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Children of Liberty by Paullina Simons prequel to TBH
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Joined: 22 Mar 2007
Posts: 1175
Location: Elsewhere
Posted: Sat Oct 20, 2012 1:36 pm
Post subject:
r00chick wrote:
What bothered me was the fact they made it look like if they cannot have a other babies then they can never have a new life and they will forever live under the shadows and memories of what happened in Leningrad. Did any of their "American" children have issues like Anthony? No, if I remember correctly they all turned out to be some super duper nurse, scientist, doctors and what not and grew up pretty spoiled with Alexander doting on them, you know like he should with Anthony. Is this not punishing Anthony for something he had no control over? Why did he go to Vietnam in the first place, he wanted to show his dad he is worthy and he wanted to be like Alexander who was first and foremost a great solider. He looked up to his dad but he never felt like he was good enough, never gotten the kind of emotional connection and approval from him like his siblings had. He went to Vietnam to impress his dad, did their other kids have to do that? NOPE! What was ironic was the fact that they were so mean to each other and miserable parents to Anthony all because she couldn't get pregnant!
I agree that they were messed up and Anthony suffered for it, through no fault of his own. Neither of them was ready to be a parent when Anthony was born and Alexander's experiences in the USSR and the war didn't help, either. I thought Tania was a better mother in TSG than in T/A, where she was depressed and suicidal, not to mention abandoning her not yet three year old son for months.
Speaking of Anthony trying to follow in his father's footsteps (and eclipsing him eventually), I did think it was funny that Tom Richter asked Alexander if the Anthony rescue mission was some kind of attempt to recreate Tania's commando prison break. I guess Alexander had something to prove, too
I also found it interesting how both Alexander and Anthony had such a talent for trusting the wrong people, in marked contrast to the very perceptive Tatiana and Pasha.
I also regret the fact that the couple Asian female characters that were featured were either crazy, evil or mentally unstabled as in the Vietnamese girl that tricked Anthony and the Indonesian girl that was his first wife. So guess who it took to heal him and complete his life, a young, beautiful and bubbly blonde haired blue eyed American. Go figure.
This is absolutely true. I guess the Vietnamese girl was necessary for the plot, but the Indonesian wife being basically written off in favor of a pretty blonde made me very uncomfortable. I also couldn't help but wonder why a woman would want to get involved with a married man who is twenty years her senior. OTOH, Anthony got involved with a married woman twenty years his senior - though not one who had kids.
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Joined: 10 Dec 2012
Posts: 2
Posted: Mon Dec 10, 2012 11:07 pm
Post subject: Children of Liberty
I finished reading Children Of Liberty by Paullina Simons a few weeks ago and loved it! From begining to end, I couldn't put the book down. I love how dramatic the book ends and I loved reading about Harry and Jane (Gina)'s journey. I loved reading the ups and downs and challenges of 2 people from totally different worlds. You can only imagine what Harry's life would have been like if he hadn't chosen Gina. This is a MUST read- I have to say, as much as loved TBH, I think Children of Liberty takes the cake. What did everyone else think of the book?
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Joined: 10 Dec 2012
Posts: 2
Posted: Mon Dec 10, 2012 11:12 pm
Post subject: Re: Children of Liberty by Paullina Simons prequel to TBH
I loved Children of Liberty - I couldn't put the book down. I can't wait for the sequel. This book is a must read; describes the jounrey of 2 people from totally different worlds and how different their lives could have been if they didn't choose each other.
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Two Individuals and a Relay Advance to the NCAA Track & Field Championships
ResultsDay 1 Recap
Day 2 Recap
GREENSBORO, N.C. (5/25/13) - Two Princeton individuals and a relay qualified for the NCAA Outdoor Track & Field Championships on the final day of the NCAA East Regional, bringing the total to nine Tigers headed to Eugene, Ore.
In the final event of the night the men's 4x400 of senior Russell Dinkins, senior Austin Hollimon, junior Tom Hopkins and sophomore Daniel McCord finished third in heat 2 to qualifying for the Championships. The relay's time of 3:07.09 was eight best overall out of the 24 teams competing.
Dinkins and Hollimon won a national championship during the indoor season with the distance medley relay. Dinkins, Hollimon and Hopkins were also on the 4x400 that finished 12th nationally in 2011.
Senior Greta Feldman earned her second consecutive ticket to the NCAAs with a 4:16.99 in the quarterfinal round of the women's 1500. Feldman, who finished fifth in the nation in the event last year, was seventh in her heat and seventh overall.
Junior Imani Oliver qualified in the women's triple jump with a Princeton record of 12.79 (41-11.50). Her previous best was 12.74. Oliver jumped 12.04, 12.48, 12.71, 12.61 and 12.57 on her other five jumps to finish as the runner-up in her flight. Overall she finished eighth and advances to the NCAA Championship.
It was a tough pill to swallow in the men's triple jump as junior Damon McLean missed qualifying by just one place. McLean who finished eighth in the nation in the event last spring reached 15.25 (50-0.50) on his final two jumps. He reached 14.15, 15.10 and 15.02 on three other jumps to finish 13th overall. Sophomore Nana Owusu-Nyantekyi had the second-longest distance in his flight but finished 15th overall. He had a best of 15.11 (49-7) on his third attempt, while also reaching 14.07, 14.60 and 14.75.
Headed to the NCAA Championships:
|Austin Hollimon
|June 5
|5 p.m.
|Top 2 per heat, next 2 fastest (8)
|June 7
|4:40 p.m.
|Greta Feldman
|June 6
|4:30 p.m.
|Top 5 per heat, next 2 fastest (12)
|June 8
|2:19 p.m.
|Russell Dinkins
|June 5
|4:45 p.m.
|Top 2 per heat, next 2 fastest (8)
|June 7
|5:30 p.m.
|Dinkins, Hopkins, Hollimon, McCord
|June 6
|6:40 p.m.
|Top 2 per heat, next 2 fastest (8)
|June 8
|3:50 p.m.
|Chris Bendtsen
|June 6
|7:15 p.m.
|Michael Franklin
|June 6
|7:15 p.m.
|Julia Ratcliffe
|June 5
|1:30 p.m.
|Imani Oliver
|Triple Jump
|June 7
|3:25 p.m.

subset: commoncrawl


text:
Steel Nightclub opened its doors about a week and a half ago at 360 State Lane, behind the Bank of America building, in downtown Orlando (old Screamers Nightclub).
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March – April 2014
IPA Invasion! @ Growlers Pourhouse
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text:
School boards look for help with lost funds
Published: Saturday, May 11, 2013 at 12:30 a.m.
Last Modified: Friday, May 10, 2013 at 4:56 p.m.
May means budget time for governments and school boards throughout Davidson County. Some governing bodies have already released their budgets while others will become public during the next couple of weeks. School boards typically approve their documents in early May, since they then go to the Davidson County commissioners for a final funding decision. The Davidson County and Lexington City school systems are seeking increases in local funding.
The reason is simple: The systems are facing reduced funding from federal and state sources, so they must turn to the commissioners to make up some of the difference. The remainder comes from using fund balance, not funding open positions and other belt-tightening measures. A few years ago, commissioner candidates often listed education as their primary priority. Job creation has taken over the top spot for most, yet educating students should continue to be a focus. Commissioners have to weigh the schools' requests against other departments, but granting the school systems the desired funding would go a long way to mitigating the reductions from other sources and help to maintain a high level of educational instruction.
Thomasville City Schools will soon see a new leader after superintendent Keith Tobin announced his plans to retire this week. Tobin will step down after five years in the top position, 29 years with Thomasville City Schools and 31 years in education. He mentioned the technology the system offers and the staff's efforts to prepare students for the future as two of his accomplishments. Smaller city systems face some challenges that larger, rural ones often don't, particularly with students who come from a wide range of backgrounds and often poor socio-economic conditions. School board members will seek someone who can successfully deal with these issues to become the new superintendent.
Washington Redskins' owner Daniel Snyder this week said he'd never change the team's mascot despite protests from Native Americans. Some alumni of Central Davidson Middle School may have felt the same way about Cadets, but that nickname will be retired after this school year after a vote by the county board of education. The school will change its mascot to the Spartans, just like the high school. Solid arguments could be made for keeping or changing the mascot, but now is the right time due to the addition of volleyball and baseball teams next year plus the installation of a new gymnasium floor this summer.
Once upon a time finding an apartment in Lexington could be a challenge. Those days are long past, and now two new complexes are being built off Forest Hill Road near U.S. Highway 64 West. Childress Vineyards is just a short distance away, but the area really hasn't taken off commercially despite the presence of the winery. Perhaps the new apartment complexes, which will feature 144 units, will spur some further development on that end of the city.
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


text:
Do you love wine? If you answered "yes," answer this next question:How much do you really know about it? Sun and Moon Cafe is offering you a wine education for Valentine's Day!
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This priceless knowledge of how to hand select wine and pair a special dinner for your sweetheart will make dining in this Valentine's Day unforgettable.


