paid subscriber but not registered for online access yet? For instructions on how to get premium web access, click here.
Underwater rescue
Explaining the California plan to help distressed homeowners find dry land
Several city and county government leaders, most notably in San Bernardino, Calif., are considering using eminent domain to force lenders to sell troubled "underwater" homes to private investors at prices less than the balances of their mortgages.


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Home / Academic Planning /
Courses & Registration
Registration for the upcoming term typically begins about a month before the end of the current academic term. Students are notified by e-mail with dates for backpacking, registration times, and walk-in advising. Students are able to browse course offerings and "backpack" any courses of interest several days before they register. Registration appointment times, which students are assigned based on the number of credits completed, can be viewed in the Student Business section of Wolverine Access once Backpacking goes live. This appointment time is not an in-person appointment but rather, the soonest that an individual student can begin to register for next term's classes.
Students are encouraged to meet with an advisor before their registration time. It is most effective if students schedule a meeting or come during walk-in hours the week prior to their individual registration time. Peer advisors are also available Monday-Friday from 12-5 PM in the Newnan Advising Center when classes are in session. These trained undergraduates are able to help with registration and course-related questions.
How Do I Plan My Classes?
This is your education. You choose your major, your minor, and the classes you want to take to satisfy all the LSA Degree Requirements. In order to get the most out of your choices, it is important to plan out what classes you will take and when you will take them.
Strategizing Your Schedule
This is your education. You choose your major, your minor, and the classes you want to take to meet all the LSA Degree Requirements. In order to get the most out of your choices, it is important to plan out what classes you will take and when you will take them. Your first step is to solidify your understanding of the requirements for your degree. This includes prerequisites and requirements for your majors and all the LSA degree requirements. Once you understand all of these requirements, you can use the following guidelines for planning your long-term and semester schedules.
Making the Most of Your Time
Each semester, you will spend a lot of time in class and studying so you owe it to yourself to make the most efficient use of your time. After selecting your classes, the next step is to develop a plan for how you are going manage your time to perform to the best of your ability in each class. The more efficiently you plan and use your time, the easier it will be for you achieve the success for which you strive. The tips that follow will help create a plan for managing your time.
LSA Course Guide
The online LSA Course Guide contains course descriptions written by instructors of classes to be offered in a specific term. Instructors are asked:
- to begin with a statement of the subjects (topics, themes, methods).
- to include the intended audience and any recommended special background that is not already listed in course prerequisites.
- to indicate the basis of student evaluation (exams, papers, etc.)
- to state method(s) of instruction (lecture, lab, discussion).
- to mention texts which will be required.
Links to instructor home pages, class homepages, open section information, and past syllabi (if available) are provided on the class detail pages.
Students can view descriptions by SUBJECT, and an advance search feature allows students to search for courses based on key words, distribution designation, or by various requirements and course groupings.
Wolverine Access Tutorial Videos *
Short tutorial videos on backpacking, registering, swapping sections, waitlisting, etc.
Wolverines Access *
Wolverine Access is the system students use to see real-time availability of course sections and register for classes.
University Online Schedule of Classes (Time Schedule)
ro.umich.edu/schedule provides links to PDF, CSV and Wolverine Access versions of the Schedule of Classes. The All Class reports are refreshed nightly, the Open Class reports are updated every half hour, and Wolverine Access offers real time course and class information. These are maintained for all active terms.
Each term has three different time periods during which different rules for Drop/Add apply. The dates at which these periods begin and end are very firm, and are listed in the LSA Calendar each term. It is the student's responsibility to know these dates and rules.
The "withdrew" notation will appear on the transcripts of students who withdraw from all of their classes after the third week of a full term (or after the second week of a half term), including those students in their first term at the University of Michigan.
Occasionally, however, a student may wish to attend a course but not elect it for credit. This arrangement can take the form of an official audit.
You are allowed to take up to 30 credits Pass/Fail or Credit/No Credit. [Pass/Fail is an option. Credit/No Credit is a mandatory grading pattern established at the course level.]


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By MortazaviBlog on Mar 28, 2006
Last year, about this time, I wrote about the masters of classical Persian music, focusing on Keyhan Kalhor.
The photo of Kalhor I had used was from a program at Cleveland and the link was broken. Someone who had read the blog entry left a comment. I noticed the broken link for the n-th time and tried to find a new photo of Kalhor, and then ran into Simorgh, what appears to be an active, self-sustaining classical Persian music cooperative of young students and musicians in the U.K.
They have an interesting story and a very neat homepage.
I wish Simorgh well —


text:
High School Sports: Cross country, track and rowing.
High School Awards: Two years rowing at Marin Rowing Association ... first at Southwest Regionals in an eight and a four in 2001 ... second at 2001 Junior Nationals in varsity eight ... received Jana Barton Award for leadership.
Major at Washington: Visual Arts and Anthropology
Husky Rowing Experience: 2002 (Freshman) -- Member of the novice eight that placed third at Pac-10 and helped UW win the team title ... rowed on the eight that placed second at the San Diego Crew Classic ... UW novice eight was victorious at Windermere Cup Opening Day races as well as the California and Oregon State duals. 2003 (Sophomore) - No. 3 seat in the junior varsity eight that placed second at NCAA championships and helped Washington to a third place team finish ... collected a silver medal at the Pac-10 Championships and helped UW claim the team title ... rowed in junior varsity eight that placed first at the San Diego Crew Classic ... helped the UW JVs to victories at the Windermere Cup along with the California, Washington State and Oregon State duals. 2004 (Junior) - Rowed the No. 4 seat in the varsity eight crew before switching to the No. 2 seat for the final four regattas ... The Huskies won the Washington State dual, the Windermere Cup and the Oregon State dual during the regular season ... collected a silver medal in the varsity eight event at the Pac-10 Championships ... UW's varsity eight won the petite final at the NCAA Championships.
Personal: Daughter of Victor Aron and Lindy Edward ... father attended Northwestern and is self employed ... mother is a nurse ... has one younger brother, David (20) who is currently a sophomore on the UW crew team.
I chose Washington because: Because it has dominated women's rowing in the last decades and because its women's and men's teams are seen as equals rather than being regarded as a hierarchy.
The best thing about Seattle is: Being able to see two mountain ranges on a clear day.
The best thing about UW is: Parnassus, the café under the Art Building.
Favorite Class: Visual Anthropology
My best race was: San Diego Crew Classic 2003. It was my fourth Crew Classic race, but my first time to win. Our boat really gelled during that race and "we rode the wave."
After I graduate, I plan to: Go to Romania for Sanda's wedding and travel the world.
If I could tell my incoming teammates one thing, it would be: Enjoy every day here, it goes by way too fast!
Edward-Aron says: "The nectar is the journey."