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Volume: 23 Issue: 12 (December 2000)
Selective Specialization Victim
Fortunately, in the aircraft industry Catia is currently the system of choice. But this could change in an instant at the whim of an executive vice president, and effectively put a great number of designers out on the street. Companies are generally reluctant to outlay the finances required to re-train consultants and direct employees on new CAD systems.
In 1982 IBM introduced to the world an open-architecture marvel called the PC. The beauty of this little machine was not its price (it was expensive), but in how everyone and his dog could design circuit boards that would plug into the PC and enhance its features. As we all know, the PC caught the world by storm and blew away the competition.
Perhaps one day, someone will come along with an open-architecture database attached to a generic CAD system at a reasonable price. Then the big boys can sit on their closed databases.
Rick Howell
Hi-Tec Associates
Bedford, TX
Someone asked me recently about the best schools for computer animation, and whether a community college, for example, has a curriculum that would satisfy an ad agency for which an artist might wish to work.
Schools are near useless for this purpose (though attending college might indicate whether you can sit and knuckle down to a task day after day). Few academics have experience in business or the trades, and most colleges are swamped by propaganda from technology sources (such as software vendors), little of which relates to what clients want: a better bang for their budgets.
A good yardstick is to read an industry standard magazine (such as this one) to find out what kinds of projects prepared the current decision makers for their careers.
Andrew Davis
Raleigh, NC
The response to the letter "Why Not AMD?" on pg. 6 of your July issue stated that the Athlon/AMD processor does not have an AGP license. I have just bought an Athlon 800 with a Matrox Millennium Max 4X AGP graphics card. What does this mean for the performance of my system? And if this is a problem, will it be correctable?
Steve Sienkiewicz
It depends on the AMD chipset inside your new machine. The 750/751-based AMD chipsets do not support AGP 4X, but the VIA-based AMD boards do. In addition to VIA, SiS and ALi have also promised to build chipsets for the Athlon.
The image "Nude (Study in Perception)" that appeared on pg. 34 of the October 2000 issue in "Graphics on the Internet Part 1" should have been credited to Kenneth Knowlton and Leon Harmon.
We welcome any insights you have to offer that would further our readers' understanding of topics discussed in this issue, or that concern the computer graphics industry in general. We may edit your comments to conform to our style and space requirements.
Please address letters to:
Letters Editor
Computer Graphics World
98 Spit Brook Road
Nashua, NH 03062-5737
fax: 603-891-0539
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Computer Graphics World Inc. | www.cgw.com | (800) 280-6446
Copyright 2013


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subset: commoncrawl


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Choosing to partake in an outdoor activity has always come with certain risks involved, but none as strange as what doctors have recently discovered. According to an article published on Friday by Fox News, doctors now believe some tick bites could lead some people to develop a dangerous allergy to red meat.
Fox news reports that there have been a large number of cases where people who have previously had no reaction after consuming red meat have had allergic reactions so severe they needed medical attention. At least one doctor has reportedly treated as many as 200 cases of this strange allergy.
It's believed that people who have been bitten by a tick called the Lone Star tick can develop an allergy because the bite triggers an immune system response to a sugar called alpha-gal that these bugs harbor. Unfortunately, that same sugar is also found in foods like red meat, which triggers an allergic response. Doctors aren't sure if this people who develop this allergy will have it for the remainder of their lives, or if the anti-bodies that cause the reaction will decrease over time.
The Lone Star tick is commonly found throughout the south and eastern half of the United States. These ticks are also commonly called seed ticks. These ticks are aggressive, and reportedly travel long distances looking for a host. The female Lone Star tick is the most recognizable because of the white "star" in the center or her back.
Looking for ways to prevent tick bites? The United States Centers for Disease Control and Prevention (CDC) recommends you stay away from bushy areas, areas with high grass, and areas with leaf litter. Additionally, it is recommended that your treat your clothing and gear with a repellent that contains 20 to 30 percent deet before going into an area that may have ticks.


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Tonight's episode of The Following ended on a helluva cliffhanger: Ryan Hardy (Kevin Bacon) finally found the cult threesome's farm house and nearly rescued Joey (Kyle Catlett). Unfortunately, Hardy was caught by gun-wielding Paul (Adan Canto). Now, EW can exclusively reveal what happens in next week's opening sequence, which picks up immediately after this cliffhanger. Having seen the episode, I can say things only get crazier from here. Watch below…
Read more:
'Once Upon a Time,' 'Castle,' 'Big Bang Theory,' 'Following': Find out what's next in the Spoiler Room
Fewer 'Following'
'The Following' recap: Sometimes You Can't Make It (or Kill) On Your Own
Follow Tim on Twitter: @EWTimStack
« Bono's Battle Of The Bulge Victory! Chaz Sheds Over 40 Pounds, 'I'm On A Really Strict Diet' Chidiya Ghar – Episode 284 – 25th December 2012 »


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YOU ARE HERE >> Locations > Arizona > Banner Baywood > Patients & Visitors > Visiting Hours
Visiting Hours
Visitors can provide good medicine for patients. For your convenience, family members and friends are welcome to visit from 10 a.m. to 8 p.m.
Please keep in mind that visitors may be asked to leave the room during tests or treatments when the physician or nurse needs to see the patient.
Please be considerate of the amount of visitors and how long they stay if you're sharing a room with another patient.
For more information about visiting hours, call (480) 321-2000


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I have to admit, I go back and forth on these kinds of baby gear products. For one, I tend to be pretty minimalistic when it comes to baby gear. And I feel like feeding times are special times between a mother and her baby.
But on the other hand, I was also a breastfeeding mom who didn't last as long as she hoped and found herself feeding bottles to her babies pretty quickly.
And yes, there were definitely moments, like driving in the car or on super-busy days when I wished for an extra pair of hands. When I wished the baby could just take her bottle on her own, or there was a way I could balance the bottle while answering the phone, folding laundry, or making dinner.
But still, I wonder if I'd ever really use this….
What is it? The Li'l Helper Bottle Holder
How much? $12.97
How's it work? "Li'l helper offers a safe, easy way to keep loved ones entertained and nursing while you drive, answer urgent phone calls or take a break. Its ergonomic design matches your baby's natural nursing posture and li'l helper's BPA-free, solid construction snugly holds most bottle sizes."
So weigh in, my friends….what do you think? If you're a bottle-feeding mama, would you use it? Super helpful or not needed? Yay or nay? Share your thoughts in the comments!
When I'm not geeking out over baby gear, you can find me on my personal blog, MommyCoddle, talking about life with four girls in our fixer-upper farmhouse in rural Maryland. On twitter @MommyCoddle and on Pinterest.


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by CJ
(Lexington Park, MD)
What state should we file for unemployment in?
My husband just retired from the military. We are currently in Maryland but will be moving in with family in Florida next month. I "assume" we should file in Florida because that is his "state of record" and where we will be staying while looking for work. If we do that however, we won't receive any compensation for the 5 weeks until we arrive there. Is there something I'm overlooking?
Hi CJ,
If your husband is eligible for unemployment, the benefits will be coming from the federal government, but he can file in the state where he is residing. The weekly benefit amount is determined by the state's rules. Military pensions are considered deductible from the benefit amount if the military was a base period employer.
If your base period wages are in Maryland you could file there. Maryland's weekly benefit amount is higher than Florida .. although the advantage of filing in MD I believe, is to remove Florida as the middleman of the claim.
Whether you get unemployment will depend on your reason for separation from the work. Although many states allow for benefits to quit to follow a military spouse because of reassignment, both Florida and Maryland will disqualify if the spouse is not military. Maryland does have a provision that would allow benefits if a "valid" and compelling necessitous reason can be provided.
The simple answer is to file in the state where you are presently located. After you move you can contact each state to see what it is you need to do then.
Return to Unemployment Benefits FAQ's.


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A noble Endeavour
I didn't get to see this shot in person, but it did fly by us here in Redwood Shores and I got a grainy shaky video from my iPhone not worth an upload. It was a beautiful site, though, and got me a little misty. I hope that our human culture is capable of equalling and far-surpassing the shuttle program and that I get to see the fruits of it while I still walk the Earth.
Of course, a tiny part of me was hoping for something like this to happen:


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Stunning Anna Selezneva debuted on the catwalks in 2007, where she walked at the Dries Van Noten, Akris and Céline fashion shows in Paris. At the beginning of 2008, Selezneva was already a familiar name in the model world and was scouted to close the Yves Saint Laurent Fall 2009-10 show in Paris. She also walked for Hermes, Louis Vuitton and Lanvin the very same season. During her career, Selezneva has collaborated with the most luxurious fashion brands and designers to include Alberta Ferretti, Calvin Klein, Vera Wang, Armani, Balmain, Christian Dior, Ralph Lauren and more.
In 2008, Selezneva was still counted as a rising star in the fashion world, and earned the chance to be photographed by Steven Meisel for CK Jeans. The same year, she was again shot by Meisel for Vera Wang's new fragrance campaign. Over the next few years Selezneva would be pictured for the Calvin Klein Collection and CK Jeans. She has also starred n ad campaigns for brands like Yves Saint Laurent (2009), Emporio Armani (2010), John Galliano Eyewear (2010), and Ralph Lauren (2011), amongst others.
Before her career took-off, Selezneva began studying psychology at university. She plans to continue her studies and practice psychology when her modeling career slows down.


