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Yamaha recently confirmed it will be launching a new sport UTV, as the news was released with a short teaser video Yamaha revealed yesterday.
Yamaha Motor Corp., USA, recently donated a new Special Edition Matte Silver Viking VI Side-by-Side vehicle to the SEAL-Naval Special Warfare Family Foundation. The Assembled in USA Viking VI was auctioned at a Foundation fundraiser near San Diego, raising $22,000 for the organization's mission of supporting SEAL members' families.
KENNESAW, Georgia, December 9, 2014 — Yamaha Parts and Accessories, a division of Yamaha Motor Corporation, U.S.A., today announced the launch of a new e-commerce website. For the first time ever, www.ShopYamaha.com gives consumers the ability to purchase high-quality Yamaha apparel and accessories at a single online destination.
The responsive site features a clean and modern look with high-resolution product and lifestyle imagery. Consumers can quickly and simply shop their favorite Yamaha Motor products. Among the site's initial offerings are riding gear, fashionable brand apparel, and high-quality accessories for Yamaha on and off road motorcycles, ATVs, snowmobiles, side by sides, and personal watercraft.
CYPRESS, Calif. – July 2, 2014 – Yamaha Motor Corp., U.S.A., has opened voting for the top Grand National Cross Country (GNCC) Amateur or Pro-Am racer representing great All-American ATV Racing values in the industry-first "Yamaha All-American ATV Racer" contest.
CYPRESS, Calif. – May 29, 2014 – Yamaha Motor Corp., U.S.A., announces the expanded platform for its GRANT (Guaranteeing Responsible Access to our Nation's Trails) program, along with a new name: Outdoor Access Initiative. Designed to extend support to off-highway vehicle (OHV) users in a wider variety of outdoor activities, the Yamaha Outdoor Access Initiative remains the industry leader in supporting safe, responsible use and open sustainable access to trails and riding areas.
"Yamaha is the leader in supporting our industry and customers on OHV issues as well as conservation, land access and safe, responsible use of ATV and SxS vehicles – whether in recreation, hunting or agricultural settings," said Mike Martinez, Yamaha's ATV/SxS group Vice President. "The GRANT program always has welcomed applications from diverse groups. With this new name, we make it clear that the Yamaha Outdoor Access Initiative actively encourages the submission of projects that support safe, responsible use of OHVs as well as sustainable access to land for all outdoor enthusiasts."
CYPRESS, Calif. – Yamaha Motor Corp., U.S.A., awarded more than $290,000 in 2013 through its Access Initiative providing critical funding to OHV communities, riding groups and land managers across the U.S. Yamaha is the industry's leader in Guaranteeing Responsible Access to our Nation's Trails (GRANTs), supporting the program's mission of safe, responsible riding and open, sustainable OHV access to trails and riding areas nationwide since 2008.
CYPRESS, Calif. – Yamaha Motor Corp., U.S.A., today introduced the latest version of the new Viking EPS Side-by-Side (SxS) vehicle, the Special Edition (SE) Tactical Black Viking. Assembled in the U.S.A. and announced at the annual SHOT Show in Las Vegas, the new SE Viking combines an aggressive flat black painted appearance and popular accessories with classic Yamaha durability and off-road capabilities.
The new Tactical Black Viking EPS 4×4 boasts all of the category-leading features of Yamaha's standard Viking SxS plus molded sun top, overfenders, mud flaps, an under-seat storage box, bed rail accessory mounts and exclusive black cast aluminum wheels.
MILWAUKEE — ARI Network Services (OTCBB:ARIS), a leading provider of website, software, and data solutions that help dealers, distributors, and manufacturers Sell More Stuff!(TM), has announced the launch of a new parts and accessories website for Yamaha Motor Corporation U.S.A.'s Customer Support Group.
"We are excited to be working with Yamaha to help their customers find the right products for their Yamaha or Star. The entire project team has done a great job creating and launching the new site which we expect to directly result in improved site traffic and increased sales," said Roy W. Olivier, President and Chief Executive Officer of ARI.
Yamaha identified three primary goals for the launch of its parts and accessories website: to deliver a custom-branded look and feel that captures the excitement of its products; to improve the consumer user experience; and to appeal to its current customers as well as the next generation of powersports enthusiasts.
Kennesaw, Ga. – Yamaha Motor Corporation, U.S.A.'s, Customer Support Group (CSG) unveiled its completely redesigned website designed to enhance the Yamaha consumer experience by ensuring all Genuine Yamaha and Star accessories, apparel, gifts and parts that drive their Yamaha lifestyles are just a click away.
The URL for the new site is simple: yamahapartsandaccessories.com. Owners and fans of Yamaha and Star® Motorcycles; Yamaha ATVs, Side-by-Sides; and Yamaha snowmobiles, watercraft, golf cars and power products can explore the thousands of ways Yamaha helps maximize the ownership experience.
CYPRESS, Calif. – Yamaha Motor Corp., U.S.A., announces it is the recipient of a 2013 Outstanding Contribution Award from the National Off Highway Vehicle Conservation Council (NOHVCC) in recognition of the Yamaha OHV Access Initiative's significant, sustained service to increasing and protecting access to OHV trails and riding areas across the country.
The NOHVCC honored Yamaha's Access Initiative at the 32nd annual NOHVCC conference in Orlando, Fla., this week. During the award ceremony, the NOHVCC acknowledged the many accomplishments achieved by the Yamaha OHV Access Initiative since its GRANT (Guaranteeing Responsible Access to our Nation's Trails) program was created more than five years ago. To date, more than 200 GRANTs and $2 million in funding and equipment have been contributed by Yamaha in pursuit of the program's mission to promote safe, responsible riding and open, sustainable riding areas.


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This is the second in a series of blog posts devoted to helping employers find right-fit hourly employees in various industries. The series is based on information from the Best Practice Profiles compiled by Snagajob's assessment partner, PeopleAnswers. Read the previous post here. An estimated 448,000 restaurant jobs are expected to open up this summer….
Read more

subset: commoncrawl


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...I broke your window
when reality came crashing through.
I got sick of waiting for the weather,
although I'd take your rain cloud any day.
Like water breaking through a dam
my words flowed forward.
Desperately trying to reach you
they lost their meaning along the way.
I kept my emotions bottled up too long
and they lost their flavor.
It was love that I wanted to taste with you.
Now I scrape it from my bleeding tongue.
Maybe it was just infatuation
rather than devotion.
But regardless of what is most believed,
I was tired of being pushed away.
More than anything right now
I'm sorry...
...I met you.
I'm sorry... by ImopokiWatch
©2009-2016 Imopoki


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Homedale Elementary was a K-6th grade elementary school located at 1501 Davidson Road, Flint MI 48506. I attended Homedale from 1969 to 1976. My mother, Wanda Watkins, was one of the playground teachers there for several years. Found here are the 6th grade graduating classes that I have photos of. If you would like to comment or add to this page any information about the school, classmates, teachers, etc. please feel free to email me. Have a great day!
Homedale Elementary was destroyed by arson in the early morning of September 11, 2010. Video of the fire can be found on the ABC news page located here. (no longer active)
|Below are some photos taken in 2006 after Homedale closed in 2003.


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Is it okay to have a torah aliyah during the 11 month mourning period, or should one wait?
Mi Yodeya is a question and answer site for those who base their lives on Jewish law and tradition and anyone interested in learning more. It's 100% free, no registration required.
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I think you will find that there are various customs. Some communities give last aliyah (acharon) to a mourner who then says half Kaddish.
Rivivos Efraim 5:556 concludes that although there is no Chiyuv for an Avel during the 12 months to get an Aliya every Shabbos, it is a good idea if possible. Thus it seems clear that an Avel should get an Aliya if possible during the 12 months.


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engineering jobs near Alpena, MI
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Singapore design Center Director; RF/ Analog ICs - Singapore
Advanced Technology Search - United States
They are looking for a Director of Engineering to open and build a new Design Center in Singapore. Our client is the leading maker of RFICs, Power Amplifiers...
Research Psychologist
U.S. Navy - United States
Areas of specialty include cognitive, experimental, social, industrial/organizational, human factors, engineering, personnel, neuroscience, and physiological....
Aerospace Experimental Psychologist
U.S. Navy - United States
Human factors engineering. In neuroscience, industrial engineering or an interdisciplinary program emphasizing human factors or behavioral science*....
Aerospace Physiologist
U.S. Navy - United States
Applicants with related degrees (biology, biomedical engineering, kinesiology, zoology or other biological sciences) will be considered if appropriate cardio...
Nuclear Operations
U.S. Navy - United States
Here they learn theory and practical application of nuclear physics and reactor engineering. Training & Advancement....
Naval Reactors Engineer
U.S. Navy - United States
The next step is Naval Reactors Training Program (NRTP) , a 6-month postgraduate-level education in nuclear engineering....
Industrial Hygiene Officer
U.S. Navy - United States
Master's degree in industrial hygiene, preferably from a program accredited by the Accreditation Board for Engineering and Technology (ABET)....
Navy Nuclear Power School Instructor
U.S. Navy - United States
Subjects could range from mathematics and physics to thermodynamics and electrical engineering. For current undergraduate students who meet the prerequisite...
Mining Engineer
Carmeuse Lime and Stone - Alpena, MI
Bachelor Degree in Mining Engineering from an accredited college or university. Minimum of 5 years' experience performing mining engineering duties at either an...
Project Engineer - Alpena, Michigan
Carmeuse Lime and Stone - Alpena, MI
Strong engineering skills. Qualified candidates will have a Bachelor of Engineering or related field (Mechanical Engineering a plus)....


