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It was a beautiful summer's morning in 2011 when I arrived early to the first Jazzercise class of the day, ready to rock my stuff. As I approached the large, clear windows, I could see one of the Jazzercise instructors in a back room, alone, watching a dance routine she was going to teach us that day. Her back was to the studio, and I noticed she had headphones in her ears.
I waited just a couple of minutes before putting my hand on the door. To my surprise the door was unlocked. I proceeded to enter, and walked through the Jazzercise Studio. I stood behind the Instructor and said, "Good morning!" The very bubbly, energetic Jazzercise instructor turned to me, and with a big smile said, "Good morning, Jennie!" Without me knowing it, this was about to be the start of Powerhouse Self-Defense.
I explained to the Jazzercise instructor just how dangerous it was to leave the door unlocked with her back to the studio and headphones in her ears. She was totally unaware of her surroundings. As a second-degree black belt in martial arts and self-defense, I felt it was my duty to teach some self-defense classes to the Jazzercise instructors and their clients.
By August 2011, more and more people wanted to experience my self-defense workshops. So I decided to make my work official and established Roswell Self-Defense for Ladies. Roswell being the city in which I live, so it made sense. I was teaching locals to the Roswell area. About a month after teaching under the name of Roswell Self-Defense for Ladies, I received call after call asking if I only taught in Roswell. I sounded like a broken record for weeks, having to say, "No! I will bring my program to you, wherever you live. I live in Roswell, and so that was the first name that came to mind when giving a name to my company." So, in November 2011, my Company became Powerhouse Self-Defense.
Since November 2011, Powerhouse Self-Defense has begun to empower and educate hundreds of girls and women across the state and country. Of these hundreds of women and girls, the Girl Scouts of USA have consistently used the Powerhouse Self-Defense Program as their number one source for education on awareness and self-defense techniques.
As a result of the partnership with Powerhouse Self-Defense, I was asked to participate in the Girl Scouts National Centennial Camporee held this year, June 2012, in Savannah, Georgia. This was a huge honor for my company, considering we were one of six chosen out of hundreds to participate in the camporee. The Powerhouse self-defense curriculum coincides with the Girl Scout mission of building girls of courage, confidence, and character. The workshops also focus on building self-esteem and confidence, which is also a big concept in Girl Scouting.
The camporee brought girl scouts from 37 states and three countries to Savannah, Georgia, and resulted in over 625 girls and troop Leaders being empowered and educated in awareness and self-defense. This was an awesome, yet humbling experience for me, to watch these females come into the workshops in quiet anticipation and leave feeling empowered. Because the Powerhouse Self-Defense workshops were such a huge success, several troop leaders have requested the presence of powerhouse in their states. I am very excited to announce that I am expanding Powerhouse Self-Defense into San Antonio, Texas, with the launch date being Sunday, November 4.
As I come upon the first year anniversary of Powerhouse Self-Defense, I reflect back on the past year. I remember researching the statistics on sexual assault against females and being shocked by what I saw. I also remember saying to both myself and my close friends: "I want to make a difference. I have the expertise to do reduce these statistics by making females more aware of their surroundings and empowering them through my self-defense and empowerment workshops." This has become my mission.
This past year has, however, been very rough for me personally. Living on alimony, I have used much of this money on building up Powerhouse Self-Defense. As a result, I have been in default of my rent on numerous occasions, had electricity, gas and phone cutoff. However, I believe in my mission. I have taken a huge leap of faith in myself, and my work has become my passion.


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The Office of Volunteer Programs at Valparaiso University provides information and opportunities for students in the areas of community service and civic engagement. Each year, more than half of Valpo's students participate in community service, logging more than 90,000 hours of service per academic year. Our office seeks to promote community service by encouraging students to donate their time and volunteer for the local community.
Another great resource for volunteering in the community is the United Way of Porter County.
Check out their website for more service opportunities!

subset: commoncrawl


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The Mission Statement of the University forms the foundation for the first introductory 1000-level course in theology.
The selection of a second course on the 2000-level engages the student in a specific theological discipline in view of its "Catholic, Jesuit identity" and thereby prepares the student for a 3000-level course that applies "its intellectual and ethical heritage to work for the good of society as a whole." These 3000-level offerings pursue questions of justice, cultural diversity, inter-religious dialogue and applications of theology to a diversity of majors.
For theology majors the 4000-level courses are important. These 4000-level courses cultivate research skills as preparation for graduate school or provide assistance for students preparing for teaching in secondary schools or in various forms of ministry.
The 5000- and 6000-level courses serve two graduate programs, the MA in Theology and the PhD in Historical Theology.


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Color so incredible, it leaves your lips wanting more. True Vision™ technology takes ordinary color and makes it extraordinary. In a seductive spectrum of sheer, brilliant shades, from sublime to vivid.
Enriched with lip-loving ingredients, including apricot kernel, shea butter and murumuru butter that leave lips soft and creamy smooth
Department: CosmeticsStyle: WF8C-01


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Think you might've liked the sound of a Vice President Clinton or a Vice President Rice? Apparently swing voters would have, too.
Affinnova, a market research and innovation software and services company, used their "optimization software" to identify the best possible ticket from more than 100 million combos of vice presidents, platforms, slogans and candidate image for a new survey. Results showed that swing voters would have liked to see Mitt Romney select Condoleezza Rice as his running mate, and President Barack Obama choose Hillary Clinton as his VP.
The survey also found a Romney-Rice ticket would have out-performed a Romney-Paul Ryan ticket, and that Clinton performed nearly as well as current Vice President Joe Biden, which, the release notes, is unusual for an incumbent.
Is anyone taking notes for 2016?
Click here to read the full press release.
Click here to read another fascinating news story.
Don't miss out on MORE great articles like this one. Click here to sign up for our weekly newsletter!


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Our holdings include hundreds of glass and film negatives/transparencies that we've scanned ourselves; in addition, many other photos on this site were extracted from reference images (high-resolution tiffs) in the Library of Congress research archive. (To query the database click here.) They are adjusted, restored and reworked by your webmaster in accordance with his aesthetic sensibilities before being downsized and turned into the jpegs you see here. All of these images (including "derivative works") are protected by copyright laws of the United States and other jurisdictions and may not be sold, reproduced or otherwise used for commercial purposes without permission.
Vintage photos of:
February 21, 1925. Washington, D.C. "William R. Whipp, Walter Edger Jr. and William Asher at the Racquet Club." View full size. National Photo Company.
1924. Washington Canoe Club rowers on the Potomac near the recently finished Key Bridge and older Aqueduct Bridge. View full size. National Photo Co.
June 18, 1925. "Miss Margaret Zolnay." Our second look at this beguiling ballerina. View full size. National Photo Company Collection glass negative.
December 1937. At 703 M Street in Washington we have Madame LaBey, reader of palms and dispenser of advice "on all affairs of life." She's clairvoyant, but ring the doorbell anyway. View full size. 35mm nitrate negative by John Vachon.
December 1937. Midcity Cinema at 1223 Ninth Street NW in Washington, D.C. View full size. 35mm nitrate negative by John Vachon for the FSA.
July 1941. "On the Main Street of Cascade, Idaho." View full size. 35mm Kodachrome transparency by Russell Lee for the Farm Security Administration.
Washington, August 1923. "Star orphan excursion." View full size. 4x5 glass negative from the National Photo Company Collection.


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TUCSON – It's been a busy summer for the University of Arizona women's golf team. Many of the squad members continued the 2013 season with amateur play across the country in June and July. Additionally, head coach Laura Ianello has added another player for the 2013-14 season.
Shelby Martinek will be joining the squad this fall as a junior. A transfer from Nebraska and Mesa Community College, she's a native of Tempe, Ariz. and attended Marcos de Niza High School. She was named to the NJCAA All-Tournament Team after an 18th-place finish at the 2013 NJCAA Championships.
Soon-to-be junior Kendall Prince, incoming freshman Jessica Vasilic and Martinek have all qualified for the U.S. Women's Amateur. The event will be held Aug. 5-11 at the Country Club of Charleston in Charleston, S.C.
Prince earned medalist honors at the Pacific Northwest Women's Amateur in Walla Walla, Wash. on July 16. After winning the Oregon Women's Amateur title in June, she set the women's course record at four-year-old Wine Valley Golf Club with a five-under-par 67 on Monday and then shot a 73 Tuesday to finish stroke play three shots ahead of the runner-up.
Vasilic has been selected to play for Team Europe in the PING Junior Solheim Cup. A native of Sweden and raised in California, she was a member of the 2013 European Girls Team Championship and was the 2013 French Open U-18 runner-up.
The PING Junior Solheim Cup, patterned after the Solheim Cup, features the top 12 girls from the U.S. against those from Europe. The 2013 tournament will be played at The Inverness Golf Club in Englewood, Colo., Aug. 12-14, in the days leading up to the Solheim Cup. The Solheim Cup will be played Aug. 16-18, at Colorado Golf Club in Parker, Colo.For continued coverage of Arizona Wildcat women's golf, follow @UAWomensGolf on Twitter, Facebook.com/ArizonaWomensGolf or visit ArizonaWildcats.com.