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Groupon, the combination of the two words "group" and "coupon", offers such great deals whether it's just an ordinary Friday or a special holiday like Presidents Day. Many people probably wonder how is Groupon able to offer up to 50% or more off great brands, local merchants and restaurants, vacations and even concerts! Groupon is able to negotiate with popular very popular business including Live Nation and Expedia and offers these deals to the millions of subscribers.
How Do Groupon Deals Work?
The deal-of-the-day site not only features gift certificates to national brand's gift certificate, but also local locations. Groupon allows you to enter your zip code and see not only the best deals going on nationwide, but locally as well. Groupon currently serves more than 150 markets in the United States, 100 different markets in Europe, Asia and South America. You'll get a daily email from them with the local deal of the day.
You'll definitely want to check out the Groupon Now Application. This app is for smartphone and tablet users to press one of two buttons: 'I'm Hungry' and 'I'm Bored'. Based on which button you choose the app will locate the closest and best deals for food or entertainment. The iPhone Groupon app also allows you to buy and redeem deals directly from your iPhone, keep track of all of your purchases by location and date and save ink and trees by not having to print your groupon.
Groupon recently announced their VIP Membership in February of 2012. For only a $30 annual fee for membership the VIP program gives you access to deals 12 hours earlier than non-VIP members. Also with the VIP membership you gain access to the deal vault, which allows you to purchase expired deals and you can easily return your deals in exchange for Groupon bucks.
You can even earn $10 in Groupon Bucks when you refer your friends! All you have to do is sign into your account to get your personal referral link, send that to your friends and family and when subscribes to Groupon within 72 hours and makes their first purchase you will earn $10 in Groupon bucks.
For all the Twitter lovers, make sure to follow Groupon on Twitter to stay updated with the latest and best deals directly from the company themselves. You can also sign up for daily emails for deals in your desired regions sent directly to you.


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Oh. My. God. There he was. At the ward table, getting his ballot. Damn, he looked good. It had been what, 30 years?
I was a poll worker, registering new voters during the presidential primary. It was midmorning, the before-work rush had subsided, and there were no voters in the grade school's gymnatorium except for . . . Dave.
I didn't even know that he lived in my neighborhood! The last I heard, he had moved to Thailand—or was it Taiwan?—and worked for a relief-type agency, something like the Peace Corps, but not. Whatever. He always made causes seem so sexy.
He still had that Kennedy smile to go with his still-not-very-gray head of Kennedy hair. He turned. We made eye contact.
"Dave?" I said, along with a prayer thanking God that I had bothered with makeup that morning.
He gave me a long look. Nodded. He seemed confused. Or was he remembering...
We were 23, working for the summer at a park with an outdoor pool. The pay was lousy, but our tans were great. He was tall, lean. Rode a motorcycle. It was the year we had vowed would be our last at the pool. Time to grow up and get real jobs. He invited me to a party. I remember that we danced a little, necked a lot and then...oh, Dave!
Now he stood in front of my rickety folding table. He said nothing. Maybe his memory needed a nudge.
"Johnson Pool?" I said.
Nope. It wasn't registering.
I named names of people we had worked with. I brought up instances of near firings, long lunches, the time the authorities found all that pot growing in the woods near the statue of Thomas Jefferson.
Again, nothing.
"It's me! Mel!" I said.
He shrugged, the way my 20-year-old son does whenever I ask him about his plans for his future, then turned and proceeded to cast his ballot. No "How ya doin'?" or "Gee, it's been a while." Maybe Dave had sustained a head injury that had caused him to forget our more-than-memorable sexcapades.
Or maybe the sex hadn't been that great? Or maybe—unlike him—I'd let myself go to the point of being unrecognizable!
His vote was counted. He accepted his I VOTED! sticker and walked out the door, leaving me to ponder, "What the—?"
When stuff like this happens to me, I write about it. So I went ahead and posted about the experience on a website that no one reads—I know, because after several years, I've gotten maybe 23 hits.
Whoops, make that 24.
Someone left a comment. It was from a "Dave." Oh, no. My Dave? Should I click on it? I'd watched enough Dr. Phil to know that this was how affairs started. But it was a chance I had to take. I clicked.
He'd seen my post. Found it funny and complimentary. And after reading it, he said, it all made so much sense: how his son, Dave Jr., had gone to vote and run into a crazy lady who peppered him with odd questions and strange tales, and how he'd been thisclose to calling security when the crazy woman had followed him to his car.
(Oh yeah, well, I guess I left that part out.)
Time to move to a new city. Or at least to a new congressional district.
MEL MISKIMEN is the author of Cop's Kid: A Milwaukee Memoir.
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An executive with the ruling Democratic Party said that outsiders could be nominated for the party's presidential ticket in the 2014 election.
Deputy Secretary General Saan Mustopa said that the objective was to find the best possible candidates and it was not a sign that the party had no decent candidates of its own.
"If we don't have a candidate in our party, why force it? If a candidate is from outside of the party but shares our vision, we will not let them go if they are really good," Saan said as quoted by kompas.com.
Saan emphasized that any outside candidates must not only be highly able, but also extremely popular.
"The selection of any outsider should be much more rigorous and thorough than for an internal candidate. If his or her electability rating is only as high as our own candidate's, why should we pick her or him?" Saan said.
The Democratic Party will probably announce its presidential ticket in the second half of this year.
The party is yet to decide if it will hold a convention or leave the decision to the party's chief patron, President Susilo Bambang Yudhoyono.
Last week, Yudhoyono called on top politicians to step forward and tell the nation if they were capable of becoming the next president.
"Propose yourself to become president," he said in an interview with Metro TV broadcast on Wednesday.
"Let each of those presidential aspirants explain to the public what they would do and which direction they would take Indonesia if elected. Let them explain their views and policies and suggest solutions to our many problems," he told Metro TV's host Najwa Shihab.
Meanwhile, an executive of the National Awakening Party (PKB) said on Saturday that the party may give its support to First Lady Ani Yudhoyono as presidential
candidate in the 2014 election.
Deputy secretary general of the PKB Faisol Reza said that the First Lady is one of the most preferred candidates within the party circle.
"Ibu Ani is one of the most talked about candidates. Every time we talk about her, we always have heated discussion. This means that we pay a lot of attention to her," Faisol said as quoted by tribunnews.com.
Faisol is convinced that the First Lady would stand out among other candidates.
"Other candidates have openly declared their intentions. But Ibu Ani is different. She has never declared her intention, let alone running ads on television. She has not worked on her candidacy. We are convinced that if she declares her intention her electability rating will soar," he said.
Yudhoyono is not eligible to run for a third term and earlier quashed a speculation that his wife had been groomed as his successor.
He has pledged that no one from his family will run for the top position.
In December, the PKB said that it was in talks with self-styled king of dangdut Rhoma Irama about his presidential aspirations.
PKB chairman Muhaimin Iskandar said on Monday that the party still thought the popular singer had a lot of potential. Muhaimin said the party wanted to nominate Rhoma not only because of his popularity but also his leadership and vision.


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Other On-Campus Student Jobs
Campus Ministry
Student Assistant
Status: closed
Job description
This position involves assisting with mailings, phoning, e-mailing, filing, mail sorting, and other office duties. Basic computer knowledge is required and ability with desktop publishing is preferred. Must be comfortable in an interfaith setting.
Apply for this Job
Contact Information
- Shirley Atencio
- 719-587-7516
- firstname.lastname@example.com
Gingerbread House
Teacher Aide
Status: closed
Job description
Help with childcare. Will supervise children ages 2-13 during various activities. Need past experience with children.
Apply for this Job
Contact Information
- Geneva Torr
- 719-587-7162
- firstname.lastname@example.com
Mail Room
Mail Clerk
Status: closed
Job description
Students will sort U.S Mail and inter - campus mail . Receive and log in packages from USPS, UPS and FedEx and forward any mail and packages to the appropriate addresses. Student must be honest, dependable and have a valid driver's license.
Apply for this Job
Contact Information
- Laura Tucker
- 719-587-7979
- email@example.com
Office Clerk
Status: closed
Job description
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. All job requirements listed indicate the minimum knowledge, skills, and/or ability deemed necessary to perform the job proficiently.
- Basic skills with a personal computer
- Excellent communication skills
- Ability to use office machinery--such as fax machines, telephone systems, copier, and scanners
- Ability to be flexible and receptive for receiving instructions from more than one person such as the director or assistant
- Must take and pass the FERPA exam and abide by FERPA rules
Apply for this Job
Contact Information
- Carol Otto
- 719-587-8171
- firstname.lastname@example.com


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News, Photos & Video › IRC mobilizes aid for refugees fleeing deepening crisis in Syria
IRC mobilizes aid for refugees fleeing deepening crisis in Syria
Sawssan Abdelwahab, who fled Idlib in Syria, walks with her children outside a refugee camp near the Turkish-Syrian border. (Photo: REUTERS/Zohra Bensemra, courtesy Trust.org - AlertNet)
As the fighting in Syria intensifies, the International Rescue Committee (IRC) is mobilizing emergency assistance for refugees who have fled the year-long conflict, which has killed more than 7,500 people.
At least 30,000 desperate civilians have crossed Syria's heavily mined borders to escape the growing violence, seeking asylum in neighboring Jordan, Lebanon and Turkey.
Meanwhile, food, fuel and medical supplies are running out in Syrian towns and cities that have suffered heavy bombardment from the Syrian military–as President Bashar al-Assad continues to block aid from reaching people in need.
Donate Now: Your donation will help deliver shelter, medical care and other critical aid to Syrian families in need.
IRC teams are currently in Jordan to assess humanitarian needs and prepare to provide emergency medical care, shelter and other aid to refugees who are camped out on the Syrian border in frigid winter temperatures. These teams will be joined by IRC experts on women's protection who will offer assistance to women survivors of sexual violence and abuse. IRC staff may also be deployed to Lebanon in the coming weeks.
"As the numbers of refugees and other displaced people grow day by day, the levels of humanitarian need increase exponentially," said Mike Young, IRC regional director for Asia, Caucasus and the Middle East.
The IRC calls upon the combatants in Syria to observe a daily ceasefire so that relief can reach the hardest-hit communities. The IRC also asks that borders remain open so that refugees can flee to safety, and that Syria's neighbors grant humanitarian organizations access to provide relief.
Updated 03/13/12
Help Syrian Refugees
Donate Now: The IRC is mobilizing to assist displaced people along the Syrian border. Help us provide critical aid.