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Cultivating the next generation of theatre artists and enthusiasts
The Holmdel Theatre Company has a distinctive mission to bring students together with professional actors, set designers and directors. Our goal is to create an innovative environment that allows for hands-on education and mentoring. Whether on the stage or behind the scenes, we are committed to nurturing the next generation of actors, directors, designers and stage crew.
The HTC casts some roles for most of our main stage productions from students at the middle school and high school level. This is a rare and amazing opportunity for students to work alongside professional adult actors and directors. When new emerging talent rubs elbows with our established members and our highly accomplished equity guest performers, a special electricity is generated that is uniquely ours.
Join our mailing list to receive audition notices.
We offer internships to high school and college students in both production and administration. Interns work side-by-side with industry professionals to receive practical training in technical theatre or administrative management. We ask for nothing more than a willingness to work hard and high standards of performance. In return, interns are treated as members of our professional staff and receive intensive hands-on experience.
Please contact us for more information.
The goal of the workshops is to provide a voice for each student and tools that they can take with them and use throughout their lifetime. Familiarity with these tools is necessary for a successful performer, but the skills learned in the acting component also translate directly into the workplace and everyday life. Not only do students build a solid foundation in the arts, but they also build self-confidence, enhance self-esteem, develop communication skills and have fun discovering and exploring their talents.


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For some people, it is just as important to buy US-made products as it is to save on energy costs. If that's you, then you've come to the right place! We offer a wide selection of LED bulbs made in the USA. So, not only are you reducing your energy consumption and your energy costs, you are supporting the American economy as well!
Our selection of LED bulbs made in the USA includes LED can bulbs for your recessed light fixtures. These LED can bulbs are perfect for kitchen and office light fixtures, or anywhere you would like to use a can bulb to highlight a specific area or prized piece of artwork. These bulbs offer reduced energy and maintenance costs and will last hours longer than their traditional counterparts.
In addition to our LED can bulbs, our selection of LED bulbs that are made in the USA includes LED candle bulbs and LED grow light bulbs. Both these unique LED bulbs meet the unique lighting needs of our customers. The LED candle bulbs are perfect for ceiling fans, decorative wall sconces, and other light fixtures where a traditional bulb just won't do. These bulbs offer the same unique look as traditional candle bulbs, but use only a fraction of the energy and feature a manufacturer's guarantee.
The LED grow light bulbs, also part of our LED bulbs made in the USA selection, are specifically designed to help outdoor plants thrive in an indoor environment. These bulbs give off the heat and light needed to encourage plant growth in an unnatural environment. This certain type of bulb will help you nurture your seedlings through the long, cold winter so that when the spring rolls around, your seedlings will be ready for transplanting into your garden, where they are sure to grow into lush flowers and vegetables!
So look no further than Go Green LED bulbs for LED bulbs that are made in the USA! You can take part in the Green Revolution while supporting the American economy and saving a little money at the same time!


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LFJA JA Tournament
Do you think that we should have a JA Tournament when the game is released ?
I think it would be a good idea, we could have the Masters & their Padawans battling other Masters & Padawans, and have Free For All as well and many other modes could be played as well, and it could also be used as an excuse to so off how you've designed your character :)
You guys up for it ?
Is anyone from LFJA around :confused:
I will be submitting an application as a trainer once the game is released and I have mastered the way of the Jedi Master and of the Force and its will:)
So look for my coming in the next few weeks:)
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My free needlebook project is now available on the BERNINA We All Sew blog here.
This needle book goes together pretty quickly and it'll make a great holiday gift for all the sewers you know. Click here to visit the We All Sew blog and learn how to make one.


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On Feb. 2, 2014, Ground Day will coincide with the Super Bowl for the first time in history. Many people will witness the reveal of a possible early spring during the morning and shift over to the big game by the evening. Everyone does want to know what's going on with the furry little guy though and that is why "Groundhog Day" and "Punxsutawney Phil" were trending across search engines and social media on Feb. 1, 2014.
When the little guy comes out on Groundhog Day 2014, everyone will be aware of whether spring is coming or if this harsh winter is going to continue on even longer.
A lot of people know about the whole ordeal, but they don't know exactly what is at stake here. They can never quite remember what comes with him seeing his shadow or not.
- If Phil sees his shadow and returns to his hole, he has predicted six more weeks of winter weather.
- If Phil does not see his shadow, it means that he has predicted an early spring.
The prognosticating rodent emerges every single year on Groundhog Day in Gobbler's Knob, which is in Punxsutawney, Pennsylvania. The rest of the year, he lives in the town library with his "wife" Phyllis.
Some other great tidbits to know before Groundhog Day 2014 arrives:
- Punxsutawney Phil only has an accuracy rating of about 39 percent, according to Stormfax.
- Yes, it's his "shadow" that gets the credit, but Phil makes his prediction by giving "a chirp and a click and a wink of an eye."
- The first Groundhog Day was back in 1997 when it was adopted in the United States by Clymer H. Freas, the editor of the local paper "Punxsutawney Spirit." The origin of the holiday goes back to ancient Europe.
- After "Groundhog Day" starring Bill Murray was released back in 1993, tens of thousands of people began heading to the city every year to watch the forecast given in person.
For e-mail updates whenever a new article is posted, please subscribe at the bottom of the page and follow me on Twitter, GoogleBuzz, or join my group on Facebook and Celebrity Buzz.


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A mom added a sandbox to her son's grave so that her other son could "play" with his deceased brother. On March 13, People Magazine reported that Ashlee Hammac, 24, decided to give her son Tucker a "place to mourn" in one of the most amazing ways. Hammac's son, Ryan, died of Hypoxic-Ischemic Encephlopathy when he was just five days old. While Hammac's older son, Tucker, 3, might be too young to understand the magnitude of what's going on, Hammac wanted to create a space where her two boys could just be together.
"The more I thought about it, the more I wanted something my other son Tucker could be incorporated in. He always goes out there with me, and sits out there, and sings lullabies, and talks to him just like he was there. So I wanted it to be special for him too. His favorite thing right now is trucks," Hammac told People.
The mom's sandbox on her son's grave story has gone viral on Facebook. Her story -- and the one of her deceased son -- is pretty incredible and worth the read. After Ryan's passing, Ashlee Hammac and her husband began a non-profit organization called "Pages to Memories" which donates books to NICUs for parents to read to their children. It also provides a place for parents to connect and to share their experiences with one another -- something that Hammac feels is very important.
"I wanted to help. I wanted other people, because I know it wasn't just me, to have someone to talk to…to have a place they could depend on and I wanted to feel like Ryan was helping still, because in those five days he changed our family so much," Hammac said (via People Magazine).
More on the mom who put a sandbox at her son's grave can be seen in the video above.
© Effie Orfanides 2014
Suggested Links
- Bobby Davis affair dies: Pastor Davis admits affair, dies of heart attack
- Missing plane landed? Did flight MH370 land on an island runway?
- Bradford Andra Sachs: Couple murdered due to 'funny business'?
- 44-year-old fetus: 84 y/o woman's stomach pain due to fetus
- Man found alive in body bag dies two weeks later


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By Thomas Lindberg
Tuesday, February 01, 2005
Still another 31,482 Americans last year decided they had all they could handle. They were convinced no one and nothing could help them, so they took their own life. Yes, there's a lack of peace in our lives.
Yet people continue to search for peace. Last week I got on the internet and typed in the words "personal peace." I was curious how many sites give information on that topic. Do you know how many there were? More than 300,000! Yes, people are on a mad search for peace.
Is it possible to enjoy real, lasting peace? If so, where can it be found? I believe
Those words are some of the most profound in all of literature. They are so simple, yet so true. They are so old (about 2,700 years old), yet millions of people have experienced the reality of those words. Let's think together about three things.
First, let's think about the Keeper. The first three words of that verse are "You will keep." That refers to no one else but God Almighty. He is the Keeper. Go a little further with me and explore two things about the Lord, who is our Keeper.
One thing I know is He is a personal Keeper. The Bible verse says, "Thou, You." We call those personal pronouns. That tells us that God is a personal God and a personal Keeper.
All of us have known people who have had a personal nurse, a personal accountant, a personal secretary, a personal trainer, or a personal bodyguard. When you believe in Jesus as Savior, you have a personal peace keeper.
I was waiting in an office, and while waiting I was reading a national magazine. The article was about how to release stress and gain peace. Do you know what the author's advice was? Talk to your pet! The writer had the right concept — talk to someone — but better than your cat or dog, talk to your Lord. He's your personal peacekeeper.
Another thing I know about God is He is a powerful Keeper. The word "keep" in the original language of the Bible means "to guard." It's a military word and is used to describe a group of soldiers guarding a city. That's what God Almighty does. He guards your peace.
We hear on the news of the United Nations sending in a peacekeeping force. That's what God does for His people. He personally and powerfully comes to you and enables you to experience peace without a pill.


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Skydiving.com now has a network skydiving location serving Fishs Eddy and Delaware County in New York. Call Skydiving.com at 1-800-617-7948 for details, free information and specials on skydiving in Fishs Eddy, NY today!
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Sign up for our newsletter and receive updatesand specials on skydiving across America!


