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College affordability is an idea that is more helpful to quantify than simply considering the tuition of the institution of your choice. Many universities and colleges have developed very aggressive financial aid packages and have other unique sources of funding that reduce what may be very expensive tuition costs to a more manageable level for lots of students. With that in mind, we have put together a ranking of the 50 most affordable Christian colleges in the U.S. to help students navigate the true cost of attending these schools.
Asbury University - Wilmore, Kentucky
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Average Net Price: $19,418
Asbury University (AU) is a Christian, Liberal Arts University in the Wesleyan-Holiness tradition. Undergraduates can choose from more than 50 majors and 38 minors. Undergraduate majors are divided into three distinct schools, College of Arts and Sciences, School of Communication and the School of Education. With more than 80% of the student population choosing to live on campus, students can experience a vibrant campus life located only 20 minutes southwest of Lexington.
MidAmerica Nazarene University - Olathe, Kansas
Average Net Price:$19,217
The Church of the Nazarene has eight U.S. liberal arts colleges associated with it and MidAmerican Nazarene University (MNU) is one of those eight. Each Nazarene college receives financial backing from the churches in its region which puts more than one of these colleges in our list of fifty. MNU offers undergraduate degrees in 40 majors. In addition to a strong academic experience, with over half of the full-time faculty holding doctoral degrees, MNU offers well rounded varsity and intramural athletic programs. Lastly, a strong emphasis, with 4 offerings for weekly chapel services, is placed on the spiritual development of each student.
North Central University - Minneapolis, Minnesota
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Average Net Price: $19,169
Owned and operated by eleven Assemblies of God districts, North Central University (NCU), is a Christ-centered Pentecostal school located in a city with lots of opportunity to put what students are being taught into practice well before graduation arrives. NCU has a core curriculum that consists of 59 credits of general education and Bible. Most of NCU's fifty plus bachelor programs can be completed with 124 credits, with each student earning a minor in Biblical Studies based on the bible courses in the core each student has to complete.
Oklahoma Christian University - Edmond, Oklahoma
Average Net Price: $19,124
Oklahoma Christian University (OC) is a liberal arts college affiliated with the Church of Christ that has earned national recognition by U.S. News and World Report and the Princeton review as one of the best colleges in the Western Region of the U.S. Degree programs are offered through three colleges, the College of Arts and Sciences, the College of Biblical Studies and the College of Professional Studies. The undergraduate student-to-faculty ratio is 15 to 1, with 88% of classes containing less than 30 students. Students have the best of both the small college campus world and the big city offerings being only 10 minutes from downtown Oklahoma City.
University of Sioux Falls - Sioux Falls, South Dakota
Average Net Price: $19,075This American Baptist affiliated university has over 130 years of history supporting its liberal arts program. The University of Sioux Falls (USF) offers over 40 degree programs through 20 different undergraduate departments. Weekly chapel services in addition to a variety of other campus ministry groups gives each student at USF the opportunity to keep their academic training Christ-centered and in touch with local and global opportunities to round out their undergraduate experience. The traditional required liberal arts core curriculum also helps to ensure each and every graduate is prepared for whatever post-graduation life may throw at them.
William Jessup University - Rocklin, California
Average Net Price: $19,019
William Jessup Univeristy (WJU) is the first university to make this list that has no denominational affiliation. WJU is a small liberal arts institution with two campuses, one in Rocklin, CA and the other campus in San Jose, CA. With the past four consecutive semesters recording record breaking enrollments, this small liberal arts university may not stay small long. WJU focuses on the spiritual development of its full-time students by requiring regular chapel attendance which is facilitated by two chapel services every week. A variety of traditional undergraduate programs are offered along with accelerated adult programs, online programs and graduate programs. The liberal arts based undergraduate program offers a good mix of degree choices and a low student-to-faculty ratio.
Faulkner University - Montgomery, Alabama
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Average Net Price: $18,974
Faulkner University is affiliated with the Church of Christ and has three satellite campuses in addition to the main campus in Montgomery, Alabama. The university is made up of five colleges: 1) College of Arts and Sciences, 2) College of Education, 3) College of Business and Executive Education, 4) College of Biblical Studies and 5) Great Books Honors College. Through these five colleges, there are 12 departments offering over 40 majors. In addition to the depth of academic offerings, Faulkner University boasts great breadth in the student life they offer. Opportunities to be involved in student organizations, intramural sports, collegiate athletics and abundant community service projects make this a great choice for any undergraduate to get the most out of their college experience.
Northwest Nazarene University - Nampa, Idaho
Average Net Price: $18,969
Northwest Nazarene University (NNU) is a growing liberal arts institution with 3 regional locations in addition to their main campus in Nampa, Idaho. The university is affiliated with the Church of the Nazarene while 55% of the students belong to a variety of other denominations. NNU boasts an academic program offering over 60 areas of study in five academic schools: School of Arts, Humanities and Social Sciences, School of Business, School of Education, Social Work and Counseling, School of Health and Science and the School of Theology and Christian Ministries. In addition to the strong academic programs offered at NNU, students have over 40 different clubs and organizations they can participate in to round out their university experience.
Northwest University - Kirkland, Washington
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Average Net Price: $18,923
Northwest University (NU) is an Assemblies of God affiliated institution that is based on a beautiful semi-wooded campus overlooking Lake Washington and the city of Seattle. NU consists of the College of Arts and Sciences, the School of Business Management, the College of Education, the College of Ministry, the College of Nursing and the College of Social and Behavioral Sciences. The low student-to-faculty ratio of 13:1 combined with over 30 undergraduate majors offered and an almost equal number of minors, makes this a great choice to get the most out of your education finances.
Cornerstone University - Grand Rapids, Michigan
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Average Net Price: $18,856
Cornerstone University (CU) is another great choice for any student seeking a mid-size independent, non-denominational Christian university. CU offers more than 50 undergraduate programs through 8 different academic divisions: 1) Bible, Religion and Ministry; 2) Business; 3) Communication and Media; 4) Humanities; 5) Kinesiology, Science and Math; 6) Music; 7) Social Science; 8) Teacher Education. There are over 35 bachelor degrees offered with a variety of minor options offered to undergraduates at CU. A vibrant on campus student life combined with a myriad of choices for activities off campus, put the finishing touches on this very attractive choice for today's frugal college shopper.
Southeastern University - Lakeland, Florida
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Average Net Price: $18,797
Southeastern University (SU) is the largest Assemblies of God educational institution in the United States. SU is a private, liberal arts university that is organized into 5 colleges. There are over 45 majors undergraduate students can choose from while enjoying the breadth that a liberal arts education affords to each student. Whether you are a looking to further be equipped in your calling as a pastor or be trained in film production there is a very wide range of fields to study in at SU. Spiritual growth is expected and encouraged at SU and the student life seeks in every way to facilitate that growth. You can't beat the location with Tampa only 40 minutes to the West and Orlando just under an hour to the Northeast.
Huntington University - Huntington, Indiana
Average Net Price: $18,741
Huntington University (HU) is a private liberal arts school with a strong affiliation with the Church of the United Brethren in Christ, who has their headquarters in Huntington, Indiana. HU offers graduate and undergraduate programs in over 70 academic specialties. The accolade as one of the best universities in the Midwest has been awarded to HU by U.S. News & World Report, Forbes and the Princeton Review. Pre-professional programs in the fields of law, medicine, pharmacy and athletic training make up a few of the academic offerings that HU serves up. This rigorous academic training is well balanced by the depth of opportunities students have to participate in the on-campus and off-campus activities organized by the university's student activity board.
North Park University - Chicago, Illinois
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Average Net Price: $18,724
Founded in 1891 by the Evangelical Covenant Church, North Park University (NPU) has a deep and aged tradition in the liberal arts and Christian faith. This school's close proximity to the urban center of Chicago gives it's student excellent opportunities to engage local communities and for businesses to benefit both sides of those relationships. NPU offers more than 40 undergraduate majors and programs, a variety of graduate and seminary programs all combined with the flexibility of on campus and online course offerings. These degree programs are organized through 7 different schools and supported through a variety of centers through which students have the opportunity to put what they are learning into practice.
Nyack College - Nyack, New York
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Average Net Price: $18,701
Nyack College (NC) is "New York's Christian College." Few schools can compete with the opportunities that this school's proximity to one of the nation's premier urban centers brings to the table. NC is a private, evangelical, liberal arts college affiliated with the Christian and Missionary Alliance and hosts one of the Alliance's seminaries. NC's degrees and majors are organized into 8 different schools. Undergraduate and graduate students have an abundance of degree programs with over 50 majors they can choose from. Students have lots of choices when it comes to extracurricular activities that promote both community and global development while shaping and sharpening each student's spiritual life.
Regent University - Virginia Beach, Virginia
Average Net Price: $18,505
Pat Robertson, founded this university in 1978 as the Christian Broadcasting Network University. The name was changed to Regent University (RU) in 1989. RU boasts one of the top 10 online bachelor programs as awarded by U.S. News & Word Report, 2013. There are over 50 graduate and undergraduate degree programs available on campus and online. As to be expected, with the influence of the university's founder, the degree programs offered in the fields of film and recording are exceptionally strong. The offerings in the fields of international relations and law are also worthy of special mention. With that being said, all of RU's degree program are first-class and provide a world-class education to every student. On campus, international and local opportunities abound through RU that contribute to community members and students who participate in them.
East Texas Baptist University - Marshall, Texas
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Average Net Price: $18,235
East Texas Baptist University (ETBU) is a private, liberal arts university affiliated with the Baptist General Convention of Texas. Students can choose from over 38 undergraduate majors and four graduate majors. Undergraduate majors cover a very wide range of fields such as criminal justice, kinesiology and elementary education to give only a few of them. More than 85% of ETBU's full-time faculty have earned doctorates or terminal degrees and each student has an abundance of opportunity for one-to-one interaction with each of them given the very low student-to-faculty ratio. Spiritual and professional development is facilitated through a variety of campus programs, chapel services, and community events.
Eastern Nazarene College - Quincy, Massachusetts
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Average Net Price: $18,228
Eastern Nazarene College (ENC) is located on Boston's historic south shore and boasts of extremely high acceptance rates for students entering graduate and medical schools with a 100% acceptance rate for its students entering law school. ENC offers a high quality Christian liberal arts education to its students in over 80 programs of study with cooperative programs offered with Northeastern University and the Massachusetts College of Pharmacy and Health Sciences. The founding fathers of the college saw no conflict between the pursuit of the highest in Christian faith and education and this is reflected in the rigor of the academic programs and expectations of the faculty at this institution. The academic excellence is rounded out with the research and internship opportunities available to every student.
Anderson University - Anderson, South Carolina
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Average Net Price: $18,205
U.S. News and World Report and The Princeton Review both agree that Anderson University (AU) is one of the best regional colleges in the South. AU was also recognized as one of the top 35 universities in the South whose graduates accumulate the least amount of educational debt. These accolades along with the 36 majors, 38 concentrations and 25 minors make this an excellent choice for any student. The undergraduate programs are offered through 9 different colleges and schools: 1) Adult and Professional Studies, 2) Arts and Sciences, 3) Business, 4) Christian Studies, 5) Criminal Justice, 6) Education, 7) Interior Design, 8) Nursing and 9) School of the Arts. Students also have lots of choices for student life activities that include campus ministries, chapel, intramural athletics and missions.
University of Mobile - Mobile, Alabama
