text:
10-05190 Tammen v. Malone et al (Doc. # 47)
- Details
- Category: Judge Nugent
- Published: 01 March 2012
- Written by Judge Nugent
- Hits: 3965
Tammen v. Malone et al, 10-05190 (Bankr. D. Kan. Feb. 17, 2012) Doc. # 47
Click here for the pdf document.
SIGNED this 16th day of February, 2012.
TIMOTHY JOHN MALONE, II ) Case No. 10-11517
PATTIE LEE MALONE, ) Chapter 7
Debtors. )
Plaintiff, )
v. ) Adversary No. 10-5190
Defendants. )
When a borrower promises a lender that his mortgage will be "in second position to 1st
mortgage" and the mortgage turns out to be in ninth place, should the debt secured by the "second"
Case 10-05190 Doc# 47 Filed 02/16/12 Page 1 of 10
be excepted from his discharge under § 523(a)(2)(A)? It should if the lender's reliance on the borrower's
statement was "justifiable." Whether Geoff Tammen's reliance was justifiable is the bottom line in this
very close case and must be proved by a preponderance of the evidence. Considering all the
circumstances, the Court concludes Tammen's reliance on Malone's representation was justified.1
Findings of Fact
Defendant Timothy Malone was a real estate developer whose fortunes ran afoul of the 2008
financial crisis. Malone conducted his real estate development business personally and through Castle
Development, L.L.C., of which he was the sole member. Up until 2008, he had successfully developed
several residential and commercial projects in the Wichita, Kansas area. When he had an opportunity
to acquire raw land in the Junction City area in early 2007 for what seemed a nominal price, he took it,
purchasing 160 acres in Geary County. At that time, many developers were flocking to Junction City,
near the Fort Riley army base, hoping to leverage the location's proximity to the base and to Kansas
State University. The anticipated "base realignment" suggested that thousands of service personnel
would be relocating to the Junction City area. Castle paid $730,000 for this property with a purchase
loan from Legacy Bank and granted a mortgage on the property.2 Malone intended to develop a mixed-
use project that would contain single- and multi-family homes, recreation areas, and a shopping center.
Junction City would annex the property which was adjacent to a state highway and the construction of
off-ramps would be financed by STAR bonds to be issued by the state of Kansas.3 Malone prepared a
This proceeding to except Malone's debt to Tammen from discharge under § 523(a)(2)(A)
is a core proceeding under 28 U.S.C. § 157(b)(2)(I) over which this Court has subject matter
jurisdiction. 28 U.S.C. §§ 1334 and 157(b)(1). At the trial of this adversary proceeding, plaintiff was
represented by David Arst. Defendants Malone were represented by Michael Studtmann.
2 Ex. 1, Mortgage dated and recorded January 25, 2007.
3 STAR bonds are bonds issued by the state to finance infrastructure development and paid
for by property taxes levied on the benefitted adjacent areas.
Case 10-05190 Doc# 47 Filed 02/16/12 Page 2 of 10
draft plat and obtained an appraisal from Robert Taggart that projected an as-built value for the
development of $7.2 million. Needing commercial sites, Malone bought more surrounding land and
again financed the land acquisition with Legacy for $100,955, secured by a mortgage on the original 160
acre Geary tract.4
But this was not Malone's only deal. His Wichita area projects required cash, too, and he secured
some of that by borrowing against the Geary tract. He borrowed $95,000 from his business associate
Jean Evers,5 $250,000 from United Building Centers,6 $55,000 from Mohammad Aghakhani,7 $110,000
from Kansas Carpet & Tile for materials used in all his operations,8 another $68,000 from Legacy,9 and
$104,375 from his engineers, Ruggles & Bohm, P.A. for expense incurred in site planning the Geary
development.10 All of these borrowings were secured with mortgages on the Geary tract and, by May
of 2008, there were no fewer than eight mortgages on the property, totaling about $1.5 million.11
Around that time, Jean Evers connected Malone with Geoff Tammen. Evers had worked with
Malone since 2005, as a real estate broker selling new homes built by Malone, obtaining investors for
Malone's projects, and personally investing in Malone projects, including the Geary development.
4 Ex. 3, Mortgage dated February 14, 2007 and recorded February 20, 2007.
5 Ex. 2, Mortgage dated January 27, 2007 and recorded October 30, 2007.
6 Ex. 4, Mortgage dated April 12, 2007 and recorded May 11, 2007.
7 Ex. 5, Mortgage dated April 15, 2007 and recorded January 8, 2008.
8 Ex. 6, Mortgage dated January 8, 2008 and recorded April 4, 2008.
9 Ex. 7, Mortgage dated February 19, 2008 and recorded March 13, 2008.
10 Ex. 8, Mortgage dated May 12, 2008 and recorded May 13, 2008.
The order of priority of these 8 mortgages, based upon the filing date, is: (1) Legacy; (2)
Legacy; (3) United Building Centers; (4) Evers; (5) Aghakhani; (6) Legacy; (7) Kansas Carpet & Tile;
and (8) Ruggles & Bohm.
Case 10-05190 Doc# 47 Filed 02/16/12 Page 3 of 10
Tammen and Ms. Evers' late husband had been friends. Malone needed money, both to continue the
Geary development, but also to fund his Wichita operations. At Jean's urging, Tammen met with
Malone. Tammen is a farmer from Great Bend and was a real estate agent dealing in agricultural land
for about twenty years; he was last active as a broker in the early 1990's. He has invested in real estate
and oil and gas over the years, but not as a developer. When Tammen met with Evers and Malone,
Malone told him he could expect a good return and that he would be in and out of this "investment"
quickly. Malone showed him the Taggart as-built appraisal12 and told Tammen that he was seeking
STAR bonds to complete the highway interchange near the project. Malone says he told Tammen he
needed money for all of his operations, including the Geary development, but Tammen says he was told
the funds would be put into the Geary project exclusively.
Tammen did not inspect the Geary site or examine the title. Tammen testified that he was
satisfied with Malone's assurance that he would receive a second mortgage and a life insurance
assignment as security. Only when Legacy foreclosed its first mortgage a year later did Tammen realize
that his "second mortgage" was in fact a ninth priority lien. And, by June of 2009, the financial crisis
was in full swing making this and many similar ventures in Geary County much less valuable.
On June 12, 2008, Castle Development, L.L.C., Malone, his wife, and Evers made a promissory
note to Tammen for $900,000, to be payable "upon demand . . . with 45 day notice, but not before
January 2, 2010."13 A $50,000 interest payment would be payable on January 2, 2009. The note was to
draw interest at 22.2% per annum. It was secured by a mortgage of even date covering the Northwest
Quarter of Section 17, township 12 South, Range 5 East of the Sixth P.M. in Geary County. In addition,
the note contained the following statement–
12 Ex. 13.
13 Ex. 10.
Case 10-05190 Doc# 47 Filed 02/16/12 Page 4 of 10
Lender understand [sic] that the Mortgage will be in second position to 1st Mortgage
with Legacy Bank with an approximate balance of $840,000. Promisor agrees to keep
said 1st mortgage paid current.14
Malone signed the corresponding mortgage as managing member of Castle Development, LLC.15 He
also assigned Tammen an interest in a life insurance policy.16 Malone drafted the Tammen note and
Malone says that what he meant by the "second mortgage" representation was that he would
shortly retire all of the obligations senior to Tammen's, eventually making Tammen's lien a second
mortgage. He says the word "will" connotes the prospective nature of this commitment. But Tammen
understandably took it that his mortgage would be subordinate only to the first mortgage because this
language admits of more than one meaning.17 Instead of meaning what Malone says he intended, the
clause could easily be interpreted by a lay reader like Tammen to mean that his would be in a second
position upon its execution and recording. That interpretation would signal the existence of Legacy's
first mortgage and make clear that Tammen would not have a first mortgage. Another meaning might
be that Malone intended to utilize Tammen's loan proceeds to pay off the senior obligations and thereby
elevate Tammen immediately to a second position. He didn't.
Id. Given the $840,000 dollar amount, it is apparent that Malone was including the first
two mortgages given to Legacy in 2007 ($730,000 + $100,955) as being ahead of Tammen.
15 Ex. 9, Mortgage dated June 12, 2008 and recorded June 23, 2008.
16 Ex. 11.
If the language of an instrument is susceptible to more than one interpretation, it is
ambiguous. See Metropolitan Life Ins. Co. v. Strnad, 255 Kan. 657, 876 P.2d 1362 (1994) (Notes and
mortgages are contracts between parties and the rules of contract interpretation and construction
apply; if the language is clear, there is no room to apply the rules of contract construction and effect
must be given to the intent of the parties as expressed in the four corners of the instrument.); Stauth
v. Brown, 241 Kan. 1, 9, 734 P.2d 1063 (1987) (Contract is ambiguous when words used to express
meaning and intention of parties are insufficient in sense that contract may be understood to reach
two or more possible meanings).
Case 10-05190 Doc# 47 Filed 02/16/12 Page 5 of 10
Because the language is ambiguous, the rules of construction permit the Court to construe it
against Malone because he drafted it.18 But I need not rely upon this rule of construction to find that
the omission of any reference to the other seven intervening liens in the note or mortgage and the lack
of any evidence that Malone ever disclosed these senior liens to Tammen amounted to a representation
by Malone that Tammen's lien would be a second lien when he received it.19 Malone's co-maker Evers
testified that she "had the impression" that there were other creditors to be taken care of before
Tammen would be in second position, but even if that were true, Tammen could have heard that
representation as an assurance that Malone would pay off the senior lienholders with the loan proceeds,
elevating Tammen to second place.20
Malone failed to make the January, 2009 interest payment due Tammen. His life insurance
premiums lapsed and, in June, Legacy foreclosed on the Geary County tract.21 It was only then that
Tammen learned that there were seven intervening liens between Legacy's and his own. By then, the
See Metropolitan Life Ins. Co., supra at 662. (When the terms of a contract are ambiguous, the
terms may be construed against the drafter of the instrument).
There was no evidence presented that at the time of making the Tammen note and
mortgage, Malone disclosed the existence of the other mortgages against the Geary property or the
total amount of debt against the Geary property. There is nothing in the evidentiary record from
which the Court can conclude that Tammen was aware of any other "investors" in the Geary
project. See First Nat. Bank of Olathe v. Clark, 226 Kan. 619, 623-24, 602 P.2d 1299 (1979) (Rule that
ambiguities within note are construed against preparer should be applied only where note is still
ambiguous after the ordinary rules of construction have been applied, including consideration of
extrinsic evidence of prior and contemporaneous circumstances surrounding the execution of the
note to explain the ambiguity and clarify the parties' intent.)
Of course, Evers knew at a minimum that she was a lienholder ahead of Tammen, having
obtained her $95,000 mortgage in 2007. See Ex. 2. At trial, Evers denied having knowledge of the
other mortgages against the Geary property.
It appears that the Evers' mortgage was not foreclosed. See Ex. L. According to Evers,
Malone paid her $90,000 from Tammen's loan proceeds and she released her mortgage prior to the
foreclosure. No documentary evidence of the mortgage release was offered at trial.
Case 10-05190 Doc# 47 Filed 02/16/12 Page 6 of 10
property was far less valuable. Evers and Tammen concluded there was insufficient equity to warrant
them participating in the foreclosure proceedings and Legacy bought the tract at sheriff's sale. It was
later resold to the bank's president for $218,000. Malone filed his bankruptcy case in May of 2010 and
Tammen filed this adversary proceeding.
Analysis and Conclusions of Law
Tammen bases his dischargeability complaint on the fraud exception, § 523(a)(2)(A), and two
alleged misrepresentations by Malone: (1) that his would be a second mortgage (not a ninth); and (2) that
the funds he lent Castle Development would be spent on the Junction City project exclusively.22
Tammen did not prove the latter representation, but he did demonstrate by a preponderance of the
evidence that the first was made.23 We measure that statement against the stringent requirements of §
523(a)(2)(A) to determine whether it was knowingly false, whether it was made with the intent to deceive
Tammen, whether Tammen relied on it to his detriment, and whether that reliance was justifiable.24
In describing the then-present state of the title, Malone's statement was patently false and, as
he granted the preceding eight mortgages, he knew it. Tammen actually relied on that statement in
making Malone the loan and he lost $900,000 plus interest and collection expense as a result. But was
Tammen justified in his reliance? This is a close call. In Field v. Mans, the Supreme Court held that
Tammen has failed to allege or offer evidence that Mrs. Malone made any of the
misrepresentations claimed here. In the absence of attribution of the statements to her, Tammen
has made no case against her. Accordingly, Mrs. Malone will be granted judgment on the complaint.
Grogan v. Garner, 498 U.S. 279, 287, 111 S.Ct. 654, 112 L.Ed. 2d 755 (1991) (Section
523(a)(2)(A) fraud discharge exception is subject to the preponderance of the evidence standard for
burden of proof).
In re Riebesell, 586 F.3d 782, 789 (10th Cir. 2009); Fowler Bros. v. Young, 91 F. 3d 1367, 137475
(10th Cir. 1996) (intent to deceive creditor may be inferred from totality of circumstances or from
knowingly made false statement and failure to disclose information may be characterized as a
misrepresentation for purposes of § 523(a)(2)(A)); Groetken v. Davis (In re Davis), 246 B.R. 646, 652
(10th Cir. BAP 2000).
Case 10-05190 Doc# 47 Filed 02/16/12 Page 7 of 10
"justifiable" rather than "reasonable" reliance is required to carry the day on a § 523(a)(2)(A) complaint,
describing the "justifiable reliance" standard as "less demanding."25 In doing so, the high court looked
to the necessary standard of reliance as it existed in the common law in 1978 when § 523(a)(2) was
adopted. The Supreme Court settled on the Restatement (Second) of Torts (1976), § 540, which states
that "a person is justified in relying on a representation of fact 'although he might have ascertained the
falsity of the representation had he made an investigation.'"26 Among the illustrations for this
Restatement section is one very similar to the present case. In the illustration, a buyer of land is assured
it is free of encumbrances: "according to the Restatement, a buyer's reliance on this factual
representation is justifiable, even if he could have 'walk[ed] across the street to the office of the register
of deeds in the courthouse' and easily have learned of an unsatisfied mortgage."27 The court also noted
that justification is "a matter of the qualities and characteristics of the particular plaintiff, and the
circumstances of the particular case. . . ."28 Still, as Professor Prosser noted, only where the true facts
"should be apparent to one of his knowledge and intelligence from a cursory glance" or "something
which should serve as a warning that he is being deceived," is further investigation to discover the falsity
What is troubling here is Tammen's former background in buying and selling real estate and his
failure to view the premises. He testified that he relied on Malone personally for the repayment, not
necessarily the land. One would expect someone with real estate experience to demand a title opinion
25 516 U.S. 59, 62, 116 S. Ct. 437, 133 L.Ed. 2d 351 (1995).
26 516 U.S. at 70.
Id., citing § 540, Illustration 1.
Id. at 71, citing Rest. (2d) Torts, § 545A, Comment b.
Id. at 71-72.
Case 10-05190 Doc# 47 Filed 02/16/12 Page 8 of 10
before disbursing $900,000. Had he examined the title, Tammen would have found that his lien was
nearly $800,000 junior to what he had expected. Even if he had that knowledge, he might still have made
the loan given the as-built appraisal of over $7.2 million. Armed with that knowledge, Tammen might
have demanded that his loan proceeds be addressed to the liens senior to his own or restricted their use.
On the other hand, Tammen's real estate experience was limited to buying and selling farm
ground and nothing in the record suggests that he was experienced in mixed-use development or
commercial real estate finance. He had no reason to suspect Malone's financial distress as it never came
up in any of their meetings or discussions. No projects were discussed with Tammen other than the
Geary development. Other than Tammen's "second mortgage" behind Legacy, Malone did not disclose
any other mortgages against the property. With Malone's disclosure of the first mortgage and description
of Tammen's as a "second mortgage," Tammen could easily conclude that there were no other
mortgages ahead of him. Malone provided no details of how the loan proceeds would be used. Any
of these bits of information, had they been provided, might have raised a red flag which, as Prosser
writes, "should [have] serve[d] as a warning that he [Tammen] is being deceived" and that would have
warranted further investigation.30 But absent any warning flags gleaned from a "cursory glance,"
Tammen's obligation to investigate was never triggered. Tammen also received some confidence in
transacting business with Malone because it was his friend Evers that introduced him to Malone and
even "guaranteed" the note. Evers herself was unaware of all the other mortgages against the Geary
property and she had released her own mortgage when Malone paid her $90,000.
To a lawyer, Tammen's lack of inquiry might be fatal to his claim of having been misled. But
that is not the measure of "justifiable reliance." In the absence of any apparent facts that would have
Field v. Mans, 516 U.S. at 71, quoting W. Prosser, Law of Torts § 108, p. 718 (4th ed. 1971).
The earliest visible warning Tammen had that things might be amiss came in January 2009 when the
interest payment came due and Malone could not pay it.
Case 10-05190 Doc# 47 Filed 02/16/12 Page 9 of 10
placed him on inquiry, Tammen was justified in relying upon the specific representations Malone made.
Judgment should therefore be entered for the plaintiff and against the defendant Timothy John Malone,
excepting Tammen's debt from his discharge. Judgment shall also be entered against plaintiff and for
defendant Pattie Lee Malone, the plaintiff having failed to establish any actionable conduct on the part
of Mrs. Malone. A Judgment on Decision will issue today.
# # #
Case 10-05190 Doc# 47 Filed 02/16/12 Page 10 of 10