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Beebe Medical Center will host a tool drive to support the Sussex County Habitat for Humanity Oct. 21-25.
This month, Beebe is working with Habitat to collect a variety of tools to build two houses in Georgetown. A collection bin will be in the lobby by the patient pick-up traffic circle, near the emergency department at the medical center in Lewes.
Here is a list of some of the approved tools:
3M dust mask (N95 rating); box cutter blades; box cutters; carpenters pencils; caulk (white); DAP Brand preferred white; chalk line; cleaning supplies; bleach; box of rags; simple green; sponges; contractor trash bags; framing hammers; first aid supplies; paint supplies.
For more information: beebemed.org.
Location, ST | website.com


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Alternate Name: This product also known as Dermablend Leg and Body Cover SPF 15, 3.4 fl oz., Dermablend Leg and Body Cover Make-Up SPF 15, 3.4 Ounce
Is the appearance of birthmarks, bruises, age spots and stretch marks on your body making you feel self-conscious? Looking for a better way to cleverly conceal them? Dermablend can help, now with its Leg and Body Cover Creme SPF 15. A fusion of high purity pigments, natural skin tone shades and sun protection SPF 15 cooperate to provide you with long lasting concealment that will stay even all day. Suitable for any skin type, a flawless, even complexion is leftover and your skin is left feeling and looking fresh, smooth and soft. The imperfections on your body will be minimized and you'll stay feeling like a new person!
Net Weight: 3.4 oz. / 100 ml
Active Ingredients: Titanium Dioxide 0.97%.
Other Ingredients:Water (Aqua), Cyclopentasiloxane, Isododecane, Glycerin, Cetyl Peg/Ppg-10/1 Dimethicone, Polybutene, Magnesium Sulfate, Polyglyceryl-4 Isostearate, Methylparaben, Aluminum Hydroxide, Phenoxyethanol, Disodium Stearoyl Glutamate, Alcohol Denat., Disteardimonium Hectorite, Acrylates Copolymer, Butylparaben.
May Contain: Titanium Dioxide, Iron Oxides.
Disclaimer: Ingredients are subject to change at the manufacturer's discretion. For the most complete and up-to-date list of ingredients, please refer to the product packaging.
If you need any help for applying these offers or any other issue please call us toll-free at 1-866-830-6161.
Gift with Purchase: FREE Dermablend Black Makeup Clutch with the purchase of Dermablend products. Some restrictions apply. See details �
Gift with Purchase: FREE Dermablend Black Makeup Clutch with the purchase of Dermablend products. Some restrictions apply. See details �


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- Inside Athletics
- Tickets
- Social
- Fan Zone
- Media Zone
- Shop
- E Fund
McKayla Barber (
Junior Whitney Cogburn (
ETSU fell behind early in the first set going down 7-3, but the Bucs used a 7-3 run to tie the match at 10-all. The Buccaneers went on to close out the set on a 15-4 run to go up 1-0 in the match.
After seven ties early in the second set, the Bucs went on a 9-3 run to take a 16-10 advantage. ETSU went on to win the set 25-18 on a Ryan kill to take a 2-0 lead into the break. Ryan led the Bucs in the set with six kills.
In the third set, ETSU jumped out in front 10-2. The Bucs extended their lead to 18-9 at one point as they closed out the match on a Ryan kill, 25-18.
The Bucs (9-16, 7-9 A-Sun) are back in action on Friday at 7 p.m. as they host


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Price: $12.95
The Pacific-centered map employs a new map projection to accentuate the Pacific Rim and show the entire breadth of the Pacific Ocean. It brings Oceania and Asia into the center of the picture and shows them in close proportion to their actual size on Earth.
The Pacific-centered world map features classic National Geographic cartography, with political boundaries, thousands of place names, time zones, and special insets showing world vegetation and land use, and population density.
This executive-style version features rich, earth-toned colors.
National Geographic is a renowned authority in cartography. For 120 years the Society's maps have helped spread geographic knowledge around the globe. A vast database allows National Geographic to combine the latest data gained by space-age technology with innovative digital mapping techniques to create state-of-the-art political, physical, and thematic maps. The Society's meticulous research and attention to detail have established a standard of achievement that is unparalleled.


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Scott Evans
Scott Evans was a pioneer of farm-to-table cuisine in Salt Lake City. The tagline for his first restaurant, Pago, is "Artisan. Local. Farm Fresh." and those were his goals for the food. In Utah, of course, you have to add the caveat of "as much as possible." The Beehive can't provide all manner of fare and have a great ski season, too. But Evans makes local, organic sourcing a priority. To that end, he tends his own acre garden and has been a big supporter of other local growers, like M&M Farms. (Pago, 878 S. 900 East, SLC, 801-532-0777; Finca, 1291 S. 1100 East, SLC, 801-487-0699)
Back>>>Part 3: Meet the Farmer, Meet the Rancher
Back>>>Read other stories in our October 2012 issue


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ZF-4151: Iterator with zero items throws OutOfBoundsException
I've been playing around with Zend_Paginator using the Zend_Paginator_Adapter_Iterator. All went pretty good, until I passed Zend_Paginator 0 items/pages. I get the following exception:
{quote} exception 'OutOfBoundsException' with message 'Seek position 0 is out of range'
0 [internal function]: ArrayIterator->seek(0)
Now this exception is not a suprise, after all......it's seeking 0. The question I have is how to handle this exception? I use a foreach loop in my view to iterate over each item in the paginator and that's what's causing the exception:
foreach ($this->paginator as $item){}
Should I always check if there are 0 pages/items in the view and not start the foreach loop? Doing so would require a check in each view to see if there's 0 or more items/pages. I don't like that solution.
Are there better ways to handle this exception?
Fixed in revision 11222.
Issue appears to exist still in the null paginator.
Attached patch includes - unit tests for Null, Array and Iterator Paginator - fix for Null Paginator if item count == 0
Patch applied in trunk and 1.10 release branch.


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Mazda is voluntarily recalling 161,400 Mazda6 cars due to door latch mounting screws that may loosen, which could cause a door to open while the vehicle is in motion, thereby increasing the risk of accident or injury. The recall covers 2009 through 2013 Mazda6 models manufactured between February 4, 2008 and August 24, 2012.
2009 Mazda6
- Mid-engine Corvette spied in daylight
- Matt LeBlanc threatens to quit Top Gear
- Best Lease Deals for June 2016


text: Offers superior protection from odor and wetness in a gentle formula that won't irritate skin. The invisible solid glides on easily, leaving no trace of residue on skin or clothes. Dermatologist tested. Colorant-free. Hypoallergenic. Paraben-free. Vegan. · Advanced antiperspirant ingredients help reduce underarm wetness and control sweat · Vitamin E helps nourish and condition skin · Clean, natural fragrance provides superior odor control without being strong or heavy-smellingDepartment: CosmeticsStyle: 4009


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ZF-5532: Zend_Cache_Frontend_Page - possible DOS risk...strip get variables from $_SERVER['REQUEST_URI'] when making ID
Say that I set the frontend options of Zend_Cache_Frontend_Page with 'make_id_with_get_variables' to false ...
Intuitively, I would assume that the same cache ID/file would be created for any of the following GET requests: /page.php /page.php?var=1 /page.php?var=77&var2=22
And I assumed that only ONE cache file would be created for page.php, regardless of the GET variables tagged onto the end of the request. However for each of the three examples above, I get 3 separate cache files stored.
The reason is because the REQUEST_URI used as the cache ID - which includes the GET variables anyway. So, setting 'make_id_with_get_variables' to false is moot, as each of the three URIs above are already unique BECAUSE of their GET variables.
The ID name should be based off of the requested URI with the QUERY_STRING stripped off.
With that configuration: 1) make_id_with_get_variables = false would only save ONE cache file for the above URIs 1) make_id_with_get_variables = true would save ONE cache file for each unique query string request
This issue could also bring about risk of DOS attack. With 'make_id_with_get_variables' to false, an attacker could constantly query urls like: /page.php?var=randomString Which could fill up the file space, even though the GET variables should have no effect on the name of the cache file. (Yes this could happen in other types of cache setups as well, but in this specific case it should not be happening).
Added in DOS possibility, and clarified some of the explanation. Originally I put "improvement" by mistake.
I just commited a fix into SVN trunk, can you try it ?
If it's ok for you, I will backport on the 1.7 branch
Sorry for the delay...I think its fixed!


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Have you ever felt lost in a root canal? If so, this two-day program is right for you. This program combines updates about the latest techniques, instruments and clinical strategies in endodontics. Lectures with relevant hands-on laboratory exercises insure that participants take their endodontic skills to the next level. Theoretical information will be effectively communicated by well-recognized endodontic specialists.
Molar root endodontics is considered more difficult than anterior or premolar root canal treatment. It is imperative for the clinician to assess case difficulty and make educated treatment decisions. Both basic concepts and solutions for complex cases will be presented. Possible complications during endodontic therapy, pain management and handling of emergency situations will also be discussed. These concepts, presented in an evidence-based and easy to follow manner, will allow clinicians the opportunity to develop immediate strategies to solve these endodontic problems in their practice.
The lectures are accompanied by step-by-step printed handouts, a manual and live demonstrations in the lab. All techniques will be demonstrated on plastic blocks and real teeth, emphasizing clinical situations that can be encountered in multirooted teeth. Exercises will be specific for molars and will concentrate on finding all canal orifices.
This two-day, hands-on course is designed for general practitioners who are interested in learning more about simplifying endodontic therapy and would like to incorporate multirooted endodontic cases as routine elements of their practice. Enrollment is limited to 36 participants. Early registration is encouraged to ensure a space in this popular program.
Tuition: $1,095 (limited to 36 participants; includes continental breakfast and lunch each day)
Deposit: $365 (non-refundable)
Program: 9:00 am - 5:00 pm
Check-in: 8:30 am Friday
Credits: This activity is designated for 14 continuing education credits.
Christine I. Peters, DMD, is associate professor in the Department of Endodontics at Pacific. She received her postgraduate training at Zurich University where she became an assistant professor of endodontics. She is a contributor to two textbooks, Pathways of the Pulp and Ingle's Endodontics, and has authored numerous scientific papers. She is past president of the Northern Californian Academy of Endodontics.
David C. Brown, BDS, MDS, MSD, is an associate clinical professor in the Department of Endodontics at Pacific. He is a diplomate of the American Board of Endodontics and also maintains a private endodontic practice in San Francisco, CA.
Ove Peters, DMD, MS, PhD, is professor and director of endodontic research at Pacific and has been a full-time educator since 1990. He is a contributor to two textbooks, Pathways of the Pulp and Ingle's Endodontics, and has authored numerous scientific papers. He is a diplomate of the American Board of Endodontics, and will receive the 2012 Louis I. Grossman Award from the American Association of Endodontists.
University of the Pacific, Arthur A. Dugoni School of Dentistry is an ADA CERP recognized provider. ADA CERP is a service of the American Dental Association to assist dental professionals in identifying quality providers of continuing dental education. ADA CERP does not approve or endorse individual courses or instructors, nor does it imply acceptance of credit hours by boards of dentistry. University of the Pacific, Arthur A. Dugoni School of Dentistry designates this activity for 3 continuing education credits.