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Average Net Price: $18,204
The University of Mobile (UM) boasts to be the only private university in the state that made the list, "America's 1oo Best College Buys." UM is affiliated with the Alabama Baptist State Convention and is governed by a board of trustees that the convention reviews and appoints. The school's liberal arts academic programs are divided into 2 colleges, 6 schools and 1 center and offer over 40 areas of study to choose from. The campus sits on a sprawling 800 acre tract and offers an abundance of choices when it comes to what students can do in their free time. In addition to an active student life and lots of on-campus choices, keep in mind the university is only 1 hour from the beach!
King University - Bristol, Tennessee
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Average Net Price: $18,108
King University (KU), formerly known as King College, is a Presbyterian , doctoral-level comprehensive university. Students have over 80 majors, minors and pre-professional degrees to choose from. Each student's education begins with a core curriculum in King's School of Arts and Sciences and then diversifies dependent upon the student's major into the other four schools: Business & Economics, Education, Nursing and the Peeke School of Christian Mission. Professors and advisors alike are committed to providing a high level of personal attention to every student. KU also offers a wide range of international and domestic opportunities that are offered as early as your first semester and give an early depth to the education offered that is hard to beat.
Malone University - Canton, Ohio
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Average Net Price: $18,100
Malone University (MU) opened as Cleveland Bible College in 1892. The school was founded by J. Walter and Emma Malone, who maintained a close relationship with the Religious Society of Friends. The college relocated to Canton in 1957 and was renamed to honor its founders. At this point in time, the curriculum was changed and Malone became a Christian liberal arts college. Malone College became Malone University in 2008 and continues to stay close to its Evangelical Friends roots. The university's commitment to excellence has been recognized by winning awards from the Templeton Foundation, NCAA-DII, and is currently ranked by U.S. News & World Report as one of America's Best Colleges 2014. There are four schools within the university through which degrees are offered in 41 majors, 42 minors, and 11 graduate programs.
Howard Payne University - Brownwood, Texas
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Average Net Price: $18,048
Howard Payne University (HPU) introduces itself as a university that "prides itself on fostering a close community where personal connection is valued." HPU is affiliated with the Baptist General Convention of Texas. Students at HPU can choose from over 100 majors, minors and pre-professional programs in six schools. Students looking for extra challenge can enroll in the Guy D. Newman Honors Academy and be trained in a multidisciplinary curriculum with the benefit of travel opportunities. Student life at HPU offers over 30 student organizations and a myriad of extracurricular options that can round out each student's experience. U.S. News & World Report ranked HPU eighth in the "Great Schools at Great Prices" category in their division.
Bethel College - Mishawaka, Indiana
Average Net Price: $18,104
Established in 1947, Bethel College (BC) is a Christian liberal arts college that is affiliated with the Missionary Church. The college offers more than 50 areas of study that range from sign language interpretation to applied politics. There are five colleges (one of which is Notre Dame) located within Bethel's county. BC has received national recognition from U.S. News & World Report and the Templeton Honor Roll of Character Building Colleges. Study abroad programs, short-term mission trips and local community involvement rounds out the overall experience offered at this well respected institution.
Simpson University - Redding, California
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Average Net Price: $17,895
Simpson University (SU) is a private, Christian, liberal arts institution that was founded in 1921 by W.W. Newberry as Simpson Bible Institute. The Bible Institute's course offerings expanded and have grown to offering 25 bachelor's degree programs. In addition to the undergraduate programs, the school has several master's programs and also houses the A.W. Tozer Theological Seminary. The university maintains an affiliation with the Christian and Missionary Alliance but currently hosts a student body from over 30 different denominations and independent churches.
John Brown University - Siloam Springs, Arkansas
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Average Net Price: $17,552
John Brown University (JBU) is a private, interdenominational, Christian liberal arts college whose main campus resides in Northwest Arkansas. JBU offers 40 undergraduate majors, 47 undergraduate minors and 10 graduate degree programs. Some of the most popular undergraduate programs are: engineering, graphic and web design, family and human services, early childhood education and business administration. The quality of the academic programs is supported by the low student-to-faculty ratio and the fact that 76% of the full-time faculty hold a doctoral or terminal degree. U.S. News & World Report recently ranked JBU second in top value of the Southern Region. Administrators and faculty at JBU recognize that college is more than academics and the evidence is the value placed upon student involvement in student organizations, ministries and various local and international opportunities given to students.
Southwest Baptist University - Bolivar, Missouri
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Average Net Price: $17,545
Southwest Baptist University (SBU) is affiliated with the Missouri Baptist Convention and is a part of the larger Southern Baptist Convention. SBU has campuses at four locations in Missouri, Bolivar (main campus), Mountain View, Salem and Springfield. The academic programs are built on the foundation of their liberal arts curriculum and offer more than 80 combined areas of study in associate to doctoral degree programs. The university's academic programs are administered through 6 separate colleges. SBU has a long standing record of national recognition exemplified in their 16 years and counting as one of the America's 100 Best College Buys and 15 years as one of America's Best Christian Colleges. Every student has many opportunities to mature in their Christian faith and practice through on and off campus experiences.
Southern Nazarene University - Bethany, Oklahoma
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Average Net Price: $17,380
Founded in 1899, Southern Nazarene University (SNU) is a Christian, liberal arts university with roots in an orphanage of downtown Oklahoma City. SNU has a long history of mergers and name changes that have made it the institution it is today. It wasn't until 1986 that its current name was made effective. This institution is only one of eight U.S. liberal colleges that are affiliated with the Church of the Nazarene. One unique twist to this institution's admission policy is that it's a open admissions college, which means that all who apply with a high school diploma are accepted. Degrees are offered through four different colleges with over 70 majors available.
Milligan College - Milligan College, Tennessee
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Average Net Price: $17,371
A liberal arts education taught from the "perspective of God's activity with humanity," can be found at Milligan College (MC). The core curriculum is combined with an interdisciplinary humanities program in which over 100 majors, minors, pre-professional degrees and concentrations are available in the undergraduate, graduate and degree completion programs. The college earned the highly respected recognition of being a "College of Distinction" for the years of 2011 and 2012. MC has earned a spot in the top ten colleges in the South numerous times by U.S. News & World Report. The active student life, close-knit campus community in combination with the beautiful Appalachian setting make this a very popular choice for any student.
Southern Wesleyan University - Central, South Carolina
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Average Net Price: $17,152
Founded by what is now the Wesleyan Church, Southern Wesleyan University (SWU) has as it's Christ centered core values: 1) Purpose, 2) Scholarship, 3)Community and 4) Transformation. This school started in 1906 as the Wesleyan Methodist Bible Institute whose mission "was to develop Christian character in its students while giving thorough intellectual training." That mission remains in place for SWU. The intellectual training has its foundation in over 30 undergraduate majors and 4 graduate degrees within the School of Business, School of Education and the College of Arts and Science. The development of Christian character at this university is facilitated through bi-weekly chapel services, discipleship groups, mission activities and a host of other student ministries.
Luther Rice University & Seminary - Lithonia, Georgia
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Average Net Price: $17,146
Luther Rice University & Seminary (LRU) is a private Christian college and seminary founded in 1962 by Robert Gee Witty. This institution has been recognized for its specialization in external and distance education in the Comprehensive Guide to the Best Colleges and Universities in the United States, published by the american Council for University Planning and Academic Excellence. As stated on its website, "All undergraduate, graduate and seminary degrees are fully accredited and can be obtained exclusively through 100% online studies." Even the on-campus courses are offered in such a convenient fashion that this institution is a great fit for many non-traditional students. Undergraduate and graduate degree programs are offered in the fields of Biblical counseling, Christian worldview, leadership and apologetics. The seminary offers both a Master of Divinity and Doctor of Ministry degree. The cutting edge technological approach of LRU opens up degree programs for just about any stage of life.
Charleston Southern University - Charleston, South Carolina
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Average Net Price: $17,058
Charleston Southern University (CSU) is an independent, liberal arts university that is affiliated with the South Carolina Baptist Convention. CSU has received several national recognitions such as America's 100 Best College Buys and America's Best Christian Colleges. CSU is divided into three schools and four colleges that administer the 45 undergraduate majors and 6 graduate degree programs. In addition to the strong academic programs, the school offers exciting NCAA Division I men and women's sports, a variety of campus activities including campus ministries, intramural athletics and academic clubs. The sandy beaches, abundant outdoor activities and major fine arts activities that Charleston hosts are all just icing on the cake making this a great place to further your educational goals.
Spring Arbor University - Spring Arbor, Michigan
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Average Net Price: $16,951
Spring Arbor University (SAU) is the largest liberal arts, Evangelical, Christian University located in the state of Michigan and has been helping students bring faith and education together for over 140 years. SAU is affiliated with the Free Methodist Church and offers over 95 academic majors and programs to choose from. There are 15 regional sites, with over a dozen learning sites in Michigan and others in Ohio. SAU was named in the top tier of the "Midwestern Regional Universities" category in the 2010 and 2011 U.S. News & World Report. The first class academic training is coupled with a strong emphasis on developing strong Christian character and putting that into practice through on campus and local community involvement. Few institutions state their priorities so clearly as SAU's website does, "No matter how good your grades are and no matter how intellectual you become, if your intellect and passions are not rooted in Christ, nothing you do will truly prosper."
Waynesburg University - Waynesburg, Pennsylvania
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Average Net Price: $16,768
The Cumberland Presbyterian Church founded Waynesburg University (WU) in 1849. The university currently offers more than 70 academic concentrations for undergraduates. Some of the most popular degree programs at WU are business, communication, criminal justice, education, forensic science and nursing. U.S. News & World Report named WU as a Best Value School – Regional Universities (North) for 2014. This ranking placed WU in the top 15 "Best Value Schools" in the northern region of the country. Campus life at WU attempts to bring a balanced mix of activities that strengthen each student's faith, service of others orientation and physical well being.
Oklahoma Baptist University - Shawnee, Oklahoma
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Average Net Price: $16,617
Oklahoma Baptist University (OBU) is a liberal arts, Christian university that was founded in 1910 and is owned by the Baptist General Convention of Oklahoma. OBU was ranked by the 2013 U.S. News & World Report "America's Best Value Colleges" among the top five baccalaureate colleges in the western region. OBU has maintained the honors of being Oklahoma's highest rated regional college in the U.S. News ranking for 18 consecutive years. Other top ranking honors have been bestowed upon OBU by Forbes and the Princeton Review. OBU offers 10 undergraduate degrees in 84 areas of study. OBU advertises itself as a community of faculty, staff and students "that works and plays very hard." With over 100 student organizations, 20 intramural sports and opportunities to work and study abroad, students definitely can reap a huge return on their investment.
Shorter University - Rome, Georgia
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Average Net Price: $16,612
Founded in 1873, Shorter University (SU) is a liberal arts institution that is historically affiliated with the Georgia Baptist Convention. SU has been consistently named by the Princeton Review in its lists of best value and best Southeastern colleges. Undergraduate degrees are offered in 48 areas of study. A variety of other on campus and online courses are offered in degree completion programs and graduate degrees. Undergraduate students spend the first two years of their academic life completing Shorter's liberal arts core which prepares them to delve deep into their major during the second half of their degree program. A college education at SU extends beyond the classroom through a wide variety of activities that include chapel services, international mission trips, student organizations, greek life to name only a few.