text:
Woman killed Friday afternoon in single-car accident
Published: Friday, June 28, 2013 at 6:42 p.m.
Last Modified: Friday, June 28, 2013 at 6:42 p.m.
Speeding in wet conditions in the middle of a curve was cited as the determining factor that caused a fatality Friday afternoon on Lake Leonard Road.
Nanly Phan, 24, of 115 Lexington-Thomasville Road, died in a single-vehicle accident when she lost control, over-corrected and hit with a tree in a 1997 white Honda Accord, said the investigating N.C. Highway Patrol Trooper J.S. Vernon.
Vernon said it was determined that Phan was going too fast for the rainy conditions at the time. The speed limit on the road is 55 mph.
The trooper also said that there is a possibility that Phan was doing something with her cellphone, too. He suggested there was a playlist open on the phone that was found on her lap. He noted they are still investigating to determine if she was distracted by the phone.
The road was closed for more than an hour while the accident was being investigated.
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


text:
David LaChapelle
The first "As I See It" print campaign portrays the passion Kohler has for design and craftsmanship through inspired imagery. Avant-garde celebrity photographer David LaChapelle was tapped for his dynamic artistic vision. The result was a masterfully stylized interpretation of The Bold Look of KOHLER®.See products in this color


text:
09-12159 Houlik (Doc. # 169) - Document Text
- Details
- Category: Judge Nugent
- Published: 14 October 2011
- Written by Judge Nugent
- Hits: 3417
SIGNED this 25 day of September, 2011.
JEFFREY P. HOULIK, ) Case No. 09-12159
CHARLA L. HOULIK, ) Chapter 11
Debtors. )
The debtors, Jeffrey and Charla Houlik, filed their motion for an order to show cause "why
stay violation should not be entered," (Motion) after Santander Consumer, USA, Inc., (Santander)
caused Mr. Houlik's work truck to be repossessed in December of 2010.1 In the Motion, the Houliks
1 Dkt. 124. The mischaracterization of this motion as one for a stay violation will be
addressed below. Unless otherwise specified, all statutory references are to the Bankruptcy
Code, 11 U.S.C. § 101, et seq. as amended.
Case 09-12159 Doc# 169 Filed 09/25/11 Page 1 of 17
also asked that the truck be returned to them and that they recover their damages and attorney's fees.
Santander succeeded the Houliks' original lender, CitiFinancial, as the servicer of the truck loan.
The loan had been addressed and restructured in the Houliks' confirmed chapter 11 plan. The Court
conducted an evidentiary hearing on the Motion and after receiving post-trial briefs from the parties,
is now ready to rule.2
In 2005, the Houliks signed a retail sales installment agreement with a local dealership.
Under the agreement, they purchased a used 2005 Dodge Ram pickup truck for $37,256 and granted
the dealership a security interest in the vehicle to secure repayment. The dealer assigned the
contract to CitiFinancial Auto, Ltd. Mr. Houlik is a self-employed home contractor who uses the
pickup in his work. When the Houliks fell on hard times in July of 2009, they filed this chapter 11
case. They filed a chapter 11 plan that October, in which they proposed to allow Citi's secured
claim in the amount of $17,305 and to repay that amount in monthly payments of $343.3 Citi did
not object to the plan and it was confirmed on December 29, 2009.4
In the "Implementation" section of the Houliks' chapter 11 plan, they state:
Upon confirmation of the Reorganization Plan, all assets of the Debtors, with the
exception of avoidance actions under 11 U.S.C. §547 and 11 U.S.C. §548, will be
revested or reassigned to Jeffrey P. Houlik and Charla L. Houlik. The Debtors
shall also be discharged of all obligations except as otherwise required under the
2 Attorney Jeffrey W. Rockett appeared for the Houliks. Attorney Nelson Mitten
appeared for Santander. The Court has subject matter jurisdiction over this proceeding under 28
U.S.C. § 157(b)(1) and § 1334.
3 Dkt. 61.
4 On October 4, 2010, a final decree was entered in the case pursuant to Fed. R. Bankr.
P. 3022. See Dkt. 115.
09-12159 Doc# 169 Filed 09/25/11 Page 2 of 17
Disclosure Statement and Reorganization Plan.5
That is the only reference to a discharge in the plan. Their disclosure statement is silent on the topic.
The confirmation order recites that "[n]othing in this order or the Plan shall operate as a discharge
of the debtors from Claims, obligations or liabilities to be paid or performed under the Plan . . . ."6
To the extent the Plan operated to grant a confirmation-day discharge, it represents a departure from
the Bankruptcy Code provision that governs chapter 11 discharges for individual debtors, §
After the plan was confirmed, Citi assigned the servicing of this claim to Santander in
September of 2010. The Houliks made all of the post-confirmation payments until Santander
repossessed the truck at 9:30 p.m. on December 27, 2010, after a confrontation at the Houliks' home
in which Santander's repossession agent, Darryl Johnson, pushed Mr. Houlik away from the truck
and denied him access to its contents and keys in the course of taking it.
At the time the truck was taken, Mr. Houlik had bid several projects that he says he could
not execute without his truck. Without the truck, he could not tow his tool trailer. When Johnson
took the truck, he would not let Houlik recover his keys from the vehicle which resulted in Houlik
being unable to access the rented storage facility where he stored his equipment. Despite the
Houliks' and their counsel's best efforts, the truck was not returned until March 17, 2010, some 80
days after it was wrongly repossessed.
Houlik testified that he lost work opportunities while his truck was gone, but he could not
quantify those opportunities. He also claims that the truck was returned to him in a damaged state.
5 Dkt. 61, p. 9, emphasis added.
6 Dkt. 92, p.7.
Case 09-12159 Doc# 169 Filed 09/25/11 Page 3 of 17
In support of that claim, he supplied some estimates from a body shop. He also claims that he
should be reimbursed for various overhead expenses incurred by his business while he could not
work, including auto insurance premiums he paid during the time period he was deprived of the
truck. These expenses will be discussed in more detail in the analysis portion below.
Santander's corporate representative, Mark Mooney, testified that Santander notified the
Houliks that it had become the servicer in September of 2010 and that Santander gave the Houliks
a statutory notice to cure on October 26, 2010.7 According to Exhibit 10, Citi executed a limited
power of attorney in September of 2010 that authorized Santander to collect and enforce all of Citi's
automobile loans receivable. Mooney stated that Santander's system showed that the Houliks had
missed two payments, though neither his company's records nor the Houliks' testimony or
documents bear this out.8 Even more troubling, the cure notice dated October 26, 2010 claimed the
amount of $6,188.92 was due and threatened to hold the Houliks "personally responsible" for any
deficiency upon repossession and sale.9 The notice to cure was mailed to the Houliks' former
address on Rutland in Wichita, a home they had vacated nearly a year before.10 There was no direct
7 Ex. 3. While the cure notice was introduced as Exhibit 3, Santander presented no
exhibit evidencing its notification to the Houliks that it was the servicer of their Citi loan.
8 Some of the correspondence between debtors' counsel and Santander after the
repossession reveals that Santander claimed the Houliks missed their August 2010 and
December 2010 plan payment. See Ex. W and X.
9 See Ex. 3. As noted previously, two plan payments of $343 would constitute a default
amount of $686, not $6,188.92. This suggests that Santander was pursuing the Houliks for pre-
petition, pre-confirmation debt.
10 The court's docket indicates that the Houliks filed two applications to sell this house,
one in July of 2009, and the other in April of 2010. An order granting the second motion was
entered on April 5, 2010 and, presumably, the sale was closed on or about April 7, 2010 as
indicated in the second sale contract. See Dkt. 103-1, 104.
Case 09-12159 Doc# 169 Filed 09/25/11 Page 4 of 17
evidence indicating whether or when the debtors told Citi or Santander that their address had
changed. The Court notes, however, that Mrs. Houlik mailed each monthly payment to CitiFinancial
in the form of a check which contained the Houliks' new address on Foster and submitted under
cover of a remittance advice that contained the same address. Exhibit B contains copies of each
check and advice. It appears that Mrs. Houlik mailed a check monthly commencing in November
of 2009, shortly before the plan was confirmed, through November, 2010, demonstrating not only
that she made all of the post-confirmation payments as they became due, but also that CitiFinancial
and its attorney in fact, Santander, had notice of the Houliks' new address as early as November of
Santander detained the vehicle nearly three months despite the debtors' and their counsel's
efforts. On December 28, 2010 and January 4, 2011, debtors' counsel wrote to Santander and
demanded return of the vehicle.11 On January 17, counsel wrote to Marilyn Washburn of Reizman
Berger who frequently serves as counsel for Santander in this Court, and requested relief.12 Nine
days later, the law firm responded that it had not been assigned this matter, but would forward the
information to Santander. Meanwhile, on January 5, 2011, the Houliks' counsel moved to reopen
this case so that this Motion could be filed.13 After the case was reopened on February 4, the
Houliks filed this Motion and set it for hearing on March 10, 2011.14 The Motion was served on
Santander's Kansas registered agent, The Corporation Company, and on Santander at its post office
11 Ex. V.
12 Ex. X.
13 Dkt. 119.
14 Dkt. 124.
Case 09-12159 Doc# 169 Filed 09/25/11 Page 5 of 17
box at Fort Worth, Texas.15 When Santander failed to object, the Court entered a default order for
turnover and damages on March 9, 2011.16 The vehicle was returned on March 17, but Santander
filed a motion to vacate the damages order for lack of service on March 23.17 Only after the notice
of this hearing was mailed to the Houliks at their Rutland address and returned with the notation
"forwarding order expired" did they change their address with the Court.18 On May 26, this Court
convened a hearing at which Santander argued that while The Corporation Company was its
registered agent, Santander had not received notice of the Motion. Therefore, the Court directed that
the previous turnover order be vacated and that the Motion be set for evidentiary hearing on July
19.19 To date, Santander has yet to submit an order memorializing that relief.
Neither Santander's representative Mr. Mooney, nor its counsel demonstrated any regret or
remorse about the improper repossession of the truck or the delay in its return; nor did Santander
proffer a plausible explanation for its conduct. In fact, Mr. Mooney was not even the account officer
on the Houliks' loan and his only source of knowledge was by virtue of his review of the file.
Where to begin? Debtors move for enforcement of the "stay" to sanction a wrongful
repossession of their truck months after their chapter 11 plan was confirmed and consummated and
15 Standing alone, the service to the post office box was insufficient because it was not
directed to a managing agent or officer of Santander as required by Fed. R. Bankr. P. 7004(b)(3)
and 9014(b).
16 Dkt. 129.
17 Dkt. 132.
18 Dkt. 142 and 143.
19 Dkt. 144.
Case 09-12159 Doc# 169 Filed 09/25/11 Page 6 of 17
after the final decree was entered on October 4, 2010. This requires the Court to first consider
whether the § 362 stay remained in effect on December 27, 2010, the date of the repossession, and,
if it had expired by then, whether the pleadings in this case can be construed as a request to enforce
the discharge injunction contained in the confirmed plan. Finally, if the Court can enforce its
discharge injunction via its § 105 contempt power or the provisions of § 524(a) and (i), what should
the extent of the Houliks' damages be?
The Stay Expired at Confirmation
Section 362(a) imposes a stay against a creditor's enforcement of a prepetition obligation
that is effective upon the date of filing. That stay is not, however, eternal. According to § 362(c)(1),
when a chapter 11 debtor's plan is confirmed, and if that confirmation vests the estate's property in
the reorganized debtor, the stay of any action against that property expires. In any event, the stay
terminates for all other purposes in chapter 11 when the case is closed or the individual debtor
obtains a discharge, whichever occurs sooner.20 In this case, the truck revested in the Houliks at
confirmation on December 29, 2009, the date their confirmation order was entered. There being no
stay in effect in December of 2010, Santander did not violate the stay and cannot be made to answer
in damages, leaving the debtors to seek a remedy for Santander's violating their discharge injunction
and the clear terms of the confirmed plan.
Santander Violated § 524(i) and Breached its Obligation to Credit Debtors'
When a chapter 11 debtor receives a discharge, that discharge relieves the debtor from any
20 Section 362(c)(2). In this case, debtors received a discharge at confirmation on
December 29, 2009 and their bankruptcy case was closed October 5, 2010 upon entry of the final
decree. Under either trigger date, the stay had terminated before the truck was repossessed on
December 27, 2010.
Case 09-12159 Doc# 169 Filed 09/25/11 Page 7 of 17
debt that arose before the date of confirmation.21 Section 524(a)(2) enjoins any action to collect a
discharged debt as a personal liability of the debtor. Section 524(i) makes the willful failure of a
creditor to credit payments received under a confirmed plan a violation of the (a)(2) discharge
injunction if the act causes material injury to the debtor.
Did the debtors receive a discharge? In its post-trial brief, Santander argues that because the
debtors are individuals, they had yet to receive a discharge when Santander took the truck. Since
the enactment of BAPCPA in 2005, individuals do not receive a discharge at confirmation unless
the Court specifically orders such upon a showing of cause.22 While Article III of the debtors' plan
provided for a confirmation-day discharge, the absence of any mention of the discharge in the
"general provisions" section of the plan leaves some question about whether the debtors in fact
intended to secure a discharge at confirmation. The confirmation order's language stating that the
debtors' obligations under the plan are not discharged strengthens the interpretation that the plan's
language was intended to provide for the entry of a discharge at confirmation.
But even if the debtors did not receive a discharge at confirmation, Santander is still liable
under § 524(i) for failing to properly apply and credit the debtors' payments made under the plan.
Here, Santander repossessed the truck even though the Houliks had made every post-confirmation
payment that was due as well as numerous pre-confirmation payments. Collier's bankruptcy treatise
states that § 524(i) "is not limited to acts occurring after discharge," noting that this subsection was
enacted to clarify that courts had continuing power "to remedy a creditor's failure to credit payments
21 Section 1141(d)(1)(A).
22 See § 1141(d)(5).
Case 09-12159 Doc# 169 Filed 09/25/11 Page 8 of 17
properly."23 Even if the language in Article III of the Houlik plan and the terms of the confirmation
order did not suffice to grant them a discharge, there can be little question that Santander's conduct
offends § 524(i) and would be sanctionable accordingly.24
Santander also complains in its briefing that the debtors' failure to set forth either of these
claims in its motion should be fatal to its case here. The Houliks' motion for sanctions for an
automatic stay violation clearly did not state the precise claims under § 524 discussed above. That
said, it is hard to see what prejudice Santander suffers here. At the hearing on reconsideration of
the default contempt order, the Court raised the inapplicability of the stay to these proceedings.
Moreover, actions to enforce the stay and to enforce a discharge are substantially similar.25 Both
involve the demonstration of willful conduct.26 Both require demonstrating that the conduct resulted
in material injury. Precisely the same facts and circumstances would have been presented here if
this motion had been pled as a discharge violation or a § 524(i) violation. Both parties had an
opportunity to present evidence and argument on the § 524 claim. The debtors' Motion may be
23 Alan N. Resnick and Henry J. Sommer, Editors-in-Chief, 4 COLLIER ON BANKRUPTCY,
¶ 524.08 (16th ed. 2011).
24 See In re Easter Seals Tennessee, Inc., 2011 WL 1884169 (Bankr. M.D. Tenn. May
18, 2011) (Debtor sought sanctions against Ford Motor Credit Company for violating the
discharge injunction pursuant to § 524(i).).
25 A violation of § 524(i) requires proof that the creditor failed to properly credit
payments in accord with the plan and improperly attempted to collect discharged debt. In re
Easter Seals of Tennessee, Inc., supra at *3. (Creditor's mere communication of incorrect payoff
amount to debtor was not a failure to properly credit plan payments and even if it were, where
creditor takes no action to "collect" the debt, creditor does not violate § 524(i).). Here, of
course, the Houliks have proven that Santander failed to properly credit their post-confirmation
plan payments. Had Santander done so, the October 2010 cure notice would never have been