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The Historic Downtown Association encourages everyone to think pink, wear pink and join the fun of "Paint the Town Pink", the First Friday event planned for tonight.
Executive Director for the Historic Downtown Chelan Association, Cindy Salazar, wanted to let everyone to know what kind of fun you can expect this First Friday.
First Friday s a community event hosted by the Historic Downtown Chelan Association from 5-8PM the first Friday of each month from April to – December and the event is sponsored by North Cascades National Bank. "CLICK HERE" for Audio


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Quality CareFind out why Mayo Clinic is the right place for your health care. Make an appointment.
Meet the StaffFind a directory of doctors and departments at all Mayo Clinic campuses. Visit now.
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Mayo Clinic offers appointments in Arizona, Florida and Minnesota and at Mayo Clinic Health System locations.
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Our general interest e-newsletter keeps you up to date on a wide variety of health topics.
Physical recovery from miscarriage in most cases will take only a few hours to a couple of days. In the meantime, call your health care provider if you experience heavy bleeding, fever or abdominal pain.
Expect your period to return within four to six weeks. You can start using any type of contraception immediately after a miscarriage. However, avoid having sex or putting anything in your vagina — such as a tampon — for two weeks after a miscarriage.
It's possible to become pregnant during the menstrual cycle immediately after a miscarriage. But if you and your partner decide to attempt another pregnancy, make sure you're physically and emotionally ready. Ask your health care provider for guidance about when you might try to conceive.
Keep in mind that miscarriage is usually a one-time occurrence. Most women who miscarry go on to have a healthy pregnancy after miscarriage. Less than 5 percent of women have two consecutive miscarriages, and only 1 percent have three or more consecutive miscarriages.
If you experience multiple miscarriages, generally more than three in a row, consider testing to identify any underlying causes — such as uterine abnormalities, coagulation problems or chromosomal abnormalities. In some cases your health care provider might suggest testing after two consecutive losses. If the cause of your miscarriages can't be identified, don't lose hope. About 60 to 70 percent of women with unexplained repeated miscarriages go on to have healthy pregnancies.
Mayo Clinic does not endorse companies or products. Advertising revenue supports our not for profit mission.
Check out these best-sellers and special offers on books and newsletters from Mayo Clinic.
Any use of this site constitutes your agreement to the Terms and Conditions and Privacy Policy linked below.
A single copy of these materials may be reprinted for noncommercial personal use only. "Mayo," "Mayo Clinic," "MayoClinic.org," "Mayo Clinic Healthy Living," and the triple-shield Mayo Clinic logo are trademarks of Mayo Foundation for Medical Education and Research.
We comply with the HONcode standard for trustworthy health information: verify here.


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ZF-6016: Zend_* ignoring my Zend_Loader::registerAutoload()
In the Zend_Db_Table_Row_Abstract->findParentRow method it tries to include the $parentClass by directly calling Zend_Loader::loadClass($parentTable). I would expect it to use My_Loader as I set it with Zend_Loader::registerAutoload('My_Loader'). If we're adding stuff to the __autoload stack, we should be using it.
I would propose wrapping it in a if(!class_exists($parentClass,true)) which will autoload it based on the __autoload stack as expected.
Im Zend_Loader::loadClass() is being called all over the place without first checking the __autoload stack.
Resolved in trunk and 1.8 release branch.


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As a woman living in mississippi, i don't think i have ever been as scared as i am now for Nov. the 8th. If you don't know what amendment 26 is (and i'd venture to guess not many of you do)...it's the amendment that advocates are parading around as an anti-abortion bill. It would rid mississippi of abortions (that much is true), HOWEVER it also outlaws some major forms of birth control, cloning, in vitro fertilization, and would cause miscarriages to become suspect to criminal investigations. (this is not hype-histeria these are real "cons" put out by our secretary of state).
Unfortunately it will most likely pass, judging by the mass number of "vote yes amendment 26" signs/posters plastered all on mississippi soil like antbeds, pro-life car tags, and illiterate sheep we call the population voting republican just to vote republican.
read and discuss.


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|Tendulkar fans fume after Sangakkara omits 'God of Cricket' from all-time XI
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|Pressure mounting on skipper Angelo
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|Rushan Jaleel becomes Trinity cricket head coach
|Rambukwella freed, Vithanage faces suspension
|Buttler blames himself for Sri Lanka Mankad incident
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|Roshen Silva hits ton for Sri Lanka A against Durham


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Sorry, you need to install flash to see this content.
tell you have trained all over the world with many different great black belts and I have watched BJJ change a lot in the last 17 years. But it wasn't till I started taking a few privates from Henry Akins did a see a whole new Jiu Jitsu I had never felt before.


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The banquet room at Otero Junior College was buzzing with enthusiastic chatter Tuesday as Otero Junior College students, faculty and local business representatives participated in a networking event sponsored by Career and Technical Education programs. Participating in the event were Otero County Government, Colorado Workforce Center, Crowley County Government, PRG Consulting, First National Bank of Las Animas/La Junta, Edward Jones, Debourgh, Oliver Manufacturing, Triad Computers, Sodexo, City of La Junta, InspirationField, Bent County Nursing Service, Valley-Wide Health System, Fowler Health Care Center, Southeast Mental Health, Valley Plumbing, Tri County GM, U.S. Bank, Small Business Development Center Director Bill Dutro, Illusions Studio and other salons and some La Juntans invited because of their gift of gab. OJC faculty member Christine Bullock said that networking was the purpose of the meeting. CTE purposely put people together who might not converse with each other in the course of a day. The idea was to seat people together who had a common interest, such as nursing students and nursing instructors, initially, and then have them change tables every 10 or 15 minutes to meet a variety of people. What they learned was hoped to be how to introduce themselves and carry on a conversation with people from different backgrounds, said Bullock. From the smiling faces and engaged conversations all over the room, it would appear the mission was accomplished. The topics covered in this year's student seminars were Networking, Communication, First Impression, Job Expectations, Dressing for Success, and Etiquette.
Location, ST | website.com