text: Feb 24, 2013 00:06 Alabama bars arrested players from campus Alabama bars arrested players from campus Associated Press photo by DAVID GOLDMANAlabama's Brent Calloway catches a pass during a practice before the Southeastern Conference championship game in Atlanta. Calloway and three other Alabama players who were arrested earlier this month have been dismissed from the team. Advocate news services Comments TUSCULOOSA, Ala. — The University of Alabama barred three football players from campus after their arrest on robbery charges. The players are suspended from school pending a judicial review conducted by faculty, staff and members of the Student Judicial Board that is expected to be done by late next week, university spokeswoman Deborah Lane said Friday. Defensive back Eddie Williams, 20, and linebackers Tyler Hayes and D.J. Pettway, both 18, were charged in separate robberies of two students on campus Monday. Williams, Hayes and Pettway are charged with two counts of second-degree robbery. Williams also is charged with fraudulent use of a credit card and was arrested a day earlier and charged with carrying a pistol without a permit. Williams confessed to robbing a student who was punched in the head and face and kicked in the ribs and back. Williams said Pettway and Hayes watched him commit another robbery from a nearby vehicle about an hour later, according to court records. Hayes admitted to participating in the first robbery and watching the second. H-back Brent Calloway, also suspended indefinitely, is charged with fraudulent use of a credit card for using a debit card stolen from one of the students. He isn't barred from campus. Tuscaloosa District Judge Joel Chandler granted Williams' request to be allowed to return home to Panama City, Fla., while free on bond. Around the nation Stanford backup quarterback and former starter Josh Nunes will miss spring practices with a workout-related injury. Coach David Shaw said Nunes injured himself in the past two weeks, calling the incident a "freak occurrence" that "shocked us." ... McNeese State completed its 2013 schedule by adding a game at FCS perennial power Northern Iowa on Sept. 28. Get The Advocate in your inbox Subscribe


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Dec. 21, 2009
Box Score | Quotes | Photo Gallery
TUCSON (AP) - Arizona senior guard Nic Wise had just enough time think and shoot. That was about it.
But it was good enough as he hit a 3-point shot with .1 second left in overtime to give the Wildcats a stunning 83-82 come-from-behind overtime victory over visiting Lipscomb at McKale Center.
"I saw (Kyle) Fogg was about to shoot it - one of those desperation launches - but I yelled his name and luckily he saw me,'' Wise said of the game's final moments. "It looked good when it left my hand. I couldn't see because there was somebody in my way. When it dropped everyone went crazy.''
Wise added he knew he got the ball off in time but wasn't sure if it was a 3-pointer.
"I thought I was on the line, honestly,'' he said. "I couldn't tell because it was that quick.''
The team celebrated and Wise ran off the court with his teammates frantically following. But they were brought back because there was some question if Wise, one, got the shot off in time, and two, hit a 3-pointer or a 2-pointer.
Wise said it was hard emotionally to come back (because they thought they had won) but "we just wanted to get our guys ready for another overtime. We wanted to keep our minds sharp for another overtime.''
After about a four-minute review of the replay, referee Chris Rastatter indicated the shot was good, and in time.
Lipscomb Scott Sanderson declined comment after the game.
"I just wanted them to get the call right,'' UA coach Sean Miller said of the referees meeting, "if that meant it was good, it was good. If it wasn't, it wasn't. When I saw it from my vantage point I knew it was going to be close.''
It was UA's third overtime game of the season. It is now 2-1 in those games.
"We know that every game is going to be a war,'' Miller said.
After Lipscomb's Adnan Hodzic missed the second of two free throws to make it 82-80 with 4.7 seconds left, Arizona got the rebound and scrambled downcourt for a final attempt at a win. With little time on his hands, Wise found himself with the ball, throwing up a desperation shot just as the buzzer sounded. It hit nothing but net.
Lipscomb's Johnny Lee hit a 3-pointer with 28.3 seconds left in overtime to give the Bisons a 79-78 lead with 32.8 seconds left.
The Bisons recovered in the overtime after being down 78-73 after UA's Lamont Jones hit his third 3-pointer of the extra period.
Lee got his 3-point opportunity after Jones missed a trey on UA's previous possession.
Arizona called timeout after Lee's 3-pointer, freshman Solomon Hill lost the ball off his leg, giving Lipscomb the ball. UA fouled Bisons guard Jordan Burgason who hit two free throws with 10.4 left to give Lipscomb an 81-78 lead.
Arizona's Wise scored a team-high 26 points to lead Arizona.
Brian Wright hit a 3-pointer with 1.5 seconds left after Burgason missed a 3-pointer with three seconds left to tie it at 69 to send it into overtime.
In regulation, Wise threw up a desperation 80 footer that bounced off the rim, sending the game into overtime.
The Wildcats overcame a tremendous performance from Bisons center Hodzic, who scored a game-high 34 points.
"I was just a little extra focused,'' Hodzic said. "My uncle died (on Monday) and he and I were close. I wanted to dedicate this game to him. I just wanted to do what I can to help the team to win. It doesn't matter how many points I scored. It was just an exciting game.''
Arizona is now 5-5 overall and Lipscomb is 4-7.
Arizona has struggled most of the season and did again against Lipscomb, but Wise said the win could give the team the needed motivation to play better the rest of the season.
"I could be a game like Houston last year,'' Wise said, referring to a game where UA won in overtime after being down by double digits late. "Something crazy happens and it turns the whole season around.''
Arizona was down 34-30 at the half.
Arizona picked up the pace midway through the second half after feeling the pressure of defeat. After missing their first four shots of the second half, the Wildcats rallied from a 38-30 deficit early in the second half and a 45-38 deficit with 13:15 left.
Arizona's rally came from an unsuspecting source. Reserve sophomore center Alex Jacobson, who went into the game averaging just one point a game, hit three consecutive shots in the second half to get UA close. One shot included an offensive tip-in to make it 52-50.
Arizona tied the score at 52 after Derrick Williams scored off an offensive rebound. Wise gave UA its first lead - 53-52 - since the 14:31 mark in the first half when it had a 13-12 lead.
The Bisons didn't give up, however. Lipscomb's Jordan Burgason tied it before UA's Fogg hit a 3-pointer with 5:24 left. But Brian Wight came right back to hit a 3-pointer to tie it.
Lipscomb was used to playing upper division teams, having played No. 25 Cincinnati on Saturday close for a half before losing, 80-52.
Arizona seemingly started to take some control of the game eight minutes into it, but the Bisons outscored UA 10-3 to retake the lead and never trailed the rest of the half. Arizona had no answer for 6-9 Hodzic, who had 18 points in the half.
Arizona played without junior starter Jamelle Horne, who sat at the end of the bench wearing a protective boot on his left ankle. He suffered a sprained ankle in Arizona's loss to San Diego State on Dec. 12. Miller said there is a chance Horne could be out for another five weeks with the injury.


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The fastest growing economies in the past year have been calculated by 24/7 Wall St. and reported upon by Yahoo! News on Thursday. In spite of a very slow economic recovery over the past several years, experts expect the nation's economy to improve in future years in the United States.
Click here for: "America's Fastest Shrinking Economies
Best United States places to live in 2014
If projections are correct, the nation's economy should grow by 2.7 percent this year, and it should grow by yet another 3.2 percent next year. Reportedly, in the past year – throughout 2013 – the economy has grown by some 1.9 percent.
The energy boom in the United States is given credit for improving the economies that did improve in the past year. Trade is a bonus to a metro area's growth as well. The trade can be with other countries or simply other locations in the United States. Most often, metros that grow economically are also areas that have job growth in the United States', otherwise, down job market.
While the data from 24/7 Wall St. lists the metro areas in the United States that grew economically, their data also revealed the metro areas that failed in the past year as well.
America's Fastest Growing Economies
- Midland, Texas
- Odessa, Texas
- Pascagoula, Mississippi
- Sioux Falls, South Dakota
- Fargo, North Dakota
- Bismarck, North Dakota
- St. Joseph, Missouri
- Cheyenne, Wyoming
- Columbus, Indiana
- Trenton-Ewing, New Jersey
Leading the pack, Midland, Texas' 2013 GMP change was 7.5 percent. The metro's change in employment was 6.3 percent, and it's unemployment for the past year was 3.1 percent.


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3D Model Services Review
Why Use 3D Model Services?
Creating 3D models is time consuming. Patience and skill is required in each phase of the model composition from the mesh to the texture. Additionally, adding detail and animation to make your project look the way you want also requires a significant amount of toil and talent. Add to all of this – deadlines.
So for a head start, try downloading models, textures, mocap files, blueprints and more from a 3D model service. These services can save you time, so you have time to explore your creative possibilities.
Many 3D model websites also offer custom modeling services. They can create an image from any real world object using the latest digitizing technology. Computer images can be created from sketched drawings, actual objects or even humans.
Freelance artists will enjoy services that allow them to publish their work and even sell it. Many websites offer free accounts for selling artists and pay royalties on all sold artwork.
In this site, you'll find articles related to 3D modeling as well as comprehensive reviews of 3D model services to help you make an informed decision on which 3D model service is right for you. At TopTenREVIEWS We Do the Research So You Don't Have To.™
What to Look for in 3D Model Services
There are a variety of services available in 3D modeling. Most services host a library of 3D models that you can download for free or purchase individually or in collections. You can find textures, plug–ins, blueprints, tutorials and more. Many companies offer custom modeling services as well.
Below are the criteria TopTenREVIEWS used to evaluate 3D Model Services:
Services/Products Offered
First and foremost, a 3D model service should include a good library of 3D models for you to download in a variety of categories and formats. Many services have textures, blueprints, mocap files, plug–ins and other products to help graphic artists with their specific needs and projects. Some also offer custom modeling to accommodate any 3D project.
Model Quality
Look for models with life–like effect, high resolution and level of detail. The quality of the 3D models should match the price. Models with low level of detail and resolution should be inexpensive if not free. High quality, complex models should be fairly priced.
Model Selection
Good 3D model services offer a big selection of 3D models. A good library consists of thousands of choices in a variety of categories to accommodate every artist.
Good help and support is an essential part of online services. Look for a service that guarantees customer satisfaction and is willing to work with your specific needs.
To see the best 3D Model Service we could find see, TurboSquid.