sent. In addition, Santander acted to collect the debt when it wrongfully repossessed the truck.
26 See COLLIER'S, supra at ¶ 524.08 (As in § 362(k)(1), willfulness under § 524(i) means
that the creditor intended to commit the act (i.e., credit the payments in the manner it did).) .
Case 09-12159 Doc# 169 Filed 09/25/11 Page 9 of 17
reformed to conform to the evidence and construed as a motion to enforce the discharge injunction
under § § 524(a)(2) and (i) and for appropriate contempt sanctions.27
Santander's conduct was essentially unexplained. Mr. Mooney testified that he thought the
company had concluded the debtors had missed "two payments," though he could not identify which
two payments.28 In debtors' counsel's January 17, 2011 letter to Ms. Washburn, he states that a
Santander representative had asserted to him that the Houliks failed to make the August and
December 2010 payments.29 But, at trial, Santander conceded that both these payments had been
made. That concession is Santander's admission that it willfully failed to credit these payments in
violation of § 524(a)(2) and § 524(i).30 The only question remaining here is whether the Houliks
suffered a "material injury" for which they can recover sanctions as a result of Santander's wrongful
repossession of the truck.31
27 Counsel for Santander acknowledged at the evidentiary hearing that this was the
appropriate legal theory before the Court and that the Court retained jurisdiction to enforce the
discharge. Lomax v. Bank of America, N.A., 435 B.R. 362, 377-78 (N.D. W. Va. 2010)
(Bankruptcy court could exercise discretion, in furtherance of judicial economy, to construe
debtors' claim alleging violation of discharge injunction as claim alleging contempt of court.).
28 Santander does not claim that it was unaware of the discharge injunction at the time it
repossessed the Houliks' truck.
29 Ex. X.
30 To show a willful violation of the discharge injunction, movant must prove that the
creditor knew the discharge injunction was applicable and intended the actions which violated
the injunction. Hardy v. United States (In re Hardy), 97 F.3d 1384, 1390 (11th Cir. 1996); In re
Sandburg Financial Corp., 446 B.R. 793, 803 (S.D. Tex. 2011). Knowledge of the discharge
injunction may be inferred where the creditor received notice of bankruptcy and of confirmation
of the debtor's plan of reorganization. In re Zilog, Inc., 450 F.3d 996 (9th Cir. 2006).
31 Zilog, supra at 1007 (Party who knowingly violates discharge injunction can be held in
contempt under § 105(a)); Bessette v. Avco Financial Services, Inc., 230 F.3d 439, 445 (1st Cir.
2000) (Section 105(a) gives bankruptcy court contempt powers to enforce the discharge
injunction and order damages or sanctions for debtor); Lomax v. Bank of America, N.A., 435
Case 09-12159 Doc# 169 Filed 09/25/11 Page 10 of 17
The Houliks' Damages
This, unfortunately, is the weakest link in the Houliks' contempt case. They request damages
of many different kinds and totaling in excess of $24,000, but have been unable to substantiate most
of their claims. As outrageous as Santander's unwarranted discharge violation may be, it still falls
to the debtors to demonstrate the extent to which they have been harmed by Santander's wrongful
actions. Their claims fall into the following categories: lost income or profits, a lost cell phone,
ratable cost of vehicle insurance, lost license plate, the cost of the storage unit where Mr. Houlik
stored a trailer and larger equipment, the ratable portion of a city builder's license fee, the ratable
portion of the liability insurance premium, physical damage to the vehicle during its repossession
and wrongful detention, their attorneys fees, and punitive damages.
a. Lost Income/Profits
The debtors introduced evidence of their income before and after the repossession. The
Court could not discern from this evidence what portion was Mr. Houlik's income and what portion
was Ms. Houlik's income. Mr. Houlik's contracting income as well as what Ms. Houlik receives
from her work as a realtor, a substitute teacher, and a care-giver is all deposited in one account but
the documents exhibited to the Court do not break out the income by source. Thus, the Court cannot
determine what part of the Houliks' pre-repossession income was attributed to the construction
business. Nor can the Court establish a baseline of what Mr. Houlik made before the repossession
B.R. 362, 377 (N.D. W. Va. 2010) (Violation of discharge injunction is punishable by contempt
of court); Mountain America Credit Union v. Skinner (In re Skinner), 917 F.2d 444, 447 (10th
Cir. 1990) (recognizing civil contempt powers under § 105(a) for violation of automatic stay). In
re Easter Seals Tennessee, Inc., supra (Debtor sought sanctions against creditor for violating the
§ 524(i) injunction).The Houliks have the burden of proving Santander's contempt by clear and
convincing evidence. In re Poindexter, 376 B.R. 732 (Bankr. W.D. Mo. 2007).
Case 09-12159 Doc# 169 Filed 09/25/11 Page 11 of 17
and therefore cannot determine what he would have made but for the loss of the truck. Mr. Houlik
also discussed four jobs that he bid and intended to perform in January, 2011, but which the
repossession delayed or thwarted. Houlik had bid these jobs but as established on cross-
examination, not all the bids were accepted. One of the jobs he performed in March after he
recovered the truck.32 Two of the jobs were done by another builder or by the owners themselves.
The fourth job he commenced and completed in February without the truck.33 In addition, Mr.
Houlik conceded that he was not forced to turn away any construction job because he was without
his truck. Absent better evidence than this, the Court cannot "value" what Houlik lost in the way
of income or profits. The Court reluctantly concludes that while he was damaged, it cannot quantify
the damages because they were not proven with reasonable certainty.34
b. Lost cell phone
When Santander's agent, Johnson strong-armed Houlik and prevented him from recovering
his possessions from the truck, among the things he lost was a phone charger. When he went to
replace the charger, he learned that it was obsolete and he therefore could not charge his phone.
This required him to buy a new phone from Verizon Wireless at a cost of $193.10 on January 3,
32 The Mallory job in Oklahoma was for Mrs. Houlik's parents that was begun shortly
before the truck was returned in March of 2011.
33 The McBride job was for Houlik's uncle.
34 Under Kansas law, damages for lost profits must be proven with reasonable certainty.
Vickers v. Wichita State University, 213 Kan. 614, 620, 518 P.2d 512 (1974). Evidence of a
history of past profitability is one method of showing lost profits. Id. Such damages may not be
determined by speculation or guess. The evidence must be sufficient to enable the court to arrive
at an approximate estimate of the loss. New Dimensions Products, Inc. v. Flambeau Corp., 17
Kan. App. 2d 852, 859, 844 P.2d 768 (1993).
Case 09-12159 Doc# 169 Filed 09/25/11 Page 12 of 17
2011. He presented a receipt for that amount.35 This loss was the proximate result of Santander's
violation of the discharge injunction and may be recovered as damages.
c. Vehicle insurance incurred
Although Mr. Houlik did not have the use of his truck during the 80-day period before
Santander returned it, he continued to maintain liability and casualty insurance on it as required by
the terms of CitiFinancial's credit agreement at a cost of $93.92 per month.36 He is entitled to
recover three months' insurance, or $281.76 from Santander.
d. Lost license plate
The Houliks presented no evidence of the cost of a new license plate. Even the Court's
careful review of the debtors' monthly reports did not reveal that amount. So, even though the Court
finds that the debtors did not receive the license plate back, it has no evidentiary basis upon which
to determine what replacing it might have cost.
e. Cost of the storage facility
Mr. Houlik claims that he should be reimbursed the rental of the storage unit he incurred
during the 80-day period his truck was wrongfully detained. Had he been completely precluded
from working as a result of the repossession, this might have some merit. But, as noted above, Mr.
Houlik continued to work. All that prevented him from entering the storage facility was the missing
key to a padlock, something that could have been remedied in five minutes with a bolt-cutter. In any
event, he had to maintain this storage facility for his trailer and equipment whether or not he had a
truck. Thus, whether or not his truck was repossessed, Houlik likely would have maintained the
35 Exhibit L.
36 Exhibit J.
Case 09-12159 Doc# 169 Filed 09/25/11 Page 13 of 17
storage unit. The Court declines to award damages for what is essentially business overhead.
f. Ratable portion of the cost of a city builder's license
This element of damages stands on similar footing as the storage unit costs. Houlik's
contractor license is part of his overhead and was unaffected by Santander's repossession of the
g. Ratable portion of the cost of liability policy
Houlik's commercial liability insurance cost during the 80-day period is also business
overhead that did not result from repossession of the truck. The same reasoning explained with
respect to the storage unit costs applies here. No damages will be assessed for this cost.
h. Physical damage to the vehicle during its repossession and wrongful detention
Mr. Houlik did not expend actual funds to repair his truck after he recovered it in March of
2011. He took it to Lonnie Nelson and directed him to estimate what it would cost to "fix
everything," not just the damages he claims were caused by Santander. The estimate he provided
does not correspond with the detailed appraisal of necessary repairs done by Santander immediately
after the repossession. In the absence of persuasive proof of the pre-repossession condition of the
vehicle, the Court cannot determine what scratches and dents were caused by Santander and
therefore cannot award the costs of repairing the truck that Mr. Houlik requests.
i. Attorneys fees
The Houliks should recover their reasonable attorney's fees and expenses incurred as a result
of Santander's misconduct. They shall submit a fee request within 14 days of the entry of this
Case 09-12159 Doc# 169 Filed 09/25/11 Page 14 of 17
order.37 The fee award should in no way be limited by the small amount of damages awarded here.
The Court is satisfied that considerable legal time and effort went into dealing with the repossession
and recovery of the truck, work that was proximately caused by Santander's willful misconduct.
j. Punitive damages.
In general, discharge violations are punishable by bankruptcy courts as contempt under §
105(a). When the misconduct shows either malevolent intent or a clear disregard of and disrespect
for the court's orders, the court may award appropriate punitive damages.38 Here, Santander
concedes that the Houliks had made all of the post-confirmation payments that were due. The fact
that its bankruptcy department was handling the Houliks' file suggests that it knew about their
bankruptcy. In any event, Santander makes no claim to the contrary. Santander accepted their plan
payments without complaint but failed to properly give the debtors credit for making them. Mr.
Mooney could not explain Santander's conduct and neither he nor his counsel demonstrated any
Santander willfully violated this Court's discharge order and caused the Houliks' damages.
It sent its notice of right to cure to the wrong address. When the Houliks attempted to reason with
Darryl Johnson, he shoved Mr. Houlik away from the truck and took his truck and its contents.
Santander failed to respond to the Houliks' counsel's entreaties to return the truck, made
37 The fee application shall comply with this Court's Professional Fee and Expense
Guidelines, Sections IV and V, found at
38 See In re Nibbelink, 403 B.R. 113 (Bankr. M.D. Fla. 2009) (mortgagee's intentional
and egregious actions warranted punitive damages of $15,000); In re Poindexter, 376 B.R. 732
(Bankr. W. D. Mo. 2007) (bank's clear disregard and disrespect of bankruptcy laws warranted
punitive award in an amount equal to 20 percent of the sum received by the bank from sale of
debtor's home).
Case 09-12159 Doc# 169 Filed 09/25/11 Page 15 of 17
immediately after the repossession. Even diligent efforts to contact Santander's counsel were not
enough to prevent the vehicle being wrongfully detained for nearly three months. Only after this
Court's default order came to Santander's attention did it begin to react. The willful and
irresponsible actions of this creditor are reprehensible. Santander's conduct is yet another instance
of a lender or servicer placing debtors in a defenseless position by hiding behind its faceless, opaque
bureaucracy and ignoring the orders of the bankruptcy court. This Court will not countenance that
conduct when it is proven, no matter how small the actual damages may be, because a confirmation
order and the injunction of § 524(a)(2) as made applicable here by § 524(i) should supply valuable
protection from just this sort of conduct, especially when the offending creditor neither regrets nor
explains its actions.
Santander could not justify its erroneous belief that the debtors had missed two payments.
Santander should be deterred from future willful violations of this or similar discharge injunctions
and should be punished for its unreasonable conduct by a punitive award of $25,000, payable to the
Houliks as a part of their damages in this case, or to be credited along with the rest of the damages,
other than attorney's fees, against the remainder of the Houliks' plan payment obligation in respect
of the truck.
For the reasons set forth above, the Court conforms the Houliks' Motion to the evidence and
finds that Santander willfully violated their discharge by refusing to credit plan payments to their
account and relying on a default they created or imagined, to wrongfully repossess their truck,
causing them damages and exposing them to attorney's fees and expenses. This conduct violates
§ 524(a)(2) and § 524(i) and constitutes civil contempt of this Court. This Court therefore GRANTS
Case 09-12159 Doc# 169 Filed 09/25/11 Page 16 of 17
the conformed motion and finds that the debtors have been damaged by Santander in the amount of
In addition, the debtors are entitled to recover their reasonable attorney's fees and expenses
incurred herein and their counsel shall, within 14 days of the entry of this Order, submit an
application for same. Santander shall have 7 days thereafter to respond to that application after
which time the Court will independently review and enter an order approving such fees and costs
as it deems reasonable.
Finally, in view of Santander's unexplained and clear disregard for and disrespect of this
Court's orders, and in an effort to discourage Santander from such future conduct in this jurisdiction,
the Court grants a punitive sanction of $25,000 that may either be paid to the debtors or credited to
the Houliks' obligation to Santander under the plan.
The costs of the proceedings on this Motion shall be assessed against Santander.
# # #
39 $193.10 [cell phone replacement] + $281.76 [truck insurance premium] = $474.86.
Case 09-12159 Doc# 169 Filed 09/25/11 Page 17 of 17
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Anatomy of the Endocrine System
What is the Endocrine System?
The endocrine system is made up of glands that produce and secrete hormones, chemical substances produced in the body that regulate the activity of cells or organs. These hormones regulate the body's growth, metabolism (the physical and chemical processes of the body), and sexual development and function. The hormones are released into the bloodstream and may affect one or several organs throughout the body.
Hormones are chemical messengers created by the body. They transfer information from one set of cells to another to coordinate the functions of different parts of the body.
The major glands of the endocrine system are the hypothalamus, pituitary, thyroid, parathyroids, adrenals, pineal body, and the reproductive organs (ovaries and testes). The pancreas is also a part of this system; it has a role in hormone production as well as in digestion.
The endocrine system is regulated by feedback in much the same way that a thermostat regulates the temperature in a room. For the hormones that are regulated by the pituitary gland, a signal is sent from the hypothalamus to the pituitary gland in the form of a "releasing hormone," which stimulates the pituitary to secrete a "stimulating hormone" into the circulation. The stimulating hormone then signals the target gland to secrete its hormone. As the level of this hormone rises in the circulation, the hypothalamus and the pituitary gland shut down secretion of the releasing hormone and the stimulating hormone, which in turn slows the secretion by the target gland. This system results in stable blood concentrations of the hormones that are regulated by the pituitary gland.
Illustration of the endocrine system.
Medically Reviewed by a Doctor on 3/1/2016
Medical Author:
Stephen Kemp, MD, PhD
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Laura Mercier Shimmer Lip Colour delivers ultra-rich colour in an irresistibly lightweight formula. Its unique blend of moisturizing, anti-aging, anti-oxidant and plumping ingredients enhance the lips leaving a smoother, healthier appearance. One swipe of colour provides hydration and prevents moisture loss ensuring fresh and flawless lips.Long-lasting coverage with a modern sheen. Colour is refreshed each time lips are pressed together.
Department: CosmeticsStyle: 12311110