Missouri Baptist University - St. Louis, Missouri
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Average Net Price: $16,558
Missouri Baptist University (MBU) is a historically Baptist affiliated liberal arts institution. MBU's academic programs are separated into a variety of divisions through which undergraduate and graduate degrees are offered. Undergraduate divisions are as follows: business, education, fine arts, health & sport sciences, humanities, interdisciplinary studies, natural sciences and social & behavioral sciences. MBU also has one terminal degree program, the Doctor of Education. Students at MBU have a tremendous amount of resources and opportunities given to them to sharpen not only their intellect but also their spiritual development, such as chapel services, campus ministries and mission trips. Student life at MBU is also full of opportunities to participate in student organizations and other campus and community oriented services groups.
Grace College & Theological Seminary - Winona Lake, Indiana
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Average Net Price: $16,549
Nestled on a 180 acre campus in the resort town of Winona Lake, Grace College & Theological Seminary (GCTS) is a evangelical institution affiliated with the Fellowship of Grace Brethren Churches. Every undergraduate will start with the Grace College "Core" that is driven by the evangelical heritage of the college. This core training challenges students to "acknowledge his infallible source of truth as revealed in His Word (special revelation), and through His works, His creation (general revelation)." After completing this core, GCTS offers undergraduate degrees in more than 60 areas of study that aim to give each student a biblical foundation and practical experience. There are also several graduate and seminary degrees any student can pursue. One uncommon twist GCTS offers students is their accelerated degree program that can allow a student to complete 3 year bachelor's degree or a 4 year bachelor and masters degree combination.
Trevecca Nazarene University - Nashville, Tennessee
Average Net Price: $16,513
Founded in 1901, Trevecca Nazarene University is a Christian liberal arts university with approximately 2,500 students. Trevecca offers more than 80 programs of study for undergraduates, master's-level students, and EdD and PhD students. The University's 70+acre campus is approximately 1.5 miles from the heart of beautiful and exciting Nashville, Tennessee. Known as the "Athens of the South" and "Music City USA," the city of Nashville is home to 20 institutions of higher education, so "college life" in Nashville really describes a large part of the city. Trevecca students enjoy the small community "feel" of the campus along with opportunities that only a large city can offer—internships in major corporations, an outstanding arts community, sports and music venues, and much more. For students who want to attend a smaller university where they can be part of campus life and still be part of a large metropolitan area, Trevecca has much to offer.
Bob Jones University - Greenville, South Carolina
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Average Net Price: $16,448
Established in 1927 by evangelist Bob Jones Sr., Bob Jones University (BJU) is a non denominational, liberal arts university located just inside the city limits of Greenville, South Carolina. The BJU core is based on the belief that all truth is God's truth, and is the foundation upon which every student builds their academic training. Once this core liberal arts training has been completed, students enjoy a large variety of degree programs to choose from through the university's 4 schools, college and seminary. The university's academic program is anchored by faculty that approach their positions with just as much focus on ministering to the students as they do teaching them. Many BJU faculty teach for 20, 30 and 40 years giving a stability to the university that is hard to find in other like-minded institutions.
Warner University - Lake Wales, Florida
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Average Net Price: $16,109
Warner University (WU) is a private Christian liberal arts institution that is affiliated with the Church of God. Students have both undergraduate and graduate programs to choose from with bachelor degrees being offered in over 30 liberal arts professional majors. The academic program consists of three schools: School of Ministry, Arts & Sciences; School of Business; and the School of Education. WU takes great pride in the diversity of their student body and actively seeks to grow that diversity. Their commitment to diversity has earned them the recognition of the U.S. News & World Report's "America 's Best Colleges" for four consecutive years. The student life offered at WU is one where diversity, exciting student activities and a strong emphasis on spiritual development are all part of the package.
Hannibal-LaGrange University - Hannibal, Missouri
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Average Net Price: $15,832
Hannibal-LaGrange University (HLGU) began in 1858 and is affiliated with the Missouri Baptist Convention, which is a member of the Southern Baptist Convention. Their Southern Baptist roots can be felt in their strong commitment to the centrality of Christ in their academic programs and student life. Students are challenged to grow spiritually and given an abundance of opportunities to participate in both domestic and international mission trips. HLGU's academic programs are equally engaging and also bring a lot of choice and opportunities for each student to find the right fit for the calling God has placed on their life. Through 8 different academic divisions, over 50 different undergraduate majors are offered in addition to 2 graduate majors and other online degree options. This school would be a great choice for any student wanting to make wise use of their education dollars.
Fresno Pacific University - Fresno, California
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Average Net Price: $15,742
Founded in 1944 by the Pacific District Conference of Mennonite Brethren Churches, Fresno Pacific University (FPU) is located in the center of the Central Valley Region of California. Four regional campuses in Central California are also maintained by FPU thus giving a far reach to this growing liberal arts school. FPU has four schools and a seminary through which its 27 undergraduate majors and 60 areas of study are managed. Graduate degrees in four areas are also offered in addition to the 8 seminary graduate degrees. FPU has been recognized by The Chronicle of Higher Education as one of the top 10 Hispanic Serving Institutions. They also boast the honor of the highest four year graduation rate in the region and have been ranked by U.S. News & World Report in the top tier of their category. FPU is not only a school with strong academics but it also has an exciting and robust student life that fosters spiritual growth, leadership development and last but not least having lots of fun!
Mississippi College - Clinton, Mississippi
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Average Net Price: $15,712
The second oldest Baptist affiliated college in the United States, Mississippi College (MC) is the oldest college in Mississippi. The college was founded in 1826 and with over 5,000 students is the largest private university in the state. There are more than 80 undergraduate degree programs, more than 15 graduate programs, the college's law school and a variety of international study programs. Students not only get a first class education at MC but are also able to enjoy an excellent campus life with unique community and character development organizations in the form of service clubs and social tribes. Student life at this historic college offers more than 40 chartered student organizations that cover the gamut from professional societies to campus ministries and give a well rounded experience to each student.
Bryan College - Dayton, Tennessee
Average Net Price: $15,258
Bryan College (BC) is a liberal arts college that has its beginnings in the aftermath of the Scopes Trial in 1925. William Jennings Bryan, one of the prosecuting attorneys in the Scopes Trial, during the trial expressed the wish "that a school would teach truth from a Biblical perspective." BC has been carrying out this wish ever since and continues to grow at the foothills of the Smoky Mountains just 35 minutes north of Chattanooga. The college's motto "Christ Above All" permeates the faculty, staff and students attending this institution. BC offers over 20 undergraduate majors with nearly 40 concentrations and two different graduate degrees.
North Greenville University - Tigerville, South Carolina
Average Net Price: $14,954
North Greenville University (NGU) is a liberal arts institution that cares as much about the spiritual well-being of the students as it does about their academic achievements. NGU is first and foremost a Christian school, where "Christ is the head and center of all its thinking and conduct." The faculty and staff of NGU see training students to pursue and practice academic excellence as an integral part of the spiritual maturity of those students. The result of this approach was that in 2012 U.S. News & World Report Best College Rankings placed this institution 30th in the South region. Students at NGU have a wide variety of undergraduate programs to choose from, five graduate degree opportunities and other on-line and on-campus adult education courses.
Carson-Newman University - Jefferson City, Tennessee
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Average Net Price: $14,312
Carson-Newman University (CN) is a private, Christian, liberal arts school that has its campus nestled in the foothills of the Great Smoky Mountains. CN's academic program is made up 50 undergraduate majors in 4 undergraduate degrees, 7 graduate degrees and a variety of study abroad programs. Students have an abundance of opportunities for up close and personal interaction with the faculty given the small average class size of and very low student-to-faculty ratio. In the 2013 U.S. News & World Report "Best College Rankings", CNU ranked #1 in "best undergraduate teaching", #12 "Regional Colleges (South)", #10 "Best Value Schools" and #3 "Up-and-Coming Schools. With rankings like this, one would expect in parallel a high quality student life and that is what you get at CN. Whether you are looking to sharpen your leadership skills, contribute to the local or international communities or just have fun playing or watching sports, CN has many choices for students in each of these categories.
Campbellsville University - Campbellsville, Kentucky
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Average Net Price: $14,187
Located in the peaceful Kentucky countryside, Campbellsville University (CU) is a comprehensive institution that offers pre-professional, undergraduate and graduate opportunities for academic advancement. CU's academic foundation is its liberal arts core which prepares students to succeed at their choice of degree program and to excel in competing out in the workforce. CU is affiliated with the Kentucky Baptist Convention and the larger Southern Baptist Convention. One of the university's greatest assets are the natural resources either owned directly or in close proximity that students get to enjoy and also utilize for their academic training. The main campus is situated on 80 acres, while developing another 135 acre educational and research woodland and to round things out is the 10,000 acre state park, Green River Lake, that is just five miles away.
Louisiana College - Pineville, Louisiana
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Average Net Price: $13,784
Louisiana College (LC) is a Baptist, liberal arts college that was founded in 1906. The broad-based general education program that students at LC study under aims to equip them not only to excel in their chosen specialization but also to prepare them to contribute to the needs of the communities they will live in. The 10 academic divisions of LC serve up their liberal-arts centered education in more than 70 majors, minors and pre-professional programs. The college also offers the single graduate degree of a Master of Arts in Teaching. Like many other institutions in this list, LC perceives spiritual growth as an implicit outcome when giving Christ preeminence in the classroom but still explicitly encourages students with wide range of organizations and activities to further their spiritual growth. While at the same time providing an equal or greater number of student activities that develop student's leadership, community service and physical wellness.
College of the Ozarks - Point Lookout, Missouri
Average Net Price: $12,073
Also known as "Hard Work U", College of the Ozarks (CO) has a very novel approach for students who are found worthy of a Christian education but do not have the financial means to pay for that Christian education. "Christian values and character, hard work and financial responsibility" are the foundation stones for this institution. Full-time students are to work 15 hours at their assigned campus work station. This work experience not only results in the #2 ranking of affordability but it also gives students a great advantage upon graduation when entering the workforce. With such a unique program, it comes with no surprise that CO has received a lot of national recognition from U.S. News & World Report, The Princeton Review, Forbes Top Colleges and the Washington Monthly College Rankings. Students have over 40 majors to choose from and an almost equal number of minors along with 10 pre-professional programs. This is truly a unique school and is a very close second for any student looking for a great value!
Lee University - Cleveland, Tennessee
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Average Net Price: $11,773
Lee University (LU) was founded in 1918 and has grown to be one of the leading Christ-centered private institutions in the southeastern region of the country. U.S. News & World Report consistently ranks LU in the "Top Tier" in the South and The Princeton Review keeps the university high in its reviews as well. All of this national recognition and numerical growth has enabled LU to expand its academic programs, depth and experience of its faculty and a greater vision for what the next 20 years will hold for the institution. The expanded academic program has now grown to four colleges and schools with 12 academic departments and 4 areas of graduate study. These programs enable the university to offer 43 on-campus undergraduate majors in 87 programs of study. The quality of the academic programs are mirrored in the quality and expanse of the student organizations and ministries that LU offers for a rich student life experience outside the classroom. The old adage, "you get what you pay for" couldn't be further from the truth for the most affordable Christian University in the U.S.