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Imagine it: You are leaving your local pet store, and as you are walking to your car, you see a woman and her child speaking in harsh tones to their uncooperative pit bull. They are shouting at her and berating her, and roughly jerking at her leash to try to get her to move. What would you do?
What would you do if you were an animal, not able to communicate why you were scared, or nervous, and therefore not being cooperative?
In rescue, you'll quickly begin to see that pit bulls make up a large percentage of the discarded dogs in shelters. This is sad and unfair. They are a misunderstood and misjudged breed.
Did you know that in the 1800s and early 1900s, pit bulls were actually termed the "nanny dog"? And yet today, there are anti-pit bull rallies and attempted bills to ban the breed.
On February 18, an Atlanta woman planned a rally at the Georgia State Capitol, hoping to push laws to ban pit bulls in Georgia. Her reasoning was that her two year old son had been mauled to death by the family's pet pit bull almost two years prior.
This woman is not the only one to feel this way. There are many who feel, without even having known a pit bull or anyone with a pit bull, that this breed is an inherently aggressive breed.
You have probably heard advocates say that no dog is inherently aggressive. This is true, and a vitally important message to be spread. Any dog – even an adorably cute, tiny, fluffy breed – can snap at any given moment. In owning a pet, you must understand that at the end of the day, they are animals first. They respond the only way they know how in certain pressing situations. No matter how much you trust your beloved pet, you must always be aware of your actions toward that pet, as well as the actions of others toward your pet. If a child is roughhousing with a dog, and you are not monitoring the situation, there is going to be an incident. And the dog will always get blamed. But this is wholly unfair.
It is your responsibility as the owner to raise and train a good dog. Sometimes, no matter how much training you put into your pet, they are still going to react with animal instincts. This is what you take on when owning a pet; the knowledge that this could happen at any time. If you are not ready for that responsibility, and you are going to turn your dog into a villain because he responded with animal instincts, then maybe you need to reconsider having a dog.
The unfortunate trend of pushing all of the blame onto the pet needs to end. It is time for pet owners to truly take responsibility. No dog is a bad dog by itself.


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Delores J. "Jean" Green (nee Guilford), 84, of Brunswick, passed away Friday, April 4, 2014.
She was the devoted wife of Donald Charles, Sr., for 64 years; cherished mother of Donald C., Jr. (Karen), Dennis J. (Cindy), Dale A. (Laurie), and Kevin Scott (Joan); loving grandmother of Erik, Brittany Klausner, Nicholas, Lauren Usyk (L.J.), Jacqueline Hetrick (Griffin), Robyn, Rachel, Donald, Adam, Cody, and Nicole; great-grandmother of Lily, Gunnar, and Finn; dear sister of George Guilford (Margaret), and Dennis Guilford (Janey); and loving aunt to many nieces and nephews.
The family will receive friends at the Waite & Son Funeral Home, 3300 Center Rd., Brunswick, Tuesday, April 8, 2014, from 10 A.M. until 12 Noon. Entombment will follow at Hope Memorial Gardens, Brunswick.


text:
Jill Dillard and her husband, Derick, happily announced that they are having their first baby on the cover of the September 1, 2014 issue of People magazine. The cover story, 'A Duggar Daughter Expecting: We're Ready for Our Family' was written by Alicia Dennis.
Jill's father, Jim Bob Duggar introduced the couple. At the time, Derick was doing missionary work in Nepal. He is currently working as an accountant. Jill who has been training to be a midwife, has assisted at approximately 70 births. She plans to have her baby, which is due in March, at home.
Jill and Derick were married June 21. Their large wedding will air on the reality television show 19 Kids & Counting September 2 at 8:00 p.m. central on TLC.


text:
Collegiate Baseball Recognizes Masek and Proudfoot
Masek has pitched 120 innings with 79 strikeouts during his Tech career
Jan. 2, 2013
LUBBOCK, Texas - Collegiate Baseball Newspaper has named Texas Tech junior right-handed pitcher Trey Masek and sophomore shortstop Tim Proudfoot as "Top Players to Watch" in its 2013 College Baseball Preview.
The publication also recognized Masek as a potential first or second round Major League Baseball Draft prospect for the June draft in its preseason preview.
Masek (Giddings, Texas) is coming off a successful summer pitching for the Falmouth Commodores in the Cape Cod League where he was named an all-star. Masek has made 34 appearances in his two-year Red Raider career with a 4.12 ERA and seven wins with 120 innings pitched and 79 strikeouts.
Masek is one of six pitchers and position players from the Big 12 Conference to make the list of "Top MLB Draft Prospects" while joining Texas' right-handed pitcher Corey Knebel, Oklahoma's left-handed pitcher Dillon Overton, TCU's right-handed pitcher Andrew Mitchell, Oklahoma's right-handed pitcher Jonathan Gray and Texas' infielder Erich Weiss.
Proudfoot (North Bend, Wash.) made the list of top returning players after becoming the first Texas Tech freshman in school history to start at least 50 games at shortstop in 2012. Proudfoot was also one of just four freshmen in the country named to the Brooks Wallace Award Watch List - an award given annually to the nation's top shortstop.
Proudfoot led all Big 12 freshmen with 21 extra-base hits while batting .237 with 14 doubles, five triples, two home runs and 29 RBI. He fielded .957 and set a freshman school record with 169 assists. In addition, Proudfoot played the final month of the 2012 season committing just two errors in the final 20 games.


