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Cheddar's Casual Cafe
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Rent The Great American Playwrights on the Screen 1st edition today, or search our site for other textbooks by Jerry Roberts. Every textbook comes with a 21-day "Any Reason" guarantee. Published by Applause Theatre & Cinema.
Need help ASAP? We have you covered with 24/7 instant online tutoring. Connect with one of our tutors now.


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Opinion: Paper Mario's #Shufflegate, how outrage attacked history
Jun 24, 2016 | 22 Comments
Riot has made the new Janna and Warwick skins live in game. League of Legends adds two new skins to its repertoire. Ice Queen Janna joins the ranks of the new 'crystal' theme Riot has been using. Hyena Warwick almost takes me back to Hogger in Elwynn Forest. I had the opportunity to see Hyena Warwick Infinite Duress me last night, good times. At least it looked neat! Check out the in game look below!


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Decision on Sadashiva recommendations only after socio-economi...Minister for Social Welfare H. Anjaneya said that the State government would take a final decision on the A.J. Sadashiva Inquiry Commission report that recommended reallocation of reservation among communities grouped under Scheduled Castes, only ... The Hindu, 5 hours ago
Help make State prosperous: Minister - The Hindu, 9 hours ago
Social Welfare Vocational Training Centre appeals for support - Modern Ghana, 5 days ago
42 images for Social Welfare Department
Kerala: Street children's survey on hold
THIRUVANANTHAPURAM: The Social Justice Department has set aside the direction of the State Commission for the Protection of Child Rights to conduct a survey to identify street children across the state. The Commission issued the directive last year ...Deccan Chronicle, 8 hours ago Petition for stateless children Daily News South Africa, 4 days ago Jay finally acts on broken child protection system Perth Now, 5 days ago Child Protection Act 560 doesn't facilitate child welfare Modern Ghana, 1 week ago
Fresh caste census will pinpoint SC/ST beneficiaries
BENGALURU: The social welfare department has embarked on a fresh caste census as the socio-economic survey being conducted by the State Backward Classes Commission inches towards completion. But unlike the socio-economic survey, the caste census ...Times of India, 10 hours ago
Actions sought against officials
Zilla Valmiki Sangha has demanded action against Social Welfare Department officials and others officials for allegedly misusing and diverting grants released for the welfare of the Scheduled Tribes community in Kadechur, Bomuaral Doddi and Badiyal villages ...The Hindu, 1 month ago Meena get additional charge of public, rehabilitation department New Indian Express, 1 week ago Women occupy just 6 % gazetted, 10 % non-gazetted posts Greater Kashmir, 1 week ago Retd govt officer arrested for alleged molestation, freed on Business Standard, 1 month ago
Social Welfare Deptt asks pension beneficiaries to submit Aadhar details
As per the direction of Government of India, all beneficiaries availing Pension/Allowances under the central IGNOAPS or the Pension and Allowances schemes implemented by the Social Welfare Department under UT Plan schemes are required to be covered ...The Echo Of India, 1 week ago Delhi goverment to disburse social security pensions every month Financial Express, 1 week ago Delhi govt to disburse social security pensions every month Millennium Post, 1 week ago Delhi government to disburse social security pensions every month New Indian Express, 1 week ago
Meghalaya gets one-stop crisis centre for women
Shillong, Jun 20 (UNI) Meghalaya Social Welfare Minister Deborah C Marak today inaugurated One Stop Crisis Centre at Ganesh Das hospital for the rehabilitation of survivors of violence against women. The centre will be run by the North East Network ...United News of India, 6 days ago LG to inaugurate 'One Stop Cri... The Echo Of India, 1 week ago Governor launches women helpline Nagaland Post, 3 days ago Gov to launch one-stop centre for women Nagaland Post, 5 days ago
Social Welfare Department makes mockery of RTI
Dear Editor, In the month of February 2016, Programme Officer ICDS Udhampur was approached for certain information through RTI as numerous complaints were in public domain with regard to fictious (Anganwari Centres (AWC) running in Udhampur District and ...State Times, 2 days ago Rs 1507.85 cr approved as grant for Social Welfare department for 2016-17 United News of India, 1 week ago
Minor girl's marriage stopped
Madurai: Officials from the social welfare department on Friday stopped a marriage arranged for a 16-year-old girl hailing from Vellalur near Melur in Madurai district. Based on a complaint, a case was registered with the Madurai rural police ...Times of India, 1 week ago
CM for trifurcating Social Welfare Dept