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Rita Moreno, the first person, and one of the few ever to win all four major entertainment awards, the Oscar®, Tony®, Emmy®, and Grammy®, told her life story at a celebration at the Smithsonian's National Portrait Gallery on July 9.
The actress, dancer, and singer was interviewed by Taína Caragol, curator of Latino art and history at the National Portrait Gallery (NPG). A reception feted Moreno and her many achievements.
Moreno, the only Hispanic person to have won all four key annual performing arts honors, also received the Screen Actors Guild's Lifetime Achievement Award last year, and the Presidential Medal of Freedom, America's highest civilian award, in 2004. At the ceremony, President George W. Bush termed her "a lady of incredible talent and style, energy and beauty".
A decade later, that still holds true for the vibrant 82-year-old Moreno.
Born Rosita Dolores Alverío in Humacao, Puerto Rico in 1931, her career has spanned almost 60 years, which she wrote about in a memoir "Rita Moreno" (Penguin, 2013).
She dishes about lovers including Elvis and Brando. Her passionate, abusive love affair with Marlon Brando led her to attempt suicide.
Rosita was five when she and her mother arrived in New York and settled in a Bronx barrio. At age 13, she made her Broadway debut, and a star "Rita Moreno" was born. The play "Skydrift" co-starred Eli Wallach (who died on June 24 at age 89).
In Hollywood, MGM's Louis B. Mayer discovered her and said, "She looks like a Spanish Elizabeth Taylor."
Gene Kelly cast her in "Singin' in the Rain".
But all her roles are overshadowed by her Oscar-winning spectacular performance as Anita in the 1961 film "West Side Story". (Anita was played by Chita Rivera on Broadway.)
Moreno's next breaks did not come until 1971. Her next major film role was in "Carnal Knowledge", as a prostitute.
From 1971-1977, she played Millie the Helper, among other roles in the children's TV show "The Electric Company", Moreno won a 1972 Grammy for her work on its soundtrack album.
She won the Tony for Best Featured Actress in a Musical in Terrence McNally's 1976 "The Ritz". She recreated the role of Googie Gomez in its film.
Moreno won Emmys for appearances on "The Muppet Show" and "The Rockford Files" in the 1970s.
So "Hey, you guys," as she said in opening each Electric Co. show, hear Moreno tell all about her wide-ranging, fascinating career and life.
Tickets must be purchased in advance. Program only: http://bit.ly/RitaProgram ($15).
Reception and program: http://bit.ly/RitaReception ($50).
See Moreno also in the NPG's special exhibition "Dancing the Dream". Her life epitomizes the American dream.
For more info and tickets: National Portrait Gallery, www.npg.si.edu, Eighth and F Streets, N.W., Washington, D.C. Toll-free 1-866-868-7774. Tickets must be purchased in advance. Program only: http://bit.ly/RitaProgram ($15). Reception and program: http://bit.ly/RitaReception ($50). "Dancing the Dream" through July 13.
Suggested Links
- Star Rita Moreno still suffers due to early discrimination, she said July 9
- Rita Moreno feels love-hate for film 'West Side Story', she said July 9 in D.C.
- Clare Boothe Luce had it all, including suicidal depression, says new biography
- Smithsonian's Renwick Gallery renovation gets $5.4 million from David Rubenstein
- 'Ugly Betty' star uproarious in Streisand send-up at D.C.'s Shakespeare Theatre


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May 24, 2014 8:05 AM
As a kid, you asked "why" to understand the world around you; as a teen, you asked "why" to complain about the world around you, and as an adult, you ask "why"... okay, to still complain about the world around you (or at least about your boss and her stay-late-until-it's-done demands). Through it all, your dad has patiently listened, explained, and told you to suck it up, buttercup. Man, what would you do without that guy!?
WHY? Father's Day Card ($5) from Hello! Lucky
If you've got a product or service that you'd like to promote on Outblush, click here to find out about our advertising opportunities.
Outblush is a blog for girls who love to shop. Our staff digs up the best clothes, home stuff, beauty items, and more. New items are posted every day — bookmark us and check out:


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A Central Islip man admitted Tuesday that he strangled his neighbor to death and then tried to use an ax to decapitate the corpse before hiding the body in his bedroom closet, Suffolk County prosecutors said Jan. 28.
Aston Barth's murder trial was set to begin Tuesday morning at the Suffolk County Criminal Court in Riverhead, but the 34-year-old unexpectedly pleaded guilty just before opening statements.
He admitted in court Tuesday to killing his neighbor, Jason Campbell, 35, when the two had an argument in Barth's home on Ferndale Boulevard last year. A week later, on Christmas Eve in 2012, Barth's mother and brother found Campbell's lifeless body in a bedroom closet and called police.
After his arrest, Barth told detectives that he used an ax to try to decapitate Campbell before wrapping his body in a blanket and trash bag and stuffing the corpse in his bedroom closet.
"He said he struck him once in the neck with an ax and then decided not to do it or realized he couldn't do it," Assistant District Attorney Glenn Kurtzrock said after Barth's arraignment last year.
Members of Campbell's family were in court Tuesday and "expressed relief" that they would not be forced to testify at a trial, a district attorney's office advisory said.
Barth remains held without bail. He is expected to be sentenced to 15 years to life behind bars when he is sentenced on Feb. 26.


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Children ages 8 to 12 have the opportunity to display their artistic talents at the Palmdale Library's Valentine's Day craft which will be held from 3 to 5 p.m. on Tuesday, February 11, 2014.
"There will be several "make and take" crafts available to help our younger patrons prepare for Valentine's Day," said Library Director Thomas Vose. "Stop by and make a present at the Library that you can use to show your love!"
The library is located at 700 East Palmdale Blvd. For more information call (661) 267-5600 or TDD (661) 267-5167, or visit. Library hours are 10 a.m. – 8 p.m. Monday through Thursday; 10 a.m. – 5 p.m. Saturday; and 1 – 5 p.m. Sunday.
I would like to write about you. Email me with your community events. Use this link to start your career as an Examiner.


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|Plastimagen Mexico 2013 -- Automotive Parts/Services Eq., Computer Software, General Industrial Eq./Supplies, Industrial Chemicals, Operations/Maintenance Services, Process Controls - Industrial, Packaging Eq., Plastics Production Machinery, Plastics Materials/Resins, Robotics
|Pre-Register for this event
|Event Summary:
Plastimagen is the most important show for the plastics industry in Mexico and Central America. Plastimagen is recognized internationally as the most comprehensive plastics machinery, equipment and materials trade show in Mexico. At Plastimagen 2013, over 800 exhibitors will showcase machinery & related equipment, custom plastic processors, tools and molds, recycling equipment, chemical raw materials, components, finished products, synthetic resins, instrumentation and process control as well as other services. Mexico is the 12th largest worldwide consumer of plastics and the second in Latin America with a yearly consumption of six million tones. Mexico City and the metropolitan area represent the major production area in Mexico nationwide. There are many business opportunities for U.S. companies with a decent market of 100 million Mexican consumers.
Plastimagen 2013 attendees represent a wide range of industries such as: packaging / bottles; plastic processor; housewares / appliances; chemicals / plastics; automobile / transportation; cosmetic / pharmaceutical; recycling; construction pipes / tubes; electronics / electrical; fittings / tooling; jewelry / toys; equipment; medical; furniture; and other related goods and services. In 2011 the show attracted 30,000 visitors and 800 exhibitors from 21 countries.
CS Mexico is planning to work jointly with the organizer to recruit a US Pavilion. A series of webinars on the plastic industry and Plastimagen US Pavilion will be conducted and organized by CS Mexico City to recruit US exhibitors. Booth pricing is still unknown.
Booth offer includes: Doing Business in Mexico Briefing, On-site support from the U.S. Commercial Service staff and other services to be determined.
|Kevin Haley, Trade Event Programs
Senior International Trade Specialist
Phone: 202-482-6434
|Paul St. Amour, E.J. Krause & Associates, Inc.
Phone: 301-493-5500
|Monica Martinez, Mexico City
Commercial Specialist
Phone: 52-55-5080-2000 x 5218
|Jeff Hamilton, Kuwait City
Commercial Officer
Phone: +965 2259 1354
|Harry Henson, North Texas
Senior International Trade Specialist
Phone: 817-684-5321


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| © Coxley News 2014 | Legal |
Netherton Juniors Football Club
Players Wanted
This progressive and ambitious club now has teams ranging from under 6s (Yr 1) to under 10s (Yr 5) and runs both boys and girls teams. As the club continues to expand we are looking for additional coaches and helpers.
The club now trains and plays matches at Denby Grange Cricket Club and is applying for grants to further improve the facilities on offer.
We are still looking for more players from years 1, 4 and 5 to join us to play football and to have fun while doing so.
If you think you can help the club, or if your child is interested in joining, please contact Rob Scholefield at firstname.lastname@example.com
Contact Information
Telephone. Rob Scholefield on 01924 276717 or 07900 957730
Email. email@example.com
Quick Links
- Advertising rates
- Bin Collection Days
- Blacker Lane Action Group
- Bus Timetables
- Coxley Live
- Wind Turbines Links Page


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Performics is a global performance marketing company. One of the companies who helped to create the performance industry and is still redefining it today, the company's talented employees apply the fundamentals of search marketing to SEO, feeds, social, display, mobile and affiliate marketing. The company is headquartered in Chicago, with offices in 18 countries and three regional centres.
Our performance specialists are certified experts and recognized thought leaders. Their proficiency in paid search, SEO, feeds, social, display, mobile, and affiliate empowers our clients to make smart decisions about their digital spend and increase ROI.
Participate with Performics here!.


