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Ham and Broccoli Biscuit Bake RecipeRead Reviews Be the first to add a review
4 14 15
Whenever I cook this creamy dish, I'm on alert to make sure my husband doesn't nibble before I bring it to the table. I chide him, but really, who could resist the aroma or the golden crust bubbling to the top? —Amy Wheeler, Baltimore, Maryland
- 2-1/2 cups frozen chopped broccoli
- 1 can (10-3/4 ounces) condensed cream of potato soup, undiluted
- 1-1/4 cups 2% milk, divided
- 1 teaspoon garlic pepper blend
- 1/2 teaspoon crushed red pepper flakes
- 1/4 teaspoon pepper
- 2 cups cubed fully cooked ham
- 1 cup (4 ounces) shredded cheddar-Monterey Jack cheese
- 1-1/2 cups biscuit/baking mix
- 1 large egg, beaten
- Preheat oven to 350°. Combine broccoli, soup, 3/4 cup milk and seasonings in a large saucepan; bring to a boil. Reduce heat; add the ham and cheese. Cook and stir until cheese is melted. Pour into a greased 11x7-in. baking dish.
- Combine biscuit mix, egg and remaining milk in a small bowl just until moistened. Drop by tablespoonfuls over ham mixture; spread gently.
- Bake, uncovered, 25-30 minutes or until golden brown. Yield: 6 servings.
Originally published as Ham and Broccoli Biscuit Bake in Simple & Delicious February/March 2013, p17
Reviews for Ham and Broccoli Biscuit Bake
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Reviewed Apr. 14, 2015
"My husband, who is very picky, told me this recipe was a "make again"."
Reviewed Apr. 9, 2015
"I added pepper jack cheese instead of Monterrey jack cheese. My whole family loved it even my picky son."
Reviewed Mar. 11, 2015
"If I were to make it again, I would double the sauce (ham and broccoli) but keep the amount of the topping the same. Maybe it's one of those dishes that tastes better the next day."
Reviewed Feb. 7, 2015
"Used chicken breasts, cream of chicken soup and tossed in a handful of cooked egg noodles.. excellent!"
Reviewed Feb. 2, 2015
"This looks so good. But there is one problem my sister hates cooked broccoli. But she loves cream cheese and ham so I will grind the broccoli then mix it with the cream cheese she will never notice."


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Saturday's Detroit automotive news reports the high velocity of an auto industry that's on an unprecedented rebound. At the center of that rebound is several foreign owned multinational auto manufacturers, including the Chinese. Honda and Toyota were the first Japan based auto makers to manufacture in the U.S. and have never looked back.
Despite what you may have read or watched on C.N.N. and Fox News as to a decline in foreign investment in the U.S. and Canada, the Federal and many state governments welcome foreign investment, subsequent jobs created and generated tax revenue.
To date American Honda Motor Company has manufactured more than 17 million cars and light trucks in North America and look to increase auto exports from North America by 100,000 units in 2015. America's number one Auto brand in 2013 was Toyota with Honda earning the # 1 spot in the light car and small sedan sector with the Civic and Accord.
The year was 2008... As President Barack Obama pledged to return manufacturing to U.S. shores few listened, and even fewer believed him; as the U.S. and World economy melted into the deepest depression experienced in decades.
Since the introduction of affordable foreign manufactured sub-compact cars to U.S. markets in the 1970s, we had witnessed the accelerated collapse of Detroit and North America based auto manufacturing.
Demographic and debasing economic trends mandated the rapid development of cheaper, smaller, fuel efficient cars and trucks. Detroit had hesitantly answered the call for change, as an unprecedented rise in the cost of union sanctioned labor tied to unsustainable medical and retirement benefit packages would kill the U.A.W...
A mid decade spike in the cost of raw materials and fuel caused buy unprecedented demand in developing economies, would prove to be the nail in the domestic auto industries coffin as A.I.G. , Citibank and Morgan Chase Stanley called in the note on Chrysler, Ford and G.M..
The nation's largest automotive based manufacturer; G.M., Delco and subsidiaries would fold into Bankruptcy, laying off thousands of U.A.W. sanctioned skilled laborers and shuttering countless suppliers and jobbers.
The majority of auto workers would never return to what they and family believed to be life- time jobs. Those that would return to the "new" G.M. and Chrysler would do so under halved pay rates and reduced medical, retirement benefits.
As the national and international press corp. spun a story of unimaginable decade spanning horror, this writer and countless others would reach out to the Obama administration, emphasizing the importance of sustainable job creation through a resurrected "on-shore" manufacturing sector.
While Obama's vision for rebuilding America's economy was linked to the repair of road infrastructure, bridges, schools and fiber optics enabled internet access for "all," the so-called "shovel ready" construction projects touted by the administration failed to materialize, as the U.S. economy reacted to socioeconomic events unfolding in Asia and Europe.
The "free enterprise" system as we knew it was broken… Obama couldn't fix it and yet the infrastructure for U.S. based mega- manufacturing was in place, as was a well trained labor force waiting for "world -wide" product demand to spark the sleeping monster that was the U.S. manufacturing sector. The forgotten "Made in America" slogan of the 1970s would come back with a vengeance.
International and domestic markets for big ticket durable goods had all but disappeared, as an economy wrecked by deregulated mega- financial gambling, through commodity derivative trading failed to quickly rebound. The Fed would financially bail out big banking, housing, Insurance and auto manufacturing. But at what cost?
The detractors of the president's stimulus act painted a grim picture of prolonged generations- long debt that would drown the nation in a whirlpool of inflation, stagflation or economic implosion.
The nation was told to be patient by a president that was quickly loosing credibility among the loyal as national unemployment numbers approached 12% or higher. Some claimed much higher. At the height of the recession 30 million Americans would be unemployed. As millions of co-workers, family and friend extended their dwindling unemployment compensation into a two and three year wait, millions would never return to work.
The first decade of the new millennium would come and go as a seemingly endless recession would regretfully extend into 2010 and the first quarter 2011.
Economics 101.
With the recession came a decline in the demand for expendable perishables and inexpensive consumer goods. With this development the Chinese import manufacturing sector would retract, losing measurable export capacity. This would lead to a waning in China's insatiable demand for North American produced or recycled raw materials. Subsequently steel prices would drop in the U.S. and Canada, as would the wholesale and retail price of petroleum, oil based fuels. These developments would prove favorable as to supporting the return of cost effective U.S. based manufacturing.
Toyota would become the number one automotive manufacturer on the planet, the # 1 brand in the U.S and would sell 1.7 million units in the North America in 2013.
The Japan, Korean and European owned auto manufacturers were not impeded by decades long U.A.W. mandated health and retirement funds. Nor, were they financed and insured through Citibank and A.I.G...
In-fact, American Honda Motors claims no melt-down related layoffs in North America during the depression, nor did they participate in the Fed underwritten T.A.R.P. bailout. Honda has been manufacturing in the North America for more than 30 years. Toyota? Longer…
As we fast forward to January 2014, the United States has regained world-wide dominance in heavy manufacturing. Recognition for quality, timely and in many cases superior and cost efficient manufactured goods. And, in no sector is this superiority more prevalent than the Japan and Korean owned U.S. manufactured auto industry.
The number one and two auto manufacturer's in the World, Toyota and Nissan, as well as Subaru, Honda and Korean giant Hyundai have increased manufacturing activity in the U.S. and North America to record levels,while increasing exports from the U.S. to Asia and South America.
No fewer than 4 million Japan or Korean brand automobiles will be manufactured in North America in 2014, up 17% from 2012 and projected to grow no less than 13% in 2014.
Taking the example of Honda, management has vowed to increase world-wide auto manufacturing to 6 million units no later than 2016. North America is Honda's top market with 1. 4 million autos and truck-like vehicles produced in the U.S. and Canada in 2013.
90%+ of all Honda products sold in North America is manufactured in Canada, the U.S. and now Mexico.
The trend continues.
Honda looks to increase exports from the U.S. to Asia, Central and South America. As the 9th largest auto maker on the planet builds a new CVT (transmission,) automotive manufacturing plant in Mexico. Honda joins G.M and other multinationals in an attempt to bolster profitability by eliminating oceanic shipping costs, import terrifies and possible future trade embargo.
While logic would dictate that it is less expensive to manufacture goods in the same region as the intended market, globalization dictates that a manufacturer also takes steps to minimize and off-set the effect of fluctuating currency, import and excise tax.
This is where the stabilization of the U.S. dollar against the Yen comes into play.
This is part 1 of a 2 part series.
Parks R. McCants 2014 All rights reserved.