text:
On Good Friday, we sing, "Were You There When They Crucified My Lord?" We imagine standing along with Mary, St. John, and the others on the first Good Friday. And the answer to the question is "Yes." We were there, because He died for us, and our sins were on His shoulders.
What about Christmas? What if we sang, "Were you there when the King of Kings was born?" Nativity scenes, and the meditations which spiritual writers provide us about that first Christmas, help us enter in to the drama and meaning of that event.
There is a way to be there, and it is to open ourselves to the joy and meaning of the birth of every child – to see in each child, even the unwanted and unexpected, a reflection of the Christ who comes even today.

subset: commoncrawl


text:
I have been using the same Custom Chrome coils on the KH for years (the Chrome 6 volt), and the brackets get loose very fast so that the coil is just floating on the rivets after a while. Is there another supplier of a better 6 volt coil? The other thing I am wondering is that there should be some resistance between the two terminals on the coil? I have heard 1.5 to 3 Ohms, but when I put a tester on it that has been zeroed, it just jumps to zero. No resistance? Does this mean the coil is not working correctly?
Barry '55 KH


text:
We Provide:
We believe the need to understand and engage social justice issues is at the core of who we are as a Christian community and is essential to our mission, purpose, and the well-being of our world.
We value collaborative relationships and believe that the greatest success in breaking down barriers and building bridges can be achieved by functioning as a committed and concerned community.
Hope College | Office of Multicultural Education
Martha Miller Center |257 Columbia Avenue| Holland, MI 49423
email@example.com | phone: 616.395.7867
| fax: 616.395.7937


text:
American culture may tell us it's all downhill after 18, but our own eyes tell us that while a woman can't be forever young, she can be perceived as forever beautiful. Especially if she lives in France. Or India. Or Ghana. Or a surprising number of other places where one's value doesn't diminish after adolescence. And though there's no denying the worldwide creep of America's fondness for the under-30 set (China, known for its veneration of parents and grandparents, now has the second-highest face-lift rate in the world), not every country buys into that concept. Read on for locales where age brings rewards.
Joanne Vranos & Maria Massiou
In Greece, the definition of what makes a woman good-looking is refreshingly inclusive.
Who they are Sisters Massiou and Vranos live near Athens, where Massiou is a business manager and Vranos is the head of human resources for a large maritime company.
Greek beauty defined It's fitting that the founders of democracy also developed a concept of beauty that's eclectic and accessible. "Just look at Maria Callas and Melina Mercouri," says Massiou, noting that their strong facial features do not fit the mold of more delicate Western models. "But to Greeks? They are classic beauties."
Why aging is attractive "Youth is an easy form of beauty," says Vranos. "Even an ugly baby is adorable. But in Greece a woman who respects and nurtures her body will always be considered beautiful. I know women who are long in years and very beautiful, because they treat [the routine of maintaining] their appearance as a privilege, not a punishment."
Getting older is a good thing "I want younger women to know that they have absolutely nothing to worry about," Vranos says. "I promise you, just as you no longer miss playing with Barbie dolls, when you are my age you will miss very little about being twenty-something." Massiou agrees: "I don't feel pressure to look younger," she says. "Why would I even try? There's something defeatist about believing your twenties or thirties were your peak."
The Greek beauty regimen Sunscreen and moisturizer are a must in this climate. Vranos swears by Avene products (aveneusa.com) for sensitive skin. And, of course, "a diet of feta cheese and plenty of olive oil," adds Massiou.
Next: Where Age Is No Object: Ghana
Want MORE? Sign up for our weekly newsletter.


text:
Waving signs and chanting slogans, thousands of New Yorkers added their voices Wednesday to a massive national mobilization for immigration reform. They included Oberos Unidos de Yonkers, day laborers assisted by Catholic Charities, who rallied in White Plains. Residents also took part in candlelight vigils in Rockland and Putnam Counties, marched in Newburgh and joined busloads that wound their way from New York City and the Hudson Valley to Washington, D.C. Together they united with tens of thousands of people who met on the Capital lawn to insist that the time for change is now.
"Catholic Charities is both proud and privileged to work with newcomers who contribute to the growth and well-being of this country, the one they call home," Catholic Charities Executive Monsignor Sullivan said yesterday. "We join immigrants and advocates who will make this case in Washington D.C. and in other parts of the country at a massive mobilization and faith community vigil for citizenship, and fair and humane legal immigration opportunities."
Wednesday's outdoor rallies took place as a bipartisan group of senators worked inside the Capital. Known as the "Gang of Eight," they are negotiating a bill aimed at securing the border, tapping foreign workers for critically needed jobs and creating a path to citizenship.
Catholic Charities helps immigrants reunite legally with their families, obtain proper work authorization, learn English and civics, and prepare to pass citizenship exams. Catholic Charities also assists immigrants in avoiding exploitation by unscrupulous practitioners by providing correct information and realistic counsel about immigration status.
For example, Catholic Charities works with Obreros Unidos de Yonkers, a group of more than 300 day laborers in Yonkers. Together, we educate workers regarding employment rights and responsibilities to prevent exploitation and workplace abuse. We also assist in integrating workers into society and provide local resources to assist them in this process.
We do this by:
- Hosting workshops and trainings on worker rights, safety in the workplace, basics of immigration and other topics as needed
- Issuing membership cards with identifying information
- Providing office and meeting space and administrative support for workers
- Assisting in the collection of unpaid wages, access to healthcare services, emergency food, English as a Second Language programs and computer classes.
- Facilitating conversations with local business owners, police elected officials and the community.
Looking for more information about Obreros Unidos de Yonkers?
Call (914) 375-6729/48 for more information on or visit the office at St. Peter's Church basement, 91 Ludlow Street, Yonkers, NY 10705.
Call the Catholic Charities Help Line — (888) 744-7900 — for more help finding the services you need.