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College Hockey:Quesada, Crusaders Keep Winning
WORCESTER, Mass. — After rattling off three consecutive road victories, including a 4-1 rout of ECAC foe Union last Saturday, Holy Cross proved that it could battle at home as well, as the Crusaders downed Canisius 3-0 at the Hart Center.
The Crusaders received two votes in the USCHO.com poll after their victory over Union, the first time in the team's 37-year history that they were given votes in a major national poll. Holy Cross proved it was no fluke with two Jonas Tomiuk goals, along with Tony Quesada's 28-save performance and his first collegiate shutout, to earn a fifth straight victory.
"It was nice to get the win tonight returning home," said Holy Cross coach Paul Pearl. "Canisius is a tough team to play against. They are good on loose pucks, but our advantage was speed.
"Quesada is playing like he's not a freshman. He certainly is a guy that the team can build off of his confidence."
Pearl showed some concern, coming off the Union win, that his team might be overconfident.
"It's always a major concern for every coach. I thought we did a great job playing with intensity. I didn't think we were (overconfident)."
Holy Cross fired on all cylinders early, controlling the tempo of play and using its speedier forwards to put the Griffins on their heels.
The Crusaders drew first blood when Tomiuk took freshman Blair Bartlett's pass from behind the goal line. With the defender hanging all over him, Tomiuk muscled the puck under the pads of Canisius goaltender Eric Kieffer for the goal at 10:40 of the first period. Tom Pawlak received the other assist.
"Playing with Pawlak and Bartlett, they are able to create a lot of space," said Tomiuk. "They both worked hard down low on that goal. It was a credit to everyone."
After burying three goals on the power play against Union last weekend, the Crusaders tallied on the man-advantage yet again. R.J. Irving teed up a shot from the point that went wide of Kieffer but ricocheted off the boards onto the stick of Greg Kealey. At a sharp angle from the doorstep, Kealey banked the puck off Kieffer's pad and into the net. Irving's assist was his 11th on the year, to lead all MAAC defensemen in scoring.
The Crusaders' 14 first-period shots and two goals were enough to chase Kieffer from the net as sophomore Bryan Worosz started the second period in relief.
Neither team was able to find the back of the net in the second stanza despite seven power-play opportunities between them.
"We wanted to dictate play in the second, up 2-0 at home," said Pearl. "Playing man-up, man-down, that slowed the pace of the game, but I thought we adjusted well."
The Griffins appeared to have momentum swinging in their favor with just under five minutes to play in the period; however, Quesada was equal to the ask. With Canisius on the power play, Quesada butterflied to turn aside a shot from the point, but the rebound landed on the stick of Griffs' captain Rob Martin.
Martin's turnaround shot at the yawning net was robbed by the glove of Quesada to preserve the Crusader lead. Those were two of Quesada's ten saves in the period.
"I never saw the first shot," said Quesada. "I let out a bad rebound and tried to get as close as I could. It was just enough to get over there and grab it."
Holy Cross had an opportunity three minutes into the third to go up 3-0 when a soft shot from Tomiuk at the bottom of the left circle was taken by senior Mark Spiers. Spiers walked across the slot uncontested but fanned on the shot, giving Worosz time to make the save with his left pad. As both teams scrambled for the rebound, a melee ensued, resulting in a penalty shot for the Crusaders after the Griffins covered the puck in the crease.
Tomiuk took the chance for Holy Cross but was denied by the stick of Worosz as he closed the five-hole.
"I was thinking high glove the whole time," said Tomiuk. "But he (Worosz) was back in the net and was able to get his stick in the way to swat it. It was a great save."
Josh Henry had a shorthanded two-on-one opportunity for the Griffins with just under 14 minutes remaining in the third. Henry streaked down the right-wing boards but his shot from the top of the circle was denied by the right pad of Quesada.
"Nothing is going through my head," said Quesada. "I'm just playing in the zone, as they say. It was a nice feeling to get the shutout, but it wouldn't have happened without my defensemen. They are clearing rebounds and blocking shots for me. I owe it to them tonight."
The Crusaders would strike one last time with 1:45 remaining. On the power play once again, Pawlak used a two-on-one down low to feed a pass to Tomiuk, streaking between the hash-marks. Switching to his backhand, Tomiuk roofed a shot for his second goal of the game and third of the year to seal the win.
The victory improved Holy Cross' to 6-2 overall and 4-1 in the MAAC. The Crusaders will return to the road to take on AIC Nov. 15 in their next contest. Canisius had a two-game winning streak snapped. The Griffs' record falls to 2-6 overall and 2-3 in the MAAC. They will host Iona on Nov. 15.
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The 2014 Oscar Nominees Luncheon took place Feb. 10 at the Beverly Hilton in Beverly Hills, Calif. Nominees gathered to have lunch, pose for photos, receive their official Academy Award nomination certificate, and do interviews. (The 86th annual Oscar ceremony takes place March 2, 2014, at the Dolby Theatre in Los Angeles. ABC has the live U.S. telecast of the show at 7 p.m. EST/4 p.m. PST.) Here is what this Oscar nominee said when doing a brief press conference interview in the Oscar Nominees Luncheon's press room.
LEONARDO DiCAPRIO
Nominated for:
Best Picture
Best Actor
("The Wolf of Wall Street")
There's been some controversy surrounding "The Wolf of Wall Street" because many people think that the movie glamorizes greed and decadence. Can you comment on that controversy?
There's a lot of disgusting behavior in this movie. You can see that on screen, but it was very much a reflection of this culture, and we wanted this to be a cautionary tale. And we wanted to accurately portray this darker nature of our culture. And it was a reaction to what happened in 2008.
We, as filmmakers, wanted to display this part of humanity up on screen and the irresponsibility that came with it. Marty [Scorsese] has never been a didactic type of director that explains or spoonfeeds to an audience what the ramifications of these actions are. He goes in there and says, "Look, I'm not going to judge these characters. I'm going to show them for what they are." And [he] purposely didn't cut away to the victims of this type of behavior.
Ultimately, you have a protagonist at the end who doesn't get his due and proper, but that is also a reflection of reality. And that's what Marty does. And that's why his films, in my opinion, are timeless, because they're not specific to that period. It's portraying a part of humanity in all its truth.
Those are the types of films I want to be involved in. So yeah, I think we had to put it in the context of people understanding the type of movie we wanted to make — and that was, at the end of the day, a cautionary tale.
In one of your speeches at an awards show, you apologized to your parents for things that you did. Did you watch "The Wolf of Wall Street" with your parents?
Yeah, that [what I said in the speech] was a little bit of a joke. They understand I'm playing a character here. All of us had the attitude of playing characters that had no moral compass that gave into every temptation possible and were completely consumed by power and wealth.
We kind of looked at it as a giant Hieronymus Bosch painting. It was pure debauchery, and we were Roman emperors in the middle of it. And so therefore, once you put it into that context, my parents felt the same way. It was entertaining.
How would you explain why your relationship with Martin Scorsese is working so well?
It's easy for me. I was inspired by his work. He's one of the first filmmakers, as a young man, I became transfixed and, as an audience member, completely enveloped in the characterization of the people he put up on screen. He inspired my whole generation. Everybody I grew up with is completely influenced and the biggest fan of his work.
I've learned so much about making movies and the choices that you make while making movies, what film means, what cinema means as an art form to our very culture. I continue to learn every time I work with him. I suppose his relationship with me has to do with the fact that we share similar tastes, and I'm wiling to do whatever he wants on screen.
I've been very fortunate that we found material through the years that we've both been attracted to, and I think ultimately we gained more and more trust with each other as the years have gone by. I could be lucky enough to work with him again, because it's been a huge gift in my life.
For more info: Academy Awards website


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Dec. 12, 2013
"This is an honor to be here," said McCarron as he was presented the award. "This is awesome. I cannot thank my teammates enough. They made this all possible."
McCarron, who was also named winner of the Johnny Unitas Golden Arm Award and a finalist for the Heisman Trophy, has quarterbacked two national championship teams and been a part of three, boasting a 36-3 record at The Capstone. His 36 career victories not only stand as the most in Alabama history, but also the third most in the Southeastern Conference.
The Tide signal-caller has thrown for 2,676 yards and 26 touchdowns in 2013, completing 67.6 percent (207-305) of his passes. McCarron ranks eighth nationally in passing efficiency (165.9) and 14th in completion percentage. He set several Alabama records throughout the season, including career passing yards (8,632 yards), total offense (8,625 yards) and career completions (667 passes).
Get all the latest information on the team by following @AlabamaFTBL on Twitter and Facebook and AlabamaFBL on Instagram. General athletic news can also be found at UA_Athletics on Twitter and Instagram and AlabamaAthletics on Facebook.


text: Have questions or concerns regarding financing before you buy? Dont hesitate to drop our financing department an email or phone call and they will try their best to address your questions and concerns in a timely fashion and to the best of their ability. Please feel free to call Shane,Ray or Debbie for any of your needs.