subset: commoncrawl


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Terms and Conditions
Gerber Childrenswear LLC may revise these terms and conditions at any time by updating this posting.
Last Updated May 22, 2013
Thank you for visiting www.gerberchildrenswear.com. The Gerber Childrenswear website (the 'Site") is owned and operated by Gerber Childrenswear LLC ("Gerber Childrenswear," "Company," "us," or "we"). Your use of and access to this Site is subject to these Terms and Conditions of Use ("Terms"), as may be modified at any time by us, and by all applicable laws and regulations. BY USING THIS SITE, YOU AGREE TO AND WILL BE DEEMED TO BE BOUND BY THESE TERMS. PLEASE READ THE TERMS CAREFULLY. If you do not want to be bound by these Terms, do not use the Site. For a copy of our Privacy Policy, please click here.
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Gerber Childrenswear LLC
Attn: Legal Department
7005 Pelham Road
Greenville, SC 29615
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Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: If you have a question or complaint regarding the Site, please send an e-mail to firstname.lastname@example.com. You may also contact us by writing to: Gerber Childrenswear LLC, c/o Gerberchildrenswear.com; 7005 Pelham Rd., Greenville, SC 29615. California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.
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Website © Gerber Childrenswear LLC, unless otherwise noted. All rights reserved.


text:
Aaron M. Dressel, PGA
Main Address:
Esplanade Golf & Country Club
12825 Malachite Dr
Lakewood Ranch, FL 34211-2158
(941) 254-1717
12825 Malachite Dr
Lakewood Ranch, FL 34211-2158
(941) 254-1717
Aaron Dressel is a PGA Professional in Lakewood Ranch, FL. The PGA of America comprises 27,000 men and women professionals with one singular goal in mind - to make the game of golf more enjoyable for you.
Services Offered:
- Instruction
Professional has not entered award information.
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Top 5 At 7:45 – Favorite Breed Of Dogs
Everyone has their favorite type and breed of dog.
Everyone has their favorite type and breed of dog.
It's a great time to adopt a dog.
The bond between dog and owner is on full display in this heart-wrenching video.
Are you looking to rid yourself of the big mess your dog leaves behind after washing him in your bathtub? Like your car, don't you wish there was a place that you could wash your dog, dry her off and be done? The answer to those questions have finally arrived here in Cheyenne.
We had many great entries to the Cheyenne Light, Fuel & Power Cuddly Critters Photo Contest, but only one was able to win. With 35 votes cast, we are pleased to announce that Oreo, owned by Georgia Spicer, won the contest!
Meet Sue, a beautiful, sweet and fun loving 3 year old pit-bull mix, she's a little smaller than the full pit-bull, but she's adorable and looking for a loving home.
Meet Duke, an adorable, 5 year old black lab, who's so loving and sweet and needs a special home because Duke is also "special."
Lets face it, when it comes to our animals, we tend to spoil them from time to time. I'm guilty of this every time I go to the store and end up with another cat nip toy that my cats will eventually loose under the couch that I'll find 6 months later. But when it comes to giving your pets human food as a treat, you might want to think twice about what you're giving them because these little "human food treats" could be very dangerous for your pet!
Unconfirmed reports say Kim Jong Un stripped his uncle, Jang Song Thaek of power, and then stripped him and 5 of his aids naked, and then threw them in a cage with 120 hunting dogs that hadn't been fed in three days...
Meet Rusty, an adorable 7 year old Shiatsu mixed dog who's loving, sweet and needs a special home, and Cheyenne Animal Shelter says you can give Rusty a home at a special senior price...


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12 Actors Who Turned Down Roles For Hit Movies
Celebs With Unusual Body Parts You Never Knew About
Sick Stars: 10 Celebrities Living with Diseases
12 Fascinating Transgender Celebrities
Shiloh Jolie-Pitt's Mini Suit May Change Fashion Forever
The 15 Tallest Actresses In Hollywood
Woman Spent Thousands To Transform Into Disney Princesses
Our Favorite Celebs Strip Down for W Magazine's July Issue
Get Maria Menounos' Beach Body in 3 Moves
What Were These People Thinking? 16 Hilarious Tattoo Fails
Fergie's Fragrance Hack Will Change How You Apply Perfume
Kim Kardashian Is Naked on Instagram...Again
Unbelievers: 11 Celebrity Atheists
Gigi Hadid Goes Topless for Vanity Fair
Khloe Kardashian: "My Sisters And I Call Caitlyn 'Bruce'"
10 Celebrities Who Are A Pain To Deal With
Chaunte Wayans Brings Her Awesome Humor to MTV
20 Stars With Awesome Names
The Hottest Couple Ever Calls it Quits
25 Kylie Jenner Beauty Looks That Will Wow Everyone
Alessandra Ambrosio Shows Off Bikini Bod In Brazil
Selena Gomez Struts Out in Sexy Bodysuit
How Celebs Get Healthy, Glowing Skin All Year Long
Hollywood's Hottest Couple is Finally Getting Married
Supermodel Super-Mom: Gisele's Family Beach Fest
7 Actors Who Went from Superheroes to Superparents
Does Bella Hadid Dress Better Than Her Sister?
Bella Hadid Gives Her Super Model Sis a Run For Her Money
11 Stars You Didn't Know Had Kids At A Very Young Age
Jessica Alba Breaks Into The Denim World


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The gut bacterium Escherichia coli has, for a variety of reasons, become a model organism for studying many of life's essential processes. Due to its rapid growth rate, simple nutritional requirements, well established genetics and completed genomes sequence, more is now known about E. coli than any other living organism.
The preferred source of nitrogen for E. coli, as for many bacteria, is ammonium from which the primary nitrogen donor molecules glutamate and glutamine are synthesised. The movement of ammonium into the cell across the cytoplasmic membrane is consequently a key process in nitrogen metabolism and this is achieved by the ammonium transport (Amt) proteins. Amt proteins are found in virtually all living organisms and in the lab of Prof. Mike Merrick the E. coli AmtB protein has been developed as a model system to gain insight into this fundamental biological process.
E. coli, like many enteric bacteria, is able to couple periplasmic nitrate ammonification to energy conserving electron transport in order to colonise anaerobic environments. Nitrate ammonification occurs in two steps catalysed by two distinct classes of enzyme. Nitrate reductases reduce nitrate to nitrite while nitrite reductase reduces nitrite to ammonium and homologs of these enzymes are found in a wide range of proteobacteria with medical, environmental and biotechnological importance. In addition to the cellular significance of nitrate ammonification, the mechanism by which nitrite is reduced to ammonium by a single enzyme is of considerable interest since it occurs without the release of intermediates such as nitric oxide or nitrous oxide that may be harmful to the atmosphere. Prof. David Richardson, Dr Tom Clarke, Dr Andrew Hemmings, Dr Myles Cheesman and Prof. Julea Butt study cellular, structural and biochemical aspects of nitrate ammonification in E. coli. This has informed not only the mechanisms for processing nitrate and nitrite but also those for handling the widely encountered cytotoxins nitric oxide and sulphite.
E.coli is the model organism of choice for investigations of many fundamental biological processes and another such example is in the study of DNA topoisomerases. These are a vitally important class of proteins involved in the control of the topological state of DNA and their major biological functions are in DNA replication, recombination and the control of gene expression. One of the best characterised DNA topoisomerases is DNA gyrase from E. coli which is studied by Prof. Tony Maxwell. E. coli is also being used to investigate genome stability by Dr. Richard Bowater. The role of long triplet repeats in DNA stability is being investigated along with the biochemical mechanisms which generate these instabilities.