text:
Men's Hockey Falls 3-1 at Colgate
Box Score
HAMILTON, N.Y. (11/2/13) - All the action came in the third period as the Colgate men's hockey scored three times to Princeton's one after two scoreless periods, in the Tiger' 3-1 loss at Starr Rink.
The Raiders had a slight 20-17 edge in shots through the first two periods and then opened the third with two goals in the first five minutes.
There were a combined 11 power plays and two 5-on-3 opportunities for the Raiders that were squashed by the Tigers.
Darcy Murphy scored the game's first goal at 3:33 off a feed from Kevin Lough. Lough got the puck on a draw by Mike Borkowski and circled behind the net, faking a wrap around before slipping the puck out to Murphy fot the score.
Forty-three seconds later, Spiro Goulakos scored the eventual game winner with a blast from the top of the circle. Jake Kulevich fed him the puck from the blue line and his shot made its way through traffic and into the back of the net.
Freshman Ryan Siiro put the Tigers' within one with his first career goal at 8:58 with junior Aaron Kesselman and sophomore Mike Ambrosia assisting. Siiro got the puck after a battle out in front and backhanded it past netminder Charlie Finn.
Tylor Spink added an unassisted goal on a Princeton turnover after a defender broken his stick. Spink stole the puck and gave Colgate a 3-1 lead at 16:32. The goal went into review and was cofirmed.
Princeton desperately tried to get another goal, playing with an extra attacker for the final 1:22 of the game.
Freshman Colton Phinney made 29 saves in his collegiate debut for the Tigers, who fall to 1-3 overall and 0-2 in league play.
Finn made 27 saves in goal for Colgate in his first win of the season. Colgate is now 3-5-1 overall and 1-1 in the ECAC.
Princeton returns home to begin a six-game homestand. The Tigers host Yale and Brown in the home opening weekend, Nov. 8 & 9.


text:
Sangoma Vega 5000 50 FXS + 2 FXO analog gateway is designed to simplify the integration of legacy phone systems to IP infrastructure. The Vega 5000 connects analog handsets & devices to an IP network, typically either an internet telephony service provider (ITSP) or a corporate network, while providing two additional network-facing analog ports for connection to telephone lines or an analog PBX.
The Vega 5000 analog gateway includes 50 FXS ports (for connection to standard analog telephones) & 2 FXO ports (for connection to PSTN telephone lines or a PBX).
When powered the Vega can route calls to or from the two FXO ports. Under power failure conditions the two FXO ports provide a hard-wired bypass to two FXS ports allowing PSTN calls to be made even under this failure condition.
This option enables continuity of service during WAN/SIP outage and may be configured to operate in a number of ways including:
Available on FXS ports:
FXS port surge protection – K.20, K.21, GR1089
Copyright © Sophie Systems 2016. All Rights Reserved.Business Consulting | Policies | Tech News
UPS and the UPS logo are trademarks that are used with permission by the owner, United Parcel Service of America, Inc. All rights reserved.


text:
A new study says that large regions of Mars' subsurface could be even more sustainable for life than previously thought. Scientists found that large regions could be capable of sustaining life -- three percent of the planet actually, albeit mostly underground. It is already known that there are vast deposits of ice below the surface, so there could be liquid water a bit deeper where it is warmer. Those conditions would be ideal for bacteria or other simple organisms.
Modified from http://www.universetoday.com/91848/new- ... tain-life/.


text:
Eric Hilliard Nelson - a.k.a. Ricky Nelson - is born in Teaneck, New Jersey.
Brothers Rick and David Nelson - the sons of bandleader Ozzie and singer Harriet Nelson - make their first appearance their parents' radio show.
The popular TV sitcom Ozzie & Harriet - a family affair that includes brothers Rick and David Nelson - debuts on ABC-TV.
Ricky Nelson releases his first single, both sides of which - "A Teenager's Romance" and "I'm Walkin'" - make the Top Five.
Ricky Nelson scores the first of many hits for the Imperial label when the rockabilly number "Be-Bop Baby" enters the Top Forty, en route to #3.
Ricky Nelson's debut album - simply titled Ricky - hits Number One for the first of two weeks.
"Poor Little Fool," by Ricky Nelson, hits Number One for the first of two weeks. It is the teen idol's first chart-topper and third million seller.
Rick Nelson turns 21, marking the passage to adulthood by henceforth shortening his performing name from "Ricky" to "Rick."
"Travelin' Man," by Rick Nelson, hits Number one for the first of two weeks. It is his second (and final) chart-topper.
Rick Nelson signs a million-dollar deal with Decca Records, for which he'll record for the next ten years.
"For You," by Rick Nelson, enters the Top Forty, where it will peak at #6. He won't have another Top Ten single until 1972's "Garden Party."
The Adventures of Ozzie and Harriet, featuring their rock-and-rolling son Rick Nelson, ends its fourteen-year run.
Rick Nelson is reportedly booed for his long hair and new sound at an oldies revival show at New York's Madison Square Garden. The experience will inspire the song "Garden Party."
Rick Nelson's "Garden Party" enters the Top Forty en route to #6. It is his first Top Ten hit since 1964.
Rick Nelson's last studio album, Playin' to Win - produced by Jack Nitszche - is released on Capitol Records.
Rick Nelson is killed when his tour plane catches fire and crashes in DeKalb, Texas. Six others die in the crash, including Nelson's fiance and band.
Rick Nelson is buried following a memorial service in Hollywood Hills, California.
Ricky Nelson is inducted into the Rock and Roll Hall of Fame at the 2nd annual induction dinner. John Fogerty is his presenter.
Legacy, a four-disc box-set compendium of Rick Nelson's work, is released on Capitol Records.


text: You are browsing on Zazzle New Zealand's magnets page, on which you can find several shapes and sizes of refrigerator magnets available for customisation or ready to buy as is. A couple of the popular sizes available are the 7.6 cm round magnet and the 5.1 cm square refrigerator magnet. There is no minimum order size and many magnet designs can be customised with your own designs, photos, and text. To see some of the other products available on Zazzle.co.nz, check out our main page. Most magnet orders are made in 24 hours.


text:
Play Slideshow >>
APWA Expo Preview: snow and ice
McHenry County, IL
Mark DeVries
Using the right salt brine mix to combat snow and ice can be tricky. How do you come up with a mixture that works at low temperatures while remaining cost-effective? Two agencies will discuss their blending experiments during The Ins and Outs of Blending Salt Brine (Sunday, Sept. 10, 2 to 2:50 p.m.). Mark DeVries, superintendent for the McHenry, Ill., County Division of Transportation will discuss how his agency tinkered with different chemicals, ultimately creating a three-deicer blend called Supermix and winning a 2006 Technical Innovation Award from APWA's Chicago Metro Chapter. "The system takes operator error out of the mix, and we reduced filling time in our trucks," he says.
Joining in the discussion will be Bret Hodne, superintendent of the department of public works in West Des Moines, Iowa; he will relate how his agency—inspired by McHenry's success—has experimented with blending and using computerized controls. "With the reduced or tight budgets that many agencies have to work with, finding more economical ways to effectively handle winter storms has some real merit," says Hodne.
Monday, Sept. 11, 10 to 10:50 a.m.
For agencies finding it hard to wrestle with staffing their snow and ice operations, training may be the key. Representatives from Milwaukee will share their experiences in working to fully staff their snowplow team. This session suggests that training existing labor and managerial staff could help municipalities complement their snow-fighting efforts.
Monday, Sept. 11, 11 to 11:50 a.m.
The concept of automatic spreading may sound implausible to some, but the technology has been implemented successfully in Europe, and one North American agency harnessed it during the winter of 2005–2006. The system determines how much salt to spread, enabling the driver to focus on plowing.
Henke Manufacturing Corp., Booth 2501
The Tube Table snowplow—suitable for rugged applications—has a 5x5x3/8-inch tubular reversing table and an extremely tough reversing mechanism. A six-spring tripping mechanism allows the moldboard to pass over obstacles and automatically return to the plowing position. www.henkemfg.com.Circle 1.
Air-Flo Manufacturing, Booth 204
Quick Silver snow plows come in two versions: one with a moldboard constructed of 304 stainless steel, and another made of 11-gauge stainless steel with seven laser-cut stainless-steel ribs and two full-length braces. The quick-attach mounting feature lets the driver attach or disconnect the plow in seconds. The plows fit on trucks from ½ to 1 ton. www.air-flo.com.Circle 2.
De-Icing and Anti-Icing
PUBLIC WORKS Staff
APWA Convention Planner
Snow & Ice Control
Resources ranging from APWA to industry experts and research boards.
Please read our Content Guidelines before posting.
Copyright ©
2016 Hanley Wood Media, Inc. All rights reserved.