text:
Hurricane Center watching two systems
Published: Thursday, October 11, 2012 at 12:17 p.m.
Last Modified: Thursday, October 11, 2012 at 12:17 p.m.
Two tropical systems are brewing in the Atlantic Ocean, but neither of them appear likely to threaten Central Florida.
Tropical Depression 16 formed Thursday morning, according to the National Hurricane Center.
The depression is a small low pressure area northeast of the Bahamas but is forecast to dissipate within about 36 hours. At 11 a.m., the Hurricane Center said the system had winds of about 35 mph.
The other system is a tropical wave about 350 miles east-southeast of the Windward Islands. Shower and thunderstorm activity increased overnight and the Center said environmental conditions appear conducive for some development. The storm is moving toward the west-northwest at 10 to 15 mph. It is expected to create strong gusty winds and heavy rainfall across parts of the Lesser Antilles over the next couple of days.
All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.

subset: commoncrawl


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Inherently Funny
See also Snacks.
Added by a Guest on September 24, 2008 | 8 people like this You Like This | Unlike
i submitted that tee-hee
i got tons more, ill give you about 1 per day
Says Ryan on September 25, 2008
*correction* i just realized theres another ryan here. so i shall be known now on as pickles
Says Pickles on September 25, 2008
really? 'cause i've put in about a dozen, and have yet to see a single one. hm.
Says notfunnyenough on September 25, 2008
haha this guy is annoying
Says i am not funny ik on November 26, 2008
He's dead, but his face is still on the jar. His face is still on the jar. New rule: No real people, who are now deceased, can still have their face on the package. Fictional people- still okay.
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Art | Museums
…Plaza Bisbe Oliba 3. 08500. Vic. Barcelona. (Catalonia) Fax.: +34 938869361 | E-mail: email@example.com. www.museuepiscopalvic.com. Located alongside the Cathedral, this museum is home to masterpieces of R…
Art | Monuments
…Plaza Catedral s/n. 08500. Vic. Barcelona. (Catalonia) http://www.victurisme.cat/. Built on the remains of an 11th century structure. Temple erected in the 11th century of which only the crypt is conserved. This temple f…


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SF Bay Shark Fishing
Posted 11 September 2010 - 01:26 PM
Posted 11 September 2010 - 03:06 PM
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Posted 24 September 2010 - 08:36 AM
All of these fish were caught in or around the SF Bay. Raith and I met a guy, named James Smith, that runs a Charter Boat there called the California Dawn. We met him at the California Sportsman's Expo. His Booth was right next to Ray's and his cook kept hooking us up with lunch and dinner. We ended up becoming friend's. We go fishing with him and he goes fishing and hunting with us. The California Dawn is the only Charter Boat there that will Cook for you. When we go, we get a bunch of friends together and book the whole boat. I always go for the all you can eat deal that Tawny puts together. The food is great. I take a big ice chest full of nothing but drinks and ice and use it to take my fish home in. A trip like this will cost me about $175 for every person that I take. That is for fishing, gear, all the food I can eat, and Tips for the crew. That is about $100 for the fishing $10 for gear $25 for all the food I can eat and the rest of the $175 goes for getting my fish cleaned by the deck hand and tips. I have never had a bad trip on this Boat. James comes from a family of fisherman knows is stuff. I would highly recommend this for a trip to go on if you want to give it a try.
never went deep sea fishing. Would love to try it one day.
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By mail:
Quick Courier Service, Inc
Att: Human Resources
PO Box 8640
Philadelphia, PA 19101
Major courier service requires a full time aggressive sales representative for tri-state area.
Courier industry experience required.
E-mail resume to firstname.lastname@example.com
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All drivers are paid by commission (based on a % of revenue for each job) and are considered Independent Contactors / Owner Operators. All earnings are reported on a 1099.
Immediate full time and part time drivers needed.