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Japan: Land of the Rising Debt
- Vitaliy Katsenelson's blog
- Printer-friendly version
- Jul 30, 2010 2:51 PM
- 100
If Japan is in such precarious shape, why is the Yen at 1.15?
Why is the Yen a safe haven?
If the US is approaching the same precipice then why is UST at 128.5?
And the Mother of all Whys ... Why if there is such a rush into 'safe havens' (Yen and UST) is the Market at 1106 and not 806. How can it be both bad and good simultaneously?
Here are some very real reasons on why the JPY is strong.
Reason 1
We tend to keep our savings in Japanese banks with unbelievably low rates.
Then, the banks buy lots of treasuries with our savings.
Which are both rather irrational actions, but its real.
Reason 2
We are about the only group of people on the face of this earth that doesn't riot even if 95% our country's extraordinary debt is financed by ourselves.
Reason 3
No other country is going to ask us to pay back our debt.
Even if they did, they can only take out 5% of it.
Reason 4
Ben Bernanke is not a Japanese name.
Therefore, change in Japaneses' perception, Japanese savings (and of course our printers) are the things to watch if you want to make an educated guess on when JPY will tank.
One really big reason I forgot to add.
Japan is far from overbanked compared to other developed nations.
Tabi tabi sumimasen, but I will add a little wrap-up here with some stray thoughts on Japan.
Everything in Japan moves at the measured and even glacial pace of the Tea Ceremony (along with the agreed-upon "meaning" of every discreet movement), but it does move. Japan is changing. In a land where there is ceremony for the sake of ceremony, and where sometimes ancient history is invented on the spot (and where Kurosawa once said, "Japanese culture? I invented Japanese culture!"), time will tell if it is for the better.
One of the more admirable parts of that society is the willingness, even compulsion, to pass down expertise from one generation to another, and for the learner to possess both the patience and the passion to become the next expert. One can see this in everything from laquerware to noodle making, the produce of which can be spectacular and border on perfect.
This trait was also incorporated (after a prod from an American) into industry, and resulted in the evolution of miserable and shameful products like 1963 Toyotas and the old Mazda 505's into the Toyotas and Hondas of the late 1990's. For those who are unaware, this industrial thrust into quality and efficiency was centered primarily in export industries; domestically Japan is wildly inefficient (see goods transportation) and produces some real crap (residential construction). In any event, somehow and at some point, this began to change. Sony products are not what they used to be. The rash of Toyota and Nissan recalls borders on a national disgrace.
On the spectrum of the 1960's insult "Made in Japan" to the 1990's "Japan quality", things are moving back to the left. Maybe that is the natural progression of a society. Maybe it is the effect of lost confidence after the collapse of the Bubble Economy. Maybe it is a result of too much outsourcing of components to China. Maybe it is the "economy" forced upon a nation no longer as rich as it once was and where corners now must be cut in order to compete. Maybe it is the offshoot of a land where polled youth once listed "salaryman" as their life's goal, but where the majority now list "hair dresser" as the ultimate.
Whatever the reason, Japan and its place in the world are not what they were. The change may be slow and almost imperceptible, but it is there. It's economy is no longer Number Two in size, now passed by China. Its manufacturing and engineering, while previously on par with German, has been usurped. Even its international tourists are no longer the ones most favored and catered to for the size of their wallets and willingness to open them.
Most of this is subjective. The country's finances, however, are objective. Japan's decline has been at a snail's pace, but it may gather steam in light of the world's economic slowdown, Japan's aging populace, and the fact that the once vaunted savings rate goes negative in 2010.
My own mention of the late Shin Kanemaru (for those of you who don't know him, imagine a humorless Don Rickles in Japanese skin) brings to mind an experience from the time of his demise.
Japan's LDP use to feast off of "contributions" from the country's construction industry, which in turn was rewarded with contracts to build bridges to nowhere and to dig Cool Hand Luke ditches. It was a wonderfully cozy relationship until the electorate began to awake from its society-imposed slumber.
An investigation into this relationship led to a visit to one of Shin Kanemaru's homes, where a 'deconstruction' of his floor revealed an enormous stash of physical gold.
A disgraced major political figure then led to some interesting behavior, which I was privy to see after being invited to the inner sanctum of a major Swiss private bank vault room in Tokyo. My Swiss guide told me, at the time of the visit, that a seemingly endless number of political "secretaries" had been calling and asking to store personal stuff at the bank. The vault was filled with enough gold bars, coins, ornaments and other treasure to bring our own Gordon Gekko to multiple orgasm.
A few years earlier I had visited the vaults at Iron Mountain Depository. I'm not sure the Swiss bank's vault in Tokyo held less gold.
Classic! One of the few ways to get Swiss banking secrecy in Japan is bearer assets in Safety Deposit boxes... That and really aggressive bank loans on real estate purchases (or companies issuing Alpine CBs purchased by family scions).
I remember doing the math at the time when Shin Kanemaru was arrested and thinking that the total (gold, securities, cash, bearer bonds, etc) had to come to more than JPY 50 billion. I thought that was a pretty impressive pile of envelopes left on tables at ryotei in Akasaka.
Hungry people are not patient people. Homeless people maybe; but not hungry ones.
People are starting to get hungry folks. This is really happening. The cognitive dissonance created by government's PR machines and market manipulations are stirring anger as a natural response. People will not accept that global wage arbitrage has reduced their price in the open market.
The US standard of living is going to drop by about 1T maybe 2T tops. The real political question for the elites is who to cut off. Their will be winners and losers. Question is who decides? government or the market?
Is US society capable of these political decisions without bloodshed?
The soft Japanese landing won't work in the US. Gun ownership is higher here. Totally different cultures. Lots of business research to justify this reality. So let's not blindly assume that what's happening in Japan will happen in the US. I call BS on this.
I think the US economy will fragment and morf into an economy with pockets of supply chain breakdown inflation; extreme wealth concentrations, and deflation everywhere else.
Ask yourself if government can really pull it off!!!? I call BS on this. The only way to do it without civil war is to let the market decide who wins and who loses and to contain the collateral damage. I've always wanted to use that in a market sense.
Oh my, the land that actually works wonders for its citizens. Imagine US spending all its tax revenue on social security and taking care of its elderly at the same time? US is broke even before its social security fund contributions turned negative--imagine, if 25% of its citizens will draw retirement funds!
At least in Japan, men wear Gucci shoes and Armani suits for leisure, feast on tuna, drink exquisite tea and are chauffeured to work in public trains, beaming with Nippon pride. In the US men live in bank owned tenements, wear clothing Made in Thailand, eat chicken byproducts, drink corn syrup water and drive in soon to be reposed Japanese made cars while listening to newscasts telling them how we must get rid of social security, spend more money on bombing cave dwellers in Pashtun and let in more H1B Indians because we are too stupid and lazy and that's why we need more Mexican immigrants.
uh...really? Which Japan do you live in? Not to be a troll, but...
I should post some pics of the horrible 4000Y shoes & shabby 10,000Y suits I see on broken, depressed salarymen oozing with Nippon despair "chauffeured" on JR everyday.
If you want to see any Gucci or Armani, you have to catch the Housewives at the department store. If a man is wearing expensive shoes, he's a gangster or a host. These guys are chauffeured, however, and you simply will not see them on a train.
Your perspective on Americans may be correct. I haven't been there in awhile.
I believe the fellow spends too much time on Omote Sando. Ought to stop by a pachinko parlor on any given workday and see those Armani (sic) wearing salarymen putting in a good day's work, before heading home "fashionably late" so as not to lose face in the watchful eyes of the neighbors.
Of course, even Omote Sando has lost some of the glitz, as a Japanese friend in the jewelry business regularly makes low-ball offers on Piagets and Audemars Piquet, Kashmir sapphires and Golconda diamonds, that those prolific savers of Japan used to sport so proudly.
It ain't Shin Kanemaru's Japan anymore.
@Kobe Beef- Right On. All these people trying to tell everyone how well the Japanese are living have no clue. Obviously they do not live in Japan.
Japan will print money if they ever have to in order to pay off debt. It is that simple. If the yen's value decreases, so be it. It will make their products cheaper. I've always wondered who would ever buy a ten year Japanese bond at 1.5%. The answer is simple. Just print more yen.
Updated DOW charts:
I'll believe it (Japan raising rates) when I see it. I've been reading predictions of Japan imploding and having to raise rates for 10 years at least.
And the collapse of Japan was always presented as both a foregone conclusion and imminent.
Japan is the model that is held out as proving that it is possible to rack up huge quantities of sovereign debt and indulge in periodic bouts of quantitative easing without catastrophe ensuing. And twenty years on Japan is still there, without much growth it's true, but with a reasonable standard of living for the majority of its population.
However Japan did and does have a number of advantages that are not universally shared. First and foremost it is an export driven economy. Looking at Japan as a corporation, it enjoys strong revenue and is therefore able to purchase from abroad the things it needs without incurring debt because its trade balance is positive.
Secondly, Japan has an homogenous population who were inclined to save. It was therefore possible for the government to sell the majority of its bonds to its own population. This avoided the less palatable alternative of being forced to borrow from abroad.
Thirdly, a large proportion of Japan's twenty year stagnation has been during a period when the rest of the planet was enjoying strong economic growth.
The question has to be asked, is it possible for other economies and in particular the USA and Western Europe to operate similar policies to Japan but without sharing the advantages of that country? And indeed, now that those advantages seem to be slipping away, can Japan itself continue to operate as it has previously? I suspect not.
The real challenge remains the global imbalances in the world, where one half produces and sells whilst the other half buys and consumes. Long term that cannot work because the consuming half does not enjoy rising real incomes. For many a year that consumption was financed by rising real debt and when the consumer ran out of puff, governments took over leading inexorably to the current sovereign debt problems.
The truth is that the global imbalances are the elephant in the room which nobody wants to face up to. The exporting economies want to keep on just as they are because they hunger for high levels of economic growth. Western corporations are happy because they can outsource their production so keeping their costs down and their margins high, and western governments have been content to see consumer prices kept in check so that any index linked liabilities that they might have have been minimized.
It is the people in the middle who have been squeezed. If we are ever to have a truly sustainable recovery these imbalances have to be addressed, but don't hold your breath.
Thirdly, a large proportion of Japan's twenty year stagnation has been during a period when the rest of the planet was enjoying strong economic growth.
I'd suggest that the 'rest of the planet was' not 'enjoying strong economic growth'. Only that the rest of the planet's GDP figures were being juiced by the heavy introduction of FIRE, and not by real, sustainable economic growth.
Viewed through that lens, Japan actually looks very good.
Since we know that FIRE is doomed to collapse, Japan is far ahead of the curve in ridding their economy of such waste.
That is right on. The rest of the world went through the ILLUSION OF GROWTH.
Everything was MARKED TO MARKET on the way up. Now the Fed has $2.5 trillion of used toilet paper (one side only) and the assets to support debts are not there.
This is an interesting read (comments section). A bit of cheerleading mixed with a dash of doom and gloom. With Japan, the reality is the hardest thing to know, because in that culture there is often a collective and unspoken agreement to pretend.
Having headed an IB prop desk there in the 80's and 90's, and also been a fund manager (yes, one of the dreaded FIRE-types), I am of the view that US financial shenanigans have nothing on the Japanese.
First an anecdote about a peculiarity of the culture, which in a way is illustrative. Way back when, a married Western colleague was having a fling with one of the OL's. So was a married Japanese colleague, with another OL. On a night out, some other Japanese colleagues---after having their tongues traditionally loosened by the first sip of alcohol---remarked that "Jones" was typical of the decadent West and its loose morals. I noted that "Tanaka" was doing the same thing. Their answer: "Yes, but in Japan we do not frown upon such things; wives even expect it, so it is okay for Tanaka to do it".
Now for some "financial engineering", Japanese style. Back then (maybe still) subsidiaries did not need to be consolidated on the parent's BS or IS if the subs' revenues, sales, or profits represented less than ten percent of the parents' total. What firms used to do, then, was to cross a large block of futures contracts on the open or close of either the AM or PM session. When it was time to settle the trade a few days hence, the "winner" was booked on the parent's books and the "loser" in a subsidiary. This was extremely common and even became a product offered by IB's to local firms. Everyone from major beer companies to giant manufacturers used it. I remember a listed company declaring bankruptcy in the early 1990's, with the Chairman quoted in the paper as saying, "I don't understand it; just last month we declared record profits".
Another peculiarity of Japanese accounting is how pensions, insurance and savings products are managed, e.g., Kampo and Yucho. There is a contractual payout rate, and this must be made with realized gains on the portfolio. Realized gains must be offset by realized losses. You can guess what happens, or happened. Every winner is sold, every loser is held. The portfolio could lose 50% but still be able to make its contractual payout. Unfortunately, what is left after a few years is a collection of dead money. ALL of the PKO money (KAMPO and YUCHO) that was forced into the market in the 1990's by a government hoping to resurrect the Nikkei was managed this way. Every last yen. Similarly, JGB's were "crossed" for years to extract the gains, so the cost basis for these is not so far from current market. Real estate was also crossed to book gains.
Japan's population is aging, and they'll be dipping into their Kampo, Yucho, and pension accounts pretty soon. What they think is there is simply not there.
Someone mentioned that a consumption tax is an effective way to promote savings. In 1989 Japan had no CT but had a savings rate of 17%. Today it has a 5% CT and a savings rate that this will will turn negative. Economic theory meets reality.
I don't quite know the advantage of a "totally domestically funded" debt when the savings rate is about to turn negative (years of ZIRP and an aging society leads to a negative rate). The US has had no trouble funding its deficits either, and even has a kind of nuclear option of repudiating any foreign owned CUSIPS if it needed. I see no advantage here to either country.
What would be the result if 10-year JGB rates went back to the levels of twenty years ago, which given the deficit and the declining savings is not an impossibility? Rates at 3.5% would consume 100% of total current revenues just in debt service.
Maybe there is something I am missing, but it seems either JGB's have to go or the yen has to go. Perhaps if we all agree to pretend. Or maybe global growth will surge and save everyone from himself.
"A married Western colleague was having a fling with one of the OL's. So was a married Japanese colleague, with another OL. On a night out, some other Japanese colleagues---after having their tongues traditionally loosened by the first sip of alcohol---remarked that "Jones" was typical of the decadent West and its loose morals. I noted that "Tanaka" was doing the same thing. Their answer: "Yes, but in Japan we do not frown upon such things; wives even expect it, so it is okay for Tanaka to do it".
Yes, and...?
It's simply not something that is considered betrayal in the same way. You can't use that example to suggest that Japanese are engage in more "creative" behavior because to do that, you'd have to impose your western morals.
I have a friend in Hong Kong who used to visit his mistress in Shenzen regularly, and his wife knew. He's not allowed to do that anymore... the mistress gave him crabs ;^)
"Japan's population is aging, and they'll be dipping into their Kampo, Yucho, and pension accounts pretty soon. What they think is there is simply not there...