text:
A 5-minute walk from Bangla Beach, Horizon Patong Beach Resort and Spa offers rooms with views of the pool or garden.
Its facilities include 3 dining options, a Kid's Club and an outdoor pool. Free Wi-Fi is available in the lobby.
Patong Horizon Beach Resort offers free parking and free shuttle services to Bangla Beach.
Phuket International Airport is 40 km from the resort. Rooms at the resort come with modern
Thai interiors and have plenty of natural light. Each well-appointed room is fitted with a TV and
en suite bathroom with hot shower facilities. Guests can work out at the fitness centre or relax in the hot tub.
Enjoying a relaxing body massage at Morradok Spa is another good recreation choice.
The award-winning Baluchi Restaurant serves Indian dishes, while pizzas can be enjoyed at Borsalino Restaurant.
Refreshing beverages are available at Jimmy's Corner Sports Bar.
A room at Horizon Patong Beach Resort & Spa is a sanctuary. It is a place where you return to in the evenings,
where you can retire from the heat of the day, and where you can relax, cool off & freshen up.
Horizon Patong Beach Resort & Spa has a variety of room types - all offering the highest standard of comfort.
Our rooms are located in 1-3 storey buildings and elegantly furnished in an airy modern style.
Rooms are spacious & with the focus on clean and comfortable living. They are all well- equipped
with modern conveniences such as air-conditioning, in-room safe, mini bar, satellite TV, IDD telephone
and en-suite bathrooms with hot & cold water, bathtub and shower.
Our daily housekeeping service keeps all rooms spotlessly
Superior RoomOur charming Superior Rooms have either garden view are all newly refurbished and very elegantly appointed with en suite facilities. A total of 70 Superior Rooms are located around our Emerald Wing in 1 & 2 storey buildings. Rooms are furnished in modern style with extensive use of wood. Interconnecting rooms are available on request.
Room size: 28 sqm
View: Pool view or Garden View
Bedding: 1 King Size Bed or 2 Single Beds (Twin)
Deluxe Pool ViewDeluxe Pool View Rooms are spacious with en- suite facilities including bathtub and shower. All rooms have either a balcony or terrace and are overlooking the swimming pool. We offer a total of 46 Deluxe Pool View with either one King Size Bed or two Queen Size Beds. All rooms are located in 2 storey buildings around the Ivory Pool. Interconnecting rooms are available at ground floor level on request.
Room size: 32 sqm
View: Pool view with either a balcony or terrace
Bedding: 1 King Bed or 2 Queen Beds.
Family Quad RoomEnjoy your Family vacation in Phuket with comfortable and spacious accommodation. Our Family Rooms are the largest - with kitchenette, seating area and private balcony. All rooms have en- suite facilities with separate bathtub and shower. We offer a total of 40 Family Rooms in the Court Wing with either one King Size Bed or 2 Queen Beds. Interconnecting rooms are available on request and located at the 2nd & 3rd floor.
Room size: 54 sqm
View: Fountain view or garden view with balconies
Bedding: 1 King Bed or 2 Queen Beds.
Enjoy and select menu with delicious and The award-winning Baluchi Restaurant serves Indian dishes,
while pizzas can be enjoyed at Borsalino Restaurant. Refreshing beverages are available at
Jimmy's Corner Sports Bar.
For guests who prefer to enjoy tasteful Thai & International Food in the privacy of their room, we operate room service all day round.
|Baluchi Restaurant
The only award winning Baluchi restaurant is one of the finest Indian restaurants in Phuket. Baluchi has a seating capacity of 120 people, both indoors & outdoors and offers authentic Indian cuisine prepared with by our Indian Master Chefs with the original ingredients and imported spices. An extensive menu of Thai & Continental dishes is also available.
|Borsalino Restaurant
This Italian restaurant is located near the lobby and can seat 60 guests in air-conditioned comfort, serving guests delicious pizza, pasta and steak dishes, with a tranquil outlook over the hotel fountain. Guests can also choose from a extensive selection of wine to compliment their meals.
|Jimmy's Corner
The cozy Sports bar offers a variety of cocktails, drinks and light snacks. Watch all the major sports on big screen T.V. or participate in various activities such as Snooker, Darts, Board Games or Electronic Games. Postcards & souvenirs are available for sales as well.
Horizon Patong Beach Resort & Spa offers comfort and tranquility for your choice of places to stay in Phuket .
With 4 types of rooms that can match you with the need to make your vacation or business trip will
not be forgotten with the Horizon Patong Beach Resort & Spa.
The resort features 3 large Swimming pools, 2 are located at the Horizon Wing and are available for all hotel guests. A separate baby pool is set up for small children to play. One large swimming pool is located at the Club Wing for the exclusive use of Club Wing guests. Our Swim-up pool bars are serving delicious light snacks & refreshments. Pool side massage is available at our Spa Hut.
Kids Club "Jack & Jill" :
Leave your kids with us & we will make them feel at home. Our experienced staff will supervise daily changing activities such as watching cartoon movies, playing with toys or at the playground, sculpture painting and many more. The age group for all programs is 4-12 years.
Morradok Spa :
The ancient mystique of Thailand comes alive when visiting Morradok Spa. Literally meaning 'Heritage', this exclusive Health Spa is a hidden & calm paradise in busy Patong. Discover our unique ambience and setting and enjoy both international and local treatments, massages and Facials. Complemented by our outdoor Steam and Shower garden, Morradok Spa is a haven of relaxation just waiting to be experienced.
Fitness Centre - "Pulse" :
Our Fitness Centre has all guests will need to enjoy an invigorating workout while on holiday. The centre contains a multipurpose gym, cardiovascular equipments & weights.
Tour Desk :
Explore Phuket's many sights and attractions or enjoy the famous evening entertainment of Simon Cabaret or Phuket Fantasea. The tour desk helps to arrange half- and full day tours to the surrounding islands, golf courses and Phuket's heritage sites and temples. A ticket service to book seats for all major shows is also available.
|Internet / Business Centre
|Kids Club
|Fitness Centre
|Tour Desk
|Morradok Health Spa
|Swimming Pool


text:
HOT CHILLYS Women's Bi-Ply Midweight Crew Top
|Eligible for Free Shipping on Orders $39 or More! (see promotion details)
Product Details
As its name suggests, the HOT CHILLYS® women's Bi-Ply midweight crew top uses a two-layer knit fabric to trap air, delivering warmth and comfort underneath a jacket or fleece. Chillys Seasonings technology wicks away moisture and prevents odors from lingering on the fabric, so you'll feel as dry and fresh at the end of the day as you did at the beginning. The flat-seam construction reduces chafing, and the drop tail provides easy tucking.
Key Specs:
- Fabric Content: 100% polyester
Additional Info
- Drop-tail hem
- Imported


text:
The Feeding Our Neighbors Campaign, initially launched by Timothy Cardinal Dolan in 2011 and run for the past two years in partnership with UJA-Federation, kicks off this interfaith initiative in a big way this Sunday, January 19, at St. Patrick's Cathedral.
Timothy Cardinal Dolan, Monsignor Kevin Sullivan, Catholic Charities Board Member Susan Salice and Catholic Charities Special Assistant to the Director Luz Tavarez-Salazar will join with Knights of Columbus State Deputy Carmine Musumeci as well as representatives from UJA-Federation and fellow dignitaries to announce this year's campaign. It will run from January 26 – February 2.
There is just one goal for Feeding Our Neighbors, that New Yorkers – no matter their faith – answer the call to feed those who are hungry and in need in our community.
A united effort to fight hunger, Feeding Our Neighbors is a response to Cardinal Dolan's call that we all do our part to replenish the food pantries and soup kitchens in our community, which so many families in our community rely on to survive.
Now, with more than 1.7 million people in New York City living in poverty and one out of five children without enough to eat, we are prepared to collect food and funds for an additional 1,000,000 meals. The first year we raised 500,000 additional meals. Last year the Feeding Our neighbors campaign raised close to 750,000 additional meals.
Sponsored by Catholic organizations throughout the Archdiocese of New York and managed by Catholic Charities and UJA-Federation of New York, two of the largest faith-based, not-for-profit organizations in New York, 100% of contributions to the campaign will support local food pantries that serve New Yorkers, non-Catholic and Catholic alike.
Participating organizations will load food donations on to Catholic Charities' Mobile Food Pantry and Bronx Jewish Community Council trucks on Sunday for delivery food pantries, soup kitchens and meal programs that serve New Yorkers in need.
"I am delighted that we are partnering with old, as well as, new friends," said Msgr. Kevin Sullivan." "Thanks to all!"
Take one small action this January to help feed the hungry. Together, we can change lives.
- Support a Fundraising Drive. Donations can be made through Catholic Charities, your local parish, or any Catholic School in the New York Archdiocese. You can also make a quick $10 donation to Feeding Our Neighbors by texting "CCHOPE" to 85944.
- Feed the Big White Box. Bring non-perishable foods to a "Feeding Our Neighbors" food drive at any Catholic parish in the New York Archdiocese, the Catholic Charities headquarters at 1011 First Avenue, or any Archdiocesan Catholic School. Look for the big white box!
- Volunteer at a Food Pantry near You.
Join us in Feeding Our Neighbors.


text:
John McCririck believes Frankie Dettori is about to take a chance on Celebrity Big Brother with the jockey's riding career "at a crossroads".
The latest series of the Channel 5 reality show will start this evening and, as ever, the line-up is a closely guarded secret.
It has been rumoured for some time that the Italian could be involved as he is currently serving a six-month riding ban for testing positive for a banned substance at Longchamp back in September.
Racing pundit McCririck, who was a surprise hit in the show back in 2005, told BBC Radio 5 Live: "I think he is (going in), it has been going around the racing circles for some weeks now, and of course it's a critical moment in Frankie Dettori's career.
"He doesn't need the money, but his career is at the crossroads now.
"He has parted from his team Godolphin, of Sheikh Mohammed, for whom he rode many Group One winners, and he's got a six-month ban for a drug offence, not performance enhancing, rumoured to be cocaine, and he can't ride until the middle of May."
McCririck expects Dettori's temperament to be tested by the nature of the show, where he will have no contact with the outside world and have only his housemates for company, 24 hours a day.
"In there, the tensions build up and the problems grow and Frankie is a moody man, he has his ups and downs like all of us, so will he be able to survive three weeks in the house?" he said.
"You can't go laughing and joking and cheering everybody up for three weeks, you can do it for three days, but three weeks is going to be a problem."
14 June 2016John Gosden's Swiss Range remains in French Oaks reckoning
Japanese star A Shin Hikari bids for Royal Ascot first in Prince of Wales's
Godolphin team unconcerned by mile trip for Usherette at Royal Ascot
Wesley Ward expecting Lady Aurelia to fly in Queen Mary at Ascot
Order Of St George faces 17 rivals in Gold run at Royal Ascot
July Cup remains on Danzeno agenda despite Salisbury defeat
Michael Bell to swerve Gold Cup at Royal Ascot with Big Orange
Ventura Storm set to drop in class following French Derby defeat
Thirsk gets go-ahead following morning inspection
Hugo Palmer gives Royal Ascot go-ahead to Architecture
Ground rules out Goldream's King's Stand defence
Jet Setting stays in training with Adrian Keatley
Richard Hannon says Mehmas has 'excellent chance' in Coventry Stakes
Thirsk abandoned due to unsafe racing conditions
Injured Danny Tudhope suffers more Royal Ascot woe
Michael Dods anticipating bold show from Mecca's Angel in King's Stand at Ascot
Kevin Prendergast has Awtaad 'better and fitter' for Royal Ascot raid
Tepin team shrug off going concerns ahead of Queen Anne outing at Ascot
Ground concerns scupper Time Test's Royal Ascot date
13 June 2016Jet Setting goes for a song at Goffs London Sale
John Quinn has great expectations for Carlisle scorer Al Shahaniya
Branch Line excels at Roscommon for Andrew Slattery
Royal runner Dartmouth in Hardwicke hat for Sir Michael Stoute
Undrafted leads 18 confirmations for Diamond Jubilee at Royal Ascot
Setback sidelines Roger Varian's Dawn Of Hope
Michael Dods anticipating bold show from Mecca's Angel in King's Stand at Ascot
Ground concerns raise Buratino Commonwealth Cup doubts
Charlie Appleby mulling Newmarket outing with Nasimi
Marco Botti sets sights on European Group One glory with Euro Charline
Ken Condon eyeing autumn campaign with Success Days
Andrew Balding eyeing York Stakes outing with Tullius
Johnny Murtagh expecting more progression from Derby hero Harzand
Cam Hardie journeys north to spark new life into his career
Ascot ground the question mark for Aidan O'Brien big guns
Ptit Zig roars to French Champion Hurdle glory for Paul Nicholls
Don't Touch tees up July Cup option with Cathedral Stakes triumph
Pretty produces stylish performance to claim Munster Oaks
Royal Ascot rain a pain for Wesley Ward
Irish Oaks winner Covert Love retired after suffering strained ligament
Robert Cowell to make late decision on Goldream King's Stand defence
Henry Candy rates Limato a '50-50' chance to contest Diamond Jubilee heat
Classic trio primed for St James's Palace Stakes clash at Royal Ascot
12 June 2016William Haggas resigned to rain woe for Ajaya
Hoofalong team have full faith in Nathan Evans for Stewards' Cup mission
Jim Crowley left wishing for free Sundays
Spirit Quartz back in business at Cork for Robert Cowell
Red Cardinal best in eventful Salisbury victory
James Eustace resigned to missing out on Hunt Cup with Ice Slice
Chris Stickels expecting Ascot ground to remain on easy side for Royal meeting
Massaat ruled out of Irish Derby date
Goldream takes on 20 in King's Stand Stakes defence at Royal Ascot
Tepin faces 13 rivals as she takes Queen Anne test at Royal Ascot
Exaggerator is well beaten as Creator takes the Belmont Stakes
Mr Lupton in Wokingham frame after Charity Sprint strike
Mick Easterby 'in shock' as Hoofalong lifts Sprint Cup
Easton Angel heaven-sent for Michael Dods in Scurry Stakes
Mutakayyef strikes Ganton glory at York
Ryan Moore gets Mutamakkin home at Sandown
Emily Easterby has champagne sparkle with famous success at York
Destroyer floors Sandown rivals
Ballydoyle headlines Coronation Stakes possibles
Air Force Blue enters Commonwealth Cup picture
11 June 2016Scoop6 carried forward to Royal Ascot after Hoofalong victory scuppers punters
Mr Lupton powers to Charity Sprint success at York
Meadway makes all for Tartan Trophy glory at Musselburgh
Emily Easterby has champagne sparkle with famous success at York
Willie Mullins makes French connection with Un De Sceaux
Mark Johnston to swerve Royal Ascot with Lumiere
Thumbs-up at Leicester after inspection
Hayley Turner awarded OBE in Queen's Birthday Honours list
Acapulco all set for King's Stand at Royal Ascot
Ryan Moore hits Sandown treble
Hawkbill primed to take Tercentenary test at Royal Ascot
Oaks runner-up Architecture still possible for Ribblesdale
Order Of St George tops 21 still in the mix for Gold Cup glory
Charlie Appleby hoping Charming Thought challenge bears fruit at Salisbury
Long-absent Muwaary bids to stamp class on York's Ganton Stakes
Easton Angel aiming to star in Scurry date at Sandown