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isotretinoin - oral, Absorica, Accutane, Amnesteem,
GENERIC NAME: ISOTRETINOIN - ORAL (EYE-soeTRET-i-noyn)
BRAND NAME(S): Absorica, Accutane, Amnesteem, Claravis, Sotret
Warning | Medication Uses | How To Use | Side Effects | Precautions | Drug Interactions | Overdose | Notes | Missed Dose | Storage
WARNING: Women who are pregnant must not use isotretinoin. Women must avoid becoming pregnant while taking this medication. Serious (sometimes fatal) birth defects, miscarriages, and premature births have occurred when this drug has been used during pregnancy.
For female patients, two effective forms of birth control (or complete avoidance of sexual intercourse) must be used for 1 month before starting isotretinoin, during use, and for 1 month after stopping this drug. You must also have monthly pregnancy-avoidance counseling from your doctor. Do not use "minipills" for birth control (non-estrogen-containing pills) since they may not work as well with isotretinoin. If you are late in having your period, or if you have sexual intercourse at any time without using two effective forms of birth control, stop taking this medication and contact your doctor immediately. (See also the Precautions section.)
After December 31, 2005, only patients enrolled in the iPLEDGE program may obtain and use isotretinoin. You will need to register with iPLEDGE and view a video at your doctor's office before receiving your prescription. Only physicians enrolled in iPLEDGE may prescribe isotretinoin, and only pharmacies enrolled in the program may dispense it. Consult your doctor or pharmacist for more details about the iPLEDGE program and for more information about the risks and benefits of using this medication.
For female patients who are able to become pregnant (even if not sexually active), you will need to contact iPLEDGE every month, either through the internet or by telephone, and answer required questions every time you fill your prescription and 1 month after your last dose.
These requirements apply in the United States. If you live in Canada or any other country, consult your doctor and pharmacist for your specific regulations.
Report Problems to the Food and Drug Administration
You are encouraged to report negative side effects of prescription drugs to the FDA. Visit the FDA MedWatch website or call 1-800-FDA-1088.
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Magnetic Pin Dish Tutorial
55 Comments
SherriJuly 14, 2010 at 10:44 pm
What a great idea Amy!
SewSaraJuly 14, 2010 at 10:47 pm
that's brillianT~ i love it! thanks for sharing 🙂
madebymumJuly 15, 2010 at 1:38 am
what a good idea my pin dish is always spilling.
SuzanJuly 15, 2010 at 3:30 am
Great idea! I can't wait to go find some of those magnets!!
JackieJuly 15, 2010 at 4:45 am
Fabulous idea and pretty too!
LeslieJuly 15, 2010 at 9:49 am
this is an awesome idea…i would never have known that you could use the magnet through the porcelain
JenniferJuly 15, 2010 at 11:12 am
This is so smart! Thanks for sharing!