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Whether treating a toddler in an emergency or supporting a teen through chemotherapy treatments, we are dedicated to the care of each patient. It's through teamwork at every level of Children's Healthcare of Atlanta and with you, the family, that we are able to achieve excellence in pediatric care.
See more about us
With a proven track record of providing world-class care to patients in more than 30 pediatric specialties, we are a model for other pediatric hospitals. Infants, teens and young adults belong in a children's hospital where they can get specialized treatment from caregivers who know the important differences between children and adults.
See our clinical services
Research is a cornerstone of the Children's Healthcare of Atlanta mission to enhance the lives of children. In conjunction with Emory University School of Medicine, Georgia Tech and Morehouse, Children's seeks answers to the most challenging childhood medical conditions through teaching and research.
We all want happy, healthy kids. But as a busy parent, helping your kids eat well and stay active can be a challenge.
At Strong4Life, created by Children's Healthcare of Atlanta, our doctors, nutritionists and wellness experts create fun, easy ways to help your kids eat, move and live healthier. From picky eaters to passionate gamers, we have a slew of simple tips by experts who understand, because we're parents, too.
As a not-for-profit organization, Children's Healthcare of Atlanta relies on the generous financial and volunteer support of our community. Your donations directly impact the lives of each family served by Children's and support many initiatives such as clinical excellence, research, teaching, wellness and charity care.
Media Pager
Atlanta (March 21, 2011)—Children's Healthcare of Atlanta and Safe Kids Georgia are supporting proposed legislation that will help keep Georgia's children safe. They are working closely with lawmakers in an effort to protect 6 and 7 year olds on the road.
While a seat belt is better than no restraint at all, 6 to 8 year olds are transitioning into seat belts too soon. House Bill 279, sponsored by Representative Alan Powell (R-Hartwell) and Senate Bill 88, sponsored by Senator Jeff Mullis (R-Chickamauga) protects children ages 6 to 8 years old whose height and weight puts them at risk for a type of injury called Lap/Seat Belt Complex. When children wearing only a seat or lap belt are involved in a motor vehicle crash, they are much more likely to suffer from this type of injury, which includes fractures and severe bruising of abdominal organs. These children are also at greater risk of sliding under the lap belt, which in turn can lead to serious injuries of the of solid organs, such as the liver, spleen and pancreas.
The legislation seeks to prevent these injuries and fatalities by requiring children up to age 8 to be secured in a booster seat while inside a moving vehicle.
A child is exempted from the law if one of the following is true:
Seat belts are made for adult bodies. However, a booster seat is a positioning device that helps elevate a child to the proper height. A recent study by the Center for Injury Research and Prevention at the Children's Hospital of Philadelphia found that using booster seats lowers injury risk by 59 percent compared with belts alone.
National recommendations say a child should remain in a booster seat until they are 4 feet, 9 inches tall. Most children do not start to reach 4 feet, 9 inches tall until they are 8 years old.
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text:
Judge Karlin
10-07060 Williams et al v. BAC Home Loans Servicing, LP (Doc. # 50)
- Details
- Category: Judge Karlin
- Published: 15 February 2012
- Written by Judge Karlin
Williams et al v. BAC Home Loans Servicing, LP, 10-07060 (Bankr. D. Kan. Feb. 14, 2012) Doc. # 50
Click here for the pdf document.
SIGNED this 14th day of February, 2012.
In the United States Bankruptcy Court
for the District of Kansas
In re,
Bruce Kevin Williams and ) Case No. 09-41548
Candice Sue Williams, )
Debtors. )
______________________________________ )
Bruce Kevin Williams and )
Candice Sue Williams, )
Plaintiffs, )
) Adv. No. 10-7060
BAC Home Loans Servicing, L.P.,1 )
Defendant. )
Memorandum Opinion and Order Granting
The caption in the Complaint named only one defendant, "BAC Home LoansServicing, L.P.," but in the body of the Complaint, Plaintiffs indicated "defendant is a whollyowned subsidiary of Bank of America." In reply to BAC Home Loans Servicing, L.P.'s Motionfor Summary Judgment, Plaintiff added the following language to their caption "n/k/a Bankof America, N.A." There has been no motion to change the name of the party-defendant, andno pleading filed by Defendant has added the language. Accordingly the Court uses the samecaption originally used by Plaintiffs.
Case 10-07060 Doc# 50 Filed 02/14/12 Page 1 of 12
Defendant's Motion for Summary Judgment
This case involves an attempt by Plaintiffs, Bruce and Candice Williams, to have
the loan they intended to be secured by a second mortgage on their home deemed
unsecured and the accompanying mortgage found unenforceable. The basis for their
claim is that the note was made in favor of one entity and the mortgage in favor of a
different entity. They contend this results in an irrevocable split of the two
instruments, making the note unsecured, and the mortgage unenforceable. The
Defendant, BAC Home Loans Servicing, L.P. ("BAC Home Loans Servicing"), has
moved for summary judgment claiming that no such split ever occurred, and that it has
authority to enforce the note and the mortgage. Because there are no disputed material
issues of fact, and for the reasons set forth below, the Court grants summary judgment
to BAC Home Loans Servicing.
This Court has jurisdiction over this adversary proceeding pursuant to 28 U.S.C.
§§ 157 and 1334. This is a core proceeding under 28 U.S.C. § 157(b)(2)(B) and (K).
I. Findings of Fact
In 2003, the Williamses executed a Home Equity Credit Line Agreement and
Disclosure Statement ("note") in the amount of $20,000 to Countrywide Home Loans,
Inc. ("Countrywide"). To secure repayment of that sum, the Williamses executed a
second mortgage on their home. That mortgage clearly identifies Countrywide as the
Case 10-07060 Doc# 50 Filed 02/14/12 Page 2 of 12
mortgagee, although the Williamses stated in their Complaint, without more, that
Mortgage Electronic Registration Systems, Inc. ("MERS") was the mortgagee.2
Countrywide later endorsed the note in blank. Possession of the note, with the
blank endorsement, was transferred to BAC Home Loans Servicing.3 BAC Home Loans
Servicing was merged into Bank of America, N.A. ("Bank of America") in July, 2011,
and Bank of America is thus the successor to BAC Home Loans Servicing.4 Bank of
America currently has possession of both the original note and mortgage,
notwithstanding the Williamses' wholly unsupported denial of this fact.5 Bank of
2 The Williamses no longer claim MERS was the original (or subsequent) mortgagee,
or explain why they alleged that fact in the first instance.
3 In its Memorandum in Support of its Motion for Summary Judgment, BAC HomeLoans Servicing claims that Countrywide sold the loan to BAC Home Loans Servicing. Insupport of this assertion, BAC Home Loans Servicing relies on the affidavit of KatherineCacho. Ms. Cacho's affidavit, however, actually states that Countrywide changed its name toBAC Home Loans Servicing, not that Countrywide sold the loan to BAC Home Loans Servicing.
However, this apparent inconsistency in the precise manner the note was transferred fromCountrywide to BAC Home Loans Servicing is immaterial for purposes of this motion. Theoutcome would be the same under either scenario.
4 In this Memorandum, the Court will therefore treat BAC Home Loans Servicing andBank of America as the same entity, since all parties have elected to do so.
5 The Williamses' only attempt to controvert this statement of fact is the affidavit ofMrs. Williams, where she attempts to show that Fannie Mae may own the note, and byexcerpts from a hearing transcript from a wholly unrelated proceeding in New Jerseyconducted in August 2009 concerning the sale, transfer, and custody of a note and mortgagerelating to property at issue in that New Jersey case. The Williamses also cite generally to theconclusion of a Conditional Approval of the merger between BAC Home Loans Servicing andBank of America, in which the Comptroller of the Currency conditionally approved the mergerof those two entities subject to additional approval by the FDIC. Nothing presented by theWilliamses comes close to contradicting (or creating a factual dispute about) the direct evidencepresented by BAC Home Loans Servicing. The Williamses make no effort to show that theprocedures followed by Countrywide and/or Bank of America in the 2009 New Jersey case werefollowed by the parties in relation to the note and mortgage at issue in this case. And even ifthey were followed, that fact would not contradict Ms. Cacho's assertion that Bank of Americacurrently holds both the note and the mortgage, some two years after the hearing in New
Case 10-07060 Doc# 50 Filed 02/14/12 Page 3 of 12
America's claim that it has possession of the note and mortgage is supported by the
affidavit of Ms. Cacho and by supporting documents, including a copy of both the
note—with the blank endorsement—and the mortgage.
In September, 2009, the Williamses filed a Chapter 7 bankruptcy, which was
later converted to Chapter 13. In their sworn schedules, they identified Bank of
America as the creditor holding a $20,000 claim secured by a mortgage on their home.
After a change of heart, they filed this adversary proceeding contesting the claim of
Bank of America. Their Complaint alleges that Bank of America "claims interest in the
real estate is subject to a second lien arising out of a mortgage in favor of Mortgage
Electronic Registration Systems, Inc. in the amount of $20,000."6 The Williamses
further allege that "Mortgage (sic) Registration Systems, Inc. holds the mortgage, but
not the promissory note."7 They then claim that "[t]he interest in the note and
mortgage are held by two separate and distinct parties and result in an unsecured debt
in favor of [Bank of America] pursuant to K.S.A. 58-2323."8 As a result of these alleged
facts, the Williamses then ask the Court to find that Bank of America's claim under the
Jersey. In addition, the fact that Fannie Mae may own the beneficial interest in the note isirrelevant to the issue of whether Bank of America is entitled to enforce the note, as will be
discussed more fully below. Finally, the Williamses make no attempt to explain how theconditional approval of the merger between BAC Home Loans Servicing and Bank of Americaby the Comptroller of the Currency in any way contradicts the fact that Bank of America is thecurrent holder of the note and mortgage.
Adversary Complaint ¶ 9. There is apparently some typographical error, as thissentence is difficult to understand.
7 Id. at ¶ 11.
8 Id. ¶ 13.
Case 10-07060 Doc# 50 Filed 02/14/12 Page 4 of 12
note is unsecured and that the mortgage—allegedly held by MERS—should be
cancelled when Plaintiffs receive their discharge.
Defendant's summary judgment motion simply argues that the Williamses'
complaint must fail, as a matter of law, because the mortgage was never issued in
favor of MERS and was thus never "separated" from the Note. In addition, Bank of
America demonstrates that it is the current holder of the note, which has been
endorsed in blank. Under those facts, Defendant claims it is entitled to enforce the note
and the mortgage pursuant to Kansas law.
Additional facts will be discussed below, when necessary.
II. Standard for Summary Judgment
Summary judgment is appropriate if the moving party demonstrates that there
is "no genuine issue as to any material fact" and that it is "entitled to a judgment as
a matter of law."9 In applying this standard, the Court views the evidence and all
reasonable inferences therefrom in the light most favorable to the nonmoving party.10