text:
Spectacular new video for Nosaj Thing in collaboration with The Creators Project. The hypnotic song and video for "Eclipse/Blue" work in tandem to transport you to alternate dimensions with sparkling shadows, shapes, and echoey electronic sounds. Really very captivating digital animation – would love to see something like this live!
Video: Nosaj Thing – "Eclipse/Blue" [MP3 on Mediafire]


text:
Since I've decided to get this blog rolling, one of my primary objectives was to ensure a consistent, high quality experience for any platform visitors come from. Obviously, it's impossible to test the myriad of browsers out there, but I think it's useful to at least test on the top three engines, namely Trident (Internet Explorer), Gecko (Firefox), and WebKit (Safari / Chrome). I also test on Opera, even though it has little market share. Hopefully I'll get my traffic statistics going again soon, so I can prove more definitively that sixty something percent of the ten people who come here use Firefox anyway.
So that leave three or so of you guys using IE. Well, I hate to break it to you, but your browser sucks. It really does. Web developers everywhere have been rejecting Microsoft's browser for some time now, which has given rise to the healthy market share Firefox has had.
How does this affect you and me, you may be wondering. Well, let's do a case study on the site you're looking at right now, since I'm fixing it up anyway. Continue reading "Browser Compatibility and the Sanity of Web Developers"


text:
More New and Used
from Private Sellers
Note: Supplemental materials are not guaranteed with Rental or Used book purchases.
Spanish Glossary for Biology
ISBN13:by Reece, Jane B.; Urry, Lisa A.; Cain, Michael L.; Wasserman, Steven A.; Minorsky, Peter V.; Jackson, Robert B.; Zanello, Laura P.
Questions About This Book?
Why should I rent this book?
Renting is easy, fast, and cheap! Renting from eCampus.com can save you hundreds of dollars compared to the cost of new or used books each semester. At the end of the semester, simply ship the book back to us with a free UPS shipping label! No need to worry about selling it back.
How do rental returns work?
Returning books is as easy as possible. As your rental due date approaches, we will email you several courtesy reminders. When you are ready to return, you can print a free UPS shipping label from our website at any time. Then, just return the book to your UPS driver or any staffed UPS location. You can even use the same box we shipped it in!
What version or edition is this?
This is the 10th edition with a publication date of 12/13/2013.
What is included with this book?
- The New copy of this book will include any supplemental materials advertised. Please check the title of the book to determine if it should include any CDs, lab manuals, study guides, etc.
- The Rental copy of this book is not guaranteed to include any supplemental materials. You may receive a brand new copy, but typically, only the book itself.
Related Products
This resource provides definitions in Spanish for the glossary terms.


text:
Oracle Consulting Services is the premier services provider focusing exclusively on the success of customers deploying Oracle applications and technology. Drawing on industry best practices and deep software expertise, Oracle consultants help you assess your business needs, create your enterprise computing strategy, and deploy new technology to maximize the value of your Oracle investment.
Oracle consultants are the experts others turn to for leadership in Oracle software solutions. Oracle Consulting delivers continuous value across the full solution lifecycle so you can take advantage of our knowledge transfer in all areas of your business. Across the globe, Oracle Consulting supports over 20,000 consulting projects annually. These projects range from small, limited-scope, short timeframe partner- and customer-led engagements, to multimillion-dollar, fixed-price, multiple year projects.
Oracle Consulting focuses exclusively on Oracle technology and application solutions and on referenceable results. You can trust that Oracle Consulting has the experts in Oracle applications line so that you receive maximum value for your Oracle investment.
Oracle Consulting will help you prepare for the next-generation line of business applications that enable more flexible, collaborative business processes. Our consultants are best resources for ways customers can prepare their current Oracle investments for Oracle Fusion Applications.


text:
39-41 Barking Road, Upton Park
London E6 1PY
The world famous Doctor Who shop was established in 1984 and is the premier retailer of Doctor Who products and related merchandise.
Why not have a look around the online version of our shop?
Today is Sonic Screwdriver day!
The Sonic Screwdriver first appeared on this day back in 1968 in the second doctor story Fury from the Deep.
This handy little gadget helps The Doctor....
Read more
Want the latest Doctor Who Magazines, DVD's, CD's, Books or Comics?
We do standing orders! Give us a call to set up your standing order and you can have the latest....
Read more
To mark 20 years since its release, Downtime is now coming to DVD!
To celebrate, we have a host of guests joining us for the day.
We are pleased to announce we....
Read more


text:
Featured Public Spreecasts
The interactive video platform that connects people.
Live & recorded
Every broadcast is recorded for playback later or to share with people who can't make it live.
Broadcast with ease
Go live right from your browser with just an internet connection and a webcam.
Privacy control
Choose your broadcast visibility, from public to private (only the people you invite).
Engage your audience
Interact with chat, question voting, and even allow viewers to join live on camera.
Embed on any website
Broadcast on Spreecast and your own site. Let your viewers embed on their sites too.
Multi-device support
Web or mobile we got you covered with our iOS app and Android mobile web experience.


text:
Chocolate Swirled Bars RecipeRead Reviews Be the first to add a review
- 1-1/4 cups refrigerated Lightened-Up Holiday Cookie Dough
- 1 cup (6 ounces) dark chocolate chips
- 1/4 cup vanilla or white chips, melted
- Press dough onto the bottom of an ungreased 13-in. x 9-in. baking pan (dough will be thin). Bake at 350° for 11-13 minutes or until edges begin to brown.
- Immediately sprinkle with chocolate chips. Allow chips to soften for a few minutes, then spread over bars. Drop spoonfuls of melted vanilla chips over top; cut through chocolate with a knife to swirl. Let stand until set. Cut into bars. Yield: about 3 dozen.
Reviews for Chocolate Swirled Bars
"REcipe saved1 agree with JBess regardings ugar carb. count. Recipes ought to clearly state that. EVen when recipe states **Diabetic friendly** it truly makes ya wonder if that's so."
"I thought the cookie dough was a little dry and crumbly however a great idea and melting choc chips, smoothing over after coming out of the oven works splendidly however I use a full 12 oz on a 9x13 size dish. I also do the same melting chips on top of a dish of brownies!"
"Not bad- endless variation you can do. I made a batch w/ m&m's and one with crushed heath bars"
"If I am reading the directions correctly, you only use one portion of the Lightened Up Cookie Dough. Therefore, the Chocolate Swirled Bars recipe is only using 1/4 c of butter and 3/4 c of sugar plus the choc. chips."
"Have to agree with JBess. Hard to believe that cookie dough with 3 cups of sugar, topped with eve more sugar (two types of chocolate chips), could be healthy, much less diabetic friendly. Makes you wonder how accurate the other info is. I would love to see the recipes include the grams of sugar in each recipe!"