I don't quite know the advantage of a "totally domestically funded" debt when the savings rate is about to turn negative (years of ZIRP and an aging society leads to a negative rate)." This, I worry about. This is what I mean when I said (up thread) that we shall see if Japan can avoid immigration. Not that I think immigration is actually a solution either.
I don't quite know the advantage of a "totally domestically funded" debt when the savings rate is about to turn negative (years of ZIRP and an aging society leads to a negative rate)."
This, I worry about. This is what I mean when I said (up thread) that we shall see if Japan can avoid immigration. Not that I think immigration is actually a solution either.
Thank you. You have provided some subtlety and insight into Japanese practices of financial "management" which most outsiders don't get to see. Other readers could stand to read more from you when it comes to Japan. I agree with the comment about doom & gloom and cheerleading (though I think the cheerleading in these comments has been done without much basis in actual knowledge).
As to your comment about either JGBs or yen having to go... the issues involved are interesting, but ultimately, I expect it is the yen.
- If the yen goes, who in Japan benefits? The traditional economic expectation is that expectations of own-currency decline stoking inflation expectations leads to increased spending (bringing forward consumption) boosting the domestic economy. But given the demographic spread of spending power, I would posit that a weaker yen actually acts as a tax.
- If JGBs went to 3.5%, that by itself would not cause debt service costs to consume 100% of total current revenues assuming short-term rates stayed low.
- If the yen goes, then the yen value of foreign securities holdings rises, making the net debt picture look even better.
- It is possible that if the yen goes, corporate Japan will make more money and therefore this will create higher tax revenue which could lead to a primary surplus at some point in the future. A primary surplus. This would have the effect of exporting deflation to the rest of the world because of the relatively cost of Japanese exports (Japan exports high value-added items and manufacturers abroad the lower-value-added stuff so the average "Japanese" manufactured item sourced from Japan has a higher cost or value add than the average Japanese manufacturer-labelled item), which might also boost spending.
In the end, I think it may be neither yen weakness nor significantly higher Japanese rates. I think the endgame is in cutting welfare/medicare/social security payouts (possibly arranging for the export of senior citizens). That is effective default on debt without it really being default.
What I do not see happening, which should be happening, is the rationalization of government services. Government employees have jobs for life, and the assumption is always that the budget next year will be higher than this year and so employees who retire are replaced with a young one. In a declining nominal GDP situation caused by an aging society, that cannot be sustained. The practice of lifetime employment guarantee will have to go. The level of "service" must fall. Contrary to most people's expecetations, I expect it will be popular with Japanese (except those who work for the government). It is off the radar now, but it will HAVE to be done.
I expect other measures as well, such as an asset tax. I expect inheritance tax rates may rise too. I would expect that some of the loopholes available to small companies to hide income will disappear. There is simply too little work being done in Japan to change the future financial balance of the nation.
But since currencies are relative and not absolute, and every major country wants to weaken their currency, who gains ? Someone's currency must go up in value- name the winner (loser) please ?
"If the yen goes" is code for the yen going down vs other currencies. I would expect that the currencies which would go up in value over time would be Brazil (which would be a crying shame for Brazilians because they are not ready to handle a strong currency yet), India (gradually), and the euro. I expect that the USD could outperform the JPY over time as well. The most significant impediment to the yen getting weaker is the fact that Japan does not have a large enough supply (oversupply causes price falls). The "supply" in Japan is substantial but the problem is that the major purveyors of yen (employers) don't act that way. Japan's social structure is singularly unsuited to a non-growth inflation scenario.
Japan, Land of the rising debt? Declining debt that is.
Why do so many people only look at public debt? Japanese public debt has indeed been rising during the last 15 years by about 100% of GDP, but private debt has been declining FASTER by about 150% of GDP so that total debt has been declining during that period. The net result is that the total amount of debt that lies on each and every Japanese resident is on average 25% smaller in relation to income than on each and every American. And unlike for most Americans, as Japan has been enjoying current account surpluses during that period, that Japanese debt is all financed internally.
So please make an analysis that is a bit more profound than simply quoting public debt as a percentage of GDP when you compare the credit worthiness of countries.
Defaulting on its debt, especially when the majority of it is held by its own citizens, is a political impossibility.
Sentences like that require proof, and I don't see any. Japan is a homogenous country, where people have a high sense of duty and willingness to sacrifice their own good for the greater good. From those premises it wouldn't be impossible that all of the nation's bondholders would accept to take a patriotic haircut. It just needs a big enough crisis and maybe a coalition government of the two big parties.
This has already happened without so much as a hiccup. The government lost Social Security records at one point.
The practical way to "default" without defaulting is to reduce government services, reduce transfer payments (social security, etc), raise the deductible for senior citizens to go see the doctor (it is so low now that hospital waiting rooms are like social clubs for senior citizens) and see government spending come WAY down. This would lower the outgo burden for future generations allowing a gradually weaker yen to allow "profitable" reduction of FX reserves to pay off debt.
Land off of australia is rising 13 ft per day, leaves japan in the dust
Yes i drank my silly juice and the viagra too, just cant remember why.
Oh i am so sorry, thats not your bathroom?
Have a nice weekend you all.
Help me understand this. If you borrow another $1 trillion, at one percent your interest cost is $10 billion a year. So if you only generate $2.5 trillion in tax revenue, you are paying out 40 basis points of your receipts. At three percent you are paying about 120 basis points for each $1 trillion in debt.
For our current debt load, do you take the whole $13.2 trillion or just the $8.4 trillion that is circulated in public debt? At current 10-yr treasury rate, on $13.2 trillion you are paying 15.84 percent of tax receipts, and at $8.4 trillion you are paying out 10.08 percent of tax receipts. If you are paying out between 10 and 15 percent of tax receipts on just interest costs, and entitlements take up another 70-80 percent, you have little left over to paydown the debt or finance any economic incentives to grow the economy.
So how does this get fixed without resorting to some horrible horrible scroched earth policy of budget cutting or debt default? I appreciate the information from people far smarter than I am.
So how does this get fixed without resorting to some horrible horrible scroched earth policy of budget cutting or debt default?
QE just like ours: print Yen and buy debt .
Next question?
Rapid GDP growth. Devalues the debt (because people would rather own companies, not debt), and provides the economic output.
In the Japanese scenario, this rapid GDP growth comes not from an increase in production, but rather, the production being tradeable for more imports than previously possible (ie: more barrels of oil, for instance).
In 1980, for instance, it cost 20 ounces of gold to buy a good computer. Today, you can buy a good computer for less than once ounce of gold. This is the sort of deflation that has been afflicting Japan and causing much of the problem concerning high government debt. But at least there's a light at the end of the tunnel, unlike the situation that stalks the rest of the western world.
Look to Canada for an example of how this played out. Canada's economy suffered 2 decades of anemic growth when its main industry, commodities, was in a secular bear market. Government debt soared. Bear market in commodities abated, and wham, the finances haven't been this good in years compared to other G-7 nations. Similar set of circumstances with Japan, except replace commodities, with highly engineered goods and services.
Canada suffered 2 decades of anemic growth because of commodities. Wrong. Canada had Trudeau and Mulroney- way too pink on the inside.
If you have a government job (complete with subsidized pension) in Canada, you have it made. If you work in the private sector, well, too bad for you.
When the China bubble bursts, Canada and Australia will get a very rude awakening.
All your arguments were plausible until this stink bomb arrived.
You've obviously got this solved.
All you have to do in order to achieve that is require foreigners to buy more highly-engineered Japanese goods (because it is certainly not the highly-engineered Japanese services foreigners will buy). Maybe those people will spend even more than they have (supporting the Japanese trade surplus for the past several decades). They will do this as commodity prices fall (because they have to) and other countries' GDP rises (in order to generate the larger amount of money needed to pay for more Japanese goods).
And of course, this assumes a future where there are no develpoed highly-engineered products coming out of China, India, Korea, etc., etc. that compete severely with Japanese goods.
This major ingredient is missing form Pitz's argument.
The gist of pitz' argument is that all countries will value products more than money, and because they value them so highly, they will spend more money on them. And Japan's manufacturers of highly-engineered products will be most-highly-prized because they are most highly-engineered. Those other countries' products will obviously not be as prized because they are not Japanese. Therefore, Japan will come out of its GDP funk.
It is not the only major ingredient left out. There is the other one of where other countries' money comes from to buy Japanese goods (they obviously don't have FIRE money or money from manufacturing and selling highly-engineered goods because FIRE has stopped and all highly-engineered goods are produced in Japan in this new world).
Nikkei 1987 = 39,000
Nikkei 2011 = 9,500
Round and round she goes, up, down, down, up.
Financial middlemen in Japan are held in lower esteem than pimps.
This includes hedge fund traders that try to raid cash rich companies to "unlock shareholder value", a quaint euphemism for trying to help themselves to cash that could otherwise be used for R&D, market development, a buffer during any economic downturn, etc.
Exactly. Which is why banker-centric propoganda like "Japan headed for a collapse", "Japan has had no growth in 2 decades", "Japan's economy is a disaster", "America would cease to exist if it went down the Japanese path", is so patently ridiculous.
Seriously, Japan is a perfect textbook example of a very efficient and prosperous economy, for which, hard work is rewarded with value. Unlike America, where, bankers are rewarded for doing no work, and engineers who do all the work are often relegated to the unemployment lines after their projects are completed.
You have no idea. Do you even know what a contract worker or a temp worker in Japan is? These people have no quarantee of work and few benefits. 34% of all workers fall in this category. The Keidanren companies are making profits just like the major corps in the US. And they did it the same way, cutting expenses, labor being the first and deepest cut.
Japan has much to be proud of, despite the growing command economy that promised to give them an economic recovery 20 years ago. But to suggest that people in Japan are not scared or suffering is silly.
These people have no quarantee of work and few benefits.
Sounds like a massive chunk of workers in every other country. I know it might be a horrifying trend to Japanese workers, but is it any different in Japan, than it is everywhere else?
Suffering and being 'scared' is just relative. 6% unemployment is very low compared to everywhere else. If we keep the definitions of economic "recovery" constant, then the USA hasn't had one since the tech crash. At least the lack of a robust recovery is acknowledged in Japan, not just swept under the rug with a phony (and now collapsing) real estate bubble as it was in the rest of the 'industrialized' world.
You miss the data points so I'll spell it out (or, in this case, add it up) for you. 6% plus 34% equals 40% of the workforce that is either unemployed or under-employed compared to the US which is somewhere in the 17% to 18% range.
Any other discussion with you about this its beyond moot.
While you obviously right on your side in the various pissing contests you have had with pitz here, this is not one where the comparison to the US is obvious.
- Just because they are a contract worker does not mean that they are underemployed. It may mean their position is more precarious than that of a seishain (regular employee) and that they have less potential career growth, but it does not mean they are currently underemployed.
- Your 17-18% range is the common (current) number for US unemployment plus underemployment using all the available BLS data. What it does not include is all the people in the US who have jobs which have similar characteristics to contract/temp employee jobs in Japan (i.e. little potential for wage growth, little potential for advancement, lower quality of perks than other employees, potential to be cut out of work next week should the workplace suffer economically). What portion of the US workforce works in jobs which are not called temporary or contract, and which may not be underemployed now, but which are just as precarious, and where they can be picked up, or let go, in a heartbeat. 90% of employees in the retail industry for a start. In Japan they would be called contract or temp employees but in the US they are just plain 'employees.'
I do agree with your last point though...
Also, don't forget those diligent workers with horrible pay pursuing our tradition of "service overtime".
Hey, I really do have friends who works about 80-100 hours for nothing.
So, the "real" number has to be greater than 40%.
And the statistics for those 6% and 34% has been decreased by volunteers as well.
Well, let me give you a quick example.
16% of the people who graduated with a doctor's degree does not have a job.
8% of the people who graduated with a doctor's degree commits suicide or is missing.
The other 76% gets to live with a job.........for the mean time.
Those haken - temp workers are anything but underemployed.
Japan did go through some wrenching adjustments post Bubble Economy.
It will interesting to see how the US deals with similar adjustments . . .
Yes, the large J-government debt is a problem.
However, any predictions for the imminent demise of Japan [or the US, for that matter] need to be taken with a large crystal of salt.
Especially if they come from financial types annoyed that Japan won't set it's economy on FIRE [Finance, Insurance, and Real Estate]
Thanks for the sane comments. I actually believe that the Japanese can pull themselves out of this mess, but not with the political direction they are heading.
I agree about the FIRE assault. The world would love to get its hands on the savings of the Japanese families. Unfortunately, so would the Japanese government.
i don´t understand how one can be so optimistic about japan when they change prime minister more than once a year.
last election they kicked out the ruling party for the last 50 years. the party in charge now is deeply unpopular as well btw.
barring major political change/reform japan is doomed. to support a welfare state when citizens live longer than ever you need more workers/taxpayers.
i don´t understand how one can be so optimistic about japan when they change prime minister more than once a year.
Changing Prime Ministers "more than once a year" speaks to the vibrancy of the Japanese political process. Why must this be viewed as a negative thing?
"Changing Prime Ministers "more than once a year" speaks to the vibrancy of the Japanese political process. Why must this be viewed as a negative thing?"
Wow, this is just a ludicrous statement. You can't execute your legislative agenda in less than a year no matter what it is.
Now I think it's likely you're just an otaku.
What this really says, I think, is that Japan is becoming ungovernable (even for the LDP)... and this, to me, is one of the real risks all the democratic countries face as austerity hits. And yes I know Japan is not really democratic... do you?
Changing Prime Ministers "more than once a year" speaks to the vibrancy of the Japanese political process. Why must this be viewed as a negative thing?
It is not necessary to view this as a negative thing. But it is negative. There is no vibrancy in the Japanese political process. The changes in PM are not based on changing opinions of the well-informed electorate. They are not based on elections. It is simply musical chairs among factions within parties and coalitions of parties. Politicians horse-trade the ability to say that they said something. At a certain point, someone gets into trouble and so he is replaced by a former pro wrestler/actress/comedian who decides that politics would be a cool job to monetize some prior popularity. Because things change so often, in order to get re-elected, factions of politicians have to rely on pandering to an electorate to get re-elected.
The last government fell ostensibly because it could not make a decision to move a US military base from a place where it had been for decades. Japan has so many larger problems than whether one community has (and has had) enough of the noise associated with constant landings and takeoffs of heavy jets and helicopters at all hours of the day and night.