GUWAHATI, June 10 - Chief Minister Sarbananda Sonowal today mooted the idea of trifurcating the Social Welfare Department into three directorates to ensure proper development, said an official press release here.Chairing a review meeting of the Social Welfare ...The Assam Tribune, 2 weeks ago Assam CM Sonowal seeks trifurcating of state social welfare department First Post.com, 2 weeks ago Sonowal for trifurcating Assam Social Welfare Department Business Standard, 2 weeks ago Sonowal for trifurcating Social Welfare Dept. The Hindu, 2 weeks ago
Milk for Sikkim ICDS centres
The Sikkim Milk Union Limited and the state social welfare department have signed an agreement to supply fresh milk to Integrated Child Development Services centres in the East, West and South districts on a regular basis. Earlier, the ICDS centres in the ...The Telegraph, 1 month ago
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Here are 6 of the very best items available this week that we think you should add to your collections ASAP. More
The Queen will feature as the cover girl of the latest edition of Vanity Fair magazine - posing with her pet dogs. More
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Fancy making like Bond and seducing an older sophisticated Lady? Get in line. More
Sculpting the perfect V-shaped torso starts at the shoulders. Here are the exercises for shoulders that your suit will thank you for, More
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GQ's female correspondent Meg Mason tries find a way to shake up those mundane lunches. More
A true getaway. More
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Samsung could release its first foldable phone along with four other in 2017, according to Digitaltrends.com. More
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The Australian actor sits down to discuss his latest role - as an ambassador for Tag Heuer. More
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Take a journey into our archives to read our 1983 story about TBN and an interview with Paul and Jan Crouch. read more
Charisma Magazine
Page 17 of 38
Hungry for God's Power
Read why we must honor the Holy Spirit and do more than simply remember the day of Pentecost. read more
Tragedy Sparks the Church to Spring Into Action
The citizens of central Oklahoma have been through a terrible tragedy this week. Read about how quickly local and national churches are responding to help. read more
The Real Power Behind Pentecost
Charisma Publisher Steve Strang shares why we must do more than just remember the Day of Pentecost. read more
What Pentecost Means to Both Christians and Jews
Israel's Independence Day falls on Shavuot, also known as Pentecost, when Moses received the Law. Next Sunday, we Christians celebrate the founding of the church, when the Holy Spirit fell on the Day of Pentecost 10 days after Jesus ascended to heaven. read more
I'm Inspired By How God Is Using Business Leaders Worldwide
There's a greater reason for optimism than you may realize when it comes to business and the gospel read more
How Does a Pastor Finish Well?
In a week that saw another Orlando pastor fall, a young pastor asks how to finish well. read more
Text of My Remarks at the UN About Persecuted Christians
I had the privilege of appearing at the United Nations Friday afternoon to address the media's shallow role in reporting on the persecuted church. read more
Men, It's Time to Come Clean
America is No. 1 in the world in many ways. Sadly, it's also No. 1 in the purveyor of pornography. That's why it's important that we get the word out about Dr. Doug Weiss' new book, Clean. read more
My Visit to Valley Forge Christian College
Thirty-five years after writing about its historic Supreme Court battle, I am impressed with this Pennsylvania college. read more
A Deadly Deception Emerging in the Prophetic Movement
I believe it's dangerous for prophetic ministries to trumpet a message insisting that we should ...
Get 2 Free Joyce Meyer Audio Teachings
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5 Toxic Attitudes You Must Allow God to Change
If you have not yielded these to Him, let the Holy Spirit move in and begin the process of ...
Wolves Don't Advertise: 7 Traits of False Teachers
You will certainly know these people by their fruits.
5 Truths to Understand When Leading Leaders
If you are in leadership for any length of time, there will probably come a time where you will need to lead other leaders.
7 Reasons Your Organization Suffers from Marketing Malpractice
Receive Dr. Steve Greene's 7 Reasons Your Organization Suffers from Marketing Malpractice, plus 3 Things to Do Now to Prevent Further Damage as your FREE download.
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Many spiritual warriors stop short of the spiritual warfare strategy in Ephesians 6.
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The Biggest Temptations for Single Christians
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If you are in leadership for any length of time, there will probably come a time where you will need to lead other leaders.
7 Reasons Your Organization Suffers from Marketing Malpractice
Receive Dr. Steve Greene's 7 Reasons Your Organization Suffers from Marketing Malpractice, plus 3 Things to Do Now to Prevent Further Damage as your FREE download.
5 Things a Godly Husband and Father Brings to a Home
Here are also five action steps to make sure you practice these.