Jennifer 🙂
ChristineJuly 15, 2010 at 11:16 am
Such a great idea, thanks!
pinksuedeshoeJuly 15, 2010 at 3:51 pm
Love that little dish, so so cute! Have you tried the little tomato's at Costco? They are like 2 inches across and come in a package of (a lot) like 20? They are surprisingly ripe and delicious. Like amazingly so. Even in February. This is going on my project list. I'm off to find the perfect dish!
KaraJuly 15, 2010 at 5:26 pm
I am stunned at the brilliance of this idea. Why the heck didn't I think of that. Love it!
ShelleyJuly 15, 2010 at 7:57 pm
Very "smart" tip Ms. Smart! 🙂
Vicki @ DottyJaneJuly 16, 2010 at 6:36 am
I'm making one of these! Great idea:)
Tammy VasserJuly 16, 2010 at 9:06 am
Awesome idea! Thanks for sharing. I'm going to try it!
Nanette Merrill and daughtersJuly 23, 2010 at 12:32 pm
oh my gosh, that is so cute!
AnonymousJuly 26, 2010 at 6:21 am
What a wonderful idea. I've been using thrift store finds for years but for the regular kind of pincushion made with a needlepunched ball of wool. You idea allows all the wonderful colors and shapes in the china to shine through. Thanks for sharing. I think my next trip to the store will include magnet shopping.
FlorenceJuly 26, 2010 at 1:30 pm
What a wonderful idea. My magnetic pincushion is so useful that I've put up with the fact that it's an uglybug until now…it's days are numbered though…I am now on the trail of some strong magnets.

Thank you for the fantastic and incredibly Marthaish tutorial,

Florence x
FlorenceJuly 26, 2010 at 1:32 pm
It's, its….arg, sorry too awful not to correct it…or at least recomment on! x
Kathy WilcoxJuly 26, 2010 at 2:23 pm
Love this idea…Thank you so much for sharing!!
Love your "tomaot" dish…I am going to my thrift store tomorrow to see what I can find 🙂
JaciJuly 26, 2010 at 3:14 pm
I see an attractive replacement for my paper clip holder on my classroom desk! Thanks for the idea.
ktquiltsJuly 27, 2010 at 5:54 pm
Nothing like seeing this link on tip nut and clicking on it only to come to a blog THAT I ALREADY FOLLOW!!!!!! How did I miss this the first time? Great pin dish!!

Ditto the summer tomatoes!

Blessings,

KT
PennyPieJuly 29, 2010 at 3:16 pm
Great IDEA!!! Thrift store shopping for me!!!
casseroleJuly 29, 2010 at 4:35 pm
Genius!! I love my magnetic "wand" for my pins, but it's less than attractive. I think I'll be on the lookout for a cute little dish now.