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If you ever had any doubt about the importance of provenance when it comes to the value of a classic car, consider the following:
A 1967 Chevrolet Corvette L88 convertible crosses the block at Mecum Auctions' recent sale in Dallas (see photo). A few days later, a 1957 Maserati 250S is up for bidding at RM Auctions' sale in London (see photo).
Granted, there were only 20 such L88 drop tops built, and this Maserati was one of only four, and the only one originally constructed around a 2.5-liter engine. But did you really expect the 'Vette to sell for $3.2 million or the Maserati for more than $3.34?
This is where provenance comes in. In the case of the Corvette and the Maserati, that provenance comes from the race track. The L88 was sold with its original tank sticker and the time slip signifying its reign as the 1967 NHRA A/Sports national champion. As for the Maserati, it was raced by Carroll Shelby and Jim Hall.
It doesn't hurt that both cars were coming out of well-respected collections. The top three sales at Dallas were from Buddy Herin's collection; his 1969 Chevrolet Camaro ZL1 went for $530,000 and his 1957 Corvette Airbox brought $290,000. Two of the top four at London were from the Laidlaw Competition Car Collection, which included a 1965 Porsche 904/6 Carrera GTS that brought more than $1.93 million.
Dana Mecum's Dallas sale included 1400 vehicles, with nearly a thousand (70 percent sell-through) generating sales of $38 million.
The RM event sold 120 cars -- a 90.3 percent sell-through rate -- and generated more than $34 million. Two of the other highlights from RM included the sale of the Lotus Esprit "submarine car" from the James Bond movie "The Spy Who Loved Me" for more than $967,000 and with the sale of 74 cars from one owner's "Ultimate Mercedes-Benz Collection" bringing more than $15.2 million, led by a 1938 540K Cabriolet B at nearly $1.3 million.
REVolution is new exhibit at Crawford Auto Aviation Collection
A stainless steel DeLorean, 1909 Simplex Holbrook double roadster and 1950s cruisers are among the 50 vehicles comprising the new REVolution exhibit that opened September 20 at the Crawford Auto Aviation Collection at Cleveland's Western Reserve Historical Society.
The exhibit is designed to trace the history of auto design and technological change from the 1890s until the 21st Century and features alternative fuels, stainless steel cars, the need for speed and road trips.
"This exhibit presents some of the most iconic and distinctive vehicles in history," said Western Reserve historical Society president Gainor Davis. "It's another step in exhibiting these magnificent cars in a space that fosters engagement and conversation amongst visitors about the love of classic cars."
The museum is located at 10825 East Boulevard in Cleveland and is open Tuesday through Sunday.
Newsworthy newcomers
* Though the event is in its sixth year, the venue is new for the Louisville Concours d'Elegance, which will be held October 4-6 at the French Lick resort which isn't in Kentucky, but is a few miles to the northwest and on the other side of the Ohio River in southern Indiana.
* RK Motors of Charlotte is known for its restoration and car-building expertise, but it's getting into the auction action in a big way October 31-November 3 with the RKM Collector Car Auction at the Charlotte Convention Center, where the headlining vehicles include the 1977 McLaren M26 driven by James Hunt, "The Innovator" 1967 Chevrolet Nova, the "Atomic Orange" 1967 Chevrolet Corvette, and Ray Evernham's NASCAR V8-powered 1964 Plymouth Belvedere.
* Motostalgia, founded by Antonio Brunet and with offices in Texas, Mexico and Monaco, says it will offer 75 vehicles at its Auction d'Elegance, November 16 in conjunction with the U.S. Formula 1 Grand Prix race weekend. The lineup of cars includes a 1930 Rolland Palain, an aluminum-bodied French Grand Prix racer that was in a barn in Argentina, a 1953 Cadillac Eldorado, a 1991 Callaway Speedster Aerobody, the "Queen of Diamonds" 1933 Duesenberg Model J sports berline and a 1964 Amphicar formerly owned by President Lyndon B. Johnson.
* "Art of the Automobile" is the title of a new sale to be staged November 21 by RM and Sotheby's in New York City. Only 35 bespoke vehicles will be offered to "celebrate the motor car and its place in the history of design, focusing on iconic styling and the artistry of combining automotive function with exquisite form." So far, the lineup includes the 1955 Lincoln Indianapolis study by Boano and the 1956 Aston Martin DB2/4 "Supersonic" by Ghia.
* Ray Evernham will be host to the first AmeriCarna Live car show, November 30 in Davidson, North Carolina. The show will benefit the Ignite Community Center for young adults with autism or Asperger's Syndrome. "Americarna Live is the celebration of car culture and what better place to host it than in the town of Davidson, N.C., which personifies the classic American community," said Evernham, an avid car collector and long-time Lake Norman-area resident who recently restored and will display the 1964 Plymouth Belvedere No. 777 raced by Marty Robbins.
* The inaugural Arizona Concours d'Elegance has been announced (see photo) and plans a 75-100 vehicle display to kick off Arizona Auction Week, January 12, 2014 at the Arizona Biltmore Resort and Hotel.
Mark your calendars
21 -- Worldwide Auctioneers/Burt Collection, Lake Forest, Illinois
21-22 -- Danville (California) concours d'elegance
Coronado Speed Festival, San Diego, California
26-28 -- Barrett-Jackson auction, Las Vegas
-- Russo and Steele auction, Las Vegas
28-30 -- VanDerBrink/Lambrecht auction, Pierce, Nebraska
3-4 -- Auctions America at Carlisle, Pennsylvania
4-6 -- Louisville Concours d'Elegance at French Lick, Indiana
10-11 -- RM Auctions at Hershey, Pennsylvania
10-12 -- Mecum Auctions at Schaumburg, Illinois
20 -- Bonhams motorcycle auction at Stafford, England
24 -- Race, Rock 'n Rally gala at the Petersen Museum, Los Angeles
25 -- Hilton Head Motoring Festival and Concours d'Elegance, South Carolina
31 - November 3 -- RK Motors auction, Charlotte, North Carolina
1-3 -- RK Motors auction, Charlotte, North Carolina
16 -- Motostalgia auction, Austin, Texas
18-21 -- Art of the Automobile auction, New York City
Then, two weeks after those events, Barrett-Jackson and Russo and Steele stage auctions along The Strip at Las Vegas.
Click here for event calendar.
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HCN Syndicate
High Country News Syndicate, like the magazine from which it derives, is as Western as worn leather, as modern as marijuana as a cash crop. It offers two separate and distinct services:
- A free weekly feed of at least three news stories, essays and book reviews about life in the modern American west. HCN staff and freelance contributors bring to the subjects they cover a depth not often found in mainstream media.
- A weekly feed of op-ed pieces. We call this service Writers on the Range because contributors are a diverse bunch whose opinions are anything but predictable, except in one respect: like our readers (and yours) they're deeply concerned about the West, what's right about it, what's wrong about it. The pieces HCN selects for Writers on the Range come from people from all walks of life, people who are steeped in — through education or experience or both — the topics on which they opine. They mince no words in discussing water or oil, wildlife or wild life, good stewards of the land or despoilers — everything, in short, that makes up life in the modern American West, the good, the bad, the ugly...
- We also have a separate feature feed at least once a month. These include the feature story covered in a recent issue of High Country News and can only be purchased by the piece. Some photos are often included and stories can be edited with pre-run approval by HCN's editors.
Contact Gretchen King at email@example.com with any questions.
- David W Hamilton on Federal-lands ranching: A half-century of decline
- David W Hamilton on Meet the new advocates for the West
- David W Hamilton on Judge strikes down BLM fracking rule
- David W Hamilton on Federal-lands ranching: A half-century of decline
- Josh Zaffos on Meet the new advocates for the West