An issue is "genuine" if "there is sufficient evidence on each side so that a rational trier
of fact could resolve the issue either way."11 A fact is "material" if, under the applicable
substantive law, it is "essential to the proper disposition of the claim."12
9 Fed. R. Civ. P. 56(c). Fed. R. Civ. P. 56(c) is made applicable to adversary proceedingspursuant to Fed. R. Bankr. P. 7056.
10 Lifewise Master Funding v. Telebank, 374 F.3d 917, 927 (10th Cir. 2004).
11 Thom v. Bristol-Myers Squibb Co., 353 F.3d 848, 851 (10th Cir. 2003) (citing
Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 248 (1986)).
12 Id. (citing Anderson, 477 U.S. at 248).
Case 10-07060 Doc# 50 Filed 02/14/12 Page 5 of 12
The moving party bears the initial burden of demonstrating an absence of a
genuine issue of material fact and entitlement to judgment as a matter of law.13 In
attempting to meet that standard, a movant that does not bear the ultimate burden of
persuasion at trial need not negate the other party's claim; rather, the movant need
simply point out to the court a lack of evidence for the other party on an essential
element of that party's claim.14
If the movant carries this initial burden, the nonmovant that would bear the
burden of persuasion at trial may not simply rest upon its pleadings; the burden shifts
to the nonmovant to go beyond the pleadings and "set forth specific facts" that would
be admissible in evidence in the event of trial from which a rational trier of fact could
find for the nonmovant.15 To accomplish this, sufficient evidence pertinent to the
material issue "must be identified by reference to an affidavit, a deposition transcript,
or a specific exhibit incorporated therein."16
Finally, the court notes that summary judgment is not a "disfavored procedural
shortcut;" rather, it is an important procedure "designed to secure the just, speedy and
inexpensive determination of every action."17
13 Id. (citing Celotex Corp. v. Catrett, 477 U.S. 317, 322-23 (1986)).
14 Id. (citing Celotex, 477 U.S. at 325).
15 Id. (citing Fed. R. Civ. P. 56(e)).
16 Diaz v. Paul J. Kennedy Law Firm, 289 F.3d 671, 675 (10th Cir. 2002).
17 Celotex, 477 U.S. at 327 (quoting Fed. R. Civ. P. 1).
Case 10-07060 Doc# 50 Filed 02/14/12 Page 6 of 12
Because the involvement of MERS is central to Plaintiffs' claim, and
because MERS was never a party to this loan, Plaintiffs' Complaint fails
to state a claim.
Defendant contends that it is entitled to judgment because the Williamses'
complaint fails to establish a basis for finding that it is not a secured creditor. The
Complaint, which has never been amended, clearly sets out one, and only one
claim—that the note and mortgage were irrevocably split when the note was issued in
favor of Countrywide and the mortgage was issued in favor of MERS. The
uncontroverted evidence, however, clearly establishes that both the note and the
mortgage were issued in favor of Countrywide. MERS was never involved in this loan.
Therefore, the Williamses' only claim fails because the factual basis upon which it is
built is completely baseless.
Because Defendant is the holder of the note under Kansas law, it may
enforce the note even though it may not be the beneficial owner.
Although never mentioned in their Complaint, the Williamses appear to have
changed the entire basis for their action by raising an entirely new claim in response
to the motion for summary judgment. They now claim that the beneficial interest in
the note may have been sold to the Federal National Mortgage Association
("FannieMae") and because FannieMae is now the true owner of the note, Bank of
America, as its servicer, has no interest to enforce.
But this Court has previously held that an entity that qualifies as a holder of a
negotiable instrument (such as the note in this case) is entitled to take action on that
Case 10-07060 Doc# 50 Filed 02/14/12 Page 7 of 12
instrument even if it is not the owner of the beneficial interest in the note.18 As fully
discussed in Martinez, the note in this case is a negotiable instrument,19 and, as such,
is subject to Article 3 of the Kansas Uniform Commercial Code ("UCC").20
Under the UCC, an instrument may be enforced by "(a) the holder of the
instrument, (b) a nonholder in possession of the instrument who has the rights of a
holder, or © a person not in possession of the instrument who is entitled to enforce the
instrument pursuant to K.S.A. 84-3-309 or 84-3-418(b)."21 Further, a person is "entitled
to enforce the instrument even if the person is not the owner of the instrument or is in
wrongful possession of the instrument."22 "Holder means a person who is in possession
of . . . an instrument . . . issued or indorsed to the person or the person's order or to
bearer or in blank."23 "[A] person who is a holder remains a holder although that
person has made an assignment of a beneficial interest therein."24 "Consequently, the
payee in possession of a note is the holder and may bring suit on the note even though
18 See Martinez v. MERS (In re Martinez), 455 B.R. 755 (Bankr. D. Kan. 2011).
19 K.S.A. 83-3-104 (Supp. 2010).
20 K.S.A. 84-1-101 et seq.
22 Id.
23 K.S.A. 84-1-201 (Supp. 2010).
24 1 Anderson U.C.C. § 1-201:259 (3d. ed. 2010).
Case 10-07060 Doc# 50 Filed 02/14/12 Page 8 of 12
the payee had already assigned the note as the holder of an instrument whether or not
he is the owner may . . . enforce payment in his own name."25
Based upon the clear provisions of the UCC, Bank of America is entitled to
enforce the note against the Williamses upon a showing that (1) the note is made
payable to Bank of America or is endorsed in blank, and (2) Bank of America remains
in possession of the note. The fact that Bank of America may no longer be the beneficial
owner of the note is immaterial as to its ability to enforce the note.26 The Williamses
make no attempt to distinguish Martinez or argue it is wrongly decided; they simply
ignore it. The Court believes it was and remains a correct statement of the law.27
Bank of America has submitted evidence through the affidavit of Katherine
Cacho that it currently holds both the note and the mortgage in this case. In addition,
the affidavit by Ms. Cacho indicates the note is signed in blank, which is consistent
25 Id. (citing Edwards v. Mesch, 763 P.2d 1169 (N.M. 1988)). The UCC does notdistinguish between whether the "holder" is the holder for his or her own use and benefit orwhether the holder holds as a fiduciary for another. The holder is entitled to sue on theinstrument regardless whether it is entitled to keep the proceeds, and this is true even thoughthe holder does not have any express authorization from the beneficial owner of the paper tobring suit. Id. at § 3-301:7 (internal citations omitted).
26 See In re Hwang, 396 B.R. 757 (Bankr. C. D. Cal. 2008), overruled on other grounds438 B.R. 661 (C.D. Cal. 2010) (holding that party who was still in possession of originalmortgage note made payable to that party was entitled to enforce the mortgage note despitethe fact the beneficial interest in the note had been sold to a third party).
27 See also, Meis v. Fowler State Bank (In re Meis), 2011 WL 6148654, *4 (Bankr. D.
Kan. 2011) (holding that as long as the defendant had possession of the note that was endorsedin blank, it had the authority to enforce the note regardless of whether it was the beneficialowner) and Miller v. Deutsche Bank National Trust Company (In re Miller) ___ F.3d ___, 2012
WL 286865, *5-6 (10th Cir. 2012) (noting that under Colorado law, which is similar to Kansaslaw in this regard, an entity in possession of a note endorsed in blank has the authority toenforce that note).
Case 10-07060 Doc# 50 Filed 02/14/12 Page 9 of 12
with the copy of the note submitted in support of the summary judgment motion.
Therefore, based on the reasoning set forth above and in the Martinez decision, Bank
of America is entitled to enforce the note and the mortgage in this case.
The outcome of this case is not altered by the recent opinion by the Tenth Circuit
Court of Appeals in Miller v. Deutsche Bank National Trust Company (In re Miller).28
In Miller, the debtor contested Deutsche Bank's ability to enforce a note and mortgage.
The debtor claimed, at least in part, that Deutsche Bank did not qualify as a holder of
the note and questioned whether Deutsche Bank had actual possession of the original
note. The Circuit found that although Deutsche Bank had "offered proof that IndyMac
assigned the Note in blank, it elicited no proof that Deutsche Bank in fact obtained
physical possession of the original Note from IndyMac, either voluntarily or
otherwise."29 As a result, the Court held that Deutsche Bank had "failed to show that
it is the current holder of the Note."30
In this case, Bank of America has presented evidence, though the affidavit of Ms.
Cacho, that Bank of America has actual possession of the note and is the holder of the
note. The Williamses nominally contest this fact in their response,31 but their
references to exhibits that purportedly support their denial simply fail to address this
28 ___ F.3d ___, 2012 WL 286865 (10th Cir. 2012).
29 Id. at 6.
30 Id.
31 See Memorandum in Support of Plaintiffs' Reply in Opposition to Defendant's Motion
for Summary Judgment (Doc. 45) at 1-2.
Case 10-07060 Doc# 50 Filed 02/14/12 Page 10 of 12
statement. Furthermore, their denial is inconsistent with another argument they
make—that"the practice of Countrywide and continuing into the practice of the
Defendant, the possession of the loan and mortgage remained with Defendant, its
predecessor, and/or its successor, despite transfer to another."32
The issues raised in support of their claim against Bank of America are (1) that
the mortgage and note were irrevocably split because the note was made in favor of
Countrywide and the mortgage in favor of MERS and (2) that the note has potentially
been sold to Fannie Mae.33 Because Bank of America is the holder of the original note
and the Williamses have never properly disputed that fact, the Court finds that Miller
is distinguishable from this case.34
IV. Conclusion
BAC Home Loans Servicing, L.P. or its successor in interest, Bank of America,
is entitled to summary judgment. The allegation that the note and the mortgage were
32 Id. at 3-4 (emphasis added).
33 The Court again notes that this second argument was never included in anycomplaint, and is thus not properly before the Court. The Williamses do raise one finalargument that "the Defendant may have [a] number of names it is calling itself these days."
This argument is based solely on the transcript from the New Jersey proceeding in which anemployee of Bank of America made a comment in which she claimed temporary confusion overwhether her employer was Countrywide or Bank of America. The Court finds this argumentcompletely meritless on the basis that (1) the witness herself clarified that the company wasBank of America during that hearing and (2) the hearing in question took place over two andone-half years ago, and is in no way proof that the Defendant may go by different names at thistime.
34 The parties sought, and received, over four months to conduct discovery, and thensought and received an extension of another five months to complete discovery. See Doc. 31.
Discovery has expired, without any suggestion by Plaintiffs that they have been deprived ofthe right or ability to confirm the sworn statement that Defendant is in possession of theoriginals of these documents.
Case 10-07060 Doc# 50 Filed 02/14/12 Page 11 of 12
split at their inception is simply not supported by any evidence. Instead, the
undisputed evidence is that the note and mortgage were both made in favor of
Countrywide and subsequently transferred to Bank of America. In addition, Bank of
America has produced sworn and uncontroverted evidence establishing it is the holder
of the note under Kansas law, and as such has the right to enforce the note, and thus
the mortgage.
It is, therefore, by the Court ordered that Defendant's Motion for Summary
Judgment is granted.
Case 10-07060 Doc# 50 Filed 02/14/12 Page 12 of 12