text:
Judge Somers
03-25176 Osborne (Doc. # 87) - Document Text
- Details
- Category: Judge Somers
- Published: 08 February 2010
- Written by Judge Somers
SIGNED this 25 day of April, 2005.
Dale L. Somers
) Case No. 03-25176
Debtor. ) Chapter 13
This matter is before the Court on Debtor's objections to proofs of claim filed by Bank One,
Delaware fka First USA (Claim No. 3, amended by Claim No. 11); American Express Centurion Bank
(Claim No. 4), eCast Settlement Corporation, assignee of Chase Manhattan Bank USA NA (Claim
Case 03-25176 Doc# 87 Filed 04/25/05 Page 1 of 17
No.7), Premier Bank (Claim No. 8); and US Bank/Elan (Claim No. 10). The Debtor, William L.
Osborne, appears by Drew Frackowiak, Wiesner & Frackowiak. Creditor Bank One, Delaware fka
First USA appears by Ronald S. Weiss, Berman, DeLeve, Kuchan & Chapman, LC. Creditors
American Express Centurion Bank and eCAST Settlement Corporation appear by Michael H. Berman,
Berman & Rabin. There are no other appearances.
Objections to claims are governed by 11 U.S.C.A. § 502 and are contested matters, within the
meaning of Rule 9014.1 The objections constitute core proceedings2 over which this Court has
jurisdiction.3 There is no objection to personal jurisdiction or venue.
The Debtor's objections to the proofs of claim challenge the sufficiency of the creditors'
submissions and therefore raise only questions of law, the resolution of which would not be furthered by
the holding of an evidentiary hearing. All facts necessary for resolution of the objections are before the
Court. Having reviewed the Debtor's objections, the creditors' responses, and the parties' legal
memoranda the Court is ready to rule. As explained below, the Court overrules the Debtor's objections
and rules that the creditors are holders of nonpriority unsecured claims in the amounts set forth in their
respective proofs of claim.4
1 Fed. R. Bank. P. 9014. References to the bankruptcy rules in the text shall be to the rule
number only.
2 28 U.S.C.A. § 157(b)(2)(B).
4 This Court agrees with Judge Berger's holding in In re Mazzoni, Case no. 03-24141, signed
on December 20, 2004.
Case 03-25176 Doc# 87 Filed 04/25/05 Page 2 of 17
This case was commenced pursuant to Chapter 7 on December 11, 2003, and converted upon
motion by the Debtor to Chapter 13 by order filed June 18, 2004. A claims bar date of October 24,
2004, was established. Because Debtor has no secured claims and no priority claims, Debtor's
proposed chapter 13 plan will make significant payments to unsecured creditors. The following
unsecured credit card debt proofs claims (POC) filed in this case are at issue by virtue of objections
filed by the Debtor:
CREDITOR POC No. POC AMT/
Bank One, Delaware NA 3(am'd by
Debtor's name & add; last 4 digits
of SS; applicant inf.; stmts 12/02 11/
American Express Cent. 4 $3,697.16
Debtor's name; last 4 digits of acct
and SS; amt due Jan-Jun.
eCast Settlement Corp. 7 $5,307.18
Debtor's name & address; last 4
digits of acct; amt due Ap-July; Stm
eCAST is assignee of Chase.
Premier Bankcard / CSI 8 $383.38
Debtor's name; last 4 digits of SS;
acct no.; balance due.
US Bank Corp/Elan 10 $11,661.32
Stm for 12/02/03;
customer view account screen.
Debtor's objections to the proofs of claim are as set forth below. Debtor asserts that because
of the following deficiencies, the claims should be disallowed, even though, as shown in the foregoing
table, each of the claims is listed on Debtor's Schedule F in an amount not significantly different from the
proof of claim amount. In addition, Debtor's schedule did not identify the claims as disputed.
Case 03-25176 Doc# 87 Filed 04/25/05 Page 3 of 17
Bank One, Delaware NA No writing on which claim is based attached to POC;
box in question 4 on POC not checked and no information
regarding interest or other charge as provided.
American Express Cent. Box in question 4 not checked and no itemization of interest and
other charges in attachment; and
no writing on which claim is based attached to the POC.
eCAST Settlement No document to support assignment to eCAST;
box in question 4 not checked and no itemization of interest and
other charges in attachment;
no writing on which claim is based attached POC; and
official form modified by a new paragraph 8.
Premier Bankcard/CSI No documentation showing that CSI is agent for Premier Bank;
box 5 on POC not checked and no itemization of interest;
no writing on which claim is based; and
official form modified with new paragraph 7.
US Bank Corp./ Elan No documentation whether Elan is agent or assignee;
Box 5 on POC not checked and no itemization of interest; and
no writing on which claim is based.
Section 501(a)5 provides that a creditor having a claim6 may file a proof of claim in a debtor's
case. "A proof of claim is the creditor's statement as to the amount and character of the claim."7 In a
Chapter 13 case, an unsecured creditor must file a proof of claim to participate in distribution of the
estate.8 A claimant filing a proof of claim must allege facts sufficient to support a legal basis for the
5 11 U.S.C.A. § 501(a). Hereafter, references to the Bankruptcy Code in the text shall be to
the Code section only.
6 A "claim" is defined as a "right to payment . . . or . . . right to an equitable remedy." 11
U.S.C.A. § 105(a).
7 Agricredit Corp. v. Harrison (In re Harrison), 987 F.2d 677, 680 (10th Cir. 1993).
8 Fed. R. Bankr. P. 3002(a).
Case 03-25176 Doc# 87 Filed 04/25/05 Page 4 of 17
claim, and if the claim satisfies this standard of sufficiency, the claim is prima facie valid.9 Such validity
has two primary results. First, pursuant to section 502(a), a prima facia proof of claim is deemed
allowed unless a party in interest objects.10 Second, if a party in interest objects to a prima facia claim
pursuant to section 502(b), the objecting party has the burden of going forward with evidence
supporting the objection.11 Stated differently, "to overcome this prima facie effect, the objecting party
must bring forward evidence equal in probative force to that underlying the proof of claim."12 State law
determines the party on whom the ultimate burden of proof is placed.13
Rule 3001 generally governs the procedure for preparing and filing a proof of claim. The
relevant portions of the rule provide as follows:
(a) Form and Content. A proof of claim is a written statement setting
forth a creditor's claim. A proof of claim shall conform substantially to
the appropriate Official Form.
(b) Who May Execute. A proof of claim shall be executed by the
creditor or the creditor's authorized agent except as provided in Rules
3004 and 3005.
(c) Claim Based on a Writing. When a claim, or an interest in
property of the debtor securing the claim, is based on a writing, the
original or duplicate shall be filed with the proof of claim. If the writing
9 11 U.S.C.A. § 502(a); Fed. R. Bankr. P. 3001; see In re Mid-American Waste Sys., Inc.,
284 B.R. 53, 65 (Bankr. D. Del. 2002).
10 In re Broadband Wireless Int'l Corp., 295 B.R. 140, 145 (10th Cir. BAP 2003).
11 Id.
12 Fullmer v. United States of America (In re Fullmer), 962 F.2d 1463, 1466 (10th Cir.
1992) overruled on other grounds, Raleigh v. Illinois Dep't of Revenue, 530 U.S. 415 (2000).
13 See Raleigh v. Illinois Dep't of Revenue, 530 U.S. at 1958.
Case 03-25176 Doc# 87 Filed 04/25/05 Page 5 of 17
has been lost or destroyed, a statement of the circumstances of the loss
or destruction shall be filed with the claim.
(e) Transferred Claim.
(1) Transfer of Claim Other Than for Security Before Proof Filed. If a
claim has been transferred other than for security before proof of the
claim has been filed, the proof of claim may be filed only by the
transferee or indenture trustee.
The official proof of claim form is Form B10. It is entitled to the same deference and weight as
the Bankruptcy Rules.14 In paragraph 9, Form B10 states:
Supporting Documents: Attach copies of supporting documents,
such as promissory notes, purchase orders, invoices, itemized
statements of running accounts, contracts, court judgments, mortgages,
security agreements, and evidence of perfection of liens. DO NOT
SEND ORIGINAL DOCUMENTS. If the documents are not
available, explain. If the documents are voluminous, attach a summary.
The instructions on the reverse side of the proof of claim form include the following regarding supporting
You must attach to this proof of claim form copies of documents that
show the debtor owes the debt claimed, or, if the documents are too
lengthy, a summary of those documents. If documents are not available,
you must attach an explanation of why they are not available.
The Court will now consider whether the proofs of claim in issue satisfy the foregoing standards.
A. For a Claim Based upon a Credit Card Debt, what Attachments to the Proof of Claim are
Required by Rule 3001 and Official Form 10?
1. The Writing upon which the Claim is Based.
14 In re Cluff, 313 B.R. 323, 335 n.37 (Bankr. D. Utah 2004).
Case 03-25176 Doc# 87 Filed 04/25/05 Page 6 of 17
Rule 3001(c) provides that "[w]hen a claim . . . is based on a writing, the original or a
duplicate shall be filed with the proof of claim." The Debtor argues that the writing requirement is not
satisfied with respect to any of the proofs of claim because none include a copy of the cardholder
agreement. Debtor urges that neither summaries of accounts nor copies of monthly statements on
Debtor's accounts for several months satisfy this requirement.15 Creditors American Express and
eCAST argue that the writing supporting their claim are voluminous, comprised of, at a minimum, the
account application, the account agreement and any amendments, sales receipts, payment records, and
monthly statements. They contend a summary is therefore appropriate under Official Form B10.
Creditor Bank One argues that Rule 3001 requires only substantial conformity to Official Form B10 and
does not mandate that all supporting documents be attached.
Reported cases addressing the requirements for a proof of claim on a credit card debt
unanimously conclude that such a claim is based upon a writing.16 They further address what
attachments will suffice. Judge Judith A. Boulden of the Bankruptcy Court of Utah in Cluff held that
both the underlying credit card agreement and the actual use of the line of credit creates the obligation to
15 U. S. Bank Corp's proof of claim number ten included a copy of the statement for Debtor's
account for December 2003. In response to Debtor's objection to proof of claim four, counsel for
American Express Centurion filed a response which included copies of Debtor's account statements for
the months of January 2003 through March 2004. Counsel for eCAST by letter to Debtor's counsel,
transmitted copies of Debtor's account statements for September 2003 through January 2004. Proof
of claim eleven, amending proof of claim three filed by Bank One, Delaware, included statements for
twelve months.
16 E.g., In re Cluff, 313 B.R. at 334; In re Henry, 311 B.R. 813, 817 (Bankr. W.D. Wash.
2004); In re Armstrong, 320 B.R. 97, 104 ( Bankr. N.D. Tex. 2005); and In re Kemmer, 315 B.R.
706, 714 (Bankr. E.D. Tenn. 2004) .
Case 03-25176 Doc# 87 Filed 04/25/05 Page 7 of 17
repay.17 Therefore, in order to comply with the writing requirement of rule 3001(c), the credit card
company would have to attach a copy of the credit card agreement and a document evidencing each
transaction.18 Finding such documentation to be voluminous, the Cluff court concluded that a summary
of transactions would be sufficient to comply with the rule and held:
To provide parties with sufficient information to ascertain the basis and
accuracy of the creditor's claim, the summary attached to the proof of
claim should: (i) include the amount of the debts; (ii) indicate the name
and account number of the debtor; (iii) be in the form of the business
record or some other regularly reliable format; and (iv) if the claim
includes charges such as interest, late fees and attorney's fees, the
summary should include a statement giving a breakdown of those
elements. These requirements fulfill the purposes of both evidence Rule
1006 and Official Form 10, and gives debtors and trustees sufficient
information to ascertain the accuracy and basis of the claim asserted.
But using a summary also requires a creditor to make the underlying
documents available for examination at a reasonable place and time, and
such creditor should not underestimate the Court's willingness to compel
them to do so. A summary is also not a substitute for lost documents.19
In Henry, Judge Karen A. Overstreet of the Western District of Washington held that a
creditor is required to submit a copy of the credit card agreement as proof of the existence of the debt
and adopted the following general rule:
[A] creditor must, at a minimum, file with its proof of claim form, but in
no event later than in response to a claims objection by the debtor, (i) a
sufficient number of monthly account statements to show how the total
amount asserted has been calculated, and (ii) a copy of the agreement
17 In re Cluff, 313 B.R. at 334.
18 Id.
19 Id. at 335-36.
Case 03-25176 Doc# 87 Filed 04/25/05 Page 8 of 17
authorizing the charges and fees included in the claim.20
Approximately six months after the Henry opinion, Judge Overstreet in Crowe21 and Vann22 clarified
her opinion in Henry by confirming the ability of creditors to file a summary of the claim when the
documentation is voluminous and adopted the guidelines from Cluff.
The Kemmer court approved of the analysis of Cluff and Henry and stated the following
regarding the requirements for the summary to be attached to a credit card proof of claim:
A credit card or consumer credit account creditor that attaches to its
proof of claim a copy of the monthly statement generated for the
debtor's account or a computer-generated statement of the debtor's
account at the time of the bankruptcy filing will be entitled to prima facie
status, as long as the statement evidences the debtor's name, account
number, account balance as of the date of the bankruptcy filing, previous
balance, finance or other charges for that period, and the annual
percentage rate charged on the account. It is not necessary, however,
for the creditor to attach a copy of the actual account agreement, as the
court recognizes that credit card and consumer credit accounts or
initially opened by virtue of these account agreements, whereby the
creditor may charge interest on any outstanding balance, in addition to
late fees, over- the-limit fees, cash advances, and the like.23
Finally, the court in Armstrong adopted a similar rule, as follows:
[I]n the case of a credit card or consumer account creditor, in order for
the proof of claim to be given prima facie effect, the creditor must
attach an account statement containing the debtor's name, account
number, the prepetition account balance, interest rate, and a breakdown
of the interest charges, finance of charges and other fees that make up
20 In re Henry, 311 B.R. at 817-18.
21 In re Crowe, 321 B.R. 729, 732 (Bankr. W.D. Wash. 2005).
22 In re Vann, 321 B.R. 734, 736 (Bankr. W.D. Wash. 2005).
23 In re Kenner, 315 B.R. at 106.
Case 03-25176 Doc# 87 Filed 04/25/05 Page 9 of 17
the balance of the debt, or attach enough monthly statements so that this
information can be easily determined.24
This Court finds the foregoing cases instructive and holds that a claim held by a credit card
company is based upon a writing, that the writing evidencing the claim includes the credit card account
agreement and the writings generated for each unpaid transaction. Such writings are voluminous, thereby
allowing the creditor to attach a summary to its proof of claim. The credit card creditor need not attach a
copy of the account agreement. This Court further holds that the summary may consist of either: (i) The
last billing statement sent to the debtor before the date of filing, if that the statement includes the debtor's
name, the account number, and the prepetition account balance which the creditor claims is due;25 or (ii)
a computer generated statement of the debtor's account containing the foregoing information. Unlike
other courts, this Court holds that the summary need not include the annual percentage rate or the
outstanding finance charge on the date of the last statement. In chapter 7 and chapter 13 cases where
the unsecured credit card creditor is not entitled to postpetition interest, this information has no value.
A creditor's use of the summary discussed above imposes upon the creditor an obligation to
provide a copy of the credit card agreement and further detail concerning the amount due upon request
by a person entitled to such information, such as the Trustee or the Debtor. The proof of claim should
include a phone number to request additional information.
24 In re Armstrong, 320 B.R. 97, 106 (Bankr. N. D. Tex. 2005).
25 If there were transactions between the date of the last statement and the date of filing (on
which date the amount of the claim is determined), the creditor will be required to fully support such
additional amount of its claim. Because the Debtor will not have received a prepetition statement
showing such transactions, at least the amount of detail customarily included in the monthly statement
should be provided.
Case 03-25176 Doc# 87 Filed 04/25/05 Page 10 of 17
In this case, the summaries attached to the proofs of claim contained all of the information
required under the foregoing standard. The attachments to proofs of claim numbers four, seven, and
eight each included the Debtor's name, the account number, and the amount due. Proofs of claim three
(after amendment by proof of claim eleven) and ten had attached to them a copy of one or more monthly
statements, which satisfy the forgoing rule regarding the writing requirement. Each of the proofs of claim
included a phone number to contact the creditor or a representative of the creditor.
2. Must the Proof of Claim Itemize Principal, Interest, and Other Charges?
Debtor objects to the credit card companies' proofs of claim because the box in question 4 of
Official Form 10 has not been checked to indicate that the claim "includes interest or other charges in
addition to the principal amount of the claim." Debtor also objects because, consistent with their failure
to check this box, the creditors did not "attach itemized statement of all interest or additional charges" to
the proofs of claim. eCAST responds that an itemization is not required because "[b]y any practical
characterization, the balance owed on the petition date is all principal, upon which interest and fees are
potentially charged during the next billing cycle."
Some courts addressing the proof of claim requirements for credit card creditors have held
that itemization is required. For example, the Cluff court held a proof of claim deficient because box 4
was not checked and the interest rate was not separately itemized or listed on the statement summary.26
Other courts, while not addressing the failure to check the box on Official Form 10, require an
26 In re Cluff, 313 B.R. at 338.
Case 03-25176 Doc# 87 Filed 04/25/05 Page 11 of 17
itemization.27 At least one court, in contrast, requires only the attachment of the most recent credit card
account billing statement, which customarily would not have a breakdown of finance charges except for
the current billing cycle. 28
This Court holds that a proof of claim filed for a credit card debt is not required to include an
itemized statement of all interest and additional charges, even though finance charges are included in the
amount of the claim. Credit card finance charges are calculated periodically on the unpaid principal
balance, which principal balance generally includes any finance charges from prior periods which have
not been paid.29 In other words, finance charges are capitalized or compounded. This is in contrast to
many loans, such as closed end bank loans, where interest accrues only on unpaid principal. Although
such lenders maintain separate accountings of outstanding principal and interest, credit card companies
generally do not do so for open end credit. Further, for purposes of the allowance of unsecured claims,
the Code makes no distinction between principal and accrued finance charges. An itemized statement of
all interest and additional charges in not required.
27 E.g., In re Schraner, 321 B.R. 738, 741 (Bankr. W.D. Wa. 2005) (holding proof of claim
deficient because summary attached to proof of claim did not itemize the amount of principal, interest or
other charges); In re Armstrong, 320 B.R. at 106 (holding that in order for proof of claim to have
prima facie effect it must include a breakdown of the interest charges, finance charges and other fees
that make up the balance of the debt or attach enough monthly statement so that this information can be
easily determined).
28 In re Kemmer, 315 B.R. at 716 (copy of statement or computer generated form must
include account balance as of the date of the bankruptcy filing, previous balance, finance or other
charges for that period, and the annual percentage rate charged on the account).
29 See 12 C.F.R 226.5a(g) (defining balance computation methods for purposes of Reg Z);
.K.S.A. 2004 Supp.16a-1-301(1) (defining actuarial method).
Case 03-25176 Doc# 87 Filed 04/25/05 Page 12 of 17
3. What evidence of Assignment is Required?
Debtor objects to proof of claim seven filed by eCAST, as assignee of Chase Manhattan
Bank, on the basis that no documentation evidencing the assignment was provided, such that one cannot
determine whether eCAST is the proper party to file the proof of claim. eCAST responds that it
attached a copy of the assignment to its response to Debtor's objection to its claim, and this is sufficient.
The Debtor also objects to the proof of claim filed by US Bank Corporation/Elan contending that "[i]t is
difficult to ascertain from the Proof of Claim filed, whether Elan is the agent or assignee of US Bank. In
either case, no documentation of such agency or assignment is attached to the Proof of Claim."
Generally a proof of claim must be executed by a creditor or the creditor's authorized agent.30
Also, generally, a debtor will be familiar with the identity of his or her creditors. The assignment of a
claim substitutes a new creditor for one previously dealt with by the debtor. When the assignment
occurs shortly before or after the bankruptcy filing, the debtor will list the claim on his or her schedules
using the original creditor's name and will be anticipating a claim in the name of the original creditor.
Hence, absent evidence of the assignment, the assignee's proof of claim may appear bogus and
unrelated to the claims listed by the debtor. Where the debtor had no or limited prepetition dealings with
the assignee, there would be grave potential for fraud if debtors and trustees were not routinely provided
with evidence of assignment to assist in their review of claims. At least two other courts have held that
evidence of the assignment of a credit card claim is required under similar circumstances.31 This Court
30 Fed. R. Bankr. P. 3001(b).
31 In re Armstrong, 320 B.R. at 106–107; In re Hughes, 313 B.R. 205, 210-11 (E.D. Mich.
Case 03-25176 Doc# 87 Filed 04/25/05 Page 13 of 17
holds that when a claim has been assigned and there is no meaningful history of transactions between the
debtor and the assignee, a proof of claim must include evidence of the assignment and failure to provide
such evidence will result in a loss of the proof of claim's prima facie validity.
The Court finds that the copy of the assignment provided by eCAST when responding to the
Debtor's objection to eCAST's' proof of claim as assignee of Chase Manhattan Bank is sufficient when
considered in light of the proof of claim filed by eCAST. That assignment is on Chase Manhattan Bank
letterhead, is dated January 1, 2003, and states in part as follows:
Chase Manhattan Bank USA, National Association (the "Seller"), for
value received, without recourse, assigns, sells and delivers to eCAST
Settlement Corporation, (the "Buyer") all rights, title and interest in and
to (i) all unsecured consumer line of credit accounts now or formally
known as Chase Advantage Credit Account, Cash Elite, Check Credit,
Credit on Demand, or Gold Cardmember Accounts and consumer
credit card accounts (the "Accounts") which are described on computer
files furnished by the Seller to the Buyer on a monthly basis and (ii) all
proceeds of such Accounts after the date the applicable computer file
was delivered to Buyer.
This assignment provides a contractual basis for the claim. In addition, the proof of claim identifies the
creditor as "eCast Settlement Corporation, as assignee of Chase Manhattan Bank USA" and states the
account number as ********4424. This is sufficient information for the Debtor and Trustee to identify
the assigned claim for purposes of comparison of eCAST's claim with the Debtor's known unsecured
claim holders and with claims filed by other parties. It provides sufficient information to detect possible
fraudulent claims. This Court rejects an argument that a specific assignment of the individual account
must be evidenced by attachments to the proof of claim. This Court agrees with the following analysis in
Case 03-25176 Doc# 87 Filed 04/25/05 Page 14 of 17
To require the assignee of credit card debt to produce voluminous
account information for every claim imposes an unnecessary burden on
creditors without conferring any necessary benefit on Debtors. The sale
of credit card debt is commonplace in our economy, but in most cases,
the fact that a sale has occurred should not prevent the Court from
resolving claims in as speedy and inexpensive manner as possible.
In the event the claimant is an assignee of a debtor's original creditor, a
claimant must attach a signed copy of the assignment and sufficient
information to identify the original credit card account.32
The Court therefore holds that eCAST's proof of claim seven, as supplemented by the evidence of
assignment submitted in response to the objection, satisfies the requirement of evidence of a contractual
right to payment by an assignee.
The foregoing requirement of attachment of evidence of assignment is applicable when a claim is
filed by person other than the original credit card company. Proofs of claim eight (Premier) and ten (US
Bank), to which Debtor also objects based on absence of documentation of agency or assignment, do
not fall within this category. Proof of claim eight identifies the creditor as Premier Bankcard and
mentions CSI only as part of the address. Proof of claim ten identifies the creditor as " US Bank
Corp./ELAN." The Debtor's Schedule F lists the creditors as First Premier Bank and US Bank, the
same creditors who filed the proofs of claim. No evidence of assignment is required.
4. Are Proofs of Claim 7 and 8 Defective Because of the Amendment of Paragraph 9?
Debtor contends that proofs of claim seven (eCAST) and eight (Premier) are defective because
they include an amendment to the paragraph Official Form 10 concerning supporting documents. The
Debtor does not present argument or authorities on this issue, and the creditors fail to respond to this
32 In re Hughes, 313 B.R. at 212.
Case 03-25176 Doc# 87 Filed 04/25/05 Page 15 of 17
specific objection.
Official Form 10 provides:
Supporting Documents: Attach copies of supporting documents,
such as promissory notes, purchase orders, invoices, itemized statements
of running accounts, contracts, court judgments, mortgages, security
agreements, and evidence of perfection of lien. DO NOT SEND
ORIGINAL DOCUMENTS. If the documents are not available,
explain. If the documents are voluminous, attach a summary.
The proofs of claim filed by the two creditors include the following in lieu of the standard language on the
lower right hand side of the proof of claim form:
SUPPORTING DOCUMENTS. Itemized monthly statements of
account were mailed to the debtor pre-petition; claimant maintains
copies of said documents on microfilm or image processing and
reproduction of the same absent a dispute as to the balance would be
unduly time consuming and burdensome; nevertheless, when an
interested party so requests, claimant will search its records to provide
copies of said month accounts statements. To request further
documentation, please call Becket & Lee, LLP at 1-800-962-6030 and
ask to speak to the Claims Servicing Supervisor. Claim may include
contractual interest and/or late charges.
The Court holds that the creditors' amendments do not result in substantial noncompliance with
the procedural requirements for filing proofs of claim. In fact, the amendments contain important
information, particularly the manner in which further documentation can be requested. As stated above,
this Court requires this information if a creditor elects to provide a summary rather than copies of
documentation supporting its claim. As a procedural matter, however, the Court would prefer this
information be included in the attached summary, rather by amendment of the proof of claim Official
Form 10.
B. Summary of Proof of Claim Requirements for Credit Card Debt.
Case 03-25176 Doc# 87 Filed 04/25/05 Page 16 of 17
As stated above, this Court holds that the writings evidencing a claim for payment of a credit card
debt are voluminous and such a creditor may attach a summary to its proof of claim. The credit card
creditor need not attach a copy of the account agreement. The summary may consist of either: (i) The
last billing statement sent to the debtor before the date of filing, if the statement includes the debtor's
name, the account number, and the prepetition account balance which the creditor claims is due; or (ii) a
computer generated statement of the debtor's account containing the foregoing information. There need
not be an itemization of interest and other charges. The claimant must provide a phone number for the
obtaining of additional information supporting the claim and provide such information reasonably
requested by a party in interest. If a claim has been assigned and the Debtor does not have a meaningful
history of dealing with the assignee, evidence of the assignment must be included.
All of the proofs of claim to which Debtor objects satisfy the foregoing requirements. The
Debtor's objections to proofs of claim three (as amended by proof of claim eleven), four, seven, eight,
and ten are hereby denied. Because the Debtor's objections address only the legal sufficiency of the
filings, and do not address any issues as to the amount of the claims, the Court hereby rules that each of
the creditors holds an unsecured nonpriority claim in the amount set forth in their respective proofs of
claim as follows: Bank One, Delaware - $2,136.64; American Express Centurion Bank - $3,687.16;
eCast Settlement Corp.- $5,307.18; Premier Bank/CSI - $383.38; and US Bank Corp/Elan $
Case 03-25176 Doc# 87 Filed 04/25/05 Page 17 of 17
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The 2001 Mars Odyssey spacecraft carries two primary instruments, the Thermal Emission Imaging System (THEMIS) and the Mars Gamma Ray Spectrometer (GRS). This extension activity provides data regarding the global distribution of hydrogen on Mars determined by GRS to complement an image analysis activity developed around images collected by THEMIS. Teacher and student guides for the image analysis activity are available at http://msip.asu.edu/curriculum.html.
Return to Classroom Activities: Buried Water Ice on Mars