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One Foundation
- Name
- One Foundation
The "Red Cross Society of China Jet Li One Foundation Project" (Jet Li One Foundation) was founded by Red Cross ambassador Jet Li, under a strategic partnership with the Red Cross Society of China. The Jet Li One Foundation Project works independently to pursue its charitable mission and agenda.
The foundation believes that: "1 person + 1 dollar/yuan + 1 month = 1 big family". If each person donates at least one dollar/yuan each month, our individual donations can be transformed into a much greater fund.


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Mana Contemporary is proud to announce its newest development, the Mana Museum of Urban Arts. The museum, with a focus on street art and graffiti, will be the first of its kind and will be located in a 100,000-square-foot former ice factory near the Holland Tunnel entrance.
The Mana Museum of Urban Arts' mission includes: showcasing contemporary street artists from around the world through rotating interior exhibitions, large-scale exterior murals, and through an artist billboard; documenting and preserving historically significant works with a permanent collection and media center; educational outreach; and fostering creativity and community among artists through workshops, artist studios, and public works.
Eugene Lemay, founder and director of Mana Contemporary, originally conceived the flagship building as a street art museum, so the announcement of the Mana Museum of Urban Arts brings his vision full-circle. Lemay has brought on veteran street artists Logan Hicks and Joe Iurato to curate the programming. Artists selected by Iurato and Hicks will be given the support and opportunity to create works as large and as ambitious as they can conceive.
"Mana Contemporary is about creating an artist community, and I am excited to bring this potent and authentic art form and the community surrounding it to Mana," said Lemay. "We are changing the art world status quo by giving the artists leadership roles."
"This is long overdue for one of the most significant art movements of our time," says Iurato. "For me, it's not just about housing a spectacular collection of art. It's about community, roots, and being a catalyst for future artists. Mana is approaching this project with the integrity and respect that these art forms deserve."
Construction is expected to begin in June 2014 on the Mana Museum of Urban Arts at 581 Monmouth Street, Jersey City, NJ, and public programming is expected to begin in September 2014.
About Logan Hicks:
Logan Hicks is a New York-based stencil artist. A pioneer in the stenciling community, he is known for his large scale, photorealistic approach to the medium. He has exhibited in 25 countries including Hong Kong, Melbourne, Oslo, Paris, London, as well as throughout the U.S. He has curated numerous projects over the years and founded the Workhorse Collective in 1995.
About Joe Iurato:
Joe Iurato is a New Jersey-based street artist. His placement-specific photography of stenciled works blurs the line between art and performance. He has curated events such as the Aqueduct Racing track artist mural program, as well as working with corporate clients such as ESPN, Nike, NBA, NFL, and others. He is also a sommelier.


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Ronald E. McDougal, PGA
Main Address:
Golf & Body NYC
883 Avenue Of The Americas
New York, NY 10001-3501
(212) 244-2626
883 Avenue Of The Americas
New York, NY 10001-3501
(212) 244-2626
Ronald McDougal is a PGA Professional in New York, NY. The PGA of America comprises 27,000 men and women professionals with one singular goal in mind - to make the game of golf more enjoyable for you.
Services Offered:
- Instruction
Professional has not entered award information.
Home » Golf Courses » New Jersey » Red Bank » Ronald E. McDougal, PGA
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Hazeltine National Golf Club
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According to documents acquired by the Investigative Project on Terrorism, the Obama administration gave VIP treatment to members of Egypt's Muslim Brotherhood, and exempted them from extra security screening at New York's JFK International Airport, The Blaze reported Tuesday.
The preferential treatment, known as "port courtesy," is usually reserved for visiting dignitaries, but was extended to members of the Muslim Brotherhood in March and April 2012 -- before the organization came to power in Egypt. The Brotherhood's Freedom and Justice Party, IPT said, had won a plurality of seats in parliamentary elections.
According to "sensitive but unclassified" documents, one senior Muslim Brotherhood official and visiting delegate, Abdul Mawgoud Dardery, was escorted through security checkpoints at JFK and reportedly avoided all "secondary inspections," which include TSA agents going through baggage and electronic equipment.
The IPT reported that Dardery had "been linked to a child pornography investigation in the United States years earlier. Under normal circumstances, he likely would have been subjected to extra scrutiny."
"We did not hear anything further from the MB [Muslim Brotherhood] so we assume to departure went smoothly," said a department official after the trip.
The IPT said one U.S. official familiar with immigration procedures called the Muslim Brotherhood exemption "extraordinary" in 2012.
"The Muslim Brotherhood was founded in Egypt in 1928 with the goal of establishing a worldwide Islamic state. Just weeks before the delegation visited the United States, a Brotherhood spokesman said that goal remained at the forefront of the group's ambitions," the IPT added.
The administration has come under fire for its extremely close ties with the organization.
Recently, retired Air Force Gen. Tom McInerney said the Brotherhood is "in the U.S. government today."
Republicans in the House have also demanded to know the extent of the Brotherhood's involvement in the administration.
- Retired General: Muslim Brotherhood inside U.S. government
- Egyptian paper: Barack Obama member of Muslim Brotherhood
- Allen West: Muslim Brotherhood has infiltrated Obama administration
- GOP Representatives demand answers on U.S. involvement with Muslim Brotherhood
- President Obama Linked to Muslim Brotherhood
- Op-ed says Obama should be impeached over Benghazi, abuses of power
- Retired Army officer calls for 'American Spring' to oust Obama, other leaders
- Retired General: Military purges a real concern, Jarrett pulling the strings
- Author: Military 'purge' meant to weed out officers who won't fire on Americans
- Retired General calls for forced resignation of Obama, administration officials
- Expert to Congress: Obama's illegal behavior could spark armed revolt
- Obama Executive Order would seize US infrastructure, citizens for nat'l defense
- Charlie Rangel attacks Tea Party, says Obama should rule like dictator
If you like this article, you can follow Joe on Twitter @jnewby1956, visit and like his Facebook page, or subscribe to receive email updates when a new article is published.
For hard-hitting conservative commentary, please visit Joe's blog, the Conservative Firing Line. You can also find Joe's articles at Right News Now, Tea Party Tribune, Liberty Unyielding and PolitiCollision.
Suggested Links
- Retired Army officer warns: DHS preparing for war against American citizens
- Poll: Nearly one in five says Obama is a Muslim
- Egyptian media portrays Barack Obama as Satan, U.S. media silent
- Egyptian lawyers accuse Obama of crimes against humanity
- Madonna endorses Obama, calls him a 'black Muslim in the White House'