text:
Useful Links
Asian Development Bank (ADB)
- Date submitted: 31 Oct 2011
- Stakeholder type: United Nations & Other IGOs
- Name: Asian Development Bank (ADB)
- Submission Document: Download
Full SubmissionIntroduction ADB?s long-term strategic framework 2008-2020 (ADB Strategy 2020) identifies environmentally sustainable growth, together with inclusive economic growth, and regional integration as the three strategic agendas for the Asia-Pacific region to achieve poverty reduction and improve the quality of life for its people. ADB?s efforts in greening economic growth aim at promoting environmentally sustainable and inclusive growth while addressing climate change. This agenda is generally consistent with the green economy and green growth concepts as discussed in the Rio+20 process. ADB considers the UNCSD summit as a crucial milestone in the global agenda towards sustainable development and has supported the Rio+ 20 process in collaboration with several partners and in particular with UNESCAP and UNEP. In this context ADB has co-sponsored a series of regional and subregional consultations including the recent Asia Pacific Major Groups and Stakeholders Meeting and the Asia-Pacific Regional Preparatory Meeting, with both UNCSD preparatory events held in Seoul, Republic of Korea from 17 to 20 October 2011. This brief submission is organized in five parts as follows: (i) review of the implementation of Agenda 21, the Programme for Further Implementation of Agenda 21 and the Plan of Implementation of the World Summit on Sustainable Development in Asia and the Pacific; (ii) the green economy in the context of sustainable development and poverty eradication; (iii) the institutional framework for sustainable development; (iv) conclusions; and (v) annex on relevant ADB initiatives and publications on sustainable development. (i) Review of the implementation of Agenda 21, the Programme for Further Implementation of Agenda 21 and the Plan of Implementation of the World Summit on Sustainable Development in Asia and the Pacific During the last couple of decades, the Asia Pacific region has built significant economic momentum. It has been for several years now the fastest growing region in the world. Hundreds of millions have been lifted out of extreme poverty. Yet our region still remains home to a majority of the world's poor. Progress in meeting the Millennium Development Goals (MDGs) is uneven with almost two billion Asians living without basic sanitation and nearly half a billion without safe drinking water. Infant mortality in some countries is more than 10 times higher than that in developed countries. Rising food prices continue to place severe pressure on Asia's poor. In addition, there are widening disparities in incomes with rapid economic growth often disguising deepening inequality. Fueled by increasing resource-intensive growth, Asia-Pacific countries are struggling with rapid urbanization and industrialization and associated air and water pollution, the degradation of natural resources and loss of biodiversity, worsening water stress, and increased generation of solid, industrial, and hazardous waste. By 2030, demand for water in Asia is anticipated to exceed supply by 40% and since 80% of the water is consumed in agricultural production, water shortage may lead to food shortage. This year, food price inflation within the region has averaged around 10%, and economists at ADB predict that this could push an additional 64 million people into extreme poverty. Climate change is exacerbating these challenges while raising new ones, such as rising sea levels and increasing frequency and intensity of extreme weather events including floods and droughts. In recent years a number of countries in the region have pursued and invested in green strategies and policy reform with many also making policy statements supporting green growth and low carbon development. While some progress has been made, sustainable development is an unfinished agenda and much more needs to be done. ADB shares the responsibilities of promoting more inclusive and environmentally sustainable growth and is firmly committed to support the region in fulfilling its sustainable development objectives. As a contribution to the assessment of regional progress and ADB?s assistance towards sustainable development, the annex provided in part (v) below contains a list of relevant ADB supported initiatives, programs and knowledge products. (ii) Green economy in the context of sustainable development and poverty eradication Greening economic development in the region needs to be centered around two major implementation directions: (i) promoting transitions to sustainable infrastructure investments and (ii) improving natural resource management and the integrity of ecosystem services. Addressing climate change is also a cross-cutting priority area for action in the transition towards green economies. Sustainable Infrastructure: According to ADB estimates, the region needs about $8 trillion of infrastructure investment over the next ten years to cope with rapid urbanization, industrialization and other challenges. Two thirds of this will be for new stock, which presents tremendous opportunities to build infrastructure that is more accessible, efficient, and inclusive. Making the right choices now can lock the region into more environmentally sound, low carbon and climate resilient infrastructure that will be around for many decades to come. To help make this a reality, ADB has initiated major programs to promote clean energy, public and non-motorized transport, low carbon and climate resilient urban development and integrated water resource management [see part (v)]. Improving natural resource management and the integrity of ecosystem services: The second priority concerns the region?s globally significant biodiversity and natural resources, which currently face significant degradation and loss. Our region has several large-scale ecosystems which are central to the future well being of Asia-Pacific due to the ecosystem services they provide and the importance of these to human welfare and economic development. These include for example the Coral Triangle ?also known as the Amazon of the Seas, the Greater Mekong Subregion forest and biodiversity complex, the Heart of Borneo rainforest and the living Himalayas? sometimes referred to as the Water Towers of Asia. In these areas there are new opportunities for enhanced regional cooperation and local action, and as indicated by the TEEB Report (2010), economic returns from efforts to sustainably manage these ecosystems can be worth ten to one hundred times the cost. Success in these areas will however require strong national leadership, country driven programming, and innovative partnerships among financiers, civil society and local level communities. The focus should be on integrated approaches i.e. reducing poverty reduction while improving natural resource management, as many rural poor are directly dependent on ecosystems for a substantial portion of their incomes and are also highly vulnerable to the impacts of land and water degradation and climatic variability and change. Climate Change and Disaster Risk Management: There is also a need to address the climate change challenge and support the region?s transition to low-carbon and climate-resilient growth. ADB?s climate change program focuses on five region-wide priorities: (i) expanding the use of clean energy; (ii) encouraging sustainable transport and urban development; (iii) managing land use and forests for carbon sequestration; (iv) promoting climate-resilient development; and (v) strengthening related policies and institutions. Tools and methods are also required to help countries better address disaster risks and current climate variability risks while anticipating and adapting to future climatic conditions. To this end, countries? poverty reduction strategies and targets?including gender equality and other social development objectives?should take better account of changing climatic conditions and disaster risks, and build measures to enhance the resiliency of poor communities, women, and other vulnerable groups. (iii) Institutional Framework for Sustainable Development More effective institutional arrangements are key to achieving sustainable development. At the international level, there is certainly scope for a more coherent interface among the MEAs, which will greatly facilitate regional and country level action. At the regional level, stronger arrangements for facilitating regional cooperation would also be very welcome. At country level, many countries have adequate environmental laws and regulations, but effective compliance and enforcement continues to be elusive. Governments need to join forces with communities and work together with industry and other stakeholders. And there is scope for better incentive frameworks for environmentally responsible action. The time is ripe for improved policies, including fiscal reforms, removal of perverse subsidies ? such as the large subsidies for fossil fuels, and much better valuation of critical ecosystem services. Support to strengthening environmental governance and management capacities in the region must also continue. Policy and market failures must be corrected to improve incentives for sound environmental management. In most cases, no one single policy tool can bring about the needed changes in behaviour. Thus, a range of approaches are necessary, including regulations, market-based instruments, voluntary schemes, and information disclosure. At local level, more policy and legal reforms that strengthen community rights and create incentives for sustainable local resource management are needed. At the country level there is a need to strengthen and clarify roles and mandates of environmental and sector ministries and agencies, as well as provincial and local authorities. At the regional level, it will be crucial to build on the experience from regional and national networks such as the ADB-supported Asian Environmental Compliance and Enforcement Network. Environmental impact assessment and social safeguards processes are also important. Under its Safeguard Policy Statement, ADB is providing support towards strengthening and effective application of country safeguard systems (CSS) with a focus on the capacity development of borrowers/clients. This is being pursued also by facilitating knowledge exchange and dissemination through existing and well-functioning regional networks. ADB is coordinating with other development agencies in supporting and mobilizing resources toward CSS capacity development activities. Regional cooperation and integration is also a crucial area for action to maintain Asia's growing prosperity and move towards sustainable development. Recognizing that many of the region?s critical ecosystems transcend political boundaries and that several pollution issues have a transboundary nature, governance arrangements at the regional and subregional level are also increasingly becoming a necessity. Key elements needed here are effective regional cooperation and institutions, strong national leadership, country driven development planning and investments programming, and innovative partnerships among financiers, civil society, and others key players. Regional and subregional strategy and policy dialogues and programs/initiatives are the main vehicles for this agenda. As highlighted by the ADB-supported Clean Air Initiative, regional cooperation can also take the form of research, monitoring database development and capacity building on cross-border issues and regional partnership building through various regional forums, networking, and exchange programs. ADB will also increasingly play a catalytic role in mobilizing additional public and private financial resources to supplement its own resources. This will include: (i) helping the region gain access to additional concessionary resources that will be mobilized through a number of funds, including internal funds managed directly by ADB and those managed and implemented jointly with other partners, such as with the Global Environment Facility, and the Climate Investment Funds (CIF) (ii) facilitating countries? access to innovative market mechanisms such as payment for ecosystem services (PES) and reduced emissions from deforestation and forest degradation (REDD+) and (iii) whenever feasible, assist countries in further leveraging private sector financing through appropriate funding instruments and vehicles such as equity funds and venture capital programs. ADB will also actively develop partnerships to provide access to complementary knowledge and expertise. (iv) Conclusions The Rio+ 20 Conference on Sustainable Development provides a strategic opportunity for the global community to take stock of the current status of the environment and its links with supporting inclusive economic growth and poverty reduction. To be effective however, the UNCSD will need to go beyond a mere discussion of problems, and instead provide a rallying call to develop a new agreed vision and a set of solutions and mechanisms that can support and finance inclusive and environmentally sustainable growth. To this end, it will be useful for the international community to develop a Road Map of Actions and a Toolbox of practical and cost effective approaches that can assist countries and communities to implement the solutions. In developing both the Road Map and the Toolbox, it will be important however that we build and foster synergies with existing MEAs, including the UNCBD, UNCCD and UNFCCC. With respect to financing, it will be important that mechanisms are developed using innovative approaches to leverage both public financial resources and the private sector. To do this, we need to engage more business communities while governments around the world should continue to work on the incentives required to shift economies to a sustainable path. This may include removing harmful subsidies and providing tax breaks and other incentives. As a partner in the future of the region, ADB will continue to work closely with its developing member countries to help the Rio+20 process and help Asia-Pacific ultimately achieve environmentally sustainable and inclusive growth. (v) Annex ADB-supported Initiatives that Support the Rio + 20 Agenda A. Promoting transitions to sustainable infrastructure ? ADB?s Clean Energy Program seeks to increase regional energy efficiency in energy, transport and urban sectors; to adopt renewable energy sources; and to improve access to energy for the poor and remote regions - avoiding the use of traditional biomass. ? The Water Financing Program seeks to expand ADB?s investments in the water sector and aim to provide increased access to safe drinking water, improved sanitation and irrigation, reduce risks from floods, and improve water resources management in river basins. ? The Cities Development Initiative for Asia assists Asian cities to identify and develop urban investment projects that emphasize urban environment improvement, urban poverty reduction and climate change mitigation or adaptation. ? ADB assists DMCs in Climate Proofing Infrastructure (e.g. ports, roads, water supply and sanitation) to ensure they are not compromised by climate variability and change or by natural hazards. ? The Clean Air Initiative for Asian Cities (CAI-Asia) focuses on translating knowledge to policies and actions that reduce air pollution and GHG emissions from transport, energy, and other sectors. ? Low Carbon Technology Exchange. ADB is proposing an assisted broker model that will proactively identify partnerships between willing buyers and sellers of low-carbon technologies in order to facilitate their rapid transfer and diffusion in Asia and the Pacific. ? Asia Climate Change and Clean Energy Venture Capital Initiative. Supports an equity infusion to several venture capital funds to accelerate private sector-based innovation, transfer, and diffusion of climate change technologies. B. Improving natural resource management and maintaining ecosystem integrity ? The Greater Mekong Subregion Core Environment Program (CEP) and its flagship Biodiversity Conservation Corridor Initiative (BCI) aims to mainstreaming environmental considerations into key GMS development sectors such as tourism, transport and energy and promoting local livelihood and conservation activities with high value biodiversity landscapes. ? The Coral Triangle Initiative launched by the six countries in 2007, aims to preserve and manage the region's marine resources. International partners include ADB, which is coordinating the mobilization of financial support for the plan of action. ? ADB works with the Global Environment Facility on projects focused on biodiversity conservation and natural resource management, sustainable land management and energy efficiency, and climate change adaptation. ? ADB?s Poverty and Environment Program aims to accelerate learning about poverty-environment linkages and effective approaches for poverty reduction. C. Building environmental governance capacity ? ADB supports the Asian Environmental Compliance and Enforcement Network (AECEN) improve compliance with environmental laws in Asia through a regional exchange of innovative policies and practices. ? The Safeguard Policy Statement approved in July 2009 strengthens protections already in place on the environment, involuntary resettlement and Indigenous Peoples. ? Regional partnerships for climate change adaptation and disaster preparedness will seek to increase the financial Resilience of participating Pacific Island countries to the effects of natural disasters. ? Knowledge hubs. ADB has been working for about a decade with its wide range of partners across Asia and the Pacific to build knowledge of the causes and impacts of climate change and how they can combated. ? Food Security and Agricultural Research Program . Help address food security challenges due to market volatility, land and water shortages, climate change and slowing public investments in crop research and rural infrastructure Knowledge Products 1. Asia 2050: Realizing the Asian Century. Intended for policy makers, top business leaders and key opinion makers within Asia, the study offers a long-term perspective of the Asia region as a whole as opposed to the more common approach that delivers a short- to medium-term perspective of selected countries, subregions or issues. 2. Paths to 2015: MDG Priorities in Asia and the Pacific. The Asia-Pacific MDG Report 2010/11, Launched at the World Poverty Summit in New York, is the fifth in the series published by ESCAP, ADB and UNDP on MDG achievement provides a resource which policy makers, development practitioners and other stakeholders should find useful in addressing the remaining challenges in achieving the MDGs. 3. Environment Program: Greening Growth in Asia and the Pacific .Presents a snapshot of the Asian Development Bank?s (ADB) environmental strategies, programs, initiatives, partnerships, and a range of activities that demonstrate ADB?s commitment to support environmentally sustainable growth in Asia and the Pacific?a strategic agenda of ADB?s Strategy 2020. 4. Women and Labour Markets in Asia: Rebalancing for Gender Equality Provides an overview and trend analysis of available information on where and how women work, and under what conditions, before, during and after the recent crisis as well as in the current recovery. 5. Comprehensive Action Plans of the Sulu-Sulawesi Marine Ecoregion: A Priority Seascape of the Coral Triangle Initiative. Includes business plans and cost estimates to implement the three action plans developed from the Sulu-Sulawesi Marine Ecoregion Conservation Plan. 6. Access to Justice for the Urban Poor: Toward Inclusive Cities suggests solutions that can be built into the design of urban development projects undertaken by the Asian Development Bank to address the common problems and grievances of the urban poor, and to improve urban governance overall. 7. Accounting for Health Impacts of Climate Change. Aims to improve the understanding of the human health dimensions of climate change and how projects in areas other than health, such as agriculture, water financing programs, and disaster risk reduction need to account explicitly for the health impacts of their interventions. 8. Buyer, Regulator, and Enabler: The Government's Role in Ecosystem Services Markets. Aims to provide insights for policy makers in the People's Republic of China in the development of a national eco-compensation policy framework, this paper discusses the public sector?s role in payments for ecological services internationally. 9. ADB Climate Change Programs: Facilitating Integrated Solutions in Asia and the Pacific. Through more than 275 project interventions, upgrading investments totaling more than $17 billion, ADB is currently assisting in worldwide efforts to address climate change, and move Asia and the Pacific onto a more inclusive and environmentally sustainable growth path. 10. Building Climate Resilience in the Agriculture Sector of Asia and the Pacific. The ADB-sponsored agriculture sector study, carried out by the International Food Policy Research Institute (IFPRI), uses predictions of global climate models to develop scenarios to 2050 for Asia and to derive implications for food security. 11. Infrastructure for a Seamless Asia. This book addresses major challenges in developing regional infrastructure?both hard and soft?in Asia, specifically exploring the costs and benefits, financing requirements, and infrastructure priorities in the region. 12. National REDD+ Strategies in Asia and the Pacific: Progress and Challenges. This paper takes stock of developments in Asian and Pacific countries as they prepare to take advantage of emerging financial incentives for forest conservation created through the "REDD+" approach for reducing carbon dioxide emissions from deforestation and forest degradation, and other actions that conserve and enhance forest carbon stocks. 13. Sustainable Transport Initiative Operational Plan. Provides details of how ADB will update its operations in the transport sector in line with Strategy 2020. ADB will focus on creating transport systems that are accessible, safe, affordable, and environment-friendly. 14. Attaining Access for All: Pro-Poor Policy and Regulation for Water and Energy Services. Identifies specific infrastructure and utility service reform measures that can be taken to advance the interests of the poor. 15. Non-State Providers and Public-Private Partnerships in Education for the Poor. Report highlights issues, opportunities and challenges for public-private partnerships (PPPs) in fulfilling the rights to education for all?particularly the poor?in East Asia and the Pacific. 16. Asia Solar Energy Initiative: A Primer. Provides information to relevant stakeholders on the importance of developing the solar energy sector in Asia and the Pacific and investment opportunities and challenges in the sector. 17. Food Security and Climate Change in the Pacific: Rethinking the Options. Describes the present state of food security and its contributing factors in the Pacific region, assesses its prospects amid the growing threats and likely impacts of climate change, and presents potential areas for more active assistance, investments, and interventions from ADB and other development partners. 18. Preview: Green Growth, Resources and Resilience. This preview of the forthcoming Green Growth, Resources and Resilience report highlights the shifts that have taken place in the outlook for the Asian and Pacific region since 2005.The preview is intended to assist policymakers and other stakeholders involved in the 2010 Ministerial Conference on Environment and Development in Asia and the Pacific.