text:
Selene, the last of the Death Dealers, awakes from a twelve year sleep and imprisonment by humans. She finds the world has discovered the existence of Vampires and Lycans, and humans are trying to eradicate both species. In "Underworld: Awakening", Selene is separated from Michael and sets herself on a mission to find him. She unexpectedly encounters many obstacles, meets new faces, and finds out about a biotechnological industry that watches her every move.
I felt the storyline of Underworld had changed dramatically from being about the legacy of Vampires and Lycans, to about Selene. It had a few scenes in which I thought made a small connection to the previous movies, but overall the film had a new plot and focused more about the sexy and indestructible Selene. Besides that factor, the movie was enjoyable, with its action and goriness and unexpected twist. I couldn't believe the twist in the film as she searched for Michael. Most of the time, I found myself jumping because of all the violence and gore. And I found the fighting scenes enjoyable to watch as well. Though there were a few scenes that were repetitive, I strongly felt that "Underworld: Awakening" was mainly about Selene's ability to continue killing. If you're looking for an action-packed film with loads of gore and blood, this is the perfect match.


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Mildred Fatchett
Mildred Regina Fatchett
Mildred Regina Fatchett, 94, passed away Saturday, Feb. 2, 2013, at Westwing Place, DeWitt, after complications from flu.
Mildred was born Dec. 21, 1918, in Botkins, Ohio, to Alvin Boyer and Myrtle Ina Peters Boyer. In 1919, her parents brought her to DeWitt, which, for the ma-jority of her life, was home.
Milly attended DeWitt Public Schools, graduating in 1937. She worked at several local businesses in DeWitt during her life including the box factory, the calendar factory and then Iowa Mutual Insurance Co., from which she retired in 1980. She loved to type and was an extremely fast typist on the old manual typewriters. Peo-ple used to come and watch in amazement as she pounded those keys. She worked hard at everything she did: shoveling snow, mowing grass and raking leaves (every last leaf had to be picked up).
Milly married Donald Fey in 1943. They lived in Grand Mound and had two children together. She married Clarence "Buck" Fatchett in 1964. He died in 1988.
She was an archivist and maintained extensive informational scrapbooks on family, friends, community and, yes, her favorite soap operas.
Milly was an extraordinary mother and grandmother. Her family meant every-thing to her, and in return, she was very highly valued and loved by all.
She belonged to DeWitt United Method-ist Church, American Legion Auxiliary, Iowa Mutual 20-Year Club and the 1918 Club. She had many friends of all ages. People were drawn by her sweet smile, caring attitude and playful personality.
Survivors include a daughter, Carol (Jimmie) Clark of DeWitt; a son, Russell (Leona) Fey of Gilbert, Ariz.; grandchil-dren Mark (Catherine) Fey of Cave Creek, Ariz., Sarah Fey of Gilbert, Cody Clark and Daniel Clark, both of DeWitt; great grandchildren, Brody and Kate Fey of Ari-zona; a sister, Clara Nelson of DeWitt; a brother, Guy (Joan) Boyer of Davenport; a step-daughter Janis (Dick) Black and family of DeWitt; a stepson Jack (Nina) Fatchett and family of Parker, Colo.; and step grandchildren, cousins, nieces, neph-ews and friends.
Preceding her in death were her parents; brothers, Vernon Boyer, Merle Boyer, Melvin Boyer; and her sister, Dorothy Ketelsen.
Mildred suffered an incapacitating stroke in May 2011 and had been residing at Westwing Place in DeWitt. Her family is grateful to the staff at Westwing for the excellent care she received and for making her and all of us feel like their own family members. Their kindnesses will never be forgotten.
Milly's spirit touched many people over the years. She will be greatly missed, but her memory lives on in our hearts.
A memorial service will be held in the spring, her favorite time of the year, when her family and friends can congregate to honor her memory.
Memorials may be made to the charity of your choice.
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Summer 1996
I: Write five (5) or six (6) claims-at least one in independent method form-distinguishing over patent to Murray (1741726).Industrialized nations of the world are experiencing a significant growth in the requirements for cooling in connection with process industries, air conditioning, and the like. Large water-cooled heat exchangers are often not permitted because of heat pollution of water supplies. Evaporative cooling towers consume prohibitive amounts of water. Dry cooling towers have become more prevalent. In a dry cooling tower heat is exchanged between a heated liquid, for example, and air, the liquid being in tubes and physically separated from the cooling air. Such towers solve the water problem, but are much more expensive than an evaporative cooling system because of the large expanse of cooling surface needed. The present heat exchanger has performance and water consumption similar to a dry system but complexity and costs that approach an evaporative system.
The system
labeled 101 in Figs. 1 and 2 (on p. 3) includes a matrix in the form of
a multidisc rotor or matrix 1 consisting of discs 10, 11, 12, 13, and so
forth. The lower portions of the discs are immersed in water 2 at one temperature
and the upper
portions (about 40 percent) of the discs 10 ... are in contact with a moving gas 3 at another temperature in a chamber 7. The rotor 1 (or other matrix) is rotated by an electric motor 4 to achieve periodic contact, as alternate conditions, first with the water 2 and then with the air 3 to exchange heat between the two fluids.
In the absence of some provision to prevent water from wetting the surfaces of the discs, adherence would occur with evaporation. To prevent that, a second liquid layer 5, which can be a light nondetergent mineral oil (e.g., Rubrex 100 marketed by Mobil), is floated as a thin layer on the water to coat preferentially the surface of the matrix 1. The oil is skimmed, filtered at 9 and a pump 9A returns it to the surface to the layer 5 of the first liquid 2. Vanes 14 at the exhaust end of the chamber 7 remove oil from the outgoing air. Instead of using oil, one can coat the rotor or other matrix with Teflon or the like in a layer that is thin enough to allow heat transfer between the two fluids, e.g., water and air, and the rotor or other matrix. A matrix with other than discs can be employed. A fan 8 moves the air. A container 6 holds the water 2.
The system
serves well to exchange heat between a liquid at one temperature and a
gas at another temperature while nevertheless minimizing evaporation of
the liquid into the gas, the matrix in operating apparatus being in contact
with the liquid and then with the gas; hence, the matrix is continually
moved from contact with one fluid to contact with the other fluid.
II. Write brief comments on the following in the context of a Rejection of Claims Under:
112 (First paragraph and Second paragraph).
III. You have received a requirement for restriction between Group A claims 1-7 and 9 and Group B claims 8 and 10-12. In a brief, general way, what is required of you to make a complete response?
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the Travel Enthusiast
- 16 Feberato in Hotel Deals | NO COMMENTS
Boulders Resort and Spa in the Arizona desert for $179
Our deal hunters have a very special hotel for you today, a 5 star luxury resort in the middle of the Sonoran Desert, a scenic place for a relaxing getaway in Arizona. Book the Boulders Resort and Spa for just $179 and save big on your stay through the end of summer. …
- 08 Decerato in Hotel Deals,Travel Deals | NO COMMENTS
Legacy Golf Resort Travel Deals in Phoenix for $89
Our deal hunters have found this time some of the beat hotel deals from the United States and Mexico with The Legacy Golf Resort from $89 per night included. Book the Phoenix hotel right now and save as much as %55 per night off of regular prices.
As you will see in our travel deal collection you can book hotel offers in Washington DC from $89 per night, a Corpus Christi hotel deal with 50% off from $60 per night from $60 nightly, the Don Pelayo Pacific Beach hotel from $43 a night and much more than that. Take a look at these deals and book the deal you like before it sells out!
- 10 Aprkachou_n in Travel Planning | NO COMMENTS
The most beautiful canyons in the world
Canyons are some of the most dramatic landforms on the planet (and even on other planets), created over millions of years by rivers that carved their way through the landscape. Geologists can probably rave on for hours about canyons, but you hardly need to know everything about them in order to appreciate their beauty.
Wherever they are, canyons tend to be major natural attractions for people who want to see them, take pictures of them, climb them and trek along them. Canyons or gorges have a way of creating the perfect setting for adventures, as long as you don't shrink from a bit of hiking and walking. Here are some of the most beautiful canyons in the world, for travelers who 'collect' natural wonders. …
- 25 Octevike14 in Fun and Travel | NO COMMENTS
5 destinations for the Wild West enthusiast
Unless you are very young, you've probably seen a quite a few Western movies when growing up. And while for many people these tales of bank robbers, cowboys and beautiful tavern maids were just a way to pass an idle afternoon or evening, there are more than enough die-hard fans of the Western genres who would give an arm and a leg for Clint Eastwood's spaghetti western hat.
If you're a fan of the Wild West in all its gritty glory, there's more you can do than buy movie props on e-bay – you can go and visit some travel destinations that even after all these years still have the unmistakable mood of a western film. Here are 5 destinations for the Wild West enthusiast. …
- 28 Sepandra88 in Amazing Places | NO COMMENTS
The world's best places to see the sunset
As cliche as watching the sunset may sound, few people can remain unimpressed when faced with the last rays of sunlight, the mellow purple and orange shades of the sky and, why not, the romanticism of the whole experience.
Watching the sunset should be no problem for anyone, wherever they live in the world, but beautiful as they are all, not all sunsets are equal. Some of the most stunning sunsets in the world can be seen in exceptional places. Should you travel to these places only to see the sunset?
Sure, especially since the sunset is definitely not the only thing about them that will impress you. Here are the world's best places to see the sunset. …
- 22 Sepkachou_n in Fun and Travel,Travel Planning | NO COMMENTS
Top 5 US destinations for Halloween 2011
Halloween might not be everyone's favorite holiday (especially if you don't like sweets and trick-or-treaters), but if you want to get away from home on holiday for whatever reason, there is no shortage of destinations that are just perfect for the creepiest night of the year.
A good scare on Halloween or at least a gloomy or creepy atmosphere are not hard to obtain if you decide to visit one of the top 5 US destinations for Halloween 2011. Whether you're in the mood for something truly bone chilling or something fun for families, there are countless destinations for Halloween that you can choose from. …
- 25 Augtylerd in Amazing Places,Fun and Travel | NO COMMENTS
The best hiking destinations for beginners
Hiking is an awesome way of visiting natural attractions, but the truth is that sometimes it can be awfully difficult. Those who are not used to physical effort will sometimes find it exhausting to follow in the footsteps of an experienced hiker who is used to climbing steep slopes and difficult terrain, and nobody likes to be the last one in a group of climbers, slowly and tortuously trying to follow them.
That's why if you are a beginner in matters of hiking, it's better if you start small. Easier hikes are not less scenic or less worthwhile then the more difficult ones, and you will build up stamina and experience for longer and more complicated trails, so here are some of the best hiking destinations for beginners. …
- 13 Jultibi60 in Amazing Places | NO COMMENTS
Top 5 otherworldly travel destinations
Travel is all about seeing new things which are quite different from one's regular surroundings. But as unique as some travel destinations are, some of them simply look like out of this world. There are some places on the planet which look so completely amazing that you might think that they are from another planet, or maybe some piece of fantastic art.
Mother Nature has a way of creating landscapes which are beyond our imagination, and it would be a shame not to visit at least a few of them. So here are the top 5 otherworldly travel destinations on the planet. …
- 02 Junpapillon in Travel Planning | NO COMMENTS
The best vacation destinations for geeks
Are you a tech-addict who likes to spend a lot of time in front of the computer or playing with the newest gadgets? If you're the kind of person who doesn't like to get separated from their technological toys even when you're traveling, here's an alternative to taking your laptop with you on your holiday (although no one will stop you from bringing it with you).
These destinations are perfect for computer geeks, anime lovers or sci-fi fans who don't have to abandon their geeky pursuits while traveling : the best vacation destinations for geeks. …
- 13 Aprtomtum in Food Experiences | NO COMMENTS
Where to eat the best hot dogs in the US
Hot dogs are not exactly the height of cuisine, but unless you are a vegetarian, you've probably experienced at some point in your lifetime the craving for hotdogs. Fast food is not only useful when you are in a hurry and don't have time for a proper meal – sometimes you just can't help wanting to snack on something delicious and not quite healthy.
Hotdogs are just as widespread in the US as hamburgers, and there are as many varieties of hotdogs as places. So for the discerning hotdog fan, here are some tips on where to eat the best hot dogs in the US. …