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The EPTS Use Case Study
Frankly speaking, I don't consider myself a "contrarian" regarding CEP and EPTS. I am simply not a corporate marketing person, living by quarterly earnings reports, and can live by principles, not by corporate greed. I am sad to say that I don't support the EPTS use case study because of how it is "mismanaged" (in my opinion). EPTS is not a "technical society" . EPTS is mostly a group of corporate marketing folks, crafting messages that are, mostly, technically inaccurate.
Most of the core EPTS leadership, while well intended, have little to no practical experience in operational event processing solutions (solving complex event processing problems).
I consider the "use case" exercise of EPTS a type of mis-information dissemination exercise, designed to confirm the "marketeers view" versus the correctly technical view related to processing complex events.
Case-in-point, consider all the "steam processing" acting as transaction engines in financial services; this has nothing (absolutely nothing) to do with forwarding the state of the art of processing complex events (events as electronic messages).
Sorry for the rant, but the "EPTS Leadership" has driven me away from their mission because they are simply concerned about "product marketing", so EPTS should be called EPSG (Event Processing Sales Group).
That is not my interest area (sales and marketing software products), especially since I don't work for a software company.
Actually, I have a number of complex event processing problems I am working with, but I do most of the coding in PHP, since the "CEP engines" are basically "fluff in a box".
On the other hand, there are no true CEP use cases for most of the self-styled CEP products in the market today; these products are not technically advanced enough to detect complex events, only simple ones. If they were useful, I would be using them!
7 Comments
Brian Husted says:
Tuesday, November 30, 2010 at 12:13am
Hi Tim,
I hope you enjoyed your holiday…mine was great!
I am not sure I agree with the last part of your statement regarding CEP engines being "fluff in a box". As we have discussed before, event-driven systems are typically implemented with a collection of techniques and technologies. My definition of CEP engine is a product that provides a subset of the following: Object Models, State Machines, Rules, Streams, Patterns and Events. The value of the engine is to provide an integrated framework that allows a developer to focus on solving complex problems while reducing time spent on glue code. I have successfully implemented systems using both Drools and especially TIBCO Business Events (BE). I have combined Drools with JAXB, Apache Camel and Spring to build some very nice solutions that otherwise would have amounted to considerable amounts of glue code in pure PHP, C++ or Java. In fact, I did a proof-of-concept for a customer this month where we proved how we could replace tens-of-thousands of lines of code with less than 300 in BE. I am certainly not stating that CEP engines are the end-all for event processing but they are certainly proving effective and growing in popularity within a large user community that I support.
Rainer v. Ammon says:
Tuesday, November 30, 2010 at 2:37pm
Perhaps also interesting what Opher commented http://epthinking.blogspot.com/2010/11/on-multi-billion-dollars-accounting.html
But let's discuss without polemic, not repeating the same allegations of the last years;-)
Peter Lin says:
Wednesday, December 1, 2010 at 2:01pm
Here's my 2 cents on CEP. The question isn't "can we use a rule engine to detect patterns on event data?" The question is more specific. "can a rule centric approach work effectively in an intrusion detection or prevention scenario?" My bias opinion is no. In college I knew some hackers and they were good. If I use rules to defend my system, I have to ask "how fast can I respond to new attacks?" I can look at new attacks and try to figure out the best way to implement a rule, but in the mean time those attacks are still coming. For the type of scenarios Tim works with day-to-day, using rules is a loosing proposition. For situations where the patterns are basically fixed or rarely changes, rule driven approaches "can" be effective. I've heard horror stories about huge failures with rule engines and I've seen failures first hand. Failures happen with every tool, even if vendors hate to admit it and often gloss over things for the sake of sales.
Peter Lin says:
Tuesday, December 14, 2010 at 9:53pm
I feel the term CEP should be thrown away and a new term coined. Chandy's sense and response is a more descriptive term and does a better job of describing the problem it tries so solve. Although it won't happen, I wish the EP industry would find a new term like "event centric processing" or "event filtering". That would make it less confusing and more descriptive.
I've said this before, but the term "complex" is just too loaded to be of real use for technology. Everyone has a different idea of what "complex" means. I think of machine learning as complex, but most bpm or business rules don't fit that category.