text:
How to Calculate Maine Real Estate Property Tax Escrow
Original post by Carol Deeb of Demand Media
Buying property is a process that involves many expenses. You will pay for some at the close and others at regular intervals during your ownership of the property. When you have an escrow account, which is normally required for loans with less than 20 percent down, the mortgage holder charges you portions of the property taxes and hazard insurance every month with your payment and holds them until your bills are due. This way, you are sure to keep the taxes and insurance up to date. If you live in Maine, you should calculate an estimate of what your escrow payments will be for the property tax portion before you buy so you know what to expect.
Step 1
Determine how much you will pay for a property, including land and all buildings on it. Don't base the property taxes on what the current owner pays, as the amount will be reassessed when the transaction closes. Also, the state of Maine requires reassessment at least every four years, although some counties do it more often.
Step 2
Subtract $10,000 from the value of the property for the homestead exemption for which you must apply to receive in Maine.
Step 3
Find the mill rate for your Maine jurisdiction by contacting the county assessor's office in your area. The mill rate is the amount that you pay for every $1,000 of your property value. Every 10 mills is equivalent to 1 percent. For example, if your county rate is 15 mills, then your base tax rate is 1.5 percent.
Step 4
Add the additional assessment amounts for your jurisdiction. Sometimes new areas or those requiring extra county services will have assessment rates added to the property tax. However, Maine has property tax limits, and taxes may be raised only when resident income and property development increase.
Step 5
Multiply the total mill rate for your jurisdiction by the current market value, or sale price, of your home minus the homestead exemption. This will give you a close estimate of your annual property tax bill.
Step 6
Divide your estimated property tax amount by 12 to calculate your monthly tax and the amount added to your mortgage payment to be placed in the escrow account.
Step 7
Multiply the monthly property tax due by two. This is an approximate amount needed to be placed in your escrow account at closing, if you are in a purchase transaction. Your mortgage company will tell you the amount needed to ensure that the next tax bill can be paid out of escrow.
- Assessor Links USA: Maine Tax Assessors
- Maine.gov: Estimated Full Value Tax Rates
- Main Revenue Services: 2011 Tax Rates
- Money-zine.com: Escrow Calculator
- Bankrate.com; Escrow Makes Payments--Even on Fixed-Rate Mortgages--Variable; Michael D. Larson; 2002
- Maine Municipal Association: Homeowner's Guide to Property Tax in Maine
- Tax Foundation; State Provisions for Property Reassessment; Justin Higginbottom; 2010
- Cook County Assessor's Office: The Assessor's Office
- Maine State Planning Office: Municipal Property Tax Levy Limit - Frequently Asked Questions
- Bad Credit Advisor: Property Tax Escrow Account
About the Author
Carol Deeb has been editing and writing professionally since 1988. Her work has appeared in "The Bugle," "Be" magazine, "Canticle" and a book on education. In addition, she is a real-estate investor and business owner. She also has professional work experience in human resources. Deeb holds a Bachelor of Arts degree in English from San Diego State University.