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"It's here my life finds purpose, and here where my passion burns, and a larger story ...
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Learning How to Be Led By the Holy Spirit
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God's Power at Work in the Church Today
Charisma's founder, Steve Strang writes about today's hottest topics affecting the Christian faith.
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Jesus said very clearly in the Bible what we must do in these types of situations.
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If I could talk to the women just for a moment, as sisters ...
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"So many today have religion and not a true relationship with Christ."


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- "Reader's Delights": on
"Bookmarks are so varied and fun and easy to make. Sometimes making them gets me out…" read »
- "Orange Colored Sky": on
"Ditto to all! …" read »
- "Ain't Got the Blues ...": on
"I'm swooning at this one, the latest in a string of many this afternoon, wow -…" read »
- "Orange Colored Sky": on
"Outstanding, LOVE the vivid corals and turquoise acrylics and other beads together, the moonstone accentuates perfectly,…" read »
- "Glacial Cave, Arctic Mermaid": on
"I don't have the frosted haze blue seed beads yet. Now, J Yee, I must get…" read »
- "Dusty Dreams": on
"Judy, wow, this one jumped right into my faves, the gentle blues, labradorite, BG ivory kaleras,…" read »
- "Glacial Cave, Arctic Mermaid": on
"Ooohhh, so agree with Pam, that poor mermaid, this Pick is amazing, cold artic waters for…" read »
- "Reader's Delights": on
"Pam, I love the idea of using the life of Christ for a bookmark. Please…" read »
- "Bronze City": on
"Crazy for Bronze City. Love all the gemstones! I never ever get enough of them to…" read »
- "Reader's Delights": on
"Another packed full of inspiration picks! Love your idea as gifts. Great picks!…" read »
- "Orange Colored Sky": on
"Love,Love the turquoise and coral! I haven't delved into the acrylic world. But, your combo of…" read »
- "Glacial Cave, Arctic Mermaid": on
"Pam, you are so good with your comments! Love your puns! Love all of these picks and…" read »
- "Reader's Delights": on
"You have a great assortment of bookmarks and beads! I love the idea of using…" read »
- "Orange Colored Sky": on
"Fantastic pick! This is a wonderful color combination with great texture. It would be…" read »
- "Glacial Cave, Arctic Mermaid": on
"This certainly does look like a cold glacial Artic water! The poor mermaid doesn't stand…" read »
- "Bronze City": on
"Beautiful Bronze City! The gemstones are drop dead gorgeous!! I wouldn't mind living in…" read »
- "Rose Garden In Oz": on
"Thank you everyone. I like everything in this pick, myself.…" read »
- "Arizona": on
"Congrats on your beautiful Pick being POD today, love the deep green/blues, deep rust reds and…" read »
- "Storm is Brewing!": on
"Thank you,all,very much …" read »
- "Rose Garden In Oz": on
"I like this! There are so many different elements to it and some gorgeous stones…" read »
- "A Different Approach": on
"What a beautiful and elegant selection! I just may have to buy that desert rose…" read »
- "Watchful Guardian": on
"Beautiful pick--love those Amazonite nuggets!…" read »
- "Calico Cats": on
"I'm not really a cat lover (I'm allergic to them) but I LOVE your pick!…" read »
- "Rose Garden In Oz": on
"Lovely pick,very cute:)…" read »
- "A Different Approach": on
"Pearls, Moonstone, golden leaves, and a few related seeds to tie everything together - marvelous! Love…" read »
- "Watchful Guardian": on
"Love the colors, the symbolism! With all the different shapes and sizes, plus the links, I'm…" read »
- "Calico Cats": on
"This is a beautiful pick, especially with the PH cats. The stones are beautiful and appropriate…" read »
- "Dusty Dreams": on
"Just gorgeous! The combination of the BG beads, the gems, and those soft teals, rivalries, and…" read »
- "Melons, Grapes & Honeydews": on
"The real joy of summer - fresh fruit! I like the groups of several selections for…" read »
- "Rose Garden In Oz": on
"The name is cute! To be honest, I would not care where this rose garden…" read »
- "A Different Approach": on
"Outstanding pick! I have a desert rose pendant. I'm going to contact LB, because…" read »
- "A Different Approach": on
"Thank You, Donna I love The Desert Rose pendant. Maybe I need to buy it…" read »
- "Dusty Dreams": on
"Great picks! The picks would make artful pieces.…" read »
- "Melons, Grapes & Honeydews": on
"Your colorful picks are spot on. I agree the brass sets off the colors. Mouthwatering would…" read »
|2.5" tube
|16" strand
|½ strand (loose)
|16" strand
|½ strand (loose)
|8" strand
|½ strand (loose)
Read the comments (or add your own)
Beautiful and earthy. This is under my Favorites.