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Pre-Market Primer: Yen Crosses Milestone; Global Stocks Rally
Vincent Trivett
The weak yen is fueling a surge on the Nikkei.
Global stocks are rallying today as the yen crosses a milestone and G7 finance ministers begin a weekend meeting.
After Thursday's slip US stock indices are pointing toward a slightly higher open today.
(INDEXDJX:.DJI) futures are up 0.17% at 15,070.
(INDEXSP:.INX) futures are up 0.09% to 1,626.00 and future contracts on the
(INDEXNASDAQ:.IXIC) index were up 0.14% at 2,962.25. No major economic data for the US is scheduled for today, but Federal Reserve Chairman Ben Bernanke will give a speech at the Chicago Fed banking conference this morning.
(INDEXNIKKEI:.NI225) jumped nearly 3% overnight after the yen reached the milestone of 100 to the dollar as a result of the central bank's currency-weakening efforts. The ratio continued to rise to 101.5 this morning.
Activist investor Carl Icahn is making a play for
(NASDAQ:DELL). Icahn, along with Southeaster Asset Management, is offering $12 per share in either cash or stock. Dell currently trades above $13, but the investors threatened legal action if shareholders don't get a chance to vote on their offer to take the company private as an alternative to the $24.4 billion offer currently being considered. Icahn and Southeastern are the two largest holders of the stock.
(NASDAQ:NVDA) shares climbed 2.4% in the pre-market after it reported earnings that beat Wall Street analyst projections. The maker of graphics processors' net income rose to $0.13 per share as sales rose 3.2% to $947 million. The company's gross margin also rose 4.2% from the year earlier to 54.3%.
(NASDAQ:PCLN) also beat expectations. Adjusted net income rose 34.6% from the year earlier to $5.76 per share and revenue rose 26% to $1.3 billion. Shares were dead flat this morning, however, as the company's earnings guidance fell short of forecasts.
European shares also rose overnight. Germany's trade surplus rose by 500 million euros to 17.6 billion euros in March. Imports rose 1.4% on the month and exports rose 0.5%. In the same month, Italy's industrial production fell 0.8%, far more than economists estimates. The Italian goods producing sector's activity is down 5.2% from March 2012.
The G7 finance ministers begin a two-day meeting in Britain today to discuss the fallout of the Cyprus debacle and ways to prevent it from happening again.
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text: Update on new IRS rules Back August 27, 2013 – The IRS released the final rules on August 27, 2013 for the individual mandate and associated "shared responsibility payment" authorized by § 5000A of the Internal Revenue Code (as added by § 1501(a) of the Affordable Care Act). These rules largely finalize the proposed version of the rules issued earlier this year with a few modifications. This preliminary analysis summarizes the final rules.Background: The statutory provision at § 5000A was the focus of substantial litigation, culminating in the Supreme Court's decision in NFIB v. Sebelius announced on June 28, 2012. While the Court upheld the individual mandate and this related enforcement provision, it struck down a separate provision in the Affordable Care Act requiring states to expand Medicaid to adults under 138% of the federal poverty level. Following the Court's decision, the IRS issued proposed rules about § 5000A, which appeared at 78 Fed. Reg. 7314 (Feb. 1, 2013). Complementary Role of HHS: The Department of Health and Human Services (HHS) has related authority to determine "hardship exemptions" to the individual mandate. Additionally, individuals seeking exemptions from the § 5000A penalties must generally apply for these through the new exchange marketplaces. The Department issued final rules on these topics at 78 Fed. Reg. 7348 (Feb. 1, 2013), available at http://www.gpo.gov/fdsys/pkg/FR-2013-02-01/pdf/2013-02139.pdf, and posted special guidance on this topic on June 26, 2013, which is available at http://www.cms.gov/CCIIO/Resources/Regulations-and-Guidance/Downloads/exemptions-guidance-6-26-2013.pdf. Overview of Final Rules: Section 5000A generally requires individuals to pay a "shared responsibility payment" for each month that they (or their dependents) do not have minimum essential coverage (MEC). The final rules address the applicability of the provision, definition of MEC and other terms, certain exemptions from the mandate, the calculation of penalties, and general administrative issues. Here is a summary of some of the key issues that the final rules address: Minimum Essential Coverage Certain types of Medicaid do not count as MEC: These include limited-scope coverage under Medicaid for pregnancy, tuberculosis, family planning services, and emergency services. However, the preamble to the rules notes the IRS plans to issue future guidance explaining that individuals with these types of limited Medicaid coverage will not face a penalty in 2014, the initial year of implementation. Further, the rules note that many of these individuals may be eligible for a hardship or other exemption from the penalty during and after 2014. Pending Medicaid/CHIP does not count as MEC: The rule also states that individuals with Medicaid/CHIP applications pending review at the state or local human services office may still face penalties for the period during which they await an eligibility determination. The rule notes that most states offer "retroactive eligibility" to the date of application (or the 90 days preceding that date in certain instances); the drafters conclude that this should be sufficient to address the issue. However, this is still likely to be a concern for residents of Tennessee and other states that do not award retroactive eligibility in Medicaid/CHIP – and for residents of any states that apply for Medicaid and are denied eligibility but do not secure coverage while their application is pending. The latter concern may largely involve those applying for non-MAGI categories and who apply directly to the State and not via an exchange marketplace. Medicaid demonstrations may not count as MEC: The rule generally notes that the IRS does not consider Medicaid demonstrations ("1115 waivers") to constitute MEC – but it will defer to HHS on making a determination in this regard under special statutory authority given to the HHS Secretary at § 5000A(f)(1)(E). As in the case of certain other types of Medicaid coverage, the preamble to the rules notes the IRS plans to issue future guidance explaining that individuals with Medicaid demonstration coverage will not face a penalty in 2014, the initial year of implementation. Further, the rules note that many of these individuals may be eligible for a hardship or other exemption from the penalty during and after 2014. Certain types of Medicaid do count as MEC: As a technical matter, the final rules clarify that Medicaid coverage under the TEFRA, certain disabled children, premium assistance, home- and community-based (HCBS) waiver, and other eligibility categories do constitute MEC. No decision on Medically Needy/Spenddown: The final rules "reserve on whether Medicaid coverage provided to a medically needy individual" constitutes MEC. The preamble notes that future guidance will likely determine that it is not MEC, but the IRS notes that HHS could exercise its authority § 5000A(f)(1)(E) to treat Medically Needy coverage as MEC. Thus, it is unclear whether individuals in Medicaid Spenddown (those whose are otherwise eligible for Medicaid except but for income and have substantial medical bills for some income in excess of the eligibility threshold – and who have medical bills greater than that excess income for a particular month) will satisfy the mandate requirements. As in the case of certain other types of Medicaid coverage, the preamble to the rules notes the IRS plans to issue future guidance explaining that individuals with Medicaid demonstration coverage will not face a penalty in 2014, the initial year of implementation. Further, the rules note that many of these individuals may be eligible for a hardship or other exemption from the penalty during and after 2014. Other types of coverage discovered: The preamble to the final rules noted that Treasury recently became aware of certain types of limited-availability TRICARE, and the IRS has not yet determined whether these will satisfy the MEC requirements. The preamble suggests that such coverage may not constitute MEC but that enrollees in such coverage would not face a penalty in 2014, the initial year of implementation. In contrast, the rule did clarify that the Nonappropropriated Fund Health Benefits Program of Department of Defense likely meets the key components of the MEC standard. Exempt Individuals Affordability: The final rule notes that individuals who lack access to "affordable" coverage are exempt from the individual mandate. The rule states that individuals lack access to affordable coverage if they are unable to purchase coverage costing less than 8% of the household's income. Bronze Baseline: When determining the affordability of coverage for individuals who only have access to coverage via the individual insurance, the lowest cost bronze plan available in that market (net of any premium assistance tax credits under IRC § 36B) would serve as the premium by which affordability is measured. Dependents: Unlike the definition of "affordability" of employer sponsored insurance for dependents for purposes of the tax credits under IRC § 36B, affordability for dependents is based on the costs of coverage for them- not the employee-only cost of coverage. Thus, families whose employers offer but do not subsidize family coverage may fall in paradoxical position: their dependents may have access to "affordable" coverage as defined under the implementing rules for IRC § 36B (and the dependents would be consequently ineligible for the tax credits), but the same coverage for the same dependents may not be "affordable" for purposes of § 5000A (and the dependents would consequently be exempt from the individual mandate and associated penalties). Uncertainty in Income: The preamble acknowledges that an individual may believe that he or she is exempt from the mandate on the basis of their estimated income and applicable premiums for coverage. However, unexpected windfalls or end-of-the-year payments may increase their actual income, making them subject to the penalty. The preamble only suggests that individuals apply for an exemption early in the year (which is based on projected income) so as to mitigate this risk. Tobacco gets counted: While the value of the tax credits under IRC § 36B does not increase to reflect the larger premium for persons who self-report using tobacco, the determination of "affordability" for purposes of § 5000A does use the tobacco-adjusted premium. This could be characterized as a partial "win" for tobacco users. MAGI Definitions: Unlike the rules for calculating modified adjusted gross income (MAGI) for the tax credits under IRC § 36B, the definition for MAGI for purposes of § 5000A does not appear to include Social Security income. Medicaid/CHIP and § 5000A: Based on the text of Example 3 in the final rule, it appears that individuals who are eligible for Medicaid and CHIP but do not enroll must go through the same exemption testing process as all other taxpayers. This is consistent with what we expected, but it contrasts with the approach that HHS has adopted in which is provided a blanket "hardship" exemption to any adult under the Medicaid income threshold but who resides in a state that has not expanded the program to adults under 138% FPL. Retirees and COBRA-eligibles: Persons eligible for post-employment benefits are considered eligible for affordable employer-sponsored insurance only if they actually enroll in such coverage. Short coverage gaps: Individuals who have a break of coverage (no more than once per year) of less than three full months are not subject to any § 5000A penalties. Jackson Hewitt urged the IRS to clarify that gaps of coverage prior to January 1, 2014 would not be taken into account. The IRS adopted this recommendation. Hardship exemptions: While HHS has authority to determine hardship exemptions, it has delegated this function to the IRS in instances in which the hardship relates specifically to the tax return (e.g., whether an individuals is below the filing threshold) or tax information (e.g., the calculation of affordability, based on an individual's annual income). Other exemptions: Exemptions under the statute are also available to individuals below the filing threshold and to members of American Indian tribes and those eligible to use Indian provider health services. Additionally, the preamble addresses exemption issues relating to members of religious sects, health care sharing ministries, exempt noncitizens, incarcerated individuals, and expatriates with foreign coverage. Penalty Calculations, etc Penalty Amounts: Subject to the short coverage gap and other exemptions, the IRS will assess penalties for each month that an individual does not comply with the individual mandate. As a general matter, the penalties are the greater of: (a) 1% of household income in excess of the applicable filing threshold, increasing to 2.5% in 2016; and (b) $95 per uninsured adult in 2014, increasing to $695 in 2016.>br /> With respect to (a), the potential penalty liability under this subsection could not exceed the national average premium for bronze coverage. With respect to (b) the penalty liability for uninsured minor dependents is one-half that for adults, though total potential penalties for families under this subsection would not exceed 300% of the penalty for a single adult. Taxpayers cannot escape liability for dependents: The rules clarify that a taxpayer is liable for a shared responsibility payment for an uninsured dependent. This remains true even if the taxpayer does not decide to claim the dependent; or (b) the other parent has the legal obligation to provide health coverage. The IRS notes that the HHS rules on "undue hardship" may partially address these issues. Miscellaneous No § 6662 penalties: The preamble to the final rule clarifies that underpayments of § 5000A penalties are not underpayments of taxes; thus, any liability for § 5000A penalties are not taken into account when determining accuracy-related penalties under IRC § 6662. Future guidance: In the final rules, the IRS reserves judgment on a number of technical issues, noting that it will issue future rulemaking and guidance to address such topics. These include issues related to employer-subsidized pre-tax arrangements, health reimbursement arrangements, and employer-sponsored wellness programs. References: While the Federal Register's publication date of the final rules is unknown at this time, the IRS has published a version at http://www.ofr.gov/OFRUpload/OFRData/2013-21157_PI.pdf. Disclaimer: This is a preliminary analysis for discussion purposes. This document does not constitute legal or tax advice and should not be relied upon as such.