text:
Jul 27, 2011 9:00 AM
Bring on the Lisa Frank stickers, buy those NKOTBSB tickets and dig up those platforms. Besides the fact that this is Dior, the Cristal Shine Lipbalm & Gloss ($62) is everything that was right with middle school, from the color to the packaging. Babies of the 80's unite!
If you've got a product or service that you'd like to promote on Outblush, click here to find out about our advertising opportunities.
Outblush is a blog for girls who love to shop. Our staff digs up the best clothes, home stuff, beauty items, and more. New items are posted every day — bookmark us and check out:


text:
Serena Johnson described as "horrendous" an accident last night that left her 16-year-old son, Jacob, in MetroHealth Medical Center today.
Jacob was taken to the hospital after he was hit by a car while walking with a friend along Darrow Road, just west of Thompson Road, according to the Sandusky Post of the State Highway Patrol. The accident happened a little after 9:30 p.m.
The driver who struck him, Gary Fitzpatrick, 21, of Lorain, has been charged with aggravated vehicular assault, drunken driving, driving under suspension, hit-skip and failure to control. Fitzpatrick had been involved in an earlier accident in Lorain and also attempted to leave the scene after he hit Jacob.
Serena Johnson said this afternoon that Jacob had just come out of surgery.
"He's still really out of it," she said. "We won't know the extent of his injuries until he's awake and can tell us what hurts."
She said he has a broken femur, has stitches in his ear and is suffering from a brain bleed but has been moved from intensive care to the regular pediatric floor and has been upgraded from critical to stable condition.
"It looks like he's going to make it," she said.
Johnson said Jacob, a Vermilion High student she describes as "very popular" with "lots of friends," was walking with a male friend when he was hit by Fitzpatrick's car. Johnson added that when she arrived at the scene people told her the car had been going 70 mph to 80 mph.
Jacob "flew about 20 feet through the air into some trees" after he was hit, she said, adding "it was so bad, they couldn't find him at first."
According to the Highway Patrol, Fitzpatrick was driving a 1994 Ford Aerostar minivan when he first was involved in an accident in Lorain. He reportedly hit a building in the 2600 block of West Erie Avenue and fled the scene.
Fitzpatrick then was traveling west on Darrow Road and failed to negotiate a curve near Thompson Road. He drove off the right side of the roadway, striking Jacob.
Fitzpatrick's vehicle continued westbound, striking a traffic sign post and a utility pole before coming to rest near the roadway, according to the patrol. Fitzpatrick managed to restart his vehicle and drive short distance from the scene of the crash.
At that point, the vehicle ceased running, and Fitzpatrick began to physically push the vehicle westbound in the roadway. Vermilion Township Fire Chief Frank R. Triana located Mr. Fitzpatrick pushing the vehicle and notified the Erie County Sheriff's Office. Fitzpatrick was detained without incident, according to the patrol, and his vehicle was towed from the scene.
According to Serena Johnson, words can't describe what she has been through in the last day.
"I just don't understand how he was still driving," she said of Fitzpatrick.


text:
Margaret Adams Movies and Career Information
- Margaret Adams Movies before 2015
- Stanley Kubrick: A Life in Pictures 2001
- That Sinking Feeling 1984
- Stanley Kubrick: A Life in Pictures
Although updated daily, all theaters, movie show times, and movie listings should be independently verified with the movie theatre.
Contact mrmovietimes.com for information or comments. Please read the mrmovietimes.com Privacy Policy and terms of use. Enjoy the movie!
Copyright © 2016 Movie Times, Inc. Site Map | Google+