text:
Judge Berger
11-20216 Maslak (Doc. # 77) - Document Text
- Details
- Category: Judge Berger
- Published: 19 October 2012
- Written by Judge Berger
SIGNED this 17th day of October, 2012.
In re:
ERIC THOMAS MASLAK and Case No. 11-20216-13
On the 24th day of April, 2012, the Amended Application for Order to Show Cause filed
by Debtors Eric Thomas Maslak and Brooke Ann Maslak came on for hearing. Upon agreement
of the parties, this matter is submitted to the Court on the pleadings. Upon hearing statements of
counsel and review of the file, the Court finds as follows:
Findings of Fact
1. On October 29, 2010, CitiMortgage filed a petition for foreclosure in the District
Court of Johnson County, Kansas, Case No. 10 CV 9739, captioned CitiMortgage, Inc. v. Eric T.
Maslak, et al. ("State Court Case"), with regard to Debtors' residence, real property in which the
12.10.17 Maslak Stay Violation Order.wpd
Case 11-20216 Doc# 78 Filed 10/17/12 Page 1 of 5
Debtors hold an ownership interest.
2. On January 28, 2011, Debtors filed their Chapter 13 bankruptcy petition, listing
CitiMortgage as a creditor in their Schedule D.
3. On February 3, 2011, Debtors filed a Suggestion of Bankruptcy in the State Court
4. On April 1, 2011, CitiMortgage filed a Motion for Relief from the Automatic Stay
in Debtors' bankruptcy case.
5. On April 10, 2011, Debtors filed their Response to the Motion for Relief from the
Automatic Stay.
6. On April 15, 2011, CitiMortgage filed its Notice to withdraw its motion for relief
from the automatic stay.
7. The Order of Confirmation of Debtors' amended Chapter 13 plan was entered on
May 25, 2011.
8. On April 6, 2011, CitiMortgage filed its Memorandum to Clerk to Place Case on
Active Docket in the State Court Case, along with its Motion for Summary Judgment of
Foreclosure and Memorandum in Support. The state court clerk then put the State Court Case
back on the state court's active docket.
Debtors' amended plan is unambiguous in that it only grants the mortgagee leave from
the automatic stay to proceed in rem to foreclose upon its collateral:
12.10.17 Maslak Stay Violation Order.wpd - 2 Case
11-20216 Doc# 78 Filed 10/17/12 Page 2 of 5
8. RELIEF FROM STAY REGARDING PROPERTY TO BE SURRENDERED: On Plan
confirmation, any creditor may repossess, foreclose upon, sell or obtain possession of the property
the Plan proposes to surrender without obtaining stay relief. This provision does not prevent the
earlier termination of the stay under operation of law or court order. Nothing contained in this
section operates to modify any applicable co-Debtor stay or to abrogate Debtor's rights and
remedies under non-bankruptcy law. The trustee shall not make distributions on account of any
secured claim in this class.
21009 W. 72rd Ter. Shawnee, KS 66218 CitiMortgage
Nevertheless, in the State Court Case, CitiMortgage sought an in personam judgment against the
Debtors in violation of the automatic stay provisions of §362(a)(1). The mortgage note was in
default prepetition and the State Court Case had been initiated. The State Court Case pertains to
a note and mortgage upon which an action could have been, and in fact was, commenced
prepetition against the Debtors personally. Any act to proceed in personam, absent specific
relief from the bankruptcy automatic stay to proceed personally against the Debtors, violated the
automatic stay. In the State Court Case, CitiMortgage filed Plaintiff's Motion for Summary
Judgment of Foreclosure on April 6, 2012, wherein it requested, in part, the following relief:
Plaintiff, CitiMortgage, Inc. ("CitiMortgage"), by and through counsel, and pursuant to
K.S.A. §60-256 and Supreme Court Rule 141, seeks entry of summary judgment in its favor and
against Defendants Eric T Maslak and Brooke A Maslak ("Borrowers") on CitiMortgage's
underlying Petition for Mortgage Forelcosure. CitiMortgage seeks summary judgment in the form
of an in personam judgment against Borrowers.1
1 Borrowers are currently in an active Ch. 13 Bankruptcy as Case No. 11-20216. Their
Ch. 13 Plan surrendered this Property, allowing CitiMortgage to proceed with foreclosure. Should
Borrowers complete their Ch. 13 Plan and receive a discharge, CitiMortgage will have and recover
only an in rem judgment.
The request for in personam judgment is not rescued from violation of the automatic stay by the
footnote. In personam judgment should not have been requested. In Kansas, a mortgagee may
proceed in rem against the property to foreclose its lien and to eventually effect transfer of title
from the mortgagors to the mortgagee. The act to seek in personam judgment, notwithstanding
the ineffectual attempt in a footnote to rescue this request from a violation of the automatic stay,
is a willful and knowing act by CitiMortgage against the Debtors in violation of the automatic
12.10.17 Maslak Stay Violation Order.wpd - 3 Case
11-20216 Doc# 78 Filed 10/17/12 Page 3 of 5
stay. Any and all pleadings filed in the State Court Case after the filing of this bankruptcy
petition, to wit January 28, 2011, are void and of no effect. Generally, actions taken in violation
of the automatic stay are void, although some courts have held in particular circumstances that
such actions are only voidable and require an objection or act of the debtor to render them void.
See 3 COLLIER ON BANKRUPTCY ¶ 362.12[1] at 362-140 (Alan N. Resnick & Henry J. Sommer,
eds., 16th ed. 2012). Regardless, these Debtors acted quickly to inform CitiMortgage and
counsel that they had filed a bankruptcy, starting with the filing of a Suggestion of Bankruptcy in
the State Court Case on February 3, 2011.
Section 362(k) provides the following relief if acts are taken in violation of the automatic
(1) Except as provided in paragraph (2), an individual injured by any willful violation of a
stay provided by this section [362] shall recover actual damages, including costs and
attorneys' fees, and, in appropriate circumstances, may recover punitive damages.
The Court finds and orders as follows:
That CitiMortgage knowingly and willfully violated the bankruptcy automatic stay;
That such violation is not so egregious as to justify the imposition of punitive damages;
This Court is perplexed by the actions of CitiMortgage to pursue a qualified demand for
in personam judgment; however, this Court finds, with considerable reservation, that
such action may have been predicated on a misinterpretation of the law;
That any and all pleadings filed in CitiMortgage v. Maslak, et al., Case No. 2010 CV
9739 in the District Court of Johnson County, Kansas, after January 28, 2011, are void
and without legal effect; and
That a copy of this order shall be filed in the State Court Case.
12.10.17 Maslak Stay Violation Order.wpd - 4 Case
11-20216 Doc# 78 Filed 10/17/12 Page 4 of 5
IT IS FURTHER ORDERED, ADJUDGED AND DECREED that CitiMortgage pay any
and all Debtors' attorney's fees, and costs associated with CitiMortgage's violation of the
automatic stay, whether such were incurred in the State Court Case or in the proceedings before
this Court. Counsel for the Debtors is directed to provide to the Court evidence of attorney's
fees and costs and to serve a copy of same on counsel that represented CitiMortgage in these
proceedings. CitiMortgage and counsel therefor shall have 30 days from the date of service of
said statement of attorney's fees and costs within which to object to same. In order to allow
Debtors' counsel to conclude this matter, he may claim two hours of additional billable attorney
time. With regard to actual damages, the Court shall set such matter for special hearing upon
expiration of 30 days from the date of this order, unless the Court has been notified that the
parties have reached a settlement regarding same.
12.10.17 Maslak Stay Violation Order.wpd - 5 Case
11-20216 Doc# 78 Filed 10/17/12 Page 5 of 5
- << Prev
- Next


text:
Volvo Exchange Parts use Volvo Genuine Parts. Remanufactured to their original condition and offered at a great price, an exchange part carries the same warranty as a brand new part.
Strict requirements
The quality and functional requirements specified for an exchange unit are exactly the same as those that apply to the corresponding brand-new genuine part.


text:
On a hot day, offer your dog a cool, tasty, long-lasting toy with a twist - an extra-tasty edible treat in the center. Simply fill the four corner compartments with water or broth and freeze. Next, snap in Mini Bone and hand it over! Your dog takes it between his paws and gnaws, finding the surprise treat inside. Bone is made of super-durable thermoplastic polymer and chicken flavor. Ridges help support your dog's dental health and the cooling action is perfect for warm weather or teething pups. Includes snap-in, edible Mini Bone treat inside for additional enjoyment. Designed for moderate chewers.
When you're ready for refills, please click on Romp 'n Chomp Refills and choose the 9-pk of Mini Bones for the Freezer Bones. Petite Freezer Bone is 3-3/4" long and recommended for dogs up to 15 lbs. Wolf Freezer Bone is 5-1/2" long and recommended for dogs over 35 lbs. Made in the USA.
Shop all Dental & Chew Toys.
Please click on "More Information" for ingredients and playtime recommendations.


text: Computers & Software Overview Computers IRT provides discounted rates and recommendations for students, faculty, and staff interested in purchasing computers for personal and professional use. To ensure both cost savings and consistency in technology, the computer should follow the configuration standards published on the Computer Buying Guide page. All devices provided to faculty and staff should follow the data security and encryption standards that have been established for all university devices. Computer Buying Guide Computer Discounts & Purchases Recycle Old Computer Equipment Software Drexel students, faculty, and staff may download free University-licensed software by signing into the IRT Secure Software Server. Drexel-Licensed Software List Secure Software Server Sign In Instructions


text:
I was working, and this man and his daughter came in. The man started talking politics- a dangerous subject as most semi-sentient beings understand. He mentions Hilary and I say, "While I personally don't disagree with most of her platform, I think Obama would be a better face," and the daughter perks her head up and chimes in with this unforgettable piece:
"Ew. Eff that guy- he blew up towers and stuff."
To which I respond,
"No, hunny. That's Osama."


text:
Each year, more than 100 musicians, celebrities and artists tour the Rock and Roll Hall of Fame and Museum. This past holiday weekend, we were pleased to welcome actors David Arquette and Danny DeVito along with his wife actress Rhea Perlman, as well as the bands Seether and Neon Trees to the Museum.
Check out photos from their tours at the Museum below! (You really never know who you might run into while you're here!)
President and CEO of the Rock Hall Terry Stewart, actress Rhea Perlman, actor and director Danny DeVito, and Rock Hall exhibitions coordinator Shelby Morrison at the Museum on Saturday, May 28, 2011. Of his visit to the Museum, DeVito called the Rock Hall "far out..you gotta see this" via his Twitter page.
Actor David Arquette (center) toured the Rock Hall with a friend (left) and Terry Stewart (right) on Friday, May 27, 2011. Arquette particularly enjoyed the Museum's Elvis exhibit pictured here and also on the actor's Twitter page.
Rock band Seether visited the Rock and Roll Hall of Fame on Friday, May 27, 2011 for the first time while touring through Cleveland. Of the items in the Museum, singer Shaun Morgan (center) was most impressed by the Jerry Garcia guitar collection.
Utah rock band Neon Trees toured the Rock Hall with a group of fans on Friday, May 27, 2011. Click here to see vocalist Tyler Glenn's photo he shot while at the Museum.


text:
Arrested chef, wife accused of embezzling $130,000
Published: Friday, March 29, 2013 at 1:05 p.m.
Last Modified: Friday, March 29, 2013 at 1:05 p.m.
A former Wilmington chef and his wife, who abruptly left the Port City in May, were arrested Thursday in Austin, Texas, on a warrant charging them with embezzling from Manna Restaurant where the husband was part owner.
According to a press release from the U.S. Marshals-led Lonestar Fugitive Task Force in Texas, Jacob Hilbert, 37, and Lynda Kaye Hilbert, 33, were arrested Thursday in Austin.
Task force spokesman Hector Gomez said the Hilberts had been under surveillance and were taken into custody as they returned to their rental home Thursday night. At least one child with them was turned over to family.
Gomez said the Austin-based task force was alerted to the Hilberts' presence in the central Texas area by the U.S. Marshals Service in Wilmington.
"The Hilberts were identified as recent arrivals pursuing several opportunities as an executive chef," the release states.
According to the Wilmington Police Department warrant issued in December, the couple stands accused of embezzling more than $130,000 from Manna Restaurant from March 2011 to May 2012.
Jacob Hilbert was part owner of the downtown Wilmington restaurant with Billy Mellon. Mellon, who still runs the business, declined to comment on the arrests, saying only that he'd heard Thursday the two had been arrested.
Gomez said the Hilberts are being held without bail in the Travis County jail awaiting extradition to North Carolina.
A July article in the Greater Wilmington Business Journal announcing a new chef at Manna characterizes Jacob Hilbert's departure from the restaurant as "mysterious."
A September article on AskMissA.com, an online magazine, announced Hilbert as the new head chef at a restaurant in Austin named Zed's.
F.T. Norton: 343-2070
On Twitter: @FTNorton
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