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There are lots of business insurance policies available, and most can be fully customised to meet the needs of your business, without costing the earth.
Before you can start shopping around for quotes you need to decide what protection you need your business insurance to offer. This will largely depend on the type of company you run, the number of employees and the type of work you do.
Here is a breakdown of the main types of business insurance available and an overview of the cover each option provides so you can find a policy that suits:
Employee liability insurance
If you employ staff in England, Scotland or Wales then employee liability insurance is a legal requirement for your business.
Employee liability insurance will pay out to cover your legal fees and potential compensation payments should a member of staff be injured or killed at work.
Legally the minimum amount of cover you need is set at £5 million - if you fail to have suitable employee liability insurance you can be fined up to £2500 a day by The Health and Safety Executive.
Public liability insurance
Public liability insurance will cover the cost to your business in the event you are legally liable to pay damages or compensation to a member of the public.
This type of insurance will usually pay out to cover costs associated with injury or death of a member of the public as well as damage to public property caused by your business.
If you have members of the public present at your place of business, such as a shop, surgery or show room, then it's likely you will need to include public liability cover.
This type of cover also extends to your employees working off site, extending the scope of your employee liability insurance.
However, if your business isn't open to the public, i.e. a factory or private office you may not need it.
Product liability insurance
Like employee and public liability insurance, product liability insurance will cover you in the event of injury or death caused by a product made by your company.
If you decide that your business may need this type of cover you should check if your policy will cover claims outside the UK or EU, especially if you export your products overseas.
Product liability insurance will not, however, pay out to cover refunds and claims by customers for poor quality or faulty products.
When deciding if you need this type of cover you should consider if you make any physical goods that are used by the public and if there is any conceivable way they could cause harm.
Professional indemnity insurance
Professional indemnity insurance covers your business in case you, or one of your employees, makes a mistake and your business is sued for damages as a result.
This can cover a wide range of areas including accidental copyright infringement, loss of client documentation or staff negligence in a duty of care.
Certain professions must legally have this type of insurance before they can practice - usually as a result of financial authorisation requirements - these include: financial advisers, insurance brokers, accountants, architects, surveyors and solicitors.
Business interruption insurance
If you are forced to cease trading due to unforeseen circumstances, business interruption insurance will cover any loses you incur for a fixed period of time.
Most policies will pay out if your business is unable to operate for a variety of reasons including IT failure, a death or injury in the business or local government action i.e. roadwork, theft and vandalism.
However, business interruption insurance will not cover illness, a lack of work or failure to meet projected profits. Policies will also place a limit on the maximum claim and number of weeks or months they will pay out, so make sure you check this meets your needs.
Commercial property insurance
Like personal home insurance, commercial property insurance covers physical property belonging to your business.
A standard business contents insurance policy will cover belongings held on site at your main place of work but is unlikely to extend to business vehicles, where goods in transit or commercial van or car insurance would be needed.
If you own your premises then you will need business buildings insurance to protect the bricks and mortar.
Although each policy will vary, they will typically cover your property in the event of natural disasters such as flood and fire, as well as theft and acts of vandalism.
Note: Standard contents insurance that you buy for your home will not cover your business unless explicitly stated - even if you work from home.
Goods in transit insurance
Transporting high value or a large number of goods can be risky for your business, and although sometimes covered by car/van insurance, goods in transit insurance is specifically designed to cover the loss, damage or theft of business property while it's being moved from one place to another
This type of insurance will often include goods being transported by a third party courier, meaning they are insured through delivery.
Legal expenses insurance
Legal expenses insurance provides cover should an employee or former employee sue your business regarding an aspect of employment law, such as constructive dismissal.
It can also extend to cover legal fees in the event of being taken to court by public bodies like a health and safety executive or HMRC regarding tax disputes.
If you are concerned about the possible legal costs in the event of a claim by one of your employees or a public body then legal expenses insurance may be worth considering.
Business insurance packages
All of the above insurance policies are available individually or as part of combination policies which are designed to meet the insurance needs of common business types.
Depending on your insurance needs, you can either opt to take out a package policy or customise your own insurance cover by looking at separate policies.
Home business insurance
Many insurance providers now offer home business insurance specifically tailored to those who work out of their own home.
This type of policy usually includes business contents insurance to cover your business property in your home but may not extend to buildings cover as you would be working out of your private home.
This type of cover often includes goods in transit cover, for home business that post out goods to clients and customers.
Self employed business insurance
If you are self employed and your business is your main source of income, you may also need to consider taking out certain business insurance policies.
Ready packaged policies are not as readily available for self-employed businesses as they scope and type of work they involve can vary dramatically. However, most insurers will help you to build bespoke packages tailored to the unique needs of your business.
For example if you make products to sell you will need to consider goods in transit cover and product liability insurance, while if you run a service business you may need public liability cover.
Shop insurance
Targeted at shop owners, shop insurance will usually include public liability insurance as a standard, to cover you against injury to members of the public while in your shop.
This type of cover will also often include product liability insurance and goods in transit cover, as shops can be held liable if the goods they sell cause injury to their customers and often have to transport products of a high business value.
If you own a retail business and run a shop on site this is likely to be a suitable insurance package for your business.
Tradesman insurance
Specifically designed for tradesmen, this type of policy will usually cover insurance policies for mobile workers including legal expenses cover and product liability insurance.
Tradesman cover does not generally include commercial property insurance cover as it is assumed most tradesmen will not operate from a fixed site.
Office insurance
Office Insurance is designed to meet the insurance needs of office-based businesses.
If you are renting an office, rather than owning your own site, you can get contents insurance without a buildings policy to just cover property and equipment on site.
As with the other insurance packages listed, the different types of cover provided by an office insurance policy will depend on the provider so before you take out a policy ensure everything your company needs is included.
Choosing the best cover
When deciding what type of cover your business needs you should look at the day to day activities of you and your employees, your legal insurance requirements and potential risk areas.
You can use our business insurance tables to easily compare the different policies on offer by the major insurance companies.
Get several quotes so you can see at a glance what you're likely to pay. However, finding affordable business insurance online is about more than just the price. Each policy has conditions that will affect their value. For instance they may have a maximum pay out meaning any damages beyond a certain value will not be covered.
So, when you compare online business insurance, it's always important to dig beyond the headline price and check the small print.