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AMDZone just posted up their first Hammer FAQ version 1.0.
Q: How much memory will Hammer motherboards support?More information at AMDZone
A: 64 bit extensions allow the 4GB memory barrier to be broken. Desktop and low end workstation boards will initially support up to 4GBs of DDR333 with two DIMM sockets. High end multi CPU boards will support up to 16GBs of DDR333 with 8 DIMM sockets. At this time the theoretical memory limit is far greater than is currently physically possible.


text:
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Submitted by bgrant on Thu, 2013-05-16 15:47
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Alex Timbers, the most creative man on Broadway, has brought back "Here Lies Love" to New York's Public Theater.
If you weren't one of the people to see it last fall in its long run at the theatre, now is your chance. It should only appeal to people who love out-of-the-box, progressive, edgy, intelligent theatre who want to see a show that's a complete and fulfilling experience. Everyone else should seek out a revival of "Annie."
Timbers, the man who made the current Broadway musical "Rocky" one of the most talked about shows of the season, did even more when he helped bring the story of Imelda Marcos to the stage.
With memorable, upbeat songs by David Byrne and Fatboy Slim, "Here Lies Love" is THE most spectacular time you can have at the theatre. Bar none. Period.
The show is so awe-inspiring that the best seats in the house are actually not seats. While you will enjoy the show wherever you're located in the theatre, Timbers has created a world all his own in this amazing production. There is a stage in the center and most audience members stand around it and watch the action right before their eyes. Sometimes the stage revolves and the audience follows. Other times, they add extensions to the stage to make it longer or even like a runaway. Then, look quick, action is happen on a different stage at one end of theatre while other scenes occur on yet another stage.
This is truly theatre in the round - because it's all around the audience.
The stage and Timbers' direction are masterful, visionary and not to be missed. If you go to the theatre, and you want to be blown away by staging, this is the show.
It also doesn't hurt that "Here Lies Love" has a cohesive story about Imelda's desire and rise to fame and uses video clips and actual transcripts from private phone calls to tell its tale.
Ruthie Ann Miles is a beautiful Imelda, who captures her innocence at the beginning of the show, but shows her need for lavish things a la "Evita" by the end. Jose Llana, whom is always wonderful and memorable in everything he does including the ill-fated "Wonderland" musical, puts his stamps on President Marcos, adding a sexy quality to the man, making it easy to see why Imelda falls for him and can win an election. Llana has a beautiful tone to his voice and can easy make you succumb to his charms.
There isn't a sour note from anyone in the ensemble cast and everyone involved really needs to be applauded as moving the sets around in just minutes isn't easy. But it's done with seeming little effort by the expert crew - especially in the number in which the stage collapsed into stadium seating. How on earth did they do that? Wow!!!
I recently raved to no end about not missing the finale of "Rocky." While that is still true, but Timbers has done the same for the ENTIRE show of "Here Lies Love": He's given us a spectacular theatre experience that cannot be recreated and cannot be forgotten.
You MUST go! It will likely sell out on most performances, so don't wait. Tickets and information at www.herelieslove.com.