I linked to your tutorial over at Craft Gossip Sewing:
http://sewing.craftgossip.com/tutorial-magnetic-dish-pin-holder/2010/07/29/

–Anne
ErikaJuly 30, 2010 at 11:36 am
Thanks for the great idea, it's beautiful!
Sarah @ Mum In BloomAugust 11, 2010 at 6:50 am
Visiting from Nettacow. That dish is so gorgeous I could scream! What a neat idea you came up with 🙂
Lenetta @ NettacowAugust 11, 2010 at 9:36 am
Love this, and I think I'll put it on my handmade Christmas gift list to give to my MIL who is a quilter! I linked to this on my weekly roundup – thanks for sharing!
CarolynSeptember 19, 2010 at 2:16 pm
Love your ideas! this pin dish is perfect! You can even glue a piece of felt fabric to the back. It would make the perfect gift.
Lynette @ My Craft DiscoveryNovember 28, 2010 at 7:17 pm
love the idea.
Carol in E TNDecember 3, 2010 at 10:05 pm
Actually, I made one of these for a quilt friend who came for a visit. She was so happy with it since it was a pretty dish from Romania!
Flannery BuchananDecember 20, 2010 at 8:10 pm
I love this idea! I can't wait to try it. My husband is always getting on me to pick up all of my pins that seem to float around the house:)!

Flannery @ threesisterz.blogspot.com
V and Co.December 21, 2010 at 10:17 pm
oh my freak! so going to do these!!!!!!!!!
KristenDecember 29, 2010 at 4:52 pm
What a great idea! I'm definitely going to make one. Thanks.
Kristen
Danielle BartranJanuary 7, 2011 at 2:21 pm
I love this! How simple too! I can't wait to make one for myself and maybe my mother in law too!
Diana's DoingsMarch 2, 2011 at 10:56 pm
Hi,
That is a great idea!! I will have to find the perfect bowl and try it, Thanks
Diana
joelle=le ptit colibriJune 5, 2011 at 3:03 am
great idea !!
I'll try it as soon I'll find magnets
thanks for sharing !
Melissa_Loves_BroccoliJune 24, 2011 at 12:39 pm
clever! I like this because I seem to never stick them in the cushions as I sew and end up with a pile next to my machine!
GidgetSeptember 27, 2011 at 3:37 pm
This is just a great idea!
Gonna make one for myself…
AmyOctober 11, 2011 at 7:11 pm
Thanks! Helped the children make these and they turned out great! I just posted pictures on the blog.
fritterMarch 31, 2012 at 3:41 pm
Thank you! What a great idea for my guild buddies Christmas gift!
Susie QuilterJune 23, 2012 at 9:37 am
Duh, why didn't I think of that?
But, I have a metal bowl that I got at an auto supply store instead. I'm thinking that it is really ugly but very functional so… after looking at your picture I was thinking I could use some fabric and some starch or "Stiffy Stuff" and "Line" the metal bowl with the still wet fabric and it would still work but look nicer. Off to
JackieDecember 5, 2012 at 1:30 pm
That is an awesome idea, thanks for sharing.
91f2c6fe-580b-11e2-a2f9-000bcdcb471eJanuary 6, 2013 at 8:16 am
Thank you so much for sharing this. I live in Alabama and a dear friend in West Virginia sent this to me!
WLWK4FD aka The Faux FaeJanuary 8, 2013 at 3:34 pm
Thank you so much for this idea! I made a couple and blogged about them and directed people to this post on your blog. I would love to know what you think!
faye conleyJanuary 27, 2013 at 8:53 pm

I already have the perfect dish. I had this same idea a while back when I found this dish. But my magnets did not work, so I will tey again using your kind. Thanks for the help!
La Pecora NeraJanuary 28, 2013 at 6:03 am
Great idea! Thank you from Italy, Emanuela
MaggieJanuary 29, 2013 at 2:03 pm
That is an adorable dish! I will have to keep my eye out for something cute that will work. Thanks for the tip!
FoxflowerFebruary 9, 2013 at 4:22 pm
I've done this but using only one magnet, which didn't work well. I used the self adhesive extra strong magnets. I guess I'll get some more magnets and add them where I can.
Virginia SeversonFebruary 21, 2013 at 1:40 pm
Love it!
kayFebruary 21, 2013 at 1:41 pm
I have long been using a small dish hand-painted by my great-great-grandmother. But adding magnets to the bottom is brilliant!
NitaMarch 8, 2013 at 11:52 am
OMG, I have two dishes that would suit this idea perfectly! An antique blue glass dish and an antique painted china dish. I've been hanging on to them because they are so pretty, but otherwise I don't have a use for them. Now I do! Thanks!
SharonMay 25, 2013 at 8:55 am
I am going to try this and i do have a little dish already just need the magnets…thanks for sharing…
gaylynnDecember 15, 2013 at 12:37 am
Love, love, love it! I'll have to look for a special little dish. Thanks so much for the idea.
Libelula ManualidadesJanuary 23, 2014 at 10:54 pm
Wow i re like it. Beautiful !!! i go now to buy some magnetics
Karen K from BuffaloMarch 20, 2015 at 9:37 am
Love this & so much prettier & easier to just toss the pins into the dish. Great idea!
PaulineNovember 11, 2015 at 11:34 am
I love this idea – thanks for sharing – and your photos are fab.
SusanNovember 22, 2015 at 6:52 am
Thank you for sharing this wonderful idea. I have also used duct tape to attach my magnets so I can re use the little dish or switch it out when I find a new one at a thrift shop . I have also used glass spray paint to paint a cute dish a fun color from a thrift I store really enjoy your posts. Keep them coming


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Useful Links
2011 Youth Delegates to the United Nations
- Date submitted: 1 Nov 2011
- Stakeholder type: Major Group
- Name: 2011 Youth Delegates to the United Nations
- Submission Document: Download
Full SubmissionOutcome of the panel on Sustainable Development in the Rio+20 processes. Hosted by the 2011 Youth Delegates to the United Nations Sponsored by the Permanent Mission of Germany to the United Nations. On 12 October 2011, youth delegates to the United Nations convened a panel discussion and consultation session held at the German Permanent Mission to the United Nations to discuss and elaborate on the vital role of education for sustainable development in the Rio+20 process and related outcomes. This event attracted participants from various United Nations Missions, Youth representative, NGOs, Youth Organisations, various diplomats, stakeholders and interested young people. The interactive panel discussion touched on a number of key challenges and opportunities that face the sustainable development agenda including education systems and schools; being one of the most important catalysts for change but slow moving when updating or amending current curriculums. The discussions were followed closely by youth delegates from the Permanent Missions of Germany and Finland, with outcomes of the discussions produced and presented. These were: Green economies are born in the school yard In order to transform societies and economies into a more sustainable direction, it is necessary that educational systems respond to the demands for sustainability. ? Curriculums must reflect a strong, sustainable social focus. ? Education for sustainable development must be integrated in teacher training. ? There must be cross-sector collaboration between private, government, and civic society to support education for sustainable development; teachers, schools and organizations. Young people must be given the tools to build a sustainable society Establishing green economies and sustainable societies will to a large extent be the responsibility of the current young generation. Young people must be provided with the civic skills and participation opportunities. ? Civic skills are an important component of education for sustainable development. ? Educational systems must provide young people with the information on how their societies work and skills to overcome problems. ? The opportunities of ICT and social media should be utilized. Implementation of education for sustainable development must be relevant to regional and local circumstances Sustainable education has a strong social dimension and this should also be reflected in education for sustainable development. Youth in developing economies play a big part in creating sustainable societies. ? Focus must be put on education for sustainable development also in the educational systems of the developing world. As different young people have different Access to education it is important to make sure that all have Access to education for sustainable development. ? There is an important link between non formal education and education for sustainable development, supporting volunteering and youth-led organizations is an important way to promote education for sustainable development.


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Escape to a tropical oasis that provides all the modern amenities you need to stay comfortable in Juno Beach. The hotel's location is a block from the ocean, within walking distance of several delicious restaurants and a short drive from downtown West Palm Beach attractions and businesses.
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Pack some treats and walk to the beach for a day of sand and sun. Guests can rent jet skis, charter a sailboat or even go scuba diving. Traveling with kids? Families love visiting the nearby Loggerhead Marinelife Center in Juno Beach, FL. The hotel's guests are also a short drive from Roger Dean Stadium, the Spring Training facilities for the Marlins and the Cardinals. History lovers can't miss seeing the Jupiter Inlet Lighthouse.
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Humid with a chance of thunderstorms
Published: Thursday, July 11, 2013 at 12:30 a.m.
Last Modified: Wednesday, July 10, 2013 at 11:26 p.m.
Today: Partly cloudy with a chance of a thunderstorm and a chance of rain. High of 88F. Winds from the SSW at 5 to 15 mph. Chance of rain 50% with rainfall amounts near 0.2 in. possible. Tonight: Mostly cloudy with a chance of a thunderstorm and a chance of rain, then thunderstorms and rain showers after midnight. Low of 72F. Winds from the SSW at 5 to 10 mph. Chance of rain 70% with rainfall amounts near 0.5 in. possible.
For more local weather and live radar information, go to www.StarNewsOnline.com/weather.
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Our State marketing director to speak at Piedmont Crossing
Published: Monday, January 7, 2013 at 9:10 a.m.
Last Modified: Monday, January 7, 2013 at 9:10 a.m.
Piedmont Crossing in Thomasville will host a program by Amy Wood Pasquini of Our State magazine at 2 p.m. Jan. 17 on the campus of the retirement community.
Pasquini, a resident of High Point and marketing director for Our State magazine, will give a brief history of the magazine, share travel ideas and tell stories of her all-time favorite personalities she's encountered across North Carolina. She will discuss how Our State, which will celebrate its 80th birthday in 2013, has become North Carolina's premiere travel, history and culture publication. Pasquini will also discuss her role as the executive producer of content for "Our State," a four-time, Emmy Award-winning, television show produced by UNC-TV.
Pasquini, a graduate of Georgia State University and prior musical theatre performer, is the author of two books, "Life Between Azalea Festivals" and "White Bred, A Prodigal Jaunt Through the Suburban South" in addition to 13 years' worth of articles for Our State.
To reserve a seat, register by contacting Blair White at 474-3605 or firstname.lastname@example.com.
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


text:
ZF-12286: Zend_Validate_NotEmpty throws "Array to string conversion" notice under PHP 5.4
When validating an empty array with Zend_Validate_NotEmpty then PHP 5.4 throws an "Array to string conversion" notice.
This is a new feature in PHP 5.4. See: http://php.net/manual/en/… {quote} Converting an array to a string will now generate an E_NOTICE level error, but the result of the cast will still be the string "Array". {quote}
Code to reproduce:
$validator = new Zend_Validate_NotEmpty();
I think this is a more general problem because the error is located in the class Zend_Validate_Abstract.
This has been fixed in SVN trunk with r24807 (see ZF-11906)