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This morning I rolled out of bed at 5:30. I mean this literally. I rolled onto the floor, paused on all fours and moaned, "Oh, God." It was not a prayer.
I became a writer partly because I figured nobody would ever ask me to get up at 5:30 to deliver an emergency adjective. But there I was at 5:45, sitting in front of a keyboard as part of my new strategy for creating better work habits. The goal: to improve the trajectory of my career, maybe even my life.
My inspiration for this hard-for-me change was a book called The Power of Habit: Why We Do What We Do in Life and Business, by investigative journalist and New York Times reporter Charles Duhigg. To achieve change in your life, Duhigg argues, simply plug new routines into your day and stick with them until they become habits. The concept amounts to a grownup version of the rule my mother instituted when I started first grade: Finish homework first, and then you can play outside. The bigger payoff is that these new habits can, in turn, become "keystones" supporting other, seemingly unrelated changes. Change one habit, and maybe your social life will improve, your business will become more profitable, your family will be happier.
The idea is simple to state but not so simple to put into practice. If rebooting our habits were easy, "we'd all be thin, and we wouldn't have so many people with drinking problems," says Dartmouth University professor Todd Heatherton, PhD, who researches self-regulation, the process by which people exert control over their behavior. Still, habits form according to an elegantly simple logic, and understanding the process opens the door to all sorts of beneficial changes.
Your brain loves it when you develop habits. That's because your brain requires lots of energy, especially when you're reasoning, so the more activity it can shunt onto autopilot, the more power it has for complicated stuff like completing your tax returns. To keep you from having to think about behaviors you repeat often—how you commute to work, take a shower, make love—your brain forms sets of boilerplate instructions.
How does the brain persuade us to embrace a habit? By giving us rewards (through a series of chemicals that activate pleasure and motivational circuits), it teaches us to always respond to a certain cue with the same routine behavior. For example, you see that it's 7:30 am (cue), so you hop into your car and drive to work (routine). Because you've left on time, you avoid traffic and get to work exactly when you should (reward). A cue could also be the sight of your favorite chocolate. Eat the chocolate (your "routine" whenever you see a tasty-looking piece), and your pleasure circuits will spring into high gear. Another example: Your beloved gets home from work (cue), and you sit down to drink dirty martinis together (routine). Eat, drink, have sex—in every case, your brain chemicals will provide bliss or, even more powerfully, release you from stress or anxiety. When we get a reward, we're motivated to repeat whatever action (routine) led to it. Soon we're in what Duhigg calls a habit loop. His equation: cue + routine + reward = habit.