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|40 Ondrea Shaw
2014-15: Played in 22 games and made 14 starts during her senior campaign…Finished her career with the second most blocks in program history with 154…Blocked 53 shots on the year – the fifth most in a season in program history…Averaged 1.2 points, 3.7 rebounds and 2.4 blocks per game…Recorded multiple blocks on 12 occasions and swatted three or more shots six times…Had seven blocks in 16 minutes in the win at Rhode Island (11/15)…Had five rebounds and four blocks in 14 minutes against Delaware (11/21)…Scored two points with five rebounds, two blocks and a season-high two assists against No. 22 Syracuse at the Junkanoo Jam in The Bahamas (11/27)…Pulled down a season-high 10 rebounds and blocked three shots at Cleveland State (12/4)…Scored four points, grabbed six rebounds and had a career-high 10 blocks in 22 minutes at Loyola-Maryland (12/9)…The 10 blocks against the Greyhounds were the second most in a single game in program history…Had five blocks in back-to-back games against Norfolk State (12/20) and at USF (12/28)…Blocked two shots and grabbed five boards at Memphis (1/4)…Had four rebounds and two steals against SMU (2/18)…Scored two points and had two blocks against Cincinnati (2/21)…Secured five rebounds to go with two points, one assist, one block and one steal in 15 minutes of court time in the Senior Night win over UCF (3/2).
2013-14: Set the East Carolina school record with 101 single-season blocks in 31 games with 28 starts...Named to the Conference USA All-Defensive Team after breaking the school record that was set in 1978...Finished the year with 98 points (3.0 per game) and 212 rebounds (6.8 per game)...Posted 33 steals and 15 assists...Tallied a career-best seven blocks at Bethune-Cookman (12/29/13)...Recorded a career-high 10-point performance at UTEP (2/22/14)...Grabbed a career-best 13 rebounds versus Louisiana Tech (1/18/14)...Lead ECU in rebounding on 10 occasions...Registered seven double-figure rebound games.
2011-12: Saw action in 32 games at Coffeyville Community College (Kan.)...Tabbed the NJCAA Player of the Week for two consecutive weeks...Set the team record and led the nation in blocked shots with 157...Named Second Team All-Conference and Second Team All-Region...Averaged 10.0 rebounds, nine points and five blocks per game.
2010-11: Named Second Team All-Conference and Second Team All-Region after her freshman season at Coffeyville Community College (Kan.).
High School: Lettered at both Oak Hill Academy and Moore High School...Named to the 2010 Kentucky vs. Indiana Girls All-Star Game while at Moore.
Personal: Born Ondrea Shaw on December 15, 1991 in Louisville, Ky...Daughter of LeSaun Loftin...Has an older brother, Darnell Shaw Beasley, Jr., 24...Majoring in computer science.


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Trashy? With pleasure... but WITH STYLE please ;) Queen of Trash, I'm a crazy R'n'R girl in love with colours. In my own little crazy world, far far away from mainstream, I play with colours and do what I like: Creative Nonsense. I love all the flashy, crazy, dark, uncommon, funny, sad things that make life worth living...Welcome to my bubblegumcolour photo factory... Follow me on my HP, where you'll find more pictures: http://www.trash-doll.com/ and of course on my Facebook page: http://www.facebook.com/TrashDollArts
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Trash Doll Arts - serious, very serious photography Published February 10, 2013
Trash Doll Arts - Kick Ass Photography Published November 18, 2011


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35 years ago my Daddy brought home a copy of Doll World magazine and since that day I have been addicted to designing and making dolls and all the crafty goodness. I have expanded to give you all kinds of fun things to make tweak and enjoy!
Take Craftsy with you!
Craftsy Apps for iOS and Android. Read more »


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Rio de Janeiro, BRAZIL – The athletes in action at Watch Out Combat Show 8 on Saturday in Rio de Janeiro, showed a great arsenal of submissions. In the audience, names like WEC champion Jose Aldo, former UFC champion Murilo Bustamante, and PRIDE and UFC veteran Carlos Barreto saw great fights with Rodrigo Ximbica winning the main event against Cage Rage veteran Henrique Nogueira by decision.
The event had nine fights with great promises in action. Now WOCS, after eight editions, is one of the most traditional MMA shows of Brazil.
Check the full results below:
Rio de Janeiro, Brazil
Saturday, June 19, 2010
- Rodrigo Ximbica def. Henrique Chocolate - decision
- Viscardi Andrade def. Fernando Paulon - decision
- Fernando Bruno def. Alan Chatuba - decision
- Atila Lourenço def. Antonio Roberto - guillotine choke
- D Angelo def. Francisco D Branco - rear naked choke R1
- Gustavo Coelho def. Claudiere Freitas - ankle lock R1
- Rogério Paraíba def. Matheus - rear naked choke R2
- Bruno Orelha def. Júlio César rear naked choke R1
- Rodrigo Ratinho def. Bruno Emílio - KO R1
*Photo by Carlos Eduardo Ozorio


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I need a little help because my KSW-10 does not start.
The led remain red. I have already checked the signal from the speakers and it is OK.
I did not change the wiring and in the last weeks I saw he had some problems (a delay) to start.
I checked also the board inside (I am practical in electronics) and i found a couple of dirty solderings near two power transistor (probably the series regulator for power supply) but the problem is not there...
So, maybe other users had the same problem and also the schematic diagram can help me.
Thank you in advance for your answers.


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Picture Of The Day - Day 2298
17 • Hari ke 2,298, 21:39 • Diterbitkan di Japan • Interaksi sosial dan hiburan
still miss me? ^^"
so what's up with me, and why is POTD not back yet?
well I'll tell you, than the a few pictures
so why I haven't done the … lebih lanjut »


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USF Facilities
USF student-athletes compete in many fine athletic facilities. See information about each of our facilities below, including panoramic views where available. Click here for an interactive map and driving directions to each facility location.
Stewart Center
Sports: Basketball, Volleyball
Maximum Capacity: 2,000
Features: four scoreboards, a second court located behind the student section, state-of-the-art sound system
Recent Upgrades: chair-back seating on the south side, a student section on the west side that features purple, floors refurbished during the summer of 2009
USF Sports Complex
Sports: Football, Track & Field, Cross Country, Soccer
Football - Bob Young Field
Track & Field: Lillibridge Track
Opened in the fall of 2009. Equipped with environmentally friendly Musco lights.
Playing Surface: Synthetic surface made by Mondo (The only sanctioned field for FIFA events in the Midwest)
Features: Scoreboard with state-of-the-art sound system, bleacher seating for 300
Harmodon Park
Sports: Baseball
Playing Surface: Natural Grass
Dimensions: 330 down the lines, 380 into the gaps, 410 to center
Features: Bleacher and grass seating for about 300, equipped with dugouts, home and visitor's bullpen, lights and surround sound system
Sherman Park
Sports: Softball
Playing Surface: Natural Grass
Dimensions: 220 down the lines, 240 to the center
Features: Bleacher seating
McKennan Park
Sports: Tennis


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Salt Lake City Jobs Utah
Good luck in your career search. Don't forget about the IRS employment opportunities in Orem. Technology, Sales and Medical occupations are other options. Each of these areas is expected to grow in demand for workers. If not, then maybe a skiing or Sundance Film Festival job may be the best option with the exception of the Top Salt Lake City Jobs in Utah.