That's what mine look like right now.
Truly a wonderful organic pick!
Just beautiful, Asia! Wonderfully matched! Love these colors!
What great colors, Asia – - that Unicorne bead is a real pop, too !
OH WOW, ditto to what everyone said. Plus, POD please. I want some of that tourmaline. I have some larger tourmaline beads and want to make a spectacular multistrand necklace some day. I'm going to use pinkish spacers along with brass. Wish I had time.
Absolutely stunning combination, Asia! Straight to favs!
Love these Autumn colors! Gorgeous!
Mellow, beautifully coordinated tones. I like!
Thank you very much everyone
Congrats, Asia! Gorgeous pick!
Yup that is what my sedum looks like! Wonderful!
Congrats on your lovely POD, Asia !
Congrats on POD, Asia!!!
Asia, Lovely as always.
Congrats on your Pod, Asia!
Thanks a lot everyone, almost missed my own POD.
Beautiful POD!
Congrats!! !!
Congrats on POD!
Congrats on POD.
Congrats on your pod!
Great POD! Congrats!
Thank you again, did some shopping
Congrats on POD!!!
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Playstation 2 Games
Team Photo for The Sims 2Home / Playstation 2 /
This page contains The Sims 2 Codes for Playstation 2 called "Team Photo" and has been posted or updated on Oct 25, 2006 by ralpglobarkap.
Boxshot & Details
- Developer: Maxis
- Publisher: Electronic Arts
- Genre: Simulation Virtual
- Release: Oct 24, 2005
- ESRB: Teen
Team Photo
Enter Right, Down, Right, Down, Right at the title screen for the Team Photo
Report Problem
Please Submit a Problem for any incomplete, non-working or fake cheat listed above.
If you know other secrets, hints, glitches or level guides, then please Submit your Cheats and share your insights with other gamers.
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Remembering Amanda Price
It's times like this where we are unable to grasp how the human mind sometimes works and what could cause someone to inflict pain upon, not only a family, but an entire community.
Late Monday evening, I, like so many of you, received the devastating news about Coach Ron Price and his late wife, Amanda. I've had the privilege of getting to know the Prices over the last four years, as Ron became the head coach of the Bulldogs the same year I started at the Gazette. I was overcome, emotionally, but also had the unfortunate task of helping my editor prepare a story for Wednesday's paper.
From the texts, tweets and Facebook messages I received from all of you, one question rose above the rest: How could something of this magnitude happen to this family?
I've credited Coach Price as being one of the most God-fearing, stand-up Christian men that I know, and it is that faith that we all need to grasp at this time.
Yes, there's anger.
Amanda was loved by so many, and the thought of someone taking her life is beyond comprehension, but for everything in life, God has an answer.
The way the community has come together in this tragic time is astonishing. The city/county allegiances have been put aside, as everyone has shown support for the New Albany High family. Students have also used social media (Facebook, Twitter, etc.) to spread the word and lift prayers for everyone involved.
The Bible verse I saw the most throughout that evening was Genesis 50:20: "You intended to harm me, but God intended it for good to accomplish what is now being done, the saving of many." Word of Amanda's unfortunate death has done just that; reminded us of God's love for us, as we now celebrate the life of a woman who gave so much to New Albany.
We have one of two things we can do now; allow this tragedy to overtake us or to rise above this. One comment I heard was that New Albany would never be the same, and they're right. We will not be the same; we will be better because we were blessed to have known Amanda and witnessed the influence she had on so many.
I came across this quote on Twitter, and I find it most appropriate, as it perfectly describes Coach Price and his ultimate goal for the Bulldogs: "It started with a coach and a dream, not of just winning games, but shaping the lives of young men in a Christ like way that has affected us all."
Truer words cannot be spoken, and the influence the Prices have on the community is evident given the tremendous support and turnout from the community during both Wednesday's visitation and the funeral service yesterday.
Only time can heal the pain so many are experiencing, and in the end, there will be justice.
God Bless the Price and Cossey families and New Albany.