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Results tagged ' Chuck Finley '
The Doc Is OUT
I really don't like to say anything bad about Roy Halladay, as he is one of my favorite pitchers to watch in the American League, but the Twins finally (for the first time in 12 years) got to him today and came away with a victory.
There have been a handful of pitchers over the years who have had the Twins' number, including Mike Mussina, Roger Clemens, Mark Buerhle (for a time) and Chuck Finley. The latest in that string had been Halladay, 8-0 in his career against the Twins.
Of course, we really didn't GET to him tonight (a couple of solo homers from Cabrera and Morneau) and a big hit from Cuddyer, and he still managed to pitch all nine innings of the contest (what a gamer!). It's just that Carl Pavano was just as good through seven and one third, allowing just one run on six hits and striking out five.
A few things that were nice to see:
-Morneau and Cuddyer driving balls again. Morneau really crushed that one in the eighth inning (hitting it that deep in Rogers Centre is quite a feat), and Cuddyer had been in the pattern of giving away at-bats again until breaking out in the ninth.
-Pavano pitching deep (and well) into the late innings of a game. If his price tag isn't too high, I think that the Twins would do well to sign him up again for 2010. He's never going to be the next Johan Santana or even Brad Radke, but he can (on a pretty regular occasion) post a quality start, something the young guys in the rotation haven't yet been able to accomplish.
-In other baseball news…
With three hits in the Yankees game today, Derek Jeter tied Lou Gehrig for the most hits all-time by a Yankee at 2,721. I have never been shy about letting people know that, while not hating the Yankees outright (like I do the White Sox!), I pretty much despise everything they stand for (big market greed, selfish owner, etc.). However, Derek Jeter is the exception to that rule. I have always admired his day-to-day ability, and (in a way) he sort of reminds me of Cal Ripken (just with a great skill-set). A first-ballot Hall of Famer if he never plays another game.
Preview (70-69, 2nd, 5.5 GB DET): Scott Baker (13-7, 4.34) vs. Brett Cecil (6-4, 5.46). We gained a game on Detroit last week…now we have to do it again. With the season running out of dates, the way I see the Twins having a chance is if, going into both series' with the Tigers, we need to be close enough so that a sweep will pull us even with them. Even then it is a long shot, but look at what happened with the Twins and Sox last year.


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The Holiday Inn Express® Syracuse North - Airport Area hotel is situated right off I-81and minutes from the beautiful shores of Oneida Lake. Our hotel's also near the Syracuse airport, making it the perfect destination for leisure and professional travelers.
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While staying in Cicero, our hotel's corporate guests enjoy quick access to Schneider Packaging, SRCTec, Clinton's Ditch and Wynit. We have a meeting room, too, which is perfect for board meetings or small company seminars. And if you need to finish a last-minute presentation, a Business Center and free high-speed, wireless Internet access are provided.
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Dulymus Jenod McAllister (twitter: @dmcallister26)
Position: RB
Height: 6-1 Weight: 232 lbs.
Born: December 27, 1978 in Lena, MS
High School: Morton
College: Mississippi (school history) (McAllister college stats)
Drafted by the New Orleans Saints in the 1st round (23rd overall) of the 2001 NFL Draft.
Weighted Career AV (100-95-...): 55 (1191st overall since 1950)
2-time Pro Bowler (fine print)
Other SR Links: College Football at Sports-Reference.com
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If you are a degree-seeking freshman or sophomore, you may earn advanced standing credit for specific college-level courses.
Those courses are determined by the academic departments that serve the University. For complete information, visit the UW Colleges website.
In some cases, standard examinations such as the College Level Examination Program (CLEP) or the College Board Advanced Placement Examination are used. Advanced standing credits will be recorded on your transcript as such and grades will not be assigned to those courses.
Please contact the Student Affairs Office for additional information about earning advanced standing credits.


text:
Seminary graduates head to diverse ministries, from Methodist pastorates to counseling
"This is a beginning disguised as an ending," Jon Swartz told his classmates at Eastern Mennonite Seminary's baccalaureate worship service. Swartz and 16 others received degrees and certificates on April 26, 2014. These graduates have big plans for ministry. Some e ...More


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Banner Thunderbird Medical Center now performing robot-assisted pediatric surgery
GLENDALE, Ariz. (Feb. 20, 2012) – Robot-assisted surgery has been an option for adults undergoing surgical procedures for several years.
Now, the benefits of robotic surgery have been extended to the smallest patients at the Banner Thunderbird Children's Center, benefits that include less pain, less blood loss, less risk of infection, shorter hospital stays and shorter recovery times.
Surgeons at the nonprofit hospital are using the da Vinci robot to perform surgeries on children who are experiencing problems with their urinary systems.
One of the first robotic procedures to be performed has been ureteral reimplantation which corrects a condition called ureteral reflux in which urine flows back into the kidney.
The ureter is the tiny tube that carries urine from the kidney to the bladder. Children with this condition often get frequent bladder infections which then turn into kidney infections that can damage the kidneys.
The ureteral reimplantation places the ureter into its proper location within the bladder so the bladder muscles can actively control the urine reflux.
According to Ben Donovan, MD, a pediatric urologist on staff at Banner Thunderbird, the use of robotic technology offers several benefits.
"The robot gives me much greater dexterity and better visualization so I am able to tackle more challenging and difficult cases,'' Donovan said.
"Robotic surgery, as with most laparoscopic procedures, is considered minimally invasive because it only involves several small incisions in the abdomen for the camera and instruments used in the procedure.
Dr. Donovan is also using the surgical robot to treat congenital urinary obstructions in pediatric patients. This surgery, known as pyeloplasty, removes blockages in the urinary system.
About Banner Thunderbird Medical Center
Banner Thunderbird Medical Center – part of Banner Health, a nonprofit health system with 23 hospitals throughout the West—is the leading provider of pediatric care in the West Valley. Services include a dedicated Pediatric Emergency department, 40 pediatric inpatient beds, a pediatric intensive care unit, pediatric surgery and a Level III neonatal intensive care unit.
Contact: Barry Iselin, PR Specialist
Contact: 602-865-5779


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See All Contributors »
Congrats to our week 13 Facebook winner Jason Dooley for picking 13 out of 15 correct games this week! Jason won a $100 gift certificate to Cafe Di Scala in Des Moines from our good friends at Minor Wreck Express, and an entry into the grand prize drawing.
Log on to our facebook contest and win this weeks challenge and they are yours! The week 13 winner will win a GREAT prize of.....
$50 gift card courtesy of our good friends at Minor Wreck Express in Johnston!!Entry into final drawing to win Big 12 Men's Basketball Tournament tickets down in Kansas City! Also includes 2 nights hotel!
Click here http://www.facebook.com/minorwreckex...12077615474453 to enter!
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text: Today, the Nederlandse Tuinbouwraad (NTR) announced the city of Almere, the winner of the 2022 Floriade, the world horticultural expo which takes place once every ten years in the Netherlands and is currently ending in Venlo. The MVRDV plan for Almere is not a temporary expo site but a lasting green Cité Idéale as an extension to the existing city centre. The waterfront site opposite the city centre will be developed as a vibrant new urban neighbourhood and also a giant plant library which will remain beyond the expo. Almere with MVRDV won the competition against Boskoop with OMA/Rem Koolhaas, Groningen with West 8 and Amsterdam Bijlmer with MTD Landscape Architect.