text:
Rated 4.3 out of 5 by 3 reviewers.
Rated 5 out of 5 by cookiebuyer55 These are the best cookies I have ever eaten. As kids, my mom would have these cookies in the house all year round. they are awesome. January 21, 2014
Rated 5 out of 5 by amyb The real thing, better than homemade, not expensive! My German mother in law used to bring these back in her suitcase after her trips home. I have tried many Pfeffernüsse recipes to replicate these to no avail. Now I can bake all my other Christmas cookies and order these from World Market to complete the picture. They are yummy, I order enough to munch through the season. Thank you World Market, keep these in stock every holiday season!! January 10, 2014
Rated 3 out of 5 by SVJudy Not the cookies I grew up with They are very tasty, but not the cookie I remember eating as a child. My Mother and I made them every Christmas. They are especially good with coffee. January 9, 2014
1-3 of 3


text:
Welcome to MTSU SGA
Welcome to the Middle Tennessee State University Student Government Association website. One of the greatest resources to students, traditional and non-traditional, at MTSU is the Student Government Association. The SGA serves as the official liaison between the student body and the administration. It is the official channel of communication for all students. Our job is to listen to the concerns of students and help make your college experience the best it can be.
You should be able to find the information you want regarding the SGA here. The Student Government Association is working to bridge the gap between the student body and the SGA as well as demonstrating True Blue pride. As having the opportunity to be one of Middle Tennessee State University's finest we ask that you become more involved and take pride in your institution.
2015-16 Senate
If you have any questions about student government, or have any ideas or concerns, feel free to stop by our office in the Student Union Building, room 306. I personally encourage all students to stop by and get involved- it's the best way to get the most out of your college stay. Be Loud, Be Proud, Be Blue!
Lindsey Pierce
Student Body President


text:
FlatOut 2 (PC) review
"Scattered throughout each of the available tracks are alternate routes you can take if the mood strikes you. Plenty of games have done that before, but usually its just something along the lines of "go left around the big tree instead of right." Theres some of that here, but its not emphasized so much as it is simply snuck into place."
More Reviews by Jason Venter
If you enjoyed this FlatOut 2 review, you're encouraged to discuss it with the author and with other members of the site's community. If you don't already have an HonestGamers account, you can sign up for one in a snap. Thank you for reading!
Policies/Ethics | Contact | Advertise | Sponsor Guide | Links


text:
Kawasaki syndrome
Other Names for this Disease
- Kawasaki disease
- Mucocutaneous lymph node syndrome
Related Diseases
- Secondary glomerular disease
See Disclaimer regarding information on this site. Some links on this page may take you to organizations outside of the National Institutes of Health.
Last updated: 2/3/2016
- Starkebaum GA. Kawasaki disease. MedlinePlus. April 20, 2013; http://www.nlm.nih.gov/medlineplus/ency/article/000989.htm.
- Kawasaki disease. National Heart Lung and Blood Institute Web site. September 20, 2011; http://www.nhlbi.nih.gov/health/health-topics/topics/kd/.
GARD Video TutorialsLearn how to find information on treatment, research, specialists, and more.
Your Questions AnsweredView questions about this condition answered by GARD Information Specialists. You can also submit a new question.
On this page
Basic Information
- You can obtain information on this topic from the Centers for Disease Control and Prevention (CDC). The CDC is recognized as the lead federal agency for developing and applying disease prevention and control, environmental health, and health promotion and education activities designed to improve the health of the people of the United States.
- The Centers for Disease Control and Prevention (CDC) provide more information on reporting cases of Kawasaki syndrome. Click on the CDC link to view this information.
National Center for Zoonotic, Vector-Borne, Enteric Diseases (NCZVED)
1600 Clifton Road, NE
Atlanta, GA 30329-4018
- Genetics Home Reference (GHR) contains information on Kawasaki syndrome. This website is maintained by the National Library of Medicine.
- The Vasculitis Foundation offers information on Kawasaki disease to assist patients, family members, and medical professionals in learning more about the condition.
- KidsHealth created by The Nemours Foundation's Center for Children's Health Media provides information in both English and Spanish about this condition. Click on the link to access the information page on Kawasaki disease.
- MedlinePlus was designed by the National Library of Medicine to help you research your health questions, and it provides more information about this topic.
- The National Heart, Lung, and Blood Institute (NHLBI) provides leadership for a national program in diseases of the heart, blood vessels, lung, and blood; blood resources; and sleep disorders. Since October 1997, the NHLBI has also had administrative responsibility for the NIH Woman's Health Initiative. Click on the link to view information on this topic.
- The National Organization for Rare Disorders (NORD) is a federation of more than 130 nonprofit voluntary health organizations serving people with rare disorders. Click on the link to view information on this topic.
In Depth Information
- Medscape Reference provides information on this topic. You may need to register to view the medical textbook, but registration is free.
- MeSH® (Medical Subject Headings) is a terminology tool used by the National Library of Medicine. Click on the link to view information on this topic.
- The Monarch Initiative brings together data about this condition from humans and other species to help physicians and biomedical researchers. Monarch's tools are designed to make it easier to compare the signs and symptoms (phenotypes) of different diseases and discover common features. This initiative is a collaboration between several academic institutions across the world and is funded by the National Institutes of Health. Visit the website to explore the biology of this condition.
- Online Mendelian Inheritance in Man (OMIM) is a catalog of human genes and genetic disorders. Each entry has a summary of related medical articles. It is meant for health care professionals and researchers. OMIM is maintained by Johns Hopkins University School of Medicine.
- Orphanet is a European reference portal for information on rare diseases and orphan drugs. Access to this database is free of charge.
- PubMed is a searchable database of medical literature and lists journal articles that discuss Kawasaki syndrome. Click on the link to view a sample search on this topic.
Other Names for this Disease
- Kawasaki disease
- Mucocutaneous lymph node syndrome
Related Diseases
- Secondary glomerular disease
See Disclaimer regarding information on this site. Some links on this page may take you to organizations outside of the National Institutes of Health.


text:
The Shih Tzu is a fantastic addition to most families as a companion and pet. This small, fun-loving, energetic dog came from China and once served as a pet of the emperor. The Shih Tzu has worked its way around the world and into the hearts of many people, consistently making it one of the most popular dog breeds.
Start here:
Vaccinate your pet at Home and SAVE!
Watch 100s of expert How to's & reviews.
Browse our library of pet care articles.
Sign up for FREE pet care emails.
Request your FREE pet supply catalogs.
Fun games & pet info just for kids!
*FREE economy ground shipping to 48 connecting states only on orders $49 and over. See full shipping rates here.
Copyright © 1997-2016, Petco Wellness, LLC. All rights reserved. 2253 Air Park Road, P.O. Box 100, Rhinelander, Wisconsin 54501
Terms of Use|
Privacy Policy|
Your CA Privacy Rights|
Copyright Claims|
Pet Medical Records Policy|
Social Media Policy


text:
Pictured in Black.
Click here to return to lifestyle photo.
A newer version of the Flash Player is required to enable the zoom feature.
Click here to get the current version.
Port Authority® Ladies Silk Touch Sleeveless Polo. L500SVLS
Soft, supple and easy to care for, our Silk Touch Sleeveless Polo is a welcome variation on our classic style.
Ladies Sizes: XS-4XL
XS, S, M, L, 4XL: In Stock
XL, XXL, 3XL: Please call for availability
Price starts at: $15.90
For detailed PRICING, please select "Add to
" to view the ordering/pricing grid.


text:
The right tool for the job.
This is the one common item between all of Shimano's Di2 groups -- the Di2 SM-BTR1-67 Battery. Call it Ultegra, call it Dura-Ace, but we'll call it the one you'll need. It's a rechargeable lithium-ion battery that mounts on a bracket designed to work with bottle cage mounts. The mount stays on the bike at all times, though the battery can be removed for charging.
Everyone's first question is about battery life. Shimano sat back and watched Mavic on both its attempts at electronic shifting. Both their Zap and Mektronic groups were susceptible to surprise failure. In a nice gesture, Mavic designed the rear derailleur so that the rider could manually move the pulley cages to choose a gear to ride home in. And it happened all too often.
For the prospective Di2 buyer, know this: running out of juice is nearly impossible. Besides the long battery life and short charges, there is a service light integrated into a module that is part of the shift wire near where it exits the tape under the handlebar. Holding one of the shift paddles down for a few seconds will activate the indicator light. When the light is green, it is fully charged. At 50% charge, it will start flashing green. At 25% charge, it will turn solid red. It will flash red when the battery is critically low. One nice aspect to the electronics in the Ultegra Di2 kit is that the battery is in a sleep mode and not using any energy when you're not shifting.
The Di2 battery lasts from between 600 to 1,500 miles between charges. You can expect that lots of shifting in cold, cold weather will result in shorter battery life, but we've found that 1,000 miles is an average interval. There is no "charge memory" in the battery, so you can recharge it as often as you like, though Shimano recommends once a week or so if you're a daily rider. The battery can go 300 charge cycles at 100% integrity; charging once a week means almost six years.
Wondering about getting a second battery, "just in case?" We asked Shimano. They say it's only a good idea if you think you're really going to go over 1,000 miles between opportunities to charge the battery. And, if you somehow miss all the warning signs and run the battery down in the middle of a ride, your bike will stay in the gear it was in when the battery died. You'll have to replace or recharge the battery to move the derailleur once again.
The Shimano Di2 Battery operates on 7.4-volts and is easily recharged with the Di2 charger (not included). Once discharged, it takes 1.5 hours for the battery to receive a complete charge. It uses lithium-ion technology to maximize output and minimize size.
- 1000 mile average life
- Battery life indicator
- Approximately 300 charges
- 1.5hr charging time
- Bottle cage mount
- Compatible with Shimano Ultegra Di2 6770 and 6870, and Shimano Dura-Ace Di2 9070
- Di2 charger not included
Tech Specs
View more Cables
Size chart
Di2 Reference Guide
Note: This reference is meant to be used as a guide for creating a Shimano Di2 drivetrain package. For further assistance please feel free to give us a call.
Battery and Wires:
Our Shimano Di2 packages are built for three standard configurations based on battery location and wire routing. First, you'll need to determine if your frame uses an internal or external battery mount, and whether the routing is either internal or external. Below is a guide for which battery, charger, mount, and junction boxes are required for your configuration.
|Battery Charger
|Battery Mount
|Junction A
|Junction B
External Battery
w/ External Routing
|SM-EW90 A/B 3/5 port
External Battery
w/ Internal Routing
|SM-EW90 A/B 3/5 port
Internal Battery
w/ Internal Routing
|SM-EW90 A/B 3/5 port
Battery Mounts:
The SM-BMR2 battery mount is available in three configurations -- Long External, Short External, and Long Internal. Both Long versions are to be mounted using the bottle cage mounts, while the Short version is designed for Di2-specific frames with either a chainstay or down tube mounting location.
There are two junctions needed for completing your Di2 build -- A and B. Junction A, SM-EW90, is located at the handlebars and available in both three- and five-port options. The three-port option is intended for standard shifting with a left and right hand shifter. If you have the intention of using Shimano's satellite sprint shifters, or a combination of time trial shifters and shifter/brake levers, the five-port junction box will be the necessary selection.
Depending on your frame specification, Junction B (SM-JC40 or SM-JC41) is located either internally or externally at the bottom bracket area. Accordingly, SM-JC41 is designed for frames with internal wire routing, while SM-JC40 is intended for external wiring options.
E-Tube Wires:
For your convenience, we've created wire packages for your Di2 build kit in the sizes Small, Medium, and Large. Below, you'll find which wire lengths are included in each kit. Additionally, we've recommended a kit size based on your frame size.
|Down Tube Wire
|Front Derailleur Wire
|Rear Derailleur Wire
|Battery Wire
|Frame Size
Please Note:
E-Tube Wire length suggestions are an approximation.
Reviews & Community
durable, works great
- Familiarity: I've put it through the wringer
I really love these batteries. I charge mine once a month maybe? They just work.
Works as OEM, cost more than my car batt
- Familiarity: I've put it through the wringer
I lost my initial battery after about 500 miles on a rough road. I bought a replacement and it has worked just as well. I charge it about every 500 miles.
I would give this product a 5* except for the pricing. My car battery costs less. This is shimano charging a price premium for their branding.
- Familiarity: I've put it through the wringer
My initial battery life was exceptional. However, once it was depleted it fails to hold a charge for more than 75-100 miles. It has become routine for me to spend significant time during my rides stuck in whatever gear I was riding when the battery died. This happens despite showing green on the battery indicator light at the start of the ride.
better than aftermarket
- Familiarity: I've put it through the wringer
After using aftermarket batteries I have come back to this external mounted unit for its continuous ability to always be reliable. It just plain works!
better keep an extra
- Familiarity: I've put it through the wringer
my fault i got caught out - these systems need a continuous led readout