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text:
924c federal law
Posted 08 January 2010 - 05:34 PM
Posted 08 January 2010 - 05:59 PM
Needless to say, your brother really needs an attorney. These are serious charges. If convicted of violating 18 U.S.C. § 924©, the minimum sentence is 5 years in prison. The court is specifically precluded from granting probation for this charge, and the court may not run this sentence concurrently with any other sentence, meaning that the sentence for this and the other drug trafficking charge must be stacked. Simply put, he's looking at a long stretch in prison if convicted here.
Posted 08 January 2010 - 06:03 PM
Posted 09 January 2010 - 05:52 AM
Posted 09 January 2010 - 06:30 AM
Posted 09 January 2010 - 06:32 AM
they were locked away in the basement of the house in a gun safe."
The statute is not concerned with ownership or registration of the guns. It is concerned with possession or use of the guns. If he had access to the guns (e.g, had a key or access to the key for the safe), he may be considered to be in possession of them. The specific facts would, of course, be important.
was already charged and convicted of these two crimes, and was given a
21 year sentence."
Well, that's not surprising. As I said before, if he got convicted on these offenses, he'd be looking at some significant prison time.
"He is actually going after his attorney, because he
found in court transcripts that his attorney did not in fact act in his
best interest by making statements that were not true. Like saying that
the guns were used in a crime."
Can't comment on that without having seen the transcripts. If his attorney provided ineffective representation, he may be able get the conviction overturned on that basis. He ought to see a new attorney asap to determine what recourse he has at this point, if any.
Posted 09 January 2010 - 09:28 AM
Posted 09 January 2010 - 10:05 AM
A "sworn affidavit" isn't worth the paper it's printed on. If that much money was inherited, there would have to be a paper trail. There's no way a jury would believe a family member's claim to that effect and if the money was in small bills, the lie would too obvious.... Further, you don't KNOW what the attorney investigate or didn't investigate. At best, you know what the defendant *thinks* the attorney did. If he was unhappy, he could have said something long before the trial ever started. Defendants who get convicted always want to blame the attorney. The attorney didn't get him into the situation and he can't walk on water to get him out.
Posted 09 January 2010 - 11:01 AM
Posted 09 January 2010 - 07:48 PM
out, was given to him as part of the estate after his grandmother died.
A sworn affadavit by my mother in law, and his uncle was given stating
that this money was in fact given to him via the family due to the
passing of his grandmother."
The sworn affidavit is not admissible evidence. He needed to have someone testify (like the estate administrator) about what he received from the estate and/or admissible records showing the inheritance (e.g. court certified copy of the final distribution order of the probate court). He could have then tried to argue that the money was not from drug sales but inheritance money. Just understand that it's a tough argument to swallow. Estates generally do not make distributions to beneficiaries in cash. The executors want a paper trail, including an endorsed check, to cover themselves, and beneficiaries generally want checks because they are safer. Furthermore, most people don't keep such large sums of cash in their home; they put the money in a bank account, again for safety. As the previous response indicated, if the cash was in small denominations, that too is contrary to how an estate would be distributed.
Rather, the government would argue that having a large amount of cash in small bills in the home is not consistent with a story of an inheritance but is consistent with the way drug sale operations work. It would be up to jury to decide what to believe. I'd expect most juries to be skeptical that over $60,000 in cash lying around in the house was from an inheritance — the evidence would have to pretty compelling to overcome the appearance that it's connected with drug dealing. But he could have tried to make the argument. Note that his lawyer could not have put witnesses on the stand that he knows will lie. So if the story of the inheritance was not true and the lawyer knew it, he could not put witnesses up there to commit perjury.
The problem is that if he and his lawyer didn't present evidence and arguments that the cash was from an inheritance at trial, it's too late to do it now. He can include that as part of his claim that the attorney provided ineffective representation. That's about all the good this information will do him now.
Posted 10 January 2010 - 04:12 PM
Posted 10 January 2010 - 06:08 PM
I found something else interesting, in that u.s. supreme court decision
in us v. baily court said money and guns is not a trigger for 924c and
that they had to be 'used' ex. brandished or displayed in a
threatening manner etc.
That's true, but it doesn't help your brother-in-law. You see, Congress did not like the result in Bailey (516 U.S. 137, (1995)), so it changed the law to add the language about possession of the gun. So, assuming that your brother-in-law's offense occurred after the statute was changed, this opinion of the court is not going to help.
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Can an Indie Musician Rock the World of Young Adult Books?
Colin Meloy didn't mean for his first novel to seem like a concept album, but it's hard not to imagine the rollicking adventure tale set in the woods of Portland, Oregon as a kind of forgotten Decemberists CD. Meloy, the frontman of the indie-rock group, released "Wildwood," a young adult novel, earlier this month.
The book tells the story of Prue, a young girl living on the fringes of Portland with her parents and baby brother, Mac. When Mac is kidnapped by a flying gang of hungry crows, she must venture into the Impassable Wilderness outside of the city and rescue him from a terrible and magical fate.
Meloy's wife, Carson Ellis, illustrated the book, and the hardcover edition includes six full-color images. The couple plans to write at least three more books in the series, and an animated movie version of the first novel is already in the works.
Speakeasy caught with Meloy and Ellis in their home in Portland to talk about the book's inspiration, their young family and how writing a novel is different than recording an album.
The Wall Street Journal: Where did the inspiration come for this project?
Colin Meloy: Well, we got the idea living here in Portland, living in Forest Park. We've wanted to do a book of this kind for some time now. We've been working on the project since 2000, or 2001. Just being in these woods, working and being in this environment gave us the idea for the story.
Carson Ellis: The fact that I had worked with Colin in the past on albums, that we had collaborated on illustrations, made this project easier.
Meloy: We started with a map of the boundaries of Forest Park, which was a place that we recognized. We would go on walks in the park, and eventually we arrived at the story. Carson would do sketches at the same time.
Were there ever times that the words changed your conception of the drawings, or vice versa?
Ellis: Yeah, actually it would go both ways. The coyote soldiers were originally dressed in medieval armor, but I totally wasn't feeling it. I decided to change their clothes to something more contemporary, which is why you see them in more Napoleonic clothes now. Colin would rewrite some things like that, too.
The book is marketed to children, but do you think there's a wider audience? Some of the plot points are pretty adult — corrupt governments, incompetent bureaucrats, familial loss.
Meloy: It's definitely accessible. We of course had kids in mind when we were writing the book, but hopefully anybody could come to it. And there's a lot of stuff that is easier to understand than you might think. This bumbling, bureaucratic government, everybody's definitely experienced that in some capacity sometime in their lives.
What kind of books did you read as a kid? Do you read those same books to your own child?
Ellis: I read the Narnia chronicles, and I had this really beautifully illustrated version of the series. There were hundreds of illustrations, and that was really important to my work. I've poured over those illustrations so many times, and I've think of that illustrator a lot. We're reading "Black Beauty" right now as a family, and we've read "The Phantom Tollbooth," "Alice in Wonderland," the works.
Meloy: I read Roald Dahl, Lloyd Alexander, Tolkien. I read a lot of stuff like that. Those kinds of books are challenging, you know? I feel like the world of young adult fiction today is trying to force these pulp novels to younger and younger readers. I hoping that I can channel the kinds of books I loved as a kid, channel the fairy tale archetype, in these books.
You have a young son. The book deals with some pretty difficult family issues. Did your role as young parents influence that plot line?
Ellis: I have to admit that the scene where Prue hugs her family, drawing that image made me cry. As a parent, I can understand their desperation — their kids are missing. I could understand that in very different terms.
Meloy: Even though our son is five, I was able to use that insight as a parent when I wrote.
The villains in this book aren't entirely without merit. Their wishes and plans aren't as hard to accept as in other children's literature — they exist in a kind of grey area.
Meloy: That was intentional. I was attempting to take this fairy tale concept and extend it beyond the traditional nine pages. When you only have nine pages, you can't have subtlety. I wanted to dig into that archetype and show polar opposites working together.
How long did this project take from start to finish?
Ellis: It was a really slow process. From manuscript to illustrations to the final product, with tours for the Decemberists mixed in there — it definitely took about ten years. We're so excited to see the final product, to see the color illustrations.
Meloy: My experience was similar, but I think the next books won't be quite so long a project. I'm already working on it now, and I've got some sketches worked out for the next book. Now that the Wildwood world is already there, I'm just building on it.
How was this project different from your usual work?
Meloy: It was great for us to get to work together, and to know that we're going to continue to work together on this project for the foreseeable future. To have a kind of back and forth together was a break from our regular life. It keeps me creatively excited.
Ellis: I'm an illustrator all the time, and I work from project to project, so this wasn't too different for me. The nature of my job doesn't usually give us too much time together before I have to move on to the next project, so this was a lot of fun.
Are there film plans in the works?
Ellis: Yeah, it just got picked up to be an animated feature by the people who developed "Coraline," a movie we both really liked. I felt really strongly about it not being an feature film. We've seen so many film adaptations of books that we love that were just ruined. With this project, we've been told that we can stay involved as we want to be.
Meloy: It's going to take a long time, and it'll probably not be finished until 2014, 2015, but we've been involved in the development since the very beginning.


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How to Build an Investment Prospectus
Original post by Victoria Duff of Demand Media
Writing a prospectus is an necessary part of planning to seek funding, either through a private placement or an initial public offering. A private placement memorandum (PPM) is used when soliciting private investment. A Form S-1 prospectus is used for an IPO. They are very similar documents and require the same systematic approach to their creation. The key to building a good PPM or prospectus is to use it as a tool in readying your company for the scrutiny a private or public offering will entail. In fact, it is a great way to expose areas of your company that need improvement.
Step 1
Hold a positioning session and perform SWOT analysis for every department of your company and your mission statement. A SWOT analysis examines the strengths, weaknesses, opportunities and threats associated with each element being analyzed. This session is a great way to know exactly what you need and how you should go about attaining it.
Step 2
Hire an accountant experienced in public offering financial reports. Many young companies find they need to reorganize their financial records prior to holding an audit. If you are planning an IPO, an audit is necessary. It is not always necessary for a private placement, but it is a good idea to have an audit, anyway. It makes your company look more worthy of investment.
Step 3
Write or update your business plan. Your positioning session should have produced enough information for an updated or new business plan, portions of which will be used in your prospectus.
Step 4
Read and understand the requirements of an SEC offering under the Securities Act of 1933 using Form S-1 -- or if you are planning a private placement, study the Reg. D 506 offering process.
Step 5
Use the forms provided by the SEC for your prospectus. Form S-1 is used for IPOs and Form D is used for PPMs. Write an answer for each section of the form, taking care to avoid projections and hyperbole. Be as concise and truthful as possible, and have an experienced SEC attorney review your prospectus before filing.
Tips & Warnings
- Your prospectus must have standard legal disclaimers regarding the intention of the document and the downside of investing in the the company. It should have a thorough description of the offering, what the investor is buying, a complete listing of major shareholders to date, a listing of the costs associated with the offering, and a description of the business of the company along with a roster of officers and their bios. The financials are extremely important, particularly the notes to the financials. Every question in Form S-1 must be answered or the SEC will send it back for further work.
- U.S. Securities and Exchange Commission: EDGAR Filer Manual (Volumes I - III)
- MSN Money: Meet the S-1
- Practicing Law Institute: An Overview of the IPO Process
- University of Delaware: SEC S-1 Form Filed by Google
- U.S. Securities and Exchange Commission: Form S-1
- MSN Money: IPO Basics
- SEC Law; Introduction to Private Placements; Mark J. Astarita, Esq.
About the Author
Victoria Duff specializes in entrepreneurial subjects, drawing on her experience as an acclaimed start-up facilitator, venture catalyst and investor relations manager. Since 1995 she has written many articles for e-zines and was a regular columnist for "Digital Coast Reporter" and "Developments Magazine." She holds a Bachelor of Arts in public administration from the University of California at Berkeley.