About Chris Elkins
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Know-How Exchange
Topic: Career/Training
Search more Know-How Exchange Q&A from Marketing Experts
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Mba Vs. Masters In Marketing
After 8 years in the advertising agency world, I'm discovering that 1) it's extremely difficult to move up the ranks and 2) grow my compensation. I'm considering a path that opens up my options to the marketing department. I'd like to explore an international program for further education certificates in strategic marketing, but an MBA program may be a tough hit on the wallet. Can a Masters in Marketing can open doors on the client side just as well? Are there any prestigious schools abroad that offer a Masters in Marketing that are well regarded by employers? All my searches seem to lead me back to MBA programs.
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Harry Potter story in just one hour
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What's On
There are just over 900,000 words in the Harry Potter series of books, which would take more than a wet weekend to get through.
But to save time, Jesse Briton and Gary Trainor have condensed the whole thing down, performing all seven books in just over an hour in the West End hit, Potted Potter.
The show was created by Daniel Clarkson and Jefferson Turner in 2005 for an appearance at a London bookshop - a five-minute performance as fans waited for the release of the sixth book.
Since then, it has gone on to gain an Olivier Award nomination, and tour the world with multiple casts.
Yesterday it celebrated its first visit to Auckland with a performance at Rangitoto College.
From "Ginger Ninja" Ron Wesley (think a red-headed Ali G), a rather manly Hermione and Lord Voldermort as the devil, the show is full of characters easily recognised, but ever so slightly hammed-up for the full 70 minutes.
"If you've read the books, you'll know some of them have really big set pieces in them. Well we do all of that, but better than the books. About 11 or 12 per cent better," said Briton.
In a question and answer session with students of the North Shore high school, the pair reeled off some of the stunts brought to life within the show, including a fire-breathing dragon, slippery serpent and a full, audience participation game of Quidditch - one that occasionally gets out of hand.
"There was a couple in the front show in Melbourne. The snitch landed in front of them and they actually started fighting over it," said Briton.
Along with the upcoming performances in Auckland and Wellington, the show has recently toured Singapore and Hong Kong, and will be in South Africa during December.
Trainor said while there was an initial fear the stories had a sense of humour that was "too British", Potted Potter's sensibilities had come across well all over the world.
But there have been some disappointments for the two actors within the production.
"I always thought I would be in Gryffindor [Harry Potter's house at Hogwarts], but I did a test and turns out I'm a Hufflepuff," said Trainor.
"It just doesn't have the same sort of street-cred as Gryffindor, does it?"
Potted Potter - The Unauthorised Harry Experience
October 24 - 28 at Bruce Mason Centre, Takapuna
Tickets from Ticketmaster
October 31 - November 4 at Opera House, Wellington
Tickets from Ticketek
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ROCK ROYALTY: Hennes & Mauritz AB has hired Georgia May Jagger as the face of its new Rock 'n' Roll Mansion collection. Featuring items including a white studded biker jacket and tie-dyed skinny jeans, the collection is due to go on sale at H&M stores from late February.
Jagger, the daughter of Mick Jagger and Texan model Jerry Hall, sports a Brigitte Bardot-esque bouffant hairdo and smoky eyes in the ad campaign, lensed by Terry Richardson. "I think music influences fashion and has done so for generations," Jagger stated. "Music creates a certain mood and then people dress accordingly. I think it's all quite closely intertwined."
This story first appeared in the January 11, 2013 issue of WWD. Subscribe Today.


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You can download all archived press releases from the old TRCP.org site as a PDF file here (3.1MB).
Watch their unedited remarks from a forum with outdoor writers and reporters at the TRCP's Western Media Summit Read More
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Show us your proudest public land moments and help us protect our public lands legacy from being sold off forever. Learn More


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Apple? Microsoft? See Which Jobs Are The Most Coveted
What's the greatest job on earth? Is the best gig at an established multinational or at (ahem) a hip online start-up? The guessing game is over thanks to a new set of rankings released by LinkedIn.
The be-all and end-all of résumé sites used data from over 175 million of its users and thousands of surveys to determine which companies were most sought after by job seekers. Guess who tops the list...drumroll...Google, followed by Apple, Microsoft, and Facebook. And R29. Just kidding, but seriously, rude of you not to pick us.
It's no surprise to see companies in the IT and tech sectors top the list, but Nike and Burberry also appear in the top 30. Most companies that made the cut are located in New York, Chicago, or San Francisco. And here's another interesting insight: Bigger companies do not necessarily attract the most job seekers. Half of the companies in the top 100 have fewer than 7,000 employees.
Did your current or potential employer make the cut? Take a gander on LinkedIn's site. This might be a good time to update your résumé and, you know, give that random high-school acquaintance who ended up a Google exec a call. (LinkedIn)
Photographed by by Heather Talbert
- Living | LinkedIn Unveils Top 100 Most Coveted Jobs
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M-commerce the new bank
VALUE ADDED SERVICES| Oct. 17, 2012, 7:41 a.m.