text: Frederick Memorial Hospital is interested in reaching out to local artists by offering them a unique opportunity in this unique setting. The artists will be able to impact this space by creating a visually positive and uplifting environment for the community and the center's patients. Each showing will have its own theme chosen to inspire. The art will have significant visibility in this venue. The art will be rotated on a regular basis.


text:
XL Triceratops Inflatable Dinosaur 120"
Size (inflated): 120" L
This 120" L Huge Triceratops is the great decoration for any themes party or event. Perfect for events, decoration, displays, birthday gifts, advertising and marketing, museum, collections, and educational purposes. Easy to inflate and deflate with Electric Pump or Foot Pump. Easy to store and transport.
Please note we do not accept returns on inflatables.
For larger quantities not available on our site click here
P.O. Box 501 Stephenville TX 76401 | Email: firstname.lastname@example.com | Fax: 254-693-7741
Printable Order Form Privacy Policies Shipping | Return Policies Directory
Facebook Twitter Limited Time Offers
Copyright © 2001-2016 Store for Knowledge, S4K Inc. All rights reserved.


text:
Discover More Ideas You'll Need
Rated 5 out of 5 by 4 reviewers.
Rated 5 out of 5 by FatFishJeff Absolutely love them.. Great value for the $$$...Have been using them for a few weeks & could not be happier with quality of them..Just the right size & the packing was fantastic........Highly recommend; we will be purchasing another set.. September 5, 2015
Rated 5 out of 5 by angela7 Perfect for Patio I had been looking everywhere for reasonably priced, clear, acrylic wine glasses and these fit the bill! They are holding up well and will be perfect for many summer nights on the patio. June 24, 2014
Rated 5 out of 5 by JohnD Excellent glasses. If you want durability and attractiveness combined, you've found it. October 9, 2013
Rated 5 out of 5 by Lianna Perfect for outdoor and indoor use I decided to look for outdoor wine tumblers after being served wine in disposable ones at a pool party. Saw these and thought I'd give them a try. Just received them today and they are better than I anticipated they would be. Nice quality, and they actually look like glass at first glance. I haven't used them yet, but I am already thinking about trying the ones with a stem as well. These will be great for outdoors, as well as indoors, if you're concerned about having nice stemware broken during certain occasions. Very pleased with my purchase, and highly recommend. June 26, 2013
1-4 of 4
Related Products
Channel the 1920s Prohibition era with vintage-style cordial ...
Crafted in the U.S.A., our hand-decorated stemless wine ...
Featuring a colorful leaf pattern with an etched ...
Recently Viewed Items


text:
|GLOW by Zinc is a fresh new brand
from hotel management experts, Zinc | InVision Hospitality
Co., Ltd.
GLOW by Zinc gets the modern traveller's needs just right, with ease and convenience as a guiding principle. The surprise of the ordinary, done well. A desire to provide guests with precisely what they need. Every GLOW by Zinc property focuses on five crucial elements for today's on-thego "GLOWbtrotters": better than home bedding, an excellent shower, free WiFi, a satisfying breakfast and fitness facilities. The 176-room "GLOW Trinity Silom" is the first hotel under the moderate tier brand.
Experience the relaxing comforts and modern
amenities that are brought together in an effortless & simplistic
style. For your high tech enjoyment, iPod docking stations and flat
screen TVs are provided in every room. Whether business or leisure,
all your necessities are met at GLOW Trinity Silom.
Superior Room22-sq.m. Effortless room features King and Twin bed, 32" LCD TV, DVD player, iPod docking, mini-refrigerator with complimentary coffee, tea and water, electronic in-room safe and Wi-Fi access.
Deluxe Room32-sq.m. Stylish room offering both King and Twin bed with all needed facilities including sofa bed, convenient for short and long term stays. For technology enjoyment, iPod docking station with radio and speaker are also available.
Premier RoomNewly renovated and total smoke-free. Modern and spacious 36 sqm King and Twin room with wooden floor, working desk, day bed, bathroom with double door technique, 32" LCD TV and iPod docking station and speakers.
|The pounding of feet in motion. Swimming laps next to skyscrapers. The healing touch of a
soothing massage to revitalize the body and soul. Whether to start off your morning or release the
stress of a long day, be sure to enjoy one of the many activities available at GLOW Trinity Silom.
Fitness Center, Swimming Pool & Sauna
Just because you travel doesn't mean you have to give up your routines, like exercising. All guests of GLOW Trinity Silom have complimentary use of the gym, pool and sauna facilities in the Trinity Complex across from the hotel. The gym has cardio and weight machines as well as free weights, while the pool is a full-size outdoor lap pool. Other complimentary facilities include an outdoor running track, playground, and basketball court. For an additional reduced fee, guests may also use the tennis court.
Operating hours :
|Swimming Pool
|Fitness Center
The Foodie
Sample the best food that Thailand has to offer ' including a few dishes that even the locals have trouble finding! Here you can find great food all day long. In the mornings, the signature GLOW breakfast is served ' grab a coffee and pastry to go or enjoy the morning with the day's paper and a variety of breakfast favorites. Throughout the day The Foodie offers a very extensive menu of Thai and international dishes. Whether you stick with well-known and well-loved dishes or venture into new culinary territory, satisfy your cravings at The Foodie at GLOW Trinity Silom.
Operating hours :
Peony Tea Lounge
Peony Tea Lounge is perfect meeting place located at the lobby level of the hotel, offering more than 60 selected varieties of tea from around the world focusing on high quality flavoured teas with floral and fruit or spice. Guests will also enjoy quality breakfast, lunch or dinner with family and friends every day from 7am to 10pm.
Peony Tea Lounge is decorated with simple modern style using natural materials with a hint of romantic on the peony lighting wall which makes our guest relax with peaceful atmosphere while enjoying our selected teas from around the world and delicious homemade food.
Operating hours :
|The Foodie
|The Foodie
|Wi-Fi be connected, all the time
|Complimentary Wi-Fi access in room
|Located at the heart of the commercial and office area in downtown Bangkok,
GLOW Trinity Silom is just off Silom Soi 3, near the Trinity Complex.
The hotel can also be accessed through Naratiwas Soi 3 or Sathorn Soi 8.
GLOW Trinity Silom is conveniently situated near both the Chong Nonsi BTS
skytain station and the Silom MRT subway station.
Centrally located in a heart of Bangkok just off Silom Road. Escape the infamous Bangkok traffic with quick access to the city's efficient mass transit systems. Within a five minute walk from the hotel is the Chong Nonsi BTS sky train station, while the Silom MRT subway station is just 15 minutes walk away. Also, because GLOW Trinity Silom is located close to the expressway, the Suvarnabhumi International Airport is a mere 40 minutes away.
Nearby attractions:
The hotel is conveniently located in the central business district and adjacent to the famous Silom dining and shopping district, including the famous night markets. With easy access to the Chao Praya river, Lumpini Park, Queen Sirikit National Convention Center, Bangkok Convention Center and many international embassies, major banks and businesses, Glow Trinity Silom meets all of your needs for both business and leisure.
5 -15 minutes by Taxi, MRT Subway or BTS Sky Train


text:
A year ago we released Bob Hurley's Basketball DVDs and since then he has had an exceptional performance as a coach. During this time period he passed the 1,000 win mark for his coaching career. He was inducted into the Basketball Hall of Fame in 2010, and selected as National Coach of the Year by USA Today in 1989 and 1996. Here are the One Year Anniversary Bob Hurley Basketball DVDs:
Bob Hurley: Motion and Zone Offenses
Bob Hurley: Practice Planning & Program Development
Bob Hurley: Building a Multiple Defensive System
Bob Hurley: Developing Perimeter Players
Purchase any of the above Bob Hurley DVDs and use the code BH38MM to get $10 off each of these discs! Hurry, offer expires by 3/16/2012!
About Us | Security & Privacy | Shipping | Affiliates | Advertise With Us | Help | Contact Us | Site Map | Drake University Distance Learning | Gift Certificates | Request a Catalog | Print Order Form
© 2016 Championship Productions, Inc.


text:
Joyce Ann Nickerson, of Dover, passed away on Monday, October 8, 2012, while vacationing in Orlando, Florida. She was 53.
Joyce was born July 16, 1959 in Dover,DE, to the late Willard Patterson & the late Maryetta Wolff.
She had been employed as a chief custodian for over 26 years with the Capitol School District, Dover, before retiring.
Joyce was a member of the Multiple Sclerosis Society. She loved shopping, playing cards, and spending time with her grandchildren.
Joyce is survived by her husband of 17 years, Paul Nickerson; 2 Daughters- Amber Rhine & her husband- Shaun, of Biloxi,Miss; & Melissa Smith, of Dover. Son- Bruce Smith, of Newark,DE; 3 Sisters- Terry Gentry & her husband- Sam, of Little Creek; Brenda Proud,& her husband- Bill, of Smyrna; and Edie Soto, of Panama, Florida.
3 Brothers- William Patterson, Jr.& his wife- Joan, of Smyrna; John Webb, of Felton; & Charles Patterson & his wife- Tammy, of Dover. A cousin- Debbie Snow & her spouse-Sonja Lowe, of Smyrna. and 3 Grandchildren- Phillip Eanes, of Dover; Nickolas & Kayleigh Rhine, of Biloxi, Miss.
Services were held privately.
In lieu of flowers, contributions may be made in her memory to the National Multiple Sclerosis Society, Delaware Chapter, 2 Mill Road,Suite 106, Wilmington,DE 19806.
Letters of condolences can be sent via www.pippinfuneralhome.com
Location, ST | website.com