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Pita Alexander is a specialist farm accountant at Alexander's Chartered Accountant in Christchurch. He shares his thoughts with NBR ONLINE on how the agricultural commodity cycle, capital gains tax, escalating volatility and New Zealand's debt quagmire may affect the economy in the coming years.
12.15 on the clock of the agricultural commodity cycle
"I find that five to seven years is the average cycle over the last 40 years. It just cycles. It's nobody's fault. I will be very surprised if those cycles change much. Maybe they will get a bit shorter, such as four to six year, but who knows."
"Thinking of it as an economic clock, I would suspect right now we are about 12.15 o'clock. It's a matter of opinion, of course but we are close to the top.
"Within three years, for various reasons, things will turn on us and we need to be ready for it. We need to make money when things are going up on this side of the cycle but we need to make sure we are building our reserves.
"When we get a lot of other countries building up their milk production you will find that China will have a few more choices, which will tend to start a cycle in itself."
Capital gains tax threat
"We are one of the few countries that doesn't have some form of capital gains tax, so I would suspect that in the next 10 years we will see more of it.
"In Australia, which has had it since 1985, if you sit around with accountants and solicitors over there - as I've done - once you get a few drinks into them, they admit that the indexing and the effect of the capital gains tax has increased incomes for accountants and solicitors but it hasn't had an enormous effect out on the commercial table with real estate and business."
"It might end up being similar to the gift tax in that there might not be as much in it for government as you might think."
Volatility will only get worse
Mr Alexander says he believes volatility will be worse over the coming decade than it was for the last. But why?
"Several countries will face an increase in food prices. Interest rate will rise over the next two years, both at home and overseas. Europe and the US will increase their dairy output and a 4-5% increase in farm working expenses each year will begin to pinch.
"And no, there is nothing we can do about it either, according to the widely respected farm accountant.
"New Zealand as a whole is a price taker, not a price maker. The only thing we can is to make sure that our farming and business people and our government are building up their financial reserves. The best thing to cope with volatility is having a strong balance sheet, strong reserves and a sustainable, bankable, tangible net profit."
Good debt, bad debt, ugly debt
"It's very hard to make money today without borrowing, no matter what business you are in. As with your house, if you don't borrow for your farm you are probably never going to own one.
"That is unavoidable but it needs to be sensible in terms of interest rate and income tax deductibility. If you can, it should be borrowed against an asset that is inflation-proof. That sort of debt is usually what I call 'good debt.'
"There is no question about it being good debt because it helps you grow. In 95% of cases, you won't grow without it.
"The moment a debt is not income tax-deductible its real cost increases. In America, for example, in the main, most of their house debt is income tax deductible in their tax returns.
"Government, for example, has good debt because it pays low interest, has good security and, if it runs short, it takes what it needs from you and me via income taxes and all sorts of other quite devious charges.
"Bad debt is debt where the interest cost is not income tax deductible, it goes forever and controls your life but still lets you live because the lender needs you to pay interest on a regular basis. It's what I call 'life support debt' and much residential debt is like this.
"Really ugly debt is where the interest rate is very high, the interest cost is not income tax deductible, the asset over which the debt is secured doesn't appreciate in value on a regular basis and the lender is not worried about keeping the borrower alive because the lender will grab back the asset itself the moment the borrower hiccups.
"Many New Zealanders get themselves involved in this type of debt. It really should be called 'treadmill borrowing,' and even small debts of this type can really control you badly.
"Except in very special circumstances, never give guarantees to your bank that are unlimited. If you have to do this, then re-look at borrowing the money in the first place.
"In the US they have what is called non-recourse loans, that is no personal guarantees. So when things go really wrong, the homeowner simply deposited the keys with their bank manager who a few years ago had a whole box full in the corner of his office.
"Whatever you do, limit your personal guarantees to a certain figure, as you will find it surprisingly difficult to get rid of these personal guarantees."
"Debt reduction gets more appealing as interest rates rise. If the average New Zealand farm borrowing rate rises from, say, 5.5% to 8.25% over the next two or three years, then this represents an increase of 50%.
"This makes debt reduction much more useful in terms of interest savings for future years - a $100,000 term debt reduction would save $8,250 in the following year, and $8250 for every future year as well."
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Just a short distance from Wilmington, NC and Southport, our golf club on Bald Head Island is accessible for the weekend or a lifetime.
Its easy to reach our greens, whether you contact a package play company and visit us only for the day with your buddies, or if you want to look into longer stay & play packages available around the island.
Guest Memberships
Golf at the Bald Head Island Club is more accessible than ever. By purchasing a guest membership (with golf access) you are well on your way to enjoying the finest coastal golfing experience. In order to have golf access with your guest membership you must be renting a home that has a Golf or Sports membership. For additional details, please consult your rental agent.Stay and Play
Enjoy one of Tim Cates Masterpieces and relax as you experience the Bald Head Island golf lifestyle. See what it would really be like to live on Bald Head Island and play golf all day, every day, as much as you like! For more information click here: http://www.baldheadisland.com/amenities/golf
Guest Play
Visiting Bald Head Island Club as a guest of a member? Welcome! We look forward to having you with us. Our goal is to make your stay at the Bald Head Island Club as carefree and enjoyable as possible. Please contact the Bald Head Island Club golf shop at 910-457-7310 for all your golf questions, including dress code, rates and everything in between.Golf Course & Practice Facilities Dress Code
Gentlemen must wear shirts, tucked in, with collars and sleeves, unless approved by Club Management as acceptable fashion. Slacks or golf shorts must be worn. No tank tops, tee shirts, cutoffs, sweat pants, denim of any kind, bathing suits, athletic shorts, gym apparel, or tennis shorts are permitted. Mock turtleneck shirt collars must be 1 - 1 ½ in width. Golf hats and visors must be worn with the bill facing forwards. Ladies must wear proper golf attire which includes dresses, shirts, golf slacks, shorts or skorts and blouses. No halter tops, tee shirts, bathing suits, sweat pants, athletic shorts, gym apparel, tennis shorts are permitted. Ladies may wear sleeveless tops with a collar. If the top has no collar it must have sleeves. When in doubt of whether attire conforms to the Clubs dress code policy, please seek the advice of the Professional Golf Staff.
The Clubs Board of Governors, at the request of the Greens Committee, has decided the ponds are off limits to fishing from any golf course property. It was also determined that any fishing activities in any areas of these ponds would present hazardous conditions due to errant golf balls to the fisherman and a distraction to golfers.
Click here to see a hole by hole, before and after comparison of the renovation.


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Advances in customization and upgrade options for steel carports have taken what were at one time very basic structures to a level where they can be upgraded with insulation, intricate electric wiring, ventilation systems, and plumbing. This broad range of functionalities makes steel garages appropriate for applications which go well beyond providing protection and shelter for vehicles.
Advances in the design of steel carports have led an increasing number of people to choose them over traditional garages. These advances can either equal the benefits presented by traditional garages or exceed them.
Metal carports have so many customization options that they can now be built to meet a wide variety of uses beyond sheltering cars, boats, and recreational vehicles. With size options ranging from single to triple carports, metal carports can be used in their traditional ways but now offer opportunities where storage, recreation, and/or work space can be easily added as well.
The decision between buying a carport and building a garage often comes down to the financial circumstances of the buyer. As the customization and general level of quality have increased over time, the decision to buy a metal carport instead of a garage has become much easier. In fact, the carports of today can do just about anything a garage can do at a fraction of the cost.
Getting the most out of your recreational vehicle depends a great deal on how you care for it when it's not in use. By taking a few steps and making investments of a little time and money, an RV owner can enjoy an RV that runs and looks great while also carrying a high resale value. These following care tips can make a huge difference in an RV's performance, appearance, and value:


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Jun 16, 2011 8:02 AM
You can't just tone your body. You've also got to tone your face with La Mer Radiant Infusion ($95). Shrink your pores into Keira Knightly oblivion and energize your skin with a Lohan + Vodka Red Bull enthusiasm. Your face will be ready for the spotlight. And jury decision.
If you've got a product or service that you'd like to promote on Outblush, click here to find out about our advertising opportunities.
Outblush is a blog for girls who love to shop. Our staff digs up the best clothes, home stuff, beauty items, and more. New items are posted every day — bookmark us and check out:


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By Karen Garcia
May 16, 2013 | Volume 43, Number 19
Haines Borough Assembly members on Tuesday pulled from the agenda an ordinance aimed at changing assembly and school board election procedures.
The ordinance, which was spearheaded by assembly member Debra Schnabel and scheduled for introduction T...
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