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ALBANY, N.Y. -- The University at Albany baseball program will host its annual UAlbany Baseball Golf Weekend Sept. 22-23. All alumni, family, friends and current players are invited to take part in a round of golf Saturday, a dinner banquet that evening, and the annual alumni game and barbeque on Sunday.
Saturday's golf will be held at Mohawk River Country Club in Rexford, NY with a 10:00 a.m. shotgun start. Lunch will be served, and following the day on the course, there will be a dinner banquet at Maggie's Sports Bar on Western Ave, beginning at 5:00 p.m.
The alumni game will start at approximately 11:00 a.m. Sunday with a BBQ free of charge to follow.
Last year, there were 79 golfers and 75 people that attended the dinner banquet. The UAlbany baseball program looks forward to getting together again and hopes to make the annual event better and better every year.
Click here for a golf and dinner registration form, and for more information on the weekend's events. All payments must be returned to the UAlbany baseball office by Sept. 12. Contact Sean Doyle at email@example.com if you have any questions or have a preference for golf groupings.


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June 1-11, 2012 Yellowstone and the Grand Tetons.
Our National Parks are a wondrous gift from nature. Places everyone should have a chance to see. Make the trip! If you can't, at least I can offer you a peek with the photographs in this book.
As a photographer, the click of the shutter is just the beginning of my visual journey. Creating the photographic print is as important as taking the picture for me. The final image is all about my moods and perception of what I see and feel about the subject. Subtle manipulations in the film or digital darkroom, camera and film choices, as well as hand coloring black and white photographs and using alternative processes, are all tools I consider using to create art. I take pleasure in sharing my sense of wonder with you of what nature has to offer us visually My fine art prints have been exhibited extensively in the Hudson Valley for over 25 years in solo and group shows, as well as nationally.
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"Bel Paese" ITALY second edition Publicado 21 de enero de 2014
Alec's Vietnam Publicado 01 de julio de 2011


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Johnson Named Defensive Player of the Week for Fourth Time in 2014
Five weeks into the 2014 season and Princeton women's water polo goalie Ashleigh Johnson has collected her fourth CWPA Southern Division Defensive Player of the Week honor and the eighth of her career, it was announced Wednesday. The sophomore has now earned 10 divisional weekly awards over her Tiger tenure.
Johnson helped Princeton cruise to a weekend sweep at the Harvard Invitational last weekend and improve to 14-0 on the year behind her 42-save effort.
She opened the tournament with a 14-save outing in an 8-7 win over then-No. 19 Hartwick, followed by a 19-save performance versus Iona to earn a 9-7 victory. The 19 saves are her second highest single-game total.
Johnson and the Tigers improved to 4-0 versus ranked opponents, earning a 14-11 win over then-No. 18 Santa Clara after she made nine saves.
The goaltender boasts a .695 saves percentage, made 169 saves and has only conceded 74 goals against spanning just under 419 minutes between the pipes.
Johnson and the No. 8 Tigers will now head to Southern California for an eight-game slate, beginning at this weekend's San Diego State-hosted Aztec Invitational.


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Pat Shine begins his second season as assistant coach and recruiting coordinator with the Bruin Baseball program. Coach Shine will be responsible for coaching the hitters and outfielders as well as serving as the third base coach. Shine was instrumental in UCLA securing the fifth-rated recruiting class in the nation in 2005.
Shine began at UC Irvine the same year as Savage, 2001, and was responsible for overseeing, working with the hitters and assisting with recruiting efforts. In Shine's three years at UCI, the Anteaters compiled an overall mark of 88-84-1 and in 2004 made their first NCAA Tournament appearance in the Notre Dame Regional in South Bend, Ind.
As an assistant at UCI, Shine helped bring baseball back to the university after a 10-year absence. His first year at Irvine consisted of around-the-clock recruiting and helping build the foundation for the new program. Ultimately, the Anteater's 2002 recruiting class was ranked eighth by Baseball America. In his three years at UCI, Shine helped coach two "Louisville Slugger" Freshman All-Americans, five All-Big West honorees and 13 future professional baseball players.
Prior to UCI, Shine served as an assistant at the University of New Mexico where he helped guide the Lobos to a Mountain West Conference championship under Head Coach Rich Alday. In 1998 and 1999 Shine was a volunteer assistant at UC Berkeley and was responsible for overseeing the outfielders and hitters under Head Coach Bob Milano. Previously, Shine served as an assistant coach at San Francisco City College.
During his pursuit of becoming a full-time Division 1 assistant coach, Shine spent five summers coaching and managing summer teams around the nation. In 1996-1997, he assisted the Topeka Capitals of the Jayhawk League and then during the summers of 1998-1999, he served as pitching coach and manager of the St. Cloud Riverbats of the Northwoods League. With the Capitals in 1996, Shine's team finished fifth at the National Baseball Congress World Series.
In 1998, the Riverbats, led by Shine, won the Northwoods League title and in 1999 Shine was named the Northwoods League Manager of the Year after leading St. Cloud to a league record for wins. In 2000, Shine assisted with the Brewster Whitecaps of the Cape Cod league and eventually was named interim manager and helped lead the squad to the Cape Cod League championship.
He began his coaching career as the head coach of Gonzaga Prep High School in Spokane, Washington. Shine, 34, earned his degree in management and speech communications from Gonzaga University, where he also played middle infield and was team captain of the 1995 Bulldogs. Prior to transferring to Gonzaga, Shine played shortstop at Whitworth College in Spokane, Wash.


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RESIDENTS in Accrington are celebrating after the opening of a £74,000 play area.
Dozens of people gathered at the space-themed play park in Exch-ange Street yesterday for the official launch day.
Mayor of Hyndburn Coun Col-ette McCormack cut the ribbon and there were performances by Springhill Morris Dancers and young persons dance choir Skoot, from Oswaldtwistle, as well as an Easter egg hunt.
Residents in the Springhill area have been awaiting the opening of the park for eight years, when plans were originally submitted.
The project has been part funded through the Big lottery Fund, Community Spaces Program and by Hyndburn Council, in partnership with Spring Hill Community Network. The park caters for children aged four to 12 and features a slide, swings, climbing frames and space themed roundabouts.
Diane Fielding, chair of the Springhill Network Group, said: "After extensive consultation with young people a space theme was chosen and a design brief was prepared to meet the needs of the local children. The area has been desperately in need of something to keep children occupied as there are hardly any activities available for them. So far all the feedback has been extremely positive."
Mum-of-four Michelle Ancers, 39 of Higher Antley Street said: " The park is fantastic. The children love it and the space theme seems very popular — my children want to come and play here all day.
"There is nothing for children to do around here. We have waited for a new play area for a long time and everyone seems to be thrilled that it is now open. Now the park is here we just hope that it is well maintained and doesn't become a target for vandals."
Mum-of-one Rose Cougill, 16 from the Springhill area said: "The park is great, I wish there had been something like this when I was younger.."


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Thom Fox co-hosts a radio show "The Engine" and spent some time talking to me recently about the debt relief world today and what good options are available for consumers. It was a great interview since Thom knows the credit counseling world like a Boss! He used to work for Cambridge Credit Counseling but has moved out on his own ... Read More »
Student Loan Consolidation Assistance Slippery Slope of Compliance
Recently the site has received a number of great comments about if student loan consolidation assistance services should be regulated or are already regulated under state laws.You can read all the article on this topic, here. When talking about compliance issues for student loan assistance programs the argument seems to come down to one of two statements. We Are Not ... Read More »
How to Run a Clean Student Loan Assistance Program
Since I started writing about student loan rescue or assistance programs that look like they take unfair advantage of consumers I've heard from some that would like to know what a "legitimate" student loan assistance program actually would look like. You can see the current list of articles on this subject of student loan assistance or rescue issues, here. My ... Read More »
Student Loan Assistance Rescue Scams On the Rise – Buyer Beware
There has been a sudden rise in the number of companies that are selling purported student loan assistance programs. Recently I covered three such programs here, here, and here. You can see all the stories on student loan rescue companies here. One of these programs was even being sold by an IRS approved non-profit charity that targets military members. The ... Read More »


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Joey New York 4 in 1 Foundation is an exquisite liquid to powder foundation that is the ultimate in natural looking makeup with perfect coverage.
Specifically designed for normal to dry skin types.
Dermatologist tested.
Directions: Shake well before using. Dot Joey New York 4 in 1 Foundation on forehead, nose, cheeks and chin. Lightly, blend with brush including the jaw line. For added coverage, re-apply another layer using fingertips or brush.
Net Weight: 30 ml / 1 oz.
Ingredients: Cyclopentasiloxane, Bis-Peg-12 Dimethicone, Cera Alba(Beeswax), Dimethicone Crosspolymer, Capric/Capric Triglyceride, Ethylhexyl Palmitate, Talc, Aluminum Strach Octenylsuccinate, Stearalkonium Hectorite, Silica, Polymethyl Methacrylate, Phenoxyethanol, Butylparaben, Ethylparaben, Methylparaben, Propylparaben, Isobutylparaben, Behenyl Alcohol, Butyrospermum Parkii(Shea Butter), Hydrogenated Caster Oil, Stearyl Alcohol, Protease, Subtilisin, Collagen, BHT, Zea Mays (Corn) Oil, Retinyl Palmitate, Cholecalciferol
May Contain: Titanium Dioxide(CI77891), Iron Oxides (CI77491,CI77492,CI77499)
Disclaimer: Ingredients are subject to change at the manufacturer's discretion. For the most complete and up-to-date list of ingredients, please refer to the product packaging.
If you need any help for applying these offers or any other issue please call us toll-free at 1-866-830-6161.


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Before you start taking apart your PS3
- Make sure all the cables are in correctly.
- Unplug all cables except the power cord, and plug them back in.
- Remove the hard drive and put it back in.
Hair Dryer Fix
Here is a great guide showing a quick repair of the blinking red light using a hair dryer.


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Sep 4, 2012 10:05 AM
Our favorite thing to bring to a potluck? Dessert! Bean salads and two-liter bottles of soda rarely get remembered, but an angel food cake with a strawberry-balsamic glaze? You're a living legend! We try and remember to bake our goodies in Round Paper Ring Molds ($1.25 each). They're oven- and microwave-safe, and best of all, we don't have to worry about toting home dirty pans. Stock up - the holiday season is bound to be full of parties in need of cake!
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Chelsea to snap up star on new deal!
Chelsea are preparing to offer midfielder Frank Lampard a new one-year deal.
The Chelsea midfielder is out of contract at the end of the season and he has been heavily linked with a move to the MLS to end his trophy laden career.
However, despite all the rumour which have claimed he is not getting a new contract, there is reports on the Metro website which have claimed they are preparing a new and improved deal to keep him for one more year.
The club could offer similar terms to what he has now, once they have finally announced the appointment of a new manager in the summer, who is many believe will be Jose Mourinho.
Lampard is the clubs leading Premier League scorer this season and ever so close to becoming the clubs all-time leading scorer, so although he isn't the same player he was a few seasons ago. He is still a valuable member of the squad and deserves a new deal.