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Imaginary Friend
Command Ant
We clear up the BREXIT for confused Americans wondering why the global economy is collapsing this time.
BEEP! BOOP! ZAP! Video games aren't for my dad anymore! Because he's dead.
Insanely twisted and messed up stick figure families... holy sh*t...
with a slight motion of his hands, he appeared to remove and then reattach his thumb repeatedly
Mission: Unwatchable, now in glorious Italian 3D!
Photoshop Phriday showcases the tremendous image manipulation talents of the Something Awful Forum Goons. Each week they tackle a new theme, parodying movies, video games, comics, history, and anything else you can think of. If you want in on the action, join us on the Something Awful Forums!
Copyright ©2016 Rich "Lowtax" Kyanka & Something Awful LLC.


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Get ready to boot up your music production software of choice, and put your skills on the line because it's once again time for...
But first, for those who don't know...
What Is the LPA Monthly Mix-Up?
LPA Monthly Mix-Up is a new and ambitious concept intended to showcase the massive amount of musical talent currently unheard among the Linkin Park fan community. Every month, we here at the LPA will be challenging fans to compete and show off their musical skills, using any and all tools available to them to create their entry. At the conclusion of each competition period, our staff will then go through each entry submitted, and pick our absolute favorite to be featured on the site as the "Winner Of The Month" with the next round of competition starting the moment the winner from the previous month is chosen. To promote fairness, runner ups will also be shown, but only one Linkin Park fan will walk away with the honor of being featured as the "Monthly Winner"
So, How Does It Work? (Official Rules)
In order to make the contest more interesting and more challenging for those who enter, every month we will be posting a theme that all entrants are required to abide by to be considered for feature on the site. There will be no limitations on key, BPM or length (so go ahead and make a 10 minute entry!), but each submission MUST adhere to the genre (or genres) provided by us to be eligible for the competition.
Users must submit their entry as a reply to the this thread, and may use SoundCloud or YouTube to host their works. All SoundCloud submissions must feature THIS GRAPHIC as the album art, and likewise all YouTube videos must contain the aforementioned graphic in some format with the words "LPASSOCIATION.COM Monthly Mix-Up Entry:" appearing somewhere within the video/soundcloud upload title. This is done to help spread word about the monthly competitions so that more submissions can be made possible.
[Note: Including the above graphic in your submission (as either soundcloud album art, or somewhere in your youtube video) is a requirement. Failure to do so will make your entry unable to be considered in the competition. ALSO IF YOU USE SOUNDCLOUD, PLEASE ENABLE DOWNLOADS OF YOUR TRACK AS WELL AS EMBEDDING.]
The Linkin Park Association will NOT be providing links to legit instrumentals/multitracks at this time (due to licensing/copyright restrictions), so it is the sole responsibility of the entrants to obtain the files needed to create their entries. It is possible (and very easy) to find these tracks via a search in Google, however; to protect ourselves we will not be hosting these files until we one day hopefully receive permission from Warner Brothers to do so.
How Can I Enter?
Easy! Just upload your submission to Soundcloud/YouTube following the rules above, and submit it via a reply to this thread. One month from today's date (April 1st, 2012) we will go through every submission and pick our favorite(s) for feature on the front page of the LPA. We encourage everyone to submit their entries (regardless of technical/musical/vocal proficiency) as we really would like this project to become something that every fan feels welcome to become involved in. The staff here all agree that the music community for Linkin Park has for the most part (apart from official competitions) gone completely unnoticed, and this is our way of giving attention to fans out there looking to get their talents heard!
In recognition of Mike's recent scoring work on the Indonesian martial-arts film "The Raid", we are paying tribute by challenging fans to re-interpret tracks from "The Raid" by sampling pieces of the score to create their own instrumentals, and submissions influenced by "THE RAID".
Now That We Have That Out Of The Way...
Our (REAL) official theme for the month of APRIL is:
Here's where it gets fun: The newly created instrumental can either just be an instrumental, or it may contain vocals by Linkin Park only, or be a mashup of Linkin Park and another artist.
For the remainder of the month of April and until April 30th, we are challenging YOU the fans to create your own reinterpretation of a track from "The Raid". You may mash up ANY artist you prefer with with the instrumental, and are not limited to just one artist. Feel free to mash up several if you like. Or you may go full instrumental. All we ask is that you bring your creativity, as due to the larger amount of entries we will be carefully listening to each remix to find the BEST of the best. Kudos will be given to anyone who breaks the mold and creates a completely unexpected submission, or who does more than expected.
Extra kudos will be given to contest entrants who are very unconventional. The more creative and unconventional the entries are, the better!
Disclaimer: Since this is a remix contest, it is important to state that this contest is not intended to actively support the violation of copyrights, held by Linkin Park, their label, or other artists. This competition is intended for entertainment purposes only, to be fun for the fans, and is not intended to show support for illegal filesharing. We strongly suggest that fans support the record labels and artists by buying their records, and do not pirate their music. If at any time shall we be asked by LP management or another artist to not use their tracks for remixing, we will comply accordingly and pass this information onto you. Till then, have fun!
Good luck.