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"Relish" could have been a monstrous hitmaker if "one of us" hadn't been so overplayed. I'll never understand why the low spot on the album was played every half hour, unless someone was trying to sabotage Joan's career. "Spiderwebs" definitely rocks! Next you should do "Right Hand Man"!
Jul 23, '08


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Track List
Album Notes
Personnel: Jack Brown, Jerry Packer, Alan Sokoloff, Herb Davidson, Lois Winter (vocals); Al Casamenti, Tony Mottola (guitar); Dominic Cortese (accordion); Phil Bodner (saxophone); Doc Severinsen (trumpet); Billy Rowland (piano, harpsichord); Don Lamond (drums); Phil Kraus , Bobby Rosengarden (percussion).
Audio Remasterer: Robin Cherry.
Recording information: Carnegie Hall (1961).
This collection merges two of groovy easy listening pioneer Enoch Light's 1961 albums, the show tunes-centric Stereo 35MM and Far Away Places, a foray into the beginnings of exotica. Coming off of the enormous success of his Persuasive Percussion album series, Light's orchestra utilizes stereo field recording techniques that were pretty mind-blowing for the early '60s on both albums. Stereo 35MM is the stronger half of the collection, offering fully orchestrated instrumental versions of schmaltzy movie songs like "My Romance" and "Zing! Went the Strings of My Heart" recorded at Carnegie Hall. Far Away Places tends more toward the tiki torch environments of Martin Denny's Quiet Village-era exotica with less interesting results, marinated in vaguely Hawaiian influences with plenty of harpsichord and beatniky bongos. ~ Fred Thomas
ReviewsThere are currently no reviews, be the first one!
See Also
- Stereo 35MM, Vol. 2/Far Away Places, Vol. 2 (Enoch Light and His Orchestra)


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You have lost no reputation at all, unless you repute yourself such a loser. ~ William Shakespeare Quotes
You don't build a reputation on what you're going to do. ~ Henry Ford Quotes
Worldly wisdom teaches that it is better for the reputation to fail conventionally than to succeed unconventionally. ~ John Maynard Keynes
Work is the price which is paid for reputation. ~ Baltasar Gracian
With enough courage, you can do without a reputation. ~ Margaret Mitchell
When ten thousand soldiers lie rotting, the general's reputation is enhanced. ~ Japanese Proverbs
When a man has once gained a Reputation not even with God's help can he get rid of it. ~ Abraham Miller Quotes
When a door opens not to your knock, consider your reputation. ~ Saudi Arabian Proverbs
We would all like a reputation for generosity and we'd all like to buy it cheap. ~ Mignon McLaughlin
Until you've lost your reputation, you never realize what a burden it was or what freedom really is. ~ Margaret Mitchell
Unfortunately, your reputation often rests not on your ability to do what you say, but rather on your ability to do what people expect. ~ Bryant H. McGill
Time never fails to bring every exalted reputation to a strict scrutiny. ~ Fisher Ames
There are few persons of greater worth than their reputation; but how many are there whose worth is far short of their reputation! ~ Leszczynski Stanislaus
The worst thing that can happen to a man is to lose his money, the next worst his health, the next worst his reputation. ~ Samuel Butler Quotes
The strange machinery by which a reputation precedes its source we all know is faulty. Yet how much faith we put in it! ~ Samuel R
The soldiers' blood, the general's reputation. ~ Jamaican Proverbs
The river's reputation ends where the sea begins. ~ Russian Proverbs
The reputation of a woman may also be compared to a mirror of crystal, shining and bright, but liable to be sullied by every breath that comes near it. ~ Cervantes
The reputation of a man is like his shadow; it sometimes follows and sometimes precedes him, it is sometimes longer and sometimes shorter than his natural size. ~ French Proverbs
The blaze of reputation cannot be blown out, but it often dies in the socket; a very few names may be considered as perpetual lamps that shine unconsumed. ~ Samuel Johnson Quotes
Silence and reserve will give anyone a reputation for wisdom. ~ Myrtle Reed
Reputation, reputation, reputation! O, I ha lost my reputation, I ha lost the immortal part of myself, and what remains is bestial! ~ William Shakespeare
Reputation is what men and women think of us; character is what God and angels know of us. ~ Thomas Paine Quotes
Reputation is rarely proportioned to virtue. ~ St. Francis de Sales
Reputation is only a candle, of wavering and uncertain flame, and easily blown out, but it is the light by which the world looks for and finds merit. ~ James Russell Lowell Quotes
Reputation is but a synonym of popularity: dependent on suffrage, to be increased or diminished at the will of the voters. ~ Washington Allston
Reputation is an interpretation, more or less accurate, of character. ~ Austin O'Malley
Reputation is an idle and most false imposition; oft got without merit, and lost without deserving. ~ William Shakespeare Quotes
Reputation is a jewel which nothing can replace; it is ten thousand times more valuable capital than your diamonds. ~ Edouard Rene Lefebure Laboulaye
Reputation depends more on what is hidden than on what is seen. If you can't be good, be careful. ~ Baltasar Gracian
Our reputation is more important than the last hundred million dollars. ~ Rupert Murdoch
One may be better than his reputation or his conduct, but never better than his principles. ~ Niocolas Valentin de Latena
It takes little or nothing to undo reputations, the merest trifle makes and remakes them; it is simply a question of finding the best means of engaging the confidence or interest of those who are to become one's unsuspecting echoes or accomplices. ~ JosÉ Saramago


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Bett 2014: Measuring the Impossible Lesson Plan
Dr. Dana McCauley, Teaching Principal
Dr. McCauley has been in the education field for 22 years as a teacher, a coordinator of staff development and school improvement, and currently as a teaching principal. Along with administrative duties, as a teaching principal, Dr. McCauley is responsible for three hours of classroom instruction each day. She has taught at least one content area in each grade level from kindergarten through fifth grade. Advocating for a place-based instructional program, Dr. McCauley has led the staff and community of Crellin Elementary in the development of multiple programs that emphasize using the community as a means for research, projects, and service learning. She has helped integrate technology resources into classrooms to prepare students for 21st century learning. Dr. McCauley has been the recipient of leadership awards for her community outreach and development of educational programs.
Read the full Bett 2014: Measuring the Impossible Lesson Plan.


text:
Another Look At Godzilla
First Look At Leaked Warcraft Movie Trailer
The Best Horror Movies of 2015
The James Bond Movies Ranked
6 TV Finales That Failed Spectacularly
Robert Downey Jr. Confirms Iron Man 4 is on the Way!
New Doctor Who Spinoff Announced!
Star Trek: New Series Could Run Many Seasons
Tom Hiddleston Reveals Why Loki Was Cut from Avengers: Age of Ultron
Fear the Walking Dead Characters You Should Know
Blindspot: NBC Orders Nine More Scripts
Jessica Jones: Marvel's Greatest Risk Or Its Greatest Evolution?
Game Of Thrones Season 6 Delayed!
Your Guide to the 20+ Superheroes and Villains Joining The CW-Verse This Fall
10 Celebrities Who Quit Hollywood Forever
The 10 Worst Superhero Movie Supporting Characters
Real-Life Couples Who Starred in Movies Together
Family Ties: See The Cast Reunite After 26 Years
First Look At New Film 'The Green Inferno'
Exclusive: Rinko Kikuchi Talks Pacific Rim 2 and Star Wars: Episode VIII
World War Z Sequel Starting with 'Clean Slate'
This Japanese Star Wars: The Force Awakens Trailer May Have Dropped a Huge Spoiler
5 Blocked Movies That Became Easily Available Thanks to the Internet
10 Parts in Terminator 2 That Make Absolutely No Sense
X-Men: Apocalypse Synopsis Officially Released
Quentin Tarantino Got Offered The Biggest Movies After His Biggest Flop
George Lucas Reveals Original Star Wars: Episode VII Plan, Alex Ross Comic Cover Debuts
Netflix is About to Spend $50 Million On Something Awesome
'Saved By The Bell' Star Tiffani Thiessen Makes J.J. Watt's Day
The 10 Fall TV Shows We Can't Wait To Watch


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text: Main Exhibit Hall - Legends of Rock, Jimi Hendrix Jimi Hendrix wrote this song, originally titled "Purple Haze, Jesus Saves," in the dressing room of the Upper Cut Club in London. It reached Number 65 on the charts. This song appeared on the Jimi Hendrix Experience's first album, Are You Experienced? The album reached Number Five.


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Glory days beneath Main St.
Published: Saturday, May 30, 2009 at 4:30 a.m.
Last Modified: Friday, May 29, 2009 at 11:06 p.m.
Sea of Love
Dedicated to Dr. Mike Beckerman, Evans Thibodeau and Greg Pittillo. Thank you old friends for your drive and energy in heading up all our class reunions.
In the past, class reunions leave me hesitant. We always blubber about the good ole days at Hendersonville High School. Even me, and I hated school!
The simple fact is the past is elusive, almost as if it had never happened. However I was recently in a place where the past wasnt quite so elusive after all. I actually touched my past. Hooterville has a great deal of its history underneath the sidewalk at Fourth and Main beneath present day Flight restaurant (formerly Northwestern Bank).
As part of Hendersonvilles Heritage Week the old underground rooms were open to the public. In the 1930s, there was Toms Barber Shop and a beauty salon. In the 1950s, however, when I knew underground Hendersonville, the teenage canteen was located there.
As a freshman I would leave HHS promptly at 3:15 p.m. and head, lemming like, along with my school chums straight downtown to the canteen. We walked down a steep set of concrete steps and entered the holy of holies. There were two rooms, a pool table in one and a ping-pong table in another.
A snack bar was presided over by Mrs. Lee, a wonderful lady with the patience of Job. A dance floor and a couple of bathrooms completed this worldly paradise. In the ceiling were glass blocks that let in sunlight from the sidewalk above. All the guys would gaze at the blocks in hopes of seeing up a skirt from a female pedestrian. No such luck. The glass was smoked.
Most of my chums headed for the snack bar and dance floor. Not me. I knew where my destiny lay. I dueled every afternoon with Dick Stepp in ping-pong. We were evenly matched and Stepp was good damn good. It was a slugfest with Stepp taking one game and then I would take the next. Back and forth we played in a fury! We laughed our fool heads off. Great fun. Great memories.
Now here I was a half century later standing amidst my past. I walked into the old ping-pong room. So many images came back to me. I could still see Stepp getting ready to spike the ball right down my throat!
The pool table was still there in my mind. Eight ball is the name eight ball is the game. Even golden oldies were playing from a speaker. Time had lost its structure and meaning.
As if it couldnt get any better, it did. My favorite song, Sea of Love came on over the speaker. The deep piano chords rippled and the high voice sang: Come with me ... to the sea ... of love. Suddenly I felt at peace, a rare emotion for me.
As the poignant haunting sound of Sea of Love swept through my memory I was once again a freshman. I knew nothing of the future. I was still a child.
It was the special years before I learned just how painful our numbered days are on this terrible, lonely but no less beautiful planet; before the Marines with all the senseless deaths I witnessed and the nightmares which follow me still in my sleep; before all of lifes struggles; before chronic illness; before the death of loved ones; before the sad end of youthful hopes and dreams.
I praise God that I was allowed to touch my happy past once again. For the canteen represents friendship and that sweet peaceful time that was more precious than gold. I never fully understood this. Now I do.
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