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Tuesday, November 8, 2011
Supernova Redux
45 comments:
- Linz said...
Yea!!! I am so happy to see that Supernova done too!! It's beautiful!! :)
Can't wait for tomorrow's anniversary link up!!
- November 8, 2011 at 12:02 PM
- Kelly Irene said...
Congrats on the anniversary and big finish! The quilt is gorgeous.
- November 8, 2011 at 12:04 PM
- LynCC said...
Have I really been watching in Blogland this long? Wow! It's wonderful all finished up :)
- November 8, 2011 at 12:15 PM
- Katie B. said...
Woo hoo! I'm so glad to see this one finished. I've been in love with this quilt since I first saw it, and my own Supernova is probably my favorite quilt. Hooray!
Swiper no swiping! :)
- November 8, 2011 at 12:17 PM
- Leanne said...
Hurray!! I love that quilt, I am so glad to see it all finished, your did a wonderful job on it.
- November 8, 2011 at 12:17 PM
- cinzia said...
WOW! Your quilt is spectacular!
- November 8, 2011 at 12:35 PM
- Debbie said...
Very cool!! I loved the Supernova qa & still consider it some of the best quilty fun I've had all year. Your supernova is fantastic!! Love it.
- November 8, 2011 at 12:43 PM
- Susan said...
Congratulations on your Supernova! Never tire of viewing Supernovas - they are without a doubt my favorite. :) PS I know I owe you an email reply!
- November 8, 2011 at 12:43 PM
- Poppyprint said...
Way to go!! Nothing feels better than a longstanding WIP turning into a stunning finish!!
- November 8, 2011 at 12:52 PM
- beaquilter said...
what an AWESOME quilt, shame it can to wait a year to be completed :-)
Oh I have SOME too that I want to finish.... now is a good a time as any I guess, oh wait I just got some NEW fabrics in the mail today!!
- November 8, 2011 at 12:58 PM
- A.J. Dub. said...
Yay!! So fun to see it all done. That is a sweet pillow.
Thangles ROCK!
- November 8, 2011 at 1:03 PM
- Dawn said...
Supernova is stunning! Great job!
- November 8, 2011 at 1:13 PM
- Patchwork and Play said...
Congratulations on finishing your SuperNova! it's wonderful!
- November 8, 2011 at 1:22 PM
- Angela said...
congrats on finishing a wip! That's such a satisfying feeling. And with two months left to go I'm sure you'll reach your crazy goal of 12 quilts! ;)
- November 8, 2011 at 1:23 PM
- Heather D. said...
This is just wonderful! Congrats on the finish. :)
- November 8, 2011 at 1:25 PM
- Kristen said...
Yippee!! Gorgeous finish!
- November 8, 2011 at 1:29 PM
- Toni said...
Yay!! Congratulations on getting it finished AND a whole year of WIP Wednesdays! That quilt is one of my favorites and it must feel great to get to put a fat black line through it on the list!
- November 8, 2011 at 1:34 PM
- Flying Blind... said...
Absolutely flipping fantastic!!! Well done x
- November 8, 2011 at 1:38 PM
- Katy Cameron said...
Yay, it looks fab, love those colours!
- November 8, 2011 at 1:43 PM
- Kati said...
Way to go! It's such a great feeling to finish something that has been sitting for far too long.
- November 8, 2011 at 1:59 PM
- Lucy @ Charm About You said...
Wonderful!! I absolutely love it :)
- November 8, 2011 at 2:02 PM
- Jessica said...
what a stunner! Perfect time for the finish, I can't think of a better celebration for one year of WIP Wednesdays!! Great job Lee :-)
- November 8, 2011 at 2:13 PM
- A Seam to Sew said...
Great finish! I looks wonderful!
- November 8, 2011 at 2:21 PM
- Tanya said...
Fantastic. I love the fabrics you have used.
- November 8, 2011 at 3:05 PM
- Archie the wonder dog said...
It looks wonderful and I love the mini version!!
- November 8, 2011 at 3:09 PM
- Kerry said...
So so beautiful! The hope valley was such a good choice- it looks like it has existed forever and been handed to you!
- November 8, 2011 at 3:23 PM
- Pam said...
- November 8, 2011 at 3:53 PM
- Eryn said...
Thanks for the shout out - I think!! I'm sure you'll be surpised to discover that I'm the Challenge Coordinator in my quilt guild too and have been referred to (affectionately I hope) as "The Hammer". Check us out... www.fvmodernquilt.com
- November 8, 2011 at 3:58 PM
- M-R said...
Congratulations, Lee! I love this quilt so much that I put it on my bucket list. :) Fabulous job!
- November 8, 2011 at 4:05 PM
- BaileyGirl5 said...
Fantastic quilt. Truly .... fantastic. Congrats on the finish!
- November 8, 2011 at 4:49 PM
- sukie said...
Thanks for the shout out! heart you!
- November 8, 2011 at 5:17 PM
- Sarah said...
It's gorgeous Lee, great to finally see it out of the UFO pile and definitely worth waiting for :-)
- November 8, 2011 at 5:37 PM
- Kelli said...
That is a gorgeous quilt, and I love the pattern!
- November 8, 2011 at 6:38 PM
- Elizabeth D. said...
Oh, yay!! I wasn't sure if you were kidding or not when you mentioned finishing this one up for Wednesday ;) It looks so fab, the Kona Stone works perfect with your DS prints. Yay for a finish!
- November 8, 2011 at 7:34 PM
- Sheila said...
Gorgeous finish! I have this pattern on my "someday" list...just as soon as a whittle down the WIP pile a bit more... :)
- November 8, 2011 at 8:28 PM
- felicity said...
Brava! What a beautiful finish. This is a wonderful, wonderful pattern, Lee!
- November 8, 2011 at 9:13 PM
- occasionalpiece said...
You're funny. And fun!
Looking forward to tomorrow and your anniversary celebration. This exploding star/fireworks is perfect for a party celebration! Congrats on getting it to the finish line.
Elizabeth E.
- November 8, 2011 at 10:23 PM
- Béa said...
Really beautiful, I have to make my own !
- November 8, 2011 at 11:52 PM
- Little Bluebell (Adrianne) said...
Yay for the finish!!! I looks beautiful. : )
- November 9, 2011 at 1:08 AM
- Cille said...
Oh... it just suberb! Congratulations and a big yay on getting it done all in time for your W.I.P anniversary.
- November 9, 2011 at 1:42 AM
- Dianne Neale said...
This is still my favourite quilt. My friend wanted me to make her a quilt, and when she saw this, she instantly wanted it. So I have just bought a full FQ set of Hope Valley (with her money) to make it - Hooray. And there might just be enough left over for one for me! I'm a bit late to the party but can't wait to get started.
- November 9, 2011 at 11:09 AM
- The Thompsons said...
Congrats on the finish. It always feels nice to finish something that's been sitting there for what feels like forever. :)
- November 9, 2011 at 3:45 PM
- Marlene @ KISSed Quilts . com said...
- November 11, 2011 at 12:56 AM
- amy smart said...
Lee, This quilt is FABulous. Oh, my - i think it might be my favorite Hope Valley quilt I've seen. Love it.
- November 14, 2011 at 4:36 PM
- capitolaquilter said...
Congratulation on finishing. I feel a little less guilty that my poor top sits unfinished and on the to do list still. This is an inspiration to dust if off and take it on. BYW: I like your new buddy icon.
- December 5, 2011 at 1:25 AM


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Balance transfers: What is balance transfer?
1. Q. What is a balance transfer?
- A balance transfer is when the outstanding balance of one credit card (or several credit cards) is moved to another credit card account. Learn more about our balance transfer credit cards.
- Yes. Transferring balances online is fast, simple and secure. Transfer a balance now or visit Chase.com to see available balance transfer offers.


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Isley Gonzalez is entering her first year as a graduate assistant with the Arizona State University track & field and cross country programs and will assist the Sun Devil coaching staff, including day-to-day operations. Gonzalez comes to Tempe following four years of competing for the track & field and cross country teams at Washington State University.
A four-year letter-winner for the Cougars, Gonzalez was a Second Team All-Pac-10 selection in 2007 after finishing the 5,000m run in eighth place. On the track, she recorded several of the top times in WSU history, including all-time Top 10 marks in the 1,500m (4:34.02), indoor mile (4:57.78), 3,000m (9:27.57), 5,000m (16:18.04) and the 10,000m run.
Gonzalez also was highly successful academically as she garnered numerous accolades from the school, conference and national organizations. A three-time WSU President's Honor Roll selection, Gonzalez was honored three times by the Pac-10, including all-academic selections in cross country (once) and track and field (twice). The U.S. Track & Field, Cross Country Coaches Association (USTFCCCA) also named her to its national all-academic team following the 2009 track & field season. Gonzalez graduated with a B.A. in Elementary Education from WSU in December 2008.
A native of Sunnyside, Wash., Gonzalez collected a trio of state high school titles, including the 2003 state title in cross country. On the track, she twice won the state championship in the 3,200m run, taking crowns in 2002 and 2004. During all four years of her prep career, she was named to the All-Bowerman Team, which honors the top runners in both Washington and Oregon.
Following her senior track season at WSU and coming to Tempe, she competed in the Seattle Rock-n-Roll Half Marathon and covered the 13.1-mile course in 1:20:14. That time placed her third overall among women's entrants as she also was the first American and first Washington resident to complete the run.
Along with working with the Sun Devil program, Gonzalez also is currently pursuing a Masters of Education degree in Higher Education and Postsecondary Education at ASU.


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Women Wednesday - Interview with Amy Dombroski
Submitted by Kris Thompson on
From the Colorado Daily
Boulder racer Amy Dombroski is spending her second season in a row overseas. She will be competing in Belgium for the Young Telenet Fidea cycling team, while she learns more about Belgian customs and racing hard. Most recently, Dombroski finished eighth at the Superprestige Hamme-Zogge in early November.
We caught up with Dombroski to check in and see how she's feeling so far this season.
How are you feeling at this point in your season?