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"This is not about civil rights," says director Nancy Buirski of her documentary. "It's about human rights." The Loving Story (debuting February 14 on HBO) recounts the midcentury struggle of Richard Loving, a white man, and Mildred Jeter, a part black, part Native American woman, to have their marriage recognized. The couple wed in 1958, but their home state of Virginia declared the union illegal. Jailed, then banished from Virginia, they spent nine years fighting the ruling. "They were not activists," says Buirski, "but they realized their case could make a difference."
It did. In 1967 the Supreme Court ruled for the Lovings, overturning bans on interracial marriage in 16 states. (Alabama was the last to comply, in 2000.)
The case caught Buirski's interest when she read Mildred's2008 obituary (Richard died in a car accident in 1975). Relying on classic Lifephotos and newly discovered footage of the couple, as well as interviews with their daughter, lawyers and friends, Buirski revisits a turning point in American society. "Now is the ideal time for the Lovings' story," she says, "as more people discover that their own heritage is mixed." And the number of black-white marriages in the U.S. has risen: as high as 14.4 percent in 2008, triple what it was 20 years ago.
"Marrying who you want to is an important freedom," says Buirski. "And if we didn't care about skin color, I think there would be a lot more love in the world."
Want MORE? Read about the happiest couple in America.
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Our Heber Springs Humane Society Shelter and Re-Homing Center is busy as always and, as C.I.C (Cat In Charge), I barely have time to work in all my cat naps. I do have two able assistants who fulfill their assigned duties, under my supervision, very ably. Crystal is a lovely lady who lives in the office and is a champion mouser. Sometimes when I'm ready for a nap in Wade's lap I find Crystal in my spot so I have to remind her who is C.I.C. but we are good friends. Molly is a more mature lady who greets all visitors at our gate and makes them welcome. Molly can usually be found lounging around the gate and never leaves our shelter. Both are permanent residents and help me with my many duties. However, I never let them forget just who is head cat.
Buddy has really livened up the office since he came here in search of his forever home. Buddy is a Chihuahua who loves children, playing and warming laps. I can testify that he is fully housebroken and knows all his inside manners. I'd say Buddy is about one year old and will be a great addition to any family. Come meet him and prepare to be charmed. Damon is a miniature pincher, full blood, and he's a good lap warmer also. Damon's favorite trick is to jump from the floor into your arms without even raising his heart rate. Damon is a little reserved until he's checked you out but after that he's all love. Damon is three and one-half years old, housebroken and very well mannered. Damon is also a good watchdog who will alert you when you have a visitor at your door. I'll miss them both when they go to their forever homes but they will enrich some lucky families' lives.
We have lots of beautiful cats waiting to meet you. (Who ever heard of a homely cat?) I always visit with each one during my busy day and can't tell you how eager each is to have their very own family, toys and litter boxes. Just stop in and see the true meaning of variety.
Our friends made generous donations during the holiday season and we send our deepest thanks. However our need is never ending and we always welcome your contributions. We maintain very high standards in the care and upkeep of our residents who are waiting for their new families and your help is always needed and appreciated. Now that cold weather has set in we want to be sure that all our residents are snug and warm. Blankets would be welcome but, please, no fiber filled ones. You can probably guess the reason. Big towels are also good cold weather beds.
I hear staff talking about the upcoming spring influx of kittens and puppies. It's very difficult to give all the attention required for very new babies so we try to find foster homes for their first weeks. So, we need foster homes to give the newborns a good start in life. What a great way to share a little love.
Page 2 of 2 - Now it's time to make my afternoon inspection of my friends in their kennel runs. I know they really appreciate my visits because they always break in to wild barks of joy. Here's my thought for the month:
"Dogs are our link to paradise.They don't know evil or jealousy or discontent. To sit with a dog on a hillside on a glorious afternoon is to be back in Eden where doing nothing was not boring – it was peace." Milan Kundera
Location, ST | website.com


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Carl McNally Pickens
Position: WR
Height: 6-2 Weight: 206 lbs.
Born: March 23, 1970 in Murphy, NC
High School: Murphy
College: Tennessee (school history) (Pickens college stats)
Drafted by the Cincinnati Bengals in the 2nd round (31st overall) of the 1992 NFL Draft.
Weighted Career AV (100-95-...): 56 (1130th overall since 1950)
2-time Pro Bowler (fine print)
Other SR Links: College Football at Sports-Reference.com