By Gregory Gondwe, Blantyre, Malawi
Airtel Malawi Deputy Managing Director Maurice Newa told the media yesterday that phone mobile financial services will soon take over from banks.
"We have 2.9 million subscribers now on Airtel Money, while there are only 500,000 bank accounts in the country," said Newa. "Mobile commerce has completely transformed the face of banking."
Newa said services such as Airtel Money, which are not only fast but safe, give large segment of the unbanked population easy access to financial services in line with Reserve Bank of Malawi's policy of financial inclusion.
He said this when presided over the re-launching of Mobile Money Platform as the company tries to market the facility more as a way of trying to improve on the lukewarm reception it suffered when it was launched for the first time earlier this year.
The company drove several residential areas in Blantyre in an effort to sell Airtel Money services to the residents in the commercial city.
During those stopovers, Airtel officials were explaining that the facility provides consumers a platform access products such as mobile banking, service payments, phone top ups and money transfer services.
Newa said Airtel aims at facilitating faster growth of the economy, as transactions through Airtel Money are conducted within 30 seconds.
Newa said the mobile phone handset facility can be used at any time of the day making cash available to people anywhere in Malawi.
One consumer in the locations where Airtel team stopped testified that she is already enjoying utilising the facility as she is now able to pay her water bills using Airtel Money.
Newa said from the first week of November, consumers will also be able to pay their electricity bills through the facility.
Airtel Malawi officials disclosed that at the moment the service has over 3,000 agents across the country and more will be identified which gives clients a wider choice on where to access cash.
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Whole new year ahead so make a clean start
How do you manage savings?Share your stories, photos and videos.
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Sluggish finances? Not sure where your money goes? Do you get to the end of the month with a light wallet, hefty credit card statement and debt weighing you down? A 30-day financial cleanse could be the detox your finances has been begging for.
Much like a physical cleanse, a detox for your finances is all about ridding yourself of the debts, overspending and bad habits that are keeping you financially unhealthy.
The first step in your financial cleanse should be the weigh-in. This will allow you to gauge by the end of the month what impact your detox has made to your finances, but it's also the moment of truth: how out of shape are you?
It's the personal finance equivalent to putting on a pair of togs and staring at your body in a full-length mirror. Uncomfortable but necessary.
EnableMe personal financial trainer Hannah McQueen says you have to "get on the scales" - print out your credit card balances, mortgage balances and savings balances and open all the bills and expose your financial situation to yourself.
"Then take a breather. This can be very confronting," McQueen says.
Once you've caught your breath, write down your income and your fixed expenses. If you have no money left over, you are either earning too little or spending too much.
"Which is it?" McQueen asks. "Or is it both?"
Financial adviser Liz Koh says you should go through the last three months of bank and credit card statements. Put the transactions into three categories: financial commitments (such as rent, mortgage, and insurance), discretionary spending (eating out, entertainment, gifts and other non-essential items) and essential spending (food, transport).
Look in particular at how much you are spending on non-essential items. Then prepare to go without.
McQueen says you should work out your average spend per month on non-essential items - and then cut it by 75 per cent.
"Shock the system."
Australian accountant and shoe addict Melissa Browne says she undergoes a month-long spending cleanse every year. This means she spends only on essentials for one month. This will save you money and also "reset your unconscious spending patterns".
Essentials are just that. Petrol. Food. Power bills. Rent.
Wine is not an essential. Neither is beer. Takeaways are not essentials. Going to the movies is not essential. You get the picture.
If you can't stick to spending only on essentials, set some goals and stick to those for the month.
McQueen says you could budget 15 per cent of your leftover money - after the bills - to spend on yourself. This could be on clothes, alcohol, socialising or entertaining.
It's up to you whether you go the full monty and spend only on essentials or go for a stiff budget, but make sure to withdraw a set amount in cash; that's your lot.
"If you have trouble with alcohol it's a good idea not to have too many bottles in the house," says financial adviser Martin Hawes.
He says that, much like a sugar detox or battle with the booze, a financial detox means you need to get what is tempting you, or causing you difficulty, out of your life.
If you have an addiction to high-interest credit cards, get them out, Hawes says.
"Take the scissors to them," Hawes says, "then don't allow them back in."
It's pretty basic - if you don't have the credit card in your wallet you can't use it to satisfy a spending binge.
Same goes for finance company cards - eliminate the option.
Mangere Budgeting Services Trust's Darryl Evans says pay with cash or use lay-by.
"Don't be enticed by interest-free deals or use your credit card or store card," he says.
Welcome to your detox - forget about money on credit cards or trying to come up with clever ways to stretch the amount you can spend, or hiding your spending on interest-free terms.
To make it work you have to stop spending - or else it'll just be business as usual.
McQueen says you should take this time away from your credit cards to look for a better deal.
If you are on a high-interest card and are carrying debt over from month to month and incurring interest, you can swap to another bank and take advantage of low-interest deals.
ASB is offering zero per cent interest for five months on any new credit card, and KiwiBank is offering 1.99 per cent for switched credit card balances for six months.
Koh, meanwhile, recommends that you start saving.
"Decide how much you want to save each payday and set up an automatic transfer into a savings account for this amount on the day you get paid," she says.
Then start making good choices with your savings.
You can use your savings to pay off high-interest, short-term debt, set up an emergency fund or save for a short-term goal like a holiday.
If you've made it through the month with spending only on essentials, give yourself a pat on the back.
McQueen says that even if you have only done one of the tips suggested above then you are better off than you were before.
It's about breaking habits and realising you don't need to spend without thinking - staying engaged with your finances is crucial.
Now that you've proven you can do it for a month, set your sights higher.
"Focus on what you want to achieve, not what you have done. Take a breath, suck it up, and take control back," McQueen says.
- Fairfax Media
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We are the Leading infertility community in the UK, with members at every stage of their journey.
Infertility, Adoption, Parenting after infertility and Moving on - Our community is there to help you every single step of the way.
|[Pregnancy Clubs]
|BFP Due date July/August 2016 - part 4 by Kieke
|Newlife Clinic Thessaloniki - Current Cyclers & General Support part 3 by Loulou4
|IVF Spain Alicante Cycle Buddies - Part 2 by joc213
|[Czech Republic]
|*~*~* REPROFIT - Cycle Buddies (Orange Knickers Gang !!) Part 9 *~*~* by Muttimumma
|Dr Gorgy - FGA - Cycle Chat Part 4 by Sarahlo
|ARGC 2016 Cycle Buddies Chat - Part 2 by BabyBaby1234
|[South East]
|Woking Nuffield part 104 by KateMart
|[Twins, Triplets or More!!]
|TWINS OR MORE BUMP CHAT - part 69 by Jaci1984


text:
Hacked By: selectLOL
Hack Information:
Hackmenu (Backslash(\) Open/Close): 1 Health - 2 Attack - 3 A-Generator - 4 Metal - 5 M-Generator - 6 Remove enemy health - 7 Remove enemy attack - 8 Remove enemy A-Generator - 9 Remove enemy metal - G Remove enemy M-Generator - H Skill points
Game Information
Witness an outstanding journey to the outer space planets, defeat your enemies and collect their powers, uncover mysteries of the unknown alien device.
You will not get the promo weapon for the multiplayer game!
Cheats: Hackmenu (Tab Open/Close): Press [H] Mon...
Hacked By: selectLOL
Cheats: Hackbar: Press [1] Toggle fuel - [2] Toggle shield - [3] Mon...
Hacked By: selectLOL
Cheats: Hackmenu (Backslash(\) Open/Close): Pres...
Hacked By: selectLOL
Cheats: Hackbar: Press [1] Godmode on - [2] Godmode off
Hacked By: selectLOL
sooo...is this game a blank white screen? cuz if it is then i dont like it
So anyone know a fix for a blank white screen???
Excellent game, and the hacks were very helpful :) Loved the game so much that I installed the full deal on my tablet to play further
I know the hack works.It just that if you don't press the hack,the round will continue until either you or the enemy rocket is destroyed.When you press one of the hack for the battle,it automatically launch your rocket in the next round.
Good job SelectLOL
not for 1 player this game for 2 player
*Thumbs up if you think this**thumbs up if you think that*. If you do this here's a word of advice. SHUT THE FU*K UP!! D:
thumbs up if selectLOL is the best hacker
Registered Users: 469939
Hacks Played Today: 191489
Total Hacks Played: 785908967
There are 1384 users online
11 Members, 1373 Guests


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NCDEX turmeric is rising in a near-term uptrendThe turmeric futures contract traded on the National Commodity and Derivatives Exchange (NCDEX) advanced 3.3 per cent to close at ₹8,166 a quintal last week. This bullish momentum extended Monday as well and the contract climbed ₹162 or 2 per ... Hindu Business Line, 1 day ago
41 images for national multi commodity exchange
MCX gearing up for options trading in commodities, currency derivatives
The Multi Commodity Exchange (MCX) is preparing the ground to launch derivatives trading in currency and has asked four technology service providers to submit request for proposals (RFP). RFP is a process of collecting written information about ...Hindu Business Line, 1 week ago MCX stock ends 7% up as RBI lifts curbs on foreign investors Business Standard India, 1 month ago
BSE plans to sell up to 30% stake in IPO
Multi-Commodity Exchange of India is the only listed bourse in the country BSE, Asia's oldest stock exchange, plans to sell up to 30 per cent stake in its much-awaited initial public offer (IPO), which is expected to hit the market this financial year. The exchange plans to file draft papers with capital markets regulator Sebi in July. BSE (formerly known as Bombay Stock Exchange) has already appointed Edelweiss Financial Services as the lead merchant banker and AZB & Partners and Nishith ...Rediff.com, 4 weeks ago BSE plans to sell 30% stake in IPO Hindu Business Line, 4 weeks ago BSE plans to sell up to 30 per cent stake in IPO Deccan Chronicle, 4 weeks ago BSE will sell up to 30% stake in upcoming IPO issue DNA India, 4 weeks ago
More from: NDTV, Smart Investor...and 9 other sources
Crude oil futures down on weak Asian cues.
Crude oil for delivery in June at the Multi Commodity Exchange traded down Rs 24 or 0.73 per cent at Rs 3,251 per barrel in 6,843 lots.(Reuters) Crude oil futures down on weak Asian cuesCrude oil futures fell 0.73 per cent to Rs 3,251 per barrel ...Financial Express, 2 weeks ago
MCX to strengthen agri-space presence with 4-5 new contracts
Strengthening its footprints in agri-space, the Multi Commodity Exchange of India (MCX) plans to introduce four-five new contracts in near future. According to exchange sources, MCX plans to introduce castor seed, the contract which was suspended ...Business Standard India, 1 week ago MCX plans to launch 4-5 new contracts in agri segment Smart Investor, 1 week ago
MCX jumps after RBI removes restrictions on share purchases by foreign investors
Multi Commodity Exchange of India jumped 7.37% to Rs 921 at 10:45 IST on BSE after the Reserve Bank of India removed the restrictions placed on purchase of the company's shares by foreign institutional investors with immediate effect. The Reserve ...Capital Market, 1 month ago
Sebi proposes new rules for warehouse service providers
The move is aimed at increasing transparency in commodity market transactions to avoid frauds like NSEL scam The Securities and Exchange Board of India, or Sebi, on Thursday proposed new rules for the country's warehouse service providers (WSP) so ...Livemint.com, 3 weeks ago Sebi moots warehousing norms for farm commodities traded on NCDEX Millennium Post, 3 weeks ago SEBI issues draft paper on warehouse service providers Hindu Business Line, 3 weeks ago Warehousing norms mooted for commodities Smart Investor, 3 weeks ago
Commodities Relative Value
Significant volatility across the commodities complex has created relative opportunities for hedge funds. A multiyear bear market in commodities has led investors to explore more active opportunities within the asset class. This is evident from ...Investopedia, 1 month ago Commodities Relative Value - Capitalizing On High Volatility Across The Commodity Spectrum Seeking Alpha, 1 month ago
China Led AIIB, a New Multi-National Development Bank Meeting Expections
Details of the operation and philosophy of the Asian Infrastructure Investment Bank (AIIB) show that it is meeting expectations to lead development cooperation as a new type of multilateral financial institution. Addressing the AIIB Board of ...Live Trading News, 3 days ago
Sun Life Global Investments (Canada) Inc. and Sun Life Multi-Strategy Target Return Fund
Headnote National Policy 11-203 Process for Exemptive Relief Applications in Multiple Jurisdictions relief provided to a commodity pool subject to NI 81-104 to invest up to 10% of net assets in aggregate in underlying funds subject to UCITS ...Ontario Securities Commission, 6 days ago
Realtime News
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In association with 2WALKandCYCLE 2016 Conference, Auckland.
How can we create vibrant and healthy cities for everyone, regardless of age or social status? What is the role of the streets -the largest public space in any city? How can parks improve the quality of life that attracts and retains people to their communities?
Gil answers these questions while also explaining a simple and effective principle for inclusive city building: ensuring the safety and joy of children and older adults (from 8 year olds to 80 year olds) are at the forefront of every decision we make in our cities.